Quarterlytics / Industrials / Trucking / USA Truck / FY2012 Annual Report

USA Truck
Annual Report 2012

USAK · NASDAQ Industrials
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Ticker USAK
Exchange NASDAQ
Sector Industrials
Industry Trucking
Employees 1001-5000
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FY2012 Annual Report · USA Truck
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usa-truck.com

USA Truck Company Overview

USA Truck is a dry van truckload carrier transporting general commodities via our Truckload 
and Dedicated Freight service offerings. We transport commodities throughout the 
continental United States and into and out of portions of Canada. We also transport general 
commodities into and out of Mexico by allowing through-trailer service from our terminal  
in Laredo, Texas. Our Strategic Capacity Solutions and Intermodal operating segments 
provide customized transportation solutions using our technology and multiple modes  
of transportation, including our assets and the assets of our partner carriers.

It begins with you.sm
This phrase has a dual objective at USA Truck — to serve as both an overall message  
to our customers (and potential customers) and as a constant reminder to our team 
members why we are in business. 

Annual Report 2012

Selected Financial Data

(Dollars in thousands except per share amounts)

Base revenue 
Operating (loss) income  
Net (loss) income 
Diluted (loss) earnings per share 
Total assets 
Long-term debt 
Stockholders’ equity 
Operating ratio* 
Total tractors in-service, including  
independent contractors (end of period) 
Total trailers (end of period) 
Average miles per tractor per week 

Year Ended December 31,

2012 
$408,719 
(23,186) 
(17,540) 
(1.70) 
331,706 
122,530 
109,561 

2011 
$411,026 
(12,649) 
(10,777) 
(1.05) 
336,191 
98,927 
126,972 

2010 
$386,883 
92 
(3,308) 
(0.32) 
327,385 
79,750 
137,708 

2009 
$331,520 
(6,607) 
(7,177) 
(0.70) 
330,700 
39,116 
140,546 

2008
$397,557
12,147
3,140
0.31
332,268
79,364
146,773

  105.7% 

103.1% 

99.9% 

102.0% 

96.9%

2,202 
6,091 
1,802 

2,257 
6,318 
1,839 

2,363 
6,716 
2,016 

2,328 
7,214 
1,972 

2,392
7,351
2,216

* Operating ratio as reported above is based upon total operating expenses, net of fuel surcharge,  
   as a percentage of base revenue.

Corporate Information

This annual report and the statements contained herein are submitted for the general information of stockholders of 
the Company and are not intended to induce any sale or purchase of securities or to be used in connection therewith.

Corporate Headquarters
3200 Industrial Park Road
Van Buren, AR 72956
Telephone: (479) 471-2500

Annual Meeting
May 8, 2013
10:00 a.m. local time
USA Truck, Inc.
3200 Industrial Park Road
Van Buren, AR 72956

Transfer Agent and Registrar
Registrar and Transfer Company
10 Commerce Drive
Cranford, NJ 07016

Common Stock
Traded on the NASDAQ  
Global Select Market under the Symbol: USAK

Website
usa-truck.com 

Upon written request of any stockholder, the Company will furnish without charge a copy of the Company’s 2012 Annual 
Report  on  Form  10-K,  as  filed  with  the  Securities  and  Exchange  Commission,  including  the  financial  statements  and 
schedules thereto.  The written request should be sent to J. Rodney Mills, Secretary of the Company, at the Company’s 
executive  offices,  3200  Industrial  Park  Road,  Van  Buren,  Arkansas  72956.    The  written  request  must  state  that  as  of  
March 13, 2013, the person making the request was a beneficial owner of shares of the Common Stock of the Company.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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Part III 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item No.   

USA TRUCK, INC. 
TABLE OF CONTENTS 
Caption 
PART I 

  Page

1.   Business ............................................................................................................................. 
1A.   Risk Factors ....................................................................................................................... 
1B.   Unresolved Staff Comments .............................................................................................. 
2.   Properties ........................................................................................................................... 
3.   Legal Proceedings .............................................................................................................. 

2 
10 
16 
16 
17 

4.   Mine Safety Disclosures ....................................................................................................    17 

PART II 

5. 

Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer 
Purchases of Equity Securities ........................................................................................... 
6.   Selected Financial Data ..................................................................................................... 
7. 

Management’s Discussion and Analysis of Financial Condition and Results of 
Operations .......................................................................................................................... 
7A.   Quantitative and Qualitative Disclosure about Market Risk .............................................. 
8.   Financial Statements and Supplementary Data .................................................................. 
9. 

Changes in and Disagreements with Accountants on Accounting and Financial 
Disclosure .......................................................................................................................... 
9A.   Controls and Procedures .................................................................................................... 
9B.   Other Information .............................................................................................................. 

PART III 

10.   Directors, Executive Officers and Corporate Governance ................................................. 
11.   Executive Compensation ................................................................................................... 
12. 

Security Ownership of Certain Beneficial Owners and Management and Related 
Stockholder Matters ........................................................................................................... 
13.   Certain Relationships and Related Transactions and Director Independence .................... 
14.   Principal Accountant Fees and Services ............................................................................ 

15.   Exhibits and Financial Statement Schedules ..................................................................... 
   Exhibit Index ..................................................................................................................... 

PART IV 

18 
19 

19 
33 
34 

58 
58 
58 

59 
59 

59 
59 
59 

60 
61 

 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
 
 
 
  
 
 
 
  
 
 
 
PART I 

Item 1.  BUSINESS 

This  Annual  Report  on  Form  10-K  contains  certain  statements  that  may  be  considered  forward-looking 
statements  within  the  meaning  of  Section  27A  of  the  Securities  Act  of  1933,  as  amended  and  Section  21E  of  the 
Securities Exchange Act of 1934, as amended, and such statements are subject to the safe harbor created by those 
sections,  and  the  Private  Securities  Litigation  Reform  Act  of  1995,  as  amended.    All  statements,  other  than 
statements of historical or current fact, are statements that could be deemed forward-looking statements, including 
without  limitation:  any  projections  of  earnings,  revenues,  or  other  financial  items;  any  statement  of  plans, 
strategies, and objectives of management for future operations; any statements concerning proposed new services or 
developments; any statements regarding future economic conditions or performance; and any statements of belief 
and any statement of assumptions underlying any of the foregoing.  Such statements may be identified by their use of 
terms  or  phrases  such  as  “expects,”  “estimates,”  “projects,”  “believes,”  “anticipates,”  “intends,”  “plans,” 
“goals,”  “may,”  “will,”  “should,”  “could,”  “potential,”  “continue,”  “future”  and  similar  terms  and  phrases.  
Forward-looking  statements  are  based  on  currently  available  operating,  financial,  and  competitive  information.  
Forward-looking statements are inherently subject to risks and uncertainties, some of which cannot be predicted or 
quantified,  which  could  cause  future  events  and  actual  results  to  differ  materially  from  those  set  forth  in, 
contemplated  by,  or  underlying  the  forward-looking  statements.    Factors  that  could  cause  or  contribute  to  such 
differences include, but are not limited to, those discussed in the section entitled "Item 1.A., Risk Factors," set forth 
below.  Readers should review and consider the factors discussed under the heading “Risk Factors” in Item 1A of 
this  Annual  Report on  Form 10-K, along  with  various disclosures  in our  press  releases,  stockholder reports, and 
other filings with the Securities and Exchange Commission. 

All such forward-looking statements speak only as of the date of this Annual Report on Form 10-K.  You are 
cautioned not to place undue reliance on such forward-looking statements.  We expressly disclaim any obligation or 
undertaking  to  release  publicly  any  updates  or  revisions  to  any  forward-looking  statements  contained  herein  to 
reflect any change in our expectations with regard thereto or any change in the events, conditions, or circumstances 
on which any such information is based. 

All  forward-looking  statements  attributable  to  us,  or  persons  acting  on  our  behalf,  are  expressly  qualified  in 

their entirety by this cautionary statement. 

References to the “Company,” “we,” “us,” “our” and words of similar import refer to USA Truck, Inc. and 

its subsidiary. 

General 

We  are  an  international  truckload  carrier  providing  transportation  of  general  commodities  throughout  the 
continental United States, into and out of Mexico and into and out of portions of Canada.  Generally, we transport 
full dry van trailer loads of freight from origin to destination without intermediate stops or handling. To complement 
our Truckload operations, we provide dedicated, brokerage and rail intermodal services.  For shipments into Mexico, 
we transfer our trailers to tractors operated by Mexican carriers at a facility in Laredo, Texas, which is operated by 
our wholly-owned subsidiary.  Through our asset based and non-asset based capabilities, we transport many types of 
freight  for  a diverse  customer  base  in  industries  such  as  industrial  machinery  and  equipment,  rubber and  plastics, 
retail stores, paper products, durable consumer goods, metals, electronics and chemicals.  Our business is classified 
into three operating and reportable segments:  our Trucking operating segment consisting primarily of our Truckload 
and  Dedicated  Freight  service  offerings;  our  Strategic  Capacity  Solutions  (“SCS”)  operating  segment  consisting 
entirely of our freight brokerage service offering; and our rail Intermodal operating segment.       

Our  truckload freight  services  utilize  equipment  we  own or  equipment  owned  by  independent  contractors for 
the  pick-up  and  delivery  of  freight.    Our  Truckload  service  offering  transports  freight  over  irregular  routes  as  a 
medium-  to  long-haul  common  carrier.    Our  Dedicated  Freight  service  offering  provides  similar  transportation 
services, but does so pursuant to agreements whereby we make our equipment available to a specific customer for 
shipments over particular routes at specified times.  Our rail Intermodal service offering provides our customers cost 
savings alternatives to Truckload with a slightly slower transit speed, while allowing us to reposition our equipment 
to  maximize  our  freight  network  yield.    At  December 31,  2012,  our  Trucking  fleet  consisted  of  2,202  in-service 
tractors and 6,061 in-service trailers and our average length-of-haul for 2012 was 542 miles.  

Our SCS and Intermodal operating segments are intended to provide services which complement our Trucking 
services, primarily to existing customers of our Trucking operating segment.  A majority of the customers using our 
SCS and Intermodal services are also customers of our Trucking operating segment.  For the year ended December 
31, 2012, our SCS and Intermodal operating segments represented approximately 22.0% and 5.2%, respectively, of 
our consolidated revenue.  

2 

The discussion of our business in this Item 1 focuses primarily on Trucking, which is our dominant segment, 

producing 72.8% of our total base revenue in 2012. 

We were incorporated in Delaware in September 1986 as a wholly-owned subsidiary of ABF Freight System, 
Inc., and we were purchased by management in December 1988.  The initial public offering of our common stock 
was completed in March 1992. 

Our principal offices are located at 3200 Industrial Park Road, Van Buren, Arkansas 72956, and our telephone 

number is (479) 471-2500. 

This Annual Report on Form 10-K, our quarterly reports on Form 10-Q, our current reports on Form 8-K, and 
all other reports filed with the Securities and Exchange Commission (“SEC”) pursuant to Section 13(a) or 15(d) of 
the Securities Exchange Act of 1934, as amended (the “Exchange Act”) can be obtained free of charge by visiting 
our website at http://www.usa-truck.com.  Information contained on our website is not incorporated into this Annual 
Report on Form 10-K, and you should not consider information contained on our website to be part of this report. 

Additionally, you may read all of the materials that we file with the SEC by visiting the SEC’s Public Reference 
Room  at  100  F  Street,  N.E.,  Washington,  D.C.  20549.    If  you  would  like  information  about  the  operation  of  the 
Public  Reference  Room,  you  may  call  the  SEC  at  1-800-SEC-0330.    You  may  also  visit  the  SEC’s  website  at 
www.sec.gov.    This  site  contains  reports,  proxy  and  information  statements  and  other  information  regarding  our 
Company and other companies that file electronically with the SEC.  

Background 

From  2009  and  through  the first  quarter  of  2012, we  pursued  a  strategy  of positioning  our  assets  into  freight 
lanes with a shortened length of haul.  That strategy did not yield the anticipated operational or financial results, and 
accordingly,  during  the  second  quarter  of  2012,  we  began  implementing  a  long-term  turnaround  plan  that  we 
anticipate will improve our operational performance and return the Company to sustained profitability.  We engaged 
industry  consultants  to  aid  in  the  design  of  the  plan,  and  we  hired,  as  key  members  of  our  management  team, 
industry veterans to provide additional expertise in specific subject matters such as freight pricing.   

During 2012, we took several key steps to build a solid foundation on which to implement the turnaround plan: 

  We  enhanced  the  composition  of  our  Board  of  Directors,  including  the  addition  of  deep  operational 

turnaround experience; 

  We reconstituted our management team, refined the role of Chief Operating Officer for our Trucking 

segment and initiated a professional search process to fill that role; and 

  We refinanced our revolving balance sheet debt to provide what we believe is sufficient time to effect 

the turnaround. 

The turnaround plan is comprised of three primary components: yield management, operational execution and 

driver retention. 

  Yield Management.  We identified, as a significant contributor to our diminished asset productivity in 
recent years, an inefficient and underpriced freight network.  During the spring of 2012, we redesigned 
our freight network to provide additional focus on operational efficiency by selecting specific markets 
and lanes in which to build density because we believe that will allow us to utilize more efficiently our 
tractors  and  our  drivers’  available  hours  of  service.    We  determined  the  greatest  impediment  to  that 
efficiency was an excessive presence of short-haul freight (under 300 miles) in our network.  During 
the summer of 2012, we initiated a proactive effort to re-price or replace much of our short-haul freight 
and other under-performing loads.  The progress we made in this area can be seen in the simultaneous 
increase  in  our  length-of-haul  and  a  corresponding  improvement  in  our  base  Trucking  revenue  per 
loaded mile (pricing typically deteriorates at longer lengths-of-haul). 

Our long-term objective is to continually improve the performance of our freight network (as measured 
by base revenue per seated tractor per week) through, among other things, building density in specific 
lanes  and  markets  with  specific  shippers.    We  call  this  process  of  continual  improvement  “yield 
management.” 

  Operational  Execution.    During  2012,  we  restructured  our  Trucking  operations  to  support  enhanced 
processes.    Those  processes  are  designed  to  improve  daily  tractor  availability,  daily  freight  booking 
volume and balance, and the efficient matching of available freight with available capacity.  We made 
significant progress in this area during 2012, which can be seen in our improved miles per seated truck 
per  week  in  the  fourth  quarter.    We  also  identified  several  Company-wide  opportunities  to  better 

3 

 
 
control costs and improve operational efficiency.  We are implementing those projects, many of which 
will require multiple quarters to fully implement. 

Our  long-term  objective  is  to  incrementally  improve  operational  execution  by  identifying  and 
eliminating waste in the dispatch process through improved visibility into the details of our operations.   

  Driver  Retention.    Excessive  driver  turnover  has  a  material  adverse  impact  on  our  performance, 
particularly in the areas of customer service, productivity, safety and costs.  During the second half of 
2012, we enhanced our efforts to retain qualified drivers through a variety of internal initiatives.  As a 
result  of  those  initiatives,  at  the  end  of  2012,  the  number  of  unseated  trucks  in  our  fleet  decreased 
substantially.    Our  long-term  objective  is  to  meaningfully  reduce  driver  turnover  by  implementing  a 
program we call “Driver Community.”   

We  anticipate  we  will  also  continue  to  aggressively  grow  our  Specialized  Services  business  units  (SCS  and 
Intermodal).  These business units complement our traditional Trucking service offerings, providing our customers 
with  additional  sources  of  capacity  at  competitive  prices.    They  also  require  far  less  invested  capital.    Our  SCS 
operating  segment  consists  entirely  of  our  freight  brokerage  service  offering,  which  matches  customer  shipments 
with  available  equipment  of  third  party  authorized  carriers  and  provides  services  that  complement  our  Trucking 
operations.  Our rail Intermodal service offering provides our customers cost savings over Truckload with a slightly 
slower transit speed, while allowing us to reposition our equipment.  In November 2012, we began the transition of 
our intermodal model from a private-containers based model to a less asset intensive model, which is expected to 
continue throughout the first quarter of 2013. 

Industry and Competition 

The trucking industry includes both private fleets and for-hire carriers.  Private fleets consist of trucks owned 
and  operated  by  shippers  that  move  their  own  goods.    For-hire  carriers  include  both  truckload  and  less-than-
truckload operations.  Truckload carriers dedicate an entire trailer to one customer from origin to destination.  Less-
than-truckload carriers pick up multiple shipments from multiple shippers on a single truck and then route the goods 
through terminals or service centers, where freight may be transferred to other trucks with similar destinations for 
delivery.    Truckload  carriers  typically  transport  shipments  weighing  more  than  10,000  pounds,  while  less-than-
truckload carriers typically transport shipments weighing less than 10,000 pounds. 

The  for-hire  segment  is  highly  competitive  and  includes  thousands  of  carriers,  none  of  which  dominates  the 
market.  This segment is characterized by many small carriers having revenues of less than $1 million per year and 
relatively few carriers with revenues exceeding $100 million per year.  Measured by annual revenue, the 40 largest 
truckload  carriers  accounted  for  approximately  $22.8  billion  of  the  for-hire  truckload  market  in  2011.    We  were 
ranked number 26 of the largest for-hire truckload carriers based on total revenue for 2011.  The industry continues 
to undergo consolidation.  In addition, the recent challenging economic times have contributed to the failure of many 
trucking companies and made entry into the industry more difficult.  

We  compete  primarily  with  other  truckload  carriers,  private  fleets  and,  to  a  lesser  extent,  railroads  and  less-
than-truckload  carriers.    A  number  of  truckload  carriers  have  greater  financial  resources,  own  more  revenue 
equipment and carry a larger volume of freight than we do.  We also compete with truckload and less-than-truckload 
carriers for qualified drivers. 

The  principal  means  of  competition  in  the  truckload  segment  of  the  industry  are  service  and  price,  with  rate 
discounting  being  particularly  intense  during  economic  downturns.    Although  we  compete  more  on  the  basis  of 
service rather than rates, rate discounting continues to be a factor in obtaining and retaining business.  Furthermore, 
a depressed economy tends to increase both price and service competition from alternative modes such as less-than-
truckload carriers, as well as intermodal carriers.  Although an increase in the size of the market would benefit all 
truckload carriers, we believe that successful carriers are likely to grow primarily by offering additional services to 
their customers and acquiring a greater market share.   

Marketing and Sales 

We focus the majority of our marketing efforts on customers with premium service requirements and who have 
heavy  shipping  needs  within  our  primary  operating  areas.    This  permits  us  to  position  available  equipment 
strategically so that we can be  more responsive to customer needs.  We believe it also helps us achieve premium 
rates and develop long-term, service-oriented relationships.  Our team members have a thorough understanding of 
the needs of shippers in many industries.  These factors allow us to provide reliable, timely service to our customers.  
For 2012, approximately 92% of our total revenue was derived from customers that were customers prior to 2012, 
and  we  have  provided  services  to  our  top  10  customers  for  an  average  of  approximately  10  years.    We  provided 
service to 1,346 customers in 2012.  

4 

 
 
The table below shows the percentage of our total revenue attributable to our top ten and top five customers and 

largest customer for the periods indicated. 

Top 10 customers ...........................................................
Top 5 customers .............................................................
Largest customer ............................................................

29%
18%
6%

31% 
21% 
6% 

Year Ended December 31, 

2012 

2011 

Our Sales Department solicits and responds to customer orders and maintains close customer contact regarding 
service requirements and rates.  We typically establish rates through individual negotiations with customers.  For our 
Dedicated Freight services, rates are fixed under contracts tailored to the specific needs of shippers.  

While we prefer direct relationships with our customers, we recognize that obtaining shipments through other 
providers of transportation or logistics services is a significant marketing opportunity.  Securing freight through a 
third  party  enables us  to provide services for  high-volume  shippers  to which we  might  not otherwise  have  access 
because many of them require their carriers to conduct business with their designated third party logistics provider. 

We require customers to have credit approval before dispatch.  We bill customers at or shortly after delivery 
and,  during  2012,  receivables  collection  averaged  approximately  38  days  from  the  billing  date,  compared  to  an 
average of approximately 34 days during 2011. 

Operations  

USA Truck is a dry van truckload carrier transporting general commodities via our Truckload and Dedicated 
Freight service offerings.  We transport commodities throughout the continental United States and into and out of 
portions  of  Canada.    We  also  transport  general  commodities  into  and  out  of  Mexico  by  allowing  through-trailer 
service from our terminal in Laredo, Texas.  The following table shows our total Company average length-of-haul 
and  the  average  length-of-haul  for  two  of  our  Trucking  segment’s  service  offerings,  in  miles,  for  the  periods 
indicated.  

Total Trucking ...................................................................
Truckload .......................................................................
Dedicated Freight ...........................................................

542
554
385

532 
544 
396 

Year Ended December 31, 

2012 

2011 

Our  Operations  Department  consists  primarily  of  our  driver  managers,  load  planners  and  customer  service 
representatives.  Each driver manager supervises approximately 40 drivers in our various service offerings, and our 
driver managers are the primary contacts with our drivers.  They monitor the location of equipment and direct its 
movement in the safest, most efficient and practicable manner.  Load planners assign all available units and loads in 
a manner that maximizes profit and minimizes costs.  Customer service representatives book the freight and ensure 
on-time delivery by monitoring loads.  The Operations Department focuses on making trucks available for dispatch, 
selecting profitable freight and efficiently matching that freight to available trucks, all of which must be achieved 
without sacrificing customer service, equipment utilization, driver retention or safety. 

We operate primarily in the U.S. with minor operations in Canada and Mexico.  Substantially all of our revenue 
is  generated  from  within  the  U.S.    All  of  our  tractors  are  domiciled  in  the  U.S.,  and  for  the  past  three  years,  we 
estimate that less than ten percent of our revenue has been generated in Canada and Mexico.  We do not separately 
track domestic and foreign revenue from customers or domestic and foreign long-lived assets, and providing such 
information would not be meaningful. 

Safety  

We  emphasize  safe  work  habits  as  a  core  value  throughout  our  organization,  and  we  engage  in  proactive 
training and education relating to safety concepts, processes and procedures.  The evaluation of an applicant’s safety 
record  is  one  of  several  essential  criteria  we  use  when  hiring  drivers.    We  conduct  pre-employment,  random, 
reasonable  suspicion  and post-accident  alcohol  and  substance  abuse  testing  in  accordance  with  the Department  of 
Transportation (“DOT”) regulations. 

Safety training for new drivers begins in orientation, when newly hired team members are taught safe driving 
and work techniques that emphasize the importance of our commitment to safety.  Upon completion of orientation, 
new student drivers are required to undergo on-the-road training for four to six weeks with experienced commercial 
motor  vehicle  drivers  who  have  been  selected  for  their  professionalism  and  commitment  to  safety  and  who  are 

5 

 
 
 
 
 
 
trained to communicate safe driving techniques to our new drivers.  New drivers who graduate from our on-the-road 
program  must  then  successfully  complete  post-training  classroom  and  road  testing  before  being  assigned  to  their 
own tractor.  Additionally, all Company drivers participate in on-going training that focuses on collision prevention. 

To reinforce and promote safety concepts Company-wide, we conduct two “live” safety training classes each 
year and provide other training courses designed to keep our drivers up-to-date on safety topics and to reinforce and 
advance professional driving skills.  Additionally, the Safety Department conducts safety meetings with operations 
and other non-driver personnel to address specific safety-related issues and concerns.  

We  also  have  in  place  a  corrective  action  program  designed  to  evaluate  each  driver’s  safety  record  to  help 
determine whether a driver needs additional training and whether the driver is eligible for continued employment.  
We have a Company-wide communication network designed to facilitate rapid response to safety issues and a driver 
counseling  and  retraining  system  to  assist  drivers  who  need  additional  assistance  or  training.    We  have  safety 
personnel  at  our  high  traffic  terminal  locations  around  the  country  to  provide  hands-on  remedial  and  skills 
development training to our drivers. 

We have an economic awards program to reward those drivers who have achieved specified safety milestones.  
Drivers are recognized at the annual President’s Million Mile Banquet, and outstanding drivers are also recognized 
in  Company-wide  publications  and  media  releases  announcing  the  drivers’  achievements.    Driver  safety 
achievements are also noted with special jackets, uniform patches, caps, letters of recognition and other awards that 
identify the driver as having reached a safety milestone. 

We  maintain  a  modern  fleet  of  tractors  and  trailers.    This  factor,  in  conjunction  with  the  regular  safety 
inspections that our drivers and our Maintenance Department conduct on our equipment, assists us in our goal of 
having equipment that is well-maintained and safe.  Our tractors are equipped with anti-lock braking systems and 
electronic governing equipment that limits the maximum speed of our tractors to no more than 65 miles per hour. In 
addition,  substantially  all  tractors  added  since  2008  are  equipped  with  stability  control  systems,  which  assist  in 
further reducing the potential for accidents.  

Insurance and Claims 

The primary risks for which we obtain insurance are cargo loss and damage, personal injury, property damage, 
workers’ compensation and employee medical claims.  We self-insure for a portion of claims exposure in each of 
these areas.  

We  maintain  insurance  with  licensed  insurance  carriers  in  amounts  that  are  above  those  for  which  we  self-
insure.    Although  we  believe  the  aggregate  insurance  limits  should  be  sufficient  to  cover  reasonably  expected 
claims, it is possible that one or more claims could exceed our aggregate coverage limits.  An unexpected loss or 
changing conditions in the insurance market could adversely affect premium levels.  As a result, our insurance and 
claims expense could increase, or we could raise our self-insured retention or decrease our aggregate coverage limits 
when our policies are renewed or replaced.  If these expenses increase, if we have to increase our reserves, if we 
experience a claim in excess of our coverage limits, or if we experience a claim for which coverage is not provided, 
our results of operations and financial condition could be materially and adversely affected. 

Drivers and Other Personnel 

Driver  recruitment  and  retention  are  vital  to  our  success.    Recruiting  drivers  is  challenging  given  our  hiring 
standards and because enrollment levels in driving schools are volatile.  Retention is difficult because of wage and 
job  fulfillment  considerations.    Driver  turnover,  especially  in  the  early  months  of  employment,  is  a  significant 
problem in our industry, and the competition for qualified drivers is intense.  We have seen the driver market tighten 
as  a  result  of  the  DOT’s  Compliance  Safety  Accountability  program  (“CSA”)  (formerly  “Comprehensive  Safety 
Analysis 2010”) and other regulatory changes, and we expect that to continue.  In order to attract and retain drivers, 
we  must  continue  to  provide  safe,  attractive  and  comfortable  equipment,  direct  access  to  management  and 
competitive wages and benefits designed to encourage longer-term employment. 

In  addition  to  the  Company  drivers  we  employ,  we  enter  into  contracts  with  independent  contractors,  who 
provide  a  tractor  and  a driver  and  are  responsible  for  all  operating  expenses  in  exchange  for  a  fixed payment  per 
mile.  We also enter into lease-purchase agreements with eligible drivers to allow them the opportunity to purchase a 
Company-owned tractor while concurrently becoming an independent contractor.   

Driver  pay  is  calculated  primarily  on  the  basis  of  miles  driven  and  increases  based  on  tenure  and  driver 

performance.  We believe our current pay scale is competitive with industry peers. 

6 

 
 
On  March  16,  2013,  we  had  approximately  2,990  team  members,  including  approximately  2,320  driver  team 
members.    We  do  not  have  any  team  members  represented  by  a  collective  bargaining  unit.  In  the  opinion  of 
management, our relationship with our team members is good.  

Revenue Equipment and Maintenance   

Our policy is to replace most tractors within 36 to 45 months and most trailers within 84 to 120 months from the 
date of purchase.  Because maintenance costs increase as equipment ages, we believe these trade intervals allow us 
to  more  closely  control  our  maintenance  costs  and  to  economically  balance  those  costs  with  the  equipment’s 
expected  sale  or  trade  values.    Such  trade  intervals  also  permit  us  to  maintain  substantial  warranty  coverage 
throughout our period of ownership.  

We  make  equipment  purchase  and  replacement  decisions  based  on  a  number  of  factors,  including  new 
equipment  prices,  the  used  equipment  market,  demand  for  our  freight  services,  prevailing  interest  rates, 
technological improvements, regulatory changes, fuel efficiency, equipment durability, equipment specifications and 
the availability of drivers.  Therefore, depending on the circumstances, we may accelerate or delay the acquisition 
and  disposition  of  our  tractors  or  trailers  from  time  to  time.    In  conjunction  with  our  strategic  objective  of 
positioning  us  for  long-term  revenue  growth,  we  will  add  equipment  as  the  freight  market  and  driver  availability 
dictate.    Generally,  our  primary  business  strategy  of  earning  greater  returns  on  capital  requires  us  to  improve  the 
profitability of our existing tractors before we consider materially adding to the fleet size. 

In January 2011, we began installing trailer tracking technology and cargo sensors and at December 31, 2012, 
we had outfitted approximately 5,500 trailers with this technology.  This new technology has contributed to more 
efficient  asset  utilization  across  our  fleet,  improved  customer  satisfaction  through  better  asset  allocation  and  load 
visibility and enhanced load security.  This technology is designed to provide managers the ability to view trailer 
assets in real-time and run customizable management and operational reports for each trailer in their fleet, which is 
allowing us to operate with a more efficient trailer-to-tractor ratio than we would otherwise.  

The  following  table  shows  the  number  of  units  and  average  age  of  revenue  equipment  that  we  owned  or 

operated under capital leases as of the indicated dates. 

Year Ended 
December 31, 
2011 
2012 

Tractors: 

Acquired .............................................................................
325
Disposed .............................................................................
383
End of period total ............................................................ 2,246
Average age at end of period (in months) .....................
32

Trailers: 

Acquired .............................................................................
300
Disposed .............................................................................
527
End of period total ............................................................ 6,091
Average age at end of period (in months) .....................
77

490 
625 
  2,304 
28 

300 
698 
6,318 
71 

To simplify driver and mechanic training, control the cost of spare parts and tire inventory and provide for a 
more efficient vehicle maintenance program, we purchase tractors and trailers  manufactured to our specifications.  
In  deciding  which  equipment  to  purchase,  a  number  of  factors  are  considered,  including  safety,  fuel  economy, 
expected resale value, trade terms and driver comfort.  We have a strict preventive maintenance program designed to 
minimize equipment downtime and enhance sale or trade-in values.  

We  finance  revenue  equipment  purchases  through  our  credit  agreement,  capital  lease-purchase  arrangements, 
proceeds from sales or trades of used equipment and cash flows from operations.  Substantially all of our tractors 
and trailers are pledged to secure our obligations under financing arrangements. 

In  addition  to  tractors  that  we  own,  we  contract  with  independent  operators  for  the  use  of  their  tractors  and 
drivers in our operations.  We offer a lease-purchase program to drivers interested in owning their own equipment 
and becoming independent contractors.  Prior to October 2012, the program offered qualified drivers the opportunity 
to  purchase  their  own  tractors  through  a  third-party  financing  program.    In  October  2012,  we  began  offering  in-
house  financing  for  this  program,  whereby  our  drivers  can  purchase  tractors  directly  from  us.    At  December  31, 
2012, we had 101 independent contractors under contract with us, which included 23 lease-purchase operators.     

7 

 
 
 
 
 
 
 
Beginning  January 1, 2010, new federal  emissions  requirements  became  effective for  all  heavy-duty  engines. 
These new requirements reduce the levels of specified emissions from heavy-duty engines manufactured in or after 
2010, and resulted in cost increases when we acquired tractors equipped with these engines. In order to comply with 
the  standards,  new  emissions  control  technologies,  such  as  selective  catalytic  reduction  (“SCR”)  strategies  and 
advanced  exhaust  gas  recirculation  (“EGR”)  systems,  are  being  utilized.    In  anticipation  of  an  increase  in  the 
purchase price  of new  equipment  related  to  the 2010  emissions  requirements,  we  accelerated  the purchase of  100 
replacement tractors in 2009 and purchased another 300 pre-2010 emission regulated replacement tractors during the 
first and second quarters of 2010.  As of December 31, 2012, we had 929 tractors, or 41% of our fleet, with the 2010 
emission engines including 849 tractors with SCR technology and 80 tractors with Advanced EGR technology. 

Technology 

We maintain a data center that utilizes both a battery backup and a diesel generator for electrical redundancy.  
The  data  center  also  houses  two fully  redundant  air  systems.    The  move  to  virtualized  hardware  over  the  coming 
year will offer the ability to provide redundancy at all levels that we believe will result in virtually no down-time for 
all  major  systems.    Over  the  past  five  years,  we  have  been  slowly  transitioning  our  technology  base  from  legacy 
mainframe  based  applications  to  third  party  systems.  These  include  TMW  for  our  operational  systems,  Microsoft 
Dynamics for our financial systems, TMW Synergize for document storage, and Microfocus for hosting remaining 
legacy systems.  This has allowed us to streamline our support to a single platform, both saving cost and allowing us 
to focus all our development efforts on a single platform. We continue to use our internal development capabilities 
to create customized decision-support tools for our operating personnel.  Our computer systems are  monitored 24 
hours  a  day  by  experienced  information  systems  professionals.    While  we  employ  many  preventive  measures, 
including daily backup of our information systems processes, we do not currently have a wholly redundant backup 
for our information systems as a part of our catastrophic business continuity plan but we believe the conversion to a 
server platform will allow us to focus our efforts to develop and implement such a plan in the near future.   

The  technology  we  use  in  our  business  enhances  all  aspects  of  our  operations  and  enables  us  to  consistently 
deliver  superior  service  to  our  customers.    We  are  able  to  closely  monitor  the  location  of  all  our  tractors  and  to 
communicate  with  our  drivers  in  real  time  through  the  use  of  a  satellite-based  equipment  tracking  and  driver 
communication system.  This enables us to efficiently dispatch drivers in response to customers’ requests, to provide 
real-time information to our customers about the status of their shipments and to provide documentation supporting 
our  accessorial  charges,  which  are  charges  to  customers  for  additional  services  such  as  loading,  unloading  or 
equipment delays.  In addition, we utilize satellite-based equipment tracking devices and cargo sensors on most of 
our trailers.  These tracking devices provide us with visibility on the locations and load status of our trailers at all 
times. 

Regulation 

Our operations are regulated and licensed by various government agencies, including the DOT.  Our Canadian 
business activities are subject to similar requirements imposed by the laws and regulations of Canada, as well as its 
provincial laws and regulations.  The Company currently has a satisfactory DOT safety rating, which is the highest 
available  rating.    The  DOT,  through  the  Federal  Motor  Carrier  Safety  Administration  (the  “FMCSA”),  imposes 
safety  and  fitness  regulations  on  us  and  our  drivers,  including  rules  that  restrict  driver  hours-of-service.    On 
December 27, 2011, the FMCSA published its 2011 Hours of Service Final Rule (the “2011 Rule”).  The 2011 Rule 
requires drivers to take 30-minute breaks after eight hours of consecutive driving and reduces the total number of 
hours a driver is permitted to work during each week from 82 hours to 70 hours.  The 2011 Rule also provides that 
the 34-hour restart may only be used once per week and must include two rest periods between one a.m. and five 
a.m.  These rule changes are scheduled to become effective July 1, 2013.  The 2011 Rule also adjusted the definition 
of  “off  duty  time”  to  exclude  from  hourly  limits  driver  time  spent  in  a  parked  vehicle,  which  became  effective 
February 27, 2012, and also defined what hours-of-service rule violations are considered “egregious,” providing for 
enhanced penalties to carriers when such violations occur. 

We are unable to predict how a court may address challenges to the 2011 Rule and to what extent the FMCSA 
might attempt to materially revise the rules under the current or future presidential administrations.  On the whole, 
however,  we  believe  these  modifications  to  the  current  rule  will  decrease  productivity  and  cause  some  loss  of 
efficiency,  as  drivers  and  shippers  may  need  to  be  retrained,  computer  programming  may  require  modifications, 
additional drivers may need to be employed or engaged, additional equipment may need to be acquired, and some 
shipping lanes may need to be reconfigured.  We are also unable to predict the effect of any new rules that might be 
proposed if the 2011 Rule is stricken by a court, but any such proposed rules could increase costs in our industry or 
decrease productivity. 

The FMCSA also is considering revisions to the existing rating system and the safety labels assigned to motor 
carriers evaluated by the DOT. We currently have a satisfactory DOT rating, which is the highest available rating 

8 

 
 
under the current safety rating scale. If we were to receive a conditional or unsatisfactory DOT safety rating, it could 
adversely affect our business because some of our customer contracts require a satisfactory DOT safety rating, and a 
conditional  or  unsatisfactory  rating  could  negatively  impact  or  restrict  our  operations.    Under  the  revised  rating 
system being considered by the FMCSA, our safety rating could be evaluated more regularly, and our safety rating 
would reflect a more in-depth assessment of safety-based violations. 

The FMCSA has adopted CSA as its enforcement and compliance scheme. Under CSA, fleets are evaluated and 
ranked based on certain safety-related standards. The methodology for determining a carrier’s DOT safety rating has 
been  expanded  to  include  the  on-road  safety  performance  of  the  carrier’s  drivers.  As  a  result,  certain  current  and 
potential drivers may no longer be eligible to drive for us, our fleet could be ranked poorly as compared to our peer 
firms, and our safety rating could be adversely impacted. A reduction in eligible drivers or a poor fleet ranking may 
result in difficulty attracting and retaining qualified drivers, and could cause our customers to direct their business 
away from us and to carriers with higher fleet rankings, which would adversely affect our results of operations.  

The FMCSA issued new rules that would require nearly all carriers, including us, to install and use electronic, 
on-board recorders (“EOBRs”) in their tractors to electronically monitor truck miles and enforce hours of service.  
These  rules  were  vacated  by  the  Seventh  Circuit  Court  of  Appeals  in  August  2011.    Congress  passed  a  federal 
transportation bill in July 2012 that requires promulgation of rules mandating the use of EOBRs by July 2013 with 
full  adoption  for  all  trucking  companies  no  later  than  July  2015.    It  is  uncertain  if  this  adoption  date  will  be 
challenged  or  extended.    Such  installation  could  cause  an  increase  in  driver  turnover,  adverse  information  in 
litigation, cost increases and decreased asset utilization. 

Other  agencies,  such  as  the  Department  of  Homeland  Security,  also  regulate  our  equipment,  operations  and 
drivers.    In  the  aftermath  of  the  September  11,  2001  terrorist  attacks,  federal,  state  and  municipal  authorities 
implemented and continue to implement various security measures, including checkpoints and travel restrictions on 
large  trucks.    The  Transportation  Security  Administration  (the  "TSA")  has  adopted  regulations  that  require 
determination by the TSA that each driver who applies for or renews his license for carrying hazardous materials is 
not  a  security  threat.    This  could  reduce  the  pool  of  qualified  drivers,  which  could  require  us  to  increase  driver 
compensation,  limit  fleet  growth,  or  let  trucks  sit  idle.    These  regulations  also  could  complicate  the  matching  of 
available  equipment  with  hazardous  material  shipments,  thereby  increasing  our  response  time  and  our  deadhead 
miles on customer shipments.  As a result, it is possible that we may fail to meet the needs of our customers or may 
incur increased expenses to do so. 

The  Environmental  Protection  Agency  (the  “EPA”)  adopted  emissions  control  regulations  that  require 
progressive reductions in exhaust emissions from diesel engines manufactured on or after October 1, 2002.  More 
stringent reductions became effective on January 1, 2007 for engines manufactured on or after that date, and further 
reductions became effective on January 1, 2010.  Compliance with the regulations has increased the cost of our new 
tractors and operating expenses while reducing fuel economy.  In May 2010, an executive memorandum was signed 
directing the National Highway Traffic Safety Administration ("NHTSA") and the EPA to develop new, stricter fuel 
efficiency standards for heavy trucks.  In October 2010, the NHTSA and the EPA proposed regulations that regulate 
fuel efficiency and greenhouse gas emissions, beginning in 2014. 

The California Air Resource Board also has adopted emission control regulations which will be applicable to all 
commercial vehicles traveling within the state of California.  Beginning December 31, 2012, pre-2011 model year 
53-foot or longer box-type trailers must meet the same requirements as 2011 model year and newer trailers or we 
must  have  prepared  and  submitted  a  compliance  plan,  based  on  fleet  size,  which  allows  us  to  phase  in  our 
compliance over time.  Federal and state lawmakers also have proposed potential limits on carbon emissions under a 
variety of climate-change proposals.  Compliance with such regulations has increased the cost of our new trailers, 
may increase the cost of any new trailers that will operate in California, may require us to retrofit certain of our pre-
2011 model year trailers that will operate in California, and could impair equipment productivity and increase our 
operating expenses.  These adverse effects, combined with the uncertainty as to the reliability of the newly-designed 
diesel engines and the residual value of these vehicles, could materially  increase our costs or otherwise adversely 
affect our business or operations. 

In  order  to  reduce  exhaust  emissions,  some  states  and  municipalities  have  begun  to  restrict  the  locations  and 
amount of time where diesel-powered tractors, such as ours, may idle.  These restrictions could force us to alter our 
drivers'  behavior,  purchase  on-board  power  units  that  do  not  require  the  engine  to  idle,  or  face  a  decrease  in 
productivity. 

Tax and other regulatory authorities have, in the past, sought to assert that independent contractor drivers in the 
trucking business are employees rather than independent contractors.  Federal legislators have introduced legislation 
in the past to make it easier for tax and other authorities to reclassify independent contractor drivers as employees, 
including legislation to increase recordkeeping requirements for those using independent contractor drivers and to 

9 

 
 
 
heighten  the  penalties  of  employers  who  misclassify  their  employees  and  are  found  to  have  violated  employees’ 
overtime and/or wage requirements.  Additionally, federal legislators have sought to abolish the current safe harbor 
allowing  taxpayers  meeting  certain  criteria  to  treat  individuals  as  independent  contractors  if  they  are  following  a 
long-standing, recognized practice.  If our independent contractors are determined to be our employees, we would 
incur  additional  exposure  under  federal  and  state  tax,  workers’  compensation,  unemployment  benefits,  labor, 
employment, and tort laws, including for prior periods, as well as potential liability for employee benefits and tax 
withholding. 

We are not aware of any noncompliance with any applicable federal, state, provincial and local environmental 
laws and regulations, and we believe costs of compliance will not have a material adverse effect on our competitive 
position, operations or financial condition or require a material increase in currently anticipated capital expenditures. 
At the time we fully upgrade our fleet with EOBRs, we expect to incur additional cost, which we believe will not 
have a material impact on our consolidated financial position, results of operations and cash flow.  However, at this 
time, we are not able to project the impact, if any, the EOBR upgrade will have on our tractor productivity. 

Seasonality 

See  “Item  7.  Management’s  Discussion  and  Analysis  of  Financial  Condition  and  Results  of 

Operations─Seasonality.” 

Item 1A.  RISK FACTORS 

Our future results may be affected by a number of factors of which we have little or no control.  The following 
discussion of risk factors contains forward-looking statements as discussed in Item 1 above and in the Cautionary 
Note  Regarding  Forward-Looking  Statements  in  Item  7  of  Part  II  of  this  Annual  Report  on  Form  10-K.    The 
following  issues,  uncertainties,  and  risks,  among  others,  should  be  considered  in  evaluating  our  business  and 
growth outlook. 

Our business is subject to economic, credit and business factors affecting the trucking industry that are largely 
out of our control, any of which could have a material adverse effect on our operating results. 

The  factors  that  have negatively  affected us,  and  may do  so  in  the future,  include volatile  fuel  prices,  excess 
capacity  in  the  trucking  industry,  surpluses  in  the  market  for  used  equipment,  higher interest  rates, higher  license 
and  registration  fees,  increases  in  insurance  premiums,  higher  self-insurance  levels,  increases  in  accidents  and 
adverse claims and difficulty in attracting and retaining qualified drivers and independent contractors. 

We are also affected by recessionary economic cycles, such as the period from 2007 to 2009, and by downturns 
in customers’ business cycles.  Economic conditions may adversely affect our customers and their ability to pay for 
our services.  It is not possible to predict the effects of armed conflicts or terrorist attacks and subsequent events on 
the  economy  or  on  consumer  confidence  in  the  United  States,  or  the  impact,  if  any,  on  our  future  results  of 
operations. 

There has been widespread concern over the credit markets and their effect on the economy. If the economy and 
credit  markets  weaken  our  business,  financial  results,  and  results  of  operations  could  be  materially  and  adversely 
affected, especially if consumer confidence declines and domestic spending decreases.  Additionally, the stresses in 
the credit market have caused uncertainty in the equity markets.  Although some stability has returned to the equity 
markets,  there  still  exists  enough  economic  uncertainty  that  could  cause  the  market  price  of  our  securities  to  be 
volatile. 

If the credit markets erode, we also may not be able to access our current sources of credit, and our lenders may 
not have the capital to fund those sources.  We may need to incur additional indebtedness or issue debt or equity 
securities  in  the  future  to  refinance  existing  debt,  fund  working  capital  requirements,  make  investments,  or  for 
general corporate purposes.  As a result of contractions in the credit market, as well as other economic trends in the 
credit market industry, we may not be able to secure financing for future activities on satisfactory terms, or at all.  If 
we  are  not  successful  in  obtaining  sufficient  financing  because  we  are  unable  to  access  the  capital  markets  on 
financially economical or feasible terms, it could impact our ability to provide services to our customers and may 
materially and adversely affect our business, financial results, current operations, results of operations, and potential 
investments. 

We are subject to increases in costs and other events that are outside our control that could materially affect our 
results of operations.  Such cost increases include, but are not limited to, fuel and energy prices, taxes and interest 
rates, tolls, license and registration fees, insurance, revenue equipment and related maintenance costs, and healthcare 
and  other  benefits  for  our  employees.    Changing  impacts  of  regulatory  measures  could  impair  our  operating 
efficiency and productivity, decrease our revenues, and result in higher operating costs.  In addition, declines in the 

10 

 
 
resale value of revenue equipment can also affect our revenues and cash flows.  From time-to-time, various federal, 
state or local taxes also increase, including taxes on fuels.  We cannot predict whether, or in what form, any such 
increase applicable to us will be enacted, but such an increase could adversely affect our results of operations. 

We  operate  in  a  highly  competitive  and  fragmented  industry,  and  our  business  may  suffer  if  we  are  unable  to 
adequately address downward pricing pressures and other factors that may adversely affect our ability to compete 
with other carriers.  

Numerous  competitive  factors  could  impair  our  ability  to  achieve  and  maintain  profitability.    These  factors 

include:  

  We  compete  with  many  other  truckload  carriers  of  varying  sizes  and,  to  a  lesser  extent,  with  less-than-
truckload carriers and railroads, some of which have more equipment or greater capital resources, or other 
competitive advantages. 

  Some of our competitors periodically reduce their freight rates to gain business, especially during times of 
economic slowdown, which may limit our ability to maintain or increase freight rates, maintain our margins 
or maintain growth in our business. 

  Some  of  our  customers  also  operate  their  own  private  trucking  fleets,  and  they  may  decide  to  transport 

more of their own freight. 

  Many customers reduce the number of carriers they use by selecting so-called “core carriers” as approved 

service providers, and in some instances we may not be selected. 

  Many customers periodically accept bids from multiple carriers for their shipping needs, and this process 

may depress freight rates or result in the loss of some of our business to competitors. 

  The  trend  toward  consolidation  in  the  trucking  industry  may  create  large  carriers  with  greater  financial 
resources  and  other  competitive  advantages  relating  to  their  size,  and  we  may  have  difficulty  competing 
with these larger carriers. 

  Advances in technology require increased investments to remain competitive, and our customers may not 

be willing to accept higher freight rates to cover the cost of these investments. 

  Competition from internet-based and other logistics and freight brokerage companies may adversely affect 

our customer relationships and freight rates. 

  Economies of scale that may be passed on to smaller carriers by procurement aggregation providers may 

improve their ability to compete with us. 

We have a recent history of net losses and may be unsuccessful in improving our profitability. 

For the years ended December 31, 2012 and 2011, we incurred net losses of $17.7 million and $10.8 million, 
respectively.  Achieving profitability depends upon numerous factors, including our ability to increase our average 
revenue per tractor, increase velocity, and control expenses.  We might not achieve profitability or, if we do, we may 
not be able to sustain or increase profitability in the future.   If we are unable to achieve profitability, our liquidity, 
financial position, and results of operations will continue to be adversely affected.   

We  have  begun  implementing  a  long-term  turnaround  plan  to  improve  our  operational  performance  and  to 
return the Company to sustained profitability.  We sought broad input in the design of the plan, which included the 
hiring, as key members of our management team, of industry veterans with expertise in specific subject matters such 
as  freight  pricing.  We  may  be  unsuccessful  in  implementing  our  plan  effectively  or  achieving  sustainable 
improvement  from  these  efforts.    Further,  we  may  devote  a  significant  amount  of  management  and  financial 
resources and not achieve the desired results. 

We  may  not  be  successful  in  implementing  new  management  and  operating  procedures  and  cost  savings 
initiatives. 

We  recently  have  made  changes  to  our  management  team  and  structure,  as  well  as  our  operating 
procedures.   These  changes  may  not  be  successful  or may  not  achieve  the  desired  results.   We  may  require 
additional  training  or  different  personnel  to  implement  successfully  these  procedures,  all  of  which  may  result  in 
additional  expense,  delays  in  obtaining  results,  or  disruptions  to  our  operations.   Some  of  these  changes  include 
customer  service  and driver management  changes  and  cost  savings  initiatives.   These changes  and  initiatives  may 
not  improve  our  results  of  operations,  including  miles  per  tractor,  system  velocity,  seated  truck  count,  and  base 
revenue per mile.  In addition, we may not be successful in achieving the expected savings in our cost structure.  In 

11 

 
 
such event, our revenue, financial results, and ability to operate profitably could be negatively impacted.  Further, 
our operating results may be negatively affected by a failure to further penetrate our existing customer base, cross-
sell  our  services,  pursue  new  customer  opportunities,  and  manage  the  operations  and  expenses  of  our  new  or 
growing services.   
Ongoing insurance and claims expenses could significantly reduce our earnings. 

If  the  number  or  severity  of  claims  increases  or  if  the  costs  associated  with  claims  otherwise  increase,  our 
operating  results  will  be  adversely  affected.    The  time  that  such  costs  are  incurred  may  significantly  impact  our 
operating results for a particular quarter, as compared to the comparable quarter in the prior year.  In addition, if we 
were  to  lose  our  ability  to  self-insure  for  any  significant  period  of  time,  our  insurance  costs  would  materially 
increase, and we could experience difficulty in obtaining adequate levels of coverage.  Due to our significant self-
insured amounts, we have significant exposure to fluctuations in the number and severity of claims and the risk of 
being required to accrue or pay additional amounts if our estimates are revised or the claims ultimately prove to be 
more severe than originally assessed.    

We could experience increases in our insurance premiums in the future if we have an increase in coverage, a 
reduction  in  our  self-retention  level  or  if  our  claims  experience  deteriorates.    If  our  insurance  or  claims  expense 
increases,  and we are unable to offset the increase with higher freight rates, our earnings could be materially and 
adversely affected.  Healthcare legislation and inflationary cost increases also could negatively impact our financial 
results.  Although we cannot presently determine the extent of the impact healthcare costs will have on our financial 
performance, we do expect such costs will increase.   

Our Revolver and other financing arrangements contain certain covenants, restrictions, and requirements, and 
we  may  be  unable  to  comply  with  the  covenants,  restrictions,  and  requirements.  A  default  could  result  in  the 
acceleration of all or part of our outstanding indebtedness, which could have an adverse effect on our financial 
condition, liquidity, results of operations, and the price of our common stock. 

On August 24, 2012, we entered into a new $125.0 million revolving credit agreement (the “Revolver”).  We 
also  have  numerous  other  financing  arrangements.  Although  there  are  no  negative  covenants  relating  to  financial 
ratios or minimum balance sheet requirements, the Revolver contains certain restrictions and covenants relating to, 
among  other  things,  dividends,  liens,  acquisitions  and  dispositions  outside  of  the  ordinary  course  of  business  and 
affiliate  transactions.  In  addition,  the $125.0  million  Revolver  has  an  accordion feature  whereby we  may  elect  to 
increase the size of the Revolver by up to $50.0 million, subject to customary conditions and lender participation.  If 
we  fail  to  comply  with  any  of  our  financing  arrangement  covenants,  restrictions  and  requirements,  we  will  be  in 
default under the relevant agreement, which could cause cross-defaults under our other financing arrangements.  In 
the  event  of  any  such  default,  if  we  failed  to  obtain  replacement  financing,  amendments  to,  or  waivers  under  the 
applicable  financing  arrangements,  our  lenders  could  cease  making  further  advances,  declare  our  debt  to  be 
immediately due and payable, fail to renew letters of credit, impose significant restrictions and requirements on our 
operations,  institute  foreclosure  procedures  against  their  collateral  or  impose  significant  fees  and  transaction 
costs.  If acceleration occurs, it may be difficult or expensive to refinance the accelerated debt or we may have to 
issue equity securities, which would dilute stock ownership.  Even if new financing is made available to us, more 
stringent  borrowing  terms  may  mean  that  credit  is  not  available  to  us  on  acceptable  terms.  A  default  under  our 
financing arrangements could cause a materially adverse effect on our liquidity, financial condition and results of 
operations.   

We have significant ongoing capital requirements that could adversely affect our financial condition, results of 
operations and cash flows if we are unable to generate sufficient cash from operations, or obtain financing on 
favorable terms.   

The truckload industry is capital intensive. Historically, we have depended on cash from operations, borrowings 
from banks and finance companies, and lease instruments to expand and upgrade our revenue equipment. We expect 
that capital expenditures to replace and upgrade our revenue equipment will increase from the level we experienced 
in 2012.  The additional expenditures will be required to upgrade our tractor and trailer fleet, which has increased in 
age  over  the  historical  average  age,  and  to  expand  our  revenue  equipment  fleet,  as  justified  by  increased  freight 
volumes.  If we are unable to generate sufficient cash from operations and obtain borrowing on favorable terms in 
the  future,  we  may  have  to  limit  our  fleet  size,  enter  into  less  favorable  financing  arrangements,  or  operate  our 
revenue equipment for longer periods.  Accordingly, we may be unable to decrease the age of, or expand, our tractor 
and trailer fleet, which would materially and adversely affect our financial condition. 

We depend on the proper functioning, availability, and security of our information and communication systems, 
and a systems failure or unavailability or a security breach could cause a significant disruption to and adversely 
affect our business.   

12 

 
 
We  depend  on  the  proper  functioning,  availability,  and  security  of  our  communications  and  data  processing 
systems in operating our business.  Our information and communication systems are protected through physical and 
software  safeguards.    However,  they  are  still  vulnerable  to  fire,  storm,  flood,  power  loss,  telecommunications 
failures,  physical  or  software  break-ins  and  similar  events.    We  do  not  have  a  formally  documented  catastrophic 
disaster  recovery  plan  or  a  fully  redundant  alternate  processing  capability.    If  any  of  our  critical  information  or 
communication  systems  fail  or  become  otherwise  unavailable  or  experience  a  security  breach,  we  would  have  to 
perform  the  functions  manually,  which  could  temporarily  impact  our  ability  to  manage  our  fleet  efficiently,  to 
respond  to  customers’  requests  effectively,  to  maintain  billing  and  other  records  reliably,  to  bill  for  services 
accurately or in a timely manner, and to communicate internally and with our drivers, customers, and vendors.  Our 
business interruption insurance may be inadequate to protect us in the event of a catastrophe.  Any system failure, 
security breach or other damage could interrupt or delay our operations, damage our reputation and cause us to lose 
customers, any of which could have a material adverse effect on our business. 

We are in the midst of a multi-year process to migrate our legacy mainframe platform and internally developed 
software applications to server-based platforms.  We purchased off-the-shelf products for our core software needs 
and  developed  value-added,  decision-support  software  applications  internally.    In  July  2011,  we  migrated  our 
Operations system from our legacy mainframe onto off-the-shelf software, which had a significant adverse effect on 
our business and operating results.  Although this was the most significant and risky part of our multi-year process, 
we have a few remaining systems to convert which could also cause delays, complications or additional costs, which 
could have a material adverse effect on our business and operating results.  

We  receive  and  transmit  confidential  data  with  and  among  our  customers,  drivers,  vendors,  employees,  and 
service providers in the normal course of business.  Despite our implementation of secure transmission techniques, 
internal data security measures, and monitoring tools, our information and communication systems are vulnerable to 
security  threats  and  breach  attempts  from  both  external  and  internal  sources.    Any  such  breach  could  result  in 
disruption of  communications  with  our  customers,  drivers,  vendors,  employees,  and service  providers  and  access, 
viewing,  misappropriation,  altering,  or  deleting  information  in  our  systems,  including  customer,  driver,  vendor, 
employee,  and  service  provider  information  and  our  proprietary  business  information.    A  security  breach  could 
damage  our  business  operations  and  reputation  and  could  cause  us  to  incur  costs  associated  with  repairing  our 
systems,  increased  security,  customer  notifications,  lost  revenues,  litigation,  regulatory  action,  and  reputational 
damage.  

We depend on our major customers, the loss of one or more of which could have a material adverse effect on our 
business.  

A significant portion of our revenue is generated from our major customers. For fiscal year 2012, our top 10 
customers  accounted  for  approximately  29%  of  our  revenue,  our  top  five  customers  accounted  for  approximately 
18% of our revenue and our largest customer accounted for approximately 6% of our revenue.  Economic conditions 
and capital markets may adversely affect our customers and their ability to remain solvent.  Our customers’ financial 
difficulties can negatively impact our results of operations and financial condition, especially if our customers were 
to delay or default on payments to us.  Generally, we do not have long-term contracts with our major customers, and 
we  cannot  assure  you  that  our  customer  relationships  will  continue  as  presently  in  effect.    A  reduction  in  or 
termination  of  our  services  by  one  or  more  of  our  major  customers  could  have  a  material  adverse  effect  on  our 
business and operating results.  

If  we  are  unable  to  retain  our  key  executives  and  other  key  personnel,  our  business,  financial  condition  and 
results of operations could be harmed.  

We are dependent upon the services of our executive management team.  We do not maintain key-person life 
insurance on any members of our management team.  The loss of their services could have a material adverse effect 
on our operations and future profitability.  We must continue to develop and retain a core group of managers if we 
are  to  realize  our  goal  of  expanding  our  operations,  improve  our  earnings  consistency  and  position  ourselves  for 
long-term revenue growth.  

We operate in a highly regulated industry, and changes in existing regulations or violations of existing or future 
regulations could have a material adverse effect on our operations and profitability. 

We operate in the United States pursuant to operating authority granted by the DOT and in various Canadian 
provinces pursuant to operating authority granted by the Ministries of Transportation and Communications in such 
provinces.  Our  Company  drivers  and  independent  contractors  also  must  comply  with  the  safety  and  fitness 
regulations of the DOT, including those relating to drug and alcohol testing and hours-of-service. Such matters as 
weight and equipment dimensions also are subject to government regulations. We also may become subject to new 

13 

 
 
  
  
or  more  restrictive  regulations  relating  to  exhaust  emissions,  drivers’  hours-of-service,  ergonomics,  on-board 
reporting  of  operations,  collective  bargaining,  security  at  ports  and  other  matters  affecting  safety  or  operating 
methods. Future laws and regulations may be more stringent, require changes in our operating practices, influence 
the demand for transportation services, or require us to incur significant additional costs.  Higher costs incurred by 
us  or  by  our  suppliers  who  pass  the  costs  on  to  us  through  higher  prices  could  adversely  affect  our  results  of 
operations.  The  Regulation  section  in  Item  1  of  Part  1  of  this  Annual  Report  on  Form  10-K  discusses  in  detail 
several proposed, pending and final regulations that could significantly affect our business and operations. 

The  DOT’s  Compliance  Safety  Accountability  program  could  adversely  affect  our  profitability  and  operations, 
our ability to maintain or grow our fleet, and our customer relationships. 

Under  CSA,  drivers  and  fleets  are  evaluated  and  ranked  based  on  certain  safety-related  standards.  The 
methodology  for  determining  a  carrier’s  DOT  safety  rating  has  been  expanded  to  include  the  on-road  safety 
performance of the carrier’s drivers. As a result, certain current and potential drivers may no longer be eligible to 
drive for us, our fleet could be ranked poorly as compared to our peer firms, and our safety rating could be adversely 
impacted.    A  reduction  in  eligible  drivers  or  a  poor  fleet  ranking  may  result  in  difficulty  attracting  and  retaining 
qualified  drivers,  increased  competition  for  drivers  with  favorable  safety  ratings,  increased  driver-related 
compensation costs, and loss of business as our customers direct their business away from us and to carriers with 
higher fleet safety ratings, which would adversely affect our results of operations.  From time to time we may, and in 
the past have, exceeded the established intervention thresholds under certain categories.  Based on these unfavorable 
ratings, our drivers may be prioritized for intervention action or roadside inspection by regulatory authorities, and 
our customers may be less likely to assign loads to us.  Additionally, we may incur greater than expected expenses 
in our attempts to improve our scores. 

Decreases in the availability of new tractors and trailers could have a material adverse effect on our operating 
results.  

From time to time, some tractor and trailer vendors have reduced their manufacturing output due, for example, 
to  lower  demand  for  their  products  in  economic  downturns  or  a  shortage  of  component  parts.    As  conditions 
changed, some of those vendors have had difficulty fulfilling the increased demand for new equipment.  There have 
been periods when we were unable to purchase as much new revenue equipment as we needed to sustain our desired 
growth rate and to maintain a late-model fleet.  We may experience similar difficulties in future periods. Also, to 
meet the more restrictive EPA emissions standards promulgated in 2007 and in January 2010, vendors have had to 
introduce new engine technology.  An inability to continue to obtain an adequate supply of new tractors or trailers 
could have a material adverse effect on our results of operations and financial condition.  

Fluctuations in the price or availability of fuel, hedging activities, the volume and terms of diesel fuel purchase 
commitments,  surcharge  collection  and  surcharge  policies  approved  by  customers  may  increase  our  costs  of 
operation, which could materially and adversely affect our profitability. 

Fuel  is  one  of  our  largest  operating  expenses.  Diesel  fuel  prices  fluctuate  greatly  due  to  economic,  political, 
natural and other factors beyond our control.  Fuel also is subject to regional pricing differences.  From time to time, 
we may use hedging contracts and volume purchase arrangements to attempt to limit the effect of price fluctuations. 
If we do hedge, we may be forced to make cash payments under the hedging arrangements. We use a fuel surcharge 
program to recapture a portion of the increases in fuel prices over a base rate negotiated with our customers.  Our 
fuel  surcharge  program  does  not  protect  us  from  the  full  effect  of  increases  in  fuel  prices.  The  terms  of  each 
customer’s  fuel  surcharge  program  vary,  and  certain  customers  have  sought  to  modify  the  terms  of  their  fuel 
surcharge  programs  to  minimize  recoverability  for  fuel  price  increases.  Over  the  past  two  years,  the  failure  to 
recover fuel price increases resulted in a materially negative impact to our results of operations.  For example, any 
current week’s fuel surcharge rate is based on the prior week’s national average diesel price.  Thus, in periods of 
rising prices, the current week’s fuel surcharge is based on the prior week’s lower diesel price while we are paying 
the current week’s higher diesel price at the pump.  Also, during times of low freight volumes, shippers can use their 
negotiating  leverage  to  impose  less  compensatory  fuel  surcharge  policies.    A  failure  to  improve  our  fuel  price 
protection  through  these  measures,  further  increases  in  fuel  prices,  or  a  shortage  or  rationing  of  diesel  fuel  could 
materially and adversely affect our results of operations.   

Increases in driver compensation or difficulty in attracting and retaining qualified drivers could adversely affect 
our profitability. 

Like many truckload carriers, from time to time we experience substantial difficulty in attracting and retaining 
sufficient  numbers  of  qualified  drivers,  including  independent  contractors.  In  addition,  due  in  part  to  current 
economic  conditions,  including  the  higher  cost  of  fuel,  insurance  and  tractors,  the  available  pool  of  independent 
contractor drivers has been declining.    Regulatory requirements, including CSA, have also reduced the number of 

14 

 
 
eligible drivers. Because of the shortage of qualified drivers and intense competition for drivers from other trucking 
companies,  we  expect  to  continue  to  face  difficulty  increasing  the  number  of  our  drivers,  including  independent 
contractor  drivers.    The  compensation  we  offer  our  drivers  and  independent  contractors  is  subject  to  market 
conditions, and we may find it necessary to continue to increase driver and independent contractor compensation in 
future periods. In addition, we and our industry suffer from a high driver turnover rate.  Driver turnover requires us 
to  continually  recruit  a  substantial  number  of  drivers  in  order  to  operate  existing  revenue  equipment.    If  we  are 
unable  to  continue  to  attract  and  retain  a  sufficient  number  of  drivers,  we  could  be  required  to  adjust  our 
compensation  packages,  let  tractors  sit  idle,  or  operate  with  fewer  tractors  and  face  difficulty  meeting  shipper 
demands, all of which would adversely affect our growth and profitability. 

Our operations are subject to various environmental laws and regulations, the violation of which could result in 
substantial fines or penalties. 

We are subject to various environmental laws and regulations dealing with the transportation and handling of 
hazardous materials, fuel storage tanks, air emissions from our vehicles and facilities, engine idling, and discharge 
and retention of storm water.  We operate in industrial areas, where truck terminals and other industrial activities are 
located, and where groundwater or other forms of environmental contamination may have occurred.  Our operations 
involve the risks of fuel spillage or seepage, environmental damage, and hazardous waste disposal, among others. 
We also maintain above-ground bulk fuel storage tanks and fueling islands at four of our facilities and one leased 
facility has below-ground bulk fuel storage tanks.  A small percentage of our freight consists of low-grade hazardous 
substances, which subjects us to a wide array of regulations. Although we have instituted programs to monitor and 
control environmental risks and promote compliance with applicable environmental laws and regulations, if we are 
involved in a spill or other accident involving hazardous substances, if there are releases of hazardous substances we 
transport, or if we are found to be in violation of applicable laws or regulations, we could be subject to liabilities, 
including substantial fines or penalties or civil and criminal liability, any of which could have a materially adverse 
effect on our business and operating results. 

Regulations limiting exhaust emissions became effective in 2002 and became progressively more restrictive in 
2007 and January 2010.  Engines manufactured after October 2002 generally cost more, produce lower fuel mileage, 
and require additional maintenance compared with earlier models.  As of December 31, 2012, 99% of our fleet is 
equipped with the 2007 and 2010 emission standard engines.  These adverse effects, combined with the uncertainty 
as to the reliability of the newly designed diesel engines and the residual values of these vehicles, could increase our 
costs or otherwise adversely affect our business or operations. 

If we cannot effectively manage the challenges associated with doing business internationally, our revenues and 
profitability may suffer. 

An integral component of our operations is the business we conduct in Mexico, and to a lesser extent Canada, 
and we are subject to risks of doing business internationally, including fluctuations in foreign currencies, changes in 
the economic strength of the countries in which we do business, difficulties in enforcing contractual obligations and 
intellectual property rights, burdens of complying with a wide variety of international and United States export and 
import laws, and social, political, and economic instability.  Additional risks associated with our foreign operations, 
including restrictive trade policies and imposition of duties, taxes, or government royalties by foreign governments, 
are present but largely mitigated by the terms of NAFTA. 

Seasonality and the impact of weather affect our operations and profitability. 

Our tractor productivity decreases during the winter season because inclement weather impedes operations, and 
some shippers reduce their shipments after the winter holiday season.  Revenue can also be affected by bad weather 
and holidays, since revenue is directly related to available working days of shippers.  At the same time, operating 
expenses  increase,  with  fuel  efficiency  declining  because  of  engine  idling  and  harsh  weather  creating  higher 
accident  frequency,  increased  claims  and  more  equipment  repairs.    We  could  also  suffer  short-term  impacts  from 
weather-related events such as hurricanes, blizzards, ice storms and floods that could harm our results or make our 
results more volatile.  

Increased prices, reduced productivity, design changes of new engines, and restricted availability of new revenue 
equipment and fluctuations in the prices of used revenue equipment may adversely affect our earnings and cash 
flows.  

We are subject to risk with respect to prices for new tractors.  Prices may increase, among other reasons, due to 
government regulations applicable to newly manufactured tractors and diesel engines and due to commodity prices 
and pricing power among equipment manufacturers.  More restrictive EPA emissions standards that began in 2002, 
with additional new requirements implemented in 2007 and January 2010, have required vendors to introduce new 

15 

 
 
engines.  Our business could be harmed if we are unable to continue to obtain an adequate supply of new tractors 
and  trailers.    As  of  December  31,  2012,  approximately  99%  of  our  tractor  fleet  was  comprised  of  tractors  with 
engines that met the EPA mandated clean air standards that became effective in 2007 and 2010.  Tractors that meet 
the  2007  and  2010  standards  are  more  expensive  than  non-compliant  tractors,  and  we  expect  to  continue  to  pay 
increased prices for equipment as we continue to increase the percentage of our fleet that meets the EPA mandated 
clean air standards.  Further, as with any engine redesign, there is a risk that the newly-designed engines will have 
unforeseen problems that could adversely impact our business. 

In addition, a decreased demand for used revenue equipment could adversely affect our business and operating 
results.    We  rely  on  the  sale  and  trade-in  of  used  revenue  equipment  to  partially  offset  the  cost  of  new  revenue 
equipment.    The  market  demand  for  used  equipment  has  been  difficult  to  forecast  and,  although  our  equipment 
disposal schedule may fluctuate, we currently expect the market demand and gains on disposal in 2013 to be less 
than those of 2012.  When the used equipment market is weak, it may increase our net capital expenditures for new 
revenue equipment, decrease our gains on sale of revenue equipment (or create a loss on sale of revenue equipment), 
or  increase  our  maintenance  costs  if  management  decides  to  extend  the  use  of  revenue  equipment  in  a  depressed 
market, any of which could have a material adverse effect on our operating results. 

We depend on third parties, particularly in our brokerage and rail intermodal businesses, and service instability 
from  these  providers  could  increase  our  operating  costs  and  reduce  our  ability  to  offer  brokerage  and  rail 
intermodal services, which could adversely affect our revenue, results of operations and customer relationships. 

Our  brokerage  business  is  dependent  upon  the  services  of  third-party  capacity  providers,  including  other 
truckload  carriers.   These  third-party  providers  seek  other  freight  opportunities  and  may  require  increased 
compensation in times of improved freight demand or tight trucking capacity.  Our inability to secure the services of 
these third parties, or increases in the prices we must pay to secure such services, could have an adverse effect on 
our operations and profitability. 

Our rail intermodal business utilizes railroads and some third-party drayage carriers to transport freight for our 
customers.  In most markets, rail service is limited to a few railroads or even a single railroad.  Any future reduction 
in service by the railroads with which we have or in the future may have relationships is likely to increase the cost of 
the rail-based services we provide and could reduce the reliability, efficiency, timeliness, and overall attractiveness 
of  our  rail-based  intermodal  services.   Furthermore,  railroads  increase  shipping  rates  as  market  conditions 
permit.   Price  increases  could  result  in  higher  costs  to  our  customers  and  reduce  or  eliminate  our  ability  to  offer 
intermodal services.  In addition, we may not be able to negotiate additional contracts with railroads to expand our 
capacity, add additional routes, or obtain multiple providers, which could limit our ability to provide this service. 

Our  stockholder  rights  plan  and  classified  Board  of  Directors  could  deter  acquisition  proposals  and  make  it 
difficult for a third party to acquire control of the Company.  This could have a negative effect on the price of our 
common stock. 

We have a stockholder rights plan and a classified Board of Directors to ensure fair treatment in the event of an 
unsolicited  takeover  attempt  regarding  the  Company  to  ensure  that  the  Company  and  its  Board  of  Directors  have 
adequate  time  to  review  any  unsolicited  takeover  attempt  for  adequacy  and  fairness.    These  defenses  could 
discourage potential acquisition proposals and could delay or prevent a change in control of the Company.  These 
deterrents  could  adversely  affect  the  price  of  our  common  stock  and  make  it  difficult  to  remove  and  replace 
members of our Board of Directors or management. 

Item 1B.  UNRESOLVED STAFF COMMENTS  

There  are  no  unresolved  written  SEC  staff  comments  regarding  our  periodic  or  current  reports  under  the 
Securities Exchange Act of 1934 received 180 days or more before the end of the fiscal year to which this annual 
report on Form 10-K relates. 

Item 2. 

PROPERTIES 

Our executive offices and headquarters are located on approximately 104 acres in Van Buren, Arkansas.  This 
facility consists of approximately 117,000 square feet of office, training, SCS and driver facilities and approximately 
30,000 square feet of maintenance space within two structures.  The facility also has approximately 11,000 square 
feet  of  warehouse  space  and  two  other  structures  with  approximately  22,000  square  feet  of  office  and  warehouse 
space which is leased to another party.  

Our network  consists of  21 facilities,  which  includes  SCS  offices  and one  terminal facility  in  Laredo,  Texas, 
which is one of the largest inland freight gateway cities between the U.S. and Mexico, operated by a wholly-owned 
subsidiary,  International  Freight  Services,  Inc.    We  are  actively  seeking  locations  for  additional  facilities  as  we 

16 

 
 
expand our brokerage footprint.  As of December 31, 2012, our active terminal, SCS and administrative facilities 
were located in or near the following cities: 

Terminal facilities: 

Van Buren, Arkansas 
West Memphis, Arkansas 
Chicago, Illinois 
Vandalia, Ohio 
Laredo, Texas 
Roanoke, Virginia (1) 
Denton, Texas 
Atlanta, Georgia 
Carlisle, Pennsylvania 
Phoenix, Arizona (2) 

SCS facilities: 

Springdale, Arkansas  
College Park, Georgia  
Naperville, Illinois 
Addison, Texas 
Buffalo, New York 
Roseville, California 
Van Buren, Arkansas 
Salt Lake City, Utah 
Seattle, Washington 
Los Angeles, California 

Intermodal facilities: 

San Diego, California 
Van Buren, Arkansas 

Administrative facilities: 
Burns Harbor, Indiana 

Shop

Driver 
Facilities

Yes 
Yes 
Yes 
Yes 
Yes 
Yes 
Yes 
Yes 
Yes 
Yes 

No 
No 
No 
No 
No 
No 
Yes 
No 
No 
No 

No 
Yes 

No 

Yes 
Yes 
Yes 
Yes 
Yes 
Yes 
No 
Yes 
Yes 
Yes 

No 
No 
No 
No 
No 
No 
Yes 
No 
No 
No 

No 
Yes 

No 

Fuel

Yes 
Yes 
No 
Yes 
No 
Yes 
No 
Yes 
No 
No 

No 
No 
No 
No 
No 
No 
Yes 
No 
No 
No 

No 
Yes 

No 

Dispatch 
Office 

Own or 
 Lease

Yes 
No 
No 
No 
No 
No 
No 
No 
No 
No 

Yes 
Yes 
Yes 
Yes 
Yes 
Yes 
Yes 
Yes 
Yes 
Yes 

Yes 
Yes 

Own 

  Own/Lease 

Lease 
Own 

  Own/Lease 

Lease 
Lease 
Lease 
Lease 
Lease 

Lease 
Lease 
Lease 
Lease 
Lease 
Lease 
Own 
Lease 
Lease 
Lease 

Lease 
Own 

Yes 

Lease 

(1)  Effective February 1, 2013, this terminal facility was closed.  

(2)  During the first quarter of 2013, this terminal facility was closed.   

Item 3.  LEGAL PROCEEDINGS 

We are a party to routine litigation incidental to our business, primarily involving claims for personal injury and 
property  damage  incurred  in  the  transportation  of  freight.    Though  we  believe  these  claims  to  be  routine  and 
immaterial to our long-term financial position, adverse results of one or more of these claims could have a material 
adverse effect on our financial position, results of operations or cash flow. 

On July 28, 2008, a former commission sales agent, Mr. William Blankenship (“Blankenship”), filed an action 
in  the  United  States  District  Court,  Western  District  of  Arkansas  entitled  William  Blankenship,  Jr.  v.  USA  Truck, 
Inc., asking the court to set aside a previously consummated settlement agreement between the parties.  The matter 
was dismissed by the District Court based upon our Motion to Dismiss, but was later reinstated by the 8th Circuit 
Court of Appeals and set for trial in the United States District Court in Fort Smith, Arkansas.  In October 2011, the 
trial  was  held  in  the  United  States  District  Court,  and  the  jury  returned  a  verdict  in  our  favor  on  all  counts  and 
determined  that  we  had  no  additional  liability  in  this  matter.    On  December  13,  2011,  the  court  entered  an  order 
awarding  the  Company  its  costs  and  attorney’s  fees  incurred  in  defending  the  case  totaling  approximately  $0.2 
million. Blankenship has now appealed the jury verdict and court order, and the matter is once again pending before 
the 8th Circuit Court of Appeals. 

Item 4.  MINE SAFETY DISCLOSURES 

None. 

17 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
PART II 

Item 5.  MARKET  FOR  REGISTRANT’S  COMMON  EQUITY,  RELATED  STOCKHOLDER 

MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES 

Our common stock is quoted on the NASDAQ Global Select Market under the symbol “USAK.”  The following 
table  sets  forth,  for  the  periods  indicated,  the  high  and  low  sale  prices  of  our  common  stock  as  reported  by  the 
NASDAQ Global Select Market. 

Price Range 

High 

Low 

Year Ended December 31, 2012 

Fourth Quarter .............................................................................................. $
Third Quarter ................................................................................................
Second Quarter ..............................................................................................
First Quarter ..................................................................................................

3.69 
5.70 
7.96 
9.46 

Year Ended December 31, 2011 

Fourth Quarter ................................................................................................. $
Third Quarter ...................................................................................................
Second Quarter ................................................................................................
First Quarter ....................................................................................................

10.35 
12.41 
13.15 
13.49 

$ 

$ 

2.65 
3.63 
4.47 
7.39 

7.30 
6.75 
9.75 
11.68 

As of March 18, 2013, there were 195 holders of record (including brokerage firms and other nominees) of our 
common stock.  We estimate that there were approximately 1,600 beneficial owners of the common stock as of that 
date.  On March 18, 2013, the closing price of our common stock on the NASDAQ Global Select Market was $4.95 
per share. 

Dividend Policy 

We have not paid any dividends on our common stock to date, and we do not anticipate paying any dividends at 
the present time.  We currently intend to retain all of our earnings, if any, for use in the expansion and development 
of our business.  Our Revolver places restrictions on our ability to pay dividends. 

Equity Compensation Plan Information 

The following table provides information about our equity compensation plans as of December 31, 2012.  The 
equity compensation plan that has been approved by our stockholders is our 2004 Equity Incentive Plan.  We do not 
have  any  equity  compensation  plans  under  which  equity  awards  are  outstanding  or  may  be  granted  that  have  not 
been approved by our stockholders. 

Number of Securities to be 
Issued Upon Exercise of 
Outstanding Options, 
Warrants and Rights 
(a) 

Weighted-Average 
Exercise Price of 
Outstanding Options, 
Warrants and Rights 
(b) 

  Number of Securities 

Remaining Available for 
Future Issuance Under 
Equity Compensation 
Plans (Excluding 
Securities Reflected in 
Column (a)) 
(c) 

112,151  (1) 

$12.54  (2) 

665,860  (3) 

--

112,151

  --

$12.54

--

665,860

Plan Category 

Equity Compensation Plans 
Approved by Security Holders .......  

Equity Compensation Plans Not 
Approved by Security Holders ....... 
Total ............................................   

(1)  Includes only common stock subject to outstanding stock options and does not include: (i) 72,587 unvested 
shares  of  restricted  stock,  which  will  vest  in  annual  increments,  subject  to  the  attainment  of  specified 
performance goals, and which do not require the payment of exercise prices and (ii) 31,797 unvested shares 
of restricted stock, which will vest in annual increments, and which do not require the payment of exercise 
prices. 

The above 104,384 shares exclude 9,074 shares of performance based restricted stock, which was deemed 
to be forfeited June 30, 2011, and such forfeiture will become effective April 1, 2013. 

18 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(2)  Excludes shares of restricted stock, which do not require the payment of exercise prices.  

(3)  Pursuant  to  the  terms  of  our  2004  Equity  Incentive  Plan,  on  the  day  of  each  annual  meeting  of  our 
stockholders for a period of nine years, beginning with the 2005 Annual Meeting and ending with the 2013 
Annual Meeting, the maximum number of shares of common stock available for issuance under this plan 
(including shares  issued prior  to  each  such adjustment)  is automatically  increased  by  a number of  shares 
equal  to  the  lesser  of  (i)  25,000  shares  or  (ii)  such  lesser  number  of  shares  (which  may  be  zero  or  any 
number less than 25,000) as determined by our Board of Directors.  Pursuant to this adjustment provision, 
the  maximum  number  of  shares  available  for  issuance  under  this  plan  will  increase  from  1,100,000  to 
1,125,000 on May 8, 2013, the date of our 2013 Annual Meeting.  The share numbers included in the table 
do  not  reflect  this  adjustment  or  any  future  adjustments.    The  665,860  shares  that  remain  available  for 
future  grants  may  be  granted  as  stock  options  under  our  2004  Equity  Incentive  Plan,  or  alternatively,  be 
issued as restricted stock, stock units, performance shares, performance units or other incentives payable in 
cash or stock. 

Repurchase of Equity Securities 

On October 21, 2009, our Board of Directors approved the repurchase of up to 2,000,000 shares of our common 
stock which expired on October 21, 2012.  Subject to applicable timing and other legal requirements, repurchases 
could  have  been  made  on  the  open  market  or  in  privately  negotiated  transactions  on  terms  approved  by  our 
Chairman  of  the  Board  or  President.    Repurchased  shares  may  be  retired  or  held  in  treasury  for  future  use  for 
appropriate  corporate  purposes  including  issuance  in  connection  with  awards  under  our  employee  benefit  plans.  
During  the  years  ended  December  31,  2011  and  2012,  we  did  not  repurchase  any  shares  of  our  common  stock.  
Currently, we do not have an approved repurchase authorization. 

Item 6. 

SELECTED FINANCIAL DATA 

Not required.  

Item 7.  MANAGEMENT’S  DISCUSSION  AND  ANALYSIS  OF  FINANCIAL  CONDITION  AND 

RESULTS OF OPERATIONS 

Cautionary Note Regarding Forward-Looking Statements 

This  Annual  Report  on  Form  10-K  contains  certain  statements  that  may  be  considered  forward-looking 
statements  within  the  meaning  of  Section  27A  of  the  Securities  Act  of  1933,  as  amended  and  Section  21E  of  the 
Securities Exchange Act of 1934, as amended, and such statements are subject to the safe harbor created by those 
sections,  and  the  Private  Securities  Litigation  Reform  Act  of  1995,  as  amended.    All  statements,  other  than 
statements of historical or current fact, are statements that could be deemed forward-looking statements, including 
without  limitation:  any  projections  of  earnings,  revenues,  or  other  financial  items;  any  statement  of  plans, 
strategies, and objectives of management for future operations; any statements concerning proposed new services or 
developments; any statements regarding future economic conditions or performance; and any statements of belief 
and any statement of assumptions underlying any of the foregoing.  Such statements may be identified by their use of 
terms  or  phrases  such  as  “expects,”  “estimates,”  “projects,”  “believes,”  “anticipates,”  “intends,”  “plans,” 
“goals,”  “may,”  “will,”  “should,”  “could,”  “potential,”  “continue,”  “future”  and  similar  terms  and  phrases.  
Forward-looking  statements  are  based  on  currently  available  operating,  financial,  and  competitive  information.  
Forward-looking statements are inherently subject to risks and uncertainties, some of which cannot be predicted or 
quantified,  which  could  cause  future  events  and  actual  results  to  differ  materially  from  those  set  forth  in, 
contemplated  by,  or  underlying  the  forward-looking  statements.    Factors  that  could  cause  or  contribute  to  such 
differences include, but are not limited to, those discussed in the section entitled "Item 1.A., Risk Factors," set forth 
above.  Readers should review and consider the factors discussed under the heading “Risk Factors” in Item 1A of 
this  Annual  Report on  Form 10-K, along  with  various disclosures  in our  press  releases,  stockholder reports, and 
other filings with the Securities and Exchange Commission. 

All such forward-looking statements speak only as of the date of this Annual Report on Form 10-K.  You are 
cautioned not to place undue reliance on such forward-looking statements.  We expressly disclaim any obligation or 
undertaking  to  release  publicly  any  updates  or  revisions  to  any  forward-looking  statements  contained  herein  to 
reflect any change in our expectations with regard thereto or any change in the events, conditions, or circumstances 
on which any such information is based. 

All  forward-looking  statements  attributable  to  us,  or  persons  acting  on  our  behalf,  are  expressly  qualified  in 

their entirety by this cautionary statement. 

19 

 
 
References to the “Company,” “we,” “us,” “our” and words of similar import refer to USA Truck, Inc. and its 

subsidiary. 

Overview 

The  following  Management’s  Discussion  and  Analysis  of  Financial  Condition  and  Results  of  Operations  (or 
MD&A)  is  intended  to  help  the  reader  understand  USA  Truck,  Inc.,  our  operations  and  our  present  business 
environment.    MD&A  is  provided  as  a  supplement  to  and  should  be  read  in  conjunction  with  our  consolidated 
financial  statements  and  notes  thereto  and  other  financial  information  that  appears  elsewhere  in  this  report.    This 
overview summarizes the MD&A, which includes the following sections: 

Our  Business  –  a  general  description  of  our  business,  the  organization  of  our  operations  and  the  service 

offerings that comprise our operations.  

Results of Operations – an analysis of our consolidated results of operations for the three years presented in our 
consolidated  financial  statements  and  a  discussion  of  seasonality,  the  potential  impact  of  inflation  and  fuel 
availability and cost. 

Off-Balance  Sheet  Arrangements  –  a  discussion  of  significant  financial  arrangements,  if  any,  that  are  not 

reflected on our balance sheet. 

Liquidity  and  Capital  Resources  –  an  analysis  of  cash  flows,  sources  and  uses  of  cash,  debt,  equity  and 

contractual obligations. 

Critical Accounting Estimates – a discussion of accounting policies that require critical judgment and estimates. 

Our Business  

We  operate  primarily  in  the  for-hire  truckload  segment  of  the  trucking  industry.    Customers  in  a  variety  of 
industries engage us to haul truckload quantities of freight, with the trailer we use to haul that freight being assigned 
exclusively to that customer’s freight until delivery.  Our business is classified into three operating and reportable 
segments:    our  Trucking  operating  segment  consisting  primarily  of  our  Truckload  and  Dedicated  Freight  service 
offerings;  our  SCS  operating  segment  consisting  entirely  of  our  freight  brokerage  service  offering;  and  our  rail 
Intermodal operating segment.   

Substantially  all  of  our  base  revenue  from  the  three  reportable  segments  is  generated  by  transporting,  or 
arranging for the transportation of, freight for customers and is predominantly affected by the rates per mile received 
from our customers and similar operating costs.  For the years ended December 31, 2012 and 2011, Trucking base 
revenue  represented 72.8%  and 78.2%  of  total  base  revenue,  respectively,  with  the  remaining  base  revenue being 
generated by our SCS and Intermodal operating segments. 

Our SCS and Intermodal operating segments are intended to provide services which complement our Trucking 
services, primarily to existing customers of our Trucking operating segment.  A majority of the customers using our 
SCS and Intermodal services are also customers of our Trucking operating segment.  For the years ended December 
31, 2012 and 2011, our SCS operating segment represented approximately 22.0% and 16.3%, respectively, of our 
consolidated  revenue.    For  the  years  ended  December  31,  2012  and  2011,  our  Intermodal  operating  segment 
represented approximately 5.2% and 5.5%, respectively, of our consolidated revenue. 

We generally charge customers for our services on a per-mile basis.  The expenses which have a major impact 
on our profitability are the variable costs of transporting freight for our customers.  The variable costs include fuel 
expense, insurance and claims and driver-related expenses, such as wages and benefits. 

Trucking.  Trucking includes the following primary service offerings provided to our customers:  

  Truckload.  Our Truckload service offering provides truckload freight services as a medium- to long-haul 
common  carrier.    We  have  provided  Truckload  services  since  our  inception,  and  we  derive  the  largest 
portion of our revenues from these services.       

  Dedicated Freight.  Our Dedicated Freight service offering is a variation of our Truckload service, whereby 
we agree to make our equipment and drivers available to a specific customer for shipments over particular 
routes  at  specified  times.    In  addition  to  serving  specific  customer  needs,  our  Dedicated  Freight  service 
offering also aids in driver recruitment and retention. 

Strategic  Capacity  Solutions.    Our  SCS  operating  segment  consists  of  our  freight  brokerage  service  offering 
which matches customer shipments with available equipment of authorized carriers and provides services that 
complement our Trucking operations.  We provide these services primarily to our existing Trucking customers, 
many  of  whom  prefer  to  rely  on  a  single  carrier,  or  a  small  group  of  carriers,  to  provide  all  of  their 

20 

 
 
transportation  needs.    To  date,  a  majority  of  the  customers  of  SCS  have  also  engaged  us  to  provide  services 
through one or more of our Trucking service offerings. 

Intermodal.    Intermodal  shipping  is  a  method  of  transporting  freight  using  multiple  modes  of  transportation 
between origin and destination, with the freight remaining in a trailer or special container throughout the trip.  
Our rail Intermodal service offering provides our customers cost savings over Truckload with a slightly slower 
transit  speed,  while  allowing  us  to  reposition  our  equipment  to  maximize  our  freight  network  yield.    During 
August  2010,  we  entered  into  a  long-term  agreement  with  BNSF  Railway  to  lease  53’  domestic  intermodal 
containers.    Prior  to  the  agreement,  the  majority  of  Intermodal’s  revenue  was  derived  from  trailer-on-flat-car 
service.    Because  of  the  lack  of  lane  density,  we  reduced  the  number  of  our  leased  containers  from  500  to 
approximately 125.  Our container contract with BNSF expired on December 31, 2012.  Accordingly, we are 
scheduled  to  return  the  remaining  leased  containers  to  BNSF  during  the  first  quarter  and  plan  to  transition 
profitable intermodal freight to other sources of capacity throughout 2013. 

Results of Operations 

On January 31, 2013, we issued a news release announcing our preliminary revenues and results of operations 
for  the  fourth  quarter  of  2012.    Subsequent  to  the  issuance  of  this  news  release,  and  in  conjunction  with  the 
completion  of  normal  quarter-  and  year-end  closing  and  audit  procedures,  we  recorded  additional  adjustments  to 
operating and other expenses that increased our reported net loss by approximately $0.1 million, or $0.01 per share. 

Executive Overview 

Asset-Based Trucking Operations 

We  experienced  improving  operating  fundamentals  toward  the  end  of  the  third  quarter  and  into  the  fourth 
quarter.  The improvement is reflected in our financial results as we narrowed our loss per share in the fourth quarter 
of 2012 by 26.2% to $0.31, compared to a $0.42 loss in the fourth quarter of 2011.  Sequentially, we nearly cut in 
half the third quarter's $0.59 loss per share in what has historically been a seasonally weaker quarter for us. 

Fourth  quarter  improvement  was  most  evident  in  our  Trucking  segment,  where  we  produced  year-over-year 
revenue  growth  for  the  first  time  since  the  second  quarter  of  2011.    Base  Trucking  revenue  grew  3.4%  despite  a 
3.1%  reduction  in  the  average  fleet  size.    Base  revenue  per  tractor  per  week  improved  6.7%  to  $2,720  on  an 
improved freight mix and a substantially larger seated tractor count.  

Our yield management activities during the third quarter, which adversely impacted volumes during that quarter 
as we re-priced underperforming freight, began to produce results during the fourth quarter.  We replaced volumes 
lost during the third quarter with better-performing freight, as evidenced by the combination of a 2.2% improvement 
in  rate  per  loaded  mile  and a  6.7%  increase  in  loaded  length-of-haul.   Pricing  typically  falls  at  longer  lengths-of-
haul, so the fact that we grew both simultaneously indicates improving lane flow (directionality, density, and market 
selection).  We realigned our customer base during the fourth quarter, including the replacement of four of our top 
25  Trucking  shippers,  while  reducing  concentration  with  our  largest  shippers.    We  expect  some  of  our  new 
customers to grow into our top 25 customer list in the first half of 2013. 

The improved freight mix and the better operational execution helped us to increase miles per seated tractor per 
week by 1.3% to 1,931 miles.  The heightened empty mile factor (up 92 basis points to 12.0%) suggests that we still 
need additional freight volume to better utilize our equipment.  We are executing a detailed strategy that we believe 
will grow volumes in specific markets and lanes during this winter's freight bidding season. 

Perhaps  our  largest  accomplishment  during  the  fourth  quarter  involved  cutting  our  unseated  tractor  count  by 
more than 50%, to 92 from 213 sequentially versus the third quarter of 2012.  The seated tractor count growth was 
made possible primarily by lower driver turnover, which improved throughout the fourth quarter to an annualized 
rate of 83% in December 2012, compared to 107% in December 2011.  We attribute the improvement to enhanced 
Company-wide  focus  on  driver  retention,  freight  better  suited  to  our  network,  and  more  consistent  miles.    The 
combination of our seated tractor count and greater miles per seated tractor led to a 5.5% improvement in overall 
tractor utilization to 1,850 miles per in-service tractor per week. 

The  key  operating  metric  charts  below  (Miles  per  Seated  Tractor  per  Week,  Loaded  Revenue  per  Mile, 
Unseated Tractors, and Base Revenue per Tractor per Week) reflect the results we have experienced for the periods 
indicated. 

21 

 
 
2,150

2,100

2,050

2,000

1,950

1,900

1,850

1,800

300

250

200

150

100

50

Miles per Seate
M

d Tractor per W

Week

Loaded Rev

venue per Mil

e

$1.68
$1.67
$1.66
$1.65
$1.64
$1.63
$1.62
$1.61
$1.60
$1.59
$1.58
$1.57
$1.56

1st QTR

2nd Q

QTR

3rd QTR

4th QTR

1st QTR
1

2nd QT

TR

3rd QTR

4th QTR

011
20

2012

201

11

2012

Unseate

ed Tractors

Ba

se Revenue p

er Tractor per

Week

$2,850

$2,800

$2,750

$2,700

$2,650

$2,600

$2,550

$2,500

$2,450

$2,400

1st QTR
1

2nd QT

TR

3rd QTR

4th QTR

1st QTR

2nd Q

QTR

3rd QTR

4th QTR

011
20

2012

201

11

2012

Our  S
income  by
conditions 
is continuin
gross marg

SCS  segment  c
y  13.4%  in  the
during the fou
ng to deliver p
gins on less rev

continued  to  d
e  fourth  quarte
urth quarter.  S
profitable result
venue and were

deliver  strong 
r.    Gross  marg
CS represented
ts with minima
e immaterial to

performance, 
gin  expanded 
d 21.2% of our
al capital inves
o our financial r

growing  base 
by  30  basis  po
r total base rev
stment.  Interm
results. 

revenue  by  1
oints  on  slight
venue during th
modal operation

17.6%  and  ope
tly  improved  m
he fourth quart
ns experienced

erating 
market 
ter and 
d better 

Balance S

heet and Liqu

uidity 

At De
compared 
our Revolv
we are req
incurred ne
equipment 
operating  p
sources of 
we can ma
expansion 
financing w
loss for 20

ecember 31, 20
to 47.4% at D
ver and had app
uired to mainta
et capital expe
less  proceeds
plan  anticipate
liquidity are a
ake no assuran
plans either fo
will be availab
12. 

012, our outsta
December 31, 2
proximately $1
ain of approxim
enditures (purch
s  from  the  sal
es  capital  exp
adequate to sup
nce, however, t
or the remaind
ble, if at all, in 

anding debt, les
2011.  At Dece
19.9 million of
mately $18.8 m
hases of prope
le  of  property 
enditures  grea
pport our opera
that our source
der of this year
amounts requi

ss cash, repres
ember 31, 2012
f available borr
million).  For th
erty and equipm
and  equipmen
ater  than  those
ating needs for
es of liquidity
r or for the nex
ired or on term

sented 55.1% o
2, we were in 
rowing capacit
the twelve mon
ment plus liabi
nt)  of  approxi
e  for  2012.    W
r the next twelv
will be suffici
xt several year
ms satisfactory 

of our balance 
compliance w
ty (net of the m
nths ended Dec
ility incurred f
imately  $32.2 
We  believe  ou
ve months.  De
ient to fund ou
rs, or that any 
to us, especial

sheet capitaliz
with the covena
minimum avail
cember 31, 20
for leases on re
million.    Our
ur  balance  she
espite this adeq
ur operations a
necessary add
lly in light of o

zation, 
ants of 
lability 
12, we 
evenue 
r  2013 
et  and 
quacy, 
and all 
ditional 
our net 

Note Rega

arding Presenta

ation 

By ag
rates we ch
surcharge i
the  fuel  su
costs  and 

reement with 
harge our cust
is designed to 
urcharge  increa
expenses  to  to

our customers
tomers as diese
approximately
ases  our  reven
otal  revenue, 

, and consisten
el fuel prices i
 offset increase
nue  at  different
including  the 

nt with industr
increase above
es in fuel costs
t  rates  for  each
fuel  surcharge
22 

ry practice, we
e an agreed up
s above the bas
h  period.    We
e,  could  provi

e add a gradua
pon baseline pr
seline.  Fuel pr
e  believe  that  c
ide  a  distorted

ated surcharge 
rice per gallon
rices are volatil
comparing  ope
d  comparison 

to the 
n.  The 
le, and 
erating 
of  our 

 
 
   
   
 
 
operating performance, particularly when comparing results for current and prior periods.  Therefore, we have used 
base revenue, which excludes the fuel surcharge revenue, and instead taken the fuel surcharge as a credit against the 
fuel and fuel taxes and purchased transportation line items in the table setting forth the percentage relationship of 
certain items to base revenue below.   

We do not believe that a reconciliation of the information presented on this basis and corresponding information 
comparing operating costs and expenses to total revenue would be meaningful.  Data regarding both total revenue, 
which  includes  the  fuel  surcharge,  and  base  revenue,  which  excludes  the  fuel  surcharge,  is  included  in  the 
consolidated statements of operations included in this report. 

Base revenues from our SCS operating segment, consisting entirely of base revenues from our freight brokerage 
service offering, have fluctuated in recent periods.  This service offering typically does not involve the use of our 
tractors and trailers.  Therefore, an increase in these revenues tends to cause expenses related to our operations that 
do  involve  our  equipment—including  fuel  expense,  depreciation  and  amortization  expense,  operations  and 
maintenance  expense,  salaries,  wages  and  employee  benefits  and  insurance  and  claims  expense—to  decrease  as  a 
percentage  of  base  revenue,  and  a  decrease  in  these  revenues  tends  to  cause  those  expenses  to  increase  as  a 
percentage  of  base  revenue  with  a  related  change  in  purchased  transportation  expense.    Since  changes  in  SCS 
revenues generally affect all such expenses, as a percentage of base revenue, we do not specifically mention it as a 
factor in our discussion of increases or decreases in the other expenses presented in the consolidated statements of 
operations in the period-to-period comparisons below.   

Fiscal Year Ended December 31, 2012 Compared to Fiscal Year Ended December 31, 2011   

Results of Operations – Combined Services 

Total  base  revenue  decreased  0.6%  from  $411.0  million  to  $408.7  million.    We  reported  a  net  loss  for  all 

service offerings of $17.7 million ($1.71 per share), as compared to a net loss of $10.8 million ($1.05 per share). 

Our effective tax rate increased from 31.5% to 35.2%.   Income tax expense varies from the amount computed 
by applying the federal tax rate to income before income taxes primarily due to state income taxes, net of federal 
income tax effect, adjusted for permanent differences, the most significant of which is the effect of the per diem pay 
structure for drivers.  Due to the partially nondeductible effect of per diem payments, our tax rate will vary in future 
periods based on fluctuations in earnings and in the number of drivers who elect to receive this pay structure. 

Results of Operations – Trucking 

Relationship of Certain Items to Base Trucking Revenue 

The  following  table  sets  forth  the  percentage  relationship  of  certain  items  to  base  revenue  of  our  Trucking 

operating segment for the periods indicated.  Fuel and fuel taxes are shown net of fuel surcharges.  

Base revenue ........................................................................
Operating expenses and costs: 

Salaries, wages and employee benefits ........................... 
Fuel and fuel taxes........................................................... 
Purchased transportation ................................................. 
Depreciation and amortization ........................................ 
Operations and maintenance ........................................... 
Insurance and claims ....................................................... 
Operating taxes and licenses ...........................................
Communications and utilities .......................................... 
Gain on disposal of revenue equipment, net.................... 
Other ................................................................................ 
Total operating expenses and costs ............................ 
Operating loss .....................................................................

Year Ended December 31, 
2011 
2012 

100.0 %

100.0  % 

44.1  
15.6  
6.7  
15.0  
13.6  
6.8  
1.8  
1.3  
(0.7) 
5.8  
110.0  
(10.0)%

40.4   
15.6   
8.3   
15.2   
12.3   
6.9   
1.6   
1.3   
(1.1)  
5.5   
106.0   

(6.0) % 

23 

 
 
 
 
 
 
 
   
 
 
 
Key Operating Statistics: 

Operating loss (in thousands) ................................................ $
Total miles (in thousands) (1) ...............................................
Empty mile factor (2) ...........................................................
Weighted average number of tractors (3) .............................
Average miles per tractor per period ....................................
Average miles per tractor per week ......................................
Average miles per trip (4) .....................................................
Base Trucking revenue per tractor per week ........................ $
Number of tractors at end of period (3) ................................
Operating ratio (5) ................................................................

(1)  Total miles include both loaded and empty miles. 

Year Ended December 31,  
2011 
2012
(18,762) 
(29,848)
221,765 
205,776   

$

11.4  %  
2,184 
94,220 
1,802 
542 
2,606 
2,184 
110.0 %  

$

11.0  %
2,313 
95,878 
1,839 
532 
2,664 
2,235 
106.0  %

(2)  The empty mile factor is the number of miles traveled for which we are not typically compensated by any 

customer as a percent of total miles traveled.  

(3)  Tractors include Company-operated tractors in-service plus tractors operated by independent contractors. 

(4)  Average miles per trip is based upon loaded miles divided by the number of Trucking shipments. 

(5)  Operating  ratio  is  based upon  total  operating  expenses, net  of  fuel  surcharge  revenue,  as  a  percentage  of 

base revenue. 

Base  revenue  from  our  Trucking  operating  segment  decreased  from  $321.3  million  to  $297.6  million.    The 

decrease was primarily the result of: 

  Our total miles and our average miles per tractor per week decreased 7.2% and 2.0%, respectively. 

  The size of our fleet decreased 5.6%. 

  The total number of loads dispatched decreased 9.1%.   

  Our empty mile factor increased 3.6%. 

The operating ratio for our Trucking operating segment deteriorated by 4.0 percentage points of base Trucking 

revenue to 110.0% due to the following factors: 

  Salaries,  wages  and  employee  benefits  increased  3.7  percentage  points  of  base  Trucking  revenue  due  in 
large  part  to  a  7.4%  reduction  in  base  Trucking  revenue  and  a  28.9%  reduction  in  the  percentage  of  our 
tractor  fleet  comprised  of  independent  contractors.    As  the  percentage  of  our  fleet  comprised  of 
independent  contractors  decreases,  the  percentage  of  our  fleet  comprised  of  Company  drivers  increases, 
along  with  the  associated  salaries,  wages  and  benefits  for  such  Company  drivers.    During  2012,  we 
continued to see evidence of a tightening market of eligible drivers related to the implementation of CSA, 
which caused our total driver compensation costs to increase 4.2% on a per mile basis as we needed to offer 
sign-on  bonuses  to  attract  new  drivers,  we  increased  non-mileage  pay  to  help  us  retain  drivers,  and  we 
raised driver pay for new drivers with less than one year experience.  New hours-of-service rules scheduled 
to go into effect in 2013 may further reduce the pool of eligible drivers and may lead to increases in driver 
related expenses that would increase salaries, wages and employee benefits.  We also have experienced an 
increase  in  the  frequency  and  severity  of  workers’  compensation  claims,  which  have  increased  by 
approximately  $2.0  million  or  69.1%.    In  addition  to  the  above,  medical  payments  made  under  our 
employee benefits plan increased approximately $1.1 million or 23.7%. 

  Fuel and fuel taxes expense, net of fuel surcharge, remained flat as a percentage of base Trucking revenue.  
Tractor utilization was 2.0% lower during 2012 as compared to 2011, which caused fuel and fuel taxes as a 
percentage of revenue to increase as trucks spent more time idling.  While fuel costs generally have been 
higher in 2012, improved fuel purchasing and fuel surcharge collections as compared to 2011 lowered our 
net fuel cost per gallon (fuel cost per gallon minus fuel surcharge collections per gallon) by approximately 
$0.06.  Additionally, our fuel economy improved 1.2% as we added new, more fuel efficient trucks to the 
fleet.  We anticipate fuel costs will continue to be affected in the future by price fluctuations, the terms and 
collectability  of  fuel  surcharge  revenue,  fuel  efficiency  and  the  percentage  of  total  miles  driven  by 
independent contractors. 

24 

 
 
 
 
 
 
 
 
 
 
 
 
 
  Purchased  transportation,  which  is  comprised  of  independent  contractors’  compensation  and  fees  paid  to 
Mexican carriers, decreased 1.6 percentage points of base Trucking revenue.  This decrease was the result 
of  a  reduction  of  43  independent  contractors,  or  28.9%,  included  in  our  fleet.    Over  the  longer  term,  we 
expect  our  purchased  transportation  expense  to  increase  if  we  achieve  our  goal  to  grow  our  independent 
contractor fleet and our cross-border Mexico business.   In the event that we are unable to recruit and retain 
independent contractors, this expense could continue to fall, causing a corresponding increase in fuel and 
fuel taxes expense and salaries, wages and employee benefits expense.          

  Depreciation and amortization decreased 0.2 percentage points of base Trucking revenue primarily due to 
an overall decrease in the size of our tractor and trailer fleets.  As of December 31, 2012, we reduced our 
total tractor count by 42 units as compared to December 31, 2011, representing units shut down due to high 
mileage and trade life cycles.  We also reduced our trailer count by 227 year over year as part of our plan to 
reduce the number of trailers because of our investment in trailer tracking devices.  As a result of our plan 
to  reduce  the  age  of  our  fleet  and  the  increased  costs  of  new  equipment,  we  expect  depreciation  and 
amortization  expense  to  increase  as  a  percentage  of  base  Trucking  revenue  in  future  periods.    Absent 
offsetting improvements in average revenue per tractor or growth in our independent contractor fleet and 
non-asset based operations, our expense in this category as a percentage of revenue could increase going 
forward if equipment prices continue to inflate. 

  Operations and maintenance expense increased 1.3 percentage points of base Trucking revenue primarily 
due to a 10.0% increase in direct repair costs related to new engine emissions requirements mandated by 
the EPA, various requirements imposed by California's Air Resources Board, the higher mileage equipment 
remaining in our fleet and the increase in the cost of parts and tires.  Our average tractor age at December 
31, 2012 was 32 months compared to 28 months at December 31, 2011, whereas our average trailer age 
was  77  months  and  71  months,  respectively.    Operations  and  maintenance  expense  may  increase  in  the 
future if we delay the purchase of new equipment and the age of our equipment continues to increase.   

 

Insurance  and  claims  expense  decreased  0.1  percentage  points  of  base  Trucking  revenue  year  over  year; 
however, the actual amount of insurance and claims expense decreased by approximately $2.0 million.  The 
mild winter during the first quarter along with the continuing education of our drivers regarding accident 
prevention assisted us in reducing insurance and claims expense. If we are able to successfully execute our 
safety  initiatives,  we  would  expect  insurance  and  claims  expense  to  continue  to  decrease  over  the  long 
term, though remaining volatile from period-to-period. 

  Other  expense  increased  0.3  percentage  points  of  base  Trucking  revenue  as  a  result  of  the  write  off  of 
approximately $0.5 million of deferred debt issuance costs associated with our prior credit facility, which 
we refinanced in August 2012.  This expense category decreased approximately $0.4 million as compared 
to 2011; however, lower tractor utilization resulted in this item increasing as a percentage of revenue.  

  Gain on the disposal of equipment decreased 0.4 percentage points of base Trucking revenue as a result of 
fewer sales of our tractors and trailers due to a reduced level of equipment inventory to sell.  If the used 
equipment market was to soften or we decided to keep our equipment for a longer period of time, gains on 
disposal of equipment could decrease. 

Results of Operations – Strategic Capacity Solutions 

The  following  table  sets  forth  certain  information  relating  to  our  SCS  operating  segment  for  the  periods 

indicated:   

Year Ended December 31,  

Total SCS revenue (1) ................................................... $
Intercompany revenue ...................................................

Total SCS revenue, less intercompany revenue ......... $

2012

128,135
(24,761)
103,374

Operating income (in thousands) ................................... $
Gross margin (2) ............................................................

7,788
13.9 %

(1)  Includes fuel surcharge revenue. 

$

$

$

2011 

93,118 
(12,094) 
81,024 

7,100 
15.1  % 

(2)    Gross  margin  is  calculated  by  taking  total  SCS  revenue  less  purchased  transportation  and  dividing  that 

amount by total SCS revenue.  This calculation includes intercompany revenue and expenses. 

25 

 
 
 
 
 
 
 
 
 
 
 
 
 
Total revenue, less intercompany revenue, from our SCS operating segment increased 27.6% to $103.4 million 
from $81.0 million, while operating income increased 9.7% to $7.8 million from $7.1 million.  This increase was 
primarily a result of the continued expansion of our SCS workforce.  This increase was partially offset by a 7.6% 
decline  in  gross  margin  resulting  primarily  from  a  softer  freight  environment  and  an  increase  in  purchased 
transportation expense.  If we are successful in continuing to build our SCS business, we would expect to see the 
percentage of our total revenue coming from SCS continue to grow.  Our gross margin from our SCS business may 
continue to decline if the market remains tepid. 

Results of Operations – Intermodal Operations 

The following table sets forth certain information relating to our Intermodal operating segment for the periods 

indicated:   

Year Ended December 31,  
2011 
2012

Total Intermodal revenue (1) ......................................... $
Intercompany revenue ...................................................

28,215
(705)

Total Intermodal revenue, less intercompany 
revenue 

$

27,510

Operating income (in thousands) ................................... $
Gross margin (2) ............................................................

(1,212)

17.8 %

(1)  Includes fuel surcharge revenue. 

$

$

$

32,478 
(2,246) 

30,232 

(987) 
11.5  % 

(2)  Gross margin is calculated by taking total Intermodal revenue less purchased transportation and dividing 
that amount by total Intermodal revenue.  This calculation includes intercompany revenue and expenses. 

Total  revenue,  less  intercompany  revenue,  from  our  Intermodal  operating  segment  decreased  9.0%  to  $27.5 
million from $30.2 million.  We experienced difficulty building the lane density necessary to efficiently operate the 
containers we leased from BNSF Railway to overcome the fixed costs associated with them.  In November 2012, we 
began  transitioning  our  Intermodal  model  to  a  less  asset-intensive  and  more  variable  cost-based  model.    Our 
container contract with BNSF expired on December 31, 2012, and we are scheduled to return the remaining leased 
containers to BNSF during the first quarter. 

Seasonality 

In the trucking industry, revenues generally decrease as customers reduce shipments during the winter holiday 
season and as inclement weather impedes operations.  At the same time, operating expenses increase, primarily due 
to decreased fuel efficiency and increased maintenance costs.  Future revenues could be impacted if our customers, 
particularly those with manufacturing operations, reduce shipments due to temporary plant closings.  Historically, 
many of our customers have closed their plants for maintenance or other reasons during January and July. 

Inflation 

Although most of our operating expenses are inflation sensitive, the effect of inflation on revenue and operating 
costs  has  been  minimal  over  the  past  three  years.    The  effect  of  inflation-driven  cost  increases  on  our  overall 
operating costs would not be expected to be greater for us than for our competitors. 

Fuel Availability and Cost 

The motor carrier industry is dependent upon the availability of fuel.  Fuel shortages or increases in fuel taxes or 
fuel costs have adversely affected our profitability and will continue to do so.  Fuel prices have fluctuated widely, 
and  fuel  prices  and  fuel  taxes  have  generally  increased  in  recent  years.    We  have  not  experienced  difficulty  in 
maintaining necessary fuel supplies, and in the past we generally have been able to partially offset increases in fuel 
costs and fuel taxes through increased freight rates and through a fuel surcharge that increases incrementally as the 
price of fuel increases above an agreed upon baseline price per gallon.  Typically, we are not able to fully recover 
increases in fuel prices through rate increases and fuel surcharges, primarily because those items do not provide any 
benefit  with  respect  to  empty  and  out-of-route  miles,  for  which  we  typically  do  not  receive  compensation  from 
customers.  Overall, the market fuel prices per gallon were higher in 2012 than they were in 2011. 

At December 31, 2012, we did not have any long-term fuel purchase contracts, and we have not entered into 

any other hedging arrangements that protect us against fuel price increases. 

26 

 
 
 
 
 
 
 
 
 
 
 
 
Off-Balance Sheet Arrangements 

From  time  to  time,  we  enter  into  operating  leases  relating  to  certain  facilities,  office  equipment  and  revenue 
equipment that are not reflected in our balance sheet.  We do not currently have off-balance sheet arrangements that 
have  or  are  reasonably  likely  to  have  a  material  current  or  future  effect  on  our  consolidated  financial  condition, 
revenue or expenses, results of operations, liquidity, capital expenditures or capital resources.   

Liquidity and Capital Resources 

On  August  24,  2012,  we  entered  into  a  $125.0  million  Revolver  with  Wells  Fargo  Capital  Finance,  LLC,  as 
Administrative Agent and PNC Bank, as Syndication Agent.  The Revolver, which expires in 2017, is secured by 
substantially all of our assets, and can be expanded up to $175.0 million, subject to customary conditions and lender 
participation.  Proceeds received under the Revolver were used, in part, to repay the approximately  $75.9 million 
outstanding under our credit agreement with Branch Banking and Trust Company, dated April 19, 2010 (the "Credit 
Agreement"). 

During the year ended December 31, 2012, the maximum amounts borrowed under the Credit Agreement and 
the Revolver, including letters of credit, reached approximately 79.6% and 71.2%, respectively, of the total amounts 
available at their highest points.  We ended the year with outstanding borrowings, including letters of credit, equal to 
approximately 69.1 % of the total amount available under the Revolver.  The maximum amount borrowed and the 
percentage of the amount available excluded the accordion feature applicable to each credit facility.    At December 
31, 2012, we had approximately $19.9 million available under our Revolver (net of the minimum availability we are 
required  to  maintain  of  approximately  $18.8  million).  Our  balance  sheet  debt,  less  cash,  represents  55.1%  of  our 
total capitalization, and we have no material off-balance sheet debt.  During 2012, our Board of Directors authorized 
the  use  of  up  to  $50.0 million  in  new  capital  leases  under  existing  facilities  through  2012,  and  at  December  31, 
2012, we had approximately $22.2 million of availability.  In January 2013, the Board of Directors authorized the 
use of up to $45.0 million in new capital leases under existing facilities through 2013.  We financed approximately 
$27.8 million of our 2012 tractor purchases with 36 and 45 month, fixed-rate capital leases, and we also refinanced 
two tractor purchase leases approximating $3.7 million retaining their remaining terms of 15 and 23 months.  Our 
capital leases currently represent 38.5% of our total debt and carry an average fixed rate of 2.3%. Not only does that 
provide us with a natural hedge against recent London Interbank Offered Rate (“LIBOR”) volatility, but it has also 
freed up availability on our Revolver.  We produced $11.2 million in free cash flow (cash flow from operations less 
cash used in investing activities) during 2012, which was approximately $8.9 million more than 2011.    

The nature of our business requires significant investments in new revenue equipment.  We have financed new 
tractor  and  trailer  purchases  predominantly  with  cash  flows  from  operations,  the  proceeds  from  sales  or  trades  of 
used  equipment,  borrowings  under  our  Credit  Agreement  and  Revolver,  and  capital  lease  purchase  arrangements.  
We  have  historically  met  our  working  capital  needs  with  cash  flows  from  operations  and  with  borrowings  under 
financing arrangements.  We use these financing arrangements, in addition to our Revolver, to minimize fluctuations 
in cash flow needs and to provide flexibility in financing revenue equipment purchases.       

During  the  year  ended  December  31,  2012,  we  incurred  net  capital  expenditures  (purchases  of  property  and 
equipment  plus  liability  incurred  for  leases  on  revenue  equipment  less  proceeds  from  the  sale  of  property  and 
equipment)  of  approximately  $32.2  million  (excluding  approximately  $3.7  million  relating  to  revenue  equipment 
that we took possession of during 2011 and funded during 2012).  During the year ended December 31, 2012, we 
also incurred net capital expenditures of $0.7 million for facility expansions and other expenditures.  We expect our 
2013 capital expenditures to be greater than 2012.     

Management  is  not  aware  of  any  known  trends  or  uncertainties  that  would  cause  a  significant  change  in  our 
sources of liquidity.  We expect our principal sources of capital to be sufficient to finance our operations, annual 
debt maturities, lease commitments, letter of credit commitments, stock repurchases and capital expenditures over 
the  next  twelve  months.    There  can  be  no  assurance,  however,  that  such  sources  will  be  sufficient  to  fund  our 
operations  and  all  expansion  plans  for  the  next  several  years,  or  that  any  necessary  additional  financing  will  be 
available, if at all, in amounts required or on terms satisfactory to us, especially in light of our net loss for 2012. 

If the credit markets erode or we are unable to comply with the requirements of our Revolver, we may not be 
able to access our current sources of credit and our lenders may not have the capital to fund those sources.  We may 
need to incur additional indebtedness or issue debt or equity securities in the future to refinance existing debt, fund 
working capital requirements, and for general corporate purposes.  As a result of contractions in the credit market, as 
well  as  other  economic  trends  in  the  credit  market  industry,  we  may  not  be  able  to  secure  financing  for  future 
activities  on  satisfactory  terms,  or  at  all.    If  we  are  unsuccessful  in  obtaining  sufficient  financing  because  we  are 
unable  to  access  the  capital  markets  on  acceptable  terms,  it  could  impact  our  ability  to  provide  services  to  our 
customers and may materially and adversely affect our business, financial results, and results of operations. 

27 

 
 
 
Cash Flows 

(in thousands) 
Year Ended December 31,  
2011 
2012 

Net cash provided by operating activities ......................................... $
Net cash used in investing activities ................................................. 
Net cash used in financing activities ................................................. 

15,536    $ 
(4,348)  
(12,105)  

23,662
(21,410)
(2,319)

Cash  generated  from  operations  decreased  $8.1  million  during  2012  as  compared  to  2011.    Several  factors 

contributed to the decrease: 

  Our net loss increased $6.9 million, from $10.8 million in 2011 to $17.7 million in 2012.   

  A decrease in depreciation and amortization of $4.2 million, from $49.3 million to $45.1 million. The 
decrease  in  depreciation  and  amortization  was  due  to  an  overall  decrease  in  our  revenue  equipment 
counts.    As  of  December  31,  2012,  we  reduced  our  total  tractor  count  by  58  units  as  compared  to 
December 31, 2011, representing units shut down due to high mileage and trade life cycles.  We also 
reduced  our  trailer  count  by  227  year  over  year  as  part  of  our  plan  to  reduce  the  number  of  trailers 
because of our investment in trailer tracking devices. 

  A decrease in our deferred tax liability of approximately $4.6 million due primarily to a decrease in the 
excess of tax depreciation over that recorded per books offset by a slight increase in prepaid expenses.  

  A decrease in gains on the sale of equipment of $1.5 million from 2011 to 2012 as a result of a decline 

in our used equipment inventory due to our trade cycle.  

  A  decrease  in  cash  of  $0.9  million  resulting  from  an  increase  in  the  number  of  days  it  takes  us  to 

collect accounts receivable.   

  A decrease in cash used in trade accounts payable and accrued expenses of $2.0 million resulting from 

the timing of both equipment purchases and payment for broker carrier expenses.   

  A $3.1 million decrease in the use of cash relating to insurance and claims accruals, as we experienced 
a  decline  in  accident  frequency  and  severity  during  2012  as  compared  to  2011,  with  the  most 
significant decline occurring in the last half of 2012. 

Cash used in investing activities decreased $17.2 million in 2012 as compared to 2011.  This decrease resulted 
primarily  from  a  decrease  in  cash  used  to  purchase  equipment.    Cash  used  to  purchase  property  and  equipment 
decreased  $22.4  million  during  2012  as  compared  to  2011.    This  decrease  was  primarily  due  to  two  factors:  the 
method utilized to finance the acquisition of revenue equipment and the number of tractors we purchased.  In regard 
to  the  financing  of  the  equipment,  we  primarily  utilized  lease-based  financing  during  2012  whereas  we  primarily 
utilized borrowings from our Credit Agreement to fund revenue equipment acquisitions during 2011.  For 2012, we 
leased $27.8 million in revenue equipment acquisitions compared to $21.2 million during 2011, and, during 2012, 
we also refinanced two tractor purchase leases approximating $3.6 million.  In regard to the volume of purchases, in 
2012 we purchased 325 tractors compared to 490 tractors during 2011.  Cash proceeds from the sale of equipment 
decreased $5.4 million primarily due to a decline in the number of units sold.  During 2012, we sold $17.7 million of 
property and equipment as compared to $23.1 million during the prior year.  

Cash used in financing activities decreased $9.8 million in 2012 as compared to 2011.  The main driver of the 
decrease related to borrowings under our Credit Agreement and our Revolver.  Our net borrowing decreased $6.2 
million, from $18.9 million in 2011 to $12.7 million in 2012. The decline in borrowing primarily related to reduced 
number of units purchased during 2012.  In addition to the decrease in borrowing, we also experienced an increase 
in principal payment on capital lease obligations. The $2.6 million increase in cash used for capital lease obligations 
was  due  to  a  larger  proportion  of  funding  from  capital  leases  compared  to  funding  revenue  equipment  purchases 
with our Credit Agreement and Revolver.   

Debt 

On  April  19,  2010,  we  entered  into  a  Credit  Agreement  with  Branch  Banking  and  Trust  Company  as 
Administrative  Agent,  which  replaced  our  Amended  and  Restated  Senior  Credit  Facility  which  was  scheduled  to 
mature on September 1, 2010.  The Credit Agreement provided for available borrowings of up to $100.0 million, 
including  letters  of  credit  not  to  exceed  $25.0  million.   The  Credit  Agreement  provided  an  accordion  feature 
allowing us to increase the maximum borrowing amount by up to an additional $75.0 million in the aggregate in one 
or more increases, subject to certain conditions.   

28 

 
 
 
 
 
 
  
 
  
The Second Amendment to the Credit Agreement, among other things, (i) amended the “Applicable Margin” 
and “Applicable Unused Fee Rate”, (ii) eased the consolidated leverage ratio through the 2012 calendar year, and 
(iii) eased the consolidated fixed charge coverage ratio through the 2012 calendar year. 

On  August  24,  2012,  we  entered  into  a  $125.0  million  Revolver  with  Wells  Fargo  Capital  Finance,  LLC,  as 
Administrative Agent, and PNC Bank.  The Revolver, which expires in 2017, is secured by substantially all of our 
assets, and includes letters of credit not to exceed $15.0 million.  In addition, the $125.0 million Revolver has an 
accordion  feature  whereby  we  may  elect  to  increase  the  size  of  the  Revolver  by  up  to  $50.0  million,  subject  to 
customary  conditions  and  lender  participation.    The  Revolver  is  governed  by  a  borrowing  base  with  advances 
against  eligible  billed  and  unbilled  accounts  receivable  and  eligible  revenue  equipment,  and  has  a  first  priority 
perfected security interest in all of the business assets (excluding tractors and trailers financed through capital leases 
and real estate) of the Company.  Proceeds from the Revolver were used to pay off the outstanding balance of the 
Credit Agreement.  Proceeds were also used to fund certain fees and expenses associated with the Revolver and will 
be used to finance working capital, capital expenditures and for general corporate purposes.   

The  Revolver  contains  a  minimum  excess  availability  requirement  equal  to  15.0%  of  the  maximum  revolver 
amount  (currently  $18.75  million)  and  an  annual  capital  expenditure  limit  ($53.8  million  for  calendar  year  2012, 
increasing  to  $71.0  million  in  2013  and  with  further  increases  thereafter).    If  a  collateral  cushion,  referred  to  as 
suppressed  availability,  of  at  least  $30.0  million  in  excess  of  the  maximum  facility  size  is  not  maintained,  the 
advance  rate  on  eligible  revenue  equipment  is  reduced  by  5.0%,  and  the  value  attributable  to  eligible  revenue 
equipment  starts  to  decline  in  monthly  increments.    The  Revolver  contains  a  total  capital  expenditure  limitation.  
The Revolver does not contain any financial maintenance covenants.   

The Revolver bears interest at rates typically based on the Wells Fargo prime rate or LIBOR, in each case plus 
an applicable margin.  The Base Rate is equal to the greatest of (a) the prime lending rate as publicly announced 
from time to time by Wells Fargo Bank N.A., (b) the Federal Funds Rate plus 1.0%, and (c) the three month LIBOR 
Rate  plus  1.0%.    The  Base  Rate  at  December  31,  2012  was  1.5%.    The  LIBOR  Rate  is  the  rate  at  which  dollar 
deposits are offered to major banks in the London interbank market two business days prior to the commencement 
of  the  requested  interest  period.    Most  borrowings  are  expected  to  be  based  on  the  LIBOR  rate  option.    The 
applicable margin ranges from 2.25% to 2.75% based on average excess availability and at December 31, 2012 it 
was 2.5%.   

The Revolver includes usual and customary events of default for a facility of this nature and provides that, upon 
the occurrence and continuation of an event of default, payment of all amounts payable under the Revolver may be 
accelerated, and the lenders’ commitments may be terminated.  Although there are no negative covenants relating to 
financial  ratios  or  minimum  balance  sheet  requirements,  the  Revolver  contains  certain  restrictions  and  covenants 
relating  to,  among  other  things,  dividends,  liens,  acquisitions  and  dispositions  outside  of  the  ordinary  course  of 
business and affiliate transactions.   

  Applicable Margin means, as of any date of determination, the following margin based upon the most 
recent average excess availability calculation; provided, however, that for the period from the closing date 
through the testing period ended December 31, 2012, the Applicable Margin was at Level II and at any 
time that an Event of Default exists, the Applicable Margin shall be at Level III.  

Level 

I 

II 

Average Excess 
Availability 

≥ $50,000,000 

< $50,000,000 but 
≥ $30,000,000 

III 

< $30,000,000 

Applicable Margin in 
respect of Base Rate 
Loans under the Revolver 

Applicable Margin in respect of LIBOR 
Rate Loans under the Revolver 

2.25% 

2.50% 

2.75% 

1.25% 

1.50% 

1.75% 

29 

 
 
 
 
 
 
 
 
 
 
We  paid  a  $1.5  million  closing  fee.    In  addition,  we  are  required  to  pay  a  fee  on  the  unused  amount  of  the 
Revolver  as  set  forth  in  the  table  below,  which  is  due  and  payable  monthly  in  arrears.    For  the  period  from  the 
closing date through December 31, 2012, the unused fee was at Level II. 

Average Used Portion of 
the Revolver plus 
Outstanding Letters of 
Credit 

Applicable Unused 
Revolver Fee Margin 

> $60,000,000 

< $60,000,000 

0.375% 

0.500% 

Level 

I 

II 

The  interest  rate  on  our  overnight  borrowings  under  the  Revolver  at  December  31,  2012  was  4.75%.    The 
interest  rate  including  all  borrowings  made  under  the  Revolver  at  December  31,  2012  was  3.0%.    The  weighted 
average interest rate on our borrowings under the agreements for the year ended December 31, 2012 was 3.1%.  A 
quarterly commitment fee is payable on the unused portion of the credit line and at December 31, 2012, the rate was 
0.5% per annum.  The Revolver is collateralized by all non-leased revenue equipment having a net book value of 
approximately $172.8 million at December 31, 2012, and all billed and unbilled accounts receivable.  As we reprice 
our debt on a monthly basis, the borrowings under the Revolver approximate its fair value.  At December 31, 2012, 
we  had  outstanding  $2.8  million  in  letters  of  credit  and  had  approximately  $19.9  million  available  under  the 
Revolver (net of the minimum availability we are required to maintain of approximately $18.75 million). 

In connection with the payoff of the outstanding balance of the Credit Agreement, we wrote off the remaining 
unamortized debt issuance costs incurred at the inception of the debt.  The write off amounted to approximately $0.5 
million  and  is  included  in  Other  Operating  Expenses  and  Costs  in  the  accompanying  Consolidated  Statements  of 
Operations. 

Equity 

At  December  31,  2012,  we  had  stockholders’  equity  of  $109.4  million  and  total  debt  including  current 
maturities of $138.3 million, resulting in a total debt, less cash, to total capitalization ratio of 55.1% compared to 
47.4% at December 31, 2011. 

Purchases and Commitments 

As of December 31, 2012, our forecasted capital expenditures, net of proceeds from the sale or trade of revenue 
equipment, for 2013 were $47.3 million, approximately $42.3 million of which relates to revenue equipment.  We 
may change the amount of the capital expenditures based on our operating performance.  Should we decrease our 
capital expenditures for tractors and trailers, we would expect the age of our equipment to increase.  To the extent 
further  capital  expenditures  are  feasible  based  on  our  financial  covenants  and  operating  cash  requirements,  we 
would use  the balance of  $5.0  million  primarily  for  property  acquisitions,  facility  construction  and  improvements 
and maintenance and office equipment.   

The following table represents our outstanding contractual obligations for rental expense under operating leases 

at December 31, 2012: 

(in thousands)
Payments Due By Period  

Rental obligations ............................... $ 

2,914

$

1,290

$

1,242   $

Total 

Less than 1 
year 

1-3 years 

3-5 years 
86 

  More than 5 
years 

  $ 

296

We routinely evaluate our equipment acquisition needs and adjust our purchase and disposition schedules from 
time to time based on our analysis of factors such as freight demand, the availability of drivers and the condition of 
the  used  equipment  market.    During  the  year  ended  December  31,  2012,  we  incurred  net  capital  expenditures  for 
revenue  equipment  of  approximately  $31.5  million  (excluding  approximately  $3.7  million  relating  to  revenue 
equipment that we took possession of during 2011 and funded during 2012), including approximately $2.8 million 
of revenue equipment that we took possession of during the first nine months of 2012, but have not yet funded. Of 
the net capital expenditures for revenue equipment, $27.8 million were capital lease obligations.  During the year 
ended December 31, 2012, we also incurred net capital expenditures of $0.7 million for facility expansions and other 
expenditures. 

30 

 
 
 
 
 
 
 
 
 
 
 
Critical Accounting Estimates 

The  preparation  of  financial  statements  in  conformity  with  accounting  principles  generally  accepted  in  the 
United  States  requires  management  to  make  estimates  and  assumptions  that  affect  the  amounts  reported  in  the 
financial  statements  and  accompanying  notes.    We  base  our  assumptions,  estimates  and  judgments  on  historical 
experience,  current  trends  and  other  factors  that  management  believes  to  be  relevant  at  the  time  our  consolidated 
financial statements are prepared.  Actual results could differ from those estimates, and such differences could be 
material. 

The  most  significant  accounting  policies  and  estimates  that  affect  our  financial  statements  include  the 

following: 

  Revenue recognition and related direct expenses based on relative transit time in each period.  Revenue 
generated  by  Trucking  is  recognized  in  full  upon  completion  of  delivery  of  freight  to  the  receiver’s 
location.    For  freight  in  transit  at  the  end  of  a  reporting  period,  we  recognize  revenue  pro  rata  based  on 
relative transit time completed as a portion of the estimated total transit time.  Expenses are recognized as 
incurred.   

Revenue  generated  by  SCS  and  Intermodal  is  recognized  upon  completion  of  the  services  provided.  
Revenue is recorded on a gross basis, without deducting third party purchased transportation costs as we act 
as a principal with substantial risks as primary obligor. 

Management  believes  these  policies  most  accurately  reflect  revenue  as  earned  and  direct  expenses, 
including third party purchased transportation costs, as incurred.   

 

Selections of estimated useful lives and salvage values for purposes of depreciating tractors and trailers.  
We operate a significant number of tractors and trailers in connection with our business.  We may purchase 
this equipment or acquire it under leases.  We depreciate purchased equipment on the straight-line method 
over  the  estimated  useful  life  down  to  an  estimated  salvage  or  trade-in  value.    We  initially  record 
equipment  acquired  under  capital  leases  at  the  net  present  value  of  the  minimum  lease  payments  and 
amortize it on the straight-line method over the lease term.  Depreciable lives of tractors and trailers range 
from three years to ten years.  We estimate the salvage value at the expected date of trade-in or sale based 
on the expected market values of equipment at the time of disposal. 

We make equipment purchasing and replacement decisions on the basis of various factors, including, but 
not limited to, new equipment prices, used equipment market conditions, demand for our freight services, 
prevailing  interest  rates,  technological  improvements,  fuel  efficiency,  equipment  durability,  equipment 
specifications  and  driver  availability.    Therefore,  depending  on  the  circumstances,  we  may  accelerate  or 
delay the acquisition and disposition of our tractors and trailers from time to time, based on an operating 
principle whereby we pursue trade intervals that economically balance our maintenance costs and expected 
trade-in values in response to the circumstances existing at that time.  Such adjustments in trade intervals 
may cause us to adjust the useful lives or salvage values of our tractors or trailers.  By changing the relative 
amounts of older equipment and newer equipment in our fleet, adjustments in trade intervals also increase 
and  decrease  the  average  age  of  our  tractors  and  trailers,  whether  or  not  we  change  the  useful  lives  or 
salvage  values  of  any  tractors  or  trailers.    We  also  adjust  depreciable  lives  and  salvage  values  based  on 
factors  such  as  changes  in  prevailing  market  prices  for  used  equipment.    We  periodically  monitor  these 
factors  in  order  to  keep  salvage  values  in  line  with  expected  market  values  at  the  time  of  disposal.  
Adjustments in useful lives and salvage values are made as conditions warrant and when we believe that 
the changes in conditions are other than temporary.  These adjustments result in changes in the depreciation 
expense we record in the period in which the adjustments occur and in future periods.  These adjustments 
also impact any resulting gain or loss on the ultimate disposition of the revenue equipment.  Management 
believes our estimates of useful lives and salvage values have been materially accurate as demonstrated by 
the  insignificant  amounts  of  gains  and  losses  on  revenue  equipment  dispositions  in  recent  periods.  
However, given the current economic environment, previously established salvage values need to be more 
closely monitored to assure that book values do not exceed market values.  We continually review salvage 
values to address this issue.   

To the extent depreciable lives and salvage values are changed, such changes are recorded in accordance 
with the applicable generally accepted accounting principles existing at the time of change.  

Effective  May  1,  2011,  we  changed  the  time  period  over  which  we  depreciate  our  2005  model  year  and 
newer trailers and changed the amount of the salvage value to which those trailers are being depreciated.  
The depreciation time period was changed to 14 years from 10 years, and the salvage value was changed to 

31 

 
 
$500 from  25.0% of  the  original  purchase price.    For  the  year  ended  December 31, 2012,  this  change  in 
estimate resulted in a reduction of depreciation expense on a pre-tax basis of approximately $2.3 million 
and on a net-of-tax basis of approximately $1.4 million ($0.13 per share).  For the year ended December 
31,  2011,  this  change  in  estimate  resulted  in  a  reduction  of  depreciation  expense  on  a  pre-tax  basis  of 
approximately $1.6 million and on a net-of-tax basis of approximately $1.0 million ($0.10 per share).     

  Estimates of accrued liabilities for claims involving bodily injury, physical damage losses, employee health 
benefits  and  workers’  compensation.    We  record  both  current  and  long-term  claims  accruals  at  the 
estimated  ultimate  payment  amounts  based  on  information  such  as  individual  case  estimates,  historical 
claims experience and an estimate of claims incurred but not reported.  The current portion of the accrual 
reflects the amounts of claims expected to be paid in the next twelve months.  In making the estimates, we 
rely  on  past  experience  with  similar  claims,  negative  or  positive  developments  in  the  case  and  similar 
factors.  We do not discount our claims liabilities. 

 

Stock  option  valuation.    The  assumptions  used  to  value  stock  options  are  dividend  yield,  expected 
volatility,  risk-free  interest  rate,  expected  life  and  anticipated  forfeitures.    As  we  have  not  paid  any 
dividends  on  our  common  stock,  the  dividend  yield  is  zero.    Expected  volatility  represents  the  measure 
used  to  project  the  expected  fluctuation  in  our  share  price.    We  use  the  historical  method  to  calculate 
volatility with the historical period being equal to the expected life of each option.  This calculation is then 
used to determine the potential for our share price to increase over the expected life of the option.  The risk-
free interest rate is based on an implied yield on United States zero-coupon treasury bonds with a remaining 
term equal to the expected life of the outstanding options.  Expected life represents the length of time we 
anticipate the options to be outstanding before being exercised.  Based on historical experience, that time 
period is best represented by the option’s contractual life.  Anticipated forfeitures represent the number of 
shares under options we expect to be forfeited over the expected life of the options. 

  Accounting  for  income  taxes.    Our  deferred  tax  assets  and  liabilities  represent  items  that  will  result  in 
taxable  income  or  a  tax  deduction  in  future  years  for  which  we  have  already  recorded  the  related  tax 
expense or benefit in our consolidated statements of operations.  Deferred tax accounts arise as a result of 
timing differences between when items are recognized in our consolidated financial statements compared to 
when  they  are  recognized  in  our  tax  returns  and  from  net  operating  loss  carryforwards.    Significant 
management  judgment  is  required  in  determining  our  provision  for  income  taxes  and  in  determining 
whether  deferred  tax  assets  will  be  realized  in  full  or  in  part.    Deferred  tax  assets  and  liabilities  are 
measured using enacted tax rates expected to apply to taxable income in the years in which those temporary 
differences are expected to be recovered or settled.  We periodically assess the likelihood that all or some 
portion  of  deferred  tax  assets  will  be  recovered  from  future  taxable  income.    To  the  extent  we  believe 
recovery is not more likely than not, a valuation allowance is established for the amount determined not to 
be realizable.  We have not recorded a valuation allowance at December 31, 2012, as all deferred tax assets 
are more likely than not to be realized.   

We believe that we have adequately provided for our future tax consequences based upon current facts and 
circumstances  and  current  tax  law.    During  the  year  ended  December  31,  2012,  we  made  no  material 
changes in our assumptions regarding the determination of income tax liabilities.  However, should our tax 
positions  be  challenged,  different  outcomes  could  result  and  have  a  significant  impact  on  the  amounts 
reported through our consolidated statements of operations. 

  Prepaid  tires.    Commencing  when  the  replacement  tires,  including  recaps,  are  placed  into  service,  we 
account for them as prepaid expenses and amortize their cost over varying time periods, ranging from 18 to 
30 months depending on the type of tire.      

 

Impairment of long-lived assets. We review our long-lived assets for impairment in accordance with Topic 
ASC  360,  Property,  Plant  and  Equipment.    This  authoritative  guidance  provides  that whenever  there  are 
certain  significant  events  or  changes  in  circumstances  the  value  of  long-lived  assets  or  groups  of  assets 
must be tested to determine if their value can be recovered from their future cash flows.  In the event that 
undiscounted cash flows expected to be generated by the asset are less than the carrying amount, the asset 
or group of assets must be evaluated to determine if an impairment of value exists.  Impairment exists if the 
carrying value of the asset exceeds its fair value. 

In light of the sustained general economic downturn in the United States and world economies, the decline 
in our market capitalization and our net operating losses in recent years, triggering events and changes in 
circumstances have occurred, which required us to test our long-lived assets for recoverability at December 
31, 2012.   

32 

 
 
We test for the recoverability of all of our long-lived assets as a single group at the entity level and examine 
the forecasted future cash flows generated by our revenue equipment, including its eventual disposition, to 
determine if those cash flows exceed the carrying value of our long-lived assets.  At December 31, 2012 
and 2011, we determined that no impairment of value existed. 

We  periodically  reevaluate  these  policies  as  circumstances  dictate.    Together  these  factors  may  significantly 

impact our consolidated results of operations, financial position and cash flow from period to period. 

New Accounting Pronouncements 

See  “Item  8.  Financial  Statements  and  Supplementary  Data  –  Note  1.  to  the  Financial  Statements:  New 

Accounting Pronouncements.” 

Item 7A.  QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK 

Not required.  

33 

 
 
Item 8.  FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA 

USA TRUCK, INC. 

ANNUAL REPORT ON FORM 10-K 

YEAR ENDED DECEMBER 31, 2012 

INDEX TO FINANCIAL STATEMENTS 

Report of Independent Registered Public Accounting Firm .............................................................................
Consolidated Balance Sheets as of December 31, 2012 and 2011 ...................................................................
Consolidated Statements of Operations for the years ended December 31, 2012 and 2011 ............................
Consolidated Statements of Comprehensive Loss for the years ended December 31, 2012 and 2011 ............
Consolidated Statements of Stockholders’ Equity for the years ended December 31, 2012 and 2011 ............
Consolidated Statements of Cash Flows for the years ended December 31, 2012 and 2011 ...........................
Notes to Consolidated Financial Statements ....................................................................................................

35 
36 
37 
38 
39 
40 
41 

Page 

34 

 
 
 
 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

Board of Directors and 
Stockholders of USA Truck, Inc.   

We have audited the accompanying consolidated balance sheets of USA Truck, Inc. (a Delaware corporation) and 
subsidiary  (the  “Company”)  as  of  December  31,  2012  and  2011,  and  the  related  consolidated  statements  of 
operations,  comprehensive  loss,  changes  in  shareholders’  equity,  and  cash  flows  for  the  years  then  ended.  These 
financial  statements  are  the  responsibility  of  the  Company’s  management.  Our  responsibility  is  to  express  an 
opinion on these financial statements based on our audits. 

We  conducted  our  audits  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board 
(United  States).  Those  standards  require  that  we  plan  and  perform  the  audit  to  obtain  reasonable  assurance  about 
whether the financial statements are free of material misstatement. The Company is not required to have, nor were 
we engaged to perform an audit of its internal control over financial reporting. Our audits included consideration of 
internal  control  over  financial  reporting  as  a  basis  for  designing  audit  procedures  that  are  appropriate  in  the 
circumstances,  but  not  for  the  purpose  of  expressing  an  opinion  on  the  effectiveness  of  the  Company’s  internal 
control over financial reporting. Accordingly, we express no such opinion. An audit also includes examining, on a 
test  basis,  evidence  supporting  the  amounts  and  disclosures  in  the  financial  statements,  assessing  the  accounting 
principles used and significant estimates made by management, as well as evaluating the overall financial statement 
presentation. We believe that our audits provide a reasonable basis for our opinion. 

In  our  opinion,  the  consolidated  financial  statements  referred  to  above  present  fairly,  in  all  material  respects,  the 
financial  position  of  USA  Truck,  Inc.  and  subsidiary  as  of  December  31,  2012  and  2011,  and  the  results  of  their 
operations and their cash flows for the years then ended in conformity with accounting principles generally accepted 
in the United States of America. 

GRANT THORNTON LLP  
Tulsa, OK  
March 22, 2013 

35 

 
 
  
 
 
 
 
USA Truck, Inc. 

CONSOLIDATED BALANCE SHEETS 
    (in thousands, except share amounts)

Assets 
Current assets: 

Cash and cash equivalents .................................................................................$ 
Accounts receivable: 

Trade, less allowance for doubtful accounts of $418 in 2012 and $420 in 

2011 ............................................................................................................
Other .............................................................................................................. 
Inventories ......................................................................................................... 
Prepaid expenses and other current assets ......................................................... 
Total current assets ........................................................................................ 

    December 31,
2012 

2011

1,742    $ 

2,659

64,491 
2,089   
1,790   
15,415   
85,527   

Property and equipment: 

Land and structures ........................................................................................... 
Revenue equipment ........................................................................................... 
Service, office and other equipment .................................................................. 
Property and equipment, at cost ..................................................................... 
Accumulated depreciation and amortization ..................................................... 
Property and equipment, net .......................................................................... 
Note receivable ....................................................................................................... 
Other assets ............................................................................................................. 
Total assets .....................................................................................................$ 

31,478   
362,007   
14,770   
408,255   
(164,641)  
243,614   
1,979   
374   
331,494    $ 

Liabilities and stockholders’ equity 
Current liabilities: 

Bank drafts payable ...........................................................................................$ 
Trade accounts payable ..................................................................................... 
Current portion of insurance and claims accruals ............................................. 
Accrued expenses .............................................................................................. 
Note payable ...................................................................................................... 
Deferred income taxes ....................................................................................... 
Current maturities of long-term debt and capital leases .................................... 
Total current liabilities ................................................................................... 
Deferred gain .......................................................................................................... 
Long-term debt and capital leases, less current maturities ..................................... 
Deferred income taxes ............................................................................................ 
Insurance and claims accruals, less current portion ................................................ 
Commitments and contingencies ............................................................................ 
Stockholders’ equity: 

Preferred Stock, $0.01 par value; 1,000,000 shares authorized; none issued .... 
Preferred Share Purchase Rights, $0.01 par value; 150,000 shares authorized; 
none issued ....................................................................................................

Common Stock, $0.01 par value; authorized 30,000,000 shares; issued 

11,770,265 shares in 2012 and 11,791,997 shares in 2011 ............................
Additional paid-in capital .................................................................................. 
Retained earnings .............................................................................................. 
Less treasury stock, at cost (1,337,568 shares in 2012 and 1,347,941 shares 

in 2011) ..........................................................................................................
Accumulated other comprehensive loss ............................................................ 
Total stockholders’ equity .............................................................................. 
Total liabilities and stockholders’ equity .......................................................$

See accompanying notes. 

36 

5,150    $ 
22,484   
6,915   
7,710   
1,352   
1,304   
14,403   
59,318   
646   
122,530   
35,953   
3,617   
--   

--   

-- 

118 
65,259   
65,767   

(21,714)
--   
109,430   
331,494    $ 

55,359
1,582
1,831
13,466
74,897

31,377
372,331
15,853
419,561
(160,761)
258,800
2,003
491
336,191

5,044
21,691
3,418
7,790
1,370
1,693
19,146
60,152
612
98,927
45,193
4,335
--

--

--

118
65,284
83,438

(21,868)
--
126,972
336,191

 
 
 
 
 
   
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
USA Truck, Inc. 

CONSOLIDATED STATEMENTS OF OPERATIONS 
(in thousands, except per share amounts) 

Revenue: 

Trucking revenue .................................................................................$
Strategic Capacity Solutions revenue ..................................................
Intermodal revenue ..............................................................................
Base revenue ....................................................................................
Fuel surcharge revenue ........................................................................
Total revenue ...................................................................................

Operating expenses and costs: 

Salaries, wages and employee benefits ...............................................
Fuel and fuel taxes ...............................................................................
Purchased transportation .....................................................................
Depreciation and amortization ............................................................
Operations and maintenance .............................................................. 
Insurance and claims ...........................................................................
Operating taxes and licenses ...............................................................
Communications and utilities ..............................................................
Gain on disposal of assets ...................................................................
Other ....................................................................................................
Total operating expenses and costs ..................................................
Operating loss .........................................................................................

Other expenses (income): 

Interest expense ...................................................................................  
Other, net .............................................................................................
Total other expenses, net .................................................................
Loss before income taxes ..........................................................................

Income tax benefit: 

Current.................................................................................................
Deferred ...............................................................................................
Total income tax benefit ..................................................................
Net loss .......................................................................................................$

Net loss per share: 

Basic loss per share .............................................................................$

Diluted loss per share ..........................................................................$
See accompanying notes. 

Year Ended December 31,
2011 
2012

297,624
89,831
21,264
408,719
103,709
512,428

142,263
131,162
127,949
45,058
43,559
20,556
5,504
4,124
(2,151) 
17,676
535,700
(23,272) 

4,052
(64)
3,988
(27,260) 

--
(9,589) 
(9,589) 
(17,671) 

(1.71) 

(1.71) 

$ 

$ 

$ 

$ 

321,283
67,085
22,658
411,026
108,382
519,408

136,538
137,195
120,076
49,263
42,179
22,501
5,460
4,395
(3,615)
18,065
532,057
(12,649)

3,345
(252)
3,093
(15,742)

--
(4,965)
(4,965)
(10,777)

(1.05)

(1.05)

37 

 
 
 
 
 
 
 
 
 
 
 
USA Truck, Inc. 

CONSOLIDATED STATEMENTS OF COMPREHENSIVE LOSS 

(in thousands) 

December 31, 

2012

Net loss ........................................................................................................ $

(17,671) 

  $ 

2011
(10,777)

Change in fair value of interest rate swap, net of income tax benefit of 

$(1) for the year ended December 31, 2011 ..............................................

-- 

(1)

Reclassification of derivative net losses to statement of operations, net of 
income tax of $7 for the year ended December 31, 2011 ..........................
Total comprehensive loss .............................................................................$
See accompanying notes.

-- 
(17,671) 

  $ 

10
(10,768)

38 

 
 
 
 
 
 
 
 
 
 
USA Truck, Inc. 
CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY 

(in thousands)

Common Stock Additional
Paid-in 
Capital

  Par 
Shares    Value

Accumulated 
Other 

Retained 
Earnings

Treasury  Comprehensive
Income/(Loss) 

Stock

94,215 $ (21,783) $ 

--

--

--
--
--
--

--

--

--
--

--

--

(115)  
--
--
--

--

--

--
30  
--

(10,777)  
83,438 $ (21,868) $ 

--
--
--
--

154  
--  
--  
--  

(11) $
-- 

-- 

-- 
-- 
-- 
-- 

-- 

1 

Total
137,708
15

6

--
16
--
--

(7)

1

10 
-- 
-- 
--  $

10
--
(10,777)
126,972

-- 
-- 
-- 
-- 

--
131
--
--

--

--  
(17,671)  
--  
65,767 $ (21,714) $ 

-- 
-- 
--  $

(2)
(17,671)
109,430 

--  

--  

--  

2    

6  

--    

(1)   

--  
--  
--  
--  

--    
--    
17    
(61)   

115  
16  
--
--

Balance at December 31, 2010 .................11,835   $  118 $ 65,169 $
Exercise of stock options ........................
15  
Excess tax benefit from stock options 
and Restricted Stock ..............................
Transfer of stock into (out of) Treasury 
Stock ......................................................
Stock-based compensation ......................
Restricted stock award grant ...................
Forfeited restricted stock .........................
Net share settlement related to 
Restricted Stock vesting ........................
Change in fair value of interest rate 
swap, net of income tax benefit of $(1) .
Reclassification of derivative net losses 
to statement of operations, net of 
income tax of $7 ....................................
Return of forfeited restricted stock   ........
Net loss .....................................................
Balance at December 31, 2011 .................11,792   $  118 $ 65,284 $
Transfer of stock into (out of) Treasury 
Stock ......................................................
Stock-based compensation ......................
Restricted stock award grant ...................
Forfeited restricted stock .........................
Net share settlement related to restricted 
stock vesting ..........................................
Net loss .....................................................
Balance at December 31, 2012 .................11,770   $  118 $ 65,259 $

(154)  
131  
--
--

--    
--    
26    
(48)   

--
(30)  
--

--  
--  
--  
--  

--    
--   
--   

--  
--  
--  

(2)  
--

--    
--    

--  
--  

(7)  

--    

--  

--

See accompanying notes. 

39 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
USA Truck, Inc. 
CONSOLIDATED STATEMENTS OF CASH FLOWS 
(in thousands) 

Operating activities 
Net loss .............................................................................................................. $
Adjustments to reconcile net loss to net cash provided by 
operating activities: 

Depreciation and amortization ......................................................................
Provision for doubtful accounts ....................................................................
Deferred income taxes ..................................................................................
Excess tax benefit from exercise of stock options and vesting of restricted 
stock ..............................................................................................................

Stock based compensation ............................................................................
Gain on disposal of assets .............................................................................
Recognition of deferred gain ........................................................................
Impairment of Goodwill ...............................................................................
Changes in operating assets and liabilities: 

Accounts receivable ...................................................................................
Inventories, prepaid expenses and other current assets ..............................
Trade accounts payable and accrued expenses ...........................................
Insurance and claims accruals .................................................................... 
Net cash provided by operating activities ...............................................

Investing activities 

Purchases of property and equipment ..........................................................
Proceeds from sale of property and equipment ............................................
Change in other assets ..................................................................................
Net cash used in investing activities .......................................................

Financing activities 

Borrowings under long-term debt ................................................................
Principal payments on long-term debt .........................................................
Principal payments on capitalized lease obligations ....................................
Principal payments on note payable .............................................................
Net increase in bank drafts payable .............................................................
Excess tax benefit from exercise of stock options .......................................
Proceeds from exercise of stock options ......................................................
Net cash used in financing activities ......................................................

Decrease in cash and cash equivalents ................................................................
Cash and cash equivalents: 

Year Ended December 31,
2011
2012

(17,671)    $ 

(10,777)

45,058 
153 
(9,588)   

-- 

131 
(2,151)   
34 
126 

(9,792)   
1,098 
4,416 
3,722 
15,536 

(22,014)   
17,651 
15 
(4,348)   

276,556 
(263,811)   
(23,136)   
(1,820)   
106 
-- 
-- 

(12,105)   

(917)   

49,263
59
(4,957)
(6)

16
(3,615)
(6)
--

(9,017)
(332)
2,456
578
23,662

(44,449)
23,070
(31)
(21,410)

121,988
(103,088)
(20,578)
(1,465)
811
6
7
(2,319)

(67)

Beginning of period .....................................................................................
End of period ................................................................................................ $

2,659 
1,742 

  $ 

2,726
2,659

Supplemental disclosure of cash flow information: 

Cash paid during the period for: 

Interest .................................................................................................... $

4,274 

  $ 

3,423

Supplemental schedule of non-cash investing and financing activities: 

Liability incurred for leases on revenue equipment .....................................
Liability incurred for notes payable .............................................................
Purchases of revenue equipment included in accounts payable ...................
Purchases of fixed assets included in long-term debt  .................................

27,757 
1,801 
-- 
  355 

21,235
1,826
3,744
--

See accompanying notes. 

40 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
USA Truck, Inc. 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

December 31, 2012 

1.  Summary of Significant Accounting Policies 

Description of Business  

USA Truck (the “Company”) is a truckload carrier providing transportation of general commodities throughout 
the  continental  United  States,  into  and  out  of  Mexico  and  into  and  out  of  portions  of  Canada.    Generally,  the 
Company  transports  full  dry  van  trailer  loads  of  freight  from  origin  to  destination  without  intermediate  stops  or 
handling. To complement the Company’s Truckload operations, it provides dedicated, brokerage and rail intermodal 
services.  For shipments into Mexico, the Company transfers its trailers to tractors operated by Mexican carriers at a 
facility in Laredo, Texas, which is operated by the Company’s wholly-owned subsidiary.  Through the Company’s 
asset  based  and  non-asset  based  capabilities,  it  transports  many  types  of  freight  for  a  diverse  customer  base  in  a 
variety of industries. 

Principles of Consolidation 

The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary.  
All  intercompany  accounts  and  significant  intercompany  transactions have  been  eliminated  in  consolidation.    The 
Company has no investments in or contractual obligations with variable interest entities.  

Cash Equivalents 

The Company considers all highly liquid investments with a maturity of three months or less when purchased to 
be cash equivalents.  The carrying amount reported in the balance sheet for cash and cash equivalents approximates 
its fair value.  On occasion, the Company will accumulate balances in a money market account in an amount that 
exceeds  the  depository  bank’s  federally  insured  limit.    Because  these  balances  are  accumulated  on  a  short-term 
basis, the Company does not believe its exposure to loss to be a significant risk.   

Accounts Receivable and Concentration of Credit Risk 

The  Company  extends  credit  to  its  customers  in  the  normal  course  of  business.    The  Company  performs 
ongoing credit evaluations and generally does not require collateral.  Trade accounts receivable are recorded at their 
invoiced amounts, net of allowance for doubtful accounts.  The Company evaluates the adequacy of its allowance 
for doubtful accounts quarterly.  Accounts outstanding longer than contractual payment terms are  considered past 
due  and  are  reviewed  individually  for  collectability.    The  Company  maintains  reserves  for  potential  credit  losses 
based  upon  its  loss  history  and  specific  receivables  aging  analysis.    Receivable  balances  are  written  off  when 
collection is deemed unlikely.  Such losses have been within management’s expectations.   

Accounts receivable are comprised of a diversified customer base that results in a lack of concentration of credit 
risk.    During  2012  and  2011,  the  Company’s  top  ten  customers  generated  29%  and  31%  of  total  revenue, 
respectively.  During the two year period ended December 31, 2012, no single customer represented more than 10% 
of total revenue.  Other accounts receivable consists primarily of proceeds from the sale of revenue equipment.  The 
carrying  amount  reported  in  the  balance  sheet  for  accounts  receivable  approximates  fair  value  as  receivables 
collection averaged approximately 38 days from the billing date.  

The  following  table  provides  a  summary  of  the  activity  in  the  allowance  for  doubtful  accounts  for  2012  and 

2011: 

(in thousands) 
Year Ended December 31,
2011
2012

Balance at beginning of year ...................................................................  $
Amounts charged to expense ................................................................... 
Uncollectible accounts written off, net of recovery ................................. 
Balance at end of year ............................................................................. $

420 
153 
(155) 
418 

 $ 

 $ 

444
59
(83)
420

Use of Estimates 

The  preparation  of  financial  statements  in  conformity  with  accounting  principles  generally  accepted  in  the 
United  States  requires  management  to  make  estimates  and  assumptions  that  affect  the  amounts  reported  in  the 

41 

 
 
 
 
 
 
   
 
 
 
financial statements and accompanying notes.  Some of the significant estimates made by management include, but 
are  not  limited  to,  allowances  for  doubtful  accounts,  the  fair  value  of  derivative  instruments,  useful  lives  for 
depreciation and amortization, estimates related to our share-based compensation plan, deferred taxes and reserves 
for claims liabilities. Actual results could differ from those estimates. 

Inventories 

Inventories consist of tires, fuel, supplies and Company store merchandise and are stated at the lower of cost 

(first-in, first-out basis) or market. 

Income Taxes 

Deferred  income  taxes  reflect  the  net  tax  effects  of  temporary  differences  between  the  carrying  amounts  of 
assets  and  liabilities  for  financial  reporting  purposes  and  the  amounts  used  for  income  tax  purposes.    Significant 
components  of  the  Company’s  deferred  tax  liabilities  and  assets  include  temporary  differences  relating  to 
depreciation, capitalized leases and certain revenues and expenses.  The Company has analyzed filing positions in its 
federal and applicable state tax returns as well as in all open tax years. The only periods subject to examination for 
its federal returns are the 2009, 2010, 2011 and 2012 tax years and in February 2013, the Company received notice 
that  its  2011  federal  tax  return  is  being  examined.  The  Company’s  policy  is  to  recognize  interest  related  to 
unrecognized  tax  benefits  as  interest  expense  and  penalties  as  operating  expenses.  The  Company  believes  that  its 
income tax filing positions and deductions will be sustained on audit and do not anticipate any adjustments that will 
result in a material change to its consolidated financial position, results of operations and cash flows. Therefore, no 
reserves for uncertain income tax positions have been recorded.  

Property and Equipment 

Property  and  equipment  is  recorded  at  cost.    For  financial  reporting  purposes,  the  cost  of  such  property  is 
depreciated  by  the  straight-line  method  using  the  following  estimated  useful  lives:  structures  –  5  to  39.5  years; 
revenue equipment – 3 to 10 years; and service, office and other equipment – 3 to 20 years.  Asset sales are made for 
cash and gains and losses on those sales are reflected in the year of disposal.  Revenue equipment acquired under 
capital lease is amortized over the lease term.  Trade-in allowances in excess of book value of revenue equipment 
are accounted for by adjusting the cost of assets acquired.  Tires purchased with revenue equipment are capitalized 
as  a  part  of  the  cost  of  such  equipment,  with  replacement  tires  being  inventoried  and  amortized  under  the 
Company’s prepaid tire policy. 

Effective May 1, 2011, the Company changed the time period over which it depreciates its 2005 model year and 
newer  trailers  and  it  changed  the  amount  of  the  salvage  value  to  which  those  trailers  are  being  depreciated.    The 
depreciation time period was changed to 14 years from 10 years and the salvage value was changed to $500 from 
25.0% of the original purchase price.  The effect of this change in estimate is as follows for the years indicated: 

December 31, 2012 ................................................$
December 31, 2011 .................................................

2,257 $
1,590

(in thousands, except per share data) 
Net of Tax 

Pre-tax Basis 

Per Share Effect
0.13
0.10

1,392 $ 
981

We  review  our  long-lived  assets  for  impairment  in  accordance  with  Topic  ASC  360,  Property,  Plant  and 
Equipment.    This  authoritative  guidance  provides  that  whenever  there  are  certain  significant  events  or  changes  in 
circumstances  the  value  of  long-lived  assets  or  groups  of  assets  must  be  tested  to  determine  if  their  value  can  be 
recovered from their future cash flows.  In the event that undiscounted cash flows expected to be generated by the 
asset are less than the carrying amount, the asset or group of assets must be evaluated to determine if an impairment 
of value exists.  Impairment exists if the carrying value of the asset exceeds its fair value. 

In light of the sustained general economic downturn in the United States and world economies, the decline in 
our  market  capitalization  and  our  net  operating  losses  in  recent  years,  triggering  events  and  changes  in 
circumstances  have  occurred,  which  required  us  to  test  our  long-lived  assets  for  recoverability  at  December  31, 
2012.   

We test for the recoverability of all of our long-lived assets as a single group at the entity level and examine the 
forecasted future cash flows generated by our revenue equipment, including its eventual disposition, to determine if 
those  cash  flows  exceed  the  carrying  value  of  our  long-lived  assets.    At  December  31,  2012  and  2011,  we 
determined that no impairment of value existed. 

42 

 
 
 
 
 
Claims Liabilities 

The  Company  is  self-insured  up  to  certain limits  for  bodily  injury, property  damage, workers’  compensation, 
cargo loss and damage claims and medical benefits.  Provisions are made for both the estimated liabilities for known 
claims as incurred and estimates for those incurred but not reported. 

The  Company’s  self-insurance  retention  levels  are  $0.5  million  for  workers’  compensation  claims  per 
occurrence, $0.05 million for cargo loss and damage claims per occurrence and $1.0 million for bodily injury and 
property  damage  claims  per  occurrence.    For  medical  benefits,  the  Company  self-insures  up  to  $0.25  million  per 
plan participant per year with an aggregate claim exposure limit determined by the Company’s year-to-date claims 
experience and its number of covered lives.  The Company is completely self-insured for physical damage to its own 
tractors  and  trailers,  except  that  the  Company  carries  catastrophic  physical  damage  coverage  to  protect  against 
natural disasters.  The Company maintains insurance above the amounts for which it self-insures, to certain limits, 
with  licensed  insurance  carriers.    The  Company  has  excess  general,  auto  and  employer’s  liability  coverage  in 
amounts substantially exceeding minimum legal requirements. 

The Company records claims accruals at the estimated ultimate payment amounts based on information such as 
individual  case  estimates  or  historical  claims  experience.    The  current  portion  reflects  the  amounts  of  claims 
expected  to  be  paid  in  the  next  twelve  months.    In  making  the  estimates  of  ultimate  payment  amounts  and  the 
determinations  of  the  current  portion  of  each  claim,  the  Company  relies  on  past  experience  with  similar  claims, 
negative or positive developments in the case and similar factors.  The Company re-evaluates these estimates and 
determinations each reporting period based on developments that occur and new information that becomes available 
during the reporting period. 

Interest 

The  Company  capitalizes  interest  on  major  projects  during  construction.    Interest  is  capitalized  based  on  the 

average interest rate on related debt. 

The following table shows capitalized interest and interest expense for the years indicated: 

(in thousands) 

Capitalized 
Interest 

Interest 
Expense 

December 31, 2012 ..................... $
December 31, 2011 ......................

$

--
43

4,052
3,345

Loss Per Share 

Basic loss per share is computed based on the weighted average number of shares of common stock outstanding 
during  the  year.    Diluted  loss  per  share  is  computed  by  adjusting  the  weighted  average  shares  outstanding  by 
common stock equivalents attributable to dilutive stock options and restricted stock. 

Change in Accounting Estimate 

Effective December 31, 2012, the Company changed the method it uses to determine the current and long-term 
portion of its estimate of workers’ compensation claims accrual.  In the past, the Company would estimate the total 
amount it determined a claim would cost and accrue a reserve over time as that claim progressed toward settlement.  
Currently, when the Company estimates the total amount a claim will cost, it accrues the full amount of the estimate 
and only adjusts that amount for any subsequent changes that become evident as facts and circumstances develop.  
The Company believes that this change more clearly and appropriately reflects the current balance needed to accrue 
for workers’ compensation claims and thus, more reasonably and accurately reports the claims accrual amounts on 
its consolidated balance sheet.  At December 31, 2012, the net result of this change in estimate was a reclassification 
of an accrual amount from insurance and claims accruals, less current portion of insurance and claims accruals in the 
amount  of  approximately  $1.4  million.      This  change  in  estimate  did  not  have  any  impact  on  the  Company’s 
consolidated results of operations. 

Revenue Recognition 

Revenue  generated  by  the  Company’s  Trucking  operating  segment  is  recognized  in  full  upon  completion  of 
delivery of  freight  to  the  receiver’s  location.   For  freight  in  transit  at  the  end  of  a  reporting period,  the  Company 
recognizes revenue pro rata based on relative transit time completed as a portion of the estimated total transit time.  
Expenses are recognized as incurred.   

43 

 
 
 
 
Revenue generated by the Company’s SCS and Intermodal operating segments is recognized upon completion 
of  the  services  provided.    Revenue  is  recorded  on  a  gross  basis,  without  deducting  third  party  purchased 
transportation costs, as the Company acts as a principal with substantial risks as primary obligor.  

Management  believes  these  policies  most  accurately  reflect  revenue  as  earned  and  direct  expenses,  including 

third party purchased transportation costs, as incurred.   

New Accounting Pronouncements  

Currently, there are no new accounting pronouncements that were issued to be effective in 2012 or subsequent 

thereto that would have a material impact on the Company’s financial reporting. 

2.  Segment Reporting 

The service offerings provided by the Company relate to the transportation of truckload quantities of freight for 
customers in a variety of industries.  The services generate revenue, and to a great extent incur expenses, primarily 
on a per mile basis. The Company classifies its business into three operating and reportable segments:  our Trucking 
operating segment consisting of our Truckload and Dedicated Freight service offerings; our SCS operating segment 
consisting of our freight brokerage service offering; and our rail Intermodal operating segment.  SCS and Intermodal 
operating segments are intended to provide services that complement the Company’s Trucking services, primarily to 
existing  customers  of  its  Trucking  operating  segment.    Those  complementary  services  consist  of  services  such  as 
freight  brokerage,  transportation  scheduling,  routing  and  mode  selection.    A  majority  of  the  customers  using  our 
SCS and Intermodal services are also customers of our Trucking operating segment.  

December 31, 2012 .......
December 31, 2011 ........

Trucking 

72.8 %
78.2 %

Percent of Base Revenue 
SCS 

22.0 %
16.3 %

Intermodal 

5.2  %
5.5  %

Except  with  respect  to  the  relatively  minor  components  of  our  operations  that  do  not  involve  the  use  of  our 
trucks, key operating statistics for all three segments include, for example, revenue per mile and miles per tractor per 
week.  While the operations of our SCS segment typically do not involve the use of our equipment and drivers, we 
nevertheless provide truckload freight services to our customers through arrangements with third party carriers who 
are subject to the same general regulatory environment and cost sensitivities imposed upon our Trucking operations.  
Our Intermodal business does involve the use of our equipment as we utilize our trailers and leased containers to 
provide  this  service.    Accordingly,  the  operations  of  this  segment  are  subject  to  the  same  general  regulatory 
environment and cost sensitivities imposed upon our Trucking operations.   

Assets are not allocated to our SCS segment as the significant majority of our SCS operations provide truckload 
freight  services  to our  customers  through arrangements with  third party  carriers  who  utilize  their own  equipment.  
Assets are not allocated to our Intermodal segment as our Intermodal containers are utilized under operating leases 
with  BNSF  Railway,  which  are  not  capitalized.    To  the  extent  our  Intermodal  operations  require  the  use  of 
Company-owned  trailers,  they  are  obtained  from  our  Trucking  segment  on  an  as-needed  basis.    Accordingly,  we 
allocate all of our assets to our Trucking segment.  However, depreciation and amortization expense is allocated to 
our  SCS  segment  based  on  the  various  assets  specifically  utilized  to  generate  revenue.    All  intercompany 
transactions between segments are consummated at rates similar to those negotiated with independent third parties.  
All other expenses are allocated to our SCS segment based on headcount and specifically identifiable direct costs, as 
appropriate. 

44 

 
 
 
 
 
 
 
 
A summary of base revenue and fuel surcharge revenue by reportable segments is as follows: 

Base revenue 

Trucking  ...................................................................... $
SCS ..............................................................................
Intermodal ....................................................................
Eliminations .................................................................
Total base revenue ....................................................

Fuel surcharge revenue 

Trucking  ......................................................................
SCS ..............................................................................
Intermodal ....................................................................
Eliminations .................................................................
Total fuel surcharge revenue ....................................

Total revenue....................................................... $

(in thousands) 
Revenue 
Year Ended December 31, 
2011 
2012 

297,624
109,525
21,802
(20,232)
408,719

83,920
18,610
6,413
(5,234)
103,709
512,428

$

$

321,283 
78,105 
24,396 
(12,758) 
411,026 

86,869 
15,013 
8,082 
(1,582) 
108,382 
519,408 

A summary of operating (loss) income by reportable segments is as follows: 

(in thousands) 
Operating (loss) income  
Year Ended December 31, 
2011 
2012 

Operating (loss) income 

Trucking  ...................................................................... $
SCS ..............................................................................
Intermodal ....................................................................

Operating (loss) income ........................................... $

(29,848)
7,788
(1,212)
(23,272)

$

$

(18,762) 
7,100 
(987) 
(12,649) 

A summary of assets by reportable segments is as follows: 

(in thousands) 
Total Assets 
December 31, 

2012 

2011 

Total Assets 

Trucking ......................................................................  $
Corporate and Other .................................................... 

Total Assets .............................................................  $

218,145
113,349
331,494

$

$

231,776 
104,415 
336,191 

A summary of amortization and depreciation by reportable segments is as follows: 

(in thousands) 
Depreciation and Amortization 
Year Ended December 31, 
2011 
2012 

Depreciation and Amortization 

Trucking  ...................................................................... $
SCS ..............................................................................
Intermodal ....................................................................
Corporate and Other .....................................................

Total Depreciation and Amortization ....................... $

42,165
121
379
2,393
45,058

$

$

46,307 
77 
441 
2,438 
49,263 

45 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
3.   Leases Receivable 

During the fourth quarter of 2012, the Company began entering into lease-purchase agreements with certain of 
its  drivers  to  allow  them  the  opportunity  to  purchase  a  Company-owned  tractor  while  concurrently  becoming  an 
independent  contractor.    At  December  31,  2012,  the  Company  had  entered  into  ten  such  agreements  and  had 
approximately  $0.6  million  included  in  Other  Accounts  Receivable  in  the  accompanying  Consolidated  Balance 
Sheet.  The Company believes these receivables are adequately collateralized; however, it has recorded an allowance 
for uncollectability in the approximate amount of five thousand dollars to cover any expenses it would incur in the 
event of a default. 

4.  Prepaid Expenses and Other Current Assets 

Prepaid expenses and other current assets consist of the following: 

Prepaid tires ...................................................................................... $
Prepaid licenses, permits and tolls ....................................................
Prepaid insurance .............................................................................
Other .................................................................................................

Total prepaid expenses and other current assets .......................... $

5.   Note Receivable 

(in thousands) 
December 31, 

2012 

2011 

9,174
1,951
1,649
2,641
15,415

$

$

8,999 
2,114 
1,409 
944 
13,466 

During November 2010, the Company sold its terminal facility in Shreveport, Louisiana.  In connection with 
this sale, the buyer gave the Company cash in the amount of $0.2 million and a note receivable in the amount of $2.1 
million.    The  note  receivable  bears  interest  at  an  annual  rate  of  7.0%,  matures  in  five  years  and  has  scheduled 
principal and interest payments based on a 30-year amortization schedule.  A balloon payment in the approximate 
amount of $1.9 million is payable to the Company at the end of the note term.  Accordingly, the Company deferred 
the approximate $0.7 million gain on the sale of this facility, and will record this gain into earnings as payments on 
the note receivable are received.  The Company believes that the note receivable balance at December 31, 2012, in 
the  approximate  amount  of  $2.0  million,  is  fully  collectible  and  accordingly  has  not  recorded  any  valuation 
allowance against the note receivable. 

6.  Derivative Financial Instruments 

The Company records derivative financial instruments in the balance sheet as either an asset or liability at fair 
value based on the active market in which the derivative financial instrument is traded, with classification as current 
or long-term depending on the duration of the instrument. 

Changes in the derivative instrument’s fair value must be recognized currently in earnings unless specific hedge 
accounting criteria are met.  For cash flow hedges that meet the criteria, the derivative instrument’s gains and losses, 
to the extent effective, are recognized in accumulated other comprehensive income and reclassified into earnings in 
the same period during which the hedged transaction affects earnings.  The Company records the gains and losses in 
other operating expenses and costs in its consolidated statements of operations.   

7.  Accrued Expenses 

Accrued expenses consist of the following: 

Salaries, wages, bonuses and employee benefits ..............................  $
Other (1) ........................................................................................... 

Total accrued expenses ................................................................  $

(in thousands) 
December 31, 

2012 

2011 

3,779
3,931
7,710

  $

  $

3,411 
4,379 
7,790 

 (1)  As of December 31, 2012 and 2011, no single item included within other accrued expenses exceeded 5.0% 

of the Company’s total current liabilities. 

8.  Note Payable 

On October 11, 2012, the Company entered into an unsecured note payable of $1.8 million.  The note, which is 
scheduled  to  mature  on  September  1,  2013,  is  payable  in  monthly  installments  of  principal  and  interest  of 
approximately $0.2 million and bears interest at 1.8%.  The balance of the note payable at December 31, 2012 was 

46 

 
 
 
 
 
 
 
 
 
 
 
$1.4  million.    The  note  is  being  used  to  finance  a  portion  of  the  Company’s  annual  insurance  premiums  and  is 
payable to a third party other than the insurance company. 

On October 14, 2011, the Company entered into an unsecured note payable of $1.8 million.  The note, which 
was  payable  in  monthly  installments  of  principal  and  interest  of  approximately  $0.2  million  and  bore  interest  at 
1.9%, matured on September 1, 2012.  The note was payable to a third party other than the insurance company and 
was being used to finance a portion of the Company’s annual insurance premiums.   

9.  Long-term Debt 

Long-term debt consists of the following: 

Revolving credit agreement (1) .............................................................$ 
Capitalized lease obligations and other long-term debt (2) ...................

Less current maturities ..........................................................................
Long-term debt, less current maturities .................................................$ 

(in thousands) 
December 31, 

2012

2011 

83,513  $ 
53,420  
136,933  
(14,403)  
122,530  $ 

68,800
49,273
118,073
(19,146)
98,927

(1)  On  April  19,  2010,  we  entered  into  a  Credit  Agreement  with  Branch  Banking  and  Trust  Company  as 
Administrative  Agent,  which  replaced  our  Amended  and  Restated  Senior  Credit  Facility  which  was 
scheduled to mature on September 1, 2010.  The Credit Agreement provided for available borrowings of up 
to $100.0 million, including letters of credit not to exceed $25.0 million.  Availability could be reduced by 
a borrowing base limit as defined in the Credit Agreement.  The Credit Agreement provided an accordion 
feature allowing us to increase the maximum borrowing amount by up to an additional $75.0 million in the 
aggregate  in  one  or  more  increases,  subject  to  certain  conditions.    The  Credit  Agreement  bore  variable 
interest based on the type of borrowing and on the Administrative Agent’s prime rate or the LIBOR plus a 
certain percentage, which was determined based on our attainment of certain financial ratios.  A quarterly 
commitment fee was payable on the unused portion of the credit line and bore a rate which was determined 
based  on  our  attainment  of  certain  financial  ratios.   Our  obligations  under  the  Credit  Agreement  were 
guaranteed by the Company and secured by a pledge of substantially all of our assets with the exception of 
real  estate.   The  Credit  Agreement  included  usual  and  customary  events  of  default  for  a  facility  of  that 
nature  and  provided  that,  upon  the  occurrence  and  continuation  of  an  event  of  default,  payment  of  all 
amounts payable under the Credit Agreement could be accelerated, and the lenders’ commitments could be 
terminated.   The  Credit  Agreement  contained  certain  restrictions  and  covenants  relating  to,  among  other 
things,  dividends,  liens,  acquisitions  and  dispositions  outside  of  the  ordinary  course  of  business,  and 
affiliate transactions.  The Credit Agreement was set to expire on April 19, 2014.  

On August 24, 2012, we entered into a $125.0 million Revolver with Wells Fargo Capital Finance, LLC, as 
Administrative Agent, and PNC Bank.  The Revolver, which expires in 2017, is secured by substantially all 
of  our  assets,  and  includes  letters  of  credit  not  to  exceed  $15.0  million.    In  addition,  the  $125.0  million 
Revolver  has  an  accordion  feature  whereby  we  may  elect  to  increase  the  size  of  the  Revolver  by  up  to 
$50.0  million,  subject  to  customary  conditions  and  lender  participation.    The  Revolver  is  governed  by  a 
borrowing base with advances against eligible billed and unbilled accounts receivable and eligible revenue 
equipment, and has a first priority perfected security interest in all of the business assets (excluding tractors 
and trailers financed through capital leases and real estate) of the Company.  Proceeds from the Revolver 
were used to pay off the outstanding balance of the Credit Agreement.  Proceeds were also used to fund 
certain fees and expenses associated with the Revolver and will be used to finance working capital, capital 
expenditures and for general corporate purposes.   

The  Revolver  contains  a  minimum  excess  availability  requirement  equal  to  15.0%  of  the  maximum 
revolver  amount  (currently  $18.75  million)  and  an  annual  capital  expenditure  limit  ($53.8  million  for 
calendar  year  2012,  increasing  to  $71.0  million  in  2013  and  with  further  increases  thereafter).    If  a 
collateral cushion, referred to as suppressed availability, of at least $30.0 million in excess of the maximum 
facility size is not maintained, the advance rate on eligible revenue equipment is reduced by 5.0% and the 
value  attributable  to  eligible  revenue  equipment  starts  to  decline  in  monthly  increments.    The  Revolver 
contains a total capital expenditure limitation.  The Revolver does not contain any financial maintenance 
covenants.   

47 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Revolver bears interest at rates typically based on the Wells Fargo prime rate or LIBOR, in each case 
plus an applicable margin.  The Base Rate is equal to the greatest of (a) the prime lending rate as publicly 
announced from time to time by Wells Fargo Bank N.A., (b) the Federal Funds Rate plus 1.0%, and (c) the 
three month LIBOR Rate plus 1.0%.  The Base Rate at December 31, 2012 was 1.5%.  The LIBOR Rate is 
the rate at which dollar deposits are offered to major banks in the London interbank market two business 
days  prior  to  the  commencement  of  the  requested  interest  period.    Most  borrowings  are  expected  to  be 
based  on  the LIBOR rate  option.    The  applicable  margin  ranges  from  2.25%  to 2.75%  based  on  average 
excess availability and at December 31, 2012 it was 2.5%.   

The Revolver includes usual and customary events of default for a facility of this nature and provides that, 
upon  the  occurrence  and  continuation  of  an  event  of  default,  payment  of  all  amounts  payable  under  the 
Revolver  may  be  accelerated,  and  the  lenders’  commitments  may  be  terminated.    The  Revolver  contains 
certain  restrictions  and  covenants  relating  to,  among  other  things,  dividends,  liens,  acquisitions  and 
dispositions and affiliate transactions. 

Applicable  Margin  means,  as  of  any  date  of  determination,  the  following  margin  based  upon  the  most 
recent average excess availability calculation; provided, however, that for the period from the closing date 
through  the  testing  period  ended  December  31,  2012,  the  Applicable  Margin  was  at  Level  II  and  at  any 
time that an Event of Default exists, the Applicable Margin shall be at Level III.  

Level 

I 

II 

Average Excess 
Availability 

≥ $50,000,000 

< $50,000,000 but 
≥ $30,000,000 

III 

< $30,000,000 

Applicable Margin in 
respect of Base Rate 
Loans under the Revolver 

Applicable Margin in respect of LIBOR 
Rate Loans under the Revolver 

1.25% 

1.50% 

1.75% 

2.25% 

2.50% 

2.75% 

We  paid  a  $1.5  million  closing  fee.    In  addition,  the  Company  is  required  to  pay  a  fee  on  the  unused 
amount of the Revolver as set forth in the table below, which is due and payable monthly in arrears.  For 
the period from the closing date through December 31, 2012, the unused fee was at Level II. 

Average Used Portion of 
the Revolver plus 
Outstanding Letters of 
Credit 

Applicable Unused 
Revolver Fee Margin 

> $60,000,000 

< $60,000,000 

0.375% 

0.500% 

Level 

I 

II 

The interest rate on our overnight borrowings under the Revolver at December 31, 2012 was 4.75%.  The 
interest  rate  including  all  borrowings  made  under  the  Revolver  at  December  31,  2012  was  3.0%.    The 
weighted  average  interest  rate  on  the  Company’s  borrowings  under  the  agreements  for  the  year  ended 
December 31, 2012 was 3.1%.  A quarterly commitment fee is payable on the unused portion of the credit 
line and at December 31, 2012, the rate was 0.5% per annum.  The Revolver is collateralized by all non-
leased revenue equipment having a net book value of approximately $172.8 million at December 31, 2012, 
and all billed and unbilled accounts receivable.  As the Company reprices its debt on a monthly basis, the 
borrowings  under  the  Revolver  approximate  its  fair  value.    At  December  31,  2012,  the  Company  had 
outstanding  $2.8  million  in  letters  of  credit  and  had  approximately  $19.9  million  available  under  the 
Revolver (net of the minimum availability we are required to maintain of approximately $18.75 million). 

In connection with the payoff of the outstanding balance of the Credit Agreement, the Company wrote off 
the  remaining  unamortized  debt  issuance  costs  incurred  at  the  inception  of  the  debt.    The  write  off 
amounted  to  approximately  $0.5  million  and  is  included  in  Other  Operating  Expenses  and  Costs  in  the 
accompanying Consolidated Statements of Operations. 

 (2)  The  Company’s  capitalized  lease  obligations  have  various  termination  dates  extending  through  June  30, 
2016 and contain renewal or fixed price purchase options.  The effective interest rates on the leases range 

48 

 
 
 
 
from  1.6%  to  4.0%  at  December  31,  2012.    The  lease  agreements  require  the  Company  to  pay  property 
taxes, maintenance and operating expenses. 

10.  Leases and Commitments 

The  Company  leases  certain  revenue  equipment  under  capital  leases  with  terms  of  36,  42  or  45  months.  
Balances  related  to  these  capitalized  leases  are  included  in  property  and  equipment  in  the  accompanying 
consolidated balance sheets and are set forth in the table below as of December 31 for the years indicated.  

December 31, 2012 ...........   $ 
December 31, 2011 ............  

67,788  
72,272  

Capitalized Costs 

(in thousands) 
Accumulated Amortization
16,366  
$
22,525  

$

Net Book Value 

51,422
49,747

Amortization  of  leased  assets  is  included  in  depreciation  and  amortization  expense  in  the  accompanying 
consolidated statements of operations.  Rent expense relating to operating leases for facilities and certain revenue 
equipment is included in operations and maintenance expense and rent expense relating to operating leases for office 
equipment  is  included  in  other  operating  expenses  and  costs.    The  total  rent  expense  incurred  is  included  in  the 
accompanying  consolidated  statements  of  operations.    Amortization  of  leased  assets  and  rent  expense  under 
operating leases are reflected in the table below for the years indicated. 

(in thousands) 
For the Year Ended December 31, 

2012 

2011 

Amortization of leased assets .............................. $
Rent expense under operating leases ...................

$

10,745  
3,148  

12,447 
3,914 

We have entered into leases with lenders who participated in the Credit Agreement and who participate in the 
Revolver.    Those  leases  contain  cross-default  provisions  with  the  Credit  Agreement  and  the  Revolver,  which 
replaced the Credit Agreement.  We have also entered into leases with other lenders who do not participate in our 
Revolver.    Multiple  leases  with  lenders  who  do  not  participate  in  our  Revolver  generally  contain  cross-default 
provisions. 

At December 31, 2012, the future minimum payments under capitalized leases with initial terms of one year or 
more and future rentals under operating leases for certain facilities, office equipment and revenue equipment with 
initial terms of one year or more were as follows for the years indicated. 

Future minimum payments ..........   $  16,368
Future rentals under operating 
leases ...........................................

  1,290

2013 

(in thousands) 

2014 
$ 13,451

2015 
$ 21,862

2016 
$ 5,761

$ 

1,009

233

44

2017 

-- 

42 

  Thereafter
--
  $

296

 As of December 31, 2012, the remaining minimum capital lease payments were $53.2 million, which excludes 
amounts  representing  interest  of  $4.3  million.    The  current  portion  of  net  minimum  lease  payments,  including 
interest, is $16.4 million. 

We  routinely  monitor  our  equipment  acquisition  needs  and  adjust  our  purchase  schedule  from  time  to  time 
based on our analysis of factors such as new equipment prices, the condition of the used equipment market, demand 
for our freight services, prevailing interest rates, technological improvements, fuel efficiency, equipment durability, 
equipment specifications and the availability of qualified drivers. 

During  2012,  our  Board  of  Directors  authorized  the  use  of  up  to  $50.0 million  in  new  capital  leases  under 
existing facilities through 2012, and at December 31, 2012, we had approximately $22.2 million of availability.  In 
January 2013, the Board of Directors authorized the use of up to $45.0 million in new capital leases under existing 
facilities through 2013. 

As of December 31, 2012, we had commitments for purchases of revenue equipment in the approximate amount 

of $23.2 million, and approximately $0.02 million for non-revenue purchases. 

49 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
11.  Federal and State Income Taxes 

Significant components of the Company’s deferred tax assets and liabilities are as follows: 

(in thousands) 
December 31, 

2012

2011 

Current deferred tax assets: 

Accrued expenses not deductible until paid ............................................$
Equity Incentive Plan ..............................................................................
Revenue recognition ...............................................................................
Allowance for doubtful accounts ............................................................
Other ........................................................................................................
Total current deferred tax assets ...................................................................

Current deferred tax liabilities: 

Prepaid expenses deductible when paid ..................................................
Total current deferred tax liabilities .............................................................
Net current deferred tax liabilities ................................................................$

Noncurrent deferred tax assets: 

Non-compete agreement .........................................................................
Net operating loss carryforwards ............................................................
Total noncurrent deferred tax assets .............................................................

3,885 $ 
266    
277    
162    
16    
4,606    

(5,910)     
(5,910)     
(1,304)  $ 

41    
16,452    
16,493    

Noncurrent deferred tax liabilities: 

Tax over book depreciation .....................................................................
Capitalized leases ....................................................................................
Other .......................................................................................................
Total noncurrent deferred tax liabilities .......................................................
Net noncurrent deferred tax liabilities ..........................................................$

(52,237) 

(215)    
6    
(52,446)    
(35,953)  $ 

2,766
299
229
161
15
3,470

(5,163)
(5,163)
(1,693)

63
12,551
12,614

(57,612)
(157)
(38)
(57,807)
(45,193)

The Company's federal net operating loss carryforwards are currently available to offset future federal taxable 
income, if any, and will expire during the period 2029 through 2032.  Approximately $8.1 million of the Company’s 
state  net  operating  loss  carryforwards  will  expire  during  the  period  2014  through  2023  and  approximately  $37.0 
million will expire during the period 2024 through 2032.  The Company expects to fully utilize these net operating 
loss carryforwards in future years before they expire.  

Significant components of the provision (benefits) for income taxes are as follows: 

(in thousands)
Year Ended December 31,
2011

2012

Current: 

Federal ........................................................................$ 
State ............................................................................
Total current ..............................................................

$ 

--
--
--

-- 
-- 
-- 

Deferred: 

Federal ........................................................................
State ............................................................................
Total deferred ............................................................
Total income tax (benefit) expense ...........................$ 

(7,943)
(1,646)
(9,589)
(9,589) $ 

(4,113) 
(852) 
(4,965) 
(4,965) 

50 

 
 
 
 
 
 
   
 
   
   
   
 
   
   
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
A reconciliation between the effective income tax rate and the statutory federal income tax rate is as follows: 

Income tax (benefit) expense at statutory federal rate .....$
Federal income tax effects of: 

State income tax expense ...........................................
Per diem and other nondeductible meals and 
entertainment ..............................................................
Other ..........................................................................
Federal income tax (benefit) expense ..............................
State income tax (benefit) expense ..................................
Total income tax (benefit) expense .................................$

Effective tax rate .............................................................

(in thousands)
Year Ended December 31,
2011

2012

(9,268) $

(5,352)

558

290 

748
19
(7,943)
(1,646)
(9,589) $

35.2%

900 
49 
(4,113) 
(852) 
(4,965) 

31.5% 

The effective rates varied from the statutory federal tax rate primarily due to state income taxes and certain non-
deductible expenses including a per diem pay structure for drivers.  Due to the partially nondeductible effect of per 
diem  pay,  the  Company’s  tax  rate  will  fluctuate  in  future  periods  based  on  fluctuations  in  earnings  and  in  the 
number of drivers who elect to receive this pay structure. 

12.  Employee Benefit Plans 

The  Company  sponsors  the  USA  Truck,  Inc.  Employees’  Investment  Plan,  a  tax  deferred  savings  plan  under 
section  401(k)  of  the  Internal  Revenue  Code  that  covers  substantially  all  team  members.    Team  members  can 
contribute up to 50.0% of their compensation, subject to statutory limits, with the Company matching 50.0% of the 
first  4.0%  of  compensation  contributed  by  each  team  member.    Team  members’  rights  to  employer  contributions 
vest  after  three  years  from  their  date  of  employment.    Effective  April  1,  2009,  the  Company  suspended  its 
contribution match.   

13.  Stock Plans 

The current equity compensation plan that has been approved by the Company’s stockholders is its 2004 Equity 
Incentive  Plan.    The  Company  does  not  have  any  equity  compensation  plans  under  which  equity  awards  are 
outstanding or may be granted that have not been approved by its stockholders. 

The USA Truck, Inc. 2004 Equity Incentive Plan provides for the granting of incentive or nonqualified options 
or other equity-based awards covering up to 1,100,000 shares of common stock to directors, officers and other key 
team  members.    On  the  day  of  each  annual  meeting  of  stockholders  of  the  Company  for  a  period  of  nine  years, 
which  commenced  with  the  annual  meeting  of  stockholders  in  2005  and  will  end  with  the  annual  meeting  of 
stockholders in 2013, the maximum number of shares of common stock that is available for issuance under the Plan 
is  automatically  increased by  that number of  shares  equal to  the  lesser  of 25,000  shares  or  such  lesser number of 
shares (which may be zero or any number less than 25,000) as determined by the Board.  No options were granted 
under this plan for less than the fair market value of the common stock as defined in the plan at the date of the grant.  
Although the exercise period is determined when options are granted, no option may be exercised later than 10 years 
after it is granted.  Options granted under this plan generally vest ratably over three to five years.  The option price 
under this plan is the fair market value of the Company’s common stock at the date the options were granted. 

At December 31, 2012, 665,860 shares were available for granting future options or other equity awards under 

this plan.  The Company issues new shares upon the exercise of stock options.   

Compensation cost recognized in 2012 and 2011 includes:  (a) compensation cost for all share-based payments 
granted prior to, but not yet vested as of January 1, 2006 and (b) compensation cost for all share-based payments 
granted subsequent to January 1, 2006.  The compensation cost is based on the grant-date fair value calculated using 
a Black-Scholes-Merton option-pricing formula and is recognized over the vesting period.   

Compensation expense related to incentive and nonqualified stock options granted under the Company’s plans 
is  included  in  salaries,  wages  and  employee  benefits  in  the  accompanying  consolidated  statements  of  operations.  
The amount of compensation expense recognized, net of forfeiture recoveries, is reflected in the table below for the 
years indicated. 

51 

 
 
 
 
 
 
 
Compensation expense 

(in thousands) 
For the Year Ended December 31, 

2012 

2011 

$ 

67  

$

65

On  January  28,  2009,  the  Executive  Compensation  Committee  of  the  Board  of  Directors  of  the  Company 
approved the USA Truck, Inc. Executive Team Incentive Plan.  The Executive Team Incentive Plan consists of cash 
and equity incentive awards.  The cash incentives will be awarded upon the achievement of predetermined results in 
designated performance  measurements, which will be identified by the Committee on an annual basis.  Executive 
Team Incentive Plan participants will be paid a cash percentage of their base salaries corresponding with the level of 
results achieved.  As determined by the Committee on an annual basis, Executive Team Incentive Plan participants 
are also eligible for an annual Equity Incentive Award consisting of Company common stock, issued under the 2004 
Equity  Incentive  Plan.    The  Equity  Incentive  Awards  will  consist  of  a  combination  of  Restricted  Stock  Awards 
(“RSAs”) and Incentive Stock Options (“ISOs”).  The value of the equity award to each participant will be granted 
fifty percent in the form of RSAs and fifty percent in the form of ISOs, as defined.  To the extent options fail to 
qualify as “incentive stock options” under IRS regulations, they will be non-qualified stock options.  Annual awards 
approved by the Committee will be granted quarterly and will vest one-third each year on August 1, beginning the 
year following the year in which the shares are awarded.  On January 26, 2011 and February 6, 2012, the Committee 
approved the granting of the annual awards for 2011 and 2012, respectively, under this plan.  

The  following  grants  were  made  in  accordance  with  the  terms  of  the  Executive  Team  Incentive  Plan  for  the 

years indicated. 

Grant Date 
2012 

February 1 ..............................................  
May 2 .....................................................  
August 1 ................................................  
November 1 ...........................................  

2011 

February 1 ..............................................  
May 2 .....................................................  
August 1 ................................................  
November 1 ...........................................  

(1)  Net of forfeited shares. 

Restricted 
Shares (1)  

Number of 
Shares Under 
Options (1) 

Grant Price 
(2) 

597 
773 
1,277 
1,854 

3,262 
2,798 
4,483 
3,244 

1,201 
1,764 
3,514 
7,522 

10,988 
13,225 
22,247 
6,342 

8.94 
6.91 
4.18 
2.88 

12.20 
12.52 
12.11 
9.03 

(2)  The shares were valued at the closing price of the Company’s common stock on the dates of awards.  

Information related to option activity for the year ended December 31, 2012 is as follows: 

Number of 
Options 
127,884
22,790
--
(22,895)
(15,628)
112,151
68,365

Weighted-
Average 
Exercise Price
14.80
$ 
5.69
  --
12.68
20.85
12.54
14.77

$ 
$ 

Weighted-
Average 
Remaining 
Contractual 
Life (in years)

Aggregate 
Intrinsic Value 
(1) 

 $ 

--

2.5
1.4

 $  
 $ 

5,038
--

Outstanding - beginning of year ..........
Granted (2) ...........................................
Exercised .............................................
Cancelled/forfeited ..............................
Expired ................................................
Outstanding at December 31, 2012 ......
Exercisable at December 31, 2012 ......

(1)  The  intrinsic  value  of  a  stock  option  is  the  amount  by  which  the  market  value  of  the  underlying  stock 
exceeds the exercise price of the option.  The per share market value of the Company’s common stock, as 
determined by the closing price on December 31, 2011 (the last trading day of the fiscal year), was $13.23.  

52 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
The intrinsic value for options exercised in 2011 was $7,424. During the year ended December 31, 2012, 
no options were exercised. 

(2)  The weighted-average grant date fair value of options granted during 2012 and 2011 was $2.43 and $2.99, 

respectively. 

The exercise price, number, weighted-average remaining contractual life of options outstanding and the number 

of options exercisable as of December 31, 2012 are as follows:  

Exercise  
Price 

Number of Options 
Outstanding 

Weighted-Average 
Remaining Contractual 
Life (in years) 

Number of 
Options 
Exercisable 

$ 

2.85 
2.88 
4.18 
6.91 
8.94 
9.03 
11.19 
12.11 
12.20 
12.21 
12.52 
13.61 
13.88 
14.18 
14.50 
16.49 
18.58 
22.54 
30.22 

1,250 
7,522 
3,514 
1,764 
6,931 
4,809 
11,489 
9,107 
6,138 
5,765 
8,386 
3,730 
9,034 
6,737 
8,386 
3,297 
3,592 
10,200 
500 
112,151 

4.6 
4.6 
4.6 
4.6 
4.2 
3.4 
1.3 
3.4 
3.4 
2.3 
3.4 
2.3 
1.3 
1.3 
1.3 
2.3 
2.3 
0.8 
0.1 
2.5 

-- 
-- 
-- 
-- 
-- 
1,775 
11,489 
3,358 
2,264 
4,056 
3,094 
2,626 
9,034 
6,737 
8,386 
2,318 
2,528 
10,200 
500 
68,365 

The following assumptions were used to value the stock options granted during the years indicated: 

Dividend yield ................................................................ 
Expected volatility .......................................................... 
Risk-free interest rate ...................................................... 
Expected life (in years) ................................................... 

2012 

0%  
29.8% - 64.0%  
0.5% - 0.7%  
3.75 - 4.25  

2011 

0% 
22.6% - 67.1% 
0.7% - 1.7% 
4.13 - 4.25 

The  expected  volatility  is  a  measure  of  the  expected  fluctuation  in  our  share  price  based  on  the  historical 
volatility of our stock.  Expected life represents the length of time we anticipate the options to be outstanding before 
being exercised.  The risk-free interest rate is based on an implied yield on United States zero-coupon treasury bonds 
with a remaining term equal to the expected life of the outstanding options. In addition to the above, we also include 
a  factor  for  anticipated  forfeitures,  which  represents  the  number  of  shares  under  options  expected  to  be  forfeited 
over the expected life of the options. 

The  fair  value  of  stock  options  and  restricted  stock  that  vested  during  the  year  is  as  follows  for  the  years 

indicated. 

(in thousands) 
December 31, 

2012 

2011 

Stock options ........................................... $ 
Restricted stock .......................................

  $

177 
57 

191 
91 

The 2003 Restricted Stock Award Plan was terminated on August 31, 2009.  This plan allowed the Company to 
issue up to 150,000 shares of common stock as awards of restricted stock to its officers, of which 100,000 shares 
were awarded.  The awarded shares consisted solely of shares contributed by its then Chairman of the Board and 
were subject to the achievement of performance goals as determined by the Board of Directors.  Upon forfeiture of 
the final layer of 2,000 shares, no shares remain outstanding under this Plan. 

53 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
During  2012,  no  activity  occurred  under  the  2003  Restricted  Stock  Award  Plan.    The  following  information 

relates to activity under the Plan that occurred during the year ended December 31, 2011. 

Number of 
Shares 

  Weighted-Average 
Grant Date Fair 
Value (1) 

Nonvested shares - December 31, 2010 .............
Granted ..............................................................
Forfeited ............................................................
Vested ................................................................
Nonvested shares - December 31, 2011 .............

$ 

2,000
--
(2,000)
--
--

27.66
--
27.66
--
--

(1)  The shares were valued at the average of the high and low trading price of the Company’s common stock 

on the date of the award. 

The  compensation  expense  recognized is based  on  the  market  value  of the  Company’s  common  stock  on  the 
date  the  restricted  stock  award  is  granted  and  is  not  adjusted  in  subsequent  periods.    The  amount  recognized  is 
amortized over the vesting period.  Compensation expense is included in salaries, wages and employee benefits in 
the accompanying consolidated statements of operations, and the amount recognized, net of forfeiture recoveries, is 
reflected in the table below for the years indicated. 

(in thousands) 
For the Year Ended December 31,

2012 

2011 

Compensation expense (credit) 

$ 

65   $

(49)

On  July  16,  2008,  the  Executive  Compensation  Committee  of  the  Board  of  Directors,  pursuant  to  the  2004 
Equity  Incentive  Plan,  granted  thereunder  awards  totaling  200,000  restricted  shares  of  the  Company’s  common 
stock to certain officers of the Company.  The grants were made effective as of July 18, 2008 and were valued at 
$12.13  per  share,  which  was  the  closing  price  of  the  Company’s  common  stock  on  that  date.    Each  participating 
officer’s restricted shares of common stock will vest in varying amounts over the ten-year period beginning April 1, 
2011, subject to the Company’s attainment of retained earnings growth.  Management must attain an average five-
year trailing retained earnings annual growth rate of 10.0% (before dividends) in order for the shares to qualify for 
full vesting (pro rata vesting will apply down to 50.0% at a 5.0% annual growth rate).  Any shares that fail to vest as 
a result of the Company’s failure to attain a performance goal will revert to the 2004 Equity Incentive Plan where 
they will remain available for grants under the terms of that plan until that plan expires in 2014.   

During the quarter ended June 30, 2010, management determined that the performance criteria will not be met 
for  the  shares  that  were  to  vest  on  April  1,  2011;  therefore,  these  shares  were  deemed  forfeited  and  recorded  as 
Treasury Stock.  During the second quarter of 2011, management determined that the performance criteria will not 
be met for the shares that were scheduled to vest on April 1, 2012 and April 1, 2013; therefore, these shares were 
deemed  forfeited  and  recorded  as  Treasury  Stock.    These  forfeited  shares  will  remain  outstanding  until  their 
scheduled vesting dates, at which time their forfeitures will become effective and the shares will revert to the 2004 
Equity Incentive Plan.  The table below sets forth the information relating to the forfeitures of these shares. 

July 16, 2008 Restricted Stock Award Forfeitures 

Date Deemed Forfeited 
and Recorded as 
Treasury Stock  

Shares 
Forfeited 
(in thousands)

Expense 
Recovered 
(in thousands) 

June 30, 2010  
June 30, 2011  
June 30, 2011  

9   $

8 (1)  
15 (1)(2)  

70  
66  
101  

Date Shares 
Returned to Plan 
April 1, 2011
April 1, 2012
April 1, 2013

Scheduled Vest Date 
April 1, 2011   
April 1, 2012   
April 1, 2013   

(1)  In October 2011, in connection with the termination of employment of a recipient, the forfeiture relating to 
approximately 2,000 shares scheduled to vest on April 1, 2012 and 2,000 shares scheduled to vest on April 
1, 2013, included herein, became effective.  Accordingly, these shares were removed from Treasury Stock 
at  December  31,  2011.  In  addition,  in  connection  with  the  termination  of  a  recipient's  employment,  the 
forfeiture  relating  to  approximately  2,000  shares  scheduled  to  vest  on  April  1,  2012  and  2,000  shares 

54 

 
 
 
 
 
 
 
 
 
 
 
 
 
scheduled to vest on April 1, 2013, included herein, became effective in January 2012.  Accordingly, these 
shares were removed from Treasury Stock at January 31, 2012.  

(2)  In December 2012, in connection with the termination of employment of a recipient, the forfeiture relating 
to  approximately  2,000  shares  scheduled  to  vest  on  April  1,  2013,  included  herein,  became  effective.  
Accordingly, these shares were removed from Treasury Stock at December 31, 2012. 

Information  related  to  the  restricted  stock  awarded  under  the  2004  Equity  Incentive  Plan  for  the  year  ended 

December 31, 2012, is as follows: 

Nonvested shares – December 31, 2011 ............
Granted  ..............................................................
Forfeited ............................................................
Vested ................................................................
Nonvested shares – December 31, 2012 ............

Number of Shares 
146,624
25,925
(47,081)
(12,010)
113,458

  Weighted-Average 
Grant Date Fair 
Value (1)

$

$

12.14 
4.22 
12.07 
12.34 
10.35 

(1)  The shares were valued at the closing price of the Company’s common stock on the dates of the awards. 

Information set forth in the following table is related to stock options and restricted stock as of December 31, 

2012. 

(in thousands, except weighted average data) 

Stock Options 

Restricted Stock 

Unrecognized compensation expense ................$
Weighted 
over  which 
unrecognized  compensation  expense  is  to  be 
recognized (in years) .........................................

average 

period 

58

$

1.4

583 

4.4 

On  January  30,  2013,  the  Executive  Compensation  Committee  of  the  Company’s  Board  of  Directors  granted 
Restricted Stock Awards (“RSAs”) in an amount equal to a percentage of the recipient’s annual salary.  The value of 
the  RSAs  was  based  on  the  closing  price  of  the  Company’s  common  stock  on  the  NASDAQ  Stock  Market  on 
February  1,  2013  ($4.98)  and  a  total  of  36,961  restricted  shares  were  issued.    The  shares  were  issued  from  the 
Company’s  2004  Equity  Incentive  Plan.    The  RSAs  will  vest  one-fourth  each  year  beginning  February  1,  2014, 
conditioned  on  continued  employment  and  certain  other  forfeiture  provisions.    In  addition,  the  Executive 
Compensation Committee approved the USA Truck, Inc. Management Bonus Plan.  Plan participants, consisting of 
executive  and  other  key  management  personnel,  will  be  paid  a  cash  percentage  and  an  equity  percentage  of  their 
base salaries corresponding with the achievement of certain levels of consolidated 2013 pretax income. 

On February 15, 2013, in connection with his appointment as President and Chief Executive Officer, Mr. John 
M.  Simone  was  granted  75,000  shares  of  restricted  stock,  to  vest  in  equal  25%  installments  over  four  years, 
beginning  February  18,  2014.    He  was  also  granted  42,910  non-qualified  stock  options  with  an  exercise  price  of 
$4.83,  which  was  the  closing  price  of  the  Company's  common  stock  February  19,  2013,  to  vest  in  equal  25% 
installments over four years, beginning February 18, 2014.  Both awards are conditioned on continued employment 
and certain other forfeiture provisions. 

55 

 
 
 
 
 
 
 
14.  Loss per Share 

The following table sets forth the computation of basic and diluted loss per share: 

Numerator: 

Net loss ...................................................................................... $

(17,671)

$ 

(10,777)

(in thousands, except per share 
Year Ended December 31, 
2011 
2012

Denominator: 

Denominator for basic loss per share – weighted average 
shares........................................................................................

Effect of dilutive securities: 

Employee stock options and restricted stock..........................

Denominator for diluted loss per share – adjusted weighted-
average shares and assumed conversions ................................. 

Basic loss per share ................................................................  
Diluted loss per share .............................................................  
Weighted average anti-dilutive employee stock options and 

restricted stock ....................................................................  

15.   Common Stock Transactions 

$
$
$

10,310

10,302 

--
--

10,310
(1.71)
(1.71)

$ 
$ 
$ 

200

-- 
-- 

10,302 
(1.05)
(1.05)

144 

During the years ended December 31, 2012 and 2011, we did not repurchase any shares of our common stock.  

Currently, we do not have an approved repurchase authorization.     

16.  Fair Value of Financial Instruments 

At  December  31,  2012  and  2011,  the  amounts  reported  in  the  Company’s  consolidated  balance  sheets  for  its 

Revolver and capital leases approximate their fair value. 

17.  Litigation 

The Company is a party to routine litigation incidental to its business, primarily involving claims for personal 
injury and property damage incurred in the transportation of freight.  Though the Company believes these claims to 
be routine and immaterial to its long-term financial position, adverse results of one or more of these claims could 
have a material adverse effect on its financial position, results of operations or cash flow. 

On July 28, 2008, a former commission sales agent, Mr. William Blankenship (“Blankenship”), filed an action 
in  the  United  States  District  Court,  Western  District  of  Arkansas  entitled  William  Blankenship,  Jr.  v.  USA  Truck, 
Inc., asking the court to set aside a previously consummated settlement agreement between the parties.  The matter 
was dismissed by the District Court based upon our Motion to Dismiss, but was later reinstated by the 8th Circuit 
Court of Appeals and set for trial in the United States District Court in Fort Smith, Arkansas.  In October 2011, the 
trial was held in the United States District Court and the jury returned a favorable verdict for the Company on all 
counts  and  determined  that  the  Company  had  no  additional  liability  in  this  matter.    On  December  13,  2011,  the 
Court entered an order awarding the Company its costs and attorney’s fees incurred in defending the case totaling 
approximately $0.2 million. Blankenship has now appealed the jury verdict and Court order, and the matter is once 
again pending before the 8th Circuit Court of Appeals. 

18. Stockholder Rights Plan 

On November 7, 2012, the Company's Board of Directors declared a dividend of one preferred share purchase 
right  (a  "Right")  for  each  outstanding  share  of  the  Company's  common  stock,  which  was  paid  on  November  21, 
2012 to stockholders of record at the close of business on such date.  The Board of Directors also adopted the Rights 
Agreement  by  and  between  the  Company  and  Registrar  and  Transfer  Company,  as  Rights  Agent  (the  "Rights 
Agreement"). 

The Rights will become exercisable (subject to customary exceptions) only if a person or group acquires 15% or 
more of the Company's common stock.  At a designated time after a person or group becomes an acquiring person, 
upon payment of the exercise price of $12.00 per Right, a holder (other than an acquiring person) will be entitled to 
purchase  $24.00  worth  of  shares  of  the  Company's  common  stock  (or  under  certain  circumstances,  the  common 

56 

 
 
 
 
 
 
 
 
 
 
 
stock  of  an  entity  that  completes  a  business  combination  with  the  Company)  at  a  50%  discount.    The  Rights 
Agreement  is  set  to  expire  on  November  21,  2014;  however,  the  Rights  Agreement  will  continue  after  the 
Company's 2014 Annual Meeting only upon stockholder approval at such meeting.  The Company may redeem the 
Rights for nominal consideration before the Rights become exercisable. 

19. Subsequent Events 

On  February  15,  2013,  the  Company’s  Board  of  Directors  appointed  John  M.  Simone  as  the  Company's 
President and Chief Executive Officer and appointed Mr. Simone to the Board of Directors.  Clifton R. Beckham 
stepped down from his position as the Company's President and Chief Executive Officer and from his position on 
the Board of Directors.  Concurrently, Mr. Beckham was appointed Executive Vice President and Chief Financial 
Officer of the Company. 

20.  Quarterly Results of Operations (Unaudited) 

The tables below present quarterly financial information for 2012 and 2011: 

(in thousands, except per share amounts) 
2012
Three Months Ended 

March 31,

June 30,

Operating revenues ...................................... $
Operating expenses and costs ......................
Operating (loss) income ...............................
Other expenses, net ......................................
(Loss) income before income taxes .............
Income tax (benefit) expense .......................
Net (loss) income ......................................... $

Average shares outstanding (Basic) .............
Basic (loss) earnings per share .................... $

Average shares outstanding (Diluted) ..........
Diluted (loss) earnings per share ................. $

123,673
130,309
(6,636)
911
(7,547)
(2,674)
(4,873)

10,300
(0.47)

10,300
(0.47)

$

$

$

$

129,569
133,898
(4,329)
975
(5,304)
(1,818)
(3,486)

10,304
(0.34)

10,304
(0.34)

$ 

September 30, 
124,416 
$
132,941 
(8,525) 
1,002 
(9,527) 
(3,455) 
(6,072)  $ 

  December 31,
134,771
138,552
(3,781)
1,100
(4,881)
(1,641)
(3,240)

$

10,312 

(0.59)  $ 

10,312 

(0.59)  $ 

10,313
(0.31)

10,313
(0.31)

$

$

Note  -  The  above  amounts  have  been  previously  reported  in  the  Company’s  quarterly  reports  on  Form  10-Q.  
Certain line items in those quarterly reports may not total the corresponding amount reported in this Annual Report 
on Form 10-K due to rounding. 

(in thousands, except per share amounts) 
2011 
Three Months Ended 

March 31,

June 30,

Operating revenues ...................................... $
Operating expenses and costs ......................
Operating (loss) income ...............................
Other expenses, net ......................................
(Loss) income before income taxes .............
Income tax (benefit) expense .......................
Net (loss) income ......................................... $

Average shares outstanding (Basic) .............
Basic (loss) earnings per share .................... $

Average shares outstanding (Diluted) ..........
Diluted (loss) earnings per share ................. $

124,042
127,224
(3,182)
732
(3,914)
(1,198)
(2,716)

10,298
(0.26)

10,298
(0.26)

$

$

$

$

139,027
136,815
2,212
795
1,417
819
598

10,306
0.06

10,317
0.06

$ 

September 30, 
130,137 
$
135,996 
(5,859) 
703 
(6,562) 
(2,257) 
(4,305)  $ 

  December 31,
126,202
132,021
(5,819)
863
(6,682)
(2,328)
(4,354)

$

10,294 

(0.42)  $ 

10,294 

(0.42)  $ 

10,297
(0.42)

10,297
(0.42)

$

$

Note  -  The  above  amounts  have  been  previously  reported  in  the  Company’s  quarterly  reports  on  Form  10-Q.  
Certain line items in those quarterly reports may not total the corresponding amount reported in this Annual Report 
on Form 10-K due to rounding.  

57 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 Item 9.  CHANGES  IN  AND  DISAGREEMENTS  WITH  ACCOUNTANTS  ON  ACCOUNTING  AND 

FINANCIAL DISCLOSURE 

None. 

Item 9A.  CONTROLS AND PROCEDURES 

Evaluation of Disclosure Controls and Procedures 

We  have  established  disclosure  controls  and  procedures  to  ensure  that  material  information  relating  to  our 
Company, including our consolidated subsidiaries, is made known to the officers who certify our financial reports 
and to other members of senior management and the Board of Directors.  Our management, with the participation of 
our Chief Executive Officer (the “CEO”) and our Chief Financial Officer (the “CFO”), conducted an evaluation of 
the effectiveness of our disclosure controls and procedures (as defined in Rules 13a-15(e) and 15d-15(e) under the 
Exchange Act).    Based  on  this  evaluation, as  of  December  31,  2012, our  CEO  and  CFO have  concluded  that  our 
disclosure controls and procedures are effective to ensure that the information required to be disclosed by us in the 
reports that we file or submit under the Exchange Act is (i) recorded, processed, summarized, and reported within 
the  time  periods  specified  in  SEC  rules  and  forms,  and  (ii)  accumulated  and  communicated  to  management, 
including  our  principal  executive  officer  and  principal  financial  officer,  as  appropriate,  to  allow  timely  decisions 
regarding required disclosure. 

Management’s Report on Internal Control Over Financial Reporting 

Our  management  is  responsible  for  establishing  and  maintaining  adequate  internal  control  over  financial 
reporting. Internal control over financial reporting is defined in Rule 13a-15(f) and 15d-(f) promulgated under the 
Exchange  Act as  a  process  designed  by, or  under  the  supervision of,  the  principal  executive  officer  and principal 
financial  officer  and  effected  by  the  Board  of  Directors,  management  and  other  personnel,  to  provide  reasonable 
assurance  regarding  the  reliability  of  financial  reporting  and  the  preparation  of  financial  statements  for  external 
purposes  in  accordance  with  generally  accepted  accounting  principles  and  includes  those  policies  and  procedures 
that: 

1.  Pertain  to  the  maintenance  of  records  that  in  reasonable  detail  accurately  and  fairly  reflect  the 

transactions and dispositions of our assets; 

2.  Provide  reasonable  assurance  that  transactions  are  recorded  as  necessary  to  permit  preparation  of 
financial statements in accordance with generally accepted accounting principles, and that our receipts 
and  expenditures  are  being  made  only  in  accordance  with  authorizations  of  our  management  and 
directors; and 

3.  Provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use 

or disposition of our assets that could have a material effect on our financial statements. 

Under  the  supervision  and  with  the  participation  of  our  management,  including  our  CEO  and  CFO,  we 
conducted an evaluation of the effectiveness of our internal control over financial reporting based on the criteria set 
forth  in  Internal  Control  -  Integrated  Framework  issued  by  the  Committee  of  Sponsoring  Organizations  of  the 
Treadway  Commission.    Based  on  our  management’s  evaluation  under  the  criteria  set  forth  in  Internal  Control  - 
Integrated Framework, management concluded that our internal control over financial reporting was effective at the 
reasonable assurance level as of December 31, 2012.   
Design and Changes in Internal Control over Financial Reporting 

Disclosure  controls  and  procedures  are  controls  and  other  procedures  that  are  designed  to  ensure  that 
information required to be disclosed in our reports filed or submitted under the Exchange Act is recorded, processed, 
summarized, and reported within the time periods specified in the SEC’s rules and forms.  In accordance with these 
controls  and  procedures,  information  is  accumulated  and  communicated  to  management,  including  our  CEO,  as 
appropriate,  to  allow  timely  decisions  regarding  disclosures.  There  were  no  changes  in  our  internal  control  over 
financial reporting (as defined in Rules 13a-15(f) and 15d-15(f) under the Exchange Act) that occurred during the 
quarter  ended  December 31,  2012,  that  have  materially  affected,  or  are  reasonably  likely  to  materially  affect,  our 
internal control over financial reporting.  

Item 9B.  OTHER INFORMATION 

There is no information that we are required to report, but did not report, on Form 8-K during the fourth quarter 

of 2012. 

58 

 
 
 
 
PART III 

Item 10.  DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE 

The sections entitled “Additional Information Regarding the Board of Directors – Biographical Information,” 
“Executive Officers,” “Section 16(a) Beneficial Ownership Reporting Compliance,” “Security Ownership of Certain 
Beneficial Owners, Directors and Executive Officers,” “Audit Committee” and “Corporate Governance and Related 
Matters” in our proxy statement for the annual meeting of stockholders to be held on May 8, 2013, set forth certain 
information  with  respect  to  the  directors,  nominees  for  election  as  directors  and  executive  officers  and  are 
incorporated herein by reference. 

Our Code of Business Conduct and Ethics (“Code of Ethics”), which applies to all directors, officers and team 
members,  and  sets  forth  the  conduct  and  ethics  expected  of  all  affiliates  and  team  members  of  the  Company,  is 
available  at  our  Internet  address  http://www.usa-truck.com,  under  the  “Corporate  Governance”  tab  of  the 
“Investors” menu.  Any amendment to, or waivers of, any provision of the Code of Ethics that apply to our principal 
executive,  financial  and  accounting  officers,  or  persons  performing  similar  functions,  will  be  posted  at  that  same 
location on our website. 

Item 11.  EXECUTIVE COMPENSATION 

The  sections  entitled  “Executive  Compensation,”  “Director  Compensation,”  and  “Compensation  Committee 
Interlocks  and  Insider  Participation”  in  our  proxy  statement  for  the  annual  meeting  of  stockholders  to  be  held  on 
May  8,  2013,  set  forth  certain  information  with  respect  to  the  compensation  of  management  and  Directors  and 
related matters and is incorporated herein by reference. 

Item 12.  SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND 

RELATED STOCKHOLDER MATTERS 

The section entitled “Security Ownership of Certain Beneficial Owners, Directors and Executive Officers” in 
our proxy statement for the annual meeting of stockholders to be held on May 8, 2013, sets forth certain information 
with respect to the ownership of our voting securities and is incorporated herein by reference.  See “Item 5. Market 
for Registrant’s Common Equity and Related Stockholder Matters,” of this annual report on Form 10-K, which sets 
forth certain information with respect to our equity compensation plans. 

Item 13.  CERTAIN  RELATIONSHIPS  AND  RELATED  TRANSACTIONS  AND  DIRECTOR 

INDEPENDENCE 

The sections entitled “Certain Transactions” and “Additional Information Regarding the Board of Directors – 
Board Meetings, Director Independence and Committees – Director Independence” in our proxy statement for the 
annual meeting of stockholders to be held on May 8, 2013, set forth certain information with respect to relations of 
and transactions by management and the independence of our directors and nominees for election as directors and is 
incorporated herein by reference. 

Item 14.  PRINCIPAL ACCOUNTING FEES AND SERVICES 

The  section  entitled  “Independent  Registered  Public  Accounting  Firm”  in  our  proxy  statement  for  the  annual 
meeting of stockholders to be held on May 8, 2013, sets forth certain information with respect to the fees billed by 
our independent registered public accounting firm and the nature of services rendered for such fees for each of the 
two most recent fiscal years and with respect to our Audit Committee’s policies and procedures pertaining to pre-
approval  of  audit  and  non-audit  services  rendered  by  our  independent  registered  public  accounting  firm  and  is 
incorporated herein by reference. 

59 

 
 
                                                                PART IV 

Item 15.  EXHIBITS AND FINANCIAL STATEMENT SCHEDULES 

 (a)  The following documents are filed as a part of this report:

Page

  1.  Financial statements. 

  The following financial statements of the Company are included in Part II, Item 8 of this report: 
  Consolidated Balance Sheets as of December 31, 2012 and 2011 ............................................................ 36 
  Consolidated Statements of Operations for the years ended December 31, 2012 and 2011...................... 37 
  Consolidated Statements of Comprehensive Loss for the years ended December 31, 2012 and 2011...... 38 
  Consolidated Statements of Stockholders’ Equity for the years ended December 31, 2012 and 2011 ..... 39 
  Consolidated Statements of Cash Flows for the years ended December 31, 2012 and 2011 .................... 40 
  Notes to Consolidated Financial Statements ............................................................................................. 41 

2.  

Schedules have been omitted since the required information is not applicable or not present in 
amounts sufficient to require submission of the schedule, or because the information required is 
included in the financial statements or the notes thereto. 

  3.  Listing of exhibits. 

The exhibits filed with this report are listed in the Exhibit Index, which is a separate section of this 

report, and incorporated in this Item 15(a) by reference. 

  Management Compensatory Plans: 
  -Executive Profit-Sharing Incentive Plan (Exhibit 10.2) 
  -Form of Restricted Stock Award Agreement (Exhibit 10.5) 
-Form of Stock Option Award Agreement (Exhibit 10.6) 
-USA Truck, Inc. 2004 Equity Incentive Plan (Exhibit 10.3) 
-USA Truck, Inc. Executive Team Incentive Plan (Exhibit 10.4) 

60 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
   
 
 
 
Exhibit Index

Exhibits to the Annual Report on Form 10-K have been filed with the Securities and Exchange Commission.

Copies of the omitted exhibits are available to any stockholder free of charge.  Copies may be obtained either through 
the Securities and Exchange Commission’s website: http://www.sec.gov or by submitting a written request to Mr. J. 
Rodney Mills, Secretary, USA Truck, Inc., 3200 Industrial Park Road, Van Buren, Arkansas 72956.  If submitting a written 
request, please mark “2012 10-K Request” on the outside of the envelope containing the request.  The written request 
must state that as of March 13, 2013, the person making the request was a beneficial owner of shares of the Common 
Stock of the Company.

61

Officers and Directors

John M. Simone
President, Chief Executive Officer  
and Director

Clifton R. Beckham
Executive Vice President  
and Chief Financial Officer 

Michael R. Weindel, Jr.
Executive Vice President  
and Chief Operations Officer  
for SCS and Intermodal

Jaimey D. Malone
Vice President, 
Sales

J. Rodney Mills
Vice President, 
Risk Management 
and General Counsel

Tim Studebaker
Vice President, 
Revenue Management

Donald B. Weis
Vice President, 
Human Resources 

Jeffery L. Burns
Treasurer

Kimberly R. Woodard
Controller

Robert A. Peiser
Chairman of the Board 
(Retired Chief Executive Officer 
Imperial Sugar Company, Refiner 
and Marketer of Sugar Products)

Richard B. Beauchamp
Director 
(General Partner, Norris Taylor 
& Company, Accounting Firm)

Robert E. Creager
Director 
(Retired Partner, 
PricewaterhouseCoopers, 
Accounting Firm)

Terry A. Elliott
Director 
(Retired Chief Administrative Officer 
and Chief Financial Officer, Safe Foods 
Corporation, Food Safety Company)

William H. Hanna
Director 
(President, Hanna Oil and Gas, Oil 
and Gas Exploration)

James D. Simpson, III
Director 
(Executive Vice President, 
Stephens Inc., Investment Banking)

62

Selected Financial Data

(Dollars in thousands except per share amounts)

Base revenue 
Operating (loss) income  
Net (loss) income 
Diluted (loss) earnings per share 
Total assets 
Long-term debt 
Stockholders’ equity 
Operating ratio* 
Total tractors in-service, including  
independent contractors (end of period) 
Total trailers (end of period) 
Average miles per tractor per week 

Year Ended December 31,

2012 
$408,719 
(23,186) 
(17,540) 
(1.70) 
331,706 
122,530 
109,561 

2011 
$411,026 
(12,649) 
(10,777) 
(1.05) 
336,191 
98,927 
126,972 

2010 
$386,883 
92 
(3,308) 
(0.32) 
327,385 
79,750 
137,708 

2009 
$331,520 
(6,607) 
(7,177) 
(0.70) 
330,700 
39,116 
140,546 

2008
$397,557
12,147
3,140
0.31
332,268
79,364
146,773

  105.7% 

103.1% 

99.9% 

102.0% 

96.9%

2,202 
6,091 
1,802 

2,257 
6,318 
1,839 

2,363 
6,716 
2,016 

2,328 
7,214 
1,972 

2,392
7,351
2,216

* Operating ratio as reported above is based upon total operating expenses, net of fuel surcharge,  
   as a percentage of base revenue.

Corporate Information

This annual report and the statements contained herein are submitted for the general information of stockholders of 
the Company and are not intended to induce any sale or purchase of securities or to be used in connection therewith.

Corporate Headquarters
3200 Industrial Park Road
Van Buren, AR 72956
Telephone: (479) 471-2500

Annual Meeting
May 8, 2013
10:00 a.m. local time
USA Truck, Inc.
3200 Industrial Park Road
Van Buren, AR 72956

Transfer Agent and Registrar
Registrar and Transfer Company
10 Commerce Drive
Cranford, NJ 07016

Common Stock
Traded on the NASDAQ  
Global Select Market under the Symbol: USAK

Website
usa-truck.com 

Upon written request of any stockholder, the Company will furnish without charge a copy of the Company’s 2012 Annual 
Report  on  Form  10-K,  as  filed  with  the  Securities  and  Exchange  Commission,  including  the  financial  statements  and 
schedules thereto.  The written request should be sent to J. Rodney Mills, Secretary of the Company, at the Company’s 
executive  offices,  3200  Industrial  Park  Road,  Van  Buren,  Arkansas  72956.    The  written  request  must  state  that  as  of  
March 13, 2013, the person making the request was a beneficial owner of shares of the Common Stock of the Company.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
usa-truck.com

USA Truck Company Overview

USA Truck is a dry van truckload carrier transporting general commodities via our Truckload 
and Dedicated Freight service offerings. We transport commodities throughout the 
continental United States and into and out of portions of Canada. We also transport general 
commodities into and out of Mexico by allowing through-trailer service from our terminal  
in Laredo, Texas. Our Strategic Capacity Solutions and Intermodal operating segments 
provide customized transportation solutions using our technology and multiple modes  
of transportation, including our assets and the assets of our partner carriers.

It begins with you.sm
This phrase has a dual objective at USA Truck — to serve as both an overall message  
to our customers (and potential customers) and as a constant reminder to our team 
members why we are in business. 

Annual Report 2012