Quarterlytics / Industrials / Trucking / USA Truck

USA Truck

usak · NASDAQ Industrials
Claim this profile
Ticker usak
Exchange NASDAQ
Sector Industrials
Industry Trucking
Employees 1001-5000
← All annual reports
FY2016 Annual Report · USA Truck
Sign in to download
Loading PDF…
2016 Annual Report

Corporate Information

This annual report and the statements contained herein are submitted for the general information of the stockholders  
of  the Company and are not intended to induce any sale or purchase of securities or to be used in connection therewith.

Home Office
3200 Industrial Park Road
Van Buren, AR 72956
Telephone: (479) 471-2500

Annual Meeting
May 10, 2017
10:00 a.m. Central Daylight Time (CDT)
USA Truck, Inc.
3200 Industrial Park Road
Van Buren, AR 72956

Independent Registered Public Accounting Firm
Grant Thornton LLP
2431 E. 61st Street, Suite 500
Tulsa, OK 74136

Transfer Agent and Registrar
Continental Stock Transfer and Trust Company
17 Battery Place
New York, NY 10004
Telephone: 800-509-5586

Common Stock
Traded on the Nasdaq 
Global Select Market under  
the Symbol: USAK

Website
usa-truck.com 

On March 4, 2017, the Company filed its Sarbanes-Oxley Section 302 Certifications as exhibits to the Company’s Annual Report 
on Form 10-K for the period ended December 31, 2016.

Upon written request of any stockholder, the Company will furnish without charge a copy of the Company’s 2016 Annual 
Report on Form 10-K, as filed with the Securities and Exchange Commission, including the financial statements and schedules 
thereto. The written request should be sent to David F. Marano, Secretary of the Company, at the Company’s executive offices, 
3200 Industrial Park Road, Van Buren, Arkansas 72956. The written request must state that as of March 16, 2017, the person 
making the request was a beneficial owner of shares of the common stock of the Company.

Whistleblower Hotline
To confidentially report issues of theft or fraud, contact AuditCommittee@usa-truck.com or call 800-326-9847.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
USA Truck Stockholders:

“We Win Together” is more than just a catch phrase at USA Truck, it is a unifying call to action that a new day has 
arrived, that we expect to win, and that the only way we do that is together, as a team. Our team works to win every 
day, in every interaction, in every pursuit, so that we can exceed expectations for all our stakeholders.

The tone has changed among our team members. 

Safety. First. Foremost. Forever. That is our focus. It is a way of life and a habit for which every team member is 
responsible. 

Our culture is changing. Accountability is the rule of the day and positive results are expected. We keep score every 
day.  We communicate expectations and report progress with regular Company-wide communications. We hold each 
other accountable in our daily interactions. Above all, we work together to give our drivers the best experience in 
trucking. The old “discount carrier” mentality in our pricing has been completely abolished.

Our Purpose:  To be the employer, carrier, and investment people can be proud of. 

Our goal is to assemble a team that addresses each of our stakeholders’ needs – team members, customers, and 
stockholders.  Each constituent has a role in our success and we acknowledge the stewardship and responsibility to 
make them proud.

Team members and our community.  They deserve to be part of a winning team, to have meaningful and gainful 
employment, and to contribute to our community.  They also deserve to have engaged, committed, and effective 
leadership.

Customers.  High performing, well-executing teams deliver measurable value to our customers.  In 2016, our renewed 
focus on service levels improved the customer experience and reestablished USA Truck’s credibility as a carrier of 
choice.  We expect the success begun in the past year will continue to advance as we move forward.

Stockholders.  Stockholder value creation is the driving factor in our business, and our leadership team is measured 
on the creation of return on invested capital.  We endeavor to represent stockholders in every decision.  We recognize 
the ultimate measure of our success as a team is the creation and preservation of stockholder value.

2016 — Lessons learned, never to be forgotten

In 2016, every constituent was disappointed.  Team members were concerned about their livelihood; customers were 
worried about the long-term viability of the business; and stockholders were apprehensive about drastically reduced 
value.  Market conditions undoubtedly hurt USA Truck and the industry as a whole during the past year.  Price was 
down, capacity was up, and driver issues persisted.  And, the lessons learned are now reflected in our approach.  We 
needed more discipline and accountability.  Our execution needed improvement. 

It would be easy to dismiss 2016 due to “market conditions,” but to do so would be irresponsible.  We believe we 
are better positioned now than ever because of what we have learned.  And, we are now on a mission to establish 
winning habits. 

Business Overview

Trucking remains essential to our operations.  As a strong asset-based carrier, we create opportunities to support 
our asset-light businesses, control our destiny in what is expected to be a tightening capacity market, and design 
solutions for customers and drivers that allow us to improve return.  We are determined to maximize the latent 
profitability locked within our network by tightening our lanes, driving density, and realizing the driver and supplier 
economies of scale that subsequently arise. 

USAT Logistics is core to our growth strategy.  Value-added services like intermodal, Mexico expansion, and core 
account growth are helping USATL achieve our long-term revenue goal of 50/50 revenue mix of assets and logistics.   
We reiterate that having assets gives market credibility and weight to our logistics business.  Our businesses are 
clearly complementary, providing greater value through collaboration than as independent service offerings.

The environment is changing.  Most who follow us know that December 2017 is when electronic logging devices 
become mandatory for all truckload carriers, which is expected to reduce truck capacity.  Importantly, USA Truck has 
been 100% ELD-compliant for several years.  We believe the timing works in our favor.  We are improving execution, 
delivering better service, positioning for price and driving daily accountability.  Tighter capacity will help us in our 
quest to raise price and improve returns.  

Leadership

Until five years ago, many would cite our leadership stability as a solid advantage in the market.  And yet, the reality 
of the last five years has been the opposite.  We are frequently asked about our leadership turnover, our collective 
commitment to success, and our plan for a return to stability.  

My personal commitment to all our stakeholders is this – I am here and wholly committed to the success of this 
Company.  I am giving every bit of energy, focus, and passion I have to our collective goals and so is our team.  Our 
efforts are being directed to build a team that is every bit as smart, every bit as hard working, and every bit as capable 
as ANY team in transportation. 

There has been change, lots of it.  We believe we are on the path to a brighter future.  We thank you for being part of 
this team and for your support as we make USA Truck a Company you can be proud of. 

We win together!

James D. Reed
President, Chief Executive Officer and Director

UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 

Washington, D.C.  20549 

Form 10-K 

(Mark One) 
[ X ]ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

[    ]   TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 
For the transition period from __________ to __________ 

For the fiscal year ended December 31, 2016 

OR 

1-35740 
(Commission file number) 

USA Truck, Inc.  

(Exact name of registrant as specified in its charter) 
71-0556971
(I.R.S. Employer Identification No.) 

Delaware 
(State or other jurisdiction of incorporation) 

3200 Industrial Park Road 
Van Buren, Arkansas 
(Address of principal executive offices) 

72956
(Zip Code) 

(479) 471-2500 
(Registrant’s telephone number, including area code) 

Securities registered pursuant to Section 12(b) of the Act: 

Title of each class 

Name of each exchange on which registered 

Common Stock, $0.01 Par Value 

The NASDAQ Stock Market LLC (NASDAQ Global Select Market) 

Securities registered pursuant to Section 12(g) of the Act 
None 
Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes [   ]  No [ X ] 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes [   ]  No [ X ] 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange 
Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been 
subject to such filing requirements for the past 90 days.  Yes [ X ]  No [    ] 

Indicate  by  check  mark  whether  the  registrant  has  submitted  electronically  and  posted  on  its  corporate  website,  if  any,  every  Interactive 
Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months 
(or for such shorter period that the registrant was required to submit and post such files).  Yes [ X ]  No [    ] 

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be 
contained,  to  the best  of  the  registrant’s  knowledge,  in  definitive  proxy  or  information  statements  incorporated  by  reference  in  Part  III  of  this 
Form 10-K or any amendment to this Form 10-K.  [   ] 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting 
company.  See definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act.  
(Check one): 

Large Accelerated Filer____         Accelerated Filer   X        Non-Accelerated Filer ____        Smaller Reporting Company ____ 
                                                                                                 (Do not check if a smaller reporting company) 
Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).   Yes [   ]  No [ X ] 

The aggregate market value of the common equity held by non-affiliates of the Registrant (assuming for these purposes that all executive 
officers, directors, and affiliated holders of more than 10% of the Registrant’s outstanding common stock are “affiliates” of the Registrant) as of 
June 30, 2016, the last business day of the Registrant's most recently completed second fiscal quarter, was approximately $145,507,942 (based on 
the closing sale price of the Registrant's common stock on that date as reported by Nasdaq).  

As of February 17, 2017, 8,226,963 shares of the registrant’s common stock, par value $0.01 per share, were outstanding. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item No.   

USA TRUCK, INC. 
TABLE OF CONTENTS 
Caption 
PART I 

  Page

1.   Business .............................................................................................................................. 
1A.   Risk Factors ........................................................................................................................ 
1B.   Unresolved Staff Comments ............................................................................................... 
2.   Properties ............................................................................................................................ 
3.   Legal Proceedings ............................................................................................................... 

4.   Mine Safety Disclosures ..................................................................................................... 

PART II 

5. 

Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer 
Purchases of Equity Securities ............................................................................................ 
6.   Selected Financial Data ....................................................................................................... 
7. 

Management’s Discussion and Analysis of Financial Condition and Results of 
Operations ........................................................................................................................... 
7A.   Quantitative and Qualitative Disclosure about Market Risk ............................................... 
8.   Financial Statements and Supplementary Data ................................................................... 
9. 

Changes in and Disagreements with Accountants on Accounting and Financial 
Disclosure ........................................................................................................................... 
9A.   Controls and Procedures ..................................................................................................... 
9B.   Other Information ............................................................................................................... 

PART III 

10.   Directors, Executive Officers and Corporate Governance .................................................. 
11.   Executive Compensation ..................................................................................................... 
12. 

Security Ownership of Certain Beneficial Owners and Management and Related 
Stockholder Matters ............................................................................................................ 
13.   Certain Relationships and Related Transactions, and Director Independence .................... 
14.   Principal Accountant Fees and Services ............................................................................. 

2 
9 
22 
22 
23 

23 

23 
24 

26 
39 
40 

60 
60 
63 

63 
63 

63 
63 
63 

 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
 
 
 
  
 
 
 
 
Cautionary Note Regarding Forward-Looking Statements 

Part I. 

This Annual Report on Form 10-K for the year ended December 31, 2016 (this “Form 10-K”) contains certain 
statements that may be considered forward-looking statements within the meaning of Section 27A of the Securities 
Act of 1933 and Section 21E of the Securities Exchange Act of 1934 (the “Exchange Act”), and such statements are 
subject to the safe harbor created by those sections, and the Private Securities Litigation Reform Act of 1995, as 
amended.  All statements, other than statements of historical or current fact, are statements that could be deemed 
forward-looking statements, including without limitation:  
 
 
 
 
 
 

any projections of earnings, revenue, or other financial items;  
any statement of projected future operations or processes;  
any statement of plans, strategies, goals, and objectives of management for future operations;  
any statement concerning proposed new services or developments;  
any statement regarding  future economic conditions or performance; and 
any statement of belief and any statement of assumptions underlying any of the foregoing. 

In this Form 10-K, statements relating to: 
future insurance and claims and litigation experience;  
future driver market; 
future driver compensation; 
future acquisitions and dispositions of revenue equipment and the size and age of the Company’s fleet;  
future prices of revenue equipment; 
future profitability; 
future fuel prices, hedging arrangements, and efficiency; 
our ability to recover costs through our fuel surcharge program;  
future purchased transportation expense; 
future operations and maintenance costs; 
future depreciation and amortization;  
expected capital resources and sources of liquidity;  
future indebtedness; 
future share repurchases and dividends, if any; 
future effects of restructuring activities; 
our  strategy  relating  to  our  USAT  Logistics  and  Trucking  businesses,  including  relating  to  the  use  of 
independent contractors, process and efficiency improvements, growing market share, structure of equipment 
maintenance operations and the Company’s turnaround plan in general; 
inflation; 
anticipated impacts of current and future industry regulations; 
expected capital expenditures; and  
future income tax rates,  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

 
 
 
 

among others, are forward-looking statements.  Such statements may be identified by their use of terms or phrases 
such  as  “expects,”  “estimates,”  “projects,”  “believes,”  “anticipates,”  “focus,”  “intends,”  “plans,”  “goals,” 
“may,”  “if,”  “will,”  “should,”  “could,”  “potential,”  “continue,”  “future”  and  similar  terms  and  phrases.  
Forward-looking  statements  are  based  on  currently  available  operating,  financial,  and  competitive  information.  
Forward-looking statements are inherently subject to risks and uncertainties, some of which cannot be predicted or 
quantified,  which  could  cause  future  events  and  actual  results  to  differ  materially  from  those  set  forth  in, 
contemplated  by,  or  underlying  the  forward-looking  statements.    Factors  that  could  cause  or  contribute  to  such 
differences include, but are not limited to, those discussed in the section entitled “Item 1A., Risk Factors.”  Readers 
should review and consider the factors discussed under the heading “Risk Factors” in Item 1A of this Form 10-K, 
along with various disclosures in our press releases, stockholder reports, and other filings with the Securities and 
Exchange Commission (the “SEC”). 

All such forward-looking statements speak only as of the date of this Form 10-K.  You are cautioned not to 
place undue reliance on such forward-looking statements.  We expressly disclaim any obligation or undertaking to 
release publicly any updates or revisions to any forward-looking statements contained herein to reflect any change 
in our expectations with regard thereto or any change in the events, conditions, or circumstances on which any such 
information is based, except as required by law. 

 
 
 
 
 
 
 
All forward-looking statements attributable to us, or persons acting on our behalf, are expressly qualified in 

their entirety by this cautionary statement. 

References to the “Company,” “we,” “us,” “our,” and words of similar import refer to USA Truck, Inc., and 

its subsidiary. 

Item 1.  BUSINESS 

General 

USA  Truck  is  the  nation's  thirtieth  largest  truckload  carrier  based  on  2015  operating  revenue  according  to 
Transport Topics.  In 2016, the Company generated $429.1 million in operating revenue.  As of December 31, 2016, 
the  Company’s  fleet  consisted  of  1,701  tractors,  which  included  286  independent  contractor  tractors,  and  5,605 
trailers.   

USA Truck is headquartered in Van Buren, Arkansas, with Trucking facilities concentrated in the eastern half 
of the United States for density and efficiency and asset-light operations providing services throughout the United 
States.  The Company transports commodities throughout the contiguous United States and into and out of portions 
of  Canada.    USA  Truck  also  transports  general  commodities  into  and  out  of  Mexico  by  offering  through-trailer 
service  from  its  terminal  in  Laredo,  Texas.    In  addition  to  truckload  and  dedicated  freight  service  offerings,  the 
Company provides freight brokerage and rail intermodal service offerings through its logistics segment, which was 
rebranded during the first quarter of 2016 as USAT Logistics.  This segment was formerly referred to as Strategic 
Capacity Solutions, or “SCS”.   

The Company has two reportable segments: (i) Trucking, consisting of the Company’s truckload and dedicated 
freight service offerings and (ii) USAT Logistics, consisting of the Company’s freight brokerage and rail intermodal 
service  offerings.    The  Company’s  truckload  segment  transports  customer  freight  over  irregular  routes  utilizing 
equipment  owned  by  either  the  Company  or  independent  contractors  as  a  medium-  to  long-haul  common  carrier.  
Our dedicated freight services provide similar freight transport services, but do so pursuant to agreements whereby 
the  Company  makes  equipment  available  to  a  specific  customer  for  shipments  over  particular  routes  at  specified 
times.  USAT Logistics provides services which complement USA Truck’s Trucking services.  USAT Logistics has 
represented  approximately  30%  of  USA  Truck’s  consolidated  operating  revenue  in  each  of  the  past  three 
consecutive years and our goal is to grow it to a run rate of approximately 45% of consolidated operating revenue by 
the  end  of  2017.    Financial  information  regarding  these  segments  and  assets  and  revenues  relating  to  foreign 
operations is provided in the notes to the consolidated financial statements in Part II, Item 8 of this Form 10-K. 

Turnaround Plan  

In January 2017, USA Truck appointed a new Chief Executive Officer, James Reed, and appointed Jim Craig as 
Executive Vice President Chief Commercial Officer, in addition to his role as President USAT Logistics.  Martin 
Tewari  continues  to  lead  our  Trucking  operations  as  President  Trucking.    Through  the  realignment  of  its  senior 
management  team,  the  Company  believes  that  it  will  be  better  able  to  execute  profit  improvement  initiatives  and 
develop  a  strong  focus  on  capitalizing  growth  opportunities  that  are  expected  to  drive  greater  value  for  the 
Company’s  stockholders.    During  2016,  the  loss  of  several  customers,  driver  retention  challenges,  and  lower 
seasonal freight volumes, combined with an unfavorable rate environment and a higher number of unseated tractors, 
produced disappointing results in both of the Company’s operating segments.  The Company remains committed to 
its turnaround plan, which has the following main components:  

Profitable Revenue Growth.  During 2017, the Company intends to focus on profitable revenue growth in both 

of its segments. 

  Growth  of  Trucking  revenue:    The  combination  of  lower  demand  and  excess  industry-wide  trucking 
capacity led to pressure on volumes and freight rates throughout 2016.  Customer bid activity trends during 
the  first  half  of  2016  were  mixed,  as  some  customers  took  advantage  of  the  favorable  shorter-term  rate 
trends  to  the  detriment  of  carriers.    Based  on  these  factors,  our  base  revenue  per  loaded  mile  decreased 
year-over-year  by  7.4%.    The  Company  believes  its  rates  are  below  its  peers  and  there  is  significant 
opportunity for improvement, principally due to improvements in its operations and service levels as well 
as  in the second half of 2017, when capacity is expected to tighten with the scheduled implementation of 
the  electronic  logging  device  (“ELD”)  regulatory  mandate  in  December  2017.    Moving  into  2017, 

2 
 
 
 
 
 
 
 
 
 
 
 
 
management  expects  to  continue  refining  the  Company’s  freight  network  toward  a  more  optimal  mix  of 
lanes and markets in its Trucking business, work toward seating a higher percentage of the Company’s fleet 
and  growing  the  independent  contractor  fleet,  and  focus  on  improving  rates,  all  with  the  goal  of  better 
utilizing Company tractors and improving key operating metrics.   

  Growth  of  USAT  Logistics  market  share:  USAT  Logistics  captured  market  share  during  2016,  as 
demonstrated by load count despite a soft market, by implementing new client- and carrier-focused roles, 
and  increased  its  load  count  by  approximately  3%  year-over-year  while  maintaining  its  gross  margin 
percentage.  The Company launched several initiatives it expects will drive further market share expansion, 
including  the  introduction  of  an  outside  sales  agent  program,  growing  its  trailer-on-flatcar  offering  to 
specific  strategic  markets,  the  creation  of  USAT  Logistics  de  Mexico,  and  growing  its  Plus  Power  fleet.  
The  Company  intends  to  aggressively  pursue  opportunities  in  this  segment  and  grow  the  percentage  of 
revenue attributable to the asset-light marketplace throughout 2017, with a goal of growing it to a run rate 
of approximately 45% of consolidated operating revenues by the end of 2017. 

Operational  Execution  and  Cost  Effectiveness.    During  2016,  the  Company  continued  to  focus  on  improving 
customer service and reducing controllable costs, particularly for Trucking maintenance expense.  Attention to these 
items will be accentuated during 2017 with greater internal accountability measures and focus on timely delivery of 
objectives.  The initiatives undertaken by the Company during 2016 include: 

  Disposal of high cost equipment  The Company-owned tractor fleet was reduced by approximately 150 or 
10% year over year to match capacity demand, and to bring the trailer to tractor ratio closer to 3:1.  This 
reduction in fleet contributed to improved utilization and greater mileage for our professional drivers.  The 
Company expects to take delivery of approximately 40 tractors in 2017 and plans to defer any future tractor 
purchases until industry conditions improve. 

  Focus  on  cost  control  The  Company  continued  transitioning  maintenance  costs  from  fixed  to  variable 
while identifying additional opportunities to reduce controllable costs.  Building upon the closure of four 
maintenance  facilities  over  the  last  two  years,  the  Company  outsourced  a  significant  portion  of  its  direct 
repair  and  maintenance  spend,  including  its  entire  mounted  tire  program.    In  addition,  USA  Truck 
restructured its road assistance program to reduce costs and increase reliability, which included eliminating 
unnecessary  call  fees,  making  better  use  of  engine  diagnostics  capabilities  and  offering  better  service  to 
drivers.  The restructured road assistance program contributed to a $1.7 million improvement in operations 
and  maintenance  expense  in  the  fourth  quarter  of  2016  as  compared  to  the  fourth  quarter  of  2015.    The 
Company still maintains a small footprint of strategic shops with a focus on preventative maintenance and 
equipment sales preparation with the goal of further reducing maintenance costs.  With respect to overhead, 
USA Truck implemented a further reduction in force and decided not to fill certain open positions and has 
taken  additional  steps  in  the  first  quarter  of  2017  that  the  Company  expects  will  decrease  ongoing  fixed 
costs.  USAT Logistics reconfigured its regional center network in the fourth quarter of 2016, converting 
several  smaller  offices  to  sales  offices,  supported  operationally  by  larger  regional  centers.    This 
restructuring in USAT Logistics is expected to reduce annual fixed costs by $0.6 million while maintaining 
revenue contribution from those smaller offices. 

Operations  

The Company focuses marketing efforts on customers who have consistent shipping needs within USA Truck’s 
primary operating areas which are predominantly located in the eastern half of the United States.  Over 90% of the 
Company’s  top  100  customers  utilized  more  than  one  of  the  Company’s  service  offering  in  2016.    This  focused 
operating  area  for  Trucking,  nationwide  service  for  USAT  Logistics,  and  cross-marketing  of  service  offerings 
permits the strategic positioning of available equipment and allows the Company to provide its customers with a full 
array of supply chain transportation solutions.  In addition, USA Truck team members have cultivated a thorough 
understanding  of  the  needs  of  shippers  in  key  industries.    The  Company  believes  this  helps  it  develop  long-term, 
service-oriented relationships with its customers. 

USA Truck has a diversified freight and customer base.  During 2016, the Company’s largest 5, 10, 25 and 50 
customers comprised approximately 29%, 40%, 57% and 72% of its operating revenue, respectively.  The Company 
provided  service  to  more  than  900  customers  in  2016  across  all  USA  Truck  service  offerings.    The  Company 
believes its broad customer base has allowed it to remain appropriately diversified, as no single customer generated 
more than 10% of the Company’s revenue in 2016. 

3 
 
 
 
 
 
 
 
 
 
While the Company prefers direct relationships with customers, obtaining shipments through other providers of 
transportation or logistics services is a significant opportunity.  Securing freight through a third party enables USA 
Truck to provide services for high-volume shippers to which it might not otherwise have access because many of 
these shippers require their carriers to conduct business with their designated third party logistics provider. 

Customers are billed at or shortly after delivery.  During 2016, receivables collection averaged approximately 
47 days from the billing date, compared to an average of approximately 38 days and 44 days during 2015 and 2014, 
respectively.    The  increase  in  days  to  collection  resulted  in  part  to  customer  requests  for  longer  payment  terms 
during the 2016 bid season. In addition, a few of the Company’s larger customers extended their payment terms to 
60 days and greater.  A primary goal of management is to reduce the number of days from billing to collection.   

The Company primarily operates in the United States and provides services into and out of Mexico and Canada.  
Most of the Company’s operating revenue is generated from within the eastern half of the United States.  During 
2016,  2015  and  2014  approximately  9%,  8%  and  10%,  respectively,  of  the  Company’s  operating  revenue  was 
generated in Mexico and Canada.  All foreign revenue is collected in United States dollars.  All Company-owned 
tractors are domiciled in the United States.  The Company does not separately track domestic and foreign long-lived 
assets,  providing  such  information  would  not  be  meaningful  to  the  business.    Substantially  all  of  the  Company’s 
long-lived assets are, and have been for the last three fiscal years, located within the United States. 

The  Company’s  Trucking  segment  is  supported  primarily  by  driver  managers,  load  planners  and  customer 
service representatives.  These teams monitor the location of equipment and direct its movement in a safe, efficient 
and practicable  manner.  Each driver manager supervises assigned professional drivers and is the primary contact 
with the professional drivers.  Load planners assign all available units and loads in a manner intended to maximize 
profit  and  minimize  costs.    Customer  service  representatives  work  to  fulfill  shippers’  needs,  solicit  freight,  and 
ensure on-time delivery by monitoring loads.  The Company makes trucks available for dispatch, selecting freight 
with a network and yield management focus, and efficiently matches that freight to available truck capacity, all of 
which the Company strives to achieve without sacrificing customer service, equipment utilization, driver retention 
or safety. 

The  USAT  Logistics  segment  has  a  network  of  both  regional  and  sales  offices  located  throughout  the 
continental  United  States.    We  believe  that  regionalization  allows  greater  market  insight  and  strengthens 
relationships  with  customers  while  capitalizing  on  the  skills  of  the  leaders  managing  these  centers.    The  specific 
locations of  branch offices  are  selected  for the  availability  of  talent  in  those  markets.   USAT  Logistics  employed 
approximately  110  people  as  of  December  31,  2016.    Most  of  the  USAT  Logistics  team  interacts  directly  with 
customers  and  carriers,  matching  customers’  freight  needs  with  available  third-party  capacity  in  the  marketplace.  
USAT  Logistics  also  has  staff  that  screen,  validate  and  select  third-party  carriers  that  are  used  to  transport  the 
freight. 

Revenue Equipment  

We  operate  a  modern  Company  tractor  fleet  to  help  attract  drivers,  promote  safe  operations,  and  reduce 
maintenance and repair costs.  The following table shows the age of the Company owned and leased tractors and 
trailers as of December 31, 2016: 

Model Year: 

Tractors(1)(2) 

Trailers 

2017 ...........................................................................................................
2016 ...........................................................................................................
2015 ...........................................................................................................
2014 ...........................................................................................................
2013 ...........................................................................................................
2012 ...........................................................................................................
2011 ...........................................................................................................
2010 ...........................................................................................................
2009 ...........................................................................................................
2008 ...........................................................................................................
2007 ...........................................................................................................
2006 ...........................................................................................................
2005 and earlier .......................................................................................
Total .....................................................................................................

310
400 
298 
249 
158 
-- 
-- 
-- 
-- 
-- 
-- 
-- 
-- 
1,415

847
1,543 
498 
400 
298 
-- 
-- 
392 
431 
557 
567 
50 
22 
5,605

4 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(1)  Excludes 286 independent contractor tractors. 
(2)  Includes 377 tractors financed by operating leases and 542 tractors financed by capital leases. 

The Company expects the average age of its tractor fleet to be approximately 2.7 years by the end of 2017.  The 
Company’s  equipment  purchase  and  replacement  decisions  are  based  on  a  number  of  factors,  including  but  not 
limited to, new equipment prices, the used equipment market, demand for freight services, prevailing interest rates, 
technological  improvements,  regulatory  changes,  cost  per  mile,  fuel  efficiency,  equipment  durability,  equipment 
specifications  and  driver  comfort.    Therefore,  depending  on  the  circumstances,  the  Company  may  accelerate  or 
delay the acquisition and disposition of its tractors or trailers from time to time. 

During 2016, the Company downsized the Company-owned tractor fleet by disposing of its oldest model year 
units, resulting in a net decrease of approximately 150 tractors.  Goals of this initiative were to further improve fuel 
economy, reduce maintenance costs and improve the reliability of the Company’s equipment for the benefit of its 
professional drivers and customers.   

To simplify driver and mechanic training, control the cost of spare parts and tire inventory and provide for a 
more  efficient  vehicle  maintenance  program,  the  Company  purchases  tractors  and  trailers  manufactured  to  its 
specifications.    The  Company  has  in  place  a  preventive  maintenance  program  intended  to  minimize  equipment 
downtime and enhance sale or trade-in values.  

The  Company  finances  the purchase  of  revenue  equipment  through  its  cash  flows  from  operations, revolving 
credit agreement, capital lease arrangements, operating lease agreements and proceeds from sales or trades of used 
equipment.    Substantially  all  of  the  Company’s  tractors  and  trailers  are  pledged  to  secure  its  obligations  under 
financing arrangements. 

During  2016,  all  Company  and  independent  contractor  tractors  were  equipped  with  PeopleNet  in-cab 
technology, enabling two-way communications between the Company and its drivers, through both standardized and 
freeform  messaging,  including  electronic  logging.    The  Company  has  proactively  installed  ELDs  on  100%  of  its 
tractor fleet.  This technology enables USA Truck to dispatch drivers efficiently in response to customers’ requests, 
to  provide  real-time  information  to  customers  about  the  status  of  their  shipments  and  to  provide  documentation 
supporting  accessorial  charges.    Accessorial  charges  are  charges  to  customers  for  additional  services  such  as 
loading,  unloading  or  equipment  delays.    In  addition,  the  Company  utilizes  satellite-based  equipment  tracking 
devices and cargo sensors on virtually all of its trailers.  These tracking devices provide the Company with visibility 
on the locations and load status of its trailers. 

Safety and Risk Management 

The  Company  emphasizes  safe  work  habits  as  a  core  value  throughout  the  entire  organization,  and  provides 
proactive  training  and  education  relating  to  safety  concepts,  processes  and  procedures.    The  Company  conducts 
pre-employment, random, reasonable suspicion and post-accident alcohol and substance abuse testing in accordance 
with the Department of Transportation (“DOT”) regulations and the Company’s own policies. 

Safety training for new drivers begins in orientation, when newly hired team members are taught safe driving 
and work techniques that emphasize the Company’s commitment to safety.  Upon completion of orientation, new 
student  drivers  are  required  to  undergo  on-the-road  training  for  four  to  six  weeks  with  experienced  commercial 
motor  vehicle  drivers  who  have  been  selected  for  their  professionalism  and  commitment  to  safety  and  who  are 
trained to communicate safe driving techniques to new drivers.  New drivers who graduate from the program must 
also  successfully  complete  post-training  classroom  and  road  testing  before  being  assigned  to  their  own  tractor.  
Additionally, all Company drivers participate in on-going training that focuses on collision and injury prevention, 
among other safety concepts. 

The  primary  risks  for  which  the  Company  is  insured  are  cargo  loss  and  damage,  general  liability,  personal 
injury, property damage, workers’ compensation and employee medical expenses.  USA Truck also self-insures for 
a portion of claims exposure in each of these areas.  The Company’s self-insurance retention levels are $0.5 million 
for workers’ compensation claims per occurrence, $0.05 million for cargo loss and damage claims per occurrence 
and $1.0 million for bodily injury and property damage claims per occurrence.  For medical benefits, the Company 
self-insures up to $0.25 million per plan participant per year with an aggregate claim exposure limit determined by 
the Company’s year-to-date claims experience and its number of covered team members.  The Company maintains 
insurance above the amounts for which it self-insures, subject to certain limits, with licensed insurance carriers.  The 
Company has excess general, auto and employer’s liability coverage in amounts substantially exceeding minimum 

5 
 
 
 
 
 
 
 
 
 
 
legal  requirements.  The  Company  is  completely  self-insured  for  physical  damage  to  its  own  tractors  and  trailers, 
except that the Company carries catastrophic physical damage coverage to protect against natural disasters. 

Although  the  Company  believes  the  aggregate  insurance  limits  should  be  sufficient  to  cover  reasonably 
expected claims, it is possible that one or more claims could exceed the Company’s aggregate coverage limits.  An 
unexpected loss or changing conditions in the insurance market could adversely affect premium levels.  As a result, 
the Company’s insurance and claims expense could increase, or USA Truck could raise its self-insured retention or 
decrease  the  Company’s  aggregate  coverage  limits  when  its  policies  are  renewed  or  replaced.    If  these  costs 
increase, if reserves are increased, if claims in excess of coverage limits are experienced, or if a claim is experienced 
where coverage is not provided, the Company’s results of operations and financial condition in any one quarter or 
annual period could be materially and adversely affected.   

Team Members  

As  of  December  31,  2016,  the  Company  had  approximately  2,000  team  members,  of  which  about  72%  were 
Company  drivers.    No  team  members  are  subject  to  union  contracts  or  part  of  a  collective  bargaining  unit.    The 
Company believes team member relations to be good. 

Recruitment, training, and retention of a professional driver workforce, the Company’s most valuable asset, are 
essential  to  the  Company’s  continued  growth  and  fulfillment  of  customer  needs.    USA  Truck  hires  qualified 
professional  drivers  who  hold  a  valid  commercial  driver’s  license,  satisfy  applicable  federal  and  state  safety 
performance  and  measurement  requirements,  and  meet  USA  Truck’s  hiring  parameters.    These  guidelines  relate 
primarily to safety history, road test evaluations, and various other evaluations, which include physical examinations 
and mandatory drug and alcohol testing.  In order to attract and retain safe drivers who are committed to customer 
service  and  safety,  the  Company  focuses  its  operations  for  drivers  around  a  collaborative  and  supportive  team 
environment.    The  Company  provides  comfortable,  late  model  equipment,  direct  communication  with  senior 
management,  competitive  wages  and  benefits,  and  other  incentives  intended  to  encourage  driver  safety,  retention, 
and long-term employment.  The Company values its relationship with its drivers and structures its driver retention 
model with a focus on a long-term career with USA Truck.  Drivers are compensated on a per mile basis, based on 
the  length  of  haul  and  a  predetermined  number  of  miles.    Drivers  are  also  compensated  for  accessorial  services 
provided  to  customers.    Drivers  and  other  employees  are  encouraged  to  participate  in  the  Company’s  401(k) 
program,  and  Company-sponsored  health,  life,  and  dental  plans.    The  Company  believes  these  factors  help  in 
attracting, recruiting, and retaining professional drivers in a competitive driver market.  

Independent Contractors 

In addition to Company drivers, USA Truck enters into contracts with independent contractors, who provide a 
tractor  and  a  driver  and  are  responsible  for  all  operating  expenses  in  exchange  for  a  fixed  rate  per  mile.    As  of 
December  31,  2016,  the  Company  had  contracts  with  286  independent  contractors,  which  was  an  8.3%  increase 
compared to the prior year end.  The Company intends to further increase the size of its independent contractor fleet 
to approximately 20% to 25% of its fleet in 2017. 

Competition 

The trucking industry includes both private fleets and for-hire carriers.  Private fleets consist of trucks owned 
and  operated  by  shippers  that  move  their  own  goods. 
  For-hire  carriers  include  both  truckload  and 
less-than-truckload operations.  The for-hire segment is highly competitive and includes thousands of carriers, none 
of which dominates the market.  This segment is characterized by many small carriers having revenues of less than 
$1 million per year and as few as one truck and relatively few carriers with revenues exceeding $100 million per 
year.   

USA Truck competes primarily with other truckload carriers, private fleets and, to a lesser extent, railroads and 
less-than-truckload carriers.  The principal competitive factors in the truckload segment of the industry are service 
and  price,  with  rate  discounting  becoming  particularly  important  during  economic  downturns  or  periods  of 
uncertainty.  USA Truck’s focus is to differentiate itself primarily on the basis of service rather than rates.  Although 
an  increase  in  the  size  of  the  market  would  benefit  all  truckload  carriers,  management  believes  that  successful 
carriers are likely to grow by offering additional services to its customers based on customer needs and acquiring a 
greater market share. 

6 
 
 
 
 
 
 
 
 
 
 
 
Environmental Regulation  

In 2011, the National Highway Traffic Safety Administration (“NHTSA”) and the EPA adopted final rules that 
established the first-ever fuel economy and greenhouse gas standards for medium- and heavy-duty vehicles.  These 
standards apply to model years 2014 to 2018, which are required to achieve an approximate 20 percent reduction in 
fuel  consumption  by  2018,  which  equates  to  approximately  four  fewer  gallons  of  fuel  used  for  every  100  miles 
traveled.  In 2016 the EPA adopted new stricter greenhouse gas standards that will apply to trailers beginning with 
model  year  2018  and  tractors  beginning  with  model  year  2021.    The  NHTSA  additionally  adopted  stricter  fuel 
consumption  standards  in  2016  with  voluntary  standards  beginning  with  model  year  2018  trailers  and  mandatory 
standards  beginning  with  model  year  2021  trailers.      The  Company  believes  these  requirements  could  result  in 
increased  new  tractor  prices  and  additional  parts  and  maintenance  costs  incurred  to  retrofit  its  tractors  with 
technology  to  achieve  compliance  with  such  standards,  which  could  adversely  affect  its  operating  results  and 
profitability,  particularly  if  such  costs  are  not  offset  by  potential  fuel  savings.    The  Company  cannot  predict, 
however, the extent to which its operations and productivity will be impacted.  

The California Air Resources Board ("CARB") also adopted emission control regulations that will apply to all 
heavy-duty  tractors  that  pull  53-foot  or  longer  box-type  trailers  within  the  State  of  California.   The  tractors  and 
trailers  subject  to  these  CARB  regulations  must  be  either  EPA  SmartWay  certified  or  equipped  with  low-rolling 
resistance  tires  and  retrofitted  with  SmartWay-approved  aerodynamic  technologies.   The  Company  currently 
purchases Smart Way certified equipment in its new tractor and trailer acquisitions.  Enforcement of these CARB 
regulations for 2011 model year equipment began in January 2010 and will be phased in over several years for older 
equipment.  In addition, in February 2017 CARB proposed California phase 2 standards that generally align with the 
federal standards that apply to model year 2018 to 2021 tractors, with some minor additional requirements, and as 
proposed  would  stay  in  place  even  if  the  federal  standards  are  affected  by  action  from  the  Trump 
administration.   We  will  continue  monitoring  our  compliance  with  the  CARB  regulations.   Federal  and  state 
lawmakers  also  have  proposed  potential  limits  on  carbon  emissions  under  a  variety  of  climate-change 
proposals.  Compliance with such regulations has increased the cost of our new tractors, may increase the cost of 
any new trailers that will operate in California, may require us to retrofit certain of our pre-2011 model year trailers 
that operate in California, and could impair equipment productivity and increase our operating expenses, including 
with respect to our Plus Power fleet.  These adverse effects, combined with the uncertainty as to the reliability of the 
newly  designed  diesel  engines  and  the  residual  values  of  these  vehicles,  could  materially  increase  our  costs  or 
otherwise adversely affect our business or operations. 

Other Regulation   

The  Company’s  operations  are  regulated  and  licensed  by  various  United  States  federal  and  state,  Canadian 
provincial,  and  Mexican  federal  agencies.  Interstate  motor  carrier  operations  are  subject  to  safety  requirements 
prescribed by the DOT.  Matters such as weight and equipment dimensions are also subject to United States federal 
and state regulation and Canadian provincial regulations.  The Company operates in the United States pursuant to 
operating authority granted by the DOT, in various Canadian provinces pursuant to operating authority granted by 
the Ministries of Transportation and Communications in such provinces, and within Mexico pursuant to operating 
authority  granted  by  Secretaria  de  Comunicaciones  y  Transportes.    To  the  extent  that  the  Company  conducts 
operations outside the United States, it is subject to the Foreign Corrupt Practices Act, which prohibits United States 
companies and their intermediaries from bribing foreign officials for the purpose of obtaining or retaining favorable 
treatment.   

The DOT, through the Federal Motor Carrier Safety Administration (the “FMCSA”), imposes safety and fitness 
regulations on the Company and its drivers, including rules that restrict driver hours-of-service.  In December 2011, 
the FMCSA published its 2011 Hours-of-Service Final Rule (the “2011 Rule”).  The 2011 Rule requires drivers to 
take  30-minute  breaks  after  eight  hours  of  consecutive  driving  and  reduces  the  total  number  of  hours  a  driver  is 
permitted to work during each week from 82 hours to 70 hours.  The 2011 Rule provides that the 34-hour restart 
may only be used once per week and must include two rest periods between one a.m. and five a.m. (together, the 
“2011 Restart Restrictions”). 

In  December  2014,  the  2015  Omnibus  Appropriations  bill  was  signed  into  law.   Among  other  things,  the 
legislation  provided  temporary  relief  from  the  2011  Restart  Restrictions  while  the  FMCSA  conducted  a  study  to 
determine whether such restrictions had a positive result on driver safety (the “Study”), and essentially reverted to 
the more straightforward 34-hour restart rule that was in effect before the 2011 Rule became effective.  In December 
2016,  a  short-term  funding  bill  was  signed  into  law  that  directly  ties  the  reinstatement  of  the  2011  Restart 
Restrictions  to  the outcome  of  the Study  and  requires  the  Study  to  demonstrate  that  the 2011  Restart  Restrictions 

7 
 
 
 
 
 
 
 
offer a “statistically significant improvement” in safety related matters in order for the 2011 Restart Restrictions to 
be reinstated. If the 2011 Restart Restrictions are reinstated, the Company may experience a decrease in production 
similar to that experienced during 2013 and 2014 when the 2011 Restart Restrictions were in effect. 

There are two methods of evaluating the safety and fitness of carriers.  The first method is the application of a 
safety rating that is based on an onsite investigation and affects a carrier’s ability to operate in interstate commerce. 
The Company currently has a satisfactory DOT safety rating under this method, which is the highest available rating 
under the current safety rating scale.  If the Company were to receive a conditional or unsatisfactory DOT safety 
rating,  it  could  adversely  affect  the  Company’s  business,  as  some  of  its  existing  customer  contracts  require  a 
satisfactory DOT safety rating.  In January 2016, the FMCSA published a Notice of Proposed Rulemaking outlining 
a  revised  safety  rating  measurement  system,  which  would  replace  the  current  methodology.    Under  the  proposed 
rules, the current three safety ratings of “satisfactory,” “conditional,” and “unsatisfactory” would be replaced with a 
single  safety  rating  of  “unfit.”    Moreover,  data  from  roadside  inspections  and  the  results  from  all  investigations 
would be used to determine a carrier’s fitness on an ongoing basis.  This would replace the current methodology of 
determining  a  carrier’s  fitness  based  solely  on  infrequent  comprehensive  onsite  reviews.  The  proposed  rules 
underwent  a  90-day  public  comment  period,  which  led  to  a  determination  by  the  FMCSA  that  a  Supplemental 
Notice of Proposed Rulemaking would be necessary in 2017.  It is therefore uncertain when or if a final rule could 
be published or whether the rule will become subject to further legislative reviews and delays.   

In addition to the safety rating system, the FMCSA has adopted the Compliance Safety Accountability program 
(“CSA”)  as  an  additional  safety  enforcement  and  compliance  model  that  evaluates  and  ranks  fleets  on  certain 
safety-related  standards.    The  CSA  program  analyzes  data  from  roadside  inspections,  moving  violations,  crash 
reports from the last two years, and investigation results.  The data is organized into seven categories.  Carriers are 
grouped by  category  with other  carriers  that  have  a similar number  of  safety  events (e.g.,  crashes,  inspections, or 
violations)  and  carriers  are  ranked  and  assigned  a  rating  percentile  to  prioritize  them  for  interventions  if  they  are 
above a certain threshold.  Currently, these scores do not have a direct impact on a carrier’s safety rating.  However, 
the  occurrence  of  unfavorable  scores  in  one  or  more  categories  may  (i)  affect  driver  recruiting  and  retention  by 
causing high-quality drivers to seek employment with other carriers, (ii) cause the Company’s customers to direct 
their business away from the Company and to carriers with higher fleet safety rankings (iii), subject the Company to 
an  increase  in  compliance  reviews  and  roadside  inspections,  or  (iv)    cause  the  Company  to  incur  greater  than 
expected expenses in its attempts to improve unfavorable scores, any of which could adversely affect the Company’s 
results of operations and profitability. 

Under CSA, these scores were initially made available to the public in five of the seven categories.  However, 
pursuant  to  the  Fixing  America’s  Surface  Transportation  Act,  which  was  signed  into  law  in  December  2015,  the 
FMCSA is required to remove from public view the previously available CSA scores while it reviews the reliability 
of the scoring system.  During this period of review by the FMCSA, the Company will continue to have access to its 
own  scores  and  will  still  be  subject  to  intervention  by  the  FMCSA  when  such  scores  are  above  the  intervention 
thresholds.  The Company continues to maintain a satisfactory rating with the DOT, and will continue to promote 
improvement  of  scores  in  all  seven  categories  with  ongoing  reviews  of  all  safety-related  policies,  programs  and 
procedures for their effectiveness.  

In 2015, the FMCSA issued final rules that would require nearly all carriers, including the Company, to install 
ELDs  in  their  tractors  to  electronically  monitor  truck  miles  and  enforce  hours-of-service.    The  final  rule  was 
published in December 2015, and requires the use of ELDs by nearly all carriers by December 2017.  The Company 
has proactively installed ELDs on 100% of its tractor fleet.   

In  the  aftermath  of  the  September  11,  2001  terrorist  attacks,  federal,  state  and  municipal  authorities 
implemented and continue to implement various security measures, including checkpoints and travel restrictions on 
large  trucks.    The  Transportation  Security  Administration  (the  “TSA”)  has  adopted  regulations  that  require 
determination by the TSA that each driver who applies for or renews his license for carrying hazardous materials is 
not a security threat. 

In November 2015, the FMCSA published its final rule related to driver coercion, which took effect in January 
2016.  Under this rule, carriers, shippers, receivers, or transportation intermediaries that are found to have coerced 
drivers to violate certain FMCSA regulations (including hours-of-service rules) may be fined up to $16,000 for each 
offense.   

8 
 
 
 
 
 
 
 
 
 
 
In August 2016, the NHTSA and FMCSA published a Notice of Proposed Rulemaking proposing to establish 
regulations  requiring  a  speed  limiting  device  on  trucks  with  a  gross  vehicle  weight  over  26,000  pounds  to  cap 
maximum truck speeds at 60, 65 or 68 mph.  The proposed rules underwent a 90-day public comment period ending 
in December 2016, but no further action has been announced.  Because the proposed rules could become subject to 
further legislative reviews and delays, it is uncertain if or when these proposed rules could take effect.  If these rules 
become  effective,  it  could  result  in  a  decrease  in  fleet  production,  which  could  adversely  affect  the  Company’s 
results of operations and profitability. 

In  December  2016,  FMCSA  and  DOT  published  the  Commercial  Driver’s  License  Drug  and  Alcohol 
Clearinghouse rule as mandated by the Moving Ahead for Progress in the 21st Century Act.  The rule establishes 
and  mandates  a  query  to  the  Clearinghouse  by  employers  and  prospective  employers  to  determine  if  current  or 
prospective drivers have had any drug/alcohol positives or refusals.  The rule went into effect in January 2017 and 
mandates  compliance  by  January  2020  to  allow  time  for  the  design  and  implementation  of  the  clearinghouse  IT 
systems.    When  compliance  becomes  mandatory,  it  could  result  in  a  decrease  in  driver  availability  and  adversely 
affect the Company’s operations.  

For  further  discussion  regarding  such  laws  and  regulations,  refer  to  the  “Risk  Factors”  section  under  Part  1, 

Item 1A of this Form 10-K. 

Seasonality 

In  the  trucking  industry,  revenue  has  historically  followed  a  seasonal  pattern  for  various  commodities  and 
customer  businesses.    Peak  freight  demand  has  historically  occurred  in  the  months  of  September,  October  and 
November.    After  the  December  holiday  season  and  during  the  remaining  winter  months,  freight  volumes  are 
typically lower as many customers reduce shipment levels.  Operating expenses have historically been higher in the 
winter  months  due  primarily  to  decreased  fuel  efficiency,  increased  cold  weather-related  maintenance  costs  of 
revenue  equipment  and  increased  insurance  and  claims  costs  attributed  to  adverse  winter  weather  conditions.  
Revenue  can  also  be  impacted  by  weather,  holidays  and  the  number  of  business  days  that  occur  during  a  given 
period, as revenue is directly related to the available working days of shippers.  

Available Information 

USA  Truck  was  incorporated  in  Delaware  in  September  1986  as  a  wholly  owned  subsidiary  of  ABF  Freight 
System, Inc., and was purchased by management in December 1988.  The initial public offering of the Company’s 
common stock was completed in March 1992. 

The Company’s principal offices are located at 3200 Industrial Park Road, Van Buren, Arkansas 72956, and its 

telephone number is (479) 471-2500. 

The  Company  maintains  a  website  where  additional  information  regarding  USA  Truck’s  business  and 
operations  may  be  found.    The  website  address  is  www.usa-truck.com.    The  website  provides  certain  investor 
information available free of charge, including the Company’s Annual Report on Form 10-K, Quarterly Reports on 
Form 10-Q, Current Reports on Form 8-K, stock ownership reports filed under Section 16 of the Exchange Act, and 
any  amendments  to  such  reports  filed  or  furnished  pursuant  to  Section  13(a)  or  15(d)  of  the  Exchange  Act.    The 
website  also  includes  Interactive  Data  Files  required  to  be  posted  pursuant  to  Rule  405  of  SEC  Regulation  S-T.  
Information provided on the Company website is not incorporated by reference into this Form 10-K, and you should 
not consider information on our website to be part of this Form 10-K. 

ITEM 1A.   RISK FACTORS 

The following risks and uncertainties may cause our actual results, business, financial condition and cash flows 
to differ from those anticipated in the forward-looking statements included in this Form 10-K.  You should not place 
undue reliance on forward-looking statements made herein because such statements speak only to the date they were 
made.  We undertake no obligation or duty to revise or update any forward-looking statements contained herein to 
reflect  subsequent  events  or  circumstances  or  the  occurrence  of  unanticipated  events,  except  as  required  by  law.  
Also refer to the Cautionary Note Regarding Forward-Looking Statements in Part I of this Form 10-K. 

9 
 
 
 
 
 
 
 
 
 
 
 
 
Our business is subject to general economic, credit, and business factors affecting the trucking industry that are 
largely out of our control, any of which could have a material adverse effect on our operating results. 

The truckload industry is highly cyclical, and our business is dependent on a number of factors that may have a 
materially adverse effect on our results of operations, many of which are beyond our control.  We believe that some 
of  the  most  significant  of  these  factors  include  (i)  excess  tractor  and  trailer  capacity  in  the  trucking  industry  in 
comparison with shipping demand; (ii) declines in the resale value of used equipment, (iii) strikes, work stoppages, 
or  work  slowdowns  at  our  facilities  or  at  customer,  port,  border  crossing,  or  other  shipping-related  facilities;  (iv) 
increases in interest rates, fuel taxes, tolls, and license and registration fees; and (v) rising costs of healthcare. 

We are affected by (i) recessionary economic cycles, such as the period from 2007 through 2009 and the 2016 
freight  environment,  which  was  characterized  by  weak  demand  and  downward  pressure  on  rates;  (ii)  changes  in 
customers’ inventory levels and in the availability of funding for their working capital; and (iii) downturns in our 
customers’ business cycles, particularly in market segments and industries, such as retail and manufacturing, where 
we have significant customer concentration, and regions of the country, such as the Midwest and Southeast, where 
we  have  a  significant  amount  of  business.  Economic  conditions  may  adversely  affect  our  customers  and  their 
demand for and ability to pay for our services. We may be required to increase our allowance for doubtful accounts 
for  customers  encountering  adverse  economic  conditions.  These  economic  conditions  may  adversely  affect  our 
ability to execute our turnaround plan.  

Economic conditions that decrease shipping demand or increase the supply of available tractors and trailers can 
exert  downward  pressure  on  rates  and  equipment  utilization,  thereby  decreasing  asset  productivity.    The  risks 
associated with these factors are heightened when the United States economy is weakened.  Some of the principal 
risks during such times, which risks we have experienced during prior recessionary periods, are as follows:  

  we may experience low overall freight levels, which may reduce our asset utilization; 

  freight  patterns  may  change  as  supply  chains  are  redesigned,  resulting  in  an  imbalance  between  our 

capacity and our customers’ freight demand; 

  customers may bid out freight or select competitors that offer lower rates in an attempt to lower their costs, 

and we might be forced to lower our rates or lose freight; 

  we may be forced to accept more loads from freight brokers, where freight rates are typically lower, or may 

be forced to incur more non-revenue generating miles to obtain loads; and 

 

lack of access to current sources of capital, leading to an inability to secure financing on satisfactory terms, 
or at all. 

We are subject to cost increases that are outside our control that could materially reduce our profitability if we 
are  unable  to  increase  our  rates  sufficiently.    Such  costs  include,  but  are  not  limited  to,  increases  in  fuel  prices, 
driver and office employee wages, purchased transportation costs, taxes, interest rates, tolls, license and registration 
fees, insurance and claims, revenue equipment and related maintenance, tires and other components, and healthcare 
and  other  benefits  for  our  employees.    Further,  we  may  not  be  able  to  appropriately  adjust  our  costs  to  changing 
market demands. In order to maintain high variability in our business model, it is necessary to adjust staffing levels 
to  changing  market  demands.  In  periods  of  rapid  change,  it  is  more  difficult  to  match  our  staffing  level  to  our 
business needs. 

 Changing  impacts  of  regulatory  measures  could  adversely  impact  our  operating  efficiency  and  productivity, 
decrease our operating revenues and profitability, and result in higher operating costs.  In addition, declines in the 
resale value of revenue equipment can also affect our profitability and cash flows.  From time to time, various U.S.  
federal, state, or local taxes could also increase, including taxes on fuels.  We cannot predict whether, or in what 
form, any such increase applicable to us will be enacted, but such an increase could adversely affect our results of 
operations. 

In addition, we cannot predict future economic conditions, fuel price fluctuations, or how consumer confidence 
could be affected by actual or threatened armed conflicts or terrorist attacks, government efforts to combat terrorism, 
military  action  against  a  foreign  state  or  group  located  in  a  foreign  state,  or  heightened  security  requirements.  
Enhanced security measures in connection with such events could impair our operating efficiency and productivity 
and result in higher operating costs.   

10 
 
 
 
 
 
 
 
 
 
 
 
 
We operate in a highly competitive and fragmented industry, and numerous competitive factors could impair our 
ability to improve our results of operations. 

Numerous  competitive  factors  present  in  our  industry  could  impair  our  ability  to  maintain  or  improve  our 
current profitability and could have a materially adverse effect on our results of operations.  These factors include 
the following: 

  We  compete  with  many  other  truckload  carriers  of  varying  sizes  and,  to  a  lesser  extent,  with 
less-than-truckload  carriers,  railroads,  and  other  transportation  and  logistics  companies,  many  of  which 
have access to more equipment and greater capital resources than we do. 

  Many of our competitors periodically reduce their freight rates to gain business, especially during times of 
reduced growth rates in the economy or overcapacity, which may limit our ability to maintain or increase 
freight rates or maintain significant growth in our business. 

  Some  of  our  customers  also  operate  their  own  private  trucking  fleets,  and  they  may  decide  to  transport 

more of their own freight. 

  Many customers reduce the number of carriers they use by selecting so-called "core carriers" as approved 

service providers or by engaging dedicated providers, and in some instances we may not be selected. 

  Many customers periodically accept bids from multiple carriers for their shipping needs, and this process 

may depress freight rates or result in the loss of some of our business to competitors. 

  The  trend  toward  consolidation  in  the  trucking  industry  may  create  large  carriers  with  greater  financial 
resources  and  other  competitive  advantages  relating  to  their  size,  and  we  may  have  difficulty  competing 
with these larger carriers. 

  The market for qualified drivers is increasingly competitive, and our inability to attract and retain drivers 
could  reduce  our  equipment  utilization  or  cause  us  to  increase  compensation,  both  of  which  would 
adversely affect our profitability. 

  Competition  from  non-asset-based  and  other  logistics  and  freight  brokerage  companies  may  adversely 

affect our customer relationships and freight rates. 

  Economies of scale that may be passed on to smaller carriers by procurement aggregation providers may 

improve their ability to compete with us. 

  Advances  in  technology  may  require  us  to  increase  investments  in  order  to  remain  competitive,  and  our 

customers may not be willing to accept higher freight rates to cover the cost of these investments. 

  Higher fuel prices and, in turn, higher fuel surcharges to our customers may cause some of our customers to 

consider freight transportation alternatives, including rail transportation. 

We face various risks associated with stockholder activists, which may be disruptive to our business. 

Activist  stockholders  have  in  the  past  advocated  for  certain  changes  at  USA  Truck  and  may  attempt  to  gain 
representation  on  or  control  of  our  board  of  directors,  through  a  proxy  contest  or  other  means,  the  possibility  of 
which  may  create  uncertainty  regarding  our  future.   These  perceived  uncertainties  may  make  it  more  difficult  to 
attract  and  retain  qualified  personnel,  raise  customer  concerns,  or  cause  volatility  in  the  price  of  our  common 
stock.  The presence of such activist stockholders, a potential proxy contest, or an activist stockholder lawsuit also 
may  create  a  significant  distraction  for  our  management  team  and  require  us  to  expend  significant  time  and 
resources,  depending  on  the  nature  of  the  activists’  agendas,  and  could  interfere  with  our  ability  to  execute  our 
turnaround  plan  and  other  strategic  initiatives.   Although  we  are  not  currently  aware  of  any  activist  stockholders 
who  own  a  substantial  portion  of  our  stock  at  this  time,  we  cannot  assure  you  that  we  will  be  able  to  agree  to 
favorable terms with activist stockholders that might acquire an interest in our Company. 

11 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Certain provisions of our corporate documents and Delaware law could deter acquisition proposals and make it 
difficult for a third party to acquire control of the Company.   

Provisions  in  our  Restated  and  Amended  Certificate  of  Incorporation  (“Certificate  of  Incorporation”)  may 
discourage,  delay,  or  prevent  a  change  of  control  or  changes  in  our  board  of  directors  or  management  that  our 
stockholders may consider favorable.  For example, our Certificate of Incorporation authorizes the board of directors 
to  issue  up  to  1,000,000  shares  of  “blank  check”  preferred  stock.    Without  stockholder  approval,  our  board  of 
directors  has  the  authority  to  attach  special  rights,  including  voting  and  dividend  rights,  to  this  preferred  stock, 
which could make it more difficult for a third party to acquire the Company.  Our Certificate of Incorporation also 
provides: 

  for a classified board of directors, whereby directors serve for staggered three-year terms, making it more 

difficult for a third party to obtain control of the board of directors through a single proxy contest; 

 

 

 

 

 

that vacancies on the board of directors may be filled only by the remaining directors in office, even if only 
one director remains in office; 

that directors may only be removed for “cause” and only by the affirmative vote of the holders of at least a 
majority of our outstanding common stock; 

that the affirmative vote of the holders of at least 66 2/3% of the voting power of our outstanding common 
stock  is  required  to  approve  any  merger  or  consolidation  with  any  other  business  entity  that  requires 
approval of the stockholders; 

that  stockholders  can  only  act  by  written  consent  if  such  consent  is  signed  by  the  holders  of  at  least  66 
2/3% of our outstanding common stock; and 

that each of the provisions set forth above may only be amended by the holders of at least 66 2/3% of our 
outstanding common stock. 

Our  Amended  and  Restated  Bylaws  also  require  advance  notice  of  all  stockholder  proposals,  including 
nominations for election as director, and provide that a special meeting of stockholders may be called only by the 
Chairman of the Board, the Chief Executive Officer, the President, or by a majority of the entire board of directors.  
We have in the past adopted a stockholder rights plan, which was voluntarily terminated by the board of directors in 
April  2014,  and  may  in  the  future  adopt  new  stockholder  rights  plans.    We  are  also  subject  to  the  anti-takeover 
provisions of Section 203 of the Delaware General Corporation Law.  Under these provisions, if anyone becomes an 
“interested stockholder,” we may not enter into a “business combination” with that person for three years without 
special approval, which could discourage a third party from making a takeover offer and could delay or prevent a 
change of control.  For purposes of Section 203, “interested stockholder” means, generally, someone owning 15% or 
more  of  our  outstanding  voting  stock  during  the  prior  three  years,  subject  to  certain  exceptions  as  described  in 
Section  203.    These  provisions  will  apply  even  if  the  change  may  be  considered  beneficial  by  some  of  our 
stockholders,  and  thereby  negatively  affect  the  price  that  investors  might  be  willing  to  pay  in  the  future  for  our 
common stock.  In addition, to the extent that these provisions discourage an acquisition of our Company or other 
change  of  control  transaction,  they  could  deprive  stockholders  of  opportunities  to  realize  takeover  premiums  for 
their shares of our common stock. 

We could become subject to unsolicited takeover proposals, which may be disruptive to our business.  

The  trading  price  of  our  common  stock  is  currently  at  a  level  that  we  believe  may  make  us  a  target  for  an 
unsolicited takeover proposal.  We have in the past been subject to unsolicited takeover proposals and could become 
subject  to  such  proposals  in  the  future.    Responding  to  such  proposals,  exploring  the  availability  of  alternative 
transactions  that  reflect  our  full  intrinsic  value  and  instituting  legal  action  in  connection  therewith  has  in  the  past 
created a significant distraction for our management team and required us to expend significant time and resources, 
and  we  believe  any  future  unsolicited  proposals  would  cause  similar  disruptions  to  our  business.    Such  proposals 
may disrupt our business by causing uncertainty among current and potential employees, suppliers, and customers, 
which  could  negatively  impact  our  financial  condition,  results  of  operations  and  strategic  initiatives  and  cause 
volatility in our stock price.  These consequences, alone or in combination, may have a materially adverse effect on 
our business.  Although, we have entered into a change of control/severance plan with certain of our officers and 
members of our management team, the change of control arrangements may not be adequate to allow us to retain 
critical employees during a time when a change of control is being proposed or is imminent. 

12 
 
 
 
 
 
 
 
 
 
 
 
Our  indebtedness  and  capital  and  operating  lease  obligations  could  adversely  affect  our  ability  to  respond  to 
changes in our industry or business. 

Our level of indebtedness and lease obligations has increased in recent periods.  As a result of our level of debt, 

capital leases, operating leases, and encumbered assets, we believe: 

  our vulnerability to adverse economic conditions and competitive pressures is heightened; 

  we will continue to be required to dedicate a substantial portion of our cash flows from operations to lease 

and interest payments and repayment of debt, limiting the availability of cash for other purposes; 

  our flexibility in planning for, or reacting to, changes in our business and industry will be limited; 

  our results of operations and cash flows are sensitive to fluctuations in interest rates because some of our 
debt  obligations  are  subject  to  variable  interest  rates,  and  future  borrowings  and  lease  financing 
arrangements will be affected by any such fluctuations; 

  our  ability  to  obtain  additional  financing  in  the  future  for  working  capital,  capital  expenditures, 

acquisitions, or other purposes may be limited; and 

  we may be required to issue additional equity securities to raise funds, which would dilute the ownership 

position of our stockholders 

Our financing obligations could negatively impact our future operations, our ability to satisfy our capital needs, 
or  our  ability  to  engage  in  other  business  activities.    We  also  cannot  assure  you  that  additional  financing  will  be 
available to us when required or, if available, will be on terms satisfactory to us. 

Our  revolving  credit  agreement  and  other  financing  arrangements  contain  certain  covenants,  restrictions,  and 
requirements that we may be unable to comply with.  A default could result in the acceleration of all or part of 
any outstanding indebtedness, which could have an adverse effect on our financial condition, liquidity, results of 
operations, and the market price of our common stock. 

In February 2015, we entered into a new senior secured revolving credit agreement (the “Credit Facility”) with 

a group of lenders and Bank of America, N.A., as agent.  We also have other financing arrangements. 

The Credit Facility contains a single springing financial covenant, which requires us to maintain a consolidated 
fixed charge coverage ratio of at least 1.0 to 1.0.  The financial covenant springs only in the event excess availability 
under the Credit Facility drops below 10% of the lenders’ total commitments under the Credit Facility.  We may be 
subject to certain additional restrictions in the event excess availability under the Credit Facility drops below 20% of 
the lenders' total commitments under the Credit Facility.  The fixed charge ratio is affected by our level of earnings 
and is adversely affected by operating losses and other charges such as severance costs and impairment charges.  In 
recent periods, we have incurred operating losses, severance and restructuring costs and impairment charges relating 
to,  among  others,  a  decline  in  the  appraised  value  of  our  Company-owned  revenue  equipment  fleet.   Future 
operating  losses,  severance  and  restructuring  actions  and  further  declines  in  the  appraised  value  of  our 
Company-owned revenue equipment fleet would adversely affect our fixed charge ratio and could impair our ability 
to make further borrowings under our Credit Facility. 

The Credit Facility contains certain restrictions and covenants related to, among other things, dividends, liens, 
acquisitions and dispositions, affiliate transactions, and the incurrence of other indebtedness.  The Credit Facility is 
secured  by  a  pledge  of  substantially  all  of  our  assets,  with  the  exclusion  of  any  real  estate  or  revenue  equipment 
financed outside the Credit Facility.  The Credit Facility includes usual and customary events of default for a facility 
of this nature and provides that, upon the occurrence and continuation of an event of default, payment of all amounts 
payable under the Credit Facility may be accelerated, and the lenders’ commitments may be terminated. 

If we fail to comply with any of our financing arrangement covenants, restrictions, or requirements, we would 
be  in  default  under  the  relevant  agreement.    In  the  event  of  any  such  default,  if  we  failed  to  obtain  replacement 
financing or amendments to, or waivers under, the applicable financing arrangements, existing lenders could cease 
to make further advances, declare existing debt to be immediately due and payable, fail to renew letters of credit, 
impose  significant  restrictions  and  requirements  on  our  operations,  institute  foreclosure  proceedings  against 

13 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
collateralized assets, or impose significant fees.  If acceleration occurs, it may be difficult or expensive to refinance 
the  accelerated  debt  and  the  issuance  of  additional  equity  securities  could  dilute  stock  ownership.    Even  if  new 
financing  can  be  procured,  more  stringent  borrowing  terms  could  mean  that  credit  is  not  available  to  us  on 
acceptable  terms.    A  default  under  these  financing  arrangements  could  cause  a  materially  adverse  effect  on  the 
liquidity, financial condition, and results of operations. 

We have significant ongoing capital requirements that could adversely affect our profitability if we are unable to 
generate sufficient cash from operations, or obtain financing on favorable terms.   

The truckload industry is capital intensive, and our policy of operating newer equipment requires us to expend 
significant  amounts  annually.    We  expect  to  pay  for  projected  capital  expenditures  with  funds  provided  by 
operations, borrowings under the Credit Facility, proceeds from the sale of used revenue equipment, and capital and 
operating leases.  We base our equipment purchase and replacement decisions on a number of factors, including the 
state of the economic environment, new equipment prices, the used equipment market, demand for freight services, 
prevailing interest rates, technological improvements, regulatory changes, cost per mile, fuel efficiency, equipment 
durability, equipment specifications, and driver comfort. 

While  we  do  not  have  plans  to  acquire  significant  amounts  of  equipment  in  2017,  absent  an  improvement  in 
economic conditions, in the future, if we are unable to generate sufficient cash from operations or obtain borrowing 
on favorable terms, we may be forced to further limit our growth, enter into less favorable financing arrangements, 
or operate revenue equipment for longer periods, any of which could have a materially adverse effect on our results 
of operations. 

We  self-insure  for  a  portion  of  our  claims  exposure,  which  could  significantly  increase  the  volatility  of,  and 
decrease the amount of, our earnings. 

Our business results in a number of claims and litigation related to personal injuries, property damage, workers’ 
compensation, healthcare, and other issues.  We self-insure a portion of our claims exposure, which could increase 
the volatility of, and decrease the amount of, our earnings, and could have a materially adverse effect on our results 
of  operations.    Our  future  insurance  and  claims  expenses  may  exceed  historical  levels,  which  could  reduce  our 
earnings.  We currently accrue amounts for liabilities based on our assessment of claims that arise and our insurance 
coverage for the periods in which the claims arise and we evaluate and revise these accruals from time-to-time based 
on additional information.  Due to our high self-insured amounts, we have significant exposure to fluctuations in the 
number and severity of claims and the risk of being required to accrue or pay additional amounts if our estimates are 
revised or the claims ultimately prove to be more severe than originally assessed.  At certain times in the past, we 
have had  to  adjust  our  reserves,  and  future significant  adjustments  may  occur.    Further,  our  self-insured retention 
levels could change and result in more volatility than in recent years. 

We  maintain  insurance  for  most  risks  above  the  amounts  for  which  we  self-insure  with  licensed  insurance 
carriers.  If any claim were to exceed our coverage, or fall outside the aggregate coverage limit, we would bear the 
excess or uncovered amount, in addition to our self-insured amount.  Although we believe our aggregate insurance 
limits are sufficient to cover reasonably expected claims, it is possible that one or more claims could exceed those 
limits.    Insurance  carriers  have  recently  raised  premiums  for  the  trucking  industry.    Our  insurance  and  claims 
expense  could  increase  if  we  have  a  similar  experience  at  renewal,  or  we  could  find  it  necessary  to  raise  our 
self-insured retention or decrease our aggregate coverage limits when our policies are renewed or replaced.  Should 
these expenses increase, we become unable to find excess coverage in amounts we deem sufficient, we experience a 
claim in excess of our coverage limits, we experience a claim for which we do not have coverage, or we have to 
increase our reserves, there could be a materially adverse effect on our results of operations and financial condition. 

Healthcare  legislation  and  cost  inflation  also  could  negatively  impact  financial  results  by  increasing  annual 
employee  healthcare  costs  going  forward.    In  addition,  rising  healthcare  costs  could  force  us  to  make  changes  to 
existing benefits program, which could negatively impact our ability to attract and retain employees. 

Fluctuations  in  the  price  or  availability  of  fuel,  the  volume  and  terms  of  diesel  fuel  purchase  commitments, 
surcharge collection, and hedging activities may increase our costs of operations. 

Fuel  is  one  of  our  largest  operating  expenses.    Diesel  fuel  prices  fluctuate  greatly  due  to  factors  beyond  our 
control, such as political events, terrorist activities, armed conflicts, commodity futures trading, devaluation of the 
dollar against other currencies, and hurricanes and other natural or man-made disasters, each of which may lead to 
an increase in the cost of fuel.  Fuel prices also are affected by the rising demand for fuel in developing countries, 

14 
 
 
 
 
 
 
 
 
 
 
and  could  be  materially  adversely  affected  by  the  use  of  crude  oil  and  oil  reserves  for  purposes  other  than  fuel 
production and by diminished drilling activity.  Such events may lead not only to increases in fuel prices, but also to 
fuel  shortages  and  disruptions  in  the  fuel  supply  chain.    Because  our  operations  are  dependent  upon  diesel  fuel, 
significant diesel fuel cost increases, shortages, or supply disruptions could materially adversely affect our business, 
financial condition and results of operations. 

Fuel  also  is  subject  to  regional  pricing  differences  and  is  often  more  expensive  in  certain  areas  where  we 
operate.    Increases  in  fuel  costs,  to  the  extent  not  offset  by  rate  per  mile  increases  or  fuel  surcharges,  have  a 
materially  adverse  effect  on  our  results  of  operations.    While  we  have  fuel  surcharge  programs  in  place  with  a 
majority of our customers, which historically have helped us offset the majority of the negative impact of rising fuel 
prices  associated  with  loaded  or  billed  miles,  we  also  incur  fuel  costs  that  cannot  be  recovered,  such  as  those 
associated  with  non-revenue  generating  miles  or  time  when  our  engines  are  idling.    Moreover,  the  terms  of  each 
customer’s  fuel  surcharge  program  vary,  and  certain  customers  have  sought  to  modify  the  terms  of  their  fuel 
surcharge  programs  to  minimize  recoverability  for  fuel  price  increases.  In  addition,  because  our  fuel  surcharge 
recovery lags behind changes in fuel prices, our fuel surcharge recovery may not capture the increased costs we pay 
for  fuel,  especially  when  prices  are  rising.   This  could  lead  to  fluctuations  in  our  levels  of  reimbursement,  which 
have occurred in the past.  There can be no assurance that such fuel surcharges can be maintained indefinitely or will 
be sufficiently effective. 

From time to time, we have used hedging contracts and volume purchase arrangements to attempt to limit the 
effect of price fluctuations.  Hedging arrangements effectively allow us to pay a fixed rate for fuel on gallons hedged 
that is determined based on the market rate at the time we enter into the hedge.  In times of falling diesel fuel prices, 
our costs will not be reduced to the same extent they would have reduced if we had not entered into the hedging 
contracts and we may incur significant expense in connection with our obligation to make cash payments under such 
contracts.  Accordingly, in times of falling diesel fuel prices, our results of operations and cash flows could also be 
materially adversely affected.   

Volatility  in  the  used  equipment  market  could  have  a  materially  adverse  effect  on  our  business,  financial 
condition, results of operations. 

A  decreased  demand  for  used  revenue  equipment  could  adversely  affect  our  operating  results.    As  we 
continually replace our equipment, we rely on the used equipment market to extract remaining value out of our used 
equipment.  The  market  for  used  equipment  is  impacted  by  several  factors,  including  the  demand  for  freight,  the 
supply of used equipment, the availability of financing, the presence of buyers for export to foreign countries, and, 
to a lesser extent, commodity prices for scrap metal.  A depressed market for used equipment could require us to 
dispose of our revenue equipment at depressed values or to record losses on disposal or impairments of the carrying 
values of our revenue equipment that is not protected by residual value arrangements.  If there is a deterioration of 
resale prices, it could have a materially adverse effect on our business, financial condition, and results of operations.  
A  deterioration  of  demand  for  used  equipment  could  make  it  more  difficult  to  dispose  of  and  replace  older 
equipment  and  may  reduce  our  ability  to  refresh  our  fleet,  both  of  which  could  negatively  impact  our  results  of 
operations. 

Increased  prices  for  new  revenue  equipment,  design  changes  of  new  engines,  decreased  availability  of  new 
revenue equipment, and the failure of manufacturers to meet their sale or trade-back obligations to us could have 
a materially adverse effect on our business, financial condition, results of operations. 

We are subject to risk with respect to higher prices for new tractors.  We have experienced an increase in prices 
for  new  tractors  over  the  past  few  years,  and  the  resale  value  of  the  tractors  has  not  increased  to  the  same 
extent.  Prices  have  increased  and  may  continue  to  increase,  due,  in  part,  to  government  regulations  applicable  to 
newly manufactured tractors and diesel engines, higher commodity prices, and the pricing discretion of equipment 
manufacturers. In addition, we have recently equipped our tractors with safety, aerodynamic, and other options that 
increase the price of new equipment.  More restrictive EPA emissions standards have required vendors to introduce 
new  engines.  These  regulations  have  increased  the  cost  of  our  new  tractors  and  could  impair  equipment 
productivity, result in lower fuel mileage, and increase our operating expenses.  Our business could be harmed if we 
are  unable  to  continue  to  obtain  an  adequate  supply  of  new  tractors  and  trailers  for  these  or  other  reasons.    As  a 
result,  we  expect  to  continue  to  pay  increased  prices  for  equipment  and  incur  additional  expenses  and  related 
financing costs for the foreseeable future.  Furthermore, reduced equipment efficiency and lower fuel mileage may 
result from new engines designed to reduce emissions, thereby increasing our operating expenses.  

15 
 
 
 
 
 
 
 
 
 
Tractor  and  trailer  vendors  may  reduce  their  manufacturing  output  in  response  to  lower  demand  for  their 
products  in  economic  downturns  or  shortages  of  component  parts.  A  decrease  in  vendor  output  may  have  a 
materially adverse effect on our ability to purchase a quantity of new revenue equipment that is sufficient to sustain 
our desired growth rate and to maintain a late-model fleet.  Moreover, an inability to obtain an adequate supply of 
new  tractors  or  trailers  could  have  a  materially  adverse  effect  on  our  business,  financial  condition,  and  results  of 
operations. 

We have a recent history of net losses and may be unsuccessful in maintaining or increasing profitability. 

We  have  reported  a  net  loss  in  three  of  the  last  five  years.    Achieving  profitability  depends  upon  numerous 
factors,  including  the  ability  to  increase  average  base  revenue  per  tractor,  increase  utilization,  improve  driver 
retention, and control operating expenses.  We may not be able to achieve profitability in the future, which could 
negatively impact our liquidity and financial position. 

We  may  not  be  successful  in  implementing  our  realigned  management  team’s  operating  procedures,  and  cost 
savings initiatives as part of our turnaround plan. 

As part of our turnaround plan, we have implemented changes to our management team and structure, as well as 
operating  procedures.    These  changes  may  not  be  successful  or  may  not  achieve  the  desired  results.    Additional 
training or different personnel may be required, which may result in additional expense, delays in obtaining results, 
or disruptions to operations.  Some of these implemented changes include customer service and driver management 
changes  and  cost  savings  initiatives.    These  changes  and  initiatives  may  not  improve  our  results  of  operations, 
including asset productivity, tractor utilization, driver retention and base revenue per mile.  In addition, we may not 
be successful in achieving the expected savings in our cost structure, including the areas of equipment maintenance, 
equipment operating costs, insurance and claims and fuel economy.  In such event, our revenue, financial results, 
and  ability  to  operate  profitably  could be negatively  impacted.    Further,  our operating  results  could be negatively 
affected by a failure to further penetrate our existing customer base, cross-sell our services, pursue new customer 
opportunities, and manage the operations and expenses of our USAT Logistics business.  There is no assurance we 
will be successful in achieving our turnaround plan.  If we are unsuccessful in implementing our turnaround plan, 
our financial condition, results of operations, and cash flows could be adversely affected. 

Management  and  key  employee  turnover  or  failure  to  attract  and  retain  qualified  management  and  other  key 
personnel, could have a materially adverse effect on our business, financial condition, and results of operations. 

We  depend  on  the  leadership  and  expertise  of  our  executive  management  team  and  other  key  personnel  to 
design and execute our strategic and operating plans, including our current efforts to improve the profitability of our 
Trucking  segment  and  grow  our  USAT  Logistics  segment.    Our  management  team  has  experienced  significant 
changes in recent years and may continue to experience change.  Turnover, planned or otherwise, in key leadership 
positions could adversely impact our ability to manage our business efficiently and effectively, and such turnover 
can be disruptive and distracting to management, may lead to additional departures of existing personnel, and could 
have a materially adverse effect on our results of operations.  We must recruit, develop and retain a core group of 
managers  to  realize  our  goal  of  expanding  our  operations,  improving  our  earnings  consistency,  and  positioning 
ourselves for long-term operating revenue growth.  

Increases in driver compensation or difficulties attracting and retaining qualified drivers could have a materially 
adverse effect on our profitability and the ability to maintain or grow our fleet. 

Like many truckload carriers, we experience substantial difficulty in attracting and retaining sufficient numbers 
of qualified drivers, which includes the engagement of independent contractors, as reflected recently in our unseated 
tractor  count.    The  truckload  industry  periodically  experiences  a  shortage  of  qualified  drivers,  particularly  during 
periods  of  economic  expansion,  in  which  alternative  employment  opportunities  are  more  plentiful  and  freight 
demand increases, or during periods of economic downturns, in which unemployment benefits might be extended 
and  financing  is  limited  for  independent  contractors  who  seek  to  purchase  equipment  or  for  students  who  seek 
financial aid for driving school.  Regulatory requirements, including those related to safety ratings, ELDs and hours 
of service (“HOS”) changes, and an improved economy could further reduce the number of eligible drivers or force 
us to increase driver compensation to attract and retain drivers.  We have seen evidence that stricter HOS regulations 
adopted by the DOT have tightened, and may continue to tighten, the market for eligible drivers, and the required 
implementation of ELDs in December 2017 may further tighten the market.  We believe the shortage of qualified 
drivers and intense competition for drivers from other trucking companies will create difficulties in maintaining or 
increasing  the  number  of  our  drivers  and  may  restrain  our  ability  to  engage  a  sufficient  number  of  drivers  and 

16 
 
 
 
 
 
 
 
 
 
independent  contractors,  and  our  inability  to  do  so  could  negatively  impact  our  operations.    Further,  the 
compensation  we  offer  our  drivers  and  independent  contractor  expenses  are  subject  to  market  conditions,  and  we 
may  find  it  necessary  to  increase  driver  compensation  and/or  become  subject  to  increased  independent  contractor 
expenses in future periods.  

In addition, we and many other truckload carriers suffer from a high turnover rate of drivers and independent 
contractors.    This  high  turnover  rate  requires  us  to  continually  recruit  a  substantial  number  of  drivers  and 
independent  contractors  and  to  focus  on  alternative  recruitment  methods  in  order  to  operate  existing  revenue 
equipment.    If  we  are  unable  to  continue  to  attract  and  retain  a  sufficient  number  of  drivers  and  independent 
contractors,  we  could  be  forced  to,  among  other  things,  adjust  our  compensation  packages,  operate  with  fewer 
tractors,  or  increase  the  number  of  tractors  without  drivers  and  face  difficulty  meeting  shipper  demands,  any  of 
which could have a materially adverse effect on our results of operations. 

 Our  engagement  of  independent  contractors  to  provide  a  portion  of  our  capacity  exposes  us  to  different  risks 
than we face with our tractors driven by company drivers. 

Pursuant  to  our  fuel  surcharge  program  with  independent  contractors,  we  pay  independent  contractors  a  fuel 
surcharge  that increases  with  the  increase  in  fuel prices.   A  significant  increase  or rapid  fluctuation  in  fuel prices 
could cause our costs under this program to be higher than the revenue we receive under our customer fuel surcharge 
programs. 

Our independent contractor agreements are governed by the federal leasing regulations, which impose specific 
requirements  on  us  and  the  independent  contractors.    If  more  stringent  federal  leasing  regulations  are  adopted, 
independent  contractors  could  be  deterred  from  becoming  independent  contractor  drivers,  which  could  materially 
adversely affect our goal of growing our number of independent contractors. 

Independent  contractors  are  third-party  service  providers,  as  compared  with  company  drivers,  who  are  our 
employees.  As independent business owners, they may make business or personal decisions that may conflict with 
our best interests.  For example, if a load is unprofitable, route distance is too far from home, personal scheduling 
conflicts arise, or for other reasons, independent contractors may deny loads of freight from time to time.  In these 
circumstances, we must be able to deliver the freight timely in order to maintain relationships with customers, and if 
we fail to meet certain customer needs or incur increased expenses to do so, this could materially adversely affect 
our results of operations. 

If  the  independent  contractors  we  contract  with  are  deemed  by  regulators  or  judicial  process  to  be  employees, 
there could be a materially adverse effect on our results of operations. 

Tax and regulatory authorities, as well as independent contractors themselves, have increasingly asserted that 
independent  contractor  drivers  in  the  trucking  industry  are  employees,  rather  than  independent  contractors,  for  a 
variety  of  purposes,  including  income  tax  withholding,  workers’  compensation,  wage  and  hour  compensation, 
unemployment, and other issues.  Federal legislation has been introduced in the past that would make it easier for 
tax  and  other  authorities  to  reclassify  independent  contractors  as  employees,  including  legislation  to  increase  the 
recordkeeping  requirements  for  those  that  engage  independent  contractor  drivers  and  to  increase  the  penalties  for 
companies  who  misclassify  their  employees  and  are  found  to  have  violated  employees’  overtime  and/or  wage 
requirements.  Additionally, federal legislators have sought to (i) abolish the current safe harbor allowing taxpayers 
meeting  certain  criteria  to  treat  individuals  as  independent  contractors  if  they  are  following  a  long-standing, 
recognized  practice,  (ii)  extend  the  Fair  Labor  Standards  Act  to  independent  contractors,  and  (iii)  impose  notice 
requirements  based  on  employment  or  independent  contractor  status  and  fines  for  failure  to  comply.  Some  states 
have  put  initiatives  in  place  to  increase  their  revenue  from  items  such  as  unemployment,  workers’  compensation, 
and  income  taxes,  and  a  reclassification  of  independent  contractors  as  employees  would  help  states  with  these 
initiatives.  Further, class actions and other lawsuits have been filed against certain members of our industry seeking 
to reclassify independent contractors as employees for a variety of purposes, including workers' compensation and 
healthcare  coverage.  Taxing  and  other  regulatory  authorities  and  courts  apply  a  variety  of  standards  in  their 
determination of independent contractor status.  If independent contractors we contract with or have contracted with 
are  determined  to  be  employees,  we  would  incur  additional  exposure  under  federal  and  state  tax,  workers’ 
compensation,  unemployment  benefits,  labor,  employment,  and  tort  laws,  including  for  prior  periods,  as  well  as 
potential liability for employee benefits and tax withholdings. 

17 
 
 
 
 
 
 
 
 
Developments  in  labor  and  employment  law  and  any  unionizing  efforts  by  employees  could  have  a  materially 
adverse effect on our results of operations. 

We face the risk that Congress, federal agencies, or one or more states could approve legislation or regulations 
significantly affecting our businesses and our relationship with our employees.  None of our domestic employees are 
currently covered by a collective bargaining agreement, but any attempt by our employees to organize a labor union 
could result in increased legal and other associated costs.  Additionally, given the National Labor Relations Board’s 
new “speedy election” rule, our ability to timely and effectively address any unionizing efforts would be difficult.  If 
we  entered  into  a  collective  bargaining  agreement  with  our  domestic  employees,  the  terms  could  materially 
adversely affect our costs, efficiency, and ability to generate acceptable returns on the affected operations. 

Additionally,  the  Department  of  Labor  recently  issued  a  final  rule  raising  the  minimum  salary  basis  for 
executive,  administrative  and  professional  exemptions  for  overtime  payment.  The  rule  increases  the  minimum 
salary from the current amount of $23,660 to $47,476 and non-discretionary bonus, commission and other incentive 
payments  can  be  counted  towards  the  minimum  salary  requirement.  The  rule  was  scheduled  to  go  into  effect  on 
December 1, 2016, but was enjoined by a federal district court in November 2016.  If this injunction is lifted, these 
changes could impact the way we classify certain positions and increase our payment of overtime wages, which may 
have a materially adverse impact on our results of operations. 

The growth of our asset-light service offering poses unique risks. 

We recently began implementing a plan designed to increase the proportion of our revenue obtained from our 
“asset-light operations,” which primarily  represents our USAT  Logistics  segment  and  the  independent  contractors 
we engage.  Our goal is that our asset-light operations will result in higher margins, lower capital commitments, and 
less risk during times of weakened economic conditions.  Execution of this plan involves the risk of customer loss or 
deterioration if either our Trucking and USAT Logistics operations creates a customer issue that impacts the other 
where we have customer overlap, decreased utilization of Company equipment if loads with desirable profitability 
and lanes are allocated to third parties, growth impediments given our need to rely on third party providers and an 
independent  contractor  market  that  is  contracting  and  subject  to  litigation  and  regulatory  risks,  and  competitive 
pressures from other asset-light companies with greater financial, personnel, and technological resources. If we are 
unsuccessful in achieving this, it may have a materially adverse effect on our future results of operations.   

Our USAT Logistics segment and our engagement of independent contractors are dependent upon the services 
of third-party capacity providers, including other truckload carriers.  For these operations, we do not own or control 
the  transportation  assets  that  deliver  our  customers’  freight,  and  do  not  employ  the  people  directly  involved  in 
delivering  the  freight.    These  third-party  providers  may  seek  other  freight  opportunities  or  may  require  increased 
compensation in times of improved freight demand or tight trucking capacity.  Our inability to secure the services of 
these third parties could significantly limit our ability to serve our customers on competitive terms.  Additionally, if 
we  are  unable  to  secure  sufficient  equipment  or  other  transportation  services  to  meet  our  commitments  to  our 
customers or provide services on competitive terms, our operating results could be materially and adversely affected.  
Our  ability  to  secure  sufficient  equipment  or  other  transportation  services  is  affected  by  many  risks  beyond  our 
control,  including  equipment  shortages  in  the  transportation  industry,  particularly  among  contracted  truckload 
carriers, interruptions in service due to labor disputes, changes in regulations impacting transportation, and changes 
in transportation rates.  Further, we believe that the upcoming ELD mandate that is effective in December 2017 may 
cause  a  decrease  in  third  party  transportation  capacity  and  make  securing  such  capacity  more  difficult  and/or 
expensive.   

We derive a significant portion of our revenues from our major customers, the loss of one or more of which could 
have a materially adverse effect on our business.  

We  generate  a  significant  portion  of  our  operating  revenue  from  our  major  customers.   Generally,  we  do  not 
have long-term contracts with our major customers.  Accordingly, in response to economic conditions, supply and 
demand  in  the  industry,  our  performance,  our  customers’  internal  initiatives,  or  other  factors,  our  customers  may 
reduce or eliminate their use of our services, or threaten to do so to gain pricing or other concessions from us.   

Economic conditions and capital markets may adversely affect our customers’ ability to remain solvent.  Our 
customers' financial difficulties can negatively impact our results of operations and financial condition, especially if 
these customers were to delay or default on payments owed to us.  A reduction in or termination of our services by 
one or more of our major customers could have a materially adverse effect on our results of operations. 

18 
 
 
  
 
 
 
 
 
 
 
We operate in a highly regulated industry, and changes in existing regulations or violations of existing or future 
regulations could have a materially adverse effect on our results of operations. 

We  operate  in  the  United  States  pursuant  to  operating  authority  granted  by  the  DOT,  in  various  Canadian 
provinces pursuant to operating authority granted by the Ministries of Transportation and Communications, and our 
Mexican  business  activities  are  subject  to  operating  authority  granted  by  Secretaria  de  Comunicaciones  y 
Transportes.  Company drivers and independent contractors also must comply with the safety and fitness regulations 
of the DOT, including those relating to drug and alcohol testing, driver safety performance, and HOS.  Matters such 
as  weight,  electronic  on-board  reporting,  equipment  dimensions,  exhaust  emissions,  and  fuel  efficiency  are  also 
subject to government regulations.  We also may become subject to new or more restrictive regulations relating to 
fuel  efficiency,  exhaust  emissions,  HOS,  ergonomics,  electronic  on-board  reporting  of  operations,  collective 
bargaining, security at ports, speed limiters, and other matters affecting safety or operating methods.  Future laws 
and  regulations  may  be  more  stringent,  require  changes  in  our  operating  practices,  influence  the  demand  for 
transportation  services,  or  require  us  to  incur  significant  additional  costs.    Higher  costs  we  incur,  or  higher  costs 
incurred by suppliers who pass the costs on to us, could have a materially adverse effect our results of operations.  In 
addition,  the  Trump  administration  has  indicated  a  desire  to  reduce  regulatory  burdens  that  constrain  growth  and 
productivity,  and  also  to  introduce  legislation  such  as  infrastructure  spending,  that  could  improve  growth  and 
productivity.    Changes  in  regulations,  such  as  those  related  to  trailer  size  limits,  hours-of-service,  and  mandating 
ELDs, could increase capacity in the industry or improve the position of certain competitors, either of which could 
negatively impact pricing and volumes, or require additional investments by us.  The short and long term impacts of 
changes  in  legislation  or  regulations  are  difficult  to  predict  and  could  materially  adversely  affect  our 
operations.   The  Regulation  section  in  Item  1  of  Part  I  of  this  Annual  Report  on  Form  10-K  discusses  several 
proposed, pending, suspended, and final regulations that could materially impact our business and operations and is 
incorporated by reference herein. 

The CSA program adopted by the FMCSA could adversely affect our results of operations, our ability to maintain 
or grow our fleet, and our customer relationships. 

Under the CSA, fleets are evaluated and ranked against their peers based on certain safety-related standards.  As 
a result, our fleet could be ranked poorly as compared to peer carriers.  We recruit and retain first-time drivers to be 
part  of  our  driver  team,  and  these  drivers  may  have  a  higher  likelihood  of  creating  adverse  safety  events  under 
CSA.  The occurrence of future deficiencies could affect driver recruitment by causing high-quality drivers to seek 
employment with other carriers or limit the pool of drivers we are comfortable hiring or could cause our customers 
to  direct  their  business  away  from  us  and  to  carriers  with  higher  fleet  safety  rankings,  either  of  which  would 
adversely affect our results of operations.  Additionally, competition for drivers with favorable safety backgrounds 
may increase, which could necessitate increases in driver-related compensation costs.  Further, we may incur greater 
than expected expenses in our attempts to improve unfavorable scores. 

We  have  exceeded  the  established  intervention  thresholds  in  a  number  of  the  seven  CSA  safety-related 
categories.  Based  on  these  unfavorable  ratings,  we  may  be  prioritized  for  an  intervention  action  or  roadside 
inspection,  either  of  which  could  have  a  material  adverse  effect  our  results  of  operations.  In  addition,  customers 
may be less likely to assign loads to us.  We have put procedures in place in an attempt to address areas where we 
have exceeded the thresholds.  However, we cannot assure you these measures will be effective. 

Receipt of an unfavorable DOT safety rating could have a materially adverse effect on our results of operations. 

We  currently  have  a  satisfactory  DOT  rating,  which  is  the  highest  available  rating  under  the  current  safety 
rating scale.  If we were to receive a conditional or unsatisfactory DOT safety rating, it could materially adversely 
affect our business, financial condition, and results of operations as our customers may require a satisfactory DOT 
safety rating, and a conditional or unsatisfactory rating could materially adversely affect or restrict our operations.  
The Regulation section in Item 1 of Part I of this Annual Report on Form 10-K discusses several proposed, pending, 
suspended,  and  final  regulations  that  could  materially  impact  our  business  and  operations  and  is  incorporated  by 
reference herein. 

Compliance  with  various  environmental  laws  and  regulations  upon  which  our  operations  are  subject  may 
increase our costs of operations and non-compliance with such laws and regulations could result in substantial 
fines or penalties. 

In  addition  to direct  regulation under  the DOT  and related  agencies,  we  are  subject  to  various  environmental 
laws and regulations dealing with the hauling and handling of hazardous materials, fuel storage tanks, air emissions 

19 
 
 
 
 
 
 
 
 
 
from our vehicles and facilities, and discharge and retention of storm water.  Our truck terminals often are located in 
industrial  areas  where  groundwater  or  other  forms  of  environmental  contamination  may  have  occurred  or  could 
occur.    Our  operations  involve  the  risks  of  fuel  spillage  or  seepage,  environmental  damage,  and  hazardous  waste 
disposal, among others.  We also maintain above-ground bulk fuel storage tanks and fueling islands at several of our 
facilities  and  one  leased  facility  has  below-ground  bulk  fuel  storage  tanks.    A  small  percentage  of  our  freight 
consists  of  low-grade  hazardous  substances,  which  subjects  us  to  a  wide  array  of  regulations.  Although  we  have 
instituted  programs  to  monitor  and  control  environmental  risks  and  promote  compliance  with  applicable 
environmental laws and regulations, if we are involved in a spill or other accident involving hazardous substances, if 
there  are  releases  of  hazardous  substances  we  transport,  if  soil  or  groundwater  contamination  is  found  at  our 
facilities or results from our operations, or if we are found to be in violation of applicable laws or regulations, we 
could be subject to cleanup costs and liabilities, including substantial fines or penalties or civil and criminal liability, 
any of which could have a materially adverse effect on our business and operating results.  The Regulation section in 
Item  1  of  Part  I  of  this  Annual  Report  on  Form  10-K  discusses  several  proposed,  pending,  suspended,  and  final 
regulations that could materially impact our business and operations and is incorporated by reference herein. 

If  we  cannot  effectively  manage  the  challenges  associated  with  doing  business  internationally,  our  operating 
revenue and results of operations may suffer. 

A component of our operations is the business we conduct in Mexico, and to a lesser extent Canada, and we are 
subject  to  risks  of  doing  business  internationally,  including  fluctuations  in  foreign  currencies,  changes  in  the 
economic strength of Mexico and Canada, difficulties in enforcing contractual obligations and intellectual property 
rights,  burdens  of  complying  with  a  wide  variety  of  international  and  United  States  export  and  import  laws,  and 
social, political, and economic instability.  Restrictive trade policies and imposition of duties, taxes, or government 
royalties  by  foreign  governments  are  additional  risks  associated  with  our  foreign  operations.    Although  these 
additional  risks  have  been  largely  mitigated  by  the  terms  of  NAFTA,  President  Trump  has  indicated  that  his 
administration  may  renegotiate  the  terms  of  NAFTA.    Although  it  is  unknown  what  changes  might  be  made  to 
NAFTA or other border policies which may be adopted, it is possible there could be more restrictive trade policies 
and  potential  increased  costs,  as  well  as  increased  regulatory  complexities.    Changes  to  NAFTA  may  adversely 
affect our results of operations. 

Litigation may adversely affect our business, financial condition, and results of operations. 

Our  business  is  subject  to  the  risk  of  litigation  by  employees,  independent  contractors,  customers,  vendors, 
government  agencies,  stockholders,  and  other  parties  through  private  actions,  class  actions,  administrative 
proceedings, regulatory actions, and other processes.  Recently, trucking companies have been subject to lawsuits, 
including class action lawsuits, alleging violations of various federal and state wage and hour laws regarding, among 
other things, employee meal breaks, rest periods, overtime eligibility, worker misclassification, and failure to pay for 
all hours worked.  A number of these lawsuits have resulted in the payment of substantial settlements or damages by 
the defendants. 

The  outcome  of  litigation,  particularly  class  action  lawsuits  and  regulatory  actions,  is  difficult  to  assess  or 
quantify,  and  the  magnitude  of  the  potential  loss  relating  to  such  lawsuits  may  remain  unknown  for  substantial 
periods of time.  The cost to defend litigation may also be significant.  Not all claims are covered by our insurance, 
and  there  can  be  no  assurance  that  our  coverage  limits  will  be  adequate  to  cover  all  amounts  in  dispute.    To  the 
extent we experience claims that are uninsured, exceed our coverage limits, involve significant aggregate use of our 
self-insured retention amounts, or cause increases in future premiums, the resulting expenses could have a materially 
adverse effect on our business, results of operations, financial condition, or cash flows. 

We depend on the proper functioning, availability, and security of our information and communication systems, 
and a systems failure or unavailability or a security breach could cause a significant disruption to and adversely 
affect our business. 

We depend heavily on the proper functioning, availability, and security of our information and communication 
systems, including financial reporting and operating systems, in operating our business.  These systems are protected 
through  physical  and  software  safeguards,  but  are  still  vulnerable  to  fire,  storm,  flood,  power  loss, 
telecommunications failures, physical or software break-ins, terrorist attacks, internet failures, computer viruses, and 
similar events beyond our control.  If the information or communication systems fail, otherwise become unavailable, 
or experience a security breach, manually performing functions could temporarily impact our ability to manage our 
fleet efficiently, to respond to customers’ requests effectively, to maintain billing and other records reliably, to bill 
for services accurately or in a timely manner, to communicate internally and with drivers, customers, and vendors, 

20 
 
 
 
 
 
 
 
 
and  to  prepare  financial  statements  accurately  or  in  a  timely  manner.    Business  interruption  insurance  may  be 
inadequate to protect us in the event of a catastrophe.  Any system failure, upgrade complication, security breach, or 
other system disruption could interrupt or delay operations, damage our reputation, impact our ability to manage our 
operations and report financial performance, and cause the loss of customers, any of which could have a materially 
adverse effect on existing and future business. 

We are in the midst of a multi-year process to migrate our legacy mainframe platform and internally developed 
software applications to server-based platforms.  We still have a few remaining systems to convert.  Changes to our 
information technology system could result in delays, complications, or additional costs, any of which could have a 
materially adverse effect on our business and results of operations. 

During  2014,  we  began  to  host  all  of  our  production  systems  at  a  remote  data  center  designed  to  store  and 
preserve our data.  This data center replicates all production data back to the data center at our headquarters, which 
protects our information in the event of a fire or other significant disaster.  This redundant data center allows the 
data  related  to  our  systems  to  be  recovered  following  an  incident.    However,  recovery  of  such  data  may  not 
immediately restore our ability to utilize our information and communications systems.  In the event such systems 
were  significantly  damaged,  it  could  take  several  days  before  our  systems  regain  functionality.    Additionally, 
although  we  attempt  to  reduce  the  risk  of  disruption  to  our  business  operations  should  a  disaster  occur  through 
redundant computer systems and networks, such as the one described above, and other backup systems, there can be 
no  assurance  that  such  measures  will  be  effective  in  restoring  lost  data  or  restoring  the  functionality  of  our 
information and communication systems.  

We  receive  and  transmit  confidential  data  with  and  among  our  customers,  drivers,  vendors,  employees,  and 
service providers in the normal course of business.  Despite our implementation of secure transmission techniques, 
internal data security measures, and monitoring tools, our information and communication systems are vulnerable to 
security  threats  and  breach  attempts  from  both  external  and  internal  sources.    Any  such  breach  could  result  in 
disruption of communications with our customers, drivers, vendors, employees, and service providers and improper 
access to, misappropriation of, altering, or deleting information in our systems, including customer, driver, vendor, 
employee,  and  service  provider  information  and  our  proprietary  business  information.    A  security  breach  could 
damage  our  business  operations  and  reputation  and  could  cause  us  to  incur  costs  associated  with  repairing  our 
systems,  increased  security,  customer  notifications,  lost  operating  revenue,  litigation,  regulatory  action,  fines  and 
penalties and reputational damage. 

Seasonality and the impact of weather and other catastrophic events affect our operations and profitability.  

Our tractor productivity decreases during the winter season because inclement weather impedes operations, and 
some shippers reduce their shipments after the winter holiday season.  Revenue can also be affected by bad weather 
and holidays, since revenue is directly related to available working days of shippers.  At the same time, operating 
expenses increase and fuel efficiency declines because of engine idling and harsh weather creating higher accident 
frequency,  increased  claims,  and  more  equipment  repairs.    We  may  also  suffer  from  weather-related  or  other 
unforeseen  events  such  as  tornadoes,  hurricanes,  blizzards,  ice  storms,  floods,  fires,  earthquakes,  and  explosions.  
These  events  may  disrupt  fuel  supplies,  increase  fuel  costs,  disrupt  freight  shipments  or  routes,  affect  regional 
economies, destroy our assets, or adversely affect the business or financial condition of our customers, any of which 
could have a materially adverse effect on our results of operations or make our results of operations more volatile. 

We cannot guarantee that our share repurchase program will not negatively impact our stock price or financial 
condition.  

Our  board  of  directors  has  approved  a share  repurchase program  under  which  we  may  purchase  up  to 
two million  shares  of  our  common  stock.    The  specific  timing,  manner,  price,  amount  and  other  terms  of  the 
repurchases  will  be  at  management's  discretion  and  will  depend  on  market  conditions,  corporate  and  regulatory 
requirements, and other factors.  There can be no assurance that repurchases will be made at the best possible price. 
We are not required to repurchase shares under the repurchase program, and we may modify, suspend, or terminate 
the repurchase program at any time for any reason.  We did not purchase any shares between September 2016 and 
the  date  of  this  Form  10-K.    We  cannot  predict  the  impact  that  future  repurchases,  if  any,  of  our  common  stock 
under this program will have on our stock price or earnings or loss per share.  When we are operating at net loss, 
share  repurchases  increase  the  amount  of  loss  per  share.    Important  factors  that  could  cause  us  to  discontinue  or 
decrease  our  share  repurchases  include,  among  others,  unfavorable  market  conditions,  the  market  price  of  our 
common stock, the nature of other investment or strategic opportunities presented to us from time to time, the rate of 

21 
 
 
 
 
 
 
 
 
dilution of our equity compensation programs, the availability of funds necessary to continue purchasing stock, and 
provisions  in  our  credit  facility  that  restrict  repurchases  based  upon  availability.    In  addition,  we  have  incurred 
indebtedness in connection with repurchases, which has reduced availability on our Credit Facility, reduced our net 
worth, and increased our debt-to-capitalization ratio and increased our debt to adjusted EBITDA ratio.  Accordingly, 
our share repurchase program could adversely affect our earnings, cash flows, liquidity, and ability to refinance our 
Credit Facility, any of which could negatively impact our stock price or financial condition. 

Uncertainty  relating  to  piece  rate  legislation  could  result  in  litigation  or  have  a  material  adverse  effect  on  our 
operating results. 

The  trucking  industry  has  been  confronted  with  a  continuous patchwork  of  laws  at  the  state  and  local  levels, 
related to employee rest and meal breaks.  Further, driver piece rate compensation, which is an industry standard, 
has  been  attacked  as  not  being  compliant  with  state  minimum  wage  laws.    Both  of  these  issues  are  adversely 
impacting the Company and motor carrier industry as a whole, with respect to the practical application of the laws; 
thereby resulting in additional cost.  In May 2015, the Supreme Court of the United States refused to grant certiorari 
to Appellees in the United States Court of Appeals for the Ninth Circuit case, Dilts, et al. v. Penske Logistics, LLC, 
et  al.    Consequently,  the  Appeals  Court  decision  stands, holding  that  California  state wage  and hour  laws  are not 
preempted by federal law.  Existing state and local laws, as well as new laws adopted in the future, which are not 
preempted by federal law, may result in increased labor costs, driver turnover, reduced operational efficiencies and 
amplified legal exposure. 

The transportation industry is subject to security requirements that could increase our costs of operation.   

Because  transportation  assets  continue  to  be  a  target  of  terrorist  activities,  federal,  state  and  municipal 
governments  are  adopting  or  are  considering  adopting  stricter  security  requirements  that  will  increase  operating 
costs and potentially slow service for businesses, including those in the transportation industry.  For example, in the 
aftermath  of  the  September  11,  2001,  terrorist  attacks,  federal,  state  and  municipal  authorities  implemented  and 
continue to implement various security measures, including checkpoints and travel restrictions on large trucks.  In 
addition, the TSA has adopted regulations that require determination by the TSA that each driver who applies for or 
renews his license for carrying hazardous materials is not a security threat.  These regulations could reduce the pool 
of qualified drivers, which could require us to increase driver compensation, limit fleet growth, or allow trucks to sit 
idle.  These regulations also could complicate the successful pairing of available equipment with hazardous material 
shipments,  thereby  increasing  the  Company’s  response  time  and  deadhead  miles  on  customer  shipments.    These 
requirements are not static, but change periodically as the result of regulatory and legislative requirements, imposing 
additional security costs and creating a level of uncertainty for our operations.  Thus, it is possible that these rules or 
other  future  security  requirements  could  impose  material  costs  on  us  or  slow  our  service  to  our  customers. 
Moreover,  a  terrorist  attack  directed  at  the  Company  or  other  aspects  of  the  transportation  infrastructure  could 
disrupt our operations and adversely impact demand for our services. 

Item 1B.  UNRESOLVED STAFF COMMENTS  

None. 

Item 2. 

PROPERTIES 

USA  Truck’s  executive  offices  and  headquarters  are  located  on  approximately  104  acres  in  Van  Buren, 
Arkansas.  This facility consists of approximately 117,000 square feet of office space, training and driver facilities, 
and  approximately  30,000  square  feet  of  maintenance  space.    The  headquarters  also  has  approximately  11,000 
square  feet  of  warehouse  space  and  two  other  structures  with  approximately  22,000  square  feet  of  office  and 
warehouse space which are currently leased to a third party.  All of our owned properties are subject to mortgages to 
secure our financing arrangements. 

The Company’s network consists of 14 facilities, including USAT Logistics offices and one terminal facility in 
Laredo,  Texas,  which  is  one  of  the  largest  inland  freight  gateway  cities  between  the  United  States  and  Mexico, 
operated  by  a  wholly  owned  subsidiary,  International  Freight  Services,  Inc.    As  of  December  31,  2016,  the 
Company’s active facilities were located in or near the following cities: 

22 
 
 
 
 
 
 
 
 
 
 
 
 
Trucking facilities: 

Van Buren, Arkansas 
West Memphis, Arkansas 
Vandalia, Ohio 
Spartanburg, South Carolina 
Laredo, Texas 

USAT Logistics facilities: 
Springdale, Arkansas  
Van Buren, Arkansas 
Roseville, California 
Los Angeles, California 
Jacksonville, Florida 
Atlanta, Georgia  
Oak Brook, Illinois 
Plano, Texas 
Seattle, Washington 
Administrative facilities: 

Lebanon, Indiana 

Shop
Yes
Yes 
Yes 
Yes 
Yes 

No 
Yes 
No 
No 
No 
No 
No 
No 
No 

No 

Driver 
Facilities
Yes
Yes 
Yes 
Yes 
Yes 

No 
Yes 
No 
No 
No 
No 
No 
No 
No 

No 

Fuel
No
No  
No (1) 
No 
No 

No 
No  
No 
No 
No 
No 
No 
No 
No 

No 

Dispatch 
Office 
Yes 
Yes 
No 
No 
Yes 

Own or 
 Lease
Own
  Own/Lease (2)

Own 
Own (3) 

  Own/Lease (4)

Yes 
Yes 
Yes 
Yes 
Yes 
Yes 
Yes 
Yes 
Yes 

Yes 

Lease 
Own 
Lease 
Lease 
Lease 
Lease 
Lease 
Lease 
Lease 

Lease 

(1)  Infrastructure is in place, but not currently utilized. 
(2)  USA Truck owns the terminal facility and holds an easement relating to less than one acre. 
(3)  USA Truck has been actively marketing the facility and expects it to be sold during 2017. 
(4)  USA Truck owns the terminal facility and leases an adjacent six acres for tractor and trailer parking. 

Item 3. 

LEGAL PROCEEDINGS  

USA  Truck  is  a  party  to  routine  litigation  incidental  to  its  business,  primarily  involving  claims  for  personal 
injury and property damage incurred in the transportation of freight.  Though the Company believes these claims to 
be routine and immaterial to its long-term financial position, adverse results of one or more of these claims could 
have  a  material  adverse  effect  on  its  financial  position,  results  of  operations  or  cash  flow  in  a  quarter  or  annual 
reporting period. 

Item 4.  MINE SAFETY DISCLOSURES 

None. 

PART II 

Item 5.  MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS 

AND ISSUER PURCHASES OF EQUITY SECURITIES 

USA Truck’s common stock is quoted on the NASDAQ Global Select Market under the symbol “USAK.”  The 
following table sets forth, for the periods indicated, the high and low sale prices of the Company’s common stock as 
reported by the NASDAQ Global Select Market. 

2016 

2015 

Quarter Ended: 

High 

Low 

High 

March 31 ...................................... $
June 30 .........................................
September 30 ...............................
December 31 ................................

19.19 
21.46 
20.16 
10.63 

  $

  $

11.58 
15.03 
9.96 
7.65 

32.14 
29.08 
24.29 
21.32 

Low 
$  25.01 
21.19 
16.33 
15.99 

As of February 17, 2017, there were 152 holders of record (including brokerage firms and other nominees) of 
USA Truck common stock.  On February 17, 2017, the closing price per share of USA Truck common stock on the 
NASDAQ Global Select Market was $9.485. 

23 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Dividend Policy 

The  Company  has  not  paid  any  dividends  on  its  common  stock  to  date,  and  does  not  anticipate  paying  any 
dividends  at  the  present  time.    The  Company  currently  intends  to  retain  all  of  its  earnings,  if  any,  for  use  in  the 
expansion and development of its business and reduction of debt.  The Company’s Credit Facility places restrictions 
on its ability to pay dividends.  Future payments of dividends will depend upon the Company’s financial condition, 
results  of  operations,  capital  commitments,  restrictions  under  then-existing  agreements,  legal  requirements,  and 
other factors the Company deems relevant. 

Equity Compensation Plan Information 

For  information  on  USA  Truck’s  equity  compensation  plans,  please  refer  to  Item  12  of  Part  III  of  this  Form 

10-K. 

Repurchase of Equity Securities 

On February 2, 2016 the Company announced the board of directors had authorized the repurchase of up to two 
million  shares  of  the  Company’s  common  stock,  which  will  expire  in  February  2019  unless  earlier  terminated  or 
extended by the board of directors.  During 2016, the Company, through a Rule 10b5-1 plan, repurchased 1,583,249 
shares at an average price of $18.05 per share for an aggregate cost of approximately $28.4 million.  Of the total 
shares repurchased during 2016, 46,262 shares were repurchased during January 2016 under a previously announced 
repurchase  authorization.    On  August  9,  2016,  the  Company  announced  the  board  of  directors  halted  the  Rule 
10b5-1 plan, with 463,013 shares remaining available for repurchase as of December 31, 2016.  

Item 6. 

SELECTED FINANCIAL DATA 

The  following  selected  financial  data  should  be  read  in  conjunction  with  “Management's  Discussion  and 
Analysis  of  Financial  Condition  and  Results  of  Operations,”  under  Part  II,  Item  7  of  this  Form  10-K  and  the 
consolidated  financial  statements  and  accompanying  footnotes  under  Part  II,  Item  8  of  this  Form  10-K  (dollar 
amounts in thousands, except per share data). 

Consolidated statement of operations data: 

2016
Operating revenue ..................................................... $ 429,099
Operating (loss) income ............................................  
(7,516)
Net (loss) income .......................................................  
(7,699)
Diluted (loss) earnings per share ...............................
(0.90)

Consolidated balance sheet data: 

Cash and cash equivalents ......................................... $
122
Total assets ................................................................   294,968
Long-term debt, capital leases and note payable, 

including current portion .......................................
Stockholders’ equity ..................................................

152,418
58,463

2015 
$ 507,934  
23,071
11,069
1.06

2013 

Year Ended December 31, 
2014 
$ 602,477
17,653
6,285
0.60

    $  555,005 
(10,101)
(9,993)
(0.97)

2012 
$ 512,428
(23,446)
(17,778)
(1.72)

$

87
286,456

$

205
303,944

    $ 

14 
 301,552 

$

1,742
322,321

101,435
93,777

117,512
99,068

 128,891 
  92,397 

138,285
102,172

Total debt, less cash, to total capitalization ratio .......

72.2 %

51.9 %

54.2 %   

58.2  % 

56.8 %

Other financial data: 

Operating ratio ...........................................................
Adjusted operating ratio (1) (unaudited) ...................

101.8 %
100.4 %

95.5 %
94.3 %

97.1 %   
96.4 %   

  101.8  % 
  100.9  % 

104.6 %
105.7 %

(1)  See “Consolidated Reconciliations” below. 

The Company reports adjusted operating ratio, which is a financial measure that is not prescribed or authorized 

by U.S. generally accepted accounting principles (“GAAP”).   

Adjusted  operating  ratio,  as  defined  here,  is  a  non-GAAP  financial  measure,  as  defined  by  the  SEC.  
Management  uses  adjusted  operating  ratio  as  a  supplement  to  the  Company’s  GAAP  results  in  evaluating  certain 
aspects of its business, as described below.  Adjusted operating ratio is not a substitute for operating margin or any 
other  measure  derived  solely  from  GAAP measures.    There  are  limitations  to  using  non-GAAP  measures such  as 
adjusted operating ratio.  Although management believes that adjusted operating ratio can make an evaluation of the 
Company’s operating performance more consistent because it removes items that, in management’s opinion, do not 

24 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
   
 
   
 
 
 
   
 
 
   
   
   
 
 
 
 
 
 
   
 
 
 
reflect its core operating performance, other companies in the transportation industry may define adjusted operating 
ratio  differently.    As  a  result,  it  may  be  difficult  to  use  adjusted  operating  ratio  or  similarly  named  non-GAAP 
measures  that  other  companies  may  use  to  compare  the  performance  of  those  companies  to  USA  Truck’s 
performance.  

Adjusted operating ratio is calculated as operating expenses less restructuring, impairment and other costs, and 
severance  costs  included  in  salaries,  wages  and  employee  benefits,  net  of  fuel  surcharge,  as  a  percentage  of 
operating revenue excluding fuel surcharge revenue.  

USA Truck’s board of directors and chief operating decision-makers also focus on adjusted operating ratio as an 
indicator of the Company’s performance from period to period.  Management believes fuel surcharge can be volatile 
and eliminating the impact of this source of revenue (by netting fuel surcharge revenue against fuel expense) affords 
a more consistent basis for comparing results of operations.   

Management  believes  its  presentation  of  adjusted  operating  ratio  is  useful  because  it  provides  investors  and 
securities  analysts  the  same  information  that  the  Company  uses  internally  for  purposes  of  assessing  its  core 
operating performance.   

Consolidated Reconciliations 

Pursuant  to  the  requirements  of  Regulation  G,  reconciliations  of  non-GAAP  financial  measures  to  GAAP 

financial measures have been provided in the table below for operating ratio (in thousands): 

Adjusted Operating Ratio 

Operating revenue .............................................................$
Less: 
Fuel surcharge revenue ....................................................
Base revenue .................................................................
Operating expense .............................................................
Adjusted for: 
Restructuring, impairment and other costs (1) ................
Severance included in salaries, wages and other (2) .......
Long-term claims liability reserve adjustment (3) ...........
Fuel surcharge revenue ....................................................
Adjusted operating expense ...........................................$
Operating ratio ...........................................................
Adjusted operating ratio ............................................

Segment Reconciliations: 

Trucking Segment 

2016
429,099

40,929
388,170
436,615

(5,264)
(839)
--
(40,929)
389,583

Year Ended December 31, 
2014 

2015 

$ 507,934

$ 602,477 

2013 
   $  555,005

58,981
448,953
484,863

108,133 
494,344 
584,824 

      111,150
      443,855
      565,106

(2,742)
--
--
(58,981)
$ 423,140

-- 
--  
-- 
(108,133) 
$ 476,691 

--
--
(5,970)
      (111,150)
   $  447,986

2012 
512,428

$

103,709
408,719
535,874

--
--
--
(103,709)
432,165

$

101.8 %
100.4 %

95.5 %
94.3 %

97.1  %   
96.4  %   

101.8 %
100.9 %

104.6 %
105.7 %

Revenue ..................................................................................$
Less:  intersegment eliminations............................................
Operating revenue ...................................................................
Less:  fuel surcharge revenue ................................................
Base revenue ..........................................................................$
Operating expense ..................................................................$
Adjusted for:  

2016
295,807
1,281
294,526
32,090
262,436
309,315

$

Year Ended December 31, 
2015 
356,528   
2,048   
354,480   
46,799   
307,681 
343,392 

2014 
  $  424,082
587
423,495
87,198
  $  336,297
  $  426,617

$
$

Restructuring, impairment and other costs (1) ....................
Severance included in salaries, wages and other (2) ...........
Fuel surcharge revenue........................................................
Adjusted operating expense ................................................$

(4,848)
(839)
(32,090)
271,538

(2,742) 
-- 
(46,799) 
293,851 

$

--
--
  (87,198)
  $  339,419

Operating ratio ........................................................................
Adjusted operating ratio ..........................................................

105.0 %
103.5 %

96.9  %   
95.5  %   

100.7 %
100.9 %

25 
 
 
 
 
 
 
 
 
 
 
 
     
 
     
     
     
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
USAT Logistics Segment 

Revenue ................................................................................. $
Less:  intersegment eliminations ...........................................
Operating revenue ..................................................................
Less:  fuel surcharge revenue ................................................
Base revenue ......................................................................... $
Operating expense .................................................................. $
Adjusted for:  

Restructuring, impairment and other costs (1) ...................
Fuel surcharge revenue .......................................................
Adjusted operating expense................................................$
Operating ratio .......................................................................  
Adjusted operating ratio .........................................................

$

2014 

Year Ended December 31, 
2015 
158,295   
4,841   
153,454   
12,182   
141,272 
141,471 

  $  192,924
13,942
178,982
20,935
  $  158,047
  $  158,207

$
$

2016
140,847
6,274
134,573
8,839
125,734
127,300

(416)
(8,839)
118,045

$
94.6 %  
93.9 %

-- 
(12,182) 
129,289 

--
(20,935)
  $  137,272

92.2  %   
91.5  %   

88.4 %
86.9 %

(1)  During 2016 and 2015, the Company recognized $5.3 million and $2.7 million, respectively, in restructuring, 
impairment and other costs relating to the termination of employment of certain executives and the closure of 
maintenance facilities.  See “Item 8. Financial Statements and Supplementary Data – Note 15: Restructuring, 
impairment and other costs” in this Form 10-K for further discussion. 

(2)  During  2016,  the  Company  recognized  $0.7  million  in  severance  costs  included  in  the  “Salaries,  wages  and 
employee benefits” line item relating to the resignation of certain executives and $0.1 million associated with 
severances  for  a  reduction  in  force  implemented  during  the  fourth  quarter  of  2016.    See  “Item  8.  Financial 
Statements and Supplementary Data – Note 15: Restructuring, impairment and other costs” in this Form 10-K 
for further discussion. 

Item 7.  MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS 

OF OPERATIONS 

Management’s Discussion and Analysis of Financial Condition and Results of Operations (“MD&A”) should be 
read  together  with  the  Business  section  in  Part  1,  Item  1,  as  well  as  the  consolidated  financial  statements  and 
accompanying footnotes in Part II, Item 8, of this Form 10-K.  This discussion contains forward-looking statements 
as a result of many factors, including those set forth under Part I, Item 1A “Risk Factors,” Part I “Cautionary Note 
Regarding  Forward-Looking  Statements,”  and  elsewhere  in  this  report.    These  statements  are  based  on  current 
expectations and assumptions that are subject to risks and uncertainties.  Actual results could differ materially from 
those discussed herein. MD&A summarizes the financial statements from management’s perspective with respect to 
the Company’s financial condition, results of operations, liquidity and other factors that may affect actual results.   

The MD&A is organized in the following sections: 

  Business Overview 
  Executive Overview 
  Results of Operations  
  Liquidity and Capital Resources 
  Contractual Obligations and Commitments  
  Off-Balance Sheet Arrangements  
  Critical Accounting Estimates  

Business Overview  

USA Truck offers a broad range of truckload and logistics services to a diversified customer base that spans a 
variety  of  industries.    The  Company  has  two  reportable  segments:  (i)  Trucking,  consisting  of  one-way  truckload 
services,  in  which  volumes  typically  are  not  contractually  committed,  and dedicated  contract  services,  in  which  a 
combination of equipment and drivers is contractually committed to a particular customer, typically for a duration of 
at least one year, and (ii) USAT Logistics, formerly referred to as “SCS,” consisting of freight brokerage and rail 
intermodal service offerings, in which the Company retains control of the customer relationship and contracts for the 
use  of  a  third  party’s  transportation  assets.    The  Trucking  segment  provides  truckload  transportation,  including 

26 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
dedicated  services,  of  various  products,  goods,  and  materials.    The  Company’s  USAT  Logistics  service  offering 
matches customer shipments with available equipment of authorized carriers and provides services that complement 
the  Company’s  Trucking  operations.    USAT  Logistics  provides  these  services  primarily  to  existing  Trucking 
customers,  many  of  whom  prefer  to  rely  on  a  single  carrier,  or  a  small  group  of  carriers,  to  provide  all  their 
transportation solutions. 

Revenue for the Company’s Trucking segment is substantially generated by transporting freight for customers, 
and is predominantly affected by the rates per mile received from customers, the number of tractors in operation, 
and the number of revenue generating miles per tractor.  USA Truck enhances its Trucking operating revenue by 
charging for fuel surcharge, and ancillary services such as stop-off pay, loading and unloading activities, tractor and 
trailer detention and other similar services.  

Operating  expenses  that  have  a  major  impact  on  the  profitability  of  the  Trucking  segment  are  primarily  the 
variable costs or mostly variable costs of transporting freight for customers.  These costs include driver salaries and 
benefits, fuel and fuel taxes, payments to independent contractors, operating and maintenance expense and insurance 
and  claims.    In  addition,  the  fixed  or  mostly  fixed  costs  associated  with  non-driving  personnel,  terminal 
infrastructure,  and  depreciation,  interest,  rent,  and  gain  or  loss  on  disposition  of  revenue  equipment,  can 
significantly affect the Company’s margins to the extent revenue from this segment is spread over more or less fixed 
cost burden. 

To  mitigate  the  Company’s  exposure  to  fuel  price  increases,  it  recovers  from  its  customers  additional  fuel 
surcharges  that  generally  recoup  a  majority  of  the  increased  fuel  costs;  however,  the  Company  cannot  assure  its 
recovery  levels  experienced  in  the  past  will  continue  in  future  periods.    Although  its  fuel  surcharge  program 
mitigates  some  exposure  to  rising  fuel  costs,  the  Company  continues  to  have  exposure  to  increasing  fuel  costs 
related to deadhead miles, fuel inefficiency due to engine idle time, and other factors, including the extent to which 
the surcharge paid by the customer is  insufficient to compensate for fuel expense, particularly in times of rapidly 
increasing  fuel  prices.    The  main  factors  that  affect  fuel  surcharge  revenue  are  the  price  of  diesel  fuel  and  the 
number  of  loaded  miles.    The  fuel  surcharge  is  billed  on  a  lagging  basis,  meaning  the  Company  typically  bills 
customers  in  the  current  week  based  on  the  previous  week’s  applicable  United  States  Department  of  Energy,  or 
DOE, index.  Therefore, in times of increasing fuel prices, the Company does not recover as much as it is currently 
paying for fuel.  In periods of declining prices, the opposite is true.  

The  key  statistics  used  to  evaluate  Trucking  revenue,  net  of  fuel  surcharge,  are  (i)  base  revenue  per  seated 
tractor  per  week,  (ii)  average  miles  per  seated  tractor  per  week,  (iii)  average  base  revenue  per  loaded  mile,  (iv) 
deadhead percentage, (v) average loaded miles per trip and (vi) average number of seated tractors.  In general, the 
Company’s average miles per tractor per week, rate per mile, and deadhead percentage are affected by industry-wide 
freight  volumes,  industry-wide  trucking  capacity  and  the  competitive  environment,  which  factors  are  beyond  the 
Company’s control, as well  as by its service levels and efficiency of its operations, over which the Company has 
significant control.  

The  USAT  Logistics  segment  is  non  asset  based  and  is  dependent  upon  qualified  employees,  information 
systems and qualified third-party capacity providers.  The largest expense related to the USAT Logistics segment is 
purchased transportation expense.  Other operating expenses consist primarily of salaries, wages and benefits.  The 
Company evaluates the USAT Logistics segment’s financial performance by reviewing the gross margin percentage 
(revenue  less  purchased  transportation  expenses  (net  revenue)  expressed  as  a  percentage  of  revenue)  and  net 
revenue.  The gross margin and net revenue can be impacted by fluctuations in freight volumes and industry-wide 
trucking capacity.  USAT Logistics often achieves better gross margins during periods of imbalance between supply 
and  demand  than  times  of  balanced  supply  and  demand,  although  periods  of  transition  to  tight  capacity  also  can 
compress margins.   

The Company expects to continue refining the freight network toward a more optimal mix of lanes and markets 
in  its  Trucking  business,  work  toward  seating  a  higher  percentage  of  the  Company’s  fleet  and  growing  the 
independent contractor fleet, and focus on improving rates, all with the goal of better utilizing Company tractors and 
improving  key  operating  metrics.    By  focusing  on  these  areas,  management  believes  it  will  make  progress  on  its 
goals of improving the Company’s improving operating performance and increasing stockholder value. 

27 
 
 
 
 
 
 
 
 
 
Executive Overview 

Our results for 2016 compared to 2015 are summarized below and were negatively impacted by a soft freight 
environment for both our Trucking and USAT Logistics segments.  Our Trucking segment suffered from lower base 
revenue  per  loaded  mile,  a  smaller  fleet,  and  a  high  percentage  of  unseated  tractors.    The  difficult  operating 
environment  also  impacted  our  USAT  Logistics  segment,  which  experienced  lower  net  revenue  and  operating 
income, with a similar gross margin to 2015.  The Company’s performance in 2016 was unacceptable, which was 
one of the primary reasons the management team was realigned.  Our re-aligned management team has confidence 
in our strategy, and significant efforts are underway with the goal of returning the Company to profitability in the 
first  half  of  2017.    In  our  Trucking  segment,  we  are  focused  on  seating  a  higher  percentage  of  our  tractor  fleet, 
capitalizing on more aggressive sales activities and market conditions to improve base revenue yield, and growing 
our  independent  contractor  fleet.    At  USAT  Logistics,  we  are  pursuing  growth  opportunities  in  Mexico,  with  our 
Plus  Power  fleet,  and  with  our  agent  network.    In  all  aspects  of  our  business  we  have  a  relentless  focus  on  cost 
controls,  having  taken  actions  in  the  second  half  of  2016  and  early  2017  to  reduce  costs.    Further,  capital 
expenditures have been reduced substantially in an effort to reduce our balance sheet leverage ratios to acceptable 
levels  targeted  to  be  between  2.5x  –  3.0x  our  total  debt  and  capital  lease  obligations,  net  of  cash,  to  adjusted 
EBITDA.    Potential  headwinds  for  2017  are  expected  to  include  a  driver  pay  spike  with  tighter  regulations 
associated with the ELD regulatory mandate, a depressed used equipment market, fuel price increases, a tightening 
of  the  insurance  markets  that  could  increase  our  premiums  or  self-insured  risks  upon  renewal,  and  margin 
compression  and  growth  restrictions  at  USAT  Logistics  with  reduced  industry  capacity  associated  with  the  ELD 
regulatory mandate.  

The  following  tables  summarize  the  consolidated  statements  of  operations  (in  thousands)  and  percentage  of 
consolidated  operating  revenue  and  the  percentage  increase  or  decrease  in  the  dollar  amounts  of  those  items 
compared to the prior year. 

$ 

Base revenue ......................................   $  388,170   
Fuel surcharge revenue ......................  
  40,929   
Operating revenue ...........................   $  429,099   

2016 
% 
Operating 
Revenue 
90.5 %
9.5  
100.0 %

Adjusted 
Operating 
Ratio (1) 

$ 

$ 448,953  
58,981  
$ 507,934  

Adjusted 
Operating 
Ratio (1) 

2015 
% 
Operating 
Revenue 

88.4  %  
11.6   
100.0  %  

% Change 
in Dollar 
Amounts 
(13.5) %
(30.6)  
(15.5)  

Operating expenses ............................  
Operating (loss) income ...................  

  436,615   
(7,516)  

101.8  
(1.8)  

100.4 % 
(0.4)  

  484,863  
23,071  

95.5   
4.5   

94.3  %   
5.7   

(10.0)  
(132.6)  

Other expenses: 
Interest expense .................................  
Loss on extinguishment of debt (2) ....  
Other, net ...........................................  
Total other expenses, net....................  
(Loss) income before income taxes .  
Income tax (benefit) expense ...........  

3,178   
--   
524   
3,702   
  (11,218)  
(3,519)  

0.7  
--  
0.1  
0.9  
(2.6)  
(0.8)  

2,237  
750  
743  
3,730  
19,341  
8,272  

0.4   
0.2   
0.1   
0.7   
3.8   
1.6   

42.1  
(100.0)  
(29.5)  
(0.8)  
(158.0)  
(142.5)  

Net (loss) income ..............................   $ 

(7,699)  

(1.8) %

$

11,069  

2.2  %  

(169.6) %

28 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
 
 
   
 
 
  
 
 
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
 
   
 
 
 
   
 
 
 
 
   
 
   
 
 
 
 
 
 
   
 
 
 
 
 
   
 
 
 
 
 
   
 
 
 
 
 
   
 
 
 
 
   
 
 
 
 
 
   
 
 
  
 
 
 
 
 
   
 
   
 
 
 
   
 
 
 
 
$ 

Base revenue ......................................  $  448,953   
Fuel surcharge revenue ...................... 
  58,981   
Operating revenue ...........................   $  507,934   

2015 
% 
Operating 
Revenue 
88.4 %
11.6  
100.0 %

Adjusted 
Operating 
Ratio (1)

$ 

$

$

494,344  
108,133  
602,477  

2014 
% 
Operating 
Revenue 

82.1  %  
17.9   
100.0  %   

Adjusted 
Operating 
Ratio (1) 

% Change 
in Dollar 
Amounts 
(9.2) %

    (45.5)  
(15.7)  

Operating expenses ............................  
Operating income ............................ 

  484,863   
  23,071   

95.5  
4.5  

94.3 % 
5.7  

584,824  
17,653  

97.1   
2.9   

96.4  %   
3.6   

(17.1)  
30.7  

Other expenses: 
Interest expense .................................  
Defense costs (3)  ..............................  
Loss on extinguishment of debt (2) ...  
Other, net ...........................................  
Total other expenses, net ...................  
Income before income taxes ............  
Income tax expense ..........................  

2,237   
--   
750   
743   
3,730   
  19,341   
8,272   

0.4  
--  
0.2  
0.1  
0.7  
3.8  
1.6  

3,008  
2,764  
--  
245  
6,017  
11,636  
5,351  

0.5   
0.5   
--   
--   
1.0   
1.9   
0.9   

(25.6)  
(100.0)  
100.0  
203.3  
(38.0)  
66.2  
54.6  

Net income ........................................   $  11,069   

2.2 %

$

6,285  

1.0  %   

76.1 %

(1)  The adjusted operating ratio calculation for operating expenses is calculated as operating expenses, net of 
fuel surcharge and other items, as a percent of operating revenue excluding fuel surcharge revenue.  Other 
items in this presentation are the restructuring, impairment and other costs and severance costs included in 
salaries,  wages  and  employee  benefits.   See  Note  15  to  the  Company’s consolidated  financial  statements 
included in Part II, Item 8, in this Form 10-K.  Adjusted operating ratio is a non-GAAP financial measure.  
See Selected Financial Statement Data in Part I, Item 6 for the uses and limitations associated with adjusted 
operating ratio. 

(2)  Loss on extinguishment of debt represents the write-off of the deferred financing fees associated with the 

Company’s previous revolving credit facility. 

(3)  Defense  costs  are  the  legal  and  related  costs  incurred  in  connection  with  the  unsolicited  proposal  from 

another trucking company to acquire USA Truck and related litigation and activist costs, pretax. 

Key Operating Statistics by Segment 

Trucking: 

Operating revenue (in thousands) .................................... $
Operating (loss) income (in thousands) (1) ..................... $
Operating ratio (2) ...........................................................  
Adjusted operating ratio (3) .............................................  
Total miles (in thousands) (4) ..........................................  
Deadhead percentage (5) .................................................  
Base revenue per loaded mile .......................................... $ 
Average number of in-service tractors (6) .......................  
Average number of seated tractors (7) .............................  
Average miles per seated tractor per week ......................  
Base revenue per seated tractor per week ........................ $
Average loaded miles per trip ..........................................

Year Ended December 31, 

  $
  $

2016 
294,526
(14,789)

105.0 %  
103.5 %  

172,591  

12.9 %  
1.746  
1,774  
1,674  
1,972  
2,998  
583  

  $ 

  $

2015 
354,480   
11,088   

96.9  %   
95.5  %   

186,686   

2014 

  $  423,495  
(3,122) 
  $ 
100.7 %
100.9 %

  215,479  

12.6  %   
1.885   
1,970   
1,824   
1,963   
3,235   
582   

  $ 

  $ 

12.7 %
1.788  
2,202  
2,047  
2,019  
3,151  
612  

USAT Logistics: 

Operating revenue (in thousands) .................................... $
Operating income (in thousands) (1) ............................... $
Net revenue (in thousands) (8) ........................................ $
Gross margin (9) ..............................................................

134,573  
7,273  
25,645  

  $
  $
$

153,454   
11,983   
28,529   

  $  178,982  
20,775  
  $ 
34,070  
$ 

18.2 %  

18.0  %   

17.7 %

(1)  Operating income or loss is calculated by deducting operating expenses from operating revenue. 

29 
 
 
 
 
 
 
   
 
 
 
 
   
 
 
   
 
 
  
 
 
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
 
   
 
 
 
   
 
 
 
 
   
 
   
 
 
 
 
 
 
   
 
 
 
 
 
   
 
 
 
 
 
   
 
 
 
 
 
   
 
 
 
 
 
   
 
 
 
 
   
 
 
 
 
 
   
 
 
  
 
 
 
 
 
   
 
   
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
(2)  Operating ratio is calculated as operating expenses, net of fuel surcharge revenue, as a percentage of operating 

revenue excluding fuel surcharge revenue. 

(3)    Adjusted operating ratio is calculated as operating expenses less unusual items, net of fuel surcharge revenue, 
as a percentage of operating revenue excluding fuel surcharge revenue.  See Selected Financial Data in Part I, 
Item 6 for the uses and limitations associated with adjusted operating ratio. 

(4)  Total miles include both loaded and deadhead (empty) miles. 
(5)  Deadhead percentage is calculated by dividing deadhead miles into total miles.  
(6)  Tractors include Company-owned tractors in service, plus tractors operated by independent contractors. 
(7)  Seated tractors are those occupied by drivers. 
(8)  Net revenue is calculated by taking revenue less purchased transportation. 
(9)  Gross  margin percentage  is calculated by  taking revenue less  purchased  transportation  expense  and dividing 

that amount by revenue.  This calculation includes intercompany revenues and expenses. 

Trucking operating revenue  

During  2016,  the  decrease  in  operating  revenue  was  primarily  attributable  to  an  8.1%  decrease  in  Trucking 
shipments and a 7.6% decrease in total miles driven, and included a 31.4% decrease in fuel surcharge revenue.  The 
remaining decreases in operating revenue and base revenue were attributable to 8.2% fewer average seated tractors 
as the Company continued to downsize its fleet to match its tractors with demand and experienced difficulties with 
driver retention, and a 7.4% decrease in Trucking base revenue per loaded mile.  The loss of business from several 
customers in the second quarter accounted for the majority of the decrease in base revenue per loaded mile and in 
loaded miles during the year.  

During  2015,  the  Company  downsized  its  tractor  fleet  by  approximately  400  tractors  to  help  focus  on  its 
network and customer profitability and to reduce unseated tractors in its Trucking segment. Compared to 2014, the 
smaller fleet contributed to an 8.5% decrease in base revenue, due to 10.9% fewer average seated tractors, which 
generated  13.2%  lower  loaded  miles,  partially  offset  by  a  2.7%  increase  in  average  base  revenue  per  tractor  per 
week.    Fuel  surcharge  revenue  was  lower  compared  to  2014,  primarily  due  to  fewer  loaded  miles,  as  well  as  the 
30.4% lower DOE average price of diesel fuel throughout 2015.   

Trucking operating (loss) income  

During 2016, the Trucking operating loss was primarily the result of an 8.1% decrease in Trucking shipments 
and  a  7.3%  reduction  in  base  revenue  per  seated  tractor  per  week  associated  with  the  loss  of  several  customers 
during the second quarter and a softer freight environment.  These decreases were partially offset by cost savings 
efforts in maintenance expense.  However, the Company was not able to reduce fixed costs sufficiently during the 
period, despite efforts to match the Company’s non-driving workforce to its smaller fleet.  In 2017, the Company 
expects to continue refining the Company’s freight network toward a more optimal mix of lanes and markets, work 
toward seating a higher percentage of the Company’s fleet and growing the independent contractor fleet, and focus 
on improving rates, all with the goal of better utilizing Company tractors and improving key operating metrics. 

During 2015, the improvement in Trucking operating income compared to 2014 was driven primarily by a $6.4 
million  increase  in  gain  on  sale  of  equipment  associated  with  downsizing  the  tractor  fleet  in  2015.    Additionally, 
improvements in pricing and fuel expense were partially offset by a 3.9% increase in driver wages during 2015.  

USAT Logistics operating revenue 

During 2016, the decrease in USAT Logistics operating revenue primarily resulted from a 27.4% reduction in 
fuel  surcharge  revenue,  partially  offset  by  a  3.2%  increase  in  load  volumes  and  a  20  basis  point  improvement  in 
gross margin.  USAT Logistics’ base revenue decreased 11.0% compared to 2015.  USAT Logistics experienced a 
15.1% decrease in revenue per order as a result of the soft freight environment.  In the USAT Logistics segment, 
which  requires  much  lower  capital  investment,  the  Company  remains  focused  on  gaining  market  share  and 
improving  net  revenue.    The  Company  is  expanding  the  Plus  Power  fleet  and  adding  contracted  agents  who  are 
being trained on USAT Logistics systems and service capabilities.  To further expand the Logistics business and to 
better support our assets operating in Mexico, the Company established USAT Logistics de Mexico.   

Decreases  in  operating  revenue  during  2015  resulted  primarily  from  1.0%  lower  load  volumes  and  lower 
pricing,  both  of  which  were  directly  related  to  a  softened  spot  market  in  2015  as  compared  to  2014.    Operating 
revenue  per  employee  decreased  25.1%  during  2015  as  a  result  of  a  14.4%  increase  in  headcount  during  2015  to 
support the growth of this segment, as well as higher transportation costs charged by carriers. 

30 
 
 
 
 
 
 
 
 
USAT Logistics operating income  

In 2016, the decrease in USAT Logistics’ operating income was largely due to the decreases in base revenue 
and  fuel  surcharge  revenue,  which  less  effectively  covered  the  increased  compensation  expense  tied  to  efforts  to 
grow this segment.   

Decreases  in  USAT  Logistics  operating  income  during  2015  resulted  from  headcount  growth  exceeding  the 
revenue base, as revenue growth was dampened as a result of the softer freight market.  Accordingly, gross profit 
per employee decreased 26.8% in 2015, compared to the same period in 2014.   

Consolidated Operating Expenses 

The  following  table  summarizes  the  consolidated  operating  expenses  (in  thousands)  and  percentage  of 
consolidated  operating  revenue,  consolidated  base  revenue  and  the  percentage  increase  or  decrease  in  the  dollar 
amounts of those items compared to the prior year. 

Operating Expenses: 
Salaries, wages and employee benefits ..........$ 
Fuel and fuel taxes ........................................ 
Depreciation and amortization ...................... 
Insurance and claims ..................................... 
Equipment rent .............................................. 
Operations and maintenance ......................... 
Purchased transportation ............................... 
Operating taxes and licenses ......................... 
Communications and utilities ........................ 
Gain on sale of assets .................................... 
Restructuring, impairment and other costs .... 
Impairment on assets held for sale ................ 
Other ............................................................. 
Total operating expenses ...............................$ 

$ 
122,408  
43,179
29,954
21,154
7,443
34,252
148,972
4,695
3,239
(1,116)
5,264
2,839
14,332
436,615

Operating Expenses: 
Salaries, wages and employee benefits ...........$ 
Fuel and fuel taxes .......................................... 
Depreciation and amortization ........................ 
Insurance and claims ....................................... 
Equipment rent ................................................ 
Operations and maintenance ........................... 
Purchased transportation ................................. 
Operating taxes and licenses ........................... 
Communications and utilities.......................... 
Gain on sale of assets ...................................... 
Restructuring, impairment and other costs ...... 
Other ............................................................... 
Total operating expenses .................................$ 

$ 
140,649  
58,511  
37,480  
21,183  
4,424  
39,644  
161,370  
5,720  
3,599  
(7,547)  
2,742
17,088  
484,863  

2016 
% 
Operating 
Revenue

28.5 %  
10.1
7.0
4.9
1.7
8.0
34.7
1.1
0.8
(0.3)
1.2
0.7
3.4
101.8 %

2015 
% 
Operating 
Revenue

27.7 %  
11.5  
7.4  
4.2  
0.9  
7.8  
31.8  
1.1  
0.7  
(1.5)  
0.5
3.4  
95.5 %  

% Base 
Revenue (1)

$ 

31.3 % (1) $ 140,649  
0.6   (2)
7.7
5.5
1.9
8.8
38.4
1.2
0.9
(0.3)
N/A
0.7
3.7
100.4

58,511
37,480
21,183
4,424
39,644
161,370
5,720
3,599
(7,547)
2,742
--
17,088
% $ 484,863

% Base 
Revenue (1)
31.3 % 
(0.1) (2)
8.3  
4.7  
1.0  
8.8  
35.9  
1.3  
0.8  
(1.7) 
N/A
3.8  
94.3 % 

$ 
$ 153,410  
  116,092  
44,071  
24,910  
3,089  
45,634  
  172,117  
5,589  
4,062  
(1,107)  
--
16,957  
$ 584,824  

2015 
% 
Operating 
Revenue 

27.7  %  
11.5 
7.4 
4.2 
0.9 
7.8 
31.8 
1.1 
0.7 
(1.5)
0.5 
-- 
3.4 
95.5  % 

2014 
% 
Operating 
Revenue 

25.5  %  
19.3   
7.3   
4.1   
0.5   
7.6   
28.6   
0.9   
0.7   
(0.2)  
-- 
2.8   
97.1  %  

% 
Change 

% Base 
Revenue (1)
31.3 % 
(0.1) (2)
8.3
4.7
1.0
8.8
35.9
1.3
0.8
(1.7)
N/A
--
3.8
94.3 % (10.0) %

2016 to 
2015 
(13.0) %
(26.2)
(20.1)
(0.1)
68.2
(13.6)
(7.7)
(17.9)
(10.0)
(85.2)
92.0
N/A
(16.1)

% 
Change 

2015 to 
2014 
(8.3) %

(49.6)  
(15.0)  
(15.0)  
43.2  
(13.1)  
(6.2)  
2.3  
(11.4)  
581.8  
100.0

0.8  
(17.1) %

% Base 
Revenue (1)
31.0 % 
1.6 (2)
8.9  
5.0  
0.6  
9.2  
34.8  
1.1  
0.8  
(0.2)  
--
3.4  
96.4 % 

(1)  The percent of base revenue calculation for operating expenses is calculated as operating expenses, net of fuel 
surcharges and other items, as a percent of operating revenue excluding fuel surcharge revenue.  Other items in 
this  presentation  are  the  restructuring,  impairment  and  other  costs  and  severance  costs  included  in  salaries, 
wages and employee benefits.  See Note 15 to the Company’s consolidated financial statements included in Part 
II, Item 8, in this Form 10-K and Selected Financial Data in Part I, Item 6 of this Form 10-K. 

31 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(2)  The percent of base revenue calculation for fuel and fuel surcharge expense is calculated as fuel and fuel taxes, 

net of fuel surcharge. 

Salaries, wages and employee benefits  

Salaries,  wages  and  employee  benefits  consist  primarily  of  compensation  for  all  employees.    Salaries,  wages 
and employee benefits are primarily affected by the total number of miles driven by Company drivers, the rate per 
mile  the  Company  pays  its  Company  drivers,  employee  benefits  (including,  but  not  limited  to,  healthcare  and 
workers’ compensation), and to a lesser extent by the number of, and compensation and benefits paid to, non-driver 
employees. 

The absolute decrease in salaries, wages and employee benefits expenses during 2016 was primarily due to an 
approximate  10.0%  reduction  in  the  Company-owned  tractor  fleet  and  an  8.3%  increase  in  the  independent 
contractor fleet, as the Company continued to migrate to an asset-light strategy in its Trucking segment.  We believe 
non-driver wages should continue to decrease as the Company continues to align the number of seated tractors with 
non-driving  support  staff  in  the  Trucking  segment.    USAT  Logistics  salaries,  wages  and  employee  benefits  are 
expected to increase as we continue to increase customer facing positions in an effort to grow market share. 

Salaries,  wages  and  employee  benefits  expense  for  2015  decreased  when  compared  to  2014,  due  to  a  15.6% 
decrease in the number of company drivers and a 10.9% reduction in the average seated truck count, offset by 3.9% 
higher driver pay rates.  Also, during the third quarter of 2015, the Company enhanced its paid time  off (“PTO”) 
policy,  converting  from  an  anniversary  date  vesting  period  to  a  calendar  year  vesting  period.    As  a  result,  the 
Company reversed approximately $1.4 million of its vacation reserve, as PTO is no longer accrued for carry over 
balances.   

The rate of compensation paid to Company drivers per mile has increased in recent periods and is anticipated to 
further  increase  in  future periods due  to  expected driver pay  increases, especially  if  the  economy  strengthens  and 
other  employment  alternatives  become  more  available.    Furthermore,  management  believes  that  the  market  for 
drivers continues to tighten; therefore, the Company expects hiring expenses, including recruiting and advertising, to 
increase in order to attract sufficient numbers of qualified professional drivers to operate the Company-owned fleet.  
Changes will also be affected by the percentage of Trucking miles operated by independent contractors instead of 
Company employed drivers. 

Fuel and fuel taxes  

Fuel and fuel taxes consist primarily of diesel fuel expense for Company-owned tractors and fuel taxes.  The 
primary  factors  affecting  the  Company’s  fuel  expense  are  the  cost  of  diesel  fuel,  the  fuel  economy  of  Company 
equipment, and the number of miles driven by company drivers.  

Fuel expense decreased, as a percentage of operating revenue, to 10.1% in 2016, from 11.5% in 2015, despite 
the  U.S.  National  Average  Diesel  Fuel  price  increased  by  13.5%  in  2016.    Fuel  expense,  net  of  Trucking  fuel 
surcharge,  expressed  as  a  percentage  of  Trucking  base  revenue,  increased  10.5%  year  over  year.    Fuel  efficiency 
initiatives  undertaken  during  the  year,  such  as  trailer  blades,  idle-control,  more  fuel-efficient  engines,  and  driver 
training  programs,  contributed  to  the  increased  controlling  of  our  fuel  expense  on  a  cost  per  company  tractor 
operated mile basis.  However, these initiatives were muted by steadily rising fuel prices that began during the first 
quarter of 2016 and continued throughout the remainder of 2016, as compared to the same periods in 2015, where 
they consistently fell each quarter. 

During 2015, fuel and fuel taxes decreased compared to 2014 primarily the result of better fuel procurement and 
more  effective  management  of  the  fuel  surcharge  program,  as  well  as  decreased  volumes  resulting  from  the  fleet 
reductions undertaken during the year.  Of the $57.6 million reduction in fuel expense, $31.3 million resulted from 
decreased price per gallon, $25.3 million resulted from decreased volumes, and approximately $1.0 million resulted 
from increased equipment efficiencies.  The decrease in the average age of the fleet contributed to a 1.0% increase in 
the Company miles per gallon during 2015.  

The  Company  expects  to  continue  managing  its  idle  time  and  truck  speeds  and  partnering  with  customers  to 
adjust fuel surcharge programs to recover a fair portion of rising fuel costs.  Going forward, the Company’s net fuel 
expense is expected to fluctuate as a percentage of revenue based on factors such as diesel fuel prices, percentage 
recovered  from  fuel  surcharge  programs,  deadhead  percentage,  the  percentage  of  revenue  generated  from 
independent contractors and the success of fuel efficiency initiatives.  Fuel prices are expected to continue to rise 
throughout 2017. 

32 
 
 
 
 
 
 
 
 
 
 
Equipment rent and depreciation and amortization 

Equipment  rent  expenses  are  those  related  to  revenue  equipment  under  operating  leases.    Depreciation  and 
amortization of property and equipment consists primarily of depreciation for Company-owned tractors and trailers 
and  amortization  of  those  financed  with  capital  leases.    The  primary  factors  affecting  this  expense  include  the 
number and age of Company tractors and trailers, the acquisition cost of new equipment, and the salvage values and 
useful lives assigned to the equipment.  These largely fixed costs fluctuate as a percentage of base revenue primarily 
with increases and decreases in average base revenue per tractor and the percentage of base revenue contributed by 
Trucking versus USAT Logistics.   

The increase in equipment rent expense during 2016 was the result of increased use of operating leases for the 
acquisition of revenue equipment due to favorable terms the Company entered into throughout 2015.  Decreases in 
depreciation and amortization for 2016 were primarily reflective of the approximate 10.0% reduction in the size of 
the Company-owned tractor fleet resulting from fleet downsizing and the Company's continued focus on increasing 
its independent contractor fleet, partially offset by higher depreciation expense attributable to increased acquisition 
cost  of  new  equipment.    The  reduction  in  depreciation  from  the  smaller  fleet  size  more  than  offset  increased 
equipment rent, which positively impacted our operating results.     

Further, the acquisition costs of new revenue equipment are expected to increase, largely due to the continued 
implementation  of  emissions  requirements.    During 2016,  the  Company  invested  in  tractors  with  improved  safety 
features, which have an approximately 11% higher purchase price than tractors purchased in 2015.  The Company 
believes the return on investment will be in fewer incidents of claims and less severe claims over the long run.  As a 
result,  management  expects  to  see  an  increase  in  depreciation  and  amortization  expense  from  new  tractors  and 
trailers.   

For 2015,  decreases  in  equipment  rent  expense  and  depreciation  and  amortization  compared  to  2014  resulted 
primarily from a 15.6% reduction in the average number of Company tractors as part of the Company’s downsizing 
of its tractor fleet in 2015, partially offset by a higher number of operating leases for revenue equipment due to more 
favorable lease terms.   

Insurance and claims 

Insurance  and  claims  expense  consists  of  insurance  premiums  and  the  accruals  the  Company  makes  for 
estimated payments and expenses for claims for bodily injury, property damage, cargo damage, and other casualty 
events.  The primary factors affecting the Company’s insurance and claims expense are the number of miles driven 
by  its  Company  drivers  and  independent  contractors,  the  frequency  and  severity  of  accidents,  trends  in  the 
development  factors  used  in  the  Company’s  actuarial  accruals,  developments  in  prior-year  claims,  and  insurance 
premiums and self-insured amounts.  

During 2016, insurance and claims expense decreased due to a lower frequency of collisions, which resulted in 
a  $0.2 million  favorable  collision  expense  variance  that  was  partially  offset  by  higher  than  expected  claims 
experience  associated  with  adverse  development  of  prior  year  occurrences.    As  a  result  of  the  foregoing,  our 
insurance  and  claims  expense  increased  slightly  as  a  percentage  of  operating  revenue.    The  Company  expects 
insurance and claims expense to improve over the long-term. 

The  decrease  in  insurance  and  claims  expense  for  2015  was  the  result  of  lower  frequency  and  severity 
experienced through the current year layer resulted in reduced claim expense.  During 2015, the Company was able 
to reduce its cargo loss incurred by $1.0 million.   

Operations and maintenance 

Operations  and  maintenance  expense  consists  primarily  of  vehicle  repairs  and  maintenance,  general  and 
administrative expenses, and other costs.  Operating and maintenance expenses are primarily affected by the age of 
the Company-owned fleet of tractors and trailers, the number of miles driven in a period and, to a lesser extent, by 
efficiency measures in the Company’s maintenance facility. 

Operations  and  maintenance  expense  decreased  in  absolute  terms,  but  increased  as  a  percentage  of  operating 
revenue  and  was  flat  as  a  percentage  of  base  revenue  as  the  Company  incurred  higher  than  expected  outside 
maintenance costs for roadside assistance and non-routine repairs.  As of December 31, 2016, the Company-owned 
tractor  fleet  was  approximately  10.0%  lower  when  compared  to  fleet  size  at  December  31,  2015,  as  management 
accelerated the removal of older tractors that would have required higher maintenance.   

33 
 
 
 
 
 
 
 
 
 
 
 
During  2015  and  the  first  quarter  of  2016,  the  Company  closed  four  maintenance  facilities  as  it  continues  to 
migrate  to  a  more  variable  cost  strategy  in  maintenance.    The  Company  is  continuing  to  focus  on  increasing  its 
preventative  in-house  maintenance  through  a  smaller  footprint  of  strategic  shops,  and  reducing  its  outside 
maintenance costs for roadside assistance and non-routine repairs.  In 2016, the Company outsourced a significant 
portion  of  its  direct  repair  and  maintenance  spend,  including  its  entire  mounted  tire  program.    In  addition,  the 
Company  restructured  its  road  assistance  program  to  reduce  costs  and  increase  reliability,  which  the  Company 
expects will contribute to cost savings going forward. 

In  2015,  operations  and  maintenance  expense  decreases  were  primarily  the  result  of  the  implementation  of 
maintenance strategies focused on increased routine maintenance.  During the third quarter of 2015, the Company 
closed two of its facilities that did not fit into the network effectively.   

Purchased transportation 

Purchased  transportation  consists  of  the  payments  the  Company  makes  to  independent  contractors,  railroads, 
and  third-party  carriers  that  haul  loads  brokered  to  them,  including  fuel  surcharge  reimbursement  paid  to  such 
parties.   

During 2016, the decrease in purchased transportation expense was primarily due to the lower freight volumes 
in  USAT  Logistics,  partially  offset  by  the  8.3%  growth  in  the  size  of  the  independent  contractor  fleet.    The 
Company is continuing to pursue its objective of growing its independent contractor fleet as a percentage of its total 
fleet and growing USAT Logistics, which would increase purchased transportation expense.  Increasing independent 
contractor  capacity  and  growing  USAT  Logistics  has  shifted  (and  assuming  all  other  factors  remain  equal,  is 
expected  to  continue  to  shift)  expenses  to  the  purchased  transportation  line  item  with  offsetting  reductions  in 
employee  driver  wages  and  related  expenses,  net  of  fuel  (as  independent  contractors  generate  fuel  surcharge 
revenue,  while  the  related  cost  of  their  fuel  is  included  with  their  compensation  in  purchased  transportation), 
maintenance, and capital costs. 

The decrease in purchased transportation expense during 2015 was primarily associated with a 10.6% decrease 
in USAT Logistics operating revenue, net of fuel surcharge, offset by a 28.2% increase in the size of the Company’s 
independent contractor fleet. 

Gain on disposal of assets, net 

The decrease in gain on disposal of assets, net, during 2016 reflect greater fleet reductions in 2015 compared to 
2016, as well as a softer used tractor market.  During 2015, the Company reduced its fleet through the accelerated 
disposal  of  older,  less  efficient  tractors  and  trailers.    Going  forward,  the  Company  expects  gains  on  the  sale  of 
revenue equipment to be less significant than in 2016 and 2015. 

The large increase in gain on disposal of assets, net during 2015 as compared to 2014 reflects a decrease in the 
size  of  the  Company  fleet  through  the  accelerated  disposal  of  older  tractors  to  reduce  the  number  of  unseated 
tractors.  Additionally, the Company disposed of approximately 1,300 high cost trailers in 2015.  

Restructuring, impairment and other costs 

See Note 15 to the Company’s consolidated financial statements included in Part II, Item 8, in this Form 10-K 

of the restructuring, impairment and other costs incurred during 2016, which is incorporated herein by reference. 

Impairment on assets held for sale 

As a result of significantly lower prices received for disposals of our owned used revenue equipment during the 
fourth  quarter of  2016,  the  Company  recorded  a  $2.8 million  asset  impairment  charge  to  write-down  the  carrying 
values of tractors held for sale at December 31, 2016.   

Other expenses 

The  decrease  in  other  expenses  for  2016  primarily  reflects  a  decrease  in  the  Company’s  professional  and 

consulting fees, offset by increased bad debt expense and recruiting and relocation expenses.  

For  2015,  other  expenses  increased  slightly,  compared  to  2014,  primarily  as  a  result  of  increased  consulting 

services, legal and professional fees, and licensing fees relating to technology upgrades.  

34 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated Non-Operating Expenses 

Interest expense, net 

Interest expense, net increased primarily due to the increased outstanding balance on the Company’s revolving 
line  of  credit  (the  “Credit  Facility”)  to  fund  the  Company’s  stock  repurchase  program  and  purchase  of  revenue 
equipment.    As  of  December  31,  2016,  the  Company  increased  its  debt  outstanding  on  the  Credit  Facility  by 
$26.2 million, as compared to December 31, 2015. 

During 2015, the decrease in interest expense, net, resulted from the strategic shift to debt instruments that carry 
lower  interest  rates.    The  strengthening  of  the  Company’s  balance  sheet  in  2015  afforded  the  Company  the 
opportunity to take advantage of historically low interest rates and replace its previous revolving credit facility with 
a new revolving credit facility.  See “Item 8. Financial Statements and Supplementary Data – Note 7: Long-Term 
Debt” in this Form 10-K for further discussion of the Company’s Credit Facility, which was entered into in February 
2015.  

Loss on extinguishment of debt 

In February 2015, the Company entered into the Credit Facility, which resulted in a loss on debt extinguishment 
of $0.8 million in the first quarter of 2015, representing the write-off of the deferred financing fees associated with 
the previous revolving credit facility.  

Income tax expense (benefit) 

The Company’s effective tax rate for the years ended December 31, 2016, 2015 and 2014, were 31.4%, 42.8%, 
and 46.0%, respectively.  The Company’s effective tax rate, when compared to the federal statutory rate of 35%, is 
primarily  affected  by  state  income  taxes,  net  of  federal  income  tax  effect,  and  permanent  differences,  the  most 
significant of which is the effect of the partially non-deductible per diem pay structure for our drivers.  The recurring 
impact of this permanent non-deductible difference incurred in operating our business causes our tax rate to increase 
as  our  pretax  earnings  or  loss  approaches  zero.    Generally,  as  pretax  income  or  loss  increases,  the  impact  of  the 
driver  per  diem  program  on  our  effective  tax  rate  decreases,  because  aggregate  per  diem  pay  becomes  smaller  in 
relation  to  pretax  income  or  loss,  while  in  periods  where  earnings  are  at  or  near  breakeven  the  impact  of  the  per 
diem program on our effective tax rate is significant. 

Liquidity and Capital Resources 

USA  Truck’s  business  has  required,  and  will  continue  to  require,  significant  investments.    In  the  Company’s 
Trucking segment, where investments are substantial, the primary investments are in new revenue equipment and to 
a lesser extent, in technology and working capital.  In the Company’s USAT Logistics segment, where investment is 
modest, the primary investments are in technology and working capital. USA Truck’s primary sources of liquidity 
have  been  funds  provided  by  operations,  borrowings  under  the  Company’s  Credit  Facility,  sales  of  used  revenue 
equipment  and,  capital  and  operating  leases.    Based  on  expected  financial  conditions,  net  capital  expenditures, 
results of operations and related net cash flows and other sources of financing, management believes the Company’s 
sources  of  liquidity  to  be  adequate  to  meet  current  and projected needs.   As  of  January  31,  2017,  the Company’s 
availability on the Credit Facility has decreased to $36.7 million, primarily due to the reduction in appraised value of 
the  Company-owned  revenue  equipment  constituting  part  of  the  Company’s  borrowing  base  under  the  Credit 
Facility.   

The Company anticipates falling below $34.0 million in availability, or 20% of the lenders’ commitments under 
the Credit Facility, during the first quarter of 2017, which may restrict the Company’s ability to pay dividends, make 
certain  investments,  prepay  certain  indebtedness,  execute  share  repurchase  programs,  and  enter  into  certain 
acquisitions and hedging arrangements.  The Credit Facility contains a single financial covenant that springs in the 
event excess availability under the Credit Facility falls below 10% of the lenders’ total commitments.  Management 
believes the Company’s excess availability will not fall below 10%, or $17.0 million, and expects the Company to 
remain in compliance with all debt covenants during the next twelve months. 

35 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cash flows 

Operating  Activities  –  The  $37.9  million  decrease  in  net  cash  provided  by  operating  activities  was  primarily 
driven by a $30.6 million reduction in operating income, as well as an increase in days to collection for receivables 
resulting from many of our customers extending payment terms during the 2016 bid cycle.  

During 2015, USA Truck generated increased cash flow from operations primarily as a result of reduction in 
accounts receivable as the Company reduced its days to collection for receivables to approximately 38 days during 
2015 and generating $5.4 million more operating income during 2015.   

Investing Activities – The Company incurred net capital expenditures of approximately $33.9 million in 2016, 
reflecting  investments  of  approximately  $59.7 million,  primarily  in  new  revenue  equipment,  less  $25.8  million  in 
proceeds of equipment sales.  The proceeds of equipment sales were less in 2016 compared to prior years because of 
a softer used truck market, and new investments were impacted by leasing a portion of the new equipment.  In 2017, 
net  capital  expenditures  are  expected  to  be  lower  as  we  expect  to  increase  use  of  operating  leases  to  finance 
equipment acquisitions as we focus on de-levering the balance sheet.  The Company used available cash after net 
capital  expenditures  primarily  to  repurchase  approximately  1.6  million  of  the  Company’s  outstanding  shares  of 
common stock for $28.4 million.  

The Company used $14.5 million more cash for investing activities during 2016, compared to 2015, primarily 
reflecting  a  $12.9 million  decrease  in proceeds  from  sale  of property  and  equipment.    Additionally,  the  Company 
received $8.0 million in proceeds in 2015 from operating sale leaseback.  These factors were partially offset by a 
decrease of $6.4 million in capital expenditures. 

During  2015,  the  Company  used  $20.2  million  less  cash  for  investing  activities,  compared  to  2014.    The 
decrease in cash used was associated with the net reduction of approximately 400 tractors throughout 2015, coupled 
with the sale of approximately 1,300 trailers, which generated significant proceeds for the Company.  

Financing  Activities  –  For  2016,  cash  provided  by  financing  activities  was  $11.8 million,  compared  to 
$40.8 million used in financing activities for 2015.  Proceeds from capital sale leasebacks increased $13.6 million 
compared  to  2015.    During  2016,  the  Company  had  net  borrowings  of  long-term  debt  of  $30.1 million,  principal 
payments on capital leases of $10.0 million and repurchased approximately 1.6 million shares of its common stock 
for $28.4 million. 

Cash used in financing activities increased during 2015 compared to 2014, primarily due to the share repurchase 

program announced in August 2015 and the balloon payments on capital leases during 2015. 

Debt and capitalized lease obligations 

See “Item 8. Financial Statements and Supplementary Data – Note 7: Long-term Debt” and “Item 8. Financial 
Statements and Supplementary Data – Note 8: Leases and Commitments” in this Form 10-K for a discussion of the 
Company’s revolving Credit Facility and capital lease obligations, which is incorporated by reference herein. 

Contractual obligations and commitments 

The  following  table  represents  USA  Truck’s  contractual  obligations  and  commercial  commitments  as  of 

December 31, 2016. 

Payments Due By Period  

Debt (1) ................................................................  $
Insurance Premium Financing (2) ........................ 
Capital lease obligations (3) ................................. 
Purchase obligations (4) ....................................... 
Operating leases – buildings & equipment (5) ..... 
Total .....................................................................  $

Total 
103,771
3,943
56,720
5,459
24,003
193,896

Less than 1 
year 

$

$

2,265
3,943
18,365
5,459
8,081
38,113

1-3 years 
$

3-5 years 
4,529    $  96,977 
-- 
  15,902 
-- 

--   
22,453   
--   

12,625 

3,071   

$ 39,607    $  115,950 

$

More than 5 
years 

$

--
--
--
--
226
226

(1)  Represents revolving line of credit of $96.6 million outstanding plus interest of approximately $7.2 million 
using  a  combined  interest  rate  of  2.34%  through  the  termination  date  of  February  5,  2020.    See  “Item  8. 
Financial  Statements  and  Supplementary  Data  –  Note  7:  Long-term  Debt”  in  this  Form  10-K  for  further 
discussion.  

36 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
(2)  Represents  future  obligations  under  an  unsecured  note  payable  with  a  third  party  financing  company  for  a 
portion of the Company’s annual insurance premiums. See “Item 8. Financial Statements and Supplementary 
Data – Note 6: Insurance Premium Financing” in this Form 10-K for further discussion.  

(3)  Represents  remaining  payments  on  capital  lease  obligations  as  of  December  31,  2016,  which  includes 
$4.8 million  in  interest.    The  borrowings  consist  of  capital  leases  with  financing  companies,  with  fixed 
borrowing  amounts  and  fixed  interest  rates,  as  set  forth  on  each  applicable  lease  schedule.    Accordingly, 
interest on each lease varies between lease schedules. 

(4)  Represents purchase obligations for tractor orders, of which a significant portion is expected be financed with 
operating leases.  The Company generally has the option to cancel tractor orders with 60 to 90 day notice.  As 
of December 31, 2016, 100% of this amount had become non-cancelable. 

(5)  Represents  future  monthly  rental  obligations  under  operating  leases  for  tractors,  facilities  and  computer 
equipment.  Substantially all lease agreements for revenue equipment have fixed payment terms based on the 
passage of time. 

Off-Balance Sheet Arrangements 

Operating  leases  have  been  an  important  source  of  financing  for  equipment  used  by  operations,  office 
equipment,  and  certain  facilities.    As  of  December  31, 2016,  the  Company  leased  certain  revenue  equipment  and 
facilities under operating leases.  Revenue equipment held under operating leases are not carried on the consolidated 
balance  sheets,  and  lease  payments,  with  regard  to  such  revenue  equipment,  are  reflected  in  the  consolidated 
statements of operations and comprehensive (loss) income in the “Equipment rent” expense line item.   

Equipment rent expense related to the Company’s revenue equipment and facility operating leases is set forth in 

the table below for the periods indicated (in thousands):  

Equipment rent .......................................... $
Building and office rent (1) .......................

Total rent expense ................................ $

7,443 
2,001 
9,444 

$

$

4,424 
2,297 
6,721 

  $ 

  $ 

3,089 
2,225 
5,314 

2016 

Year Ended December 31, 
2015 

2014 

(1)  The  expense  for  building  and  office  rents  is  recorded  in  the  operations  and  maintenance  line  item  in  the 

accompanying consolidated statement of operations and comprehensive (loss) income.   

The total amount of remaining payments under operating leases as of December 31, 2016, was approximately 
$24.0  million.    Other  than  such  operating  leases,  no  other  off-balance  sheet  arrangements  have  or  are  reasonably 
likely to have a material effect on the Company’s consolidated financial statements. 

Inflation 
  Most of the Company’s operating expenses are inflation sensitive, and as such, are not always able to be offset 
through  increases  in  revenue  per  mile  and  cost  control  efforts.    The  effect  of  inflation-driven  cost  increases  on 
overall operating costs is not expected to be greater for USA Truck than for its competitors, and has been minor over 
the past three years.   

Fuel Availability and Cost 

The trucking industry is dependent upon the availability of fuel.  In the past, fuel shortages or increases in fuel 
taxes or fuel costs have adversely affected profitability and may continue to do so.  USA Truck has not experienced 
difficulty in maintaining necessary fuel supplies, and in the  past has been able to partially offset increases in fuel 
costs and fuel taxes through increased freight rates and through a fuel surcharge that increases incrementally as the 
price of fuel increases above an agreed upon baseline price per gallon.  Typically, the Company is not able to fully 
recover  increases  in  fuel  prices  through  rate  increases  and  fuel  surcharges,  primarily  because  those  items  do  not 
provide  any  benefit  with  respect  to  deadhead  and  out-of-route  miles  and  idling  time,  for  which  the  Company 
generally  does  not  receive  compensation  from  customers.    Additionally,  most  fuel  surcharges  are  based  on  the 
average fuel price as published by the DOE for the week prior to the shipment, meaning the Company typically bills 
customers in the current week based on the previous week’s applicable index.  Accordingly, in times of increasing 
fuel prices, the Company does not recover as much as it is currently paying for fuel.  In periods of declining prices, 
for  a  short  period  of  time  the  inverse  is  true.    Overall, the  U.S.  National  Average  Diesel  Fuel  price  increased  by 
13.5% compared to 2015. 

37 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2016, the Company did not have any long-term fuel purchase contracts, and has not entered 

into any fuel hedging arrangements.  

Equity 

As  of  December  31,  2016,  USA  Truck  had  stockholders’  equity  of  $58.5  million  and  total  debt  including 
current  maturities  of  $152.4  million,  resulting  in  a  total  debt,  less  cash,  to  total  capitalization  ratio  of  72.2% 
compared to 51.9% as of December 31, 2015. 

Critical Accounting Estimates 

The  preparation  of  financial  statements  in  conformity  with  accounting  principles  generally  accepted  in  the 
United  States  requires  management  to  make  estimates  and  assumptions  that  affect  the  amounts  reported  in  the 
financial  statements  and  accompanying  notes.    USA  Truck  bases  its  assumptions,  estimates  and  judgments  on 
historical  experience,  current  trends  and  other  factors  that  management  believes  to  be  relevant  at  the  time  its 
consolidated  financial  statements  are  prepared.    Actual  results  could  differ  from  those  estimates,  and  such 
differences could be material. 

A summary of the significant accounting policies followed in preparation of the Company’s financial statements 
is  contained  in  “Item  8.  Financial  Statements  and Supplementary  Data –  Note 1:  Description  of  the  Business  and 
Summary  of  Significant  Accounting  Policies”  of  this  Form  10-K.    The  most  critical  accounting  policies  and 
estimates that affect the Company’s financial statements include the following: 

Estimated  useful  lives  and  salvage  values  for  purposes  of  depreciating  tractors  and  trailers.    USA  Truck 
operates a significant number of tractors and trailers in connection with its business.  The Company may purchase 
this equipment or acquire it under leases.  Purchased equipment is depreciated on the straight-line method over the 
estimated  useful  life  down  to  an  estimated  salvage  or  trade-in  value.    Equipment  acquired  under  capital  leases  is 
recorded at the net present value of the minimum lease payments and is amortized on the straight-line method over 
the  lease  term.    Depreciable  lives  of  tractors  and  trailers  range  from  five  years  to  ten  years.    Salvage  value  is 
estimated at the expected date of trade-in or sale based on the expected market values of equipment at the time of 
disposal.  If the Company decreased the useful life by 20% and increased its salvage value by 16.7% of its existing 
tractor fleet as of December 31, 2016, our depreciation and amortization expense would have potentially increased 
by $4.2 million. 

Estimates  of  accrued  liabilities  for  claims  involving  bodily  injury,  physical  damage  losses,  employee  health 
benefits  and  workers’  compensation.    The  primary  claims  arising  against  the  Company  consist  of  cargo,  liability, 
personal  injury,  property  damage,  workers'  compensation,  and  employee  medical  expenses.   The  Company’s 
insurance  programs  typically  involve  self-insurance  with  high  risk-retention  levels.    Due  to  its  significant 
self-insured retention amounts, the Company has exposure to fluctuations in the number and severity of claims and 
to  variations  between  its  estimated  and  actual  ultimate  payouts.    The  Company  accrues  the  estimated  cost  of  the 
uninsured portion of pending claims and an estimate for allocated loss adjustment expenses including legal and other 
direct costs associated with a claim.  Estimates require judgments concerning the nature and severity of the claim, 
historical trends, advice from third-party administrators and insurers, the size of any potential damage award based 
on factors such as the specific facts of individual cases, the jurisdictions involved, the prospect of punitive damages, 
future medical costs, and inflation estimates of future claims development, and the legal and other costs to settle or 
defend the claims.  USA Truck records both current and long-term claims accruals at the estimated ultimate payment 
amounts  based  on  information  such  as  individual  case  estimates,  historical  claims  experience  and  an  estimate  of 
claims incurred but not reported.  The current portion of the accrual reflects the anticipated claims amounts expected 
to be paid in the next twelve months.  The Company does not discount its claims liabilities.  If claims development 
factors that we based upon historical expense had increased by 10%, our claims accrual as of December 31, 2016 
would have increased by $5.1 million. 

Estimate  of  impairment  of  long  lived  assets.    We  review  property  and  equipment  for  impairment  whenever 
events  or  changes  in  circumstances  indicate  that  the  carrying  amount  of  an  asset  may  not  be  recoverable.    We 
evaluate recoverability of assets to be held and used by comparing the carrying amount of an asset to future net cash 
flows  expected  to  be  generated  by  the  asset.    If  such  assets  are  considered  to  be  impaired,  the  impairment  to  be 
recognized  is  measured  by  the  amount  by  which  the  carrying  amount  of  the  assets  exceeds  the  fair  value  of  the 
assets.  We believe that the accounting estimate related to asset impairment is a critical accounting estimate because: 
(1)  it  requires  our  management  to  make  assumptions  about  future  revenues  over  the  life  of  the  asset,  and  (2)  the 
impact  that  recognizing  an  impairment  would have on our financial  position,  as  well as  our  results  of operations, 
could  be  material.    Management’s  assumptions  about  future  revenues  require  significant  judgment  because  actual 

38 
 
 
 
 
 
 
 
 
revenues have fluctuated in the past and may continue to do so.  In estimating future revenues, we use our internal 
business forecasts.  We develop our forecasts based on recent revenue data for existing services and other industry 
and economic factors.  We determined a review of impairment of long-lived assets was necessary as of December 
31, 2016 due to lower prices received by the Company for disposals of its used tractor equipment.  The Company 
performed the impairment analysis of the carrying value of its fleet, which is the lowest level of identifiable cash 
flows.  Our analysis of undiscounted cash flows indicated no impairment existed for long-lived assets at December 
31, 2016 or 2015.  

New Accounting Pronouncements 

See “Item 8. Financial Statements and Supplementary Data – Note 1: Description of the Business and Summary 

of Significant Accounting Policies”. 

Item 7A.  QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK 

USA Truck experiences various market risks, including changes in interest rates and commodity prices.  The 
Company  does  not  enter  into  derivatives  or  other  financial  instruments  for  hedging  or  speculative  purposes.  
Because USA Truck’s operations are largely confined to the U.S., the Company is not subject to a material amount 
of foreign currency risk. 

Interest  Rate  Risk.    The  Company  is  exposed  to  interest  rate  risk  primarily  from  its  Credit  Facility.    The 
Company’s Credit Facility bears variable interest based on the type of borrowing and on the Agent’s prime rate or 
the  London  Interbank  Offered  Rate  (“LIBOR”)  plus  a  certain  percentage  determined  based  on  a  pricing  grid 
dependent  upon  certain  financial  ratios.    As  of  December  31,  2016,  the  Company  had  $96.6 million  outstanding 
pursuant to its Credit Facility, excluding letters of credit of $4.7 million.  Assuming the outstanding balance as of 
December 31, 2016 remained constant, a hypothetical one-percentage point increase in interest rates applicable to its 
Credit  Facility  would  increase  the  Company’s  interest  expense  over  a  one-year  period  by  approximately 
$1.0 million.  

Commodity Price Risk.  The Company is subject to commodity price risk with respect to purchases of fuel.  In 
recent  years,  fuel  prices  have  fluctuated  greatly  and  have  generally  increased,  although  recently  the  Company 
experienced a significant decrease in 2015.  In some periods, the Company’s operating performance was adversely 
affected because it was not able to fully offset the impact of higher diesel fuel prices through increased freight rates 
and fuel surcharge revenue recoveries.  Management cannot predict how fuel price levels will continue to fluctuate 
in the future or the extent to which fuel surcharge revenue recoveries could be collected to offset any increases.  As 
of December 31, 2016, the Company did not have any derivative financial instruments to reduce its exposure to fuel 
price  fluctuations,  but  may  use  such  instruments  in  the  future.    Accordingly,  volatile  fuel  prices  may  continue  to 
impact the Company significantly.  A significant increase in fuel costs, or a shortage of diesel fuel, could materially 
and  adversely  affect  the  Company’s  results  of  operations.    Further,  higher  fuel  costs  could  contribute  to  driver 
shortages in the trucking industry generally by forcing independent contractors to cease operations.  Based on the 
Company’s fuel consumption for 2016, a 10% increase in the average price per gallon would result in a $4.3 million 
increase in fuel expense before taking into account application of the Company’s fuel surcharge program. 

39 
 
 
 
 
 
 
 
 
Item 8.  FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA 

The Consolidated Financial Statements of the Company as of December 31, 2016 and 2015, and for the years 
ended  December  31,  2016,  2015,  and  2014,  together  with  related  notes  and  the  report  of  Grant  Thornton  LLP, 
independent registered public accountants, are set forth on the following pages.   

Index to Consolidated Financial Statements 

Audited Financial Statements of USA Truck, Inc. 

Report of independent registered public accounting firm ....................................................................................

Consolidated balance sheets as of December 31, 2016 and 2015 ........................................................................
Consolidated statements of operations and comprehensive (loss) income for the years ended December 31, 

2016, 2015 and 2014 .........................................................................................................................................

Consolidated statements of stockholders’ equity for the years ended December 31, 2016, 2015 and 2014 ........

Consolidated statements of cash flows for the years ended December 31, 2016, 2015 and 2014 ........................

Notes to Consolidated Financial Statements ........................................................................................................

Page 

41 

42 

43 

44 

45 

46 

40 
 
 
 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

Board of Directors and Stockholders 
USA Truck, Inc.   

We have audited the accompanying consolidated balance sheets of USA Truck, Inc. (a Delaware corporation) and 
subsidiary  (the  “Company”)  as  of  December  31,  2016  and  2015,  and  the  related  consolidated  statements  of 
operations and comprehensive (loss) income, changes in shareholders’ equity, and cash flows for each of the three 
years in the period ended December 31, 2016. These consolidated financial statements are the responsibility of the 
Company’s  management.  Our  responsibility  is  to  express  an  opinion  on  these  consolidated  financial  statements 
based on our audits. 

We  conducted  our  audits  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board 
(United  States).  Those  standards  require  that  we  plan  and  perform  the  audit  to  obtain  reasonable  assurance  about 
whether the consolidated financial statements are free of material misstatement. An audit includes examining, on a 
test  basis,  evidence  supporting  the  amounts  and  disclosures  in  the  financial  statements.  An  audit  also  includes 
assessing the accounting principles used and significant estimates made by management, as well as evaluating the 
overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion. 

In  our  opinion,  the  consolidated  financial  statements  referred  to  above  present  fairly,  in  all  material  respects,  the 
financial  position  of  USA  Truck,  Inc.  and  subsidiary  as  of  December  31,  2016  and  2015,  and  the  results  of  their 
operations  and  their  cash  flows for  each  of  the  three  years  in  the period  ended December  31,  2016  in  conformity 
with accounting principles generally accepted in the United States of America. 

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United 
States),  the  Company’s  internal  control  over  financial  reporting  as  of  December  31,  2016,  based  on  criteria 
established  in  the  2013  Internal  Control—Integrated  Framework  issued  by  the  Committee  of  Sponsoring 
Organizations of the Treadway Commission (COSO), and our report dated March 3, 2017 expressed an unqualified 
opinion. 

/s/ GRANT THORNTON LLP  

Tulsa, Oklahoma 
March 3, 2017 

41 
 
  
 
 
 
 
 
 
 
 
USA Truck, Inc. 

CONSOLIDATED BALANCE SHEETS 
(in thousands, except share data) 

Assets 
Current assets: 

Cash ................................................................................................................................... $
Accounts receivable, net of allowance for doubtful accounts of $608 and $608, 

respectively .................................................................................................................
Other receivables ..............................................................................................................
Inventories ........................................................................................................................
Assets held for sale ...........................................................................................................
Prepaid expenses and other current assets ........................................................................
Total current assets ........................................................................................................

Property and equipment: 

Land and structures ...........................................................................................................
Revenue equipment ...........................................................................................................
Service, office and other equipment..................................................................................
Property and equipment, at cost ....................................................................................
Accumulated depreciation and amortization .....................................................................
Property and equipment, net ..........................................................................................
Other assets ............................................................................................................................

Total assets .................................................................................................................... $

Liabilities and Stockholders’ Equity 
Current liabilities: 

Accounts payable .............................................................................................................. $
Current portion of insurance and claims accruals .............................................................
Accrued expenses .............................................................................................................
Current maturities of capital leases ...................................................................................
Insurance premium financing ............................................................................................
Total current liabilities ..................................................................................................
Deferred gain ..........................................................................................................................
Long-term debt, less current maturities ..................................................................................
Capital leases, less current maturities .....................................................................................
Deferred income taxes ............................................................................................................
Insurance and claims accruals, less current portion ................................................................
Total liabilities ...............................................................................................................
Commitments and contingencies ............................................................................................
Stockholders’ equity: 

Preferred Stock, $.01 par value; 1,000,000 shares authorized; none issued ......................

Common Stock, $.01 par value; 30,000,000 shares authorized; issued 12,156,376 

shares, and 11,946,253 shares, respectively ..................................................................
Additional paid-in capital .................................................................................................
Retained earnings ..............................................................................................................
Less treasury stock, at cost (3,849,815 shares, and 2,286,608 shares, respectively) .....
Total stockholders’ equity .............................................................................................
Total liabilities and stockholders’ equity ....................................................................... $

        As of December 31, 

2016 

2015 

122   

$ 

87

55,127 
6,986   
413   
4,661   
6,187   
73,496   

31,500   
269,953   
25,295   
326,748   
(106,465)  
220,283   
1,189   
294,968   

18,779   
10,665   
7,533   
16,742   
3,943   
57,662   
652   
96,600   
35,133   
37,900   
8,558   
236,505   

$ 

$ 

53,324
11,253
748
7,979
4,876
78,267

32,910
289,045
22,156
344,111
(137,327)
206,784
1,405
286,456

24,473
10,706
8,836
12,190
--
56,205
701
70,400
18,845
37,943
8,585
192,679

--   

--

122 
68,041   
58,172   
(67,872)  
58,463   
294,968   

$

119
67,370
65,871
(39,583)
93,777
286,456

See accompanying notes to consolidated financial statements. 

42 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE (LOSS) INCOME  
(in thousands, except per share amounts) 

USA Truck, Inc. 

2016 

For the Years Ended December 31, 
2015 
507,934 

429,099

$ 

$

2014 
602,477

Operating revenue ...................................................................... $

Operating expenses: 

Salaries, wages and employee benefits ..................................
Fuel and fuel taxes ..................................................................
Depreciation and amortization ...............................................
Insurance and claims ..............................................................
Equipment rent .......................................................................
Operations and maintenance ..................................................
Purchased transportation ........................................................
Operating taxes and licenses ..................................................
Communications and utilities .................................................
Gain on disposal of assets, net ................................................
Restructuring, impairment and other costs .............................
Impairment on assets held for sale .........................................
Other .......................................................................................
Total operating expenses ....................................................
Operating (loss) income.............................................................

122,408
43,179
29,954
21,154
7,443
34,252
148,972
4,695
3,239
(1,116)  
5,264
2,839
14,332
436,615
(7,516)

140,649 
58,511 
37,480 
21,183 
4,424 
39,644 
161,370 
5,720 
3,599 
(7,547) 
2,742 
-- 
17,088 
484,863 
23,071 

Other expenses: 

Interest expense, net ...............................................................
Defense costs ..........................................................................
Loss on extinguishment of debt ..............................................
Other, net ................................................................................
Total other expenses, net ....................................................
(Loss) income before income taxes .............................................
Income tax (benefit) expense.................................................

Net (loss) income and comprehensive (loss) income ................. $

3,178
--
--
524
3,702
(11,218)
(3,519)
(7,699)  $

2,237 
-- 
750 
743 
3,730 
19,341 
8,272 
11,069 

$ 

Net (loss) earnings per share: 

Average shares outstanding (basic) ..........................................

Basic (loss) earnings per share ................................................. $

Average shares outstanding (diluted) .......................................

Diluted (loss) earnings per share .............................................. $

8,550  
(0.90)  $

8,550  
(0.90)  $

10,337   

1.07    $ 

10,401   

1.06    $ 

See accompanying notes to consolidated financial statements. 

153,410
116,092
44,071
24,910
3,089
45,634
172,117
5,589
4,062
(1,107)
--
--
16,957
584,824
17,653

3,008
2,764
--
245
6,017
11,636
5,351
6,285

10,356

0.61

10,485

0.60

43 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
  
 
 
 
 
USA Truck, Inc. 

CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY 

(in thousands) 

Common Stock 
Par 

Shares 

  Value 

Additional 
Paid-in 
Capital 

Retained 
Earnings 

Treasury 
Stock 

Total 

Balance at December 31, 2013 .................................................
Exercise of stock options ........................................................

11,881   $
16  

119
--

$

65,527
158

$

$ 

48,517 
-- 

(21,765) 
-- 

$

92,398
158 

Transfer of stock into (out of) treasury stock .........................

Stock-based compensation .....................................................

--

--

Restricted stock award grant ..................................................
Forfeited restricted stock ........................................................

21  
(35)  

Net share settlement related to restricted stock vesting .........

(10)

Net income ................................................................................

--

--

--

--
--

--

--

(62)

366

--
--

(139)

--

-- 

-- 

-- 
-- 

-- 

6,285 

62 

-- 

-- 
-- 

-- 

-- 

-- 

366

--
-- 

(139)

6,285

Balance at December 31, 2014 .................................................

11,873   $

119

$

65,850

$

54,802 

$ 

(21,703) 

$

99,068 

Exercise of stock options ........................................................

32  

Excess tax benefit on exercise of stock options .....................

Transfer of stock into (out of) treasury stock .........................

Stock-based compensation .....................................................

Restricted stock award grant ..................................................

Forfeited restricted stock ........................................................

Net share settlement related to restricted stock vesting .........

--

--

--

141  

(84)  

(16)  

Net income  ...............................................................................

--

--

--

--

--

1

(1)

--

--

168

721

(52)

1,093

(1)

1

(410)

--

Balance at December 31, 2015 .................................................

11,946  

119

67,370

Exercise of stock options ........................................................

2  

Excess tax benefit on exercise of stock options .....................

Transfer of stock into (out of) treasury stock .........................

Issuance of treasury stock to fill equity grants .......................

Stock-based compensation .....................................................

Restricted stock award grant ..................................................

Forfeited restricted stock ........................................................

Net share settlement related to restricted stock vesting .........

Net loss ......................................................................................

--

--

--

--

319  

(102)  

(9)  

--

--

--

--

--

--

4

(1)

--

--

3

(135)

(40)

(26)

976

(4)

1

(104)

--

-- 

-- 

-- 

-- 

-- 

-- 

-- 

11,069 

65,871 

-- 

-- 

-- 

-- 

-- 

-- 

-- 

-- 

(7,699) 

-- 

-- 

(17,880) 

-- 

-- 

-- 

-- 

-- 

(39,583) 

-- 

-- 

168

721

(17,932)

1,093

--

--

(410)

11,069

93,777

3

(135)

(28,372) 

(28,412)

83 

-- 

-- 

-- 

-- 

-- 

57

976

--

--

(104)

(7,699)

Balance at December 31, 2016 .................................................

12,156   $

122

$

68,041

$

58,172 

$ 

(67,872) 

$

58,463

See accompanying notes to consolidated financial statements. 

44 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
USA Truck, Inc. 
CONSOLIDATED STATEMENTS OF CASH FLOWS 
(in thousands) 

For the Years Ended December 31, 

2016 

2015 

2014 

(7,699)  $ 

11,069 

$

6,285

Operating activities 

Net (loss) income ....................................................................................................... $
Adjustments to reconcile net (loss) income to net cash provided by operating 

activities: 

Depreciation and amortization ..............................................................................
Provision for doubtful accounts ............................................................................
Deferred income tax (benefit) provision ...............................................................
Share-based compensation ....................................................................................
Loss on extinguishment of debt ............................................................................
Change in vacation policy .....................................................................................
Gain on disposal of assets, net ..............................................................................
Asset impairments .................................................................................................
Other .....................................................................................................................
Changes in operating assets and liabilities: 

Accounts receivable ...........................................................................................
Inventories, prepaid expenses and other current assets .......................................
Trade accounts payable and accrued expenses ...................................................
Insurance and claims accruals ............................................................................
Other long-term assets and liabilities .................................................................
Net cash provided by operating activities .......................................................

Investing activities 

Purchases of property and equipment ...................................................................
Proceeds from sale of property and equipment ....................................................
Proceeds from operating sale leaseback ...............................................................
Change in other assets, net ...................................................................................
Net cash used in investing activities ...............................................................

Financing activities 

Borrowings under long-term debt ........................................................................
Principal payments on long-term debt ..................................................................
Principal payments on capitalized lease obligations .............................................
Principal payments on note payable .....................................................................
Net change in bank drafts payable ........................................................................
Excess tax benefit from exercise of stock options ................................................
Proceeds from capital sale leaseback ....................................................................
Purchase of common stock ...................................................................................
Issuance of treasury stock .....................................................................................
Net (payments) or proceeds from stock based awards ..........................................
Net cash provided by (used in) financing activities ..............................................
Increase (decrease) in cash and cash equivalents ...........................................

Cash and cash equivalents: 

29,954  
515  
(55) 
976  
--  
--  
(1,116) 
3,909  
(47) 

1,949  
(979) 
(5,945)
509  
216  
22,187  

(59,751) 
25,849  
--  
--  
(33,902) 

73,009  
(42,866) 
(9,969) 
--  
240  
(135) 
19,927  
(28,412) 
57  
(101) 
11,750  
35  

37,480 
127 
2,876 
1,093 
750 
(1,383) 
(7,547) 
-- 
232 

11,540 
409 
2,539 
1,689 
(749) 
60,125 

(66,186) 
38,774 
7,975 
-- 
(19,437) 

140,738 
(141,456) 
(27,121) 
(896) 
(926) 
721 
6,308 
(17,932) 
-- 
(242) 
(40,806) 
(118) 

Beginning of year .................................................................................................
End of year ........................................................................................................... $

87  
122   $ 

205 
87 

Supplemental disclosure of cash flow information 
Cash paid during the period for: 

Interest .................................................................................................................. $
Income taxes .........................................................................................................

3,382   $ 
716  

Supplemental schedule of non-cash investing and financing activities

Liability incurred for notes payable ......................................................................
Purchases of revenue equipment included in accounts payable ............................
Capitalized lease obligations ................................................................................

3,943  
--  
29,642  

2,084 
9,808 

-- 
1,279 
12,614 

$

$

See accompanying notes to consolidated financial statements. 

44,071
782
5,279
366
--
--
(1,107)
--
(38)

(7,531)
892
1,417
1,462
--
51,878

(56,536)
16,923
--
20
(39,593)

74,168
(67,353)
(18,073)
(1,494)
639
--
--
--
--
19
(12,094)
191

14
205

3,359
3,003

1,367
34
--

45 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
USA Truck, Inc. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

NOTE 1.  DESCRIPTION OF BUSINESS AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES  

Description of business  

USA Truck, Inc., a Delaware corporation and subsidiary (together, the “Company”), through its Trucking and 
USAT  Logistics  segments,  transports  commodities  throughout  the  contiguous  United  States  and  into  and  out  of 
portions  of  Canada.  USA  Truck  also  transports  general  commodities  into  and  out  of  Mexico  by  allowing 
through-trailer service from its terminal in Laredo, Texas. In addition to truckload and dedicated service offerings 
through  its  Trucking  segment,  the  Company  also  provides  freight  brokerage  and  rail  intermodal  service  offerings 
through its brokerage segment, which was rebranded during the first quarter of 2016 as USAT Logistics (formerly 
reported as Strategic Capacity Solutions, or “SCS”). 

Basis of presentation 

The accompanying consolidated financial statements include USA Truck, Inc., and its wholly owned subsidiary.  
All significant intercompany balances and transactions have been eliminated in preparing the consolidated financial 
statements.    Certain  amounts  reported  in  prior  periods  have  been  reclassified  to  conform  to  the  current  year 
presentation. 

The  accompanying  financial  statements  have  been  prepared  in  accordance  with  United  States  generally 
accepted  accounting  principles  (“GAAP”),  and  include  all  adjustments  necessary  for  the  fair  presentation  of  the 
periods presented. 

Use of estimates 

The preparation of financial statements in conformity with GAAP requires management to make estimates and 
assumptions  that  affect  the  amounts  reported  in  the  financial  statements  and  accompanying  notes.    Management 
evaluates  its  estimates  and  assumptions  on  an  ongoing  basis  using  historical  experience  and  other  factors  which 
management  believes  to  be  reasonable  under  the  circumstances.    As  future  events  and  their  effects  cannot  be 
determined with precision, actual results could differ significantly from these estimates. 

Cash equivalents 

The Company considers all highly liquid investments with a maturity of three months or less when purchased to 
be cash equivalents.  The carrying amount reported in the balance sheets for cash and cash equivalents approximates 
its fair value.   

Allowance for doubtful accounts 

The allowance for doubtful accounts is management’s estimate of the amount of probable credit losses in the 
Company’s  existing  accounts  receivable.    Management  reviews  the  financial  condition  of  customers  for  granting 
credit  and  determines  the  allowance  based  on  analysis  of  individual  customers’  financial  condition,  historical 
write-off experience and national economic conditions.  The Company evaluates the adequacy of its allowance for 
doubtful  accounts  quarterly.    Past  due  balances  over  90  days  and  exceeding  a  specified  amount  are  reviewed 
individually  for  collectability.    The  Company  does  not  have  any  off-balance-sheet  credit  exposure  related  to  its 
customers.   

The following table provides a summary of the activity in the allowance for doubtful accounts for 2016, 2015 

and 2014 (in thousands): 

Balance at beginning of year ......................................................... $ 
Provision for doubtful accounts .....................................................
Uncollectible accounts written off, net of recovery ....................... 
Balance at end of year ................................................................... $ 

608
515
(515)
608

$ 

$ 

1,020 
127 
(539) 
608 

 $ 

 $ 

610
782
(372)
1,020

Year Ended December 31, 
2015 

2014 

2016 

46 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Assets held for sale 

When we plan to dispose of property by sale, the asset is carried in the financial statements at the lower of the 
carrying  amount  or  estimated  fair value,  less  cost  to  sell,  and  is  reclassified  to  assets held for  sale.   Additionally, 
after such reclassification, there is no further depreciation taken on the asset.  In order for an asset to be classified as 
held  for  sale,  management  must  approve  and  commit  to  a  formal  plan,  the  sale  should  be  anticipated  during  the 
ensuing year, the asset must be actively marketed, the asset must be available for immediate sale, and meet certain 
other  specified  criteria.    At  December  31,  2016  and  2015,  the  net  book  value  of  assets  held  for  sale  was 
approximately $4.7 million and $8.0 million, respectively.  The Company expects to sell these assets within the next 
twelve  months.    These  amounts  are  included  in  “Assets  held  for  sale”  in  the  accompanying  consolidated  balance 
sheets.  We recorded a charge of $2.8 million for the year ended December 31, 2016, to reduce assets held for sale to 
estimated  fair  value,  less  cost  to  sell.    This  charge  is  included  in  “Impairment  on  assets  held  for  sale”,  in  the 
accompanying statements of operations.  There was no such amount recorded in the years ended December 31, 2015 
or 2014.   

Valuation of long-lived assets 

We review property and equipment for impairment whenever events or changes in circumstances indicate that 
the carrying amount of an asset may not be recoverable.  We evaluate recoverability of assets to be held and used by 
comparing the carrying amount of an asset to future net cash flows expected to be generated by the asset.  If such 
assets  are  considered  to  be  impaired,  the  impairment  to  be  recognized  is  measured  by  the  amount  by  which  the 
carrying amount of the assets exceeds the fair value of the assets.  The Company performed the impairment analysis 
of the carrying value of its fleet, which is the lowest level of identifiable cash flows.  Our analysis of undiscounted 
cash flows indicated no impairment existed for long-lived assets at December 31, 2016 or 2015.  

Treasury stock 

The Company uses the cost method to record treasury stock purchases whereby the entire cost of the acquired 
shares of our common stock is recorded as treasury stock (at cost).  When the Company subsequently reissues these 
shares,  proceeds  in  excess  of  cost  upon  the  issuance  of  treasury  shares  are  credited  to  additional  paid  in  capital, 
while any deficiency is charged to equity.  The Company recorded a charge to equity of $0.1 million for the year 
ended December 31, 2016 and recorded no charge to equity for the year ended December 31, 2015. 

Earnings per share data 

The Company calculates basic earnings per share based on the weighted average number of its common shares 
outstanding  for  the  applicable  period.    The  Company  calculates  diluted  earnings  per  share  based  on  the  weighted 
average  number  of  its  common  shares  outstanding  for  the  period  plus  all  potentially  dilutive  securities  using  the 
treasury stock method, whereby the Company assumes that all such shares are converted into common shares at the 
beginning  of  the  period,  if  deemed  to  be  dilutive.    If  the  Company  incurs  a  loss  from  continuing  operations,  the 
effect  of  potentially  dilutive  common  stock  equivalents  (stock  options  and  unvested  restricted  stock  awards)  are 
excluded from the calculation of diluted earnings per share because the effect would be anti-dilutive.  Performance 
shares  are  excluded  from  contingent  shares  for  purposes  of  calculating  diluted  weighted  average  shares  until  the 
performance measure criteria is probable and shares are likely to be issued. 

Inventories 

Inventories consist of tires and supplies, and are stated at the lower of cost (first-in, first-out basis) or market.  
The cost of original tires mounted on purchased revenue equipment is capitalized as part of the equipment cost and 
is depreciated over the useful life of the related equipment.  The cost of subsequent replacement tires is expensed at 
the time those tires are placed in service. 

Property and equipment  

Property  and  equipment  is  capitalized  at  cost.    The  cost  of  such  property  is  depreciated  by  the  straight-line 
method using the following estimated useful lives: structures – 5 to 39.5 years; revenue equipment – 4 to 10 years; 
and  service,  office  and  other  equipment  –  3  to  20  years.    Revenue  equipment  acquired  under  capital  lease  is 
amortized over the lease term. 

Depreciable lives and salvage value of assets 

We  review  the  appropriateness  of  depreciable  lives  and  salvage  values  for  each  category  of  property  and 
equipment.    These  studies  utilize  models,  which  take  into  account  actual  usage,  physical  wear  and  tear,  and 
replacement  history  to  calculate  remaining  life  of  our  asset  base.    We  also  make  assumptions  regarding  future 
conditions in determining potential salvage values.  These assumptions impact the amount of depreciation expense 
recognized in the period and any gain or loss once the asset is disposed.  In the fourth quarter of 2016, the Company 
revised  the  salvage  values  of  2013  model  year  tractors.    This  change  affects  approximately  25  Company-owned 

47 
 
 
 
 
 
 
 
tractors  and  did  not  have  a  material  impact  on  the  current  financial  statements,  nor  estimated  future  impact  on 
financial statements.  Actual disposition values may be greater or less than expected due to the length of time before 
disposition.   

Income taxes 

The Company accounts for income taxes under the asset and liability method, which requires the recognition of 
deferred tax assets and liabilities for the expected future tax consequences of events that have been included in the 
financial  statements.    Under  this  method,  deferred  tax  assets  and  liabilities  are  determined  on  the  basis  of  the 
differences between the financial statement and tax basis of assets and liabilities by using enacted tax rates in effect 
for  the  year  in  which  the  differences  are  expected  to  reverse.    The  Company  has  analyzed  filing  positions  in  its 
federal and applicable state tax returns in all open tax years.  The Company’s policy is to recognize interest related 
to unrecognized tax benefits as interest expense and penalties as operating expenses.  The Company analyzes its tax 
positions on the basis of a two-step process in which (1) it determines whether it is more likely than not that the tax 
positions will  be  sustained on  the basis  of the  technical merits  of  the position  and  (2)  for  those  tax positions  that 
meet the more-likely-than-not recognition threshold, it recognizes the largest amount of tax benefit that is more than 
50 percent likely to be realized upon ultimate settlement with the related tax authority.  The Company believes that 
its income tax filing positions and deductions will be sustained on audit and does not anticipate any adjustments that 
will  result  in  a  material  change  to  its  consolidated  financial  position,  results  of  operations  and  cash  flows.  
Therefore,  no  reserves  for  uncertain  income  tax  positions  or  associated  interest  or  penalties  on  uncertain  tax 
positions have been recorded. 

Claims accruals 

The  primary  claims  arising  against  the  Company  consist  of  cargo  loss  and  damage,  liability,  personal  injury, 
property  damage,  workers'  compensation,  and  employee  medical  expenses.    The  Company’s  insurance  program 
involves  self-insurance  with  high  risk  retention  levels.    Due  to  its  significant  self-insured  retention  amounts,  the 
Company  has  exposure  to  fluctuations  in  the  frequency  and  severity  of  claims  and  to  variations  between  its 
estimated and actual ultimate payouts.  Estimates require judgments concerning the nature and severity of the claim, 
as well as other factors.  Actual settlement of the self-insured claim liabilities could differ from management’s initial 
assessment due to uncertainties and fact development. 

Restricted stock 

Restricted  stock  cannot  be  sold  by  the  recipient  until  its  restrictions  have  lapsed.    The  Company  recognizes 
compensation expense related to these awards over the vesting periods based on the closing prices of the Company’s 
common  stock  on  the  grant  dates.    If  these  awards  contain  performance  criteria  the  grant  date  fair  value  is  set 
assuming performance at target, and management periodically reviews actual performance against the criteria and 
adjusts  compensation  expense  accordingly.    These  shares  are  legally  considered  issued  and  outstanding  under  the 
terms on the restricted stock agreement. 

Revenue recognition 

Revenue generated by the Company’s Trucking operating segment is recognized in full upon delivery of freight 
to the receiver’s location.  For freight in transit at the end of a reporting period, the Company recognizes revenue pro 
rata based on relative transit time completed as a portion of the estimated total transit time.  Revenue generated by 
the  Company’s  USAT  Logistics  segment  is  recognized  upon  completion  of  the  services  provided.    Revenue  is 
recorded on a gross basis, without deducting third party purchased transportation costs, because the Company acts as 
a principal with substantial risks as primary obligor.  

New accounting pronouncements  

In  May  2014,  the  Financial  Accounting  Standards  Board  (“FASB”)  issued  Accounting  Standards  Update 
(“ASU”)  No.  2014-09,  Revenue  from  Contracts  with  Customers  (“ASU  2014-09”),  which  supersedes  nearly  all 
existing revenue recognition guidance under GAAP.  The core principle of ASU 2014-09 is to recognize revenue 
when promised goods or services are transferred to customers in an amount that reflects the consideration to which 
an entity expects to be entitled for those goods or services.  ASU 2014-09 defines a five-step process to implement 
this core principle and, in doing so, more judgment and estimates may be required within the revenue recognition 
process than are required under existing GAAP.  The standard provides for using either of the following transition 
methods:  (i)  a  full  retrospective  approach  reflecting  the  application  of  the  standard  in  each  prior  reporting  period 
with  the option  to  elect  certain  practical  expedients,  or  (ii)  a  retrospective  approach with  the  cumulative  effect  of 
initially adopting ASU 2014-09 recognized at the date of adoption (which includes additional footnote disclosures).  
In  August  2015,  the  FASB  issued  ASU  2015-14,  Revenue  From  Contracts  with  Customers  –  Deferral  of  the 
Effective  Date,  which  delayed  the  effectiveness of  ASU  2014-09  to  annual  periods  beginning  after  December  15, 
2017, and interim periods therein.  The adoption of this guidance is not expected to have a material impact on the 

48 
 
 
 
 
 
 
Company’s consolidated financial statements.  The Company is in the process of reviewing customer contracts, but 
we believe our transportation revenue recognized under the new standard will generally approximate revenue under 
current  standards,  in  that  we  recognize  transportation  revenue  proportionately  as  we  perform  the  transportation 
service for our customer.  The Company plans to complete its evaluation in 2017, including an assessment of the 
new expanded disclosure requirements and a final determination of the transition method we will use to adopt the 
new standard.   

In  February  2016,  the  FASB  issued  ASU  No.  2016-02,  Leases,  which  requires  lessees  to  recognize  a 
right-to-use asset and a lease obligation for all leases.  Lessees are permitted to make an accounting policy election 
to not recognize an asset and liability for leases with a term of twelve months or less.  Lessor accounting under the 
new standard is substantially unchanged.  Additional qualitative and quantitative disclosures, including significant 
judgments made by management, will be required.  The new standard, which will become effective for the Company 
beginning with the first quarter 2019, requires a modified retrospective transition approach and includes a number of 
practical  expedients.    Early  adoption  of  the  standard  is  permitted.    The  Company  has  evaluated  the  impacts  the 
adoption of this accounting guidance will have on the consolidated financial statements and has determined that this 
ASU will not have a material impact.  

In March 2016, the FASB issued ASU 2016-09, Improvements to Employee Share-Based Payment Accounting, 
which  simplifies  several  aspects  of  the  accounting  for  employee  share-based  payment  transactions  including  the 
accounting  for  income  taxes,  forfeitures,  and  statutory  tax  withholding  requirements,  as  well  as  classification  of 
related  amounts  within  the  statement  of  cash  flows.    The  new  standard  will  become  effective  for  the  Company 
beginning with the first quarter of 2017, with early adoption permitted.  The Company is currently evaluating the 
impacts  the  adoption of  this accounting guidance  will  have  on  the  consolidated  financial  statements,  and  believes 
that this ASU will not have a material impact. 

NOTE 2.  SEGMENT REPORTING  

The Company’s two reportable segments are Trucking and USAT Logistics.  During the first quarter of 2016, 
the Company rebranded its asset-light business, formerly known as Strategic Capacity Solutions (“SCS”) as USAT 
Logistics (“USAT Logistics”).  

Trucking.  Trucking is comprised of truckload and dedicated freight services.  Truckload provides services as a 
medium-to long-haul common carrier.  USA Truck has provided truckload services since its inception, and derives 
the  largest  portion  of  its  revenue  from  these  services.    Dedicated  freight  provides  truckload  services  to  specific 
customers for shipments over particular routes at specified times. 

USAT  Logistics.    USAT  Logistics  consists  of  freight  brokerage  and  rail  intermodal  services.    Both  of  these 
service offerings match customer shipments with available equipment of authorized third-party carriers and provide 
services  that  complement  the  Company’s  Trucking  operations.    USA  Truck  provides  these  services  primarily  to 
existing Trucking customers, many of whom prefer to rely on a single carrier, or a small group of carriers, to provide 
all their transportation solutions.   

In determining its reportable segments, the Company’s management focuses on financial information, such as 
operating revenue, operating expense categories, operating ratios, and operating income, as well as on key operating 
statistics, to make operating decisions. 

Revenue  equipment  assets  are  not  allocated  to  USAT  Logistics,  because  USAT  Logistics  brokers  freight 
services to customers through arrangements with third party carriers who utilize their own equipment.  To the extent 
rail  intermodal  operations  require  the  use  of  Company-owned  assets,  they  are  obtained  from  the  Company’s 
Trucking  segment  on  an  as-needed  basis.    Depreciation  and  amortization  expense  is  allocated  to  USAT  Logistics 
based on the Company-owned assets specifically utilized to generate USAT Logistics revenue.  All intercompany 
transactions between segments reflect rates similar to those that would be negotiated with independent third parties.  
All other expenses for USAT Logistics are specifically identifiable direct costs or are allocated to USAT Logistics 
based on relevant drivers, as determined by management. 

49 
 
 
 
 
 
 
 
 
 
 
 
 
A summary of operating revenue by segment is as follows (in thousands): 

Operating revenue: 
Trucking revenue (1) ................................................ $
Trucking intersegment eliminations .........................
Trucking operating revenue .................................
USAT Logistics revenue ..........................................
USAT Logistics intersegment eliminations ..............
USAT Logistics operating revenue .....................

Total operating revenue ................................... $

2016 

Year Ended December 31, 
2015 

2014 

295,807   $
(1,281)  
294,526  
140,847  
(6,274)  
134,573  
429,099   $

356,528 

  $ 

(2,048)   

354,480 
158,295 

(4,841)   

153,454 
507,934 

  $ 

424,082
(587)
423,495
192,924
(13,942)
178,982
602,477

(1)  Includes  foreign  revenue  of  $36.9  million,  $42.0  million,  and  $57.3  million  for  the  years  ended 
December 31, 2016, 2015 and 2014, respectively.  All foreign revenue is collected in United States 
dollars.   

A summary of operating (loss) income by segment is as follows (in thousands): 

Operating (loss) income: 

2016 

Year Ended December 31, 
2015 

2014 

Trucking ............................................................... $
USAT Logistics ....................................................

Total operating (loss) income ............................ $

(14,789)
7,273
(7,516)

  $

  $

11,088 
11,983 
23,071 

  $ 

  $ 

(3,122)
20,775
17,653

A summary of depreciation and amortization by segment is as follows (in thousands): 

Depreciation and amortization: 

2016 

Year Ended December 31, 
2015 

2014 

Trucking ................................................................ $
USAT Logistics ....................................................

Total depreciation and amortization .................. $

29,467
487
29,954

  $

  $

37,140 
340 
37,480 

  $ 

  $ 

43,889
182
44,071

NOTE 3.  PREPAID AND OTHER CURRENT ASSETS  

Prepaid expenses and other current assets consist of the following (in thousands): 

Year Ended December 31, 
2015 
2016 

Prepaid licenses, permits and tolls ...................................................................... 
Prepaid insurance ................................................................................................ 
Other ................................................................................................................... 

Total prepaid expenses and other current assets ............................................  $

1,333 
3,375 
1,479 
6,187 

  $ 

1,542
2,080
1,254
4,876

NOTE 4.  NOTE RECEIVABLE 

During 2010, the Company sold its terminal facility in Shreveport, Louisiana.  In connection with this sale, the 
Company  received  cash  in  the  amount  of  $0.2  million  and  a  note  receivable  in  the  amount  of  $2.1  million,  due 
November  2015,  which  was  recorded  in  the  line  item  “Other  Receivables”  in  the  accompanying  consolidated 
balance  sheets.    The  purchaser-debtor  was  to  make  monthly  payments  to  the  Company,  with  interest,  until  the 
balance  of  the  note  receivable  was  paid  via  a  final,  lump  sum  payment  of  the  remaining  balance  (approximately 
$1.9 million)  in  November  2015.    The  purchaser-debtor  defaulted  on  the  note  receivable  by  not  making  the  final 
principal payment in November 2015, and the Company is taking legal action to collect the remaining balance.  The 
note  receivable  is  collateralized  by  a  first  priority  mortgage  on  the  property.    The  Company  believes,  based  on  a 
recent  appraisal,  that  the  market  value  of  the  property  exceeds  the  amount  of  the  note  receivable  plus  collection 

50 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
costs.  Accordingly, no valuation allowance has been recorded.  The Company had previously deferred $0.7 million 
of gain on the sale of the property, with the gain recognized into earnings only as payments on the note receivable 
were received. 

In the fourth quarter of 2016, the Company and the purchaser-debtor modified the original asset sale agreement 
(hereinafter  referred  to  as  the  “Original  Agreement”)  for  the  property  as  a  result  of  the  default  by  the 
purchaser-debtor in November 2015.  The modifications to the Original Agreement are as follows: 

(1)  As  of  January  1,  2016,  the  purchaser-debtor  ceased  making  monthly  payments  to  the  Company,  as 

required under the terms of the Original Agreement. 

(2)  The purchaser-debtor agreed that, in addition to the balloon payment of $1.9 million, plus interest as 
agreed upon in the Original Agreement, and $56,953 in tax liens paid by the Company, the Company 
will  also  be  entitled  to  receive  25%  of  the  net  sale  proceeds  from  any  future  sale  (including  a 
foreclosure sale) of the property in excess of the balloon payment amount, closing costs, and realtor 
commissions, as applicable. 

(3)  At any time, the Company retains the right to enforce its rights as creditor, mortgagee, and holder of 
vendor’s privilege and declare the unpaid portion of the purchase price, interest, costs, and attorneys’ 
fees  immediately  due  and payable.    The  Company’s rights  include  initiating foreclosure proceedings 
and/or other legal action. 

During the fourth quarter of 2016, the Company filed a Petition for Executory Process in foreclosure against the 
purchaser-debtor in the 1st Judicial Court, Caddo Parish, State of Louisiana.  The Caddo Parish Sheriff’s Department 
has scheduled the foreclosure sale for April 26, 2017. 

NOTE 5.  ACCRUED EXPENSES  

Accrued expenses consist of the following (in thousands):  

Salaries, wages and employee benefits .................................................  $
Federal and state tax accruals ............................................................... 
Restructuring, impairment and other costs (1) ...................................... 
Accrued third party maintenance .......................................................... 
Other ..................................................................................................... 

Total accrued expenses ....................................................................  $

Year Ended December 31, 
2015 
2016 

2,480 
1,579 
1,404 
-- 
2,070 
7,533 

  $ 

  $ 

4,359
1,712
773
525
1,467
8,836

(1)  Refer to Note 15 below for additional information regarding the restructuring, impairment and other costs.   

NOTE 6.  INSURANCE PREMIUM FINANCING  

On October 27, 2016, the Company entered into an unsecured note payable of $4.3 million.  The note, which is 
payable in quarterly installments of principal and interest of approximately $1.3 million and bears interest at 2.6%, 
is scheduled to mature in October 2017.  The balance of the note payable as of December 31, 2016 was $3.9 million.  
The note is payable to a third party financing company for a portion of the Company’s annual insurance premiums.  

NOTE 7.  LONG-TERM DEBT   

Long-term debt consisted of the following (in thousands): 

Revolving credit agreement .................................................................. $ 

Year Ended December 31, 
2015
2016

96,600 

  $ 

70,400

Credit facility 

In  February  2015,  the  Company  entered  into  a  new  senior  secured  revolving  credit  facility  (the  “Credit 
Facility”)  with  a  group  of  lenders  and  Bank  of  America,  N.A.,  as  agent  (“Agent”).    Contemporaneously  with  the 
funding  of  the  Credit  Facility,  the  Company  paid  off  the  obligations  under  its  prior  credit  facility  and  terminated 
such facility. 

51 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Credit Facility is structured as a $170.0 million revolving credit facility, with an accordion feature that, so 
long as no event of default exists, allows the Company to request an increase in the revolving credit facility of up to 
$80.0  million,  exercisable  in  increments  of  $20.0  million.    The  Credit  Facility  is  a  five-year  facility  scheduled  to 
terminate  on  February  5,  2020.    Borrowings  under  the  Credit Facility  are  classified  as  either  “base  rate  loans”  or 
“LIBOR  loans”.    Base  rate  loans  accrue  interest  at  a  base  rate  equal  to  the  Agent’s  prime  rate  plus  an  applicable 
margin  that  was  set  at  0.50%  through  May  31,  2016,  and  then  adjusted  quarterly  thereafter  between  0.25%  and 
1.00% based on the Company’s consolidated fixed charge coverage ratio.  LIBOR loans accrue interest at LIBOR 
plus  an  applicable  margin  that  was  set  at  1.50%  through  May  31,  2016  and  then  adjusted  two  days  prior  to  each 
30-day  interest  period  for  a  term  equivalent  to  such  period  between  1.25%  and  2.00%  based  on  the  Company’s 
consolidated  fixed  charge  coverage  ratio.    The  Credit  Facility  includes,  within  its  $170.0  million  revolving  credit 
facility,  a  letter  of  credit  sub-facility  in  an  aggregate  amount  of  $15.0  million  and  a  swing  line  sub-facility  in  an 
aggregate amount of $20.0 million.  An unused line fee of 0.25% is applied to the average daily amount by which 
the  lenders’  aggregate  revolving  commitments  exceed  the outstanding  principal  amount  of  revolver  loans  and  the 
aggregate undrawn amount of all outstanding letters of credit issued under the Credit Facility.  The Credit Facility is 
secured  by  a  pledge  of  substantially  all  of  the  Company’s  assets,  with  the  notable  exclusion  of  any  real  estate  or 
revenue equipment financed outside the Credit Facility.  Additionally, the Company recognized a charge in the first 
quarter  of  2015  of  $0.8  million  resulting  from  the  replacement  of  its  previous  credit  facility  representing  the 
write-off of unamortized deferred financing fees. 

Borrowings under the Credit Facility are subject to a borrowing base limited to the lesser of (A) $170.0 million; 
or (B) the sum of (i) 90% of eligible investment grade accounts receivable (reduced to 85% in certain situations), 
plus  (ii)  85%  of  eligible  non-investment  grade  accounts  receivable,  plus  (iii) the  lesser  of  (a)  85%  of  eligible 
unbilled  accounts  receivable  and  (b)  $10.0  million,  plus  (iv)  the  product  of  85%  multiplied  by  the  net  orderly 
liquidation value percentage applied to the net book value of eligible revenue equipment, plus (v) 85% multiplied 
the  net  book  value  of  otherwise  eligible  newly  acquired  revenue  equipment  that  has  not  yet  been  subject  to  an 
appraisal.  The borrowing base is reduced by an availability reserve, including reserves based on dilution and certain 
other  customary  reserves.    The  Credit  Facility  contains  a  single  springing  financial  covenant,  which  requires  a 
consolidated  fixed  charge  coverage  ratio  of  at  least  1.0  to  1.0.    The  financial  covenant  springs  only  in  the  event 
excess  availability  under  the Credit  Facility  drops below 10%  of  the  lenders’  total  commitments  under  the  Credit 
Facility. 

The Credit Facility includes usual and customary events of default for a facility of this nature and provides that, 
upon  the  occurrence  and  continuation  of  an  event  of  default,  payment  of  all  amounts  payable  under  the  Credit 
Facility may be accelerated, and the lenders’ commitments may be terminated.  The Credit Facility contains certain 
restrictions  and  covenants  relating  to,  among  other  things, dividends,  liens,  acquisitions  and  dispositions,  affiliate 
transactions, and other indebtedness.  

The  Company  had  $1.2 million  of  overnight  borrowings  under  the  Credit  Facility  as  of  December  31,  2016.  
The  average  interest  rate  including  all  borrowings  made  under  the  Credit  Facility  as  of  December  31,  2016,  was 
2.34%.  As debt is repriced on a monthly basis, the borrowings under the Credit Facility approximate fair value.  As 
of  January  31,  2017,  the  Company  had  outstanding  $4.7 million  in  letters  of  credit  and  had  approximately 
$36.7 million available under the Credit Facility.   

The Company anticipates falling below $34.0 million in availability, or 20% of the lenders’ commitments under 
the Credit Facility, during the first quarter of 2017, which may restrict the Company’s ability to pay dividends, make 
certain  investments,  prepay  certain  indebtedness,  execute  share  repurchase  programs,  and  enter  into  certain 
acquisitions and hedging arrangements.  The Credit Facility contains a single financial covenant that springs in the 
event excess availability under the Credit Facility falls below 10% of the lenders’ total commitments.  Management 
believes the Company’s excess availability will not fall below 10%, or $17.0 million, and expects the Company to 
remain in compliance with all debt covenants during the next twelve months. 

NOTE 8.  LEASES AND COMMITMENTS  

Capital leases 

The Company leases certain equipment under capital leases with terms ranging from 15 to 60 months.  Balances 
related to these capitalized leases are included in property and equipment in the accompanying consolidated balance 
sheets and are set forth in the table below for the periods indicated (in thousands). 

52 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2016 ...............   $ 
December 31, 2015 ................  

69,748   
45,170   

Capitalized Costs 

Accumulated Amortization  
17,428   
$
12,896   

$ 

Net Book Value 

52,320 
32,274 

The  Company  has  capitalized  lease  obligations  relating  to  revenue  equipment  of  $51.9  million,  of  which 
$16.7 million represents the current portion.  These leases have various termination dates extending through October 
2020 and contain renewal or fixed price purchase options.  The effective interest rates on the leases range from 0% 
to  3.11%  as  of  December  31,  2016.    The  lease  agreements  require  payment  of  property  taxes,  maintenance  and 
operating expenses.  Amortization of assets under capital leases was $6.2 million, $8.3 million and $12.7 million for 
the years ended December 31, 2016, 2015, and 2014, respectively. 

The Company completed sale-leaseback transactions under which certain Company-owned tractors were sold to 
an  unrelated  party  for  net  proceeds  of  $19.9  and  $6.3 million,  for  the  years  ended  December  31,  2016  and  2015, 
respectively, under 48 month terms each with the buyer.  During the years ended December 31, 2016 and 2015, the 
Company  recorded  liabilities  of  approximately  $0.1  million  and  $0.4  million,  respectively,  representing  the  total 
gain on the sales and will amortize such amounts to earnings ratably over the lease terms.  The deferred gains are 
included in the deferred gain line item on the accompanying consolidated balance sheet. 

Operating leases 

The Company has entered into leases with lessors who did not participate in the Credit Facility.  Operating lease 

payments are set forth in the table below for the periods indicated (in thousands). 

Equipment rent .......................................... $
Building and office rent (1) .......................

Total rent expense ................................ $

7,443 
2,001 
9,444 

$

$

4,424 
2,297 
6,721 

  $ 

  $ 

3,089 
2,225 
5,314 

2016 

Year Ended December 31, 
2015 

2014 

(1)  The  expense  for  building  and  office  rents  is  recorded  in  the  operations  and  maintenance  line  item  in  the 

accompanying consolidated statement of operations and comprehensive (loss) income.   

During  2015,  the  Company  completed  two  sale-leaseback  transactions  under  which  it  sold  certain  owned 
tractors to an unrelated party for net proceeds of $8.0 million and entered into two operating leases with terms of 58 
and  59  months,  respectively,  with  the  buyer.    During  2015,  the  Company  recorded  a  liability  of  approximately 
$0.3 million representing the gain on the sale and will amortize such amount to earnings ratably over the lease term.  
The deferred gain is included on the deferred gain line item in the accompanying consolidated balance sheet. 

As of December 31, 2016, the future minimum payments including interest under capitalized leases with initial 
terms  of  one  year  or  more  and  future  rentals  under  operating  leases  for  certain  facilities,  office  equipment  and 
revenue equipment with initial terms of one year or more were as follows for the years indicated (in thousands). 

2018 
Future minimum payments .................... $  18,365 $ 10,378
7,788
Future rentals under operating leases .....

2017 

8,081

2019 
$ 12,075
4,837

2020 

2021 

$ 15,902   $ 
2,960  

-- 
111 

  Thereafter 
  $
--
226

Other commitments 

As  of  December  31,  2016,  the  Company  had  $5.5 million  in  commitments  for  purchases  of  revenue  and 
non-revenue equipment.  The Company typically has the option to cancel revenue equipment orders within a 60 to 
90 day period prior to scheduled production, although the notice period has lapsed for all commitments outstanding 
as December 31, 2016.    

53 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTE 9.  FEDERAL AND STATE INCOME TAXES 

Significant components of the Company’s deferred tax assets and liabilities are as follows (in thousands): 

Deferred tax assets: 

Year Ended December 31, 

2016 

2015 

Accrued expenses not deductible until paid ................................. $
Federal credits ..............................................................................
Impairment loss on assets held for sale ........................................
Net operating loss carry forwards ................................................
Equity incentive plan ...................................................................
Allowance for doubtful accounts .................................................
Revenue recognition ....................................................................
Other ............................................................................................
Total deferred tax assets ....................................................................

7,231 
2,023 
1,090 
731 
265 
182 
113 
292 
11,927 

  $  

7,438
--
--
157
316
232
235
335
8,713

Deferred tax liabilities: 

Tax over book depreciation .........................................................
Prepaid expenses deductible when paid .......................................
Capital leases ...............................................................................
Total deferred tax liabilities ..............................................................
Net deferred tax liabilities ................................................................. $

(47,217)   
(2,375)   
(235)   
(49,827)   
(37,900)  

$ 

(44,805)
(1,872)
21
(46,656)
(37,943)

The  Company  has  federal  and  certain  state net  operating  loss  carryovers  that  expire  in  varying  years  through 

2036.  The Company expects to fully utilize its tax attributes in future years before they expire. 

Significant components of the provision (benefit) for income taxes are as follows (in thousands): 

Current: 

Federal ............................................................................  $
State ................................................................................ 
Total current ................................................................. 

Deferred: 

Federal ............................................................................ 
State ................................................................................ 
Total deferred ............................................................... 
Total income tax (benefit) expense .................................  $

Year Ended December 31, 
2015 

2016

2014 

(3,420)
(44)
(3,464)

439
(494)
(55)
(3,519)

$

$

4,526  $ 
870     
5,396     

2,985     
(109)     
2,876     
8,272  $ 

(129)
201
72

5,383
(104)
5,279
5,351

A reconciliation between the effective income tax rate and the statutory federal income tax rate of 35% is as 

follows (in thousands):   

Income tax (benefit) expense at statutory federal rate .... $
Federal income tax effects of: 

State income tax expense (benefit) .............................
Per diem and other nondeductible meals and 
entertainment ..............................................................
Other ...........................................................................
Federal income tax (benefit) expense ..............................
State income tax (benefit) expense ..................................
Total income tax (benefit) expense ..................................$

Year Ended December 31, 
2015 

2014 

$

6,790 

  $ 

4,073

2016
(3,926)

188  

(289)   

(34)

614
143  
(2,981)  
(538)  

(3,519)

$

702 
306 
7,509 
763 
8,272 

  $ 

872
343
5,254
97
5,351

Effective tax rate ..............................................................

31.4 %

42.8  %   

46.0 %

54 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The  effective  rates  varied  from  the  statutory  federal  tax  rate  primarily  due  to  state  income  taxes  and  certain 
non-deductible expenses including a per diem pay structure for drivers.  Due to the partially nondeductible effect of 
per diem pay, the Company’s tax rate will change based on fluctuations in earnings (losses) and in the number of 
drivers  who  elect  to  receive  this  pay  structure.    Generally,  as  pretax  income  or  loss  increases,  the  impact  of  the 
driver  per  diem  program  on  our  effective  tax  rate  decreases,  because  aggregate  per  diem  pay  becomes  smaller  in 
relation  to  pretax  income  or  loss,  while  in  periods  where  earnings  are  at  or  near  breakeven  the  impact  of  the  per 
diem program on our effective tax rate is significant. 

NOTE 10.  EQUITY COMPENSATION AND EMPLOYEE BENEFIT PLANS  

The Company adopted the 2014 Omnibus Incentive Plan (the “Incentive Plan”) in May 2014.  The Incentive 
Plan replaced the 2004 Equity Incentive Plan and provides for the granting of equity-based awards covering up to 
500,000 shares of common stock to directors, officers and other key employees and consultants, in addition to the 
shares outstanding at execution of agreement.  As of December 31, 2016, 146,754 shares remained available for the 
issuance of future equity-based compensation awards. 

The  components  of  compensation  expense  recognized,  net  of  forfeiture  recoveries,  related  to  equity-based 

compensation is reflected in the table below for the years indicated (in thousands): 

Year Ended December 31, 
2015 

2016 

2014 

Stock options ........................................$
Restricted stock awards ........................
Equity compensation expense ............$

--   $

976  
976   $

147   $
946  
1,093   $

31 
335 
366 

Compensation  expense  related  to  all  equity-based  compensation  awards  granted  under  the  Incentive  Plan  is 
included in salaries, wages and employee benefits in the accompanying consolidated statements of operations and 
comprehensive (loss) income.   

Stock options 

Stock options are the contingent right of award holders to purchase shares of the Company’s common stock at a 
stated  price  for  a  limited  time.    The  fair  value  of  each  option  award  is  estimated  on  the  date  of  grant  using  the 
Black-Scholes-Merton option-pricing formula, and is recognized over the vesting period of the award.  The vesting 
period of option awards is generally 3 or 4 years and awards may be exercised over a three or ten year term.  While 
the Company did not grant any new stock options in 2016, 2015 or 2014, there was a modification to an existing 
stock option award during 2015 that resulted in a deemed new award being granted.   

The following assumptions were used to value the stock options granted or deemed to have been granted during 

the years indicated: 

Dividend yield ....................................................
Expected volatility ..............................................
Risk-free interest rate ..........................................
Expected life (in years) .......................................

Year Ended December 31, 
2015 

2014 

2016 
--
--
--
--

0%  
62.9%  
0.1%  
0.5

-- 
-- 
-- 
-- 

The  expected  volatility  is  a  measure  of  the  expected  fluctuation  in  the  Company’s  share  price  based  on  the 
historical  volatility  of  the  Company’s  stock.    Expected  life  represents  the  length  of  time  an  option  contract  is 
anticipated  to  be  outstanding  before  being  exercised.    The  risk-free  interest  rate  is  based  on  an  implied  yield  on 
United  States  zero-coupon  treasury  bonds  with  a  remaining  term  equal  to  the  expected  life  of  the  outstanding 
options.  In addition to the above, a factor for anticipated forfeitures is also included, which represents the number of 
shares under options expected to be forfeited over the expected life of the options. 

55 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The following table summarizes the stock option activity under the Incentive Plan: 

Weighted-
Average 
Exercise 
Price Per 
Share 

Weighted-
Average 
Remaining 
Contractual 
Life  
(in years) 

Aggregate 
Intrinsic Value
(in thousands) 
(1) 

Number of 
Shares 

Options outstanding at December 31, 2015 .....
Granted (2) ...................................................
Exercised ......................................................
Cancelled/forfeited .......................................
Expired .........................................................
Outstanding at December 31, 2016 ..................
Exercisable at December 31, 2016 ...................

15,610
--
(2,709)
(10,729)
(2,172)
--
--

$

$
$

5.40
--
7.51
4.83
5.61
--
--

-- 
-- 
-- 
-- 
-- 
-- 
-- 

  $ 

  $ 
  $ 

--
--
25
--
--
--
--

(1)  The  intrinsic  value  of  a  stock  option  is  the  amount  by  which  the  market  value  of  the  underlying  stock 
exceeds the exercise price of the option.  The per share market value of the Company’s common stock, as 
determined by the closing price on December 30, 2016, was $8.71.   

(2)  The weighted-average grant date fair value of options granted during 2016, 2015 and 2014 was $0, $15.17 

and $0, respectively. 

Restricted stock awards 

Restricted  stock  awards  are  shares  of  the  Company’s  common  stock  that  are  granted  subject  to  defined 
restrictions.  The estimated fair value of restricted stock awards is based upon the closing price of the Company’s 
common  stock  on  the  date  of  grant.    The  vesting  period  of  restricted  stock  awards  is  generally  ratably  over  four 
years. 

Information related to the restricted stock awarded for the year ended December 31, 2016, is as follows: 

Number of 
Shares 

Weighted-Average Grant 
Date Fair Value (1) 

Nonvested shares – December 31, 2015 ......................
Granted ........................................................................
Forfeited .......................................................................
Vested ..........................................................................
Nonvested shares – December 31, 2016 ...................

115,317 
372,454 
(150,048)
(52,527)
285,196

$

$

21.55
14.64
16.25
18.18
15.93

(1)  The  shares  were  valued  at  the  closing  price  of  the  Company’s  common  stock  on  the  dates  of  the 

awards. 

The  fair  value  of  stock  options  and  restricted  stock  that  vested  during  the  year  is  as  follows  for  the  periods 

indicated (in thousands): 

Stock options .................................................  $
Restricted stock .............................................. 

$

-- 
746 

193   
1,767   

$ 

49 
931 

Year Ended December 31, 
2015 

2016 

2014 

As of December 31, 2016, approximately $2.6 million of unrecognized compensation cost related to unvested 

restricted stock awards is expected to be recognized over a weighted-average period of 2.3 years. 

56 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Employee benefit plans 

The  Company  sponsors  the  USA  Truck,  Inc.  Employees’  Investment  Plan,  a  tax  deferred  savings  plan  under 
section 401(k) of the Internal Revenue Code that covers substantially all team members.  Employees can contribute 
up to any percentage of their compensation, subject to statutory limits, with the Company matching 50% of the first 
4% of compensation contributed by each employee.  Employees’ rights to employer contributions vest after three 
years from their date of employment.  Effective July 1, 2016, the Company reinstated its contribution match, after 
having  suspended  it  in  April  2009.    The  Company’s  matching  contributions  to  the  plan  were  approximately 
$0.8 million for 2016. 

NOTE 11.  (LOSS) EARNINGS PER SHARE 

The  following  table  sets  forth  the  computation  of  basic  and  diluted  earnings  (loss)  per  share  (in  thousands, 

except per share amounts): 

Numerator: 

Year Ended December 31, 

2016 

2015 

2014 

Net (loss) income ............................................................................... $

(7,699)

$

11,069 

$

6,285

Denominator: 

Denominator for basic earnings (loss) per share – weighted-average 

shares .................................................................................................

Effect of dilutive securities: 

8,550

10,337 

10,356

Employee stock options and restricted stock ..................................... 

--

64 

129

Denominator for diluted earnings (loss) per share – adjusted 

weighted-average shares and assumed conversions........................... $
Basic earnings (loss) per share ................................................................. $
Diluted earnings (loss) per share .............................................................. $
Weighted-average anti-dilutive employee stock options and restricted 

8,550
(0.90)
(0.90)

$
$
$

10,401 
1.07 
1.06 

  $
$
$

10,485
0.61
0.60

stock .................................................................................................... 

11  

62   

3

NOTE 12.  REPURCHASE OF EQUITY SECURITIES 

In  July  2015,  the  Company’s  board  of  directors  authorized  the  repurchase  of  up  to  one  million  shares  of  the 
Company’s common stock.  During 2015, through a Rule 10b5-1 plan, the Company repurchased a total of 953,738 
shares at a weighted average price of $18.80 per share for an aggregate cost of approximately $17.9 million.  As of 
January  8,  2016,  the  Company  had  repurchased  the  full  one  million  shares  of  common  stock  included  in  this 
repurchase authorization.  

In February 2016, the Company announced the board of directors had authorized the repurchase of up to two 
million  shares  of  the  Company’s  common  stock,  which  authorization  will  expire  in  February  2019  unless  earlier 
terminated  or  extended  by  the  board  of  directors.    During  2016,  the  Company,  through  a  Rule  10b5-1  plan, 
repurchased  1,583,249  shares  at  an  average  price  of  $18.05  per  share  for  an  aggregate  cost  of  approximately 
$28.4 million.  On August 9, 2016, the Company announced the board of directors had suspended the Rule 10b5-1 
plan, with 463,013 shares remaining available for repurchase at December 31, 2016.  

Purchases  under  these  share  repurchase  authorizations  may  be  made  using  a  variety  of  methods,  which  may 
include  open  market  purchases,  privately  negotiated  transactions  or  block  trades,  or  any  combination  of  such 
methods,  in  accordance  with  applicable  insider  trading  and  other  securities  laws  and  regulations.    The  specific 
number of shares the Company ultimately repurchases, and the actual timing and amount of share repurchases, will 
depend on market conditions and other factors, as well as the applicable requirements of federal securities law.  In 
addition,  the  stock  repurchase  program  may  be  suspended,  extended  or  terminated  by  the  Company  at  any  time 
without prior notice, and the Company is not obligated to purchase a specific number of shares.  

57 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
NOTE 13.  LITIGATION 

USA Truck is party to routine litigation incidental to its business, primarily involving claims for personal injury 
and property damage incurred in the transportation of freight.  The Company maintains insurance to cover liabilities 
in  excess  of  certain  self-insured  retention  levels.    Though  it  is  the  opinion  of  management  that  these  claims  are 
immaterial to the Company’s long-term financial position, adverse results of one or more of these claims could have 
a material adverse effect on the Company’s consolidated financial statements in any given reporting period.  

NOTE 14.  QUARTERLY RESULTS OF OPERATIONS (UNAUDITED)  

The  tables  below  present  quarterly  financial  information  for  2016  and  2015  (in  thousands,  except  per  share 

amounts): 

2016 

Operating revenue.......................................... $
Operating expenses ........................................
Operating (loss) income .............................
Other, net .......................................................
Loss before income taxes ...........................
Income tax benefit .........................................

Net loss ...................................................... $

March 31, 
110,618
112,981
(2,363)
768
(3,131)
(1,324)
(1,807)

Average shares outstanding (basic) ...............
Basic loss per share ........................................ $

Average shares outstanding (diluted) ............
Diluted loss per share .................................... $

9,381
(0.19)

9,381
(0.19)

Operating revenue.......................................... $
Operating expenses ........................................
Operating income .......................................
Other, net .......................................................
Income before income taxes.......................
Income tax expense .......................................

Net income ................................................. $

March 31, 
132,887
128,361
4,526
1,582
2,944
1,309
1,635

Average shares outstanding (basic) ...............
Basic earnings per share ................................ $

Average shares outstanding (diluted) ............
Diluted earnings per share ............................. $

10,395
0.16

10,516
0.16

$

$

$

$

$

$

$

$

June 30, 

109,888
110,445
(557)
864
(1,421)
(75)
(1,346)

$ 

September 30, 
105,458 
$
105,416 
42 
1,000 
(958) 
(224) 
(734)  $ 

  December 31,
103,135
107,773
(4,638)
1,070
(5,708)
(1,896)
(3,812)

$

8,069 
(0.09)  $ 

8,069 
(0.09)  $ 

7,975
(0.48)

7,975
(0.48)

8,734
(0.15)

8,734
(0.15)

$

$

2015 

June 30, 

133,573
127,759
5,814
919
4,895
2,125
2,770

10,435
0.27

10,516
0.26

September 30, 
123,490 
$
118,031 
5,459 
571 
4,888 
2,161 
2,727 

$

$ 

  December 31,
117,984
110,712
7,272
658
6,614
2,677
3,937

$ 

10,442 
0.26 

10,470 
0.26 

$ 

$ 

10,033
0.39

10,059
0.39

$

$

The amounts reported above have been previously reported in the Company’s quarterly reports on Form 10-Q.  
Certain line items in those quarterly reports may not total the corresponding amount reported in this Form 10-K due 
to rounding. 

58 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTE 15.  RESTRUCTURING, IMPAIRMENT AND OTHER COSTS  

During 2016 and 2015, the Company took steps to streamline and simplify its operations to better align its cost 

structure. 

2015 Restructuring, impairment and other costs 

In  the  Company’s  Trucking  segment,  maintenance  facilities  were  closed  in  Denton,  Texas  and  Carlisle, 
Pennsylvania and its road assistance function was outsourced to a third party to improve operating productivity and 
enhance  capacity  utilization.  These  initiatives  resulted  in  a  headcount  reduction  of  50  team  members.    Team 
members separated from the Company as a result of these streamlining initiatives were paid severance.  Expenses 
recorded during the year ended December 31, 2015, included costs related to severance; facility lease termination 
costs; communication and administration of these initiatives; and asset write-offs.  

In July 2015, the Company entered into a separation agreement (the “Separation Agreement”) with Mr. John M. 
Simone regarding the conclusion of his tenure as the Company’s President, Chief Executive Officer, and Director. 
Pursuant to the Separation Agreement dated July 7, 2015, the Company recognized severance costs associated with 
Mr.  Simone’s  departure  of  approximately  $1.3  million,  which  were  recorded  in  the  line  item  “Restructuring, 
impairment  and  other  costs”  in  the  Company’s  consolidated  statements  of  operations  and  comprehensive  (loss) 
income. 

In total, during 2015, the Company recognized approximately $2.7 million, pretax, in restructuring, impairment 
and  other  costs.    The  following  table  summarizes  the  Company’s  restructuring  liability  and  cash  payments  made 
related to the restructuring plan as of December 31, 2015 (in thousands): 

Severance pay and benefits ......................................... $
Facility closing expenses ............................................  
Total ........................................................................ $

2,160   $
582     
2,742   $

(869) $
(562)   
(1,431) $

(538)   $ 
--     
(538)   $ 

753
20
773

Costs 

Incurred   Payments  

Non-cash 
Expenses 

   Accrued 
Balance

2016 Restructuring, impairment and other costs 

In  the  Company’s  Trucking  segment,  maintenance  facilities  were  closed  in  Forest  Park,  Georgia  and  South 
Holland, Illinois, and in the Company’s USAT Logistics segment, branch offices were closed in Olathe, Kansas and 
Salt  Lake  City,  Utah.    Headcount  was  reduced  by  47  team  members  across  multiple  departments,  including  two 
contractors.    Employees  separated  from  the  Company  were  paid  severance  benefits,  and  the  agreements  with  the 
contractors were cancelled and cancellation penalties were paid, where required.  Expenses recorded during the year 
ended December 31, 2016, included costs related to terminations; facility lease termination costs; costs associated 
with the development, communication and administration of these initiatives; and asset write-offs.   

The  following  table  summarizes  the  Company’s  liabilities,  charges,  and  cash  payments  related  to  the 

restructuring plan made during the year ended December 31, 2016 (in thousands): 

Accrued 
Balance 
December 31, 
2015  

Compensation and benefits (1) ................... $ 
Facility closing expenses (1) .......................  
Spartanburg impairment (2) ........................  
Fuel tank write-off (2) ................................  
Out of period adjustment (3) .......................  
Total ...................................................... $ 

753
20
--
--
--
773

Costs 
Incurred  
768
2,779
546
524
647
5,264

$

$

Payments 
$
(1,437)
(1,190)
--
--
--
(2,627)

$

$

$

Expenses/ 
Charges 

(3)      $

(286)     
(546)     
(524)     
(647)     
(2,006)      $

Accrued 
Balance 
December 31, 
2016 

81
1,323
--
--
--
1,404

(1)  The  Company  incurred  total  pretax  expenses  of  approximately  $3.5  million  related  to  these  streamlining 

initiatives during the first quarter of 2016.  

(2)  During  2016,  the  Company  recorded  $1.1  million  for  the  impairment  of  non-operating  assets.  Of  the  total 
expense recorded, approximately $0.5 million related to the impairment of the Company’s bulk fuel assets at all 
locations,  as  diesel  fuel  will  no  longer  be  stored  or  dispensed  at  any  of  the  Company’s  locations,  and  $0.6 
million related to the fair market value impairment of the Company’s Spartanburg terminal. 

59 
 
 
 
  
 
 
  
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
(3)  During  the  2016,  the  Company  identified  an  item  requiring  an  adjustment  of  an  accounts  payable  liability 
during 2013. The Company has recorded an adjustment of $0.6 million for this item in the quarter ended March 
31, 2016. 

A  summary  of  the  Company’s  restructuring,  impairment  and  other  costs  by  segment  is  as  follows  (in 

thousands): 

Trucking ........................................................................................ $ 
USAT Logistics ...........................................................................  
Total ............................................................................................... $ 

4,848 
416 
5,264 

  $ 

  $ 

2,742 
-- 
2,742 

Costs Incurred 

Year Ended December 31, 

2016 

2015 

On  May  19,  2016,  (the  “Separation  Date”),  the  Company’s  board  of  directors  unanimously  approved  a 
separation agreement between Michael K. Borrows and the Company (the “Separation Agreement”) and accepted 
Mr.  Borrows’  resignation  as  Executive  Vice  President  and  Chief  Financial  Officer.    The  Company  recognized 
severance  costs  associated  with  Mr.  Borrows’  departure  of  approximately  $0.7 million,  which  are  recorded  in  the 
“Salaries, wages and employee benefits” line item in the accompanying consolidated statements of operations and 
comprehensive  (loss)  income.    At  December  31,  2016,  the  Company  has  approximately  $0.3  million  accrued  for 
severance benefits still to be paid to Mr. Borrows. 

Item 9.  CHANGES  IN  AND  DISAGREEMENTS  WITH  ACCOUNTANTS  ON  ACCOUNTING  AND 

FINANCIAL DISCLOSURE 

None. 

Item 9A.  CONTROLS AND PROCEDURES 

In  accordance  with  the  requirements  of  the  Exchange  Act  and  SEC  rules  and  regulations  promulgated 
thereunder, the Company has established and maintains disclosure controls and procedures and internal control over 
financial  reporting.    Management,  including  the  Company’s  principal  executive  officer  and  principal  financial 
officer, does not expect that the Company’s disclosure controls and procedures and internal control over financial 
reporting  will  prevent  all  errors,  misstatements,  or  fraud.    A  control  system,  no  matter  how  well  conceived  and 
operated,  can  provide  only  reasonable,  not  absolute,  assurance  that  the  objectives  of  the  control  system  will  be 
met.  Further, the design of a control system must reflect the fact that there are resource constraints, and the benefits 
of controls must be considered relative to their costs.  Because of the inherent limitations in all control systems, no 
evaluation of controls can provide absolute assurance that all control issues and instances of fraud, if any, within the 
Company will be detected. 

Evaluation of Disclosure Controls and Procedures 

USA  Truck  has  established  disclosure  controls  and  procedures  (as  defined  in  Rules  13a-15(e)  and  15d-15(e) 
under the Exchange Act) that are designed to ensure that material information relating to the Company, including its 
consolidated  subsidiary,  is  made  known  to  the  officers  who  certify  the  Company’s  financial  reports  and  to  other 
members of senior management and the board of directors.  The Company’s management, with the participation of 
the its principal executive officer and principal financial officer, conducted an evaluation of the effectiveness of the 
disclosure controls and procedures.  Based on this evaluation, as of December 31, 2016, the Company’s principal 
executive  officer  and  principal  financial  officer  have  concluded  that  the  Company’s  disclosure  controls  and 
procedures were effective at a reasonable assurance level to ensure that the information required to be disclosed by 
the  Company  in  reports  that  the  Company  files  or  submits  under  the  Exchange  Act  is  (i)  recorded,  processed, 
summarized,  and  reported  within  the  time  periods  specified  in  SEC  rules  and  forms,  and  (ii)  accumulated  and 
communicated  to  the  Company’s  management,  including  the  Company’s  principal  executive  officer  and  principal 
financial officer, as appropriate to allow timely decisions regarding required disclosure. 

Management’s Report on Internal Control Over Financial Reporting 

The management of USA Truck is responsible for establishing and maintaining adequate internal control over 
financial  reporting.    Internal  control  over  financial  reporting  is  defined  in  the  Exchange  Act  Rule  13a-15(f)  and 

60 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
15d-(f) as a process designed by, or under the supervision of, the principal executive officer and principal financial 
officer  and  effected  by  the  board  of  directors,  management  and  other  personnel,  to  provide  reasonable  assurance 
regarding  the  reliability  of  financial  reporting  and  the  preparation  of  financial  statements  for  external  purposes  in 
accordance with generally accepted accounting principles and includes those policies and procedures that: 

1.  Pertain  to  the  maintenance  of  records  that  in  reasonable  detail  accurately  and  fairly  reflect  the 

transactions and dispositions of Company assets; 

2.  Provide  reasonable  assurance  that  transactions  are  recorded  as  necessary  to  permit  preparation  of 
financial statements in accordance with generally accepted accounting principles, and that receipts and 
expenditures  are  being  made  only  in  accordance  with  authorizations  of  the  Company’s  management 
and directors; and 

3.  Provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use 
or  disposition  of  Company  assets  that  could  have  a  material  effect  on  the  Company’s  financial 
statements. 

Under  the  supervision  and  with  the  participation  of  the  Company’s  management,  including  its  principal 
executive  officer  and  principal  financial  officer,  an  evaluation  of  the  effectiveness  of  its  internal  controls  over 
financial  reporting  was  conducted  based  on  the  criteria  set  forth  in  the  Internal  Control  -  Integrated  Framework 
(2013)  issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission.    Based  on 
management’s  evaluation  under  the  criteria  set  forth  in  Internal  Control  -  Integrated  Framework  (2013), 
management concluded that the Company’s internal control over financial reporting was effective at the reasonable 
assurance level as of December 31, 2016.   

The Company’s internal control over financial reporting as of December 31, 2016, has been audited by Grant 

Thornton LLP, independent registered public accountants, as attested to in their attestation report included herein. 

Change in Internal Control over Financial Reporting 

No change occurred in the Company’s internal control over financial reporting (as defined in Rules 13a-15(f) 
and  15d-15(f)  under  the  Exchange  Act)  during  the  fiscal  quarter  ended  December  31,  2016,  that  has  materially 
affected, or is reasonably likely to materially affect, the Company’s internal control over financial reporting. 

61 
 
 
 
 
 
 
 
 
 
Report of Independent Registered Public Accounting Firm 

Board of Directors and Stockholders 
USA Truck, Inc.   

We  have  audited  the  internal  control  over  financial  reporting  of  USA  Truck,  Inc.  (a  Delaware  corporation)  and 
subsidiary (the “Company”) as of December 31, 2016, based on criteria established in the 2013 Internal Control—
Integrated  Framework  issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission 
(COSO).  The  Company’s  management  is  responsible  for  maintaining  effective  internal  control  over  financial 
reporting  and  for  its  assessment  of  the  effectiveness  of  internal  control  over  financial  reporting,  included  in  the 
accompanying Management’s Report on Internal Control Over Financial Reporting. Our responsibility is to express 
an opinion on the Company’s internal control over financial reporting based on our audit. 

We  conducted  our  audit  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board 
(United  States).  Those  standards  require  that  we  plan  and  perform  the  audit  to  obtain  reasonable  assurance  about 
whether  effective  internal  control  over  financial  reporting  was  maintained  in  all  material  respects.  Our  audit 
included  obtaining  an  understanding  of  internal  control  over  financial  reporting,  assessing  the  risk  that  a  material 
weakness  exists,  testing  and  evaluating  the  design  and  operating  effectiveness  of  internal  control  based  on  the 
assessed risk, and performing such other procedures as we considered necessary in the circumstances. We believe 
that our audit provides a reasonable basis for our opinion. 

A  company’s  internal  control  over  financial  reporting  is  a  process  designed  to  provide  reasonable  assurance 
regarding  the  reliability  of  financial  reporting  and  the  preparation  of  financial  statements  for  external  purposes  in 
accordance  with  generally  accepted  accounting  principles.  A  company’s  internal  control  over  financial  reporting 
includes  those  policies  and  procedures  that  (1)  pertain  to  the  maintenance  of  records  that,  in  reasonable  detail, 
accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable 
assurance  that  transactions  are  recorded  as  necessary  to  permit  preparation  of  financial  statements  in  accordance 
with generally  accepted  accounting principles,  and  that  receipts  and  expenditures of  the  company  are  being  made 
only  in  accordance  with  authorizations  of  management  and  directors  of  the  company;  and  (3)  provide  reasonable 
assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company’s 
assets that could have a material effect on the financial statements. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. 
Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become 
inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may 
deteriorate. 

In our opinion, the Company maintained, in all material respects, effective internal control over financial reporting 
as of December 31, 2016, based on criteria established in the 2013 Internal Control—Integrated Framework issued 
by COSO. 

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United 
States), the consolidated financial statements of the Company as of and for the year ended December 31, 2016, and 
our report dated March 3, 2017 expressed an unqualified opinion on those financial statements. 

/s/ GRANT THORNTON LLP  

Tulsa, Oklahoma 
March 3, 2017 

62 
 
 
 
 
 
 
 
 
 
 
 
Item 9B.  OTHER INFORMATION 

None. 

PART III 

Item 10.  DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE 

The information required in this Item 10 is hereby incorporated by reference to the information responsive to 
this Item contained in the Company’s definitive proxy statement for its 2017 Annual Meeting of Stockholders to be 
filed with the SEC. 

Item 11.  EXECUTIVE COMPENSATION 

The information required in this Item 11 is hereby incorporated by reference to the information responsive to 
this Item contained in the Company’s definitive proxy statement for its 2017 Annual Meeting of Stockholders to be 
filed with the SEC. 

Item 12.  SECURITY  OWNERSHIP  OF  CERTAIN  BENEFICIAL  OWNERS  AND  MANAGEMENT  AND 

RELATED STOCKHOLDER MATTERS 

The information required in this Item 12 is hereby incorporated by reference to the information responsive to 
this Item contained in the Company’s definitive proxy statement for its 2017 Annual Meeting of Stockholders to be 
filed with the SEC. 

Item 13.  CERTAIN  RELATIONSHIPS  AND  RELATED  TRANSACTIONS  AND  DIRECTOR 

INDEPENDENCE 

The information required in this Item 13 is hereby incorporated by reference to the information responsive to 
this Item contained in the Company’s definitive proxy statement for its 2017 Annual Meeting of Stockholders to be 
filed with the SEC. 

Item 14.  PRINCIPAL ACCOUNTING FEES AND SERVICES 

The information required in this Item 14 is hereby incorporated by reference to the information responsive to 
this Item contained in the Company’s definitive proxy statement for its 2017 Annual Meeting of Stockholders to be 
filed with the SEC. 

63 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Comparison of 5-Year Cumulative Total Return*

Among USA Truck, Inc., the Dow Jones U.S. Total Return Index and the Dow Jones U.S. Trucking Index.

*$100 invested on 12/31/11 in stock or index, including reinvestment of dividends. Fiscal year ending December 31. 

   Copyright© 2017 S&P Dow Jones Indices LLC, a division of S&P Global. All rights reserved.

The stock performance graph shall not be deemed to be incorporated by reference into any filing made by us under the 
Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, notwithstanding any general 
statement contained in any such filings incorporating the graph by reference, except to the extent we incorporate such 
graph by specific reference. 

 
Officers and Directors

James D. Reed
President, Chief Executive Officer and Director

James A. Craig
Executive Vice President, Chief Commercial Officer  
and President – USAT Logistics

Kandice G. Harshaw
Vice President, Human Resources

Joseph M. Kaiser
Vice President and Chief Accounting Officer

Zachary B. King
Vice President and Corporate Controller

David F. Marano
Vice President, Internal Audit and Corporate Secretary

Troy A. Robertson
Vice President and General Counsel

Robert A. Peiser
Chairman of the Board 
Retired President and Chief Executive Officer,  
Imperial Sugar Company, 
refiner and marketer of sugar products

M. Susan Chambers
Director 
Retired Executive Vice President and 
Chief Human Resource Officer,
Wal-Mart Stores, Inc., retailer

Robert E. Creager
Director 
Retired Partner, PricewaterhouseCoopers, LLP,  
accounting firm

Gary R. Enzor
Director  
Chairman and Chief Executive Officer,  
Quality Distributions, Inc., 
chemical bulk logistics services provider

Barbara J. Faulkenberry
Director  
Major General (Ret.), U.S. Air Force
Vice Commander, 18th Air Force,  
Scott Air Force Base, IL

Thomas M. Glaser
Director
Retired President and Chief Executive Officer, 
Arnold Transportation Services, Inc.,
dry van service provider

Alexander D. Greene
Director  
Retired Private Equity Executive, 
Brookfield Asset Management, 
global asset management firm

We Strengthen our business from the inside out by consistently exceeding  
the expectations of both our driving team members and our customers.

usa-truck.com

Printed on recycled paper. The recycled paper industry 
is an important part of the market served by USA Truck.