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Volkswagen Group

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FY2020 Annual Report · Volkswagen Group
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The future
on hand

A N N UA L   R EP O R T   2020

  Key Figures 

V O L K SWA G E N   G R O U P  

Volume Data1 in thousands 

Deliveries to customers (units) 

Vehicle sales (units) 

Production (units) 

Employees at Dec. 31 

Financial Data (IFRSs), € million 

Sales revenue 

Operating result before special items 

Operating return on sales before special items (%) 

Special items 

Operating result 

Operating return on sales (%) 

Earnings before tax 

Return on sales before tax (%) 

Earnings after tax 

Automotive Division2 

Total research and development costs 

R&D ratio (%) 

Cash flows from operating activities 
Cash flows from investing activities attributable to operating activities3 

of which: capex 

capex/sales revenue (%) 

Net cash flow 

Net liquidity at Dec. 31 

Return on investment (ROI) in % 

Financial Services Division 

Return on equity before tax4 (%) 

V O L K SWA G E N   A G  

Volume Data in thousands 

Employees at Dec. 31 

Financial Data (HGB), € million 

Sales revenue 

Net income for the fiscal year 

Dividends (€) 

per ordinary share 

per preferred share 

2020

2019

%

9,305

9,157

8,900

662.6

222,884

10,607

 4.8

– 931

9,675

 4.3

11,667

 5.2

8,824

13,885

 7.6

24,721

18,364

11,065

 6.1

6,357

26,796

6.5

10,975

10,956

10,823

671.2

252,632

19,296

 7.6

– 2,336

16,960

 6.7

18,356

 7.3

14,029

14,306

 6.7

30,733

19,898

14,007

 6.6

10,835

21,276

11.2

– 15.2

– 16.4

– 17.8

– 1.3

– 11.8

– 45.0

– 60.1

– 43.0

– 36.4

– 37.1

– 2.9

– 19.6

– 7.7

– 21.0

– 41.3

+ 25.9

8.8

10.8

2020

2019

%

118.7

119.2

– 0.4

67,535

6,338

4.80

4.86

80,621

4,958

4.80

4.86

– 16.2

+ 27.8

1  Volume data including the unconsolidated Chinese joint ventures. These companies are accounted for using the equity method. Prior-year deliveries updated to reflect  

subsequent statistical trends.  

2  Including allocation of consolidation adjustments between the Automotive and Financial Services divisions. 
3  Excluding acquisition and disposal of equity investments: €17,175 (19,182) million. 
4  Earnings before tax as a percentage of average equity.  

This version of the annual report is a translation of the German original. The German takes precedence. All figures shown in the report are rounded, so minor discrepancies may arise from
addition of these amounts. The figures from the previous fiscal year are shown in parentheses directly after the figures for the current reporting period. 
Specified vehicle ranges correspond to results obtained through the Worldwide Harmonized Light vehicles Test Procedure (WLTP) on the chassis dynamometer. WLTP value ranges for 
series-produced vehicles may vary depending on the equipment. The actual range will deviate in practice depending on various other factors. 

 
1

2

TO OUR SHAREHOLDERS

DIVISIONS 

07 

10 

Letter to our Shareholders

The Board of Management of

   Volkswagen Aktiengesellschaft 

12 

Report of the Supervisory Board

23 

26 

28 

30 

32 

34 

36 

38 

40 

42 

Brands and Business Fields

Volkswagen Passenger Cars

Audi

ŠKODA

SEAT

Bentley

Porsche

3

CORPORATE GOVERNANCE

53 

 Group Corporate Governance  

Declaration

62 

        Members of the Board of  

Management

63 

        Members of the Supervisory 

Board and Composition of the 

Committees

Volkswagen Commercial Vehicles 

66 

 Remuneration Report (part of the 

TRATON GROUP

Scania

Group Management Report)

44  MAN

46 

48 

Volkswagen Group China

Volkswagen Financial Services

4

5

6

GROUP MANAGEMENT REPORT

CONSOLIDATED FINANCIAL STATEMENTS 

ADDITIONAL INFORMATION

Goals and Strategies

207  

Income Statement

364   Five-Year Review

Internal Management System and

208   Statement of Comprehensive Income

365  

 Financial Key 

Key Performance Indicators

210   Balance Sheet

 Performance Indicators

Structure and Business Activities 

212   Statement of Changes in Equity 

366  Glossary

85  

89  

91  

94  

 Disclosures Required  

Under Takeover Law 

96  

Business Development 

110   Shares and Bonds

116   Results of Operations,

Financial Position and Net Assets 

132  

 Volkswagen AG (condensed,  

in accordance with the  

German Commercial Code)

136   Sustainable Value Enhancement 

166   Report on Expected Developments 

173   Report on Risks and Opportunities 

202   Prospects for 2021

214   Cash Flow Statement

368   Scheduled Dates

215   Notes

351   Responsibility Statement

352   Auditor’s Report

This annual report was published
on the occasion of the Annual Media 
Conference on March 16, 2021.

 
 
1
To our  
Shareholders

TO OUR SHAREHOLDERS

07 

10 

Letter to our Shareholders

The Board of Management of

   Volkswagen Aktiengesellschaft 

12 

Report of the Supervisory Board

 
To our Shareholders 

Letter to our Shareholders

7

Letter to our Shareholders 

We have had to perform the greatest balancing act in the Com-
pany’s  history  in  recent  months  –  addressing  the  Covid-19 
pandemic  while  pushing  our  transformation  into  a  technol-
ogy  company.  Of  these  two  challenges,  developing  of  new 
digital products, services and customer interfaces was and still 
is of greater existential significance for our Group. 

Data and electricity are driving us now. We are improving the 
charging experience for our electric vehicles. We are providing 
over-the-air software updates – including new functions and 
assistance  systems.  We  are  establishing  new  sales  processes, 
primarily  online,  and  communicating  directly  with  our 
customers – around the clock, if desired.  

Data is the new driving force of prosperity for economies. Its 
usage  strengthens  customer  orientation  and  provides  safer 
and  more  convenient  mobility.  Digital  upgrades  and  addi-
tional services relating to the entire vehicle are creating new 
areas of business that we are developing. Particularly in fully 
connected traffic, data will become the basis for autonomous 
driving, thus redefining individual mobility. This is why we are 
planning to invest €27 billion, representing about one-fifth of 
the Group’s total capex expenditure, in digitalization over the 
next five years.  

Two flagship projects will greatly speed up the new focus on 
software and data in the Volkswagen world. Audi will launch a 
new  Group-wide  software  platform  as  part  of  the  Artemis 
project  in  2024,  starting  with  the  premium  segment.  The 
Volkswagen  brand  will  follow  suit  in  2026  with  the  Trinity 
project in the volume segment. These two projects stand for 
entirely new and completely digitalized electric models. Since 
July 2020,  our  Car.Software  Organisation  has  been  program-
ming the new vw.os operating system, which will be used for 
the first time in Artemis. Today, over 3,500 IT experts work in 
this  organization  and  this  number  will  rise  to  10,000  in  five 
years: coding is becoming part of the Volkswagen DNA. In the 
future,  we  will  continue  to  keep  all  activities  relating  to  the 
brains of the car in-house. 

We  find  ourselves  in  a  new  playing  field  –  up  against  com-
panies that are entering the mobility market from the world of 
technology, often with virtually unlimited access to resources 
through the capital markets. Stock market players still regard 
the  Volkswagen  Group  as  part  of  the  “old  auto”  world.  By 
focusing  consistently  on  software  and  efficiency,  we  are 
working to change this view. The world’s most valuable com-
pany  will  become  a  mobility  company  once  more  –  and 
Volkswagen  enjoys  one  of  the  best  starting  positions  in  the 
“new auto” competition.  

In the “old world” of vehicle construction, we have achieved an 
excellent  standard:  the  construction  quality,  appeal  and 
functionality of our vehicles are better than ever. The only way 
to successfully transform Volkswagen into a digital company 
is by maximizing the return from our traditional business. We 
intend  to  reduce  the  Group’s  fixed  costs  by  5%  by  2023. 
Another area of focus is procurement, where we are working 
to  reduce  material  costs  by  7%  over  the  next  two  years.  The 
brands are improving their profitability through cost-cutting 
programs.  And  we  are  simplifying  our  portfolio  –  which  is 
more diversified than ever before – in the right places.  

Moreover, our focus on sustainable action will strengthen the 
Group’s resilience. By 2050 at the latest, our Group will achieve 
net carbon neutrality worldwide – from supply chains to our 
plants  and  divisions  up  to  the  use  of  the  vehicles  by  our 
customers.  We  have  made  substantial  progress  during  the 
pandemic. This means one thing in particular – bringing out 
more electric vehicles. Overall, the Group tripled its sales of all-
electric vehicles to 231,600 units. 

The premiere of Volkswagen’s ID. family played an important 
part in this sales growth. Production of the ID.3 and ID.4 began 
in  Zwickau.  Since  November  2020,  the  ID.4  is  also  being 
manufactured  at  two  newly  constructed  factories  in  China. 
When  production  of  the  ID.4  begins  in  the  United  States  in 
2022,  the  electric  SUV  will  live  up  to  its  claim  of  being  the 
electric ‘world car’.   

8 

Letter to our Shareholders  

To our Shareholders

Data and electricity 
are driving us now. 

– Herbert Diess –

To our Shareholders 

Letter to our Shareholders

9

With  56,000  units  delivered,  the  Volkswagen  ID.3  was  the 
Group’s most successful electric vehicle in 2020, followed by 
the  Audi  e-tron  and  the  Porsche  Taycan. We  intend  to  invest 
around €35 billion in e-mobility over the next five years, plus 
another  €11 billion  in  the  hybridization  of  our  model  port-
folio. Five years ago we gave the green light for e-mobility in 
the  Group  through  the  decision  to  develop  the  Modular 
Electric Drive Toolkit (MEB). Now this is a core business. 

Last  year,  we  significantly  lowered  the  emissions  of  the 
Group’s  fleet  in  Europe  compared  with  the  previous  year.  In 
2021,  when  the  electric  campaign  is  well  underway  with 
models such as the ŠKODA Enyaq iV, we will meet the EU’s CO2 
fleet  targets  and  will  go  from  strength  to  strength  in  sub-
sequent years – until we can trade our excess carbon credits for 
a profit in the near future.  

We  continued  our  40-year  success  story  in  China,  primarily 
with a view to achieving zero-emission mobility. By increasing 
our stake in the Volkswagen (Anhui) joint venture to 75%, we 
are  accelerating  electrification  in  our  largest  market.  We 
announced our intention to become the largest shareholder in 
Chinese  battery  maker  Gotion  by  acquiring  26%  of  this 
company. These and other endeavors are helping us to expand 
our battery expertise at a global level.  

The  new  European  Green  Deal  will  increase  Volkswagen’s 
battery requirements in 2030. To achieve the political climate 
targets,  all-electric  vehicles  will  have  to  make  up  55%  of  our 
deliveries  in  Europe –  significantly  more  than  previously 
projected.  This  also  means  that  in  addition  to  our  battery 
manufacturing  facility  in  Salzgitter,  we  will  need  two  more 
battery plants in Europe. Volkswagen is prepared for this – and 
supports  the  Green  Deal  as  well  as  the  Paris  Climate  Agree-
ment. 

Our commercial vehicle division TRATON is planning to invest 
€1 billion in electrification by 2025. It is important to note that 
emissions can be reduced faster in freight transport and local 
public transport than in the car fleet – using only a fraction of 
the resources. The global champion strategy was advanced in 
2020: TRATON established an e-mobility joint venture in Japan 
and announced the acquisition of US manufacturer Navistar, 
while Scania launched its first production facility in China. The 
groundwork for enhanced efficiency in Germany is being laid 
at the same time: MAN started to increase its competitiveness 
through  restructuring  to  be  better  positioned  for  the  trans-
formation, because there will also be electric and self-driving 
trucks and buses. 

into  a  hospital.  In  Spain,  SEAT  manufactured  respiratory 
equipment. ŠKODA in the Czech Republic and Lamborghini in 
Italy  produced  surgical  masks  and  face  shields.  The  Group 
provided  €40 million  worth  of  relief  supplies,  sought  out 
producers in China and arranged transport to Europe.  

At  the  same  time,  we  were  able  to  ensure  safe  working 
conditions  in  production  with  a  100-point  plan,  maintain 
global  supply  chains,  and  safeguard  our  liquidity,  primarily 
through  targeted  warehouse  management.  Volkswagen 
showed  itself  to  be  robust  and  capable  of  excellent  perfor-
mance in a year that saw the biggest crisis in decades. As of the 
close  of  the  year,  the  Group  recorded  around  15%  fewer 
deliveries  year-on-year,  but  saw  its  global  market  share 
increase slightly. Operating profit before special items came to 
€10.6  billion  in  2020.  Net  liquidity  of  €26.8 billion  –  an 
increase  of  25.9%  year-on-year  –  underscores  the  Group’s 
outstanding solidity. 

I  am  very  proud  of  what  our  more  than  660,000  employees 
have achieved in these challenging times. While balancing the 
pandemic  and  our  transformation,  we  achieved  the  best 
sentiment  rating  in  the  annual  employee  survey.  We  have 
implemented positive changes in our corporate culture. This 
was also confirmed in September 2020 by the final report of 
the team of the US Monitorship, with which we worked for four 
years  on  improving  processes,  creating  more  transparency 
and reducing hierarchical thinking in the Group. I would like 
to sincerely thank our employees for their hard work. Thanks 
also to you, our shareholders, for your support.  

In 2021, following changes on the boards of management of 
our  brands  and  with  Murat  Aksel,  Arno  Antlitz  and  Thomas 
Schmall as new members of the Group Board of Management, 
we  are  starting  out  with  a  new,  powerful  team.  I  will  consis-
tently remain committed to securing a higher return from our 
traditional  business  and  concentrating  fully  on  software 
expertise.  There  is  a  lot  to  do  at  Volkswagen,  to  decide,  to 
change – for we will undergo more transformation in the next 
ten years than we did in the last fifty.   

The  transformation  to  a  climate-neutral,  software-driven 
mobility group will progress quickly in 2021. I look forward to 
your continued support on this journey! 

Sincerely, 

In  2020,  a  year  overshadowed  by  Covid-19,  many  of  our 
employees worked for the common good to help contain the 
pandemic. Volkswagen South Africa converted a former factory 

Herbert Diess  

10

The Board of Management

To our Shareholders

The Board of Management

of Volkswagen Aktiengesellschaft

Dr.-Ing. Herbert Diess
Chairman of the Board of Management 
of Volkswagen Aktiengesellschaft,
Volume brand group,
China 

Hiltrud Dorothea Werner
Integrity and Legal Affairs

Murat Aksel
Purchasing  

To our Shareholders

The Board of Management

11

Gunnar Kilian
Human Resources and Truck & Bus

Oliver Blume
Chairman of the Board of Management 
of Dr. Ing. h.c. F. Porsche AG,
Sport & Luxury brand group

Frank Witter
Finance and IT

Markus Duesmann 
Markus Duesmann 
Markus Duesmann 
Chairman of the Board of Management
Chairman of the Board of Management
Chairman of the Board of Management
of AUDI AG, Premium brand group
of AUDI AG, Premium brand group
of AUDI AG, Premium brand group

Thomas Schmall-von Westerholt 
Technology, 
Chairman of the Board of Management 
of Volkswagen Group Components

12 

Report of the Supervisory Board  

To our Shareholders

Report of the Supervisory Board 

(in accordance with section 171(2) of the AktG) 

Ladies and gentlemen, 

The work of the Supervisory Board of Volkswagen AG and its 
committees  in  fiscal  year  2020  focused  on  the  Volkswagen 
Group’s  strategic  direction.  The  Supervisory  Board  regularly 
deliberated  on  the  Company’s  position  and  development  in 
the reporting period. We supervised and supported the Board 
of Management in its running of the business and advised it 
on  issues  relating  to  the  management  of  the  Company  in 
accordance  with  our  duties  under  the  law,  the  Articles  of 
Association and the rules of procedure. We also observed the 
relevant  recommendations  and  suggestions  of  the  German 
Corporate  Governance  Code  (the  Code)  at  all  times.  The 
Supervisory  Board  was  directly  involved  in  all  decisions  of 
fundamental  importance  to  the  Group.  Additionally,  we 
discussed  strategic  considerations  with  the  Board  of  Man-
agement at regular intervals. 

The Board of Management complied with its disclosure obli-
gations, which are set out in the information policy adopted 
by the Supervisory Board in 2018. The Board of Management 
provided  us  with  information  regularly,  promptly  and 
comprehensively both in writing and orally, particularly on all 
matters  of  relevance  to  the  Company  relating  to  its  strategy, 
business  development  and  the  Company’s  planning  and 
position.  This  also  included  the  risk  situation  and  risk  man-
agement.  In  this  respect,  the  Board  of  Management  also 
informed the Supervisory Board of further improvements to 
the risk and compliance management system. In addition, the 
Supervisory  Board  received  information  about  compliance 
and other topical issues by the Board of Management on an 
ongoing  basis.  We  received  the  documents  relevant  to  our 
decisions in good time for our meetings. At regular intervals, 
we also received a detailed report from the Board of Manage-
ment on the current business position and the forecast for the 
current  year.  Any  deviations  in  performance  from  the  plans 
and  targets  previously  drawn up were  explained  in  detail  by 
the  Board  of  Management,  either  in  person  or  in  writing. 
Together  with  the  Board  of  Management  we  analyzed  the  

reasons for the deviations so as to enable countermeasures to 
be  derived.  The  Board  of  Management  reported  extensively 
and  promptly,  particularly  on  the  impacts  of  the  Covid-19 
pandemic.  It  established  a  crisis  management  team  to  deal 
with  this  issue.  Minutes  of  the  meetings  of  the  crisis 
management  team  were  provided  to  the  Chairman  of  the 
Supervisory Board without delay. The Supervisory Board was 
also provided with detailed information on the effects of the 
Covid-19 pandemic and action taken by the Board of Manage-
ment.  At  the  meetings  of  the  Special  Committee  on  Diesel 
Engines, the Board of Management presented regular reports 
on current developments in connection with the diesel issue. 

In addition, the Chairman of the Supervisory Board consulted 
with  the  Chairman  of  the  Board  of  Management  at  regular 
intervals  between  meetings  to  discuss  important  current 
issues. Apart from the work to address the diesel issue, these 
included  the  Volkswagen  Group’s  strategy  and  planning,  its 
business  development,  and  the  risk  situation  and  risk  man-
agement,  including  integrity  and  compliance  issues  in  the 
Volkswagen Group. Within reason, the Chairman of the Super-
visory Board discussed Supervisory Board-specific topics with 
investors and, in consultation with the Board of Management, 
also  discussed  non-Supervisory  Board-specific  topics.  The 
Chairman of the Supervisory Board informed the Supervisory 
Board of such discussions after they had taken place. 

The Supervisory Board held a total of 13 meetings in fiscal year 
2020. The average attendance rate was around 90.0%. In addi-
tion, resolutions on particularly urgent matters were adopted 
in  writing  or  using  electronic  communications  media. 
Particularly the challenges and restrictions resulting from the 
Covid-19 pandemic necessitated additional flexibility for the 
meetings  of  the  Supervisory  Board  in  fiscal  year  2020.  The 
Covid-19  pandemic  also  resulted  in  travel  restrictions  and 
presented  additional  challenges  for  the  Supervisory  Board 
members,  who  have  special  responsibilities  in  business  and  

 
 
 
 
 
 
 
 
 
 
  
 
 
To our Shareholders 

Report of the Supervisory Board

13

politics.  Nevertheless,  all  members  of  the  Supervisory  Board 
except for Dr. Al Abdulla attended over half of the meetings of 
the Supervisory Board and the committees of which they are 
members. Supervisory Board members who could not attend 
a meeting were able to engage with the meeting topics using 
the preparatory documents.   

supervision of financial reporting and the financial reporting 
process,  and  the  examination  thereof  by  the  auditors.  The 
Audit  Committee  also  discussed  the  creation  of  a  system  to 
monitor  related-party  transactions  in  line  with  new  require-
ments of the Aktiengesetz (AktG – German Stock Corporation 
Act). 

C O M M I T T E E   A C T I V I T I E S  
In order to discharge the duties entrusted to it, the Supervisory 
Board  has  established  five  committees:  the  Executive 
Committee, the Nomination Committee, the Mediation Com-
mittee  established  in  accordance  with  section  27(3)  of  the 
Mitbestimmungsgesetz  (MitbestG  –  German  Codetermi-
nation Act), the Audit Committee and, since October 2015, the 
Special Committee on Diesel Engines. The Supervisory Board 
resolved on May 28, 2020 to increase the number of members 
of  the  Executive  Committee  in  light  of its  growing  responsi-
bilities. Since May 29, 2020, the Executive Committee has been 
comprised  of  four  shareholder  representatives  and  four 
employee representatives (previously three). The shareholder 
representatives  on  the  Executive  Committee  make  up  the 
Nomination  Committee.  The  Special  Committee  on  Diesel 
Engines is comprised of three shareholder representatives and 
three  employee  representatives.  The  remaining  two  com-
mittees are each composed of two shareholder representatives 
and  two  employee  representatives.  The  members  of  these 
committees as  of December 31, 2020 are given in the Group 
Corporate Governance Declaration.  

The  Executive  Committee  met  20  times  in  the  reporting 
period. At its meetings, the Executive Committee meticulously 
prepared the resolutions of the Supervisory Board, discussed 
the  composition  of  the  Board  of  Management  and  took 
decisions  on  matters  such  as  contractual  issues  concerning 
the  Board  of  Management  other  than  remuneration  and 
consent  to  ancillary  activities  by  members  of  the  Board  of 
Management.  

The  Special  Committee  on  Diesel  Engines  is  responsible  for 
coordinating  all  activities  relating  to  the  diesel  issue  and 
preparing resolutions by the Supervisory Board. To this end, 
the Special Committee on Diesel Engines is also provided with 
regular information by the Board of Management. This Special 
Committee  is  also  entrusted  with  examining  any  conse-
quences  of  the  findings.  The  Chairman  of  the  Special  Com-
mittee on Diesel Engines reports regularly on its work to the 
Supervisory Board. In 2020, the Special Committee on Diesel 
Engines met on two occasions to discuss, among other things, 
reports from the Board of Management on the state of affairs 
with  respect  to  the  diesel  issue  as  well  as  the  latest  develop-
ments  in  the  consumer  action  for  model  declaratory  judg-
ment  brought  by  the  Verbraucherzentrale  Bundesverband 
(Federation of Consumer Organizations) and in various other 
legal proceedings.  

Furthermore, as a rule, the shareholder and employee repre-
sentatives  met  for  separate  preliminary  discussions  before 
each of the Supervisory Board meetings. 

In  connection  with  their  seat  on  the  Supervisory  Board, 
members of the Supervisory Board receive support from the 
Company upon induction as well as with respect to education 
and training; the Company particularly supports the organi-
zation  of  seminars  and  bears  the  costs  thereof.  Supervisory 
Board members appointed for the first time are also provided 
with a detailed introduction to topics that apply specifically to 
the Supervisory Board of Volkswagen AG. 

The  Nomination  Committee  is  responsible  for  proposing 
suitable candidates for the Supervisory Board to recommend 
for  election  to  the  Annual  General  Meeting.  This  committee 
met on one occasion in 2020. 

TO P I C S   D I S C U S S E D   B Y   T H E   S U P E RV I S O R Y   B O A R D  
The first Supervisory Board meeting of the reporting year took 
place  on  January  30,  2020  and  focused  on  the  strategic 
direction of the Truck & Bus brand group, especially the sale of 
shares in RENK AG.  

The Mediation Committee did not have to be convened in the 
reporting period. 

The Audit Committee held five meetings in 2020. It focused on 
the  annual  and  consolidated  financial  statements,  the  risk 
management  system  including  the  effectiveness  of  the 
internal control system and the internal audit system, and the 
work performed by the Company’s Compliance organization. 
In  addition,  the  Audit  Committee  concerned  itself  with  the 
Volkswagen  Group’s  quarterly  reports  and  the  half-yearly 
financial  report,  as  well  as  with  current  issues  and  the 

The agenda of the Supervisory Board meeting on February 14, 
2020  included  a  report  on  the  latest  developments  in  the 
model  declaratory  proceedings  involving  the  Verbraucher-
zentrale Bundesverband e.V. 

The Supervisory Board held its next meeting on February 28, 
2020.  Following  a  detailed  examination,  we  approved  the 
consolidated  financial  statements  and  the  annual  financial 
statements of Volkswagen AG for 2019 prepared by the Board 
of  Management.  We  examined  the  combined  management 
report,  the  combined  separate  nonfinancial  report  for  2019 

 
 
 
 
 
 
 
 
 
 
 
 
 
14 

Report of the Supervisory Board  

To our Shareholders

Hans Dieter Pötsch 

and the precautionary Report by the Board of Management on 
Relationships of Volkswagen AG with Affiliated Companies in 
accordance with section 312 of the AktG (dependent company 
report).  Upon  completion  of  our  examination  of  the  depen-
dent  company  report,  we  came  to  the  conclusion  that  there 
were no objections to be raised to the concluding declaration 
by  the  Board  of  Management  in  the  dependent  company 
report. Other agenda items included the current state of affairs 
with  respect  to  the  diesel  issue,  financing  measures  at  the 
Volkswagen  Group,  full  acquisition  of  the  shares  of  AUDI AG 
(squeeze  out)  and  the  agenda  for  the  60th  Annual  General 
Meeting of Volkswagen AG, particularly resolutions proposed 
by the Supervisory Board.  

At  the  Supervisory  Board  meetings  on  April  27  and  May  12, 
2020,  we  discussed  the  status  of  the  criminal  proceedings 
against  the  Chairman  of  the  Supervisory  Board  of  Volks-
wagen AG, Hans Dieter Pötsch, and the Chairman of the Board 
of Management of Volkswagen AG, Dr. Herbert Diess, on sus-
picion of violation of the Securities Trading Act in connection 
with the diesel issue.  

The  Supervisory  Board  convened  for  its  next  meeting  on 
May 28, 2020. In addition to the composition of the Board of 
Management and Supervisory Board, particularly with regard 
to  the  enlargement  of  the  Executive  Committee  and  the 
appointment of further Executive Committee members, there 
were  also  strategic  issues  on  the  agenda.  These  related  to  
e-mobility  and  autonomous  driving,  including  the  stepping 
up  of  the  electric  campaign  in  China  through  an  increased 
shareholding  in  the  JAC  Volkswagen  joint  venture  and  the 

global alliance with the Ford Motor Company. The agenda also 
covered the latest news on the diesel issue.  

The  main  topic  on  the  agenda  of  the  Supervisory  Board 
meeting on June 8, 2020 was the composition of the Board of 
Management, particularly the departure of Dr. Stefan Sommer 
from the Board of Management by mutual agreement.  

At the Supervisory Board meeting on July 7, 2020, we discussed 
the composition of the Board of Management, especially the 
departure  of  Andreas  Renschler  from  the  Board  of  Manage-
ment by mutual agreement. We also discussed strategic issues 
pertaining to the Truck & Bus brand group. 

The Supervisory Board meeting on July 29, 2020 concentrated 
on minor amendments to the rules of procedure for the Audit 
Committee and a resolution on conducting the 60th Annual 
General Meeting of Volkswagen AG as a virtual Annual General 
Meeting on September 30, 2020.  

At the Supervisory Board meeting on September 25, 2020, we 
discussed in detail the final report of the independent monitor 
and  received  an  updated  overview  of  the  integrity  and 
compliance  program  Together4Integrity.  We  discussed  and 
decided  on  strategic  decisions  for  which  our  consent  was 
required, particularly the acquisition of the image processing 
business  of  Hella  and  the  Artemis  project  (development  of 
next-generation  electric  cars).  We  also  prepared  the  2020 
Annual  General  Meeting.  In  addition,  we  deliberated  on  the 
current state of affairs with respect to the diesel issue and the 
Investigations  against  a  number  of  individuals  relating  to 

 
 
 
 
 
 
 
 
 
 
 
To our Shareholders 

Report of the Supervisory Board

15

remuneration  granted  to  the  Chairman  of  the  General  and 
Group Works Councils that might have been excessive under 
the provisions of the Betriebsverfassungsgesetz (BetrVG – Ger-
man  Works  Constitution  Act).  We  also  discussed  the  moni-
toring of related-party transactions in line with new require-
ments of the AktG. 

On November 7, 2020, the Supervisory Board held a meeting 
largely  to  discuss  the  strategic  direction  of  the  Truck &  Bus 
brand  group,  particularly  with  regard  to  the  takeover  of 
Navistar,  Inc.  by  TRATON SE  as  part  of  the  TRATON  Global 
Championship strategy. 

At the Supervisory Board meeting on November 13, 2020, we 
discussed  the  principles  of  the  enhanced  remuneration 
system for Board of Management members. We also held in-
depth discussions on the Volkswagen Group’s investment and 
financial planning for the period from 2021 to 2025. Another 
agenda  item  for  the  meeting  was  the  current  state  of  affairs 
with respect to the diesel issue. We also submitted the annual 
declaration  of  conformity  with  the  Code  together  with  the 
Board of Management.  

The last Supervisory Board meeting of the reporting year took 
place on December 14, 2020. At this meeting, we adopted the 
enhanced  remuneration  system  for  Board  of  Management 
members and discussed additional issues in relation to Board 
of  Management  remuneration.  We  also  covered  the  com-
position of the Board of Management, especially the appoint-
ment  of  Mr.  Murat  Aksel,  Dr.  Arno  Antlitz  and  Mr.  Thomas 
Schmall-von  Westerholt  as  Board  of  Management  members 
and a redistribution of responsibilities. 

In the reporting period, we voted in writing on matters such as 
the extension of Mr. Frank Witter’s appointment as a member 
of  the  Board  of  Management,  the  principles  for  answering 
questions  at  the  virtual  Annual  General  Meeting  and  the 
request  for  the  court  appointment  of  Ernst &  Young  GmbH 
Wirtschaftsprüfungsgesellschaft  (EY)  as  the  auditor  for  the 
half-yearly financial report and the interim report for the third 
quarter,  necessitated  by  the  postponement  of  the  Annual 
General Meeting. 

The following table shows the number of meetings of the full Board and the committees as well as the individual participation 
of the members of the Supervisory Board in 2020: 

Hans Dieter Pötsch 

Jörg Hofmann 

Dr. Hussain Ali Al Abdulla 

Dr. Hessa Sultan Al Jaber 

Dr. Bernd Althusmann 

Kai Bliesener (since June 20, 2020) 

Dr. Hans-Peter Fischer 

Marianne Heiß  

Johan Järvklo (until May 29, 2020) 

Ulrike Jakob 

Dr. Louise Kiesling 

Peter Mosch 

Bertina Murkovic 

Bernd Osterloh 

Dr. Hans Michel Piëch   

Dr. Ferdinand Oliver Porsche   

Dr. Wolfgang Porsche   

Conny Schönhardt 

Athanasios Stimoniaris  

Stephan Weil 

Werner Weresch 

Meetings of the full

Supervisory Board Meetings of the Committees

11 out of 13

13 out of 13

3 out of 13

9 out of 13

12 out of 13

6 out of 6

13 out of 13

12 out of 13

4 out of 6

13 out of 13

13 out of 13

13 out of 13

13 out of 13

12 out of 13

13 out of 13

13 out of 13

13 out of 13

13 out of 13

13 out of 13

9 out of 13

13 out of 13

17 out of 21

19 out of 20

–

–

2 out of 2

–

–

5 out of 5

–

–

–

22 out of 22

15 out of 15

27 out of 27

13 out of 13

7 out of 7

23 out of 23

5 out of 5

–

18 out of 21

–

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
16 

Report of the Supervisory Board  

To our Shareholders

C O R P O R AT E   G O V E R N A N C E   A N D   D E C L A R AT I O N   O F   C O N F O R M I T Y  
The  Supervisory  Board  meeting  on  November  13,  2020 
focused on the implementation of the recommendations and 
suggestions  of  the  Code  in  the  Volkswagen Group.  We  dis-
cussed  the  Code’s  guidance  in  detail  and  issued  the  annual 
declaration  of  conformity with  the  recommendations  of  the 
Code in accordance with section 161 of the AktG together with 
the Board of Management.  

The  joint  declarations  of  conformity  by  the  Board  of  
Management  and  the  Supervisory  Board  are  permanently 
available  at  www.volkswagenag.com/en/InvestorRelations/ 
corporate-governance/declaration-of-conformity.html.  Addi- 
tional  information  on  the  implementation  of  the  recom-
mendations and suggestions of the Code can be found in the 
Group Corporate Governance Declaration. 

The Supervisory Board, and particularly the Audit Committee, 
also discussed the new provisions of the German Act on the 
Implementation of the Second Shareholders' Rights Directive 
(ARUG II – Gesetz zur Umsetzung der zweiten Aktionärsrechte-
richtlinie)  regarding  the  treatment  of  related-party  trans-
actions.  To  this  end,  the  Audit  Committee  agreed  a  suitable 
procedure with the Board of Management for ongoing moni-
toring  of  the  Volkswagen  Group’s  related  party  transactions. 
The Audit Committee commissioned EY to regularly review, on 
a  spot  check  basis,  whether  related-party  transactions  were 
conducted at arm’s length in accordance with proper business 
practice.  No  disclosures  or  approval  decisions  on  the  part  of 
the  Supervisory  Board  were  required  for  related-party  trans-
actions under statutory provisions in the reporting year. 

C O N F L I C T S   O F   I N T E R E ST  
Mr. Hans  Dieter  Pötsch  was  a  member  of  the  Board  of  Man-
agement  of  Volkswagen  AG  until  October  2015.  His  move  to 
the Supervisory Board had already been planned irrespective 
of  the  diesel  issue.  In  order  to  avoid  conceivable  conflicts  of 
interest,  Mr. Pötsch  always  left  the  meeting  room  prior  to 
discussions and resolutions adopted by the Supervisory Board 
that might relate to his conduct in connection with the diesel 
issue.  In  particular,  Mr.  Pötsch  did  not  participate  in  the 
Supervisory  Board  meetings  on  April  27,  2020  and  May  12, 
2020,  in  which  we  discussed  the  status  of  the  criminal 
proceedings  against  the  Chairman  of  the  Supervisory  Board 
and  the  Chairman  of  the  Board  of  Management  of  Volks-
wagen AG on suspicion of violation of the Securities Trading 
Act  in  connection  with  the  diesel  issue.  Mr.  Pötsch  left  the 
room when additional information was provided on this topic 
at  the  Supervisory  Board  meeting  on  May  28,  2020.  At  the 
meeting  of  the  Supervisory  Board  on  February  28,  2020,  
Mr.  Pötsch  and  Mr.  Stephan  Weil  did  not  take  part  in  the 
deliberations  and  resolution  on  the  termination  of  the 
proceedings  brought  by  the  Verbraucherzentrale  für  Kapital-
anleger  e.V.  against  resolutions  of  the  2017  Annual  General 
Meeting  approving  the  actions  of  Mr.  Pötsch  and  Mr.  Weil 
among other Board members. 

Starting  in  autumn  2016,  the  public  prosecutor’s  office  in 
Braunschweig  launched  criminal  investigations  against  a 
number of individuals relating to remuneration granted to the 
Chairman  of  the  General  and  Group  Works  Councils  of 
Volkswagen AG Mr. Bernd Osterloh, and other works council 
members that might have been excessive under the provisions 
of  the  Betriebsverfassungsgesetz  (BetrVG  –  German  Works 
Constitution  Act).  In  order  to  avoid  conceivable  conflicts  of 
interest,  Mr. Osterloh  always  left  the  meeting  room  prior  to 
discussions and resolutions adopted by the Supervisory Board 
that related to remuneration granted to him that might have 
been  excessive  under  the  provisions  of  the  German  Works 
Constitution  Act.  This  included  the  Supervisory  Board 
meeting on September 25, 2020, for example. 

No other conflicts of interest were reported or were discernible 
in the reporting period. 

 
 
 
 
 
 
 
 
 
 
To our Shareholders 

Report of the Supervisory Board

17

M E M B E R S   O F   T H E   S U P E RV I S O RY   B O A R D   A N D    

B O A R D   O F   M A N A G E M E N T  

Mr. Johan  Järvklo,  Secretary-General  of  the  European  and 
Global Group Works Council of Volkswagen AG, stepped down 
from  his  post  on  the  Supervisory  Board  of  Volkswagen AG 
effective May 29, 2020. Mr. Järvklo had been a member of the 
Supervisory Board since November 22, 2015. He has been suc-
ceeded by Mr. Kai Bliesener, Head of Vehicle Construction and 
Automotive  and  Supplier  Industry  Coordinator  at  IG  Metall, 
who  was  appointed  by  the  court  to  succeed  Mr.  Järvklo 
effective June 20, 2020. 

The term of office of Dr. Hussain Ali Al Abdulla on the Super-
visory Board of Volkswagen AG duly ended at the close of the 
60th  Annual  General  Meeting.  The  Annual  General  Meeting 
elected Dr. Al Abdulla to the Supervisory Board for another full 
term of office as a shareholder representative. 

2018 and was most recently responsible for Components and 
Procurement. He left the Company at his own request and by 
mutual agreement. Mr. Frank Witter, member of the Board of 
Management  responsible  for  Finance  and  IT,  took  over 
Components  and  Procurement  on  an  acting  basis.  Effective 
January 1, 2021, the Supervisory Board appointed Mr. Murat 
Aksel  and  Mr.  Thomas  Schmall-von  Westerholt  as  new 
members of the Board of Management. The Supervisory Board 
also decided to split the Components and Procurement Board 
of  Management  position  into  two  new  Board  positions: 
Technology  and  Purchasing.  Mr.  Schmall-von  Westerholt  is 
responsible for Technology effective January 1, 2021. Mr. Aksel 
took over the Purchasing Board position on the same date. In 
addition, the Supervisory Board decided to appoint Dr. Arno 
Antlitz as a member of the Board of Management to replace 
Frank  Witter,  who  is  due  to  leave  the  Board  of  Management.  
Dr. Arno Antlitz will be responsible for his divisions. 

Effective April 1, 2020, Mr. Markus Duesmann took up his post 
as a member of the Board of Management of Volkswagen AG 
and as a member and the Chairman of the Board of Manage-
ment of AUDI AG. He succeeded Abraham Schot, who left the 
Company by mutual agreement effective March 31, 2020. On 
the Volkswagen AG Board of Management, Mr. Duesmann is 
responsible, in particular, for the Premium brand group. 

Effective July 15, 2020, Mr. Andreas Renschler left the manage-
ment  boards  of  Volkswagen AG  and  TRATON SE  by  mutual 
agreement.  The  Truck  &  Bus  brand  group,  for  which  
Mr.  Renschler  was  responsible  on  the  Volkswagen  AG  Board  
of  Management,  was  taken  over  by  Mr.  Gunnar  Kilian, 
member of the Board of Management for Human Resources 
and Truck & Bus.  

Effective  June  30,  2020,  Dr. Stefan  Sommer  left  the  Volks-
wagen AG  Board  of  Management.  Dr.  Sommer  had  been  a 
member  of  the  Board  of  Management  since  September  1,  

Our sincere thanks go to all of the departing members of the 
Supervisory  Board  and  the  Board  of  Management  for  their 
work. 

 
 
 
 
 
 
 
 
 
 
 
18 

Report of the Supervisory Board  

To our Shareholders

AU D I T   O F   T H E   A N N UA L   A N D   C O N S O L I DAT E D   F I N A N C I A L    

STAT E M E N T S  

In  line  with  our  proposal,  the  Annual  General  Meeting  of 
Volkswagen AG on September 30, 2020 elected Ernst & Young 
GmbH  Wirtschaftsprüfungsgesellschaft  (EY)  as  auditors  and 
Group auditors for fiscal year 2020. The auditors audited the 
annual  financial  statements  of  Volkswagen  AG,  the  con-
solidated  financial  statements  of  the  Volkswagen  Group  and 
the  combined  management  report  and  issued  unqualified 
audit reports in each case.  

The Supervisory Board also commissioned EY to conduct an 
external  limited  assurance  review  of  the  content  of  the 
combined separate nonfinancial report for 2020. 

In addition, the auditors analyzed the risk management and 
internal  control  system,  concluding  that  the  Board  of  Man-
agement had taken the measures required by section 91(2) of 
the  AktG  to  ensure  early  detection  of  any  risks  endangering 
the  continued  existence  of  the  Company.  The  Report  on 
Relationships of Volkswagen AG with Affiliated Companies in 
accordance with section 312 of the AktG (dependent company 
report)  for  the  period  from  January  1  to  December  31,  2020 
submitted by the Board of Management was also audited by 
the  auditors,  who  issued  the  following  opinion:  “In  our 
opinion and in accordance with our statutory audit, we certify 
that the factual disclosures provided in the report are correct 
and  that  the  Company’s  consideration  concerning  legal 
transactions referred to in the report was not unduly high.”  

The members of the Audit Committee and the members of the 
Supervisory  Board  were  provided  with  the  documentation 
relating to the annual and consolidated financial statements, 

including  the  dependent  company  report,  the  document-
tation relating to the combined management report, and also 
the audit reports prepared by the auditors and the report from 
EY  on  the  external  content-related  audit  of  the  combined 
separate  nonfinancial  report  for  2020  in  good  time  for  their 
meetings on February 25 and February 26, 2021, respectively. 
The  auditors  reported  extensively  at  both  meetings  on  the 
material findings of their audit and were available to provide 
additional  information.  The  Chairman  of  the  Audit  Com-
mittee was also in close contact with the auditors, including 
between  the  meetings  and  during  preparation  for  the  Audit 
Committee meetings. 

Taking into consideration the audit reports and the discussion 
with the auditors, and based on its own conclusions, the Audit 
Committee  prepared  the  documents  for  the  Supervisory 
Board’s examination of the consolidated financial statements, 
the  annual  financial  statements  of  Volkswagen AG,  the  com-
bined  management  report,  the  dependent  company  report 
and the combined separate nonfinancial report for 2020, and 
reported  on  these  at  the  Supervisory  Board  meeting  on 
February  26,  2021.  Following  this,  the  Audit  Committee 
recommended that the Supervisory Board approve the annual 
and  consolidated  financial  statements.  We  examined  the 
documents in depth in the knowledge and on the basis of the 
report by the Audit Committee and the audit report, as well as 
in  talks  and  discussions  with  the  auditors.  We  came  to  the 
conclusion  that  the  documents  are  due  and  proper  and  that 
the assessment of the position of the Company and the Group 
presented  by  the  Board  of  Management  in  the  combined 
management  report  corresponds  to  the  assessment  by  the 
Supervisory Board.  

 
 
 
 
 
  
 
 
 
 
To our Shareholders 

Report of the Supervisory Board

19

We  therefore  concurred  with  the  auditors’  findings  and 
approved  the  annual  financial  statements  and  the  consoli-
dated  financial  statements  prepared  by  the  Board  of  Man-
agement  at  our  meeting  on  February  26,  2021,  which  the 
auditors  also  attended  for  the  agenda  items  relating  to  the 
annual and consolidated financial statements, the dependent 
company report and the combined management report. The 
annual  financial  statements  are  thus  adopted.  Upon  com-
pletion of our examination of the dependent company report, 
there  are  no  objections  to  be  raised  to  the  concluding 
declaration  by  the  Board  of  Management  in  the  dependent 
company  report.  We  reviewed  the  proposal  on  the  appro-
priation of net profit submitted by the Board of Management, 
taking into account in particular the interests of the Company 
and its shareholders, and endorsed the proposal. EY conducted 
an  external  audit  of  the  content  in  the  combined  separate 
nonfinancial report for 2020 to attain limited assurance and 
issued an unqualified report. At our meeting on February 26, 
2021, EY also took part in the discussions on the agenda items 
relating  to  the  combined  separate  nonfinancial  report  for 
2020. Upon completion of its own independent examination 
of  the  combined  separate  nonfinancial  report  for  2020,  the 
Supervisory Board did not have any objections. 

We  would  like  to  express  our  thanks  and  particular  appre-
ciation to the Board of Management, the Works Council, the 
management teams and all the employees of Volkswagen AG 
and its affiliated companies for their work in 2020. In the face 
of  the  new  and  unprecedented  challenges  brought  by  the 
Covid-19  pandemic,  they  all  showed  great  personal  commit-
ment  and  responsibility,  thereby  making  a  decisive  contri-
bution to the successful 2020 fiscal year that the Volkswagen 
Group can look back on.  

Wolfsburg, February 26, 2021 

Hans Dieter Pötsch 
Chairman of the Supervisory Board 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2
Divisions

DIVISIONS 

23  

26  

28  

30  

32 

34  

36  

38  

40  

42 

Brands and Business Fields

Volkswagen Passenger Cars

Audi

ŠKODA

SEAT

Bentley

Porsche

Volkswagen Commercial Vehicles 

TRATON GROUP

Scania

44   MAN

46  

48  

Volkswagen Group China

Volkswagen Financial Services

Divisions 

Brands and Business Fields

23

Brands and Business Fields 

The Volkswagen Group was heavily impacted by the Covid-19 pandemic in 
fiscal year 2020, which led to lower unit sales, sales revenue and profit.  
The diesel issue resulted in negative special items. 

G R O U P   ST R U C T U R E  
The Volkswagen Group consists of two divisions: the Automotive Division and the Financial Services Division. 
The Automotive Division comprises the Passenger Cars, Commercial Vehicles and Power Engineering business 
areas.  Activities  of  the  Automotive  Division  comprise  in  particular  the  development  of  vehicles,  engines  and 
vehicle  software,  and  the  production  and  sale  of  passenger  cars,  light  commercial  vehicles,  trucks,  buses  and 
motorcycles,  as  well  as  businesses  for  genuine  parts,  large-bore  diesel  engines,  turbomachinery,  special  gear 
units and propulsion components. Mobility solutions are gradually being added to the range. The Ducati brand 
is allocated to the Audi brand and thus to the Passenger Cars Business Area. The Financial Services Division’s 
activities comprise dealer and customer financing, vehicle leasing, direct banking and insurance activities, fleet 
management and mobility services. 

24 

Brands and Business Fields 

Divisions

In this chapter, we present the key volume and financial data relating to the Group brands and to Volkswagen 
Financial Services. In light of the considerable importance of the development of business in the world’s largest 
single  market  for  the  Volkswagen  Group,  we  also  report  on  business  developments  and  the  results  of  our 
activities in China in this chapter.  

The  production  figures  and  deliveries  to  customers  are  differentiated  by  vehicle  brands  and  their  models 
that  carry  the  corresponding  brand  logo.  Unit  sales  figures  contain  vehicles  sold  by  respective  brand  com-
panies, including models of other Group brands. In some cases, there are marked differences between delivery 
figures and unit sales as a result of our business development in China. 

K E Y   F I G U R E S   B Y   M A R K E T  
In 2020, the Covid-19 pandemic had a strong impact on business at the Volkswagen Group and its brands; this 
led to lower figures in terms of unit sales, sales revenue and profit throughout the Group. The Volkswagen Group 
generated  an  operating  profit  before  special  items  of  €10.6  (19.3) billion  in  the  reporting  year.  Special  items 
resulting from the diesel issue weighed on operating profit in the amount of €– 0.9 (– 2.3) billion.  

The  Volkswagen  Group’s  unit  sales  fell  to  9.2 (11.0) million  vehicles  in  the  past  fiscal  year  due  to  the 

pandemic. Sales revenue declined by 11.8% to €222.9 billion. 

In the Europe/Other markets region, unit sales decreased by 19.1% year-on-year to 3.9 million vehicles. The 
impact  of  the  Covid-19  pandemic  acted  as  a  drag  on  business,  particularly  from  the  end  of  the  first  quarter 
onwards. Sales revenue fell to €133.5 (154.0) billion due to volume effects. Moreover, exchange rate effects had a 
negative impact, while a favorable mix made a positive contribution. 

In  the  North  American  markets,  the  negative  effects  caused  by  the  spreading  of  the  SARS-CoV-2  virus 
became apparent somewhat later, namely at the beginning of the second quarter. At 744 thousand vehicles in 
the  reporting  period,  our  unit  sales  there  were  down  22.1%  on  the  previous  year’s  figure.  Sales  revenue 
amounted to €36.8 (43.4) billion. 

In the markets of the South America region, we sold 471 thousand vehicles in the year 2020. This was 22.4% 
less than in the previous year. The Covid-19 pandemic dampened demand in the second and third quarter in 
particular. Declining volumes and an unfavorable exchange rate trend resulted in sales revenue falling by 23.6% 
to €8.6 billion. 

In  the  Asia-Pacific  region,  the  first  to  be  affected  by  the  Covid-19  pandemic  at  the  beginning  of  the 
year,  demand  increased  again  as  the  year  went  on.  In  fiscal  year  2020,  the  Volkswagen  Group’s  unit  sales  
– including those of the Chinese joint ventures – amounted to 4.0 (4.5) million vehicles. Sales revenue rose to
€44.3 (44.0)  billion.  This  figure  does  not  include  the  sales  revenue  of  our  equity-accounted  Chinese  joint
ventures. 

Hedging transactions relating to sales revenue in foreign currency decreased the Volkswagen Group’s sales 
revenue by €345 million in the reporting year. In the previous year, they increased sales revenue by €11 million. 

Divisions 

Brands and Business Fields

25

K E Y   F I G U R E S   B Y   B R A N D   A N D   B U S I N E S S   F I E L D  

Thousand vehicles/€ million 

2020

2019

2020

2019

2020

2019

V E H I C L E   S A L E S  

S A L E S   R E V E N U E  

O P E R A T I N G   R E S U L T  

Volkswagen Passenger Cars 

Audi 

ŠKODA 

SEAT 

Bentley 
Porsche Automotive1 

Volkswagen Commercial Vehicles 
Scania Vehicles and Services2 

MAN Commercial Vehicles 

Power Engineering 
VW China3 
Other4 

Volkswagen Financial Services 

Volkswagen Group before special items 

Special items 

Volkswagen Group 
Automotive Division5 

of which: Passenger Cars Business Area 

Commercial Vehicles Business Area 

Power Engineering Business Area 

Financial Services Division 

2,835

1,017

849

484

11

265

345

73

118

–

3,577

–418

–

–

–

9,157

9,157

8,965

191

–

–

3,677

1,200

1,062

667

12

277

456

101

143

–

4,048

–685

–

–

–

10,956

10,956

10,713

243

–

–

71,076

49,973

17,081

9,198

2,049

26,086

9,358

11,521

10,838

3,640

–

88,407

55,680

19,806

11,496

2,092

26,060

11,473

13,934

12,663

3,997

–

–26,573

38,637

–30,931

37,957

–

–

222,884

182,106

156,311

22,156

3,640

40,778

–

–

252,632

212,473

182,031

26,444

3,997

40,160

454

2,739

756

–339

20

4,021

–454

748

–631

–268

– 

759

2,803

10,607

–931

9,675

6,664

7,224

–79

–482

3,012

3,785

4,509

1,660

445

65

4,210

510

1,506

402

159

–

–917

2,960

19,296

–2,336

16,960

13,748

12,188

1,653

–93

3,212

1  Porsche (including Financial Services): sales revenue €28,695 (28,518) million, operating profit before special items €4,176 (4,396) million. 
2  Scania (including Financial Services): sales revenue €11,950 (14,391) million, operating profit €855 (1,648) million. 
3  The sales revenues and operating profits of the joint venture companies in China are not included in the figures for the Group. 

These Chinese companies are accounted for using the equity method and recorded a proportionate operating profit of €3,602 (4,425) million. 

4  In operating profit, mainly intragroup items recognized in profit or loss, in particular from the elimination of intercompany profits; the figure includes 

depreciation and amortization of identifiable assets as part of purchase price allocation, as well as companies not allocated to the brands. 

5  Including allocation of consolidation adjustments between the Automotive and Financial Services divisions. 

K E Y   F I G U R E S   B Y   M A R K E T  

Thousand vehicles/€ million 

2020

2019

2020

2019

V E H I C L E   S A L E S  

S A L E S   R E V E N U E  

Europe/Other markets 

North America 

South America 

Asia-Pacific1 

Hedges on sales revenue 
Volkswagen Group1 

3,929

744

471

4,012

–

9,157

4,856

956

607

4,538

–

10,956

133,499

153,999

36,810

8,632

44,288

–345

43,351

11,297

43,974

11

222,884

252,632

1  The sales revenue of the joint venture companies in China is not included in the figures for the Group and the Asia-Pacific market.  

26 

Volkswagen Passenger Cars 

Divisions

In 2020, Volkswagen Passenger Cars celebrated the debut of the ID.3, the first model 
based on the Modular Electric Drive Toolkit. The brand also expanded its portfolio of 
electric vehicles through the addition of an all-electric SUV, the ID.4. 

B U S I N E S S   D E V E L O P M E N T  
The Volkswagen Passenger Cars brand aims to move you, and as such the TRANSFORM 2025+ strategy centers on 
a  global  model  initiative  through  which  the  brand  aims  to  lead  innovation,  technology  and  quality  in  the 
volume segment.  

In  fiscal  year  2020,  Volkswagen  Passenger  Cars  launched  the  ID.3,  the  first  model  based  on  the  Modular 
Electric Drive Toolkit (MEB). This efficient and fully connected all-electric car represents a milestone on the path 
towards zero-emission mobility for a broad customer base. Following on its heels in late 2020 was the ID.4, the 
brand’s first fully electric SUV. Powerful proportions, sleek lines and a sculptured rear are the hallmarks of its 
exterior  and  give  the  all-rounder  an  outstanding  aerodynamic  quality.  The  interior  impresses  with  generous 
space, puristic design and sustainable upholstery materials. The ID.4 is to be built and sold in the core markets 
of Europe and China in the future and later on in the United States as well. There were several additions to the 
popular Golf family in the reporting period. These derivatives, based on the eighth generation of the bestselling 
model, include the spacious Golf Estate, the robust Golf Alltrack and the sporty, iconic Golf GTI. With the Arteon 
Shooting Brake, Volkswagen Passenger Cars brought out a new body version of the Arteon series in 2020 that is 
a  completely  new  interpretation  of  the  estate  concept  and  expands  the  brand’s  model  range  in  the  mid-size 
segment.  In  addition,  the  brand  pushed  the  electrification  of  its  portfolio  with  the  introduction  of  plug-in 
hybrid versions of the Golf, Tiguan, Arteon, Arteon Shooting Brake and Touareg models. 

The Volkswagen Passenger Cars brand delivered 5.3 million vehicles worldwide in fiscal year 2020 (–15.1%). 
Sales figures were below the previous year’s level in almost all markets due to the pandemic. Sales of the T-Cross 
increased, thus bucking the trend, and the new Atlas Cross Sport was also very popular.  

The  Volkswagen  Passenger  Cars  brand  sold  2.8 (3.7) million  vehicles  in  the  reporting  year.  The  difference 
between deliveries and unit sales is mainly due to the fact that the vehicle-producing joint ventures in China are 
not attributed to the companies in the Volkswagen Passenger Cars brand. 

The Volkswagen Passenger Cars brand produced 5.1 (6.2) million vehicles worldwide in 2020. At the Zwickau 
plant, the last vehicle with a combustion engine rolled off the assembly line in 2020. With the ID.3 and the ID.4, 
only electric models from Volkswagen Passenger Cars are produced there now, and models from the Audi and 
SEAT brands are to follow in the future.  

S A L E S   R E V E N U E   A N D   E A R N I N G S  
The Volkswagen Passenger Cars brand’s sales revenue fell by 19.6% year-on-year in 2020 to €71.1 billion. Oper-
ating  profit  before  special  items  decreased  to  €0.5  (3.8) billion.  Lower  fixed  costs  and  better  price  positioning 
were  unable  to  compensate  for  the  impact  of  lower volumes  due  to  the  Covid-19  pandemic  or  for  negative 
exchange  rate  effects.  The  operating  return  on  sales  before  special  items  amounted  to  0.6  (4.3)%.  The  diesel 
issue gave rise to special items of €–0.8 (–1.9) billion. 

5.1 million  

Vehicles produced worldwide 

 
Divisions 

Volkswagen Passenger Cars

27

P R O D U C T I O N  

V O L K SWA G E N   PA S S E N G E R   C A R S   B R A N D  

Units 

Tiguan 

Passat/Magotan 

Polo/Virtus 

Jetta/Sagitar 

Lavida 

Golf 

Bora 

T-Cross 

T-Roc 

Atlas/Teramont 

Santana 

JETTA  

Tharu/Taos 

Gol 

Lamando 

ID.3 

up! 

Touran 

Arteon/CC 

Saveiro 

Touareg 

Sharan/Viloran 

Fox/Suran 

Phideon 

ID.4 

Beetle 

2020

2019

2020

2019

%

–15.1

–22.9

–17.8

–19.6

–88.0

754,276

477,892

467,765

422,908

416,209

408,528

329,263

285,824

285,299

178,954

174,966

165,681

149,781

117,471

65,730

64,259

59,786

56,833

55,899

41,146

41,136

32,142

12,184

10,344

6,487

–

910,926

Deliveries (thousand units) 

543,706

Vehicle sales  

706,052

Production 

5,328

2,835

5,081

6,279

3,677

6,184

541,715

Sales revenue (€ million) 

71,076

88,407

Operating result before 
special items 

Operating return on sales (%) 

454

0.6

3,785

4.3

514,698

679,351

345,077

274,071

328,069

183,648

244,132

68,612

136,899

151,241

92,903

50

108,676

90,366

51,868

54,941

52,859

25,681

44,275

13,750

–

20,580

5,080,763

6,184,146

ID.3 

D E L I V E R I E S  B Y   M A R K E T
in percent

Europe/Other markets
Europe/Other markets
North America
North America
South America
South America
Asia-Pacific
Asia-Pacific

28.1 %
28.1 %
8.8 %
8.8 %
7.4 %
7.4 %
55.8 %
55.8 %

i

F U R T H E R  I N F O R M A T I O N
F U R T H E R  I N F O R M A T I O N www.volkswagen.com
www.volkswagen.com

 
28 

Audi  

Divisions

Audi aspires to spearhead the Group both technically and technologically. A fascinating 
new electric vehicle – the e-tron Sportback – was presented in the reporting period. 

B U S I N E S S   D E V E L O P M E N T  
“Vorsprung” is Audi’s global brand promise that is currently being redefined by the brand with the four rings, as 
it moves away from the narrow focus on technical feasibility and towards a new approach, where the customer 
is at the center. In developing innovative technologies, Audi plays an influential role in the Group, not least with 
the Premium Platform Electric (PPE) for all-electric premium vehicles. With Artemis, Audi has also created an 
agile unit for new vehicle projects. The initial focus of the team of passionate specialists, who have been given a 
large degree of freedom, is to develop a highly efficient electric car. As such, Artemis is also to be the pilot and 
role model for the future development of vehicle projects in the Group. In the reporting period, Audi rolled out 
the second model in its e-tron product line. The Audi e-tron Sportback is a dynamic SUV coupé that combines 
the power of a spacious SUV with the elegance of a four-door coupé and the progressive character of an electric 
car.  The  all-electric  drive  provides  up  to  300  kW  (408 PS)  of  power,  while  the  high-performance  version,  the  
e-tron  S  Sportback,  is  capable  of  delivering  up  to  370  kW  (503  PS).  The  e-tron  Sportback’s  digital  matrix  LED
headlights  are a  new  optional feature  now  available  for  the  first  time  in  a  large-scale  production  vehicle.  The
light  is  broken  down  into  tiny  pixels  and  can  be  controlled  with  exceptional  precision.  This  makes  safe  lane
centering easier on narrow stretches of road and shows the position of the vehicle in the lane. Production of the 
all-electric e-tron GT commenced at the end of the year 2020. The Q4 e-tron and the Q4 Sportback e-tron will
expand the portfolio of electric vehicles in 2021. New model generations were launched in the popular A3 series 
during the reporting year. 

Amid a difficult market environment, the Audi brand delivered a total of 1.7 million vehicles to customers 
in  2020  (–8.3%).  The  recovery  of  important  core  markets  in  the  second  half  of  the  year  was  able  to  largely 
compensate for the volume losses that occurred in the first half of the year due to the pandemic. 

Unit  sales  made  by  the  Audi  brand  in  the  reporting  period  came  to  1.0 (1.2) million vehicles.  The  Chinese 
joint venture FAW-Volkswagen sold a further 656 (620) thousand locally produced Audi vehicles. The Q3, A6 and 
e-tron  models  were  in  especially  high  demand.  Unit  sales  at  Automobili  Lamborghini  S.p.A.  amounted  to
7,460 (8,290) vehicles.

In 2020, Audi produced 1.7 (1.8) million units worldwide. Lamborghini manufactured 7,250 (8,664) vehicles. 

S A L E S   R E V E N U E   A N D   E A R N I N G S  
The Audi brand’s sales revenue in fiscal year 2020 amounted to €50.0 (55.7) billion. The decrease in volumes and 
negative exchange rate effects reduced operating profit before special items to €2.7 (4.5) billion. Reduced fixed 
costs, the deconsolidation effect from the divestment of Autonomous Intelligent Driving GmbH (AID) as well as 
other effects from the Audi.Zukunft and Audi Transformation Plan programs had a positive effect. The diesel 
issue resulted in special items of €–0.2 billion in the reporting year. The operating return on sales before special 
items  was  5.5  (8.1)%.  The  financial  key  performance  indicators  for  the  Lamborghini  and  Ducati  brands  are 
included in the financial figures for the Audi brand.  

€50 billion 

Sales revenue in 2020 

Divisions 

Audi

29

P R O D U C T I O N  

A U D I   B R A N D  

Units 

Audi 

A4 

Q5 

A3 

A6 

Q3 

Q2 

Q7 

A1 

A5  

e-tron 

Q8 

A8 

A7 

TT 

R8 

Lamborghini 

Urus 

Huracán Coupé 

Huracán Spyder 

Aventador Roadster 

Aventador Coupé 

2020

2019

2020

2019

%

1,700

1,693

7

1,017

1,663

49,973

2,739

5.5

1,854

1,846

8

1,200

1,802

55,680

4,509

8.1

–8.3

–8.3

–9.4

–15.2

–7.7

–10.2

–39.3

243,566

275,888

206,482

271,679

219,662

124,346

65,574

62,099

56,786

43,157

37,845

20,591

18,083

8,646

1,517

Deliveries (thousand units) 

323,387

286,365

Audi 

Lamborghini 

240,795

Vehicle sales  

232,569

Production 

195,566

Sales revenue (€ million) 

Operating result before 
special items 

Operating return on sales (%) 

130,225

63,633

81,287

93,077

43,376

44,727

23,826

17,068

14,999

2,121

1,655,921

1,793,021

4,364

1,258

752

595

281

7,250

5,233

1,495

931

219

786

8,664

Audi brand 

1,663,171

1,801,685

Ducati, motorcycles 

44,827

51,723

e-tron Sportback S 

D E L I V E R I E S  B Y   M A R K E T
in percent

Europe/Other markets
Europe/Other markets
North America
North America
South America
South America
Asia-Pacific
Asia-Pacific

38.7 %
38.7 %
13.2 %
13.2 %
0.8 %
0.8 %
47.3 %
47.3 %

i

F U R T H E R  I N F O R M A T I O N
F U R T H E R  I N F O R M A T I O N www.audi.com
www.audi.com

 
30 

 ŠKODA 

Divisions

In 2020, ŠKODA presented its first MEB model, the Enyaq iV, taking the next step 
in the Czech brand’s 125-year history in the systematic implementation of its  
e-mobility strategy.

B U S I N E S S   D E V E L O P M E N T  
The  ŠKODA  models  are  synonymous  with  smart  understatement,  featuring  a  superior  spacious  interior,  the 
highest standards of functionality, excellent value for money and a distinct design. Added to that are a number 
of  “Simply  Clever”  ideas  and  new  digital  services,  all  aimed  at  making  customers’  lives  easier.  ŠKODA  AUTO 
celebrated its 125th anniversary as a company in 2020, as well as the 115th anniversary of when the company 
started automobile production. Founded in 1895, ŠKODA is one of the world’s oldest operating automakers.  

In  fiscal year  2020,  ŠKODA  took  the  next  step  in  the  systematic  implementation  of  its  e-mobility  strategy 
and  presented  the  brand’s  first  all-electric  production  vehicle,  the  Enyaq iV.  The  completely  battery-electric 
MEB-based  SUV  boasts  emotive  and  dynamic design  language,  and  its  striking  ŠKODA  profile  is also  available 
with an illuminated radiator grille as an option. It combines rear or all-wheel drive with a range of up to 510 km 
that  is  suited  for  everyday  usability.  ŠKODA  also  continues  its  emotive  design  language  in  the  interior:  the 
innovative SUV features the brand’s typical spaciousness and a completely new concept for the interior. ŠKODA 
launched another electric model in 2020 – the Octavia iV with a plug-in hybrid drive, which is also available as a 
sporty, dynamic RS version. In the Octavia family, the Octavia G-Tec, which runs on compressed natural gas and 
the robust off-road Octavia Scout Combi were also brought onto the market.  

The ŠKODA brand delivered 1.0 (1.2) million vehicles worldwide in the reporting period. China remained the 
largest individual market. However, deliveries there fell by 38.7%. Sales were also down on the previous year’s 
levels in the other markets due to the pandemic, with the exception of Turkey (+56.3%) and Russia (+6.8%). 

ŠKODA  sold  0.8 (1.1) million  vehicles  in  the  past  fiscal  year.  The  Scala,  Kamiq  and  Octavia  Combi  models 
were in especially high demand. The difference between figures for deliveries and unit sales is mainly due to the 
fact that the vehicle-producing joint ventures in China are not attributed to ŠKODA brand companies. 

In fiscal year 2020, ŠKODA produced 0.9 million vehicles worldwide, a decrease of 24.3% versus 2019. 

S A L E S   R E V E N U E   A N D   E A R N I N G S  
The  ŠKODA  brand's  sales  revenue  decreased  by  13.8%  in  2020  to  €17.1 billion.  Operating  profit  declined  by  
€904  million to €756 million. Lower volumes due to Covid-19, negative exchange rate effects and emissions-
related expenses were offset by cost optimization. The operating return on sales amounted to 4.4%, contrasting 
with 8.4% in the previous year. 

125 years 

Company history 

Divisions 

ŠKODA

31

P R O D U C T I O N  

Š KO D A   B R A N D  

Units 

Octavia 

Rapid/Scala 

Karoq/Kamiq/Yeti 

Kodiaq 

Fabia 

Superb 

Citigo 

Enyaq iV 

2020

2019

2020

2019

%

233,902

219,401

172,999

117,825

100,425

80,880

14,482

939

358,356

Deliveries (thousand units) 

207,724

Vehicle sales  

203,688

Production 

177,163

Sales revenue (€ million) 

166,237

Operating result 

102,592

Operating return on sales (%) 

1,005

849

941

17,081

756

4.4

1,243

1,062

1,243

19,806

1,660

8.4

–19.1

–20.0

–24.3

–13.8

–54.4

27,306

–

940,853

1,243,066

Enyaq iV 

D E L I V E R I E S  B Y   M A R K E T
in percent

Europe/Other markets
Europe/Other markets
North America
North America
South America
South America
Asia-Pacific
Asia-Pacific

80.0 %
80.0 %
0.0 %
0.0 %
0.1 %
0.1 %
19.9 %
19.9 %

i

F U R T H E R  I N F O R M A T I O N
F U R T H E R  I N F O R M A T I O N www.skoda-auto.com
www.skoda-auto.com

 
32 

 SEAT 

Divisions

SEAT is a company with two clearly defined brands: SEAT and CUPRA.  
Both brands launched a large product initiative in 2020 with the new Leon family 
and the Formentor, the first model developed exclusively for CUPRA. 

B U S I N E S S   D E V E L O P M E N T  
The journey of the world-renowned Spanish car company began 70 years ago: SEAT was founded on May 9, 1950 
and quickly brought mobility to the whole of Spain. Throughout its 70-year history, the company has demon-
strated that it is capable of reinventing itself time and again and successfully overcoming challenges. SEAT has 
harnessed the power of change to transform itself from a pure car manufacturer into a robust technology and 
industrial company. An urban mobility hub was opened in the center of Barcelona in 2020 with CASA SEAT. The 
software development center SEAT:CODE was also further expanded and hired around 100 new employees.  

SEAT is the Group brand with Europe’s youngest customer profile and offers strikingly designed vehicles 
“Created in Barcelona.” In 2020, SEAT brought out the new Leon, the brand’s biggest seller. The vehicle impres-
ses  with  a  fresh  design,  clear  lines,  harmonious  proportions  and  innovative  lighting.  The  wide  range  of 
advanced drive concepts make the SEAT Leon even more efficient and for the first time, it offers PHEV and mild 
hybrid versions. In addition, the Leon is SEAT’s first vehicle with complete digital connectivity.  

CUPRA  is  an  unconventional  and  emotionally-charged  brand,  which  is  defined  by  the  progressive  design 
and  the  performance  of  its  electric  models.  Numerous  new  vehicles  were  launched  in  the  reporting  year:  
the CUPRA Leon family, the CUPRA Ateca and the CUPRA Formentor – a powerful SUV and coupé crossover and 
the  first  model  developed  specifically  for  CUPRA.  With  a  total  of  seven  high-performance  and  efficient  drive 
systems,  including  two  plug-in  hybrid  versions,  its  comprehensive  connectivity functions  and  modern  safety 
and comfort systems, the Formentor is equipped with state-of-the-art technology. 

As  a  result  of  the  Covid-19  pandemic,  SEAT’s  deliveries  to  customers  fell  by  25.6%  in  fiscal  year  2020  to 
427 thousand  vehicles.  Sales  figures  fell  year-on-year  on  almost  all  markets.  The  CUPRA  brand  recorded  an 
increase of 11.1% to 27 thousand vehicles and was therefore one of the few brands that grew in Europe. 

Unit sales at SEAT stood at 484 thousand vehicles in the past fiscal year, down 27.5% on the figure for 2019. 
This figure also includes the A1 manufactured for Audi. The Arona and Ateca SUV models and the Leon were in 
high demand. 

In the reporting year, 406 thousand SEAT and CUPRA vehicles were manufactured; a decrease of 31.3% year-

on-year.  

S A L E S   R E V E N U E   A N D   E A R N I N G S  
Sales  revenue  for  SEAT  in  2020  came  to  €9.2 billion,  falling  20.0%  short  of  the  record  figure  achieved  in  the 
previous year. Operating result decreased to €–339 (445) million, mainly due to lower volumes as a result of the 
pandemic. Emissions-related expenses were also an adverse factor. The SEAT brand’s operating return on sales 
declined to – 3.7 (3.9)%. 

70 years 

SEAT company 

Divisions 

SEAT

33

P R O D U C T I O N  

S E AT  

Units 

Leon 

Arona 

Ateca 

Ibiza 

Tarraco 

Alhambra 

CUPRA Formentor 

Mii 

Toledo 

2020

2019

2020

2019

%

124,323

153,837

Deliveries (thousand units) 

78,823

76,710

74,564

18,726

14,672

11,041

7,593

–

406,452

134,611

Vehicle sales  

98,397

Production 

130,243

Sales revenue (€ million) 

38,721

Operating result 

23,015

Operating return on sales (%) 

–

11,479

1,506

591,809

427

484

406

9,198

–339

–3.7

574

667

592

11,496

445

3.9

–25.6

–27.5

–31.3

–20.0

x

CUPRA Formentor 

D E L I V E R I E S  B Y   M A R K E T
in percent

Europe/Other markets
Europe/Other markets
North America
North America
South America
South America
Asia-Pacific
Asia-Pacific

95.9 %
95.9 %
3.5 %
3.5 %
0.5 %
0.5 %
0.1 %
0.1 %

i

F U R T H E R  I N F O R M A T I O N
F U R T H E R  I N F O R M A T I O N www.seat.com
www.seat.com

 
34 

 Bentley 

Divisions

In 2020, Bentley presented the extensively upgraded and popular Bentayga, which  
was rolled out by the British brand five years ago as the first luxury SUV on the market. 
In spite of the pandemic, deliveries rose year-on-year. 

B U S I N E S S   D E V E L O P M E N T  
The  Bentley  brand  is  defined  by  exclusivity,  elegance  and  power.  In  2020,  Bentley  unveiled  the  update  to  its 
successful Bentayga, which was rolled out by the British brand around five years ago as the first luxury SUV on 
the market. Like its predecessor, the new Bentayga combines the abilities of a high-performance grand tourer 
with the characteristics of a luxury limousine, a spacious family car and an off-roader. The exterior design of 
the  front and rear  adopts  the  current  Bentley  design  DNA,  giving  the  vehicle  a  fascinatingly  dynamic appear-
ance  and  an  air  of  elegance.  The  interior  impresses  with  a  next-generation  infotainment  system  that  is 
seamlessly  integrated  into  the  handcrafted  dashboard.  In  addition  to  the  V8  version  that  features  a  405 kW 
(550 PS)  twin-turbocharged  4.0 l  petrol  engine,  the  Bentayga  is  also  available  as  the  range-topping  Bentayga 
Speed  model  with  a  467 kW  (635 PS)  6.0 l  W12  engine,  as  well  as  an  efficient  plug-in  hybrid.  Bentley  likewise 
attracted  attention  in  2020  with  the  exclusive  and  strictly  limited  Bacalar.  The  two-seater  was  presented  by 
Bentley Mulliner, a specialist customization company whose roots date back to the 16th century. The roofless 
luxury grand tourer, whose design draws upon the spectacular EXP 100 GT concept car from the year 2019, offers 
open-air  motoring  with  a  powerful  double-turbocharged  W12 engine  producing  485  kW  (659  PS).  Exquisite 
materials and smart use of technology round off this exclusive vehicle concept. 

In spite of the pandemic, deliveries by the Bentley brand in 2020 rose slightly to 11,206 (11,006) units, a new 

record figure. Bentley saw growth in the USA (+5.7%) and China (+48.5%). 

In  fiscal  year  2020,  Bentley  sold  11,296  (11,631)  vehicles  worldwide.  Demand  for  the  new  Flying  Spur  was 

particularly strong.  

The Bentley brand produced 10,693 vehicles in the reporting period, 14.0% less than in the previous year. 

S A L E S   R E V E N U E   A N D   E A R N I N G S  
In  2020,  Bentley’s  sales  revenue  fell  by  2.1%  year-on-year  to  €2.0 billion.  Operating  profit  decreased  to 
€20 (65) million,  mainly  due  to  higher  depreciation  and  amortization  charges,  one-off  expenses  for  restruc-
turing measures and exchange rate effects. The operating return on sales was 1.0 (3.1)%. 

1.8% 

Increase in deliveries in 2020 

Divisions 

Bentley

35

P R O D U C T I O N  

B E N T L E Y   B R A N D  

Units 

Bentayga 

Flying Spur  

Continental GT Coupé 

Continental GT Convertible 

Mulsanne 

2020

2019

2020

2019

%

3,946

3,381

1,995

1,244

127

5,232

Deliveries (units) 

102

Vehicle sales  

3,903

2,750

Production 

Sales revenue (€ million) 

443

Operating result 

10,693

12,430

Operating return on sales (%) 

11,206

11,296

10,693

2,049

20

1.0

11,006

11,631

12,430

2,092

65

3.1

+1.8

–2.9

–14.0

–2.1

–70.1

Bentayga 

D E L I V E R I E S  B Y   M A R K E T
in percent

Europe/Other markets
Europe/Other markets
North America
North America
South America
South America
Asia-Pacific
Asia-Pacific

36.3 %
36.3 %
27.0 %
27.0 %
0.0 %
0.0 %
36.6 %
36.6 %

i

F U R T H E R  I N F O R M A T I O N
F U R T H E R  I N F O R M A T I O N www.bentleymotors.com
www.bentleymotors.com

 
36 

 Porsche 

Divisions

Porsche launched the new Panamera in fiscal year 2020. In spite of the challenges 
presented by the Covid-19 pandemic, the sports car manufacturer achieved its strategic 
target return.   

B U S I N E S S   D E V E L O P M E N T  
Exclusivity  and  social  acceptance,  innovation  and  tradition,  performance  and  everyday  usability,  design  and 
functionality  –  these  are  the  brand  values  of  sports  car  manufacturer  Porsche.  In  fiscal  year  2020,  Porsche 
presented  its  extensively  revamped  Panamera,  which  combines  the  performance  of  a  sports  car  with  the 
comfort  of  an  exclusive  saloon  and  now  covers  an  even wider  range: with its  top model,  the  463 kW (630 PS) 
Panamera Turbo S, the sports car manufacturer is underscoring its high standard of best-in-class performance. 
The Panamera 4S E-Hybrid is a consistent continuation of Porsche’s E-Performance strategy and constitutes a 
new  addition  to  the  range  of  plug-in  hybrids,  offering  a  completely  new  drive  system  with  412 kW  (560 PS). 
Compared  with  the  previous  hybrid  models,  the  all-electric  range  has  been  boosted  by  up  to  30%.  Porsche 
celebrated  the  world  premiere  of  the  911 Targa 4  and  911 Targa 4S  models  in  2020,  completing  its  new 
generation of the 911 with the third vehicle body variant. The innovative, fully automatic roof system remains a 
distinguishing feature on all versions of the Targa; and just like the legendary original Targa model from 1965, 
it features the characteristic wide bar as well as an automated retractable roof section above the front seats and 
a  wraparound  rear  window.  An  eight-speed  dual-clutch  transmission  and  intelligent  all-wheel  drive  Porsche 
Traction Management deliver compelling performance and sporty driving pleasure. In the 911 series, the new 
generation  of  the  911 Turbo S  has  also  been  available  in  Coupé  and  Cabriolet  versions  since  2020.  The  new 
range-topping 911 offers unprecedented power, driving dynamics and luxury. It is being launched with a new 
3.8 l boxer engine that delivers 478 kW (650 PS) of power, a whopping 51 kW (70 PS) more than its predecessor. 
The 911 Turbo S sprints from 0 to 100 km/h in just 2.7 seconds, while top speed is 330 km/h. 

Porsche  delivered  272 thousand  sports  vehicles  to  customers  in  fiscal  year  2020,  3.1%  fewer  than  in  the 
previous year. China remained the largest single market, and Porsche was able to increase its sales there by 2.6% 
to 89 thousand vehicles.  

Porsche’s unit sales amounted to 265 thousand vehicles in the reporting period. This was 4.2% fewer than in 

the previous year. The 718 and the Taycan saw growth. 

Porsche produced a total of 263 thousand vehicles in 2020, 4.1% fewer than in fiscal year 2019.  

S A L E S   R E V E N U E   A N D   E A R N I N G S  
Porsche  Automotive’s  sales  revenue  was  on  a  level  with  the  previous  year  at  €26.1  (26.1) billion  in  fiscal  year 
2020.  Operating  profit  decreased  by  4.5%  to  4.0 billion  (prior-year  figure  before  special  items);  this  was 
attributable to lower vehicle sales and to cost increases, especially for digitalization and electrification. Changes 
in  exchange  rates  also  had  a  negative  impact.  Despite  the  Covid-19  pandemic,  early  countermeasures,  cost 
discipline and very good market performance in the second half of the year meant it was possible to achieve an 
operating return of 15.4 (16.2)% (prior-year figure before special items), which even slightly exceeded the target 
return. 

15.4% 

Operating return on sales in 2020 

Divisions 

Porsche

37

P R O D U C T I O N  

P O R S C H E   A U TO M OT I V E 1  

Units 

Cayenne 

Macan 

Taycan 

911 Coupé/Cabriolet 

718 Boxster/Cayman 

Panamera 

2020

2019

2020

2019

82,137

78,490

29,450

28,672

22,655

21,832

263,236

95,293

Deliveries (thousand units) 

89,744

Vehicle sales  

1,386

Production 

272

265

263

281

277

274

37,585

Sales revenue (€ million) 

26,086

26,060

19,263

31,192

274,463

Operating result before 
special items 

Operating return on sales (%) 

4,021

15.4

4,210

16.2

%

–3.1

–4.2

–4.1

+0.1

–4.5

1  Porsche (Automotive and Financial Services): sales revenue €28,695 (28,518) million, 

operating profit (in the prior-year before special items) €4,176 (4,396) million. 

Panamera 

D E L I V E R I E S  B Y   M A R K E T
in percent

Europe/Other markets
Europe/Other markets
North America
North America
South America
South America
Asia-Pacific
Asia-Pacific

32.2 %
32.2 %
24.2 %
24.2 %
1.3 %
1.3 %
42.3 %
42.3 %

i

F U R T H E R  I N F O R M A T I O N
F U R T H E R  I N F O R M A T I O N www.porsche.com
www.porsche.com

 
38 
38 

Volkswagen Commercial Vehicles 
Volkswagen Commercial Vehicles 

Divisions
Divisions

The Volkswagen Commercial Vehicles brand celebrated its 25th anniversary in 2020. 
The Volkswagen Commercial Vehicles brand celebrated its 25th anniversary in 2020. 
The new Caddy was introduced as a completely new version of the bestselling model, 
The new Caddy was introduced as a completely new version of the bestselling model, 
also available for the first time as a California compact camper van. 
also available for the first time as a California compact camper van. 

B U S I N E S S   D E V E L O P M E N T  
B U S I N E S S   D E V E L O P M E N T  
As  a  leading  manufacturer  of  light  commercial  vehicles,  Volkswagen  Commercial  Vehicles  is  making  funda-
As  a  leading  manufacturer  of  light  commercial  vehicles,  Volkswagen  Commercial  Vehicles  is  making  funda-
mental  and  sustainable  changes  to  the  way  goods  and  services  are  distributed  in  cities  in  order  to  improve 
mental  and  sustainable  changes  to  the  way  goods  and  services  are  distributed  in  cities  in  order  to  improve 
quality of life, especially in inner city areas. That is why the brand is the Volkswagen Group’s leader in autono-
quality of life, especially in inner city areas. That is why the brand is the Volkswagen Group’s leader in autono-
mous driving as well as in mobility services such as Mobility-as-a-Service and Transport-as-a-Service. For these 
mous driving as well as in mobility services such as Mobility-as-a-Service and Transport-as-a-Service. For these 
solutions, Volkswagen Commercial Vehicles will develop special-purpose vehicles such as robo-taxis and robo-
solutions, Volkswagen Commercial Vehicles will develop special-purpose vehicles such as robo-taxis and robo-
vans  in  the  future  to  keep  the  world  of  tomorrow  moving  with  all  its  requirements  for  clean,  intelligent  and 
vans  in  the  future  to  keep  the  world  of  tomorrow  moving  with  all  its  requirements  for  clean,  intelligent  and 
sustainable mobility. This is what Volkswagen Commercial Vehicle stands for with its brand promise: We trans-
sustainable mobility. This is what Volkswagen Commercial Vehicle stands for with its brand promise: We trans-
port success, freedom and the future.  
port success, freedom and the future.  

The  establishment  of  Volkswagen  Commercial  Vehicles  was  announced  in  Hanover  on November 9,  1995  
The  establishment  of  Volkswagen  Commercial  Vehicles  was  announced  in  Hanover  on November 9,  1995  
– then the Group’s fifth brand along with Volkswagen Passenger Cars, Audi, SEAT and ŠKODA. The idea was to
– then the Group’s fifth brand along with Volkswagen Passenger Cars, Audi, SEAT and ŠKODA. The idea was to
sharpen the focus of the Volkswagen Group’s commercial vehicle activities, bringing product planning, devel-
sharpen the focus of the Volkswagen Group’s commercial vehicle activities, bringing product planning, devel-
opment, purchasing, production and sales together under the umbrella of Volkswagen Commercial Vehicles. In
opment, purchasing, production and sales together under the umbrella of Volkswagen Commercial Vehicles. In
2020, the brand looked back at 25 years of success. Its product highlight was the launch of the new Caddy. The
2020, the brand looked back at 25 years of success. Its product highlight was the launch of the new Caddy. The
completely new all-rounder excels as a transporter and family van with high versatility. It is based on the MQB
completely new all-rounder excels as a transporter and family van with high versatility. It is based on the MQB
for the first time. The MQB brings new technologies to the model range such as Travel Assist, Trailer Assist and
for the first time. The MQB brings new technologies to the model range such as Travel Assist, Trailer Assist and
the lane-change assistant. For the first time, the Caddy is also available as a Caddy California compact camper
the lane-change assistant. For the first time, the Caddy is also available as a Caddy California compact camper
van.  This multi-functional,  comfortable  travel  companion with  many  innovative  and  detailed  solutions  com-
van.  This multi-functional,  comfortable  travel  companion with  many  innovative  and  detailed  solutions  com-
pletes the series of camper vans along with the California and the Crafter-based Grand California. With the new
pletes the series of camper vans along with the California and the Crafter-based Grand California. With the new
generation of the Multivan, the Amarok’s successor and the all-electric ID. BUZZ, many exciting vehicle projects
generation of the Multivan, the Amarok’s successor and the all-electric ID. BUZZ, many exciting vehicle projects
are planned in the years to come. 
are planned in the years to come. 

At  372 thousand  units,  deliveries  by  Volkswagen  Commercial  Vehicles  in  fiscal  year  2020  were  below  the 
At  372 thousand  units,  deliveries  by  Volkswagen  Commercial  Vehicles  in  fiscal  year  2020  were  below  the 

prior-year (– 24.4%). Turkey (+31.7%) and Argentina (+1.9%) registered growth.  
prior-year (– 24.4%). Turkey (+31.7%) and Argentina (+1.9%) registered growth.  

Volkswagen  Commercial  Vehicles  sold  345 thousand vehicles  in  the  reporting  period,  24.3%  fewer  than  in 
Volkswagen  Commercial  Vehicles  sold  345 thousand vehicles  in  the  reporting  period,  24.3%  fewer  than  in 

the previous year.  
the previous year.  

In 2020, the Volkswagen Commercial Vehicles brand produced 344 thousand vehicles, falling 28.0% short of 
In 2020, the Volkswagen Commercial Vehicles brand produced 344 thousand vehicles, falling 28.0% short of 

the figure for 2019. Production of the Amarok pickup at the main plant in Hanover ended. 
the figure for 2019. Production of the Amarok pickup at the main plant in Hanover ended. 

S A L E S   R E V E N U E   A N D   E A R N I N G S  
S A L E S   R E V E N U E   A N D   E A R N I N G S  
Sales revenue by Volkswagen Commercial Vehicles in fiscal year 2020 amounted to €9.4 (11.5) billion. Operating 
Sales revenue by Volkswagen Commercial Vehicles in fiscal year 2020 amounted to €9.4 (11.5) billion. Operating 
result  declined  to  €–454 (510) million  due  to  the  pandemic-related  fall  in  volume  and  the  excess  emissions 
result  declined  to  €–454 (510) million  due  to  the  pandemic-related  fall  in  volume  and  the  excess  emissions 
premium  that  entered  into  force  this  year.  Moreover,  higher  upfront  expenditures  and  write-downs  for  new 
premium  that  entered  into  force  this  year.  Moreover,  higher  upfront  expenditures  and  write-downs  for  new 
products as well as less favorable exchange rates had a negative effect on the operating result. However, product 
products as well as less favorable exchange rates had a negative effect on the operating result. However, product 
cost optimizations and mix effects had a positive impact. The operating return on sales fell to – 4.9 (4.4)%. 
cost optimizations and mix effects had a positive impact. The operating return on sales fell to – 4.9 (4.4)%. 

25 years 
25 years 

Volkswagen Commercial Vehicles brand 
Volkswagen Commercial Vehicles brand 

 
 
Divisions 

Volkswagen Commercial Vehicles

39

P R O D U C T I O N  

V O L K SWA G E N   C O M M E R C I A L   V E H I C L E S   B R A N D  

Units 

2020

2019

2020

2019

%

Caravelle/Multivan, Kombi 

Transporter 

Caddy Kombi 

Crafter 

Caddy 

Amarok 

71,813

66,357

61,998

58,235

48,799

36,343

96,533

Deliveries (thousand units) 

91,585

Vehicle sales  

81,466

Production 

72,906

Sales revenue (€ million) 

66,780

Operating result 

68,010

Operating return on sales (%) 

372

345

344

9,358

–454

–4.9

492

456

477

11,473

510

4.4

–24.4

–24.3

–28.0

–18.4

x

343,545

477,280

Caddy 

D E L I V E R I E S  B Y   M A R K E T
in percent

Europe/Other markets
Europe/Other markets
North America
North America
South America
South America
Asia-Pacific
Asia-Pacific

86.3 %
86.3 %
1.9 %
1.9 %
7.6 %
7.6 %
4.3 %
4.3 %

i

F U R T H E R  I N F O R M A T I O N
F U R T H E R  I N F O R M A T I O N www.volkswagen-commercial-vehicles.com
www.volkswagen-commercial-vehicles.com

 
40 

TRATON GROUP 

Divisions

The TRATON GROUP aims to become a global champion of the commercial vehicle 
industry and consistently pursued this goal in 2020. New partnerships are making 
future technologies workable for the commercial vehicle business. 

B U S I N E S S   D E V E L O P M E N T  
With  its  MAN,  Scania,  Volkswagen  Caminhões  e  Ônibus  and  RIO  brands,  TRATON SE  aims  to  become  a  global 
champion of the commercial vehicle industry and drive the transformation of the logistics sector. Its mission is 
to reinvent transport for future generations, “Transforming Transportation”.  

The TRATON GROUP reached new milestones in its global champion strategy in 2020. In the all-important 
North American market, a strategic partnership with the US manufacturer of commercial vehicles Navistar has 
existed since 2017. At the end of January 2020, the board of management of the TRATON GROUP decided to take 
the next logical step in the US market by submitting a takeover bid for Navistar, thus rising to the challenges 
posed  by  new  regulations  and  dynamically  evolving  technologies  in  the  fields  of  digital  connectivity,  drive 
systems and autonomous driving. Combining TRATON’s strong position in Europe and substantial presence in 
South America with Navistar’s status in North America provides the opportunity to create a leading company 
with global reach and complementary capabilities. In November 2020, the two partners reached an agreement 
that  TRATON SE  would  acquire  all  outstanding  shares  of  Navistar  at  a  cash  price  of  USD 44.50  per  share. 
Expected to be completed in mid-2021, the transaction is subject to the approval of Navistar shareholders, the 
usual closing conditions and regulatory approvals.  

Driving innovation is another pillar of the global champion strategy. In the forward-looking field of alter-
native  drive  technologies  and  as  part  of  their  strategic  partnership,  TRATON  and  Hino  Motors  signed  a  joint 
venture  agreement  in  2020  in order  to  plan and  provide  e-mobility  products.  The  aim  is  to  persue  the  devel-
opment of electric mobility including battery electric vehicles, fuel cell vehicles and relevant components and 
to  create  a  common  platform  for  electric  vehicles  including  software  and  interfaces.  Through  their  collabo-
ration  TRATON  and  Hino Motors  hope  to  shorten  lead  times  for  future  e-mobility  products  with  battery  and 
fuel cell technology. 

To  play  a  leading  part  in  the  autonomous  transport  of  the  future,  TRATON  also  entered  into  a  global 
partnership with the US start-up TuSimple in 2020. The partnership is the first of its kind in Europe, bringing 
together a global commercial vehicle manufacturer and a producer of technology for highly automated driving 
at  level  4  autonomy.  In  a  joint  development  program,  TRATON  and  TuSimple  aim  to  operate  a  test  route 
between Södertälje and Jönköping in Sweden where Scania trucks are to drive using level 4 driverless systems 
that almost exclusively take over the driving permanently. As part of the partnership, TRATON has also taken a 
minority stake in TuSimple. 

190 thousand 

Commercial vehicles delivered in 2020 

 
Divisions 

TRATON GROUP

41

P R O D U C T I O N    

D E L I V E R I E S    

Units 

Trucks 

Buses 

Light Commercial Vehicles 

2020

2019

Units 

2020

2019

156,297

16,729

18,340

191,366

201,115

Trucks 

21,387

Buses 

15,903

Light Commercial Vehicles 

238,405

156,378

16,174

17,635

190,187

205,936

21,496

14,789

242,221

Strong brands 

D E L I V E R I E S  B Y   M A R K E T
in percent

Europe/Other markets
Europe/Other markets
North America
North America
South America
South America
Asia-Pacific
Asia-Pacific

67.2 %
67.2 %
0.8 %
0.8 %
26.0 %
26.0 %
6.0 %
6.0 %

i

F U R T H E R  I N F O R M A T I O N
F U R T H E R  I N F O R M A T I O N www.traton.com
www.traton.com

 
42 

Scania 

Divisions

Scania unveiled its first fully electric truck in 2020, underpinning its position 
as one of the leading companies in the commercial vehicle industry  
for alternative drive technologies. 

B U S I N E S S   D E V E L O P M E N T  
The Swedish brand Scania follows its values “Customer first”, “Respect for the individual”, “Elimination of waste”, 
“Determination”, “Team Spirit” and “Integrity”. In rolling out its first fully electric truck, Scania underpinned its 
position as one of the leading companies in the commercial vehicle industry for alternative drive technologies 
in  2020.  Scania’s  E-Truck  was  designed  for  urban  operation and  has  an  electric  range  of  up to  250 km.  In  the 
reporting year, Scania also presented a hybrid truck with an electric range of up to 60 km. The new products will 
help Scania achieve its climate targets of reducing the carbon footprint from its business activities by 50% by 
2025, and cutting emissions from Scania products by 20% in the same period. Vehicles with hydrogen technol-
ogy are also playing their part: the Norwegian wholesaler  ASKO is currently testing hydrogen-powered Scania 
trucks with fuel cell electric drives. 

To  electrify  its  model  range,  Scania  plans  to  invest  well  over  SEK  1 billion  in  a  battery  assembly  plant  in 
Södertälje, Sweden, in the coming years. The plant, which will be built adjacent to the chassis assembly plant in 
Södertälje, is to assemble battery modules and packs tailored to Scania vehicles. 

To  gain  a  firmer  foothold  in  the  Asian  and  especially  the  Chinese  market,  Scania  is  investing  in  a  wholly 
owned truck production facility in Rugao in Jiangsu Province. Series production is scheduled to start in early 
2022. In the long term, the company also plans to step up its research and development activities in the world’s 
largest commercial vehicle market.  

The key figures presented in this chapter encompass Scania’s truck and bus, industrial and marine engine 

businesses. 

Orders  received  at  the  Scania  brand  increased  by  4.7%  year-on-year  to  93  thousand  vehicles  in  fiscal  year 
2020. The number of vehicles delivered worldwide fell to 72 (99) thousand due to the pandemic; the number of 
buses delivered included in this figure declined to 5 (8) thousand units. Demand for services and replacement 
parts  was  also  impacted  by  the  Covid-19  pandemic,  but  the  drop  was  comparatively  smaller.  New  contracts 
signed at Scania Financial Services were also down on the prior-year figure, due mainly to lower unit sales. 

Scania manufactured 73 (97) thousand commercial vehicles in the past fiscal year, including 5 (8) thousand 

buses.  

S A L E S   R E V E N U E   A N D   E A R N I N G S  
Scania Vehicles and Services generated sales revenue of €11.5 (13.9) billion in fiscal year 2020. Operating profit 
fell by 50.3% to €0.7 billion owing to the pandemic and exchange rate effects; in addition, steps were taken to 
realign the production facilities. A favorable product mix and cost savings had a positive effect. The operating 
return on sales amounted to 6.5 (10.8)% in the reporting period. 

4.7% 

Increase in orders received     

 
Divisions 

Scania

43

P R O D U C T I O N  

S C A N I A   V E H I C L E S   A N D   S E R V I C E S 1  

Units 

Trucks 

Buses 

2020

2019

2020

2019

%

67,106

5,430

72,536

89,276

7,719

96,995

Orders received  
(thousand units) 

Deliveries 

Vehicle sales  

Production 

Sales revenue (€ million) 

Operating result 

Operating return on sales (%) 

93

72

73

73

11,521

748

6.5

89

99

101

97

13,934

1,506

10.8

+4.7

–27.5

–27.1

–25.2

–17.3

–50.3

1  Scania (including Financial Services): sales revenue €11,950 (14,391) million, operating 

profit €855 (1,648) million. 

BEV Truck 

D E L I V E R I E S  B Y   M A R K E T
in percent

Europe/Other markets
Europe/Other markets
North America
North America
South America
South America
Asia-Pacific
Asia-Pacific

68.4 %
68.4 %
0.6 %
0.6 %
19.3 %
19.3 %
11.7 %
11.7 %

i

F U R T H E R  I N F O R M A T I O N
F U R T H E R  I N F O R M A T I O N www.scania.com
www.scania.com

 
44 

 MAN 

Divisions

MAN revealed its extensively upgraded truck generation in 2020 and received  
the prestigious International Truck of the Year 2021 award for the TGX.  
The MAN Lion’s City 18 E all-electric articulated bus starts scheduled operations. 

B U S I N E S S   D E V E L O P M E N T  
Customer focus, enthusiasm for the product, and efficiency are the core values at MAN. In fiscal year 2020 , MAN 
revealed its extensively upgraded truck generation, which is consistently designed to meet the changing needs 
of  the  transportation  industry,  setting  the  standards  for  assistance  systems,  driver  orientation  and  digital 
connectivity.  The  improvements  to  the  drivetrain,  aerodynamics  and  the  MAN  EfficientCruise  efficiency 
assistant reduce fuel consumption in the new truck generation by up to 8% compared with the previous gene-
ration. The MAN TGX was named International Truck of the Year 2021 by 24 industry journalists. The award is 
one of the most prestigious in the transportation industry. 

In the bus segment, the all-electric MAN Lion’s City 18 E optimized for urban transportation was launched 
in 2020. The 18-meter articulated bus can carry up to 120 passengers and generates zero local emissions. The 
MAN Lion’s City 18 E will begin scheduled operations in 2021 in Barcelona, Spain, and Cologne, Germany.  

MAN teamed up with partner companies during the Covid-19 pandemic to convert its  TGE model into an 
innovative diagnostic  vehicle. With  the molecular  diagnostic  PCR  test  equipment  on  board  the  MAN  TGE,  the 
results of nasal or throat swabs are available in just 39 minutes. Up to 800 tests can be carried out per day and 
analyzed directly in the vehicle. 

In South America, Volkswagen Caminhões e Ônibus expanded its product portfolio in 2020 with its largest 
truck model to date. The Meteor is used in the heavy-duty sector, which is enjoying especially strong growth in 
the Brazilian market. In addition to the new Meteor, the successful VW Constellation model also celebrated its 
premiere  with  the  new  generation  of  the  13 l D26  engine.  In  2021  in  the  field  of  alternative  drive  systems, 
Volkswagen  Caminhões  e  Ônibus  plans  to  begin  with  the  supply  of  100  “e-Delivery”  electric  trucks  to  Ambev, 
Latin  America’s  largest  beverage  company.  Ambev  intends  to  deploy  the  e-Delivery  in  São  Paulo  and  Rio  de 
Janeiro starting in the second half of the year.  

Incoming  orders  at  MAN  Commercial  Vehicles  decreased  in  fiscal  year  2020  by  11.0%  year-on-year  to 
123 thousand  vehicles;  the  market  decline  anticipated  for  2020 –  especially  in  the  EU27+3  region –  was  exac-
erbated  by  the  Covid-19  pandemic.  In  America,  MAN  Commercial  Vehicles  recorded  lower  demand  with  its 
Volkswagen Caminhões e Ônibus brand, particularly in Brazil and Mexico. A total of 118 (143) thousand com-
mercial vehicles were delivered to customers, of which 11 (14) thousand were buses. 

MAN produced a total of 119 (141) thousand commercial vehicles in 2020, including 11 (14) thousand buses.  

S A L E S   R E V E N U E   A N D   E A R N I N G S  
Sales  revenue  at  MAN  Commercial  Vehicles  decreased  by  14.4%  in  2020  to  €10.8 billion.  The  operating  result 
dropped  to  €–631  (402) million  as  a  consequence  of  the  pandemic.  This  was  attributable  not  only  to  lower 
vehicle  sales  but  also  to  depreciation  and  amortization  charges,  as  well  as  additional  costs  incurred  in 
connection  with  the  launch  of  the  new  truck  generation.  Measures  to  achieve  consistent  cost  savings  in  all 
areas were unable to compensate for this decline. The operating return on sales was – 5.8 (3.2)%. 

8% 

Fuel savings in the new truck generation 

Divisions 

MAN

45

P R O D U C T I O N  

M A N   C O M M E R C I A L   V E H I C L E S  

Units 

Trucks 

Buses 

Light Commercial Vehicles 

2020

2019

2020

2019

%

89,191

11,299

18,340

118,830

111,839

13,668

15,903

141,410

Orders received  
(thousand units) 

Deliveries 

Vehicle sales  

Production 

Sales revenue (€ million) 

Operating result 

Operating return on sales (%) 

123

118

118

119

10,838

–631

–5.8

139

143

143

141

12,663

402

3.2

–11.0

–17.3

–17.3

–16.0

–14.4

x

TGX 

D E L I V E R I E S  B Y   M A R K E T
in percent

Europe/Other markets
Europe/Other markets
North America
North America
South America
South America
Asia-Pacific
Asia-Pacific

66.6 %
66.6 %
0.9 %
0.9 %
30.0 %
30.0 %
2.5 %
2.5 %

i

F U R T H E R  I N F O R M A T I O N
F U R T H E R  I N F O R M A T I O Nwww.man.eu
www.man.eu

 
46 

Volkswagen Group China 

Divisions

Volkswagen Group China 

In the Chinese market, Volkswagen continued to put all its energies into the strategic 
direction of e-mobility in 2020. The negative impact of the Covid-19 pandemic on 
business operations remained limited. 

B U S I N E S S   D E V E L O P M E N T  
China remained the largest single market for Volkswagen in 2020. In the Chinese market, the Group offers more 
than  160  imported  and  locally  produced  models  from  the  Volkswagen  Passenger  Cars,  JETTA,  Audi,  ŠKODA, 
Porsche,  Bentley,  Lamborghini,  Bugatti,  Volkswagen  Commercial  Vehicles,  MAN,  and  Scania  brands  as  well  as 
motorcycles  by  the  Ducati  brand.  At  3.8 (4.2) million units (including imports), we  delivered  fewer  vehicles  to 
customers  in  2020  than  in  the  previous  year  in  a  Chinese  market  distinctly  weakened  by  the  pandemic. 
However, the Volkswagen Group remained the clear number one with Chinese customers with a market share 
of  19.3%.  New  models  achieved  a  good  market  performance,  including  the  new  Volkswagen  Passenger  Cars 
flagship Touareg e-hybrid, the Viloran, the JETTA SUV VS7, the Porsche Taycan and the Audi Q2 and Q3 models. 
The new Tayron and Tharu models quickly took the lead in the A-SUV market. As part of the SUV campaign, we 
launched ten new models in 2020. They contributed to increased deliveries in the SUV segment and helped us 
to maintain our number one position. The new energy vehicle (NEV) segment was the fastest growing segment 
in China in 2020. The seven new NEV models increased the Group’s portfolio to 22 electrified models in China. 
The premium brands Audi, Porsche and Bentley again delivered strong sales figures, and the young entry-level 
brand JETTA also attracted a large number of customers in its first full year of sales. 

In spite of the Covid-19 pandemic, Volkswagen continued to put all its energies into the strategic direction 
of e-mobility in China in 2020: the two MEB plants in Foshan and Anting celebrated the start of production on 
schedule,  adding  a  production  capacity  of  600,000 units  per  year  to  the  Group.  The  ID.4 X  model  from 
SAIC VOLKSWAGEN  and  the  ID.4 CROZZ  model  from  FAW-Volkswagen  are  the  first  vehicles  whose  production 
started  in  2020.  Three  further  models  in  the  ID.  family  are  to  follow  in  2021.  By  2023,  Volkswagen  Passenger 
Cars will offer eight models in the ID. family on the Chinese market, which plays a decisive role in the Group’s 
global e-mobility strategy. In 2020, Volkswagen increased its stake in Volkswagen (Anhui), formerly  JAC Volks-
wagen, from  50  to  75%.  The  investment  also  included  the acquisition  of  50%  of  the  shares  in  JAG,  the  parent 
company of Volkswagen’s joint venture partner JAC. The Volkswagen (Anhui) plant for all-electric vehicles has a 
maximum  production  capacity  of  350 thousand  units  per  year  and  should  be  finished  by  the  end  of  2022. 
Series production of  MEB-based models should start there in 2023. Volkswagen has found another partner to 
secure future requirements for battery capacity for its Chinese e-models: with a 26% stake, Volkswagen (China) 
Investment Co. Ltd.  wants  to  become  the  largest  shareholder  in  Gotion  High-Tech  Co.,  Ltd.  and  thus  the  first 
international  automotive  manufacturer  to  directly  invest  in  a  Chinese  battery  supplier.  The  Audi  brand  is 
working with joint venture partner FAW to jointly establish a company for the production of all-electric vehicles 
based on the Premium Platform Electric (PPE) from 2024, the next major step for local production of e-vehicles. 
The  Group  also  strengthened  the  production  of  electric  drive  components  in  China  in  2020  in  order  to  be 
prepared for rapidly growing demand for e-mobility. 

19.3% 

The Group’s share of the market in China 

 
 
Divisions 

 Volkswagen Group China

47

E A R N I N G S  

Thousand units 

2020

2019

%

€ million 

2020

2019

Deliveries 

Vehicle sales1 

Production 

1  Produced locally. 

3,849

3,577

3,575

4,234

4,048

3,948

–9.1

Operating result (100%) 

–11.6

Operating result (proportionate) 

9,744

3,602

11,110

4,425

–9.5

Our  joint  ventures  produced  a  total  of  3.6 (3.9) million  vehi-
cles  in  fiscal  year  2020.  The  joint  ventures  produce  both 
established  Group  models  and  those  specially  modified  for 
Chinese customers (e.g. with extended wheelbases), as well as 
vehicles  developed  exclusively  for  the  Chinese  market  (such 
as the Volkswagen Lamando, Lavida, New Bora, New Santana 
and Teramont).   

The  proportionate  operating  result  of  the  joint  ventures  in 
the  reporting  year  stood  at  €3.6 (4.4) billion.  The  negative 
impacts of pandemic-related lower unit sales and more intense 
market competition were offset by improvements in the mix 
and cost optimization. 

The  figures  of  the  Chinese  joint  venture  companies  are 
not included in the operating profit of the Group as they are 
accounted  for  using  the  equity  method.  Their  profits  are 
included  solely  in  the  Group’s  financial  result  on  a  propor-
tionate basis. 

ID.4 family  

L O C A L   P R O D U C T I O N  

Units 

2020

2019

Volkswagen Passenger Cars 

2,751,717

3,066,807

Audi 

ŠKODA 

Total 

671,659

151,245

614,753

266,377

3,574,621

3,947,937

 
 
 
 
 
 
48 

Volkswagen Financial Services 

Divisions

Volkswagen Financial Services delivered a robust performance in 2020, which proved to 
be a difficult year. The diverse product portfolio has been enhanced by the addition of 
interesting alternatives for individual mobility. 

ST R U C T U R E   O F   V O L K SWA G E N   F I N A N C I A L   S E R V I C E S  
Volkswagen Financial Services comprises dealer and customer financing, leasing, direct banking and insurance 
activities, fleet management and mobility services in 48 countries. The key companies are Volkswagen Finan-
cial  Services AG  and  its  affiliated  companies  such  as  Volkswagen  Leasing  GmbH,  as  well  as  Volkswagen  Bank 
GmbH,  Porsche  Financial  Services  and  the  financial  services  companies  in  the  United  States  and  Canada,  the 
only exceptions being the financial services business of the Scania brand and of Porsche Holding Salzburg. 

B U S I N E S S   D E V E L O P M E N T  
Volkswagen  Financial  Services  and  Naturschutzbund  Deutschland e.V.  (NABU)  are  expanding  their  successful 
collaboration in the field of nature conservation and climate action. To this end, the provider of financial and 
mobility  services  in  the  Volkswagen  Group  is  providing  €450 thousand  for  the  nature  conservation  organi-
zation to restore the Aller river in the district of Verden between Hülsen and the mouth of the Weser River. The 
aim  is  to  create  more  natural  conditions  for  the  riverbed  and  floodplain  to  increase  biodiversity,  but  also  to 
improve flood protection. Along with moorland protection, the restoration of watercourses is a further focus of 
the financial services provider’s involvement. 

Volkswagen  Financial  Services  introduced  a  car  subscription  service  (Auto-Abo)  to  its  customers  in  2020, 
and  in  doing  so  further  expanded  its  mobility  offering.  Customers  can  book  various  vehicle  classes  and 
conclude a contract for a minimum of three months. Thereafter, this contract can be terminated on a monthly 
basis. Subscribers pay only for the use of the vehicle and for fuel. All other relevant costs such as registration, 
servicing, insurance and taxes are covered by the monthly mobility rate. In the dynamic market for mobility 
products,  the  financial  service  provider  is  responding  to  the  customer’s  desire  for  a  high  degree  of  flexibility 
and comprehensive cost control with its Auto-Abo car subscription service.  

Volkswagen  Financial  Services  is  supporting  the  Volkswagen  Group’s  electric  mobility  offensive  with  its 
Lease&Care package solution, starting with the sales launch of the ID.3. This product offers customers a choice 
of various modular service options, allowing them to maintain full cost transparency when running their new 
electric vehicle. Volkswagen Financial Services is deliberately focusing on the advantages of leasing for electric 
mobility and assumes that around 80% of Volkswagen Group electric vehicles will be leased or financed through 
Financial Services.  

Volkswagen  Financial  Services  took  over  the  business  travel  start-up  Voya  in  2020,  adding  business  travel 
management to its mobility offering for fleet customers. Voya offers a digital travel assistant for companies as a 
smartphone app and for desktop use. Given that fleet and travel management are gradually converging in many 
companies,  Volkswagen  Financial  Services  aims  to  provide  its  fleet  customers  with  a  corresponding  offering 
based on Voya in the future. 

€2.8 billion 

Operating profit for 2020 

 
Divisions 

Volkswagen Financial Services

49

Following its launch in Germany and the United Kingdom, the online platform heycar was successfully rolled 
out in Spain in fiscal year 2020. Guaranteed used cars of all major automobile brands will now also be offered in 
Spain under the umbrella of Mobility Trader Spain S.L.. 

The  main  refinancing  sources  for  Volkswagen  Financial  Services  are  money  market  and  capital  market 
instruments,  asset-backed  securities  (ABS)  transactions,  customer  deposits  from  the  direct  banking  business 
and bank credit lines. 

In  2020,  Volkswagen  Financial  Services AG  issued  three  bonds  with  different  terms  and  a  total  volume  of 
€2.15 billion.  Due  to  the  Covid-19  pandemic  and  the  related  turmoil  in  the  money  and  capital  markets,  risk 
premiums  were  higher  than  in  previous  issuances.  However,  the  high  demand  from  investors  attests  to 
confidence in the business model. 

Other  bond  transactions  were  conducted  in  countries  such  as  the  United  Kingdom,  Japan,  Sweden  and 

Norway. In addition to this, private placements were issued in various currencies.  

Volkswagen Bank did not enter into any transactions with unsecured bonds in the reporting period.  
In  fiscal  year  2020,  Volkswagen  Leasing GmbH  placed  two  ABS  transactions  secured  by  lease  receivables 
with  a  volume  of  €1 billion  and  €1.1 billion,  respectively.  The  issuances  met  the  quality  criteria  of  the  STS 
Securitization Regulation for particularly high-value securitizations and were oversubscribed several times.  

Outside Germany, Volkswagen Financial Services issued a total of six ABS transactions in the United States, 
China,  Spain  and  Japan.  Driver  China  eleven  represented  the  successful  placement  by  Volkswagen  Financial 
Services  of  its  largest-ever  auto  ABS  in  Chinese  renminbi  (RMB).  The  transaction  has  a  volume  of  over 
RMB 8 billion  (around  €1.0 billion)  in  receivables  and  is  backed  by  financing  contracts  concluded  with  Volks-
wagen Finance (China). China is one of the most important markets for Volkswagen Financial Services with a 
current contract portfolio of more than 1.2 million units. 

Auto-Abo 

50 

Volkswagen Financial Services 

Divisions

Volkswagen Financial Services was heavily impacted by the Covid-19 pandemic in fiscal year 2020. To avert and 
cushion  the  economic  impact  of  the  pandemic  for  customers,  pinpointed  stabilization  measures  were  put  in 
place  together  with  the  Group  brands;  these  included  payment  deferrals  and  support  for  the  dealer 
organization. The measures taken with the brands to promote sales had a positive effect on vehicle sales as well 
as on new contracts at Volkswagen Financial Services. 

The  number  of  new  financing,  leasing,  service  and  insurance  contracts  signed  in  fiscal  year  2020  fell  by 
6.9% year-on-year to 7.9 million. As of December 31, 2020, the total number of contracts was 21.9 million, up 
1.9% from the year before. The number of contracts in the Customer Financing/Leasing area increased by 1.1% 
to 11.3 million. There were 10.6 million contracts in the Service/Insurance area, 2.7% more than in the previous 
year. With credit eligibility criteria remaining unchanged, the penetration rate, expressed as the ratio of financed 
or  leased  vehicles  to  relevant  Group  delivery  volumes  –  including  the  Chinese  joint  ventures  –  was  steady  at 
35.2 (34.2)%. 

At  the  end  of  the  reporting  period,  Volkswagen  Bank  GmbH  managed  1.4 (1.3) million  deposit  accounts. 
Volkswagen Financial Services employed 14,560 people worldwide, including 7,299 in Germany, as of year-end 
2020. 

S A L E S   R E V E N U E   A N D   E A R N I N G S  
The  sales  revenue  of  Volkswagen  Financial  Services  in  the  reporting  year  amounted  to  €38.6 billion,  a  slight 
increase  of  1.8%  on  the  previous  year.  Operating  profit  decreased  to  €2.8  (3.0) billion,  particularly  due  to  risk 
costs. 

V O L K SWA G E N   F I N A N C I A L   S E R V I C E S    

thousands

€ million

€ million

€ million

€ million

€ million

€ million

%

%

€ million

€ million

2020

2019

21,907

6,635

4,692

10,580

49,653

69,380

18,448

45,379

27,734

225,608

29,406

187,545

13.0

8.9

6.4

2,803

2,577

14,560

21,498

6,585

4,616

10,297

47,222

68,517

23,093

46,276

31,330

223,536

28,428

187,092

12.7

10.8

6.6

2,960

2,968

14,394

%

+1.9

+0.8

+1.6

+2.7

+5.1

+1.3

–20.1

–1.9

–11.5

+0.9

+3.4

+0.2

+2.6

–17.5

–3.4

–5.3

–13.2

+1.2

Number of contracts 

Customer financing 

Leasing 

Service/Insurance 

Lease assets 

Receivables from 

Customer financing 

Dealer financing 

Leasing agreements 

Direct banking deposits 

Total assets 

Equity 

Liabilities1 

Equity ratio 

Return on equity before tax2 

Leverage3 

Operating result 

Earnings before tax 

Employees at Dec. 31 

1  Excluding provisions and deferred tax liabilities. 
2  Earnings before tax as a percentage of average equity (continuing operations). 
3   Liabilities as a percentage of equity. 

  A D D I T I O N A L   I N F O R M AT I O N  

www.vwfsag.com 

 
 
3
Corporate Governance

CORPORATE GOVERNANCE

53 

 Group Corporate Governance  

Declaration

62 

        Members of the Board of  

Management

63 

         Members of the Supervisory 

Board and Composition of the 

Committees

66 

 Remuneration Report (part of the 

Group Management Report)

Corporate Governance 

Group Corporate Governance Declaration

53

Group Corporate Governance 
Declaration 

The following chapter contains the content of the Group Corporate Governance Declaration  
required by sections 289f and 315d of the HGB and the recommendations  
and principles of the German Corporate Governance Code.  

T H E   G E R M A N   C O R P O R AT E   G O V E R N A N C E   C O D E   –   A   B L U E P R I N T  

F O R   S U C C E S S F U L   C O R P O R AT E   G O V E R N A N C E  

Corporate  governance  provides  the  regulatory  framework  for 
corporate management and supervision. This includes a com-
pany’s organization and values, and the principles and guide-
lines for its business policy. The German Corporate Governance 
Code  (the  Code)  contains  principles,  recommendations  and 
suggestions  for  corporate  management  and  supervision.  Its 
recommendations  and  suggestions  were  prepared  by  a  dedi-
cated  government  commission  on  the  basis  of  the  material 
provisions  and  nationally  and 
internationally  accepted 
standards of sound, responsible corporate governance. In the 
interests of best practice, the government commission regu-
larly reviews the Code’s relevance in light of current develop-
ments and updates it as necessary. The Board of Management 
and the Supervisory Board of Volkswagen AG base their work 
on  the  principles,  recommendations  and  suggestions  of  the 
Code. We consider good corporate governance to be a key pre-
requisite  for  achieving  a  lasting  increase  in  the  Company’s 
value.  It  helps  strengthen  the  trust  of  our  shareholders,  cus-
tomers,  employees,  business  partners  and  investors  in  our 
work  and  enables  us  to  meet  the  steadily  increasing  demand 
for information from national and international stakeholders. 

D E C L A R AT I O N S   O F   C O N F O R M I T Y    

( VA L I D   A S   O F   T H E   D AT E   O F   T H E   D E C L A R AT I O N )  

The  Board  of  Management  and  the  Supervisory  Board  of 
Volkswagen AG  issued  the  annual  declaration  of  conformity 
with the Code as required by section 161 of the Aktiengesetz 
(AktG  –  German  Stock  Corporation  Act)  on  November  13, 
2020 with the following wording: 
“The  Board  of  Management  and  the  Supervisory  Board 
declare the following:  
The  recommendations  of  the  Government  Commission  of 
the German Corporate Governance Code in the version dated 
7  February  2017  (the  2017  Code)  that  was  published  by  the 

German  Ministry  of  Justice  in  the  official  section  of  the 
Federal  Gazette  (Bundesanzeiger)  on  24  April  2017  was 
complied  with  in  the  period  from  the  last  Declaration  of 
Conformity  dated  15  November  2019  until  the  entry  into 
force of the reformed Code in the version dated 16 December 
2019  on  20  March  2020,  with  the  exception  of  the  sections 
and the stated reasons and periods listed below. 
>  a)  5.3.2(3)  sentence  2  (independence  of  the  Chair  of  the 

Audit Committee) 
It  is  unclear  from  the  wording  of  this  recommendation 
whether  the  Chairman  of  the  Audit  Committee  is  “inde-
pendent” within the meaning of section 5.3.2(3) sentence 2 
of the 2017 Code. Such independence could be considered 
lacking  in  view  of  his  seat  on  the  Supervisory  Board  of 
Porsche  Automobil  Holding SE,  kinship  with  other  mem-
bers  of  the  Supervisory  Board  of  the  company  and  of 
Porsche Automobil Holding SE, his indirect minority inter-
est  in  Porsche  Automobil  Holding SE,  and  business  rela-
tions  with  other  members  of  the  Porsche  and  Piëch 
families  who  also  have  an  indirect  interest  in  Porsche 
Automobil  Holding SE.  However,  it  is  our  opinion  that 
these  relationships  do  not  constitute  a  conflict  of  interest 
nor do they interfere with his duties as the Chairman of the 
Audit  Committee.  This  deviation 
is  therefore  being 
declared purely as a precautionary measure. 

>  b) 5.4.1(6 to 8) (disclosure regarding election proposals) 

With regard to the recommendation in section 5.4.1(6 to 8) 
of the 2017 Code according to which certain circumstances 
shall  be  disclosed  when  the  Supervisory  Board  makes 
election  proposals  to  the  General  Meeting,  the  guidelines 
in the Code are vague and the definitions unclear. Purely as 
a  precautionary  measure,  we  therefore  declare  a  deviation 
from the Code in this respect. 

>  c) 5.4.5 sentence 2 (a maximum of three supervisory board 
mandates in non-group listed corporations or comparable 
companies) 

 
 
 
54 

Group Corporate Governance Declaration  

Corporate Governance

The  Chairman  of  the  Supervisory  Board  is  on  the  super-
visory  boards  of  three  listed  companies  of  the  VOLKS-
WAGEN  Group,  namely  VOLKSWAGEN AG,  AUDI AG  and 
TRATON SE, as well as on the Supervisory Board of Bertels-
mann SE &  Co.  KGaA.  He  is  also  Chairman  of  the  Board  of 
Management  of  Porsche  Automobil  Holding SE.  Porsche 
Automobil  Holding SE  is  not  part  of  the  same  group  as 
AUDI AG, VOLKSWAGEN AG and TRATON SE. As it cannot be 
ruled  out  that  the  supervisory  board  mandate  at  Bertels-
mann SE &  Co.  KGaA  would  involve  similar  requirements 
to  those  of  a  supervisory  board  mandate  in  a  listed  com-
pany, and as the precise method of counting the mandates 
is  unclear,  we  therefore  declare  a  deviation  from  section 
5.4.5 sentence 2 of the 2017 Code as a precautionary mea-
sure.  We are,  however,  confident  that  the  Chairman  of  the 
Supervisory Board of  VOLKSWAGEN AG has sufficient time 
at his disposal to fulfil the duties related to his mandate. 
The  Board  of  Management  and  the  Supervisory  Board  also 
declare the following: 
The  recommendations  of  the  Government  Commission  of 
the German Corporate Governance Code in the version dated 
16 December 2019 (the 2020 Code) that was published by the 
German  Ministry  of  Justice  in  the  official  section  of  the 
Federal  Gazette  (Bundesanzeiger)  on  20  March  2020  was 
complied with in the period since the entry into force of this 
version  of  the  Code  and  will  continue  to  be  complied  with, 
with the exception of the recommendations and their stated 
reasons and periods listed below. 
>  a)  Recommendation  B.3  (Duration  of  first-time  appoint-

ments to the Board of Management) 
As  it  has  done  in  the  past,  the  Supervisory  Board  will
determine  the  duration  of  first-time  appointments  to  the
Board  of  Management  as  it  deems  fitting  for  each  indi-
vidual case and the good of the company. 

>  b)  Recommendation  C.5  (Mandate  ceiling  regarding  Board

of Management mandate) 
The  Chairman  of  the  Supervisory  Board  is  on  the  super-
visory  boards  of  three  listed  companies  of  the  VOLKS-
WAGEN  Group,  namely  VOLKSWAGEN AG,  AUDI AG  and
TRATON SE  (also  as  Chairman),  as  well  as  on  the  Super-
visory  Board  of  Bertelsmann SE &  Co.  KGaA.  He  is  also
Chairman  of  the  Board  of  Management  of  Porsche
Automobil  Holding SE.  Porsche  Automobil  Holding SE  is
not  part  of  the  same  group  as  AUDI AG,  VOLKSWAGEN AG
and  TRATON SE.  We  are,  however,  confident  that  the
Chairman  of  the  Supervisory  Board  of  VOLKSWAGEN AG
has sufficient time at his disposal to fulfil the duties related 
to his mandate. 

agement  Board.  According  to  the  criteria  listed  in  Recom-
mendation  C.7,  there  is  indication  of  a  lack  of  inde-
pendence  if  a  member  of  the  Supervisory  Board  was  a 
member  of  the  Management  Board  in  the  two  years  prior 
to  their  appointment  to  the  Supervisory  Board.  The 
Chairman of the Supervisory Board, who is also the Chair-
man  of  the  committee  that  addresses  Board  of  Manage-
ment remuneration, transferred directly from the Board of 
Management  to  the  Supervisory  Board  at  the  time  of  his 
appointment to the Supervisory Board. 

>  d)  Recommendation  C.10  sentence  2  (Farther-reaching

independence of the Chair of the Audit Committee)
It  is  unclear  from  the  wording  of  this  recommendation
whether the Chair of the Audit Committee is “independent
from  the  controlling  shareholder”  within  the  meaning  of
this  recommendation.  Such  “independence”  could  be
considered lacking in view of the fact that the Chair of the
Audit  Committee,  in  addition  to  other  members  of  the
Porsche  and  Piëch  families,  who  are  also  related  to  each
other,  has  an  indirect  interest  in  Porsche  Automobil
Holding SE.  However,  it  is  our  opinion  that  these  relation-
ships  do  not  constitute  a  conflict  of  interest  nor  do  they
interfere  with  his  duties  as  the  Chairman  of  the  Audit
Committee.  This  deviation  is  therefore  being  declared
purely as a precautionary measure. 

>  e)  Recommendation  C.13  (Disclosure  regarding  election

proposals) 
With  regard  to  this  recommendation,  according  to  which
certain  circumstances  shall  be  disclosed  when  the  Super-
visory  Board  makes  election  proposals  to  the  General
Meeting, the guidelines in the Code are vague and the defini-
tions unclear. Purely as a precautionary measure, we there-
fore  declare  a  deviation  from  the  Code  in  this  respect.
Notwithstanding this, the Supervisory Board will make every 
effort to satisfy the requirements of the recommendation. 
>  f)  Recommendation  D.1  (Rules  of  Procedure  for  the

Supervisory Board) 
The  Rules  of  Procedure  for  the  Supervisory  Board  were
published on the Company’s internet site on 6 April 2020. 
>  g) Recommendation D.4 (Independence of the Chair of the

Audit Committee) 
Regarding  justification,  we  refer  to  the  statements  made
above  regarding  Recommendation  C.10  sentence  2.  If  the
Chair of the Audit Committee is not independent from the
controlling  shareholder,  according  to  the  definition  of
Recommendation  C.6,  sentence  2,  he/she  is  also  not  inde-
pendent within the meaning of Recommendation D.4. 

>  h)  Recommendations  G.1  and  G.2  (Remuneration  system

>  c)  Recommendation  C.10  sentence  1  (Independence  of  the
Chair of the Supervisory Board and Chair of the committee) 
According  to  this  recommendation  of  the  2020  Code,  the
Chair  of  the  Supervisory  Board  and  the  Chair  of  the  com-
mittee  that  addresses  Management  Board  remuneration
shall  be  independent  from  the  company  and  the  Man-

and target total remuneration) 
The  Supervisory  Board  introduced  a  new  remuneration
system  in  2017,  which  takes  into  account  all  recommen-
dations  of  the  2017  Code.  The  recommendations  are  sig-
nificantly  different  in  the  reformed  2020  Code.  The  remu-
neration  system  from  2017  does  not  comply  with  these

 
Corporate Governance 

Group Corporate Governance Declaration

55

amended  recommendations  in  some  aspects.  The  Super-
visory Board is planning to introduce a new remuneration 
system that complies with the amended recommendations 
of  the  2020  Code.  Until  this  has  been  carried  out,  the 
deviations will be described here and in the following text. 
The Supervisory Board has not yet passed a resolution on a 
remuneration  system  within  the  meaning  of  Recommen-
dation  G.1.  The  justification  from  the  Commission  on 
Recommendation  G.1  also  establishes  the  following:  the 
total  remuneration  is  the  sum  of  all  remuneration  com-
ponents for the year in question, including the past service 
cost  within  the  meaning  of  IAS  19.  This  will  also  apply  to 
the  maximum  remuneration.  The  remuneration  ceilings 
within our remuneration system were established without 
taking  into  account  pension  scheme  expenses  or  fringe 
benefits and therefore do not represent maximum remune-
ration within the meaning of Recommendation G.1. Using 
the remuneration system in place to date, it is not possible 
to  deduce  the  relative  proportions  of  the  individual 
remuneration  components  of  target  total  remuneration, 
within the meaning of the recommendation. Furthermore, 
contrary  to  Recommendation  G.2,  the  Supervisory  Board 
has  not  yet  passed  a  resolution  on  specific  target  total 
remuneration  for  the  individual  members  of  the  Board  of 
Management within the meaning of Recommendation G.1. 
>  i)  Recommendation  G.10  sentence  2  (Four-year  commit-

ment period) 
According to this recommendation, granted long-term vari-
able remuneration components shall be accessible to mem-
bers of the Board of Management only after a period of four 
years.  As  our  current  Performance  Share  Plan  has  a  three-
year term and there is a cash settlement at the end of this 
term, this remuneration component is available to the mem-
bers of the Board of Management after only three years. 
>  j) Recommendation G.11 sentence 2 (Clawback provision) 

Contrary  to  sentence  2  of  this  recommendation,  the 
current  remuneration  system  makes  no  provision  for  the 
company  to  retain  or  reclaim  variable  remuneration  from 
the members of the Board of Management. ” 

The  current  declaration  of  conformity  and  previous 
declarations of conformity are also published on our website 
www.volkswagenag.com/en/InvestorRelations/corporate-gover 
nance/declaration-of-conformity.html. 

  D E C L A R AT I O N   O F   CO N F O R M I T Y   O F   VO L K SWA G E N   AG  

www.volkswagenag.com/en/InvestorRelations/corporate-governance/declaration-
of-conformity.html 

  D E C L A R AT I O N   O F   CO N F O R M I T Y   O F  T R ATO N   S E  

https://ir.traton.com/websites/traton/English/5000/corporate-governance.html 

  D E C L A R AT I O N   O F   CO N F O R M I T Y   O F   M A N   S E  

https://www.corporate.man.eu/en/investor-relations/corporate-
governance/corporate-governance-at-man/Corporate-Governance-at-MAN.html 

Our  listed  indirect  subsidiaries  TRATON SE  and  MAN SE  have 
also each issued declarations of conformity with the German 
Corporate  Governance  Code.  These  can  be  accessed  at  the 
websites shown below.  

The suggestions of the 2020 Code are complied with. The 
following  applies  to  the  suggestions  that  were  not  imple-
mented  in  the  past  under  the  2017  Code:  The  suggestions 
previously contained in section 5.1.2(2) sentence 1 (“Duration 
of  first-time  appointments”)  and  section  4.2.3(2)  sentence  9 
(“No  early  disbursements  of  variable  remuneration  compo-
nents”)  of  the  2017  Code  have  been  turned  into  recommen-
dations in the 2020 Code. The deviation from the recommen-
dation  on  the  duration  of  first-time  appointments  to  the 
Management Board (B.3 in the 2020 Code) is included in the 
above  declaration  of  conformity.  The  recommendation  that 
variable remuneration components should not be disbursed 
early  (G.12  in  the  2020  Code)  is  now  complied  with.  The 
suggestions previously contained in section 2.3.2 sentence 2 
(“Accessibility of the voting proxy during the Annual General 
Meeting”) and section 2.3.3 (“Broadcast of the Annual General 
Meeting”)  of  the  2017  Code  have  not  been  included  in  the 
2020 Code. 

B O A R D   O F   M A N A G E M E N T  
The Volkswagen AG Board of Management has sole responsi-
bility  for  managing  the  Company  in  the  Company’s  best 
interests,  in  accordance  with  the  Articles  of  Association  and 
the  rules  of  procedure  for  the  Board  of  Management  issued 
by the Supervisory Board. 

Accordingly,  responsibilities  were  divided  between  eight 
Board of Management positions until December 31, 2020. In 
addition to the Chairman of the Board of Management, which 
also  includes  the  Volume  brand  group,  the  other  Board 
positions  were:  Components  and  Procurement,  Finance  and 
IT,  Human  Resources  and  Truck &  Bus,  Integrity  and  Legal 
Affairs,  Premium,  Sport &  Luxury  as  well  as  China.  As  of 
December  31,  2020,  the  board  member  for  Finance &  IT  was 
also  responsible  for  Components  and  Procurement  on  a 
temporary basis, and the Chairman of the Board of Manage-
ment was also responsible for China.  

In December 2020, the Supervisory Board decided to split 
up the responsibility for Components and Procurement from 
January  1,  2021,  replacing  it  with  two  new  Board  positions: 
Purchasing  and  Technology.  The  new  Technology  Board 
position will be responsible for all Group Components activi-
ties  worldwide,  the  marketing  of  the  Volkswagen  toolkits  to 
third parties, the development and manufacturing of battery 
cells  as  well  as  the  associated  procurement,  the  areas  of 
charging  and  charging  systems  and  the  corresponding  joint 
ventures worldwide. 

Information  on  the  composition  of  the  Board  of  Man-
agement  can  be  found  in  the  "Members  of  the  Board  of 
Management" section. 

 
 
 
 
 
 
 
56 

Group Corporate Governance Declaration  

Corporate Governance

Working procedures of the Board of Management 
In  accordance  with  Article  6  of  the  Articles  of  Association, 
Volkswagen AG’s  Board  of  Management  consists  of  at  least 
three  people,  with  the  precise  number  determined  by  the 
Supervisory  Board.  As  of  December  31,  2020,  there  were  six 
members of the Board of Management.  

The  Board  of  Management  generally  meets  weekly.  Its 
rules  of  procedure  require  it  to  meet  at  least  twice  a  month. 
Meetings  of  the  Board  of  Management  are  convened  by  the 
Chairman  of  the  Board  of  Management.  The  Chairman  is 
required to convene a meeting if requested by any member of 
the  Board  of  Management.  The  Chairman  of  the  Board  of 
Management  chairs  the  Board  of  Management  meetings.  In 
matters of general or fundamental importance, the decisions 
are  taken  by  the  entire  Board  of  Management.  The  Board  of 
Management  takes  decisions  only  after  prior  debate  and/or 
using  the  written  circulation  procedure.  Resolutions  of  the 
Board of Management are adopted by a majority vote. In the 
event  of  a  tie,  the  Chairman  of  the  Board  of  Management 
casts the deciding vote. 

Each  Board  of  Management  member  manages  his  Board 
position  independently,  without  prejudice  to  the  collective 
responsibility  of  the  Board  of  Management.  All  Board  of 
Management  members  must  keep  each  other  informed  of 
events within their Board position. 

The Volkswagen Group companies are managed solely by 
their  respective  managements.  The  management  of  each 
individual company takes into account not only the interest 
of  its  own  company  but  also  the  interests  of  the  Group  and 
the individual brands in accordance with the framework laid 
down by law. 

Board of Management committees 
Board of Management committees exist at Group level on the 
following  topic  areas:  investments,  digital  transformation, 
management  issues,  human  resources,  integrity  and  com-
pliance,  risk  management,  products  and  technology.  Along-
side  the  responsible  members  of  the  Board  of  Management, 
the  relevant  central  departments  and  the  relevant  functions 
of the divisions are represented on the committees. 

Cooperation with the Supervisory Board 
The  Supervisory  Board  advises  and  monitors  the  Board  of 
Management  with  regard  to  the  management  of  the  Com-
pany. Through the requirement for the Supervisory Board to 
provide consent, it is directly involved in decisions of funda-
mental  importance  to  the  Company.  In  addition,  the  Super-
visory  Board  of  Volkswagen AG  and  the  Board  of  Manage-
ment  regularly  discuss 
factors  affecting  the  strategic 
orientation of the Volkswagen Group. The two bodies jointly 
assess,  at  regular  intervals,  the  progress  made  in  imple-
menting  the  corporate  strategy.  The  Board  of  Management 
reports  to  the  Supervisory  Board  regularly,  promptly  and 
comprehensively in both written and oral form on all issues 

of  relevance  for  the  Company  particularly  with  regard  to 
strategy, planning, the development of the business, the risk 
situation, risk management and compliance.  

The Chairman of the Board of Management is responsible 
for  dealings  with  the  Supervisory  Board.  He  is  in  regular 
contact  with  the  Chairman  of  the  Supervisory  Board  and 
reports to him on all matters of particular significance with-
out delay. 

The Supervisory Board has set out the Board of Manage-
ment’s obligations to provide information and reports in an 
information  policy.  The  Board  of  Management  must  report 
conscientiously and faithfully to the Supervisory Board or its 
committees.  With  the  exception  of  the  immediate  reports 
from  the  Chairman  of  the  Board  of  Management  to  the 
Chairman  of  the  Supervisory  Board  on  matters  of  particular 
importance, the Board of Management reports to the Super-
visory Board in writing as a rule.  

For  transactions  of  fundamental  importance,  the  Super-
visory  Board  must  provide  its  consent.  The  documents 
required  for  decision-making  purposes  are  provided  to  the 
Supervisory  Board  members  in  good  time  in  advance  of  the 
meeting. 

Diversity concept and succession planning for the Board of Management 
The Supervisory Board has laid down the following diversity 
concept  for  the  composition  of  the  Board  of  Management 
(section 289f(2) no. 6 HGB): 
The Supervisory Board must also take diversity into account 
when considering who would be the best persons to appoint 
to  the  Board  of  Management  as  a  body.  The  Supervisory 
Board  understands  diversity,  as  an  assessment  criterion,  to 
mean  in  particular  different  yet  complementary  specialist 
profiles  and professional and general  experience,  also  in  the 
international domain, with both genders being appropriately 
represented.  The  Supervisory  Board  will  also  take  the 
following aspects into account in this regard, in particular: 
>  Members  of  the  Board  of  Management  should  have  many

years of management experience. 

>  Members of the Board of Management should, if possible,
have  experience  based  on  different  training  and  profes-
sional backgrounds. 

>  The  Board  of  Management  as  a  whole  should  have  tech-
nical  expertise,  especially  knowledge  of  and  experience  in
the  manufacture  and  sale  of  vehicles  and  engines  of  any
kind as well as other technical products, and experience in
the international domain. 

>  The  Board  of  Management  as  a  whole  should  have  many
years  of  experience  in  research  and  development,  pro-
duction, sales, finance and human resources management,
as well as law and compliance. 

>  Women should comprise a certain proportion of the Board
of  Management.  Based  on  the  statutory  provisions,  the
Supervisory Board regularly sets targets for the proportion
of women and deadlines for achieving them. 

 
Corporate Governance 

Group Corporate Governance Declaration

57

>  The  Board  of  Management  should  also  have  a  sufficient

mix of ages. 

The aim of the diversity concept is for the Board of Manage-
ment members to embody a range of expertise and perspec-
tives.  This  diversity  promotes  a  good  understanding  of 
Volkswagen AG’s  organizational  and  business  affairs.  Partic-
ularly, it  enables the members of the Board of Management 
to be open to new ideas by avoiding groupthink. In this way, it 
contributes to the successful management of the Company. 

In  deciding  who  should  be  appointed  to  a  specific  Board 
of  Management  position,  the  Supervisory  Board  takes  into 
account  the  interests  of  the  Company  and  all  the  circum-
stances  of  the  specific  case.  In  taking  this  decision  and  in 
long-term succession planning, the Supervisory Board orients 
itself  on  the  diversity  concept.  The  Supervisory  Board  is  of 
the view that the diversity concept is reflected by the current 
composition  of  the  Board  of  Management.  The  members  of 
the  Board  of  Management  have  many  years  of  professional 
experience,  particularly  in  an  international  context,  and 
cover a broad spectrum of educational and professional back-
grounds.  The  Board  of  Management  as  a  whole  has  out-
standing  technical  knowledge  and  many  years  of  collective 
experience  in  research  and  development,  production,  sales, 
finance  and  human  resources  management,  as  well  as  law 
and  compliance.  There  is  also  a  sufficient  mix  of  ages  and  a 
gender balance that meets the requirements set by the Super-
visory Board.  

The  Supervisory  Board  also  took  into  account  the 
diversity concept that it had laid down upon appointing both 
of  the  new  members  of  the  Board  of  Management  Murat 
Aksel  and  Thomas  Schmall-von  Westerholt  with  effect  from 
January  1,  2021.  Both  of  the  new  members  of  the  Board  of 
Management  complement  the  existing  broad  spectrum  of 
educational  and  professional  backgrounds  and  have  out-
standing knowledge and expertise in the areas that have been 
assigned to them – Purchasing and Technology. 

Long-term  succession  planning  within  the  meaning  of 
Recommendation  B.2  of  the  2020  Code  is  achieved  through 
regular  discussions  between  the  Chairman  of  the  Board  of 
Management and  the  Chairman  of  the Supervisory  Board  as 
well  as  regular  discussions  in  the  Executive  Committee.  The 
contract  terms  for  existing  Board  of  Management  members 
are  discussed,  along  with  potential  extensions  and  potential 
successors. In particular, the discussions look at what know-
ledge,  experience  and  professional  and  personal  competen-
cies should be represented on the Board of Management with 
regard  to  the  corporate  strategy  and  current  challenges,  and 
to what extent the current composition of the Board of Man-
agement already reflects this. Long-term succession planning 
is based on the corporate strategy and corporate culture and 
takes  into  account  the  diversity  concept  determined  by  the 
Supervisory Board.  

As  a  rule,  members  of  the  Board  of  Management  should 
be  appointed  for  a  term  of  office  ending  no  later  than  their 

65th  birthday.  Board  of  Management  members  may  be 
appointed to serve beyond their 65th birthday until no later 
than  their  68th  birthday,  provided  this  is  agreed  by  a  two-
thirds majority of the Supervisory Board. 

S U P E R V I S O R Y   B O A R D  
The  Volkswagen AG  Supervisory  Board  performs  its  role 
through its members working together. It advises and moni-
tors  the  Board  of  Management  with  regard  to  the  manage-
ment  of  the  Company  and,  through  the  requirement  for  the 
Supervisory Board to provide consent, is directly involved in 
decisions of fundamental importance to the Company.  

Information on the composition of the Supervisory Board 
and  the  Supervisory  Board  committees  and  their  chairs  as 
well  as  on  the  terms  of  office  of  the  individual  Supervisory 
Board members can be found in the "Members of the Super-
visory  Board  and  committees"  section.  Further  information 
on  support  for  Supervisory  Board  members  upon  induction 
and with respect to education and training as well as on the 
work  of  the  Supervisory  Board  and  the  Chairman  of  the 
Supervisory Board’s discussions with investors can be found 
in the Report of the Supervisory Board. 

Overview 
The  Supervisory  Board  of  Volkswagen AG  consists  of  20 
members,  half  of  whom  are  shareholder  representatives.  In 
accordance with Article 11(1) of the Articles of Association of 
Volkswagen AG,  the  State  of  Lower  Saxony  is  entitled  to 
appoint two of these shareholder representatives for as long 
as it directly or indirectly holds at least 15% of the Company’s 
ordinary  shares.  The  remaining  shareholder  representatives 
on  the  Supervisory  Board  are  elected  by  the  Annual  General 
Meeting. 

The  other  half  of  the  Supervisory  Board  consists  of 
employee representatives elected by the employees in accor-
dance  with  the  Mitbestimmungsgesetz  (MitbestG  –  German 
Codetermination  Act).  A  total  of  seven  of  these  employee 
representatives  are  Company  employees  elected  by  the 
workforce; the other three employee representatives are trade 
union representatives elected by the workforce. 

The  Chairman  of  the  Supervisory  Board  is  generally  a 
shareholder  representative,  and  the  Deputy  Chairman  is 
generally an employee representative. Both are elected by the 
other members of the Supervisory Board.  

The  business  of  the  Supervisory  Board  is  managed  by  a 
dedicated  office  of  the  Supervisory  Board  Chairman.  The 
Chairman  of  the  Supervisory  Board  ensures  the  indepen-
dence of the office of the Supervisory Board Chairman and its 
staff and exercises the right to appoint and supervise staff in 
consultation  with  the  responsible  Board  of  Management 
members. 

The  Supervisory  Board  appoints  the  Board  of  Manage-
ment  members  and,  on  the  basis  of  the  Executive  Commit-
tee’s  recommendations,  decides  on  a  clear  and  compre-

 
58 

Group Corporate Governance Declaration  

Corporate Governance

hensible  system  of  remuneration  for  the  Board  of  Man-
agement  members.  It  presents  this  system  to  the  Annual 
General  Meeting  for  approval  every  time  there  is  a  material 
change, but at least once every four years. 

Each member of the Supervisory Board of Volkswagen AG 
is obliged to act in the Company’s best interests. Supervisory 
Board  members  are  not  permitted  to  delegate  their  respon-
sibilities to others. 

Every  Supervisory  Board  member  is  obliged  to  disclose 
any  conflicts  of  interest  to  the  Chairman  of  the  Supervisory 
Board  without  delay.  In  its  report  to  the  Annual  General 
Meeting, the Supervisory Board informs the Annual General 
Meeting of any conflicts of interest that have arisen and how 
these  were  dealt  with.  Material  and  not  merely  temporary 
conflicts of interest on the part of a Supervisory Board mem-
ber should result in a termination of the member’s mandate. 
Supervisory  Board  members  should  not  hold  board  or 
advisory positions at major competitors of Volkswagen AG or 
major  competitors  of  a  company  dependent  on  Volks-
wagen AG  and  should  not  be  in  a  personal  relationship 
involving a major competitor. 

Members  of  the  Supervisory  Board  receive  appropriate 
support  from  the  Company  upon  induction  as  well  as  with 
respect  to  education  and  training.  Education  and  training 
measures are outlined in the Report of the Supervisory Board. 

Working procedures of the Supervisory Board 
As  a  rule,  the  Supervisory  Board  adopts  its  resolutions  in 
meetings  of  all  its  members.  It  must  hold  at  least  two 
meetings in both the first and second halves of the calendar 
year.  The  Supervisory  Board  generally  holds  five  meetings  a 
year. The main topics of these meetings are described in the 
Report of the Supervisory Board.  

The  Chairman  of  the  Supervisory  Board  coordinates  the 
work  within  the  Supervisory  Board.  He  represents  the 
interests  of  the  Supervisory  Board  externally  and  represents 
the  Company  to  the  Board  of  Management  on  behalf  of  the 
whole Supervisory Board. Within reason, the Chairman of the 
Supervisory  Board  discusses  Supervisory  Board-specific 
topics  with  investors  and,  in  consultation  with  the  Board  of 
Management,  may  also  discuss  non-Supervisory  Board-
specific topics. More details can be found in the Report of the 
Supervisory Board. 

To  underline  the  importance  of  environmental  sustain-
ability,  social  responsibility  and  good  corporate  governance, 
the Supervisory Board has appointed an ESG (environmental, 
social  and  governance)  officer.  This  role  is  currently  per-
formed by Hans Dieter Pötsch. 

The  Supervisory  Board  should  meet  regularly  also 
without  the  Board  of  Management.  Each  Supervisory  Board 
meeting  generally  ends  in  a  debate.  Board  of  Management 
members are not present during this part of the meeting. The 
Chairman  of  the  Supervisory  Board  convenes  and  chairs  the 

Supervisory  Board  meetings.  If  he  is  unable  to  do  so,  the 
Deputy Chairman performs these tasks.  

The  Supervisory  Board  is  only  quorate  if  at  least  ten 
members participate in passing the resolution. The Chairman 
of  the  Supervisory  Board  or  of  the  relevant  committee 
decides the form of the meeting and the voting procedure for 
the Supervisory Board and its committees. Should the Chair-
man so decide in individual cases, meetings may also be held 
using  telecommunications  technology,  or  members  may 
participate in meetings using this technology. The Chairman 
may  also  decide  that  members  can  participate  in  the  Super-
visory Board’s decision making in writing, by telephone or in 
another, similar form. Supervisory Board resolutions require 
a  majority  of  votes  cast,  unless  legislative  provisions  or  the 
Articles of Association stipulate otherwise. Decisions to estab-
lish or relocate production sites require a two-thirds majority 
of  the  Supervisory  Board  members.  If  a  vote  results  in  a  tie, 
the vote is repeated. If this vote is also tied, the Chairman of 
the Supervisory Board casts two votes. Minutes must be taken 
of each meeting of the Supervisory Board and its committees. 
Minutes  of  a  meeting  must  record  the  time  and  location  of 
the  meeting,  the  participants,  the  items  on  the  agenda,  the 
material  content  of  the  discussions  and  the  resolutions 
adopted.  

In individual cases, the Supervisory Board may decide to 
call upon experts and other appropriate individuals to advise 
on individual matters.  

Supervisory Board committees 
In  order  to  discharge  the  duties  entrusted  to  it,  the  Super-
visory  Board  has  established  five  committees:  the  Executive 
Committee,  the  Nomination  Committee,  the  Mediation 
Committee  established  in  accordance  with  section  27(3)  of 
the  Mitbestimmungsgesetz  (MitbestG  –  German  Codeter-
mination Act), the Audit Committee and, since October 2015, 
the  Special  Committee  on  Diesel  Engines.  The  Executive 
Committee  currently  comprises  four  shareholder  represen-
tatives  and  four  employee  representatives  and  the  Special 
Committee  on  Diesel  Engines    three  shareholder  represen-
tatives  and  three  employee  representatives,  respectively.  The 
shareholder  representatives  on  the  Executive  Committee 
make  up  the  Nomination  Committee.  The  remaining  two 
committees  are  each  composed  of 
two  shareholder 
representatives and two employee representatives.  

At  its  meetings,  the  Executive  Committee  meticulously 
prepares  the  resolutions  of  the  Supervisory  Board,  discusses 
the  composition  of  the  Board  of  Management  and  takes 
decisions  on  matters  such  as  contractual  issues  concerning 
the  Board  of  Management  other  than  remuneration  and 
consent  to  ancillary  activities  by  members  of  the  Board  of 
Management. The Executive Committee supports and advises 
the  Chairman  of  the  Supervisory  Board.  It  works  with  the 

 
Corporate Governance 

Group Corporate Governance Declaration

59

Chairman  of  the  Board  of  Management  to  ensure  long-term 
succession planning for the Board of Management.  

The Nomination Committee proposes suitable candidates 
for  the  Supervisory  Board  to  recommend  to  the  Annual 
General  Meeting  for  election.  Before  presenting  such  pro-
posals,  it  ensures  that  the  candidates  can  commit  the 
expected  time  to  their  role  and  identifies  the  personal  and 
business  relationships  of  the  candidates  to  Volkswagen AG 
and  its  Group  companies,  to  Volkswagen AG’s  corporate 
bodies  and  to  shareholders  who  directly  or  indirectly  hold 
more than 10% of the voting shares in Volkswagen AG. In its 
proposals  to  the  Supervisory  Board,  the  Nomination  Com-
mittee also takes into account the requirement for the Super-
visory Board to adhere, in its proposals to the Annual General 
Meeting, to the specific targets it has set for the composition 
of  the  Supervisory  Board  and  to  the  profile  of  skills  and 
expertise  it  has  decided  on  for  the  Board  as  a  whole;  the 
Nomination Committee also takes into account the diversity 
concept for the composition of the Supervisory Board. 

The  Mediation  Committee  has  the  task  of  submitting 
proposals  to  the  Supervisory  Board  for  an  appointment  or 
revocation  of  appointment  if  there  is  no  majority  for  the 
relevant  measure  on  the  Supervisory  Board  in  the  first  vote. 
The  majority  involves  at  least  two-thirds  of  all  Supervisory 
Board members. 

Among  other  things,  the  Audit  Committee  discusses  the 
auditing  of  financial  accounting,  including  the  annual  and 
consolidated  financial  statements,  as  well  as  monitoring  of 
the  accounting  process,  and  the  examination  thereof  by  the 
auditors. It also discusses compliance, the effectiveness of the 
risk  management  system,  internal  control  system  and 
internal audit system. In addition, the Audit Committee par-
ticularly  concerns  itself  with  the  Volkswagen  Group’s  quar-
terly reports and half-yearly financial report.  

The  Special  Committee  on  Diesel  Engines  is  responsible 
for  supporting  the  investigations  in  connection  with  the 
manipulation  of  emissions  figures  for  Volkswagen  Group 
diesel  engines  and  preparing  Supervisory  Board  resolutions 
for  necessary  consequences  at  Supervisory  Board  level.  To 
this end, the Special Committee on Diesel Engines is provided 
with  regular  information  by  the  Board  of  Management.  The 
Chairman of the Special Committee on Diesel Engines reports 
regularly on the Committee’s work to the Supervisory Board. 

Objectives for the composition of the Supervisory Board, profile of 

skills and expertise and diversity concept 
In  view  of  the  Company’s  specific  situation,  its  purpose,  its 
size  and  the  extent  of  its  international  activities,  the  Super-
visory  Board  of  Volkswagen AG  strives  to  achieve  a  compo-
sition that takes the Company's ownership structure and the 
following aspects into account:  
>  At least three members of the Supervisory Board should be
persons who embody the criterion of internationality to a
particularly high degree.

>  In addition, at least four of the shareholder representatives
should be persons who, in line with the criteria of Recom-
mendations  C.7  to  C.9  of  the  2020  Code,  are  independent
within  the  meaning  of  Recommendation  C.6  of  the  2020
Code. 

>  At least three of the seats on the Supervisory Board should
be  held  by  people  who  make  a  special  contribution  to  the
diversity of the Board. 

>  Proposals for election should not normally include persons
who have reached the age of 75 on the date of the election. 
The above criteria have been met. Numerous members of the 
Supervisory  Board  embody  the  criterion  of  internationality 
to a particularly high degree; various nationalities are repre-
sented  on  the  Supervisory  Board  and  numerous  members 
have international professional experience. Several members 
of  the  Supervisory  Board  contribute  to  the  Board’s  diversity 
to  a  particularly  high  degree,  especially  Ms.  Hessa  Sultan  
Al  Jaber,  Ms.  Marianne  Heiß,  Ms.  Bertina  Murkovic  and  
Mr. Hussain Ali Al Abdulla. The Supervisory Board comprises 
members  of  various  generations.  Independent  Supervisory 
Board members within the meaning of Recommendation C.6 
of  the  2020  Code  currently  comprise  at  least  the  following: 
Ms.  Hessa  Sultan  Al Jaber,  Mr.  Hussain  Ali  Al Abdulla,  
Mr. Bernd Althusmann and Mr. Stephan Weil. 

In  addition,  the  Supervisory  Board  has  decided  on  the 
following profile of skills and expertise for the full Board: The 
Supervisory  Board  as  a  whole  must  collectively  have  the 
knowledge,  skills  and  professional  expertise  required  to 
properly  perform  its  supervisory  function  and  assess  and 
monitor  the  business  conducted  by  the  company.  For  this, 
the  members  of  the  Supervisory  Board  must  collectively  be 
familiar with the sector in which the Company operates. The 
key  skills  and  requirements  of  the  Supervisory  Board  as  a 
whole include, in particular: 
>  Knowledge of or experience in the manufacture and sale of
all  types  of  vehicles  and  engines  or  other  technical
products, 

>  Knowledge of the automotive industry, the business model

and the market, as well as product expertise, 

>  Knowledge  in  the  field  of  research  and  development,  par-
ticularly of technologies with relevance for the Company, 
>  Experience  in  corporate  leadership  positions  or  in  the

supervisory bodies of large companies, 

>  Knowledge in the areas of governance, law or compliance, 
>  Detailed knowledge in the areas of finance, accounting, or

auditing, 

>  Knowledge of the capital markets,
>  Knowledge  in  the  areas  of  controlling/risk  management

and the internal control system, 

>  Human resources expertise (particularly the search for and
selection of members of the Board of Management, and the 
succession  process)  and  knowledge  of  incentive  and
remuneration systems for the Board of Management, 

 
60 

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Corporate Governance

>  Detailed  knowledge  or  experience  in  the  areas  of  codeter-
mination, employee matters and the working environment 
in the Company. 

The  Supervisory  Board  has  also  specified  the  following 
diversity concept for its composition: 
>  The  Supervisory  Board  must  be  comprised  such  that  its 
members  collectively  have  the  knowledge,  skills,  and 
professional  experience  needed  to  properly  perform  their 
duties. 

>  It  has  therefore  set  targets  for  its  composition  that  also 
take  into  account  the  recommendations  of  the  German 
Corporate  Governance  Code.  The  targets  set  by  the  Super-
visory Board for its composition also describe the concept 
through which the Supervisory Board as a whole strives to 
achieve  a  diverse  composition  (diversity  concept  in  accor-
dance  with  section  289f(2)  no.  6  of  the  HGB).  Attention 
should  also  be  generally  paid  to  diversity  when  seeking 
qualified  individuals  to  strengthen  the  specialist  and 
managerial  expertise  of  the  Supervisory  Board  as  a  whole 
in  line  with  these  targets.  In  preparing  proposals  for 
appointments  to  the  Supervisory  Board,  it  should  be  con-
sidered in each case how the work of the Supervisory Board 
will  benefit  from  a  diversity  of  expertise  and  perspectives 
among  its  members,  from  professional  profiles  and 
experience that complement one another (including in the 
international  domain)  and  from  an  appropriate  gender 
balance.  A  wide  range  of  experience  and  specialist  know-
ledge  should  be  represented  on  the  Supervisory  Board.  In 
addition, the Supervisory Board should collectively have an 
extensive  range  of  opinions  and  knowledge  in  order  to 
develop  a  good  understanding  of  the  status  quo  and  the 
longer-term opportunities and risks in connection with the 
Company’s business activities.  

>  In proposing candidates to the Annual General Meeting for 
the  election  of  shareholder  representatives  to  the  Super-
visory  Board,  the  Supervisory  Board  should  take  its  diver-
sity  concept  into  account  in  such  a  way  that  the  corres-
ponding  election  of  these  candidates  by  the  Annual 
General  Meeting  would  contribute  to  the  implementation 
of  this  concept.  However,  the  Annual  General  Meeting  is 
not obliged to accept the candidates nominated. 

>  The  aim  of  the  diversity  concept  is  for  the  Supervisory 
Board  to  embody  a  range  of  expertise  and  perspectives. 
This  diversity  promotes  a  good  understanding  of  Volks-
wagen AG’s  organizational  and  business  affairs.  It  also 
enables  the  Supervisory  Board  members  to  challenge  the 
Board of Management’s decisions constructively and to be 
more  open  to  new  ideas  by  avoiding  groupthink.  In  this 
way,  it  contributes  to  the  effective  supervision  of  the 
management. 

>  The  Supervisory  Board  and  Nomination  Committee,  in 
particular, are called upon to implement the profile of skills 
and expertise and the diversity concept within the context 
of  their  candidate  proposals  to  the  Annual  General 

Meeting.  The  Supervisory  Board  also  recommends  to 
employee representatives and unions (which have the right 
to  submit  proposals  in  employee  representative  elections) 
and the State of Lower Saxony (which has a right to appoint 
Supervisory  Board  members)  that  the  diversity  concept, 
composition  targets  and  profile  of  skills  and  expertise 
should be taken into account. The same applies to individu-
als  entitled  to  make  proposals  should  a  court-appointed 
replacement be necessary. 

The  current  composition  of  the  Supervisory  Board  fulfills 
both  the  diversity  concept  and  the  profile  of  skills  and 
expertise. The Supervisory Board collectively has outstanding 
knowledge  of  the  manufacture  and  sale  of  vehicles  and 
engines,  of  the  automotive  sector  and  of  the  technologies 
relevant  for  Volkswagen AG.  Moreover,  numerous  Super-
visory Board members have extensive experience in manage-
rial  and  supervisory  functions.  All  the  relevant  expertise  in 
the  further  individual  areas  specified  in  the  profile  of  skills 
and  expertise  is  represented  on  the  Supervisory  Board. 
Further  details  can  be  found  in  the  curriculum  vitae  of  the 
Supervisory  Board  members.  The  curriculum  vitae  of  the 
members  of  the  Supervisory  Board  are  available  online  at 
www.volkswagenag.com/en/group/executive-bodies.html. 

In their proposal to the Annual General Meeting in 2020 
for  the  election  of  a  new  Supervisory  Board  member,  the 
Nomination  Committee  and  Supervisory  Board  took  into 
account  the  diversity  concept,  specific  composition  targets 
and  profile  of  skills  and  expertise.  The  composition  targets, 
diversity concept and profile of skills and expertise were also 
taken into account in the appointment of a new Supervisory 
Board member by the employee representatives in 2020. 

Self-evaluation of the Supervisory Board 
The  Supervisory  Board  regularly  evaluates  every  two  years 
how effectively the Board and its committees are performing 
their tasks. This initially involves distributing a questionnaire 
to  all Supervisory  Board  members,  in  which  they  are  able  to 
give their view of the effectiveness of the work of the Super-
visory Board and its committees and suggest possible improve-
ments. Following analysis of the questionnaires, the findings 
and potential improvements are usually discussed at the next 
regular meeting of the full Board. The most recent self-evalu-
ation took place from late 2019 to early 2020. 

D I S C L O S U R E S   U N D E R   T H E   E Q U A L   PA R T I C I PAT I O N   A C T  
The statutory quota of at least 30% women and at least 30% 
men  has  applied  to  new  appointments  to  the  Supervisory 
Board of Volkswagen AG since January 1, 2016 as required by 
the Gesetz für die gleichberechtigte Teilhabe von Frauen und 
Männern an Führungspositionen in der Privatwirtschaft und 
im öffentlichen Dienst (Führpos-GleichberG – German Act on 
the  Equal  Participation  of  Women  and  Men  in  Leadership 
Positions in the Private and Public Sectors). Shareholder and 
employee  representatives  have  resolved  that  each  side  will 

 
 
 
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Group Corporate Governance Declaration

61

meet  this  quota  separately.  The  shareholder  representatives 
have  met  the  quota  of  at  least  30%  women  and  at  least  30% 
men since the 56th Annual General Meeting on June 22, 2016. 
The  employee  representatives  have  met  the  quota  since  the 
end  of  the  57th  Annual  General  Meeting  on  May  10,  2017. 
Both  the  shareholder  and  the  employee  representatives 
fulfilled the quota on December 31, 2020. 

In accordance with the rules pertaining to the proportion 
of  females  on  the  Board  of  Management  as  defined  by  the 
FührposGleichberG, the Supervisory Board set a target quota 
of  11.1%  for  the  period  after  December  31,  2016.  The  new 
deadline  set  for  achievement  of  this  target  is  December  31, 
2021.  The  proportion  of  female  members  on  the  Board  of 
Management at Volkswagen AG as of December 31, 2020 was 
16.7%, thus meeting the target quota. 

For  the  proportion  of  women  in  management  in  accor-
dance  with  the  FührposGleichberG,  Volkswagen  AG  has  set 
itself  the  target  of  13.0%  women  in  the  first  level  of 
management  and  16.9%  women  in  the  second  level  of 
management  for  the  period  up  to  the  end  of  2021.  As  of 
December  31,  2020,  the  proportion  of  women  in  the  active 
workforce  at  the  first  level  of  management  was  10.9  (11.4)% 
and at the second level of management it was 16.7 (16.4)%. 

R E M U N E R AT I O N   R E P O R T  
Extensive  explanations  of  the  remuneration  system  and  the 
individual  remuneration  of  the  members  of  the  Board  of 
Management  and  Supervisory  Board  can  be  found  in  the 
Remuneration Report of the 2020 annual report, in the notes 
to  Volkswagen’s  2020  consolidated  financial  statements  and 
in the notes to the 2020 annual financial statements of Volks-
wagen AG. 

C O R P O R AT E   P R A C T I C E S   A P P L I E D   I N   A D D I T I O N   T O   STAT U TO R Y  

R E Q U I R E M E N T S  

Compliance & risk management 
To  ensure  the  Volkswagen  Group’s  lasting  success,  we  use 
forward-looking risk management and a uniform Group-wide 
framework  based  on  the  compliance  management  system. 
This includes: 
>  Compliance.  Adherence  to  statutory  provisions,  internal 
company policies, ethical principles and our own values in 
order to protect the Company and its brands. 

>  Whistleblower  system.  The  Volkswagen  whistleblower  sys-
tem  is  the  central  point  of  contact  for  reporting  potential 
cases  of  serious  rule-breaking  in  the  Volkswagen  Group.  It 
focuses  on  investigating  serious  infringements  that  could 
cause major damage to the Company’s reputation or finan- 

cial  interests  or  that  involve  major  breaches  of  the  Volks-
wagen Group’s ethical principles. 

>  Business and human rights. Volkswagen fully recognizes its 
corporate  responsibility  for  human  rights.  We  essentially 
orient  ourselves  on  the  UN  (United  Nations)  Guiding 
Principles on Business and Human Rights that are available 
on the website of the UN (United Nations Global Compact), 
the  content  of  which  particularly  relates  to  the  Universal 
Declaration  of Human  Rights  and  the  core  conventions  of 
the  ILO  (International  Labor  Organization)  that  can  be 
accessed on the website of the ILO. 

>  Risk  management  and  internal  control  system.  A  compre-
hensive  risk  management  and  internal  control  system 
(RMS/ICS) helps the Volkswagen Group deal with risks in a 
responsible  manner.  The  organizational  design  of  the 
Volkswagen  Group’s  RMS/ICS  is  based  on  the  internation-
ally  recognized  COSO  framework  for  enterprise  risk  man-
agement  (COSO:  Committee  of  Sponsoring  Organizations 
of  the  Treadway  Commission)  and  can  be  accessed  on  the 
COSO  website.  Uniform  Group  principles  are  used  as  the 
basis  for  managing  risks  in  a  transparent  and  appropriate 
manner. 

Voluntary commitments and principles 
The  Volkswagen  Group  has  committed  itself  to  sustainable, 
transparent and responsible corporate governance. 

We  coordinate  our  sustainability  activities  across  the 
entire Group and have put in place a forward-looking system 
of  risk  management  and  a  clear  framework  for  dealing  with 
environmental  issues  in  a  future-oriented  manner,  for 
employee  responsibility  and  for  social  commitment  across 
our brands and in the regions in which we operate. 

Voluntary commitments and principles that apply across 
the  Group  are  the  basis  and  backbone  of  our  sustainability 
management. These documents are publicly accessible on the 
Company’s  internet  site  in  the  section  entitled  “Sustain-
ability.” 

Code of Collaboration and Together4Integrity 
The  Code  of  Collaboration,  along  with  our  integrity  and 
compliance  program  Together4Integrity  (T4I),  is  a  central 
pillar  of  the  Group  strategy  TOGETHER 2025+.  This  Code 
describes how collaboration is to take place within the Group 
and  between  individuals  in  their  day-to-day  work.  Its  core 
values  are  encapsulated  in  the  terms  “genuine”,  “straight-
forward”, “open-minded”, “as equals” and “united”. T4I brings 
together  all  activities  relating  to  integrity,  culture,  compli-
ance,  risk  management  and  human  resources  management, 
creating a common path toward a new corporate culture.  

 
 
 
  
 
 
 
 
 
 
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Group Corporate Governance Declaration  

Group Management Report

M E M B E R S   O F   T H E   B O A R D   O F  

M A N A G E M E N T  

(Appointments: as of December 31, 2020  

or the leaving date from the Board of  

Management of Volkswagen AG) 

DR.-ING. HERBERT DIESS (*1958) 

GUNNAR KILIAN (*1975) 

ABRAHAM SCHOT (*1961) 

Chairman (since April 13, 2018), 

Human Resources and Truck & Bus  

Chairman of the Board of Management of AUDI AG,  

Chairman of the Brand Board of Management  

(since July 15, 2020) 

Premium brand group 

of Volkswagen Passenger Cars (until June 30, 2020),  

April 13, 20181, appointed until 2023 

January 1, 2019 – March 31, 20201 

Volume brand group, 

China  

Nationality: German 

APPOINTMENTS: 

July 1, 20151, appointed until 2023 

 Wolfsburg AG, Wolfsburg  

Nationality: Austrian 

Appointments: 

ANDREAS RENSCHLER (*1958) 

Nationality: Dutch 

DR.-ING. STEFAN SOMMER (*1963) 

Components and Procurement 

September 1, 2018 – June 30, 20201 

 FC Bayern München AG, Munich 

Chairman of the Board of Management of TRATON SE, 

Nationality: German 

MURAT AKSEL (*1972) 

Truck & Bus brand group 

February 1, 2015 – July 15, 20201 

HILTRUD DOROTHEA WERNER (*1966) 

Purchasing (since January 1, 2021), 

Nationality: German 

Integrity and Legal Affairs  

January 1, 20211, appointed until 2023 

Nationality: German  

Appointments (as of July 15, 2020): 

 Deutsche Messe AG, Hanover 

February 1, 20171, appointed until 2022 

Nationality: German 

OLIVER BLUME (*1968) 

THOMAS SCHMALL-VON WESTERHOLT (*1964) 

FRANK WITTER (*1959) 

Chairman of the Executive Board of  

Technology (since January 1, 2021), 

Finance and IT, 

Dr. Ing. h.c. F. Porsche AG,  

Sport & Luxury brand group 

Chairman of the Board of Management of 

Components and Procurement  

Volkswagen Group Components, 

(acting, July 1 – December 31, 2020) 

April 13, 20181, appointed until 2023 

January 1, 20211, appointed until 2023 

October 7, 20151, appointed until 2021 

Nationality: German 

Nationality: German, Brazilian 

Nationality: German 

MARKUS DUESMANN (*1969) 

Chairman of the Board of Management of AUDI AG,  

Premium brand group 

April 1, 20201, appointed until 2025 

Nationality: German 

As part of their duty to manage and supervise the 

    Membership of statutory supervisory boards in 

1  Beginning or period of membership of the Board of 

Group’s business, the members of the Board of 

  Germany. 

Management. 

Management hold other offices on the supervisory 

    Comparable appointments in Germany and abroad.  

boards of consolidated Group companies and other 

significant investees. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Corporate Governance 

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63

M E M B E R S   O F   T H E   S U P E R V I S O R Y   B O A R D  

A N D   C O M P O S I T I O N   O F   T H E   C O M M I T T E E S  

(Appointments: as of December 31, 2020  

or the leaving date from the Supervisory Board 

of Volkswagen AG) 

HANS DIETER PÖTSCH (*1951) 

DR. HUSSAIN ALI AL ABDULLA (*1957) 

DR. BERND ALTHUSMANN (*1966) 

Chairman (since October 7, 2015), 

Board Member of the Qatar Investment Authority 

Minister of Economic Affairs, Labor, Transport and 

Chairman of the Executive Board and  

April 22, 20101, elected until 2025 

Digitalization for the Federal State of Lower Saxony 

Chief Financial Officer of Porsche Automobil 

Nationality: Qatari 

December 14, 20171, delegated until 2022 

Holding SE 

Appointments: 

Nationality: German 

October 7, 20151, elected until 2021 

 Gulf Investment Corporation, Safat/Kuwait

Appointments: 

Nationality: Austrian 

Appointments: 

 AUDI AG, Ingolstadt

(Board member) 

 Deutsche Messe AG, Hanover (Deputy Chairman) 

 Qatar Investment Authority, Doha

 Container Terminal Wilhelmshaven JadeWeserPort-

(Board member) 

Marketing GmbH & Co. KG, Wilhelmshaven 

 Autostadt GmbH, Wolfsburg 

 Qatar Supreme Council for Economic Affairs and 

(Chairman) 

 Bertelsmann Management SE, Gütersloh

 Bertelsmann SE & Co. KGaA, Gütersloh

 Dr. Ing. h.c. F. Porsche AG, Stuttgart

 TRATON SE, Munich (Chairman)

Investment, Doha

(Board member) 

 JadeWeserPort Realisierungs GmbH & Co. KG, 

Wilhelmshaven (Chairman) 

 JadeWeserPort Realisierungs-Beteiligungs GmbH, 

DR. HESSA SULTAN AL JABER (*1959) 

Wilhelmshaven (Chairman) 

 Wolfsburg AG, Wolfsburg

Former Minister of Information and Communications 

 Niedersachsen Ports GmbH & Co. KG, Oldenburg 

 Porsche Austria Gesellschaft m.b.H., Salzburg

Technology, Qatar 

(Chairman)

(Chairman) 

June 22, 20161, elected until 2024 

 Porsche Holding Gesellschaft m.b.H., Salzburg

Nationality: Qatari 

(Chairman) 

Appointments: 

KAI BLIESENER (*1971) 

Head of Vehicle Construction and  

 Porsche Retail GmbH, Salzburg (Chairman) 

 Malomatia, Doha (Chairwoman)

Automotive and Supplier Industry Coordinator  

 VfL Wolfsburg-Fußball GmbH, Wolfsburg

 MEEZA, Doha 

at IG Metall 

(Deputy Chairman) 

 Qatar Satellite Company (Es'hailSat), Doha

June 20, 20201, appointed until 2022 

JÖRG HOFMANN (*1955) 

 Trio Investment, Doha (Chairwoman)

(Chairwoman) 

Nationality: German 

Deputy Chairman (since November 20, 2015), 

First Chairman of IG Metall 

November 20, 20151, appointed until 2022 

Nationality: German 

Appointments: 

 Robert Bosch GmbH, Stuttgart

DR. JUR. HANS-PETER FISCHER (*1959) 

Chairman of the Board of Management of Volkswagen 

Management Association e.V. 

January 1, 20131, appointed until 2022 

Nationality: German 

Appointments: 

 Volkswagen Pension Trust e.V., Wolfsburg

  Membership of statutory supervisory boards in

1  Beginning or period of membership of the 

  Germany. 

Supervisory Board. 

   Comparable appointments in Germany and abroad.

 
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MARIANNE HEIß (*1972) 

BERTINA MURKOVIC (*1957) 

DR. JUR. FERDINAND OLIVER PORSCHE (*1961) 

Chief Executive Officer of BBDO Group 

Chairwoman of the Works Council of Volkswagen 

Member of the Board of Management of Familie 

Germany GmbH, Düsseldorf 

Commercial Vehicles 

Porsche AG Beteiligungsgesellschaft 

February 14, 20181, elected until 2023 

May 10, 20171, appointed until 2022 

August 7, 20091, elected until 2024 

Nationality: Austrian 

Appointments: 

 AUDI AG, Ingolstadt

 Porsche Automobil Holding SE, Stuttgart

Nationality: German 

Appointments: 

 MOIA GmbH, Berlin 

BERND OSTERLOH (*1956) 

Nationality: Austrian 

Appointments: 

 AUDI AG, Ingolstadt

 Dr. Ing. h.c. F. Porsche AG, Stuttgart

 Porsche Automobil Holding SE, Stuttgart

JOHAN JÄRVKLO (*1973) 

Chairman of the General and Group Works Councils  

 Porsche Holding Gesellschaft m.b.H., Salzburg

Secretary-General of the European and  

of Volkswagen AG 

 Porsche Lizenz- und 

Global Group Works Council of Volkswagen AG 

January 1, 20051, appointed until 2022 

Handelsgesellschaft mbH & Co. KG, Ludwigsburg

November 22, 2015 – May 29, 20201 

Nationality: Swedish 

ULRIKE JAKOB (*1960) 

Nationality: German 

Appointments: 

 Autostadt GmbH, Wolfsburg

 TRATON SE, Munich

Deputy Chairwoman of the Works Council of 

 Wolfsburg AG, Wolfsburg

DR. RER. COMM. WOLFGANG PORSCHE (*1943) 

Chairman of the Supervisory Board of  

Porsche Automobil Holding SE;  

Chairman of the Supervisory Board of  

Volkswagen AG,  

Kassel plant 

 Allianz für die Region GmbH, Braunschweig

Dr. Ing. h.c. F. Porsche AG 

 Porsche Holding Gesellschaft m.b.H., Salzburg

April 24, 20081, elected until 2023 

May 10, 20171, appointed until 2022 

 SEAT, S.A., Martorell 

Nationality: German 

 ŠKODA Auto a.s., Mladá Boleslav

Nationality: Austrian 

Appointments: 

 VfL Wolfsburg-Fußball GmbH, Wolfsburg

 AUDI AG, Ingolstadt

DR. LOUISE KIESLING (*1957) 

 Volkswagen Group Services GmbH

 Dr. Ing. h.c. F. Porsche AG, Stuttgart (Chairman)

Chairman of the General Works Council of AUDI AG 

Nationality: Austrian 

Entrepreneur 

April 30, 20151, elected until 2021 

Nationality: Austrian 

PETER MOSCH (*1972) 

January 18, 20061, appointed until 2022 

Nationality: German 

Appointments: 

 Volkswagen Immobilien GmbH, Wolfsburg

 Porsche Automobil Holding SE, Stuttgart 

DR. JUR. HANS MICHEL PIËCH (*1942) 

 Familie Porsche AG Beteiligungsgesellschaft,

(Chairman) 

Lawyer in private practice 

August 7, 20091, elected until 2024 

Appointments: 

 AUDI AG, Ingolstadt

Salzburg (Chairman) 

 Porsche Cars Great Britain Ltd., Reading

 Porsche Cars North America Inc., Atlanta

 Porsche Greater China, consisting of:

Porsche (China) Motors Limited, Shanghai 

 Dr. Ing. h.c. F. Porsche AG, Stuttgart

Porsche Hong Kong Limited, Hong Kong 

 AUDI AG, Ingolstadt (Deputy Chairman)

 Porsche Automobil Holding SE, Stuttgart 

 Porsche Holding Gesellschaft m.b.H., Salzburg

 Audi Pensionskasse – Altersversorgung der

(Deputy Chairman) 

 Schmittenhöhebahn AG, Zell am See 

AUTO UNION GmbH, VVaG, Ingolstadt 

 Porsche Cars Great Britain Ltd., Reading

 Audi Stiftung für Umwelt GmbH, Ingolstadt

 Porsche Cars North America Inc., Atlanta

 Porsche Greater China, consisting of:

Porsche (China) Motors Limited, Shanghai 

Porsche Hong Kong Limited, Hong Kong 

 Porsche Holding Gesellschaft m.b.H., Salzburg

 Schmittenhöhebahn AG, Zell am See 

 Volksoper Wien GmbH, Vienna

  Membership of statutory supervisory boards in

1  Beginning or period of membership of the 

Germany.

Supervisory Board. 

  Comparable appointments in Germany and abroad.

 
Corporate Governance 

Group Corporate Governance Declaration

65

CONNY SCHÖNHARDT (*1978) 

COMMITTEES OF THE SUPERVISORY BOARD  

Union Secretary to the board of IG Metall 

AS OF DECEMBER 31, 2020 

June 21, 20191, appointed until 2022 

Nationality: German 

Members of the Executive Committee 

ATHANASIOS STIMONIARIS (*1971) 

Jörg Hofmann (Deputy Chairman) 

Chairman of the Group Works Council of MAN SE, 

Peter Mosch 

Hans Dieter Pötsch (Chairman) 

MAN Truck & Bus SE and TRATON SE 

May 10, 20171, appointed until 2022 

Nationality: German 

Appointments: 

 MAN SE, Munich

 MAN Truck & Bus SE, Munich 

Bertina Murkovic 

Bernd Osterloh 

Dr. Hans Michel Piëch 

Dr. Wolfgang Porsche 

Stephan Weil 

 MAN Truck & Bus Deutschland GmbH, Munich

Members of the Mediation Committee established  

 Rheinmetall MAN Military Vehicles GmbH, Munich

in accordance with section 27(3) of the 

 TRATON SE, Munich (Deputy Chairman)

Mitbestimmungsgesetz (German  

STEPHAN WEIL (*1958) 

Hans Dieter Pötsch (Chairman) 

Minister-President of the Federal State of  

Jörg Hofmann (Deputy Chairman) 

Codetermination Act) 

Lower Saxony 

February 19, 20131, delegated until 2022 

Nationality: German 

Bernd Osterloh 

Stephan Weil 

WERNER WERESCH (*1961) 

Dr. Ferdinand Oliver Porsche (Chairman) 

Member of the Executive Committee of the Works 

Bernd Osterloh (Deputy Chairman) 

Members of the Audit Committee 

Council of Porsche Automobil Holding SE and 

Marianne Heiß 

Chairman of the General and Group Works Councils  

Conny Schönhardt 

of Dr. Ing. h.c. F. Porsche AG 

February 21, 20191, appointed until 2022 

Members of the Nomination Committee 

Nationality: German 

Appointments: 

 Dr. Ing. h.c. F. Porsche AG, Stuttgart

Hans Dieter Pötsch (Chairman) 

Dr. Hans Michel Piëch 

Dr. Wolfgang Porsche 

Stephan Weil 

Special Committee on Diesel Engines 

Dr. Wolfgang Porsche (Chairman) 

Dr. Bernd Althusmann 

Peter Mosch 

Bertina Murkovic 

Bernd Osterloh 

Dr. Ferdinand Oliver Porsche 

  Membership of statutory supervisory boards in

1  Beginning or period of membership of the 

Germany.

Supervisory Board. 

  Comparable appointments in Germany and abroad.

 
66 

Remuneration Report  

Corporate Governance

Remuneration Report  

(Part of the Group Management Report) 
This chapter describes the main elements of the remuneration system for the Board of 
Management. In addition, the Remuneration Report details the individualized remuneration of the 
Board of Management and the Supervisory Board, broken down into components, as well as  
individualized pension provision disclosures for the members of the Board of Management.  

P R I N C I P L E S   O F   B O A R D   O F   M A N A G E M E N T   R E M U N E R AT I O N  
Matters  involving  the  remuneration  system  and  the  total 
remuneration  of  each  individual  member  of  the  Volks-
wagen AG Board of Management are decided on by the Super-
visory  Board  on  the  basis  of  the  Executive  Committee’s 
recommendations.  

At  the  beginning  of  2017,  the  Supervisory  Board  of 
Volkswagen AG  resolved  to  adjust  the  remuneration  system 
of the Board of Management with effect from January 1, 2017. 
The  system  for  remuneration  of  the  Board  of  Management 
was  approved  by  the  Annual  General  Meeting  on  May  10, 
2017 with 80.96% of the votes cast. The adjustment, in which 
the  Supervisory  Board  was  assisted  by  renowned,  indepen-
dent external remuneration and legal consultants, resulted in 
an  alignment  with  the  Group  strategy.  In  addition  to  the 
statutory  requirements  of  the  Aktiengesetz  (AktG  –  German 
Stock  Corporation  Act),  the  Supervisory  Board  took  into 
account  the  recommendations  of  the  German  Corporate 
Governance Code (the Code) in the version dated February 7, 
2017  in  the  existing  remuneration  system.  In  particular,  the 
remuneration  structure  is  focused  on  ensuring  sustainable 
business  development.  The  Supervisory  Board  revised  the 
remuneration  system  for  the  members  of  the  Board  of 
Management  in  fiscal  year  2020  and  adopted  the  enhanced 
remuneration system on December 14, 2020 with effect from 
January 1,  2021.  The  enhanced  remuneration  system  imple-
ments  the  requirements  of  the  AktG  as  amended  by  the 
German  Act  on  the  Implementation  of  the  Second  Share-
holders' Rights Directive (ARUG II – Gesetz zur Umsetzung der 
zweiten Aktionärsrechterichtlinie) and takes into account the 
recommendations of the Code in the version dated December 
19, 2019 (that took effect on March 20, 2020). The Supervisory 
Board  will  submit  the  revised  remuneration  system  to  the 
Annual General Meeting for approval in 2021 in line with the 
requirements  of  the  AktG  as  amended  by  the  ARUG  II.  For 
Board  of  Management  members  already  appointed,  sub- 

stantial  parts  of  the  enhanced  remuneration  system  will 
apply  from  January 1,  2021.  The  remainder  of  the  enhanced 
remuneration system will apply from the time of reappoint-
ment  and  for  first  time  appointees  to  the  Board  of  Manage-
ment.  The  enhanced  remuneration  system  particularly 
implements  environmental,  social  and  governance  targets 
(ESG  targets),  introduces  penalty  and  clawback  rules  for 
variable  remuneration  components  and  extends  the  assess-
ment period for performance share plans to four years. 

The  level  of  the  Board  of  Management  remuneration 
should  be  appropriate  and  attractive  in  the  context  of  the 
Company’s  national  and  international  peer  group.  Criteria 
include  the  tasks  of  the  individual  Board  of  Management 
member,  their  personal  performance,  the  economic  situ-
ation, and the performance of and outlook for the Company, 
as  well  as  how  customary  the  remuneration  is  when  mea-
sured against the peer group and the remuneration structure 
that  applies  to  other  areas  of  Volkswagen.  In  this  context, 
comparative  studies  on  remuneration  are  conducted  on  a 
regular basis.  

C O M P O N E N T S   O F   B O A R D   O F   M A N A G E M E N T   R E M U N E R AT I O N  
In  this  chapter,  we  provide  an  overview  of  the  Board  of 
Management’s  remuneration  system  in  the  reporting  year 
before  going  into  the  components  of  the  remuneration  for 
the reporting period.  

Overview of the remuneration system 
The remuneration system of the Board of Management com-
prises  non-performance-related  and  performance-related 
components. The performance-related remuneration consists 
of an annual bonus with a one-year assessment period and a 
long-term incentive (LTI) in the form of a performance share 
plan  with  a  forward-looking  three-year  term.  The  perfor-
mance  share  plan  is  linked  to  business  development  in  the 
next  three  years  and  is  thus  based  on  a  multiyear,  forward-

 
Corporate Governance 

Remuneration Report

67

looking  assessment  that  reflects  both  positive  and  negative 
developments.  The  non-performance-related  component 
creates  an  incentive  for  individual  members  of  the  Board  of 
Management  to  perform  their  duties  in  the  best  interests  of 
the Company and to fulfill their obligation to act with proper 
business prudence without needing to focus on merely short-
term  performance  targets.  The  performance-related  com-
ponents,  dependent  among  other  criteria  on  the  financial 
performance  of  the  Company,  serve  to  ensure  the  long-term 
impact of behavioral incentives. 

If 100% of the targets agreed with each of the members of 
the  Board  of  Management  are  achieved,  the  annual  target 
remuneration  for  each  member  will  amount  to  a  total  of 
€4,500,000  (corresponding  to  a  fixed  remuneration  of 
€1,350,000,  a  target  amount  from  the  annual  bonus  of 
€1,350,000 and a target amount from the performance share 
plan  of  €1,800,000).  The  annual  target  remuneration  for  the 
Chairman of the Board of Management amounts to a total of 
€9,000,000 (fixed remuneration of €2,125,000, a target amount 
from  the  annual  bonus  of  €3,045,000,  and  a  target  amount 
from the performance share plan of €3,830,000).  

Board of Management members who also have duties as 
members  of  other  corporate  bodies  within  the  Volkswagen 
Group generally do not receive separate remuneration for these.  
Annual  minimum  remuneration  of  €3.5 million  (sum  of 
fixed  remuneration,  annual  bonus,  LTI  and  any  special 
payments)  was  contractually  agreed  with  Mr. Sommer.  This 
applied pro rata for fiscal year 2020 due to his departure from 
the Board of Management.  

Non-performance-related remuneration 
The  non-performance-related  remuneration  comprises  fixed 
remuneration  and  fringe  benefits.  The  fringe  benefits  result 
from  noncash  benefits  and  include  in  particular  the  use  of 
operating  assets  such  as  company  cars  and  the  payment  of 
insurance  premiums.  Taxes  due  on  these  noncash  benefits 
are mainly borne by Volkswagen AG.  

The fixed level of remuneration is reviewed regularly and 

adjusted if necessary.  

Mr. Duesmann received compensation of entitlements lost 

due to his change of employer in the amount of €7.3 million. 

Performance-related remuneration 
The  performance-related/variable  remuneration  consists  of 
an annual performance-related bonus with a one-year assess-
ment period and a long-term incentive (LTI) in the form of a 
performance  share  plan  with  a  forward-looking  three-year 
term  (long-term  incentive  components).  The  components  of 
performance-related/variable remuneration reflect both posi-
tive and negative developments.  

Annual bonus 
The annual bonus is based upon the result for the respective 
fiscal  year.  Operating  profit  achieved  by  the  Volkswagen 
Group plus the proportionate operating profit of the Chinese 
joint  ventures  form  half  of  the  basis  for  the  annual  bonus, 
with  operating  return  on  sales  achieved  by  the  Volkswagen 
Group  making  up  the  second  half.  Each  of  the  two  compo-
nents of the annual bonus are only payable if certain thresh-
olds are reached or exceeded.  

The  calculated  payment  amount  may  be  individually 
reduced by up to 20% (multiplier of 0.8) or increased by up to 
20% (multiplier of 1.2) by the Supervisory Board, taking into 
account  the  degree  of  achievement  of  individual  targets 
agreed  between  the  Supervisory  Board  and  the  respective 
member of the Board of Management, as well as the success 
of  the  full  Board  of  Management  in  transforming  the  Volks-
wagen  Group  by  transferring  employees  to  new  areas  of 
activity. 

The  payment  amount  for  the  annual  bonus  is  capped  at 
180%  of  the  target  amount  for  the  annual  bonus.  The  cap 
arises  from  150%  of  the  maximum  financial  target  achieve-
ment  and  a  performance  factor  of  a  maximum  of  1.2.  For 
fiscal  year  2020,  the  Supervisory  Board  has  established  the 
performance factor of 1.2 for existing Board of Management 
members.  This  was  primarily  due  to  the  Board  of  Manage-
ment members’ outstanding pandemic management and the 
fact  that  complete  attainment  of  the  transformation  target 
would  have  been  expected  under  non-pandemic-related 
conditions. 

The  annual  bonus  is  payable  following  approval  of  the 
consolidated financial statements for the respective financial 
year. Deferral is generally not allowed. 

 
68 

Remuneration Report  

Corporate Governance

C O M P O N E N T   1 :   O P E R AT I N G   R E S U LT   I N C L U D I N G    

C H I N E S E   J O I N T   V E N T U R E S   ( P R O P O R T I O N AT E )  

C O M P O N E N T   2 :   O P E R AT I N G   R E T U R N   O N   S A L E S  

€ billion 

2019 

2020

% 

2019 

2020

Maximum threshold 

100% level of target 

Minimum threshold 

Actual 

Target achievement (in %) 

25.0 

17.0 

9.0 

21.4 

127 

25.0

17.0

Maximum threshold 

100% level of target 

9.0

Minimum threshold 

13.3

Actual 

53

Target achievement (in %) 

8.0 

6.0 

4.0 

6.7 

118 

8.0

6.0

4.0

4.3

58

 
 
 
Corporate Governance 

Remuneration Report

69

Performance share plan – long-term incentive (LTI) 
The  LTI  is  granted  to  the  Board  of  Management  annually  in 
the  form  of  a  performance  share  plan.  Each  performance 
period  of  the  performance  share  plan  has  a  term  of  three 
years.  At  the  time  the  LTI  is  granted,  the  annual  target 
amount under the LTI is converted on the basis of the initial 
reference  price  of  Volkswagen’s  preferred  shares  into  perfor-
mance  shares  of  Volkswagen AG,  which  are  allocated  to  the 
respective  member  of  the  Board  of  Management  purely  for 
calculation  purposes.  The  conversion  is  performed  based  on 
the unweighted average of the closing prices of Volkswagen’s 
preferred  shares  for  the  last  30  trading  days  preceding 
January 1  of  a  given  fiscal  year.  At  the  end  of  each  year,  the 
number of performance shares is determined definitively for 
one-third of the three-year performance period based on the 
degree  of  target  achievement  for  the  annual  earnings  per 
Volkswagen  preferred  share  (EPS  –  earnings  per  share  per 
preferred share in €). A prerequisite for this is that a threshold 
is reached. 

P E R F O R M A N C E   P E R I O D   2 0 1 7 – 2 0 1 9  

€ 

2017

2018

2019

Maximum threshold 

100% level of target 

Minimum threshold 

Actual 

Target achievement (in %) 

30.0

20.0

10.0

22.69

113

30.0

20.0

10.0

23.63

118

30.0

20.0

10.0

26.66

133

P E R F O R M A N C E   P E R I O D   2 0 1 8 – 2 0 2 0  

€ 

2018

2019

2020 

Maximum threshold 

100% level of target 

Minimum threshold 

Actual 

Target achievement (in %) 

30.0

20.0

10.0

23.63

118

30.0

20.0

10.0

26.66

133

30.0 

20.0 

10.0 

16.66 

83 

P E R F O R M A N C E   P E R I O D   2 0 1 9 – 2 0 2 1  

€ 

2019

2020 

Maximum threshold 

100% level of target 

Minimum threshold 

Actual 

Target achievement (in %) 

30.0

20.0

10.0

26.66

133

P E R F O R M A N C E   P E R I O D   2 0 2 0 – 2 0 2 2  

€ 

Maximum threshold 

100% level of target 

Minimum threshold 

Actual 

Target achievement (in %) 

30.0 

20.0 

10.0 

16.66 

83 

2020 

30.0 

20.0 

10.0 

16.66 

83 

 
 
 
 
70 

Remuneration Report  

Corporate Governance

After the end of the three-year term of the performance share 
plan,  a  cash  settlement  takes  place.  The  payment  amount 
corresponds to the final number of determined performance 
shares, multiplied by the closing reference price at the end of 
the  three-year  period  plus  a  dividend  equivalent  for  the 
relevant  term.  The  closing  reference  price  is  the  unweighted 
average  of  the  closing  prices  for  Volkswagen’s  preferred 
shares  for  the  30  trading  days  preceding  the  last  day  of  the 
three-year  performance  period.  The  dividend  equivalent 
corresponds to the dividends distributed during the holding 
period on a genuine Volkswagen preferred share.  

The performance share plan is focused exclusively on cash 
payment.  Stock  options  are  not  part  of  the  Volkswagen AG 
remuneration system. Consequently, there is no obligation to 
hold shares for members of the Board of Management.  

P E R F O R M A N C E - P E R I O D  

2017 – 2019

2018 – 2020

2019 – 2021

2020 – 2022

Initial reference price 

Closing reference price 

Dividend equivalent 

2017 

2018 

2019 

2020 

127.84

177.44

169.42

149.14

2.06

3.96

4.86

–

–

3.96

4.86

4.86

147.08

177.44

– 1

–

–

4.86

4.86

– 1

–

–

–

4.86

1  Determined at the end of the performance period. 

The  payment  amount  under  the  performance  share  plan  is 
limited to 200% of the target amount. The payment amount 
is  reduced  by  20%  if  the  average  ratio  of  capex  to  sales 
revenue  or  the  R&D  ratio  in  the  Automotive  Division  of  the 
last  three  years  is  smaller  than  5%.  The  Supervisory  Board 
may cap the LTI in the event of extraordinary developments. 

If the employment contract of a member of the Board of 
Management concludes prior to the end of the performance 
period  due  to  extraordinary  termination  based  on  good 
cause,  or  if  the  member  of  the  Board  of  Management  starts 
working  for  a  competitor  (also  referred  to  as  “bad-leaver 
cases”),  the  non-vested  performance  shares  will  expire.  For 
members of the Board of Management who held their seat as 
of December 31, 2016, this rule only applies in the event of a 
reappointment or new appointment.  

In  connection  with  the  appointment  of  the  Chairman  of 
the  Board  of  Management,  the  employment  contract  of  
Mr. Diess was terminated by mutual agreement in 2018 and a 
new  employment  contract  was  entered  into,  whereby  the 
expiry  rule  described  above  applies  from  the  2018  to  2020 
performance  period  onwards. 
In  connection  with  the 
reappointment of Mr. Witter, the expiry rule applies from the 
2020 to 2022 performance period onwards. 

In the introductory phase of the performance share plan, 
the  members  of  the  Board  of  Management  who  were  Board 
members as of December 31, 2016 generally received advances 
of 80% of their target amount for the 2017 to 2019 and 2018 
to  2020  performance  periods.  Mr.  Blume  receives  corres-
ponding advances for the performance periods 2018 to 2020 
(proportionate) and 2019 to 2021. The two advances will each 
be  paid  after  the  first  year  of  the  performance  period.  Final 
settlement  is  based  on  actual  achievement  of  targets  at  the 
end of the relevant three-year performance period. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Corporate Governance 

Remuneration Report

71

C A L C U L A T I O N   O F   T H E   P A Y M E N T   A M O U N T   F R O M   T H E   P E R F O R M A N C E   S H A R E   P L A N

T A R G E T

÷
Initial 
reference price

P E R F O R M A N C E   M E A S U R E M E N T

P R I C E   P E R F O R M A N C E  
A N D   D I V I D E N D S

L T I

Provisional
performance shares
(number)

Final number determined for 1/3 
of provisional performance shares 
multiplied by annual target achievement EPS 
per preferred share 

Final 
performance shares
(number)

×

Closing reference price  
plus dividend 
over term

=

Payment
amount

⅓
×

⅓
×
Target achievement EPS per preferred share 
Fiscal year 2

⅓
×

Fiscal year 3

Fiscal year 1

I N F O R M AT I O N   O N   T H E   P E R F O R M A N C E   S H A R E S  

€ 

Herbert Diess 

Oliver Blume  

Markus Duesmann (since April 1, 2020) 

Gunnar Kilian 

Andreas Renschler (until July 15, 2020) 

Abraham Schot (until March 31, 2020) 

Stefan Sommer (until June 30, 2020) 

Hiltrud Dorothea Werner 

Frank Witter 

Total 

€ 

Herbert Diess 

Oliver Blume  

Markus Duesmann (since April 1, 2020) 

Gunnar Kilian 

Andreas Renschler (until July 15, 2020) 

Abraham Schot (until March 31, 2020) 

Stefan Sommer (until June 30, 2020) 

Hiltrud Dorothea Werner 

Frank Witter 

Total 

P E R F O R M A N C E
- P E R I O D    
2 0 1 7   –   2 0 1 9  

P E R F O R M A N C E
- P E R I O D    
2 0 1 8   –   2 0 2 0  

P E R F O R M A N C E - P E R I O D    
2 0 1 9   –   2 0 2 1  

P E R F O R M A N C E - P E R I O D    
2 0 2 0   –   2 0 2 2  

Number of
performance
shares allocated
at the grant date

Number of
performance
shares allocated
at the grant date

Number of 
performance 
shares allocated
at the grant date

Fair value
at the grant date

Number of 
performance 
shares allocated
at the grant date

Fair value
at the grant date

14,080

–

–

–

14,080

–

–

12,907

14,080

55,147

19,212

7,614

–

7,614

10,624

–

3,541

10,624

10,624

69,853

26,040

12,238

–

12,238

12,238

12,238

12,238

12,238

12,238

3,350,046

1,574,419

–

1,574,419

1,574,419

1,574,419

1,574,419

1,574,419

1,574,419

111,706

14,370,977

21,585

10,144

7,608

10,144

5,495

2,536

–

10,144

10,144

77,800

3,584,837

1,684,716

1,088,933

1,684,716

912,610

421,179

–

1,684,716

1,684,716

12,746,420

Provision as of
Dec. 31, 2020

Intrinsic value as of
Dec. 31, 2020

6,019,320

775,860

321,159

3,247,860

3,351,992

2,398,671

–

4,025,798

3,550,948

2,060,142

355,226

–

1,387,226

3,351,992

2,398,671

–

1,935,604

2,501,995

Comprehensive 
income 2020 
arising from 
performance 
shares

4,300,115

1,231,600

321,159

1,231,600

– 235,112

110,408

– 707,720

1,963,018

– 1,644,971

Provision as of 
Dec. 31, 2019

Intrinsic value as of 
Dec. 31, 2019

3,504,374

984,260

–

2,016,260

5,572,774

3,925,694

1,415,440

5,019,403

6,981,087

3,687,200

–

–

–

3,879,394

–

–

2,782,969

3,879,394

Comprehensive 
income 2019 
arising from 
performance 
shares

3,490,713

1,614,937

–

1,614,937

1,713,961

3,925,694

1,317,674

2,852,956

2,054,256

23,691,608

13,990,856

6,570,097

29,419,292

14,228,957

18,585,127

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
72 

Remuneration Report  

Corporate Governance

The  number  of  performance  shares  equals  the  provisional 
performance shares allocated at the grant date of the perfor-
mance  share  plan.  The  fair  value  as  at  the  grant  date  was 
determined using a recognized valuation technique.  

To  determine  the  amount  of  the  obligation,  the  pro-
visional  performance  shares  determined  or  allocated  for  the 
performance periods 2018 to 2020, 2019 to 2021 and 2020 to 
2022  were  taken  into  account.  The  intrinsic  value  of  the 
obligation  was  calculated  in  accordance  with  IFRS 2  and 
corresponds to the amount that the members of the Board of 
Management  would  have  received  if  they  had  stepped  down 
on  December 31,  2020.  Only  the  nonforfeitable  (vested) 
performance shares at the reporting date are included in the 
calculation.  The  intrinsic  value  was  calculated  based  on  the 
unweighted  average  share  price  for  the  last  30  trading  days 
(Xetra  closing  prices  of  Volkswagen’s  preferred  shares) 
preceding  December  31,  2020,  taking  the  dividends  paid  per 
preferred share during the performance period into account. 
The  net  value  of  all  amounts  recognized  in  income  for  the 
performance  shares  in  fiscal  year  2020  is  recorded  in 
“Comprehensive  income  2020  arising  from  performance 
shares”  according  to  the  IFRSs.  Those  members  who  left 
during the year were shown pro rata.  

Phantom preferred shares 
The phantom preferred shares for the remuneration withheld 
for  2015  formed  part  of  the  Board  of  Management  remu-
neration until they were paid out in 2019. In fiscal year 2019, 
changes  in  the  value  of  the  phantom  shares  led  to  the 
recognition of expenses of €0.1 million. 

Total remuneration cap 
In addition to the cap on the individual variable components 
of  the  remuneration  for  the  members  of  the  Board  of  
Management,  the  annual  benefits  received  according  to  the 
Code  in  the  version  dated  February  7,  2017,  consisting  of 
fixed  remuneration  and  the  variable  remuneration  com-
ponents  (i.e.  annual  bonus  and  performance  share  plan)  for 
one fiscal year may not exceed an amount of €10,000,000 for 
the  Chairman  of  the  Board  of  Management  and  €5,500,000 
for  each  member  of  the  Board  of  Management.  If  the  total 

remuneration  cap  is  exceeded,  the  variable  components  will 
be reduced proportionately. 

Regular review and adjustment 
The  Supervisory  Board  regularly  reviews  and,  if  necessary, 
adjusts  the  level  of  the  total  remuneration,  the  total  remu-
neration cap and the individual targets. Among other things, 
the  Supervisory  Board  performs  a  vertical  comparison  with 
the  remuneration  and  employment  terms  of  the  Company’s 
employees  and  a  horizontal  comparison  with  the  remuner-
ation  and  employment  terms  of  other  companies’  man-
agement  board  members.  The  Supervisory  Board  uses  an 
appropriate  peer  group  of  other  companies  to  assess  how 
customary the Board of Management members’ specific total 
remuneration  is  when  measured  against  other  businesses. 
This  peer  group  is  regularly  reviewed  and  adjusted,  most 
recently  in  February  and  December 2020.  The  peer  group 
currently comprises the following companies: BMW, Daimler, 
Ford,  General Motors,  PSA Groupe,  Nissan Motor Corporation, 
Toyota,  BYD,  Tesla  (excluding  CEO),  hp,  IBM,  Uber,  SAP, 
Samsung, General Electric, Siemens, Hitachi and Boeing. 

Other agreements 
Members  of  the  Board  of  Management  are  entitled  to  pay-
ment  of  their  normal  remuneration  for  six  months  in  the 
event of illness. In the event of disability, they are entitled to 
the retirement pension.  

Surviving  dependents  receive  a  widow’s  pension  of 
66 ⅔% and orphans’ benefits of 20% of the former member of 
the  Board  of  Management’s  pension.  Contracts  with 
members  of  the  Board  of  Management  whose  first  term  of 
office  began  after  April 1,  2015,  provide  for  an  entitlement  – 
in  line  with  the  principles  of  the  works  agreement  that  also 
applies to employees of Volkswagen AG covered by collective 
agreements  –  to  a  widow’s  pension  of  60%,  an  orphan’s 
benefit  of  10%  for  half-orphans  and  an  orphan’s  benefit  of 
20%  for  full  orphans,  based  in  each  case  on  the  former 
member of the Board of Management’s pension. 

Members  of  the  Board  of  Management  and  the  Super-
visory  Board  generally  have  the  opportunity  to  obtain  loans 
from Group companies. 

 
 
  
 
 
 
 
 
Corporate Governance 

Remuneration Report

73

R E M U N E R AT I O N   O F   T H E   M E M B E R S   O F   T H E   B O A R D   O F   M A N A G E M E N T   I N   A C C O R D A N C E   W I T H   T H E   G E R M A N   C O M M E R C I A L   C O D E  

€ 

Herbert Diess 

Oliver Blume  

Markus Duesmann (since April 1, 2020) 

Gunnar Kilian 

Andreas Renschler (until July 15, 2020) 

Abraham Schot (until March 31, 2020) 

Stefan Sommer (until June 30, 2020) 

Hiltrud Dorothea Werner 

Frank Witter 

Members of the Board of Management who left in the 
previous year 

2 0 2 0  

2 0 1 9  

Non-performance-
related
component

Performance-
related
component

2,322,725

1,420,701
8,475,2362

1,435,899

802,746

417,122

809,815

1,472,776

1,421,549

–

2,027,285
1,038,7961

674,097

898,796

466,563

–

–

898,796

898,796

–

Long-term
incentive
component

3,584,837

1,684,716

1,088,933

1,684,716

912,610

421,179

–

1,684,716

1,684,716

–

Total
remuneration

Total
remuneration

7,934,847

4,144,213

10,238,266

4,019,411

2,181,919

838,301

809,815

4,056,288

4,005,061

–

9,850,742

4,894,440

–

4,938,205

5,085,259

5,285,583

5,344,523

4,940,663

4,888,285

166,574

Total 

18,578,569

6,903,129

12,746,420

38,228,118

45,394,272

1  Includes a special bonus by Porsche AG in the amount of €140,000. 
2  Includes compensation of entitlements lost due to a change of employer in the amount of €7.3 million. 

R E M U N E R AT I O N   O F   T H E   M E M B E R S   O F   T H E   B O A R D   O F  

M A N A G E M E N T   I N   A C C O R D A N C E   W I T H   T H E   G E R M A N   C O R P O R AT E  

G O V E R N A N C E   C O D E  
The  amounts  shown  as  “benefits  received”  in  the  Board  of 
Management  tables  in  accordance  with  the  Code  in  the 
version  dated  February 7, 2017  correspond,  in  principle,  to 
the amounts paid out for the fiscal year in question. 

In  2020,  Mr. Blume  received  an  advance  on  the  target 
amount  for  the  2019  to  2021  performance  period.  In  accor-
dance with the Code, this was reported in the tables in 2019 
as benefits for the fiscal year. 

The  amounts  shown  as  “Benefits  granted”  in  the  Board  of 
Management  remuneration  tables  in  accordance  with  the 
Code in the version dated February 7, 2017 are based on 100% 
of  the  targets  for  the  annual  bonus  and  on  the  fair  value  at 
the grant date for the performance share plan. In the case of 
the performance share plan, the respective tranches are only 
payable to the Board of Management members at the end of 
the  respective  performance  period  (except  for  the  advance 
described above). It is not until this time that the tranches are 
available to the Board of Management members. However, the 
tranches are shown as “Benefits granted” in the fiscal year in 
which they are allocated.  

 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
74 

Remuneration Report  

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R E M U N E R AT I O N   O F   T H E   M E M B E R S   O F   T H E   B O A R D   O F   M A N A G E M E N T   ( B E N E F I T S   R E C E I V E D   A N D   B E N E F I T S   G R A N T E D )   I N   A C C O R D A N C E  

W I T H   T H E   G E R M A N   C O R P O R AT E   G O V E R N A N C E   C O D E   I N   T H E   V E R S I O N   D AT E D   F E B R U A R Y   7 ,   2 0 1 7  

H E R B E R T   D I E S S  

Chairman of the Board of Management of Volkswagen AG,  
Chairman of the Brand Board of Management of Volkswagen Passenger Cars (until June 30, 2020),  
Volume brand group, 

China 

€ 

Fixed remuneration 

Fringe benefits 

Total 

One-year performance-related remuneration 

Multiyear performance-related remuneration 

LTI (performance share plan 2017–2019) 

LTI (performance share plan 2018–2020) 

LTI (performance share plan 2019–2021) 

LTI (performance share plan 2020–2022) 

Phanton shares 

Total 

Pension expense 

Total remuneration 

Benefits received 

Benefits granted 

2020

2019

2019

2020

2020 (minimum)

2020 (maximum)

2,125,000

2,125,000

2,125,000

2,125,000

2,125,000

2,125,000

197,725

2,322,725

2,027,285

1,785,168

1,785,168

–

–

–

–

6,135,178

1,568,053

7,703,231

87,694

2,212,694

4,288,002

540,445

–

–

–

–

540,445

7,041,141

1,354,053

8,395,194

87,694

2,212,694

3,045,000

3,350,046

–

–

3,350,046

–

–

8,607,740

1,354,053

9,961,793

197,725

2,322,725

3,045,000

3,584,837

–

–

–

3,584,837

–

8,952,562

1,568,053

10,520,615

197,725

2,322,725

–

–

–

–

–

–

–

2,322,725

1,568,053

3,890,778

197,725

2,322,725

5,481,000

7,660,000

–

–

–

7,660,000

–

15,463,725

1,568,053

17,031,778

O L I V E R   B L U M E  

Chairman of the Board of Management of Dr. Ing. h.c. F. Porsche AG,  
Sport & Luxury brand group 

€ 

Fixed remuneration 

Fringe benefits 

Total 

One-year performance-related remuneration1 

Multiyear performance-related remuneration 

LTI (performance share plan 2018–2020) 

LTI (performance share plan 2019–2021) 

LTI (performance share plan 2020–2022) 

Total 

Pension expense 

Total remuneration 

Benefits received 

Benefits granted 

2020

2019

2019

2020

2020 (minimum)

2020 (maximum)

1,350,000

1,350,000

1,350,000

1,350,000

1,350,000

1,350,000

70,701

1,420,701

1,038,796

–

–

–

–

68,936

1,418,936

1,901,085

1,440,000

–

68,936

1,418,936

1,500,000

1,574,419

–

1,440,000

1,574,419

–

–

2,459,497

4,760,021

4,493,355

997,938

808,544

808,544

70,701

1,420,701

1,350,000

1,684,716

–

–

1,684,716

4,455,417

997,938

70,701

1,420,701

–

–

–

–

–

70,701

1,420,701

2,430,000

7,200,000

–

3,600,000

3,600,000

1,420,701

11,050,701

997,938

997,938

3,457,435

5,568,565

5,301,899

5,453,355

2,418,639

12,048,639

1  In 2019, Mr. Blume was granted a performance-related bonus payment by Porsche AG up to an amount of €150,000, which led to benefits received of €140,000 in 2020. The bonus 

payment was not taken into consideration in the remuneration from Volkswagen AG.  

 
Corporate Governance 

Remuneration Report

75

R E M U N E R AT I O N   O F   T H E   M E M B E R S   O F   T H E   B O A R D   O F   M A N A G E M E N T   ( B E N E F I T S   R E C E I V E D   A N D   B E N E F I T S   G R A N T E D )   I N   A C C O R D A N C E  

W I T H   T H E   G E R M A N   C O R P O R AT E   G O V E R N A N C E   C O D E   I N   T H E   V E R S I O N   D AT E D   F E B R U A R Y   7 ,   2 0 1 7  

M A R K U S   D U E S M A N N  

Chairman of the Board of Management of AUDI AG, 
Premium brand group 

Joined: April 1, 2020 

€ 

Fixed remuneration 

Fringe benefits 

Total 

One-year performance-related remuneration 

Multiyear performance-related remuneration 

LTI (performance share plan 2020–2022) 

Total 

Pension expense 

Total remuneration 

Benefits received 

Benefits granted 

2020

2019

2019

2020

2019 (minimum)

2019 (maximum)

8,277,5831

197,653

8,475,236

674,097

–

–

9,149,333

849,934

9,999,267

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

8,277,583

8,277,583

8,277,583

197,653

8,475,236

1,012,500

1,088,933

1,088,933

197,653

8,475,236

–

–

–

197,653

8,475,236

1,822,500

2,700,000

2,700,000

10,576,669

8,475,236

12,997,736

849,934

849,934

849,934

11,426,603

9,325,170

13,847,670

1  Includes compensation for entitlements lost due to a change of employer in the amount of €7.3 million, which is not taken into consideration in the total remuneration cap. 

G U N N A R   K I L I A N  

Human Resources and Truck & Bus (since July 15, 2020) 

€ 

Fixed remuneration 

Fringe benefits 

Total 

One-year performance-related remuneration 

Multiyear performance-related remuneration 

LTI (performance share plan 2018–2020) 

LTI (performance share plan 2019–2021) 

LTI (performance share plan 2020–2022) 

Total 

Pension expense 

Total remuneration 

Benefits received 

Benefits granted 

2020

2019

2019

2020

2020 (minimum)

2020 (maximum)

1,350,000

1,350,000

1,350,000

1,350,000

1,350,000

1,350,000

85,899

1,435,899

898,796

112,701

1,462,701

1,901,085

–

–

–

–

–

–

–

–

112,701

1,462,701

1,350,000

1,574,419

–

1,574,419

–

2,334,695

1,170,535

3,505,230

3,363,786

4,387,120

886,559

886,559

4,250,345

5,273,679

85,899

1,435,899

1,350,000

1,684,716

–

–

1,684,716

4,470,615

1,170,535

5,641,150

85,899

1,435,899

–

–

–

–

–

1,435,899

1,170,535

2,606,434

85,899

1,435,899

2,430,000

3,600,000

–

–

3,600,000

7,465,899

1,170,535

8,636,434

 
76 

Remuneration Report  

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R E M U N E R AT I O N   O F   T H E   M E M B E R S   O F   T H E   B O A R D   O F   M A N A G E M E N T   ( B E N E F I T S   R E C E I V E D   A N D   B E N E F I T S   G R A N T E D )   I N   A C C O R D A N C E  

W I T H   T H E   G E R M A N   C O R P O R AT E   G O V E R N A N C E   C O D E   I N   T H E   V E R S I O N   D AT E D   F E B R U A R Y   7 ,   2 0 1 7  

A N D R E A S   R E N S C H L E R  

Chairman of the Board of Management of TRATON SE, 
Truck & Bus brand group 

Left: July 15, 2020 

Benefits received 

Benefits granted 

2020

2019

2019

2020

2020 (minimum)

2020 (maximum)

731,250

71,496

802,746

466,563

1,785,168

1,785,168

–

–

–

–

3,054,477

–

3,054,477

1,350,000

1,350,000

259,755

1,609,755

1,901,085

990,754

–

–

–

–

990,754

4,501,594

5,025,570

9,527,164

259,755

1,609,755

1,350,000

1,574,419

–

–

1,574,419

731,250

71,496

802,746

731,250

912,610

–

–

–

–

–

912,610

–

731,250

71,496

802,746

–

–

–

–

–

–

–

731,250

71,496

802,746

1,316,250

1,950,000

–

–

–

1,950,000

–

4,534,174

5,025,570

9,559,744

2,446,606

802,746

4,068,996

–

–

–

2,446,606

802,746

4,068,996

A B R A H A M   S C H O T  

Chairman of the Board of Management of AUDI AG, 
Premium brand group 

Left: March 31, 2020 

Benefits received 

Benefits granted 

2020

2019

2019

2020

2020 (minimum)

2020 (maximum)

1,350,000

1,350,000

337,500

79,622

417,122

–

–

–

–

460,079

1,810,079

1,901,085

–

–

–

417,122

56,049

473,171

3,711,164

2,222,572

5,933,736

460,079

1,810,079

1,350,000

1,574,419

1,574,419

–

4,734,498

2,222,572

6,957,070

337,500

79,622

417,122

–

421,179

–

421,179

838,301

56,049

894,350

337,500

79,622

417,122

–

–

–

–

417,122

56,049

473,171

337,500

79,622

417,122

–

900,000

–

900,000

1,317,122

56,049

1,373,171

€ 

Fixed remuneration 

Fringe benefits 

Total 

One-year performance-related remuneration 

Multiyear performance-related remuneration 

LTI (performance share plan 2017–2019) 

LTI (performance share plan 2018–2020) 

LTI (performance share plan 2019–2021) 

LTI (performance share plan 2020–2022) 

Phanton shares 

Total 

Pension expense 

Total remuneration 

€ 

Fixed remuneration 

Fringe benefits 

Total 

One-year performance-related remuneration 

Multiyear performance-related remuneration 

LTI (performance share plan 2019–2021) 

LTI (performance share plan 2020–2022) 

Total 

Pension expense 

Total remuneration 

 
Corporate Governance 

Remuneration Report

77

R E M U N E R AT I O N   O F   T H E   M E M B E R S   O F   T H E   B O A R D   O F   M A N A G E M E N T   ( B E N E F I T S   R E C E I V E D   A N D   B E N E F I T S   G R A N T E D )   I N   A C C O R D A N C E  

W I T H   T H E   G E R M A N   C O R P O R AT E   G O V E R N A N C E   C O D E   I N   T H E   V E R S I O N   D AT E D   F E B R U A R Y   7 ,   2 0 1 7  

S T E F A N   S O M M E R  

Components and Procurement 

Left: June 30, 2020 

€ 

Fixed remuneration 

Fringe benefits 

Total 

One-year performance-related remuneration 

Multiyear performance-related remuneration 

LTI (performance share plan 2018–2020) 

LTI (performance share plan 2019–2021) 

LTI (performance share plan 2020–2022) 

Total1 

Pension expense 

Total remuneration 

Benefits received 

Benefits granted 

2020

2019

2019

2020

2020 (minimum)

2020 (maximum)

675,000

134,815

809,815

–

–

–

–

–

1,350,000

1,350,000

519,019

1,869,019

1,901,085

–

–

–

–

519,019

1,869,019

1,350,000

1,574,419

–

1,574,419

–

675,000

134,815

809,815

675,000

134,815

809,815

675,000

134,815

809,815

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

809,815

447,742

4,019,019

4,793,438

761,437

761,437

809,815

447,742

809,815

447,742

809,815

447,742

1,257,557

4,780,456

5,554,875

1,257,557

1,257,557

1,257,557

1  Benefits received for 2019 included a top-up amount on the minimum remuneration of €3.5 million. 

H I L T R U D   D O R O T H E A   W E R N E R  

Integrity and Legal Affairs 

€ 

Fixed remuneration 

Fringe benefits 

Total 

One-year performance-related remuneration 

Multiyear performance-related remuneration 

LTI (performance share plan 2017–2019) 

LTI (performance share plan 2018–2020) 

LTI (performance share plan 2019–2021) 

LTI (performance share plan 2020–2022) 

Total 

Pension expense 

Total remuneration 

Benefits received 

Benefits granted 

2020

2019

2019

2020

2020 (minimum)

2020 (maximum)

1,350,000

1,350,000

1,350,000

1,350,000

1,350,000

1,350,000

122,776

1,472,776

898,796

2,956,624

2,956,624

–

–

–

115,159

1,465,159

1,901,085

–

–

–

–

–

115,159

1,465,159

1,350,000

1,574,419

–

–

1,574,419

–

5,328,196

1,149,571

6,477,767

3,366,244

4,389,578

956,364

956,364

4,322,608

5,345,942

122,776

1,472,776

1,350,000

1,684,716

–

–

–

1,684,716

4,507,492

1,149,571

5,657,063

122,776

1,472,776

–

–

–

–

–

–

1,472,776

1,149,571

2,622,347

122,776

1,472,776

2,430,000

3,600,000

–

–

–

3,600,000

7,502,776

1,149,571

8,652,347

 
78 

Remuneration Report  

Corporate Governance

R E M U N E R AT I O N   O F   T H E   M E M B E R S   O F   T H E   B O A R D   O F   M A N A G E M E N T   ( B E N E F I T S   R E C E I V E D   A N D   B E N E F I T S   G R A N T E D )   I N   A C C O R D A N C E  

W I T H   T H E   G E R M A N   C O R P O R AT E   G O V E R N A N C E   C O D E   I N   T H E   V E R S I O N   D AT E D   F E B R U A R Y   7 ,   2 0 1 7  

F R A N K   W I T T E R  

Finance and IT 
Components and Procurement (acting  July 1, 2020 – December 31, 2020)  

€ 

Fixed remuneration 

Fringe benefits 

Total 

One-year performance-related remuneration 

Multiyear performance-related remuneration 

LTI (performance share plan 2017–2019) 

LTI (performance share plan 2018–2020) 

LTI (performance share plan 2019–2021) 

LTI (performance share plan 2020–2021) 

Phanton shares 

Total 

Pension expense 

Total remuneration 

Benefits received 

Benefits granted 

2020

2019

2019

2020

2020 (minimum)

2020 (maximum)

1,350,000

1,350,000

1,350,000

1,350,000

1,350,000

1,350,000

71,549

1,421,549

898,796

1,785,168

1,785,168

–

–

–

–

62,781

1,412,781

1,901,085

249,128

–

–

–

–

249,128

62,781

1,412,781

1,350,000

1,574,419

–

–

1,574,419

–

–

4,105,513

1,008,664

5,114,177

3,562,994

4,337,200

886,120

886,120

4,449,114

5,223,320

71,549

1,421,549

1,350,000

1,684,716

–

–

–

1,684,716

–

4,456,265

1,008,664

5,464,929

71,549

1,421,549

–

–

–

–

–

–

–

1,421,549

1,008,664

2,430,213

71,549

1,421,549

2,430,000

3,600,000

–

–

–

3,600,000

–

7,451,549

1,008,664

8,460,213

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
  
  
  
  
 
 
 
 
 
 
 
 
 
Corporate Governance 

Remuneration Report

79

P O ST - E M P L OYM E N T   B E N E F I T S  
In  the  event  of  regular  termination  of  their  service  on  the 
Board  of  Management,  the  members  of  the  Board  of  Man-
agement  are  entitled  to  a  pension,  including  a  surviving 
dependents’  pension,  as  well  as  the  use  of  company  cars  for 
the  period  in  which  they  receive  their  pension.  The  agreed 
benefits  are  paid  or  made  available  when  the  Board  of  Man-
agement  member 
in 
Mr. Duesmann’s  case  when  he  reaches  the  age  of  65.  From 
July 16, 2022, Mr. Renschler is entitled to a pension of 70% of 
his fixed level of remuneration in 2017. 

the  age  of  63,  or 

reaches 

For  the  members  of  the  Board  of  Management  of  Volks-
wagen AG appointed before February 24, 2017 with a defined 
contribution  pension  scheme,  a  contribution  rate  of  50%  of 
the  fixed  remuneration  applies.  For  the  members  of  the 
Board  of  Management  of  Volkswagen AG  appointed  after 
February 24, 2017 with a defined contribution pension scheme, 
a contribution rate of 40% of the fixed remuneration applies. 
The resulting amount will be credited to the pension account. 
Ms. Werner, Mr. Blume, Mr. Diess, Mr. Duesmann, Mr. Kilian, 
Mr. Schot, Mr. Sommer and Mr. Witter received a defined con-
tribution plan, which is based in principle on a works agree-
ment  that  also  applies  to  the  employees  of  Volkswagen AG 
covered  by  collective  agreements  and  includes  retirement, 
invalidity  and  surviving  dependents’  benefits.  A  pension 
contribution  in  the  amount  of  50%  of  the  fixed  level  of 
remuneration  for  Ms. Werner,  Mr. Diess  and  Mr. Witter  and  
in  the  amount  of  40%  of  the  fixed  level  of  remuneration  
for  Mr. Blume,  Mr. Duesmann,  Mr. Kilian,  Mr. Schot  and 
Mr. Sommer  is  paid  to  Volkswagen  Pension  Trust e.V.  at  the 
end  of  the  calendar  year  for  each year  they  are  appointed  to 
the Board of Management. The annual pension contributions  

result in modules of what is, in principle, a lifelong pension in 
line  with  the  arrangements  that  also  apply  to  employees 
covered by collective agreements. 

The  individual  pension  modules  vest  immediately  upon 
payment  to  Volkswagen Pension Trust e.V.  Instead  of  a  life-
long  pension,  benefits  can  optionally  be  paid  out  as  a  lump 
sum  or  in  installments  when  the  beneficiary  reaches  retire-
ment  age  –  currently  63  at  the  earliest.  Volkswagen AG  has 
assumed  responsibility  for  pension  entitlements  due  to 
Mr. Witter from the time before his service with the Company. 
On  December 31,  2020,  the  pension  obligations  for 
members  of  the  Board  of  Management  in  accordance  with 
IAS 19  amounted  to  €36.6  (60.5) million.  €7.7  (13.7) million 
was  added  to  the  provision  in  the  reporting  period  in 
accordance  with  IAS 19.  Other  benefits  such  as  surviving 
dependents’  pensions  and  the  use  of  company  cars  are  also 
factored  into  the  measurement  of  pension  provisions.  The 
pension  obligations  measured  in  accordance  with  German 
GAAP  amounted  to  €26.6  (44.8) million.  €6.4  (14.5) million 
was  added  to  the  provision  in  the  reporting  year  in  accor-
dance with German GAAP.  

Retired  members  of  the  Board of  Management  and  their 
surviving dependents received €35.9 (14.5) million in the year 
now  ended.  Obligations  for  pensions  for  this  group  of 
persons  measured  in  accordance  with  IAS  19  amounted  to 
€396.3 (373.7) million, or €317.8 (300.5) million measured in 
accordance with German GAAP. 

A one-year post-contractual restraint on competition has 
been  agreed  with  Mr. Duesmann.  For  the  duration  of  this 
post-contractual  restraint,  Mr. Duesmann  will  receive  com-
pensation.  The  compensation  will  count  towards  current 
benefits from the pension scheme. 

 
80 

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E A R LY   T E R M I N AT I O N   B E N E F I T S  
If  the  appointment  to  the  Board  of  Management  is  termi-
nated for cause through no fault of the Board of Management 
member, the claims are limited to a maximum of two years’ 
remuneration,  in  accordance  with  G.13  sentence  1  of  the 
Code (severance payment cap).  

No severance payment is made if the appointment to the 
Board  of  Management  is  terminated  for  good  reason  for 
which the Board of Management member is responsible. The 
members  of  the  Board  of Management are also  entitled  to  a 
pension and to a surviving dependents’ pension as well as the 
use of company cars for the period in which they receive their 
pension in the event of early termination of their service on 
the Board of Management.  

The  post-contractual  restraint  on  competition  agreed 
with  Mr. Duesmann  will  also  generally  apply  in  the  event  of 
early termination. The compensation will count towards any 
settlement. 

Under  the  termination  agreement  with  Mr. Schot,  he  will 
participate  in  the  2019  to  2021,  2020  to  2022  and  2021  to 
2023 performance periods without any pro rata reductions. It 
has  been  agreed  with  Mr. Renschler  that  the  tranche  for  the 
2020  to  2022  performance  period  will  be  reduced  on  a  pro 
rata basis in line with the date of his departure (July 15, 2020) 
and that no bad-leaver case will apply. It has been agreed with 
Mr. Sommer that the performance shares allocated to him for 
the 2018 to 2020, 2019 to 2021 and 2020 to 2022 performance 
periods will expire. 

Please  refer  to  notes  46  and  48  to  the  consolidated 
financial  statements  and  the  notes  to  the  annual  financial 
statements  of  Volkswagen AG  for  more  detailed  individual 
disclosures relating to members of the Board of Management 
who left the Company in fiscal year 2020. 

P E N S I O N S   O F   T H E   M E M B E R S   O F   T H E   B O A R D   O F   M A N A G E M E N T   I N   2 0 2 0   ( P R I O R - Y E A R   F I G U R E S   I N   B R A C K E T S )  

€ 

Herbert Diess 

Oliver Blume 

Markus Duesmann (since April 1, 2020) 

Gunnar Kilian 

Andreas Renschler (until July 15, 2020) 

Abraham Schot (until March 31, 2020) 

Stefan Sommer (until June 30, 2020) 

Hiltrud Dorothea Werner  

Frank Witter 

Members of the Board of Management who left in the previous year 

Total 

Pension expense

Present values as of 
December 311

1,568,053

(1,354,053)

997,938

(808,544)

849,934

(–)

1,170,535

(886,559)

–

(5,025,570)

56,049

(2,222,572)

447,742

(761,437)

1,149,571

(956,364)

1,008,664

(886,120)

–

(–)

7,248,486

(12,901,219)

7,694,544

(5,592,969)

3,023,360

(1,743,034)

849,934

(–)

3,702,669

(2,102,717)

–

(29,609,167)

–

(2,222,572)

–

(1,228,940)

5,071,366

(3,482,194)

16,277,467

(14,474,204)

–

(–)

36,619,340

(60,455,797)

1  The amount is reported in the total amount for defined benefit plans recognized in the balance sheet (see note 29 to the consolidated financial statements). 

 
Corporate Governance 

Remuneration Report

81

S U P E R V I S O R Y   B O A R D   R E M U N E R AT I O N  
Following its regular review of Supervisory Board remunera-
tion, the Supervisory Board proposed a reorganization of the 
remuneration  system  for  the  members  of  the  Supervisory 
Board  to  the  2017  Annual  General  Meeting,  which  was 
approved on May 10, 2017 with 99.98% of the votes cast. The 
Board of Management and Supervisory Board will submit the 
remuneration  system  for  the  members  of  the  Supervisory 
Board to the Annual General Meeting for approval in 2021 in 
line  with  the  requirements  of  the  AktG  as  amended  by  the 
ARUG  II.  The  remuneration  of  the  members  of  the  Supervi-
sory  Board  of  Volkswagen  AG  is  comprised  entirely  of  non-
performance-related  remuneration  components.  Remunera-
tion  for  supervisory  board work  at  subsidiaries  continues  to 
comprise  partly  non-performance-related  and  partly  perfor-
mance-related components. 

The  following  applies  to  members  of  the  Supervisory 

Board of Volkswagen AG with effect from January 1, 2017: 
>  The  members  of  the  Supervisory  Board  will  receive  fixed

remuneration of €100,000 per fiscal year. 

>  The  Chairman  of  the  Supervisory  Board  will  receive  fixed
remuneration  of  €300,000,  and  his  deputy  will  receive
remuneration of €200,000. 

>  For  their  work  in  the  Supervisory  Board  committees,  the
members  of  the  Supervisory  Board  will  also  receive  addi-
tional  fixed  remuneration  of  €50,000  per  committee  per
fiscal  year  provided  the  committee  met  at  least  once  per

year for the performance of its duties. Memberships of the 
Nomination  and  Mediation  Committees  established  in 
accordance  with  section  27(3)  of  the  Mitbestimmungs-
gesetz  (MitbestG  –  German  Codetermination  Act)  are  not 
taken into account. 

>  Committee chairpersons receive double this amount, while
deputy  chairpersons  receive  one-and-a-half  times  the
committee remuneration listed previously. 

>  The  work  on  a  maximum  of  two  committees  shall  be
included in calculating the remuneration. If this maximum 
is  exceeded  the  two  most  highly  remunerated  functions
shall be decisive for the respective remuneration. 

>  Supervisory  Board  members  who  belonged  to  the  Super-
visory Board or one of its committees for only part of the
fiscal  year  receive  remuneration  on  a  pro  rata  temporis
basis. 

>  Supervisory  Board  members  receive  an  attendance  fee  of
€1,000 for attending a meeting of the Supervisory Board or
one of its committees; if several meetings take place on the
same day, the attendance fee is paid only once. 

>  The  remuneration  and  attendance  fees  are  each  payable

after the end of the fiscal year. 

In  fiscal  year  2020,  the  members  of  the  Supervisory  Board 
received  €5,341,196  (5,327,155).  Of  this  figure,  €2,294,167 
related to the work of the Supervisory Board and €1,008,889 
related to the work in the committees. 

 
82 

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R E M U N E R AT I O N   O F   T H E   M E M B E R S   O F   T H E   S U P E R V I S O R Y   B O A R D  

€  

Hans Dieter Pötsch 

Jörg Hofmann2 

Hussain Ali Al Abdulla 

Hessa Sultan Al Jaber 

Bernd Althusmann3  

Kai Bliesener2 (since June 20, 2020) 

Hans-Peter Fischer2 

Marianne Heiß 
Johan Järvklo2 (until February 29, 2020) 

Ulrike Jakob2 

Louise Kiesling 

Peter Mosch2 

Bertina Murkovic2 

Bernd Osterloh2 

Hans Michel Piëch  

Ferdinand Oliver Porsche  

Wolfgang Porsche  

Conny Schönhardt2 (since June 21, 2019) 

Athanasios Stimoniaris2 

Stephan Weil3 
Werner Weresch2 (since February 21, 2019) 

Members of the Supervisory Board who left in the previous year 

  F I X E D  

R E M U N E R A -

W O R K   I N   T H E  

T I O N  

C O M M I T T E E S  

O T H E R 1  

T O T A L  

T O T A L  

2020

2019

300,000

200,000

100,000

100,000

100,000

53,056

100,000

100,000

41,111

100,000

100,000

100,000

100,000

100,000

100,000

100,000

100,000

100,000

100,000

100,000

100,000

–

100,000

75,000

–

–

50,000

–

–

50,000

–

–

–

100,000

79,444

125,000

29,444

150,000

150,000

50,000

–

50,000

–

–

500,000

24,000

3,000

9,000

13,000

6,000

13,000

89,500

4,000

13,000

13,000

168,500

21,000

172,000

185,000

164,000

192,390

17,000

324,250

20,000

86,500

–

900,000

299,000

103,000

109,000

163,000

59,056

113,000

239,500

45,111

113,000

113,000

368,500

200,444

397,000

314,444

414,000

442,390

167,000

424,250

170,000

186,500

–

925,500

289,000

105,000

107,000

157,000

–

107,000

250,500

107,000

106,000

107,000

390,500

157,000

387,000

289,000

435,000

433,500

81,389

482,040

163,000

165,352

82,374

Total 

2,294,167

1,008,889

2,038,140

5,341,196

5,327,155

1  Attendance fees, membership of other Group bodies (non-performance-related: €792,888; performance-related: €571,002). 
2  These employee representatives have stated that they will transfer their Supervisory Board remuneration to the Hans Böckler Foundation in accordance with the guidelines issued by 

the German Confederation of Trade Unions (DGB). 

3  Under section 5(3) of the Niedersächsisches Ministergesetz (German Act Governing Ministers of the State of Lower Saxony), these members of the Supervisory Board are obliged to 
transfer their Supervisory Board remuneration to the State of Lower Saxony as soon as and in so far as it exceeds €6,200 per annum. Remuneration is defined for this purpose as 
Supervisory Board remuneration and attendance fees exceeding the amount of €200.  

 
4
Group Management 
Report

(Combined Management  Repo r t   o f   th e Vo l kswa gen   Gro u p  a nd Vol kswage n   AG )

GROUP MANAGEMENT REPORT

85 

89 

91 

94 

Goals and Strategies

Internal Management System and

Key Performance Indicators

Structure and Business Activities 

 Disclosures Required  

Under Takeover Law 

96 

Business Development 

110 

Shares and Bonds

116  Results of Operations,

Financial Position and Net Assets 

132 

 Volkswagen AG (condensed,  

in accordance with the  

German Commercial Code)

136 

Sustainable Value Enhancement 

166  Report on Expected Developments 

173  Report on Risks and Opportunities 

202  Prospects for 2021

Group Management Report 

Goals and Strategies

85

Goals and Strategies 

With the TOGETHER 2025+ strategy, we aim to step up the pace, sharpen the focus  
of our strategic projects and follow through on implementation even more systematically. 
In so doing, we aim to make the future of mobility even more sustainable 
– for present and future generations.

With the future-oriented program TOGETHER – Strategy 2025 
announced  in  2016,  we  are  seeking  to  make  the  Volkswagen 
Group more focused, efficient, innovative, customer-oriented 
and sustainable, and systematically geared toward generating 
profitable growth.  

We  at  the  Volkswagen  Group  have  set  ourselves  the  goal 
of continuing to excite our customers in future and meeting 
their  diverse  needs  with  an  appealing  product  portfolio  of 
impressive  vehicles  and  forward-looking,  tailor-made  mobil-
ity  solutions.  Every  day,  we  actively  assume  and  exercise 
responsibility  in  relation  to  the  environment,  safety  and 
society,  and  we  aim  to  be  a  role  model  in  these  areas.  Integ-
rity,  reliability,  quality  and  passion  thus  form  the  basis  for 
our  work.  Using  this  approach,  we  aim  for  technological 
leadership in the industry and competitive profitability, while 
also striving to be an excellent employer. 

With  the  TOGETHER 2025+  Group  strategy  that  we 
enhanced  in  2019,  we  are  increasing  the  momentum  for 
achieving  our  strategic  targets  and  sharpening  our  focus.  To 
this  end,  the  strategic  vision  of  the  Volkswagen  Group  was 
also revised. By “Shaping mobility – for generations to come”, 
we  aim  to  more  actively  shape  the  future  of  mobility  while 
safeguarding  it  sustainably  –  for  present  and  future  genera-
tions.  

With electric drives, digital connectivity and autonomous 
driving,  we  want  to  make  the  automobile  cleaner,  quieter, 
more intelligent and safer. At the same time, our core product 
will  become  more  emotive  and  will  offer  a  completely  new 
driving  experience.  In  this  way,  the  car  can  continue  to  be  a 
cornerstone  of  sustainable,  individual  and  affordable  mobil-
ity  in  the  future.  In  addition,  we  are  committed  to  the  Paris 
Agreement  on  climate  protection  and  are  one  of  the  first 
companies in our industry to commit ourselves to becoming 
a  carbon-neutral  company  by  2050.  This  includes  our  vehi-
cles, plants and processes.  

The automotive industry is being shaped particularly by the 
transformation  to  e-mobility  and  digitalization.  We  have 
positioned  ourselves  to  successfully  tackle  this  radical 
change:  the  strategies  of  our  brands  and  regions  as  well  as 
those  of  our  functional  areas  are  consistently  aligned  with 
the TOGETHER 2025+ Group strategy. 

Under  the  umbrella  of  the  TOGETHER 2025+  Group  stra-
tegy, we have defined five central modules with which we put 
the  focus  on  corporate  governance,  improved  performance, 
increased brand values, software and excellence in employee 
management.  

Our  Code  of  Collaboration,  along  with  our  integrity  and 
compliance  program  Together4Integrity  (T4I),  is  a  central 
pillar of the Group strategy. This Code describes how collabo-
ration is to take place within the Group and between individ-
uals in their day-to-day work. Its core values are encapsulated 
in the terms “genuine”, “straightforward”, “open-minded”, “as 
equals” and “united”. T4I brings together all activities relating 
to  integrity,  culture,  compliance,  risk  management  and 
human  resources,  creating  a  common  path  toward  a  new 
corporate culture. 

F I V E   M O D U L E S   O F   T H E   T O G E T H E R   2 0 2 5 +   ST R AT E G Y  
Our  TOGETHER  2025+  Group  strategy  comprises  consistent 
strategic  decisions  and  specific  modules  aimed  at  safe-
guarding  the  long-term  future  of  the  Group  and  generating 
profitable growth.  

These modules are namely Best Governance, Best Perfor-
mance,  Best  Brand  Equity,  Software-enabled  Car  Company 
and Excellent Leadership. We continuously review the status 
and progress of these initiatives in order to analyze the target 
achievement,  importance  and  suitability  of  the  measures 
defined. This enables us to tailor these modules to the trans-
formation underway within our Company.  

 
86 

Goals and Strategies  

Group Management Report

In  the  Best  Governance  module,  we  are  working  to  create  a 
focused,  streamlined  corporate  structure  to  manage  the 
brands,  continually  leverage  synergies  and  accelerate  deci-
sion-making processes. We want the Group to be perceived as 
efficiently  managed,  trustworthy,  sustainable  and  trans-
parent.  To  this  end,  we  are  intensifying  the  dialog  with  our 
key stakeholders and systematically reviewing whether we are 
still  the  best  owner  for  our  various  brands  and  companies. 
We also want our CO2 targets to be measurable and our prog-
ress toward CO2 neutrality in 2050 to be transparent. We will 
strive to establish a leading position in our industry in inter-
national  ESG  rankings  –  specifically  in  the  fields  of  environ-
ment, social issues and governance – in the future. 

The  aim  of  the  Best  Performance  module  is  to  achieve  a 
sustainable  increase  in  our  enterprise  value  by  increasing 
efficiency, productivity and profitability. As a global company, 
our  size  enables  us  to  make  increased  use  of  economies  of 
scale. We remain firmly committed to our ambitious targets, 
work  consistently  on  achieving  them  and  strive  to  exceed 
them. This will lay the foundations for extensive investment 
in  our  Company,  in  our  employees  and  in  mobility  for 
present and future generations. 

In  the  Best  Brand  Equity  module,  the  focus  is  on  realigning 
and  refining  the  brand  portfolio  to  enable  a  significant 
increase  in  the  value  of  our  Group  brands.  We  are  defining 
the  profiles,  brand  missions  and  core  competitors  of  the 
Volkswagen Group brands in a more nuanced and distinctive 
way. This will enable the Group to better serve the market as a 
whole.  Based  on  these  optimizations,  we  will  decide  on  the 
future  design,  product  portfolio  and  services  of  each  Group 
brand – using the needs of our customers as a starting point. 

In  the  Software-enabled  Car  Company  module,  we  are 
working  to  make  software  development  one  of  the  Volks-
wagen  Group’s  core  competencies.  To  achieve  this,  we  are 
pooling  existing  expertise,  substantially  strengthening  our 
resources  and  establishing  a  dedicated  organizational  unit. 
Going  forward, all  new  vehicle  models  across  the  Group will 
be  based  on  our  own  cross-brand  software  platform.  This 
approach  will  provide  the  opportunity  to  leverage  synergies 
between the individual brands and vehicle projects. The aim 
is  that  the  Volkswagen  Group  and  its  brands  will  stand  not 
only  for  the  best  vehicles  but  in  equal  measure  for  exciting 
digital products and services.  

 
Group Management Report 

Goals and Strategies

87

The  Excellent  Leadership  module  is  based  on  three  main 
areas:  communication,  human  resources  development  and 
collaboration.  To  remain  competitive  and  fit  for  the  future, 
we  will  accelerate  the  transformation  to  a  more  open,  more 
partnership-based  and  more  value-based  leadership  culture. 
We  are  developing  digital  and  dialogue-based  communi-
cation  formats  to  enable  a  more  timely  flow  of  information 
and integrate all brands and regions even more strongly. We 
are completely restructuring management development and 
training  and  taking  an  even  more  systematic  approach  to 
succession planning so that, at our Group, the right talent is 
always  in  the  right  position  at  the  right  time.  We  are  also 
defining  clear  expectations  for  the  Group’s  managers.  These 
involve  greater  customer  focus,  more  corporate  responsi-
bility,  greater  effectiveness  and  focus  on  results  as  well  as  a 
culture  of  constructive  dissent  and  a  positive  approach  in 
dealing  with  mistakes.  Volkswagen  also  wants  to  increase 
diversity  at  all  levels  of  the  company  and  is  pursuing  clear, 
measurable  targets  for  raising  the  proportion  of  female  and 
international managers.  

G O A L S   A N D   K E Y   P E R F O R M A N C E   I N D I C ATO R S   O F   T H E  

G R O U P ’ S   ST R AT E G Y    
The  five  strategic  modules  describe  how  we  want  to  achieve 
our  vision  of  sustainable  mobility  for  present  and  future 
generations.  We  are  managing  our  project  using  four  target 
dimensions,  which  are  also  reflected  in  the  Volkswagen 
strategy rhombus. The four target dimensions are as follows: 
excited  customers,  excellent  employer,  role  model  for 
environment,  safety  and  integrity,  and  competitive  profita-
bility. We want to grow sustainably by consistently pursuing 
these objectives. 

The  target  dimensions  apply  throughout  the  whole 
Group. The strategic KPIs that we use to measure how well we 
have implemented our Group strategy are dependent on the 
respective  business  model.  After  all,  the  business  model  for 
our  passenger  car-producing  brands  is  different  from  the 
business model for trucks and buses and also differs from the 
business model for our Power Engineering Business Area and 
our services business. 

The  strategic  KPIs  of  the  competitive  profitability  target 
dimension have been defined and standardized. As the Group 
strategy  is  currently  being  specified  and  enhanced  in  detail, 
the content of some strategic KPIs in the other target dimen-  

sions  is  still  being  determined.  The  relevance  of  the  KPIs  is 
reviewed  at  Group  level  and  their  focus  is  continuously 
monitored  and  adjusted  as  necessary.  We  report  on  the 
defined  non-financial  strategic  KPIs  in  the  chapter  entitled 
“Sustainable Value Enhancement”.  

Target dimension: excited customers 
This  target  dimension  focuses  on  the  diverse  needs  of  our 
customers  and  on  tailor-made  mobility  solutions.  We  aspire 
to exceed our customers’ expectations, thus generating maxi-
mum customer benefit. This requires not only the best prod-
ucts,  the  most  efficient  solutions  and  the  best  service,  but 
also  flawless  quality  and  an  outstanding  image.  We  want  to 
excite our existing customers, win over new ones and retain 
their loyalty in the long term – because only loyal and faithful 
customers will recommend us to others. 

The  strategic  KPIs  consist  of  the  conquest  rate  and  KPIs 

pertaining to loyalty, customer satisfaction and quality. 

Target dimension: excellent employer 
To achieve sustainable success, we need skilled and dedicated 
employees. We aim to foster their satisfaction and motivation 
by  means  of  equal  opportunities,  an  attractive  and  modern 
working environment, and a forward-looking organization of 
work.  An  exemplary  leadership  and  corporate  culture  forms 
the basis for this, allowing us to retain our core workforce and 
attract new talents. 

The strategic KPIs of this target dimension cover internal 
employer attractiveness determined by means of the opinion 
survey, external employer attractiveness, an external employer 
ranking as well as the diversity index. 

Target dimension: role model for environment, safety and integrity 
Every  day, we  at  the  Volkswagen  Group  assume  and  exercise 
responsibility  in  issues  relating  to  the  environment,  safety 
and  society.  This  commitment  should  be  reflected  both  in 
our  thoughts  and  actions  and  in  all  our  decisions.  We  pay 
particular attention to the use of resources and the emissions 
of  our  product  portfolio  as  well  as  those  of  our  sites  and 
plants,  with  the  goal  of  continuously  improving  our  carbon 
footprint and lowering pollutant emissions. Through innova-
tions and outstanding quality, we aim for maximum product 
safety.  

 
  
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Goals and Strategies  

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Our  primary  objectives  in  this  process  include  complying 
with laws and regulations, establishing secure processes and 
dealing openly with mistakes so that they can be avoided or 
rectified in the future. In terms of integrity, Volkswagen aims 
to  become  a  role  model  for  a  modern,  transparent  and  suc-
cessful enterprise. 

The strategic KPIs of this target dimension consist of the 
decarbonization index and fleet CO2 emissions figures, com-
pliance,  a  culture  of  dealing  openly  with  mistakes,  and 
integrity.  

Target dimension: competitive profitability 
Investors  judge  us  by  whether  we  are  able  to  meet  our 
obligations  as  regards  interest  payments  and  debt  repay-
ments.  As  equity  holders,  they  expect  appropriate  dividends 
and a long-term increase in the value of their shares. 

We make investments with a view to achieving profitable 
growth and strengthening our competitiveness, thus keeping 
the  Volkswagen  Group  on  a  firm  footing  in  the  future  and 
ensuring it remains an attractive investment option. 

The goals we have set ourselves are operational excellence 
in  all  business  processes  and  becoming  the  benchmark  for 
the entire industry. 

The  strategic  KPIs  are  operationalized  for  internal  manage-
ment  purposes:  target  and  actual  data  are  derived  from 
Volkswagen Group figures. 

ST R AT E G I C   K P I S :   C O M P E T I T I V E   P R O F I TA B I L I T Y  

Operating return on sales1 

Research and development ratio 
(R&D ratio) in the Automotive 
Division 

Capex/sales revenue in the 
Automotive Division 

Net cash flow in the Automotive 
Division 

Payout ratio 

2015

6.0%

7.4%

6.9%

2025

7 to 8%

~6%

~6%

€8,887 million

>€10 billion 

negative

≥ 30%

Net liquidity in the Automotive 
Division 

€24,522 million,
11.5%

~10% of 
consolidated
sales revenue

Return on investment (ROI) in the 
Automotive Division 

–0.2%

>14%

1    2015 before special items.  

 
Group Management Report 

Internal Management System and Key Performance Indicators

89

Internal Management System and 
Key Performance Indicators 

This chapter describes how the Volkswagen Group is managed on the basis of the Group strategy 
and the key performance indicators used for this purpose. In addition to financial measures, our 
management system also contains nonfinancial key performance indicators. 

The  Volkswagen  Group’s  performance  and  success  can  be 
measured  by  both  financial  and  nonfinancial  key  perfor-
mance indicators. With the Best Performance module of our 
TOGETHER 2025+  Group  strategy,  we  want  to  improve  these 
indicators across all areas and along the entire value chain. In 
so doing, we aim to sustainably increase the Company’s value 
and raise our efficiency, productivity and profitability.  

In  the  following,  we  first  describe  the  internal  manage-
ment process and then explain the Volkswagen Group’s most 
significant  performance  indicators,  known  as  the  core 
performance indicators.  

I N T E R N A L   M A N A G E M E N T   P R O C E S S   I N   T H E   V O L K S WA G E N   G R O U P  
Consistent,  close  integration  of  the  Group  and  brand 
strategies  with  the  operational  planning  process  ensures 
transparency at the Volkswagen Group when it comes to the 
financial  assessment  and  evaluation  of  strategic  decisions. 
The  operational  medium-term  planning  that  is  conducted 
once  a  year  and  generally  covers  a  period  of  five  years  is 
incorporated  into  the  strategic  planning  as  a  key  manage-
ment element of the Group.  

Medium-term planning forms the core of our operational 
planning  and  is  used  to  formulate  and  safeguard  the 
requirements for realizing strategic projects designed to meet 
Group  targets  in  both  technical  and  economic  terms  –  and 
particularly  in  relation  to  earnings,  cash  flow  and  liquidity 
effects. In addition, it is used to coordinate all business areas 
with  respect  to  the  strategic  action  areas  concerned,  namely 
functions/processes, products and markets.  

When  planning  the  Company’s  future,  the 
individual 
planning  components  are  determined  on  the  basis  of  the 
timescale involved: 
>  the  long-term  unit  sales  plan,  which  sets  out  market  and
segment growth and then derives the Volkswagen Group’s
delivery volumes from them, 

>  the  product  program  as  the  strategic,  long-term  factor

determining corporate policy, 

>  capacity and utilization planning for the individual sites. 
The  coordinated  results  of  the  upstream  planning  processes
are used as the basis for the medium-term financial planning: 
the  Group’s  financial  planning,  including  the  brands  and
business  fields,  comprises  the  income  statement,  cash  flow
and balance sheet planning, profitability and liquidity, as well 
as  the  upfront  investments  needed  for  alternative  products
and  the  implementation  of  strategic  options  in  the  future.
The  first  year  of  the  medium-term  planning  period  is  fixed
and  a  budget  drawn  up  for  the  individual  months.  This  is
planned  in  detail  down  to  the  level  of  the  operating  cost
centers. 

The budget is reviewed  each month throughout the year 
to  establish  the  target  achievement  level.  Key  internal  man-
agement  instruments  comprise  target/actual  comparisons, 
prior-year  comparisons,  variance  analyses  and,  where 
necessary,  action  plans  to  ensure  targets  are  met.  For  the 
current  fiscal  year,  detailed  revolving  monthly  forecasts  are 
prepared  for  the  coming  three  months  and  the  full  year, 
taking into account the current risks and opportunities. The 
focus  of  intrayear  internal  management  is  therefore  on 
adapting  ongoing  operations.  At  the  same  time,  the  current 
forecast  serves  as  a  potential,  ongoing  corrective  to  the 
medium-term and budget planning that follows on from it. 

 
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Internal Management System and Key Performance Indicators  

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C O R E   P E R F O R M A N C E   I N D I C AT O R S   I N   T H E   V O L K SWA G E N   G R O U P  
The  Volkswagen  Group’s  internal  management  system  is 
based on nine core performance indicators, which are derived 
from our strategic goals:  
>  Deliveries to customers 
>  Sales revenue 
>  Operating result 
>  Operating return on sales 
>  Research  and  development  ratio  (R&D  ratio)  in  the  Auto-

motive Division

>  Capex/sales revenue in the Automotive Division
>  Net cash flow in the Automotive Division 
>  Net liquidity in the Automotive Division
>  Return on investment (ROI) in the Automotive Division 
Deliveries  to  customers  are  defined  as  handovers  of  new
vehicles  to  the  end  customer.  This  figure  shows  the  popu-
larity of our products and is the measure we use to determine 
our  competitive  position  in  the  various  markets.  Deliveries
are  closely  related  to  our  targets  of  exciting  our  customers,
being a role model for environment, safety and integrity, and
being  an  excellent  employer.  One  of  the  most  important
prerequisites for the Company’s long-term success is a strong
brand  portfolio  that  –  on  the  basis  of  outstanding  quality  –
offers  tailor-made  mobility  solutions  with  safe,  resource-
efficient vehicles, thus meeting the diverse needs of custom-
ers. Demand for our products guarantees not only unit sales
and  production,  but  also  full  utilization  of  our  sites  and  the
jobs of our employees. The goals we are striving for cannot be
achieved  without  a  skilled,  dedicated  workforce  and  a  con-
sensus on shared values. 

Sales revenue, which does not include the figures for our 
equity-accounted Chinese joint ventures, reflects our market 
success in financial terms. Following adjustment for our use 
of  resources,  the  operating  result  reflects  the  Company’s 
actual business activity and documents the economic success 
of our core business. The operating return on sales is the ratio 
of the operating result to sales revenue.  

The  research  and  development  ratio  (R&D  ratio)  in  the 
Automotive  Division  shows  total  research  and  development  

costs in relation to sales revenue. Research and development 
costs comprise a range of expenses, from futurology through 
to  the  development  of  marketable  products.  Particular 
emphasis  is  placed  on  the  environmentally  friendly  orien-
tation  of  our  product  portfolio,  digitalization  and  new  tech-
nologies.  The  R&D  ratio  reflects  our activities  undertaken  to 
safeguard the Company’s future viability. 

investment  property  and 

The  ratio  of  capex  (investments  in  property,  plant  and 
equipment, 
intangible  assets, 
excluding capitalized development costs) to sales revenue in 
the  Automotive  Division  reflects  both  our  innovative  power 
and  our  future  competitiveness.  It  shows  our  capital  expen-
diture – largely for modernizing, expanding, electrifying and 
digitalizing  our  product  range  and  for  environmentally 
friendly  drivetrains,  as  well  as  for  adjusting  production 
capacities  and  improving  production  processes  –  in  relation 
to the Automotive Division’s sales revenue.  

Net  cash  flow  in  the  Automotive  Division  represents  the 
excess  funds from  operating activities  available  for  dividend 
payments,  for  example.  It  is  calculated  as  cash  flows  from 
operating  activities  less  cash  flows  from  investing  activities 
attributable to operating activities. 

Net  liquidity  in  the  Automotive  Division  is  the  total  of 
cash, cash equivalents, securities, loans and time deposits not 
financed  by  third-party  borrowings.  To  safeguard  our  busi-
ness  activities,  we  have  formulated  the  strategic  target  that 
net  liquidity  in  the  Automotive  Division  should  amount  to 
approximately 10% of the consolidated sales revenue. 

We  use  the  return  on  investment  (ROI)  to  calculate  the 
return on invested capital for a particular period in the Auto-
motive  Division,  including  the  Chinese  joint  ventures  on  a 
proportionate basis, by calculating the ratio of the operating 
result  after  tax  to  average  invested  capital.  If  the  return  on 
investment (ROI) exceeds the market cost of capital, the value 
of  the  Company  has  increased.  This  is  how  we  measure  the 
financial  success  of  our  brands,  locations  and  vehicle 
projects. 

Group Management Report 

Structure and Business Activities

91

Structure and Business Activities 

This chapter describes the legal and organizational structure of the Volkswagen Group 
and explains the material changes in 2020 with respect to equity investments. 

O U T L I N E   O F   T H E   L E G A L   ST R U C T U R E   O F   T H E   G R O U P  
Volkswagen  AG  is  the  parent  company  of  the  Volkswagen 
Group.  It  develops  vehicles  and  components  for  the  Group’s 
brands,  but  also  produces  and  sells  vehicles,  in  particular 
passenger  cars  and  light  commercial  vehicles  for  the  Volks-
wagen  Passenger  Cars  and  Volkswagen  Commercial  Vehicles 
brands.  In  its  capacity  as  parent  company,  Volkswagen  AG 
holds direct or indirect interests in AUDI AG, SEAT S.A., ŠKODA 
AUTO a.s.,  Dr.  Ing.  h.c.  F.  Porsche  AG,  TRATON  SE,  Volkswagen 
Financial  Services  AG,  Volkswagen  Bank  GmbH  and  a  large 
number  of  other  companies  in  Germany  and  abroad.  More 
detailed disclosures are contained in the list of shareholdings 
in  accordance  with  sections  285  and  313  of  the  Handels-
gesetzbuch (HGB – German Commercial Code), which can be 
accessed at www.volkswagenag.com/en/InvestorRelations.html 
and is part of the annual financial statements. 

Volkswagen  AG  is  a  vertically  integrated  energy  supply 
company  as  defined  by  section  3  no.  38  of  the  Energie-
wirtschaftsgesetz (EnWG – German Energy Industry Act) and 
is  therefore  subject  to  the  provisions  of  the  EnWG.  In  the 
electricity  sector,  Volkswagen  AG  generates,  sells  and  distri-
butes electricity as a group together with its subsidiaries. 

The  Volkswagen  AG  Board  of  Management  has  sole 
responsibility  for  managing  the  Company.  The  Supervisory 
Board  appoints,  monitors  and  advises  the  Board  of  Manage-
ment; it is consulted directly on decisions that are of funda-
mental significance for the Company. 

O R G A N I Z AT I O N A L   ST R U C T U R E   O F   T H E   G R O U P  
The  Volkswagen  Group  is  one  of  the  leading  multibrand 
groups  in  the automotive  industry.  The  Company’s  business 
activities  comprise  the  Automotive  and  Financial  Services 
divisions.  All  brands  within  the  Automotive  Division  –  with 
the  exception  of  the  Volkswagen  Passenger  Cars  and  Volks- 

wagen  Commercial  Vehicles  brands  –  are  independent  legal 
entities.  

The  Automotive  Division  comprises  the  Passenger  Cars, 

Commercial Vehicles and Power Engineering business areas.  

The Passenger Cars Business Area essentially consolidates 
the Volkswagen Group’s passenger car brands and the Volks-
wagen  Commercial  Vehicles  brand.  Activities  focus  on  the 
development  of  vehicles,  engines  and  vehicle  software,  the 
production  and  sale  of  passenger  cars  and  light  commercial 
vehicles,  and  the  genuine  parts  business.  The  product  port-
folio  ranges  from  compact  cars  to  luxury  vehicles  and  also 
includes  motorcycles,  and  is  supplemented  by  mobility 
solutions.  

The  Commercial  Vehicles  Business  Area  primarily  com-
prises  the  development,  production  and  sale  of  trucks  and 
buses  from  the  Scania  and  MAN  brands,  the  corresponding 
genuine parts business and related services. The commercial 
vehicles portfolio ranges from light vans to heavy trucks and 
buses. The collaboration between the two commercial vehicle 
brands  is  coordinated  within  TRATON SE,  which  is  listed  on 
the stock exchange.  

The Power Engineering Business Area combines the large-
bore  diesel  engines,  turbomachinery,  special  gear  units,  and 
propulsion  components  businesses.  Until  October  2020,  it 
also included the business of Renk. 

The activities of the Financial Services Division comprise 
dealer and customer financing, vehicle leasing, direct banking 
and  insurance  activities,  as  well  as  fleet  management  and 
mobility offerings.  

With  its  brands,  the  Volkswagen  Group  is  present  in  all 
relevant  markets  around  the  world.  The  key  sales  markets 
currently  include  Western  Europe,  China,  the  USA,  Brazil, 
Russia, Poland, Turkey and Mexico.  

 
  
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Structure and Business Activities  

Group Management Report

Volkswagen  AG  and  the  Volkswagen  Group  are  managed  by 
the Volkswagen AG Board of Management in accordance with 
the  Volkswagen  AG  Articles  of  Association  and  the  rules  of 
procedure for Volkswagen AG’s Board of Management issued 
by the Supervisory Board.  

Accordingly,  responsibilities  were  divided  between  eight 
Board of Management positions until December 31, 2020. In 
addition to the Chairman of the Board of Management, which 
also  includes  the  Volume  brand  group,  the  other  Board 
positions  were:  Components  and  Procurement,  Finance  and 
IT,  Human  Resources  and  Truck  &  Bus,  Integrity  and  Legal 
Affairs,  Premium,  Sport  &  Luxury  as  well  as  China.  As  of 
December 31, 2020, the board member for Finance and IT was 
also  responsible  for  Components  and  Procurement  on  a 
temporary basis, and the Chairman of the Board of Manage-
ment was also responsible for China. 

In December 2020, the Supervisory Board decided to split 
up the responsibility for Components and Procurement from 
January  1,  2021,  replacing  it  with  two  new  Board  positions: 
Purchasing  and  Technology.  The  new  Technology  Board 
position will be responsible for all Group Components activi-
ties worldwide, the marketing of the Volkswagen platforms to 
third parties, the development and manufacturing of battery 
cells  as  well  as  the  associated  procurement,  the  areas  of 
charging  and  charging  systems  and  the  corresponding  joint 
ventures worldwide.  

The  Volume  brand  group  comprises  the  Volkswagen 
Passenger  Cars,  SEAT,  ŠKODA  and  Volkswagen  Commercial 
Vehicles  brands.  The  Audi,  Lamborghini  and  Ducati  brands 
are  brought  together  in  the  Premium  brand  group.  Sport  & 
Luxury  is  comprised  of  the  Porsche,  Bentley  and  Bugatti 
brands. Bentley will be allocated to the Premium brand group 
as  of  March  1,  2021.  The  Truck  &  Bus  brand  group  is  the 
umbrella for the Scania and MAN brands.  

We are convinced that this management model will allow 
better use of existing expertise and economies of scale, boost 
synergy  effects  more  systematically  and  accelerate  decision 
making. In addition, it will prepare the Volkswagen Group for 
a  management  structure  that  is  simpler,  leaner  and  more 
effective,  and  strengthen  the  brands,  giving  them  more 
autonomy. In line with the principle of subsidiarity, decisions 
will be taken at the lowest competent level, close to business 
operations, improving collaboration between the brands and 
the Group as a whole, leveraging synergies and ensuring that 
management of the Group is a shared undertaking. 

Each brand within the Volkswagen Group is managed by a 
brand  board  of  management,  which  ensures  the  brand's 
independent  and  self-contained  development  and  business 
operations. To the extent permitted by law, the board adheres 
to  the  Group  targets  and  requirements  laid  down  by  the 

Board of Management of Volkswagen AG, as well as with the 
agreements  in  the  brand  groups.  This  allows  Group-wide 
interests to be pursued, while at the same time safeguarding 
and  reinforcing  each  brand’s  specific  characteristics.  Matters 
that are of importance to the Group as a whole are submitted 
to the Group Board of Management to be agreed upon, to the 
extent  permitted  by  law.  The  rights  and  obligations  of  the 
statutory  bodies  of  the  relevant  brand  company  remain 
unaffected. 

The Volkswagen Group companies are managed solely by 
their  respective  managements.  The  management  of  each 
individual company takes into account not only the interest 
of  its  own  company  but  also  the  interests  of  the  Group,  the 
relevant  brand  group  and  the  individual  brands  in  accor-
dance with the framework laid down by law.  

In  addition,  at  Group  level,  Board  of  Management  com-
mittees  address  key  strategic  issues  relating  to  products, 
technologies,  investments,  digital  transformation,  integrity 
and  compliance,  risk  management,  human  resources  and 
management  issues.  We  constantly  revise  and  optimize  the 
committees  in  order  to  review  their  relevance  and  further 
increase the efficiency of their decision making. This reduces 
complexity and reinforces governance within the Group.  

The  Best  Governance  module  of  our  future  program 
TOGETHER 2025+ is fostering our Company’s transformation. 
One  of  its  aims  is  to  further  improve  manageability  of  the 
Group  and  to  make  even  better  use  of  synergy  effects.  The 
establishment of the Car.Software Organisation was just one 
way  of  further  enhancing  management  of  the  Group  in  the 
reporting year. 

M AT E R I A L   C H A N G E S   I N   E Q U I T Y   I N V E ST M E N T S  
As  part  of  the  planned  squeeze-out  at  AUDI AG  under  the 
German  Stock  Corporation  Act,  Volkswagen AG  announced 
on June 16, 2020 that the cash settlement for the transfer of 
shares  held  by  minority  shareholders  had  been  set  at 
€1,551.53  per  share.  On  July  31,  2020,  the  Annual  General 
Meeting  of  AUDI AG  approved  the  squeeze-out  under  stock 
corporation  law  at  AUDI AG  and  thus  the  transfer  of  all 
outstanding  Audi  shares  to  Volkswagen AG.  This  resolution 
took  effect  upon  its  entry  in  the  commercial  register  on 
November 16, 2020. In December 2020, a former shareholder 
of  AUDI AG  initiated  award  proceedings  against  Volks-
wagen AG at the Munich I Regional Court, asking the court to 
review  the  amount  of  the  cash  settlement  offered  by  Volks-
wagen AG.  

On October 6, 2020, the Volkswagen Group completed the 
sale  of  its  76%  interest  in  Renk AG  following  the  required 
regulatory approvals. The sale price was €0.5 billion.  

 
Group Management Report 

Structure and Business Activities

93

L E G A L   F A C TO R S   I N F L U E N C I N G   B U S I N E S S  
Like  other  international  companies,  the  business  of  Volks-
wagen  companies  is  affected  by  numerous  laws  in  Germany 
and  abroad.  In  particular,  there  are  legal  requirements 
relating  to  development,  products,  production  and  distri-
bution,  as  well  as  supervisory,  data  protection,  financial, 
company,  commercial,  capital  market,  anti-trust  and  tax 
regulations  and  regulations  relating  to  labor,  banking,  state 
aid, energy, environmental and insurance law. 

G R O U P   C O R P O R AT E   G O V E R N A N C E   D E C L A R AT I O N  
The  Group  Corporate  Governance  Declaration  can  be  found 
in  this  annual  report  and  is  permanently  available  on  our 
website at www.volkswagenag.com/en/InvestorRelations/cor-
porate-governance/declaration-of-conformity.html. 

  VO L K SWAG E N   AG   S H A R E H O L D I N G S  

   G R O U P   CO R P O R AT E   G OV E R N A N C E   D E C L A R AT I O N  

www.volkswagenag.com/en/InvestorRelations/news-and-publications/ 
Financial_Statements.html 

www.volkswagenag.com/en/InvestorRelations/corporate-governance/declaration-
of-conformity.html 

 
 
 
94 

Disclosures Required Under Takeover Law  

Group Management Report

Disclosures Required Under 
Takeover Law 

This chapter contains the Volkswagen Group’s disclosures relating to takeover law required by 
sections 289a(1) and 315a(1) of the HGB. 

C A P I TA L   ST R U C T U R E  
Volkswagen AG’s share  capital amounted to €1,283,315,873.28 
(€1,283,315,873.28)  on  December 31,  2020.  It  was  composed 
of  295,089,818  ordinary  shares  and  206,205,445  preferred 
shares. Each share conveys a notional interest of €2.56 in the 
share capital. 

S H A R E H O L D E R   R I G H T S   A N D   O B L I G AT I O N S  
The  shares  convey  pecuniary  and  administrative  rights.  The 
pecuniary rights include in particular the shareholders’ right 
to  participate  in  profits  (section 58(4)  of  the  Aktiengesetz 
(AktG  –  German  Stock  Corporation  Act)),  the  right  to 
participate  in  liquidation  proceeds  (section 271  of  the  AktG) 
and  preemptive  rights  to  shares  in  the  event  of  capital 
increases (section 186 of the AktG) that can be disapplied by 
the Annual General Meeting with the approval of the Special 
Meeting  of  Preferred  Shareholders,  where  appropriate. 
Administrative rights include the right to attend the Annual 
General Meeting, to speak there, to ask questions, to propose 
motions  and  to  exercise  voting  rights.  Shareholders  can 
enforce  these  rights  in  particular  through  actions  seeking 
disclosure and actions for avoidance. 

Each  ordinary  share  grants  the  holder  one  vote  at  the 
Annual General Meeting. The Annual General Meeting elects 
shareholder  representatives  to  the  Supervisory  Board  and 
elects  the  auditors;  in  particular,  it  resolves  on  the  appro-
priation  of  net  profit,  formally  approves  the  actions  of  the 
Board  of  Management  and  the  Supervisory  Board,  and 
resolves  on  amendments  to  the  Articles  of  Association  of 
Volkswagen AG,  capitalization  measures  and  authorizations 
to purchase treasury shares; if required, it also resolves on the 
performance of a special audit, the removal before the end of 
their term of office of Supervisory Board members elected at 
the  Annual  General  Meeting  and  the  winding-up  of  the 
Company. 

Preferred  shareholders  generally  have  no  voting  rights. 
However, in the exceptional case that they are granted voting 
rights  by  law  (for  example,  when  preferred  share  dividends 
were not paid in one year and not compensated for in full in 
the  following  year),  each  preferred  share  also  grants  the 

holder one vote at the Annual General Meeting. Furthermore, 
preferred shares entitle the holder to a €0.06 higher dividend 
than ordinary shares (further details on this right to preferred 
and  additional  dividends  are  specified  in  Article 27(2)  of  the 
Articles of Association of Volkswagen AG). 

The Gesetz über die Überführung der Anteilsrechte an der 
Volkswagenwerk  Gesellschaft  mit  beschränkter  Haftung  in 
private Hand (VW-Gesetz – Act on the Privatization of Shares 
of Volkswagenwerk Gesellschaft mit beschränkter Haftung) of 
July 21,  1960,  as  amended  on  July 30,  2009,  includes  various 
provisions  in  derogation  of  the  German  Stock  Corporation 
Act,  for  example  on  the  exercise  of  voting  rights  by  proxy 
(section 3 of the VW-Gesetz) and on majority voting require-
ments at the Annual General Meeting (section 4(3) of the VW-
Gesetz).  

In  accordance  with  the  Volkswagen AG  Articles  of 
Association  (Article 11(1)),  the  State  of  Lower  Saxony  is 
entitled to appoint two members of the Supervisory Board of 
Volkswagen AG for as long as it directly or indirectly holds at 
least  15%  of  Volkswagen AG’s  ordinary  shares.  In  addition, 
resolutions by the Annual General Meeting that are required 
by  law  to  be  adopted  by  a  qualified  majority  require  a 
majority  of  more  than  four-fifths  of  the  share  capital  of  the 
Company  represented  when  the  resolution 
is  adopted 
(Article 25(2)), regardless of the provisions of the VW-Gesetz. 

S H A R E H O L D I N G S   E XC E E D I N G   1 0 %   O F   V O T I N G   R I G H T S  

Shareholdings  in  Volkswagen AG  that  exceed  10%  of  voting 
rights  are  shown  in  the  notes  to  the  annual  financial 
statements  of  Volkswagen AG,  which  are  available  online  at 
https://www.volkswagenag.com/en/InvestorRelations.html. 
The  current  notifications  regarding  changes  in  voting  rights 
in  accordance  with  the  Wertpapierhandelsgesetz  (WpHG  – 
German  Securities  Trading  Act)  are  also  published  on  this 
website. 

C O M P O S I T I O N   O F   T H E   S U P E R V I S O R Y   B O A R D  
The Supervisory Board consists of 20 members, half of whom 
are  shareholder  representatives.  In  accordance  with  Article 
11(1)  of  the  Articles  of  Association  of  Volkswagen AG,  the 

 
Group Management Report 

Disclosures Required Under Takeover Law

95

State  of  Lower  Saxony  is  entitled  to  appoint  two  of  these 
shareholder  representatives  for  as  long  as  it  directly  or 
indirectly  holds  at  least  15%  of  the  Company’s  ordinary 
shares.  The  remaining  shareholder  representatives  on  the 
Supervisory Board are elected by the Annual General Meeting. 
The  other  half  of  the  Supervisory  Board  consists  of 
employee representatives elected by the employees in accor-
dance  with  the  Mitbestimmungsgesetz  (MitbestG  –  German 
Codetermination  Act).  A  total  of  seven  of  these  employee 
representatives are Company employees elected by the work-
force;  the  other  three  employee  representatives  are  trade 
union representatives elected by the workforce. 

The  Chairman  of  the  Supervisory  Board  is  generally  a 
shareholder  representative  elected  by  the  other  members  of 
the Supervisory Board. In the event that a Supervisory Board 
vote  is  tied,  the  Chairman  of  the  Supervisory  Board  has  a 
casting vote in accordance with the MitbestG. 

The  goals  for  the  composition  of  the  Supervisory  Board 
and  information  about  its  composition  are  described  in  the 
Group Corporate Governance Declaration.  

STAT U TO R Y   R E Q U I R E M E N T S   A N D   R E Q U I R E M E N T S   O F   T H E  

A R T I C L E S   O F   A S S O C I AT I O N   W I T H   R E G A R D   TO   T H E   A P P O I N T M E N T  

A N D   R E M O VA L   O F   B O A R D   O F   M A N A G E M E N T   M E M B E R S   A N D   T O  

A M E N D M E N T S   T O   T H E   A R T I C L E S   O F   A S S O C I AT I O N  

The  appointment  and  removal  of  members  of  the  Board  of 
Management are governed by sections 84 and 85 of the AktG, 
which specify that members of the Board of Management are 
appointed  by  the  Supervisory  Board  for  a  maximum  of  five 
years.  Board  of  Management  members  may  be  reappointed 
or have their term of office extended for a maximum of five 
years  in  each  case.  In  addition,  Article 6  of  the  Articles  of 
Association  of  Volkswagen  AG  states  that  the  number  of 
Board  of  Management  members  is  stipulated  by  the  Super-
visory Board and that the Board of Management must consist 
of at least three persons. 

The Annual General Meeting resolves amendments to the 
Articles  of  Association (section 119(1)  of  the  AktG).  In  accor-
dance  with  section 4(3)  of  the  VW-Gesetz  as  amended  on 
July 30, 2009 and Article 25(2) of the Articles of Association of 
Volkswagen  AG,  Annual  General  Meeting  resolutions  to 
amend the Articles of Association require a majority of more 
than four-fifths of the share capital represented. 

P O W E R S   O F   T H E   B O A R D   O F   M A N A G E M E N T,   I N   PA R T I C U L A R  

C O N C E R N I N G   T H E   I S S U E   O F   N E W   S H A R E S   A N D   T H E   R E P U R C H A S E  

O F   T R E A S U R Y   S H A R E S  

According  to  German  stock  corporation  law,  the  Annual 
General Meeting can authorize the Board of Management, for 
a  maximum  period  of  five  years,  to  issue  new  shares.  It  can 
also  authorize  the  Board  of  Management,  for  a  maximum 
period of five years, to issue bonds on the basis of which new 

shares  are  to  be  issued.  The  Annual  General  Meeting  also 
decides  the  extent  to  which  shareholders  have  preemptive 
rights to the new shares or bonds. The maximum amount of 
authorized  share  capital  or  contingent  capital  available  for 
these  purposes  is  determined  by  Article 4  of  the  Articles  of 
Association of Volkswagen AG, as amended.  

At the Annual General Meeting on May 14, 2019, a resol-
ution was passed authorizing the Board of Management, with 
the  consent  of  the  Supervisory  Board,  to  increase  the 
Company’s  share  capital  by  a  total  of  up  to  €179.2 million 
(corresponding  to  70 million  shares)  on  one  or  more  occa-
sions up to May 13, 2024 by issuing new nonvoting preferred 
shares against cash contributions.  

Further  details  of  the  authorization  to  issue  new  shares 
and  their  permitted  uses  may  be  found  in  the  notes  to  the 
consolidated financial statements.  

M AT E R I A L   A G R E E M E N T S   O F   T H E   PA R E N T   C O M PA N Y   I N   T H E   E V E N T  

O F   A   C H A N G E   O F   C O N T R O L   F O L L O W I N G   A   TA K E O V E R   B I D  

At  the  end  of  fiscal  year  2019,  a  banking  syndicate  granted 
Volkswagen AG  a  syndicated  line  of  credit  amounting  to 
€10.0 billion  that  currently  runs  until  December  2025.  With 
the  new  line  of  credit,  the  syndicate  members  were  granted 
the right to call their portion of the syndicated line of credit 
in  two  cases.  A  call  right  exists  if  one  individual  or  several 
individuals  acting 
jointly  who  as  of  the  date  of  this 
agreement  exercise  control  over  the  Company  have  legal  or 
economic  ownership  of  shares  that  together  make  up  more 
than 90% of the voting rights of the Company. However, a call 
right also exists if one individual or several individuals acting 
jointly  who  as  of  the  date  of  this  agreement  do  not  exercise 
control over the Company obtain control over the Company. 
Such a call right does not exist, however, if one shareholder or 
several shareholders of Porsche Automobil Holding SE or one 
or  several  legal  entities  from  the  Porsche  or  Piëch  family 
directly or indirectly obtains control over the Company.  

Volkswagen AG  and  the  Ford  Motor  Company  entered 
into a Master Collaboration Agreement in January 2019. This 
agreement sets out a framework of obligations, which are to 
apply  to  the  further  co-operation  agreements  entered  into 
between  the  parties,  including  those  entered  into  in  fiscal 
year  2020.  It  also  covers  the  Development  Agreement 
concluded  in  January 2019  for  the  development  of  the  next-
generation  Amarok.  The  Master  Collaboration  Agreement 
provides  for  a  right  of  termination  with  immediate  effect  in 
the  event  of  a  Change  of  Control.  A  Change  of  Control  has 
been  defined  to  mean  a  change  affecting  more  than  50%  of 
the voting rights of one of the companies or a change in the 
ability  to  directly  or  indirectly  control  the  management  of 
one  company  through  its  decision  making  bodies.  The  right 
of  termination  must  be  exercised  within  90  days  of  the 
company becoming aware of a Change of Control.  

 
 
  
 
 
96 

 Business Development  

Group Management Report

Business Development 

The global economy recorded negative growth in fiscal year 2020 due to the impact 
of the Covid-19 pandemic. Global demand for vehicles was lower than in the previous year. 
Amid these challenging market conditions, the Volkswagen Group delivered 
9.3 million vehicles to customers. 

G L O B A L   S P R E A D   O F   C O R O N AV I R U S   ( S A R S - C O V - 2 )  
At the end of 2019, initial cases of a potentially fatal respira-
tory  disease  became  known  in  Wuhan,  in  the  Chinese  prov-
ince  of  Hubei.  This  disease  is  attributable  to  a  novel  corona-
virus.  Infections  also  appeared  outside  China  from  mid-
January 2020. In Europe, the number of people infected rose 
continuously  in  the  course  of  February,  and  especially  in 
March  and  April  2020.  While  many  European  countries 
recorded declining numbers of new infections as the second 
quarter  of  2020  progressed,  the  rate  of  new  infections 
continued to rise in North, Central and South America, Africa 
and  parts  of  Asia.  In  the  second  quarter,  many  of  the  mea-
sures taken to contain the Covid-19 pandemic were gradually 
eased,  especially  in  Europe.  This  included  partially  lifting 
border controls and travel restrictions and easing lockdowns 
as well as the reopening of businesses and public facilities. In 
addition, the European Commission and numerous European 
governments approved aid packages to support the economy. 
In  other  regions,  too,  governments  introduced  measures 
aimed  at  shoring  up  the  economy  to  counteract  the  enor-
mous  disruption  to  everyday  life  and  economic  activity 
caused  by  the  Covid-19  pandemic.  During  the  third  quarter, 
and  particularly  during  the  fourth  quarter  of  2020,  many 
regions  outside  China  and  around  the  world  saw  a  renewed  
– and  in  some  cases  very  rapid –  increase  in  new  infections,
which  led  to  the  easing  of  restrictions  being  reversed  in
certain situations. 

Throughout  the  whole  of  2020,  the  global  spread  of  the 
SARS-CoV-2 virus brought enormous disruption to all areas of 
everyday life and the economy. 

D E V E L O P M E N T S   I N   T H E   G L O B A L   E C O N O MY    
The  global  spread  of  the  SARS-CoV-2  virus,  the  associated 
restrictions,  and  the  resulting  downturn  in  demand  and 
supply  meant  that  growth  in  the  world  economy  was  nega-
tive  in  2020,  at  –4.0  (2.6)%.  The  average  rate  of  expansion  of 
gross  domestic  product  (GDP)  was  far  below  the  previous 
year’s  level  in  both  the  advanced  economies  and  the  emerg-
ing  markets.  At  country  level,  performance  in  the  reporting 
period depended on the extent to which the negative impact 
of  the  Covid-19  pandemic  was  already  materializing.  The 
governments  and  central  banks  of  numerous  countries 
responded 
in  some  cases  with  substantial  fiscal  and 
monetary  policy  measures.  This  meant  cuts  in  the  already 
relatively  low  interest  rates.  There  was  a  significant  drop  in 
prices  for  energy  resources,  while  other  commodity  prices 
increased  slightly  year-on-year  on  average.  On  a  global 
average, consumer prices rose at a slower pace than in 2019, 
and global trade in goods declined in the reporting period. 

Europe/Other Markets 
At  –7.2 (1.3)%,  the  economies  of  Western  Europe  as  a  whole, 
recorded a sharp fall in growth in 2020. This trend was seen in 
nearly  all  countries  in  Northern  and  Southern  Europe.  The 
impact  of  national  measures  to  contain  the  pandemic, 
including  border  closures  and  physical  distancing,  caused 
deep  cuts.  In  some  states,  the  measures  severely  restricted 
everyday  life  and  also  had  grave  economic  consequences. 
Governments of many countries in this region subsequently 
started  to  lift  some  of  the  restrictions  imposed,  spawning  a 
gradual economic recovery. 

Group Management Report 

Business Development

97

E C O N O M I C  G R O W T H
Percentage change in GDP

8
8

4
4

0
0

–4
–4

–8
–8

Global economy
Western Europe 
Germany
USA
China

2016

2017

2018

2019

2020

Due to the renewed increase in case numbers in many coun-
tries  as  the  year  went  on,  several  of  these  measures  were 
tightened  again,  or  at  least  left  in  place.  In  addition,  the 
uncertain  outcome  of  the  Brexit  negotiations  between  the 
United  Kingdom  and  the  European  Union  (EU)  generated 
uncertainty in fiscal year 2020, as did the related question of 
what form this relationship would take in the future. 

The  economies  in  Central  and  Eastern  Europe  reported  
a  marked  decline  in  the  real  absolute  GDP  in  2020  at  
–3.7 (2.5)%,  with  economic  output  falling  by  –3.4 (2.9)%  in
Central  Europe  and  by  –4.0 (2.0)%  in  Eastern  Europe.  The
same  trend  was  observed  in  Russia;  economic  output  in
Eastern Europe’s largest economy contracted by –4.1 (1.3)%. 

Turkey was unable to sustain the recovery seen in the first 
quarter, with GDP growth declining to 0.2 (1.0)% for 2020 as a 
whole but remaining in positive territory. South Africa’s GDP 
trend  declined sharply  in  the  reporting  period  to –7.3  (0.2)% 
amid persistent structural deficits and political challenges. 

enacted to support the economy led to improved confidence 
among  consumers  and  companies  as  the  year  progressed. 
However,  it  only  occasionally  matched  the  previous  years’ 
levels. 

North America 
US economic output declined by –3.6 (2.2)% in the reporting 
year as rates of infection soared. To strengthen the economy 
in  light  of  the  disruption  caused  by  the  Covid-19  pandemic, 
the  US  government  passed  comprehensive  stimulus  pack-
ages.  The  US  Federal  Reserve  cut  interest  rates  twice,  along-
side  other  measures  to  support  the  economy.  The  weekly 
number  of  people  filing  new  claims  for  unemployment 
benefits  rose  by  several  million  before  declining  but  still 
remaining at a relatively high level. This was reflected accord-
ingly  in  the  unemployment  rate,  which  more  than  doubled 
year-on-year to 8.1 (3.7)% in the reporting period. GDP fell by 
–5.7  (1.9)%  in  neighboring  Canada  and  by  –9.0  (0.0)%  in
Mexico. 

Germany  
Germany’s economic output showed a significantly negative 
trend  in  the  reporting  year  at  –5.3 (0.6)%.  The  labor  market 
was  in  a  favorable  situation  at  the  start  of  the  year,  but  the 
pandemic  led  many  companies  to  introduce  short-time 
working  (Kurzarbeit)  throughout  the  course  of  the  year.  The 
temporary  easing  of  restrictions  in  everyday  life  and  eco-
nomic  activity  as  well  as  government  assistance  packages  

South America 
Brazil’s  economy  recorded  a  decline  of  –4.6  (1.4)%  in  2020, 
resulting  from  the  dynamic  rate  of  infection  caused  by  the 
Covid-19 pandemic. At –11.1 (–2.1)%, the economic downturn 
in  Argentina  intensified  amid  continued  high  inflation  and 
substantial depreciation of the local currency compared with 
the previous year. 

 
98 

 Business Development  

Group Management Report

E X C H A N G E  R A T E   M O V E M E N T S   F R O M   D E C E M B E R  2 0 1 9  T O  D E C E M B E R  2 0 2 0
Index based on month-end prices: as of December 31, 2019 = 100

EUR to GBP
EUR to USD
EUR to CNY
EUR to JPY

110
110

105
105

100
100

95
95

D

J

F

M

A

M

J

J

A

S

O

N

D

Asia-Pacific 
The Chinese economy, which had been exposed to the nega-
tive  effects  of  the  Covid-19  pandemic  earlier  than  other 
economies  and  benefited  from  a  relatively  small  number  of 
new  infections  as  the  year  progressed,  recorded  positive 
growth rates from the second quarter onwards, expanding by 
2.1  (6.1)%  overall.  Growth  in  India  fell  sharply  to  –8.9  (4.2)% 
amid  relatively  high  infection  rates.  Japan  also  recorded 
negative  growth  of  –5.4  (0.3)%  compared  with  the  same 
period  of  the  previous  year  owing  to  the  negative  impact  of 
the Covid-19 pandemic.  

T R E N D S   I N   T H E   M A R K E T S   F O R   PA S S E N G E R   C A R S   A N D  

L I G H T   C O M M E R C I A L   V E H I C L E S  
In  fiscal  year  2020,  the  global  market  volume  of  passenger 
cars  fell  significantly  below  the  prior-year  level  due  to  the 
Covid-19  pandemic,  decreasing  to  67.7 million  vehicles  
(–15.2%). This marked a decline for the third year in a row. All 
regions  were  affected  by  this  slump.  The  overall  markets  of 
Western  Europe,  South  America  and  Africa  recorded  above-
average  losses,  while  the  decline  in  Asia-Pacific  and  the 
Middle East was smaller in percentage terms. 

Global  demand  for  light  commercial  vehicles  in  the 
reporting period was down significantly on the previous year. 

the  mixed  trends  in  sales  volumes  in  the  markets  in  2020. 
These measures included tax cuts or increases, incentive pro-
grams and sales incentives, as well as import duties. 

In addition, non-tariff trade barriers to protect the respec-
tive domestic automotive industries made the movement of 
vehicles, parts and components more difficult. 

Europe/Other Markets 
In  Western  Europe,  the  number  of  new  passenger  car  regis-
trations in the reporting period was down substantially by as 
much  as  –24.5%  on  the  prior-year  figure,  at  10.9  million 
vehicles.  The  negative  impact  from  the  spread  of  the  SARS-
CoV-2  virus  was  noticeable  in  all  countries  in  the  region  as 
early  as  March.  After  the  drastic  decline  at  the  beginning  of 
the  second  quarter,  recovery  started  in  the  months  that 
followed,  and  by  the  end  of  the  third  quarter,  figures  even 
matched  those  of  the  prior  year.  The  fourth  quarter  of  2020 
witnessed  a  lateral  movement  in  the  market,  keeping  vol-
umes  noticeably  below  the  previous  year’s  level.  New  regis-
trations saw declines on a similar scale in all major individual 
markets  and  were  in  negative  territory  at  year-end:  France  
(–25.4%), Italy (–27.9%), the UK (–29.4%) and Spain (–32.1%).  

The  volume  of  new  registrations  of  light  commercial 
vehicles in Western Europe fell significantly below the prior-
year figure, essentially due to the pandemic. 

Sector-specific environment 
The sector-specific environment was influenced significantly 
by fiscal policy measures, which contributed considerably to  

In  the  Central  and  Eastern  Europe  region,  the  market 
volume of passenger cars in fiscal year 2020 was down 15.9% 
on  the  prior-year  level  at  2.8  million  vehicles.  Following  the 

Group Management Report 

Business Development

99

slump  in  the  second  quarter  and  the  recovery  in  the  third 
quarter,  the  volume  of  new  vehicle  registrations  flatlined  in 
the fourth quarter and was moderately short of the previous 
year’s  figure.  The  development  of  demand  in  the  reporting 
period differed from market to market. In Central Europe, the 
number of new registrations dropped substantially by 23.3% 
to  1.1 million  units.  By  contrast,  the  decline  in  sales  of 
passenger cars in Eastern Europe (–10.1%) was weaker, due in 
particular to demand in Russia slowing less sharply (–8.8%). 

Registration  volumes  for  light  commercial  vehicles  in 
Central and Eastern Europe were down significantly year-on-
year.  In  Russia, the  number  of vehicles  sold  in  the  reporting 
period was also significantly lower than in the previous year. 

At  0.6  million  units,  the  volume  of  the  passenger  car 
market in Turkey in the reporting period was up by over 50% 
on the very low prior-year level. The increase in demand was 
boosted  in  particular  by  the  strong  growth  in  the  third 
quarter of 2020. In South Africa, the pandemic meant that the 
number of new passenger car registrations was down sharply 
on  the  comparatively  poor  results  of  the  previous  year  
(–30.4%). 

Germany 
New  passenger  car  registrations  in  Germany  in  fiscal  year 
2020 fell significantly short of the previous year’s high level, 
declining  to  2.9  million  units  (–19.1%).  Exacerbated  by  the 
Covid-19 pandemic and its fallout, demand for passenger cars 
fell to its lowest level since the German reunification despite 
a  temporary  reduction  in  value-added  tax  and  higher  pur-
chase premiums for electric vehicles. 

Owing to the mandated temporary shutdowns driven by 
the  pandemic  and  weak  demand  in  important  foreign  mar-
kets,  domestic  production  and  exports  in  the  reporting 
period  again  fell  short  of  the  comparable  prior-year  figures: 
passenger car production decreased by –24.6% to 3.5 million 
vehicles,  largely  due  to  the  –24.1%  drop  in  passenger  car 
exports to 2.6 million units. 

Demand for light commercial vehicles in Germany in the 

reporting period was significantly lower than in 2019. 

North America 
At  17.1  million  vehicles,  sales  of  passenger  cars  and  light 
commercial vehicles (up to 6.35 tonnes) in North America in 
fiscal  year  2020  were  down  significantly  on  the  prior-year 
figure  (–15.9%).  The  negative  effects  of  the  Covid-19  pan-
demic were also very noticeable in this region. After a drastic 
decline  in  demand  at  the  beginning  of  the  second  quarter 
and a steady recovery in the months that followed, until the 
prior-year  level  was  reached  in  September,  the  region 
witnessed volatile market performance in the last quarter of  

2020.  In  December,  a  new  recovery  set  in  and  the  previous 
year’s  figure  was  exceeded.  The  market  volume  in  the  USA 
remained  markedly  lower  than  the  2019  level,  falling  to 
14.6 million  units  (–14.5%).  The  decline  affected  both  the 
passenger  car  segment  (–28.3%)  and  light  commercial  vehi-
cles  (–11.9%)  such  as  SUVs  and  pickup  models.  In  the 
Canadian automotive market, the Covid-19 pandemic signifi-
cantly  accelerated  the  downward  trend  that  began  in  2018  
(–19.7%).  In  Mexico,  sales  of  passenger  cars  and  light  com-
mercial vehicles declined sharply (–28.0%), falling short of the 
prior-year figure for the fourth year in a row. 

South America 
In  the  markets  of  the  South  America  region,  the  volume  of 
new  registrations  for  passenger  cars  and  light  commercial 
vehicles in 2020 was much lower (–28.1%) at 3.1 million units 
following  the  drastic  decline  in  the  second  quarter,  a  strong 
recovery  in  the  third  quarter  and  a  lateral  movement  in  the 
fourth quarter, though falling short of the levels recorded in 
the  previous  year.  The  South  America  region  saw  the  most 
severe  negative  impact  of  the  Covid-19  pandemic  on  the 
automotive  markets  in  terms  of  percentage.  In  Brazil,  the 
recovery  in  vehicle  demand  that  began  in  2017  was  inter-
rupted in the reporting year; at 2.0 million vehicles (–26.7%), 
the  number  of  new  registrations  was  sharply  lower  than  in 
the  prior-year  period.  Exports  of  vehicles  manufactured  in 
Brazil  continued  to  decline,  falling  by  –24.3%  to  324  thou-
sand. In the Argentinian market, too, the spread of the SARS-
CoV-2  virus  negatively  impacted  the  demand  for  passenger 
cars and light commercial vehicles. In 2020, there was a sharp 
–26.6% fall in sales to 0.3 million units. 

Asia-Pacific 
In  the  Asia-Pacific  region,  too,  the  reporting  period  was 
adversely  impacted  by  the  spread  of  the  SARS-CoV-2  virus. 
After  the  very  sharp  decline  in  the  first  three  months,  the 
rapid  rebound  in  the  second  quarter  and  a  return  to  prior-
year levels in the third quarter, demand in the last quarter of 
2020  was  moderately  up  on  the  previous  year.  The  market 
volume  of  passenger  cars  was  noticeably  lower  than  the 
prior-year  level  at  30.9  million  units  (–9.6%).  This  was  also 
partly  due  to  developments  in  the  Chinese  passenger  car 
market,  where  the  volume  of  demand  fell  distinctly  short  of 
the  previous  year  to  19.9  million  units  (–6.5%)  as  a  result  of 
the  Covid-19  pandemic.  Following  the  severe  losses  in  the 
first  three  months  of  2020,  there  were  clear  signs  of  a 
recovery  in  the  overall  market  there  as  the  year  went  on.  In 
India, sales of passenger cars dwindled significantly year-on-
year,  falling  by  –17.3%  to  2.3  million  units.  In  the  Japanese 
passenger car market, vehicle demand in the reporting period  

 
 
  
 
 
  
 
 
100 

 Business Development  

Group Management Report

of  3.8  million  units  (–11.2%)  was  down  markedly  on  the 
previous  year  due  not  only  to  the  Covid-19  pandemic,  but 
also to the increase in VAT as of October 1, 2019.  

There  was  a  significant  year-on-year  decline  in  demand 
for  light  commercial  vehicles  in  the  Asia-Pacific  region. 
Registration volumes in China, the region’s dominant market 
and the largest market worldwide, fell distinctly year-on-year. 
The  number  of  new  vehicle  registrations  was  significantly 
below the previous year’s level in Japan and drastically lower 
in India.  

T R E N D S   I N   T H E   M A R K E T S   F O R   C O M M E R C I A L   V E H I C L E S  
In  the  markets  that  are  relevant  for  the  Volkswagen  Group, 
global  demand  for  mid-sized  and  heavy  trucks  with  a  gross 
weight of more than six tonnes was down substantially year-
on-year in fiscal year 2020 due to the spread of the SARS-CoV-2 
virus:  460 thousand  new  vehicles  were  registered  (–20.1%). 
Despite  the  ongoing  uncertainty  generated  by  the  Covid-19 
pandemic,  a  recovery  could  be  seen  in  almost  all  of  the 
markets  that  are  relevant  for  the  Volkswagen  Group  in  the 
second half of 2020 compared with the first six months. 

In  the  27  EU  states  excluding  Malta,  but  plus  the  United 
Kingdom,  Norway  and  Switzerland  (EU27+3),  the  number  of 
new  truck  registrations  was  sharply  down  on  the  prior-year 
figure,  dropping  –27.4%  to  a  total  of  273 thousand  vehicles. 
Registrations  in  Germany,  the  largest  market  in  this  region, 
fell  substantially  year-on-year.  The  previously  anticipated 
downturn in the market for 2020 was amplified by the Covid-
19 pandemic, especially in the second quarter of the year. The 
Russian market also deteriorated noticeably as a consequence 
of  the  Covid-19  pandemic  and  the  related  economic  fallout. 
Turkey saw new registrations more than double compared to 
an  admittedly  very  low  prior-year  figure.  By  contrast,  the 
South  African  market  declined  considerably.  In  Brazil,  the 
largest  market  in  the  South  America  region,  demand  for 
trucks  was  significantly  below  the  level  seen  in  the  previous 
year as a result of the pandemic.  

Demand for buses in the markets that are relevant for the 
Volkswagen Group was much lower than in the previous year 
as a consequence of the pandemic. All key markets within the 
EU27+3  contributed  to  this  trend,  with  the  market  for 
coaches in particular virtually grinding to a halt. Demand was 
very  much  lower  in  Brazil  and  was  less  than  half  the  prior-
year level in Mexico.

T R E N D S   I N   T H E   M A R K E T S   F O R   P O W E R   E N G I N E E R I N G  
The  markets  for  power  engineering  are  subject  to  differing 
regional  and  economic  factors.  Consequently,  their  business 
growth trends are mostly independent of each other.  

In  2020,  the  marine  market  contracted  to  a  significantly 
lower  level  than  in  the  previous  year.  Demand  was  curbed  

predominantly  by  the  global  impact  of  the  Covid-19  pan-
demic  and  uncertainty  about  future  emissions  regulations, 
and  in  merchant  shipping  by  the  negative  impact  of  the 
ongoing trade disputes between the USA and China. Demand 
for  cruise  ships  virtually  ceased  entirely  due  to  the  difficult 
liquidity  situation,  resulting  from  the  Covid-19  pandemic. 
The passenger ferry segment – similarly affected by a loss of 
revenue resulting in part from project postponements – was 
also impacted by a decline in demand. The special market for 
government vessels, which is driven by state investment, con-
tinued  on  a  stable  trajectory.  In  the  offshore  sector,  the 
existing  overcapacity  and  low  oil  prices  virtually  stifled 
investment  in  offshore  oil  production.  China,  South  Korea 
and  Japan  remained  the  dominant  shipbuilding  countries, 
accounting  for  a  global  market  share  of  around  85%  mea-
sured in terms of the number of ships. Since market volumes 
are still low, all sectors in the marine market were continuing 
to  experience  significant  competition  and  strong  pricing 
pressure as a result. 

The market for power generation was unable to continue 
its  growth  trend  in  2020  due  to  the  Covid-19  pandemic  and 
declined  significantly  overall.  Most  projects  were  postponed 
as  a  result  of  the  spread  of  the  SARS-CoV-2  virus  and  the 
pandemic-related  uncertainty,  with  some  being  canceled 
altogether.  Due  to  the  collapse  in  oil  prices  and  low  equip-
ment prices, there was a short-term rise in demand for stock 
engines run on HFO (heavy fuel oil) in developing countries, 
though  the  trend  away  from  oil-fired  power  plants  towards 
dual-fuel  and  gas-fired  power  plants  continued.  Demand  for 
new  energy  solutions  such  as  hydrogen,  battery  or  solar 
technologies  remained  high,  with  a  strong  trend  towards 
greater  flexibility  and  decentralized  availability.  Due  to  the 
negative  consequences  of  the  SARS-CoV-2  virus,  inventories 
in  the  reporting  period  increased,  intensifying  continued 
pressure from competition and pricing.  

In 2020, the market for turbo machinery showed a signifi-
cant  deterioration  year-on-year.  The  Covid-19  pandemic  had 
a delayed negative impact on demand for turbo compressors 
in  the  raw  materials,  oil,  gas  and  processing  industry  and 
varied in severity depending on market segment and region. 
Investments in oil production facilities remained at the prior-
year  level  despite  substantial,  short-term  price  fluctuations. 
Demand  for  turbo  compressors  for  industrial  gases  also 
remained slightly below the previous year’s level. By contrast, 
demand  in  the  raw  materials  and  processing  industry 
dropped substantially. As a consequence of the Covid-19 pan-
demic,  nearly  all  regions  except  for  China  recorded  a  severe 
downturn  in  demand  compared  with  the  previous  year.  The 
steam  and  gas  turbine  business  continued  to  be  dominated 
by  overcapacity  on  the  part  of  electricity  producers.  In 
addition,  the  pandemic-induced  uncertainty  and  the  con-  

  
 
 
Group Management Report 

Business Development

101

tinued  pressure  from  competition  and  pricing  compared 
with the prior-year period brought about a substantial dip in 
demand. 

The  after-sales  business  for  diesel  engines  performed 
positively on the whole in 2020 compared with the previous 
year, benefiting from a continued increase in interest in long-
term  maintenance  contracts  and  retrofitting  solutions.  The 
Covid-19  pandemic  reduced  demand  for  standard  products, 
however, and decisions about capital-intensive modifications 
were delayed owing to cash-flow difficulties on the part of the 
customers.  After  undergoing  a  marked  recovery  in  the  pre-
vious  year,  the  after-sales  market  for  turbo  machinery  col-
lapsed  sharply  in  2020  due  to  the  Covid-19  pandemic.  Here, 
too,  capital-intensive  modifications  were  postponed  or  can-
celed due to financial difficulties.

T R E N D S   I N   T H E   M A R K E T S   F O R   F I N A N C I A L   S E R V I C E S  
Demand for automotive financial services was at a high level 
in 2020, particularly in the first three months, due in part to 
the  persistently  low  key  interest  rates  in  the  main  currency 
areas.  Nevertheless,  the  Covid-19  pandemic  put  pressure  on 
the demand for financial services in almost all regions during 
the  reporting  period.  The  effects  of  the  Covid-19  pandemic 
were  noticeable  worldwide,  especially  in  the  second  quarter 
of  2020.  Markets  for  automotive  financial  services  staged  a 
partial recovery in the third and fourth quarters. 

The  European  passenger  car  market  was  affected  by  the 
Covid-19 pandemic especially in the second quarter of 2020, 
which  led  to  a  significant  decline  in  demand  in  the  auto-
motive  business  over  the  reporting  period  as  a  whole.  Amid 
this challenging market environment, the share of lease and 
financing  contracts  to  vehicle sales  was  expanded  further  in 
the  European  markets  although  the  absolute  number  of 
contracts  declined  year-on-year.  Demand 
increased  for 
integrated  mobility  services  such  as  parking,  refueling  and 
charging.  The  business  with  after-sales  products  such  as 
servicing,  maintenance  and  spare  parts  agreements,  as  well 
as automotive-related insurance was maintained at the prior-
year level in the current market environment.  

Germany saw a year-on-year drop in the number of loan-
financed  and  leased  new  vehicles  in  2020  due  to  the  chal-
lenges of the Covid-19 pandemic. In the leasing business with 
individual  customers,  the  shift  from  financing  to  lease 
contracts that began in 2019 continued.  

period.  Lower  interest  rates  led  to  an  increase  in  cash 
purchases. Non-vehicle loans were also used to buy vehicles. 

A drop in demand for new vehicles has been seen across 
the  entire  North  American  region  as  a  consequence  of  the 
Covid-19  pandemic.  In  the  United  States,  however,  demand 
for  financial  services  rose  slightly  and  increased  as  a  pro-
portion  of  vehicle  sales.  A  shift  from  lease  to  financing  con-
tracts  was  observed  here  along  with  an  increase  in  sales  of 
used  vehicles.  The  proportion  of  lease  and  financing  con-
tracts  in  Canada  in  2020 was  also  up  on  the  prior-year  level. 
Absolute  numbers  of  contracts  decreased,  however,  due  to 
the  decline  in  deliveries.  A  downward  trend was  observed  in 
Mexico, both for the absolute number of financing contracts 
and  for  the  percentage  share,  which  was  attributable  in  part 
to the currently limited fleet business. 

In  South  America,  demand  for  vehicles  and  automotive 
financial  services  in  the  reporting  year  was  down  on  the 
previous year. It recovered at the end of 2020 after dipping in 
the  second  and  third  quarters  as  a  consequence  of  the 
pandemic. In Brazil, the trend toward fleet business and long-
term  leases  continued  to  strengthen,  with  the  number  of 
long-term lease contracts exceeding the prior-year level. In a 
difficult  macroeconomic  environment,  customers  in  Argen-
tina  purchased  their  vehicles  mostly  in  cash;  demand  for 
automotive financial services decreased year-on-year. 

China’s passenger car market started to recover from the 
Covid-19  pandemic  from  the  second  quarter  of  2020 
onwards.  The  easing  of  restrictions  continuously  led  to 
increasing  numbers  of  new  contracts  being  signed  for  auto-
motive-related  financial  services,  which  were  up  slightly 
overall  on  the  prior-year  level.  In  Japan,  the  effects  of  the 
Covid-19  pandemic  were  perceptible  in  the  form  of  weaker 
new car sales, with a related fall in demand for financing and 
leasing products. In India, demand for financial services was 
below  the  previous  year  but  rose  again  in  the  course  of  the 
year  as  lending  rates  in  the  new  and  used  vehicle  segments 
stabilized. 

The Covid-19 pandemic also led to substantial declines in 
demand  for  new  and  used  vehicles  in  the  commercial  vehi-
cles business area in 2020. As a result, there was an equal fall 
in  the  number  of  lease  and  financing  contracts  in  Europe; 
however,  there  was  a  rise  in  the  penetration  rate  of  these 
financial products in Brazil. 

In  South  Africa,  demand  for  financing  and  insurance 
products stabilized in the second half of 2020 after declining 
in  the  first  half,  but  was  down year-on-year  in  the  reporting 

N E W   G R O U P   M O D E L S   I N   2 0 2 0  
Thanks  to a  broad  portfolio  of products –  from  small  cars to 
super  sports  cars  in  the  passenger  car  segment,  and  from 

 
102 

 Business Development  

Group Management Report

pickups to heavy trucks and buses in the commercial vehicles 
segment,  as  well  as  motorcycles –  covering  almost  all  key 
segments  and  body  types,  Volkswagen  Group  customers  are 
able  to  choose  the  vehicle  tailored  to  their  needs.  In  fiscal 
year 2020, we added further attractive vehicles to this range, 
whereby one focus was on electric vehicles. 

In  2020,  the  Volkswagen  Passenger  Cars  brand  brought 
out the compact ID.3, the first vehicle based on the Modular 
Electric  Drive  Toolkit  (MEB).  It  also  expanded  its  range  of 
electric  vehicles  by  adding  the  new  ID.4,  an  all-electric  SUV 
designed for urban use. The first vehicles from the ID. family 
have  suitable  ranges  and  come  fitted  with  forward-looking 
equipment  such  as  the  augmented  reality  head-up  display. 
2020 also saw the launch of the eighth generation of the new 
Golf  including  its  derivatives,  the  Golf  GTI,  Golf  R  and  Golf 
Estate.  The  up!,  the  Tiguan  and  the  Arteon  all  received 
product  upgrades.  The  T-Roc  Cabriolet  and  the  Arteon 
Shooting  Brake  were  also  rolled  out,  the  latter  combining 
exclusivity  and  practicability  at  a  high  level.  In  addition,  the 
first  Tiguan  R  model  was  launched.  The  Volkswagen  Passen-
ger  Cars  brand  continued  rolling  out  its  plug-in  hybrid 
offensive with derivatives of the Golf and Touareg. In the USA, 
the  successful  Atlas  received  an  update  and  the  Atlas  Cross 
Sport was launched. In the South American market, the Nivus 
SUV  coupé  developed  in  Brazil  was  rolled  out  along  with 
sporty versions of the Polo and Virtus models. In the Chinese 
market,  the  new  Tiguan X  and  Tayron X  crossover  models 
cater  to  the  growing  demand  for  lifestyle  vehicles.  The 
Viloran  seven-seater  van,  designed  to  meet  the  needs  of 
regional  markets  and  customers,  and  the  Tacqua  compact 
SUV  were  also  launched.  The  CC  and  the  Phideon  were 
upgraded.  The  electrification  offensive  was  continued  with 
the  electric  Tharu,  and  the  Tayron  as  a  plug-in  hybrid.  JETTA 
brought out the VS7 SUV.  

The Audi brand also added further all-electric vehicles to 
its  product  range  in  fiscal  year  2020.  The  Audi  e-tron 
Sportback,  for  example,  celebrated  its  market  launch  with  a 
new interpretation of the coupé design. The range of plug-in 
hybrid  vehicles  was  also  expanded.  Audi  also  introduced  S 
models of the Q7 and Q8 in 2020 and, for the first time, also 
of  the  electric  vehicles  e-tron  and  e-tron  Sportback.  In 
addition,  successors  to  models  from  the  A3  series  that  is 
especially popular with customers were brought out. The A5, 
Q2 and Q5 model series were updated. 

Launched  in  early  2020,  the  all-electric  Citigoe iV  kicked 
off the electrification of the ŠKODA portfolio. In addition, the 
successor models from the popular Octavia series celebrated 
their  market  launch.  The  Octavia  and  the  Superb  are  also 
available as plug-in hybrids, both as a saloon and as an estate. 
Along with these, the Rapid received an update in China and 
Russia.  

The SEAT brand launched the successors to the Leon and the 
Leon  Sportstourer  in  2020.  Moreover,  both  the  SEAT  brand 
and  CUPRA  expanded  their  product  ranges  through  the 
addition  of  two  plug-in  hybrid  versions  of  the  Leon  in  each 
case. The Ateca received a comprehensive product upgrade at 
both  SEAT  and  CUPRA.  CUPRA  enhanced  its  model  range  by 
adding its first completely standalone model, the Formentor 
SUV coupé. 

Following  the  unveiling  of  the  all-electric  Taycan  in  the 
preceding  fiscal  year,  Porsche  launched  new  Taycan  deriva-
tives  in  2020  including  the  top-of-the  range  Turbo  S.  The 
updated Panamera was also released. The Cayenne GTS Coupé 
rounds off the Cayenne family. 

In  the  growing  SUV  segment,  Bentley  launched  the 
extensively upgraded Bentayga in fiscal year 2020. Presented 
in 2019, the successor to the Flying Spur luxury saloon is now 
also  available  with  a  V8  engine.  The  luxurious  spearhead  of 
the model series became available at the end of 2020 with the 
Continental GT Mulliner. 

Since 2020, Lamborghini’s Huracán RWD with rear-wheel 

drive has been on the market as the upgraded EVO model.  

Bugatti  presented  the  DIVO  hyper  sports  car  in  2020, 
limited  to  only  40  vehicles.  The  new  Chiron  Pur  Sport  also 
celebrated its market premiere.  

The  Volkswagen  Commercial  Vehicles  brand  completely 
redesigned  the  Caddy,  which  now  boasts  technologies  from 
the Modular Transverse Toolkit (MQB).  

Scania  reached  a  milestone  in  the  electrification  of  the 
brand in 2020: a plug-in hybrid drive is now also available for 
the  L  and  P  series,  a  purely  electric  drive  system  was  pres-
ented for these models.  

MAN  brought  out  the  visually  and  technically  revamped 
TGX, which received the International Truck of the Year 2021 
award for its reliability and efficiency.  

Ducati  introduced  the  new  Streetfighter  V4  in  2020  as 
well  as  updated  models  of  the  Panigale  V2  and  V4,  the 
Multistrada 1260S Grand Tour and the Diavel 1260S. The Icon 
Dark expanded the Scrambler family.  

V O L K SWA G E N   G R O U P   D E L I V E R I E S  
The  Volkswagen  Group  delivered  9,305,372  vehicles  to  cus-
tomers  worldwide  in  fiscal  year  2020.  The  decrease  of  15.2% 
or 1,669,925 units year-on-year was due almost exclusively to 
the Covid-19 pandemic and the measures taken worldwide to 
contain  its  spread.  Sales  figures  for  both  the  Passenger  Cars 
Business  Area  and  the  Commercial  Vehicles  Business  Area 
declined  as  a  result  of  the  fall  in  demand.  The  chart  on  the 
page after next illustrates the trend in deliveries from month 
to  month,  comparing  each  monthly  figure  to  the  same 
month of the previous year. Deliveries of passenger cars and 
commercial vehicles are reported separately in the following.  

 
 
 
Group Management Report 

Business Development

103

V O L K SWA G E N   G R O U P   D E L I V E R I E S 1  

2020

2019

%

Passenger Cars 

9,115,185

10,733,077

Commercial Vehicles 

190,187

242,220

Total 

9,305,372

10,975,297

– 15.1

– 21.5

– 15.2

1  Prior-year deliveries have been updated to reflect subsequent statistical trends.  

The figures include the Chinese joint ventures. 

G L O B A L   D E L I V E R I E S   B Y   T H E   PA S S E N G E R   C A R S   B U S I N E S S   A R E A  
With  its  passenger  car  brands,  the  Volkswagen  Group  is 
present in all relevant automotive markets around the world. 
The  key  sales  markets  currently  include  Western  Europe, 
China, the USA, Brazil, Russia, Poland, Turkey and Mexico.  

Global demand for Volkswagen Group passenger cars and 
light commercial vehicles fell in the reporting year by 15.1% 
year-on-year  to  9,115,185 units  as  a  consequence  of  the 
debilitating  market  conditions  arising  from  the  uncertainty 
and  the  measures  taken  worldwide  to  tackle  the  Covid-19 
pandemic. In connection with the pandemic, our deliveries to 
customers  were  affected  by  differing  temporal  and  geo-
graphical effects. Following in some cases drastic losses at the 
end  of  the  first  quarter  and  the  start  of  the  second  quarter, 
demand  for  Group  models  recovered  as  the  reporting  year 
went  on,  with  declines  becoming  weaker.  We  registered 
declining demand year-on-year in nearly all regions. The sole 
exception  was  the  Middle  East  region,  largely  driven  by  the 
positive trend in sales figures in Turkey. Bentley was the only 
Volkswagen Group  brand  that  did  not  fall  short  of  its  prior-
year figures.  

Our e-mobility offensive had a positive impact on Group 
sales: we delivered 231,624 fully electric vehicles to customers 
globally  –  more  than  three  times  as  many  as  in  2019.  Our 
plug-in  hybrid  models  were  also  very  popular  with  custom-
ers;  sales  amounted  to  190,644  vehicles.  The  Group’s  most 
successful  all-electric  vehicles  included  the  ID.3,  the  e-Golf 
and the e-up! from Volkswagen Passenger Cars as well as the 
Audi e-tron and Porsche Taycan. The Passat and the Golf from 
Volkswagen  Passenger  Cars,  the  Audi  Q5,  the  ŠKODA  Superb 
and the Porsche Cayenne were among the most popular plug-
in hybrid models. 

In  a  significantly  declining  overall  global  market,  our 
passenger car market share increased slightly to 13.0 (12.9)%. 
The  table  at  the  end  of  this  section  gives  an  overview  of 
passenger  car  deliveries  to  customers  of  the  Volkswagen 
Group  in  the  regions  and  the  key  individual  markets.  The 
trends  in  demand  for  Group  models  in  these  markets  and 
regions are described in the following sections. 

Deliveries in Europe/Other Markets 
In Western Europe, the Volkswagen Group delivered 2,848,861 
passenger cars and light commercial vehicles to customers in 
fiscal  year  2020  in  a  substantially  contracting  overall  mar- 
ket.  This  was  21.5%  fewer  than  in  the  previous  year.  The 
increasing spread of the  SARS-CoV-2 virus and the measures 
taken  to  contain  it  sent  demand  for  Group  vehicles  into  a 
tailspin  during  the  first  quarter  and  at  the  beginning  of  the 
second  quarter.  All  of  the  major  individual  markets  demon-
strated  very  similar  declines  in  demand  for  Group  vehicles. 
By  the  end  of  the  first  half  of  the  year,  the  declines  had 
tapered off. In the second half of the year, demand for Group 
vehicles  in  individual  markets  was  once  again  up  on  a 
monthly  basis  compared  with  the  relevant  prior-year  figure. 
The Group models with the highest volume of demand were 
the  Golf,  Polo,  T-Roc  and  Tiguan  from  the  Volkswagen  Pas-
senger Cars brand. In addition, the T-Cross from Volkswagen 
Passenger  Cars,  the  Q3  Sportback,  Q7  and  e-tron  from  Audi, 
the Scala and Kamiq from ŠKODA, the Mii electric from SEAT, 
and  the  Porsche  Cayenne  Coupé  and  Porsche  Taycan,  all  of 
which had been introduced as new or successor models over 
the  course  of  the  previous  year,  were  very  popular  with 
customers. Some of the models successfully launched on the 
market during the reporting year as new or successor models 
were  the  up!,  T-Roc  Cabriolet,  Golf,  Tiguan  and  Arteon 
Shooting  Brake  and  the  first  all-electric  production  models, 
the  ID.3  and  ID.4,  from  Volkswagen  Passenger  Cars,  the  A3 
saloon, A3 Sportback, A5 and e-tron Sportback from Audi, the 
Citigoe iV,  Superb iV  and  Octavia  from  ŠKODA,  the  Leon, 
Leon Sportstourer  and  Ateca  from  SEAT  and  the  Caddy  from 
Volkswagen  Commercial  Vehicles.  The  Volkswagen  Group’s 
share of the passenger car market in Western Europe rose to 
23.7 (22.8) %.  

With  a  decline  of  14.9%,  the  number  of  vehicles  handed 
over  to  customers  in  the  reporting  year  in  the  Central  and 
Eastern  Europe  region  fell  less  sharply  than  the  global 
average.  This  was  largely  attributable  to  the  trend  in 
deliveries  in  Russia,  which  almost  reached  the  prior-year 
level. Demand developed encouragingly for the T-Cross from 
Volkswagen  Passenger  Cars,  for  the  Audi  Q3  Sportback,  for 
ŠKODA’s Scala, Kamiq and Karoq models and for the Porsche 
Cayenne  Coupé.  The  Volkswagen  Group’s  share  of  the  pas-
senger  car  market  in  the  Central  and  Eastern  Europe  region 
increased to 22.0 (21.5) %. 

In  Turkey,  the  Volkswagen  Group  continued  to  benefit 
from  the  catch-up  effects  in  the  overall  market,  raising  the 
number  of  vehicles  handed  over  to  customers  in  2020  by 
54.8%  compared  with  the  previous  year.  The  Passat  saloon 
was the most sought-after Group model from the Volkswagen 
Passenger  Cars  brand.  In  the  sharply  contracting  South 
African  market,  the  number  of  Group  models  sold  fell  by  

 
104 

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V O L K S W A G E N  G R O U P  D E L I V E R I E S  B Y   M O N T H
Vehicles in thousands

2020
2020
2019
2019

1,100
1,100

1,000
1,000

900
900

800
800

700
700

600
600

500
500

400
400

J

F

M

A

M

J

J

A

S

O

N

D

28.9%.  The  Polo  from  Volkswagen  Passenger  Cars  continued 
to be the most frequently sold Group model there. 

Deliveries in Germany 
In Germany, demand for vehicles from the Volkswagen Group 
was down 19.6% year-on-year at 1,065,811 units in 2020 in an 
overall  market  that  was  suffering  a  significant  decline.  As 
with the overall market in Western Europe, the decrease was 
attributable to the negative impact of the spread of the SARS-
CoV-2  virus.  The  Group  models  with  the  highest  volume  of 
demand were the Golf and Passat Estate from the Volkswagen 
Passenger  Cars  brand.  Also  in  high  demand  from  customers 
were  the  T-Cross  from  Volkswagen  Passenger  Cars,  the  Q3 
Sportback,  Q7  and  e-tron  from  Audi,  the  Scala  and  Kamiq 
from  ŠKODA,  the  Mii  electric  from  SEAT,  and  the  Porsche 
Cayenne  Coupé  and  Porsche  Taycan,  all  of  which  had  been 
introduced as new or successor models over the course of the 
previous year. Seven Group models led the Kraftfahrt-Bundes-
amt (KBA – German Federal Motor Transport Authority) regis-
tration statistics in their respective segments: the Golf, T-Roc, 
Tiguan,  Touran,  Passat,  Porsche  911  and  Caddy.  In  addition, 
the Golf continued to top the list of the most popular passen-
ger cars in Germany in terms of registrations. 

Deliveries in North America 
In North America, demand for Volkswagen Group models fell 
by 17.3% year-on-year to 784,299 units in the reporting year, 
a  decrease  largely  mirroring  the  trend  in  the  market  as  a  

whole.  The  impact  of  the  Covid-19  pandemic  became  appar-
ent  in  this  region  somewhat  later,  intensifying  at  the  begin-
ning  of  the  second  quarter.  The  month-on-month  declines 
diminished  again  as  the  year  went  on.  The  Group’s  market 
share  was  4.6  (4.7)%.  The  Tiguan  Allspace  and  Jetta  from 
Volkswagen Passenger Cars were the most sought-after Group 
models in North America. 

In  the  considerably  weaker  US  market,  the  Volkswagen 
Group  delivered  12.1%  fewer  vehicles  to  customers  in  fiscal 
year 2020 than in the prior-year period. The Group models to 
record the greatest increases included the Passat and Arteon 
from Volkswagen Passenger Cars, the Audi Q3 and e-tron, and 
the Porsche 911 Cabriolet. The Atlas and the Atlas Cross Sport 
from the Volkswagen Passenger Cars brand, Audi’s A4, A5, Q7 
and  e-tron  Sportback  models,  and  the  Porsche  Taycan  and 
Cayenne Coupé were successfully launched on the market as 
new or successor models during the reporting period.  

In Canada, the number of deliveries to Volkswagen Group 
customers fell by 25.6% year-on-year in 2020. The market as a 
whole  experienced  a  lesser  decline  during  this  period.  The 
Audi  Q3  in  particular  recorded  encouraging  growth  in 
demand. 

In  the  Mexican  market,  which  was  diminishing  sharply 
overall, the Volkswagen Group delivered 30.8% fewer vehicles 
to customers in the reporting year than in the previous year. 
The Group models with the highest volume of demand were 
the  Vento  and  Jetta  from  the  Volkswagen  Passenger  Cars 
brand. 

Group Management Report 

Business Development

105

W O R L D W I D E  D E L I V E R I E S  O F  T H E   M O S T   S U C C E S S F U L  G R O U P  M O D E L  R A N G E S   I N   2 0 2 0
Vehicles in thousands

Tiguan

Polo

Passat

Golf

Lavida

Jetta

Bora

T-Cross

591

488

485

481

450

439

350

296

Deliveries in South America 
In  the  South  American  passenger  car  and  light  commercial 
vehicles market, which recorded a strong contraction overall, 
the number of Group models delivered to customers in fiscal 
year 2020 was down by 20.2% year-on-year to 440,326 units. 
The effects of the Covid-19 pandemic became apparent in this 
region  somewhat  later,  intensifying  at  the  beginning  of  the 
second  quarter  before  weakening  again  on  a  monthly  basis 
over the rest of the year. The new T-Cross that was launched 
in the previous year and the Gol from Volkswagen Passenger 
Cars  were  the  Group  models  in  highest  demand.  The  Nivus 
SUV  coupé  was  successfully  launched  on  the  market  in  the 
reporting year. The Volkswagen Group’s share of the passen-
ger car market in South America rose to 14.1 (12.7)%.  

The  recovery  of  the  Brazilian  market  was  interrupted  by 
the  outbreak  of  the  Covid-19  pandemic.  The  Volkswagen 
Group delivered 20.0% fewer vehicles to customers there than 
in the previous year. Along with the Gol and the Polo, the new 
T-Cross  from  Volkswagen  Passenger  Cars  was  in  especially
high demand. 

In  Argentina,  the  number  of  vehicles  delivered  to  Volks-
wagen  Group  customers  in  2020  was  18.4%  down  on  the 
prior-year  figure  in  a  sharply  declining  overall  market.  The 
Gol  and  T-Cross  from  Volkswagen  Passenger  Cars  and  the 
Amarok  from  Volkswagen  Commercial  Vehicles  saw  the 
highest demand of all Group models. 

Deliveries in the Asia-Pacific region 
In fiscal year 2020, the Volkswagen Group saw demand taper 
off  in  the  overall  market  of  the  Asia-Pacific  region,  which 
witnessed a noticeable decline due primarily to the Covid-19 
pandemic, and handed over 4,110,782 vehicles to customers, 
9.1% fewer than in the year before. The Group’s market share 
in the Asia-Pacific region amounted to 13.2 (13.1)%. 

China,  the  world’s  largest  single  market  and  the  main 
growth  driver  of  the  Asia-Pacific  region  for  many  years,  was 
distinctly  weaker  in  the  past  fiscal  year,  mainly  due  to  the 
spread  of  the  SARS-CoV-2  virus.  The  Volkswagen  Group 
delivered 9.1% fewer vehicles to customers there than in the 
preceding  year.  Following  very  high  declines  in  volumes  in 
the first quarter, we recorded a slight increase in most of the 
following  months  compared  with  the  respective  prior-year 
figure.  The  T-Cross  and  Teramont X  from  the  Volkswagen 
Passenger Cars brand, the VA3 and VS5 from the JETTA brand, 
the  Audi  A6L  and  Audi  Q8,  the  ŠKODA  Kamiq  GT  and  the 
Porsche Cayenne Coupé, all of which had been introduced as 
new or successor models over the course of the previous year, 
were  in  especially  high  demand.  In addition,  the  Tayron  and 
the  Tharu  from  Volkswagen  Passenger  Cars,  the  Audi  Q2L, 
Q2L  e-tron  and  Q5,  and  the  Porsche  Panamera  saloon  saw 
encouraging  growth  in  demand.  The  Tacqua,  Golf,  Tayron  X, 
Tiguan X, CC, Viloran and Phideon models from Volkswagen 
Passenger  Cars,  the  VS7  from  the  JETTA  brand,  the  Audi  Q7 
and  Audi  e-tron  and  the  ŠKODA  Rapid  were  successfully 
launched  on  the  market  as  new  or  successor  models  in  the 
reporting year. 

 
106 

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In  the  Indian  passenger  car  market,  which  registered  a 
significant  decline,  the  Volkswagen  Group  saw  44.9%  less 
demand in the reporting year than in the preceding year. The 
Polo  from  the  Volkswagen  Passenger  Cars  brand  and  the 
Rapid from ŠKODA were the most sought-after Group models 
there.  

In a significantly weaker overall market in Japan, the number 
of  Group  models  handed  over  to  customers  in  fiscal  year 
2020  decreased  by  15.6%  year-on-year.  The  Group  model  to 
record the highest demand was the Volkswagen T-Cross. 

PA S S E N G E R   C A R   D E L I V E R I E S   TO   C U ST O M E R S   B Y   M A R K E T 1  

Europe/Other Markets 

Western Europe 

of which: Germany 

France 

United Kingdom 

Italy 

Spain 

Central and Eastern Europe 

of which: Czech Republic 

Russia 

Poland 

Other Markets 

of which: Turkey 

South Africa 

North America 

of which: USA 

Canada 

Mexico 

South America 

of which: Brazil 

Argentina 

Asia-Pacific 

of which: China 

India 

Japan 

Worldwide 

Volkswagen Passenger Cars 

Audi 

ŠKODA 

SEAT 

Bentley 

Lamborghini 

Porsche 

Bugatti 

D E L I V E R I E S   ( U N I T S )  

C H A N G E  

2020

2019

(%)

3,779,778

2,848,861

1,065,811

4,712,746

3,628,314

1,324,942

222,522

409,064

239,167

213,700

652,813

112,589

221,811

126,883

278,104

121,129

64,693

784,299

574,822

83,531

125,946

440,326

336,773

57,555

307,847

544,117

310,944

305,494

766,810

136,377

223,454

165,530

317,622

78,251

90,968

948,275

654,118

112,247

181,910

551,734

420,880

70,496

4,110,782

3,844,679

28,423

66,935

4,520,322

4,228,841

51,541

79,268

9,115,185

10,733,077

5,328,029

1,692,773

1,004,816

427,035

11,206

7,430

272,162

77

6,279,007

1,845,573

1,242,767

574,078

11,006

8,205

280,800

82

 – 19.8

 – 21.5

 – 19.6

 – 27.7

 – 24.8

 – 23.1

 – 30.0

 – 14.9

 – 17.4

 – 0.7

 – 23.3

 – 12.4

+ 54.8

 – 28.9

 – 17.3

 – 12.1

 – 25.6

 – 30.8

 – 20.2

 – 20.0

 – 18.4

 – 9.1

 – 9.1

 – 44.9

 – 15.6

 – 15.1

 – 15.1

 – 8.3

 – 19.1

 – 25.6

+ 1.8

 – 9.4

 – 3.1

 – 6.1

Volkswagen Commercial Vehicles 

371,657

491,559

 – 24.4

1  Prior-year deliveries have been updated to reflect subsequent statistical trends. The figures include the Chinese joint ventures.  

 
 
 
 
 
 
 
 
 
 
   
  
 
 
 
 
 
 
 
 
 
 
Group Management Report 

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107

C O M M E R C I A L   V E H I C L E   D E L I V E R I E S  
In  the  period  from  January  to  December  2020,  the  Volks-
wagen  Group  handed  over  21.5%  fewer  commercial  vehicles 
to  customers  worldwide  than  in  the  previous  year.  We 
delivered  a  total  of  190,187  commercial  vehicles  to  custom-
ers.  Trucks  accounted  for  156,378  units  (– 24.1%)  and  buses 
for  16,174  units  (– 24.8%).  A  total  of  17,635  (14,788)  vehicles 
from  the  MAN TGE  van  series  were  delivered.  The  decline  in 
the  truck  and  bus  business  was  due  to  a  slump  in  our  core 
markets,  which was  exacerbated  by  the  ongoing uncertainty 
generated by the Covid-19 pandemic. 

In  the  27  EU  states  excluding  Malta,  but  plus  the  United 
Kingdom, Norway and Switzerland (EU27+3), sales were down 
by 26.0% on the same period of the previous year to a total of 
105,131  units,  of  which  81,727  were  trucks  and  6,098  were 
buses.  Here,  the  MAN  brand  delivered  17,306  light  commer-
cial vehicles.  

In  Russia,  sales  fell  by  16.2%  year-on-year  to  8,486  units, 

comprising 8,267 trucks and 219 buses.  

Deliveries in Turkey increased to 2,681 (707) vehicles in fiscal 
year  2020.  Trucks  accounted  for  2,457  units  and  buses  for  
99  units,  while  125  vehicles  from  the  MAN TGE  van  series 
were  sold.  In  South  Africa,  deliveries  of  Volkswagen  Group 
commercial  vehicles  decreased  by  30.2%  year-on-year  to  a 
total  of  3,111  units;  of  this  figure  2,789  were  trucks  and  322 
were buses. 

Sales  in  North  America  declined  in  fiscal  year  2020  to 
1,502  vehicles  (– 53.3%),  which  were  delivered  almost  exclu-
sively to customers in Mexico; of this figure 1,110 units were 
trucks and 392 were buses.  

Deliveries in South America fell to a total of 49,372 vehi-
cles  (– 13.1%),  of  which  42,283  were  trucks  and  7,089  were 
buses. Sales in Brazil decreased by 17.5% in fiscal year 2020. 
Of  the  units  delivered,  35,738  were  trucks  and  5,117  were 
buses. 

In  the  Asia-Pacific  region,  the  Volkswagen  Group  sold 
11,420 vehicles to customers in the reporting period; among 
these,  10,331  were  trucks  and  1,075 were  buses.  Overall,  this 
was 14.4% less than in the previous year.  

C O M M E R C I A L   V E H I C L E   D E L I V E R I E S   TO   C U STO M E R S   B Y   M A R K E T 1  

Europe/Other Markets 

of which: EU27+3 

of which: Germany 

Russia 

Turkey 

South Africa 

North America 

of which: Mexico 

South America 

of which: Brazil 

Asia-Pacific 

Worldwide 

Scania 

MAN 

1  Prior-year deliveries have been updated to reflect subsequent statistical trends.  

D E L I V E R I E S   ( U N I T S )  

C H A N G E  

2020

2019

(%)

127,893

105,131

31,859

8,486

2,681

3,111

1,502

1,498

49,372

40,855

11,420

190,187

72,085

118,102

168,831

142,058

39,059

10,123

707

4,455

3,219 

3,218

56,826

49,551

13,344

242,220

99,457

142,763

 – 24.2

– 26.0

– 18.4

– 16.2

x

– 30.2

– 53.3

– 53.4

– 13.1

– 17.5

– 14.4

– 21.5

– 27.5

– 17.3

 
108 

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V O L K SWA G E N   G R O U P   F I N A N C I A L   S E R V I C E S  
The  Financial  Services  Division  covers  the  Volkswagen 
Group’s dealer and customer financing, leasing, banking and 
insurance  activities,  fleet  management  and  mobility  offer-
ings.  The  division  comprises  Volkswagen  Financial  Services 
and  the  financial  services  activities  of  Scania  and  Porsche 
Holding Salzburg. It also includes the contracts concluded by 
our international joint ventures in its figures. 

The  Financial  Services  Division’s  products  and  services 
were  popular  in  fiscal  year  2020,  although  the  Covid-19 
pandemic weighed on demand. At 8.6 (9.3) million, the num-
ber of new financing, leasing, service and insurance contracts 
worldwide  was  below  the  previous  year’s  level.  The  ratio  of 
leased  or  financed  vehicles  to  Group  deliveries  (penetration 
rate) in the Financial Services Division’s markets increased to 
35.5 (34.5)% as the Group’s deliveries fell at a higher rate than 
the number of contracts signed. As of December 31, 2020, the 
total  number  of  contracts  was  24.1 million,  up  1.8%  from 
year-end  2019.  The  number  of  contracts  in  the  customer 
financing/leasing  area  climbed  1.2%  to  11.9 million,  while  it 
increased by 2.4% to 12.2 million in the service/insurance area. 
In  Europe/Other  Markets,  the  financial  services  business 
was  impacted  by  the  Covid-19  pandemic,  particularly  in  the 
second quarter. The number of new contracts signed here in 
2020  fell  by  9.4%  to  6.3 million.  The  penetration  rate  was 
50.1 (48.5)%. At 17.6 million, the total number of contracts at 
the  end  of  the  reporting  year  slightly  exceeded  the  2019 
figure  of  17.5 million.  The  customer  financing/leasing  area 
accounted  for  7.6 million  of  these  contracts  (–1.3%),  while 
10.0 million (+2.3%) related to the service/insurance area. 

At  936 thousand,  the number of  new  contracts  signed  in 
North America was 2.1% down on the previous year. The ratio 
of  leased  or  financed  vehicles  to  Group  deliveries  in  North 
America  was  67.0 (59.3)%.  The  number  of  contracts  here  on 
December 31, 2020 was 3.1 million, an increase of 2.2% com-
pared with the previous year. The customer financing/leasing 
area  accounted  for  1.9 million  contracts  (+4.7%)  and  1.2  mil-
lion contracts (–1.7%) were owing to the service/insurance area.  
The South America region was impacted by the Covid-19 
pandemic  in  the  second  and  third  quarter  in  particular.  The 
number  of  new  contracts  signed  here  in  the  reporting  year 
fell  to  318 (386) thousand.  The  penetration  rate  declined  to 
32.7 (38.4)%.  The  total  number  of  contracts  as  of  Decem-
ber 31, 2020 increased by 2.6% year-on-year to 721 thousand. 
The  contracts  mainly  related  to  the  customer  financing/ 
leasing area.  

D E L I V E R I E S   I N   T H E   P O W E R   E N G I N E E R I N G   S E G M E N T  
Orders in the Power Engineering segment are usually part of 
major  investment  projects.  Lead  times  typically  range  from 
just under one year to several years, and partial deliveries as 
construction progresses are common. Accordingly, there is a 
time lag between incoming orders and sales revenue from the 
new construction business.  

Sales  revenue  in  the  Power  Engineering  segment  was 
largely  driven  by  Engines & Marine  Systems  and  Turbo-
machinery,  which  together  generated  more  than  two-thirds 
of overall sales revenue. Until October 2020, this included the 
business of Renk.  

O R D E R S   R E C E I V E D   I N   T H E   PA S S E N G E R   C A R S   S E G M E N T   I N  

W E ST E R N   E U R O P E    
In  the  reporting  year,  orders  received  in  Western  Europe  fell 
by  17.8%  compared  with  the  previous year as a  result  of  the 
pandemic.  All  key  markets  fell  short  of  the  previous  year’s 
level.  The  scale  of  decline  varied  from  country  to  country: 
while Germany was markedly down on the previous year, the 
United Kingdom, France, Italy and Spain were significantly or 
sharply below the equivalent prior-year figure.  

O R D E R S   R E C E I V E D   F O R   C O M M E R C I A L   V E H I C L E S  
Orders received for mid-sized and heavy trucks, for buses and 
for  commercial  vehicles  from  the  MAN  TGE  van  series 
decreased  by  4.8%  year-on-year  to  216,251  vehicles  in  2020. 
The  decline  was  attributable  to  both  the  truck  and  bus 
markets. The overall market downturn expected for 2020 was 
amplified  by  the  uncertainty  arising  from  the  Covid-19 
pandemic,  especially  in  the  second  quarter  of  the  year. 
However,  there  was  a  noticeable  recovery  in  the  second  half 
of 2020. 

O R D E R S   R E C E I V E D   I N   T H E   P O W E R   E N G I N E E R I N G   S E G M E N T  
The  long-term  performance  of  the  Power  Engineering  busi-
ness  is  determined  by  the  macroeconomic  environment. 
Individual  major  orders  lead  to  fluctuations  in  incoming 
orders during the year that do not correlate with these long-
term trends. 

Orders  received  in  the  Power  Engineering  segment  in 
2020 amounted to €3.4 (4.3) billion. Engines & Marine Systems 
and  Turbomachinery  generated  more  than  two-thirds  of  the 
order volume in a persistently difficult market environment. 
Until October 2020, this included the business of Renk. 

In  the  marine  business,  for  example,  orders  for  30  dual 
fuel  engines  were  placed  in  2020  in  a  project  for  five  ice-
breaking  LNG  tankers.  In  the  power  plant  business,  orders 
were won for 35 engines of different types with an aggregate 
output  of  350 MW.  For  turbomachinery,  we  received  several 
orders  for  compressor  trains  and  floating  production  and 
storage  units,  as  well  as  two  engineering  orders  for  carbon 
capture and storage in the North Sea.

Group Management Report 

Business Development

109

In  Germany,  production  contracted  by  22.7%  to  a  total  of 
1,633,239  vehicles.  The  percentage  of  the  Group’s  total 
production accounted for by Germany fell to 18.4 (19.5)%.  

I N V E N T O R I E S  
Global  inventories  at  Group  companies  and  in  the  dealer 
organization  were  significantly  lower  at  the  end  of  the 
reporting period than at year-end 2019.  

E M P L OY E E S  
Including  the  Chinese  joint  ventures,  the  Volkswagen  Group 
employed an average of 665,445 people in fiscal year 2020, a 
decrease  of  – 0.3%  year-on-year.  In  Germany,  we  employed 
295,133 people on average; at 44.4 (44.1)%, their share of the 
total  headcount  was  slightly  above  the  level  of  the  previous 
year. 

The  number  of  active  employees  in  the  Volkswagen 
Group  fell  by  1.3%  to  633,364  as  of  December  31,  2020.  In 
addition, 11,272 employees were in the passive phase of their 
partial  retirement  and  17,939  young  people  were  in  voca-
tional  traineeships.  At  the  end  of  the  reporting  period,  the 
Volkswagen  Group  had  a  total  of  662,575  employees  world-
wide.  Due  to  market  conditions  and  employees  leaving  the 
Group not being replaced, this was slightly below the year- end 
2019  figure.  A  total  of  294,510  people  were  employed  in 
Germany (– 1.0%) and 368,065 outside Germany (– 1.5%). 

E M P L O Y E E S  B Y   D I V I S I O N / B U S I N E S S  A R E A
as of December 31, 2020

Passenger Cars
Passenger Cars
Commercial Vehicles
Commercial Vehicles
Power Engineering
Power Engineering
Financial Services
Financial Services

545,082
545,082
85,612
85,612
14,782
14,782
17,099
17,099

In  Asia-Pacific,  where  the  SARS-CoV-2  virus  spread  first,  the 
number of new contracts signed in the past fiscal year rose by 
5.3% to 1.1 million. The ratio of leased or financed vehicles to 
Group  deliveries  was  17.7 (15.5)%.  The  total  number  of 
contracts amounted to 2.6 million at the end of the reporting 
year,  9.1%  more  than  at  year-end  2019.  The  customer  finan-
cing/leasing  area  grew  by  9.6%  to  1.9 million  contracts,  and 
the service/insurance area by 7.8% to 0.7 million contracts. 

S A L E S   T O   T H E   D E A L E R   O R G A N I Z AT I O N  
The Volkswagen Group’s unit sales to the dealer organization 
decreased by 16.4% to 9,156,612 units (including the Chinese 
joint  ventures)  in  the  reporting  year.  This  decline  was 
essentially  due  to  the  negative  effects  of  the  Covid-19  pan-
demic.  Ongoing  uncertainty  in  connection  with  this  and 
national measures introduced to contain the pandemic, such 
as mobility restrictions and store closures, were accompanied 
by  a  fall  in  customer  demand.  Above-average  decreases  in 
demand were recorded especially in Europe and in North and 
South  America.  Overall,  the  unit  sales  volumes  fell  by  16.2% 
outside  Germany  and  unit  sales  decreased  by  17.8%  in 
Germany. At 12.1 (12.3)%, the proportion of the Group’s total 
unit sales accounted for by Germany was lower than in 2019. 

The Tiguan, Polo, Passat, Golf, Jetta, T-Cross and T-Roc from 
the Volkswagen Passenger Cars brand were our biggest sellers 
last year. The largest increases in unit sales were recorded by 
the  e-up,  T-Cross  and  Tharu  from  the  Volkswagen  Passenger 
Cars brand, the e-tron, A6 saloon and Q3 Sportback from Audi, 
the  ŠKODA  Rapid  and  the  Bentley  Flying  Spur.  The  Porsche 
Taycan and Boxster also achieved a strong growth rate.  

P R O D U C T I O N  
In fiscal year 2020, the Volkswagen Group’s global production 
declined  by  17.8%  to  a  total  of  8,900,154 vehicles  due  to  the 
measures  taken  to  contain  the  spread  of  the  SARS-CoV-2 
virus.  The  impact  of  national  measures  to  contain  the  pan-
demic led to a disruption of supply chains and consequently 
to  production  stoppages  within  the  Volkswagen  Group.  The 
production  figures  for  the  locations  in  China  have  seen  a 
year-on-year  recovery  since  the  second  quarter  of  2020;  in 
total,  our  Chinese  joint  ventures  manufactured  9.5%  fewer 
units than in the year before. By contrast, the delayed impact 
of  the  Covid-19  pandemic  at  the  other  locations  worldwide 
caused  declines  in  production  in  the  first  three  quarters  of 
2020.  

 
110 

Shares and Bonds  

Group Management Report

Shares and Bonds 

Following the sharp fall in share prices triggered by the Covid-19 pandemic, trading in  
Volkswagen AG’s ordinary and preferred shares recovered as the year went on, but  
fell short of the year-end 2019 figure. To refinance projects connected with e-mobility, 
green bonds were successfully placed on the market for the first time. 

E Q U I T Y   M A R K E T S   A N D   P E R F O R M A N C E   O F   T H E   P R I C E   O F  

V O L K SWA G E N ’ S   S H A R E S  

Following the sharp fall in share prices in the first quarter of 
2020, which was triggered by the Covid-19 pandemic and its 
severe  negative  economic  implications,  international  stock 
markets  started  to  recover  during  the  second  quarter,  with 
some  even  reporting  a  strong  upward  trend.  At  the  end  of 
2020,  many  equity  markets  even  recorded  closing  levels 
above the prior-year levels. 

The DAX recorded an increase of 3.5% compared with the 
end of 2019. After an initially good start to the new financial 
year  with  a  record  high  in  February,  share  prices  collapsed 
with  the  increasing  spread  of  the  SARS-CoV-2  virus.  Starting 
from  the  low  reached  in  March,  the  leading  German  stock 
index  then  again  gained  in  value  and  recouped  its  losses  in 
the fourth quarter. This development was fueled considerably 
by  economic  stimulus  measures  from  central  banks  and 
governments  throughout  the  world  and  the  resulting  hopes 
of a more rapid global economic recovery. The upward trend 
lost  momentum  in  the  second  half  of  the  year,  with  the 
impact  of  the  second  wave  of  infections  weighing  on  share 
price performance, although hopes of a vaccine had a positive 
effect. 

After  the  losses  incurred  in  the  first  quarter  of  2020,  the 
prices of Volkswagen AG’s preferred and ordinary shares also 
regained  ground  in  the  months  that  followed,  but  still  fell 
short  of  the  year-end  2019  figures  by  14%  and  2%  respec-
tively.  Uncertainties  surrounding  the  development  of  the 
global  demand  for  automobiles  caused  by  the  Covid-19 

pandemic placed shares under pressure. In addition, negative 
effects  arose  from  the  automotive  industry’s  current  period 
of  transition  that  requires  large-scale  investment.  Moreover, 
the  impending  US  punitive  tariffs  on  European  vehicles,  the 
uncertain  outcome  of  the  negotiations  on  the  United  King-
dom’s exit from the EU Single Market including the form the 
future  relationship  takes,  and  the  appreciation  of  the  euro 
against  the  US  dollar  since  May  2020  all  had  a  negative 
impact. Positive  momentum  came  from  the  incipient  recov-
ery of the Chinese automotive market and investors’ hopes of 
improved economic activity in the wake of eased restrictions 
worldwide, government assistance measures, and hopes that 
the Covid-19 pandemic would subside.  

V O L K SWA G E N   S H A R E   K E Y   F I G U R E S   A N D   M A R K E T   I N D I C E S  

F R O M   J A N U A R Y   1   TO   D E C E M B E R   3 1 ,   2 0 2 0  

High 

Low 

Closing

Ordinary share 

Price (€) 

Date 

Preferred share 

Price (€) 

DAX 

Date 

Price 

Date 

183.10 

Jan. 10 

185.52 

Jan. 10 

13,790 

101.50 

Mar. 18 

87.20 

Mar. 18 

8,442 

Dec. 28 

Mar. 18 

ESTX Auto & Parts 

Price 

509 

255 

170.10

Dec. 30

152.42

Dec. 30

13,719

Dec. 30

505

Date 

Dec. 28 

Mar. 18 

Dec. 30

 
 
Group Management Report 

Shares and Bonds

111

P R I C E  D E V E L O P M E N T  F R O M   D E C E M B E R  2 0 1 9  T O  D E C E M B E R   2 0 2 0
Index based on month-end prices: December 31, 2019 = 100

Volkswagen ordinary share     –1.8%
Volkswagen preferred share   –13.5%
DAX     +3.5%
EURO STOXX Automobiles & Parts     +3.8%

110
110

100
100

90
90

80
80

70
70

60
60

D

J

F

M

A

M

J

J

A

S

O

N

D

D I V I D E N D   P O L I C Y  
Our  dividend  policy  matches  our  financial  strategy.  In  the 
interests of all stakeholders, we aim for continuous dividend 
growth that allows our shareholders to participate appropri-
ately  in  our  business  success.  The  proposed  dividend  there-
fore reflects our financial management objectives – in partic-
ular,  ensuring  a  solid  financial  foundation  as  part  of  the 
implementation of our strategy. 

The  current  dividend  proposal  can  be  found  in  the 
chapter  entitled  “Volkswagen  AG  (condensed,  in  accordance 
with  the  German  Commercial  Code)”  of  this  annual  report. 
The  Board  of  Management  and  Supervisory  Board  of  Volks-
wagen  AG  are  proposing  a  dividend  of  €4.80  per  ordinary 
share  and  €4.86  per  preferred  share  for  fiscal  year  2020.  On 
this  basis,  the  total  dividend  amounts  to  €2.4  (2.4)  billion. 
The  payout  ratio  is  based  on  the  Group’s  earnings  after  tax 
attributable to Volkswagen AG shareholders. This amounts to 
29.0%  for  the  reporting  period  and  stood  at  18.1%  in  the 
previous  year.  In  our  Group  strategy,  we  have  set  ourselves 
the goal of achieving a payout ratio of at least 30%. 

D I V I D E N D   Y I E L D  
Based on the dividend proposal for the reporting period, the 
dividend  yield  on  Volkswagen  ordinary  shares  is  2.8 (2.8)%, 
measured by the closing price on the last trading day in 2020. 
The dividend yield on preferred shares is 3.2 (2.8)%. 

E A R N I N G S   P E R   S H A R E    
Basic  earnings  per  ordinary  share  were  €16.60 (26.60)  in 
fiscal  year  2020.  Basic  earnings  per  preferred  share  were 
€16.66 (26.66).  In  accordance  with  IAS  33,  the  calculation  is 
based  on  the  weighted  average  number  of  ordinary  and 
preferred  shares  outstanding  in  the  reporting  period.  Since 
the  number  of  basic  and  diluted  shares  is  identical,  basic 
earnings per share correspond to diluted earnings per share.  
See also “Earnings per share” in the notes to the consoli-
dated financial statements for the calculation of earnings per 
share. 

 
112 

Shares and Bonds  

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S H A R E H O L D E R  S T R U C T U R E  A S   O F  D E C E M B E R  3 1 ,  2 0 2 0
as a percentage of subscribed capital

V O L K SWA G E N   S H A R E   D ATA  

Porsche Automobil Holding SE
Porsche Automobil Holding SE
Foreign institutional investors
Foreign institutional investors
Qatar Holding LLC
Qatar Holding LLC
State of Lower Saxony
State of Lower Saxony
Private shareholders/Others
Private shareholders/Others
German institutional investors
German institutional investors

31.4
31.4
26.0
26.0
14.6
14.6
11.8
11.8
12.9
12.9
3.4
3.4

 Ordinary shares

Preferred shares

ISIN 

WKN 

Deutsche Börse/Bloomberg 

DE0007664005

DE0007664039

766400

VOW

766403

VOW3

Reuters 

VOWG.DE

VOWG_p.DE

DAX, CDAX, 
EURO STOXX, 
EURO STOXX 50, 
EURO STOXX 
Automobiles & Parts,
Prime All Share, 
MSCI Euro

CDAX, Prime All 
Share, MSCI Euro, 
S&P Global 100 Index

Berlin, Dusseldorf, Frankfurt, Hamburg, 
Hanover, Munich, Stuttgart, Xetra

Primary market indices 

Exchanges 

S H A R E H O L D E R   ST R U C T U R E   A S   O F   D E C E M B E R   3 1 ,   2 0 2 0  
At  the  end  of  the  reporting  period,  Volkswagen  AG’s  sub-
scribed  capital  amounted  to  €1,283,315,873.28.  The  share-
holder structure of Volkswagen AG as of December 31, 2020 
is shown in the chart on this page. 

The  distribution  of  voting  rights  for  the  295,089,818 
ordinary shares was as follows at the reporting date: Porsche 
Automobil  Holding  SE,  Stuttgart,  held  53.3%  of  the  voting 
rights. The second-largest shareholder was the State of Lower 
Saxony, which held 20.0% of the voting rights. Qatar Holding 
LLC  was  the  third-largest  shareholder  with  17.0%.  The 
remaining 9.7% of ordinary shares were attributable to other 
shareholders.  

Notifications  of  changes  in  voting  rights  in  accordance 
with the Wertpapierhandelsgesetz (WpHG – German Securities 
Trading Act) are published on our website at www.volkswagen 
ag.com/en/InvestorRelations/news-and-publications.html. 

Group Management Report 

Shares and Bonds

113

V O L K SWA G E N   S H A R E   K E Y   F I G U R E S  

Dividend development 

2020

2019

2018

2017

2016

Number of no-par value shares at Dec. 31 

thousands

thousands

295,090

206,205

295,090

206,205

295,090

206,205

295,090

206,205

295,090

206,205

Ordinary shares 

Preferred shares 

Dividend1

per ordinary share 

per preferred share 

Dividend paid1

on ordinary shares 

on preferred shares 

Share price development2 

Ordinary share

Closing

Price performance 

Annual high 

Annual low 

Preferred share

Closing

Price performance 

Annual high 

Annual low 

Beta factor3
Market capitalization at Dec. 31 

Equity attributable to Volkswagen AG share-
holders and hybrid capital investors at Dec. 31 

Ratio of market capitalization to equity 

Key figures per share 

Earnings per ordinary share4

basic

diluted

Equity attributable to Volkswagen AG share-
holders and hybrid capital investors at Dec. 31 
Price/earnings ratio5
Ordinary share 

Preferred share 

Dividend yield6

Ordinary share 

Preferred share 

Stock exchange turnover7 

€

€

€ million

€ million

€ million

€

%

€

€

€

%

€

€

factor

€ billion

€ billion

factor

€

€

€

factor

factor

%

%

Turnover of Volkswagen ordinary shares 

Turnover of Volkswagen preferred shares 

Volkswagen share of total DAX turnover 

€ billion

million shares

€ billion

million shares

%

4.80

4.86

2,419

1,416

1,002

4.80

4.86

2,419

1,416

1,002

4.80

4.86

2,419

1,416

1,002

3.90

3.96

1,967

1,151

817

2.00

2.06

1,015

590

425

2020

2019

2018

2017

2016

170.10

 – 1.8

183.10

101.50

152.42

– 13.5

185.52

87.20

1.26

81.6

127.0

0.64

173.25

+ 24.6

182.50

135.60

176.24

+ 26.9

184.24

134.76

1.17

87.5

121.8

0.72

139.10

 – 17.5

188.00

131.10

138.92

– 16.5

188.50

133.70

1.17

69.7

117.1

0.60

168.70

+ 23.4

173.95

128.70

166.45

+ 24.8

178.10

125.35

1.12

84.1

108.8

0.77

2020

2019

2018

2017

16.60

16.60

26.60

26.60

23.57

23.57

22.28

22.28

136.75

– 3.9

144.20

108.95

133.35

– 0.3

138.80

94.00

1.22

67.9

92.7

0.73

2016

10.24

10.24

253.44

242.93

233.63

217.13

184.90

10.2

9.1

2.8

3.2

2020

3.1

21.6

49.8

361.2

4.7

6.5

6.6

2.8

2.8

2019

3.3

20.9

41.0

266.0

4.6

5.9

5.9

3.5

3.5

2018

4.3

28.0

54.1

346.6

5.4

7.5

7.3

2.3

2.4

2017

3.5

23.6

45.1

312.3

5.4

13.4

13.0

1.5

1.5

2016

3.3

25.4

41.1

347.0

5.0

1  Figures for the years 2016 to 2019 relate to dividends paid in the following year. For 

4  For the calculation see “Earnings per share” in the notes to the consolidated financial 

2020, the figures relate to the proposed dividend. 

statements. 2017 figure adjusted (IFRS 9). 

2  Xetra prices. 
3  For the calculation see chapter “Results of Operations, Financial Position and Net 

Assets” of this annual report. 

5  Ratio of year-end-closing price to earnings per share. 
6  Dividend per share based on the year-end-closing price.  
7  Order book turnover on the Xetra electronic trading platform (Deutsche Börse).  

 
114 

Shares and Bonds  

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R E F I N A N C I N G  S T R U C T U R E  O F  T H E   V O L K S W A G E N  G R O U P
as of December 31, 2020

Commercial paper 
Commercial paper 
6%
6%

Bonds 
Bonds 
65%
65%

Asset-backed securities 
Asset-backed securities 
29%
29%

Money and capital 
market instruments

Maturities

Currencies

≤ 1 year 
≤ 1 year 
30%
30%

> 1 to < 5 years 
> 1 to < 5 years 
52%
52%

EUR
EUR
62%
62%

USD
USD
15%
15%

≥ 5 years 
≥ 5 years 
18%
18%

Others
Others
23%
23%

0

10

20

30

40

50

60

70

80

90

100

R E F I N A N C I N G    
The  Volkswagen  Group  used  a  variety  of  instruments  and 
markets for its refinancing activities in 2020. 

In September 2020, the Automotive Division of the Volks-
wagen Group successfully placed its first green bonds on the 
market, with a principal amount of €2.0 billion and terms of 
eight  and  twelve  years.  The  green  bonds  are  based  on  the 
Green  Finance  Framework  presented  in  March  2020  for  sus-
tainability-oriented financial instruments. The resources will 
be  allocated  specifically  to  refinancing  the  Modular  Electric 
Drive  Toolkit  (MEB)  and  the  new  completely  battery-electric 
vehicles, the ID.3 and ID.4. 

We  strengthened  net  liquidity  through  the  placement  of 
unsecured  subordinated  hybrid  notes  with  an  aggregate 
principal amount of €3.0 billion. The notes are perpetual. One 
note  with  a  principal  amount  of  €1.5 billion  can  only  be 
canceled by the issuer after five years, while the other with a 
principal  amount  of  €1.5 billion  cannot  be  canceled  until 
nine years have elapsed. The transactions will be partly used 
to  refinance  the  hybrid  note  with  a  principal  amount  of 
€1.25 billion  that  was  issued  in  2014  and  canceled  as  of 
March 24, 2021. 

In the US capital market, bonds with an aggregate princi-
pal amount of USD 4.0 billion each were placed with investors 
in May and November 2020. Notes with a volume of CAD 1.0 
billion  were  issued  in  the  Canadian  refinancing  market.  In 
addition,  private  placements  were  placed  under  the  auto-
motive issuance program for the first time since 2015. 

Official euro benchmark bonds with an aggregate volume 
of  €2.15 billion  were  issued  for  the  Financial  Services  Divi- 

 sion.  In  addition  to  this,  private  placements  were  issued  in 
various currencies and regions.  

Alongside  the  placement  of  senior,  unsecured  bonds, 
asset-backed  securities  (ABS)  transactions  were  another  ele-
ment  of  our  refinancing  activities.  ABS  transactions  in  the 
amount of approximately €3.2 billion were publicly placed in 
Europe. In addition, ABS transactions were issued in the USA, 
China and Japan.  

The  Volkswagen  Group  was  also  actively  involved  in  the 

commercial paper market with several issuing companies. 

The proportion of fixed-rate instruments in the past year 
was  more  than  twice  as  high  as  the  proportion  of  floating-
rate instruments.  

In  our  refinancing  arrangements,  we  generally  aim  to 
exclude interest rate and currency risk as far as possible with 
the simultaneous use of derivatives.  

The  table  below  shows  how  our  money  and  capital 
market programs were utilized as of December 31, 2020 and 
illustrates the financial flexibility of the Volkswagen Group: 

Programs 

Commercial paper 

Bonds 

of which hybrid issues 

Asset-backed securities 

Authorized 
volume 
€ billion

Amount utilized 
on Dec. 31, 2020
€ billion

43.8

164.3

92.0

8.2

94.7

15.5

41.1

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Group Management Report 

Shares and Bonds

115

R AT I N G S  

Standard & Poor’s 

short-term 

long-term 

outlook 

Moody’s Investors Service 

short-term 

long-term 

outlook 

V O L K S W A G E N   A G  

V O L K S W A G E N   F I N A N C I A L   S E R V I C E S   A G  

V O L K S W A G E N   B A N K   G M B H  

2020

2019

2018

2020

2019

2018

2020

2019

2018

A – 2

BBB+ 

negative 

P – 2

A3

negative

A – 2

BBB+

stable

P – 2

A3

stable

A – 2

BBB+

A – 2

BBB+

stable

negative

P – 2

A3

P – 2

A3

stable

negative

A – 2

BBB+

stable

P – 2

A3

stable

A – 2

BBB+

A – 2

A –

A – 2

A –

A – 2

A –

stable

negative

negative

negative

P – 2

A3

P – 1

A1

P – 1

A1

stable

negative

stable

P – 1

A1

stable

Volkswagen AG’s syndicated credit line of €10.0 billion agreed 
in  December  2019  was  drawn  down  during  2020.  Further-
more, the syndicated credit line was extended by one year by 
making use  of the  first  extension  option.  There  is  an  option 
to extend the term by a further year until 2026 at the latest, 
subject to the banks’ approval. This credit facility was unused 
as of the end of 2020. 

In March, Moody’s Investors Service had announced that the 
ratings  would  be  reviewed  due  to  possible  effects  of  the 
Covid-19  pandemic,  but  in  June  subsequently  left  the  short-
term  and  long-term  ratings  for  Volkswagen AG  and  Volks-
wagen  Financial  Services AG  unchanged  at  P–2  and  A3  and 
those for Volkswagen Bank GmbH at P–1 and A1. The outlook 
for each company was downgraded from “stable” to “negative”.  

Of the syndicated credit lines with a total of €12.7 billion 
at other Group companies, €1.3 billion has been drawn down. 
In  addition,  Group  companies  had  arranged  bilateral,  con-
firmed  credit  lines  with  national  and  international  banks  in 
various  other  countries  for  a  total  of  €4.8 billion,  of  which 
€0.6 billion was drawn down. 

R AT I N G S  
In March 2020, rating agency Standard & Poor’s confirmed its 
short-term  and  long-term  ratings  of  A–2  and  BBB+  for 
Volkswagen AG and Volkswagen Financial Services AG, and of 
A–2  and  A–  for  Volkswagen  Bank GmbH.  Due  to  risks 
associated  with  the  duration  of  the  Covid-19  pandemic  and 
their  effects  on  the  global  automotive  industry,  the  outlook 
for Volkswagen AG and Volkswagen Financial Services AG was 
downgraded  from  “stable”  to  “negative”.  The  outlook  for 
Volkswagen Bank GmbH was left at “negative”. 

S U STA I N A B I L I T Y   R AT I N G S  
Analysts and investors are referring increasingly to company 
sustainability  profiles  when  making  their  recommendations 
and  decisions.  They  draw  primarily  on  sustainability  ratings 
to  evaluate  a  company’s  environmental,  social  and  gover-
nance  performance.  At  the  same  time,  sustainability  ratings 
are instrumental in determining whether we are meeting our 
goal  in  relation  to  the  Group  strategy  TOGETHER 2025+,  and 
they provide the basis for implementing internal measures. 

After the diesel issue became public knowledge, the Volks-
wagen  Group  was  downgraded  significantly  in  the  MSCI, 
RobecoSAM, Sustainalytics, oekomISS, VigeoEiris, EcoVadis and 
RepRisk  sustainability  indices  and  consequently  removed 
from  sustainability  indices  such  as  the  Dow  Jones  Sustain-
ability  Index  and  the  FTSE4Good  Index.  In  fiscal  year  2020, 
Volkswagen continued to have a score of A– in the CDP and a 
rating of A in the Water Disclosure Project (WDP). 

 
116 

Results of Operations, Financial Position and Net Assets  

Group Management Report

Results of Operations, Financial 
Position and Net Assets 

The Covid-19 pandemic had a strong negative impact on business at the Volkswagen Group 
in the reporting year, and this led to lower sales revenue and operating profit. Despite  
further charges and cash outflows in connection with the diesel issue,  
net liquidity in the Automotive Division was above the prior-year figure. 

The Volkswagen Group’s segment reporting comprises the four 
reportable segments of Passenger Cars and Light Commercial 
Vehicles, Commercial Vehicles, Power Engineering and Finan-
cial  Services,  in  compliance  with  IFRS  8  and  in  line  with  the 
Group’s internal management and reporting structures. 

At Volkswagen, segment profit or loss is measured on the 

basis of the operating result. 

The  reconciliation  contains  activities  and  other  oper-
ations that do not, by definition, constitute segments. These 
include  the  unallocated  Group  financing  activities.  Consoli-
dation  adjustments  between  the  segments  (including  the 
holding company functions) are also contained in the recon-
ciliation.  The  purchase  price  allocations  for  Porsche  Holding 
Salzburg and Porsche, Scania and  MAN  are allocated  to  their 
corresponding segments.  

The  Automotive  Division  comprises  the  Passenger  Cars 
and  Light  Commercial  Vehicles  segment,  the  Commercial 
Vehicles segment and the Power Engineering segment, as well 
as the figures from the reconciliation. The Passenger Cars and 
Light  Commercial  Vehicles  segment  is  combined  with  the 
reconciliation  to  form  the  Passenger  Cars  Business  Area, 
while  the  Commercial  Vehicles  and  Power  Engineering  seg-  

ments are identical to the corresponding business areas. The 
Financial  Services  Division  corresponds  to  the  Financial 
Services segment. 

S P E C I A L   I T E M S  
Special  items  consist  of  certain  items  in  the  financial 
statements  whose  separate  disclosure  the  Board  of  Manage-
ment  believes  can  enable  a  better  assessment  of  our  eco-
nomic performance.  

In  fiscal  year  2020,  negative  special  items  in  connection 
with  the  diesel  issue  amounting  to  €– 0.9 (– 2.3) billion 
affected operating profit in the Passenger Cars Business Area. 
These items resulted mainly from legal risks.  

C O N T R I B U T I O N   O F   A U TO N O M O U S   I N T E L L I G E N T   D R I V I N G  
On July 12, 2019, Volkswagen announced that, together with 
Ford Motor Company (Ford), it would be investing in Argo AI, 
a  company  that  is  working  on  the  development  of  a  system 
for  autonomous  driving.  The  investment  involves  the  pro-
vision  of  financial  resources  totaling  USD 1.0 billion,  spread 
over several years, and the contribution by Volkswagen of its 
consolidated subsidiary Autonomous Intelligent Driving (AID).  

K E Y   F I G U R E S   F O R   2 0 2 0   B Y   S E G M E N T  

€ million 

Sales revenue 

Segment profit or loss 
(operating result) 

as a percentage of sales 
revenue 

Capex, including capitalized 
development costs 

Passenger Cars 
and Light 
Commercial 
Vehicles

Commercial

Vehicles Power Engineering

Financial Services

Total segments

Reconciliation

Volkswagen 
Group

175,984

22,156

8,381

4.8

– 79

– 0.4

15,677

1,309

3,640

– 482

– 13.2

147

40,778

242,557

– 19,673

222,884

3,012

10,832

– 1,157

9,675

7.4

208

4.3

17,340

405

17,745

Group Management Report 

Results of Operations, Financial Position and Net Assets

117

Furthermore,  Volkswagen  acquired  existing  Argo  AI  shares 
from Ford for a purchase price of USD 500 million, payable in 
three equal annual installments.  

The  transaction,  including  the  contribution  of  AID,  was 
executed  as  of  June 1,  2020.  After  proportional  profit  elimi-
nation,  the  contribution  of  AID  to  Argo  AI  at  fair  value 
resulted in noncash income of €0.8 billion, which was recog-
nized in the other operating result. Argo AI will be accounted 
for as a joint venture and included in the consolidated finan-
cial statements using the equity method. 

S Q U E E Z E - O U T   U N D E R   T H E   G E R M A N   ST O C K   C O R P O R AT I O N   A C T  

A G R E E D   AT   A U D I   A G    
On  July  31,  2020,  the  Annual  General  Meeting  of  AUDI AG 
approved  the  squeeze-out  under  stock  corporation  law  at 
AUDI AG and thus the transfer of all outstanding Audi shares 
to Volkswagen AG. This resolution took effect upon its entry 
in  the  commercial  register  on  November  16,  2020.  The 
resulting  cash  outflow  of  €0.2 billion  is  presented  in  the 
“capital transactions with noncontrolling interests” item. 

S A L E   O F   I N T E R E ST   I N   R E N K   A G  
On  October 6,  2020,  the  Volkswagen  Group  completed  the 
sale  of  its  76%  interest  in  Renk AG  following  the  required 
regulatory  approvals.  The  sale  price  was  €0.5 billion.  The 
transaction  generated  operating  income  of  €0.1 billion, 

which is reported in other operating income. It also resulted 
in an increase in net liquidity of €0.4 billion. 

A C Q U I S I T I O N   O F   A L L   S H A R E S   I N   N AV I STA R  
In  November  2020,  TRATON SE  and  Navistar  International 
Corporation  (Navistar),  a  leading  US  truck  manufacturer, 
announced  the  signing  of  a  binding  merger  agreement. 
Under  this  agreement,  TRATON  will  acquire  all  outstanding 
shares in Navistar not already owned by TRATON in return for 
cash  payment  at  a  price  of  USD  44.50  per  share  (total: 
approximately  USD  3.7 billion).  As  of  December  31,  2020, 
TRATON  already  held  a  16.7%  interest  in  Navistar.  The 
completion  of  the  transaction,  through  which  TRATON  will 
become Navistar’s sole owner, is intended for mid-2021. Since 
the  merger  agreement  contains  conditions  precedent,  the 
payment  of  the  purchase  price  cannot  be  recorded  as  a 
liability  in  the  balance  sheet  at  present  and  is  instead 
reported under other financial obligations. 

C A P I TA L   I N C R E A S E   AT   Q U A N T U M S C A P E   C O R P O R AT I O N  
In  fiscal  year  2020,  the  Volkswagen Group  took  part  in  a 
capital  increase  at  QuantumScape  Corporation,  a  US-based 
company  that  develops  solid-state  batteries,  entering  into 
forward  purchase  agreements  for  new  shares.  The  capital 
contribution  comprises  two  tranches  of  USD 100 million 
each. The first tranche was already paid in December 2020. 

I N C O M E   STAT E M E N T   B Y   D I V I S I O N  

€ million 

Sales revenue 

Cost of sales 

Gross profit 

Distribution expenses 

Administrative expenses 

Net other operating result 

Operating result 

Operating return on sales (%) 

Share of profits and losses of equity-accounted 
investments

Interest result and Other financial result 

Financial result 

Earnings before tax 

Income tax expense 

Earnings after tax 

Noncontrolling interests 

Earnings attributable to Volkswagen AG hybrid 
capital investors 

Earnings attributable to Volkswagen AG 
shareholders  

V O L K S W A G E N   G R O U P  

A U T O M O T I V E 1  

F I N A N C I A L   S E R V I C E S  

2020

2019

2020

2019

2020

2019

222,884

– 183,937

38,947

– 18,407

252,632

– 203,490

49,142

– 20,978

– 9,399

– 1,466

9,675

4.3

2,756

– 765

1,991

11,667

– 2,843

8,824

– 43

533

– 9,767

– 1,437

16,960

6.7

3,349

– 1,953

1,396

18,356

– 4,326

14,029

143

540

182,106

– 150,507

31,599

– 17,267

– 7,147

– 522

6,664

3.7

2,697

– 469

2,227

8,891

– 2,228

6,663

– 98

533

212,473

– 170,477

41,996

– 19,712

– 7,522

– 1,014

13,748

6.5

3,278

– 1,889

1,389

15,137

– 3,491

11,646

79

540

40,778

– 33,430

7,348

– 1,140

– 2,252

– 944

3,012

7.4

60

– 296

– 236

2,776

– 615

2,161

55

–

40,160

– 33,014

7,146

– 1,266

– 2,245

– 423

3,212

8.0

71

– 64

7

3,219

– 836

2,383

64

–

8,334

13,346

6,227

11,027

2,106

2,319

1  Including allocation of consolidation adjustments between the Automotive and Financial Services divisions.  

 
118 

Results of Operations, Financial Position and Net Assets  

Group Management Report

S H A R E   O F  S A L E S  R E V E N U E  B Y   M A R K E T   2 0 2 0
in percent

S H A R E   O F  S A L E S  R E V E N U E  B Y   D I V I S I O N / B U S I N E S S  A R E A   2 0 2 0
in percent

Europe (excluding Germany)/
Europe (excluding Germany)/
Other markets
Other markets
Germany
Germany
North America
North America
South America
South America
Asia-Pacific
Asia-Pacific

41 %
41 %

19 %
19 %
16 %
16 %
4 %
4 %
20 %
20 %

Passenger Cars 
Passenger Cars 
Commercial Vehicles
Commercial Vehicles
Power Engineering
Power Engineering
Financial Services
Financial Services

70 %
70 %
10 %
10 %
2 %
2 %
18 %
18 %

Payment  of  the  second  tranche  is  subject  to  a  technical 
milestone  being  reached.  Since  there  has  meanwhile  been  a 
merger  with  a  special  purpose  acquisition  company  (SPAC), 
which  resulted  in  a  listing  on  the  New  York  Stock  Exchange, 
the  forward  purchases  are  measured  with  reference  to  the 
share  price  of  QuantumScape  Corporation  until  the  con-
tribution  has  been  made  and  the  new  shares  have  been 
issued.  This  measurement  and  realization  resulted  in  non-
cash  income  of  €1.4 billion  in  fiscal  year  2020,  which  are 
reported in the other financial result. 

R E S U LT S   O F   O P E R AT I O N S  

Results of operations of the Group 
In  fiscal  year  2020,  the  Volkswagen Group  generated  sales 
revenue of €222.9 billion. The year-on-year decrease of 11.8% 
was  mainly  attributable  to  falling  volumes  as  a  result  of  the 
Covid-19 pandemic, as well as the negative effects of changes 
in  exchange  rates.  Improvements  in  the  mix  and  in  price 
positioning  had  a  positive  impact.  80.8 (80.6)%  of  the  Volks-
wagen Group’s sales revenue originated abroad.  

Gross  profit  amounted  to  €38.9 billion,  €10.2 billion 
lower  than  in  2019.  This  figure  also  included  risk  provisions 
for any non-compliance with legal emissions limits. Positive 
special items amounting to €0.1 (0.3) billion recognized here 
in both periods due to the reversal of provisions for technical 
measures  in  connection  with  the  diesel  issue  had  an 
offsetting  effect.  The  gross  margin  stood  at  17.5 (19.5)%; 
excluding special items, it amounted to 17.4 (19.3)%.  

The persistent negative impact of the spread of the SARS-
CoV-2  virus  was  the  main  factor  driving  the  €8.7 billion 
decline  in  the  Volkswagen Group’s  operating  profit  before 
special  items  to  €10.6 billion  in  the  reporting  year.  The 
operating  return  on  sales  before  special  items  fell  to  

4.8 (7.6)%.  In  addition  to  lower  unit  sales  due  to  the 
pandemic-related decline in customer demand, turbulence in 
the  capital  markets  meant  that  the  measurement  of 
receivables and liabilities denominated in foreign currencies 
had  a  negative  effect.  One-off  expenses  for  restructuring 
measures of €0.5 billion also contributed to the reduction in 
profit.  Positive  factors  were  lower  costs.  The  contribution  of 
the  consolidated  subsidiary  Autonomous  Intelligent  Driving 
(AID)  to  Argo  AI,  a  company  that  is working  on  the  develop-
ment  of  a  system  for  autonomous  driving,  led  to  income  of 
€0.8 billion.  This  figure  also  includes  the  income  from  the 
sale of Renk. Special items in connection with the diesel issue 
weighed  on  operating  profit,  reducing  this  item  by  €–0.9  
(– 2.3) billion.  The  Volkswagen  Group’s  operating  profit  was 
€9.7 (17.0) billion,  while  the  operating  return  on  sales  fell  to 
4.3 (6.7)%. 

The financial result increased by €0.6 billion year-on-year 
to €2.0 billion. The interest expenses included in the financial 
result  were  down,  mainly  for  measurement-related  reasons 
caused by a change in discount rates applied in the measure-
ment  of  liabilities,  while  changes  in  share  prices,  also  as  a 
response  to  the  Covid-19  pandemic,  weighed  on  net  income 
from  securities  and  funds.  The  share  of  the  result  of  equity-
accounted  investments  was  lower  than  in  the  previous  year. 
The  decline  was  primarily  due  to  lower  profit  generated  by 
the Chinese joint ventures, which were affected by the spread 
of the SARS-CoV-2 virus especially in the first quarter of 2020. 
The  other  financial  result  includes  the  measurement  and 
realization of forward purchase agreements for new shares in 
QuantumScape Corporation, which led to noncash income of 
€1.4 billion in fiscal year 2020. 

The  Volkswagen  Group’s  profit  before  tax  amounted  to 
€11.7 (18.4) billion.  The  return  on  sales  before  tax  decreased 
to  5.2  (7.3)%.  Income  taxes  resulted  in  an  expense  of  

Group Management Report 

Results of Operations, Financial Position and Net Assets

119

€2.8 (4.3) billion in fiscal year 2020, which in turn led to a tax 
rate  of  24.4 (23.6)%.  Profit  after  tax  decreased  by  €5.2 billion 
to €8.8 billion.  

Results of operations in the Automotive Division 
In  the  period  from  January  to  December  2020,  the  Auto-
motive  Division  recorded  sales  revenue  of  €182.1 billion, 
down  14.3%  on  the  prior-year  period.  Profit  was  weighed 
down especially by the decline in volumes resulting from the 
Covid-19 pandemic, while changes in exchange rates also had 
a negative effect. In contrast, mix effects and improved price 
positioning  made  a  positive  contribution. Since  our  Chinese 
joint ventures are accounted for using the equity method, the 
Group’s  business  performance  in  the  Chinese  passenger  car 
market  is  primarily  reflected  in  the  Group’s  sales  revenue 
only through deliveries of vehicles and vehicle parts.  

Lower volumes led to a decrease in cost of sales, although 
its  ratio  to  sales  revenue  rose  year-on-year.  Positive  special 
items  recognized  here  in  both periods  due  to the  reversal  of 
provisions  for  technical  measures  in  connection  with  the 
diesel  issue  had  a  favorable  effect.  Higher  depreciation  and 
amortization  charges  due  to  the  large  capex  volume  of 
previous  years  and  provisions  for  any  non-compliance  with 
legal  emissions  limits  were  set  against  lower  research  and 
development  costs  recognized  in  profit  or  loss.  Despite  the 
reduction  in  their  absolute  amount,  total  research  and 
development  costs  as  a  percentage  of  the  Automotive  Divi-
sion’s sales revenue (research and development ratio or R&D 
ratio)  increased  to  7.6 (6.7)%  in  fiscal  year  2020  compared  to 
the  prior-year  period,  due  to  the  decline  in  sales  revenue.  In 
addition  to  new  models,  our  activities  focused  above  all  on 
the  electrification  of  our  vehicle  portfolio,  a  more  efficient 
range of engines, digitalization and new technologies.  

Factors such as exchange rate effects led to a year-on-year 
decline  in  both  distribution  and  administrative  expenses  in 
the  reporting  period,  although  their  ratio  to  sales  revenue 
rose. The other operating result amounted to €– 0.5 (– 1.0) bil-
lion.  The  main  items  to  be  recognized  here  were  negative 
special  items  in  connection  with  the  diesel  issue  in  an 
amount of €– 1.0 (– 2.6) billion. Other adverse factors were the 
negative  effects  of  the  measurement  of  receivables  and 
liabilities  denominated  in  foreign  currencies  and  one-off 
expenses  for  restructuring  measures.  The  income  from  the 
contribution of AID to the Argo AI joint venture and from the 
sale  of  the  shares  in  Renk  was  also  included  in  this  item.  In 
the  prior-year  period,  the  reversal  of  impairment  losses 
following  the  remeasurement  of  development  costs  had  a 
positive effect.  

The  Automotive  Division’s  operating  profit  was 
€6.7 (13.7) billion in 2020. Its operating return on sales fell to 

3.7 (6.5)%. Compared with the previous year, lower unit sales 
caused  by  the  Covid-19  pandemic  had  a  negative  impact,  as 
did  the  measurement  of  receivables  and  liabilities  denomi-
nated  in  foreign  currencies.  One-off  expenses  for  restruc-
turing measures of €0.5 billion also contributed to the reduc-
tion in profit. Positive factors were lower costs as well as the 
income  from  the  contribution  of  AID  and  from  the  sale  of 
Renk;  negative  special  items  declined  compared  with  the 
previous  year,  in  which  the  reversal  of  impairment  losses 
following  the  remeasurement  of  development  costs  had  a 
positive  impact.  The  operating  profit  before  special  items 
decreased  by  €8.5 billion  to  €7.6 billion,  while  the  operating 
return on sales before special items went down to 4.2 (7.6)%.  

Our  operating  profit  largely  benefits  from  the  business 
performance  of  our  Chinese  joint  ventures  only  through 
deliveries  of  vehicles  and  vehicle  parts  and  through  license 
income,  as  the  joint  ventures  are  accounted  for  using  the 
equity method and therefore included in the financial result.  

R E S U LT S   O F   O P E R AT I O N S   I N   T H E   PA S S E N G E R   C A R S    

B U S I N E S S   A R E A  

€ million 

Sales revenue 

Operating result 

Operating return on sales (%) 

2020

2019

156,311

7,224

4.6

182,031

12,188

6.7

The  Passenger  Cars  Business  Area  reported  sales  revenue  of 
€156.3 billion  in  fiscal  year  2020,  14.1%  less  than  in  the 
previous  year.  The  year-on-year  decrease  was  mainly  attri-
butable  to  falling  volumes  as  a  result  of  the  Covid-19  pan-
demic.  Moreover,  changes  in  exchange  rates  had  a  negative 
effect,  while  the  contribution of  mix  effects  and  better  price 
positioning was positive. The Passenger Cars Business Area’s 
operating  profit  was  down  €5.0 billion  to  €7.2 billion.  The 
spread  of  the  SARS-CoV-2  virus  led  to  a  drop in  vehicle  sales 
and  caused  the  measurement  of  receivables  and  liabilities 
denominated  in  foreign  currencies  to  have  a  negative  effect. 
One-off expenses for restructuring measures also weighed on 
operating  profit.  Lower  costs  and  the  income  from  the 
contribution  of  AID  led  to  higher  profit.  Special  items 
recognized in connection with the diesel issue in an amount 
of €– 0.9 (– 2.3) billion were lower than in fiscal year 2019. The 
prior-year  figure  had  also  included  the  reversal  of  impair-
ment  losses  following  the  remeasurement  of  development 
costs. The operating return on sales decreased to 4.6 (6.7)%.  

 
120 

Results of Operations, Financial Position and Net Assets  

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R E S U LT S   O F   O P E R AT I O N S   I N   T H E   C O M M E R C I A L   V E H I C L E S    

B U S I N E S S   A R E A  

€ million 

Sales revenue 

Operating result 

Operating return on sales (%) 

2020

2019

22,156

– 79

– 0.4

26,444

1,653

6.3

In  the  period  from  January  to  December  2020,  the  Com-
mercial  Vehicles  Business  Area  recorded  sales  revenue  of 
€22.2 billion;  this  was  a  significant  year-on-year  drop  of 
16.2%,  due  primarily  to  falling  volumes  as  a  result  of  the 
Covid-19  pandemic.  Again  due  mainly  to  the  pandemic-
related decline in customer demand, as well as exchange rate-
related  factors,  the  Commercial  Vehicles  Business  Area’s 
operating  result  decreased  by  €1.7 billion  to  €– 0.1 billion 
year-on-year. Improvements in the mix, in price positioning 
and  in  fixed  costs  had  a  beneficial  impact.  The  operating 
return on sales fell to – 0.4 (6.3)%. 

R E S U LT S   O F   O P E R AT I O N S   I N   T H E   P O W E R   E N G I N E E R I N G    

B U S I N E S S   A R E A  

€ million 

Sales revenue 

Operating result 

Operating return on sales (%) 

2020

2019

3,640

– 482

– 13.2

3,997

– 93

– 2.3

Following  the  sale  of  Renk  as  of  October 6,  2020,  the  Power 
Engineering  Business  Area  now  comprises  MAN Energy 
Solutions  and  the  purchase  price  allocation  made  to  the 
segment. The result of Renk’s operating activities for 2020 is 
therefore  included  in  the  Power  Engineering  Business  Area 
only for the first nine months.  

The  Power  Engineering  Business  Area  generated  sales 
revenue  of  €3.6 (4.0) billion  in  the  reporting  year.  The 
operating  loss  amounted  to  €– 0.5 (– 0.1) billion.  The  main 
reasons  were  falling  volumes  and  in  particular  one-off 
expenses  for  restructuring  measures  of  €0.4 billion.  Cost 
reductions  and  improvements  in  the  mix  had  a  positive 
effect. The operating return on sales was at – 13.2 (– 2.3)%. 

Results of operations in the Financial Services Division 
The  Financial  Services  Division  reported  sales  revenue  of 
€40.8 billion  in  fiscal  year  2020,  1.5%  more  than  in  the  

previous  year.  Due  to  the  Financial  Services  Division’s  busi-
ness model, the negative effect of the Covid-19 pandemic on 
sales  revenue  is  less  severe  here  than  in  the  Automotive 
Division.  

Cost  of  sales  increased  by  1.3%  to  €33.4 billion.  When 
taken together, distribution expenses, administrative expenses 
and  the  other  operating  result  were  up;  their  ratio  to  sales 
revenue also increased overall. The other operating result was 
weighed down particularly by higher risk costs. 

The  Financial  Services  Division’s  operating  profit  was 
6.2%  lower,  at  €3.0 billion,  primarily  for  pandemic-related 
reasons.  The  operating  return  on  sales  amounted  to 
7.4 (8.0)%. The return on equity before tax of 8.8 (10.8)% was 
down on the prior-year figure. 

Principles and goals of financial management 
Financial  management  in  the  Volkswagen  Group  covers 
liquidity management, the management of currency, interest 
rate and commodity price risks, as well as credit and country 
risk  management.  It  is  performed  centrally  for  all  Group 
companies  by  Group  Treasury,  based  on  internal  guidelines 
and  risk  parameters.  Some  functions  of  the  MAN  Energy 
Solutions,  Porsche Holding Salzburg  and  TRATON  subgroups 
are  integrated  into  the  financial  management.  Additionally, 
these subgroups have their own financial management struc-
tures.  

The  goal  of  financial  management  is  to  ensure  that  the 
Volkswagen  Group  remains  solvent  at  all  times  and  at  the 
same  time  to  generate  an  adequate  return  from  the  invest-
ment  of  surplus  funds. We  use  cash  pooling  to  optimize  the 
use  of  existing  liquidity  between  the  significant  companies. 
In  this  system,  the  balances,  either  positive  or  negative, 
accumulating in the cash pooling accounts are swept daily to 
a  regional  target  account  and  thus  pooled.  The  overriding 
aim  of  currency,  interest  rate  and  commodity  risk  manage-
ment is to hedge, using derivative financial instruments and 
commodity  forwards,  the  prices  on  which  investment, 
production and sales plans are based when making planning 
assumptions  and  to  mitigate  interest  rate  risks  incurred  in 
financing  transactions.  In  the  management  of  credit  and 
country  risk,  diversification  is  used  to  limit  the  Volkswagen 
Group’s  exposure  to  the  so-called  counterparty  risk.  To 
achieve this, counterparty risk management imposes internal 
limits  on  the  volume  of  business  allowed  per  counterparty 
when  financial  transactions  are  entered  into.  Various  credit 
rating  criteria  are  applied  in  this  process.  These  focus 
primarily on the capital resources of potential counterparties, 
as well  as  the  ratings  awarded by  independent  agencies.  The 
relevant risk limits and the authorized financial instruments, 
hedging methods and hedging horizons are approved by the 
Group  Board  of  Management  Committee  for  Risk  Manage-
ment. For additional information on the principles and goals 

Group Management Report 

Results of Operations, Financial Position and Net Assets

121

of  financial  management,  please  refer  to  the  chapter  on 
“Financial  risk  management  and  financial  instruments”  in 
the notes to the consolidated financial statements.  

F I N A N C I A L   P O S I T I O N  

Financial position of the Group 
The  Volkswagen Group’s  gross  cash  flow  decreased  to 
€35.0 (39.9) billion  in  the  reporting  year,  mainly  due  to  the 
pandemic-related  decline  in  profit.  The  change  in  working 
capital  amounted  to  €– 10.1 (– 22.0) billion.  The  effects  of  the 
Covid-19  pandemic  included  a  reduction  in  receivables, 
including in the financial services business, lower inventories 
because  of  downscaled  production,  a  decline  in  other  pro-
visions  and  a  smaller  rise  in  liabilities.  Cash  outflows  attri-
butable  to  the  diesel  issue  were  higher  than  in  fiscal  year 
2019.  Cash  flows  from  operating  activities  improved  signifi-
cantly year-on-year, to €24.9 (18.0) billion.  

The  Volkswagen Group’s  investing  activities  attributable 
to  operating  activities  amounted  to  €18.4 (20.1) billion  in 
fiscal year 2020; this was down on the previous year, mainly 
due to lower capex. 

Financing  activities  accounted  for  total  cash  inflows  of 
€7.6 billion  in  the  reporting  year,  primarily  to  boost  gross 
liquidity; a cash outflow of €– 0.9 billion had been recorded in 
the  previous  year.  Financing  activities  primarily  include  the 
issuance  and  redemption  of  bonds  and  changes  in  other 
financial  liabilities.  In  June 2020,  hybrid  notes  totaling 
€3.0 billion  were  placed  successfully.  In  September  2020, 
Volkswagen issued green bonds in an amount of €2.0 billion. 
The dividend payment to the shareholders of Volkswagen AG 
led to a cash outflow in October 2020 in the same amount as 

in  the  previous  year.  The  figure  for  fiscal  year  2019  had 
included  the  acquisition  of  MAN  shares  tendered  as  a  result 
of the termination of the control and profit and loss transfer 
agreement,  and  the  cash  inflow  resulting  from  the  IPO  of 
TRATON.  

At  the  end  of  the  reporting  period,  the  Volkswagen 
Group’s  cash and  cash  equivalents  reported  in  the  cash flow 
statement amounted to €33.4 (24.3) billion.  

On  December  31,  2020,  the  Volkswagen  Group’s  net 
liquidity stood at €– 137.4 billion, compared with €– 148.0 bil-
lion at the end of 2019. 

Financial position of the Automotive Division 
In  the  period  from  January  to  December 2020,  the  Auto-
motive  Division’s  gross  cash  flow  was  €23.6 billion,  down 
€5.5 billion  on  the  previous  year  due  to  earnings-related 
factors.  Working  capital,  which  underwent  very  different 
changes in the individual quarters, amounted to €1.1 (1.6) bil-
lion.  The  effects  of  the  Covid-19  pandemic  included  lower 
inventories because of downscaled production, a reduction in 
receivables  as  well  as  lower  liabilities  and  a  decline  in  other 
provisions. Cash outflows attributable to the diesel issue were 
higher  than  a  year  earlier.  Consequently,  cash  flows  from 
operating activities were down €6.0 billion to €24.7 billion.  

Investing  activities  attributable  to  operating  activities 
decreased  by  €18.4 billion  to  €1.5 billion.  Investments  in 
property, plant and equipment, investment property and in-
tangible  assets,  excluding  capitalized  development  costs 
(capex)  included  in  this  figure  declined  by  €2.9 billion  to 
€11.1 billion. Despite a drop in sales revenue as a result of the 
pandemic,  the  ratio  of  capex  to  sales  revenue  was  6.1 (6.6)% 
down  on  the  prior-year  figure  due  to  a  significant  fall  in 

 
122 

Results of Operations, Financial Position and Net Assets  

Group Management Report

C A S H   F L O W   STAT E M E N T   B Y   D I V I S I O N  

€ million 

2020

2019

2020

2019

2020

2019

V O L K S W A G E N   G R O U P  

A U T O M O T I V E 1  

FINANCIAL SERVICES 

Cash and cash equivalents at beginning of period 

Earnings before tax 

Income taxes paid 
Depreciation and amortization expense2 

Change in pension provisions 

Share of the result of equity-accounted investments 
Other noncash income/expense and reclassifications3 

Gross cash flow 

Change in working capital 

Change in inventories 

Change in receivables 

Change in liabilities 

Change in other provisions 

Change in lease assets (excluding depreciation) 

Change in financial services receivables 

Cash flows from operating activities 

Cash flows from investing activities attributable to operating 
activities 

of which: investments in property, plant and equipment, 

 investment property and intangible assets, excluding 
 capitalized development costs 

capitalized development costs 

acquisition and disposal of equity investments 

Net cash flow4 

Change in investments in securities, loans and time deposits 

Cash flows from investing activities  

Cash flows from financing activities 

of which: capital transactions with noncontrolling interests 

capital contributions/capital redemptions 

MAN noncontrolling interest shareholders: compen-
sation payments and acquisition of shares tendered 

Effect of exchange rate changes on cash and cash equivalents 

Change of loss allowance within cash & cash equivalents 

Net change in cash and cash equivalents 

Cash and cash equivalents at Dec. 315 

Securities, loans and time deposits 

Gross liquidity 

Total third-party borrowings 
Net liquidity6 

24,329

11,667

– 2,646

27,069

806

536

– 2,461

34,971

28,113

18,356

– 2,914

24,439

342

460

– 734

39,950

– 10,070

– 21,966

1,334

712

540

– 2

– 12,914

260

24,901

– 674

– 893

2,297

1,304

– 13,204

– 10,796

17,983

18,098

8,891

– 2,009

17,798

767

584

– 2,388

23,642

1,079

1,406

45

– 138

– 214

52

– 72

23,354

15,137

– 2,187

15,958

320

520

– 651

29,097

1,636

– 345

– 1,176

1,564

1,400

– 110

303

24,721

30,733

– 18,372

– 20,076

– 18,364

– 19,898

– 11,273

– 14,230

– 11,065

– 14,007

– 6,473

– 1,037

6,529 

– 4,319

– 5,171

– 913

– 2,093 

– 1,069

– 6,473

– 1,188

6,357 

– 3,015

– 22,690

– 21,146

– 21,379

7,637

– 238

2,984

– 865

1,368

–

2,938

– 238

2,952

– 5,171

– 716

10,835 

– 5,018

– 24,916

– 11,278

1,368

– 970

2

– 1,109

2

– 1,109

– 745

– 0

9,103

33,432

32,645

66,078

243

1

– 3,784

24,329

29,099

53,428

– 619

– 0

5,660

23,758

15,868

39,626

205

1

– 5,256

18,098

13,458

31,556

6,231

2,776

– 637

9,272

39

– 48

– 73

4,759

3,219

– 726

8,480

23

– 59

– 83

11,329

10,853

– 11,148

– 23,603

– 72

668

678

211

– 12,966

332

180

– 8

– 208

–

151

172 

– 1,304

– 1,312

4,699

–

33

–

– 125

0

3,443

9,674

16,777

26,451

– 329

283

733

– 96

– 13,095

– 11,099

– 12,750

– 178

– 223

–

– 196

– 12,928 

3,949

3,771

10,413

–

970

–

38

– 0

1,472

6,231

15,641

21,872

– 203,457

– 201,468

– 12,830

– 10,280

– 190,627

– 191,189

– 137,380

– 148,040

26,796

21,276

– 164,176

– 169,316

1  Including allocation of consolidation adjustments between the Automotive and Financial Services divisions. 
2  Net of impairment reversals. 
3  These relate mainly to the fair value measurement of financial instruments and the reclassification of gains/losses on disposal of noncurrent assets and equity investments to 

investing activities. 

4  Net cash flow: cash flows from operating activities, net of cash flows from investing activities attributable to operating activities (investing activities excluding change in investments 

in securities, loans and time deposits). 

5  Cash and cash equivalents comprise cash at banks, checks, cash-in-hand and call deposits. 
6  The total of cash, cash equivalents, securities, loans to affiliates and joint ventures as well as time deposits net of third-party borrowings (noncurrent and current financial liabilities). 

Group Management Report 

Results of Operations, Financial Position and Net Assets

123

The  Automotive  Division’s  net  cash  flow  fell  by  €4.5 bil-

Change in working capital 

capex.  Capex  was  primarily  allocated  to  our  production 
facilities  and  to  models  that  we  launched  in  2020  or  are 
planning to launch in 2021, or for which production is set to 
start. These are primarily vehicles in the ID. family and in the 
Golf, Audi  Q4  e-tron, Audi  Q6 e-tron,  Audi  e-tron  GT,  ŠKODA 
Enyaq  model  series,  the  new  generation  of  the  ŠKODA Fabia, 
the  SEAT  Leon  family,  as  well  as  the  CUPRA  Formentor,  the 
Porsche  Taycan,  the  Porsche  Macan  and  Bentley’s  Bentayga. 
Other  investment  priorities  included  the  ecological  focus  of 
our  model  range,  product  electrification  and  digitalization, 
and our modular toolkits. The increase in capitalized develop-
ment  costs  to  €6.5 (5.2) billion  is  primarily  due  to  product 
impairment  tests,  which  have  had  to  be  performed  at  brand 
level  since  the  end  of  2019.  The  “acquisition  and  disposal  of 
equity investments” item went up by €0.5 billion to €1.2 bil-
lion as a result of strategic investments in a number of com-
panies, in particular the Argo AI joint venture; this was offset 
by the cash provided by the sale of Renk.  

lion to €6.4 billion in the reporting period.  

Financing activities relate to the issuance and redemption 
of  bonds  and  changes  in  other  financial  liabilities;  the  total 
cash  inflow  in  this  item  was  €2.9 billion  in  fiscal  year 2020. 
This  helped  boost  gross  liquidity  and  resulted  in  higher 
liabilities to banks. The hybrid notes with a principal amount 
of  €3.0 billion,  which  were  successfully  issued  via  Volks-
wagen International Finance N.V.  in  June 2020,  led  to  cash 
inflows. The first one is a €1.5 billion note that has a coupon 
of 3.5% and can first be called after five years, and the other is 
a €1.5 billion note that has a coupon of 3.875% and can first 
be  called  after  nine  years.  Both  notes  have  perpetual 
maturities  and  increase  equity,  net  of  transaction  and  other 
costs.  An  amount  of  €3.0 billion  of  the  hybrid  notes  was 
eligible to be classified as a capital contribution and led to a 
rise  in  net  liquidity.  In addition,  the  green  bonds  of  €2.0 bil-
lion  issued  in  September 2020  are  included  in  financing 
activities.  A  dividend  of  €2.4 (2.4) billion  was  distributed  to 
the  shareholders  of  Volkswagen AG  in  October 2020.  The 
“capital  transactions  with  noncontrolling  interests”  item 
includes the cash outflow of €0.2 billion for the transfer of all 
outstanding  Audi  shares  to  Volkswagen AG.  In  the  previous 
year,  financing  activities  accounted  for  cash  outflows  of 
€11.3 billion.  This  figure  also  included  the  acquisition  of 

MAN  shares  tendered  as  a  result  of  the  termination  of  the 
control and profit and loss transfer agreement with MAN SE, 
which was set against the cash inflow resulting from the IPO 
of TRATON.  

At  the  end  of  the  reporting  year,  the  Automotive  Divi-
sion’s  net  liquidity  was  up  €5.5 billion,  at  €26.8 billion. 
Driven  by  the  increase  in  net  liquidity  and  the  decrease  in 
sales  revenue,  the  Automotive  Division’s  net 
liquidity 
accounted for 12.0 (8.4)% of consolidated sales revenue in the 
reporting period. 

F I N A N C I A L   P O S I T I O N   I N   T H E   PA S S E N G E R   C A R S   B U S I N E S S   A R E A  

€ million 

Gross cash flow 

Cash flows from operating activities 

Cash flows from investing activities 
attributable to operating activities 

Net cash flow 

2020

2019

21,823

331

22,154

– 16,762

5,392

25,474

3,053

28,528

– 20,254

8,273

Due to the pandemic-related decline in profit, the gross cash 
flow  generated  by  the  Passenger  Cars  Business  Area  was 
€21.8 billion in fiscal year 2020, having experienced a decline 
of  €3.7 billion  compared  with  the  previous  year.  The  change 
in  working  capital  amounted  to  €0.3 (3.1) billion.  The  effects 
of  the  Covid-19  pandemic  included  lower  inventories,  a 
reduction  in  receivables,  lower  liabilities  and  a  decline  in 
other provisions. The cash outflows attributable to the diesel 
issue were higher in the reporting period than a year earlier. 
Cash 
from  operating  activities  were  down  by 
€6.4 billion  to  €22.2 billion.  Investing  activities  attributable 
to  operating  activities  in  the  Passenger  Cars  Business  Area 
decreased  to  €16.8 (20.3) billion.  Capex  was  lower,  while 
capitalized  development  costs  increased.  The  “acquisition 
and  disposal  of  equity  investments”  item  went  up  due  to 
strategic investments in a number of companies, in particular 
the joint venture Argo AI. The Passenger Cars Business Area’s 
net cash flow declined by €2.9 billion to €5.4 billion.  

flows 

 
124 

Results of Operations, Financial Position and Net Assets  

Group Management Report

F I N A N C I A L   P O S I T I O N   I N   T H E   C O M M E R C I A L   V E H I C L E S   B U S I N E S S  

A R E A  

€ million 

2020

2019

caused  by  the  lower  business  volume  in  response  to  the 
decline  in  demand  following  the  spread  of  the  SARS-CoV-2 
virus, 
to  
€– 11.1 (– 23.6) billion.  Cash  flows  from  operating  activities 
improved by €12.9 billion to €0.2 billion.  

in  working  capital  amounted 

the  change 

Gross cash flow 

Change in working capital 

Cash flows from operating activities 

Cash flows from investing activities 
attributable to operating activities 

Net cash flow 

1,845

159

2,004

– 1,328

676

At  €0.0 (0.2) billion,  investing  activities  attributable  to 

3,357

operating activities were below the prior-year figure.  

– 1,249

2,108

603

2,711

The  Financial  Services  Division’s  financing  activities 
relate primarily to the issuance and redemption of bonds and 
other  financial  liabilities;  there  was  a  total  cash  inflow  of 
€4.7 billion to refinance the business volume in the reporting 
period, compared with €10.4 billion in the previous year. 

In  the  period  from  January  to  December 2020,  the  Com-
mercial  Vehicles  Business  Area’s  gross  cash  flow  went  down 
by  €1.5 billion  to  €1.8 billion  due  to  earnings-related  factors 
driven  by  the  Covid-19  pandemic.  The  change  in  working 
capital  amounted  to  €0.2 (– 1.2) billion.  Cash  flows  from 
operating  activities  declined  by  €0.1 billion  to  €2.0 billion. 
Investing  activities  attributable  to  operating  activities  were 
up  on  the  previous  year,  in  which  the  intragroup  sale  of  the 
power engineering business had led to a cash inflow. Net cash 
flow dropped to €0.7 (2.7) billion.  

F I N A N C I A L   P O S I T I O N   I N  T H E   P O W E R   E N G I N E E R I N G   B U S I N E S S   A R E A  

€ million 

Gross cash flow 

Change in working capital 

Cash flows from operating activities 

Cash flows from investing activities 
attributable to operating activities 

Net cash flow 

2020

– 25

588

562

– 274

289

2019

265

– 168

98

– 247

– 150

In  the  reporting  year,  gross  cash  flow  in  the  Power 
Engineering Business Area declined to €0.0 (0.3) billion year-
on-year, primarily as a result of a deterioration in profit. Due 
to a reduction in receivables and restructuring expenses that 
have  not  yet  led  to  cash  outflows,  the  change  in  working 
capital  amounted  to  €0.6 (– 0.2) billion.  Cash  flows  from 
operating  activities  rose  by  €0.5 billion  year-on-year,  to 
€0.6 billion.  Investing  activities  attributable  to  operating 
activities  increased  by  10.6%  to  €0.3 billion.  Net  cash  flow 
improved by €0.4 billion to €0.3 billion. 

Financial position in the Financial Services Division 
In  the  period  from  January  to  December  2020,  the  Financial 
Services Division generated gross cash flow of €11.3 (10.9) bil-
lion.  Given  a  decrease  in  funds  tied  up  in  working  capital 

At the end of the reporting period, the Financial Services 
Division’s  negative  net  liquidity,  which  is  common  in  the 
industry, stood at €– 164.2 billion, compared with €– 169.3 bil-
lion on December 31, 2019.  

N E T   A S S E T S  

Consolidated balance sheet structure 
At the end of fiscal year 2020, the Volkswagen Group had total 
assets  of  €497.1 billion,  1.9%  more  than  at  the  end  of  the 
prior year. The rise is mostly attributable to the boost in gross 
liquidity  and  the  successful  issue  of  hybrid  notes  in  the 
second quarter of 2020. It was offset by exchange rate effects. 
A  chart  showing  the  structure  of  the  consolidated  balance 
sheet  as  of  the  reporting  date  can  be  found  in  this  chapter. 
The  Volkswagen  Group’s  equity  increased  by  €5.1 billion  to 
€128.8 billion. The equity ratio was 25.9 (25.3)%.  

As  of  the  end  of  fiscal  year  2020,  the  Group  had  off-
balance-sheet  commitments  in  the  form  of  contingent 
liabilities  in  the  amount  of  €8.6 (8.5) billion  and  in  the  form 
of financial guarantees in the amount of €0.4 (0.4) billion. In 
addition,  there  were  other  financial  obligations  of  €22.0 bil-
lion,  which  exceeded  the  prior-year  figure  of  €20.0 billion. 
The  contingent  liabilities  relate  primarily  to  legal  risks  in 
connection  with  the  diesel  issue,  as  well  as  to  potential 
liabilities from tax risks in the Commercial Vehicles Business 
Area  in  Brazil.  Other  financial  obligations  primarily  result 
from  purchase  commitments  for  property,  plant  and  equip-
ment  and  irrevocable  credit  commitments  to  customers. 
They  also  include  commitments  to  invest  in  the  infrastruc-
ture for zero-emission vehicles and in initiatives to promote 
access  to  and  awareness  of  this  technology.  These  commit-
ments were made as part of the settlement agreements in the 
USA  in  connection  with  the  diesel  issue.  The  other  financial 
obligations  include  an  amount  of  €0.9 billion  for  this  pur-
pose.  In  addition,  this  item  reflects  the  payment  of  the 
purchase  price  for  the  acquisition  of  all  of  Navistar’s  out-
standing shares totaling around USD 3.7 billion, as the merger 
agreement  between  TRATON  and  Navistar  contains  condi-
tions  precedent  and  the  purchase  price  payment  cannot  be 
recorded as a liability in the balance sheet at present.  

Group Management Report 

Results of Operations, Financial Position and Net Assets

125

C O N S O L I D AT E D   B A L A N C E   S H E E T   B Y   D I V I S I O N   A S   O F   D E C E M B E R   3 1  

€ million 

Assets 

Noncurrent assets 

Intangible assets 

Property, plant and equipment 

Lease assets  

Financial services receivables 

Investments, equity-accounted investments and 
other equity investments, other receivables and 
financial assets 

Current assets 

Inventories 

Financial services receivables 

Other receivables and financial assets 

Marketable securities 

Cash, cash equivalents and time deposits 

Assets held for sale 

Total assets 

Equity and liabilities 

Equity 

Equity attributable to Volkswagen AG 
shareholders 

Equity attributable to Volkswagen AG hybrid 
capital investors 

Equity attributable to Volkswagen AG 
shareholders and hybrid capital investors 

Noncontrolling interests 

Noncurrent liabilities 

Financial liabilities 

Provisions for pensions 

Other liabilities 

Current liabilities 

Financial liabilities 

Trade payables 

Other liabilities 

Liabilities associated with assets held for sale 

V O L K S W A G E N   G R O U P  

A U T O M O T I V E 1  

F I N A N C I A L   S E R V I C E S  

2020

2019

2020

2019

2020

2019

302,170

300,608

156,861

153,736

145,309

146,873

67,968

63,884

50,686

82,565

37,067

194,944

43,823

58,006

38,044

21,162

33,909

–

66,214

66,152

48,938

86,973

32,331

187,463

46,742

58,615

38,620

16,769

25,923

795

67,781

62,807

1,512

– 377

25,137

97,236

39,055

– 557

17,012

17,503

24,222

–

66,010

65,043

2,084

– 390

20,989

93,081

41,898

– 640

17,803

13,546

19,679

795

187

1,077

49,174

82,942

11,930

97,708

4,768

58,562

21,033

3,658

9,687

–

204

1,110

46,853

87,363

11,342

94,382

4,844

59,255

20,817

3,223

6,243

–

497,114

488,071

254,097

246,816

243,017

241,255

128,783

123,651

96,733

92,774

32,050

30,877

111,336

109,117

79,913

78,872

31,423

30,246

15,713

12,663

15,713

12,663

–

–

127,049

1,734

202,921

114,809

45,081

43,031

165,410

88,648

22,677

54,085

–

121,781

1,870

196,497

113,556

41,389

41,551

167,924

87,912

22,745

56,896

370

95,626

1,107

93,523

15,637

44,207

33,680

63,840

– 2,806

19,539

47,107

–

91,535

1,239

90,822

17,592

40,631

32,600

63,220

– 7,312

19,603

50,559

370

31,423

627

109,398

99,173

874

9,352

101,569

91,454

3,137

6,978

–

30,246

631

105,675

95,965

759

8,951

104,703

95,224

3,142

6,337

–

Total equity and liabilities 

497,114

488,071

254,097

246,816

243,017

241,255

1  Including allocation of consolidation adjustments between the Automotive and Financial Services divisions, primarily intragroup loans.  

 
126 

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C O N S O L I D A T E D  B A L A N C E  S H E E T  S T R U C T U R E  2 0 2 0
in percent

Noncurrent assets 
Noncurrent assets 
60.8 (61.6)
60.8 (61.6)

Current assets
Current assets
39.2 (38.4) 
39.2 (38.4) 

Equity 
Equity 
25.9 (25.3)
25.9 (25.3)

Noncurrent liabilities 
Noncurrent liabilities 
40.8 (40.3)
40.8 (40.3)

Current liabilites  
Current liabilites  
33.3 (34.4)
33.3 (34.4)

Total assets

Total equity
and liabilities

0

10

20

30

40

50

60

70

80

90

100

Automotive Division balance sheet structure 
As  of  December 31,  2020,  the  Automotive  Division’s  intan-
gible assets increased slightly compared with fiscal year 2019, 
driven  among  other  factors  by  a  rise  in  capitalized  develop-
ment  costs.  Property,  plant  and  equipment  declined  due  to 
exchange rate factors and depreciation in excess of additions. 
Equity-accounted  investments  were  up  as  the  year-on-year 
decline  in  the  business  results  of  the  Chinese  joint  ventures 
was  offset  by  resolutions  to  pay  lower  dividends  and  by 
additions  to  the  interests  held  in  entities  such  as  Argo  AI, 
QuantumScape, Anhui Jianghuai Automobile Group Holdings 
and  Northvolt.  Noncurrent  other  receivables  and  financial 
assets increased. Total noncurrent assets were up €3.1 billion 
to €156.9 billion. 

Current  assets  were  higher  than  at  the  end  of  2019, 
amounting  to  €97.2 (93.1) billion.  As  a  result  of  downscaled 
production in response to the pandemic and due to exchange 
rate effects, the inventories included in this item were lower. 
The  Automotive  Division’s  securities  and  cash  and  cash 
equivalents rose by €8.5 billion to €41.7 billion.  

In  the  previous  year,  the  “Assets  held  for  sale”  item 
included  the  carrying  amounts  of  assets  to  be  derecognized 
as  a  result  of  the  contribution  of  AID  to  the  Argo  AI  joint 
venture and those relating to the sale of Renk. 

At  the  end  of  the  reporting  year,  the  Automotive  Divi-
sion’s  equity  amounted  to  €96.7 billion,  4.3%  more  than  a 
year earlier. The increase was mainly attributable to the profit 
generated,  the  hybrid  notes  issued  in  June 2020,  and  the 
positive  effects  from  the  measurement  of  derivatives  recog-
nized  directly  in  equity.  Currency  translation,  the  dividend 
payment  to  the  shareholders  of  Volkswagen AG  resolved  by  

the Annual General Meeting, and higher actuarial losses from 
the  remeasurement  of  pension  plans  reduced  equity.  Non-
controlling interests are primarily held by the noncontrolling 
interest  shareholders  of  TRATON.  The  equity  ratio  was 
38.1 (37.6)%. 

Noncurrent liabilities increased by €2.7 billion to €93.5 bil-
lion. The decrease in noncurrent financial liabilities included 
in  this  item  was  driven  primarily  by  reclassifications  from 
noncurrent  to  current  liabilities  to  reflect  shorter  remaining 
maturities and by exchange rate effects; the issuance of green 
bonds  in  September 2020  had  an  offsetting  impact  on  this 
item.  Pension  provisions  were  significantly  higher  than  the 
comparative  2019  figure,  due mainly  to  the  actuarial  remea-
surement following a change in the discount rate.  

At  €63.8 (63.2) billion,  current  liabilities  were  on  a  level 
with the previous year. Current financial liabilities amounted 
to  €– 2.8 (– 7.3) billion  due primarily  to reclassifications  from 
noncurrent  to  current  liabilities.  The  figures  for  the  Auto-
motive  Division  also  contain  the  elimination  of  intragroup 
transactions  between  the  Automotive  and  Financial  Services 
divisions.  As  the  current  financial  liabilities  for  the  primary 
Automotive Division were lower than the loans granted to the 
Financial Services Division, a negative amount was disclosed 
in both periods. Current other liabilities were down, primarily 
due  to  the  effects  of  the  measurement  of  derivatives  and  to 
lower liabilities from buyback transactions. Other provisions 
decreased, due mainly to utilizations in connection with the 
diesel issue. 

At  the  end  of  fiscal  year  2020, the  Automotive  Division’s 
total  assets  amounted  to  €254.1 billion,  up  2.9%  compared 
with the figure on December 31, 2019. 

 
 
 
 
 
Group Management Report 

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127

PA S S E N G E R   C A R S   B U S I N E S S   A R E A  

B A L A N C E   S H E E T   ST R U C T U R E  

C O M M E R C I A L   V E H I C L E S   B U S I N E S S   A R E A  

B A L A N C E   S H E E T   ST R U C T U R E  

€ million 

Dec. 31, 2020

Dec. 31, 2019

€ million 

Dec. 31, 2020

Dec. 31, 2019

Noncurrent assets 

Current assets 

Total assets 

Equity 

Noncurrent liabilities 

Current liabilities 

130,237

83,180

213,417

81,423

82,263

49,731

126,387

Noncurrent assets 

75,459

Current assets 

201,846

Total assets 

75,773

Equity 

78,679

Noncurrent liabilities 

47,394

Current liabilities 

24,777

11,256

36,033

13,389

10,592

12,052

25,143

13,420

38,563

14,115

11,367

13,081

At  the  end  of  the  reporting  period,  property,  plant  and 
equipment in the Commercial Vehicles Business Area was up 
slightly,  while  lease  assets  were  down.  In  total,  noncurrent 
assets were slightly lower than at the last balance sheet date 
in  2019,  amounting  to  €24.8 (25.1) billion.  Current  assets 
declined by 16.1%. The inventories included in this item were 
lower as a result of downscaled production in response to the 
pandemic.  Total  securities  and  cash  and  cash  equivalents 
decreased  in  the  reporting  year.  At  €36.0 billion,  total  assets 
were again €2.5 billion lower than in the previous year.  

The  Commercial  Vehicles  Business  Area’s  equity  was 
down on the previous year, amounting to €13.4 (14.1) billion. 
Noncurrent  liabilities  were  6.8%  lower  overall  than  on 
December 31, 2019. There was a decline in other noncurrent 
liabilities.  Current  liabilities  dropped  by  a  total  of  7.9%.  The 
current other liabilities included in this item were lower than 
on the previous year’s balance sheet date.  

At  the  end  of  2020,  intangible  assets  in  the  Passenger  Cars 
Business  Area  were  higher  than  at  the  2019  balance  sheet 
date. This was attributable among other factors to an increase 
in  capitalized  development  costs.  Exchange  rate  factors  and 
depreciation in excess of additions led to a decrease in prop-
erty,  plant  and  equipment.  Equity-accounted  investments 
rose  compared  with  December 31,  2019:  the  year-on-year 
decline  in  the  business  results  of  the  Chinese  joint  ventures 
was  set  against  resolutions  to  pay  lower  dividends  in  the 
Chinese  joint  ventures,  as  well  as  additions  to  the  interests 
held  in  entities  such  as Argo AI,  QuantumScape,  Anhui 
Jianghuai  Automobile  Group  Holdings  and  Northvolt. 
Overall, noncurrent assets increased by 3.0% compared with 
the end of 2019. Current assets rose by 10.2%. The inventories 
included  in  this  item  were  lower  as  a  result  of  downscaled 
production in response to the pandemic and due to exchange 
rate effects. Total securities and cash and cash equivalents in 
the  Passenger  Cars  Business  Area  significantly  exceeded  the 
figure recorded at the end of 2019. On December 31, 2020, the 
Passenger  Cars  Business  Area  had  total  assets  amounting  to 
€213.4 (201.8) billion.  

At €81.4 (75.8) billion, the Passenger Cars Business Area’s 
equity was up on the figure for December 31, 2019, mainly for 
earnings-related  reasons.  Total  noncurrent  liabilities  were 
4.6% higher than at the end of 2019. The noncurrent financial 
liabilities  included  in  this  item  increased,  and  pension 
provisions  rose,  mainly  due  to  the  actuarial  remeasurement 
following  a  change  in  the  discount  rate.  A  rise  in  current 
financial  liabilities  was  the  main  factor  driving  the  4.9% 
increase in current liabilities compared with the end of 2019. 
This was offset in particular by lower other provisions, whose 
decline  was  driven  by  factors such  as  utilizations  in  connec-
tion with the diesel issue.  

 
128 

Results of Operations, Financial Position and Net Assets  

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P O W E R   E N G I N E E R I N G   B U S I N E S S   A R E A   B A L A N C E   S H E E T  

ST R U C T U R E  

€ million 

Dec. 31, 2020

Dec. 31, 2019

Noncurrent assets 

Current assets 

Total assets 

Equity 

Noncurrent liabilities 

Current liabilities 

1,847

2,800

4,647

1,922

668

2,057

2,206

4,202

6,408

2,885

777

2,746

The Power Engineering Business Area’s intangible assets and 
property,  plant  and  equipment  were  lower  on  December 31, 
2020  than  on  the  prior-year  balance  sheet  date.  Noncurrent 
assets  dropped  by  a  total  of  16.3%.  Current  assets  decreased 
by  33.4%,  with  a  significant  reduction  in  the  cash  and  cash 
equivalents  included  in  this  item.  In  the  previous  year,  the 
“Assets  held  for  sale”  item  had  included  the  carrying 
amounts of assets derecognized as a result of the sale of Renk 
completed  in  October 2020.  As  a  result,  total  assets  in  the 
Power  Engineering  Business  Area  went  down 
to 
€4.6 (6.4) billion at the end of fiscal year 2020. 

At the end of 2020, the Power Engineering Business Area’s 
equity  amounted  to  €1.9 (2.9) billion.  Overall,  noncurrent 
liabilities  were  lower  than  a  year  earlier.  Current  liabilities 
also  declined  compared  with  the  end  of  2019.  The  financial 
liabilities  included  here  fell  significantly,  while  other  pro-
visions went up because of provisions recognized for restruc-
turing measures. Current liabilities as of the end of 2019 had 
also included the carrying amounts of the liabilities of Renk, 
which  were  derecognized  as  a  result  of  the  sale  of  Renk  in 
2020. 

Financial Services Division balance sheet structure 
On  December 31,  2020,  the  Financial  Services  Division  had 
total assets of €243.0 (241.3) billion, slightly more than at the 
balance sheet date in 2019.  

Noncurrent assets declined by 1.1% to €145.3 billion com-
pared with the end of the prior year; the property, plant and 
equipment  included  in  this  item  was  virtually  unchanged. 
Lease  assets  increased,  while  non-current  financial  services 
receivables  were  down  because  volumes  and  exchange  rates 
were affected by the Covid-19 pandemic.  

Current  assets  expanded  to  €97.7 (94.4) billion.  Current 
financial  services  receivables  were  lower  than  at  the  end  of 
2019,  primarily  for  pandemic-related  reasons.  At  €13.3 bil-
lion,  total  securities  and  cash  and  cash  equivalents  in  the 
Financial  Services  Division  exceeded  the  figure  recorded  at 
the end of 2019 by €3.9 billion.  

On  December 31,  2020,  the  Financial  Services  Division 
accounted for around 48.9 (49.4)% of the Volkswagen Group’s 
assets.  

At  the  end  of  the  reporting  year,  the  Financial  Services 
Division’s equity stood at €32.0 billion, 3.8% more than a year 
earlier. Negative exchange rate effects were offset by positive 
earnings. The equity ratio was 13.2 (12.8)%.  

Noncurrent  liabilities  increased  by  3.5%  overall,  mainly 
due  to  a  rise  in  noncurrent  financial  liabilities  and  higher 
other  provisions.  A  reduction  in  current  financial  liabilities, 
offset by higher other current liabilities, led to a net decrease 
in total current liabilities.  

Deposits  from  the  direct  banking  business  amounted  to 
€28.9 (32.5) billion,  and  were  therefore  below  the  figure 
recorded at the end of 2019.

R E T U R N   O N   I N V E ST M E N T   ( R O I )   A N D   VA L U E   C O N T R I B U T I O N  
The  Volkswagen  Group’s  financial  target  system  centers  on 
continuously  and  sustainably  increasing  the  value  of  the 
Company. In order to ensure the efficient use of resources in 
the Automotive Division and to measure the success of this, 
we have been using a value-based management system for a 
number of years, with return on investment (ROI) as a relative 
indicator  and  value  contribution1,  a  key  performance  indi-
cator linked to the cost of capital, as an absolute performance 
measure.  

The return on investment serves as a consistent target in 
strategic  and  operational  management.  If  the  return  on 
investment  exceeds  the  market  cost  of  capital,  there  is  an 
increase  in  the  value  of  the  invested  capital  and  a  positive 
value contribution. The concept of value-based management 
allows the success of the Automotive Division and individual 
business  units  to  be  evaluated.  It  also  enables  the  earnings 
power  of  our  products,  product  lines  and  projects  –  such  as 
new plants – to be measured. 

Components of value contribution 
Value contribution1 is calculated on the basis of the operating 
result after tax and the opportunity cost of invested capital.  

The operating result shows the economic performance of 
the  Automotive  Division  and  is  initially  a  pre-tax  figure. 
Based on our companies’ income tax rates, which vary from 
country to country, we assume an overall average tax rate of 
30% when calculating the operating result after tax. 

1  The  value  contribution  corresponds  to  the  Economic  Value  Added  (EVA®).  EVA®  is  a 

registered trademark of Stern Stewart & Co. 

Group Management Report 

Results of Operations, Financial Position and Net Assets

129

The  cost  of  capital  is  multiplied  by  the  average  invested 
capital to give the opportunity cost of capital. Invested capital 
is calculated as total operating assets reported in the balance 
sheet (property, plant and equipment, intangible assets, lease 
assets,  inventories  and  receivables)  less  non-interest-bearing 
liabilities (trade payables and payments on account received). 
Average  invested  capital  is  derived  from  the  balance  at  the 
beginning and the end of the reporting period. 

As  the  concept  of  value-based  management  only  com-
prises our operating activities, assets relating to investments 
in  subsidiaries  and  associates  and  the  investment  of  cash 
funds  are  not  included  when  calculating  invested  capital. 
Interest  charged  on  these  assets  is  reported  in  the  financial 
result. 

Determining the current cost of capital 
The  cost  of  capital  is  the  weighted  average  of  the  required 
rates of return on equity and debt.  

The  cost  of  equity  is  determined  using  the  Capital  Asset 

Pricing Model (CAPM). 

This  model  uses  the  yield  on  long-term  risk-free  Bunds, 
increased  by  the  risk  premium  attaching  to  investments  in 
the  equity  market.  The  risk  premium  comprises  a  general 
market risk and a specific business risk.  

The general risk premium of 7.5% reflects the general risk 

of a capital investment in the equity market.  

The  specific  business  risk  –  price  fluctuations  in  Volks-
wagen  preferred  shares  –  is  modeled  in  comparison  to  the 
MSCI World Index when calculating the beta factor. The MSCI 
World  Index  is  a  global  capital  market  benchmark  for 
investors. 

The  analysis  period  for  the  beta  factor  calculation  spans 
five  years  with  annual  beta  figures  calculated  on  a  weekly 
basis followed by the subsequent calculation of the average. A 
beta factor of 1.26 (1.17) was determined for 2020. 

The  cost  of  debt  is  based  on  the  average  yield  for  long-
term debt. As borrowing costs are tax-deductible, the cost of 
debt is adjusted to account for the tax rate of 30%. 

A weighting on the basis of a fixed ratio for the fair values 
of  equity  and  debt  gives  an  effective  cost  of  capital  for  the 
Automotive Division of 6.5 (6.3)% for 2020. 

C O ST   O F   C A P I TA L   A F T E R   TA X   I N   T H E   A U TO M OT I V E   D I V I S I O N  

% 

2020

2019

Risk-free rate 

Market risk premium 

Volkswagen-specific risk premium 

(Volkswagen beta factor) 

Cost of equity after tax 

Cost of debt 

Tax 

Cost of debt after tax 

Proportion of equity 

Proportion of debt 

Cost of capital after tax 

– 0.2

7.5

2.0

(1.26)

9.3

1.4

– 0.4

1.0

66.7

33.3

6.5

0.0

7.5

1.3

(1.17)

8.8

1.9

– 0.6

1.3

66.7

33.3

6.3

R E T U R N   O N   I N V E ST M E N T   ( R O I )   A N D   VA L U E   C O N T R I B U T I O N   I N  

T H E   R E P O R T I N G   P E R I O D  
At €7,450 (13,019) million, the Automotive Division’s operating 
profit after tax, including the  proportionate operating profit 
of  the  Chinese  joint  ventures,  was  down  on  the  prior-year 
figure  in  fiscal  year 2020,  mainly  due  to  the  persistently 
negative  impact  of  the  spread  of  the  SARS-CoV-2  virus.  In 
addition particularly to the decline in revenue resulting from 
the pandemic-related fall in customer demand, turbulence in 
the  capital  markets  led  to  negative  effects  from  the  mea-
surement  of  receivables  and  liabilities  denominated  in 
foreign  currencies.  One-off  expenses  for  restructuring  mea-
sures  also  reduced  earnings.  A  positive  impact  was  made  by 
lower  costs.  In  addition,  income  was  generated  from  the 
contribution of AID to the Argo AI joint venture and from the 
sale of Renk. Negative special items weighed on the operating 
profit,  but  to  a  lesser  extent  than  in  the  previous  year.  The 
effect  of  purchase  price  allocation  on  earnings  and  assets  is 
not  taken  into  account  as  this  cannot  be  influenced  by 
management in the course of business operations. 

In  the  reporting  year,  the  invested  capital  fell  to 
€114,907 (116,016) million, partly due to exchange rates. The 
decrease  was  due  primarily  to  lower  inventory  levels  and 
lower  property,  plant  and  equipment,  offset  by  higher  capi-
talized development costs. 

 
130 

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The  return  on  investment  (ROI)  is  the  return  on  invested 
capital  for  a  particular  period  based  on  the  operating  result 
after  tax.  Due  to  earnings-related  factors  as  a  result  of  the 
Covid-19 pandemic, ROI declined year-on-year; at 6.5 (11.2)% 
it was below our defined minimum required rate of return on 
invested capital of 9%. 

At  €7,504 (7,328) million,  the  opportunity  cost  of  capital 
(invested  capital  multiplied  by  cost  of  capital)  slightly 
exceeded the prior-year figure. After deduction of the oppor-

tunity  cost  of  invested  capital,  the  operating  result  after  tax  
– which was negatively impacted  by  the  pandemic  –  led  to a
negative value contribution of €– 54 (5,691) million. 
More information on value-based management is contained
in  our  publication  entitled  “Financial  Control  System  of  the
Volkswagen  Group”,  which  can  be  downloaded  from  our  In-
vestor  Relations  website:  www.volkswagenag.com/en/Investor
Relations/news-and-publications/More_Publications.html. 

R E T U R N   O N   I N V E ST M E N T   ( R O I )   A N D   VA L U E   C O N T R I B U T I O N   I N   T H E   A U TO M OT I V E   D I V I S I O N 1  

€ million 

Operating result after tax 

Invested capital (average) 

Return on investment (ROI) in % 

Cost of capital in % 

Opportunity cost of invested capital 

Value contribution 

2020

2019

7,450

114,907

6.5

6.5

7,504

– 54

13,019

116,016

11.2

6.3

7,328

5,691

1  Including proportionate inclusion of the Chinese joint ventures (including the relevant sales and component companies) and allocation of consolidation adjustments between the 

Automotive and Financial Services Divisions. 

Group Management Report 

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131

S U M M A RY   O F   B U S I N E S S   D E V E L O P M E N T   A N D   E C O N O M I C   P O S I T I O N  
The Board of Management of Volkswagen AG considers busi-
ness  development  and  the  economic  position  to  have  been 
positive  overall  given  the  context  created  by  the  extensively 
and  persistently  negative  impact  of  the  spread  of  the  SARS-
CoV-2 virus.  

Throughout  the  entire  reporting  period,  the  Covid-19 
pandemic had a strong impact on business at the Volkswagen 
Group  and  led  to  lower  figures  in  terms  of  deliveries,  sales 
revenue and profit, as well as to deviations from the original 
forecast.  In  this  environment,  which  was  also  dominated  by 
fierce competition, technological change in our industry and 
growing  environmental  awareness,  we  delivered  9.3 million 
vehicles to customers. The Group’s sales revenue also fell sig-
nificantly by 11.8% as a result of lower volumes and exchange 
rate effects. This reduced operating profit before special items 
to €10.6 billion. At 4.8%, the operating return on sales before 
special  items  fell  short  of  the  originally  forecast  range  of  
6.5  to  7.5%.  The  operating  return  on  sales,  including  special 
items related to the diesel issue, amounted to 4.3%. 

The  research  and  development  costs  reflect  our  activities  to 
safeguard  the  Company’s  future  viability;  despite  the  coun-
termeasures taken, the R&D ratio in the Automotive Division 
came  to  7.6%  and,  as  ultimately  expected,  was  therefore 
higher than in the previous year owing to the decline in sales 
revenue caused by the pandemic. 

Due  to  a  significant  fall  in  capex,  the  Automotive  Divi-
sion’s  ratio  of  capex  to  sales  revenue  declined  to  6.1%  and 
was  within  the  originally  expected  range.  At  €6.4 billion,  the 
net  cash  flow  came  in  clearly  positive  despite  the  Covid-19 
pandemic, the year-on-year decline was driven particularly by 
the  lower  profits  and  by  higher  cash  outflows  attributable  to 
the diesel issue. Net liquidity improved beyond the forecast to 
€26.8 billion, partly due to the successful placement of hybrid 
notes. 

The return on investment (ROI) in the Automotive Division 
decreased  to  6.5%  as  a  consequence  of  the  pandemic  and  fell 
short  of  the  minimum  required  rate  of  return  on  invested 
capital. 

F O R E C A ST   V E R S U S   A C T U A L   F I G U R E S  

Deliveries to customers (units) 
Volkswagen Group 
Sales revenue 
Operating return on sales before special items 
Operating return on sales  
Operating result before special items 
Operating result 

Passenger Cars Business Area 

Sales revenue 
Operating return on sales before special items 
Operating return on sales  
Operating result before special items 
Operating result 

Commercial Vehicles Business Area 

Sales revenue 
Operating return on sales 
Operating result 

Power Engineering Business Area 

Sales revenue 
Operating result 

Financial Services Division 

Sales revenue 
Operating result 

R&D ratio in the Automotive Division 
Capex/sales revenue in the Automotive Division 

Net cash flow in the Automotive Division 
Net liquidity in the Automotive Division 
Return on investment (ROI) in the  
Automotive Division 

Actual 2019 

Original forecast
for 2020

Adjusted forecast
for 2020

Actual 2020

11.0 million 

around the prior-year level

considerable decline

9.3 million

€252.6 billion 
7.6% 
6.7% 
€19.3 billion 
€17.0 billion 

€182.0 billion 
8.0% 
6.7% 
€14.5 billion 
€12.2 billion 

€26.4 billion 
6.3% 
€1.7 billion 

increase of up to 4%
6.5–7.5 %
6.5–7.5 %
in forecast range
in forecast range

considerable decline
positive, <6.5%
positive, <6.5%
severe decline, positive
severe decline, positive

moderate increase
6.5–7.5 %
6.5–7.5 %
in forecast range
in forecast range

considerable decline
in forecast range, <6.5%
in forecast range, <6.5%
severe decline
severe decline

moderate decline
4.0–5.0%
in forecast range

considerable decline
in forecast range, <4.0%
severe decline

€222.9 billion
4.8%
4.3%
€10.6 billion
€9.7 billion

€156.3 billion
5.2%
4.6%
€8.2 billion
€7.2 billion

€22.2 billion
–0.4%
€– 79 million 

€4.0 billion 
€– 93 million  

at prior-year level
smaller loss

considerable decline
considerably higher loss

€3.6 billion
€– 482 million 

€40.2 billion 
€3.2 billion 
6.7% 
6.6%

€10.8 billion 
€21.3 billion

around the prior-year level
around the prior-year level
6.0–6.5%
6.0–6.5%
noticeable decline, 
clearly positive

at prior-year level
considerable decline
increase, >6.5%
at prior-year level
considerable decline, 
positive
distinct increase around the prior-year level

11.2% 

slight increase, >9%

decline, positive, <9%

€40.8 billion
€3.0 billion
7.6%
6.1%

€6.4 billion
€26.8 billion

6.5%

 
 
132 

Volkswagen AG  

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Volkswagen AG 

(Condensed, in accordance with the German Commercial Code) 

Unit sales of Volkswagen AG in 2020 were down on the previous year due to 
the negative impact of the Covid-19 pandemic, while profit increased. 

A N N U A L   R E S U LT  
Additional  special  items  in  connection  with  the  diesel  issue 
amounting to €0.8 billion were recognized in fiscal year 2020. 
This  was  mainly  due  to  further  provisions  for  legal  risks. 
Special  items  had  an  impact  of  €–0.8  (–1.8)  billion  on  net 
other operating result.  

At  €67.5 billion,  sales  in  the  reporting  period  were  down 
16.2%  year-on-year  largely  due  to  the  pandemic  and  the 
measures  taken  to  contain  the  spread  of  the  SARS-CoV-2 
virus.  Sales  generated  abroad  accounted  for  a  share  of  €40.7 
billion or 60.3%. Cost of sales decreased by 15.1% to €63.4 bil-
lion.  

Gross profit on sales fell accordingly to €4.1 (5.9) billion. 

At  €7.3 billion,  distribution,  general  and  administrative 

expenses were down €0.7 billion on the prior-year figure.  

The  net  other  operating  result was  €1.3 billion  higher,  at 
€0.4 billion.  The  rise  was  due  particularly  to  lower  expenses 
for legal and litigation risks.  

The  €0.7 billion  increase  in  the  financial  result  to 
€9.8 billion resulted mainly from lower write-downs of long-
term financial assets.  

Taxes  on  income  declined  to  €–0.7 (–1.2) billion,  particu-
larly  due  to  lower  current  tax  expense  and  tax  refunds  for 
prior  years,  taking  net  income  for  fiscal  year  2020  to 
€6.3 (5.0) billion. 

I N C O M E   STAT E M E N T   O F   V O L K SWA G E N   A G  

B A L A N C E   S H E E T   O F   V O L K SWA G E N   A G   A S   O F   D E C E M B E R   3 1  

€ million 

Sales  

Cost of sales 

Gross profit on sales 

Distribution, general and administrative 
expenses 

Net other operating result 

Financial result1 

Taxes on income 

Earnings after tax 

Net income for the fiscal year 

Retained profits brought forward 

Appropriations to revenue reserves 

Net retained profits 

1  Including write-downs of long-term financial assets. 

2020

2019

€ million 

2020

2019

67,535

– 63,418

4,117

– 7,269

398

9,787

– 693

6,338

6,338

855

– 3,165

4,028

80,621

Fixed assets 

– 74,700

Inventories 

5,921

Receivables1 

– 7,948

Cash-in-hand and bank balances 

Total assets 

Equity 

Special tax-allowable reserves 

Long-term debt 

Medium-term debt 

Short-term debt 

1  Including prepaid expenses. 

– 914

9,115

– 1,215

4,958

4,958

0

– 1,685

3,273

130,377

120,823

6,542

38,766

8,803

184,488

39,549

18

43,086

36,348

65,487

5,554

35,856

5,639

167,872

35,629

18

39,206

35,983

57,036

Group Management Report 

Volkswagen AG

133

D I V I D E N D   P O L I C Y  
Our  dividend  policy  matches  our  financial  strategy.  In  the 
interests of all stakeholders, we aim for continuous dividend 
growth that allows our shareholders to benefit appropriately 
from  our  business  success.  The  proposed  dividend  therefore 
reflects  our  financial management  objectives  –  in  particular, 
ensuring  a  solid  financial  foundation  as  part  of  the  imple-
mentation of our strategy. 

In  our  Group  strategy,  we  have  set  ourselves  the  goal  of 
achieving  a  payout  ratio  of  at  least  30%.  The  payout  ratio  is 
based on the Group’s earnings after tax attributable to Volks-
wagen  AG  shareholders.  This  amounts  to  29.0%  for  the 
reporting period and stood at 18.1% in the previous year. 

D I V I D E N D   P R O P O S A L  
In  fiscal  year  2020,  net  retained  profits  amounted  to 
€4.0 billion.  The  Board  of  Management  and  Supervisory 
Board are proposing to pay a total dividend of €2.4 billion, i.e. 
€4.80 per ordinary share and €4.86 per preferred share. 

P R O P O S A L   O N   T H E   A P P R O P R I AT I O N   O F   N E T   P R O F I T  

€ 

Dividend payout on subscribed capital  
(€1,283 million) 

of which on: ordinary shares 

   preferred shares 

Balance (carried forward to new account) 

Net retained profits 

2020

2,418,589,589.10

1,416,431,126.40

1,002,158,462.70

1,609,493,827.80

4,028,083,416.90

N E T   A S S E T S   A N D   F I N A N C I A L   P O S I T I O N  
Total  assets  amounted  to  €184.5 billion  on  December  31, 
2020, up €16.6 billion on the prior-year figure. Property, plant 
and  equipment  was  up  by  €0.6 billion,  with  capital  expendi-
ture  exceeding  depreciation  charges.  The  rise  in  financial 
assets  to  €121.6 (112.8) billion  was  mainly  the  result  of  an 
increase in shares held in affiliated companies.  

Fixed assets accounted for a share of 70.7 (72.0)% of total 

assets. 

Current assets (including prepaid expenses) amounted to 
€54.1  (47.0) billion  on  December  31,  2020.  Inventories  went 
up  due  primarily  to  the  addition  of  precious  metals.  Receiv-
ables  were  higher,  mainly  because  of  financing  provided  to 
subsidiaries.  Cash  instruments  increased,  driven  mostly  by 
raising restricted short-term time deposits. 

At the end of the reporting period, equity was at €39.5 bil-
lion;  the  increase  was  due  particularly  to  the  positive  net 
income for the year. The equity ratio was 21.4 (21.2)%. 

Other  provisions  decreased  by  €1.5 billion  to  €19.9 
(21.4) billion  due  mainly  to  the  utilization  of  provisions  in 
connection with the diesel issue. Provisions for pensions and 
similar  obligations  rose  by  €1.2 billion  to  €19.0 billion,  pri-
marily as a result of a change in measurement inputs, while 
provisions for taxes increased by €0.5 billion to €4.3 billion.  

The  €12.5  billion  increase  in  total  liabilities  (including 
deferred income) to €101.7 billion is attributable primarily to 
higher liabilities to affiliated companies.  

Volkswagen AG’s  cash  funds,  comprising  cash  instru-
ments  with  a  maturity  of  less  than  three  months,  less  bank 
liabilities  repayable  on  demand  and  cash  pooling  liabilities, 
improved  year-on-year  from  €–7.6 billion  to  €–5.1 billion. 
The interest-bearing portion of debt amounted to €89.8 (78.2) 
billion.  In  our  assessment,  given  the  context  created  by  the 
extensive and persistent negative impact of the spread of the 
SARS-CoV-2 virus, the economic position of Volkswagen AG is 
just as positive overall as that of the Volkswagen Group. 

E M P L OY E E   PAY   A N D   B E N E F I T S   AT   V O L K SWA G E N   A G  

€ million 

Direct pay including cash benefits 

Social security contributions 

Compensated absence 

Retirement benefits 

Total expense 

2020

7,477

1,379

1,099

634

%

70.6

13.0

10.4

6.0

2019

8,421

1,502

1,310

682

%

70.7

12.6

11.0

5.7

10,588

100.0

11,916

100.0

 
134 

Volkswagen AG  

Group Management Report

E X P E N D I T U R E   O N   E N V I R O N M E N TA L   P R OT E C T I O N  
When  measuring  expenditure  on  environmental  protection, 
a  distinction  is  made  between  investments  and  operating 
costs  for  production-related  environmental  protection  mea-
sures.  Of  our  total  investments,  only  those  that  are  spent 
exclusively  or  primarily  on  environmental  protection  are 
included  in  environmental  protection  investments.  We  dis-
tinguish  here  between  additive  and  integrated  investments. 
Additive  environmental  protection  measures  are  separate 
measures  upstream  or  downstream  of  the  production  pro-
cess.  In  contrast  to  additive  environmental  protection  mea-
sures, integrated measures already reduce the environmental 
impact  during  the  production  process.  In  2020  we  invested 
primarily  in  climate  protection  and  in  soil  and  water  pol-
lution control. 

The  recognized  operating  costs  relate  to  measures  that 
protect the environment against harmful factors by avoiding, 
reducing, or eliminating emissions by the Company. Resources 
are  also  conserved.  For  example,  these  include  expenditures 
incurred  to  operate  equipment  that  protects  the  environ-
ment,  as  well  as  expenditures  for  measures  not  relating  to 
such  equipment.  As  in  previous  years,  the  emphasis  in  2020 
was on sewage and waste management. 

V E H I C L E   S A L E S  
Volkswagen AG  sold  a  total  of  1,941,821  (2,580,553)  vehicles 
in  fiscal  year  2020.  This  decrease  is  essentially  due  to  the 
negative  impact  of  the  Covid-19  pandemic.  Vehicles  sold 
abroad accounted for a share of 64.9 (67.6)%. 

P R O D U C T I O N  
Volkswagen AG  produced  a  total  of  792,393  vehicles  at  its 
vehicle production plants in Wolfsburg, Hanover and Emden 
in the reporting period (–25.9%).  

E M P L OY E E S  
As of December 31, 2020, a total of 118,673 (119,204) people 
were employed at the sites of Volkswagen AG, excluding staff 
employed  at  subsidiaries.  Of  this  figure,  4,848  (5,029)  were 
vocational  trainees.  6,210  (5,254)  employees  were  in  the 
passive phase of their partial retirement.  

Female  employees  accounted  for  17.8  (17.6)%  of  the 
workforce.  Volkswagen AG  employed  7,002  (6,551)  part-time 
workers. The percentage of foreign employees was 6.4 (6.4)%. 
In  the  reporting  period,  83.1  (83.2)%  of  the  employees  in 
Volkswagen AG’s  production  area  were  in  possession  of 
vocational  or  additional  training.  The  proportion  of  gradu-
ates  was  20.7  (20.1)% in  the  same  period.  The  average age  of 
employees in fiscal year 2020 was 44.5 (44.2) years. 

R E S E A R C H   A N D   D E V E L O P M E N T  
Volkswagen AG’s  research  and  development  costs  as  defined 
in  the  German  Commercial  Code  amounted  to  €5.9  (6.1) bil-
lion  in  the  reporting  period.  13,547  (13,378)  people  were 
employed in this area at the end of the reporting period.  

V O L K SWA G E N   A G   E X P E N D I T U R E   O N   E N V I R O N M E N TA L   P R OT E C T I O N  

€ million 

Investments 

Operating costs 

2020

4

225

2019

9

233

2018

13

230

2017

17

227

2016

11

223

Group Management Report 

Volkswagen AG

135

O P E R A T I N G  C O S T S  F O R  E N V I R O N M E N T A L   P R O T E C T I O N  A T   V O L K S W A G E N  A G   2 0 2 0
Share of environmental protection areas in percent

Sewage management

Waste management

Air pollution control
Soil and water
pollution control

Climate protection
Species and 
landscape conservation

Protection against 
noise and vibration

29.8

28.5

15.2

13.7

7.8

2.6

2.4

0

10

20

30

40

50

60

70

80

90

100

B U S I N E S S   D E V E L O P M E N T   O F   V O L K S WA G E N   A G  
As  the  parent  of  the  Volkswagen Group,  Volkswagen AG  is 
fundamentally subject to the same expected developments 
and  risks  and  opportunities.  The  forecast  is  explained  in 
the  chapter  entitled  “Report  on  Expected  Developments” 
and  the  risks  and  opportunities  in  the  chapter  entitled 
“Report on Risks and Opportunities” of this annual report. 

R I S K S   A R I S I N G   F R O M   F I N A N C I A L   I N ST R U M E N T S  
Risks  for  Volkswagen AG  arising  from  the  use  of  financial 
instruments  are  generally  the  same  as  those  to  which  the 
Volkswagen  Group  is  exposed.  An  explanation  of  these  risks 
can  be  found  in  the  chapter  “Report  on  Risks  and  Oppor-
tunities” of this annual report. 

D E P E N D E N T   C O M PA N Y   R E P O R T  
The  Board  of  Management  of  Volkswagen AG  has  submitted 
to  the  Supervisory  Board  the  report  required  by  section  312 
of  the  Aktiengesetz  (AktG  –  German  Stock  Corporation  Act) 
and issued the following concluding declaration: 

“We declare that, based on the circumstances known to us at 
the  time  when  the  transactions  with  affiliated  companies 
within  the  meaning  of  section  312  of  the  German  Stock 
Corporation  Act  (AktG)  were  entered  into,  our  Company 
received  appropriate  consideration  for  each  transaction.  No 
transactions  with  third  parties  or  measures  were  either 
undertaken  or  omitted  on  the  instructions  of  or  in  the 
interests  of  Porsche  or  other  affiliated  companies  in  the 
reporting period.” 

The Annual Financial Statements of Volkswagen AG (in accordance with the German 
Commercial Code) can be accessed from the electronic company register at  
www.unternehmensregister.de.  

 
136 

Sustainable Value Enhancement  

Group Management Report

Sustainable Value Enhancement 

Our goal is to run our business responsibly along the entire value chain. Everyone should benefit 
from this – our customers, our employees, the environment and society. With our vision  
“Shaping mobility – for generations to come”, part of our TOGETHER 2025+ Group strategy,  
we aim to make mobility sustainable for present and future generations. 

The  main  financial  key  performance  indicators  for  the 
Volkswagen  Group  are  described  in  the  “Results  of  Oper-
ations, Financial Position and Net Assets” chapter. Nonfinan-
cial key performance indicators also provide information on 
the  efficiency  of  our  Company’s  value drivers. These  include 
the  processes  in  the  areas  of  research  and  development, 
procurement,  production,  marketing  and  sales,  information 
technology  and  quality  assurance.  In  all  of  these  processes, 
we  are  aware  of  our  responsibility  towards  our  customers, 
our employees, the environment and society. In this chapter 
we provide examples of how we want to increase the value of 
our Company in a sustainable way. 

S U STA I N A B I L I T Y  
Sustainability  means  maintaining  intact  environmental, 
social  and  economic  systems  with  long-term  viability  at  a 
global,  regional  and  local  level.  The  Volkswagen  Group  can 
influence  these  systems  in  various  ways  and  actively  takes 
responsibility  to  make  a  contribution  to  their  sustainability. 
We have thus developed a sustainable style of company man-
agement  and  put  in  place  the  necessary  management  struc-
tures.  

We have anchored our goal to sustainably shape mobility 
for  present  and  future  generations  in  our  Group  strategy 
TOGETHER  2025+.  In  addition,  we  want  to  be  an  excellent 
employer  and  a  role  model  for  the  environment,  safety  and 
integrity. Sustainability is thus at the center of our corporate 
actions. 

A  particular  challenge  when  implementing  our  strategic 
goals on all levels of the value chain is the complexity of our 
Company,  with  its  twelve  brands,  more  than  660  thousand 
employees and 118 production sites. At the same time, we are 
guiding  our  Group  through  the  furthest-reaching  process  of 
change in its history. The transformation sweeping our entire 
industry is dominated especially by the transition to e-mobil-
ity,  digitalization  and  new  mobility  services.  We  want  to 

master  these  challenges  and  become  a  leading  company  for 
individual mobility in this electric and connected age. 

Protecting  the  climate  is  currently  the  greatest  global 
challenge  affecting  all  three  sustainability  dimensions.  We 
want  to  provide  our  own  highly  unique  answer  to  this  and 
have  decided  on  an  ambitious  decarbonization  program. 
With  the  implementation  of  this  program,  we  want  to  be  a 
net-carbon-neutral company by 2050. We are assuming a pio-
neering role by making this voluntary commitment based on 
the  Paris  Climate  Agreement.  We  are  guided  in  this  by  the 
specifications of the Task Force on Climate-Related Financial 
Disclosures  (TCFD)  For  more  information,  please  see  our 
Sustainability Report for fiscal year 2020. 

In  the  field  of  digitalization,  we  also  want  to  help  shape 
the  transformation  and  are  pressing  ahead  with  develop-
ments in our vehicles and mobility services on the one hand 
and  in  our  operating  processes  and  management  on  the 
other.  The  digital  transformation  requires  us  not  just  to 
develop  new  technologies  and  be  able  to  harness  them,  but 
also  to  devise  a  forward-looking  human  resources  strategy 
that  takes  our  employees  along  this  path  of  change,  trains 
them accordingly, and ensures that their jobs are secure. 

Parameters and guiding principles 
Our actions are determined by the Volkswagen Group Essen-
tials as the foundation of values and the basis for our shared 
corporate  culture.  The  Volkswagen  Group  Essentials  support 
managers  and  employees  in  overcoming  legal  and  ethical 
challenges that arise in their daily work. At the same time, we 
are  guided  in  our  activities  by  a  large  number  of  internal 
guidelines on sustainability.  

On  this  basis,  our  objective  is  to  attain  that  the  Volks-
wagen  Group’s  actions  are  in  line  with  international  agree-
ments and frameworks such as the Sustainable Development 
Goals  (SDGs)  of  the  United  Nations  (UN),  the  declarations  of 
the  International  Labour  Organization  (ILO),  the  principles 

Group Management Report 

Sustainable Value Enhancement

137

and  conventions  of  the  Organization  for  Economic  Co-oper-
ation  and  Development  (OECD)  and  the  UN  covenants  on 
basic rights and freedoms.  

Management and coordination  
The  structure  and  workflows  of  Group-wide  sustainability 
management  were  expanded  in  the  reporting  period.  The 
related structures, processes and responsibilities are codified 
in  a  separate  Group  policy.  We  view  sustainability  manage-
ment  as  a  continuous  improvement  process.  The  core  ele-
ments  include  assumption  of  overall  responsibility  for 
sustainability by the Chairman of the Board of Management 
of  Volkswagen AG,  specification  of  the  competence  of  the 
responsible  Board  members  for  specific  sustainability  man-
agement concepts and implementation of the Group Sustain-
ability Steering Committee as a top management committee. 
The  members  of  this  steering  committee  include  managers 
from  central  Board  of  Management  positions  and  repre-
sentatives  of  the  brands  and  the  Group  Works  Council.  The 
steering  committee  defines  concrete  strategic  goals  and 
programs, establishes measures for uniform further develop-
ment of sustainability management across divisions, brands 
and  regions  and  decides  on  fundamental  sustainability 
issues.  It  also  handles  the  enhancement  of  Group-wide  sus-
tainability  management.  The  offices  of  the  Group  Sustain-
ability  Steering  Committee  are  the  responsibility  of  the 
Group’s Sustainability function.  

Strategic stakeholder management  
Our  stakeholders  are  individuals,  groups,  or  organizations 
who have an influence on or are influenced by the course or 
the result of corporate decisions. Our customers and employ-
ees are at the center of our stakeholder network. Based on our 
annual  stakeholder  assessment,  we  have  identified  eight 
more stakeholder groups of equal value around this core. The 
Group’s  supervisory  and  advisory  bodies  such  as  the 
Supervisory Board, the Works Council and the Sustainability 
Council  act  as  a  special  interface  between  internal  and 
external  stakeholders.  The  Monitor  appointed  by  the  US 
Department  of  Justice  until  the  termination  of  his  duties  in 
September  2020  was  a  stakeholder  of  the  Volkswagen  Group 
as well. 

We  understand  stakeholder  management  as  systematic, 
continuous  interaction  with  key  stakeholder  groups  in  line 
with  our  TOGETHER  2025+  Group  strategy.  Stakeholder 
management aims to systematically record expectations and 
use  feedback  from  our  stakeholders  to  critically  reflect  on 
strategic planning processes. 

To be able to systematically incorporate our stakeholders’ 
suggestions and recommendations, we have given our stake-
holder management an organizational structure in the form 
of  external  committees.  At  Group  level,  these  are  the  Sus- 

tainability Council and the Stakeholder Panel. The latter took 
a break in 2020 due to the pandemic. In addition, we offer our 
stakeholders  a  broad  range  of  opportunities  for  interaction 
and  feedback  channels  including  regular  discussion  panels 
with  stakeholders,  stakeholder  surveys  and  international 
cooperative projects. 

Sustainability Council 
The Sustainability Council set up in 2016 provides assistance 
to  the  Volkswagen  Group  with  important,  strategic  sustain-
ability  issues  and  is  made  up  of  internationally  renowned 
experts  from  the  academic  world,  politics  and  society.  The 
Council  establishes  its  own  working  methods  and  areas  of 
focus independently, has far-reaching rights for the purposes 
of exchanging information, consultation and initiating action, 
and  consults  regularly  with  the  Board  of  Management,  
top  management  and  the  employee  representatives.  In  the 
reporting  year,  the  Volkswagen  Group  extended  its  collab-
oration with the Sustainability Council by two more years.  

In  2020,  the  agenda  for  the  intensified  dialogue  between 
Volkswagen and  the Sustainability  Council included  the  CEO 
Alliance for Europe’s Recovery, Reform and Resilience, jointly 
initiated  by  the  Chairman  of  the  Board  of  Management  of 
Volkswagen AG  and  the  Council  in  support  of  the  EU  Green 
Deal,  aspects  of  corporate  governance  and  integrity,  decar-
bonization, employment in times of advancing digitalization 
and  e-mobility,  and  sustainable  action  in  international 
markets. 

 
 
 
 
138 

Sustainable Value Enhancement  

Group Management Report

The  Council  also  launched  two  new  projects:  a  research 
project  on  the  distribution  effects  of  climate-related  fiscal 
and  transport  policies  with  the  Mercator  Research  Institute 
on  Global  Commons  and  Climate  Change,  building  on  the 
preceding  project  on  climate-conscious  transport  policies, 
and a study with the Fraunhofer Institut für Arbeitswirtschaft 
und  Organisation  (IAO  –  Fraunhofer  Institute  for  Industrial 
Engineering)  to  examine  the  effects  of  digitalization  and  
e-mobility on employment. The Open Source Lab on Sustain-
able Mobility concluded its work in 2020 with the publication 
of the project results. 

Materiality analysis 
In 2020, we forged ahead with the overhaul of our materiality 
analysis  begun  in  the  previous  year  and  established  a  new 
binding  sustainability  strategy  with  the  development  of  a 
sustainability  narrative  for  the  Volkswagen  Group.  Some  60 
stakeholders  were 
including 
decision-makers  from  various  business  areas  and  brands  as 
well as representatives of the Sustainability Council.  

in  this  process, 

involved 

The  materiality  process  is  used  to  identify  and  evaluate 
the  most  important  sustainability  issues  for  the  Group.  The 
decisive factors here are the impact on the environment and 
society,  stakeholder  expectations,  the  business  model  of 
Volkswagen  AG  and  adherence  to  legal  provisions  and  inter-
nationally established reporting standards. 

The  sustainability  strategy  developed  based  on  the 
materiality  analysis  focuses  on  the  key  sustainability  issues 
within  the  Group  strategy  TOGETHER  2025+,  which  is 
supported by the vision “Shaping Mobility – for generations 
to  come”  and  the  seven  Group  principles.  The  sustainability 
narrative  clearly  illustrates  how  the  Volkswagen  Group 
intends  to  achieve  its  overarching  strategic  objective  of  sus-
tainable  growth.  Not  only  will  it  lay  the  foundation  for  per- 

formance management and improvement in environmental, 
social  and  governance  performance,  but  it  will  also  boost 
confidence among stakeholders and in the financial markets. 
To implement the transformation with a holistic approach 
and  run  our  business  responsibly  along  the  value  chain,  we 
prioritized  four  focus  areas  that  are  essential  for  our  core 
business. 
>  Decarbonization 
>  Circular economy 
>  Responsibility in supply chains and in business 
>  Workforce transformation 
The  focus  areas  are  each  underpinned  by  forward-looking 
ambition  and  are  developed  and  implemented  within  the 
framework of programs and initiatives. 

Corporate citizenship  
As a good corporate citizen, we aim to be a constant source of 
economic  impetus  for  local  structural  development  and 
equal  opportunities.  We  have  always  believed  in  the  impor-
tance  of  recognizing  our  social  responsibilities  toward  our 
stakeholders. The main focus of our corporate social engage-
ment  activities  is  on  supporting  future,  educational  and 
community projects at many of our sites across the world. In 
2020,  the  brands  and  companies  launched  or  continued 
around 700 projects and initiatives worldwide.  

  C S R - P R O J E C T S  

https://www.volkswagenag.com/en/sustainability/reporting/cc-projects.html 

 
 
 
 
 
 
 
 
 
 
 
 
 
Group Management Report 

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139

T O G E T H E R 4 I N T E G R I T Y

2

Integrity and compliance risks are identified,
owned, managed and mitigated

4

We encourage, protect and value the reporting of 
concerns and suspected wrongdoing

1

Integrity and compliance are central
to our business strategy

Together4Integrity
We keep our word

3

Our leaders at all levels across our organization 
build and sustain a culture of integrity

5

We take action and hold ourselves accountable 
when wrongdoing occurs

H O L I ST I C   I N T E G R I T Y   A N D   C O M P L I A N C E   M A N A G E M E N T   SY ST E M  
Integrity  and  compliance  are  major  priorities  in  the  Volks-
wagen Group. Marking the end of the Monitorship, the Chair-
man  of  the  Volkswagen  AG  Board  of  Management  Herbert 
Diess said: “The end of the Monitorship is not the end of our 
journey. I am committed to the continuous improvement of 
our  organization  and  its  culture,  and  so  are  all  my  Board  of 
Management  colleagues.  This  mindset  is  essential  to  our 
ambition of making safer and more intelligent zero-emission 
vehicles for today’s customers and for generations to come.” 
We  firmly  believe  that  acting  with  integrity  and  in  com-
pliance with the rules is vitally important for our Company’s 
future  success.  It  is  for  this  reason  that  we  have  embedded 
integrity  and  compliance  in  our  Group  strategy  TOGETHER 
2025+. Our objective is to act as a role model for integrity and 
compliance  and  thus  deepen  the  trust  of  our  employees, 
customers,  shareholders  and  partners  –  both  existing  and 
future – in our Company. 

To  achieve  this  aim,  we  have  been  building  a  compre-
hensive  and  holistic  integrity  and  compliance  management 
system  (ICMS)  since  2018.  This  is  being  rolled  out  as  part  of 
the Together4Integrity (T4I) program and is based on the five 
principles of the internationally recognized ECI, which relate 
to  strategy,  risk  management,  a  culture  of  integrity,  a  speak-
up  environment  and  resolute  accountability.  In  this  context 
we  are  also  implementing  the  measures  that  we  defined 
based  on  the  recommendations  made  by  the  Independent 
Compliance Monitor Larry D. Thompson.  

T4I aims to establish robust, consistent process standards 
that are anchored in the Group’s corporate policies or organi-
zational  guidelines.  The  purpose  is  to  give  integrity  and 
compliance  an  equally  important  strategic  and  operational 
priority in our Company as, for example, sales revenue, profit, 

product quality or employer attractiveness. T4I is thus one of 
the  most  extensive  change  programs  in  the  history  of  the 
Group. In 2020, the Group Board of Management resolved to 
form  the  Group  Board  of  Management  Integrity  and  Com-
pliance Committee (K-VAC), which, among other things, takes 
over  the  tasks  of  the  Group  Compliance  Committee  estab-
lished  during  the  Monitorship.  The  main  tasks  of  the  
K-VAC  include  continuing  to  develop  the  ICMS  and  the  cor-
porate  culture  as  well  as  managing  the  uniform  implemen-
tation  of  the  initiatives  combined  in  T4I  across  all  divisions
and brands. 

Through  T4I  we  aim  to  implement  the  ICMS  by  2025  in 
around  850  Group  companies  in  which  we  hold  a  majority 
stake. By the end of 2020, 639 companies had already begun 
the  implementation.  This  will  strengthen  Group-wide  cor-
porate  governance  and  reduce  the  corresponding  risks.  The 
ICMS  is  therefore  also  a  substantial  contribution  to  the  sus-
tainability of the Volkswagen Group. We also want to live up 
to  our  responsibilities  in  terms  of  our  influence  on  com-
panies not controlled by Volkswagen. 

Integrity encourages ethical decision-making 
An  essential  role  of  the  ICMS  is  to  introduce  integrity  as  a 
strategic  key  to  success  in  all  the  Group’s  brands  and  com-
panies.  This  includes  integrating  integrity  into  decision-
making  processes.  For  example,  every  resolution  proposal 
submitted  to  the  Board  of  Management  must  highlight  the 
extent  to  which  the  intended  decision  is  in  line  with  the 
Group’s  integrity  and  compliance,  what  risks  arise  from  it 
and how the risks can be reduced. Similar requirements apply 
to  Group  brands  and  companies  and  to  Group  bodies  to 
which  the  Board  of  Management  has  delegated  decision-
making powers.  

 
 
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Compliance means adherence to rules 
We  firmly  believe  that  long-term  commercial  success  can 
only  be  achieved  if  each  and  every  individual  complies  with 
laws,  regulations  and  commitments.  Compliant  behavior 
must  be  a  matter  of  course  for  all  Group  employees.  The 
compliance  organization  provides  worldwide  support  in  the 
form of programs, guidelines, processes and practical advice. 
The  compliance  Infopoint  is  a  core  element  of  this.  This  is 
available to all employees. 

Our  compliance  organization  focuses  on  preventing 
corruption,  fraudulent  breaches  of  trust  and  money  laun-
dering. Compliance in mergers & acquisitions, noncontrolled 
shareholdings  and  safeguarding  business  and  human  rights 
are other key areas. In addition, we expedited the integration 
of the topic of business and human rights into the ICMS and 
accorded the topic vital strategic importance. Here, we follow 
the  UN’s  requirements  and  principles  on  business  and 
human  rights  due  diligence.  An  investigation  of  all  com-
panies  in  the  Group  within  the  scope  of  compliance  was 
conducted in 2020 with the aim of identifying risks in respect 
of  human  rights.  Based  on  the  findings,  these  companies 
were  given  a  set  of  binding  measures  that  they  must  imple-
ment by December 31, 2021. 

T4I brings together activities from eleven key initiatives 
The ICMS defines standards for integrity and compliance. T4I 
is  rolling  out  and  implementing  these  standards  uniformly 
throughout the Group in the form of more than 100 packages 
of  measures.  The  packages  of  measures  are  divided  into 
eleven key initiatives: 

1. HR Compliance Policies and Procedures
The  focus  is  on  standard  HR  processes  such  as  recruitment, 
training,  promotion  and  remuneration  (bonus  payments). 
For  example,  integrity  and  compliance  matters  have  been 
included  as  criteria  for  the  recruitment  process  and  staff 
development  measures  for  managers  since  2019.  Employ-
ment  contracts  contain  integrity  and  compliance  clauses. 
Integrity  and  compliance  have  also  been  covered  by  annual 
employee  appraisals  since  2020.  Performance-related  remu-
neration  from  senior  executive  positions  is  now  also  partly 
determined by integrity and compliance standards.  

2. Code of Conduct
The  Volkswagen  Group’s  Code  of  Conduct  is  the  key  instru-
ment for strengthening employees’ awareness of responsible 
action  and  decisions,  giving  employees  support  and  guid-
ance, and finding the right contact persons in cases of doubt. 
The  framework  is  available  online  to  employees  and  also  to 
external third parties.  

Every employment contract refers to the Code of Conduct 
and  commits  the  employee  to  comply  with  it.  Regular 

training  is  intended  to  increase  its  efficacy.  The  Code  of 
Conduct  is  also  taken  into  account  when  calculating  their 
variable,  performance-related  remuneration,  which  is  set  as 
part of the employee appraisals. Members of the higher levels 
of  management  are  annually  certified  on  the  Code  of 
Conduct. They confirm that they will comply with the Code of 
Conduct  and  undertake  to  report  any  serious  regulatory 
violations. 

3. Integrity Program
The integrity program is designed to reinforce the culture of 
integrity.  The  most  important  instruments  in  this  program 
include  dialogue-oriented  communication  measures  and 
event  formats.  These  communicate  to  employees  the 
importance  of  integrity  and  motivate  employees  to  behave 
with 
in  the  face  of  external  pressure. 
Associated actions include encouraging a culture of handling 
mistakes  constructively,  more 
taking 
decisions  and  a  greater  willingness  to  discuss  mistakes  and 
risks openly.  

integrity  even 

transparency 

in 

4. Risk Management and Internal Controls
This  initiative  involves  operating  an  effective  risk  manage-
ment  system.  Uniform,  defined  structures  should  ensure 
transparent  handling  of  risks  from  our  business  activities 
and  enable  them  to  be  managed.  This  refers  to  the  annual 
regular  governance,  risk  and  compliance  (GRC)  process 
focused  on  systemic  risks,  the  quarterly  risk  process  (QRP) 
focused  on  acute  risks,  the  standard  ICS  (internal  control 
system)  aimed  at  safeguarding  processes,  and  root  cause 
analysis.  The  initiative  to  support  the  QRP  also  includes  the 
introduction of the “Riskradar” IT system and training of risk 
managers. 

5. ICRA and Compliance Organization
This  key  initiative  describes  the  organization  and  processes 
of  the  Compliance  department  at  Group  level  and  in  the 
individual  Group  companies.  It  shapes  the  Company’s  com-
pliance  strategy,  sets  Group-wide  standards  for  the  internal 
compliance risk assessment (ICRA) and contains measures for 
managing and mitigating the compliance risks. The ICRA has 
been carried out since 2018, with the Group companies being 
assigned to different risk categories on the basis of a compre-
hensive  questionnaire.  To  reduce  potential  risks,  we  rolled 
out  standardized  compliance  measures  in  the  relevant  busi-
ness  units,  the  scope  of  which  varies  depending  on  the 
business units’ individual risk exposure. The degree to which 
measures  have  been  implemented  is  reported  on  a  regular 
basis,  but  at  least  once  per  year.  Business  units  with  a  high 
risk  are  regularly  monitored  by  the  Divisional  Compliance 
Officer  or  Regional  Compliance  Officer  and  starting  in  2021, 
audited by an external auditor. 

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141

6. Whistleblower system and incident response
This  initiative  brings  together  all  measures  for  the  estab-
lishment  and  operation  of  the  whistleblower  system.  The 
whistleblower  system  is  the  central  point  of  contact  for 
reporting  cases  of  serious  rule-breaking  in  the  Volkswagen 
Group.  The  aim  is  to  avert  damage  to  the  Company  and  its 
employees through the use of binding principles and a clearly 
governed process. An investigation is only initiated after the 
information  received  has  undergone  a  thorough  exami-
nation  and  the  latter  has  identified  concrete  indications  of 
rule-breaking.  The  affected  parties  are  treated  fairly:  the 
presumption  of  innocence  applies  as  long  as  rule-breaking 
has  not  been  proven.  They  are  listened  to  at  an  early  stage 
and  vindicated  if  wrongly  suspected.  Strict  confidentiality 
and secrecy apply throughout the investigation. Appropriate 
sanctions  are  applied  where  misconduct  is  proven.  Whistle-
blowers  are  protected  and  their  statements  are  treated 
confidentially.  A  wide  range  of  channels  is  available  for 
reporting  information  on  misconduct,  including  anony-
mously if preferred.  

7. M & A and NCS Compliance
In  the  event  of  planned  mergers  and  acquisitions,  the  rele-
vant  companies  are  audited  according  to  integrity  and 
compliance standards. This prevents a Group company from 
being  confronted  with  unidentified  integrity  or  compliance 
risks  when  acquiring  another  company.  This  key  initiative 
also  promotes  compliance  in  non-controlled  shareholdings 
(NCS), i.e. companies that are not controlled by a Volkswagen 
Group company as a majority shareholder (excluding Chinese 
joint ventures). During mergers and acquisitions (M&A) and 
the supervision of NCSs, strategic, economic and ethical con-
siderations  are  key  to  the  sustainability  of  investment 
decisions. 

8. Business partner due diligence
Business partner due diligence entails reviewing the integrity 
and  compliance  systems  of  suppliers,  service  providers  and 
sales  partners.  This  review  of  existing  and  potentially  new 
business partners is carried out as part of a risk-based, trans-
parent,  documented  process  that  is  implemented  worldwide 
using  an  IT-based  tool.  This  initiative  also  includes  the  offer 
to assist business partners in meeting the required standards. 
Companies  that  do  not  meet  the  standards  defined  in  the 
Volkswagen  Code  of  Conduct  for  Business  Partners  should 
not receive new business.  

9. Product compliance
The  product  compliance  management  system  (PCMS)  shall 
ensure  that  our  products  comply  with  the  legal  and  regu-
latory requirements of the exporting and importing country, 
external standards and contractually agreed customer require-
ments,  as  well  as  internal  standards  and  externally  com-
municated  voluntary  commitments  throughout  their  life 
cycle.  We  have  defined  clear  roles  and  responsibilities  for  
our  PCMS  with  regard  to  design,  implementation  and 
monitoring.  

10. Environmental compliance
Statutory environmental regulations and voluntary commit-
ments  are  binding  at  all  locations  and  in  all  business  fields. 
The  Group’s  environmental  policy  and  the  environmental 
compliance management system stipulate the corresponding 
requirements  and  responsibilities  for  all  strategy,  planning 
and  decision-making  processes  in  the  Group  brands  and 
companies.  This  also  includes  a  system  of  metrics  to  deter-
mine progress in meeting environmental targets: in the fields 
of  renewable  energy,  CO2  emissions  and  resource  efficiency. 
We  make  allowance  for  the  actual  and  potential  environ-
mental  risks  and  opportunities  in  our  products’  entire  life 
cycle. 

11. Anti-corruption
We  advocate  fairness  in  business  dealings  and  have  a  clear 
zero-tolerance policy on active or passive corruption. We have 
therefore  produced  Group  policies  on  dealing  with  gifts  and 
invitations,  donations  and  sponsorship.  This  initiative  also 
includes  the  development  and  implementation  of  trainings 
for  employees  in  divisions  or  companies  with  a  high  risk 
exposure. 

 
142 

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Emphatically developing a culture of integrity 
The  holistic  integrity  and  compliance  management  system 
being  established  Group-wide  through  T4I  provides  the 
regulatory  framework  for  acting  with  integrity  and  in  com-
pliance with the rules and results in uniform corporate gover-
nance  throughout  the  Group  in  relation  to  integrity  and 
compliance.  It  is  also  advancing  the  culture  of  integrity.  The 
aim  is  to  inspire  and  motivate  employees  and  strengthen 
their  own  drive  to  act  with  integrity  in  all  situations.  Both, 
uniform corporate governance and a mature culture of inte-
grity  contribute  to  the  effectiveness  of  the  ICMS  as  a  major 
factor in the sustainability of the Volkswagen Group.  

Volkswagen’s  corporate  culture  is  founded  on  the  seven 
Group Essentials. They define how we at Volkswagen want to 
work together and thus supplement the Code of Conduct. The 
Group Essentials also form the frame of reference for the Role 
Model  Program,  which  encourages  dialogue-oriented  and 
distance-reducing collaboration.  

T4I  inspires  and  motivates  employees,  especially  with 
launch  events  and  perception  workshops.  Both  events  are 
held  in  each  Group  or  brand  company  at  the  start  of  the 
implementation  of  T4I  and  involve  both  employees  and 
managers across hierarchies as players in the change process. 
The  perception  workshops  are  primarily  about  the  actual 
practice  of  integrity  and  compliance  –  measured  by  the 
perception  of  employees.  Here,  representatively  selected 
employees  and  managers  give  their  assessment  of  this 
practice  and  discuss  opportunities  for  improvement.  The 
perception workshops will be repeated annually until the key 
initiatives  have  been  fully  implemented.  They  measure  the 
progress of the relevant company with regard to integrity and 
compliance and show where further action is needed.  

Monitoring of implementation and effectiveness 
Methods  of  impact  monitoring  and  progress  measurement 
are an integral part of our ICMS. The planning and reporting 
system  of  the  T4I  program  provides  information  on  the 
implementation  status  of  all  packages  of  measures  at  any 
time. It is used for reporting to the Board of Management and 
the  boards  of  the  Group and  brand  companies  as well as  for 
monitoring potential delays and initiating countermeasures. 
In  addition  to  the  recurring  perception  workshops,  our 
annual  employee  opinion  survey  shows  the  progress  in  our  

culture of integrity. This Group-wide survey asks whether it is 
possible for each individual to act with integrity. If the answer 
is  no,  the  relevant  manager  must  identify  and  clear  the 
possible  obstacles  together  with  the  team.  The  question  was 
asked  in  the  opinion  survey  for  the  first  time  in  2017  and 
since then, including in the reporting period, has been one of 
the three questions with the highest level of agreement, with 
a  significant  improvement  in  the  value.  The  level  of  agree-
ment  among  employees  each  achieved  an  average  value  in 
the highest category of the underlying five-level range. 

Contributing to the Group’s strategic indicators 
To  measure  the  level  of  target  achievement  in  the  area  of 
Integrity &  Legal  Affairs,  we  defined  a  strategic  indicator  for 
the major brands that manufacture passenger cars: 
>  Compliance,  a  culture  of  error management and  behaving

with integrity.
This  is  based  on  an  evaluation  of  the  answers  to  three
questions  in  the  opinion  survey  relating  to  compliance
with  regulations  and  processes,  dealing  with  risks  and
errors and the opportunity to act with integrity. In the case
of  negative  deviations,  the  affected  departments  develop
and  implement  measures.  The  indicator  continuously
improved  on  the  previous  good  figure  until  2020.  On
average,  the  level  of  agreement  among  employees  was  in
the highest category of the underlying five-level range. 

As  an  additional  measuring  tool,  we  use  the  Integrity  Index 
developed  by  independent  business  ethicists  from  the 
Technical  University  of  Munich.  Based  on  more  than  100 
criteria in the categories of: the compliance & infrastructure, 
working atmosphere & integrity culture, products & custom-
ers, society, and partners & markets; it gives a comprehensive 
picture of an organization’s integrity. The integrity index was 
started  in  2019  as  a  pilot  project  for  Volkswagen  Passenger 
Cars Germany and Audi (German sites). The scientists found 
that  both  of  the  brands  examined  exhibited  a  “good” 
integrity level overall.  

The  findings  were  used  in  the  reporting  year  in  a  struc-
tured  follow-up  process  to  derive  and  implement  improve-
ment measures together with the respected departments.  

Further  information  on  the  topics  of  integrity  and  com-
pliance can be found in the Group Sustainability Report 2020. 

Group Management Report 

Sustainable Value Enhancement

143

Independent Compliance Monitorship successfully completed 
In  September  2020,  the  Independent  Compliance  Monitor, 
Larry D. Thompson, certified that Volkswagen has fulfilled its 
obligations  under  its  Plea  Agreement  with  the  US  Depart-
ment of Justice (DOJ) to maintain a compliance program that 
will  prevent,  detect  and  punish  violations  of  anti-fraud  and 
environmental  laws.  Certification  applies  to  Volkswagen AG 
and  its  subsidiaries  and  affiliates  with  the  exception  of 
Porsche AG and Porsche Cars North America, which were not 
part of the Monitorship. Over the course of the Monitorship, 
which  began  in  2017  and  is  now  concluded,  Volkswagen 
enhanced and improved its structures, processes and systems 
in  many  divisions  of  the  company  including  technical 
development, governance, risk management, compliance and 
legal  functions.  Volkswagen  expanded  the  whistleblower 
system,  strengthened  processes  to  prevent  corruption  and 
antitrust  violations,  and  created  a  due  diligence  process  for 
business  partners.  The  Group  also  flattened  hierarchies, 
decentralized  decision-making  and  gave  more  responsibility 
to its brands and regional companies. 

The completion of the Monitorship is not the end of the 
process; the Group remains committed to continuous further 
improvement of compliance and its corporate culture. 

Thompson  also  served  as  Independent  Compliance  Auditor 
and issued his third and final audit report in June 2020. That 
report  established  that  there  had  been  no  new  violations  of 
the  relevant  settlements  with  the  Environment  and  Natural 
Resources  Division  of  the  DOJ,  the  California  Attorney 
General,  the  US  Environmental  Protection  Agency  (EPA)  and 
the California Air Resources Board. 

On  September  2,  2019,  Volkswagen  also  announced  that  the 
Company  had  concluded  a  settlement  agreement  with  the 
EPA, which had been the reason for commissioning a second 
auditor  for  the  Volkswagen  Group.  This  agreement  was 
concluded  to  prevent  it  from  being  excluded  from  public 
contracts  in  the  United  States.  This  second  auditorship  is 
scheduled to last three years and will run until August 2022.  

  W H I ST L E B LOW E R   SY ST E M    

https://www.volkswagenag.com/en/group/compliance-and-risk-management/ 
whistleblowersystem.html 
Phone: +49 5361 9 46300 
E-mail: io@volkswagen.de 

 
 
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C O 2 E M I S S I O N S  O F  T H E   V O L K S W A G E N  G R O U P ’ S  E U R O P E A N  ( E U 2 7 + 3 )  N E W  P A S S E N G E R   C A R  F L E E T
in grams per kilometer (NEDC)

2020

2019

2018

2017

2016

¹
100

¹
124

¹

123

122

¹

120

0

20

40

60

80

100

120

140

160

1  Subject to confirmation of CO2 data within the scope of official publication by the European Commission. 

R E S E A R C H   A N D   D E V E L O P M E N T  
Forward-looking  mobility  solutions  with  brand-defining 
products  and  services  would  be  unthinkable  without  inno-
vation.  This  makes  our  research  and  development  work 
essential for sustainably increasing the value of the Company.  
Together with our Group brands, we have launched mea-
sures  based  on  our  future  program  TOGETHER  2025+  to  link 
development activities across the Group. At the heart of this 
is  an  efficient,  cross-brand  development  alliance  charac-
terized by a close network of our experts, collaboration on an 
equal  footing,  an  innovative  working  environment  and  the 
pooling of development activities. The aim is to make use of 
synergy  effects  across  the  Group  and  act  as  a  role  model  for 
the  environment,  safety  and  integrity.  The  development 
alliance plays a major part in driving the Volkswagen Group’s 
transformation and helping to make it fit for the future.  

In  view  of  this  strategic  focus,  we  concentrated  in  the 
reporting  period  on  continuing  to  develop  forward-looking 
mobility  solutions,  establishing  technological  expertise  to 
strengthen our competitiveness, expanding our range of prod-
ucts  and  services  and  improving  the  functionality,  quality, 
safety and environmental compatibility of our products and 
services. 

We  use  a  strategic  indicator  in  Europe  and  the  United 
States to evaluate the effectiveness of our measures to reduce 
CO2 emissions when driving: 
>  CO2  fleet  emissions.  The  Volkswagen  Group’s  new  passen-
ger car fleet in the EU (excluding Lamborghini and Bentley)
emitted an average of 99.9 g CO2/km1 (NEDC) in the reporting 
period  in  accordance  with  the  statutory  measurement
bases,  thus  down  20%  on  the  prior-year  figure.  The  CO2 
pool  established  together  with  other  manufacturers  fell

just  0.8 g CO2/km  short  of  its  target.  Owing  to  delays  in 
product launches and contrary to the original planning, it 
was  not  possible  to  achieve  the  target  despite  substantial 
improvements  compared  with  2019.  As  small  volume 
manufacturers,  the  Lamborghini  and  Bentley  brands  each 
have  an  independent  fleet  for  the  purposes  of  European 
CO2  legislation  and  were  both  above  their  individual 
targets.  In  the  United  States,  the  regulation  of  fleet 
emissions  is  different  to  that  in  Europe,  for  example  in 
terms  of  the  underlying  test  process,  the  period  of  evalu-
ation, which corresponds to the model year of the vehicles 
rather than the calendar year, and the period for compen-
sating  for  any  breaches  of  CO2  limits,  which  comprises 
three model years. In fiscal year 2020, we complied with the 
regulations  that  apply  to  our  greenhouse  gas  account  in 
the United States, subject to any alternative notification by 
the authorities. 

Fuel and drivetrain strategy 
With  a  view  to  the  legal  regulations  on  emissions,  we  are 
currently developing a forward-looking vehicle and drivetrain 
portfolio:  we  have  set  ourselves  the  objective  of  increasing 
drive  system  efficiency  with  each  new  model  generation  
– irrespective of whether it is a combustion engine, a hybrid or 
a purely electric drive system. The Volkswagen Group closely
coordinates technology and product planning with its brands 
so as to avoid breaches of fleet fuel consumption limits, since
these  would  entail  substantial  excess  emissions  premiums.
Around  one  in  five  new  Volkswagen  Group  vehicles  world-
wide  is  to  have  a  purely  electric  drive  by  the  year  2025;
depending  on  market  development,  this  could  be  over  two
million  electric  vehicles  a  year.  As  part  of  our  electrification

Group Management Report 

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campaign,  we  aim  to  offer  our  customers  worldwide  around 
70  completely  battery-electric  vehicles  by  2030,  of  which 
production  of  approximately  20  models  has  already  started. 
In  addition,  a  total  of  around  60  hybrid  models  are  planned 
by the end of the decade, just over half of which are already in 
production.  By  2030,  the  Volkswagen  Group  aims  to  have 
electrified  its  entire  model  portfolio  –  from  high-volume 
models to premium vehicles. This will mean offering at least 
one  electric  version  –  battery  electric  or  hybrid  vehicles  –  of 
each of our passenger car models across all Group brands. To 
this  end,  in  addition  to  the  Modular  Electric  Drive  Toolkit 
(MEB), we are also developing an all-electric platform for our 
premium and sports brands – the Premium Platform Electric 
(PPE).  

The  Volkswagen  Group  is  committed  to  achieving  the 
goals of the Paris Agreement on climate change and intends 
to become a net-carbon-neutral company by 2050. 

To offer sustainable, affordable mobility in the future for 
as many people around the world as possible, we offer a range 
of  drivetrains  with  a  focus  on  electrification.  From  today’s 
perspective,  conventional  combustion  engines  look  set  to 
continue  to  make  up  the  lion’s  share  of  drive  technology  in 
the  coming  years.  In  the  interest  of  using  resources  respon-
sibly,  it  is  therefore  essential  to  further  enhance  this  engine 
segment  and  systematically  consolidate  it  for  specific  mar-
kets. Powertrain measures such as significantly more sophis-
ticated exhaust gas purification or mild hybridization of our 
vehicles, as well as vehicle measures such as optimized aero-
dynamics  or  reduced  rolling  resistance  will  be  necessary  to 
fulfill  future  emissions  standards.  With  the  new  Golf  8  we 
offer  more  efficient  and  more  sustainable  mobility  in  the 
volume  segment:  The  Golf’s  new  petrol  mild  hybrid  drive-
train significantly reduces fuel consumption compared to its 
predecessor.  

It is more important to us than ever to rigorously pursue 
our modular approach. We are reducing the number of indi-
vidual modules so that we can make a large product portfolio 
economically  viable.  For  example,  we  aim  to  reduce  the 
number  of  versions  of  conventional  combustion  engines  in 
the  Group  by  more  than  a  third  in  the  long  term.  This  will 
create  capacity  for  the  development  and  production  of  new 
hybrid and electric drives. 

Life cycle engineering and recycling 
Technological  innovation  for  reducing  fuel  consumption  is 
not enough on its own to minimize the effect of vehicles on 
the environment. We consider the environmental impact we 
cause throughout the entire life cycle and at all stages of the 
value  chain.  This  includes  the  manufacturing  process  with 
the associated extraction of raw materials, the production of 

materials,  the  processes  at  our  suppliers  and  our  own 
production  operations  at  our  sites,  the  use  phase  with  the 
resulting vehicle emissions and the necessary supply of fuel, 
and ultimately the recycling of the vehicle at the end of its life 
cycle.  We  identify  the  stages  of  the  life  cycle  at  which 
improvements  will  have  the  greatest  effect  and  develop 
appropriate  solutions.  We  call  this  life  cycle  engineering. 
Recycling,  for  example,  is  an  important  means  of  reducing 
environmental  impact  and  conserving  resources.  We  there-
fore  already  take  the  recyclability  of  the  required  materials 
into  consideration  when  developing  new  vehicles,  use  high-
quality  recycled  material  and  avoid  pollutants.  Under  the 
European Directive on end-of-life vehicles, passenger cars and 
light  commercial  vehicles  must  be  85%  recyclable  and  95% 
recoverable.  Our  vehicles  registered  in  Europe  comply  with 
these standards. 

Leveraging synergies increases efficiency 
When  developing  vehicles,  we  cooperate  closely  with  our 
brands to leverage synergies. The joint strategy of our devel-
opment  alliance  involves,  for  example,  making  the  Group 
more  competitive  and  viable  in  the  long  term  by  deploying 
resources more effectively and efficiently in the research and 
development  of  new  mobility-related  technologies,  products 
and  services.  In  our  Group-wide  development  alliance,  the 
brands therefore not only work with each other, but also for 
each  other  on  key  technologies,  forming  cross-brand  net-
works  of  expertise  to  address  topics  of  importance  for  the 
future. Against this background, responsibilities in Technical 
Development were reorganized in 2020 in order to coordinate 
module  development  even  more  efficiently  and  leverage 
synergies  in  module  variance,  components,  parts  and  pro-
cesses. We consolidated the Group’s activities in and respon-
sibility for the development, procurement and quality assur-
ance of all battery cells in a central Center of Excellence under 
the umbrella of the Volkswagen Passenger Cars brand. In the 
Center, a pilot line for cell production was put into operation 
in 2019 to build up expertise for the Group in the area of cell 
design but also throughout the entire value chain.  

We  also  manage  our  modules  centrally  to  reduce  costs, 
capital expenditure and complexity. We are seeking to reduce 
expenditure in the modular toolkits, while at the same time 
facilitating widespread electrification and a focus on autono-
mous  systems.  We  want  to  achieve  this  through  a  consider-
able  reduction  in  complexity  using  streamlined  platforms 
that synergize but do not overlap. To this end, the individual 
Group  brands  draw  on  the  modular  toolkits,  thus  creating 
synergies  between  the  various  models  of  a  product  line,  as 
well as across the product lines. By streamlining the toolkits, 
we  are  giving  ourselves  the  financial  leeway  needed  for 

 
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developments  in  the  future  trends  of  digitalization  and 
autonomous driving. The high-volume passenger car brands 
have  introduced  the  model-line  organization,  thus  strength-
ening  their  responsibility  for  the  success  of  vehicle  projects, 
improving  project  work  across  different  cross-departmental 
areas,  accelerating  decision-making  and  intensifying  the 
focus on project results. 

together  all  of  our  interests  and  subsidiaries  that  develop 
software  for  vehicles  and  digital  ecosystems  in  the  Car.Soft-
ware Organisation, an independent entity with Group respon-
sibility.  This  first  step  involved  more  than  3,500  employees. 
Since  mid-2020,  experts  who  used  to  work  in  the  various 
Group brands and regions have been working together under 
the umbrella of the Car.Software Organisation. 

We  are  also  leveraging  synergies  by  constantly  sharing 
best  practices,  for  instance  in  virtual  development  and 
testing.  Last  but  not  least,  the  centralized  development  and 
consolidation of our IT systems is also helping to strengthen 
cooperation  across  the  brands,  make  development  activities 
more comparable and reduce the Group’s IT costs. 

Sustainable mobility, connectivity and automated driving 
Mobility  of  people  and  goods  is  a  basic  prerequisite  for  eco-
nomic growth and social development, especially in times of 
the  Covid-19  pandemic.  At  the  same  time,  natural  resources 
are dwindling and climate change is advancing. This calls for 
comprehensive  mobility  concepts  to  minimize  the  environ-
mental  impact.  Such  solutions  need  to  be  efficient,  sustain-
able,  crisis-proof,  customer-oriented  and  accessible  anytime 
and anywhere. 

We  are  researching  and  developing  such  concepts  and 
solutions  in  our  Group-wide  alliance:  when  shaping  the 
future of mobility, we are looking not only at the automobile, 
its  components  and  related  services,  but  at  all  modes  of 
transport  and  transport  infrastructures,  at  people’s  mobility 
habits  and  at  other  relevant  factors.  Innovations  such  as 
digital  connectivity  and  automated  driving  allow  for  new 
approaches to solving problems. We strive to utilize these and 
thus to play our part in a comprehensive mobility system for 
the future and to help shape our industry’s transformation.  

In  its  pursuit  of  autonomous  driving,  the  Volkswagen 
Group  further  improved  its  assistance  systems  and  auto-
mated  driving functions  and introduced  these  in  vehicles  in 
2020.  The  objective  is  to  market  highly  automated  driving 
functions  for  private  vehicles,  shared  mobility  systems  and 
commercial  mobility  providers  as  a  core  competency  of  the 
Group. The Volkswagen Group has presented its vision of an 
autonomous mobility system by unveiling the Sedric family, 
comprising  fully  autonomous  vehicles  for  short-  and  long-
distance mobility, as well as sports cars, self-driving delivery 
vehicles  and  heavy  trucks.  These  vehicles  will  enable  new 
forms  of  mobility  in  both  cities  and  rural  areas,  particularly 
for user groups that have so far been excluded from access to 
mobility.  

As  part  of  the  TOGETHER  2025+ strategy,  we  are  working 
with the Software-enabled Car Company module to make soft-
ware development one of the core competencies of the Volks-
wagen  Group.  Starting  on  January  1,  2020,  we  have  brought  

The Car.Software Organisation is developing software for 

five applications within the Group:  
>  a  uniform  vehicle  operating  system  “vw.os”  for  all  Group
vehicles  as  well  as  their  connectivity  with  the  Volkswagen
Automotive Cloud; 

>  a standardized infotainment platform; 
>  all  assistance  systems  including  highly  automated  driving

and parking;  

>  functions  for  connecting  the  drivetrain,  chassis  and

charging technology; and 

>  ecosystems for all the brands’ mobility services and digital

business models.

From  the  middle  of  this  decade  onwards,  all  new  vehicle 
models throughout the Group are to be based on a uniform, 
cross-brand  software  platform,  including  the  “vw.os”  oper-
ating system and Volkswagen Automotive Cloud, as well as a 
uniform  architecture.  At  the  end  of  2024,  this  architecture 
will be used for the first time in an Audi model as part of the 
Artemis  project.  It  is  then  to  be  deployed  in  high-volume 
vehicles  to  generate  economies  of  scale  and  thus  reduce  the 
cost of in-vehicle software for all brands. 

Pooling strengths with strategic alliances  
The aim of our future program  TOGETHER 2025+ is to trans-
form our core business and to establish a mobility solutions 
business area at the same time. It is decisive to the success of 
this  plan  that  we  place  our  innovative  strength  on  even 
broader foundations. 

Within the Volkswagen Group, we combine technological 
innovation  activities  in  the  Volkswagen  Group  Innovation 
unit.  At  seven  locations  worldwide  in  the  USA,  Europe  and 
Asia,  employees  are  working  on  sustainable  solutions  for 
urban and interurban mobility systems in line with our stra-
tegic  vision  “Shaping  mobility  –  for  generations  to  come”. 
Technologies  and  activities  from  Volkswagen  Group  Innova-
tion  that  are  ready  for  pre-development  are  regularly  trans-
ferred  to  our  Group  brands.  This  means  that  the  areas  of 
digitalization,  sustainability  and  e-mobility  receive  contin-
uous support through innovative projects. In this way, we are 
creating  an  agile  innovation  structure  that  allows  us  to 
initiate new milestone projects with innovative international 
partners, even at short notice.   

Growth in the mobility sector is strongly defined through 
regional  innovation  activities.  Volkswagen  therefore  concen- 

  
 
 
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trates its strategic venture-capital activities and partnerships 
in  the  Group’s  international  innovation  ecosystem.  This 
helps  us  to  identify  the  regional  needs  of  customers  more 
precisely, to adjust our product range correspondingly and to 
establish competitive cost structures. In doing so, we rely to a 
greater extent than in the past on partnerships, acquisitions 
and  venture-capital  investments  and  manage  investment 
selection centrally so as to generate maximum value for the 
Group and its brands. It is against this backdrop that we have 
formed  an  alliance  with  Ford  Motor  Company  with  the 
intention  of  working  together  on  the  development  of  vans 
and  mid-sized  pickups.  At  the  beginning  of  June  2020,  Ford 
Motor  Company  and  Volkswagen  AG  signed  additional 
contracts  within  their  existing  global  alliance  for  light 
commercial vehicles, electrification and autonomous driving. 
The  contracts  serve  as  the  foundation  for  a  total  of  three 
vehicle  projects.  In  addition  to  the  existing  collaboration  on 
the  mid-sized  pickup,  projects  are  underway  for  a  city  van 
and a one-tonne cargo van. In total, the three alliance projects 
amount to a volume of approximately 8 million vehicles over 
the entire model cycle. In addition, we are investing with Ford 
in Argo AI, a company that is working on the development of 
a  system  for  autonomous  driving.  This  alliance  allows  both 
car companies to integrate Argo AI’s self-driving system into 
their own models independently of each other. The system is 
to  make  fully  automated  driving  possible,  and  thus  to  open 
up new opportunities, particularly for ride-sharing providers 
and delivery services in urban areas through the use of fully 
automated  vehicles.  At  the  start  of  June  2020,  a  transaction 
was  completed  with  Argo  AI  and  Ford  on  cooperation  to 
develop  autonomous  driving.  Subsequently,  the  Volkswagen 
Group  company  AID  was  incorporated  into  Argo  AI.  In 
addition,  Ford  intends  to  use  the  Modular  Electric  Drive 
Toolkit (MEB) developed by Volkswagen for a zero-emissions 
volume  model  that  should  be  offered  in  Europe  from  2023. 
The  aim  of  the cooperation  is  to  place  both Volkswagen  and 
Ford  in  a  position  that  enables  them  to  improve  their  com-
petitiveness, tailor their products to better meet the needs of 
customers  worldwide  and  at  the  same  time  to  leverage 
synergies related to cost and investment.  

The  strategic  partnership  with  Microsoft  enables  us  to 
accelerate  our  transformation  into  a  mobility  service  pro-
vider with a fully connected vehicle fleet and our Volkswagen 
We  digital  ecosystem.  Together,  we  will  press  ahead  with 
software  development  for  the  automobile  of  tomorrow  and 
new  services  for  our  customers,  thus  comprehensively 
strengthening and expanding our IT expertise and solutions. 
Battery technology is to become a core competency of the 
Volkswagen  Group.  The  battery  accounts  for  20%  to  30%  of 
the  cost  of  materials  in  electric  vehicles;  in  future,  it  will  be 
one of the most important components when differentiating 
between  products.  We  have  already  pooled  our  in-house 
expertise in battery cells in a Center of Excellence and at the 
same time intend to accelerate technological change and the 
development  of  expertise  through  intelligent  partnerships. 
We  anticipate  that  we  will  need  a  battery  capacity  of  more 
than 150 GWh a year in the period to 2025 just to equip our 
own  electric  fleet  with  lithium-ion  batteries.  To  cover  this 
enormous  demand,  we  have  defined  strategic  battery  cell 
suppliers  for  our  most  important  markets  and  the  first  MEB 
models,  and  we  aim  to  initiate  further  long-term  strategic 
partnerships in China, Europe and the USA. A 16 GWh battery 
cell factory is to be built in Salzgitter. Looking ahead, we are 
already preparing for the next generation: we intend to bring 
solid-state batteries to market readiness in collaboration with 
our partner QuantumScape. 

Our  Group  brands  Volkswagen  Passenger  Cars,  Audi  and 
Porsche  are  involved  in  the  pan-European  High-Power 
Charging (HPC) joint venture IONITY, under which a compre-
hensive  charging  infrastructure  is  being  built  to  safeguard 
long-distance mobility: by the end of the reporting year, 325 
charging  stations  were  already  in  operation.  By  the  end  of 
2021, we plan to have 400 charging stations in place.  

We  support  the  design  of  the  framework  conditions  for 
the approval and introduction of our own self-driving system 
by our active involvement in public projects. The experience 
we are gathering here will benefit the Group brands and thus 
also our customers. 

 
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Key R&D figures 
In  fiscal  year  2020,  we  filed  6,795  (7,614)  patent  applications 
worldwide for employee inventions, the majority of them in 
Germany.  The  fact  that  an  ever-increasing  share  of  these 
patents  is  for  important  cutting-edge  fields  underscores  our 
Company’s  innovative  power.  These  fields  include  driver 
assistance  systems,  automation  and  connectivity  as  well  as 
alternative drive systems. 

ratio – came to 7.6 (6.7)% due to the fall in sales revenue as a 
result of the Covid-19 pandemic. Along with new models, the 
focus  was  primarily  on  the  electrification  of  our  vehicle 
portfolio, a more efficient range of engines, digitalization and 
new  technologies.  The  capitalization  ratio  was  46.6 (36.1)%. 
Research  and  development  expenditure  recognized  in  profit 
IFRSs  decreased  to  €12.1 
or 
loss 
(13.2) billion. 

in  accordance  with 

The Automotive Division’s total research and development 
costs in the reporting period amounted to €13.9 (14.3) billion 
and  were  2.9%  lower  than  in  the  previous  year;  their  per-
centage of the Automotive Division’s sales revenue – the R&D 

As of December 31, 2020, our Research and Development 
departments  –  including  the  equity-accounted  Chinese  joint 
ventures  –  employed  53,268  people  (–3.1%)  Group-wide, 
corresponding to 8.0% of the total workforce. 

R E S E A R C H   A N D   D E V E L O P M E N T   C O ST S   I N   T H E   A U TO M OT I V E   D I V I S I O N  

€ million 

Total research and development costs 

of which capitalized development costs 

Capitalization ratio in % 

Amortization of capitalized development costs 

Research and development costs recognized in profit or loss 

Sales revenue 

Total research and development costs 

R&D ratio 

2020

13,885

6,473

46.6

4,644

12,056

182,106

13,885

7.6

2019

14,306

5,171

36.1

4,064

13,199

212,473

14,306

6.7

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
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P R O C U R E M E N T  
In  fiscal  year  2020,  the  main  task  for  Procurement  was  once 
again  to  safeguard  supplies,  and  to  help  create  competitive, 
innovative  products  and  optimize  cost  structures.  In  addi-
tion,  we  continued  to  drive  digitalized  procurement  pro-
cesses forward.  

Procurement strategy 
The  Group  strategy  TOGETHER  2025+  stands  for  more  speed, 
focus  and  stringency,  within  the  Procurement  division  as 
well,  accelerating  change  even  more.  The  focus  in  2020  was 
on implementing the concepts developed in the procurement 
strategy.  Procurement’s  key  performance  indicators  were 
defined  as  part  of  a  combined  system  of  targets  for  Group 
Components  and  Procurement.  This  system  of  targets  now 
gives  greater  weight  to  sustainability  aspects  in  the  supply 
chain, alongside the targets for material and investment costs 
and the timely award of contracts.  

Target-costing  strategies  are  becoming 

increasingly 
important  in  Procurement.  They  allow  costs  to  be  made 
transparent and  concepts  to  be  influenced  in the  early  stage 
of  product  development  by  focusing  on  calculatory  poten-
tials.  They  also  provide  approaches  for  worldwide  bench-
marking and the exchange of best practices.  

A  cross-divisional  strategic  value  chain  management  has 
been  implemented  to  support  profitable  growth  and  safe-
guard the availability of hardware and software that is strate-
gically relevant and/or crucial for ensuring supplies. The Stra-
tegic  Value  Chain  Management  committee  that  has  been  set 
up  takes  strategically  important  “make,  buy  or  partner” 
decisions on a regular basis. 

The  growing  volume  of  software  and  the  new  partners 
and  suppliers  this  entails  necessitate  adjustments  to  the 
process  chain  and  Procurement’s  award  criteria.  The  Corpo-
rate Sourcing Committee Digital Car is in charge of awarding 
contracts  for  vehicle  and  vehicle-related  software  optimally 
and on a weekly basis.  

Volkswagen FAST – Supplier network as the basis for success 
The  FAST  (Future  Automotive  Supply  Tracks)  initiative  from 
Group  Procurement  is  instrumental  in  advancing  the  Volks-
wagen Group and its supply network in terms of partnerships 
and future viability. 

FAST  facilitates  the  regular  exchange  of  information  so 
that  both  sides  are  strongly  positioned  to  cope  with  the 
future challenges facing the automotive industry. Based on a 
set of established criteria, a comprehensive assessment of the 
previous  year  is  disclosed  to  the  suppliers  so  that  improve-
ments  can  be  made  together.  Strategic  agreements  on 

globalization  and  innovation  continue  to  be  core  issues  of 
this exchange, in addition to existing supply relationships. 

 FAST partners are prioritized in the cross-divisional inno-
vation  process  in  that  they  are  given  the  opportunity  to 
present innovations to representatives from the Procurement 
and  Technical  development  divisions  at  upper  management 
level in strategy meetings. FAST partners are invited to attend 
relevant innovation events at which they can contribute their 
expertise. Where possible, digital communication media were 
used for the annual meeting in the reporting year due to the 
spread of the SARS-CoV-2 virus. The program is updated and 
refined on an ongoing basis in order to take full advantage of 
the potential from the FAST initiative in the future as well.  

E-mobility
A  key  task  for  Procurement  is  to  safeguard  supplies  for  the 
continually growing requirements of the e-mobility offensive 
over the next five to ten years in a sustainable way, and while 
optimizing cost structures.  

Group  Procurement  puts  a  particular  focus  on  high-
voltage batteries and e-resources. By means of benchmarking 
and  requirements-based  training,  we  are  increasing  our 
purchasing expertise in this context. 

When  awarding  contracts  to  our  electric  mobility  part-
ners, we have laid down requirements as regards sustainable 
supplier  sources,  transparent,  traceable  supply  streams,  and 
energy- and carbon-optimized supply chains. We pool global 
demand  from  the  European,  American  and  Asian  markets 
and  award  Group  contracts  with  the  aim  of  achieving  cost 
leadership  for  electric  mobility  solutions.  To  this  end,  we 
consider  diversification  in  conjunction  with  dual-supplier 
strategies  as  well  as  localization  of  the  supplier  portfolio  for 
all core components of the electric vehicle fleet in an effort to 
reduce economic and geopolitical risks. 

Digitalization of supply 
We  are  working  systematically  to  implement  a  completely 
digitalized  supply  chain.  This  is  intended  to  help  us  to 
safeguard  supply  and  leverage  synergies  throughout  the 
Group in order to take a leading position in terms of cost and 
innovation.  We  are  therefore  creating  a  shared  database  and 
using innovative  technologies  to  enable  efficient,  networked 
collaboration  in  real  time  –  both  within  the Group  and with 
our partners. The objective of our functional area strategy for 
Procurement 
is  to  standardize  transactions  with  our 
suppliers  in  the  future  and  automate  them  where  possible. 
This  will  not  only  reduce  transaction  costs  but  will  also 
accelerate  business  processes.  Potential  supply  risks  can  be 
reported in an automated way in order to identify measures  

 
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and  alternatives  faster  together.  The  cornerstone  for  the 
future of Procurement was laid in 2018 in the form of Group 
Procurement’s  digitalization  strategy.  This  strategy aims  not 
only to eliminate the weaknesses of Procurement’s IT system 
environment but also to increase the organization’s effective-
ness, efficiency and future viability.  

Structure of key procurement markets 
Our procurement process is organized at a global level, with a 
presence  in  the  key  markets  around  the  world.  This  enables 
us to procure production materials, investments in property, 
plant  and  equipment,  and  services  worldwide  at  the  quality 
required and on the best possible terms. Networking among 
the brands’ procurement organizations enables us to leverage 
synergies across the Group in the various procurement mar-
kets. 

In  addition  to  the  brands’  procurement  units,  the  Volks-
wagen Group operates eight regional offices. In growth mar-
kets,  we  identify  and  train  local  suppliers  to  generate  cost 
advantages for all Group production sites. In this context, we 
are  also  focusing  on  start-ups  and  software  suppliers.  In 
familiar and established markets, the regional offices support 
access to the latest technologies and innovations. 

Management of purchased parts and suppliers 
Today’s  supplier  portfolio  is  characterized  by  global  distri-
bution,  segmentation  and  diversification.  We  address  the 
challenges  this  presents  by  supporting  and  monitoring  the 
industrialization of suppliers with our procurement supplier 
management.  This  starts  with  auditing  and  assessing  sup-
pliers  in  preparation  for  the  nomination  process  and 
continues  with  monitoring  the  maturity  of  the  industriali-
zation  of  purchased  parts,  to  the  complete  acceptance  and 
confirmation of the required production capacity at the indi-
vidual supplier locations. The complexity of the components 
requires regular monitoring of production processes in order 
to  identify  any  disruptive  factors  at  an  early  stage  and  take 
action  to  remedy  these.  Close  cooperation  with  the  quality 
assurance units at the production sites is crucial for a stable 
supply  of  purchased  parts  for  our  start-up  and  series  pro-
duction  vehicle  projects.  The  global  supplier  management 
network  worked  reliably,  particulary  in  the  face  of  the 
challenges  posed  by  the  Covid-19  pandemic,  and  supplies  to 
vehicle  and  component  plants  were  largely  safeguarded 
throughout the reporting year. Bottlenecks and supply disrup-
tion occurred globally due to the restrictions on mobility and 
border closures, resulting from the pandemic. 

Sustainability in supplier relationships 
Successful relationships with our business partners are based 
on  respecting  human  rights,  compliance  with  occupational 
health and safety standards, active environmental protection 
and combating corruption. These sustainability standards are 
defined  in  the  contractually  binding  Volkswagen  Group 
requirements  for  sustainability  in  relations  with  business 
partners  (Code  of  Conduct  for  Business  Partners).  These 
signed  documents  also  contain  the  expectation  that  any 
subsuppliers will be subject to the same standards. We review 
compliance  with  the  requirements,  which  has  been  an 
explicit condition for award of contract since 2019.  

In  our  sustainability  rating –  introduced  in  2019  and 
expanded  in  2020 –  we  determine  suppliers’  sustainability 
performance by means of self-disclosures and on-site audits. 
By  the  end  of  the  reporting  year,  we  had  obtained  13,041 
ratings for suppliers, covering 76% of the total order volume. 
Both the validation of the self-assessment questionnaire and 
the  on-site  audits  are  carried  out  by  selected  service  pro-
viders. As a rule, contracts are not awarded to suppliers who 
fail  to  comply  with  regulations  or  do  not  implement  these 
adequately. Tying award decisions to sustainability criteria is 
one  of  the  strongest  levers  for  enforcing  these.  We  address 
existing  sustainability  risks  and  violations  of  sustainability 
principles  by  systematically  implementing  measures;  this 
also  includes  the  upstream  supply  chain.  Depending  on  the 
severity,  these  may  entail  the  inclusion  of  stipulations  and 
measures in performance specifications for suppliers. Despite 
the  adversities  caused  by  the  Covid-19  pandemic,  we  once 
again  stepped  up  our  focus  on  advanced  and  continuing 
training  for  suppliers;  in  fiscal  year  2020,  more  than  12 
thousand suppliers took advantage of the training programs. 
The  focus  of  our  activities  in  2020  was  on  decarboni-
zation, respecting human rights and responsible raw material 
sourcing.  

With regard to decarbonization, the Volkswagen Group is 
striving to continuously reduce greenhouse gas emissions or 
avoid  them  altogether  over  the  entire  life  cycle  of  a  vehicle. 
The  Group’s  transformation  into  a  provider  of  sustainable 
mobility  solutions  and  in  particular  the  trend  towards 
electric  mobility  are  shifting  the  action  required  from  the 
service  life  of  the  vehicle  to  supply  chains  and  the  manu-
facture  of  vehicles  and  components.  We  are  aware  of  our 
social  responsibility  and  are  committed  to  the  2°C  target  of 
the Paris Climate Agreement. We have therefore incorporated 
the use of renewable energy into the specifications for battery 
suppliers. 

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In  respecting  human  rights  in  our  supply  chains,  we  are 
guided  by  international  agreements  and  frameworks  as 
required  by  the  UN  Guiding  Principles  on  Business  and 
Human  Rights  and  the  principles  and  conventions  of  the 
OECD.  To  comply  with  these  requirements,  we  launched  a 
human  rights  due  diligence  management  system  in  2020  to 
make human rights risks in our supply chain transparent and 
to  mitigate  these  risks.  An  additional  management  system 
has  been  set  up  to  effectively  manage  the  sometimes 
extensive  risks  in  the  raw  material  supply  chains.  This  sets 
out  in  detail  the  prioritization  and  processing  of  the  raw 
material  supply  chains  that  we  classify  as  particularly  high 
risk. Our current focus is on 16 raw materials. The inclusion 
of  additional  transparency  requirements  for  our  battery 
suppliers in 2020 represented a milestone for responsible raw 
material  procurement.  These  requirements 
include  the 
disclosure of the entire upstream supply chain by our battery 
suppliers  and  is  effective  for  new  contracts  awarded  from 
fiscal year 2020 onwards.  

C O M P O N E N T S   B U S I N E S S  
A  realignment  of  the  Group-wide  components  business  was 
decided  on  as  part  of  the  Group  strategy  TOGETHER  2025+ 
and implemented as of January 1, 2019. The aim is the further 
improvement  of  future  viability  and  competitiveness  by 
means  of  cross-brand  management  of  component  activities 
and  an  added-value  strategy  coordinated  throughout  the 
Group.  Synergies  are  to  be  leveraged  across  both  traditional 
technologies  and  topics  of  the  future  to  advance  the 
transition to electric mobility. 

The  components  business  manages  around  75 thousand 
employees  worldwide.  The  focus  of  their  expertise  is  the 
development  and  manufacture  of  vehicle  components.  In 
order to realign these competencies in a future-oriented way, 
it  was  decided  as  part  of  the  Group  strategy  to  combine 
components activities around the world into an independent 
corporate  entity,  Volkswagen  Group  Components,  under  the 
umbrella of Volkswagen AG.  

The entity has been organized into business areas: Engine 
and  Foundry,  Transmissions  and  Electric  Drive,  Chassis  and 
Battery  System,  Battery  Cell  and  Seats.  In  each  of  the  busi-
ness  areas,  innovative  power  and  competitiveness  is  to  be 

increased by means of an economical product portfolio that 
is  viable  for  the  future,  a  continuously  optimized  product 
range  and  economies  of  scale  exploited  across  all  business 
areas.  Group  Components  in  the  Volkswagen  Group  is  to  be 
responsible  for  the  development  and  production  of  battery 
systems and electric drives for new electric vehicles as well as 
for the development and pilot production of battery cells and 
the management of production partners. There are also plans 
to reuse the battery cells in innovative reutilization concepts 
such as the flexible fast charging station and then to recycle 
them in a climate-friendly manner.  

P R O D U C T I O N  
The  international,  cross-brand  production  network  enables 
the  process  from  the  supplier  to  the  factory  and  assembly 
line, and from the factory to dealers and customers. Enduring 
efficiency is a prerequisite for our competitiveness. To be able 
to  meet  the  challenges  of  the  future,  we  rely  on  holistic 
optimizations,  forward-looking  innovations,  flexible  supply 
streams and structures, and an agile team. In fiscal year 2020, 
the  global  vehicle  production  volume  was  17.8%  below  the 
previous  year’s  level,  reaching  8.9 million  units.  This  was 
primarily attributable to the global spread of the SARS-CoV-2 
virus and the measures taken to contain the pandemic, such 
as temporary closures of factories or reduced factory output, 
particularly  in  the  first  half  of  2020,  due  to  interruption  to 
supply  chains  and  logistics  and  closures  of  dealerships. 
Despite the continuing difficult conditions in many markets, 
production  in  the  second  half  of  2020  stabilized  at  close  to 
the  previous  year’s  level.  To  maintain  production  processes 
amid  the  pandemic  conditions  and  protect  our  employees, 
we  developed  and  agreed  behaviors  and  measures  as  part  of 
our  Safe  Production  Initiative  to  prevent  possible  chains  of 
infection  between  the  people  working  in  the network.  These 
mainly include the obligation to wear face masks, adherence 
to behavioural rules, particularly regarding social distancing, 
hygiene  requirements  and  ensuring  regular  ventilation,  and 
the reorganization of shift models and breaks. We constantly 
review the measures taken to contain the Covid-19 pandemic 
and adjust them if necessary.  

Productivity increased by 0.8% year-on-year. 

 
 
 
 
 
 
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“Intelligently networked” production strategy 
Production is supporting the Group strategy TOGETHER 2025+ 
with its functional area strategy, “Intelligently Networked”. By 
intelligently  connecting  people,  brands  and  machines,  we 
aim  to  pool  the  strengths  and  potential  of  our  global 
production and logistics and take advantage of the resulting 
synergy effects. We are guided in this by four strategic goals:  
>  Versatile production network 
>  Efficient production 
>  Intelligent production processes 
>  Future-ready production 
With cross-brand initiatives we have created content clusters
in  which  expert  teams  work  on  the  strategic  topics  relevant
for  production  in  the  Group.  Examples  include  the  com-
petitive  design  of  our  global  production  network,  the  reduc-
tion and offsetting of environmental impact throughout the
production  process,  and  digitalization  with  its  implications
for  production and  working  processes  and  for  collaboration.
A scenario-based strategy process has been developed in the
course  of  the  transformation  phase  in  production  and  is
geared  to  an  observation  period  running  until  2040.  The
overarching aim is to increase productivity and profitability.
We want to ensure that our locations remain competitive by
having our factories work at optimal capacity, enabling us to
manufacture  high-quality  products  that  give  customers
maximum benefits at competitive prices. 

Global production network 
The Group’s production network encompasses twelve brands 
and  118  production  locations,  including  our  Chinese  joint 
ventures.  Standardizing  production  with  uniform  product 
concepts,  plants,  operating  equipment  and  production  pro-
cesses  is  a  key  factor  in  our  forward-looking  production.  We 
are  constantly  enhancing  our  production  concepts  and 
aligning  them  with  new  technologies  to  achieve  ambitious 
targets in the individual projects. 

The  flexible  production  capacity  provided  by  our  plat-
forms  allows  us  to  leverage  synergies,  respond  to  market 
challenges,  make  requirements-based  use  of  the  production 
network  and  realize  multibrand  locations.  Currently,  almost 
half of the 47 passenger car locations are already multibrand 
locations.  The  Bratislava  site  continues  to  serve  as  a  prime 
example in the Group, producing vehicles for the Volkswagen 
Passenger Cars, Audi, Porsche, SEAT and ŠKODA brands.  

The Volkswagen Group has set itself the goal of becoming 
a world-leading provider of battery electric vehicles by 2025. 
The basis for this is the introduction of the Modular Electric 
Drive  Toolkit  (MEB),  which  we  are  using  to  complement  our 
range with additional battery-electric vehicles. We have been 
manufacturing battery-electric vehicles based on the  MEB in 
Zwickau,  the  Volkswagen  Group’s  first  electric  car  factory, 
since  2019.  One  example  is  the  ID.3  from  the  Volkswagen 
Passenger  Cars  brand.  In  2020,  the  portfolio  of  the  MEB  

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platform  was  expanded  in  Zwickau  to  include  the  ID.4  from 
Volkswagen  Passenger  Cars  as  well  as  at  the  Mlada  Boleslav 
location with the addition of the Enyaq iV from ŠKODA. 

In order to design multibrand projects and electric mobil-
ity to be cost-effective in conjunction with existing concepts, 
it  is  necessary  to  make  production  flexible  and  efficient. 
Making  maximum  use  of  potential  synergy  effects  is  also  a 
decisive factor for the success of future vehicle projects. Using 
common  parts  and  concepts  as  well  as  identical  production 
processes  enables  reduced  capital  expenditure  and  provides 
the  opportunity  to  better  utilize  existing  capacities.  The 
future  will  also  see  electric  vehicle  projects  at  multibrand 
locations such as Hanover.  

Production locations 
Following  the  sale  of  Renk,  the  Volkswagen  Group’s  pro-
duction  network,  including  our  Chinese  joint  ventures,  is 
now  comprised  of  118  locations  in  which  passenger  cars, 
commercial vehicles and motorcycles, as well as powertrains 
and components are manufactured. 

With  66  locations,  Europe  remains  our  most  important 
production region for vehicles and components. There are 24 
sites  in  Germany  alone.  The  Group  has  34  locations  in  the 
Asia-Pacific  region,  five  in  North  America,  nine  in  South 
America and four in Africa. 

Despite  difficult  conditions  due  to  the  effects  of  the 
Covid-19 pandemic, we carried out 81 production start-ups in 
the  reporting  year:  33  for  new  products  and  successor  prod-
ucts and 48 for product upgrades and derivatives.  

The Group’s production system 
The  Group’s  production  system  provides  methods  and  tools 
designed  to  bring  about  continuous,  sustainable  workflow 
improvements  at  all  Group  brand  and  regional  sites  in 
production  and  production-related  environments.  When 
refining the methods, we incorporate new topics and ongoing 
trends,  focusing,  for  example,  on  digitalization  and  the 
switch  to  electric  mobility.  Digitalization  in  particular  is 
opening up new areas of application, for instance through the 
use  of  digital  data  and  models.  Furthermore,  digitalization 
also provides the opportunity to transpose existing methods 
into  digital  formats  and  create  new,  IT-based  tools.  In  this 
way, we are taking advantage of the opportunities presented 
by  digitalization  and  are  making  increased  use  of  digital 
formats and digital tools in training courses and workshops. 

The people in the Group play a pivotal role in anchoring 
the production system. We promote a culture of appreciative 
cooperation,  in  which  leadership  and  individual  responsi-
bility are indispensable.  

New technologies and digitalization 
3D  printing  is  still  one  of  the  key  technologies  for  Industry 
4.0  and  digitalizing  the  automotive  value  chain.  These  tech-
nologies, also dubbed additive manufacturing, are being used 
successfully  at  nearly  all  Volkswagen  Group  sites  in  the 
manufacture  of  components  and  also  operating  equipment. 
They  open  up  wholly  new  opportunities  in  the  areas  of 
development,  design,  production  and  after  sales.  Due  to  the 
digital  nature  of  3D  printing,  which  requires  no  tools  what-
soever, components and operating equipment can be flexibly 
implemented  directly  from  digital  drawings,  and  completely 
new  designs  and  component  geometries  can  be  created. 
Developments  for  large-scale  automotive  production  appli-
cations point to considerable potential for the future. To this 
end,  Volkswagen  leverages  the  diversity  of  the  Group, 
achieved through close collaboration between its brands, and 
cooperates  with  leading  technology  providers  and  research 
institutions.  

Augmented  reality  links  the  virtual  world  with  the 
physical one and, as a mature technology, likewise plays a key 
part in the digitalization of the value chain – not least in view 
of  ongoing  restrictions  on  contact  and  travel  caused  by  the 
Covid-19  pandemic.  In  this  regard,  there  is  potential  to 
increase efficiency and innovative capability in areas such as 
remote  support,  employee  training,  quality  assurance  and 
the development process. Along with the implementation of 
new solutions that use data glasses, tablets or projectors as an 
output medium, existing augmented reality applications are 
continuously being rolled out to other Group sites. 

The  basis  for  the  digitalization  of  the  production  system 
is  often  the  harnessing  of  production  data.  One  focus  is  the 
use  of  artificial  intelligence  on  image  data,  the  so-called 
“industrial  computer  vision”.  Here,  the  Volkswagen  Group 
developed  its  own  platform  for  the  implementation  of 
specific  projects  and  is  rolling  out  applications  across  its 
brands and locations. Examples include checking that vehicle 
license plates are correct or detecting cracks in the press shop. 
Alongside  new  technologies,  moving  the  IT  architecture 
over to a cloud-based platform solution will be the main task 
in the coming years on the road to digitalized manufacturing. 
For  this,  the  Volkswagen  Group  is  developing,  among  other 
things,  the  Industrial  Cloud  in  collaboration  with  Amazon 
Web Services and the integration partner Siemens. The cloud-
based  platform  with  its  simplified  data  exchange  is  a  vital 
prerequisite  for  making  innovations  available  rapidly  across 
all  sites.  Examples  include  intelligent  robotics,  related  inline 
measuring systems, continuous quality control loops, predic-
tive  maintenance  applications  or  data  analysis  functions  for 
analyzing  and  comparing  cross-plant  processes.  The  cloud- 

 
  
 
 
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based platform can be used to scale new applications directly 
to all sites and operate them centrally. The entire project will 
take several years to be implemented. Moreover, Volkswagen 
is creating its Industrial Cloud as an open platform with the 
goal of incorporating companies from the entire value chain 
in addition to its own locations. In the long term, the Volks-
wagen  Group  aims  to  integrate  its  global  supply  chain  with 
over 30,000 sites of suppliers and partner companies into the 
cloud, creating a constantly growing, worldwide ecosystem. 

In order to identify future innovations and new business 
models  along  the  entire  value  chain,  our  open  innovation 
approach  enables  an  influx  of  innovative  ideas  and  technol-
ogies  from  external  start-ups,  thus  driving  forward-looking 
innovations  for  our  products,  services  and  processes  within 
the Volkswagen Group. 

GoTOzero Impact Factory 
We are planning the production of tomorrow with our func-
tional  area  strategy,  “Intelligently  Networked”.  Emissions 
levels and the use of resources at Volkswagen Group locations 
require  particular  attention.  The  goTOzero  Impact  Factory 
program  is  developing  specific  steps  for  more  sustainable 
production,  with  a  vision  toward  creating  a  factory  that  has 
no adverse environmental impact.  

We have developed a checklist to help the sites determine 
their status on the way to becoming a “Zero-Impact Factory”. 
This currently comprises 140 environmental criteria and thus 
provides  the  basis  for  continuous  reduction  of  energy  con-
sumption and CO2 emissions, for example. 

To implement such programs, a new management system 
will  be  introduced  at  all  production  sites  worldwide,  linking 
the  main  compliance  issues  with  environmental  manage-
ment.  This  environmental  compliance  management  system 
provides  a  solid  foundation  for  compliance with  all  external 
and internal rules relating to the environment for instance in 
the course of production processes. 

We  are  encouraging  networking  and  communication 
between the brands worldwide in order to leverage synergies. 
Our environmental experts meet regularly in working groups. 
In  addition,  we  provide  our  employees  with  training  on  the 
topic of environmental protection. 

We  record  and  catalog  environmental  measures  in  an  IT 
system  and make  these  available  for  a  Group-wide  exchange 
of best practices. In the reporting period, around 1,520 imple-
mented  measures  in  the  area  of  environment  and  energy 
were  documented  in  this  system.  They  serve  to  improve 
infrastructure  and  production  processes  for  passenger  cars 
and  light  commercial  vehicles  and  are  incorporated  into  the 
decarbonization index (DCI), for example. These activities are 
beneficial  from  an  environmental  and  often  also  from  an 
economic perspective  

as  well  as  having  a  positive  effect  on  the  Group’s  environ-
mental indicators.  

GoTOzero Impact Logistics 
In the joint “goTOzero Impact Logistics” initiative, Group and 
brand  logistics  departments  work  together  to  help  achieve 
the goals of the goTOzero environmental mission statement. 
Continuous  optimization  of  the  transport  network  and 
logistics  processes  reduces  emissions  –  this  includes  the  use 
of  digitalization  tools.  The  use  of  new  low-emission  tech-
nologies  for  transporting  production  materials  and  vehicles 
will also be continuously analyzed and accelerated. 

The measures the Volkswagen Group is taking to achieve 
future  carbon-neutral  logistics  include,  for  example,  moving 
shipments from  road  to  rail and  almost  complete  avoidance 
of CO2 through the use of green electricity in rail transport in 
Germany in collaboration with Deutsche Bahn AG.  

Other examples of the use of  the railways as a low-emis-
sion mode of transport are the delivery of battery modules to 
Braunschweig from the supplier in Wrocław, Poland, and the 
transport  of  battery  systems  from  the  component  site  in 
Braunschweig to the Zwickau plant in order to produce com-
pletely battery-electric vehicles.  

In addition, Group Logistics is using the world’s first two 
roll-on/roll-off (RoRo) charter ships powered by low-pollution 
liquefied  natural  gas  (LNG)  for  transporting  vehicles  across 
the North Atlantic.  

S A L E S   A N D   M A R K E T I N G  
We regard ourselves as an innovative and sustainable mobil-
ity provider for all commercial and private customers world-
wide – with a unique product portfolio encompassing twelve 
successful brands and innovative financial services. 

Together  with  their  sales  partners  and  importers,  our 
passenger  car  brands  agreed  on  a  procedure  for  integrating 
state-of-the-art products and services into the sales network. 
The  priority  thereby  is  the  safe  handling  of  customer  data 
and  the  way  in  which  this  is  processed  for  digital  products 
and services or in connection with the vehicle purchase. The 
legal  requirements  for  handling  customer  data  have  been 
tightened  in  many  countries.  At  the  same  time,  new  Group 
vehicles  that  are  permanently  connected  to  the  internet  are 
about to be launched. We are increasingly investing in distri-
bution  systems  and  processes  with  the  goal  of  further 
digitalizing  and  improving  the  individual  customer  experi-
ence in all distribution channels. 

The Volkswagen Group’s financial strength and profitabil-
ity is attributable to an extensive portfolio of strong brands. 
The objective of our strategic Best Brand Equity module is to 
continuously  sharpen  the  brand  profiles,  demarcate  the 
respective vehicle segments that are served by the brands as  

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clearly  as  possible  and  add  to  them  in  a  targeted  way  as 
required.  Our  aim  is  to  achieve  high  market  saturation  with 
great  efficiency  and  a  low  level  of  brand  cannibalization. 
Market  positioning  is  an  important  element  for  increasing 
brand  values.  To  this  end,  we  have  established  automobile-
specific  customer  segmentation  to  steer  the  positioning  of 
our  brands  which  we    consistently  apply  throughout  the 
strategy and product process. 

reason  why  we  have  measured  both  external  and  internal 
customer satisfaction in our markets in recent years.  

>  Customer  loyalty.  Trust  in  and  loyalty  to  our  services  rely
on  customer  satisfaction  with  our  product  range  and
service. For this reason we ascertained the re-entering con-
tract  rates  in  our  markets  in  past  years  based  on  product
sales to customers, for financing and lease agreements for
repurchases of new Volkswagen Group vehicles. 

Customer satisfaction and customer loyalty  
The Volkswagen Group aims its sales activities at exciting its 
customers.  This  is  our  top  priority,  as  satisfied  customers 
remain loyal to our brands and recommend our products and 
services  to  others.  In  addition  to  satisfaction  with  our  prod-
ucts and services, we value our customers’ emotional connec-
tion to our brands. It is important for us to retain customers 
and  win  new  ones.  To  measure  our  success  in  this  area,  we 
compile  and  analyze  two  strategic  indicators  for  the  passen-
ger car-producing brands: 
>  Loyalty rate. Proportion of customers of our passenger car
brands who have bought another Group model. Thanks to
their  faithful  customers,  the  Volkswagen  Passenger  Cars,
Audi,  ŠKODA  and  Porsche  brands  have  remained  in  the
upper  loyalty  rankings  of  the  core  European  markets  in
comparison  with  their  competitors  for  a number  of  years.
Following a decrease in the loyalty rates between 2016 and
2018, these figures stabilized for the Volkswagen Passenger
Cars,  Audi  and  Porsche  brands  and  have  since  risen  for
ŠKODA and SEAT. Compared to other manufacturer groups,
the Volkswagen Group continues to hold a top spot in the
core European markets in terms of loyalty. 

>  Conquest rate. Newly acquired passenger car customers as
a proportion of all potential new customers. Here, too, the
Volkswagen  Group  has  a  top  ranking  in  comparison  with
competitors, primarily thanks to the good scores achieved
by the Volkswagen Passenger Cars brand. 

In the core European markets, the figures of the Volkswagen 
Passenger Cars brand relating to brand image and confidence 
in the brand stabilized in 2020 above the level for the market 
as  a  whole.  Porsche  remains  in  top  position  in  the  image 
ranking.  

In  the  financial  services  business,  we  use  two  strategic 
indicators.  The  two  indicators  are  currently  being  revised  in 
light of changes in customer needs and in the product range, 
the  short-  and  long-term  impact  of  the  Covid-19  pandemic 
and the strategic alignment of financial services in the Volks-
wagen Group: 
>  Customer satisfaction. A high level of customer satisfaction 
is one of the key objectives of our financial services activi-
ties. Our goal is to satisfy customers completely. This is the

E-mobility and digitalization in Group Sales
As  part  of  our  electrification  campaign,  we  aim  to  offer  our 
customers  worldwide  around  70  completely  battery-electric 
vehicles  and  approximately  60  hybrid  models  by  2030.  This 
campaign will be complemented by vehicle-related, customer- 
focused offerings, such as customized charging infrastructure 
solutions and mobile online services. The Volkswagen Group 
is thus transforming from an automotive manufacturer into a 
mobility service provider. This poses new challenges for sales. 
We are making highly targeted use of the opportunities of 
digitalization  in  sales,  which  include  an  improved  customer 
approach. Our actions are guided by a clearly defined strategy 
that  requires  extensive  cooperation  between  the  brands  to 
achieve  the  greatest  possible  synergies.  Our  aim  here  is  to 
create  a  completely  new  product  experience  for  the  custom-
ers  of  our  brands  –  one  which  impresses  with  a  seamless 
communication  process, 
in 
from 
purchasing a vehicle, to servicing and ultimately to the sale of 
the  used  car.  In  doing  so,  we  are  opening  up  new  business 
models relating to every aspect of the connected vehicle – in 
particular with regard to mobility and other services. Vehicles 
are becoming an integral part of the customer’s digital world 
of experience.  

interest 

initial 

the 

We also align our internal processes and structures to the 
methods  and  new  forms  of  working  created  by  digital  inno-
vation.  This  results  to  project  teams  operating  across 
different  business  areas,  new  forms  of  cooperation,  a  more 
intensive relationship with the international start-up scene, a 
consolidation  of  venture  capital  expertise  –  as  a  form  of 
supporting innovative ideas and business models – and new 
lean systems and cloud-based IT solutions. 

Fleet customer business 
Business  relationships  with  fleet  customers  are  often  long-
term  partnerships.  In  a  volatile  environment,  this  customer 
group  guarantees  more  stable  sales  of  well-equipped,  profit-
able vehicle models than the private customer segment. 

The  Volkswagen  Group  has  an  established  base  of  busi-
ness  fleet  customers,  especially  in  Germany  and  the  rest  of 
Europe.  Our  extensive  product  range  enables  us  to  satisfy 
their individual mobility needs from a single source. 

 
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In an overall passenger car market in Germany that declined 
by  19.1%  in  the  reporting  year,  business  fleet  customers 
accounted  for  16.2  (14.8)%  of  total  registrations.  The  Volks-
wagen  Group’s  share  of  this  customer  segment  slipped  to 
42.1  (44.1)%.  Outside  Germany,  the  Group’s  share  of  regis-
trations by fleet customers in  Europe was up slightly at 26.5 
(25.7)%. This trend shows that fleet customers’ confidence in 
the Group remains at a high level. We were able to consolidate 
our strong market position in the fleet customer business in 
Europe. 

After Sales and Service 
In  addition  to  individual  service,  the  timely  provision  of 
genuine  parts  is  essential  to  assure  passenger  car  customer 
satisfaction in After Sales. The genuine parts supplied by our 
passenger car brands and the expertise of the service centers 
stand for quality and ensure the safety and value retention of 
our  customers’  vehicles.  With  our  global  after  sales  network 
including  more  than  130  of  our  own  warehouses,  we  are 
creating the prerequisites to supply almost all our authorized 
service facilities around the world within 24 hours. We regard 
ourselves as a complete provider of all products and services 
relevant  to  customers  in  the  after  sales  business.  Together 
with  our  partners,  our  mission  is  to  ensure  the  worldwide 
mobility  of  our  customers.  The  partner  businesses  offer  the 
entire  portfolio  of  services  in  all  vehicle  classes.  We  are 
continuously  expanding  our  range  of  tailored  services  in 
order to improve convenience for our customers and increase 
customer satisfaction. 

In  the  Digital  After  Sales  project,  we  are  modernizing 
processes  and  IT  systems  in  After  Sales.  By  adopting  an 
approach  that  focuses  product  and  service  development  on 
the  specific  needs  of  both  dealers  and  customers,  we  aim  to 
reduce the time needed for administrative tasks at the dealers 
through  automated,  interrelated  services  and  also  stabilize 
existing  IT  systems  and  boost  efficiency.  Innovative  digital 
after-sales  services  will  additionally  improve  the  customer 
experience. 

Around the world, our commercial vehicles business also 
prides  itself  on  products  of  quality  and  on  customer  focus. 
Our  range  of  trucks,  buses  and  engines  is  complemented  by 
services  that  aim  to  guarantee  fuel  efficiency,  reliability  and 
wide  vehicle  availability.  Workshop  service  and  service  con-
tracts  are  intended  to  offer  customers  a  high  degree  of  cer-
tainty, in addition to a high level of quality. We are reducing 
servicing  times  and  costs  with  a  view  to  the  vehicles’  total 
operating costs and helping to retain their value.  

In  the  Power  Engineering  segment,  we  help  our  cus-
tomers  to  secure  the  availability  of  machinery  with  MAN  

PrimeServ.  The  global  network  of  more  than  100  PrimeServ 
locations  stands  for  excellent  customer  focus  and  offers, 
among  other  things,  replacement  parts  of  genuine-part 
quality,  qualified  technical  service  and  long-term  main-
tenance contracts. 

Q U A L I T Y  
The  quality  of  our  products  and  services  plays  a  key  role  in 
maintaining  customer  satisfaction.  Customers  are  particu-
larly satisfied and loyal when their expectations of a product 
or  service  are  met  or  even  exceeded.  Appeal,  reliability  and 
service  determine  quality  as  it  is  perceived  by  the  customer 
throughout the entire product experience. Our objective is to 
positively surprise our customers and inspire enthusiasm in 
all areas, and thus to win them over with our quality.  

Digitalization  was  once  again  the  beating  heart  of  our 
work  in  the  reporting  year:  we  are  sharpening  our  focus  on 
software-based system development, which is a critical factor 
for  success  in  respect  of  customer  satisfaction.  Consistent 
application  of  the  “Automotive  SPICE”  process  assessment 
model  that  we  use  to  improve  our  processes  is  particularly 
important  in  our  activities.  It  is  a  key  building  block  for 
meeting the requirements of our customers, as well as those 
of the regulatory and legislative bodies. 

Volkswagen  has  been  implementing  cybersecurity  mea-
sures in the Group for some time now. For example, we have 
an  independent  cybersecurity  network  in  place  across  all 
regions and Group brands and monitor potential cyber risks. 
This  enables  us  to  act  fast  when  potential  threats  arise.  The 
UNECE (United Nations Economic Commission for Europe) has 
provided  for  corresponding  certification  and  homologation 
in  the  future  to  ensure  that  companies  can  guarantee  that 
these aspects are dealt with properly so as to protect the users 
of our vehicles from potential attacks. Our Group pursues the 
goal of implementing standards in the areas of both accident 
prevention  and  security.  We  are  refining  the  established 
processes  within  the  framework  of  an  Automotive  Cyber 
Security  Management  System  in  keeping  with  the  require-
ments of the UNECE regulation. In this context, Volkswagen is 
implementing  comprehensive  measures  across  departments 
in the Group. One of these is a Group-wide communications 
campaign launched for the Volkswagen Passenger Cars brand 
to underline the importance of this issue.  

Strategy of Group Quality 
We  review  our  functional  area  strategy  periodically  and 
coordinate it with the brands. We align our activities with our 
goal  expressed  in  the  motto:  “We  embody  outstanding 
quality  and  ensure  reliable  mobility  for  our  customers  

Group Management Report 

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157

worldwide.”  Group  Quality  and  the  brands’  quality  organi-
zations play an active role at all stages of product emergence 
and testing, making an important contribution to successful 
product 
low 
warranty and ex gratia repair costs.  

launches,  high  customer  satisfaction  and 

The  strategy  of  Group  Quality  developed  in  this  context 

comprises the following four goals: 
>  We  excite  our  customers  with  our  outstanding  quality  by 
understanding  what  exactly  they  perceive  as  quality  and 
implementing this in our products.  

>  We contribute to competitive products with optimal quality 
costs  by  ensuring  robust  processes,  thereby  reducing  the 
expense involved in testing each vehicle.  

>  We  make  our  contribution  to  sustainability,  security  and 
integrity  by  embodying  and  designing  high  standards  of 
quality in products and processes. 

>  We are becoming an excellent employer by promoting the 
personal development of every single employee even more 
intensively.  

To  achieve  our  goals,  we  have  defined  a  variety  of  work 
packages. All are focused on the topics that are decisive to the 
success  of  the  quality  organizations  in  the  Volkswagen 
Group.  

Contributing to the Group’s strategic indicators 
We  use  a  strategic  indicator  to  measure  the  contribution  of 
Group Quality at the top level of consideration for the major 
passenger car-producing brands. 
>  Warranty and ex gratia repair payments per vehicle after 12 
months in service. This indicator shows all warranty and ex 
gratia repair payments for the vehicles produced worldwide 
in each production year, expressed in euros per vehicle. All 
vehicles from the Volkswagen Passenger Cars, Audi, Porsche, 
ŠKODA, SEAT and Volkswagen Commercial Vehicles brands 
are  included  in  this  figure.  Extraordinary  items  resulting 
from  initiatives  such  as  recalls  or  in  connection  with  the 
diesel  issue  are  not  taken  into  account.  While  the  figures 
for  the  2017  and  2018  production  years  remained  at  a 
constant level, it was possible to reduce the allowances for 
vehicles  manufactured  in  2019  which  are  within  the 
targeted  corridor.  Particularly  noteworthy  is  the  Volks-
wagen  Commercial  Vehicles  brand,  the  figures  for  which 
improved  by  more  than  10%  year-on-year  in  the  2019 
production year. 

In  2020,  the  Board  of  Management  decided  to  replace  the 
“Tow-in 12 MIS” strategic indicator with this new indicator, as 
evaluation  of global warranty and  ex  gratia  repair  payments 
is a more comprehensive instrument for the economic man-
agement of customer perceptions of product quality. 

Legal and regulatory compliance 
The legal and regulatory compliance of our products is para-
mount in our work. In our processes we employ the principle 
of multiple-party verification, which involves mutual support 
and control between the business units. Among other things, 
software development is accompanied by quality milestones 
at all brands, whereby all systems, components and parts that 
directly  influence  a  vehicle’s  safety,  type  approval  and 
functioning  and  therefore  require  particular  vigilance  are 
safeguarded through multiple-party verification. At the series 
production  stage,  we  are  also  ensuring  that  the  conformity 
checks on our products are carried out and assessed with the 
participation  of  all  business  units  involved.  This  applies 
particularly to checks related to emissions and fuel consump-
tion. 

We are also dedicating increased attention to our quality 
management  system,  reinforcing  the  interdisciplinary,  pro-
cess-driven  approach  throughout  the  Group.  The  quality 
management  system  in  the  Volkswagen  Group  is  based  on 
the ISO 9001 standard. This standard must be complied with 
for us to obtain type approval for the manufacture and sale of 
our  vehicles.  We  conducted  numerous  system  audits  in  the 
reporting  period  to  verify  that  our  sites  and  brands  comply 
with  the  requirements  of  the  standard.  Particular  focus  was 
placed on assessing the risk of non-compliance with defined 
processes.  Our  quality  management  consultants  pay  atten-
tion  to  ensuring  that  these  and  other  new  requirements,  as 
well  as  official  regulations,  are  implemented  and  complied 
with;  they are  supported in  this  endeavor  by  a  central  office 
in Group Quality. 

Observing regional requirements 
Our customers in the different regions of the world have very 
diverse  needs  as  far  as  new  vehicle  models  are  concerned. 
Another important task is therefore to identify and prioritize 
these  regional  factors  so  that  they  can  be  reflected  in  the 
development  of  new  products  and  the  production  of  estab-
lished  vehicle  models  –  together  with  other important  crite-
ria  such  as  the  quality  of  locally  available  fuel,  road  condi-
tions, traffic density, country-specific usage patterns and, last 
but not least, local legislation. We mainly use market studies 
and customer surveys to determine region-specific customer 
requirements.  

In order to be able to ensure that the perceived quality of 
our  vehicles  is  at  a  level  commensurate  with  that  of  our 
competitors,  we  take  the  needs  of  our  regional  customers 
into  account  in  our  vehicle  audits.  Every  brand  works 
together  with  the  individual  regions  to  decide  how  its 
product is to be positioned there. In this way, we strengthen 

 
 
 
 
 
  
 
 
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the  brands’  responsibility.  So  that  the  vehicle  audit  returns 
comparable  results,  consistent  quality  benchmarks  apply 
across  all  brands  and  regions.  We  are  continually  adapting 
these to changing requirements. For more than 40 years now, 
we have been deploying auditors around the world to assess, 
from  the  customer’s  perspective,  the  vehicles  that  are  ready 
for delivery and to ensure that these vehicles comply with the 
benchmarks defined.  

E M P L OY E E S  
The Volkswagen Group is one of the world’s largest employers 
in  the  private  sector.  On  December  31,  2020,  we  employed  a 
total  of  662,575  people,  which  includes  the  Chinese  joint 
ventures.  This  figure  represents  a  1.3%  decrease  compared 
with  the  end  of  2019.  The  ratio  of  Group  employees  in  Ger-
many  to  those  abroad  remained  largely  stable  over  the  past 
year; at the end of 2020, 44.4 (44.3)% of the workforce worked 
in Germany. 

Human resources strategy and principles of the human resources policy  
With  the  functional  area  strategy  for  Human  Resources  – 
“Empower to transform” – the Group is continuing with key 
and  successful  approaches  in  its  human  resources  policy. 
These include the pronounced stakeholder focus in corporate 
governance,  comprehensive  participation  rights  for  employ-
ees, outstanding training opportunities, the principle of long-
term  service  through  systematic  employee  retention  and 
remuneration that is fair and transparent. At the same time, 
the  new  human  resources  strategy  is  setting  innovative 
trends. Hierarchies are being dismantled, and modern forms 
of  working  such  as  agile  working  –  an  approach  whereby 
most  of  the  responsibility  for  the  work  organization  is 
transferred to the teams – are set to be expanded.  

In  the  Human  Resources  division,  we  are  guided  within 
the framework of our strategy by five overarching objectives:  
>  The Volkswagen Group, including all of its brands and com-

panies, aims to be an excellent employer worldwide. 

>  Highly  competent  and  dedicated  employees  strive  for
excellence  in  terms  of  innovation,  added  value  and  cus-
tomer focus. 

>  A  forward-looking  work  organization  ensures  optimal

working conditions in factories and offices. 

>  An  exemplary  corporate  culture  creates  an  open  work
environment  that  is  characterized  by  mutual  trust  and
collaboration. 

>  The Company’s human resources work is highly employee-
oriented,  strives  for  operational  excellence,  and  yields
strategic value-added contributions. 

the 

implementation  of  our 

During 
future  program 
TOGETHER  2025+,  we  paid  particular  attention  in  the 
reporting  period  to  the  level  of  achievement  regarding  the 
goals  set  by  the  applicable  strategic  KPIs.  For  the  passenger 
car-producing brands, we compile and analyze the following 
information: 

E M P L O Y E E S  B Y   M A R K E T
in percent, as of December 31, 2020

Europe (excluding Germany)/
Europe (excluding Germany)/
Other markets
Other markets
Germany
Germany
North America
North America
South America
South America
Asia-Pacific
Asia-Pacific

31 %
31 %

44 %
44 %
4 %
4 %
4 %
4 %
16 %
16 %

>  Internal  employer  attractiveness.  This  indicator  is  deter-
mined  by  asking  respondents,  as  part  of  the  opinion
survey, whether they perceive the respective company as an 
attractive  employer.  The  target  for  2025  is  89.1  out  of  a
possible  total  of  100  index  points.  A  score  of  88.2  index
points  was  achieved  in  the  reporting  period,  contrasting
with  85.6  points  in  the  previous  year.  The  scope  of  this
survey  extends  beyond  the  brands  that  manufacture
passenger cars. 

>  External employer attractiveness. The ability to recruit top
talent is of decisive importance, particularly in view of the
Company’s transformation into one of the world's leading
providers  of  sustainable  mobility  solutions  and  the
associated development of new business fields. We use this
strategic  indicator  once  a  year  to  check  the  positioning  of
the  major  passenger  car-producing  brands  on  the  labor
markets  for  graduates.  Rankings  in  surveys  conducted  by
renowned  institutions,  in  which  we  aim  to  achieve  top
scores for the Group brands featured, serve as the basis for
this.  The  Porsche  and  ŠKODA  brands  fully  met  and  partly
exceeded their targets in fiscal year 2020, while Volkswagen 
Passenger Cars, Volkswagen Commercial Vehicles, SEAT and
Audi missed or only partially achieved them. 

>  Diversity  index.  Given  the  cultural  diversity  in  our  global
markets and the growing economic momentum, success in
a  highly  competitive  marketplace  requires  an  ever-wider
range  of  experience,  world  views,  solutions  to  problems
and product ideas. The diversity of our workforce provides
potential for innovation in this area, which we aim to make
even  better  use  of  in  future.  As  we  establish  diversity
management  across  the  Group,  this  strategic  indicator
expresses the development of the proportion of women in
management  and  the  internationalization  of  top  manage-
ment  as  a  percentage  of  the  active  workforce  worldwide.
In  particular,  it  underpins  the  objective  of  the  human
resources  strategy,  which  is  aimed  at  contributing  to  an

Group Management Report 

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159

exemplary  leadership  and  corporate  culture.  The  pro-
portion  of  women  in  management  amounted  to  15.3%  in 
2020  and  was  one  percentage  point  up  on  the  prior-year 
level. We aim to raise this figure to 20.2% by 2025. Our goal 
is  to  increase  the  level  of internationalization  in  top man-
agement, the uppermost of our three management tiers, to 
25.0% in 2025; in the past fiscal year this was 18.7 (18.4)%.  
One  strategic  indicator  has  been  defined  for  the  financial 
services business: 
>  External  employer  ranking.  This  involves  taking  part  in
external  benchmarking,  in  general  once  every  two  years.
The  aim  is  to  position  ourselves  as  an  attractive  employer
and  derive  appropriate  measures  to  achieve  a  ranking
among  the  top-20  employers  by  2025,  not  just  in  Europe,
but  globally.  Volkswagen  Financial  Services  AG  was
represented  in  various  national  and  international  best-
employer  rankings  the  last  time  it  participated  in  2019.
Coming  in  11th  place,  it  was  among  the  top  European
employers  in  the  “Great  Place  to  Work”  employer  com-
petition.

The implementation of our Group strategy TOGETHER 2025+ 
has  been  accompanied  by  a  work  package  that  we  defined 
with  the  Excellent  Leadership  module  under  the  slogan 
“Accelerate  the  transformation”  to  drive  the  change  towards 
an  open,  cooperative,  diverse  management  culture  that 
places  emphasis  on  acting  with  integrity.  Communication 
and  collaboration  will  be  improved  across  the  brands  and 
regions, open, partnership-based and value-based leadership 
will  be  intensified,  management  development  and  training 
will  undergo  fundamental  change,  and  an  even  more 
systematic approach  to  succession planning  will  be  taken  so 
that  the  Group  has  the  right  people  available  for  the  right 
positions.  In  2020,  we  overhauled  our  staff  development 
system 
line  with  our  business  requirements  and 
introduced  scouting  day  management,  a  new  selection 
procedure  that  will  enable  us  to  identify  suitable  talent  for 
selected  functions  in  specialist  or  executive  management 
objectively,  accurately  and  promptly.  Individual  responsi-
bility,  transparency  and  greater  practical  relevance  already 
characterize  the  career  paths  leading  to  management;  the 
evaluation  of  talented  candidates  addresses  employees  from 
different levels of the hierarchy. 

in 

To  master  the  challenges  of  the  transformation,  the 
Group  and  the  employee  representatives  have  signed 
agreements  for  the  future  that  will  position  the  Group’s 
individual  brands  more  efficiently  and  also  structure 
employee  career  prospects.  The  Volkswagen  Passenger  Cars 
brand’s  roadmap  for  digital  transformation  is  one  example, 
as is the Audi brand’s Audi.Zukunft agreement, both of which 
were refined in fiscal year 2020.  

We  are  also  driving  large-scale  cultural  change  to  achieve 
greater openness and transparency in line with our corporate 
strategy.  The  seven  Volkswagen  Group  Essentials  define  the 
shared  underlying  values  and  the  foundation  for  cultural 
change across all of the brands and companies:  
>  We take on responsibility for the environment and society. 
>  We are honest and speak up when something is wrong. 
>  We break new ground. 
>  We live diversity. 
>  We are proud of the work we do. 
>  We not me. 
>  We keep our word. 
Group-wide activities such as team dialog and the role model
program  encourage  employees  to  analyze  the  Group  Essen-
tials and incorporate them into all work processes. In the role
model  program,  managers  from  all  brands  improve  the  cor-
porate culture together with their staff. 

Training and professional development 
At  Volkswagen,  our  capacity  for  innovation  and  our  com-
petitive  position  largely  depends  on  the  commitment  and 
knowledge  of  our  employees,  particularly  during  the  trans-
formation.  

Staff  training  at  Volkswagen  is  organized  according  to 
vocational groups. These comprise all employees whose tasks 
are based on similar technical skills and who require related 
expertise  in  order  to  perform  their  jobs.  A  skills  profile  lays 
down  the  specialist  and  interdisciplinary  skills  for  each  job 
and serves as a guide for training measures.  

Volkswagen Group employees have access to a wide range 
of  training  measures  –  from  further  training  in  general 
Company-related  issues  to  specific  training  or  personal 
development  programs.  Thanks  to  these  opportunities, 
Volkswagen  employees  are  able  to  further  develop  and 
steadily  deepen  their  knowledge  throughout  their  working 
lives.  In  this  process,  they  are  also  able  to  learn  from  more 
experienced  colleagues,  who  pass  on  their  knowledge  as 
experts  in  the  vocational  group  academies.  Training  mea-
sures  are  based  on  the  dual  training  principle,  which 
combines  theoretical  content  with  practical  experience  on 
the job by means of specific tasks.  

The  range  of  learning  opportunities  is  being  expanded 
continuously.  Since  2019,  the  Volkswagen  Group  Academy 
has  forged  partnerships  with  renowned  external  training 
portals  to  expand  online  learning,  for  example  on  IT  topics. 
The  Company  has  set  aside  additional  funds  for  the  trans-
formation  of  personnel  skills  made  necessary  by  digitali-
zation.  These  resources  are  used  for  special  training  for  the 
groups of employees and departments affected by the trans-
formation.  In  addition,  Volkswagen  is  striking  out  in  new 
directions  with  the  Faculty  73  program  and  is  providing  in-
house  training  for  the  software  developers  who  are  needed  

 
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for  the  digital  transformation.  The  academic  year  started  in 
2020  with  100  participants.  The  program  is  designed  for 
employees  and  also  external  applicants  with  IT  affinity  and 
an interest in software development. 

P R O P O R T I O N   O F   W O M E N    

as of December 31  

Vocational training and cooperative education 
The  core  component  of  training  at  Volkswagen  is  vocational 
training  or,  for  young  people  eligible  to  enter  university, 
cooperative  education  (dual  study  programs  combining 
university studies with on-the-job training). As of the end of 
2020, the Volkswagen Group trained 17,939 young people. We 
have  introduced  the  principle  of  dual  vocational  training  at 
many of the Group’s international locations over the past few 
years and are continuously working on improvements. Once 
a  year,  Volkswagen  honors  its  highest-achieving  vocational 
trainees in the Group with the Best Apprentice Award. 

Even  after  their  vocational  training  has  been  completed, 
young  people  at  the  start  of  their  careers  are  encouraged  to 
continue their professional development in our Company. At 
Volkswagen  AG,  for  example,  we  developed  the  AGEBI+ 
program,  which  promotes  fully  qualified  vocational  trainees 
who are eligible for university and wish to combine a degree 
program in subjects that are relevant to Volkswagen’s future – 
such as electrical engineering, chemistry or computer science 
– with closely related practical experience.

Development of university graduates 
Volkswagen  offers  two  structured  entry  and  development 
programs  for  university  graduates  and  young  professionals. 
In the StartUp Direct trainee program, graduate trainees gain 
an overview of the Company over two years while working in 
their  own  department  and  also  take  part  in  supplementary 
training  measures.  University  graduates 
in 
working  internationally  can  participate  in  the  18-month 
StartUp  Cross  program.  The  aim  here  is  to  get  to  know  the 
Company in all its diversity and to build up a broad network. 
During  their  participation  in  the  program,  young  profes-
sionals  become  familiarized  with  several 
in 
Germany  and  other  countries  by  working  in  various  depart-
ments. Both programs also include several weeks’ experience 
working in production. In 2020, Volkswagen AG hired a total 
of 151 graduate trainees as part of these programs, 32.5% of 
whom were women.  

interested 

locations 

Young  people  can  also  take  part  in  graduate  trainee 
programs  at  the  other  Group  companies  as  well  as  at  the 
Group’s  international  locations,  such as  ŠKODA  in  the  Czech 
Republic, SEAT in Spain or Scania in Sweden.  

Increasing attractiveness as an employer and development programs 

% 

Employees  
Vocational trainees1 

Graduate recruits2 

Total management 

Management 

Senior management 

Top management 

1  Excluding Scania. 
2  Volkswagen AG 

2020 

17.0 

20.5 

32.5 

15.1

17.3

11.6 

7.0 

2019

16.8 

21.4 

31.7 

14.2 

16.2 

10.8

6.8 

equality.  We  are  working  continuously  to  develop  family-
friendly working time models and to increase the number of 
women in management positions. In line with the Gesetz für 
die  gleichberechtigte  Teilhabe  von  Frauen  und  Männern  in 
Führungspositionen  in  der  Privatwirtschaft  und  im  öffent-
lichen  Dienst  (German  Act  on  the  Equal  Participation  of 
Women  and  Men  in  Leadership  Positions  in  Private  and 
Public  Sectors),  Volkswagen  AG  is  aiming  to  have  a  13.0% 
share  of  women  at  the  first  management  level  and  16.9%  at 
the  second  management  level  by  the  end  of  2021.  As  of 
December  31,  2020,  the  proportion  of  women  in  the  active 
workforce  at  the  first  level  of  management  was  10.9  (11.4)% 
and at the second level of management it was 16.7 (16.4)%. 

In  order  to  encourage  women  with  great  potential  to 
advance within  the  Company, we  have  set  targets  relating  to 
the  development  of  the  proportion  of  women  in  manage-
ment  for  every  Board  of  Management  business  area  at 
Volkswagen AG. This approach is supported by many different 
measures ranging from cross-brand mentoring programs to a 
quota  system  for  the  management  selection  procedure  and 
targets for the share of women among external hires. 

In  recent  years,  a  large  number  of  company  regulations 
have also come into effect in the Group to make it easier for 
employees  to  balance  the  demands  of  work  and  home  life 
and  allow  staff  to  arrange  their  own  individual  working 
model.  These  include  flexible  working  hours,  variable  part-
time  work  and  shift  models,  leave  of  absence  programs 
enabling  employees  to  care  for  family  members,  the  possi-
bility to convert salary components into paid leave, childcare 
services  that  are  associated  with  the  company  or  are 
company-owned, and remote working.  

for specific target groups  
A human resources policy that promotes a work-life balance 
is  a  major  component  of  Volkswagen’s  attractiveness  as  an 
employer;  in  particular,  it  contributes  to  greater  gender  

At  Volkswagen  AG,  which  first  entered  into  its  works 
agreement  for  remote  working  back  in  2016,  around  40 
thousand  employees  were  making  use  of  a  more  flexible 
working  arrangement  as  of  the  end  of  the  2020  fiscal  year. 

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161

A G E   S T R U C T U R E  I N   Y E A R S  O F   V O L K S W A G E N  G R O U P  E M P L O Y E E S

as of December 31, 2020; in percent

< 20
20–29
30–39
40–49
50–59
60 +

< 20
20–29
30–39
40–49
50–59
60 +

2 %
18 %
30 %
25 %
20 %
5 %

The Covid-19 pandemic brought fundamental changes to the 
way  we  work  and  collaborate  with  one  another.  As  in  other 
companies, at Volkswagen the pandemic acted primarily as a 
catalyst  for  the  breakthrough  of  digitalization  in  knowledge 
work:  virtual  communication  and  collaboration,  and  new 
formats  of  knowledge  transfer  and  training,  for  example 
through  podcasts  or  online  tutorials,  were  set  up  and 
expanded at short notice. In addition, digital tools enabled us 
to  remain  operational  throughout  the  measures  introduced 
to contain the pandemic, such as business closures. 

Preventive healthcare and occupational safety 
Preventive  healthcare  and  occupational  safety  are  key  ele-
ments  of  human  resources  policy  in  the  Volkswagen  Group. 
In  fiscal  year  2019,  we  underpinned  this  by  drawing  up  a 
corresponding Group Policy. This defines basic requirements 
and  objectives  relating  to  occupational  health  and  safety, 
laying down rules for the organization thereof as well as the 
responsibilities of the Group, brands and companies.  

In  addition  to  fulfilling  statutory  requirements,  Volks-
wagen’s  Health  department  places  strong  emphasis  on  pre-
ventive approaches with regard to health, fitness and perfor-
mance. Employees are given the opportunity to have regular 
check-ups followed by a talk in which they receive offers that 
draw  on  recent  scientific  findings  for  improving  their  indi-
vidual  health.  In  fiscal  year  2020,  our  Health  department 
faced  unique  challenges  due  to  the  spread  of  the  Covid-19 
pandemic  and  the  measures  that  needed  to  be  put  in  place. 
Our  top  priority  was  to  safeguard  production  in  the  Group 
without putting the protection  and health of our employees 
in  jeopardy.  To  this  end,  we  developed  and  implemented  a 
variety  of  actions  such  as  hygiene  measures,  setting  up 
dedicated test centers at Volkswagen locations and providing 
input and guidance from the Health department on the Safe 
Production  Initiative,  which  supports  safe  and  healthy 
manufacturing under pandemic conditions. 

Employee participation 
Codetermination  and  employee  participation  are  important 
pillars of our human resources strategy. Volkswagen aims to 
promote  high  levels  of  expertise  and  a  strong  sense  of  team 
spirit.  This  includes  employees’  opinions,  assessments  and 
criticism being heard.  

We  brief  our  employees  extensively  on  upcoming 
changes so as to involve them in strategic decision-making as 
early  as  possible.  When  shaping  labor  relations  to  embody 
cooperation  and  social  peace,  we  are  guided  by  universal 
human rights and the standards  of the International Labour 
Organization  (ILO).  Building  on  these  principles,  we  have 
agreed  various  charters  and  declarations  with  the  European 
and the Global Works Councils which set out the principles of 
labor  policy  in  the  Volkswagen  Group  as  well  as  employee 
rights. 

By  means  of  the  opinion  survey,  an  employee  poll  con-
ducted  at  172  companies  belonging  to  the  Group,  the  Com-
pany  not  only  regularly  gathers  information  regarding 
employee  satisfaction,  but  also  inquires  about  the  manifes-
tation of our corporate culture and the manner in which, for 
example,  compliance  requirements  are  implemented.  Based 
on the results, follow-up processes are implemented in which 
measures  are  developed  and  executed.  Over  540  thousand 
employees  in  38  countries  were  invited  to  take  part  in  the 
2020  survey.  The  participation  rate  was  81%.  The  average 
result  from  all  of  the  answers  provided  for  the  questions  in 
the  opinion  survey  –  the  sentiment  rating  – is  an  important 
parameter  of  the  survey;  in  2020  it  stood  at  82.2  out  of  a 
possible total of 100 index points. The score achieved in 2020 
was  thus  higher  than  the  previous  year’s  figure,  which 
amounted to 80.0 points.  

In addition, we also encourage employee involvement by 
means of Idea Management. Employees have the opportunity 
to  put  their  creativity  and  knowledge  to  use  in  the  form  of 
ideas  for  improvements,  thus  contributing  to  streamlining 
workflows,  further  enhancing  ergonomics  in  the  workplace, 
reducing  costs  and  continuously  increasing  efficiency.  The 
system  also  provides  monetary  incentives  by  offering  set 
rewards.  

Employee participation in the Company’s success through 
the  issuance  of  treasury  shares  in  the  form  of  an  employee 
share program is not currently offered.  

I N F O R M AT I O N   T E C H N O L O G Y   ( I T )  
Volkswagen  is  working  hard  on  strengthening  its  digital 
competencies  with  a  view  to  shaping  and  safeguarding  the 
Company’s  future  viability.  To  this  end  we  are  continuously 
upgrading our IT systems so that they are sustainable in the 
long  term  and  are  progressively  moving  our  systems  and 
applications  over  to  new  cloud  platforms.  Our  primary 
concern is further increasing the efficiency of the IT systems 
used throughout the Company and standardizing these as far  

 
162 

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Group Management Report

as  possible.  We  are  also  concentrating  on  building  up  our 
expertise and specialist IT knowledge, especially in key digital 
technologies such as artificial intelligence and the use of new 
IT technologies in products, services and business processes.  
To  safeguard  the  development  of  core  competencies  in 
our  Company  in  the  fields  of  technology,  digitalization  and 
autonomous driving, we are building up IT resources that will 
help shape and push the Company’s digital transformation. 

Due  to  the  global  spread  of  the  Covid-19  pandemic,  we 
have  taken  measures  to  protect  the  workforce,  such  as  an 
increased  use  of  remote  working.  In  this  context,  safe-
guarding  access  to  the  IT  infrastructure  in  all  brands  and 
companies  was  a  major  priority  in  fiscal  year  2020.  Usage 
figures  for  VPN  (virtual  private  network)  access  and  digital 
collaboration  applications  soared  compared  with  the  pre-
vious  year.  IT  system  availability  improved  once  again  year-
on-year.  

The Group IT Steering Committee was formed in 2019 to 
leverage synergies, to manage the Group’s IT project portfolio 
and  promote  communication  with  departments  on  IT 
projects.  Planning  and  managing  the  IT  project  portfolio  at 
Group  level  make  sure  that  budgets  and  resources  are 
employed  in  a  coordinated  fashion  in  the  development, 
implementation  and  use  of  IT  solutions.  In  fiscal  year  2020, 
the  Group  IT  Steering  Committee  prioritized  the  IT  project 
portfolio with all brands so as to take account of the Group’s 
situation during the Covid-19 pandemic.  

Volkswagen  embraces  digitalization  in  the  Company;  its 
in-house IT labs are just one example of this. The labs act as 
centers  of  innovation  and  expertise  that  conduct  research, 
experiment with new technologies and make these available 
for productive use in applications for the organization. Here, 
Group IT, research institutes, technology partners and policy-
makers work closely together on future trends in information 
technology.  At  the  same  time,  the  labs  function  as  liaison 
offices for start-ups. This allows the experience and strategic 
expertise of a large company like Volkswagen to be combined 
with  the  pragmatism  and  speed  of  young  start-ups.  Highly 
specialized experts at the IT labs in Munich, and increasingly 
also  in  Wolfsburg,  are  working,  for  example,  on  exploiting 
the  potential  of  quantum  computers  for  areas  that  have  a 
commercial  application.  The  focus  here  is  on  the  optimi-
zation  of  traffic  flows  and  the  simulation  of  materials  and 
alloys.  Initial  experimental  projects  are  also  investigating 
opportunities for combining the potential of quantum com-
puters with self-learning systems (quantum machine learning). 

In  addition,  the  IT  labs  are  used  to  transfer  knowledge 
throughout  the  entire  Company  on  topics  such  as  data 
analytics  (process  for  the  systematic  analysis  of  data  in 
electronic  form)  and  decentralized  databases,  that  allow 
network participants to jointly process and store data (distri-
buted  ledger  technologies),  and  to  make  new  technologies 
usable for the Company. For instance, numerous bot projects 
are  being  implemented  to  automate  business  processes 
(robotic  process  automation),  and  self-learning  systems  will 
be  used  to  intelligently  analyze  data  to  assist  staff  in 
recurring  administrative  work  by  preparing  such  activities 
independently  and  passing  them  on  to  staff  for  decision-
making.  

The  further  convergence  of  different  business  areas with 
IT  is  also  opening  up  potential.  In  production,  for  example, 
big  data  processes  help  us  to  analyze  faulty  machinery  and 
take action at an early stage. Big data refers to data volumes 
that are  too  vast  and  too  complex  to  be  analyzed  and  evalu-
ated  using  manual  or  conventional  methods.  Production 
processes  are  also  safeguarded  by  artificial  intelligence  and 
camera  systems 
(computer  vision).  The  systems  and 
equipment  in  the  factories  are  linked  together  in  an 
integrated overall system, enabling efficiency to be increased 
and  digital  pilot  projects  to  be  integrated  into  the  existing 
architecture  much  more  easily  than  before.  In  conjunction 
with the different departments, Group IT is also contributing 
its  expertise  to  the  field  of  research  and  development.  For 
instance,  digitalized  work  tools  such  as  the  “virtual  concept 
vehicle”  make  the  product  development  process  faster  and 
more efficient. Value creation in sales is being increased with 
the  help  of  advanced  analytics  (a  process  for  systematic 
analysis  of  future  events  and  behavior),  for  example  in 
optimizing  the  use  of  parking  lots  and  vehicle  collection 
processes. 

The IT department engages in extensive activities to give 
Volkswagen’s  employees  access  to  digital  media  and  work 
tools.  The  provision  of  state-of-the-art  IT  applications  for 
digital  collaboration  and  the  expansion  of  options  for 
conducting  business  on  mobile  devices  are  designed  to 
improve  productivity  in  the  long  term.  The  Company’s 
internal  network,  Group  Connect,  promotes  knowledge 
transfer and networking among all employees. The platform 
puts experts in touch with one another across the brands and 
the world.  

In  software  development  centers  we  develop  cross-brand 
software  for  digital  ecosystems  and  for  new  business 

Group Management Report 

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163

processes in the Group. We thereby maintain in-house exper-
tise  in  the  rapid,  demand-oriented  development  of  software 
and  IT  solutions.  This  capability  will  become  increasingly 
important as the Company’s digital transformation evolves.  

Cutting-edge  technologies  for  the  industrial  Internet  of 
Things  are  being  developed  at  the  software  development 
center in Dresden. In collaboration with a leading cloud pro-
vider, Amazon Web Services, we are working on a digital pro-
duction platform that will enable Volkswagen to significantly 
reduce its production costs in the future. 

Safeguarding  data  and 

information  throughout  the 
Volkswagen  Group  worldwide  is  one  of  the  main  tasks  of  IT 
and is being continued with the Group Information Security 
Program  launched  in  fiscal  year  2020.  The  objective  of  the 
program is to create uniform processes and solutions across 
the  Group  to  further  enhance  information  security  in  the 
areas of cloud security and secure software development. The 
main focus is on topics that could one day pose information 
security  risks  for  the  Group.  The  program’s  content  and 
orientation  will  be  reviewed  annually  and  updated 
if 
necessary. 

CAR2X  technology  offers  our  customers  protection  by 
warning  them,  for  example,  about  traffic  hazards.  CAR2X 
technology  enables  direct  wireless  communication  among 
the  vehicles  themselves  and  with  the  transport  infrastruc-
ture.  This  TÜV  IT-certified  technology,  implemented  in 
accordance  with  European  standards,  represents  a  technical 
milestone in our CAR2X program. 

We  are  one  of  the  first  vehicle  manufacturers  to  require 
our  suppliers  to  have  passed  TISAX  (Trusted  Information 
Security Assessment Exchange) certification. This sends out a 
strong  signal  about  cross-company  information  and  data 
security.  TISAX  certification 
is  an  assessment  method 
developed  by  the  German  Association  of  the  Automotive 
Industry  and  is  based  on  the  new  international  industry 
standard and the requirements of the automotive world. The 
aim  is  for  sensitive  data  and  information  to  be  dealt  with 
securely by our suppliers. 

The  tasks  of  automotive  cybersecurity  are  to  avert  cyber 
attacks  on  our  vehicles  throughout  the  entire  product  life 
cycle and in the supply chains and to protect our customers’ 
personal  data  in  our  vehicles. The  first  Group  policies  in  the 
Volkswagen  Group  based  on  the  legal  requirements  of  the 
UNECE  regulation  have  been  implemented.  Cross-brand 
organizational  guidelines  are  being  specified  and  imple-
mented  on  this  basis,  taking  the  organizational  circum-
stances into account.  

Our “Protected Customer” program addresses the require-
ments  of  the  UNECE  regulation.  To  enable  us  to  protect  our 
customers  against  cyber  attacks,  and  to  implement  our  

solutions  in  conformity  with  national  and  international 
legislation, we are establishing integrated, cross-brand, cross-
regional  security  management  systems  for  information  and 
cybersecurity. One of the aims of this program, which is set to 
run  until  2021, is  to  safeguard the  complete  life  cycle  of  our 
vehicles and the digital mobility services. 

Key  central  information  security  processes  have  been 
audited  within  the  international  ISO  27001  framework  and 
were recertified in 2020. This is the most important standard 
for information security and extends beyond IT to also cover 
issues such as human resource security, compliance, physical 
security and legal requirements.  

In  fiscal  year  2020,  we  continued  the  activities  of  our 
implementation  of  the 
Group  program  for  systematic 
European  General  Data  Protection  Regulation  (GDPR)  and 
developed  Group-wide  standards  for  GDPR  compliance.  This 
gave  rise  to  uniform  processes,  procedures  and  systemic 
solutions, as well as a Group-wide GDPR dialogue. In addition, 
knowledge relating to data protection was continuously built 
up  through  extensive  training  and  qualification  measures. 
Whenever  new  IT  solutions  are  developed,  requirements 
based  on  the  Privacy  by  Design  principle  are  taken  into 
account from the outset. The basic requirements of the GDPR, 
transparency in processing and the minimization of personal 
data,  remain  essential  goals  in  all  existing  and  future 
processes. To facilitate long-term compliance with the GDPR, 
the development of the data protection management organi-
zation that began in 2019 was steadily continued and imple-
mented in regular operations.  

E N V I R O N M E N TA L   ST R AT E G Y    
As one of the largest automobile manufacturers, Volkswagen 
takes  responsibility  for  the  environmental  impact  of  its 
activities.  Based  on  the  TOGETHER  2025+  Group  strategy,  we 
have set ourselves ambitious environmental targets. With the 
environmental  mission  statement  goTOzero,  we  aspire  to 
minimize  environmental  impact  along  the  entire  life  cycle  
–  from  raw  material  extraction  until  end-of-life  –  for  all  our 
products and mobility solutions in order to keep ecosystems 
intact  and  to  exert  a  positive  influence  on  society.  Com-
pliance  with  environmental  regulations,  standards  and 
voluntary commitments is a basic prerequisite of our actions.  
Our focus is on four prioritized action areas: 
>  Climate change. We are committed to the 2°C target of the 
Paris  Climate  Agreement.  By  2025,  we  plan  to  reduce  the 
greenhouse  gas  emissions  of  our  passenger  cars  and  light 
commercial  vehicles  by  30%  over  the  total  life  cycle 
compared with 2015. We use the decarbonization index to 
document our progress. We intend to become a net-carbon-
neutral company by 2050. 

 
 
 
  
 
 
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>  Resources. We intend to reduce production-related environ-
mental impact, maximize our resource efficiency and pro-
mote circular economy approaches in the areas of materials,
energy and water. 

>  Air  quality.  We  are  driving  e-mobility  forward  with  the
intention of improving the local air quality. Our target is a
share of battery electric vehicles in our model portfolio of
around 20% by 2025. 

>  Environmental  compliance.  Where  integrity  is  concerned,
we aim to become a role model for a modern, transparent
and  successful  enterprise  by  covering  the  environmental
impact  of  our  mobility  solutions  over  all  life  cycle  stages.
To  this  end,  we  use  effective  management  systems,  the
effectiveness of which is monitored regularly. 

With our future program TOGETHER 2025+, we have defined a 
strategic indicator: 
>  Decarbonization  index  (DKI).  The  DKI  measures  the  emis-
sions  of  CO2  and  CO2  equivalents  (jointly  referred  to  as
CO2e)  by  the  major  passenger  car-  and  light  commercial
vehicle-producing  brands  in  the  regions  of  Europe  (EU27,
United Kingdom, Norway and Iceland), China and the  USA
over  the  entire  life  cycle.  In  this  index,  the  use  phase  is
calculated  over  200,000 km  and  with  reference  to  region-
specific fleet values without statutory flexibilities. The CO2e 
intensity  of  the  charging  current  of  the  electric  vehicles  is
also  calculated  based  on  region-specific  electricity  mixes.
Our  vehicle  life  cycle  assessments,  which  are  used  as  the
data  basis  for  calculating  supply  chain  and  recycling
emissions, have been verified externally and independently 
in  accordance  with  ISO  14040.  In  the  DKI,  we  have  a
that  makes  our
meaningful  measuring 
progress and interim results public and verifiable. The DKI
calculation  methodology  is  adapted  according  to  internal
and external requirements such as new test cycles for fleet
emissions.  Published  DKI  values  can  therefore  also  be
adjusted  to  the  new  methodology  and  thus  changed  to
facilitate  the  presentation  of  a time  series  that  is  method-
ologically  consistent.  By  2025,  the  DKI is  to  be  reduced  by
30%  compared  with  the  base  year  2015.  In  the  reporting
year, the DKI value averaged 43.0 t CO2e/vehicle. Compared
with  the  value  calculated  for  2019,  this  represents  an
increase of 0.2 t CO2e/vehicle. 

instrument 

We once again markedly enhanced and expanded our climate 
protection  targets  in  the  reporting  year.  The  Volkswagen 
Group  aims  to  reduce  the  CO2  emissions  of  its  vehicles  by 
30% in the production and use phase between 2018 and 2030. 
The  independent  Science  Based  Targets  Initiative  confirmed 
to  the  Volkswagen  Group  that  due  to  its  climate  targets,  the 
Company  fulfills  the  conditions  for  limiting  global  warming 
to “significantly below 2 degrees Celsius.” 

Organization of environmental protection 
Volkswagen has created an environmental policy that sets out 
guidelines  for  environmental  decision-making,  for  the  man-
agement  of  projects  and  for  the  Group’s  environmental 
stewardship.  Thus,  parameters  are  set  for  the  conduct  and 
working  methods  of  management  and  staff  in  five  areas: 
management  behavior,  compliance,  environmental  protec-
tion, collaboration with stakeholders and continuous improve-
ment. 

The  Board  of  Management  of  Volkswagen AG  is  the 
highest  internal  decision-making  body  for  environmental 
issues.  Both  it  and  the  brands’  boards  of  management  take 
business,  social  and  environmental  criteria  into  account 
when making key company decisions. The Group-wide man-
agement of environmental protection is the responsibility of 
the  Group  Steering  Committee  for  the  Environment  and 
Energy. Other bodies take responsibility for steering key indi-
vidual  aspects.  They  include  the  Group  CO2  Steering  Com-
mittee,  the  Group  Steering  Committee  for  Fleet  Compliance 
and  Exhaust  Gas,  and  the  Group  Sustainability  Steering 
Committee. 

The  Volkswagen  Group  coordinates  the  activities  of  the 
brands, which in turn steer the measures in the regions. The 
brands  and  companies  are  responsible  for  their  own 
environmental  organization.  They  base  their  own  environ-
mental  protection  activities  on  the  targets,  guidelines  and 
principles that apply throughout the Group. 

Our  declared  aim  is  to  comply  with  legal  and  regulatory 
requirements. Furthermore, we are guided by company stan-
dards and targets. The intention of our  environmental com-
pliance  management  systems  is  to  ensure  that  environ-
mental aspects and obligations are taken into account in our 
business  operations.  Disregard  for  the  rules  is  treated  as  a 
severe  compliance  violation,  as  are  fraud  and  misconduct. 
Compliance  with  our  Environmental  Policy  Statement  and 
with  other  Group  environmental  requirements  is  evaluated 
annually  and  reported  to  the  Board  of  Management  of 
Volkswagen AG, the respective boards of management of the 
brands or the managing directors of the companies.  

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165

S E PA R AT E   N O N F I N A N C I A L   G R O U P   R E P O R T  
The combined separate nonfinancial report of Volkswagen AG 
and the Volkswagen Group in accordance with sections 289b 
and  315b  Handelsgesetzbuch  (HGB  –  German  Commercial 
Code)  for  fiscal  year  2020  will  be  available  on  the  website 
https://www.volkswagenag.com/presence/nachhaltigkeit/doc
uments/sustainability-report/2020/Nichtfinanzieller_ Bericht_ 
2020_d.pdf in German and at https://www.volkswagenag.com/ 
presence/nachhaltigkeit/documents/sustainability-report/ 
2020/Nonfinancial_Report_2020_e.pdf in English by no later 
than April 30, 2021. 

R E P O R T   O N   P O ST - B A L A N C E   S H E E T   D AT E   E V E N T S  
For  more  information  on  the  agreement  covering  the  key 
points  of  a  comprehensive  realignment  of  MAN Truck & 
Bus SE, please refer to the details provided in “Events after the 
balance sheet date” of the notes to the consolidated financial 
statements. 

 
qq

166 

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Report on Expected Developments 

Growth in the global economy is expected to recover overall in 2021. Global demand for passenger 
cars will probably vary from region to region and increase noticeably year-on-year. With our brand 
diversity, broad product range, technologies and services, we believe we are well prepared for the 
future challenges in the mobility business. 

In  the  following,  we  describe  the  expected  development  of 
the  Volkswagen  Group  and  the  general  framework  for  its 
business activities. Risks and opportunities that could repre-
sent a departure from the forecast trends are presented in the 
Report on Risks and Opportunities. 

Our assumptions are based on current estimates by third-
party  institutions.  These  include  economic  research  insti-
tutes,  banks,  multinational  organizations  and  consulting 
firms. 

D E V E L O P M E N T S   I N   T H E   G L O B A L   E C O N O MY  
Our  planning  is  based  on  the  assumption  that  global  eco-
nomic  output  will  recover  overall  in  2021,  provided  lasting 
containment  of  the  Covid-19  pandemic  is  achieved.  This 
growth  will  most  likely  be  sufficient  for  the  economy  to 
recover to approximately its pre-pandemic level. We continue 
to  believe  that  risks  will  arise  from  protectionist  tendencies, 
turbulence in the financial markets and structural deficits in 
individual  countries.  In  addition,  growth  prospects  will  be 
negatively  impacted  by  ongoing  geopolitical  tensions  and 
conflicts.  We  anticipate  that  both  the  advanced  economies 
and  the  emerging  markets  will  experience  positive  momen-
tum.  

Furthermore,  we  anticipate  that  the  global  economy  will 

also continue to grow in the period from 2022 to 2025. 

Europe/Other Markets 
In Western Europe, we expect moderate economic growth in 
2021 after the downturn in the last fiscal year. The impact of 
the  Covid-19  pandemic  and  the  uncertain  consequences  of 
the  United  Kingdom’s  withdrawal  from  the  EU  will  funda-
mentally pose major challenges. 

We  also  anticipate  moderate  growth  rates  in  Central 
Europe in 2021. The economic situation in Eastern Europe is  

expected to recover as well, albeit at a somewhat slower pace 
given  that  only  slight  growth  is  anticipated  for  the  Russian 
economy. 

For Turkey, we expect an increasing economic growth rate 
combined with high inflation and a weak domestic currency. 
The  South  African  economy  will  probably  be  dominated  by 
political  uncertainty  and  social  tensions  again  in  2021 
resulting  from  high  unemployment,  among  other  factors. 
Despite  the  sharp  slump  in  the  past  fiscal  year,  we  therefore 
expect only moderate growth. 

Germany 
We expect gross domestic product (GDP) in Germany to grow 
at a relatively robust pace in 2021 but to remain short of its 
pre-pandemic  level.  The  labor  market  situation  is  likely  to 
deteriorate  somewhat  depending,  among  other  things,  on  a 
delayed  increase  in  corporate  insolvencies  following  the 
suspension of the obligation to file for insolvency during the 
pandemic.  

North America 
We  anticipate  a  distinct  improvement  in  the  economic 
situation  in  the  USA  in  2021,  despite  a  declining  but  still 
relatively  high  unemployment  rate.  The  US  Federal  Reserve 
will probably leave key interest rates close to zero. Economic 
growth  is  also  likely  to  increase  distinctly  in  neighboring 
Canada  and  Mexico,  although  growth  in  Mexico  is  not 
expected to match the pace of the relatively sharp decline in 
the reporting year. 

South America 
In all probability, the Brazilian economy will recover in 2021 
and  record  a  moderate  rate  of  growth.  After  three  years  of 
negative GDP growth rates, we anticipate only little improve- 

 
 
 
Group Management Report 

Report on Expected Developments

167

ment  in  the  economic  situation  in  Argentina.  Inflation  is 
likely  to  remain  very  high  and  the  local  currency  to  depre-
ciate. 

the  United  Kingdom  in  2021.  In  Italy,  Spain  and  France,  the 
markets are likely to significantly exceed the level seen in the 
reporting year.  

Asia-Pacific 
The  Chinese  economy  will  probably  continue  growing  at  a 
relatively  high  level  in  2021  after  being  one  of  the  few 
economies  not  to  experience  a  recession  in  2020.  After  a 
sharp  contraction  in  the  reporting  year,  we  also  expect  a 
relatively  high  rate  of  expansion  for  the  Indian  economy  in 
2021, outpacing the average growth seen in the years before 
the Covid-19 pandemic. In Japan, we anticipate a solid rise in 
GDP growth.  

T R E N D S   I N   T H E   M A R K E T S   F O R   PA S S E N G E R   C A R S   A N D  

L I G H T   C O M M E R C I A L   V E H I C L E S  
We  predict  that  trends  in  the  markets  for  passenger  cars  in 
the  individual  regions  will  be  mixed  in  2021.  Overall,  the 
volume of demand worldwide for new vehicles is expected to 
be noticeably up on the reporting year, but will not reach the 
pre-pandemic  level,  provided  successful  containment  of  the 
Covid-19  pandemic  is  achieved.  We  are  forecasting  growing 
demand  for  passenger  cars  worldwide  in  the  period  from 
2022 to 2025. 

Trends in the markets for light commercial vehicles in the 
individual  regions  will also  be  mixed  in  2021;  on  the whole, 
we anticipate a moderate rise in demand for 2021, assuming a 
successful  containment  of  the  Covid-19  pandemic.  For  the 
years  2022  to  2025,  we  expect  demand  for  light  commercial 
vehicles to increase globally.  

We  believe  we  are  well  prepared  overall  for  the  future 
challenges pertaining to automobility business activities and 
for the mixed development of the regional automotive mar-
kets.  Our  brand  diversity,  our  presence  in  all  major  world 
markets,  our  broad  and  selectively  expanded  product  range, 
and  our  technologies  and  services  put  us  in  a  good  com-
petitive  position  worldwide. With  electric  drives,  digital  con-
nectivity  and  autonomous  driving,  we  want  to  make  the 
automobile cleaner, quieter, more intelligent and safer. With 
an  appealing  product  portfolio  of  impressive  vehicles  and 
forward-looking,  tailor-made  mobility  solutions  we  have  set 
ourselves the goal of continuing to excite our customers and 
to meet their diverse needs. 

Europe/Other Markets 
For 2021, we anticipate that the volume of new passenger car 
registrations  in  Western  Europe  will  be  significantly  above 
that  recorded  in  the  reporting  year.  At  the  same  time, 
however,  possible  consequences  of  the  pandemic  and  the 
uncertain  impact  of  the  United  Kingdom’s  exit  from  the  EU 
may  result  in  ongoing  uncertainty  among  consumers  and 
dampen demand. Despite this, we expect a strong increase in 

For  light  commercial  vehicles,  we  anticipate  demand  in 
Western Europe in 2021 to be noticeably up on the previous 
year’s  level  despite  the  possible  consequences  of  the  pan-
demic and the uncertain impact of the United Kingdom’s exit 
from the EU. We predict a moderate to large increase in Italy, 
France, Spain and the United Kingdom.  

Sales of passenger cars in 2021 are expected to distinctly 
exceed  the  prior-year  figures  in  markets  in  Central  and 
Eastern Europe. In Russia, we anticipate a moderate year-on-
year  increase  in  market  volume.  In  the  region’s  other  mar-
kets, a slight to strong rise in the number of new registrations 
is expected.  

Registrations  of  light  commercial  vehicles  in  the  Central 
and  Eastern  European  markets  in  2021  will  probably  be  dis-
tinctly higher than in the previous year. We predict a moder-
ate increase in market volume for Russia.  

The volume of the passenger car market in Turkey in 2021 
is expected to remain at the previous year’s level. The volume 
of  new  registrations  in  South  Africa  in  2021  is  likely  to  be 
substantially higher year-on-year. 

Germany 
In  the  German  passenger  car  market,  we  expect  a  moderate 
year-on-year increase in demand in 2021. 

We  also  anticipate  that  registrations  of  light  commercial 

vehicles will be noticeably up on the previous year. 

North America 
The  volume  of  demand  in  the  markets  for  passenger  cars  
and  light  commercial  vehicles  (up  to  6.35  tonnes)  in  North 
America  as  a  whole  and  in  the  USA  in  2021  is  likely  to  be 
distinctly higher than the previous year’s level. Demand will 
probably  remain  highest  for  models  in  the  SUV  and  pickup 
segments. In Canada, the number of new registrations is also 
projected  to  be  significantly  higher  than  the  previous  year’s 
level. For Mexico, we expect demand to rise slightly compared 
with the reporting year. 

South America 
Owing  to  their  dependence  on  demand  for  raw  materials 
worldwide,  the  South  American  markets  for  passenger  cars 
and  light  commercial  vehicles  are  heavily  influenced  by 
developments in the global economy. We anticipate an overall 
large  increase  in  new  registrations  in  the  South  American 
markets  in  2021  compared  with  the  previous  year.  In  Brazil, 
the  volume  of  demand  is  expected  to  increase  substantially 
compared with 2020. We anticipate that demand in Argentina 
will be significantly higher year-on-year. 

 
168 

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Asia-Pacific 
The  passenger  car  markets  in  the  Asia-Pacific  region  are 
expected to be noticeably up on the prior-year level in 2021. 
We predict demand in China to also be noticeably higher than 
the  comparative  figure  for  2020.  Attractively  priced  entry-
level models in the SUV segment in particular should still see 
strong demand. As long as there is no resolution in sight, the 
trade dispute between China and the United States is likely to 
continue to weigh on business and consumer confidence. We 
anticipate an appreciable increase in the Indian market com-
pared with the previous year. Japan should see slight growth 
in market volume in 2021.  

The market volume for light commercial vehicles in 2021 
will  probably  be  slightly  higher  than  the  previous  year’s 
figure. We are expecting demand in the Chinese market to be 
distinctly  lower  than  in  the  previous  year.  For  India,  we  are 
forecasting a substantially higher volume in 2021 than in the 
reporting year. In the Japanese market, we expect demand to 
be comparable with the previous year.  

T R E N D S   I N   T H E   M A R K E T S   F O R   C O M M E R C I A L   V E H I C L E S  
For  2021,  we  expect  a  significantly  positive  development  in 
new registrations for mid-sized and heavy trucks with a gross 
weight of more than six tonnes compared with the previous 
year,  with  variations  from  region  to  region,  in  the  markets 
that are relevant for the Volkswagen Group.  

Significant market growth is expected for the 27 EU states 
excluding  Malta,  but  plus  the  United  Kingdom,  Norway  and 
Switzerland  (EU27+3).  Russia  will  probably  witness  a  notice-
able rebound in demand. We are forecasting a slight increase 
in  Turkey  and  a  significant  increase  in  demand  in  South 
Africa. We estimate that demand in Brazil will be considerably 
higher than in the previous year.  

On  average,  we  anticipate  moderate  growth  rates  in  the 

relevant truck markets for the years 2022 to 2025. 

A  moderate  increase  in  overall  demand  with  regional  vari-
ations  for  2021  is  likely  in  the  bus  markets  relevant  for  the 
Volkswagen  Group.  We  anticipate  a  slight  year-on-year 
decline in the market in the EU27+3 countries. In Mexico, we 
expect to see very strong market growth. New registrations in 
Brazil  will  probably  be  distinctly  higher  than  the  prior-year 
figure.  

Overall, we expect a noticeable increase in the demand for 
buses  on  the  relevant  markets  for  the  period  from  2022  to 
2025.  

T R E N D S   I N   T H E   M A R K E T S   F O R   P O W E R   E N G I N E E R I N G  
In  the  Power  Engineering  segment,  we  expect  the  market 
environment  to  remain  difficult  in  2021.  The  further  course 
of  the  Covid-19  pandemic  and  its  consequences  bring  addi-
tional uncertainty. 

In  2021,  the  market  volume  for  two-stroke  engines  used 
in merchant shipping is likely to reach a higher level than in 
the reporting period. An expected higher volume of sea trade, 
combined  with  calls  for  high  energy  efficiency  and  low  pol-
lutant emissions, will continue to have a significant influence 
on  drive  systems  in  the  future.  The  market  for  four-stroke 
engines for cruise ships is likely to remain at a very low level 
due  to  the  continuing  very  difficult  liquidity  situation. 
Demand  in  the  passenger  ferry  segment  –  similarly  affected 
by a loss of revenue – is also expected at a low level. We also 
expect demand to remain stable for government vessels and 
dredgers. In the offshore sector, new order volumes of special 
applications look set to be on the low side due to continued 
overcapacity. Overall, we expect the marine market to be at a 
slightly higher level than that seen in the reporting year with 
competitive pressure continuing unabated.  

The Covid-19 pandemic has led to great uncertainty con-
cerning likely energy demand in 2021. Initial signs point to a 
further slight decline in market volume. The global spread of 
the  SARS-CoV-2  virus  and  the  measures  taken  to  contain  it 
have reduced demand for energy and made it harder to raise 
capital  for  investment  in  energy  generation  plants.  Despite 
this  impact  on  the  markets,  we  expect  the  trend  towards 
decentralized  power  stations  and  gas-based  applications  to 
further  intensify.  In  addition,  demand  for  new  and  carbon-
neutral technologies should continue to increase in future. 

Potential  projects 

in  turbomachinery  suggest  that 
demand  will  stabilize  in  2021  at  the  previous  year’s  level. 
However,  the  course  of  the  Covid-19  pandemic  brings  sub-
stantial  uncertainty  to  the  decision-making  process  for 
capital expenditure. Favorable conditions in the capital mar-
kets  and  targeted  state  support  facilitate  such  capital-
intensive  decisions.  Lower  capacity utilization  of  production 
facilities  by  market  participants  is  expected.  With  the  pan-
demic’s  increasing  duration,  this  may  lead  to  more  intense 
competition.  In  energy  generation,  we  expect  increasing 
growth  in  renewable  energy  sources,  bolstered  by  state 
support.  Fluctuations  in  the  amount  of  electricity  generated 
by  these  will  necessitate  an  increase  in  storage  capacity.  We 
are  therefore  pushing  the  construction  of  pilot  plants  for 
thermal  storage.  This  could  lead  to  an  expansion  of  the 
market for turbocompressors and turboexpanders. 

Group Management Report 

Report on Expected Developments

169

We  anticipate  a  slight  recovery  in  2021  both  in  the  marine 
and power plant after-sales business for diesel engines and in 
the  after-sales  market  for  turbomachinery.  There  may  be  a 
temporary catch-up effect in order intake following the post-
ponement of projects over the past year.  

For  the  period  2022  to  2025,  we  expect  to  see  growing 
demand  in  the  power  engineering  markets.  However,  the 
extent  and  timing  of  this  growth  will  vary  in  the  individual 
business  fields.  It  remains  to  be  seen  for  how  long  the 
pandemic will continue to affect the market.  

T R E N D S   I N   T H E   M A R K E T S   F O R   F I N A N C I A L   S E R V I C E S  
We  anticipate  that  automotive  financial  services  will  prove 
highly important to global vehicle sales in 2021, particularly 
in the context of the ongoing challenges posed by the Covid-
19 pandemic. We expect demand to rise in emerging markets 
where  market  penetration  has  so  far  been  low.  Regions  with 
already  established  automotive  financial  services  markets 
will see a continuation of the trend towards enabling mobil-
ity  at  the  lowest  possible  total  cost.  Integrated  end-to-end 
solutions,  which  include  mobility-related  service  modules 
such  as  insurance  and  innovative  packages  of  services,  will 
become  increasingly  important  for  this.  Additionally,  we 
expect  that  demand will  increase  for  new  forms  of  mobility, 
such  as  rental  services,  and  for  integrated  mobility  services, 
for  example  parking,  refueling  and  charging,  and  that  the 
initiated  with 
shift 
individual  customers  from  financing  to  lease  contracts  will 
continue.  We  estimate  that  this  trend  will  continue  in  the 
years 2022 to 2025. 

in  the  European 

leasing  business 

In the mid-sized and heavy commercial vehicles category, 
we anticipate rising demand for financial services products in 
emerging markets. In these countries in particular, financing 
solutions  support  vehicle  sales  and  are  thus  an  essential 
component of the sales process. In the developed markets, we 
expect  to  see  increased  demand  for  telematics  services  and 
services  aimed  at  reducing  total  cost  of  ownership  in  2021. 
This  trend  is  also  expected  to  persist  in  the  period  2022  to 
2025.  

E XC H A N G E   R AT E   T R E N D S  
In 2020, the euro appreciated slightly against the US dollar on 
an  annual  average.  It  also  rose  against  sterling.  The  euro/ 
in  2020  was  affected  by  high 
sterling  exchange  rate 
uncertainty  about  the  outcome  of  the  negotiations  on  the 
United  Kingdom’s  exit  from  the  EU  and  the  shape  of  future 
relationships.  Against  the  currencies  of  some  emerging  

markets, the euro appreciated considerably in some cases. In 
particular, the Argentinian peso, Brazilian real, South African 
rand,  Russian  ruble  and  Mexican  peso  lost  value  against  the 
European  single  currency.  The  currencies  of  Asian  emerging 
markets also weakened overall against the euro on an annual 
average.  For  2021,  we  are  forecasting  that  the  euro  will 
strengthen  against  the  US  dollar,  sterling  and  the  Chinese 
renminbi. The Argentinian peso, Brazilian real, Mexican peso, 
South  African  rand  and  Russian  ruble  will  most  likely  con-
tinue to depreciate. For 2022 to 2025, we expect that the euro 
will  be  stable  against  the  key  currencies,  but  that  the  com-
parative  weakness  of  the  currencies  in  the  aforementioned 
emerging  markets  will  probably  continue.  However,  there  is 
still  a  general  event  risk  –  defined  as  the  risk  arising  from 
unforeseen market developments. 

I N T E R E ST   R AT E   T R E N D S  
The  challenging  macroeconomic  conditions,  including  as  a 
result  of  the  Covid-19  pandemic,  resulted  in  globally  falling 
interest rates in fiscal year 2020. National central banks both 
in the major Western industrialized nations and in emerging 
markets  cut  key  interest  rates,  in  some  cases  on  multiple 
occasions,  and  also  introduced  additional  expansionary 
monetary  policy  measures  to  support  their  economies.  In 
March  2020,  the  US  Federal  Reserve  cut  the  key  interest  rate 
to  almost  0%  in  the  space  of  just  a  few  days,  while  the 
European  Central  Bank  also  left  its  key  interest  rate  at  zero. 
We  expect  these  policies  to  generally  continue  in  2021  and 
therefore consider it currently unlikely that interest rates will 
rise in the USA or Europe. In the period from 2022 to 2025, we 
expect no more than a slight increase in interest rates. 

C O M M O D I T Y   P R I C E   T R E N D S  
The  global  spread  of  the  coronavirus  (SARS-CoV-2)  has  also 
affected commodity markets. The associated restrictions and 
the  resulting  downturn  in  demand  and  supply,  reduced  the 
prices  of  many  raw  and  input  materials  in  the  first  half  of 
2020. However, the prices recovered markedly in some cases 
over the course of the year. Compared with the previous year, 
there was a fall in the average prices for raw materials such as 
crude  oil,  coking  coal,  lead,  aluminum  and  natural  rubber, 
while prices for iron ore, rare earths and the precious metals 
rhodium and palladium rose and copper and platinum prices 
were  more  or  less  unchanged.  Prices  for  the  raw  materials 
that  are  relevant  for  e-mobility  also  developed  unevenly: 
average prices over the year for lithium and cobalt fell, while 
nickel prices were more or less on the prior-year level. Based 

 
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Group Management Report

on  analyses  of  factors  of  influence  and  trends  in  the  com-
modity  markets,  we  expect  the  prices  of  most  commodities 
to  rise  in  2021.  For  the  years  2022  to  2025,  we  continue  to 
expect  volatility  in  the  commodity  markets  with  prices 
trending both upwards and downwards.  

Ducati  will  introduce  its  new  Monster,  among  other  motor-
cycles,  in  2021.  The  fourth  generation  of  the  Multistrada  V4 
will be available and the XDiavel and Scrambler families will 
be  upgraded.  The  SuperSport 950,  new  Panigale V4 SP  and 
updated Panigale 4 sports bikes are also waiting in the wings. 

N E W   M O D E L S   I N   2 0 2 1  
The  Volkswagen  Passenger  Cars  brand  will  expand  the  ID. 
family  in  2021  with  the  all-electric  ID.5,  a  new  crossover 
derivative based on the MEB. The Tiguan will be electrified as 
a  plug-in  hybrid.  The  brand  will  also  launch  a  compact  SUV 
coupé  and  the  updated  Polo.  New  entry-level  SUVs  in  the 
compact  category  will  also  be  debuted  in  the  respective 
markets,  with  the  Tarek  being  launched  in  Russia  and  the 
Taos in North and South America. In China, several all-electric 
vehicles  will  be  introduced  to  the  market,  including  the 
ID.4 Crozz  and  ID.4 X.  In  India,  the  locally  produced  Taigun 
compact SUV will be available.  

Audi  will  also  continue  its  electric  car  offensive  in  2021, 
expanding the e-tron family with the new e-tron GT. The all-
electric Q4 e-tron will also be available. In the Q5 series, Audi 
will  offer  a  dynamic  Sportback  model  and  a  version  with 
plug-in hybrid drive. 

The  ŠKODA  brand  will  power  ahead  with  the  electrifi-
cation  of  its  portfolio  by  introducing  the  new  Enyaq iV.  The 
new  generation  of  the  Fabia  and  the  facelifted  Kodiaq  will 
also become available in the course of the year. In India, the 
Kushaq,  a  new  small  SUV,  tailored  to  local  needs,  will  arrive 
on the market. 

SEAT will  expand  its  range  in 2021  with a  plug-in  hybrid 
Tarraco, among other models. The popular, compact Ibiza will 
receive  an  update.  CUPRA  will  bring  its  Formentor  e-Hybrid 
with powerful plug-in hybrid drive to the market. The el-Born 
will mark the brand’s debut in the world of pure electric cars.  
Porsche will expand its Taycan model range in 2021 with 
an all-electric Cross Turismo version. Sporty all-round models 
will be added to the 911 model range. The Macan will receive 
a product upgrade.  

The  Bentley  brand  will  offer  a  plug-in  hybrid  version  of 
the  new  Bentayga  in  2021.  The  introduction  of  a  further 
model with plug-in hybrid drive is also planned.  

Lamborghini  will  launch  its  Huracán  STO  high-perfor-

mance super sports car.  

A  new  derivative  of  the  Chiron  will  be  available  from 

Bugatti. 

Volkswagen Commercial Vehicles will completely revamp 
the Multivan/Transporter in 2021, and in doing so pen a new 
chapter in this model’s success story. 

Scania  and  MAN  will  present  innovative  new  models  in 
2021, including a truck and a bus with all-electric drives and 
other solutions for urban transport. 

(Navistar),  a 

F U T U R E   O R G A N I Z AT I O N A L   ST R U C T U R E   O F   T H E   G R O U P  
In November 2020, TRATON SE and Navistar International Cor-
poration 
leading  US  truck  manufacturer, 
announced  the  signing  of  a  binding  merger  agreement. 
Under  this  agreement,  TRATON  will  acquire  all  outstanding 
shares in Navistar not already owned by TRATON in return for 
cash  payment  at  a  price  of  USD  44.50  per  share  (total: 
approximately  USD  3.7 billion).  As  of  December  31,  2020, 
TRATON  already  holds  a  16.7%  stake  in  Navistar.  The  aim  of 
the  transaction  is  to  enhance  the  ability  to  meet  challenges 
from  new  regulations  and  fast-developing  technologies  in 
connectivity,  propulsion  and  autonomous  driving  and  to 
benefit  from  Navistar’s  presence  on  the  North  American 
market.  The  completion  of  the  transaction,  through  which 
TRATON  will  become  Navistar’s  sole  owner,  is  intended  for 
mid-2021  and  is  subject  to  the  approval  of  Navistar’s  share-
holders,  to  the  usual  closing  conditions  and  regulatory 
approvals. The main shareholders Icahn Capital LP and  MHR 
Fund Management LC have already agreed to vote their stake 
in favor of the transaction.  

Our  plans  are  based  on  the  Volkswagen  Group’s  current 
structures. They do not include the conclusion of the merger 
agreement.  The  effects  of  this  transaction  on  the  financial 
performance, cash flows and financial position are not taken 
into account in the forecast of the Volkswagen Group.  

I N V E ST M E N T   A N D   F I N A N C I A L   P L A N N I N G  
To meet people’s needs for individual, sustainable, fully con-
nected  mobility  and  thus  increase  the  Volkswagen  Group’s 
future viability, we will continue to mobilize our pronounced 
strengths in innovation and technology and push the Volks-
wagen  Group’s  transformation  into  a  digital  mobility  group 
while  leveraging  our  economies  of  scale  and  maximizing 
synergies. 

In  our  current  planning  for  2021,  most  of  the  capex 
(investments  in  property,  plant  and  equipment,  investment 
property and intangible assets, excluding capitalized develop-
ment costs) will be spent on new products and the continued 
rollout  and  further  development  of  the  modular  toolkit. 
Forthis, we will invest in the electrification and hybridization 
of  our  model  portfolio  and  continue  to  advance  the  devel-
opment  of  the  Modular  Electric  Drive  Toolkit  (MEB)  and  the 
Premium Platform Electric (PPE), the all-electric platform for 
our  premium  and  sports  brands.  We  will  also  focus  on  the 
growing  digitalization  of  our  vehicles  and  locations  and 

 
 
 
 
  
  
 
 
Group Management Report 

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171

increase  our  capital  expenditure  on  these.  We  are  also 
investing  in  the  modification  of  selected  locations  for  the 
production  of  electric  vehicles.  The  Automotive  Division’s 
ratio of capex to sales revenue is expected to fluctuate around 
a level of 6.0% to 6.5%.  

remaining  funds  needed  will  be  met  primarily  through 
unsecured  bonds  on  the  money  and  capital  markets,  the 
issuing  of  asset-backed  securities,  customer  deposits  from 
the  direct  banking  business,  and  through  the  use  of  inter-
national credit lines. 

Besides  capex,  investing  activities  will  also  cover  addi-
tions to capitalized development costs. Among other things, 
these  reflect  upfront  expenditures  in  connection  with  the 
electrification, digitalization and updating of our model range. 
Also  included  are  the  services  of  the  Car.Software  Organi-
sation, which  is  developing  a  standardized  operating  system 
for Group brand vehicles, along with other projects.  

With the investments in our facilities and models, as well 
as in the development of electric drives and modular toolkits 
and  in  digitalization,  we  are  laying  the  foundations  for 
profitable,  sustainable  growth  at  Volkswagen.  These  invest-
ments  also  include  commitments  arising  from  decisions 
taken in previous fiscal years.  

We  aim  to  finance  the  investments  in  our  Automotive 
Division  from  our  own  capital  resources  and  expect  cash 
flows  from  operating  activities  to  exceed  the  Automotive 
Division’s  investment  requirements.  For  2021,  we  estimate 
cash outflows resulting from the diesel issue to remain more 
or  less  the  same  and  effects  from  mergers  &  acquisitions  to 
be  significantly  higher.  Consequently,  we  anticipate  that  the 
net cash flow will be in line with the previous year.  

Net liquidity in the Automotive Division will probably see 

a moderate increase in 2021. 

These plans are based on the Volkswagen Group’s current 
structures. They do not include the intended acquisition of all 
outstanding  ordinary  shares  of  Navistar  International  Cor-
poration and the related cash outflows.  

Our  joint  ventures  in  China  are  accounted  for  using  the 
equity  method and are  therefore  not  included  in  the  figures 
above.  For  2021,  the  joint  ventures  plan  to  invest  in  e-mo-
bility,  further  enhancement  of  the  model  portfolio,  the 
development  of  new  mobility  solutions  and  smart  city 
concepts. Their capex will probably exceed the 2020 level and 
be financed from the companies’ own funds. 

In the Financial Services Division, we are planning higher 
investments in 2021 than in the previous year. We expect the 
development  of  lease  assets  and  of  receivables  from  leasing, 
customer  and  dealer  financing  to  lead  to  funds  tied  up  in 
working  capital,  of  which  around  half  will  be  financed  from 
the  gross  cash  flow.  As  is  common  in  the  sector,  the 

TA R G E T S   F O R   VA L U E - B A S E D   M A N A G E M E N T  
Based  on  long-term  interest  rates  derived  from  the  capital 
market and the target capital structure (fair value of equity to 
debt = 2:1), the minimum required rate of return on invested 
capital  defined 
for  the  Automotive  Division  remains 
unchanged at 9%.  

Business  at  the  Volkswagen  Group  was  affected  by  the 
consequences of the Covid-19 pandemic throughout the whole 
of 2020. As a result, ROI decreased in the reporting period due 
to  earnings-related  factors  and,  at  6.5%  (11.2%),  was  below 
both the prior-year figure and our minimum required rate of 
return  (for  further  information,  please  see  the  headline 
“Return  on  investment  (ROI)  and  value  contribution  in  the 
reporting  period”  in  the  chapter  entitled  “Results  of  Oper-
ations, Financial Position and Net Assets”). In the Automotive 
Division,  we  expect  the  return  on  investment  (ROI)  to  be 
noticeably  above  our  minimum  required  rate  of  return  on 
the invested capital.  

S U M M A R Y   O F   E X P E C T E D   D E V E L O P M E N T S  
Our  planning  is  based  on  the  assumption  that  global  eco-
nomic  output  will  recover  overall  in  2021,  provided  lasting 
containment  of  the  Covid-19  pandemic  is  achieved.  This 
growth  will  most  likely  be  sufficient  for  the  economy  to 
recover to approximately its pre-pandemic level. We continue 
to  believe  that  risks  will  arise  from  protectionist  tendencies, 
turbulence in the financial markets and structural deficits in 
individual  countries.  In  addition,  growth  prospects  will  be 
negatively  impacted  by  ongoing  geopolitical  tensions  and 
conflicts.  We  anticipate  that  both  the  advanced  economies 
and  the  emerging  markets  will  experience  positive  momen-
tum. 

The  trend  in  the  automotive  industry  closely  follows 
global economic developments. We assume that competition 
in  the  international  automotive  markets  will  intensify 
further. 

We  predict  that  trends  in  the  markets  for  passenger  cars 
in  the  individual  regions  will  be  mixed  in  2021.  Overall,  the 
volume of demand worldwide for new vehicles is expected to 

 
 
 
 
  
 
  
 
 
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 Report on Expected Developments  

Group Management Report

be  noticeably  up  on  the  reporting  year,  provided  successful 
containment of the Covid-19 pandemic is achieved; however, 
it  will  not  recover  to  its  pre-pandemic  level.  For  2021,  we 
anticipate that the volume of new passenger car registrations 
in Western Europe will be significantly above that recorded in 
the  reporting  year.  In  the  German  passenger  car  market,  we 
expect a moderate year-on-year increase in demand in 2021. 
Sales  of  passenger  cars  in  2021  are  expected  to  distinctly 
exceed  the  prior-year  figures  in  markets  in  Central  and 
Eastern  Europe.  The  volume  of  demand  in  the  markets  for 
passenger  cars  and  light  commercial  vehicles  (up  to  6.35 
tonnes) in North America as a whole in 2021 is also likely to 
be distinctly higher than the previous year’s level. We expect 
to  see  a  large  increase  overall  in  new  registrations  in  the 
South American markets in 2021 compared with the previous 
year. The passenger car markets in the Asia-Pacific region are 
expected to be noticeably up on the prior-year level in 2021. 

Trends in the markets for light commercial vehicles in the 
individual  regions  will also  be  mixed  in  2021;  on  the whole, 
we anticipate a moderate rise in demand for 2021, assuming 
that containment of the Covid-19 pandemic is successful. 

For  2021, we  expect  a  significantly  positive  development 
in  new  registrations  for  mid-sized  and  heavy  trucks  with  a 
gross  weight  of  more  than  six  tonnes  compared  with  the 
previous  year  in  the  markets  that  are  relevant  for  the  Volks-
wagen  Group.  A  moderate  increase  in  overall  demand  for 
2021 is likely in the bus markets relevant for the Volkswagen 
Group. 

We anticipate that automotive financial services will be of 
great significance to global vehicle sales in 2021, particularly 
in the context of the ongoing challenges posed by the Covid-
19 pandemic. 

We  believe  we  are  well  prepared  overall  for  the  future 
challenges  pertaining  to  automotive  business  activities  and 
for  the  mixed  development  of  the  regional  automotive 
markets. Our brand diversity, our presence in all major world 
markets,  our  broad  and  selectively  expanded  product  range, 
and  our  technologies  and  services  put  us  in  a  good  com-
petitive position worldwide. As part of the transformation of 
our core business, we are positioning our Group brands with 
an even stronger focus on their individual characteristics, and 
are  optimizing  our  vehicle  and  drive  portfolio.  The  focus  is 
primarily  on  our  vehicle  fleet’s  carbon  footprint  and  on  the 
most  attractive  and  fastest-growing  market  segments.  In 
addition,  we  are  working  to  leverage  the  advantages  of  our 
multibrand  Group  even  more  effectively  with  the  ongoing 
development  of  new  technologies  and  the  enhancement  of 
our  toolkits.  With  electric  drives,  digital  connectivity  and 
autonomous  driving,  we  want  to  make  the  automobile  

cleaner,  quieter,  more  intelligent  and  safer.  We  have  set 
ourselves  the  goal  of  continuing  to  excite  our  customers  in 
the future and meeting their diverse needs with an appealing 
product portfolio of impressive vehicles and forward-looking, 
tailor-made mobility solutions. 

We  anticipate  that  deliveries  to  Volkswagen  Group  cus-
tomers  will  be  significantly  up  on  the  previous  year  in  2021  
– assuming  successful  containment  of  the  Covid-19  pan-
demic – amid continued challenging market conditions. 

Challenges will arise particularly from the economic situ-
ation,  the  increasing  intensity  of  competition,  volatile  com-
modity  and  foreign  exchange  markets,  securing  supply 
chains, and more stringent emissions-related requirements. 

We  expect  the  sales  revenues  of  the  Volkswagen  Group 
and Passenger Cars Business Area in 2021 to be significantly 
higher than the prior-year figure. In terms of operating profit 
for the Group and the Passenger Cars Business Area, we fore-
cast an operating return on sales in the range of 5.0% to 6.5% 
in 2021. For the Commercial Vehicles Business Area, we antic-
ipate  an  operating  return  on  sales  of  4.0%  to  5.5%  before 
restructuring  measures  amid  a  significant  year-on-year 
increase  in  sales  revenue.  We  expect  the  Power  Engineering 
Business  Area  to  reach  the  break-even  point  amid  a  notice-
able decline in sales revenue compared with the previous year. 
For the Financial Services Division, we forecast that sales reve-
nue  will  be  noticeably  higher  than  the  prior-year  figure  and 
that the operating result will be in line with the previous year. 
In  the  Automotive  Division,  we  expect  the  R&D  ratio  to 
come in at around 7% and the ratio of capex to sales revenue 
at  around  6%  in  2021.  For  2021,  we  expect  cash  outflows 
resulting  from  the  diesel  issue  to  remain  more  or  less  the 
same  and  effects  from  mergers  &  acquisitions  to  be  signifi-
cantly  higher.  Consequently,  we  anticipate  that  the  net  cash 
flow will be in line with the previous year. Net liquidity in the 
Automotive Division will probably see a moderate increase in 
2021.  We  expect  the  return  on  investment  (ROI)  to  be 
noticeably  above  our  minimum  required  rate  of  return.  Our 
unchanged  stated  goal  is  to  continue  our  solid  liquidity 
policy.  

To  achieve  sustainable  success,  we  need  skilled  and 
dedicated  employees.  We  aim  to  increase  their  satisfaction 
and  motivation  by  means  of  equal  opportunities,  an  attrac-
tive  and  modern  working  environment,  and  a  forward-
looking  approach  to  organizing  work.  Every  day,  we  at  the 
Volkswagen  Group  assume  and  exercise  responsibility  in 
issues  relating  to  the  environment,  safety  and  society.  In 
terms of integrity, Volkswagen aspires to become a role model 
for a modern, transparent and successful enterprise. We also 
aim for operational excellence in all business processes.  

Group Management Report 

Report on Risks and Opportunities

173

Report on Risks and Opportunities 

( C O N TA I N S   T H E   R E P O R T   I N   A C C O R D A N C E   W I T H   S E C T I O N   2 8 9 ( 4 )   O F   T H E   H G B )  

Promptly identifying the risks and opportunities arising from our operating activities and 
 taking a forward-looking approach to managing them is crucial to our Company’s long-term 
 success. A comprehensive risk management and an internal control system help the  
Volkswagen Group deal with risks in a responsible manner. 

In this section, we first explain the objective and structure of 
the Volkswagen Group’s risk management system (RMS) and 
internal control system (ICS) and describe these systems with 
regard to the financial reporting process. We then outline the 
main  risks  and  opportunities  arising  in  our  business 
activities. 

O B J E C T I V E   O F   T H E   R I S K   M A N A G E M E N T   SY ST E M   A N D   I N T E R N A L  

C O N T R O L   SY ST E M   AT   V O L K S WA G E N  

Only by promptly identifying, accurately assessing and effec-
tively  and  efficiently  managing  the  risks  and  opportunities 
arising from our business activities can we ensure the Volks-
wagen Group’s long-term success. The aim of the RMS/ICS is 
to  identify  potential  risks  at  an  early  stage  so  that  suitable 
countermeasures  can  be  taken  to  avert  the  threat  of  loss  to 
the  Company,  and  any  risks  that  might  jeopardize  its  con-
tinued existence can be ruled out. 

Assessing  the  likelihood  of  occurrence  and  extent  of 
future  events  and  developments  is,  by  its  nature,  subject  to 
uncertainty.  We  are  therefore  aware  that  even  the  best  RMS 
cannot  foresee  all  potential  risks  and  even  the  best  ICS  can 
never completely prevent irregular acts. 

ST R U C T U R E   O F   T H E   R I S K   M A N A G E M E N T   SY ST E M   A N D   I N T E R N A L  

C O N T R O L   SY ST E M   AT   V O L K S WA G E N  

The  organizational  design  of  the  Volkswagen  Group’s  RMS/ 
ICS  is  based  on  the  internationally  recognized  COSO  frame-
work  for  enterprise  risk  management  (COSO:  Committee  of 
Sponsoring  Organizations  of  the  Treadway  Commission). 
Structuring the RMS/ICS in accordance with the COSO frame-
work  for  enterprise  risk  management  ensures  that  potential 

risk  areas  are  covered  in  full.  Uniform  Group  principles  are 
used  as  the  basis  for  managing  risks  in  a  standardized  man-
ner. Opportunities are not recorded.  

Another key element of the RMS/ICS at Volkswagen is the 
Three Lines Model, a basic element required by, among other 
bodies,  the  European  Confederation  of  Institutes  of  Internal 
Auditing  (ECIIA).  In  line  with  this  model,  the  Volkswagen 
Group’s RMS/ICS has three lines designed to protect the Com-
pany from significant risks occurring. 

The  minimum  requirements  for  the  RMS/ICS,  including 
the Three Lines Model, are set out in guidelines for the entire 
Group. 

 
174 

 Report on Risks and Opportunities  

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The  RMS/ICS  was  further  developed  in  the  past  fiscal  year. 
The  IT  risk  management  system  called  “Riskradar”  was 
introduced at all brands and significant Group companies in 
2020. In this way, we have increased process and data security 
and  reduced  our  manual  workload  through  automated 
workflows and end-to-end system support for the analysis of 
data.  At  the  same  time,  risk  awareness  at  the  Company  is 
further  intensified,  risk  transparency  is  improved  and  risks 
can be analyzed with end-to-end system support. The ICS has 
been  standardized  for  high-risk  business  processes  at 
significant companies. We will continue to develop our RMS/ 
ICS in the future. 

First line: Operational risk management 
The  first  line  comprises  the  operational  risk  management 
and  internal  control  systems  at  the  individual  Group  com-
panies and business units. The RMS/ICS is an integral part of 
the Volkswagen Group’s structure and workflows. Events that 
may give rise to risk are identified and assessed locally in the 
divisions  and  at  the  investees.  Countermeasures  are  intro-
duced  immediately,  the  remaining  potential  impact  is 
assessed, and the information incorporated into the planning 
in a timely manner. Material risks are reported to the relevant 
committees on an ad hoc basis. The results of the operational 
risk  management  process  are  incorporated  into  budget 
planning  and  financial  control  on  an  ongoing  basis.  The 
targets agreed in the budget planning rounds are continually 
reviewed  in  revolving  planning  updates.  At  the  same  time, 
the  results  of  risk  mitigation  measures  are  promptly  incor-
porated  into  the  monthly  forecasts  regarding  further  busi-
ness  development.  This  means  that  the  Board  of  Manage-
ment also has access to an overall picture of the current risk 
situation via the documented reporting channels during the 
year. 

The  operational  risk  management  and  internal  control 
system  also  includes  compliance  with  the  so  called  Golden 
Rules  in  the  areas  of  control  unit  software  development, 
emission  classification  and  escalation  management.  These 
rules  are  the  minimum  requirements  in  the  organization, 
processes and tools & systems categories.  

Second line: Identifying and reporting systemic and acute risks 

using Group-wide processes 
In addition to the ongoing operational risk management, the 
Group  Risk  Management  department  sends  standardized 
surveys  regarding  the  risk  situation  and  the  effectiveness  of 
the  RMS/ICS  to  the  significant  Group  companies  and  units 
worldwide  (regular  Governance,  Risk  &  Compliance  (GRC) 
process) each year.  

recorded  and  assessed  in  our  RICORS  IT  system.  The  risk 
assessment is made by multiplying the criterion of likelihood 
of  occurrence  (Prob)  by  the  potential  extent  of  the  damage. 
The  extent  of  the  damage  is  calculated  from  the  criteria  of 
financial loss (Mat) and reputational damage (Rep) and crimi-
nal relevance (Penal). A score between 0 and 10 is assigned to 
each  of  these  criteria.  The  measures  taken  to  manage  and 
control risk are taken into account in the risk assessment (net 
perspective). The result is a risk score that expresses the risk.  
The score for a likelihood of occurrence of more than 50% 
in  the  analysis  period  is  classified  as  high;  for  a  medium 
classification, the likelihood of occurrence is at least 25%. For 
the criterion of financial loss, the score rises in line with the 
loss;  the  highest  score  of  10  is  reached  when  the  potential 
loss  is  upwards  of  €1 billion.  The  criterion  of  reputational 
damage  can  have  characteristics  ranging  from  local  erosion 
of  confidence  and  loss  of  trust  at  local  level  to  loss  of  repu-
tation at regional or international level. Criminal relevance is 
classified  based  on  the  influence  on  the  local  company,  the 
brand or the Group.  

In  addition  to  strategic,  operational  and  reporting  risks, 
risks  arising  from  potential  compliance  violations  are  also 
integrated  into  this  process.  Moreover,  the  effectiveness  of 
key risk management and control measures is tested and any 
weaknesses  identified  in  the  process  are  reported  and  recti-
fied.  

All Group companies and units selected from among the 
entities in the consolidated Group on the basis of materiality 
and  risk  criteria  were  subject  to  the  regular  GRC  process  in 
fiscal year 2020.  

As part of this process, each systemic risk inherent to the 
process  or  inherent  to  the  business  that  is  reported  is  

Quarterly  risk  reports  are  produced  in  addition  to  the 
annual risk assessment. These depict the Volkswagen Group’s  

Group Management Report 

Report on Risks and Opportunities

175

A N N U A L   S T A N D A R D   G O V E R N A N C E ,   R I S K   A N D   C O M P L I A N C E   P R O C E S S

Selection
of companies
and units

Follow-up activities
targeting weaknesses

Data identified/
assessed in the units

Reporting

Documentation
of effectiveness
in the units

acute – short to medium-term – risk situation. The assessment 
of risks from this quarterly risk process (QRP) is conducted in 
the  “Riskradar”  IT  system  similarly  to  that  of  the  annual 
regular  GRC  process.  All  Group  brands  as  well  as  Porsche 
Holding  Salzburg,  Volkswagen  Financial  Services  AG  and 
Volkswagen Bank GmbH are included in the QRP.  

In addition, significant changes to the risk situation that 
can  arise  in  the  short  term,  for  instance  from  unexpected 
external events, are reported to the Board of Management as 
required.  This  is  necessary  if,  among  other  things,  the  risk 
may lead to potential financial loss of over €1 billion.  

Based on the feedback from the annual regular  GRC pro-
cess  and  quarterly  risk  surveys,  the  overall  picture  of  the 
potential  risk  situation  is  updated  and  the  system’s  effec-
tiveness assessed. 

A  separate  Group  Board  of  Management  Committee  for 
Risk  Management  examines  the  key  aspects  of  the  RMS/ICS 
every quarter. Its tasks are as follows: 
>  to  further  increase  transparency  in  relation  to  significant

risks to the Group and their management, 

>  to  explain  specific  issues  where  these  constitute  a  signifi-

cant risk to the Group, 

>  to make recommendations on the further development of

the RMS/ICS,

>  to  support  the  open  approach  to  dealing  with  risks  and

promote an open risk culture. 

Risk reporting to the committees of Volkswagen AG depends 
on materiality thresholds. Systemic risks from a risk score of 
20 and acute risks from a risk score of 40 or potential finan-
cial  loss  of  €1  billion  or  more  are  regularly  presented  to  the 
Board  of  Management  and  the  Audit  Committee  of  the 
Supervisory Board of Volkswagen AG.  

Third line: Review by Group Internal Audit 
Group  Internal  Audit  helps  the  Board  of  Management  to 
monitor the various divisions and corporate units within the 
Group.  It  regularly  checks  the  risk  early warning system and 
the  structure  and  implementation  of  the  RMS/ICS  and  the 
compliance  management  system  (CMS)  as  part  of  its  inde-
pendent audit procedures. 

R I S K   E A R LY   WA R N I N G   SY ST E M   I N   L I N E   W I T H   T H E   KO N T R A G  
The  Company’s  risk  situation  is  ascertained,  assessed  and 
documented  in  accordance  with  the  requirements  of  the 
Gesetz  zur  Kontrolle  und  Transparenz  im  Unternehmens-
bereich (KonTraG – German Act on Control and Transparency 
in  Business).  The  requirements  for  a  risk  early  warning 
system are met by means of the RMS/ICS elements described 
above  (first  and  second  line).  Independently  of  this,  the 
external  auditors  check  both  the  processes  and  procedures 
implemented  in  this  respect  and  the  adequacy  of  the  docu-
mentation on an annual basis. The plausibility and adequacy 
of  the  risk  reports  are  examined  via  spot  checks  in  detailed 
interviews  with  the  divisions  and  companies  concerned 
together  with  the  external  auditors.  The  auditor  examines 
the risk early warning system integrated in the risk manage-
ment  system  with  respect  to  its  fundamental  suitability  of 
being  able  to  identify  risks  that  might  jeopardize  the  con-
tinued  existence  and  assesses  the  functionality  of  the  risk 
early  warning  and  monitoring  systems  in  accordance  with 
section 317(4) of the HGB. 

In  addition,  scheduled  examinations as  part  of  the  audit 
of  the  annual  financial  statements  are  conducted  at  com-
panies  in  the  Financial  Services  Division.  As  a  credit  insti-
tution, Volkswagen Bank GmbH, including its subsidiaries, is 
subject  to  supervision  by  the  European  Central  Bank,  while 
Volkswagen Leasing GmbH as a financial services institution 
and  Volkswagen  Versicherung  AG  as  an  insurance  company 
are  subject  to  supervision  by  the  relevant  division  of  the 
Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin – the 
German  Federal  Financial  Supervisory  Authority).  As  part  of 
the scheduled supervisory process and unscheduled audits, the 
competent supervisory authority assesses whether the require-
ments, strategies, processes and mechanisms ensure solid risk 
management and solid risk cover. Furthermore, the Prüfungs-
verband  deutscher  Banken  (Auditing  Association  of  German 
Banks) audits Volkswagen Bank GmbH from time to time. 

Volkswagen  Financial  Services  AG  operates  a  risk  early 
warning  and  management  system.  Its  aim  is  to  ensure  that 
the locally applicable regulatory requirements are adhered to 
and at the same time to enable appropriate and effective risk 
management at Group level. Important components of it are 
regularly reviewed as part of the audit of the annual financial 
statements. 

 
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Monitoring the effectiveness of the risk management system and the 

internal control system 
To ensure the effectiveness of the RMS/ICS, we regularly opti-
mize  it  as  part  of  our  continuous  monitoring  and  improve-
ment  processes.  In  the  process,  we  give  equal  consideration 
to both internal and external requirements. External experts 
assist  in  the  continuous  enhancement  of  our  RMS/ICS  on  a 
case-by-case basis. The results culminate in both regular and 
event-driven  reporting  to  the  Board  of  Management  and 
Supervisory Board of Volkswagen AG. 

T H E   R I S K   M A N A G E M E N T   A N D   I N T E G R AT E D   I N T E R N A L   C O N T R O L  

SY ST E M   I N   T H E   C O N T E X T   O F   T H E   F I N A N C I A L   R E P O R T I N G   P R O C E S S  

The  accounting-related  part  of  the  RMS/ICS  that  is  relevant 
for  the  financial  statements  of  Volkswagen  AG  and  the 
Volkswagen Group as well as its subsidiaries comprises mea-
sures  intended  to  ensure  that  the  information  required  for 
the preparation of the financial statements of Volkswagen AG, 
the  consolidated  financial  statements  and  the  combined 
management  report  of  the  Volkswagen  Group  and  Volks-
wagen  AG  is  complete,  accurate  and  transmitted  in  a  timely 
manner. These measures are designed to minimize the risk of 
material  misstatement  in  the  accounts  and  in  external 
reporting. 

Main features of the risk management and integrated internal control 

system in the context of the financial reporting process 
The  Volkswagen  Group’s  accounting  is  essentially  organized 
along  decentralized  lines.  For  the  most  part,  accounting 
duties  are  performed  by  the  consolidated  companies  them-
selves  or  entrusted  to  the  Group’s  shared  service  centers.  In 
principle, the audited financial statements of Volkswagen AG 
and  its  subsidiaries  prepared  in  accordance  with  IFRSs  and 
the  Volkswagen  IFRS  Accounting  Manual  are  transmitted  to 
the  Group  in  encrypted  form.  A  standard  market  product  is 
used for encryption. 

The Volkswagen IFRS Accounting Manual, which has been 
prepared  in  line  with  external  expert  opinions  in  certain 
cases,  is  intended  to  ensure  the  application  and  assessment 
of  uniform  accounting  policies  based  on  the  requirements 
applicable  to  the  parent.  In  particular,  it  includes  more 
detailed  guidance  on  the  application  of  legal  requirements 
and  industry-specific  issues.  Components  of  the  reporting 
packages  that  are  required  to  be  prepared  by  the  Group 
companies are also set out in detail there, and requirements 
have been established for the presentation and settlement of 
intragroup  transactions  and  the  balance  reconciliation  pro-
cess that is based on these.  

Control  activities  at  Group  level  include  analyzing  and,  if 
necessary,  adjusting  the  data  reported  in  the  financial 
statements presented by the subsidiaries, taking into account 
the reports submitted by the auditors and the outcome of the 
meetings on the financial statements with representatives of 
the individual companies. These discussions address both the 
plausibility  of  the  single-entity  financial  statements  and 
specific significant issues at the subsidiaries. Alongside plau-
sibility checks, other control mechanisms applied during the 
preparation  of  the  single-entity  and  consolidated  financial 
statements of Volkswagen AG include the clear delineation of 
areas  of  responsibility  and  the  application  of  the  "four  eyes" 
principle. 

The  combined  management  report  of  the  Volkswagen 
Group  and  Volkswagen  AG  is  prepared  –  in  accordance  with 
the  applicable  requirements  and  regulations  –  centrally  but 
with the involvement of and in consultation with the Group 
units and companies. 

In addition, the accounting-related internal control system 
is  independently  reviewed  by  Group  Internal  Audit  in  Ger-
many and abroad.  

Integrated consolidation and planning system 
The  Volkswagen  consolidation  and  corporate  management 
system (VoKUs) enables the Volkswagen Group to consolidate 
and  analyze  both  Financial  Reporting’s  backward-looking 
data  and  Controlling’s  budget  data.  VoKUs  offers  centralized 
master  data  management,  uniform  reporting,  an  authori-
zation  concept  and  the  required  flexibility  with  regard  to 
changes  to  the  legal  environment,  providing  a  future-proof 
technical  platform  that  benefits  Group  Financial  Reporting 
and  Group  Controlling  in  equal  measure.  To  verify  data 
consistency,  VoKUs  has  a  multi-level  validation  system  that 
primarily  checks  content  plausibility  between  the  balance 
sheet, the income statement and the notes.  

R I S K S   A N D   O P P O R T U N I T I E S  
In  this  section,  we  outline  the  main  risks  and  opportunities 
arising in our business activities. In order to provide a better 
overview,  we  have  grouped  the  risks  and  opportunities  into 
categories. At the beginning of each risk category, we state the 
most  significant  risks  in  order  of  their  importance  as 
identified  using  the  risk  score  from  the  regular  GRC  process 
and  the  quarterly  risk  process  (QRP).  We  then  describe  the 
individual  risks  in  no  particular  order.  Unless  explicitly 
mentioned,  there  were  no  material  changes  to  the  specific 
risks  and  opportunities  compared  with  the  previous  year 
even though the weighting of individual risks has changed.  

 
 
 
 
 
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The risks from the regular GRC process and the QRP reported 
to  the  Board  of  Management  and  the  Audit  Committee  are 
incorporated into the assessment of the Volkswagen Group’s 
risk  categories.  The  risk  categories  are  plotted  based  on  the 
average scores. 

We  use  analyses  of  the  competition  and  the  competitive 
environment  in  addition  to  market  studies  to  identify  not 
only risks but also opportunities that have a positive impact 
on the design of our products, the efficiency with which they 
are  produced,  their  success  in  the  market  and  our  cost  stru-
cture.  Where  they  can  be  assessed,  risks  and  opportunities 
that we expect to occur are already reflected in our medium-
term  planning  and  our  forecast.  The  following  therefore 
reports  on  internal  and  external  developments  as  risks  and 
opportunities that, based on existing information, may result 
in  a  negative  or  positive  deviation  from  our  forecast  or 
targets.  

Risks and opportunities from the macroeconomy, the sector, markets 

and sales 
For this risk category, the likelihood of occurrence is classified 
as  high  (previous  year:  medium)  and  the  potential  extent  of 
damage is classified as medium (previous year: medium). 

The  most  significant  risks  from  the  regular  GRC  process 
and the QRP lie in restrictions on trade and increasingly pro-
tectionist tendencies resulting in a negative trend in markets 
and unit sales.  

Macroeconomic risks and opportunities 
We  believe  that  risks  to  positive  growth  in  global  economic 
output  will  arise  primarily  if  efforts  to  contain  the  Covid-19 
pandemic are not successful in the long term, as well as from 
turbulence in the financial and commodity markets, increas-
ingly  protectionist  tendencies  and  structural  deficits,  which 
pose  a  threat  to  the  performance  of  individual  advanced 

 
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economies  and  emerging  markets.  In  addition,  there  are 
increasing  environmental  challenges  that  affect  individual 
countries and regions to varying degrees. The possible world-
wide  transition  from  an  expansionary  monetary  policy  to  a 
more  restrictive  one  also  presents  risks  for  the  macroeco-
nomic  environment.  High  private-  and  public-sector  debt  in 
many  places  is  clouding  the  outlook  for  growth  and  may 
likewise  cause  markets  to  respond  negatively.  Declines  in 
growth in key countries and regions often have an immediate 
impact on the state of the global economy and therefore pose 
a  central  risk.  There  are  also  risks  from  the  uncertain  con-
sequences of the United Kingdom’s exit from the EU. 

The economic development of some emerging economies 
is  being  hampered  primarily  by  dependence  on  energy  and 
commodity  prices  and  capital  inflows,  but  also  by  socio-
political tensions. Corruption, inadequate government struc-
tures and a lack of legal certainty can also pose risks. 

Geopolitical  tensions  and  conflicts,  along  with  signs  of 
fragmentation in the global economy, are a further major risk 
factor to the performance of individual countries and regions. 
In  light  of  the  existing,  strong  global  interdependence,  local 
developments  could  also  have  adverse  effects  on  the  world 
economy.  Any  escalation  of  the  conflicts  in  Eastern  Europe, 
the Middle East, or Africa, for example, could cause upheaval 
on the global energy and commodity markets and exacerbate 
migration trends. An aggravation of the situation in East Asia 
could  also  put  a  strain  on  the  global  economy.  The  same 
applies  to  violent  conflicts,  terrorist  activities,  cyber  attacks 
and  the  spread  of  infectious  diseases,  which  may  quickly 
result in unexpected market reactions. 

Overall, we anticipate a recovery in the global economy in 
2021.  However,  due  to  the  risk  factors  mentioned,  as  well  as 
cyclical and structural aspects, a further negative trend in the 
global economy or a period of below-average growth rates is 
possible. 

The  macroeconomic  environment  may  also  give  rise  to 
opportunities  for  the  Volkswagen  Group  if  actual  develop-
ments differ from expected developments in a positive way.  

Sector-specific risks and market opportunities/potential 
Western Europe, especially Germany, and China are our main 
sales markets. A drop in demand in these regions due to the 
economic climate would have a particularly strong impact on 
the  Company’s  earnings  including  financial  services.  We 
counter  this  risk  with  a  clear,  customer-oriented  and  inno-
vative product and pricing policy.  

Outside Western Europe and China, delivery volumes are 
spread  widely  across  the  key  regions:  Central  and  Eastern 
Europe,  North  America  and  South  America.  In  addition,  we 

either  already  have  a  strong  presence  in  numerous  existing 
and  developing  markets  or  are  working  systematically 
towards this goal. Particularly in smaller markets with growth 
potential,  we  are  increasing  our  presence  with  the  help  of 
strategic partnerships in order to cater to local requirements.  
The growth markets of Central and Eastern Europe, South 
America  and  Asia  are  particularly  important  to  the  Volks-
wagen  Group.  These  markets  harbor  considerable  potential; 
however,  the  underlying  conditions  in  some  countries  in 
these  regions  make  it  difficult  to  increase  unit  sales  figures 
there.  Examples  of  these  are  customs  regulations  or  mini-
mum local content requirements for production. At the same 
time,  wherever  the  economic  and  regulatory  situation  per-
mits, there are opportunities above and beyond current pro-
jections.  These  arise  from  faster  growth  in  the  emerging 
markets where vehicle densities are currently still low. 

Price pressure in established automotive markets for new 
and  used  vehicles  as  a  result  of  high  market  saturation  is  a 
further risk for the Volkswagen Group as a supplier of volume 
and  premium  models.  Competitive  pressures  are  likely  to 
remain  high  in  the  future.  Individual  manufacturers  may 
respond  by  offering  incentives  in  order  to  meet  their  sales 
targets, putting the entire sector under additional pressure.  

There  is  a  risk  that  excess  capacity  in  global  automotive 
production may lead to a rise in inventories and therefore an 
increase  in  tied-up  capital.  With  a  decline  in  demand  for 
vehicles  and  genuine  parts,  automotive  manufacturers  may 
adjust  their  capacities  or  intensify  measures  to  promote 
sales.  This  would  lead  to  additional  costs  and  greater  price 
pressure.  

The  demand  that  built up in  individual  established  mar-
kets in times of crisis could result in a marked recovery if the 
economic environment eases more quickly than expected. 

In  Europe,  there  is  a  risk  that  further  municipalities  and 
cities will impose a driving ban on vehicles with combustion 
engines  in  order  to  comply  with  emission  limits.  China 
imposed  a  so-called  “new  energy  vehicle  quota”  in  2019, 
which  means  that  battery-electric  vehicles,  plug-in  hybrids 
and  fuel  cell  vehicles  will  have  to  account  for  a  certain  pro-
portion of a manufacturer’s new passenger car fleet. To ensure 
compliance with emissions standards, we continuously tailor 
our range of vehicle models and engines to the conditions in 
the relevant markets. These requirements may lead to higher 
costs  and  consequently  to  price  increases  and  declines  in 
volumes. 

Economic  performance  varied  in  individual  regions  in 
fiscal year 2020. The resulting risks for our trading and sales 
companies, such as in relation to efficient inventory manage-
ment and a profitable dealer network, are substantial and are 

 
 
  
  
 
 
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Report on Risks and Opportunities

179

being responded to with appropriate measures on their part. 
However,  financing  business  activities  through  bank  loans 
remains  difficult.  Our  financial  services  companies  offer 
dealers  financing  on  attractive  terms  with  the  aim  of 
strengthening  their  business  models  and  reducing  oper-
ational risk. We have installed a comprehensive liquidity risk 
management system so that we can promptly counteract any 
liquidity bottlenecks at the dealership end that could hinder 
smooth business operations. 

We continue to approve loans for vehicle financing on the 
basis of the same cautious principles applied in the past, for 
example by taking into account the regulatory requirements 
of  section  25a(1)  of  the  Kreditwesengesetz  (KWG  –  German 
Banking Act). 

Volkswagen may be exposed to increased competition in 
aftermarkets  for  regulatory  reasons.  This  is  due  to  the  pro-
visions  of  the  block  exemption  regulations,  which  have 
applied to after-sales services since June 2010, and also to the 
amendments  included  in  EU  Regulation  566/2011  dated  
June  8,  2011  and  EU  Regulation  858/2018  applicable  from 
September  1,  2020,  regarding  independent  market  partici-
pants' access to technical information. 

In Germany, legislation entered into force on December 2, 
2020  to  restrict  or  abolish  design  protection  for  repair  parts 
through  the  introduction  of  a  repair  clause.  In  addition,  the 
European  Commission  is  evaluating  the  market  with  regard 
to  existing  design  protection.  A  possible  restriction  or 
abolition  of  design  protection  for  visible  replacement  parts 
could adversely affect the Volkswagen Group’s genuine parts 
business. 

The  automotive  industry  is  facing  a  process  of  transfor-
mation  with  far-reaching  changes.  Electric  drives,  connected 
vehicles  and  autonomous  driving  are  associated  with  both 
opportunities  and  risks  for  our  sales.  In  particular,  more 
rapidly  evolving  customer  requirements,  swift  implemen-
tation  of  legislative  initiatives  and  the  market  entry  of  new 
competitors  from  outside  the  industry  will  require  changed 
products  at  a  faster  pace  of  innovation  and  adjustments  to 
business  models.  There  is  uncertainty  regarding  the  wide-
spread  use  of  electric  vehicles  and  the  availability  of  the 
necessary charging infrastructure. 

There  is  also  a  risk  of  freight  deliveries  worldwide  being 
shifted  from  trucks  to  other  means  of  transport,  and  of 
demand  for  the  Group’s  commercial  vehicles  falling  as  a 
result. 

Below,  we  outline  the  regions  and  markets  with  the 

greatest growth potential for the Volkswagen Group.  

>  China 

Demand for vehicles is expected to increase in the coming
years  due  to  the  need  for  individual  mobility.  It  is  also
expected  that  demand  will  shift  from  the  coastal  metro-
polises  to  the  country's  interior.  In  order  to  leverage  the
considerable  opportunities  offered  by  this  market  –  also
with regard to e-mobility – and to defend our strong market
position in China over the long term, we are continuously
expanding  our product  range  to  include models  that have
been  specially  developed  for  this  market.  We  are  further
extending our production capacity in this growing market. 

>  India 

The  Volkswagen  Group  has  consolidated  its  activities
in  this  strategically  important  future  market  and  has
launched  a  model  initiative  with  the  new  ŠKODA  Kushaq
tailored to the needs of customers.

> USA

In the USA, Volkswagen Group of America is steadfast in its
pursuit  to  become  a  full-fledged  volume  supplier.  The
expansion  of  local  production  capacity  –  including  pro-
duction  for  electric  vehicles  in  the  future  –  will  allow  the
Group  to  better  serve  the  market  in  the  North  America
region.  We  are  also  working  intensively  on  offering  addi-
tional products specifically tailored to the US market. 

>  Brazil 

The  growing  number  of  automobile  manufacturers  with
local  production  has  resulted  in  a  sharp  increase  in  price
pressure and competition. The Brazilian market plays a key
role  for  the  Volkswagen  Group.  To  strengthen  our  com-
petitive  position  here,  we  offer  vehicles  tailored  specially
for  this  market  that  are  locally  produced,  such  as  the  Gol
and the Nivus. 

>  Russia 

The  heavy  reliance  on  oil  and  gas  income,  currency  vola-
tility and the resulting volatility of vehicle prices, the politi-
cal crisis and the related sanctions imposed by the EU and
the USA continue to negatively impact the development of
demand. The market remains strategically important to the 
Volkswagen Group, which is why we have a strong focus on
market cultivation there. 

>  Middle East 

Political and economic uncertainty in the region weigh on
the  passenger  car  markets.  In  spite  of  this  instability,  the
Middle East region offers short-term and long-term growth
potential. We aim to leverage the potential for growth with
a range of vehicles that has been specifically tailored to this 
market, without having our own production facilities there. 

 
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Power Engineering 
Global  economic  trends  are  likely  to  continue,  such  as  digi-
talization  and  the  increasing  interest  in  emissions-reducing 
technologies  associated  with  decarbonization.  Growing 
global energy needs call for innovation in the industry and a 
growing willingness on the part of governments to invest in 
line with the global climate policy.  

The situation for the marine market has deteriorated due 
to  the  global  pandemic.  There  is  a  risk  that  investments  will 
be postponed and there will be a distinct slowdown in project 
business.  Some  market  segments  have  been  disproportion-
ately  affected.  These  include  the  cruise  industry,  which  has 
been  hit  by  the  collapse  in  demand  for  tourist  travel,  or  the 
offshore market, which is suffering from the sustained reduc-
tion in oil prices. 

In turbomachinery, there is the risk that planned projects 
and  orders  will  be  scaled  back  or  postponed  due  to  negative 
developments in sales markets or individual applications. 

We  address  these  risks  by  constantly  monitoring  the 
markets, focusing on less strongly affected market segments, 
working closely with all business partners such as customers 
and  licensees,  and  introducing  new  and  improved  technol-
ogies. 

We are working systematically to leverage market oppor-
tunities at a global level, for example by positioning ourselves 
as  a  solution  provider  for  reduced-carbon  drive  and  energy-
generation  technologies  as  well  as  for  storage  technology. 
Moreover,  significant  potential  can  be  leveraged  in  the 
medium term by enhancing our after-sales business through 
the  introduction  of  new  digital  products  and  the  expansion 
of  our  service  network.  The  requirements  for  occupational 
safety,  which  will  continue  to  increase  in  the  future,  the 
availability  of  the  plants  that  are  already  in  operation,  the 
increase  in  environmental  compatibility,  and  efficient  oper-
ation, together with the large number of engines and plants, 
will provide the basis for growth. Digital service solutions, for 
instance  for  remote  surveillance  of  plants,  offer  growth 
potential despite the pandemic.  

As  part  of  the  capital  goods  industry,  the  Power  Engi-
neering business is affected by fluctuations in the investment 
climate.  Even  minor  changes  in  growth  rates  or  growth 
forecasts, resulting from geopolitical uncertainties or volatile 
commodities  and  foreign  exchange  markets,  for  example, 
carry the risk of significant changes in demand or the cancel-
lation of already existing orders.  

The measures we use to counter the substantial economic 
and extraordinary risks include flexible production concepts 
and  cost  flexibility  by  means  of  temporary  external  person- 

nel,  working  time  accounts  and  short-time  working  (Kurz-
arbeit), and the necessary structural adjustments.  

Sales risks 
There  is  a  risk  that  the  Volkswagen  Group  could  experience 
decreases in demand, possibly exacerbated by media reports 
or insufficient communication, for example as a result of the 
diesel  issue.  Other  potential  consequences  include  lower 
margins in the new and used car businesses and a temporary 
increase in funds tied up in working capital. The Volkswagen 
Group  has  recognized  provisions  arising  from  the  diesel 
issue,  in  particular  for  the  service  measures,  recalls  and  cus-
tomer-related  measures.  Further  substantial  financial  liabili-
ties may emerge due to existing estimation risks particularly 
from  technical  solutions,  repurchase  obligations,  customer-
related  measures  and  possible  official  or  statutory  require-
ments for diesel vehicles. 

The Volkswagen Group’s multibrand strategy may weaken 
individual  Group  brands  if  there  are  overlaps  in  customer 
segments  or  the  product  portfolio.  This  effect  may  be  rein-
forced by the Volkswagen Group’s common-parts strategy, as 
this  strategy  means  that,  in  some  cases,  the  differences  in 
product substance between the brands are small. As a result, 
there could be a risk of internal cannibalization between the 
Group  brands,  higher  marketing  costs,  or  repositioning 
expenses.  By  sharpening  the  brand  identities  as  part  of  our 
Best  Brand  Equity  strategic  module,  we  are  working  to 
minimize these risks. 

The fleet customer business continues to be characterized 
by increasing concentration and internationalization, accom-
panied by the risk that the loss of individual fleet customers 
may  result  in  relatively  high  volume  losses.  Viewed  over  an 
extended  period,  the  fleet  customer  business  is  more  stable 
than  the  business  with  retail  customers.  The  Volkswagen 
Group is well positioned with its broad portfolio of products 
and  drive  systems,  as  well  as  its  target-group-focused  cus-
tomer  care,  and  counteracts  a  concentration  of  default  risks 
at  individual  fleet  customers  or  markets.  The  consistently 
high market share in Europe shows that fleet customers still 
have confidence in the Group. 

Consumer demand is shaped not only by real factors such 
as  disposable  income,  but  also  by  psychological  factors  that 
cannot  be  planned  for.  A  current  example  is  that  of  the  
Covid-19  pandemic.  Households’  worries  about  the  future 
economic  situation,  for  example,  may  lead  to  unexpected 
buyer  reluctance.  This  is  particularly  the  case  in  saturated 
automotive markets such as Western Europe, where demand 
could drop as a result of owners holding on to their existing 

  
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Report on Risks and Opportunities

181

vehicles  for  longer.  We  are  countering  the  risk  of  buyer 
reluctance with our attractive range of models and our strict 
policy of customer orientation. 

A combination of buyer reluctance in some markets as a 
result of the crisis, and increases in some vehicle taxes based 
on  CO2  emissions  –  which  have  already  been  observed  in 
many  European  countries  –  may  shift  demand  towards 
smaller segments and engines. We counter the risk that such 
a  shift  will  negatively  impact  the  Volkswagen  Group’s  finan-
cial  situation  by  constantly  developing  new,  fuel-efficient 
vehicles  and  alternative  drive  technologies,  based  on  our 
drivetrain and fuel strategy.  

Automotive  markets  around  the  world  are  exposed  to 
risks  from  government  intervention  such  as  tax  increases, 
which  curb  private  consumption,  and  from  restrictions  on 
trade and protectionist tendencies. Sales incentives may lead 
to shifts in the timing of demand. 

Commercial  vehicles  are  capital  goods:  even  minor 
changes in growth rates or growth forecasts may significantly 
affect  transport  requirements  and  thus  demand.  The 
resulting  risk  of  production  fluctuations  calls  for  a  high 
degree  of  flexibility  from  the  manufacturers.  Although  pro-
duction  volumes  are  significantly  lower,  the  complexity  of 
the  trucks  and  buses  range  does  in  fact  significantly  exceed 
the already very high complexity of the passenger cars range. 
Key factors for commercial vehicle customers are total cost of 
ownership, vehicle reliability and the service provided. Further-
more,  customers  are  increasingly  interested  in  additional 
services  such  as  freight  optimization  and  fleet  utilization, 
which  we  offer  in  the  commercial  vehicle  segment  through 
the digital brand RIO, for example. 

Power  Engineering’s  two-stroke  engines  are  produced 
exclusively  by  licensees,  particularly  in  South  Korea,  China 
and  Japan.  On  account  of  volatile  demand  in  new  ship  con-
struction,  there  is  excess  capacity  in  the  market  for  marine 
engines, which poses a risk of declining license revenues. Due 
to  changes  in  the  competitive  environment,  especially  in 
China, there is also the risk of losing market share.  

Other factors 
In  addition  to  the  risks  outlined  in  the  individual  risk 
categories,  there  are  other  factors  that  cannot  be  predicted 
and  whose  repercussions  are  therefore  difficult  to  control. 
Should  these  transpire,  they  could  have an adverse  effect  on 
the further development of the Volkswagen Group. In partic-
ular, such occurrences include natural disasters, pandemics – 
such as the current spread of the SARS-CoV-2 virus –, violent 
conflicts and terrorist attacks.  

There is a risk that the Covid-19 pandemic could intensify, 
due  to  reasons  such  as  changes  in  the  virus.  All  areas  of  the  

Volkswagen  Group  are  affected  by  the  pandemic,  especially 
sales  due  to  a  fall  in  customer  demand,  production  and 
supply  chains.  There  are  risks  arising  in  particular  from  a 
sustained  fall  in  demand  and  an  increasing  intensity  of 
competition.  These  risks  could  be  mitigated  by  government 
economic  programs.  Furthermore,  we  envisage  challenges, 
especially  in  production  with  regard  to  stable  supply  chains 
and  protecting  the  health  of  our  staff.  We  have  put  in  place 
increased  hygiene  and  protective  measures  to  ensure  plants 
can operate.  

Research and development risks 
For this risk category, the likelihood of occurrence is classified 
as  high  (previous  year:  high)  and  the  potential  extent  of 
damage is classified as medium (previous year: medium). 

The  most  significant  risks  from  the  regular  GRC  process 
and QRP result from the inability to develop products in line 
with  demand  and  requirements,  especially  with  regard  to 
e-mobility and digitalization.

Risks arising from research and development 
The automotive industry is undergoing a fundamental trans-
formation process. For multinational corporations like Volks-
wagen,  this  means  risks  in  the  areas  of  customer/market, 
technological  advances  and  legislation.  One  risk  is  posed  by 
the  implementation  of  increasingly  stringent  emission  and 
fuel  consumption  regulations,  taking  new  test  procedures 
and test cycles (e.g. Worldwide Harmonized Light-Duty Vehi-
cles Test Procedure, WLTP) into account, as well as compliance 
with approval processes (homologation), which are becoming 
increasingly  more  complex  and  time-consuming  and  may 
vary by country. 

On a national and international level, there are numerous 
legal requirements regarding the use, handling and storage of 
substances  and  mixtures  (including  restrictions  concerning 
chemicals,  heavy  metals,  biocides,  persistent  organic  pollut-
ants). There is therefore a risk of non-conformity in the manu-
facture,  procurement  and  introduction  of  products  such  as 
automobiles or replacement parts.  

The  economic  success  and  competitiveness  of  the  Volks-
wagen  Group  depend  on  how  successful  we  are  in  promptly 
tailoring  our  portfolio  of  products  and  services  to  changing 
conditions.  Given  the  intensity  of  competition  and  speed  of 
technological  development,  for  example  in  the  fields  of 
digitalization and automated driving, there is a risk of failing 
to  identify  relevant  trends  early  enough  to  respond  accor-
dingly.  

The  latest  from  the  world  of  physics  and  other  scientific 
findings are used to plot our course. In addition, we conduct 
trend  analyses  and  customer  surveys  and  examine  the  

 
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relevance  of  the  results  for  our  customers.  We  counter  the 
risk that it may not be possible to develop modules, vehicles, 
or  services  –  especially  in relation  to  e-mobility  and  digitali-
zation  –  within  the  specified  time  frame,  to  the  required 
quality standards, or in line with cost specifications, by con-
tinuously  and  systematically  monitoring  the  progress  of  all 
projects; at present also amidst the Covid-19 pandemic.  

To reduce the risk of patent infringements, we intensively 
analyze third-party industrial property rights, increasingly in 
relation to communication technologies.  

We regularly compare the results of all the analyses with 
the  respective  project’s  targets;  in  the  event of  variances, we 
introduce  appropriate  countermeasures  in  good  time.  Our 
end-to-end project organization supports cooperation among 
all departments involved in the process, ensuring that speci-
fic  requirements  are  incorporated  into  the  development 
process as early as possible and that their implementation is 
planned in good time.  

Risks and opportunities from the modular toolkit strategy 
We  are  continuously  expanding  our  modular  toolkits, 
focusing  on  future  customer  requirements,  legal  require-
ments and infrastructural requirements.  

As volumes rise, however, so does the risk that disruption 
in  the  supply  chain  –  for  example,  as  a  consequence  of  the 
pandemic  –  or  quality  problems  will  affect  an  increasing 
number of vehicles. 

The  Modular  Transverse  Toolkit  (MQB)  is  an  extremely 
flexible  vehicle  architecture  that  was  created  to  allow  con-
ceptual  dimensions  –  such  as  the  wheelbase,  track  width, 
wheel size and seat position – to be harmonized throughout 
the  Group  and  utilized  flexibly.  Other  dimensions,  for 
example  the  distance  between  the  pedals  and  the  middle  of 
the  front  wheels,  are  always  the  same,  ensuring  a  uniform 
system in the front of the car. Thanks to the resulting synergy 
effects,  we  are  able  to  cut  both  development  costs  and  the 
necessary one-time expenses as well as manufacturing times. 
The  toolkits  also  allow  us  to  produce  different  models  from 
different brands in varying quantities, using the same equip-
ment in a single plant. This means that our capacities can be 
used  with  greater  flexibility  throughout  the  entire  Group, 
enabling us to achieve efficiency gains. 

We have also transferred this principle of standardization 
with  maximum  flexibility  to  the  Modular  Electric  Drive 
Toolkit (MEB) and Premium Platform Electric (PPE), concepts 
developed  for  all-electric  drives.  The  synergy  effects  and 
efficiency  gains  offered  by  the  modular  toolkit  strategy  will 
give  us  the  opportunity  to  bring  e-mobility  into  mass  pro-
duction  worldwide  with  the  introduction  of  the  first  MEB- 
and PPE-based vehicles.  

Operational risks and opportunities 
For this risk category, the likelihood of occurrence is classified 
as  high  (previous  year:  high)  and  the  potential  extent  of 
damage is classified as medium (previous year: medium). 

The  most  significant  risks  from  the  regular  GRC  process 
and QRP lie particularly in cyber security and new regulatory 
requirements for IT, in quality problems, and in volatile pro-
curement markets. 

Risks from particular events in the Volkswagen Group’s procurement 

and production network 
Particular  events  beyond  our  control  such  as  natural  disas-
ters,  pandemics  –  currently  the  spread  of  the  SARS-CoV-2 
virus  –  or  other  events  such  as  fires,  explosions,  or  the 
leakage of substances hazardous to health and/or the environ-
ment, may result in supply risks in procurement and signifi-
cantly  impair  production.  As  a  consequence,  bottlenecks  or 
even  outages  in  production  may  occur,  thus  preventing  the 
planned volume of production from being achieved.  

Supply  risks  are  identified  in Procurement  through  early 
warning  systems  and  mitigated  by  applying  corresponding 
measures to safeguard supply and avert future assembly line 
stoppages  caused  by  suspensions  of  deliveries.  Further 
methods  of  counteracting  such  risks  include  hygiene  con-
cepts,  fire  protection  measures  and  hazardous  goods  man-
agement, and, where financially viable, ensuring that they are 
covered by insurance policies.  

Due to the uncertainty arising from the further develop-
ment of the Covid-19 pandemic,  there is a risk that looming 
supply breakdowns may not be recognized early enough and 
that  countermeasures  may not  be  initiated  in time  to  main-
tain production. Countermeasures to stabilize global produc-
tion  include,  for  example,  observing  the  spread  of  infection 
and  the  measures  taken  to  contain  the  pandemic,  analyzing 
the  impact  on  suppliers  and  supply  and  transport  chains, 
finding  alternatives  where  suppliers  are  unavailable  and 
organizing  special  processes.  Vehicle  programs  and  produc-
tion  processes  can  be  adjusted  dynamically.  As  part  of  the 
Safe Production Initiative, we have defined hygiene measures 
to  prevent  possible  chains  of  infection  at  essential  points  of 
contact  between  the  people  working  in  the  network.  These 
measures  will  be  adjusted  if  necessary  and  include  physical 
distancing,  wearing  of  protective  masks,  cleaning  and  dis-
infecting, and reorganizing shift models and staggering break 
times. 

Risks and opportunities from Procurement and Components 
Concentrating on only a few financially strong suppliers gives 
rise to the risk of insufficient competition. Current trends in 
the  automotive  industry  such  as  e-mobility  and  automated  

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183

driving  are  resulting  in  an  increased  need  for  financing 
among  suppliers,  presenting  them  with  considerable  chal-
lenges.  The  Volkswagen  Group’s  procurement  risk  manage-
ment  system  assesses  suppliers  before  they  are  commis-
sioned to carry out projects and takes risk management into 
account when awarding contracts.  

There is a risk of bottlenecks or disruption in supply, as is 
currently  being  seen  in  the  case  of  semiconductor  com-
ponents.  Here,  the  rapid  recovery  in  demand  starting  in  the 
fourth quarter of 2020, following the pandemic-induced drop 
in production and sales volumes in the first half of 2020, and 
the insufficient market capacity of the semiconductor indus-
try combined with high demand from the consumer, IT and 
telecommunications  industries  have  led  to  bottlenecks  in 
supply.  We  intend  to  safeguard  supplies  for  our  production 
plants  by  implementing  short-term  measures  and  intensi-
fying  relationship  management  and  monitoring  across  the 
entire supply chain.  

A  global  economic  slowdown  exacerbated  by  trade 
disputes  and  especially  the  consequences  of  the  Covid-19 
pandemic  is  impacting  the  financial  situation  of  many  sup-
pliers.  This  is  also  giving  rise  to  risks  of  bottlenecks  or  dis-
ruption in supply. 

Government  support  measures  have  stabilized  the  posi-
tion of suppliers experiencing financial difficulties as a result 
of  the  pandemic.  In  Germany,  for  example,  new  rules  on 
short-time  working  (Kurzarbeit)  and  loan  support  schemes, 
but  also  the  suspension  of  the  obligation  to  file  for  insol-
vency,  have  prevented  companies  from  becoming  insolvent. 
Despite  the  government  support  measures,  the  number  of 
suppliers  around  the  world  experiencing  crises  and  insol-
vencies rose significantly in 2020. Specialists in Procurement 
for restructuring and supply reliability monitor the financial 
situation  of  our  suppliers  continuously  and  globally,  taking 
targeted  measures  to  counter  the  risk  of  possible  supply 
disruptions.  

Risks in battery cell production arise particularly from the 
rising demand for battery cells and the resulting reliance on 
suppliers, from technological change and from the service life 
of  battery  cells.  To  counter  these  risks,  the  Group  maintains 
multiple strategic supplier relationships in order to ensure its 
supply of batteries in every region.  

Demand  for  resources,  possible  speculations  on  the 
market  and  current  trends  in  the  automotive  industry,  such 
as  the  growing  share  of  electrified  vehicles,  may  affect  the 
availability and prices of certain raw materials. Trends in raw 
materials  and  demand  are  continuously  analyzed  and 
assessed  on  an  interdisciplinary  basis  to  enable  steps  to  be 
taken at an early stage in the event of potential bottlenecks. 

Quality  problems  may  necessitate  technical  intervention 
involving a substantial financial outlay where costs cannot be 

passed  on  to  the  supplier  or  can  only  be  passed  on  to  a 
limited  extent.  Assuring  quality  is  of  fundamental  impor-
tance  especially  in  the  US,  Brazilian,  Russian,  Indian  and 
Chinese markets, for which we develop vehicles specific to the 
countries and where local manufacturers and suppliers have 
been  established,  particularly  as  it  may  be  very  difficult  to 
predict  the  impact  of  regulations  or  official  measures.  We 
continuously  analyze  the  conditions  specific  to  each  market 
and adapt quality requirements to their individual needs. We 
counter  the  local  risks  we  identify  by  continuously  devel-
oping  measures  and  implementing  them  locally,  thereby 
preventing quality defects in the supply chain from arising.  

It is not possible at present to rule out the possibility of a 
further  increase  in  recalls  of  various  models  produced  by  a 
variety  of  manufacturers  in  which  certain  airbags  manufac-
tured  by  Takata  were  installed.  This  could  also  affect  Volks-
wagen Group models.  

Specialists  in  Procurement  systematically  investigate 
risks resulting from antitrust violations by suppliers and file 
claims for any losses that may arise.  

Production risks 
Volatile  developments  in  the  global  automotive  markets, 
accidents  at  suppliers  and  disruptions  in  the  supply  chain 
may cause fluctuations in production volumes affecting both 
vehicle models and plants. In specific markets we are seeing a 
trend  away  from  orders  for  conventional  vehicles  with 
combustion engines and towards increased orders for electric 
vehicles.  We  use  established  tools,  such  as  flexible  working 
time  models,  to  address  possible  risks  in  terms  of  fluctu-
ations  in  the  mix  of  vehicle  types.  The  international  pro-
duction  network  enables  us  to  respond  flexibly  at  the  sites. 
“Turntable  concepts”  adjust  capacity  utilization  between 
production  facilities.  At  multibrand  sites,  volatility  can  also 
be balanced across brands. 

Quick  changes  in  customer  demand  for  specific  equip-
ment  features  in  our  products,  and  the  decreasing  predict-
ability of demand, may lead to supply bottlenecks. We mini-
mize  this  risk,  for  example,  by  continuously  comparing  our 
available  resources  against  future  demand  scenarios.  If 
bottlenecks  in  the  supply  of  materials  are  indicated,  we  can 
introduce countermeasures far enough in advance. 

Production  capacity  is  planned  several  years  in  advance 
based  on  long-term  sales  planning  for  all  vehicle  projects. 
This involves a degree of risk as it is subject to market momen-
tum  and  changes  in  demand.  If  forecasts  are  too  optimistic, 
there is a risk that capacity will not be fully utilized. However, 
forecasts that are too pessimistic pose a risk of undercapacity, 
as a result of which, it may not be possible to meet customer 
demand. In the event of short-notice fluctuations in demand 
beyond  the  technical  capacity that  has  been  installed,  Volks-  

 
  
 
 
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wagen  or  its  suppliers  may  be  unable  to  meet  demand  that 
goes  beyond  the  available  technical  flexibility.  We  counter 
such  risks  by  matching  demand  and  capacity  at  rapid 
intervals  and  issuing  program  scheduling  guidelines  where 
necessary. 

The diversity of our models is growing, particularly with 
the  current  electrification  campaign.  The  growing  model 
diversity and reduction in product life cycles are leading to an 
increasing  number  of  new  vehicle  start-ups  at  our  sites 
worldwide.  These  involve  the  use  of  complex  processes  and 
technical systems, meaning there is a risk that a vehicle start-
up  may  be  delayed.  We  address  this  risk  by  drawing  on 
experience of past start-ups and identifying weaknesses at an 
early stage so as to ensure – to the highest degree possible – 
that  production  volumes  and  quality  standards  are  met 
during our new vehicle start-ups throughout the Group.  

In  order  to  generally  prevent  risks  such  as  disruption  to 
plant operation, downtime, lost output, rejects and reworking, 
we  use  the  TPM  (Total  Productive  Maintenance)  method  at 
our  production  facilities.  TPM  is  a  continuous  process  that 
involves  the  entire  workforce.  Round-the-clock  maintenance 
of  the  technical  facilities  means  that  they  are  always 
operational and guaranteed to function reliably. 

Legal changes, for instance in the context of the change-
over to the WLTP test procedure, may impact production. For 
one  thing,  a  temporary  reduction  in  the  range  causes 
demand to focus on the available variants. Moreover, gaps in 
production  can  occur  if  model  variants  have  not  been 
approved.  These  fluctuations  necessitate  measures  to  stabi-
lize  production,  such  as  the  temporary  storage  of  vehicles 
until official approval. 

Risks arising from long-term production 
In  the  case  of  large  projects  within  the  Power  Engineering 
Business  Area,  risks  may  arise  that  are  often  only  identified 
over  the  course  of  the  project.  They  may  result  in  particular 
from contract drafting errors, inaccurate or incomplete infor-
mation  used  in  costing,  post-contract  changes  in  economic 
and  technical  conditions,  weaknesses  in  project  manage-
ment, quality defects and unnoticed product malfunctions in 
product  creation,  or  poor  performance  by  subcontractors. 
Most notably, omissions at the start of a project, overshooting 
of  the  development  budget  or  timeframe,  and  legislative 
changes are usually difficult to correct or compensate for and 
often entail substantial additional expenses. 

We  endeavor  to  identify  these  risks  at  an  early  stage  and  to 
take appropriate measures to eliminate or minimize them by 
constantly  optimizing  the  project  control  process  across  all 
project  phases  and  by  using  a  lessons-learned  process  and 
regular project reviews. We can thus reduce risk, particularly 
during  the  bidding  and  planning  phase,  for  large  upcoming 
projects.  

Quality risks 
Right from the product development stage, we aim to identify 
and  rectify  quality  problems  at  the  earliest  point,  so  as  to 
avoid  delays  to  the  start  of  production.  As  we  are  using  an 
increasing  number  of  modular  components  as  part  of  our 
modular  toolkit  strategy,  it  is  particularly  important  when 
malfunctions  do  occur  to  identify  the  cause  quickly  and 
eliminate  the  faults.  Nonconformity  of  internally  or  exter-
nally  sourced  parts  or  components  may  necessitate  time-
consuming  and  cost-intensive  measures  and  lead  to  recalls 
and therefore to damage to the Volkswagen Group’s image. In 
addition,  the  resulting  financial  impacts  may  exceed  pro-
visions.  To  meet  our  customers’  expectations  and  minimize 
warranty  and  ex  gratia  repair  costs,  we  continuously  opti-
mize the processes at our brands with which we can prevent 
these defects. If quality management is ineffective, there is a 
risk of losing ISO 9001 and KBA certification. This would lead 
directly to a loss of type approval from one or more authori-
ties.  We  counter  this  risk  by  continuously  training  the 
Group’s system auditors and subjecting our quality manage-
ment system and process quality to internal audits.  

We  also  check  the  conformity  of  series  products  (con-
formity of production – CoP) in vehicle production plants as 
part of system audits with a CoP component. Further risks are 
associated  with  discrepancies  identified  in  conformity  of 
production  (CoP)  measurements  and  in-service-conformity 
(ISC) measurements. We have established an effective system 
for monitoring the conformity of CoP and ISC measurements 
for  manufactured  vehicles.  To  ensure  that  the  results  of  the 
CoP  and  ISC  measurements  are  analyzed  systematically,  we 
have defined an IT system throughout the Group as the basis 
for  reporting  and  implemented  it  across  the  organization. 
This is used for status reporting and documenting the results 
of the series of measurements.  

Vehicle registration and operation criteria are defined and 
monitored  by  national  and,  in  some  cases,  international 
authorities. Furthermore, several countries have special – and 

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185

in  some  cases  new  –  rules  aimed  at  protecting  customers  in 
their  dealings  with  vehicle  manufacturers.  We  have  estab-
lished quality processes so that the Volkswagen Group brands 
and  their  products  fulfill  all  respective  applicable  require-
ments  and  local  authorities  receive  timely  notification  of all 
issues requiring reporting. By doing so, we reduce the risk of 
customer complaints or other negative consequences.  

With  increasing  technical  complexity  and  the  use  of  the 
toolkit  system  in  the  Group,  the  demand  for  high-grade, 
impeccable-quality  supplier  components  and  software  is 
growing.  This  is  lending  increasing  importance  to  cyber 
security.  To  better  monitor  and  manage  the  risk  of  cyber 
attacks  on  our  vehicles  in  the  future,  we  are  establishing  an 
Automotive Cyber Security Management System in all Group 
brands  and  integrating  it  into  the  existing  quality  manage-
ment  system.  This  will  allow  us  to  fulfill  the  legal  require-
ments of the UNECE regulation that apply from 2021. 

The  Ausschuss  für  Produktsicherheit  (APS  –  Product 
Safety  Committee)  has  been  established  to  mitigate  product 
safety  risks.  In  the  event  of  safety  defects,  doubts  about 
compliance with legal requirements, or issues relating to the 
brand  or  corporate  image,  the  APS  examines  the  matter 
concerned  and  decides  on  how  to  respond.  In  this  context, 
the  APS  is  also  responsible  for  managing  related  inquiries 
from  authorities.  The  cross-divisional  Car  Security  Board 
(CSB) provides support in relation to cyber security issues. We 
also  created  central  units  responsible  for  recording  and 
managing  incoming  information  on  APS-  and  CSB-related 
topics.  These  now  have  an  established  position  within  the 
organization.  All  incoming  reports  on  APS-related  issues  are 
also transferred from the APS mailbox to a central database. 
Risks may arise in this context from a lack of timely, complete 
and  correct  preliminary analysis,  reporting  and  follow-up  or 
from  a  lack  of  timely,  complete  and  correct  decisions  and 
measures by the APS or CSB. 

IT risks 
At  Volkswagen,  a  global  company  geared  towards  further 
growth, the information technology (IT) used in all divisions 
Group-wide  is  assuming  an  increasingly  important  role.  IT 
risks  exist  in  relation  to  the  three  protection  goals  of 
confidentiality,  integrity  and  availability,  and  comprise  in 
particular  unauthorized  access  to,  modification  of  and 
extraction of sensitive electronic corporate or customer data 
as  well  as  limited  systems  availability  as  a  consequence  of 
downtime and disasters. Handling data with integrity is a key 
factor for the correctness and soundness of data , and for the 
functionality of error-free systems. 

There is a risk of cyber attacks, particularly on our digital 
technology  used  for  our  mobility  services.  The  high  

standards we set for the quality of our products also apply to 
the  way  in  which  we  handle  our  customers’  and  employees’ 
data.  Legal  regulations  including  the  UNECE  (United  Nations 
Economic Commission for Europe) cyber security regulation 
(R155) are creating requirements for our vehicle and software 
development.  These  also  have  a  large  impact  on  our  IT  sys-
tems.  We  therefore  work  on  an  interdisciplinary  basis  to  
protect  our  connected  vehicles  and  mobility  services.  Our 
guiding  principles  are  data  security,  transparency  and  infor-
mational self-determination. 

We  address  the  risk  of  unauthorized  access  to,  modifi-
cation of, or extraction of corporate and customer data with 
the  use  of  IT  security  technologies  such  as  firewall  and 
intrusion  prevention  systems  and  a  multiple-authentication 
procedure. Additionally, we increase protection by restricting 
the  allocation  of  access  rights  to  systems  and  information 
and  by  keeping  backup  copies  of  critical  data  resources. 
Redundant  IT  infrastructures  allow  us  to  mitigate  risks  that 
occur in the event of a systems failure or of a disaster.  

We  use  commercially  available  technologies  to  protect 
our  IT  landscape,  adhering  to  standards  applicable  through-
out  the  Company.  We  future-proof  our  IT  through  continual 
standardization  and  updates.  Continuously  increasing  auto-
mation enhances process reliability and the quality of proces-
sing.  

The further development and Group-wide use of IT gover-
nance  processes,  particularly  the  further  standardization  of 
the  IT  risk  management  process,  also  help  to  identify 
weaknesses  at  an  early  stage  and  to  reduce  or  avoid  risks 
effectively. 

Another focus is the continuous enhancement of Group-
wide security measures with modern technologies and tools, 
such  as  the  further  expansion  of  the  IT  security  command 
center  for  the  early  detection  of  and  defense  against  cyber 
attacks.  

Volkswagen  complements  these  technical  measures  by 
systematically  raising  awareness  and  providing  training  for 
employees.

Risks from media impact 
The image of the Volkswagen Group and its brands is one of 
the most important assets and forms the basis for long-term 
business  success.  Our  policy  and  strategic  orientation  on 
issues  such  as  integrity,  ethics  and  sustainability  are  in  the 
public  focus.  One  of  the  basic  principles  of  running  our 
business  is  therefore  to  pay  particular  attention  to  com-
pliance  with  legal  requirements  and  ethical  principles. 
However,  we  are  aware  that  misconduct  or  criminal  acts  by 
individuals and the resulting reputational damage can never 
be  fully  prevented.  In  addition,  media  reactions  can  have  a 

 
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negative effect on the image of the Volkswagen Group and its 
brands.  This  impact  could  be  amplified  through  insufficient 
communication at times of crisis.  

Environmental and social risks 
For this risk category, the likelihood of occurrence is classified 
as medium (previous year: medium) and the potential extent 
of damage is classified as medium (previous year: medium).  

The  most  significant  risks  from  the  regular  GRC  process 
and  QRP  arise  from  non-fulfillment  of  CO2-related  require-
ments. 

Personnel risks 
We  counter  economic  risks  as  well  as  changes  in  the  market 
and  the  competitive  situation  with  a  range  of  instruments 
that help the Volkswagen Group to remain flexible in terms of 
staff  deployment  when  faced  with  a  fluctuating  order 
situation  –  whether  orders  are  in  decline,  or  there  is  an 
increase  in  demand  for  our  products.  These  instruments 
include  time  accounts  to  which  hours  are  added  when 
overtime is necessary and from which hours are deducted in 
quiet  periods,  enabling  our  factories  to  adjust  their  capacity 
to  production  volume  with  measures  such  as  extra  shifts, 
closure days and flexible shift models. The use of temporary 
workers also allows us to be more flexible in our planning. All 
of  these  measures  help  the  Volkswagen  Group  to  generally 
maintain  a  stable  permanent  workforce,  even  when  orders 
fluctuate. 

The  technical  expertise  and  individual  commitment  of 
employees  are  indispensable  prerequisites  for  the  success  of 
the Volkswagen Group. We counter the risk of not being able 
to  develop  sufficient  expertise  in  the  Company’s  different 
vocational groups with our strategically oriented and holistic 
human  resource  development,  which  gives  all  employees 
attractive  training  and  development  opportunities.  By 
boosting  our  training  programs,  particularly  at  our  inter-
national  locations,  we  are  able  to  adequately  address  the 
challenges of technological change. 

To  counter  the  potential  risk  of  a  shortage  of  skilled 
specialists  –  especially  in  the  areas  of  digitalization  and  IT  – 
we  continuously  expand  our  recruitment  tools.  Our  system-
atic talent relationship management, for example, enables us 
to  make  contact  with  talented  candidates  from  strategically 
relevant  target  groups  at  an  early  stage  and  to  build  a  long-
term  relationship  between  them  and  the  Group.  In  addition 
to  the  standard  dual  vocational  training,  programs  such  as 
our  StIP  integrated  degree  and  traineeship  scheme  and  our 
Faculty  73  ensure  a  pipeline  of  highly  qualified  and  moti-
vated employees. By systematically increasing our attractive-
ness  as  an  employer,  we  are  able  to  gain  talented  people  in 

areas  that  are  crucial  for  the  future,  such  as  electrical 
engineering,  chemistry  or  information  technology.  With 
tools  such  as  these,  we  want  to  ensure  that  our  demand  for 
qualified new staff is covered, even amid a shortage of skilled 
labor.  

We  counter  the  risks  associated  with  employee  fluctu-
ation  and  loss  of  knowledge  as  a  result  of  retirement  with 
intensive,  department-specific  succession  planning  and 
training. We have also established a base of senior experts in 
the  Group.  With  this  instrument,  we  use  the  valuable  know-
ledge  of  our  experienced  specialists  who  have  retired  from 
Volkswagen.  

The  advancing  digitalization  of  our  human  resources 
processes  entails  risks  arising  from  the  processing  of  per-
sonal  data.  Volkswagen  is  aware  of  its  responsibility  in  the 
processing of this data. We address these risks as part of our 
data protection management system by implementing a wide 
range of measures.  

A challenge lies in the conflict between requests for infor-
mation in the context of various US agreements entered into 
in connection with the diesel issue on the one hand and both 
German  and  international  data  protection  requirements  on 
the  other.  This  is  true  particularly  in  view  of  the  fact  that 
these  data  protection  requirements  are  open  to  a  certain 
degree  of  interpretation  and  assessment.  In  the  interest  of 
precluding infringements of the law as far as possible, despite 
a  partially  unclear  legal  situation,  Volkswagen  is  advised  by 
external law firms on these issues.  

The spread of the SARS-CoV-2 virus had a negative impact 
on  business  development  in  fiscal  year  2020.  Any  infectious 
diseases occurring in the future may also pose a risk of high 
infection  rates  among  the  workforce,  resulting  in  process 
disruptions  in  production  and  non-production  areas,  for 
example  production  stoppages.  In  the  event  of  the  future 
spread  of  such  diseases,  emergency  plans  to  tackle  this  risk 
for  the  purpose  of  business  continuity  management  will  be 
developed  for  critical  processes,  based  on  the  experience  of 
2020, and incorporated into the risk management systems.  

Environmental protection regulations 
The  specific  emission  targets  for  all  new  passenger  car  and 
light  commercial  vehicle  fleets  for  brands  and  groups  in  the 
EU  for  2020  and  subsequent  years  are  set  out  in  Regulation 
(EU) No 2019/631. This regulation is a material component of 
the  European  climate  protection  policy  and  therefore  forms 
the  key  regulatory  framework  for  product  design  and  mar-
keting  by  all  vehicle  manufacturers  selling  in  the  European 
market. 

Adopted  by  the  EU  on  April  17,  2019  and  published  on 
April 25, 2019, the regulation states that, from 2021 onward, 

 
 
 
 
  
 
  
 
 
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the average emissions of European passenger car fleets must 
be no higher than 95 g CO2/km; in 2020, this emissions limit 
already applied to 95% of the fleet. Up to and including 2020, 
European fleet legislation was complied with on the basis of 
the  New  European  Driving  Cycle  (NEDC).  From  2021,  the 
NEDC  target  value  will  be  replaced  by  a  WLTP  target  value 
through a process defined by lawmakers; this change will not 
lead  to  additional  tightening  of  the  target  value.  A  similar 
approach  will  apply  to  light  commercial  vehicles,  where  a 
target of 147 g CO2/km applied to the entire fleet in 2020.  

The  targets  will  be  tightened  as  from  2025:  for  new 
European passenger car fleets, a reduction of 15% will there-
fore  be  required  from  2025  and  a  reduction  of  37.5%  from 
2030.  For  new  light  commercial  vehicle  fleets,  the  required 
reductions will be 15% from 2025 and 31% from 2030. In each 
case,  the  starting  point  is  the  fleet  value  in  2021.  These 
targets  can  only  be  achieved  through  a  high  proportion  of 
electric vehicles within the fleet.  

Non-fulfillment  of  the  respective  fleet-wide  target  will 
result  in  an  excess  emissions  premium,  amounting  to  €95 
per excess gram of CO2 per newly registered vehicle.  

At  the  same  time,  regulations  governing  fleet  fuel  con-
sumption are also being developed or introduced outside the 
EU27  (plus  Norway,  Iceland),  for  example  in  Brazil,  Canada, 
China,  India,  Japan,  Mexico,  Saudi  Arabia,  South  Korea, 
Switzerland, Taiwan, the United Kingdom and the USA. Brazil 
has introduced a fleet efficiency target as part of a voluntary 
program  which  grants  tax  advantages.  To  receive  a  30%  tax 
advantage, manufacturers must, among other things, achieve 
a specified fleet efficiency. The fuel consumption regulations 
in China, which set an average fleet target of 5.0 liters/100 km 
(NEDC) for the period 2016 to 2020, were continued into the 
period 2021 to 2025 with a target of 4.6 liters/100 km (WLTP). 
In  addition  to  this  legislation  on  fleet  fuel  consumption,  a 
new  energy  vehicle  quota  applies  in  China.  This  requires 
every manufacturer to increase the share of electric vehicles – 
which  are  included  with  different  weightings  –  in  its  total 
sales.  The  quota  for  2020  was  12%,  to  be  fulfilled  through 
battery-electric vehicles, plug-in hybrids, or fuel cell vehicles. 
The  minimum  quota  will  increase  by  two  percentage  points 
annually  until  2023.  Targets  for  the  period  after  2023  have 
not  yet  been  defined.  In  the  USA,  greenhouse  gas  legislation 
has  defined  the  annual  CO2  fleet  targets  since  2012.  A 
decision was reached in fiscal year 2020 to relax fleet targets 
significantly starting in 2022. The Volkswagen Group decided 
to  participate  in  the  framework  of  the  California  Air 
Resources  Board  (CARB).  This  involves  a  voluntary  com-
mitment to the alternative fleet targets set by the CARB which  

are  more  ambitious  than  the  national  standards.  The  form 
the fleet targets will take under the new administration is not 
known.  

The increased regulation of fleet-based CO2 emissions and 
fuel consumption makes it necessary to use the latest mobil-
ity  technologies  in  all  key  markets  worldwide.  At  the  same 
time,  electrified  and  also  purely  electric  drives  will  become 
increasingly common. The Volkswagen Group closely coordi-
nates technology and product planning with its brands so as 
to  avoid  breaches  of  fleet  values,  since  these  would  entail 
severe  payment  obligations.  Whether  the  Group  meets  its 
fleet targets depends crucially on its technological and finan-
cial capabilities, which are reflected in, for example, our drive-
train and fuel strategy. Volkswagen continues to regard diesel 
technology as an important element in the fulfillment of CO2 
emissions targets. 

Alongside technical and portfolio electrification measures, 
it is also possible to use local statutory mechanisms such as 
the  creation  of  emission  pools  in  Europe  or  the  trading  of 
emission  credits  in  the  United  States  and  China.  Legislation 
provides  further  flexibility  to  aid  target  achievement, 
depending on the region, for example: 
>  Relief  opportunities  may  be  provided  for  additional  inno-
vative  technologies  in  the  vehicle  that  apply  outside  the 
test cycle (eco-innovations and off-cycle credits), 

>  Particularly efficient vehicles qualify for super-credits, 
>  Special  rules  are  in  place  for  small-series  producers  and 

niche manufacturers. 

In the EU, a more time-consuming test procedure has applied 
to  all  new  vehicles  with  WLTP  since  September  2018.  Other 
challenges  arise  in  connection  with  stricter  processes  and 
requirements  regarding  WLTP,  such  as  from test  criteria  and 
homologation (achievement of vehicle type approvals).  

The  Real  Driving  Emissions  (RDE)  Regulation  for  passen-
ger cars and light commercial vehicles is another of the main 
European regulations. New, uniform limits for nitrogen oxide 
and particulate emissions in real road traffic have applied to 
new  vehicle  types  across  the  EU  since  September  2017.  This 
makes  the  RDE  test  procedure  fundamentally  different  from 
the  Euro  6  standard  still  in  force,  which  stipulates  that  the 
limits  on  the  chassis  dynamometer  are  authoritative.  The 
RDE regulation is intended primarily to improve air quality in 
urban  areas  and  areas  close  to  traffic,  leading  to  stricter 
requirements  for  exhaust  gas  aftertreatment  in  passenger 
cars  and  light  commercial  vehicles.  Stricter  RDE  processes 
and  requirements  have  resulted  in  certain  challenges,  for 
example relating to test criteria and homologation.  

 
 
 
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The  other  main  EU  regulations  affecting  the  automotive 
industry include: 
>  The Car Labeling Directive 1999/94/EC, 
>  The  Fuel  Quality  Directive  (FQD)  2009/30/EC  updating  the
fuel  quality  specifications  and  introducing  energy  effi-
ciency specifications for fuel production, 

>  The  Renewable  Energy  Directive  (RED)  (2009/28/EC)  intro-
ducing  sustainability  criteria;  the  follow-up  regulation
(RED2) contains higher quotas for advanced biofuels, 

>  The 

revised  Energy  Taxation  Directive  2003/96/EC
updating  the  minimum  tax  rates  for  all  energy  products
and power. 

Commercial  vehicles  are  increasingly  subject  to  ever  stricter 
environmental regulations all around the world, particularly 
to  regulations  relating  to  climate  change  and  vehicle  emis-
sions.  With  Regulation  (EU)  2019/1242  of  June  20,  2019, 
which specifies CO2 emission standards for new heavy trucks 
with  a  permitted  gross  weight  of  over  16 tonnes,  the  EU  has 
set heavy commercial vehicle manufacturers very ambitious 
targets  for  reducing  CO2  emissions  within  the  next  decade. 
The  CO2  emissions  from  such  vehicles  must  be  reduced  by 
15% by 2025 and 30% by 2030 compared to a reference value 
for a monitoring period from July 2019 to June 2020. If they 
fail to meet these targets, vehicle manufacturers will be liable 
to  substantial  excess  emissions  premiums,  amounting  to 
€4,250  per  excess  gram  of  CO2/tonne-kilometer  (tkm)  per 
vehicle  for  the  period  from  2025  to  2029  and  €6,800  per 
excess gram of CO2/tkm per vehicle for the period from 2030 
onward.  

Compliance  with  regulations  relating  to  climate  change 
and vehicle emissions requires substantial investment in new 
technologies, including alternative drive systems and vehicles 
powered  by  alternative  fuels.  Increasing  connectivity  within 
transport  networks  can  help  to  reduce  inefficiencies  such  as 
unused transport capacity, empty runs and inefficient routes 
in  existing  transport  networks.  In  conjunction  with  con-
nected  traffic  management  systems,  this  can  result  in 
optimized  goods  transport  and  therefore  a  reduction  in  CO2 
emissions. 

As  part  of  the  European  Green  Deal,  the  European  Com-
mission  has  presented  its  2030  Climate  Target  Plan,  which 
sets  out  to  reduce  CO2  emissions  in  the  EU  by  at  least  55% 
(previously 40%) compared to 1990 levels by 2030. This may 
lead to even more stringent requirements for CO2 emissions 
for the automotive industry.  

There  is  particular  momentum  in  the  debate  on  driving 
bans for diesel vehicles in Germany. This was triggered by the 
failure  of  some  municipalities  and  cities  to  comply  with  the 
air pollutant limits for nitrogen dioxide (NO2) immissions. In 
some  cases,  these  issues  have  been,  and  continue  to  be,  the 

subject  of  legal  proceedings.  Individual  cities  throughout 
Germany  have  already  imposed  zonal  traffic  bans  for  older 
vehicles such as Euro 4/IV diesel. It is argued that only driving 
bans for diesel vehicles can bring about the necessary short-
term reduction in NO2 immissions. The discussion may result 
in  sales  volumes  of  diesel  vehicles  declining  further  and 
financial  liabilities  arising  from  customer-related  measures 
and potential official or statutory requirements. 

Local traffic bans are already also in place in a number of 
other  countries,  though  these  mainly  affect  older  vehicles. 
Regulations  in  Belgium  that  successively  ban  older  vehicles 
from larger cities are one example. In addition to major cities 
such as Paris and London, countries like the United Kingdom 
are  now  discussing  future  bans  on  vehicles  with  internal 
combustion engines. 

In  the  Power  Engineering  segment,  the  International 
Maritime  Organization  (IMO)  has  introduced  the  Interna-
tional Convention for the Prevention of Pollution from Ships 
(MARine  POLlution  –  MARPOL),  with  which  limits  on  emis-
sions  from  marine  engines  will  be  lowered  in  phases.  A 
reduction  of  the  sulfur  content  in  marine  fuel  was  imple-
mented globally with effect from January 1, 2020. In addition, 
the  IMO  has  decided  on  a  number  of  emission  control  areas 
in Europe and the  USA/Canada that will be subject to partic-
ularly  stringent  environmental  regulations.  Expansion  to 
further regions such as the Mediterranean or Japan is already 
being  planned;  other  regions  such  as  the  Black  Sea,  Alaska, 
Australia  or  South  Korea  are  also  in  discussion.  Moreover, 
emission limits are in force under Regulation (EU) 2016/1628 
and  in  accordance  with  the  regulations  of  the  US  Environ-
mental Protection Agency (EPA), for example. We are pushing 
for a maritime energy transition in specialist bodies and also 
promote  this  to  the  general  public.  In  a  first  step,  we  are 
supporting the switch to liquefied natural gas (LNG) as a fuel 
for  maritime  applications,  and  offer  dual  fuel  and  gas-
powered engines for new and retrofitted vessels. For the long-
term  and  climate-neutral  operation  of  seagoing  vessels,  we 
advocate power-to-X technology, in which excess sustainably 
generated  electricity  is  converted  into  carbon-neutral  gas  or 
liquid fuel. 

As  regards  stationary  equipment,  there  are  a  number  of 
national  rules  in  place  worldwide  that  limit  permitted 
emissions. On December 18, 2008, the World Bank Group set 
limits for gas and diesel engines in its Environmental, Health, 
and  Safety  Guidelines  for  Thermal  Power  Plants,  which  are 
required  to  be  applied  in  countries  that  have  adopted  no 
national requirements of their own, or requirements that are 
less strict than those of the World Bank Group. These guide- 
lines  are  currently  being  revised.  In  addition,  the  United 
Nations  adopted  the  Convention  on  Long-range  Trans- 

  
 
 
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boundary  Air  Pollution  back  in  1979,  setting  limits  on  total 
emissions  as  well  as  nitrogen  oxide  for  the  signatory  states 
(including all EU states, other countries in Eastern Europe, the 
USA  and  Canada).  Enhancements  to  the  product  portfolio  in 
the  Power  Engineering  segment  focus  on  improving  the 
efficiency of equipment and systems. 

The allocation method for emissions certificates changed 
fundamentally  when  the  third  emissions  trading  period 
(2013  to  2020)  began.  As  a  general  rule,  all  emission  allow-
ances  for  power  generators  have  been  sold  at  auction  since 
2013.  For  the  manufacturing  industry  and  certain  power 
generation  installations  (e.g.  combined  heat  and  power 
installations), a portion of the certificates is allocated free of 
charge on the basis of benchmarks applicable throughout the 
EU. This portion of free certificates will gradually decrease as 
the  trading  period  progresses;  the  remaining  quantities 
required  will  have  to  be  bought  at  auction.  In  certain 
(sub)sectors of industry, there was a risk that production will 
be  transferred  to  countries  outside  Europe  due  to  the 
amended  provisions  governing  emissions  trading,  a  phe-
nomenon referred to as carbon leakage. A consistent quantity 
of certificates was allocated to these sectors free of charge for 
the  period  from  2013  to  2020  on  the  basis  of  the  pan-EU 
benchmarks.  The  automotive  industry  was  included  in  the 
carbon leakage list that came into effect in 2015. As a result, 
individual facilities at Volkswagen Group locations in Europe 
received additional certificates free of charge up to the end of 
the  third  trading  period.  Back  in  2013,  the  European 
Commission  decided  to  initially  withhold  a  portion  of  the 
certificates  to  be  auctioned.  The  certificates  were  directed 
into  a  market  stability  reserve  that  was  established  in  2018. 
This  reserve  will  serve  to  offset  any  imbalance  between  the 
supply of and demand for certificates in emissions trading in 
the  fourth  trading  period  (from  2021).  Moreover,  there  are 
further  modifications  in  emissions  trading  as  from  the 
beginning  of  the  fourth  trading  period,  which  may  lead  in 
total to a tightening of the system and thus to price increases 
for the certificates. 

In  addition  to  the  EU  member  states,  other  countries  in 
which  the  Volkswagen  Group  has  production  sites  are  also 
considering  introducing  an  emissions  trading  system.  In 
China,  for  example,  eight  corresponding  pilot  projects  are 
underway. These do not yet affect the Volkswagen Group. The 
implemented  a  national 
Chinese  government  officially 
emissions  trading  system  at  the  end  of  2017.  Initially,  this 
affects only the power generation sector; a gradual expansion 
is being planned.  

L E G A L   R I S K S  
For this risk category, the likelihood of occurrence is classified 
as medium (previous year: medium) and the potential extent 
of damage is classified as medium (previous year: high). 

The most significant risks from the regular GRC process and 
QRP are associated with the diesel issue. 

Litigation 
Volkswagen  AG  and  the  companies  in  which  it  is  directly  or 
indirectly  invested  are  involved  in  a  substantial  number  of 
legal  disputes  and  governmental  proceedings  in  Germany 
and abroad. Such legal disputes and other proceedings occur, 
among  other  things,  in  connection  with  products  and  ser-
vices  or  in  relation  to  employees,  public authorities,  dealers, 
investors,  customers,  suppliers,  or  other  contracting  parties. 
For  the  companies  in  question,  these  disputes  and  proceed-
ings may result in payments such as fines or in other obliga-
tions  or  consequences.  In  particular,  substantial  compen-
satory  or  punitive  damages  may  have  to  be  paid  and  cost-
intensive  measures  may  have  to  be  implemented.  In  this 
context,  specific  estimation  of  the  objectively  likely  conse-
quences  is  often  possible  only  to  a  very  limited  extent,  if  at 
all.  

Various  legal  proceedings  are  pending  worldwide,  partic-
ularly in the USA, in which customers are asserting purported 
product-related claims, either individually or in class actions. 
These  claims  are  as  a  rule  based  on  alleged  vehicle  defects, 
including  defects  alleged  in  vehicle  parts  supplied  to  the 
Volkswagen  Group.  Compliance  with  legal  or  regulatory 
requirements  (such  as  the  GDPR)  is  another  area  in  which 
risks  may  arise.  This  is  particularly  true  in  gray  areas  where 
Volkswagen and the relevant public authorities may interpret 
the law differently.  

In  connection  with  their  business  activities,  Volkswagen 
Group  companies  engage  in  constant  dialogue  with  regu-
latory  agencies  including  the  Kraftfahrt-Bundesamt  (KBA  – 
German Federal Motor Transport Authority). It is not possible 
to  predict  with  assurance  how  government  regulators  will 
assess certain issues of fact and law in a particular situation. 
For  this  reason,  the  possibility  that  certain  vehicle  charac-
teristics  and/or  type  approval  aspects  may  in  particular 
ultimately  be  deemed  deficient  or  impermissible  cannot  be 
ruled out. This is fundamentally a question of the regulatory 
agency's specific evaluation in a concrete situation.  

Risks  may  also  result  from  actions  for  infringement  of 
intellectual  property,  including  infringement  of  patents, 
trademarks,  or  other  third-party  rights,  particularly  in  Ger-
many and the USA. If Volkswagen is alleged or determined to 
have  violated  third-party  intellectual  property  rights,  it  may 
have  to  pay  damages,  modify  manufacturing  processes,  or 
redesign  products,  and  may  be  barred  from  selling  certain 
products;  this  may  result  in  delivery  and  production  restric-
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Criminal acts by individuals, which even the best compliance 
management  system  can  never  completely  prevent,  are 
another potential source of legal risks. 

Appropriate insurance has been taken out to cover these 
risks where they were sufficiently definite and such coverage 
was  economically  sensible.  Where  necessary  based  on  the 
information  currently  available,  identified  and  correspon-
dingly  measurable  risks  have  been  reflected  by  recognizing 
provisions  in  amounts  considered  appropriate  or  disclosing 
contingent  liabilities,  as  the  case  may  be.  As  some  risks 
cannot  be  assessed  or  can  only  be  assessed  to  a  limited 
extent, the possibility of material loss or damage not covered 
by the insured amounts or by provisions cannot be ruled out. 
This  is,  for  instance,  the  case  with  regard  to  the  legal  risks 
assessed in connection with the diesel issue. 

Diesel issue 
On  September  18,  2015,  the  US  Environmental  Protection 
Agency  (EPA)  publicly  announced  in  a  “Notice  of  Violation” 
that  irregularities  in  relation  to  nitrogen  oxide  (NOx)  emis-
sions  had  been  discovered  in  emissions  tests  on  certain 
Volkswagen  Group  vehicles  with  2.0 l  diesel  engines  in  the 
USA. In this context, Volkswagen AG announced that notice-
able  discrepancies  between  the  figures  recorded  in  testing 
and those measured in actual road use had been identified in 
around  eleven  million  vehicles  worldwide  with  type  EA 189 
diesel engines. On November 2, 2015, the EPA issued a “Notice 
of  Violation”  alleging  that  irregularities  had  also  been 
discovered  in  the  software  installed  in US  vehicles  with  type 
V6 3.0 l diesel engines.  

The  so-called  diesel  issue  is  rooted  in  a  modification  of 
parts  of  the  software  of  the  relevant  engine  control  units  – 
which,  according  to  Volkswagen  AG’s  legal  position,  is  only 
unlawful  under  US  law  –  for  the  type  EA 189  diesel  engines 
that Volkswagen AG was developing at that time. The decision 
to develop and install this software function was taken in late 
2006  below  Board  of  Management  level.  No  member  of  the 
Board of Management had, at that time and for many years to 
follow,  knowledge  of  the  development  and  implementation 
of this software function.  

There  are  furthermore  no  findings  that,  following  the 
publication  in  May  2014  of  the  study  by  the  International 
Council on Clean Transportation, an unlawful “defeat device” 
under  US  law  was  disclosed  either  to  the  Ausschuss  für 
Produktsicherheit  (Product  Safety  Committee)  or  to  the  per-
sons  responsible  for  preparing  the  2014  annual  and 
consolidated  financial  statements  as  the  cause  of  the  high 
NOx  emissions  in  certain  US  vehicles  with  2.0 l  type  EA 189 
diesel  engines.  Rather,  at  the  time  the  2014  annual  and  

consolidated  financial  statements  were  being  prepared,  the 
persons responsible for preparing these financial statements 
remained  under  the  impression  that  the  issue  could  be 
resolved with comparatively little expense.  

In the course of the summer of 2015, however, it became 
progressively  apparent  to  individual  members  of  Volks-
wagen  AG’s  Board  of  Management  that  the  cause  of  the 
discrepancies  in  the  USA  was  a  modification  of  parts  of  the 
software of the engine control unit that was later identified as 
an  unlawful  “defeat  device”  as  defined  by  US  law.  This 
culminated in Volkswagen's disclosure of a “defeat device” to 
the EPA and the California Air Resources Board, a department 
of  the  Environmental  Protection  Agency  of  the  State  of 
California,  on  September 3,  2015.  According  to  the  assess-
ment at the time by the responsible persons dealing with the 
matter, the magnitude of the costs expected to result for the 
Volkswagen  Group (recall  costs,  retrofitting  costs,  and  finan-
cial  penalties)  was  not  fundamentally  dissimilar  to  that  in 
previous  cases  involving  other  vehicle  manufacturers.  It 
therefore appeared to be manageable overall considering the 
business activities of the Volkswagen Group. This assessment 
by  Volkswagen AG  was  based,  among  other  things,  on  the 
advice  of  a  law  firm  engaged  in  the  USA  for  regulatory 
approval  issues,  according  to  which  similar  cases  had  in  the 
past  been  amicably  resolved  with  the  US  authorities.  The 
EPA's  publication  of  the  “Notice  of  Violation”  on  Septem-
ber 18,  2015,  which  the  Board  of  Management  had  not 
expected, especially at that time, then presented the situation 
in an entirely different light.  

The AUDI AG Board of Management members in office at 
the  time  in  question  have  likewise  stated  that  they  had  no 
knowledge  of  the  use  of  “defeat  device”  software  that  was 
prohibited by US law in the type V6 3.0 l TDI engines until the 
EPA issued its November 2015 “Notice of Violation”.  

Within the Volkswagen Group, Volkswagen AG has devel-
opment  responsibility  for  the  four-cylinder  diesel  engines 
such  as  the  type  EA 189,  and  AUDI AG  has  development 
responsibility  for  the  six-  and  eight-cylinder  diesel  engines 
such as the type V6 3.0 l and V8 4.2 l diesel engines. 

As  a  consequence  of  the  diesel  issue,  numerous  judicial 
and  regulatory  proceedings  were  initiated  in  various  coun-
tries.  Volkswagen  has  in  the  interim  succeeded  in  making 
substantial  progress  and  ending  many  of  these  proceedings. 
In  the  USA,  Volkswagen  AG  and  certain  affiliates  reached 
settlement agreements with various government authorities 
and  private  plaintiffs,  the  latter  represented  by  a  Plaintiffs' 
Steering  Committee  in  a  multidistrict  litigation  in  the  US 
state  of  California.  The  agreements  in  question  include 
various  partial  consent  decrees  as  well  as  a  plea  agreement 

Group Management Report 

Report on Risks and Opportunities

191

that  resolved  certain  civil  claims  as  well  as  criminal  charges 
under  US  federal  law  and  the  laws  of  certain  US  states  in 
connection  with  the  diesel  issue.  Although  Volkswagen  is 
firmly  committed  to  fulfilling  the  obligations  arising  from 
these  agreements,  a  breach  of  these  obligations  cannot  be 
completely  ruled  out.  In  the  event  of  a  violation,  significant 
penalties  could  be  imposed  as  stipulated  in  the  agreements, 
in  addition  to  the  possibility  of  further  monetary  fines, 
criminal  sanctions  and  injunctive  relief.  The  last  remaining 
vehicle class settlement program for customers in the United 
States,  which  pertained  to  second  Generation  3.0 l  TDI 
vehicles, ended in May 2020.  

In agreement with the respective responsible authorities, 
the  Volkswagen  Group  is  making  technical  measures  avail-
able  worldwide  for  virtually  all  diesel  vehicles  with  type 
EA 189 engines. For all clusters (groups of vehicles) within its 
(KBA  –  German 
jurisdiction,  the  Kraftfahrt-Bundesamt 
Federal  Motor  Transport  Authority)  determined  that  imple-
mentation of the technical measures would not result in any 
adverse changes in fuel consumption, CO2 emissions, engine 
output, maximum torque, and noise emissions.  

Following the studies carried out by AUDI AG to check all 
relevant diesel concepts for possible irregularities and retrofit 
potential, measures proposed by AUDI AG have been adopted 
and mandated by the KBA in various recall orders pertaining 
to vehicle models with V6 and V8 TDI engines.  AUDI AG cur-
including  recall 
rently  anticipates  that  the  total  cost, 
expenses,  of  the  ongoing  largely  software-based  retrofit 
program that began in July 2017 will be manageable and has 
recognized  corresponding  balance-sheet  risk  provisions. 
AUDI AG has in the meantime developed software updates for 
many  of  the  affected  powertrains  and,  after  approval  by  the 
KBA, already installed these in the vehicles of a large number 
of  affected  customers.  The  software  updates  still  being 
developed  are  expected  to  be  submitted  to  the  KBA  in  2021 
for approval.  

In  connection  with  the  diesel  issue,  potential  conse-
quences  for  Volkswagen’s  results  of  operations,  financial 
position  and  net  assets  could  emerge  primarily  in  the 
following legal areas: 

manipulation  relating  to  capital  market  disclosure  obli-
gations  in  connection  with  the  diesel  issue  were  definitively 
terminated  by  the  Braunschweig  Regional  Court  against 
payment in each case of a court-imposed sum of €4.5 million, 
thereby also terminating to the same extent the proceedings 
against Volkswagen AG as collateral participant. After permit-
ting  the  charges  against  a  former  Chairman  of  the  Board  of 
Management  of  Volkswagen AG  and  the  related  action 
against Volkswagen AG to go forward in September 2020, the 
Braunschweig  Regional  Court  in  January  2021  terminated 
these  proceedings  –  provisionally  as  regards  the  indictment 
which  is  for  the  time  being  still  pending  against  the  former 
Chairman  of  the  Board  of  Management,  but  definitively  as 
regards Volkswagen AG. 

In  September  2020,  the  Braunschweig  Regional  Court 
accepted the indictment of the same former Chairman of the 
Board  of  Management  of  Volkswagen  AG  and  others  on 
charges that include fraud in connection with the diesel issue 
involving  type  EA 189  engines  and  opened  the  main  trial 
proceedings. 

In  June  2020,  the  Munich II  Regional  Court  accepted  the 
substantially  unchanged  indictment  of  the  Munich II  Office 
of the Public Prosecutor, which also names the former Chair-
man  of  the  Board  of  Management  of  AUDI AG,  and  opened 
the main trial proceedings on charges of, among other things, 
fraud  in  connection  with  the  diesel  issue  involving  3.0 l TDI 
engines. Trial proceedings commenced in September 2020.  

In  August  2020,  the  Munich II  Office  of  the  Public  Pros-
ecutor  issued  a  further  indictment  charging  three  former 
members  of  the  Board  of  Management  of  AUDI AG  and 
others  with,  among  other  things,  fraud  in  connection  with 
the diesel issue involving 3.0 l and 4.2 l TDI engines. 

In connection with the diesel issue, the Stuttgart Office of 
the  Public  Prosecutor  is  conducting  a  criminal  investigation 
on  suspicion  of  fraud  and  illegal  advertising;  this  investi-
gation also  involves  a  member  of  the  Board of  Management 
of Dr. Ing. h.c. F. Porsche AG.  

The respective Group companies have appointed renowned 
law  firms  to  clarify  the  matters  underlying  the  public  pros-
ecutor’s  accusations.  The  Board  of  Management  and  Super-
visory Board receive regular updates on the current status. 

1.  Criminal  and  administrative  proceedings  worldwide 
(excluding the USA/Canada) 
investigations,  regulatory  offense  proceedings, 
Criminal 
and/or administrative proceedings have been commenced in 
some countries. Criminal investigations into the core factual 
issues  are  being  conducted  by  the  Offices  of  the  Public 
Prosecutor in Braunschweig and Munich.  

As the type approval authority of proper jurisdiction, the 
KBA is moreover continuously testing Audi, Volkswagen, and 
Porsche  brand  vehicles  for  problematic  functions.  If  certain 
functions are deemed impermissible by the KBA, the affected 
vehicles  are  recalled  pursuant  to  a  recall  order  or  they  are 
brought  back  into  compliance  by  means  of  a  voluntary  ser-
vice measure.  

In May 2020, the criminal proceedings against the current 
Chairman  of  the  Board  of  Management  of  Volkswagen  AG 
and a former member of its Board of Management (currently 
Chairman of the Supervisory Board) regarding alleged market 

Moreover, additional administrative proceedings relating 

to the diesel issue are ongoing in other jurisdictions.  

The companies of the Volkswagen Group are cooperating 

with the government authorities.  

 
 
 
  
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Risks may furthermore result from possible decisions by the 
European  Court  of  Justice  construing  EU  type  approval  pro-
visions. 

Whether the criminal and administrative proceedings will 
ultimately  result  in  fines  or  other  consequences  for  the 
Company,  and  if  so  what  amounts  these  may  entail,  is  cur-
rently subject to estimation risks. According to Volkswagen’s 
estimates,  the  likelihood  that  a  sanction  will  be  imposed  is 
50% or less in the majority of these proceedings. Contingent 
liabilities have therefore been disclosed where the amount of 
such  liabilities  could  be  measured  and  the  likelihood  of  a 
sanction  being  imposed  was  assessed  at  not  less  than  10%. 
Provisions were recognized to a small extent. 

2. Product-related  lawsuits  worldwide  (excluding  the  USA/
Canada) 
A  general  possibility  exists  that  customers  in  the  affected
markets  will  file  civil  lawsuits  or  that  importers  and  dealers
will assert recourse claims against Volkswagen AG and other
Volkswagen  Group  companies.  Besides  individual  lawsuits,
various forms of collective actions (i.e. assertion of individual
claims  by  plaintiffs  acting  jointly  or  as  representatives  of  a
class) are available in various jurisdictions. Furthermore, in a
number of markets it is possible for consumer and/or environ-
mental organizations to bring suit to enforce alleged rights to 
injunctive relief, declaratory judgment, or damages. 

Customer  class  action  lawsuits  and  actions  brought  by 
consumer  and/or  environmental  organizations  are  pending 
against  Volkswagen  AG  and  other  Volkswagen  Group  com-
panies in a number of countries including Australia, Belgium, 
Brazil, England and Wales, France, Germany, Italy, the Nether-
lands,  Portugal,  and  South  Africa.  Alleged  rights  to  damages 
and  other  relief  are  asserted  in  these  actions.  The  pending 
actions  include  in  particular  the  following:  In  Australia, 
various  class  action  lawsuits  had  been  pending  against 
Volkswagen  AG  and  other  Volkswagen  Group  companies, 
including  the  Australian  subsidiaries.  In  December  2019, 
Volkswagen  AG  reached  tentative  agreements  with  the 
Australian  class  action  plaintiffs  terminating  the  litigation; 
the  court  approved  these  agreements  in  April  2020.  Volks-
wagen AG  anticipates  that  the  total  cost  of  settling  these 
actions  will  be  approximately  AUD 180 million.  Two  civil 
suits  filed  against  Volkswagen  AG  and  other  Group  com-
panies  by  the  Australian  Competition  and  Consumer  Com-
mission  (ACCC)  were  settled  in  the  second  half  of  2019.  The 
settlement  is  not  yet  legally  final,  however,  as  an  appellate 
court has yet to rule on the amount of the fine. Depending on 
the  appellate  court  decision,  Volkswagen  AG  continues  to 
anticipate payment of a fine of up to AUD 125 million.  

In  Belgium,  the  Belgian  consumer  organization  Test 
Aankoop  VZW  has  filed  a  class  action  to  which  an  opt-out 

mechanism  has  been  held  to  apply.  Given  the  opt-out  rule, 
the  class  action  potentially  covers  all  vehicles  with  type 
EA 189  engines  purchased  by  consumers  on  the  Belgian 
market after September 1, 2014, unless the right to opt out is 
actively  exercised.  The  asserted  claims  are  based  on  pur-
ported  violations  of  unfair  competition  and  consumer  pro-
tection law as well as on alleged breach of contract.  

In  Brazil,  two  consumer  protection  class  actions  are 
pending.  The  first  of  these  class  actions  pertains  to  some 
17 thousand  Amarok  vehicles  and  the  second  to  roughly 
67 thousand  later  generation  Amaroks.  In  the  first  class 
action,  an  appeals  judgment  was  rendered  in  May  2019  that 
only  partially  upheld  the  lower  court's  decision.  This  judg-
ment initially reduced the damage liability of Volkswagen do 
Brasil  considerably  to  around  BRL 172  million  plus  interest. 
This  amount  can  increase  as  a  result  of  the  adjudicated 
inflation  rate  and  the  assertion  of  individual claims alleging 
declines in the value of affected Amarok vehicles. The appeals 
judgment  remains  non-final  since  Volkswagen  do  Brasil  has 
appealed  it  to  a  higher  court.  So  far  no  judgment  has  been 
rendered in the second class action proceeding.  

In  Germany,  Volkswagen  AG  and  Verbraucherzentrale 
Bundesverband  e.V.  (Federation  of  Consumer  Organizations) 
entered into an out of court settlement on February 28, 2020 
terminating the consumer action for model declaratory judg-
ment. The terms of the settlement require Volkswagen AG to 
offer  individual  settlements  to  consumers  who  registered 
claims under the action for model declaratory judgment and 
meet  the  settlement  criteria.  As  a  result,  Volkswagen AG 
entered into individual settlements in the reporting year with 
some  245 thousand  customers  in  an  aggregate  amount  of 
roughly  €770 million.  The  process  of  settling  the  consumer 
action  for  model  declaratory  judgment  is  thus  almost  com-
plete.  Verbraucherzentrale  Bundesverband  e.V.  withdrew  the 
action for model declaratory judgment on April 30, 2020.  

In  addition,  various  actions  have  been  brought  against 
companies  of  the  Volkswagen  Group  in  several  German 
regional  courts  by  financialright  GmbH,  which  is  asserting 
rights assigned to it by a total of approximately 45 thousand 
customers in Germany, Slovenia, and Switzerland.  

In  England and  Wales,  suits  filed  in  court  by  various  law 
firms  have  been  joined  in  a  single  collective  action  (group 
litigation). Because of the opt-in mechanism, not all vehicles 
with  type  EA 189  engines  are  automatically  covered  by  the 
group litigation; potential claimants must instead take action 
in  order  to  join.  To  date,  some  90 thousand  plaintiffs  have 
registered  claims  under  the  group  litigation,  for  which  the 
opt-in  period  has  expired.  In  these  proceedings,  the  High 
Court  in  England  and  Wales  ruled  in  April  2020  that  the 
switch  logic  in  the  EA 189  engine  constituted  an  unlawful 
defeat device; the court believed that it was also bound by the 

Group Management Report 

Report on Risks and Opportunities

193

findings  of  the  KBA  (German  Federal  Motor  Transport 
Authority) in this respect. In August 2020, the Court of Appeal 
rejected  Volkswagen's  appeal  against  the  High  Court's  ruling 
on  these  preliminary  questions;  this  decision  is  final.  The 
question  of  liability  on  the  part  of  Volkswagen  was  not  a 
matter addressed by the High Court's ruling and will be dealt 
with  at  a  later  stage  of  the  proceedings.  The  main  trial  pro-
ceedings are to begin in January 2023.  

In  France,  the  French  consumer  organization  Confédér-
ation  de  la  Consommation,  du  Logement  et  du  Cadre  de  Vie 
(CLCV)  filed  a  class  action  in  September  2020  against  Volks-
wagen  Group  Automotive  Retail  France  and  Volkswagen AG 
for up to 950 thousand French owners and lessees of vehicles 
with  type EA 189  engines.  This  is  an  opt-in  class  action  in 
which the affected consumers are not required to opt into the 
class action until a legally final judgment is rendered. 

In  Italy,  a  class  action  lawsuit  filed  by  the  consumer 
association  Altroconsumo  on  behalf  of  Italian  customers  is 
pending  before  the  Venice  Regional  Court.  This  litigation 
involves damage claims based on alleged breaches of contract 
as  well  as  claims  based  on  purported  violations  of  Italian 
consumer protection law. Some 82 thousand customers have 
registered  for  the  class  action,  whereby  the  validity  of  the 
majority of the registrations is still unclear.  

In  the  Netherlands,  Stichting  Volkswagen  Car  Claim  has 
brought  an  opt-out  class  action  seeking  declaratory  rulings. 
Any  individual  claims  would  then  have  to  be  established 
afterwards  in  separate  proceedings.  In  November  2019  the 
Regional  Court  in  Amsterdam  held  the  requests  for  relief  to 
be  inadmissible  in  part.  Proceedings  in  the  matter  are 
presently  suspended.  Furthermore,  in  April  2020  an  opt-out 
class  action  lawsuit  seeking  monetary  damages  on  behalf  of 
Dutch  consumers  was  served  on  Volkswagen  by  the  Diesel 
Emissions Justice Foundation. It is currently unclear whether 
other consumers in addition to those in the Netherlands may 
join this class action. The class action relates to vehicles with 
type EA 189 engines, among others. 

In  Portugal,  a  Portuguese  consumer  organization  has 
filed an opt-out class action. Potentially, up to approximately 
139 thousand  vehicles  with  type  EA 189  engines  are  affected 
in the Portuguese market. The complaint seeks vehicle return 
and alleges damages as well.  

In South Africa, an opt-out class action seeking damages 
is pending that pertains to some 8 thousand vehicles with V6 
and  V8  TDI  engines  in  addition  to  approximately  72 thou-
sand vehicles with type EA 189 engines. 

Furthermore, individual lawsuits and similar proceedings 
are  pending  against  Volkswagen  AG  and  other  Volkswagen 
Group  companies  in  various  countries;  most  of  these  law-
suits are seeking damages or rescission of the purchase con-
tract. 

individual 

In  Germany,  over  55 thousand 
lawsuits  are 
currently pending. In May 2020, the Bundesgerichtshof (BGH 
– Federal Court of Justice) handed down its first decision ever 
in  an  individual  product-related  lawsuit  in  connection  with 
the  diesel  issue.  The  BGH  held  that  the  buyer,  who  had 
purchased a vehicle with a type EA 189 engine prior to public 
disclosure of the diesel issue, had a claim for damages against 
Volkswagen AG. While the buyer can require reimbursement 
of the vehicle's purchase price, he must accept a deduction for 
the benefit derived from using the vehicle and must return it 
to  Volkswagen AG.  The  judgment  clarified  the  BGH's  stance 
on the fundamental issues underlying a large number of the 
individual  diesel  lawsuits  then  still  pending  in  Germany.  On 
this basis, it has since been possible to conclude settlements 
and  thus  significantly  reduce  the  number  of  individual  law-
suits pending. In a series of fundamental judgments rendered 
in  July  2020,  the  BGH  decided  further  legal  issues  of  major 
importance  for  the  litigation  still  pending  with  regard  to 
vehicles  with  type  EA 189  engines.  The  BGH  held  that  plain-
tiffs who purchased their vehicle after the ad hoc announce-
ment of September 22, 2015 have no claim for damages. The 
court  furthermore  ruled  that  purchasers  of  affected  vehicles 
are  not  entitled  to  tort  interest  under  section  849  of  the 
German  Civil  Code.  The  court  also  made  it  clear  that  a 
plaintiff's  potential  damage  claim  may  be  completely  offset 
by the benefit derived from using the vehicle.  

Volkswagen  estimates  the  likelihood  that  the  plaintiffs 
will  prevail  to  be  50%  or  less  in  the  great  majority  of  cases: 
customer class actions, complaints filed by consumer and/or 
environmental  organizations,  and  individual  lawsuits.  Con-
tingent  liabilities  are  disclosed  for  these  proceedings  where 
the amount of such liabilities can be measured and the chance 
that  the  plaintiff  will  prevail  was  assessed  as  not  remote. 
Since  most  of  these  actions  are  still  in  an  early  procedural 
stage,  it  is  in  many  cases  not  yet  possible  to  quantify  the 
realistic  risk  exposure.  Furthermore,  provisions  were  recog-
nized  to  the  extent  necessary  based  on  the  current  assess-
ment.  

At this time, it cannot be estimated how many customers 
will choose to file lawsuits in the future in addition to those 
already  pending  and  what  prospect  of  success  such  lawsuits 
might have.  

3.  Lawsuits  filed  by  investors  worldwide  (excluding  the  USA/ 
Canada) 
Investors  from  Germany  and  abroad  have  filed  claims  for 
damages  against  Volkswagen AG  –  in  some  cases  along  with 
Porsche  Automobil  Holding  SE  (Porsche  SE)  as  joint  and 
several  debtors  –  based  on  purported  losses  due  to  alleged 
misconduct in capital market communications in connection 
with the diesel issue. 

 
 
 
 
  
 
 
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The  vast  majority  of  these  investor  lawsuits  are  currently 
pending  before  the  Braunschweig  Regional  Court.  In  August 
2016,  the  Braunschweig  Regional  Court  issued  an  order 
referring  common  questions  of  law  and  fact  relevant  to  the 
investor  lawsuits  pending  before  it  to  the  Higher  Regional 
Court in Braunschweig for binding declaratory rulings pursu-
ant  to  the  Kapitalanleger-Musterverfahrensgesetz  (KapMuG  
– German Capital Investor Model Declaratory Judgment Act). In 
this  proceeding,  common  questions  of  law and  fact  relevant
to  these  actions  are  to  be  adjudicated  by  the  Braunschweig
Higher  Regional  Court  in  a  single  consolidated  proceeding
(model  case  proceedings).  The  lawsuits  filed  with  the  Braun-
schweig Regional Court are stayed pending resolution of the
common  issues,  unless  the  cases  can  be  dismissed  for
reasons  independent  of  the  common  issues  that  are  to  be
adjudicated in the model case proceedings. The resolution in
the model case proceedings of the common questions of law
and fact will be binding for the pending cases that have been
stayed  as  described.  The  model  case  plaintiff  is  Deka  Invest-
ment  GmbH.  Oral  argument  in  the  model  case  proceedings
before the Braunschweig Higher Regional Court began in Sep-
tember 2018 and will be continued at subsequent hearings. 

Further  investor  lawsuits  have  been  filed  with  the  Stutt-
gart  Regional  Court  against  Volkswagen AG,  in  some  cases 
along  with  Porsche SE  as  joint  and  several  debtor.  A  further 
investor  action  for  model  declaratory  judgment  is  pending 
before the Stuttgart Higher Regional Court against Porsche SE; 
Volkswagen AG  is  involved  in  this  action  as  a  third  party 
intervening in support of a party to the dispute. The Wolver-
hampton City Council, Administrating Authority for the West 
Midlands  Metropolitan  Authorities  Pension  Fund,  has  been 
appointed  model  case  plaintiff.  The  first  hearing  for  oral 
argument in these proceedings has yet to take place. 

Additional investor lawsuits have been filed with various 

courts in Germany and the Netherlands. 

Excluding  the  United  States  and  Canada,  claims  in 
connection with the diesel issue totaling roughly €9.7 billion 
are  currently  pending  worldwide  against  Volkswagen  AG  in 
the  form  of  investor  lawsuits,  judicial  applications  for 
dunning  and  conciliation  procedures,  and  claims  under  the 
KapMuG. Volkswagen AG remains of the opinion that it duly 
complied  with  its  capital  market  obligations.  Therefore,  no 
provisions  have  been  recognized  for  these  investor  lawsuits. 
Contingent  liabilities  have  been  disclosed  where  the  chance 
of success was estimated to be not less than 10%. 

4. Proceedings in the USA/Canada 
In  the  USA  and  Canada,  the  matters  described  in  the  EPA’s 
“Notices  of  Violation”  are  the  subject  of  various  types  of
lawsuits  and  requests  for  information  that  have  been  filed

against  Volkswagen AG  and  other  Volkswagen  Group  com-
panies,  in  particular  by  customers,  investors,  salespersons, 
and  various  government  agencies  in  Canada  and  the  United 
States, including the attorneys general of several US states.  

The attorneys general of five US states (Illinois, Montana, 
New  Hampshire,  Ohio,  and  Texas)  and  some  municipalities 
have  suits  pending  in  state  and  federal  courts  against  Volks-
wagen  AG,  Volkswagen  Group  of  America,  Inc.,  and  certain 
affiliates,  alleging  violations  of  environmental  laws.  The 
claims  asserted  by  Illinois  have  been  dismissed  in  full,  but 
Illinois  has  appealed  the  dismissal  of  a  subset  of  its  claims. 
Certain  claims  asserted  by  Montana,  Ohio,  Texas,  two  Texas 
counties, Hillsborough County (Florida), and Salt Lake County 
(Utah) have also been dismissed, but these suits are currently 
proceeding  as  to  other  claims.  Volkswagen  has  asked  the  US 
Supreme  Court  to  review  a  decision  by  the  US  Court  of 
Appeals for the Ninth Circuit that declined to dismiss certain 
claims  brought  by  Hillsborough  and  Salt  Lake  Counties.  A 
Texas  appellate  court  dismissed  claims  asserted  by  Texas 
against  Volkswagen AG  and  AUDI AG  for  lack  of  personal 
jurisdiction. Texas has indicated that it will seek discretionary 
review by the Texas Supreme Court of that decision. 

In March 2019, the US Securities and Exchange Commis-
sion  (SEC)  filed  a  lawsuit  against,  among  others,  Volks- 
wagen  AG,  Volkswagen  Group  of  America  Finance, LLC,  and 
VW  Credit,  Inc.,  asserting  claims  under  US  federal  securities 
law based, among other things, on alleged misstatements and 
omissions  in  connection  with  the  offer  and  sale  of  certain 
bonds  and  asset-backed  securities.  In  August  2020,  the  US 
District Court for the Northern District of California granted 
in  part  and  denied  in  part  Volkswagen’s  motion  to  dismiss. 
The claims dismissed by the court included all claims against 
VW Credit, Inc.  related  to  asset-backed  securities.  In  Septem-
ber  2020,  the  SEC  filed  an  amended  complaint  that,  among 
other things, removed the dismissed claims. 

Furthermore,  in  December  2019,  the  Canadian  federal 
environmental regulator filed charges against Volkswagen AG 
in  respect  of  2.0 l  and  3.0 l  Volkswagen  and  Audi  diesel 
vehicles at the conclusion of its criminal enforcement-related 
investigation into the diesel emissions issue. Volkswagen AG 
cooperated  with  the  investigation  and  agreed  to  a  plea 
resolution  addressing  all  of  the  charges.  In  January  2020, 
Volkswagen  AG  pleaded  guilty  to  the  charges  and  agreed  to 
pay  a  penalty  of  CAD 196.5  million,  which  was  approved  by 
the  court.  Following  this  approval,  the  Ontario  provincial 
environmental  regulator  withdrew  its  action  against  Volks-
wagen  AG  charging  a  quasi-criminal  enforcement-related 
offense  with  respect  to  certain  Volkswagen  and  Audi  2.0 l 
diesel vehicles. As to private civil law matters, in an environ-
mental  class  action  lawsuit  seeking  punitive  damages  on 

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behalf  of  the  residents  of  the  Province  of  Quebec,  after 
authorizing  the  case  to  proceed  as  a  class,  a  Quebec  court 
ruled in October 2020 that issues raised as to the viability of 
plaintiffs’  damages  theory  should  be  deferred  until  trial.  On 
that  basis,  the  court  denied  a  motion  to  dismiss  by  Volks-
wagen. The case remains in the early stages.  

In  line  with  IAS  37.92,  no  statements  have  been  made 
concerning  estimates  of  financial  impact  or  regarding 
uncertainty  as  to  the  amount  or  maturity  of  provisions  and 
contingent  liabilities  in  relation  to  proceedings  in  the  USA/ 
Canada.  This  is  so  as  to  not  compromise  the  results  of  the 
proceedings or the interests of the Company.  

5. Special audit 
In  a  November  2017  ruling,  the  Higher  Regional  Court  of 
Celle  ordered,  upon  the  request  of  three  US  funds,  the 
appointment  of  a  special  auditor  for  Volkswagen  AG.  The 
special  auditor  is  to  examine  whether  the  members  of  the 
Board  of  Management  and  Supervisory  Board  of  Volks-
wagen AG breached their duties in connection with the diesel 
issue  from  June  22,  2006  onwards  and,  if  so,  whether  this 
resulted  in  damages  for  Volkswagen AG.  The  ruling  by  the 
Higher  Regional  Court  of  Celle  is  formally  unappealable. 
However, Volkswagen AG has filed a constitutional complaint 
with  the  German  Federal  Constitutional  Court  alleging 
infringement  of  its  constitutional  rights.  Following  the 
formally unappealable ruling from the Higher Regional Court 
of Celle, the special auditor appointed by the court indicated 
that  he  was  not  available  to  conduct  the  special  audit  on 
grounds of age. In April 2020, the Celle Higher Regional Court 
issued  a  ruling  appointing  a  different  special  auditor.  Volks-
wagen AG  has  filed  a  constitutional  complaint  with  the 
Federal  Constitutional  Court  contesting  this  formally  unap-
pealable  decision  as  well  on  grounds  of  infringement  of  its 
constitutional rights and has suggested joinder of this matter 
with  its  initial constitutional  complaint  against  the  decision 
to appoint the special auditor. It is currently unclear when the 
Federal  Constitutional  Court  will  rule  on  the  two  consti-
tutional  complaints.  The  constitutional  complaints  have  no 
suspensory effect. 

In  addition,  a  second  motion  seeking  appointment  of  a 
special  auditor  for  Volkswagen  AG  to  examine  matters 
relating  to  the  diesel  issue  has  been  filed  with  the  Regional 
Court of Hanover. This proceeding has been stayed pending a 

decision  by  the  Federal  Constitutional  Court  in  the  initial 
special auditor litigation. 

6. Risk assessment regarding the diesel issue 
An amount of around €1.9 (2.9) billion has been included in 
the provisions for litigation and legal risks as of December 31, 
2020 to account for the currently known legal risks related to 
the diesel issue based on the presently available information 
and  the  current  assessments.  Where  adequately  measurable 
at this stage, contingent liabilities relating to the diesel issue 
have  been  disclosed  in  the  notes  in  an  aggregate  amount  of 
€4.2  (3.7)  billion,  whereby  roughly  €3.5  (3.4)  billion  of  this 
amount  results  from  lawsuits filed  by  investors  in  Germany. 
The  provisions  recognized,  the  contingent  liabilities  dis-
closed,  and  the  other  latent  legal  risks  in  the  context  of  the 
diesel issue are in part subject to substantial estimation risks 
given  the  complexity  of  the  individual  relevant  factors,  the 
ongoing  coordination  with  the  authorities, and  the  fact  that 
the  fact-finding  efforts  have not  yet  been  concluded.  Should 
these legal or estimation risks materialize, this could result in 
further  substantial  financial  charges.  In  particular,  adjust-
ment  of  the  provisions  recognized  in  light  of  knowledge 
acquired or events occurring in the future cannot be ruled out. 
In  line  with  IAS  37.92,  no  further  statements  have  been 
made  concerning  estimates  of  financial  impact  or  regarding 
uncertainty  as  to  the  amount  or  maturity  of  provisions  and 
contingent liabilities in relation to the diesel issue. This is so 
as  to  not  compromise  the  results  of  the  proceedings  or  the 
interests of the Company.  

Additional important legal cases 
In 2011, ARFB Anlegerschutz UG (haftungsbeschränkt) filed a 
claim for damages against Volkswagen AG and Porsche SE for 
allegedly  violating  disclosure  requirements  under  capital 
market  law  in  connection  with  the  acquisition  of  ordinary 
shares in Volkswagen AG by Porsche SE in 2008. The damages 
being  sought  based  on  allegedly  assigned  rights  currently 
amount to approximately €2.26 billion plus interest. In April 
2016,  the  Hanover  Regional  Court  formulated  numerous 
objects  of  declaratory  judgment  that  the  antitrust  panel  of 
the  Higher  Regional  Court  in  Celle  will  decide  on  in  model 
case  proceedings  under  the  KapMuG.  At  the  first  hearing  in 
October  2017,  the  court  already  indicated  that  it  currently 
sees  no  justification  for  claims  against  Volkswagen  AG,  both 

 
 
 
 
 
 
  
 
 
 
 
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because  the  pleadings  are  not  sufficiently  specific  and  for 
substantive  legal  reasons.  Volkswagen AG  sees  the  court's 
statements  as  confirmation  that  the  claims  against  the 
Company are absolutely baseless. The Higher Regional Court 
has  yet  to  render  a  decision  as  many  hearings  have  been 
canceled, among other things due to motions for recusal filed 
by the plaintiff side (so far in all cases without success) and, 
more recently, as a result of the Covid-19 pandemic. 

In  Brazil,  the  Brazilian  tax  authorities  commenced  tax  pro-
ceedings  against  MAN  Latin  America;  at  issue  in  these  pro-
ceedings  are  the  tax  consequences  of  the  acquisition  struc-
ture  chosen  for  MAN  Latin  America  in  2009.  In  December 
2017,  an  adverse  administrative  appeal  ruling  was  rendered 
against  MAN  Latin  America.  MAN  Latin  America  challenged 
this ruling before the regular court in 2018. Estimation of the 
risk  in  the  event  the  tax  authorities  prevail  on  all  points  is 
subject  to  uncertainty  because  of  differences  in  the  amount 
of  penalties  and  interest  that  might  then  apply  under 
Brazilian  law.  However,  a  positive  outcome  for  MAN  Latin 
America  remains  the  expectation.  Should  this  not  occur,  a 
risk  of  about  BRL 3.1  billion  could  result  for  the  contested 
period from 2009 onwards; this amount has been included in 
contingent liabilities in the notes.  

In  2011,  the  European  Commission  conducted  searches  at 
European  truck  manufacturers  for  suspected  unlawful 
exchange  of  information  during  the  period  from  1997  to 
2011; in November 2014, the Commission issued a statement 
of  objections  to  MAN,  Scania,  and  the  other  truck  manufac-
turers concerned. In its settlement decision of July 2016, the 
European  Commission  assessed  fines  against  five  European 
truck  manufacturers.  MAN’s  fine  was  waived  in  full  as  the 
company had informed the European Commission about the 
irregularities as a key witness.  

In  September  2017,  the  European  Commission  fined 
Scania  €0.88 billion.  Scania  has  appealed  to  the  European 
Court of Justice in Luxembourg and will use all means at its 
disposal  to  defend  itself.  Scania  had  already  recognized  a 
provision of € 0.4 billion in 2016.  

Furthermore,  antitrust  lawsuits  seeking  damages  have 
been received from customers. As is the case in any antitrust 
proceedings, this may result in further lawsuits for damages. 
No  provisions have  been  recognized  or  contingent  liabilities 
disclosed for these cases as most of them are still in an early 
stage  and  currently  cannot  be  assessed  for  this  reason.  In 
other cases, the chance of a decision by a court of last resort 

that  awards  damages  against  MAN  or  Scania  currently 
appears remote.

In  April  2019,  the  European  Commission  issued  a  state-
ment  of  objections  to  Volkswagen  AG,  AUDI AG,  and  Dr. Ing. 
h.c. F.  Porsche  AG  in  connection  with  the  Commission's
antitrust  investigation  of  the  automobile  industry.  These
objections  state  the  European  Commission's  preliminary
evaluation  of  the  matter  and  afford  the  opportunity  to
comment. The subject matter of the proceedings is limited to
the  cooperation  of  German  automobile  manufacturers  on
technical questions in connection with the development and
introduction  of  SCR  systems  and  gasoline  particulate  filters
for  passenger  cars  that  were  sold  in  the  European  Economic
Area.  The  manufacturers  are  not  charged  with  any  other
misconduct  such  as  price  fixing  or  allocating  markets  and
customers.  After  receiving  access  to  the  investigation  files
starting  in July 2019,  Volkswagen  in December  2019  filed  its
reply to the European Commission's statement of objections.
The Chinese, South Korean, and Turkish competition author-
ities have also instituted proceedings in this matter. 

In  October  2020,  the  US  District  Court  for  the  Northern 
District  of  California  dismissed  two  antitrust  class  action 
complaints. The plaintiffs in these actions alleged that several 
automobile  manufacturers  including  Volkswagen AG  and 
other Group companies had conspired to unlawfully increase 
vehicle  prices  in  violation  of  US  antitrust  and  consumer 
protection  law.  The  court  held  that  the  plaintiffs  have  not 
stated  a  claim  for  relief  because  the  allegations  in  the  com-
plaints do not plausibly support that the alleged agreements 
unreasonably  restrained  competition  in  violation  of  US  law. 
Plaintiffs have appealed this ruling. Plaintiffs in Canada filed 
claims  with  similar  allegations  on  behalf  of  putative  classes 
of  purchasers  against  several  automobile  manufacturers, 
including  Volkswagen  Group  Canada  Inc.,  Audi  Canada  Inc., 
and  other  Volkswagen  Group  companies.  Neither  provisions 
nor contingent liabilities are stated because the early stage of 
the  proceedings  makes  an  assessment  of  the  realistic  risk 
exposure currently impossible. 

In  addition,  a  few  national  and  international  authorities 
have initiated antitrust investigations. Volkswagen is cooper- 
ating  closely  with  the  responsible  authorities  in  these 
investigations.  An  assessment  of  the  underlying  situation  is 
not possible at this early stage. 

A settlement between Volkswagen and the Plaintiffs’ Steering 
Committee  resolving  civil  claims  relating  to  approximately 
98 thousand  gasoline-powered  Volkswagen,  Audi,  Porsche, 

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197

and  Bentley  vehicles  with  automatic  transmissions  received 
final  approval  from  the  US  District  Court  for  the  Northern 
District of California in February 2020.  

tainty as to the amount or maturity of provisions and contin-
gent liabilities in relation to additional important legal cases. 
This is so as to not compromise the results of the proceedings 
or the interests of the Company.  

Porsche AG  has  discovered  potential  regulatory 
issues 
relating to vehicles for various markets worldwide. There are 
questions  as  to  the  permissibility  of  specific  hardware  and 
software  components  used  in  type  approval  measurements. 
Differences  compared  with  production  versions  may  also 
have  occurred  in  certain  cases.  Based  on  the  information 
presently  available,  current  production  is  not  affected,  how-
ever. The issues are unrelated to the defeat devices that were 
at the root of the diesel issue. Porsche AG is cooperating with 
the  relevant  authorities  including  the  Stuttgart  Office  of  the 
Public  Prosecutor,  which  is  investigating  the  matter  in  Ger-
many. Based on the available information, no formal criminal 
investigation has been opened against the company, however. 
Porsche's own internal investigations are still in progress.  

Five  complaints  related  to  these  matters  were  filed  with 
the  US  District  Court  for  the  Northern  District  of  California. 
The complaints alleged that the affected vehicles used certain 
software  and/or  hardware  that  resulted  in  increased  emis-
sions and/or overstated fuel economy estimates as compared 
to the results of certification testing. The suits named Volks-
wagen AG,  Dr. Ing.  h.c. F.  Porsche AG,  AUDI AG,  and  Porsche 
Cars  North  America,  Inc.  as  defendants;  however,  each 
defendant  was  not  named  in  all  the  complaints.  A  consoli-
dated complaint merging the five putative class actions into a 
single lawsuit was filed in January 2021. AUDI AG is no longer 
named as a defendant in the consolidated complaint. 

Tax risks 
Volkswagen AG  and  its  subsidiaries  have  operations  world-
wide  and are audited  by  local tax authorities  on  an  ongoing 
basis.  Amendments  to  tax  laws  and  changes  in  legal  prece-
dent  and  their  interpretation  by  the  tax  authorities  in  the 
respective  countries  may  lead  to  tax  payments  that  differ 
from the estimates made in the financial statements. 

Risks arise particularly from tax assessment of the cross-
border  supply  of  intragroup  goods  and  services.  Through 
organizational  measures,  such  as  the  implementation  of  an 
advance  pricing  agreement,  as  well  as  the  monitoring  of 
transfer prices, Volkswagen constantly monitors the develop-
ment  of  tax  risks,  as  well  as  the  impact  thereof  on  the  con-
solidated financial statements. 

Tax  provisions  were  recognized  for  potential  future  tax 
payments  for  former  years,  while  other  provisions  were 
recognized for ancillary tax payments arising in this connec-
tion.  

Financial risks 
For this risk category, the likelihood of occurrence is classified 
as  high  (previous  year:  high)  and  the  potential  extent  of 
damage is classified as medium (previous year: medium). 

The  most  significant  risks  from  the  regular  GRC  process 

and QRP result from volatile foreign exchange markets. 

Provisions  were  recognized  by  Volkswagen  Bank  GmbH  and 
Volkswagen Leasing GmbH for possible claims in connection 
with financial services provided to consumers. These relate to 
actions  involving  certain  features  of  customer  loan  and 
leasing agreements that may toll the running of the statutory 
cancellation time periods.  

In February 2020, Volkswagen AG and another defendant were 
served  with  a  lawsuit  filed  by  GT Gettaxi  Ltd.  The  lawsuit  in 
particular  alleges  large  damage  claims.  Volkswagen  is  asses-
sing the alleged claims and defending itself against them. 

In line with IAS 37.92, no further statements have been made 
concerning estimates of financial impact or regarding uncer- 

S trategies for hedging financial risks 
In  the  course  of  our  business  activities,  financial  risks  may 
arise  from  changes  in  interest  rates,  exchange  rates,  raw 
material  prices,  or  share  and  fund  prices  –  but  also  from 
unforeseeable  events  such  as  the  Covid-19  pandemic.  Man-
agement  of  these  financial  risks  and  of  liquidity  risks  is  the 
central  responsibility  of  the  Group  Treasury  department, 
which reduces these risks using nonderivative and derivative 
financial instruments. The Board of Management is informed 
of the current risk situation at regular intervals. 

Interest rate risk refers to potential losses that could arise 
as  a  result  of  changes  in  market  interest  rates.  It  occurs 
because  of  interest  rate  mismatches  between  asset  and 
liability  items  in  a  portfolio  or  on  the  balance  sheet.  We  

 
 
 
 
 
 
 
 
 
 
  
 
 
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hedge  interest  rate  risk  –  where  appropriate  in  combination 
with currency risk – and risks arising from fluctuations in the 
value  of  financial  instruments  by  means  of  interest  rate 
swaps,  cross-currency  interest  rate  swaps  and  other  interest 
rate  contracts  with  generally  matching  amounts  and  matu-
rities.  The  principle  of  matching  amounts  and  maturities 
applies  to  financing  arrangements  within  the  Volkswagen 
Group  in  the  Automotive  Division.  In  the  Financial  Services 
Division,  the  risk  of  changes  in  the  interest  rate  is  managed 
on the basis of limits using interest rate derivatives as part of 
the defined risk strategy. 

intragroup  financing  and 

Foreign  currency  risk  is  reduced  in  particular  through 
natural  hedging,  i.e.  by  flexibly  adapting  our  production 
capacity at our locations around the world, establishing new 
production facilities in the most important currency regions 
and also procuring a large percentage of components locally. 
We  hedge  the  residual  foreign  currency  risk  using  hedging 
instruments.  These  mainly  comprise  currency  forwards  and 
currency  options.  We  use  these  transactions  to  limit  the 
currency  risk  associated  with  forecasted  cash  flows  from 
operating  activities, 
liquidity 
positions  in  currencies  other  than  the  respective  functional 
currency,  for  example  as  a  result  of  restrictions  on  capital 
movements. The currency forwards and currency options can 
have  a  term  of  up  to  ten  years.  We  use  these  to  hedge  our 
principal foreign currency risks, mostly against the euro and 
primarily  in  Australian  dollars,  Brazilian  real,  British  pound 
sterling,  Canadian  dollars,  Chinese  renminbi,  Czech  koruna, 
Hong  Kong  dollars,  Hungarian  forints, 
Indian  rupees, 
Japanese yen, Mexican pesos, Norwegian kroner, Polish zloty, 
Russian  rubles,  Singapore  dollars,  South  African  rand,  South 
Korean won, Swedish kronor, Swiss francs, Taiwan dollars and 
US dollars. 

The hedging of commodity prices entails risks relating to 
the  availability  of  raw  materials  and  price  trends.  We  con-
tinuously  analyze  potential  risks  arising  from  changes  in 
commodity and energy prices in the market so that immedi-
ate action can be taken whenever these arise.  We limit these 
risks  particularly  by  entering  into  forward  transactions  and 
swaps. We have used appropriate contracts to hedge some of 
our  requirements  for  commodities  such  as  aluminum,  lead, 
coal and copper over a period of up to six years, in the case of 
nickel  for  up  to  nine  years.  The  precious  metals  platinum, 
palladium  and  rhodium  have  shorter  hedging  periods, 
generally amounting to a maximum of up to three years. For 
selected  commodities,  this  may  also  involve  increases  in 
physical  inventories.  We  have  also  entered  into  transactions 
in order to supplement and improve allocations of CO2 emis-
sion  certificates  as  part  of  the  European  Union  Emissions 
Trading System (EU ETS). 

Special funds in which we invest surplus liquidity may entail 
equity price risks and fund price risks. We reduce these risks 
through  the  diversified  investment  of  funds  and  through 
minimum values set out in the respective investment guide-
lines.  In  addition,  exchange  rates  are  hedged  when  market 
conditions are appropriate. 

 In the notes to the consolidated financial statements we 
explain our hedging policy, the hedging rules and the default 
and  liquidity  risks,  and  quantify  the  hedging  transactions 
mentioned.  We  also  disclose  information  on  market  risk 
within the meaning of IFRS 7 in the same section.  

Risks arising from financial instruments 
Channeling  excess  liquidity  into  investments  and  entering 
into  derivatives  contracts  gives  rise  to  counterparty  risk. 
Partial  or  complete  failure  by  a  counterparty  to  perform  its 
obligation  to  pay  interest  and  repay  principal,  for  example, 
would  have  a  negative  impact  on  the  Volkswagen  Group’s 
earnings  and  liquidity.  We  counter  this  risk  through  our 
counterparty  risk  management,  which  we  describe  in  more 
detail in the chapter entitled “Principles and Goals of Finan-
cial  Management”  in  the  “Results  of  Operations,  Financial 
Position  and  Net  Assets”  chapter.  The  financial  instruments 
held for hedging purposes give rise to both counterparty risks 
and balance sheet risks, which we limit using hedge account-
ing. 

By  diversifying  when  selecting  business  partners,  we 
ensure  that  the  impact  of  a  default  is  limited  and  the  Volks-
wagen Group remains solvent at all times, even in the event 
of a default by individual counterparties. 

Risks  arising  from  trade  receivables  and  from  financial 
services  are  explained  in  more  detail  in  the  notes  to  the 
consolidated financial statements. 

Liquidity risk 
Volkswagen  is  reliant  on  its  ability  to  adequately  cover  its 
financing needs. A liquidity risk consists of potentially being 
unable  to  cover  existing  capital  requirements  by  raising 
funds  or  being  unable  to  finance  the  Group  on  reasonable 
terms, which in turn can have a substantially negative impact 
on  Volkswagen’s  business  position, assets,  financial  position 
and earnings. 

In  principle,  the  Automotive  Division  and  Financial  Ser-
vices  Division  refinance  themselves  independently  of  one 
another. However, they are subject to very similar refinancing 
risks. In the Automotive Division, the Company’s solvency is 
ensured at all times mostly through retained, non-distributed 
earnings,  by  drawing  down  on  credit  lines  and  by  issuing 
financial instruments on the money and capital markets. The 
capital  requirements  of  the  financial  services  business  are 

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covered  mainly  by  raising  funds  in  the  national  and  inter-
national  financial  markets,  as  well  as  through  customer 
deposits from the direct banking business. 

One of the ways in which Volkswagen finances its projects 
is  with  loans  provided  by  national  development  banks  such 
as Kreditanstalt für Wiederaufbau (KfW) or Banco Nacional de 
Desenvolvimento  Econômico  e  Social  (BNDES),  or  by  supra-
national development banks. 

In  addition  to  confirmed  credit  lines,  unconfirmed  lines 
of  credit  from  commercial  banks  supplement  our  broadly 
diversified refinancing structure. 

Financing  opportunities  can  be  hindered  by  worsening 
financial  and  general  market  conditions –  including  as  a 
result  of  the  Covid-19  pandemic –  a  worsening  credit  profile 
and outlook or a downgrade or withdrawal of the credit rating. 
In such cases, there is a risk of a fall in demand from market 
participants  for  securities  issued  by  Volkswagen,  which  may 
additionally  have  a  detrimental  effect  on  the  interest  rates 
payable and restrict access to the capital market.  

Risks and opportunities in the financial services business 
While  carrying  out  our  financial  services  activities,  we  are 
primarily exposed to residual value risks and credit risks. 

A  residual  value  risk  arises  when  the  expected  fair  value 
for  the  disposal  of  the  lease  or  finance  asset  may  be  lower 
than  the  residual  value  set  at  contract  conclusion.  However, 
there  is  also  a  possibility  that  disposal  of  the  asset  will 
generate more income than calculated for the residual value.  
Referring to the bearer of residual value risk, a distinction 
is  made  between  direct  and  indirect  residual  value  risks.  A 
direct  residual  value  risk  means  that  our  financial  services 
companies directly bear this risk (as outlined in the contract). 
An  indirect  residual  value  risk  occurs  when,  based  on  a 
residual value guarantee, the residual value risk has passed to 
a third party, such as a dealer. In such cases, there is an initial 
counterparty default risk associated with this third party (the 
residual value guarantor). If the guarantor defaults, the resid-
ual value risk passes to our financial services companies.  

Management  of  the  residual  value  risk  is  based  on  a 
defined  control  cycle,  which  ensures  that  risks  are  fully 
assessed,  monitored,  responded  to  and  communicated.  This 
process  structure  enables  us  to  manage  residual  risks  pro-
fessionally  and  also  to  systematically  improve  and  enhance 
the way we handle residual value risks. 

As  part  of  our  risk  management  efforts,  the  appropri-
ateness  of  the  risk  provision  is  assessed  regularly,  as  is  the 
residual  value  risk  potential.  In  the  process,  we  compare  the 
contractually  agreed  residual  values  with  the  obtainable  fair 
values.  These  are  determined  utilizing  data  from  external 
service  providers  and  our  own  marketing  data.  We  do  not  

take  possible  gains  on  residual  market  values  into  account 
when recognizing risk provisions. 

Based  on  the  resulting  potential  residual  value  risk,  a 
variety  of  measures  are  initiated  in  order  to  limit  this  risk. 
With respect to new business, current market circumstances 
and  future  influencing  factors  must  be  considered  in  the 
residual value recommendation. 

Credit  checks  on  borrowers  are  the  primary  basis  for 
lending  decisions.  Rating  and  scoring  systems  are  used  to 
provide an objective decision-making basis for granting loans 
and leases and for recognizing risk provisions. 

Credit  risk  describes  the  risk  of  losses  due  to  defaults  in 
customer transactions, specifically by the borrower or lessee. 
Default  occurs  when  the  borrower  or  lessee  is  unable  or 
unwilling  to  make  the  payments  due.  This  includes  late  or 
partial  payment  of  interest  and  principal  on  the  part  of  the 
contracting party.  

An  opportunity  may  arise  if  the  losses  from  the  lending 
and  leasing  business  are  less  than  the  expected  losses 
previously  calculated  and  the  risk  provision  recognized  on 
this  basis.  In  some  countries  in  particular,  where  we  take  a 
conservative approach to risk due to the uncertain economic 
situation, a stabilization of the economy, accompanied by an 
improvement in borrowers’ credit rating, provides an oppor-
tunity for realized losses to be less than expected losses. 

Risks are managed and monitored within the framework 
of  corresponding  processes  relating  to  economic  circum-
stances  and  collateral,  adherence  to  limits,  contractual  obli-
gations,  and  conditions  stipulated  both  by  outside  parties 
and the company itself. As such, commitments are managed 
according to the degree of risk involved (standard, intensified 
and problem loan management). 

More  information  on  risks  in  the  financial  services  busi-
ness can be found in the 2020 annual reports of Volkswagen 
Financial Services AG and Volkswagen Bank GmbH.  

Opportunities and risks from mergers & acquisitions and/or other 

strategic partnerships/investments 
For this risk category, the likelihood of occurrence is classified 
as  medium  (previous  year:  high)  and  the  potential  extent  of 
damage is classified as high (previous year: high). 

The  most  significant  risks  from  the  regular  GRC  process 

and QRP are linked to cooperation with other partners.

Opportunities and risks from partnerships 
As  part  of  our  future  program  TOGETHER  2025+,  we  are 
stepping  up  our  efforts  to  forge  partnerships,  both  for  the 
transformation  of  our  core  business  and  for  the  establish-
ment of the new mobility solutions business.  

 
200 

 Report on Risks and Opportunities  

Group Management Report

In  the  field  of  battery  cells,  possible  risks  could  arise  from 
potential  disagreement  with  our  partners,  possible  delays  in 
battery cell development or delayed battery cell production.  

Strong interaction with partners in the field of e-mobility, 
such as the development of a comprehensive charging infra-
structure, in the form of partnerships and joint ventures, sup-
ports  technological  change.  This  cooperation  involves  risks 
such  as  an  increased  coordination  workload,  more  complex 
decision-making  processes  and  the  loss  of  expertise.  At  the 
same  time,  opportunities  are  presented  by  the  pooling  of 
specialist  knowledge,  by  horizontal  and  vertical  integration 
and  by  better  use  of  resources.  Volkswagen  has  therefore 
created  various  teams  in  Group  Components  to  closely  sup-
port all such partnerships. 

With the marketing of the Modular Electric Drive Toolkit 
to  third  parties,  as  is  conceivable  as  part  of  the  strategic 
alliance with Ford, for example, damage claims could arise in 
the  event  of  problems  with  procurement,  production  and 
quality.  

By  entering  into  partnerships  at  a  local  level,  we  aim  to 
identify  regional  customer  needs  more  precisely,  establish 
competitive  cost  structures  and  thus  develop  and  offer 
market-driven  products.  We  are  concentrating  to  a  greater 
extent on partnerships, acquisitions and venture capital invest-
ments. This will enable us to generate maximum value for the 
Group  and  its  brands  and  to  expand  our  expertise,  particu-
larly in new areas of business. Our innovative presence in the 
markets  supports  this  process.  At  the  same  time,  there  is  a 
risk  that  the  interests  of  business  partners  differ  from  our 
own. 

Volkswagen  owns  a  large  number  of  patents  and  other 
industrial  property  rights  and  copyrights.  Partnerships  can 
lead  to  patent  and  licensing  infringements  and  thus  to  the 
unauthorized  disclosure  of  company-specific  expertise. 
Volkswagen monitors the sales markets and also protects its 
expertise with legal action.  

Risks arising from the recoverability of goodwill or brand names 
For  the  goodwill  recognized  in  the  consolidated  financial 
statements  and  for  brand  names,  there  is  a  risk  that  the 
carrying  amount  of  goodwill  may  be  higher  than  the 
recoverable  amount  and  that  an  extraordinary  impairment 
loss  must  therefore  be  recognized.  Volkswagen  tests  at  least 
once a year on the basis of underlying cash-generating units, 
whether the value of the goodwill or the brand names could 
have been impaired. If there are objective indications that the 
recoverable amount of the asset concerned is lower than the 
carrying amount, then Volkswagen recognizes this as a non-
cash  impairment.  An  impairment  can  be  caused  by  an 
increase in interest rates or deteriorating business prospects.  

Risks from the disposal of equity investments 
An unexpected need for funding, for example in connection 
with the diesel issue, may lead to a situation in which assets 
have  to  be  sold  for  a  lower  amount  not  equivalent  to  their 
value.  

Group Management Report 

Report on Risks and Opportunities

201

O V E R A L L   A S S E S S M E N T   O F   T H E   R I S K   A N D   O P P O R T U N I T Y   P O S I T I O N  
The  Volkswagen  Group’s  overall  risk  and  opportunity 
position  results  from  the  specific  risks  and  opportunities 
shown  above.  We  have  put  in  place  a  comprehensive  risk 
management system to ensure that these risks are controlled. 
The most significant risks to the Volkswagen Group across all 
risk  categories  arise  from  a  negative  trend  in  markets  and 
unit sales, with regard to quality and cyber security, and from 
an  inability  to  develop  products  in  line  with  demand  and 
requirements,  especially  in  view  of  e-mobility  and  digitali-

zation. Non-fulfillment of CO2-related requirements also con-
stitutes  a  risk.  The  Volkswagen  Group  continues  to  be 
exposed  to  risks  from  the  diesel  issue.  Negative  effects,  for 
example  resulting  from  supply  bottlenecks,  may  arise  for 
2021  if  efforts  to  contain  the  Covid-19  pandemic  are  not 
successful  in  the  long  term.  Taking  into  account  all  the 
information  known  to  us  at  present,  no  risks  exist  which 
could pose a threat to the continued existence of significant 
Group companies or the Volkswagen Group. 

This  annual report  contains  forward-looking statements on  the business  development of 

commodities relevant  to  the  Volkswagen  Group  or  deviations  in  the  actual  effects  of  the 

the  Volkswagen  Group.  These  statements  are  based  on  assumptions  relating  to  the 

Covid-19  pandemic  from  the  scenario  presented  in  this  report  will  have  a  corresponding 

development  of  the  economic,  political  and  legal  environment  in  individual  countries, 

effect on the development of our business. In addition, there may be departures from our 

economic  regions  and  markets,  and  in  particular  for  the  automotive  industry,  which  we 

expected business development if the assessments of the factors influencing sustainable 

have  made  on  the  basis  of  the  information  available  to  us  and  which  we  consider  to  be 

value enhancement and of risks and opportunities presented in this annual report develop 

realistic  at  the  time  of  going  to  press.  The  estimates  given  entail  a  degree  of  risk,  and 

in a way other than we are currently expecting, or if additional risks and opportunities or 

actual  developments  may  differ  from  those  forecast.  Any  changes 

in  significant 

other factors emerge that affect the development of our business.  

parameters relating to our key sales markets, or any significant shifts in exchange rates or 

 
202 

 Prospects for 2021 

Group Management Report

Prospects for 2021 

Our  planning  is  based  on  the  assumption  that  global  eco-
nomic  output  will  recover  overall  in  2021,  provided  lasting 
containment  of  the  Covid-19  pandemic  is  achieved.  This 
growth  will  most  likely  be  sufficient  for  the  economy  to 
recover to approximately its pre-pandemic level. We continue 
to  believe  that  risks  will  arise  from  protectionist  tendencies, 
turbulence in the financial markets and structural deficits in 
individual  countries.  In  addition,  growth  prospects  will  be 
negatively  impacted  by  ongoing  geopolitical  tensions  and 
conflicts. We anticipate that both the advanced economies and 
the emerging markets will experience positive momentum. 

We  predict  that  trends  in  the  markets  for  passenger  cars 
in  the  individual  regions  will  be  mixed  in  2021.  Overall,  the 
volume of demand worldwide for new vehicles is expected to 
be  noticeably  up  on  the  reporting  year,  provided  successful 
containment of the Covid-19 pandemic is achieved; however, 
it  will  not  recover  to  its  pre-pandemic  level.  For  2021,  we 
anticipate that the volume of new passenger car registrations 
in Western Europe will be significantly above that recorded in 
the  reporting  year.  In  the  German  passenger  car  market,  we 
expect a moderate year-on-year increase in demand in 2021. 
Sales  of  passenger  cars  in  2021  are  expected  to  distinctly 
exceed  the  prior-year  figures  in  markets  in  Central  and 
Eastern  Europe.  The  volume  of  demand  in  the  markets  for 
passenger  cars  and  light  commercial  vehicles  (up  to  6.35 
tonnes) in North America as a whole in 2021 is also likely to 
be distinctly higher than the previous year’s level. We expect 
to  see  a  large  increase  overall  in  new  registrations  in  the 
South American markets in 2021 compared with the previous 
year. The passenger car markets in the Asia-Pacific region are 
expected to be noticeably up on the prior-year level in 2021. 

Trends in the markets for light commercial vehicles in the 
individual  regions  will also  be  mixed  in  2021;  on  the whole, 
we anticipate a moderate rise in demand for 2021, assuming 
that containment of the Covid-19 pandemic is successful . 

For  2021, we  expect  a  significantly  positive  development 
in  new  registrations  for  mid-sized  and  heavy  trucks  with  a 
gross  weight  of  more  than  six  tonnes  compared  with  the 
previous  year  in  the  markets  that  are  relevant  for  the  Volks-
wagen  Group.  A  moderate  increase  in  overall  demand  for 
2021 is likely in the bus markets relevant for the Volkswagen 
Group. 

We anticipate that automotive financial services will be of great 
significance  to  global  vehicle  sales  in  2021,  particularly  in 
the context of the ongoing challenges posed by the Covid-19 
pandemic. 

We  believe  we  are  well  prepared  overall  for  the  future 
challenges  pertaining  to  automotive  business  activities  and 
for the mixed development of the regional automotive mar-
kets.  Our  brand  diversity,  our  presence  in  all  major  world 
markets,  our  broad  and  selectively  expanded  product  range, 
and  our  technologies  and  services  put  us  in  a  good  com-
petitive position worldwide. As part of the transformation of 
our core business, we are positioning our Group brands with 
an even stronger focus on their individual characteristics, and 
are  optimizing  our  vehicle  and  drive  portfolio.  The  focus  is 
primarily  on  our  vehicle  fleet’s  carbon  footprint  and  on  the 
most  attractive  and  fastest-growing  market  segments.  In 
addition,  we  are  working  to  leverage  the  advantages  of  our 
multibrand  Group  even  more  effectively  with  the  ongoing 
development  of  new  technologies  and  the  enhancement  of 
our toolkits. 

We  anticipate  that  deliveries  to  Volkswagen  Group  cus-
tomers  will  be  significantly  up  on  the  previous  year  in  2021  
– assuming  successful  containment  of  the  Covid-19  pan-
demic – amid continued challenging market conditions. 

Challenges  will  arise  particularly  from  the  economic 
situation,  the  increasing  intensity  of  competition,  volatile 
commodity  and  foreign  exchange  markets,  securing  supply 
chains and more stringent emissions-related requirements. 

We  expect  the  sales  revenues  of  the  Volkswagen  Group 
and Passenger Cars Business Area in 2021 to be significantly 
higher than the prior-year figure. In terms of operating profit 
for the Group and the Passenger Cars Business Area, we fore-
cast an operating return on sales in the range of 5.0% to 6.5% 
in 2021. For the Commercial Vehicles Business Area, we antic-
ipate  an  operating  return  on  sales  of  4.0%  to  5.5%  before 
restructuring  measures  amid  a  significant  year-on-year 
increase  in  sales  revenue.  We  expect  the  Power  Engineering 
Business  Area  to  reach  the  break-even  point  amid  a  notice-
able decline in sales revenue compared with the previous year. 
For the Financial Services Division, we forecast that sales reve-
nue  will  be  noticeably  higher  than  the  prior-year  figure  and 
that the operating result will be in line with the previous year. 

Wolfsburg, February 16, 2021 
The Board of Management 

5
Consolidated Financial 
Statements

CONSOLIDATED FINANCIAL STATEMENTS 

207 

208 

Income Statement

Statement of Comprehensive Income

210  Balance Sheet

212 

Statement of Changes in Equity 

214  Cash Flow Statement

215  Notes

351  Responsibility Statement

352  Auditor’s Report

CONSOLIDATED FINANCIAL STATEMENTS 

207   Income Statement

208   Statement of Comprehensive Income

210   Balance Sheet

212   Statement of Changes in Equity 

214   Cash flow Statement

215   NOTES

215   Basis of presentation

215   Effects of new and amended IFRSs

216   New and amended IFRSs not applied

217   Key events

220   Basis of consolidation

230   Consolidation methods

231   Currency translation

232   Accounting policies

245   Segment reporting

248   Income statement disclosures 

248     1. Sales revenue

249     2. Cost of sales

249     3. Distribution expenses

249     4. Administrative expenses

250     5. Other operating income

250     6. Other operating expenses

251     7. Share of the result of

  equity-accounted investments

251     8. Interest result

252     9. Other financial result

269     20. Inventories

270     21. Trade receivables

270     22. Marketable securities

270     23. Cash, cash equivalents and time deposits

271     24. Equity

273     25. Noncurrent and current financial liabilities

273     26. Noncurrent and current other financial liabilities 

274     27. Noncurrent and current other liabilities

275     28. Tax liabilities

276     29. Provisions for pensions and other

  post-employment benefits

284     30. Noncurrent and current other provisions

285     31. Trade payables

286   Other disclosures

286     32. IAS 23 (Borrowing Costs)

286     33. IFRS 16 (Leases)

291     34. IFRS 7 (Financial Instruments)

304     35. Cash flow statement

306     36. Financial risk management and

  financial instruments 

327     37. Capital management 

329     38. Contingent liabilities

330     39. Litigation

340     40. Other financial obligations

341     41. Total fee of the Group auditor

341     42. Personnel expenses

342     43. Average number of employees during the year

252     10. Income tax income/expense

342     44. Events after the balance sheet date

256     11. Earnings per share

257   Balance Sheet disclosures

257     12. Intangible assets

343 

  45. Remuneration based on performance shares and  

  phantom shares (share-based payment)

345     46. Related party disclosures in accordance with IAS 24 

260     13. Property, plant and equipment

349     47. German Corporate Governance Code

262     14. Lease assets and investment property 

349     48. Remuneration of the Board of Management

264     15. Equity-accounted investments and other

  and the Supervisory Board 

  equity investments

351  Responsibility Statement

266     16. Noncurrent and current financial services receivables

352   Independent Auditor’s Report

267     17. Noncurrent and current other financial assets 

268     18. Noncurrent and current other receivables

269     19. Tax assets

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated Financial Statements 

Income Statement

207

Income Statement 

of the Volkswagen Group for the period January 1 to December 31, 2020 

€ million 

Sales revenue 

Cost of sales 

Gross result 

Distribution expenses 

Administrative expenses 

Other operating income 

Other operating expenses 

Operating result 

Share of the result of equity-accounted investments 

Interest income 

Interest expenses 

Other financial result 

Financial result 

Earnings before tax 

Income tax income/expense 

   Current 

   Deferred 

Earnings after tax 

of which attributable to 

Noncontrolling interests 

Volkswagen AG hybrid capital investors 

Volkswagen AG shareholders 

Basic/diluted earnings per ordinary share in € 

Basic/diluted earnings per preferred share in € 

Note

2020

2019 

1

2

3

4

5

6

7

8

8

9

10

11

11

222,884

–183,937

38,947

–18,407

–9,399

12,438

–13,904

9,675

2,756

793

–2,291

733

1,991

11,667

–2,843

–3,150

307

8,824

–43

533

8,334

16.60

16.66

252,632

–203,490

49,142

–20,978

–9,767

11,453

–12,890

16,960

3,349

910

–2,524

–339

1,396

18,356

–4,326

–4,147

–180

14,029

143

540

13,346

26.60

26.66

 
208 

Statement of Comprehensive Income  

Consolidated Financial Statements

Statement of Comprehensive Income 

Changes in comprehensive income for the period January 1 to December 31, 2019

€ million 

Earnings after tax 

Pension plan remeasurements recognized in other comprehensive income 
Pension plan remeasurements recognized in other comprehensive income, before tax 
Deferred taxes relating to pension plan remeasurements recognized in other  
comprehensive income 

Pension plan remeasurements recognized in other comprehensive income, net of tax 
Fair Value valuation of equity instruments that will not be reclassified to profit or loss,  
net of tax 
Share of other comprehensive income of equity-accounted investments 
that will not be reclassified to profit or loss, net of tax 
Items that will not be reclassified to profit or loss 

Exchange differences on translating foreign operations 

Gains/losses on currency translation recognized in other comprehensive income 
Transferred to profit or loss 
Exchange differences on translating foreign operations, before tax 
Deferred taxes relating to exchange differences on translating foreign operations 

Exchange differences on translating foreign operations, net of tax 

Hedging 
Fair value changes recognized in other comprehensive income (OCI I) 
Transferred to profit or loss (OCI I) 
Cash flow hedges (OCI I), before tax 
Deferred taxes relating to cash flow hedges (OCI I) 

Cash flow hedges (OCI I), net of tax 

Fair value changes recognized in other comprehensive income (OCI II) 
Transferred to profit or loss (OCI II) 
Cash flow hedges (OCI II), before tax 
Deferred taxes relating to cash flow hedges (OCI II) 

Cash flow hedges (OCI II), net of tax 

Fair value valuation of debt instruments that may be reclassified to profit or loss 
Fair value changes recognized in other comprehensive income 
Transferred to profit or loss 
Fair value valuation of debt instruments that may be reclassified to profit or loss, before tax 
Deferred taxes relating to fair value valuation of debt instruments recognized in other 
comprehensive income 

Fair value valuation of debt instruments that may be reclassified to profit or loss, net of tax 
Share of other comprehensive income of equity-accounted investments that 
may be reclassified to profit or loss, net of tax 
Items that may be reclassified to profit or loss 
Other comprehensive income, before tax 
Deferred taxes relating to other comprehensive income 

Other comprehensive income, net of tax 
Total comprehensive income 

Equity
attributable to
Volkswagen AG
shareholders

Total

Equity 
attributable to 
Volkswagen AG 
hybrid capital 
investors 

Equity
attributable to
noncontrolling
interests

14,029

13,346

540 

–8,011

–7,993

2,429
–5,582

2,423
–5,570

–27

–26

–3
–5,612

–1
–5,597

572
2
574
12
586

–1,622
–782
–2,404
708
–1,697
–1,490
997
–493
146
–347

23
1
24

–7
17

78
–1,363
–10,263
3,288
–6,974
7,055

565
2
567
12
579

–1,618
–784
–2,402
707
–1,695
–1,490
996
–494
146
–348

23
1
24

–7
17

77
–1,370
–10,248
3,282
–6,967
6,379

– 

– 
– 

– 

– 
– 

– 
– 
– 
– 
– 

– 
– 
– 
– 
– 
– 
– 
– 
– 
– 

– 
– 
– 

– 
– 

– 
– 
– 
– 
– 
540 

143

–18

6
–11

–1

–2
–15

7
0
7
–
7

–4
2
–2
1
–1
0
1
1
0
1

–
–
–

–
–

1
7
–14
7
–8
136

 
 
Consolidated Financial Statements 

Statement of Comprehensive Income

209

Changes in comprehensive income for the period January 1 to December 31, 2020 

€ million 

Earnings after tax 

Pension plan remeasurements recognized in other comprehensive income 
Pension plan remeasurements recognized in other comprehensive income, before tax 
Deferred taxes relating to pension plan remeasurements recognized in other  
comprehensive income 

Pension plan remeasurements recognized in other comprehensive income, net of tax 
Fair Value valuation of equity instruments that will not be reclassified to profit or loss,  
net of tax 
Share of other comprehensive income of equity-accounted investments 
that will not be reclassified to profit or loss, net of tax 
Items that will not be reclassified to profit or loss 

Exchange differences on translating foreign operations 
Gains/losses on currency translation recognized in other comprehensive income 
Transferred to profit or loss 
Exchange differences on translating foreign operations, before tax 
Deferred taxes relating to exchange differences on translating foreign operations 

Exchange differences on translating foreign operations, net of tax 

Hedging 
Fair value changes recognized in other comprehensive income (OCI I) 
Transferred to profit or loss (OCI I) 
Cash flow hedges (OCI I), before tax 
Deferred taxes relating to cash flow hedges (OCI I) 

Cash flow hedges (OCI I), net of tax 

Fair value changes recognized in other comprehensive income (OCI II) 
Transferred to profit or loss (OCI II) 
Cash flow hedges (OCI II), before tax 
Deferred taxes relating to cash flow hedges (OCI II) 

Cash flow hedges (OCI II), net of tax 

Fair value valuation of debt instruments that may be reclassified to profit or loss 
Fair value changes recognized in other comprehensive income 
Transferred to profit or loss 
Fair value valuation of debt instruments that may be reclassified to profit or loss, before tax 
Deferred taxes relating to fair value valuation of debt instruments recognized in other 
comprehensive income 

Fair value valuation of debt instruments that may be reclassified to profit or loss, net of tax 
Share of other comprehensive income of equity-accounted investments that 
may be reclassified to profit or loss, net of tax 
Items that may be reclassified to profit or loss 
Other comprehensive income, before tax 
Deferred taxes relating to other comprehensive income 

Other comprehensive income, net of tax 
Total comprehensive income 

Equity
attributable to
Volkswagen AG
shareholders

Total 

Equity
attributable to
Volkswagen AG
hybrid capital
investors

Equity 
attributable to 
noncontrolling 
interests 

8,824 

8,334

533

–43 

–2,871 

–2,861

930 
–1,940 

928
–1,933

–6 

–6

61 
–1,885

–2,883 
16 
–2,868 
–6 
–2,874 

2,866 
–1,122 
1,744 
–553
1,191 
–799
1,178 
378 
–110
268 

38 
1 
39 

–12 
27 

–304
–1,690
–3,825 
250 
–3,575
5,249 

55
–1,885

–2,846
16
–2,830
–6
–2,836

2,872
–1,126
1,746
–553
1,192
–799
1,178
379
–110
269

38
1
39

–12
27

–297
–1,645
–3,777
247
–3,530
4,804

–

–
–

–

–
–

–
–
–
–
–

–
–
–
–
–
–
–
–
–
–

–
–
–

–
–

–
–
–
–
–
533

–9 

2 
–7 

1 

6 
0 

–37 
0 
–37 
– 
–37 

–6 
4 
–2 
1 
–1 
0 
0 
0 
0 
0 

– 
– 
– 

– 
– 

–6 
–45 
–48 
3 
–45 
–88 

 
 
210 

Balance Sheet  

Consolidated Financial Statements

Balance Sheet  

of the Volkswagen Group as of December 31, 2020 

€ million 

Assets 

Noncurrent assets 

Intangible assets 

Property, plant and equipment 

Lease assets 

Investment property 

Equity-accounted investments 

Other equity investments 

Financial services receivables 

Other financial assets 

Other receivables 

Tax receivables 

Deferred tax assets 

Current assets 

Inventories 

Trade receivables 

Financial services receivables 

Other financial assets 

Other receivables 

Tax receivables 

Marketable securities 

Cash, cash equivalents and time deposits 

Assets held for sale 

Total assets 

Note

Dec. 31, 2020

Dec. 31, 2019

12

13, 33

14, 33

14

15

15

16

17

18

19

19

20

21

16

17

18

19

22

23

67,968

63,884

50,686

558

10,080

1,865

82,565

7,834

2,867

376

13,486

302,170

43,823

16,243

58,006

13,234

7,381

1,186

21,162

33,909

–

194,944

497,114

66,214

66,152

48,938

538

8,169

1,902

86,973

5,553

2,722

341

13,106

300,608

46,742

17,941

58,615

12,216

7,272

1,190

16,769

25,923

795

187,463

488,071

 
Consolidated Financial Statements 

Balance Sheet

211

€ million 

Equity and liabilities 

Equity 

Subscribed capital 

Capital reserve 

Retained earnings 

Other reserves 

Equity attributable to Volkswagen AG hybrid capital investors 

Equity attributable to Volkswagen AG shareholders and hybrid capital investors 

Noncontrolling interests 

Noncurrent liabilities 

Financial liabilities 

Other financial liabilities 

Other liabilities 

Deferred tax liabilities 

Provisions for pensions 

Provisions for taxes 

Other provisions 

Current liabilities 

Financial liabilities 

Trade payables 

Tax payables 

Other financial liabilities 

Other liabilities 

Provisions for taxes 

Other provisions 

Liabilities associated with assets held for sale 

Total equity and liabilities 

Note

Dec. 31, 2020

Dec. 31, 2019

24

25

26

27

28

29

28

30

25

31

28

26

27

28

30

1,283

14,551

100,772

–5,270

15,713

127,049

1,734

128,783

1,283

14,551

96,929

–3,646

12,663

121,781

1,870

123,651

114,809

113,556

4,257

7,905

4,890

45,081

3,292

22,688

4,499

7,271

5,007

41,389

2,991

21,783

202,921

196,497

88,648

22,677

340

10,590

17,979

2,213

22,964

–

165,410

497,114

87,912

22,745

408

10,858

19,320

1,876

24,434

370

167,924

488,071

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
212 

Statement of Changes in Equity  

Consolidated Financial Statements

Statement of Changes in Equity  

of the Volkswagen Group for the period January 1 to December 31, 2020 

O T H E R   R E S E R V E S  

Retained
earnings

91,105

13,346

–5,570

7,776

–4

–

–2,419

390

81

Currency
translation
reserve

–3,576

–

579

579

–

–

–

173

–

Subscribed
capital

Capital reserve

1,283

14,551

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

1,283

14,551

96,929

–2,824

1,283

14,551

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

–

96,929

8,334

–1,933

6,400

5

–

–2,419

–166

22

–2,824

–

–2,836

–2,836

–

–

–

–

1

1,283

14,551

100,772

–5,659

€ million 

Balance at Jan. 1, 2019 

Earnings after tax 

Other comprehensive income, net of tax 

Total comprehensive income 

Disposal of equity instruments 

Capital increases/Capital decreases  

Dividends payment 

Capital transactions involving a change in ownership interest 

Other changes 

Balance at Dec. 31, 2019 

Balance at Jan. 1, 2020 

Earnings after tax 

Other comprehensive income, net of tax 

Total comprehensive income 

Disposal of equity instruments 

Capital increases/Capital decreases¹ 

Dividends payment 

Capital transactions involving a change in ownership interest² 

Other changes 

Balance at Dec. 31, 2020 

1  Issuance of new hybrid notes in June 2020.  
2  For the change in capital transactions involving a change in ownership interest see the “Key events” section. 

Explanatory notes on equity are presented in the note relating to equity. 

 
Consolidated Financial Statements 

Statement of Changes in Equity

213

H E D G I N G  

Cash flow
hedges
(OCI I)

Deferred
costs of hedging 
(OCI II)

Equity and debt
instruments

Equity- 
accounted 
investments 

Equity
attributable to
Volkswagen AG
hybrid capital
investors

 Equity 
attributable to 
Volkswagen AG 
shareholders and 
hybrid capital 
investors 

–230

228 

12,596

117,117 

1,790

–

–1,695

–1,695

–

–

–

1

–

95

95

–

1,192

1,192

–

–

–

–

–

–629

–

–348

–348

–

–

–

0

–

–977

–977

–

269

269

–

–

–

–

–

–

–9

–9

4

–

–

–1

–

–235

–235

–

21

21

–5

–

–

–

–

– 

76 

76 

– 

– 

– 

–10 

1 

295 

295 

– 

–242

–242

– 

– 

– 

– 

–23 

30 

1,287

–708

–219

Noncontrolling
interests

Total equity 

225

143

–8

136

–

–

–9

1,519

–1

1,870

117,342 

14,029 

–6,974 

7,055 

– 

– 

–2,899 

2,071 

81 

123,651 

540

–

540

–

–

13,886 

–6,967 

6,920 

– 

– 

–472

–2,891 

–

–

553 

82 

12,663

121,781 

12,663

121,781 

1,870

123,651 

533

–

533

–

2,989

–472

–

–

8,867 

–3,530 

5,337 

– 

2,989 

–2,891 

–166 

–1 

–43

–45

–88

–

–

–61

–72

85

8,824 

–3,575 

5,249 

– 

2,989 

–2,952 

–238

84 

15,713

127,049 

1,734

128,783 

 
 
 
 
214 

Cash flow statement  

Consolidated Financial Statements

Cash flow statement  

of the Volkswagen Group for the period January 1 to December 31, 2020 

€ million 

2020

2019

Cash and cash equivalents at beginning of period 
Earnings before tax 
Income taxes paid 
Depreciation and amortization of, and impairment losses on, intangible assets, property, plant and equipment, 
and investment property¹ 
Amortization of and impairment losses on capitalized development costs¹ 
Impairment losses on equity investments¹ 
Depreciation of and impairment losses on lease assets¹ 
Gain/loss on disposal of noncurrent assets and equity investments 
Share of the result of equity-accounted investments 
Other noncash expense/income 
Change in inventories 
Change in receivables (excluding financial services) 
Change in liabilities (excluding financial liabilities) 
Change in provisions 
Change in lease assets 
Change in financial services receivables 
Cash flows from operating activities 
Investments in intangible assets (excluding development costs), property, plant and equipment, and investment property 
Additions to capitalized development costs 
Acquisition of subsidiaries 
Acquisition of other equity investments 
Disposal of subsidiaries 
Disposal of other equity investments 
Proceeds from disposal of intangible assets, property, plant and equipment, and investment property 
Change in investments in securities 
Change in loans and time deposits 
Cash flows from investing activities 
Capital contributions/capital redemptions 
Dividends paid 
Capital transactions with noncontrolling interest shareholders 
Proceeds from issuance of bonds 
Repayments of bonds 
Changes in other financial liabilities 
Repayments of lease liabilities 
Cash flows from financing activities 
Effect of exchange rate changes on cash and cash equivalents 
Change of loss allowance within cash and cash equivalents 
Net change in cash and cash equivalents 
Cash and cash equivalents at end of period  

Cash and cash equivalents at end of period 
Securities, loans and time deposits 
Gross liquidity 
Total third-party borrowings 
Net liquidity 

1  Net of impairment reversals. 

24,329
11,667
–2,646

12,765
4,637
454
9,214
–889
536
–1,572
1,334
712
540
803
–12,914
260
24,901
–11,273
–6,473
26
–1,660
402
195
411
–4,462
143
–22,690
2,984
–2,952
–238
25,181
–19,815
3,577
–1,100
7,637
–745
0
9,103
33,432

28,113
18,356
–2,914

12,046
3,665
300
8,428
–4
460
–730
–674
–893
2,297
1,646
–13,204
–10,796
17,983
–14,230
–5,171
–673
–420
3
177
237
387
–1,456
–21,146
–
–2,899
1,368
25,916
–19,784
–4,509
–957
–865
243
1
–3,784
24,329

33,432
32,645
66,078
–203,457
–137,380

24,329
29,099
53,428
–201,468
–148,040

Explanatory notes on the cash flow statement are presented in the section relating to the cash flow statement. 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

215

Notes to the Consolidated 
Financial Statements  

of the Volkswagen Group as of December 31, 2020 

Basis of presentation 

Volkswagen AG is domiciled in Wolfsburg, Germany, and entered in the commercial register at the Braunschweig 
Local Court under No. HRB 100484. The fiscal year corresponds to the calendar year. 

In  accordance  with  Regulation  No.  1606/2002  of  the  European  Parliament  and  of  the  Council, 
Volkswagen AG  prepared  its  consolidated  financial  statements  for  2020  in  compliance  with  the  International 
Financial Reporting Standards (IFRSs), as adopted by the European Union. All the IFRSs adopted by the EU and 
required to be applied have been complied with.  

The accounting policies applied in the previous year were generally retained. The only changes required 

resulted from new or amended standards.  

Moreover, all the provisions of German commercial law that Volkswagen is additionally required to apply, 
as well as the German Corporate Governance Code, have been complied with in the preparation of the consolidated 
financial  statements.  For  information  on  notices  and  disclosures  of  changes  regarding  the  ownership  of  voting 
rights in Volkswagen AG in accordance with the Wertpapierhandelsgesetz (WpHG – German Securities Trading Act), 
please refer to the annual financial statements of Volkswagen AG. 

The consolidated financial statements were prepared in euros. Unless otherwise stated, all amounts are given 

in millions of euros (€ million). 

All figures shown are rounded, so minor discrepancies may arise from addition of these amounts. 
The income statement was prepared using the internationally accepted cost of sales method. 
Preparation of the consolidated financial statements in accordance with the aforementioned standards requires 
management to make estimates that affect the reported amounts of certain items in the consolidated balance 
sheet  and  in  the  consolidated  income  statement,  as  well  as  the  related  disclosure  of  contingent  assets  and 
liabilities. The consolidated financial statements present fairly the net assets, financial position and results of 
operations as well as the cash flows of the Volkswagen Group. 

The Board of Management completed preparation of the consolidated financial statements on February 16, 

2021. On that date, the period ended in which adjusting events after the reporting period are recognized. 

Effects of new and amended IFRSs 

Volkswagen AG has applied all accounting pronouncements adopted by the EU and effective for periods beginning 
in fiscal year 2020. 

On January 1, 2020, an amended definition of a business in IFRS 3 (Business Combinations) entered into force. 
According to the new definition, a set of activities and assets is a business only if it includes, as a minimum, an input 
and a substantive process that together significantly contribute to the ability to create outputs. At the same time, 
the definition of an output has been narrowed by focusing on goods and services provided to customers and on 
generating investment income. The reference to an ability to reduce costs as a single criterion has been removed. In 
addition, an optional concentration test has been introduced that permits an assessment of whether an acquired set 
of activities and assets is not a business. 

 
216 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

Furthermore,  amendments  to  IFRS 16  entered  into  force  on  June 1,  2020.  These  amendments  exempt  lessees 
from having to consider whether a rent concession in connection with the Covid-19 pandemic in relation to lease 
payments that, according to the original agreement, would have been due on or before June 30, 2021 is a lease 
modification and allows lessees to account for such rent concessions as if they were not lease modifications. The 
Volkswagen Group is electing not to apply this option. 

In addition, as from January 1, 2020, the application of amendments to IFRS 9, IAS 39 and IFRS 7 (Benchmark 
Interest Rate Reform – Phase 1) became mandatory. In the previous year, the Volkswagen Group had voluntarily 
opted  for  early  application  of  these  amendments.  This  affects  hedges  that  existed  at  the  beginning  of  the 
reporting  period  or  have  subsequently  been  designated  as  such.  In  application  of  the  associated  practical 
expedient,  the  Volkswagen Group  regards  the  effectiveness  of  designated  hedges  as  given  and  not  negatively 
impacted by the IBOR reform so that it will consequently not be necessary to terminate any hedges.  

Also as of January 1, 2020, amendments to IAS 1 and IAS 8 entered into force, which clarify and standardize 

the definition of “material”. 

The amendments referred to above do not materially affect the Volkswagen Group’s net assets, financial 

position and results of operations. 

New and amended IFRSs not applied 

In its 2020 consolidated financial statements, Volkswagen AG did not apply the following accounting pronounce-
ments that have been adopted by the IASB until December 31, 2020, but were not yet required to be applied 
for the fiscal year. 

Standard/Interpretation 

Published by the 
IASB 

Application 
mandatory1 

Adopted by  
the EU 

Expected impact 

IFRS 3 

Updating a Reference to the 
Conceptual Framework 

May 14, 2020 

Jan. 1, 2022 

No 

No material impact 

Extension of the Temporary 
Exemption from Applying IFRS 9 

June 25, 2020 

Jan. 1, 2021 

Yes 

None 

IFRS 4 

IFRS 4; 
IFRS 7; 
IFRS 9; 
IFRS 16 
and IAS 39 

IAS 1 

IAS 16 

IAS 37 

Interest Rate Benchmark Reform 
(Phase 2) 

IFRS 17 

Insurance Contracts 

IFRS 17 

Insurance Contracts – several 
amendments 

Classification of liabilities as current 
or non-current 

Property, Plant and Equipment: 
Proceeds before intended use 

Aug. 27, 2020 

Jan. 1, 2021 

May 18, 2017 

Jan. 1, 20232 

Yes 

No 

No material impact 

No material impact 

June 25, 2020 

Jan. 1, 2023 

No 

No material impact 

Jan. 23, 2020 

Jan. 1, 2023 

No 

No material impact 

May 14, 2020 

Jan. 1, 2022 

No 

No material impact 

Onerous contracts – cost of fulfilling 
a contract 
Annual Improvements 2018 –  20203  May 14, 2020 

May 14, 2020 

Jan. 1, 2022 

Jan. 1, 2022 

No 

No 

No material impact 

No material impact 

1  Effective date from Volkswagen AG’s perspective. 
2  On June 25, 2020, the IASB published amendments to IFRS 17, that led, among other things, to the effective date being deferred to January 1, 2023.   
3  Minor amendments to a number of IFRSs (IFRS 1, IFRS 9 and IAS 41). 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

217

Key events 

Diesel issue 
On  September  18,  2015,  the  US  Environmental  Protection  Agency  (EPA)  publicly  announced  in  a  “Notice  of 
Violation”  that  irregularities  in  relation  to  nitrogen  oxide  (NOx)  emissions  had  been  discovered  in  emissions 
tests on certain Volkswagen Group vehicles with 2.0 l diesel engines in the USA. In this context, Volkswagen AG 
announced that noticeable discrepancies between the figures recorded in testing and those measured in actual 
road use had been identified in around eleven million vehicles worldwide with type EA 189 diesel engines. On 
November 2, 2015, the EPA issued a “Notice of Violation” alleging that irregularities had also been discovered in 
the software installed in US vehicles with type V6 3.0 l diesel engines. 

The so-called diesel issue is rooted in a modification of parts of the software of the relevant engine control 
units – which, according to Volkswagen AG’s legal position, is only unlawful under US law – for the type EA 189 
diesel engines that Volkswagen AG was developing at that time. The decision to develop and install this software 
function was taken in late 2006 below Board of Management level. No member of the Board of Management 
had,  at  that  time  and  for  many  years  to  follow,  knowledge  of  the  development  and  implementation  of  this 
software function.  

There are furthermore no findings that, following the publication in May 2014 of the study by the International 
Council  on  Clean  Transportation,  an  unlawful  “defeat  device”  under  US  law  was  disclosed  either  to  the 
Ausschuss  für  Produktsicherheit  (Product  Safety  Committee)  or  to  the  persons  responsible  for  preparing  the 
2014 annual and consolidated financial statements as the cause of the high NOx emissions in certain US vehicles 
with 2.0 l type EA 189 diesel engines. Rather, at the time the 2014 annual and consolidated financial statements 
were  being  prepared,  the  persons  responsible  for  preparing  these  financial  statements  remained  under  the 
impression that the issue could be resolved with comparatively little expense. 

In the course of the summer of 2015, however, it became progressively apparent to individual members of 
Volkswagen  AG’s  Board  of  Management  that  the  cause  of  the  discrepancies  in  the  USA  was  a  modification  of 
parts of the software of the engine control unit that was later identified as an unlawful “defeat device” as defined 
by  US  law.  This  culminated  in  Volkswagen's  disclosure  of  a  “defeat  device”  to  the  EPA  and  the  California  Air 
Resources Board, a department of the Environmental Protection Agency of the State of California, on September 3, 
2015.  According  to  the  assessment  at  the  time  by  the  responsible  persons  dealing  with  the  matter,  the 
magnitude of the costs expected to result for the Volkswagen Group (recall costs, retrofitting costs, and financial 
penalties) was not fundamentally dissimilar to that in previous cases involving other vehicle manufacturers. It 
therefore appeared to be manageable overall considering the business activities of the Volkswagen Group. This 
assessment by Volkswagen AG was based, among other things, on the advice of a law firm engaged in the USA 
for regulatory approval issues, according to which similar cases had in the past been amicably resolved with the 
US  authorities.  The  EPA's  publication  of  the  “Notice  of  Violation”  on  September 18,  2015,  which  the  Board  of 
Management  had  not  expected,  especially  at  that  time,  then  presented  the  situation  in  an  entirely  different 
light.  

In fiscal year 2020, additional expenses of €0.9 billion had to be recognized in this context, primarily related 

to legal risks. 

Further information on the litigation in connection with the diesel issue can be found in the “Litigation” 

section. 

 
218 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

Effects of the Covid-19 Pandemic 
By causing a global decline in demand – driven among other factors by measures taken by governments in the form 
of restrictions on trade in motor vehicles – as well as temporary production stoppages, the Covid-19 pandemic had a 
negative impact on the Volkswagen Group’s net assets, financial position and results of operations in fiscal year 
2020. Since the Covid-19 pandemic still persists at the beginning of 2021, effects on the net assets, financial position 
and  results  of  operations  are  again  expected  for  2021.  Please  also  refer  to  our  comments  in  the  2020  group 
management report, specifically in the chapters entitled Business Development, Results of Operations, Financial 
Position and Net Assets, Report on Expected Developments and Report on Risks and Opportunities. 

During the preparation of the consolidated financial statements as of December 31, 2020, the effects of the 

Covid-19 pandemic had to be analyzed, in particular in the following areas: 











The impairment testing of nonfinancial assets, especially goodwill, acquired brand names, as well as some 
capitalized  development  costs  and  property,  plant  and  equipment,  took  the  planning  influenced  by  the
Covid-19 pandemic into consideration. No need to recognize significant impairment losses was identified. 

The impairment tests on lease assets identified no material impact of the Covid-19 pandemic on forecast
residual values for the vehicles for the entire Group. 

Impairment tests conducted on financial assets, taking adjusted default expectations into account, did
not identify any need for material additional impairment losses.

The review of the impact of changes in the timings and amounts of hedged items caused by the Covid-19 
pandemic on the effectiveness and accounting treatment of hedges did not identify any material factors
with an impact on profits.

The  turbulence  in  the  commodity  and  capital  markets  had  an  impact  particularly  on  the  treatment  of
derivatives to which hedge accounting is not applied and the measurement of receivables and liabilities
denominated in foreign currencies, sometimes with offsetting consequences. 

For more information on these areas, please also refer to our additional comments in the “Accounting policies” 
section and in the notes to the relevant income statement items. 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

219

Material Transactions 
On July 12, 2019, Volkswagen announced that, together with Ford Motor Company (Ford), it would be investing 
in Argo AI, a company that is working on the development of a system for autonomous driving. The investment 
involves  the  provision  of  financial  resources  totaling  USD  1.0  billion,  spread  over  several  years,  and  the 
contribution by Volkswagen of its consolidated subsidiary Autonomous Intelligent Driving (AID). Furthermore, 
Volkswagen acquired existing Argo AI shares from Ford for a purchase price of USD 500 million, payable in 
three  equal  annual  installments.  The  transaction,  including  the  contribution  of  AID,  was  executed  as  of 
June 1, 2020. After proportional profit elimination, the contribution of AID to Argo AI at fair value resulted 
in a non-cash gain of €0.8 billion, which was recognized in the other operating result. Argo AI is accounted 
for as a joint venture and included in the consolidated financial statements using the equity method. 

As part of the planned squeeze-out at AUDI AG under the German Stock Corporation Act, Volkswagen AG announced 
on June 16, 2020 that the cash compensation for the transfer  of the shares held by minority shareholders had 
been set at €1,551.53 per share. On July 31, 2020, the Annual General Meeting of AUDI AG approved the squeeze-
out  under  stock  corporation  law  at  AUDI AG  and  thus  the  transfer  of  all  outstanding  Audi  shares  to 
Volkswagen AG.  Following  the  resolution,  the  present  value  of  the  put  options  granted,  amounting  to  approxi-
mately €0.2 billion, had to be recognized as a current liability not affecting net income. The noncontrolling interests 
in the Volkswagen Group’s equity and the retained earnings attributable to the shareholders of Volkswagen AG 
declined accordingly. This resolution took effect upon its entry in the commercial register on November 16, 2020. 
In December 2020, a former shareholder of  AUDI AG initiated award proceedings against Volkswagen AG at the 
Munich  I  Regional  Court,  asking  the  court  to  review  the  amount  of  the  cash  settlement  offered  by 
Volkswagen AG. 

On  October 6,  2020,  the  Volkswagen  Group  completed  the  sale  of  its  76%  interest  in  Renk AG  following  the 
required regulatory approvals. The sale price was €0.5 billion. The transaction generated an operating profit of 
€0.1 billion,  which  is  reported  in  other  operating  result.  It  also  resulted  in  an  increase  in  net  liquidity  of 
€0.4 billion. 

In fiscal year 2020, the Volkswagen Group took part in a capital increase at QuantumScape Corporation, a US-
based company that develops solid-state batteries, entering into forward purchase agreements for new shares. 
The capital contribution comprises two tranches of USD 100 million each. The first tranche was already executed 
in  December 2020.  Execution  of  the  second  tranche  is  subject  to  a  technical  milestone  being  reached.  Since 
there  has  meanwhile  been  a  merger  with  a  special  purpose  acquisition  company  (SPAC),  which  resulted  in  a 
listing on the New York Stock Exchange, the forward purchases are measured with reference to the share price 
of QuantumScape Corporation until the contribution has been made and the new shares have been issued. The 
measurement and realization resulted in a non-cash gain of €1.4 billion in fiscal year 2020, which is reported 
in  the  other  financial  result  under  gains  and  losses  from  changes  in  the  fair  value  of  hedges/derivatives  to 
which hedge accounting is not applied. 

 
220 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

Basis of consolidation 

In addition to Volkswagen AG, the consolidated financial statements comprise all significant German and non-
German  subsidiaries,  including  structured  entities  that  are  controlled  directly  or  indirectly  by  Volkswagen AG. 
This is the case if Volkswagen AG obtains power over the potential subsidiaries directly or indirectly from voting 
rights or similar rights, is exposed or has rights to positive or negative variable returns from its involvement with 
the subsidiaries, and is able to influence those returns. In the case of the structured entities consolidated in the 
Volkswagen Group, Volkswagen is able to direct the material relevant activities remaining after the change in the 
structure even if it is not invested in the structured entity concerned and is thus able to influence the variable 
returns  from  its  involvement.  The  structured  entities  are  used  primarily  to  enter  into  asset-backed  securities 
transactions  to  refinance  the  financial  services  business  and  to  invest  surplus  liquidity  in  special  securities 
funds. Consolidation of subsidiaries begins at the first date on which control exists, and ends when such control 
no longer exists. 

Subsidiaries whose business is dormant or insignificant, both individually and in the aggregate, for the fair 
presentation  of  the  net  assets,  financial  position  and  results  of  operations  as  well  as  the  cash  flows  of  the 
Volkswagen Group are not consolidated. They were carried in the consolidated financial statements at cost net 
of any impairment losses and reversals of impairment losses required to be recognized. 

Significant companies where Volkswagen AG is able, directly or indirectly, to significantly influence financial 
and operating policy decisions (associates), or that are directly or indirectly jointly controlled (joint ventures), are 
accounted for using the equity method. Joint ventures also include companies in which the Volkswagen Group 
holds  the  majority  of  voting  rights,  but  whose  articles  of  association  or  partnership  agreements  stipulate  that 
important decisions may only be resolved unanimously. Insignificant associates and joint ventures are carried at 
cost net of any impairment losses and reversals of impairment losses required to be recognized.  

The composition of the Volkswagen Group is shown in the following table: 

Volkswagen AG and consolidated subsidiaries 

Germany 

Abroad 

Subsidiaries carried at cost 

Germany 

Abroad 

Associates, joint ventures and other equity investments 

Germany 

Abroad 

2020

2019

145

736

78

284

80

119

1,442

151

714

78

290

76

107

1,416

The  list  of  all  shareholdings  that  forms  part  of  the  annual  financial  statements  of  Volkswagen AG  can  be 
from 
downloaded 
www.volkswagenag.com/ir. 

the  electronic  companies  register  at  www.unternehmensregister.de  and 

from 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

221

The following consolidated German subsidiaries with the legal form of a corporation or partnership meet the 
criteria set out in section 264(3) or section 264b of the Handelsgesetzbuch (HGB – German Commercial Code) 
and have as far as possible exercised the option not to publish annual financial statements: 
>  AUDI AG, Ingolstadt 
>  Audi Berlin GmbH, Berlin 
>  Audi Frankfurt GmbH, Frankfurt am Main 
>  Audi Hamburg GmbH, Hamburg 
>  Audi Hannover GmbH, Hanover 
>  AUDI Immobilien GmbH & Co. KG, Ingolstadt 
>  Audi Leipzig GmbH, Leipzig 
>  Audi München GmbH, Munich 
>  Audi Sport GmbH, Neckarsulm 
>  Audi Stuttgart GmbH, Stuttgart 
>  Auto & Service PIA GmbH, Munich 
>  Autostadt GmbH, Wolfsburg 
>  Bugatti Engineering GmbH, Wolfsburg 
>  Dr. Ing. h.c. F. Porsche AG, Stuttgart 
>  GETAS Verwaltung GmbH & Co. Objekt Augsburg KG, Pullach i. Isartal 
>  GETAS Verwaltung GmbH & Co. Objekt Heinrich-von-Buz-Straße KG, Pullach i. Isartal 
>  HABAMO Verwaltung GmbH & Co. Objekt Sterkrade KG, Pullach i. Isartal 
>  Haberl Beteiligungs-GmbH, Munich 
>  MAHAG Automobilhandel und Service GmbH & Co. oHG, Munich 
>  MAHAG GmbH, Munich 
>  MAHAG Sportwagen Zentrum Albrechtstraße GmbH, Munich 
>  MAN Energy Solutions SE, Augsburg 
>  MOIA GmbH, Berlin 
>  MOIA Operations Germany GmbH, Hanover 
>  Porsche Consulting GmbH, Bietigheim-Bissingen 
>  Porsche Deutschland GmbH, Bietigheim-Bissingen 
>  Porsche Dienstleistungs GmbH, Stuttgart 
>  Porsche Digital GmbH, Stuttgart 
>  Porsche Engineering Group GmbH, Weissach 
>  Porsche Engineering Services GmbH, Bietigheim-Bissingen 
>  Porsche Erste Beteiligungsgesellschaft mbH, Stuttgart 
>  Porsche Financial Services GmbH & Co. KG, Bietigheim-Bissingen 
>  Porsche Financial Services GmbH, Bietigheim-Bissingen 
>  Porsche Holding Stuttgart GmbH, Stuttgart 
>  Porsche Immobilien GmbH & Co. KG, Stuttgart 
>  Porsche Investments GmbH, Stuttgart 
>  Porsche Leipzig GmbH, Leipzig 
>  Porsche Lizenz- und Handelsgesellschaft mbH & Co. KG, Ludwigsburg 
>  Porsche Logistik GmbH, Stuttgart 
>  Porsche Niederlassung Berlin GmbH, Berlin 
>  Porsche Niederlassung Berlin-Potsdam GmbH, Kleinmachnow 
>  Porsche Niederlassung Hamburg GmbH, Hamburg 
>  Porsche Niederlassung Leipzig GmbH, Leipzig 
>  Porsche Niederlassung Stuttgart GmbH, Stuttgart 
>  Porsche Nordamerika Holding GmbH, Ludwigsburg 
>  Porsche Siebte Vermögensverwaltung GmbH, Wolfsburg 
>  Porsche Smart Mobility GmbH, Stuttgart 
>  Porsche Zentrum Hoppegarten GmbH, Stuttgart 
>  Schwaba GmbH, Augsburg 
>  SEAT Deutschland Niederlassung GmbH, Frankfurt am Main 
>  SKODA AUTO Deutschland GmbH, Weiterstadt 

 
222 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

>  SZM Sportwagen Zentrum München GmbH, Munich 
>  VfL Wolfsburg-Fußball GmbH, Wolfsburg 
>  VGRD GmbH, Wolfsburg 
>  VGRHH GmbH, Hamburg 
>  Volkswagen AirService GmbH, Braunschweig
>  Volkswagen Automobile Berlin GmbH, Berlin 
>  Volkswagen Automobile Chemnitz GmbH, Chemnitz 
>  Volkswagen Automobile Frankfurt GmbH, Frankfurt am Main 
>  Volkswagen Automobile Hamburg GmbH, Hamburg 
>  Volkswagen Automobile Hannover GmbH, Hanover 
>  VOLKSWAGEN Automobile Leipzig GmbH, Leipzig 
>  Volkswagen Automobile Region Hannover GmbH, Hanover 
>  Volkswagen Automobile Rhein-Neckar GmbH, Mannheim 
>  Volkswagen Automobile Stuttgart GmbH, Stuttgart 
>  Volkswagen Beteiligungsverwaltung GmbH, Wolfsburg 
>  Volkswagen car.SW Org Wolfsburg AG, Wolfsburg 
>  Volkswagen Dritte Leasingobjekt GmbH, Braunschweig 
>  Volkswagen Erste Leasingobjekt GmbH, Braunschweig 
>  Volkswagen Fünfte Leasingobjekt GmbH, Braunschweig 
>  Volkswagen Gebrauchtfahrzeughandels und Service GmbH, Langenhagen 
>  Volkswagen Group IT Services GmbH, Wolfsburg 
>  Volkswagen Group Real Estate GmbH & Co. KG, Wolfsburg 
>  Volkswagen Group Services GmbH, Wolfsburg 
>  Volkswagen Immobilien GmbH, Wolfsburg 
>  Volkswagen Konzernlogistik GmbH & Co. OHG, Wolfsburg 
>  Volkswagen Original Teile Logistik GmbH & Co. KG, Baunatal 
>  Volkswagen Osnabrück GmbH, Osnabrück 
>  Volkswagen Sachsen GmbH, Zwickau 
>  Volkswagen Sechste Leasingobjekt GmbH, Braunschweig 
>  Volkswagen Siebte Leasingobjekt GmbH, Braunschweig 
>  Volkswagen Software Asset Management GmbH, Wolfsburg 
>  Volkswagen Vermögensverwaltungs-GmbH, Wolfsburg 
>  Volkswagen Vertriebsbetreuungsgesellschaft mbH, Chemnitz 
>  Volkswagen Vierte Leasingobjekt GmbH, Braunschweig 
>  Volkswagen Zubehör GmbH, Dreieich 
>  Volkswagen Zweite Leasingobjekt GmbH, Braunschweig 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

223

C O N S O L I D AT E D   S U B S I D I A R I E S  

The fiscal year’s changes in the consolidated Group are shown in the following table: 

Number 

Germany

Abroad

Initially consolidated 

Subsidiaries previously carried at cost 

Newly acquired subsidiaries 

Newly formed subsidiaries 

Deconsolidated 

Mergers 

Liquidations 

Sales/other 

4

0

0

4

3

4

3

10

27

3

13

43

3

2

16

21

The  initial  consolidation  or  deconsolidation  of  these  subsidiaries,  either  individually  or  collectively,  did  not 
have a significant effect on the presentation of the net assets, financial position and results of operations. The 
unconsolidated structured entities are immaterial from a Group perspective. In particular, they do not give rise 
to any significant risks to the Group. 

I N V E ST M E N T S   I N   A S S O C I AT E S  
From a Group perspective, the associates Sinotruk (Hong Kong) Ltd., Hongkong, China (Sinotruk), Bertrandt AG, 
Ehningen,  Germany  (Bertrandt),  There  Holding  B.V.,  Rijswijk,  the  Netherlands  (There  Holding),  and  Navistar 
International Corporation, Lisle, Illinois/USA (Navistar), were material at the reporting date. 

Sinotruk 
Sinotruk  is  one  of  the  largest  truck  manufacturers  in  the  Chinese  market.  There  is  an  agreement  in  place 
between  Group companies and Sinotruk regarding a long-term strategic partnership, under which the Group 
participates in the local market. In addition to the partnership with Sinotruk in the volume segment, exports of 
MAN vehicles to China are also helping to expand access to the small, but fast-growing premium truck market. 
Sinotruk’s principal place of business is in Hongkong, China. 

As  of  December  31,  2020,  the  quoted  market  price  of  the  shares  in  Sinotruk  amounted  to  €1,436 million 

(previous year: €1,312 million). 

Bertrandt  
Bertrandt  is  an  engineering  partner  to  companies  in  the  automotive  and  aviation  industry.  Its  portfolio  of 
services  ranges  from  developing  individual  components  through  complex  modules  to  end-to-end  solutions. 
Bertrandt’s principal place of business is in Ehningen, Germany. 

As  of  December  31,  2020,  the  quoted  market  price  of  the  shares  in  Bertrandt  amounted  to  €116 million 

(previous year: €165 million). 

 
224 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

There Holding 
Together  with  the  BMW Group,  Daimler AG  and  other  companies,  Volkswagen  holds  an  equity  investment 
in  There Holding B.V.,  Rijswijk  (the  Netherlands),  an  investment  company.  In  turn,  There Holding B.V.  held 
around  60%  of  the  shares  of  HERE International B.V.,  Eindhoven  (the  Netherlands),  as  of  the  end  of  fiscal 
year 2020. HERE International B.V. is one of the world’s largest producers of digital road maps for navigation 
systems. Since the interest held does not grant control in accordance with IFRS 10, HERE International B.V. is 
included in the financial statements of There Holding B.V. as an associate using the equity method.  

Capital increases were implemented at There Holding B.V. in January 2020, in which Volkswagen participated. 
As  a  result,  the  shares  in  There Holding B.V.,  which  are  accounted  for  using  the  equity  method,  increased  by 
€19 million.  

As  early  as  in  December 2019,  it  was  announced  that  additional  investors  would  acquire  shares  in 
HERE International B.V.  Following  the  signing  in  December  2019  and  after  all  antitrust  approvals  had  been 
obtained,  Mitsubishi Corporation (MC),  Tokyo (Japan),  and  Nippon  Telegraph  and  Telephone  Corporation  of 
Japan (NTT), Tokyo (Japan), jointly acquired 30% of the shares of HERE International B.V. as of May 29, 2020. As a 
result,  the  interest  held  by  There Holding B.V.  in  HERE International B.V.  declined  from  around  85%  to  around 
60%. In June 2020 and September 2020, capital reductions were implemented at the level of There Holding B.V. 
in connection with the sale of shares. In this process, an amount of €197 million was attributable to the interest 
held by Volkswagen.  

Volkswagen’s ownership interest in There Holding B.V. continues to amount to 29.7%. 

Navistar 
Navistar  International  Corporation  (Navistar)  is  a  US  manufacturer  of  commercial  vehicles;  it  is  based  in  Lisle, 
Illinois/USA. Navistar and TRATON GROUP companies have entered into master agreements for strategic technology 
and supply cooperation, as well as a procurement joint venture. 

Since, on the basis of contractual arrangements with Navistar, TRATON SE is entitled to two out of ten seats on 
the  Board  of  Directors  and  in  view  of  existing  cooperation  agreements,  the  investment  in  Navistar  is  reported 
under equity-accounted investments in the consolidated financial statements. 

On  November 7,  2020,  TRATON SE  and  Navistar  announced  that  they  had  entered  into  a  binding  merger 
agreement  under  which  TRATON SE  would  acquire  all  outstanding  ordinary  shares  of  Navistar  not  already 
owned by TRATON SE at a cash price of USD 44.50 per ordinary share. At the time of the agreement, TRATON SE 
held 16.7% of Navistar’s outstanding shares. Expected to be completed in mid-2021, the transaction is subject to 
approval by Navistar shareholders, customary closing conditions and regulatory approvals.

As  of  December  31,  2020,  the  quoted  market  price  of  the  shares  in  Navistar  amounted  to  €596 million 

(previous year: €429 million). 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

225

S U M M A R I Z E D   F I N A N C I A L   I N F O R M AT I O N   O N   M AT E R I A L   A S S O C I AT E S   O N   A   1 0 0 %   B A S I S  

€ million 

2020 

Equity interest in % 

Noncurrent assets 

Current assets 

Noncurrent liabilities 

Current liabilities 

Net assets 

Sales revenue 

Earnings after tax from continuing operations  

Earnings after tax from discontinued operations  

Other comprehensive income 

Total comprehensive income 

Dividends received4 

2019 

Equity interest in % 

Noncurrent assets 

Current assets 

Noncurrent liabilities 

Current liabilities 

Net assets 

Sales revenue 

Earnings after tax from continuing operations  

Earnings after tax from discontinued operations  

Other comprehensive income 

Total comprehensive income 

Dividends received4 

Sinotruk1

Bertrandt2

There Holding

Navistar3

25

2,578

8,755

185

7,180

3,969

9,072

538

–

–1

537

30

25

2,351

6,127

50

4,669

3,758

8,047

627

–

0

627

47

29

666

481

408

197

541

915

–19

–

–1

–20

5

29

575

468

313

153

578

1,058

16

–

–1

15

6

30

1,190

24

–

0

17

1,765

3,921

6,072

2,888

1,214

–3,274

–

206

–

10

216

–

30

1,131

467

–

0

6,664

–292

–

212

–80

–

17

1,762

4,441

6,336

3,206

1,597

–3,339

–

–390

–

1

–389

–

10,004

216

–

7

223

–

1  Balance sheet amounts refer to the June 30 reporting date and income statement amounts refer to the period from July 1 to June 30.  
2  Balance sheet amounts refer to the September 30 reporting date and income statement amounts refer to the period from October 1 to September 30. 
3  Balance sheet amounts refer to the October 31 reporting date and income statement amounts refer to the period from November 1 to October 31.  
4  Proportionate dividends are shown net of withholding tax. 

 
226 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

R E CO N C I L I AT I O N   O F  T H E   F I N A N C I A L   I N F O R M AT I O N  TO  T H E   CA R RY I N G  A M O U N T  O F  T H E E Q U I T Y - ACCOU N TE D   I N V E STM E N T S  

Sinotruk

Bertrandt

There Holding

Navistar

€ million 

2020 

Net assets at January 1 

Profit or loss 

Other comprehensive income 

Changes in reserves 

Foreign exchange differences 

Dividends¹ 

Net assets at December 31 

Proportionate equity 

Consolidation/Goodwill/Others 

Carrying amount of equity-accounted investments 

2019 

Net assets at January 1 

Profit or loss 

Other comprehensive income 

Changes in reserves 

Foreign exchange differences 

Dividends¹ 

Net assets at December 31 

Proportionate equity 

Consolidation/Goodwill/Others 

Carrying amount of equity-accounted investments 

1  Dividends are shown before withholding tax. 

3,758

538

–1

–124

–56

–146

3,969

992

–384

608

3,395

627

0

1

–46

–218

3,758

940

–388

552

578

–19

–1

–

–

–16

541

157

–36

120

583

16

–1

–

–

–20

578

167

80

247

1,597

206

10

–599

–

–

1,214

361

–

361

1,764

–390

1

222

–

–

1,597

475

–

475

S U M M A R I Z E D   F I N A N C I A L   I N F O R M AT I O N   O N   I N D I V I D U A L LY   I M M AT E R I A L   A S S O C I AT E S   O N   T H E   B A S I S   O F   T H E  

V O L K SWA G E N   G R O U P ’ S   P R O P O R T I O N AT E   I N T E R E ST  

€ million 

Earnings after tax from continuing operations  

Earnings after tax from discontinued operations  

Other comprehensive income 

Total comprehensive income 

Carrying amount of equity-accounted investments 

2020

–25

–

0

–26

1,663

There were unrecognized losses of €7 million (previous year: €54 million) relating to investments in associates. 
Furthermore, there were no contingent liabilities or financial guarantees relating to associates.  

–3,339

–292

212

7

153

–15

–3,274

–547

923

376

–3,461

216

7

–21

–60

–20

–3,339

–560

1,007

447

2019

27

–

12

39

597

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

227

I N T E R E ST S   I N   J O I N T   V E N T U R E S  
From  a  Group perspective,  the  joint  ventures  FAW-Volkswagen  Automotive  Company  Ltd., Changchun,  China, 
SAIC-Volkswagen  Automotive  Company  Ltd.,  Shanghai,  China,  and  SAIC-Volkswagen  Sales  Company  Ltd., 
Shanghai, China, were material at the reporting date due to their size. 

FAW-Volkswagen Automotive Company 
FAW-Volkswagen Automotive Company develops, produces and sells passenger cars. There is an agreement in 
place  between  Group  companies  and  the  joint  venture  partner  China  FAW  Corporation  Limited  regarding  a 
long-term strategic partnership. The principal place of business is in Changchun, China. 

SAIC-Volkswagen Automotive Company 
SAIC-Volkswagen Automotive Company develops and produces passenger cars. There is an agreement in place 
between Group companies and the joint venture partner Shanghai Automotive Industry Corporation regarding 
a long-term strategic partnership. The principal place of business is in Shanghai, China. 

SAIC-Volkswagen Sales Company 
SAIC-Volkswagen  Sales  Company  sells  passenger  cars  for  SAIC-Volkswagen  Automotive  Company.  There  is  an 
agreement  in  place  between  Group  companies  and  the  joint  venture  partner  Shanghai  Automotive  Industry 
Corporation regarding a long-term strategic partnership. The principal place of business is in Shanghai, China. 

 
228 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

S U M M A R I Z E D   F I N A N C I A L   I N F O R M AT I O N   O N   T H E   M AT E R I A L   J O I N T   V E N T U R E S   O N   A   1 0 0 %   B A S I S  

€ million 

2020 

Equity interest in % 

Noncurrent assets 

Current assets 

   of which cash and cash equivalents 

Noncurrent liabilities 

   of which financial liabilities² 

Current liabilities 

   of which financial liabilities² 

Net assets 

Sales revenue 

Depreciation and amortization 

Interest income 

Interest expenses 

Earnings before tax from continuing operations  

Income tax expense 

Earnings after tax from continuing operations  

Earnings after tax from discontinued operations  

Other comprehensive income 

Total comprehensive income 

Dividends received³ 

2019 

Equity interest in % 

Noncurrent assets 

Current assets 

   of which cash and cash equivalents 

Noncurrent liabilities 

   of which financial liabilities² 

Current liabilities 

   of which financial liabilities² 

Net assets 

Sales revenue 

Depreciation and amortization 

Interest income 

Interest expenses 

Earnings before tax from continuing operations  

Income tax expense 

Earnings after tax from continuing operations  

Earnings after tax from discontinued operations  

Other comprehensive income 

Total comprehensive income 

Dividends received³ 

FAW-Volkswagen 
Automotive 
Company

SAIC-Volkswagen 
Automotive 
Company1

SAIC-Volkswagen 
Sales Company

40

50

11,504

9,844

3,525

1,062

–

12,759

–

7,528

46,282

1,785

126

6

4,937

1,272

3,665

–

24

3,689

1,308

40

12,069

11,876

5,423

1,221

–

15,321

29

7,403

44,181

1,825

125

4

4,775

1,251

3,524

–

–49

3,475

1,332

8,871

6,509

2,711

843

–

10,601

–

3,936

20,350

1,776

62

38

2,187

444

1,743

–

–9

1,734

1,230

50

9,355

8,251

6,513

1,130

–

11,674

1

4,802

26,922

2,190

53

2

3,594

845

2,749

–

3

2,752

1,732

30

932

3,889

123

130

–

4,291

–

399

23,446

25

5

–

465

118

347

–

–

347

149

30

896

4,477

210

160

–

4,665

–

548

32,115

21

5

–

659

166

493

–

–

493

153

1  SAIC-Volkswagen Sales Company sells passenger cars for SAIC-Volkswagen Automotive Company. Therefore, the sales revenue reported for SAIC-Volkswagen 

Automotive Company was mostly generated from its business with SAIC-Volkswagen Sales Company. 

2  Excluding trade liabilities. 
3  Proportionate dividends are shown net of withholding tax. 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

229

R E CO N C I L I AT I O N   O F  T H E   F I N A N C I A L   I N F O R M AT I O N  TO  T H E   CA R RY I N G  A M O U N T  O F  T H E E Q U I T Y - ACCOU N TE D   I N V E STM E N T S  

FAW-Volkswagen 
Automotive 
Company

SAIC-Volkswagen 
Automotive 
Company

SAIC-Volkswagen 
Sales Company

€ million 

2020 

Net assets at January 1 

Profit or loss 

Other comprehensive income 

Changes in share capital 

Changes in reserves 

Foreign exchange differences 

Dividends¹ 

Net assets at December 31 

Proportionate equity 

Consolidation/Goodwill/Others 

Carrying amount of equity-accounted investments 

2019 

Net assets at January 1 

Profit or loss 

Other comprehensive income 

Changes in share capital 

Changes in reserves 

Foreign exchange differences 

Dividends¹ 

Net assets at December 31 

Proportionate equity 

Consolidation/Goodwill/Others 

Carrying amount of equity-accounted investments 

1  Dividends are shown before withholding tax. 

7,403

3,665

24

–

–

–149

–3,416

7,528

3,011

–792

2,219

7,358

3,524

–49

–

–

54

4,802

1,743

–9

–

–

–33

–2,567

3,936

1,968

–803

1,165

5,538

2,749

3

–

–

37

–3,483

–3,524

7,403

2,961

–760

2,201

4,802

2,401

–803

1,599

548

347

–

–

–

0

–497

399

120

–

120

549

493

–

–

–

16

–509

548

164

–

164

2019

434

–

3

436

1,887

S U M M A R I Z E D   F I N A N C I A L   I N F O R M AT I O N   O N   I N D I V I D U A L LY   I M M AT E R I A L   J O I N T   V E N T U R E S   O N   T H E   B A S I S   O F   T H E  

V O L K SWA G E N   G R O U P ’ S   P R O P O R T I O N AT E   I N T E R E ST  

€ million 

Earnings after tax from continuing operations  

Earnings after tax from discontinued operations  

Other comprehensive income 

Total comprehensive income 

Carrying amount of equity-accounted investments 

2020

166

–

–186

–20

3,447

There  were  unrecognized  losses  of  €26 million  (previous  year:  €29 million)  relating  to  investments  in  joint 
ventures. Contingent liabilities to joint ventures amounted to €248 million (previous year: €224 million), while 
financial guarantees stood at €70 million (previous year: €134 million). Cash funds of joint ventures amounting 
to €197 million (previous year: €276 million) are deposited as collateral for asset-backed securities transactions 
and are therefore not freely available.  

 
230 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

I F R S   5   –   N O N - C U R R E N T   A S S E T S   H E L D   F O R   S A L E  
As  of  December 31,  2019,  the  RENK AG  subgroup  and  the  consolidated  subsidiary  Autonomous  Intelligent 
Driving (AID) were classified as disposal groups held for sale in accordance with IFRS 5 and measured at their 
carrying amounts. Assets of €795 million and liabilities of €370 million attributable to the disposal groups were 
reported in a separate balance sheet item as of December 31, 2019. 

The sale of  RENK was completed on October 6, 2020 following the required regulatory approvals. The sale 

price was €0.5 billion. 

The contribution of AID was effected as of June 1, 2020. After proportional profit elimination, the contribution 
of  AID  to  Argo  AI  at  fair  value  resulted  in  a  non-cash  gain  of  €0.8 billion,  which  was  recognized  in  the  other 
operating result. 

Consolidation methods 

The assets and liabilities of the German and foreign companies included in the consolidated financial statements 
are  recognized  in  accordance  with  the  uniform  accounting  policies  used  within  the  Volkswagen  Group.  In  the 
case  of  companies  accounted  for  using  the  equity  method,  the  same  accounting  policies  are  always applied  to 
determine  the  proportionate  equity,  based  on  the  most  recent  audited  annual  financial  statements  of  each 
company. 

In the case of subsidiaries consolidated for the first time, assets and liabilities are generally measured at their 
fair  value  at  the  date  of  acquisition.  Their  carrying  amounts  are  adjusted  in  subsequent  years.  Goodwill  arises 
when the purchase price of the investment exceeds the fair value of identifiable net assets. Goodwill is tested for 
impairment at least once a year to determine whether its carrying amount is recoverable. If the carrying amount 
of goodwill is higher than the recoverable amount, an impairment loss is recognized. If this is not the case, there 
is no change in the carrying amount of goodwill compared with the previous year. If the purchase price of the 
investment is less than the identifiable net assets, the difference is recognized in the income  statement in the 
year of acquisition. Goodwill is accounted for at the subsidiaries in the functional currency of those subsidiaries. 
Any difference that arises from the acquisition of additional shares of an already consolidated subsidiary is taken 
directly  to  equity.  Unless  otherwise  stated,  the  proportionate  equity  directly  attributable  to  noncontrolling 
interests is determined at the acquisition date as the share of the fair value of the assets (excluding goodwill) 
and liabilities attributable to them. Contingent consideration is measured at fair value at the acquisition date. 
Subsequent changes in the fair value of contingent consideration do not generally result in the adjustment of 
the acquisition-date measurement. Acquisition-related costs that are not equity transaction costs are not added 
to the purchase price; they are recognized as expenses in the period in which they are incurred. 

The  consolidation  process  involves  adjusting  the  items  in  the  separate  financial  statements  of  the  parent 
and its subsidiaries and presenting them as if they were those of a single economic entity. Intragroup assets, 
liabilities,  equity,  income,  expenses  and  cash  flows  are  eliminated  in  full.  Intercompany  profits  or  losses  are 
eliminated  in  Group  inventories  and  noncurrent  assets.  Deferred  taxes  are  recognized  for  consolidation 
adjustments, and deferred tax assets and liabilities are offset where taxes are levied by the same tax authority 
and have the same maturity. 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

231

Currency translation 

Transactions  in  foreign  currencies  are  translated  in  the  single-entity  financial  statements  of  Volkswagen AG 
and  its  consolidated  subsidiaries  at  the  rates  prevailing  at  the  transaction  date.  Foreign  currency  monetary 
items are recorded in the balance sheet using the middle rate at the closing date. Foreign exchange gains and 
losses are recognized in the income statement. This does not apply to foreign exchange differences from loans 
receivable  that  represent  part  of  a  net  investment  in  a  foreign  operation.  The  financial  statements  of  foreign 
companies  are  translated  into  euros  using  the  functional  currency  concept,  under  which  asset  and  liability 
items are translated at the closing rate. With the exception of income and expenses recognized directly in equity, 
equity  is  translated  at  historical  rates.  The  resulting  foreign  exchange  differences  are  recognized  in  other 
comprehensive  income until disposal of  the  subsidiary  concerned, and are  presented as a  separate item in 
equity. 

Income statement items are translated into euros at weighted average rates.  

The rates applied are presented in the following table: 

Argentina 

Australia 

Brazil 

Canada 

Czech Republic 

India 

Japan 

Mexico 

People’s Republic of China 

Poland 

Republic of Korea 

Russia 

South Africa 

Sweden 

United Kingdom 

USA 

B A L A N C E   S H E E T   M I D D L E   R A T E  

I N C O M E   S T A T E M E N T  

O N   D E C E M B E R   3 1  

A V E R A G E   R A T E  

2020

2019

2020

2019

103.28799

67.23626

100.39080

53.78083

1.58605

6.37555

1.56275

26.23900

89.69000

1.60080

4.51350

1.46205

25.40650

80.15450

1.61589

6.27218

1.55979

26.30420

89.57211

1.61071

4.41485

1.48595

25.66983

78.86396

126.51000

121.89500

126.26457

122.08649

24.41145

21.24340

24.29728

21.56326

8.02895

4.55615

7.81470

4.25970

7.95821

4.47717

7.73444

4.29784

1,336.21000

1,296.35000

1,332.54652

1,304.89265

91.77540

18.01515

10.02470

0.89925

1.22760

69.84685

15.76470

10.44505

0.84995

1.12275

90.25599

18.11555

10.17259

0.90553

1.21663

72.46709

16.17716

10.58593

0.87744

1.11974

€1 =

ARS

AUD

BRL

CAD

CZK

INR

JPY

MXN

CNY

PLN

KRW

RUB

ZAR

SEK

GBP

USD

 
232 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

Accounting policies 

M E A S U R E M E N T   P R I N C I P L E S  
With certain exceptions, such as financial instruments measured at fair value and provisions for pensions and 
other  post-employment  benefits,  items  in  the  Volkswagen  Group  are  accounted  for  under  the  historical  cost 
convention. The methods used to measure the individual items are explained in more detail below. 

I N TA N G I B L E   A S S E T S  
Purchased intangible assets are recognized at cost and – if they have finite useful lives – amortized over their 
useful lives using the straight-line method. This relates in particular to software, which is normally amortized 
over three years. 

In accordance with IAS 38, research costs are recognized as expenses when incurred. 
Since the fourth quarter of 2019, development costs for future series products and other internally generated 
intangible  assets  have  been  capitalized  at  cost,  provided  the  cash-generating  unit  to  which  the  respective 
intangible  asset  is  attributable  is  not  impaired  and  the  other  criteria  for  recognition  as  assets  are  met.  If  at 
least one of the criteria for recognition as assets is not met, the expenses are recognized in the income statement 
in the year in which they are incurred. 

Capitalized  development  costs  include  all  direct  and  indirect  costs  that  are  directly  attributable  to  the 
development process. The costs are amortized using the straight-line method from the start of production over 
the  expected  life  cycle  of  the  models,  powertrains  or  software  developed  –  generally  between  three  and  nine 
years. 

Amortization  charges  on  intangible  assets  are  allocated  to  the  relevant  functional  areas  in  the  income 

statement. 

Brand  names  from  business  combinations  usually  have  an  indefinite  useful  life  and  are  therefore  not 

amortized. An indefinite useful life is usually the result of a brand’s further use and maintenance. 

Goodwill,  intangible  assets  with  indefinite  useful  lives  and  intangible  assets  that  are  not  yet  available 
for use are tested for impairment at least once a year. Assets in use and other intangible assets with finite 
useful lives are tested for impairment only if there are specific indications that they may be impaired. The 
Volkswagen Group generally applies the higher of value in use and fair value less costs to sell of the relevant 
cash-generating unit to determine the recoverable amount of goodwill and intangible assets with indefinite 
and finite useful lives. Normally, the respective brand is the cash-generating unit that is used as the testing 
level.  Jointly  used  (corporate)  assets  are  allocated  to  the  cash-generating  units  using  allocation  formulas. 
Measurement  of  value  in  use  is  based  on  management’s  current  medium-term  planning  (referred  to  as 
budget planning round). The planning period generally covers five years. This planning is based on expectations 
regarding future global economic trends and on assumptions derived from those trends about the markets 
for passenger cars and commercial vehicles, expected trends in the Volkswagen Group’s market shares, the 
volume and timing of the development of vehicle models and investments in production facilities, as well 
as changes in price and cost structures, taking particular account of the transformation to e-mobility and 
an increase in regulatory requirements. The planning for the Financial Services segment is likewise prepared 
on the basis of these expectations, and also reflects the relevant market penetration rates of expected vehicle 
sales with finance or lease agreements and other services, as well as regulatory requirements. The planning 
for  the  Power  Engineering  segment  reflects  expectations  about  trends  in  the  various  individual  markets. 
The planning includes reasonable assumptions about macroeconomic trends (exchange rate, interest  rate 
and  commodity price  trends) and historical developments. The  planning is based  on  the assumption  that 
global  economic  output  and,  consequently,  trends  in  the  automotive  market  will  recover  overall  in  2021, 
provided successful, lasting containment of the Covid-19 pandemic is achieved. However, this growth will 
most likely be sufficient for the economy to recover to approximately its pre-pandemic level. We continue 
to believe that risks will arise from protectionist tendencies, turbulence in the financial markets and structural 
deficits in individual countries. In addition, growth prospects will be negatively impacted by ongoing geo-
political tensions and conflicts. We anticipate that both the advanced economies and the emerging markets 
will experience positive momentum. Furthermore, we anticipate that the global economy will also continue 
to grow in the period from 2022 to 2025. The Volkswagen Group’s automotive market and volume planning 
reflects the above regional differentiation and takes account of the impact of the Covid-19 pandemic on the 
initial years of the planning period. The negative impact on earnings expected to arise from 2021 onward 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

233

from more stringent emission and fuel consumption legislation and the sustained effects of the Covid-19 
pandemic  is  to  be  offset  by  corresponding  programs  to  increase  efficiency.  The  change  in  the  operating 
return  on  sales  assumed  for  fiscal  year  2021  for  the  purpose  of  the  impairment  test  is  within  the  range 
forecast by Volkswagen.  

The estimation of cash flows is generally based on the expected growth trends for the markets concerned. 
The estimates for the cash flows following the end of the planning period are generally based on a growth rate 
of up to 1% p.a. (previous year: up to 1% p.a.) in the Passenger Cars segment, and on a growth rate of up to 1% p.a. 
(previous year: up to 1% p.a.) in the Power Engineering and Commercial Vehicles segments.  

Value in use is determined for the purpose of impairment testing of goodwill, indefinite-lived intangible assets 
and finite-lived intangible assets – mainly capitalized development costs – using the following pretax weighted 
average cost of capital (WACC) rates, which are adjusted if necessary for country-specific discount factors: 

WACC 

Passenger Cars segment 

Commercial Vehicles segment 

Power Engineering segment 

2020

6.8%

8.7%

9.3%

2019

5.7%

7.7%

7.9%

The WACC rates are calculated based on the risk-free rate of interest, a market risk premium and the cost of debt. 
Additionally, specific peer group information on beta factors and leverage is taken into account. The composition 
of the peer groups used to determine beta factors and leverage is continuously reviewed and adjusted if necessary. 
For information on the assumptions applied to the detailed planning period, please refer to the Report on 
Expected Developments, which is part of the Management Report. For subsequent years, plausible assumptions 
are  made  regarding  future  trends.  The  planning  assumptions  are  adapted  to  reflect  the  current  state  of 
knowledge. 

P R O P E R T Y,   P L A N T   A N D   E Q U I P M E N T  
Property,  plant  and  equipment  is  carried  at  cost  less  depreciation  and  –  where  necessary  –  write-downs  for 
impairment. Investment grants are generally deducted from cost. Cost is determined on the basis of the direct 
and indirect costs that are directly attributable. Special operational equipment is reported under other equipment, 
operating and office equipment. Property, plant and equipment is depreciated using the straight-line method 
over  its  estimated  useful  life.  The  useful  lives  of  items  of  property,  plant  and  equipment  are  reviewed  on  a 
regular basis and adjusted if required. 

 
234 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

Depreciation is based mainly on the following useful lives: 

Buildings 

Site improvements 

Technical equipment and machinery 

Other equipment, operating and office equipment, including special tools 

Useful life

20 to 50 years

10 to 20 years

6 to 12 years

3 to 15 years

Impairment  losses  on  property,  plant  and  equipment  are  recognized  in  accordance  with  IAS 36  where  the 
recoverable amount of the asset concerned has fallen below the carrying amount. The recoverable amount is 
the  higher  of  value  in  use  and  fair  value  less  costs  to  sell.  Value  in  use  is  determined  using  the  principles 
described for intangible assets. The discount rates for product-specific tools and other investments are the same 
as  the  discount  rates  for  capitalized  development  costs  given  above  for  each  segment.  If  the  reasons  for  impair-
ments recognized in previous years no longer apply, the impairment losses are reversed up to a maximum of 
the amount that would have been determined if no impairment loss had been recognized. 

In accordance with the principle of substance over form, assets that have been formally transferred to third 
parties under a sale and leaseback transaction including a repurchase option also continue to be accounted for 
as separate assets. 

L E A S E S  
The Volkswagen Group accounts for leases in accordance with IFRS 16, which defines a lease as a contract or part 
of  a  contract  in  which  a  lessor  transfers  to  a  lessee  the  right  to  use  an  asset  for  an  agreed  period  of  time  in 
exchange for consideration.  

If the Volkswagen Group is the lessee, it generally recognizes in its balance sheet a right-of-use asset and a lease 
liability for each lease. In the Volkswagen Group the lease liability is measured on the basis of the present value of 
outstanding lease payments, while the right-of-use asset is generally measured at the amount of the lease liability 
plus any direct costs.  

During the lease term, the right-of-use asset is always depreciated on a straight-line basis over the term of 
the  lease.  The  lease  liability  is  adjusted  using  the  effective  interest  method  and  taking  the  lease  payments 
into account.  

The right-of-use assets are reported in the balance sheet under those items in which the assets underlying the 
lease would have been recognized if the Volkswagen Group had been their beneficial owner. For this reason, the 
right-of-use  assets  are  presented  under  noncurrent  assets,  mostly  in  property,  plant  and  equipment,  as  of  the 
balance sheet date and included in impairment tests of property, plant and equipment conducted in accordance 
with IAS 36. 

Practical expedients are allowed for short-term and low-value leases; the Volkswagen Group makes use of 
this option and therefore does not recognize right-of-use assets or liabilities for these types of leases. In this 
respect, the lease payments will continue to be recognized in the income statement. Leases are accounted for 
being  as  of low  value if  the  value  of  the leased asset when  new  is  no higher  than €5,000. Furthermore,  the 
accounting rules of IFRS 16 are not applied to leases of intangible assets. 

A  large  number  of  leases  contain  extension  and  termination  options.  The  determination  of  the  lease  terms 
considers all relevant facts and circumstances that create an economic incentive to exercise or not to exercise the 
option. Optional periods are taken into account in determining the lease term, if it is reasonably certain that the 
option will or will not be exercised. 

 
 
 
 
 
 
 
  
 
 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

235

L E A S E   A S S E T S  
The accounting treatment of lease assets is based on the classification into operating leases and finance leases. 
The classification is made on the basis of the distribution of risks and rewards incidental to ownership of the 
lease asset. 

If the lease is an operating lease, the Volkswagen Group is exposed to the  material risks and rewards. The 
lease asset is recognized at amortized cost in the Volkswagen Group’s noncurrent assets and the lease installments 
collected in the period are recognized as income in the income statement. 

Vehicles leased out under operating leases are recognized at cost and depreciated to their estimated residual 
value  using  the  straight-line  method  over  the  term  of  the  lease.  Impairment  losses  identified  as  a  result  of  an 
impairment  test  in  accordance  with  IAS 36  are  recognized.  The  forecast  residual  values  are  adjusted  to  include 
constantly updated internal and external information on residual values, depending on specific local factors and 
the experiences gained in the marketing of used cars. This requires management to make assumptions in particular 
about vehicle supply and demand in the future, as well as about vehicle price trends. Such assumptions are based 
either on qualified estimates or on data published by external experts. Qualified estimates are based on external 
data – if available – that reflects additional information that is available from within the company, such as historical 
experience and current sales data.  

Under a finance lease, the material risks and rewards are transferred to the lessee. The lease asset is derecognized 
from the Volkswagen Group’s noncurrent assets, and instead a receivable is recognized in the amount of the net 
investment in the lease.  

I N V E ST M E N T   P R O P E R T Y  
Real estate and buildings held in order to obtain rental income (investment property) are carried at amortized 
cost; the useful lives applied to depreciation generally correspond to those of the property, plant and equipment 
used  by  the  Company  itself.  The  fair  value  of  investment  property  is  disclosed  in  the  notes  if  it  is  carried  at 
amortized cost. Fair value is generally estimated using an investment method based on internal calculations. 
This  involves  determining  the  income  value  for  a  specific  building  on  the  basis  of  gross  income,  taking  into 
account additional factors such as land value, remaining useful life and a multiplier specific to property. 

C A P I TA L I Z AT I O N   O F   B O R R O W I N G   C O ST S  
Borrowing costs of qualifying assets are capitalized as part of the cost of these assets. A qualifying asset is an 
asset that necessarily takes at least a year to get ready for its intended use or sale.  

E Q U I T Y - A C C O U N T E D   I N V E ST M E N T S  
The cost of equity-accounted investments is adjusted to reflect the share attributable to the Volkswagen Group 
of increases or reductions in equity at the associates and joint ventures after their acquisition, as well as any 
effects from purchase price allocation. Additionally, the investment is tested for impairment if there are indications 
of  impairment  and  written  down  to  the  lower  recoverable  amount  if  necessary.  The  recoverable  amount  is 
determined  using  the  principles  described  for  indefinite-lived  intangible  assets.  If  the  reason  for  impairment 
ceases  to  apply  at  a  later  date,  the  impairment  loss  is  reversed  to  the  carrying  amount  that  would  have  been 
determined had no impairment loss been recognized. 

 
236 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

F I N A N C I A L   I N ST R U M E N T S  
Financial instruments are contracts that give rise to a financial asset of one company and a financial liability or 
an equity instrument of another. Regular way purchases or sales of financial instruments are accounted for at 
the settlement date – that is, at the date on which the asset is delivered. 

Financial assets are classified and measured on the basis of the entity’s business model and the characteristics 
of the financial asset’s cash flows.  

IFRS 9 classifies financial assets into the following categories: 
>  financial assets at fair value through profit or loss;
>  financial assets at fair value through other comprehensive income (debt instruments); 
>  financial assets at fair value through other comprehensive income (equity instruments); and 
>  financial assets at amortized cost. 

Financial liabilities are classified into the following categories: 
>  financial liabilities at fair value through profit or loss; and 
>  financial liabilities measured at amortized cost. 

In the Volkswagen Group, the categories presented above are allocated to the “at amortized cost” and “at fair 
value” classes. 

F I N A N C I A L   A S S E T S   A N D   L I A B I L I T I E S   AT   A M O R T I Z E D   C O ST  
Financial assets measured at amortized cost are held under a business model that is aimed at collecting contractual 
cash  flows  (“hold”  business  model).  The  cash  flows  of  these  assets  relate  solely  to  payments  of  principal  and 
interest on the principal amount outstanding. The amortized cost of a financial asset or liability is the amount: 
>  at which a financial asset or liability is measured at initial recognition; 
>  minus any principal repayments;
>  taking account of any loss allowances, write-downs for impairment and uncollectibility relating to financial

assets; and 

>  plus or minus the cumulative amortization of any difference between the original amount and the amount
repayable at maturity (premium, discount), amortized using the effective interest method  over the term of
the financial asset or liability. 

Financial liabilities measured at amortized cost using the effective interest method relate to liabilities to banks, 
bonds, commercial paper and notes, loans and other liabilities. Gains or losses resulting from changes in amortized 
cost,  including  the  effects  of  changes  in  exchange  rates,  are  recognized  through  profit  or  loss.  For  reasons  of 
materiality, discounting or unwinding of discounting is not applied to current liabilities (due within one year). 

To  encourage  lending  to  private  households  and  companies  affected  by  the  Covid-19  pandemic,  the  ECB 
provided additional liquidity on favorable terms under the TLTRO III program. The Volkswagen Group is of the 
view that this support constitutes a government grant. The income from these government grants within the 
meaning of IAS 20 is recognized in the interest result. 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

237

Financial assets and liabilities measured at amortized cost are 
>  receivables from financing business;
>  trade receivables and payables; 
>  other receivables and financial assets and liabilities;
>  financial liabilities; and 
>  cash, cash equivalents and time deposits. 

F I N A N C I A L   A S S E T S   A N D   L I A B I L I T I E S   AT   F A I R   VA L U E    
Changes in the carrying amount of financial assets measured at fair value are recognized either through OCI or 
through profit or loss.  

The fair value through OCI (debt instruments) category comprises exclusively debt instruments. Changes in 
fair  value  are  always  recognized  directly  in  equity,  net  of  deferred  taxes.  Certain  changes  in  the  fair  value  of 
these  debt  instruments  (impairment  losses,  foreign  exchange  gains  and  losses,  interest  calculated  using  the 
effective interest method) are recognized immediately in profit or loss.  

Financial assets measured at fair value through other comprehensive income (debt instruments) are held 
under a business model aimed at both collecting contractual cash flows and selling financial assets (“hold and 
sell” business model).  

Financial  assets  that  are  equity  instruments  are  also  measured  at  fair  value.  Here,  Volkswagen  exercises  the 
option  to  recognize  changes  in  fair  value  always  through  other  comprehensive  income,  i.e.  gains  and  losses 
from the measurement of equity investments are never recycled to the income statement but instead reclassified 
to revenue reserves on disposal (no reclassification).  

Any financial assets not measured at either amortized cost or through other comprehensive income are 
allocated to the fair value through profit or loss category. Financial assets at fair value through profit or loss are 
aimed in particular at generating cash flows by selling financial instruments (“sell” business model). 

At Volkswagen, this category primarily comprises  
>  hedging relationships to which hedge accounting is not applied and 
>  investment fund units. 

All financial liabilities at fair value through profit or loss relate to derivatives to which hedge accounting is 
not applied. 

Fair value generally corresponds to the market or quoted market price. If no active market exists, fair value 
is determined using other observable inputs as far as possible. If no observable inputs are available, fair value is 
determined  using  valuation  techniques,  such  as  by  discounting  the  future  cash  flows  at  the  market  interest 
rate, or by using recognized option pricing models, and, as far as possible, verified by confirmations from the 
banks that handle the transactions. 

In the case of current financial receivables and liabilities, amortized cost generally corresponds to the principal 

or repayment amount. 

The fair value option for financial assets and financial liabilities is not used in the Volkswagen Group. 
Financial assets and financial liabilities are generally presented at their gross amounts and only offset if the 
Volkswagen Group currently has a legally enforceable right to set off the amounts and intends to settle on a net 
basis.  

Subsidiaries,  associates  and  joint  ventures  that  are  not  consolidated  for  reasons  of  materiality  do  not  fall 

within the scope of IFRS 9 and IFRS 7.  

 
238 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

D E R I VAT I V E S   A N D   H E D G E   A C C O U N T I N G  
Volkswagen  Group  companies  use  derivatives  to  hedge  balance  sheet  items  and  future  cash  flows  (hedged 
items). Appropriate derivatives such as swaps, forward transactions and options are used as hedging instruments. 
The criteria for the application of hedge accounting are that the hedging relationship between the hedged item 
and the hedging instrument is clearly documented and that the hedge is highly effective. 

The accounting treatment of changes in the fair value of hedging instruments depends on the nature of the 
hedging relationship. In the case of hedges against the risk of change in the fair value of balance sheet items 
(fair value hedges), both the hedging instrument and the hedged risk portion of the hedged item are measured 
at fair value. Several risk portions of hedged items are grouped into a portfolio if appropriate. In the case of a 
fair value portfolio hedge, the changes in fair value are accounted for in the same way as for a fair value hedge 
of an individual underlying. Gains or losses from the measurement of hedging instruments and hedged items 
are  recognized  in  profit  or  loss.  In  the  Volkswagen Group,  IAS 39  is  applied  alongside  IFRS 9  to  account  for 
portfolio hedges of interest rate risk in the Financial Services Division. 

In the case of hedges of future cash flows (cash flow hedges), the hedging instruments are also measured at 
fair value. The designated effective portion of the hedging instrument is accounted for through OCI I and the 
non-designated  portion  through  OCI  II.  They  are  only  recognized  in  the  income  statement  when  the  hedged 
item is recognized in profit or loss. The ineffective portion of cash flow hedges is recognized through profit or 
loss immediately.  

Derivatives  used  by  the  Volkswagen  Group  for  financial  management  purposes  to  hedge  against  interest 
rate, foreign currency, commodity price, equity price, or fund price risks, but that do not meet the strict hedge 
accounting  criteria  of  IFRS 9,  are  classified  as  financial  assets  or  liabilities  at  fair  value  through  profit  or  loss 
(referred  to  below  as  derivatives  to  which  hedge  accounting  is  not  applied).  This  also  applies  to  options  on 
shares.  External  hedging  instruments  of  intragroup  hedged  items  that  are  subsequently  eliminated  in  the 
consolidated  financial  statements  are  also  assigned  to  this  category  as  a  general  rule.  Assets  and  liabilities 
measured at fair value through profit or loss consist of derivatives or components of derivatives that are not 
included in hedge accounting. These relate for example to the non-designated currency forwards used to hedge 
sales revenue, interest rate hedges, commodity futures and currency forwards relating to commodity futures. 

R E C E I VA B L E S   F R O M   F I N A N C E   L E A S E S  
Where a Group company is the lessor – generally of vehicles – a receivable in the amount of the net investment 
in the lease is recognized in the case of finance leases, in other words where substantially all the risks and rewards 
are transferred to the lessee. 

I M PA I R M E N T   L O S S E S   O N   F I N A N C I A L   I N ST R U M E N T S  
Financial  assets  are  exposed  to  default  risk,  which  is  taken  into  account  by  recognizing  loss  allowances  or,  if 
losses have already been incurred, by recognizing impairment losses. Default risk on loans and receivables in 
the financial services segment is accounted for by recognizing specific loss allowances and portfolio-based loss 
allowances.  

In particular, a loss allowance is recognized on these financial assets in the amount of the expected loss in 
accordance  with  Group-wide  standards.  The  actual  specific  loss  allowances  for  the  losses  incurred  are  then 
charged to this loss allowance. A potential impairment is assumed not only for a number of situations such as 
delayed  payment  over  a  period  of  more  than  90  days,  the  institution  of  enforcement  measures,  the  threat  of 
insolvency  or  overindebtedness,  application  for  or  the  opening  of  bankruptcy  proceedings,  or  the  failure  of 
reorganization measures, but also for receivables that are not past due. 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

239

Portfolio-based  loss  allowances  are  recognized  by  grouping  together  insignificant  receivables  and  significant 
individual receivables for which there is no indication of impairment into homogeneous portfolios on the basis 
of comparable credit risk features and allocating them by risk class. Average historical default probabilities are 
used in combination with forward-looking parameters for the portfolio concerned to calculate the amount of 
the impairment loss.  

Credit  risks  must  be  considered  for  all  financial  assets  measured  at  amortized  cost  or  fair  value  through 
other comprehensive income (debt instruments), as well as for contract assets in accordance with IFRS 15 and 
lease receivables within the scope of IFRS 16. The rules on impairment also apply to risks from irrevocable credit 
commitments not recognized in the balance sheet and to the measurement of financial guarantees. 

As  a  matter  of  principle,  a  simplified  process,  which  takes  historical  default  rates  and  forward-looking 
information into account, and specific loss allowances are used to account for impairment losses on receivables 
outside the Financial Services segment.  

D E F E R R E D   TA X E S  
Deferred tax assets are generally recognized for tax-deductible temporary differences between the tax base of 
assets  and  liabilities  and  their  carrying  amounts  in  the  consolidated  balance  sheet,  as  well  as  on  tax  loss 
carryforwards and tax credits provided it is probable that they can be used in future periods. Deferred tax liabilities 
are generally recognized for all taxable temporary differences between the tax base of assets and liabilities and 
their carrying amounts in the consolidated balance sheet. 

Deferred tax liabilities and assets are recognized in the amount of the expected tax liability or tax benefit, 
as appropriate, in subsequent fiscal years, based on the expected enacted tax rate at the time of realization. The 
tax consequences of dividend payments are generally not taken into account until the resolution on appropriation 
of earnings available for distribution has been adopted. 

Deferred tax assets that are unlikely to be realized within a clearly predictable period are reduced by loss 

allowances. 

Deferred tax assets for tax loss carryforwards are usually measured on the basis of future taxable income 

over a planning period of five fiscal years. 

Deferred tax assets and deferred tax liabilities are offset where taxes are levied by the same taxation authority 

and relate to the same tax period. 

I N V E N T O R I E S  
Raw  materials,  consumables  and  supplies,  merchandise,  work  in  progress  and  self-produced  finished  goods 
reported in inventories are carried at the lower of cost or net realizable value. Cost is determined on the basis of 
the direct and indirect costs that are directly attributable. Borrowing costs are not capitalized. The measurement 
of same or similar inventories is generally based on the weighted average cost method. 

N O N C U R R E N T   A S S E T S   H E L D   F O R   S A L E   A N D   D I S C O N T I N U E D   O P E R AT I O N S  
Under IFRS 5, noncurrent assets or groups of assets and liabilities (disposal groups) are classified as held for sale 
if their carrying amounts will be recovered principally through a sale transaction rather than through continuing 
use. Such assets are carried at the lower of their carrying amount and fair value less costs to sell, and are presented 
separately in current assets and liabilities in the balance sheet. 

Discontinued operations are components of an entity that have either been disposed of or are classified as 
held for sale. The assets and liabilities of operations that are held for sale represent disposal groups that must 
be  measured  and  reported  using  the  same  principles  as  noncurrent  assets  held  for  sale.  The  income  and 
expenses from discontinued operations are presented in the income statement as profit or loss from discontinued 
operations  below  the  profit  or  loss  from  continuing  operations.  Corresponding  disposal  gains  or  losses  are 
contained in the profit or loss  from discontinued operations. The prior-year figures in the income statement 
are adjusted accordingly. 

 
240 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

P E N S I O N   P R O V I S I O N S  
The actuarial valuation of pension provisions is based on the projected unit credit method stipulated by IAS 19 
for defined benefit plans. The valuation is not only based on pension payments and vested entitlements known 
at  the  balance  sheet  date,  but  also  reflects  future  salary  and  pension  trends, as  well as  experience-based  staff 
turnover  rates.  Remeasurements  are  recognized  in  retained  earnings  in  other  comprehensive  income,  net  of 
deferred taxes. 

P R O V I S I O N S   F O R   I N C O M E   TA X E S  
Tax provisions contain obligations resulting from current income taxes. Deferred taxes are presented in separate 
items of the balance sheet and income statement. Provisions are recognized for potential tax risks on the basis 
of the best estimate of the liability.  

S H A R E - B A S E D   PAYM E N T  
Share-based  payment  comprises  phantom  shares  and  performance  shares.  The  obligations  arising  from  the 
share-based  payment  are  accounted  for  as  cash-settled  plans  in  accordance  with  IFRS  2.  These  cash-settled 
share-based payments are measured at fair value, which is determined using a recognized option pricing model, 
until maturity. The total compensation cost to be recognized corresponds to the actual payment and is allocated 
over the vesting period.  

OT H E R   P R O V I S I O N S  
In accordance with IAS 37, provisions are recognized where a present obligation exists to third parties as a result 
of  a  past  event,  where  a  future  outflow  of  resources  with  economic  benefits  is  probable  and  where  a  reliable 
estimate of that outflow can be made. 

Provisions  not  resulting  in  an  outflow  of  resources  in  the  year  immediately  following  are  recognized  at 
their  settlement  value  discounted  to  the  balance  sheet  date.  Discounting  is  based  on  market  interest  rates.  
An average discount rate of –0.23% (previous year: –0.10%) was used in the Eurozone. The settlement value also 
reflects  cost  increases  expected  at  the  balance  sheet  date.  Provisions  are  not  offset  against  claims  for  reim-
bursement. 

Insurance  contracts  that  form  part  of  the  insurance  business  are  recognized  in  accordance  with  IFRS 4. 
Reinsurance acceptances are accounted for without any time delay in the year in which they arise. Provisions 
are  generally  recognized  based  on  the  cedant’s  contractual  duties.  Estimation  techniques  based  on  assump-
tions  about  future  changes  in  claims  are  used  to  calculate  the  claims  provision.  Other  technical  provisions 
relate to the provision for cancellations. 

The  share  of  the  provisions  attributable  to  reinsurers  is  calculated  in  accordance  with  the  contractual 

agreements with the retrocessionaries and reported under other assets. 

C O N T I N G E N T   L I A B I L I T I E S  
If the criteria for recognizing a provision are not met, but the outflow of resources with economic benefits is 
not  remote,  such  obligations  are  disclosed  in  the  notes  to  the  consolidated  financial  statements  (see  the 
“Contingent liabilities” section). Contingent liabilities are only recognized if the obligations are more certain, 
i.e.  the  outflow  of  resources  with  economic  benefits  has  become  probable  and  their  amount  can  be  reliably
estimated. 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

241

L I A B I L I T I E S  
Noncurrent liabilities are recorded at amortized cost in the balance sheet. Differences between historical cost 
and the repayment amount are amortized using the effective interest method. 

Liabilities to members of partnerships from puttable shares are recognized in the income statement at the 

present value of the redemption amount at the balance sheet date. 

Lease liabilities are carried at the present value of the lease payments. 
Current liabilities are recognized at their repayment or settlement value. 

R E V E N U E   A N D   E X P E N S E   R E C O G N I T I O N  
Sales revenue, interest and commission income from financial services and other operating income are recognized 
only when the relevant services have been rendered or the goods have been delivered, i.e. when the customer 
has  obtained  control  of  the  goods  or  services.  Where  new  and  used  vehicles  and  original  parts  are  sold,  the 
Company’s performance invariably occurs upon delivery, because that is the point when control is transferred, 
and the inventory risk and, for deliveries to a dealer, invariably also the pricing decision pass to the customer. 
Revenue is reported net of sales allowances (discounts, rebates, or customer bonuses). The Volkswagen Group 
measures sales allowances and other variable consideration on the basis of experience and by taking account of 
current circumstances. Vehicles are normally sold on payment terms. A trade receivable is recognized for the 
period between vehicle delivery and receipt of payment. Any financing component included in the transaction 
is only recognized if the period between the transfer of the goods and the payment of consideration is longer 
than one year and the amount to be accrued is significant. 

Sales revenue from financing and finance lease agreements is recognized using the effective interest method. 
If non-interest-bearing or low-interest vehicle financing arrangements are agreed, sales revenue is reduced by 
the interest benefits granted. Sales revenue from operate leases is recognized over the term of the contract on a 
straight line basis.  

In contracts under which the goods or services are transferred over a period of time, revenue is recognized, 
depending on the type of goods or services provided, either according to the stage of completion or, to simplify, 
on a straight-line basis; the latter is only allowed if revenue recognition on a straight-line basis does not differ 
materially from recognition according to the stage of completion. As a rule, the stage of completion is deter-
mined as the proportion that contract costs incurred by the end of the reporting period bear to the estimated 
total contract costs (cost-to-cost method). Contract costs incurred invariably represent the best way to measure 
the stage of completion for the performance obligation. If the outcome of a performance obligation satisfied 
over time is not sufficiently certain, but the Company expects, as a minimum, to recover its costs, revenue is 
only  recognized  in  the  amount  of  contract  costs  incurred  (zero  profit  margin  method).  If  the  expected  costs 
exceed the expected revenue, the expected losses are recognized immediately in full as expenses by recognizing 
impairment losses on the associated contract assets recognized, and additionally by recognizing provisions for 
any amounts in excess of the impairment losses. Since long-term construction contracts invariably give rise to 
contingent  receivables  from  customers  for  the  period  to  completion  or  payment  by  the  customer,  contract 
assets are recognized for the corresponding amounts. A trade receivable is recognized as soon as the Company 
has transferred the goods or services in full.  

If a contract comprises several separately identifiable components (multiple-element arrangements), these 

components are recognized separately in accordance with the principles outlined above.  

 
242 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

If services are sold to the customer at the same time as the vehicle, and the customer pays for them in advance, 
the Group recognizes a corresponding contract liability until the services have been transferred. Examples of 
services that customers pay for in advance are servicing, maintenance and certain warranty contracts as well as 
mobile  online  services.  For  extended  warranties  granted  to  customers  for  a  particular  model,  a  provision  is 
normally recognized in the same way as for statutory warranties. If the warranty is optional for the customer or 
includes an additional service component, the related sales revenue is deferred and recognized over the term of 
the warranty.  

Income  from  the  sale  of  assets  for  which  a  Group  company  has  a  buyback  obligation  is  recognized  only 
when the assets have definitively left the Group. If a fixed repurchase price was agreed when the contract was 
entered into, the difference between the selling price and the present value of the repurchase price is recognized 
ratably as income over the term of the contract. Prior to that time, the assets are carried as inventories in the 
case of short contract terms and as lease assets in the case of long contract terms.  

Sales revenue is always determined on the basis of the price stated in the contract. If variable consideration 
(e.g.  volume-based  bonus  payments)  has  been  agreed  in  a  contract,  the  large  number  of  contracts  involved 
means that revenue has to be estimated using the expected value method. In exceptional cases, the most probable 
amount method may also be used. Once the expected sales revenue has been estimated, an additional check is 
carried out to determine whether there is any uncertainty that necessitates the reversal of the revenue initially 
recognized so that it can be virtually ruled out that sales revenue subsequently has to be adjusted downward. 
Provisions for reimbursements arise mainly from dealer bonuses. 

In multiple element arrangements, the transaction price is allocated to the different performance obligations 
of  the  contract  on  the  basis  of  relative  standalone  selling  prices.  In  the  Automotive  Division,  non-vehicle-
related services are invariably measured at their standalone selling prices for reasons of materiality.  

Cost of sales includes the costs incurred to generate the sales revenue and the cost of goods purchased for 
resale. This item also includes the costs of additions to warranty provisions. Research and development costs 
not eligible for capitalization in the period and amortization of development costs are likewise carried under 
cost of sales. Reflecting the presentation of interest and commission income in sales revenue, the interest and 
commission expenses attributable to the financial services business are presented in cost of sales. 

Dividend income is recognized on the date when the dividend is legally approved. 

G O V E R N M E N T   G R A N T S  
Government  grants  related  to  assets  are  deducted  when  arriving  at  the  carrying  amount  of the  asset  and  are 
recognized in profit or loss over the life of the depreciable asset as a reduced depreciation expense. If the Group 
becomes entitled to a grant subsequently, the amount of the grant attributable to prior periods is recognized as 
profit or loss.  

Government grants related to income, i.e. that compensate the Group for expenses incurred, are recognized 
in profit or loss for the period in those items in which the expenses to be compensated by the grants are also 
recognized. Grants in the form of nonmonetary assets (e.g. the use of land free of charge or the transfer of resources 
free of charge) are disclosed as a memo item. 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

243

E ST I M AT E S   A N D   A S S U M P T I O N S   B Y   M A N A G E M E N T  
Preparation  of  the  consolidated  financial  statements  requires  management  to  make  certain  estimates  and 
assumptions that affect the reported amounts of assets and liabilities, and income and expenses, as well as the 
related disclosure of contingent assets and liabilities of the reporting period. The estimates  and assumptions 
relate largely to the following matters:  

The impairment testing of nonfinancial assets (especially goodwill, brand names, capitalized development 
costs and special operational equipment) and equity-accounted investments, or investments accounted at cost, 
and  the  measurement  of  options  on  shares  in  companies  that  are  not  traded  in  an  active  market  require 
assumptions about the future cash flows during the planning period, and possibly beyond it, as well as about 
the discount rate to be applied. The estimates made in order to separate cash flows mainly relate to future market 
shares, the trend in the respective markets and the profitability of the Volkswagen Group’s products. In addition, 
the recoverability of the Group’s lease assets depends in particular on the residual value of the leased vehicles 
after expiration of the lease term, because this represents a significant portion of the expected cash flows. More 
detailed information on impairment tests and the measurement parameters used for those tests can be found 
in the explanations on the accounting policies for intangible assets.  

If there are no observable market inputs, the fair values of assets acquired and liabilities assumed in a business 
combination  are  measured  using  recognized  valuation  techniques,  such  as  the  relief-from-royalty  method  or 
the residual method. 

Impairment testing of financial assets requires estimates about the extent and probability of occurrence of 
future events. As far as possible, estimates are derived from experience taking into account current market data 
as well as rating categories and scoring information. The sections entitled “IFRS 7 (Financial Instruments)” and 
“Financial  risk  management  and  financial  instruments”  contain  further  details  on  how  to  determine  loss 
allowances.  

Accounting for provisions is also based on estimates of the extent and probability of occurrence of future 
events, as well as estimates of the discount rate. As far as possible, these are also based on experience or external 
opinions. The assumptions applied in the measurement of pension provisions are described in the “Provisions 
for  pensions  and  other  post-employment  benefits”  section.  Actuarial  gains  or  losses  arising  from  changes  in 
measurement inputs are recognized in other comprehensive income and do not affect profit or loss reported in 
the income statement. Any change in the estimates of the amount of other provisions is always recognized in 
profit  or  loss.  The  provisions are  regularly adjusted  to  reflect  new  information  obtained.  The  use  of  expected 
values invariably means that unused provisions are reversed or additional amounts have to be recognized for 
provisions. Similarly to  expenses  for  the  recognition  of  provisions, income  from  the  reversal  of  provisions  is 
allocated  to  the  respective  functions.  Warranty  claims  from  sales  transactions  are  calculated  on  the  basis  of 
losses to date, estimated future losses and the policy on ex gratia arrangements. In addition, assumptions must 
be made about the nature and extent of future warranty and ex gratia claims.  

For  the  provisions  recognized  in  connection  with  the  diesel  issue,  assumptions  were  made  in  particular 
about working hours, material costs and hourly wage rates, depending on the series, model year and country 
concerned.  In  addition,  assumptions  are  made  about  future  resale  prices  of  repurchased  vehicles.  These 
assumptions are based on qualified estimates, which are based in turn on external data, and also reflect additional 
information  available  internally,  such  as  values  derived  from  experience.  Further  information  on  the  legal 
proceedings and on the legal risks associated with the diesel issue can be found in the “Litigation” section. 

Tax provisions were recognized for potential future retrospective tax payments, while other provisions were 

recognized for ancillary tax payments arising in this connection.  

Volkswagen AG and its subsidiaries have operations worldwide and are audited by local tax authorities on 
an ongoing basis. Amendments to tax laws and changes in legal precedent and their interpretation by the tax 
authorities  in  the  respective  countries  may  lead  to  tax  payments  that  differ  from  the  estimates  made  in  the 
financial statements. 

 
244 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

The measurement of the tax provision is based on the most likely exposure resulting from this risk materializing. 
Volkswagen decides whether to account for multiple tax uncertainties separately or in groups on the merits of 
each  individual  case  considered,  depending  on  which  type  of  presentation  is  better  suited  to  predicting  the 
extent to which the tax risk will materialize. The pricing of individual products and services is complex, especially 
in relation to contracts for the cross-border supply of intragroup goods and services, because it is in many cases 
not possible to observe market prices for internally generated products, or the use of market prices for similar 
products  is  subject  to  uncertainty  because  they  are  not  comparable.  In  these  cases,  prices  –  including  for  tax 
purposes – are determined on the basis of standardized, generally accepted valuation techniques. 

If actual developments differ from the assumptions made for recognizing the provisions, the figures actually 

recorded may differ compared to the estimates expected originally. 

An overview of other provisions can be found in the “Noncurrent and current other provisions” section. 
Government grants are recognized based on an assessment as to whether there is reasonable assurance that 
the  Group  companies  will  fulfill  the  conditions  for  awarding  the  grants  and  that  the  grants  will  in  fact  be 
awarded. This assessment is based on the nature of the legal entitlement and past experience.  

Estimates of the useful life of finite-lived assets are based on experience and are reviewed regularly. Where 

estimates are modified the residual useful life is adjusted and an impairment loss is recognized, if necessary.  

Estimates of lease terms under IFRS 16 are based on the non-cancelable period of a lease and an assessment 
of whether existing extension and termination options will be exercised. The determination of the lease term 
and the discount rates used impacts on the amounts to be recognized for right-of-use assets and lease liabilities.

Measuring deferred tax assets requires assumptions regarding future taxable income and the timing of the 

realization of deferred tax assets. 

The estimates and assumptions are based on underlying assumptions that reflect the current state of available 
knowledge. Specifically, the expected future development of business was based on the circumstances known at 
the  date  of  preparation  of  these  consolidated  financial  statements  and  a  realistic  assessment  of  the  future 
development  of  the  global  and  sector-specific  environment.  Estimates  and  assumptions  remain  subject  to  a 
high degree of uncertainty because future business developments are subject to uncertainties that in part cannot 
be influenced by the Group. This applies in particular to short- and medium-term cash flow forecasts and to the 
discount rates used.  

Developments  in  this  environment  that  differ  from  the  assumptions  and  that  cannot  be  influenced  by 
management could result in amounts that differ from the original estimates. If actual developments differ from 
the expected developments, the underlying assumptions and, if necessary, the carrying amounts of the assets 
and liabilities affected are adjusted. 

The global spread of the SARS-COV-2 virus, the associated restrictions, and the resulting downturn in demand 
and  supply  meant  that  negative  growth  of  4.0%  was  recorded  for  the  world  economy  in  2020  (previous  year: 
positive growth of 2.6%).

The  Volkswagen  Group’s  planning  is  based  on  the  assumption  that  global  economic  output  will  recover 

overall in 2021, provided successful, lasting containment of the Covid-19 pandemic is achieved.

Estimates and assumptions by management were based in particular on assumptions relating to the develop-
ment  of  the  general  economic  environment,  the  automotive  markets  and  the  legal  environment.  These  and 
further  assumptions  are  explained  in  detail  in  the  Report  on  Expected  Developments,  which  is  part  of  the 
group management report. 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

245

Segment reporting 

Segments  are  identified  on  the  basis  of  the  Volkswagen  Group’s  internal  management  and  reporting.  In  line 
with the Group’s multibrand strategy, each of its brands (operating segments) is managed by its own Board of 
Management. The Group targets and requirements laid down by the Board of Management of Volkswagen AG 
must  be  complied  with.  Segment  reporting  comprises  four  reportable  segments:  Passenger  Cars  and  Light 
Commercial Vehicles, Commercial Vehicles, Power Engineering and Financial Services.  

The activities of the Passenger Cars and Light Commercial Vehicles segment cover the development of vehicles, 
engines  and  vehicle  software,  the  production  and  sale  of  passenger  cars  and  light  commercial  vehicles,  and  the 
corresponding genuine parts business. In the Passenger Cars and Light Commercial Vehicles reporting segment, 
the  individual  brands  are  being  combined  into  a  single  reportable  segment,  in  particular  as  a  response  to  the 
high  degree  of  technological  and  economic  interlinking  in  the  production  network.  Furthermore,  there  is 
collaboration within key areas such as procurement, research and development or treasury.  

The Commercial Vehicles segment primarily comprises the development, production and sale of trucks and 
buses,  the  corresponding  genuine  parts  business  and  related  services.  As  in  the  case  of  the  passenger  car 
brands, there is collaboration within the areas procurement, development and sales. The aim is to create closer 
cooperation within the business areas. 

The Power Engineering segment combines the large-bore diesel engines, turbomachinery, special gear units, 
and  propulsion  components  businesses.  Until  October  2020,  it  also  included  the  Renk  business;  for  further 
information see the “Key events” section. 

The activities of the Financial Services segment comprise dealership and customer financing, leasing, banking 
and  insurance  activities,  fleet  management  and  mobility  services.  In  this  segment,  activities  are  combined  for 
reporting purposes taking into particular account the comparability of the type of services and of the regulatory 
environment. 

Purchase price allocation for companies acquired is allocated directly to the corresponding segments.  
At Volkswagen, segment profit or loss is measured on the basis of the operating result. 
In  segment  reporting,  the  share  of  the  result  of  joint  ventures  is  contained  in  the  result  of  equity-

accounted investments in the corresponding segments.  

The reconciliation contains activities and other operations that by definition do not constitute segments. 
It also includes the unallocated Group financing activities. Consolidation adjustments between the segments 
are also contained in the reconciliation. 

Investments in intangible assets, property, plant and equipment, and investment property are reported 

net of investments in right-of-use assets from leases. 

As  a  matter  of  principle,  business  relationships  between  the  companies  within  the  segments  of  the 

Volkswagen Group are transacted at arm’s length prices. 

 
246 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

Segment result (operating result) 

15,610

1,653

R E P O R T I N G   S E G M E N T S   2 0 1 9  

€ million 

Sales revenue from 
external customers 

Intersegment sales revenue 

Total sales revenue 

Depreciation and amortization 

Impairment losses 

Reversal of impairment losses 

Share of the result of  
equity-accounted investments 

Interest result and 
other financial result 

Equity-accounted investments 

Investments in intangible assets, 
property, plant and equipment,  
and investment property 

R E P O R T I N G   S E G M E N T S   2 0 2 0  

€ million 

Sales revenue from 
external customers 

Intersegment sales revenue 

Total sales revenue 

Depreciation and amortization 

Impairment losses 

Reversal of impairment losses 

Segment result (operating result) 

Share of the result of  
equity-accounted investments 

Interest result and 
other financial result 

Equity-accounted investments 

Investments in intangible assets, 
property, plant and equipment,  
and investment property 

Passenger Cars 
and Light 
Commercial 
Vehicles

Commercial
Vehicles

Power
Engineering

Financial
Services

Total
segments

Reconciliation

Volkswagen
Group

186,511

15,762

202,273

14,622

201

886

25,401

1,043

26,444

2,280

1

71

3,053

225

–1,582

6,232

–70

1,118

3,995

2

3,997

420

–

2

–93

–1

1

34

36,446

3,714

40,160

8,080

538

181

3,212

71

–64

784

252,353

20,522

272,875

25,402

740

1,140

20,381

3,349

–1,715

8,169

280

252,632

–20,522

–20,242

–996

209

–15

–3,422

–

252,632

24,406

949

1,124

16,960

–

3,349

–238

–

–1,953

8,169

17,098

1,460

197

223

18,977

423

19,401

Passenger Cars 
and Light 
Commercial 
Vehicles

160,674

15,310

175,984

15,428

370

32

8,381

2,615

–3

8,129

Commercial
Vehicles

Power
Engineering

Financial
Services

Total
segments

Reconciliation

Volkswagen
Group

21,114

1,042

22,156

2,309

179

1

–79

85

–170

1,135

3,638

2

3,640

379

64

–

–482

–3

–2

29

37,223

3,555

40,778

8,647

742

204

3,012

222,649

19,908

242,557

26,763

1,355

237

10,832

235

222,884

–19,908

–19,673

–1,014

–49

–8

–1,157

–

222,884

25,749

1,306

229

9,675

60

2,756

–

2,756

–296

786

–471

10,080

–294

–

–765

10,080

15,677

1,309

147

208

17,340

405

17,745

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

247

R E C O N C I L I AT I O N  

€ million 

Segment sales revenue 

Unallocated activities 

Group financing 

Consolidation/Holding company function 

Group sales revenue 

Segment result (operating result) 

Unallocated activities 

Group financing 

Consolidation/Holding company function 

Operating result 

Financial result 

Consolidated result before tax 

B Y   R E G I O N   2 0 1 9  

2020

2019

242,557

272,875

997

27

–20,698

222,884

969

28

–21,239

252,632

10,832

20,381

–28

–8

–1,121

9,675

1,991

11,667

–72

–38

–3,312

16,960

1,396

18,356

€ million 

Sales revenue from 
external customers 

Intangible assets, property, plant 
and equipment, lease assets and 
investment property 

1  Excluding Germany. 

B Y   R E G I O N   2 0 2 0  

€ million 

Sales revenue from 
external customers 

Intangible assets, property, plant 
and equipment, lease assets and 
investment property 

1  Excluding Germany. 

Germany

Europe/Other
markets¹

North
America

South
America

Asia-
Pacific

Hedges sales
revenue

Total

48,991

105,009

43,351

11,297

43,974

11

252,632

101,092

47,353

26,771

3,064

3,562

–

181,842

Germany

Europe/Other
markets¹

North
America

South
America

Asia-
Pacific

Hedges sales
revenue

Total

42,847

90,652

36,810

8,632

44,288

–345

222,884

105,630

47,680

23,852

2,323

3,611

–

183,096

Allocation of sales revenue to the regions follows the destination principle. 

The  allocation  of  interregional  intragroup  transactions  regarding  the  segment  assets  has  been  presented 

uniformly according to the economic ownership.  

 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
248 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

Income statement disclosures 

1. Sales revenue

ST R U C T U R E   O F   G R O U P   S A L E S   R E V E N U E   2 0 1 9

€ million 

Vehicles 

Genuine parts 

Used vehicles and 
third-party products 

Engines, powertrains 
and parts deliveries 

Power Engineering 

Motorcycles 

Leasing business 

Interest and similar 
income 

Hedges sales revenue 

Other sales revenue 

Passenger Cars 
and Light 
Commercial 
Vehicles

154,377

13,329

12,583

11,496

–

603

986

235

–143

8,808

202,273

Commercial 
Vehicles

Power
Engineering

Financial
Services

Total Segments

Reconciliation

Volkswagen 
Group

17,387

3,464

1,415

641

–

–

1,735

5

–18

1,814

26,444

–

–

–

–

3,997

–

0

–

–

–

3,997

–

–

–

–

–

–

30,795

8,031

0

1,334

40,160

171,764

16,793

–14,552

–117

157,212

16,676

13,997

–549

13,449

12,137

3,997

603

33,517

8,271

–161

11,956

272,875

–21

–2

0

–4,370

–205

171

–597

–20,242

12,116

3,994

603

29,147

8,066

11

11,359

252,632

ST R U C T U R E   O F   G R O U P   S A L E S   R E V E N U E   2 0 2 0  

€ million 

Vehicles 

Genuine parts 

Used vehicles and 
third-party products 

Engines, powertrains 
and parts deliveries 

Power Engineering 

Motorcycles 

Leasing business 

Interest and similar 
income 

Hedges sales revenue 

Other sales revenue 

Passenger Cars 
and Light 
Commercial 
Vehicles

129,913

11,755

11,716

12,625

–

567

767

192

–357

8,806

175,984

Commercial 
Vehicles

Power
Engineering

Financial
Services

Total Segments

Reconciliation

Volkswagen 
Group

13,385

3,249

1,455

669

–

–

1,698

8

–18

1,709

22,156

–

–

–

–

3,640

–

0

–

–

–

3,640

–

–

–

–

–

–

31,608

7,707

0

1,463

40,778

143,298

15,004

–13,703

–118

129,595

14,886

13,171

–637

12,535

13,294

3,640

567

34,073

7,907

–375

11,978

242,557

–41

–2

–

–4,334

–261

30

–608

–19,673

13,253

3,638

567

29,739

7,646

–345

11,370

222,884

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

249

For segment reporting purposes, the sales revenue of the Group is presented by segment and market.  

Other sales revenue comprises revenue from workshop services and license revenue, among other things. 
Of  the  sales  revenue  recognized  in  the  period  under  review,  an  amount  of  €6,815 million  (previous  year: 

€6,333 million) was included in contract liabilities as of January 1, 2020. 

€345  million (previous year: €359 million) of the sales revenue recognized in the period under review is 

attributable to performance obligations satisfied in a prior period. 

In  addition  to  existing  performance  obligations  of  €3,676 million  (previous  year:  €3,967 million)  in  the 
Power Engineering segment, most of which are expected to be satisfied or for which sales revenue is expected to 
be recognized by December 31, 2021, the vast majority of the Volkswagen Group’s performance obligations that 
were unsatisfied as of the reporting date relate to vehicle deliveries. Most of these deliveries had already been 
made at the time this report was prepared, or will be made in the first quarter of 2021. The calculation of the 
amounts for the Power Engineering Business Area took account of both contracts with a term of up to one year 
and service contracts under which the Volkswagen Group realizes sales revenue in exactly the same amount as 
the customer benefits from the services rendered by the Company. In the case of variable consideration, sales 
revenue  is  only  recognized  to  the  extent  that  there  is  reasonable  assurance  that  this  sales  revenue  will  not 
subsequently have to be reversed or adjusted downward. 

2. Cost of sales

Cost  of  sales  includes  interest  expenses  of  €2,303 million  (previous  year:  €2,705 million)  attributable  to  the 
financial services business.  

This  item  also  includes  impairment  losses  on  intangible  assets  (primarily  development  costs),  property, 
plant  and  equipment  (primarily  other  equipment,  operating  and  office  equipment),  and  lease  assets  in  the 
amount of €1,180 million (previous year: €830 million). The impairment losses totaling €356 million (previous 
year:  €295 million)  recognized  during  the  reporting  period  on  intangible  assets  and  items  of  property,  plant 
and equipment result primarily from lower values in use of various products in the Passenger Cars segment, 
due to market and exchange rate risks, and in particular from expected declines in volumes. The impairment 
losses  on  lease  assets  in  the  amount  of  €824 million  (previous  year:  €535 million)  are  predominantly  attri- 
butable  to  the Financial  Services  segment.  They  are  based  on  constantly updated  internal  and  external  infor-
mation that is factored into the forecast residual values of the vehicles. €60 million (previous year: €25 million) 
of this figure is reported in current lease assets.  

Government  grants  related  to  income  amounted  to  €1,001 million  in  the  fiscal  year  (previous  year: 

€657 million) and were generally allocated to the functional areas.  

3. Distribution expenses

Distribution expenses amounting to €18.4 billion (previous year: €21.0 billion) include nonstaff overheads and 
personnel costs, and depreciation and amortization applicable to the distribution function, as well as the costs 
of shipping, advertising and sales promotions.  

4. Administrative expenses

Administrative  expenses  of  €9.4 billion  (previous  year:  €9.8 billion)  mainly  include  nonstaff  overheads  and 
personnel costs, as well as depreciation and amortization charges applicable to the administrative function.  

 
250 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

5. Other operating income

€ million 

2020

2019

Income from reversal of loss allowances on receivables and other assets 

Income from reversal of provisions and accruals 

Income from foreign currency hedging derivatives  within hedge accounting 

Income from other hedges 

Income from foreign exchange gains 

Income from sale of promotional material 

Income from cost allocations 

Income from investment property 

Gains on asset disposals and the reversal of impairment losses on noncurrent assets 

Miscellaneous other operating income 

1,334

1,086

1,185

1,709

2,588

312

1,039

10

299

2,876

12,438

1,482

969

686

1,177

2,346

498

985

12

1,182

2,116

11,453

Foreign exchange gains mainly comprise gains from changes in exchange rates between the dates of recognition 
and  payment  of  receivables  and  liabilities  denominated  in  foreign  currencies,  as  well  as  exchange  rate  gains 
resulting from measurement at the closing rate. Foreign exchange losses from these items are included in other 
operating expenses.  

Income from other hedges includes primarily foreign exchange gains from the fair value measurement of 
financial  instruments  used  to  hedge  exchange  rates  and  commodity  prices  and  that  are  not  designated  in  a 
hedging relationship. Foreign exchange losses are included in other operating expenses.  

6. Other operating expenses

€ million 

2020

2019

Loss allowances on trade receivables including construction contracts 

Loss allowances on other receivables and other assets 

Losses from foreign currency hedging derivatives within hedge accounting 

Expenses from other hedges 

Foreign exchange losses 

Expenses from cost allocations 

Expenses for termination agreements 

Losses on disposal of noncurrent assets 

Miscellaneous other operating expenses 

316

2,302

1,034

1,806

3,123

743

391

212

3,979

13,904

317

1,783

997

1,332

2,013

563

54

119

5,712

12,890

Allowances on other receivables and other assets include allowances on receivables from long-term construction 
contracts amounting to €1.2 million (previous year: €0.3 million). 

Expenses from other hedges include primarily foreign exchange gains from the fair value measurement of 
financial instruments used to hedge exchange rates and commodity prices and that are not designated in a hedging 
relationship.  

Miscellaneous  other  operating  expenses  consist,  among  other  items,  of  expenses  in  connection  with  the 

diesel issue (see the “Key Events” section for more information). 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

251

7. Share of the result of equity-accounted investments

€ million 

2020

2019

Share of profits of equity-accounted investments 

of which from joint ventures 

of which from associates 

Share of losses of equity-accounted investments 

of which from joint ventures 

of which from associates 

8. Interest result

€ million 

Interest income 

Other interest and similar income 

Income from valuation of interest derivatives 

Interest expenses 

Other interest and similar expenses 

Expenses from valuation of interest derivatives 

Interest expenses included in lease payments 

Interest result on other liabilities 

Net interest on the net defined benefit liability 

Interest result 

3,159

2,916

243

403

269

134

3,501

3,257

244

152

10

142

2,756

3,349

2020

793

788

5

–2,291

–1,499

–23

–206

–104

–459

2019

910

904

6

–2,524

–1,401

–6

–217

–238

–662

–1,498

–1,614

 
252 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

9. Other financial result

€ million 

Income from profit and loss transfer agreements 

Cost of loss absorption 

Other income from equity investments 

Other expenses from equity investments 

Income from marketable securities and loans   

Realized income of loan receivables and payables in foreign currency 

Realized expenses of loan receivables and payables in foreign currency 

Gains and losses from remeasurement and impairment of financial instruments  

Gains and losses from fair value changes of hedging instruments/derivatives 
not included in hedge accounting 

Gains and losses from fair value changes of hedging instruments/derivatives  
included in hedge accounting  

Other financial result  

2020

23

–103

91

–433

–230

1,097

–1,620

–61

1,950

20

733

2019

19

–72

178

–374

27

877

–980

228

–240

0

–339

Gains and losses from changes in the fair value of hedges/derivatives to which hedge accounting is not applied 
relate primarily to gains on the measurement and realization of forward purchase agreements for new shares in 
QuantumScape Corporation in an amount of €1.4 billion. See the “Key Events” section for more information. 

10. Income tax income/expense

C O M P O N E N T S   O F   TA X   I N C O M E   A N D   E X P E N S E  

€ million 

Current tax expense, Germany 

Current tax expense, abroad 

Current income tax expense 

of which prior-period income (–)/expense (+) 

Deferred tax income (–)/expense (+), Germany 

Deferred tax income (–)/expense (+), abroad 

Deferred tax income (–)/expense (+) 

Income tax income/expense 

2020

2019

940

2,210

3,150

299

–1,026

719

–307

2,843

1,473

2,673

4,147

32

115

65

180

4,326

The  statutory  corporation 
the  2020  assessment  period  was  15%.  
Including trade tax and the solidarity surcharge, this resulted in an aggregate tax rate of 30.0% (previous year: 
29.8%).  

in  Germany 

rate 

tax 

for 

A tax rate of 30.0% (previous year: 29.8%) was used to measure deferred taxes in the German consolidated 

tax group. 

The local income tax rates applied to companies outside Germany vary, as in the previous year, between 0% 

and 45%. In the case of split tax rates, the tax rate applicable to undistributed profits is applied. 

The realization of tax benefits from tax loss carryforwards from previous years resulted in a reduction in 

current income taxes in 2020 of €392 million (previous year: €692 million). 

 
 
 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

253

The tax loss carryforwards and the expiry of loss carryforwards that could not be used changed as follows: 

€ million 

Indefinitely to be carried forward 

Carried forward within 10 years 

Carried forward from 10 to 20 years 

Total  

€ million 

Non-expiring tax loss carryforwards 

Expiry within 10 years 

Expiry from 10 to 20 years 

Expiry over 20 years 

Total  

P R E V I O U S L Y   U N U S E D   T A X   L O S S  

C A R R Y F O R W A R D S  

Dec. 31, 2020

Dec. 31, 2019

15,024

3,215

4,849

23,088

14,498

568

5,579

20,645

E X P I R Y   O F   U N U S A B L E   T A X   L O S S  

C A R R Y F O R W A R D S  

Dec. 31, 2020

Dec. 31, 2019

4,584

2,180

2,164

11

8,939

5,919

473

1,743

62

8,197

The benefit arising from previously unrecognized tax losses or tax credits of a prior period that is used to reduce 
current tax expense in the current fiscal year amounts to €55 million (previous year: €36 million). Deferred tax 
expense was reduced by €134 million (previous year: €66 million) because of a benefit arising from previously 
unrecognized tax losses and tax credits of a prior period. Deferred tax expense resulting from the write-down of 
a deferred tax asset amounts to €470 million  (previous year: €58 million). Deferred tax income resulting from 
the reversal of a write-down of deferred tax assets amounts to €36 million (previous year: €35 million). 

Tax credits granted by various countries amounted to €376 million (previous year: €378 million).  
No deferred tax assets were recognized for deductible temporary differences of €899 million (previous year: 
€897 million) and for tax credits of €105 million (previous year: €138 million) that would expire in the next 20 
years. 

In accordance with IAS 12.39, deferred tax liabilities of €166 million (previous year: €231 million) for temporary 

differences and undistributed profits of Volkswagen AG subsidiaries were not recognized because control exists. 

Deferred tax expense resulting from changes in tax rates amounted to €54 million at Group level (previous 

year: €116 million).  

Deferred tax assets of €12,591 million (previous year: €1,006 million) were recognized without being offset 
by deferred tax liabilities in the same amount. In fiscal year 2020, the deferred tax assets of companies within the 
German tax group recognized due to positive results in the past were included in this analysis. The companies 
concerned  are  expecting  positive  tax  income  in  the  future,  following  losses  in  the  reporting  period  or  the 
previous year. 

 
254 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

€7,997 million  (previous  year:  €7,820 million)  of  the  deferred  taxes  recognized  in  the  balance  sheet  was 
credited  to  equity  and  relates  to  other  comprehensive  income.  €53 million  (previous  year:  €53 million)  of  this 
figure is attributable to noncontrolling interests. In fiscal year 2020, deferred tax income of €73 million from the 
remeasurement  of  pension  plans  directly  through  equity  was  reclassified  within  equity.  The  classification  of 
changes in deferred taxes is presented in the statement of comprehensive income.  

In fiscal year 2020, tax effects of €5 million resulting from equity transaction costs were recognized in equity.  

D E F E R R E D   TA X E S   C L A S S I F I E D   B Y   B A L A N C E   S H E E T   I T E M  
The following recognized deferred tax assets and liabilities were attributable to recognition and measurement 
differences in the individual balance sheet items and to tax loss carryforwards: 

€ million 

Intangible assets 

Property, plant and equipment, and lease assets 

Noncurrent financial assets 

Inventories 

Receivables and other assets  
(including Financial Services Division) 

Other current assets 

Pension provisions 

Liabilities and other provisions 

Loss allowances on deferred tax assets from  
temporary differences 

Temporary differences, net of loss allowances 

Tax loss carryforwards, net of loss allowances  

Tax credits, net of loss allowances  

Value before consolidation and offset 

of which attributable to noncurrent assets and liabilities 

Offset 

Consolidation 

Amount recognized 

D E F E R R E D   T A X   A S S E T S  

D E F E R R E D   T A X   L I A B I L I T I E S  

Dec. 31, 2020

Dec. 31, 2019

Dec. 31, 2020

Dec. 31, 2019

655

5,599

17

2,317

1,858

4,480

10,285

13,284

–499

37,997

3,465

271

41,733

27,924

31,172

2,925

13,486

267

5,576

18

2,348

2,270

3,768

9,013

13,358

–141

36,478

3,068

239

39,786

26,307

29,627

2,947

13,106

10,811

8,150

97

893

10,236

242

27

5,156

–

35,611

–

–

35,611

28,085

31,172

451

4,890

10,555

8,493

43

821

9,670

7

52

4,167

–

33,809

–

–

33,809

26,736

29,627

826

5,007

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

255

In accordance with IAS 12, deferred tax assets and liabilities are offset if, and only if, they relate to income taxes 
levied by the same taxation authority and relate to the same tax period. 

The tax expense reported for 2020 of €2,843 million (previous year: €4,326 million) was €657 million lower 
(previous year: €1,144 million) than the expected tax expense of €3,500 million that would have resulted from 
application of a tax rate for the Group of 30.0% (previous year: 29.8%) to the earnings before tax of the Group. 

R E C O N C I L I AT I O N   O F   E X P E C T E D   T O   E F F E C T I V E   I N C O M E   TA X  

€ million 

Profit before tax 

Expected income tax income (–)/expense (+) 
(tax rate 30.0%; previous year: 29.8%) 

Reconciliation: 

Effect of different tax rates outside Germany 

Proportion of taxation relating to: 

tax-exempt income 

expenses not deductible for tax purposes 

effects of loss carryforwards  

permanent differences 

Tax credits 

Prior-period tax expense 

Effect of tax rate changes 

Nondeductible withholding tax 

Other taxation changes 

Effective income tax expense 

Effective tax rate in % 

2020

2019

11,667

18,356

3,500

5,470

–364

–843

–1,501

–1,124

540

520

65

–117

–211

54

419

–62

2,843

24.4

509

163

51

–54

–151

116

359

–170

4,326

23.6

 
256 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

11. Earnings per share

Basic earnings per share are calculated by dividing earnings attributable to Volkswagen AG shareholders by the 
weighted  average  number  of  ordinary  and  preferred  shares  outstanding  during  the  reporting  period.  Since 
there were no transactions in 2020 and 2019 that had a dilutive effect on the number of shares, diluted earnings 
per share are equivalent to basic earnings per share.  

In  accordance  with  Article  27(2)  No. 3  of  the Articles  of  Association  of  Volkswagen AG,  preferred  shares  are 

entitled to a €0.06 higher dividend than ordinary shares.  

Weighted average number of: 

Ordinary shares – basic/diluted 

Preferred shares – basic/diluted 

Earnings after tax 
Earnings attributable to noncontrolling interests 
Earnings attributable to Volkswagen AG hybrid capital investors 
Earnings attributable to Volkswagen AG shareholders 

of which basic/diluted earnings attributable to ordinary shares 
of which basic/diluted earnings attributable to preferred shares 

Earnings per ordinary share – basic/diluted 
Earnings per preferred share – basic/diluted 

2020

2019

Shares

Shares

295,089,818

295,089,818

206,205,445

206,205,445

€ million
€ million
€ million
€ million
€ million
€ million

€ 
€ 

8,824
–43
533
8,334
4,898
3,435

16.60
16.66

14,029
143
540
13,346
7,849
5,497

26.60
26.66

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

257

Balance sheet disclosures 

12. Intangible assets

C H A N G E S   I N   I N TA N G I B L E   A S S E T S   I N   T H E   P E R I O D   J A N U A R Y   1   TO   D E C E M B E R   3 1 ,   2 0 1 9  

Capitalized
development costs
for products under
development

Capitalized
development
costs for products
currently in use

Other
intangible assets

€ million 

Brand names

Goodwill

Cost 
Balance at Jan. 1, 2019 

Foreign exchange differences 

Changes in 
consolidated Group 

Additions 

Transfers 

Classified as held for sale 

Disposals 

16,952

–18

23,318

–57

5

–

–

61

–

17

–

–

15

16

7,215

32,020

33

–

3,251

–4,301

–

8

77

–

1,920

4,299

–

1,421

36,895

Balance at Dec. 31, 2019 

16,878

23,247

6,188

Amortization and impairment 
Balance at Jan. 1, 2019 

Foreign exchange differences 

Changes in 
consolidated Group 

Additions to cumulative 
amortization 

Additions to cumulative 
impairment losses 

Transfers 

Classified as held for sale 

Disposals 

Reversal of impairment losses 

84

0

–

3

–

–

0

–

–

Balance at Dec. 31, 2019 

86

1

–

–

–

15

–

–

16

–

–

42

16,768

0

–

–

7

–1

–

–

3

45

45

–

4,049

8

1

–

1,422

396

19,053

Carrying amount at 
Dec. 31, 2019 

16,793

23,247

6,143

17,842

Total

88,496

46

256

5,940

52

122

1,571

93,098

23,883

51

147

4,731

34

2

12

1,551

402

26,884

66,214

8,992

12

234

770

54

47

126

9,889

6,989

6

147

680

4

2

12

114

3

7,700

2,189

 
258 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

C H A N G E S   I N   I N TA N G I B L E   A S S E T S   I N   T H E   P E R I O D   J A N U A R Y   1   TO   D E C E M B E R   3 1 ,   2 0 2 0  

€ million 

Brand names

Goodwill

Cost 
Balance at Jan. 1, 2020 

Foreign exchange differences 

Changes in 
consolidated Group 

Additions 

Transfers 

Disposals 

16,878

33

–

–

–

–

23,247

77

31

–

–

37

Balance at Dec. 31, 2020 

16,911

23,318

Amortization and impairment 
Balance at Jan. 1, 2020 

Foreign exchange differences 

Changes in 
consolidated Group 

Additions to cumulative 
amortization 

Additions to cumulative 
impairment losses 

Transfers 

Disposals 

Reversal of impairment losses 

Balance at Dec. 31, 2020 

Carrying amount at 
Dec. 31, 2020 

86

–5

–

3

–

–

–

–

83

–

–

–

–

37

–

37

–

–

Capitalized
development costs
for products under
development

Capitalized
development
costs for products
currently in use

Other
intangible assets

6,188

–77

8

4,576

–4,150

107

6,438

45

0

–

–

55

–6

–

7

87

Total

93,098

–548

111

7,511

–58

1,795

36,895

–299

15

1,897

4,150

1,341

9,889

–281

56

1,038

–58

310

41,316

10,334

98,317

19,053

–172

–

4,514

75

7

1,344

–

22,133

7,700

–232

9

733

62

0

226

0

8,046

2,288

26,884

–409

9

5,249

229

1

1,606

7

30,349

67,968

16,828

23,318

6,351

19,183

Other intangible assets comprise in particular concessions, purchased customer lists and dealer relationships, 
industrial and similar rights, and licenses in such rights and assets.  

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

259

The allocation of the brand names and goodwill to the operating segments is shown in the following table: 

€ million 

Brand names by operating segment 

Porsche  

Scania Vehicles and Services 

MAN Truck & Bus 

MAN Energy Solutions 

Ducati 

Other 

Goodwill by operating segment 

Porsche 

Scania Vehicles and Services 

MAN Truck & Bus 

MAN Energy Solutions 

Ducati 

ŠKODA 

Porsche Holding Salzburg 

Other 

2020

2019

13,823

971

1,127

415

404

89

13,823

932

1,127

415

404

93

16,828

16,793

18,825

2,808

18,825

2,699

587

263

290

155

130

260

587

265

290

160

151

271

23,318

23,247

The  impairment  test  for  recognized  goodwill  and  brand  names  is  based  on  value  in  use,  which  has  been 
determined at the level of the respective brand. In this process, the WACC rates, based on the risk-free rate of 
interest,  a  market  risk  premium  and  the  cost  of  debt,  are  applied.  For  more  information  on  the  general 
approach and key assumptions, please refer to the details provided on intangible assets in the “Accounting 
policies” section. 

Moreover, the following aspects were of significance for the brands with material recognized brand names and 
goodwill: 

The planning of the Porsche cash-generating unit is based on a significant increase in the proportion of electric 
vehicles over the planning period and the implementation of further optimization measures.  

Planning at Scania Vehicles and Services is based on the growing share of electric vehicles in the fleet, against a 
backdrop of market demand for electric models, which tend to be more expensive.  

For MAN Truck & Bus, the planning assumes a continuous improvement in the operating result in the course of 
the detailed planning period.  

For all cash-generating units, recoverability is not affected by a variation in the growth forecast with respect to 
the perpetual annuity or in the discount rate of +/–0.5 percentage points. 

 
260 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

Research and development costs developed as follows: 

€ million 

2020

2019

Total research and development costs 

of which: capitalized development costs 

Capitalization ratio in % 

Amortization of capitalized development costs 

Research and development costs recognized in profit or loss 

13,885

6,473

46.6

4,644

12,056

14,306

5,171

36.1

4,064

13,199

%

–2.9

25.2

14.3

–8.7

13. Property, plant and equipment

C H A N G E S   I N   P R O P E R T Y,   P L A N T   A N D   E Q U I P M E N T   I N   T H E   P E R I O D   J A N U A R Y   1   TO   D E C E M B E R   3 1 ,   2 0 1 9  

€ million 

Cost 
Balance at Jan. 1, 2019¹ 

Foreign exchange differences 

Changes in consolidated Group 

Additions 

Transfers 

Classified as held for sale 

Disposals 

Balance at Dec. 31, 2019 

Depreciation and impairment 
Balance at Jan. 1, 2019¹ 

Foreign exchange differences 

Changes in consolidated Group 

Additions to cumulative depreciation 

Additions to cumulative impairment losses 

Transfers 

Classified as held for sale 

Disposals 

Reversal of impairment losses 

Balance at Dec. 31, 2019 

Carrying amount at Dec. 31, 2019 

Land, land rights
and buildings,
including
buildings on
third-party land

Technical
equipment and
machinery

Other
equipment,
operating and
office equipment

Payments on
account and
assets under
construction

Total

39,976

46,684

74,702

8,536

169,898

198

56

1,862

1,867

124

303

181

16

1,716

2,776

206

1,077

43,531

50,090

15,418

48

0

1,927

53

151

26

149

32

17,389

26,142

34,052

131

3

3,407

2

20

88

1,014

14

36,498

13,592

303

28

5,403

2,946

54

1,331

81,997

57,821

218

15

6,237

63

38

30

1,169

331

62,862

19,135

36

8

6,104

–7,109

21

29

7,526

718

108

15,084

481

406

2,740

183,143

263

107,554

6

0

–

142

–59

–

–

109

242

7,284

402

18

11,572

260

149

145

2,332

487

116,991

66,152

1  Due to the initial application of IFRS 16, the values in the opening balance were adjusted.  

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

261

C H A N G E S   I N   P R O P E R T Y,   P L A N T   A N D   E Q U I P M E N T   I N   T H E   P E R I O D   J A N U A R Y   1   TO   D E C E M B E R   3 1 ,   2 0 2 0  

€ million 

Cost 
Balance at Jan. 1, 2020 

Foreign exchange differences 

Changes in consolidated Group 

Additions 

Transfers 

Disposals 

Balance at Dec. 31, 2020 

Depreciation and impairment 
Balance at Jan. 1, 2020 

Foreign exchange differences 

Changes in consolidated Group 

Additions to cumulative depreciation 

Additions to cumulative impairment losses 

Transfers 

Disposals 

Reversal of impairment losses 

Balance at Dec. 31, 2020 

Carrying amount at Dec. 31, 2020 

Land, land rights
and buildings,
including
buildings on
third-party land

Technical 
equipment and
machinery

Other
equipment,
operating and
office equipment

Payments on
account and
assets under
construction

43,531

–907

153

1,914

852

392

50,090

–1,343

0

1,281

1,040

1,246

81,997

–1,765

47

3,935

2,096

1,920

45,151

49,822

84,389

17,389

–326

34

2,050

58

115

177

0

19,142

26,009

36,498

–973

9

3,226

46

–19

1,116

6

37,665

12,158

62,862

–1,393

28

6,561

18

98

1,760

7

66,408

17,981

7,526

–200

–32

4,410

–3,883

56

7,766

242

–9

–

–

6

–193

13

3

30

7,736

Total

183,143

–4,214

168

11,540

105

3,613

187,129

116,991

–2,701

71

11,838

127

2

3,066

16

123,245

63,884

Government  grants  of  €156 million  (previous  year:  €146 million)  were  deducted  from  the  cost  of  property, 
plant and equipment. 

In connection with land and buildings, real property liens of €1,063 million (previous year: €1,221 million) 

are pledged as collateral for partial retirement obligations, financial liabilities and other liabilities. 

 
262 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

14. Lease assets and investment property

C H A N G E S   I N   L E A S E   A S S E T S   A N D   I N V E ST M E N T   P R O P E R T Y   I N   T H E   P E R I O D   J A N U A R Y   1   TO   D E C E M B E R   3 1 ,   2 0 1 9  

€ million 

Lease assets

Investment property

Total

Cost 
Balance at Jan. 1, 2019¹ 

Foreign exchange differences 

Changes in consolidated Group 

Additions 

Transfers 

Disposals 

Balance at Dec. 31, 2019 

Depreciation and impairment 
Balance at Jan. 1, 2019¹ 

Foreign exchange differences 

Changes in consolidated Group 

Additions to cumulative depreciation 

Additions to cumulative impairment losses 

Transfers 

Disposals 

Reversal of impairment losses 

Balance at Dec. 31, 2019 

Carrying amount at Dec. 31, 2019 

57,998

1,075

–46

24,906

–533

19,015

64,384

14,076

333

73

8,087

510

–151

7,314

169

15,446

48,938

803

5

–1

43

0

6

845

291

1

–

17

–

0

1

0

307

538

58,802

1,080

–48

24,949

–533

19,021

65,229

14,367

334

73

8,103

510

–151

7,315

169

15,753

49,476

1  Due to the initial application of IFRS 16, the values in the opening balance were adjusted.   

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

263

C H A N G E S   I N   L E A S E   A S S E T S   A N D   I N V E ST M E N T   P R O P E R T Y   I N   T H E   P E R I O D   J A N U A R Y   1   TO   D E C E M B E R   3 1 ,   2 0 2 0  

€ million 

Lease assets

Investment property

Total

Cost 
Balance at Jan. 1, 2020 

Foreign exchange differences 

Changes in consolidated Group 

Additions 

Transfers 

Disposals 

Balance at Dec. 31, 2020 

Depreciation and impairment 
Balance at Jan. 1, 2020 

Foreign exchange differences 

Changes in consolidated Group 

Additions to cumulative depreciation 

Additions to cumulative impairment losses 

Transfers 

Disposals 

Reversal of impairment losses 

Balance at Dec. 31, 2020 

Carrying amount at Dec. 31, 2020 

64,384

–2,972

15

24,772

67

19,139

67,127

15,446

–975

3

8,645

764

35

7,282

195

16,441

50,686

845

–23

–

27

39

19

869

307

–4

–

17

1

1

11

0

311

558

65,229

–2,995

15

24,799

106

19,159

67,996

15,753

–979

3

8,662

765

36

7,293

195

16,752

51,244

Lease  assets  include  assets  leased  out  under  the  terms  of  operating  leases  and  assets  covered  by  long-term 
buyback agreements. 

Investment property includes apartments rented out and leased dealerships with a fair value of €1,199 million 
(previous year: €1,206 million). Fair value is estimated using an investment method based on internal calculations 
(Level 3 of the fair value hierarchy). Operating expenses of €55 million (previous year: €56 million) were incurred 
for  the  maintenance  of  investment  property  in  use.  Expenses  of  €0.4 million  (previous  year:  €0.1 million)  were 
incurred for unused investment property. 

Rental  income  from  investment  property  amounted  to  €58 million  in  the  fiscal  year  (previous  year: 

€61 million). 

 
264 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

15. Equity-accounted investments and other equity investments

C H A N G E S   I N   E Q U I T Y - A C C O U N T E D   I N V E ST M E N T S   A N D   O T H E R   E Q U I T Y   I N V E ST M E N T S  

I N   T H E   P E R I O D   J A N U A R Y   1   TO   D E C E M B E R   3 1 ,   2 0 1 9  

€ million 

Gross carrying amount 
Balance at Jan. 1, 2019 

Foreign exchange differences 

Changes in consolidated Group 

Additions 

Transfers 

Classified as held for sale 

Disposals 

Changes recognized in profit or loss 

Dividends¹ 

Other changes recognized in other comprehensive income 

Balance at Dec. 31, 2019 

Impairment losses 
Balance at Jan. 1, 2019 

Foreign exchange differences 

Changes in consolidated Group 

Additions 

Transfers 

Classified as held for sale 

Disposals 

Reversal of impairment losses 

Balance at Dec. 31, 2019 

Carrying amount at Dec. 31, 2019 

1  Dividends are shown before withholding tax. 

Equity-accounted
investments

Other equity investments

Total

8,826

22

16

236

–

–

76

3,326

–3,786

75

8,639

392

1

–

143

–

–

–

67

470

8,169

2,142

6

–252

856

0

15

88

–

–

–34

2,616

668

0

–131

226

–

0

31

18

714

1,902

10,968

28

–236

1,093

0

15

164

3,326

–3,786

41

11,255

1,060

1

–131

369

–

0

31

85

1,183

10,071

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

265

C H A N G E S   I N   E Q U I T Y - A C C O U N T E D   I N V E ST M E N T S   A N D   O T H E R   E Q U I T Y   I N V E ST M E N T S  

I N   T H E   P E R I O D   J A N U A R Y   1   TO   D E C E M B E R   3 1 ,   2 0 2 0  

€ million 

Gross carrying amount 
Balance at Jan. 1, 2020 

Foreign exchange differences 

Changes in consolidated Group 

Additions 

Transfers 

Disposals 

Changes recognized in profit or loss 

Dividends¹ 

Other changes recognized in other comprehensive income 

Balance at Dec. 31, 2020 

Impairment losses 
Balance at Jan. 1, 2020 

Foreign exchange differences 

Changes in consolidated Group 

Additions 

Transfers 

Disposals 

Reversal of impairment losses 

Balance at Dec. 31, 2020 

Carrying amount at Dec. 31, 2020 

1  Dividends are shown before withholding tax. 

Equity-accounted
investments

Other equity investments

Total

8,639

–49

–756

3,756

–

196

2,693

–3,195

–280

10,610

470

–5

–108

185

–

–

11

531

10,080

2,616

–24

–186

488

0

50

–3

–

–8

2,833

714

–5

57

245

–

41

1

968

1,865

11,255

–73

–943

4,244

0

246

2,690

–3,195

–288

13,443

1,183

–10

–52

429

–

41

12

1,499

11,945

Equity-accounted  investments  include  joint  ventures  in  the  amount  of  €6,951 million  (previous  year: 
€5,851 million) and associates in the amount of €3,129 million (previous year: €2,318 million). 

In the fiscal year, under additions to equity-accounted investments, an amount of €1.7 billion is attributable 
to the acquisition of shares in Argo AI, a total of €1.0 billion to the acquisition of additional shares in Volkswagen 
(Anhui) Automotive Company (formerly: JAC Volkswagen Automotive Company) and shares in Anhui Jianghuai 
Automobile  Group  Holdings;  an  amount  of  €0.5 billion  relates  to  the  capital  increase  at  QuantumScape 
Corporation  and  the  realization  of  a  forward  purchase  transaction  in  this  context.  Further  information  on 
Argo AI and QuantumScape Corporation can be found in the “Key Events” section. 

The main changes in the consolidated Group affecting equity-accounted investments in an amount of 
€–0.8 billion relate to the reclassification of shares in Volkswagen (Anhui) Automotive Company following its first-
time consolidation.  

Of  the  other  changes  recognized  in  other  comprehensive  income,  €–239 million  (previous  year: 
€53 million) is attributable to joint ventures and €–41 million (previous year: €22 million) to associates. They 
are  mainly  the  result  of  foreign  exchange  differences  in  the  amount  of  €–319 million  (previous  year: 
€94 million), pension plan remeasurements in the amount of €103 million (previous year: €1 million) and fair 
value measurement of cash flow hedges in the amount of €16 million (previous year: €–27 million). 

 
266 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

16. Noncurrent and current financial services receivables

€ million 

Current 

Noncurrent Dec. 31, 2020 Dec. 31, 2020 

Current

Noncurrent Dec. 31, 2019  Dec. 31, 2019

C A R R Y I N G   A M O U N T  

F A I R  
V A L U E  

C A R R Y I N G   A M O U N T  

F A I R  
V A L U E  

Receivables from 
financing business 

Customer financing 

Dealer financing 

Direct banking 

Receivables from 
operating leases 

Receivables from 
finance leases 

26,758 

12,435 

307 

46,157

1,994

7

72,916

14,428

314

75,296 

14,400 

315 

22,873

16,781

305

49,175

2,512

5

72,048 

19,293 

310 

73,248

19,270

310

39,500 

48,157

87,658

90,010 

39,958

51,692

91,650 

92,827

379 

–

379

379 

285

–

285 

285

18,127 

58,006 

34,408

82,565

52,534

54,604 

140,571

144,994 

18,371

58,615

35,281

86,973

53,652 

54,742

145,588 

147,855

The  receivables  from  customer  financing  and  finance  leases  contained  in  financial  services  receivables  of 
€140.6 billion  (previous  year:  €145.6 billion)  increased  by €21 million (previous  year:  increased  by  €2 million) 
as a result of a fair value adjustment from portfolio hedging. 

The receivables from customer and dealer financing are secured by vehicles or real property liens. Of the 
receivables,  €33 million  (previous  year:  €181 million)  was  furnished  as  collateral  for  financial  liabilities  and 
contingent liabilities. 

The  receivables  from  dealer  financing  include  €35 million  (previous  year:  €22 million)  receivable  from 

unconsolidated affiliated companies. 

 
 
 
 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

267

17. Noncurrent and current other financial assets

€ million 

Current

Noncurrent

Dec. 31, 2020

Current

Noncurrent

Dec. 31, 2019

C A R R Y I N G   A M O U N T  

C A R R Y I N G   A M O U N T  

Positive fair values 
of derivative financial 
instruments 

Receivables from loans, 
bonds, profit 
participation rights 
(excluding interest) 

Miscellaneous financial assets 

2,616

3,435

6,051

1,622

1,628

3,250

6,421

4,197

13,234

3,568

832

7,834

9,988

5,029

21,068

6,639

3,955

12,216

3,278

646

5,553

9,917

4,601

17,769

Other  financial  assets  include  receivables  from  related  parties  of  €9.7 billion  (previous  year:  €9.7 billion).  Other 
financial assets amounting to €124 million (previous year: €244 million) were furnished as collateral for financial 
liabilities and contingent liabilities. There is no original right of disposal or pledge for the furnished collateral on 
the part of the collateral taker. 

In addition, miscellaneous financial assets include receivables from restricted deposits that serve as collateral 

(mainly under asset-backed securities transactions). 

The positive fair values of derivatives relate to the following items: 

€ million 

Transactions for hedging 

foreign currency risk from assets using fair value hedges 

foreign currency risk from liabilities using fair value hedges 

interest rate risk using fair value hedges 

interest rate risk using cash flow hedges 

foreign currency and price risk from future cash flows (cash flow hedges) 

Hedging transactions Total 

Assets related to derivatives not included in hedging relationships 

Total 

Dec. 31, 2020

Dec. 31, 2019

44

14

819

11

2,247

3,134

2,917

6,051

39

36

662

13

785

1,535

1,715

3,250

Positive  fair  values  of  €0 million  (previous  year:  €6 million)  were  recognized  from  transactions  for  hedging 
interest rate risk (fair value hedges) used in portfolio hedges. 

Further  details  on  derivative  financial  instruments  as  a  whole  are  given  in  the  section  entitled  “Financial 

risk management and financial instruments". 

 
268 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

18. Noncurrent and current other receivables

€ million 

Current

Noncurrent

Dec. 31, 2020

Current

Noncurrent

Dec. 31, 2019

C A R R Y I N G   A M O U N T  

C A R R Y I N G   A M O U N T  

Other recoverable income 
taxes 

Miscellaneous receivables 

4,063

3,318

7,381

1,058

1,810

2,867

5,121

5,128

10,248

4,244

3,028

7,272

806

1,916

2,722

5,050

4,945

9,995

Miscellaneous  receivables  include  assets  to  fund  post-employment  benefits  in  the  amount  of  €41 million 
(previous  year:  €65 million).  This  item  also  includes  the  share  of  the  technical  provisions  attributable  to 
reinsurers amounting to €46 million (previous year: €58 million). 

Current other receivables are predominantly non-interest-bearing. 

Other receivables include contingent receivables from long-term construction contracts recognized in accordance 
with  project  progress.  They  correspond  to  the  contract  assets  recognized  under  contracts  with  customers  and 
changed as follows: 

€ million 

Contingent construction contract receivables Balance at Jan. 1 

Additions and disposals 

Changes in consolidated Group 

Change in valuation allowances 

Classified as held for sale 

Changes in estimates and assumptions as well as contract modifications 

Foreign exchange differences 

Contingent construction contract receivables at Dec. 31 

2020

314

64

–

10

–

–

0

389

2019

352

–36

–

1

4

–

2

314

Costs to fulfill contracts were not capitalized in the Volkswagen Group. The Volkswagen Group capitalizes costs to 
obtain a contract and amortizes them on a straight-line basis over the life of the contract only if they are material, 
the  underlying  contract  has  a  term  of  at  least  one  year,  and  these  costs  would  not  have  been  incurred,  if  the 
corresponding contract had not been entered into. On December 31, 2020, costs to obtain contracts amounting 
to €63 million (previous year: €65 million) were recognized as assets. In 2020, amortization charges on capitalized 
costs  to  obtain  contracts  amounted  to  €23 million  (previous  year:  €13 million).  No  impairment  losses  were 
recognized on capitalized costs to obtain contracts in 2020 and 2019.  

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

269

19. Tax assets

€ million 

Current

Noncurrent

Dec. 31, 2020

Current

Noncurrent

Dec. 31, 2019

C A R R Y I N G   A M O U N T  

C A R R Y I N G   A M O U N T  

Deferred tax assets 

Tax receivables 

−

1,186

1,186

13,486

376

13,862

13,486

1,563

15,049

−

1,190

1,190

13,106

341

13,447

13,106

1,531

14,637

Deferred tax assets include an amount of €7,405 million (previous year: €7,490 million) arising from recognition 
and  measurement  differences  between  IFRS  carrying  amounts  and  the  tax  base,  which  will  reverse  within  one 
year.

20. Inventories

€ million 

Dec. 31, 2020

Dec. 31, 2019

Raw materials, consumables and supplies 

Work in progress 

Finished goods and purchased merchandise 

Current lease assets 

Prepayments 

Hedges on inventories 

6,966

4,022

27,204

5,337

288

6

6,099

4,110

30,617

5,699

222

–6

43,823

46,742

At  the  same  time  as  the  relevant  revenue  was  recognized,  inventories  in  the  amount  of  €170  billion  (previous 
year: €192 billion) were included in cost of sales. Loss allowances (excluding lease assets) recognized as expenses 
in the reporting period amounted to €697 million (previous year: €672 million). Vehicles with a value amounting 
to €320 million (previous year: €340 million) were assigned as collateral for partial retirement obligations. 

 
270 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

21. Trade receivables

€ million 

Trade receivables from 

third parties 

unconsolidated subsidiaries 

joint ventures 

associates 

other investees and investors 

Dec. 31, 2020

Dec. 31, 2019

12,706

181

3,305

50

2

13,445

180

4,283

32

1

16,243

17,941

The fair values of the trade receivables correspond to the carrying amounts. 

22. Marketable securities

The marketable securities serve to safeguard liquidity. They are mainly short-term fixed-income securities and 
shares. Most securities are measured at fair value. Current securities amounting to €661 million (previous year: 
€639 million) were furnished as collateral for financial liabilities and contingent liabilities. There is no original 
right of disposal or pledge for the furnished collateral on the part of the collateral taker. 

23. Cash, cash equivalents and time deposits

€ million 

Bank balances 

Checks, cash-in-hand, bills and call deposits 

Dec. 31, 2020

Dec. 31, 2019

33,403

507

33,909

25,264

659

25,923

Bank balances are held at various banks in different currencies and include time deposits, for example. 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

271

24. Equity

The  subscribed  capital  of  Volkswagen AG  is  composed  of  no-par  value  bearer  shares  with  a  notional  value  of 
€2.56. As well as ordinary shares, there are preferred shares that entitle the bearer to a €0.06 higher dividend 
than ordinary shares, but do not carry voting rights. 

The Annual General Meeting on May 14, 2019 resolved to create authorized capital of up to €179 million, 

expiring on May 13, 2024, to issue new preferred bearer shares. 

C H A N G E   I N   O R D I N A R Y   A N D   P R E F E R R E D   S H A R E S   A N D   S U B S C R I B E D   C A P I TA L  

Balance at January 1 

Capital increase 

Balance at December 31 

S H A R E S  

2020

2019

€  

2020

2019

501,295,263

501,295,263

1,283,315,873

1,283,315,873

–

–

–

–

501,295,263

501,295,263

1,283,315,873

1,283,315,873

The  capital  reserves  comprise  the  share  premium  totaling  €14,225 million  (previous  year:  €14,225 million) 
from  capital  increases,  the  share  premium  of  €219 million  from  the  issuance  of  bonds  with  warrants  and  an 
amount of €107 million appropriated on the basis of the capital reduction implemented in 2006. No amounts 
were withdrawn from the capital reserves. 

D I V I D E N D   P R O P O S A L  
In  accordance  with  section  58(2)  of  the  Aktiengesetz  (AktG  –  German  Stock  Corporation  Act),  the  dividend 
payment by Volkswagen AG is based on the net retained profits reported in the annual financial statements of 
Volkswagen AG  prepared  in  accordance  with  the  German  Commercial  Code.  Based  on  these  annual  financial 
statements of Volkswagen AG, net retained profits of €4,028 million are eligible for distribution following the 
transfer of €3,165 million to the revenue reserves. The Board of Management and Supervisory Board will propose 
to  the  Annual  General  Meeting  that  a  total  dividend  of  €2,419 million,  i.e.  €4.80 per  ordinary  share  and 
€4.86 per  preferred  share,  be  paid  from  the  net  retained  profits.  Shareholders  are  not  entitled  to  a  dividend 
payment until it has been resolved by the Annual General Meeting. 

A dividend of €4.80 per ordinary share and €4.86 per preferred share was distributed in fiscal year 2020.  

 
272 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

H Y B R I D   C A P I TA L  
In  June  2020,  Volkswagen AG  placed  two  unsecured  subordinated  hybrid  notes  with  an  aggregate  principal 
amount  of  €3.0 billion  via  a  subsidiary,  Volkswagen  International  Finance  N.V.,  Amsterdam,  the  Netherlands 
(VIF). The hybrid notes are perpetual, but may be called unilaterally by VIF. The first possible call date for the first 
note (€1.5 billion and a coupon of 3.500%) is after five years, and the first possible call date for the second note 
(€1.5 billion and a coupon of 3.875%) is after nine years. This resulted in an inflow of cash funds amounting to 
€2,984 million, less transaction costs of €16 million. Additionally, there were noncash effects from the deferral of 
taxes amounting to €5 million.  

Interest  may  be  accumulated  depending  on  whether  a  dividend  is  paid  to  Volkswagen AG  shareholders. 
Under IAS 32, these hybrid notes must be classified in their entirety as equity. The capital raised was recognized 
in equity, less a discount and transaction costs and net of deferred taxes. The interest payments payable to the 
noteholders will be recognized directly in equity. IAS 32 only allows these hybrid notes to be classified as debt 
once the respective hybrid note is called. 

N O N C O N T R O L L I N G   I N T E R E ST S  
As  of  December  31,  2020,  noncontrolling  interests  amounted  to  €1,734 million  (previous  year:  €1,870 million). 
Most of the noncontrolling interests in equity arose as a result of the IPO of the TRATON GROUP in fiscal year 2019.  
On  February 28,  2020,  Volkswagen AG  announced  that  it  was  planning  to  increase  its  interest  in  AUDI AG 
from  approximately  99.64%  to  100%.  On  July  31,  2020,  the  Annual  General  Meeting  of  AUDI AG  resolved  to 
implement a squeeze-out under stock corporation law (see “Key events” section). 

The  table  below  shows  summarized  financial  information  of  the  TRATON  GROUP,  including  amortized 

goodwill and fair value adjustments, which were determined at the acquisition date: 

€ million 

Equity interest in %¹ 

Equity interest  

Noncurrent assets 

Current assets 

Noncurrent liabilities 

Current liabilities 

Sales revenue 

Earnings after tax 

Other comprehensive income, net of tax 

Dividend paid to noncontrolling interest shareholders 

Gross cash flow 

Change in working capital 

Cash flows from operating activities 

Cash flows from investing activities  

Net cash flow 

1  The percentage only includes direct noncontrolling interests. 

2020

2019

10.28

1,495

29,599

14,401

14,582

15,459

22,580

–161

–288

1

1,970

17

1,987

–1,293

694

10.28

1,640

29,623

16,728

14,938

16,664

26,901

1,517

–316

116

3,433

–2,346

1,087

634

1,721

 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
  
 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

273

25. Noncurrent and current financial liabilities

€ million 

Bonds 

Commercial paper and notes 

Liabilities to banks 

Deposits business 

Loans and miscellaneous 
liabilities 

Lease liabilities 

C A R R Y I N G   A M O U N T  

C A R R Y I N G   A M O U N T  

Current

Noncurrent

Dec. 31, 2020

Current

Noncurrent

Dec. 31, 2019

25,909

16,146

18,060

26,735

794

1,005

88,648

66,717

21,380

17,273

2,411

1,909

5,119

92,626

37,526

35,333

29,145

2,702

6,124

114,809

203,457

19,789

18,103

17,337

30,252

1,429

1,002

87,912

68,839

20,147

15,337

2,395

1,629

5,208

88,629

38,250

32,674

32,647

3,058

6,210

113,556

201,468

26. Noncurrent and current other financial liabilities

€ million 

Current

Noncurrent

Dec. 31, 2020

Current

Noncurrent

Dec. 31, 2019

C A R R Y I N G   A M O U N T  

C A R R Y I N G   A M O U N T  

Negative fair values of 
derivative financial 
instruments 

Interest payable 

Miscellaneous financial 
liabilities 

1,474

604

8,512

10,590

1,935

97

2,224

4,257

3,409

702

10,737

14,847

2,245

691

7,922

10,858

1,950

116

2,434

4,499

4,195

807

10,356

15,358

 
274 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

The negative fair values of derivatives relate to the following items: 

€ million 

Transactions for hedging 

foreign currency risk from assets using fair value hedges 

foreign currency risk from liabilities using fair value hedges 

interest rate risk using fair value hedges 

interest rate risk using cash flow hedges 

foreign currency and price risk from future cash flows (cash flow hedges) 

Hedging transactions Total 

Liabilities related to derivatives not included in hedging relationships 

Total 

Dec. 31, 2020

Dec. 31, 2019

39

39

116

100

1,284

1,578

1,831

3,409

107

5

97

53

2,172

2,435

1,760

4,195

Negative fair values of €101 million (previous year: €63 million) were recognized from transactions for hedging 
interest rate risk (fair value hedges) used in portfolio hedges. 

Further  details  on  derivative  financial  instruments  as  a  whole  are  given  in  the  section  entitled  “Financial 

risk management and financial instruments". 

27. Noncurrent and current other liabilities

€ million 

Current

Noncurrent

Dec. 31, 2020

Current

Noncurrent

Dec. 31, 2019

C A R R Y I N G   A M O U N T  

C A R R Y I N G   A M O U N T  

Payments received on account 
of orders 

Liabilities relating to 

other taxes 

social security 

wages and salaries 

Miscellaneous liabilities 

7,484

5,541

13,024

7,474

5,202

12,676

3,294

616

4,501

2,085

17,979

110

112

960

1,183

7,905

3,404

727

5,462

3,267

2,812

610

5,848

2,576

25,884

19,320

133

162

1,008

766

7,271

2,946

772

6,856

3,342

26,591

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

275

The  liabilities  from  payments  on  account  received  under  contracts  with  customers  correspond  to  contract 
liabilities under contracts with customers. They changed as follows: 

€ million 

2020

2019

Liabilities from advance payments received under contracts with customers at Jan. 1 

Additions and disposals 

Changes in consolidated Group 

Classified as held for sale 

Changes in estimates and assumptions as well as contract modifications 

Foreign exchange differences 

Liabilities from advance payments received under contracts with customers at Dec. 31 

10,907

847

13

–

–

–369

11,398

9,669

1,245

12

167

–

148

10,907

28. Tax liabilities

€ million 

Current

Noncurrent

Dec. 31, 2020

Current

Noncurrent

Dec. 31, 2019

C A R R Y I N G   A M O U N T  

C A R R Y I N G   A M O U N T  

Deferred tax liabilities 

Provisions for taxes 

Tax payables 

−

2,213

340

2,552

4,890

3,292

–

8,181

4,890

5,505

340

10,734

−

1,876

408

2,283

5,007

2,991

–

7,998

5,007

4,867

408

10,282

Deferred tax liabilities include an amount of €502 million (previous year: €387 million) arising from recognition 
and  measurement  differences  between  IFRS  carrying  amounts  and  the  tax  base,  which  will  reverse  within 
one year.

 
276 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

29. Provisions for pensions and other post-employment benefits

Provisions for pensions are recognized for commitments in the form of retirement, invalidity and dependents’ 
benefits  payable  under  pension  plans.  The  benefits  provided  by  the  Group  vary  according  to  the  legal,  tax 
and  economic  circumstances  of  the  country  concerned,  and  usually  depend  on  the  length  of  service  and 
remuneration of the employees. 

Volkswagen Group companies provide occupational pensions under both defined contribution and defined 
benefit plans. In the case of defined contribution plans, the Company makes contributions to state or private 
pension schemes based on legal or contractual requirements, or on a voluntary basis. Once the contributions 
have been paid, there are no further obligations for the Volkswagen Group. Current contributions are recognized 
as pension expenses of the period concerned. In 2020, they amounted to a total of €2,622 million (previous year: 
€2,565 million) in the Volkswagen Group. Of this figure, contributions to the compulsory state pension system 
in Germany amounted to €1,826 million (previous year: €1,796 million). 

In the case of defined benefit plans, a distinction is made between pensions funded by provisions and 

externally funded plans. 

The pension provisions for defined benefits are measured by independent actuaries using the internationally 
accepted  projected  unit  credit  method  in  accordance  with  IAS 19,  under  which  the  future  obligations  are 
measured  on  the  basis  of  the  ratable  benefit  entitlements  earned  as  of  the  balance  sheet  date.  Measurement 
reflects actuarial assumptions as to discount rates, salary and pension trends, employee turnover rates, longevity 
and increases in healthcare costs, which were determined for each Group company depending on the economic 
environment. Remeasurements arise from differences between what has actually occurred and the prior-year 
assumptions, from changes in assumptions, as well as from gains or losses on plan assets, excluding amounts 
included  in  net  interest  income  or  expenses.  They  are  recognized  in  other  comprehensive  income,  net  of 
deferred taxes, in the period in which they arise. 

Multi-employer pension plans exist in the Volkswagen Group in the United Kingdom, Switzerland, Sweden 
and  the  Netherlands.  These  plans  are  defined  benefit  plans.  A  small  proportion  of  them  are  accounted  for  as 
defined contribution plans, as the Volkswagen Group is not authorized to receive the information required in 
order  to  account  for  them  as  defined  benefit  plans.  Under  the  terms  of  the  multi-employer  plans,  the 
Volkswagen Group is not liable for the obligations of the other employers. In the event of its withdrawal from 
the plans or their winding-up, the proportionate share of the surplus of assets attributable to the Volkswagen 
Group will be credited or the proportionate share of the deficit attributable to the Volkswagen Group will have 
to  be  funded.  In  the  case  of  the  defined  benefit  plans  accounted  for  as  defined  contribution  plans,  the 
Volkswagen Group’s share of the obligations represents a small proportion of the total obligations. No probable 
significant risks arising from multi-employer defined benefit pension plans that are accounted for as defined 
contribution plans have been identified. The expected contributions to those plans will amount to €25 million 
for fiscal year 2021. 

Owing to their benefit character, the obligations of the US Group companies in respect of post-employment 
medical care in particular are also carried under provisions for pensions and other post-employment benefits. 
These  post-employment  benefit  provisions  take  into  account  the  expected  long-term  rise  in  the  cost  of 
healthcare.  In  fiscal  year  2020,  €15 million  (previous  year:  €18 million)  was  recognized  as  an  expense  for 
healthcare  costs.  The  related  carrying  amount  as  of  December  31,  2020  was  €228 million  (previous  year: 
€266 million). 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

277

The following amounts were recognized in the balance sheet for defined benefit plans: 

€ million 

Dec. 31, 2020

Dec. 31, 2019

Present value of funded obligations 

Fair value of plan assets 

Funded status (net) 

Present value of unfunded obligations 

Amount not recognized as an asset because of the ceiling in IAS 19 

Net liability recognized in the balance sheet 

of which provisions for pensions 

of which other assets 

24,101

13,264

10,838

34,200

2

45,040

45,081

41

21,090

12,478

8,613

32,710

2

41,324

41,389

65

S I G N I F I C A N T   P E N S I O N   A R R A N G E M E N T S   I N   T H E   V O L K SWA G E N   G R O U P  
For the period after their active working life, the Volkswagen Group offers its employees benefits under attractive, 
modern  occupational  pension  arrangements.  Most  of  the  arrangements  in  the  Volkswagen Group  are  pension 
plans  for  employees  in  Germany  classified  as  defined  benefit  plans  under  IAS 19.  The  majority  of  these 
obligations are funded solely by recognized provisions. These plans are now largely closed to new members. To 
reduce the risks associated with defined benefit plans, in particular longevity, salary increases and inflation, the 
Volkswagen  Group  has  introduced  new  defined  benefit  plans  in  recent  years  whose  benefits  are  funded  by 
appropriate external plan assets. The aforementioned risks have been largely reduced in these pension plans. 
The proportion of the total defined benefit obligation attributable to pension obligations funded by plan assets 
will continue to rise in the future. The significant pension plans are described in the following. 

German pension plans funded solely by recognized provisions 
The  pension  plans  funded  solely  by  recognized  provisions  comprise  both  contribution-based  plans  with 
guarantees  and  final  salary  plans.  For  contribution-based  plans,  an  annual  pension  expense  dependent  on 
income and status is converted into a lifelong pension entitlement using annuity factors (guaranteed modular 
pension  entitlements).  The  annuity  factors  include  a  guaranteed  rate  of  interest.  At  retirement,  the  modular 
pension  entitlements  earned  annually  are  added  together.  For  final  salary  plans,  the  underlying  salary  is 
multiplied at retirement by a percentage that depends on the years of service up until the retirement date. 

The present value of the guaranteed obligation rises as interest rates fall and is therefore exposed to interest 

rate risk. 

The pension system provides for lifelong pension payments. The companies bear the longevity risk in this 
respect.  This  is  accounted  for  by  calculating  the  annuity  factors  and  the  present  value  of  the  guaranteed 
obligation  using  the  latest  generational  mortality  tables  –  the  “Heubeck  2018 G”  mortality  tables  –  which 
already reflect future increases in life expectancy. 

To reduce the inflation risk from adjusting the regular pension payments by the rate of inflation, a pension 

adjustment that is not indexed to inflation was introduced for pension plans where this is permitted by law. 

 
278 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

German pension plans funded by external plan assets 
The pension plans funded by external plan assets are contribution-based plans with guarantees. In this case, 
an  annual  pension  expense  dependent  on  income  and  status  is  either  converted  into  a  lifelong  pension 
entitlement using annuity factors (guaranteed modular pension entitlement) or paid out in a single lump sum 
or  in  installments.  In  some  cases,  employees  also  have  the  opportunity  to  provide  for  their  own  retirement 
through  deferred  compensation.  The  annuity  factors  include  a  guaranteed  rate  of  interest.  At  retirement,  the 
modular pension entitlements  earned annually are added together. The  pension expense is  contributed on  an 
ongoing  basis  to  a  separate  pool  of  assets  that  is  administered  independently  of  the  Company  in  trust  and 
invested in the capital markets. If the plan assets exceed the present value of the obligations calculated using 
the guaranteed rate of interest, surpluses are allocated (modular pension bonuses). 

Since the assets administered in trust meet the IAS 19 criteria for classification as plan assets, they are deducted 

from the obligations. 

The  amount  of  the  pension  assets  is  exposed  to  general  market  risk.  The  investment  strategy  and  its 
implementation are therefore continuously monitored by the trusts’ governing bodies, on which the companies 
are  also  represented.  For  example,  investment  policies  are  stipulated  in  investment  guidelines  with  the  aim  of 
limiting market risk and its impact on plan assets. In addition, asset-liability management studies are conducted if 
required so as to ensure that investments are in line with the obligations that need to be covered. The pension 
assets  are  currently  invested  primarily  in  fixed-income  or  equity  funds.  The  main  risks  are  therefore  interest 
rate  and  equity  price  risk.  To  mitigate  market  risk,  the  pension  system  also  provides  for  cash  funds  to  be  set 
aside in an equalization reserve before any surplus is allocated. 

The  present  value  of  the  obligation  is  the  present  value  of  the  guaranteed  obligation  after  deducting  the 
plan  assets.  If  the  plan  assets  fall  below  the  present  value  of  the  guaranteed  obligation,  a  provision  must  be 
recognized  in  that  amount.  The  present  value  of  the  guaranteed  obligation  rises  as  interest  rates  fall  and  is 
therefore exposed to interest rate risk. 

In the case of lifelong pension payments, the Volkswagen Group bears the longevity risk. This is accounted for 
by calculating the annuity factors and the present value of the guaranteed obligation using the latest generational 
mortality  tables  –  the  “Heubeck  2018 G”  mortality  tables  –  which  already  reflect  future  increases  in  life 
expectancy. In addition, the independent actuaries carry out annual risk monitoring as part of the review 
of the assets administered by the trusts.  

To reduce the inflation risk from adjusting the regular pension payments by the rate of inflation, a pension 

adjustment that is not indexed to inflation was introduced for pension plans where this is permitted by law. 

Calculation of the pension provisions was based on the following actuarial assumptions: 

% 

Discount rate at December 31 

Payroll trend 

Pension trend 

Employee turnover rate 

Annual increase in healthcare costs 

1  Prior-year figures adjusted. 

G E R M A N Y  

A B R O A D  

2020

0.70

3.31

1.49

1.16

–

2019

1.09

3.59

1.50

1.24

–

2020

1.70

2.74

2.50

4.36

5.30

2019

2.30
2.881

2.68

3.75

5.56

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

279

These assumptions are averages that were weighted using the present value of the defined benefit obligation.  

With regard to life expectancy, consideration is given to the latest mortality tables in each country. The dis-
count rates are generally defined to reflect the yields on prime-rated corporate bonds with matching maturities 
and currencies. The iBoxx AA Corporate Bond index was taken as the basis for the obligations of German Group 
companies. Similar indices were used for foreign pension obligations.  

Some steps in the calculation of the EUR discount rate were adjusted in the course of the fiscal year in order to 
better reflect the persistently low interest rates in the valuation technique. The adjustment resulted in an increase 
in the discount rate by 0.1 percentage points and, consequently, a €1.4 billion decrease in actuarial losses. 

The payroll trends  cover expected wage and salary trends, which also include  increases attributable to 

career development. 

The  pension  trends  either  reflect  the  contractually  guaranteed  pension  adjustments  or  are  based  on  the 

rules on pension adjustments in force in each country.  

The employee turnover rates are based on past experience and future expectations. 

The following table shows changes in the net defined benefit liability recognized in the balance sheet: 

€ million 

2020

2019

Net liability recognized in the balance sheet at January 1 

Current service cost 

Net interest expense 

Actuarial gains (–)/losses (+) arising from changes in demographic assumptions 

Actuarial gains (–)/losses (+) arising from changes in financial assumptions 

Actuarial gains (–)/losses (+) arising from experience adjustments 

Income/expenses from plan assets not included in interest income 

Change in amount not recognized as an asset because of the ceiling in IAS 19 

Employer contributions to plan assets 

Employee contributions to plan assets 

Pension payments from company assets 

Past service cost (including plan curtailments) 

Gains (–) or losses (+) arising from plan settlements 

Changes in consolidated Group 

Classified as held for sale 

Other changes 

Foreign exchange differences from foreign plans 

Net liability recognized in the balance sheet at December 31 

41,324

2,215

459

–420

4,393

–394

677

0

929

–8

885

–99

7

11

–

25

–1

33,022

1,555

660

–67

8,689

27

654

21

969

–9

873

–25

2

–3

14

–8

–4

45,040

41,324

The  change  in  the  amount  not  recognized  as  an  asset  because  of  the  ceiling  in  IAS 19  contains  an  interest 
component, part of which was recognized in the financial result in profit or loss, and part of which was recognized 
outside profit or loss directly in equity. 

 
280 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

The change in the present value of the defined benefit obligation is attributable to the following factors: 

€ million 

2020

2019

Present value of obligations at January 1 

Current service cost 

Interest cost 

Actuarial gains(–)/losses (+) arising from changes in demographic assumptions 

Actuarial gains(–)/losses (+) arising from changes in financial assumptions 

Actuarial gains(–)/losses (+) arising from experience adjustments 

Employee contributions to plan assets 

Pension payments from company assets 

Pension payments from plan assets 

Past service cost (including plan curtailments) 

Gains (–) or losses (+) arising from plan settlements 

Changes in consolidated Group 

Classified as held for sale 

Other changes 

Foreign exchange differences from foreign plans 

Present value of obligations at December 31 

53,800

2,215

631

–420

4,393

–394

17

885

292

–99

7

16

–

–471

–219

58,301

43,918

1,555

921

–67

8,689

27

19

873

300

–25

–8

–7

182

–2

135

53,800

In fiscal year 2020, a pension plan in the USA funded by external plan assets was settled. The resulting decrease 
in  the  present  value  of  the  defined  benefit  obligation  in  the  amount  of  €520 million  is  shown  under  other 
changes. The plan settlement led to a loss of €7 million.  

 
 
 
 
 
 
 
 
 
 
 
 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

281

Changes  in  the  relevant  actuarial  assumptions  would  have  had  the  following  effects  on  the  defined  benefit 
obligation:  

Present value of defined benefit obligation if 

€ million

Change in percent

€ million

Change in percent

D E C .   3 1 ,   2 0 2 0  

D E C .   3 1 ,   2 0 1 9  

Discount rate 

Pension trend 

Payroll trend 

Longevity 

is 0.5
percentage
points higher

is 0.5
percentage
points lower

is 0.5
percentage
points higher

is 0.5
percentage
points lower

is 0.5
percentage
points higher

is 0.5
percentage
points lower

increases by
one year

52,604

–9.77

48,598

–9.67

64,981

11.46

59,888

11.32

61,360

5.25

56,633

5.27

55,552

–4.71

51,258

–4.73

58,808

0.87

54,331

0.99

57,843

–0.79

53,319

60,385

3.57

55,719

–0.89

3.57

The  sensitivity  analysis  shown  above  considers  the  change  in  one  assumption  at  a  time,  leaving  the  other 
assumptions  unchanged  versus  the  original  calculation,  i.e.  any  correlation  effects  between  the  individual 
assumptions are ignored. 

To examine the sensitivity of the defined benefit obligation to a change in assumed longevity, the estimates 
of  mortality  were  reduced  as  part  of  a  comparative  calculation  to  the  extent  that  doing  so  increases  life 
expectancy by approximately one year. 

The average duration of the defined benefit obligation weighted by the present value of the defined benefit 

obligation (Macaulay duration) is 21 years (previous year: 22 years). 

 
282 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

The present value of the defined benefit obligation is attributable as follows to the members of the plan: 

€ million 

Active members with pension entitlements 

Members with vested entitlements who have left the Company 

Pensioners 

2020

2019

36,124

3,642

18,535

58,301

33,027

3,136

17,637

53,800

The  maturity  profile  of  payments  attributable  to  the  defined  benefit  obligation  is  presented  in  the  following 
table, which classifies the present value of the obligation by the maturity of the underlying payments: 

€ million 

Payments due within the next fiscal year 

Payments due between two and five years 

Payments due in more than five years 

Changes in plan assets are shown in the following table: 

€ million 

Fair value of plan assets at January 1 

Interest income on plan assets determined using the discount rate 

Income/expenses from plan assets not included in interest income 

Employer contributions to plan assets 

Employee contributions to plan assets 

Pension payments from plan assets 

Gains (+) or losses (–) arising from plan settlements 

Changes in consolidated Group 

Classified as held for sale 

Other changes 

Foreign exchange differences from foreign plans 

Fair value of plan assets at December 31 

2020

2019

1,162

5,334

51,806

58,301

1,161

5,121

47,518

53,800

2020

2019

12,478

10,920

172

677

929

9

291

–

5

–

–496

–219

13,264

261

654

969

9

299

10

–5

167

7

139

12,478

Other changes in fiscal year 2020 resulted primarily from the derecognition of plan assets in the context of the 
settlement of a pension plan in the USA funded by external plan assets.  

The  investment  of  the plan assets  to  cover future  pension  obligations  resulted  in  income  of  €849 million 

(previous year: income of €915 million). 

Employer contributions to plan assets are expected to amount to €851 million (previous year: €927 million) 

in the next fiscal year. 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

283

Plan assets are invested in the following asset classes: 

D E C .   3 1 ,   2 0 2 0  

D E C .   3 1 ,   2 0 1 9  

€ million 

Quoted prices
in active markets

No quoted prices
in active markets

Quoted prices
in active markets

No quoted prices
in active markets

Total

Cash and cash equivalents  

Equity instruments 

Debt instruments 

Direct investments in real 
estate 

Derivatives 

Equity funds   

Bond funds 

Real estate funds 

Other funds 

Other instruments 

628

264

496

–

20

3,640

6,011

190

1,315

48

–

–

–

121

–6

15

133

–

28

360

628

264

496

121

14

3,655

6,144

190

1,344

408

501

401

850

–

15

2,653

5,729

170

1,225

83

–

–

5

110

–28

20

128

–

22

594

Total

501

401

855

110

–13

2,673

5,857

170

1,247

676

Plan  assets  include  €12 million  (previous  year:  €14 million)  invested  in  Volkswagen  Group  assets  and 
€5 million (previous year: €14 million) in Volkswagen Group debt instruments. 

The following amounts were recognized in the income statement: 

€ million 

Current service cost 

Net interest on the net defined benefit liability 

Past service cost (including plan curtailments) 

Gains (–) or losses (+) arising from plan settlements 

Net income (–) and expenses (+) recognized in profit or loss 

2020

2019

2,215

459

–99

7

2,583

1,555

662

–25

2

2,194

The  above  amounts  are  generally  included  in  the  personnel  costs  of  the  functional  areas  in  the  income 
statement. Net interest on the net defined benefit liability is reported in interest expenses. 

 
284 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

30. Noncurrent and current other provisions

€ million 

Balance at Jan. 1, 2019¹ 

Foreign exchange differences 

Changes in consolidated Group 

Classified as held for sale 

Utilization 

Additions/New provisions 

Unwinding of discount/effect of change in 
discount rate 

Reversals 

Balance at Dec. 31, 2019 

of which current 

of which noncurrent 

Balance at Jan. 1, 2020 

Foreign exchange differences 

Changes in consolidated Group 

Utilization 

Additions/New provisions 

Unwinding of discount/effect of change in 
discount rate 

Reversals 

Balance at Dec. 31, 2020 

of which current 

of which noncurrent 

Obligations
arising from
sales

Employee
expenses

Litigation and
legal risks

Miscellaneous
provisions

Total

27,035

5,155

199

–1

33

9,442

11,618

3

2,391

26,988

13,468

13,520

26,988

–653

18

9,625

10,890

17

1,637

25,998

12,394

13,604

15

3

10

1,899

2,633

225

128

5,993

2,466

3,527

5,993

–56

16

2,275

2,707

108

223

6,270

2,174

4,096

4,913

–14

–1

–

1,913

2,835

–29

531

5,260

3,112

2,147

5,260

–170

0

2,347

1,781

–20

586

3,918

2,037

1,881

7,639

44,742

41

0

12

2,404

3,486

20

795

7,976

5,388

2,588

7,976

–222

522

2,086

4,393

0

1,117

9,465

6,359

3,107

241

2

55

15,658

20,572

220

3,845

46,217

24,434

21,783

46,217

–1,101

556

16,333

19,771

105

3,564

45,652

22,964

22,688

1  Due to the initial application of IFRS 16, the values in the opening balance were adjusted.   

The obligations arising from sales contain provisions covering all risks relating to the sale of vehicles, components 
and genuine parts through to the disposal of end-of-life vehicles. They primarily comprise warranty obligations, 
calculated on the basis of losses to date and estimated future losses. They also include provisions for discounts, 
bonuses and similar allowances which are incurred after the balance sheet date, but for which there is a legal or 
constructive obligation attributable to sales revenue before the balance sheet date. 

Provisions  for  employee  expenses  are  recognized  for  long-service  awards,  time  credits,  partial  retirement 

arrangements, severance payments and similar obligations, among other things.  

In  addition  to  residual  provisions  relating  to  the  diesel  issue,  the  provisions  for  litigation  and  legal  risks 
contain  amounts  related  to  a  large  number  of  legal  disputes  and  official  proceedings  in  which  Volkswagen 
Group companies become involved in Germany and internationally in the course of their operating activities. 
In particular, such legal disputes and other proceedings may occur in relation to suppliers, dealers, customers, 
employees, or investors. Please refer to the “Litigation” section for a discussion of the legal risks. 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

285

Miscellaneous provisions relate to a wide range of identifiable specific risks, price risks and uncertain obligations, 
which  are  measured  in  the  amount  of  the  expected  settlement  value.  Depending  the  jurisdiction  concerned, 
they also include risk provisions for any non-compliance with legal emissions limits. Their measurement takes 
into  account,  among  other  things,  the  respective  sales  volume  and  the  legally  defined  fee  or  the  cost  of 
acquiring emission rights from other manufacturers. Advantage has been taken of synergies between individual 
brands of the Volkswagen Group by establishing emission pools where possible. 

Miscellaneous  provisions  additionally  include  provisions  amounting  to  €1,265 million  (previous  year: 
€568 million) relating to the insurance business. The increase is mainly due to the expansion of the consolidated 
Group following an initial consolidation. 

31. Trade payables

€ million 

Trade payables to 

third parties 

unconsolidated subsidiaries 

joint ventures 

associates 

other investees and investors 

Dec. 31, 2020

Dec. 31, 2019

22,163

21,948

186

156

167

3

222

375

195

5

22,677

22,745

 
286 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

Other disclosures 

32. IAS 23 (Borrowing Costs)

Capitalized borrowing costs amounted to €65 million (previous year: €68 million) and related mainly to capitalized 
development costs. An average cost of debt of 1.5% (previous year: 1.6%) was used as a basis for capitalization in 
the Volkswagen Group. 

33. IFRS 16 (Leases)

1 . L E S S E E   A C C O U N T I N G
The Volkswagen Group is a lessee, mainly as a result of leasing office equipment, real estate and other means of 
production. The leases are negotiated individually and include a large number of contract terms and conditions. 
The following amounts for right-of-use assets resulting from leases are included in the balance sheet items:  

P R E S E N TAT I O N   O F   A N D   C H A N G E S   I N   R I G H T - O F - U S E   A S S E T S   F R O M   L E A S E S   F O R   T H E   P E R I O D  

F R O M   J A N U A R Y   1   TO   D E C E M B E R   3 1 ,   2 0 1 9  

€ million 

Cost 
Balance at Jan. 1, 2019 

Foreign exchange differences 

Changes in consolidated group 

Additions 

Transfers 

Classified as held for sale 

Disposals 

Balance at Dec. 31, 2019 

Depreciation and impairment 
Balance at Jan. 1, 2019 

Foreign exchange differences 

Changes in consolidated group 

Additions to cumulative depreciation 

Additions to cumulative impairment losses 

Transfers 

Classified as held for sale 

Disposals 

Reversal of impairment losses 

Balance at Dec. 31, 2019 

Carrying amount at Dec. 31, 2019 

Right of use on
land, land rights
and buildings incl.
buildings on third
party land

Right of use on 
technical 
equipment and 
machinery

Right of use on 
other equipment, 
operational and 
office equipment

5,139

82

13

1,201

–8

9

166

6,253

63

3

1

810

–

–8

1

19

–

848

5,404

77

0

–

5

–39

–

0

44

17

0

–

6

–

–

–

0

–

23

21

294

1

0

459

–5

1

11

738

4

0

–

126

–

0

0

4

0

126

611

Total

5,510

83

13

1,666

–52

10

177

7,034

84

4

1

942

–

–8

1

23

0

998

6,036

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

287

P R E S E N TAT I O N   O F   A N D   C H A N G E S   I N   R I G H T - O F - U S E   A S S E T S   F R O M   L E A S E S   F O R   T H E   P E R I O D  

F R O M   J A N U A R Y   1   TO   D E C E M B E R   3 1 ,   2 0 2 0  

€ million 

Cost 

Balance at Jan. 1, 2020 

Foreign exchange differences 

Changes in consolidated group 

Additions 

Transfers 

Disposals 

Balance at Dec. 31, 2020 

Depreciation and impairment 
Balance at Jan. 1, 2020 

Foreign exchange differences 

Changes in consolidated group 

Additions to cumulative depreciation 

Additions to cumulative impairment losses 

Transfers 

Disposals 

Reversal of impairment losses 

Balance at Dec. 31, 2020 

Carrying amount at Dec. 31, 2020 

Right of use on 
land, land rights 
and buildings incl. 
buildings on third 
party land 

Right of use on 
technical 
equipment and 
machinery

Right of use on 
other equipment, 
operational and 
office equipment

6,253

–210

47

1,240

–24

297

7,009

848

–37

5

896

27

0

130

0

1,608

5,401

44

–3

–

16

–1

1

56

23

–2

–

8

–

0

0

0

28

27

738

–8

7

102

2

97

744

126

–3

1

158

1

–1

78

0

204

540

Total

7,034

–221

54

1,358

–23

394

7,809

998

–43

6

1,062

27

–1

209

0

1,840

5,969

Subleases of right-of-use assets generated income of €16 million (previous year: €20 million) in the fiscal year. 

The measurement of right-of-use assets from leases and the associated lease liabilities is based on a best 
estimate  regarding  the  exercise  of  extension  and  termination  options.  If  there  are  material  changes  in 
circumstances or in the contract, this estimate is updated. 

 
288 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

The tables below show how the lease liabilities are assigned in the balance sheet and give an overview of their 
contractual maturities: 

A S S I G N M E N T   O F   L E A S E   L I A B I L I T I E S   TO   T H E   R E S P E C T I V E   B A L A N C E   S H E E T   I T E M S  

€ million 

Financial liabilities – Noncurrent 

Financial liabilities – Current 

Lease liabilities – Total 

M AT U R I T Y   A N A LY S I S   O F   L E A S E   L I A B I L I T I E S  

Dec. 31, 2020

Dec. 31, 2019

5,119

1,005

6,124

5,208

1,002

6,210

€ million 

Lease liabilities at Dec. 31, 2020 

Lease liabilities at Dec. 31, 2019 

R E M A I N I N G  
C O N T R A C T U A L   M A T U R I T I E S  

under one year

within one 
to five years 

over five years

1,005

1,002

2,591 

2,613 

2,528

2,595

Total

6,124

6,210

Interest  expenses  of  €216 million  (previous  year:  €230 million)  were  incurred  for  lease  liabilities  in  the  fiscal 
year. 

No right-of-use assets are recognized for low-value or short-term leases. Expenses for leasing low-value assets 
totaled €285 million (previous year: €270 million) in the fiscal year. This figure does not include any expenses for 
short-term  leases,  which  totaled  €268 million  (previous  year:  €333 million)  in  the  fiscal  year.  Variable  lease 
expenses  not  included  in  the  measurement  of  lease  liabilities  accounted  for  €1 million  (previous  year: 
€1 million) in the fiscal year. 

Leases gave rise to cash outflows totaling €1,865 million (previous year: €1,797 million) in the fiscal year.  

The  table  below  shows  a  summary  of  potential  future  cash  outflows,  that  have  not  been  included  in  the 
measurement of the lease liabilities: 

€ million 

2020

2019

Future cash outflows to which the lessee is potentially exposed 

Variable lease payments 

Residual value guarantees 

Extension options 

Termination options 

Obligations under leases not yet commenced 

0

0

3,350

8

270

3,628

1

0

3,575

3

359

3,938

 
 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

289

2 . L E S S O R   A C C O U N T I N G
The Volkswagen Group is a lessor in both the finance lease business and the operating lease business. The subject 
of  these  transactions  is  primarily  motor  vehicles  and,  to  a  small  extent,  land  and  buildings  and  items  of 
equipment for dealerships.  

The Volkswagen Group fully accounts for the default risk on lease receivables by recognizing loss allowances, 
which  are  recognized  in  accordance  with  the  requirements  of  IFRS 9.  As  lessor,  the  Volkswagen  Group  covers 
risks arising from the assets underlying the leases by, among other measures, taking account of residual value 
guarantees  received  for  parts  of  the  lease  portfolio  and  by  taking  account  of  forward-looking  residual  values 
forecast on the basis of internal and external information as part of residual value management. The forecast 
residual values are regularly reviewed. 

2 . 1   O P E R AT I N G   L E A S E S  
Assets leased under long-term operating leases amounted to €51,244 million at the end of the fiscal year (previous 
year: €49,476 million). While €558 million (previous year: €538 million) is attributable to investment property, 
assets  separately  reported  as  lease  assets  in  the  balance  sheet  amount  to  €50,686 million  (previous  year: 
€48,938 million).  They  relate  primarily  to  vehicles  in  an  amount  of  €50,605 million  (previous  year: 
€48,853 million)  as  well  as  land,  land  rights  and  buildings,  including  buildings  on  third-party  land,  in  an 
amount  of  €79 million  (previous  year:  €78 million).  The  remaining  assets  relate  to  technical  equipment  and 
machinery as well as other equipment, operating and office equipment. More information on changes in value of 
investment property and lease assets can be found in the section entitled “Lease assets and investment property”.  

The following cash inflows from expected outstanding, non-discounted operating lease payments are expected 
over the coming years: 

D I S C L O S U R E   A S   O F   D E C E M B E R   3 1 ,   2 0 1 9  

€ million 

2020

2021

2022 

Lease payments¹ 

8,138

5,526

3,139 

2023

829

2024

From 2025 

Total 

338

344 

18,315 

1  Prior-year figures adjusted. 

D I S C L O S U R E   A S   O F   D E C E M B E R   3 1 ,   2 0 2 0  

€ million 

2021

2022

2023 

2024

2025

From 2026 

Total 

Lease payments 

7,893

5,636

3,178 

1,220

452

362 

18,741 

B R E A K D O W N   O F   I N C O M E   F R O M   O P E R AT I N G   L E A S E S  

€ million 

Lease income 

Income from variable lease payments 

Total 

2020

2019

12,429

7

12,436

12,014

13

12,027

 
 
 
 
 
 
 
290 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

2 . 2   F I N A N C E   L E A S E S
Interest income from the net investment in the leases amounted to €2.4 billion (previous year: €2.4 billion) in 
the fiscal year. Furthermore, a selling profit from the finance leases in the amount of €0.8 billion (previous year: 
€1.2 billion) was recognized.

The  following  table  shows  the  reconciliation  of  outstanding  lease  payments  under  finance  leases  to  the  net 
investment: 

€ million 

Dec. 31, 2020

Dec. 31, 2019

Non-discounted lease payments 

Non-guaranteed residual value 

Unearned interest income 

Loss allowance on lease receivables 

Net investment 

53,162

4,255

–3,468

–1,414

52,534

54,302

4,112

–3,789

–971

53,652

The  following  cash  inflows  from  expected  outstanding,  non-discounted  finance  lease  payments  are  expected 
over the coming years: 

D I S C L O S U R E   A S   O F   D E C E M B E R   3 1 ,   2 0 1 9  

€ million 

2020 

2021

2022 

2023

2024 

From 2025

Total 

Lease payments 

19,428 

14,590

12,179 

6,883

847 

373

54,302 

D I S C L O S U R E   A S   O F   D E C E M B E R   3 1 ,   2 0 2 0  

€ million 

2021 

2022

2023 

2024

2025 

From 2026

Total 

Lease payments 

19,059 

15,299

12,051 

5,684

612 

456

53,162 

 
 
 
 
 
 
 
 
 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

291

34. IFRS 7 (Financial Instruments)

The table below shows the carrying amounts of financial instruments by measurement category: 

C A R R Y I N G   A M O U N T   O F   F I N A N C I A L   I N ST R U M E N T S   B Y   I F R S   9   M E A S U R E M E N T   C AT E G O R Y    

€ million 

Dec. 31, 2020

Dec. 31, 2019

Financial assets at fair value through profit or loss 

Financial assets at fair value through other comprehensive income (debt instruments) 

Financial assets at fair value through other comprehensive income (equity instruments) 

of which classified as held for sale 

Financial assets measured at amortized cost 

of which classified as held for sale 

Financial liabilities at fair value through profit or loss 

Financial liabilities measured at amortized cost 

of which classified as held for sale 

21,898

3,545

152

–

16,331

3,139

68

3

151,497

149,203

–

2,403

230,904

–

158

1,760

229,229

44

C L A S S E S   O F   F I N A N C I A L   I N ST R U M E N T S  
Financial instruments are divided into the following classes at the Volkswagen Group: 
>  financial instruments measured at fair value; 
>  financial instruments measured at amortized cost;
>  derivative financial instruments within hedge accounting; 
>  not allocated to any measurement category; and
>  credit commitments and financial guarantees (off-balance sheet).

R E C O N C I L I AT I O N   O F   B A L A N C E   S H E E T   I T E M S   TO   C L A S S E S   O F   F I N A N C I A L   I N ST R U M E N T S  
The  following  table  shows  the  reconciliation  of  the  balance  sheet  items  to  the  relevant  classes  of  financial  
instruments, broken down by the carrying amount and fair value of the financial instruments.  

The fair value of financial instruments measured at amortized cost, such as receivables and liabilities, is 
calculated by discounting using a market rate of interest for a similar risk and matching maturity. For reasons 
of materiality, the fair value of current balance sheet items is generally deemed to be their carrying amount.  

For reconciliation to the carrying amounts, the “Not allocated to a measurement category” column in the table 
also includes items other than financial instruments.  

The risk variables governing the fair value of the receivables are risk-adjusted interest rates.  
“Financial instruments measured at fair value” also include shares in partnerships and corporations.  

 
292 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

R E C O N C I L I AT I O N   O F   B A L A N C E   S H E E T   I T E M S   TO   C L A S S E S   O F   F I N A N C I A L   I N ST R U M E N T S   A S   O F   D E C E M B E R   3 1 ,   2 0 1 9  

M E A S U R E D  

A T   F A I R  

V A L U E  

D E R I V A T I V E  

N O T  

F I N A N C I A L  

A L L O C A T E D    

I N S T R U M E N T S  

T O   A  

B A L A N C E  

M E A S U R E D   A T  

W I T H I N   H E D G E  

M E A S U R E M E N T  

S H E E T   I T E M   A T  

A M O R T I Z E D   C O S T  

A C C O U N T I N G  

C A T E G O R Y  

D E C .   3 1 ,   2 0 1 9  

€ million 

Carrying amount

Carrying amount

Fair value

Carrying amount

Carrying amount

Noncurrent assets 

Equity-accounted investments 

Other equity investments 

Financial services receivables 

Other financial assets 

Tax receivables 

Current assets 

Trade receivables 

Financial services receivables 

Other financial assets 

Tax receivables 

Marketable securities 

Cash, cash equivalents and 
time deposits 

Assets held for sale 

Noncurrent liabilities 

Noncurrent financial liabilities 

Other noncurrent 
financial liabilities 

Current liabilities 

Current financial liabilities 

Trade payables 

Other current 
financial liabilities 

Tax payables 

Liabilities associated with 
assets held for sale 

–

54

288

1,012

–

1

22

1,477

–

16,681

–

3

–

–

–

51,404

3,625

–

17,940

39,936

10,120

9

88

25,923

158

–

–

52,581

3,628

–

17,940

39,936

10,120

9

88

25,923

158

108,348

110,679

–

–

–

916

–

–

–

619

–

–

–

–

–

8,169

1,848

35,281

–

341

–

18,656

–

1,181

–

–

634

8,169

1,902

86,973

5,553

341

17,941

58,615

12,216

1,190

16,769

25,923

795

5,208

113,556

943

2,549

2,554

1,007

–

4,499

–

–

817

–

–

86,911

22,745

86,911

22,745

–

–

8,614

8,614

1,427

19

44

19

44

–

–

1,002

–

–

389

326

87,912

22,745

10,858

408

370

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

293

R E C O N C I L I AT I O N   O F   B A L A N C E   S H E E T   I T E M S   TO   C L A S S E S   O F   F I N A N C I A L   I N ST R U M E N T S   A S   O F   D E C E M B E R   3 1 ,   2 0 2 0  

M E A S U R E D  

A T   F A I R  

V A L U E  

M E A S U R E D   A T  

W I T H I N   H E D G E  

M E A S U R E M E N T  

I T E M   A T  

A M O R T I Z E D   C O S T  

A C C O U N T I N G  

C A T E G O R Y  

D E C .   3 1 ,   2 0 2 0  

I N S T R U M E N T S  

T O   A  

B A L A N C E   S H E E T  

D E R I V A T I V E  

N O T  

F I N A N C I A L  

A L L O C A T E D    

€ million 

Carrying amount

Carrying amount

Fair value

Carrying amount

Carrying amount

Noncurrent assets 

Equity-accounted 
investments 

Other equity investments 

Financial services receivables 

Other financial assets 

Tax receivables 

Current assets 

Trade receivables 

Financial services receivables 

Other financial assets 

Tax receivables 

Marketable securities 

Cash, cash equivalents and 
time deposits 

Noncurrent liabilities 

Noncurrent financial 
liabilities 

Other noncurrent 
financial liabilities 

Current liabilities 

Current financial liabilities 

Trade payables 

Other current 
financial liabilities 

Tax payables 

–

177

279

1,512

–

52

26

2,402

–

21,146

–

–

–

–

47,879

4,105

–

16,191

39,474

9,915

9

15

–

–

50,231

4,220

–

16,191

39,474

9,915

9

15

33,909

33,909

109,690

115,282

1,188

2,322

2,317

–

–

1,215

–

87,643

22,677

8,545

38

87,643

22,677

8,545

38

–

–

–

2,217

–

–

–

917

–

–

–

–

748

–

–

831

–

10,080

1,688

34,408

–

376

–

18,506

–

1,177

–

–

10,080

1,865

82,565

7,834

376

16,243

58,006

13,234

1,186

21,162

33,909

5,119

114,809

–

4,257

1,005

–

–

301

88,648

22,677

10,590

340

The  carrying  amount  of  lease  receivables  was  €52.9 billion  (previous  year:  €53.9 billion)  and  their  fair  value  
(fair value hierarchy level 3) was €55.0 billion (previous year: €55.0 billion).  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
294 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

Uniform valuation techniques and inputs are used to measure fair value. The fair value of Level 2 and 3 financial 
instruments is measured in the individual divisions on the basis of Group-wide specifications. The measurement 
techniques used are explained in the section entitled “Accounting policies”. The fair value of Level 3 receivables 
was measured by reference to individual expectations of losses; these are based to a significant extent on the 
Company’s  assumptions  about  counterparty  credit  quality.  The  inputs  used  are  not  observable  in  an  active 
market.  

The following tables contain an overview of the financial assets and liabilities measured at fair value by level:  

F I N A N C I A L   A S S E T S   A N D   L I A B I L I T I E S   M E A S U R E D   AT   F A I R   VA L U E   B Y   L E V E L  

€ million 

Dec. 31, 2019

Level 1

Level 2

Level 3

Noncurrent assets 

Other equity investments 

Financial services receivables 

Other financial assets 

Current assets 

  Trade receivables 

Financial services receivables 

Other financial assets 

  Marketable securities 

Assets held for sale 

Noncurrent liabilities 

Other noncurrent financial liabilities 

Current liabilities 

Other current financial liabilities 

54

288

1,012

1

22

1,477

16,681

3

943

817

43

–

–

–

–

–

16,681

–

–

–

0

–

595

–

–

1,304

–

–

425

570

11

288

417

1

22

173

–

3

518

247

€ million 

Dec. 31, 2020

Level 1

Level 2

Level 3

Noncurrent assets 

Other equity investments 

Financial services receivables 

Other financial assets 

Current assets 

  Trade receivables 

Financial services receivables 

Other financial assets 

  Marketable securities 

Noncurrent liabilities 

Other noncurrent financial liabilities 

Current liabilities 

Other current financial liabilities 

177

279

1,512

52

26

2,402

21,146

1,188

1,215

40

–

–

–

–

–

21,060

–

–

0

–

784

–

–

2,242

86

644

851

137

279

729

52

26

160

–

543

364

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

295

F A I R   VA L U E   O F   F I N A N C I A L   A S S E T S   A N D   L I A B I L I T I E S   M E A S U R E D   AT   A M O R T I Z E D   C O S T   B Y   L E V E L  

€ million 

Dec. 31, 2019

Level 1

Level 2

Level 3

Fair value of financial assets measured at amortized cost 

Financial services receivables 

Trade receivables 

Other financial assets 

Tax receivables 

Cash, cash equivalents and time deposits 

Assets held for sale 

Fair value of financial assets measured at amortized cost 

Fair value of financial liabilities measured at amortized cost 

Trade payables 

Financial liabilities 

Other financial liabilities 

Tax payables 

Liabilities associated with assets held for sale 

92,518

17,940

13,748

9

25,923

158

150,296

22,745

197,590

11,168

19

44

–

–

456

–

24,912

4

25,372

–

42,828

707

–

 –

–

17,940

4,534

9

1,010

154

23,648

22,745

152,329

10,069

19

44

92,518

–

8,758

–

–

 –

101,276

–

2,433

392

–

–

Fair value of financial liabilities measured at amortized cost 

231,566

43,535

185,205

2,825

€ million 

Dec. 31, 2020

Level 1

Level 2

Level 3

Fair value of financial assets measured at amortized cost 

Financial services receivables 

Trade receivables 

Other financial assets 

Tax receivables 

Cash, cash equivalents and time deposits 

Fair value of financial assets measured at amortized cost 

Fair value of financial liabilities measured at amortized cost 

Trade payables 

Financial liabilities 

Other financial liabilities 

Tax payables 

89,705

16,191

14,135

9

33,909

153,950

22,677

202,925

10,862

38

–

–

466

–

33,721

34,187

–

41,909

691

–

–

16,191

4,834

9

188

89,705

–

8,834

–

–

21,223

98,540

22,677

161,016

9,851

38

–

–

320

–

320

Fair value of financial liabilities measured at amortized cost 

236,502

42,600

193,582

 
296 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

D E R I VAT I V E   F I N A N C I A L   I N ST R U M E N T S   W I T H I N   H E D G E   A C C O U N T I N G   B Y   L E V E L  

€ million 

Dec. 31, 2019

Level 1

Level 2

Level 3

Noncurrent assets 

Other financial assets 

Current assets 

Other financial assets 

Noncurrent liabilities 

Other noncurrent financial liabilities 

Current liabilities 

Other current financial liabilities 

916

619

1,007

1,427

–

–

–

–

916

619

1,007

1,427

–

–

–

–

€ million 

Dec. 31, 2020

Level 1

Level 2

Level 3

Noncurrent assets 

Other financial assets 

Current assets 

Other financial assets 

Noncurrent liabilities 

Other noncurrent financial liabilities 

Current liabilities 

Other current financial liabilities 

2,217

917

748

831

–

–

–

–

2,217

917

748

728

–

–

–

102

The allocation of fair values to the three levels in the fair value hierarchy is based on the availability of observable 
market  prices.  Level  1  is  used  to  report  the  fair  value  of  financial  instruments  for  which  a  price  is  directly 
available in an active market. Examples include marketable securities and other equity investments measured at 
fair  value  that  are  listed  and  traded  on  a  public  market.  Fair  values  in  Level  2,  for  example  of  derivatives,  are 
measured on the basis of market inputs using market-based valuation techniques. In particular, the inputs used 
include  exchange  rates,  yield  curves  and  commodity  prices  that  are  observable  in  the  relevant  markets  and 
obtained through pricing services. Fair Values in Level 3 are calculated using valuation techniques that incorporate 
inputs that are not directly observable in active markets. In the Volkswagen Group, long-term commodity futures 
are allocated to Level 3 because the prices available on the market must be extrapolated for measurement purposes. 
This  is  done  on  the  basis  of  observable  inputs  obtained  for  the  different  commodities  through  pricing  services. 
Options on equity instruments, residual value protection models, customer financing receivables, receivables from 
vehicle  financing  programs  and  other  equity  investments  are  also  reported  in  Level  3.  Equity  instruments  are 
measured primarily using the relevant business plans and entity-specific discount rates. The significant inputs used 
to  measure  fair  value  for  the  residual  value  protection  models  include  forecasts  and  estimates  of  used  vehicle 
residual values for the appropriate models. The measurement of vehicle financing programs requires in particular 
the use of the corresponding vehicle price. 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

297

The table below provides a summary of changes in level 3 balance sheet items measured at fair value:  

C H A N G E S   I N   B A L A N C E   S H E E T   I T E M S   M E A S U R E D   AT   F A I R   VA L U E   B A S E D   O N   L E V E L   3  

€ million 

Balance at Jan. 1, 2019 

Foreign exchange differences 

Changes in consolidated Group 

Total comprehensive income 

recognized in profit or loss 

recognized in other comprehensive income 

Additions (purchases) 

Sales and settlements 

Transfers into Level 2 

Classified as held for sale 

Balance at Dec. 31, 2019 

Total gains or losses recognized in profit or loss 

Net other operating expense/income 

of which attributable to assets/liabilities held at 
the reporting date 

Financial result 

of which attributable to assets/liabilities held at 
the reporting date 

€ million 

Balance at Jan. 1, 2020 

Foreign exchange differences 

Changes in consolidated Group 

Total comprehensive income 

recognized in profit or loss 

recognized in other comprehensive income 

Additions (purchases) 

Sales and settlements 

Transfers into Level 2 

Balance at Dec. 31, 2020 

Total gains or losses recognized in profit or loss 

Net other operating expense/income 

of which attributable to assets/liabilities held at 
the reporting date 

Financial result 

of which attributable to assets/liabilities held at 
the reporting date 

Financial assets
measured at fair value

Financial liabilities
measured at fair value

Financial assets held for sale

990

22

0

154

157

–3

13

–215

–46

–3

913

157

161

115

–4

–4

816

9

–

293

293

–

–

–301

–51

–

765

–293

–292

–238

–1

–

–

–

–

–

–

–

3

–

–

–

3

–

–

–

–

–

Financial assets
measured at fair value

Financial liabilities
measured at fair value

913

–39

66

433

425

8

312

–203

–100

1,383

425

407

313

18

7

765

–9

–

551

452

99

–

–323

–77

908

–452

–452

–370

0

0

 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
298 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

The transfers between the levels of the fair value hierarchy are reported at the respective reporting dates. The 
transfers out of Level 3 into Level 2 comprise commodity futures for which observable quoted prices are now 
available for measurement purposes due to the decline in their remaining maturities; consequently, no further 
extrapolation is required. There were no transfers between other levels of the fair value hierarchy. 

Commodity prices are the key risk variable for the fair value of commodity futures. Sensitivity analyses are 

used to present the effect of changes in commodity prices on earnings after tax and equity.  

If commodity prices for commodity futures classified as Level 3 had been 10% higher (lower) as of December 31, 
2020, earnings after tax would have been €263 million (previous year: €168 million) higher (lower). The equity is not 
affected. 

The  key  risk  variable  for  measuring  options  on  equity  instruments  held  by  the  Company  is  the  relevant 
enterprise  value.  Sensitivity  analyses  are  used  to  present  the  effect  of  changes  in  risk  variables  on  earnings 
after tax. 

If  the  assumed  enterprise  values  as  of  December  31,  2020  had  been  10%  higher,  earnings  after  tax  would 
have  been  €4 million  (previous  year:  €3 million)  higher.  If  the  assumed  enterprise  values  as  of  December  31, 
2020 had been 10% lower, earnings after tax would have been €4 million (previous year: €3 million) lower. 

Residual value risks result from hedging agreements with dealerships under which earnings effects caused 
by market-related fluctuations in residual values that arise from buy-back obligations under leases are borne in 
part by the Volkswagen Group.  

The key risk variable influencing the fair value of the options relating to residual value risks is used car prices. 

Sensitivity analyses are used to quantify the effects of changes in used car prices on earnings after tax. 

If the prices of the used cars covered by the residual value protection model had been 10% higher as of 
December 31, 2020, earnings after tax would have been €382 million (previous year: €354 million) higher. If the 
prices of the used cars covered by the residual value protection model had been 10% lower as of December 31, 
2020, earnings after tax would have been €419 million (previous year: €374 million) lower.  

If  the  risk-adjusted  interest  rates  applied  to  receivables  measured  at  fair  value  had  been  100  basis  points 
higher as of December 31, 2020, earnings after tax would have been €2 million (previous year: €3 million) lower. 
If the risk-adjusted interest rates as of December 31, 2020 had been 100 basis points lower, earnings after tax 
would have been €2 million (previous year: €3 million) higher. 

If the corresponding vehicle prices used in the vehicle financing programs had been 10% higher as of Decem-
ber 31, 2020, earnings after tax would have been €2 million (previous year: €5 million) higher. If the corresponding 
vehicle  prices  used  in  the  vehicle  financing  programs  had  been  10%  lower  as  of  December  31,  2020,  earnings 
after tax would have been €2 million (previous year: €5 million) lower.  

If the result of operations of equity investments measured at fair value had been 10% better as of December 31, 
2020,  equity  would  have  been  €5.8 million  (previous  year:  €0.2 million)  higher,  and  earnings  after  tax  would 
have  been  €2.1 million  (previous  year:  €–  million)  higher.  If  the  result  of  operations  of  equity  investments 
measured at fair value had been 10% worse, equity would have been €5.8 million (previous year: €0.2 million) 
lower, and earnings after tax would have been €2.1 million (previous year: €– million) lower.

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

299

O F F S E T T I N G   O F   F I N A N C I A L   A S S E T S   A N D   L I A B I L I T I E S  
The following tables contain information about the effects of offsetting in the balance sheet and the potential 
financial effects of offsetting in the case of instruments that are subject to a legally enforceable master netting 
arrangement or a similar agreement. 

A M O U N T S   T H A T   A R E   N O T   S E T  

O F F   I N   T H E   B A L A N C E   S H E E T  

Gross amounts of
recognized
financial assets

Gross amounts of
recognized
financial liabilities
set off in the
balance sheet

Net amounts of 
financial assets 
presented in the 
balance sheet

Financial 
instruments

Collateral received

Net amount at 
Dec. 31, 2019

3,396

146,218

17,952

16,769

25,923

14,436

–146

–630

–11

–

–

146

3,250

145,588

17,941

16,769

25,923

14,581

–2,010

–

0

–

–

0

–45

–98

–

–

–

–

1,195

145,490

17,941

16,769

25,923

14,581

€ million 

Derivatives 

Financial services receivables 

Trade receivables 

Marketable securities 

Cash, cash equivalents and 
time deposits 

Other financial assets 

A M O U N T S   T H A T   A R E   N O T   S E T  

O F F   I N   T H E   B A L A N C E   S H E E T  

Gross amounts of
recognized
financial assets

Gross amounts of
recognized
financial liabilities
set off in the
balance sheet

Net amounts of 
financial assets 
presented in the 
balance sheet

Financial 
instruments

Collateral received

Net amount at 
Dec. 31, 2020

6,216

141,185

16,253

21,162

33,909

15,203

–165

–614

–10

–

–

–

6,051

140,571

16,243

21,162

33,909

15,203

–1,770

–

0

–

–

0

–35

–98

–

–

–

–

4,246

140,473

16,243

21,162

33,909

15,203

€ million 

Derivatives 

Financial services receivables 

Trade receivables 

Marketable securities 

Cash, cash equivalents and 
time deposits 

Other financial assets 

Other financial assets include receivables from tax allocations of €9 million (previous year: €9 million). 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
300 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

A M O U N T S   T H A T   A R E   N O T   S E T  

O F F   I N   T H E   B A L A N C E   S H E E T  

Gross amounts of 
recognized 
financial liabilities

Gross amounts of
recognized 
financial assets
set off in the
balance sheet

Net amounts of
financial liabilities
presented in the
balance sheet

Financial
instruments

Collateral pledged

Net amount at 
Dec. 31, 2019

4,195

201,468

22,756

11,812

0

–

–11

–630

4,195

201,468

22,745

11,182

–1,900

–

0

–

–53

–1,729

–

–

2,241

199,740

22,745

11,182

€ million 

Derivatives 

Financial liabilities 

Trade payables 

Other financial liabilities 

A M O U N T S   T H A T   A R E   N O T   S E T  

O F F   I N   T H E   B A L A N C E   S H E E T  

Gross amounts of 
recognized 
financial liabilities

Gross amounts of
recognized 
financial assets
set off in the
balance sheet

Net amounts of 
financial liabilities
presented in the
balance sheet

Financial
instruments

Collateral pledged

Net amount at 
Dec. 31, 2020

3,417

203,457

22,687

12,247

–8

–

–10

–771

3,409

203,457

22,677

11,476

–1,769

–

0

–

–2

–1,955

–

–

1,638

201,502

22,677

11,476

€ million 

Derivatives 

Financial liabilities 

Trade payables 

Other financial liabilities 

The “Financial instruments” column shows the amounts that are subject to a master netting arrangement but 
were  not  set  off  because  they  do  not  meet  the  criteria  for  offsetting  in  the  balance  sheet.  The  “Collateral 
received” and “Collateral pledged” columns show the amounts of cash collateral and collateral in the form of 
financial instruments received and pledged for the total assets and liabilities that do not meet the criteria for 
offsetting in the balance sheet.  

Other financial liabilities include liabilities from tax allocations of €38 million (previous year: €19 million). 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

301

A S S E T - B A C K E D   S E C U R I T I E S   T R A N S A C T I O N S  
Asset-backed  securities  transactions  with  financial  assets  amounting  to  €30.6 billion  (previous  year  adjusted: 
€30.8 billion) entered into to refinance the financial services business are included in bonds, commercial paper 
and notes, and liabilities from loans. The corresponding carrying amount of the receivables from the customer 
and  dealer  financing  and  the  finance  lease  business  amounted  to  €34.5 billion  (previous  year:  €34.1 billion). 
Collateral of €48.9 billion (previous year: €47.9 billion) in total was furnished as part of asset-backed securities 
transactions.  The  expected  payments  were  assigned  to  structured  entities  and  the  equitable  liens  in  the 
financed vehicles were transferred. These asset-backed securities transactions did not result in the receivables 
from financial services business being derecognized, as the Group retains nonpayment and late payment risks. 
The  difference between  the  assigned  receivables  and  the  related  liabilities  is  the  result  of  different  terms  and 
conditions and the share of the securitized paper and notes held by the Volkswagen Group itself. 

Most of the public and private asset-backed securities transactions of the Volkswagen Group can be repaid 
in  advance  (clean-up  call)  if  less  than  10%  of  the  original  transaction  volume  is  outstanding.  The  assigned 
receivables cannot be assigned again or pledged elsewhere as collateral. The claims of the holders of commercial 
paper and notes are limited to the assigned receivables and the receipts from those receivables are earmarked 
for the repayment of the corresponding liability. 

As of December 31, 2020, the fair value of the assigned receivables still recognized in the balance sheet was 
€35.4 billion  (previous  year:  €34.8 billion).  The  fair  value  of  the  related  liabilities  was  €30.6 billion  (previous 
year adjusted: €30.7 billion) at that reporting date.  

The Volkswagen Bank GmbH Group is contractually obliged, under certain conditions, to transfer funds to 
the structured entities that are included in its financial statements. Since the receivables are transferred to the 
special purpose entity by way of undisclosed assignment, the situation may occur in which the receivable has 
already been reduced in a legally binding manner at the originator, for example if the obligor effectively offsets 
it against receivables owed to it by a company belonging to the Volkswagen Group. In this case, collateral must 
be furnished for the resulting compensation claims against the special purpose entity, for example if the rating 
of the Group company concerned declines to a contractually agreed reference value. 

 
302 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

A D D I T I O N A L   I N C O M E   STAT E M E N T   D I S C L O S U R E S   I N   A C C O R D A N C E   W I T H   I F R S   7   ( F I N A N C I A L   I N ST R U M E N T S )  
The table below shows net gains and losses on financial assets and financial liabilities by measurement category, 
followed by a detailed explanation of key aspects: 

N E T   G A I N S   O R   L O S S E S   F R O M   F I N A N C I A L   I N ST R U M E N T S   B Y   I F R S   9   M E A S U R E M E N T   C AT E G O R Y  

€ million 

Financial instruments at fair value through profit or loss 

Financial assets measured at amortized cost 

Financial assets at fair value through other comprehensive income (debt instruments) 

Financial liabilities measured at amortized cost 

2020

2019

2,309

2,899

4

–3,242

1,970

–242

6,282

7

–4,420

1,628

Net gains and losses in the category "financial instruments at fair value through profit or loss" are mainly composed 
of  the  fair  value  measurement  gains  and  losses  on  derivatives,  including  interest  and  gains  and  losses  on 
currency translation. 

Net  gains  and  losses  from  financial  assets  measured  at  fair  value  through  other  comprehensive  income 

(debt instruments) relate to interest income from fixed-income securities.  

Net gains and losses from financial assets and liabilities measured at amortized cost mainly comprise interest 
income and expenses calculated according to the effective interest method pursuant to IFRS 9, currency translation 
effects,  and  the  recognition  of  loss  allowances.  Interest  also  includes  interest  income  and  expenses  from  the 
lending business of the Financial Services Division. 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

303

The table below presents total interest income and expenses from financial assets and liabilities measured at 
amortized cost, separately from financial assets measured at fair value through other comprehensive income:  

TOTA L   I N T E R E ST   I N C O M E   A N D   E X P E N S E S   AT T R I B U TA B L E   TO   F I N A N C I A L   I N ST R U M E N T S   N OT   M E A S U R E D   AT   F A I R   VA L U E  

T H R O U G H   P R O F I T   O R   L O S S    

€ million 

2020

2019

Financial assets and liabilities measured at amortized cost 

Interest income 

Interest expenses 

Financial assets (debt instruments) and liabilities measured at  
fair value through other comprehensive income 

Interest income 

Interest expenses 

G A I N S   A N D   L O S S E S   O N   T H E   D I S P O S A L   O F   F I N A N C I A L   A S S E T S   M E A S U R E D   AT   A M O R T I Z E D   C O ST  

€ million 

Gains arising from the derecognition of financial assets measured at amortized cost 

Losses arising from the derecognition of financial assets measured at amortized cost 

6,982

3,707

4

–

2020

810

–1,527

–717

7,563

4,120

8

–

2019

845

–978

–133

In the fiscal year, €2 million (previous year: €2 million) was recognized as an expense and €29 million (previous 
year: €44 million) as income from fees and commissions for trust activities and from financial assets and liabilities 
not measured at fair value that are not accounted for using the effective interest method. 

 
 
 
 
 
304 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

35. Cash flow statement

Cash flows are presented in the cash flow statement classified into cash flows from operating activities, investing 
activities and financing activities, irrespective of the balance sheet classification. 

Cash flows from operating activities are derived indirectly from earnings before tax. Earnings before tax are 
adjusted  to  eliminate  noncash  expenditures  (mainly  depreciation,  amortization  and  impairment  losses)  and 
income.  Other  noncash  income  and  expense  results  mainly  from  measurement  effects  in  connection  with 
financial instruments and to fair value changes relating to hedging transactions. This results in cash flows from 
operating activities after accounting for changes in working capital, which also include changes in lease assets 
and in financial services receivables. 

Investing activities include additions to property, plant and equipment and equity investments, additions 

to capitalized development costs and investments in securities, loans and time deposits. 

Financing  activities  include  outflows  of  funds  from  dividend  payments  and  the  redemption  of  bonds, 
inflows from capital increases and the issuance of bonds, and changes in other financial liabilities. Please refer 
to  the  “Equity”  section  for  information  on  the  in-/outflows  from  the  issuance/repayment  of  hybrid  capital 
contained in the capital contributions. 

The changes in balance sheet items that are presented in the cash flow statement cannot be derived directly 
from the balance sheet, as the effects of currency translation and changes in the consolidated Group are non-
cash transactions and are therefore eliminated. 

In the fiscal year, cash flows from operating activities include interest received amounting to €7,192 million 
(previous year: €7,640 million) and interest paid amounting to €2,677 million (previous year: €2,604 million). 
Cash  flows  from  operating  activities  also  include  dividend  payments  (net  of  withholding  tax)  received  from 
joint ventures and associates of €3,098 million (previous year: €3,679 million). 

Dividends  amounting  to  €2,419 million  (previous  year:  €2,419 million)  were  paid  to  Volkswagen AG 

shareholders. 

€ million 

Cash, cash equivalents and time deposits as reported in the balance sheet 

Time deposits 

Cash and cash equivalents as reported in the cash flow statement 

Dec. 31, 2020

Dec. 31, 2019

33,909

–477

33,432

25,923

–1,593

24,329

Time deposits are not classified as cash equivalents. Time deposits have a contractual maturity of more than 
three months. The maximum default risk corresponds to its carrying amount. 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

305

The following table shows the classification of changes in financial liabilities into cash and non-cash transactions: 

Jan. 1, 2019

Cash-effective
changes

Foreign 
exchange
differences

Changes in
consolidated
Group

Classified as 
held for sale  Other changes

Dec. 31, 2019 

N O N - C A S H   C H A N G E S  

€ million 

Bonds 

81,549

6,132

496

Other total third-party 
borrowings 
Finance lease liabilities¹,² 

108,886

5,567

Total third-party borrowings 

196,001

–3,392

–957

1,783

Put options and 
compensation rights granted 
to noncontrolling interest 
shareholders³ 

Other financial assets and 
liabilities 

Financial assets and 
liabilities in financing 
activities 

1,853

–1,135

–182

18

–

–193

16

–177

–

–

1,616

81

2,193

–

–3

197,672

666

2,189

–177

– 

0 

9 

9 

– 

– 

9 

452

88,629 

–287

1,513

1,678

–718

87

106,630 

6,210 

201,468 

– 

–81 

1,046

201,387 

1  Due to the initial application of IFRS 16, the values in the opening balance were adjusted.    
2  Other changes in lease liabilities largely contain noncash additions of lease liabilities. 
3  Other changes in put options/compensation rights granted to noncontrolling interest shareholders largely contain the reclassification of the residual liability to 

equity after the put options granted expired in the fiscal year.  

€ million 

Bonds 

Other total third-party 
borrowings 

Finance lease liabilities¹  

Total third-party borrowings 

Other financial assets and 
liabilities 

Financial assets and liabilities 
in financing activities 

Jan. 1, 2020

Cash-effective
changes

Foreign exchange
differences

Changes in
consolidated
Group

N O N - C A S H   C H A N G E S  

88,629

5,366

–979

106,630

6,210

201,468

3,404

–1,100

7,670

–5,638

–195

–6,812

–81

172

132

201,387

7,843

–6,680

–

267

39

306

–

306

Other changes

Dec. 31, 2020

–389

92,626

44

1,170

825

–202

104,707

6,124

203,457

21

622

203,478

1  Other changes in lease liabilities largely contain noncash additions of lease liabilities.

 
 
 
306 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

36. Financial risk management and financial instruments

1 . H E D G I N G   G U I D E L I N E S   A N D   F I N A N C I A L   R I S K   M A N A G E M E N T   P R I N C I P L E S
The  principles  and  responsibilities  for  managing  and  controlling  the  risks  that  could  arise  from  financial 
instruments are defined by the Board of Management and monitored by the Supervisory Board. General rules 
apply  to  the  Group-wide  risk  policy;  these  are  oriented  on  the  statutory  requirements  and  the  “Minimum 
Requirements for Risk Management by Credit Institutions”. 

Group  Treasury  is  responsible  for  operational  risk  management  and  the  control  of  risks  from  financial 
instruments. The Group Board of Management Committee for Risk Management is regularly informed about 
current financial risks. In addition, the Group Board of Management and the Supervisory Board are regularly 
updated on the current risk situation. Some functions of the MAN Energy Solutions, Porsche Holding Salzburg 
and TRATON GROUP subgroups are included in Group Treasury’s operational risk management and control for 
risks relating to financial instruments. Subgroups have their own risk management structures.  

For  more  information,  see  the  section  on  financial  risks  in  the  Report  on  Risks  and  Opportunities  of  the 

group management report.  

2 . C R E D I T   A N D   D E F A U LT   R I S K
The  credit  and  default  risk  arising  from  financial  assets  involves  the  risk  of  default  by  counterparties,  and 
therefore  comprises at a maximum the amount of the claims under carrying amounts receivable from them 
and the irrevocable credit commitments. The maximum potential credit and default risk is reduced by collateral 
held and other credit enhancements. Collateral is held predominantly for financial assets in the “at amortized 
cost” category. It relates primarily to collateral for financial services receivables and trade receivables. Collateral 
comprises vehicles and assets transferred as security, as well as guarantees and real property liens. Cash collateral 
is also used in hedging transactions.  

For level 3 and level 4 financial assets with objective indications of impairment as of the reporting date, the 
collateral  provided  led  to  a  reduction  in  risk  by  €1.2 billion  (previous  year:  €1.3 billion).  Collateral  of 
€237 million (previous year: €285 million) has been accepted for assets measured at fair value through profit or 
loss. 

Significant  cash and  capital  investments, as  well  as  derivatives, are only  entered into with national and 
international banks. Risk is additionally limited by a limit system based primarily on the equity base of the 
counterparties  concerned  and  on  credit  assessments  by  international  rating  agencies.  Financial  guarantees 
issued  also  give  rise  to  credit  and  default  risk.  The  maximum  default  risk  is  determined  by  the  guarantee 
amount. The corresponding amounts are presented in the Liquidity risk section.

There  were  no  material  concentrations  of  risk  at  individual  counterparties  or  counterparty  groups  in  the 
past fiscal year due to the global allocation of the Group’s business activities and the resulting diversification. 
There was a slight change in the concentration of credit and default risk exposures to the German public banking 
sector  as  a  whole  that  has  arisen  from  Group-wide  cash  and  capital  investments  as  well  as  derivatives:  the 
portion  attributable  to  this  sector  was  6.0%  at  the  end  of  2020  compared  with  5.2 %  at  the  end  of  2019.  Any 
existing  concentration  of  risk  is  assessed  and  monitored  both  at  the  level  of  individual  counterparties  or 
counterparty groups and with regard to the countries in which these are based, in each case using the share of 
all credit and default risk exposures accounted for by the risk exposure concerned. 

For China, credit and default risk exposures accounted for 26.1% at the end of 2020, as against 34.2 % at the 

end of 2019. There were no other concentrations of credit and default risk exposures in individual countries. 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

307

L O S S   A L L O WA N C E    
The  Volkswagen  Group  consistently  uses  the  expected  credit  loss  model  of  IFRS 9  for  all  financial  assets  and 
other risk exposures.  

The  expected  credit  loss  model  under  IFRS 9 takes  in  both  loss  allowances  for  financial  assets  for  which 
there  are  no  objective  indications  of  impairment  and  loss  allowances  for  financial  assets  that  are  already 
impaired. For the calculation of impairment losses, IFRS 9 distinguishes between the general approach and the 
simplified approach. 

Under the general approach, financial assets are allocated to one of three stages, plus an additional stage for 
financial assets  that  are  already  impaired  when  acquired  (stage  4). Stage  1  comprises  financial assets  that are 
recognized for the first time or for which the probability of default has not increased significantly. The expected 
credit losses for the next twelve months are calculated at this stage. Stage 2 comprises financial assets with a 
significantly  increased  probability  of  default,  while  financial  assets  with  objective  indications  of  default  are 
allocated to stage 3. The lifetime expected credit losses  are calculated at these stages. Stage 4 financial assets, 
which are already impaired when acquired, are subsequently measured by recognizing a loss allowance on the 
basis of the accumulated lifetime expected losses. Financial assets classified as impaired on acquisition remain 
in this category until they are derecognized. 

The  Volkswagen  Group  applies  the  simplified  approach  to  trade  receivables  and  contract  assets  with  a 
significant financing component in accordance with IFRS 15. The same applies to receivables under operating or 
finance leases accounted for under IFRS 16. Under the simplified approach, the expected losses are consistently 
determined for the entire life of the asset. 

 
308 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

The tables below show the reconciliation of the loss allowance for various financial assets and financial guarantees 
and credit commitments: 

C H A N G E S   I N   L O S S   A L L O WA N C E   F O R   F I N A N C I A L   A S S E T S   M E A S U R E D   AT   A M O R T I Z E D   C O ST  

€ million 

Stage 1

Stage 2 

Stage 3

Simplified 
approach

Stage 4 

Total

946 

896

Carrying amount at Jan. 1, 2019 

Foreign exchange differences 

Changes in consolidated group 

Newly extended/purchased financial assets (additions) 

Other changes within a stage 

Transfers to 

Stage 1  

Stage 2  

Stage 3  

750

6

2

464

–64

39

–91

–45

4 

– 

– 

–222

–75 

206 

–76 

Financial instruments derecognized during the period 
(disposals) 

–146

–106

Utilization 

Changes to models or risk parameters 

Classified as held for sale 

Carrying amount at Dec. 31, 2019 

–

–2

0

913

– 

1 

– 

677 

3

0

–

157

–12

–16

334

–145

–322

0

–

893

634

3

1

255

–3

–

–

–

47

–177

2

–2

760

146 

3,372

0 

– 

1 

–32 

– 

– 

– 

–4 

–16 

– 

– 

94 

16

3

719

–165

–48

98

213

–354

–516

1

–2

3,336

C H A N G E S   I N   L O S S   A L L O WA N C E   F O R   F I N A N C I A L   A S S E T S   M E A S U R E D   AT   A M O R T I Z E D   C O ST  

€ million 

Stage 1

Stage 2 

Stage 3

Simplified 
approach

Stage 4 

Total

Carrying amount at Jan. 1, 2020 

Foreign exchange differences 

Changes in consolidated group 

Newly extended/purchased financial assets (additions) 

Other changes within a stage 

Transfers to 

Stage 1  

Stage 2  

Stage 3  

913

–33

13

415

79

22

–126

–167

677 

–32 

–2 

– 

69 

–61 

320 

–88 

Financial instruments derecognized during the period 
(disposals) 

Utilization 

Changes to models or risk parameters 

Carrying amount at Dec. 31, 2020 

–197

–121

–

9

929

– 

23 

786 

893

–89

24

–

–35

–14

–42

513

–170

–257

1

825

760

–29

2

252

16

–

–

–

–154

–33

1

814

94 

–5 

– 

18 

5 

– 

– 

– 

–6 

–21 

2 

87 

3,336

–189

37

685

134

–53

152

258

–647

–311

36

3,440

The gross carrying amount of assets measured at amortized cost is €136.0 billion (previous year: €137.7 billion), 
of which €16.7 billion (previous year: €18.5 billion) is attributable to the simplified approach. 

 
 
 
 
 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

309

C H A N G E S   I N   L O S S   A L L O WA N C E   F O R   F I N A N C I A L   G U A R A N T E E S   A N D   C R E D I T   C O M M I T M E N T S  

€ million 

Stage 1

Stage 2 

Stage 3 

Stage 4

Total 

Carrying amount at Jan. 1, 2019 

Foreign exchange differences 

Changes in consolidated group 

Newly extended/purchased financial assets (additions) 

Other changes within a stage 

Transfers to 

Stage 1  

Stage 2  

Stage 3  

Financial instruments derecognized during the period (disposals) 

Utilization 

Changes to models or risk parameters 

Classified as held for sale 

Carrying amount at Dec. 31, 2019 

18

0

0

10

0

0

–2

0

–9

–

0

0

17

1 

0 

– 

0 

0 

0 

1 

0 

0 

– 

0 

– 

2 

1 

0 

– 

0 

–1 

– 

– 

– 

– 

0 

– 

– 

0 

0

0

–

0

0

–

–

–

0

–

–

–

0

19 

0 

0 

10 

0 

0 

–1 

0 

–10 

0 

0 

– 

18 

C H A N G E S   I N   L O S S   A L L O WA N C E   F O R   F I N A N C I A L   G U A R A N T E E S   A N D   C R E D I T   C O M M I T M E N T S  

€ million 

Stage 1

Stage 2 

Stage 3 

Stage 4

Total 

Carrying amount at Jan. 1, 2020 

Foreign exchange differences 

Changes in consolidated group 

Newly extended/purchased financial assets (additions) 

Other changes within a stage 

Transfers to 

Stage 1  

Stage 2  

Stage 3  

Financial instruments derecognized during the period (disposals) 

Utilization 

Changes to models or risk parameters 

Carrying amount at Dec. 31, 2020 

17

–1

0

8

1

0

0

0

–4

–

0

19

2 

0 

– 

0 

1 

0 

1 

0 

–1 

– 

0 

3 

0 

0 

– 

0 

0 

– 

– 

0 

– 

–1 

– 

0 

0

0

–

0

0

–

–

–

0

–

–

0

18 

–1 

0 

8 

2 

0 

1 

0 

–5 

–1 

0 

22 

 
 
 
 
 
 
 
310 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

C H A N G E S   I N   L O S S   A L L O WA N C E   F O R   L E A S E   R E C E I VA B L E S   A N D   C O N T R A C T   A S S E T S  

€ million 

Carrying amount at Jan. 1  

Foreign exchange differences 

Changes in consolidated group 

Newly extended/purchased financial assets (additions) 

Other changes  

Financial instruments derecognized during the period (disposals) 

Utilization 

Changes to models or risk parameters 

Classified as held for sale 

Carrying amount at Dec. 31  

S I M P L I F I E D   A P P R O A C H  

2020

2019

1,312

1,193

–29

0

377

225

–314

–107

51

–

1,516

14

6

249

261

–282

–88

–42

0

1,312

The gross carrying amounts of lease receivables and contract assets declined from €55.6 billion to €54.8 billion 
in the fiscal year under review. 

The loss allowance on assets measured at fair value in Stage 1 rose by €0 million (previous year: €2 million) 
in  fiscal  year  2020,  resulting  in  a  closing  balance  of  €3 million  (previous  year:  €3 million).  Of  this  amount, 
€2 million  is  attributable  to  Stage 1  (previous  year:  €2 million)  and  €1 million  to  Stage 2  (previous  year 
€1 million).  

The amount contractually outstanding for financial assets that have been derecognized in the current year 

and are still subject to enforcement proceedings is €221 million (previous year: €331 million). 

M O D I F I C AT I O N S  
There were contract modifications to financial assets in the reporting period that did not lead to the derecognition 
of  the  asset.  These  were  primarily  attributable  to  credit  ratings  and  relate  to  financial  assets  for  which  loss 
allowances were measured in the amount of the expected lifetime credit losses. For trade and lease receivables, 
the treatment is simplified by considering the credit rating-based modifications where the receivables are more 
than  30  days  past  due.  Before  the  modification,  amortized  cost  amounted  to  €493 million  (previous  year: 
€120 million).  In  the  reporting  period,  contract  modifications  resulted  in  net  income/net  expenses  of 
€6.4 million (previous year: €–0.2 million).  

As of the reporting date, the gross carrying amounts of financial assets that have been modified since initial 
recognition and were simultaneously reclassified from stage 2 or 3 to stage 1 in the reporting period amounted 
to €81 million (previous year: €28 million). As a result, the measurement of the loss allowance for these financial 
assets was changed from lifetime expected credit losses to 12-month expected credit losses. 

 
 
 
 
 
 
 
 
   
 
 
 
 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

311

M A X I M U M   C R E D I T   R I S K    
The table below shows the maximum credit risk to which the Volkswagen Group was exposed as of the reporting 
date, broken down by class to which the impairment model is applied: 

M A X I M U M   C R E D I T   R I S K   B Y   C L A S S  

€ million 

Financial instruments measured at fair value 

Financial instruments measured at amortized cost 

Financial guarantees and credit commitments 

Not allocated to a measurement category 

Total 

Dec. 31, 2020

Dec. 31, 2019

3,545

151,497

3,788

52,914

211,744

3,139

149,045

5,988

53,938

212,109

R AT I N G   C AT E G O R I E S  
The Volkswagen Group performs a credit assessment of borrowers in all loan and lease agreements, using scoring 
systems for the high-volume business and rating systems for corporate customers and receivables from dealer 
financing.  Receivables  rated  as  good  are  contained  in  risk  class  1.  Receivables  from  customers  whose  credit 
rating is not good but have not yet defaulted are contained in risk class 2. Risk class 3 comprises all defaulted 
receivables. 

The table below presents the gross carrying amounts of financial assets by rating category: 

G R O S S   C A R R Y I N G   A M O U N T S   O F   F I N A N C I A L   A S S E T S   B Y   R AT I N G   C AT E G O R Y   A S   O F   D E C E M B E R   3 1 ,   2 0 1 9  

€ million 

Stage 1

Stage 2 

Stage 3 

Simplified 
approach

Stage 4 

Credit risk rating grade 1  
(receivables with no credit risk – standard loans) 

Credit risk rating grade 2  
(receivables with credit risk – intensified loan management) 

Credit risk rating grade 3  
(cancelled receivables – non-performing loans) 

Total 

120,926

8,272 

3,240

5,031 

– 

– 

–

– 

124,166

13,303 

2,514 

2,514 

66,344

3,226

901

70,470

89 

43 

359 

490 

G R O S S   C A R R Y I N G   A M O U N T S   O F   F I N A N C I A L   A S S E T S   B Y   R AT I N G   C AT E G O R Y   A S   O F   D E C E M B E R   3 1 ,   2 0 2 0  

€ million 

Stage 1

Stage 2 

Stage 3 

Simplified 
approach

Stage 4 

Credit risk rating grade 1  
(receivables with no credit risk – standard loans) 

Credit risk rating grade 2  
(receivables with credit risk – intensified loan management) 

Credit risk rating grade 3  
(cancelled receivables – non-performing loans) 

Total 

112,446

10,109 

5,278

12,926 

– 

– 

–

– 

117,725

23,035 

2,709 

2,709 

65,040

2,877

1,157

69,074

106 

64 

288 

458 

 
 
 
 
 
 
 
312 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

Furthermore, the default risk exposure for financial guarantees and credit commitments is presented below: 

D E F A U LT   R I S K   F O R   F I N A N C I A L   G U A R A N T E E S   A N D   C R E D I T   C O M M I T M E N T S   A S   O F   D E C E M B E R   3 1 ,   2 0 1 9  

€ million 

Stage 1

Stage 2

Stage 3 

Stage 4

Credit risk rating grade 1  
(receivables with no credit risk – standard loans) 

Credit risk rating grade 2  
(receivables with credit risk – intensified loan management) 

Credit risk rating grade 3  
(cancelled receivables – non-performing loans) 

Total 

1  Prior-year figures adjusted. 

3,3731

100

–

3,474

178

25

–

203

– 

– 

7 

7 

0

0

3

4

D E F A U LT   R I S K   F O R   F I N A N C I A L   G U A R A N T E E S   A N D   C R E D I T   C O M M I T M E N T S   A S   O F   D E C E M B E R   3 1 ,   2 0 2 0  

€ million 

Stage 1

Stage 2

Stage 3 

Stage 4

Credit risk rating grade 1  
(receivables with no credit risk – standard loans) 

Credit risk rating grade 2  
(receivables with credit risk – intensified loan management) 

Credit risk rating grade 3  
(cancelled receivables – non-performing loans) 

Total 

3,368

66

–

3,434

201

82

–

283

– 

– 

10 

10 

0

1

2

3

Collateral that was accepted for financial assets in the current fiscal year was recognized in the balance sheet in 
the amount of €159 million (previous year: €149 million). This mainly relates to vehicles. 

 
 
 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

313

3 .   L I Q U I D I T Y   R I S K  
The  solvency  and  liquidity  of  the  Volkswagen  Group  are  ensured  at  all  times  by  rolling  liquidity  planning,  a 
liquidity reserve in the form of cash, confirmed credit lines and the issuance of securities on the international 
money and capital markets. The volume of confirmed bilateral and syndicated credit lines stood at €27.9 billion 
as  of  December  31,  2020  (previous  year:  €27.0 billion),  of  which  €2.3 billion  (previous  year:  €3.8 billion)  was 
drawn down. 

Local cash funds in certain countries (e.g. China, Brazil, Argentina, South Africa and India) are only available 
to  the  Group  for  cross-border  transactions  subject  to  exchange  controls.  There  are  no  significant  restrictions 
over and above these. 

The following overview shows the contractual undiscounted cash flows from financial instruments: 

M AT U R I T Y   A N A LY S I S   O F   U N D I S C O U N T E D   C A S H   F L O W S   F R O M   F I N A N C I A L   I N ST R U M E N T S  

R E M A I N I N G  

R E M A I N I N G  

C O N T R A C T U A L   M A T U R I T I E S  

C O N T R A C T U A L   M A T U R I T I E S  

€ million 

up to one year

within one
to five years

more than
five years

2020

up to one year

within one
to five years

more than 
five years

2019

Financial liabilities 

Trade payables 

Other financial 
liabilities 

Derivatives 

89,371

22,675

9,151

73,927

98,159

25,106

212,636

1

–

22,677

2,156

56,294

152

11,460

6,736

136,958

90,137

22,745

8,633

70,932

96,135

25,542

211,814

0

–

22,745

2,355

57,182

176

5,912

11,164

134,027

379,750

195,125

156,611

31,995

383,731

192,447

155,672

31,630

The cash outflows on other financial liabilities include outflows on liabilities for tax allocations amounting to 
€38 million (previous year: €19 million). 

Derivatives  comprise  both  cash  flows  from  derivative  financial  instruments  with  negative  fair  values  and 
cash  flows  from  derivatives  with  positive  fair  values  for  which  gross  settlement  has  been  agreed.  Derivatives 
entered  into  through  offsetting  transactions are also accounted  for  as  cash outflows.  The  cash  outflows from 
derivatives for which gross settlement has been agreed are matched in part by cash inflows. These cash inflows 
are  not  reported  in  the  maturity  analysis.  If  these  cash  inflows  were  also  recognized,  the  cash  outflows 
presented would be substantially lower. This also particularly applies if hedges have been closed with offsetting 
transactions. 

The cash outflows from irrevocable credit commitments are presented in the section entitled "Other financial 

obligations”, classified by contractual maturities. 

As  of  December  31,  2020,  the  maximum  potential  liability  under  financial  guarantees  amounted  to 
€447 million  (previous  year:  €425 million).  Financial  guarantees  are  assumed  to  be  due  immediately  in  all 
cases.  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
 
 
  
 
 
 
314 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

4 . M A R K E T   R I S K

4.1 Hedging policy and financial derivatives 
During the course of its general business activities, the Volkswagen Group is exposed to foreign currency, interest 
rate, commodity price, equity price and fund price risk. Corporate policy is to limit such risk by means of hedging. 
Generally, all necessary hedging transactions are executed or coordinated centrally by Group Treasury; exceptions 
include  the  MAN Energy  Solutions,  Porsche  Holding  GmbH,  Salzburg  and  TRATON  GROUP  subgroups,  as  well  as 
some regions such as South America. 

D I S C L O S U R E S   O N   G A I N S   A N D   L O S S E S   F R O M   F A I R   VA L U E   H E D G E S  
Fair value hedges involve hedging against the risk of changes in the carrying amount of balance sheet items. As 
of the reporting date, both hedging instruments and hedged items are measured at fair value in relation to the 
hedged  risk,  and  the  resulting  changes  in  value  are  recognized  on  a  net  basis  in  the  corresponding  income 
statement item.  

The following table shows the gains and losses from fair value hedges by risk type: 

D I S C L O S U R E S   O N   G A I N S   A N D   L O S S E S   F R O M   F A I R   VA L U E   H E D G E S  

€ million 

Hedging interest rate risk 

Other financial result 

Other operating result 

Hedging currency risk 

Other financial result 

Other operating result 

Combined interest rate and currency risk hedging 

Other financial result 

Other operating result 

Dec. 31, 2020

Dec. 31, 2019

–

–43

–

–12

–

0

–

–5

–

–39

–

2

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

315

D I S C L O S U R E S   O N   G A I N S   A N D   L O S S E S   F R O M   C A S H   F L O W   H E D G E S  
Cash flow hedges are used to hedge against risks of fluctuations in future cash flows. These cash flows may arise 
from a recognized asset or liability, or from a highly probable forecast transaction. The following table shows 
the gains and losses from cash flow hedges by risk type: 

D I S C L O S U R E S   O N   G A I N S   A N D   L O S S E S   F R O M   C A S H   F L O W   H E D G E S  

€ million 

Hedging interest rate risk 

Gains or losses from changes in fair value of hedging instruments within hedge accounting 

Recognized in equity 

Recognized in profit or loss 

Reclassification from the cash flow hedge reserve to profit or loss  

Due to early discontinuation of the hedging relationships 

Due to realization of the hedged item 

Hedging currency risk 

Gains or losses from changes in fair value of hedging instruments within hedge accounting 

Recognized in equity 

Recognized in profit or loss 

Reclassification from the cash flow hedge reserve to profit or loss  

Due to early discontinuation of the hedging relationships 

Due to realization of the hedged item 

Combined interest rate and currency risk hedging 

Gains or losses from changes in fair value of hedging instruments within hedge accounting 

Recognized in equity 

Recognized in profit or loss 

Reclassification from the cash flow hedge reserve to profit or loss 

Due to early discontinuation of the hedging relationships 

Due to realization of the hedged item 

Hedging commodities price risk 

Gains or losses from changes in fair value of hedging instruments within hedge accounting 

Recognized in equity 

Recognized in profit or loss 

Reclassification from the cash flow hedge reserve to profit or loss  

Due to early discontinuation of the hedging relationships 

Due to realization of the hedged item 

2020

2019

–46

0

–

–1

1,434

–5

–15

69

38

–6

–

–19

0

–

–

–1

–41

0

–

–1

–2,136

–1

4

137

–4

2

–

2

–

–

–

–4

The table presents effects taken to equity, reduced by deferred taxes.  

The gain or loss from changes in the fair value of hedging instruments used in hedge accounting corresponds 
to the basis for determining hedge ineffectiveness. The ineffective portion of a cash flow hedge is the income or 
expense resulting from changes in the fair value of the hedging instrument that exceed the changes in the fair 
value  of  the  hedged  item.  This  hedge  ineffectiveness  is  attributable  to  differences  in  the  parameters  for  the 
hedging  instrument  and  the  hedged  item.  Such  income  and  expenses  are  recognized  in  other  operating 
income/expenses or in the financial result.  

 
316 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

The  Volkswagen  Group  uses  two  different  methods  to  present  market  risk  from  nonderivative  and  derivative 
financial  instruments  in  accordance  with  IFRS 7.  For  quantitative  risk  measurement,  interest  rate  and  foreign 
currency risk in the Volkswagen Financial Services subgroup is measured using a value-at-risk (VaR) model on 
the  basis  of  a  historical  simulation,  while  market  risk  in  the  other  Group  companies  is  determined  using  a 
sensitivity analysis. The value-at-risk calculation indicates the size of the maximum potential loss on the portfolio 
as a whole within a time horizon of 40 days, measured at a confidence level of 99%. To provide the basis for this 
calculation, all cash flows from nonderivative and derivative financial instruments are aggregated into an interest 
rate  gap  analysis.  The  historical  market  data  used  in  calculating  value  at  risk  covers  a  period  of  1,000 trading 
days. The sensitivity analysis calculates the effect on equity and profit or loss by modifying risk variables within 
the respective market risks. 

D I S C L O S U R E S   O N   H E D G I N G   I N ST R U M E N T S   I N   H E D G E   A C C O U N T I N G  
The  Volkswagen  Group  regularly  enters  into  hedging  instruments  to  hedge  against  changes  in  the  carrying 
amount of balance sheet items. The summary below shows the notional amounts, fair values and base variables 
for determining the ineffectiveness of hedging instruments entered into to hedge against the risk of changes in 
carrying amounts in fair value hedges:  

D I S C L O S U R E S   O N   H E D G I N G   T R A N S A C T I O N S   I N   F A I R   VA L U E   H E D G E S   I N   2 0 1 9  

€ million 

Notional amount

Other assets 

Other liabilities

Fair value changes 
to determine 
hedge 
ineffectiveness

Hedging interest rate risk 

Interest rate swaps 

Hedging currency risk 

Currency forwards, currency options, cross-currency swaps 

Combined interest rate and currency risk hedging 

Cross-currency interest rate swaps 

55,443

650 

6,807

580

74 

13 

97

111

1

586

–17

12

D I S C L O S U R E S   O N   H E D G I N G   T R A N S A C T I O N S   I N   F A I R   VA L U E   H E D G E S   I N   2 0 2 0  

€ million 

Notional amount

Other assets 

Other liabilities

Fair value changes 
to determine 
hedge 
ineffectiveness

Hedging interest rate risk 

Interest rate swaps 

Hedging currency risk 

Currency forwards, currency options, cross-currency swaps 

Combined interest rate and currency risk hedging 

Cross-currency interest rate swaps 

48,371

819 

6,433

48

56 

2 

116

79

–

626

1

2

 
 
 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

317

In addition, hedging instruments are entered into to hedge against the risk of fluctuations in future cash flows. 
The table below shows the notional amounts, fair values and base variables for determining the ineffectiveness 
of hedging instruments designated as cash flow hedges: 

D I S C L O S U R E S   O N   H E D G I N G   T R A N S A C T I O N S   I N   C A S H   F L O W   H E D G E S   I N   2 0 1 9  

€ million 

Notional amount

Other assets

Other liabilities

Fair value changes 
to determine 
hedge 
ineffectiveness 

Hedging interest rate risk 

Interest rate swaps 

Hedging currency risk 

Currency forwards and cross-currency swaps 

Currency options 

Combined interest rate and currency risk hedging 

Cross-currency interest rate swaps 

14,017

87,271

15,198

1,648

6

689

73

29

48

–32 

2,090

68

19

96 

1 

11 

D I S C L O S U R E S   O N   H E D G I N G   T R A N S A C T I O N S   I N   C A S H   F L O W   H E D G E S   I N   2 0 2 0  

€ million 

Notional amount

Other assets

Other liabilities

Fair value changes 
to determine 
hedge 
ineffectiveness 

Hedging interest rate risk 

Interest rate swaps 

Hedging currency risk 

Currency forwards and cross-currency swaps 

Currency options 

Combined interest rate and currency risk hedging 

Cross-currency interest rate swaps 

13,461

84,862

19,021

1,607

1

96

–93 

1,866

347

43

1,174

74

40

1,824 

132 

2 

The change in the fair value to determine ineffectiveness corresponds to the change in fair value of the designated 
component. 

 
 
 
318 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

D I S C L O S U R E S   O N   H E D G E D   I T E M S   I N   H E D G E   A C C O U N T I N G    
In addition to disclosures on hedging instruments, disclosures are also required on the hedged items, broken 
down  by  risk  category  and  type  of  designation  for  hedge  accounting.  Below  follows  a  list  of  hedged  items 
designated in fair value hedges, separately from those designated in cash flow hedges: 

D I S C L O S U R E S   O N   H E D G E D   I T E M S   I N   F A I R   VA L U E   H E D G E S   I N   2 0 1 9  

€ million 

Hedging interest rate risk 

Financial services receivables 

Other financial assets 

Financial liabilities 

Hedging currency risk 

Financial services receivables 

Other financial assets 

Financial liabilities 

Combined interest rate and currency risk hedging 

Financial services receivables 

Other financial assets 

Financial liabilities 

Carrying amount

Cumulative hedge
adjustments

Hedge adjustments
current period/
fiscal year

Cumulative hedge 
adjustments from 
discontinued hedging 
relationships 

20,680

194

40,704

–

991

1,595

–

209

48

17

24

519

–

–3

32

–

–26

3

32

7

278

–

–55

–4

–

2

3

– 

– 

– 

– 

– 

– 

– 

– 

– 

D I S C L O S U R E S   O N   H E D G E D   I T E M S   I N   F A I R   VA L U E   H E D G E S   I N   2 0 2 0  

€ million 

Hedging interest rate risk 

Financial services receivables 

Other financial assets 

Financial liabilities 

Hedging currency risk 

Financial services receivables 

Other financial assets 

Financial liabilities 

Combined interest rate and currency risk hedging 

Financial services receivables 

Other financial assets 

Financial liabilities 

Carrying amount

Cumulative hedge
adjustments

Hedge adjustments
current period/
fiscal year

Cumulative hedge 
adjustments from 
discontinued hedging 
relationships 

19,059

150

35,924

–

602

951

–

–

50

18

7

873

–

18

30

–

–

5

14

–17

423

–

8

–2

–

–

5

0 

– 

– 

– 

– 

– 

– 

– 

– 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
  
 
 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

319

D I S C L O S U R E S   O N   H E D G E D   I T E M S   I N   C A S H   F L O W   H E D G E S   I N   2 0 1 9  

€ million 

Hedging interest rate risk 

Designated components 

Non-designated components 

Deferred taxes 

Total hedging interest rate risk 

Hedging currency risk 

Designated components 

Non-designated components 

Deferred taxes 

Total hedging currency risk 

Combined interest rate and currency risk hedging 

Designated components 

Non-designated components 

Deferred taxes 

Total hedging combined interest rate and currency risk 

Hedging commodity price risk 

Designated components 

Non-designated components 

Deferred taxes 

Total hedging commodity price risk 

R E S E R V E   F O R  

Changes in fair value to 
determine hedge 
ineffectiveness

Active cash flow hedges

Discontinued cash flow 
hedges 

–29

–

–

–29

143

–

–

143

20

–

–

20

–

–

–

–

–30

–

7

–23

184

–1,380

366

–830

–2

–

1

–2

–

–

–

–

0 

– 

0 

0 

–5 

–6 

0 

–11 

–26 

– 

8 

–18 

1 

– 

0 

1 

 
 
320 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

D I S C L O S U R E S   O N   H E D G E D   I T E M S   I N   C A S H   F L O W   H E D G E S   I N   2 0 2 0  

€ million 

Hedging interest rate risk 

Designated components 

Non-designated components 

Deferred taxes 

Total hedging interest rate risk 

Hedging currency risk 

Designated components 

Non-designated components 

Deferred taxes 

Total hedging currency risk 

Combined interest rate and currency risk hedging 

Designated components 

Non-designated components 

Deferred taxes 

Total hedging combined interest rate and currency risk 

Hedging commodity price risk 

Designated components 

Non-designated components 

Deferred taxes 

Total hedging commodity price risk 

R E S E R V E   F O R  

Changes in fair value to
determine hedge
ineffectiveness

Active cash flow hedges 

Discontinued cash flow 
hedges

–90

–

–

–90

1,956

–

–

1,956

0

–

–

0

–

–

–

–

–90 

– 

19 

–71 

1,952 

–1,008 

–299 

644 

–1 

– 

0 

–1 

– 

– 

– 

– 

1

–

0

1

4

0

–1

3

–

–

–

–

0

–

0

0

C H A N G E S   I N   T H E   R E S E R V E    
When accounting for cash flow hedges, the designated effective portions of a hedging relationship are recognized 
in OCI I. Any changes in excess of the fair value of the designated component are recognized as ineffectiveness 
through profit or loss.  

The tables below show a reconciliation to the reserve: 

C H A N G E S   I N   T H E   R E S E R V E   F O R   C A S H   F L O W   H E D G E S   ( O C I   I )    

€ million 

Interest rate risk

Currency risk

Interest rate/
currency risk

Commodity 
price risk

Balance at Jan. 1, 2019 

Gains or losses from effective hedging 
relationships 

Reclassifications due to changes in whether the 
hedged item is expected to occur 

Reclassifications due to realization of the 
hedged item 

Balance at Dec. 31, 2019 

19

–41

–

–1

–23

1,783

–1,092

1

–557

135

–17

–4

–

2

–20

5

–

–

–4

1

Total

1,790

–1,137

1

–561

93

 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
  
 
 
  
 
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

321

C H A N G E S   I N   T H E   R E S E R V E   F O R   C A S H   F L O W   H E D G E S   ( O C I   I )    

€ million 

Interest rate risk

Currency risk

Interest rate/
currency risk

Commodity 
price risk

Balance at Jan. 1, 2020 

Gains or losses from effective hedging 
relationships 

Reclassifications due to changes in whether the 
hedged item is expected to occur 

Reclassifications due to realization of the 
hedged item 

Balance at Dec. 31, 2020 

–23

–46

–

–1

–70

135

1,984

–41

–724

1,355

–20

38

–

–19

–1

1

0

– 

–1

0

Total

93

1,976

–41

–744

1,284

If expectations about the occurrence of the hedged item change, the arrangement is reclassified by terminating 
the  hedging  relationship  prematurely.  Changed  expectations  are  primarily  caused  by  a  change  in  projections 
for hedging sales revenue. 

Changes in the fair values of non-designated components of a derivative are likewise generally recognized 
immediately through profit or loss. An exception from this principle is any change in the fair value attributable 
to  non-designated  time  values  of  options,  to  the  extent  that  they  relate  to  the  hedged  item.  Moreover,  the 
Volkswagen  Group  initially  recognizes  in  equity  (hedging  costs)  changes  in  the  fair  values  of  non-designated 
forward components in currency forwards and currency hedges attributed to cash flow hedges. This means that 
the Volkswagen Group recognizes changes in the fair value of the non-designated component or parts thereof 
immediately through profit or loss only if there is ineffectiveness.  

The  tables  below  show  a  summary  of  changes  in  the  reserve  for  hedging  costs  resulting  from  the  non-
designated portions of options and currency hedges: 

C H A N G E S   I N   T H E   R E S E R V E   F O R   H E D G I N G   C O ST S   –   N O N - D E S I G N AT E D   T I M E   VA L U E S   O F   O P T I O N S    

€ million 

Balance at Jan. 1  

Gains and losses from non-designated time value of options 

Hedged item is recognized at a point in time 

Reclassifications due to changes in whether the hedged item is expected to occur 

Hedged item is recognized at a point in time 

Reclassification due to realization of the hedged item 

Hedged item is recognized at a point in time 

Balance at Dec. 31  

C U R R E N C Y   R I S K  

2020

–35

50

0

43

59

2019

–1

–71

0

38

–35

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
322 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

C H A N G E S   I N   T H E   R E S E R V E   F O R   H E D G I N G   C O ST S   –   N O N - D E S I G N AT E D   F O R WA R D   C O M P O N E N T   A N D   C R O S S   C U R R E N C Y  

B A S I S   S P R E A D   ( C C B S )    

€ million 

Balance at Jan. 1  

Gains and losses from non-designated forward elements and CCBS 

Hedged item is recognized at a point in time 

Reclassification due to realization of the hedged item 

Hedged item is recognized at a point in time 

Reclassification due to changes in whether the hedged item is expected to occur 

Hedged item is recognized at a point in time 

Balance at Dec. 31  

C U R R E N C Y   R I S K  

2020

–942

–600

749

26

–766

2019

–628

–973

656

3

–942

4.2 Market risk in the Volkswagen Group (excluding Volkswagen Financial Services subgroup) 

4.2.1 Foreign currency risk 
Foreign currency risk in the Volkswagen Group (excluding Volkswagen Financial Services subgroup) is attributable 
to investments, financing measures and operating activities. Currency forwards, currency options, currency swaps 
and cross-currency interest rate swaps are used to limit foreign currency risk. These transactions relate to the 
exchange  rate  hedging  of  material  payments  covering  general  business  activities  that  are  not  made  in  the 
functional  currency  of  the  respective  Group  companies.  The  principle  of  matching  currencies  applies  to  the 
Group’s financing activities. 

Hedging transactions entered into in 2020 as part of foreign currency risk management were amongst others 
in Australian dollars, Brazilian real, British pound sterling, Chinese renminbi, Hong Kong dollars, Indian rupees, 
Japanese yen, Canadian dollars, Mexican pesos, Norwegian kroner, Polish zloty, Russian rubles, Swedish kronor, 
Swiss francs, Singapore dollars, South African rand, South Korean won, Taiwan dollars, Czech koruna, Hungarian 
forints and US dollars.  

All nonfunctional currencies in which the Volkswagen Group enters into financial instruments are included 

as relevant risk variables in the sensitivity analysis in accordance with IFRS 7. 

If the functional currencies concerned had appreciated or depreciated by 10% against the other currencies, 
the exchange rates shown below would have resulted in the following effects on the hedging reserve in equity 
and on earnings after tax. It is not appropriate to add  together the individual figures, since the results of the 
various functional currencies concerned are based on different scenarios.  

 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

323

The following table shows the sensitivities of the main currencies in the portfolio as of December 31, 2020: 

€ million 

Exchange rate 

EUR / GBP 

Hedging reserve 

Earnings after tax 

EUR / USD 

Hedging reserve 

Earnings after tax 

EUR / CNY 

Hedging reserve 

Earnings after tax 

EUR / CHF 

Hedging reserve 

Earnings after tax 

EUR / SEK 

Hedging reserve 

Earnings after tax 

EUR / JPY 

Hedging reserve 

Earnings after tax 

EUR / AUD 

Hedging reserve 

Earnings after tax 

EUR / KRW 

Hedging reserve 

Earnings after tax 

EUR / CAD 

Hedging reserve 

Earnings after tax 

CZK / GBP 

Hedging reserve 

Earnings after tax 

CZK / PLN 

Hedging reserve 

Earnings after tax 

EUR / TWD 

Hedging reserve 

Earnings after tax 

EUR / CZK 

Hedging reserve 

Earnings after tax 

BRL / USD 

Hedging reserve 

Earnings after tax 

EUR / BRL 

Hedging reserve 

Earnings after tax 

D E C .   3 1 ,   2 0 2 0  

D E C .   3 1 ,   2 0 1 9  

+10%

–10%

+10%

–10%

951

–59

168

–527

520

–114

454

–4

287

–78

280

–32

172

–22

114

–55

123

–11

109

–1

85

–3

75

–10

50

–31

–1

71

3

–64

–947

59

–75

527

–477

114

–442

4

–287

78

–274

32

–172

22

–114

55

–117

11

–109

1

–85

3

–75

10

–50

31

0

–71

–3

64

1,472

–172

964

–473

739

–155

414

–1

87

–122

342

–13

87

–25

79

–19

190

–14

136

0

105

1

88

–6

98

–62

–1

74

6

–111

–1,472

172

–979

473

–761

155

–396

1

–85

122

–344

13

–87

25

–78

19

–190

14

–136

0

–105

–1

–88

6

–98

62

1

–74

–6

111

 
324 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

4.2.2 Interest rate risk 
Interest  rate  risk  in  the  Volkswagen  Group  (excluding  Volkswagen  Financial  Services  subgroup)  results  from 
changes in market interest rates, primarily for medium- and long-term variable interest receivables and liabilities. 
Interest rate swaps and cross-currency interest rate swaps are sometimes entered into to hedge against this risk 
primarily  under  fair  value  or  cash  flow  hedges,  and  depending  on  market  conditions.  Intragroup  financing 
arrangements are mainly structured to match the maturities of their refinancing. Departures from the Group 
standard are subject to centrally defined limits and monitored on an ongoing basis. 

Interest rate risk within the meaning of IFRS 7 is calculated for these companies using sensitivity analyses. 
The effects of the risk-variable market rates of interest on the financial result and on equity are presented, net 
of tax.  

If market interest rates had been 100 bps higher as of December 31, 2020, equity would have been €218 million 
(previous year: €98 million) lower. If market interest rates had been 100 bps lower as of December 31, 2020, equity 
would have been €241 million (previous year: €90 million) higher. 

If  market  interest  rates  had  been  100  bps  higher  as  of  December  31,  2020,  earnings  after  tax  would  have 
been €16 million lower (previous year: €55 million higher). If market interest rates had been 100 bps lower as of 
December 31, 2020, earnings after tax would have been €23 million higher (previous year: €47 million lower). 

4.2.3 Commodity price risk 
Commodity price risk in the Volkswagen Group (excluding Volkswagen Financial Services subgroup) primarily 
results  from  price  fluctuations  and  the  availability  of  ferrous  and  non-ferrous  metals,  precious  metals, 
commodities  required  in  connection  with  the  Group’s  digitalization and  electrification  strategy, as well  as  of 
coal, CO2 certificates and rubber.  

Commodity  price  risk  is  limited  by  entering  into  forward  transactions  and  swaps.  Likewise,  selected 
commodities were purchased on the spot market, which led to a corresponding increase in inventories. Commodity 
price risk within the meaning of  IFRS 7 is presented using sensitivity analyses. These show the effect on earnings 
after tax of changes in the risk variable commodity prices.  

If the commodity prices of the hedged nonferrous metals, coal and rubber had been 10% higher (lower) as 
of  December  31,  2020,  earnings  after  tax  would  have  been  €559 million  (previous  year:  €415 million)  higher 
(lower). 

4.2.4 Equity and bond price risk 
The special funds launched using surplus liquidity and the equity interests measured at fair value are subject in 
particular to equity price and bond price risk, which can arise from fluctuations in quoted market prices, stock 
exchange indices and market rates of interest. The changes in bond prices resulting from variations in the market 
rates of interest are quantified in sections 4.2.1 and 4.2.2, as are the measurement of foreign currency and other 
interest rate risks arising from the special funds and the equity interests measured at fair value. As a rule, risks 
arising  from  the  special  funds  are  countered  by  ensuring  a  broad  diversification  of  products,  issuers  and 
regional markets when investing funds, as stipulated by the Investment Guidelines of the Group. In addition, 
the Investment Guidelines define fixed minimum values, which are to be met by taking suitable risk management 
measures. In addition, exchange rates are hedged when market conditions are appropriate.  

As part of the presentation of market risk, IFRS 7 requires disclosures on how hypothetical changes in risk 
variables affect the price of financial instruments. Potential risk variables here are in particular quoted market 
prices or indices, as well as interest rate changes as bond price parameters.  

If  share  prices  had  been  10%  higher  as  of  December  31,  2020,  earnings  after  tax  would  have  been 
€160 million  (previous  year:  €118  million)  higher  and  equity  would  have  been  €2 million  (previous  year: 
€3 million) higher. If share prices had been 10% lower as of December 31, 2020, earnings after tax would have 
been €179 million (previous year: €175 million) lower and equity would have been €2 million (previous year: 
€3 million) lower. 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

325

4.3 Market risk at Volkswagen Financial Services subgroup 
Exchange rate risk in the Volkswagen Financial Services subgroup is mainly attributable to assets that are not 
denominated  in  the  functional  currency  and  from  refinancing  within  operating  activities.  Interest  rate  risk 
relates  to  refinancing without matching  maturities  and  the  varying  interest  rate  elasticity  of  individual asset 
and liability items. The risks are limited by the use of currency and interest rate hedges. 

Microhedges and portfolio hedges are used for interest rate hedging. Fixed-rate assets and liabilities included 
in the hedging strategy are recognized at fair value, as opposed to their original subsequent measurement at 
amortized cost. The resulting effects in the income statement are offset by the corresponding gains and losses 
on  the  interest  rate  hedging  instruments  (swaps).  Currency  hedges  (currency  forwards  and  cross-currency  
interest rate swaps) are used to mitigate foreign currency risk. All cash flows in foreign currency are hedged.  

As of December 31, 2020, the value at risk was €213 million (previous year: €147 million) for interest rate 

risk and €148 million (previous year: €172 million) for foreign currency risk. 

The entire value at risk for interest rate and foreign currency risk at the Volkswagen Financial Services subgroup 

was €170 million (previous year: €170 million). 

5 .   M E T H O D S   F O R   M O N I TO R I N G   H E D G E   E F F E C T I V E N E S S  
Since the implementation of IFRS 9, the Volkswagen Group determines hedge effectiveness mainly on a prospective 
basis using the critical terms match method. Retrospective analysis of effectiveness uses effectiveness tests in the 
form  of  the  dollar  offset  method.  Under  the  dollar  offset  method,  the  changes  in  value  of  the  hedged  item 
expressed in monetary units are compared with the changes in value of the hedging instrument expressed in 
monetary units. 

To this end, the accumulated changes in the fair value of the designated spot component of the hedging 
instrument and hedged item are compared. If the critical terms do not match, the same procedure is applied to 
the non-designated component. 

For hedges involving interest rate or cross-currency swaps, the Volkswagen Group is exposed to uncertainty 
resulting  from  the  IBOR  reform,  which  may  affect  the  timing,  the  amount  of  the  IBOR-based  cash  flows,  or  the 
hedged risk of the hedged item or the hedging instrument. The Volkswagen Group applies the practical expedients 
allowed in connection with the amendments to the standard, irrespective of the remaining maturity of the hedged 
items and hedging instruments included in the hedges, to all hedges affected by the aforementioned uncertainty 
arising from the IBOR reform.  

The uncertainty relates mainly to the following interest rate benchmarks: USD LIBOR, GBP LIBOR and CAD 
CDOR. In the case of fair value hedges, the uncertainty relates to the identifiability of the risk component which 
results  from  the  change  in  the  fair  value  used  to  hedge  against  risks  of  changes  in  the  carrying  amounts  of 
financial assets and financial liabilities. In cash flow hedges used to hedge against risks arising from changes in 
future  cash  flows,  the uncertainty  relates  to  the  highly  probable  requirement  for  hedged  future  variable  cash 
flows. The expected impact of the IBOR reform is being assessed on an ongoing basis. Any measures required 
have already been initiated for certain interest rate benchmarks; for other interest rate benchmarks, they will be 
initiated in good time in the future. By adapting systems and processes, these measures are intended to ensure 
that new interest rate benchmarks can be rolled out to replace the interest rate benchmarks  discontinued as a 
result of the IBOR reform in a timely manner.  

N OT I O N A L   A M O U N T   O F   D E R I VAT I V E S    
The  notional  amounts  of  hedging  instruments  exposed  to  the  uncertainty  from  the  IBOR  reform  described 
above  are  €25,466 million  (previous  year:  €35,389 million)  in  total.  In  the  fiscal  year,  €12,617 million  of  this 
total was attributable to the USD LIBOR (previous year: €12,847 million), €9,147 million to the GBP LIBOR (previous 
year: €13,112 million), €3,620 million to the  CAD CDOR (previous year: €3,990 million) and €82 million to the 
JPY LIBOR (previous year: €0 million). Compared with the previous year, we believe that the notional amounts of 
AUD  BBSW  and  NOK  OIBOR  hedging  instruments  are  no  longer  exposed  to  any  uncertainty  from  the  IBOR 
reform. 

 
 
 
326 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

The  summary  below  presents  the  remaining  maturities  profile  of  the  notional  amounts  of  the  hedging  instru-
ments,  which  are  accounted  for  under  the  Volkswagen  Group’s  hedge  accounting  rules,  and  of  derivatives  to 
which hedge accounting is not applied: 

N OT I O N A L   A M O U N T   O F   D E R I VAT I V E S    

€ million 

up to one year 

within one to
five years

more than five 
years 

Dec. 31, 2020

Dec. 31, 2019 

R E M A I N I N G   T E R M  

T O T A L  
N O T I O N A L  
A M O U N T  

T O T A L  
N O T I O N A L  
A M O U N T  

Notional amount of hedging instruments  
within hedge accounting 

Hedging interest rate risk 

Interest rate swap 

Hedging currency risk 

Currency forwards/Cross-currency swaps 

Currency forwards/Cross-currency swaps in CNY 

Currency forwards/Cross-currency swaps in GBP 

Currency forwards/Cross-currency swaps in USD 

Currency forwards/Cross-currency swaps 
in other currencies 

Currency options 

Currency options in USD 

Currency options in CNY 

Currency options in other currencies 

Combined interest rate and currency risk hedging 

18,225 

38,981

4,626 

61,832

69,460 

5,217 

10,526 

12,411 

1,051

6,656

16,404

18,607 

16,922

2,297 

3,986 

2,123 

6,452

–

4,164

– 

– 

3,501 

6,268

17,182

32,316

10,869 

25,153 

23,965 

– 

– 

– 

– 

– 

35,529

34,091 

8,749

3,986

6,287

8,755 

2,047 

4,395 

1,655

2,228 

Cross-currency interest rate swaps  

1,138 

517

Notional amount of other derivatives  

Hedging Interest rate risk 

Interest rate swap 

Hedging Currency risk 

20,308 

36,174

17,996 

74,478

70,852 

Currency forwards/Cross-currency swaps 

Currency forwards/Cross-currency swaps in USD 

6,636 

Currency forwards/Cross-currency swaps  
in other currencies 

Currency options 

Currency options in USD 

Currency options in other currencies 

Combined interest rate and currency risk hedging 

13,654 

82 

41 

4,479

1,291

–

–

608 

32 

– 

– 

11,722

11,498 

14,977

21,105 

82

41

188 

487 

Cross-currency interest rate swaps  

3,870 

8,088

2,542 

14,501

13,499 

Hedging Commodity price risk 

Forward commodity contracts (aluminum) 

Forward commodity contracts (copper) 

Forward commodity contracts (nickel) 

Forward commodity contracts (other) 

1,001 

333 

267 

96 

2,099

604

1,451

47

– 

– 

608 

– 

3,099

938

2,326

143

3,041 

956 

2,075 

188 

Both derivatives closed with offsetting transactions and the offsetting transactions themselves are included in the 
respective notional amount. The offsetting transactions cancel out the effects of the original hedging transactions. 
If the offsetting transactions were not included, the respective notional amount would be significantly lower. In 
addition to the derivatives used for hedging foreign currency, interest rate and price risk, the Group held options 
and other derivatives on equity instruments at the reporting date, mainly in connection with fund investments. 

 
 
 
 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

327

The  notional  volume  with  a  remaining  maturity  of  less  than  one  year  was  €10.4 billion  (previous  year: 
€18.2 billion),  and  the  notional  volume  with  a  remaining  maturity  of  more  than  one  year  amounted  to 
€0.2 billion (previous year: €– billion). 

Also in connection with fund investments, the Group  held credit default swaps with a notional amount of 

€36.6 billion (previous year: €30.6 billion).

Existing  cash  flow  hedges  in  the  notional  amount  of  €2.1 billion  (previous  year:  €0.2 billion)  were  discontinued 
because of a reduction in the projections. In addition, hedges were to be terminated due to internal risk regulations.  
Items hedged under cash flow hedges are expected to be realized in accordance with the maturity buckets of 
the  hedges  reported  in  the  table.  For  cash  flow  hedges,  the  Volkswagen  Group  achieved  an  average  hedging 
interest  rate  of  0.72%  for  hedging  interest  rate  risk.  In  addition,  currency  risk  was  hedged  at  the  following 
hedging exchange rates for the major currency pairs: EUR/USD at 1.19; EUR/GBP at 0.89; EUR/CNY at 8.02.  

The fair values of the derivatives are estimated using market data at the balance sheet date as well as by 

appropriate valuation techniques. The following term structures were used for the calculation: 

in % 

EUR

CAD

CHF

CNY

CZK

GBP

JPY

SEK

USD

Interest rate for 
six months 

Interest rate for 
one year 

Interest rate for 
five years 

Interest rate for 
ten years 

–0.4707

0.4178

–0.7357

2.8501

0.4538

0.0147

–0.1458

0.0495

0.1818

–0.5150

0.4386

–0.7293

2.9022

0.5548

–0.0131

–0.0958

0.0034

0.1821

–0.4645

0.8320

–0.5610

3.3500

1.1150

0.1926

–0.0375

0.1325

0.4300

–0.2650

1.2375

–0.2875

4.0700

1.2850

0.3966

0.0513

0.3880

0.9240

37. Capital management

The Group’s capital management ensures that its goals and strategies can be achieved in the interests of share-
holders,  employees  and  other  stakeholders.  In  particular,  management  focuses  on  generating  the  minimum 
return on invested assets in the Automotive Division that is required by the capital markets, and on increasing 
the  return  on  equity  in  the  Financial  Services  Division.  In  the  process,  it  aims  overall  to  achieve  the  highest 
possible  growth  in  the  value  of  the  Group  and  its  divisions  for  the  benefit  of  all  the  Company’s  stakeholder 
groups. 

In order to ensure that resources are used as efficiently as possible in the Automotive Division and to measure 
the  success  of  this,  we  have  for  a  number  of  years  been  using  a  value-based  management  system,  with  value 
contribution as an absolute performance measure and return on investment (ROI) as a relative indicator. 

Value contribution is defined as the difference between operating profit after tax and the opportunity cost 
of  invested  capital.  The  opportunity  cost  of  capital  is  calculated  by  multiplying  the  market  cost  of  capital  by 
average  invested  capital.  Invested  capital  is  calculated  by  taking  the  operating  assets  reported  in  the  balance 
sheet (property, plant and equipment, intangible assets, lease assets, inventories and receivables) and deducting 
non-interest-bearing liabilities (trade payables and payments on account received). Average invested capital is 
derived from the balance at the beginning and the end of the reporting period. In the reporting year, the Auto-
motive Division’s operating result was weighed down primarily by the continued negative impact of the spread 
of the SARS-CoV-2 virus. This resulted in a negative value contribution of €54 million. 

The return on investment is defined as the return on invested capital for a particular period based on the 
operating result after tax. If the return on investment exceeds the market cost of capital, there is an increase in the 
value of the invested capital and a positive value contribution. In the Group, a minimum required rate of return 
on invested capital of 9 % is defined, which applies to both the business units and the individual products and 
product  lines.  The  goal  of  generating  a  sustained  return  on  investment  of  over  14%  is  anchored  in  Strategy 
2025. The return on investment therefore serves as a consistent target in operational and strategic management 

 
328 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

and is used to measure target attainment for the Automotive Division, the individual business units, and projects 
and products. The return on investment achieved for the Automotive Division was 6.5% in the reporting period, 
which is below the minimum rate of return on invested capital of 9% and on a level with the current cost of 
capital of 6.5%. 

Due to the specific features of the Financial Services Division, its management focuses on return on equity, 
a special target linked to invested capital. This measure is calculated as the ratio of earnings before tax to average 
equity. Average equity is calculated from the balance at the beginning and the end of the reporting period. In 
addition, the goals of the Financial Services Division are to meet the banking supervisory authorities’ regulatory 
capital  requirements,  to  procure  equity  for  the  growth  planned  in  the  coming  fiscal  years  and  to  support  its 
external rating by ensuring capital adequacy. To ensure compliance with prudential requirements at all times, a 
planning procedure integrated into internal reporting has been put in place at the Volkswagen Bank, allowing 
the required equity to be continuously determined on the basis of actual and expected business performance. 
In  the  reporting  period,  this  again  ensured  that  regulatory  minimum  capital  requirements  were  always  met 
both at Group level and at the level of subordinate companies’ individual, specific capital requirements.  

The  return  on  investment  and value  contribution in  the  Automotive Division  as well  as  the  return  on  equity 
and the equity ratio in the Financial Services Division are shown in the following table: 

€ million 

Automotive Division¹ 

Operating result after tax 

Invested capital (average) 

Return on investment (ROI) in % 

Cost of capital in % 

Opportunity cost of invested capital 

Value contribution² 

Financial Services Division 

Earnings before tax 

Average equity 

Return on equity before tax in % 

Equity ratio in % 

2020

2019

7,450

114,907

6.5

6.5

7,504

–54

2,776

31,463

8.8

13.2

13,019

116,016

11.2

6.3

7,328

5,691

3,219

29,684

10.8

12.8

1  Including  proportionate  inclusion  of  the  Chinese  joint  ventures  and  allocation  of  consolidation  adjustments  between  the  Automotive  and  Financial  Services 

Divisions; excluding effects on earnings and assets from purchase price allocation. 

2  The value contribution corresponds to the Economic Value Added (EVA®). EVA® is a registered trademark of Stern Stewart & Co. 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

329

38. Contingent liabilities

€ million 

Dec. 31, 2020

Dec. 31, 2019

Liabilities under guarantees 

Liabilities under warranty contracts 

Assets pledged as security for third-party liabilities 

Other contingent liabilities 

525

165

19

7,912

8,621

574

192

19

7,708

8,494

It  was  considered  improbable  in  the  fiscal  year  under  review  that  there  would  be  an  outflow  of  economic 
resources  relating  to  the  contingent  liabilities  based  on  trust  assets  and  liabilities  of  the  savings  and  trust 
entities belonging to the South American subsidiaries not included in the consolidated balance sheet. 

In the case of liabilities from guarantees, the Group is required to make specific payments if the debtors fail 

to meet their obligations. 

The other contingent liabilities primarily comprise potential liabilities arising from matters relating to taxes 
and customs duties, as well as litigation and proceedings relating to suppliers, dealers, customers, employees 
and investors. The contingent liabilities recognized in connection with the diesel issue totaled €4.2 billion (previous 
year:  €3.7 billion),  of  which  €3.5 billion  (previous  year:  €3.4 billion)  was  attributable  to  investor  lawsuits.  Also 
included are certain elements of the class action lawsuits and proceedings/misdemeanor proceedings relating to 
the diesel issue as far as these can be quantified. As some of these proceedings are still at a very early stage, the 
plaintiffs have in a number of cases so far not specified the basis of their claims and/or there is insufficient certainty 
about  the  number  of  plaintiffs  or  the  amounts  being  claimed.  Where  these  lawsuits  meet  the  definition  of  a 
contingent liability, no disclosure was normally required because it had not been possible to measure the amount 
involved.  

In addition, other contingent liabilities include an amount of €0.5 billion for potential liabilities resulting 

from the risk of tax proceedings instituted by the Brazilian tax authorities against MAN Latin America.  

Since 2016, the U.S. National Highway Traffic Safety Administration (NHTSA) has announced further exten-
sions of the recalls for various models from different manufacturers containing certain airbags produced by the 
Takata  company.  Recalls  were  also  demanded  by  the  local  authorities  in  individual  countries.  The  recalls  also 
included  models  manufactured  by  the  Volkswagen  Group.  Appropriate  provisions  have  been  recognized. 
Currently,  the  possibility  of  further  extensions  to  the  recalls  that  could  also  affect  Volkswagen  Group  models 
cannot be ruled out. It is not possible at the moment to provide further disclosures in accordance with IAS 37.86 
in  relation  to  this  matter  because  the  technical  investigations  and  consultations  with  the  authorities  are  still 
being carried out. 

In line with IAS 37.92, no further statements have been made concerning estimates of financial impact or 
regarding uncertainty as to the amount or maturity of provisions and contingent liabilities in relation to addi-
tional important legal cases. This is so as to not compromise the results of the proceedings or the interests of 
the Company. Further information can be found under the section entitled “Litigation”. 

 
330 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

39. Litigation 

Volkswagen AG  and  the  companies in  which it is  directly or indirectly  invested  are  involved  in a  substantial 
number  of  legal  disputes  and  governmental  proceedings  in  Germany  and  abroad.  Such  legal  disputes  and 
other proceedings occur, among other things, in connection with products and services or in relation to employees, 
public  authorities,  dealers,  investors,  customers,  suppliers,  or  other  contracting  parties.  For  the  companies  in 
question,  these  disputes and  proceedings may  result in payments  such as fines  or in  other  obligations or conse-
quences.  In  particular,  substantial  compensatory  or  punitive  damages  may  have  to  be  paid  and  cost-intensive 
measures may have to be implemented. In this context, specific estimation of the objectively likely consequences 
is often possible only to a very limited extent, if at all.  

Various legal proceedings are pending worldwide, particularly in the USA, in which customers are asserting 
purported  product-related  claims,  either  individually  or  in  class  actions.  These  claims  are  as  a  rule  based  on 
alleged vehicle defects, including defects alleged in vehicle parts supplied to the Volkswagen Group. Compliance 
with  legal  or  regulatory  requirements  (such  as  the  GDPR)  is  another  area  in  which  risks  may  arise.  This  is 
particularly  true  in  gray  areas  where  Volkswagen  and  the  relevant  public  authorities  may  interpret  the  law 
differently.  

In connection with their business activities, Volkswagen Group companies engage in constant dialogue with 
regulatory  agencies  including  the  German  Kraftfahrt-Bundesamt  (Federal  Motor  Transport  Authority).  It  is 
not possible to predict with assurance how government regulators will assess certain issues of fact and law in a 
particular  situation.  For  this  reason,  the  possibility  that  certain  vehicle  characteristics  and/or  type  approval 
aspects may in particular ultimately be deemed deficient or impermissible cannot be ruled out. This is funda-
mentally a question of the regulatory agency's specific evaluation in a concrete situation.  

Risks may also result from actions for infringement of intellectual property, including infringement of patents, 
trademarks, or other third-party rights, particularly in Germany and the USA. If Volkswagen is alleged or determined 
to have violated third-party intellectual property rights, it may have to pay damages, modify manufacturing 
processes, or redesign products, and may be  barred from selling certain products; this may result in delivery 
and production restrictions or interruptions.  

Criminal  acts  by  individuals,  which  even  the  best  compliance  management  system  can  never  completely 

prevent, are another potential source of legal risks. 

Appropriate insurance has been taken out to cover these risks where they were sufficiently definite and such 
coverage  was  economically  sensible.  Where  necessary  based  on  the  information  currently  available,  identified 
and  correspondingly  measurable  risks  have  been  reflected  by  recognizing  provisions  in  amounts  considered 
appropriate or disclosing contingent liabilities, as the case may be. As some risks cannot be assessed or can only 
be assessed to a limited extent, the possibility of material loss or damage not covered by the insured amounts 
or  by  provisions  cannot  be  ruled  out.  This  is,  for  instance,  the  case  with  regard  to  the  legal  risks  assessed  in 
connection with the diesel issue. 

 
 
 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

331

Diesel issue 
On  September  18,  2015,  the  US  Environmental  Protection  Agency  (EPA)  publicly  announced  in  a  “Notice  of 
Violation”  that  irregularities  in  relation  to  nitrogen  oxide  (NOx)  emissions  had  been  discovered  in  emissions 
tests on certain Volkswagen Group vehicles with 2.0 l diesel engines in the USA. In this context, Volkswagen AG 
announced that noticeable discrepancies between the figures recorded in testing and those measured in actual 
road use had been identified in around eleven million vehicles worldwide with type EA 189 diesel engines. On 
November 2, 2015, the EPA issued a “Notice of Violation” alleging that irregularities had also been discovered in 
the software installed in US vehicles with type V6 3.0 l diesel engines.  

The so-called diesel issue is rooted in a modification of parts of the software of the relevant engine control 
units – which, according to Volkswagen AG’s legal position, is only unlawful under US law – for the type EA 189 
diesel engines that Volkswagen AG was developing at that time. The decision to develop and install this software 
function was taken in late 2006 below Board of Management level. No member of the Board of Management 
had,  at  that  time  and  for  many  years  to  follow,  knowledge  of  the  development  and  implementation  of  this 
software function.  

There are furthermore no findings that, following the publication in May 2014 of the study by the International 
Council  on  Clean  Transportation,  an  unlawful  “defeat  device”  under  US  law  was  disclosed  either  to  the 
Ausschuss  für  Produktsicherheit  (Product  Safety  Committee)  or  to  the  persons  responsible  for  preparing  the 
2014  annual  and  consolidated  financial  statements  as  the  cause  of  the  high  NOx  emissions  in  certain  US 
vehicles with 2.0 l type EA 189 diesel engines. Rather, at the time the 2014 annual and consolidated financial 
statements  were  being  prepared,  the  persons  responsible  for  preparing  these  financial  statements  remained 
under the impression that the issue could be resolved with comparatively little expense.  

In the course of the summer of 2015, however, it became progressively apparent to individual members of 
Volkswagen  AG’s  Board  of  Management  that  the  cause  of  the  discrepancies  in  the  USA  was  a  modification  of 
parts  of  the  software  of  the  engine  control  unit  that  was  later  identified  as  an  unlawful  “defeat  device”  as 
defined by US law. This culminated in Volkswagen's disclosure of a “defeat device” to the EPA and the California 
Air  Resources  Board,  a  department  of  the  Environmental  Protection  Agency  of  the  State  of  California,  on 
September 3, 2015. According to the assessment at the time by the responsible persons dealing with the matter, 
the magnitude of the costs expected to result for the Volkswagen Group (recall costs, retrofitting costs, and financial 
penalties)  was  not  fundamentally  dissimilar  to  that  in  previous  cases  involving  other  vehicle  manufacturers.  It 
therefore appeared to be manageable overall considering the business activities of the Volkswagen Group. This 
assessment by Volkswagen AG was based, among other things, on the advice of a law firm engaged in the USA 
for regulatory approval issues, according to which similar cases had in the past been amicably resolved with the 
US  authorities.  The  EPA's  publication  of  the  “Notice  of  Violation”  on  September 18,  2015,  which  the  Board  of 
Management  had  not  expected,  especially  at  that  time,  then  presented  the  situation  in  an  entirely  different 
light.  

The AUDI AG Board of Management members in office at the time in question have likewise stated that they 
had no knowledge of the use of “defeat device” software that was prohibited by US law in the type V6 3.0 l TDI 
engines until the EPA issued its November 2015 “Notice of Violation”.  

Within the Volkswagen Group, Volkswagen AG has development responsibility for the four-cylinder diesel 
engines  such  as  the  type  EA 189,  and  AUDI AG  has  development  responsibility  for  the  six-  and  eight-cylinder 
diesel engines such as the type V6 3.0 l and V8 4.2 l diesel engines. 

As a consequence of the diesel issue, numerous judicial and regulatory proceedings were initiated in various 
countries. Volkswagen has in the interim succeeded in making substantial progress and ending many of these 
proceedings.  In  the  USA,  Volkswagen  AG  and  certain  affiliates  reached  settlement  agreements  with  various 
government  authorities  and  private  plaintiffs,  the  latter  represented  by  a  Plaintiffs'  Steering  Committee  in  a 
multidistrict litigation in the US state of California. The agreements in question include various partial consent 
decrees as well as a plea agreement that resolved certain civil claims as well as criminal charges under US federal 
law  and  the  laws  of  certain  US  states  in  connection  with  the  diesel  issue.  Although  Volkswagen  is  firmly 
committed to fulfilling the obligations arising from these agreements, a breach of these obligations cannot be 
completely  ruled  out.  In  the  event  of  a  violation,  significant  penalties  could  be  imposed  as  stipulated  in  the 
agreements,  in  addition  to  the possibility  of further  monetary  fines,  criminal  sanctions and  injunctive  relief. 
The  last  remaining  vehicle  class  settlement  program  for  customers  in  the  United  States,  which  pertained  to 
second Generation 3.0 l TDI vehicles, ended in May 2020.  

 
332 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

In agreement with the respective responsible authorities, the Volkswagen Group is making technical measures 
available worldwide for virtually all diesel vehicles with type EA 189 engines. For all clusters (groups of vehicles) 
within its jurisdiction, the Kraftfahrt-Bundesamt (KBA – German Federal Motor Transport Authority) determined 
that implementation of the technical measures would not result in any adverse changes in fuel consumption, 
CO2 emissions, engine output, maximum torque, and noise emissions.  

Following the studies carried out by AUDI AG to check all relevant diesel concepts for possible irregularities 
and retrofit potential, measures proposed by AUDI AG have been adopted and mandated by the KBA in various 
recall orders pertaining to vehicle models with V6 and V8 TDI engines. AUDI AG currently anticipates that the 
total cost, including recall expenses, of the ongoing largely software-based retrofit program that began in July 
2017 will be manageable and has recognized corresponding balance-sheet risk provisions. AUDI AG has in the 
meantime  developed  software  updates  for  many  of  the  affected  powertrains  and,  after  approval  by  the  KBA, 
already installed these in the vehicles of a large number of affected customers. The software updates still being 
developed are expected to be submitted to the KBA in 2021 for approval.  

In connection with the diesel issue, potential consequences for Volkswagen’s results of operations, financial 

position and net assets could emerge primarily in the following legal areas: 

1. Criminal and administrative proceedings worldwide (excluding the USA/Canada) 
Criminal investigations, regulatory offense proceedings, and/or administrative proceedings have been commenced 
in some countries. Criminal investigations into the core factual issues are being conducted by the Offices of the
Public Prosecutor in Braunschweig and Munich. 

In  May  2020,  the  criminal  proceedings  against  the  current  Chairman  of  the  Board  of  Management  of 
Volkswagen AG and a former member of its Board of Management (currently Chairman of the Supervisory Board) 
regarding  alleged  market  manipulation  relating  to  capital  market  disclosure  obligations  in  connection  with  the 
diesel issue were definitively terminated by the Braunschweig Regional Court against payment in each case of a 
court-imposed  sum  of  €4.5 million,  thereby  also  terminating  to  the  same  extent  the  proceedings  against 
Volkswagen AG as collateral participant. After permitting the charges against a former Chairman of the Board of 
Management of Volkswagen AG and the related action against Volkswagen AG to go forward in September 2020, 
the  Braunschweig  Regional  Court  in  January  2021  terminated  these  proceedings  –  provisionally  as  regards  the 
indictment which is for the time being still pending against the former Chairman of the Board of Management, 
but definitively as regards Volkswagen AG. 

In September 2020, the Braunschweig Regional Court accepted the indictment of the same former Chairman 
of the Board of Management of Volkswagen AG and others on charges that include fraud in connection with the 
diesel issue involving type EA 189 engines and opened the main trial proceedings. 

In  June  2020,  the  Munich II  Regional  Court  accepted  the  substantially  unchanged  indictment  of  the 
Munich II Office of the Public Prosecutor, which also names the former Chairman of the Board of Management 
of  AUDI AG,  and  opened  the  main  trial  proceedings  on  charges  of,  among  other  things,  fraud  in  connection 
with the diesel issue involving 3.0 l TDI engines. Trial proceedings commenced in September 2020.  

In August 2020, the Munich II Office of the Public Prosecutor issued a further indictment charging three former 
members of the Board of Management of AUDI AG and others with, among other things, fraud in connection with 
the diesel issue involving 3.0 l and 4.2 l TDI engines. 

In connection with the diesel issue, the Stuttgart Office of the Public Prosecutor is conducting a criminal 
investigation  on  suspicion  of  fraud  and  illegal  advertising;  this  investigation  also  involves  a  member  of  the 
Board of Management of Dr. Ing. h.c. F. Porsche AG.  

The respective Group companies have appointed renowned law firms to clarify the matters underlying the 
public prosecutor’s accusations. The Board of Management and Supervisory Board receive regular updates on 
the current status. 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

333

As  the  type  approval  authority  of  proper  jurisdiction,  the  KBA  is  moreover  continuously  testing  Audi, 
Volkswagen, and Porsche brand vehicles for problematic functions. If certain functions are deemed impermissible 
by the KBA, the affected vehicles are recalled pursuant to a recall order or they are brought back into compliance 
by means of a voluntary service measure.  

Moreover, additional administrative proceedings relating to the diesel issue are ongoing in other jurisdictions.  
The companies of the Volkswagen Group are cooperating with the government authorities.  
Risks may furthermore result from possible decisions by the European Court of Justice construing EU type 

approval provisions. 

Whether the criminal and administrative proceedings will ultimately result in fines or other consequences 
for the Company, and if so what amounts these may entail, is currently subject to estimation risks. According to 
Volkswagen’s estimates, the likelihood that a sanction will be imposed is 50% or less in the majority of these 
proceedings. Contingent liabilities have therefore been disclosed where the amount of such liabilities could be 
measured and the likelihood of a sanction being imposed was assessed at not less than 10%. Provisions were 
recognized to a small extent. 

2. Product-related lawsuits worldwide (excluding the USA/Canada) 
A general possibility exists that customers in the affected markets will file civil lawsuits or that importers and 
dealers  will  assert  recourse  claims  against  Volkswagen  AG  and  other  Volkswagen  Group  companies.  Besides 
individual  lawsuits,  various  forms  of  collective  actions  (i.e.  assertion  of  individual  claims  by  plaintiffs  acting 
jointly or as representatives of a class) are available in various jurisdictions. Furthermore, in a number of markets 
it is possible for consumer and/or environmental organizations to bring suit to enforce alleged rights to injunctive 
relief, declaratory judgment, or damages.  

Customer class action lawsuits and actions brought by consumer and/or environmental organizations are 
pending against Volkswagen AG and other Volkswagen Group companies in a number of countries including 
Australia,  Belgium,  Brazil,  England  and  Wales,  France,  Germany,  Italy,  the  Netherlands,  Portugal,  and  South 
Africa. Alleged rights to damages and other relief are asserted in these actions. The pending actions include in 
particular the following: 

In Australia, various class action lawsuits had been pending against Volkswagen AG and other Volkswagen 
Group  companies,  including  the  Australian  subsidiaries.  In  December  2019,  Volkswagen  AG  reached  tentative 
agreements  with  the  Australian  class  action  plaintiffs  terminating  the  litigation;  the  court  approved  these  agree-
ments in April 2020. Volkswagen AG anticipates that the total cost of settling these actions will be approximately 
AUD 180 million.  Two  civil  suits  filed  against  Volkswagen  AG  and  other  Group  companies  by  the  Australian 
Competition and Consumer Commission (ACCC) were settled in the second half of 2019. The settlement is not 
yet  legally  final,  however,  as  an  appellate  court  has  yet  to  rule  on  the  amount  of  the  fine.  Depending  on  the 
appellate court decision, Volkswagen AG continues to anticipate payment of a fine of up to AUD 125 million.  

In Belgium, the Belgian consumer organization Test Aankoop VZW has filed a class action to which an opt-
out mechanism has been held to apply. Given the opt-out rule, the class action potentially covers all vehicles 
with type EA 189 engines purchased by consumers on the Belgian market after September 1, 2014, unless the 
right to opt out is actively exercised. The asserted claims are based on purported violations of unfair competition 
and consumer protection law as well as on alleged breach of contract.  

In  Brazil,  two  consumer  protection  class  actions  are  pending.  The  first  of  these  class  actions  pertains  to 
some  17 thousand  Amarok  vehicles  and  the  second  to  roughly  67 thousand  later  generation  Amaroks.  In  the 
first class action, an appeals judgment was rendered  in May 2019 that only partially upheld the lower court's 
decision. This judgment initially reduced the damage liability of Volkswagen do Brasil considerably to around 
BRL 172  million  plus  interest.  This  amount  can  increase  as  a  result  of  the  adjudicated  inflation  rate  and  the 
assertion of individual claims alleging declines in the value of affected Amarok vehicles. The appeals judgment 
remains non-final since Volkswagen do Brasil has appealed it to a higher court. So far no judgment has been 
rendered in the second class action proceeding.  

 
 
334 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

In Germany, Volkswagen AG and Verbraucherzentrale Bundesverband e.V. (Federation of Consumer Organizations) 
entered  into  an  out  of  court  settlement  on  February 28,  2020  terminating  the  consumer  action  for  model 
declaratory  judgment.  The  terms  of  the  settlement  require  Volkswagen  AG  to  offer  individual  settlements  to 
consumers  who  registered  claims  under  the action  for  model  declaratory  judgment and meet  the  settlement 
criteria.  As  a  result,  Volkswagen AG  entered  into  individual  settlements  in  the  reporting  year  with  some 
245 thousand customers in an aggregate amount of roughly €770 million. The process of settling the consumer 
action for model declaratory judgment is thus almost complete. Verbraucherzentrale Bundesverband e.V. withdrew 
the action for model declaratory judgment on April 30, 2020.  

In addition, various actions have been brought against companies of the Volkswagen Group in several German 
regional courts by financialright GmbH, which is asserting rights assigned to it by a total of approximately 
45 thousand customers in Germany, Slovenia, and Switzerland.  

In England and Wales, suits filed in court by various law firms have been joined in a single collective action 
(group litigation). Because of the opt-in mechanism, not all vehicles with type EA 189 engines are automatically 
covered  by  the  group  litigation;  potential  claimants  must  instead  take  action  in  order  to  join.  To  date,  some 
90 thousand  plaintiffs  have  registered  claims  under  the  group  litigation,  for  which  the  opt-in  period  has 
expired. In these proceedings, the High Court in England and Wales ruled in April 2020 that the switch logic in 
the EA 189 engine constituted an unlawful defeat device; the court believed that it was also bound by the findings 
of  the  KBA  (German  Federal  Motor  Transport  Authority)  in  this  respect.  In  August  2020,  the  Court  of  Appeal 
rejected  Volkswagen's  appeal  against  the  High  Court's  ruling  on  these  preliminary  questions;  this  decision  is 
final. The question of liability on the part of Volkswagen was not a matter addressed by the High Court's ruling 
and  will  be  dealt  with  at  a  later  stage  of  the  proceedings.  The  main  trial  proceedings  are  to  begin  in  January 
2023.  

In France, the French consumer organization Confédération de la Consommation, du Logement et du Cadre 
de Vie (CLCV) filed a class action in September 2020 against Volkswagen Group Automotive Retail France and 
Volkswagen AG for up to 950 thousand French owners and lessees of vehicles with type EA 189 engines. This is 
an opt-in class action in which the affected consumers are not required to opt into the class action until a legally 
final judgment is rendered. 

In Italy, a class action lawsuit filed by the consumer association Altroconsumo on behalf of Italian customers 
is pending before the Venice Regional Court. This litigation involves damage claims based on alleged breaches 
of  contract  as  well  as  claims  based  on  purported  violations  of  Italian  consumer  protection  law.  Some 
82 thousand customers have registered for the class action, whereby the validity of the majority of the registrations 
is still unclear.  

In the Netherlands, Stichting Volkswagen Car Claim has brought an opt-out class action seeking declaratory 
rulings.  Any  individual  claims  would  then  have  to  be  established  afterwards  in  separate  proceedings.  In 
November  2019  the  Regional  Court  in  Amsterdam  held  the  requests  for  relief  to  be  inadmissible  in  part. 
Proceedings in the matter are presently suspended. Furthermore, in April 2020 an opt-out class action lawsuit 
seeking monetary damages on behalf of Dutch consumers was served on Volkswagen by the Diesel Emissions 
Justice  Foundation.  It  is  currently  unclear  whether  other  consumers  in  addition  to  those  in  the  Netherlands 
may join this class action. The class action relates to vehicles with type EA 189 engines, among others. 

In Portugal, a Portuguese consumer organization has filed an opt-out class action. Potentially, up to approxi-
mately 139 thousand vehicles with type EA 189 engines are affected in the Portuguese market. The complaint 
seeks vehicle return and alleges damages as well.  

In South Africa, an opt-out class action seeking damages is pending that pertains to some 8 thousand vehicles 

with V6 and V8 TDI engines in addition to approximately 72 thousand vehicles with type EA 189 engines. 

Furthermore,  individual  lawsuits  and  similar  proceedings  are  pending  against  Volkswagen  AG  and  other 
Volkswagen Group companies in various countries; most of these lawsuits are seeking damages or rescission of 
the purchase contract. In Germany, over 55 thousand individual lawsuits are currently pending. In May 2020, 
the  Bundesgerichtshof  (BGH  –  Federal  Court  of  Justice)  handed  down  its  first  decision  ever  in  an  individual 
product-related lawsuit in connection with the diesel issue. The BGH held that the buyer, who had purchased a 
vehicle with a type EA 189 engine prior to public disclosure of the diesel issue, had a claim for damages against 
Volkswagen AG. While the buyer can require reimbursement of the vehicle's purchase price, he must accept a 
deduction for the benefit derived from using the vehicle and must return it to Volkswagen AG. The judgment 
clarified the BGH's stance on the fundamental issues underlying a large number of the individual diesel lawsuits 
then  still  pending  in  Germany.  On  this  basis,  it  has  since  been  possible  to  conclude  settlements  and  thus 

 
 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

335

significantly reduce the number of individual lawsuits pending. In a series of fundamental judgments rendered 
in  July  2020,  the  BGH  decided  further  legal  issues  of  major  importance  for  the  litigation  still  pending  with 
regard to vehicles with type EA 189 engines. The BGH held that plaintiffs who purchased their vehicle after the 
ad hoc  announcement  of  September 22,  2015  have  no  claim  for  damages.  The  court  furthermore  ruled  that 
purchasers of affected vehicles are not entitled to tort interest under section 849 of the German Civil Code. The 
court  also  made  it  clear  that  a  plaintiff's  potential  damage  claim  may  be  completely  offset  by  the  benefit  de-
rived from using the vehicle.  

Volkswagen estimates the likelihood that the plaintiffs will prevail to be 50% or less in the great majority of 
cases: customer class actions, complaints filed by consumer and/or environmental organizations, and individual 
lawsuits. Contingent liabilities are disclosed for these proceedings where the amount of such liabilities can be 
measured and the chance that the plaintiff will prevail was assessed as not remote. Since most of these actions 
are still in an early procedural stage, it is in many cases not yet possible to quantify the realistic risk exposure. 
Furthermore, provisions were recognized to the extent necessary based on the current assessment.  

At this time, it cannot be estimated how many customers will choose to file lawsuits in the future in addition 

to those already pending and what prospect of success such lawsuits might have.  

3. Lawsuits filed by investors worldwide (excluding the USA/Canada) 
Investors  from  Germany  and  abroad  have  filed  claims  for  damages  against  Volkswagen  AG  –  in  some  cases 
along with Porsche Automobil Holding SE (Porsche SE) as joint and several debtors – based on purported losses 
due to alleged misconduct in capital market communications in connection with the diesel issue.  

The vast majority of these investor lawsuits are currently pending before the Braunschweig Regional Court. 
In August 2016, the Braunschweig Regional Court issued an order referring common questions of law and fact 
relevant  to  the  investor  lawsuits  pending  before  it  to  the  Higher  Regional Court  in  Braunschweig  for  binding 
declaratory rulings pursuant to the Kapitalanleger-Musterverfahrensgesetz (KapMuG – German Capital Investor 
Model  Declaratory  Judgment  Act).  In  this  proceeding,  common  questions  of  law  and  fact  relevant  to  these 
actions are to be adjudicated by the Braunschweig Higher Regional Court in a single consolidated proceeding 
(model case proceedings). The lawsuits filed with the Braunschweig Regional Court are stayed pending resolution 
of the common issues, unless the cases can be dismissed for reasons independent of the common issues that 
are  to  be  adjudicated  in  the  model  case  proceedings.  The  resolution  in  the  model  case  proceedings  of  the 
common questions of law and fact will be binding for the pending cases that have been stayed as described. The 
model  case  plaintiff  is  Deka  Investment  GmbH.  Oral  argument  in  the  model  case  proceedings  before  the 
Braunschweig Higher Regional Court began in September 2018 and will be continued at subsequent hearings.  
Further investor lawsuits have been filed with the Stuttgart Regional Court against Volkswagen AG, in some 
cases along with Porsche SE as joint and several debtor. A further investor action for model declaratory judgment 
is  pending  before  the  Stuttgart  Higher  Regional  Court  against  Porsche SE;  Volkswagen AG  is  involved  in  this 
action  as  a  third  party  intervening  in  support  of  a  party  to  the  dispute.  The  Wolverhampton  City  Council, 
Administrating Authority for the West Midlands Metropolitan Authorities Pension Fund, has been appointed 
model case plaintiff. The first hearing for oral argument in these proceedings has yet to take place. 

Additional investor lawsuits have been filed with various courts in Germany and the Netherlands. 
Excluding  the  United  States  and  Canada,  claims  in  connection  with  the  diesel  issue  totaling  roughly 
€9.7 billion  are currently  pending worldwide against  Volkswagen  AG in  the  form  of  investor  lawsuits,  judicial 
applications for dunning and conciliation procedures, and claims under the KapMuG. Volkswagen AG remains 
of  the  opinion  that  it  duly  complied  with  its  capital  market  obligations.  Therefore,  no  provisions  have  been 
recognized for these investor lawsuits. Contingent liabilities have been disclosed where the chance of success 
was estimated to be not less than 10%. 

 
 
 
336 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

4. Proceedings in the USA/Canada 
In the USA and Canada, the matters described in the EPA’s “Notices of Violation” are the subject of various types
of  lawsuits  and  requests  for  information  that  have  been  filed  against  Volkswagen AG  and  other  Volkswagen
Group  companies,  in  particular  by  customers,  investors,  salespersons,  and  various  government  agencies  in
Canada and the United States, including the attorneys general of several US states.

The attorneys general of five US states (Illinois, Montana, New Hampshire, Ohio, and Texas) and some munici-
palities have suits pending in state and federal courts against Volkswagen AG, Volkswagen Group of America, Inc., 
and  certain  affiliates,  alleging  violations  of  environmental  laws.  The  claims  asserted  by  Illinois  have  been 
dismissed in full, but Illinois has appealed the dismissal of a subset of its claims. Certain claims asserted by 
Montana,  Ohio,  Texas,  two  Texas  counties,  Hillsborough  County  (Florida),  and  Salt  Lake  County  (Utah)  have 
also been dismissed, but these suits are currently proceeding as to other claims. Volkswagen has asked the US 
Supreme Court to review a decision by the US Court of Appeals for the Ninth Circuit that declined to dismiss 
certain  claims  brought  by  Hillsborough  and  Salt  Lake  Counties.  A  Texas  appellate  court  dismissed  claims 
asserted  by  Texas  against  Volkswagen AG  and  AUDI AG  for  lack  of  personal  jurisdiction.  Texas  has  indicated 
that it will seek discretionary review by the Texas Supreme Court of that decision. 

In  March  2019,  the  US  Securities  and  Exchange  Commission  (SEC)  filed  a  lawsuit  against,  among  others, 
Volkswagen  AG,  Volkswagen  Group  of  America  Finance, LLC,  and  VW  Credit,  Inc.,  asserting  claims  under  US 
federal securities law based, among other things, on alleged misstatements and omissions in connection with 
the  offer  and  sale  of  certain  bonds  and  asset-backed  securities.  In  August  2020,  the  US  District  Court  for  the 
Northern District of California granted in part and denied in part Volkswagen’s motion to dismiss. The claims 
dismissed  by  the  court  included  all  claims  against  VW Credit, Inc.  related  to  asset-backed  securities.  In 
September 2020, the SEC filed an amended complaint that, among other things, removed the dismissed claims. 
Furthermore,  in  December  2019,  the  Canadian  federal  environmental  regulator  filed  charges  against 
Volkswagen AG in respect of 2.0 l and 3.0 l Volkswagen and Audi diesel vehicles at the conclusion of its criminal 
enforcement-related investigation into the diesel emissions issue. Volkswagen AG cooperated with the investigation 
and agreed to a plea resolution addressing all of the charges. In January 2020, Volkswagen AG pleaded guilty to 
the charges and agreed to pay a penalty of CAD 196.5 million, which was approved by the court. Following this 
approval, the Ontario provincial environmental regulator withdrew its action against Volkswagen AG charging 
a quasi-criminal enforcement-related offense with respect to certain Volkswagen and Audi 2.0 l diesel vehicles. 
As to private civil law matters, in an environmental class action lawsuit seeking punitive damages on behalf of 
the residents of the Province of Quebec, after authorizing the case to proceed as a class, a Quebec court ruled in 
October 2020 that issues raised as to the viability of plaintiffs’ damages theory should be deferred until trial. On 
that basis, the court denied a motion to dismiss by Volkswagen. The case remains in the early stages.  

In line with IAS 37.92, no statements have been made concerning estimates of financial impact or regarding 
uncertainty as to the amount or maturity of provisions and contingent liabilities in relation to proceedings in 
the USA/Canada. This is so as to not compromise the results of the proceedings or the interests of the Company.  

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

337

5. Special audit 
In a November 2017 ruling, the Higher Regional Court of Celle ordered, upon the request of three US funds, the 
appointment of a special auditor for Volkswagen AG. The special auditor is to examine whether the members of 
the Board of Management and Supervisory Board of Volkswagen AG breached their duties in connection with 
the diesel issue from June 22, 2006 onwards and, if so, whether this resulted in damages for Volkswagen AG. The 
ruling  by  the  Higher  Regional  Court  of  Celle  is  formally  unappealable.  However,  Volkswagen  AG  has  filed  a 
constitutional complaint with the German Federal Constitutional Court alleging infringement of its constitutional 
rights. Following the formally unappealable ruling from the Higher Regional Court of Celle, the special auditor 
appointed by the court indicated that he was not available to conduct the special audit on grounds of age. In 
April  2020,  the  Celle  Higher  Regional  Court  issued  a  ruling  appointing  a  different  special  auditor. 
Volkswagen AG  has  filed  a  constitutional  complaint  with  the  Federal  Constitutional  Court  contesting  this 
formally unappealable decision as well on grounds of infringement of its constitutional rights and has suggested 
joinder  of  this  matter  with  its  initial  constitutional  complaint  against  the  decision  to  appoint  the  special 
auditor. It is currently unclear when the Federal Constitutional Court will rule on the two constitutional complaints. 
The constitutional complaints have no suspensory effect. 

In addition, a second motion seeking appointment of a special auditor for Volkswagen AG to examine matters 
relating to the diesel issue has been filed with the Regional Court of Hanover. This proceeding has been stayed 
pending a decision by the Federal Constitutional Court in the initial special auditor litigation. 

6. Risk assessment regarding the diesel issue 
An amount of around €1.9 billion (previous year: €2.9 billion) has been included in the provisions for litigation 
and legal risks as of December 31, 2020 to account for the currently known legal risks related to the diesel issue 
based  on  the  presently  available  information  and  the  current  assessments.  Where  adequately  measurable  at 
this  stage,  contingent  liabilities  relating  to  the  diesel  issue  have  been  disclosed  in  the  notes  in  an  aggregate 
amount of €4.2 billion (previous year: €3.7 billion), whereby roughly €3.5 billion (previous year: €3.4 billion) of 
this  amount  results  from  lawsuits  filed  by  investors  in  Germany.  The  provisions  recognized,  the  contingent 
liabilities  disclosed,  and  the  other  latent  legal  risks  in  the  context  of  the  diesel  issue  are  in  part  subject  to 
substantial estimation risks given the complexity of the individual relevant factors, the ongoing coordination 
with the authorities, and the fact that the fact-finding efforts have not yet been concluded. Should these legal or 
estimation risks materialize, this could result in further substantial financial charges. In particular, adjustment 
of the provisions recognized in light of knowledge acquired or events occurring in the future cannot be ruled 
out. 

In line with IAS 37.92, no further statements have been made concerning estimates of financial impact or 
regarding uncertainty as to the amount or maturity of provisions and contingent liabilities in relation to the 
diesel issue. This is so as to not compromise the results of the proceedings or the interests of the Company.   

Additional important legal cases 
In  2011,  ARFB  Anlegerschutz  UG  (haftungsbeschränkt)  filed  a  claim  for  damages  against  Volkswagen AG  and 
Porsche SE  for  allegedly  violating  disclosure  requirements  under  capital  market  law  in  connection  with  the 
acquisition  of  ordinary  shares  in  Volkswagen AG  by  Porsche SE  in  2008.  The  damages  being  sought  based  on 
allegedly assigned rights currently amount to approximately €2.26 billion plus interest. In April 2016, the Hanover 
Regional  Court  formulated  numerous  objects  of  declaratory  judgment  that  the  antitrust  panel  of  the  Higher 
Regional  Court  in  Celle will  decide  on  in  model  case  proceedings  under  the KapMuG.  At  the  first  hearing  in 
October 2017, the court already indicated that it currently sees no justification for claims against Volkswagen AG, 
both because the pleadings are not sufficiently specific and for substantive legal reasons. Volkswagen AG sees 
the court's statements as confirmation that the claims against the Company are absolutely baseless. The Higher 
Regional Court has yet to render a decision as many hearings have been canceled, among other things due to 
motions for recusal filed by the plaintiff side (so far in all cases without success) and, more recently, as a result 
of the Covid-19 pandemic. 

 
 
 
 
338 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

In  Brazil,  the  Brazilian  tax  authorities  commenced  tax  proceedings  against  MAN  Latin  America;  at  issue  in 
these proceedings are the tax consequences of the acquisition structure chosen for MAN Latin America in 2009. 
In  December  2017,  an  adverse  administrative  appeal  ruling  was  rendered  against  MAN  Latin  America.  MAN 
Latin America challenged this ruling before the regular court in 2018. Estimation of the risk in the event the tax 
authorities prevail on all points is subject to uncertainty because of differences in the amount of penalties and 
interest  that  might  then  apply  under  Brazilian  law.  However,  a  positive  outcome  for  MAN  Latin  America 
remains  the  expectation.  Should  this  not  occur,  a  risk  of  about  BRL 3.1  billion  could  result  for  the  contested 
period from 2009 onwards; this amount has been included in contingent liabilities in the notes.  

In 2011, the European Commission conducted searches at European truck manufacturers for suspected unlawful 
exchange  of  information  during  the  period  from  1997  to  2011;  in  November  2014,  the  Commission  issued  a 
statement of objections to MAN, Scania, and the other truck manufacturers concerned. In its settlement decision 
of July 2016, the European Commission assessed fines against five European truck manufacturers. MAN’s fine 
was  waived  in  full  as  the  company  had  informed  the  European  Commission  about  the  irregularities  as  a  key 
witness.  

In September 2017, the European Commission fined Scania €0.88 billion. Scania has appealed to the European 
Court  of  Justice  in  Luxembourg  and  will  use  all  means  at  its  disposal  to  defend  itself.  Scania  had  already 
recognized a provision of € 0.4 billion in 2016.  

Furthermore, antitrust lawsuits seeking damages have been received from customers. As is the case in any 
antitrust proceedings, this may result in further lawsuits for damages. No provisions have been recognized or 
contingent liabilities disclosed for these cases as most of them are still in an early stage and currently cannot be 
assessed for this reason. In other cases, the chance of a decision by a court of last resort that awards damages 
against MAN or Scania currently appears remote.

In April 2019, the European Commission issued a statement of objections to Volkswagen AG, AUDI AG, and 
Dr. Ing. h.c. F. Porsche AG in connection with the Commission's antitrust investigation of the automobile industry. 
These objections state the European Commission's preliminary evaluation of the matter and afford the oppor-
tunity to comment. The subject matter of the proceedings is limited to the cooperation of German automobile 
manufacturers  on  technical  questions  in  connection  with  the  development  and  introduction  of  SCR  systems 
and gasoline particulate filters for passenger cars that were sold in the European Economic Area. The manufac-
turers  are  not  charged  with  any  other  misconduct  such  as  price  fixing  or  allocating  markets  and  customers. 
After  receiving  access  to  the  investigation  files  starting  in  July  2019,  Volkswagen  in  December  2019  filed  its 
reply to the European Commission's statement of objections. The Chinese, South Korean, and Turkish competition 
authorities have also instituted proceedings in this matter.  

In October 2020, the US District Court for the Northern District of California dismissed two antitrust class 
action  complaints.  The  plaintiffs  in  these  actions  alleged  that  several  automobile  manufacturers  including 
Volkswagen AG and other Group companies had conspired to unlawfully increase vehicle prices in violation of 
US antitrust and consumer protection law. The court held that the plaintiffs have not stated a claim for relief 
because the allegations in the complaints do not plausibly support that the alleged agreements unreasonably 
restrained  competition  in  violation  of  US  law.  Plaintiffs  have  appealed  this  ruling.  Plaintiffs  in  Canada  filed 
claims with similar allegations on behalf of putative classes of purchasers against several automobile manufac-
turers,  including  Volkswagen  Group  Canada  Inc.,  Audi  Canada  Inc.,  and  other  Volkswagen  Group  companies. 
Neither  provisions  nor  contingent  liabilities  are  stated  because  the  early  stage  of  the  proceedings  makes  an 
assessment of the realistic risk exposure currently impossible. 

In addition, a few national and international authorities have initiated antitrust investigations. Volkswagen 
is cooperating closely with the responsible authorities in these investigations. An assessment of the underlying 
situation is not possible at this early stage. 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

339

A  settlement  between  Volkswagen  and  the  Plaintiffs’  Steering  Committee  resolving  civil  claims  relating  to 
approximately 98 thousand gasoline-powered Volkswagen, Audi, Porsche, and Bentley vehicles with automatic 
transmissions  received  final  approval  from  the  US  District  Court  for  the  Northern  District  of  California  in 
February 2020.  

Porsche AG has discovered potential regulatory issues relating to vehicles for various markets worldwide. There 
are  questions  as  to  the  permissibility  of  specific  hardware  and  software  components  used  in  type  approval 
measurements. Differences compared with production versions may also have occurred in certain cases. Based 
on the information presently available, current production is not affected, however. The issues are unrelated to 
the defeat devices that were at the root of the diesel issue. Porsche AG is cooperating with the relevant authorities 
including the Stuttgart Office of the Public Prosecutor, which is investigating the matter in Germany. Based on 
the  available  information,  no  formal  criminal  investigation  has  been  opened  against  the  company,  however. 
Porsche's own internal investigations are still in progress.  

Five complaints related to these matters were filed with the US District Court for the Northern District of 
California. The complaints alleged that the affected vehicles used certain software and/or hardware that resulted 
in  increased  emissions  and/or  overstated  fuel  economy  estimates  as  compared  to  the  results  of  certification 
testing. The suits named Volkswagen AG, Dr. Ing. h.c. F. Porsche AG, AUDI AG, and Porsche Cars North America, 
Inc.  as  defendants;  however,  each  defendant  was  not  named  in  all  the  complaints.  A  consolidated  complaint 
merging  the  five  putative  class  actions  into  a  single  lawsuit  was  filed  in  January  2021.  AUDI AG  is  no  longer 
named as a defendant in the consolidated complaint. 

Provisions were recognized by Volkswagen Bank GmbH and Volkswagen Leasing GmbH for possible claims in 
connection with financial services provided to consumers. These relate to actions involving certain features of 
customer loan and leasing agreements that may toll the running of the statutory cancellation time periods.  

In February 2020, Volkswagen AG and another defendant were served with a lawsuit filed by GT Gettaxi Ltd. The 
lawsuit  in  particular  alleges  large  damage  claims.  Volkswagen  is  assessing  the  alleged  claims  and  defending 
itself against them. 

In  line  with  IAS  37.92,  no  further  statements  have  been  made  concerning  estimates  of  financial  impact  or 
regarding uncertainty as to the amount or maturity of provisions and contingent liabilities in relation to additional 
important  legal  cases.  This  is  so  as  to  not  compromise  the  results  of  the  proceedings  or  the  interests  of  the 
Company.  

 
340 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

40. Other financial obligations 

€ million 

2020

2021 – 2024

from 2025

Dec. 31, 2019

P A Y A B L E  

P A Y A B L E  

P A Y A B L E  

T O T A L  

Purchase commitments in respect of 

property, plant and equipment¹ 

intangible assets 

investment property 

Obligations from loan commitments and irrevocable credit 
commitments¹ 

Obligations from leasing and rental contracts 

Miscellaneous other financial obligations 

1  Prior-year figures adjusted. 

7,423

913

24

3,242

329

3,257

15,189

1,412

275

–

54

172

1,712

3,626

1

1

–

3

151

997

1,153

8,836

1,189

24

3,300

652

5,966

19,968

€ million 

2021

2022 – 2025

from 2026

Dec. 31, 2020

P A Y A B L E  

P A Y A B L E  

P A Y A B L E  

T O T A L  

Purchase commitments in respect of 

property, plant and equipment 

intangible assets 

investment property 

Obligations from loan commitments and irrevocable credit 
commitments  

Obligations from leasing and rental contracts 

Miscellaneous other financial obligations 

6,402

1,225

6

3,352

313

6,291

17,589

1,037

107

–

72

265

2,160

3,641

–

–

–

6

167

575

748

7,438

1,332

6

3,431

746

9,026

21,978

Other financial obligations include an amount of €0.9 billion for investments to which the Group has committed 
itself, both in the infrastructure for zero-emission vehicles and in initiatives to promote access to and awareness 
of  these  technologies.  These  commitments  were  made  as  part  of  the  settlement  agreements  in  the  USA  in 
connection with the diesel issue. In addition, this item includes payment of the purchase price for the acquisition 
of  all  Navistar’s  outstanding  shares  totaling  around  USD 3.7 billion,  because  the  merger  agreement  between 
TRATON SE and Navistar contains conditions precedent and the purchase price payment cannot be capitalized at 
present.  

 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
  
 
 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

341

41. Total fee of the Group auditor

Under the provisions of the Handelsgesetzbuch (HGB – German Commercial Code), Volkswagen AG is obliged to 
disclose  the  total  fee  charged  for  the  fiscal  year  by  the  Group  auditor,  Ernst  &  Young  GmbH 
Wirtschaftsprüfungsgesellschaft  (previous  year:  PricewaterhouseCoopers  GmbH  Wirtschaftsprüfungsgesell-
schaft). 

€ million 

Financial statement audit services 

Other assurance services 

Tax advisory services 

Other services 

2020

2019

19

5

21

7

53

19

4

1

32

56

The  financial  statement  audit  services  related  to  the  audit  of  the  consolidated  financial  statements  of 
Volkswagen AG and to the annual financial statements of German Group companies, as well as to reviews of the 
interim consolidated financial statements of Volkswagen AG and of the interim financial statements of German 
Group companies. Other assurance services mainly related to statutory and non-statutory audits as well as non-
statutory  assurance  services  for  capital  market  transactions.  Other  services  provided  by  the  auditors  in  the 
reporting period focused on advice on how to implement new legal standards and advice on corporate governance 
matters. The tax advisory services provided by the auditors in the reporting period related primarily to assistance 
in the preparation of tax returns for employees on delegations abroad. 

42. Personnel expenses

€ million 

Wages and salaries 

Social security, post-employment and other employee benefit costs 

2020

2019

32,103

8,413

40,516

34,683

8,231

42,913

 
342 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

43. Average number of employees during the year

Performance-related wage-earners 

Salaried staff 

of which in the passive phase of partial retirement 

Vocational trainees 

Employees of Chinese joint ventures 

2020

2019

261,165

307,342

568,508

10,762

17,678

586,185

79,260

665,445

265,092

304,174

569,266

9,554

18,180

587,446

80,302

667,748

44. Events after the balance sheet date

In January 2021, Volkswagen AG called a hybrid note with a principal amount of €1.25 billion, which had been 
placed in 2014 via Volkswagen International Finance N.V., Amsterdam, the Netherlands (issuer). The note, including 
all unpaid interest accrued up to that point, will be repaid in March 2021. Once called, the note has to be classified 
as debt in accordance with IAS 32, thus reducing equity and the liquidity of the Volkswagen Group. 

On January 26, 2021, the Executive Boards of MAN SE and MAN Truck & Bus SE and the employee representatives 
signed  an  agreement  covering  the  key  points  of  a  comprehensive  realignment  of  MAN Truck & Bus SE.  The 
agreement  reached  provides  for  restructuring  of  all  areas  of  the  MAN Truck & Bus  business.  The  planned 
measures  include  reconfiguring  the  development  and  production  network,  with  a  strong  focus  on  future 
technologies, as well as cutting around 3,500 jobs across all divisions in Germany by the end of 2022.  

The cost of all restructuring measures (including as yet unspecified measures in connection with the production 
network) over the entire restructuring period is currently expected to be in the upper three-digit million range. 
Most of the cost will be attributable to HR measures. 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

343

45. Remuneration based on performance shares and phantom shares (share-based
payment)

At the beginning of 2017, the Supervisory Board of Volkswagen Aktiengesellschaft resolved to adjust the remunera-
tion  system  of  the  Board  of  Management  with  effect  from  January  1,  2017.  The  remuneration  system  of  the 
Board of Management comprises non-performance-related and performance-related components. The perfor-
mance-related remuneration now consists of a performance-related annual bonus with a one-year assessment 
period and a long-term incentive (LTI) in the form of a performance share  plan with a forward-looking three-
year term (share-based payment). In addition, a bonus was converted into phantom preferred shares (phantom 
shares) in 2016; the payment was made in 2019. 

The  group  of  beneficiaries  of  the  performance  share  plan  was  expanded  at  the  end  of  2018  by  including 
members of top management and at the end of 2019 by adding all other members of management and selected 
participants below management level. Performance shares were first granted to members of top management 
at the beginning of 2019. All other beneficiaries were allocated benefits on the basis of performance shares for 
the first time at the beginning of 2020. The function of the performance share plan for top management and 
other beneficiaries is largely identical to the performance share plan that was granted to the members of the 
Board  of  Management.  When  the  performance  share  plan  was  launched,  members  of  top  management  were 
guaranteed a minimum bonus amount for the first three years on the basis of the remuneration for 2018, while 
all other beneficiaries were given a guarantee for the first three years on the basis of the remuneration for 2019.  

P E R F O R M A N C E   S H A R E S  
Each performance period of the performance share plan has a term of three years. For members of the Board of 
Management and of top management, the annual target amount under the LTI is converted at the time of granting 
into performance shares on the basis of the initial reference price of Volkswagen’s preferred shares. This annual 
target amount is allocated to the respective beneficiaries as a pure calculation position. Based on the degree of 
target achievement for the annual earnings per Volkswagen preferred share, the number of performance shares 
is definitively determined on the basis of a three-year, forward-looking performance period. After the end of the 
performance  period,  a  cash  settlement  is  made.  The  payment  amount  corresponds  to  the  number  of  deter-
mined performance shares, multiplied by the closing reference price at the end of the period plus a dividend 
equivalent.  

For all other beneficiaries, the payment amount is determined by multiplying the target amount by the degree 
of  target  achievement  for  the  annual  earnings  per  Volkswagen  preferred  share  and  the  ratio  of  the  closing 
reference  price  at  the  end  of  the  period,  plus  a  dividend  equivalent,  to  the  initial  reference  price.  Target 
achievement is determined on the basis of a three-year performance period with a forward-looking horizon of 
one year. As a departure from this, target achievement in 2020 will initially be determined on the basis of a one-
year  forward-looking  performance  period,  and  in  2021  on  the  basis  of  a  two-year  performance  period  with  a 
forward-looking  horizon  of  one  year.  For  all  beneficiaries,  the  payment  amount  under  the  performance  share 
plan is limited to 200% of the target amount; the payment amount is reduced by 20% if the average ratio of capex 
to sales revenue or the R&D ratio in the Automotive Division is smaller than 5% during the performance period. 

 
344 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

B O A R D   O F   M A N A G E M E N T  

Total expense of the reporting period 

Carrying amount of the obligation 

Intrinsic value of the obligation 

Fair value on granting date 

Granted performance shares 

of which granted during the reporting period 

Dec. 31, 2020

Dec. 31, 2019

2

39

30

16

22

57

31

20

389,524

99,150

431,800

155,418

€ million

€ million

€ million

€ million

Shares

Shares

The disclosure relates to current and former members of the Board of Management. 

M E M B E R S   O F   TO P   M A N A G E M E N T  

Total expense of the reporting period 

Carrying amount of the obligation 

Intrinsic value of the obligation 

Fair value at grant date 

Granted performance shares 

of which granted during the reporting period 

Dec. 31, 2020

Dec. 31, 2019

133

132

130

84

115

115

104

71

1,040,271

509,181

531,090

531,090

€ million

€ million

€ million

€ million

Shares

Shares

M E M B E R S   O F   M A N A G E M E N T   A N D   S E L E C T E D   PA R T I C I PA N T S   B E L O W   M A N A G E M E N T   L E V E L  
In  the  fiscal  year,  beneficiary  members  of  management  and  selected  participants  below  management  level  were 
allocated a target amount of €629 million (previous year: €– million) on which target achievement of 100% is based. 
As of December 31, 2020, the total carrying amount of the obligation, which corresponded to the intrinsic value 
of the liabilities, was €609 million (previous year: €– million). A total expense of €613 million (previous year: 
€– million) was recognized for this commitment in the reporting period.  

P H A N T O M   S H A R E S  
At its meeting on April 22, 2016, Volkswagen AG’s Supervisory Board accepted the offer made by the members 
of the Board of Management to withhold 30 % of the variable remuneration for fiscal year 2015 for the Board of 
Management  members  active  on  the  date  of  the  resolution  and  to  make  its  disposal  subject  to  future  share 
price performance by means of phantom shares. The amount withheld led to the creation of 50,703 phantom 
preferred  shares.  In  2018,  Mr.  Stadler  received  a  cash  payment  of  the  value  of  8,633  shares  in  an  amount  of 
€1.0 million  as  part  of  the  termination  of  his  contract  of  service.  The  other  phantom  shares  were  settled  as 
planned  in  fiscal  year  2019.  The  payment  amount  totaled  €5.3 million.  In  the  previous  year,  changes  in  the 
value of the phantom shares led to the recognition of expenses of €0.3 million. 

 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

345

46. Related party disclosures in accordance with IAS 24

Related parties as defined by IAS 24 are natural persons and entities that Volkswagen AG has the ability to control 
or on which it can exercise significant influence, or natural persons and entities that have the ability to control 
or  exercise  significant  influence  on  Volkswagen AG,  or  that  are  influenced  by  another  related  party  of 
Volkswagen AG.  

All transactions with related parties are regularly conducted on an arm’s length basis.  
Porsche SE held the majority of the voting rights in Volkswagen AG as of the reporting date. The creation of 
rights  of  appointment  for  the  State  of  Lower  Saxony  was  resolved  at  the  Extraordinary  General  Meeting  of 
Volkswagen AG on December 3, 2009. This means that Porsche SE cannot elect all shareholder representatives to 
Supervisory  Board  of  Volkswagen AG  for  as  long  as  the  State  of  Lower  Saxony  holds  at  least  15%  of 
Volkswagen AG’s  ordinary  shares.  However,  Porsche SE  has  the  power  to  participate  in  the  operating  policy  deci-
sions of the Volkswagen Group and is therefore classified as a related party as defined by IAS 24. 

The contribution of Porsche SE’s holding company operating business to Volkswagen AG on August 1, 2012 
has the following effects on the agreements between Porsche SE, Volkswagen AG and companies of the Porsche 
Holding  Stuttgart  Group  that  existed  prior  to  the  contribution  and  were  entered  into  on  the  basis  of  the 
Comprehensive Agreement and its related implementation agreements: 
>  As  part  of  the  contribution  of  Porsche  SE’s  holding  company  operating  business  to  Volkswagen AG, 
Volkswagen AG  undertook  to  assume  standard  market  liability  compensation  effective  August 1,  2012  for
guarantees issued to external creditors, whereby it is indemnified internally. 

>  Volkswagen AG continues to indemnify Porsche SE internally against claims by the Einlagensicherungsfonds
(German deposit protection fund) after Porsche SE submitted an indemnification agreement required by the
Bundesverband Deutscher Banken (Association of German Banks) to the Einlagensicherungsfonds in August
2009. Volkswagen AG has also undertaken to indemnify the Einlagensicherungsfonds against any losses caused
by measures taken by the latter in favor of a bank in which Volkswagen AG holds a majority interest. 

>  Under  certain  conditions,  Porsche  SE  continues  to  indemnify  Porsche  Holding  Stuttgart,  Porsche  AG  and
their  legal  predecessors  against  tax  disadvantages  that  exceed  the  obligations  recognized  in  the  financial
statements  of  those  companies  relating  to  periods  up  to  and  including  July  31,  2009.  In  return,
Volkswagen AG has undertaken to reimburse Porsche SE for any tax advantages of Porsche Holding Stuttgart, 
Porsche  AG  and  their  legal  predecessors  and  subsidiaries  relating  to  tax  assessment  periods  up  to  July  31,
2009. Based on the results of the external tax audit for the assessment periods 2006 to 2008, which has now
been completed, and based on information for the 2009 assessment period available at the date of preparing
these consolidated financial statements, a compensation obligation estimated in the low triple-digit million
euro range will arise for Volkswagen AG. New information emerging in the future could result in an increase
or decrease in the potential compensation obligation. 

 
346 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

Under the terms of the Comprehensive Agreement, Porsche SE and Volkswagen AG had granted each other put 
and call options with regard to the remaining 50.1 % interest in Porsche Holding Stuttgart held by Porsche SE 
until the contribution of its holding company operating business to Volkswagen AG. Both Volkswagen AG (if it 
had exercised its call option) and Porsche SE (if it had exercised its put option) had undertaken to bear the tax 
burden  resulting  from  the  exercise  of  the  options  and  any  subsequent  activities  in  relation  to  the  equity 
investment in Porsche Holding Stuttgart (e.g. from recapture taxation on the spin-off in 2007 and/or 2009). If 
tax benefits had accrued to Volkswagen AG, Porsche Holding Stuttgart, Porsche AG, or their respective subsidiaries 
as  a  result  of  recapture  taxation  on  the  spin-off  in  2007  and/or  2009,  the  purchase  price  to  be  paid  by 
Volkswagen AG for the transfer of the outstanding 50.1 % equity investment in Porsche Holding Stuttgart if the 
put option had been exercised by Porsche SE would have been increased by the present value of the tax benefit. 
This arrangement was taken over under the terms of the contribution agreement to the effect that Porsche SE 
has a claim against Volkswagen AG for payment in the amount of the present value of the realizable tax benefits 
from any recapture taxation of the spin-off in 2007 as a result of the contribution. It was also agreed under the 
terms of the contribution that Porsche SE will indemnify Volkswagen AG, Porsche Holding Stuttgart and their 
subsidiaries against taxes if measures taken by or not taken by Porsche SE result in recapture taxation for 2012 
at these companies in the course of or following implementation of the contribution. In this case, too, Porsche 
SE is entitled to assert a claim for payment against Volkswagen AG in the amount of the present value of the 
realizable  tax  benefits  that  arise  at  the  level  of  Volkswagen AG  or  one  of  its  subsidiaries  as  a  result  of  such  a 
transaction. 

Further agreements were entered into and declarations were issued in connection with the contribution of 

Porsche SE’s holding company operating business to Volkswagen AG, in particular: 
>  Porsche SE indemnifies its contributed subsidiaries, Porsche Holding Stuttgart, Porsche AG and their subsidiaries 
against certain liabilities to Porsche SE that relate to the period up to and including December 31, 2011 and
that exceed the obligations recognized in the financial statements of those companies for that period. 

>  Moreover, Porsche SE indemnifies Volkswagen AG, Porsche Holding Stuttgart, Porsche AG and their subsidiaries 
against  half  of  the  taxes  (other  than  taxes  on  income)  arising  at  those  companies  in  conjunction  with  the
contribution that would not have been incurred in the event of the exercise of the call option on the shares of 
Porsche  Holding  Stuttgart  that  continued  to  be  held  by  Porsche  SE  until  the  contribution.  Volkswagen AG
therefore  indemnifies  Porsche  SE  against  half  of  such  taxes  that  it  incurs.  In  addition,  Porsche  Holding
Stuttgart is indemnified against half of the land transfer tax and other costs triggered by the merger. 

>  Additionally, Porsche SE and Porsche AG agreed to allocate any subsequent VAT receivables or liabilities from
transactions in the period up to December 31, 2009 to the company entitled to the receivable or incurring the 
liability. 

>  A range of information, conduct and cooperation obligations were agreed by Porsche SE and the Volkswagen

Group in the contribution agreement. 

According  to  a  notification  dated  January  4,  2021,  the  State  of  Lower  Saxony  and  Hannoversche  Beteiligungs-
gesellschaft  Niedersachsen  mbH,  Hanover,  held  20.00 %  of  the  voting  rights  of  Volkswagen AG  on  December  31, 
2020. As mentioned above, the General Meeting of Volkswagen AG on December 3, 2009 also resolved that the 
State of Lower Saxony may appoint two members of the Supervisory Board (right of appointment).  

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

347

The following tables present the amounts of supplies and services transacted, as well as outstanding receivables 
and liabilities, between consolidated companies of the Volkswagen Group and related parties: 

R E L AT E D   PA R T I E S  

€ million 

2020

2019

2020

2019

S U P P L I E S   A N D   S E R V I C E S  
R E N D E R E D  

S U P P L I E S   A N D   S E R V I C E S  
R E C E I V E D  

Porsche SE and its majority interests 

Supervisory Board members 

Board of Management members 

Unconsolidated subsidiaries 

Joint ventures and their majority interests 

Associates and their majority interests 

Pension plans 

Other related parties 

State of Lower Saxony, its majority interests and joint ventures 

5

4

0

872

17,660

230

1

0

11

5

5

0

1,243

16,627

181

1

0

10

0

1

0

1,160

632

1,332

1

1

4

1

1

0

1,597

646

1,312

3

1

4

€ million 

Dec. 31, 2020

Dec. 31, 2019

Dec. 31, 2020

Dec. 31, 2019

R E C E I V A B L E S   F R O M  

L I A B I L I T I E S  
( I N C L U D I N G   O B L I G A T I O N S )   T O  

Porsche SE and its majority interests 

Supervisory Board members 

Board of Management members 

Unconsolidated subsidiaries 

Joint ventures and their majority interests 

Associates and their majority interests 

Pension plans 

Other related parties 

State of Lower Saxony, its majority interests and joint ventures 

1  Prior-year figures adjusted. 

4

0

0

1,164

12,207

397

1

0

25

4

0

0

1,497

12,953

326

1

0

1

0

167

31

1,477

2,250

951

–

198

2

0

170
601

1,667

2,683

1,063

–

264

0

The  tables  above  do  not  contain  the  dividend  payments  (net  of  withholding  tax)  of  €3,098 million  (previous 
year: €3,679 million) received from joint ventures and associates and dividends of €756 million (previous year: 
€753 million) paid to Porsche SE.  

Receivables from joint ventures are primarily attributable to loans granted in an amount of €8,534 million 
(previous  year:  €8,290 million)  as  well  as  trade  receivables  in  an  amount  of  €3,349 million  (previous  year: 
€4,375 million). Receivables from non-consolidated subsidiaries also result primarily from loans granted in an 
amount of €642 million (previous year: €938 million) as well as trade receivables in an amount of €190 million 
(previous year: €188 million). 

 
348 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

Impairment losses of €24 million (previous year: €56 million) were recognized on the outstanding related party 
receivables. In the fiscal year, expenses of €14 million (previous year: €37 million) were incurred in this context.  
In addition, the Volkswagen Group has furnished guarantees to external banks on behalf of related parties 

in the amount of €354 million (previous year: €322 million). 

In the reporting period, the Volkswagen Group made capital contributions of €505 million (previous year: 

€668 million) to related parties. 

The changes in supplies and services rendered to and received from joint ventures and their majority interests 

are primarily attributable to supply relationships with the Chinese joint ventures. 

As  in  the  previous  year,  obligations  to  members  of  the  Supervisory  Board  and  other  related  parties  relate 
primarily to interest-bearing bank balances of Supervisory Board members and other related parties that were 
invested at standard market terms and conditions at Volkswagen Group companies. 

Obligations to the Board of Management comprise outstanding balances for the annual bonus and the fair 
values  of  the  performance  shares  in  the  amount  of  €24.2 million  (previous  year:  €50.1 million)  granted  to 
Board of Management members. 

In addition to the amounts shown above, the following expenses were recognized for benefits and remunera-
tion  granted  to  members  of  the  Board  of  Management  and  Supervisory  Board  of  the  Volkswagen  Group  in  the 
course of their activities as members of these bodies:  

€ 

Short-term benefits 

Benefits based on performance shares and virtual shares 

Post-employment benefits (service cost only) 

Termination benefits 

2020

2019

30,682,893

36,307,352

6,570,097

7,248,486

19,606,328

12,901,219

11,577,039

10,100,271

56,078,514

78,915,169

Benefits paid on the basis of performance shares include the cost of €6.6 million (previous year: €19.5 million) 
attributable  to  the  performance  shares  granted  to  Board  of  Management  members  under  the  remuneration 
system applicable as from 2017.  

In fiscal year 2020, the share price performance up to the settlement date led to the recognition of expense 

of €– million (previous year: expense of €0.1 million) for the phantom shares. 

The post-employment benefits relate to additions to pension provisions for current members of the Board 
of  Management.  The  termination  benefits  relate  to  the  payments  made  to  Mr.  Sommer  in  connection  with  his 
early  departure  from  the  Board  of  Management  on  June 30,  2020  and  to  Mr.  Renschler  in  connection  with  his 
early departure from the Board of Management on July 15, 2020.

Disclosures on the pension provisions for members of the Board of Management and more detailed explana-
tions of the remuneration of the Board of Management and the Supervisory Board can be found in the section 
entitled  “Remuneration  of  the  Board  of  Management  and  the  Supervisory  Board”  and  in  the  remuneration 
report, which is part of the management report. 

 
Consolidated Financial Statements 

Notes to the Consolidated Financial Statements

349

47. German Corporate Governance Code

On November 13, 2020, the Board of Management and Supervisory Board of Volkswagen AG issued their declaration 
of conformity with the German Corporate Governance Code as required by section 161 of the Aktiengesetz (AktG 
– German Stock Corporation Act) and made it permanently available to the shareholders of Volkswagen AG on
the  Company’s  website  at  www.volkswagenag.com/en/InvestorRelations/corporate-governance/declaration-of-
conformity.html. 

In December 2020, the Executive Board and Supervisory Board of TRATON SE likewise issued their declaration of 
conformity with the German Corporate Governance Code and made it permanently available to the shareholders at 
ir.traton.com/websites/traton/English/5000/corporate-governance.html. 

In December 2020, the Executive Board and Supervisory Board of MAN SE issued their declaration of conformity 
with the German Corporate Governance Code as required by section 161 of the AktG and made it permanently 
available to the shareholders at www.corporate.man.eu/en/investor-relations/corporate-governance/corporate-
governance-at-man/Corporate-Governance-at-MAN.html. 

48. Remuneration of the Board of Management and the Supervisory Board

€ 

2020

2019

Board of Management remuneration 

Non-performance-related remuneration 

Performance-related remuneration 

Long-term incentive component 

Supervisory Board remuneration 

Non-performance-related remuneration 

Performance-related remuneration 

18,578,569

13,332,515

6,903,129

17,647,682

12,746,420

14,414,075

38,228,118

45,394,271

4,770,194

571,002

5,341,196

4,547,188

779,967

5,327,155

N O N - P E R F O R M A N C E - R E L AT E D   R E M U N E R AT I O N   O F   T H E   B O A R D   O F   M A N A G E M E N T  
The  non-performance-related  remuneration  of  the  Board  of  Management  comprises  fixed  remuneration  and 
fringe  benefits.  In  addition,  Mr.  Duesmann  was  granted  compensation  of  lost  entitlements  in  the  amount  of 
€7.3 million  due  to  the  change  of  employer.  The  fringe  benefits  result  from  noncash  benefits  granted  and 
include in particular the use of operating assets such as company cars and the payment of insurance premiums. 
Taxes due on these noncash benefits were mainly borne by Volkswagen AG.  

P E R F O R M A N C E - R E L AT E D   R E M U N E R AT I O N   A N D   L O N G - T E R M   I N C E N T I V E   C O M P O N E N T   O F   T H E   B O A R D   O F   M A N A G E M E N T  
Performance-related  remuneration  includes  the  annual  bonus  with  a  one-year  assessment  period.  The  long-
term incentive component contains the long-term incentive (LTI) in the form of a performance share plan with 
a forward-looking three-year term. For details on performance share plans for members of the Board of Manage-
ment, please refer to the information in the section entitled “Remuneration based on performance shares and 
phantom shares (share-based payment)”. 

Advances granted to members of the Board of Management under the performance share plan amounted to 
€6.5 million as of December 31, 2020 (previous year: €12.3 million). In the fiscal year, a total of €4.3 million 
(previous  year:  €– million)  of  the  advances  paid  to  members  of  the  Board  of  Management  were  deducted 
from the payment amount under the performance share plan. 

 
350 

Notes to the Consolidated Financial Statements  

Consolidated Financial Statements

S U P E R V I S O R Y   B O A R D   R E M U N E R AT I O N  
The  remuneration  of  the  members  of  the  Supervisory  Board of  Volkswagen AG  is  comprised  entirely  of non-
performance-related  remuneration  components.  Remuneration  for  supervisory  board  work  at  subsidiaries 
comprises a mix of non-performance-related and performance-related components.  

P E N S I O N   E N T I T L E M E N T S   A N D   B E N E F I T S   TO   R E T I R E D   M E M B E R S   O F   T H E   B O A R D   O F   M A N A G E M E N T  
On  December  31,  2020,  the  pension  provisions  for  members  of  the  Board  of  Management  amounted  to 
€36.6 million (previous year: €60.5 million). Current pensions are index-linked in line with the index-linking of 
the highest collectively agreed salary insofar as the application of section 16 of the Gesetz zur Verbesserung der 
betrieblichen Altersversorgung (BetrAVG – German Company Pension Act) does not lead to a higher increase. 

For former members of the Board of Management and their surviving dependents €35.9 million (previous year 
adjusted:  €14.5 million)  were  granted.  Pension  provisions  in  accordance  with  IFRSs  for  this  group  of  individuals 
amounted to €396.3 million (previous year: €373.7 million). 

In  connection  with  his  departure  from  the  Board  of  Management  effective  March  31,  2020,  Mr.  Schot  was 
granted the following amounts:  





a non-performance-related component of €2.4 million (previous year: €– million), 
a performance-related component of €3.8 million (previous year €– million) and 
a long-term incentive component of €3.0 million (previous year: €– million). 

In connection with his departure from the Board of Management effective June 30, 2020, Mr. Sommer was granted 
a non-performance-related component of €1.5 million (previous year: €– million).  

In connection with his departure from the Board of Management effective July 15, 2020, Mr. Renschler was granted 
a non-performance-related component of €10.1 million (previous year: €– million). 

The individual remuneration of the members of the Board of Management and the Supervisory Board is explained 
in the remuneration report, which is part of the group management report. A comprehensive assessment of the 
individual remuneration components, including the LTI in the form of the performance share plan, can also be 
found there. 

Wolfsburg, February 16, 2021 

Volkswagen Aktiengesellschaft 
The Board of Management 

 
Consolidated Financial Statements 

Responsibility Statement

351

Responsibility Statement 

To  the  best  of  our  knowledge,  and  in  accordance  with  the  applicable  reporting  principles,  the  consolidated 
financial statements give a true and fair view of the assets, liabilities, financial position and profit or loss of the 
Group, and the Group management report includes a fair review of the development and performance of the 
business  and  the  position  of  the  Group,  together  with  a  description  of  the  material  opportunities  and  risks 
associated with the expected development of the Group. 

Wolfsburg, February 16, 2021 

Volkswagen Aktiengesellschaft 
The Board of Management 

Herbert Diess 

Murat Aksel 

Oliver Blume 

Markus Duesmann 

Gunnar Kilian 

Thomas Schmall-von Westerholt 

Hiltrud Dorothea Werner 

Frank Witter 

 
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Independent auditor’s report 

To VOLKSWAGEN AKTIENGESELLSCHAFT, Wolfsburg  

REPORT  ON  THE  AUDIT  OF  THE  CONSOLIDATED  FINANCIAL  STATEMENTS  AND  OF  THE  GROUP  MANAGEMENT 
REPORT 

O P I N I O N S  
We have audited the consolidated financial statements of VOLKSWAGEN AKTIENGESELLSCHAFT, Wolfsburg, and 
its subsidiaries (the Group), which comprise the consolidated income statement and consolidated statement of 
comprehensive  income  for  the  fiscal  year  from  1 January  to  31 December  2020,  and  the  consolidated  balance 
sheet as at 31 December 2020, consolidated statement of changes in equity and consolidated cash flow statement 
for  the  fiscal  year  from  1 January  to  31 December  2020,  and  notes  to  the  consolidated  financial  statements, 
including a summary of significant accounting policies. In addition, we have audited the group management 
report  of  VOLKSWAGEN  AKTIENGESELLSCHAFT,  which  is  combined  with  the  Company’s  management  report, 
for the fiscal year from 1 January to 31 December 2020. In accordance with German legal requirements, we have 
not audited the content of the parts of the group management report specified in the appendix to the auditor’s 
report and the company information stated therein that is provided outside of the annual report and is referenced 
in the group management report. 

In our opinion, on the basis of the knowledge obtained in the audit,  

•

•

the accompanying consolidated financial statements comply, in all material respects, with the  IFRSs as
adopted by the EU, and the additional requirements of German commercial law pursuant to Sec. 315e (1) 
HGB [“Handelsgesetzbuch”: German Commercial Code] and, in compliance with these requirements, give 
a true and fair view of the assets, liabilities and financial position of the Group as at 31 December 2020
and of its financial performance for the fiscal year from 1 January to 31 December 2020, and 

the  accompanying  group  management  report  as  a  whole  provides  an  appropriate  view  of  the  Group’s
position.  In  all  material  respects,  this  group  management  report  is  consistent  with  the  consolidated
financial statements, complies with German legal requirements and appropriately presents the opportuni-
ties and risks of future development. Our opinion on the group management report does not cover the
content of the parts of the group management report listed in the appendix to the auditor’s report. 

Pursuant to Sec. 322 (3) Sentence 1 HGB, we declare that our audit has not led to any reservations relating to the 
legal compliance of the consolidated financial statements and of the group management report. 

B A S I S   F O R   T H E   O P I N I O N S  
We  conducted  our  audit  of  the  consolidated  financial  statements  and  of  the  group  management  report  in 
accordance with Sec. 317 HGB and the EU Audit Regulation (No 537/2014, referred to subsequently as “EU Audit 
Regulation”) and in compliance with German Generally Accepted Standards for Financial Statement Audits promul-
gated  by  the  Institut  der  Wirtschaftsprüfer  [Institute  of  Public  Auditors  in  Germany]  (IDW).  Our  responsibilities 
under those requirements and principles are further described in the “Auditor’s responsibilities for the audit of 
the consolidated financial statements and of the group management report” section of our auditor’s report. We 
are  independent  of  the  group  entities  in  accordance  with  the  requirements  of  European  law  and  German 
commercial  and  professional  law,  and  we  have  fulfilled  our  other  German  professional  responsibilities  in 
accordance with these requirements. In addition, in accordance with Art. 10 (2) f) of the EU Audit Regulation, 
we declare that we have not provided non-audit services prohibited under Art. 5 (1) of the EU Audit Regulation. 

 
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We  believe  that  the  audit  evidence  we  have  obtained  is  sufficient  and  appropriate  to  provide  a  basis  for  our 
opinions on the consolidated financial statements and on the group management report. 

K E Y   A U D I T   M AT T E R S   I N   T H E   A U D I T   O F   T H E   C O N S O L I D AT E D   F I N A N C I A L   STAT E M E N T S  
Key audit matters are those matters that, in our professional judgment, were of most significance in our audit 
of the consolidated financial statements for the fiscal year from 1 January to 31 December 2020. These matters 
were addressed in the context of our audit of the consolidated financial statements as a whole, and in forming 
our opinion thereon; we do not provide a separate opinion on these matters. 

Below, we describe what we consider to be the key audit matters: 

1. Accounting treatment of the risk provisions for the diesel issue

Reasons why the matter was determined to be a key audit matter 
Due  to  indications  of  irregularities  in  connection  with  exhaust  gas  emissions  from  diesel  engines  in  certain 
vehicles  of  the  Volkswagen  Group,  regulatory  authorities  in  numerous  countries  (particularly  in  Europe,  the 
USA and Canada) commenced investigations in the past few years, some of which are still ongoing.  

On the basis  of  its own findings  and those of the authorities, the Volkswagen Group implemented various 
measures, which differed according to the country in some cases and included hardware and software measures, 
vehicle buybacks and early termination of leases as well as compensation payments to vehicle owners in some 
instances. The hardware and software measures had largely been completed as of the reporting date. The risk 
provisions  for  the  diesel  issue  mainly  include  provisions  for  criminal,  administrative  and  civil  proceedings. 
Furthermore, there are legal risks from other criminal and administrative proceedings as well as civil actions, 
particularly by customers and holders of securities.  

The provisions recognized as of 31 December 2020 and the contingent liabilities disclosed in the notes to 
the consolidated financial statements are subject to a significant estimation risk in view of the extensive ongoing 
criminal and administrative investigations and proceedings, the complexity of the different issues, developments 
in court rulings and market conditions for used diesel vehicles.  Whether provisions need to be recognized or 
contingent liabilities disclosed for the legal risks from the diesel issue, and in what amount, depends to a large 
extent on the assessments and assumptions made by the executive directors. As described in the “Key events” 
section  of  the  notes  to  the  consolidated  financial  statements  and  in  the  “Report  on  Expected  Developments, 
Risks and Opportunities” section of the group management report, the executive directors considered in their 
assessments in particular the fact that, based on the various measures taken to resolve the diesel issue to date, 
there is still no confirmation that members of the Board of Management were aware of any deliberate manipu-
lation of the engine control unit software prior to the summer of 2015. 

In light of the significance of the risk provisions and the extent of the assumptions and scope for judgment 

by the executive directors, this matter was a key audit matter.  

Auditor’s response 
To assess the recognition and measurement of the provisions for legal risks and the disclosure of contingent 
liabilities  from  legal  risks  arising  from  the  diesel  issue,  we  considered,  in  particular,  work  and  opinions  by 
experts engaged by the executive directors of the Volkswagen Group in addition to available official notices and 
court judgments as part of a risk-based selection of significant transactions. Moreover, with the involvement of 
our  own  legal  and  forensic  specialists,  we  held  regular  meetings  with  the  internal  Legal  department  and  the 
external lawyers engaged by the executive directors of the Volkswagen Group to obtain oral explanations about 
the  current  developments  and  reasons  leading  to  the  assessments  of  the  ongoing  proceedings.  We  compared 
confirmations  received  from  external  lawyers  with  the  risk  assessment  by  the  executive  directors.  We  also 
regularly  reviewed  publicly  available  information,  such  as  media  reports,  to  assess  the  completeness  of  the 
provisions. 

 
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In addition, we reviewed on a sample basis the input factors (quantity and value) of the provisions and contin-
gent liabilities  for  individual matters  using  statements  of  claims  received, settlement agreements and  court 
judgments. With regard to the valuation, we also compared the current assessments by the executive directors 
with past experience, where observable. For significant additions to provisions, we examined whether they were 
due to new matters or to changes in the estimation inputs and obtained corresponding evidence. To analyze 
significant  utilizations  of  the  provisions,  we  examined  a  sample  to  determine  whether  they  were  based  on 
settlement agreements or court judgments and whether corresponding payments were made.  

Furthermore, inquiries were made of the executive directors and the external law firms engaged to carry out 
the investigations, with the assistance of our own forensic specialists, in order to understand and assess the investi-
gations undertaken in terms of when former and current members of the Board of Management became aware 
of the diesel issue.  

Our audit procedures did not lead to any objections relating to the accounting treatment of the risk provisions 

for the diesel issue. 

Reference to related disclosures 
The information presented and the statements made in connection with the diesel issue, including the comments 
on the underlying causes, on when the members of the Board of Management became aware of the issue and 
on  the  effects  on  the  accompanying  financial  statements  are  contained  in  the  “Key  events”  and  “Litigation” 
sections of the notes to the consolidated financial statements and in the “Report on Risks and Opportunities” 
section of the group management report, subsection “Legal risks.” 

2. Recoverability of goodwill and the acquired brand names

Reasons why the matter was determined to be a key audit matter 
The  result  of  the  impairment  testing  of  goodwill  and  the  acquired  brand  names  is  highly  dependent  on  the 
executive directors’ estimate of future cash flows and which discount rates they use. The recoverable amount of 
the cash-generating units is calculated on the basis of their value in use, applying discounted cash flow models.  
The COVID-19 pandemic has negatively affected the cash inflows of the Volkswagen Group and its brands as 
a  result  of  the  global  drop  in  demand  and  the  temporary  production  stops.  The  executive  directors  of  the 
Volkswagen Group expect cash inflows to continue to be affected in subsequent years. 

In  addition,  the  executive  directors  have  scope  for  judgment  in  determining  the  cash-generating  units 

for impairment testing, in determining the discount rates used and the long-term growth rates assumed. 

In view of the foregoing, the materiality of goodwill and the acquired brand names in relation to total 
assets, the complexity of the valuation and the judgment exercised during valuation, the impairment testing of 
goodwill and the acquired brands was a key audit matter. 

 
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Auditor’s response 
During  our  audit,  we  involved  valuation  specialists  to  assess  among  other  things  the  methodology  used  to 
perform the impairment tests in light of the provisions of IAS 36. We also checked the arithmetical accuracy of 
the valuation models used. 

On the basis of the Volkswagen Group’s internal reporting, we assessed for the acquired brands whether the 
brands  represent  the  lowest  level  within  the  Group  at  which  independent  cash  inflows  are  generated  and 
whether goodwill is monitored at brand level for internal management purposes.  

We analyzed the planning process established in the Volkswagen Group and tested the operating effectiveness 
of the controls implemented in the planning process. As a starting point, we compared the Volkswagen Group’s 
five-year operational plan prepared by the executive directors and acknowledged by the Supervisory Board with 
the forecast figures in the underlying impairment tests. We discussed the key planning assumptions for selected 
brands  to  which  significant  goodwill  and  acquired  brand  names  are  allocated  with  the  executive  directors 
and  compared  them  with  past  earnings  and  cash  inflows  to  assess  the  planning  accuracy.  Our  plausibility 
testing of the inputs for the impairment tests was based among other things on a comparison with general and 
industry-specific market expectations underlying the expected cash inflows. We discussed with the executive 
directors  the  effects  of  the  COVID-19  pandemic  on  the  development  of  cash  inflows  in  the  individual  cash-
generating units and compared them with current market expectations. With respect to the rollforward from 
the medium-term plan to the long-term forecast, we assessed the plausibility of the assumed growth rates by 
comparing them with observable data.  

To assess the discount rates and growth rates applied, we analyzed the inputs used to determine them on 
the basis of publicly available information and obtained an understanding of the methods used with regard to 
the relevant requirements of IAS 36. 

We also assessed the sensitivity analyses performed by the executive directors in order to estimate any 
potential impairment risk associated with a reasonably possible change in one of the significant assumptions 
used in the valuation.  

Our procedures did not lead to any reservations relating to the recoverability of goodwill and the acquired 

brand names. 

Reference to related disclosures 
With regard to the recognition and measurement policies applied for goodwill and the acquired brand names, 
refer to the disclosure on intangible assets in the “Accounting policies” section of the notes to the consolidated 
financial statements. For the related disclosures on judgments by the executive directors and sources of estima-
tion uncertainty as well as the disclosures on goodwill and the acquired brand names, refer to the disclosure in 
the “Accounting policies” and “Estimates and assumptions by management” sections and in note 12 “Intangible 
assets” in the “Balance Sheet disclosures” section of the notes to the consolidated financial statements. 

3. Capitalization and recoverability of development costs

Reasons why the matter was determined to be a key audit matter 
Key criteria for capitalizing development costs are the ability to implement the development projects (including 
their technical feasibility, the intention to complete them and the ability to use them) as well as the realization 
of an expected future economic benefit. The complexity of research and development projects is mounting in 
view  of  the  technological  transformation  of  the  Volkswagen Group and  the  resulting new  development  areas 
(including  high  investments  in  electromobility,  software  and  autonomous  driving).  Assessments  of  project 
feasibility are playing an ever greater role in this connection and entail the use of considerable judgment.  

Where capitalized development costs are not yet subject to amortization, they must be tested for impairment 
as part of the related cash-generating unit at least annually at the level of the brands defined as cash-generating 
units.  The  assumption  of  realizing  future  economic  benefits  and  the  result  of  testing  the  recoverability  of 
capitalized  development costs during the analyses and  impairment tests performed are highly dependent on 
the  executive  directors’  estimate  of  future  cash  flows  and  which  discount  rates  they  use.  The  recoverable 
amount of the cash-generating units is calculated on the basis of their value in use, applying discounted cash 
flow models. The COVID-19 pandemic has negatively affected the cash inflows of the Volkswagen Group and its 
brands as a result of the global drop in demand and the temporary production stops. The executive directors of 
the Volkswagen Group expect cash inflows to continue to be affected in subsequent years. 

 
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In light of the foregoing, the materiality of the capitalized development costs in relation to total assets, the total 
amount of research and development costs and the judgment exercised during valuation, the capitalization of 
development costs and the impairment test were a key audit matter. 

Auditor’s response 
During  our  audit,  we  examined  the  process  for  identifying  the  research  and  development  costs,  particularly 
with  reference  to  the  criteria  for  capitalization.  In  this  connection,  we  tested  process-related  controls,  carried 
out analytical audit procedures such as comparisons of project budgets and capitalization rates and inspected 
documentation on project feasibility. We also assessed the future economic benefit criterion for capitalization 
based  on  the  assumptions  regarding  the  cash  inflows  of  the  cash-generating  unit  to  which  the  capitalized 
development work is allocated. 

Moreover, we involved valuation specialists to assess among other things the methodology used to determine 
the  relevant  cash-generating  units  and  perform  the  impairment  tests  in  light  of  the  provisions  of  IAS  36.  We 
also checked the arithmetical accuracy of the valuation models used, analyzed the planning process established 
in the Volkswagen Group and tested the operating effectiveness of the controls implemented in the planning 
process.  

We discussed with the executive directors the key planning assumptions for a sample we selected of brands 
with  significant  capitalized  development  costs  and  compared  them  with  past  earnings  and  cash  inflows  to 
assess the planning accuracy. Our plausibility testing of the inputs for the impairment tests was based among 
other things on a comparison with general and industry-specific market expectations underlying the expected 
cash inflows. We discussed with the executive directors the effects of the COVID-19 pandemic on the develop-
ment of cash inflows in the individual cash-generating units and compared them with current market expec-
tations.  Furthermore,  we  analyzed  the  inputs  used  to  determine  the  discount  rates  on  the  basis  of  publicly 
available information and obtained an understanding of the calculation with regard to the relevant requirements 
of IAS 36.  

We also assessed the sensitivity analyses performed by the executive directors in order to estimate any 
potential impairment risk associated with a reasonably possible change in one of the significant assumptions 
used in the valuation.  

Our procedures did not lead to any reservations relating to the recognition and recoverability of the capitalized 

development costs. 

Reference to related disclosures 
With regard to the recognition and measurement policies applied for capitalized development costs, refer to the 
disclosure on intangible assets in the “Accounting policies” section of the notes to the consolidated financial 
statements. For the related disclosures on judgments by the executive directors and sources of estimation uncer-
tainty as well as the disclosures on capitalized development costs, refer to the disclosures in the “Accounting 
policies” and “Estimates and assumptions by management” sections and in note 12 “Intangible assets” in the 
“Balance Sheet disclosures” section of the notes to the consolidated financial statements. 

 
 
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4. Completeness and measurement of provisions for warranty obligations

Reasons why the matter was determined to be a key audit matter 
Obligations for warranty claims are calculated on the basis of estimated warranty costs at the level of individual 
models and model years by reference to claims to date, including their nature, frequency and remediation cost, 
and by reference to historical and expected policy on ex gratia arrangements. Where unusual individual tech-
nical  risks  are  anticipated, an  individual  assessment  is  made  whether  and,  if  so,  to  what  extent  measures  are 
required to remediate them and provisions need to be recognized. 

The amount of provisions for warranty claims is significant overall. Besides the general use of judgment in 
selecting the valuation methods and assessing the obligations, increasing estimation uncertainty stems from 
the rise in hybrid and battery electric vehicles entering the market and a lack of experience of their susceptibility 
to faults. In light of the amount of the provisions and the judgment exercised during valuation, the completeness 
and measurement of provisions for warranty obligations was a key audit matter. 

Auditor’s response 
With regard to the accounting for the provisions for warranty obligations, we examined the underlying processes 
for  recording  previous  claims,  calculating  and  valuing  the  estimated  future  warranty  costs  and  recognizing  the 
provisions, and tested controls. 

In light of the uncertainty in relation to the estimated future losses, we assessed the underlying valuation 
assumptions,  especially  the  expected  claim  rate  per  vehicle  and  the  cost  thereof,  using  analyses  of  historical 
data. Where there was a lack of past experience, we obtained an understanding of the assumptions made by the 
executive directors and tested their plausibility using historical data for comparable items. Using the calcula-
tion bases derived from these historical data, we checked the estimated costs for expected claims per vehicle. To 
assess the completeness of the provisions, we also reconciled the number of sold vehicles used to recognize the 
provision with the sales volumes. We obtained an understanding of the method used for calculating the provisions, 
including the discounting, and reperformed the calculations.  

For  significant  individual  technical  risks,  we  assessed  the  expected  incidence  of  technical  faults  and  the 
calculation of expected costs per claim/vehicle using documentation on previous claims, inspecting resolutions 
passed by technical committees and holding discussions with the departments responsible. 

Our audit procedures did not lead to any reservations relating to the completeness and valuation of provisions 

for warranty obligations. 

Reference to related disclosures 
With  regard  to  the  recognition  and  measurement  policies  applied  in  accounting  for  provisions  for  warranty 
obligations, refer to the disclosures in the “Accounting policies” and “Noncurrent and current other provisions” 
sections of the notes to the consolidated financial statements. 

 
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5. Calculation of the expected residual values of lease assets during impairment testing

Reasons why the matter was determined to be a key audit matter 
Lease assets comprise vehicles under leases that are due to expire. There is an impairment risk for these vehicles 
which is primarily dependent on the residual value expected at the end of the lease. The expected residual value of 
these vehicles is a significant area which is subject to estimation uncertainty and in which the executive directors 
of Volkswagen Financial Services AG exercise judgment.  

The expected residual value is reviewed quarterly using internal and external marketing results and on the 

basis of estimates of future market price development.  

In  light  of  the  existing  estimation  uncertainty,  the  judgment  exercised  in  calculating  the  residual  values 
and  the  significance  of  the amount  for  impairment  testing,  the  calculation of  expected  residual  values  was  a 
key  audit  matter.  As  it  is  not  possible  to  make  a  conclusive  assessment  of  the  impact  of  the  global  COVID-19 
pandemic, the estimation uncertainty in relation to the calculation of the expected residual values is significantly 
heightened.  

Auditor’s response 
During our audit, we analyzed the process implemented by the executive directors of Volkswagen Financial Ser-
vices AG for monitoring and calculating the residual values to identify any risks of material misstatement and 
obtained an understanding of the process steps and controls. On this basis, we tested the operating effective-
ness of the implemented controls over the calculation of the expected residual values. To assess the forecasting 
model used to calculate the residual values, we assessed the validation plan on the basis of the model design 
and analyzed the validation procedures performed and the backtesting results as to whether any need for an 
impairment allowance was identified and whether there had been an unusual number of outliers. Furthermore, 
we assessed whether the assumptions underlying the forecasting model and the inputs used for calculating the 
expected residual values were clearly documented. We obtained evidence for the main inputs and assumptions 
used for age, mileage and lifecycle phase of the vehicles to calculate the residual values and examined them for 
currentness and transparency. We assessed whether the marketing assumptions used reflect current marketing 
results and industry-specific and general market expectations.  

Our audit  procedures  did  not  lead  to  any  reservations  relating  to  the  calculation  of  the  expected  residual 

values of the lease assets during impairment testing.  

Reference to related disclosures 
With  regard  to  the  recognition  and  measurement  policies  applied  for  lease  assets,  refer  to  the  disclosure  on 
intangible assets in the “Accounting policies” section of the notes to the consolidated financial statements. For 
the related disclosures on judgments by the executive directors and sources of estimation uncertainty, refer to 
the disclosures in the “Accounting policies” and “Estimates and assumptions by management” sections and 
in note 14 “Lease assets and investment property” in the “Balance Sheet disclosures” section of the notes to 
the consolidated financial statements. 

 
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OT H E R   I N F O R M AT I O N    
The Supervisory Board is responsible for the Report of the Supervisory Board. The executive directors and the 
Supervisory Board are responsible for the declaration pursuant to Sec. 161 AktG [“Aktiengesetz”: German Stock 
Corporation Act] on the German Corporate Governance Code, which is part of the group corporate governance 
declaration. In all other respects, the executive directors are responsible for the other information. The other 
information comprises the parts of the annual report listed in the appendix. 

Our opinions on the consolidated financial statements and on the group management report do not cover 
the other information, and consequently we do not express an opinion or any other form of assurance conclusion 
thereon. 

In connection with our audit, our responsibility is to read the other information and, in so doing, to consider 

whether the other information 


is materially inconsistent with the consolidated financial statements, with the group management report or 
our knowledge obtained in the audit, or 
otherwise appears to be materially misstated. 



Responsibilities of the executive directors and the Supervisory Board for the consolidated financial statements and the group 

management report 
The executive directors are responsible for the preparation of the consolidated financial statements that comply, 
in all material respects, with IFRSs as adopted by the EU and the additional requirements of German commer-
cial law pursuant to Sec. 315e (1) HGB, and that the consolidated financial statements, in compliance with these 
requirements, give a true and fair view of the assets, liabilities, financial position and financial performance of 
the  Group.  In  addition,  the  executive  directors  are  responsible  for  such  internal  control  as  they  have  deter-
mined necessary to enable the preparation of consolidated financial statements that are free from material mis-
statement, whether due to fraud or error.  

In preparing the consolidated financial statements, the executive directors are responsible for assessing the 
Group’s ability to continue as a going concern. They also have the responsibility for disclosing, as applicable, 
matters related to going concern. In addition, they are responsible for financial reporting based on the going 
concern basis of accounting unless there is an intention to liquidate the Group or to cease operations, or there 
is no realistic alternative but to do so.  

Furthermore, the executive directors are responsible for the preparation of the group management report 
that, as a whole, provides an appropriate view of the Group’s position and is, in all material respects, consistent 
with  the  consolidated  financial  statements,  complies  with  German  legal  requirements,  and  appropriately 
presents the opportunities and risks of future development. In addition, the executive directors are responsi-
ble for such arrangements and measures (systems) as they have considered necessary to enable the preparation 
of a group management report that is in accordance with the German legal requirements, and to be able to provide 
sufficient appropriate evidence for the assertions in the group management report. 

The Supervisory Board is responsible for overseeing the Group’s financial reporting process for the prepara-

tion of the consolidated financial statements and of the group management report. 

Auditor’s responsibilities for the audit of the consolidated financial statements and of the group management report 
Our  objectives  are  to  obtain  reasonable  assurance  about  whether  the  consolidated  financial  statements  as  a 
whole are free from material misstatement, whether due to fraud or error, and whether the group management 
report  as  a  whole  provides  an  appropriate  view  of  the  Group’s  position  and,  in  all  material  respects,  is  con-
sistent with the consolidated financial statements and the knowledge obtained in the audit, complies with the 
German legal requirements and appropriately presents the opportunities and risks of future development, as 
well as to issue an auditor’s report that includes our opinions on the consolidated financial statements and on 
the group management report.  

Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance 
with Sec. 317 HGB and the EU Audit Regulation and in compliance with German Generally Accepted Standards 
for  Financial  Statement  Audits  promulgated  by  the  Institut  der  Wirtschaftsprüfer  (IDW)  will  always  detect  a 
material misstatement. Misstatements can arise from fraud or error and are considered material if, individually 
or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on 
the basis of these consolidated financial statements and this group management report. 

 
360 

Independent auditor’s report  

Consolidated Financial Statements

We exercise professional judgment and maintain professional skepticism throughout the audit. We also:  


Identify and assess the risks of material misstatement of the consolidated financial statements and of the
group management report, whether due to fraud or error, design and perform audit procedures responsive
to those risks, and obtain audit evidence that is sufficient and appropriate to provide a basis for our opinions. 
The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from 
error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of
internal control.





 Obtain an understanding of internal control relevant to the audit of the consolidated financial statements
and of arrangements and measures (systems) relevant to the audit of the group management report in order 
to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing
an opinion on the effectiveness of these systems.
Evaluate the appropriateness of accounting policies used by the executive directors and the reasonableness
of estimates made by the executive directors and related disclosures. 
Conclude  on  the  appropriateness  of  the  executive  directors’  use  of  the  going concern  basis  of  accounting
and, based on the audit evidence obtained, whether a material uncertainty exists related to events or condi-
tions that may cast significant doubt on the Group’s ability to continue as a going concern. If we conclude
that a material uncertainty exists, we are required to draw attention in the auditor’s report to the related dis-
closures in the consolidated financial statements and in the group management report or, if such disclo-
sures are inadequate, to modify our respective opinions. Our conclusions are based on the audit evidence
obtained up to the date of our auditor’s report. However, future events or conditions may cause the Group
to cease to be able to continue as a going concern. 
Evaluate the overall presentation, structure and content of the consolidated financial statements, including
the disclosures, and whether the consolidated financial statements present the underlying transactions and 
events in a manner that the consolidated financial statements give a true and fair view of the assets, liabilities,
financial position and financial performance of the Group in compliance with IFRSs as adopted by the EU
and the additional requirements of German commercial law pursuant to Sec. 315e (1) HGB. 





 Obtain sufficient appropriate audit evidence regarding the financial information of the entities or business
activities within the Group to express opinions on the consolidated financial statements and on the group
management report. We are responsible for the direction, supervision and performance of the group audit.
We remain solely responsible for our audit opinions. 
Evaluate  the  consistency  of  the  group  management  report  with  the  consolidated  financial statements,  its
conformity with [German] law, and the view of the Group’s position it provides. 
Perform audit procedures on the prospective information presented by the executive directors in the group
management  report.  On  the  basis  of  sufficient  appropriate  audit  evidence  we  evaluate,  in  particular,  the
significant  assumptions  used  by  the  executive  directors  as  a  basis  for  the  prospective  information,  and
evaluate the proper derivation of the prospective information from these assumptions. We do not express a
separate opinion on the prospective information and on the assumptions used as a basis. There is a substantial 
unavoidable risk that future events will differ materially from the prospective information. 



 
Consolidated Financial Statements 

Independent auditor’s report

361

We communicate with those charged with governance regarding, among other matters, the planned scope and 
timing of the audit and significant audit findings, including any significant deficiencies in internal control that 
we identify during our audit.  

We also provide those charged with governance with a statement that we have complied with the relevant 
independence requirements, and communicate with them all relationships and other matters that may reasonably 
be thought to bear on our independence and where applicable, the related safeguards.  

From  the  matters  communicated  with  those  charged  with  governance,  we  determine  those  matters  that 
were  of  most  significance  in  the  audit  of  the  consolidated  financial  statements  of  the  current  period  and  are 
therefore  the  key  audit  matters.  We  describe  these  matters  in  our  auditor’s  report  unless  law  or  regulation 
precludes public disclosure about the matter.  

OT H E R   L E G A L   A N D   R E G U L AT O R Y   R E Q U I R E M E N T S  

Report  on  the  assurance  in  accordance  with  Sec. 317  (3b)  HGB  on  the  electronic  reproduction  of  the  consolidated  financial 

statements and the group management report prepared for publication purposes 

Opinion 
We have performed assurance work in accordance with Sec. 317 (3b) HGB to obtain reasonable assurance about 
whether the reproduction of the consolidated financial statements and the group management report (herein-
after  the  “ESEF  documents”)  contained  in  the  attached  electronic  file  VWAG_JFB_Konzern_2020-12-31  and 
prepared for publication purposes complies in all material respects with the requirements of Sec. 328 (1) HGB 
for the electronic reporting format (“ESEF format”). In accordance with German legal requirements, this assur-
ance only extends to the conversion of the information contained in the consolidated financial statements and 
the group management report into the ESEF format and therefore relates neither to the information contained 
in this reproduction nor to any other information contained in the abovementioned electronic file. 

In our opinion, the reproduction of the consolidated financial statements and the group management report 
contained in the abovementioned attached electronic file and prepared for publication purposes complies in all 
material  respects  with  the  requirements  of  Sec. 328  (1)  HGB  for  the  electronic  reporting  format.  We  do  not 
express  any  opinion  on  the  information  contained  in  this  reproduction  nor  on  any  other  information  con-
tained  in  the  abovementioned  file  beyond  this  reasonable  assurance  opinion  and  our  audit  opinion  on  the 
accompanying  consolidated  financial  statements  and  the  accompanying  group  management  report  for  the 
fiscal year from 1 January 2020 to 31 December 2020 contained in the “Report on the audit of the consolidated 
financial statements and of the group management report” above. 

Basis for the opinion  
We conducted our assurance work on the reproduction of the consolidated financial statements and the group 
management report contained in the abovementioned attached electronic file in accordance with Sec. 317 (3b) 
HGB and Exposure Draft of  IDW Assurance Standard: Assurance in Accordance with Sec. 317 (3b)  HGB on the 
Electronic Reproduction of Financial Statements and Management Reports Prepared for Publication Purposes 
(ED  IDW  AsS  410).  Our  responsibilities  under  that  standard  are  further  described  in  the  “Group  auditor’s 
responsibilities for the assurance work on the ESEF documents” section. Our audit firm applied the requirements 
for quality control systems set forth in IDW Standard on Quality Control: “Requirements for Quality Control in 
Audit Firms” (IDW QS 1). 

 
362 

Independent auditor’s report  

Consolidated Financial Statements

Responsibilities of the executive directors and the Supervisory Board for the ESEF documents 
The executive directors of the Company are responsible for the preparation of the ESEF documents including the 
electronic reproduction of the consolidated financial statements and the group management report in accordance 
with Sec. 328 (1) Sentence 4 No. 1 HGB and for the tagging of the consolidated financial statements in accordance 
with Sec. 328 (1) Sentence 4 No. 2 HGB. 

In  addition,  the  executive  directors  of  the  Company  are  responsible  for  such  internal  control  as  they  have 
considered necessary to enable the preparation of ESEF documents that are free from material non-compliance 
with the requirements of Sec. 328 Abs. 1 HGB for the electronic reporting format, whether due to fraud or error.  
The executive directors of the Company are also responsible for the submission of the ESEF documents 
together with the auditor’s report and the attached audited consolidated financial statements and the audited 
group management report as well as other documents to be published to the operator of the  Bundesanzeiger 
[German Federal Gazette].   

The Supervisory Board is responsible for overseeing the preparation of the ESEF documents as part of the 

financial reporting process. 

Group auditor’s responsibilities for the assurance work on the ESEF documents  
Our objective is to obtain reasonable assurance about whether the ESEF documents are free from material non-
compliance with the requirements of Sec. 328 (1) HGB, whether due to fraud or error. We exercise professional 
judgment and maintain professional skepticism throughout the engagement. We also:  


Identify and assess the risks of material non-compliance with the requirements of Sec. 328 (1) HGB, whether 
due to fraud or error, design and perform assurance procedures responsive to those risks, and obtain assurance 
evidence that is sufficient and appropriate to provide a basis for our assurance opinion. 



 Obtain an understanding of internal control relevant to the assurance on the ESEF documents in order to
design assurance procedures that are appropriate in the circumstances, but not for the purpose of expressing 
an assurance opinion on the effectiveness of these controls. 
Evaluate the technical validity of the  ESEF  documents, i.e., whether the electronic file containing the  ESEF
documents  meets  the  requirements  of  Delegated  Regulation  (EU)  2019/815,  in  the  version  valid  as  of  the
reporting date, on the technical specification for this electronic file. 
Evaluate whether the ESEF documents enable an XHTML reproduction with content equivalent to the audited
consolidated financial statements and to the audited group management report. 
Evaluate whether the tagging of the ESEF documents with Inline XBRL technology (iXBRL) enables an appropriate 
and complete machine-readable XBRL copy of the XHTML reproduction. 





Further information pursuant to Art. 10 of the EU Audit Regulation 
We were elected as group auditor by the Annual General Meeting on 30 September 2020. We were engaged by the 
Supervisory Board on 23 November 2020. We have been the group auditor of VOLKSWAGEN AKTIENGESELLSCHAFT 
since fiscal year 2020.  

We declare that the opinions expressed in this auditor’s report are consistent with the additional report to 

the Audit Committee pursuant to Art. 11 of the EU Audit Regulation (long-form audit report). 

German Public Auditor responsible for the engagement 
The German Public Auditor responsible for the engagement is Martin Matischiok. 

 
Consolidated Financial Statements 

Independent auditor’s report

363

A P P E N D I X   TO   T H E   A U D I TO R ’ S   R E P O R T:  

1. Parts of the group management report whose content is unaudited
We have not audited the content of the following part of the group management report: 


The group corporate governance declaration which is published on the website stated in the group management 
report and is part of the group management report. 

2. Further other information
The other information comprises the following parts of the annual report, of which we obtained a copy prior to 
issuing this auditor’s report: 

To our shareholders
 Divisions 

Further information 
 Responsibility statement 
 Non-financial report 

but not the consolidated financial statements, not the group management report disclosures whose content is 
audited and not our auditor’s report thereon. 

3. Company information outside of the annual report referenced in the group management report
The group management report contains other cross-references to webpages of the Group. We have not audited 
the content of the information to which these cross-references refer. 

Hanover, 26 February 2021 

Ernst & Young GmbH 
Wirtschaftsprüfungsgesellschaft 

Meyer
Wirtschaftsprüfer   
[German Public Auditor] 

Matischiok
Wirtschaftsprüfer 
[German Public Auditor] 

 
364 

Five-Year Review 

Additional Information

  Five-Year Review 

1  Adjusted.  

Volume Data (thousands) 

Vehicle sales (units) 

Germany 

Abroad 

Production (units) 

Germany 

Abroad 

Employees (yearly average) 

Germany 

Abroad 

Financial Data (in € million) 

Income Statement 

Sales revenue 

Cost of sales 

Gross profit 

Distribution expenses 

Administrative expenses 

Net other operating result 

Operating result 

Financial result 

Earnings before tax 

Income tax expense 

Earnings after tax 

Personnel expenses 

Balance Sheet (at December 31) 

Noncurrent assets 

Current assets 

Total assets 

Equity 

of which: noncontrolling interests 

Noncurrent liabilities 

Current liabilities 

Total equity and liabilities 

2020

2019

2018

20171

2016

9,157

1,108

8,049

8,900

1,633

7,267

665

295

370

222,884

–183,937

38,947

–18,407

–9,399

–1,466

9,675

1,991

11,667

–2,843

8,824

10,956

1,347

9,609

10,823

2,112

8,712

668

295

373

252,632

–203,490

49,142

–20,978

–9,767

–1,437

16,960

1,396

18,356

–4,326

14,029

10,900

1,236

9,664

11,018

2,303

8,715

656

291

365

235,849

–189,500

46,350

–20,510

–8,819

–3,100

13,920

1,723

15,643

–3,489

12,153

10,777

1,264

9,513

10,875

2,579

8,296

634

285

350

229,550

–186,001

43,549

–20,859

–8,126

–745

13,818

–146

13,673

–2,210

11,463

10,391

1,257

9,135

10,405

2,685

7,720

619

280

339

217,267

–176,270

40,997

–22,700

–7,336

–3,858

7,103

189

7,292

–1,912

5,379

40,516

42,913

41,158

38,950

37,017

302,170

194,944

497,114

128,783

1,734

202,921

165,410

497,114

300,608

187,463

488,071

123,651

1,870

196,497

167,924

488,071

274,620

183,536

458,156

117,342

225

172,846

167,968

458,156

262,081

160,112

422,193

109,077

229

152,726

160,389

422,193

254,010

155,722

409,732

92,910

221

139,306

177,515

409,732

Cash flows from operating activities 

24,901

17,983

7,272

–1,185

9,430

Cash flows from investing activities attributable to operating 
activities 

Cash flows from financing activities 

1  Adjusted.  

18,372

7,637

20,076

–865

19,386

24,566

18,218

17,625

16,797

9,712

 
Additional Information 

Financial Key Performance Indicators  

365

Financial Key Performance  
Indicators 

% 

Volkswagen Group 

Gross margin 

Personnel expense ratio 

Operating return on sales 

Return on sales before tax 

Return on sales after tax 

Equity ratio 

Automotive Division2 

Change in unit sales year-on-year3 

Change in sales revenue year-on-year 

Research and development costs as a percentage of sales revenue 

Operating return on sales 
EBITDA (in € million)4 

Return on investment (ROI)5 

Cash flows from operating activities as a percentage of sales 
revenue 

Cash flows from investing activities attributable to operating 
activities as a percentage of sales revenue 

Capex as a percentage of sales revenue 

Net liquidity as a percentage of sales revenue 
Ratio of noncurrent assets to total assets6 

Ratio of current assets to total assets7 

Inventory turnover8 

Equity ratio 

Financial Services Division 

Increase in total assets 

Return on equity before tax9 

Equity ratio 

2020

2019

2018

20171

2016

17.5

18.2

4.3

5.2

4.0

25.9

- 16.4

- 14.3

7.6

3.7

24,462

6.5

13.6

10.1

6.1

12.0

24.7

15.4

4.4

38.1

0.7

8.8

13.2

19.5

17.0

6.7

7.3

5.6

25.3

+ 0.5

+ 5.7

6.7

6.5

29,706

11.2

14.5

9.4

6.6

8.4

26.4

17.0

4.8

37.6

7.9

10.8

12.8

19.7

17.5

5.9

6.6

5.2

25.6

+ 1.1

+ 2.7

6.8

5.5

26,707

11.0

9.2

9.4

6.6

8.2

23.3

17.6

5.0

37.9

11.2

9.9

12.7

19.0

17.0

6.0

6.0

5.0

25.8

+ 3.7

+ 5.3

6.7

5.7

26,094

12.1

6.0

9.0

6.5

9.7

23.7

16.3

5.1

36.9

6.0

9.8

13.7

18.9

17.0

3.3

3.4

2.5

22.7

+ 3.8

+ 1.1

7.3

2.5

18,999

8.2

10.9

8.6

6.9

12.5

23.4

15.9

5.5

31.4

8.3

10.8

12.5

1  Adjusted.  
2  Including allocation of consolidation adjustments between the Automotive and Financial Services divisions. 
3  Including the Chinese joint ventures. These companies are accounted for using the equity method. 
4  Operating result plus net depreciation/amortization and impairment losses/reversals of impairment losses on property, plant and equipment, capitalized development costs, lease 

assets, goodwill and financial assets as reported in the cash flow statement. 

5  For details, see the section entitled “Return on investment (ROI) and value contribution in the reporting period” in the chapter entitled 

“Results of Operations, Financial Position and Net Assets”. 

6  Ratio of property, plant and equipment to total assets. 
7  Ratio of inventories to total assets at the balance sheet date. 
8  Ratio of sales revenue to average monthly inventories. 
9  Earnings before tax as a percentage of average equity. 

 
366 

Glossary 

Additional Information

Glossary  

Selected terms at a glance 

Big Data 

Modular Electric Drive Toolkit (MEB) 

Test procedure 

Big  data  is  a  term  used  to  describe  new  ways  of 

The  modular  system  is  for  the  manufacturing  of 

Levels  of  fuel  consumption  and  exhaust  gas 

analyzing  and  evaluating  data  volumes  that  are 

electric vehicles. The MEB establishes parameters 

emissions  for  vehicles  registered  in  Europe  were 

too  vast  and  too  complex  to  be  processed  using 

for  axles,  drive  systems,  high-voltage  batteries, 

previously  measured  on  a  chassis  dynamometer 

manual or conventional methods. 

wheelbases and weight ratios to ensure a vehicle 

with  the  help  of  the  “New  European  Driving 

optimally  fulfills  the  requirements  of  e-mobility. 

Cycle  (NEDC)”.  Since  fall  2017,  the  existing  test 

Hybrid drive 

The  production  of  the  first  vehicles  based  on  the 

procedure  for  emissions  and  fuel  consumption 

Drive  combining  two  different  types  of  engine 

MEB started into series production in 2020.  

used in the EU is being gradually replaced  by the 

and  energy  storage  systems  (usually  an  internal 

Worldwide  Harmonized  Light-Duty  Vehicles  Test 

combustion engine and an electric motor). 

Modular Transverse Toolkit (MQB) 

Procedure (WLTP). This has been in place for new 

As  an  extension  of  the  modular  strategy,  this 

vehicle  types  since  fall  2017  and  for  all  new 

Hybrid notes 

platform  can  be  deployed 

in  vehicles  whose 

vehicles  since  fall  2018.  The  aim  of  this  new  test 

Hybrid  notes  issued  by  Volkswagen  are  classified 

architecture permits a transverse arrangement of 

cycle is to state CO2 emissions and fuel consump-

in  their  entirety  as  equity.  The  issuer  has  call 

the engine components. The modular perspective 

tion 

in  a  more  practice-oriented  manner.  A 

options  at  defined  dates  during  their  perpetual 

enables  high  synergies  to  be  achieved  between 

further  important  European  regulation  is  the 

maturities.  They  pay  a  fixed  coupon  until  the 

the  vehicles  in  the  Volkswagen  Passenger  Cars, 

Real  Driving  Emissions  (RDE)  for  passenger  cars 

first  possible  call  date,  followed  by  a  variable 

Volkswagen Commercial Vehicles, Audi, SEAT and 

and  light  commercial  vehicles,  which  also  moni-

rate depending on their terms and conditions. 

ŠKODA brands. 

tors  emissions  using  portable  emission  measur-

ing technology in real road traffic. 

Industry 4.0 

Plug-in hybrid 

Describes  the  fourth  industrial  revolution  and 

Performance  levels  of  hybrid  vehicles.  Plug-in 

Turntable concept 

the  systematic  development  of  real-time  and 

hybrid  electric  vehicles  (PHEVs)  have  a  larger 

Concept  of  flexible  manufacturing  enabling  the 

intelligent networks between people, objects and 

battery  with  a  correspondingly  higher  capacity 

production  of  different  models  in  variable  daily 

systems,  exploiting  all  of  the  opportunities  of 

that  can  be  charged  via  the  combustion  engine, 

volumes within a single plant, as well as offering 

information  technology  along  the  entire  value 

the  brake  system,  or  an  electrical  outlet.  This 

the  facility  to  vary  daily  production  volumes  of 

added  chain. 

Intelligent  machines, 

inventory 

increases the range of the vehicle. 

one model between two or more plants. 

systems  and  operating  equipment  that  inde-

pendently  exchange  information,  trigger  actions 

Premium Platform Electric (PPE)  

Vocational groups 

and  control  each  other  will  be  integrated  into 

A  new  vehicle  platform  for  all-electric  premium, 

For  example,  electronics,  logistics,  marketing,  or 

production  and  logistics  at  a  technical  level.  This 

sport  and  luxury  class  vehicles.  The  components 

finance.  A  new  teaching  and  learning  culture  is 

offers  tremendous  versatility,  efficient  resource 

and  functions  of  this  platform  are  especially 

gradually  being  established  by  promoting 

utilization,  ergonomics  and  the  integration  of 

tailored  to  meet  the  high  demands  of  this  seg-

training  in  the  vocational  groups.  The  specialists 

customers  and  business  partners  in  operational 

ment. This platform enables high  synergies to be 

are  actively  involved  in  the  teaching  process  by 

processes throughout the entire value chain. 

achieved  particularly  between  the  Audi,  Porsche 

passing  on  their  skills  and  knowledge  to  their 

and Bentley brands. 

colleagues. 

Liquefied Natural Gas (LNG) 

LNG is needed so that natural gas engines can be 

Rating 

Zero-Emissions Vehicle (ZEV) 

used in long-distance trucks and buses, since this 

Systematic  assessment  of  companies  in  terms  of 

Vehicles  that  operate  without  exhibiting  any 

is  the  only  way  of  achieving  the  required  energy 

their  credit  quality.  Ratings  are  expressed  by 

harmful  emissions 

from  combustion  gases. 

density. 

means  of  rating  classes,  which  are  defined 

Examples  of  zero-emissions  vehicles 

include 

differently by the individual rating agencies. 

purely  battery-powered  electric  vehicles  (BEV)  or 

fuel cell vehicles. 

 
Additional Information 

Glossary

367

Capitalization ratio 

Return on equity before tax 

The  capitalization  ratio  is  defined  as  the  ratio  of 

The  return  on  equity  shows  the  ratio  of  profit  before 

capitalized  development  costs  to  total  research  and 

tax  to  average  shareholders’  equity  of  a  period, 

development  costs  in  the  Automotive  Division.  It 

expressed  as  a  percentage.  It  reflects  the  company’s 

shows  the  proportion  of  primary  research  and  devel-

profitability  per  share  and  indicates  the  interest  rate 

opment costs subject to capitalization. 

earned on equity. 

Distribution ratio 

Return on sales before tax 

The  distribution  ratio  is  the  ratio  of  total  dividends 

The return on sales is the ratio of profit before tax to 

attributable  to  ordinary  and  preferred  shares  to 

sales revenue in a period, expressed as a percentage. It 

earnings  after  tax  attributable  to  the  shareholders  of 

shows  the  level  of  profit  generated  for  each  unit  of 

Volkswagen  AG.  The  distribution  ratio  provides  infor-

sales  revenue.  The  return  on  sales  provides  infor-

mation on how earnings are distributed.  

mation  on  the  profitability  of  all  business  activities 

before deducting income tax expense. 

Dividend yield 

The dividend yield is  the ratio of the dividend for  the 

Tax rate 

reporting  year  to  the  closing  price  per  share  class  on 

The  tax  rate  is  the  ratio  of  income  tax  expense  to 

the last trading day of the reporting year; it represents 

profit before tax, expressed in percent. It shows what 

the  interest  rate  earned  per  share.  The  dividend  yield 

percentage of the profit generated has to be paid over 

is  used  in  particular  for  measuring  and  comparing 

as tax. 

shares. 

Equity ratio 

The  equity  ratio  measures  the  percentage  of  total 

assets  attributable  to  shareholders’  equity  as  of  a 

reporting  date.  This  ratio  indicates  the  stability  and 

financial  strength  of  the  company  and  shows  the 

degree of financial independence. 

Gross margin 

Gross  margin  is  the  percentage  of  sales  revenue 

attributable  to  gross  profit  in  a  period.  Gross  margin 

provides  information  on  profitability  net  of  cost  of 

sales.  

Price-earnings ratio 

The  price-earnings  ratio  is  calculated  by  dividing  the 

share  price  per  share  class  at  the  end  of  the  year  by 

the earnings per share. It reflects a company’s profita-

bility per share; a comparison over several years shows 

how its performance has developed over time.  

 
Scheduled Dates 2021

F I N A N C I A L   C A L E N D E R

March 16
Volkswagen AG Annual Media Conference 
and Investor Conference

May 6
Interim Report January – March

July 29 
Half-Yearly Financial Report

October 28
Interim Report January – September

Contact Information

PUBLISHED BY
Volkswagen AG
Group Financial Publications, Letterbox 1848  
38436 Wolfsburg, Germany 
Phone + 49 (0) 5361 9-0 
Fax + 49 (0) 5361 9-28282

This annual report is published in English and German. 
Both versions of the report are available on the Internet
at www.volkswagenag.com/ir.
The German version is legally binding.

I NVE STOR  RE L ATI ON S
Volkswagen AG
Investor Relations, Letterbox 1849 
38436 Wolfsburg, Germany 
E-mail investor.relations@volkswagen.de 
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