Washington Trust Bancorp: A Bank Holding Company Offering a Range of Financial Services Washington Trust Bancorp, Inc. is a bank holding company that operates through The Washington Trust Company of Westerly. Founded in 1800, the company provides various banking and financial services to both individuals and businesses. It operates in two primary segments: Commercial Banking and Wealth Management Services. The Commercial Banking segment offers customers an array of deposit accounts, including interest-bearing and noninterest-bearing demand deposits, NOW and savings accounts, money market and retirement deposit accounts, and time deposits. It also provides various commercial and retail lending products such as commercial real estate loans, commercial mortgages, construction loans, commercial and industrial loans, residential real estate loans, and consumer loans. Additionally, the segment provides a suite of cash management services, including debit card, automated teller machine, telephone banking, internet banking, and mobile banking, among others. On the other hand, the Wealth Management Services segment provides investment management and financial planning, personal trust and estate services, and institutional trust services such as custody and fiduciary services. The company serves both personal and institutional clients and also operates as a licensed broker-dealer. It also offers variable annuities and college savings plans. Washington Trust Bancorp, Inc. has its headquarters in Westerly, Rhode Island, and has been serving customers for over two centuries.