The Western Union Company, a global money movement and payment services provider, is divided into two main segments: Consumer-to-Consumer and Business Solutions. Through the Consumer-to-Consumer segment, the company offers international and intra-country money transfers via retail agent locations, websites, and mobile devices. Meanwhile, the Business Solutions segment deals with payment and foreign exchange solutions, catering to small and medium size enterprises, organizations, and individuals. These transactions usually involve cross-border and cross-currency transfers, as well as foreign currency forward and option contracts. Additionally, Western Union provides other services like bill payment, money orders, and more. Established in 1851, the company is headquartered in Denver, Colorado.