X Financial, a personal finance service provider in the People's Republic of China, has made a name for itself as an online marketplace that connects borrowers and investors. The company offers a range of loan products, including the Xiaoying credit loan, comprising of the Xiaoying card loan, Xiaoying preferred loan, and Xiaoying revolving loan, catering specifically to small business owners. To provide further support, X Financial also offers a product for property owners - the Xiaoying housing loan, which aims to provide home equity financing. Additionally, the company offers investment products, facilitated through its Xiaoying wealth management platform, such as loans, money market accounts, and insurance products. The company also provides loan facilitation services to other platforms. X Financial was founded in 2014, and its headquarters is located in Shenzhen, the People's Republic of China.