Quarterlytics / Real Estate / Real Estate - Development / Xinyuan Real Estate Co Ltd

Xinyuan Real Estate Co Ltd

xin · NYSE Real Estate
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Industry Real Estate - Development
Employees 1001-5000
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FY2021 Annual Report · Xinyuan Real Estate Co Ltd
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Table of Contents

(Mark One)

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 20-F

☐

☒

☐

☐

REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934

OR

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For The Fiscal Year Ended December 31, 2021.

OR

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

OR

SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Date of event requiring this shell company report

Commission file number: 001-33863

XINYUAN REAL ESTATE CO., LTD.
(Exact name of Registrant as specified in its charter)
N/A
 (Translation of Registrant’s name into English)
Cayman Islands
(Jurisdiction of incorporation or organization)
27/F, China Central Place, Tower II
79 Jianguo Road, Chaoyang District
Beijing 100025
People’s Republic of China
(Address of principal executive offices)
Yu (Brian) Chen
Xinyuan Real Estate Co., Ltd.
27F, China Central Place, Tower II,
79 Jianguo Road, Chaoyang District
Beijing 100025
People’s Republic of China
Tel: (86-10) 8588-9255
Fax: (86-10) 8588-9300
Email: irteam@xyre.com
(Name, Telephone, E-mail and/or Facsimile number and Address of Company Contact Person)

Securities registered or to be registered pursuant to Section 12(b) of the Act:

Title of Each Class
American Depositary Shares, each representing two common
shares, par value US$0.0001 per share

    Trading Symbol(s)

    Name of Each Exchange on Which Registered

XIN

New York Stock Exchange

Securities registered or to be registered pursuant to Section 12(g) of the Act:

Securities for which there is a reporting obligation pursuant to Section 15(d) of the Act:

None
(Title of Class)

None
(Title of Class)

Indicate the number of outstanding shares of each of the Issuer’s classes of capital or common stock as of the close of the period covered by the annual report.

107,757,721 common shares, par value US$0.0001 per share, as of December 31, 2021.

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.

☐ Yes ☒ No

If this report is an annual or transition report, indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or 15(d) of the Securities

Exchange Act of 1934.

☐ Yes ☒ No

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Note - Checking the box above will not relieve any registrant required to file reports pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 from

their obligations under those Sections.

Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the
preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90
days.

☒ Yes ☐ No

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation

S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).

☒ Yes ☐ No

Indicate  by  check  mark  whether  the  registrant  is  a  large  accelerated  filer,  an  accelerated  filer,  a  non-accelerated  filer,  or  an  emerging  growth  company.  See

definitions of “large accelerated filer,” “accelerated filer,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer ☐

Accelerated filer ☐

Non-accelerated filer ☒
Emerging growth company ☐

If an emerging growth company that prepares its financial statements in accordance with U.S. GAAP, indicate by check mark if the registrant has elected not to use

the extended transition period for complying with any new or revised financial accounting standards† provided pursuant to Section 13(a) of the Exchange Act. ☐

The  term  “new  or  revised  financial  accounting  standard”  refers  to  any  update  issued  by  the  Financial  Accounting  Standards  Board  to  its  Accounting  Standards

Codification after April 5, 2012.

Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control over
financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report.
☒

Indicate by check mark which basis of accounting the registrant has used to prepare the financial statements included in this filing:

U.S. GAAP ☒

International Financial Reporting Standards as issued by the International Accounting Standards Board   ☐

Other   ☐

If “Other” has been checked in response to the previous question, indicate by check mark which financial statement item the registrant has elected to follow.

If this is an annual report, indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).

☐ Item 17 ☐ Item 18

☐ Yes ☒ No

(APPLICABLE ONLY TO ISSUERS INVOLVED IN BANKRUPTCY PROCEEDINGS DURING THE PAST FIVE YEARS)

Indicate by check mark whether the registrant has filed all documents and reports required to be filed by Sections 12, 13 or 15(d) of the Securities Exchange Act of

1934 subsequent to the distribution of securities under a plan confirmed by a court.

☐ Yes ☐ No

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EXPLANATORY NOTE

PART I

TABLE OF CONTENTS

ITEM 1

IDENTITY OF DIRECTORS, SENIOR MANAGEMENT AND ADVISERS

ITEM 2

OFFER STATISTICS AND EXPECTED TIMETABLE

ITEM 3

KEY INFORMATION

A.

B.

C.

D.

[Reserved]

Capitalization and Indebtedness

Reasons for the Offer and Use of Proceeds

Risk Factors

ITEM 4

INFORMATION ON THE COMPANY

A.

B.

C.

D.

History and Development of the Company

Business Overview

Organizational Structure

Property, plant and equipment

ITEM 4A. UNRESOLVED STAFF COMMENTS

ITEM 5

OPERATING AND FINANCIAL REVIEW AND PROSPECTS

A.

B.

C.

D.

E.

Operating Results

Liquidity and Capital Resources

Research and Development, Patent and Licenses, etc.

Trend Information

Critical Accounting Estimates

ITEM 6

DIRECTORS, SENIOR MANAGEMENT AND EMPLOYEES

A.

B.

C.

D.

Directors and Senior Management

Compensation

Board Practices

Employees

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5

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E.

Share Ownership

ITEM 7

MAJOR SHAREHOLDERS AND RELATED PARTY TRANSACTIONS

A.

B.

C.

Major Shareholders

Related Party Transactions

Interests of Experts and Counsel

ITEM 8

FINANCIAL INFORMATION

A.

B.

Consolidated Statements and Other Financial Information

Significant Changes

ITEM 9

THE OFFER AND LISTING

A.

B.

C.

D.

E.

F.

Offer and Listing Details

Plan of Distribution

Markets

Selling Shareholders

Dilution

Expenses of the Issue

ITEM 10

ADDITIONAL INFORMATION

A.

B.

C.

D.

E.

F.

G.

H.

I.

Share Capital

Memorandum and Articles of Association

Material Contracts

Exchange Controls

Taxation

Dividends and Paying Agents

Statement by Experts

Documents on Display

Subsidiary Information

ITEM 11

QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

ITEM 12

DESCRIPTION OF SECURITIES OTHER THAN EQUITY SECURITIES

ii

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PART II

ITEM 13

DEFAULTS, DIVIDEND ARREARAGES AND DELINQUENCIES

ITEM 14 MATERIAL MODIFICATIONS TO THE RIGHTS OF SECURITY HOLDERS AND USE OF PROCEEDS

ITEM 15

CONTROLS AND PROCEDURES

ITEM 16A. AUDIT COMMITTEE FINANCIAL EXPERT

ITEM 16B. CODE OF ETHICS

ITEM 16C. PRINCIPAL ACCOUNTANT FEES AND SERVICES

ITEM 16D. EXEMPTIONS FROM THE LISTING STANDARDS FOR AUDIT COMMITTEES

ITEM 16E. PURCHASES OF EQUITY SECURITIES BY THE ISSUER AND AFFILIATED PURCHASERS

ITEM 16F. CHANGE IN REGISTRANT’S CERTIFYING ACCOUNTANT

ITEM 16G. CORPORATE GOVERNANCE

ITEM 16H. MINE SAFETY

ITEM 16I. DISCLOSURE REGARDING FOREIGN JURISDICTIONS THAT PREVENT INSPECTIONS

PART III

ITEM 17

FINANCIAL STATEMENTS

ITEM 18

FINANCIAL STATEMENTS

ITEM 19

EXHIBITS

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161

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EXPLANATORY NOTE

Annual Report for 2020

The filing of the annual report for 2020 was delayed because we required additional time to review certain transactions that Xinyuan's former

auditor Ernst & Young Hua Ming LLP, or EY, identified as potential related party transactions.

In order to develop this information, the Board of Directors directed the Audit Committee to review these transactions. The Audit Committee
engaged  the  accounting  firm,  KPMG  Advisory  (China)  Limited,  or  KPMG,  and  the  law  firm,  Quinn  Emanuel  Urquhart  &  Sullivan,  LLP,  or  Quinn
Emanuel, to assist the Audit Committee with an internal review of these transactions, or the Internal Review.

The Internal Review took approximately six months. As part of the Internal Review, KPMG and Quinn Emanuel: (i) reviewed the Company's
policies  and  procedures  regarding  internal  controls  and  related  party  transactions;  (ii)  reviewed  relevant  transactional  records;  (iii)  independently
obtained and reviewed bank account lists and bank transaction records for certain third parties and reconciled those records with the Company's books
and records; (iv) conducted an e-mail and document review; (v) conducted site visits; (vi) conducted interviews with our employees and certain relevant
third-parties; and (vii) tested additional sample bank transactions under a risk-based approach. In conducting the Internal Review, the Internal Review
Team regularly received and incorporated input from EY and the Audit Committee.

The Internal Review was completed in September 2021. It concluded that there was no direct evidence that the Company engaged in improper
related  party  transactions.  EY,  however,  does  not  believe  the  matters  have  been  fully  resolved  to  its  satisfaction.  As  a  result,  EY  resigned  as  the
Company's external auditors. Accordingly, the Company's financial statements as of and for the two years ended December 31, 2020 have been audited
by Union Power HK CPA Limited, or Union Power, as further described in Item 16 herein.

The Internal Review did not identify any material weaknesses in the Company's internal controls. Nonetheless, following the Internal Review,

the Audit Committee recommended that the Company engage in remedial efforts to enhance the Company's transactional review process.

We filed our annual report on Form 20-F for 2020 on March 8, 2022.

Annual Report for 2021

We were unable to timely file our Form 20-F annual report for 2021 because Union Power required additional time to complete the audited
financial statements. Union Power had less time than it typically would have to complete the audit because of the delayed filing of our annual report for
2020.

Furthermore, Union Power's work was disrupted by the quarantine measures put in place by the Shanghai municipal government as a result of
the COVID-19 resurgence in Shanghai in late March and early April 2022, which affected the majority of Union Power's workforce. The on-site audit of
our significant investments and the procedures to obtain certain banks’ confirmation letters were delayed.

The quarantine measures in Shanghai were gradually lifted since early June 2022 and Union Power was able to resume in-person operation.

INTRODUCTION

Unless otherwise indicated and except where the context otherwise requires, references in this annual report on Form 20-F to:

●

●

“we,” “us,” “our company,” “the Company” “our,” “the Group” or “Xinyuan” refers to Xinyuan Real Estate Co., Ltd., its predecessor
entities and its subsidiaries;

“shares” or “common shares” refers to our common shares, par value US$0.0001 per share;

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●

●

●

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“ADSs” refers to our American depositary shares, each of which represents two common shares, and “ADRs” refers to the American
depositary receipts that evidence our ADSs;

“China” or “PRC” refers to the People’s Republic of China, excluding, for the purposes of this Form 20-F only, Taiwan, Hong Kong
and Macau;

“U.S.” or “United States” refers to the United States of America;

“GFA” refers to gross floor area. The amounts for “total GFA” in this annual report are the amounts of total saleable residential and
commercial GFA and are derived on the following basis:

for properties that are sold, the stated GFA is based on the sales contracts relating to such property; GFA may be adjusted based on
final examination upon delivery of the property;

●

●

for  unsold  properties  that  are  completed  or  under  construction,  the  stated  GFA  is  calculated  based  on  the  detailed
construction  blueprint  and  the  calculation  method  approved  by  the  PRC  government  for  saleable  GFA,  after  necessary
adjustments; and

for properties that are under planning, the stated GFA is based on the land grant contract and our internal projection;

“RMB” or “Renminbi” refers to the legal currency of China and “US$” or “U.S. dollars” refers to the legal currency of the United
States; and

“sq.m” refers to square meters used as unit of area.

At present, there is no uniform standard to categorize the different types and sizes of cities in China. In this annual report, we refer to certain
larger  and  more  developed  cities  as  tier  I,  tier  II  and  tier  III  cities  based  on  the  categorization  developed  by  China  Business  Network  Co.,  Ltd.,  a
financial media group. Their ranking system relies on commercial data from over 170 brands, customer behavior data from 19 internet companies, as
well as big data from relevant statistics institutions.

Facts and statistics in this annual report relating to China, the Chinese economy and the China property development industry are sourced from
various  publicly  available  government  and  official  sources,  as  indicated  herein  and  may  include  projections  based  on  a  number  of  assumptions.  We
believe that the sources of this information are appropriate sources for such information. However, we cannot independently verify such information.
Further, if one or more of the assumptions underlying the market data turn out to be incorrect, the actual results may differ from the projections based on
these assumptions.

This annual report includes our audited consolidated financial statements for the years ended December 31, 2019, 2020 and 2021. Our financial
statements and other financial data included in this annual report are presented in U.S. dollars. Our business and operations are primarily conducted in
China through our PRC subsidiaries. The functional currency of our PRC subsidiaries is RMB. The functional currency of our U.S. subsidiaries is the
U.S. dollar. The financial statements of our PRC subsidiaries are translated into U.S. dollars, using published exchange rates in China, based on (i) year-
end exchange rates for assets and liabilities and (ii) average yearly exchange rates for revenues and expenses. Capital accounts are translated at historical
exchange  rates  when  the  transactions  occurred.  The  effects  of  foreign  currency  translation  adjustments  are  included  as  a  component  of  accumulated
other comprehensive income in our shareholders’ equity. We make no representation that any RMB or U.S. dollar amounts could have been, or could be,
converted into U.S. dollar or RMB, as the case may be, at any particular rate or at all.

The  RMB  is  not  freely  convertible  into  foreign  currency.  The  PRC  government  imposes  control  over  its  foreign  currency  reserves  in  part
through direct regulation of the conversion of the RMB into foreign exchange and through restrictions on foreign trade. Since 2005, the People's Bank of
China, or the PBOC, has allowed the RMB to fluctuate within a narrow and managed band against a basket of foreign currencies, according to market
demand and supply conditions.

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Our common shares are traded on the New York Stock Exchange, or the NYSE, in the form of ADSs under the symbol “XIN.” Each ADS

represents two common shares. The closing price of our ADSs on the NYSE as of July 27, 2022 was US$0.72 per ADS.

FORWARD-LOOKING STATEMENTS

This annual report contains forward-looking statements that involve risks and uncertainties. All statements other than statements of historical
facts  are  forward-looking  statements.  These  statements  involve  known  and  unknown  risks,  uncertainties  and  other  factors  that  may  cause  our  actual
results, performance or achievements to be materially different from those expressed or implied by the forward-looking statements.

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You can identify these forward-looking statements by words or phrases such as “may,” “will,” “expect,” “is expected to,” “anticipate,” “aim,”
“estimate,” “intend,” “plan,” “believe,” “potential,” “continue,” “is/are likely to” or other similar expressions or negatives of such expressions. These
forward-looking statements include, among others, statements about:

●

●

●

●

our anticipated growth strategies;

our future business development, results of operations and financial condition;

our expectations with respect to our ability to acquire adequate suitable land use rights for future development; and

our belief with respect to market opportunities in, and growth prospects of, our target markets.

We have based these forward-looking statements largely on our current expectations and projections about future events and financial trends
that  we  believe  may  affect  our  financial  condition,  results  of  operations,  business  strategy  and  financial  needs.  However,  a  number  of  known  and
unknown risks, uncertainties and other factors could affect the accuracy of these statements. Among the important factors to consider in evaluating our
forward-looking statements are:

●

●

●

●

●

●

●

●

●

●

●

●

our ability to continue to implement our business model successfully;

our ability to secure adequate financing for our project developments;

our ability to successfully sell or complete our property projects under construction and planning;

our ability to enter into new geographic markets or new lines of business and expand our operations;

the marketing and sales ability of our third-party sales agents;

the performance of our third party contractors;

laws, regulations and policies relating to real estate developers and the real estate industry in the markets in which we operate;

our ability to obtain permits and licenses to carry on our business in compliance with applicable laws and regulations;

competition from other real estate developers;

the growth of the real estate industry in the markets in which we operate;

fluctuations in general economic and business conditions in the markets in which we operate, including the impact of the COVID-19
pandemic and future pandemics; and

volatility  of  the  trading  price  of  our  ADSs  and  risks  associated  with  our  ADSs  if  the  trading  price  remains  below  US$1.00  for  30
consecutive trading days or more.

You should read thoroughly this annual report and the documents that we refer to herein with the understanding that our actual future results
may be materially different from and/or worse than what we expect. We qualify all of our forward-looking statements by these cautionary statements.
Other sections of this annual report include additional factors which could adversely impact our business and financial performance, including the risks
outlined under “Item 3. Key Information — D. Risk Factors.” Moreover, we operate in an evolving environment. New risk factors emerge from time to
time and it is not possible for our management to predict all risk factors, nor can we assess the impact of all factors on our business or the extent to
which any factor, or combination of factors, may cause actual results to differ materially from those contained in any forward-looking statement.

You  should  not  rely  upon  forward-looking  statements  as  predictions  of  future  events.  The  forward-looking  statements  made  in  this  annual
report relate only to events or information as of the date on which the statements are made in this annual report. We undertake no obligation to update or
revise any forward-looking statements, whether as a result of new information, future events or otherwise, except as otherwise required by applicable
securities laws.

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ITEM 1 IDENTITY OF DIRECTORS, SENIOR MANAGEMENT AND ADVISERS

Not Applicable.

ITEM 2 OFFER STATISTICS AND EXPECTED TIMETABLE

PART I

Not Applicable.

ITEM 3 KEY INFORMATION

A.

B.

[Reserved]

Capitalization and Indebtedness

Not Applicable.

C.

Reasons for the Offer and Use of Proceeds

Not Applicable.

D.

Risk Factors

Risks Related to Our Business

We are a holding company that depends on dividend payments from our subsidiaries for funding.

We  are  a  holding  company  established  in  the  Cayman  Islands  and  operate  most  of  our  business  and  operations  through  our  subsidiaries  in
China. Our ability to pay dividends to our shareholders and to service our indebtedness outside of China depends significantly upon dividends that we
receive  from  our  subsidiaries  in  China.  To  the  extent  our  U.S.,  Malaysia  and  UK  operations  continue  to  grow,  we  may  in  the  future  also  depend  on
dividends from our U.S., Malaysia and UK subsidiaries. If our subsidiaries incur indebtedness or losses, such indebtedness or losses may impair their
ability  to  pay  dividends  or  other  distributions  to  us.  As  a  result,  our  ability  to  pay  dividends  and  to  service  our  indebtedness  will  be  restricted.
Regulations in China currently permit payment of dividends only out of accumulated after-tax profits upon satisfaction of relevant statutory conditions
and procedures, if any, determined in accordance with Chinese accounting standards and regulations. Each of our PRC subsidiaries, including wholly
foreign-owned enterprises and domestic companies, is required to set aside at least 10.0% of its after-tax profits each year, if any, to fund certain reserve
funds until the cumulative amount of such reserves reaches 50.0% of its respective registered capital and, with the approval of a shareholder meeting or
general shareholder meeting, a PRC subsidiary may set aside a certain amount of after-tax profits to its discretionary general reserves. As of December
31, 2021, our statutory reserves amounted to US$178.5 million. Our statutory reserves are not distributable as cash dividends. Dividends paid by the
PRC subsidiaries may also be subject to PRC withholding tax. In addition, restrictive covenants in bank credit facilities, bonds, other long-term debt
agreements, joint venture agreements or other agreements that we or our subsidiaries currently have or may enter into in the future may also restrict the
ability of our subsidiaries to pay dividends or make other distributions to us and our ability to receive distributions. Therefore, these restrictions on the
availability and usage of our major source of funding may impact our ability to pay dividends to our shareholders and to service our indebtedness.

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Our business and prospects are heavily dependent on and may be adversely affected by the performance of the PRC property markets, particularly in
Zhengzhou.

Our business and prospects depend on the performance of the PRC property market. As of December 31, 2021, we had a total of 102 property
projects covering 20 cities in China at various stages of development. We intend to continue to enhance our presence in targeted high growth cities in
China. These property markets may be affected by local, regional, national and global factors, including economic and financial conditions, speculative
activities in local markets, demand for and supply of properties, investor confidence, availability of alternative investment choices for property buyers,
inflation, government policies, interest rates and availability of capital. Any market downturn in China generally or in cities in which we have or expect
to  have  operations  may  materially  and  adversely  affect  our  business,  financial  condition  and  results  of  operations.  Moreover,  any  oversupply  of
properties or potential decline in demand for or prices of properties in these cities could also have a material adverse impact on us. In particular, the PRC
property market is affected by the recent slowdown of China’s economic growth. There have been increasing concerns over the sustainability of the real
estate  market  growth  in  China.  Any  slowdown  in  the  PRC’s  economic  development  could  lead  to  tighter  credit  markets,  increased  market  volatility,
sudden drops in business and consumer confidence and dramatic changes in business and consumer behaviors. In response to their perceived uncertainty
in economic conditions, consumers might delay, reduce or cancel purchases of homes, and our homebuyers may also defer, reduce or cancel purchases
of our units. We have experienced volatilities in demand from time to time in the recent years due to the strict mortgage policy and other measures taken
by the PRC government to slow down the rapid increase in housing prices. To the extent any fluctuations in the Chinese economy significantly affect
homebuyers’  demand  for  our  units  or  change  their  spending  habits,  our  results  of  operations  may  be  materially  and  adversely  affected.  The  PRC
economy  also  faces  challenges  in  the  short  to  medium  term.  Continued  turbulence  in  the  international  markets  and  prolonged  declines  in  consumer
spending, including home purchases, as well as any slowdown of economic growth in China, may adversely affect our liquidity and financial condition.

We experienced net losses of US$67.5 million and US$413.3 million in 2020 and 2021, respectively. We may continue to incur losses  in the
future.  The  accompanying  consolidated  financial  statements  have  been  prepared  assuming  that  we  will  continue  as  a  going  concern.  Our    ability  to
continue as a going concern depends on our ability to generate cash flows from operations and to arrange adequate financing arrangements to support
our working capital requirements. There is material uncertainty associated with our ability to continue as a going concern.  See "Item 5. Operating and
Financial Review and Prospects - B. Liquidity and Capital Resources."

Our business requires access to substantial financing. Our failure to obtain adequate financing in a timely manner could severely adversely restrict our
ability to complete existing projects, expand our business, or repay our obligations and affect our financial performance and condition.

Our property development business is capital intensive. To date, we have funded our operations primarily through bank borrowings, proceeds
from sales and pre-sale of our properties and proceeds from issuance of equity and debt securities. We obtain commercial bank financing for our projects
through credit lines extended on a case-by-case basis. Our ability to secure sufficient financing for land use rights acquisition and property development
and repayment of our existing onshore and offshore debt obligations depends on a number of factors that are beyond our control, including lenders’
perceptions of our creditworthiness, sufficiency of collateral, if any, market conditions in the capital markets, investors’ perception of our securities, the
PRC economy and PRC government regulations that affect the availability and cost of financing for real estate companies or property purchasers.

Since 2003, PRC commercial banks have been prohibited, under the guidelines of the PBOC, from advancing loans to fund the payment of land
use rights. We generate significant cash flow through pre-sale, which are subject to government restrictions. In particular, PRC regulations on the pre-
sale of properties generally provide that the proceeds from the pre-sale of a real estate project may only be used for the construction of such project. Any
additional potential government restrictions on pre-sale could significantly increase our financing needs. Moreover, our ability to move cash through
inter-company transfers or transfer funds from onshore subsidiaries to our offshore parent company is limited by PRC government regulations, which
limits our ability to use excess cash resources in one subsidiary to fund the obligations of another subsidiary or our offshore parent company. In addition,
reserve requirement applicable to PRC commercial banks generally limit, and any increases in such reserve requirements could further limit, the amount
of commercial bank credit available to businesses in China, including us.

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Furthermore, various other PRC regulations restrict our ability to raise capital through external financing and other methods, including, without

limitation, the following:

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●

●

●

●

we cannot borrow from a PRC bank for a particular project if we do not have the land use rights certificate for that project;

we cannot pre-sell uncompleted residential units in a project prior to achieving certain development milestones specified in related
regulations;

we cannot borrow from a PRC bank for a particular project unless we fund at least 35% of the total investment amount of that project
from our own capital;

property  developers  are  strictly  restricted  from  using  the  proceeds  from  a  loan  obtained  from  a  local  bank  to  fund  property
developments outside the region where that bank is located; and

PRC banks are prohibited from accepting properties that have been vacant for more than three years as collateral for loans.

On February 13, 2017, the Asset Management Association of China issued the Administrative Rules for the Filing of Private Equity and Asset
Management  Plans  by  Securities  and  Futures  Institutions  No.  4  —  Investment  in  Real  Estate  Developers  and  Projects  by  Private  Equity  and  Asset
Management Plans, or Rule 4. Rule 4 provides that the Asset Management Association of China will temporarily suspend accepting any private equity
and asset management plan which makes a direct or indirect investment in any ordinary residential property project located in specified cities where the
property prices are considered to have risen too fast, including Beijing, Shanghai, Guangzhou, Suzhou, Tianjin, Wuhan, Zhengzhou, Jinan and Chengdu,
where the Company operates. In addition, a private equity and asset management plan may not be used to finance any real estate developer, whether in
the form of bank entrusted loans, trust plans or transfers of beneficial interests in assets, for the purpose of acquiring land use rights or supplementing
working capital.

On  August  20,  2020,  PBOC  and  Ministry  of  Housing  and  Urban-Rural  Development,  or  the  MOHURD,  jointly  held  a  conference  with  12
major real estate development companies in China. At the conference, PBOC and MOHURD proposed a pilot plan to regulate the financing activity of
real estate development companies. The pilot plan sets three goals for real estate development companies: the debt asset ratio will not exceed 70% after
deducting advance proceeds from projects sold; net debt to equity ratio will not exceed 100%; and the ratio of balance of cash and cash equivalent to
short-term borrowings will be at least 1. Based on the number of goals completed, the upper limit of annual growth rate of interest-bearing liabilities of a
real  estate  development  company  varies  from  5%  to  15%.  The  pilot  plan  was  supposed  to  become  a  formal  policy  in  2021,  nevertheless,  the
governmental authority has not issued any relevant regulations or policies.

On December 31, 2020, PBOC and China Banking and Insurance Regulatory Commission, or CBIRC, collectively issued the Notice on the
Establishment of a Concentration Administration System for Real Estate Loans from Banking Financial Institutions, or 2021 Notice, which took effect
on January 1, 2021. The 2021 Notice divides all Chinese-funded banks into five (5) levels and sets different limitation on banks in different levels to
provide real estate loans. For example, the amount of outstanding real estate loans of a bank in Level 1 must not account for more than 40% of its total
outstanding  RMB  loans,  while  the  amount  of  outstanding  real  estate  loans  of  a  bank  in  Level  5  must  not  account  for  more  than  12.5%  of  its  total
outstanding loans denominated in RMB.

While the PRC government adopted or adjusted the measures mentioned above and may adopt or adjust other measures in the future seeking to
support  healthy  development  of  the  residential  real  estate  market  in  China,  the  government  policies  significantly  impacted  the  residential  real  estate
market in the past year. For example, a few real estate developers, such as China Evergrande Group, Kaisa Group Holdings Ltd. and Yango Group Co.
and  us,  have  experienced  decreasing  transaction  volumes  in  the  Chinese  residential  real  estate  market,  closing  of  certain  financing  opportunities  and
significant challenges and pressure on short-term liquidity in 2021. We cannot assure you that the PRC government will not adopt additional and more
stringent industry policies, regulations and measures in the future, nor can we assure you when or whether the existing policies and regulations will be
eased or reversed, or otherwise enhanced to some extent in their implementations. If the policies remain unchanged or become more restrictive, they
may  continue  affecting  the  growth  rate  of  the  Chinese  residential  real  estate  market,  some  of  which  may  cause  a  decline  in  transaction  volumes  and
average selling prices, prevent developers from raising the capital they need, increase developers’ costs to start new projects and increase the burdens on
developers to secure financing on favorable terms or at all. In addition, the slowdown of China's economic growth as well as the

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housing  market  may  result  in  the  banks  and  other  financial  institutions  becoming  more  cautious  in  their  lending  activities,  and  therefore  adversely
impact our ability to secure financing. As a result, our business and results of operations may be materially and adversely affected.

In the United States, we currently have three development projects in the Brooklyn, Manhattan and Queens boroughs of New York City. Pre-
sale proceeds (i.e., deposits and other sales proceeds received before the conveyance of title to the buyer) cannot be used to finance project construction
under local laws and regulations applicable to the New York projects, so we are financing their development through internal funds and bank loans,
causing us to utilize more of our own funds to undertake larger construction debt obligations and to bear higher borrowing costs.

As of December 31, 2021, our contractual obligations amounted to US$4,217.0 million, primarily arising from contracted construction costs or

other capital commitments for future property developments and debt obligations. Of this amount, US$2,522.8 million was due within one year.

There can be no assurance that our internally generated cash flow and external financing will be sufficient for us to meet our contractual and
financing obligations in a timely manner. Due to the current measures imposed by the PRC government (as well as other measures that may be imposed
in the future) which limit our access to additional capital, as well as restrictions imposed on our conduct under existing debt arrangements, we cannot
assure you that we will be able to obtain sufficient funding to finance intended purchases of land and land use rights, develop future projects or meet
other capital needs as and when required at a commercially reasonable cost or at all. Our failure to obtain adequate financing in a timely manner and on
reasonable terms could severely adversely (1) restrict our ability to complete existing projects, expand our business, or repay our obligations and (2)
affect our cash flow, liquidity, financial performance and condition.

We are subject to certain restrictive covenants and risks normally associated with debt financing which may limit our ability to take certain corporate
actions, including incurring additional debt, which could materially and adversely affect our business and financial condition.

We  are  subject  to  certain  restrictive  covenants  in  our  loan  agreements  with  certain  commercial  banks.  Certain  loan  agreements  contain
covenants  providing  that,  among  other  matters,  we  or  our  relevant  PRC  operating  subsidiaries  may  not  enter  into  mergers,  joint  ventures  or
restructurings, decrease our registered share capital, transfer material assets, including shares of subsidiaries, engage in material investments, liquidate,
change our shareholding, or distribute dividends without the relevant lenders’ prior written consent or unless we fully settle the outstanding amounts
under the relevant loan agreements. In addition, certain of our loan agreements contain cross-default clauses. If any cross-default occurs, these banks are
entitled to accelerate payment of all or any part of the loan under their relevant loan agreements and to enforce all or any of the security for such loans.
Further,  the  onshore  corporate  bonds  issued  by  Xinyuan  (China)  Real  Estate,  Ltd.,  or  Xinyuan  China,  our  wholly-owned  PRC  subsidiary,  contain
restrictions on certain business activities of Xinyuan China when in default on payment of interest or principal, including, among others, limitations on
distributions of net income, limitations on certain expenditures, or business combination transactions. Our future bank and other borrowings may contain
similar restrictions or cross-default provisions. We did not make payments in full for the June 2022 Senior Secured Notes (as defined below) at maturity
on June 29, 2022. The total amount due and payable, including principal and interests, was RMB545.3 million. See "Item 5. Operating and Financial
Review and Prospects – B. Liquidity and Capital Resources – Debt Securities – Senior Secured Notes."

Our outstanding debt securities also contain certain covenants that restrict our ability to take other corporate actions. The indentures governing
our  senior  secured  notes  contain  covenants  that,  among  other  things,  restrict  our  ability  and  our  restricted  subsidiaries’  abilities  (as  defined  in  the
relevant indenture) to incur additional debt or issue preferred stock, to make certain payments or investments, to pay dividends, to purchase or redeem
capital stock, sell assets, or make certain other payments, subject to certain qualifications and exemptions and satisfaction of certain conditions.

As a result of any such covenants in current or future financing documents, our ability to pay dividends or other distributions on our common
shares and ADSs may be limited. Such covenants may also restrict our ability to raise additional capital in the future through bank borrowings, mortgage
financings,  and  debt  and  equity  issuances  and  may  restrict  our  ability  to  engage  in  some  transactions  that  we  believe  to  be  of  benefit  to  us.  The
occurrence of any of the above events may have a material adverse effect on our business, financial condition and operating results, as well as cash flow
and cash that is available for distributions.

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In  addition,  our  obligations  under  our  senior  secured  notes  are  guaranteed  by  various  of  our  subsidiaries,  and  the  guarantee  by  our  wholly-
owned subsidiary, Xinyuan Real Estate, Ltd., or Xinyuan Ltd, which indirectly holds all of our assets and operations in China, is secured by a pledge of
our shares of the other guarantor subsidiaries subject to limited exceptions. If we default under any of the senior secured notes, the holders thereof may
enforce their claims against those shares. In such an event, the holders of the notes could gain ownership of the shares of Xinyuan Ltd., and, as a result,
own and control all of our subsidiaries in China. We conduct substantially all of our operations in China, and if we default under any of the Notes, we
could lose control or ownership of our assets and operations in China.

If we are unable to manage successfully our expansion into other cities in China, we will not be able to execute our business plan.

A  key  aspect  of  our  historical  business  plan  has  been  to  expand  our  residential  property  development  operations  into  high  growth  cities  in
China, from our initial focus on Zhengzhou. We plan to expand into new cities as suitable opportunities arise. The development of real estate projects in
other cities will impose significant demands on our management and other operational resources. Moreover, we will face additional competition and will
need  to  establish  brand  recognition  and  market  acceptance  for  our  developments  in  these  new  markets.  Each  city  has  its  unique  market  conditions,
customer requirements and local regulations related to the local real estate industry. If we are unable to successfully develop and sell projects outside of
our existing markets, our future growth may be limited and we may not generate adequate returns to cover our investments in these new markets. In
addition, if we expand our operations to other cities with higher land prices, our costs may increase, which may lead to a decrease in our profit margin,
or impairments resulting from land value decreases.

We are in the early stages of expanding into markets outside of China in which we have limited or no development experience and which may require us
to spend significant resources, and there can be no assurance that we will be able to succeed in any such market.

While our primary focus continues to be residential real estate markets in high growth cities in China, we have begun expanding into other
markets on an opportunistic basis. In the US, we currently have a completed project in the Williamsburg neighborhood of Brooklyn, New York, or New
York  Oosten  Project,  an  ongoing  residential  ground-up  development  project  in  Manhattan,  New  York,  and  an  early  stage  project  in  the  Flushing
neighborhood of Queens, New York. Any change in federal income tax laws that increase the effective costs of owning a home would have an adverse
effect on the demand for homes in the United States which could negatively affect any properties we may develop in the United States. In 2014, we
acquired  100%  of  the  shares  of  a  Malaysian  company,  which  owns  offshore  landfill  development  rights  for  a  total  area  of  170  acres  (approximately
687,966 square meters). The reclamation work has been completed as of December 31, 2020. In 2018, we acquired a 50% equity stake in MDL, the
developer  of  the  Amory  Tower  project  (previously  named  as  the  Madison  project),  a  0.38  hectare  (approximately  0.94  acre)  development  located
adjacent to Canary Wharf, in London, United Kingdom. See “Item 4. — Information on the Company — B. Business Overview” for more information
on our projects outside China.

Given  our  limited  experience  in  markets  outside  of  China  market,  it  may  be  difficult  for  us  to  forecast  accurately  our  future  revenues  and
expenses related to existing and future projects in the United States, UK, or Malaysia. Further, locating appropriate future projects in those and other
non-China markets and generating future revenues from such projects may require us to expend significant capital and management resources.

In addition, we may not be able to develop a successful property development business in any given market. Our ability to develop a successful
property developments business in any given market will depend on a number of factors including many outside of our control, such as the status of the
country’s/region’s  economy  in  general  and  in  our  target  markets,  consumer  confidence  levels,  unemployment  levels,  interest  rates  and  the  ability  of
potential purchasers to obtain mortgage financing.

Our  business  is  sensitive  to  the  general  economic  conditions  in  the  countries,  city  and  specific  target  markets  in  which  we  operate.  A  severe  or
prolonged  downturn  in  the  global  economy  generally  and  particularly  in  the  countries  or  regions  in  which  we  have  development  projects  could
materially and adversely affect our revenues and results of operations.

The  real  estate  market  is  sensitive  to  general  economic  conditions,  financial  conditions,  including  interest  rates,  availability  of  capital,
employment  rates,  and  other  economic  and  financial  conditions  in  the  local  market  and  the  broader  region  or  country  as  well  as  global  economic
conditions. Significant downturns and instability in the global economy or in the country and local markets in which we operate or the perception that
they could occur, could depress economic activity and restrict our access to capital. In addition, any such events could negatively affect our customers in
one or more markets, including their access to financing or willingness to engage

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in a major financial transaction, such as purchasing a home. As a result, our business, financial condition and results of operations could be negatively
affected and affect our operations.

In  our  China  markets,  our  results  of  operations,  financial  condition  and  prospects  are  influenced  by  social,  economic,  political  and  legal
developments  in  China.  China's  economy  differs  from  the  economies  of  most  developed  countries  in  many  respects,  including  with  respect  to  the
framework and style of government supervision, level of development, growth rate, control of foreign exchange and allocation of resources. Although
the PRC government has implemented measures emphasizing the utilization of market forces for economic reform, the reduction of state ownership of
productive assets, and the establishment of improved corporate governance in business enterprises, a substantial portion of productive assets in China is
still owned by the government. The PRC government also exercises significant control over China's economic growth through strategically allocating
resources,  controlling  the  payment  of  foreign  currency-denominated  obligations,  setting  monetary  policy  and  providing  preferential  treatment  to
particular industries or companies. While the Chinese economy has experienced significant growth over the past decades, growth has been uneven, both
geographically and among various sectors of the economy. The growth rate of the Chinese economy has gradually slowed since 2010, and the impact of
COVID-19 on the Chinese economy in 2020, 2021 and 2022 is reported to be severe. Any slowdown in China's economic development could lead to
tighter credit markets, increased market volatility, sudden drops in business and consumer confidence and dramatic changes in business and consumer
behaviors.  In  response  to  their  perceived  uncertainty  in  economic  conditions,  consumers  might  delay,  reduce  or  cancel  purchases  of  homes,  and  our
homebuyers may also defer, reduce or cancel purchases of our units. We have experienced volatilities in demand from time to time in the recent years
due to the strict mortgage policy and other measures taken by the PRC government to slow down the rapid increase in housing prices. To the extent any
fluctuations in the Chinese economy significantly affect homebuyers’ demand for our units or change their spending habits, our results of operations
may be materially and adversely affected.

The PRC economy also faces challenges in the short to medium term. Continued turbulence in the international markets and prolonged declines
in  consumer  spending,  including  home  purchases,  as  well  as  any  slowdown  of  economic  growth  in  China,  may  adversely  affect  our  liquidity  and
financial condition.

Our  US  property  developments  are  sensitive  to  the  general  economic  conditions  in  the  United  States  and  the  condition  of  the  U.S.  housing
market in particular. The U.S. housing industry is highly cyclical and is significantly affected by changes in industry conditions, as well as in global and
local  economic  conditions,  such  as  changes  in  employment  and  income  levels,  availability  of  financing  for  buyers,  interest  rates,  levels  of  new  and
existing  homes  for  sale  demographic,  trends  and  housing  demand.  Deterioration  in  industry  conditions  in  the  United  States  or  in  broader  economic
conditions could have additional material adverse effects on our business expansion in the United States and financial results.

There  have  been  significant  changes  and  proposed  changes  to  the  U.S.  trade  policies,  treaties,  tariffs  and  taxes,  including  trade  policies  and
tariffs regarding China, which have created significant uncertainty about the future relationship between the United States and China, as well as other
countries, including with respect to the trade policies, treaties, government regulations and tariffs that could apply to trade with those countries.

We may be unable to acquire desired development sites at commercially reasonable costs.

Our revenue depends on the completion and sale of our projects, which in turn depends on our ability to acquire development sites. Our land
costs are a major component of our cost of real estate sales and increases in such costs could diminish our gross margin. In China, the PRC government
controls the supply of land and regulates land sales and transfers in the secondary market. As a result, the policies of the PRC government, including
those related to land supply and urban planning, affect our ability to acquire, and our costs of acquiring, land use rights for our projects. In recent years,
the PRC government has introduced various measures attempting to moderate investment in the property market in China. Although we believe that
these measures are generally targeted at the luxury property market and speculative purchases of land and properties, we cannot assure you that the PRC
government will not introduce other measures in the future that would adversely affect our ability to obtain land for development. We currently acquire
our development sites primarily by bidding for government land, supplemented in some instances by direct negotiations with local governments prior to
land auctions or by acquisition of local developers or by investment in an entity that holds land use rights or by cooperating with our business partners
through joint ventures and associated companies. Under current regulations, land use rights acquired from government authorities for commercial and
residential  development  purposes  must  be  purchased  through  a  public  tender,  auction  or  listing-for-sale.  Competition  in  these  bidding  processes  has
resulted  in  higher  land  use  rights  costs  for  us  over  the  past  few  years,  and  we  may  not  successfully  obtain  desired  development  sites  due  to  the
increasingly intense competition in the bidding processes. Moreover, the supply

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of  potential  development  sites  in  any  given  city  will  diminish  over  time,  and  we  may  find  it  increasingly  difficult  to  identify  and  acquire  attractive
development sites at commercially reasonable costs in the future.

We rely on third-party contractors who may not perform at acceptable quality levels or in a timely manner.

Substantially all of our project construction and related work are outsourced to third-party contractors their performance may not meet our level
of standards or specifications. Negligence, delay or poor work quality by contractors may result in defects in our buildings or residential units, which
could in turn cause us to suffer financial losses, harm our reputation or expose us to third-party claims. If the performance of any third party contractor is
not satisfactory or is delayed, we may need to replace such contractor or take other actions to remedy the situation, which could adversely affect the cost
and construction progress of our projects, and which could cause the completion of our property developments to be delayed. We work with multiple
contractors  on  different  projects  and  cannot  guarantee  that  we  can  effectively  monitor  their  work  at  all  times.  Although  our  construction  and  other
contracts  contain  provisions  designed  to  protect  us,  we  may  be  unable  to  successfully  enforce  these  rights  and,  even  if  we  are  able  to  successfully
enforce these rights, the third-party contractors may not have sufficient financial resources to compensate us. Moreover, the contractors may undertake
projects  from  other  property  developers,  engage  in  risky  undertakings  or  encounter  financial  or  other  difficulties,  such  as  supply  shortages,  labor
disputes or work accidents, which may cause delays in the completion of our property projects or increases in our costs. In addition, consistent with what
we  believe  is  the  customary  industry  practice  in  China,  our  contractors  typically  do  not  maintain  insurance  coverage  on  our  properties  under
construction.

We may be unable to complete our property developments on time or at all and any construction delays, or failure to complete a project according to our
planned specifications or budget, may delay our property sales, which could adversely affect our revenues, cash flows and our reputation.

The progress and costs for a development project can be adversely affected by many factors, including, without limitation:

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delays in obtaining necessary licenses, permits or approvals from government agencies or authorities;

changes in government policies, rules or regulations;

shortages of materials, equipment, contractors and skilled labor or increased labor or raw material costs;

disputes with our third-party contractors;

failure by our third-party contractors to comply with our designs, specifications or standards;

difficult geological situations or other geotechnical issues;

onsite labor disputes or work accidents;

natural catastrophes or adverse weather conditions, including strong winds, storms, floods, and earthquakes; and

geopolitical challenges and uncertainties (including wars and other forms of conflict, terrorist acts and security operations), such as
the escalating conflict between Russia and Ukraine and the severe economic sanctions and export controls imposed by the U.S. and
other governments against Russia and Russian interests.

Any construction delays, or failure to complete a project according to our planned specifications or budget, may delay our property sales, which

could adversely affect our revenues, cash flows and our reputation.

Under PRC laws and regulations and our pre-sale contracts, we are required to compensate purchasers for late delivery of or failure to complete
our pre-sold units. If the delay extends beyond the contractually specified period, the purchasers may become entitled to terminate the pre-sale contracts
and claim damages. We are also unable to guarantee that any legal proceedings or renegotiations resulting from delays or failures to deliver will have a
favorable outcome. For more information, see “—We may become involved in legal and other proceedings from time to time and may suffer significant
liabilities or other losses as a result”.

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Proceeds  from  pre-sale  of  our  properties  are  an  important  source  of  financing  for  our  property  developments.  Under  PRC  laws,  we  are  not
permitted to commence pre-sale until we have completed certain stages of the construction process for a project. Consequently, a significant delay in the
construction of a project could restrict our ability to pre-sell our properties, which could extend the recovery period for our capital outlay. This, in turn,
could have an adverse effect on our cash flow, business and financial position.

Changes of laws and regulations with respect to pre-sale may adversely affect our cash flow position and performance.

We depend on cash flows from pre-sale of properties as an important source of funding for our property development projects. Under current
PRC laws and regulations, property developers must fulfill certain conditions before they can commence pre-sale of the relevant properties and may
only use pre-sale proceeds to finance the construction of the specific developments. In addition, a number of cities in which we are operating business,
such as Tianjin, Sichuan and Shandong, have established local rules and conditions for the pre-sale permits application, especially for the custody of pre-
sale funds. Such local regulatory measures have not materially affected or restricted our operation or our use of pre-sale funds yet. However, we cannot
assure you that the PRC national government or the local governmental authorities will not implement further restrictions on the pre-sale of properties,
which may affect our cash flow position and force us to seek alternative sources of funding for much of our property development business.

The results of our operations may fluctuate from period to period as we derive our revenue principally from the sale of properties and we rely on our
unsold inventory of units.

We  derive  the  majority  of  our  revenue  from  the  sale  of  properties  that  we  have  developed.  Our  results  of  operations  tend  to  fluctuate  from
period to period due to a combination of factors, including the overall schedule of our property development projects, the timing of the sale of properties
that we have developed, the size of our land bank, our revenue recognition policies and changes in costs and expenses, such as land acquisition and
construction costs. The number of properties that we can develop or complete during any particular period is limited due to the size of our land bank, the
substantial  capital  required  for  land  acquisition  and  construction,  as  well  as  the  development  periods  required  before  positive  cash  flows  may  be
generated. For real estate sales contracts for which we have an enforceable right to payment for performance completed to date, revenue is recognized
over time by measuring the progress towards complete satisfaction of that performance obligation. Otherwise, revenue is recognized at a point in time
when the customer obtains control of the asset. In addition, several properties that we have developed or that are under development are large scale and
developed in multiple phases over the course of one to several years. The selling prices of the residential units in larger scale property developments
tend  to  change  over  time,  which  may  impact  our  sales  proceeds  and,  accordingly,  our  revenues  for  any  given  period.  Furthermore,  our  property
development  projects  may  be  delayed  or  adversely  affected  by  a  combination  of  factors  beyond  our  control,  which  may  in  turn  adversely  affect  our
revenue recognition and consequently our cash flows or results of operations. As a result of the fluctuations in our operating results, our period-to-period
comparisons  of  results  of  operations  and  cash  flow  positions  may  not  be  indicative  of  our  future  results  of  operations  and  may  not  be  taken  as
meaningful measures of our financial performance for any specific period.

The recognition of our real estate revenue and costs is dependent upon our estimation of our total project revenue and costs.

For real estate sales contracts for which we have an enforceable right to payment for performance completed to date, revenue is recognized
over time by measuring the progress towards complete satisfaction of that performance obligation. Otherwise, revenue is recognized at a point in time
when  the  customer  obtains  control  of  the  asset.  See  “Item  5.  Operating  and  Financial  Review  and  Prospects  —  A.  Operating  Results  —  Critical
Accounting Policies.” Under both methods, revenue and costs are calculated based on an estimation of total project costs and total project revenues,
which are revised on a regular basis as the work progresses. Any material deviation between actual and estimated total project revenues and costs may
result in an increase, a reduction or an elimination of reported revenues or costs from period to period, which will affect our gross profit and net income.

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We face risks related to our back-to-back loans.

With our operations in the U.S. markets and now other non-PRC jurisdictions, we have seen and expect to continue to experience an increasing
need of non-RMB financings with respect to project developments and future expansions. We currently satisfy our non-RMB denominated financing
requirements through four ways: dividends distributions from our PRC subsidiaries, which are subject to 10% withholding tax payment, back-to-back
loan  arrangements,  high  yield  bond  issuances  and  construction  loan  financing  from  local  banks.  Under  back-to-back  loan  arrangements,  our  PRC
subsidiaries  make  deposits  denominated  in  RMB  into  banks  in  China  as  collateral  to  request  the  banks  in  China  to  issue  standby  letters  of  credit
denominated in U.S. dollars or other currencies in the same amount as the RMB collateral to their outbound branches, and our project companies outside
the PRC enter into loans denominated in U.S. dollars or other currencies with such outbound branches in the same amount specified in such standby
letters  of  credit  in  accordance  with  to  the  Provisions  on  the  Administration  of  Foreign  Exchange  for  Cross-border  Guarantee  issued  by  the  State
Administration of Foreign Exchange of the People's Republic of China, or the SAFE, effective June 1, 2014. SAFE registration requirements apply to
overseas  back-to-back  loan  arrangements  and  the  use  of  proceeds  of  such  loans  must  comply  with  certain  requirements.  On  August  18,  2017,  the
National Development and Reform Commission, or the NDRC, Ministry of Commerce, or the MOFCOM, PBOC and Ministry of Foreign Affairs, or the
MFA, jointly issued Guiding Opinions on Further Directing and Regulating the Direction of Overseas Investments, or Opinion 74. Under Opinion 74,
outbound investment into real estate industry is restricted. The back-to-back loan arrangement may face strict scrutiny of banks in China. Any change in
laws or regulations to restrict or forbid back-to-back loan transactions in the future may adversely affect our non-PRC companies' financing. In addition,
we are exposed to exchange rate fluctuation and foreign exchange control risks under the current back-to-back loan model, which may adversely affect
our business condition and results of operation.

We rely on our key management members and the loss of their services or investor confidence in such personnel could have a material adverse effect on
our business, results of operations and financial condition.

We depend on the services provided by key management members. Competition for management talent is intense in the property development
sector. We rely on the leadership, expertise, experience and vision of our directors and senior management team. In particular, we are highly dependent
on  Mr.  Yong  Zhang,  our  founder  and  Chairman.  We  do  not  maintain  key  employee  insurance.  In  the  event  that  we  lose  the  services  of  any  key
management member, we may be unable to identify and recruit suitable successors in a timely manner or at all, which will adversely affect our business
and operations and we may incur additional expenses to recruit, train and retain qualified personnel. Moreover, we may need to employ and retain more
management  personnel  to  support  an  expansion  into  high  growth  cities  on  a  much  larger  geographical  scale  as  well  as  our  expansion  in  the  U.S.,
Malaysia, UK and other areas. If we cannot attract and retain suitable personnel, especially at the management level, our business and future growth will
be adversely affected.

We provide guarantees for the mortgage loans of our customers in China which expose us to risks of default by our customers.

We pre-sell properties before actual completion and, in accordance with PRC industry practice, our customers’ mortgage banks require us to
guarantee  our  customers’  mortgage  loans.  Typically,  we  provide  guarantees  to  PRC  banks  with  respect  to  loans  procured  by  the  purchasers  of  our
properties for the total mortgage loan amount until the completion of the registration of the mortgage with the relevant mortgage registration authorities,
which  generally  occurs  within  six  to  12  months  after  the  purchasers  take  possession  of  the  relevant  properties.  In  line  with  what  we  believe  to  be
industry  practice,  we  rely  on  the  credit  evaluation  conducted  by  mortgagee  banks  and  do  not  conduct  our  own  independent  credit  checks  on  our
customers. The mortgagee banks typically require us to maintain, as restricted cash, up to 10% of the mortgage proceeds paid to us as security for our
obligations under such guarantees. If a purchaser defaults on its payment obligations during the term of our guarantee, the mortgagee bank may deduct
the delinquent mortgage payment from the security deposit. If the delinquent mortgage payments exceed the security deposit, the banks may require us
to pay the excess amount. If multiple purchasers’ default on their payment obligations, we will be required to make significant payments to the banks to
satisfy  our  guarantee  obligations.  Factors  such  as  a  significant  decrease  in  housing  prices,  increase  in  interest  rates  or  the  occurrence  of  natural
catastrophes,  among  others,  could  result  in  a  purchaser  defaulting  on  its  mortgage  payment  obligations.  If  we  are  unable  to  resell  the  properties
underlying defaulted mortgages on a timely basis or at prices higher than the amounts of our guarantees and related expenses, we will suffer financial
losses. We paid US$1,782,038, US$4,557,522 and US$3,723,398 to satisfy guarantee obligations related to customer defaults in 2019, 2020 and 2021,
respectively.

As of December 31, 2020 and 2021, our outstanding guarantees in respect of our customers’ mortgage loans amounted to US$2,306.9 million
and  US$2,156.3  million,  respectively.  If  substantial  defaults  by  our  customers  occur  and  we  are  called  upon  to  honor  our  guarantees,  our  financial
condition, cash flow and results of operations will be materially adversely affected.

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Our level of indebtedness could have an adverse effect on our financial condition, diminish our ability to raise additional capital to fund our operations
and limit our ability to explore business opportunities.

As of December 31, 2021, the outstanding balance of our total indebtedness amounted to US$2,335.5 million. Our level of indebtedness could

have an adverse effect on us. For example, it could:

●

●

●

●

●

●

●

●

require  us  to  dedicate  a  large  portion  of  our  cash  flow  from  operations  as  well  as  the  proceeds  from  certain  financings  and  asset
dispositions  to  fund  payments  of  our  debt,  thereby  reducing  the  availability  of  our  cash  flow  to  fund  working  capital,  capital
expenditures and other general corporate purposes;

make it more difficult for us to satisfy our obligations under our debt securities and other indebtedness;

increase our vulnerability to adverse general economic or industry conditions;

limit our flexibility in planning for, or relating to, changes in our business or the industry in which we operate;

limit our ability to raise additional debt or equity capital in the future or increase the cost of such funding;

restrict us from making strategic acquisitions, exploring business opportunities or selling assets;

place us at a competitive disadvantage compared to any competitors that have less debt; and

make it more difficult for us to satisfy our obligations with respect to our debt.

On January 25, 2022, we had an interest payment due on our US$270,000,000 14.0% Senior Secured Notes due 2024. We did not make the
payment until February 23, 2022, which was subsequent to the interest payment date but prior to the expiration of the 30-day grace period with respect
to interest payments under the bonds. Our ability to make payments on and to refinance our indebtedness will depend on our ability to generate cash in
the future, which in turn is dependent on various factors. For a discussion of these factors, see “Item 5. Operating and Financial Review and Prospects
— A. Operating Results — Principal Factors Affecting Our Results of Operations.”

Our financing costs are subject to changes in interest rates.

The  rates  of  interest  payable  on  our  PRC  long-term  bank  loans  are  adjustable  based  on  the  range  of  100.00%  to  210.53%  of  the  PBOC
benchmark rate, which fluctuates from time to time. As of December 31, 2021, the principal amount of our aggregate outstanding variable rate debt was
US$692.2 million. A hypothetical 1% increase in annual interest rates would increase our interest expenses by US$6.9 million based on our debt level
on December 31, 2021. In connection with our U.S. projects and UK projects, we enter into U.S. dollar and British pound denominated loans, which will
subject us to additional interest rate fluctuation risks, including fluctuations of the London Interbank Offered Rate, or LIBOR. For a further discussion of
interest rate sensitivity, see “Item 11. Quantitative and Qualitative Disclosures About Market Risk — Interest Rate Risk.”

We are subject to potential environmental liability.

We are subject to a variety of laws and regulations concerning the protection of health and the environment. The particular environmental laws
and regulations that apply to any given development site vary significantly according to the site’s location and environmental condition, the present and
former  uses  of  the  site  and  the  nature  of  the  adjoining  properties.  Environmental  laws  and  conditions  may  result  in  delays,  may  cause  us  to  incur
substantial compliance and other costs and can prohibit or severely restrict project development activity in environmentally-sensitive regions or areas.
Although the environmental investigations conducted by local PRC environmental authorities have not revealed any environmental liability related to
our China projects that we believe would have a material adverse effect on our business, financial condition or results of operations to date, it is possible
that these investigations did not reveal all environmental liabilities and that there are material environmental liabilities of which we are unaware. We
cannot assure you that future environmental investigations will not reveal material environmental liability. Also, we cannot assure you that the PRC,
United States, Malaysian or UK governments will not change the existing laws and regulations or impose additional or stricter laws or regulations, the
compliance  of  which  may  cause  us  to  incur  significant  capital  expenditure.  See  “Item  4.  Information  on  the  Company  —  B.  Business  Overview  —
Environmental Matters.”

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Our business expansion and business diversification require proper allocation of our management resources and qualified employees.

In recent years, we expanded our operations into the U.S., Malaysia and UK while also expanding our operations in China. Such expansion,
with more diversified business, focuses in terms of market regions and types of business, demand proper allocation of our management resources. In
addition,  our  Malaysia  acquisition  which  involves  land  reclamation  activities,  our  acquisitions  of  Beijing  Ruizhuo  Xitou  Development  Co.,  Ltd.,  or
Xitou, Beijing Ruizhuo Xichuang Technology Development Co., Ltd., or Xichuang, and Beijing I-Journey Science and Technology Development Co.,
Ltd., or I-Journey, which extends the group's business to provide real estate and property management related technology services, in which we have no
prior  experience  and  which  presents  risks  we  have  not  previously  encountered  or  dealt  with,  may  require  additional  skill  sets  on  the  part  of  our
management.  If  our  management  fails  to  satisfy  these  increased  demands,  we  may  not  be  able  to  carry  out  our  business  expansion  and  project
development successfully. In addition, if we are unable to recruit or retain a sufficient number of qualified employees for the continuation and expansion
of our business, our business and prospects may be adversely affected.

New lines of business or new products and services may subject us to additional risks.

From time to time, we may implement new lines of business or offer new products and services within existing lines of business. There are
substantial risks and uncertainties associated with these efforts, particularly in instances where the markets are not fully developed. There may be license
and  compliance  requirements  regarding  new  lines  of  business,  including  special  requirements  for  foreign-invested  enterprises.  The  development  and
marketing  of  new  lines  of  business  or  new  products  and  services  could  distract  our  management  from  our  core  business.  In  addition,  we  may  invest
significant time and resources into these new lines of business or new products and services. Initial timetables for the introduction and development of
new lines of business or new products and services may not be achieved and price and profitability targets may not prove feasible. External factors, such
as compliance with regulations, competitive alternatives, and shifting market preferences, may also impact the successful implementation of a new line
of  business  or  a  new  product  or  service.  Furthermore,  any  new  line  of  business  or  new  product  or  service  could  have  a  significant  impact  on  the
effectiveness of our system of internal control. Particularly, we cannot assure that our investment in certain technology development activities, including
our  development  smart  home  technology  products,  cloud-based  enterprise  resource  planning  software  and  online  property  sales  platform  will  be
successful or have positive impacts on our business. Failure to successfully manage these risks in the development and implementation of new lines of
business or new products or services could have a material adverse effect on our business, results of operations and financial condition.

Failure  to  maintain  the  security  of  our  information  and  technology  networks,  including  personally  identifiable  and  customer  information,  as  well  as
uncertainties  with  respect  to  the  interpretation  and  implementation  of  cybersecurity  review  procedures    and  proprietary  business  information,  could
significantly adversely affect us.

In China, the government is still ramping up regulations with regard to personal information protection. On October 1, 2020, the Information
Security  Technology  –  Personal  Information  Security  Specification  (GB/T  35273-2020),  or  2020  Specification,  took  effect.  Although  the  2020
Specification is a recommended guideline, and it is not enforceable by law, the authority will use this standard to evaluate our compliance with China's
legal guidelines and regulations re personal information protection. On August 20, 2021, the Standing Committee of the National People's Congress, or
SCNPC, promulgated the Personal Information Protection Law of the PRC, or the Personal Information Protection Law, which integrates various rules
with respect to personal information rights and privacy protection. The Personal Information Protection Law, which took effect on November 1, 2021,
seeks to protect the personal information rights and interests, regulating the processing of personal information, ensuring the orderly and free flow of
personal information in accordance with the law and promoting the reasonable use of personal information. The Personal Information Protection Law
applies to the processing of personal information within China, as well as certain personal information processing activities conducted by entities outside
China for natural persons within China, including those for the provision of products and services to natural persons within China or for the analysis and
assessment  of  acts  of  natural  persons  within  China.  The  Personal  Information  Protection  Law  provides  severe  punishment  for  violations  of  the
regulations relating to the processing of personal information.

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The relevant regulatory authorities in China continue to monitor websites and networks in relation to the protection of personal data, privacy
and  information  security,  and  may  impose  additional  requirements  from  time  to  time.  For  example,  the  SCNPC  promulgated  the  PRC  Data  Security
Law, which took effect on September 1, 2021. The Data Security Law provides for a security review procedure for data that may affect national security.
Furthermore, on December 28, 2021, the Cyberspace Administration of China, or the CAC, the National Development and Reform Commission, or the
NDRC,  the  Ministry  of  Industry  and  Information  Technology,  or  the  MIIT,  and  several  other  administrations  jointly  published  the  Measures  for
Cybersecurity Review, which became effective on February 15, 2022. The Measures for Cybersecurity Review provide that certain operators of critical
information  infrastructure  engaged  in  the  purchasing  of  network  products  and  services,  and  certain  network  platform  operators  carrying  out  data
processing activities which affect or may affect national security, must apply with the Cybersecurity Review Office to conduct a cybersecurity review.
On July 30 2021, the State Council issued the Security Protection Regulations for Critical Information Infrastructure, or the Regulation for CII, which
became effective on September 30, 2021. The Regulation for CII specifies that, CII refers to important Internet facilities and information systems in
significant  industries  such  as  public  communication,  information  services,  energy,  traffic,  hydraulic  engineering,  financing,  public  services,  e-
government, national defense technology, etc., and other facilities that once destroyed, lost function or data leakage, may seriously endanger national
security, national economy, people’s livelihood, and public interest. However, the scope of operators of “critical information infrastructure” under the
current regulatory regime remains unclear and is subject to further decisions of competent PRC regulatory authorities.

On November 14, 2021, the CAC published a draft version of the Administrative Measures for Internet Data Security, or the Draft Measures for
Internet  Data  Security,  which  propose  that  data  processors  conducting  the  following  activities  would  also  need  to  apply  for  cybersecurity  review
procedures:  (i)  mergers,  reorganizations  or  divisions  of  Internet  platform  operators  that  have  acquired  a  large  number  of  data  resources  related  to
national  security,  economic  development  or  public  interests  that  affect  or  may  affect  national  security;  (ii)  overseas  listings,  if  the  data  processor
processes an amount of personal information relating to over one million users; (iii) listings in Hong Kong which affect or may affect national security;
or (iv) other data processing activities that affect or may affect national security. The CAC solicited public comments on this draft until December 13,
2021, but there currently is no public timetable as to when or whether the Draft Measures for Internet Data Security will be enacted. As such, substantial
uncertainties still exist with respect to the potential timing of obligations, the regulation’s final content, as well as its interpretation and implementation.
Regardless of such uncertainties, if in the future the these or other regulations were to require us to perform a cybersecurity review, then any failure to
obtain approval or clearance from the regulatory authorities with respect to our cybersecurity review could materially constrain our liquidity and have a
material adverse impact on our business operations and financial results, especially if any additional capital or financing were to be needed.

On  July  7,  2022,  the  CAC  promulgated  the  Measures  for  the  Security  Assessent  of  Cross-border  Data  Transmission,  which  will  come  into
effect on September 1, 2022 and regulate security assessment procedures with respect to cross-border data transfers by data processors of important data
and personal information that is collected and generated during operations within the PRC. The Measures for the Security Assessent of Cross-border
Data Transmission provide a six-month transition period (beginning from the regulation’s effective date) for data processors to rectify their compliance
with security assessment requirements with regard to cross-border data transfers carried out before these measures take effect (September 1, 2022). To
conform  to  the  requirements  under  these  measures,  we  plan  to  sort  out  every  scenario  of  our  business  that  results  in  cross-border  data  transfers  (as
applicable), and evaluate the scale and attributes of the data involved, which may incur extra compliance costs.

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Regulatory requirements on cybersecurity and data privacy are constantly evolving and can be subject to varying interpretations or significant
changes, resulting in uncertainties about the scope of our responsibilities in that regard. In particular, the Draft Measures for Internet Data Security are
still uncertain and in a draft state, and we cannot assure that, once implemented (if they are ever implemented), relevant governmental authorities will
not  interpret  or  implement  this  and  other  laws  or  regulations  in  ways  that  may  negatively  affect  us.  Security  breaches  and  other  disruptions  of  our
information and technology networks could compromise our information and expose us to liability, reputational harm and significant remediation costs,
which  could  cause  material  harm  to  our  business  and  financial  results.  In  the  ordinary  course  of  our  business,  we  collect  and  store  sensitive  data,
including our proprietary business information, and information relating to our customers and information of our employees, contractors and vendors, in
our on our networks. Despite our security measures, and those of our third-party service providers, our information technology and infrastructure may be
vulnerable to attacks by third parties or breached due to employee error, malfeasance or other disruptions. A significant theft, loss, corruption, exposure,
fraudulent  use  or  misuse  of  customer,  employee  or  other  personally  identifiable  or  proprietary  business  data,  noncompliance  with  our  contractual  or
other legal obligations regarding such data could result in significant remediation and other costs, fines, litigation or regulatory actions against us. Such
an event could additionally disrupt our operations, harm our relationships with contractors and vendors, damage our reputation, result in the loss of a
competitive advantage, which could adversely affect our business, revenues, competitive position and investor confidence. Additionally, we rely on third
parties to support our information and technology networks, and as a result have less direct control over our data and information technology systems.
These third parties are also vulnerable to security breaches and compromised security systems, for which we may not be indemnified and which could
materially adversely affect us.

We  may  fail  to  obtain  or  maintain,  or  may  experience  material  delays  in  obtaining,  necessary  government  approvals  for  any  major  property
development, which will adversely affect our business.

The real estate industry in China is strictly regulated by the PRC government. Property developers in China must abide by various laws and
regulations, including implementation rules implemented by local governments to enforce these laws and regulations. Before commencing, and during
the course of, development of a property project, we need to apply for or renew various licenses, permits, certificates and approvals, including but not
limited to, land use rights certificates, construction site planning permits, construction work planning permits, construction permits, pre-sale permits and
completion  acceptance  certificates.  We  need  to  satisfy  various  requirements  to  obtain  these  approval  certificates  and  permits,  and  to  meet  specific
conditions in order for the government authorities to renew relevant approval certificates and permits. We cannot guarantee that we will not encounter
serious  delays  or  difficulties  in  the  future.  Some  of  our  subsidiaries  were  not  in  compliance  with  certain  construction  or  pre-sale  PRC  laws  and
regulations, such as commencing construction works and pre-sale before obtaining the requisite approvals or permits. Although we have improved our
internal control procedures, we cannot guarantee that we will be able to adapt to new rules and regulations that may come into effect from time to time
with respect to the property industry or that we will not encounter material delays or difficulties in fulfilling the necessary conditions to obtain and/or
renew all necessary certificates or permits for our operations in a timely manner, or at all, in the future. In the event that we fail to obtain the necessary
governmental approvals for any of our major property projects, or a serious delay occurs in the government’s examination and approval process, we may
not be able to maintain our development schedule and our business and cash flows may be adversely affected.

Moreover, as the real estate industry is closely monitored by the PRC government, we anticipate that new policies will be promulgated from
time to time in relation to the conditions for issuance or renewal of such approvals, licenses or permits. We cannot guarantee that such new policies will
not present unexpected obstacles toward our ability to obtain or renew the required permits, licenses and certificates or that we will be able to overcome
these obstacles in a timely manner, or at all. Loss of or failure to renew our permits, licenses and certificates may stall the progress of our major property
development projects.

Regulations in the United States could increase the cost and limit the availability of our project development in these jurisdictions and adversely affect
our business or financial results.

As we expand our business in the U.S., we will continue to be subject to extensive and complex regulations in these jurisdictions that affect
land development and home construction, including zoning, density restrictions, building design and building standards, as well as environmental laws.
These  regulations  often  provide  broad  discretion  to  the  administering  governmental  authorities  as  to  the  conditions  we  must  meet  prior  to  being
approved, if approved at all. We are subject to determinations by these authorities as to the adequacy of water and sewage facilities, roads and other local
services. New housing developments may also be subject to various assessments for public improvements. Any of these regulatory issues can limit or
delay  construction  and  increase  our  operating  costs.  We  are  also  subject  to  a  variety  of  local,  state  and/or  federal  laws  and  regulations  concerning
protection of health, safety and the

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environment. These matters may result in delays, may cause us to incur substantial compliance, remediation, mitigation and other costs or subject us to
costs from fines, penalties and related litigation. These laws and regulations can also prohibit or severely restrict development and homebuilding activity
in environmentally sensitive areas.

Increases in the price of raw materials or labor costs may increase our cost of sales and reduce our earnings.

We outsource the design and construction of our projects under development to third-party service providers. Our third-party contractors are
responsible for providing labor and procuring almost all of the raw materials used in our project developments. Our PRC construction contracts typically
provide for fixed or capped payments, but the payments are subject to changes in PRC government-suggested prices for certain raw materials we use,
such as steel and cement. In addition, China’s overall economy and the average wage in China have increased in recent years and are expected to grow
in the near future. The average wage level for the employees has also increased for the past periods. Any increase in raw materials costs, labor costs or
other costs which may result in adjustments in payments under any of our construction contracts could result in an increase in our construction costs. In
the event that the price of any raw materials, including cement, concrete blocks and bricks, or labor cost increase in the future, such increase could be
passed on to us by our contractors, and our construction costs would increase accordingly. Passing such increased costs to our customers may result in
reduced sales and delay our ability to complete sales for our projects. Any input cost increase could reduce our earnings to the extent we are unable to
pass these increased costs to our customers.

Retail  and  commercial  investment  properties  and  properties  held  for  sale  are  generally  illiquid  investments  and  the  lack  of  alternative  uses  of  such
properties could limit our ability to respond to changes in the performance of our properties.

As of December 31, 2021, we had approximately 86,951, 116,288, 12,187, 18,936 and 3,904 square meters of retail investment properties in
Zhengzhou,  Xi’an,  Changsha  Chengdu  and  Kunshan,  in  China,  and  approximately  28,090  square  feet  of  retail  investment  properties  in  New  York,
respectively. As of December 31, 2021, we also had four projects under construction at which we plan to develop commercial property for lease with a
planned  GFA  of  approximately  203,270  square  meters.  We  anticipate  that  we  may  prudently  and  gradually  increase  our  retail  and  commercial
investment  properties  as  appropriate  opportunities  arise  in  the  future.  Any  form  of  real  estate  investment  is  difficult  to  liquidate  and,  as  a  result,  our
ability to sell our properties in response to changing economic, financial and investment conditions is limited. In addition, we may also need to incur
operating and capital expenditures to manage and maintain our properties, or to correct defects or make improvements to these properties before selling
them. We cannot assure you that we can obtain financing at a reasonable cost for such expenditures, or at all.

Furthermore, aging of retail and commercial investment properties or properties held for sale, changes in economic and financial conditions or
changes in the competitive landscape in the PRC or U.S. property markets, may adversely affect the amounts of rentals and revenue we generate from,
as well as the fair value of, these properties. However, our ability to convert any of these properties to alternative uses is limited as such conversion
requires extensive governmental approvals in the PRC or may require zoning or other approvals in the United States and involves substantial capital
expenditures for the purpose of renovation, reconfiguration and refurbishment. We cannot assure you that such approvals and financings can be obtained
when needed. These and other factors that impact our ability to respond to adverse changes in the performance of our retail and commercial investment
properties, as well as properties held for sale, may adversely affect our business, financial condition, cash flow and results of operations.

We  may  be  adversely  affected  by  material  issues  that  affect  our  relationships  or  business  ventures  with  our  joint  venture  and  associated  company
partners.

We have partnered with a number of business partners and established joint ventures and associates with third parties and may continue to do so
in the future. The performance of such business ventures has affected, and will continue to affect, our results of operations and financial position. We
and our business venture partners provided capital to our jointly established project companies in proportion to our shareholding percentages in order to
fund such project companies’ land acquisition efforts and working capital requirements. Once these project companies commence pre-sale and generate
cash flow, they will repay such capital to us on demand. Therefore, the timing of such business ventures’ capital requirements, the financial performance
of these business ventures and their ability to repay may materially and adversely affect our results of operations. With respect to our subsidiaries with
minority  interest  holders,  our  consolidated  financial  results  may  be  directly  impacted  and  the  profit  attributable  to  our  Group  may  be  diluted.  With
respect to joint ventures and associates, we generally expect to incur share of loss in such joint ventures or associates until their respective development
of property projects completes and starts to contribute revenue. As of December 31, 2019, 2020 and 2021, we had a total of 13, 14 and 16 joint ventures
and associates, respectively.

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We may engage in joint ventures, which could result in unforeseen expenses or disruptive effects on our business.

From  time  to  time,  we  have  engaged  and  may  consider  engaging  in  joint  ventures  with  other  businesses  to  develop  a  property.  Any  joint
venture that we determine to pursue will be accompanied by a number of risks. We may not be in a position to exercise sole decision-making authority
regarding the joint ventures. We may not be able to control the quality of products produced by the joint venture. Depending on the terms of the joint
venture agreement, we may require the consent of our joint venture partners for the joint venture to take certain actions, such as making distributions to
the  partners.  A  joint  venture  partner  may  encounter  financial  difficulties  and  become  unable  to  meet  obligations  with  regard  to  funding  of  the  joint
venture.  In  addition,  our  joint  venture  partners  and  the  joint  ventures  themselves  may  hold  different  views  or  have  different  interests  from  ours,  and
therefore may compete in the same market with us, in which case our interest and future development may be materially adversely affected. Further,
since we may not have full control over the business and operations of our joint ventures and associated companies, we cannot assure that they will be in
strict  compliance  with  all  applicable  PRC  laws  and  regulations.  We  cannot  assure  you  that  we  will  not  encounter  problems  with  respect  to  our  joint
ventures  and  associated  companies  or  our  joint  ventures  and  associated  companies  will  not  violate  PRC  laws  and  regulations,  which  may  have  an
adverse effect on our business, results of operation and financial condition.

Any future investments or acquisitions could expose us to unforeseen risks or place additional strain on the management and other resources.

As part of our business strategy, we regularly evaluate investments in, or acquisitions of, subsidiaries, joint ventures, and we expect that we will
continue to make such investments and acquisitions in the future. Any potential future acquisition may be accompanied by a number of risks, including
risks relating to the evolving legal landscape in China. An acquired business may underperform relative to expectations or may expose us to unexpected
liabilities.  Acquisitions  of  entities  that  own  real  estate  may  involve  risks  in  addition  to  the  risks  inherent  in  a  real  estate  acquisition,  because  the
acquisition  of  an  entity  generally  includes  all  of  the  liabilities  of  the  entity  —  known  and  unknown,  fixed  and  contingent  —  rather  than  only  the
liabilities  related  to  the  real  estate.  These  liabilities,  which  could  be  material,  may  include  liabilities  not  disclosed  by  the  seller  of  the  entity  or  not
discovered during our due diligence. In addition, the integration of any acquisition could require substantial management attention and resources. If we
were  unable  to  successfully  manage  the  integration  and  ongoing  operations,  or  hire  and  retain  additional  personnel  necessary  for  the  running  of  the
expanded business, the results of our operations and financial performance could be adversely affected.

Acquisitions may result in the incurrence and inheritance of debts and other liabilities, assumption of potential legal liabilities in respect of the
acquired  businesses,  and  incurrence  of  impairment  charges  related  to  goodwill  and  other  intangible  assets,  any  of  which  could  harm  our  businesses,
financial  condition  and  results  of  operations.  In  particular,  if  any  of  the  acquired  businesses  fails  to  perform  as  we  expect,  we  may  be  required  to
recognize a significant impairment charge, which may materially and adversely affect our businesses, financial condition and results of operations. As a
result, there can be no assurance that we will be able to achieve the strategic purpose of any acquisition, the desired level of operational integration or
our investment return target.

Our failure to successfully manage our business expansion, would have a material adverse effect on our results of operations and prospects.

Our expansion has created, and will continue to place, substantial demand on our resources. Managing our growth and integrating the acquired

businesses will require us to, among other things:

●

●

●

●

●

comply with the laws, regulations and policies applicable to the acquired businesses, including obtaining timely approval for the real
estate construction as required under the PRC law;

maintain adequate control on our business expansion to prevent, among other things, project delays or cost overruns;

manage relationships with employees, customers and business partners during the course of our business expansion;

attract, train and motivate members of our management and qualified workforce to support successful business expansion;

access debt, equity or other capital resources to fund our business expansion, which may divert financial resources otherwise available
for other purposes;

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●

●

divert significant management attention and resources from our other businesses; and

strengthen our operational, financial and management controls, particularly those of our newly acquired subsidiaries, to maintain the
reliability of our reporting processes.

Any  difficulty  meeting  the  foregoing  or  similar  requirements  could  significantly  delay  or  otherwise  constrain  our  ability  to  implement  our
expansion plans, or result in failure to achieve the expected benefits of the combination or acquisition or write-offs of acquired assets or investments,
which in turn would limit our ability to increase operational efficiency, reduce costs or otherwise strengthen our market position. Failure to obtain the
intended economic benefits from the business expansion could adversely affect our business, financial condition, results of operations and prospects. In
addition, we may also experience mixed results from our expansion plans in the short term.

Regulations in the PRC may make it more difficult for us to pursue growth through acquisitions.

A  number  of  PRC  laws  and  regulations  have  established  procedures  and  requirements  that  could  make  merger  and  acquisition  activities  in
China  by  foreign  investors  more  time-consuming  and  complex,  including  the  Regulations  on  Mergers  and  Acquisitions  of  Domestic  Enterprises  by
Foreign Investors, or the M&A Rules, which became effective on September 8, 2006 and was amended on June 22, 2009, and the Implementing Rules
Concerning Security Review on the Mergers and Acquisitions by Foreign Investors of Domestic Enterprises, or the Security Review Rules issued by
MOFCOM  in  August  2011.  These  laws  and  regulations  impose  requirements  in  some  instances  that  MOFCOM  must  be  notified  in  advance  of  any
change-of-control  transaction  in  which  a  foreign  investor  takes  control  of  a  PRC  domestic  enterprise.  In  addition,  the  Anti-Monopoly  Law  of  PRC
requires that the anti-monopoly enforcement agency be notified in advance of any concentration of undertaking if certain thresholds are triggered. On
February  7,  2021,  the  Anti-Monopoly  Committee  of  the  State  Council  published  the  Anti-Monopoly  Guidelines  for  the  Internet  Platform  Economy
Sector,  which  stipulates  that  any  concentration  of  undertakings  involving  variable  interest  entities  is  subject  to  anti-monopoly  review.  Moreover,  the
Security Review Rules specify that mergers and acquisitions by foreign investors that raise “national defense and security” concerns and mergers and
acquisitions through which foreign investors may acquire de facto control over domestic enterprises that raise “national security” concerns are subject to
strict  review  by  the  MOFCOM,  and  prohibit  any  attempt  to  bypass  a  security  review,  including  by  structuring  the  transaction  through  a  proxy  or
contractual control arrangement. On December 19, 2020, the NDRC and the MOFCOM jointly issued the Measures for the Security Review for Foreign
Investment,  which  took  effect  on  January  18,  2021.  These  measures  set  forth  the  provisions  concerning  the  security  review  mechanism  on  foreign
investment, including, among others, the types of investments subject to review, and the review scopes and procedures. In the future, we may grow our
business by acquiring complementary businesses. Complying with the requirements of the relevant regulations to complete such transactions could be
time  consuming,  and  any  required  approval  processes,  including  approval  from  the  MOFCOM  and  other  PRC  government  authorities,  may  delay  or
inhibit our ability to complete such transactions, which could affect our ability to expand our business or maintain our market share. We believe that our
business is not in an industry related to national security. However, we cannot preclude the possibility that MOFCOM or other government agencies may
publish interpretations contrary to our understanding or broaden the scope of such security review in the future. Although we have no current plans to do
so, we may elect to grow our business in the future in part by directly acquiring complementary businesses in China.

The approval of the CSRC, may be required if we intend to do a follow-on equity offering in the future, and, if required, we cannot predict whether we
will be able to obtain such approval.

The M&A Rules requires an overseas special purpose vehicle formed for listing purposes through acquisitions of PRC domestic companies and
controlled by PRC persons or entities to obtain the approval of the China Securities Regulatory Commission, or CSRC prior to the listing and trading of
such special purpose vehicle's securities on an overseas stock exchange. The interpretation and application of the regulations remain unclear, and our
follow-on offering of securities may be subject to approval of the CSRC. If the CSRC approval is required, it is uncertain whether we can or how long it
will  take  us  to  obtain  the  approval  and  any  failure  to  obtain  or  delay  in  obtaining  the  CSRC  approval  for  such  future  offering  would  subject  us  to
sanctions imposed by the CSRC or other PRC regulatory authorities, which could include fines and penalties on our operations in China, restrictions or
limitations on our ability to pay dividends outside of China, and other forms of sanctions that may materially and adversely affect our business, financial
condition, and results of operations.

In  addition,  on  December  24,  2021,  the  CSRC,  together  with  other  relevant  government  authorities  in  China,  issued  the  Administrative

Provisions of the State Council Regarding the Overseas Issuance and Listing of Securities by Domestic Enterprises

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(Draft  for  Comments)  and  the  Measures  for  the  Overseas  Issuance  of  Securities  and  Listing  Record-Filings  by  Domestic  Enterprises  (Draft  for
Comments),  or  the  Draft  Rules  Regarding  Overseas  Listing,  collectively,  which  require  that  a  PRC  domestic  enterprise  seeking  to  issue  and  list  its
securities  overseas  shall  complete  certain  filing  procedures  and  submit  relevant  information  to  the  CSRC.  For  a  further  discussion,  see  “Item  4.
Information on the Company — B. Business Overview — Regulation — China — Regulatory Developments on Overseas Offering.”

If the Draft Rules Regarding Overseas Listing take effect as they are currently drafted, then in the event that we conduct a follow-on offering of
securities, we would be required to file with the CSRC in accordance with such rules, which would impose an additional compliance burden. As of the
date of this annual report, because the Draft Rules Regarding Overseas Listing are only a draft for comments and are not effective yet, we believe that
we  are  currently  not  required  to  obtain  any  permission  or  approval  from  the  CSRC  to  issue  securities  to  foreign  investors.  However,  there  is  no
guarantee that this will continue to be the case in the future in relation to our future offerings of our securities on a U.S. securities exchange, and even in
the  event  such  permission  or  approval  is  required  in  the  future  and  successfully  obtained,  there  is  no  guarantee  that  such  approval  could  not  be
subsequently revoked or rescinded. In the event that we ever fail to receive or maintain necessary approvals, or if we inadvertently conclude that such
approvals are not required, or if applicable laws, regulations, or interpretations change such that we are required to obtain additional approvals in the
future, we could be subject to an investigation by competent PRC regulators, and could be subject to fines or penalties, or an order prohibiting us from
conducting an offering, and these risks could result in a material adverse change in our operations and the value of our securities.

Our development plan may be adversely affected in the event that relocation issues related to government housing expropriations are not successfully
settled by the relevant PRC governmental authorities.

We acquire property for development through bidding, auctions and listing procedures held by the government or through acquisitions of third
parties. Some of the property we acquire from the government may have been made available through expropriation. On January 21, 2011, the PRC
State Council issued the Regulations on the Expropriation and Compensation of Houses on State-owned Land, which provides that government entities
at the city and county level are responsible for overseeing housing expropriation and compensation within their respective administrative regions. The
regulations  mandate  that  a  compensation  agreement  be  entered  into  between  the  relevant  housing  expropriation  department  and  the  entities  or
individuals whose houses have been expropriated addressing, among others things, the mode of payment and the amount of compensation, the period of
payment, the removal expenses, temporary placement or transitional housing expenses, losses from the closure of business operations, the time period
within which the entities or individuals must vacate the expropriated premises, the type of transitional accommodation and the period of transition. The
compensation payable may not be less than the market value of property of a similar nature as of the date of issuance of the expropriation notice. Under
the regulations, property developers are prohibited from participating in the relocation arrangements. Given the fact that the completion of the relocation
procedures  is  the  condition  precedent  for  the  relevant  PRC  governmental  authorities  to  grant  land  use  rights,  any  failure  of  the  PRC  governmental
authorities in handling the relocation issues may cause substantial delays in the granting process of land use rights. If we cannot obtain the land use
rights from the relevant governmental authorities in time, our development plan may be delayed and we may not be able to complete the development
and sell the property according to plan. This will, in turn, adversely affect our business operations.

We do not have insurance to cover potential losses and claims.

We do not maintain insurance policies for properties that we have delivered to our customers, and we maintain only limited insurance coverage
against potential losses or damages with respect to our properties in the PRC before their delivery to customers. Although we require our contractors to
carry insurance, we believe most of our contractors do not comply with this requirement. Our contractors may not be sufficiently insured themselves or
have the financial ability to absorb any losses that arise with respect to our projects or pay our claims. In addition, there are certain types of losses, such
as losses due to earthquakes, which are currently uninsurable in China. While we believe that our practice is in line with the general practice in the PRC
property development industry, there may be instances when we will have to internalize losses, damages and liabilities because of the lack of insurance
coverage,  which  may  in  turn  adversely  affect  our  financial  condition  and  results  of  operations.  In  addition,  while  we  carry  limited  insurance  on  our
operations in the United States, Malaysia and the UK, such insurance may not be adequate to compensate us for any losses, damages and liabilities we
might incur with regard to our properties.

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We may suffer a penalty or even forfeit land to the PRC government if we fail to comply with procedural requirements applicable to land grants from the
government or the terms of the land use rights grant contracts.

According to the relevant PRC laws and regulations, if we fail to develop a property project according to the terms of the land use rights grant
contract, including those relating to the payment of land premiums, specified use of the land and the time for commencement and completion of the
property development, the PRC government may issue a warning, may impose a penalty or may order us to forfeit the land. Specifically, under current
PRC  laws  and  regulations,  if  we  fail  to  pay  land  premiums  in  accordance  with  the  payment  schedule  set  forth  in  the  relevant  land  use  rights  grant
contract, the relevant PRC land bureau may issue a warning notice to us, impose late payment penalties or even require us to forfeit the related land to
the PRC government. The late payment penalties are usually calculated based on the overdue days for the land premium payments. Furthermore, if we
fail  to  commence  development  within  one  year  after  the  commencement  date  stipulated  in  the  land  use  rights  grant  contract,  the  relevant  PRC  land
bureau may issue a warning notice to us and impose an idle land fee on the land of up to 20% of the land premium. If we fail to commence development
within two years, the land will be subject to forfeiture to the PRC government without any compensation, unless the delay in development is caused by
government actions or force majeure. Even if the commencement of the land development is compliant with the land use rights grant contract, if the
developed GFA on the land is less than one-third of the total GFA of the project that should have been under construction and development or the total
capital invested is less than one-fourth of the total investment of the project and the suspension of the development of the land continues for more than
one year without government approval, the land will also be treated as idle land and be subject to penalty or forfeiture.

We  cannot  assure  you  that  circumstances  leading  to  significant  delays  in  our  own  land  premium  payments  or  development  schedules  or
forfeiture of land will not arise in the future. If we pay a substantial penalty, we may not be able to meet pre-set investment targeted returns for a given
project and our financial conditions could be adversely affected. If any of our land is forfeited, we will not only lose the opportunity to develop the
property  projects  on  such  land,  but  may  also  lose  a  significant  portion  of  the  investment  in  such  land,  including  land  premium  deposits  and  the
development costs incurred.

Any non-compliant GFA of our uncompleted and future property developments will be subject to governmental approval and additional payments or
even revocation of qualification certificate.

The local government authorities inspect property developments after their completion and issue the completion acceptance certificates if the
developments  are  in  compliance  with  the  relevant  laws  and  regulations.  If  the  total  constructed  GFA  of  a  property  development  exceeds  the  GFA
originally authorized in the relevant land grant contracts or construction permit, or if the completed property contains built-up areas that do not conform
with the plan authorized by the construction permit, the property developer may be required to pay additional amounts or take corrective actions with
respect  to  such  non-compliant  GFA  before  a  completion  acceptance  certificate  can  be  issued  to  the  property  development.  Furthermore,  if  the  total
constructed GFA of a property development exceeds the constructed GFA limitation specified in the real estate development qualification obtained by
the property developer, the property developer may be fined up to RMB100,000, or even have its qualification certificate and business license revoked.

We obtained completion acceptance certificates for all of our completed properties as of December 31, 2021. However, we cannot be certain
that local government authorities will not determine that the total constructed GFA upon completion of our existing projects under development or any
future property developments exceed the relevant authorized GFA. Any such non-compliance could lead to additional payments or penalty, which would
adversely affect our financial condition. We have not incurred material amounts of any such payments or penalties since the founding of our company.

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We may not be able to continue obtaining qualification certificates, which will adversely affect our business.

Real estate developers in the PRC must obtain a formal qualification certificate in order to carry on a property development business in the
PRC. According to the PRC regulations issued on the qualifications of property developers, a newly established property developer must first apply for a
temporary  qualification  certificate  with  a  one-year  validity,  which  can  be  renewed  for  not  more  than  two  years.  If,  however,  the  newly  established
property developer fails to commence a property development project within the one-year period during which the temporary qualification certificate is
in effect, it will not be allowed to renew its temporary qualification certificate. All qualification certificates are subject to inspection on an annual basis
and shall be renewed upon expiration. Under government regulations, developers must fulfill all statutory requirements before they may obtain or renew
their  qualification  certificates.  In  accordance  with  the  provisions  of  the  rules  on  the  administration  of  qualifications,  the  real  estate  developer
qualifications  are  classified  into  four  classes  and  the  approval  system  for  each  class  is  tiered.  A  real  estate  developer  may  only  engage  in  the
development and sale of real estate within the scope of its qualification certificate. See “Item 4. Information on the Company — B. Business Overview
— Regulation — China — Regulations on Qualifications of Developer.”

There  can  be  no  assurance  that  some  of  our  project  companies  that  are  in  the  process  of  applying  for  or  renewing  proper  qualification
certificates will be able to obtain such certificates on a timely basis to commence their planned real estate projects development on schedule. There can
be  no  further  assurance  that  we  and  our  project  companies  will  continue  to  be  able  to  extend  or  renew  the  qualification  certificates  or  be  able  to
successfully upgrade the current qualification class to a higher qualification. If we or our project companies are unable to obtain or renew qualification
certificates, the PRC government will refuse to issue pre-sale and other permits necessary for the conduct of the property development business, and our
results  of  operations,  financial  condition  and  cash  flows  will  be  adversely  affected.  In  addition,  if  any  of  our  project  companies  engages  in  the
development and sale of real estate outside the scope of its qualification certificate, it may be ordered to rectify such conduct within a prescribed period,
be fined up to RMB100,000, or even have its qualification certificate and business license revoked.

Our  failure  to  assist  our  customers  in  applying  for  property  ownership  certificates  in  a  timely  manner  may  lead  to  compensatory  liabilities  to  our
customers and our reputation and results of operations may be thus adversely affected.

We are statutorily required to assist our customers in their application process for property ownership certificates within 90 days after delivery
of property, or such other period contracted with our customers, including in the way of submitting required materials to the real estate administration of
the place where the house is located within 60 days from the day of delivery, passing various governmental clearances, formalities and procedures. If we
failed to submit required materials for property right registration within such period, we may be given a disciplinary warning and be ordered to take
remedial measures within specified time limit, or be fined not less than RMB20,000 but not more than RMB30,000. Besides, under our typical sales
contract, we are liable for any delay in the submission of the required documents as a result of our failure to meet such requirements, and are required to
compensate our customers for delays. In the case of delays of submission of required documents, we are required under contracts with our customers to
pay compensation to our customers and our reputation and results of operations may be adversely affected.

The property development business is subject to claims under statutory quality warranties.

Under PRC law, all property developers in the PRC must provide certain quality warranties for the properties they construct or sell. We are
required  to  provide  these  warranties  to  our  customers.  Generally,  we  receive  quality  warranties  from  our  third-party  contractors  with  respect  to  our
property projects. If a significant number of claims were brought against us under our warranties and if we were unable to obtain reimbursement for
such claims from third-party contractors in a timely manner or at all, or if the money retained by us to cover our payment obligations under the quality
warranties was not sufficient, we could incur significant expenses to resolve such claims or face delays in remedying the related defects, which could in
turn harm our reputation, and materially adversely affect our business, financial condition and results of operations.

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We may become involved in legal and other proceedings from time to time and may suffer significant liabilities or other losses as a result.

We have been, in the past, and may be, in future, involved in disputes with various parties relating to the acquisition of land use rights, the
development and sale of our properties or other aspects of our business and operations. These disputes may lead to legal or other proceedings and may
result in substantial costs and diversion of resources and management’s attention. Disputes and legal and other proceedings may require substantial time
and expense to resolve, which could divert valuable resources, such as management time and working capital, delay our planned projects and increase
our costs. Third parties that are found liable to us may not have the resources to compensate us for our incurred costs and damages. We could also be
required to pay significant costs and damages if we do not prevail in any such disputes or proceedings. In addition, we may have disagreements with
regulatory bodies in the course of our operations, which may subject us to administrative proceedings and unfavorable decrees that result in pecuniary
liabilities  and  cause  delays  to  our  property  developments.  As  of  December  31,  2021,  we  were  involved  in  disputes  with  our  local  government
enterprises, joint venture partners, contractors and property sales agents. Any unfavorable judgment in our current legal proceedings or any involvement
in  further  legal  proceedings  or  disputes  may  materially  and  adversely  affect  our  business,  financial  condition  and  results  of  operations.  See  “Item  8.
Financial Information — A. Consolidated Statements and Other Financial Information — Legal Proceedings.”

The  relevant  PRC  tax  authorities  may  challenge  the  basis  on  which  we  have  been  paying  our  land  appreciation  tax  obligations  and  our  results  of
operations and cash flows may be affected.

Under PRC laws and regulations, our PRC subsidiaries engaging in property development are subject to land appreciation tax, or LAT, which is
levied by the local tax authorities. All taxable gains from the sale or transfer of land use rights, buildings and their attached facilities in the PRC are
subject to LAT at progressive rates ranging from 30% to 60%. Exemptions are available for the sale of ordinary residential properties if the appreciation
values do not exceed certain thresholds specified in the relevant tax laws. Gains from the sale of commercial properties, luxury residential properties and
villas are not eligible for this exemption.

We have accrued LAT payable on our property sales and transfers in accordance with the progressive rates specified in relevant tax laws, less
amounts previously paid under the levy method applied by relevant local tax authorities. However, provision for LAT requires our management to use a
significant amount of judgment with respect to, among other things, the anticipated total proceeds to be derived from the sale of the entire phase of the
project or the entire project, the total appreciation of project value and the various deductible items. Given the time gap between the point at which we
make provisions for and the point at which we settle the full amount of LAT payable, the relevant tax authorities may not necessarily agree with our
apportionment of deductible expense or other bases on which we calculate LAT. As a result, our LAT expenses as recorded in our financial statements of
a  particular  period  may  require  subsequent  adjustments.  If  the  LAT  provisions  we  have  made  are  substantially  lower  than  the  actual  LAT  amounts
assessed by the tax authorities in the future, our results of operations and cash flows will be materially and adversely affected. For a range of reasonably
possible  losses  in  excess  of  the  amounts  we  have  accrued  for  LAT,  to  the  extent  such  estimates  are  determinable,  see  Note  15  of  our  Consolidated
Financial Statements in this report.

Our operations may be affected by the real property taxes to be imposed by the PRC government.

According to the Interim Regulations on Real Property Tax of the PRC, or the Real Property Tax Regulations, which were amended on January
8, 2011, real property tax shall be paid by the property owners based on the residual value of real property following a subtraction of 10% to 30% from
the original value of the property, and the specific range of subtraction, the tax payment period and the detailed implementing rules shall be decided or
formulated by the local governments of provinces.Although the PRC government has been considering imposing real property tax on a nationwide scale,
most of the provinces have not promulgated any detailed implementing rules about real property tax or levy the real property tax yet. In another attempt
to  cool  the  real  estate  market,  the  PRC  government  has  designated  Shanghai  and  Chongqing  as  trial  regions  to  impose  the  real  property  tax,  and  in
response, on January 27, 2011, both Shanghai and Chongqing implemented local rules regarding the imposition of real property tax, with these rules
taking  effect  on  January  28,  2011,  with  Chongqing  amending  its  rules  on  January  13,  2017.  On  February  20,  2013,  the  PRC  State  Council,  in  an
executive meeting, stated a new policy regarding the real property tax that the government would select more trial regions for the real property tax that
year, however, most provinces still have not implemented any local rules regarding the imposition of real property tax yet. On October 23, 2021, the
SCNPC  granted  authority  to  the  State  Council  to  implement  the  reformulation  of  real  property  tax  policies  in  certain  trial  regions.  These  reformed
policies  propose  that  real  property  taxes  would  be  imposed  on  land  users  and  property  owners  of  various  types  of  properties,  residential  and  non-
residential (except for rural homesteads and rural buildings). However, as of the date of this annual report, the relevant policy had not yet specified the
exact trial regions where the policies will be implemented, relevant

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tax  bases  or  rates  and  other  details  concerning  real  property  taxes.  Nonetheless,  these  proposed  policies  represent  another  step  taken  by  the  PRC
government  in  its  long-term  effort  to  curb  what  it  perceives  as  an  overheated  real  estate  market  and  property  speculation,  with  an  aim  to  promote  a
healthy and stable property market. In general, the imposition of these real property taxes are expected to reduce reliance on property development and
affect property transactions within the policy’s pilot regions in tye short run, and to alleviate sharp increases in property prices in the pilot regions.

Real property tax regulations may eventually be officially implemented at the national level; any such regulation could significantly impact the

real estate market. In light of these developments, we cannot guarantee that our operations will not be adversely affected.

Dividends we receive from our PRC subsidiaries located in the PRC may be subject to PRC withholding tax.

The Enterprise Income Tax Law of the PRC, or the EIT Law, became effective as of January 1, 2008 and was amended on February 24, 2017
and December 29, 2018, and the Implementation for the EIT Law issued by the PRC State Council became effective as of January 1, 2008 and was
amended  on  April  23,  2019.  The  EIT  Law  provides  that  a  maximum  income  tax  rate  of  20%  may  be  applicable  to  dividends  payable  to  non-PRC
investors that are “non-resident enterprises,” to the extent such dividends are derived from sources within the PRC, and the State Council has reduced
such rate to 10% through the Implementation for the EIT Law. We are a Cayman Islands holding company and substantially all of our income may be
derived  from  dividends  we  receive  from  our  PRC  subsidiaries.  Thus,  dividends  paid  to  us  by  our  subsidiaries  in  China  may  be  subject  to  the  10%
income  tax  if  we  are  considered  a  “non-resident  enterprise”  under  the  EIT  Law.  If  we  are  required  under  the  EIT  Law  to  pay  income  tax  for  any
dividends  we  receive  from  our  PRC  subsidiaries,  it  will  materially  and  adversely  affect  the  amount  of  dividends  received  by  us  from  our  PRC
subsidiaries.

We may be deemed a PRC resident enterprise for PRC tax purposes under the EIT Law and be subject to the PRC taxation on our worldwide income.

The  EIT  Law  also  provides  that  enterprises  established  outside  of  China  whose  “de  facto  management  bodies”  are  located  in  China  are
considered  “resident  enterprises”  and  are  generally  subject  to  the  uniform  25%  corporate  income  tax  rate  as  to  their  worldwide  income  (including
dividend income received from subsidiaries). Under the Implementation for the EIT Law, “de facto management body” is defined as a body that has
material and overall management and control over the manufacturing and business operations, personnel and human resources, finances and treasury,
and  acquisition  and  disposition  of  properties  and  other  assets  of  an  enterprise.  Under  the  Notice  on  the  Issues  Regarding  Recognition  of  Overseas
Incorporated  Domestically  Controlled  Enterprises  as  PRC  Resident  Enterprises  Based  on  the  De  Facto  Management  Body  Criteria,  or  Circular  82,
which  was  retroactively  effective  as  of  January  1,  2008  and  amended  on  November  8,  2013,  January  29,  2014  and  December  29,  2017,  an  overseas
incorporated,  domestically-controlled  enterprise  will  be  recognized  as  a  PRC  resident  enterprise  if  it  satisfies  certain  conditions.  Further,  the  State
Administration  of  Taxation,  or  the  SAT,  issued  the  Administrative  Measures  of  Enterprise  Income  Tax  of  Chinese-controlled  Offshore  Incorporated
Resident Enterprises (Trial), or Bulletin 45, which became effective on September 1, 2011, and was amended on April 17, 2015, June 28, 2016 and June
15, 2018, to provide further guidance on the implementation of Circular 82. Bulletin 45 clarified certain issues relating to the determination of PRC tax
resident enterprise status, post-determination by administration and the authorities responsible for determining offshore-incorporated PRC tax resident
enterprise status. Bulletin 45 specifies that when provided with a copy of a Chinese tax resident determination certificate issued by the in-charge tax
authorities  from  an  offshore-incorporated  PRC  tax  resident  enterprise,  the  payer  should  not  withhold  10%  income  tax  when  paying  Chinese-sourced
dividends,  interest  and  royalties  to  the  offshore  incorporated  PRC  tax  resident  enterprise.  However,  as  Circular  82  and  Bulletin  45  only  apply  to
enterprises incorporated under laws of foreign jurisdictions that are controlled by PRC enterprises or groups of PRC enterprises, it remains unclear how
the tax authorities will determine the location of “de facto management bodies” for overseas incorporated enterprises that are controlled by individual
PRC  residents  or  non-PRC  enterprises  such  as  our  company.  It  is  still  unclear  whether  PRC  tax  authorities  would  require  us  to  be  treated  as  a  PRC
resident enterprise. If we are treated as a resident enterprise for PRC tax purposes, we will be subject to PRC tax on our worldwide income at the 25%
uniform  tax  rate,  which  could  have  an  impact  on  our  effective  tax  rate  and  an  adverse  effect  on  our  net  income  and  results  of  operations,  although
dividends distributed from our PRC subsidiaries to us could be exempt from Chinese dividend withholding tax, since such income is exempted under the
new EIT Law to a PRC resident recipient.

Dividends payable by us to our non-PRC investors and gain on the sale of our ADSs may become subject to taxes under PRC tax laws.

Under the Implementation for the EIT Law, a PRC income tax rate of 10% is applicable to dividends payable to investors that are “non-resident

enterprises,” which do not have an establishment or place of business in the PRC, or which have such establishment

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or place of business but the relevant income is not effectively connected with the establishment or place of business, to the extent such dividends have
their sources within the PRC. Similarly, any gain realized on the transfer of ADSs by such investors is also subject to 10% PRC income tax if such gain
is regarded as income derived from sources within the PRC. For non-PRC individual investors, under the PRC Individual Income Tax Law, there could
be a PRC income tax at a rate of 20% for such dividends or gains. If we are considered a PRC “resident enterprise,” it is unclear whether dividends we
pay with respect to our ADSs, or the gain you may realize from the transfer of our ADSs, would be treated as income derived from sources within the
PRC and be subject to PRC tax. If we are required under the Implementation for the EIT Law to withhold PRC income tax on dividends payable to our
non-PRC  investors  that  are  “non-resident  enterprises,”  or  non-PRC  individuals,  or  if  you  are  required  to  pay  PRC  income  tax  on  the  transfer  of  our
ADSs, the value of your investment in our ADSs may be materially and adversely affected.

Indirect Transfers of Equity Interests in PRC Tax Resident Enterprises by Non-resident Enterprises May Cause Uncertainty on Tax Liabilities.

On February 3, 2015, the SAT issued the Circular on issues of enterprise Income Tax on Indirect Transfer of Assets by Non-PRC Resident Enterprise, or
Circular 7, which extends its tax jurisdiction to transactions involving transfer of other taxable assets through offshore transfer of a foreign intermediate
holding company. In addition, Circular 7 provides clear criteria for assessment of reasonable commercial purposes and has introduced safe harbors for
internal group restructurings and the purchase and sale of equity through a public securities market. Circular 7 also brings challenges to both foreign
transferor and transferee (or other person who is obligated to pay for the transfer) of taxable assets. In October 2017, SAT issued the Announcement of
the State Administration of Taxation on Issues Concerning the Withholding of Non-resident Enterprise Income Tax at Source, or SAT Bulletin 37, which
came into effect on December 1, 2017. The SAT Bulletin 37 further clarifies the practice and procedure of the withholding of non-resident enterprise
income  tax.  Where  a  non-resident  enterprise  transfers  taxable  assets  indirectly  by  disposing  of  the  equity  interests  of  an  overseas  holding  company,
which is an indirect transfer, the non-resident enterprise as either transferor or transferee, or the PRC entity that directly owns the taxable assets, may
report such Indirect Transfer to the relevant tax authority. Using a “substance over form” principle, the PRC tax authority may disregard the existence of
the overseas holding company if it lacks a reasonable commercial purpose and was established for the purpose of reducing, avoiding or deferring PRC
tax. As a result, gains derived from such indirect transfer other than transfer of shares or ADSs acquired and sold on public markets may be subject to
PRC  enterprise  income  tax,  and  the  transferee  or  other  person  who  is  obligated  to  pay  for  the  transfer  is  obligated  to  withhold  the  applicable  taxes,
currently at a rate of 10%. Both the transferor and the transferee may be subject to penalties under PRC tax laws if the transferee fails to withhold the
taxes and the transferor fails to pay the taxes.

We face uncertainties as to the reporting and other implications of certain past and future transactions that involve PRC taxable assets, such as
offshore restructuring, sale of the shares in our offshore subsidiaries and investments. Our company may be subject to filing obligations or taxed if our
company  is  transferor  in  such  transactions,  and  may  be  subject  to  withholding  obligations  if  our  company  is  transferee  in  such  transactions,  under
Circular 7 or SAT Bulletin 37, or both. However, since Circular 7 specifies that it does not apply if a non-resident enterprise obtains the proceeds from
indirect transfer of Chinese taxable property by trading stocks of a listed foreign enterprise in the open market, for most of our investors, who either are
not enterprises, or are non-resident enterprises but only trade stocks in the open market, they will not be required to pay tax under Circular 7 or SAT
Bulletin 37.

If the value of our brand or image diminishes, it could have a material adverse effect on our business and results of operations.

We intend to continue promoting the “Xinyuan” brand in selected cities in our target markets by delivering quality products and attentive real
estate-related services to our customers. Our brand is integral to our sales and marketing efforts. Our continued success in maintaining and enhancing
our brand and image depends to a large extent on our ability to satisfy customer needs by further developing and maintaining the quality of our services
across our operations, as well as our ability to respond to competitive pressures. If we are unable to satisfy customer needs or if our public image or
reputation  were  otherwise  hindered,  our  business  transactions  with  our  customers  may  decline,  which  could  in  turn  adversely  affect  our  results  of
operations.

We may be required to record impairment charges in the future.

We  record  our  real  estate  properties  projects,  completed  and  under  development,  at  the  lower  of  carrying  amounts  or  fair  value  less  selling
costs. In accordance with ASC 360, “Property, Plant and Equipment”, real estate property projects, completed and under development, are subject to
valuation  adjustments  when  the  carrying  amount  exceeds  fair  value.  An  impairment  loss  is  recognized  if  the  carrying  amount  of  the  assets  is  not
recoverable and exceeds fair value. The carrying amount is not recoverable if it exceeds the sum of

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the undiscounted cash flows expected to be generated by the assets. We have not recognized any fair value losses from our real estate properties projects,
completed and under development. If the projected profitability of a given project deteriorates due to a decline in the pace of unit sales, a decline in
selling prices, or some other factor, such project is reviewed for possible impairment by comparing the estimated future undiscounted cash flows for the
project to its carrying value. If the estimated future undiscounted cash flows are less than the project’s carrying value, the project is written down to its
estimated fair value. If business conditions deteriorate, there is a potential risk that impairment charges will be recorded, which may have a material
adverse effect on our results of operation.

Failure to protect our brand or trademark may adversely affect our business.

We own trademarks for “鑫苑” in the form of Chinese characters and our company logo in the PRC, United States, UK, EU, New Zealand,
Australia, Singapore and Korea. We rely on those countries’ intellectual property and anti-unfair competition laws and contractual restrictions to protect
brand name and trademarks. We believe our brand, trademarks and other intellectual property rights are important to our success. Any unauthorized use
of  our  brand,  trademarks  and  other  intellectual  property  rights  could  harm  our  competitive  advantages  and  business.  Monitoring  and  preventing
unauthorized use are difficult. The measures we take to protect our intellectual property rights may not be adequate. Furthermore, the application of laws
governing  intellectual  property  rights  in  China  and  abroad  is  uncertain  and  evolving,  and  could  involve  substantial  risks  to  us.  If  we  are  unable  to
adequately  protect  our  brand,  trademarks  and  other  intellectual  property  rights,  our  reputation  may  be  harmed  and  our  business  may  be  adversely
affected.

In the PRC, the registration and protection of a company’s corporate name is regional and limited to its related industry. Although we have
registered our corporate name “Xinyuan” in certain provinces where we operate, we cannot prevent others from registering the same corporate name in
other  provinces  or  in  other  industries.  If  another  company  is  the  first  to  register  “Xinyuan”  as  its  corporate  name  in  a  province  other  than  Beijing,
Tianjin,  Henan  Province,  Shandong  Province,  Jiangsu  Province,  Anhui  Province,  Sichuan  Province,  Hunan  Province,  and  Shaanxi  Province  or  in
another industry, we will have to adopt another corporate name if we plan to enter that market or industry. Moreover, the use of “Xinyuan” by another
company may lead to confusion in the market place and reduce the value of our brand name.

We may be subject to additional payments of statutory employee benefits.

According to PRC laws and local regulations, we are required to pay various statutory employee benefits, including pensions, housing fund,
medical insurance, work-related injury insurance, unemployment insurance and childbearing insurance to designated government agents for the benefit
of all our employees. Since the Social Insurance Law of the PRC came into effect on July 1, 2011, which was amended on December 29, 2018, the legal
framework  regulating  employee  social  insurance  has  been  further  strengthened.  The  requirement  of  employee  benefits  has  not  been  implemented
consistently by the local governments in China, given the different levels of economic development in different locations.While we believe that our PRC
subsidiaries have appropriately accrued for and paid statutory employee benefits, we cannot be certain the relevant PRC authorities may not interpret
local requirements differently and require payments of additional employee benefit amounts in the future.

Our  property  development  schedule  may  be  delayed  and  our  development  costs  may  increase  as  a  result  of  delayed  governmental  demolition  and
resettlement processes if we were to acquire land requiring demolition of existing properties.

According to the Regulations on the Expropriation and Compensation of Houses on State-owned Land, local PRC governments are responsible
for  the  expropriation  and  compensation  of  houses  on  State-owned  land  and  may  authorize  entities  like  us  to  carry  out  the  expropriation  and
compensation  work.  However,  in  practice,  we  may  be  required  to  pay  the  corresponding  demolition  and  resettlement  costs.  If  the  party  subject  to
expropriation is not satisfied with the compensation, an administrative reconsideration or an administrative action can be brought, which may delay the
project. Our practice generally has been to acquire land where demolition of existing properties and resettlement of residents is not required. However, if
we were to acquire land where such actions are required, issues in the demolition and resettlement processes may affect our reputation, increase our
costs and delay the pre-sale of the relevant project, which may in turn adversely affect our business, financial position and operational performance.

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To the extent demolition and resettlement are required in any of our future property developments, we may be required to compensate existing
residents  an  amount  calculated  in  accordance  with  local  resettlement  compensations  standards.  These  local  standards  may  change  from  time  to  time
without advance notice. If such compensation standards are changed to increase the compensation we are required to pay, our land acquisition costs may
increase, which could adversely affect our financial condition and results of operations. In respect of projects in which the resettlement costs are borne
by us, if we or the local government fail to reach an agreement over the amount of compensation with any existing owner or resident, any party may
apply to the relevant authorities for a ruling on the compensation amount. Dissenting owners and residents may also refuse to relocate or even initiate
legal proceedings to challenge our land use rights, permits or approvals. Any administrative process, legal proceedings, resistance or refusal to relocate
may delay our future project development schedules, and an unfavorable final ruling may result in us paying more than the amount required by the local
standards  or  even  losing  the  relevant  certificates,  permits  or  approvals.  Any  occurrence  of  the  above  factors  may  result  in  increases  in  our  future
development costs or delay the development schedule of the relevant project which can adversely affect our cash flows, financial condition and results
of operations.

We could be adversely affected by potential violations of the United States Foreign Corrupt Practices Act.

The  United  States  Foreign  Corrupt  Practices  Act,  or  FCPA,  generally  prohibits  companies  and  their  intermediaries  from  making  improper
payments to public officials for the purpose of obtaining or retaining business. Our internal policies mandate compliance with these anti-corruption laws.
We  operate  and  retain  employees  in  China,  the  United  States,  Malaysia  and  the  UK,  and  we  rely  on  our  management  structure,  regulatory  and  legal
resources  and  effective  operation  of  our  compliance  program  to  direct,  manage  and  monitor  the  activities  of  our  employees.  Despite  our  training,
oversight  and  compliance  programs,  we  cannot  assure  you  that  our  internal  control  policies  and  procedures  always  will  protect  us  from  deliberate,
reckless or inadvertent acts of our employees or agents that contravene our compliance policies or violate applicable laws. Our continued expansion in
China and the United States could increase the risk of such violations in the future. Expansion into other countries could expose us to additional anti-
bribery or anticorruption laws, and we could face additional risks if expand our operations into countries where the compliance culture is less robust.
Violations of the FCPA, or allegations of such violations, could disrupt our business and result in a material adverse effect on our results of operations or
financial condition.

Risks Related to the Residential Property Industry in China

Our operations are highly subject to government policies and regulations in the real estate market.

Since 2010, the PRC government has been tightening its control of the real estate market with the aim of curbing increases in property prices
while also, since early 2015, trying to stimulate the market to reduce inventory. A number of rules and regulations have been set forth by various PRC
authorities concerning the real estate market. See “Item 4. Information on the Company — B. Business Overview — Regulation — China” for more
details on some of the PRC regulations.

Since 2016, the local governments of several cities in the PRC have implemented a series of measures designed to stabilize the growth of the
property  market  on  a  more  sustainable  level.  These  tightening  measures  have  affected  some  of  the  cities  where  we  operate,  including  Zhengzhou,
Suzhou,  Chengdu,  Jinan,  Tianjin,  Beijing,  Xi'an  and  Changsha.  Since  2017,  certain  local  governments  in  the  PRC  further  implemented  measures  to
control the increase of property sale prices and stabilize the real estate market. For example, in March 2017, the municipal city of Tianjin requested non-
local residents to provide social insurance certificates and individual income tax contribution certificates issued by Tianjin's competent authorities before
such non-local residents were permitted to purchase a residential property. In April 2018, Hainan province adopted measures to limit each local resident
from purchasing more than one residential property. In September 2020, the city of Chengdu adopted a five-year limit for residents to transfer or sell
newly purchased residential property. These measures regulate various aspects of the property market, including: (i) land acquisition financing, (ii) pre-
sale  management,  (iii)  sale  price  restriction  (for  example,  Suzhou  requires  developers  to  file  sale  prices  at  the  price  filing  systems  of  relevant
authorities), (iv) purchaser qualification and (v) purchaser financing. These local measures may also cause adverse and material impacts on our business
operations and financial results.

However, the full effect and extent of these policies on the real estate industry and our business will depend in large part on the implementation
and interpretation of the circulars by governmental agencies, local governments and banks in the real estate industry. The PRC government’s policies
and  regulatory  measures  on  the  PRC  real  estate  sector  could  limit  our  access  to  required  financing  and  other  capital  resources,  adversely  affect  the
property purchasers’ involved ability to obtain mortgage financing or significantly increase the cost of mortgage financing, reduce market demand for
our properties and increase our operating costs. We cannot be certain that the

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PRC government will not issue additional and more stringent regulations or measures or that agencies and banks will not adopt restrictive measures or
practices in response to PRC governmental policies and regulations, which could substantially reduce the number of our pre-sold properties and our cash
flow  from  operations  and  substantially  increase  our  financing  needs,  which  would  in  turn  materially  and  adversely  affect  our  business,  financial
condition, results of operations and prospects.

The  PRC  government  has  adopted  various  measures  to  regulate  foreign  investment  in  the  property  development  industry  and  may  adopt  further
restrictive measures in the future.

The  PRC  government  has  implemented  a  number  of  regulations  and  measures  governing  foreign  investment  in  the  property  development

industry.

In  July  2006,  the  Ministry  of  Construction,  MOFCOM,  the  NDRC,  the  PBOC,  the  State  Administration  for  Industry  and  Commerce,  or  the
SAIC, and the SAFE, issued the Opinions on Regulating the Entry and Administration of Foreign Investment in the Real Estate Market, amended on
August  19,  2015,  which  impose  significant  requirements  on  foreign  investment  in  the  PRC  real  estate  sector.  For  instance,  these  opinions  set  forth
requirements for the procedures to set up a foreign-invested real estate enterprise, or the FIREE, and the thresholds for a FIREE to borrow domestic or
overseas  loans.  In  addition,  since  June  2007,  a  FIREE  approved  by  local  authorities  is  required  to  file  such  approvals  with  the  MOFCOM  or  its
provincial  branches.  We  cannot  assure  that  any  FIREE  that  we  establish,  or  whose  registered  capital  we  increase,  will  be  able  to  complete  the  filing
procedures with MOFCOM in time or otherwise fully comply with those specific requirements set for FIREEs.

The regulatory restrictions imposed on foreign investment in real estate projects has been and continues to be evolving. Currently, on March 15,
2019, the National People's Congress adopted the Foreign Investment Law of the PRC, or the FIL, which became effective on January 1, 2020. The FIL
grants national treatment to foreign invested entities, except for those foreign invested entities that operate in industries deemed to be either “restricted”
or “prohibited” in a “negative list”. On December 28, 2021, the MOFCOM and the NDRC promulgated the Special Administrative Measures on the
Access of Foreign Investment (Negative List) (2021 Edition), or the 2021 Negative List, which took effect on January 1, 2022, which provide there are
no specific restrictions for foreign investment in the real estate industry.

The PRC government’s restrictive regulations and measures could increase our operating costs in adapting to these regulations and measures,
limit our access to capital resources or even restrict our business operations. We cannot be certain that the PRC government will not issue additional and
more stringent regulations or measures, which could further adversely affect our business and prospects.

We face intense competition from other real estate developers.

The  property  industry  in  the  PRC  is  highly  competitive.  In  the  high-growth  tier  I  and  tier  II  cities  we  focus  on,  local  and  regional  property
developers  are  our  major  competitors,  and  an  increasing  number  of  large  state-owned  and  private  national  property  developers  have  started  entering
these  markets.  Many  of  our  competitors,  especially  the  state-owned  and  private  national  property  developers,  are  well  capitalized  and  have  greater
financial, marketing and other resources than we have. Some also have larger land banks, greater economies of scale, broader name recognition, a longer
track record and more established relationships in certain markets. In addition, the PRC government’s recent measures designed to reduce land supply
has further increased competition for land among property developers.

Competition  among  property  developers  may  result  in  increased  costs  for  the  acquisition  of  land  for  development,  increased  costs  for  raw
materials, shortages of skilled contractors, oversupply of properties, decrease in property prices in certain parts of the PRC, a slowdown in the rate at
which new property developments will be approved and/or reviewed by the relevant government authorities and an increase in administrative costs for
hiring or retaining qualified personnel, any of which may adversely affect our business and financial condition. Furthermore, property developers that
are better capitalized than we are may be more competitive in acquiring land through the auction process. If we cannot respond to changes in market
conditions as promptly and effectively as our competitors or effectively compete for land acquisitions through the auction systems, our business and
financial condition will be adversely affected.

In  addition,  risk  of  property  over-supply  is  increasing  in  parts  of  China,  where  property  investment,  trading  and  speculation  have  become
overly active. We are exposed to the risk that in the event of actual or perceived over-supply, property prices may fall drastically, and our revenue and
profitability will be adversely affected.

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Our sales, revenues and operations will be affected if our customers are not able to secure mortgage financing on attractive terms, if at all.

A  majority  of  the  purchasers  of  our  residential  properties  rely  on  mortgages  to  fund  their  purchases.  If  the  availability  or  attractiveness  of
mortgage financing is reduced or limited, many of our prospective customers may not desire or be able to purchase our properties and, as a result, our
business, liquidity and results of operations could be adversely affected. Among other factors, the availability and cost of mortgage financing may be
affected by changes in PRC regulations or policies or changes in interest rates. The circulars issued by the PRC State Council and related measures taken
by local governments and banks have restricted and may continue to restrict the ability of purchasers to qualify for or obtain mortgage financing.

On  March  30,  2015,  the  PBOC,  the  MOHURD  and  the  CBRC  jointly  issued  the  Circular  on  Issues  concerning  Individual  Residential
Mortgage Policies in an effort to stimulate the market. The circular specifies the minimum down payment is 20% for purchasers of a first residential
property for their households with their housing fund loans and 40% for the purchasers of a second residential household property with housing fund
loans with outstanding mortgages who apply for another mortgage. On August 27, 2015, the MOHURD, the Ministry of Finance of the PRC, or the
MOF, and the PBOC jointly issued the Circular on Adjusting the Minimum Down Payment for the Purchase of Houses by Individuals with the Housing
Fund Loans, which provides that the purchasers of a second residential household property with housing fund loans are only required to pay a minimum
down payment of 20% if all loans are settled on their first residential property, in addition, Beijing, Shanghai, Guangzhou, and Shenzhen may, on the
basis of the unified national policy and in accordance with local conditions, independently determine the minimum down payment ratio for applying for
housing  fund  loans  to  purchase  a  second  residential  household  property.  On  February  1,  2016,  the  PBOC  issued  the  Circular  on  Issues  concerning
Adjusting  the  Individual  Housing  Loan  Policies,  which  provides  that,  in  the  cities  without  restrictive  measures  for  residential  property  purchase,  the
minimum  down  payment  shall,  in  principle,  be  25%  of  the  house  price  with  housing  fund  loans  for  a  first  residential  property  for  purchasers’
households, while the minimum down payment shall be at least 30% of the corresponding house price for a second residential household property. And
in the cities with restrictive measures for house purchase, the individual housing loan policies shall be subject to the previous provisions. Furthermore,
on April 12, 2019, the Circular on Matters relating to Adjusting the Policy for Individual Housing Loans via the Housing Provident Fund to Further
Upgrade  Services  was  issued,  which  provides  that  the  minimum  down  payment  is  30%  for  purchasers  of  a  first  residential  property  other  than
economically affordable house for their households with their housing fund loans, and 60% for the purchasers of a second residential household property
other than economically affordable house with housing fund loans.

We  cannot  predict  how  long  these  policies  will  continue  or  what  other  action,  if  any,  the  banks  in  cities  in  which  we  operate  may  take.  In
addition,  from  2013,  PRC  banks  have  tightened  the  conditions  on  which  mortgage  loans  are  extended  to  homebuyers  by  comparing  the  anticipated
monthly  repayment  of  the  mortgage  loan  with  the  individual  borrower’s  monthly  income  and  other  measures.  Therefore,  mortgage  loans  for  home
buyers have been subject to longer processing periods or even denied by the banks. We monitor our homebuyers’ outstanding mortgage loans on an
ongoing  basis  via  our  management  reporting  procedures  and  have  taken  the  position  that  contracts  with  underlying  mortgage  loans  with  processing
periods exceeding one year cannot be recognized as revenue on an over time basis. As a result, we reversed contracted sales of the amounts related to
apartments for which mortgage loans with processing periods exceeding one year when recognizing revenue on an over time basis.

Risks Related to Doing Business in China

Changes in social conditions, political and economic policies of the PRC government may affect our business, financial condition and results of

operations and may result in our inability to sustain our growth and expansion strategies.

Our  results  of  operations,  financial  condition  and  prospects  are  influenced  by  social,  economic,  political  and  legal  developments  in  China.
China’s  economy  differs  from  the  economies  of  most  developed  countries  in  many  respects,  including  with  respect  to  the  framework  and  style  of
government supervision, level of development, growth rate, control of foreign exchange and allocation of resources. Although the PRC government has
implemented measures emphasizing the utilization of market forces for economic reform, the reduction of state ownership of productive assets, and the
establishment  of  improved  corporate  governance  in  business  enterprises,  a  substantial  portion  of  productive  assets  in  China  is  still  owned  by  the
government.  The  PRC  government  also  exercises  significant  control  over  China's  economic  growth  through  strategically  allocating  resources,
controlling  the  payment  of  foreign  currency  denominated  obligations,  setting  monetary  policy  and  providing  preferential  treatment  to  particular
industries  or  companies.  While  the  Chinese  economy  has  experienced  significant  growth  over  the  past  decades,  growth  has  been  uneven,  both
geographically and among various sectors of the economy. The Chinese government has implemented various measures to encourage economic growth
and guide

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the allocation of resources. Some of these measures may benefit the overall Chinese economy, but may have a negative effect on us. The growth rate of
the Chinese economy has gradually slowed since 2010, and the impact of COVID-19 on the Chinese economy in 2020, 2021 and 2022 is reported to be
severe. Any prolonged slowdown in the Chinese economy may reduce the demand for our property and materially and adversely affect our business and
results of operations.

The  new,  stricter  regulations  or  interpretations  of  existing  regulations  imposed  by  the  central  or  local  governments  may  require  additional
expenditures and efforts on our part to ensure our compliance with such regulations or interpretations, and if relevant regulations are issued and become
effective in a short notice, we may not be able to take the required actions in a timely manner without allocating significant resource. Therefore, we
cannot predict whether changes in the PRC economic, political and social conditions, laws, regulations and policies will have any adverse effect on our
current or future business, financial condition or results of operations.

We are subject to PRC restrictions on currency exchange.

We  currently  receive  most  of  our  revenues  from  operations  in  the  PRC  and  such  revenues  are  denominated  in  Renminbi.  The  Renminbi  is
currently convertible under the “current account,” which includes dividends, trade and service-related foreign exchange transactions, but not under the
“capital account,” which includes foreign direct investment and loans, including loans we may secure from our PRC subsidiaries. Currently, our PRC
subsidiaries may purchase foreign currency for settlement of “current account transactions,” including payment of dividends to us, without the approval
of the SAFE by complying with certain procedural requirements. However, the relevant PRC governmental authorities may limit or eliminate our ability
to purchase foreign currencies in the future for current account transactions. Foreign exchange transactions under the capital account remain subject to
limitations and require approvals from, or registration with, the SAFE and other relevant PRC governmental authorities. Since a significant amount of
our future revenues and cash flow will be denominated in Renminbi, any existing and future restrictions on currency exchange may limit our ability to
utilize  cash  generated  in  Renminbi  to  fund  our  business  activities  outside  of  the  PRC  or  pay  dividends  in  foreign  currencies  to  our  shareholders,
including holders of the ADSs, and may limit our ability service our foreign currency-denominated indebtedness and to obtain foreign currency through
debt or equity financing for our PRC subsidiaries.

PRC regulations relating to investments in offshore companies by PRC residents may subject our PRC-resident beneficial owners or our PRC
subsidiaries to liability or penalties or otherwise limit our PRC subsidiaries' ability to increase their registered capital or distribute profits to us or
otherwise adversely affect us.

On July 4, 2014, the SAFE issued the Circular of the State Administration of Foreign Exchange on Issues Concerning the Foreign Exchange
Administration  over  the  Overseas  Investment  and  Financing  and  Round-trip  Investment  by  Domestic  Residents  via  Special  Purpose  Vehicles,  or  the
SAFE Circular 37, which replaced the former circular commonly known as “Circular 75” implemented on October 21, 2005. The SAFE Circular 37
requires PRC residents to register with the competent local SAFE branch in connection with their direct establishment or indirect overseas investment
activities.  Under  SAFE  Circular  37,  PRC  residents  who  make,  or  have  prior  to  the  implementation  of  SAFE  Circular  37  made,  direct  or  indirect
investments in offshore special purpose vehicles, or SPVs, are required to register such investments with SAFE or its local branches. In addition, any
PRC resident who is a direct or indirect shareholder of an SPV, is required to update its registration with the local branch of SAFE with respect to that
SPV, to reflect any material change. Moreover, any subsidiary of such SPV in China is required to urge the PRC resident shareholders to update their
registration  with  the  local  branch  of  SAFE  to  reflect  any  material  change.  If  any  PRC  resident  shareholder  of  such  SPV  fails  to  make  the  required
registration or to update the registration, the subsidiary of such SPV in China may be prohibited from distributing its profits or the proceeds from any
capital  reduction,  share  transfer  or  liquidation  to  the  SPV,  and  the  SPV  may  also  be  prohibited  from  making  additional  capital  contributions  into  its
subsidiaries in China. In February 2015, SAFE promulgated a Notice on Further Simplifying and Improving Foreign Exchange Administration Policy on
Direct Investment, or SAFE Notice 13. Under SAFE Notice 13, applications for foreign exchange registration of inbound foreign direct investments and
outbound direct investments, including those required under SAFE Circular 37, must be filed with qualified banks instead of SAFE. Qualified banks
should examine the applications and accept registrations under the supervision of SAFE.

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We believe that all of our shareholders who were PRC citizens or residents at the time of our initial public offering completed their required
registrations with the SAFE in accordance with Circular 75 before the promulgation of SAFE Circular 37 prior to, and immediately after, the completion
of  our  initial  public  offering.  However,  as  there  is  uncertainty  concerning  the  reconciliation  of  these  notices  with  other  approval  or  registration
requirements  and  their  interpretation  and  implementation  has  been  constantly  evolving,  it  remains  unclear  how  these  regulations,  and  any  future
legislation concerning offshore or cross-border investments and transactions, will be interpreted, amended and implemented by the relevant government
authorities. For example, we may be subject to a more stringent review and approval process with respect to our foreign exchange activities, such as
remittance of dividends and foreign-currency-denominated borrowings, which may adversely affect our financial condition and results of operations. In
addition, as a publicly traded company in the United States, we may not at all times know of the identities of all of our beneficial owners, who are PRC
citizens  or  residents,  and  we  may  have  little  control  over  either  our  present  or  prospective  direct  or  indirect  PRC  resident  beneficial  owners  or  the
outcome of such registration procedures. We cannot assure you that we have complied or will be able to comply with all applicable foreign exchange
and  outbound  investment  related  regulations.  The  failure  or  inability  of  these  PRC  resident  beneficial  owners  to  comply  with  applicable  SAFE
registration requirements may subject us to the sanctions described above, including sanctions which may impede our ability to contribute the additional
capital from our proceeds of any future offerings to our PRC subsidiaries, and our PRC subsidiaries' ability to pay dividends or distribute profits to us.
Furthermore, if we decide to acquire a PRC domestic company, we cannot assure you that we or the owners of such company, as the case may be, will
be able to obtain the necessary approvals or complete the necessary filings and registrations required by the foreign exchange regulations. This may
restrict our ability to implement our acquisition strategy and could adversely affect our business and prospects.

We may be subject to fines or penalties if we fail to comply with any applicable laws, regulations or rules.

Historically,  we  experienced  certain  non-compliance  incidents,  some  of  our  project  companies  commenced  construction  before  obtaining
construction work permits or construction work planning permits. We believe these non-compliances did not have a material operational and financial
impact on us. There is no assurance that our internal control measures will be effective and there will not be any non-compliance incidents in the future.

In addition, PRC laws, regulations or rules governing our industry have been evolving rapidly. We cannot assure you that we will not be subject
to fines or penalties arising from non-compliance incidents if we fail to adapt to the new regulatory regime in a timely manner, or at all, which may have
a material adverse effect on our business, financial condition and results of operation.

Certain portions of our property development projects and investment properties are designated as civil air defense properties and transfer of the right
to use such area is subject to restrictions and uncertainties.

Certain portions of our property development projects and investment properties are designated as civil air defense properties. According to the
PRC laws and regulations, new buildings constructed in cities should contain basement areas that can be used for civil air defense purposes in times of
war. Under the Civil Air Defense Law of the PRC promulgated by the SCNPC on October 29, 1996, as amended on August 27, 2009 and Management
Measures  for  Peacetime  Development  and  Usage  of  Civil  Air  Defense  Properties  promulgated  by  the  House  Civil  Air  Defense  Office  in  November
2001, after obtaining the approval from the civil air defense supervising authority, a developer can manage and use such areas designated as civil air
defense properties at other time and generate profits from such use.We had entered into contracts to transfer the right to use civil air defense properties in
some of our property development projects to our customers as car parks and we intend to continue such transfer. However, in times of war, such areas
may be used by the government at no cost. In the event of war and if the civil air defense area of our projects is used by the public, we may not be able
to use such area as car parks, and such area will no longer be a source of our revenue. In addition, while our business operations have complied with the
laws and regulations on civil air defense property in all material aspects, we cannot assure you that such laws and regulations will not be amended in the
future  which  may  make  it  more  burdensome  for  us  to  comply  with  and  increase  our  compliance  cost.  The  civil  air  defense  areas  of  our  projects  are
primarily used or to be used for car parks, representing an insignificant portion of our property portfolio.

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We may be subject to fines due to the lack of registration of our leases.

Pursuant to relevant PRC regulations, parties to a lease agreement are required to file the lease agreements for registration and obtain property
leasing  filing  certificates  for  their  leases.  We  have  leased  certain  properties  from  independent  third-party  landlords  mainly  for  our  office  premises.
However, we failed to register some lease agreements under which we are the tenant. The failure to register the lease agreements does not affect the
validity  of  the  lease  agreements  under  the  relevant  PRC  laws  and  regulations,  or  our  rights  or  entitlements  to  lease  out  the  investment  properties  to
tenants. However, we may be required by relevant government authorities to file the lease agreements to complete the registration formalities and may
be subject to a fine for non-registration within the prescribed time limit, which may range from RMB1,000 to RMB10,000 per lease agreement. The
imposition of the above fines could require us to make additional efforts and/or incur additional expenses, any of which could materially and adversely
impact our business, financial condition and results of operations. The registration of these lease agreements to which we are a party requires additional
steps to be taken by the respective other parties to the lease agreement which are beyond our control. We cannot assure you that the other parties to our
lease agreements will be cooperative and that we can complete the registration of these lease agreements and any other lease agreements that we may
enter into in the future.

There are uncertainties regarding the interpretation and enforcement of PRC laws, rules and regulations.

Our core business is conducted within China and is governed by PRC laws and regulations. Our PRC subsidiaries are subject to laws, rules and
regulations applicable to foreign investment in China. Some of our activities outside the PRC are also subject to the extra-territorial jurisdiction under
the relevant PRC laws and regulations. The PRC legal system is a civil law system based on written statutes. Unlike the common law system, prior court
decisions may be cited for reference but have limited precedential value.

In  1979,  the  PRC  government  began  to  promulgate  a  comprehensive  system  of  laws,  rules  and  regulations  governing  economic  matters  in
general.  The  overall  effect  of  legislation  over  the  past  three  decades  has  significantly  enhanced  the  protections  afforded  to  various  forms  of  foreign
investment  in  China.  However,  China  has  not  developed  a  fully  integrated  legal  system,  and  recently  enacted  laws,  rules  and  regulations  may  not
sufficiently cover all aspects of economic activities in China or may be subject to significant degrees of interpretation by PRC regulatory agencies. In
particular, because these laws, rules and regulations are relatively new, and because of the limited number of published decisions and the nonbinding
nature of such decisions, and because the laws, rules and regulations often give the relevant regulator significant discretion in how to enforce them, the
interpretation and enforcement of these laws, rules and regulations involve uncertainties and can be inconsistent and unpredictable. In addition, the PRC
legal system is based in part on government policies and internal rules, some of which are not published on a timely basis or at all, and which may have
a retroactive effect. As a result, we may not be aware of our violation of these policies and rules until after the occurrence of the violation.

Any administrative and court proceedings in China may be protracted, resulting in substantial costs and diversion of resources and management
attention. Since PRC administrative and court authorities have significant discretion in interpreting and implementing statutory and contractual terms, it
may be more difficult to evaluate the outcome of administrative and court proceedings and the level of legal protection we enjoy than in more developed
legal systems. These uncertainties may impede our ability to enforce the contracts we have entered into and could materially and adversely affect our
business, financial condition and results of operations.

In addition, the PRC government has significant oversight and discretion over the conduct of our operations and may intervene or influence our
operations  as  the  government  deems  appropriate  to  further  regulatory,  political  and  social  goals.  The  PRC  government  has  recently  published  new
policies that significantly affected certain industries such as the internet industries and private education industries, and we cannot rule out the possibility
that it will in the future release regulations or policies or take regulatory actions regarding our industry that could adversely affect our business, financial
condition and results of operations.

We could be adversely affected by political tensions between the United States and China.

Political tensions between the United States and China have escalated in recent years due to, among other things,

●

●

●

the trade war between the two countries since 2018;

the COVID-19 pandemic;

the PRC National People's Congress' passage of Hong Kong national security legislation;

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●

the  imposition  of  U.S.  sanctions  on  certain  Chinese  officials  from  China's  central  government  and  the  Hong  Kong  Special
Administrative Region by the U.S. government, and the imposition of sanctions on certain individuals from the U.S. by the Chinese
government;

●

various executive orders issued by the U.S. government, which include, among others,

o

o

the  executive  order  issued  in  August  2020,  as  supplemented  and  amended  from  time  to  time,  that  prohibits  certain
transactions with ByteDance Ltd., Tencent Holdings Ltd. and the respective subsidiaries of such companies named in such
executive order;

the executive order issued in January 2021, as supplemented and amended from time to time, that prohibits such transactions
as  are  identified  by  the  U.S.  Secretary  of  Commerce  with  certain  “Chinese  connected  software  applications,”  including
Alipay and WeChat Pay; and

● the  Rules  on  Counteracting  Unjustified  Extra-Territorial  Application  of  Foreign  Legislation  and  Other  Measures  promulgated  by  the
MOFCOM, on January 9, 2021, which will apply to Chinese individuals or entities that are purportedly barred by a foreign country's law
from dealing with nationals or entities of a third country.

Rising  political  tensions  between  China  and  the  U.S.  could  reduce  levels  of  trade,  investment,  technological  exchanges  and  other  economic
activities  between  the  two  major  economies,  which  would  have  a  material  adverse  effect  on  global  economic  conditions  and  the  stability  of  global
financial markets. The measures taken by the U.S. and Chinese governments may have the effect of restricting our ability to transact or otherwise do
business with entities within or outside of China and may cause investors to lose confidence in Chinese companies and counterparties, including us. If
we  were  unable  to  conduct  our  business  as  it  is  currently  conducted  as  a  result  of  such  regulatory  changes,  our  business,  results  of  operations  and
financial condition would be materially and adversely affected.

Furthermore, the U.S. government has imposed measures regarding limiting or restricting China-based companies from accessing U.S. capital
markets,  and  delisting  certain  China-based  companies  from  U.S.  national  securities  exchanges.  In  January  2021,  after  reversing  its  own  delisting
decision,  the  NYSE  ultimately  resolved  to  delist  China  Mobile,  China  Unicom  and  China  Telecom  in  compliance  with  the  executive  order  issued  in
November 2020, after receiving additional guidance from the U.S. Department of Treasury and its Office of Foreign Assets Control. In addition, the
NYSE announced in February 2021 that it has determined to commence proceedings to delist CNOOC Limited in light of the same executive order.
These  delistings  have  introduced  greater  confusion  and  uncertainty  about  the  status  and  prospects  of  Chinese  companies  listed  on  the  U.S.  stock
exchanges. If any further measures were to be implemented, the resulting legislation may have a material and adverse impact on the stock performance
of China-based issuers listed in the United States such as us, and we cannot assure you that we will always be able to maintain the listing of our ADSs
on a national stock exchange in the U.S., such as the NYSE or the NASDAQ, or that you will always be allowed to trade our ADSs.

Our business has been and is likely to continue to be materially adversely affected by the COVID-19 pandemic globally and in China.

Beginning in December 2019, a novel strain of coronavirus, or COVID-19, resulted in prolonged mandatory quarantines, lockdown, closures of
businesses  and  facilities  and  travel  restrictions  imposed  by  the  Chinese  government  and  many  other  countries  around  the  world.  The  COVID-19
pandemic, as well as the restrictions imposed and actions taken by the governments and society as a whole in response to the COVID-19 pandemic,
could present significant challenges and uncertainties.

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The Chinese economy has been recovering steadily from the impact of COVID-19 since the second half of 2020, however, as of the date of this
annual report, there were a considerable amount of new COVID-19 cases, including primarily the COVID-19 Omicron variant cases, in various cities in
China. The Chinese local authorities have reinstated certain measures to keep COVID-19 in check, including travel restrictions and stay-at-home orders.
The recurrence of COVID-19 in the China and continuance of the outbreak in other parts of the world, could adversely impact our company’s business
operations  or  the  business  operations  of  our  company’s  customers  and  partners  thus  in  turn  having  an  adverse  impact  on  our  business,  results  of
operations and financial condition. Failure to contain the further spread of COVID-19 will prolong and exacerbate the general economic downturn. Our
business  operations  could  be  disrupted  if  any  of  its  employees  is  suspected  of  having  these  or  any  other  epidemic  disease,  since  it  could  require  its
employees to be quarantined and/or its offices to be closed for disinfection or other remedial measures. There remain substantial uncertainties about the
dynamic of the COVID-19 pandemic, including, but not limited to, with respect to the logistics of distribution and the efficacy of any vaccine program
or  with  respect  to  new  strains  or  variants  of  the  virus,  which  may  have  potential  continuing  impacts  on  subsequent  periods  if  the  pandemic  and  the
resulting disruption were to extend over a prolonged period.

Our business, results of operations and financial condition have been materially and adversely affected by the COVID-19 pandemic, and may
continue to be negatively and materially affected by the pandemic as well as other factors that we cannot foresee, such as the changes in the outlook of
China’s property market, slowdown in China’s economic growth or negative business sentiment. In particular, potential impact includes, among others,
the following:

● the continuing impacts of COVID-19 may result in a general slowdown in China’s real estate industry, adversely affecting the demand for

our services;

● our customers may not have sufficient budget or cashflow to pay for our services, or may fail to make the payment in a timely manner, or

at all;

● some  of  our  customers  may  not  be  well  capitalized  and  may  be  vulnerable  to  the  COVID-19  pandemic  and  the  slowdown  of  the
macroeconomic conditions, and if they cannot resume their business during a prolonged virus outbreak, the demand for our services may
be negatively affected; and

● we may experience work suspension, reduced work efficiency and productivity, which may adversely affect our service quality and the

timeliness of our project delivery.

We have taken measures to reduce the impact of the COVID-19 pandemic, including monitoring our employees’ health on a daily basis and
optimizing  our  technology  system  to  support  remote  work  arrangements.  However,  we  may  still  experience  lower  work  efficiency  and  productivity,
which  may  adversely  affect  our  service  quality.  Furthermore,  we  and  our  customers  have  experienced  business  disturbances  due  to  the  quarantine
measures to contain the spread of COVID-19. We experienced a slowdown in revenue growth and delayed collection of accounts receivables from our
customers. We may experience similar delay or even default from our customers should there be any recurrence of the COVID-19 outbreak in China,
which could materially and adversely affect our business, results of operations and financial condition. Moreover, if the pandemic persists or escalates,
we may be subject to further negative impact on our business operations.

We face risks related to natural disasters, health epidemics and other outbreaks, which could significantly disrupt our operations and adversely affect
our business, financial condition or results of operation.

In addition to the impact of COVID-19, our business could be adversely affected by the effects of the Ebola virus disease, H1N1 flu, H7N9 flu,
avian flu, Severe Acute Respiratory Syndrome, or SARS, or other epidemics. Our business operations could be disrupted if any of our employees is
suspected  of  having  the  Ebola  virus  disease,  H1N1  flu,  H7N9  flu,  avian  flu,  SARS,  or  other  epidemics,  since  it  could  require  our  employees  to  be
quarantined  and/or  our  offices  to  be  disinfected.  In  addition,  our  results  of  operations  could  be  adversely  affected  to  the  extent  that  any  of  these
epidemics harm the Chinese and global economy in general.

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We are also vulnerable to natural disasters and other calamities, such as fire, floods, typhoons, earthquakes, power loss, telecommunications
failures, break-ins, war, riots, terrorist attacks or similar events, which could cause construction delays and business interruptions. For example, certain
areas in Henan Province, China, where a significant portion of our development projects are located, experienced a heavy rainfall which was unexpected
and caused widespread flooding in July 2021. The flooding resulted in interruptions of our business and construction in Henan Province, which may
materially and adversely affect our results of operations and financial condition in 2021.

We may face PRC regulatory risks relating to our equity compensation plans.

Under the applicable regulations and SAFE rules, PRC resident who participate in an employee stock ownership plan or a stock option plan in
an  overseas  publicly  listed  company  are  required  to  register  with  SAFE  and  complete  certain  other  procedures.  On  February  15,  2012,  the  SAFE
implemented  the  Notice  on  the  Administration  of  Foreign  Exchange  Matters  for  Domestic  Individuals  Participating  in  the  Stock  Incentive  Plans  of
Overseas Listed Companies, or the Stock Option Notice. Under the Stock Option Notice, if a PRC resident participates in any employee stock incentive
plan of an overseas listed company, a qualified domestic PRC agent or the PRC subsidiary of such overseas listed company must, among other things,
file, on behalf of such individual, an application with the SAFE or its local counterpart to obtain approval for an annual allowance with respect to the
foreign exchange in connection with the stock holding, unit holding, share option exercises, or the holding of other types of equities permitted by PRC
law. Concurrently, the qualified domestic PRC agent or the PRC subsidiary must also obtain approval from the SAFE or its local counterpart to open a
special foreign exchange account at a PRC domestic bank to hold the funds required in connection with the stock acquisition or option exercise, any
returned principal or profits upon the sale of shares, any dividends issued on the stock and any other income or expenditures approved by the SAFE or
its local counterpart. In addition, the PRC agent or the PRC subsidiary is required to amend the SAFE registration with respect to the stock options or
other  awards  granted  if  there  is  any  material  change  to  the  stock  options  or  other  awards,  the  PRC  agent  or  the  PRC  subsidiary,  the  overseas  listed
company, or any other material changes. If we, or any of these persons mentioned above, fail to comply with the relevant rules or requirements, we may
be subject to penalties, and may become subject to more stringent review and approval processes with respect to our foreign exchange activities, such as
our  PRC  subsidiaries’  dividend  payment  to  us  or  borrowing  foreign  currency  loans,  all  of  which  may  adversely  affect  our  business  and  financial
condition.

The audit report included in this annual report is prepared by an auditor who is not inspected by the Public Company Accounting Oversight Board and,
as such, our investors are deprived of the benefits of such inspection.

Union Power, our independent registered public accounting firm that issues the audit report included in this annual report filed with the SEC, as
auditors of companies that are traded publicly in the United States and a firm registered with the U.S. Public Company Accounting Oversight Board, or
PCAOB, is required by the laws of the United States to undergo regular inspections by the PCAOB to assess its compliance with the laws of the United
States  and  professional  standards.  As  our  auditors  are  located  in  Hong  Kong  Special  Administrative  Region  of  the  People’s  Republic  of  China,  a
jurisdiction where the PCAOB is currently unable to conduct inspections without the approval of the Chinese authorities, our auditors are not currently
inspected by the PCAOB.

On May 24, 2013, PCAOB announced that it had entered into a Memorandum of Understanding on Enforcement Cooperation with the CSRC
and  the  MOF,  which  establishes  a  cooperative  framework  between  the  parties  for  the  production  and  exchange  of  audit  documents  relevant  to
investigations in the U.S. and China. PCAOB continues to be in discussions with the CSRC and the MOF to permit joint inspections in the PRC of audit
firms  that  are  registered  with  PCAOB  and  audit  Chinese  companies  that  trade  on  U.S.  exchanges.  On  December  7,  2018,  the  SEC  and  the  PCAOB
issued  a  joint  statement  highlighting  continued  challenges  faced  by  the  U.S.  regulators  in  their  oversight  of  financial  statement  audits  of  U.S.  listed
companies with significant operations in China. The joint statement reflects the U.S. regulators' heightened interest in this issue. In a statement issued on
December 9, 2019, the SEC reiterated concerns over the inability of the PCAOB to conduct inspections of the audit firm work papers with respect to the
U.S. listed companies that have operations in China, and emphasized on the importance of audit quality in emerging markets, such as China. On April
21,  2020,  the  SEC  and  the  PCAOB  issued  a  new  joint  statement,  reminding  the  investors  that  in  investing  in  companies  that  are  based  in  or  have
substantial operations in many emerging markets, including China, there is a substantially greater risk that disclosures will be incomplete or misleading,
and there is also a greater risk of fraud. In the event of investor harm, there is substantially less ability to bring and enforce SEC, DOJ and other U.S.
regulatory  actions,  in  comparison  to  the  U.S.  domestic  companies,  and  the  joint  statement  reinforced  past  SEC  and  PCAOB  statements  on  matters
including the difficulty to inspect audit work papers in China and its potential harm to investors.

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Inspections of other firms that the PCAOB has conducted outside China have identified deficiencies in those firms' audit procedures and quality
control procedures, which may be addressed as part of the inspection process to improve future audit quality. This lack of the PCAOB inspections in
China  prevents  the  PCAOB  from  fully  evaluating  the  effectiveness  of  audit  and  quality  control  procedures  of  our  independent  registered  public
accounting firm. As a result, we and investors in our securities are deprived of the benefits of such PCAOB inspections, which could cause investors and
potential  investors  in  our  securities  to  lose  confidence  in  our  audit  procedures  and  reported  financial  information  and  the  quality  of  our  financial
statements.

Our ADSs could be delisted and prohibited from trading “over the counter” if the Public Company Accounting Oversight Board is unable to inspect our
auditor who is located in China. The delisting of our ADSs and inability to trade, or the threat thereof, may materially and adversely affect the value of
your investment.

As part of a continued regulatory focus in the United States on access to audit and other information currently protected by national law, in
particular China's, in December 2020, the United States enacted the Holding Foreign Companies Accountable Act, or the HFCA Act, which includes
requirements for the SEC to identify issuers whose audit reports are prepared by auditors that the PCAOB is unable to inspect or investigate because of
restrictions imposed by non-U.S. authorities in the auditor's local jurisdiction, or covered issuers. The HFCA Act also requires public companies on this
SEC  list  to  certify  that  they  are  not  owned  or  controlled  by  a  foreign  government  and  make  certain  additional  disclosures  on  foreign  ownership  and
control of such issuers in their SEC filings. Furthermore, the HFCA Act amends the Sarbanes-Oxley Act of 2002, or Sarbanes-Oxley Act, to require the
SEC to prohibit securities of any U.S. listed companies from being traded on any of the U.S. national securities exchanges, such as the NYSE and the
NASDAQ,  or  in  the  U.S.  “over-the-counter”  markets,  if  the  auditor  of  the  U.S.  listed  companies'  financial  statements  is  not  subject  to  PCAOB
inspections for three consecutive years, beginning in 2021. Accordingly, under the current law, this could happen in 2024.

On  December  2,  2021,  the  SEC  adopted  final  amendments  to  its  rules  implementing  the  HFCA  Act,  or  the  Final  Amendments.  The  Final
Amendments include requirements to disclose information, including the auditor name and location, the percentage of shares of the issuer owned by
governmental entities, whether governmental entities in the applicable foreign jurisdiction with respect to the auditor has a controlling financial interest
with respect to the issuer, the name of each official of the Chinese Communist Party who is a member of the board of the issuer, and whether the articles
of  incorporation  of  the  issuer  contains  any  charter  of  the  Chinese  Communist  Party.  The  Final  Amendments  also  establish  procedures  the  SEC  will
follow in identifying issuers and prohibiting trading by certain issuers under the HFCA Act. On December 16, 2021, PCAOB issued the HFCA Act
Determination Report, according to which our auditor is subject to the determinations that the PCAOB is unable to inspect or investigate completely.

The HFCA Act or other efforts to increase U.S. regulatory access to audit information could cause investor uncertainty for affected issuers,
including us, and the market price of the ADSs could be adversely affected. Additionally, whether the PCAOB will be able to conduct inspections of our
auditor before the issuance of our financial statements on the Form 20-F for 2023, which is due by April 30, 2024, or at all, is subject to substantial
uncertainty and depends on a number of factors out of our control. If we are unable to meet the PCAOB inspection requirement in time, we could be
delisted from NYSE and our ADSs will not be permitted for trading “over-the-counter” either. Delisting would substantially impair our investors' ability
to sell or purchase our ADSs when they wish to do so, and the risk and uncertainty associated with delisting would have a negative impact on the price
of our listed securities. Also, such a delisting would significantly affect our ability to raise capital on terms acceptable to us, or at all, which would have
a material adverse impact on our business, financial condition and prospects.

It may be difficult for overseas regulators to conduct investigation or collect evidence within China.

Shareholder  claims  or  regulatory  investigation  that  are  common  in  the  United  States  generally  are  difficult  to  pursue  as  a  matter  of  law  or
practicality in China. For example, in China, there are significant legal and other obstacles to providing information needed for regulatory investigations
or litigations initiated outside China. Although the authorities in China may establish a regulatory cooperation mechanism with the securities regulatory
authorities  of  another  country  or  region  to  implement  cross-border  supervision  and  administration,  such  cooperation  with  the  securities  regulatory
authorities in the Unities States may not be efficient in the absence of mutual and practical cooperation mechanism. Furthermore, according to Article
177 of the PRC Securities Law, or Article 177, which became effective in March 2020, no overseas securities regulator is allowed to directly conduct
investigation or evidence collection activities within the territory of the PRC. While detailed interpretation of or implementation rules under Article 177
have yet to be promulgated, the inability for an overseas securities regulator to directly conduct investigation or evidence collection activities within
China may further increase difficulties faced by you in protecting your interests.

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We may be adversely affected by the settlement order between the SEC and certain PRC-based accounting firms, including our independent registered
public accounting firm.

In December 2012, the SEC instituted proceedings under Rule 102(e)(1)(iii) of the SEC's Rules of Practice and also under the Sarbanes-Oxley
Act against five PRC-based accounting firms, alleging that these firms had violated U.S. securities laws and the SEC's rules and regulations thereunder
by failing to provide to the SEC the firms' work papers related to their audits of certain PRC-based companies that are publicly traded in the United
States. Rule 102(e)(1)(iii) grants the SEC the authority to deny to any person, temporarily or permanently, the ability to practice before the SEC who is
found by the SEC, after notice and opportunity for a hearing, to have willfully violated any such laws or rules and regulations. On January 22, 2014, an
initial administrative law decision was issued, censuring these accounting firms and suspending four of the five firms from practicing before the SEC for
a period of six months. Four of these PRC-based accounting firms appealed to the SEC against this decision and, on February 6, 2015, each of the four
PRC-based accounting firms agreed to a censure and to pay a fine to the SEC to settle the dispute and avoid suspension of their ability to practice before
the SEC. The firms' ability to continue to serve all their respective clients is not affected by the settlement. The settlement requires the firms to follow
detailed procedures to seek to provide the SEC with access to Chinese firms' audit documents via the CRSC. If the firms do not follow these procedures,
the SEC could impose penalties such as suspensions, or it could restart the administrative proceedings. Under the terms of the settlement, the underlying
proceeding against the four PRC-based accounting firms was deemed dismissed with prejudice for four years after entry of the settlement. The four-year
mark occurred on February 6, 2019. We cannot predict if the SEC will further challenge the four PRC-based accounting firms' compliance with the U.S.
law in connection with the U.S. regulatory requests for audit work papers or if the results of such challenge would result in the SEC imposing penalties,
such as suspensions.

In the event that the PRC-based “big four” accounting firms become subject to additional legal challenges by the SEC or PCAOB, depending
upon the final outcome, listed companies in the U.S. with major PRC operations may find it difficult or impossible to retain auditors in respect of their
operations  in  the  PRC,  which  could  result  in  financial  statements  being  determined  to  not  be  in  compliance  with  the  requirements  of  the  Securities
Exchange Act of 1934, as amended, or the Exchange Act, including possible delisting. Moreover, any negative news about any such future proceedings
against  these  audit  firms  may  cause  investor  uncertainty  regarding  China-based,  U.S.-listed  companies  and  the  market  price  of  our  ADSs  may  be
adversely affected.

If the auditor of our audit report in our annual report filed with the SEC were denied, even temporarily, the ability to practice before the SEC
and we were unable to timely find another registered public accounting firm to audit and issue an opinion on our consolidated financial statements, our
consolidated financial statements could be determined not to be in compliance with the requirements of the Exchange Act. Such a determination could
ultimately  lead  to  delisting  of  the  ADSs  from  the  NYSE  or  deregistration  from  the  SEC,  or  both,  which  would  substantially  reduce  or  effectively
terminate the trading of the ADSs in the U.S.

In addition, on May 26, 2015, the MOF issued Notice on the Interim Provisions on the Audits Conducted by Accounting Firms concerning the
Overseas Listing of Chinese Domestic Companies, or Circular 9, which became effective on July 1, 2015. In accordance with Circular 9, auditors based
outside of China, including our independent registered public accounting firm, are required to cooperate with mainland Chinese auditors with requisite
qualifications and enter into written arrangements with mainland Chinese auditors in order to conduct audit work for overseas listed mainland Chinese
companies, and auditors based outside of China shall undertake the auditing responsibilities which may be incurred. Hence, our independent registered
public  accounting  firm  may  need  to  establish  appropriate  arrangements  with  mainland  Chinese  auditors  in  order  to  continue  to  audit  our  financial
statements, which may be difficult in light of the SEC’s administrative proceedings and the settlement described above. If our auditor were unable to
have alternate support or cooperation arrangements or otherwise were unable to address issues related to the production of documents in accordance
with the settlement order in the SEC proceedings and we were unable to timely find another independent registered public accounting firm to audit and
issue  an  opinion  on  our  financial  statements,  our  financial  statements  could  be  determined  to  not  be  in  compliance  with  the  requirements  of  the
Exchange Act. Such a determination could ultimately lead to delisting of our ADSs from the NYSE or deregistration from the SEC, or both.

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Risks Related to Our ADSs

The trading price of our ADSs has been, and is likely to continue to be, volatile, which could result in substantial losses to holders of our ADSs as well
as the potential suspension of listing or delisting of our ADRs.

The trading price of our ADSs has been, and is likely to continue to be, volatile and could fluctuate widely in response to a variety of factors,
many of which are beyond our control. For example, the high and low sale prices of our ADSs in 2021 were US$3.62 and US$0.55, respectively. In
addition, the performance and fluctuation of the market prices of other companies with business operations located mainly in China that have listed their
securities in Hong Kong and/or the U.S. may affect the volatility in the prices of and trading volumes for our ADSs. Some of these companies have
experienced significant volatility, including significant price declines after their initial public offerings. The trading performances of these companies’
securities  at  the  time  of  or  after  their  offerings  may  affect  the  overall  investor  sentiment  towards  other  companies  with  business  operations  located
mainly in China and listed in Hong Kong and/or the U.S. and consequently, may impact the trading performance of our ADSs. In addition to market and
industry factors, the prices and trading volumes for our ADSs may be highly volatile for specific business reasons, including:

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variations  in  our  results  of  operations  or  earnings  that  are  not  in  line  with  market  or  research  analyst  expectations  or  changes  in
financial estimates by securities research analysts;

publication of operating or industry metrics by third parties, including government statistical agencies, that differ from expectations of
industry or financial analysts;

announcements  made  by  us  or  our  competitors  of  new  product  and  service  offerings,  acquisitions,  strategic  relationships,  joint
ventures or capital commitments;

press and other reports, whether or not true, about our business, including negative reports published by short sellers, regardless of
their veracity or materiality to us;

litigation and regulatory allegations or proceedings that involve us;

changes in pricing we or our competitors adopt;

additions to or departures of our management;

actual or perceived general industry, regulatory, economic and business conditions and trends in China and globally, due to various
reasons,  including  changes  in  geopolitical  landscape,  as  some  investors  or  analysts  may  invest  in  or  value  our  ADSs  based  on  the
economic performance of the Chinese economy, which may not be correlated to our financial performance;

political or market instability or disruptions, and actual or perceived social unrest in the U.S., Hong Kong or other jurisdictions;

fluctuations of exchange rates among the Renminbi, the Hong Kong dollar and the U.S. dollar; and

sales or perceived potential sales or other dispositions of existing or additional ADSs or other equity or equity-linked securities.

Any of these factors may result in large and sudden changes in the volume and trading price of our ADSs. In addition, the stock market has
from  time  to  time  experienced  significant  price  and  volume  fluctuations  that  are  unrelated  to  the  operating  performance  of  particular  companies  and
industries.

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When the trading price of our ADRs falls below US$1.00, we are considered below compliance standards pursuant to the listing requirements
of the NYSE and could result in the delisting of our common stock by the NYSE. As the average trading price of our ADRs remained below US$1.00
for 30 consecutive trading days or more, the NYSE sent us a deficiency notice on December 14, 2021 and required the stock price to be brought back
above US$1.00 within six months prior to May 13, 2022. On May 2, 2022, the NSYE notified us that a calculation of the Company’s average stock price
from  the  30-trading  days  ended  April  29,  2022  has  been  above  the  US$1.00  based  on  a  30-trading  day  average.  As  a  result,  the  Company  regained
compliance. However, our average trading price over the 30 consecutive trading days ended June 23, 2022 fell below US$1.00 again, for which, the
NYSE sent us a deficiency notice on June 24, 2022. From the date of the deficiency notice, we have six months to comply with the continued listing
standards.  We  can  regain  compliance  at  any  time  during  the  six-month  cure  period  if  on  the  last  trading  day  of  any  calendar  month  during  the  cure
period  the  Company  has  a  closing  share  price  of  at  least  US$1.00  and  an  average  closing  share  price  of  at  least  US$1.00  over  the  30  trading  days
preceding the end of that month. In the event that at the expiration of the six month cure period, both a US$1.00 closing share price on the last trading
day of the cure period and a US$1.00 average closing share price over the 30 trading-day period ending on the last trading day of the cure period are not
attained at the expiration of the six-month cure period, the NYSE will commence suspension and delisting procedures. We can give no assurances that
we would be able to regain compliance with the NYSE continued listing standards.

We may raise additional capital through the sale of additional equity or debt securities, which could result in additional dilution to our shareholders, or
impose upon us additional financial obligations.

We  may  require  additional  cash  resources  to  finance  our  continued  growth  or  other  future  developments,  including  any  investments  or
acquisitions we may decide to pursue. The amount and timing of such additional financing needs will vary depending on the timing of our property
developments, investments and/or acquisitions, and the amount of cash flow from our operations. If our resources are insufficient to satisfy our cash
requirements,  we  may  seek  to  sell  additional  equity  or  debt  securities.  Sales  of  additional  equity  or  convertible  securities  could  result  in  additional
dilution  to  our  shareholders.  The  incurrence  of  indebtedness  would  result  in  increased  debt  service  obligations  and  could  result  in  operating  and
financing covenants that would restrict our operations, including our ability to pay dividends or redeem stock. We cannot guarantee that financing will
be available in amounts or on terms acceptable to us, if at all.

Substantial future sales or the perception of sales of our ADSs in the public market could cause the price of our ADSs to decline.

The sales of our ADSs or common shares in the public market, or the perception that such sales could occur, could cause the market price of
our ADSs to decline. As of December 31, 2021, we had 107,757,721 common shares outstanding, including 74,405,372 common shares represented by
37,202,686 ADSs. All ADSs are freely transferable without restriction or additional registration under the Securities Act of 1933, as amended, or the
Securities Act, other than those held by affiliates which are subject to volume and other restrictions as applicable under Rule 144 under the Securities
Act. The remaining common shares outstanding are available for sale, subject to any volume and other restrictions as applicable under Rule 144. The
sale or perceived sale of a substantial amount of our ADSs by any principal shareholder could adversely affect the prevailing market price for our ADSs.
Such sales or perceived sales might also make it more difficult for us to sell equity or equity-related securities in the future at a time and price that we
deem appropriate. To the extent that common shares (in the form of ADSs) are sold into the market, the market price of our ADSs could decline.

The interests of our major shareholders may not be aligned with the interests of our other shareholders.

As  of  December  31,  2021,  Mr.  Yong  Zhang,  Chairman  of  our  board  of  directors,  and  Ms.  Yuyan  Yang,  also  a  board  member,  beneficially
owned 29.51% and 26.36%, respectively of our share capital. Accordingly, they each have substantial influence over our business, including decisions
regarding mergers, consolidations and the sale of all or substantially all of our assets, election of directors and other significant corporate actions. This
concentration of ownership by our major shareholders may result in actions being taken even if opposed by our other shareholders. In addition, it may
discourage, delay or prevent a change in control of our company, which could deprive our shareholders of an opportunity to receive a premium for their
shares as part of a sale of our company and might reduce the price of our ADSs.

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If we fail to maintain an effective system of internal controls over financial reporting, we may not be able to accurately report our financial results or
prevent fraud.

We are subject to reporting obligations under the U.S. securities laws, including the SEC’s disclosure rules relating to an effective system of
internal controls over financial reporting and of disclosure controls. If we fail to maintain effective internal control over financial reporting in the future,
our  management  and  our  independent  registered  public  accounting  firm  may  not  be  able  to  conclude  that  we  have  effective  internal  control  over
financial reporting at a reasonable assurance level.

Moreover, effective internal control over financial reporting is necessary for us to produce reliable financial reports and is important to help
prevent fraud. As a result, our failure to maintain effective internal control over financial reporting could result in the loss of investor confidence in the
reliability of our financial statements, which in turn could harm our business and negatively impact the trading price of our ADSs. Furthermore, we have
incurred, and expect to continue to incur, considerable costs and devote significant management time and efforts and other resources to comply with
Section 404 of the Sarbanes-Oxley Act.

If we are unable to remedy the weaknesses in our internal controls, the reliability of our financial reporting and the preparation of our consolidated
financial statements may be materially adversely affected.

As  further  discussed  in  Item  16-F,  in  April  2021,  EY  identified  certain  issues  during  the  audit  of  the  Company's  consolidated  financial

statements with respect to:

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The sale of the Modern City project, or Modern City, to an entity, or the Acquirer;

Transactions with several companies that appeared to be owned by Xinyuan employees, or the Employee Controlled Companies; and

Transactions between the Employee Controlled Companies and other trading companies.

Our  Audit  Committee  instructed  KPMG  and  Quinn  Emanuel  to  assist  the  Audit  Committees  with  the  Internal  Review  of  the  following
transactions.  The  Internal  Review  concluded  that  there  was  no  direct  evidence  that  the  Company  engaged  in  improper  related  party  transactions.  Its
conclusions were as follows:

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Modern City: Based on documentary evidence and witness interviews, the Audit Committee determined that there were employee-
controlled entities, or the Employee Controlled Entities, that were limited partners in the Acquirer, but that the Employee Controlled
Entities were only nominal shareholders who held the interests on behalf of the actual investors, or the Actual Investors. The Audit
Committee did not identify any direct evidence suggesting that the Actual Investors were affiliated with Xinyuan or that Xinyuan had
financed the Actual Investors' investment in the Acquirer. The Audit Committee determined that the Actual Investors did finance the
Acquirer's first payment for Modern City and that a Company subsidiary also lent the Acquirer RMB264 million in November 2020,
which was subsequently repaid by the Acquirer within two months.

Employee Controlled Companies Transactions:  The  Audit  Committee  did  not  identify  any  evidence  that  the  relevant  employees
invested in any capital in the Employee Controlled Companies or received any benefit from the business of the Employee Controlled
Companies.  The  only  transactions  between  the  Employee  Controlled  Companies  and  our  employees  were  RMB5,000  per  month
payments  to  our  three  employees,  who  were  the  nominal  owners  of  the  Employee  Controlled  Companies.  The  Internal  Review,
however,  did  identify  two  transactions  between  the  Company  and  Employee  Controlled  Companies.  One  transaction  was  done  to
facilitate  the  Modern  City  transaction.    The  other  transaction  was  done  to  engage  in  a  transfer  that  was  consistent  with  the  stated
purpose of a bank loan.

Trading  Company  Transactions.  These  were  nominal  wholesale  agreements  between  the  Company  and  trading  companies.  The
Audit Committee was unable to substantiate the true nature of these transactions because some of the assets included in the wholesale
agreement  had  already  been  sold.  However,  as  the  Company  did  not  recognize  the  payments  under  these  wholesale  agreements  as
income, the Audit Committee determined that the actual business relationship was unlikely to affect the Company's account balance.

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The  Audit  Committee  also  identified  17  transactions  where  the  Company  received  and  then  shortly  sent  reciprocal  payments  between  our
affiliates.  The  Internal  Review  determined  that  these  transactions  would  not  impact  the  book  value  of  the  respective  bank  accounts.  The  Audit
Committee believes that these transactions were done to increase banking activities and to maintain and/or enhance the Company's status with the banks.

The Internal Review did not identify any material weaknesses in the Company's internal controls. Nonetheless, following the Internal Review,
the Audit Committee recommended that the Company engage in remedial efforts to enhance the Company's transactional review process. Management
has accepted these recommendations and is in the process of:

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Strengthening  and  improving  its  internal  accounting  procedures  and  bookkeeping  standards  to  ensure  accurate  recording  of
transactions and regular reviews of transaction records;

Strengthening  and  enhancing  its  internal  procedures  and  standards  regarding  contract  management  and  transaction  approval,  with
stricter and more detailed requirements and guidance, including imposing requirements for supporting documentation with respect to
any related party transaction;

Providing  additional  guidance  and  training  to  employees  regarding  the  relevant  rules  and  disclosure  requirements  for  related  party
transactions; and

Improving the process of identifying, processing and disclosing related party transactions to ensure compliance with the relevant rules
and regulations.

If  our  efforts  to  complete  this  remediation  is  not  successful,  then  we  may  be  unable  to  report  our  results  of  operations  for  future  periods
accurately and in a timely manner and make our required filings with government authorities, including the SEC. There is also a risk that there could be
accounting errors in our financial reporting, and we cannot be certain that, in the future, additional material weaknesses will not exist or otherwise be
discovered. Any of these occurrences could adversely affect our business and operating results and could generate negative market reactions, potentially
leading to a decline in the price of our shares, ADRs.

Matters relating to or arising from the Internal Review, including adverse publicity and potential concerns from our customers, suppliers or others with
whom we do business, could have an adverse effect on our business and financial condition.

We could be the subject of negative publicity focusing on Internal Review, and we may be adversely impacted by negative reactions from our
customers, suppliers or others with whom we do business. Concerns include the perception of the effort required to address our accounting and internal
control environment, and the ability for us to be a long-term provider to our customers. Adverse publicity and potential concerns from our customers and
business partners or others could harm our business and have an adverse effect on our financial condition.

We are a foreign private issuer with the meaning of the rules under the Exchange Act, as such we are exempt from certain provisions applicable to U.S.
domestic public companies.

Because  we  qualify  as  a  foreign  private  issuer  under  the  Exchange  Act,  we  are  exempt  from  certain  provisions  of  the  securities  rules  and

regulations in the United States that are applicable to United States domestic issuers, including:

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the rules under the Exchange Act requiring the filing with the SEC of quarterly reports on Form 10-Q or current report on Form 8-K;

the section of the Exchange Act regulating the solicitation of proxies, consents or authorizations in respect of a security registered
under the Exchange Act;

the  section  of  the  Exchange  Act  requiring  directors,  officers  and  10%  holders  to  file  public  reporting  of  their  stock  ownership  and
trading activities and imposing liability on insiders who profit from trades made in a short period of time;

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the selective disclosure rules under Regulation FD restricting issuers from selectively disclosing material nonpublic information.

Accordingly, the information we are required to file with or furnish to the SEC is less extensive and less frequent compared to that required to

be filed with the SEC by U.S. domestic issuers.

As a company incorporated in the Cayman Islands, we are permitted to adopt certain home country practices for corporate governance matters that
differ significantly from the NYSE corporate governance listing standards; these practices may afford less protection to shareholders than they would
enjoy if we complied fully with the corporate governance listing standards.

Our  ADSs  are  listed  on  the  NYSE.  The  NYSE  corporate  governance  listing  standards  permit  a  foreign  private  issuer,  like  us,  to  follow  the
corporate  governance  practices  of  its  home  country.  Certain  corporate  governance  practices  in  the  Cayman  Islands,  which  is  our  home  country,  may
differ  significantly  from  the  NYSE  corporate  governance  listing  standards.  For  example,  Cayman  Islands  does  not  require  us  to  comply  with  the
following corporate governance listing standards of the NYSE:

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having the majority of our board of directors composed of independent directors;

having a minimum of three members in our audit committee;

holding annual shareholders' meetings;

having a compensation committee composed entirely of independent directors;

having a nominating and corporate governance committee composed entirely of independent directors; and

requiring members of the audit committee to satisfy certain independence criteria in addition to those of Rule 10A-3 of the Exchange
Act;

requiring shareholders to approve the adoption or material revision of any equity compensation plan; and

requiring shareholders to approve certain issuances of our equity securities.

We are currently following home country practice on the requirements described above. Accordingly, the majority of our board of directors is
composed of management or former management directors. Each of our compensation committee and governance and nominating committee include
non-independent directors. In addition, we are not required to put forward for a shareholder vote new equity plans or change to existing equity plans or
other  significant  share  issuance.  For  a  more  detailed  discussion  of  the  ways  in  which  our  corporate  governance  differs  from  that  of  a  U.S.  domestic
company listed on the NYSE, see “Item 16G. Corporate Governance.” As a result of our use of the “home country practice” exception from the NYSE
corporate governance rules, you do not have same shareholder protections as you would if we were a U.S. domestic public company or if we complied
fully with the corporate governance listing standards.

We  are  not  required  to  follow  customary  practices  applicable  to  U.S.  domestic  companies  with  respect  to  determining  and  disclosing  executive
compensation.

As  a  foreign  private  issuer,  we  are  not  subject  to  many  of  the  corporate  governance  and  disclosure  requirements  relating  to  executive
compensation matters under the U.S. securities laws. Under our compensation committee charter, only 50% of the members of the committee at any
time (less than a majority) must be independent of management, while a U.S. domestic issuer is required to form a compensation committee composing
entirely of independent directors. We are also not required to and do not report compensation of senior management or directors on an individual basis.
As  a  result,  investors  are  not  able  to  assess  for  themselves  appropriateness  or  reasonableness  of  the  amount  or  form  of  compensation  for  individual
executives.  The  SEC  has  adopted  a  rule  requiring  disclosure  of  a  chief  executive  officer  pay  relative  to  that  of  the  median  total  compensation  for
employees, which does not apply to foreign private issuers.

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We  have  entered  into  agreements  that  provide  for  the  payment  of  annual  bonuses  based  on  a  percentage  of  net  income  to  certain  of  our
executive  officers.  In  other  cases,  we  have  made  arrangements  or  established  bonus  plans  that  provide  for  the  payment  of  performance  bonuses  to
employees,  including  executive  officers,  based  on  assessment  of  their  contributions  to  our  business  development,  improvement  of  operation
management, and fund financing activities. These accrual and payments could result in a decrease of our net profit attributable to public shareholders.

You may not have the same voting rights as the holders of our common shares and may not receive voting materials in time to be able to exercise your
right to vote.

Holders  of  our  ADSs  will  not  be  able  to  exercise  voting  rights  attaching  to  the  underlying  common  shares  represented  by  our  ADSs  on  an
individual basis. Holders of our ADSs appoint the depositary or its nominee as their representative to exercise the voting rights attaching to the common
shares represented by the ADSs. Holders of ADSs may not receive voting materials in time to instruct the depositary to vote, and it is possible that you,
or persons, who hold their ADSs through brokers, dealers or other third parties, will not have the opportunity to exercise a right to vote. As soon as
practicable after the depositary receives from us a notice of a shareholders’ meeting, the depositary will distribute to registered holders of ADSs a notice
stating (a) such information as is contained in such notice and any solicitation materials, (b) that each registered holder on the record date set for such
purpose will, subject to any applicable provisions of Cayman Islands law, be entitled to instruct the depositary as to the exercise of the voting rights, and
(c) the manner in which such instructions may be given, including instructions to give a discretionary proxy to a person designated by us. The depositary
will not itself exercise any voting discretion in respect of any common shares nor will it provide any instructions with respect to the common shares
represented  by  any  ADSs  for  which  voting  instructions  were  not  timely  and  properly  received.  There  can  be  no  guarantee  that  registered  holders  of
ADSs will receive the notice described above with sufficient time to enable them to return any voting instructions to the depositary in a timely manner.
To the extent you hold your ADSs through a bank, broker or other nominee, you will be relying upon such institutions with respect to voting matters.

You may experience difficulties in effecting service of legal process, enforcing foreign judgments or bringing original actions in China based on United
States or other foreign law against us or our management named in the annual report.

We are incorporated in the Cayman Islands and conduct substantially all of our operations in China through our wholly-owned subsidiaries in
China. Most of our assets are located in China. In addition, many of our directors and senior executive officers reside within China and some or all of the
assets of those persons are located outside of the United States. As a result, it may not be possible to effect service of process within the United States, or
elsewhere outside China, upon our directors and senior executive officers, including with respect to matters arising under the U.S. federal securities law
or applicable state securities law. Even if you are successful in bringing an action of this kind, the respective law of the Cayman Islands and China may
render you unable to enforce a judgment against our assets or the assets of our directors and officers. Although there is no statutory enforcement in the
Cayman Islands of judgments obtained in the federal or state courts of the United States (and the Cayman Islands are not a party to any treaties for the
reciprocal enforcement or recognition of such judgments), the courts of the Cayman Islands will, at common law, recognize and enforce a foreign money
judgment of a foreign court of competent jurisdiction without any re-examination of the merits of the underlying dispute based on the principle that a
judgment of a competent foreign court imposes upon the judgment debtor an obligation to pay the liquidated sum for which such judgment has been
given, provided such judgment (i) is final and conclusive, (ii) is not in respect of taxes, a fine or a penalty; and (iii) has not been obtained in a manner
and is not of a kind the enforcement of which is contrary to natural justice or the public policy of the Cayman Islands. However, the Cayman Islands
courts are unlikely to enforce a judgment obtained from the U.S. courts under civil liability provisions of the U.S. federal securities law if such judgment
is determined by the courts of the Cayman Islands to give rise to obligations to make payments that are penal or punitive in nature. A Cayman Islands
court  may  stay  enforcement  proceedings  if  concurrent  proceedings  are  being  brought  elsewhere.  Moreover,  the  PRC  does  not  have  treaties  with  the
United States or many other countries providing for the reciprocal recognition and enforcement of judgment of courts.

You may not be able to participate in rights offerings and may experience dilution of your holdings as a result.

We may, from time to time, distribute rights to our shareholders, including rights to acquire our securities. Under the deposit agreement for the
ADSs, the depositary will not offer those rights to ADS holders unless both the rights and the underlying securities to be distributed to ADS holders are
either registered under the Securities Act or are exempt from registration under the Securities Act with respect to all holders of ADSs. We are under no
obligation to file a registration statement with respect to any such rights or underlying securities or to endeavor to cause such a registration statement to
be declared effective. In addition, we may not be able to take advantage

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of any exemptions from registration under the Securities Act. Accordingly, holders of our ADSs may be unable to participate in our rights offerings and
may experience dilution in their holdings as a result.

You may be subject to limitations on transfer of your ADSs.

Your ADSs are transferable on the books of the depositary. However, the depositary may close its transfer books at any time, or from time to
time, when it deems expedient in connection with the performance of its duties. In addition, the depositary may refuse to deliver, transfer or register
transfers of ADSs generally when our books, or the books of the depositary, are closed, or at any time if we, or the depositary, deem it advisable to do so
because  of  any  requirement  of  law  or  of  any  government  or  governmental  body,  or  under  any  provision  of  the  deposit  agreement,  or  for  any  other
reason.

We are a Cayman Islands exempted company and, because judicial precedent regarding the rights of shareholders is more limited under Cayman Islands
law than under the U.S. law, you may have less protection of your shareholder rights than you would under the U.S. law.

Our  corporate  affairs  are  governed  by  our  memorandum  and  articles  of  association  and  by  the  Companies  Act  of  the  Cayman  Islands,  as
amended from time to time, and the common law of the Cayman Islands. The rights of shareholders to take legal action against our directors and us,
actions by minority shareholders and the fiduciary responsibilities of our directors to us under Cayman Islands law are to a large extent governed by the
common law of the Cayman Islands. The common law of the Cayman Islands is derived in part from comparatively limited judicial precedent in the
Cayman Islands as well as from English common law, which has persuasive, but not binding, authority on a court in the Cayman Islands. The rights of
our  shareholders  and  the  fiduciary  responsibilities  of  our  directors  under  Cayman  Islands  law  are  not  as  clearly  established  as  they  would  be  under
statutes or judicial precedents in the United States. In particular, the Cayman Islands have a less developed body of securities laws as compared to the
United  States,  and  provide  significantly  less  protection  to  investors.  In  addition,  Cayman  Islands  companies  may  not  have  standing  to  initiate  a
shareholder derivative action before the federal courts of the United States.

In mergers and consolidations where the merged company or consolidated company will continue to be a Cayman Islands entity, dissenting
shareholders have the right to be paid the fair value of their shares (which, if not agreed between the parties, will be determined by the Cayman Islands
courts)  if  they  follow  required  procedures,  subject  to  certain  exceptions.  However,  they  may  not  be  comparable  to  the  appraisal  rights  that  would
ordinarily be available to dissenting shareholders of a U.S. company.

As  a  result  of  all  of  the  above,  our  public  shareholders  may  have  more  difficulty  in  protecting  their  interests  through  actions  against  our

management, directors or major shareholders than would shareholders of a corporation incorporated in a jurisdiction in the United States.

Our articles of association may contain anti-takeover provisions that could have a material adverse effect on the rights of holders of our common shares
and ADSs.

Our amended and restated articles of association contain provisions limiting the ability of others to acquire control of our company or cause us
to engage in change-of-control transactions. These provisions could have the effect of depriving our shareholders of an opportunity to sell their shares at
a  premium  over  prevailing  market  prices  by  discouraging  third  parties  from  seeking  to  obtain  control  of  our  company  in  a  tender  offer  or  similar
transaction. For example, our board of directors has the authority, without further action by our shareholders, to issue preferred shares in one or more
series  and  to  fix  their  designations,  powers,  preferences,  privileges  and  relative  participating,  optional  or  special  rights  and  their  qualifications,
limitations  or  restrictions,  including  dividend  rights,  conversion  rights,  voting  rights,  terms  of  redemption  and  liquidation  preferences,  any  or  all  of
which may be greater than the rights associated with our common shares, in the form of ADSs or otherwise. Preferred shares could be issued quickly
with terms calculated to delay or prevent a change in control of our company or make removal of management more difficult. If our board of directors
decides to issue preferred shares, the price of our ADSs may fall and the voting and other rights of the holders of our common shares and ADSs may be
materially and adversely affected.

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We may be classified as a passive foreign investment company, which could result in adverse U.S. federal income tax consequences to U.S. holders of
our ADSs or common shares.

The rules governing passive foreign investment companies, or PFICs, can have adverse effects for U.S. federal income tax purposes. The tests
for determining PFIC status for a taxable year depend upon the relative values of certain categories of assets and the relative amounts of certain kinds of
income. The determination of whether we are a PFIC depends on the particular facts and circumstances (such as the valuation of our assets, including
goodwill and other intangible assets) and may also be affected by the application of the PFIC rules, which are subject to differing interpretations. Based
on our estimated gross income, the average value of our assets, including goodwill and the nature of our business, although not free from doubt, we do
not believe that we were classified as a PFIC for U.S. federal income tax purposes for the taxable year ending December 31, 2021.

If  we  are  a  PFIC,  U.S.  holders  of  our  ordinary  shares  or  ADSs  would  be  subject  to  adverse  U.S.  federal  income  tax  consequences,  such  as
ineligibility  for  any  preferred  tax  rates  on  capital  gains  or  on  actual  or  deemed  dividends,  interest  charges  on  certain  taxes  treated  as  deferred,  and
additional reporting requirements under U.S. federal income tax laws and regulations. A U.S. holder of our ordinary shares or ADSs may be able to
mitigate  some  of  the  adverse  U.S.  federal  income  tax  consequences  described  above  with  respect  to  owning  the  ordinary  shares  or  ADSs  if  we  are
classified as a PFIC, provided that such U.S. Holder is eligible to make, and validly makes, a “mark-to-market” election. However, because we are a
holding company and a mark-to-market election would not apply to any lower-tier PFICs we own, it is unclear that making the election would have any
benefit  to  a  U.S.  holder.  In  certain  circumstances,  a  U.S.  holder  can  make  a  “qualified  electing  fund”  election  to  mitigate  some  of  the  adverse  tax
consequences  described  with  respect  to  an  ownership  interest  in  a  PFIC  by  including  in  income  its  share  of  the  PFIC’s  income  on  a  current  basis.
However, we do not currently intend to prepare or provide the information that would enable a U.S. holder to make a qualified electing fund election.

See “Item 10. Additional Information — E. Taxation — U.S. Federal Income Taxation — Passive Foreign Investment Company.”

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ITEM 4 INFORMATION ON THE COMPANY

107.

A.

History and Development of the Company

We  are  a  Cayman  Islands  holding  company  and  conduct  business  primarily  through  our  operating  subsidiaries  in  China  and,  as  to  certain

operations, non-PRC based subsidiaries.

Our  company  was  incorporated  in  the  Cayman  Islands  on  March  26,  2007  as  an  exempted  company.  Our  company  operates  under  Cayman
Islands  Companies  Act  (As  Revised).  Our  registered  address  is  located  at  the  offices  of  Maples  Corporate  Services  Limited,  PO  Box  309,  Ugland
House, Grand Cayman, KY1-1104 Cayman Islands. Our principal executive offices are located at 27/F, China Central Place, Tower II, 79 Jianguo Road,
Chaoyang District, Beijing 100025, People’s Republic of China. Our telephone number at this address is (86) 10 8588-9200.

For a discussion of our capital expenditures for the last three fiscal years, see “Item 5. Operating and Financial Review and Prospects — B.

Liquidity and Capital Resources — Capital Expenditures.”

The  SEC  maintains  a  web  site  at  www.sec.gov  that  contains  reports,  proxy  and  information  statements,  and  other  information  regarding
registrants, including us, that make electronic filings with the SEC using its EDGAR system Our website is www.xyre.com. The information contained
on our website does not form part of this annual report.

B.

Business Overview

We are a real estate developer that strategically focuses on selected high growth cities in China and the United States. Our standardized and

scalable model emphasizes on rapid asset turnover, efficient capital management and strict cost control.

We focus on developing large scale quality residential projects, which typically consist of multiple residential buildings that include multi-layer
apartment buildings, sub-high-rise apartment buildings or high-rise apartment buildings. Several of our projects include auxiliary services and amenities
such as retail outlets, leisure and health facilities, kindergartens and schools. We also develop small-scale residential properties. Our China developments
aim at providing middle-class consumers with a comfortable and convenient community life. In addition, we provide property management services for
our developments and other real estate-related services to our customers. We acquire development sites in China primarily through public auctions of
government land and acquisitions of entities.

We have steadily expanded our business and operations during the past three years. We had 29 projects with a total GFA of 4,480,111 square
meters under construction as of December 31, 2018, and 28 projects with a total GFA of 4,993,694 square meters under construction as of December 31,
2021. We have initiated seven new projects with a total GFA of 2,177,812 square meters under planning as of December 31, 2021. As of December 31,
2021, we completed 70 projects with a total GFA of approximately 9,863,406 square meters and comprising a total of 112,320 units, more than 97.9% of
which  have  been  sold.  In  2019,  2020  and  2021,  our  revenues  were  US$2,482.6  million,  US$1,745.8  million  and  US$1,536.0  million.  We  had  a  net
income of US$83.0 million in 2019 and net loss of US$67.5 million and US$413.3 million in 2020 and 2021, respectively.

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While  our  primary  focus  has  been  in  China,  we  see  potential  opportunities  for  residential  real  estate  development  in  other  jurisdictions  that
might be attractive to both Chinese and U.S. buyers. In 2012, we acquired an 8,094 square meters parcel of land in the Williamsburg neighborhood of
Brooklyn, New York, for US$54.2 million, on which we built 216 condominium units with a net saleable floor area of approximately 30,855 square
meters, the New York Oosten Project. Our New York Oosten Project started construction in November 2013 and was delivered in December 2016. As of
December 31, 2021, the project recognized a total revenue of US$285.8 million from the sales of 188 units out of 216 total units. In January 2016, we
also  acquired  a  parcel  of  land  in  midtown  Manhattan,  New  York,  for  US$57.5  million.  As  of  December  31,  2021,  we  completed  superstructure
construction, precast concrete facade, and windows installation at the Hudson Garden project, BLOOM ON FORTY FIFTH. During 2021, the project's
design drawings were optimized, increasing the number of residential units from 82 to 92. Of the total salable 34,903 square feet of retail/commercial
space, a total of 28,090 square feet have been leased to a leading U.S. department store chain, Target, for a 20-year term and another 1,910 square feet
have been leased to a dermatologist’s office for a 15-year lease term. The construction is currently ahead of schedule and under budget. The building is
expected to have 92 condominium units from floors two through seven with a unit mix consisting of 17 studios, 45 one-bedroom units, 24 two-bedroom
units, two three-bedroom duplex units, two three-bedroom penthouse units, and two four-bedroom duplex units. In August 2016, we acquired a parcel of
land in the Flushing neighborhood of Queens, New York for US$66.0 million. The land allows for a mixed-use development comprising approximately
30,112 square meters under approved plans. At this RKO project in Flushing, New York City, the demolition of the existing building with the exception
of the landmark portion was completed as of December 31, 2021. All historic artifacts have been removed from the site and are being restored offsite.
The professional consultants continue to develop the plans and specifications while working through the various entitlements and approvals. The current
development scheme is being evaluated to address current market conditions and highest and best use analysis.

In  2014,  we  acquired  100%  share  of  a  Malaysian  company,  which  is  engaged  in  land  reclamation  development  for  a  total  of  170  acres

(approximately 687,966 square meters). The reclamation work was formally commenced in July 2018 and has been completed in 2020.

On March 21, 2018, we acquired from ED Group, a 50% equity stake in MDL, the developer of the Amory Tower project (previously named as
the  Madison  project),  via  our  wholly-owned  subsidiary  Xinyuan  International  (HK)  Property  Investment  Co.,  Limited  for  a  total  consideration  of
US$19.1 million. The Amory Tower Project site extends to 0.38 hectares (or approximately 0.94 acres) and is located adjacent to Canary Wharf, one of
Europe’s largest commercial centers. Permission was granted in March 2015 to develop a 53-story building comprised of 423 residential apartments,
including 319 private apartments and 104 affordable apartments, with approximately 425 square meters of community facilities. The project achieved
practical  completion  as  of  December  31,  2021,  which  marked  the  completion  of  construction.  As  of  December  31,  2021,  all  of  the  104  affordable
apartments were pre-sold. Of the remaining 319 apartments, 166 apartments have been sold, representing 52% of the total number of units. Closings on
the sold units commenced in the fourth quarter 2021. In October 2021, MDL refinanced the development loan with a three-year facility from Macquarie
Principal  Financial.  The  refinancing  allows  for  the  disposal  of  the  unsold  private  residential  apartments.  MDL  has  also  completed  a  rebranding  and
marketing campaign to help drive additional traffic and sales, highlighting the completed building. We will continue to seek international investment
opportunities that have high growth potential and are in line with our investment return metrics and long-term business plan.

We also plan to retain and develop commercial portions of some of our properties, such as shopping malls, supermarkets or hotels, and to lease
and  manage  those  properties  ourselves.  As  of  December  31,  2021,  we  completed  seven  similar  projects,  including  (i)  Xi'an  Xinyuan  Metropolitan
Shopping Center with a total GFA of approximately 116,000 square meters, located in Xi’an city, Shaanxi Province, (ii) Xingyang Xindo Park Shopping
Center with a total GFA of approximately 15,000 square meters, located in Xingyang city, Henan Province, (iii) Changsha Xindo Park Shopping Center
with a total GFA of approximately 12,000 square meters, located in Changsha city, Hunan Province, (iv) Chengdu Xindo Park Shopping Center with a
total GFA of approximately 19,000 square meters, located in Chengdu city, Sichuan Province, (v) Zhengzhou Xindo Park Shopping Center with a total
GFA of approximately 24,000 square meters, located in Zhengzhou city, Henan Province, (vi) Kunshan Xindo Park Shopping Center with a total GFA of
approximately  4,000  square  meters,  located  in  Kunshan  city,  Jiangsu  Province,  and  (vii)  Target  Shopping  Center  with  a  total  GFA  of  approximately
28,090  square  feet,  located  in  New  York.  As  of  December  31,  2021,  we  had  four  projects  under  construction  in  which  we  will  retain  approximately
203,000 square meters of GFA for development as commercial properties held for lease.

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In November 2019, the Group acquired Beijing Ruizhuo Xitou Development Co., Ltd., or Xitou, a related party, for a total consideration of
US$16,486,299,  representing  extinguishment  of  pre-existing  receivable.  Xitou  is  primarily  engaged  in  provision  of  online  platform  services  for  real
estate project financing purposes. In November 2019, the Group acquired Beijing Ruizhuo Xichuang Technology Development Co., Ltd., or Xichuang, a
related  party,  for  a  total  consideration  of  US$11,212,797,  thereby  extinguishing  the  pre-existing  receivables.  Xichuang  is  primarily  engaged  in  the
provision of online platform services for sourcing, sale and purchase of real estate properties. In November 2019, the Group acquired Beijing I-Journey
Science and Technology Development Co, Ltd., or I-Journey, a related party, for a total consideration of US$21,062,847, representing extinguishment of
pre-existing receivable. I-journey is primarily engaged in the sale of household robots and provision of community cloud services. The acquisitions of
Xitou,  Xichuang  and  I-journey  were  in  line  with  the  Group's  strategy  to  extend  its  business  to  provide  real  estate  and  property  management  related
technology services.

In addition to real estate development and sales, we offer a wide range of property management services covering the pre-delivery and post-
delivery  phases  to  property  developers,  property  owners  and  property  occupants  for  their  enjoyment  of  community  life.  We  also  lease  and  manage
certain properties such as shopping malls, supermarkets and hotels. Moreover, we are engaged in various other business activities related to our property
development operations, including the development and management of industrial parks, the operation of a real estate private financing platform, the
development  of  cloud-based  enterprise  resource  planning  software  applications,  the  development  of  smart  home  technology  products  and  the
development of an online property sales platform.

Our Markets

We currently operate in 20 geographic markets in China - Beijing, Shanghai, Tianjin, Chengdu in Sichuan Province, Hefei in Anhui Province,
Jinan  and  Qingdao  in  Shandong  Province,  Suzhou,  Kunshan  and  Xuzhou  in  Jiangsu  Province,  Zhengzhou  in  Henan  Province,  Changsha  in  Hunan
Province, Sanya in Hainan Province, Xi’an in Shaanxi Province, Zhuhai and Foshan in Guangdong Province, Dalian in Liaoning Province, Wuhan in
Hubei Province and Huzhou and Taizhou in Zhejiang Province. We also operate in the city of New York in the United States, in Malaysia and in London
in the United Kingdom.

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The following table sets forth the numbers of our projects and the total GFA in each region indicated as of December 31, 2021:

China
Beijing
Chengdu
Zhengzhou
Jinan
Hefei
Suzhou
Kunshan
Xuzhou
Sanya
Shanghai
Changsha
Xi’an
Zhuhai
Tianjin
Qingdao
Dalian
Wuhan
Huzhou
Foshan
Taizhou
Sub Total
United States
Irvine (1)
Nevada (2)
New York
Total

     Properties

     Properties

under
Construction
(m2)

under
planning
(m2)

Properties
held for
sale (m2)

Completed
projects
 (m2)

     Total

number
of
 projects

 72,623  
 741,594  
 2,035,027  
 572,230  
 —  
 156,442  
 107,970  
  —  
  —  
  —  
  —  
 217,925  
  —  
 144,581  
 380,588  
 107,922  
  —  
 123,756  
 194,404  
 128,397  
 4,983,459  

   —  
  —  
 1,585,800  
  —  
  —  
  —  
  —  
  —  
  —  
  —  
  —  
  —  
 70,000  
  —  
  —  
 44,500  
 185,000  
  —  
 262,400  
  —  
 2,147,700  

  —  
  —  
  —  
  —  
  —  
  —  
  —  
  —  
  —  
  —  
  —  
  —  
  —  
  —  
  —  
  —  
  —  
  —  
  —  
  —  
  —  

 133,856  
 651,995  
 4,459,532  
 1,194,247  
 145,455  
 967,537  
 867,524  
 232,607  
 119,237  
 57,770  
 415,343  
 285,998  
  —  
 139,573  
 161,877  
  —  
  —  
  —  
  —  
  —  
 9,832,551  

  —  
  —  
 10,235  
 4,993,694  

  —  
  —  
 30,112  
 2,177,812  

 2,865  
 N/A  
  —  
 2,865  

  —  
  —  
 30,855  
 9,863,406  

 2  
 4  
 52  
 7  
 1  
 10  
 4  
 2  
 1  
 1  
 3  
 2  
 1  
 2  
 2  
 3  
 1  
 1  
 2  
 1  
 102  

 1  
 1  
 3  
 107  

Total
GFA (m2)

 206,479
 1,393,589
 8,080,359
 1,766,477
 145,455
 1,123,979
 975,494
 232,607
 119,237
 57,770
 415,343
 503,923
 70,000
 284,154
 542,465
 152,422
 185,000
 123,756
 456,804
 128,397
 16,963,710

 2,865
 N/A
 71,202
 17,037,777

(1) The finished condominium project is located in Irvine, California, United States. We acquired 15 units with a total GFA of 2,865 square meters of

the total 72 units from a major United States developer in August 2012. All units were sold as of December 31, 2015.

(2) Northern Nevada Land Portfolio is a project portfolio comprised of 325 finished lots and 185 acres of undeveloped land at eight different sites in the

northern Nevada region near the Reno-Spark metropolitan area. All lots and acres were sold as of December 31, 2015.

For  a  discussion  of  revenues  from  each  geographical  segment  in  each  of  2020  and  2021,  see  “Item  5.  Operating  and  Financial  Review  and

Prospects — A. Operating Results — Discussion of Segment Operations.”

50

    
    
    
 
   
   
   
   
   
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

Our Property Projects

Overview

We offer the following four main types of real estate property products:

●

●

●

●

multi-layer apartment buildings, which, in China, are typically six stories or less and normally require nine to 12 months to construct
after we obtain the related construction permit;

sub-high-rise apartment buildings, which, in China, are typically seven to 11 stories and normally require 12 to 18 months to construct
after we obtain the related construction permit;

high-rise apartment buildings, which, in China, are typically 12 to 33 stories and normally require 18 to 24 months to construct after
we obtain the related construction permit; and

offices, mixed-use and commercial properties which we have offered since 2012.

Our projects are in one of the following five stages:

●

●

●

●

●

properties under construction, comprising properties for which the construction permits have been obtained;

properties  under  planning,  comprising  properties  for  which  we  have  entered  into  land  grant  contracts  and  are  in  the  process  of
obtaining the required permits to begin construction;

completed projects, comprising projects for which construction has been completed;

properties held for lease, comprising projects for which construction has been completed and which we plan to hold and manage and;

properties held for sale, comprising land and properties which we purchase and hold for sale.

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The following table sets forth each of our properties currently under construction or planning as of December 31, 2021:

Project Name
Jinan Royal Palace
Hudson
Kunshan Xinyu Jiayuan
Tianjin Spring Royal Palace II
Zhengzhou Hangmei International Wisdom City I
Chengdu Xinyuan City
Xingyang Splendid IV
Jinan Royal Spring Bay
Xinyuan Golden Water View City
Zhengzhou Fancy City III
Zhengzhou International New City III C
Zhengzhou International New City IV
Dalian International Health Technology Town I
Xingyang Splendid V
Zhengzhou International New City IV B10
Zhengzhou International New City A04
Foshan Xinchuang AI International Science And Technology Innovation Valley

I

Huzhou Silk Town (4)
Lingshan Bay Dragon Seal
Tongzhou Xinyuan Royal Palace
Suzhou He’an Garden (5)
Derun project I
Dalian International Health Technology Town II
Taizhou Yihe Yayuan
Xinyuan Yuanyang Zhen Garden (6)
Xinyuan Zijin Royal Palace (7)
Xinyuan Yue Royal Palace
Xi’an Xinyuan Royal Palace
Subtotal
Wuhan Canglong Royal Palace
Zhengzhou International New City (pending staging)
Zhuhai Xin World
Zhengzhou Hangmei Project (pending staging)
Dalian International Health Technology Town II
Foshan Xinchuang AI International Science And Technology Innovation Valley

II
Flushing
Subtotal

Total

Type
of
Products (1)
H
S  
MU  
M/H  
H  
MU  
H  
M/H  
H/C  
H  
H  
H  
M/H  
H  
H  
H  

H  
MU  
M/H
H
H  
H  
M  
H  
H  
H  

MU
MU

MU  
TBD  
MU
TBD
M/H

MU
MU  

Location

Jinan

New York  
Kunshan  
Tianjin  
Zhengzhou  
Chengdu  
Zhengzhou  
Jinan  
Zhengzhou  
Zhengzhou  
Zhengzhou  
Zhengzhou  
Dalian  
Zhengzhou  
Zhengzhou  
Zhengzhou  

Foshan  
Huzhou  
Qingdao
Beijing
Suzhou  
Zhengzhou  
Dalian  
Taizhou  
Zhengzhou  
Zhengzhou  
Zhengzhou
Xi’an

Wuhan  
Zhengzhou  

Zhuhai
Zhengzhou
Dalian

Foshan
New York  

Construction
Commencement
Date

Pre-sale
Commencement
Date (2)

02/2014
07/2017
12/2017
10/2015
03/2018
06/2018
05/2018
09/2018
10/2017
03/2018
06/2018
09/2018
10/2018
04/2019
07/2018
04/2018

05/2019
08/2019
05/2019
07/2020
12/2019
08/2020
08/2020
04/2019
05/2021
08/2021
01/2021
12/2020

TBD
TBD
TBD
TBD
TBD

TBD
TBD

06/2014
04/2020  
09/2018  
01/2018  
05/2018  
09/2018  
09/2018  
12/2018  
11/2018  
10/2018  
10/2018  
12/2018  
12/2018  
07/2019  
12/2018  
11/2019  

10/2019  
12/2019  
07/2020
12/2020
05/2020  
07/2020  
09/2020  
10/2019  
05/2021  
09/2021  
06/2021
02/2021

TBD  
TBD  
TBD
TBD
TBD  

TBD
TBD  

Total
Site Area (m2)
140,155
2,323
18,068
133,499
73,300
200,906
9,976
69,587
45,067
27,599
27,231
50,966
58,740
34,308
35,181
19,200

66,665
84,166
340,400
42,444
118,667
49,718
12,548
61,107
8,123
39,371
79,090
80,673
1,929,078
53,787
206,728
14,107
205,201
37,078

86,775
3,895
607,571

Total
GFA (m2)

Total
Number
 Of
Units (3)

Number
Of
Units
 Sold

GFA
Sold (m2)

 444,442
10,235
107,970
144,581
143,181
741,594
151,834
127,788
355,301
80,628
82,965
202,103
98,733
80,486
92,842
105,987

194,404
123,756
380,588
72,623
156,442
122,246
9,189
128,397
142,000
198,025
277,429
217,925
4,993,694
185,000
1,393,100
70,000
192,700
44,500

262,400
30,112
2,177,812

 6,512
92
874
1,076
1,538
7,908
985
1,925
6,558
747
1,749
1,723
933
708
1,432
2,591

540
1,262
809
1,076
1,668
1,036
71
1,081
 1,384
1,670
2,172
1,149
51,269
TBD
TBD
TBD
TBD
TBD  

TBD
TBD  

 5,686

—  
617
878
1,046
3,520
729
549
1,548
732
1,612
1,710
932
699
1,289
1,831

521
132
508
484
1,199
1,036
69
1,081
 433
155
356
722
30,074

 —  
 —  
 —
 —
 —  

 —
 —  

 444,033
—
101,155
133,404
138,086
527,556
115,575
113,201
174,508
78,433
80,375
195,762
98,636
78,089
79,624
98,063

121,873
48,657
84,619
47,532
113,401
122,246
8,912
128,397
40,160
17,297
45,935
114,784
3,350,313
 —
 —
 —
 —
 —

 —
 —

2,536,649

7,171,506

51,269

30,074

3,350,313

(1) “M” refers to multi-layer buildings, “H” refers to high-rise buildings, “S” refers to sub-high-rise buildings, “C” refers to commercial properties and

“MU” refers to office, mixed-use and commercial properties.

(2) Pre-sale commencement dates refer to dates on which we began or expect to begin pre-sale activities after receiving the relevant pre-sale permits.

(3) “TBD” refers to “to be determined” as of December 31, 2021.

(4) The  Company  owns  78.46%  equity  interest  in  a  joint  venture,  Huzhou  Xinhong  Town  Construction  and  Development  Co.,  Ltd.  which  develops

Huzhou Silk Town. The Company accounts for its investment under the equity method.

(5) The Company owns 24% equity interest in Suzhou Kairongchen Real Estate Co., Ltd., which is developing Suzhou He’an Garden. The Company

accounts for its investment under the equity method.

(6) The Company owns 51% equity interest in Xinyuan Yuanyang Zhen Garden, a project cooperated with Yuanyang.

(7) Zhengzhou  Xinwo  Real  Estate  Co.,  Ltd.  is  developing  Xinyuan  Zijin  Royal  Palace.  The  Company  accounts  for  its  investment  under  the  equity

method.

52

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
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Properties under Construction

Zhengzhou, Henan Province

Zhengzhou  Hangmei  International  Wisdom  City  I.  The  land  is  located  in  Xinzheng  District,  Zhengzhou.  This  project  covers  a  site  area  of
73,300 square meters and is expected to have a total GFA of 143,181 square meters, of which 143,181 square meters are for high-rise buildings. We
acquired the site in December 2017 and commenced construction in March 2018, and began to deliver units in 2021. This project, when completed, will
consist of 1,538 units. We started pre-sale in May 2018, and as of December 31, 2021, we sold 1,046 units with a total GFA of 138,086 square meters.

Xingyang Splendid IV. The land is located southwest of Guangwu Road and Wangcun Road, Xingyang. This project covers a site area of 9,976
square meters and is expected to have a total GFA of 151,834 square meters, of which 136,658 square meters are for high-rise buildings and 15,177
square meters are for retail stores. We acquired the site in September 2014 and commenced construction in May 2018, and began to deliver units in
2021. This project, when completed, will consist of 985 units. We started pre-sale in September 2018. As of December 31, 2021, we sold 729 units with
a total GFA of 115,575 square meters.

Xinyuan Golden Water View City. The land is located on Heizhuzhuang Road, Jinshui District, Zhengzhou. This project covers a site area of
45,067 square meters and is expected to have a total GFA of 355,301 square meters, of which 297,909 square meters are for high-rise buildings, 24,322
square meters are for public rental housing, 27,483 square meters are for retail stores, and 5,587 square meters are for basements. We acquired the site in
June 2017 and commenced construction in October 2017, and began to deliver units in 2021. This project, when completed, will consist of 6,558 units.
We started pre-sale in November 2018. As of December 31, 2021, we sold 1,548 units with a total GFA of 174,508 square meters.

Zhengzhou Fancy City III. The land is located west of Songshan Road and on 4th Ring Road, Zhengzhou. This project covers a site area of
27,599 square meters and is expected to have a total GFA of 80,628 square meters, of which 78,075 square meters are for high-rise buildings, 1,048
square meters are for retail stores, and 1,480 square meters are for basements. We acquired the site in December 2017 and commenced construction in
March 2018, and began to deliver units in 2021. This project, when completed, will consist of 747 units. We started pre-sale in October 2018. As of
December 31, 2021, we sold 732 units with a total GFA of 78,433 square meters.

Zhengzhou  International  New  City  III  C. The land is located on south 3rd  Ring  Road,  Zhengzhou.  This  project  covers  a  site  area  of  27,231
square meters and is expected to have a total GFA of 82,965 square meters, of which 74,327 square meters are for high-rise buildings, and 7,962 square
meters are for retail stores. We acquired the site in February 2017 and commenced construction in June 2018, and began to deliver units in 2021.This
project, when completed, will consist of 1,749 units. We started pre-sale in October 2018, and as of December 31, 2021, we sold 1,612 units with a total
GFA of 80,375 square meters.

Zhengzhou International New City IV. The land is located on south 3rd Ring Road, Zhengzhou. This project covers a site area of 50,966 square
meters and is expected to have a total GFA of 202,002 square meters, of which 191,584 square meters are for high-rise buildings, and 8,067 square
meters are for retail stores. We acquired the site in May 2018 and commenced construction in September 2018, and began to deliver units in 2021. This
project, when completed, will consist of 1,723 units. We started pre-sale in December 2018, and as of December 31, 2021, we sold 1,710 units with a
total GFA of 195,762 square meters.

Xingyang Splendid V. The land is located southwest of Guangwu Road and Wangcun Road, Xingyang. This project covers a site area of 34,308
square meters and is expected to have a total GFA of 80,486 square meters, of which 78,220 square meters are for high-rise buildings, and 2,266 square
meters are for retail stores. We acquired the site in September 2014 and commenced construction in April 2019, and began to deliver units in 2021. This
project, when completed, will consist of 708 units. We started pre-sale in July 2019. As of December 31, 2021, we sold 699 units with a total GFA of
78,089 square meters.

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Zhengzhou International New City IV B10. The land is located on south 3rd Ring Road, Zhengzhou. This project covers a site area of 35,181
square meters and is expected to have a total GFA of 92,751 square meters, of which 91,425 square meters are for high-rise buildings, and 869 square
meters are for retail stores. We acquired the site in July 2018 and commenced construction in September 2018, and began to deliver units in 2021.This
project, when completed, will consist of 1,432 units. We started pre-sale in December 2018, and as of December 31, 2021, we sold 1,289 units with a
total GFA of  79,624 square meters.

Zhengzhou  International  New  City  A04.  The  land  is  located  on  south  3rd  Ring  Road,  Zhengzhou.  This  project  covers  a  site  area  of  19,200
square meters and is expected to have a total GFA of 105,987 square meters, of which 102,919 square meters are for high-rise buildings, and 2,030
square meters are for retail stores. We acquired the site in May 2018 and commenced construction in September 2018, and began to deliver units in
2021. This project, when completed, will consist of 2,591 units. We started pre-sale in November 2019, and as of December 31, 2021, we sold 1,831
units with a total GFA of 98,063 square meters.

Derun Peoject I. The land is located west of Jingguan South Road and south of Lijiang Road Zhengzhou. This project covers a site area of
49,718 square meters and is expected to have a total GFA of 122,246 square meters, of which 122,246 square meters are for high-rise buildings. We
acquired  the  site  in  July  2020  and  commenced  construction  in  July  2020,  and  expected  to  deliver  units  in  2022.  This  project,  when  completed,  will
consist of 1,036 units. We started pre-sale in July 2020, and as of December 31, 2021, we sold 1,036 units with a total GFA of 122,246 square meters.

Xinyuan Yuanyang Zhen Garden. The land is located east of Sanguan Middle Road and south of Baishe Road Zhengzhou. This project covers a
site area of 8,123 square meters and is expected to have a total GFA of 142,000 square meters. We acquired the site in December 2020 and commenced
construction in May 2021, and expected to deliver units in 2024. This project, when completed, will consist of 1,384 units. We started pre-sale in May
2021, and as of December 31, 2021, we sold 433 units with a total GFA of 40,160 square meters.

Xinyuan Zijin Royal Palace. The land is located on south 3rd Ring Road Zhengzhou. This project covers a site area of 39,371 square meters and
is expected to have a total GFA of 198,025 square meters. We acquired the site in December 2020 and commenced construction in August 2021 and
expected to deliver units in 2024. This project, when completed, will consist of 1,670 units. We started pre-sale in September 2021, and as of December
31, 2021, we sold 155 units with a total GFA of 17,297 square meters.

Xinyuan Yue Royal Palace. The land is located in Zhongmou County, Zhengzhou. This project covers a site area of 79,090 square meters and is
expected  to  have  a  total  GFA  of  277,429  square  meters.  We  acquired  the  site  in  January  2021  and  commenced  construction  in  January  2021,  and
expected to deliver units in 2023. This project, when completed, will consist of 2,172 units. We started pre-sale in June 2021, and as of December 31,
2021, we sold 356 units with a total GFA of 45,935 square meters.

Jinan, Shandong Province

Jinan Royal Palace. The land is located south of Qingyuan Road and east of Lashanhe Road, Huaiyin District, Jinan. This project covers a site
area of 140,155 square meters and is expected to have a total GFA of 444,442 square meters, of which 399,907 square meters are for high-rise buildings,
26,094 square meters are for retail stores and 18,441 square meters are for basements. We acquired the site in November 2013, commenced construction
of this project in February 2014, and began to deliver units in 2016. This project, when completed, will consist of 6,512 units. We started pre-sale in
June 2014, and as of December 31, 2021, we sold 5,686 units with a total GFA of 444,033 square meters.

Jinan Royal Spring Bay.  The  land  is  located  in  Zhangqiu  District,  Zhangqiu.  This  project  covers  a  site  area  of  69,587  square  meters  and  is
expected to have a total GFA of 127,788 square meters, of which 83,982 square meters are for high-rise buildings, 27,921 square meters are for multi-
layer buildings, 4,265 square meters are for retail stores and 11,620 square meters are for basements. We acquired the site in June 2018, commenced
construction of this project in September 2018, and began to deliver units in 2021. This project, when completed, will consist of 1,925 units. We started
pre-sale in December 2018, and as of December 31, 2021, we sold 549 units with a total GFA of 113,201 square meters.

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Qingdao, Shandong Province

Lingshan Bay Dragon Seal. The land is located in Huangdao District, Qingdao. This project covers a site area of 340,400 square meters and is
expected to have a total GFA of 380,588 square meters. We acquired the site in July 2017, commenced construction in May 2019, and expect to deliver
units in 2024. This project, when completed, will consist of 809 units. We started pre-sale in July 2020, and as of December 31, 2021, we sold 508 units
with a total GFA of 84,619 square meters.

Suzhou, Jiangsu Province

Suzhou He'an Garden. The land is located in New District, Suzhou. This project covers a site area of 118,667 square meters and is expected to
have a total GFA of 156,442 square meters. We acquired the site in May 2019, commenced construction in December 2019, and expect to deliver units
in 2022. This project, when completed, will consist of 1,668 units. We started pre-sale in May 2020, and as of December 31, 2021, we sold 1,199 units
with a total GFA of 113,401 square meters.

Kunshan, Jiangsu Province

Kunshan Xinyu Jiayuan. The land is located in Huaqiao District, South of Kunshan. This project covers a site area of 18,068 square meters and
is expected to have a total GFA of 107,970 square meters, of which 103,081 square meters are for high-rise buildings, and 4,889 square meters are for
office buildings. We acquired the site in July 2017 and commenced construction of this project in December 2017, and began to deliver units in 2021.
This project, when completed, will consist of 874 units. We started pre-sale in September 2018, and as of December 31, 2 2021, we sold 617 units with a
total GFA of 101,155 square meters.

Tianjin

Tianjin  Spring  Royal  Palace  II.  The  land  is  located  inSicundian  Town,  Wuqing  District,  Tianjin.  This  project  covers  a  site  area  of  133,499
square meters and is expected to have a total GFA of 144,581 square meters, of which 71,602 square meters are for high-rise buildings, 1,291 square
meters are for retail stores, and 71,688 square meters are for multi-layer buildings. We acquired the site in November 2014, commenced construction in
October 2015, and began to deliver units in 2020. This project, when completed, will consist of 1,076 units. We started pre-sale in January 2018, and as
of December 31, 2021, we sold 878 units with a total GFA of 133,404 square meters.

Beijing

Tongzhou Xinyuan Royal Palace. The land is located  in Liyuan Town, Tongzhou District, Beijing. This project covers a site area of 42,444
square meters and is expected to have a total GFA of 72,623 square meters. We acquired the site in May 2016, commenced construction in July 2020,
and  expect  to  deliver  units  in  2022.  This  project,  when  completed,  will  consist  of  1,076  units.  We  started  pre-sale  in  December  2020,  and  as  of
December 31, 2021, we sold 484 units with a total GFA of 47,532 square meters.

Chengdu, Sichuan Province

Chengdu Xinyuan City. The land is located in Pidu Distric, Chengdu. This project covers a site area of 200,906 square meters and is expected to
have a total GFA of 741,594 square meters, of which 716,713 square meters are for high-rise buildings, and 25,161 square meters are for retail stores.
We acquired the site in December 2017, commenced construction in June 2018, and began to deliver units in 2021. We started pre-sale in September
2018, and as of December 31, 2021, we sold 3,520 units with a total GFA of  527,556 square meters.

Dalian, Liaoning Province

Dalian International Health Technology Town I. The land is located in Lvshunkou District, Dalian. This project covers a site area of 58,740
square meters and is expected to have a total GFA of 103,845 square meters, of which 71,677 square meters are for high-rise buildings, 5,112 square
meters are for retail stores, 27,056 square meters are for multi-layer buildings. We acquired the site in August 2018, commenced construction in October
2018, and expect to deliver units in 2022. This project, when completed, will consist of 933 units. We started pre-sale in December 2018, and as of
December 31, 2021, we sold 932 units with a total GFA of 98,636 square meters.

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Dalian International Health Technology Town II. The land is located in Lvshunkou District, Dalian. This project covers a site area of 12,548
square meters and is expected to have a total GFA of 9,189 square meters. We acquired the site in August 2018, commenced construction in August
2020,  and  expect  to  deliver  units  in  2022.  This  project,  when  completed,  will  consist  of  71  units.  We  started  pre-sale  in  September  2020,  and  as  of
December 31, 2021, we sold 69 units with a total GFA of 8,912 square meters.

Foshan, Guangdong Province

Foshan Xinchuang AI International Science and Technology Innovation Valley I. The land is located in Gaoming District, Foshan. This project
covers a site area of 66,665 square meters and is expected to have a total GFA of 194,404 square meters, of which 190,514 square meters are for high-
rise buildings, 3,890 square meters are for retail stores. We acquired the site in May 2019, commenced construction in May 2019, and began to deliver
units in 2021. This project, when completed, will consist of 540 units. We started pre-sale in October 2019, and as of December 31, 2021, we sold 521
units with a total GFA of 121,873 square meters.

Huzhou, Zhejiang Province

Huzhou Silk Town. The land is located in Wuxing District, Huzhou. This project covers a site area of 84,166 square meters and is expected to
have a total GFA of 123,756 square meters, of which 113,905 square meters are for high-rise buildings, 4,530 square meters are for retail stores. We
acquired the site in Autunm 2019, and began to deliver units in 2021. This project, when completed, will consist of 1,262 units. We started pre-sale in
December 2019, and as of December 31, 2021, we sold 132 units with a total GFA of  48,657 square meters.

Taizhou, Zhejiang Province

Taizhou Yihe Yayuan. The land is located in Luqiao District, Taizhou. This site covers a site area of 61,107 square meters and is expected to
have a total GFA of 128,397 square meters, of which 109,869 square meters are for high-rise buildings, 18,528 square meters are for retail stores. We
acquired  the  site  in  May  2019,  and  began  to  deliver  units  in  2021.  This  project,  when  completed,  will  consist  of  1,081  units.  We  started  pre-sale  in
October 2019, and as of December 31, 2021, we sold all units.

Xi’an, Shaanxi Province

Xinyuan Chang’an Royal Palace. The land is located in the southwest corner of Shenzhou 3th Road and Aerospace Middle Road in the Xi'an
Aerospace Base, Xi'an. This site covers a site area of 80,673 square meters and is expected to have a total GFA of 217,925 square meters. We acquired
the site in May 2017 and expect to deliver units in 2023. This project, when completed, will consist of 1,149 units. We started pre-sale in February 2021,
and as of December 31, 2021, we sold 722 units with a total GFA of 114,784 square meters.

U.S.

Hudson Garden project - the Bloom on Forty Fifth. The land is located at 500 W 45th St., New York, NY. The project consists of a seven-storey
mixed use scheme, providing 92 residential apartments comprising studios, one-bed, two-bed, three-bed and four-bed apartments, including 35,000 sq ft
of retail space. The development achieved final completion in 2021.

London, United Kingdom.

Amory  Tower  project.  Previously  named  as  the  Madison  project,  it  is  located  at  Canary  Wharf.  It  is  a  53-storey  residential  tower.  The

development achieved final completion in 2021.

Properties under Planning

Zhengzhou International New City (pending staging). The land is located on south 3rd Ring Road, Zhengzhou, Henan Province, and is currently
under planning. It will cover a site area of 206,728 square meters and is expected to have a total GFA of 1,393,100 square meters. We acquired the site in
2017.

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Zhengzhou Hangmei Project (pending staging). The land is located in Xinzheng District , Zhengzhou, Henan Province. It will cover a site area

of 205,201 square meters and is expected to have a total GFA of 192,700 square meters. We acquired the site in December 2017.

Wuhan Canglong Royal Palace.  The  land  is  located  in  Jiangxia  District,  Wuhan,  Hubei  Province.  It  will  cover  a  site  area  of  53,787  square

meters and is expected to have a total GFA of 185,000 square meters. We acquired the site in May 2018.

Dalian International Health Technology Town II. The land is located in Lvshunkou District, Dalian, Liaoning Province. It will cover a site area

of 37,078 square meters and is expected to have a total GFA of 44,500 square meters. We acquired the site in August 2018.

Zhuhai Xin World. The land is located in Xiangzhou District, Zhuhai, Guangdong Province. It will cover a site area of 14,107 square meters and

is expected to have a total GFA of 70,000 square meters. We acquired the site in January 2019.

Foshan Xinchuang AI International Science and Technology Innovation Valley II. The land is located in Gaoming District, Foshan, Guangdong
Province. It will cover a site area of 86,775 square meters and is expected to have a total GFA of 262,400 square meters. We acquired the site in June
2019.

U.S. Flushing Project. The land is located at 135-35 Northern Blvd in Flushing, Queens, New York. We acquired the site in August 2016. As of
December 31, 2021, the property demolition completed, with the only remaining structure being protected landmarks. The landmark artifacts have been
removed  and  stored  offsite  in  anticipation  for  preservation  and  restoration.  Design  and  entitlement  of  the  new  development  continues  to  progress  in
anticipation for the next phase. It is expected to have a total GFA of 30,112 square meters.

57

Table of Contents

Completed Projects

The following table sets forth our completed projects as of December 31, 2021.

Project Name
Zhengzhou Longhai Star Garden
Zhengzhou Xinyuan Splendid
Zhengzhou Xinyuan Splendid 1A
Zhengzhou Xinyuan Splendid 1B
Zhengzhou Xinyuan Splendid 2A
Zhengzhou Xinyuan Splendid 2B
Zhengzhou Xinyuan Splendid 2C
Zhengzhou Xinyuan Splendid 3A3B3C
Zhengzhou Xinyuan Splendid Haojinge
Zhengzhou Xinyuan Splendid City Homestead
Zhengzhou Xinyuan Splendid Subtotal
Zhengzhou City Manor
Zhengzhou City Family
Zhengzhou Central Garden-East
Zhengzhou Central Garden-West
Jinan City Family
Suzhou Lake Splendid
Hefei Wangjiang Garden
Suzhou Colorful Garden
Jinan Elegant Scenery
Zhengzhou Finance Square
Zhengzhou Yipin Xiangshan Phase I
Jinan International City Garden
Zhengzhou Xinyuan Colorful Garden
Xuzhou Colorful Garden
Suzhou International City Garden
Chengdu Xinyuan Splendid I
Chengdu Xinyuan Splendid II
Zhengzhou Modern City
Kunshan International City Garden
Zhengzhou Yipin Xiangshan Phase II
Zhengzhou Century East A
Zhengzhou Century East B
Zhengzhou Royal Palace
Suzhou Xin City
Jinan Xinyuan Splendid
Beijing Xindo Park
Zhengzhou Xin City
Xingyang Splendid I
Zhengzhou Thriving Family
Suzhou Lake Royal Palace
Shanghai Royal Palace
Chengdu Thriving Family
Sanya Yazhou Bay No.1
Kunshan Royal Palace
Changsha Xinyuan Splendid
Xi’an Metropolitan
Jinan Xin Central
Zhengzhou Xindo Park
Henan Xin Central I
Zhengzhou Fancy City I
Zhengzhou Fancy City II (South)
Kunshan Xindo Park
New York Oosten
Xingyang Splendid II
Xuzhou Colorful City
Tianjin Spring Royal Palace I
Zhengzhou International New City I
Henan Xin Central II
Xingyang Splendid III
Changsha Mulian Royal Palace
Zhengzhou International New City II
Zhengzhou Fancy City II (North)
Zhengzhou International New City III A
Changsha Furong Thriving Family
Suzhou Gusu Shade I (Suzhou New Project)
Suzhou Gusu Shade II
Suzhou Suhe Bay
Suzhou Galaxy Bay
Qingdao Royal Dragon Bay
Zhengzhou International New City III B
Zhengzhou International New City III D
Total

Location
Zhengzhou  

Zhengzhou  
Zhengzhou  
Zhengzhou  
Zhengzhou  
Zhengzhou  
Zhengzhou  
Zhengzhou  
Zhengzhou  

Zhengzhou  
Zhengzhou  
Zhengzhou  
Zhengzhou  
Jinan  
Suzhou  
Hefei  
Suzhou  
Jinan  
Zhengzhou  
Zhengzhou  
Jinan  
Zhengzhou  
Xuzhou  
Suzhou  
Chengdu  
Chengdu  
Zhengzhou  
Kunshan  
Zhengzhou  
Zhengzhou  
Zhengzhou  
Zhengzhou  
Suzhou  
Jinan  
Beijing  
Zhengzhou  
Zhengzhou  
Zhengzhou  
Suzhou  
Shanghai  
Chengdu  
Sanya  
Kunshan  
Changsha  
Xi’an  
Jinan  
Zhengzhou  
Zhengzhou  
Zhengzhou  
Zhengzhou  
Kunshan  
New York  
Zhengzhou  
Xuzhou  
Tianjin  
Zhengzhou  
Zhengzhou  
Zhengzhou  
Changsha  
Zhengzhou  
Zhengzhou
Zhengzhou
Changsha
Suzhou
Suzhou
Suzhou
Suzhou
Qingdao
Zhengzhou
Zhengzhou

Type
of
Products

Completion
Date

Total
 Site Area
 (m2)

Total
GFA (m2)

Total
Number of
Units

Number of
 Units Sold

M/H/S  

12/2000  

 11,719  

 39,975  

 239  

M/S  
M  
M  
M  
S  
M/S  
H  
M  

M  
M  
M/H/S  
M/H/S  
M  
M/H/S  
M/H  
M/H  
H/S  
H  
M/S  
H/S  
M/H  
M/H  
H  
H  
H  
H/S  
M/H  
M/S  
M/H  
H  
M/H  
H  
M/H  
MU  
H  
H  
H  
M/H  
H  
H  
MU  
M/S/H  
H/C  
MU  
MU  
C  
H  
H  
H  
H/C  
S  
MU  
M/H  
M/H  
H  
H  
H  
H  
H  
C
H
MU
M
M
H
H/C
MU
H
H/C

07/2002  
04/2004  
04/2003  
06/2004  
04/2004  
08/2005  
11/2004  
08/2005  

03/2006  
12/2006  
09/2007  
09/2007  
11/2007  
01/2009  
04/2009  
04/2009  
06/2009  
06/2009  
12/2009  
01/2010  
01/2010  
01/2012  
12/2011  
06/2011  
10/2012  
12/2012  
12/2012  
01/2013  
12/2013  
08/2013  
06/2014  
09/2015  
10/2015  
11/2015  
03/2016  
03/2016  
04/2016  
06/2016  
07/2016  
08/2017  
10/2017  
11/2017  
12/2017  
11/2017  
11/2017  
12/2018  
09/2018  
12/2018  
12/2018  
10/2018  
12/2016  
12/2019  
06/2019  
12/2019  
12/2019  
12/2019  
09/2019  
12/2019  
12/2019  
06/2020
09/2020
12/2019
11/2020
11/2020
12/2020
12/2020
08/2021
01/2021
02/2021

 35,444  
 21,800  
 23,460  
 19,295  
 9,968  
 51,014  
 8,298  
 23,606  
 192,885  
 63,089  
 21,380  
 60,849  
 79,464  
 47,411  
 130,945  
 51,939  
 41,365  
 61,502  
 8,410  
 57,289  
 93,928  
 74,462  
 46,777  
 119,089  
 34,007  
 30,497  
 60,556  
 200,008  
 81,345  
 22,418  
 51,372  
 45,716  
 51,246  
 200,180  
 57,862  
 61,078  
 40,782  
 44,169  
 114,624  
 28,600  
 75,008  
 78,765  
 145,776  
 89,460  
 85,118  
 51,352  
 40,218  
 86,781  
 50,656  
 27,486  
 47,523  
 8,094  
 60,556  
 45,046  
 131,021  
 89,088  
 37,126  
 47,709  
 32,158  
 41,821  
 30,175
22,225
 23,418
 10,063
 10,219
 16,627
 21,183
 64,442
 26,102
 15,119
 3,797,298  

 62,623  
 43,673  
 39,996  
 27,041  
 21,748  
 114,774  
 31,089  
 45,378  
 386,322  
 118,716  
 39,226  
 165,206  
 190,384  
 61,065  
 198,113  
 145,455  
 81,506  
 100,386  
 67,225  
 94,249  
 264,357  
 191,781  
 101,762  
 228,691  
 231,032  
 217,581  
 232,054  
 497,972  
 200,164  
 76,469  
 166,481  
 135,920  
 127,291  
 572,398  
 133,856  
 210,022  
 114,997  
 131,245  
 169,781  
 57,770  
 203,382  
 119,237  
 280,593  
 252,361  
 285,998  
 196,041  
 134,206  
 261,266  
 166,524  
 84,274  
 88,959  
 30,855  
 118,530  
 130,845  
 139,573  
 356,676  
 109,325  
 120,873  
 90,940  
 176,124  
 108,916
 97,044
 72,042
 11,957
 14,324
 62,561
 73,313
 161,877
 119,264
 46,074
 9,863,406  

 484  
 333  
 271  
 86  
 132  
 792  
 166  
 369  
 2,633  
 1,633  
 720  
 1,624  
 1,796  
 785  
 2,326  
 1,649  
 970  
 1,127  
 917  
 979  
 4,672  
 2,233  
 858  
 2,436  
 4,081  
 2,782  
 2,934  
 5,133  
 2,209  
 765  
 1,709  
 2,061  
 1,334  
 7,387  
 1,446  
 2,639  
 1,427  
 1,913  
 1,569  
 622  
 2,515  
 1,605  
 2,658  
 2,952  
 2,602  
 2,715  
 2,170  
 3,177  
 1,725  
 766  
 1,077  
 216  
 1,575  
 1,453  
 1,050  
 3,135  
 1,360  
 1,106  
 694  
 1,558  
 3,070
 864
 705
 78
 96
 479
 718
 809
 1,336
 448
 112,320  

 239  

 484  
 333  
 271  
 86  
 132  
 792  
 166  
 369  
 2,633  
 1,633  
 720  
 1,624  
 1,796  
 785  
 2,326  
 1,649  
 970  
 1,127  
 917  
 979  
 4,661  
 2,233  
 858  
 2,436  
 4,081  
 2,782  
 2,934  
 5,133  
 2,209  
 765  
 1,709  
 2,061  
 1,334  
 7,386  
 1,232  
 2,596  
 1,238  
 1,638  
 1,569  
 535  
 2,447  
 1,605  
 2,604  
 2,923  
 2,464  
 2,668  
 2,162  
 3,017  
 1,479  
 765  
 1,055  
 188  
 1,464  
 1,302  
 1,045  
 3,048  
 1,216  
 1,099  
 694  
 1,498  
 2,970
 864
 705
 73
 66
 479
 718
 785
 1,332
 448

 109,971  

GFA
Sold (m2)

 39,975

 62,623
 43,673
 39,996
 27,041
 21,748
 114,774
 31,089
 45,378
 386,322
 118,716
 39,226
 165,206
 190,384
 61,065
 198,113
 145,455
 81,506
 100,386
 67,225
 94,249
 263,793
 191,781
 101,762
 228,691
 231,032
 217,581
 232,054
 497,972
 200,164
 76,469
 166,481
 135,920
 127,291
 572,346
 132,359
 208,978
 114,997
 131,046
 169,781
 46,406
 202,709
 119,237
 280,091
 247,231
 282,730
 195,757
 133,906
 252,918
 161,621
 82,829
 88,341
 23,769
 99,179
 130,845
 131,544
 355,418
 108,965
 120,376
 90,940
 173,167
 102,942
 97,045
 72,042
 10,884
 12,602
 62,561
 73,313
 136,807
 118,678
 45,514
 9,748,693

As of December 31, 2021, we completed 70 projects comprising 112,320 units with a total GFA of 9,863,406 square meters. More than 97.9%

of the units were sold. The status of completed projects in the last three years is discussed below:

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Zhengzhou Xin City. The land is located south of Yongping Road and east of Kangping Road, New-East-Zheng District, Zhengzhou, Henan
Province. This project covers a site area of 61,078 square meters and is expected to have a total GFA of 210,022 square meters, of which 195,537 square
meters are for high-rise buildings, 10,467 square meters are for retail stores, 4,018 square meters are for basements. We acquired the site in December
2011, commenced construction of this project in March 2013, and began to deliver units in 2015. This project consists of 2,639 units. We started pre-sale
in September 2013, and as of December 31, 2021, we sold 2,596 units with a total GFA of 208,978 square meters.

Zhengzhou Thriving Family. The land is located south of Bairong Road and east of Nangang Road, Zhengzhou, Henan Province. This project
covers a site area of 44,169 square meters and has a total GFA of 131,245 square meters, of which 113,488 square meters are for high-rise buildings,
1,135 square meters are for retail stores, 3,159 square meters are for basements and 13,463 square meters are for public rental housing. We acquired the
site in September 2013, commenced construction of this project in April 2014, and delivered it in 2016. This project consists of 1,913 units. We started
pre-sale in June 2014, and as of December 31, 2021, we sold 1,638 units with a total GFA of 131,046 square meters.

Xingyang  Splendid  I.  The  land  is  located  south  of  Zhengshang  Road  Xingyang,  Henan  Province.  This  project  covers  a  site  area  of  40,782
square  meters  and  has  a  total  GFA  of  114,997  square  meters,  of  which  114,997  square  meters  are  for  high-rise  buildings.  We  acquired  the  site  in
November  2013,  commenced  construction  of  this  project  in  April  2014,  and  began  to  deliver  units  in  2016.  This  project  consists  of  1,427  units.  We
started pre-sale in May 2014, and as of December 31, 2021, we sold 1,238 units of 114,997 square meters.

Suzhou Lake Royal Palace. The land is located east of Yinshanhu Road and north of Xingguo Road, in the Wuzhong economic development
zone in Suzhou, Jiangsu Province. This project covers a site area of 114,624 square meters and has a total GFA of 169,781 square meters, of which
119,034 square meters are for high-rise buildings, 50,747 square meters are for multi-layer buildings and 1,410 square meters are for retail stores. We
acquired the site in September 2013, commenced construction of this project in April 2014, and began to deliver units in 2016. This project consists of
1,569 units. We started pre-sale in July 2014, and as of December 31, 2021, we sold 1,569 units with a total GFA of 169,781 square meters.

Shanghai Royal Palace. The land is located in Zhaoxiang Town, Qingpu District, Shanghai. This project covers a site area of 28,600 square
meters and has a total GFA of 57,770 square meters, of which 45,652 square meters are for high-rise buildings and 12,118 square meters are for retail
stores.  We  acquired  the  site  in  April  2014,  commenced  construction  of  this  project  in  August  2014,  and  began  to  deliver  units  in  2016.  This  project
consists of 622 units. We started pre-sale in January 2015, and as of December 31, 2021, we sold 535 units with a total GFA of 46,406 square meters.

Chengdu Thriving Family. The land is located in the Huayangyixin Community, Chengdu, Sichuan Province. This project covers a site area of
75,008  square  meters  and  has  a  total  GFA  of  203,382  square  meters,  of  which  176,480  square  meters  are  for  high-rise  buildings  and  26,902  square
meters are for retail stores. We acquired the site in January 2014, commenced construction of this project in June 2014, and began to deliver units in
2016. This project consists of 2,515 units. We started pre-sale in September 2014, and as of December 31, 2021, we sold 2,447 units with a total GFA of
202,709 square meters.

Sanya Yazhou Bay No.1. The land is located in the Creative Industry Park in Yacheng Town, Sanya, Hainan Province. This project covers a site
area of 78,765 square meters and has a total GFA of 119,237 square meters, of which 105,569 square meters are for high-rise buildings, 9,808 square
meters are for multi-layer buildings and 2,208 square meters are for retail stores. We acquired the site in January 2014, commenced construction of this
project in November 2014, and began to deliver units in 2016. This project consists of 1,605 units. We started pre-sale in November 2014, and as of
December 31 2021, we sold 1,605 units with a total GFA of 119,237 square meters.

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Kunshan Royal Palace. The land is located east of Xihuan Road and south of Guiyi Road,  Huaqiao Town, Kunshan, Jiangsu Province. This
project covers a site area of 145,776 square meters and has a total GFA of 280,593 square meters, of which 65,178 square meters are for multi-layer
buildings,  205,445  square  meters  are  for  high-rise  buildings,  642  square  meters  are  for  basements  and  9,328  square  meters  are  for  retail  stores.  We
acquired the site in October 2013, commenced construction of this project in October 2013, and began to deliver units from 2015. This project consists
of 2,658 units. We started pre-sale in November 2013, and as of December 31, 2021, we sold 2,604 units with a total GFA of 280,091 square meters.

Changsha Xinyuan Splendid. The land is located on Dongfanghong South Road, Yuelu District, Changsha, Hunan Province. This project covers
a site area of 89,460 square meters and has a total GFA of 252,361 square meters, of which 229,366 square meters are for high-rise buildings and 22,286
square meters are for retail stores. We acquired the site in March 2014, commenced construction of this project in August 2014, and began to deliver
units in 2016. This project consists of 2,952 units. We started pre-sale in November 2014, and as of December 31, 2021, we sold 2,923 units with a total
GFA of 247,231.

Xi'an Metropolitan. The land is located north of Fenghe Road, Xi'an, Shaanxi Province. This project covers a site area of 85,118 square meters
and has a total GFA of 285,998 square meters, of which 207,080 square meters are for high-rise buildings, 16,119 square meters are for retail stores, and
62,798 square meters are for office buildings. We acquired the site in July 2014, commenced construction of this project in December 2014, and began
to deliver units in 2016. This project consists of 2,602 units. We started pre-sale started in December 2014, and as of December 31, 2021, we sold 2,464
units with a total GFA of 282,730 square meters.

Jinan Xin Central. The land is located south of Huayuan Road and west of Huaxin Road, Jinan, Shandong Province. This project covers a site
area of 51,352 square meters and has a total GFA of 196,041 square meters, of which 99,284 square meters are for high-rise buildings, 32,371 square
meters are for retail stores, 51,022 square meters are for office buildings, 6,231 square meters are for public rental housing and 5,502 square meters are
for  basements.  We  acquired  the  site  in  March  2015,  commenced  construction  of  this  project  in  May  2015,  and  began  to  deliver  units  in  2016.  This
project consists of 2,715 units. We started pre-sale in May 2015, and as of December 31, 2021, we sold 2,668 units with a total GFA of 195,757 square
meters.

Zhengzhou Xindo Park (commercial). The land is located south of Bairong Road and west of Daxue Road, Zhengzhou, Henan Province. This
project covers a site area of 40,218 square meters and has a total GFA of 134,206 square meters, of which 109,948 square meters are for office buildings
and 24,116 square meters are for retail stores. We acquired the site in September 2013, commenced construction of this project in January 2015, and
began to deliver units in 2017. This project consists of 2,170 units. We started pre-sale in April 2015, and as of December 31, 2021, we sold 2,162 units
with a total GFA of 133,906 square meters.

Henan Xin Central I. The land is located south of Bairong Road and east of Xingyuan Road, Zhengzhou, Henan Province. This project covers a
site area of 86,781 square meters and has a total GFA of 261,266 square meters, of which 210,939 square meters are for high-rise buildings, 16,028
square meters are for retail stores, 26,040 square meters are for public rental housing and 8,485 square meters are for basements. We acquired the site in
December 2014 and commenced construction in July 2015, and began to deliver units in 2017. This project consists of 3,177 units. We started pre-sale
in July 2015, and as of December 31, 2021, we sold 3,017 units with a total GFA of 252,918 square meters.

Zhengzhou Fancy City I. The land is located south of Dingsheng Road and west of Siji Road, Zhengzhou, Henan Province. This project covers
a site area of 50,656 square meters and has a total GFA of 166,524 square meters, of which 134,039 square meters are for high-rise buildings, 10,167
square meters are for retail stores, 16,741 square meters are for public rental housing and 5,762 square meters are for basements. We acquired the site in
December 2014 and commenced construction in September 2015, and began to deliver units in 2017. This project consists of 1,725 units. We started
pre-sale in October 2015, and as of December 31, 2021, we sold 1,479 units with a total GFA of 161,621 square meters.

Zhengzhou Fancy City II (South). The land is located west of Songshan Road on the 4th Ring Road, Zhengzhou, Henan Province. This project
covers a site area of 27,486 square meters and has a total GFA of 84,274 square meters, of which 78,445 square meters are for high-rise buildings, 3,628
square meters are for retail stores and 2,201 square meters are for basements. We acquired the site in April 2016 and commenced construction in June
2016, and began to deliver units in 2018. This project consists of 766 units. We started pre-sale in June 2016, and as of December 31, 2021, we sold 765
units with a total GFA of 82,829 square meters.

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Kunshan Xindo Park. The land is located in the Huaqiao area within the Shanghai Outer Ring Expressway, Kunshan, Jiangsu Province. This
project covers a site area of 47,523 square meters and has a total GFA of 88,959 square meters, of which 72,750 square meters are for high-rise buildings
and 16,252 square meters are for retail stores. We acquired the site in April 2016, commenced construction of this project in July 2016, and began to
deliver units in 2018. This project consists of 1,077 units. We started pre-sale in July 2016, and as of December 31, 2021, we sold 1,055 units with a
total GFA of 88,341 square meters.

Xingyang Splendid II.  The  land  is  located  south  of  Zhengshang  Road,  Xingyang,  Henan  Province.  This  project  covers  a  site  area  of  60,556
square meters and has a total GFA of 118,530 square meters, of which 118,530 square meters are for high-rise buildings. We acquired the site of 7,577
square meters in November 2013 and 52,979 square meters in August 2014, commenced construction of this project in December 2014, and began to
deliver units in 2017. This project consists of 1,575 units. We started pre-sale in December 2014, and as of December 31, 2021, we sold 1,464 units with
a total GFA of 99,179 square meters.

Xuzhou Colorful City. The land is located south of Kuangshan Road, Quanshan District, Xuzhou, Jiangsu Province. This project covers a site
area of 45,046 square meters and has a total GFA of 130,845 square meters, of which 17,600 square meters are for multi-layer buildings, 93,889 square
meters are for high-rise buildings 6,972 square meters are for retail stores and 12,379 square meters are for basements. We acquired the site in December
2011, commenced construction of this project in June 2013, and began to deliver units in 2016. This project consists of 1,453 units. We started pre-sale
in November 2013, and as of December 31, 2021, we sold 1,302 units with a total GFA of 130,845 square meters.

Tianjin  Spring  Royal  Palace  I.  The  land  is  located  in  Wuqing  District,  Sicundian  Town,  Tianjin.  This  project  covers  a  site  area  of  131,021
square meters and has a total GFA of 139,573 square meters, of which 73,383 square meters are for high-rise buildings, 5,328 square meters are for retail
stores, and 60,979 square meters are for multi-layer buildings. We acquired the site in November 2014, commenced construction in October 2015, and
began to deliver units in 2017. This project consists of 1,050 units. We started pre-sale in October 2015, and as of December 31, 2021, we sold 1,045
units with a total GFA of 131,544 square meters.

Zhengzhou International New City I. The land is located on south 3rd Ring Road, Zhengzhou, Henan Province. This project covers a site area
of 89,088 square meters and has a total GFA of 356,676 square meters, of which 292,330 square meters are for high-rise buildings, 21,896 square meters
are for retail stores, 36,789 for public rental housing and 5,573 square meters are for basements. We acquired the site in February 2016 and commenced
construction in August 2016, and began to deliver units in 2018. This project consists of 3,135 units. We started pre-sale in September 2016, and as of
December 31, 2021, we sold 3,048 units with a total GFA of 355,418 square meters.

Henan Xin Central II. The land is located south of Bairong Road and Xingyuan Road, Zhengzhou, Henan Province. This project covers a site
area of 37,126 square meters and has a total GFA of 109,325 square meters, of which 92,502 square meters are for high-rise buildings, 3,934 square
meters  are  for  retail  stores,  1,654  square  meters  are  for  basements  and  11,235  square  meters  are  for  public  rental  housing.  We  acquired  the  site  in
December 2014 and commenced construction in September 2016, and began to deliver units in 2018. This project consists of 1,360 units. We started
pre-sale in October 2016, and as of December 31, 2021, we sold 1,216 units with a total GFA of 108,965 square meters.

Xingyang Splendid III. The land is located south of Zhengshang Road, Xingyang, Henan Province. This project covers a site area of 47,709
square meters and has a total GFA of 120,873 square meters, of which 117,505 square meters are for high-rise buildings and 3,608 square meters are for
retail stores. We acquired the site in September 2013 and commenced construction in June 2017, and began to deliver units in 2019. This project consists
of 1,106 units. We started pre-sale in June 2017, and as of December 31, 2021, we sold 1,099 units with a total GFA of 120,376 square meters.

Changsha Mulian Royal Palace. The land is located inYuhua District, Changsha, Hunan Province. This project covers a site area of 32,158
square meters and has a total GFA of 90,940 square meters, of which 57,033 square meters are for high-rise buildings, 32,351 square meters are for
multi-layer building and 1,608 square meters are for retail stores. We acquired the site in October 2016 and commenced construction in May 2017, and
began to deliver units in 2019. This project consisted of 694 units. We started pre-sale in August 2017, and as of December 31, 2021, we sold all the
units.

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Zhengzhou International New City II. The land is located on south 3rd Ring Road, Zhengzhou, Henan Province. This project covers a site area
of 41,821 square meters and has a total GFA of 176,124 square meters, of which 159,563 square meters are for high-rise buildings, 12,708 square meters
are for retail stores and 3,766 square meters are for basements. We acquired the site in July 2016 and commenced construction in July 2017, and began
to deliver units in 2019. This project consists of 1,558 units. We started pre-sale in August 2017, and as of December 31, 2021, we sold 1,498 units with
a total GFA of 173,167 square meters.

New York Oosten. The Oosten is located at 421 Kent Street in the South Williamsburg neighborhood of Brooklyn, NY. Constructed in 2017, the
Property is an eight-story, 481,000 square foot, Class A, mixed-use condominium building consisting of 216 residential units, community facility space,
and 72 parking spots. There is roughly 9,500 square feet of community facility space and 319,000 square feet of net residential space. As of December
31, 2021, there were 28 units left to sell in addition to 73 parking licenses. The community facility space was sold in the first quarter of 2022.

Zhengzhou Fancy City II (North). The land is located west of Songshan Road on the 4th Ring Road, Zhengzhou, Henan Province. This project
covers a site area of 30,175 square meters and has a total GFA of 108,916 square meters, of which 100,380 square meters are for multi-layer buildings
and 8,344 square meters are for retail stores. We acquired the site in April 2016 and commenced construction in May 2017, and delivered units in 2019.
This project consists of 3,070 units. We started pre-sale in October 2017, and as of December 31, 2021, we sold 2,970 units with a total GFA of 102,942
square meters.

Zhengzhou International New City III A. The land is located on south 3rd Ring Road, Zhengzhou, Henan Province. This project covers a site
area of 22,225 square meters and has a total GFA of 97,044 square meters, of which 95,504 square meters are for high-rise buildings and 514 square
meters are for retail stores. We acquired the site in May 2017 and commenced construction in November 2017, and delivered units in 2020.This project
consists of 864 units. We started pre-sale in December 2017, and as of December 31, 2021, we sold 864 units with a total GFA of 97,045 square meters.

Suzhou Galaxy Bay. The land is located in Taicang District, Suzhou, Jiangsu Province. It will cover a site area of 21,183 square meters and has
a  total  GFA  of  76,546  square  meters,  of  which  73,313  square  meters  are  for  high-rise  buildings,  and  3,094  square  meters  are  for  retail  stores.  We
acquired the site in December 2017, commenced construction of this project in July 2018 and delivered the units in 2020. This project consists of 718
units. We started pre-sale in December 2018, and as of December 31, 2021, we sold all the units.

Suzhou Gusu Shade I. The land is located in Gusu District, Suzhou, Jiangsu Province. It will cover a site area of 10,063 square meters and has a
total GFA of 11,957 square meters, of which 11,957 square meters are for multi-layer buildings. We acquired the site in March 2018 and commenced
construction of this project in September 2018, and delivered units in 2020. This project consists of 78 units. We started pre-sale in November 2018, and
as of December 31, 2021, we sold 73 units with a total GFA of 10,884 square meters.

Suzhou Gusu Shade II. The land is located in Gusu District, Suzhou, Jiangsu Province. This project covers a site area of 10,219 square meters
and  has  a  total  GFA  of  14,324  square  meters,  of  which  14,324  square  meters  are  for  multi-layer  buildings.  We  acquired  the  site  in  June  2018  and
commenced construction of this project in October 2018, and delivered units in 2020. This project consists of 96 units. We started pre-sale in May 2019,
and as of December 31, 2021, we sold 66 units with a total GFA of 12,602 square meters.

Suzhou Suhe Bay. The land is located in Wujiang District, Suzhou, Jiangsu Province. This project covers a site area of 16,627 square meters
and  has  a  total  GFA  of  62,561  square  meters,  of  which  62,561  square  meters  are  for  multi-layer  buildings.  We  acquired  the  site  in  April  2018  and
commenced construction of this project in autumn 2018, and delivered units in 2020. This project consists of 479 units. We started pre-sale in November
2018, and as of December 31, 2021, we sold all the units.

Changsha Furong Thriving Family. The land is located on Shanmu Road, East Coast Town, Changsha, Hunan Province. This project covers a
site area of 23,418 square meters and has a total GFA of 72,042 square meters of which 69,729 square meters are for high-rise buildings, and 2,528
square meters are for retail stores. We acquired the site in January 2017 and commenced construction of the project in July 2017, and delivered units in
2020. This project consists of 705 units. We started pre-sale in July 2018, and as of December 31, 2021, we sold all the units.

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Zhengzhou International New City III B. The land is located south of 3rd Ring Road, Zhengzhou, Henan Province. This project covers a site
area of 26,102 square meters and is expected to have a total GFA of 119,264 square meters, of which 118,780 square meters are for high-rise buildings.
We acquired the site in May 2017 and commenced construction in November 2017, and began to deliver units in 2021.This project consists of 1,336
units. We started pre-sale in April 2018, and as of December 31, 2021, we sold 1,332 units with a total GFA of 118,678 square meters.

Zhengzhou International New City III D. The land is located south of 3rd Ring Road, Zhengzhou, Henan Province. This project covers a site
area of 15,119 square meters and is expected to have a total GFA of 46,074 square meters, of which 44,293 square meters are for high-rise buildings,
885 square meters are for retail stores, and 896 square meters are for basements. We acquired the site in August 2016 and commenced construction in
August 2017, and began to deliver units in 2022. This project consists of 448 units. We started pre-sale in June 2018, and as of December 31, 2021, we
sold all the units.

Qingdao Royal Dragon Bay. The land is located in Huangdao District, Qingdao, Shandong Province. This project covers a site area of 64,442
square meters and is expected to have a total GFA of 161,877 square meters, of which 118,788 square meters are for high-rise buildings, 2,805 square
meters are for retail stores, and 34,938 square meters are for multi-layer buildings. We acquired the site in July 2018, commenced construction in August
2018, and began to deliver units in 2021. This project consists of 809 units. We started pre-sale in November 2018, and as of December 31, 2021, we
sold 785 units with a total GFA of 136,807 square meters.

Properties Held for Lease

Xi’an  Xinyuan  Metropolitan  Shopping  Center.  In  2016,  we  completed  the  Xi’an  Xinyuan  Metropolitan  Shopping  Center,  located  in  Xi’an,
Shaanxi  Province.  As  part  of  the  Xi’an  Metropolitan  project,  the  shopping  center  has  a  construction  GFA  of  116,288  square  meters.  The  Xi’an
Metropolitan Shopping Center formally opened in December 2016 and provides retail services including fashion, food and beverage, family activities,
jewelry  and  clothing,  a  movie  theater,  and  education,  among  other  services,  appealing  to  customers  within  a  radius  of  three  to  five  kilometers.  The
shopping center is managed by Xi’an Xinyuan Metropolitan Business Management Co. Ltd., one of our subsidiaries that specializes in retail property
management.

Xingyang  Xindo  Park  Shopping  Center.  In  2017,  we  completed  the  Xingyang  Xindo  Park  Shopping  Center,  located  in  Xingyang,  Henan
Province. As part of the Xingyang Splendid II project, the shopping center has a construction GFA of 15,419 square meters. The Xingyang Xindo Park
Shopping Center formally opened in October 2017 and provides retail services including a supermarket, food and beverage, jewelry and clothing, leisure
and entertainment, family activities, a movie theater and other ancillary services, appealing to customers within a radius of three to five kilometers. The
shopping center is managed by Henan Xinyuan Priority Commercial Management Co., Ltd., one of our subsidiaries that specializes in retail property
management.

Changsha  Xindo  Park  Shopping  Center.  In  2017,  we  completed  the  Changsha  Xindo  Park  Shopping  Center,  located  in  Changsha,  Hunan
Province. As part of the Changsha Xinyuan Splendid project, the shopping center has a construction GFA of 12,187 square meters. The Changsha Xindo
Park  Shopping  Center  formally  opened  in  August  2017  and  will  provide  retail  services  including  children’s  education,  a  supermarket,  food  and
beverage, a beauty and fitness center and other ancillary services, appealing to customers within a radius of three to five kilometers. The shopping center
is managed by Hunan Huaiwei Business Management Co., Ltd., one of our subsidiaries that specializes in retail property management.

Chengdu  Xindo  Park  Shopping  Center.  In  2017,  we  completed  the  Chengdu  Xindo  Park  Shopping  Center,  located  in  Chengdu,  Sichuan
Province. As part of the Chengdu Thriving Family project, the shopping center has a construction GFA of 18,936 square meters. The Chengdu Xindo
Park Shopping Center formally opened in October 2018 and provides retail services including a supermarket, clothing, food and beverage, leisure and
entertainment, children’s education, a movie theater and other ancillary services, appealing to customers within a radius of three to five kilometers. The
shopping  center  is  managed  by  Chengdu  Xinyuan  Commercial  Management  Co.,  Ltd.,  one  of  our  subsidiaries  that  specializes  in  retail  property
management.

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Zhengzhou Xindo Park Shopping Center. In 2018, we completed the Zhengzhou Xindo Park Shopping Center, located in Zhengzhou, Henan
Province. As part of the Zhengzhou Xindo Park project, the shopping center has a construction GFA of 24,423 square meters. The Zhengzhou Xindo
Park  Shopping  Center  formally  opened  in  October  2018  and  provides  retail  services  including  a  supermarket,  food  and  beverage,  leisure  and
entertainment, children’s education, a movie theater and other ancillary services, appealing to customers within a radius of three to five kilometers. The
shopping center is managed by Henan Xinyuan Priority Commercial Management Co., Ltd., one of our subsidiaries that specializes in retail property
management.

Kunshan  Xindo  Park  Shopping  Center.  In  2018,  we  completed  the  Kunshan  Xindo  Park  Shopping  Center,  located  in  Kunshan,  Jiangsu
Province. As part of the Kunshan Xindo Park project, the shopping center has a construction GFA of 3,904 square meters. The Kunshan Xindo Park
Shopping Center formally opened in March 2019 and provides retail services including a supermarket, food and beverage, children’s education, a movie
theater and other ancillary services, appealing to customers within a radius of three to five kilometers.

Target  Shopping  Center.  In  2021,  we  completed  the  Target  Shopping  Center,  located  in  Hudson  Garden,  New  York.  Target  occupies
approximately 28,090 square feet, or 81%, of the retail square footage and operates a full-service Target store featuring both their retail department store
as well as their grocery store. Target is fully operational and open for business.

Our Property Development Operations in China

We have a systematic and standardized process to project development in China, which we implement through several well-defined phases. A
significant portion of our process is dedicated to land acquisition, which is segmented into three stages: (i) opportunity identification, (ii) initial planning
and budgeting and (iii) land acquisition. The following diagram sets forth the key stages of our property development process.

LAND ACQUISITION PROCESS

Project
Planning 
and Design

Project
Construction 
and
Management

Pre-sale, Sale 
and Marketing

After-sale and
Delivery

Opportunity 
Identification

- Strategic
planning

Initial Planning
- Feasibility

study

- Geographic and
market analysis

- Preliminary

design

- Auction
opportunity
research

- Costing and
financial
evaluation

Land 
Acquisition

- Financial
projection

- Internal
approval

- Bidding
process

Opportunity Identification

- Outsource
architectural and
engineering
design

- Design
management

- Arrange
financing

- Outsource construction

- Pre-sale

- Delivery

- Construction
supervision

- Quality control

- Completion inspection

- Landscaping and fixture
installation

- Marketing

- Advertising

- Customer
financing

- Registration
assistance

- Feedback
collection

- Property

management

The first stage of our development process involves the identification of new opportunities for upcoming land auctions or acquisition of entities
in  our  selected  high  growth  cities  around  China.  Our  Land  Development  Department  prepares  a  strategic  plan  that  specifies  our  future  project
development plans and land acquisition requirements. They also conduct in-depth demographic and market research regarding our selected cities. We
have formulated a set of criteria in selecting suitable high growth cities to expand our operations based on certain indicators, including, among others:

●

middle to upper rankings in economic strength;

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●

●

●

●

●

populations greater than five million;

clear city development and planning;

sustainable land supply at reasonable prices for future developments;

acceptable competition levels in the real estate market; and

lower level of property speculation.

Initial Planning and Budgeting

Once an upcoming land auction or acquisition has been identified, our Land Development Department will conduct a feasibility study based on
our collected data as well as preliminary design and pre-planning of the proposed development project on the land site. We will also budget costs and
financial requirements for the proposed project to identify whether the land site is suitable for our requirements.

The key factors we consider in land site selection are:

● site area and suitability;

● location within the city;

● neighboring environment and amenities;

● existing or planned infrastructure;

● announced government planning for the vicinity; and

● projected cost, investment and financial return ratios.

We  evaluate  projects  through  a  rigorous  planning  and  approval  process.  We  consider  detailed  input  from  each  of  our  Land  Development
Department,  Planning-Design  Department,  Operations  Department,  Financial  Department  and  local  team.  The  proposed  project,  once  vetted  and
approved by various departments, will be submitted to the investment committee of our board for approval.

Land Acquisition

Once we receive approval for a proposed project, we will proceed to bid for the land site. We acquire land for development primarily through
the governmental auction process, or acquisition of entities. When deciding to whom the land use rights should be granted, the relevant authorities and
entities  may  consider  not  only  the  bidding  price,  but  also  the  bidder’s  real  estate  development  experience,  development  track  record,  credit  history,
qualification and development proposal in connection with their local zoning, urbanization and development plans.

If  opportunities  arise,  we  will  also  consider  obtaining  land  use  rights  from  third  parties  through  negotiation,  co-development  or  other  joint
venture arrangements. We decide on whether to develop by ourselves or to partner with third business partners through joint ventures or associations, by
taking into account various factors, such as estimated land acquisition costs, the development scales of the potential projects, the specialty and resources
possessed by the potential business partner, as well as the expected commercial terms available to us upon negotiation. With portions of initial capital
contributed by the third-party business partners, we can invest in property projects with relatively lower capital outlay.

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Project Planning and Design

Our project planning and design process includes concept and architectural design, budgeting, quality control, output examination as well as
customer  experience  after  delivery  review.  We  believe  careful  planning  is  essential  to  control  costs,  build  quality  and  improve  efficiency  of  our
development schedule.

We outsource substantially our design work to reputable third-party design firms. Our design team works closely with our external designers
and architects to ensure that our designs comply with PRC laws and regulations, and meet our design, smart house and other project objectives. Our
senior management is also actively involved in the process, especially in the master planning and architectural design of our projects.

Project Construction and Management

We outsource all of our construction work to independent construction companies which are selected mainly through our invitation to tender
bids for the project. We generally hire more than one contractor for each of our projects, with each contractor responsible for a designated portion of the
project on a “turnkey” basis. We have established a selection procedure in order to ensure compliance with our quality and workmanship standards. We
closely  supervise  and  manage  the  entire  project  construction  process,  utilizing  our  enterprise  resource  planning  systems  to  monitor  and  analyze
information  regarding  the  process  on  a  real-time  basis.  We  collect  information  throughout  the  development  cycle  on  the  entire  project,  including
information from our third-party contractors, to avoid unanticipated delays and cost overruns.

Pre-Sales, Sales and Marketing

Like other developers, we pre-sell properties prior to the completion of their construction in mainland China. Under PRC pre-sale regulations,
property  developers  must  satisfy  specific  conditions  before  they  can  pre-sell  their  properties  under  construction.  The  major  mandatory  conditions
include:

● the land premium must have been paid in full;

● the  land  use  rights  certificate,  the  construction  site  planning  permit,  the  construction  work  planning  permit  and  the  construction  permit

must have been obtained;

● at least 25% of the total project development cost must have been incurred;

● the progress and the expected completion and delivery date of the construction must be fixed;

● the pre-sale permit must have been obtained; and

● certain milestones in the construction processes specified by the local government authorities must have been completed.

These major mandatory conditions are designed to require a certain level of capital expenditure and substantial progress in project construction
before  the  commencement  of  pre-sale.  Generally,  the  local  governments  also  require  developers  and  property  purchasers  to  use  standard  pre-sale
contracts prepared under the auspices of the government. Developers are required to file all pre-sale contracts with local land bureaus and real estate
administrations after entering into such contracts.

We maintain an internal marketing and sales force for our development projects and also use outside sales agencies for all of our projects and
some of our projects also utilize our internal sales. Our marketing and sales teams work closely with each other and with our external sales agents to
survey the demographics for a particular project area to determine the appropriate advertising, promotion, and selling plans for that project. We develop
customer  awareness  through  our  marketing  and  promotion  efforts  and  through  referrals  from  satisfied  customers.  A  sales  team  at  each  project  is
responsible  for  following  through  on  the  entire  sales  process  including  setting  monthly  sales  targets,  controlling  prices,  implementing  special
promotions, monitoring external sales agency performance, and processing customer feedback.

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Most of our customers purchase our properties using mortgage financing. The maximum loan-to-value ratio of the mortgage loan is also subject
to change according to the economic policies of the central and local governments and banks in China. A typical sales transaction in which a portion of
the purchase price is financed by a mortgage loan consists of three steps. First, the customer pays a deposit to us. Within seven days after paying the
deposit,  the  customer  will  sign  a  purchase  contract  with  us  and  make  down  payment  to  us  in  cash.  After  making  the  down  payment,  the  customer
arranges for a mortgage loan for the balance of the purchase price. Once the loan is approved, the mortgage loan proceeds are paid to us directly by the
bank. Finally, we deliver the property to the customer. Legal title, as evidenced by a property ownership certificate issued by local land and construction
bureaus, may not pass for a period of six to twelve months following delivery and acceptance.

After-Sale Services and Delivery

We assist customers in arranging for and providing information relating to financing. We also assist our customers in various title registration
procedures  relating  to  their  properties,  and  we  have  set  up  an  ownership  certificate  team  to  assist  purchasers  to  obtain  their  property  ownership
certificates. We offer various communication channels to customers to provide their feedback about our products or services. We also cooperate with
property management companies that manage our properties and ancillary facilities, such as schools and clubhouses, to handle customer feedback.

We endeavor to deliver the units to our customers on a timely basis. We closely monitor the progress and quality of construction of our property
projects  and  conduct  pre-delivery  property  inspections  to  ensure  timely  and  qualified  delivery.  The  time  frame  for  delivery  is  set  out  in  the  sale  and
purchase agreements entered into with our customers, and according to purchase agreements, we are subject to penalty payments to the purchasers for
delay  in  delivery  caused  by  us.  Once  a  property  development  has  been  completed,  has  passed  the  requisite  government  inspections  and  is  ready  for
delivery, we notify our customers and hand over keys and possession of the properties.

To ensure quality property management, we provide property management services to purchasers until they have become statutorily entitled to
elect their own property management companies. As of December 31, 2021, owners of all of our developments, who had become statutorily entitled to
elect their property management companies, continued to choose us to manage their properties.

Our  property  management  services  include  security,  landscaping,  building  management  and  management  of  public  facilities  and  equipment,
and  additional  services,  such  as  cultural  activities,  housekeeping  and  repair.  We  are  currently  managing  approximately  37.4  million  square  meters,
comprising more than 220,000 residential units.

Our U.S. Property Development Operations

We expanded into the United States market in 2012. Investment decisions with respect to the United States market are carried out through the
investment committee of our board of directors. We currently seek investment opportunities mainly through off-market transactions, including resales
and distressed sales. We currently consider the following factors when selecting a project:

● Geographic location. We intend to focus in areas that are economically active and diversified, and attractive to immigrants on the east and

the west coasts.

● Risk adjusted financial returns.

● Funding opportunities.

We set up a specialized United States project team in 2012, comprised of U.S. local consultants and employees with substantial experience and
understanding in various areas of the U.S. real estate market. As of December 31, 2021, we had a team of approximately 11 persons in the United States.
Their major responsibilities include project research, land valuation, property development management, contracts, and contract terms verification. We
also work with outside consultants and agents familiar with the United States markets.

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To date, our acquisitions in the United States have been opportunistic and have not followed a specific development model. Our first property
development  project  in  the  United  States,  named  the  New  York  Oosten  Project,  is  in  the  Williamsburg  neighborhood  of  Brooklyn,  New  York.  We
commenced  construction  of  the  development  project  in  November  2013.  We  started  marketing  and  pre-sale  of  our  property  upon  receiving  approval
from the state attorney general in March 2014. As of December 31, 2021, we delivered 188 of 216 units with a total GFA of 23,769 square meters for a
total of US$285.8 million. Of the unsold units, we have offered several units for rent and given the unique product, and limited comparable apartments
has  been  able  to  achieve  above  market  rents.  These  units  have  consistently  outperformed  other  location  adjacent  buildings.  We  sold  the  community
facility space within the building in the first quarter of 2022. We continue to hold 73 parking licenses in the building, which we rent to unit owners and
renters in the building. The parking is in high demand and we continue to hold a waiting list of interested renters. We will look to sell the remaining
parking licenses in the future, but has no specific timeline for disposition.

In January 2016, we also acquired a parcel of land in midtown Manhattan, New York, for US$57.5 million. The land allows for approximately
10,235  sellable  &  rentable  square  meters.  The  construction  of  our  Hudson  Garden  project  in  Manhattan,  New  York  is  completed.  The  optimized
structure design allows for the maximum amount of prime ground floor retail along the streetfront. The efficient residential unit design maximized the
total number of units to 92. Hudson Garden currently has closed 22% of the units in contract. 98% of the retail spaces have been rented and all tenants
are open and operating. Retail anchor is Target Department Store, a nationally recognized credit tenant.

In August 2016, we acquired a parcel of land in the Flushing neighborhood of Queens, New York for US$66.0 million. The land allows for
approximately 30,112 sellable & rentable square meters. As of December 31, 2021, the demolition of the existing building with the exception of the
landmark  portion  was  completed.  All  historic  artifacts  have  been  removed  from  the  site  and  are  being  restored  offsite.  The  professional  consultants
continue to develop the plans and specifications while working through the various entitlements and approvals.

Our Leased Properties and Real Estate Related Services

Ancillary  to  our  property  development  operations,  we  also  lease  certain  properties,  including  an  elementary  school,  two  basements,  seven
clubhouses,  thirteen  parking  facilities,  fifteen  kindergartens,  seven  shopping  malls  and  a  department.  The  rental  income  of  our  lease  operations
represented approximately 0.7%, 2.0% and 1.3% of our revenues in 2019, 2020 and 2021, respectively.

We provide property management services through Xinyuan Science and Technology Service Co., Ltd. In 2019, 2020 and 2021, revenues from

our real estate related services represented 2.7%, 5.2% and 7.1% of our total revenue for those periods, respectively.

Quality Control

We emphasize quality control to ensure that our buildings and residential units meet our standards and provide high quality service. We select
only  experienced  design  and  construction  companies.  We  provide  customers  with  warranties  covering  the  building  structure  and  certain  fittings  and
facilities of our property developments in accordance with the relevant regulations. To ensure construction quality, our construction contracts contain
quality warranties and penalty provisions for poor work quality. In the event of delay or poor work quality, the contractor may be required to pay pre-
agreed penalties, damages, as well as compensation we paid to customers for late delivery, under our construction contracts. Our construction contracts
do  not  allow  our  contractors,  without  prior  consent  from  us,  to  subcontract  or  transfer  their  contractual  arrangements  with  us  to  third  parties.  We
typically withhold 5% of the agreed construction amount for two to five years after completion of the construction as a deposit to guarantee quality,
which provides us assurance for our contractors’ work quality.

Our  contractors  are  also  subject  to  our  quality  control  procedures,  including  examination  of  materials  and  supplies,  on-site  inspection  and
production of progress reports. We require our contractors to comply with relevant laws and regulations of the jurisdictions in which we operate, as well
as our own standards and specifications. We also employ independent surveyors to supervise the construction progress. In addition, the construction of
real estate projects is regularly inspected and supervised by PRC governmental authorities and the relevant authorities of the jurisdictions in which we
operate.

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Competition

The real estate industry in China is highly competitive. We compete primarily with local and regional property developers, but an increasing
number  of  large  national  property  developers  have  also  started  to  enter  these  markets.  Competitive  factors  include  the  geographical  location  of  the
projects, the types of products offered, brand recognition, price, design and quality. See “Item 3. Key Information — D. Risk Factors — Risks Relating
to the Residential Property Industry in China — We face intense competition from other real estate developers.” In the cities in which we operate, our
major competitors include China Overseas Property Ltd., China Vanke Co., Ltd., Sunshine 100, China Resources Land Limited, Sunac China Holding
Limited,  Henan  Zhengshang  Real  Estate  Co.,  Ltd.,  Evergrande  Group,  Longfor  Real  Estate  Co.,  Ltd,  Greenland  Group,  China  Overseas  Property,
Country Garden, and KWG Property Holding Ltd.

In the United States, we anticipate that direct competition may come from developers of adjacent projects or other property developers in target
markets.  In  addition,  we  may  also  face  competition  from  other  Chinese  real  estate  developers  expanding  or  establishing  their  business  in  the  United
States.

Intellectual Property Rights

We  rely  on  a  combination  of  trademarks,  service  marks,  domain  name  registrations,  copyright  protection  and  contractual  restrictions  to

establish and protect our brand name and logos, marketing designs and internet domain names.

We have registered the trademark of “鑫苑” and the associated logo for the real estate related service in the PRC. We have also applied the
same trademark to other goods and services directly or indirectly related to our business operations, to strengthen the protection of our trademark and
brand.  All  these  trademark  applications  are  registered  or  pending  examination  and  approval.  We  have  also  registered  the  Internet  domain  name
“www.xyre.com” and other related domain names.

We own trademarks for “鑫苑” in the form of Chinese characters and our company logo in the United States, UK, EU, New Zealand, Australia,
Singapore,  Korea,  Hong  Kong  and  Cayman  Islands.  We  also  hold  the  international  registration  of  our  company  logo  issued  by  the  International
Trademark System.

In the PRC, the registration and protection of a company’s corporate name is regional and limited to its related industry. Although we have
registered  our  corporate  name  “Xinyuan”  in  the  provinces  where  we  operate,  we  cannot  prevent  others  from  registering  the  same  corporate  name  in
other provinces or in other industries. If a company first registers “Xinyuan” as its corporate name in a province other than Henan Province, Shandong
Province, Jiangsu Province, Anhui Province and Sichuan Province or in another industry, we will have to adopt another corporate name if we plan to
enter that market or industry.

Insurance

We  obtain  insurance  against  losses  or  damage  to  our  PRC  properties  during  the  construction  phase  of  our  projects.  We  do  not  maintain
insurance policies for properties that we have delivered to our customers. Although we require our contractors to maintain insurance coverage on our
properties  under  construction,  typically  they  do  not  do  so,  which  we  believe  is  customary  practice  in  China.  We  believe  that  third-party  contractors
should  bear  liabilities  from  tortious  acts  or  other  personal  injuries  on  our  project  sites,  and  we  do  not  maintain  insurance  coverage  against  such
liabilities. There are certain types of losses, such as losses from natural disasters, terrorist attacks, construction delays and business interruptions, for
which insurance is either not available or not available at a reasonable cost. We believe our practice is consistent with the customary industry practice in
China.

With  respect  to  our  U.S.  operations,  we  follow  local  requirements  and  maintain  insurance  coverage  for  projects  through  the  end  of  the

construction.

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Environmental Matters

As a developer of property in the PRC, we are subject to various environmental laws and regulations set by the PRC national, provincial and
municipal governments. These include regulations on air pollution, noise emissions, as well as water and waste discharge. We have never been required
to  pay  any  penalties  associated  with  the  breach  of  any  such  laws  and  regulations  in  the  past.  Compliance  with  existing  environmental  laws  and
regulations has not had a material adverse effect on our financial condition and results of operations, and we do not believe it will have such an impact in
the future.

Our projects are normally required to undergo an environmental impact assessment by government-appointed third parties, and a report of such
assessment  needs  to  be  submitted  to  the  relevant  environmental  authorities  in  order  to  obtain  their  approval  before  commencing  construction.  Upon
completion  of  each  project,  the  relevant  environmental  authorities  inspect  the  site  to  ensure  that  the  applicable  environmental  standards  have  been
complied with, and the resulting report is presented together with other specified documents to the relevant construction administration authorities for
their  approval  and  record.  Approval  from  the  environmental  authorities  of  such  report  is  required  before  we  can  deliver  our  completed  work  to  our
customers.  In  the  past,  we  have  not  experienced  any  difficulties  in  obtaining  those  approvals  for  commencement  of  construction  and  delivery  of
completed projects. However, we cannot assure you that we will not experience any difficulties in the future. See “Item 4. Information on the Company
— B. Business Overview — Regulation — China — Regulations on Environmental Protection in Construction Projects.”

In  connection  with  our  current  and  any  future  properties  in  the  United  States,  our  relevant  property  subsidiaries  are  or  will  be  subject  to  a
variety  of  local,  state  and  federal  statutes,  ordinances,  rules  and  regulations  concerning  the  protection  of  health  and  the  environment.  The  particular
environmental laws which apply to any given community, will vary according to the site, its location, the site’s environmental conditions and the present
and former use of the site. Likewise, the particular procedures and approval or other requirements will vary from project to project.

Regulation

China

The PRC government regulates the real estate industry. This section summarizes the principal PRC regulations relating to our business.

We operate our business in China under a legal regime consisting of the National People’s Congress, or the NPC, the PRC State Council, which
is the highest authority of the executive branch of the PRC central government, and several ministries and agencies under its authority, including the
MOHURD, the Ministry of Natural Resources (formerly, the Ministry of Land and Resources), or the MLR, the MOFCOM, the NDRC, the SAIC, the
SAFE, and their respective authorized local counterparts.

Regulations on Land

The Law  of  the  PRC  on  Land  Administration,  implemented  on  June  25,  1986  and  amended  on  December  29,  1988,  August  28,  2004  and
August 26, 2019 by the SCNPC, distinguishes between the ownership of land and the right to use land. All land in the PRC is either state-owned or
collectively-owned, depending on location. Generally, land in urban areas within a city or town is state-owned, and all land in the rural areas of a city or
town and all rural land, unless otherwise specified by law, are collectively-owned.

Although all land in the PRC is owned by the governments or by the collectives, private individuals and businesses are permitted to hold, lease
and develop land for a specified term without ever owning the land, the duration of which depends on the use purpose of the land. These rights to use
land are termed land use rights.

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Under the Interim Regulations of the PRC on Grant and Transfer of the Right to Use State-owned Land in Urban Areas, implemented on and
effective as of May 19, 1990, as amended on November 29, 2020, by the PRC State Council, enterprises, companies and other organizations, who intend
to hold, lease and develop the land, each as a Land User, must pay a premium to the government as consideration for the grant of the land use rights on
terms of use prescribed by the government, and a Land User may transfer, lease and mortgage, or otherwise commercially exploit the land use rights,
within such terms of use. The land administration authority enters into a contract with the Land User for grant of the land use rights. The Land User pays
the  grant  premium  as  stipulated  in  the  grant  contract.  After  paying  the  grant  premium  in  full,  the  Land  User  registers  with  the  land  administration
authority and obtains a land use rights certificate. The certificate evidences the acquisition of the land use rights.

The  Regulations  on  the  Grant  of  State-Owned  Construction  Land  Use  Rights  through  Competitive  Bidding,  Auction  and  Listing-for-Sale
(formerly  known  as  the  Regulation  on  the  Grant  of  State-Owned  Land  Use  Rights  through  Competitive  Bidding,  Auction  and  Listing-for-Sale),
implemented  by  the  MLR  on  May  9,  2002  and  amended  on  September  28,  2007,  provides  that  the  land  for  industrial  use  (except  for  mining),
commercial use, tourism, entertainment and commodity housing development is granted by way of competitive bidding, public auction or listing-for-
sale. The land use rights are granted to the bidder with the highest bid/tender in accordance with the terms and conditions of the bid/tender, or to the
bidder who can best fulfill the comprehensive evaluation standards of the bid. The successful bidder/tender will then enter into a grant contract with the
local  land  administration  authority.  Only  after  the  successful  bidder/tender  has  paid  the  land  premium  in  full  under  the  land  grant  contract,  can  the
successful bidder/tender apply for the land registration and obtain the land use right certificate.

The Civil Code of the PRC, or the Civil Code, published on May 28, 2020 and effective as of January 1, 2021, which replaces Property Law of

the PRC, further clarified land use rights in the PRC with the following rules:

● the land use rights for residences will be automatically renewed upon expiry;

● the car parks and garages within the building area planned for vehicle parks must be used to meet the needs of the owners who live in the

building first;

● the construction of buildings must abide by relevant laws and regulations with regard to the construction planning and may not affect the

ventilation of or lighting to the neighboring buildings; and

● where the land use rights for construction use are transferred, exchanged, used as a capital contribution, donated to others or mortgaged, an

application for modification registration must be filed with the registration department.

In  accordance  with  the  Notice  on  Further  Strengthening  the  Administration  of  the  Costs  and  Revenues  Associated  with  Land  Grant,  jointly
issued by the MOF, the MLR, the PBOC, the Ministry of Supervision and the National Audit Office on November 18, 2009, all payments for land use
rights paid for through installments must be made in full within one year in principle. In certain circumstances the payment term may be extended to two
years upon the approval of the competent authorities. In addition, the initial installment payment may not be less than 50% of the overall amount owed
for the land use rights. The notice also provides that the local-level governments should strictly enforce relevant regulations to impose penalties on real
estate developers that have delayed the payment of land premiums or construction for reasons other than force majeure or restrict such developers from
acquiring new land during the period such payments are delayed.

The  Circular  of  the  MLR  and  the  MOHURD  on  Further  Strengthening  Administration  over  Land-use  and  Constructions  of  Real  Estate,
implemented on September 21, 2010, specifies that when any bidder participates in a competitive bidding, public auction or listing-for-sale, in addition
to the provision of a valid identification certificate and payment of bidding deposit, the bidder shall be also required to submit (i) a letter of commitment
specifying that the bidding deposit is not from a bank loan, shareholder loan, etc., and (ii) a credit certificate issued by a commercial financial institution.
If the land is left idle for more than one year by a real estate developer, the developer and its controlling shareholder shall be prohibited from taking part
in any competitive bidding, public auction or listing-for-sale for the grant of land use rights. Furthermore, real estate developers must commence the
construction  of  a  housing  project  within  one  year  from  the  date  of  delivery  of  the  land  as  stipulated  in  the  land  grant  contract,  and  complete  the
construction within three years from the date of commencement of construction.

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The Emergency Notice on Further Tightening the Administration on Real Estate Land Use and Reinforcing the Control Results of Real Estate

Market, implemented on July 19, 2012, further emphasized the strict enforcement of current regulations on land grants:

● the plot area ratio for residential land shall not be less than 1.0;

● for  all  types  of  housing  construction  projects,  construction  work  shall  be  commenced  within  one  year  of  the  date  when  the  land  is

delivered as set forth in the land grant contract and shall be completed within three years after its commencement date;

● the bidding deposit for a land grant shall not be less than 20% of the base price; and

● the land grant contract shall be signed within 10 working days after a land grant deal is concluded, a down payment of 50% of the land
premium  shall  be  made  within  one  month  after  signing  the  contract,  and  the  remaining  payment  shall  be  made  in  a  timely  manner  in
accordance with the contract; in no event should it be more than one year.

On May 22, 2014, the MLR issued the Provisions on the Economical and Intensive Use of Land, which took effect on September 1, 2014 and
amended on July 24, 2019. It provides that commercial land shall be granted via tender, auction and listing process to determine the user and the price.
Compensation  for  all  types  of  land  supply  shall  not  be  lower  than  the  minimum  standard  stipulated  by  the  government.  It  is  prohibited  to  reduce  or
relieve the land grant price in a disguised form by way of exchanging projects with land, returning fees after collecting them or granting subsidies or
awards.

On November 24, 2014, the PRC State Council issued Interim Regulations on Real Estate Registration, which took effect on March 1, 2015
and amended on March 24, 2019. It stipulates the registration authorities and the procedures for registration of rights of real estate rights, including land
use  rights,  which  applies  to  first  registration,  change  of  registration,  transfer  of  registration,  cancellation  of  registration,  correction  of  registration,
dissidence registration, advance notice registration, close-down registration and other affairs concerning registration of real estate. Further, on January 1,
2016, MLR issued Implementing Rules of the Interim Regulations on Real Estate Registration, as amended on July 24, 2019, which details the rules of
the registration procedures for registration of different kind of rights of real estate.

The Administrative Measures for the Preliminary Review of Land Use for Construction Projects, implemented by the MLR on July 25, 2001,
revised on October 29, 2004, amended on November 12, 2008 and November 29, 2016 and took effect on January 1, 2017, simplifies the content of
preliminary review of land for construction, reduce the documents necessary for examination and approval, and improve the efficiency of examination
and approval.

Regulations on Establishment of a Real Estate Development Enterprise

In accordance with the Law of the PRC on Administration of Urban Real Estate, or Urban Real Estate Law, implemented by the SCNPC on
July 5, 1994 and amended on August 30, 2007, August 27, 2009, and August 26, 2019, a developer is defined as “an enterprise which engages in the
development and sale of real estate for the purposes of making profits.”

Under the Regulations on Administration of Development and Operation of Urban Real Estate, or Development Regulations, implemented by
the PRC State Council on and effective as of July 20, 1998 and amended on January 8, 2011, March 19, 2018, March 24, 2019 and November 29, 2020,
a real estate development enterprise must satisfy the following requirements:

● has a registered capital of not less than RMB1 million; and

● has four or more full time professional real estate/construction technicians and two or more full time accounting officers, each of whom

must hold the relevant qualifications.

The Development Regulations also allow people’s governments of the provinces, autonomous regions and/or municipalities directly under the
central government to impose more stringent requirements regarding the registered capital and qualifications of professional personnel of a real estate
development enterprise according to the local circumstances.

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To establish a real estate development enterprise, the developer is required to apply for registration with the department of administration of
industry and commerce (i.e., Administration for Market Regulation at or above the county level). The developer must also report its establishment to the
real estate administration authority in the location of the registration authority within 30 days upon receipt of its business license.

Regulations on Foreign-Invested Real Estate Enterprise

Industrial Restriction

Pursuant to the Special Administrative Measures on the Access of Foreign Investment (Negative List) (2021 Edition), or the 2021 Negative List,
jointly issued by the NDRC and the MOFCOM on December 27, 2021 and enforced on January 1, 2022, the foreign investment related to real estate
development does not fall within the category of industries in which foreign investment is restricted or prohibited. The 2020 Negative List enumerates
the restricted industries and the prohibited industries in relation to foreign investment, and the industries, such as real estate development industry, which
do not fall within the 2021 Negative List, shall be administered under the principle of equal treatment to domestic and foreign investment. On March 15,
2019, the Foreign Investment Law of the People’s Republic of China, or the “FIL”, was issued by SCNPC and took effect on January 1, 2020, which
also provides that the industries in which foreign investment is not restricted and prohibited shall be administered under the principle of equal treatment
to domestic investment, however, where verification and record-filing of a foreign investment are required, relevant provisions of the State shall still be
followed.

Considering the increasing foreign investment in the real estate industry in recent years, the MOHURD, the MOFCOM, the NDRC, the PBOC,
the SAIC, and the SAFE jointly implemented the Opinions on Regulating the Entry and Administration of Foreign Investment in the Real Estate Market,
or  Circular  No.  171,  on  July  11,  2006  and  amended  on  August  19,  2015,  which  may  impact  foreign  investment  in  the  real  estate  industry  in  the
following areas:

● FIREEs must have a registered capital in amounts pursuant to and consistent with existing regulations.

● Upon  payment  of  the  land  use  rights  grant  premium,  the  FIREE  can  apply  to  the  land  administration  authority  for  a  land  use  rights
certificate.  Upon  obtaining  the  land  use  rights  certificate,  an  FIREE  may  then  obtain  a  recertification  of  its  existing  Foreign-Invested
Enterprises  Approval  Certificate,  or  FIEAC,  and  the  Business  License,  with  the  same  validity  period  as  that  of  such  land  use  rights
certificate, following which, the FIREE may apply to the tax administration for tax registration purposes.

● When a foreign investor merges with a domestic real estate enterprise, or acquires an FIREE’s equity or project, the investor is required to
submit  a  guarantee  which  ensures  the  compliance  with  the  provisions  of  the  land  use  rights  grant  contract,  construction  site  planning
permit,  construction  work  planning  permit,  the  land  use  rights  certificate,  the  modification  certification  issued  by  the  construction
authorities, and the tax payments certification issued by the relevant tax authorities.

● Foreign investors which merge with domestic real estate development enterprises by share transfers or other methods, or which acquire the
equity of a PRC party in joint venture enterprises, must allocate their employees appropriately, deal with bank debts and settle the lump
sum payment of the transfer price through self-owned funds. However, a foreign investor with an unfavorable record may not be allowed
to conduct any of the aforesaid activities.

● FIREEs which have failed to obtain a land use rights certificate, or which have under 35% of the total capital required for the project, will
not be allowed to obtain a loan in or outside China, and foreign exchange administration departments will not approve any settlement of
foreign loans by such enterprises.

● Any Chinese or foreign investors in an FIREE may not guarantee fixed profit returns or provide other arrangements to the same effect for

any party in any form.

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Circular No. 50

On  May  23,  2007,  the  MOFCOM  and  the  SAFE  issued  the  Notice  on  Further  Strengthening  and  Standardizing  the  Approval  and
Administration  of  Foreign  Direct  Investments  in  Real  Estate  Enterprise,  or  Circular  No.  50,  and  amended  on  October  28,  2015.  Some  of  the  key
developments in this area are as follows:

● the local governments/authorities that approve FIREE establishments are now required to file such approvals with the MOFCOM;

● prior  to  establishing  an  FIREE,  foreign  investors  are  required  to  obtain  land  use  rights  or  the  ownership  of  a  real  estate  project,  or  the
investor should have entered into an indicative land grant contract or indicative project purchase agreement with the land administrative
department, developer of the land or owner of the property;

● the practice of allowing foreign investors taking over local project companies by way of roundtrip investment is strictly controlled; and

● foreign-invested enterprise that intends to engage in real estate development, or an existing FIREE which intends to undertake a new real
estate  development  project,  must  first  apply  to  the  relevant  authorities  for  such  business  scope  and  scale  expansion  in  accordance  with
laws and regulations on foreign investments.

Circular 122

On August 19, 2015, six PRC regulatory agencies, including the MOHURD and the SAFE, implemented the Notice on Adjusting Policies on
Entry and Administration of Foreign Investment in the Real Estate Market, or Circular 122, among other things, according to which the requirement of
full payment of its capital contributions of FIREE no longer exists when the FIREE applies to domestic loans, overseas loans and settlement of foreign
exchange loans, and the FIREE may directly apply to the bank for the registration of foreign exchange regarding foreign direct investment in accordance
with the relevant rules on foreign exchange administration. Similarly, Circular 122 does not de-regulate the Chinese real estate market. The previous
material requirements for granting approval under Circular No. 171 and Circular No. 50 still apply.

Regulations on Qualifications of Developer

Under the Rules on the Administration of Qualifications of Real Estate Developers, implemented on March 29, 2000 by the MOHURD and
effective on the same day (amended on May 4, 2015 and December 22, 2018), a developer must apply for registration of its qualifications. An enterprise
may not engage in the development and sale of real estate without a qualification classification certificate for real estate development.

In accordance with the above rules, developers are classified into four classes: class I, class II, class III and class IV. A developer that passes the

qualification examination will be issued a qualification certificate of the relevant class by the relevant construction authority.

A developer of any qualification classification may only engage in the development and sale of real estate within its approved scope of business
and may not engage in business of another classification. A class I developer is not restricted as to the scale of the real estate projects to be developed
and may undertake real estate development projects anywhere in the country. A developer of class II or lower may only undertake projects with a gross
area of less than 250,000 square meters and the specific scope of business must be as confirmed by the local construction authority.

Under the Development Regulations, real estate administration authorities examine all applications for the registration of the qualifications of a
developer when it reports its establishment, by considering its assets, professional personnel and business results. A developer may only undertake real
estate development projects in compliance with the approved qualification registration.

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After  a  newly  established  developer  reports  its  establishment  to  the  real  estate  administration  authority,  the  latter  will  issue  a  temporary
Qualification  Certificate  to  the  eligible  developer  within  30  days  of  its  receipt  of  the  above  report.  The  developer  must  apply  for  the  qualification
classification by the real estate administration authority within one month before expiry of the temporary Qualification Certificate.

Regulations on Development of a Real Estate Project

Commencement of a Real Estate Project and the Idle Land

According  to  the  Circular  on  the  Implementation  of  the  Catalog  for  Restricted  Land  Use  Projects  (2012  Edition)  and  the  Catalogue  for
Prohibited Land Use Projects (2012 Edition), implemented by the MLR and the NDRC on May 23, 2012, the area of a plot of land to be granted for
residential use may not exceed (i) seven hectares for small cities and towns, (ii) 14 hectares for medium-sized cities, or (iii) 20 hectares for large cities.
The plot area ratio for residential land should not be lower than 1.0. No land may be granted for “villa” real estate projects. On December 31, 2020,
Ministry of Natural Resources issued a notice to solicit public opinion on the Catalogue of Restrictions and Prohibitions on the Exploitation and Use of
Natural Resources (2021), which intends to replace the Catalog for Restricted Land Use Projects (2012 Edition) and the Catalogue for Prohibited Land
Use Projects (2012 Edition).

Under the Urban Real Estate Law, those who have obtained the land use rights through grant must develop the land in accordance with the

terms of use and within the period of commencement prescribed in the contract for the land use rights grant.

According to the Measures on Disposing Idle Land, implemented by the MLR and effective as of April 28, 1999, as amended on May 22, 2012
and effective as of July 1, 2012, with regards to the land for a real estate project which is obtained by grant and is within the scope of city planning, if
the construction work has not been commenced within one year upon the commencement date as set forth in the land use rights grant contract, or the
construction and development has been started but the area of land that is under construction and development is less than one third of the total area of
land that should have been under construction and development, or the invested amount is less than 25% of the total investment, and the construction
and development of which has been suspended for more than one year, a surcharge on idle land equivalent to 20% of the grant premium may be levied;
if the construction work has not been commenced within two years, the land can be confiscated without any compensation, unless the delay is caused by
force majeure, or the acts of government or acts of other relevant departments under the government, or by indispensable preliminary work.

The Emergency Notice on Further Tightening the Administration on Real Estate Land Use and Reinforcing the Control Results of Real Estate
Market implemented on July 19, 2012, requires that the Measures on Disposing Idle Land be strictly implemented, and the land authority dispose of,
case by case, idle land and publish related information on the website designated by the MLR. With regard to land users who have committed acts such
as  failing  to  make  payments  for  land  grants,  leaving  land  idle,  hoarding  land,  land  speculation,  developing  land  in  excess  of  its  actual  development
capacity, or failing to fulfill the land use contract, they may be prohibited by the land authority from participating in land auctions for a certain period of
time.

Planning of a Real Estate Project

The Law of the PRC on Urban and Rural Planning, implemented by the NPC on October 28, 2007 and effective as of January 1, 2008 and
amended on April 24, 2015 and April 23, 2019 replacing the previous City Planning Law of the PRC, provides that a developer who has obtained land
use  rights  by  grant  must,  after  obtaining  approval  for  a  construction  project  and  signing  a  land  use  rights  grant  contract,  apply  to  the  city  planning
authority for the Permit for Construction Site Planning. It further provides that a developer who has a proposed construction project within the planning
area of a city or town must, after obtaining a Permit for Construction Site Planning, prepare the necessary planning and design work, and submit the
detailed planning and design report, together with the land use rights certificate, to the city planning authority or the town government designated by the
provincial government, and apply for the Permit for Construction Work Planning.

Construction of a Real Estate Project

On June 25, 2014, the MOHURD implemented the Measures for the Administration of Construction Permits for Construction Projects, which
was amended on September 28, 2018. Under the measures, after having obtained a Permit for Construction Work Planning, a developer needs to file an
application for a Construction Permit with the local construction authority above the county level.

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Completion of a Real Estate Project

Construction projects shall be delivered for use only after passing the inspection and acceptance examinations under the Construction Law of

the PRC, which was implemented on November 1, 1997 and amended on April 22, 2011 and April 23, 2019.

According to the Development Regulations, the Regulations on the Acceptance Examination Upon the Completion of Construction Work and
Municipal Infrastructure implemented on December 2, 2013 by the MOHURD, the Regulations on the Administration of Quality of Construction Works
implemented  by  the  PRC  State  Council  on  January  30,  2000  and  amended  on  October  7,  2017  and  April  23,  2019,  and  the  Measures  on  the
Administration  of  Reporting  Details  regarding  Acceptance  Examination  Upon  Completion  of  Construction  Work  and  Municipal  Infrastructure
implemented  on  April  4,  2000  by  the  MOHURD  and  amended  on  October  19,  2009,  a  real  estate  project  must  comply  with  the  relevant  laws  and
regulations, requirements on construction quality, safety standards and technical guidance on survey, design and construction work, as well as provisions
of  the  relevant  construction  contract.  After  the  completion  of  works  for  a  project,  the  developer  must  apply  for  an  acceptance  examination  to  the
construction authority and must also report details of the acceptance examination to the construction authority. A real estate development project may
only be delivered after passing the inspection and acceptance examinations. For a housing estate or building complex, an acceptance examination shall
be conducted upon completion of the entire project. In the case of a cluster of real estate development projects, such as a residential area developed in
phases, separate acceptance examinations may be carried out for each completed phase.

Regulations on Sale of Commodity Properties

Under the Measures for Administration of Sale of Commodity Properties implemented by the MOHURD on April 4, 2001 and effective June 1,

2001, the sale of commodity properties can include both pre-completion and post-completion sales.

Pre-completion Sales

In accordance with the Measures for the Administration of Pre-Sale of Urban Commodity Properties, or Urban Pre-Sale Measure, promulgated
on November 15, 1994 by the MOHURD, which took effect on January 1, 1995 and was amended on August 15, 2001 and July 20, 2004, a developer
intending to sell a commodity building before its construction work’s completion must complete pre-sale registration with the real estate administration
authority of the relevant city or county to obtain a Permit for Pre-Sale of Commodity Properties.

Commodity properties may only be sold before completion if:

● the  grant  land  premium  has  been  paid  in  full  for  the  grant  of  the  land  use  rights  involved  and  a  land  use  rights  certificate  has  been

obtained;

● a permit for construction work planning and a construction permit have been obtained;

● the funds invested in the development of the commodity properties put up for pre-sale represent 25% or more of the total investment in the

project and the progress of works and the completion and delivery dates have been ascertained; and

● the pre-sale has been registered and a permit for pre-sale of commodity properties has been obtained.

The Circular on Issues Relevant to Further Strengthening the Regulation of the Real Property Market and Improving the System for Pre-sale of

Residential Premises, implemented by the MOHURD on April 13, 2010, provides that:

● for residential projects for which a pre-sale permit has not yet been obtained, real estate developers may not pre-sell such premises, collect
or collect in a disguised manner, deposits, reservation fees or other such fees from purchasers in the form of subscriptions, reservations, lot
drawings or the issuance of VIP cards, or participate in any exhibition;

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● where a real estate developer has obtained a pre-sale permit for its residential project, it must publicize all premises available for sale and
the prices of each unit at one time within 10 days, and must sell the premises to the public with clearly marked prices as filed. Real estate
developers may not sell the premises reserved for self-use to the public before the initial registration of the housing ownership, pre-sell
premises through a refund of the sales amount to the purchaser or the guarantee of a lease of the property after sales, or conduct sham
transactions;

● pre-sale permits can only be issued for an entire building but not for individual floors or units; and

● all proceeds from the pre-sale of commodity residential premises must be deposited into accounts monitored by the regulatory authorities

to ensure that such proceeds are used for construction of the commodity residential premises.

Management of Proceeds from Pre-sale of Properties

The Pre-sale Measures also provide that the proceeds obtained by a real estate developer from the advance sale of commodity properties must
be used for the construction of the relevant projects. The specific measures for the supervision of proceeds from the pre-sale of commodity properties
are formulated by the real estate administration authorities.

Under the Implementing Regulations on Supervision of Proceeds from Pre-sales of Commodity Properties of Jinan City, implemented by Jinan
Committee of Construction on September 26, 2005 and effective as of October 26, 2005, the proceeds from pre-sale of properties must be used in the
construction of pre-sale projects, including the purchase of construction materials and equipment, remittance of construction fees and taxes payable, and
should not be used for other purposes.

In accordance with the Implementing Opinions on Strengthening the Management for sale of Urban Commodity Properties,  implemented  by
the People’s Government of Sichuan Province on March 23, 2000, the proceeds from pre-sale of properties must be deposited in a special bank account
opened by the developers, may only be used for the relevant construction work and may not be used for other purposes. The relevant banks monitor the
use of the proceeds of pre-sale and ensure that the proceeds are used in the designated way.

In accordance with the Regulations on Supervision of Proceeds from the Pre-sales of Commodity Properties in Zhengzhou, implemented by the
Zhengzhou People’s Government on November 19, 2009 and effective as of December 20, 2009, the proceeds from the pre-sale of properties must be
used for the construction of the same, which includes the purchase of construction materials and equipment, remittance of fees for construction and taxes
payable.

The Notice on Enhancing the Management on Use of Fund of Pre-sales of Commodity Properties of Beijing City, implemented and effective as
of December 16, 2015, provides that the real estate development enterprise may withdraw funds for construction purpose from accounts monitored by
the regulatory authorities if the sale scale confirmed by pre-sale contracts signed online is less than half of the authorized scale of pre-sale.

Post-completion Sales

In accordance with the Measures for Administration of Sale of Commodity Properties implemented by the MOHURD on April 4, 2001, which
took effect on June 1, 2001, commodity properties may be put up for post-completion sale only when the following preconditions for such sale have
been satisfied:

● the developer offering to sell the post-completion properties has a valid business license and a qualification classification certificate;

● the developer has obtained a land use rights certificate or other approval documents of land use;

● the developer has the relevant permit for construction project planning and the permit for construction;

● the commodity properties have been completed, inspected and accepted as qualified;

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● the relocation of the original residents has been settled;

● the supplementary and essential facilities for supplying water, electricity, heating, gas, communication, etc. have been made ready for use,
and other supplementary facilities and public facilities have been made ready for use, or the schedule of construction and delivery date of
such facilities have been specified; and

● the property management plan has been completed.

Prior  to  a  post-completion  sale  of  a  commodity  property,  a  real  estate  developer  is  required  to  submit  the  Real  Estate  Development  Project

Manual and other documents showing that the preconditions for a post-completion sale have been fulfilled to the real estate development authority.

Regulations on Property Ownership Certificates

Under the Measures for Administration of Sale of Commodity Properties, the developers must submit the documents relating to the application
for property ownership certificates to the local real estate administration authorities within 60 days after the delivery of the property to customers. The
developers are required to assist customers in applying for amendments in the procedures for land use rights and registration procedures for property
ownership.

In accordance with the Pre-Sale Measures, the purchasers must apply for property ownership certificates to the local real estate administration
authorities within 90 days after the delivery of pre-sale property to purchasers. The developers are required to assist and provide the purchasers with
necessary verifying documents. Where the purchasers fail to obtain the property ownership certificates within 90 days thereafter due to the developer’s
fault, unless otherwise provided between the developers and the purchasers, the developers will be liable for the breach of contract.

Regulations on Transfer, Mortgage and Lease

Transfer

According to the Urban Real Estate Law and the Provisions on Administration of Transfer of Urban Real Estate implemented on September 1,
1995 by the MOHURD and amended on August 15, 2001, a real estate owner may sell, bequeath or otherwise legally transfer real estate to another
person or legal entity. When transferring a building, the ownership of the building and the land use rights to the site on which the building is situated are
transferred as well.

The  parties  to  a  transfer  must  enter  into  a  real  estate  transfer  contract  in  writing  and  register  the  transfer  with  the  real  estate  administration

authority having jurisdiction over the location of the real estate within 90 days of the execution of the transfer contract.

Where the land use rights were originally obtained by grant, the real property may only be transferred if:

● the  grant  premium  has  been  paid  in  full  for  the  grant  of  the  land  use  rights  as  provided  by  the  grant  contract  and  a  land  use  rights

certificate has been obtained; and

● the  development  has  been  carried  out  according  to  the  grant  contract:  in  the  case  of  a  project  for  which  buildings  are  developed,
development representing more than 25% of the total investment has been completed; in the case of a whole land lot development project,
construction  works  have  been  carried  out  as  planned,  water  supply,  sewerage,  electricity  supply,  heat  supply,  access  roads,
telecommunications  and  other  infrastructure  or  utilities  have  been  made  available,  and  the  site  has  been  leveled  and  made  ready  for
industrial or other construction purposes.

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Mortgages of Real Estate

Under  the  Urban  Real  Estate  Law,  the  Civil  Code,  and  the  Measures  on  the  Administration  of  Mortgage  of  Buildings  in  Urban  Areas
implemented by the MOHURD on May 9, 1997 and amended on August 15, 2001 and March 30, 2021, when a mortgage is created on the ownership of
a building on state-owned land legally obtained, a mortgage will be simultaneously created on the land use rights of the land on which the building is
erected. Land use rights occupied by the properties will also be mortgaged at the same time. The mortgager and the mortgagee sign a mortgage contract
in writing. Within 30 days after a real estate mortgage contract has been signed, the parties to the mortgage must register the mortgage with the real
estate  administration  authority  in  the  city  where  the  real  estate  is  situated.  A  real  estate  mortgage  contract  will  become  effective  on  the  date  of
registration  of  the  mortgage.  If  a  mortgage  is  created  on  the  property  placed  on  pre-sale  or  which  is  still  undergoing  construction,  the  registration
authority will, when registering the mortgage, record such details on the mortgage contract. If the construction of the property is completed during the
term of a mortgage, the parties involved will have to re-register the mortgage after the issuance of the relevant certificates evidencing the rights and
ownership to the real estate.

Lease

Under the Urban Real Estate Law and the Measures for Administration of Leases of Commodity Properties implemented by the MOHURD on
December 1, 2010 and effective as of February 1, 2011, the parties to a lease of a building are required to enter into a lease contract in writing. When a
lease contract is signed, amended or terminated, the parties must register the details with the real estate administration authority in which the building is
situated.

On May 17, 2016, the PRC State Council implemented the Opinions on Accelerating to Cultivate and Develop the Housing Leasing Market,
according to which real estate developers are encouraged to engage in housing leasing business. Among others, the government intends to (i) support
real  estate  developers  to  expand  their  business  scopes,  develop  housing  leasing  business  by  taking  advantage  of  their  completed  real  properties;  (ii)
encourage  real  estate  developers  to  rent  the  commercial  housing  in  stock  and  (iii)  guide  real  estate  developers  to  cooperate  with  the  housing  leasing
enterprises for developing housing leasing business.

Regulations on Real Estate Financing

The Opinions of the MOHURD and Other Departments on Adjusting the Housing Supply Structure and Stabilizing the Property Prices, issued
on May 24, 2006 by the General Office of the PRC State Council, provides that, to tighten the control of advancing loan facilities, commercial banks are
not allowed to advance their loan facilities to developers who do not have the required 35% or more of the total capital for the construction projects. The
commercial banks should be prudent in granting loan facilities and/or revolving credit facilities in any form to the developers who have a large number
of idle land parcels and unsold commodity properties. Banks may not accept mortgages of commodity properties remaining unsold for more than three
years. In terms of minimum down payment, this Opinion provides that:

● the minimum down payment for any purchase of first self-use residential property with a unit GFA of less than 90 square meters is 20% of

the purchase price of the property; and

● the minimum down payment for any purchase of first self-use residential property with a unit GFA of 90 square meters or more is 30% of

the purchase price of the property.

The Circular on Strengthening the Management of Commercial Real Estate Credit Facilities, issued on September 27, 2007 by the PBOC and
the CBRC, as supplemented on December 5, 2007 reinstates the minimum down payment requirements contained in the Opinion of the MOHURD and
Other Departments on Adjusting the Housing Supply Structure and Stabilizing the Property Prices issued on May 24, 2006, and further provides that if a
family member (including the purchaser and his / her spouse and their children under 18) has financed the purchase of a residential property with loans
from banks, any member of the family that purchases another residential property will be regarded as a second-time property purchaser.

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The Circular of the State Council on Firmly Curbing Precipitous Rise of Some Urban Housing Prices implemented on April 17, 2010 by the

PRC State Council, provides for the implementation of a stricter differentiated housing loan policy, including:

● purchasers of a first residential property for a household with a GFA of greater than 90 square meters must make down payments of no

less than 30% of the purchase price;

● purchasers of a second residential property for a household must make down payments of no less than 50% of the purchase price and the

interest rate of any mortgage for such property must equal at least the benchmark interest rate plus 10%; and

● the minimum down payment amount and applied interest rate must be increased significantly for purchasers of a third residential property.

On May 26, 2010, the MOHURD, the PBOC and the CBRC jointly issued a notice clarifying the criteria for determining a “second residential
household property.” Among other matters, the requirements on down payments and interest rates for mortgages on a second residential property will
also apply to non-local resident purchasers (i.e., purchasers who cannot provide proof that they have been making individual income tax payments or
social security payments in the relevant local area for more than one year) applying for housing-related mortgage financing, regardless of whether there
is any residential property under the name of a member of their households at the time of application.

On March 30, 2015, the MOF and the SAT jointly issued the Notice on Adjustment of Business Tax Policies on Individual Transfer of House, or
Circular 39, which became effective on March 31, 2015. According to Circular No. 39, individual property owners are exempt from paying business tax
on the sale of an ordinary housing if he has owned and held it for at least two years.

The Circular on Issues Relevant to Improving the Regulation and Control of the Real Property Market implemented by the General Office of
the PRC State Council on January 26, 2011, provides that all local governments and the ministries and commissions under the PRC State Council must
comply with the following requirements:

● if an individual transfers a house within five years after purchasing it, all his or her income from such sale will be subject to business tax;

● a household purchasing a second residential household property by mortgage financing, the down payment must not be less than 60% of
the purchase price, and the interest rate for a mortgage on such property must not be less than 1.1 times of the benchmark interest rate;

● local governments are required to strengthen the administration of housing land supply and the land supply for housing for low-income
people and shantytown renovation. Small and medium-sized common commodity property must not be less than 70% of the total housing
land supply;

● a  local  resident  household  having  one  residential  household  property,  or  a  non-local  resident  household  that  is  able  to  provide  the
individual income tax payment certificate or social insurance contribution certificate for a certain number of years, may only be allowed to
purchase one more residential property;

● a  local  resident  household  having  two  or  more  residential  property,  or  a  non-local  resident  household  having  one  or  more  residential
property  or  is  unable  to  provide  the  individual  income  tax  payment  certificate  or  social  insurance  contribution  certificate  for  a  certain
number of years, may not be allowed to purchase any residential property in the local area.

In accordance with the Circular of the MOHURD and the SAFE on Further Regulating the Administration of Houses Purchase by Overseas
Entities and Individuals, implemented on November 4, 2010, except as otherwise provided in the law, an overseas individual may only purchase one
house  unit  for  personal  residence,  and  an  overseas  entity  establishing  domestic  branches  or  representative  offices  may  only  purchase  non-residential
houses in the city of registration for business purposes.

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On February 20, 2013, the PRC State Council, in an executive meeting, stated that it is still a national policy to take action to curb investment
and speculation in the housing market. The PRC State Council required the local governments continue to stabilize the housing price and restrict the
speculation in the housing market. The meeting also determined that the trial regions for real property tax will be enlarged.

On  February  26,  2013,  the  General  Office  of  the  PRC  State  Council  announced  the  Circular  on  Continuing  to  Improve  the  Regulation  and

Control of the Real Estate Market, which among others, provides the following requirements:

● all  municipalities  directly  under  the  central  government,  municipalities  with  independent  planning  status,  and  provincial  capital  cities
(excluding Lhasa) must promulgate their own plans and targets for price controls on newly constructed commodity properties (excluding
low-cost housing projects) in 2013 based on the principle of stabilizing the current market price. Such plans and targets must be published
within the first quarter of 2013;

● limitations on the purchase of commodity properties must be strictly implemented, and the scope of such limitations must cover all newly

constructed commodity properties and second-hand properties located within the entire administrative area of the city in question;

● non-local resident families that already hold a property and non-local resident families that cannot prove their local payment of tax and/or

social insurance for a required period of time shall be suspended from purchasing any property within the local administrative area;

● for those cities with excessive growth in housing prices, the local counterparts of the PBOC may further increase down payment ratios and
interest rates for loans to purchase second properties in accordance with the price control policies and targets of the corresponding local
governments; and

● the gains generated from the sale of a self-owned property shall be subject to individual income tax at a rate of 20%, if the original value

of such property can be verified through historical information such as tax filings and property registration.

On September 29, 2014, PBOC and CBRC issued the Circular  of  PBOC  and  CBRC  on  Further  Improving  Financial  Services  for  Housing,
among  other  incentive  policies,  which  specifies  that  the  minimum  down  payment  is  30%  of  the  purchase  price  for  purchasers  of  a  first  residential
property for their households, and the minimum loan interest rate is 70% of the benchmark rate, to be decided by banking financial institutions in light
of risk conditions. For purchasers of a second residential property for their households who have paid off the loan that financed their first house and
reapply for a loan to finance an ordinary commodity house for the purpose of improving their living conditions, the loan policies for a first house will
apply.

On October 9, 2014, the MOHURD, the MOF, and the PBOC jointly issued the Circular of MOHURD, MOF and PBOC on Developing the
Business of Individual Housing Loan through Housing Fund, which specifies that employees who make their payment of housing fund for consecutive
six months may apply for individual housing loans through the housing fund and local authorities may raise the amount that a person can apply for under
certain conditions.

In light of the weakening of the property market in China, on March 30, 2015, the PBOC, the MOHURD and the CBRC jointly issued the
Circular on Issues concerning Individual Residential Mortgage Policies in an effort to stimulate the market. The circular reduces the minimum down
payment ratios from 30% to 20% for first home buyers who use the housing provident fund for their purchase and from 60% to 40% for second home
buyers with outstanding mortgages who apply for another mortgage. In addition, the circular provides that home buyers who use the housing provident
fund for their home purchase are only required to pay a minimum down payment of 30% for their purchase of a second house if all loans are settled on
their first home.

On August 27, 2015, the MOHURD, the MOF and the PBOC jointly issued the Circular on Adjusting the Minimum Down Payment for the
Purchase of Houses by Individuals on the Housing Provident Fund Loans, which became effective on September 1, 2015. The circular provides that
home buyers who use the housing provident fund for their home purchase are only required to pay a minimum down payment of 20% for their purchase
of a second house if all loans are settled on their first home.

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On September 24, 2015, the PBOC and the CBRC jointly issued the Circular on Issues Concerning Further Improving Differentiated Housing
Loan Policies,  which  provided  that  in  the  cities  without  restrictive  measures  for  house  purchase,  the  minimum  down  payment  ratio  shall  be  25%  or
higher for the first home buyers who use the commercial individual housing loans.

On  September  29,  2015,  the  MOHURD,  the  MOF  and  the  PBOC  jointly  issued  the  Notice  on  further  improving  the  Usage  Efficiency  of
Housing Provident Fund,  which  became  effective  on  October  8,  2015.  According  to  this  notice,  in  the  case  of  any  cities  with  sub-districts  avail  the
housing provident fund with an efficiency index less than 85%, the cities shall increase the housing provident fund loans based on the housing price,
loan needs and repayment capacities. The term of the indebtedness can be extended to five years after one’s retirement but is limited to 30 years.

On  February  1,  2016,  the  PBOC  and  the  CBRC  jointly  issued  Circular  of  the  People’s  Bank  of  China  and  the  China  Banking  Regulatory
Commission on Issues Concerning Adjusting the Individual Housing Loan Policies. It provides that in the cities without restrictive measures for house
purchase,  the  minimum  down  payment  ratio,  in  principal,  shall  be  25%  for  the  first  home  buyers  who  use  the  commercial  individual  housing  loans
common, and the said percentage may be lowered by 5% in different regions; with respect to second home buyers with unsettled house purchase loans
who purchase for improving living conditions and use commercial individual housing loans, the minimum down payment ratio shall be at least 30%.

On February 17, 2016, the MOF, the SAT and the MOHURD jointly issued Circular on Adjusting Deed Tax and Business Tax Policies for Real
Estate Transactions,  which  became  effective  on  February  22,  2016.  Regarding  deed  tax,  it  provides  that  for  first  home  buyers  purchasing  the  only
residence for their families (family members include the buyer, the buyer’s spouse and under-age children, as applicable hereinafter) with an area of 90
square meters or less, the deed tax is reduced to 1%; for a residence with an area of more than 90 square meters, the deed tax is reduced to 1.5%. For
second home buyers purchasing a second residence with an area of 90 square meters or less, the deed tax is reduced to 1%; for residences with an area of
more than 90 square meters, the deed tax is reduced to 2%. Regarding business tax, it provides that for any individual who sells his/her ordinary housing
that is purchased and owned less than two years, full business tax is levied; for an individual who sells his/her ordinary housing purchased and owned
not less than two years ago, the business tax is exempted. However, the circular specifies that the policies regarding deed tax and business tax shall not
apply to Beijing, Shanghai, Guangzhou and Shenzhen, where the business tax on transfer of residences by individuals as stipulated in the Circular of the
Ministry of Finance, and the State Administration of Taxation on Adjusting Business Tax Policies for Transfer of Residences by Individuals still apply.
Furthermore, the MOF and the SAT jointly implemented the Circular on Issues concerning the Taxation Basis for Deed Tax, House Property Tax, Land
Value-added Tax and Individual Income Tax after the Pilot Collection of Value-Added Tax in Lieu of Business Tax on May 1, 2016 which deducts VAT
from the taxation basis of Deed Tax, House Property Tax, Land Value-added Tax and Individual Income Tax.

On August 20, 2020, PBOC and MOHURD proposed a pilot plan at a conference which sets three goals for real estate development companies:
the debt asset ratio will not exceed 70% after deducting advance proceeds from projects sold; net debt to equity ratio will not exceed 100%; and the ratio
of balance of cash and cash equivalent to short-term borrowings will be at least 1. Based on the number of goals completed, the upper limit of annual
growth rate of interest-bearing liabilities of a real estate development company varies from 5% to 15%. The pilot plan was supposed to become a formal
policy in 2021, nevertheless, the governmental authority has not issued any relevant regulations or policies.

On December 31, 2020, PBOC and CBIRC issued 2021 Notice which took effect on January 1, 2021. The 2021 Notice divides all Chinese-
funded  banks  into  five  (5)  levels  and  sets  different  limitation  on  banks  in  different  levels  to  provide  real  estate  loans.  For  example,  the  amount  of
outstanding  real  estate  loans  of  a  bank  in  Level  1  must  not  account  for  more  than  40%  of  its  total  outstanding  RMB  loans,  while  the  amount  of
outstanding real estate loans of a bank in Level 5 must not account for more than 12.5% of its total outstanding loans denominated in RMB.

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Regulations on Housing Prices and Real Estate Tax

On January 7, 2010, the general office of the PRC State Council issued the Circular of the General Office of the State Council on Accelerating
the  Stable  and  Smooth  Development  of  Real  Estate  Market  to  all  ministries  and  provincial-level  local  governments  to  control  the  rapid  increase  in
housing  prices  and  cool  down  the  real  estate  market  in  China.  The  circular  reiterated  that  the  purchasers  of  a  second  residential  property  for  their
households must make down payments of not less than 40% of the purchase price and the real estate developers must commence the sale within the
mandated period as set forth in the pre-sale approvals and at the publicly announced prices. Further, in order to implement the requirements set out in the
PRC State Council’s circular, the MLR, issued a notice on March 8, 2010 in relation to increasing the supply of, and strengthening the supervision over,
land  for  real  estate  development  purposes.  The  MLR’s  notice  stipulated  that  the  floor  price  of  a  parcel  of  land  must  not  be  lower  than  70%  of  the
benchmark land price set for the area in which the parcel is located, and that real estate developers participating in land auctions must pay a deposit
equivalent to 20% of the land parcel’s floor price.

On March 16, 2011, the NDRC, issued the Provisions on Selling Real Estate at Expressly Marked Prices, which was implemented on May 1,
2011  to  regulate  price  manipulation  and  arbitrary  price  increases  by,  among  other  things,  requiring  developers  to  re-register  with  the  appropriate
government department before increasing real estate prices. PRC government agencies have also implemented several other regulations in a continuous
bid to promote the construction of public housing, especially rental housing projects. The urban public rental housing policy is targeted at low to middle
income families, new employees without housing and migrants with stable employment in urban areas. Several policies, such as increasing financial aid
from  central  finance  agencies  and  local  governments,  improving  project  planning  and  establishing  a  sound  regulatory  mechanism,  have  been
implemented to ensure the successful promotion of affordable housing projects.

In addition to the notice above, local government authorities of several municipalities and cities such as Beijing, Zhengzhou, Jinan, Chengdu
and Hefei have successively implemented more detailed regulations to restrict residents who have not resided in the local area for a certain period of
time (ranging from one year to five years, evidenced by their individual income tax payment track records) from purchasing residential property in that
area.

On February 15, 2012, the MLR issued the Circular on Issues Relevant to the Regulation and Control of the Real Property Market in 2012,

which provides that governments must strictly maintain the current range of restrictions on the real estate market.

On  April  17,  2014,  the  General  office  of  the  PRC  State  Council  issued  a  notice  that,  among  other  things,  specifically  emphasizes  on  the
importance of adopting real estate tax. On November 24, 2014, the Provisional Regulations on Registration of Real Estate was implemented by PRC
State  Council,  which  became  effective  on  March  1,  2015  and  was  amended  on  March  24,  2019.  It  provides  that  PRC  has  established  a  nationwide
property registration system to provide a uniform platform through which ownership information of every registered property can be shared in real-time
among different regions in China. On October 23, 2021, the Decision on Authorizing the State Council to Carry Out a Pilot Scheme of Real Estate Tax
Reform in Certain Regions was promulgated by the SCNPC. This decision provides that the State Council is authorized to implement real estate tax
reforms and impose real estate taxes on owners of land use rights and houses for residential and non-residential purposes in certain pilot regions. If the
PRC government promulgates regulations of real estate tax in the future, it may adversely affect the real estate market in China.

On  March  7,  2016,  during  the  National  People’s  Congress  and  the  Chinese  Political  Consultative  Conference,  the  All-China  Federation  of
Industry and Commerce made a proposal concerning propelling relief of real estate inventory. The proposal includes suggestions such as introducing
real estate trusts, using individual income tax to charge against interest of housing loans.

On October 23, 2021, the SCNPC granted authority to the State Council to implement the reformulation of real property tax policies in certain
trial  regions.  These  reformed  policies  propose  that  real  property  taxes  would  be  imposed  on  land  users  and  property  owners  of  various  types  of
properties, residential and non-residential (except for rural homesteads and rural buildings). However, as of the date of this annual report, the relevant
policy had not yet specified the exact trial regions where the policies will be implemented, relevant tax bases or rates and other details concerning real
property taxes. Nonetheless, these proposed policies represent another step taken by the PRC government in its long-term effort to curb what it perceives
as an overheated real estate market and property speculation, with an aim to promote a healthy and stable property market. In general, the imposition of
these real property taxes are expected to reduce reliance on property development and affect property transactions within the policy’s pilot regions in tye
short run, and to alleviate sharp increases in property prices in the pilot regions.

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Regulations on Housing Supply and Improving the Healthy Development of the Real Estate Market

The  Opinion  of  the  MOHURD  and  Other  Departments  on  Adjusting  the  Housing  Supply  Structure  and  Stabilizing  Property  Prices,

implemented on May 24, 2006, provides the following:

● commercial banks may not grant loans to any developer whose total investment capital contributed is less than 35% and may not accept

any premises that have been left vacant for more than three years as security;

● land  that  has  been  left  idle  for  two  years  or  more  will  be  repossessed  by  the  government  without  any  compensation  payment  to  the
developer. Also, land will be treated as being left idle if construction has been halted for more than one year and the total area developed is
less than one-third of the whole project area or the capital invested is less than a quarter of the total investment;

● there will be no supply of land for villas and other equivalent real estate development projects, while land allocation for low-density, large

housing developments will remain tight; and

● no  planning  permit,  construction  permit  or  premises  pre-sale  permit  is  to  be  issued  for  projects  that  do  not  comply  with  the  above-

mentioned requirements, in particular composite structure projects that exceed planning requirements.

The Circular  on  Increasing  the  Supply  of,  and  Strengthening  the  Supervision  over,  Land  for  Real  Estate  Development  Purposes,  issued  on

March 8, 2010 by the MLR, provides that:

● the floor price of a parcel of land must not be lower than 70% of the benchmark land price set for the area in which the parcel is located;

● real estate developers participating in land auctions must pay a deposit equivalent to 20% of the land parcel’s floor price; and

● real estate developers must report to the competent land authorities when they commence and complete the construction of each project,

and the land authorities will conduct inspections according to the corresponding land grant contract.

This circular also reiterated the policy that the initial installment payment made by real estate developers for a parcel of land must not be less

than 50% of the overall amount owed for the land use rights.

On  December  25,  2020,  ten  PRC  governmental  deparments  (including  the  MOHURD)  jointly  issued  the  Notice  on  Strengthening  and
 Improving the Residential Property Management. This regulation emphasizes efforts to: (i) improve the governance structure of owners’ committees;
(ii)  improve  and  strengthen  property  management;  (iii)  regulate  the  use  and  management  of  maintenance  funds;  (iv)  reinforce  supervision  and
management of property management services, including by establishing a property service information disclosue system and service enterprise credit
management system; and (v) improve property management bidding systems and withdrawal systems.

On  July  13,  2021,  the  MOHURD  and  another  seven  PRC  governmental  departments  jointly  promulgated  the  Notice  on  the  Continuous
Rectification and Regulation of the Real Estate Market Order, which mainly focuses on addressing and correcting outstanding issues that exist in areas
such  as  real  property  development,  sales  and  purchases  of  realty  services,  house  leasing  and  property  management  services.  Specifically,  such
outstanding issues include: (i) constructions that violate laws and regulations, constructions that disobey drawing design documents and the late delivery
of  real  property  in  violation  of  housing  sale  contracts  in  the  process  of  real  property  development,  etc.;  (ii)  the  circulation  of  illegal  and  fraudulent
advertisements and false information relating to housing resources, the hoarding of housing resources in the sales and purchases of real property, etc.;
(iii) the illegal carrying out of business operations and the submission of incomplete leasing information, as required in house leasing, etc.; and (iv) the
failure to provide services in compliance with the contents and standards specified in property management service contracts, etc.

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Regulations on Environmental Protection in Construction Projects

Under the Regulations on the Administration of Environmental Protection in Construction Project, or Environmental Regulations, implemented
by the PRC State Council on November 29, 1998 and amended on July 16, 2017 and effective as of October 1, 2017, each construction project is subject
to an environmental impact assessment by the relevant authorities.

According to the Environmental Regulations, a developer is required to submit an environmental impact report, or an environmental impact
report  form,  or  an  environmental  impact  registration  form  (as  the  case  may  be)  to  the  relevant  environmental  protection  administration  for  approval
during  the  project’s  feasibility  analysis  stage.  In  the  meantime,  if  any  ancillary  environmental  protection  facilities  are  necessary  in  the  construction
project,  such  facilities  are  required  to  be  designed,  constructed  and  used  in  conjunction  with  the  main  project.  After  completion  of  the  project,  the
developers are required to apply to the relevant environmental protection administrations for final acceptance examination in respect of any ancillary
environmental protection facilities. Construction projects are approved for use after passing the said acceptance examination.

The Environmental Impact Assessment Law, implemented by the NPC on October 28, 2002 and effective as of September 1, 2003 and amended
on  July  2,  2016  and  December  29,  2018,  provides  that  if  the  environmental  impact  assessment  documents  of  a  construction  project  have  not  been
examined by the relevant environmental protection administrations or are not approved after examination, the authority in charge of examination and
approval of the project may not approve construction on the project, and the construction work unit may not commence work.

According to the Fire Prevention Law of the People’s Republic of China, promulgated by the SCNPC on April 29, 1998 and implemented on
September  1,  1998,  amended  on  October  28,  2008,  April  23,  2019  and  April  29,  2021,  fire  prevention  facilities  design  and  works  for  construction
projects shall conform to state’s fire prevention technical standards for engineering construction.

Regulations on Civil Air Defense Property

Pursuant to the National Defense Law of the PRC, promulgated by the NPC on March 14, 1997 and amended by SCNPC on August 27,2009
and December 26, 2020, national defense assets are owned by the State. Pursuant to the Civil Air Defense Law of the PRC promulgated by the SCNPC
on October 29, 1996 and amended on August 27, 2009, State supports and encourages the enterprises in kinds of ways to invest in the construction of
civil air defense property. The civil air defense property is used and managed at ordinary time by its investor who derives profits therefrom. The design,
construction and quality of the civil air defense property must conform to the protection and quality standards established by the State. The use of civil
air  defense  property  at  ordinary  time  shall  not  impair  its  function  of  air  defense.  Pursuant  to  the  Interim  Measures  for  Quality  Supervision  and
Management of Civil Air Defense Property, promulgated by the National Civil Air Defense Office on February 13, 2001, the construction of the civil air
defense property shall be subject to the supervision of the relevant quality supervision department of civil air defense.

Regulations on Property Management

The Property Management Rules, amended by the PRC State Council on October 1, 2007, February 6, 2016 and March 19, 2018, regulates the
property management activities. The Property Management Rules specifies the rights and obligations of property owners, Property Owners’ Committee,
or  the  POC,  and  property  service  enterprises.  For  example,  the  property  owners  have  the  right  to  appoint  and  dismiss  property  service  enterprises
(formerly  known  as  property  management  enterprises);  prior  to  the  selection  of  the  POC,  the  property  developer  will  select  a  property  management
enterprise to provide property management services; and property management fees will be determined by mutual consent between the POC and the
property management enterprise, and set forth in writing in the property management service contract. The Civil Code further provides more regulations
regarding the property management services, such as the right to terminate property management service contract without any reason enjoyed by the
property owners. Xinyuan Science and Technology Service Co., Ltd. is a property management company.

Regulations on Urban Landscaping Services

The Regulations Regarding Urban Landscape implemented on August 1, 1992, amended on January 8, 2011 and March 1, 2017 by the PRC

State Council, the Measures on the Administration of Landscape Construction Project implemented on December 20,

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2017 and the Measures on the Administration of Qualifications of Urban Landscaping Enterprises, or Urban Landscaping Measures, implemented on
July 4, 1995, as amended on October 9, 2009, provide the following:

● housing and urban-rural construction (landscaping) authorities at all levels shall not limit the bidders to those who have urban landscaping
qualifications issued under Measures on the Administration of Qualifications of Urban Landscaping Enterprises and Urban Landscaping
Enterprise Qualification Standards (which were both abolished on February 18, 2016); and

● the project manager should have competent site management experience and professional and technical skills.

Regulatory Developments on Overseas Offerings

The Administrative Provisions of the State Council Regarding the Overseas Issuance and Listing of Securities by Domestic Enterprises (Draft
for Comments) and the Measures for the Overseas Issuance of Securities and Listing Record-Filings by Domestic Enterprises (Draft for Comments), or,
collectively, the Draft Rules, were issued by the CSRC on December 24, 2021, with a comment period that expired on January 23, 2022.

The  Draft  Rules  require  that  a  PRC  domestic  enterprise  seeking  to  issue  and  list  its  securities  overseas,  whether  directly  or  indirectly,  must
complete certain filing procedures and submit relevant information to the CSRC. The issuance and listing by an enterprise that conducts its principal
business  activities  in  the  PRC  is  viewed  an  “indirect”  overseas  issuance  and  listing  under  the  Draft  Rules  if  the  enterprise  seeks  to  issue  and  list  its
shares in the name of an overseas enterprise on the basis of equity, assets, income or other similar rights and interests of the relevant PRC domestic
enterprise.  Therefore,  if  the  Draft  Rules  are  adopted  as  currently  drafted  and  in  the  event  that  Xinyuan  conducts  a  follow-on  offering  of  securities,
Xinyuan may be required to file with and provide certain related information to the CSRC after the Draft Rules become effective.

Regulatory Developments on Data Privacy

In November 2016, the SCNPC promulgated the Cyber Security Law of the PRC, or the Cyber Security Law, which took effect on June 1,
2017. In accordance with the Cyber Security Law, network operators must comply with applicable laws and regulations and fulfill their obligations to
safeguard network security in conducting business and providing services. Network service providers must take technical and other necessary measures
as required by laws, regulations and mandatory requirements to safeguard the operation of networks, respond to network security effectively, prevent
illegal and criminal activities, and maintain the integrity, confidentiality and usability of network data.

For  the  further  purposes  of  regulating  data  processing  activities,  safeguarding  data  security,  promoting  data  development  and  utilization,
protecting the lawful rights and interests of individuals and organizations, and maintaining national sovereignty, security, and development interests, on
June  10,  2021,  the  SCNPC  published  the  Data  Security  Law  of  the  People’s  Republic  of  China,  which  took  effect  on  September  1,  2021.  The  Data
Security Law requires all data processing  (which includes the collection, storage, use, processing, transmission, provision, publication of data) to be
conducted in a legitimate and proper manner. The Data Security Law imposes certain data security and privacy obligations on entities and individuals
carrying out data processing activities.

On  August  20,  2021,  the  SCNPC  of  China  promulgated  the  Personal  Information  Protection  Law,  which  became  effective  on  November  1,
2021,  and  which  integrates  various  scattered  rules  with  respect  to  personal  information  rights  and  privacy  protections.  The  Personal  Information
Protection Law stipulates that, among other requirements, (i) all processing of personal information should have a clear and reasonable purpose which
should  be  directly  related  to  the  processing  purpose  and  should  be  conducted  in  a  method  that  has  the  minimum  impact  on  the  personal  rights  and
interests of relevant data subjects, and (ii) the collection of personal information should be limited to the minimum scope that is necessary to achieve the
processing purpose and should avoid any excessive collection of personal information. Personal information processors are required to adopt necessary
measures to safeguard the security of the personal information they handle. Any offending entities could be ordered to undertake corrective measures, or
to suspend or terminate their provision of services, and to potentially face confiscation of unlawful income, fines or other penalties.

On  December  28,  2021,  the  Cyberspace  Administration  of  China  amended  the  Measures  for  Cybersecurity  Review,  or  the  Cybersecurity
Review  Measures,  which  became  effective  on  February  15,  2022.  The  scope  of  review  under  the  Cybersecurity  Review  Measures  extends  to  critical
information infrastructure operators that intend to purchase internet products and services and data

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processing  operators  engaging  in  data  processing  activities  which  affect  or  may  affect  national  security.  According  to  Article  7  of  the  Cybersecurity
Review Measures, operators who possess the personal information of over a million users must apply to the Cybersecurity Review Office to conduct
cybersecurity review procedures before listing in a foreign country. Additionally, the Cybersecurity Review Measures also provide that if the relevant
authorities consider certain network products and services, data processing activities or listings in foreign countries to affect or potentially affect national
security, then the authorities may initiate a cybersecurity review even if the operators do not have an obligation to independently perform a cybersecurity
review under such circumstances.

On  July  7,  2022,  the  Cybersecurity  Administration  of  China  promulgated  the  Measures  for  the  Security  Assessment  of  Cross-border  Data
Transmission, which will come into effect on September 1, 2022 and regulate security assessment procedures with respect to cross-border data transfer
by  data  processor  of  important  data  and  personal  information  that  is  collected  and  generated  during  operations  within  the  PRC.  According  to  these
measures, personal data processors will be subject to security assessment procedures conducted by the CAC prior to any cross-border transfers of data if
the  transfer  involves  (i)  important  data;  (ii)  personal  information  transferred  overseas  by  operators  of  critical  information  infrastructure  or  data
processors that have processed personal data of more than one million persons; (iii) personal information transferred overseas by data processors who
have provided personal data of 100,000 persons or sensitive personal data of 10,000 persons overseas since January 1 of the previous year; or (iv) other
circumstances as requested by the CAC. Furthermore, any cross-border data transfer activities conducted in violation of the Measures for the Security
Assessment of Cross-border Data Transmission before the effectiveness of these measures are required to be brought into compliance with the measures
by March 2023.

Many  data-related  laws  and  regulations  in  China  are  relatively  new  and  certain  concepts  thereunder  remain  subject  to  discretionary  and
potentially competing interpretations by relevant regulators. If any data that Xinyuan possesses belongs to data categories that are subject to heightened
scrutiny under such laws and regulations, then Xinyuan could be required to adopt stricter measures for the protection and management of such data. In
general, compliance with currently existing PRC laws and regulations, as well as additional laws and regulations that PRC regulatory bodies may enact
in the future, related to data security and personal information protection can be costly and would likely result in additional expenses to Xinyuan. Any
failure  to  comply  with  such  laws  and  regulations  could  also  subject  Xinyuan  to  negative  publicity,  which  could  harm  our  reputation  and  business
operations. There are also uncertainties with respect to how such laws and regulations will be implemented and interpreted in practice, or whether more
restrictive laws or regulations may be promulgated in the future.

United States

Our operations in the United States will be subject to extensive regulations imposed and enforced by various federal, state, and local governing
authorities. These regulations are complex and include building codes, land zoning and other entitlement restrictions, health and safety regulations, labor
practices, marketing and sales practices, environmental regulations, and various other laws, rules, and regulations. Collectively, these regulations have a
significant  impact  on  the  site  selection  and  development  of  our  properties,  our  design  and  construction  techniques,  our  relationships  with  customers,
employees, and suppliers, subcontractors, and many other aspects of our business.

C.

Organizational Structure

Xinyuan  is  a  holding  company  established  in  the  Cayman  Islands  that  operates  its  business  and  operations  through  its  subsidiaries.  For  its
operations in each of the PRC and the United States, the Group has a local holding company which owns the operating entities. The Group establishes a
separate entity for each development project. In addition, the Group has various subsidiaries which have been created for use in various future ventures,
and subsidiaries which provide real estate and property management related technology services. Please refer to Exhibit 8.1 to this Annual Report on
Form 20-F for a listing of the Company’s subsidiaries, including country of incorporation. Please refer to Note 1 of our audited consolidated financial
statements for the ownership percentages of the Group’s principal subsidiaries.

On  October  11,  2019,  Xinyuan’s  property  management  service  entity,  Xinyuan  Property  Management  Service  (Cayman)  Ltd.,  or  Xinyuan
Service, was listed on the Hong Kong Stock Exchange under code ‘01895’, with 25% of the outstanding shares issued to new investors, following an
internal reorganization pursuant to which Xinyuan Service became a subsidiary of Xinyuan Real Estate, Ltd. The initial public offering price for each
share was HK$2.08, representing an initial market valuation of HK$1.04 billion. Xinyuan Real Estate, Ltd. remains the largest shareholder of Xinyuan
Service, holding with 52.86% of its total shares, and Xinyuan Service is consolidated in Xinyuan’s financial statements.

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D.

Property, plant and equipment

Our headquarters and some of our subsidiaries are located in Beijing, China, where we lease approximately 7,331 square meters of office space.
We  also  lease  a  total  of  approximately  11,898  square  meters  of  office  space  in  other  cities  where  our  subsidiaries  are  located,  which  includes
approximately  687  square  meters  in  Jinan,  Shandong  Province,  1,966  square  meters  in  Suzhou,  Jiangsu  Province,  1,136  square  meters  in  Kunshan,
Jiangsu Province, 276 square meters in Xuzhou, Jiangsu Province, 4,959 square meters in Zhengzhou, Henan Province, Shaanxi Province, 776 square
meters in Changsha and 943 square meters in Wuhan, Hunan Province, zero square meters in Chengdu, Sichuan Province, 1,041 square meters in New
York and 115 square meters in Malaysia.

ITEM 4A.

UNRESOLVED STAFF COMMENTS

None.

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ITEM 5 OPERATING AND FINANCIAL REVIEW AND PROSPECTS

You should read the following discussion and analysis of our financial condition and results of operations in conjunction with our consolidated
financial  statements  and  the  related  notes  included  elsewhere  in  this  annual  report  on  Form  20-F.  This  discussion  may  contain  forward-looking
statements based upon current expectations that involve risks and uncertainties. Our actual results may differ materially from those anticipated in these
forward-looking statements as a result of various factors, including those set forth under “Item 3. Key Information — D. Risk Factors” or in other parts
of this annual report on Form 20-F.

In accordance with Instruction 6 to Item 5, information with respect to the fiscal year 2019 has been omitted from this Item 5. Such information

has previously been reported and is available in Item 5 of the Company’s Annual Report on Form 20-F for the fiscal year ended December 31, 2020.

A.

Operating Results

Overview

Since our inception in 1997, we have completed 70 projects with total GFA of 9,863,406 square meters. As of December 31, 2021, we had 35
projects covering 16 cities in China, the United States and the United Kingdom with estimated total GFA of 7,171,506 square meters under construction
and planning, of which 28 projects with estimated total GFA of 4,993,694 square meters were under construction. As of December 31, 2020, we had 36
projects in covering 17 cities in China, the United States and the United Kingdom cities with estimated total GFA of 6,895,391 square meters under
construction and planning, of which 27 projects with estimated total GFA of 4,362,992 square meters were under construction.

Our total revenue, derived primarily from sales of residential real estate, was US$1,745.8 million in 2020 and US$1,536.0 million in 2021. Our
net  loss  was  US$67.5  million  and  US$413.3  million,  respectively,  for  the  same  periods.  We  acquire  land  in  China  primarily  through  auctions  of
government land and acquisition of landowning entities. These acquisition methods allow us to obtain unoccupied land with unencumbered land use
rights, which in turn enables us to save the time and expenses associated with protracted legal processes to obtain title, demolition and re-settlement and
to commence construction quickly.

The most significant factors that directly or indirectly affect our financial performance and results of operations are:

● Economic growth and demand for residential property in China and, since 2012, in the United States;

● PRC government policies and regulations, including tax guidelines and lending policies for the real estate sector;

● Location, number and type of our property developments;

● Availability and cost of financing;

● Acquisition of quality land use rights or title to quality properties in our target markets;

● Changes in the price of raw materials and labor costs; and

● Our execution capability to support business expansion.

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Principal Factors Affecting Our Results of Operations

Economic growth and demand for residential property in China and since 2012, in the United States

Our business and results of operations are significantly affected by trends and developments in the PRC economy, including disposable income
levels, urbanization rate, population growth, and availability of project and consumer financing, which affect demand for residential properties in China.
During the past decade, China has experienced significant economic growth, which has created a favorable operating environment for us in the cities
where we operate. As of December 31, 2021, 97.9% of the units in our completed projects were sold. We have periodically experienced some volatilities
in demand due to the strict mortgage policy and other measures taken by the PRC government to slow down the rapid increase in housing prices, such as
the Circular on Continuing to Improve the Regulation and Control of the Real Estate Market announced by the General Office of the PRC State Council
in February 2013 which, among others, requires an individual income tax at a rate of 20% on gains generated from the sale of a self-owned property
(See “Item 4. Information on the Company — B. Business Overview — Regulation — China — Regulations on Real Estate Financing”). However, we
expect  continuing  economic  growth  in  China,  rising  disposable  income  levels  and  population  growth  in  our  target  cities  to  support  demand  for
residential properties over the next several years. If we continue to expand our business operations in the United States, trends and development in the
U.S.  economy,  including  developments  in  the  United  States  housing  markets,  will  become  increasingly  important  to  our  business  and  results  of
operations.

PRC government policies and regulations

Our business and results of operations are significantly affected by PRC government policies and regulations, particularly those that relate to

land sales and development, project and consumer financing, property sales and transfers, property taxation and residential property prices.

We believe that it is in the PRC government’s interest to stabilize the market and to encourage the urbanization process and that increases of
disposable  income  will  continue  to  support  the  long-term  growth  of  China’s  real  estate  market.  Accordingly,  we  expect  that  the  government  will
maintain  policies  that  will  foster  long-term  healthy  growth  and  curb  potential  bubbles  in  the  market.  However,  we  cannot  assure  that  the  PRC
government will not adopt further measures in the future that may adversely affect our business and financial performance or that a real estate bubble
will not develop despite government efforts to discourage such development.

Moreover, a substantial portion of our customers depend on mortgage financing to purchase our properties. Although government policies have
generally fostered the growth of private home ownership, regulations have been adopted in recent years to tighten and then loosen mortgage lending
rules.

Such  policies  relate  to,  among  other  matters,  down  payment  ratio  requirements,  minimum  loan  interest  rates  and  amount  or  percentage  of

mortgage financing.

The down payment ratio, the loan interest rate and the size of mortgage financing are important factors that affect our results of operations, and

we cannot guarantee that our operations will not be adversely affected by future government policies.

The PRC government will also from time to time introduce sales tax incentives or disincentives to either stimulate or dampen the demand. For
example, the required holding period for avoidance of business tax on capital gains on sale of real estate was reduced from five years to two years with
the promulgation of Circular 39 on March 30, 2015 in an effort to stimulate the weakening property market in China.

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Location, number and type of our property developments

The amount of revenue we record in any given period is affected by a number of factors, including the number, type and location of properties
we have under construction and their stage of completion, whether the completed units have been sold and the realized selling prices for such units. The
average  selling  prices  of  our  projects  vary  depending  on  the  types  and  sizes  of  the  units  sold  and  on  the  location  of  the  projects.  As  the  overall
development moves closer to completion, the sales prices tend to increase because a more established residential community is offered to purchasers.
The type of property development affects the estimated construction period of the project, which largely determines the revenue recognition method we
apply. Revenue recognized in any period at a point in time depends on the number, aggregate GFA and average selling prices of units completed and
sold  during  the  period.  Revenue  recognized  in  any  period  on  an  over  time  basis  depends  on  contracted  sales  of  units  in  the  relevant  project  and  the
completion progress of a project (measured by the ratio of cost incurred to total estimated cost). As the completion and sales of our projects are not
spread evenly over time, our results of operations may differ significantly from period to period.

Availability and cost of financing

Like  other  property  developers,  we  require  substantial  capital  investment  for  the  acquisition  of  land  use  rights  and  the  construction  of  our
projects. Our ability to secure financing for such purposes affects the number of projects we are able to develop at any time. Over the past ten years, the
PBCO  has  alternatively  tightened  or  loosened  the  credit  supply  by  increasing  or  decreasing  the  reserve  requirement  ratios  of  commercial  banks  and
financial institutions. Any future increases in the reserve requirement ratio will reduce the amount of commercial bank credit available to businesses in
China and may affect our ability to obtain sufficient funding from banks to finance our business expansion. The cost of our financing also affects our
operating  results.  We  typically  obtain  bank  borrowings  for  up  to  65%  of  the  cost  of  our  land  use  rights  to  fund  PRC  project  developments  after  we
receive the required permits. Interest rates on our commercial bank borrowings vary and are linked to benchmark lending rates published by the PBOC,
which fluctuate from time to time.

In  addition  to  bank  debt,  we  obtain  financing  through  the  issuance  of  debt  securities  and  through  onshore  corporate  bonds  issued  by  our
subsidiary, Xinyuan China. As of December 31, 2021, we had outstanding US$726.7 million aggregate principal amount of senior secured notes with
interest rates ranging from 12.0% to 14.5%. Also, as of December 31, 2021, Xinyuan China had outstanding US$43.1 million in corporate bonds. With
respect to our January 2024 Senior Secured Notes, we owed interest of US$18,516,400.00 on January 25, 2022. We did not make that interest payment
until February 23, 2022, which was within the 30-day grace period for interest under these Notes. For more detailed discussion of the bank borrowing
and debt securities, see “Item 5. Operating and Financial Review and Prospects - B. Liquidity and Capital Resources.”

Acquisition of land use rights or title to properties in target markets

Our  business  model  depends  to  a  large  extent  on  our  ability  to  acquire  land  use  rights  for  development  sites  and  proceed  quickly  with
construction to shorten our development cycle. As a consequence, we are frequently surveying the market for attractive development opportunities in
our target cities. Under current regulations and market practice, land use rights for residential development purposes in China may be acquired from
local governments through a competitive auction or other bidding process, in which the minimum reserve price is determined based on the appraised
value. Land use rights may also be acquired in the secondary markets. We also utilize a negotiated land acquisition model, which involves deposits on
certain lands that we are most interested in acquiring, which we believe will improve our chances of successfully acquiring desired land.

Government  land  auctions  are  a  transparent  and  competitive  process  for  bringing  development  land  to  market,  allowing  the  developer  to
acquire  clean  title  and  the  ability  to  proceed  immediately  with  development.  However,  as  competition  for  development  sites  increases,  the  auction
mechanism  tends  to  lead  to  higher  prices.  In  2020  and  2021,  land  use  rights  costs,  including  auction  price  and  taxes,  constituted  43.3%  and  38.2%
respectively, of our costs of revenue. During 2021, we incurred an aggregate of US$560.1 million for land acquisitions in China, including deposits for
potential acquisitions under the negotiated land acquisition model.

We acquire our developments sites or land held for sale in the United States generally through off-market transactions, including resales and

distressed sales. We did not purchase any new property in the United States.

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We acquire our developments sites or land held for sale in the United States generally through off-market transactions, including resales and

distressed sales. We did not purchase any new property in the United States in 2020 and 2021.

Increases in the price of raw materials and labor costs

We  outsource  the  design  and  construction  of  our  property  developments  to  third-party  service  providers.  Our  third-party  contractors  are
responsible  for  providing  labor  and  procuring  a  majority  of  the  raw  materials  used  in  our  project  developments.  Our  construction  contracts  typically
provide for flexible payments, subject to changes in certain cases, such as design changes during construction, changes in government-suggested steel
prices,  cement  prices,  as  well  as  labor  costs.  Any  increase  in  labor  costs  or  other  costs  which  may  result  in  adjustments  in  payments  under  our
construction  contracts  could  result  in  an  increase  in  our  construction  costs.  In  addition,  the  increase  in  the  price  of  raw  materials,  such  as  cement,
concrete blocks and bricks, in the long run could be passed on to us by our contractors, which could increase our construction costs. Any input cost
increase could reduce our earnings to the extent we are unable to pass these increased costs to our customers.

Our execution capability to support business expansion

Since  2006,  we  have  been  expanding  our  residential  property  development  operations  from  Zhengzhou  in  Henan  Province  into  other  high
growth  cities.  We  plan  to  expand  into  additional  high  growth  cities  as  suitable  opportunities  arise.  The  development  of  real  estate  projects  across
additional  high  growth  cities  will  impose  significant  demand  on  our  management  and  other  operational  resources.  Moreover,  we  will  face  increased
competition and will need to establish brand recognition and market acceptance for our developments in these new markets. Each of our targeted high
growth  cities  has  its  own  market  conditions,  customer  requirements  and  local  regulations  related  to  the  real  estate  industry.  In  addition,  while  our
primary focus continues to be residential real estate markets in the high growth cities in China, we have expanded into the U.S. market. Our expansion in
the U.S. market, which is significantly different from China in terms of market conditions, regulatory compliance requirements and customers, imposes
significant demands on our management and other operational resources. In 2014, we acquired 100% of the shares of a Malaysian company, which owns
offshore land fill development rights for a total area of 170 acres (approximately 687,966 square meters). On March 21, 2018, we acquired a 50% equity
stake in MDL from ED Group as mentioned above. We have no development experience in Malaysia and England, nor have we ever engaged in landfill
reclamation  projects.  Such  expansion  also  imposes  significant  demands  on  our  capital  and  management  resources  to  develop  and  generate  future
revenues from projects. The success of our business expansion depends on our ability to develop, market and deliver quality development projects on
time.  In  addition,  the  progress  and  costs  of  a  development  project  can  be  adversely  affected  by  many  factors,  such  as  delays  in  obtaining  necessary
licenses, permits or approvals from relevant government authorities, failure by local contractors to comply with our designs, specifications or standards,
and disputes with our third-party contractors. As we are not permitted to commence pre-sale in China until we have reached certain milestones in the
construction  progress  for  a  project,  any  significant  delay  in  construction  could  restrict  our  ability  to  pre-sell  our  properties,  which  could  extend  the
recovery period for our investments. This, in turn, could have an adverse effect on our cash flow, investment returns, results of operations and financial
position.

Operating Results

Revenues

We  derive  our  revenues  mainly  from  the  development  and  sale  of  real  estate.  In  addition,  we  generate  a  small  percentage  of  revenue  from
leasing ancillary facilities and residential units in certain of our residential developments, as well as from the provision of related services, including
property management and real estate related services that we provide to residents and purchasers of our residential units.

Real estate sales
Real estate leasing
Real estate management services income
Other revenue
Total revenue

2020

2021

US$

%

US$

%

(in thousands, except for percentages)

 1,604,892  
 34,792  
 91,208  
 14,871  
 1,745,763  

 91.9  
 2.0  
 5.2  
 0.9  
 100.0  

 1,392,240  
 19,781  
 109,823  
 14,174  
 1,536,018  

 90.6
 1.3
 7.2
 0.9
 100.0

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The impact of foreign exchange rate variances on reported revenues in U.S. dollars was an adverse 0.07% in 2021, compared to an adverse

0.04% in 2020.

Real estate sales

Real estate sales represent revenues from the sales of residential properties we develop and acquire. Throughout this annual report, real estate
sales are stated net of sales tax levied on the relevant contracted sales value. Sales tax is a one-time tariff applicable to property sales in the PRC which
consists of a business tax at the rate of 5%, an urban construction tax at the rate of 0.35% and an education surcharge at the rate of 0.15%. Total sales tax
amounted to US$2.3 million and US$4.3 million in 2020 and 2021, respectively. Beginning May 1, 2016, a value added tax instead of the business tax
was  levied  on  the  relevant  contracted  sales  value  at  the  rate  of  5%  or  11%.  Beginning  May  1,  2018,  the  rates  of  value  added  tax  was  levied  on  the
relevant contracted sales value at the rate of 5% or 10%. Beginning May 1, 2019, the rates of value added tax was levied on the relevant contracted sales
value at the rate of 5% or 9%.

On  January  1,  2018,  the  Company  adopted  ASC  606:  “Revenue  from  Contracts  with  Customers”,  or  ASC  606,  issued  by  the  Financial
Accounting  Standards  Board.  The  Company  adopted  the  guidance  using  the  modified  retrospective  approach.  Under  the  new  revenue  recognition
standards, revenue from domestic real estate sales under the previous contract terms, which used to be recognized over time under the percentage of
completion method, or POC, is no longer recognized until title is transferred and the Company does not have the enforceable right to payment, therefore,
the  revenue,  cost  and  retained  earnings  decreased;  on  the  other  hand,  the  balance  of  real  estate  properties  under  development  and  customer  deposits
increased. In 2020 and 2021, all the revenues related to the projects in the U.S. were recognized after the title was transferred.

Real estate leasing

Real  estate  leasing  revenues  represent  the  income  from  the  rental  of  ancillary  facilities,  including  a  retail  property,  parking  facilities,

kindergartens, elementary schools, and clubhouses in a number of our developments.

Real estate management service

Real estate management services income is recognized ratably as services are provided over the term of the property management agreements.

Other revenue

Other revenue consists primarily of fees received for our landscaping and computer network engineering and other real estate-related services

that we provide to residents and purchasers of our residential units.

Costs of revenues

The following table sets forth a breakdown of our costs of revenues for the period indicated:

Cost of real estate sales
Land use rights costs
Construction costs
Total cost of real estate sales

Cost of real estate leasing
Cost of real estate management services
Other costs
Total Costs of revenues

2020

2021

US%

%

US$

%

(in thousands, except for percentages)

 631,150  
 720,830  
 1,351,980  

 36,122  
 55,438  
 9,756  
 1,453,296  

 43.4  
 49.6  
 93.0  

 560,141  
 799,203  
 1,359,344  

 2.5  
 3.8  
 0.7  
 100.0  

 22,438  
 73,978  
 12,321  
 1,468,081  

 38.2
 54.4
 92.6

 1.5
 5.1
 0.8
 100.0

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Cost of real estate sales

Cost of real estate sales consists primarily of land use rights costs and construction costs. Impairment charges, if any, are also recorded under
cost of real estate sales. Cost of real estate sales is capitalized and allocated to development projects using the specific identification method. When the
full accrual method of revenue recognition is applied, cost of sales is recognized by determining the ratio of the area of the relevant units completed and
sold to the estimated total project area, and applying that ratio to the estimated total project costs. When the over time basis of revenue recognition is
applied, capitalized costs are released to our statement of comprehensive income based on the completion progress of a project.

Land use rights cost. Land use rights costs include the amount we pay to acquire land use rights for our property development sites in China,
plus taxes, and the amount we pay to acquire land for our property development in the United States, plus taxes. We acquire our development sites in the
PRC mainly by auctions of government land, direct negotiation and acquisition of land-owning entities. We acquired our development sites or land held
for  sale  in  the  United  States  generally  through  off-market  transactions,  including  resale  and  distressed  sales.  Our  land  use  rights  costs  for  different
projects  vary  according  to  the  size  and  location  of  the  site  and  the  minimum  reserve  price  for  the  site,  all  of  which  are  influenced  by  government
policies,  as  well  as  prevailing  market  conditions.  Our  land  use  rights  costs  have  increased  in  the  past  few  years  due  to  several  factors  including
geographic  expansion  into  certain  higher  priced  markets,  generally  rising  prices  in  each  of  our  served  markets,  and  increased  competition  from  a
growing number of bidders at government land auctions.

Construction costs. We outsource the construction of all of our projects to third party contractors, whom we select through a competitive tender
process. Our construction contracts provide for flexible payments which cover substantially most of all labor, materials, fittings and equipment costs,
subject to adjustments for certain prescribed contingencies, such as design changes during the construction process or changes in government-suggested
steel  prices  or  cement  prices.  Our  construction  costs  consist  primarily  of  the  payments  to  our  third-party  contractors,  which  are  paid  over  the
construction  period  based  on  specified  milestones.  In  addition,  we  directly  purchase  and  supply  a  limited  range  of  fittings  and  equipment,  including
elevators,  window  frames  and  door  frames.  Our  construction  costs  also  include  capitalized  interest  costs  in  the  amount  of  US$105.8  million  and
US$148.3 million in 2020 and 2021, respectively.

Future losses and impairment charges. When the profitability of a current project deteriorates due to a slowdown in the sales pace, reduction of
pricing  or  some  other  factor,  this  indicates  that  there  may  be  a  possible  future  loss  on  delivery  and  possible  impairment  in  the  recoverability  of  the
assets.  Accordingly,  the  assets  of  such  project  are  subsequently  reviewed  for  future  losses  and  impairment  by  comparing  the  estimated  future
undiscounted cash flows for the project to the carrying value of such project. If the estimated future undiscounted cash flows are less than the asset’s
carrying value, such deficit will be charged as a future loss and the asset will then be written down to its estimated fair value.

We determine estimated fair value primarily by discounting the estimated future cash flows relating to the asset. In estimating the cash flows
for a project, we use various factors including (a) the expected pace at which the planned number of units will be sold, based on competitive market
conditions,  historical  trends  in  sales  pace  and  actual  average  selling  prices  of  similar  product  offerings  and  any  other  long  or  short-term  economic
conditions which may impact the market in which the project is located; (b) the estimated net sales prices expected to be attained based on the current
market conditions and historical price trends, as well as any estimated increases in future sales prices based upon the projected rate of unit sales, the
estimated  time  gap  between  presale  and  expected  delivery,  the  impact  of  government  policies,  the  local  and  regional  competitive  environment,  and
certain external factors such as the opening of a subway line, school or factory; and (c) the expected costs to be incurred in the future by us, including,
but not limited to, construction cost, construction overhead, sales and marketing, sales taxes and interest costs.

Our determination of fair value requires discounting the estimated cash flows at a rate commensurate with the inherent risk associated with the
assets and related estimated cash flows. The discount rate used in determining each project’s fair value depends on the stage of development, location
and other specific factors that increase or decrease the risk associated with the estimated cash flows. In accordance with our accounting policies, we
consider on a quarterly basis whether indicators of impairment of long-lived assets are present. See also “Item 5. Operating and Financial Review and
Prospects — A. Operating Results — Critical Accounting Policies — Real estate properties development completed and under development” for our
policy on impairment of long-lived assets.

In  2021,  we  recognized  impairment  loss  of  US$1,347,050  (2020:  US$9,641,537)  for  our  active  projects,  consisting  of  projects  under

construction or planning or completed or held for lease.

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Cost of real estate leasing

Our  cost  of  real  estate  leasing  consists  primarily  of  depreciation  expenses  and  maintenance  expenses  associated  with  the  leased  properties.
Depreciation is computed using the straight-line method over the estimated useful lives of the assets. Estimated useful lives of our properties held for
lease are 20-60 years.

Cost of real estate management services

Our cost of real estate management services consists of employee salaries, maintenance water and electricity charges.

Other costs

Other  costs  represent  costs  incurred  in  connection  with  the  property  management  and  real  estate  services  that  we  provide  to  residents  and

purchasers of our residential units.

Selling and Distribution Expenses

Our selling and distribution expenses include:

● advertising and promotion expenses, such as print advertisement costs, billboard and other display advertising costs, and costs associated

with our showrooms and illustrative units;

● sales and marketing staff costs, which consist primarily of, salaries, welfares and sales commissions;

● agency commissions of approximately 1% of contracted sales on outsourced project sales; and

● other related expenses.

As  of  December  31,  2021,  we  employed  1,701  full-time  sales  and  marketing  personnel.  We  expect  our  selling  and  marketing  expenses  to

increase in the near future as we increase our sales efforts, launch more projects and target new markets to expand our operations.

General and Administrative Expenses

General and administrative expenses principally include:

● staff salaries and benefits, quarterly and annual bonuses, and stock-based compensation;

● traveling and office expenses;

● professional fees, such as audit and legal fees; and

● other expenses.

Interest Income

Interest income represents interest earned on mainly on our bank balances.

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Interest Expenses

Interest expense includes (i) interest on US$300 million principal amount of our 14.20% notes due 2021 (the “October 2021 Senior Secured
Notes”  which  were  partially  redeemed  early  in  2019,  and  were  exchanged  for  new  notes  due  in  October  2023  with  a  principal  amount  of  US$208
million, or the October 2023 Senior Secured Notes), US$300 million principal amount of our 7.75% notes due 2021 (the “February 2021 Senior Secured
Notes” which were partially redeemed early in 2019), RMB514.5 million (US$75 million) principal amount of our 12% notes due 2022, or the June
2022 Senior Secured Notes,  US$300 million principal amount of our 14.50% notes due 2023, or the September 2023 Senior Secured Notes, US$270
million  principal  amount  of  our  14.00%  notes  due  2024,  or  the  January  2024  Senior  Secured  Notes,  US$628  million  principal  amount  of  our  public
onshore  bonds  (which  was  partially  redeemed  early  in  2019),  and  US$377  million  principal  amount  of  our  non-public  onshore  bonds  (which  was
partially redeemed early in 2019), (ii) amortization of debt issuance cost, and (iii) interest expense on capital leases.

All  of  our  borrowings  are  granted  by  PRC  commercial  banks  or  financing  institutions  and  denominated  in  RMB  except  for  U.S.  dollar  and
Hong  Kong  dollar-denominated  borrowings  from  the  following:  US$42.9  million  from  Luso  International  Banking  Ltd.,  US$41.9  million  from  Kent
EB-5. LLC, US$120 million from Ares Management and US$30 million from 135-35 NORTHERN BLVD LLC . Our senior secured notes (see below)
are  also  denominated  in  U.S.  dollars.  Interest  rates  on  our  long-term  PRC  bank  borrowings  are  typically  variable  and  linked  to  benchmark  rates
published  by  the  PBOC.  Our  weighted  average  interest  rate  on  short-term  bank  loans  and  other  debt  as  of  December  31,  2021  was  7.32%.  As  of
December 31, 2021, the PBOC benchmark rate for a one-year loan was 4.35% per annum and those for loans of more than one year ranged from 4.75%
to 4.92% per annum.

The October 2021 Senior Secured Notes in the principal amount of US$300 million bear interest at the fixed rate of 14.20% per annum. The
February 2021 Senior Secured Notes in the principal amount of US$300 million bear interest at a fixed rate of 7.75% per annum. The June 2022 Senior
Secured Notes in the principal amount of RMB514.5 million (US$75 million) bear interest at a fixed rate of 12.00% per annum. The September 2023
Senior Secured Notes in the principal amount of US$300 million bear interest at a fixed rate of 14.50% per annum. The October 2023 Senior Secured
Notes in the principal amount of US$208 million bear interest at the fixed rate of 14.20% per annum. The January 2024 Senior Secured Notes in the
principal amount of US$270 million bear interest at a fixed rate of 14.00% per annum.

In 2021, out of total interest costs incurred, US$183.4 million did not qualify for interest capitalization treatment under U.S. GAAP and was
charged  to  the  2021  Statement  of  Comprehensive  Income.  Total  gross  interest  costs  incurred  amounted  to  US$318.5  million  in  2021,  including
US$272.6 million of interest on loans and notes, US$0.3 million of amortization of debt issuance costs and US$45.6 million of amortization of aircraft
finance lease related interest.

In 2020, out of total interest costs incurred, US$129.5 million did not qualify for interest capitalization treatment under U.S. GAAP and was
charged  to  the  2020  Statement  of  Comprehensive  Income.  Total  gross  interest  costs  incurred  amounted  to  US$344.2  million  in  2020,  including
US$312.8 million of interest on loans and notes, US$0.1 million of amortization of debt issuance costs and US$31.3 million of amortization of aircraft
finance lease related interest.

Share of Income/(Loss) of Equity Investee

As  of  December  31,  2020  and  2021,  the  Group  had  a  1.85%  investment  in  Zhengzhou  Lianhe  Real  Estate  Co.,  Ltd.  The  Group  does  not
exercise significant influence over Zhengzhou Lianhe Real Estate Co., Ltd. and therefore, the Group accounts for the investment as a nonmarketable
equity  security.  Investment  income  is  recognized  by  the  Group  when  the  investee  declares  a  dividend  and  the  Group  believes  it  is  collectible.  The
Company adopted ASU 2016-01 and elected to record equity investments without readily determinable fair values at cost minus impairment, if any, plus
or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the Company. There were
no material adjustments for observable price change or impairment related to these investments in 2021.

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On January 11, 2016, the Group together with two other entities established a joint venture called Shenzhen Zhong An Financial Lease Co.,
Ltd., or Shenzhen Zhong An, in which the Group holds a 25% equity interest. The purpose of the joint venture is to undertake financial lease businesses.
In 2021, no dividend was received (2020: nil).

On  November  3,  2016,  the  Company  together  with  two  third  parties  established  Zhengzhou  Xinci  Health  Service  Co.,  Ltd.,  or  Zhengzhou
Xinci, to provide health services in Zhengzhou, in which the Company holds a 60% equity interest and injected capital in the amount of US$1,290,135
in  2017.  Based  on  the  articles  of  association,  the  Company  cannot  exercise  control  over  relevant  activities  of  the  investee,  but  it  has  the  ability  to
exercise significant influence over Zhengzhou Xinci’s operation and financial decisions and accounted for it as an equity method investment.

On January 9, 2017, the Company set up a limited partnership, Shenzhen Qianhai Jingjie City Renewal Investment Partnership, or Shenzhen
Qianhai, with third parties and made a capital injection of US$8,118,800. Shenzhen Qianhai will focus on investment in real estate renewal projects in
Shenzhen  city.  The  Company  has  significant  influence  over  Shenzhen  Qianhai  operating  and  financial  decisions  and  accounted  for  it  as  an  equity
method investment.

On January 18, 2017, the Group acquired 51% equity interest in Zhengzhou Hangmei. Zhengzhou Hangmei, a consolidated subsidiary, holds a
3.75%  equity  interest  of  Zhengzhou  Taike  Real  Estate  Co.,  Ltd.  amounting  to  US$738,073.  The  Group  does  not  exercise  significant  influence  over
Zhengzhou Taike Real Estate Co., Ltd. and therefore, the Group accounted for the investment as a nonmarketable equity security. Investment income is
recognized by the Group when the investee declares a dividend and the Group believes it is collectible. The Company adopted ASU 2016-01 and elected
to record equity investments without readily determinable fair values at cost minus impairment, if any, plus or minus changes resulting from observable
price changes in orderly transactions for the identical or a similar investment of the Company. There were no material adjustments for observable price
change or impairment related to these investments in 2021.

On  April  19,  2017,  the  Company  signed  an  agreement  to  acquire  up  to  70%  equity  interest  of  Qingdao  Huiju  Zhihui  City  Industrial
Development  Co.,  Ltd.,  or  Qingdao  Huiju,  which  was  developing  a  real  estate  project  in  Qingdao  city  from  Beijing  Huiju  Technology  Industry
Development Co., Ltd., a non-affiliated company for a consideration of US$505.2 million. As of December 31, 2019, US$505.2 million was paid in
exchange for 49% equity interest that has been transferred to the Company. Based on the articles of association, the Company cannot exercise control of
Qingdao Huiju until it acquires the entire 70% equity interest, but has the ability to exercise significant influence over Qingdao Huiju’s operating and
financial decisions and accounted for it as an equity method investment.

The  Group  initiated  various  legal  actions  against  Beijing  Huiju  regarding,  inter  alia  (i)  the  transfer  of  the  remaining  21%  equity  interest  in
Qingdao Huiju to the Group and appointment of directors onto the board of Qingdao Huiju, (ii) the refunding of an unauthorized transfer of cash in the
amount of US$98.7 million from Qingdao Huiju to Beijing Huiju, and (iii) the return of the business license and official seals of Qingdao Huiju being
held under escrow by a third party to Qingdao Huiju. In March 2019, the PRC local court held that Beijing Huiju shall refund the unauthorized cash
transferred  to  Beijing  Huiju  to  Qingdao  Huiju,  and  has  frozen  US$98.7  million  of  the  cash  in  Beijing  Huiju's  bank  account.  In  June  2021,  the  PRC
Supreme People’s Court supported the PRC local court’s judgement and also ruled that Beijing Huiju shall refund the amount of US$98.7 million to
Qingdao Huiju, which comprised the final trial under PRC litigation proceedings.  In January 2020, the local PRC court held that the third party holding
the business license and official seals of Qingdao Huiju in escrow shall return such documents to Qingdao Huiju in a preliminary civil trial. In June
2020, the Qingdao Intermediate People’s Court confirmed the ruling of the preliminary civil trial after Beijing Huiju appealed to the Court against the
return  of  business  and  official  seals  to  Qingdao  Huiju.    In  January  2022,  the  China  International  Economic  and  Trade  Arbitration  Commission,  or
CIETAC, ruled that Beijing Huiju shall transfer the remaining 21% equity interest in Qingdao Huiju to the Group, that Beijing Huiju shall coordinate in
completing the equity transfer registration formalities and confirmed that the Group has the right to appoint three directors onto the board of Qingdao
Huiju.  Based on independent legal advice and after due and careful enquiry, the directors of the Company are of the view that the above events shall
have not any material adverse effect on the Group's investment in and receivables from Qingdao Huiju.

As  of  the  date  of  this  annual  report,  the  enforcement  status  of  the  above  award/judgements  is  that,  (i)  the  change  of  equity  registration
formalities  was  completed  by  Beijing  Huiju  within  the  prescribed  period  provided  by  the  CIETAC;  (ii)  Qingdao  Huiju  has  received  the  refund  of
US$98.7 million transferred by Beijing Huiju; and (3) Qingdao Huiju has collected the returned business license and official seals of Qingdao Huiju.

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On September 4, 2017, the Company with two non-affiliated companies, established a limited partnership, Wuhu Penghong Investment Center
(Limited  Partnership),  or  Wuhu  Penghong,  in  which  the  Company  and  the  other  two  partners  each  invested  US$30.6  million,  US$91.8  million  and
US$3.1  million  in  cash,  respectively.  The  other  two  partners  hold  substantive  participating  rights  whereas  the  Company  only  exercises  significant
influence, and therefore, accounted for its investment in Wuhu Penghong under the equity method. On September 8, 2017, Wuhu Penghong acquired
90.57%  equity  interest  of  Guangzhou  Huanglong  Information  Technology  Co.,  Ltd.,  or  Guangzhou  Huanglong,  for  a  total  cash  consideration  of
US$19.7 million. In 2021, the Company further invested US$31.4 million in Wuhu Penghong.

On December 27, 2017, the Company with a non-affiliated company, established a limited partnership, called Wuhu Penghua Tenth Investment
Center (Limited Partnership), or Wuhu Penghua, where the Company and the other partner invested US$367.3 million and US$153.0 million in cash,
respectively. The other partner holds substantive participating rights whereas the Company only exercises significant influence, and therefore, accounted
for  its  investment  in  Wuhu  Penghua  under  the  equity  method.  In  December  2017,  Wuhu  Penghua  and  the  Company  made  capital  contributions
amounting to US$6.9 million and US$0.8 million, representing a 90% and 10% equity interest in Chengdu Xinyuan Renju Enterprise Management Co.,
Ltd., or Chengdu Renju, respectively. The Company exercises significant influence and accounted for its investment in Chengdu Renju using the equity
method.  On  September  6,  2018,  Wuhu  Penghua  returned  to  the  non-affiliated  partner  its  related  investment  contribution  resulting  in  the  Company
becoming the sole owner of the Wuhu Penghua and Chengdu Renju. Therefore, management assessed that the acquisition constitutes an acquisition of
business according to ASC805, Business Combinations.

On March 20, 2018, the Company acquired 16.66% equity interest in Suzhou Hengwan Real Estate Co., Ltd., or Suzhou Hengwan, which is
developing  a  real  estate  project  in  Suzhou  city  from  Suzhou  Hengwan  Enterprise  Management  Consulting  Co.,  Ltd.,  a  non-affiliated  company  for  a
consideration  of  US$18.6  million.  As  of  December  31,  2019,  Suzhou  Hengwan  returned  US$5.4  million  (2018:  US$7.3  million)  of  capital  to  the
Company.  Based  on  the  articles  of  association,  the  Company  cannot  exercise  control  of  Suzhou  Hengwan,  but  has  the  ability  to  exercise  significant
influence over Suzhou Hengwan’s operating and financial decisions and accounted for it as an equity method investment.

On March 21, 2018, the Company acquired 50% equity interest in Madison Developments Limited, or MDL, which is developing a real estate
project  in  London,  England  from  ED  Jersey  Limited,  a  non-affiliated  company  for  a  consideration  of  US$19.1  million.  Based  on  the  articles  of
association,  the  Company  cannot  exercise  control  of  MDL,  but  has  the  ability  to  exercise  significant  influence  over  MDL’s  operating  and  financial
decisions and accounts for it as an equity method investment.

On  April  26,  2018,  the  Company  acquired  51%  equity  interest  in  Henan  Qingning  Apartment  Management  Co.,  Ltd.,  or  Henan  Qingning,
which is operating rental apartments in Henan Province, from one natural person and Henan Yangjian Industry Co., Ltd., a non-affiliated company, for a
consideration of US$3.8 million. Based on the articles of association, the Company cannot exercise control of Henan Qingning, but has the ability to
exercise significant influence over Henan Qingning’s operating and financial decisions and accounted for it as an equity method investment.

On May 31, 2018, the Company acquired 19.99% equity interest in Suzhou Litai Real Estate Co., Ltd., or Suzhou Litai, which is developing a
real estate project in Suzhou city from Yongwei Real Estate (Suzhou) Co., Ltd., a non-affiliated company, for a consideration of US$9.3 million. As of
December 31, 2019, Suzhou Litai returned US$5.7 million of capital to the Company. Based on the articles of association, the Company cannot exercise
control of Suzhou Litai, but has the ability to exercise significant influence over Suzhou Litai’s operating and financial decisions and accounted for it as
an equity method investment.

On June 22, 2018, the Company together with a non-affiliated company, Huzhou Tianhong Real Estate Development Co., Ltd, established a
joint  venture,  Huzhou  Xinhong  Town  Construction  and  Development  Co.,  Ltd.,  or  Huzhou  Xinhong,  in  which  the  Company  holds  a  78.46%  equity
interest.  Based  on  the  articles  of  association,  the  Company  cannot  exercise  control  of  Huzhou  Xinhong,  but  has  the  ability  to  exercise  significant
influence over Huzhou Xinhong’s operating and financial decisions and accounted for it as an equity method investment.

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On May 27, 2015, the Company together with a non-affiliated company, Nanjing Starry Sky Studios Management Co., Ltd. established a joint
venture, Beijing Starry Sky Cinema Co., Ltd., or Starry Sky, in which the Company holds a 51% equity interest. The purpose of the joint venture is to
operate movie theatres. On October 18, 2018, for the best interests of the Company, the Company and its non-affiliated joint venture partner agreed that
advances amounting to US$2.4 million for operational needs due from Nanjing Starry Sky should be converted to an additional 19.77% equity interest.
Therefore, as of October 18, 2018, the Company’s accumulated equity interest in Starry Sky is 70.77%. Based on the latest articles of association, the
Company  still  cannot  exercise  control  of  Starry  Sky,  but  has  the  ability  to  exercise  significant  influence  over  Starry  Sky’s  operating  and  financial
decisions and accounted for it as an equity method investment.

On September 25, 2019, the Company acquired 40% equity interest in Taizhou Yiju Real Estate Co., Ltd., or Taizhou Yiju, which is developing
a real estate project in Taizhou city from Zhejiang Zhongjian Real Estate Co., Ltd., a non-affiliated company, for a consideration of US$8.5 million.
Based  on  the  articles  of  association,  the  Company  cannot  exercise  control  of  Taizhou  Yiju,  but  has  the  ability  to  exercise  significant  influence  over
Taizhou Yiju’s operating and financial decisions and accounted for it as an equity method investment.

In  July  2019,  the  Company  acquired  24%  equity  interest  in  Suzhou  Rongjingchen  Real  Estate  Co.,  Ltd.,  or  Suzhou  Rongjingchen,  which  is
developing  a  real  estate  project  in  Suzhou  city  from  Suzhou  Kaijingsheng  Real  Estate  Co.,  Ltd.,  a  non-affiliated  company,  for  a  consideration  of
US$42.0  million.  Based  on  the  articles  of  association,  the  Company  cannot  exercise  control  of  Suzhou  Rongjingchen,  but  has  the  ability  to  exercise
significant influence over Suzhou Rongjingchen’s operating and financial decisions and accounted for it as an equity method investment.

In December 2020, the Company together with a non-affiliated company, Hainan Jiazhaoye Industry Group Co., Ltd. agreed to make a capital
injection to a joint venture, Jiazhaoye Health Industry (Sanya) Investment Co., Ltd., or Jiazhaoye Health, in which the Company holds a 49% equity
interest.  Based  on  the  articles  of  association,  the  Company  cannot  exercise  control  of  Jiazhaoye  Health,  but  has  the  ability  to  exercise  significant
influence over Jiazhaoye Health’s operating and financial decisions and accounted for it as an equity method investment. Since neither project company
successfully  bid  for  any  projects  as  of  October  2021,  the  Company  and  Kaisa  Group  began  a  negotiation  to  terminate  the  cooperative  development
framework agreement. In November 2021, they entered into an equity interest swap agreement. According to the agreement, the Company’s 49% equity
interest in Jiazhaoye Health will be exchanged for 49% equity interest in Henan Yanchuang Management and Consulting Co., Ltd, or Henan Yanchuang
with no extra consideration. Henan Yanchuang became our subsidiary after the equity interest swap.The changes of business registration of Jiazhaoye
Health and Henan Yanchuang were completed as of January 25, 2022.

As of December 31, 2021, the Group’s investment in the investees in the aggregate exceeded its proportionate share of the net assets of the
equity method investees by nil (December 31, 2020: nil). This difference, if any, represents equity method goodwill and therefore, is not amortized. In
2021,  the  Group  recognized  an  investment  loss  amounting  to  US$23.3  million  (2020:  US$17.0  million),  mainly  consisting  of  MDL  amounting  to
US$14.4 million. As of December 31, 2020 and 2021, there was no material impairment related to these investments.

Net Loss on Debt Extinguishment

From January 1, 2020 to December 31, 2020, the Company redeemed the February 2021 Senior Secured Notes for a total principal amount of
US$41 million. The Company recognized loss on extinguishment of debt amounting to US$588,507, consisting of the loss from the difference between
repurchase price and principal amount of the debt amounting to US$348,581 and the loss from unamortized deferred debt issuance costs amounting to
US$239,926.

From January 1, 2020 to December 31, 2020, the Company redeemed the November 2020 Senior Secured Notes for a total principal amount of
US$29.93  million.  The  Company  recognized  loss  on  extinguishment  of  debt  amounting  to  US$216,290,  consisting  of  the  loss  from  the  difference
between  repurchase  price  and  principal  amount  of  the  debt  amounting  to  US$42,214  and  the  loss  from  unamortized  deferred  debt  issuance  costs
amounting to US$174,076.

From January 1, 2020 to December 31, 2020, the Company redeemed the October 2021 Senior Secured Notes for a total principal amount of
US$43.5  million.  The  Company  recognized  loss  on  extinguishment  of  debt  amounting  to  US$176,209,  consisting  of  the  loss  from  the  difference
between repurchase price and principal amount of the debt amounting to US$176,209.

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From January 1, 2020 to December 31, 2020, the Company redeemed the September 2023 Senior Secured Notes for a total principal amount of
US$1  million.  The  Company  recognized  loss  on  extinguishment  of  debt  amounting  to  US$7,334,  consisting  of  the  loss  from  the  difference  between
repurchase price and principal amount of the debt amounting to US$7,334.

Income Taxes

The following table sets forth the components of income taxes for the periods indicated:

Corporate income tax
Land appreciation tax
Deferred tax benefit
Income taxes

2020

2021

US$

%

US$

%

(in thousands, except for percentages)

 (21,472) 
 90,908  
 65,623  
 135,059  

 (15.9) 
 67.3  
 48.6  
 100.0  

 15,227  
 39,101  
 (61,609) 
 (7,281) 

 (209.1)
 (537.0)
 846.1
 100.0

For an explanation of deferred tax benefit, see Notes 2(v) and 15 of the consolidated financial statements included elsewhere in this annual

report on Form 20-F. For a discussion of corporate income tax and land appreciation tax, see below.

Corporate Income Tax and Unrecognized Tax Benefit

Cayman Islands

We are incorporated in the Cayman Islands. The Cayman Islands currently levies no taxes on individuals or corporations based upon profits,
income, gains or appreciation and there is no taxation in the nature of inheritance tax or estate duty. There are no other taxes likely to be material to us
levied  by  the  government  of  the  Cayman  Islands  except  for  stamp  duties  which  may  be  applicable  on  instruments  executed  in,  or  after  execution,
brought within the jurisdiction of the Cayman Islands. In addition, the Cayman Islands does not impose withholding tax on dividend payments.

People’s Republic of China

In general, enterprises in the PRC are subject to income tax at a statutory rate of 25%. For our subsidiaries located in various cities, income tax
is levied at the statutory rate of 25% on income as reported in the statutory financial statements after appropriate tax adjustments. Further, under the
same tax laws and regulations, dividends paid by PRC enterprises out of profits earned post-2007 to non-PRC tax resident investors are subject to PRC
dividend withholding tax of 10%. A lower withholding tax rate may be applied based on applicable tax treaty with certain jurisdictions.

We have made provision for the corporate income tax, or CIT, payable by our PRC subsidiaries based on the statutory income tax rate of 25%,
after appropriate adjustments to our taxable income used in the calculation. The difference between tax payable on our actual taxable income and tax
levied on the deemed taxable income basis has been treated as an unrecognized tax benefit under ASC 740-10 “Income Tax,” or ASC 740-10, which had
a balance of US$130.6 million as of December 31, 2021. The increase in the current year liability for unrecognized tax benefits is mainly attributable to
deemed interest income from our subsidiaries during the year amounting to US$25.3 million and related late payment interests amounting to US$3.1
million.

Hong Kong

Our HK subsidiaries are subject to income tax at the statutory rate of 16.5% in accordance with the HK profits tax laws and regulations. We did
not make any provisions for Hong Kong Profits Tax as there were no assessable profits arising in or derived from Hong Kong for any of the periods
presented. Under the Hong Kong tax law, our HK subsidiaries are exempted from income tax on its foreign-derived income and there are no withholding
taxes in Hong Kong on remittance of dividends.

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The United States

Our US subsidiaries are subject to income tax at the effective rate of approximately 21% in accordance with US corporate income tax laws and

regulations, dividends and interests paid by US enterprises to non-US tax resident enterprises are subject to US withholding tax of 30%.

Land Appreciation Tax

Under PRC laws and regulations, our PRC subsidiaries engaging in property development are subject to LAT, which is levied by the local tax
authorities upon the “appreciation value” as defined in the relevant tax laws. All taxable gains from the sale or transfer of land use rights, buildings and
related facilities in China are subject to LAT at progressive rates that range from 30% to 60%. Certain exemptions are allowed for sales of ordinary
residential properties if the appreciation value does not exceed a threshold specified in the relevant tax laws. Gains from sales of commercial properties
are not eligible for this exemption. Whether a property qualifies for the ordinary residential property exemption is determined by the local government
taking into consideration the property’s plot ratio, aggregate GFA and sales price.

On May 30, 2014, the Modern City project developed by Henan Xinyuan Real Estate Co., Ltd., completed the LAT final settlement with the
local tax bureau. We received a tax clearance certificate, which confirmed that our accrual under the deemed profit method was adequate and there were
no additional tax adjustments assessed by the local tax bureau as of May 30, 2014. Based on the above, management performed a reassessment and
concluded  that  the  likelihood  of  the  deemed  profit  method  being  overturned  is  only  reasonably  possible,  and  accordingly  reversed  the  LAT  liability
accrued for the project amounting to US$16.2 million as of December 31, 2014. Our estimate for the reasonably possible contingency for LAT related to
the Modern City project amounted to US$16.2 million and US$16.2 million as of December 31, 2015 and December 31, 2016, respectively. The statute
of limitation lapsed as of May 30, 2017 and therefore, there was no related contingency as of December 31, 2020 or December 31, 2021.

In 2021, we have made provision for LAT with respect to properties sold up to December 31, 2021 in accordance with the requirements set

forth in the relevant PRC tax laws and regulations.

Share-based Compensation Expense

We have six share-based compensation plans: (1) our 2007 long-term incentive plan (which expired in 2017 and has remaining options), (2) our
2014 Restricted Stock Unit Plan, or the 2014 RSU Plan, (3) our 2015 long-term incentive plan, (4) a restricted share scheme operated by our subsidiary,
Xinyuan Property Management Service (Cayman) Ltd., adopted on January 31, 2019, (5) an employee stock option plan for Xinchuang Technology Co.
Ltd., or Xinchuang Technology, adopted on September 28, 2019, and (6) our 2020 restricted stock unit plan, adopted on June 30, 2020.

Under our 2007 long-term incentive plan, as of December 31, 2021, there was no option outstanding and exercisable. Under our 2014 RSU
Plan, we have granted 12,453,194 restricted common shares to employees and directors that vest ratably over a three-year service vesting period. Under
our 2015 long-term incentive plan, we may grant options, restricted shares, restricted stock units, stock appreciation rights and other stock-based awards
for  the  purchase  of  up  to  20,000,000  common  shares.  As  of  December  31,  2021,  2,796,734  options  remained  outstanding  and  exercisable,  and
14,865,808 shares remained eligible for future grants under the plan.

We  incurred  compensation  cost  of  US$4.5  million  and  US$3.4  million  in  2020  and  2021,  respectively,  in  the  general  and  administrative
expenses. For a description of the grants under each of the plans, see Note 16 of the consolidated financial statements included elsewhere in this annual
report.

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Results of Operations

The following table presents a summary of our consolidated statements of comprehensive income by amount and as a percentage of our total
revenue during the periods indicated. Our historical results presented below are not necessarily indicative of the results that may be expected for any
other future period.

2020

2021

US$

%

US$

%

Revenue
Costs of revenue
Gross profit
Selling and distribution expenses
General and administrative expenses
Gain on disposal of property held for lease
Impairment losses on goodwill
Operating income/(loss)
Interest income
Interest expense
Exchange loss
Other (loss)/income
Share of gain/(loss) of equity investees
Net loss on debt extinguishment
Gain/(loss) on short-term investments
Income/(loss) from operations before income taxes
Income taxes
Net loss
Net loss attributable to non-controlling interest
Net loss attributable to Xinyuan Real Estate Co., Ltd. shareholders

(in thousands, except for percentages)
 1,536,018  
 (1,468,081) 
 67,937  
 (90,569) 
 (163,410) 

 1,745,763  
 (1,453,296) 
 292,467  
 (66,886) 
 (154,177) 
 82,806
 (6,400)
 147,810  
 33,406  
 (129,487) 
 (3,094) 
 (1,296) 
 17,028  
 (1,843) 
 5,053  
 67,577  
 (135,060) 
 (67,483) 
 (13,557) 
 (81,040) 

 100.0  
 (83.2) 
 16.8  
 (3.8) 
 (8.8) 
 4.7
 (0.4)
 8.5  
 1.9  
 (7.4) 
 (0.2) 
 (0.1) 
 1.0  
 (0.1) 
 0.3  
 3.9  
 (7.7) 
 (3.8) 
 (0.8) 
 (4.6) 

 —
 (18,651)
 (204,694) 
 28,297  
 (183,399) 
 (9,707) 
 2,510  
 (23,346) 
 —  
 (30,203) 
 (420,543) 
 7,281  
 (413,262) 
 (4,045) 
 (417,307) 

 100.0
 (95.6)
 4.4
 (5.9)
 (10.6)
 0.0
 (1.2)
 (13.3)
 1.8
 (11.9)
 (0.6)
 (0.2)
 (1.5)
 0.0
 (1.9)
 (27.4)
 0.5
 (26.9)
 (0.3)
 (27.2)

Year Ended December 31, 2021 Compared to Year Ended December 31, 2020

Revenue

Revenue decreased by US$209.7 million, or 12.0%, to US$1,536.0 million in 2021 from US$1,745.8 million in 2020.

Real estate sales

Revenue from real estate sales decreased by US$212.7 million, or 13.3%, to US$1,392.2 million in 2021 from US$1,604.9 million in 2020,

principally due to decrease in contract sales due to COVID-19 and the general condition of the housing market in China.

The  following  table  sets  forth  the  percentage  of  completion,  the  percentage  sold  and  related  revenues  for  our  pre-sold  projects  in  2020  and
2021.  The  revenues  for  our  new  pre-sold  projects  since  January  1,  2018  are  recognized  on  an  over-time  basis  upon  the  adoption  of  ASC  606  and
recognized  at  a  point  in  time  in  the  United  States.  For  information  regarding  revenue  recognition  on  an  over  time  basis  and  at  a  point  in  time,  see
“Critical Accounting Policies,” below.

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Project

Chengdu region
Chengdu Xinyuan Splendid I
Chengdu Xinyuan Splendid II
Chengdu Thriving Family
Chengdu Xinyuan City (4)
Shanghai region
Shanghai Royal Palace
Suzhou International City Garden
Suzhou Xin City
Suzhou Lake Royal Palace
Kunshan International City Garden
Kunshan Royal Palace
Kunshan Xindo Park
Xuzhou Colorful City
Kunshan Xinyu Jiayuan (4)
Suzhou Galaxy Bay (4)
Suzhou Gusu Shade I (4)
Shandong region
Jinan International City Garden
Jinan Xinyuan Splendid
Shandong Royal Palace
Jinan Xin Central
Qingdao Royal Dragon Bay (4)
Jinan Royal Spring Bay (4)
Henan region
Zhengzhou Xinyuan Colorful Garden
Zhengzhou Finance Square
Zhengzhou Modern City
Zhengzhou Century East A
Zhengzhou Century East B
Zhengzhou Xin City
Henan Thriving Family
Henan Xin Central I
Xingyang Splendid I
Xingyang Splendid II
Xingyang Splendid III
Xingyang Splendid IV (4)
Zhengzhou Xindo Park
Zhengzhou Fancy City I
Zhengzhou Fancy City III (4)
Zhengzhou International New City I
Zhengzhou International New City II
Zhengzhou International New City III A
Zhengzhou Fancy City II (South)
Zhengzhou Fancy City II (North)
Henan Xin Central II
Zhengzhou International New City III B (4)
Zhengzhou International New City III C (4)
Zhengzhou International New City III D (4)
Zhengzhou International New City IV (4)
Zhengzhou Hangmei International Wisdom City I (4)
Xinyuan Golden Water View City (4)
Xingyang Splendid V (4)
Zhengzhou International New City IV B10 (4)
Zhengzhou International New City A04 (4)
Derun project I
Zhengzhou Xinyuan Yue Royal Palace
Anhui region
Hefei Wangjiang Garden
Beijing region
Beijing Xindo Park
Tongzhou Xinyuan Royal Palace
Tianjin Spring Royal Palace I
Tianjin Spring Royal Palace II (4)
Changsha region
Changsha Xinyuan Splendid
Changsha Mulian Royal Palace
Changsha Furong Thriving Family (4)
Sanya region
Sanya Yazhou Bay No.1
Xi’an region
Xi’an Metropolitan
Xi'an Xinyuan Royal Palace
Dalian region
Dalian International Health Technology Town I (4)
Dalian International Health Technology Town I-A2
Guangdong region
Foshan Xinchuang AI International Science and Technology Innovation
Valley  (4)
US
Northern Nevada Land Portfolio
Lennox Project
New York Oosten
Total

Total GFA

m2

Percentage Complete 
as of December 31, (1)

2020
%

2021
%

Percentage Sold (2)
Accumulated as of
December 31

2020
%

2021
%

Revenues Recognized for The Year Ended December 31,

2020

2021

US$

%(3)

US$

%(3)

 231,032  
 217,581  
 203,382  
 741,594  

 57,770  
 228,691  
 127,291  
 169,781  
 497,972  
 280,593  
 88,959  
 130,845  
 107,970  
 73,313  
 11,957  

 264,357  
 572,398  
 444,442  
 196,041  
 161,877  
 127,788  

 191,781  
 67,225  
 232,054  
 76,469  
 166,481  
 210,022  
 131,245  
 261,266  
 114,997  
 118,530  
 120,873  
 151,834  
 134,206  
 166,524  
 80,628  
 356,676  
 176,124  
 97,044  
 84,274  
 108,916  
 109,325  
 119,264  
 82,965  
 46,074  
 202,103  
 143,181  
 355,301  
 80,486  
 92,842  
 105,987  
 122,246
 277,429

 145,455  

 133,856  
 72,623
 139,573  
 144,581  

 252,361  
 90,940  
 72,042  

 119,237  

 285,998  
 217,925

 98,733  
 9,189  

 194,404  

N/A  
N/A  
 30,855  
 11,727,778  

 100.0  
 100.0  
 99.7  
 56.5  

 99.9  
 100.0  
 100.0  
 100.0  
 100.0  
 100.0  
 99.9  
 100.0  
 84.7  
 96.5  
 99.1  

 100.0  
 100.0  
 99.0  
 100.0  
 72.4  
 94.4  

 100.0  
 100.0  
 100.0  
 100.0  
 100.0  
 100.0  
 99.4  
 99.2  
 92.1  
 84.0  
 99.6  
 50.5  
 98.5  
 99.7  
 86.4  
 96.6  
 86.5  
 85.6  
 96.6  
 88.2  
 98.7  
 81.3  
 75.1  
 84.3  
 72.0  
 80.2  
 77.1  
 53.7  
 59.2  
 55.5  
 55.8
 —

 100.0  

 99.9  
 63.8
 98.8  
 88.1  

 99.9  
 100.0  
 98.6  

 100.0  

 98.6  
 —

 66.4  
 65.7  

 65.3  

N/A  
N/A  
N/A  

 100.0  
 100.0  
 99.8  
 59.1  

 99.9  
 100.0  
 100.0  
 100.0  
 100.0  
 100.0  
 99.9  
 99.4  
 97.1  
 94.3  
 98.8  

 100.0  
 100.0  
 98.7  
 100.0  
 90.7  
 96.5  

 100.0  
 100.0  
 100.0  
 100.0  
 100.0  
 100.0  
 99.5  
 99.4  
 93.5  
 83.0  
 96.4  
 51.1  
 98.7  
 99.8  
 89.9  
 118.5  
 86.3  
 88.6  
 96.5  
 86.3  
 99.7  
 85.5  
 84.5  
 90.4  
 75.3  
 88.9  
 80.2  
 54.7  
 64.7  
 61.5  
 63.1
 50.8

 100.0  

 99.9  
 72.1
 99.0  
 92.6  

 99.9  
 98.2  
 99.3  

 98.8  

 98.7  
 55.5

 82.6  
 55.5  

 79.3

N/A  
N/A  
N/A  

 99.0  
 100.0  
 82.6  
 41.2  

 67.2  
 100.0  
 100.0  
 100.0  
 100.0  
 99.5  
 97.5  
 96.5  
 70.6  
 77.5  
 79.2  

 99.8  
 99.4  
 98.4  
 92.9  
 70.9  
 57.6  

 100.0  
 100.0  
 100.0  
 100.0  
 100.0  
 98.5  
 89.4  
 92.5  
 80.2  
 74.7  
 97.7  
 76.8  
 88.1  
 90.1  
 90.0  
 97.5  
 97.3  
 96.0  
 96.8  
 88.0  
 92.7  
 98.1  
 90.1  
 89.4  
 90.6  
 71.0  
 49.8  
 84.5  
 82.5  
 52.4  
 75.7
 —

 100.0  

 89.2  
 6.5
 83.9  
 60.0  

 95.6  
 100.0  
 99.9  

 96.7  

 88.6  
 —

 77.3  
 47.9  

 28.2  

N/A  
N/A  
N/A  

 99.3  
 100.0  
 92.1  
 56.1  

 67.2  
 100.0  
 100.0  
 100.0  
 99.9  
 99.5  
 97.6  
 96.4  
 94.8  
 93.3  
 92.5  

 99.8  
 99.4  
 98.9  
 94.9  
 87.6  
 87.0  

 100.0  
 100.0  
 100.0  
 100.0  
 100.0  
 98.6  
 90.6  
 95.5  
 80.5  
 74.7  
 98.0  
 81.7  
 88.5  
 90.9  
 95.8  
 97.5  
 97.4  
 95.7  
 96.8  
 88.8  
 93.8  
 98.9  
 91.2  
 97.0  
 94.4  
 83.8  
 51.3  
 94.8  
 86.1  
 86.0  
 91.4
 12.8

 100.0  

 94.6  
 67.7
 80.9  
 84.5  

 95.6  
 100.0  
 100.0  

 96.8  

 89.9  
 50.8

 91.9  
 50.8  

 (21,017) 
 —  
 5,645,369  
 217,335,506  

 (86,714) 
 —  
 —  
 (46,339) 
 —  
 2,631,435  
 6,969,495  
 (24,313) 
 84,812,248  
 20,694,517  
 5,310,027  

 23,472  
 700,856  
 127,836,668  
 8,030,980  
 98,392,087  
 50,723,157  

 414,100  
 —  
 276,519  
 17,913  
 —  
 1,931,745  
 1,658,828  
 2,113,629  
 116,373  
 1,268,467  
 5,238,528  
 42,827,579  
 2,094,711  
 2,159,279  
 16,114,905  
 13,538,036  
 47,349,139  
 177,677,907  
 904,065  
 1,985,703  
 1,785,015  
 43,856,883  
 15,259,944  
 11,536,011  
 27,937,694  
 19,574,970  
 159,085,001  
 15,481,471  
 18,693,756  
 32,319,279  

 103,617,428
 —

 (337) 

 3,453,153  
 22,692,812

 477,625  
 35,782,625  

 (73,759) 
 193,530  
 27,601,674  

 10,084,944  

 11,028,793  

 —

 44,168,392  
 4,999,655  

 —  
 —  
 0.4  
 13.5  

 —  
 —  
 —  
 —  
 —  
 0.2  
 0.4  
 —  
 5.3  
 1.3  
 0.3  

 —  
 —  
 8.0  
 0.5  
 6.1  
 3.2  

 —  
 —  
 —  
 —  
 —  
 0.1  
 0.1  
 0.1  
 —  
 0.1  
 0.3  
 2.7  
 0.1  
 0.1  
 1.0  
 0.8  
 2.9  
 11.1  
 0.1  
 0.1  
 0.1  
 2.7  
 1.1  
 0.7  
 1.7  
 1.2  
 9.9  
 1.0  
 1.2  
 2.0  
 6.7
 —

 —  

 0.2  
 1.4
 —  
 2.2  

 —  
 —  
 1.7  

 0.6  

 0.7  
 —

 2.8  
 0.3  

 1,484,046  
 —  
 5,240,053  
 121,884,222  

 179,183  
 (15,086) 
 13,898  
 —  
 438,260  
 980,801  
 4,402,445  
 268,208  
 104,892,480  
 20,137,340  
 3,565,234  

 —  
 3,298,927  
 9,758,484  
 9,671,897  
 116,677,756  
 35,259,927  

 (1,899) 
 (27,516) 
 —  
 —  
 —  
 205,289  
 —  
 4,938,200  
 143,852  
 867,344  
 1,097,212  
 6,436,271  
 (522,805) 
 2,291,894  
 5,358,119  
 6,106,193  
 2,352,018  
 10,277,114  
 271,306  
 102,918,197  
 6,566,096  
 11,760,495  
 13,872,077  
 6,418,128  
 16,057,217  
 25,708,316  
 24,588,010  
 4,026,543  
 5,137,500  
 23,563,473  
 33,764,844
 24,884,590

 118,965  

 6,667,429  

 262,427,158

 290,316  
 44,241,737  

 3,001,611  
 4,428,210  
 842,725  

 (34,447) 

 9,768,668  

 156,280,641

 28,444,460  
 7,198,189  

 66.2  

 47,792,820  

 3.0  

68,660,846  

N/A  
N/A  
N/A  

 —  
 —  
 927,700  
 1,604,891,939  

 —  
 —  
 —  
 100.0  

 —  
 —  
 22,707,345  
 1,392,240,005  

 0.1
 —
 0.4
 8.8

 —
 —
 —
 —
 —
 0.1
 0.3
 —
 7.5
 1.4
 0.3

 —
 0.2
 0.7
 0.7
 8.4
 2.5

 —
 —
 —
 —
 —
 —
 —
 0.4
 —
 0.1
 0.1
 0.5
 —
 0.2
 0.4
 0.4
 0.2
 0.7
 —
 7.4
 0.5
 0.8
 1.0
 0.5
 1.2
 1.8
 1.8
 0.3
 0.4
 1.7
 2.4
 1.8

-

 0.5
 18.8
 —
 3.2

 0.2
 0.3
 0.1

 —

 0.7
 11.2

 2.0
 0.5

 4.9

 —
 —
 1.6
 100.0

(1) Percentage of completion is calculated by dividing total costs incurred by total estimated costs for the relevant project, estimated as of the time of

preparation of our financial statements as of and for the year indicated.

(2) Percentage sold is calculated by dividing contracted sales value from property sales by total estimated sales value of the relevant project, estimated

as of the time of preparation of our financial statements as of and for the year indicated.

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Table of Contents

(3) Percentage  of  all  real  estate  sales  revenues  for  the  financial  period,  including  revenues  recognized  on  an  “over  time”  basis  and  until  title  was

transferred.

(4) The revenues for these projects are recognized on an over time basis.

104

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The  following  table  sets  forth  the  square  meters  sold  and  average  selling  price  per  square  meter  for  each  pre-sold  project,  each  reportable

segment and on a consolidated basis in 2020 and 2021:

105

Table of Contents

Project

Chengdu Region
Chengdu Xinyuan Splendid I
Chengdu Xinyuan Splendid II
Chengdu Thriving Family
Chengdu Xinyuan City
Total
Shanghai region
Shanghai Royal Palace
Suzhou Lake Royal Palace
Suzhou Galaxy Bay
Suzhou Gusu Shade I
Suzhou Suhe Bay *
Suzhou Gusu Shade II **
Huzhou Silk Town ***
Suzhou Linhu Lake Project
Kunshan International City Garden
Kunshan Royal Palace
KunshanXindo Park
Kunshan Xinyu Jiayuan
Xuzhou Colorful City
Total
Shandong region
Jinan International City Garden
Jinan Xinyuan Splendid
Shandong Royal Palace
Jinan Xin Central
Qingdao Royal Dragon Bay
Jinan Royal Spring Bay
Qingdao Longxi
Total
Henan region
Zhengzhou Royal Palace
Zhengzhou Modern City
Zhengzhou Yipin Xiangshan Phase II
Zhengzhou Century East A
Zhengzhou Century East B
Zhengzhou Xin City
Zhengzhou Thriving Family
Henan Xin Central I
Zhengzhou Xindo Park
Xingyang Splendid I
Xingyang Splendid II
Xingyang Splendid III
Zhengzhou Fancy City I
Zhengzhou Fancy City II (South)
Zhengzhou International New City I
Henan Xin Central II
Zhengzhou Fancy City II (North)
Zhengzhou International New City II
Zhengzhou International New City III A
Zhengzhou International New City III B
Zhengzhou International New City III D
Zhengzhou Hangmei International Wisdom City I
Xingyang Splendid IV
Xinyuan Golden Water View City
Zhengzhou Fancy City III
Zhengzhou International New City III C
Zhengzhou International New City IV
Zhengzhou International New City IV B10
Zhengzhou International New City A04
Xingyang Splendid V
Zhengzhou Derun Project I
Xinyuan Yue Royal Palace
Total
Beijing region
Beijing Xindo Park
Tianjin Spring Royal Palace I
Tianjin Spring Royal Palace II
Beijing Tongzhou Liyuan
Total
Hunan region
Changsha Xinyuan Splendid
Changsha Mulian Royal Palace
Changsha Furong Thriving Family
Total
Hainan region
Sanya Yazhou Bay No.1
Xi’an region
Xi’an Metropolitan
Xi'an Xinyuan Royal Palace

Dalian region
Dalian International Health Technology Town I
Dalian International Health Technology Town II

Total

Guangdong region
Foshan Xinchuang AI International Science and Technology Innovation Valley
U.S.
New York Oosten Project

Grand Total

Contract Sales
US$

2020
Square
Meters Sold
m2

Year Ended December 31,

Average
Selling Price
US$/m2

Contract Sales
US$

2021
Square Meters
Sold
m2

Average
Selling Price
US$/m2

 —  
 —  
 1,413  
 211,765  
 213,178  

 —  
 61  
 598  
 638  
 —  
 3,984  
 12,161  
 31,709

 —  
 1,170  
 1,211  
 24,064  
 869  
 76,465  

 208  
 1,045  
 6,538  
 7,125  
 22,801  
 39,795  
 30,877
 108,389  

 —  
 —  
 —  
 —  
 7  
 30  
 1,020  
 (568) 
 51  
 773  
 307  
 273  
 1,373  
 2,895  
 1,606  
 4,168
 (12,748) 
 1,259  
 165  
 712  
 —  
 22,458  
 68,195  
 91,825  
 4,644  
 7,995  
 14,508  
 28,407  
 37,811  
 15,739  
 105,623
 —

 398,528  

 2,735  
 —  
 17,936  
 4,737
 25,408  

 884  
 (52) 
 (103) 
 729  

 4,618  

 —  

 6,137
 6,137

 50,858  
 4,394
 55,252

 56,284  

 80  
 945,068  

 —  
 —  
 3,629  
 1,573  
 1,596  

 —  
 (13,523) 
 3,143  
 3,670  
 —  
 4,237  
 2,716  
 2,705

 —  
 1,858  
 1,861  
 3,297  
 1,750  
 2,934  

 211  
 103  
 855  
 1,910  
 3,187  
 1,221  
 2,843
 2,107  

 —  
 —  
 —  
 —  
 1,502  
 4,516  
 2,052  
 (1,472) 
 (1,515) 
 849  
 1,786  
 1,663  
 811  
 2,632  
 1,008  
 1,835  
 1,417  
 4,520  
 48,442  
 9,214  
 —  
 890  
 1,027  
 2,263  
 1,848  
 2,389  
 1,763  
 1,192  
 1,695  
 1,059  
 2,000
 —
 1,762  

 2,982  
 —  
 1,796  
 8,190
 3,115  

 414  
 3,782  
 1,387  
 36  

 2,239  

 —  

 2,618
 2,618

 1,139  
 1,890
 1,199

 1,357  

 —  
 (534,939) 
 15,826,661  
 195,855,186  
 211,146,908  

 (294,519) 
 —  
 (2,917,007) 
 4,114,213  
 —  
 9,575,942  
 10,436,240  

 196,022,734

 —  
 —  
 1,482,694  
 79,912,636  
 5,788,513  
 304,121,446  

 37,606  
 4,346,831  
 643,623  
 3,033,875  
 62,054,314  
 36,007,235  

 134,420,395
 240,543,879  

 (3,699) 
 101,205  
 —  
 —  
 —  
 1,122,234  
 129,321  
 1,434,832  
 92,012  
 764,795  
 636,430  
 1,444,743  
 1,344,522  
 (402,190) 
 3,094,364  
 182,115  
 19,504,623  
 1,945,590  
 767,545  
 2,158,893  
 864,265  
 20,558,929  
 9,452,142  
 16,421,331  
 433,722  
 5,649,502  
 5,094,096  
 (123,032) 
 32,205,327  
 6,625,709  
 33,727,956
 53,640,480
 218,867,762  

 10,867,186  
 —  
 44,505,043  

 393,074,287
 448,446,516  

 339,570  
 —  
 (7,030) 
 332,540  

 (46,901) 

 6,563,554  

 307,639,674
 314,203,228

 15,805,920  
 9,064,969
 24,870,889

 76,550,412  

 11,564  
 1,846  

 27,702,725  
 1,866,739,404  

 —  
 —  
 6,033  
 119,790  
 125,823  

 —  
 —  
 90  
 1,713  
 —  
 4,218  
 5,202  
 8,488

 —  
 —  
 992  
 22,952  
 7,473  
 51,128  

 —  
 5,209  
 1,634  
 1,787  
 21,028  
 26,731  
 53,742
 110,131  

 —  
 149  
 —  
 —  
 —  
 718  
 476  
 (148) 
 398  
 535  
 852  
 1,239  
 963  
 (1,307) 
 1,894  
 811  
 13,801  
 1,882  
 884  
 —  
 336  
 21,413  
 (13,425) 
 7,820  
 (92) 
 2,958  
 2,040  
 6  
 38,135  
 8,084  

 16,623
 45,935
 152,980  

 5,653  
 —  
 33,846  
 42,795
 82,294  

 156  
 —  
 —  
 156  

 —

 4,786  

 114,784
 119,570

 14,717  
 4,518
 19,235

 52,917  

 2,500  
 716,734  

 —
 —
 2,623
 1,635
 1,678

 —
 —
 (32,411)
 2,402
 —
 2,270
 2,006
 23,094
 —
 —
 1,495
 3,482
 775
 5,948

 —
 834
 394
 1,698
 2,951
 1,347
 2,501
 2,184

 —
 679
 —
 —
 —
 1,563
 272
 (9,695)
 231
 1,430
 747
 1,166
 1,396
 308
 1,634
 225
 1,413
 1,034
 868
 —
 2,572
 960
 (704)
 2,100
 (4,714)
 1,910
 2,497
 (20,505)
 845
 820
 2,029
 1,168
 1,431

 1,922
 —
 1,315
 9,185
 5,449

 2,177
 —
 —
 2,132

 —

 1,371
 2,680
 2,628

 1,074
 2,006
 1,293

 1,447

 11,081
 2,605

 —  
 1,956,768  
 5,127,128  
 333,150,438  
 340,234,334  

 —  
 (824,901) 
 1,879,529  
 2,341,196  
 —  
 16,880,139  
 33,031,755  
 85,764,446

 —  
 2,173,947  
 2,253,486  
 79,340,513  
 1,520,400  
 224,360,510  

 43,945  
 107,142  
 5,589,055  
 13,607,303  
 72,667,155  
 48,605,486  
 87,793,307
 228,413,393  

 —  
 —  
 —  
 —  
 10,512  
 135,471  
 2,092,950  
 835,978  
 (77,269) 
 656,486  
 548,313  
 454,113  
 1,113,879  
 7,620,487  
 1,618,840  
 7,648,291  
 (18,069,303) 
 5,690,555  
 7,993,012  
 6,560,016  
 630,047  
 19,997,599  
 70,020,043  
 207,786,800  
 8,584,258  
 19,098,794  
 25,572,648  
 33,857,026  
 64,106,108  
 16,665,749  
 211,199,652
 —

 702,351,055  

 8,156,376  
 —  
 32,205,804  
 38,794,619
 79,156,799  

 365,959  
 (196,676) 
 (142,895) 
 26,388  

 10,339,192  

 —  

 16,069,717
 16,069,717

 57,939,658  
 8,303,134
 66,242,792

 76,386,684  

 927,700  
 1,744,508,564  

106

    
    
    
    
    
    
 
   
   
   
   
   
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

*The Company owns 16.66% equity interest in a joint venture, Suzhou Hengwan Real Estate Co., Ltd. which develops Suzhou Suhe Bay. The

Company accounts for its investment under the equity method.

**The Company owns a 19.99% equity interest in Suzhou Litai Real Estate Co., Ltd., which develops Suzhou Gusu Shade II. The Company

accounts for its investment under the equity method.

***The  Company  owns  78.46%  equity  interest  in  a  joint  venture,  Huzhou  Xinhong  Town  Construction  and  Development  Co.,  Ltd.  which

develops Huzhou Silk Town. The Company accounts for its investment under the equity method.

Total square meters sold decreased to 716,734 square meters in 2021 from 945,068 square meters in 2020. The decrease was mainly due to the

decreased sales of newly launched projects in 2021.

The overall aggregate average selling price per square meter in 2021 increased to US$2,605 from US$1,846 in 2020, primarily because saleable

units were sold in locations with a comparatively higher average selling price, such as Beijing and Xi’an.

Chengdu region.  Total  square  meters  in  this  region  sold  in  2021  decreased  to  125,823  square  meters  from  213,178  square  meters  in  2020,
primarily due to decreased sales of Chengdu Xinyuan City. The average selling price per square meter in 2021 increased to US$1,678 from US$1,596 in
2020.

Shanghai region. Total square meters sold in 2021 decreased to 51,128 square meters from 76,465 square meters in 2020, mainly due to the
decreased sales of Huzhou Silk Town, Suzhou Galaxy Bay, Kunshan Royal Palace, Kunshan Xindo Park and Kunshan Xinyu Jiayuan partially offset by
the increase in the number of saleable units of Suzhou Linhu Lake Project. The average selling price per square meter in 2021 increased to US$5,948
 from US$2,934 in 2020.

Shandong region. Total square meters sold in 2021 decreased to 110,131 square meters from 108,389 square meters in 2020, mainly due to the
decrease of saleable units of Jinan Royal Spring Bay. The average selling price per square meter in 2021 increased to US$2,184 from US$2,107 in 2020.

Henan region. Total square meters sold in 2021 decreased to 152,980 square meters from 398,528 square meters in 2020, mainly due to the
decreased sales of Derun Project I and Xinyuan Golden Water View City. The average selling price per square meter in 2021 increased to US$1,431
from US$1,762 in 2020.

Beijing region.  Total  square  meters  sold  in  2021  increased  to  82,294  square  meters  from  25,408  square  meters  in  2020,  mainly  due  to  the
increased sales of Tianjin Spring Royal Palace II  and Tongzhou Xinyuan Royal Palace. The average selling price per square meter in 2021 increased to
US$5,449 from US$3,115 in 2020.

Hunan region. Total square meters sold in 2021 decreased to 156 square meters from 729 square meters in 2020, mainly due to the decreased

sales of Changsha Xinyuan Splendid.

Hainan region. We had no sale in the Hainan region in 2021 because Sanya Yazhou Bay No.1 was sold out. In 2020, the total square meters

sold in the Hainan region was 4,618 square meters, with an average selling price per square meter of US$2,239.

Xi’an region.  Total  square  meters  sold  in  2021  increased  to  119,570  square  meters  from  6,137  square  meters  in  2020,  mainly  due  to  the
increased  sales  of  Xi'an  Xinyuan  Royal  Palace.  The  average  selling  price  per  square  meter  in  2021  increased  to  US$2,628  from  US$2,618  in  2020,
resulting from the increase in high margin units available for sale.

Dalian region.  Total  square  meters  sold  in  2021  decreased  to  19,235  square  meters  from  55,252  square  meters  in  2020,  mainly  due  to  the
decrease of saleable units of Dalian International Health Technology Town I. The average selling price per square meter in 2021 increased to US$1,293
from US$1,199 in 2020, resulting from the increase in high margin units available for sale.

Guangdong region. Total square meters sold in 2021 decreased to 52,917 square meters from 56,824 square meters in 2020, mainly due to the
decrease of saleable units of Foshan Xinchuang AI International Science and Technology Innovation Valley. The average selling price per square meter
in 2021 increased to US$1,447 from US$1,357 in 2020, resulting from the increase in high margin units available for sale.

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Table of Contents

United States region. Total square meters sold in 2021 increased to 2,500 square meters from 80 square meters in 2020, derived from the sale

of New York Oosten Project. The average selling price per square meter in 2021 decreased to US$11,081 from US$11,596 in 2020.

Real estate leasing

Real estate leasing income decreased by US$15.0 million, or 43.1% to US$19.8 million in 2021 from US$34.8 million in 2020. The decrease is

primarily due to the disposal of the Modern City project.

Real estate management services income

Real estate management services income increased by US$18.6 million, or 20.4%, to US$109.8 million in 2021 from US$91.2 million in 2020.

The increase primarily resulted from the expansion in property management service operations.

Other revenue

Other revenue decreased by US$0.7 million, or 4.7%, to US$14.2 million in 2021 from US$14.9 million in 2020.

Costs of Revenue

Costs of revenue increased by US$14.8 million, or 1.0%, to US$1,468.1 million in 2021 from US$1,453.3 million in 2020, primarily resulted

from the decrease in average selling price which has a negative effect on the overall project margin.

Cost of real estate sales

Cost of real estate sales increased by US$7.4 million, or 0.5%, to US$1,359.3 million in 2021 from US$1,352.0 million in 2020. The total land
use rights cost decreased by US$71.0 million, or 11.3%, from US$631.2 million (43.4% of cost of real estate sales) in 2020 to US$560.1 million (38.2%
of cost of real estate sales) in 2021. The decrease was consistent with the decrease of revenue. Construction cost, including capitalized interest, increased
by US$78.4 million, or 10.9%, to US$799.2 million in 2021 from US$720.8 million in 2020, primarily due to increased project construction activities.

Cost of real estate leasing

Cost of real estate leasing decreased by US$13.7 million, or 37.9%, to US$22.4 million in 2021 from US$36.1 million in 2020. The decrease

was generally in line with the decrease in our leasing revenue.

Cost of real estate management services

Cost of real estate management services increased by US$18.5 million, or 33.4%, to US$74.0 million in 2021 from US$55.4 million in 2020.

The increase was generally in line with the increase in our management service revenue.

Other costs

Other  costs  increased  by  US$2.6  million,  or  26.3%,  to  US$12.3  million  in  2021  from  US$9.8  million  in  2020.  The  increase  was  primarily

attributable to the rise in deputy property management costs and the increase in software consulting service cost.

Gross Profit

Gross profit decreased by US$224.5 million, or 76.8%, to US$67.9 million in 2021 from US$292.5 million in 2020. Gross profit margin was
4.4% in 2021, compared to 16.7% in 2020. The decrease was primarily attributable to the decrease in pre-sale of our high margin units available in 2021.

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Table of Contents

Selling and Distribution Expenses

Selling and distribution expenses increased by US$23.7 million, or 35.4%, to US$90.6 million in 2021 from US$66.9 million in 2020. As a
percentage of revenue, selling and distribution expenses, it was 5.9% in 2021, compared to 3.8% in 2020. The increase was primarily due to increase in
promotion activities. As revenue grows in the future, we expect selling and distribution expenses as a percentage of revenue to remain stable.

General and Administrative Expenses

General and administrative expenses increased by US$9.2 million, or 6.0% to US$163.4 million in 2021 from US$154.2 million in 2020. The
increase was primarily due to the increase in consulting and audit fees. As a percentage of revenue, general and administrative expenses, it was 10.6% in
2021 compared to 8.8% in 2020.

Interest Income

Interest  income  was  US$28.3  million  in  2021,  compared  to  US$33.4  million  in  2020.  The  decrease  was  primarily  due  to  the  maturity  of

interest-bearing receivables from Zhengzhou Jiahe Project.

Interest Expenses

In 2021, out of total interest costs incurred, US$183.4 million did not qualify for interest capitalization treatment under U.S. GAAP and was
charged  to  the  2021  Statement  of  Comprehensive  Income.  Total  gross  interest  costs  incurred  were  US$318.5  million  in  2021,  including  US$272.6
million of interest on loans and notes, US$0.3 million of amortization of debt issuance costs and US$45.6 million of amortization of aircraft finance
lease related interest.

In 2020, out of total interest costs incurred, US$129.5 million did not qualify for interest capitalization treatment under U.S. GAAP and was
charged  to  the  2020  Statement  of  Comprehensive  Income.  Total  gross  interest  costs  incurred  amounted  to  US$344.2  million  in  2020,  including
US$312.8 million of interest on loans and notes, US$0.1 million of amortization of debt issuance costs and US$31.3 million of amortization of aircraft
finance lease related interest.

Income Taxes

Income  taxes  decreased  by  US$142.3  million,  or  105.4%  to  income  tax  benefits  of  US$7.3  million  in  2021  from  income  tax  expense  of

US$135.1 million in 2020 mainly due to the decrease in taxable income in the PRC.

Our effective tax rate decreased to 0.5% in 2021, from 199.9% in 2020.

Net Loss Attributable to our Shareholders

Net loss increased by US$336.3 million to US$417.3 million in 2021, from net loss of US$81.0 million in 2020.

Discussion of Segment Operations

We consider each of our individual property developments as a discrete operating segment. As a presentation of segment information for every
property development would not be meaningful, we have aggregated our segments on a provincial basis as property development projects undertaken
within a province have similar expected economic characteristics, type of properties offered, customers and market and regulatory environment. Our
reporting segments are: (i) property developments in Zhengzhou, Henan Province, (ii) property developments in Jinan and Qingdao, Shandong Province,
(iii) property developments in Suzhou, Xuzhou and Kunshan, Jiangsu Province and Shanghai, (iv) property developments in Chengdu, Sichuan Province
(v)  property  developments  in  Beijing  and  Tianjin,  (vi)  property  developments  in  Sanya,  Hainan  Province,  (vii)  property  developments  in  Changsha,
Hunan Province, (viii) property developments in Xi’an, Shaanxi Province, (ix) property developments in Zhuhai and Foshan Guangdong Province, (x)
property developments in Wuhan, Hubei Province, (xi) property developments in Dalian, Liaoning Province, (xii) property developments in the United
States, (xiii) property management and (xiv) “other.” Each geographic operating segment is principally engaged in the construction and development of
residential real estate units. The “property management” category relates to property management services. The “other” category relates to investment
holdings, installation of intercom systems, landscaping, engineering and

109

Table of Contents

management, real estate sale, purchase and lease activities. The accounting policies of the various segments are the same as those described in Note 2,
“Summary of Significant Accounting Policies” of the Notes to Consolidated Financial Statements included in this report.

110

Table of Contents

Zhengzhou, Henan
Total revenue
Total cost of revenue
Gross profit /(loss)
Gross margin
Operating income /(loss)
Jinan and Qingdao, Shandong
Total revenue
Total cost of revenue
Gross profit
Gross margin
Operating income /(loss)
Suzhou, Kunshan and Xuzhou, Jiangsu, and Shanghai
Total revenue
Total cost of revenue
Gross profit
Gross margin
Operating income /(loss)
Chengdu, Sichuan
Total revenue
Total cost of revenue
Gross profit/(loss)
Gross margin
Operating income /(loss)
Beijing and Tianjin
Total revenue
Total cost of revenue
Gross profit
Gross margin
Operating loss
Sanya, Hainan
Total revenue
Total cost of revenue
Gross loss
Gross margin
Operating income /(loss)
Changsha, Hunan
Total revenue
Total cost of revenue
Gross profit /(loss)
Gross margin
Operating income /(loss)
Xi'an, Shaanxi
Total revenue
Total cost of revenue
Gross (loss) /profit
Gross margin
Operating (loss) / income
Zhuhai and Foshan, Guangdong
Total revenue
Total cost of revenue
Gross profit
Gross margin
Operating income
Wuhan, Hubei
Total revenue
Total cost of revenue
Gross (loss) / profit
Gross margin
Operating loss
Dalian, Liaoning
Total revenue
Total cost of revenue
Gross profit
Gross margin
Operating income /(loss)
US
Total revenue
Total cost of revenue
Gross loss
Gross margin
Operating loss
Property Management
Total revenue
Total cost of revenue
Gross profit
Gross margin
Operating income
Others
Total revenue
Total cost of revenue
Gross profit
Gross margin
Operating loss

2020

2021

(US$ in thousands, except for percentages)

 798,971  
 (671,689) 
 127,282  

 15.9 %

 150,129  

 284,869  
 (260,983) 
 23,886  

 8.4 %

 8,674

 124,101
 (93,934)
 30,167

 24.3 %

 19,487

 223,850
 (214,861)
 8,989

 4.0 %

 1,312

 65,241
 (50,032)
 15,209

 23.3 %

 (58,692) 

 10,092  
 (5,549) 
 4,543  

 45.0 %

 3,188  

 28,990  
 (5,730) 
 23,260  

 80.2 %

 21,653  

 15,588  
 (18,063) 
 (2,475) 

 (15.9)%

 (6,536) 

 47,788  
 (34,036) 
 13,752  

 28.8 %

 10,327  

 —  
 (43) 
 (43) 
 0.0 %

 (1,435) 

 49,168  
 (38,574) 
 10,594  

 21.5 %

 5,698

 6,256
 (4,519)
 1,737

 27.8 %

 (4,461)

 89,047
 (54,822)
 34,225

 38.4 %

 24,835  

 1,802  
 (461) 
 1,341  

 74.4 %

 (26,369) 

 357,138
 (390,576)
 (33,438)

 (9.4)%

 (100,664)

 175,035
 (176,917)
 1,882

 1.1 %

 (12,762)

 138,442
 (125,392)
 13,050

 9.4 %

 (6,087)

 129,264
 (165,009)
 (35,745)

 (27.7)%

 (44,246)

 317,184
 (256,352)
 60,832

 19.2 %

 (19,773)

 —
 —
 —
 — %

 (310)

 10,334
 (11,162)
 (828)
 (8.0)%

 (1,888)

 172,052
 (147,181)
 24,871

 14.5 %

 15,688

 69,189
 (60,761)
 8,428
 12.2 %

 (2,112)

 132
 (26)
 106
 80.3 %

 (1,166)

 35,695
 (31,759)
 3,936

 11.0 %
 (764)

 29,414
 (36,201)
 (6,787)
 (23.1)%

 (14,010)

 102,079
 (66,727)
 35,352

 34.6 %

 26,483

 59
 (19)
 40
 67.4 %

 (43,081)

111

    
    
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

Year Ended December 31, 2021 Compared to Year Ended December 31, 2020

Zhengzhou, Henan. Total revenue decreased by US$441.8 million, or 55.3%, from US$799.0 million in 2020 to US$357.1 million in 2021.
Gross loss for this region was US$33.4 million, or -9.4% of revenue, in 2021, as compared to gross profit of US$127.3 million, or 15.9% of revenue, in
2020. The operating loss was US$100.7 million in 2021, representing a decrease of US$250.8 million, or 167.1%, from operating income of US$150.1
million in 2020.

Jinan and Qingdao, Shandong. Total revenue decreased by US$109.8 million, or 38.6%, from US$284.9 million in 2020 to US$175.0 million
in 2021. The gross profit decreased to US$-1.9 million, or -1.1% of revenue, in 2021 from US$23.9 million, or 8.4% of revenue, in 2020. The operating
loss was US$12.8 million in 2021, representing a decrease of US$21.4 million, or 247.1%, from operating income of US$8.7 million in 2020.

Suzhou, Kunshan and Xuzhou, Jiangsu and Shanghai. Total revenue increased by US$14.3 million, or 11.6%, from US$124.1 million in
2020 to US$138.4 million in 2021. Gross profit for the Jiangsu and Shanghai segment decreased to US$13.1 million, or 0.1% of revenue, in 2021, from
US$30.2 million, or 24.3% of revenue, in 2020. The operating loss was US$6.1 million in 2021, representing a decrease of US$25.6 million, or 131.2%,
from the operating income of US$19.5 million in 2020.

Chengdu, Sichuan.  Total  revenue  decreased  by  US$94.6  million,  or  42.3%  from  US$223.9  million  in  2020  to  US$129.3  million  in  2021.
Gross  loss  for  the  Sichuan  segment  was  US$35.7  million,  or  27.7%  of  revenue,  in  2021,  as  compared  to  gross  profit  of  US$9.0  million,  or  4%  of
revenue, in 2020. The operating loss was US$44.2 million in 2021, representing a decrease of US$45.6 million, or 3472.4%, from the operating income
of US$1.3 million in 2020.

Beijing and Tianjin. Total revenue increased by US$251.9 million, or 386.2%, from US$65.2 million in 2020 to US$317.2 million in 2021.
Gross  profit  for  the  Beijing  and  Tianjin  segment  was  US$60.8  million,  or  19.2%  of  revenue,  in  2021,  increasing  by  US$45.6  million  from  US$15.2
million, or 23.3% of revenue, in 2020. The operating loss was US$19.8 million in 2021, representing a decrease of US$39.0 million, or 66.3%, from the
operating loss of US$58.7 million in 2020.

Sanya, Hainan.  Total  revenue  decreased  by  US$10.1  million,  or  100%,  from  US$10.1  million  in  2020  to  nil  in  2021.  Gross  profit  for  the
Hainan  segment  was  nil  in  2021,  decreasing  by  US$4.5  million  from  US$4.5  million,  or  100%  of  revenue,  in  2020.  The  operating  loss  was  US$0.3
million in 2021, representing a decrease of US$3.5 million, or 109.7%, from operating income of US$3.2 million in 2020.

Changsha, Hunan. Total revenue decreased by US$18.7 million, or 64.4%, from US$29.0 million in 2020 to US$10.3 million in 2021. Gross
loss for the Hunan segment was US$0.8 million, or 8% of revenue, in 2021, decreasing by US$24.1 million from gross profit of US$23.3 million, or
80.2% of revenue, in 2020. Operating loss was US$1.9 million in 2021, representing a decrease of US$23.5 million, or 108.7%, from operating income
of US$21.7 million in 2020.

Xi’an, Shaanxi. Total revenue increased by US$156.5 million, or 1,003.7%, from US$15.6 million in 2020 to US$172.1 million in 2021. Gross
profit for the Shaanxi segment was US$24.9 million, or 14.5% of revenue, in 2021, increasing by US$27.3 million from gross loss of US$2.5 million, or
15.9% of revenue, in 2020. The operating income was US$15.7 million in 2021, representing an increase of US$22.2 million, or 340.0%, from operating
loss of US$6.5 million in 2020.

Zhuhai and Foshan, Guangdong. Total revenue increased by US$24.4 million, or 44.8%, from US$47.8 million in 2020 to US$69.2 million
in  2021.  Gross  profit  for  the  Guangdong  segment  was  US$8.4  million,  or  12.2%  of  revenue,  in  2021,  decreasing  by  US$5.3  million  from  US$13.8
million, or 28.8% of revenue, in 2020. The operating loss was US$2.1 million in 2021, representing a decrease of US$12.4 million, or 120.5%, from
operating income of US$10.3 million in 2020.

Wuhan, Hubei. Total revenue increased by US$0.1 million, or 100%, from nil to US$0.1 million in 2021. Gross profit for the Hubei segment
was US$0.1 million, or 80.3% of revenue, in 2021, increasing by US$ 0.1 million from gross loss of US$0.01 million, or nil of revenue, in 2020. The
operating loss was US$1.2 million in 2021, representing an increase of US$0.1 million, or 18.7%, from operating loss of US$1.4 million in 2020.

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Dalian, Liaoning. Total revenue decreased by US$13.5, or 27.4%, from US$49.2 million in 2020 to US$35.7 million in 2021. Gross profit for
the Liaoning segment was US$3.9 million, or 11.0% of revenue, in 2021, decreasing by US$6.7 million from US$10.6 million, or 21.5% of revenue, in
2020. The operating loss was US$0.1 million in 2021, representing a decrease of US$6.5 million, or 113.4%, from operating income of US$5.7 million
in 2020.

The United States. Total revenue increased by US$23.2 million, or 370.2%, to US$29.4 million in 2021 from US$6.3 million in 2020. This
region had a gross loss of US$6.8 million, or 23.1% of revenue, in 2021, decreasing by US$8.5 million from gross profit of US$1.7 million, or 27.0% of
revenue, in 2020. This region has an operating loss of US$14.0 million in 2021, increasing by US$9.5 million, or 211.1%, from operating loss of US$4.5
million in 2020.

Property Management. Total revenue increased by US$13.0 million, or 14.6%, to US$102.1 million in 2021 from US$89.0 million in 2020.
Gross profit was US$35.4 million, or 34.6% of revenue, in 2021, increasing by US$1.1 million from US$34.2 million, or 38.4% of revenue, in 2020.
The operating income was US$26.5 million in 2021, representing an increase of US$14.6 million, or 58.9%, from operating income of US$24.8 million
in 2020.

Others.  Total  revenue  remained  stable  at  US$0.06  million  in  both  2020  and  2021,  respectively.  It  consisted  of  real  estate-related  services,

including, among others, property management services, broadband network installation, landscaping services and consulting services.

Critical Accounting Policies

We  prepare  our  consolidated  financial  statements  in  accordance  with  U.S.  GAAP,  which  requires  us  to  make  judgments,  estimates  and
assumptions that affect (i) the reported amounts of our assets and liabilities, (ii) the disclosure of our contingent assets and liabilities at the end of each
reporting period and (iii) the reported amounts of revenues and expenses during each reporting period. We continually evaluate these estimates based on
our own experience, knowledge and assessment of current business and other conditions, and our expectations regarding the future based on available
information and reasonable assumptions, which together form our basis for making judgments about matters that are inherently uncertain. Since the use
of estimates is an integral component of the financial reporting process, our actual results could differ from those estimates. Some of our accounting
policies require a higher degree of judgment than others in their application.

When  reading  our  financial  statements,  you  should  consider  (i)  our  selection  of  critical  accounting  policies,  (ii)  the  judgment  and  other
uncertainties affecting the application of such policies and (iii) the sensitivity of reported results to changes in conditions and assumptions. We believe
the following accounting policies involve the most significant judgments and estimates used in the preparation of our financial statements.

Revenue recognition

Revenue  is  recognized  when  control  of  the  goods  or  services  are  transferred  to  the  customer  at  an  amount  that  reflects  the  consideration  to
which  we  expect  to  be  entitled  in  exchange  for  those  goods  or  services.  We  also  elected  to  exclude  sales  taxes  and  other  similar  taxes  from  the
measurement of the transaction price. Therefore, revenues are recognized net of business tax, value added taxes, or VAT.

A significant portion of our revenue is derived from real estate sales of development properties in the PRC, with revenue recognized using the
percentage-of-completion, or POC, method in previous years. Under ASC 606, to recognize revenue over time similar to the POC method, contractual
provisions need to provide us with an enforceable right to payment. Historically, our contracts did not include a specific term on enforceable right to
payment.  For  all  contracts  executed  starting  from  January  1,  2018,  we  modified  certain  terms  to  establish  an  enforceable  right  to  payment  for
performance completed to date, including a reasonable profit. Under ASC 606, we recognize revenue on an “over time” basis prospectively for these
new  contracts  by  using  cost  inputs  to  measure  progress  towards  the  completion  of  the  performance  obligation.  The  progress  towards  complete
satisfaction of the performance obligation is measured based on our efforts or inputs to the satisfaction of the performance obligation, by reference to the
contract costs incurred up to the end of reporting period as a percentage of total estimated costs for each contract. For those contracts that do not include
enforceable right to payment terms, revenue is recognized at a point in time when title to the property is transferred to the customer. For the periods
presented, all the revenues related to projects in the U.S. are recognized when title is transferred.

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Generally,  we  receive  short-term  advances  from  our  customers  for  real  estate  sales.  Using  the  practical  expedient,  we  do  not  adjust  the
promised amount of consideration for the effects of a significant financing component if we expect, at contract inception, that the period between the
transfer of the promised good or service to the customer and when the customer pays for that good or service will be one year or less. We also receive
long-term advances from customers for real estate sales. The transaction price for such contracts is adjusted for the effects of a financing component if
long-term advances from customers is assessed as significant at the individual contract level.

Contract assets

We pay sales commission to our real estate sales agencies for each real estate sales contract. We have elected to apply the optional practical
expedient for costs to obtain a contract which allows us to immediately expense sales commissions (included under selling and distribution expenses)
when the amortization period of the asset that we otherwise would have used is one year or less. For incremental costs of obtaining real estate sales
contracts that extend beyond a one-year period, these incremental costs of obtaining real estate sales contracts are recognized as assets if the real estate
sales are collectible and amortized as we transfer the control of the assets to customers.

Contract liabilities

A  contract  liability  is  the  obligation  to  transfer  goods  or  services  to  a  customer  for  which  we  have  received  consideration  (or  an  amount  of
consideration is due) from the customer. If a customer pays consideration before we transfer goods or services to the customer, a contract liability is
recognized when the payment is made or the payment is due (whichever is earlier). Our contract liabilities are comprised of customer deposits, which
are recognized as revenue when we perform under the contract.

Income taxes

We account for income tax using the balance sheet method. Deferred taxes are provided for the net tax effects of temporary differences between
the carrying amounts of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes, as well as unutilized net
operating losses. A valuation allowance is provided for deferred tax assets if it is more likely than not these items will either expire before we are able to
realize our benefits, or that future utilization is uncertain. We assess the need for valuation allowances by tax reporting unit by jurisdiction. Generally,
each of our reportable operating segments is organized in a separate tax reporting unit in a single tax jurisdiction.

Late payment interests and penalties arising from underpayment of income taxes is recognized according to the relevant tax law. The amount of
interest expense to be recognized is computed by applying the applicable statutory rate of interest to the difference between the tax position recognized
and the amount previously taken or expected to be taken in a tax return. Interest recognized in accordance with ASC 740-10, “Income Tax”, or ASC
740-10, is classified in the consolidated financial statements as interest expense, while penalties recognized in accordance with this interpretation are
classified in the consolidated financial statements as other expenses.

In accordance with the provisions of ASC 740-10, we recognize in our consolidated financial statements the impact of a tax position if a tax
return’s position or future tax position is “more likely than not” to prevail (defined as a likelihood of more than fifty percent of being sustained upon
audit, based on the technical merits of the tax position). Tax positions that meet the “more likely than not” threshold are measured (using a probability
weighted approach) at the largest amount of tax benefit that has a greater than fifty percent likelihood of being realized upon settlement. Our estimated
liability  for  unrecognized  tax  benefits  is  periodically  assessed  for  adequacy  and  may  be  affected  by  changing  interpretations  of  laws,  rulings  by  tax
authorities, certain changes and/or developments with respect to audits, and expiration of the statute of limitations. The outcome for a particular audit
cannot be determined with certainty prior to the conclusion of the audit and, in some cases, appeal or litigation process. The actual benefits ultimately
realized  may  differ  from  our  estimates.  As  each  audit  is  concluded,  adjustments,  if  any,  are  appropriately  recorded  in  our  consolidated  financial
statements.  Additionally,  in  future  periods,  changes  in  facts,  circumstances,  and  new  information  may  require  us  to  adjust  the  recognition  and
measurement  estimates  with  regards  to  individual  tax  positions.  Changes  in  recognition  and  measurement  estimates  are  recognized  in  the  period  in
which the changes occur.

Please see the more detailed discussion in Note 15 to our consolidated financial statements included elsewhere in this annual report.

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Land Appreciation Tax

In accordance with the relevant taxation laws for real estate companies of the provinces in which the subsidiaries operate in the PRC, the local
tax authorities levy the land appreciation tax, or LAT, based on progressive rates ranging from 30% to 60%, on the appreciation of land value, being the
proceeds  of  sales  of  properties  less  deductible  expenditures,  including  borrowing  costs  and  all  property  development  expenditures.  LAT  is  generally
prepaid based on a fixed percentage (varying by local tax jurisdiction) of customer deposits and is expensed when the related revenue is recognized.
Please see the more detailed discussion in Note 15 to our consolidated financial statements included elsewhere in this annual report.

Share-based compensation

Under  ASC  718,  “Compensation  -  Stock  Compensation”,  we  are  required  to  recognize  share-based  compensation  as  compensation  expense
based on the fair value of stock options and other equity awards on the date of the grant. We have elected to recognize compensation expense using the
straight-line method for all restricted shares and stock options granted with service conditions that have a graded vesting schedule. We have a policy of
using authorized shares in the existing pool to satisfy any future exercise of share options and shares repurchased held by a third party trustee to satisfy
the restricted shares granted under our 2014 RSU Plan.

For  options  granted  with  performance  conditions,  share-based  compensation  expense  is  recognized  based  on  the  probable  outcome  of  the
performance  condition  using  the  accelerated  method  over  the  requisite  service  period.  A  performance  condition  is  not  taken  into  consideration  in
determining fair value of the non-vested shares granted.

Real estate properties development completed and under development

Real  estate  properties  completed  and  under  development  consist  of  residential  unit  sites  and  commercial  offices.  We  lease  the  land  for  the
residential unit sites under land use right leases with various terms from the PRC. Real estate properties development completed, under development
stated at the lower of carrying amounts or fair value less selling costs.

Expenditures for land development, including cost of land use rights, deed tax, pre-development costs and engineering costs, are capitalized
and allocated to development projects by the specific identification method. Costs are allocated to specific units within a project based on the ratio of the
sales value of units to the estimated total sales value times the total project costs.

Costs of amenities transferred to buyers are allocated as common costs of the project that are allocated to specific units as a component of total
construction costs. For amenities retained by us, costs in excess of the related fair value of the amenities are also treated as common costs. Results of
operations of amenities retained by us are included in current operating results.

In  accordance  with  ASC  360,  “Property,  Plant  and  Equipment”,  or  ASC  360,  real  estate  property  development  completed  and  under
development are subject to valuation adjustments when the carrying amount exceeds fair value. An impairment loss is recognized only if the carrying
amount of the assets is not recoverable and exceeds fair value. The carrying amount is not recoverable if it exceeds the sum of the undiscounted cash
flows expected to be generated by the assets.

When  the  profitability  of  a  current  project  deteriorates  due  to  a  slowdown  in  the  sales  pace,  reduction  of  pricing  or  some  other  factor,  this
indicates that there may be a possible future loss on delivery and possible impairment in the recoverability of the assets. Accordingly, the assets of such
project are subsequently reviewed for future losses and impairment by comparing the estimated future undiscounted cash flows for the project to the
carrying value of such project. If the estimated future undiscounted cash flows are less than the asset’s carrying value, such deficit will be charged as a
future loss and the asset will then be written down to its estimated fair value.

We determine estimated fair value primarily by discounting the estimated future cash flows relating to the asset. In estimating the cash flows
for a project, we use various factors including (a) the expected pace at which the planned number of units will be sold, based on competitive market
conditions,  historical  trends  in  sales  pace  and  actual  average  selling  prices  of  similar  product  offerings  and  any  other  long  or  short-term  economic
conditions which may impact the market in which the project is located; (b) the estimated net sales prices expected to be attained based on the current
market conditions and historical price trends, as well as any estimated increases in future sales prices based upon the projected rate of unit sales, the
estimated  time  gap  between  presale  and  expected  delivery,  the  impact  of  government  policies,  the  local  and  regional  competitive  environment,  and
certain external factors such as the opening of a subway line, school or factory; and (c) the expected costs to be incurred in the future by us, including,
but not limited to, construction cost, construction overhead, sales and marketing, sales taxes and interest costs.

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Our determination of fair value requires discounting the estimated cash flows at a rate commensurate with the inherent risk associated with the
assets and related estimated cash flows. The discount rate used in determining each project’s fair value depends on the stage of development, location
and other specific factors that increase or decrease the risk associated with the estimated cash flows.

In  2020  and  2021,  we  recognized  impairment  loss  of  US$9.6  million  and  US$1.3  million  for  real  estate  properties  completed  and  under

development, respectively.

Real estate properties held for lease, net

Real estate properties held for lease are recorded at cost less accumulated depreciation. Depreciation is computed using the straight-line method

over the estimated useful lives of the assets. Estimated useful lives of the real estate properties held for lease are 20-60 years.

Maintenance,  repairs  and  minor  renewals  are  charged  directly  to  expenses  as  incurred.  Major  additions  and  improvements  to  the  real  estate

properties held for lease are capitalized.

In accordance with ASC 360, “Property, Plant and Equipment”, real estate properties held for lease are subject to valuation adjustments when
the carrying amount exceeds fair value. An impairment loss is recognized only if the carrying amount of the assets is not recoverable and exceeds fair
value. The carrying amount is not recoverable if it exceeds the sum of the undiscounted cash flows expected to be generated by the assets.

In 2020 and 2021, we did not recognize any impairment for real estate properties held for lease.

Leases

We  adopted  Accounting  Standards  Update  (ASU)  No.  2016-02,  Leases  (Topic  842),  or  ASU  2016-02,  from  January  1,  2019,  by  using  the
modified retrospective method and did not restate the comparable periods. We have elected the package of practical expedients, which allows us to carry
forward our original assessment of whether contracts contained a lease, lease classification, and the initial direct cost. Lastly, we elected the short-term
lease exemption for all contracts with lease terms of 12 months or less.

We determine if an arrangement is or contains a lease at inception or modification of a contract. A contract is or contains a lease if the contract
conveys the right to control the use of an identified asset for a period in exchange for consideration. Control over the use of the identified asset means
the lessee has both (a) the right to obtain substantially all of the economic benefits from the use of the asset and (b) the right to direct the use of the asset.

Lessee

We categorize leases with contractual terms longer than twelve months as either operating or finance. Finance leases are generally those leases
that transfer ownership to us or allow us to purchase assets at a nominal amount by the end of the lease term. Assets acquired under finance leases are
recorded in property and equipment, net and real estate properties held for lease, net. All other leases are recorded as operating lease right-of-use, or
ROU, assets.

Lease liability is recorded based on the present value of the lease payments over the lease term using a discount rate at commencement date. As
the implicit rate in our leases is not typically readily available, we use an incremental borrowing rate based on the information available at the lease
commencement  date  in  determining  the  present  value  of  lease  payments.  This  incremental  borrowing  rate  reflects  the  fixed  rate  at  which  we  could
borrow on a collateralized basis the amount of the lease payments in the same currency, for a similar term, in a similar economic environment. Leased
assets are recognized based on the initial present value of the lease payments, reduced by lease incentives.

Operating lease expense for lease payments is recognized on a straight-line basis over the lease term. The expected lease terms are based on the
non-cancelable term of the lease and may contain options to extend or terminate the lease when it is reasonably certain that we will exercise that option.
Finance lease assets are amortized in a manner consistent with our normal depreciation policy for owned assets. Variable lease payments not dependent
on an index or rate are excluded from the ROU assets and lease liability calculations and are recognized in expense in the period which the obligation
for those payments is incurred.

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Lessor

As a lessor, our leases are classified as operating leases under ASC 842, and thus, the pattern of recognition of real estate lease income remains
unchanged from previous lease accounting guidance. Leases, in which we are the lessor, are substantially all accounted for as operating leases and the
lease components and non-lease components are accounted for separately.

Effect of change in estimate

Revisions in estimated gross profit margins related to estimated costs and revenues are made in the period in which circumstances requiring the
revisions  become  known.  In  2021,  real  estate  development  projects  (Zhengzhou  International  New  City  A04,  Beijing  Xindo  Park,Chengdu  Thriving
Family, Chengdu Xinyuan City, Kunshan Xinyu Jiayuan), which recognized gross profit in 2020, had changes in their estimated gross profit margins. As
these projects moved closer to completion during 2021, the Company adjusted its prior estimates related to selling prices and development costs. As a
result  of  the  changes  in  estimate  above,  gross  profit,  net  income  and  basic  and  diluted  earnings  per  share  decreased  by  US$265.3  million  (2019:
decreased  by  US$59.1  million,  2020:  decreased  by  US$94.5  million),  US$199.0  million  (2019:  decreased  by  US$44.3  million  ,  2020:  decreased  by
US$70.9 million), US$1.85 per share (2019: decreased by US$0.39 per share, 2020: decreased by US$0.66 per share), and US$1.85 per share (2019:
decreased US$0.39 per share, 2020: decreased US$0.66 per share), respectively, in 2021.

Recently Issued Accounting Pronouncements

Please see the more detailed discussion in Note 2 to our consolidated financial statements included elsewhere in this annual report.

B.

Liquidity and Capital Resources

The accompanying consolidated financial statements have been prepared assuming that we will continue as a going concern. As of December 31, 2021,
our short-term bank loans and other debt, and current portion of long-term bank loans and other debt amounted to US$1,566.3 million while our cash
and cash equivalents amounted to US$426 million. As announced in the Form 6-K press release dated July 19, 2022, we did not made payments in full
for June 2022 Senior Secured Notes at maturity on June 29, 2022 with an outstanding amount of RMB545.5 million. We have pending litigations in the
PRC  and  the  contingent  compensation  is  subject  to  the  court  verdicts  with  estimated  amount  of  US$37.4  million.  We  anticipate  that  the  market
conditions in the real estate sector will remain under pressure in 2022, and therefore, in the absence of a sharp recovery in the market and the availability
of various financing options, we remain cautious about our liquidity in the near term. The above events or conditions indicate the existence of material
uncertainty and cast substantial doubt on our ability to continue as a going concern.

In view of such circumstances, our directors consider that we have taken various measures and will have adequate funds available to enable us

to operate as a going concern, taking into account our past operating performance and the following:

(a) We have been in negotiation with the sole noteholder of the June 2022 Senior Secured Notes, who is a third party, to waive the default and

extend the repayment for at least one year. The directors are of a view that the negotiation with the noteholder will be settled in the short term.

(b) We continue to implement measures to accelerate the pre-sales and sales of our properties under development and completed properties, and to

speed up the collection of outstanding sales proceeds.

(c) Up to the date of approval of the consolidated financial statements, we successfully consummated an exchange offer and consent solicitation
with respect to senior notes in the aggregate principal amount of US$207.7 million, which has effectively extended the maturity date to no
earlier than July 2023 and waived any potential defaults, thereby improving our liquidity.

(d) Up  to  the  date  of  approval  of  the  consolidated  financial  statements,  we  successfully  extended  the  maturity  date  of  long-term  loans  of  the
aggregate principal amount of US$68.5 million to no earlier than July 2023, alleviating the pressure on liquidity within a reasonable timeframe.
(e) We are actively negotiating with several existing financial institutions on the renewal of certain borrowings. Subsequent to December 31, 2021,
we have also been negotiating with various banks and financial institutions to secure new sources of financing which amounted to US$213.0
million.

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(f) We are actively negotiating with several banks and financial institutions on the extension for repayments of certain borrowings. We may be
able to extend the payment schedule for certain bank loans and other debts. Nevertheless, the confirmation of such extension is subject to the
final approval from the banks and financial institutions.

(g) We continue to monitor capital expenditure to balance and relieve cash resource to support operations.
(h) We continue to take action to tighten cost controls over various operating expenses.

Our directors also note the following considerations, which are relevant to our ability to continue as a going concern:

-
-

On December 31, 2021, total cash and cash equivalents of approximately US$426 million were held by us.
On  December  31,  2021,  we  had  available  undrawn  debt  facilities  of  approximately  US$6,003.0  million  relating  to  remaining  bank  and  other
borrowings. The maturities of these facilities range from January 2022 to July 2025.

In the event forecast cash flow is not achieved or the renewal of borrowings and public senior notes do not undergo as planned, our directors

have also evaluated other plans that could be undertaken to improve their liquidity position as follows:

1) We could adjust our original sale plan for some residential properties and commercial buildings to an earlier stage (i.e. second half year of

2022) in order to generate additional funds not less than approximately RMB3,600 million;

2) We could consider selling partial equity interests in our subsidiaries which have urban renewal development projects in the tier I and tier II

cities after the second half of 2022.

Taking into account all assumptions and plans as described above, our directors are of the opinion that we will have sufficient workingcapital to
maintain our operations and to pay our financial obligations as  and when they fall due for at least twelve months from the end of the reporting period.
Our directors are satisfied that it is appropriate to prepare these consolidated financial statements on a going concern basis.

Notwithstanding the above, uncertainty exists as to whether the renewal of borrowings and public senior notes can be renewed, and as to all
other alternative operating and financing plans, as we are still negotiating with our external financiers on financing us and the sales of properties depend
on market conditions. If we are unable to operate as a going concern, adjustments would have to be made to reduce the carrying values of our assets to
their recoverable amounts, to provide for financial liabilities which might arise, and to reclassify non-current assets and non-current liabilities as current
assets and current liabilities respectively, if applicable. The effects of these adjustments have not been reflected in the consolidated financial statements.

See Report of Independent Registered Public Accounting Firm in the accompanying consolidated financial statements.

As previously discussed, a principal factor affecting our results of operations and our growth is the acquisition of land and land use rights in
target markets. Under current regulations and market practice, land use rights for residential development purposes in the PRC may be acquired from
local governments through a competitive auction or other bidding process. These competitive auctions and bidding processes are typically announced 20
days before they are about to take place. To participate in these auctions, we are required to make a minimum deposit of 20-50% of the opening auction
price in cash. If we are successful on our bids, we are also generally required to remit the remaining purchase price within one to six months of the
auction. Further, under current regulations we are not permitted to borrow money from local banks to fund land purchases. As a result, we have to fund
land purchases either from cash flows from project sales or from financing transactions in foreign markets which have been and continue to be relatively
expensive and not easily accessible. (See “Item 3. Key Information D. Risk Factors — Our business requires access to substantial financing. Our failure
to obtain adequate financing in a timely manner could severely adversely (1) restrict our ability to complete existing projects, expand our business, or
repay our debts, and (2) affect our financial performance and condition.”) As a result of entering into other markets, we will also require adequate U.S.
dollar and other currency financing for our offshore operations, one of the sources of which is back-to-back loan arrangements with our subsidiaries,
which is subject to foreign exchange rate fluctuation and regulatory risk. See “Item 3. Key Information — D. Risk Factors — We face risks related to
our back-to-back loans.”

In addition to our land acquisitions, we expect to incur material project development costs on the acquired land. Our cash needs can only be
partially satisfied by construction loans and future cash flows from real estate projects under development in the upcoming fiscal year. To ensure that we
have  sufficient  funds  to  secure  attractive  land  parcels  and  cover  material  project  development  costs,  which  are  vital  to  our  growth  strategy,  we  have
chosen to maintain a certain level of cash reserves on hand. In addition, we are required to maintain restricted cash deposits by banks that provide loans
to us and our customers. The amount of the restricted cash deposits will

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vary based on the amount of the related loans. As of December 31, 2021, approximately US$246.9 million or 36.7% of our total cash balance reserve,
was restricted cash.

We  have  and  will  continue  to  closely  monitor  our  cash  flow  position  to  support  our  operations.  We  believe  we  manage  land  acquisition
activities in a rational manner to control land expenditure and achieve reasonable profit of each project investment. We also closely monitor collection of
accounts  receivable,  and  obtain  funds  through  a  variety  of  both  domestic  and  overseas  financing  activities  to  provide  a  solid  cash  flow  position  for
sustainable development.

We are a holding company established in the Cayman Islands and operate most of our business through our subsidiaries in China. Our cash
requirements  rely  significantly  upon  dividends  that  we  receive  from  our  subsidiaries  in  China.  To  the  extent  our  U.S.,  Malaysia  and  UK  operations
continue to grow, we may in the future also depend on dividends from our U.S., Malaysia and UK subsidiaries. If our subsidiaries incur indebtedness or
losses, their ability to pay dividends or other distributions to us may be negatively affected. Regulations in China currently permit payment of dividends
only  out  of  accumulated  after-tax  profits  upon  satisfaction  of  relevant  statutory  conditions  and  procedures,  if  any,  determined  in  accordance  with
Chinese accounting standards and regulations. In addition, restrictive covenants in bank credit facilities, bonds, other long-term debt agreements, joint
venture agreements or other agreements that we or our subsidiaries currently have or may enter into in the future may also restrict the ability of our
subsidiaries to pay dividends or make other distributions to us and our ability to receive distributions. See “Item 3. Key Information – D. Risk Factors -
Risks Related to Our Business - We are a holding company that depends on dividend payments from our subsidiaries for funding.”

Cash Flows

Net cash provided by operating activities
Net cash used in investing activities
Net cash used in by financing activities
Net increase/ (decrease) in cash, cash equivalents and restricted cash
Effect of exchange rate changes on cash and cash equivalents
Cash, cash equivalents and restricted cash, at beginning of year
Cash, cash equivalents and restricted cash, at end of year

Operating Activities

2020

2021

(US$ in thousands)

 336,767  
 (104,156) 
 (190,069) 
 42,542  
 114,855  
 1,102,585  
 1,259,982  

 135,609
 (22,775)
 (677,077)
 (564,243)
 24,132
 1,259,982
 719,872

Net cash provided by operating activities was US$135.6 million in 2021, primarily attributable to decrease in real estate properties completed
and under development of US$647.9 million, partially offset by a decrease in accounts payable, amounts due from related parties and other payables and
accrued liabilities of US$212.6 million.

Net cash provided by operating activities was US$336.8 million in 2020, primarily attributable to a decrease in real estate properties completed

and under development of US$440.5 million, partially offset by a decrease in customer deposits of US$233.5 million.

Proceeds from pre-sale of our properties under development are an important source of cash flow for our operations. PRC law allows us to pre-
sell properties before their completion upon satisfaction of certain requirements and requires us to use the pre-sale proceeds to develop the particular
project pre-sold. The amount and timing of cash flows from pre-sale are affected by a number of factors, including restrictions on pre-sale imposed by
PRC law, market demand for our properties subject to pre-sale, prices at which we can pre-sell and the number of properties we have available for pre-
sale. Any pre-sale payments we receive before we recognize revenue are recorded as current liabilities under customer deposits. As of December 31,
2020 and 2021, we recorded current liabilities consisting of customer deposits of US$952.9 million and US$1,162.4 million, respectively. We actively
market pre-sales of our properties in accordance with regulations to accelerate cash in flow to the extent possible.

Investing Activities

Net cash used in investing activities was US$22.8 million in 2021, and was mainly attributable to the acquisition of long-term investment.

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Net cash used in investing activities was US$104.2 million in 2020, and was mainly attributable to the acquisition of long-term investment, and

proceeds from return of capital.

Financing Activities

Net cash used in financing activities was US$677.1 million in 2021, and was primarily attributable to repayments of short-term and long-term
bank loans and other debt in the aggregate of US$1,876.4 million, partially offset by proceeds from short-term and long-term bank loans and other debt
in the aggregate of US$1,161.2 million.

Net cash used in financing activities was US$190.1 million in 2020, and was primarily attributable to repayments of short-term and long-term
bank loans and other debt in the aggregate of US$1,961.3 million, dividend to shareholders of US$14.3 million, partially offset by proceeds from short-
term and long-term bank loans and other debt in the aggregate of US$1,605.0 million.

Bank Borrowings and Other Debt

Bank borrowings and other debt are an important source of funding for our property developments. Our borrowings as of December 31, 2020

and 2021, respectively, were as follows:

Short-term bank loans and other debt
Long-term bank loans
Other long-term debt
Current portion of long-term bank loans and other debt
Total

2020
US$

 13,624,730  
 589,017,919  
 1,013,015,628  
 1,393,587,995  
 3,009,246,272  

2021
US$

 99,468,777
 494,076,875
 275,100,201
 466,820,657
 2,335,466,510

As  of  December  31,  2020  and  2021,  the  weighted  average  interest  rate  on  our  short-term  bank  loans  and  other  debt  was  7.76%  and  7.32%
respectively.  As  of  December  31,  2020,  US$13.6  million  of  the  short-term  borrowings  was  denominated  in  RMB  and  was  secured  by  real  estate
properties completed. As of December 31, 2021, US$95.1 million of the short-term bank loans was denominated in RMB and is secured by real estate
properties  completed,  land  use  right  and  property  and  equipment.  The  remaining  US$4.4  million  of  the  short-term  bank  loans  and  other  debt  was
denominated in U.S. dollars and was secured by RMB restricted cash.

As of December 31, 2020 and 2021, the weighted average interest rate on our long-term bank loans, including their current portion, was 6.19%
and  7.24%  respectively.  As  of  December  31,  2020,  US$866.1  million  of  the  long-term  bank  loans  was  denominated  in  Renminbi  and  secured  by
associated  land  use  rights,  real  estate  under  development,  real  estate  properties  held  for  lease,  and  real  estate  properties  completed.  The  remaining
US$205.0 million of the long-term bank loans was denominated in U.S. dollars and were secured by the equivalent amount of RMB bank deposits. As
of December 31, 2021, US$780.8 million of the long-term bank loans was denominated in Renminbi and secured by associated land use rights, real
estate under development and real estate properties held for lease, and property and equipment. The remaining US$38.5 million of the long-term bank
loans was denominated in U.S. dollars and was secured by the RMB restricted cash.

Since June 2003, commercial banks have been prohibited under the PBOC guidelines from advancing loans to fund the payment of land use
rights. In addition, the PRC government also encourages property developers to use internal funds to develop their property projects. Under guidelines
jointly issued by the MOHURD and other PRC government authorities in August 2004, commercial banks in China are not permitted to lend funds to
property developers with an internal capital ratio, calculated by dividing the internal funds available by the total capital required for the project, of less
than 35%. These internal capital ratio requirements have limited the amount of bank financing that property developers, including us, are able to obtain.

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Debt Securities

In addition to bank loans, the Group from time to time raises funds through the issuance of debt securities. On December 6, 2013, we issued
US$200 million aggregate principal amount of June 2019 Senior Secured Notes, which notes we subsequently redeemed in 2017. On August 30, 2016,
we  issued  US$300  million  aggregate  principal  amount  of  the  August  2019  Senior  Secured  Notes.  On  February  28,  2017,  we  issued  US$300  million
aggregate  principal  amount  of  the  February  2021  Senior  Secured  Notes.  On  November  22,  and  December  1,  2017  we  issued  collectively  US$300
million  aggregate  principal  amount  of  November  2020  Senior  Secured  Notes.  On  March  19,  2018,  we  issued  US$200  million  aggregate  principal
amount of March 2020 Senior Secured Notes. On April 15, 2019 and April 26, 2019, the Company issued a collective aggregate principal amount of
US$300 million of October 2021 Senior Secured Notes. The October 2021 Notes bear interest at 14.2% per annum, payable semi-annually. Interest will
be payable on April 15 and October 15 of each year, commencing October 15, 2019. The October 2021 Notes have a two and a half year (thirty month)
term  maturing  on  October  15,  2021.  On  June  29,  2020,  the  Company  issued  a  collective  aggregate  principal  amount  of  RMB514.5  million  (US$75
million) of June 2022 Senior Secured Notes. The June 2022 Notes bear interest at 12% per annum, payable semi-annually. Interest will be payable on
December 29 and June 29 of each year, commencing December 29, 2020. The June 2022 Notes have a two-year term maturing on June 29, 2022. On
September 17, 2020, the Company issued a collective aggregate principal amount of US$300 million of September 2023 Senior Secured Notes. The
September 2023 Notes bear interest at 14.5% per annum, payable semi-annually. Interest will be payable on March 17 and September 17 of each year,
commencing March 17, 2021. The September 2023 Notes have a three-year term maturing on September 17, 2023. On January 25, 2021, the Company
issued a collective aggregate principal amount of US$270 million of January 2024 Senior Secured Notes. The January 2024 Notes bear interest at 14.0%
per annum, payable semi-annually. Interest will be payable on July 25 and January 25 of each year, commencing July 25, 2021. The January 2024 Notes
have a three-year term maturing on January 25, 2024.

On October 15, 2021, eligible holders of the October 2021 Notes in the aggregate principal amount of US$207,680,000 exchanged their notes
and  the  Company  delivered  new  notes  in  the  aggregate  principal  amount  of  US$205,401,000  and  US$19,101,080  in  cash  consideration  in  full
satisfaction of the exchange consideration to those eligible holders. The October 2023 Senior Secured Notes bear interest at 14.2% per annum, payable
semi-annually.  Interest  will  be  payable  on  April  15  and  October  15  of  each  year,  commencing  April  15,  2022.  The  new  notes  have  a  two-year  term
maturing on October 15, 2023.

The May 2018 Senior Secured Notes, the June 2019 Senior Secured Notes, the August 2019 Senior Secured Notes, the February 2021 Senior
Secured Notes, the November 2020 Senior Secured Notes, the March 2020 Senior Secured Notes, the October 2021 Senior Secured Notes, the June
2022  Senior  Secured  Notes,  the  September  2023  Senior  Secure  Notes,  and  the  January  2024  Senior  Secured  Notes  were  issued  without  registration
under the Securities Act in offerings conducted outside the United States pursuant to Regulation S under the Securities Act.

Senior Secured Notes

Our obligations under the August 2019 Senior Secured Notes, the February 2021 Senior Secured Notes, the November 2020 Senior Secured
Notes and the March 2020 Senior Secured Notes, the indenture governing the August 2019 Senior Secured Notes (the “August 2019 Indenture”), the
indenture  governing  the  February  2021  Senior  Secured  Notes  (the  “February  2021  Indenture”),  the  indenture  governing  the  November  2020  Senior
Secured  Notes  (the  “November  2020  Indenture”),  the  indenture  governing  the  March  2020  Senior  Secured  Notes  (the  “March  2020  Indenture”),  the
indenture  governing  the  October  2021  Senior  Secured  Notes  (the  “October  2021  Indenture”),  the  indenture  governing  the  June  2022  Senior  Secured
Notes (the “June 2022 Indenture”) and the indenture governing the September 2023 Senior Secured Notes (the “September 2023 Indenture”) have been
guaranteed  initially  by  certain  of  our  wholly-owned  subsidiaries,  Xinyuan  Real  Estate,  Ltd.,  Xinyuan  International  Property  Investment  Co.,  Ltd.,
Victory  Good  Development  Limited,  South  Glory  International  Limited,  Elite  Quest  Holdings  Limited  and  Xinyuan  International  (HK)  Property
Investment Co., Limited (the “Subsidiary Guarantors”) and will be guaranteed by such other of our future subsidiaries in accordance with the terms of
the applicable Indenture. Our obligations under the August 2019 Senior Secured Notes, the February 2021 Senior Secured Notes, the November 2020
Senior Secured Notes, the March 2020 Senior Secured Notes, the August 2019 Indenture, the February 2021 Indenture, the November 2020 Indenture,
the March 2020 Indenture, the October 2021 Indenture, the June 2022 Indenture and the September 2023 Indenture are secured by a pledge of the capital
stock of our wholly-owned subsidiaries, Xinyuan Real Estate, Ltd., Xinyuan International Property Investment Co., Ltd., Victory Good Development
Ltd., South Glory International Ltd. and Elite Quest Holdings Ltd.

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The  August  2019  Indenture,  the  February  2021  Indenture,  the  November  2020  Indenture,  the  March  2020  Indenture,  the  October  2021
Indenture, the June 2022 Indenture and the September 2023 Indenture contain certain covenants that, among others, restrict our ability and the ability of
our  restricted  subsidiaries  (as  defined  in  the  applicable  Indenture)  to  incur  additional  debt  or  to  issue  preferred  stock,  to  make  certain  payments  or
investments, to pay dividends or purchase or redeem capital stock, to sell assets (including limitations on the use of proceeds of asset sales), to grant
liens on the collateral securing the August 2019 Senior Secured Notes, the February 2021 Senior Secured Notes, the November 2020 Senior Secured
Notes, the March 2020 Senior Secured Notes, the October 2021 Senior Secured Notes, the June 2022 Indenture, or the September 2023 Indenture, as
applicable, or other assets, to make certain other payments and to engage in transactions with affiliates and holders of more than 10% of our common
shares,  subject  to  certain  qualifications  and  exceptions  and  the  satisfaction,  in  certain  circumstances  of  specified  conditions,  such  as  a  Fixed  Charge
Coverage Ratio (as defined in the applicable Indenture) of 2.50 to 1.0, 2.0 to 1.0, 2.0 to 1.0, 2.0 to 1.0, and 2.0 to 1.0, respectively. Certain of these
limitations,  including  restrictions  on  the  incurrence  of  certain  indebtedness  or  issuances  of  preferred  stock,  the  making  of  certain  payment  or
investments, payments of dividends, and sales of assets will be suspended if the August 2019 Senior Secured Notes, the February 2021 Senior Secured
Notes,  the  November  2020  Senior  Secured  Notes,  the  March  2020  Senior  Secured  Notes,  the  October  2021  Senior  Secured  Notes  the  June  2022
Indenture or the September 2023 Indenture as applicable, obtain and retain an investment grade rating.

At any time prior to the maturity date of a series of senior secured notes, we may, at our option, redeem the outstanding notes of the series in
whole, but not in part, at a redemption price equal to 100.0% of the principal amount of that series of senior secured notes plus the Applicable Premium
as of, and accrued and unpaid interest, if any, to (but not including) the redemption date. “Applicable Premium” means with respect to a series secured
note of any series at any redemption date, the greater of (i) 1.00% of the principal amount of such the Senior Secured Note, and (ii) the excess of (A) the
present value at such redemption date of the principal amount of such senior secured note plus all required remaining scheduled interest payments due
on such senior secured note through its maturity date (but excluding accrued and unpaid interest to the redemption date), computed using a discount rate
equal to the Adjusted Treasury Rate (as defined in the applicable Indenture) plus 100 basis points, over (B) the principal amount of such senior secured
note on such redemption date.

At any time prior to maturity date of a series of senior secured notes, we may redeem up to 35% of the aggregate principal amount of that series
of senior secured notes with the net cash proceeds of one or more sales of our common shares in certain equity offerings, within a specified period after
the equity offering, at a redemption price of (a) in the case of the August 2019 Senior Secured Notes, 108.125% of the principal amount, (b) in the case
of the February 2021 Senior Secured Notes, 107.75% of the principal amount, (c) in the case of the November 2020 Senior Secured Notes, 108.875% of
the principal amount, (d) in the case of the March 2020 Senior Secured Notes, 109.875% of the principal amount and (e) in the case of the October 2021
Senior Secured Notes, 114.2%, plus, in each case, accrued and unpaid interest, if any, to (but not including) the redemption date. At least 65% of the
aggregate principal amount of a series being so redeemed must remain outstanding after such redemption.

Following  any  Change  of  Control  Triggering  Event  applicable  to  a  series  of  senior  secured  notes,  we  must  make  an  offer  to  purchase  all
outstanding senior secured notes of that series at a purchase price equal to 101.0% of the principal amount thereof plus accrued and unpaid interest, if
any, to (but not including) the purchase payment date. A “Change of Control Triggering Event” means the occurrence of both a Change of Control (as
defined in the applicable Indenture) and specified decline in the ratings of the senior secured notes within six months after the date of public notice of
the occurrence of a Change of Control or the intention by us or any other person to effect a Change of Control.

June 2019 Senior Secured Notes

The June 2019 Senior Secured Notes bore interest at 13% per annum payable semi-annually. Interest was payable on June 6 and December 6 of

each year, commencing June 6, 2014. The final maturity date of the June 2019 Senior Secured Notes was June 6, 2019.

On July 10, 2017, we redeemed an aggregate principal amount of US$200,000,000 of all outstanding June 2019 Senior Secured Notes at the
redemption price equal to 106.5% of the principal amount thereof, being US$213,000,000, plus accrued and unpaid interest of US$2,456,000 to July 10,
2017. The total redemption price paid by the Company on July 10, 2017 was US$215,456,000. The Company funded the redemption using the proceeds
from the offering of its February 2021 Senior Secured Notes. As of December 31, 2021, the total outstanding principal amount of the October 2021
Senior Secured Notes was nil.

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August 2019 Senior Secured Notes

On August 30, 2016, we issued an aggregate principal amount of US$300,000,000 of the August 2019 Senior Secured Notes. The August 2019
Senior Secured Notes bear interest at 8.125% per annum payable semi-annually. Interest will be payable on February 28 and August 30 of each year,
commencing February 28, 2017. The August 2019 Senior Secured Notes have a three-year term maturing on August 30, 2019.

From  August  31,  2018  to  December  31,  2018,  the  Company  redeemed  August  2019  Senior  Secured  Notes  for  a  total  principal  amount  of
US$11.9  million.  The  Company  recognized  gain  on  extinguishment  of  debt  amounting  to  US$511,919,  consisting  of  the  gain  from  the  difference
between  repurchase  price  and  principal  amount  of  the  debt  amounting  to  US$577,449  and  the  loss  from  unamortized  deferred  debt  issuance  costs
amounting to US$65,530.

On April 15, 2019, the Company completed the repurchase of US$119,989,000 in principal amount of the August 2019 Senior Secured Notes
pursuant  to  an  Offer  to  Purchase  for  an  aggregate  purchase  price  of  US$121,861,755  including  accrued  interest.  As  of  December  31,  2021,  the  total
outstanding principal amount of August 2019 Senior Secured Notes was nil.

February 2021 Senior Secured Notes

On February 28, 2017, we issued an aggregate principal amount of US$300,000,000 of the February 2021 Senior Secured Notes. The February
2021 Senior Secured Notes bear interest at 7.75% per annum payable semiannually. Interest will be payable on February 28 and August 28 of each year,
commencing August 28, 2017. The February 2021 Senior Secured Notes have a four-year term maturing on February 28, 2021. As of December 31,
2021, the total outstanding principal amount of the February 2021 Senior Secured Notes was nil.

November 2020 Senior Secured Notes

On  November  22,  2017  and  December  1,  2017,  we  issued  an  aggregate  principal  amount  of  US$200,000,000  and  US$100,000,000  of  the
November  2020  Senior  Secured  Notes,  respectively.  The  November  2020  Senior  Secured  Notes  bear  interest  at  8.875%  per  annum  payable  semi-
annually. Interest will be payable on May 22 and November 22 of each year, commencing May 22, 2018. The November 2020 Senior Secured Notes
have a three-year term maturing on November 22, 2020. As of December 31, 2021, the total outstanding principal amount of the November 2020 Senior
Secured Notes was nil.

March 2020 Senior Secured Notes

On March 19, 2018, we issued an aggregate principal amount of US$200,000,000 of the March 2020 Senior Secured Notes. The March 2020
Senior Secured Notes bear interest at 9.875% per annum payable semi-annually. Interest will be payable on March 19 and September 19 of each year,
commencing September 19, 2018. The March 2020 Senior Secured Notes have a two-year term maturing on March 19, 2020.

On April 15, 2019, the Company completed the repurchase of US$75,700,000 in principal amount of the March 2020 Senior Secured Notes
pursuant to a privately negotiated transaction for an aggregate purchase price of US$76,239,888 including accrued interest. As of December 31, 2021,
the total outstanding principal amount of the March 2020 Senior Secured Notes was nil.

October 2021 Senior Secured Notes

On April 15, 2019 and April 26, 2019, the Company issued a collective aggregate principal amount of US$300,000,000 of the October 2021
Senior Secured Notes. The October 2021 Senior Secured Notes bear interest at 14.2% per annum, payable semi-annually. Interest will be payable on
April 15 and October 15 of each year, commencing October 15, 2019. The October 2021 Notes have a two and a half year (thirty month) term maturing
on October 15, 2021. As of December 31, 2021, the total outstanding principal amount of the October 2021 Senior Secured Notes was nil.

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June 2022 Senior Secured Notes

On June 29, 2020, the Company issued a collective aggregate principal amount of RMB514,500,000 (US$75 million) of the June 2022 Senior
Secured Notes. The June 2022 Senior Secured Notes bear interest at 12.0% per annum, payable semi-annually. Interest will be payable on June 29 and
December 29 of each year, commencing December 29, 2020. The June 2022 Notes have a two-year term maturing on June 29, 2022. As of December
31, 2021, we had a total principal amount of US$79.7 of June 2022 Senior Secured Notes outstanding. We did not make payments in full for the June
2022 Senior Secured Notes at maturity on June 29, 2022. The total amount due and payable, including principal and interests, was RMB545.3 million.
We  have  been  in  negotiation  with  the  sole  beneficial  holder,  who  is  a  third  party,  with  a  view  to  resolving  the  matter  soon.  We  have  also  engaged
Alvarez & Marsal Corporate Finance Limited and Latham & Watkins LLP to advise on the related debt matters.

September 2023 Senior Secured Notes

On  September  17,  2020,  the  Company  issued  a  collective  aggregate  principal  amount  of  US$300,000,000  of  the  September  2023  Senior
Secured Notes. The September 2023 Senior Secured Notes bear interest at 14.5% per annum, payable semi-annually. Interest will be payable on March
17  and  September  17  of  each  year,  commencing  March  17,  2020.  The  September  2023  Senior  Secured  Notes  have  a  three-year  term  maturing  on
September 17, 2023. As of December 31, 2021, we had a total principal amount of US$256.1 of September 2023 Senior Secured Notes outstanding.

January 2024 Senior Secured Notes

On  January  25,  2021,  the  Company  issued  a  collective  aggregate  principal  amount  of  US$270,000,000  of  the  January  2024  Senior  Secured
Notes. The January 2024 Senior Secured Notes bear interest at 14.0% per annum, payable semi-annually. Interest will be payable on July 25 and January
25 of each year, commencing July 25, 2021. The January 2024 Senior Secured Notes have a three-year term maturing on January 25, 2024. With respect
to  these  Notes,  we  had  the  interest  payment  of  US$18,516,400.00  due  on  January  25,  2022.  We  did  not  make  the  payment  until  February  23,  2022,
which was subsequent to the interest payment date but prior to the expiration of the 30-day grace period with respect to interest payments under the
Senior Secured Notes. As of December 31, 2021, we had a total principal amount of US$262.1 of January 2024 Senior Secured Notes outstanding.

October 2023 Senior Secured Notes

On  October  15,  2021,  eligible  holders  of  the  October  2021  Senior  Secured  Notes  in  the  aggregate  principal  amount  of  US$207,680,000
exchanged their notes and we delivered new notes in the aggregate principal amount of US$205,401,000  and US$19,101,080 in cash consideration in
full satisfaction of the exchange consideration to those eligible holders. The new notes bear interest at 14.2% per annum, payable semi-annually. Interest
will be payable on April 15 and October 15 of each year, commencing April 15, 2021. The new notes have a two-year term maturing on October 15,
2023. As of December 31, 2021, we had a total principal amount of US$132.6 of October 2023 Senior Secured Notes outstanding.

Onshore Corporate Bonds

On December 28, 2015, Xinyuan China issued the first tranche of the onshore corporate bonds with an aggregate principal amount of US$154
million due on December 28, 2020 (the “First Tranche Bonds”) at a coupon rate of 7.5% per annum payable annually. Interest is payable on December
28 of each year, commencing December 28, 2016. Given that First Tranche Bonds is debt in its legal form and is not a derivative in its entirety, it has
been classified as other long-term debt. The Company has evaluated and determined that there was no embedded derivative requiring bifurcation from
the First Tranche Bonds under the requirements of ASC 815 “Derivatives and Hedging”. The First Tranche Bonds were issued at par. On January 27,
2016, Xinyuan China issued the second tranche of the onshore corporate bonds with an aggregate principal amount of US$107 million due on January
27, 2021, or the Second Tranche Bonds, at a coupon rate of 7.47% per annum payable annually. On March 14, 2016, Xinyuan China issued the third
tranche of the onshore corporate bonds with an aggregate principal amount of US$77 million due on March 14, 2021, or the Third Tranche Bonds, at a
coupon rate of 7.09% per annum payable annually. As of December 31, 2021, the total outstanding principal amount of each of the First Tranche Bonds,
Second Tranche Bonds and Third Tranche Bonds outstanding was nil.

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Upon the third anniversary of the issuance of each tranche of bonds, Xinyuan China may adjust the applicable coupon rate and the holders have
the right within a specified time period to require the Company to repurchase the bonds following the Company’s announcement of whether it intends to
adjust the interest rate.

The  bonds  contain  restrictions  on  certain  business  activities  of  Xinyuan  (China)  Real  Estate  Ltd.  when  in  default  on  payment  of  interest  or

principal, including, among others, limitations on distributions of net income, limitations on certain expenditures, or business combination transactions.

On August 15, 2016, Xinyuan China issued a new tranche of onshore corporate bonds with an aggregate principal amount of RMB1.5 billion
(US$216 million) due on August 15, 2019, or the New Tranche, at a coupon rate of 7.5% per annum payable annually. Interest was payable on August
15  of  each  year,  commencing  August  15,  2017.  On  April  7,  2017,  Xinyuan  China  issued  a  new  second  tranche  of  onshore  corporate  bonds  with  an
aggregate  principal  amount  of  RMB1.13  billion  (US$173  million)  due  on  April  7,  2020,  or  the  2017  Tranche,  at  a  coupon  rate  of  8.2%  per  annum
payable  annually.  Interest  was  payable  on  April  7  of  each  year,  commencing  April  7,  2018.  Upon  the  first  anniversary  of  the  issuance  of  the  New
Tranche and 2017 Tranche, respectively, Xinyuan China could adjust the applicable coupon rate and the holders have the right within a specified time
period  to  require  the  Company  to  repurchase  the  bonds  following  the  Company’s  announcement  of  whether  it  intends  to  adjust  the  interest  rate.  On
August 15, 2017, Xinyuan China adjusted the annual interest rate of the New Tranche Bonds to 8.2% from 7.5%. As of December 31, 2021, the total
outstanding principal amount of each of the New Tranche and 2017 Tranche was nil.

On September 20, 2018, Xinyuan China issued a new tranche of onshore corporate bonds with an aggregate principal amount of RMB 600
million (US$87 million) due on September 21, 2020, or the 2018 Tranche, at a coupon rate of 8.5% per annum payable annually. Interest is payable on
September 21 of each year, commencing September 21, 2019. As of December 31, 2021, the total outstanding principal amount of the 2018 Tranche was
nil. The above three tranches of onshore corporate bonds were issued at par.

On January 4, 2019, Xinyuan (China) Real Estate, Ltd. issued a new tranche of the onshore corporate bonds with an aggregate principal amount
of RMB 600 million due on January 4, 2022, or the 2019 Tranche, at a coupon rate of 8.5% per annum payable annually. Interest is payable on January 4
of each year, commencing January 4, 2020. As of December 31, 2021, the total outstanding principal amount of the 2019 Tranche was nil.

On April 1, 2019, Xinyuan (China) Real Estate, Ltd. completed the issuance of a new tranche of the onshore corporate bonds with an aggregate
principal amount of RMB 980 million due on April 1, 2024, or the 2019 First Tranche Bonds, at a coupon rate of 8.4% per annum payable annually.
Interest is payable on April 1 of each year, commencing April 1, 2020. As of December 31, 2021, the total outstanding principal amount of the 2019
First Tranche Bonds was nil.

On November 12, 2020, Xinyuan (China) Real Estate, Ltd. issued a new tranche of the onshore corporate bonds with an aggregate principal
amount of US$130 million due on November 13, 2025, or the 2020 Tranche Bonds, at a coupon rate of 8.35% per annum payable annually. Interest is
payable on November 16 of each year, commencing November 13, 2020. As of December 31, 2021, a total principal amount of US$28.8 million of the
2020 Tranche Bonds was outstanding.

On January 7, 2021, Xinyuan (China) Real Estate, Ltd. issued a new tranche of the onshore corporate bonds with an aggregate principal amount
of US$78 million due on January 6, 2026, or the 2021 Tranche Bonds, at a coupon rate of 8.35% per annum payable annually. Interest is payable on
January 6 of each year, commencing January 6, 2022. As of December 31, 2021, a total principal amount of US$14.9 million of the 2021 Tranche Bonds
was outstanding.

Capital Expenditures

Our capital expenditures were US$1.3 million and US$4.0 million in 2020 and 2021, respectively. Our capital expenditures in 2020 and 2021
were mainly used for building improvements, and purchase of aircraft, vehicles, fixtures and furniture and computer network equipment. The source of
our capital expenditures is primarily the cash flow generated from operating activities.

As of December 31, 2021, we had outstanding commitments with respect to non-cancelable construction contracts for real estate development

in the amount of US$1,518.8 million.

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Material Cash Requirements

Our material cash requirements, as of December 31, 2021 and any subsequent period, primarily included contractual construction costs, and
repayment  of  principle  and  interests  for  bank  loans  and  debts.  We  intend  to  fund  our  existing  and  future  material  cash  requirements  with  cash  flow
generated  from  operating  activities,  issuance  of  debt  securities  and  obtaining  of  bank  borrowings.  We  will  continue  to  make  cash  commitments,
including capital expenditures, to support the growth of our business.

Our capital expenditures primarily consist of building improvements, purchase of aircraft and construction equipment, vehicles, fixtures and
furniture and computer network equipment. Our capital expenditures were RMB38.0 million (US$5.5 million), RMB8.9 million (US$1.3 million), and
RMB25.6 million (US$4.0 million) in the years ended December 31, 2019, 2020 and 2021, respectively. We will continue to make capital expenditures
to meet the expected growth of the business. Our capital expenditures may decrease in the future as we do not expect significant demands in purchasing
incremental equipment. We currently plan to fund these expenditures with the cash flow generated from operating activities.

As of December 31, 2021, our contractual obligations amounted to US$4,219.6 million, primarily arising from contracted construction costs or
other  capital  commitments  for  future  property  developments  and  debt  obligations.  The  following  table  sets  forth  our  contractual  obligations  for  the
periods indicated:

Long-term debt obligations
Long-term bank loans
Interest on long-term bank loans (1)
Other long-term debt
Interest on other long-term debt (2)
Current portion of long-term bank loan and other debt
Interest on current portion of long-term bank loan and other debt (1)
Short-term debt obligations
Short-term bank loans
Interest on short-term debt obligations (3)
Operating lease obligations
Non-cancellable construction contract obligations
Capital lease obligations (4)
Total

Payments due by period

Total

Less than 
1 year

1-3 years
(US$ in thousands)

3-5 years

 494,077  
 85,942  
 275,100  
 111,673  
 1,466,821  
 152,527  

 99,469  
 3,246  
 3,597  
 1,518,771  
 5,761  
 4,216,984  

 —  
 43,943  
 —  
 —  
 1,466,821  
 152,527  

 99,469  
 3,246  
 2,311  
 748,765  
 5,761  
 2,522,843  

 449,846  
 26,984  
 232,005  
 108,346  
 —  
 —  

 —  
 —  
 1,286  
 673,399  
 —  
 1,491,866  

 5,411  
 7,927  
 43,095  
 3,327  
 —  
 —  

 —  
 —  
 —  
 96,607  
 —  
 156,367  

More
than 5
 years

 38,820
 7,088
 —
 —
 —
 —

 —
 —
 —
 —
 —
 45,908

(1) Our long-term bank loans, including current portion, bear variable interest at rates adjustable based on the PBOC benchmark rate. Interest on long-
term  loans,  including  current  portion,  was  calculated  based  on  the  current  interest  rate  of  each  loan,  ranging  from  3.50%  to  10.00%  per  annum,
using the PBOC benchmark rate of 4.75% as of December 31, 2021.

(2) Interest on other long-term debt is calculated based on the interest rates for relevant loans, ranging from 5.95% to 14.50% per annum.
(3) Interest on short-term loans is calculated based on the interest rates for relevant loans, ranging from 2.90% plus 12-month LIBOR to 30.00% per

annum.

(4) In  2012,  Henan  Xinyuan  Real  Estate  Co.,  Ltd.,  or  Henan  Xinyuan,  one  of  our  subsidiaries,  entered  into  a  capital  lease  agreement  with
MinshengHongtai (Tianjin) Aviation Leasing Co., Ltd., or Minsheng, to lease an aircraft. Under the terms of the agreement, Minsheng purchased a
Gulf 450 from Gulfstream Aerospace Corporation and leased the aircraft to Henan Xinyuan for a term of 96 months starting from September 12,
2013. We measured a capital lease asset and capital lease obligation at an amount equal to the present value of the minimum lease payments during
the lease term, excluding the portion of the payments representing executory costs (such as insurance, maintenance, and taxes to be paid by the
lessor) as well as any profit thereon. See Note 13 to the consolidated financial statements contained elsewhere in this annual report on Form 20-F.

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We  have  projected  cash  flows  for  each  of  our  existing  projects,  considering  a  number  of  factors,  including  the  relative  stage  of  each  of  our
projects under construction and our projects under planning and the demand for and the average selling prices of our projects. For any given project, we
use  cash  early  in  the  project  life  and  generate  cash  later  in  the  project  life.  Costs  for  land  acquisition,  site  preparation,  foundation,  and  early  above-
ground framing are all incurred before we obtain licenses from local governing authorities to enter into pre-sale activity. The construction of many of
our projects is carried-out in phases, the timing of which is primarily determined by us based on the pace of the market demand for units in the project.
Accordingly,  after  receiving  the  pre-sale  permits  relating  to  a  project,  we  are  in  a  better  position  to  manage  some  of  our  construction  activities  to
coincide with the timing of expected pre-sales.

We believe our cash on hand, projected cash flow from operations, available construction loan borrowing capability, and potential access to
capital markets, should be sufficient to meet our expected cash requirements, including our non-cancellable construction contract obligations and capital
lease obligations that are due on various dates through March 1, 2022, , and for Xinyuan China to satisfy its obligations under the First, Second, Third,
2018  Tranche  Bonds,  2019  Tranche,  2019  First  Tranche  Bonds,  2020  Tranche  Bonds  and  2021  Tranche  Bonds.  The  repayment  of  the  outstanding
principal amount of our June 2022 Senior Secured Notes due in June 2022  was delayed and is being negotiated with the sole beneficiary holder

Our ability to secure sufficient financing for land use rights acquisition and property development depends on internal cash flows in addition to
a  number  of  other  factors  that  are  not  completely  under  our  control,  including  lenders’  perceptions  of  our  creditworthiness,  market  conditions  in  the
capital markets, investors’ perception of our securities, the PRC economy and the PRC government regulations that affect the availability and cost of
financing for real estate companies or property purchasers and the U.S. economy and recovery of the U.S. real estate markets.

There can be no assurance that our internally generated cash flow and external financing will be sufficient for us to meet our contractual and
financing obligations in a timely manner. We may require additional cash due to changing business conditions or other future developments, including
any decline in cash flow from operations or any investments or acquisitions we may decide to pursue. In the event that proceeds from the sale of units
for  a  project  are  insufficient  to  meet  our  contractual  and  financing  obligations,  we  would  need  to  raise  the  required  funds  through  new  borrowings,
refinancing of existing borrowings, public or private sales of equity securities, or a combination of one or more of the above. We cannot assure you that
we will be able to obtain adequate funding in a timely manner and on reasonable terms, or at all.

Moreover, as is customary in the property industry in China, we provide guarantees to commercial banks in respect of the mortgage loans they
extend to our customers prior to the issuance of their property ownership certificates. These guarantees remain outstanding until the completion of the
registration  of  the  mortgage  with  the  relevant  mortgage  registration  authorities.  In  most  cases,  guarantees  for  mortgages  on  residential  properties  are
discharged when we submit the individual property ownership certificates and certificates of other interests in the property to the mortgagee bank. In our
experience,  the  application  for  and  issuance  of  the  individual  property  ownership  certificates  typically  takes  six  to  twelve  months,  so  the  guarantee
periods typically last for up to six to twelve months after we deliver the related property.

As  of  December  31,  2020  and  2021,  we  guaranteed  mortgage  loans  in  the  aggregate  outstanding  amount  of  US$1,796.4  million  and

US$2,156.3 million, respectively.

We  generally  pre-sell  properties  prior  to  the  completion  of  their  construction.  Sales  contracts  are  executed  during  the  pre-sale  period  and

mortgages are generally executed within 30 days after the buyer signs the sales contract.

The pre-sale period begins upon receipt of a government permit which is issued soon after groundbreaking on a given phase of the project. The
period from groundbreaking to delivery consists of building construction, landscaping, municipal government inspections and issuance of a certificate of
occupancy. This “delivery period” will generally range from one to two years. The buyers only request the government to record buyer ownership in
their official records after the delivery period is completed. After the record request is being made, the government will typically provide certificates of
ownership  within  six  to  twelve  months.  Therefore,  the  total  elapsed  time  between  our  receipt  of  mortgage  proceeds  and  the  buyer's  receipt  of  an
ownership certificate can range from one and a half years to three years.

Due to the time lag above, our mortgage guarantees may exceed the real estate balances at any given point in time.

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We paid US$4.6 million and US$3.7 million to satisfy guarantee obligations related to customer defaults in 2020 and 2021, respectively. The
fair value of the guarantees is not significant and we consider that in case of default in payments, the net realizable value of the related properties can
cover the repayment of the outstanding mortgage principal together with the accrued interest and penalty and therefore, no provision has been made for
the guarantees in our consolidated financial statements.

Except for the contingent liabilities set forth above, we had not entered into any financial guarantees or other commitments to guarantee the
payment  obligations  of  any  third  parties  or  long-term  obligations  as  of  December  31,  2021.  We  have  not  entered  into  any  transactions  with
unconsolidated  entities,  derivative  contracts  that  are  indexed  to  our  shares  and  classified  as  shareholders’  equity,  or  that  are  not  reflected  in  our
consolidated financial statements. Other than as described above, there are no off-balance sheet arrangements that have or are reasonably likely to have
effect on our financial position.

We have no obligation arising out of a variable interest in an unconsolidated entity that provides financing, liquidity, market risk or credit risk

support to us, or that engages in leasing, hedging, or research and development arrangements with us.

As of December 31, 2021, the Group provided financial guarantees for bank loans of four of its equity method investees. The Group could
incur losses in the event of defaults under or foreclosure of these loans and its maximum exposure to credit losses is approximately US$284.3 million.
The fair value of the guarantees is not significant and the Group considers that in case of default in payments, the net realizable value of the related
properties can cover the repayment of the outstanding bank loans together with the accrued interest and penalty and therefore, no provision has been
made for the guarantees in the consolidated financial statements.

C.

Research and Development, Patent and Licenses, etc.

Not applicable.

D.

Trend Information

Other than as disclosed elsewhere in this annual report, we are not aware of any trends, uncertainties, demands, commitments or events for the
period from January 1, 2021 to December 31, 2021 that are reasonably likely to have a material adverse effect on our net revenues, income, profitability,
liquidity or capital resources, or that caused the disclosed financial information to be not necessarily indicative of future operating results or financial
conditions.

E.

Critical Accounting Estimates

We prepare our consolidated financial statements in accordance with U.S. GAAP, which requires our management to make estimates that affect
the reported amounts of assets, liabilities and disclosures of contingent assets and liabilities at the balance sheet dates, as well as the reported amounts of
revenues  and  expenses  during  the  reporting  periods.  To  the  extent  that  there  are  material  differences  between  these  estimates  and  actual  results,  our
financial condition or results of operations would be affected. We base our estimates on our own historical experience and other assumptions that we
believe  are  reasonable  after  taking  account  of  our  circumstances  and  expectations  for  the  future  based  on  available  information.  We  evaluate  these
estimates on an ongoing basis.

We consider an accounting estimate to be critical if: (i) the accounting estimate requires us to make assumptions about matters that were highly
uncertain at the time the accounting estimate was made, and (ii) changes in the estimate that are reasonably likely to occur from period to period or use
of different estimates that we reasonably could have used in the current period, would have a material impact on our financial condition or results of
operations.  There  are  other  items  within  our  financial  statements  that  require  estimation  but  are  not  deemed  critical,  as  defined  above.  Changes  in
estimates used in these and other items could have a material impact on our financial statements. See Note 2 to our consolidated financial statements
included elsewhere in this annual report.

Use of Estimates

The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the
amounts reported in the consolidated financial statements and accompanying notes, and disclosure of contingent liabilities at the date of the consolidated
financial statements. Estimates are used for, but not limited to, the selection of the useful lives of property and equipment and finance lease, allowance
for  estimating  the  allowance  for  credit  losses  associated  with  accounts  receivables,  other  receivables,  contract  assets,  short-term  investments  and
advances to suppliers, fair values of the purchase

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price allocation with respect to business combinations, progress towards the completion of the performance obligation, accounting for the share-based
compensation,  accounting  for  deferred  income  taxes,  impairment  of  goodwill,  impairment  of  real  estate  properties  under  development,  real  estate
properties  held  for  lease  and  long-term  investments,  provision  necessary  for  contingent  liabilities  and  estimating  the  incremental  borrowing  rate  for
operating lease liabilities. Our management analyzed the forecasted cash flows for the twelve months from July 29, 2022, which indicates that the Group
will  have  sufficient  liquidity  from  cash  flows  generated  by  operations  and  existing  credit  facilities  and  therefore,  there  will  be  sufficient  financial
resources  to  settle  borrowings  and  payables  that  will  be  due  through  end  of  July  29,  2023.  Our  management  believes  that  the  estimates  utilized  in
preparing its consolidated financial statements are reasonable and prudent. Actual results could differ from these estimates.

Fair value of financial instruments

Financial  instruments  include  cash  and  cash  equivalents,  restricted  cash,  short-term  investments,  accounts  receivable,  other  deposits  and
prepayments,  due  from  employees,  due  from  related  parties,  other  receivables,  long-term  investments,  accounts  payable,  customer  deposits,  other
payables  and  accrued  liabilities,  short-term  bank  borrowings,  long-term  borrowings  and  due  to  related  parties.  The  carrying  amounts  of  the
aforementioned financial instruments, except for short-term investments for which the measurement alternative was elected, long term investments and
long  term  borrowings,  approximate  their  fair  value  due  to  the  short  term  maturities  of  these  instruments.  The  carrying  amounts  of  the  long-term
borrowings approximate their fair values because the stated interest rates approximate rates currently offered by financial institutions for similar debt
instruments of comparable credit risk and maturities. Long-term investments have no quoted market prices and it is not practicable to estimate their fair
value  without  incurring  excessive  costs.  We  review  the  investments  for  impairment  whenever  events  or  changes  in  circumstances  indicate  that  the
carrying amount may no longer be recoverable.

For  long-term  investments  other  than  those  accounted  for  under  the  equity  method  or  those  that  result  in  consolidation  of  the  investee,  we
measures  equity  investments  at  fair  value  and  recognizes  any  changes  in  fair  value  in  net  income.  However,  for  equity  investments  that  do  not  have
readily determinable fair values and do not qualify for the existing practical expedient in ASC 820, Fair Value Measurement (“ASC 820”), to estimate
fair value using the net asset value per share (or its equivalent) of the investment, we chose to measure those investments at cost, less any impairment,
plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the same issuer. At
each reporting date, we are required to make a qualitative assessment as to whether equity investments without a readily determinable fair value for
which the measurement alternative is elected is impaired. In the event that a qualitative assessment indicates that the investment is impaired and the fair
value of the investment is less than the carrying value, the carrying value is written down to its fair value. A variety of factors are considered when
determining if a decline in fair value is below carrying value, including, among others, the financial condition and prospects of the investee.

Accounting  guidance  defines  fair  value  as  the  price  that  would  be  received  from  selling  an  asset  or  paid  to  transfer  a  liability  in  an  orderly
transaction between market participants at the measurement date. When determining the fair value measurements for assets and liabilities required or
permitted to be recorded at fair value, we consider the principal or most advantageous market in which we would transact and we consider assumptions
that market participants would use when pricing the asset or liability.

Accounting guidance establishes a fair value hierarchy that requires an entity to maximize the use of observable inputs and minimize the use of
unobservable inputs when measuring fair value. A financial instrument’s categorization within the fair value hierarchy is based upon the lowest level of
input that is significant to the fair value measurement. Accounting guidance establishes three levels of inputs that may be used to measure fair value:

Level 1 Observable inputs that reflect quoted prices (unadjusted) for identical assets or liabilities in active markets

Level 2 Includes other inputs that are directly or indirectly observable in the market place

Level 3 Unobservable inputs which are supported by little or no market activity

ASC 820 describes three main approaches for measuring the fair value of assets and liabilities: (1) market approach; (2) income approach and
(3) cost approach. The market approach uses prices and other relevant information generated from market transactions involving identical or comparable
assets or liabilities. The income approach uses valuation techniques to convert future amounts to a

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single  present  value  amount.  The  measurement  is  based  on  the  value  indicated  by  current  market  expectations  about  those  future  amounts.  The  cost
approach is based on the amount that would currently be required to replace an asset.

In accordance with ASC 820, investment in marketable equity securities and investment in real estate investment trusts (“REITs”) are classified
as Level 1 as we measure the fair value using quoted trading prices that are published on a regular basis , and investment in equity securities in unlisted
companies  is  categorized  as  Level  3  measured  at  fair  value  using  alternative  method,  less  any  impairment,  plus  or  minus  changes  resulting  from
observable price in orderly transactions.

Revenue recognition

Revenue is recognized when control of the goods or services is transferred to the customer at an amount that reflects the consideration to which
we expect to be entitled in exchange for those goods or services. We also elected to exclude sales taxes and other similar taxes from the measurement of
the transaction price. Therefore, revenues are recognized net of business tax and VAT.

Real estate sales

Revenues arising from real estate sales are recognized when or as the control of the asset is transferred to the customer. Depending on the terms

of the contract and the laws that apply to the contract, control of the asset may transfer over time or at a point in time.

For real estate sales contracts for which we have an enforceable right to payment for performance completed to date, revenue is recognized
over time by measuring the progress towards complete satisfaction of that performance obligation. Otherwise, revenue is recognized at a point in time
when the customer obtains the physical possession, the legal title, or the significant risks and rewards of ownership of the assets and we have a present
right  to  a  payment  and  the  collection  of  the  consideration  is  probable.  The  progress  towards  complete  satisfaction  of  the  performance  obligation  is
measured based on the our efforts or inputs to the satisfaction of the performance obligation, by reference to the contract costs incurred up to the end of
reporting period as a percentage of total estimated costs for each contract.

Generally,  we  receive  short-term  advances  from  our  customers  for  real  estate  sales.  Using  the  practical  expedient,  we  do  not  adjust  the
promised amount of consideration for the effects of a significant financing component if we expect, at contract inception, that the period between the
transfer of the promised good or service to the customer and when the customer pays for that good or service will be one year or less. We also receive
long-term advances from customers for real estate sales. The transaction price for such contracts is adjusted for the effects of a financing component, if
long-term advances from customers are assessed as significant at the individual contract level.

Real estate management services income

Real  estate  management  services  income  is  recognized  in  the  accounting  period  in  which  the  services  are  rendered.  We  bill  a  fixed  amount
periodically for services provided and recognizes as revenue the amount to which we have a right to invoice that corresponds directly with the value of
performance completed.

Real estate lease income

Real estate lease income is generally recognized on a straight-line basis over the terms of the tenancy agreements. For real estate leases, these
contracts  are  treated  as  leases  for  accounting  purposes,  rather  than  contracts  with  customers  subject  to  ASC  606,  Revenue  from  Contracts  with
Customers.

Other revenue

Other  revenue  includes  services  ancillary  to  our  real  estate  projects,  including  construction  service  revenue  and  software  consulting  service
income. Construction service revenue and software consulting service income are recognized when services are provided as the customer simultaneously
benefits from the services as they are performed.

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Contract assets

We  pay  sales  commission  to  its  real  estate  sales  agencies  for  each  real  estate  sales  contract.  We  have  elected  to  apply  the  optional  practical
expedient for costs to obtain a contract which allows us to immediately expense sales commissions (included under selling and distribution expenses)
when the amortization period of the asset that we otherwise would have used is one year or less. For incremental costs of obtaining real estate sales
contracts that extend beyond a one-year period, these incremental costs of obtaining real estate sales contracts are recognized as assets if the real estate
sales are collectible and amortized as we transfer the control of the assets to customers. We recognized US$8.0  million and US$46.5 million of such
costs in selling and distribution expense during 2020 and 2021. As of December 31, 2020 and 2021, there was no impairment losses on contract assets.

Contract liabilities

A  contract  liability  is  the  obligation  to  transfer  goods  or  services  to  a  customer  for  which  we  have  received  consideration  (or  an  amount  of
consideration is due) from the customer. If a customer pays consideration before we transfer goods or services to the customer, a contract liability is
recognized when the payment is made or the payment is due (whichever is earlier). Our contract liabilities are comprised of customer deposits, which
are recognized as revenue when we perform under the contract.

Accounts receivable and allowance for credit losses

We adopted ASU No. 2016-13, Financial Instruments—Credit Losses. Subsequently, the Financial Accounting Standards Board issued ASU
2019-05,  Financial  Instruments-  Credit  Losses  (Topic  326):  Targeted  Transition  Relief  and  ASU  2019-11  Codification  Improvements  to  Topic  326,
Financial Instruments- Credit Losses from January 1, 2020 using the modified retrospective approach and did not restate the comparable periods.

Accounts receivable represents our right to an amount of consideration that is unconditional (i.e. only the passage of time is required before
payment of the consideration is due). Our accounts receivable consists of balances due from customers for the sale of residential units in the PRC and
United States and real estate management service contracts. These balances are unsecured, bear no interest and are due within a year from the date of the
sale.

The allowance for credit losses reflects our current estimate of credit losses expected to be incurred over the life of the receivables. We consider
various factors in establishing, monitoring, and adjusting its allowance for credit losses including the aging of receivables and aging trends, customer
creditworthiness  and  specific  exposures  related  to  particular  customers.  We  also  monitor  other  risk  factors  and  forward-looking  information,  such  as
country  specific  risks  and  economic  factors  that  may  affect  a  customer’s  ability  to  pay  in  establishing  and  adjusting  its  allowance  for  credit  losses.
Accounts receivable are written off after all collection efforts have ceased. As of December 31, 2021, there was US$4,811,460 (December 31, 2020:
US$4,099,011) allowance for credit loss.

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ITEM 6 DIRECTORS, SENIOR MANAGEMENT AND EMPLOYEES

A.

Directors and Senior Management

The following table sets forth information regarding our executive officers and directors as of the date of this report:

Name
Yong Zhang
Haifei He
Yu (Brian) Chen
Yuyan Yang
Yong Cui
Hao Gao (resigned on June 4, 2021)
Yifan (Frank) Li
Samuel Shen

Age
59
57
47
59
47
39
54
57

Position 

  Executive Director, Chairman of the Board, Chief Executive Officer
  Executive Director and President of Xinyuan (China)
  Chief Financial Officer
  Director
  Director
  Director*
  Director*
  Director*

*

Independent director per NYSE listing standards.

Unless otherwise indicated, the business address of each director and executive officer is 27/F, China Central Place, Tower II, 79 Jianguo Road,

Chaoyang District, Beijing, 100025, the People’s Republic of China.

A description of the business experience and present position of each director and executive officer is provided below:

Yong Zhang founded our company in 1997 and has been the Chairman of the board of directors since 2007 and has been the Chief Executive
Officer since June 2019, previously holding the position from 1997 to 2013. Mr. Zhang has more than 20 years of working experience in the real estate
industry.  Prior  to  founding  our  company,  he  worked  at  several  construction  and  property  development  companies,  including  Zhengzhou  City
Construction and Development Inc. and China Antai Real Estate Development Inc. Mr. Zhang is also vice chairman of Henan Real Estate Association, a
member of China Democratic National Construction Association and a deputy to the 11th and 12th People’s Congress of Henan Province in China. He
serves as a director of Beijing Ruizhuo Xihe Technology Development Co., Ltd., Beijing Ruizhuo Xitou Technology Development Co., Ltd., Beijing
Ruizhuo Xichuang Technology Development Co., Ltd, Beijing XinyuanXin Technology Development Co., Ltd., Beijing Ruizhuo Xirong Technology
Development Co., Ltd., Beijing Ruizhuo Xihui Technology Development Co., Ltd., Beijing Ruizhuo Xijia Technology Development Co., Ltd.,Huayi
Xincheng  (Beijing)  Intelligent  City  Construction  Co.,  Ltd.,  Beijing  Xinyuan  Future  Investment  Management  Co.,  Ltd.,  Ningbo  Zhongxin  Xitou
investment management Co., Ltd., Beijing Aijieli Technology Development Co., Ltd., Xinyuan Holding Ltd. and Madison Developments Limited. Mr.
Zhang received a Ph.D. in finance from Renmin University of China in 2014, an executive master’s degree in business administration from Tsinghua
University in 2005 and a bachelor’s degree in architecture from Henan Zhongzhou University in 1985.

Haifei He is currently the president of Xinyuan (China) Real Estate Co., Ltd., in charge of the company’s overall operation and management.
Mr.  He  brings  over  three  decades  of  senior  leadership  experiences.  Mr.  He  previously  served  as  the  Assistant  General  Manager  of  China  State
Construction Engineering Corporation, and the Chairman and Party Secretary of China Construction Fangcheng Investment & Development Group.

Yu  (Brian)  Chen  joined  Xinyuan  in  February  2019  as  an  Assistant  President  and  the  General  Manager  of  the  Company’s  Capital  Markets
department.  Before  joining  Xinyuan,  Mr.  Chen  held  senior  management  positions  in  various  publicly  listed  companies  including  Pacific  Securities,
RioCan  REIT,  Husky  Injection  Molding  Systems,  MDS,  and  ZTE.  He  has  close  to  two  decades  of  experience  in  accounting,  financial  management,
business turnarounds and capital market operations. Mr. Chen received his Bachelor of Economics from Peking University in 1998 and his MBA from
the Schulich School of Business at York University in 2004. He also obtained CPA designations from Canada in 2007 and the U.S. in 2010.

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Yuyan Yang co-founded our company in 1997 with Mr. Yong Zhang. Ms. Yang is a director and previously a Vice President of our company.
Ms. Yang has more than 10 years’ working experience in the real estate industry. Ms. Yang received a bachelor’s degree in education management from
Henan University in 1985. Ms. Yang received her executive master’s degree in business administration at the National University of Singapore in May
2008.

Yong Cui has been a director of our company since April 2007 and served as our President from September 2013 through January 2018. With a
doctorate degree in finance from Renmin University of China, Mr. Cui has extensive experience in corporate finance. For the past five years, Mr. Cui
has worked at Beijing Runzheng Consulting Company as President.

Hao Gao  was  appointed  as  an  independent  director  of  the  Company  in  May  2018.  Mr.  Gao  is  the  director  of  the  Global  Family  Business
Research Center and the director of Strategic Partnership and Development Office at Tsinghua University PBC School of Finance, as well as the chief
editor  of  the  Family  Business  Series  and  Family  Wealth  Series  published  by  the  People’s  Publishing  House/Oriental  Press.  Mr.  Gao  is  also  an
independent director of Modern Media Holdings Limited (HKEX: 00072) and Hope Education Group Co., Ltd. (HKEX: 01765). Mr. Gao obtained a
Bachelor’s  Degree  in  Automation  Engineering  from  Tsinghua  University,  a  Bachelor’s  Degree  in  Economics  from  Peking  University,  and  a  Ph.D.
Degree  in  Management  Science  and  Engineering  from  Tsinghua  University.  Mr.  Gao  has  completed  the  Corporate  Boards  Program,  the  Audit
Committees Program, and the Compensation Committees Program at Harvard Business School, as well as the Mergers and Acquisitions Program and
the People, Culture, and Performance Program at the Graduate School of Business of Stanford University.

Yifan (Frank) Li was appointed as a director of our company in February 2017. Mr. Li has been Chief Financial Officer of Human Horizons
Group Inc. since April 2021. He was a Vice President of Geely Holding Group from October 2014. Prior to joining Geely, he was Vice President and
international  Chief  Financial  Officer  of  Sanpower  Group  from  April  2014.  Previously,  he  served  as  Chief  Financial  Officer  of  China  Zenix  Auto
International (NYSE:ZX) from December 2010 to March 2014. Prior to joining China Zenix Auto International, Mr. Li was the Chief Financial Officer
of Standard Water and Time Share Media, respectively, from December 2007. Mr. Li is also an independent director of Qudian Inc. (NYSE:QD), 36Kr
Holdings  Inc.  (NASDAQ:KRKR).  Mr.  Li  received  his  MBA  degree  from  the  University  of  Chicago  Booth  School  of  Business  in  2000,  MSc  in
Accounting from University of Texas at Dallas in 1994, and Bachelor of Economics in World Economy from Fudan University in 1989. He is a Certified
Public Accountant in the United States and a Chartered Global Management Accountant. His business address is 1339 Wanfang Road, Shanghai 201112,
China.

Samuel Shen was appointed as an independent director of the Company in April 2018. Mr. Shen has served as Group CEO of 21Vianet Group,
Inc. (a company listed on NASDAQ, VNET) since January 1, 2021 and executive chairman of its retail IDC business group Neolink Group, Inc. since
May  2020,  Mercurity  Fintech  Holding  Inc.  (a  company  listed  on  the  New  York  Stock  Exchange,  NYSE:  MFH).  Mr.  Shen  served  as  an  independent
director of Kingdee International Software Group Co. Ltd. (a company listed on the Hong Kong Stock Exchange, stock code: 0268), from January 2018
to January 2020 and Insigma Technology Co,. Ltd (a company listed on the Shanghai Stock Exchange, stock code: 600797), from January 2016 to July
2021. Mr. Shen has extensive experience in the fields of cloud, edge computing, bigdata, and AI services. Mr. Shen previously served as President of JD
Cloud where he led JD Cloud’s efforts to extend its offerings of tailored service solutions to a wide range of companies in different industry verticals.
Prior to JD Cloud, Mr. Shen held various senior positions at Microsoft. Mr. Shen received his master’s degree in computer science from University of
California, Santa Barbara, and his bachelor’s degree in chemistry from National Tsing Hua University.

As  of  the  date  of  this  annual  report  on  Form  20-F,  there  were  no  familial  relationships  between  any  directors  and  members  of  senior

management.

B.

Compensation

In 2021, the aggregate compensation given to our executive officers, including all directors was US$6.2 million (which includes amounts paid
to  persons  who  are  no  longer  serving  as  executive  officers),  of  which  the  aggregate  compensation  given  to  our  non-executive  directors  was  US$0.9
million    (which  includes  amounts  paid  to  persons  who  are  no  longer  serving  as  directors).  As  discussed  below  under  “Item  6.  Directors,  Senior
Management and Employees — D. Employees,” we made contributions of US$20.7 million to employee benefit plans in 2021.

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2007 Long Term Incentive Plan

In November 2007, we adopted our 2007 long term incentive plan, or the 2007 Plan, which provided for the grant of options, restricted shares,
restricted  stock  units,  stock  appreciation  rights  and  other  stock-based  awards  to  purchase  our  common  shares.  The  maximum  aggregate  number  of
common shares which could be issued pursuant to all awards, including options, was 10 million common shares, subject to adjustment to account for
changes in the capitalization of our company. The 2007 Plan by its terms expired in 2017.

As of December 31, 2021, 139,400 of options granted prior to the expiration of the 2007 Plan remain exercisable.

The following table summarizes the options granted to our current directors, executive officers, and other individuals as a group under our 2007

Plan outstanding as of June 30, 2022:

Name
Yong Zhang
Our employees as a group (1)

     Common Shares

Underlying Options
Granted

     Exercise Price of 
Options Granted 
(US$ per share)
 1.21
 1.64

 39,400  
100,000  

Grant Date

June 30, 2014
November 12, 2012

Date of
 Expiration

June 29, 2024
November 11, 2022

(1) None of these employees is a director or executive officer of our company.

2014 Restricted Stock Unit Plan

Our board of directors adopted the Xinyuan Real Estate Co., Ltd. 2014 Restricted Stock Unit Plan, or the 2014 RSU Plan, effective May 23,
2014.  The  2014  RSU  Plan  provides  for  discretionary  grants  of  restricted  stock  units,  or  RSUs,  to  or  for  the  benefit  of  participating  employees.  The
purpose of the 2014 RSU Plan is to provide to us and our shareholders the benefits of the additional incentive inherent in the ownership of our common
shares by selected employees, including selected employees of our subsidiaries who are important to the success and growth of our business, and to help
us  and  our  subsidiaries  secure  the  services  of  those  persons.  The  maximum  number  of  shares  that  may  be  delivered  to  RSU  Plan  participants  in
connection  with  RSUs  granted  under  the  2014  RSU  Plan  is  10,000,000,  subject  to  adjustment  if  our  outstanding  common  shares  are  increased,
decreased, changed into or exchanged for a different number or kind of shares or securities of our company through a reorganization, recapitalization,
reclassification, stock dividend, stock split, reverse stock split or other similar transaction. All of our and our subsidiaries’ employees and officers who
are capable of contributing significantly to our successful performance, in the determination of the Compensation Committee of our board of directors,
are eligible to be participants in the 2014 RSU Plan. Each eligible employee selected to participate may be granted an award of RSUs at such times and
subject to such conditions as determined by the Compensation Committee.

Incentive Pool; Funding. Under the 2014 RSU Plan, we will establish a long-term incentive pool for participants for each fiscal year, a “Grant
Year,” based on our net income (or other performance goals) for the most recently completed prior fiscal year, a “Base Year.” The long-term incentive
pool is funded for any Grant Year and RSUs are granted only if 70% or more of the target net income for applicable Base Year has been achieved in the
Grant Year or if 70% or more of the total target net income for the three fiscal years ending with the Base Year has been achieved. If neither of such
targets is achieved for a Grant Year, no amount is credited to the long-term incentive pool for that Grant Year and no RSUs will be awarded for the Grant
Year. We have established a trust and we will deposit or cause to be deposited in the trust amounts of cash not exceeding the amount of the long-term
incentive pool for a Grant Year. The trustee will use the funds to acquire in the open market or in private transactions that number of ADSs representing
common shares as we direct over a period of time as we and the trustee determine.

Administration.  The  2014  RSU  Plan  provides  that  it  will  be  administered  by  one  or  more  committees  of  our  board  of  directors,  which  has
designated  the  Compensation  Committee  to  administer  the  2014  RSU  Plan.  Subject  to  the  provisions  of  the  2014  RSU  Plan,  the  Compensation
Committee has the discretionary authority and power to determine and designate those individuals selected to receive awards; determine the terms of
awards,  including  the  time  at  which  each  award  will  be  granted  and  the  number  of  common  shares  subject  to  each  award;  establish  the  terms  and
conditions upon which awards may be exercised, unlocked or paid (including any requirements that we or the participant satisfy performance criteria or
performance objectives); prescribe, amend, or rescind any rules and regulations necessary or appropriate for the administration of the 2014 RSU Plan;
correct any defect, supply any deficiency, and reconcile any inconsistency in the 2014 RSU Plan or in any related award or agreement; and make other
determinations and take such other action in connection with the administration of the 2014 RSU Plan as it deems necessary or advisable.

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Grant, Allocation and Unlocking of RSUs. During the Grant Year, the Compensation Committee will allocate to each participant a percentage
of the long-term incentive pool, if any, for that Grant Year based on such factors as the Compensation Committee may determine from time to time in its
discretion. A participant will be allocated RSUs based on the aggregate of common shares represented by ADSs purchased by the trustee for a Grant
Year multiplied by the percentage of the long-term incentive pool allocated by the Compensation Committee to that participant for the Grant Year. Each
RSU represents a right to receive one common share to be delivered or made available at the time or times specified in the award agreement, subject to a
risk of cancellation and to the other terms and conditions set forth in the 2014 RSU Plan, the award agreement and any additional terms and conditions
set by the Compensation Committee. At our election, RSUs may be settled by delivery of common shares or ADSs representing the number of common
shares subject to the RSU.

Common  shares  (either  in  the  form  of  common  shares  or  ADSs)  in  respect  of  RSUs  allocated  to  a  participant  will  not  be  eligible  to  be
withdrawn by a participant from the trust established pursuant to the 2014 RSU Plan for the period of time, or the lock-up period, set forth in the 2014
RSU Plan. Common shares or ADSs become “unlocked” and may be withdrawn or transferred from the trust at the election of a participant as follows:
one-third after the first anniversary of the grant date, one-third after the second anniversary of the grant date, and one-third after the third anniversary of
the Grant Date. In the event of (i) death, (ii) disability as the result of a work injury, (iii) retirement on or after age 60, in each case prior to termination
of  service,  or  (iv)  subject  to  exceptions  specified  in  the  2014  RSU  Plan,  the  termination  of  employment  or  resignation  by  a  participant,  the  locked
portion of a participant’s RSUs will continue to become unlocked on each subsequent anniversary of the Grant Date after such event. In the event of
death, a participant’s awards will be paid to his personal representative or estate as provided by applicable law. The locked portion of a participant’s
RSU award may be cancelled for no value for certain events specified in the 2014 RSU Plan. The Compensation Committee, in its sole discretion, may
(but  will  not  be  required  to)  reallocate  all  or  a  portion  of  RSUs  forfeited  by  a  participant  to  a  different  participant  or  participants  continuing  in
employment on such unlocking schedule as the Compensation Committee may determine. If we are party to a “Change of Control,” as defined in the
2014 RSU Plan, the board of directors may determine to cancel each outstanding award after payment to participants of the fair market value of the
common  shares  subject  to  the  award  at  the  time  of  the  transaction  constituting  the  Change  of  Control,  provide  for  assumption  of  the  awards  or
substitution  of  comparable  awards  by  the  surviving  or  acquiring  company  in  the  transaction,  or  accelerate  the  unlocking,  in  whole  or  in  part,  of  the
awards, subject to effectiveness of the transaction.

Amendments. Our board of directors may amend, suspend or terminate the 2014 RSU Plan or the Compensation Committee’s authority to grant
awards under the 2014 RSU Plan without the consent of participants; provided, however, that, without the consent of an affected participant, no such
board action may materially and adversely affect the rights of the participant under any outstanding award. The Compensation Committee may amend
any outstanding award without the consent of the affected participant; provided, however, that, without such consent, no such action may materially and
adversely affect the rights of the participant under any outstanding award. Unless earlier terminated by action of the board of directors, the 2014 RSU
Plan will remain in effect until such time as no common shares remain available for delivery under the 2014 RSU Plan and we have no further rights or
obligations with respect to outstanding awards under the 2014 RSU Plan.

On May 23, 2014, our company established a trust that is governed by a third party trustee and deposited US$7,042,725 into the trust. The
trustee used the funds to acquire 4,234,884 common shares in the open market through the purchase of ADSs. The awards vested ratably over a three-
year service vesting period.

On  April  10,  2015,  under  the  2014  RSU  Plan,  our  company  deposited  US$3,259,998  into  the  trust.  The  trustee  used  the  funds  to  acquire

2,076,964 common shares in the open market through the purchase of ADSs. 2015 RSU awards vested ratably over a three-year service vesting period.

On  April  18,  2016,  under  the  2014  RSU  Plan,  our  company  deposited  US$4,003,999  into  the  trust.  The  trustee  used  the  funds  to  acquire

1,614,220 common shares in the open market through the purchase of ADSs. 2016 RSU awards vest ratably over a three-year service vesting period.

On  July  27,  2017,  under  the  2014  RSU  Plan,  the  Company  deposited  US$3,485,952  into  the  trust.  The  trustee  used  the  funds  to  acquire

1,356,584 common shares from the open market as of December 31, 2018. The awards vest ratably over a three-year service vesting period.

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On  July  30,  2018,  under  the  2014  RSU  Plan,  the  Company  deposited  US$3,976,660  into  the  trust.  The  trustee  used  the  funds  to  acquire
1,732,466 common shares in the open market through the purchase of ADSs as of December 31, 2018. The awards vest ratably over a three-year service
vesting period.

On  August  30,  2019,  under  the  2014  RSU  Plan,  the  Company  deposited  US$2,912,539  into  the  trust.  The  trustee  used  the  funds  to  acquire

1,438,076 common shares from the open market as of December 31, 2019. The awards vest ratably over a three-year service vesting period.

2015 Stock Option Plan

Our board of directors adopted the Xinyuan Real Estate Co., Ltd. 2015 Stock Option Plan, or the Option Plan, effective June 24, 2015. The
Option  Plan  provides  for  discretionary  grants  of  stock  options,  or  Options,  to  purchase  shares  of  our  company  stock  to  participating  employees  and
directors. The purpose of the Option Plan is to promote the interests of our company by enabling it to attract, retain and motivate key employees and
directors responsible for the success and growth of our company and its subsidiaries by providing them with appropriate incentives and rewards and
enabling  them  to  participate  in  the  growth  of  our  company.  All  employees  and  directors  of  our  company  or  any  subsidiary  who  are  capable  of
contributing significantly to the successful performance of our company, in the determination of the board of directors, are eligible to be participants in
the Option Plan. Each eligible employee selected to participate may be granted an award of Options at such times and subject to such conditions as
determined by the board of directors.

Stock  Subject  to  Plan.  The  aggregate  number  of  shares  that  may  be  issued  under  the  Option  Plan  or  covered  by  awards  must  not  exceed
20,000,000 common shares. Shares offered under the Option Plan may be authorized but unissued shares or treasury shares. The number of shares that
are subject to awards outstanding at any time under the Option Plan should not exceed the number of shares that then remain available for issuance
under the Option Plan. In the event that any outstanding award for any reason expires, is terminated unexercised, or is forfeited or settled or in a manner
that  results  in  fewer  shares  outstanding  than  were  initially  awarded,  the  shares  subject  to  the  award,  to  the  extent  of  such  expiration,  termination,  or
forfeiture, again will be available for purposes of the Option Plan. If shares issued under the Option Plan are reacquired by our company, those shares
again will be available for purposes of the Option Plan. If the outstanding shares of our company are increased, decreased, changed into or exchanged
for a different number or kind of shares or securities of our company through a reorganization, recapitalization, reclassification, stock dividend, stock
split, reverse stock split or other similar transaction, the board of directors will make appropriate and proportionate adjustments as it deems necessary or
appropriate in one or more of (i) the number and class of shares subject to the Option Plan, and (ii) the number of shares or class of shares covered by
each outstanding award and (iii) the exercise price or grant price under each outstanding Option.

Administration. The Option Plan provides that it will be administered by the Compensation Committee. Subject to the provisions of the Option
Plan, the board of directors has the discretionary authority and power to determine and designate those individuals selected to receive awards; determine
the terms of awards, including the time at which each award will be granted and the number of shares subject to each award; establish the terms and
conditions upon which awards may be exercised, vested or paid (including any requirements that we or the participant satisfy performance criteria or
performance objectives); prescribe, amend, or rescind any rules and regulations necessary or appropriate for the administration of the Option Plan; grant
awards in substitution for options or other equity interests held by individuals who become employees of our company or one of its subsidiaries as a
result  of  our  company’s  acquiring  or  merging  with  the  individual’s  employer  (if  necessary  to  conform  the  awards  to  the  interests  for  which  they  are
substitutes,  the  board  of  directors  may  grant  substitute  awards  under  terms  and  conditions  that  vary  from  those  the  Option  Plan  otherwise  requires);
correct  any  defect,  supply  any  deficiency,  and  reconcile  any  inconsistency  in  the  Option  Plan  or  in  any  related  award  or  agreement;  and  make  other
determinations and take such other action in connection with the administration of the Option Plan as it deems necessary or advisable.

Grant, Exercise and Payment of Options. Each grant of an Option will be evidenced by an award agreement between the participant and our
company. Each award agreement will specify (i) the formula for determining the number of shares that are subject to the Option, (ii) the exercise price,
(iii) the term of the Option, and (iv) when all or any installment of the Option becomes exercisable. Options will be exercised by delivering a signed
written notice of exercise to our company which must be received as of a date set by our company prior to the effective date of the proposed exercise.
The exercise price upon exercise of any Option will be payable in the following manner:

● in cash or cash equivalents when the shares are purchased;

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● subject to prior approval by the board of directors, by surrendering or attesting to the ownership of shares that are already owned by the
participant. These shares will be surrendered to our company in good form for transfer and will be valued at their Fair Market Value (as
defined in the Stock Option Plan) on the date when the Option is exercised;

● subject to prior approval by the board of directors, with a full recourse promissory note. These shares will be pledged as a security for
payment of the principal amount of the promissory note and interest on it. The interest rate payable under the terms of the promissory note
will not be less than the minimum rate (if any) required to avoid the imputation of additional interest under the Code (as defined below).
The board of directors will specify the term, interest rate, amortization requirements (if any) and other provisions of the note;

● subject to prior approval by the board of directors, if our company’s stock is publicly traded, by the delivery of an irrevocable direction to
a securities broker approved by our company to sell the shares and to deliver all or part of the sales proceeds to our company in payment
of all or part of the exercise price and any withholding taxes;

● subject to prior approval by the board of directors, if our company’s stock is publicly traded, by the delivery of an irrevocable direction to
pledge the shares to a securities broker or lender approved by our company, as security for a loan, and to deliver all or part of the loan
proceeds to our company in payment of all or part of the exercise price and any withholding taxes; or

● any combination of the above methods of payment.

Termination of Options. Upon termination of a participant’s service for any reason other than for death or disability, all unvested portions of any
outstanding awards will be immediately forfeited without consideration, and the participant will have a period of three months (twelve months in the
case  of  termination  of  service  due  to  death  or  disability  as  defined  in  the  Option  Plan),  commencing  with  the  date  the  participant’s  service  has
terminated, to exercise the vested portion of any outstanding Options, subject to the term of the Option. The participant may exercise all or part of his or
her  Options  at  any  time  before  their  expiration  due  to  termination  of  the  participant’s  service,  but  only  to  the  extent  that  the  Options  had  become
exercisable before the date the participant’s service terminated. Those Options that are not exercisable immediately before the date of termination of
Service (as defined in the Option Plan) will expire on the date of termination of Service. Notwithstanding the forgoing, if the participant’s Service is
terminated due to any Cause (as defined in the Option Plan), then such participant’s Options shall be terminated, whether or not such Options are vested
or unvested, and/or whether or not such Options are exercised or unexercised. If we are party to a Change in Control (as defined in the Option Plan), the
board of directors may determine to cancel each outstanding award after payment to participants of the Fair Market Value of the shares subject to the
award at the time of the transaction constituting the Change in Control minus, in the case of an Option, the exercise price and grant price of the shares
subject  to  the  Option;  provide  for  assumption  of  the  awards  or  substitution  of  comparable  awards  by  the  surviving  or  acquiring  company  in  the
transaction; accelerate the exercisability or vesting, in whole or in part, of the awards subject to effectiveness of the transaction; or terminate awards if
not exercised by the effective time of the Change in Control, and lapse any reacquisition or repurchase rights held by our company with respect to such
awards subject to effectiveness of the transaction.

Performance  Awards.  The  board  of  directors  will  have  the  authority  to  establish  and  administer  performance-based  grant  and/or  vesting
conditions and performance objectives with respect to such awards as it considers appropriate, which performance objectives must be satisfied before
the participant receives or retains an award or before the award becomes nonforfeitable.

Performance objectives will be based on one or more of the following performance-based measures determined based on our company and its
subsidiaries on a group-wide basis or on the basis of subsidiary, business platform, or operating unit results: (i) earnings per share (on a fully diluted or
other  basis),  (ii)  pretax  or  after  tax  net  income,  (iii)  operating  income,  (iv)  gross  revenue,  (v)  profit  margin,  (vi)  stock  price  targets  or  stock  price
maintenance, (vii) working capital, (viii) free cash flow, (ix) cash flow, (x) return on equity, (xi) return on capital or return on invested capital, (xii)
earnings before interest, taxes, depreciation, and amortization (EBITDA), (xiii) strategic business criteria, consisting of one or more objectives based on
meeting  specified  revenue,  market  penetration,  geographic  business  expansion  goals,  cost  targets,  or  objective  goals  relating  to  acquisitions  or
divestitures, or (xiv) any combination of these measures.

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Amendments.  Our  board  of  directors  may  amend  the  terms  of  any  award;  provided,  however,  that  the  rights  under  any  award  will  not  be
impaired without the consent of the participant. The Option Plan will terminate automatically on June 24, 2025. No shares will be issued or sold under
the Option Plan after its termination, except on exercise of an Option granted prior to the termination. No amendment, suspension, or termination of the
Option Plan will, without the consent of the participant, alter or impair any rights or obligations under any award previously granted under the Option
Plan.

On July 1, 2015, under the 2015 Plan, our company granted options with service conditions to purchase up to 6,574,600 common shares to
twenty-two employees, at an exercise price of US$1.71 per share. These options have a weighted average grant date fair value of US$0.48 per option
and a total expected compensation cost, net of expected forfeitures, of US$3,165,867. These options have vesting periods based on length of service of
34 months and will expire no later than July 1, 2025.

On July 29, 2015, under the 2015 Plan, our company granted options with service conditions to purchase up to 81,600 common shares to one
employee, at an exercise price of US$1.71 per share. These options have a weighted average grant date fair value of US$0.42 per option and a total
expected compensation cost, net of expected forfeitures, of US$34,294. These options have vesting periods based on length of service of 33 months and
will expire no later than July 29, 2025.

Our company did not grant any options under the 2015 Plan in 2017, 2018, 2019, 2020 and 2021.

As  of  December  31,  2021,  2,796,734  options  were  issued  and  outstanding  under  the  2015  plan  and  14,865,808  shares  remained  eligible  for
future grants under the plan. The following table summarizes the options granted to our current directors, executive officers, and other individuals as a
group under our 2015 Plan outstanding as of June 30, 2022.

Name
Yong Zhang
Yong Cui
Other employees as a group (1)

     Common Shares

Underlying Options
Granted

     Exercise Price of 
Options Granted 
(US$ per share)
 1.71
 1.71
 1.71
 1.71
 1.71
 1.71
 1.71

 2,497,600  
 —  
 27,200  
 54,334  
 54,400  
 81,600  
 81,600  

Grant Date
July 1, 2015
July 1, 2015
July 1, 2015
July 1, 2015
July 1, 2015
July 1, 2015
July 1, 2015

Date of
 Expiration
June 30, 2025
June 30, 2025
June 30, 2025
June 30, 2025
June 30, 2025
June 30, 2025
June 30, 2025

(1) None of these employees is a director or executive officer of our company.

2020 Restricted Stock Unit Plan

Our board of directors adopted the Xinyuan Real Estate Co., Ltd. 2020 Restricted Stock Unit Plan, or the 2020 RSU Plan, effective June 30,
2020. The purpose of the 2020 RSU Plan is to provide to us and our shareholders the benefits of the additional incentive inherent in the ownership of our
common shares by selected employees, including selected employees of our subsidiaries who are important to the success and growth of our business,
and  to  help  us  and  our  subsidiaries  secure  the  services  of  those  persons.  The  maximum  number  of  shares  that  may  be  delivered  to  the  RSU  Plan
participants  in  connection  with  RSUs  granted  under  the  2020  RSU  Plan  is  10,000,000,  subject  to  adjustment  if  our  outstanding  common  shares  are
increased,  decreased,  changed  into  or  exchanged  for  a  different  number  or  kind  of  shares  or  securities  of  our  company  through  a  reorganization,
recapitalization, reclassification, stock dividend, stock split, reverse stock split or other similar transaction. All of our and our subsidiaries' employees
and officers who are capable of contributing significantly to our successful performance, in the determination of the board of directors, are eligible to be
participants in the 2020 RSU Plan. Each eligible employee selected to participate may be granted an award of RSUs at such times and subject to such
conditions as determined by the board of directors.

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Incentive Pool; Funding. Under the 2020 RSU Plan, we will establish a long-term incentive pool for participants for each fiscal year, a “Grant
Year,” based on our net income attributable to shareholders (or other performance goals) for the most recently completed prior fiscal year, a “Base Year.”
The long-term incentive pool is funded and RSUs are granted only if 70% or more of the target net income attributable to shareholders for the Base Year
has been achieved. If the net income attributable to shareholders achieved for a Base Year is less than 70% of the target, no amount is credited to the
long-term incentive pool for that Grant Year and no RSUs will be awarded for the Grant Year. We have established a trust and we will deposit or cause
to be deposited in the trust amounts of cash not exceeding the amount of the long-term incentive pool for a Grant Year. The trustee will use the funds to
acquire in the open market or in private transactions that number of ADSs representing common shares as we direct over a period of time as we and the
trustee determine.

Administration. The 2020 RSU Plan provides that it will be administered by one or more committees of our board of directors. Subject to the
provisions of the 2020 RSU Plan, such committee(s) have the discretionary authority and power to determine and designate those individuals selected to
receive awards; determine the terms of awards, including the time at which each award will be granted and the number of common shares subject to
each  award;  establish  the  terms  and  conditions  upon  which  awards  may  be  exercised,  unlocked  or  paid  (including  any  requirements  that  we  or  the
participant satisfy performance criteria or performance objectives); prescribe, amend, or rescind any rules and regulations necessary or appropriate for
the administration of the 2020 RSU Plan; correct any defect, supply any deficiency, and reconcile any inconsistency in the 2020 RSU Plan or in any
related award or agreement; and make other determinations and take such other action in connection with the administration of the 2020 RSU Plan as it
deems necessary or advisable.

Grant, Allocation and Trading Restrictions of RSUs.  Following  the  end  of  a  Base  Year,  the  committee(s)  will  allocate  to  each  participant  a
percentage  of  the  long-term  incentive  pool  based  on  such  factors  as  the  committee(s)  may  determine  from  time  to  time  in  its  or  their  discretion.  A
participant will be allocated RSUs based on the aggregate of common shares represented by ADSs purchased by the trustee for a Grant Year multiplied
by the percentage of the long-term incentive pool allocated to that participant for the Grant Year. Each RSU represents a right to receive one common
share to be delivered or made available at the time or times specified in the award agreement, subject to a risk of cancellation and to the other terms and
conditions set forth in the 2020 RSU Plan, the award agreement and any additional terms and conditions set by the committee(s). At our election, RSUs
may be settled by delivery of common shares or ADSs representing the number of common shares subject to the RSU.

Common  shares  or  ADSs  settling  vested  RSUs  may  not  be  sold,  transferred  or  otherwise  disposed  of  by  the  participant  (other  than  being
returned to the Company) until one year after the participant's resignation or termination of employment other than as a result of (i) death, (ii) disability
as the result of a work injury, or (iii) retirement on or after age 60. After such one year period if an off-office audit performed by our internal audit
department does not identify any risk (i.e., damage) to the Company or its subsidiaries from the participant's conduct while employed with us or our
subsidiaries, the Trustee will (i) deposit such ADSs or common shares into an account maintained for the participant (or of which the participant is a
joint owner, with the consent of the participant) by a broker-dealer or stock plan administrator, or (ii) deliver common shares or ADSs to the participant
(under our direction). Thereafter, the participant may sell, transfer or otherwise dispose of the common shares or ADSs. If the off-office audit identifies a
risk to us or our subsidiaries, the common shares or ADSs will be forfeited and surrendered to us.

Amendments. Our board of directors may amend, suspend or terminate the 2020 RSU Plan or the authority of the committee(s) to grant awards
under  the  2020  RSU  Plan  without  the  consent  of  participants;  provided,  however,  that,  without  the  consent  of  an  affected  participant,  no  such  board
action  may  materially  and  adversely  affect  the  rights  of  the  participant  under  any  outstanding  award.  The  committee(s)  may  amend  any  outstanding
award without the consent of the affected participant; provided, however, that, without such consent, no such action may materially and adversely affect
the rights of the participant under any outstanding award. Unless earlier terminated by action of the board of directors, the 2020 RSU Plan will remain in
effect until such time as no common shares remain available for delivery under the 2020 RSU Plan and we have no further rights or obligations with
respect to outstanding awards under the 2020 RSU Plan.

As of the date of this annual report, we have not deposited any amount into the trust established and governed by a third party trustee.

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Other awards

On September 28, 2019, our Board of Directors approved the employee stock option plan of Xinchuang Technology, a subsidiary of us. Under
the plan, we reserved 150 million shares, representing 30% of Xinchuang Technology’s issued capital for purpose of providing share option awards to
our senior management and employees. In November 2019, we granted a total 100 million share options to certain employees of us with an exercise
price of US$0.14 (RMB1). The options become vested in five tranches subject to achievement of certain performance conditions as follows: (i) 5% on
the  grant  date  with  no  performance  condition;  (ii)  5%  for  each  of  the  first,  second,  third  anniversary  of  the  grant  date,  respectively;  and  (iii)  the
remaining 80% shall vest upon the completion of the initial public offering of Xinchuang. The total fair value of the share options granted in October
2019 is US$3.5 million, which shall be recognized as compensation expense using the accelerated method. The fair value is determined by an external
valuer using the discounted cash flow method to determine the underlying equity fair value of Xinchuang Technology. Key assumptions, such as the
discount rate, cash flow projections and the discount for lack of marketability, are determined by the Group with best estimates. As of December 31,
2021, there were no expired shares. The amount of expenses relating to the options that the Group recognized in profit of loss during the period is nil
(2020: nil; 2019: nil).

Xinyuan Property Management Service (Cayman) Ltd., a subsidiary of us, operates a restricted share award scheme, or the Scheme, for the
purpose  of  providing  incentives  and  rewards  to  eligible  participants  who  contribute  to  the  success  of  its  operations.  The  participants  of  the  scheme
include its directors and senior executives. The scheme was adopted by our board on January 31, 2019. Pursuant to the scheme, an award of 56,250
restricted shares (subdivided into 56,250,000 restricted shares in August 2019), representing 15% of its share capital, was granted to the participants
with  a  total  exercise  price  at  an  aggregate  consideration  of  US$1,204,094  (RMB8,400,000).  The  considerations  were  fully  settled  in  cash  upon  the
issuance of restricted shares. The restricted shares vest in three tranches of 2%, 18% and 80% on January 1, 2020, January 1, 2021 and January 1, 2022,
respectively, in accordance with certain vesting conditions, that is, performance condition based on the completion of IPO which requires recognition on
an accelerated basis.

On June 14, 2019, Mr. Zhang Lizhou (one of the participants) resigned as an executive director. Upon the resignation of Mr. Zhang Lizhou, we
repurchased the 18,750 shares granted to him at a consideration of US$401,365 (RMB2,800,000) which was equal to the amount paid by Mr. Zhang
Lizhou  to  us  at  the  issuance  date.  The  remaining  settled  aggregate  consideration  of  US$802,729  (RMB5,600,000)  according  to  the  scheme  was
recognized  as  liability  because  the  restricted  shares  will  be  repurchased  by  us  at  the  original  amount  by  participants  upon  the  termination  of
employment. The aggregate fair value of the restricted shares granted at the grant date amounting to US$4,931,051 (RMB34,400,000) are recognized as
compensation  expense  using  the  accelerated  method.  The  fair  value  is  determined  by  an  external  valuer  using  the  discounted  cash  flow  method  to
determine the underlying equity fair value of Xinyuan Property Management Service (Cayman) Ltd. Key assumptions, such as the discount rate, cash
flow projections and the discount for lack of marketability, are determined by us with best estimates.

As of December 31, 2021, there were no shares vested or expired, and we recognized scheme-related expenses amounting to US$1,788,297

(2020: US$2,031,331; 2019: US$1,762,927) in profit or loss during the period.

C.

Board Practices

Our board of directors currently has six directors.

Committees of the Board of Directors

We have established four committees under the board of directors: the audit committee, the compensation committee, the corporate governance
and nominating committee and the investment committee. We have adopted a charter for each of the four committees. Each committee’s members and
functions are described below.

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Audit  Committee.  Our  audit  committee  consists  of  Mr.  Yifan  (Frank)  Li  and  Mr.  Samuel  Shen.  Under  Section  303A  of  the  NYSE  Listed
Company Manual, as a foreign private issuer, we are required to have an audit committee composed solely of independent directors. However, unlike
U.S. listed companies, we are not required to have a minimum number of committee members and our audit committee members may be “independent”
only as required by SEC Rule 10A-3 but need not meet the other independence test of NYSE Rule 303A. Our audit committee charter provides that the
committee will consist of at least three directors, each of whom must meet applicable independence and financial literacy requirements of the NYSE and
Rule  10A-3  under  the  Exchange  Act.  Our  board  of  directors  has  determined  that  Mr.  Li  qualifies  as  an  “audit  committee  financial  expert”  under
applicable SEC rules. The audit committee oversees our accounting and financial reporting processes and the audits of the financial statements of our
company. The audit committee is responsible for, among other things:

● selecting  the  independent  registered  public  accounting  firm  and  pre-approving  all  auditing  and  non-auditing  services  permitted  to  be

performed by the independent registered public accounting firm;

● reviewing with the independent registered public accounting firm any audit problems or difficulties and management’s response;

● reviewing  and  approving  all  proposed  related  party  transactions,  as  defined  in  Item  404  of  Regulation  S-K  under  the  Exchange  Act,

regardless of the dollar amount involved in such transactions;

● discussing the annual audited financial statements with management and the independent registered public accounting firm;

● reviewing  major  issues  as  to  the  adequacy  of  our  internal  controls  and  any  special  audit  steps  adopted  in  light  of  material  control

deficiencies; and

● meeting separately and periodically with management and the independent registered public accounting firm.

Compensation Committee. Our compensation committee consists of Mr. Yong Zhang (Chairman), Mr. Samuel Shen and Mr. Yifan (Frank) Li.
Our compensation committee charter provides that the committee will be composed of at least three directors, at least half of whom will be independent
as defined by the NYSE and any other applicable laws and regulations. All decisions are subject to simple majority approval. However, the committee
may delete all or any portion of its duties and responsibilities to a subcommittee consisting of one or more members.

The compensation committee assists the board in reviewing and approving the design of and administering executive compensation programs.

The compensation committee is responsible for, among other things:

● reviewing our overall compensation philosophy at least annually;

● reviewing and approving the corporate goals and objectives relative to our Chief Executive Officer’s compensation on an annual basis and

determine the level of the Chief Executive Officer’s compensation;

● determine, or recommend for the board’s determination, the annual base and incentive compensation for our Chief Financial Officer, Chief

Operating Officer, Chief Administrative Officer and any other person who performs similar functions for our company;

● make recommendations to the board with respect to equity-based compensation plans;

● determine compensation policies and practices and approval compensation to non-employee directors; and

● review,  approve  or  make  recommendations  on  executive  employments  agreements  or  any  severance  or  similar  termination  payments

proposed to be made to any current or former executive officer of the company.

No member of senior management may be present when his or her compensation is being discussed.

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Corporate  Governance  and  Nominating  Committee.  Our  corporate  governance  and  nominating  committee  consists  of  Mr.  Yong  Zhang

(Chairman) and Mr. Yifan (Frank) Li.

The corporate governance and nominating committee assists the board of directors in selecting individuals qualified to become our directors
and in determining the composition of the board and its committees. The corporate governance and nominating committee is responsible for, among
other things:

● identifying  and  recommending  qualified  candidates  to  the  board  for  selection  of  directors,  nominees  for  board  of  directors,  or  for

appointment to fill any vacancy;

● reviewing  annually  with  the  board  of  directors  the  current  composition  of  the  board  of  directors  with  regards  to  characteristics  such  as

independence, age, skills, experience and availability of service to us;

● advising the board of directors periodically with regards to significant developments in the law and practice of corporate governance as
well  as  our  compliance  with  applicable  laws  and  regulations,  and  making  recommendations  to  the  board  of  directors  on  all  matters  of
corporate governance and on any remedial action to be taken; and

● monitoring  compliance  with  our  code  of  business  conduct  and  ethics,  including  reviewing  the  adequacy  and  effectiveness  of  our

procedures to ensure proper compliance.

Investment Committee. Our investment committee consists of Mr. Yong Zhang (Chairman), Mr. Yong Cui, Mr. Haifei He and Mr. Samuel Shen.

The  investment  committee  assists  the  board  of  directors  in  overseeing  our  company’s  real  property  acquisitions  and  developments  and

management of other strategic assets. The investment committee is responsible for, among other things:

● reviewing and approving individual real property acquisitions;

● approving, without further board action, land acquisitions where the consideration is cash, seller financing and/or conventional bank debt;

● land acquisitions involving use of the company’s shares, options or warrants; and

● approving acquisitions of assets, other than land, including shares in a third party or non-bank financial assets.

Duties of Directors

Under Cayman Islands law, our directors have a fiduciary duty to act honestly in good faith with a view to our best interests. Our directors also
have  a  duty  to  exercise  the  skill  they  actually  possess  with  the  care  and  diligence  that  a  reasonably  prudent  person  would  exercise  in  comparable
circumstances. In fulfilling their duty of care to us, our directors must ensure compliance with our memorandum and articles of association, as amended
and restated from time to time. Our company has the right to seek damages if a duty owed by our directors is breached. A shareholder may in certain
circumstances have rights to damages if a duty owed by the directors is breached.

The functions and powers of our board of directors include, among others:

● convening shareholders’ annual general meetings and reporting its work to shareholders at such meetings;

● declaring dividends and distributions;

● appointing officers and determining the term of office of officers;

● exercising the borrowing powers of our company and mortgaging the property of our company; and

● approving the transfer of shares of our company, including the registering of such shares in our register of members.

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Terms of Directors and Officers

Under our memorandum and articles of association, a director holds office until he resigns or otherwise vacates his office or is removed by our
shareholders or directors. Accordingly, annual elections of directors by our shareholders are not required and we do not put to shareholder vote on an
annual or periodic basis election of directors to our company. A director may be removed by special resolution passed by our shareholders before the
expiration of such director’s term. Officers are appointed by and serve at the discretion of the board of directors.

D.

Employees

As of December 31, 2020 and 2021, we had 1,950 and 1,701 full time employees. The following table sets forth the number of our full-time

employees categorized by function as of the period indicated:

Management
Finance
Planning and development
Project construction management
Sales and marketing
Property management
Administrative and human resources
Legal and audit
Total

2018

 48  
 185  
 590  
 305  
 107  
 418  
 359  
 26  
 2,038  

As of December 31,
2020

2019

 60  
 188  
 472  
 265  
 108  
 484  
 348  
 22  
 1,947  

 58
 189
 499
 316
 194
 458
 219
 17
 1,950

2021

 61
 186
 344
 272
 127
 509
 186
 16
 1,701

As  of  December  31,  2021,  our  subsidiary,  Xinyuan  Property  Service  Co.,  Ltd,  also  hired  approximately  4,619  contract  employees  and

temporary employees, most of whom provided security and housekeeping services relating to property management.

As required by PRC regulations, we participate in various employee benefit plans that are organized by municipal and provincial governments,
including  housing  funds,  pension,  medical  and  unemployment  benefit  plans.  We  are  required  under  PRC  law  to  make  contributions  to  the  employee
benefit  plans  at  specified  percentages  of  the  salaries,  bonuses  and  certain  allowances  of  our  employees,  up  to  a  maximum  amount  specified  by  the
respective local government authorities where we operate our businesses from time to time. Members of the retirement plan are entitled to a pension
equal to a fixed proportion of the salary prevailing at the member’s retirement date. The total amount of contributions we made to employee benefit
plans in 2019, 2020 and 2021 was US$20,420,474, US$11,781,673 and US$20,710,982, respectively.

We  have  entered  into  non-competition  agreements  with  our  management  and  key  personnel,  which  prohibit  them  from  engaging  in  any
activities that compete with our business during, and for one or two years after, the period of their employment with our company. We have also entered
into confidentiality agreements with all of our employees.

We offer training programs for our employees, third-party contractors and outsourced employees. We sponsor senior managers for executive
MBA programs and other senior employees for part-time non-degree MBA courses at top universities in China. We also invite industry experts to give
lectures to our employees and provide training to our third-party contractors.

We have not been subjected to any strikes or other labor disturbances that have interfered with our operations, and we believe that we have a

good relationship with our employees. Our employees are not covered by any collective bargaining agreement.

E.

Share Ownership

The following table sets forth information with respect to the beneficial ownership of our common shares as of June 30, 2022, by:

● each of our directors and executive officers;

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● each person known to us to own beneficially more than 5% of our common shares; and

● all of our directors and executive officers as a group.

Directors, Executive Officers and Principal Shareholders
Yong Cui
Yu Chen
Hao Gao (resigned on June 4, 2021)
Haifei He
Yifan (Frank) Li
Samuel Shen
Yuyan Yang*(2)
Yong Zhang*(3)
All directors and executive officers as a group (4)

Shares
Beneficially
Owned (1)
%

 —
 —
 —
 —
 —
 —
 26.36 %
 29.51 %
 55.83 %

Number

 —  
 —  
 —  
 —  
 —  
 —  
 28,400,000  
 32,543,615  
 62,209,015  

* Beneficially owns less than 1% of our outstanding common shares.

(1) Beneficial ownership includes voting or investment power with respect to the securities and, except as indicated below, each person named has sole
voting and investment power with respect to the shares shown opposite his or her name. Beneficial ownership is determined in accordance with
Rule  13d-3  of  the  General  Rules  and  Regulations  under  the  Exchange  Act,  pursuant  to  which  a  person  or  group  of  persons  is  deemed  to  have
“beneficial ownership” of any shares of common stock that such person has the right to acquire within 60 days of the date of determination. The
percentage  of  beneficial  ownership  is  based  on    107,757,721  common  shares  outstanding  as  of  June  30,  2022.  In  addition,  for  purposes  of
computing the percentage of outstanding shares of common stock held by each person or group of persons named above, any shares which such
person or persons had the right to acquire on or within 60 days of June 30, 2022 are deemed to be outstanding but are not deemed to be outstanding
for the purpose of computing the percentage ownership of any other person.

(2) Ms.  Yang  is  the  settlor  of  The  Spectacular  Stage  Trust  established  pursuant  to  the  Trust  Deed  dated  November  24,  2015  between  Ms.  Yang,  as
Settlor, and HSBC International Trustee Limited, as Trustee, or the Spectacular Trust. Pursuant to the Trust Deed, the Trustee is required to obtain
the prior written consent of Ms. Yang, as Protector, before making any direct or indirect dispositions of any common shares that constitute assets of
the Spectacular Trust and to vote common shares held by the Spectacular Trust and cause any entity owned by the Spectacular Trust directly or
indirectly that holds common shares to vote such shares in accordance with instructions from Ms. Yang. Accordingly, pursuant to Section 13(d) of
the  Exchange  Act,  Ms.  Yang  may  be  deemed  to  beneficially  own  all  of  the  common  shares  held  directly  or  indirectly  by  the  Spectacular  Trust.
Spectacular Stage Limited, a British Virgin Islands company indirectly wholly owned by the Spectacular Trust, owns 28,400,000 common shares.

(3) Mr. Zhang is the settlor of The Juicy Seasons Trust established pursuant to the Trust Deed dated June 21, 2019 between Mr.Zhang, as Settlor, and
HSBC International Trustee Limited, as Trustee, or the Juicy Trust. Pursuant to the Trust Deed, the Trustee is required to obtain the prior written
consent of Mr. Zhang, as Protector, before making any direct or indirect dispositions of any common shares that constitute assets of the Juicy Trust
and to vote common shares held by the Juicy Trust and cause any entity owned by the Juicu Trust directly or indirectly that holds common shares to
vote such shares in accordance with instructions from Mr. Zhang. Accordingly, pursuant to Section 13(d) of the Exchange Act, Mr. Zhang may be
deemed to beneficially own all of the common shares held directly or indirectly by the Juicy Trust. Juicy Seasons Limited, a British Virgin Islands
company indirectly wholly owned by the Juicy Trust, owns 28,400,000 common shares. The amount of common shares also includes 2,537,000
common shares issuable upon exercise of vested options and 1,606,615 common shares held by Universal World Development Co. Ltd., a British
Virgin Islands company, of which Mr. Zhang is the sole owner.

(4) Includes 2,537,000 common shares issuable upon exercise of options exercisable within 60 days.

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ITEM 7 MAJOR SHAREHOLDERS AND RELATED PARTY TRANSACTIONS

A.

Major Shareholders

Please refer to “Item 6. Directors, Senior Management and Employees — E. Share Ownership” for our major shareholders.

Our major shareholders do not have voting rights that are different from other shareholders.

There were three record holders in the United States, including the depositary for our ADSs, holding, collectively, 50.6% and 52.3% of our

outstanding common shares, as of December 31, 2020 and June 30, 2021.

B.

Related Party Transactions

In 2020, the Company sold 6.03% of the equity interests in one real estate project company to senior management and employees for a total
consideration of US$1,300,135. According to the equity transfer agreement, as this arrangement is a form of an incentive plan, the Company is obligated
to repurchase the equity interest back from senior management and employees.

On August 13, 2021, Xinyuan Science (an indirect wholly owned subsidiary of Xinyuan Property Management Service (Cayman) Ltd.) entered
into  a  loan  agreement  with  Henan  Xinyuan  Real  Estate  (a  wholly  owned  subsidiary  of  Xinyuan  Real  Estate  Holdings),  pursuant  to  which,  Xinyuan
Science  agreed  to  provide  a  loan  up  to  RMB48  million  to  Henan  Xinyuan  Real  Estate,  and  Xinyuan  (China)  agreed  to  provide  an  irrevocable  and
unconditional guarantee for such a loan. Pursuant to the terms of the loan agreement, Henan Xinyuan Real Estate will use the loan for general corporate
and  supplementary  liquidity  purposes.  The  loan  has  a  two-year  term  and  an  8%  interest  rate.  The  loan  is  supported  by  a  guarantee  from  Xinyuan
(China), which is also a wholly-owned subsidiary of Xinyuan Real Estate Holdings.

Please refer to Note 18 of our audited consolidated financial statements for additional information.

Review and Approval of Related Party Transactions

Pursuant  to  our  audit  committee  charter,  all  transactions  or  arrangements  with  related  parties,  as  such  term  is  defined  under  Item  404  of
Regulation  S-K,  including  directors,  executive  officers,  beneficial  owners  of  5%  or  more  of  our  voting  securities  and  their  respective  affiliates,
associates  and  related  parties,  will  require  the  prior  review  and  approval  of  our  audit  committee,  regardless  of  the  dollar  amount  involved  in  such
transactions or arrangements.

C.

Interests of Experts and Counsel

Not applicable.

ITEM 8 FINANCIAL INFORMATION

A.

Consolidated Statements and Other Financial Information

We have appended consolidated financial statements filed as part of this annual report.

Dividend Policy

Payment of dividends is subject to our board of directors’ discretion and the form, frequency and amount of any dividend will depend upon our
future operations and earnings, capital requirements and surplus, general financial condition, contractual restrictions and other factors that the board of
directors may deem relevant.

If we pay any dividends, we will pay our ADS holders to the same extent as holders of our common shares, subject to the terms of the deposit
agreement, including the fees and expenses payable thereunder. Cash dividends on our common shares, if any, will be paid in U.S. dollars. In previous
years, the Company has paid quarterly dividends.

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Legal Proceedings

In December 2016, 421 Kent Development LLC, or 421 Kent, the property company for the Group’s Oosten project, terminated its contract
with its general contractor. The general contractor and various subcontractors have filed lawsuits against 421 Kent and the Company for approximately
US$22.0 million, in aggregate, plus punitive damages. In addition, the general contractor filed mechanic’s liens against 421 Kent and the Company for
approximately  US$8.0  million.  On  December  20,  2021,  421  Kent,  the  general  contractor,  and  a  subcontractor  asserting  claims  against  the  general
contractor attended a mediation and executed a three-way confidential settlement agreement resolving all disputes and controversies. As of the date of
this annual report, 421 Kent has paid US$1,300,000 pursuant to a negotiated settlement and has been released from all claims and liens against it and the
Company.

In  May  2019,  an  authorized  entity  of  local  government,  or  the  Government  Entity,  sued  Beijing  Huiju,  the  original  controlling  and  existing
shareholder of one of the Group’s equity method investee, Qingdao Huiju, for disputes in construction contract entered into between the Government
Entity and Beijing Huiju. The Government Entity also claimed that Qingdao Huiju is jointly liable for the aforementioned construction contract and a
commitment letter issued by Beijing Huiju, and sued both Beijing Huiju and Qingdao Huiju to be jointly and severally liable to a liquidated damage of
US$230.9 million stipulated in the commitment letter. Qingdao Huiju received the local court verdict of the first instance in April 2020 which held that
Qingdao Huiju shall be jointly and severally liable to the liquidated damages of US$230.9 million, and court cost of US$1,167,369. The local court’s
decision was appealed to the High Court of Shandong Province in April 2020. In September 2020, the High Court of Shandong Province affirmed the
local court verdict. In July 2021, the Government Entity applied for enforcement to the court, the Qingdao Intermediate Court organized an auction of
land ownership of Qingdao Huiju and allocated the purchase price paid by the bidder to the Government Entity. As there is no other property or potential
property clue of Qingdao Huiju provided by the Government Entity, the court ruled that enforcement procedure was terminated but could be resumed
after the enforcement conditions were fulfilled. Our management noted that the property enforced does not involve the Company's interests in Qingdao
Huiju and our management does not expect the legal proceedings mentioned above will have a material adverse effect on the Company's interests in
Qingdao Huiju based on current progress.

B.

Significant Changes

Except as disclosed elsewhere in this annual report, we have not experienced any significant changes since the date of our audited consolidated

financial statements included in this annual report.

ITEM 9 THE OFFER AND LISTING

A.

Offer and Listing Details

See “Item 9. The Offer and Listing — C. Markets” for price history data.

B.

Plan of Distribution

Not applicable

C.

Markets

Our ADSs, each representing two of our common shares, have been listed on the NYSE since December 12, 2007. Our ADSs trade under the

symbol “XIN.”

D.

Selling Shareholders

Not applicable.

E.

Dilution

Not applicable.

F.

Expenses of the Issue

Not applicable.

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ITEM 10

ADDITIONAL INFORMATION

A.

Share Capital

Not applicable.

B.

Memorandum and Articles of Association

The Companies Act (As Revised), or the Companies Act, differs from laws applicable to United States corporations and their shareholders. Set
forth  below  is  a  summary  of  the  significant  differences  between  the  provisions  of  the  Companies  Act  applicable  to  us  and  the  laws  applicable  to
companies incorporated in the United States and their shareholders.

Mergers and similar arrangements. The Companies Act permits mergers and consolidations between Cayman Islands companies and between
Cayman  Islands  companies  and  non-Cayman  Islands  companies.  For  these  purposes,  (a)  “merger”  means  the  merging  of  two  or  more  constituent
companies  and  the  vesting  of  their  undertaking,  property  and  liabilities  in  one  of  such  companies  as  the  surviving  company,  and  (b)  “consolidation”
means the combination of two or more constituent companies into a consolidated company and the vesting of the undertaking, property and liabilities of
such companies to the consolidated company. In order to effect such a merger or consolidation, the directors of each constituent company must approve
a written plan of merger or consolidation, which must then be authorized by (a) a special resolution of each constituent company and (b) such other
authorization, if any, as may be specified in such constituent company’s articles of association. The written plan of merger or consolidation must be filed
with  the  Registrar  of  Companies  together  with  a  declaration  as  to  the  solvency  of  the  consolidated  or  surviving  company,  a  list  of  the  assets  and
liabilities of each constituent company and an undertaking that a copy of the certificate of merger or consolidation will be given to the members and
creditors of each constituent company and that notification of the merger or consolidation will be published in the Cayman Islands Gazette. Dissenting
shareholders have the right to be paid the fair value of their shares (which, if not agreed between the parties, will be determined by the Cayman Islands
court) if they follow the required procedures, subject to certain exceptions. Court approval is not required for a merger or consolidation which is effected
in compliance with these statutory procedures.

In addition, there are statutory provisions that facilitate the reconstruction and amalgamation of companies by way of scheme of arrangement,
provided  that  the  arrangement  is  approved  by  a  majority  in  number  of  each  class  of  shareholders  and  creditors  with  whom  the  arrangement  is  to  be
made, and who must in addition represent three-fourths in value of each such class of shareholders or creditors, as the case may be, that are present and
voting  either  in  person  or  by  proxy  at  a  meeting,  or  meetings,  convened  for  that  purpose.  The  convening  of  the  meetings  and  subsequently  the
arrangement must be sanctioned by the Grand Court of the Cayman Islands. While a dissenting shareholder has the right to express to the court the view
that the transaction ought not to be approved, the court can be expected to approve the arrangement if it determines that:

● the company is not proposing to act illegally or beyond the scope of its authority and the statutory provisions as to the required majority

vote have been met;

● the  shareholders  have  been  fairly  represented  at  the  meeting  in  question  and  the  majority  shareholders  are  acting  in  good  faith  without

coercion of the minority to promote interests adverse to those of the relevant class;

● the arrangement is such that may be reasonably approved by an intelligent and honest man of that class acting in respect of his interest;

and

● the  arrangement  is  not  one  that  would  more  properly  be  sanctioned  under  some  other  provision  of  the  Companies  Act  or  that  would

amount to a “fraud on the minority.”

If  the  arrangement  and  reconstruction  by  way  of  scheme  of  arrangement  is  thus  approved,  the  dissenting  shareholder  would  have  no  rights
comparable to appraisal rights, which would otherwise ordinarily be available to dissenting shareholders of United States corporations, providing rights
to receive payment in cash for the judicially determined value of the shares.

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When a tender offer is made and accepted by holders of 90% of the shares within four months, the offeror may, within a two-month period
commencing on the expiration of such four-month period, require the holders of the remaining shares to transfer such shares on the terms of the offer.
An  objection  can  be  made  to  the  Grand  Court  of  the  Cayman  Islands,  but  this  is  unlikely  to  succeed  unless  there  is  evidence  of  fraud,  bad  faith  or
collusion.

Shareholders’ suits. In principle, we will normally be the proper plaintiff and as a general rule, a derivative action may not be brought by a
minority  shareholder.  However,  based  on  English  authorities,  which  would  in  all  likelihood  be  of  persuasive  authority  in  the  Cayman  Islands,  the
Cayman Islands courts can be expected (and have had occasion) to follow and apply the common law principles (namely the rule in Foss v. Harbottle
and the exceptions thereto) which permit a minority shareholder to commence a class action against, or derivative actions in the name of, our company
to challenge:

● an act which is ultra vires or illegal and is therefore incapable of ratification by the shareholders;

● an act which constitutes a fraud against the minority where the wrongdoer are themselves in control of the company; and

● an act which requires a resolution with a qualified (or special) majority (i.e., more than a simple majority) which has not been obtained.

Anti-takeover provisions.  Some  provisions  of  our  amended  and  restated  memorandum  and  articles  of  association  may  discourage,  delay  or
prevent a change in control of our company or management that shareholders may consider favorable, including provisions that authorize our board of
directors to redesignate authorized and unissued common shares as other shares or series of shares, to issue preference shares in one or more series and
to designate the price, rights, preferences, privileges and restrictions of such preference shares without any further vote or action by our shareholders.
However,  under  Cayman  Islands  law,  our  directors  may  only  exercise  the  rights  and  powers  granted  to  them  under  our  amended  and  restated
memorandum and articles of association, as amended and restated from time to time, for what they believe in good faith to be in the best interests of our
company.

Directors’ fiduciary duties and powers. As a matter of Cayman Islands law, a director of a Cayman Islands company is in the position of a
fiduciary with respect to the company, and therefore it is considered that he or she owes the following duties to the company-a duty to act bona fide in
the best interests of the company, a duty not to make a profit out of his or her position as director (unless the company permits him or her to do so) and a
duty not to put himself or herself in a position where the interests of the company conflict with his or her personal interests or his or her duty to a third
party. A director of a Cayman Island company owes to the company a duty to act with skill and care. It was previously considered that a director need
not exhibit in the performance of his or her duties a greater degree of skill than may reasonably be expected from a person of his or her knowledge and
experience. However, there are indications that the courts are moving towards an objective standard with regard to the required skill and care.

Under  our  memorandum  and  articles  of  association,  directors  who  are  in  any  way,  whether  directly  or  indirectly,  interested  in  a  contract  or
proposed  contract  with  our  company  shall  declare  the  nature  of  their  interest  at  a  meeting  of  the  board  of  directors.  Following  such  declaration,  a
director  may  vote  in  respect  of  any  contract  or  proposed  contract  notwithstanding  his  interest.  Directors  are  not  required  to  hold  shares;  however,  a
minimum share requirement for directors may be established at a general meeting. Directors may exercise all powers of our company to borrow money,
under our memorandum and articles of association, in a variety of ways, including issuing bonds and other securities either outright or as security for
any debt liability or obligation of our company or of any third party.

Shareholder action by written resolution.  Under  Cayman  Islands  law  and  our  amended  and  restated  articles  of  association,  our  shareholders
may approve corporate matters by way of a unanimous written resolution signed by or on behalf of each shareholder who would have been entitled to
vote on such matter at a general meeting without a meeting being held.

Removal of Directors.  Under  our  memorandum  and  articles  of  association,  directors  may  be  removed  by  a  special  resolution.  In  addition,  a
director’s office shall be vacated if the director (i) gives notice in writing to our company that he resigns the office of director; (ii) without special leave
of absence from our board of directors, is absent from three consecutive meetings of the board and the board resolves that his office be vacated; (iii) if he
dies,  becomes  bankrupt  or  makes  any  arrangement  or  composition  with  his  creditors;  (iv)  is  found  to  be  or  becomes  of  unsound  mind  or  dies;  (iii)
resigns his office by notice in writing to the company; (v) if all other directors (being not less than two in number) resolve that he should be removed as
a director or; (v) is removed from office pursuant to any other provisions of our amended and restated memorandum and articles of association.

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Dissolution; winding up. Under our memorandum and articles of association, if our company is wound up, the liquidator of our company may
distribute  the  assets  only  by  the  vote  of  holders  of  a  two-thirds  majority  of  our  outstanding  shares  being  entitled  to  vote  in  person  or  by  proxy  at  a
shareholder meeting or by unanimous written resolution.

Amendment of governing documents. Under Cayman Islands law and our memorandum and articles of association, our governing documents
may only be amended with the vote of holders of two-thirds of our shares entitled to vote in person or by proxy at a shareholder meeting or, as permitted
by our articles of association, by unanimous written consent.

Rights  of  Non-Resident  or  Foreign  Shareholders.  There  are  no  limitations  imposed  by  foreign  law  or  by  our  memorandum  and  articles  of
association on the rights of non-resident or foreign shareholders to hold or exercise voting rights on our shares. In addition, there are no provisions in our
memorandum and articles of association governing the ownership threshold above which shareholder ownership must be disclosed.

C.

Material Contracts

During the two fiscal years immediately preceding this annual report, we have entered into the following material contracts, excluding contracts

entered into in the ordinary course of business.

Bond Offerings

For a description of the August 2019 Senior Secured Notes and the August 2019 Indenture, the February 2021 Senior Secured Notes and the
February 2021 Indenture, the November 2020 Senior Secured Notes and the November 2020 Indenture, the March 2020 Senior Secured Notes and the
March  2020  Indenture,  and  the  October  2021  Senior  Secured  and  the  October  2021  Indenture,  see  “Item  5.  Operating  and  Financial  Review  and
Prospects — B. Liquidity and Capital Resources — Debt Securities—Senior Secured Notes,” included elsewhere in this annual report on Form 20-F.

For  a  description  of  the  onshore  corporate  bonds,  see  “Item  5.  Operating  and  Financial  Review  and  Prospects  —B.  Liquidity  and  Capital

Resources — Onshore Corporate Bonds” included elsewhere in this annual report on Form 20-F.

D.

Exchange Controls

Under  current  PRC  foreign  exchange  rules,  after  complying  with  certain  procedural  requirements  and  producing  commercial  documents
evidencing relevant transactions, RMB is convertible into other currencies without prior approval from the SAFE only for current account items, such as
trade  related  payments,  interest  and  dividends,  etc.,  and  certain  capital  account  items,  such  as  direct  equity  investments,  loans  and  repatriation  of
investment in non-sensitive industries. The conversion of RMB into other currencies and remittance of the converted foreign currency outside the PRC
under  sensitive  industries  direct  equity  investments,  loans  and  repatriation  of  investment,  requires  prior  approval  from  the  SAFE  or  its  local  office.
Foreign-invested enterprises may retain foreign exchange in accounts with designated foreign exchange banks subject to a cap set by the SAFE or its
local office. Under the SAFE regulations, PRC companies and individuals may repatriate foreign currency revenues received from abroad back to China
or they may retain the foreign currency revenues abroad. The term and conditions for both alternatives are subject to provisions further provided by the
SAFE  in  accordance  with  international  receipts  and  payments  and  the  needs  of  foreign  exchange  administration.  These  restrictions  could  affect  our
ability to obtain foreign currency through debt or equity financing, or for capital expenditures.

E.

Taxation

Cayman Islands Taxation

The Cayman Islands currently levies no taxes on individuals or corporations based upon profits, income, gains or appreciation and there is no
taxation in the nature of inheritance tax or estate duty. There are no other taxes likely to be material to us levied by the government of the Cayman
Islands  except  for  stamp  duties  which  may  be  applicable  on  instruments  executed  in,  or  brought  within  the  jurisdiction  of  the  Cayman  Islands.  The
Cayman Islands is not party to any double tax treaties which are applicable to payments made to and by our company. There are no exchange control
regulations or currency restrictions in the Cayman Islands.

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People’s Republic of China Taxation

The PRC Enterprise Income Tax Law, or the EIT Law, became effective as of January 1, 2008 and was amended on February 24, 2017 and
December 29, 2018, and the Implementation for the EIT Law became effective as of January 1, 2008 and was amended on April 23, 2019. The EIT Law
provides that enterprises established outside of China whose “de facto management bodies” are located in China are considered “resident enterprises”
and  are  generally  subject  to  the  uniform  25%  corporate  income  tax  rate  as  to  their  worldwide  income  (including  dividend  income  received  from
subsidiaries). Under the Implementation for the EIT Law, a “de facto management body” is defined as a body that has material and overall management
and  control  of  the  manufacturing  and  business  operations,  personnel  and  human  resources,  finances  and  treasury,  and  acquisition  and  disposition  of
properties and other assets of an enterprise. On April 22, 2009, the SAT issued the Circular 82, which was retroactively effective as of January 1, 2008.
Under this notice, an overseas incorporated domestically controlled enterprise will be recognized as a PRC resident enterprise if it satisfies all of the
following  conditions:  (i)  the  senior  management  responsible  for  daily  production/  business  operations  are  primarily  located  in  the  PRC,  and  the
location(s)  where  such  senior  management  execute  their  responsibilities  are  primarily  in  the  PRC;  (ii)  strategic  financial  and  personnel  decisions  are
made  or  approved  by  organizations  or  personnel  located  in  the  PRC;  (iii)  major  properties,  accounting  ledgers,  company  seals  and  minutes  of  board
meetings  and  shareholder  meetings,  etc.,  are  maintained  in  the  PRC;  and  (iv)  50%  or  more  of  the  board  members  with  voting  rights  or  senior
management habitually reside in the PRC. Further, the SAT issued Bulletin 45, which became effective on September 1, 2011 and was amended on April
17,  2015  and  June  28,  2016,  to  provide  further  guidance  on  the  implementation  of  Circular  82.  Bulletin  45  clarified  certain  issues  relating  to  the
determination  of  PRC  tax  resident  enterprise  status,  post-determination  administration  and  the  authorities  responsible  for  determining  offshore-
incorporated PRC tax resident enterprise status. Bulletin 45 specifies that when provided with a copy of a Chinese tax resident determination certificate
issued by the in-charge tax authorities from an offshore-incorporated PRC tax resident enterprise, the payer should not withhold 10% income tax when
paying Chinese-sourced dividends, interest and royalties to the offshore incorporated PRC tax resident enterprise. However, as Circular 82 and Bulletin
45  only  apply  to  enterprises  incorporated  under  laws  of  foreign  jurisdictions  that  are  controlled  by  PRC  enterprises  or  groups  of  PRC  enterprises,  it
remains  unclear  how  the  tax  authorities  will  determine  the  location  of  “de  facto  management  bodies”  for  overseas  incorporated  enterprises  that  are
controlled  by  individual  PRC  residents  or  non-PRC  enterprises  such  as  our  company.  It  is  not  clear  whether  PRC  tax  authorities  would  require  (or
permit) us to be treated as a PRC resident enterprise.

Under the EIT Law and the Implementation for the EIT Law, PRC income tax at the rate of 10% is applicable to dividends payable to investors
that are “non-resident enterprises,” which do not have an establishment or place of business in the PRC, or which have such establishment or place of
business, but the relevant income is not effectively connected with the establishment or place of business, to the extent such dividends have their sources
within  the  PRC.  Similarly,  any  gain  realized  on  the  transfer  of  our  ADSs  by  such  investors  is  also  subject  to  10%  PRC  income  tax  if  such  gain  is
regarded as income derived from sources within the PRC. For non-PRC individual investors, under PRC Individual Income Law, there could be a PRC
income tax at a rate of 20% for such dividends or gains. If we are considered a PRC “resident enterprise,” it is unclear whether dividends we pay with
respect to our ADSs, or the gain you may realize from the transfer of our ADSs, would be treated as income derived from sources within the PRC and be
subject  to  PRC  tax  as  stated  above.  If  we  are  not  considered  a  PRC  “resident  enterprise,”  the  holders  of  our  ADSs  that  are  non-PRC  “resident
enterprises” could be subject to PRC income tax for gains from transferring or otherwise disposing their ADSs, since such activities might be recognized
as “transferring the equity interests of a PRC resident enterprise indirectly by disposing of the equity interests of an overseas holding company” under
Circular 7 or GATA. However, since Circular 7 specifies that it does not apply if a non-PRC resident enterprise purchases and sells equity of the same
listed  foreign  enterprise  in  the  open  market  and  obtains  the  proceeds  from  indirect  transfer  of  Chinese  taxable  property,  for  most  our  investors,  who
either are not enterprises, or are non-resident enterprises but only trade equity in the open market and gain proceeds, they will not be required to pay tax
under Circular 7. It is also unclear whether, if we are considered a PRC “resident enterprise,” holders of our ADSs might be able to claim the benefit of
income tax treaties entered into between China and other countries.

U.S. Federal Income Taxation

The following is a general discussion of certain U.S. federal income tax consequences of the ownership and disposition of the common shares
or ADSs (evidenced by ADRs) by U.S. Holders (as defined below). This discussion applies only to U.S. Holders that hold the common shares or ADSs
as capital assets for U.S. federal income tax purposes.

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This discussion is based on the Internal Revenue Code of 1986, as amended, or the Code, Treasury regulations implemented thereunder, and
administrative and judicial interpretations thereof, all as in effect on the date hereof and all of which are subject to change, possibly with retroactive
effect, or to different interpretation. There can be no assurance that the IRS or a court will not take a contrary position with respect to any U.S. federal
income tax considerations described below.

This  discussion  does  not  address  all  of  the  tax  considerations  that  may  be  relevant  to  specific  U.S.  Holders  in  light  of  their  particular
circumstances or to U.S. Holders subject to special treatment under U.S. federal income tax law (such as banks, other financial institutions, insurance
companies,  tax-exempt  entities,  retirement  plans,  regulated  investment  companies,  real  estate  investment  trusts,  grantor  trusts,  partnerships  (or  other
entities  treated  as  flow-through  entities  for  U.S.  federal  income  tax  purposes),  dealers  or  traders  in  securities,  brokers,  United  States  expatriates  and
certain  former  long-term  U.S.  residents,  persons  subject  to  the  alternative  minimum  tax,  persons  who  have  acquired  the  shares  or  ADSs  as  part  of  a
straddle, hedge, conversion transaction or other integrated investment, persons who generally mark their securities to market for U.S. federal income tax
purposes, persons that have a “functional currency” other than the U.S. dollar, persons who are residents in the PRC for PRC tax purposes or persons
that  own  directly,  indirectly,  or  constructively  10%  or  more  of  our  stock  by  vote  or  value).  If  a  partnership  holds  common  shares  or  ADSs,  the
consequences  to  a  partner  will  generally  depend  upon  the  status  of  the  partner  and  upon  the  activities  of  the  partnership.  A  partner  of  a  partnership
holding  common  shares  or  ADSs  should  consult  its  own  tax  adviser  regarding  the  United  States  tax  consequences  of  its  investment  in  the  common
shares or ADSs through the partnership. This discussion does not address any U.S. state or local or non-U.S. tax considerations, any U.S. federal estate,
gift or alternative minimum tax considerations, the U.S. federal Medicare tax on net investment income.

As used in this discussion, the term “U.S. Holder” means a beneficial owner of the common shares or ADSs that is, for U.S. federal income tax
purposes, (i) an individual who is a citizen or resident of the United States, (ii) a corporation, or other entity taxable as a corporation for U.S. federal
income tax purposes, created or organized in or under the laws of the United States or of any state or political subdivision thereof or therein, including
the District of Columbia, (iii) an estate, the income of which is subject to U.S. federal income tax regardless of the source thereof, or (iv) a trust with
respect to which a court within the United States is able to exercise primary supervision over its administration and one or more United States persons
have  the  authority  to  control  all  of  its  substantial  decisions,  or  certain  electing  trusts  that  were  in  existence  on  August  19,  1996  and  were  treated  as
domestic trusts on that date.

In general, for U.S. federal income tax purposes, a U.S. Holder of an ADS will be treated as the owner of the common shares represented by

the ADSs.

Investors should consult their tax advisors as to the particular tax considerations applicable to them relating to the ownership and disposition of
the common shares or ADSs, including the applicability of U.S. federal, state and local tax laws or non- U.S. tax laws, any changes in applicable tax
laws and any pending or proposed legislation or regulations.

Dividends

Subject to the discussion below under “—Passive Foreign Investment Company,” the gross amount of any distribution (without reduction for
any  PRC  tax  withheld)  made  by  us  on  the  common  shares  or  ADSs  generally  will  be  treated  as  a  dividend  includible  in  the  gross  income  of  a  U.S.
Holder as dividend income to the extent of our current or accumulated earnings and profits, as determined under U.S. federal income tax principles,
when received by the U.S. Holder, in the case of common shares, or when received by the Depositary, in the case of ADSs. To the extent the amount of
such distribution exceeds our current and accumulated earnings and profits as so computed, it will be treated first as a non-taxable return of capital to the
extent of such U.S. Holder’s adjusted tax basis in such common shares or ADSs and, to the extent the amount of such distribution exceeds such adjusted
tax basis, will be treated as capital gain. We do not intend to calculate our earnings and profits under U.S. federal income tax principles. Therefore, a
U.S. Holder should expect that a distribution will generally be treated as a dividend even if that distribution would otherwise be treated as a non-taxable
return of capital or as capital gain under the rules described above. The dividends will not be eligible for the dividends-received deduction allowed to
corporations in respect of dividends received from other U.S. corporations.

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Certain  dividends  received  by  non-corporate  U.S.  Holders  generally  will  be  taxed  at  the  preferential  rate  applicable  to  qualified  dividend
income. These reduced income tax rates are applicable to dividends paid by “qualified foreign corporations” and only with respect to common shares or
ADSs held for a minimum holding period of at least 61 days during a specified 121-day period, and if certain other conditions are met (including, but
not limited to, us not being a PFIC (as discussed below) for either our taxable year in which the dividend is paid or the preceding taxable year). You
should consult your tax advisors regarding the availability of the preferential rate for dividends paid with respect to common shares or ADSs.

Dividends paid by us will constitute income from sources outside the United States for U.S. foreign tax credit limitation purposes and will be

categorized as “passive category income” or, in the case of certain U.S. Holders, as “general category income” for U.S. foreign tax credit purposes.

In the event that we are deemed to be a PRC resident enterprise under the EIT Law (see discussion under “Item 10. Additional Information —
E.  Taxation  —  People’s  Republic  of  China  Taxation”),  you  may  be  subject  to  PRC  withholding  taxes  on  dividends  paid  to  you  with  respect  to  the
common  shares  or  ADSs.  Subject  to  generally  applicable  limitations,  PRC  withholding  taxes  on  dividends,  if  any,  may  be  treated  as  foreign  taxes
eligible for credit against your U.S. federal income tax liability. However, such foreign tax credit may be disallowed, if the U.S. Holder has held such
shares for less than a specified minimum period during which the U.S. Holder is not protected from risk of loss, or is obligated to make payments related
to the dividends. The rules relating to the U.S. foreign tax credits are complex and U.S. Holders may be subject to various limitations on the amount of
foreign  tax  credits  that  are  available.  U.S.  Holders  should  consult  their  own  tax  advisors  regarding  the  effect  of  these  rules  in  their  particular
circumstances.

Sale or Other Disposition of Ordinary common shares or ADSs

Subject to the discussion below under “—Passive Foreign Investment Company,” a U.S. Holder generally will recognize gain or loss for U.S.
federal income tax purposes upon a sale or other disposition of the common shares or ADSs in an amount equal to the difference between the amount
realized from such sale or disposition and the U.S. Holder’s adjusted tax basis in such common shares or ADSs. Such gain or loss generally will be a
capital  gain  or  loss  and  will  be  long-term  capital  gain  (taxable  at  preferential  rates  for  non-corporate  U.S.  Holders)  or  loss  if,  on  the  date  of  sale  or
disposition,  such  common  shares  or  ADSs  were  held  by  such  U.S.  Holder  for  more  than  one  year.  The  deductibility  of  capital  losses  is  subject  to
significant  limitations.  Any  gain  or  loss  on  the  sale  or  disposition  will  generally  be  treated  as  U.S.  source  income  or  loss  for  U.S.  foreign  tax  credit
limitation purposes.

Passive Foreign Investment Company

Special U.S. tax rules apply to companies that are considered to be PFICs. We will be classified as a PFIC in a particular taxable year if either
(i) 75% or more of our gross income for the taxable year is passive income; or (ii) on average at least 50% of the value of our assets produce passive
income  or  are  held  for  the  production  of  passive  income.  Passive  income  for  this  purpose  generally  includes,  among  other  things,  certain  dividends,
interest,  royalties,  rents  and  gains  from  commodities  and  securities  transactions  and  from  the  sale  or  exchange  of  property  that  gives  rise  to  passive
income.

In making this determination, we will be treated as earning our proportionate share of any income and owning our proportionate share of any

assets of any corporation in which we hold a 25% or greater interest (by value).

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Based on our estimated gross income, the average value of our assets, including goodwill, and the nature of our business, although not free
from doubt, we do not believe that we were classified as a PFIC for U.S. federal income tax purposes for the taxable year ending December 31, 2021.
Our status for any taxable year will depend on our assets and activities in each year, and because this is a factual determination made annually after the
end of each taxable year, there can be no assurance that we will not be considered a PFIC for the current taxable year or any future taxable year. The
market value of our assets may be determined in large part by reference to the market price of the ADSs and our ordinary shares, which is likely to
fluctuate.  Furthermore,  the  composition  of  our  income  and  assets  may  also  be  affected  by  how,  and  how  quickly,  we  use  our  liquid  assets.  Under
circumstances where our revenue from activities that produce passive income significantly increase relative to our revenue from activities that produce
non-passive income, or where we determine not to deploy significant amounts of cash for active purposes, our risk of being classified as a PFIC may
substantially increase. In addition, because there are uncertainties in the application of the relevant rules, it is possible that the IRS may challenge our
classification  of  certain  income  and  assets  as  non-passive  or  our  valuation  of  our  tangible  and  intangible  assets,  each  of  which  may  result  in  our
becoming a PFIC for the current or subsequent table years. If we were classified as a PFIC for any year during which a U.S. holder held our ADSs or
common  shares,  we  generally  would  continue  to  be  treated  as  a  PFIC  for  all  succeeding  years  during  which  such  U.S.  holder  holds  our  ADSs  or
common shares.

A U.S. Holder may be able to mitigate some of the adverse U.S. federal income tax consequences described below with respect to owning the
common shares or ADSs if we are classified as a PFIC for any taxable year, provided that such U.S. Holder is eligible to make, and validly makes a
mark-to-market election. However, because we are a holding company and a mark-to-market election would not apply to any lower-tier PFICs we own,
it is unclear that making the election would have any benefit to a U.S. Holder. In certain circumstances, a U.S. Holder can make a qualified electing fund
election, or QEF election, to mitigate some of the adverse tax consequences described with respect to an ownership interest in a PFIC by including in
income its share of the PFIC’s income on a current basis. However, we do not currently intend to prepare or provide the information that would enable a
U.S. Holder to make a QEF election.

In  the  event  we  are  classified  as  a  PFIC,  in  any  year  in  which  you  hold  the  common  shares  or  ADSs,  and  you  do  not  make  the  election
described in the preceding paragraph, any gain recognized by you on a sale or other disposition (including a pledge) of the common shares or ADSs
would be allocated ratably over your holding period for the common shares or ADSs. The amounts allocated to the taxable year of the sale or other
disposition and to any year before we became a PFIC would be taxed as ordinary income. The amount allocated to each other taxable year would be
subject to tax at the highest rate in effect for individuals or corporations, as appropriate, for that taxable year, and an interest charge would be imposed.
Further,  to  the  extent  that  any  distribution  received  by  you  on  your  common  shares  or  ADSs  were  to  exceed  125%  of  the  average  of  the  annual
distributions on the common shares or ADSs received during the preceding three years or your holding period, whichever is shorter, that distribution
would be subject to taxation in the same manner as gain on the sale or other disposition of shares, described above. Classification as a PFIC may also
have other adverse tax consequences, including, in the case of individuals, the denial of a step-up in the basis of your common shares or ADSs at death.

The  U.S.  federal  income  tax  rules  relating  to  PFICs  are  complex.  You  are  urged  to  consult  your  tax  advisors  with  respect  to  the  purchase,
ownership and disposition of the common shares or ADSs, any elections available with respect to such ADSs and the U.S. Internal Revenue Service
information reporting obligations with respect to the purchase, ownership and disposition of the ADS.

Backup Withholding Tax and Information Reporting and Disclosure Requirements

Dividend payments made to U.S. Holders and proceeds paid from the sale or other disposition of their common shares or ADSs may be subject
to information reporting to the U.S. Internal Revenue Service and possible U.S. federal backup withholding. Certain exempt recipients are not subject to
these information reporting requirements. Backup withholding will not apply to a U.S. Holder who furnishes a correct taxpayer identification number
and  makes  any  other  required  certification,  or  who  is  otherwise  exempt  from  backup  withholding.  U.S.  Holders  who  are  required  to  establish  their
exempt status generally must provide IRS Form W-9 (Request for Taxpayer Identification Number and Certification).

Backup withholding is not an additional tax. Amounts withheld as backup withholding may be credited against a U.S. Holder’s U.S. federal
income tax liability. A U.S. Holder may obtain a refund of any excess amounts withheld under the backup withholding rules by filing the appropriate
claim for refund with the Internal Revenue Service in a timely manner and furnishing any required information.

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Investors  should  consult  their  own  tax  advisors  as  to  their  qualification  for  an  exemption  from  backup  withholding  and  the  procedure  for

obtaining this exemption.

Certain  U.S.  Holders  may  be  required  to  report  information  with  respect  to  such  holder’s  interest  in  “specified  foreign  financial  assets”  (as
defined  in  Section  6038D  of  the  Code),  including  stock  of  a  non-U.S.  corporation  that  is  not  held  in  an  account  maintained  by  a  U.S.  “financial
institution,” if the aggregate value of all such assets exceeds certain thresholds. Persons who are required to report specified foreign financial assets and
fail  to  do  so  may  be  subject  to  substantial  penalties.  U.S.  Holders  are  urged  to  consult  their  own  tax  advisors  regarding  the  foreign  financial  asset
reporting obligations and their possible application to the holding of the common shares or ADSs.

F.

Dividends and Paying Agents

Not applicable.

G.

Statement by Experts

Not applicable.

H.

Documents on Display

We are subject to the periodic reporting and other informational requirements of the Exchange Act. Under the Exchange Act, we are required to
file reports and other information with the SEC. Specifically, we are required to file annually a Form 20-F no later than four months after the close of
each fiscal year, which is December 31. The SEC maintains a web site at www.sec.gov that contains reports, proxy and information statements, and
other information regarding registrants that make electronic filings with the SEC using its EDGAR system, which can be accessed without charge. As a
foreign  private  issuer,  we  are  exempt  from  the  rules  under  the  Exchange  Act  prescribing  the  furnishing  and  content  of  quarterly  reports  and  proxy
statements,  and  officers,  directors  and  principal  shareholders  are  exempt  from  the  reporting  and  short-swing  profit  recovery  provisions  contained  in
Section  16  of  the  Exchange  Act.  In  accordance  with  Section  203.01  of  the  NYSE  Listed  Company  Manual,  we  will  post  this  annual  report  on  our
website at www.xyre.com.

I.

Subsidiary Information

Not applicable.

ITEM 11

QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

Market  risk  is  the  risk  of  loss  related  to  adverse  changes  in  market  prices,  including  interest  rate  and  foreign  exchange  rates  of  financial
instruments. We are exposed to various types of market risks in the normal course of business. We have not in the past used derivatives to manage our
exposure to market interest rate risk or foreign exchange risk. The following discussion and analysis, which involves “forward-looking statements” that
involve risk and uncertainties, summarizes our exposure to different market risks.

Foreign Exchange Risk

We and our subsidiaries are principally engaged in real estate development and the provision of property management services in the PRC. We
started U.S. business operations, which is mainly residential real estate development, as well as resale, in 2012. The functional currency of our PRC
subsidiaries is the Renminbi, while that of our subsidiaries in the United States is U.S. dollars. Our reporting currency is the U.S. dollar. We translate the
PRC  operating  results  using  the  average  exchange  rate  for  the  year  and  we  translate  the  PRC  financial  position  at  the  year-end  exchange  rate.  The
foreign currency translation loss recognized in our other comprehensive profit amounted to US$20.3 million in 2021.

A significant portion of our revenues is denominated in RMB. However, we have substantial U.S. dollar denominated obligations, including the
obligation to pay interest and principal on our secured debt and capital commitments to support our United States business operations. Accordingly, any
significant fluctuation between the RMB and the U.S. dollar could expose us to foreign exchange risk. We do not currently hedge our exchange rate
exposure. We evaluate such risk from time to time and may consider engaging in hedging activities in the future to the extent we deem appropriate. Such
hedging arrangements may require us to pledge or transfer cash and other collateral to secure our obligations under the agreements, and the amount of
collateral required may increase as a result of mark-to-market adjustments.

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The  RMB  is  not  a  freely  convertible  currency.  The  PRC  government  may  take  actions  that  could  cause  future  exchange  rates  to  vary
significantly from current or historical exchange rates. The conversion of RMB into foreign currencies, including U.S. dollars, has been based on rates
set by the PBOC. On July 1, 2005, the PRC government changed its previous policy of pegging the value of the RMB to the U.S. dollar. Under the
current policy, the RMB is permitted to fluctuate within a narrow and managed band against a basket of certain foreign currencies. Since July 21, 2005,
this  change  in  policy  has  resulted  in  an  approximately  23.0%  appreciation  of  the  RMB  against  the  U.S.  dollar  through  December  31,  2021.  There
remains significant international pressure on the PRC government to adopt an even more flexible currency policy, which could result in a further and
more significant appreciation of the RMB against the U.S. dollar. Any appreciation of the RMB against the U.S. dollar or any other foreign currencies
would make any new RMB-denominated investments or expenditures more costly to us, to the extent that we need to convert foreign currencies into
RMB for such purposes. On August 11, 2015, the PBOC allowed the RMB to depreciate by approximately 2% against the U.S. dollar. It is difficult to
predict how long such depreciation of RMB against the U.S. dollar may last. However, any significant depreciation in the exchange rates of the RMB
against the U.S. dollar could adversely affect the value of any dividends paid by us to our shareholders, which would be funded by RMB but paid in
U.S. dollars. There can be no assurance that any future movements in the exchange rate of the RMB against the U.S. dollar or other foreign currencies
will not adversely affect our results of operations and financial condition (including our ability to pay dividends). A significant depreciation in the RMB
against  major  foreign  currencies  may  have  a  material  adverse  impact  on  our  results  of  operations,  financial  condition  and  share  price  because  our
reporting  currency  is  the  U.S.  dollar  and  our  ADSs  are  expected  to  be  quoted  in  U.S.  dollars,  whereas  our  revenues,  costs  and  expenses  are  largely
denominated in RMB.

Interest Rate Risk

The cost of financing is sensitive to fluctuations in interest rates. Our bank borrowings bear interest at variable rates, and an increase in interest
rates would increase our costs there under. Our net income is affected by changes in interest rates as a result of the impact such changes have on interest
income  from,  and  interest  expense  on,  short-term  deposits  and  other  interest-bearing  financial  assets  and  liabilities.  In  addition,  our  sales  are  also
sensitive to fluctuations in interest rates. An increase in interest rates would adversely affect our prospective purchasers’ ability to obtain financing and
depress the overall housing demand. Higher interest rates, therefore, may adversely affect our revenues, gross profits and net income, and our ability to
raise and service debt and to finance our developments.

In addition, the United Kingdom Financial Conduct Authority, or FCA, which regulates London Interbank Offered Rate, or LIBOR, announced
on July 27, 2017 that it would no longer persuade or compel banks to submit rates for the calculation of the LIBOR benchmark after 2021 and confirmed
on March 5, 2021 that most LIBOR benchmark tenors would cease or cease to be representative benchmarks from December 31, 2021 or (in the case of
certain tenors of USD LIBOR only) from June 30, 2023. While various replacement reference rates have been proposed, an alternative reference rate to
LIBOR has not yet been widely adopted. As such, the replacement of LIBOR could have an adverse effect on the market for, or value of, LIBOR-linked
financial instruments.

Our indebtedness consists primarily of short-term and long-term bank borrowings, secured debt and onshore corporate bonds. As of December
31, 2021, we had US$99.5 million of short-term borrowings, with US$95.1 million denominated in RMB, which bear interest rates ranging from 3.90%
per  annum  to  30.0%  per  annum,  with  a  weighted  average  interest  rate  at  such  date  of  7.32%.  US$522.1  million  of  long-term  bank  loans,  including
current portions of long-term bank loans, bear floating interest rates, which are based on 100.0% to 210.53% of PBOC benchmark rates in the following
years.  US$165.7  million  of  long-term  debt,  including  current  portions  of  long-term  debt  bear  floating  interest  rates,  which  are  based  on  LIBOR
benchmark  rates  in  the  following  years.  The  PBOC  regulates  the  interest  rates  of  our  Renminbi-denominated  borrowings.  The  PBOC-published
benchmark one-year lending rate in China, which directly affects the property mortgage rates offered by commercial banks in China, as of December 31,
2019, 2020 and 2021 was 4.35%, 4.35% and 4.35%, respectively. As of December 31, 2021, the principal amount of our aggregate outstanding variable
rate debt, including long-term bank loans, was US$692.2 million. A hypothetical 1.00% increase in annual interest rates would increase our interest cost
by approximately US$6.9 million per year based on our debt level as of December 31, 2021. The senior secured notes and other debt, except the above-
mentioned US$165.7 million  of floating rate debt, bear fixed interest rates and therefore, interest rate risk is low.

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Credit Risk

We provide guarantees to mortgage lending banks in respect of the mortgage loans provided to the purchasers of our properties in the PRC up
until completion of the registration of the mortgage with the relevant authorities, which generally occurs within six to 12 months after the purchaser
takes possession of the relevant properties. If a purchaser defaults under the loan while our guarantee is in effect and we repay all debt owed by the
purchaser  to  the  mortgagee  bank  under  the  loan,  the  mortgagee  bank  must  assign  its  rights  under  the  loan  and  the  mortgage  to  us  and,  after  the
registration of the mortgage, we will have full recourse to the property. In line with what we believe is industry practice, we do not conduct independent
credit checks on our customers but rely on the credit checks conducted by the mortgagee banks.

As of December 31, 2021, we had outstanding guarantees of mortgages in the principal amount of US$2,156.3 million. If a purchaser defaults
on the payment of its mortgage during the term of the guarantee, the mortgage lending bank may require us to repay the outstanding amount under the
loan plus any accrued interest. In this event, although we are able to retain the customer’s deposit and sell the property to recover any amounts paid by
us  to  the  bank,  there  can  be  no  assurance  that  we  would  be  able  to  sell  the  property  at  a  price  equal  to  or  greater  than  the  amount  we  paid  on  the
defaulting  purchaser’s  outstanding  loan  amount  and  any  accrued  interest  thereon.  We  paid  US$3.7  million  to  satisfy  guarantee  obligations  related  to
customer defaults in 2021.

During  parts  of  2011  and  2012,  we  offered  certain  homebuyers  seller-financing  arrangements.  All  the  homebuyers  entered  into  such
arrangement were subject to credit verification procedures. In addition, accounts receivable balances are unsecured, but monitored on an ongoing basis
via our management reporting procedures. We provided longer payment terms, ranging between six months to two years to particular home buyers after
applying strict credit requirements based on our credit policy. In the second half of 2012, execution of seller-financed contracts dropped significantly.
From the fourth quarter of 2012, we stopped offering seller-financed contracts to second home buyers. Commencing in the second quarter of 2014, the
Group again offer seller-financed contracts. As of December 31, 2020 and 2021, there was no concentration of credit risk with respect to receivables and
we  do  not  have  a  significant  exposure  to  any  individual  debtor.  Since  2013,  PRC  banks  have  tightened  the  distributions  of  mortgage  loans  to
homebuyers.  Therefore,  mortgage  loans  for  homebuyers  have  been  subject  to  longer  processing  periods  or  even  denied  by  the  banks.  We  took  the
position that the processing periods of the contracts with underlying mortgage loans exceeding one year cannot be recognized as revenue on an over
time basis.

As of December 31, 2021, our cash and cash equivalents totaled US$426.4 million and restricted cash totaled US$293.5 million, predominately
deposited  in  accounts  maintained  with  state-owned  bank  within  the  PRC.  We  have  not  experienced  any  losses  in  such  accounts  and  management
believes it is not exposed to any risks on its cash in bank accounts.

Inflation

Inflation has not had a significant effect on our business during the past three years. According to the National Bureau of Statistics of China,
China’s overall national inflation rate, as represented by the general consumer price index, was approximately 2.9%, 2.5% and 0.9% in 2019, 2020 and
2021, respectively. Deflation could negatively affect our business as it would be a disincentive for prospective property buyers to make a purchase. As of
the date of this annual report, we have not been materially affected by any inflation or deflation.

ITEM 12

DESCRIPTION OF SECURITIES OTHER THAN EQUITY SECURITIES

Our common shares, in the form of ADSs, each representing two common shares, are listed on the NYSE. JPMorgan Chase Bank, N.A. serves
as the depositary for the ADSs. JPMorgan Chase Bank, N.A.’s principal executive office is located at 383 Madison Avenue, Floor 11, New York, New
York 10179.

The depositary may charge each person to whom ADSs are issued, including, without limitation, issuances against deposits of shares, issuances
in respect of share distributions, rights and other distributions, issuances pursuant to a stock dividend or stock split declared by us or issuances pursuant
to a merger, exchange of securities or any other transaction or event affecting the ADSs or deposited securities, and each person surrendering ADSs for
withdrawal  of  deposited  securities  in  any  manner  permitted  by  the  deposit  agreement,  US$5.00  for  each  100  ADSs  (or  any  portion  thereof)  issued,
delivered, reduced, cancelled or surrendered, as the case may be. ADSs are represented and evidenced by American depositary receipts, or ADRs.

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The depositary may charge the following the additional amounts to ADR holders:

● a fee of US$0.02 or less per ADS (or portion thereof) for any cash distribution made pursuant to the deposit agreement;

● a fee of US$1.50 per ADR or ADRs for transfers pursuant to the deposit agreement;

● an  aggregate  fee  of  up  to  US$0.05  per  ADS  (or  portion  thereof)  per  calendar  year  for  services  performed  by  the  depositary  in

administering our ADR program;

● any other charge payable by any of the depositary, any of the depositary’s agents, including, without limitation, the custodian, or the agents

of the depositary’s agents in connection with the servicing of our shares or other deposited securities;

● a fee for the distribution of securities (or the sale of securities in connection with a distribution), such fee being in an amount equal to the
fee for the execution and delivery of ADSs which would have been charged as a result of the deposit of such securities (treating all such
securities  as  if  they  were  shares)  but  which  securities  or  the  net  cash  proceeds  from  the  sale  thereof  are  instead  distributed  by  the
depositary to those holders entitled thereto;

● stock transfer or other taxes and other governmental charges;

● SWIFT, cable, telex and facsimile transmission and delivery charges incurred upon request of an ADR holder;

● transfer or registration fees for the registration of transfer of deposited securities on any applicable register in connection with the deposit

or withdrawal of deposited securities;

● expenses of the depositary in connection with the conversion of foreign currency into U.S. dollars; and

● such fees and expenses as are incurred by the depositary (including without limitation expenses incurred in connection with compliance
with foreign exchange control regulations or any law or regulation relating to foreign investment) in delivery of deposited securities or
otherwise in connection with the depositary’s or its custodian’s compliance with applicable laws, rules or regulations.

The fees described above may be amended from time to time.

The depositary collects its fees for issuance and cancellation of ADSs directly from investors depositing shares or surrendering ADSs for the
purpose of withdrawal or from intermediaries acting for them. The depositary collects fees for making distributions to investors by deducting those fees
from the amounts distributed or by selling a portion of distributable property to pay the fees. The depositary may collect its annual fee for depositary
services by deduction from cash distributions, or by directly billing investors, or by charging the book-entry system accounts of participants acting for
them.  The  depositary  may  generally  refuse  to  provide  services  to  any  holder  until  the  fees  and  expenses  owing  by  such  holder  for  those  services  or
otherwise are paid.

ADR  holders  must  pay  any  tax  or  other  governmental  charge  payable  by  the  custodian  or  the  depositary  on  any  ADS  or  ADR,  deposited
security or distribution. If an ADR holder owes any tax or other governmental charge, the depositary may (i) deduct the amount thereof from any cash
distributions, or (ii) sell deposited securities and deduct the amount owing from the net proceeds of such sale. In either case the ADR holder remains
liable for any shortfall. Additionally, if any tax or governmental charge is unpaid, the depositary may also refuse to effect any registration, registration of
transfer,  split-up  or  combination  of  deposited  securities  or  withdrawal  of  deposited  securities  (except  under  limited  circumstances  mandated  by
securities regulations). If any tax or governmental charge is required to be withheld on any non-cash distribution, the depositary may sell the distributed
property or securities to pay such taxes and distribute any remaining net proceeds to the ADR holders entitled thereto.

The depositary may remit to us all or a portion of the depositary fees charged for the reimbursement of certain of the expenses we incur in
respect of the ADS program established pursuant to the deposit agreement upon such terms and conditions as we may agree from time to time. In 2021,
no such reimbursement was made.

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ITEM 13

DEFAULTS, DIVIDEND ARREARAGES AND DELINQUENCIES

See our Form 6-K press release dated July 19, 2022 (File No. 001-33863).

PART II

ITEM 14

MATERIAL MODIFICATIONS TO THE RIGHTS OF SECURITY HOLDERS AND USE OF PROCEEDS

None.

ITEM 15

CONTROLS AND PROCEDURES

Evaluation of Disclosure Controls and Procedures

Our  management,  with  the  participation  of  our  Chief  Executive  Officer  and  Chief  Financial  Officer,  performed  an  evaluation  of  the
effectiveness of our disclosure controls and procedures within the meaning of Rule 13a-15(e) of the Exchange Act as of the end of the period covered by
this report. Based on such evaluation, our management concluded that, as of the end of the period covered by this annual report, our disclosure controls
and  procedures  were  effective  to  ensure  that  information  required  to  be  disclosed  by  our  company  in  the  reports  that  we  file  or  submit  under  the
Exchange Act is (i) recorded, processed, summarized and reported within the time period specified in the SEC rules and forms, and (ii) accumulated and
communicated  to  our  management,  including  our  Chief  Executive  Officer  and  Chief  Financial  Officer,  as  appropriate,  to  allow  timely  decisions
regarding required disclosure.

Report of Management on Internal Control over Financial Reporting

Our  management  is  responsible  for  establishing  and  maintaining  adequate  internal  control  over  financial  reporting,  as  defined  under  Rule
13(a)-15(f) and 15(d)-15(f) of the Exchange Act. Our internal control over financial reporting is designed to provide reasonable assurance regarding the
reliability  of  financial  reporting  and  the  preparation  of  financial  statements  for  external  purposes  in  accordance  with  generally  accepted  accounting
principles.  Our  internal  control  over  financial  reporting  includes  those  policies  and  procedures  that:  (i)  pertain  to  the  maintenance  of  records  that,  in
reasonable  detail,  accurately  and  fairly  reflect  the  transactions  and  dispositions  of  our  assets;  (ii)  provide  reasonable  assurance  that  transactions  are
recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles and that our receipts and
expenditures are being made only in accordance with authorizations of our management and directors; and (iii) provide reasonable assurance regarding
prevention or timely detection of unauthorized acquisition, use or disposition of our assets that could have a material effect on the consolidated financial
statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any
evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the
degree  of  compliance  with  the  policies  or  procedures  may  deteriorate.  Management,  under  the  supervision  and  with  the  participation  of  our  Chief
Executive Officer and Chief Financial Officer, conducted an evaluation of the effectiveness of our internal control over financial reporting based on the
framework  in  Internal  Control-Integrated  Framework  (2013  Framework)  issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway
Commission. Based on our evaluation under the framework in Internal Control-Integrated Framework (2013 Framework), our management concluded
that, as of December 31, 2021, our internal control over financial reporting was effective to provide reasonable assurance regarding the reliability of
financial reporting and the preparation of financial statements for external purposes in accordance with U.S. GAAP.

Nonetheless,  the  Board  and  the  Audit  Committee  are  acutely  aware  of  the  importance  of  internal  controls  and  take  their  fiduciary  duties
seriously. Therefore, despite believing that the Company's existing internal controls are sufficient, following the Internal Reviews, the Board and Audit
Committee  directed  management  to  review  internal  controls  and  remediate  any  material  weaknesses  that  are  identified.  This  has  involved  several
workstreams.

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First, the Internal Reviews did identify some weaknesses in the Company's internal controls, which the Company is working to correct. As part

of that process, the Company is implementing enhanced review protocols, including:

● strengthening and improving its internal accounting procedures and bookkeeping standards to ensure accurate recording of transactions

and regular reviews of transaction records;

● strengthening and enhancing its internal procedures and standards regarding contract management and transaction approval, with stricter
and more detailed requirements and guidance, including imposing requirements for supporting documentation with respect to any related
party transaction;

● providing  additional  guidance  and  training  to  employees  regarding  the  relevant  rules  and  disclosure  requirements  for  related  party

transactions; and

● improving the process of identifying, processing, and disclosing related party transactions to ensure compliance with the relevant rules and

regulations.

Second, the HK Subsidiary has retained Moore Advisory Services Limited as independent internal control reviewer to review and validate the
HK Subsidiary's systems and controls (which was recently completed). The Company is considering the findings from that review. To the extent they are
relevant to the Company, the Company will also implement any recommended improvements.

Third, the Company has arranged regular training sessions to raise employee awareness of internal control and compliance matters.

Finally,  the  effectiveness  of  our  internal  control  over  financial  reporting,  as  of  December  31,  2021,  was  also  audited  by  Union  Power,  an

independent registered public accounting firm, as stated in their attestation report thereon which appears herein.

Changes in Internal Control over Financial Reporting

During 2021, there were no changes in our internal control over financial reporting that occurred during the period covered by the report for

2021 that have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.

Report of Independent Registered Public Accounting Firm

To the Shareholders and the Board of Directors of Xinyuan Real Estate Co., Ltd.

Opinion on Internal Control over Financial Reporting

We have audited Xinyuan Real Estate Co., Ltd. and subsidiaries’ internal control over financial reporting as of December 31, 2021, based on
criteria  established  in  Internal  Control—Integrated  Framework  issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission
(2013  framework)  (the  COSO  criteria).  In  our  opinion,  Xinyuan  Real  Estate  Co.,  Ltd.  and  subsidiaries  (the  Company)  maintained,  in  all  material
respects, effective internal control over financial reporting as of December 31, 2021, based on the COSO criteria.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (“PCAOB”), the
consolidated balance sheets as of December 31, 2021 and 2020, the related consolidated statements of comprehensive income, changes in shareholders’
equity  and  cash  flows  for  each  of  the  three  years  in  the  period  ended  December  31,  2021,  and  the  related  notes  and  our  report  dated  July  29,  2022
expressed an unqualified opinion thereon.

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Basis for Opinion

The  Company’s  management  is  responsible  for  maintaining  effective  internal  control  over  financial  reporting  and  for  its  assessment  of  the
effectiveness  of  internal  control  over  financial  reporting  included  in  the  accompanying  Report  of  Management  on  Internal  Control  over  Financial
Reporting. Our responsibility is to express an opinion on the Company’s internal control over financial reporting based on our audit. We are a public
accounting  firm  registered  with  the  PCAOB  and  are  required  to  be  independent  with  respect  to  the  Company  in  accordance  with  the  U.S.  federal
securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain

reasonable assurance about whether effective internal control over financial reporting was maintained in all material respects.

Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists,
testing and evaluating the design and operating effectiveness of internal control based on the assessed risk, and performing such other procedures as we
considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion.

Definition and Limitations of Internal Control over Financial Reporting

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial
reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles. A company’s
internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail,
accurately  and  fairly  reflect  the  transactions  and  dispositions  of  the  assets  of  the  company;  (2)  provide  reasonable  assurance  that  transactions  are
recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and
expenditures  of  the  company  are  being  made  only  in  accordance  with  authorizations  of  management  and  directors  of  the  company;  and  (3)  provide
reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company’s assets that could have a
material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any
evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the
degree of compliance with the policies or procedures may deteriorate.

/s/ Union Power HK CPA Limited
We have served as the Company's auditor since 2021.
Hong Kong
July 29, 2022

ITEM 16A.

AUDIT COMMITTEE FINANCIAL EXPERT

Our board of directors has determined that Mr. Yifan (Frank) Li, the chairman of our audit committee, qualifies as an audit committee financial

expert under applicable SEC rules.

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ITEM 16B.

CODE OF ETHICS

Our board of directors has adopted a code of business conduct and ethics that pertains to our directors, officers and employees with certain
provisions that specifically apply to our Chief Executive Officer, Chief Financial Officer, Vice Presidents and any other persons who perform similar
functions for us. Our code of business conduct and ethics is available at our website at www.xyre.com.

ITEM 16C.

PRINCIPAL ACCOUNTANT FEES AND SERVICES

The  following  table  sets  forth  the  aggregate  fees  by  categories  specified  below  in  connection  with  certain  professional  services  rendered  by

Union Power and EY, our former independent registered public accounting firm, and their respective affiliate firms for the periods indicated:

Audit fees (1)
Audit-related fees (2)
Tax fees (3)
All other fees (4)

2020
US$

 4,427,793  
 130,442  
 43,481  
 166,676  

2021
US$

 1,438,666
 50,694
 —
 —

(1) “Audit  fees”  represent  the  aggregate  fees  billed  in  each  of  the  fiscal  year  for  the  audit  of  financial  statements  of  the  Company  and  the  limited
quarterly  procedures.  In  2021,  the  audit  fees  billed  included  the  audit  of  financial  statements  of  the  Company’s  subsidiary,  Xinyuan  Property
Management Service (Cayman) Ltd for its annual reporting purpose.

(2) “Audit-related fees” represents aggregate fees billed in respect of review of interim financial statements of Xinyuan Property Management Service

(Cayman), Ltd., and issue comfort letter for the Company’s financing purposes.

(3) Tax fees consist of fees incurred for tax consulting services.

(4) Other fees represent aggregate fees for business advisory and diagnosis services.

(5) Union Power performed the 2020 and 2021 fiscal-year audit, as further described in Item 16-F herein.

All audit and non-audit services provided by our independent auditor must be pre-approved by our audit committee. Our audit committee has
adopted a project-by-project approach in pre-approving proposed services. All requests or applications for services to be provided by our independent
auditor require a detailed description of the services to be rendered and will be presented to our audit committee for pre-approval.

ITEM 16D.

EXEMPTIONS FROM THE LISTING STANDARDS FOR AUDIT COMMITTEES

None.

ITEM 16E.

PURCHASES OF EQUITY SECURITIES BY THE ISSUER AND AFFILIATED PURCHASERS

Effective  March  21,  2017,  our  board  of  directors  approved  a  new  US$40  million  share  repurchase  program  through  December  2019,  or  the
2017 Authorization, to be effective upon the earlier of completion or expiration of the US$40 million share repurchase program effective December 28,
2015 through December 2017. Effective August 14, 2018, our board of directors approved a new additional US$50 million share repurchase program
through December 2019, or the 2018 Authorization.

Effective May 20, 2019, our board of directors approved a new additional US$50 million share repurchase program through December 2021, or
the 2019 Authorization. This program will be funded from available working capital. Repurchases under the 2019 Authorization will be made from time
to time through a combination of open market and privately negotiated transactions. The per share price cap will be determined from time to time in the
discretion of management.

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The following table sets forth a summary of our repurchase of our ADSs made from January 1, 2021 to December 31, 2021:

Period(1)
January 1 - January 31
February 1 - February 28
March 1 - March 31
April 1 - April 30
May 1 - May 31
June 1 through June 30
July 1 through July 31
August 1 through August 31
September 1 through September 30
October 1 through October 31
November 1 through November 30
December 1 through December 31
Total

Total Number
 of ADSs
 Purchased

Average Price
Paid Per ADS
(US$)

Total Number 
of ADSs
 Purchased as
Part of
 Publicly
Announced 
Plans or
Programs

Approximate
 U.S. Dollar
 Value of ADSs
that May Yet
 Be Purchased
 Under the
Plans or
 Programs

 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  

 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  

 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  

 —
 —
 —
 —
 —
 —
 —
 —
 —
 —
 —
 —
 —

(1) Our ADS to common share ratio is one ADS for two common shares.

Effective January 20, 2020, the board of directors approved a new bond repurchase program of up to US$50 million. The new authorization is
valid through December 31, 2021, and replaces the prior bond repurchase authorization that expired December 31, 2019. Under the program, bonds will
be selected for repurchase at the Company’s discretion, based on price, timing and other considerations. Repurchases under this program will be made
through a combination of open market and privately negotiated transactions.

ITEM 16F.

CHANGE IN REGISTRANT’S CERTIFYING ACCOUNTANT

On October 12, 2021, we engaged Union Power as the Company’s independent registered public accounting firm, in connection with the audits
of our consolidated financial statements for 2018, 2019 and 2020. Union Power succeeds EY, our former independent registered public accounting firm
who  resigned  on  September  29,  2021.    The  change  of  the  Company’s  independent  registered  public  accounting  firm  was  approved  by  the  Audit
Committee and the Board of Directors of the Company.

Prior to its resignation, EY identified certain issues during the audit of the Company’s consolidated financial statements for 2020 with respect

to:

(a)

the commercial substance underlying a disposal gain recognized in 2020 arising from the sale of a commercial property to an entity, or
the Acquirer, whereby:

(i)

(ii)

(iii)

the beneficial interests in the Acquirer are partially owned by an entity controlled by employees of the Company with
books and records maintained by the Company;

such beneficial interests owned by the employee-controlled entity are held on behalf of certain parties, or Other Parties,
who have entrusted the employee-controlled entity to hold their beneficial interests in the Acquirer via an entrustment
agreement;

the purchase consideration paid by the Acquirer was primarily financed by these Other Parties, with whom the Company
has other previous business dealings, including material advances to the Company in its course of business; and

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(iv)

an agreement to subsequently lease back the disposed property from the Acquirer.

(b)

the accounting for other, previously undisclosed, employee-owned entities that were established in 2020, and transactions therewith,
whose books and records are maintained by the Company.

EY  communicated  these  issues  to  the  Company's  Audit  Committee  in  March  2021,  as  a  result  of  which,  an  independent  investigation  (the
“Independent Investigation”) was launched.  Due to the Independent Investigation, the Company was late in filing its annual report on Form 20-F for
2020. As of the date of EY’s resignation, while the Independent Investigation was completed, EY did not believe the above-mentioned matters have
been  fully  resolved  to  its  satisfaction.    Accordingly,  EY  did  not  issue  its  audit  report  on  our  consolidated  financial  statements  for  2020.    EY  was
authorized to discuss these matters with Union Power without limitation.

EY's  audit  reports  on  the  Company's  consolidated  financial  statements  as  of  and  for  the  years  ended  December  31,  2019  and  2018  did  not

contain an adverse opinion or disclaimer of opinion and were not qualified or modified as to uncertainty, audit scope or accounting principles.  

During the audit for years ended December 31, 2019 and 2018, and through September 29, 2021 when the client-auditor relationship with EY
was terminated, there was no disagreement, as defined in Item 16F (a)(1)(iv) of Form 20-F and the related instructions, between the Company and EY
on any matter of accounting principles or practices, financial statement disclosure, or auditing scope or procedure, which disagreement, if not resolved to
the  satisfaction  of  EY,  would  have  caused  EY  to  make  reference  to  the  subject  matter  of  the  disagreement  in  connection  with  its  reports  on  the
consolidated financial statements for the years ended December 31, 2019 and 2018.  

During  2019  and  2018,  and  through  September  29,  2021  when  the  client-auditor  relationship  with  EY  was  terminated,  there  were  no

“reportable events” as that term is described below in accordance with Item 16F(a)(1)(v) of Form 20-F, other than as disclosed above.

See also the disclosure under “Item 16.F. Change in Registrant’s Certifying Accountant” of our annual report on Form 20-F for 2020 on March

8, 2022.

In 2019 and 2020 and the subsequent interim period prior to engaging Union Power, neither we nor anyone on our behalf consulted with Union
Power with respect to either (i) the application of accounting principles to a specified transaction, either completed or proposed, or the type of audit
opinion that might be rendered on our consolidated financial statements, and no written report or oral advice was provided by Union Power to us that
Union Power concluded was an important factor considered by us in reaching a decision as to the accounting, auditing or financial reporting issue, or (ii)
any matter that was either the subject of a disagreement (as defined in Item 16F(a)(1)(iv) of Form 20-F and the related instructions to that Item) or a
“reportable event” (as defined in Item 16F(a)(1)(v) of Form 20-F).

ITEM 16G.

CORPORATE GOVERNANCE

Our ADSs are listed on the NYSE and we are therefore subject to corporate governance requirements of the NYSE. We are incorporated in the
Cayman Islands and thus our corporate governance practices are also governed by applicable Cayman Islands law. Under Section 303A of the NYSE
Listed Company Manual, NYSE-listed non-U.S. companies may, in general, follow their home country corporate governance practices in lieu of some
of the NYSE corporate governance requirements.

The NYSE Listed Company Manual requires that the board of directors of a listed company consist of a majority of independent directors, as
defined by the NYSE from time to time. The corporate governance practice in our home country, the Cayman Islands, does not require a majority of
directors of a corporation to be independent. As of the date of this annual report, the majority of our directors are not independent directors as defined by
the NYSE. Our board is currently composed of six directors, two of whom are current officers of the Company or one of its subsidiaries. Under NYSE
rules, all non-management directors are required to meet periodically in executive session, without any members of management present. The corporate
governance  practice  in  our  home  country  does  not  require  such  meetings  and,  accordingly,  our  non-management  directors  do  not  meet  in  executive
session.

The  NYSE  Listed  Company  Manual  requires  each  issuer  to  have  a  nominating  and  corporate  governance  committee  and  a  compensation

committee composed entirely of independent directors. In addition, each of those committees must have a written charter

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setting out, at a minimum, certain prescribed duties. The corporate governance practice in our home country, the Cayman Islands, does not require the
implementation of a compensation committee, nor a nominating and corporate governance committee, nor does it require any such committees to be
comprised  solely  of  independent  directors.  We  have  established  a  separate  compensation  committee  and  a  nominating  and  corporate  governance
committee. However, neither of the committees consists solely of independent directors. Each committee has a written charter which is available on our
corporate website. However, the committees have not adopted and implemented all of the duties prescribed for such committee by the NYSE.

The NYSE Listed Company Manual requires listed companies to have an audit committee that satisfies the requirements of Section 10A of the
Exchange  Act.  As  a  foreign  private  issuer,  we  are  not  required  to  comply  with  certain  other  NYSE  rules  related  to  audit  committees,  including  the
requirements to have a minimum of three members and that the members satisfy the additional “independence” standards of Section 303A.02 of the
New  York  Stock  Exchange  Listed  Company  Manual.  Our  audit  committee  has,  as  of  the  date  of  this  annual  report,  three  members,  each  of  whom
satisfies  the  “independence”  requirements  of  Rule  10A-3  under  the  Exchange  Act,  and  one  such  member  qualifies  as  an  “audit  committee  financial
expert” under applicable SEC rules.

In addition to the board governance rules described above, the NYSE Listed Company Manual requires shareholder action in connection with
certain  share  issuances  by  a  listed  company.  Specifically,  shareholder  approval  is  required  in  connection  with  an  issuance  of  an  amount  of  equity
securities equal to or greater than 20% of the outstanding voting power or equity interest of the company, subject to limited exceptions. Shareholder
approval is also required for the adoption of or material revision to an equity compensation plan, which is defined as a plan or other arrangement that
provide for the delivery of equity securities of the company to any employee, director or other service provider as compensation for services. Our home
country corporate governance does not require shareholder action in either situation and, accordingly, such actions may be and are taken on behalf of our
company with just board or board committee action.

ITEM 16H.

MINE SAFETY

Not applicable.

ITEM 16I.

DISCLOSURE REGARDING FOREIGN JURISDICTIONS THAT PREVENT INSPECTIONS

Not applicable.

PART III

ITEM 17

FINANCIAL STATEMENTS

We have elected to provide financial statements pursuant to Item 18.

ITEM 18

FINANCIAL STATEMENTS

The consolidated financial statements of Xinyuan Real Estate Co., Ltd. are included at the end of this annual report.

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ITEM 19

EXHIBITS

Exhibit Number
1.1

1.2

2.1

2.2

2.3

2.4

2.5

2.6

2.7

2.8

2.9

Description of Document

  Amended and Restated Memorandum and Articles of Association of Xinyuan Real Estate Co., Ltd. (incorporated by reference to
Exhibit  3.1  to  the  registrant’s  F-1  registration  statement  (File  No.  333-147477),  as  amended,  initially  filed  with  the  SEC  on
November 16, 2007)

  Amendment  to  Amended  and  Restated  Articles  of  Association  of  Xinyuan  Real  Estate  Co.,  Ltd.  (incorporated  by  reference  to

Exhibit 99.5 to the registrant’s Form 6-K (File No. 001-33863) filed with the SEC on December 10, 2009)

  Deposit  Agreement,  dated  as  of  December  11,  2007,  among  Xinyuan  Real  Estate  Co.,  Ltd.,  JPMorgan  Chase  Bank,  N.A.,  as
depositary,  and  holders  of  American  Depositary  Shares  (incorporated  by  reference  to  Exhibit  2.5  to  Amendment  No.  1.  to  the
registrant’s annual report (File No. 001-33863), as amended, initially filed with the SEC on September 29, 2009)

  Amendment to Deposit Agreement, including the form of ADR, dated November 9, 2017 (incorporated by reference to Exhibit

99.(a)(2) to the registrant’s F-6EF (File No. 333-221449) filed with the SEC on November 9, 2017)

Indenture,  dated  as  of  December  6,  2013,  between  Xinyuan  Real  Estate  Co.,  Ltd.,  the  entities  listed  on  Schedule  1  thereto  as
Subsidiary Guarantors, and Citicorp International Limited, as Trustee and Shared Security Agreement (incorporated by reference
to Exhibit 99.1 to the registrant’s Form 6-K (File No. 001-33863) filed with the SEC on December 9, 2013)

Indenture  Supplement  No.  1  dated  as  of  February  13,  2015,  among  Citicorp  International  Limited  as  Trustee,  Citicorp
International Limited as Shared Security Agent, Xinyuan Real Estate Co., Ltd. and the entities listed in Schedules I thereto as the
Subsidiary Guarantors to the Indenture, dated as of May 3, 2013 with respect to the registrant’s 13% June 2019 Senior Secured
Notes  (incorporated  by  reference  to  Exhibit  99.2  to  the  registrant’s  Form  6-K  (File  No.  001-33863)  filed  with  the  SEC  on
February 13, 2015)

Indenture  Supplement  No.  2,  dated  as  of  February  3,  2016,  among  Citicorp  International  Limited  as  Trustee,  Citicorp
International  Limited  as  Shared  Security  Agent,  Xinyuan  Real  Estate  Co.,  Ltd.  and  the  entities  listed  in  Schedule  I  as  the
Subsidiary  Guarantors,  to  the  Indenture,  dated  as  of  December  6,  2013,  with  respect  to  the  registrant’s  13%  June  2019  Senior
Secured Notes (incorporated by reference to Exhibit 99.3 to the registrant’s Form 6-K (File No. 001-33863) filed with the SEC on
February 3, 2016)

  Global note representing the 13% June 2019 Senior Secured Notes (US$200,000,000 aggregate principal amount) (incorporated

by reference to Exhibit 99.2 to the registrant’s Form 6-K (File No. 00133863) filed with the SEC on December 9, 2013)

Indenture,  dated  as  of  August  30,  2016,  between  Xinyuan  Real  Estate  Co.,  Ltd.,  the  entities  listed  on  Schedule  I  thereto  as
Subsidiary  Guarantors,  and  Citicorp  International  Limited,  as  Trustee  and  Shared  Security  Agent  (incorporated  by  reference  to
Exhibit 99.1 to the registrant’s Form 6-K (File No. 00133863) filed with the SEC on August 30, 2016)

  Global  note  representing  the  8.125%  August  2019  Senior  Secured  Notes  (US$300,000,000  aggregate  principal  amount)
(incorporated by reference to Exhibit 99.2 to the registrant’s Form 6-K (File No. 00133863) filed with the SEC on August 30,
2016)

Indenture,  dated  as  of  February  28,  2017,  between  Xinyuan  Real  Estate  Co.,  Ltd.,  the  entities  listed  on  Schedule  I  thereto  as
Subsidiary  Guarantors,  and  Citicorp  International  Limited,  as  Trustee  and  Shared  Security  Agent  (incorporated  by  reference  to
Exhibit 99.1 to the registrant’s Form 6-K (File No. 00133863) filed with the SEC on February 28, 2017)

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Exhibit Number
2.10

2.11

2.12

2.13

2.14

2.15

2.16

2.17

2.18

2.19

2.20

2.21

2.22

  Global  note  representing  the  7.75%  February  2021  Senior  Secured  Notes  (US$300,000,000  aggregate  principal  amount)
(incorporated by reference to Exhibit 99.2 to the registrant’s Form 6-K (File No. 00133863) filed with the SEC on February 28,
2017)

Description of Document

Indenture,  dated  as  of  November  22,  2017,  between  Xinyuan  Real  Estate  Co.,  Ltd.,  the  entities  listed  on  Schedule  I  thereto  as
Subsidiary  Guarantors,  and  Citicorp  International  Limited,  as  Trustee  and  Shared  Security  Agent  (incorporated  by  reference  to
Exhibit 99.1 to the registrant’s Form 6-K (File No. 001-33863) filed with the SEC on November 22, 2017)

  Global  note  representing  8.875%  Senior  Notes  due  2020  (US$200,000,000  aggregate  principal  amount)  (incorporated  by

reference to Exhibit 99.2 to the registrant’s Form 6-K (File No. 001-33863) filed with the SEC on November 22, 2017)

  Global  note  representing  8.875%  Senior  Notes  due  2020  (US$100,000,000  aggregate  principal  amount)  (incorporated  by

reference to Exhibit 99.2 to the registrant’s Form 6-K (File No. 001-33863) filed with the SEC on December 4, 2017)

Indenture,  dated  as  of  March  19,  2018,  between  Xinyuan  Real  Estate  Co.,  Ltd.,  the  entities  listed  on  Schedule  I  thereto  as
Subsidiary  Guarantors,  and  Citicorp  International  Limited,  as  Trustee  and  Shared  Security  Agent  (incorporated  by  reference  to
Exhibit 99.1 to the registrant’s Form 6-K (File No. 001-33863) filed with the SEC on March 19, 2018)

  Global  note  representing  9.875%  Senior  Notes  due  2020  (US$200,000,000  aggregate  principal  amount)  (incorporated  by

reference to Exhibit 99.2 to the registrant’s Form 6-K (File No. 001-33863) filed with the SEC on March 19, 2018)

Indenture,  dated  as  of  April  15,  2019,  between  Xinyuan  Real  Estate  Co.,  Ltd.,  the  entities  listed  on  Schedule  I  thereto  as
Subsidiary  Guarantors,  and  Citicorp  International  Limited,  as  Trustee  and  Shared  Security  Agent  (incorporated  by  reference  to
Exhibit 99.1 to the registrant’s Form 6-K (File No. 001-33863) filed with the SEC on April 18, 2019)

  Global note representing 14.2% Senior Notes due 2021 (US $200,000,000 aggregate principal amount) (incorporated by reference

to Exhibit 2.17 to the registrant’s Form 20-F(File No. 001-33863) filed with the SEC on April 29, 2019)

  Global note representing 14.2% Senior Notes due 2021 (US $100,000,000 aggregate principal amount) (incorporated by reference

to Exhibit 2.18 to the registrant’s Form 20-F(File No. 001-33863) filed with the SEC on April 29, 2019)

Global note representing 12% Senior Notes due 2022 (RMB160,000,000 aggregate principal amount) (incorporated by reference
to Exhibit 99.1 to the registrant's Form 6-K (File No. 001-33863) filed with the SEC on June 30, 2020)

 Global note representing 12% Senior Notes due 2022 (RMB354,500,000 aggregate principal amount) (incorporated by reference
to Exhibit 99.1 to the registrant's Form 6-K (File No. 001-33863) filed with the SEC on August 12, 2020)

Global note representing 14.5% Senior Notes due 2023 (US $300,000,000 aggregate principal amount) (incorporated by reference
to Exhibit 99.1 to the registrant's Form 6-K (File No. 001-33863) filed with the SEC on September 18, 2020)

Global note representing 14% Senior Notes due 2024 (US $170,000,000 aggregate principal amount) (incorporated by reference
to Exhibit 99.1 to the registrant's Form 6-K (File No. 001-33863) filed with the SEC on January 25, 2021)

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Exhibit Number
2.23

4.1

4.2

4.3

4.4

4.5

4.6

8.1*

11.1

12.1*

12.2*

13.1*

13.2*

15.1*

101*

104*

*

Description of Document

  Description of Securities (incorporated by reference to Exhibit 2.19 to the registrant’s Annual Report on Form 20-F (File No. 001-

33863), filed with the SEC on April 29, 2020)

  2007 Long Term Incentive Plan (incorporated by reference to Exhibit 10.2 to the registrant’s F-1 registration statement (File No.

333-147477), as amended, initially filed with the SEC on November 16, 2007)

  2014 Restricted Stock Unit Plan (incorporated by reference to Exhibit 4.3 to the registrant’s Annual Report on Form 20-F (File

No. 001-33863), filed with the SEC on April 27, 2015)

  2015 Stock Option Plan (incorporated by reference to Exhibit 10.1 to the registrant’s Form S-8 (File No. 333-205371) filed with

the SEC on June 30, 2015)

  English  Summary  of  the  Capital  Lease  Agreement  dated  as  of  October  23,  2012,  by  and  among  MinshengHongtai  (Tianjin)
Aviation Leasing Co., Ltd., and Henan Xinyuan Real Estate Co., Ltd. (Original Language: Chinese) (incorporated by reference to
Exhibit 4.7 to the registrant’s Annual Report on Form 20-F (File No. 001-33863), filed with the SEC on April 15, 2013)

  English Summary of the Guarantee Agreement dated as of October 23, 2012, by and among MinshengHongtai (Tianjin) Aviation
Leasing  Co.,  Ltd.,  Xinyuan  (China)  Real  Estate,  Ltd.  and  Henan  Xinyuan  Real  Estate  Co.,  Ltd.  (Original  Language:  Chinese)
(incorporated by reference to Exhibit 4.8 to the registrant’s Annual Report on Form 20-F for the year ended December 31, 2012
(File No. 00133863), filed with the SEC on April 15, 2013)

2020 Restricted Stock Unit Plan (incorporated by reference to Exhibit 10.1 to the registrant's Form S-8 (File No. 333-239620)
filed with the SEC on July 1, 2020)

  Subsidiaries of Xinyuan Real Estate Co., Ltd.

  Code  of  Business  Conduct  and  Ethics  of  the  Registrant  (incorporated  by  reference  to  Exhibit  99.1  to  the  registrant’s  F-1

registration statement (File No. 333-147477), as amended, initially filed with the SEC on November 16, 2007)

  CEO Certification Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002

  CFO Certification Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002

  CEO Certification Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

  CFO Certification Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

Consent of Union Power HK CPA Limited

  The  following  materials  from  Xinyuan  Real  Estate  Co.,  Ltd.’s  Annual  Report  on  Form  20-F  for  the  year  ended  December  31,
2021 formatted in XBRL (eXtensible Business Reporting Language): (i) the Condensed Consolidated Statement of Operations,
(ii)  the  Condensed  Consolidated  Balance  Sheet,  (iii)  the  Condensed  Consolidated  Statement  of  Stockholders’  Equity,  (iv)  the
Condensed Consolidated Statement of Cash Flows, and (v) Notes to the Condensed Consolidated Financial Statements.

Cover Page Interactive Data File (embedded within the Inline XBRL document)

  Filed with this Annual Report on Form 20-F

167

    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

The  registrant  hereby  certifies  that  it  meets  all  of  the  requirements  for  filing  on  Form  20-F  and  that  it  has  duly  caused  and  authorized  the

undersigned to sign this Annual Report on its behalf.

Xinyuan Real Estate Co., Ltd.

SIGNATURES

/s/ Yong Zhang

By:
Name: Yong Zhang
Title:

Chief Executive Officer

Date: July 29, 2022

168

 
 
 
 
 
 
Table of Contents

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
INDEX TO CONSOLIDATED FINANCIAL STATEMENTS

Report of Independent Registered Public Accounting Firm (PCAOB ID: 3004)
Consolidated Balance Sheets as of December 31, 2020 and 2021
Consolidated Statements of Income and Other Comprehensive Income for the years ended December 31, 2019, 2020 and 2021
Consolidated Statements of Cash Flows for the years ended December 31, 2019, 2020 and 2021
Consolidated Statements of Changes in Shareholders’ Equity for the years ended December 31, 2019, 2020 and 2021
Notes to Consolidated Financial Statements

     Pages
F-2
F-6
F-8
F-9
F-11
F-12

F-1

Table of Contents

To the Shareholders and the Board of Directors of Xinyuan Real Estate Co., Ltd.

Report of Independent Registered Public Accounting Firm

Opinion on the Financial Statements

We  have  audited  the  accompanying  consolidated  balance  sheets  of  Xinyuan  Real  Estate  Co.,  Ltd.  and  subsidiaries  (the  “Company”)  as  of
December 31, 2021 and 2020, the related consolidated statements of comprehensive income, changes in shareholders’ equity and cash flows for each of
the three years in the period ended December 31, 2021, and the related notes (collectively referred to as the “consolidated financial statements”). In our
opinion, the consolidated financial statements present fairly, in all material respects, the financial position of the Company as of December 31, 2021 and
2020, and the results of its operations and its cash flows for each of the three years in the period ended December 31, 2021, in conformity with U.S.
generally accepted accounting principles.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (“PCAOB”), the
Company’s internal control over financial reporting as of December 31, 2021, based on criteria established in Internal Control-Integrated Framework
(2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO), and our report dated July 29, 2022 expressed an
unqualified opinion.

Material Uncertainty relating to Going Concern

The  accompanying  consolidated  financial  statements  have  been  prepared  assuming  that  the  Company  will  continue  as  a  going  concern.  As
discussed in Note 2 (b) to the consolidated financial statements, the Company's ability to generate funds to meet short term operating cash requirements
and loan repayments is reliant on the Company's ability to sell the real estate properties it holds, or to obtain alternative financing. The timing of these
sales is uncertain and as a result the Company is currently reliant on long term investor loans being renewed when they come up for repayment. These
conditions raise substantial doubt about its ability to continue as a going concern. Management’s plans relating to these matters are also described in
Note 2(b). The consolidated financial statements do not include any adjustments that might result from the outcome of this uncertainty.

Adoption of New Accounting Standards

As discussed in Note 2 to the consolidated financial statements, the Company changed the manner in which it accounts for credit losses on

financial instruments in the year ended December 31, 2020.

Basis for Opinion

These consolidated financial statements are the responsibility of the Company’s management. Our responsibility is to express an opinion on the
Company’s consolidated financial statements based on our audits. We are a public accounting firm registered with the PCAOB and are required to be
independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities
and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain
reasonable assurance about whether the consolidated financial statements are free of material misstatement, whether due to error or fraud. Our audits
included performing procedures to assess the risks of material misstatement of the consolidated financial statements, whether due to error or fraud, and
performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures
in  the  consolidated  financial  statements.  Our  audits  also  included  evaluating  the  accounting  principles  used  and  significant  estimates  made  by
management,  as  well  as  evaluating  the  overall  presentation  of  the  consolidated  financial  statements.  We  believe  that  our  audits  provide  a  reasonable
basis for our opinion.

Critical Audit Matters

The critical audit matters communicated below are matters arising from the current period audit of the consolidated financial statements that
were  communicated  or  required  to  be  communicated  to  the  audit  committee  and  that:  (1)  relate  to  accounts  or  disclosures  that  are  material  to  the
consolidated financial statements and (2) involved our especially challenging, subjective, or complex judgments. The communication of critical audit
matters does not alter in any way our opinion on the consolidated financial statements, taken as a whole, and we are not, by communicating the critical
audit matters below, providing separate opinions on the critical audit matters or on the accounts or disclosures to which they relate.

F-2

Table of Contents

Revenue Recognition and Contracts with Customers – Long-Term Fixed Price Contracts

Critical Audit Matter Description

All  real  estate  sales  contracts  are  long-term  fixed  price  contracts  whereby  revenue  is  recognized  over  the  contract  term  (“over  time”)  as  the  work
progresses and control of the goods and services is transferred to the customer. Revenue for these contracts is recognized based on the extent of progress
toward completion, generally measured by using a cost-to-cost basis input method.

Accounting for real estate sales contracts requires management’s judgment in estimating total contract costs. Contract costs, which can be incurred over
several years, are largely determined based on negotiated or estimated construction contract terms and consider factors such as historical performance,
technical and schedule risk, internal and subcontractor performance trends, and anticipated labor costs.

Given the significant judgments necessary to estimate costs associated with these long-term contracts, auditing real estate sales contracts requires a high
degree of auditor judgment.

How the Critical Audit Matter Was Addressed in the Audit

Our audit procedures related to real estate sales contracts included the following, among others:

● We  tested  the  effectiveness  of  internal  controls  over  the  recognition  of  revenue  and  the  determination  of  estimated  contract  costs  including
controls over the review of management’s assumptions and key inputs used to recognize revenue and costs on real estate sales contracts using
the cost-to-cost input method.

● We  evaluated  the  appropriateness  and  consistency  of  management’s  methods  and  assumptions  used  to  recognize  revenue  and  costs  on  real

estate sales contracts using the cost-to-cost input method to recognize revenue over time.

● We selected a sample of real estate sales contracts and tested the estimates of total cost for each of the real estate sales contracts by:

o Tested the estimated costs to complete projects that were not completed during the year ended December 31, 2021 by comparing the

estimated cost to complete at December 31, 2021 to actual cost incurred subsequent to December 31, 2021.

o Evaluating  management’s  ability  to  achieve  the  estimates  of  total  cost  by  performing  corroborating  inquiries  with  Company
personnel,  including  project  managers,  and  comparing  the  estimates  to  documentation  such  as  management’s  work  plans,  contract
terms and requirements, and purchase orders with suppliers. Our evaluation of management’s assumptions included consideration of
historical  and  current  project  performance  such  as  consistency  of  gross  margin,  identified  risks  related  to  project  timing  including
technical and schedule matters, and the status of construction progress.

F-3

Table of Contents

Impairments – Real Estate Properties Development Completed and Under Development

Critical Audit Matter Description

At December 31, 2021, the Company’s real estate properties development completed and under development was US$2,869,622,702. As described in
Note 2 to the consolidated financial statements, the Company’s evaluation of impairment of real estate involves an assessment of the carrying value of
real estate properties development completed and under development when events or changes in circumstances indicate that the carrying value may not
be recoverable.

Auditing the Company’s process to evaluate real estate properties development completed and under development for impairment was complex due to
the  subjectivity  in  determining  whether  impairment  indicators  were  present.  Additionally,  for  real  estate  assets  where  indicators  of  impairment  were
determined to be present, the determination of the future undiscounted cash flows involved significant judgment. In particular, the undiscounted cash
flows and fair value estimates were sensitive to significant assumptions, including future revenues, construction costs and selling expenses, which are
affected by expectations about future market or economic conditions.

How the Critical Audit Matter Was Addressed in the Audit

Our audit procedures related to real estate properties development completed and under development impairment included the following, among others:

● We  tested  the  effectiveness  of  controls  over  impairment  of  real  estate  properties  development  completed  and  under  development,  including
those over impairment indicators and the determination of future undiscounted cash flows and forecasted sales price for real estate properties
development completed and under development.

● We  evaluated  the  undiscounted  future  cash  flows  analysis,  including  estimates  of  future  occupancy  levels,  market  rental  revenue,  and
capitalization rates, in addition to the assessment of expected remaining holding period and changes in management’s intent with respect to the
expected holding period for each real estate asset with possible impairment indicators by:

1.

2.

3.

Making inquiries of accounting and operations management and board of directors.

Comparing the source data and management’s assumptions to the Company’s historical results and external market sources.

Testing the mathematical accuracy of the undiscounted future cash flows analysis.

Going concern

Critical Audit Matter Description

As  discussed  in  Note  2  (b)  to  the  consolidated  financial  statements,  the  Company's  ability  to  generate  funds  to  meet  short  term  operating  cash
requirements and loan repayments is reliant on the Company's ability to sell the real estate properties it holds, or to obtain alternative financing. The
timing of these sales is uncertain and as a result the Company is currently reliant on long term investor loans being renewed when they come up for
repayment.

We determined that Company’s ability to continue as a going concern is a critical matter due to the estimation and uncertainty regarding the Company’s
available funding and the risk of bias in management’s judgement and assumptions in their determination.

F-4

Table of Contents

How the Critical Audit Matter Was Addressed in the Audit

Our  audit  procedures  relating  to  the  Company’s  assertion  on  its  ability  to  continue  as  a  going  concern  included  the  following,  among  others:    We
inquired of Company management and reviewed Company records and documents to assess whether there are additional factors that contribute to the
uncertainties disclosed.  We assessed whether the Company’s identification of conditions and events that indicate there could be substantial doubt about
its ability to continue as a going concern for a reasonable period of time was appropriate and adequately disclosed. We reviewed a cash flow projection
prepared by management incorporating management’s plan and performed sensitivity analysis of significant assumptions to evaluate the changes in the
cash flow projection that would result from changes in the assumptions.

/s/ Union Power HK CPA Limited

We have served as the Company's auditor since 2021.
Hong Kong

July 29, 2022

F-5

Table of Contents

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
CONSOLIDATED BALANCE SHEETS
(ALL amounts stated in US$, except for number of shares data)

ASSETS

Current assets
Cash and cash equivalents
Restricted cash
Short-term investments
Accounts receivable
Other receivables
Deposits for land use rights
Other deposits and prepayments
Advances to suppliers
Real estate properties development completed and under development
Amounts due from related parties
Amounts due from employees
Other current assets
Total current assets
Restricted cash, non-current
Real estate properties held for lease, net
Deposits for land use rights and properties
Property and equipment, net
Long-term investments
Deferred tax assets
Amounts due from related parties
Contract assets
Operating lease right-of-use assets
Other assets
TOTAL ASSETS

F-6

Notes

December 31, 
2020
US$

December 31, 
2021
US$

3

4

5
18
18

6

7
8
15
18

13

926,809,581  
101,038,370  
6,111,129  
96,119,056  
335,840,652  
78,152,921  
323,322,007  
45,869,706  
3,449,829,092  
233,441,459  
529,055  
3,847,106  
5,600,910,134  
232,134,183
483,108,207  
35,249,604  
42,759,911  
874,276,856  
272,534,085  
14,933,562  
28,708,229  
8,516,756
76,192,049  
7,669,323,576  

426,399,881
246,888,754
85,211,338
59,509,152
298,190,097
35,738,821
365,505,313
124,152,551
2,869,622,702
271,567,484
1,550,469
1,482,786
4,785,819,348
46,583,120
440,300,371
36,074,492
35,525,933
667,227,852
302,971,920
15,283,028
35,104,329
3,147,381
78,241,516
6,446,279,290

    
    
    
 
   
  
 
   
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
CONSOLIDATED BALANCE SHEETS
(ALL amounts stated in US$, except for number of shares data)

LIABILITIES AND SHAREHOLDERS’ EQUITY

Current liabilities
Accounts payable and notes payable (including accounts payable and notes payable
of the VIEs without recourse to the primary beneficiary of US$233,398 and
US$14,681 as of December 31, 2020 and December 31, 2021, respectively)
Short-term bank loans and other debt
Customer deposits
Income tax payable
Other payables and accrued liabilities (including other payables and accrued
liabilities of the VIEs without recourse to the primary beneficiary of US$3,580,159
and US$2,998,625  as of December 31, 2020 and December 31, 2021, respectively)
Payroll and welfare payable (including payroll and welfare payable of the VIEs
without recourse to the primary beneficiary of US$1,322,655 and US$2,641,285  as 
of December 31, 2020 and December 31, 2021, respectively)
Current portion of long-term bank loans and other debt
Lease liability, current portion
Mandatorily redeemable non-controlling interests
Amounts due to related parties

Total current liabilities

Long-term bank loans
Deferred tax liabilities
Unrecognized tax benefits
Other long-term debt
Lease liability
Amounts due to related parties

Total liabilities

Commitments and contingencies

Shareholders’ equity
Common shares, US$0.0001 par value:
Authorized‑500,000,000 shares; shares issued and outstanding- 107,757,721 shares as
of December 31, 2021 (December 31, 2020: 106,932,017 shares)
Additional paid-in capital
Statutory reserves
Retained earnings/(accumulated deficits)
Accumulated other comprehensive income
Treasury shares

Total Xinyuan Real Estate Co., Ltd. shareholders’ equity

Non-controlling interest

Total equity

TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY

Notes

10
14

17

11,12
13

18

11
15
15
12
13
18

22

19

19

24

December 31, 
2020
US$

December 31, 
2021
US$

1,237,030,178  
13,624,730  
952,939,384  
278,096,042  

1,134,432,195
99,468,777
1,162,430,468
249,107,386

595,476,441  

555,176,693

18,102,179  
1,393,587,995  
6,984,003  
8,980,497  
31,511,929  

4,536,333,378  

589,017,919  
389,966,606  
101,198,970  
1,013,015,628  
3,159,780  
10,728,133  

6,643,420,414  

16,415  
552,215,071  
177,696,037  
34,500,890  
17,105,124  
(116,061,577)

665,471,960  

360,431,202  

1,025,903,162  

7,669,323,576  

15,391,685
1,466,820,657
7,619,323
10,273,637
77,062,355

4,777,783,176

494,076,875
343,263,457
130,560,908
275,100,201
1,286,250
10,979,186

6,033,050,053

16,415
544,386,509
178,497,890
(387,664,005)
34,923,279
(116,061,577)

254,098,511

159,130,726

413,229,237

6,446,279,290

The accompanying notes are an integral part of these consolidated financial statements.

F-7

    
    
    
    
 
   
  
 
   
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME
For the years ended December 31, 2019, 2020, 2021
(ALL amounts stated in US$, except for number of shares data)

Table of Contents

Revenue:
Real estate sales
Real estate management services income
Real estate lease income
Other revenue

Total revenue

Costs of revenue:
Cost of real estate sales
Cost of real estate management services income
Cost of real estate lease income
Other costs

Total costs of revenue

Gross profit
Selling and distribution expenses
General and administrative expenses
Gain on disposal of property held for lease
Impairment loss on goodwill
Impairment loss on intangible assets

Operating income /(loss)
Interest income
Interest expense
Net loss on debt extinguishment
Gain /(loss) on short-term investments
Share of (loss)/gain of equity investees
Exchange loss
Other income/ (loss)

Income /(loss) from operations before income taxes
Income taxes

Net income /(loss)
Net income attributable to non-controlling interest

Net income /(loss) attributable to Xinyuan Real Estate Co., Ltd. shareholders

Earnings per share:
Basic
Diluted

Shares used in computation:
Basic
Diluted

Other comprehensive income/(loss), net of tax of nil
Foreign currency translation adjustments

Comprehensive income/(loss)
Comprehensive income attributable to non-controlling interest

Notes

12
3
8

15

20
20

20
20

Year ended December 31

2019
US$

2,387,031,568  
67,488,169  
16,128,771  
11,984,304  

2020
US$

2021
US$

1,604,891,939  
91,208,307  
34,792,485  
14,870,460  

1,392,240,005
109,822,206
19,781,344
14,174,226

2,482,632,812  

1,745,763,191  

1,536,017,781

(1,851,819,293) 
(40,889,231) 
(12,757,251) 
(16,857,416) 

(1,351,980,826) 
(55,437,978) 
(36,122,097) 
(9,755,542) 

(1,359,344,416)
(73,978,205)
(22,438,180)
(12,320,064)

(1,922,323,191) 

(1,453,296,443) 

(1,468,080,865)

560,309,621  
(86,760,620) 
(163,686,999) 

—
—

309,862,002  
51,493,595  
(113,775,360) 
(8,580,510) 
1,451,200  
(5,416,471) 
(7,376,009) 
5,848,727  

233,507,174  
(150,478,372) 

83,028,802  
(14,684,275) 

292,466,748  
(66,886,148) 
(154,176,673) 
82,805,785
(6,400,262)

147,809,450  
33,405,610  
(129,487,405) 
(1,843,306) 
5,052,944  
17,028,301  
(3,093,907) 
(1,296,377) 

67,936,916
(90,569,390)
(163,410,021)
—
(4,355,469)
(14,295,790)

(204,693,754)
28,296,824
(183,398,772)
—
(30,203,357)
(23,345,765)
(9,707,463)
2,509,645

67,575,310  
(135,059,190) 

(420,542,642)
7,280,528

(67,483,880) 
(13,557,028) 

(413,262,114)
(4,045,264)

68,344,527  

(81,040,908) 

(417,307,378)

0.60  
0.60  

(0.75) 
(0.75) 

(3.89)
(3.89)

113,482,239  
114,100,896  

107,558,506  
107,569,181  

107,283,420
107,283,420

(21,079,940) 

94,386,918  

20,861,635

61,948,862  
(13,649,162) 

26,903,038  
(40,671,816) 

(392,400,479)
(7,088,744)

Comprehensive income/(loss) attributable to Xinyuan Real Estate Co., Ltd. shareholders

48,299,700  

(13,768,778) 

(399,489,223)

The accompanying notes are an integral part of these consolidated financial statements

F-8

    
    
    
    
 
   
   
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CASH FLOWS
For the years ended December 31, 2019, 2020, 2021
(ALL amounts stated in US$, except for number of shares data)

CASH FLOWS FROM OPERATING
ACTIVITIES:
Net income /(loss)
Adjustments to reconcile net income/(loss) to net cash (used in)/provided by operating

activities:

Depreciation and amortization
Stock-based compensation expenses
Deferred tax (benefit)/expense
Amortization of deferred charges
Share of loss/(gain) of equity investees
Exchange loss
Changes in unrecognized tax benefit
Loss on extinguishment of debt (Note 12)
(Gain)/loss on short-term investments
Gain on disposal of property held for lease
Proceeds from disposal of short-term investments
Purchase of trading securities
Allowance for doubtful accounts
Impairment loss  on goodwill
Impairment loss on intangible assets
Impairment on interests in equity investee
Others

Changes in operating assets and liabilities:
Accounts receivable
Real estate properties development completed and under development
Contract assets
Real estate properties held for lease
Advances to suppliers
Other receivables
Deposits for land use rights
Other deposits and prepayments
Other current assets
Amounts due from related parties
Amounts due from employees
Other assets
Accounts payable
Customer deposits
Income tax payable
Other payables and accrued liabilities
Payroll and welfare payable
Amounts due to related parties
Net cash provided by operating activities

2019
US$

Year ended December 31
2020
US$

2021
US$

83,028,802  

(67,483,880) 

(413,262,114)

17,584,443  
5,621,588  
(54,775,461) 
7,725,283  
5,416,471  
7,376,009  
27,665,850  
8,580,510  
(1,451,200) 
—  
12,897,025  
(2,955,227) 
982,936  

—
—
—

1,661,626  

(37,591,293) 
853,522,576  
(1,684,741) 
(151,516,852) 
1,455,322  
(81,286,710) 
3,400,084  
(23,464,588) 
(606,623) 
(118,854,682) 
(318,601) 
3,414,909  
392,316,329  
(747,887,702) 
89,454,632  
(18,090,325) 
(9,363,632) 

—

272,256,758  

17,503,373  
4,511,190  
65,623,218  
2,828,337  
(17,028,301) 
3,093,907  
10,932,057  
1,843,306  
(5,052,944) 
(82,805,785) 
5,825,136  
—  
6,453,654  
6,400,262
—
1,216,730
1,023,693  

3,807,913  
440,486,384  
(4,091,608) 
(2,576,802) 
1,581,351  
(88,480,519) 
(46,870,478) 
59,693,294  
(2,610,160) 
47,907,083  
1,876,639  
(1,779,120) 
124,021  
(233,463,779) 
(38,358,479) 
241,107,544  
(7,198,828) 
10,728,133
336,766,542  

18,267,515
3,413,610
(81,124,977)
3,242,398
23,345,765
9,707,463
29,025,853
—
30,203,357
—
—
(109,303,567)
2,781,268
4,355,469
14,295,790
—
3,834,826

37,981,853
647,900,818
(5,940,218)
26,897,517
(76,248,232)
83,761,147
43,725,198
(34,882,024)
2,359,210
(33,014,545)
(997,298)
(20,542,642)
(128,043,926)
143,204,992
(35,014,314)
(51,513,133)
(3,059,265)
251,053
135,608,847

The accompanying notes are an integral part of these consolidated financial statements.

F-9

    
    
    
 
   
   
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CASH FLOWS
For the years ended December 31, 2019, 2020, 2021
(ALL amounts stated in US$, except for number of shares data)

CASH FLOWS FROM INVESTING
ACTIVITIES:
Disposal of properties held for lease and property and equipment
Purchase of property and equipment
Acquisition of subsidiaries, net of cash acquired (Note 9)
Acquisition of long-term investments
Return of capital

Net cash used in investing activities

CASH FLOWS FROM FINANCING ACTIVITIES
Proceeds from exercise of stock options
Repurchase of shares for Restricted Stock Unit (“RSU”) plan
Purchase of treasury shares (Note 19)
Dividends to shareholders
Amounts due to related parties
Repayments of short-term bank loans and current portion of long-term bank loans
Proceeds from short-term bank loans and current portion of long-term bank loans
Repayment of long-term bank loans
Proceeds from long-term bank loans
Repayment of other short-term debt
Proceeds from other short-term debt
Repayment of other long-term debt
Proceeds from other long-term debt
Payment of financing cost
Payment of principal from finance lease
Repayment of mandatorily redeemable non-controlling interests
Proceeds from mandatorily redeemable non-controlling interests
Contributions from non-controlling interests, net

2019
US$

Year ended December 31
2020
US$

2021
US$

1,111,556  
(5,510,126) 
827,011  
(50,546,390) 
11,087,850  

93,001,129  
(1,294,014) 
(938,733) 
(219,220,373) 
24,296,031  

7,052,259
(2,058,162)
—
(27,768,648)
—

(43,030,099) 

(104,155,960) 

(22,774,551)

166,480  
(2,920,216) 
(26,080,876) 
(19,647,356) 
(25,024,684) 
(388,922,839) 
84,837,579  
(9,156,553) 
255,750,791  
(1,216,629,289) 
125,131,566  
(233,164,117) 
1,170,084,599  
(4,304,339) 
(6,135,547) 
(15,394,847) 
1,905,049  
31,031,810  

134,790  
—  
(2,483,896) 
(14,284,148) 
(24,477,542) 
(819,432,106) 
105,007,105  
(199,845,816) 
433,177,672  
(60,033,909) 
18,917,551  
(882,010,043) 
1,047,849,099  
(6,361,147) 
(8,476,338) 
(462,754) 
—  
222,712,481  

—
—
—
(4,055,664)
44,288,546
(790,322,990)
193,848,327
(183,056,732)
339,581,996
(11,572,583)
17,689,487
(891,457,400)
610,114,087
(6,947,448)
(1,916,297)
—
1,070,310
5,659,417

Net cash used in financing activities

(278,472,789) 

(190,069,001) 

(677,076,944)

NET(DECREASE)/INCREASE IN CASH, CASH EQUIVALENTS AND RESTRICTED CASH

(49,246,130) 

42,541,581  

(564,242,648)

Effect of exchange rate changes on cash, cash equivalents and restricted cash
Cash, cash equivalents and restricted cash, at beginning of year

(34,185,442) 
1,186,016,479  

114,855,646  
1,102,584,907  

24,132,269
1,259,982,134

CASH, CASH EQUIVALENTS AND RESTRICTED CASH, AT END OF YEAR

1,102,584,907  

1,259,982,134  

719,871,755

SUPPLEMENTARY INFORMATION ON CASH FLOWS
Cash and cash equivalents
Restricted cash

Incomes taxes paid
Interest paid
NON-CASH ACTIVITIES
Debt extinguishment costs included in other payables and accrued liabilities
Settlement of due from related parties as a result of business combination
Initial recognition of leases

662,606,063  
439,978,844  

130,853,782  
293,543,976  

5,612,697  
48,761,943
11,278,234

926,809,581  
333,172,553  

100,712,739  
149,271,138  

3,652,705  

—
—

426,399,881
293,471,874

99,120,026
261,746,433

—
—
—

The accompanying notes are an integral part of these consolidated financial statements.

F-10

    
    
    
 
   
   
  
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
Table of Contents

BALANCE AT DECEMBER 31, 2018
Capital injection from non-controlling interests
Acquisition of non-controlling interests
Exercise of share options
Treasury share repurchases
Shares repurchased under RSU plan
Foreign currency translation
Stock-based compensation expenses
Net income
Appropriation to statutory reserves
Dividends to shareholders
Dividends to non-controlling interests
BALANCE AT DECEMBER 31, 2019
Adjustment to opening balance of equity (note 2(i))
Capital injection from non-controlling

interests(note(a))

Acquisition of non-controlling interests
Exercise of share options
Treasury share repurchases (Note 19)
Foreign currency translation
Stock-based compensation expenses
Net loss
Appropriation to statutory reserves
Dividends to shareholders
Dividends to non-controlling interests
BALANCE AT DECEMBER 31, 2020
Capital injection from non-controlling interests
Foreign currency translation
Stock-based compensation expenses
Net loss
Appropriation to statutory reserves
Dividends to shareholders
Acquisition of non-controlling interests
BALANCE AT DECEMBER 31, 2021

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS’ EQUITY
For the years ended December 31, 2019, 2020, 2021
(ALL amounts stated in US$, except for number of shares data)

Number of
Shares

119,805,636  
—  

Common
     Shares     
US$
16,399  
—  

108,000  
(11,715,338) 
(1,438,076) 
—  
1,115,246  
—  
—  
—  
—  
107,875,468  

—

—
—
52,647
(2,127,050) 
—  
1,130,952  
—  
—  
—  
—  
106,932,017  

—
—
825,704
—
—
—
—
107,757,721

11  
—  
—  
—  
—  
—  
—  
—  
—  
16,410  
—

—
—
5
—  
—  
—  
—  
—  
—  
—  
16,415  

—
—
—
—
—
—
—
16,415

Treasury
Shares
US$

(87,639,088) 
—  

—  
(26,080,876) 
—  
—  
—  
—  
—  
—  
—  
(113,719,964) 

—

—
—
—

(2,341,613) 
—  
—  
—  
—  
—  
—  
(116,061,577) 

—
—
—
—
—
—
—
(116,061,577)

Additional
Paid-in
Capital
US$

532,117,479  
8,305,257  
—  
166,469  
—  
(2,920,216) 
—  
5,621,588  
—  
—  
—  
—  
543,290,577  

Statutory
     Reserves

US$

166,495,744  
—  
—  
—  
—  
—  
—  
—  
—  
8,512,715  
—  
—  
175,008,459  

—

—

4,420,800
—
134,785
(142,283) 
—  
4,511,192  
—  
—  
—  
—  
552,215,071  
(11,242,172)
—
3,413,610
—
—
—
—
544,386,509

—
—
—
—  
—  
—  
—  
2,687,578  
—  
—  
177,696,037  

—
—
—
—
801,853
—
—
178,497,890

Retained
Earnings
/(Accumulated
Deficits)
US$
99,502,126  
—  
—  
—  
—  
—  
—  
—  
68,344,527  
(8,512,715) 
(23,460,775) 
—  
135,873,163  
(6,520,392)

Accumulated
Other
Comprehensive
     Income / (Loss)     
US$
(30,122,179) 
—  
—  
—  
—  
—  
(20,044,827) 
—  
—  
—  
—  
—  
(50,167,006) 

—
—
—
—  
—  
—  
(81,040,908) 
(2,687,578) 
(11,123,395) 
—  
34,500,890  

—
—
—
(417,307,378)
(801,853)
(4,055,664)
—
(387,664,005)

—

—
—
—
—  
67,272,130  
—  
—  
—  
—  
—  
17,105,124  

—
17,818,155
—
—
—
—
—
34,923,279

Total Xinyuan Real
Estate Co., 
Ltd.
shareholders’
equity
US$
680,370,481  
8,305,257  
—  
166,480  
(26,080,876) 
(2,920,216) 
(20,044,827) 
5,621,588  
68,344,527  
—  
(23,460,775) 
—  
690,301,639  
(6,520,392)

4,420,800
—
134,790
(2,483,896) 
67,272,130  
4,511,192  
(81,040,908) 
—  
(11,123,395) 
—  
665,471,960  
(11,242,172)
17,818,155
3,413,610
(417,307,378)
—
(4,055,664)
—
254,098,511

Non-
controlling
Interest
(Note 24)
US$

65,274,668  
24,054,448  
(317,406) 
—  
—  
—  
(1,035,113) 
—  
14,684,275  
—  
—  
(1,010,489) 
101,650,383  

—

218,453,981
(317,406)
—
—  
27,114,788  
—  
13,557,028  
—  
—  
(27,572) 
360,431,202  
16,901,589
3,043,480
—
4,045,264
—
—
(225,290,809)
159,130,726

Total
US$

745,645,149
32,359,705
(317,406)
166,480
(26,080,876)
(2,920,216)
(21,079,940)
5,621,588
83,028,802
—
(23,460,775)
(1,010,489)
791,952,022

(6,520,392)

222,874,781
(317,406)
134,790
(2,483,896)
94,386,918
4,511,192
(67,483,880)
—
(11,123,395)
(27,572)
1,025,903,162
5,659,417
20,861,635
3,413,610
(413,262,114)
—
(4,055,664)
(225,290,809)
413,229,237

note(a)  arose  mainly  from  offering  from  Guangdong  Kaisa  Real  Estate  Development  Co.,  Ltd.  49%  in  Henan  Yanchuang  Enterprise  Management
Consulting Co., Ltd. a subsidiary of the company.

The accompanying notes are an integral part of these consolidated financial statements.

F-11

    
    
    
    
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

1.         Background information of business and organization

Organization and Description of Business

Xinyuan Real Estate Co., Ltd. (the “Company”) and its subsidiaries (collectively the “Group”) are principally engaged in residential real estate
development  and  the  provision  of  property  management  services.  The  Group’s  operations  are  conducted  mainly  in  the  People’s  Republic  of  China
(“PRC”). In 2012, the Group expanded its business into the U.S. residential real estate market.

As of December 31, 2021, principal subsidiaries of the Company and its consolidated variable interest entities included the following entities:

Registered Place
and Date of
Incorporation

Registered
Capital

Percentage of
Equity
Attributable
to the Group     

Principal
Activities

Xinyuan International (HK) Property Investment Co., Ltd.

  Hong Kong October 26, 2011

  HK$

Subsidiary companies:
Xinyuan International Property Investment Co., Ltd.

Company Name

XIN Development Group International Inc.

Xinyuan Real Estate, Ltd.

XIN Development Management East, LLC

XIN NY Holding, LLC

421 Kent Development, LLC

Xinyuan Sailing Co., Ltd.

AWAN Plasma Sdn Bhd

XIN Eco Marine Group Properties Sdn Bhd

Zhengzhou Jiasheng Real Estate Co., Ltd.

Xinyuan (China) Real Estate, Ltd. ("Xinyuan China")

Henan Xinyuan Real Estate Co., Ltd. ("Henan Xinyuan")

Qingdao Xinyuan Xiangrui Real Estate Co., Ltd.

Shandong Xinyuan Real Estate Co., Ltd.

Xinyuan Property Management Service(Cayman) Ltd.

Xinyuan Property Management Service (BVI) Ltd

  Cayman Islands October 6, 2011   US$

United States November 10,
2011

Cayman Islands January 27,
2006

  US$

  US$

  United States August 28, 2012

  US$

  United States August 29, 2012

  US$

  United States August 29, 2012

  US$

  Hong Kong June 21, 2013

  HK$

  Malaysia April 16, 2007

  Malaysia July 9, 2014

PRC December 2, 2013

  MYR

  MYR

  US$

PRC April 10, 2006

PRC May 19, 1997

PRC February 9, 2006

PRC June 2, 2006

Cayman Islands December 13,
2018

British Virgin Islands January 2,
2019

Xinyuan Property Management Service (HK) Limited

HK January 8, 2019

Xinyuan Science and Technology Service Group Co., Ltd.

PRC December 28, 1998

Mingyuan Landscape Engineering Co., Ltd.

Henan Xinyuan Wanzhuo Real Estate Co., Ltd.

Suzhou Xinyuan Real Estate Development Co., Ltd.

Anhui Xinyuan Real Estate Co., Ltd.

Kunshan Xinyuan Real Estate Co., Ltd.

Xinyuan Real Estate (Chengdu) Co., Ltd.

Xuzhou Xinyuan Real Estate Co., Ltd.

Henan Xinyuan Jiye Real Estate Co., Ltd.

PRC February 17, 2004

PRC December 29, 2011

PRC November 24, 2006

PRC December 7, 2006

PRC January 31, 2008

PRC June 12, 2007

PRC November 9, 2009

PRC November 15, 2009

Beijing Xinyuan Wanzhong Real Estate Co., Ltd. ("Beijing Wanzhong")

PRC March 4, 2008

F-12

US$

RMB

RMB

RMB

HKD

USD

HKD

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

500,000  

3,000,000  

100 %   Investment holding company

100 %   Investment holding company

—  

100 %   Investment holding company

50,000,000  

100 %   Investment holding company

1,000  

1,000  

1,000  

3,000,000  

33,577,000  

33,217,000  

60,000,000  

307,000,000

200,000,000

10,000,000

300,000,000

100 %   Property management services

100 %   Investment holding company

100 %   Real estate development

100 %   Investment holding company

100 %   Real estate development

100 %   Investment holding company

100 %   Real estate development

100 %   Investment holding company

100 %   Real estate development

100 %   Real estate development

100 %   Real estate development

50,000

52.86 %   Investment holding company

—

1

52.86 %   Investment holding company

52.86 %   Investment holding company

50,000,000

52.86 %   Property management services

50,000,000

20,000,000

200,000,000

50,000,000

200,000,000  

220,000,000  

200,000,000  

50,000,000  

900,000,000  

100 %  

Landscaping engineering and
management

100 %   Real estate development

100 %   Real estate development

100 %   Real estate development

100 %   Real estate development

100 %   Real estate development

100 %   Real estate development

100 %   Real estate development

100 %   Real estate development

    
    
    
    
      
      
      
      
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

Company Name

Registered Place
and Date of
Incorporation

Registered
Capital

Percentage of
Equity
Attributable
to the Group

Principal
Activities

Xinyuan Renju (Beijing) Asset Management Co., Ltd.

PRC January 16, 2009

Beijing Xinyuan Priority Real Estate Consulting Co., Ltd.

Henan Xinyuan Priority Commercial Management Co., Ltd.

PRC March 8, 2012

PRC August 10, 2012

Suzhou Xinyuan Wanzhuo Real Estate Co., Ltd. (“Suzhou Wanzhuo”) (Note 18(a))  

PRC September 20, 2012

Jiangsu Jiajing Real Estate Co., Ltd.

Xingyang Xinyuan Real Estate Co., Ltd.

Jinan Xinyuan Wanzhuo Real Estate Co., Ltd.

PRC March 28, 2005

PRC July 25, 2013

PRC December 4, 2013

Sanya Beida Science and Technology Park Industrial Development Co., Ltd.

PRC January 10, 2014

Chengdu Xinyuan Wanzhuo Real Estate Co., Ltd.

Tianjin Xinyuan Real Estate Co., Ltd.

Xi'an Yinghuai Square Commerce Management Co., Ltd.

Subsidiary companies:
Changsha Xinyuan Wanzhuo Real Estate Co., Ltd.

Shanghai Junxin Real Estate Co., Ltd.

Beijing Yinghuai Commerce and Trade Co., Ltd.

Beijing Xinhe Investment Development Co., Ltd.

Henan Yinghuai Commerce and Trade Co., Ltd.

Henan Xinyuan Guangsheng Real Estate Co., Ltd.

PRC February 21, 2014

PRC September 17, 2014

PRC November 25, 2014

PRC April 3, 2014

PRC January 16, 2014

PRC January 5, 2015

PRC May 5, 2015

PRC March 23, 2015

PRC July 27, 2015

Shanghai Hexinli Property Management Center. (Limited partnership)

PRC July 28, 2015

Shandong Xinyuan Renju Real Estate Co., Ltd.

PRC November 19, 2011

Shaanxi Zhongmao Economy Development Co., Ltd.

PRC June 22, 1998

421 Kent Holding Co, Ltd.

Hudson 888 Owner LLC

XIN Manhattan Holding LLC

Hudson 888 Holding LLC

United States May 2, 2014

United States October 22, 2015

United States December 9, 2015

United States December 9, 2015

Shenzhen Xinchuang Investment Consulting Co., Ltd.

PRC January 20, 2016

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

US$

US$

US$

US$

RMB

F-13

30,000,000  

30,000,000  

2,000,000  

200,000,000  

150,000,000  

200,000,000  

300,000,000  

200,000,000  

50,000,000  

100,000,000  

3,000,000  

100 %  

Management consulting
service

100 %  

Real estate consulting
services

100 %   Leasing management services

20 %   Real estate development

100 %   Real estate development

100 %   Real estate development

100 %   Real estate development

100 %   Real estate development

100 %   Real estate development

100 %   Real estate development

100 %   Retail store

100,000,000  

100 %   Real estate development

5,000,000  

30,000,000  

5,000,000  

10,000,000  

100 %   Real estate development

100 %   Retail store

100 %  

Investment holding company

100 %   Retail store

200,000,000  

100 %   Real estate development

10,640,000  

50,000,000  

22,500,000  

1,000  

1,000  

1,000  

1,000  

100 %  

Property management
services

100 %   Real estate development

65.98 %   Real estate development

100 %  

Investment holding company

100 %   Real estate development

100 %  

Investment holding company

100 %  

Investment holding company

10,000,000  

100 %  

Investment

    
    
    
    
    
    
    
    
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
   
   
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

Subsidiary companies:
Henan Xinyuan Quansheng Real Estate Co., Ltd.

Company Name

Zhengzhou Shengdao Real Estate Co., Ltd.

Henan Xinyuan Shunsheng Real Estate Co., Ltd.

Hunan Erli Real Estate Co., Ltd.

XIN Queens Holding LLC

Queens Theatre Holdco LLC

Queens Theatre Owner LLC

Zhengzhou Xinnan Real Estate Co., Ltd.

Xinyan Investment Management Co., Limited.

Hunan Xintian Real Estate Co., Ltd.

Zhengzhou Hangmei Technology Development Co., Ltd.

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

Registered Place
and Date of
Incorporation

PRC January 14, 2015

PRC October 14, 2013

PRC January 13, 2016

PRC January 4, 2008

United States July 6, 2016

United States July 6, 2016

United States July 6, 2016

PRC January 21, 2016

PRC April 8, 2016

PRC September 28, 2009

PRC November 25, 2014

Registered
Capital

Percentage of
Equity
Attributable
to the Group

Principal
Activities

40,000,000  

20,000,000  

30,000,000  

50,000,000  

1,000  

1,000  

1,000  

50,000,000  

100,000,000  

20,000,000  

50,000,000  

50,000,000  

20,000,000  

50,000,000  

10,000,000  

307,000,000  

200,000,000  

100,000,000  

5,000,000  

100,000,000  

200,000,000  

5,000,000  

50,000,000  

100 %   Real estate development

100 %   Real estate development

100 %   Real estate development

100 %   Real estate development

100 %  

Investment holding company

100 %  

Investment holding company

100 %   Real estate development

100 %   Real estate development

90 %  

Investment

100 %   Real estate development

51 %   Real estate development

30 %  

Real estate consulting
services

100 %   Real estate development

100 %   Real estate development

100 %  

Real estate consulting
services

100 %   Real estate development

51 %   Real estate development

100 %  

Management consulting
services

100 %  

Investment holding company

100 %   Real estate development

17 %   Real estate development

100 %  

Management consulting
services

100 %   Real estate development

RMB

RMB

RMB

RMB

US$

US$

US$

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

F-14

Zhengzhou Hangmei Zhengxing Technology Co., Ltd. (1)

PRC March 28, 2016

Xi’an Dingrun Real Estate Co., Ltd.

Zhengzhou Kangshengboda Real Estate Co., Ltd.

Xinjiang Xinyuan Renju Equity Investment., Ltd.

Zhuhai Prince Real Estate Co., Ltd.

PRC June 1, 2011

PRC July 29, 2016

PRC February 24, 2017

PRC September 13, 1990

Henan Renxin Real Estate Co., Ltd. (“Henan Renxin”)

PRC July 11, 2008

Xinchuang Technology Co., Ltd. (“Xinchuang Technology”)

PRC May 2, 2017

Hangzhou Huiyuan Investment Management Partnership Enterprise. (Limited

partnership)

Guangdong Xinyuan Real Estate Co., Ltd.

PRC May 23, 2017

PRC October 18, 2017

Taicang Pengchi Real Estate Co., Limited. (“Taicang Pengchi”) (Note 18(a))

PRC June 16, 2017

Khorgos XinYan Enterprise Management Consulting Co., Ltd.

PRC December 4, 2017

Jinan Xinyuan Quansheng Real Estate Co., Ltd.

PRC May 25, 2018

    
    
    
    
    
      
      
      
      
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

Registered Place
and Date of
Incorporation

Registered
Capital

Percentage of
Equity
Attributable
to the Group

Table of Contents

Subsidiary companies:
Suzhou Yuxi Real Estate Co., Limited.

Company Name

Xinchuang Sailing (Dalian) Healthy Technology Industrial Investment Co., Ltd.

Dalian Xinyi Renju Real Estate Co., Ltd.

Jiangxi Xinkai Renju Management Consulting Service., Ltd.

Beijing Xinyuan Huicheng Technology Development Co., Ltd.

Suzhou Yefang Real Estate Co., Limited. (“Suzhou Yefang”) (Note 18(b))

Chengdu Xinyuan Renju Enterprise Management Co., Ltd. (“Chengdu Renju”)

Chengdu Guohongteng Real Estate Co., Ltd.

Qingdao Keda Real Estate Co., Ltd. (“Qingdao Keda”)

Wuhan Yinghexin Real Estate Co., Ltd. (“Wuhan Yinghexin”)

Henan Xinyuan Property Management Co., Ltd.

Subsidiary companies:

Wuhu Xinyansuifeng NO.1 Investment Center (Limited partnership)

Zhuhai Xinyuan Real Estate Co., Ltd.

Jinan Renju Building Material Co., Ltd.

Dalian Xinyi Yaju Real Estate Co., Ltd.

Guangdong Xinchuang Kechuang Zhigu Development Co., Ltd.

Jiangxi Xinyuan Heju Enterprise Management Consulting Service Co., Ltd.

Beijing I-Journey Science and Technology Development Co., Ltd.(“I-Journey”)

Beijing Ruizhuo Xichuang Technology Development Co., Ltd.(“Xichuang”)

PRC March 5, 2018

PRC June 5, 2018

PRC June 26, 2018

PRC August 28, 2018

PRC January 26, 2018

PRC April 14, 2017

PRC October 26, 2017

PRC July 16, 2010

PRC September 20, 2010

PRC January 15, 2014

PRC December 1, 2016

PRC November 22, 2017

PRC December 31, 2018

PRC January 2, 2019

PRC January 16, 2019

PRC February 27,2019

PRC April 2,2019

PRC October 20,2015

PRC July 16,2015

Beijing Ruizhuo Xitou Development Co., Ltd. (“ Xitou”)

PRC July 16,2015

Beijing Future Xinzhihui Technology Development Center (Limited Partnership) (“ Xinzhihui”)

PRC December 16,2016

Beijing Future Xinhujin Technology Development Center (Limited Partnership) (“Xinhujin”)

PRC December 30,2016

Beijing Future Xinruifeng Technology Development Center (Limited Partnership) (“Xinruifeng”)

PRC February 23,2017

Beijing Ruihao Rongtong Real Estate Co., Ltd. (“Ruihao Rongtong”)

Henan Xintuo Real Estate Co. Ltd.

Zhengzhou Xinhe Real Estate Co., Ltd

Zhengzhou Xinying Real Estate Co., Ltd.

Zhengzhou Xinyuan Xinsheng Business Management Co. Ltd.

Dalian Xinsheng Industrial Co., Ltd.

PRC June 15, 2006

PRC December 8,2020

PRC January 8,2020

PRC May 19,2020

PRC November 2,2020

PRC December 16,2020

Guoxin Chuangxiang (Tianjin) Enterprise Management Consulting Partnership (Limited Partnership)

PRC January 2,2020

Guoxin Chuangzhi (Tianjin) Enterprise Management Consulting Partnership (Limited Partnership)

PRC June 23,2020

Chongqing Heavy Duty Vehicle Group Hong Property LLC Wulong Branch

Henan Rongyao Catering Service Co., Ltd.

Henan Xinzhixiang Electronic Technology Co., Ltd.

Zhengzhou Branch of Xinyuan Technology Service Group Co., Ltd.

Henan Xinyuan Property Service Co., Ltd.. Xincai Branch

Zhengzhou Shengxin Landscape Engineering Co., Ltd.

Henan Xinyuan Property Service Co., Ltd.. Runan Branch

Dalian Branch of Xinyuan Technology Service Group Co., Ltd.

Guangzhou Yuesheng Commercial Service Co., Ltd.. Zhengzhou Branch

Henan Kai Dao real Estate Brokerage Co., Ltd.

Shanghai Xinqiao Trading Co., Ltd.

Hainan Xinyuan Heju Enterprise Management Consulting Service Co., Ltd.

Jinan Xinyuan Commercial Management Co., Ltd.

Guangzhou Xinyuan Commercial Management Co., Ltd.

Henan Xinyuan Hongsheng Commercial Management Co., Ltd.

VIE:
Beijing Yuzhouyun Technology Development Center (Limited partnership)) and its subsidiary
(“Yuzhouyun”) (Note 2(a))

Beijing Ruizhuo Xihui Technology Development Centre Co., Ltd (Note 2(a))

PRC September 26, 2021

PRC September 23, 2021

PRC May 20, 2020

PRC March 4, 2016

PRC November 19, 2021

PRC November 10, 2021

PRC March 18, 2021

PRC August 3, 2018

PRC March 30, 2021

PRC September 30, 2021

PRC March 17, 2021

PRC September 27, 2020

PRC December 4, 2015

PRC March 30, 2021

PRC May 6, 2021

PRC March 2, 2018

PRC 
January 22,2017

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

RMB

100,000,000  

600,000,000  

100,000,000  

10,000,000  

100,000,000  

100,000,000  

50,000,000  

1,673,179,200  

50,000,000  

100,000,000  

10,000,000  

1,501,000,000  

100,000,000  

50,000,000

100,000,000

100,000,000

10,000,000

40,000,000

30,000,000

30,000,000

30,000,000

20,000,000

20,000,000

250,000,000

20,000,000

50,000,000

30,000,000

1,000,000

20,000,000

15,000,000

135,000,000

—

1,000,000

5,000,000

—

—

10,000,000

—

—

—

10,000,000

30,000,000

10,000,000

3,000,000

1,000,000

1,000,000

18,388,300  

10,000,000  

Principal
Activities

20 %   Real estate development

100 %   Real estate development

100 %   Real estate development

100 %   Real estate consulting services

100 %   Technical services

20 %   Real estate development

100 %   Real estate development

100 %   Real estate development

100 %   Real estate development

100 %   Real estate development

100 %   Property management services

100 %  

Investment holding company

100 %   Real estate development

100 % Sales of construction material

100 % Real estate development

100 % Real estate development

100 % Management consulting services

93 % Development and sales of robots

93 % Real estate brokerage

85 %

Internet platform for real estate
property financing

90.67 % Investment holding company

89.5 % Investment holding company

77.5 % Investment holding company

100 % Real estate development

100 % Real estate development

80 % Real estate development

100 % Real estate development

100 % Real estate development

100 % Leasing management services

95.22 % Management consulting service

94.41 % Management consulting service

100 % Property management services

51 % Catering services

100 % Electronic commerce

—

—

Property management services

Property management services

51 % Property management services

—

—

—

Property management services

Property management services

Management consulting services

100 % Property management services

100 % Property management services

100 % Management consulting services

100 % Retail store

100 % Retail store

100 % Retail store

51 %   Technical services

1 %   Technical services

(1) Controlled by Zhengzhou Hangmei Technology Development Co., Ltd. which is a 51% owned subsidiary of the Group.

F-15

    
    
    
    
    
      
      
      
      
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
 
  
 
  
 
   
   
  
 
 
 
 
 
 
 
Table of Contents

COVID-19

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

Beginning in December 2019, a novel strain of coronavirus, or COVID-19, resulted in prolonged mandatory quarantines, lockdown, closures of
businesses and facilities and travel restrictions imposed by the Chinese government and many other countries around the world. Although the Chinese
economy has been recovering steadily from the impact of COVID-19 since the second half of 2020, any recurrence of the COVID-19 outbreak in China,
such as the recurrence of COVID-19 toward the end of 2020, or continuance of the outbreak in other parts of the world could adversely impact our
company’s  business  operations  or  the  business  operations  of  our  company’s  customers  and  partners  thus  in  turn  having  an  adverse  impact  on  our
business,  results  of  operations  and  financial  condition.  Failure  to  contain  the  further  spread  of  COVID-19  will  prolong  and  exacerbate  the  general
economic downturn. Our business operations could be disrupted if any of its employees is suspected of having these or any other epidemic disease, since
it could require its employees to be quarantined and/or its offices to be closed for disinfection or other remedial measures. There remains substantial
uncertainties about the dynamic of the COVID-19 pandemic, including, but not limited to, with respect to the logistics of distribution and the efficacy of
any vaccine program or with respect to new strains or variants of the virus, which may have potential continuing impacts on subsequent periods if the
pandemic and the resulting disruption were to extend over a prolonged period.

2.         Summary of significant accounting policies

(a)         The Company and basis of presentation and consolidation

The  accompanying  consolidated  financial  statements  have  been  prepared  in  accordance  with  U.S.  generally  accepted  accounting  principles
(“U.S. GAAP”). The consolidated financial statements include the financial statements of the Company, its subsidiaries, VIEs, and the subsidiaries of
VIEs. All inter-company transactions and balances between the Company and its subsidiaries have been eliminated upon consolidation.

Subsidiaries are consolidated from the date on which control is transferred to the Group and cease to be consolidated from the date on which
control is transferred out of the Group. Where there is a loss of control of a subsidiary, the consolidated financial statements include the results for the
part of the reporting year during which the Group has control.

Ruihao Rongtong

Ruihao Rongtong, with registered capital of US$37.6 million (RMB250.0 million), was invested in by the Company on May 6, 2015, for the
purpose of undertaking a residential property development project in Beijing. On March 1, 2016, June 28, 2016 and September 18, 2016, an unrelated
trustee  company,  Ping  An  trust  Co.,  Ltd.  (“Ping  An  trust”)  purchased  20%,  5%  and  10%  of  the  Company’s  equity  interest  in  Ruihao  Rongtong,
respectively, and loaned US$124.3 million (RMB862.5 million) in aggregate to the Group. On February 28, 2017, the Company repurchased the 35%
equity interest of Ruihao Rongtong from Ping An trust. On May 23, 2017, Ping An trust subsequently repurchased back 35% of the Company’s equity
interest in Ruihao Rongtong, and loaned US$246.8 million (RMB1.61 billion) in aggregate to the Group. As of December 31, 2018, Ruihao Rongtong
had one project under construction. Pursuant to the share purchase agreement, the 35% of non-controlling equity interest of Ruihao Rongtong was to be
repurchased by the Company in cash at the earlier of the second anniversary date, or the date the Company elected to repurchase the 35% equity interest
of Ruihao Rongtong. Therefore, the non-controlling interest is mandatorily redeemable and is accounted for as liability in accordance with ASC 480,
Distinguishing Liabilities from Equity (“ASC 480”). On June 21, 2019, the Company repurchased the 35% equity interest of Ruihao Rongtao from Ping
An trust and Ruihao Rongtong ceased to be variable interest entity(“VIE”).

In accordance with ASC 810, Consolidation (“ASC 810”), Before June 21 2019, Ruihao Rongtong was a variable interest entity as it was not
established with sufficient equity at risk to finance its activities without additional subordinated financial support. The Company is considered as the
primary beneficiary of Ruihao Rongtong, as it has the power to direct the activities of Ruihao Rongtong that most significantly impact their economic
performance and has the obligation to absorb the losses and the right to receive benefits from Ruihao Rongtong through its voting interest underlying its
65%  equity  interest  in  accordance  with  PRC  Law  and  the  articles  of  association  of  Ruihao  Rongtong.  Based  on  the  above,  Ruihao  Rongtong  was
consolidated by the Company.

F-16

Table of Contents

Yuzhouyun

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

On March 2, 2018, the Group signed a partnership agreement with certain senior management members to form Yuzhouyun. According to the
partnership  agreement,  the  design  and  purpose  of  Yuzhouyun’s  activities  are  to  provide  technical  services  to  the  Group.  The  Group  acts  as  a  limited
partner  and  the  senior  management  members  are  general  partners.  Substantially  all  significant  activities  require  the  approval  from  the  senior
management members. The Group and senior management members agreed to share profits at the proportion of 51% and 49%, respectively. The Group,
as  the  limited  partner,  is  the  only  party  with  the  equity  at  risk  to  absorb  losses  of  Yuzhouyun.  Yuzhouyun’s  principal  activities  are  also  to  provide
technical service to the Group, which indicates that Yuzhouyun’s activities are conducted on behalf of the Group. Therefore, under ASC 810, Yuzhouyun
is a variable interest entity. In addition, as the senior management members are the Group’s employees, which represent a principal-agency relationship,
therefore, the Group is concluded to be “most closely associated” with Yuzhouyun. Based on the above, the Group is the primary beneficiary because it
has the power to direct the activities of Yuzhouyun that most significantly impact their economic performance and has the obligation to absorb the losses
and the right to receive benefits from Yuzhouyun.

The carrying amounts and classifications of the assets and liabilities of Yuzhouyun are as follows:

Current assets
Non-current assets
Total assets

Current liabilities
Non-current liabilities

Total liabilities

The financial performance and cash flows of Yuzhouyun are as follows:

Revenue
Cost of revenue
Net loss
Net cash used in operating activities
Net cash used in investing activities
Net cash provided by financing activities

December 31, 
2020
US$

December 31, 
2021
US$

768,166
2,771,533
3,539,699

4,801,975
14,099,833

346,637
3,177,609
3,524,246

14,499,043
13,645,560

18,901,808

28,144,603

Year ended
December 31, 
2020
US$
3,525,255
(2,529,935)
(6,935,441)
(12,982,505)
(13,837)
12,256,166

Year ended
December 31, 
2021
US$
1,703,972
(3,755,276)
(8,794,606)
(13,884,957)
(14,799)
13,108,128

As  of  December  31,  2020  and  December  31,  2021,  the  current  liabilities  of  Yuzhouyun  included  amounts  due  to  subsidiaries  of  the  Group

amounting to US$1,928,834 and US$10,473,436, which were eliminated upon consolidation by the Company.

During the year ended December 31, 2020 and December 31, 2021, the revenue of Yuzhouyun included amounts that come from the Group

amounting to US$3,287,093 and US$779,795, which were eliminated upon consolidation by the Company.

Yuzhouyun  contributed  US$238,162  and  US$924,177  of  the  Company’s  consolidated  revenues  for  the  year  ended  December  31,  2020  and

December 31, 2021, respectively.

F-17

    
    
 
 
 
 
 
 
    
    
 
 
 
 
 
 
Table of Contents

Ruizhuo Xihui

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

In  2020,  Ruizhuo  Xichuang,  a  subsidiary  of  the  Group,  together  with  Ruizhuo  Xihui  and  its  registered  shareholders,  entered  a  new  set  of
Contractual Arrangements, including the powers of attorney, the exclusive business cooperation agreement, the exclusive share purchase agreement, the
equity pledge agreement, the confirmations from such Registered Shareholders and the spouse undertakings (collectively known as the “Ruizhuo Xihui
VIE Agreements”). The terms of the Ruizhuo Xihui VIE Agreements indicate that the Group is the only party at risk to absorb losses of Ruizhuo Xihui.
Ruizhuo Xihui’s principal activities are also to provide technical service to the Group, which indicates that Ruizhuo Xihui’s activities are conducted on
behalf of the Group. In accordance with ASC 810, Ruizhuo Xihui is a variable interest entity. Based on the above, the Group is the primary beneficiary
because  it  has  the  power  to  direct  the  activities  of  Ruizhuo  Xihui  that  most  significantly  impact  its  economic  performance  and  has  the  obligation  to
absorb the losses and the right to receive benefits from Ruizhuo Xihui.

The carrying amounts and classifications of the assets and liabilities of Ruizhuo Xihui are as follows:

Current assets
Non-current assets
Total assets

Current liabilities
Non-current liabilities

Total liabilities

The financial performance and cash flows of Ruizhuo Xihui are as follows:

Revenue
Cost of revenue
Net (loss)/income
Net cash provided by operating activities
Net cash used in investing activities
Net cash used in financing activities

December 31,
2020
US$
3,167,587
—
3,167,587
—
3,572,451
—

December 31,
 2021
US$
2,748,904
—
2,748,904
—
2,791,771
—

3,572,451

2,791,771

Year ended
December 31,
2020
US$

Year ended
December 31,
2021
US$

81,984
—
(382,874)
36,807
—
—

451,176
(26,605)
367,929
39,366
—
—

As of December 31, 2020 and December 31, 2021, the current liabilities of Ruizhuo Xihui included amounts due to subsidiaries of the Group
amounting  to  US$1,928,834  and  US$nil,  respectively,  the  current  assets  of  Ruizhuo  Xihui  included  amounts  due  from  subsidiaries  of  the  Group  of
US$3,039,549 and US$2,692,162  which were eliminated upon consolidation by the Company.

Ruizhuo Xihui contributed US$81,984 and US$451,176 of the Company’s consolidated revenues for the year ended December 31, 2020 and

December 31, 2021, respectively.

F-18

    
    
 
 
 
 
 
 
 
    
    
 
 
 
 
 
 
 
Table of Contents

(b)          Going concern

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

As  of  December  31,  2021,  the  Group’s  short-term  bank  loans  and  other  debt,  and  current  portion  of  long-term  bank  loans  and  other  debt
amounted to US$1,566.3 million while its cash and cash equivalents amounted to US$426 million. As stipulated in the announcement dated July 19,
2022, the Company has not made payments in full for its senior notes of RMB545.5 million (“defaulted senior notes”) issued on July 3 and August 6,
2020 with a maturity date on June 29, 2022. The Company has litigations in the PRC and the contingent compensation is subject to the court verdict
with estimated amount of US$37.4 million. The Company anticipates that the market conditions in the real estate sector remain under pressure in 2022,
and therefore, in the absence of a sharp recovery in the market and the availability of various financing options, the Company remains cautious about its
liquidity in the near term. The above events or conditions indicate the existence of a material uncertainty which cast substantial doubt on the Group’s
ability to continue as a going concern.

In  view  of  such  circumstances,  the  Directors  consider  that  the  Group  has  taken  various  measures  and  will  have  adequate  funds  available  to

enable it to operate as a going concern, taking into account the past operating performance of the Group and the following:

(a) The Group has been in negotiation with the sole noteholder of the defaulted senior notes, who is a third party, to waive the default and extend

the repayment for at least one year. The directors are of a view that the negotiation with the noteholder will be settled in the short term.

(b) The Group continues to implement measures to accelerate the pre-sales and sales of its properties under development and completed properties,

and to speed up the collection of outstanding sales proceeds.

(c) Up  to  the  date  of  approval  of  the  consolidated  financial  statements,  the  Group  successfully  consummated  an  exchange  offer  and  consent
solicitation with respect to senior notes in the aggregate principal amount of US$207.7 million, which has effectively extended the maturity
date to no earlier than July 2023 and waived any potential defaults, improving the liquidity of the Group.

(d) Up to the date of approval of the consolidated financial statements, the Group successfully extended the maturity date of long-term loans of the
aggregate principal amount of US$68.5 million to no earlier than July 2023, alleviating the pressure on liquidity within a reasonable timeframe.
(e) The Group is actively negotiating with several existing financial institutions on the renewal of certain borrowings. Subsequent to December 31,
2021, the Group has also been negotiating with various banks and financial institutions to secure new sources of financing and renew of certain
borrowings which amounted to US$179.9 million.

(f) The  Group  is  actively  negotiating  with  several  banks  and  financial  institutions  on  the  extension  for  repayments  of  certain  borrowings.  The
Group may be able to extend the payment schedule for certain bank loans and other debts. Nevertheless, the confirmation of such extension is
subject to the final approval from the banks and financial institutions.

(g) The Group continues to monitor capital expenditure to balance and relieve cash resource to support operations.
(h) The Group continues to take action to tighten cost controls over various operating expenses.

The directors of the Company also note the following considerations, relevant to the Group’s ability to continue as a going concern:

-
-

At December 31, 2021, total cash and cash equivalents of approximately US$426 million were held by the Group.
At December 31, 2021, the Group had available undrawn debt facilities of approximately US$6,003.0 million relating to remaining bank and other
borrowings. The maturities of these facilities range from January 2022 to July 2025.

In the event forecast cash flow is not achieved or the renewal of borrowings and public senior notes do not undergo as planned, the directors of

the Company have also evaluated other plans that could be undertaken to improve their liquidity position as follow:

1) The Group could adjust their original sale plan for some residential properties and commercial buildings to an earlier stage (i.e. second half

year of 2022) in order to generate additional funds not less than approximately RMB3,600 million;

2) The Group could consider selling partial equity interest of Group’s subsidiaries which have urban renewal development projects in the tier I and

tier II cities after the second half of 2022.

F-19

Table of Contents

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

Notwithstanding the above, uncertainty exists as to whether the renewal of borrowings and public senior notes can be renewed and as to all
other alternative operating and financing plans as the Group is still negotiating with its external financiers on the financing to the Group and the sales of
properties depend on market conditions. Should the Group be unable to operate as a going concern, adjustments would have to be made to reduce the
carrying values of the Group’s assets to their recoverable amounts, to provide for financial liabilities which might arise, and to reclassify non-current
assets  and  non-current  liabilities  as  current  assets  and  current  liabilities  respectively,  if  applicable.  The  effects  of  these  adjustments  have  not  been
reflected in the consolidated financial statements.

(c)          Use of Estimates

The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the
amounts reported in the consolidated financial statements and accompanying notes, and disclosure of contingent liabilities at the date of the consolidated
financial statements. Estimates are used for, but not limited to, the selection of the useful lives of property and equipment and finance lease, allowance
for  estimating  the  allowance  for  credit  losses  associated  with  accounts  receivables,  other  receivables,  contract  assets,  short-term  investments  and
advances  to  suppliers,  fair  values  of  the  purchase  price  allocation  with  respect  to  business  combinations,  progress  towards  the  completion  of  the
performance obligation, accounting for the share-based compensation, accounting for deferred income taxes, impairment of goodwill, impairment of real
estate properties under development, real estate properties held for lease and long-term investments, provision necessary for contingent liabilities and
estimating the incremental borrowing rate for operating lease liabilities. Management analyzed the forecasted cash flows for the twelve months from
July 29, 2022, which indicates that the Group will have sufficient liquidity from cash flows generated by operations and existing credit facilities and
therefore,  there  will  be  sufficient  financial  resources  to  settle  borrowings  and  payables  that  will  be  due  through  end  of  July  29,  2023.  Management
believes that the estimates utilized in preparing its consolidated financial statements are reasonable and prudent. Actual results could differ from these
estimates.

(d)          Fair value of financial instruments

Financial  instruments  include  cash  and  cash  equivalents,  restricted  cash,  short-term  investments,  accounts  receivable,  other  deposits  and
prepayments,  due  from  employees,  due  from  related  parties,  other  receivables,  long-term  investments,  accounts  payable,  customer  deposits,  other
payables  and  accrued  liabilities,  short-term  bank  borrowings,  long-term  borrowings  and  due  to  related  parties.  The  carrying  amounts  of  the
aforementioned financial instruments, except for short-term investments for which the measurement alternative was elected, long term investments and
long  term  borrowings,  approximate  their  fair  value  due  to  the  short  term  maturities  of  these  instruments.  The  carrying  amounts  of  the  long-term
borrowings approximate their fair values because the stated interest rates approximate rates currently offered by financial institutions for similar debt
instruments of comparable credit risk and maturities. Long-term investments have no quoted market prices and it is not practicable to estimate their fair
value without incurring excessive costs. The Group reviews the investments for impairment whenever events or changes in circumstances indicate that
the carrying amount may no longer be recoverable.

For  long-term  investments  other  than  those  accounted  for  under  the  equity  method  or  those  that  result  in  consolidation  of  the  investee,  the
Company measures equity investments at fair value and recognizes any changes in fair value in net income. However, for equity investments that do not
have  readily  determinable  fair  values  and  do  not  qualify  for  the  existing  practical  expedient  in  ASC  820,  Fair  Value  Measurement  (“ASC  820”),  to
estimate fair value using the net asset value per share (or its equivalent) of the investment, the Company chose to measure those investments at cost, less
any impairment, plus or minus changes resulting from observable price changes in orderly transactions for the identical or a similar investment of the
same  issuer.  At  each  reporting  date,  the  Company  is  required  to  make  a  qualitative  assessment  as  to  whether  equity  investments  without  a  readily
determinable  fair  value  for  which  the  measurement  alternative  is  elected  is  impaired.  In  the  event  that  a  qualitative  assessment  indicates  that  the
investment is impaired and the fair value of the investment is less than the carrying value, the carrying value is written down to its fair value. A variety
of  factors  are  considered  when  determining  if  a  decline  in  fair  value  is  below  carrying  value,  including,  among  others,  the  financial  condition  and
prospects of the investee.

Accounting  guidance  defines  fair  value  as  the  price  that  would  be  received  from  selling  an  asset  or  paid  to  transfer  a  liability  in  an  orderly
transaction between market participants at the measurement date. When determining the fair value measurements for assets and liabilities required or
permitted to be recorded at fair value, the Company considers the principal or most advantageous market in which it would transact and it considers
assumptions that market participants would use when pricing the asset or liability.

F-20

Table of Contents

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

Accounting guidance establishes a fair value hierarchy that requires an entity to maximize the use of observable inputs and minimize the use of
unobservable inputs when measuring fair value. A financial instrument’s categorization within the fair value hierarchy is based upon the lowest level of
input that is significant to the fair value measurement. Accounting guidance establishes three levels of inputs that may be used to measure fair value:

Level 1-Observable inputs that reflect quoted prices (unadjusted) for identical assets or liabilities in active markets

Level 2-Includes other inputs that are directly or indirectly observable in the market place

Level 3-Unobservable inputs which are supported by little or no market activity

ASC 820 describes three main approaches for measuring the fair value of assets and liabilities: (1) market approach; (2) income approach and
(3) cost approach. The market approach uses prices and other relevant information generated from market transactions involving identical or comparable
assets or liabilities. The income approach uses valuation techniques to convert future amounts to a single present value amount. The measurement is
based on the value indicated by current market expectations about those future amounts. The cost approach is based on the amount that would currently
be required to replace an asset.

In accordance with ASC 820, investment in marketable equity securities and investment in real estate investment trusts (“REITs”) are classified
as Level 1 as the Company measures the fair value using quoted trading prices that are published on a regular basis, and investment in equity securities
in unlisted companies is categorized as Level 3 measured at fair value using alternative method, less any impairment, plus or minus changes resulting
from observable price in orderly transactions.

(e)          Foreign currency translation

The Group’s financial information is presented in U.S. dollars. The functional currency of the Company is U.S. dollars. The functional currency
of the Company’s subsidiaries in PRC is Renminbi (“RMB”), the currency of PRC. The functional currency of the Company’s subsidiaries in Malaysia
is Malaysian Ringgit (“MYR”), the currency of Malaysia. The functional currency of the Company’s subsidiaries other than those in PRC and Malaysia
is U.S. dollars. Transactions by the Company’s subsidiaries in PRC which are denominated in currencies other than RMB are remeasured into RMB at
the exchange rate quoted by the People’s Bank of China (“PBOC”) prevailing at the dates of the transactions. Exchange gains and losses resulting from
transactions  denominated  in  a  currency  other  than  RMB  are  included  in  the  consolidated  statements  of  comprehensive  income  as  exchange  gains
(losses).  The  consolidated  financial  statements  of  the  Company’s  subsidiaries  have  been  translated  into  U.S.  dollars  in  accordance  with  ASC  830,
Foreign  Currency  Matters  (“ASC  830”).  PRC  subsidiaries’  financial  information  is  first  prepared  in  RMB  and  then  is  translated  into  U.S.  dollars  at
period-end  exchange  rates  as  to  assets  and  liabilities  and  average  exchange  rates  as  to  revenue  and  expenses.  Capital  accounts  are  translated  at  their
historical exchange rates when the capital transactions occurred.

The RMB is not freely convertible into foreign currency and all foreign exchange transactions must take place through authorized institutions.

No representation is made that the RMB amounts could have been, or could be, converted into U.S. dollars at the rates used in translation.

(f)          Cash and cash equivalents

The Group considers all highly liquid investments with original maturities of three months or less to be cash equivalents. The Group maintains
bank  accounts  mainly  in  PRC,  Hong  Kong  and  United  States.  The  vast  majority  of  PRC  bank  balances  are  denominated  in  RMB.  Hong  Kong  and
United States bank balances are denominated in U.S. dollars.

Cash includes cash on hand and demand deposits in accounts maintained with various state-owned and private banks within PRC, Hong Kong
and  United  States.  Total  cash  in  banks  (excluding  restricted  cash)  at  December  31,  2021  amounted  to  US$426,399,881  (December  31,  2020
US$926,809,581), of which the vast majority of deposits are not covered by insurance.

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(g)          Restricted cash

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

The  Group  is  required  to  maintain  certain  deposits  with  banks  that  provide  mortgage  loans  to  the  Group’s  customers  in  order  to  purchase
residential  units  from  the  Group.  These  balances  are  subject  to  withdrawal  restrictions  and  totaled  US$26,370,690  as  of  December  31,  2021
(December  31,  2020:  US$19,892,994).  As  of  December  31,  2021,  the  Group  held  US$220,596,486  (December  31,  2020:  US$83,613,204)  in  its
restricted  cash  accounts,  representing  funds  received  from  sales  proceeds  that  are  subject  to  withdrawal  restrictions.  The  Group  is  also  required  to
maintain  certain  deposits  with  banks  and  financial  institutions  that  provide  loans  to  the  Group.  As  of  December  31,  2021,  the  Group  also  held
US$4,626,943 in its restricted cash accounts (December 31, 2020: US$nil) as security for its short-term loans (Note 10).

As  of  December  31,  2021,  the  Group  held  US$41,877,755  (December  31,  2020:  US$229,666,355)  in  its  bank  accounts  with  withdrawal

restriction for its long-term loans (Note 11).

(h)         Real estate properties development completed and under development

Real estate properties completed and under development consist of residential unit sites and commercial offices. The Group leases the land for
the residential unit sites under land use right leases with various terms from PRC government. Real estate properties development completed and under
development are stated at the lower of carrying amounts or fair value less selling costs.

Expenditures for land development, including cost of land use rights, deed tax, pre-development costs and engineering costs, are capitalized
and allocated to development projects by the specific identification method. Costs are allocated to specific units within a project based on the ratio of the
sales value of units to the estimated total sales value times the total project costs.

Costs of amenities transferred to buyers are allocated as common costs of the project that are allocated to specific units as a component of total
construction  costs.  For  amenities  retained  by  the  Group,  costs  in  excess  of  the  related  fair  value  of  the  amenities  are  also  treated  as  common  costs.
Results of operations of amenities retained by the Group are included in the current operating results.

In accordance with ASC 360, Property, Plant and Equipment (“ASC 360”), real estate property development completed and under development
are subject to valuation adjustments when the carrying amount exceeds fair value. An impairment loss is recognized only if the carrying amount of the
assets is not recoverable and exceeds fair value. The carrying amount is not recoverable if it exceeds the sum of the undiscounted cash flows expected to
be generated by the assets.

When  the  profitability  of  a  current  project  deteriorates  due  to  a  slowdown  in  the  sales  pace,  reduction  of  pricing  or  some  other  factor,  this
indicates that there may be a possible future loss on delivery and possible impairment in the recoverability of the assets. Accordingly, the assets of such
project are subsequently reviewed for future losses and impairment by comparing the estimated future undiscounted cash flows for the project to the
carrying value of such project. If the estimated future undiscounted cash flows are less than the asset’s carrying value, such deficit will be charged as a
future loss and the asset will then be written down to its estimated fair value.

The Group determines estimated fair value primarily by discounting the estimated future cash flows relating to the asset. In estimating the cash
flows  for  a  project,  the  Group  uses  various  factors  including  (a)  the  expected  pace  at  which  the  planned  number  of  units  will  be  sold,  based  on
competitive market conditions, historical trends in sales pace and actual average selling prices of similar product offerings and any other long or short-
term economic conditions which may impact the market in which the project is located; (b) the estimated net sales prices expected to be attained based
on the current market conditions and historical price trends, as well as any estimated increases in future sales prices based upon the projected rate of unit
sales, the estimated time gap between presale and expected delivery, the impact of government policies, the local and regional competitive environment,
and certain external factors such as the opening of a subway line, school or factory; and (c) the expected costs to be incurred in the future by the Group,
including, but not limited to, construction cost, construction overhead, sales and marketing, sales taxes and interest costs.

The Group’s determination of fair value requires discounting the estimated cash flows at a rate commensurate with the inherent risk associated

with the assets and related estimated cash flows. The discount rate used in determining each project’s fair value depends

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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

on the stage of development, location and other specific factors that increase or decrease the risk associated with the estimated cash flows.

For the year ended December 31, 2021, the Group recognized impairment loss of US$1,347,050 for real estate properties completed and under

development (2019: Nil, 2020: US$9,641,537).

(i)          Revenue recognition

Revenue is recognized when control of the goods or services is transferred to the customer at an amount that reflects the consideration to which
the Group expects to be entitled in exchange for those goods or services. The Group also elected to exclude sales taxes and other similar taxes from the
measurement of the transaction price. Therefore, revenues are recognized net of business tax and value added taxes (“VAT”).

Real estate sales

Revenues arising from real estate sales are recognized when or as the control of the asset is transferred to the customer. Depending on the terms

of the contract and the laws that apply to the contract, control of the asset may transfer over time or at a point in time.

For  real  estate  sales  contracts  for  which  the  Group  has  an  enforceable  right  to  payment  for  performance  completed  to  date,  revenue  is
recognized  over  time  by  measuring  the  progress  towards  complete  satisfaction  of  that  performance  obligation.  Otherwise,  revenue  is  recognized  at  a
point in time when the customer obtains the physical possession, the legal title, or the significant risks and rewards of ownership of the assets and the
Group  has  a  present  right  to  a  payment  and  the  collection  of  the  consideration  is  probable.  The  progress  towards  complete  satisfaction  of  the
performance obligation is measured based on the Group's efforts or inputs to the satisfaction of the performance obligation, by reference to the contract
costs incurred up to the end of reporting period as a percentage of total estimated costs for each contract.

Generally, the Group receives short-term advances from its customers for real estate sales. Using the practical expedient, the Group does not
adjust  the  promised  amount  of  consideration  for  the  effects  of  a  significant  financing  component  if  it  expects,  at  contract  inception,  that  the  period
between the transfer of the promised good or service to the customer and when the customer pays for that good or service will be one year or less. The
Group  also  receives  long-term  advances  from  customers  for  real  estate  sales.  The  transaction  price  for  such  contracts  is  adjusted  for  the  effects  of  a
financing component, if long-term advances from customers are assessed as significant at the individual contract level.

Real estate management services income

Real estate management services income is recognized in the accounting period in which the services are rendered. The Group bills a fixed
amount periodically for services provided and recognizes as revenue the amount to which the Group has a right to invoice that corresponds directly with
the value of performance completed.

Real estate lease income

Real estate lease income is generally recognized on a straight-line basis over the terms of the tenancy agreements. For real estate leases, these
contracts  are  treated  as  leases  for  accounting  purposes,  rather  than  contracts  with  customers  subject  to  ASC  606,  Revenue  from  Contracts  with
Customers.

Other revenue

Other revenue includes services ancillary to the Group’s real estate projects, including construction service revenue and software consulting
service  income.  Construction  service  revenue  and  software  consulting  service  income  are  recognized  when  services  are  provided  as  the  customer
simultaneously benefits from the services as they are performed.

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Contract assets

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

The Group pays sales commission to its real estate sales agencies for each real estate sales contract. The Group has elected to apply the optional
practical  expedient  for  costs  to  obtain  a  contract  which  allows  the  Group  to  immediately  expense  sales  commissions  (included  under  selling  and
distribution expenses) when the amortization period of the asset that the Group otherwise would have used is one year or less. For incremental costs of
obtaining real estate sales contracts that extend beyond a one-year period, these incremental costs of obtaining real estate sales contracts are recognized
as assets if the real estate sales are collectible and amortized as the Group transfers the control of the assets to customers. The Group recognized US$8.0
million and US$46.5 million of such costs in selling and distribution expense during the year ended December 31, 2020 and December 31, 2021. As of
December 31, 2020 and 2021, there was no impairment losses on contract assets.

Contract liabilities

A contract liability is the obligation to transfer goods or services to a customer for which the Group has received consideration (or an amount of
consideration  is  due)  from  the  customer.  If  a  customer  pays  consideration  before  the  Group  transfers  goods  or  services  to  the  customer,  a  contract
liability is recognized when the payment is made or the payment is due (whichever is earlier). The Group’s contract liabilities are comprised of customer
deposits, which are recognized as revenue when the Group performs under the contract.

The following table presents the Group’s contract balances as of December 31, 2020 and 2021:

Contract assets
Customer deposits (note 14)

December 31, 
2020
28,708,229  
952,939,384  

December 31, 
2021
35,104,329
1,162,430,468

The amount of revenue recognized during the year ended December 31, 2021 and included in the customer deposits as of December 31, 2020 is

US$319,889,213.

(j)           Accounts receivable and allowance for credit losses

The  Company  adopted  ASU  No.  2016-13,  Financial  Instruments—Credit  Losses  (“ASU  2016-13”).  Subsequently,  the  Financial  Accounting
Standards  Board  (“FASB”)  issued  ASU  2019-05,  Financial  Instruments-  Credit  Losses  (Topic  326):  Targeted  Transition  Relief  and  ASU  2019-11
Codification Improvements to Topic 326, Financial Instruments- Credit Losses (collectively, the “Credit Loss ASUs”) from January 1, 2020 using the
modified retrospective approach and did not restate the comparable periods. The effect of adopting Credit Loss ASUs was as follows:

Consolidated balance sheets
Accounts receivable
Other deposits and prepayments
Amounts due from related parties
Total current assets
Total assets
Total equity

As previously
reported at
December 31,
2019

Effects of
adoption
of Credit Loss
ASUs

97,911,510  
277,463,137  
200,757,623  
5,645,063,109  
7,421,664,433  
791,952,022  

(2,829,696) 
(1,908,929) 
(1,781,767) 
(6,520,392) 
(6,520,392) 
(6,520,392) 

As adjusted at
January 1, 2020

95,081,814
275,554,208
198,975,856
5,638,542,717
7,415,144,041
785,431,630

Accounts receivable represents the Group’s right to an amount of consideration that is unconditional (i.e. only the passage of time is required
before payment of the consideration is due). The Group’s accounts receivable consists of balances due from customers for the sale of residential units in
the PRC and United States and real estate management service contracts. These balances are unsecured, bear no interest and are due within a year from
the date of the sale.

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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

The allowance for credit losses reflects the Company’s current estimate of credit losses expected to be incurred over the life of the receivables.
The Company considers various factors in establishing, monitoring, and adjusting its allowance for credit losses including the aging of receivables and
aging  trends,  customer  creditworthiness  and  specific  exposures  related  to  particular  customers.  The  Company  also  monitors  other  risk  factors  and
forward-looking  information,  such  as  country  specific  risks  and  economic  factors  that  may  affect  a  customer’s  ability  to  pay  in  establishing  and
adjusting its allowance for credit losses. Accounts receivable are written off after all collection efforts have ceased. As of December 31, 2021, there was
US$4,811,460 (December 31, 2020: US$4,099,011) allowance for credit loss.

(k)          Other receivables

Other receivables consist of various cash advances to unrelated companies and individuals with which the Group has business relationships.

The allowance for credit losses reflects the Company’s current estimate of credit losses expected to be incurred over the life of the receivables.
The Company considers various factors in establishing, monitoring, and adjusting its allowance for credit losses including the aging of receivables and
aging  trends,  customer  creditworthiness  and  specific  exposures  related  to  particular  customers.  The  Company  also  monitors  other  risk  factors  and
forward-looking  information,  such  as  country  specific  risks  and  economic  factors  that  may  affect  a  customer’s  ability  to  pay  in  establishing  and
adjusting its allowance for credit losses. As of December 31, 2021, there was US$14,709,839 (December 31, 2020: US$12,609,405) allowance for credit
loss.

(l)          Deposits for land use rights

Deposits for land use rights consist of upfront cash payments made to local land bureaus to secure land use rights under executed short-term or

long-term land framework cooperation agreements or land use rights agreements.

Deposits for land use rights are reviewed periodically as to whether their carrying value has become impaired. The Group considers the assets

to be impaired if the collectability of the balances become doubtful. There were no impairment losses for any periods presented.

(m)         Other deposits and prepayments

Other  deposits  and  prepayments  mainly  consist  of  upfront  cash  payments  made  to  third  parties  related  to  the  direct  negotiation  model  in

acquiring land parcels and prepaid tax.

The allowance for credit losses reflects the Company’s current estimate of credit losses expected to be incurred over the life of other deposits
The Company considers various factors in establishing, monitoring, and adjusting its allowance for credit losses including the aging of other deposits
and aging trends, customer creditworthiness and specific exposures related to particular customers. The Company also monitors other risk factors and
forward-looking information, such as country specific risks and economic factors that may affect a customer’s ability to pay in establishing and
adjusting its allowance for credit losses. As of December 31, 2021, there was US$1,908,929 (December 31, 2020: US$1,908,929) allowance for credit
loss.

(n)         Advances to suppliers

Advances to suppliers consist of balances paid to contractors and vendors for services and materials that have not been provided or received
and  generally  relate  to  the  development  and  construction  of  residential  units  in  PRC.  Advances  to  suppliers  are  reviewed  periodically  to  determine
whether their carrying value has become impaired. The Group considers the assets to be impaired if it is doubtful that the services and materials can be
provided. As of December 31, 2020 and 2021, there was no allowance provided.

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Table of Contents

(o)          Customer deposits

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

Customer  deposits  consist  of  sales  proceeds  received  from  customers  from  the  sale  of  residential  units  in  PRC.  In  PRC,  customers  will
generally obtain financing for the purchase of their residential unit prior to the completion of the project. The lending institution will provide the funding
to the Group upon the completion of the financing rather than the completion of the project. The Group receives these funds and recognizes them as a
customer deposit current liability until the revenue can be recognized.

(p)         Notes payable and other payables

Notes payable represents short-term bank acceptance notes issued by financial institutions that entitle the holder to receive the stated amount
from the financial institutions at the maturity date of the notes. The Group has utilized notes payable to settle amounts owed to suppliers and contractors.
The  notes  payable  is  non-interest  bearing  and  is  normally  settled  within  six  months.  Notes  payable  was  US$171,795,040  and  US$132,450,166  as  of
December 31, 2020 and 2021, respectively.

Other  payables  consist  of  balances  for  non-construction  costs  with  unrelated  companies  and  individuals  with  which  the  Group  has  business

relationships.

(q)         Real estate properties held for lease, net

Real estate properties held for lease are recorded at cost less accumulated depreciation. Depreciation is computed using the straight-line method

over the estimated useful lives of the assets. Estimated useful lives of the real estate properties held for lease are 20-60 years.

Maintenance,  repairs  and  minor  renewals  are  charged  directly  to  expenses  as  incurred.  Major  additions  and  improvements  to  the  real  estate

properties held for lease are capitalized.

In accordance with ASC 360, real estate properties held for lease is subject to valuation adjustments when the carrying amount exceeds fair
value. An impairment loss is recognized only if the carrying amount of the assets is not recoverable and exceeds fair value. The carrying amount is not
recoverable if it exceeds the sum of the undiscounted cash flows expected to be generated by the assets.

For the periods presented, the Group did not recognize any impairment for real estate properties held for lease.

(r)         Property and equipment, net

Property and equipment are recorded at cost less accumulated depreciation. Depreciation is computed using the straight-line method over the

estimated useful lives of the assets. Estimated useful lives of the assets are as follows:

Corporate aircraft
Vehicles
Furniture and fixtures
Office buildings

     15 years
5 years
5 years
20‑60 years

Maintenance,  repairs  and  minor  renewals  are  charged  directly  to  expense  as  incurred  unless  such  expenditures  extend  the  useful  life  or

represent a betterment, in which case they are capitalized.

(s)          Long-term Investments

The Group’s long-term investments consist of equity method investments and equity investments without readily determinable fair value.

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Equity method Investments

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

Where the Group has significant influence over the investee, the Group applies the equity method of accounting in accordance with ASC 323,
Investments-Equity  Method  and  Joint  Ventures  (“ASC  323”).  The  reporting  dates  and  accounting  policies  of  the  equity  investee  are  the  same  as  the
Group. The investment in the equity investee is stated at cost, including the Group’s share of the equity investee’s net gain or loss, less any impairment
in value. The Group recognizes in its consolidated statement of comprehensive income its share of the net income (loss) of the equity investees. The
Company  periodically  evaluates  whether  declines  in  fair  values  of  our  investments  indicate  impairment  and  whether  declines  in  fair  value  of  our
investments below their book value are other-than-temporary.

Nonmarketable equity securities

Nonmarketable equity securities are investments in privately held companies without readily determinable market values.

On January 1, 2018, the Group adopted ASU 2016-01, pursuant to which, for equity investments without readily determinable fair value, the
Group  elected  to  use  the  measurement  alternative  to  measure  those  investments  at  cost,  less  any  impairment,  plus  or  minus  changes  resulting  from
observable price changes in orderly transactions for identical or similar investments of the same issuer, if any. All gains and losses on nonmarketable
equity  securities,  realized  and  unrealized,  are  recognized  in  earnings.  The  Group  performs  a  qualitative  assessment  of  whether  the  investment  is
impaired  at  each  reporting  date.  If  a  qualitative  assessment  indicates  that  the  investment  is  impaired,  the  Group  has  to  estimate  the  investment’s  fair
value in accordance with the principles of ASC 820. If the fair value is less than the investment’s carrying value, the Group recognizes an impairment
loss in net income equal to the difference between the carrying value and fair value.

(t)         Capitalized interest

The Group capitalizes interest as a component of building construction costs in accordance with ASC 835, Interest (“ASC 835”).

As a result of the total interest costs capitalized during the period, the interest expense for the years ended December 31, 2019, 2020 and 2021

was as follows:

Amortization of issuance cost related to long-term debt
Interest expense of finance leases
Interest on borrowings
Total interest costs
Total interest costs capitalized
Interest expense, net

(u)         Retirement benefits

2019
US$
8,132,103  
973,842  
308,747,957  
317,853,902  
(204,078,542) 
113,775,360  

2020
US$

116,249  
31,286,261  
312,779,581  
344,182,091  
(214,694,686) 
129,487,405  

2021
US$
349,045
45,561,734
272,562,353
318,473,132
(135,074,360)
183,398,772

Regulations  in  PRC  require  the  Group  to  contribute  to  a  defined  contribution  retirement  plan  for  all  permanent  employees.  Pursuant  to  the
mandatory requirement from the local authority in PRC, the retirement pension insurance, unemployment insurance, health insurance and housing fund
were established for the employees during the term they are employed. For the years ended December 31, 2019, 2020 and 2021, the Group is obligated
to contribute for each employee an amount equal to 40%, 40% and 39%, respectively, of last year’s average salary determined by the Social Welfare
Bureau.  For  the  year  ended  December  31,  2021,  the  Group  recorded  expense  in  the  amount  of  US$20,710,982  (2019:  US$20,420,474;  2020:
US$11,781,673).

(v)         Distribution of earnings and reserve fund

The  Company’s  ability  to  pay  dividends  is  primarily  dependent  on  the  Company  receiving  distributions  from  its  subsidiaries.  The  earnings

reflected in the consolidated financial statements prepared in accordance with U.S. GAAP differ from those reflected in

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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

the statutory financial statements of the Company’s subsidiaries. In accordance with PRC Company Law, PRC subsidiaries are required to transfer 10%
of their profit after tax, as determined in accordance with PRC accounting standards and regulations, to the statutory surplus reserve (the “SSR”) until
such  reserve  reaches  50%  of  the  registered  capital  of  the  subsidiaries.  Subject  to  certain  restrictions  set  out  in  PRC  Company  Law,  the  SSR  may  be
distributed to stockholders in the form of share bonus issued to increase share capital, provided that the remaining balance after the capitalization is not
less than 25% of the registered capital before capital increase.

(w)         Income taxes

The Group accounts for income tax using the balance sheet method. Deferred taxes are provided for the net tax effects of temporary differences
between  the  carrying  amounts  of  assets  and  liabilities  for  financial  reporting  purposes  and  the  amounts  used  for  income  tax  purposes,  as  well  as
unutilized net operating losses. A valuation allowance is provided for deferred tax assets if it is more likely than not these items will either expire before
the Group is able to realize their benefits, or that future utilization is uncertain. The Group assesses its need for valuation allowances by tax reporting
unit by jurisdiction.

Late payment interests and penalties arising from underpayment of income taxes are recognized according to the relevant tax law. The amount
of  interest  expense  to  be  recognized  is  computed  by  applying  the  applicable  statutory  rate  of  interest  to  the  difference  between  the  tax  position
recognized and the amount previously taken or expected to be taken in a tax return. Interest recognized in accordance with ASC 740, Income Tax (“ASC
740”)  is  classified  in  the  consolidated  financial  statements  as  interest  expense,  while  penalties  recognized  in  accordance  with  this  interpretation  are
classified in the consolidated financial statements as other expenses.

In accordance with the provisions of ASC 740, the Group recognizes in its consolidated financial statements the impact of a tax position if a tax
return’s position or future tax position is “more likely than not” to prevail (defined as a likelihood of more than fifty percent of being sustained upon
audit, based on the technical merits of the tax position). Tax positions that meet the “more likely than not” threshold are measured (using a probability
weighted approach) at the largest amount of tax benefit that has a greater than fifty percent likelihood of being realized upon settlement. The Group’s
estimated liability for unrecognized tax benefits is periodically assessed for adequacy and may be affected by changing interpretations of laws, rulings
by tax authorities, certain changes and/or developments with respect to audits, and expiration of the statute of limitations. The outcome for a particular
audit  cannot  be  determined  with  certainty  prior  to  the  conclusion  of  the  audit  and,  in  some  cases,  appeal  or  litigation  process.  The  actual  benefits
ultimately realized may differ from the Group’s estimates. As each audit is concluded, adjustments, if any, are appropriately recorded in the Group’s
consolidated financial statements. Additionally, in future periods, changes in facts, circumstances, and new information may require the Group to adjust
the recognition and measurement estimates with regards to individual tax positions. Changes in recognition and measurement estimates are recognized
in the period in which the changes occur.

(x)         Land Appreciation Tax (“LAT”)

In accordance with the relevant taxation laws for real estate companies of the provinces in which the subsidiaries operate in PRC, the local tax
authorities levy LAT based on progressive rates ranging from 30% to 60% on the appreciation of land value, being the proceeds of sales of properties
less deductible expenditures, generally including borrowing costs and relevant property development expenditures. LAT is generally prepaid based on a
fixed percentage (varying by local tax jurisdiction) of customer deposits and is expensed when the related revenue is recognized.

(y)         Comprehensive income

Comprehensive income is defined as the changes in equity of the Group during a period from transactions and other events and circumstances
excluding transactions resulting from investments by owners and distributions to owners. Among other disclosures, ASC 220, Comprehensive Income
(“ASC 220”), requires that all items that are required to be recognized under current accounting standards as components of comprehensive income be
reported in a financial statement that is displayed with the same prominence as other financial statements. For each of the periods presented, the Group’s
comprehensive  income  includes  net  income/(loss)  and  foreign  currency  translation  adjustments  and  is  presented  in  the  consolidated  statements  of
comprehensive income.

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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

(z)          Advertising and promotion expenses

Advertising  and  promotion  costs  are  expensed  as  incurred,  or  the  first  time  the  activity  takes  place,  in  accordance  with  ASC  720-35,
Advertising  Costs.  For  the  year  ended  December  31,  2021,  the  Group  recorded  advertising  and  promotion  expenses  of  US$40,262,333  (2019:
US$62,341,805; 2020: US$41,972,661).

(aa)          Leases

The  Company  adopted  ASU  No.  2016-02,  Leases  (Topic  842)  (“ASU  2016-02”)  from  January  1,  2019  by  using  the  modified  retrospective
method and did not restate the comparable periods. The Company has elected the package of practical expedients, which allows the Company to carry
forward our original assessment of whether contracts contained a lease, lease classification, and the initial direct cost. Lastly, the Company elected the
short-term lease exemption for all contracts with lease terms of 12 months or less.

The Group determines if an arrangement is or contains a lease at inception or modification of a contract. A contract is or contains a lease if the
contract conveys the right to control the use of an identified asset for a period in exchange for consideration. Control over the use of the identified asset
means the lessee has both (a) the right to obtain substantially all of the economic benefits from the use of the asset and (b) the right to direct the use of
the asset.

Lessee

The  Group  categorizes  leases  with  contractual  terms  longer  than  twelve  months  as  either  operating  or  finance.  Finance  leases  are  generally
those  leases  that  transfer  ownership  to  the  Group  or  allow  the  Group  to  purchase  assets  at  a  nominal  amount  by  the  end  of  the  lease  term.  Assets
acquired under finance leases are recorded in property and equipment, net and real estate properties held for lease, net. All other leases are recorded as
operating lease right-of-use (“ROU”) assets.

Lease liability is recorded based the present value of the lease payments over the lease term using a discount rate at commencement date. As
the implicit rate in the Group’s leases is not typically readily available, the Group uses an incremental borrowing rate based on the information available
at the lease commencement date in determining the present value of lease payments. This incremental borrowing rate reflects the fixed rate at which the
Group  could  borrow  on  a  collateralized  basis  the  amount  of  the  lease  payments  in  the  same  currency,  for  a  similar  term,  in  a  similar  economic
environment. Leased assets are recognized based on the initial present value of the lease payments, reduced by lease incentives. Operating lease expense
for lease payments is recognized on a straight-line basis over the lease term. The expected lease terms are based on the non-cancelable term of the lease
and may contain options to extend or terminate the lease when it is reasonably certain that the Group will exercise that option. Finance lease assets are
amortized in a manner consistent with the Group’s normal depreciation policy for owned assets. Variable lease payments not dependent on an index or
rate  are  excluded  from  the  ROU  assets  and  lease  liability  calculations  and  are  recognized  in  expense  in  the  period  which  the  obligation  for  those
payments is incurred.

Upon  adoption,  the  Company  recognized  ROU  assets  of  US$15.0  million  and  total  lease  liability  (including  current  and  non-current)  of
US$14.4 million for operating leases as of January 1, 2019. The impact of adopting ASU 2016-02 on the Company’s opening retained earnings and net
income of 2019 was insignificant. As of December 31, 2021, the Company recognized operating lease ROU assets of US$3.15 million (2020: US$8.52
million) and total lease liability US$8.91 million (2020: US$10.14 million), including current portion of US$2.06 million (2020: US$5.30 million) for
operating lease and US$5.56 million (2020: US$1.69 million) for finance lease.

Lessor

As a lessor, the Company’s leases are classified as operating leases under ASC 842, Leases, and thus the pattern of recognition of real estate
lease  income  remains  unchanged  from  previous  lease  accounting  guidance.  The  lease  components  and  non-lease  components  are  accounted  for
separately.

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(ab)         Property warranty

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

The  Company  and  its  subsidiaries  provide  customers  with  assurance-type  warranties  which  cover  major  defects  of  building  structure  and
certain fittings and facilities of properties sold as stipulated in the relevant sales contracts. The warranty period varies from two months to three years,
depending on different property components the warranty covers.

The Group regularly estimates potential costs for materials and labor with regards to warranty-type claims expected to be incurred subsequent
to the delivery of a property. The Group regularly monitors the warranty reserve and makes adjustments to its pre-existing warranties, if any, in order to
reflect changes in trends and historical data as information becomes available. The Group may seek recourse against its contractors or any related third
parties if it can be demonstrated they are at fault. In addition, the Group withholds up to 5% of the contract cost from sub-contractors for periods of two
to five years. These amounts are included in current liabilities, and are only paid to the extent that there has been no warranty claim against the Group
relating  to  the  work  performed  or  materials  supplied  by  the  subcontractors.  For  the  periods  presented,  the  Group  had  not  recognized  any  warranty
liability nor incurred any warranty costs in excess of the amount retained from subcontractors.

(ac)        Earnings per share

Earnings  per  share  are  calculated  in  accordance  with  ASC  260,  Earnings  per  Share  (“ASC  260”).  Basic  earnings  per  share  is  computed  by
dividing net income attributable to holders of common shares by the weighted average number of common shares outstanding during the period. Diluted
earnings  per  common  share  reflects  the  potential  dilution  that  could  occur  if  securities  or  other  contracts  to  issue  common  shares  were  exercised  or
converted  into  common  shares.  Common  share  equivalents  consist  of  common  shares  issuable  upon  the  exercise  of  the  share  options  and  vesting  of
restricted shares units using treasury stock method. Common equivalent shares are excluded from the computation of diluted earnings per share if their
effects would be anti-dilutive. The non-vested options granted with performance conditions are excluded in the computation of diluted EPS unless the
options are dilutive and unless their conditions (a) have been satisfied at the reporting date or (b) would have been satisfied if the reporting date was the
end of the contingency period.

(ad)        Treasury Shares

The Company accounted for shares repurchased as treasury shares at cost in accordance to ASC Subtopic 505-30, Treasury Shares. When the
Company decides to retire the treasury shares, the difference between the original issuance price and the repurchase price may be allocated between
additional paid-in capital and retained earnings.

On July 12, 2013, the Board of Directors unanimously authorized management to repurchase up to US$60 million of the Company’s shares
from the approval date to July 5, 2015. On December 28, 2015, the Board of Directors unanimously authorized management to repurchase up to US$40
million of the Company’s shares from the approval date to the end of 2017. The Board of Directors reviews the Company’s share repurchase program
periodically  and  to  adjust  the  amount  authorized  for  repurchase  as  necessary.  On  March  21,  2017,  the  Board  of  Directors  unanimously  authorized
management to repurchase up to US$40 million of the Company’s shares from the approval date to the end of 2019. On August 14, 2018, the Board of
Directors unanimously authorized management to repurchase up to US$50 million of the Company’s shares from the approval date to the end of 2019.
On May 20, 2019, the Board of Directors unanimously authorized management to repurchase up to US$50 million of the Company’s shares from the
approval date to the end of 2021. As of December 31, 2021, the Company had a balance of 54,977,586 (2020: 54,977,586) treasury shares amounting to
US$116,061,577 (2020: US$116,061,577).

(ae)        Senior Secured Notes

On  February  28,  2017,  the  Company  issued  notes  with  an  aggregate  principal  amount  of  US$300,000,000  due  on  February  28,  2021  (the
“February 2021 Senior Secured Notes”) at a coupon rate of 7.75% per annum payable semi-annually. Interest is payable on February 28 and August 28
of each year, commencing August 28, 2017. Given that the February 2021 Senior Secured Notes is debt in its legal form and is not a derivative in its
entirety, it has been classified as other long-term debt. The Company has evaluated and determined that there was no embedded derivative requiring
bifurcation  from  the  February  2021  Senior  Secured  Notes  under  the  requirements  of  ASC  815.  The  embedded  redemption  options  and  repurchase
features did not qualify for derivative accounting because

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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

the  embedded  derivatives  were  considered  clearly  and  closely  related  to  the  characteristics  of  the  February  2021  Senior  Secured  Notes.  The
February 2021 Senior Secured Notes were issued at a discount.

On  November  22,  2017  and  December  1,  2017,  the  Company  issued  notes  with  an  aggregate  principal  amount  of  US$200,000,000  and
US$100,000,000  due  on  November  22,  2020  (the  “November  2020  Senior  Secured  Notes”)  at  a  coupon  rate  of  8.875%  per  annum  payable  semi-
annually. Interest will be payable on November 22 and May 22 of each year, commencing May 22, 2018. Given that the November 2020 Senior Secured
Notes  is  debt  in  its  legal  form  and  is  not  a  derivative  in  its  entirety,  it  has  been  classified  as  other  long-term  debt.  The  Company  has  evaluated  and
determined that there was no embedded derivative requiring bifurcation from the November 2020 Senior Secured Notes under the requirements of ASC
815.  The  embedded  redemption  options  and  repurchase  features  did  not  qualify  for  derivative  accounting  because  the  embedded  derivatives  were
considered  clearly  and  closely  related  to  the  characteristics  of  the  November  2020  Senior  Secured  Notes.  The  November  2020  Senior  Secured
Notes were issued at a discount.

On  March  19,  2018,  the  Company  issued  notes  with  an  aggregate  principal  amount  of  US$200,000,000  due  on  March  19,  2020  (the
“March 2020 Senior Secured Notes”) at a coupon rate of 9.875% per annum payable semi-annually. Interest is payable on March 19 and September 19
of each year, commencing September 19, 2018. Given that the March 2020 Senior Secured Notes is debt in its legal form and is not a derivative in its
entirety, it has been classified as other long-term debt. The Company has evaluated and determined that there was no embedded derivative requiring
bifurcation from the March 2020 Senior Secured Notes under the requirements of ASC 815. The embedded redemption options and repurchase features
did  not  qualify  for  derivative  accounting  because  the  embedded  derivatives  were  considered  clearly  and  closely  related  to  the  characteristics  of  the
March 2020 Senior Secured Notes. The March 2020 Senior Secured Notes were issued at a discount.

On April 15, 2019 and April 26, 2019, the Company issued notes with an aggregate principal amount of US$200,000,000 and US$100,000,000
due on October 15, 2021 (the “October 2021 Senior Secured Notes”) at a coupon rate of 14.20% per annum payable semi-annually. Interest is payable
on April 15 and October 15 of each year, commencing October 15, 2019. Given that the October 2021 Senior Secured Notes is debt in its legal form and
is not a derivative in its entirety, it has been classified as other long-term debt. The Company has evaluated and determined that there was no embedded
derivative requiring bifurcation from the October 2021 Senior Secured Notes under the requirements of ASC 815. The embedded redemption options
and repurchase features did not qualify for derivative accounting because the embedded derivatives were considered clearly and closely related to the
characteristics of the October 2021 Senior Secured Notes. The October 2021 Senior Secured Notes were issued at a premium. On October 15, 2021,
eligible holders of the October 2021 Notes in the aggregate principal amount of US$207,680,000 exchanged their notes and the Company delivered new
notes in the aggregate principal amount of US$205,401,000 due on October 15, 2023 (the “October 2023 Senior Secured Note”) and US$19,101,080 in
cash consideration in full satisfaction of the exchange consideration to those eligible holders. The October 2023 Senior Secured Note bears interest at
14.2%  per  annum  payable  semi-annually.  Interest  is  payable  on  April  15  and  October  15  of  each  year,  commencing  April  15,  2022.  Given  that  the
October  2023  Senior  Secured  Note  is  debt  in  its  legal  form  and  is  not  a  derivative  in  its  entirety,  it  has  been  classified  as  other  long-term  debt.  The
Company has evaluated and determined that there was no embedded derivative requiring bifurcation from the October 2023 Senior Secured Notes under
the  requirements  of  ASC  815.  The  embedded  redemption  options  and  repurchase  features  did  not  qualify  for  derivative  accounting  because  the
embedded derivatives were considered clearly and closely related to the characteristics of the October 2023 Senior Secured Notes. The October 2023
Senior Secured Notes were issued at par.

On June 29, 2020, the Company issued notes with an aggregate principal amount of RMB514.5 million (US$75 million) due on June 29, 2022
(the “June 2022 Senior Secured Notes”) at a coupon rate of 12.00% per annum payable semi-annually. Interest is payable on December 29 and June 29
of each year, commencing December 29, 2020. Given that the June 2022 Senior Secured Notes is debt in its legal form and is not a derivative in its
entirety, it has been classified as other long-term debt. The Company has evaluated and determined that there was no embedded derivative requiring
bifurcation from the June 2022 Senior Secured Notes under the requirements of ASC 815. The embedded redemption options and repurchase features
did not qualify for derivative accounting because the embedded derivatives were considered clearly and closely related to the characteristics of the June
2022 Senior Secured Notes. The June 2022 Senior Secured Notes were issued at par.

On September 17, 2020, the Company issued notes with an aggregate principal amount of US$300,000,000 due on September 17, 2023 (the

“September 2023 Senior Secured Notes”) at a coupon rate of 14.50% per annum payable semi-annually. Interest is payable

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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

on March 17 and September 17 of each year, commencing March 17, 2021. Given that the September 2023 Senior Secured Notes is debt in its legal
form and is not a derivative in its entirety, it has been classified as other long-term debt. The Company has evaluated and determined that there was no
embedded  derivative  requiring  bifurcation  from  the  September  2023  Senior  Secured  Notes  under  the  requirements  of  ASC  815.  The  embedded
redemption  options  and  repurchase  features  did  not  qualify  for  derivative  accounting  because  the  embedded  derivatives  were  considered  clearly  and
closely related to the characteristics of the September 2023 Senior Secured Notes. The September 2023 Senior Secured Notes were issued at par.

On January 25, 2021 the Company issued a collective aggregate principal amount of US$270 million due on January 15, 2024 (the “January
2024 Senior Secured Notes”) at a coupon rate of 14.0% per annum payable semi-annually. Interest will be payable on July 25 and January 25 of each
year, commencing July 25, 2021. Given that the January 2024 Senior Secured Notes is debt in its legal form and is not a derivative in its entirety, it has
been classified as other long-term debt. The Company has evaluated and determined that there was no embedded derivative requiring bifurcation from
the January 2024 Senior Secured Notes under the requirements of ASC 815. The embedded redemption options and repurchase features did not qualify
for derivative accounting because the embedded derivatives were considered clearly and closely related to the characteristics of the January 2024 Senior
Secured Notes. The January 2024 Senior Secured Notes were issued at par.

(af)        Onshore corporate bonds

During the periods presented, Xinyuan China issued a series of onshore corporate bonds. Given that each onshore corporate bond individually
is debt in its legal form and is not a derivative in its entirety, it has been classified as other long-term debt. The Company has evaluated and determined
that  there  was  no  embedded  derivative  requiring  bifurcation  from  these  onshore  corporate  bonds  under  the  requirements  of  ASC  815.  The  onshore
corporate bonds were issued at par.

(ag)         Short-term investments

All  highly  liquid  investments  with  original  maturities  of  greater  than  three  months,  but  less  than  12  months,  are  classified  as  short-term

investments. Investments that are expected to be realized in cash during the next 12 months are also included in short-term investments.

Equity investments that have readily determinable fair values are measured at fair value with changes recognized in gain(loss) on short-term
investments in the consolidated statements of comprehensive income. Equity investments without readily determinable fair values and for which we do
not have the ability to exercise significant influence are accounted for at cost with adjustments for observable changes in prices or impairments.

(ah)         Assets acquisition and business combinations

Pursuant  to  ASC  805,  Business  Combinations  (“ASC  805”),  the  Company  determines  whether  a  transaction  or  other  event  is  a  business
combination  by  applying  the  definition  below,  which  requires  that  the  assets  acquired  and  liabilities  assumed  constitute  a  business.  The  guidance
requires an entity to first evaluate whether substantially all of the fair value of the gross assets acquired is concentrated in a single identifiable asset or a
group of similar identifiable assets. If that threshold is met, the set of assets and activities is not a business. If it is not met, the entity evaluates whether
the set meets the definition of a business. ASC 805 defines a business as consisting of inputs and processes applied to those inputs that have the ability
to contribute to the creation of outputs. Inputs are defined as economic resources, while processes are defined as protocols, systems or standards. Inputs
and processes create, or have the ability to contribute to the creation of, outputs. Outputs are often present in businesses but are not required to meet the
definition  of  a  business.  To  be  considered  a  business  under  ASC  805,  the  acquisition  of  net  assets  must  include,  at  a  minimum,  an  input  and  a
substantive process that together significantly contribute to the ability to create outputs. If the assets acquired are not a business, the reporting entity
shall account for the transaction or other event as an assets acquisition.

The Company accounted for its acquisitions of Suzhou Yefang, Wuhan Yinghexin and Qingdao Keda as asset acquisitions either because the
fair value of the gross assets acquired is concentrated in a single identifiable asset or a group of similar identifiable assets or the acquired entities had no
processes in place to apply to inputs to have the ability to create outputs.

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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

The excess of the fair value of purchase consideration over the fair values of identifiable assets acquired and liabilities assumed is recorded as
goodwill. The Group reviews goodwill for impairment at least annually or more frequently if events or changes in circumstances would more likely than
not reduce the fair value of our single reporting unit below its carrying value. Impairment losses on goodwill of US$4,355,469 (2020: US$6,400,262)
and impairment loss on intangible assets of US$14,295,790 (2020: US$nil) were recognized for the year ended December 31, 2021. During the year
ended December 31, 2021, real estate development projects (Zhengzhou International New City A04, Beijing Xindo Park,Chengdu Thriving Family,
Chengdu Xinyuan City, Kunshan Xinyu Jiayuan), which recognized gross profit in 2020, had changes in their estimated gross profit margins. As these
projects moved closer to completion during 2021, the Company adjusted its prior estimates related to selling prices and development costs. As a result of
the  changes  in  estimate  above,  gross  profit,  net  income  and  basic  and  diluted  earnings  per  share  decreased  by  US$265.3  million  (2019:  decreased
US$59.1  million,  2020:  decreased  by  US$94.5  million),  US$199.0  million  (2019:  decreased  US$44.3  million,  2020:  decreased  US$70.9  million),
US$1.85 per share (2019: decreased US$0.39 per share, 2020: decreased by US$0.66 per share), and US$1.85 per share (2019: decreased US$0.39 per
share, 2020: decreased by US$0.66 per share), respectively, for the year ended December 31, 2021.

(ai)         Share-based compensation

The Group has adopted ASC 718, Compensation-Stock Compensation (“ASC 718”), which requires that share-based payment transactions with
employees, such as restricted shares or stock options, be measured based on the grant-date fair value of the equity instrument issued, and the Company
has elected to recognize compensation expense using the straight-line method for all restricted shares and stock options granted with service conditions
that  have  a  graded  vesting  schedule.  In  addition,  the  Company  recognizes  share-based  compensation  expense  net  of  an  estimated  forfeiture  rate  and
therefore, only recognizes compensation cost for those shares expected to vest over the service period of the award. The estimation of the forfeiture rate
is  primarily  based  on  historical  experience  of  employee  turnover.  To  the  extent  the  Company  revises  this  estimate  in  the  future,  the  share-based
payments could be materially impacted in the year of revision, as well as in the following years.

The  Company  also  has  a  policy  of  using  authorized  shares  in  the  existing  pool  to  satisfy  any  future  exercise  of  share  options  and  shares

repurchased held by a third party trustee to satisfy the RSUs granted under the Company’s 2014 Restricted Stock Unit plan.

For  options  granted  with  performance  conditions,  share-based  compensation  expense  is  recognized  based  on  the  probable  outcome  of  the
performance  condition  using  the  accelerated  method  over  the  requisite  service  period.  A  performance  condition  is  not  taken  into  consideration  in
determining fair value of the non-vested shares granted. The fair value of liabilities incurred in share-based payment transactions with employees are
remeasured  at  the  end  of  each  reporting  period  through  settlement.  Changes  in  the  fair  value  of  a  liability  incurred  under  a  share-based  payment
arrangement that occur during the requisite service period are recognized as compensation costs over that period.

(aj)         Segment Reporting

In  accordance  with  ASC  280,  Segment  Reporting  (“ASC  280”),  segment  reporting  is  determined  based  on  how  the  Group’s  chief  operating
decision  maker  reviews  operating  results  to  make  decisions  about  allocating  resources  and  assessing  performance  for  the  Group.  According  to  the
management  approach,  the  Group  operates  in  geographical  segments.  Therefore,  each  of  its  individual  property  developments  is  a  discrete  operating
segment.  The  Group  has  aggregated  its  segments  on  a  geographical  basis  as  property  development  projects  undertaken  within  a  region  have  similar
expected economic characteristics, type of properties offering, customers and market and regulatory environment (Note 21).

(ak)         Comparative information

Certain of the prior year comparative figures have been reclassified to conform to the current year’s presentation.

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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

(al)         Recent Accounting Pronouncements

In December 2019, the FASB  issued ASU 2019-12 - Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes. This ASU is
intended to reduce complexity in the accounting for income taxes while maintaining or improving the usefulness of information provided to financial
statement users. The guidance amends certain existing provisions under ASC 740 to address a number of distinct items. This standard is effective for
public companies in fiscal years beginning after December 15, 2020, including interim periods within those fiscal years. The Group adopted the relevant
aspects of this guidance on a prospective basis. The adoption of this ASU did not have a significant impact on the Group’s financial statements.

In August 2020, the FASB issued ASU No. 2020-06, Debt - Debt with Conversion and Other Options (Subtopic 470-20) and Derivatives and
Hedging Contracts in Entity s Own Equity (Subtopic 815-40): Accounting for Convertible Instruments and Contracts in an Entity s Own Equity. ASU
2020-06  will  simplify  the  accounting  for  convertible  instruments  by  reducing  the  number  of  accounting  models  for  convertible  debt  instruments  and
convertible preferred stock. Limiting the accounting models results in fewer embedded conversion features being separately recognized from the host
contract  as  compared  with  current  GAAP.  Convertible  instruments  that  continue  to  be  subject  to  separation  models  are  (1)  those  with  embedded
conversion features that are not clearly and closely related to the host contract, that meet the definition of a derivative, and that do not qualify for a scope
exception from derivative accounting and (2) convertible debt instruments issued with substantial premiums for which the premiums are recorded as
paid-in capital. ASU 2020-06 also amends the guidance for the derivatives scope exception for contracts in an entity’s own equity to reduce form-over-
substance-based  accounting  conclusions.  ASU  2020-06  will  be  effective  for  public  companies  for  fiscal  years  beginning  after  December  15,  2023,
including  interim  periods  within  those  fiscal  years.  Early  adoption  is  permitted,  but  no  earlier  than  fiscal  years  beginning  after  December  15,  2020,
including interim periods within those fiscal years. The Group is currently evaluating the impact that the adoption of ASU 2020-06 will have on the
Group’s financial statement.

3.         Short-term investments

The short-term investments represent investments in REITs, which are publicly traded on the Hong Kong Stock Exchange, marketable equity

securities, and investment in private equity funds, which are expected to be realized in cash during the next 12 months.

The following summarizes the short-term investments measured at fair value at December 31, 2020 and 2021:

Level 1
Equity securities with readily determinable fair value   
Level 3
Equity securities without readily determinable fair value
Total

Level 1

Equity securities with readily determinable fair value   

Total

December 31, 2020
US$

Fair
value

Cost

Unrealized
gain/(loss) in profit and loss

6,108,322

2,049,344

2,807
6,111,129

29,884
2,079,228

4,058,978

(27,077)
4,031,901

December 31, 2021
US$

Fair
value

Cost

Unrealized
loss in profit and loss

85,211,338  
85,211,338

114,816,065  
114,816,065

(29,604,727)
(29,604,727)

During  the  year  ended  December  31,  2021,  US$598,630  (2020:  US$1,021,043  realized  gain)  net  realized  loss  and  US$29,604,727  (2020:

$4,031,901 unrealized gain) unrealized loss are included in earnings.

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4.          Other receivables

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

As of December 31, 2020 and 2021, other receivables consisted of the followings:

Henan Derun Real Estate Co. Ltd (“Henan Derun”)
Zhengzhou Jiahe Real Estate Co. Ltd (“Zhengzhou Jiahe”)
Zhengzhou Yongzhi Jianxin Meiyu Private Equity Fund (“Zhengzhou Yongzhi”)
Due from contractors
Due from Zijin Royal Palace
Others

Total

December 31, 
2020
US$

139,364,804
101,361,020
24,521,449
16,322,092
—
54,271,287

December 31, 
2021
US$

154,038,237
—
25,095,284
20,298,040
44,750,333
54,008,203

335,840,652

298,190,097

In  December  2019,  the  Group  agreed  to  provide  Henan  Derun  financing  using  the  prepayment  and  charge  interest  of  18%  per  annum
commencing from the date of prepayment made to Henan Derun. In March 2020, the Group entered into an agreement with Henan Derun pursuant to
which the above receivables shall be settled by Henan Derun’s transfer of certain parcels of land properties to a project company 80% owned by the
Group and the Group will assume the bank loans of Henan Derun aggregating to US$77.1 million which were pledged by such land properties. The
Group evaluated the potential impairment and concluded that no impairment allowance is required because the estimated future undiscounted cash flow
of the relevant land properties attributed to the Group exceeded the total amount of the above receivables and bank loans assumed by the Group. As of
December 31, 2021, the prepayment is recorded as other receivable aggregating to US$154.1 million (December 31, 2020: US$139.4 million).

Receivable from Zhengzhou Jiahe of US$67.4 million bears interest from 15% to 18% per annum with a due date of December 31, 2019. In
May 2020, the Group entered into an agreement with Zhengzhou Jiahe pursuant to which the above receivables shall be settled by Zhengzhou Jiahe’s
transfer of certain parcels of land properties to a project company 80% owned by the Group. The transfer was completed in July 2021.

In  July  2020,  the  Company  transferred  Zhengzhou  Modern  City  Shopping  Mall  originally  held  by  the  Company  to  a  new  subsidiary  (“the
project company”). The shopping mall was accounted for as property held for lease. In September 2020, the Company entered into a share purchase
agreement with Zhengzhou Yongzhi to transfer its 98% equity interest in the project company for a consideration of US$122,607,243. As of December
31,  2021,  Zhengzhou  Yongzhi  has  paid  US$98,085,794  to  the  Company  and  the  change  of  business  registration  of  the  project  company  has  been
completed. According to the agreement, the remaining consideration of US$25,095,284 should be paid before September 27, 2021. The balance is now
overdue. The directors of the Company are of the view that no credit loss is required for the balance because the underground property right has not been
transferred  to  the  new  project  company,  and  the  fair  value  of  the  underground  property  as  appraised  by  an  external  valuer  exceeded  the  outstanding
receivables.

5.         Real estate properties development completed and under development

The following summarizes the components of real estate properties development completed and under development at December 31, 2020 and

2021:

Real estate properties development completed
Real estate properties under development
Total real estate properties development completed and under development

F-35

December 31, 
2020
US$

439,204,753  
3,010,624,339  
3,449,829,092  

December 31, 
2021
US$
500,875,235
2,368,747,467
2,869,622,702

    
    
 
 
 
 
 
 
    
    
 
 
 
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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

As of December 31, 2021, land use rights included in the real estate properties under development totaled US$1,544,418,492 (December 31,

2020: US$1,171,226,276).

As of December 31, 2021, land use rights with an aggregate net book value of US$333,926,609 (December 31, 2020: US$418,658,396) was

pledged as collateral for certain bank loans and other debts.

6.         Real estate properties held for lease, net

The Group leases its owned buildings to various third parties including elementary schools, basement parking, kindergartens, parking facilities,
clubhouses as well as a shopping mall. These leases are non-cancelable operating leases with remaining lease periods that vary from 25 days to 20 years.
The leases may include minimum base rents with escalated contingent rent clauses.

Elementary schools
Basement parking
Kindergartens
Parking facilities
Clubhouses
Shopping mall
Residential properties
Total costs
Accumulated depreciation
Real estate properties held for lease, net

     December 31, 

     December 31, 

2020
US$
3,268,838  
9,081,394  
11,098,383  
99,897,514  
8,217,800  
277,532,448  
121,855,248
530,951,625  
(47,843,418) 
483,108,207  

2021
US$
3,345,332
9,122,951
9,326,258
95,414,729
8,410,108
282,353,261
88,786,540
496,759,179
(56,458,807)
440,300,371

The Group has shopping mall equipment with gross amounts of US$7,643,588 and US$7,822,133 acquired under finance lease as of December

31, 2020 and 2021, respectively.

Depreciation  expense  for  real  estate  properties  held  for  lease  for  the  year  ended  December  31,  2021  amounted  to  US$8,237,055  (2020:

US$8,625,765).

As of December 31, 2021, US$174,811,201 of real estate properties held for lease was pledged as collateral for certain bank loans and other

debts (2020: US$180,481,463).

As of December 31, 2021, minimum future rental income on non-cancellable leases (none of which contains any contingent rental clauses), in

the aggregate and for each of the five succeeding fiscal years and thereafter, is as follows:

Year

2022
2023
2024
2025
2026 and thereafter
Total

F-36

Amount
US$
17,768,382
17,954,627
18,299,684
18,623,886
109,175,551
181,822,130

 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

7.         Property and equipment, net

Property and equipment consisted of the following:

Finance lease right-of-use asset -Corporate aircraft
Vehicles
Furniture and fixtures
Office buildings
Total
Accumulated depreciation
Property and equipment, net

     December 31, 

     December 31, 

2020
US$

39,438,499  
5,825,039  
10,895,581  
23,726,382  
79,885,501  
(37,125,590) 
42,759,911  

2021
US$

40,361,413
4,795,223
10,879,140
19,343,707
75,379,483
(39,853,550)
35,525,933

On October 23, 2012, the Group acquired a corporate aircraft owned by Minsheng Financial Leasing Co. Ltd. (“Minsheng”) under a finance
lease. The lease has an eight-year term and expires on September 15, 2021 with 32 quarterly lease payments of US$1,426,000. A deposit in the amount
of US$6.7 million may be used as full and final payment to Minsheng to purchase the corporate aircraft. On June 15, 2020, the Group terminated the
previous agreement and signed a new finance lease agreement with Minsheng. The lease has a three-year term and expires on July 14, 2023 with 12
quarterly lease payment of US$1,105,274.

Depreciation  expense  for  property  and  equipment  for  the  year  ended  December  31,  2021  amounted  to  US$4,839,442  (2019:  US$5,904,454,
2020:  US$4,696,140)  which  includes  amortization  expense  related  to  the  corporate  aircraft  capital  lease  amounting  to  US$2,659,483  (2019:
US$2,336,187; 2020: US$2,486,630).

Accumulated depreciation expense for property and equipment as of December 31, 2021 amounted to US$39,853,550 (2019: US$31,318,028;
2020:  US$37,125,590)  which  includes  accumulated  amortization  expense  related  to  the  corporate  aircraft  capital  lease  amounting  to  US$22,311,148
(2019: US$14,601,171; 2020: US$16,579,927).

8.         Long-term investments

As of December 31, 2020 and 2021, the long-term investments consisted of the following:

Nonmarketable equity securities
Zhengzhou Lianhe Real Estate Co., Ltd.
Zhengzhou Taike Real Estate Co., Ltd.
Equity method investees
Qingdao Huiju Zhihui City Industrial Development Co., Ltd.
Jiazhaoye Health Industry (Sanya) Investment Co., Ltd
Wuhu Penghong Investment Center (Limited Partnership)
Madison Developments Limited.
Suzhou Rongjingchen Real Estate Co., Ltd
Others
Total

F-37

Initial Cost
US$

Ownership

December 31, 
2020
US$

241,648  
738,073  

1.85 %  
3.75 %  

306,518
766,295

523,459,957  
225,290,809

30,608,185  
19,095,969  
42,041,464
69,160,051

49 %  
49 %  
n/a  
50 %  
24 %  
n/a

532,385,009
225,290,809
18,337,862
15,766,779
21,266,345
60,157,239
874,276,856

 
 
 
 
 
 
 
    
    
    
 
   
   
  
 
 
 
   
   
  
 
 
 
 
 
   
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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

Nonmarketable equity securities
Zhengzhou Lianhe Real Estate Co., Ltd.
Zhengzhou Taike Real Estate Co., Ltd.
Equity method investees
Qingdao Huiju Zhihui City Industrial Development Co., Ltd.
Madison Developments Limited.
Wuhu Penghong Investment Center (Limited Partnership)
Suzhou Rongjingchen Real Estate Co., Ltd
Others
Total

Equity method investees

Initial Cost
US$

Ownership

December 31, 
2021
US$

241,648  
738,073  

1.85 %  
3.75 %  

313,691
784,228

523,459,957  
19,095,969  
61,998,960
42,041,464
68,076,387

49 %  
50 %  
n/a
24 %  
n/a

539,866,587
—
46,617,348
16,646,705
62,999,293
667,227,852

On  April  19,  2017,  the  Company  signed  an  agreement  to  acquire  up  to  70%  equity  interest  of  Qingdao  Huiju  Zhihui  City  Industrial
Development  Co.,  Ltd.  (“Qingdao  Huiju”),  which  is  developing  a  real  estate  project  in  Qingdao  city  from  Beijing  Huiju  Technology  Industry
Development  Co.,  Ltd.  (“Beijing  Huiju”),  a  non-affiliated  company  for  a  consideration  of  US$505.2  million.  As  of  December  31,  2020,  US$505.2
million had been paid and a 49% equity interest has been transferred to the Company. Based on the articles of association, the Company cannot exercise
control  of  Qingdao  Huiju  until  it  acquires  the  entire  70%  equity  interest,  but  has  the  ability  to  exercise  significant  influence  over  Qingdao  Huiju’s
operating and financial decisions and accounted for it as an equity method investment.

The Group initiated various legal actions against Beijing Huiju for, inter alia, (i) the transfer of the remaining 21% equity interest in Qingdao
Huiju to the Group and appointment of directors into the board of Qingdao Huiju, (ii) refund of unauthorized transfer of cash of US$98.7 million from
Qingdao Huiju to Beijing Huiju, and (iii) return of business license and official seals of Qingdao Huiju to Qingdao Huiju. In March 2019, PRC local
court  held  that  Beijing  Huiju  shall  refund  the  unauthorized  cash  transferred  to  Beijing  Huiju  to  Qingdao  Huiju  and  has  frozen  the  cash  of  US$98.7
million in Beijing Huiju’s bank account. In January 2020, local PRC court held that Beijing Huiju shall return the business license and official seals of
Qingdao Huiju to Qingdao Huiju. On June 15, 2021, the PRC local court issued a final verdict that Beijing Huiju shall refund the unauthorized cash of
US98.7  million.  In  January  2022,  the  China  International  Economic  and  Trade  Arbitration  Commission,  or  CIETAC,  ruled  that  Beijing  Huiju  shall
transfer  the  remaining  21%  equity  interest  in  Qingdao  Huiju  to  the  Group,  that  Beijing  Huiju  shall  coordinate  in  completing  the  equity  transfer
registration formalities and confirmed that the Group has the right to appoint three directors onto the board of Qingdao Huiju. Based on independent
legal advice and after due and careful enquiry, the directors of the Company are of the view that the above events shall have not any material adverse
effect on the Group's investment in and receivables from Qingdao Huiju.

As  of  the  date  of  this  annual  report,  the  enforcement  status  of  the  above  award/judgements  is  that,  (i)  the  change  of  equity  registration
formalities to has been completed by Beijing Huiju within the prescribed period provided by the CIETAC; (ii) Qingdao Huiju has received the refund of
US$98.7 million transferred by Beijing Huiju; and (3) Qingdao Huiju has collected the returned business license and official seals of Qingdao Huiju.

On September 4, 2017, the Company, with two non-affiliated companies, established a limited partnership, Wuhu Penghong Investment Center
(Limited  Partnership)  (“Wuhu  Penghong”),  in  which  the  Company  and  the  other  two  partners  each  invested  US$30.6  million,  US$91.8  million  and
US$3.1 million in cash, respectively, to invest in a real estate project. The other two partners hold substantive participating rights whereas the Company
only  exercises  significant  influence,  and  therefore,  accounted  for  its  investment  in  Wuhu  Penghong  under  the  equity  method.  In  2021,  the  Company
further invested US$31.4 million to Wuhu Penghong.

On  March  21,  2018,  the  Company  acquired  a  50%  equity  interest  in  Madison  Developments  Limited  (“MDL”),  which  is  developing  a  real
estate project in London, England from ED Jersey Limited, a non-affiliated company for a consideration of US$19.1 million. Based on the articles of
association,  the  Company  cannot  exercise  control  of  MDL,  but  has  the  ability  to  exercise  significant  influence  over  MDL’s  operating  and  financial
decisions and accounts for it as an equity method investment.

F-38

    
    
    
 
   
   
  
 
 
 
 
 
 
 
 
 
   
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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

In July 2019, the Company acquired a 24% equity interest in Suzhou Rongjingchen Real Estate Co., Ltd. (“Suzhou Rongjingchen”), which is
developing  a  real  estate  project  in  Suzhou  city  from  Suzhou  Kaijingsheng  Real  Estate  Co.,  Ltd.,  a  non-affiliated  company,  for  a  consideration  of
US$42.0  million.  Based  on  the  articles  of  association,  the  Company  cannot  exercise  control  of  Suzhou  Rongjingchen,  but  has  the  ability  to  exercise
significant influence over Suzhou Rongjingchen's operating and financial decisions and accounted for it as an equity method investment.

In December 2020, the Company signed a cooperative development framework agreement with subsidiaries of Kaisa Group to invest in two
project companies, Henan Yanchuang Management and Consulting Co., Ltd (“Henan Yanchuang”) and Jiazhaoye Health Industry (Sanya) Investment
Co., Ltd (“Jiazhaoye Health”), aiming to jointly develop real estate projects in the PRC. According to the agreement, Kaisa Group holds 49% equity
interest in Henan Yanchuang while the Company will hold 49% equity interest in Jiazhaoye Health with the same consideration of US$225,290,809.
Based on the articles of association, the Company cannot exercise control of Jiazhaoye Health, but has the ability to exercise significant influence over
Jiazhaoye's operating and financial decisions and accounts for it as an equity method investment. Since neither project company has successfully bid for
any projects till October 2021, the Company and Kaisa Group began a negotiation to terminate the cooperative development framework agreement. In
November  2021,  they  entered  into  an  equity  interest  swap  agreement.  According  to  the  agreement,  the  Company’s  49%  equity  interest  in  Jiazhaoye
Health  will  be  exchanged  to  49%  equity  interest  in  Henan  Yanchuang  with  no  extra  consideration.  The  change  of  business  registration  of  Jiazhaoye
Health has been completed as at the date of this financial statement.

As of December 31, 2021, the Group’s investment in the investees in the aggregate exceeded its proportionate share of the net assets of the
equity method investees by nil (December 31, 2020: nil). This difference, if any, represents equity method goodwill and therefore, is not amortized. For
the  year  ended  December  31,  2021,  the  Group  recognized  its  share  of  loss  from  its  equity  method  investments  of  US$23,345,765  (2019:  loss  of
US$5,416,471; 2020: income of US$17,028,301). As of December 31, 2020 and 2021, there was no material impairment related to these investments.

Summarized combined financial information of the equity method investees is as follows:

Current assets
Non-current assets
Current liabilities
Non-current liabilities
Non-controlling interest
Gross revenue
Gross profit
Loss from continuing operations
Net loss
Net loss attributable to the Company

December 31,
2021
US$
(in thousands)

1,397,685
273,409
798,115
520,324
(3,962)
218,446
52,767
(23,799)
(42,547)
(23,346)

The above summarized financial information represents the operating performance and financial position of the investees since they became

equity method investees of the Group.

9.         Acquisition of subsidiaries

2019 Acquisition Activity

In November 2019, the Group acquired Beijing Ruizhuo Xitou Development Co., Ltd. (“Xitou”), a related party, for a total consideration of
US$16,486,299,  which  was  satisfied  by  the  extinguishment  of  a  pre-existing  receivable  (Note  18).  Xitou  is  primarily  engaged  in  provision  of  online
platform services for real estate project financing purposes.

F-39

    
 
 
 
 
 
 
 
 
 
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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

In November 2019, the Group acquired Beijing Ruizhuo Xichuang Technology Development Co., Ltd. (“Xichuang”), a related party, for a total
consideration of US$11,212,797, which was satisfied by the extinguishment of a pre-existing receivable (Note 18). Xichuang is primarily engaged in the
provision of online platform services for sourcing, sale and purchase of real estate properties.

In  November  2019,  the  Group  acquired  Beijing  I-Journey  Science  and  Technology  Development  Co,Ltd.(“I-Journey”),  a  related  party,  for  a
total consideration of US$21,062,847, which was satisfied by the extinguishment of a pre-existing receivable (Note 18). I-journey is primarily engaged
in the sale of household robots and provision of community cloud services.

The  acquisitions  of  Xitou,  Xichuang  and  I-journey  were  in  line  with  the  Group’s  strategy  to  extend  its  business  to  provide  real  estate  and
property management related technology services. The above acquisitions were accounted for under the acquisition method of accounting with acquired
assets and assumed liabilities recorded at their acquisition date fair values. The goodwill recognized upon the acquisitions amounting to US$6,624,594,
US$5,159,916 and US$12,927,103 respectively is primarily as a result of the excess of the acquisition considerations over the respective fair value of
net identifiable assets acquired. The goodwill recognized in other non-current assets is attributable primarily to expected synergies and the assembled
workforce. The goodwill is not deductible for tax purposes.

The operational results of Xitou, Xichuang and I-journey have been included in the Group’s consolidated financial statements since November
30, 2019 (“Date of Acquisition”). The pro forma results of operations for the acquisitions have not been presented because the revenue and earnings
generated before the acquisitions are immaterial.

The  purchase  price  allocation  for  the  acquisitions  is  primarily  based  on  a  valuation  determined  by  the  Group  with  the  assistance  of  an
independent  third  party  valuation  firm.  The  following  table  summarizes  the  fair  values  of  the  assets  acquired  and  liabilities  assumed  on  Date  of
Acquisition.

Cash and cash equivalents
Intangible assets (1)

Technology
Trade mark

Other current assets
Deferred tax assets
Other non-current assets
Goodwill
Current liabilities
Deferred tax liabilities
Non-controlling interest
Total Consideration

     Xinruifeng
subgroup
US$
472,974  

Xinhujin
subgroup
US$
276,511  

Xinzhihui
subgroup
US$

77,526  

9,446,403  
—  
262,373  
1,057,527  
29,935  
6,624,594  
(269,349) 
(1,057,527) 
(80,631) 
16,486,299  

5,877,125  
—  
164,373  
1,170,995  
14,176  
5,159,916  
(241,318) 
(1,170,995) 
(37,986) 
11,212,797  

6,249,820  
2,623,205  
691,872  
658,831  
43,115  
12,927,103  
(1,499,623) 
(658,831) 
(50,171) 
21,062,847  

Total
US$
827,011

21,573,348
2,623,205
1,118,618
2,887,353
87,226
24,711,613
(2,010,290)
(2,887,353)
(168,788)
48,761,943

(1) Intangible assets acquired in 2019 have estimated useful lives between six and ten years.
(2) Xinruifeng, Xinhujin and Xinzhihui are parents of Xitou, Xichuang and I-journey, respectively.

There were no significant acquisitions of subsidiaries for the year ended December 31, 2020 and 2021.

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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

10.         Short-term bank loans and other debt

Short-term  bank  loans  and  other  debt  represent  amounts  due  to  various  banks  and  financial  institutions  that  are  due  on  the  dates  indicated

below. Short-term bank loans and other debt at December 31, 2020 and 2021 consisted of the following:

Loan from Hua Xia  Bank Co., Ltd.

Due December 28, 2021, at 8.00% per annum
Due July 10, 2022 at 7.00% per annum
Due June 11, 2022 at 7.00% per annum
Due March 30, 2022 at 8.00% per annum

Loan from Tianjin financial exchange center Co., Ltd. at 8.00% per annum

December 31, 
2020
US$

December 31, 
2021
US$

9,195,543  
—  
—
—

2,896,595  

—
4,391,675
12,547,642
6,273,821

—

Loan from Shenzhen Zhong’an Finance Leasing Co.,Ltd. at 5.89% per annum

1,532,592

1,568,455

Loan from Everbright Bank

Due October 19, 2022 at 8.00% per annum

Loan from Henan Zhongyuan Microfinance Co., Ltd

Due July 29, 2022, at 11.00% per annum

Loan from Beijing Zhongjin Chengkai Microfinance Co., Ltd

Due April 29, 2022, at 15.60% per annum

Loan from Huaxia Pawnshop Co., Ltd

Due June 9, 2022 at 30.00% per annum

Loan fromTianjin Guotou Rongshun Microfinance Co., Ltd

Due September 26, 2022 at 9.60% per annum

Loan from Beijing Dingcheng Pawnshop Co., Ltd

Due March 9, 2022 at 19.20% per annum

Loan from Bohai Bank Xi'an Branch

Due September 2, 2022 at 7.80% per annum

Loan from Luso International Banking Ltd

Due January 19, 2022, at 3.90% per annum
Due February 5, 2022, at 3.90% per annum

Loan from Bank of Zhengzhou

Due March 28, 2022, at 6.50% per annum

Total short-term bank loans and other debt

—

—  

—

—  

—  

—

—

—
—

—

4,705,366

4,705,366

1,239,080

326,239

964,600

1,882,146

1,568,455

2,130,000
2,270,000

54,895,932

13,624,730  

99,468,777

As of December 31, 2021, US$95,068,777 of the Group’s short-term bank loans and other debt was denominated in RMB and were mainly
secured by the Group’s real estate properties development completed with net book value of US$87,535,195 (December 31, 2020: US$4,257,537), land
use  right  of  US$19,272,974  (December  31,  2020:  nil),  real  estate  properties  held  for  lease  with  net  book  value  of  US$19,135,154,  and  property  and
equipment with net book value of US$9,408,203 (December 31, 2020: nil). As of December 31, 2021. US$4,400,000 of the Group’s short-term bank
loans and other debt was denominated in U.S. dollar and secured by restricted cash of US$4,626,943 (December 31, 2020: US$nil).

The weighted average interest rate on short-term bank loans and other debt as of December 31, 2021 was 7.32 % (December 31, 2020: 7.76%).

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Table of Contents

11.         Long-term bank loans

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

Long-term bank loans as of December 31, 2020 and 2021 analyzed by final installment maturity dates consisted of the following:

December 31, 
2020
US$

December 31, 
2021
US$

Loan from ICBC
Due December 26, 2021, at 6.175% per annum
Due December 22, 2021, at 6.175% per annum
Due December 30, 2021, at 6.60% per annum
Due December 22, 2021, at 9.80% per annum
Due July 23, 2022, at 4.75% per annum
Due April 13, 2022, at 9.80% per annum
Due April 13, 2022, at 9.80% per annum
Due April 13, 2022, at 9.80% per annum

Loan from Bank of China
Due October 31, 2021 at 4.75% per annum
Due March 19, 2022 at 5.225% per annum
Due October 31, 2022 at 4.75% per annum

Loan from The Bank of East Asia
Due June 4, 2021, at 1.10% plus 1 month LIBOR
Due June 6, 2021, at 1.10% plus 1 month LIBOR
Due August 20, 2021, at 1.10% plus 1 month LIBOR
Due September 27, 2021, at 1.10% plus 1 month LIBOR
Due October 20, 2021, at 1.10% plus 1 month LIBOR
Due October 27, 2021, at 1.10% plus 1 month LIBOR
Due January 14, 2022, at 1.10% plus 1 month LIBOR
Due January 5, 2022, at 1.10% plus 1 month LIBOR
Due January 5, 2022, at 1.10% plus 1 month LIBOR
Due September 30, 2022, at 1.10% plus 1 month LIBOR

Loan from Ping An Bank Co., Ltd.
Due April 22, 2021, at 6.8875% per annum
Due May 27, 2021, at 7.3625% per annum
Due March 18, 2022, at 6.5075% per annum

Loan from China Construction Bank
Due August 1, 2021, at 4.35% per annum
Due August 1, 2021, at 4.75% per annum

Loan from Bank of Minsheng
Due May 30, 2031, at 8.5% per annum
Due March 16, 2023 at 7.6% per annum
Due January 14, 2024 at 6.65% per annum

Loan from Bank of Hengfeng
Due August 23, 2023 at 8.25% per annum

Loan from Bank of Communications Co., Ltd
Due March 18, 2022, at 7.600% per annum

Loan from Bank of Zhengzhou Co., Ltd
Due September 26, 2021, at 7.000075% per annum
Due March 26, 2022, at 7.000075% per annum
Due August 11, 2023 at 6.5% per annum
Due August 30, 2023, at 6.50% per annum

Loan from Bank of Huaxia Co., Ltd
Due May 28, 2023, at 5.08% per annum

Loan from Xiamen International Bank Co., Ltd
Due February 20, 2023, at 10.00% per annum
Due April 30, 2023, at 6.80% per annum

Loan from Bank of Guangzhou Co., Ltd
Due September 3, 2024, at 7.30% per annum

Loan from Luso International Banking Ltd
Due January 13, 2022, at 2.82% per annum
Due January 19, 2022, at 2.82% per annum
Due February 26, 2022, at 2.82% per annum
Due January 1, 2022, at 2.90% per annum
Due November 10, 2022, at 2.90% per annum
Due March 12, 2023, at 3.50% per annum
Due March 29, 2023, at 3.50% per annum
Due April 12, 2023, at 3.50% per annum

Total
Less: current portion of long-term bank loans

Total long-term bank loans

F-42

25,539,089  
12,772,610  
11,748,839  
12,772,610  
5,823,844
—
—
—

68,656,992  

23,847,109  
27,586,630

—  

51,433,739

22,500,000
30,000,000
19,170,000
9,100,000
2,100,000
17,570,000
3,000,000
16,340,000
3,240,000
5,500,000
128,520,000  

53,487,410  
4,597,772  
33,716,992
91,802,174  

47,816,825  
11,187,911
59,004,736  

60,384,067  
208,125,795  

—

268,509,862  

—
—
—
—
260,364
13,068,369
6,507,393
6,535,753
26,371,879

—
16,782,471
7,826,592
24,609,063

—
—
—
—
—
—
—
—
—
—
—

—
—
20,766,347
20,766,347

—
—
—

57,954,421
204,165,817
59,601,299
321,721,537

—  

93,009,396

18,716,226

—

61,916,658
—
—
114,944,290
176,860,948

18,391,086

9,195,543
4,904,290
14,099,833

—
56,307,543
117,634,142
—
173,941,685

—

9,410,731
4,234,829
13,645,560

98,577,756

106,759,164

2,567,812
16,808,448
19,320,740
1,350,000
36,500,000
—
—
—
7,654,700

1,071,120,352  
(482,102,433) 
589,017,919  

—
—
—
—
—
19,236,000
1,859,480
17,376,520
38,472,000

819,296,631
(325,219,756)
494,076,875

    
    
 
   
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
Table of Contents

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

As of December 31, 2021, the contractual maturities of these loans are as follows:

Year

2022
2023
2024
2025
2026 and thereafter
Less: current portion of long-term bank loans
Total: long-term bank loans

Amount
US$

325,219,756
369,102,362
80,744,075
5,411,171
38,819,267
(325,219,756)
494,076,875

As of December 31, 2021, US$780,824,631 of the Group’s long term bank loans was denominated in RMB and were mainly secured by the
Group’s real estate properties under development with net book value of US$283,626,547 (December 31, 2020: US$178,303,075), land use rights with
net  book  value  of  US$270,020,262  (December  31,  2020:  US$301,626,788),  the  Group’s  real  estate  properties  held  for  lease  with  net  book  value  of
US$135,459,260 (December 31, 2020: US$145,121,736), the real estate properties development completed with net book value of US$nil (December
31, 2020: US$392,880), and the property and equipment with net book value of US$9,993,667 (December 31, 2020: US$9,765,150). As of December
31,  2021,  US$38,472,000  of  the  Group's  long  term  bank  loans  was  denominated  in  U.S.  dollar  and  secured  by  restricted  cash  of  US$41,877,755
(December 31, 2020: US$229,666,355).

The  interest  rates  of  these  bank  loans  are  adjustable  based  on  the  range  of  100%  to  211%  of  the  PBOC  prime  rate.  The  weighted  average

interest rate on long-term bank loans as of December 31, 2021 was 7.24% (December 31, 2020: 6.19%).

F-43

    
 
 
 
 
 
 
 
Table of Contents

12.         Other long-term debt

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

As of December 31, 2020 and 2021, other long-term debt analyzed by final installment maturity dates consisted of the following:

December 31, 
2020
US$

December 31, 
2021
US$

Senior notes
February 2021 Senior notes due on February 28, 2021 at 7.75%
October 2021 Senior Secured Notes due on October 16, 2021 at 14.20%
June 2022 Senior notes due on June 29, 2022 at 12.00%
September 2023 Senior notes due on September 17, 2023 at 14.50%
October 2023 notes due on October 15, 2023 at 14.20%
January 2024 notes due on January 25, 2024 at 14.00%

Corporate bonds
Due November 13, 2025 at 8.35%
Due Januray 4, 2026 at 8.35%

Loan from Ping An Trust Co., Ltd
Due May 31. 2022 at 12.80%   

Loan from Wanxiang Trust Co., Ltd
Due April 30, 2021 at 12.00%

Loan from China Huarong Asset Management Co., Ltd
Due November 8, 2021 at 12.00%
Due April 20, 2022 at 12.00%
Due November 27, 2022 at 12.00%

Loan from Chang An International Trust Co., Ltd
Due December 10, 2023 at 9.00%

Loan from Henan Zhongyuan Microfinance Co., Ltd
Due July 23, 2021 at 11.60%

Loan from Min Sheng Finance Lease Co., Ltd
Due July 15, 2023 at 5.85%

Loan from Zhongrong International Trust Co. Ltd.
Due May 13, 2022 at 13.00%

Loan from Daye Trust Co., Ltd
Due August 31, 2022 at 11.50%
Due October 16, 2022 at 14.50%

Loan from Hubei Tian Qian Asset Management Co., Ltd
Due July 14, 2022 at 13.00%

Loan from China Minsheng Trust Co., Ltd
Due January 22, 2023 at 10.00%

Loan from Kent EB-5 LLC
Due January 23, 2022 at 5.95%

Loan from Bank of Ozark
Due March 24, 2021 at 4.50% plus 1 month LIBOR

Loan from 135-35 NORTHERN BLVD 1&2 LLC
Due May 1, 2021 at 8.5%

Loan from Ares Management
Due January 12, 2024 at 10.05%

Total principal of other long-term debt
Less: current portion of other long-term debt
Total other long-term debt

224,952,688
253,678,567
71,101,480
296,902,963
—
—

40,142,724
—

102,223,789  

30,651,811

24,671,642
41,379,945
—

274,180,447

6,130,362  

10,213,324

229,888,577

91,955,432
—

50,575,488

—

53,000,000  

92,851,951  

30,000,000

—

1,924,501,190  
(911,485,562) 
1,013,015,628  

—
—
78,997,031
253,096,367
132,576,797
262,064,363

27,747,400
15,347,334

35,603,934

—

—
42,348,291
20,857,318

169,393,164

—

6,452,550

—

94,107,314
34,506,015

35,989,774

15,684,552

41,928,898

—

30,000,000

120,000,000

1,416,701,102
(1,141,600,901)
275,100,201

The  June  2022,  September  2023,  October  2023  and  January  2024  Senior  Secured  Notes  are  senior  secured  pari  passu  obligations  of  the

Company.

F-44

    
    
  
  
 
 
Table of Contents

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

As of December 31, 2021, the contractual maturities of these debts are as follows:

Year

2022
2023
2024
2025
2026 and thereafter
Less: current portion of other long term debt
Total: Other long-term debt

Amount
US$

1,141,600,901
112,005,467
120,000,000
27,747,400
15,347,334
(1,141,600,901)
275,100,201

The  Company  did  not  made  payments  in  full  for  June  2022  Senior  Secured  Notes  of  RMB545.5  million  at  maturity  on  June  29,  2022.  The
default in repayment triggered the default term of other senior notes. As a result, other long-term debt of US$394,641,160 was reclassified from non-
current liability to current liability as of December 31, 2021.

As of December 31, 2021, US$498,037,647 of the Group’s other long-term debt was denominated in RMB and mainly secured by the Group’s
real estate properties under development with net book value of US$129,857,246(December 31, 2020: US$23,841,896), land use rights with net book
value  of  US$44,633,373(December  31,  2020:  US$117,031,608),  real  estate  properties  held  for  lease  with  net  book  value  of  US$20,216,787
(December  31,  2020:  US$35,359,727),  real  estate  properties  development  completed  with  net  book  value  of  US$2,890,943  (December  31,  2020:
US$44,949,795), and property and equipment with net book value of US$18,050,265 (December 31, 2020: US$20,266,967). As of December 31, 2021,
US$918,663,456 of the Group's other long-term debt, mainly consisted of the Senior Secured Notes, was denominated in U.S. dollar.

February 2021 Senior Secured Notes

On February 28, 2017, the Company issued an aggregate principal amount of US$300,000,000 of the February 2021 Senior Secured Notes. The
February 2021 Senior Secured Notes bear interest at 7.75% per annum payable semi-annually. Interest will be payable on February 28 and August 28 of
each year, commencing August 28, 2017. The February 2021 Senior Secured Notes have a four year term maturing on February 28, 2021.

The effective interest rate of February 2021 Senior Secured Notes is 8.68%.

The  February  2021  Senior  Secured  Notes  were  issued  pursuant  to  an  indenture,  dated  February  28,  2017,  between  the  Company,  the
“Subsidiary  Guarantors”  identified  below  and  Citicorp  International  Limited,  as  trustee  and  collateral  agent  (the  “February  2021  Indenture”).  The
Company’s  obligations  under  the  February  2021  Indenture  and  the  February  2021  Senior  Secured  Notes  have  been  guaranteed  by  certain  of  the
Company’s  wholly-owned  subsidiaries,  Xinyuan  Real  Estate,  Ltd.,  Xinyuan  International  Property  Investment  Co.,  Ltd.,  Victory  Good
Development  Ltd.,  South  Glory  International  Ltd.,  Elite  Quest  Holdings  Ltd.  and  Xinyuan  International  (HK)  Property  Investment  Co.,  Limited  (the
“Subsidiary Guarantors”) and will be guaranteed by such other future subsidiaries of the Company as is set forth in and in accordance with the terms of
the February 2021 Indenture. The Company’s obligations under the February 2021 Indenture and the February 2021 Senior Secured Notes are secured
by a pledge of the capital stock of the Company’s wholly-owned subsidiaries, Xinyuan Real Estate, Ltd., Xinyuan International Property Investment
Co., Ltd., Victory Good Development Limited, South Glory International Limited and Elite Quest Holdings Ltd.

At any time prior to February 28, 2021, the Company may at its option redeem the February 2021 Senior Secured Notes, in whole but not in
part, at a redemption price equal to 100.0% of the principal amount of the February 2021 Senior Secured Notes plus the Applicable Premium as of, and
accrued and unpaid interest, if any, to (but not including) the redemption date. “Applicable Premium” means with respect to any February 2021 Senior
Secured Note at any redemption date, the greater of (i) 1.00% of the principal amount of such February 2021 Senior Secured Note and (ii) the excess of
(A) the present value at such redemption date of the principal amount of such February 2021 Senior Secured Note, plus all required remaining scheduled
interest payments due on such February 2021 Senior Secured Note through the maturity date of the February 2021 Senior Secured Notes (but excluding
accrued and unpaid interest to the

F-45

    
 
 
 
 
 
 
 
Table of Contents

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

redemption date), computed using a discount rate equal to the Adjusted Treasury Rate (as defined in the February 2021 Indenture) plus 100 basis points,
over (B) the principal amount of such February 2021 Senior Secured Note on such redemption date.

At any time prior to February 28, 2021, the Company may redeem up to 35% of the aggregate principal amount of the February 2021 Senior
Secured  Notes  with  the  net  cash  proceeds  of  one  or  more  sales  of  our  common  shares  in  certain  equity  offerings,  within  a  specified  period  after  the
equity offering, at a redemption price of 107.75% of the principal amount of the February 2021 Senior Secured Notes, plus accrued and unpaid interest,
if any, to (but not including) the redemption date, provided that at least 65% of the aggregate principal amount of the February 2021 Senior Secured
Notes issued on February 28, 2017 remains outstanding after each such redemption.

The  Company  has  evaluated  and  determined  that  there  was  no  embedded  derivative  requiring  bifurcation  from  the  February  2021  Senior
Secured Notes under the requirements of ASC 815. The embedded redemption options and repurchase features did not qualify for derivative accounting
because the embedded derivatives were considered clearly and closely related to the characteristics of the February 2021 Secured Senior Notes.

The February 2021 Indenture contains certain covenants that, among others, restrict the Company’s ability and the ability of the Company’s
Restricted  Subsidiaries  (as  defined  in  the  February  2021  Indenture)  to  incur  additional  debt  or  to  issue  preferred  stock,  to  make  certain  payments  or
investments, to pay dividends or purchase or redeem capital stock, to sell assets (including limitations on the use of proceeds of asset sales), to grant
liens on the collateral securing the February 2021 Senior Secured Notes or other assets, to make certain other payments or to engage in transactions with
affiliates and holders of more than 10% of the Company’s Common Shares, subject to certain qualifications and exceptions and satisfaction, in certain
circumstances of specified conditions, such as a Fixed Charge Coverage Ratio (as defined in the February 2021 Indenture) of 2.0 to 1.0.

From August 31, 2018 to December 31, 2018, the Company redeemed the February 2021 Senior Secured Notes for a total principal amount of
US$25.4  million.  The  Company  recognized  gain  on  extinguishment  of  debt  amounting  to  US$2,642,710,  consisting  of  the  gain  from  the  difference
between  repurchase  price  and  principal  amount  of  the  debt  amounting  to  US$3,043,135  and  the  loss  from  unamortized  deferred  debt  issuance  costs
amounting to US$400,425.

From January 1, 2019 to December 31, 2019, the Company redeemed the February 2021 Senior Secured Notes for a total principal amount of
US$10.6  million.  The  Company  recognized  gain  on  extinguishment  of  debt  amounting  to  US$1,126,617,  consisting  of  the  gain  from  the  difference
between  repurchase  price  and  principal  amount  of  the  debt  amounting  to  US$1,246,256  and  the  loss  from  unamortized  deferred  debt  issuance  costs
amounting to US$119,639.

From January 1, 2020 to December 31, 2020, the Company redeemed the February 2021 Senior Secured Notes for a total principal amount of
US$19 million. The Company recognized loss on extinguishment of debt amounting to US$588,507, consisting of the loss from the difference between
repurchase price and principal amount of the debt amounting to US$348,581 and the loss from unamortized deferred debt issuance costs amounting to
US$239,926.

On September 17,  2020, eligible holders of the February 2021 Senior Secured Notes in the aggregate principal amount of US$20.0 million

exchanged their notes for the September 2023 Senior Secured Notes.

From January 1, 2021 to February 28, 2021, the Company redeemed the February 2021 Senior Secured Notes for a total principal amount of

US$20.0 million.

On February 28, 2021, the Company paid in full the principal amount plus accrued and unpaid interest.

November 2020 Senior Secured Notes

On November 22, 2017 and December 1, 2017, the Company issued an aggregate principal amount of US$200,000,000 and US$100,000,000
of the November 2020 Senior Secured Notes, respectively. The November 2020 Senior Secured Notes bear interest at 8.875% per annum payable semi-
annually.  Interest  will  be  payable  on  May  22  and  November  22  of  each  year,  commencing  May  22,  2018.  The  November  2020  Senior  Secured
Notes have a three year term maturing on November 22, 2020.

F-46

Table of Contents

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

The effective interest rate of November 2020 Senior Secured Notes is 9.95%.

The  November  2020  Senior  Secured  Notes  were  issued  pursuant  to  an  indenture,  dated  November  22,  2017,  between  the  Company,  the
“Subsidiary  Guarantors”  identified  below  and  Citicorp  International  Limited,  as  trustee  and  collateral  agent  (the  “November  2020  Indenture”).  The
Company’s  obligations  under  the  November  2020  Indenture  and  the  November  2020  Senior  Secured  Notes  have  been  guaranteed  by  certain  of  the
Company’s  wholly-owned  subsidiaries,  Xinyuan  Real  Estate,  Ltd.,  Xinyuan  International  Property  Investment  Co.,  Ltd.,  Victory  Good
Development  Ltd.,  South  Glory  International  Ltd.,  Elite  Quest  Holdings  Ltd.  and  Xinyuan  International  (HK)  Property  Investment  Co.,  Limited  (the
“Subsidiary Guarantors”) and will be guaranteed by such other future subsidiaries of the Company as is set forth in and in accordance with the terms of
the  November  2020  Indenture.  The  Company’s  obligations  under  the  November  2020  Indenture  and  the  November  2020  Senior  Secured  Notes  are
secured  by  a  pledge  of  the  capital  stock  of  the  Company’s  wholly-owned  subsidiaries,  Xinyuan  Real  Estate,  Ltd.,  Xinyuan  International  Property
Investment Co., Ltd., Victory Good Development Limited, South Glory International Limited and Elite Quest Holdings Ltd.

At any time prior to November 22, 2020, the Company may at its option redeem the November 2020 Senior Secured Notes, in whole but not in
part, at a redemption price equal to 100.0% of the principal amount of the November 2020 Senior Secured Notes plus the Applicable Premium as of, and
accrued and unpaid interest, if any, to (but not including) the redemption date. “Applicable Premium” means with respect to any November 2020 Senior
Secured Note at any redemption date, the greater of (i) 1.00% of the principal amount of such November 2020 Senior Secured Note and (ii) the excess
of  (A)  the  present  value  at  such  redemption  date  of  the  principal  amount  of  such  November  2020  Senior  Secured  Note,  plus  all  required  remaining
scheduled  interest  payments  due  on  such  November  2020  Senior  Secured  Note  through  the  maturity  date  of  the  November  2020  Senior  Secured
Notes  (but  excluding  accrued  and  unpaid  interest  to  the  redemption  date),  computed  using  a  discount  rate  equal  to  the  Adjusted  Treasury  Rate  (as
defined in the November 2020 Indenture) plus 100 basis points, over (B) the principal amount of such November 2020 Senior Secured Note on such
redemption date.

At any time prior to November 22, 2020, the Company may redeem up to 35% of the aggregate principal amount of the November 2020 Senior
Secured  Notes  with  the  net  cash  proceeds  of  one  or  more  sales  of  our  common  shares  in  certain  equity  offerings,  within  a  specified  period  after  the
equity  offering,  at  a  redemption  price  of  108.875%  of  the  principal  amount  of  the  November  2020  Senior  Secured  Notes,  plus  accrued  and  unpaid
interest, if any, to (but not including) the redemption date, provided that at least 65% of the aggregate principal amount of the November 2020 Senior
Secured Notes issued on November 22, 2017 remains outstanding after each such redemption.

The  Company  has  evaluated  and  determined  that  there  was  no  embedded  derivative  requiring  bifurcation  from  the  November  2020  Senior
Secured Notes under the requirements of ASC 815. The embedded redemption options and repurchase features did not qualify for derivative accounting
because the embedded derivatives were considered clearly and closely related to the characteristics of the November 2020 Secured Senior Notes.

The November 2020 Indenture, contains certain covenants that, among others, restrict the Company’s ability and the ability of the Company’s
Restricted Subsidiaries (as defined in the November 2020 Indenture) to incur additional debt or to issue preferred stock, to make certain payments or
investments, to pay dividends or purchase or redeem capital stock, to sell assets (including limitations on the use of proceeds of asset sales), to grant
liens on the collateral securing the November 2020 Senior Secured Notes or other assets, to make certain other payments or to engage in transactions
with affiliates and holders of more than 10% of the Company’s Common Shares, subject to certain qualifications and exceptions and satisfaction, in
certain circumstances of specified conditions, such as a Fixed Charge Coverage Ratio (as defined in the November 2020 Indenture) of 2.0 to 1.0.

From January 1, 2019 to December 31, 2019, the Company redeemed the November 2020 Senior Secured Notes for a total principal amount of
US$0.9 million. The Company recognized gain on extinguishment of debt amounting to US$38,136, consisting of the gain from the difference between
repurchase price and principal amount of the debt amounting to US$47,200 and the loss from unamortized deferred debt issuance costs amounting to
US$9,064.

From January 1, 2020 to November 22, 2020, the Company redeemed the November 2020 Senior Secured Notes for a total principal amount of
US$45.8  million.  The  Company  recognized  loss  on  extinguishment  of  debt  amounting  to  US$216,290,  consisting  of  the  loss  from  the  difference
between  repurchase  price  and  principal  amount  of  the  debt  amounting  to  US$42,214  and  the  loss  from  unamortized  deferred  debt  issuance  costs
amounting to US$174,076.

F-47

Table of Contents

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

On November 22, 2020, the Company paid in full the principal amount plus accrued and unpaid interest.

March 2020 Senior Secured Notes

On  March  19,  2018,  the  Company  issued  an  aggregate  principal  amount  of  US$200,000,000  of  the  March  2020  Senior  Secured  Notes.  The
March 2020 Senior Secured Notes bear interest at 9.875% per annum payable semi-annually. Interest will be payable on March 19 and September 19 of
each year, commencing September 19, 2018. The March 2020 Senior Secured Notes have a two year term maturing on March 19, 2020.

The effective interest rate of March 2020 Senior Secured Notes is 11.34%.

The March 2020 Senior Secured Notes were issued pursuant to an indenture, dated March 19, 2017, between the Company, the “Subsidiary
Guarantors”  identified  below  and  Citicorp  International  Limited,  as  trustee  and  collateral  agent  (the  “March  2020  Indenture”).  The  Company’s
obligations  under  the  March  2020  Indenture  and  the  March  2020  Senior  Secured  Notes  have  been  guaranteed  by  certain  of  the  Company’s  wholly-
owned  subsidiaries,  Xinyuan  Real  Estate,  Ltd.,  Xinyuan  International  Property  Investment  Co.,  Ltd.,  Victory  Good  Development  Ltd.,  South  Glory
International Ltd., Elite Quest Holdings Ltd. and Xinyuan International (HK) Property Investment Co., Limited (the “Subsidiary Guarantors”) and will
be guaranteed by such other future subsidiaries of the Company as is set forth in and in accordance with the terms of the March 2020 Indenture. The
Company’s obligations under the March 2020 Indenture and the March 2020 Senior Secured Notes are secured by a pledge of the capital stock of the
Company’s  wholly-owned  subsidiaries,  Xinyuan  Real  Estate,  Ltd.,  Xinyuan  International  Property  Investment  Co.,  Ltd.,  Victory  Good  Development
Limited, South Glory International Limited and Elite Quest Holdings Ltd.

At any time prior to March 19, 2020, the Company may at its option redeem the March 2020 Senior Secured Notes, in whole but not in part, at
a redemption price equal to 100.0% of the principal amount of the March 2020 Senior Secured Notes plus the Applicable Premium as of, and accrued
and unpaid interest, if any, to (but not including) the redemption date. “Applicable Premium” means with respect to any March 2020 Senior Secured
Note at any redemption date, the greater of (i) 1.00% of the principal amount of such March 2020 Senior Secured Note and (ii) the excess of (A) the
present value at such redemption date of the principal amount of such March 2020 Senior Secured Note, plus all required remaining scheduled interest
payments due on such March 2020 Senior Secured Note through the maturity date of the March 2020 Senior Secured Notes (but excluding accrued and
unpaid interest to the redemption date), computed using a discount rate equal to the Adjusted Treasury Rate (as defined in the March 2020 Indenture)
plus 100 basis points, over (B) the principal amount of such March 2020 Senior Secured Note on such redemption date.

At  any  time  prior  to  March  19,  2020,  the  Company  may  redeem  up  to  35%  of  the  aggregate  principal  amount  of  the  March  2020  Senior
Secured  Notes  with  the  net  cash  proceeds  of  one  or  more  sales  of  our  common  shares  in  certain  equity  offerings,  within  a  specified  period  after  the
equity offering, at a redemption price of 109.875% of the principal amount of the March 2020 Senior Secured Notes, plus accrued and unpaid interest, if
any,  to  (but  not  including)  the  redemption  date,  provided  that  at  least  65%  of  the  aggregate  principal  amount  of  the  March  2020  Senior  Secured
Notes issued on March 19, 2018 remains outstanding after each such redemption.

The Company has evaluated and determined that there was no embedded derivative requiring bifurcation from the March 2020 Senior Secured
Notes under the requirements of ASC 815. The embedded redemption options and repurchase features did not qualify for derivative accounting because
the embedded derivatives were considered clearly and closely related to the characteristics of the March 2020 Senior Secured Notes.

The  March  2020  Indenture,  contains  certain  covenants  that,  among  others,  restrict  the  Company’s  ability  and  the  ability  of  the  Company’s
Restricted  Subsidiaries  (as  defined  in  the  March  2020  Indenture)  to  incur  additional  debt  or  to  issue  preferred  stock,  to  make  certain  payments  or
investments, to pay dividends or purchase or redeem capital stock, to sell assets (including limitations on the use of proceeds of asset sales), to grant
liens on the collateral securing the March 2020 Senior Secured Notes or other assets, to make certain other payments or to engage in transactions with
affiliates and holders of more than 10% of the Company’s Common Shares, subject to certain qualifications and exceptions and satisfaction, in certain
circumstances of specified conditions, such as a Fixed Charge Coverage Ratio (as defined in the March 2020 Indenture) of 2.0 to 1.0.

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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

From January 1, 2019 to December 31, 2019, the Company redeemed the March 2020 Senior Secured Notes for a total principal amount of
US$75.7 million. The Company recognized loss on extinguishment of debt amounting to US$563,941, consisting of the loss from unamortized deferred
debt issuance costs amounting to US$563,941.

From  January  1,  2020  to  March  19,  2020,  the  Company  redeemed  the  March  2020  Senior  Secured  Notes  for  a  total  principal  amount  of

US$11.7 million.

On March 19, 2020, the Company paid in full the principal amount plus accrued and unpaid interest.

October 2021 Senior Secured Notes

On  April  15,  2019  and  April  26,  2019,  the  Company  issued  Senior  Notes  with  an  aggregate  principal  amount  of  US$300,000,000  due  on
October  15,  2021  (the  “October  2021  Notes”).  The  October  2021  Notes  bear  interest  at  14.2%  per  annum,  payable  semi-annually.  Interest  will  be
payable on April 15 and October 15 of each year, commencing October 15, 2019. The October 2021 Notes have a two and a half year (thirty month)
term maturing on October 15, 2021.

The October 2021 Notes were issued pursuant to an indenture, dated as of April 15, 2019, between the Company, the Subsidiary Guarantors (as
defined  below)  and  Citicorp  International  Limited,  as  trustee  and  shared  security  agent  (the  “October  2021  Indenture”).  The  Company’s  obligations
under the October 2021 Indenture and the October 2021 Notes are guaranteed initially by certain of the Company’s wholly-owned subsidiaries, Xinyuan
Real Estate, Ltd., Xinyuan International Property Investment Co., Ltd., Victory Good Development Limited, South Glory International Limited, Elite
Quest  Holdings  Limited  and  Xinyuan  International  (HK)  Property  Investment  Co.,  Limited  (the  “Subsidiary  Guarantors”)  and  will  be  guaranteed  by
such  other  future  subsidiaries  of  the  Company  as  is  set  forth  in  and  in  accordance  with  the  terms  of  the  October  2021  Indenture.  The  Company’s
obligations under the October 2021 Indenture and the October 2021 Notes are secured by a pledge of the capital stock of the Company’s wholly-owned
subsidiaries,  Xinyuan  Real  Estate,  Ltd.,  Xinyuan  International  Property  Investment  Co.,  Ltd.,  Victory  Good  Development  Limited,  South  Glory
International Limited and Elite Quest Holdings Limited.

At any time prior to October 15, 2021, the Company may at its option redeem the October 2021 Notes, in whole but not in part, at a redemption
price equal to 100.0% of the principal amount of the October 2021 Notes plus the Applicable Premium as of, and accrued and unpaid interest, if any, to
(but not including) the redemption date. “Applicable Premium” means with respect to any October 2021 Note at any redemption date, the greater of (i)
1.00% of the principal amount of such Note and (ii) the excess of (A) the present value at such redemption date of the principal amount of such Note,
plus all required remaining scheduled interest payments due on such Note through the maturity date of the October 2021 Notes (but excluding accrued
and unpaid interest to the redemption date), computed using a discount rate equal to the Adjusted Treasury Rate (as defined in the Indenture) plus 100
basis points, over (B) the principal amount of such Note on such redemption date.

At any time prior to October 15, 2021, the Company may redeem up to 35% of the aggregate principal amount of the October 2021 Notes with
the  net  cash  proceeds  of  one  or  more  sales  of  the  Company’s  common  shares  in  certain  equity  offerings,  within  a  specified  period  after  the  equity
offering, at a redemption price of 114.2% the principal amount of the October 2021 Notes, plus accrued and unpaid interest, if any, to (but not including)
the  redemption  date,  provided  that  at  least  65%  of  the  aggregate  principal  amount  of  the  October  2021  Notes  issued  on  April  15,  2019  remains
outstanding after each such redemption and any such redemption takes place within 60 days after the closing of the related equity offering.

Following  a  Change  of  Control  (as  defined  in  the  October  2021  Indenture),  the  Company  must  make  an  offer  to  purchase  all  outstanding
October 2021 Notes at a purchase price equal to 101.0% of the principal amount thereof plus accrued and unpaid interest, if any, to (but not including)
the offer to purchase payment date.

The  October  2021  Indenture  contains  certain  covenants  that,  among  others,  restrict  the  Company’s  ability  and  the  ability  of  the  Company’s
Restricted  Subsidiaries  (as  defined  in  the  October  2021  Indenture)  to  incur  additional  debt  or  to  issue  preferred  stock,  to  make  certain  payments  or
investments,  to  pay  dividends  or  purchase  or  redeem  capital  stock,  sell  assets,  or  make  certain  other  payment,  subject  to  certain  qualifications  and
exceptions and satisfaction, in certain circumstances of specified conditions, such as a Fixed Charge Coverage Ratio (as defined in the October 2021
Indenture) of 2.0 to 1.0.

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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

From January 1, 2019 to December 31, 2019, the Company redeemed the October 2021 Senior Secured Notes for a total principal amount of
US$2.5 million. The Company recognized loss on extinguishment of debt amounting to US$25,240, consisting of the gain from the difference between
repurchase price and principal amount of the debt amounting to US$52,500 and the loss from unamortized deferred debt issuance costs amounting to
US$77,740.

From January 1, 2020 to December 31, 2020, the Company redeemed the October 2021 Senior Secured Notes for a total principal amount of
US$5.5 million. The Company recognized loss on extinguishment of debt amounting to US$176,209, consisting of the loss from the difference between
repurchase price and principal amount of the debt amounting to US$176,209.

On  September  17,    2020,  eligible  holders  of  the  October  2021  Senior  Secured  Notes  in  the  aggregate  principal  amount  of  US$38.0  million

exchanged their notes for the September 2023 Senior Secured Notes.

On  January  25,    2021,  eligible  holders  of  the  October  2021  Senior  Secured  Notes  in  the  aggregate  principal  amount  of  US$25.0  million

exchanged their notes for the January 2024 Senior Secured Notes.

On October 15, 2021, eligible holders of the October 2021 Notes in the aggregate principal amount of US$207,680,000 exchanged their notes
and the Company delivered the October 2023 Senior Secured Notes in the aggregate principal amount of US$205,401,000 due on October 15, 2023 and
US$19,101,080 in cash consideration in full satisfaction of the exchange consideration to those eligible holders. At the same time, all the remaining
October 2021 Senior Secured Notes that have not been validly tendered and accepted for exchange were redeemed at maturity in full.

June 2022 Senior Secured Notes

On July 3, 2020 and August 6, 2020, the Company issued an aggregate principal amount of RMB514.5 million (US$75 million) of the June
2022 Senior Secured Notes. The June 2022 Senior Secured Notes bear interest at 12.00% per annum payable semi-annually. Interest will be payable on
December 29 and June 29 of each year, commencing December 29, 2020. The June 2022 Senior Secured Notes have a two years term maturing on June
29, 2022.

The effective interest rate of June 2022 Senior Secured Notes is 15.69%.

The  June  2022  Senior  Secured  Notes  were  issued  pursuant  to  an  indenture,  dated  June  29,  2020,  between  the  Company,  the  “Subsidiary
Guarantors” identified below and Citicorp International Limited, as trustee and collateral agent (the “June 2022 Indenture”). The Company’s obligations
under the June 2022 Indenture and the June 2022 Senior Secured Notes have been guaranteed by certain of the Company’s wholly-owned subsidiaries,
Xinyuan Real Estate, Ltd., Xinyuan International Property Investment Co., Ltd., Victory Good Development Ltd., South Glory International Ltd., Elite
Quest Holdings Ltd. and Xinyuan International (HK) Property Investment Co., Limited (the “Subsidiary Guarantors”) and will be guaranteed by such
other future subsidiaries of the Company as is set forth in and in accordance with the terms of the June 2022 Indenture. The Company’s obligations
under the June 2022 Indenture and the June 2022 Senior Secured Notes are secured by a pledge of the capital stock of the Company’s wholly-owned
subsidiaries,  Xinyuan  Real  Estate,  Ltd.,  Xinyuan  International  Property  Investment  Co.,  Ltd.,  Victory  Good  Development  Limited,  South  Glory
International Limited and Elite Quest Holdings Ltd.

At any time prior to June 29, 2022, the Company may at its option redeem the June 2022 Senior Secured Notes, in whole but not in part, at a
redemption price equal to 100.0% of the principal amount of the June 2022 Senior Secured Notes plus the Applicable Premium as of, and accrued and
unpaid interest, if any, to (but not including) the redemption date. “Applicable Premium” means with respect to any June 2022 Senior Secured Note at
any redemption date, the greater of (i) 1.00% of the principal amount of such June 2022 Senior Secured Note and (ii) the excess of (A) the present value
at such redemption date of the principal amount of such June 2022 Senior Secured Note, plus all required remaining scheduled interest payments due on
such June 2022 Senior Secured Note through the maturity date of the June 2022 Senior Secured Notes (but excluding accrued and unpaid interest to the
redemption date), computed using a discount rate equal to the Adjusted Treasury Rate (as defined in the June 2022 Indenture) plus 100 basis points, over
(B) the principal amount of such June 2022 Senior Secured Note on such redemption date.

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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

At any time prior to June 29, 2022, the Company may redeem up to 35% of the aggregate principal amount of the June 2022 Senior Secured
Notes  with  the  net  cash  proceeds  of  one  or  more  sales  of  our  common  shares  in  certain  equity  offerings,  within  a  specified  period  after  the  equity
offering, at a redemption price of 112% of the principal amount of the June 2022 Senior Secured Notes, plus accrued and unpaid interest, if any, to (but
not including) the redemption date, provided that at least 65% of the aggregate principal amount of the June 2022 Senior Secured Notes issued on June
29, 2020 remains outstanding after each such redemption.

The Company has evaluated and determined that there was no embedded derivative requiring bifurcation from the June 2022 Senior Secured
Notes under the requirements of ASC 815. The embedded redemption options and repurchase features did not qualify for derivative accounting because
the embedded derivatives were considered clearly and closely related to the characteristics of the June 2022 Senior Secured Notes.

The  June  2022  Indenture,  contains  certain  covenants  that,  among  others,  restrict  the  Company’s  ability  and  the  ability  of  the  Company’s
Restricted  Subsidiaries  (as  defined  in  the  June  2022  Indenture)  to  incur  additional  debt  or  to  issue  preferred  stock,  to  make  certain  payments  or
investments, to pay dividends or purchase or redeem capital stock, to sell assets (including limitations on the use of proceeds of asset sales), to grant
liens on the collateral securing the June 2022 Senior Secured Notes or other assets, to make certain other payments or to engage in transactions with
affiliates and holders of more than 10% of the Company’s Common Shares, subject to certain qualifications and exceptions and satisfaction, in certain
circumstances of specified conditions, such as a Fixed Charge Coverage Ratio (as defined in the June 2022 Indenture) of 2.0 to 1.0.

September 2023 Senior Secured Notes

On September 17, 2020, the Company issued an aggregate principal amount of US$300 million of the September 2023 Senior Secured Notes.
The  September  2023  Senior  Secured  Notes  bear  interest  at  14.50%  per  annum  payable  semi-annually.  Interest  will  be  payable  on  March  17  and
September 17 of each year, commencing March 17, 2021. The September 2023 Senior Secured Notes have a three years term maturing on September
17, 2023.

The effective interest rate of September 2023 Senior Secured Notes is 15.69%.

The  September  2023  Senior  Secured  Notes  were  issued  pursuant  to  an  indenture,  dated  September  17,  2020,  between  the  Company,  the
“Subsidiary  Guarantors”  identified  below  and  Citicorp  International  Limited,  as  trustee  and  collateral  agent  (the  “September  2023  Indenture”).  The
Company’s  obligations  under  the  September  2023  Indenture  and  the  September  2023  Senior  Secured  Notes  have  been  guaranteed  by  certain  of  the
Company’s  wholly-owned  subsidiaries,  Xinyuan  Real  Estate,  Ltd.,  Xinyuan  International  Property  Investment  Co.,  Ltd.,  Victory  Good  Development
Ltd.,  South  Glory  International  Ltd.,  Elite  Quest  Holdings  Ltd.  and  Xinyuan  International  (HK)  Property  Investment  Co.,  Limited  (the  “Subsidiary
Guarantors”)  and  will  be  guaranteed  by  such  other  future  subsidiaries  of  the  Company  as  is  set  forth  in  and  in  accordance  with  the  terms  of  the
September 2023 Indenture. The Company’s obligations under the September 2023 Indenture and the September 2023 Senior Secured Notes are secured
by a pledge of the capital stock of the Company’s wholly-owned subsidiaries, Xinyuan Real Estate, Ltd., Xinyuan International Property Investment
Co., Ltd., Victory Good Development Limited, South Glory International Limited and Elite Quest Holdings Ltd.

At any time prior to September 17, 2023, the Company may at its option redeem the September 2023 Senior Secured Notes, in whole but not in
part, at a redemption price equal to 100.0% of the principal amount of the September 2023 Senior Secured Notes plus the Applicable Premium as of, and
accrued and unpaid interest, if any, to (but not including) the redemption date. “Applicable Premium” means with respect to any September 2023 Senior
Secured Note at any redemption date, the greater of (i) 1.00% of the principal amount of such September 2023 Senior Secured Note and (ii) the excess
of  (A)  the  present  value  at  such  redemption  date  of  the  principal  amount  of  such  September  2023  Senior  Secured  Note,  plus  all  required  remaining
scheduled interest payments due on such September 2023 Senior Secured Note through the maturity date of the September 2023 Senior Secured Notes
(but excluding accrued and unpaid interest to the redemption date), computed using a discount rate equal to the Adjusted Treasury Rate (as defined in
the September 2023 Indenture) plus 100 basis points, over (B) the principal amount of such September 2023 Senior Secured Note on such redemption
date.

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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

At any time prior to September 17, 2023, the Company may redeem up to 35% of the aggregate principal amount of the September 2023 Senior
Secured  Notes  with  the  net  cash  proceeds  of  one  or  more  sales  of  our  common  shares  in  certain  equity  offerings,  within  a  specified  period  after  the
equity offering, at a redemption price of 114.5% of the principal amount of the September 2023 Senior Secured Notes, plus accrued and unpaid interest,
if any, to (but not including) the redemption date, provided that at least 65% of the aggregate principal amount of the September 2023 Senior Secured
Notes issued on September 17, 2020 remains outstanding after each such redemption.

The  Company  has  evaluated  and  determined  that  there  was  no  embedded  derivative  requiring  bifurcation  from  the  September  2023  Senior
Secured Notes under the requirements of ASC 815. The embedded redemption options and repurchase features did not qualify for derivative accounting
because the embedded derivatives were considered clearly and closely related to the characteristics of the September 2023 Senior Secured Notes.

The September 2023 Indenture, contains certain covenants that, among others, restrict the Company’s ability and the ability of the Company’s
Restricted Subsidiaries (as defined in the September 2023 Indenture) to incur additional debt or to issue preferred stock, to make certain payments or
investments, to pay dividends or purchase or redeem capital stock, to sell assets (including limitations on the use of proceeds of asset sales), to grant
liens on the collateral securing the September 2023 Senior Secured Notes or other assets, to make certain other payments or to engage in transactions
with affiliates and holders of more than 10% of the Company’s Common Shares, subject to certain qualifications and exceptions and satisfaction, in
certain circumstances of specified conditions, such as a Fixed Charge Coverage Ratio (as defined in the September 2023 Indenture) of 2.0 to 1.0.

From January 1, 2020 to December 31, 2020, the Company redeemed the September 2023 Senior Secured Notes for a total principal amount of
US$1  million.  The  Company  recognized  loss  on  extinguishment  of  debt  amounting  to  US$7,334,  consisting  of  the  loss  from  the  difference  between
repurchase price and principal amount of the debt amounting to US$7,334.

From January 1, 2021 to December 31, 2021, the Company redeemed the September 2023 Senior Secured Notes for a total principal amount of

US$41.2 million.

January 2024 Senior Secured Notes

On January 25, 2021 and February 9, 2021 the Company issued a collective aggregate principal amount of US$270 million of the January 2024
Senior Secured Notes. The January 2024 Senior Secured Notes bear interest at 14.0% per annum payable semi-annually. Interest will be payable on July
25 and January 25 of each year, commencing July 25, 2021. The January 2024 Senior Secured Notes have a three years term maturing on January 25,
2024.

The effective interest rate of January 2024 Senior Secured Notes is 14.49%.

The January 2024 Senior Secured Notes were issued pursuant to an indenture, dated January 25, 2021, between the Company, the “Subsidiary
Guarantors”  identified  below  and  Citicorp  International  Limited,  as  trustee  and  collateral  agent  (the  “January  2024  Indenture”).  The  Company's
obligations under the January 2024 Indenture and the January 2024 Senior Secured Notes have been guaranteed by certain of the Company's wholly-
owned  subsidiaries,  Xinyuan  Real  Estate,  Ltd.,  Xinyuan  International  Property  Investment  Co.,  Ltd.,  Victory  Good  Development  Ltd.,  South  Glory
International Ltd., Elite Quest Holdings Ltd. and Xinyuan International (HK) Property Investment Co., Limited (the “Subsidiary Guarantors”) and will
be guaranteed by such other future subsidiaries of the Company as is set forth in and in accordance with the terms of the January 2024 Indenture. The
Company's obligations under the January 2024 Indenture and the January 2024 Senior Secured Notes are secured by a pledge of the capital stock of the
Company's  wholly-owned  subsidiaries,  Xinyuan  Real  Estate,  Ltd.,  Xinyuan  International  Property  Investment  Co.,  Ltd.,  Victory  Good  Development
Limited, South Glory International Limited and Elite Quest Holdings Ltd.

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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

At any time prior to January 25, 2024, the Company may at its option redeem the January 2024 Senior Secured Notes, in whole but not in part,
at  a  redemption  price  equal  to  100.0%  of  the  principal  amount  of  the  January  2024  Senior  Secured  Notes  plus  the  Applicable  Premium  as  of,  and
accrued and unpaid interest, if any, to (but not including) the redemption date. “Applicable Premium” means with respect to any January 2024 Senior
Secured Note at any redemption date, the greater of (i) 1.00% of the principal amount of such January 2024 Senior Secured Note and (ii) the excess of
(A) the present value at such redemption date of the principal amount of such January 2024 Senior Secured Note, plus all required remaining scheduled
interest payments due on such January 2024 Senior Secured Note through the maturity date of the January 2024 Senior Secured Notes (but excluding
accrued and unpaid interest to the redemption date), computed using a discount rate equal to the Adjusted Treasury Rate (as defined in the January 2024
Indenture) plus 100 basis points, over (B) the principal amount of such January 2024 Senior Secured Note on such redemption date.

At any time prior to January 25, 2024, the Company may redeem up to 35% of the aggregate principal amount of the January 2024 Senior
Secured  Notes  with  the  net  cash  proceeds  of  one  or  more  sales  of  our  common  shares  in  certain  equity  offerings,  within  a  specified  period  after  the
equity offering, at a redemption price of 114% of the principal amount of the January 2024 Senior Secured Notes, plus accrued and unpaid interest, if
any, to (but not including) the redemption date, provided that at least 65% of the aggregate principal amount of the January 2024 Senior Secured Notes
issued on January 25, 2021, remains outstanding after each such redemption.

The Company has evaluated and determined that there was no embedded derivative requiring bifurcation from the January 2024 Senior Secured
Notes under the requirements of ASC 815. The embedded redemption options and repurchase features did not qualify for derivative accounting because
the embedded derivatives were considered clearly and closely related to the characteristics of the January 2024 Senior Secured Notes.

The  January  2024  Indenture,  contains  certain  covenants  that,  among  others,  restrict  the  Company's  ability  and  the  ability  of  the  Company's
Restricted  Subsidiaries  (as  defined  in  the  January  2024  Indenture)  to  incur  additional  debt  or  to  issue  preferred  stock,  to  make  certain  payments  or
investments, to pay dividends or purchase or redeem capital stock, to sell assets (including limitations on the use of proceeds of asset sales), to grant
liens on the collateral securing the January 2024 Senior Secured Notes or other assets, to make certain other payments or to engage in transactions with
affiliates and holders of more than 10% of the Company's Common Shares, subject to certain qualifications and exceptions and satisfaction, in certain
circumstances of specified conditions, such as a Fixed Charge Coverage Ratio (as defined in the January 2024 Indenture) of 2.0 to 1.0.

From January 1, 2021 to December 31, 2021, the Company redeemed the January 2024 Senior Secured Notes for a total principal amount of

US$5.5 million.

October 2023 Senior Secured Notes

On October 15, 2021, eligible holders of the October 2021 Notes in the aggregate principal amount of US$207,680,000 exchanged their notes
and the Company delivered the October 2023 Senior Secured Notes in the aggregate principal amount of US$205,401,000 due on October 15, 2023 and
US$19,101,080 in cash consideration in full satisfaction of the exchange consideration to those eligible holders. The October 2023 Senior Secured Notes
bear interest at 14.2% per annum payable semi-annually. Interest will be payable on April 15 and October 15 of each year, commencing April 15, 2022.
The October 2023 Senior Secured Notes have a two years term maturing on October 15, 2023.

The effective interest rate of October 2023 Senior Secured Notes is 16.65%.

The October 2023 Senior Secured Notes were issued pursuant to an indenture, dated October 15, 2021, between the Company, the “Subsidiary
Guarantors”  identified  below  and  Citicorp  International  Limited,  as  trustee  and  collateral  agent  (the  “October  2023  Indenture”).  The  Company’s
obligations under the October 2023 Indenture and the October 2023 Senior Secured Notes have been guaranteed by certain of the Company’s wholly-
owned  subsidiaries,  Xinyuan  Real  Estate,  Ltd.,  Xinyuan  International  Property  Investment  Co.,  Ltd.,  Victory  Good  Development  Ltd.,  South  Glory
International Ltd., Elite Quest Holdings Ltd. and Xinyuan International (HK) Property Investment Co., Limited (the “Subsidiary Guarantors”) and will
be guaranteed by such other future subsidiaries of the Company as is set forth in and in accordance with the terms of the October 2023 Indenture. The
Company's obligations under the October 2023 Indenture and the October 2023 Senior Secured Notes are secured by a pledge of the capital stock of the
Company's  wholly-owned  subsidiaries,  Xinyuan  Real  Estate,  Ltd.,  Xinyuan  International  Property  Investment  Co.,  Ltd.,  Victory  Good  Development
Limited, South Glory International Limited and Elite Quest Holdings Ltd.

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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

At any time prior to October 15, 2023, the Company may at its option redeem the October 2023 Senior Secured Notes, in whole but not in part,
at  a  redemption  price  equal  to  100.0%  of  the  principal  amount  of  the  October  2023  Senior  Secured  Notes  plus  the  Applicable  Premium  as  of,  and
accrued and unpaid interest, if any, to (but not including) the redemption date. “Applicable Premium” means with respect to any October 2023 Senior
Secured Note at any redemption date, the greater of (i) 1.00% of the principal amount of such October 2023 Senior Secured Note and (ii) the excess of
(A) the present value at such redemption date of the principal amount of such October 2023 Senior Secured Note, plus all required remaining scheduled
interest payments due on such October 2023 Senior Secured Note through the maturity date of the October 2023 Senior Secured Notes (but excluding
accrued and unpaid interest to the redemption date), computed using a discount rate equal to the Adjusted Treasury Rate (as defined in the October 2023
Indenture) plus 100 basis points, over (B) the principal amount of such October 2023 Senior Secured Note on such redemption date.

At any time prior to October 15, 2023, the Company may redeem up to 35% of the aggregate principal amount of the October 2023 Senior
Secured  Notes  with  the  net  cash  proceeds  of  one  or  more  sales  of  our  common  shares  in  certain  equity  offerings,  within  a  specified  period  after  the
equity offering, at a redemption price of 114.5% of the principal amount of the October 2023 Senior Secured Notes, plus accrued and unpaid interest, if
any, to (but not including) the redemption date, provided that at least 65% of the aggregate principal amount of the October 2023 Senior Secured Notes
issued on October 15, 2021, remains outstanding after each such redemption.

The  Company  has  evaluated  and  determined  that  there  was  no  embedded  derivative  requiring  bifurcation  from  the  October  2023  Senior
Secured Notes under the requirements of ASC 815. The embedded redemption options and repurchase features did not qualify for derivative accounting
because the embedded derivatives were considered clearly and closely related to the characteristics of the October 2023 Senior Secured Notes.

The  October  2023  Indenture,  contains  certain  covenants  that,  among  others,  restrict  the  Company's  ability  and  the  ability  of  the  Company's
Restricted  Subsidiaries  (as  defined  in  the  October  2023  Indenture)  to  incur  additional  debt  or  to  issue  preferred  stock,  to  make  certain  payments  or
investments, to pay dividends or purchase or redeem capital stock, to sell assets (including limitations on the use of proceeds of asset sales), to grant
liens on the collateral securing the October 2023 Senior Secured Notes or other assets, to make certain other payments or to engage in transactions with
affiliates and holders of more than 10% of the Company's Common Shares, subject to certain qualifications and exceptions and satisfaction, in certain
circumstances of specified conditions, such as a Fixed Charge Coverage Ratio (as defined in the October 2023 Indenture) of 2.0 to 1.0.

From January 1, 2021 to December 31, 2021, the Company redeemed the October 2023 Senior Secured Notes for a total principal amount of

US$66.1million.

Onshore Corporate Bonds

On December 28, 2015, Xinyuan China issued the first tranche of the onshore corporate bonds with an aggregate principal amount of RMB 1
billion  (US$154  million)  due  on  December  28,  2020  (the  “First  Tranche  Bonds”)  at  a  coupon  rate  of  7.5%  per  annum  payable  annually.  Interest  is
payable on December 28 of each year, commencing December 28, 2016.

From November 19, 2018 to November 30, 2018, the Company redeemed the First Tranche Bonds for a total principal amount of RMB 0.6
billion (US$87 million). The Company recognized loss on extinguishment of debt amounting to US$6,518,487, consisting of both the debt redemption
price amounting to US$6,509,574 and unamortized deferred debt issuance costs amounting to US$8,913.

From August 14, 2019 to November 12, 2019, the Company redeemed the First Tranche Bonds for a total principal amount of RMB 0.4 billion
(US$57  million).  The  Company  recognized  loss  on  extinguishment  of  debt  amounting  to  US$1,484,  consisting  of  both  the  debt  redemption  price
amounting to US$175 and unamortized deferred debt issuance costs amounting to US$1,659.

On January 27, 2016, Xinyuan China issued the second tranche of the onshore corporate bonds with an aggregate principal amount of RMB 0.7
billion (US$107 million) due on January 27, 2021 (the “Second Tranche Bonds”) at a coupon rate of 7.47% per annum payable annually. Interest is
payable on January 27 of each year, commencing January 27, 2017.

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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

From December 14, 2018 to December 21, 2018, the Company redeemed the Second Tranche Bonds for a total principal amount of RMB0.4
billion (US$58 million). The Company recognized loss on extinguishment of debt amounting to US$4,775,500, consisting of both the debt redemption
price amounting to US$4,773,284 and unamortized deferred debt issuance costs amounting to US$2,216.

From June 21, 2019 to August 12, 2019, the Company redeemed the Second Tranche Bonds for a total principal amount of RMB90 million
(US$13  million).  The  Company  recognized  gain  on  extinguishment  of  debt  amounting  to  US$127,864,  consisting  of  both  the  debt  redemption  price
amounting to US$128,426 and unamortized deferred debt issuance costs amounting to US$562.

From February 15, 2020 to November 30, 2020, the Company redeemed the remaining amount of Second Tranche Bonds for a total principal

amount of RMB210 million (US$30 million).

On March 14, 2016, Xinyuan China issued the third tranche of the onshore corporate bonds with an aggregate principal amount of RMB0.5
billion (US$77 million) due on March 14, 2021 (the “Third Tranche Bonds”) at a coupon rate of 7.09% per annum payable annually. Interest is payable
on March 14 of each year, commencing March 14, 2017.

From March 14, 2019 to August 14, 2019, the Company redeemed the Third Tranche Bonds for a total principal amount of RMB497.9 million
(US$71  million).  The  Company  recognized  loss  on  extinguishment  of  debt  amounting  to  US$743,034,  consisting  of  both  the  debt  redemption  price
amounting to US$740,934 and unamortized deferred debt issuance costs amounting to US$2,100.

From February 15, 2020 to November 30, 2020 the Company redeemed the remaining amount of the Third Tranche Bonds for a total principal

amount of RMB2.1 million (US$0.3 million).

The above three tranches of onshore corporate bonds were issued at par. Upon the third anniversary of the issuance of each tranche of bonds,
Xinyuan China may adjust the applicable coupon rate and the holders have the right within a specified time period to require the Company to repurchase
the bonds following the Company’s announcement of whether it intends to adjust the interest rate. On December 28, 2018, Xinyuan China adjusted the
annual interest rate of the First Tranche Bonds to 8.2% from 7.5%.

On August 15, 2016, Xinyuan China issued a new tranche of onshore corporate bonds with an aggregate principal amount of RMB 1.5 billion
(US$216 million) due on August 15, 2019 (the “New Tranche”) at a coupon rate of 7.5% per annum payable annually. Interest is payable on August 15
of each year, commencing August 15, 2017.

On April 7, 2017, Xinyuan China issued a new second tranche of onshore corporate bonds with an aggregate principal amount of RMB 1.13
billion (US$173 million) due on April 7, 2020 (the “2017 Tranche”) at a coupon rate of 8.2% per annum payable annually. Interest is payable on April 7
of each year, commencing April 7, 2018.

Upon  the  first  anniversary  of  the  issuance  of  the  New  Tranche  and  2017  Tranche,  respectively,  Xinyuan  China  may  adjust  the  applicable
coupon  rate  and  the  holders  have  the  right  within  a  specified  time  period  to  require  the  Company  to  repurchase  the  bonds  following  the  Company’s
announcement of whether it intends to adjust the interest rate. On August 15, 2017, Xinyuan China adjusted the annual interest rate of the New Tranche
Bonds to 8.2% from 7.5%. The annual interest rate of the 2017 Tranche Bonds remained unchanged, at 8.2%.

From August 1, 2018 to August 3, 2018, the Company redeemed the New Tranche for a total principal amount of RMB1.05 billion (US$153
million). The Company recognized loss on extinguishment of debt amounting to US$5,989,710, consisting of both the debt redemption price amounting
to US$5,710,866 and unamortized deferred debt issuance costs amounting to US$278,844.

On August 15, 2019, the Company redeemed the New Tranche for a total principal amount of RMB 0.45 billion (US$64 million).

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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

On March 20, 2018, the Company redeemed the 2017 Tranche for a total principal amount of RMB 0.5 billion (US$73 million). The Company
recognized loss on extinguishment of debt amounting to US$3,782,353, consisting of both the debt redemption price amounting to US$3,494,557 and
unamortized deferred debt issuance costs amounting to US$287,796.

On  April  7,  2019,  the  Company  redeemed  the  remaining  amount  of  RMB  0.63  billion  (US$90  million)  2017  Tranche,  recognizing  loss  on

extinguishment of debt amounting to US$1,535,132 in 2019, consisting of the debt redemption price amounting to US$1,535,132.

On September 20, 2018, Xinyuan China issued a new tranche of onshore corporate bonds with an aggregate principal amount of RMB 600
million (US$87 million) due on September 21, 2020 (the “2018 Tranche”) at a coupon rate of 8.5% per annum payable annually. Interest is payable on
September 21 of each year, commencing September 21, 2019. The above tranches of onshore corporate bonds were issued at par.

On  September  21,  2018,  the  Company  redeemed  the  2018  Tranche  for  a  total  principal  amount  of  RMB400  million  (US$58  million).  The
Company  recognized  loss  on  extinguishment  of  debt  amounting  to  US$3,599,937,  consisting  of  both  the  debt  redemption  price  amounting  to
US$3,291,086 and unamortized deferred debt issuance costs amounting to US$308,851.

From  August  26,  2019  to  September  23,  2019,  the  Company  redeemed  the  2018  Tranche  for  a  total  principal  amount  of  RMB76  million
(US$11 million). The Company recognized loss on extinguishment of debt amounting to US$20,958, consisting of unamortized deferred debt issuance
costs amounting to US$20,958.

From February 15, 2020 to November 30, 2020 the Company redeemed the remaining amount of the 2018 Tranche for a total principal amount
of RMB124 million (US$18 million). The Company recognized gain on extinguishment of debt amounting to US$132,897, consisting of both the debt
redemption price amounting to US $164,060 and unamortized deferred debt issuance costs amounting to US$296,957.

On January 4, 2019, Xinyuan (China) Real Estate, Ltd. issued a new tranche of the onshore corporate bonds with an aggregate principal amount
of RMB600 million (US$87 million) due on January 4, 2022 (the “2019 Tranche”) at a coupon rate of 8.5% per annum payable annually. Interest is
payable on January 4 of each year, commencing January 4, 2020.

From January 4, 2019 to June 21, 2019, the Company redeemed the 2019 Tranche for a total principal amount of RMB591 million (US$85
million). The Company recognized loss on extinguishment of debt amounting to US$1,894,262 in 2019, consisting of both the debt redemption price
amounting to US$1,428,945 and unamortized deferred debt issuance costs amounting to US$465,317.

From February 15, 2020 to November 30, 2020 the Company redeemed the remaining amount of the 2019 Tranche for a total principal amount
of RMB9 million (US$1.3 million). The Company recognized loss on extinguishment of debt amounting to US$303,532, consisting of both the debt
redemption price amounting to US $165,243 and unamortized deferred debt issuance costs amounting to US$138,289.

On April 1, 2019, Xinyuan (China) Real Estate, Ltd. issued another new tranche of the onshore corporate bonds with an aggregate principal
amount of RMB 980 million (US$146 million) due on April 1, 2024 (the “2019 First Tranche Bonds”) at a coupon rate of 8.4% per annum payable
annually. Interest is payable on April 1 of each year, commencing April 1, 2020.

From April 1, 2019 to June 21, 2019, the Company redeemed the 2019 First Tranche Bonds for a total principal amount of RMB637 million
(US$91 million). The Company recognized loss on extinguishment of debt amounting to US$3,977,493 in 2019, consisting of both the debt redemption
price amounting to US$3,494,668 and unamortized deferred debt issuance costs amounting to US$482,825.

From  February  15,  2020  to  November  30,  2020  the  Company  redeemed  the  remaining  amount  of  the  2019  First  Tranche  Bonds  for  a  total
principal amount of RMB343 million (US$49 million). The Company recognized loss on extinguishment of debt amounting to US$423,011, consisting
of both the debt redemption price amounting to US$72,640 and unamortized deferred debt issuance costs amounting to US$350,371.

F-56

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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

On November 12, 2020 Xinyuan (China) Real Estate, Ltd. issued a new tranche of the onshore corporate bonds with an aggregate principal
amount of RMB900 million (US$130 million) due on November 13, 2025 (the “2020 Tranche”) at a coupon rate of 8.35% per annum payable annually.
Interest is payable on November 13 of each year, commencing November 13, 2020.

On  November  30,2020,  the  Company  redeemed  the  2020  Tranche  for  a  total  principal  amount  of  RMB646  million  (US$94  million).  The
Company recognized loss on extinguishment of debt amounting to US$261,320, consisting of both the debt redemption price amounting to US$492 and
unamortized deferred debt issuance costs amounting to US$260,828.

From  January  1,  2021  to  December  31,  2021,  the  Company  redeemed  the  2020  Tranche  for  a  total  principal  amount  of  RMB77.1  million

(US$12 million).

On January 7, 2021 Xinyuan (China) Real Estate, Ltd. issued a new tranche of the onshore corporate bonds with an aggregate principal amount
of RMB500 million (US$78 million) due on January 7, 2026 (the “2021 Tranche”) at a coupon rate of 8.35% per annum payable annually. Interest is
payable on January 7 of each year, commencing January 7, 2021.

From  January  1,  2021  to  December  31,  2021,  the  Company  redeemed  the  2021  Tranche  for  a  total  principal  amount  of  RMB402.2  million

(US$62 million).

13.         Leases

Lessee

The  Group  has  operating  and  finance  leases,  which  primarily  consist  of  corporate  aircraft,  office  space  and  equipment.  The  Group’s  leases
include  options  to  extend  the  lease  term.  The  Group’s  lease  agreements  do  not  contain  any  material  residual  value  guarantees  or  material  restrictive
covenants.

The Group has operating leases for office and dormitories in the United States and China. The leases have remaining lease terms of up to 2

years.

Leases recorded on the consolidated balance sheets are summarized as follows:

Lease Assets
Finance lease assets

Property and equipment, net
Real estate properties held for lease, net

Total
Operating lease ROU assets

Lease Liabilities
Current

Current portion of finance lease
Current portion of operating lease

Total
Non-current

Finance lease, net of current portion
Operating lease, net of current portion

Total

F-57

December 31,
2020
US$

December 31,
2021
US$

20,266,967
7,370,716
27,637,683
8,516,756

18,050,265
7,542,875
25,593,140
3,147,381

1,685,850
5,298,153
6,984,003

—
3,159,780
3,159,780

5,557,782
2,061,541
7,619,323

—
1,286,250
1,286,250

    
    
 
 
 
 
 
 
 
 
 
 
 
 
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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

The components of lease expenses recognized are as follows:

Operating lease cost:
Operating lease cost
Short-term lease cost

Finance lease cost:
  Amortization of finance lease assets

Interest on the lease liabilities

Total lease cost

Supplemental cash flow information related to leases was as follows:

Operating cash flows for operating leases
Operating cash flows for finance leases
Financing cash flows for finance leases

Maturities of lease liabilities are as follows:

Year ending December 31, 2022
Year ending December 31, 2023
Year ending December 31, 2024
Year ending December 31, 2025
Total lease payments
Less: imputed interest
Present value of lease liabilities

Year ended
 December 31,
2020
US$

Year ended
 December 31,
2021
US$

6,487,116
1,384,416

3,494,618
489,581

5,384,851
2,612,901

2,690,976
501,037

11,855,731

11,189,765

Year ended
 December 31,
2020
US$
6,354,922
155,188
8,476,338

Year ended
 December 31,
2021
US$
4,485,361
16,222
1,369,861

December 31,
2021
     Operating Leases

Finance Leases
US$
5,761,266  
—  
—  
—

5,761,266  
(203,484) 
5,557,782  

US$
2,311,216
1,285,644
—
—
3,596,860
(249,069)
3,347,791

Other supplemental information related to lease terms and discount rates are summarized below:

Weighted-average remaining lease term (years)
Operating leases
 Finance leases
Weighted-average discount rate
 Operating leases
 Finance leases

F-58

December 31,
2020

December 31,
2021

1.99
0.91

6.91 %
6.95 %

1.69
0.72

1.53 %
6.95 %

    
    
    
  
    
    
 
 
    
 
 
 
 
 
 
    
    
 
 
 
  
 
 
 
  
 
 
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14.         Customer deposits

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

Advances for real estate properties comprise sales proceeds received from customers for the pre-sale of residential units in PRC. Advances for
real estate properties are typically funded up to 40% - 80% by mortgage loans made by banks to the customers. The Group holds certain cash balances in
restricted cash accounts at the relevant banks (Note 2 (f)). The Group, in return, has a right to withhold transfer of title to the customer until outstanding
amounts are fully settled.

Advances for real estate properties
Add: increase in revenue recognized in excess of amounts received from customers
Less: recognized as progress billings
Customer deposits (Note 2(h))

15.         Income taxes

(a)         Corporate income tax (“CIT”)

December 31, 
2020
US$

2,332,850,810  
59,622,703  
(1,439,534,129) 
952,939,384  

December 31, 
2021
US$

2,372,468,138
26,302,454
(1,236,340,124)
1,162,430,468

Under the current law of the Cayman Islands, the Company is not subject to income tax and withholding tax.

The Company’s PRC subsidiaries are subject to income tax at the statutory rate of 25% in accordance with PRC corporate income tax laws and
regulations. Further, under the same tax laws and regulations, dividends paid by PRC enterprises out of profits earned post-2007 to non-PRC tax resident
investors are subject to PRC dividend withholding tax of 10%. A lower withholding tax rate may be applied based on applicable tax treaties with certain
jurisdictions.

The  Company’s  HK  subsidiaries  are  subject  to  income  tax  at  the  statutory  rate  of  16.5%  in  accordance  with  the  HK  profits  tax  laws  and
regulations. The Company did not make any provisions for Hong Kong Profits Tax as there were no assessable profits arising in or derived from Hong
Kong for any of the periods presented. Under the Hong Kong tax law, the Company’s HK subsidiaries are exempted from income tax on its foreign-
derived income and there are no withholding taxes in Hong Kong on remittance of dividends.

The Company’s US subsidiaries are subject to income tax at the statutory rate of 21% in accordance with US corporate income tax laws and

regulations. Dividends and interests paid by US enterprises to non-US tax resident enterprises are subject to US withholding tax of 30%.

Income before income tax expense consist of:

PRC
Non PRC
Total

2019
US$

Year ended December 31,
2020
US$

2021
US$

355,606,696  
(122,099,522) 
233,507,174  

162,967,377  
(95,392,067) 
67,575,310  

(274,761,993)
(145,780,649)
(420,542,642)

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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

Income tax expense for the years ended December 31, 2019, 2020 and 2021 is summarized as follows:

Current:
CIT tax expense/(benefit)
Land Appreciation Tax (“LAT”) expense
Deferred tax (benefit)/expense
Income tax expense

Year ended December 31,

2019
US$

2020
US$

2021
US$

133,862,272  
68,631,338  
(52,015,238) 
150,478,372  

(21,471,662) 
90,907,634  
65,623,218  
135,059,190  

15,227,110
39,101,310
(61,608,948)
(7,280,528)

The  Group’s  income  tax  expense  differs  from  the  tax  expense  computed  by  applying  PRC  statutory  CIT  rate  of  25%  for  the  years  ended

December 31, 2019, 2020 and 2021 as follows:

CIT at rate of 25%
Tax effect of non-deductible expenses
LAT expense
CIT benefit of LAT
Changes in valuation allowance
International rate differences
Dividend and interest withholding taxes
Adjustment of estimated income tax accruals
Others
Income tax expense

(b)         Unrecognized tax benefit

2019
US$
58,376,794  
8,867,037  
68,631,338  
(17,157,834) 
23,073,210  
17,351,758  
(3,816,800) 
(4,285,329) 
(561,802) 
150,478,372  

Year ended December 31,
2020
US$
16,893,828  
18,115,751  
90,907,634  
(22,726,908) 
5,463,801  
15,736,526  
13,132,901  
(2,850,373) 
386,030  
135,059,190  

2021
US$

(105,135,661)
52,251,997
39,101,310
(9,775,327)
13,925,825
14,983,887
(17,148,376)
3,085,497
1,430,320
(7,280,528)

The following table summarizes the activities related to the Group’s unrecognized tax benefits:

Balance at January 1
Additions for tax positions of current year
Reclassification from prior year tax payable
Reductions for tax positions of prior years
Movement in current year due to foreign exchange rate fluctuation
Balance at December 31

2019
US$
45,939,234  
14,547,590  
13,118,260

—  
—  
73,605,084  

2020
US$
73,605,084  
26,350,344  
14,361,802
(13,118,260) 
—  
101,198,970  

2021
US$
101,198,970
29,025,853
—
—
336,085
130,560,908

The movement in the liability for unrecognized tax benefits in 2019 included an amount of US$12,713,235 and related late payment interest of
US$1,834,355  which  was  due  to  deemed  interest  income  from  subsidiaries  of  the  Company  during  the  year.  Reclassification  from  the  prior  year  tax
payable included an amount of US$12,793,498 and related late payment interests of US$324,762, which were due to an uncertain tax position in respect
of an investment loss deduction claimed in the 2018 tax return filed in 2019.

The movement in the liability for unrecognized tax benefits in 2020 included an amount of US$23,871,685 and related late payment interest of
US$2,478,659 which were due to deemed interest income from subsidiaries of the Company during the year. Reclassification from the prior year tax
payable included an amount of US$13,678,371 and related late payment interests of US$683,431, which were due to an uncertain tax position in respect
of an investment loss deduction claimed in the 2019 tax return filed in 2020.

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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

The movement in the liability for unrecognized tax benefits in 2021 included an amount of US$25,287,932 and related late payment interest of
US$3,128,988  which  were  due  to  deemed  interest  income  from  subsidiaries  of  the  Company  during  the  year,  related  late  payment  interests  of
US$608,933, which were due to an uncertain tax position in respect of an investment loss deduction claimed in the 2018 tax return filed in 2019.

As of December 31, 2020 and 2021, unrecognized tax benefits of US$13,678,371 and US$13,678,371, respectively, if ultimately recognized,
will impact the effective tax rate. The Group anticipates new unrecognized tax benefits, related to tax positions similar to those giving rise to its existing
unrecognized  tax  benefits,  to  originate  after  December  31,  2021.  It  is  possible  that  the  amount  of  uncertain  tax  positions  will  change  in  the  next
twelve months, however, an estimate of the range of the possible outcomes cannot be made at this time.

The  Group’s  income  tax  returns  for  fiscal  year  2009  through  fiscal  year  2021  remain  open  to  potential  examination.  In  addition,  local  tax
authorities may exercise broad discretion in applying the tax law, thus potentially exposing the subsidiaries to audits of tax years outside the general
statute of limitations.

(c)         LAT

LAT is applicable at progressive tax rates ranging from 30% to 60% on the appreciation of land values, with an exemption provided for the

sales of ordinary residential properties if the appreciation values do not exceed certain thresholds specified in the relevant tax laws.

For  all  periods  presented,  the  Group  has  made  provision  for  LAT  with  respect  to  properties  sold  up  to  the  respective  reporting  date  in

accordance with the requirements set forth in the relevant PRC tax laws and regulations.

(d)         Deferred tax

The tax effects of temporary differences that give rise to the Group’s deferred tax assets and liabilities as of December 31, 2020 and 2021 are as

follows:

Deferred tax assets:

Tax loss carried forward
Accruals and provisions
Capitalized expenses
Revenue recognition at a point in time less tax paid under deemed profit method
Revenue recognition of real estate lease income on a straight-line basis
Deemed interest expense
Valuation allowance
Operating lease liability

Total deferred tax assets
Deferred tax liabilities:

Revenue recognition over time
Real estate properties accelerated cost deduction
Taxable temporary differences arising from asset acquisitions
Dividend and interest withholding taxes
Operating lease right-of-use assets

Total deferred tax liabilities

F-61

     December 31, 

     December 31, 

2020
US$

2021
US$

66,153,464  
96,041,259  
67,506,415  
29,232,706  
12,394,780  
79,851,523  
(25,978,488) 
2,114,483
327,316,142  

(140,019,916) 
—  
(240,306,881) 
(62,292,677) 
(2,129,188)
(444,748,662) 

84,046,761
122,633,112
77,494,494
27,312,910
7,144,670
105,354,177
(24,633,671)
836,948
400,189,401

(192,007,773)
—
(202,527,316)
(45,159,004)
(786,845)
(440,480,938)

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

Certain  of  the  Company’s  PRC  subsidiaries  have  PRC  tax  net  operating  loss  carry  forwards  of  US$314.3  million  (2020:  US$244.5  million)
which will expire in one to ten years, if unutilized. Losses incurred in the U.S. amounting to US$10.3 million (2020: US$10.3 million) can be carried
forward for 20 years, and US$11.2 million (2020: US$4.8 million)  have an indefinite carryforward period.

During 2020 and 2021, the Company has considered its operational funding needs, future development initiatives and its dividend distribution
plan and is permanently reinvesting all but US$623.1 million and US$451.6 million of its PRC subsidiaries earnings as at December 31, 2020 and 2021
respectively. Accordingly, the Company accrued deferred income tax liabilities of US$62.3 million and US$45.2 million for the withholding tax liability
associated  with  the  distribution  of  retained  earnings  that  are  not  permanently  reinvested  as  at  December  31,  2020  and  2021,  respectively.  As  of
December 31, 2020 and 2021, the total amount of undistributed earnings from the Company’s PRC subsidiaries that are considered to be permanently
reinvested  were  US$131.3  million  and  nil  million,  and  the  related  unrecognized  deferred  tax  liabilities  were  approximately  US$13.1  million  and  nil
million, respectively. The Company’s remaining subsidiaries do not have retained earnings for all the periods presented.

In assessing the ability to realize the deferred tax assets, the Group has considered whether it is more likely than not that some portion or all of
the deferred tax assets will not be realized. The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income
during  the  periods  in  which  those  temporary  differences  become  deductible.  Accordingly,  the  Group  recorded  valuation  allowances  amounting
US$25,978,488 and US$24,633,671 as of December 31, 2020 and 2021, respectively.

16.         Share-based compensation

As  of  December  31,  2021,  the  Company  primarily  has  four  share-based  compensation  plans  under  which  awards  may  be  granted  to  both
employees and non-employees, namely, the 2007 Long Term Incentive Plan (the “2007 Plan”), 2015 Long Term Incentive Plan (the “2015 Plan”), 2014
Restricted Stock Unit Plan (the “2014 RSU Plan”) and 2020 Restricted Stock Unit Plan (the “2020 RSU Plan”). On January 31, 2019, Xinyuan Property
Management Service (Cayman) Ltd., a subsidiary of the Company, approved a restricted share award scheme (the “Scheme”). On September 28, 2019,
the  Company  approved  the  employee  stock  option  plan  of  Xinchuang  Technology  Co.  Ltd.  (“Xinchuang  Technology”).  Compensation  cost  of
US$3,413,610 (2019: US$5,621,588; 2020: $4,511,190) was recorded in general and administrative expenses with a corresponding credit to additional
paid-in capital in the year ended December 31, 2021. The compensation cost is primarily regarded as a permanent difference for income tax purposes as
relevant  equity  awards  were  mainly  granted  by  the  Company  and  a  subsidiary,  which  are  registered  in  the  Cayman  Islands,  a  tax-free  jurisdiction.
Hence, no tax benefit was recognized upon the recognition of compensation cost. The Company has a policy of using authorized shares in the existing
pool to satisfy any future exercise of share options and shares repurchased held by a third party trustee to satisfy the RSUs granted under the 2014 RSU
Plan and 2020 RSU plan.

2007 Plan

In November 2007, the Company adopted the 2007 Plan which provides for the grant of options, restricted shares, restricted stock units, stock
appreciation rights and other stock-based awards to purchase its common shares. The maximum aggregate number of common shares which may be
issued pursuant to all awards, including options, is 10 million common shares, subject to adjustment to account for changes in the capitalization of the
Company.

Under the 2007 Plan, the Company granted share options with service conditions to purchase common shares to employees, at an exercise price
ranging from US$1.085 to US$1.81 per option. These options have a weighted average grant date fair value of US$0.36 ~ US$0.61 per option and the
total expected compensation cost has considered the expected forfeitures. These options generally have vesting periods based on length of service of 36
months and will expire no later than 2025.

2015 Plan

In June 2015, the Company approved the 2015 Plan to provide grant of options to purchase shares of Company stock with maximum aggregate

number of 20 million common shares, subject to adjustment to account for changes in the capitalization of the Company.

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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

On July 1, 2015, under the 2015 Plan, the Company granted share options with service conditions to purchase up to 6,574,600 common shares
to twenty-two employees, at an exercise price of US$1.71 per share. These options have a weighted average grant date fair value of US$0.48 per option
and a total expected compensation cost, net of expected forfeitures, of US$3,165,867. These options have vesting periods based on length of service of
34 months and will expire no later than July 1, 2025.

On July 29, 2015, under the 2015 Plan, the Company granted share options with service conditions to purchase up to 81,600 common shares to
one employee, at an exercise price of US$1.71 per share. These options have a weighted average grant date fair value of US$0.42 per option and a total
expected compensation cost, net of expected forfeitures, of US$34,294. These options have vesting periods based on length of service of 33 months and
will expire no later than July 29, 2025.

No options were granted during the years ended December 31, 2020 and 2021, for 2007 Plan and 2015 Plan.

Assumptions

The fair value of each option is estimated on the date of grant using the Dividend Adjusted Black-Scholes option-pricing model that uses the

assumptions noted below.

Average risk-free rate of return
Expected term
Volatility rate
Dividend yield

Options
Granted in
2015
Under the
2007 Plan

Options
Granted in
2015
Under the
2015 Plan

1.82‑1.92 %  
6 Years  
46.3‑55.2 %  
5 %  

1.57‑1.92 %
6 Years
55.0‑55.9 %
5 %

The risk-free rate for periods within the expected life of the option is based on the implied yield rates of U.S treasury yield curve in effect at the
time of grant. The expected life of options represents the period of time the granted options are expected to be outstanding. The Company had limited
historical exercise data. Therefore, the expected life was estimated as the average of the contractual term and the vesting period. The dividend yield was
based on the Company’s dividend distribution plan. The expected volatility was based on the historical daily stock price of the Company, annualized.

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Share Option Activity

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

As of January 1, 2021, all options granted under 2007 plan were fully vested. The following table is a summary of the Company’s share option

activity under the 2007 Plan (in US$, except options):

Options Under the 2007 Plan

Outstanding, January 1, 2021
1.085 (exercise price)
1.64 (exercise price)
1.21 (exercise price)

Granted
Exercised
Forfeited
Expired
Outstanding and Exercisable, December 31, 2021
1.64 (exercise price)
1.21 (exercise price)

Number of
 Options

Weighted
Average
Exercise
Price

Weighted
Remaining
Contractual
Life (Years)

Aggregate
Intrinsic Value

60,000  
100,000  
39,400  

—  
—  
—  
60,000  

100,000  
39,400  

1.085  
1.64  
1.21  

—  
—  
—  
1.085  

1.64  
1.21  

0.50  
1.87  
3.50  

—  
—  
—  
—  

0.87  
2.50  

900
—
—

—
—
—
—

—
—

The aggregate intrinsic value in the table above represents the total intrinsic value (the aggregate difference between the Company’s closing
stock price of US$0.32 per common share as of December 31, 2021 and the exercise price for in-the-money options) that would have been received by
the  option  holders  if  all  in-the-money  options  had  been  exercised  on  December  31,  2021.  As  of  December  31,  2021,  there  was  no  unrecognized
compensation cost related to non-vested share-based compensation arrangements granted to employees, under the 2007 Plan. Total fair value of options
vested was nil during the year ended December 31, 2019, 2020 and 2021, respectively.

As of January 1, 2021, all options granted under 2015 plan were fully vested, with no option exercised or forfeited during 2021. There were no
new options granted during the year ended December 31, 2021. The following table is a summary of the Company’s share option activity under the 2015
Plan (in US$, except options):

Options Under the 2015 Plan

Outstanding, January 1, 2021
1.71(exercise price)
Outstanding and Exercisable, December 31, 2021
1.71(exercise price)

Number of
Options

2,796,734

2,796,734

Weighted
Average
Exercise
Price

Weighted
Remaining
Contractual
Life (Years)

Aggregate
Intrinsic Value

1.71

1.71

4.50

3.50

—

—

The aggregate intrinsic value in the table above represents the total intrinsic value (the aggregate difference between the Company’s closing
stock price of US$0.32 per common share as of December 31, 2021 and the exercise price for in-the-money options) that would have been received by
the  option  holders  if  all  in-the-money  options  had  been  exercised  on  December  31,  2021.  As  of  December  31,  2021,  there  was  no  unrecognized
compensation cost related to non-vested share-based compensation arrangements granted to employees, under the 2015 Plan. Total fair value of options
vested was nil during the year ended December 31, 2019, 2020 and 2021, respectively.

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2014 RSU Plan

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

On May 23, 2014, the Board of Directors approved the 2014 RSU Plan, which is administered by the Compensation Committee of the Board of
Directors. The 2014 RSU Plan provides for discretionary grants of restricted stock units, or RSUs, to or for the benefit of participating employees. The
maximum number of common shares that may be delivered to 2014 RSU Plan participants in connection with RSUs granted under the 2014 RSU Plan is
10,000,000,  subject  to  adjustment  if  the  Company’s  outstanding  common  shares  are  increased,  decreased,  changed  into  or  exchanged  for  a  different
number or kind of shares or securities of the Company through a reorganization, recapitalization, reclassification, stock dividend, stock split, reverse
stock split or other similar transaction.

On May 23, 2014, the Company established a trust that is governed by a third party trustee and deposited US$7,042,725 into the trust. The
trustee used the funds to acquire 4,234,884 common shares in the open market. Repurchased shares were granted to certain employees and awards vest
ratably  over  a  three  year  service  vesting  period.  The  aggregate  fair  value  of  the  restricted  shares  granted  at  the  grant  date  shall  be  recognized  as
compensation expense using the straight-line method.

On  April  10,  2015,  under  the  2014  RSU  Plan,  the  Company  deposited  US$3,259,998  into  the  trust.  The  trustee  used  the  funds  to  acquire
2,076,964  common  shares  from  the  open  market.  The  awards  vest  ratably  over  a  three  year  service  vesting  period.  The  aggregate  fair  value  of  the
restricted shares granted at the grant date shall be recognized as compensation expense using the straight-line method.

On  April  18,  2016,  under  the  2014  RSU  Plan,  the  Company  deposited  US$4,003,999  into  the  trust.  The  trustee  used  the  funds  to  acquire
1,614,220  common  shares  from  the  open  market.  The  awards  vest  ratably  over  a  three  year  service  vesting  period.  The  aggregate  fair  value  of  the
restricted shares granted at the grant date shall be recognized as compensation expense using the straight-line method.

On July 27, 2017, under the 2014 RSU Plan, the Company deposited US$3,485,952 into the trust. The trustee has not used the funds to acquire
any common shares from the open market as of December 31, 2017. The awards vest ratably over a three year service vesting period. The aggregate fair
value of the restricted shares granted at the grant date shall be recognized as compensation expense using the straight-line method. The trustee has used
the funds to acquire 1,356,584 common shares from the open market as of December 31, 2018.

On July 30, 2018, under the 2014 RSU Plan, the Company deposited US$3,976,660 into the trust. The trustee has used the funds to acquire
1,732,466  common  shares  from  the  open  market  as  of  December  31,  2018.  The  awards  vest  ratably  over  a  three-year  service  vesting  period.  The
aggregate fair value of the restricted shares granted at the grant date shall be recognized as compensation expense using the straight-line method.

On August 30, 2019, under the 2014 RSU Plan, the Company deposited US$2,912,539 into the trust. The trustee has used the funds to acquire
1,438,076  common  shares  from  the  open  market  as  of  December  31,  2019.  The  awards  vest  ratably  over  a  three-year  service  vesting  period.  The
aggregate fair value of the restricted shares granted at the grant date shall be recognized as compensation expense using the straight-line method.

The  weighted  average  grant-date  fair  value  of  restricted  shares  granted  during  the  years  ended  December  31,  2019,  2020  and  2021  was

US$2.12, respectively, which was derived from the fair value of the underlying ordinary shares.

2020 RSU Plan

On June 30, 2020, the Board of Directors approved the 2020 RSU Plan, which is administered by the Compensation Committee of the Board of
Directors. The 2020 RSU Plan provides for discretionary grants of restricted stock units, or RSUs, to or for the benefit of participating employees. The
maximum number of common shares that may be delivered to 2020 RSU Plan participants in connection with RSUs granted under the 2020 RSU Plan is
10,000,000,  subject  to  adjustment  if  the  Company's  outstanding  common  shares  are  increased,  decreased,  changed  into  or  exchanged  for  a  different
number or kind of shares or securities of the Company through a reorganization, recapitalization, reclassification, stock dividend, stock split, reverse
stock split or other similar transaction.

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Other awards

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

On September 28, 2019, the Board of Directors of the Company approved the employee stock option plan of Xinchuang Technology Co., Ltd.
(“Xinchuang Technology”), a subsidiary of the Company. Under the plan, the Company reserved 150 million shares, representing 30% of Xinchuang
Technology’s issued capital for purpose of providing share option awards to the Company’s senior management and employees. In November 2019, the
Company  granted  a  total  of  100  million  share  options  to  certain  employees  of  the  Group  with  an  exercise  price  of  US$0.14  (RMB  1).  The  options
become  vested  in  5  tranches  subject  to  achievement  of  certain  performance  conditions  as  follows:  (i)  5%  on  the  grant  date  with  no  performance
condition; (ii) 5% for each of the first, second, and third anniversary of the grant date, respectively; and (iii) the remaining 80% shall vest upon the
completion of the initial public offering of Xinchuang. The total fair value of the share options granted in October 2019 is US$3.5 million, which shall
be recognized as compensation expense using the accelerated method. The fair value is determined by an external valuer using the discounted cash flow
method to determine the underlying equity fair value of Xinchuang Technology. Key assumptions, such as the discount rate, cash flow projections and
the discount for lack of marketability, are determined by the Group with best estimates.

As of December 31, 2021, there were no shares expired and the expense recognized is immaterial (2020: nil, 2019: nil).

Xinyuan Property Management Service (Cayman) Ltd., a subsidiary of the Company, operates a restricted share award scheme (the “Scheme”)
for  the  purpose  of  providing  incentives  and  rewards  to  eligible  participants  (the  “Participants”)  who  contribute  to  the  success  of  its  operations.  The
Participants of the Scheme include its directors and senior executives. The Scheme was adopted by its board on January 31, 2019 (the “Adoption Date”).
Pursuant to the Scheme, an award of 56,250 restricted shares (subdivided into 56,250,000 restricted shares in August 2019), representing 15% of its
share capital, was granted to the Participants with a total exercise price at an aggregate consideration of US$1,204,094 (RMB8,400,000).

The consideration was fully settled in cash upon the issuance of restricted shares. The restricted shares vest in three tranches of 2%, 18% and
80%  on  January  1,  2020,  January  1,  2021  and  January  1,  2022,  respectively,  in  accordance  with  certain  vesting  conditions,  that  is,  a  performance
condition based on the completion of an IPO. The compensation cost was recognized using accelerated method.

On June 14, 2019, Mr. Zhang Lizhou (one of the participants) resigned as an executive director. Upon the resignation of Mr. Zhang Lizhou, the
Company repurchased the 18,750 shares granted to him at a consideration of US$401,365 (RMB2,800,000) which was equal to the amount paid by Mr.
Zhang Lizhou to the Company at the issuance date. The remaining settled aggregate consideration of US$802,729 (RMB5,600,000) according to the
Scheme was recognized as liability because the restricted shares will be repurchased by the Company at the original amount paid by participants upon
the termination of employment.

The  aggregate  fair  value  of  the  restricted  shares  granted  at  the  grant  date  amounting  to  US$4,931,051  (RMB34,400,000)  is  recognized  as
compensation  expense  using  the  accelerated  method.  The  fair  value  is  determined  by  an  external  valuer  using  the  discounted  cash  flow  method  to
determine the underlying equity fair value of Xinyuan Property Management Service (Cayman) Ltd. Key assumptions, such as the discount rate, cash
flow projections and the discount for lack of marketability, are determined by the Group using its best estimates.

As of December 31, 2021, there were no shares vested or expired and the Group recognized expense relating to the Scheme of US$1,788,297

(2020: US$2,031,330, 2019: US$1,762,927) in the Consolidated Statements of Comprehensive Income during the period.

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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

17.         Other payables and accrued liabilities

The components of other payables and accrued liabilities are as follows:

Contract deposit
Accrued expenses
Debt extinguishment costs
Deed tax and maintenance fund withheld for customers
Bidding deposit
Welfare payable
Other tax payable
Accrued aircraft operating expense
Accrued interest expense
Purchase consideration payable for asset acquisitions and business combinations
Others

Total

18.         Related party and employee transactions

(a)

Amounts due from related parties

Current:
Henan Hongguang Olympic Real Estate Co., Ltd.
Qingdao Huiju
Guangzhou Huanglong Information Technology Co., Ltd.
Xinzheng Meihang Network Technology Co., Ltd.
Madison Development Limited
Suzhou Wanzhuo's non-controlling interest holders
Taicang Pengchi's non-controlling interest holders
Suzhou Rongjingchen Real Estate Co., Ltd.
Others
Total current amounts due from related party

Non current:
Suzhou Yefang’s non-controlling interest holders
Others
Total non-current amounts due from related party
Total

December 31, 
2020
US$

December 31, 
2021
US$

362,269,545  
53,680,543  
404,042  
35,913,618  
4,504,908  
1,583,453  
32,595,593  
1,599,639  
20,935,671  
38,624,175  
43,365,254  

324,844,088
94,297,276
—
28,848,564
3,947,876
1,620,508
18,620,109
332,339
32,363,632
39,169,122
11,133,179

595,476,441  

555,176,693

December 31, 
2020
US$

     December 31, 

2021
US$

90,330,257  
56,469,394
16,324,735
2,789,265
33,231,243  
20,160,872  
12,129,962  

—
2,005,731
233,441,459  

95,078,214
10,035,794
47,953,453
2,854,538
33,768,281
32,032,079
22,194,420
22,141,569
5,509,136
271,567,484

12,259,192
2,674,370
14,933,562
248,375,021  

12,546,073
2,736,955
15,283,028
286,850,512

As of December 31, 2020 and December 31, 2021, the balances due from Qingdao Huiju, the Company’s equity method investee, are related to

advances for operational needs without any fixed payment terms. This balance is unsecured, bears no interest, and is expected to be repaid in one year.

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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

As of December 31, 2021, the balances due from Guangzhou Huanglong Information Technology Co., Ltd., a wholly-owned subsidiary of the
Company’s equity method investee, are related to advances for operational needs without any fixed payment terms. This balance is unsecured, bears no
interest and expected to be repaid in one year.

Henan Hongguang Olympic Real Estate Co., Ltd. (“Henan Hongguang”) is the non-controlling shareholder of Henan Renxin (Note1), one of
the Company’s subsidiaries. As of December 31, 2021, the balance due from Henan Hongguang is related to advances for operational needs without any
fixed payment terms. This balance is unsecured, bears no interest, and is expected to be repaid in one year.

Xinzheng  Meihang  Network  Technology  Co.,  Ltd.  (“Meihang”)  is  the  non-controlling  shareholder  of  Zhengzhou  Hangmei  Technology
Development Co., Ltd. (“Zhengzhou Hangmei”), one of the Company's subsidiaries. As of December 31, 2020, and December 31, 2021, the balances
due  from  Meihang  are  US$2,789,265  and  US$2,854,538,  respectively,  which  have  a  three  year  payment  term,  and  bear  interest  at  11.5%.  In  2020,
Meihang together with Zhengzhou Hangmei entered into an agreement with the Company in which all parties had agreed that the interest relating to the
payable balance to be ceased from accrual thereafter. In 2021, the Company received interest amounting to nil. Accrued interest amounted to nil and nil
as of December 31, 2020 and December 31, 2021, respectively.

As of December 31, 2021, the balance due from Madison Development Limited, an equity method investee, amounting to US$33,768,281 is
related to advances for operational needs. This balance is unsecured, bears interest at 15%, and has no fixed repayment term. Accrued interest amounted
to US$15,964,313 as of December 31, 2021.

On  September  12,  2017,  the  Company  sold  80%  of  its  equity  interest  in  Suzhou  Wanzhuo  to  four  non-affiliated  passive  investors  for  an
aggregate cash consideration of US$23,687,327. Pursuant to the updated articles of association, the Company still exercises control over the relevant
principal activities of Suzhou Wanzhuo and therefore, continues to consolidate it in its financial statements. As of December 31, 2021, the balances due
from the non-controlling interest holders amounting to US$32,032,079 are related to advances for working capital funds. The balances are in the form of
an unsecured interest bearing loan, which has no fixed payment terms, and bears interest at 4.75%. Accrued interest is immaterial as of December 31,
2021.

On December 1, 2017, the Company together with seven other non-affiliated companies acquired 100% of Taicang Pengchi for an aggregate
cash consideration of US$28,836,311. The Company accounted for the acquisition of Taicang Pengchi as an asset acquisition because the only asset of
Taicang  Pengchi  is  the  land.  Pursuant  to  the  articles  of  association,  the  Company  exercises  control  over  the  relevant  significant  activities  of  Taicang
Pengchi and therefore, consolidates it in its financial statements. As of December 31, 2021, the balance due from the non-controlling interest holders
amounting  to  US$22,194,420  are  related  to  advances  for  working  capital  funds.  The  balances  are  in  the  form  of  an  unsecured  interest  bearing  loan,
which has no fixed payment terms, and bears no interest.

As of December 31, 2021, the balance due from Suzhou Yefang amounting to US$12,546,073 is related to advances for working capital funds.

This balance is unsecured, bears no interest, and is expected to be repaid over one year.

In evaluating the collectability of the amounts due from related parties balance, the Group considers many factors, including the related parties’
repayment history and their credit-worthiness. An allowance for doubtful accounts is made when collection of the full amount is no longer probable. For
the periods presented, based on management’s evaluation, no allowance of credit loss was provided.

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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

(b)         Amounts due to related party

Current:
Suzhou Yefang’s non-controlling interest holders
Suzhou Wanzhuo's non-controlling interest shareholders
Xinzheng Meihang Network Technology Co., Ltd.
Henan Qingning Apartment Management Co., Ltd.
Suzhou Kairongchen Real Estate Co., Ltd.
Others
Total current amounts due to related party
Non current:
Henan Qingning Apartment Management Co., Ltd.
Total

     December 31, 

     December 31, 

2020
US$

2021
US$

1,632,968
16,272,639  
2,632,678
444,409
—
10,529,235
31,511,929  

1,771,522
2,961,668
2,694,286
12,045,693
44,995,530
12,593,656
77,062,355

10,728,133  
42,240,062  

10,979,186
88,041,541

As of December 31, 2020 and December 31, 2021, Suzhou Wanzhuo’s non-controlling interest shareholders advanced US$2,397,436 and nil of
working capital funds in aggregate to Suzhou Wanzhuo in the form of an unsecured interest-bearing loan, which has no fixed payment terms, and bears
annual interest from 4.25% to 4.75%, respectively. Accrued interest amounted to US$10,981,256 and nil as of December 31, 2020 and December 31,
2021, respectively. The remaining advance amounting to US$2,961,668 for shareholder service is unsecured, bears no interest, and is expected to be
paid in one year.

On  June  6,  2018,  the  Company  together  with  4  other  non-affiliated  companies  acquired  100%  of  Suzhou  Yefang  for  an  aggregate  cash
consideration of US$15,615,240. The Company accounted for the acquisition of Suzhou Yefang as an asset acquisition because the only asset of Suzhou
Yefang is the land. Pursuant to the articles of association, the Company exercises control over the relevant significant activities of Suzhou Yefang and
therefore, consolidates it in its financial statements.

Meihang  is  the  non-controlling  shareholder  of  Zhengzhou  Hangmei,  one  of  the  Company’s  subsidiaries.  As  of  December  31,  2020,  and
December 31, 2021, Meihang advanced US$2,632,678 and US$2,694,286 of working capital funds to Zhengzhou Hangmei in the form of an unsecured
interest (10%) bearing loan with a three year payment term. In 2021, the Company repaid interest amounting to nil. Accrued interest amounted to nil and
nil as of December 31, 2020 and December 31, 2021, respectively.

(c)         Amounts due from employees

Advances to employees

December 31, 
2020
US$
529,055  

December 31, 
2021
US$
1,550,469

The balance represents cash advances to employees for traveling expenses and other expenses. The balances are unsecured, bear no interest and

have no fixed payment terms.

(d)         Others

In 2018, the Company sold a small percentage of the equity interests (ranging from 0.50% to 5.54%) in eight real estate project companies to
senior management and employees for a total consideration of US$8,720,772. In 2019, the Company sold an additional percentage of the equity interests
in the eight real estate project companies to senior management and employees for a total consideration of US$604,914 and the total sold equity interests
ranges from 0.57% to 5.59% as of December 31, 2019. According to the equity transfer agreement, the Company is obligated to repurchase the equity
interest back from management. Therefore, the non-controlling interest is mandatorily redeemable and is accounted for as a liability.

F-69

 
   
  
 
 
 
 
 
 
    
    
 
Table of Contents

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

In 2019, the Company sold 6.03% of the equity interests in one real estate project company to senior management and employees for a total
consideration  of  US$1,300,135.  According  to  the  equity  transfer  agreement,  the  Company  is  obligated  to  repurchase  the  equity  interest  back  from
management. Therefore, the non-controlling interest is mandatorily redeemable and is accounted for as a liability.

For the year ended December 31, 2021, total directors’ remuneration amounted to US$6,245,522 (2019: US$7,036,954; 2020: US$6,447,214).

19.         Equity

(i) As  at  December  31,  2021,  the  Company’s  authorized  share  capital  was  500  million  common  shares,  par  value  US$0.0001  per  share

(December 31, 2020: 500 million common shares).

(ii) During the year ended December 31, 2021, no common shares were repurchased.

(iii) During  the  year  ended  December  31,  2021,  the  Company  distributed  fourth  quarter  2020  dividends  of  US$0.025  per  common  share  to

common shareholders amounting to a total of US$4,055,664.

All other equity transactions have been disclosed in consolidated statement of changes in shareholders' equity.

20.         Earnings per share

Basic and diluted net earnings per share for each period presented are calculated as follows:

Numerator:
Net income/(loss) attributable to Xinyuan Real Estate Co., Ltd. Shareholders - basic and diluted 
Denominator:
Weighted average number of shares outstanding-basic*
Stock options
Restricted stock units
Weighted average number of shares outstanding-diluted
Basic earnings per share
Diluted earnings per share

2019
US$

December 31, 
2020
US$

2021
US$

68,344,527  

(81,040,908) 

(417,307,378)

113,482,239  
618,657  
—  
114,100,896  
0.60  
0.60  

107,558,506  
10,674  
—  
107,569,181  
(0.75) 
(0.75) 

107,283,420
—
—
107,283,420
(3.89)
(3.89)

*

The restricted shares repurchased by the trustee that are unvested are excluded from the number of shares outstanding for purposes of computing
basic  earnings  per  share  in  accordance  with  ASC  260.  However,  these  unvested  restricted  shares  are  factored  into  the  computation  of  diluted
earnings per share using the treasury stock method.

During  the  year  ended  December  31,  2021,  nil  (2019:  nil;  2020:  nil)  stock  options,  and  81,035  (2019:  876,400;  2020:  803,427)  RSUs  were

excluded from the calculation of earnings per share, respectively, because their effect would be anti-dilutive.

F-70

    
    
    
 
 
 
 
 
 
 
 
 
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21.         Segment reporting

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

The Group’s long-lived assets and revenue are mainly located in and derived from PRC. Starting in 2012, a relatively smaller portion of the Group’s
long-lived assets and revenue are located in and derived from the United States. The Group considers that each of its individual property developments is a
discrete operating segment. The Group has aggregated its segments on a geographical basis as property development projects undertaken within a region
having  similar  expected  economic  characteristics,  type  of  properties  offered,  customers  and  market  and  regulatory  environment.  The  Group’s  reportable
operating  segments  are  comprised  of  Henan  Region,  Shandong  Region,  Shanghai  Region  (including  Shanghai  and  Jiangsu  Province),  Sichuan  Region,
Beijing Region (including Beijing and Tianjin), Hainan Region, Hunan Region, Shaanxi Region, Guangdong Region, Hubei Region, and Liaoning Region in
PRC; and the United States.

Each  geographic  operating  segment  is  principally  engaged  in  the  construction  and  development  of  residential  real  estate  units.  The  “property
management”  category  relates  to  property  management  services.  The  “other”  category  relates  to  investment  holdings,  landscaping,  engineering  and
management,  real  estate  sale,  purchase  and  lease  activities.  The  accounting  policies  of  the  various  segments  are  the  same  as  those  described  in  Note  2,
“Summary of Significant Accounting Policies”.

The Group’s chief operating decision maker relies upon net sales, gross profit and net income when making decisions about allocating resources and
assessing performance of the Group. Net sales for geographic segments are generally based on the location of the project development. Net income for each
segment includes net sales to third parties, related cost of sales and operating expenses directly attributable to the segment. Capital expenditures for each
segment includes cost for acquisition of subsidiaries, vehicles, and fixtures and furniture.

No single customer accounted for more than 10% of net sales for the years ended December 31, 2019, 2020 and 2021.

F-71

Table of Contents

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

Summary information by operating segment is as follows:

December 31, 2019    

Net real estate sales  
Real estate lease

income
Real estate

management
services income  

Other revenue

Total revenue
Cost of real estate

Henan
US$
1,382,533,759  

     Shandong      Shanghai

     Sichuan      Beijing

     Hainan      Hunan

     Shaanxi

US$
275,120,959  

US$
279,731,401  

US$

US$

85,189,227   126,540,125  

US$
43,820,016

US$
157,938,663  

US$

6,917,948  

    United States     Guangdong      Hubei
US$

US$
750,000  

US$
9,738,197

     Liaoning     Property Management     Others

     Consolidated

US$

— 18,621,886

US$

—  

US$
129,387  

US$
2,387,031,568

6,630,994  

321,819  

2,920,280  

728,016  

657,451  

7,578,862  
151,102  

—  
700,044  

—  
823,150  

—  
1,063,557  

—  
3,269,965  

—

—
—

135,279  

3,301,027  

893,982  

—  
583,737  

2,783,091  
—  

—  
296,091  

—

—
—

—

—
—

—

—
—

483,944  

55,979  

16,128,771

57,126,216  
1,187,948  

—  
3,908,710  

67,488,169
11,984,304

1,396,894,717  

276,142,822  

283,474,831  

86,980,800   130,467,541  

43,820,016

158,657,679  

13,002,066  

1,940,073  

9,738,197

— 18,621,886

58,798,108  

4,094,076  

2,482,632,812

sales

(1,082,472,232) 

(220,925,677) 

(201,704,497) 

(81,765,082) 

(92,849,397) 

(31,764,435)

(110,346,111) 

(6,510,485) 

(1,444,563) 

(6,821,557)

(23,397)

(13,440,458)

—  

(1,751,402) 

(1,851,819,293

Cost of real estate
lease income
Cost of real estate
management
services
Other costs

Total cost of
revenue
Gross profit
Operating expenses  

Operating

income/(loss)
Interest income
Interest expense
Net realized gain on

short-term
investments
Share of (loss)/gain
in an equity
investee

Loss on

extinguishment
of debt
Exchange

gains/(loss)
Unrealized loss on
short-term
investments

Other income/(loss)  

Income/(loss)

before income
taxes
Income

tax(expense)/
benefit

(2,348,963) 

(561,264) 

(2,565,142) 

(799,359) 

(481,276) 

—

(1,693,085) 

(2,913,152) 

(1,348,218) 

(4,716,112) 
(2,449,683) 

—  
(1,267,950) 

—  
—  

—  
(3,672) 

—  
(4,794,719) 

—
(2,192)

—  
(362,009) 

(561,329) 
—  

—  
—  

—

—
—

—

—
—

—

—
—

—  

(46,792) 

(12,757,251

(35,611,790) 
(1,124,118) 

—  
(6,853,073) 

(40,889,231
(16,857,416

(1,091,986,990) 
304,907,727  
(70,839,873) 

(222,754,891) 
53,387,931  
(14,770,303) 

(204,269,639) 
79,205,192  
(18,080,374) 

(82,568,113) 
4,412,687  
(8,011,273) 

(98,125,392) 
32,342,149  
(73,333,124) 

(31,766,627)
12,053,389  
(2,514,263) 

(112,401,205) 
46,256,474  
(3,991,323) 

(9,984,966) 
3,017,100  
(5,808,638) 

(2,792,781) 
(852,708) 
(9,414,601) 

(6,821,557)
2,916,640  
(1,966,796) 

(23,397)
(23,397)
(3,429,583)

(13,440,458)
5,181,428
(2,801,220)

(36,735,908) 
22,062,200  
(7,076,960) 

(8,651,267) 
(4,557,191) 
(28,409,288) 

(1,922,323,191
560,309,621
(250,447,619

234,067,854  
42,379,712  
(14,805,529) 

38,617,628  
436,165  
(3,061,587) 

61,124,818  
306,228  
(1,066,270) 

(3,598,586) 
493,469  
—  

(40,990,975) 
2,241,516  
(7,385,692) 

9,539,126  
3,208  
(11,507) 

42,265,151  
182,529  
—  

(2,791,538) 
12,795  
(138,107) 

(10,267,309) 
48,285  
(3,472,559) 

949,844  
13,533  
—  

(3,452,980)
1,695
—

2,380,208
13,240
—

14,985,240  
681,464  
—  

(32,966,479) 
4,679,756  
(83,834,109) 

309,862,002
51,493,595
(113,775,360

183,450  

—  

—  

(1,370,440) 

(922,281) 

(613,155) 

(8,044,499) 

12,524,863  

—  
4,536,260  

—  

—  

—  
866  

—  

—  

—  

—  

—  

—  

—  

—  

—  

—  

—  

—  

—  

—  

—  

—  

—  

—  

—  

—  

—  

—  

—  
47,762  

—  
246,927  

—  
909,298  

—  
156,235  

—  
(17,844) 

—  
(199,670) 

—  

—  

—  

(2,903,841) 

—  

—  

—  
—  

—  

—  

—  
(289,485) 

—

—

—

—

—
—

—

—

—

—

—  

2,891,564  

3,075,014

(630,775) 

1,024,021  

(5,416,471

—  

(536,011) 

(8,580,510

(236,736) 

(19,664,136) 

(7,376,009

—
64,155

—  
124,295  

(1,623,814) 
269,928

(1,623,814
5,848,727

269,471,671  

35,070,791  

59,799,383  

(2,858,190) 

(45,225,853) 

9,687,062  

42,429,836  

(3,116,520) 

(13,691,583) 

(2,229,949) 

(3,451,285)

2,457,603

14,923,488  

(129,759,280) 

233,507,174

(69,803,421) 

(23,020,472) 

(28,043,624) 

(2,864,732) 

(9,456,395) 

(4,643,587) 

(16,123,072) 

2,210,548  

2,921,151  

(1,017,315) 

704,284

(717,299)

(241,601) 

(382,837) 

(150,478,372

Net income/(loss)

199,668,250  

12,050,319  

31,755,759  

(5,722,922) 

(54,682,248) 

5,043,475  

26,306,764  

(905,972) 

(10,770,432) 

(3,247,264) 

(2,747,001)

1,740,304

14,681,887  

(130,142,117) 

83,028,802

Depreciation and
amortization
Capital expenditure  
Real estate

properties
development
completed

Real estate

properties under
development

Real estate

properties held
for lease

Total long-lived

assets
Total assets

5,553,392  
6,263,956  

433,948  
64,816  

2,622,483  
2,579  

635,494  
26,254  

2,732,083  
1,142,809  

29,414  
3,712  

1,668,279  
44,058  

1,873,910  
16,761  

1,665,384  
3,579,071  

41,616  
—  

46,012
4,821

16,987
25,188

189,503  
352,073  

75,938  
119,575  

17,584,443
11,645,673

133,572,883  

34,351,045  

106,796,363  

64,327,235  

60,683,848  

6,627,299  

7,540,854  

43,103,208  

1,201,783  

—  

—

—

—  

—  

458,204,518

886,160,682  

359,079,121  

123,381,923   619,020,458   266,984,229  

—  

6,433,260   162,947,850  

230,860,737   372,170,620   141,707,492

58,153,297

—  

27,488,080  

3,254,387,749

109,809,942  

6,954,550  

40,675,960  

34,515,933  

7,520,601  

888,150  

60,967,850  

91,474,049  

162,599,274  

—  

—

—

—  

462,599  

515,868,908

524,367,010  
2,882,024,764  

509,819,916  
573,869,426  

183,400,846  
61,281,191  
44,244,900  
752,136,052   897,210,854   470,434,500  

6,664,536  
27,393,755  

62,686,470   100,419,560  
107,134,983   338,107,052  

176,115,157  
934,102
439,770,834   414,319,137   148,165,478

18,237,255  

1,084,510
73,223,300

8,335,524  
106,315,123  

79,010,347  
191,559,175  

1,776,601,324
7,421,664,433

F-72

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

December 31, 2020

     Henan

Net real estate sales
Real estate lease income
Real estate management services

income
Other revenue

Total revenue
Cost of real estate sales
Cost of real estate lease income  
Cost of real estate management

services
Other costs

Total cost of revenue
Gross profit
Operating expenses

Gain on disposal of property

held for lease

Operating income/(loss)
Interest income
Interest expense
Net realized gain on short-term

investments

Share of (loss)/gain in an equity

investee

Loss on extinguishment of debt
Exchange gains/(loss)
Unrealized loss on short-term

investments
Other income/(loss)

Income/(loss) before income

taxes

Income tax (expense)/benefit

Depreciation and amortization
Capital expenditure
Real estate properties completed

and under development
Real estate properties held for

lease

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

     Shandong      Shanghai      Sichuan      Beijing      Hainan      Hunan      Shaanxi      United States     Guangdong     Hubei
US$

US$

US$

US$
766,314,384  
26,054,475  

US$
285,706,736  
(965,131) 

US$
120,260,357  
772,402  

US$
222,959,432  
379,175  

US$
62,401,289  
695,548  

US$
10,084,944  
—  

US$
27,721,542  
741,527  

US$
10,991,930  
2,353,682  

927,700  
4,723,438  

47,787,761  
—  

7,606,378  
(1,004,342) 

—  
127,190  

—  
3,068,486  

—  
511,576  

—  
2,144,591  

—  
7,288  

—  
526,852  

2,358,631  
(116,072) 

—  
605,337  

—  
—  

     Liaoning Property Management

Others Consolidated

US$
49,168,045  
—  

—  
—  

US$

US$

US$

567,819
—

— 1,604,891,939
34,792,485

37,369

81,243,298
7,236,334

—
1,763,220

91,208,307
14,870,460

—  
—  

—  
—  

798,970,895  
(639,601,377) 
(27,204,779) 

284,868,795  
(260,651,654) 
(292,726) 

124,101,245  
(93,074,146) 
(736,537)

223,850,183  
(214,523,020) 
(606,323) 

65,241,428  
(45,575,813) 
(805,353) 

10,092,232  
(5,503,574) 
(44,900) 

28,989,921  
(4,404,236) 
(1,046,888) 

15,588,171  
(14,731,175) 
(1,623,994) 

6,256,475  
(778,663) 
(3,740,076) 

47,787,761  
(34,034,932) 
—  

—  
(23,616) 
(19,723) 

49,168,045  
(38,572,816) 
—  

89,047,451
(505,804)
—

1,800,589

1,745,763,191
— (1,351,980,826)
(36,122,097)

(798)

(6,675,680) 
(1,145,928) 

—  
(39,105) 

—  
(123,291) 

(13,189) 
(111,879) 

—  
(711,424) 

—  
(226) 

(4,957) 
(272,479) 

(1,707,785) 
—  

—  
—  

—  
(2,152) 

—  
—  

—  
—  

(47,036,367)
(6,885,687)

— (55,437,978)
(9,755,542)

(463,371)

(674,627,764) 
124,343,131  
(59,958,497) 

(260,983,485) 
23,885,310  
(15,211,169) 

(93,933,974) 
30,167,271  
(10,679,950) 

(215,254,411) 
8,595,772  
(7,677,029) 

(47,092,590) 
18,148,838  
(73,902,008) 

(5,548,700) 
4,543,532  
(1,355,382) 

(5,728,560) 
23,261,361  
(1,608,076) 

(18,062,954) 
(2,474,783) 
(4,061,452) 

(4,518,739) 
1,737,736  
(6,198,996) 

(34,037,084) 
13,750,677  
(3,423,234) 

(43,339) 
(43,339) 
(1,391,277) 

(38,572,816) 
10,595,229  
(4,897,483) 

(54,427,858)
34,619,593
(9,390,896)

(464,169) (1,453,296,443)
292,466,748
1,336,420
(227,463,083)
(27,707,634)

82,805,785
147,190,419  
23,921,003  
(14,568,255) 

—

8,674,141  
1,919,529  
(3,043,955) 

—

19,487,321  
2,068,141  
(987,612) 

—

—

918,743  
1,288,256  
(18,381,805) 

(55,753,170) 
103,788  
(3,659,832) 

—

3,188,150  
4,817  
—  

—
21,653,285  
38,096  
—  

—

(6,536,235) 
8,130  
—  

—

(4,461,260) 
41,143  
(5,316,337) 

—

10,327,443  
44,417  
—  

—
(1,434,616) 
885  
—  

—

5,697,746  
31,849  
—  

183,450  

—  

—  

(3,539,268) 
—  
1,987,139  

11,483,448  
—  
—  

7,795,833  
—  
—  

—  

—  
—  
—  

—  

—  
—  
—  

—  

—  
—  
—  

—  

—  
—  
—  

—  

67,698  
—  
—  

—  
(4,041,056) 

—  
90,325  

—  
(415,481) 

—  
(8,773) 

—  
684,530  

—  
43,136  

—  
43,576  

—  
289,746  

—  

—  
—  
—  

—  
—  

—  

(1,602,617) 
—  
—  

—  

—  
—  
—  

—  

—  
—  
—  

—
25,228,697
755,677
(5,708)

—
(26,371,214)
3,179,879
(83,523,901)

82,805,785
147,809,450
33,405,610
(129,487,405)

—

4,869,494

5,052,944

(152,121)
—
100,523

2,975,328
(1,843,306)
(5,181,569)

17,028,301
(1,843,306)
(3,093,907)

—  
52,058  

—  
12,620  

—  
7,341  

—
934,711

— —

1,010,890

(1,296,377)

151,133,432  
(36,907,073) 

19,123,488  
(12,299,796) 

27,948,202  
(39,723,025) 

(16,183,579) 
2,875,576  

(58,624,684) 
(8,431,043) 

3,236,103  
(4,482,485) 

21,734,957  
(14,391,424) 

(6,170,661) 
589,659  

(9,736,454) 
—  

8,821,301  
(9,482,301) 

(1,421,111) 
(2,458,177) 

5,736,936  
(2,591,042) 

26,861,779
(8,191,925)

(104,884,399)
433,866

67,575,310
(135,059,190)

Net income/(loss)

114,226,359  

6,823,692  

(11,774,823) 

(13,308,003) 

(67,055,727) 

(1,246,382) 

(5,581,002) 

(9,736,454) 

(661,000) 

(3,879,288) 

3,145,894

18,669,854

(104,450,533)

(67,483,880)

5,814,086  
8,655,565  

887,005  
—  

2,556,696  
15,874  

631,421  
5,106  

5,832,130  
716,935  

56,888  
—  

20,375  
—  

46,680  
—  

17,042  
—  

1,234,539  
—  

232,220
376,871

897,218,594  

240,527,766  

215,890,331  

547,932,945

378,408,484  

2,162,115  

12,433,669  

224,821,947  

283,124,970  

395,376,646  

165,423,590  

52,622,159

74,613,257  

7,126,028  

35,512,059  

36,262,110  

8,438,206  

—  

66,684,905  

96,083,662  

157,975,249  

—  

—  

—

—
1

—

—

—
—

17,503,373
9,770,352

33,885,876

3,449,829,092

412,731

483,108,207

7,343,533  

174,291  
—  

Total long-lived assets
Total assets

526,045,585  
2,838,641,480  

553,491,246  
602,982,670  

133,733,839  
751,266,943  

46,741,993  
734,426,656  

50,734,107  
473,659,055  

5,863,831  
23,560,573  

75,248,369  
92,009,978  

105,461,495  
362,198,503  

171,374,723  
474,896,649  

23,549,642  
478,343,726  

566,337  
175,174,331  

930,819
73,164,781

9,062,110
160,332,607

365,609,346
428,665,624

2,068,413,442
7,669,323,576

F-73

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

December 31, 2021

Henan
US$

     Shandong      Shanghai

US$

US$

Sichuan
US$

Beijing
US$

     Hainan      Hunan

US$

US$

Shaanxi
US$

    United States Guangdong

US$

US$

Hubei
US$

Liaoning Property Management

US$

US$

Others
US$

Consolidated
US$

Net real estate sales
Real estate lease income  
Real estate management
services income

Other revenue

Total revenue
Cost of real estate sales  
Cost of real estate lease

income

Cost of real estate

management services  

Other costs

Total cost of revenue
Gross profit
Operating expenses
Impairment losses on
goodwill and
intangible assets

Operating (loss) /income 
Interest income
Interest expense
Net realized loss on

short-term
investments

Share of (loss)/gain in
an equity investee
Exchange (loss) /gains
Other (loss) /income

(Loss) /income before

income taxes
Income tax benefit/

(expense)

338,195,148  
9,344,804  

174,353,777  
665,170  

135,072,403  
1,339,557  

128,609,911  
532,240  

313,960,495  
371,919  

—  
—  

8,271,910  
1,223,472  

166,007,116  
3,251,637  

23,325,750   68,681,906  
—  

2,980,504  

118,952   35,642,637  
—  
13,482  

—  
—  

— 1,392,240,005
19,781,344

58,559

6,746,892  
2,851,496  

—  
16,356  

—  
2,030,340  

—  
121,935  

—  
2,851,344  

—  
413  

—  
838,306  

2,793,044  
—  

—  
3,107,481  

—  
507,500  

—  
—  

—  
52,439  

100,282,270  
1,796,616  

— 109,822,206
14,174,226

357,138,340  
(369,888,568) 

175,035,303  
(176,289,676) 

138,442,300  
(125,086,848) 

129,264,086  
(163,249,870) 

317,183,758  
(250,046,777) 

413  
—  

10,333,688  
(9,214,046) 

172,051,797  
(142,797,184) 

29,413,735   69,189,406  
(32,460,834)  (58,588,051) 

132,434   35,695,076  
(25,726) (31,696,836) 

102,078,886  
—  

58,559 1,536,017,781
(1,359,344,416)

(15,658,378) 

(611,378) 

(193,442) 

(404,647) 

(542,152) 

—  

(1,206,177) 

(62,840) 

(3,740,076) 

—  

(3,708,523) 
(1,320,332) 

—  
(16,170) 

—  
(111,927) 

—  
(1,354,318) 

—  
(5,762,646) 

—  
—  

—  
(742,247) 

(4,321,229) 
—  

—  
—  

—  
(2,172,592) 

—  

—  
—  

—  

—  
(61,703) 

—  

(19,090)

(22,438,180)

(65,948,453) 
(778,129) 

— (73,978,205)
— (12,320,064)

(390,575,801) 
(33,437,461) 
(67,226,888) 

(176,917,224) 
(1,881,921) 
(10,880,365) 

(125,392,217) 
13,050,083  
(19,136,811) 

(165,008,835) 
(35,744,749) 
(8,500,877) 

(256,351,575) 
60,832,183  
(80,605,508) 

—  
413  
(310,883) 

(11,162,470) 
(828,782) 
(1,059,651) 

(147,181,253) 
24,870,544  
(9,182,945) 

(36,200,910)  (60,760,643) 
(6,787,175)  8,428,763  
(7,223,166)  (10,540,700) 

(25,726) (31,758,539) 
106,708   3,936,537  
(1,273,031)  (4,700,371) 

(19,090)(1,468,080,865)
(66,726,582) 
67,936,916
35,352,304  
39,469
(253,979,411)
(8,869,355)  (24,468,860)

—

—

—

—

—

—

—

—

—

—

—

—

— (18,651,259)

(18,651,259)

(100,664,349) 
18,709,958  
(12,070,505) 

(12,762,286) 
(126,051) 
(5,794,489) 

(6,086,728) 
348,282  
(910,853) 

(44,245,626) 
728,264  
(26,416,301) 

(19,773,325) 
249,117  
(2,078,190) 

(310,470) 
25,957  
—  

(1,888,433) 
7,576  
—  

15,687,599  
254,323  
(8,046,152) 

(14,010,341) 
1,610  
(15,736,448) 

(2,111,937) 
33,242  
(358,532) 

(1,166,323) 
202  
—  

(763,834) 
23,321  
—  

26,482,949   (43,080,650)
5,619,160
(64,549)  (111,922,753)

2,421,863  

(204,693,754)
28,296,824
(183,398,772)

—  

—  

—  

—  

—  

—  

—  

—  

—  

—  

—  

—  

—   (30,203,357)

(30,203,357)

1,090,507  
(20,163,471) 
(2,110,256) 

(1,873,472) 
—  
3,336,726  

1,052,997  
(21) 
144,617  

—  
—  
138,413  

—  
—  
(644,101) 

—  
—  
(36,650) 

—  
—  
205,877  

—  
—  
381,157  

—  
—  
17,770  

(4,010,602) 
—  
(1,434,297) 

—  
—  
1,789  

—  
—  
(46,098) 

(1,004,547)  (18,600,648)
(203,338)  10,659,367
1,612,626
942,072  

(23,345,765)
(9,707,463)
2,509,645

(115,208,116) 

(17,219,572) 

(5,451,706) 

(69,795,250) 

(22,246,499) 

(321,163) 

(1,674,980) 

8,276,927  

(29,727,409) 

(7,882,126) 

(1,164,332) 

(786,611) 

28,574,450  (185,916,255)

(420,542,642)

43,657,150  

(3,885,809) 

(4,274,715) 

12,936,548  

(21,349,169) 

1,431,319  

(3,023,380) 

(9,366,699) 

(144,962) 

(1,674,207) 

(1,926,116)  (1,471,006) 

(4,832,629) 

1,204,203

7,280,528

Net income/(loss)

(71,550,966) 

(21,105,381) 

(9,726,421) 

(56,858,702) 

(43,595,668) 

1,110,156  

(4,698,360) 

(1,089,772) 

(29,872,371) 

(9,556,333) 

(3,090,448)  (2,257,617) 

23,741,821  (184,712,052)

(413,262,114)

Depreciation and
amortization
Capital expenditure
Real estate properties

completed and under
development

Real estate properties
held for lease

6,842,628  
1,965,626  

914,765  
—  

198,149  
—  

1,130,049  
5,261  

3,942,986  
1,076,187  

—  
—  

—  
—  

1,934,681  
576  

1,037,064  
241,312  

12,193  
—  

48,721  
—  

19,401  
17,091  

526,727  
668,407  

1,660,151
(3,869,649)

18,267,515
104,811

909,477,150  

116,698,109  

105,042,744  

527,858,832  

173,273,166  

—  

3,312,065  

45,339,962  

307,041,456  398,158,018  190,450,736   59,279,630  

—   33,690,834 2,869,622,702

72,022,044  

4,133,570  

36,147,355  

36,470,962  

8,510,518  

59,903,607  

96,574,698  

126,157,420  

—  

—  

—  

—  

380,197

440,300,371

Total long-lived assets
Total assets

431,132,864  
  2,279,523,193  

517,720,952  
416,680,530  

138,953,401  
600,814,871  

49,540,764  
710,687,239  

46,722,553  
5,813,925  
313,031,361   11,747,496  

75,895,086  
82,923,478  

107,098,269  
289,048,826  

139,099,651   53,982,579  
773,073  
468,517,290  568,073,393  196,509,533   69,505,369  

920,192  

15,628,394   77,178,239 1,660,459,942
176,825,788   262,390,923 6,446,279,290

F-74

    
    
    
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

22.         Commitments and contingencies

Other commitments

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

As  of  December  31,  2021,  the  Group  had  outstanding  commitments  with  respect  to  non-cancellable  construction  contracts  for  real  estate

development and land use rights purchases as follows:

2022
2023
2024
2025
2026 and thereafter
Total

Contingencies

Amount
US$
748,764,936
421,155,686
252,243,792
86,720,580
9,886,553
1,518,771,547

As of December 31, 2021, the Group provided guarantees of US$2,156,348,238 (2020: US$2,306,911,350), in favor of its customers in respect
of  mortgage  loans  granted  by  banks  to  such  customers  for  their  purchases  of  the  Group’s  properties  where  the  underlying  real  estate  ownership
certificates can only be provided to the banks on a time delay manner due to administrative procedures in PRC. Pursuant to the terms of the guarantees,
upon default in mortgage payments by these purchasers, the Group is responsible to repay the outstanding mortgage principal together with the accrued
interest and penalty owed by the defaulted purchasers to the bank and the Group is entitled to take over the legal titles and possession of the related
properties. The Group’s guarantee period starts from the date of grant of the relevant mortgage loan and ends upon issuance of real estate ownership
certificate which will generally be available within six to twelve months after the purchaser takes possession of the relevant property. The Group paid
US$$1,782,038, US$4,557,522, and US$3,723,398 to satisfy guarantee obligations related to customer defaults for the years ended December  2019,
2020 and 2021, respectively.

The fair value of the guarantees is not significantly different than the net realizable value of the properties and management considers that in
case of default in payments, the net realizable value of the related properties can cover the repayment of the outstanding mortgage principal together
with the accrued interest and penalty and therefore no provision has been made for the guarantees.

In  May  2019,  an  authorized  entity  of  local  government  (the  “Government  Entity”)  sued  Beijing  Huiju,  the  original  controlling  and  existing
shareholder of one of the Group’s equity method investees, Qingdao Huiju, for disputes in a construction contract entered into between the Government
Entity and Beijing Huiju. The Government Entity also claimed that Qingdao Huiju is jointly liable for the aforementioned construction contract and a
commitment letter issued by Beijing Huiju, and sued both Beijing Huiju and Qingdao Huiju to be jointly and severally liable to a liquidated damage of
US$230.9 million stipulated in the commitment letter. Qingdao Huiju received the local court verdict of the first instance in April 2020 which held that
Qingdao Huiju shall be jointly and severally liable to the liquidated damages of US$230.9 million, and court costs of US$1,167,369. Qingdao Huiju
appealed to the verdict in April 2020. In September 2020, the High Court of Shandong Province affirmed the local court verdict. Management noted that
the assets that are currently subject to the preservation and enforcement actions taken by the court upon the application of the plaintiff do not involve the
Company’s interests in Qingdao Huiju and management does not expect the legal proceedings mentioned above will have a material adverse effect on
the Company’s interests in Qingdao Huiju based on current progress.

At December 31, 2021, the Group provided financial guarantees for bank loans of four of its equity method investees. The Group could incur
losses  in  the  event  of  defaults  under  or  foreclosure  of  these  loans  and  its  maximum  exposure  to  credit  losses  is  US$284,329,564  (2020:
US$250,425,294). The fair value of the guarantees is not significant and the Group considers that in case of default in payments, the net realizable value
of the related properties can cover the repayment of the outstanding bank loans together with the accrued interest and penalty and therefore, no provision
has been made for the guarantees in the consolidated financial statements.

F-75

    
 
 
 
 
 
 
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XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

In December 2016, 421 Kent Development LLC (“421 Kent”), the property company for the Group’s Oosten project, terminated its contract
with its general contractor. The general contractor and various subcontractors have filed lawsuits against 421 Kent and the Company for approximately
US$22.0 million, in aggregate, plus punitive damages. In addition, the general contractor filed mechanic’s liens against 421 Kent and the Company for
approximately  US$8.0  million.  On  December  20,  2021,  421  Kent,  the  general  contractor,  and  a  subcontractor  asserting  claims  against  the  general
contractor attended a mediation and executed a three-way confidential settlement agreement resolving all disputes and controversies. As of the date of
this annual report, 421 Kent has paid US$1,300,000 pursuant to a negotiated settlement and has been released from all claims and liens against it and the
Company.

23.         Concentration of risk

The Group’s financial instruments potentially subject to significant concentrations of credit risk primarily consist of cash and cash equivalents,
restricted cash, other receivables and amounts due from related parties. As of December 31, 2020 and 2021, substantially all of the Group’s cash and
cash  equivalents  and  restricted  cash  were  held  in  major  financial  institutions  located  in  China,  Hong  Kong  SAR  and  the  United  States,  which
management consider being of high credit quality. In the event of bankruptcy of one of these financial institutions, the Group may not be able to claim
its cash and demand deposits back in full. The Group continues to monitor the financial strength of the financial institutions. The Group does not have
requiement  for  collateral  for  the  balance  of  other  receivables  and  amounts  due  from  related  parties  while  considers  various  factors  in  establishing,
monitoring  the  financial  instruments,  including  the  aging  of  receivables  and  aging  trends,  customer  creditworthiness.  repayment  history  and  credit-
worthiness.

The Group’s operations are conducted mainly in PRC. Starting in 2012, a relatively smaller portion of the Group’s operations is conducted in
the United States. Accordingly, the Group’s business, financial condition and results of operations is primarily influenced by the political, economic and
legal environments in PRC and by the general state of PRC economy.

The Group’s operations in PRC are subject to special considerations and significant risks. These include risks associated with, among others,
the political, economic and legal environments and foreign currency exchange. The Group’s results may be adversely affected by changes in the political
and  social  conditions  in  PRC,  and  by  changes  in  governmental  policies  with  respect  to  laws  and  regulations,  anti-inflationary  measures,  currency
conversion and remittance abroad, and rates and methods of taxation, among other things.

The Group transacts most of its business in RMB, which is not freely convertible into foreign currencies. All foreign exchange transactions take
place either through the PBOC or other banks authorized to buy and sell foreign currencies at the exchange rates quoted by the PBOC. Approval of
foreign currency payments by the PBOC or other institutions requires submitting a payment application form together with suppliers’ invoices, shipping
documents and signed contracts.

On July 21, 2005, PRC government changed its decade-old policy of pegging the value of the RMB to the US$. Under the new policy, the
RMB is permitted to fluctuate within a narrow and managed band against a basket of certain foreign currencies. This change in policy has resulted in a
23.0% appreciation of the RMB against the US$ from July 21, 2005 to December 31, 2021.

To  the  extent  that  the  Company  needs  to  convert  US$  into  RMB  for  capital  expenditures  and  working  capital  and  other  business  purposes,
appreciation of RMB against US$ would have an adverse effect on the RMB amount the Company would receive from the conversion. Conversely, if
the  Company  decides  to  convert  RMB  into  US$  for  the  purpose  of  making  payments  for  dividends  on  ordinary  shares,  strategic  acquisitions  or
investments or other business purposes, appreciation of US$ against RMB would have a negative effect on the US$ amount available to the Company. In
addition, a significant depreciation of the RMB against the US$ may significantly reduce the US$ equivalent of the Company’s earnings or losses.

The Group provides guarantees to mortgage lending banks in respect of the mortgage loans provided to the purchasers of its properties in the
PRC  up  until  completion  of  the  registration  of  the  mortgage  with  the  relevant  authorities,  which  generally  occurs  within  six  to  12  months  after  the
purchaser takes possession of the relevant properties. If a purchaser defaults under the loan while our guarantee is in effect and the Group repays all debt
owed by the purchaser to the mortgagee bank under the loan, the mortgagee bank must assign its rights under the loan and the mortgage to the Group
and, after the registration of the mortgage, the Group will have full recourse to the property. In line with industry practice, the Group does not conduct
independent credit checks on its customers but relies on the credit checks conducted by the mortgagee banks.

F-76

Table of Contents

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

As of December 31, 2021, the Group had outstanding guarantees of mortgages in the principal amount of US$2,156.3 million. If a purchaser
defaults on the payment of its mortgage during the term of the guarantee, the mortgage lending bank may require the Group to repay the outstanding
amount under the loan plus any accrued interest. In this event, although the Group is able to retain the customer’s deposit and sell the property to recover
any amounts paid by it to the bank, there can be no assurance that the property could be sold at a price equal to or greater than the amount paid on the
defaulting purchaser’s outstanding loan amount and any accrued interest thereon. The Group paid US$3.7 million to satisfy guarantee obligations related
to customer defaults for the year ended December 31, 2021.

The Group offers certain homebuyers seller-financing arrangements. All the homebuyers that entered into such arrangements were subject to
credit verification procedures. In addition, accounts receivable balances are unsecured, but monitored on an ongoing basis via the Group’s management
reporting procedures. The Group provides longer payment terms to particular home buyers after applying strict credit requirements based on the Group’s
credit policy. As of December 31, 2020 and 2021, there is no concentration of credit risk with respect to receivables and the Group does not have a
significant exposure to any individual debtor.

In 2013, PRC banks tightened the conditions on which mortgage loans are extended to homebuyers. Therefore, mortgage loans for homebuyers
have been subject to longer processing periods or even denied by the banks. The Group monitors its homebuyers’ outstanding mortgage loans on an
ongoing basis via the Group’s management reporting procedures and took the position that contracts with underlying mortgage loans with processing
periods  exceeding  one  year  shall  not  be  considered  when  recognizing  revenue  on  an  over  time  basis  (Note  2(h)  for  further  detail).  As  a  result,  sales
contracts of 233 apartments were excluded when determining revenue to be recognized in 2021.

In addition, no single customer or supplier accounted for more than 10% of revenue or project expenditures for the years ended December 31,

2019, 2020 and 2021.

24.         Non-controlling interests

As of December 31, 2020, the non-controlling interests consisted of the following:

Shaanxi Zhongmao Economy Development Co., Ltd.
Xinyuan Property Management Service (Cayman) Ltd.
Taicang Pengchi Real Estate Co., Limited. (Note 18 (a))
Suzhou Xinyuan Wanzhuo Real Estate Co., Ltd. (Note 18 (a.b))
Henan Renxin Real Estate Co., Ltd.
Suzhou Yefang Real Estate Co., Limited. (Note 18(a.b))
Henan Yanchuang Enterprise Management Consulting Co. Ltd
Zhengzhou Xinhe Real Estate Co., Ltd
Others

Total

F-77

Ownership

34.02 %  
32.50 %  
83.00 %  
80.00 %  
49.00 %  
79.99 %  
49.00 %  
20.00 %  

December 31, 
2020
US$

—
(44,142,857)
(35,235,533)
(42,530,617)
—
(12,256,043)
(225,290,809)
(2,257,587)
1,282,244

(360,431,202)

    
    
 
 
 
 
 
 
   
Table of Contents

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

As of December 31, 2021, the non-controlling interests consisted of the following:

Shaanxi Zhongmao Economy Development Co., Ltd.
Xinyuan Property Management Service (Cayman) Ltd.
Taicang Pengchi Real Estate Co., Limited. (Note 18 (a))
Suzhou Xinyuan Wanzhuo Real Estate Co., Ltd. (Note 18 (a.b))
Henan Renxin Real Estate Co., Ltd.
Suzhou Yefang Real Estate Co., Limited. (Note 18(a.b))
Henan Yanchuang Enterprise Management Consulting Co. Ltd
Zhengzhou Xinhe Real Estate Co., Ltd
Others

Total

25.         Subsequent events

Ownership

34.02 %  
47.14 %  
83.00 %  
80.00 %  
49.00 %  
79.99 %  
49.00 %  
20.00 %  

December 31, 
2021
US$

—
(72,201,420)
(36,937,776)
(40,429,789)
—
(12,542,785)
—
756,256
2,224,788

(159,130,726)

The Company has not made payments in full forthe June 2022 Senior Secured Notes, at maturity on June 29, 2022. The total amount due and
payable (including principal and interests) under the June 2022 Senior Secured Notes is RMB545.3 million. The Company has been in negotiation with
the sole beneficial holder of the Notes, who is a third party, with a view to resolving the matter soon. The Company has also engaged Alvarez & Marsal
Corporate Finance Limited and Latham & Watkins LLP to advise on its related debt matters.

26.         Condensed financial information of the Company

The condensed financial statements of Xinyuan Real Estate Co., Ltd. have been prepared in accordance with U.S. GAAP. Under the PRC laws
and  regulations,  the  Company’s  PRC  subsidiaries  are  restricted  in  their  ability  to  transfer  certain  of  their  net  assets  to  the  Company  in  the  form  of
dividend payments, loans or advances. The amounts restricted include paid-in capital and statutory reserves, as determined pursuant to PRC generally
accepted accounting principles, totaling US$962,881,800 as of December 31, 2021 (2020: US$992,290,000).

F-78

    
    
 
 
 
 
 
 
 
   
XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

Table of Contents

Condensed Balance Sheets

ASSETS

Current assets
Cash and cash equivalents
Short-term investments
Other receivables
Due from subsidiaries
Total current assets
Investments in subsidiaries
TOTAL ASSETS
LIABILITIES AND SHAREHOLDERS' EQUITY
Current liabilities
PRC income tax payable
PRC other tax payable
Other payable and accrued liabilities
Current portion of long-term bank loan and other debt
Due to subsidiaries
Payroll and welfare payables
Total current liabilities
Other long-term debt
Total liabilities
Shareholders' equity
Common shares, $0.0001 par value:
Authorized‑500,000,000 shares, issued and outstanding- 107,757,721 shares for 2021 (2020: 106,932,017

shares)

Treasury shares
Additional paid-in capital
Retained earnings
Total shareholders' equity

December 31

2020
US$

2021
US$

2,463,042  

—

189,494  
230,448,376  
233,100,912  
1,447,605,286  
1,680,706,198  

13,388  
902,190  
31,210,541  
606,490,929  

—

2,622,544  
641,239,592  
373,994,646  
1,015,234,238  

160,209
70,875,668
21,248
49,101,879
120,159,004
1,163,420,854
1,283,579,858

13,388
902,190
35,216,403
726,734,558
266,089,765
525,043
1,029,481,347
—
1,029,481,347

16,415  
(116,061,577) 
552,215,071  
229,302,051  
665,471,960  

16,415
(116,061,577)
544,386,509
(174,242,836)
254,098,511

TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY

1,680,706,198  

1,283,579,858

F-79

    
    
 
   
  
 
   
  
 
 
 
 
 
 
 
   
  
 
   
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

Condensed Statements of Comprehensive Income

General and administrative expenses

Operating loss
Interest expense
Interest income
Net gain on debt extinguishment
Gain/(loss) on short-term investments
Other expenses
Equity in profit of subsidiaries, net
Income/(loss) from operations before income taxes
Income taxes
Net income/(loss) attributable to common shareholders
Other comprehensive income/(loss), net of tax of nil
Foreign currency translation adjustments
Comprehensive income/(loss) attributable to shareholders

F-80

2019
US$

Year ended December 31
2020
US$

2021
US$

(9,509,893) 

(7,441,398) 

(4,965,230)

(9,509,893) 
(107,382,764) 
1,682,189  
536,011  
27,099

(20,106,250) 
203,098,135  
68,344,527  
—  
68,344,527  

(7,441,398) 
(112,975,103) 
599,544  
—  
(27,077)
(4,277,443) 
43,080,569  
(81,040,908) 
—  
(81,040,908) 

(4,965,230)
(121,289,406)
545,599
—
(1,627,139)
(878,154)
(289,093,048)
(417,307,378)
—
(417,307,378)

(20,044,827) 
48,299,700  

67,283,263  
(13,757,645) 

17,818,154
(399,489,224)

    
    
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

Condensed Statements of Cash Flows

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

Cash flows from operating activities:
Net income/(loss)
Adjustment to reconcile net income to net cash used in operating activities:
Equity in profit of subsidiaries, net
Stock based compensation expense
Loss on short-term investments
Amortization of deferred charges
(Gain)/loss on extinguishment of debt
Other receivables
Other current assets
Other payable and accrued liabilities
Payroll and welfare payables
Amount due from related parties
Net cash used in operating activities
Cash flows from investing activities:
Investment in short-term investments
Net cash used in investing activities
Cash flows from financing activities:
Changes in due from subsidiaries
Proceeds from short-term bank loans
Repayment of current portion of long-term bank loan and other long-term debt
Repayments of long-term bank loans
Proceeds from long-term bank loans
Proceeds from other long-term debts
Repayment of other long-term debts
Purchase of treasury shares
Dividends to shareholders
Payment of financing cost
Purchase of shares under RSU plan
Proceeds from exercise of stock options
Net cash provided by financing activities
Net decrease in cash and cash equivalents
Cash and cash equivalents, at the beginning of the year

2019
US$

Year ended December 31
2020
US$

2021
US$

68,344,527  

(81,040,908) 

(417,307,378)

(203,098,135) 
3,782,307  

—

7,445,276  
(536,011) 
654,500  
172,920  
(291,915) 
(597,023) 
348,076  
(123,775,478) 

(43,080,570) 
2,848,897  

—

6,024,220  
5,583,578  
(178,566) 
77,648  
7,281,565  
402,431  
—  
(102,081,705) 

289,093,048
1,625,318
1,627,139
—
—
168,246
—
4,000,802
1,363,218
—
(119,429,607)

—
—

—
—

(72,502,807)
(72,502,807)

212,589,733  
19,900,000  

—

(110,311,908) 
100,440,000  
300,000,000  
(413,300,000) 
(26,080,876) 
(19,647,356) 
(2,075,789) 
(2,920,216) 
166,480  
58,760,068  
(65,015,410) 
93,606,791  

224,773,858  
28,080,000  

—

(23,078,000) 
—  
378,852,273  
(508,900,000) 
(2,483,896) 
(14,284,148) 
(7,141,511) 
—  
134,790  
75,953,366  
(26,128,339) 
28,591,381  

447,436,262
—
(128,520,000)
—
—
270,000,000
(390,958,220)
—
(4,055,664)
(4,272,797)
—
—
189,629,581
(2,302,833)
2,463,042

Cash and cash equivalents, at end of the period

28,591,381  

2,463,042  

160,209

(a)         Basis of presentation

In  the  company-only  financial  statements,  the  Company’s  investment  in  subsidiaries  is  stated  at  cost  plus  its  equity  interest  in  undistributed
earnings  of  subsidiaries  since  inception.  The  company-only  financial  statements  should  be  read  in  conjunction  with  the  Company’s  consolidated
financial statements.

The Company records its investment in its subsidiaries under the equity method of accounting as prescribed in ASC 323. Such investment is
presented on the balance sheet as “Investments in subsidiaries” and share of the subsidiaries’ profit or loss as “Equity in profit of subsidiaries, net” on
the condensed statements of comprehensive income.

The subsidiaries did not pay any dividends to the Company for the periods presented.

F-81

    
    
    
 
   
   
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

(b)         Related party transactions

XINYUAN REAL ESTATE CO., LTD. AND SUBSIDIARIES
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
(All amounts stated in US$, except for number of shares data)

As of December 31, 2020, the Company had US$181,346,497 due from its wholly-owned subsidiaries. As of December 31, 2021, the Company
had  US$266,089,765  due  to  its  wholly-owned  subsidiaries.  These  amounts  mainly  reflect  intercompany  loans  from  the  Company  to  Xinyuan  Real
Estate, Ltd. While intercompany loans have no fixed payments terms, the Company has a legal enforceable right to demand payment at any time, and
Xinyuan Real Estate, Ltd. has the ability to repay the outstanding balance on demand.

In  2013,  the  Company  also  entered  into  a  separate  loan  facility  agreement  with  XIN  Development  Group  International  Inc.  Pursuant  to  the
agreement,  the  Company  will  provide  a  loan  facility  to  XIN  Development  for  the  period  from  July  1,  2013  to  January  18,  2018  amounting  to
US$50,000,000 at 17.5% per annum. As of December 31, 2021, the Company has US$116,656,089 (2020: US$116,656,089) including accrued interest
of US$67,554,210 (2020: US$67,554,210), due from XIN Development under this loan facility.

(c)         Commitments

Except for those disclosed in the Company’s condensed financial information, the Company does not have significant commitments or long-

term obligations as of the period end presented.

F-82

Xinyuan Real Estate Co., Ltd.

List of Subsidiaries as of December 31, 2021

Exhibit 8.1

Company Name

Xinyuan International Property Investment Co., Ltd.

Xinyuan International (HK) Property Investment Co., Ltd.

XIN Development Group International Inc.

Xinyuan Real Estate, Ltd.

XIN Development Management East, LLC

XIN NY Holding, LLC

421 Kent Development, LLC

Xinyuan Sailing Co., Ltd.

AWAN Plasma Sdn Bhd

XIN Eco Marine Group Properties Sdn Bhd

Zhengzhou Jiasheng Real Estate Co., Ltd.

Xinyuan (China) Real Estate, Ltd.

Henan Xinyuan Real Estate Co., Ltd.

Qingdao Xinyuan Xiangrui Real Estate Co., Ltd.

Shandong Xinyuan Real Estate Co., Ltd.

Xinyuan Property Management Service (Cayman) Ltd.

Xinyuan Property Management Service (BVI) Ltd.

Xinyuan Property Management Services (HK) Limited

Xinyuan Science and Technology Service Group Co., Ltd.

Mingyuan Landscape Engineering Co., Ltd.

Henan Xinyuan Wanzhuo Real Estate Co., Ltd.

Suzhou Xinyuan Real Estate Development Co., Ltd.

Anhui Xinyuan Real Estate Co., Ltd.

Kunshan Xinyuan Real Estate Co., Ltd.

Xinyuan Real Estate (Chengdu) Co., Ltd.

Xuzhou Xinyuan Real Estate Co., Ltd.

Henan Xinyuan Jiye Real Estate Co., Ltd.

Beijing Xinyuan Wanzhong Real Estate Co., Ltd.

Xinyuan Renju (Beijing) Asset Management Co., Ltd.

Beijing Xinyuan Priority Real Estate Consulting Co., Ltd.

Henan Xinyuan Priority Commercial Management Co., Ltd.

Suzhou Xinyuan Wanzhuo Real Estate Co., Ltd.

Jiangsu Jiajing Real Estate Co., Ltd.

Xingyang Xinyuan Real Estate Co., Ltd.

Jinan Xinyuan Wanzhuo Real Estate Co., Ltd.

Sanya Beida Science and Technology Park Industrial Development Co., Ltd.

Chengdu Xinyuan Wanzhuo Real Estate Co., Ltd.

Tianjin Xinyuan Real Estate Co., Ltd.

Xi'an Yinghuai Square Commerce Management Co., Ltd.

Changsha Xinyuan Wanzhuo Real Estate Co., Ltd.

Shanghai Junxin Real Estate Co., Ltd.

Beijing Yinghuai Commerce and Trade Co., Ltd.

Beijing Xinhe Investment Development Co., Ltd.

Henan Yinghuai Commerce and Trade Co., Ltd.

Henan Xinyuan Guangsheng Real Estate Co., Ltd.

Shanghai Hexinli Property Management Center. (Limited partnership)

Jurisdiction of
Incorporation

Cayman Islands

Hong Kong

United States

Cayman Islands

United States

United States

United States

Hong Kong

Malaysia

Malaysia

China

China

China

China

China

Cayman Islands
British Virgin
Islands

Hong Kong

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

    
Shandong Xinyuan Renju Real Estate Co., Ltd.

Shaanxi Zhongmao Economy Development Co., Ltd.

421 Kent Holding Co, Ltd.

Hudson 888 Owner LLC

XIN Manhattan Holding LLC

Hudson 888 Holding LLC

Shenzhen Xinchuang Investment Consulting Co., Ltd.

Henan Xinyuan Quansheng Real Estate Co., Ltd.

Zhengzhou Shengdao Real Estate Co., Ltd.

Henan Xinyuan Shunsheng Real Estate Co., Ltd.

Hunan Erli Real Estate Co., Ltd.

XIN Queens Holding LLC

Queens Theatre Holdco LLC

Queens Theatre Owner LLC

Zhengzhou Xinnan Real Estate Co., Ltd.

Xinyan Investment Management Co., Limited.

Hunan Xintian Real Estate Co., Ltd.

Zhengzhou Hangmei Technology Development Co., Ltd.

Zhengzhou Hangmei Zhengxing Technology Co., Ltd.

Xi’an Dingrun Real Estate Co., Ltd.
Zhengzhou Kangshengboda Real Estate Co., Ltd.

Xinjiang Xinyuan Renju Equity Investment., Ltd.

Zhuhai Prince Real Estate Co., Ltd.

Henan Renxin Real Estate Co., Ltd.

Xinchuang Technology Co., Ltd.

Hangzhou Huiyuan Investment Management Partnership Enterprise. (Limited partnership)

Guangdong Xinyuan Real Estate Co., Ltd.

Taicang Pengchi Real Estate Co., Limited.

Khorgos XinYan Enterprise Management Consulting Co., Ltd.

Jinan Xinyuan Quansheng Real Estate Co., Ltd.

Suzhou Yuxi Real Estate Co., Limited.

Xinchuang Sailing (Dalian) Healthy Technology Industrial Investment Co., Ltd.

Dalian Xinyi Renju Industrial Co., Ltd.

Jiangxi Xinkai Renju Management Consulting Service., Ltd.

Beijing Xinyuan Huicheng Technology Development Co., Ltd.

Suzhou Yefang Real Estate Co., Limited.

Chengdu Xinyuan Renju Enterprise Management Co., Ltd.

Chengdu Guohongteng Real Estate Co., Ltd.

Qingdao Keda Real Estate Co., Ltd.

Wuhan Yinghexin Real Estate Co., Ltd.

Henan Xinyuan Property Management Co., Ltd.

Wuhu Xinyansuifeng NO.1 Investment Center (Limited partnership)

Zhuhai Xinyuan Real Estate Co., Ltd.

Jinan Renju Building Material Co., Ltd.

Dalian Xinyi Yaju Real Estate Co., Ltd.

Guangdong Xinchuang Kechuangzhigu Development Co., Ltd.

Jiangxi Xinyuan Heju Enterprise Management Consulting Service Co., Ltd.

Beijing I-Journey Science and Technology Development Co., Ltd.

Beijing Ruizhuo Xichuang Technology Development Co., Ltd.

Beijing Ruizhuo Xitou Development Co., Ltd.

Beijing Future Xinzhihui Technology Development Center (Limited Partnership)

Beijing Future Xinhujin Technology Development Center (Limited Partnership)

Beijing Future Xinruifeng Technology Development Center (Limited Partnership)

- 2 -

China

China

United States

United States

United States

United States

China

China

China

China

China

United States

United States

United States

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

Beijing Ruihao Rongtong Real Estate Co., Ltd.

Beijing Yuzhouyun Technology Development Center (Limited partnership)

Henan Xintuo Real Estate Co. Ltd.

Zhengzhou Xinhe Real Estate Co., Ltd

Zhengzhou Xinying Real Estate Co., Ltd.

Zhengzhou Xinyuan Xinsheng Business Management Co. Ltd.

Dalian Xinsheng Industrial Co., Ltd.

Guoxin Chuangxiang (Tianjin) Enterprise Management Consulting Partnership (Limited Partnership)

Guoxin Chuangzhi (Tianjin) Enterprise Management Consulting Partnership (Limited Partnership)

Beijing Ruizhuo Xihui Technology Development Centre Co., Ltd.
Chongqing Heavy Duty Vehicle Group Hong Property LLC Wulong Branch

Henan Rongyao Catering Service Co., Ltd.

Henan Xinzhixiang Electronic Technology Co., Ltd.

Zhengzhou Branch of Xinyuan Technology Service Group Co., Ltd.

Henan Xinyuan Property Service Co., Ltd.. Xincai Branch

Zhengzhou Shengxin Landscape Engineering Co., Ltd.

Henan Xinyuan Property Service Co., Ltd.. Runan Branch

Dalian Branch of Xinyuan Technology Service Group Co., Ltd.

Guangzhou Yuesheng Commercial Service Co., Ltd.. Zhengzhou Branch

Henan Kai Dao real Estate Brokerage Co., Ltd.

Shanghai Xinqiao Trading Co., Ltd.

Hainan Xinyuan Heju Enterprise Management Consulting Service Co., Ltd.

Jinan Xinyuan Commercial Management Co., Ltd.

Guangzhou Xinyuan Commercial Management Co., Ltd.

Henan Xinyuan Hongsheng Commercial Management Co., Ltd.

*The list does not include various new entities created by Xinyuan Real Estate Co., Ltd. that are being held for future ventures.

- 3 -

China

China

China

China

China

China

China

China

China

China
China

China

China

China

China

China

China

China

China

China

China

China

China

China

China

EXHIBIT 12.1

CERTIFICATION OF CHIEF EXECUTIVE OFFICER PURSUANT TO 
SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

I, Yong Zhang, certify that:

1.

I have reviewed this Annual Report on Form 20-F of Xinyuan Real Estate Co., Ltd.;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to
make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by
this report;

3. Based  on  my  knowledge,  the  financial  statements,  and  other  financial  information  included  in  this  report,  fairly  present  in  all  material

respects the financial condition, results of operations and cash flows of the company as of, and for, the periods presented in this report;

4. The  company’s  other  certifying  officer(s)  and  I  are  responsible  for  establishing  and  maintaining  disclosure  controls  and  procedures  (as
defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and
15d-15(f)) for the company and have:

(a) Designed  such  disclosure  controls  and  procedures,  or  caused  such  disclosure  controls  and  procedures  to  be  designed  under  our
supervision, to ensure that material information relating to the company, including its consolidated subsidiaries, is made known to us by others
within those entities, particularly during the period in which this report is being prepared;

(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under
our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for
external purposes in accordance with generally accepted accounting principles;

(c) Evaluated the effectiveness of the company’s disclosure controls and procedures and presented in this report our conclusions about the

effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

(d) Disclosed in this report any change in the company’s internal control over financial reporting that occurred during the period covered
by  the  annual  report  that  has  materially  affected,  or  is  reasonably  likely  to  materially  affect,  the  company’s  internal  control  over  financial
reporting; and

5. The  company’s  other  certifying  officer(s)  and  I  have  disclosed,  based  on  our  most  recent  evaluation  of  internal  control  over  financial

reporting, to the company’s auditors and the audit committee of the company’s board of directors (or persons performing the equivalent functions):

(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are

reasonably likely to adversely affect the company’s ability to record, process, summarize and report financial information; and

(b) Any  fraud,  whether  or  not  material,  that  involves  management  or  other  employees  who  have  a  significant  role  in  the  company’s

internal control over financial reporting.

Date: July 29, 2022

/s/ Yong Zhang

Yong Zhang
Chairman and Chief Executive Officer
(Principal Executive Officer)

EXHIBIT 12.2

CERTIFICATION OF CHIEF FINANCIAL OFFICER PURSUANT TO 
SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

I, Yu (Brian) Chen, certify that:

1.

I have reviewed this Annual Report on Form 20-F of Xinyuan Real Estate Co., Ltd.;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to
make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by
this report;

3. Based  on  my  knowledge,  the  financial  statements,  and  other  financial  information  included  in  this  report,  fairly  present  in  all  material

respects the financial condition, results of operations and cash flows of the company as of, and for, the periods presented in this report;

4.

 The  company’s  other  certifying  officer(s)  and  I  are  responsible  for  establishing  and  maintaining  disclosure  controls  and  procedures  (as
defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and
15d-15(f)) for the company and have:

(a) Designed  such  disclosure  controls  and  procedures,  or  caused  such  disclosure  controls  and  procedures  to  be  designed  under  our
supervision,  to  ensure  that  material  information  relating  to  the  company,  including  its  consolidated  subsidiaries,  is  made  known  to  us  by  others
within those entities, particularly during the period in which this report is being prepared;

(b Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under
our  supervision,  to  provide  reasonable  assurance  regarding  the  reliability  of  financial  reporting  and  the  preparation  of  financial  statements  for
external purposes in accordance with generally accepted accounting principles;

(b) Evaluated the effectiveness of the company’s disclosure controls and procedures and presented in this report our conclusions about the

effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

(c) Disclosed in this report any change in the company’s internal control over financial reporting that occurred during the period covered
by the annual report that has materially affected, or is reasonably likely to materially affect, the company’s internal control over financial reporting;
and

5. The  company’s  other  certifying  officer(s)  and  I  have  disclosed,  based  on  our  most  recent  evaluation  of  internal  control  over  financial

reporting, to the company’s auditors and the audit committee of the company’s board of directors (or persons performing the equivalent functions):

(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are

reasonably likely to adversely affect the company’s ability to record, process, summarize and report financial information; and

(b) Any  fraud,  whether  or  not  material,  that  involves  management  or  other  employees  who  have  a  significant  role  in  the  company’s

internal control over financial reporting.

Date: July 29, 2022

/s/ Yu (Brian) Chen

Yu (Brian) Chen
Chief Financial Officer
(Principal Financial Officer)

CERTIFICATION OF CHIEF EXECUTIVE OFFICER

PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

EXHIBIT 13.1

Pursuant  to  Rule  13a-14(b)  under  the  Securities  Exchange  Act  of  1934,  as  amended  (the  “Exchange  Act”),  and  18  U.S.C.  §  1350,  the
undersigned officer of Xinyuan Real Estate Co., Ltd. (the “Company”), hereby certifies that the Company’s Annual Report on Form 20-F for the year
ended  December  31,  2021  (the  “Report”)  complies  with  the  requirements  of  Section  13(a)  or  15(d),  as  applicable,  of  the  Exchange  Act  and  that  the
information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

/s/ Yong Zhang

Yong Zhang
Chairman and Chief Executive Officer
(Principal Executive Officer)

July 29, 2022

The foregoing certification is being furnished solely pursuant to Rule 13a-14(b) under the Exchange Act and 18 U.S.C § 1350 and will not be

deemed “filed” for purposes of Section 18 of the Exchange Act, or otherwise subject to the liability of that section.

CERTIFICATION OF CHIEF FINANCIAL OFFICER

PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

EXHIBIT 13.2

Pursuant  to  Rule  13a-14(b)  under  the  Securities  Exchange  Act  of  1934,  as  amended  (the  “Exchange  Act”),  and  18  U.S.C.  §  1350,  the
undersigned officer of Xinyuan Real Estate Co., Ltd. (the “Company”), hereby certifies that the Company’s Annual Report on Form 20-F for the year
ended  December  31,  2021  (the  “Report”)  complies  with  the  requirements  of  Section  13(a)  or  15(d),  as  applicable,  of  the  Exchange  Act  and  that  the
information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

/s/ Yu (Brian) Chen

Yu (Brian) Chen
Chief Financial Officer
(Principal Financial Officer)

July 29, 2022

The foregoing certification is being furnished solely pursuant to Rule 13a-14(b) under the Exchange Act and 18 U.S.C § 1350 and will not be

deemed “filed” for purposes of Section 18 of the Exchange Act, or otherwise subject to the liability of that section.

We consent to the incorporation by reference in the following Registration Statements:

Consent of Independent Registered Public Accounting Firm

(1)  Registration Statement (Form S-8 No. 333-152637) pertaining to Xinyuan Real Estate Co., Ltd. 2007 Equity Incentive Plan and 2007 Long Term 
Incentive Plan,

(2)  Registration Statement (Form S-8 No. 333-198525) pertaining to Xinyuan Real Estate Co., Ltd. 2014 Restricted Stock Unit Plan,

(3)  Registration Statement (Form S-8 No. 333-205371) pertaining to Xinyuan Real Estate Co., Ltd. 2015 Stock Option Plan, and

(4)  Registration Statement (Form S-8 No. 333-239620) pertaining to Xinyuan Real Estate Co., Ltd. 2020 Restricted Stock Unit Plan;

Exhibit 15.1

of our reports dated July 29, 2022, with respect to the consolidated financial statements of Xinyuan Real Estate Co., Ltd. and the effectiveness of
internal control over financial reporting of Xinyuan Real Estate Co., Ltd. included in this Annual Report (Form 20-F) of Xinyuan Real Estate Co., Ltd.
for the year ended December 31, 2021.

/s/ Union Power HK CPA Limited
Hong Kong
July 29, 2022