ACI Worldwide Inc., a Florida-based software company, has established itself as a leading digital payments facilitator in the United States and internationally. The firm operates in three segments – Banks, Merchants, and Billers – and provides a range of software products and solutions to enhance the payments landscape. ACI's offerings include ACI Acquiring, a merchant management system that delivers digital innovation and accommodates new payment methods; ACI Issuing, a digital payment issuing solution that enables new payment offerings across multiple channels, services and integration points; and ACI Enterprise Payments Platform, which provides digital payment processing and orchestration capabilities. ACI Low Value Real-Time Payments is another product in its stable that processes real-time payments, while ACI High Value Real-Time Payments is a payments engine offering multi-bank, multi-currency, 24x7 payment processing and SWIFT messaging. ACI Omni Commerce is a scalable, omni-channel payment processing platform offered to a range of sectors including consumer finance, insurance, healthcare, higher education, utility, government and the mortgage industry. The company markets its products under the ACI Worldwide brand and was founded in 1975.