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Artesian Resources Corporation

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FY2022 Annual Report · Artesian Resources Corporation
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F o r O v e r 1 1 5 Y e a r s . . .

P r o v i d i n g

V a l u e

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ARTESIAN RESOURCES CORPORATION

a r t e s i a n r e s o u r c e s . c o m

Artesian has provided superior

T a b l e o f C o n t e n t s

customer service, delivered

a high-quality water supply

to our customers, afforded

opportunities to our employees,

offered service to the community

and brought solid returns

to our shareholders.

With our dedicated employees,

Company Overview

Page 4

Company Highlights

Page 5

Financial Highlights

Page 6

Letter to Our Shareholders

Page 8

Planning for
Management Succession

Continued Growth

Page 9

Page 9

Investing for Future Growth Page 11

Ongoing Progress
in Maryland

Page 14

Protecting and Developing
Our People and Company Page 16

Water Service Facts

Page 17

Appointment of Officers

Page 18

Service to the Community

Page 19

led by strong entrepreneurial

Charitable Golf Outing

Page 19

leaders, we are prepared to

deliver exceptional value to our

customers and shareholders

st
throughout the 21

century.

Officers

Page 20

2023 Annual Meeting

Page 21

Directors

Investor Information

Subsidiaries

Financial Data

Page 22

Page 23

Page 24

10-K

3

C o m p a n y O v e r v i e w

The genesis of Artesian Water Company

dates to 1905, when Aaron K. Taylor began

to supply a new housing development in

New Castle County, Delaware, with water

that ran directly into homes. From small

beginnings as a local water company,

Artesian has grown into a flourishing total

water resource management company.

It is now the largest regulated investor-owned

water utility on the Delmarva Peninsula and

the ninth largest in the nation.

Having expanded our territory since 1905, we

now provide water and wastewater solutions

to the entire state of Delaware and water

solutions to nearby Cecil County, Maryland.

We engage in a wide variety of activities

from identifying new sources of supply

and developing wells, treatment plants

and delivery systems, to planning, building

and managing responsible wastewater

treatment systems.

In addition, we serve our customers and

communities through our employees’

involvement with various charities and civic

organizations throughout our service area.

We are dedicated to our mission of

providing our customers with the very

best service possible.

4

C o m p a n y H i g h l i g h t s
• Increased revenues by 8.8% and net

• Placed into service a new elevated storage
tank in Sussex County, which will provide
1 million gallons of additional water storage
for the rapidly developing industrial and
residential growth in the area

• Broke ground on the construction of a second
tank in southern New Castle County, which
will provide 1 million gallons of additional
water storage for the rapidly developing
industrial and residential growth in this region

• Completed rehabilitation of the booster

station and installation of water mains to
serve Phase 1 of the Bainbridge develop-
ment in Cecil County, Maryland as the
first two buildings near completion of
construction this Spring

income by 7.0% in 2022

• Increased common stock dividend by 4.0%

in 2022, raising the annualized dividend rate
per share to $1.1136

• Paid dividends to shareholders for

121 consecutive quarters and increased
dividends for the 26th consecutive year

• Posted a 26.4% increase in our stock price

• Raymond T. Kelly, CPA, appointed by the
Board of Directors to Vice President of
Information Technology

• Daniel W. Konstanski, P.E. BCEE, appointed
by the Board of Directors to Vice President
of Engineering

• Courtney A. Emerson, Esq., appointed by

the Board of Directors to Assistant Secretary

• Reached a $10.0 million Settlement

Agreement with the Delaware Sand &
Gravel Trust, allowing our water customers
to receive credit on their water bills

• Closed on the acquisition of Tidewater

Environmental Services, Inc. (TESI), adding
over 3,700 connections, doubling our waste-
water customers in Sussex County

• Closed on the acquisition of the Town

of Clayton’s water system

• Invested $48.5 million in 2022 in water

and wastewater infrastructure

• Placed into service the Route 40 Booster

Station and upgraded additional booster sta-
tions in New Castle County, reducing our pur-
chased water expenses with Chester Water
Authority by $2.4 million annually, or 61.3%

The Route 40 Booster Station enables Artesian
to push available water supply from southern
New Castle County to northern New Castle County,
reducing our purchased water expenses
with Chester Water Authority.

5

F i n a n c i a l H i g h l i g h t s

T E N Y E A R S U M M A R Y

For the year ended December 31, (in millions except per share amounts)

2022

2021

2020

2019

2018

2017

2016

2015

2014

2013

Operating
Revenue

Operating
Expenses

Operating
Income

Net Income

$ 98.90

$ 90.86 $ 88.14 $ 83.60

$ 80.41

$ 82.24

$ 79.09

$ 77.02

$ 72.47 $ 69.07

75.00

68.57

65.85

63.67

61.46

62.64

60.27

59.44

56.42

54.59

23.91

22.29

22.30

19.93

18.96

19.60

18.82

17.58

16.05

14.48

18.00

16.83

16.82

14.93

14.28

13.98

12.95

11.31

9.51

8.30

Net Income Per Common
Share - Diluted

1.90

1.79

1.79

1.60

1.54

1.51

1.41

1.26

1.07

0.94

Cash Dividend
Per Common Share

Rate Base

1.09

1.05

1.01

0.98

0.95

0.93

0.90

0.87

0.85

0.82

$357.00

$331.60

$315.71 $267.55

$258.56

$249.00

$240.39

$233.46

$235.69 $225.10

6

0
1.9
$

9
1.7
$

9
1.7
$

0
1.6
$

4
1.5
$

1
1.5
$

1
1.4
6 $
1.2
$

7
1.0
4 $
0.9
$

3
1
0
2

4
1
0
2

5
1
0
2

6
1
0
2

7
1
0
2

8
1
0
2

9
1
0
2

0
2
0
2

1
2
0
2

2
2
0
2

0
8.9
9
$

3
1
0
2

4
1
0
2

5
1
0
2

6
1
0
2

7
1
0
2

8
1
0
2

9
1
0
2

0
2
0
2

1
2
0
2

2
2
0
2

Earnings Per Common Share

3
4.9
1
$

8
4.2
1
$

8
3.9
1
$

5
2.9
1
$

1
1.3
1
$

1
9.5
0 $
8.3
$

Net Income (in millions)

4
2.2
8
$

1
0.4
8
$

9
9.0
7
$

0
3.6
8
$

2
7.0
7
7 $
2.4
7
$

7
9.0
6
$

3
1
0
2

4
1
0
2

5
1
0
2

6
1
0
2

7
1
0
2

8
1
0
2

9
1
0
2

0
2
0
2

1
2
0
2

2
2
0
2

Operating Revenue (in millions)

8
0.9
4
8
$

2
9.8
4
7
$

3
7.0
0
7
$

1
7.3
6
6
$

9
4.7
2
6
$

0
8.0
1
$

2
6.8
1
$

3
6.8
1
$

5
7.4
7
5
$

9
5.1
3
5
$

6
0.3
1
5
$

4
1.7
9
4
$

0
8.4
6
4
$

3
1
0
2

4
1
0
2

5
1
0
2

6
1
0
2

7
1
0
2

8
1
0
2

9
1
0
2

0
2
0
2

1
2
0
2

2
2
0
2

Utility Plant at Cost (in millions)
(at December 31)

1
5.0
$

9
4.5
$

8
4.3
$

8
4.1
$

6
3.8
$

9
3.9
$

6
0.8
9
$

4
8.1
8
$

0
3.6
$

7
3.3
$

6
3.0
2 $
2.7
$

3
1
0
2

4
1
0
2

5
1
0
2

6
1
0
2

7
1
0
2

8
1
0
2

9
1
0
2

1
2
0
2

2
2
0
2

0
2
0
0
2
2
0
2

Service Line Protection Plan Revenue
(in millions)

7

D e a r S h a r e h o l d e r s

Artesian remained

committed to our core values

in 2022 with a continued

focus on strategic growth

opportunities, proactive

1
1.1
$

7
1.0
$

investments in infrastructure

and superior service to our

customers, all while delivering

a solid rate of return to you,

our Shareholder.

Dian C. Taylor
Chair, President
and CEO

3
1.0
0 $
1.0
7 $
0.9
4 $
0.9
1 $
0.9
9 $
0.8
6 $
0.8
$

4
0.8
$

3
1
0
2

4
1
0
2

5
1
0
2

6
1
0
2

7
1
0
2

8
1
0
2

9
1
0
2

0
2
0
2

1
2
0
2

2
2
0
2

Annualized Dividend Per Common Share
(at December 31)

8

We once again delivered strong financial
results and a solid rate of return to our
shareholders in 2022. As in prior years,
we did this by focusing on strategic growth
opportunities, well-planned investments
in infrastructure, and superior service to
our customers.

Revenues last year grew to $98.9 million,
an 8.8% increase from 2021, and net in-
come grew to $18.0 million, a 7.0% gain.
As a result of these strong financial results,
the Board of Directors increased the divi-
dend twice, raising the annualized dividend
by 4.0% to $1.1136 per share. Additionally,
I am pleased to report that Artesian’s stock
price increased by 26.4% during the year.

Planning for
Management Succession
No strategy is complete without addressing
management succession. In 2021, Nicki
Taylor was appointed to serve as President
of our principal operating subsidiary, Artesian
Water Company, Inc. I am proud to report
that under her leadership, Artesian Water
has continued to successfully implement
strategic investments in utility plant and
tactical acquisitions while ensuring reliable,
high-quality water and superior customer
service. In 2022, the Board acted to secure
the ongoing success of our company by
appointing the following individuals to
serve as corporate Officers of Artesian
Resources Corporation and subsidiaries:

Raymond T. Kelly, CPA

Vice President of Information Technology;
Daniel W. Konstanski, P.E. and BCEE

Vice President of Engineering;
Courtney A. Emerson, Esq.

Assistant Secretary.

You may read more about them later in
this Annual Report. I can affirm that their
expertise and proven competence will further
strengthen our leadership team and ensure
that Artesian is prepared for future success.

Continued Growth
Our success in 2022 came in the face of
challenges, including ongoing supply chain
and inflationary pressures. Significant invest-
ments in utility plant and the impact of rising
costs led our principal operating subsidiary,
Artesian Water, to notify the Delaware Public
Service Commission that it intends to file a
request in the second quarter of 2023 to
implement new rates. This filing will seek
the first general increase in customer water
rates since the Company’s request filed nine
years ago. In an effort to reduce the impact
to our customers, our management team
identified and implemented cost-effective
solutions that enabled us to keep delivering
high-quality service.

Despite the operational challenges, we
completed two significant acquisitions as
part of our planning for future growth.
In January 2022, Artesian Wastewater Man-
agement, Inc. (AWMI) acquired Tidewater
Environmental Services, Inc. (TESI), a
wastewater subsidiary of Middlesex Water
Company. This acquisition added over 3,700
customers to Artesian’s Sussex County
wastewater service territory and included
seven treatment facilities along with 13,000
acres of exclusive franchise territory.
Through this purchase, we more than
doubled our wastewater customer base,
allowing AWMI to achieve further operational
synergies upon regionalization of systems
providing wastewater service in Sussex
County. The acquisition was immediately
accretive to Artesian’s financial position, a
result of the operational efficiencies gained.

9

In May 2022, we acquired the water system
of the Town of Clayton, a municipality located
in the middle of Delaware in northern Kent
County. This acquisition, which added over
1,500 customers, was the culmination of a
long-established public-private relationship
and has strategically positioned Artesian to
regionalize water systems in northern Kent
County. The integration of Clayton’s water
system into our own system enhances fire
protection for the Town and provides im-
proved water supply reliability. The acquisi-
tion also enables us to meet the demands
of future residential and commercial growth
in this area, where numerous projects are
under construction. The Clayton water system
purchase marks Artesian’s eighth acquisition
over the past six years. The other seven are
the water systems of Slaughter Beach Water
Company, High Point, Cantwell, Odessa,
Historic Fort DuPont, Frankford and, most
recently, Delaware City. The regionalization
of water systems furthered by these acquisi-
tions also enhances the reliable provision
of high-quality water to the customers of
the acquired systems.

As water quality has become an increasing
priority nationwide, the regulatory landscape
has evolved. For over 115 years, Artesian
has made delivering safe, secure, high-quality
water to customers one of our highest priori-
ties. Advancements in technology and con-
tinued analysis have significantly lowered
previously acceptable levels of regulated
contaminants, and a variety of new contami-
nants have been added to the list of con-
stituents requiring treatment and removal.
The most notable of the newly regulated
contaminants are the family of chemicals
known as per- and polyfluoroalkyl
substances, commonly referred to
by the acronym PFAS.

Nicholle R. Taylor
President
Artesian Water Company

Artesian continues to

successfully implement

strategic investments in

utility plant and tactical

acquisitions while ensuring

reliable, high-quality

water and superior

customer service.

10

For nearly 10 years, Artesian has been at
the forefront of the effort to remove PFAS from
water sources. As early as 2013, we conducted
rigorous sampling of our sources and began
installing treatment capable of removing PFAS.
The U.S. Environmental Protection Agency
published its proposed PFAS maximum
contaminant levels for drinking water in March
2023. With treatment in place at many of
our facilities and several additional initiated
projects to install treatment at sites with PFAS
levels above the newly proposed standards,
Artesian is ahead of the curve.

Artesian is also committed to providing high-
quality water service at a cost-effective rate for
our customers. After 20 years of negotiations,
we finalized a settlement agreement with the
Delaware Sand & Gravel Trust, which is re-
sponsible for remediation of releases from a
former Delaware Sand & Gravel landfill opera-
tion in New Castle County. This settlement
agreement, achieved without the need for
costly litigation, rightfully returns costly water
treatment investment and operational expenses
to our customers who had borne these costs
in their water utility rates. As a direct result of
our determined efforts, the Trust will reimburse
Artesian $10.0 million for installed treatment
and related operational expenses at our
Llangollen well field. The $10.0 million will
be fully refunded to customers through the
issuance of four annual credits to their water
bills. In October 2022, the Delaware Public
Service Commission approved the settlement
agreement, and used the opportunity to con-
gratulate Artesian on its customer-focused
commitment. The agreement with the Trust
also states that Artesian will be compensated
for all future treatment expenses and any new
treatment equipment needed. We are grateful
that the Trust has accepted responsibility for
the needed water treatment and has agreed
to make Artesian’s customers whole by
reimbursing the associated costs.

Investing for Future Growth
We recognize that investing in water and
wastewater infrastructure is key to providing
customers with a secure, high-quality water
supply. In 2022, we made $48.5 million in
capital investments to enhance existing
supply and treatment capacities, increase
self-sufficiency and strategically meet the
needs of continuing development. By com-
parison, we invested $40.8 million in 2021.

Also in 2022, we made a series of capital
investments to complete a long-term strategic
initiative to reduce purchased water expenses
by enhancing self-supply and reliability in
Delaware. As part of this effort, we placed a
new Route 40 Booster Station into service
and completed upgrades of two other
booster stations. This project, the outcome
of a five-year planning process, enables us

When completed, the Cedar Lane Elevated
Water Storage Tank will provide 1 million
gallons of capacity for our customers
in southern New Castle County.

11

The Doe Run Water Treatment Plant has the
capacity to treat 1 million gallons of water
per day, further enhancing reliability for our
customers in northern New Castle County.

Artesian is committed to ensuring
reliable, high-quality water by investing
in infrastructure upgrades.

12

to boost available supplies of water in southern
New Castle County and divert some of those
supplies into our service territory in northern
New Castle County. In 2022, these invest-
ments significantly reduced our purchased
water expenses with Chester Water Authority,
by $2.4 million annually, or 61.3%.

To further enhance reliability for our
customers in northern New Castle County,
we are currently constructing the Doe Run
water treatment plant, scheduled to be
placed into service this summer. This station
is designed to treat up to 1 million gallons
of water per day and will provide another
source of supply in this area.

To meet the needs of our growing customer
bases in Sussex County and southern New
Castle County, during 2022 we completed
the Dagsboro Armory Road Tank in the
Town of Dagsboro and are currently con-
structing the Cedar Lane Tank in Middle-
town. These elevated tanks are designed
for 1 million gallons of additional water
storage in each of these rapidly growing
communities.

Sussex County is also where we are
expanding needed wastewater utility services,
since the area is seeing ongoing develop-
ment. Artesian’s wastewater subsidiaries
are the only regional regulated wastewater
service providers in Delaware, a significant
economic springboard for our wastewater
business in this area.

Our acquisition of TESI from Middlesex Water
Company set in motion a series of invest-
ments that will bring even greater opera-
tional efficiencies and growth opportunities
to our wastewater business. For example,
in 2022, we connected the largest acquired
service area, the Town of Milton, to our regional

system with over a mile of force main.
The connection enabled us to redirect
wastewater flow from the Town to our exist-
ing system and enabled the wastewater
plant serving the town to stay in regulatory
compliance. The plant, built over 50 years
ago, did not have the technology or ability
to continue providing appropriate treatment
given the area’s ever-increasing growth.
This plant is scheduled for decommissioning
as soon as our new wastewater treatment
facility at our Sussex Regional Recharge
Facility is constructed.

These investments, along with our
partnership with Sussex County, have
brought about new opportunities for
growth. The TESI acquisition doubled
the entire customer base, adding
over 3,700 connections. Without
counting customers added in the
acquisition, our wastewater cus-
tomer base grew 15.3%. A strong
on-going influx of new residents
and alliances with local municipalities
in southern Sussex County continue
to provide additional opportunities for
expansion. Our partnership with Sussex
County has provided significant benefits
to both parties by eliminating duplicate in-
frastructure where possible, providing oper-
ational synergies, and allowing each of us
to connect customers to a regional system.
For wastewater, the relationship enables the
parties to direct flows to treatment plants
within the interconnected system to fully uti-
lize current infrastructure instead of building
costly excess treatment capacity. For water
customers, service through a regional inter-
connected system provides resiliency and a
cost-effective approach to delivering service
where our systems are contiguous.

The Armory Road Water Treatment Plant and Elevated
Tank provides an additional 1 million gallons of
supply and storage to the rapidly developing southern
Sussex County beach communities in Delaware.

13

A portion of the 1,200-acre Bainbridge
site, which is being developed for
industrial and logistical use.

An aerial view of the Town of Port Deposit,
Maryland along the Susquehanna River
where divers recently replaced the intake
screen for our water treatment plant.

14

Ongoing Progress in Maryland
Enhancing Artesian’s ability to deliver
high-quality, reliable water service has also
remained a primary objective in Cecil County,
Maryland. Our efforts continue to play a
critical role in the area’s economic develop-
ment. In 2022, we made significant progress
in our operations there as the U.S. Navy’s
former Bainbridge Naval Training Center
site off I-95 was reactivated for develop-
ment. This 1,200-acre site, which sits above
the town of Port Deposit, has been inactive
since the Navy decommissioned it in 1976,
but it is now being returned to use through

commercial and industrial development.

A milestone for Artesian Water
Maryland is the completed

installation of a new water
intake screen located on
the Susquehanna River at
our Port Deposit treatment
plant. We also finished
rehabilitating an existing
booster station and

installing water mains to
serve Phase I of development
of the Bainbridge site. Phase I is
planned to total 3.75 million square

feet of industrial/logistic space on 450
acres. In addition, we applied to the
Susquehanna River Basin Commission
for an increase to 5.0 million gallons per
day in our permitted appropriation of water
from the river. The application is expected to
be acted upon in 2023. The Susquehanna
River is capable of providing large quantities
of water to our system as Cecil County
continues to undergo development.

Principio Business Park, located along the
I-95 and Route 40 corridors, between North
East and Perryville, is a major distribution
center with tenants such as Amazon, Lidl
(discount grocery chain), KeHE (wholesale
food distributor), Medline (medical supplies
provider), Smithfield Hams, TruAire (manu-
facturer of HVAC products) and Restoration
Hardware. A new 600,000 - square-foot
regional distribution building is under con-
struction, and another 200,000 - 300,000-
square-foot facility is expected to be built
later in 2023.

Further expansion of the Principio Business
Park is planned upon completion of a new
I-95 highway interchange near the Park that
will provide more direct access, which will
be a gateway for continued growth in Cecil
County’s designated growth corridor.
Groundbreaking on the interchange took
place in 2022, and construction is expected
to be completed in 2025. To ensure reliable
water service as expansion continues at the
Principio Business Park, we have moved
forward with development of additional
wells, which will be placed in service upon
issuance of allocation permits by the Mary-
land Department of the Environment.

Continued residential growth also has been
taking place in Cecil County, as evidenced
by the 2022 groundbreaking on a residential
development known as Barksdale Crossing
and a developer’s submission to Cecil County
of a concept plan for a second development,
Barksdale Village. Additionally, partnering
with the Town of Elkton to meet its in-
creased water demands for commercial

Principio Business Park, located between
North East and Perryville in Maryland, is the
site of a growing distribution center in this
rapidly expanding portion of Cecil County.

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15

and residential development, we are
proceeding with another interconnection
with the Town’s water system. We are
excited about this upcoming economic
development in Cecil County as we
see our long-term strategic plans come
to fruition.

Protecting and Developing
Our People and Company
To protect our shareholders, customers
and employees, management and
your Board have focused not only on
acquisitions and investments in utility plant,
but also on enhancing our cybersecurity
posture and responding to ever-growing
cyber threats. Artesian takes a multi-
layered approach to cybersecurity, using
a combination of education, prevention
and detection tools and third-party
assessments.

All Artesian employees take mandatory
cybersecurity training each quarter, with
topics selected to reflect current real-world
threats. We reinforce this training by testing
employees with simulated phishing and
social engineering attacks. We also invest
in cybersecurity-related technology, imple-
menting enterprise-class solutions such as
endpoint security tools, intrusion prevention
and detection tools, email scanning, and
vulnerability scanning and management.
To ensure that our layered approach is
effective, we engage with the Cybersecurity
and Infrastructure Security Agency, under
the Department of Homeland Security,
to perform cyber hygiene scans.

Artesian conducting in-house

leadership training program.

16

We separately contract with third-party
firms for penetration testing, utilizing their
feedback to further strengthen our
environment.

Looking to the future, and to support our
succession-planning efforts, we enhanced
our leadership training program in 2022.
As part of that program, we formed an
in-house training team to cost-effectively
research, build and facilitate a unique
program that fits Artesian’s specific
needs and aligns with our core values
and initiatives.

Our 2022 successes are a direct result
of the hard work done every day by our
dedicated and professional employees.
We have been persistent in accomplishing
our mission and always placing our share-
holders, employees and customers at
the forefront of everything we do.

On behalf of our entire management
team and our Board of Directors,
thank you for your trust and continued
investment in our company.

Dian C. Taylor

Chair, President and CEO

W A T E R S E R V I C E F A C T S

Population served ......... approximately301,000

Metered customers ........................... 97,200

Annual water produced ....... 8.7 billiongallons

Miles of main .......................................1,442

Active wells ............................................ 215

Treatment facilities .................................. 75

Storage capacity ..............176.5 milliongallons

Average cost per day

for residential water service ............. $1.63

17

Appointment of Officers

Raymond T. Kelly, CPA, was named Vice President of Information Technology,
effective November 4, 2022. Mr. Kelly joined Artesian in 2013 as Manager of
Business Applications and was promoted to Director of Information Technology
in 2016. Prior to joining Artesian, he served as a Manager for Pricewaterhouse-
Coopers (where he progressively advanced from an Associate); leading
information technology audits, financial audits of publicly traded institutions,
and utility-meter-to-cash-system projects.

During his time at Artesian, Mr. Kelly has directly led and overseen all
enhancements to the technology portfolio including enterprise applications,
infrastructure, business process automation, analytics and cybersecurity.

Daniel W. Konstanski, P.E., BCEE, was named Vice President of Engineering
effective October 3, 2022. Mr. Konstanski joined Artesian in 2014 as Senior
Engineer with over nine years of experience in the water and wastewater field.
In 2019, he was appointed Manager of Engineering. He is responsible for man-
aging and overseeing the Engineering Department’s operations and staff as well
as for directly managing capital projects. His team includes engineers, project
managers and subject matter experts who shepherd, analyze and manage
Artesian’s extensive water and wastewater assets (such as treatment, pipeline
hydraulics and pumped networks) as well as related system modeling and
regulatory matters. During his time at Artesian, Mr. Konstanski has managed
the permitting, design and construction of multiple new water and wastewater
treatment plants; managed renovations of numerous existing facilities; overseen
the development of state-of-the-art digital models for both the water and the
wastewater systems; led efforts to increase self-sufficiency by hundreds of
millions of gallons per year; and provided input on Artesian’s purchase of
multiple additional water and wastewater systems.

Courtney A. Emerson, Esq., General Counsel, was named Assistant
Secretary effective November 4, 2022. Ms. Emerson joined Artesian in 2021
and oversees the Legal Department along with a staff of paralegals. She plays a
vital role as lead advisor for the executive officers and Board of Directors on all
legal matters that impact Artesian’s business. She oversees all legal filings,
records, documentation and proceedings.

Ms. Emerson is the Corporation’s liaison with the Delaware Public Service
Commission. Her handling of acquisitions has proven her value as a member
of our team. Prior to joining Artesian, Ms. Emerson served as Senior Associate
at Fox Rothschild in Wilmington. A Delaware native, she has served our local
communities as an emergency manager for nearly a decade with the Delaware
Emergency Management Agency, where she wrote and managed the state’s
emergency operations plan.

18

Charitable Golf Outing
Artesian’s 11th Annual Charitable Golf
Outing raised over $90,000 last year,
bringing the total raised over those 11 years
to over $600,000. Proceeds from the 2022
outing were distributed to four charities in
Delaware and Maryland:

the American

Heart Association, Junior Achievement of
Delaware, Habitat for Humanity Sussex
County, and, in Marylandʼs Cecil County,
Deep Roots at Clairvaux Farm.
This annual outing brings together Artesian’s
business partners, vendors, employees and
friends to enjoy a day of golf and camaraderie,
all for a good cause. The generous contribu-
tions of our sponsors enable us to contribute
to charities that serve the needs of so many
in our communities across the Delmarva
Peninsula. We are so grateful for their
support year after year.

Service to the Community

As part of our mission to give back to
the communities we serve, our employees
participate in many community outreach
activities and events throughout our service
territory. These are some of the activities
we participated in during 2022:

• We again volunteered to help clean up the
Christina River Watershed. Artesian is a
founding partner of the Christina River
Watershed Cleanup project. In the past
30 years, this initiative has cleaned up
tons of materials including trash, tires
and other debris from the watershed area,
raising public awareness about pollution.

• Helping to fight hunger in our communi-

ties, employees donated over 500 pounds
of food for the Food Bank of Delawareʼs
Thanksgiving Drive.

• Artesian employees, with their families

and friends, participated in two Blood Bank
of Delmarva Blood Drives.

• Artesian employees renovated two Sussex

County Habitat for Humanity houses.

• Employees donated items needed by
various community partners-including
the Sunday Breakfast Mission (food),
the Salvation Army Christmas Angel Tree
Program (childrenʼs clothing and toys)
and a local charity in Cecil County,
Maryland (winter coats) - for distribution
to needy families.

19

O f f i c e r s

20

(Left Column, Top to Bottom)

Dian C. Taylor
President and Chief Executive Officer

Artesian Resources Corporation

Nicholle R. Taylor
Senior Vice President

Artesian Resources Corporation & Subsidiaries
President,

Artesian Water Company

David B. Spacht
Chief Financial Officer

Artesian Resources Corporation & Subsidiaries
President,

Artesian Wastewater Management

Joseph A. DiNunzio, CPA, CGMA
Executive Vice President and Corporate Secretary

Artesian Resources Corporation & Subsidiaries
President,

Artesian Water Maryland

Jennifer L. Finch, CPA
Corporate Treasurer and
Senior Vice President of Finance

Artesian Resources Corporation & Subsidiaries

Pierre A. Anderson
Chief Information Officer and
Senior Vice President

Artesian Resources Corporation & Subsidiaries

John M. Thaeder
Senior Vice President

Artesian Resources Corporation & Subsidiaries

Raymond T. Kelly, CPA
Vice President of Information Technology

Artesian Resources Corporation & Subsidiaries

Daniel W. Konstanski, P.E., BCEE
Vice President of Engineering

Artesian Resources Corporation & Subsidiaries

Courtney A. Emerson, Esq.
General Counsel and Assistant Secretary

Artesian Resources Corporation & Subsidiaries

A R T E S I A N

R E S O U R C E S

C O R P O R AT I O N

A N N U A L M E E T I N G

O F S H A R E H O L D E R S

Wednesday,

May 10, 2023

1:30 PM

White Clay Creek Country Club
777 Delaware Park Boulevard
Wilmington, DE 19804

21

D i r e c t o r s

(Left Column, Top to Bottom)

Dian C. Taylor
Chair of the Board, President
& Chief Executive Officer

Artesian Resources Corporation

Nicholle R. Taylor
Senior Vice President

Artesian Resources Corporation
& Subsidiaries
President

Artesian Water Company

Kenneth R. Biederman, Ph.D.
Professor (Ret.), Department of Finance

Lerner College of Business and Economics,
University of Delaware

John R. Eisenbrey, Jr.
Owner & President

Bear Industries, Inc.

Michael Houghton, Esq.
Retired Partner

Morris, Nichols, Arsht & Tunnell LLP

William C. Wyer
Director Emeritus
Business Consultant

Wyer Group, Inc.

More on Bill

22

I n f o r m a t i o n

I n v e s t o r
S

hareholder Inquiries

Shareholder inquiries regarding Class A
Non-Voting Common Stock and Class B
Common Stock accounts, including transfer
requirements, lost certificates and dividend
payments, should be directed to:

Computershare Investor Services
P.O. Box 43078
Providence, RI 02940-3078
800.368.5948

Projected 2023 Dividend Dates
(Subject to the approval of the Artesian Resources
Corporation Board of Directors)

Quarter Record Date

Payment Date

1st

February 9, 2023

February 23, 2023

2nd

May 19, 2023

May 26, 2023

Private Couriers/Registered Mail:

3rd

August 17, 2023

August 25, 2023

Computershare Investor Services
150 Royall Street, Suite 101
Canton, MA 02021
computershare.com/investor

Shareholder inquiries and requests for
investment materials, should be directed to:

Nicholle R. Taylor, Senior Vice President
Artesian Resources Corporation
P.O. Box 15004
Wilmington, DE 19850

302.453.6900 800.332.5114
n t a y l o r @ a r t e s i a n w a t e r. c o m

Dividend Reinvestment
and Stock Purchase Plan
The holders of record of the Company’s
Class A Non-Voting Common Stock are
eligible to participate in the Dividend
Reinvestment Plan. The plan provides for
the direct purchase of Class A Non-Voting
Common Stock through reinvestment of
dividends and/or optional cash payments.
To obtain a copy of the plan prospectus,
contact either Computershare or
Artesian directly.

4th

November 16, 2023 November 24, 2023

CAUTIONARY NOTE ON
FORWARD-LOOKING STATEMENTS

All statements other than historical facts

are forward-looking and actual results may

differ materially from those projected,

anticipated or implied. Please refer to

“Item 1A-Risk Factors” of the Company's

Annual Report on Form 10-K for the

year ended December 31, 2022, for a

description of the substantial risks and

uncertainties related to the forward looking

statements included in this Annual Report.

Past performance of Artesian’s Common

Stock is not predictive of future returns.

23

ARTESIAN RESOURCES CORPORATION & SUBSIDIARIES

Artesian Resources Corporation

operates as the holding company of our wholly-owned subsidiaries.

Artesian Water Company, Inc.
investor-owned regulated public water utility on the Delmarva Peninsula and has been providing

is our principal subsidiary. It is the oldest and largest

water service since 1905. Artesian Water distributes and sells water to residential, commercial,

industrial, governmental and utility customers throughout Delaware. It also provides private and

municipal utilities with billing services and operational management services.

Artesian Wastewater Management, Inc.
facilities and provides public wastewater services to customers in Sussex County, Delaware.

is a regulated utility that owns and operates wastewater

Tidewater Environmental Services, Inc. d/b/a/ Artesian Wastewater, a subsidiary of Arte-
is a regulated utility that owns and operates wastewater

sian Wastewater Management, Inc.,
facilities and provides public wastewater services to customers in Sussex County, Delaware.

Artesian Water Maryland, Inc.
in Cecil County, Maryland. Artesian Water Maryland is an important part of our strategy to be the

is a regulated public water utility providing services to customers

preeminent provider of public water utility services on the Delmarva Peninsula.

Artesian Water Pennsylvania, Inc.
customers in southeastern Pennsylvania.

is a regulated public water utility providing services to

Artesian Utility Development, Inc.
water and wastewater infrastructure and provides contract water and wastewater services on the

is a non-regulated operating company that designs and builds

Delmarva Peninsula. In addition, Artesian Utility offers three protection plans; the Water Service Line

Protection Plan, the Sewer Service Line Protection Plan and the Internal Service Line Protection Plan.

Artesian Development Corporation
of Artesian Resources.

is the non-regulated real estate holding company

24

UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C.  20549 

FORM 10-K 

           ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE 
SECURITIES EXCHANGE ACT OF 1934 

For the fiscal year ended December 31, 2022 
OR 
          TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE 
SECURITIES EXCHANGE ACT OF 1934 

Commission file number 000-18516 

ARTESIAN RESOURCES CORPORATION 
  __________________________________________________________________________________________________   
 (Exact name of registrant as specified in its charter) 

Delaware 
(State or other jurisdiction of incorporation or organization) 

51-0002090 
(I.R.S. Employer Identification Number) 

664 Churchmans Road, Newark, Delaware 19702 
   _________________________________________________________________________________________________     
Address of principal executive offices 

(302) 453 – 6900 
   _________________________________________________________________________________________________     
Registrant's telephone number, including area code 

Securities registered pursuant to Section 12(b) of the Act: 
Trading Symbol (s) 
ARTNA 

Title of each class 
Common Stock 

Name of each exchange on which registered 
The Nasdaq Stock Market 

Securities registered pursuant to Section 12(g) of the Act:   None 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. 

 Yes 

 No 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. 

 Yes 

 No 

Indicate  by  check  mark  whether  the registrant  (1) has  filed  all  reports  required  to  be  filed  by  Section  13  or  15(d)  of  the  Securities 
Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), 
and (2) has been subject to such filing requirements for the past 90 days. 

 Yes 

 No 

Indicate by check mark whether the registrant has submitted electronically every Interactive Data file required to be submitted pursuant 
to Rule 405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant 
was required to submit such files). 

 Yes 

 No 

 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
   
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting 
company,  or  an  emerging  growth  company.   See  the  definitions  of  "large  accelerated  filer,"  "accelerated  filer,"  "smaller  reporting 
company," and “emerging growth company” in Rule 12(b)-2 of the Exchange Act. 

Large Accelerated Filer  

Accelerated Filer  

Non-Accelerated Filer  

Smaller Reporting Company  

Emerging Growth Company  

If  an  emerging  growth  company,  indicate  by  check  mark  if  the  registrant  has  elected  not  to  use  the  extended  transition  period  for 
complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  

Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness 
of its internal control over financial report under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public 
accounting firm that prepared or issued its audit report.   

If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant 
included in the filing reflect the correction of an error to previously issued financial statements.   

Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based 
compensation received by any of the registrant's executive officers during the relevant recovery period pursuant to §240.10D-1(b)  

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).   Yes  No 

The  aggregate  market  value  of  the  Class  A  Non-Voting  Common  Stock  and  Class  B  Common  Stock  held  by  non-affiliates  of  the 
registrant  at  June  30,  2022  was  $403,584,852  and  $12,211,916,  respectively.  The  aggregate  market  value  of  Class  A  Non-Voting 
Common Stock was computed by reference to the closing price of such class as reported on the Nasdaq Global Select Market on June 
30, 2022, which trade date was May 18, 2022.  The aggregate market value of Class B Common Stock was computed by reference to 
the last reported trade of such class as reported on the OTC Bulletin Board as of June 30, 2022, which trade date was May 18, 2022. 

As of March 7, 2023, 8,622,986 shares of Class A Non-Voting Common Stock and 881,452 shares of Class B Common Stock were 
outstanding. 

1 

 
 
 
 
 
 
 
 
 
 
ARTESIAN RESOURCES CORPORATION 
TABLE OF CONTENTS 

FORWARD LOOKING STATEMENTS 

PART I 

Item 1. – Business 
Item 1A. – Risk Factors 
Item 1B. – Unresolved Staff Comments 
Item 2. – Properties 
Item 3. – Legal Proceedings 
Item 4. – Mine Safety Disclosures 

PART II 

Item 5. – Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity 
Securities 
Item 6. – [Reserved] 
Item 7. – Management’s Discussion and Analysis of Financial Condition and Results of Operations 
Item 7A. – Quantitative and Qualitative Disclosure About Market Risk 
Item 8. – Financial Statements and Supplementary Data 
Item 9. – Changes in and Disagreements With Accountants on Accounting and Financial Disclosure 
Item 9A. – Controls and Procedures 
Item 9B. – Other Information 
Item 9C - Disclosure Regarding Foreign Jurisdictions that Prevent Inspections 

PART III 

Item 10. – Directors, Executive Officers and Corporate Governance 
Item 11. – Executive Compensation 
Item 12. – Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 
Item 13. – Certain Relationships and Related Transactions, and Director Independence 
Item 14. – Principal Accountant Fees and Services 

PART IV 

Item 15. – Exhibits and Financial Statement Schedules 
Item 16. – Form 10-K Summary 

SIGNATURES 

Exhibit 21-Subsidiaries of the Company 
Exhibit 23.1-Consent of BDO USA, LLP 
Exhibit 31.1-Certification of Chief Executive Officer 
Exhibit 31.2-Certification of Chief Financial Officer 
Exhibit 32-Certification of Chief Executive Officer and Chief Financial Officer 

2 

 
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
   
   
   
   
   
   
   
   
 
 
   
 
 
   
   
   
   
   
   
   
   
 
 
 
FORWARD-LOOKING STATEMENTS 

Statements in this Annual Report on Form 10-K which express our “belief,” “anticipation” or “expectation,” as well as other statements 
which are not historical fact, are forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, Section 
21E of the Securities Exchange Act of 1934, as amended, or the Exchange Act and the Private Securities Litigation Reform Act of 1995 
and involve risks and uncertainties that could cause actual results to differ materially from those projected.  Words such as “expects”, 
“anticipates”, “intends”, “plans”, “believes”, “seeks”, “estimates”, “projects”, “forecasts”, “may”, “should”, variations of  such words 
and similar expressions are intended to identify such forward-looking statements.  They include, but are not limited to, the statements 
below:  

the impact of weather and climate change on our operations; 
the execution of our strategic initiatives; 

the adoption of recent accounting pronouncements from time to time 
contract operations opportunities; 
legal proceedings; 

consumer and producer price inflation; 
the impact of recent acquisitions on our ability to expand and foster relationships; 
strategic plans for goals, priorities, growth and expansion; 
expectations for our water and wastewater subsidiaries and non-utility subsidiaries; 
customer base growth opportunities in Delaware and Cecil County, Maryland; 

−  general economic, employment and business conditions; 
−  material costs and availability; 
− 
− 
− 
− 
− 
−  our belief regarding our capacity to provide water services for the foreseeable future to our customers; 
−  our belief relating to our compliance and the cost to achieve compliance with relevant governmental regulations; 
−  our expectation of the timing of decisions by regulatory authorities; 
− 
− 
−  our expectation regarding the timing for construction on new projects; 
− 
− 
− 
−  our properties; 
−  deferred tax assets; 
− 
− 
−  our expectation to be in compliance with financial covenants in our debt instruments; 
−  our ability to refinance our debt as it comes due; 
−  our ability to adjust our debt level, interest rate, maturity schedule and structure; 
− 
− 
−  plans to increase our wastewater treatment operations, engineering services and other revenue streams less affected by weather; 
− 
− 
− 
− 
− 

expected future contributions to our postretirement benefit plan; 
anticipated growth in our non-utility subsidiaries; 
anticipated investments in certain of our facilities and systems and the sources of funding for such investments;  
sufficiency of internally generated funds and credit facilities to provide working capital and our liquidity needs; and 
the specific and overall impacts of the COVID-19 global pandemic on our financial condition and results of operations.  

the adequacy of our available sources of financing; 
the expected recovery of expenses related to our long-term debt; 

the timing and terms of renewals of our lines of credit; 
changes in interest rates; 

Certain factors, as discussed under Item 1A - Risk Factors, that could cause results to differ materially from those in the forward-looking 
statements include, but are not limited to: 

changes in weather; 
changes in our contractual obligations; 
changes in government policies; 
the timing and results of our rate requests; 
failure to receive regulatory approvals; 
changes in economic and market conditions generally;  

− 
− 
− 
− 
− 
− 
−  unexpected events, restrictions and policies related to a public health crisis, including the COVID-19 pandemic; and 
−  other matters discussed elsewhere in this Annual Report on Form 10-K. 

While the Company may elect to update forward-looking statements, we specifically disclaim any obligation to do so, except as may be 
required  under  applicable  securities  laws,  and  you  should  not  rely  on  any  forward-looking  statement  as  a  representation  of  the 
Company’s views as of any date subsequent to the date of the filing of this Annual Report on Form 10-K.   

3 

 
 
 
 
 
 
ITEM 1. BUSINESS 

General Information 

PART I 

Artesian Resources Corporation, or Artesian Resources, is a Delaware corporation incorporated in 1927, that is the holding company of 
eight  wholly-owned  subsidiaries  offering  water,  wastewater  and  other  services  in  Delaware,  Maryland  and  Pennsylvania.  The 
Company’s  principal  executive  offices  are  located  at  664  Churchmans  Road,  Newark,  Delaware  19702.    Our  principal  subsidiary, 
Artesian Water Company, Inc., is the oldest and largest investor-owned public water utility on the Delmarva Peninsula, and has been 
providing superior water service since 1905.   We distribute and sell water, including water for public and private fire protection, to 
residential, commercial, industrial, municipal and utility customers in the states of Delaware, Maryland and Pennsylvania.  We provide 
wastewater services to customers in Delaware. In addition, we provide contract water and wastewater operations, and water, sewer and 
internal Service Line Protection Plans.  Our Class A Non-Voting Common Stock is listed on the Nasdaq Global Select Market and trades 
under the symbol “ARTNA.”  Our Class B Common Stock trades on the Nasdaq’s OTC Bulletin Board under the symbol “ARTNB.” 

Artesian Resources is the holding company of five regulated public utilities: Artesian Water Company, Inc., or Artesian Water, Artesian 
Water  Pennsylvania,  Inc.,  or  Artesian  Water  Pennsylvania,  Artesian  Water  Maryland,  Inc.,  or  Artesian  Water  Maryland,  Artesian 
Wastewater Management, Inc., or Artesian Wastewater, and Artesian Wastewater Maryland, Inc., or Artesian Wastewater Maryland; 
and  three  non-utility  subsidiaries:  Artesian  Utility  Development,  Inc.,  or  Artesian  Utility,  Artesian  Development  Corporation,  or 
Artesian  Development,  and  Artesian  Storm  Water  Services,  Inc.,  or  Artesian  Storm  Water.    Effective  January  14,  2022,  Artesian 
Wastewater is the holding company of Tidewater Environmental Services, Inc. dba Artesian Wastewater, or TESI, a regulated public 
utility.  The terms “we,” “our,” “Artesian,” and the “Company” as used herein refer to Artesian Resources and its subsidiaries.  The 
business activity conducted by each of our subsidiaries is discussed below under separate headings. 

Our Market 

Our  current  market  area  is  the  Delmarva  Peninsula.  Our  largest  service  area  is  in  the  State  of  Delaware.    Substantial  portions  of 
Delaware, particularly outside of northern New Castle County, are not served by a public water or wastewater system and  represent 
potential opportunities for Artesian Water and Artesian Wastewater to obtain new exclusive franchised service areas.  We continue to 
focus resources on developing and serving existing service territories and obtaining new territories throughout Delaware. 

We hold Certificates of Public Convenience and Necessity, or CPCNs, for approximately 305 square miles of exclusive water service 
territory, most of which is in Delaware with some territory being in Maryland and Pennsylvania.  Our largest connected regional water 
system, consisting of approximately 141 square miles and 78,600 metered customers, is located in northern New Castle County and 
portions of southern New Castle County, Delaware.  We hold CPCNs for approximately 58 square miles of wastewater service territory 
located in Sussex County, Delaware.  In January 2022, approximately 23 square miles of wastewater service territory, located in Sussex 
County, Delaware, was added upon the closing of the acquisition of TESI.  A significant portion of our exclusive service territory is in 
Sussex County, Delaware and remains undeveloped, and if and when development occurs and there is population growth in these areas, 
we anticipate we will increase our customer base by providing water and/or wastewater service to the newly developed areas and new 
customers. 

Subsidiaries 

Artesian Water 

Artesian Water, our principal subsidiary, distributes and sells water to residential, commercial, industrial, governmental, municipal and 
utility customers throughout the State of Delaware.  In addition, Artesian Water provides services to other  water utilities, including 
operations and billing functions, and has contract operation agreements with private, municipal and state water providers.  Artesian 
Water  also  provides  water  for  public  and  private  fire  protection  to  customers  in  our  service  territories.    Artesian  Water  produced 
approximately 79% of our 2022 consolidated operating revenues.  In May 2022, Artesian Water completed its purchase of substantially 
all of the water operating assets from the Town of Clayton, or Clayton, a Delaware municipality located in Kent County, Delaware.  
This purchase agreement is discussed further in the “Strategic Direction and Recent Developments” section. 

We derive about 90% of our self-supplied groundwater from wells that pump groundwater from aquifers and other formations located 
in the Atlantic Coastal Plain.  The remaining 10% of our groundwater supply comes from wells in the Piedmont Province.  We use a 
variety  of  treatment  methods,  including  aeration,  pH  adjustment,  chlorination,  fluoridation,  ultra  violet  oxidation,  arsenic  removal, 
nitrate  removal,  radium  removal,  iron  removal,  and  carbon  adsorption  to  meet  federal,  state  and  local  water  quality 
standards.  Additionally, a corrosion inhibitor is added to our self-supplied groundwater and to supply from interconnections.  We have 
61  different  water  treatment  facilities  in  our  Delaware  systems.   All  water  supplies  that  we  purchase  from  neighboring  utilities  are 
potable.   

4 

 
 
 
 
 
 
 
 
 
 
 
To supplement our groundwater supply, we purchase treated surface water through interconnections only in the northern service area of 
our New Castle County, Delaware system.  The treated surface water is blended with our groundwater supply for  distribution to our 
customers.  Nearly 95% of the overall 8.6 billion gallons of water we distributed in all of our Delaware systems during 2022 came from 
our groundwater wells, while the remaining  5% came from interconnections with other utilities and municipalities.  In Delaware in 
2022,  we  pumped  an  average  of  22.2  million  gallons  per  day,  or  mgd,  from  our  groundwater  wells  and  obtained  an  average  of 
approximately 1.3 mgd from interconnections.  Our peak water supply capacity currently is approximately 57.7 mgd.  We believe that 
we have in place sufficient capacity to provide water service for the foreseeable future to all existing and new customers in all of our 
service territories. 

Most of our New Castle County, Delaware water system is interconnected.  In the remainder of the State of Delaware, we have several 
satellite systems that have not yet been connected by transmission and distribution facilities.  We intend to join these systems into larger 
integrated  regional  systems  through  the  construction  of  a  transmission  and  distribution  network  as  development  continues  and  our 
expansion efforts provide us with contiguous exclusive service territories. 

In Delaware, we have 21 interconnections with two neighboring water utilities and six municipalities that provide us with the ability to 
purchase or sell water.  An interconnection agreement with Chester Water Authority, that expired December 31, 2021, had a “take or 
pay” clause requiring us to purchase 3.0 mgd.  The current agreement with Chester Water Authority, which is effective from January 1, 
2022 through December 31, 2026, includes automatic five-year renewal terms, unless terminated by either party, and has a “take or pay” 
clause which required us to purchase water on a step-down schedule through July 5, 2022 and now requires us to purchase a minimum 
of 0.5 mgd.   

As of December 31, 2022, we were serving customers through approximately 1,442 miles of transmission and distribution mains.  Mains 
range in diameter from two inches to twenty-four inches, and most of the mains are made of ductile iron or cast iron.  

We have 35 storage tanks in Delaware, most of which are elevated, providing total system storage of approximately 44.0 million gallons. 
We have developed and are using an Aquifer Storage and Recovery, or ASR, system in New Castle County, Delaware.  Our ASR system 
provides approximately 130.0 million gallons of storage capacity, which can be withdrawn at an average rate of approximately 1.0 mgd.  
At some locations, we rely on hydro-pneumatic tanks to maintain adequate system pressures.  Where possible, we combine our smaller 
satellite systems with systems having elevated storage facilities.   

Artesian Water Maryland 

Artesian  Water  Maryland  began  operations  in  August  2007.    Artesian  Water  Maryland  distributes  and  sells  water  to  residential, 
commercial, industrial and municipal customers in Cecil County, Maryland.  Artesian Water Maryland owns and operates 9 public water 
systems.  

The majority of the 0.1 billion gallons of water we distributed in all of our Maryland systems during 2022 came from our groundwater 
wells, while a portion came from treated surface water.  We have ten separate water treatment facilities in our Maryland systems.  We 
have  one  water  treatment  facility  that  treats  surface  water  through  an  intake  in  the  Susquehanna  River,  located  in  Cecil  County, 
Maryland, which has the ability to supply up to 1.0 mgd of water.  Our peak water supply capacity currently is approximately 2.0 mgd.  
We have 8 storage tanks capable of storing approximately 2.5 million gallons.  We believe that we have in place sufficient capacity to 
provide water service for the foreseeable future to all existing and new customers in all of our service territories. 

In Maryland, we have one interconnection with the Artesian Water system in Delaware, one interconnection with a neighboring utility, 
and four interconnections with municipalities.  These interconnections are capable of providing over 3.0 mgd of water to our Maryland 
systems. 

Artesian Water Pennsylvania 

Artesian  Water  Pennsylvania  began  operations  in  2002.    It  provides  water  service  to  a  residential  community  in  Chester  County, 
Pennsylvania. 

Artesian Wastewater 

Artesian Wastewater began providing wastewater services in Sussex County, Delaware in July 2005.  Artesian Wastewater is a regulated 
entity that owns wastewater collection and treatment infrastructure and provides wastewater services to customers in Delaware as a 
regulated public wastewater service company.   

Artesian Wastewater owns and operates four wastewater treatment facilities, which, combined, are permitted to treat and/or dispose of 
approximately 2.3 mgd.  Artesian Wastewater and Sussex County, a political subdivision of Delaware, provide reciprocal services to 

5 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
address  the  need  of  each  for  additional  wastewater  treatment  and  disposal  capacity  in  certain  service  areas  within  Sussex 
County.  Artesian Wastewater received an operations permit in March 2020 for a disposal facility that includes a 90-million gallon 
storage  lagoon  and  spray  irrigation  to  agricultural  land.    This  facility  provides  treated  process  wastewater  disposal  services  for  an 
industrial customer at a rate up to 1.5 mgd.  We began operating this facility in late June 2021, shortly after the industrial customer 
received its process wastewater treatment operating permit.   

TESI 

In January 2022, Artesian Wastewater acquired Tidewater Environmental Services, Inc.   Artesian Wastewater operates as the parent 
holding company of Tidewater Environmental Services, Inc. dba Artesian Wastewater, or TESI.  TESI was incorporated in 2004 and is 
a regulated entity that owns wastewater collection and treatment infrastructure and provides wastewater services to customers in Sussex 
County, Delaware as a regulated public wastewater service company.  Artesian Wastewater purchased all of the stock of TESI from 
Middlesex Water Company, or Middlesex, for $6.4 million in cash and other consideration, including forgiveness of a $2.1 million note 
due  from  Middlesex.    This  acquisition  more  than  doubled  the  number  of  wastewater  customers  served  by  Artesian’s  Delaware 
wastewater subsidiaries in Sussex County, Delaware and included all residents within the Town of Milton, Delaware.   

TESI owns and operates seven wastewater treatment facilities, which, combined, are permitted to treat and/or dispose of approximately 
713,000 gallons per day. 

Artesian Wastewater Maryland 

Artesian Wastewater Maryland was incorporated on June 3, 2008 and is authorized and able to provide regulated wastewater services 
to customers in the State of Maryland.  It is currently not providing these services.   

Artesian Utility 

Artesian  Utility  was  formed  in  1996  and  designs  and  builds  water  and  wastewater  infrastructure  and  provides  contract  water  and 
wastewater operation services on the Delmarva Peninsula to private, municipal and governmental institutions.  Artesian Utility also 
evaluates land parcels, provides recommendations to developers on the size of water or wastewater facilities and the type of technology 
that  should  be  used  for  treatment  at  such  facilities  and  operates  water  and  wastewater  facilities  in  Delaware  for  municipal  and 
governmental  agencies.    Artesian  Utility  also  contracts  with  developers  and  government  agencies  for  design  and  construction  of 
wastewater infrastructure throughout the Delmarva Peninsula.   

Artesian  Utility  currently  operates  wastewater  treatment  facilities  for  the  Town  of  Middletown,  in  southern  New  Castle  County, 
Delaware,  or  Middletown,  under  a  20-year  contract  that  expires  in  July  2039.    Artesian Utility  currently  operates  three  wastewater 
treatment systems with a combined capacity of up to approximately 3.8 mgd.  The wastewater treatment facilities in Middletown provide 
reclaimed wastewater for use in spray irrigation on public and agricultural lands in the area. 

Artesian Utility also offers three protection plans to customers, the Water Service Line Protection Plan, or WSLP Plan, the Sewer Service 
Line Protection Plan, or SSLP Plan, and the Internal Service Line Protection Plan, or ISLP Plan (collectively, SLP Plans).  The WSLP 
Plan covers all parts, material and labor required to repair or replace participating customers' leaking water service lines up to an annual 
limit. The SSLP Plan covers all parts, material and labor required to repair or replace participating customers' leaking or clogged sewer 
lines  up  to  an  annual  limit.    The  ISLP  Plan  enhances  available  coverage  to  include  water  and  wastewater  lines  within  customers' 
residences up to an annual limit.  

Artesian Development 

Artesian  Development  is  a  real  estate  holding  company  that  owns  properties,  including  land  approved for  office  buildings,  a  water 
treatment  plant  and  wastewater  facility,  as  well  as  property  for  current  operations,  including  an  office  facility  in  Sussex  County, 
Delaware.  The office facility consists of approximately 10,000 square  feet of office  space along  with nearly 10,000 square feet of 
warehouse space. 

Artesian Storm Water 

Artesian  Storm  Water,  incorporated  in  2017,  was  formed  to  provide  design,  installation,  maintenance  and  repair  services  related  to 
existing or proposed storm water management systems in Delaware and the surrounding areas.  The ability to offer storm water services 
will  complement  the  primary  water  and  wastewater  services  that  we  provide.    Artesian  Storm  Water  is  not  actively  seeking  new 
opportunities.  

6 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Government Regulations 

Overview 

The Company is subject to federal, state and local laws and regulations in all of the jurisdictions in which it operates.   

These  regulations  include  state  commission orders,  environmental  protection,  securities  and  exchange  activities,  including financial 
reporting and internal controls processes, data protection and privacy, tax compliance, health and safety, labor and employment practices, 
and other general business activities.   

State Regulatory Commission Matters 

Our water and wastewater utility operations are subject to regulation by their respective state regulatory commissions, which have broad 
administrative power and authority to regulate rates charged for service, determine franchise areas and conditions of service, approve 
acquisitions, authorize the issuance of securities and the incurrence of indebtedness, and other matters.  The profitability of our utility 
operations is influenced, to a great extent, by the timeliness and adequacy of regulatory relief we are granted by the respective regulatory 
commissions or authorities in the states in which we operate.  See Note 13 to our Consolidated Financial Statements for a full description 
of recent regulatory proceedings.   

Service Territory Expansion 

In  Delaware,  a  CPCN  grants  a  water  or  wastewater  company  the  exclusive  right  to  serve  all  existing  and  new  customers  within  a 
designated area.  The Delaware Public Service Commission, or DEPSC, has the authority to issue and revoke these CPCNs.  In this 
Form 10-K, we may refer to CPCNs as "franchises" or "service territories." 

For a water company, the DEPSC may grant a CPCN under circumstances where there has been a determination that the water in the 
proposed service area does not meet the regulations governing drinking water standards of the Delaware Division of Public Health, or 
DPH, for human consumption or where the supply is insufficient to meet the projected demand.  For a wastewater company, the DEPSC 
has jurisdiction over non-governmental wastewater utilities having fifty or more customers in the aggregate.  A CPCN for water and 
wastewater utilities shall be granted by the DEPSC to applicants in possession of one of the following: 

− a signed service agreement with the developer of a proposed subdivision or development, which subdivision or development 

has been duly approved by the respective county government; 

− a petition requesting such service signed by a majority of the landowners of the proposed territory to be served; or 

− a duly certified copy of a resolution from the governing body of a county or municipality requesting the applicant to provide 

service to the proposed territory to be served. 

A water or wastewater utility that has a CPCN must obtain the approval of the DEPSC to abandon a service territory.  Once a CPCN is 
granted to a water or wastewater utility, it may not be suspended or terminated unless the DEPSC determines in accordance with its 
rules  and  regulations  that  good  cause  exists  for  any  such  suspension  or  termination.    Although  we  have  been  granted  an  exclusive 
franchise for each of our existing water and wastewater systems in Delaware, our ability to expand service areas can be affected by the 
DEPSC awarding franchises to other regulated water or wastewater utilities with whom we compete for such franchises. 

In Maryland, the Company must obtain approval from the appropriate local government authority for the ability to serve a particular 
area and also ensure that the acquired area is in the county’s master water and sewer plan.  The authority to exercise a franchise must 
then be obtained from the Maryland Public Service Commission, or MDPSC.  Utilities that seek to develop a franchise by constructing 
new facilities must obtain appropriate approvals from the Maryland Department of the Environment, or MDE, the local government and 
the MDPSC.  The utility must also obtain approval for soil and erosion plans and easement agreements from appropriate parties. 

Environmental Regulation  

The United States Environmental Protection Agency, or the EPA, the Delaware Department of Natural Resources and Environmental 
Control, or DNREC, and DPH, regulate the water quality of our treatment and distribution systems in Delaware, as do the EPA and the 
MDE, with respect to our operations in Maryland.  The Chester Water Authority, which supplies water to Artesian Water through an 
interconnection in northern New Castle County, is regulated by the Pennsylvania Department of Environmental  Protection, as well as 
the EPA.   We  believe that we are in material compliance with all current federal, state and local water quality standards, including 
regulations under the federal Safe Drinking Water Act. However, if new water quality regulations are too costly, or if we fail to comply 
with  such  regulations,  it  could  have  a  material  adverse  effect  on  our  financial  condition,  results  of  operations  and  planned  capital 
investments.   

7 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The water industry is capital intensive, with one of the highest levels of capital investment in plant and equipment per dollar of revenue 
among all utilities.  Increasingly stringent drinking water regulations adopted to meet the requirements of the Safe Drinking Water Act 
have  required  the  water  industry  to  invest  in  more  advanced  treatment  systems  and  processes,  which  require  a  heightened  level  of 
expertise.    We  have  made  significant  enhancements  to  existing  facilities  to  effectively  treat  and remove  compounds  as  required  by 
government agencies, such as ultra violet oxidation treatment, ceramic membrane filtration and carbon filtration.  We are currently in 
full compliance with the requirements of the Safe Drinking Water Act.  Even though our water utility was founded in 1905, the majority 
of our investment in infrastructure occurred in the last 40 years. 

As required by the Safe Drinking Water Act, the EPA has established maximum contaminant levels for various substances found in 
drinking water to ensure that the water is safe for human consumption.  These limits are known as Maximum Contaminant Levels and 
Maximum Residual Disinfection Levels.  The EPA also regulates how often public water systems monitor their water for contaminants 
and report the monitoring results to the individual state agencies or the EPA.  Generally, the larger the population served by a water 
system, the more frequent the monitoring and reporting requirements.  The Safe Drinking Water Act applies to all 50 states.  The EPA 
has recently proposed regulatory actions addressing per- and polyfluoroalkyl substances, or PFAS, including rules to confront PFAS 
contamination nationwide, with potentially significant implications.  The EPA issued a proposal to designate two of the most widely 
used PFAS as hazardous substances.  The EPA has also declared drinking water health advisories levels for PFAS.   

The Lead and Copper Rule, or LCR, is a United States federal regulation that limits the concentration of  lead and copper allowed in 
public drinking water at the consumer's tap, in addition to limiting the permissible amount of pipe corrosion occurring due to the water 
itself.  The EPA first issued the rule in 1991 pursuant to the Safe Drinking Water Act.  The EPA promulgated the regulations following 
studies that concluded that copper and lead adversely affect an individual’s physical and mental health.  The LCR sought to therefore 
limit the levels of these metals in water by improving water treatment centers, determining copper and lead levels for customers who 
use lead plumbing parts, and eliminating the water source as a source of lead and copper.  If the lead and copper levels exceed the "action 
levels", water suppliers are required to educate their consumers on how to reduce exposure to lead.  The EPA published a revised LCR 
in 2021, with a compliance deadline expected in 2024.  These revised requirements provide greater and more effective protection of 
public health by reducing exposure to lead and copper in drinking water. Implementation of the revised rule will better identify high 
levels of lead, improve the reliability of lead tap sampling results, strengthen corrosion control treatment requirements, expand consumer 
awareness  and  improve  risk  communication.    In  addition,  implementation  of  the  revised  rule  will  accelerate  lead  service  line 
replacements by closing existing regulatory loopholes, propelling early action, and strengthening replacement requirements.  We are 
fully compliant with the current LCR and are actively examining the revised LCR to ensure we are fully compliant on or before the 
compliance deadline date, which is expected to be in October 2024.   

The DPH has set maximum contaminant levels for certain substances that are more restrictive than the maximum contaminant levels set 
by the EPA.  The DPH is the EPA's agent for enforcing the Safe Drinking Water Act in Delaware and, in that capacity, monitors the 
activities of Artesian  Water and reviews the results of water quality tests performed by Artesian Water for adherence to applicable 
regulations.  Artesian Water is also subject to other laws regulating substances and contaminants in water, including rules for volatile 
organic compounds and the Total Coliform Rule. 

A normal by-product of our iron removal treatment facilities is a solid consisting of the iron removed from untreated groundwater plus 
residue from chemicals used in the treatment process.  The solids produced at our facilities are either disposed directly into approved 
wastewater facilities or removed from our facilities by a licensed third-party vendor.  A normal by-product of our carbon adsorption 
filtration process is exhausted carbon media, which is disposed of by the contractor providing the media replacement.  Management 
believes that the costs of compliance with existing federal, state and local laws and regulations regulating the discharge of materials into 
the environment, or otherwise relating to the protection of the environment, has had no material adverse effect upon the business and 
affairs of the Company, but there is no assurance that such compliance costs will continue to not have a material effect in the future. 

Under Delaware state laws and regulations, we are required to file applications with DNREC for water allocation permits for each of 
our operating wells pumping greater than 50,000 gallons per day.  For any wells in the Delaware River Basin, we must also file allocation 
permits with the Delaware River Basin Commission, or DRBC.  We have 138 operating and 63 observation and monitoring wells in our 
Delaware systems.  At December 31, 2022, we had allocation permits for 115 wells, and 23 wells that did not require a permit.   

Our access to aquifers within our service territory is not exclusive.  Water allocation permits control the amount of water that can be 
drawn  from  water  resources  and  are  granted  with  specific  restrictions  on  water  level  draw  down  limits,  annual,  monthly  and  daily 
pumpage limits, and well field allocation pumpage limits.  We are also subject to water allocation regulations that control the amount 
of water that we can draw from water sources.  As a result, if new or more restrictive water allocation regulations are imposed, they 
could have an adverse effect on our ability to supply the demands of our customers, and in turn, our water supply revenues and results 
of operations.  Our ability to supply the demands of our customers historically has not been affected by private usage of the aquifers by 
landowners or the limits imposed by the State of Delaware. Because of the extensive regulatory requirements relating to the withdrawal 
of any significant amounts of water from the aquifers, we believe that third-party usage of the aquifers within our service territory will 
not interfere with our ability to meet the present and future demands of our customers.  

8 

 
 
 
 
 
 
 
The  MDE  ensures  that  water  quality  and  quantity  at  all  public  water  systems  in  Maryland  meet  the  needs  of  the  public  and  are  in 
compliance with federal and state  regulations. The MDE also ensures that public drinking water systems provide safe and adequate 
water to all current and future users in Maryland, and that appropriate usage, planning, and conservation policies are implemented for 
Maryland’s water resources. The MDE oversees the development of Source Water Assessments for water supplies and issues water 
appropriation permits for public drinking water systems.  In order to appropriate water for municipal, commercial, industrial or other 
non-domestic uses, a Water Appropriation Permit must be obtained.  Issuance of the permit involves evaluating the needs of the user 
and  the  potential  impact  of  the  withdrawal  on  neighboring  users  and  the  water  source  in  order  to  maximize  beneficial  use  of  the 
water.  Permits for large appropriations often involve conducting pump tests to measure adequacy of an aquifer and safe yield of a well, 
or reviewing stream flow records to determine the adequacy of a surface water source.  Regulations require all new community water 
systems to have sufficient technical, managerial and financial capacity to provide safe drinking water to their consumers prior to being 
issued a construction permit.  Also, capacity management guidance contains capacity limiting factors that can include source capacity, 
treatment capacity and appropriation permit quantity.  The quantity of water withdrawn from the Port Deposit surface water intake is 
allocated by the Susquehanna River Basin Commission, or SRBC, and the MDE.  We have 14 operating wells and one surface water in-
take in our Maryland systems. 

The  Clean  Water  Act  has  established  the  foundation  for  wastewater  discharge  control  in  the  United  States.   The  Clean  Water  Act 
established  a  control  program  for  ensuring  that  communities  have  clean  water  by  regulating  the  release  of  contaminants  into 
waterways.   Permits  that  limit  the  amounts  of  pollutants  discharged  are  required  of  all  wastewater  dischargers  under  the  National 
Pollutant  Discharge  Elimination  System,  or  the  NPDES,  permit  program.   In  accordance  with  the  NPDES  permit  program,  the 
implementing  states  set  maximum  discharge  limits  for  wastewater  effluents  and  overflows  from  wastewater  collection  systems. 
Discharges that exceed the limits specified under the NPDES permit program can lead to the imposition of penalties.  The Clean Water 
Act also requires that wastewater treatment plant discharges meet a minimum of secondary treatment.  The secondary treatment process 
can remove 90% to 99% of the organic matter in wastewater.  Our removal efficiency is generally 96% to 98%.  

Under Delaware state laws and regulations, we are required to hold a permit from DNREC for the construction, operation, maintenance 
or  repair  of  any  on-site  wastewater  treatment  and  disposal  systems  with  daily  design  flow  rates  of  2,500  gallons  or  greater.    A 
classification on the facility is performed in accordance with Regulations Licensing Operators of Wastewater Facilities.   The class of 
operator required for the facility is determined by the Board of Certification for Licensed Wastewater Operations in  accordance with 
Regulations Licensing Operators of Wastewater Facilities.  We work to ensure that we operate environmentally friendly wastewater 
systems that meet federal, state and local laws. 

Additional General Information 

Seasonality 

Substantially  all  of  our  water  customers  are  metered,  which  allows  us  to  measure  and  bill  for  our  customers’  water  consumption.  
Demand  for  water  during  the  warmer  months  is  generally  greater  than  during  cooler  months  primarily  due  to  additional  customer 
requirements for water in connection with cooling systems, swimming pools, irrigation systems and other outside water use.  Throughout 
the year, and particularly during typically warmer months, demand for water will vary with temperature and rainfall.  In the event that 
temperatures during the typically warmer months are cooler than expected, or there is more rainfall than expected, the demand for water 
may decrease and our revenues may be adversely affected. 

Competition 

Our business in our franchised service areas is substantially free from direct competition with other public utilities, municipalities and 
other entities.  However, our ability to provide additional water and wastewater services is subject to competition from other public 
utilities, municipalities and other entities.  Even though our regulated subsidiaries have been granted an exclusive franchise for each of 
our existing community water and wastewater systems, our ability to expand service areas can be affected by the DEPSC, the MDPSC 
or the Pennsylvania Public Utility Commission, or PAPUC, awarding franchises to other regulated water or wastewater utilities with 
whom we compete for such franchises. 

Materials and Supplies 

We  are  highly  dependent  on  the  availability  of  essential  materials  and  parts  from  our  suppliers  for  expansion,  construction  and 
maintenance of our services.  The majority of the materials required for our water and wastewater utility business  are typically under 
contract at fixed prices, however, supply chain issues associated with the COVID-19 pandemic, compounded by increasing inflation, 
resulted in price increases and delays in procuring certain materials and equipment.  We have been successful in minimizing these delays 
and cost increases with thorough planning and pre-ordering, however there is no assurance that our future financial results or business 
operations will not be negatively affected.   

9 

 
 
 
 
 
 
 
 
  
 
 
Suppliers and Independent Contractors 

We are dependent upon the ability of our suppliers and independent contractors to meet performance specifications, quality standards 
and delivery schedules at our anticipated costs.  While we maintain an extensive qualification and performance review system to 
control risk associated with such reliance on third parties, failure of suppliers or independent contractors to meet commitments could 
adversely affect construction and maintenance schedules.  The remaining effects of the COVID-19 pandemic have delayed some of 
our construction projects and our lead time for material deliveries however, those delays have not impacted our ability to maintain our 
level of service to customers.  We are also dependent on the availability of electricity and purchased water at affordable prices.  Our 
electric costs and purchased water costs are at a fixed price under contract.   

Employees and Human Capital Resources  

As  of  December  31,  2022,  we  employed  252  full-time  employees.    Of  these  employees,  54  were  officers  and managers;  120  were 
employed as operations personnel, including engineers, technicians, draftsman, maintenance and repair persons, meter readers and utility 
personnel;  and  45  were  employed  in  accounting,  budgeting,  information  systems,  human  resources,  customer  relations  and  public 
relations.  The remaining 33 employees were administrative personnel.  The Company has no collective bargaining agreements with 
any of its employees, and its work force is not union organized or union represented.  We believe that our relations with our employees 
are good. Through ongoing employee development, competitive compensation and benefits, and a focus on health, safety and employee 
wellbeing, we strive to help our employees in all aspects of their lives.   

We believe the Company’s success depends on its ability to attract, develop and retain key personnel.  We provide our employees with 
resources that contribute to their professional development, including technical training and performance reviews.  A core principle of 
our company is to promote from within and offer advancement opportunities at all levels of employment, which helps us retain talented 
employees.  We believe our management team has the experience, talent and dedication necessary to effectively execute our business 
goals and growth strategy.  We recognize that the skills, experience, diversity, industry knowledge and dedication of our employees 
significantly benefit our operations and performance.   

We set pay ranges based on market data. When considering compensation, we consider factors such as an employee’s role, experience, 
and his or her performance.  We regularly review our compensation practices, both in terms of our overall workforce and individual 
employees, to ensure our compensation is fair and equitable.  

Health and safety in the workplace for our employees is one of the Company’s core values.  Hazards in the workplace are proactively 
identified and actions are taken to maintain workplace safety.  We sponsor a wellness program designed to enhance physical, financial, 
and mental wellbeing for all our employees.  Throughout the year, we encourage healthy behaviors through regular communications, 
educational sessions and other incentives.  The COVID-19 pandemic further emphasized the importance of keeping our employees safe 
and healthy.  In response to the pandemic, the Company  took actions to help protect our employees so that they could continue to 
perform their work in a safe and effective manner.   

We  use  outside  consultants  and  independent  contractors  on  an  as  needed  basis  for  various  services.    We  rely  on  our  independent 
contractors to manage their respective employee relations so that the services they are contractually obligated to perform for us satisfy 
our  requirements.    Management  believes  that  through  our  own  employees,  coupled  with  the  services  provided  by  our  independent 
contractors and outside consultants, we have sufficient human capital to continue to operate our business successfully.   

Available Information 

We are a Delaware corporation with our principal executive offices located at 664 Churchmans Road, Newark, Delaware, 19702. Our 
telephone number is (302) 453-6900 and our website address is www.artesianwater.com.  We make available free of charge through our 
website our Code of Ethics, Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q, current reports on Form 8-K and all 
amendments  to  those  reports,  our  Corporate  Governance  Guidelines,  and  our  Board  Committee  Charters  as  soon  as  reasonably 
practicable after such material is electronically filed with or furnished to the Securities and Exchange Commission, or the SEC. We 
include our website address in this Annual Report on Form 10-K only as an inactive textual reference and do not intend it to be an active 
link to our website.  Information contained on our website shall not be deemed incorporated into, or to be a part of, this report.  

10 

 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 1A.  RISK FACTORS 

We are exposed to a variety of risks and uncertainties.  Most are general risks and uncertainties applicable to all water and wastewater 
utility  companies.    We  describe  below  some  of  the  specific  known  risk  factors  that  could  negatively  affect  our  business,  financial 
condition or results of operations.  If one or  more  of these risks or uncertainties  occur, actual results may vary materially from our 
projections.   

Risks Related to Our Operations 

We are dependent upon the ability of our suppliers and independent contractors to meet performance specifications, quality standards 
and delivery schedules at our anticipated costs.   

While we  maintain an extensive  qualification and performance review system to control risk associated with such reliance on third 
parties,  failure  of  suppliers  or  independent  contractors  to  meet  commitments  could  adversely  affect  construction  and  maintenance 
schedules and our results of operations and financial condition.  We have been affected and could continue to be affected by supplier 
delays and increased costs, due to the impacts of inflation, which are outside of our control and could affect our results of operations.  
We  are  also  dependent  on  the  availability  of  electricity  and  purchased  water  at  affordable  prices.    While  our  electricity  costs  and 
purchased  water  costs  are  at fixed prices  under  contracts, after  the  expiration of  these  contracts,  we  may be required  to pay  higher 
electricity costs and purchased water costs. 

We are subject to risks associated with the collection, treatment and disposal of wastewater. 

Wastewater collection, treatment and disposal involve various unique risks.  If collection or treatment systems fail, overflow, or do not 
operate  properly,  untreated  wastewater  or  other  contaminants  could  spill  onto  nearby  properties  or  into  nearby  streams  and  rivers, 
causing damage to persons or property, injury to wildlife and economic damages, which may not be recoverable in fees.  This risk is 
most acute during periods of substantial rainfall or flooding, which are common causes of sewer overflow and system failure.  Liabilities 
resulting from such damages and injuries could materially and adversely affect our business, results of operations and financial condition. 

General economic conditions may materially and adversely affect our financial condition and results of operations. 

The effects of adverse U.S. economic conditions may lead to a number of impacts on our business that may materially and adversely 
affect our financial condition and results of operations.  Such impacts may include a reduction in discretionary and recreational water 
use  by  our  residential  water  customers,  particularly  during  the  summer  months;  a  decline  in  usage  by  industrial  and  commercial 
customers as a result of decreased business activity and commerce in our customers’ businesses; an increased incidence of customers’ 
inability to pay their bills, bankruptcy or delay in paying their bills which may lead to higher bad debt expense and reduced cash flow; 
and a lower natural customer growth rate may result as compared to what had been experienced before the economic downturn due to a 
decline in new housing starts and a possible slight decline in the number of active customers due to housing vacancies or abandonments. 

Aging infrastructure may lead to service disruptions, property damage and increased capital expenditures and operation and 
management costs, all of which could negatively impact our financial results. 

We  have  risks  associated  with  aging  infrastructure,  including  water  and  sewer  mains,  pumping  stations  and  water  and  wastewater 
treatment facilities. Additionally, the nature of information available on buried and newly acquired assets may be limited, which may 
challenge our ability to conduct efficient asset management and maintenance practices. Assets that have aged beyond  their expected 
useful lives may experience a higher rate of failure. Failure of aging infrastructure could result in increased capital expenditures and 
operation and management costs. In addition, failure of aging infrastructure may result in property damage, and in safety, environmental 
and public health impacts. To the extent that any increased costs or expenditures are not fully recovered in rates, our results of operations, 
liquidity and cash flows could be negatively impacted. 

Potential  terrorist  attacks  or  sabotage  may  disrupt  our  operations  and  adversely  affect  our  business,  operating  results  and  financial 
condition. 

We are subject to possible sabotage of our water and wastewater systems, including vandalism causing an interruption in water supply 
and a reduction in water quality, and terrorism, causing contamination of the water supply and a reduction in water quality.  We have 
security measures in place at our facilities to reduce the possibility of future occurrences of sabotage, vandalism, or terrorism and to 
secure  our  water  and  wastewater  systems.    These  security  measures  address  water  collection,  pretreatment,  treatment,  distribution, 
storage, wastewater disposal, electronic or automated systems, and the use, handling, delivery, and storage of all chemicals.  We also 
have programs in place to ensure employee awareness of potential threats.  We have and will continue to bear any increase in costs, 
most of which have been recoverable under state regulatory policies, for security precautions to protect our facilities, operations and 
supplies.  While the costs of increases in security, including capital expenditures, may be significant, we expect these costs to continue 

11 

 
 
 
 
 
 
 
 
 
 
 
 
 
to be recoverable in water and wastewater rates.  Despite our security measures, we may not be in a position to control the outcome of 
terrorist events, sabotage or other attacks on our water systems, should they occur. 

We  depend on  the  availability  of  capital  for  expansion,  construction  and  maintenance. Weaknesses  in  capital  and  credit  markets  or 
increased interest rates may limit our access to capital. 

Our ability to continue our expansion efforts and fund our utility construction and maintenance program depends on the availability of 
adequate capital.  There is no guarantee that we will be able to obtain sufficient capital in the future on favorable terms and conditions, 
such as changes in market conditions and events beyond our control, most recently increases to interest rates, for expansion, construction 
and maintenance.  In the event our lines of credit are not extended or we are unable to refinance our first mortgage bonds when due and 
the borrowings are called for payment, we will have to seek alternative financing sources, although there can be no assurance that these 
alternative financing sources will be available on terms acceptable to us.  In the event we are unable to obtain sufficient capital, our 
expansion efforts could be curtailed, which may affect our growth and may affect our future results of operations. 

Climate variability may cause weather volatility in the future and may impact water usage and related revenue, or may require additional 
expenditures to reduce risk associated with any increasing storm, flood, drought or other weather occurrences, all of which may not be 
fully recoverable in rates or otherwise.  

Severe weather, climate variability patterns and natural or other events, such as increased precipitation and flooding, increased frequency 
and  severity  of  storms  and  other  weather  events,  may  cause  decreases  in  water  supply,  changes  in  water  usage  patterns,  potential 
degradation of water quality, disruptions in water or wastewater services to our customers, and increases in expenditures to  repair any 
damage.  Due to the uncertainty of weather volatility related to climate variability, we cannot predict its potential impact on our financial 
condition, results of operations, cash flows and liquidity.  Although some or all potential expenditures and costs with respect to our 
regulated  businesses  could  be  recovered  through  rates  we  charge  to  our  customers,  there  can  be  no  assurance  that  the  applicable 
regulatory authority would authorize recovery of such costs, in whole or in part, for any of these impacts. 

We may be adversely affected by global climate change or by regulatory, legal or market responses to such change.  

The issue of climate variability is receiving increasing attention nationally and worldwide.  Climate change is an intrinsically complex 
global phenomenon with inherent residual risks across its physical and regulatory dimensions that cannot be mitigated given their wide-
ranging, interdependent and largely unpredictable potential scope, nature, timing or duration.  Some climate researchers believe that 
there will be worsening of weather volatility in the future associated with climate variability, which presents several potential challenges 
to water and wastewater utilities.  Potential climate variability challenges include the following; increased frequency and duration of 
droughts,  increased  frequency  and  severity  of  storms  and  other  weather  events,  increased  precipitation  and  flooding,  potential 
degradation of water quality, unexpected changes in temperature, increases in ocean levels, increases in disruption of service, decreases 
in available water supply, extreme changes in water usage patterns, increased costs to repair damaged facilities, increased costs to reduce 
risks associated with significant weather events or natural disasters, increased costs to improve the reliability of our water and wastewater 
systems and facilities.  We may experience substantial negative impacts to our business if an unexpectedly severe weather event or 
natural disaster damages our operations or those of our suppliers or independent contractors in our service areas, or from the unintended 
consequences of regulatory changes that directly or indirectly impose substantial restrictions on our activities or adaptation requirements. 

Furthermore,  federal, state and local authorities and legislative  bodies  have  issued, implemented or proposed regulations, penalties, 
standards or guidance intended to restrict, moderate or promote activities consistent with resource conservation,  Greenhouse Gas, or 
GHG, emission reduction, environmental protection or other climate-related objectives.  Compliance with those directed at or otherwise 
affecting our business or our suppliers’ (or their suppliers’) operations, or services, could lead to increased environmental compliance 
expenditures,  increased  energy  and  raw  materials  costs  and  new  and/or  additional  investment  in  designs  and  technologies.    We 
continually assess our compliance status and management of environmental matters to ensure our operations are in compliance with all 
applicable environmental laws and regulations.  It is reasonably possible that costs incurred related to the various physical and regulatory 
risks from climate change may affect our future results of operations, financial condition or cash flows.  While we have health and safety 
protocols in place, we can provide no assurance that we or our suppliers or independent contractors can successfully operate in areas 
experiencing a significant weather event or natural disaster, and we or they may be more significantly impacted and take longer, and 
incur higher costs, to resume operations in an affected location, depending on the nature of the event or other circumstances.  Although 
some or all potential expenditures and costs with respect to our regulated businesses could be recovered through rates we charge to our 
customers, there can be no assurance that the applicable regulatory authority would authorize recovery of such costs, in whole or in part, 
for any of these impacts. 

Though  we  have  not  as  of  the  date  of  this  report  identified  or  experienced  any  particular  material  impact,  whether  singular  or  in 
combination,  to  our  consolidated  financial  statements  from  climate  change  or  the  associated  regulatory,  physical,  and  other  risks 
discussed above, we cannot provide any assurance that we have or can successfully prepare for, or are or will be able to reduce or 
manage any of them to the extent they may arise.  In addition, the SEC has proposed extensive climate-related disclosure rules, which, 
if adopted, would likely result in increased compliance costs and capital expenditures.   

12 

 
 
 
 
 
 
 
 
Risks Related to Governmental Laws and Regulations 

We  rely  on  governmental  approvals  in  the  States  of  Delaware  and  Maryland  and  the  Commonwealth  of  Pennsylvania,  as  well  as 
approvals from the Delaware River Basin Commission and Susquehanna River Basin Commission for applicable water allocation, water 
appropriation  and  water  capacity  permits.    In  addition,  we  rely  on  governmental  approvals  in  the  State  of  Delaware  for  applicable 
wastewater collection, treatment and disposal permits for the operation of our wastewater facilities.    

Our water and wastewater services are governed by various federal and state governmental agencies.  Pursuant to these regulations, we 
are required to obtain various permits for any additional systems and current systems to assist in our operations.  If any of those permit 
approvals are not received timely or at all, we may risk the loss of economic opportunity and our ability to create additional systems for 
the effective operation of our water business in Delaware, Maryland and Pennsylvania or our wastewater business in Delaware.  We can 
provide no assurances that we will receive all necessary permits to add systems or continue to operate facilities of our water or wastewater 
business. 

Our operating revenue is primarily from water sales.  The rates that we charge our customers are subject to the regulations of the public 
service commissions in the states in which we operate.   If a public service commission disapproves or is unable to timely approve our 
requests for rate increases or approves rate increases that are inadequate to cover our investments, deferred regulatory assets or increased 
costs, our profitability may suffer. 

We file rate increase requests, from time to time, to recover our investments in utility plant, deferred regulatory assets and expenses.  
Once a rate increase petition is filed with a public service commission, the ensuing administrative and hearing process may be lengthy 
and costly.  Artesian Water provided notice to the DEPSC of its intent to file a request in the second quarter of 2023 to implement new 
rates to support Artesian Water’s ongoing capital improvement program and to cover increased costs of operations.  We can provide no 
assurances  that  any  future  rate  increase  request  will  be  approved  by  the  DEPSC,  MDPSC  or  PAPUC,  and  if  approved,  we  cannot 
guarantee  that these rate  increases will be granted in a  timely manner and/or will be sufficient in amount to cover the  investments, 
deferred regulatory assets and expenses for which we initially sought the rate increase.  To the extent we are able to pass through such 
costs  to  customers  and  a  state  public  service  commission  subsequently  determines  that  such  costs  should  not  have  been  paid  by 
customers, we may be required to refund such costs, with interest, to customers.  Any such costs not recovered through rates, or any 
such refund, could adversely affect our results of operations, financial position or cash flows.  

Our water and wastewater operations are subject to extensive federal and state laws and regulations.  In addition, our operating costs 
and  capital  expenditures  could  be  significantly  increased  if  new  or  stricter  regulatory  standards  are  imposed  by  federal  or  state 
environmental agencies. 

We are subject to various federal, state, and local laws and regulations relating to environmental protection, including the discharge, 
treatment, storage, disposal and remediation of hazardous substances and wastes.  Our water and wastewater services are governed by 
various federal and state environmental protection and health and safety laws and regulations, including, among others, the federal Safe 
Drinking Water Act, the Clean Water Act, the LCR and other federal and state laws.  These federal and state regulations are issued by 
the EPA and state environmental regulatory agencies.  Pursuant to these laws and regulations, we are required to obtain various water 
allocation permits and environmental permits for our operations.  The water allocation permits control the amount of water that can be 
drawn from water resources.  New or stricter water allocation regulations can adversely affect our ability to meet the demands of our 
customers.   While  we  have  budgeted  for  future  capital  and  operating  expenditures  to  maintain  compliance  with  these  laws  and  our 
permits, it is possible that new or stricter standards would be imposed that will raise our operating costs and capital expenditures.  Thus, 
we can provide no assurances that our costs of complying with, or discharging liability under current and future environmental and 
health and safety laws will not adversely affect our business, results of operations or financial condition. 

Risks Related to Our Financial Statements and Operating Results 

Our business is subject to seasonal fluctuations, which could affect demand for our water service and our revenues. 

Demand  for  water  during  warmer  months  is  generally  greater  than  during  cooler  months  primarily  due  to  additional  customer 
requirements in irrigation systems, swimming pools, cooling systems and other outside water use.  In the event that temperatures during 
typically warmer months are cooler than normal, or rainfall is more than normal, the demand for our water may decrease and adversely 
affect our revenues. 

Drought conditions and government imposed water use restrictions may impact our ability to serve our current and future customers, 
and may impact our customers’ use of our water, which may adversely affect our financial condition and results of operations. 

We believe that we have in place sufficient capacity to provide water service for the foreseeable future to all existing and new customers 
in all of our service territories.  However, severe drought conditions could interfere with our sources of water supply and could adversely 

13 

 
 
 
 
 
 
 
 
 
 
 
 
affect our ability to supply water in sufficient quantities to our existing and future customers.  This may adversely affect our revenues 
and earnings.  Moreover, governmental restrictions on water usage during drought conditions may result in a decreased demand for 
water, which may adversely affect our revenue and earnings. 

We could be adversely impacted by inflation.  

We  have  been  affected  and  could  continue  to  be  affected by  increased  costs  for  items  such  as,  among  others,  materials  for  capital 
expenditures, fuel, and treatment chemicals, due to the impacts of inflation.  If inflation increases significantly, we may seek to increase 
our rates charged to customers.  We can provide no assurances that any future rate increase request will be approved by the applicable 
regulatory authority, and if approved, we  cannot guarantee that any rate  increase will be granted in a timely manner and/or will be 
sufficient in amount to cover costs for which we initially sought the rate increase.  The impact of inflation could adversely affect our 
results of operations, financial position or cash flows. 

We may be required to record impairments of goodwill in the future that could have a material adverse effect on our financial condition 
and results of operations. 

The Company records goodwill when the purchase price of a business combination exceeds the estimated fair value of net identified 
tangible and intangible assets acquired as of the date of an acquisition.  The Company’s goodwill is primarily associated with the January 
2022 acquisition of Tidewater Environmental Services, Inc.  Goodwill is not amortized, but is evaluated for impairment at least annually, 
or more frequently, if impairment indicators are present that would more likely than not reduce the fair value of a reporting unit below 
its carrying amount.  We may be required to recognize in the future an impairment of goodwill due to market conditions, or other factors 
related to our performance or the performance of an acquired business, or other circumstances that may impact the fair value of assets 
acquired.  Recognition of impairments of goodwill and changes in fair value of certain of our assets would result in a charge to income 
in the period in which the impairment or change occurred, which may negatively affect our financial condition, results of operations and 
total capitalization.   

Risks Related to Our Business Strategy 

We face competition from other water and wastewater utilities for the acquisition of new exclusive service territories. 

We face competition from other water and wastewater utilities as we pursue the right to exclusively serve territories in Delaware and 
Maryland.  We address this competition by entering into agreements with landowners, developers or municipalities and, under current 
law, then applying to the DEPSC or the MDPSC for a CPCN.  If we are unable to enter into agreements with landowners, developers or 
municipalities and secure CPCNs for the right to exclusively serve territories in Delaware or Maryland, our ability to expand may be 
significantly impeded. 

Any future acquisitions we undertake or other actions to further grow our water and wastewater business may involve risks. 

An element of our growth strategy is the acquisition and integration of water and wastewater systems in order to broaden our current 
service  areas,  and  move  into  new  ones.  It  is  our  intent,  when  practical,  to  integrate  any  businesses  we  acquire  with  our  existing 
operations.  The negotiation of potential acquisitions as well as the integration of acquired businesses could require us to incur significant 
costs and cause diversion of our management’s time and resources.  We may not be successful in the future in identifying businesses 
that meet our acquisition criteria. The failure to identify such businesses may limit the rate of our growth.  In addition, future acquisitions 
or expansion of our service areas by us could result in: 

Incurrence of debt and contingent liabilities; 

−  Dilutive issuance of our equity securities; 
− 
−  Difficulties in integrating the operations and personnel of the acquired businesses; 
−  Diversion of our management’s attention from ongoing business concerns; 
−  Failure to have effective internal control over financial reporting; 
−  Overload of human resources; and 
−  Other acquisition-related expense. 

Some or all of these items could have a material adverse effect on our business and our ability to finance our business and comply with 
regulatory  requirements.    The  businesses  we  acquire  in  the  future  may  not  achieve  sales  and  profitability  that  would  justify  our 
investment. 

We also may experience risks relating to the challenges and costs of closing a transaction and the risk that an announced transaction 
may  not  close.   Completion  of  certain  acquisition  transactions  are  conditioned  upon,  among  other  things,  the  receipt  of  approvals, 
including from certain state public utilities commissions.  Failure to complete a pending transaction would prevent us from realizing the 
anticipated benefits.  We would also remain liable for significant transaction costs, including legal and accounting fees, whether or not 
14 

 
 
 
 
 
 
 
 
 
 
 
 
the transaction is completed. 

Risks Related to Legal Uncertainty 

Contamination of our water supply may result in disruption in our services and could lead to litigation that may adversely affect our 
business, operating results and financial condition. 

Our water supplies are subject to contamination from naturally-occurring compounds as well as pollution resulting from man-made 
sources.  Even though we monitor the quality of our water on an on-going basis, any possible contamination due to factors beyond our 
control could interrupt the use of our water supply until we are able to substitute it from an uncontaminated water source.  Additionally, 
treating the contaminated water source could involve significant costs and could adversely affect our business.  We could also be held 
liable for consequences arising out of human or environmental exposure to hazardous substances, if found, in our water supply.  This 
could adversely affect our business, results of operations and financial condition. 

We are subject to, and could be further subject to, governmental investigations or actions by other third parties. 

We  are  subject  to  various  federal  and  state  laws,  including  environmental  laws,  violations  of  which  can  involve  civil  or  criminal 
sanctions.  

Our operations from time to time could be parties to or targets of lawsuits, claims, investigations and proceedings, including system 
failure, injury, contract, environmental, health and safety and employment matters, which are handled and defended in the ordinary 
course of business.  The results of any future litigation or settlement of such lawsuits and claims are inherently unpredictable, but such 
outcomes could also materially and adversely affect our business, financial position and results of operations. 

Risk Related to Cybersecurity and Technology 

We are dependent on the continuous and reliable operation of our information technology systems. 

We rely on our information technology systems to manage operation of our business.  Specifically, our business relies on the following 
technology systems: customer information system, financial reporting system, asset tracking system, remote monitoring system for some 
of our treatment, storage and pumping facilities, human resources management system, inventory management system, and accounts 
receivable collection management system.  Such systems require periodic modifications, upgrades or replacement that subject us to 
inherent costs and risks, including substantial capital expenditures, additional administration and operating expenses, and other risks 
and  costs  of  delays  in  transitioning  to  new  systems  or  of  integrating  new  systems  into  our  current  systems.    Our  computer  and 
communications systems and operations could be damaged or interrupted by natural disasters, telecommunications failures or acts of 
war or terrorism, sabotage, theft or similar events or disruptions.  A loss of these systems or major problems with the operation of these 
systems could affect our operations and have a material adverse effect on our results of operations. 

There  have  been  an  increasing  number  of  cyberattacks  on  companies  around  the  world,  which  have  caused  operational  failures  or 
compromised  sensitive  corporate  or  customer  data.    These  attacks  have  occurred  over  the  internet,  through  malware,  viruses  or 
attachments  to  e-mails,  or  through  persons  inside  the  organization  or  with  access  to  systems  inside  the  organization.  We  have 
implemented  security  measures  and  will  continue  to  devote  resources  to  address  any  security  vulnerabilities  in  an  effort  to  prevent 
cyberattacks.  We utilize third parties to provide and maintain many of our information technology, or IT, resources, including disaster 
recovery and business continuity services intended to safeguard access to and use of our IT resources during a general or local network 
outage, under agreements with evolving security and service level standards.  Our senior IT executives also periodically update the audit 
and disclosure committees and our board of directors on our cybersecurity practices and risks, most recently in November 2022.  A 
reporting process has been established, and periodically tested and refined with the assistance of outside experts, to escalate notice within 
our organization and coordinate and deploy our response to IT security events.   Depending on the severity of an event, our incident 
reporting process includes informing, as early as practicable, our senior corporate management.  Despite our efforts, a cyberattack, if it 
occurred, could cause water or wastewater system problems, disrupt service to our customers, compromise important data or systems or 
result in an unintended release of customer information.  We feel we have adequate cybersecurity insurance coverage to mitigate the 
cost of any such cyberattack; however, a possible cyberattack could affect our operations and have a material adverse effect on our 
business and results of operations.   

Risk Associated with Management 

Turnover in our management team could have an adverse impact on our business or the financial market’s perception of our ability to 
continue to grow. 

Our success depends significantly on the continued contribution of our management team both individually and collectively. The loss 
of the services of any member of our management team or the inability to hire and retain experienced management personnel could 

15 

 
 
 
 
 
 
 
 
 
 
 
 
 
harm our operating results.  In addition, turnover in our management team could adversely affect the financial market’s perception of 
our ability to continue to grow. 

Risks Related to Our Common Stock 

There can be no assurance that we will continue to pay dividends in the future or, if dividends are paid, that they will be in amounts 
similar to past dividends. 

Dividends on our common stock will only be paid if and when declared by our Board of Directors. Our earnings, financial condition, 
capital requirements, applicable regulations and other factors, including the timeliness and adequacy of rate increases, will  determine 
both our ability to pay dividends on common stock and the amount of the dividends declared by our Board of Directors. There can be 
no assurance that we will continue to pay dividends in the future or, if dividends are paid, that they will be in amounts similar to past 
dividends. 

Holders of Class A Non-Voting Common Stock have no voting rights.  As a result, holders of Class A Non-Voting Common Stock will 
not have any ability to influence stockholder decisions. 

We have two classes of common stock, Class A Non-Voting Common Stock and Class B Common Stock. Under our Restated Certificate 
of Incorporation, the right to vote for the election of directors and other stockholder matters is exercised exclusively by the holders of 
Class B Common Stock and the holders of shares of our Class A Non-Voting Common Stock do not have voting rights on any matters 
that  are  submitted  to  a  vote  of  stockholders,  including  with  respect  to  the  election  of  directors  and  other  matters  voted  upon  by 
stockholders, except as required by the Delaware General Corporation Law.  The principal stockholders have significant control over 
the outcome of most fundamental corporate matters.   

The price of our common stock may be volatile and may be affected by market conditions beyond our control. 

The trading price of our common stock may fluctuate in the future based on a variety of factors, many of which are beyond our control 
and unrelated to our financial results. Factors that could cause fluctuations in the trading price of our common stock include but are not 
limited to volatility of the general stock market or the utility stock index, regulatory developments, general economic conditions and 
trends, actual or anticipated changes or fluctuations in our results of operations, actual or anticipated changes in the expectations of 
investors or securities analysts, actual or anticipated developments in our competitors’ businesses or the competitive landscape generally, 
litigation involving us or our industry, major catastrophic events or sales of large blocks of our stock. Furthermore, we believe that 
stockholders invest in public utility stocks in part because they seek reliable dividend payments. If there is an oversupply of stock of 
public utilities in the market relative to demand by such investors, the trading price of our common stock may decrease. Additionally, 
if interest rates rise above the dividend yield offered by our common stock, demand for our stock and its trading price may also decrease. 

Risk Related to Pandemics 

Our business, results of operations, financial condition, cash flows and stock price may be adversely affected by pandemics, epidemics 
or other public health emergencies, such as the outbreak of the coronavirus and its variants, or COVID-19. 

Our business, results of operations, financial condition, cash flows and stock price may be adversely affected by pandemics, epidemics 
or other public health emergencies, such as the outbreak of COVID-19.  We are considered an essential utility service company, as 
defined by the U.S. Department of Homeland Security.  Although we continue to operate our business consistent with federal guidelines 
and state and local orders, the outbreak of pandemics, epidemics or other public health emergencies and any preventive or protective 
actions taken by governmental authorities may have an adverse effect on our operations.  Additionally, concerns over the economic 
impact of COVID-19 have caused extreme volatility in financial and other capital markets, which may adversely impact our stock price.   

16 

 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 1B. UNRESOLVED STAFF COMMENTS 

None. 

ITEM 2.  PROPERTIES 

Our corporate headquarters are located at 664 Churchmans Road, Newark, Delaware and are owned by Artesian Water. 

The Company owns approximately six acres of land in New Castle County, Delaware zoned for office development and two nine-acre 
parcels of land in Sussex County, Delaware for water and wastewater treatment facilities and elevated water storage.  The Company 
also owns an office facility located in Sussex County, Delaware.  The facility consists of approximately 10,000 square feet of office 
space along with approximately 10,000 square feet of warehouse space. 

The Company owns land, rights-of-way, easements, transmission and distribution mains, collection mains, pump facilities, treatment 
plants, lift stations, treatment/disposal facilities, storage tanks, meters, vehicles and related equipment and facilities.  The following table 
indicates our utility plant as of December 31, 2022. 

Utility plant comprises: 
In thousands 

Utility plant at original cost 

Utility plant in service-Water 

Intangible plant 
Source of supply plant 
Pumping and water treatment plant 
Transmission and distribution plant 

Mains 
Services 
Storage tanks 
Meters 
Hydrants 
General plant 

Utility plant in service-Wastewater 

Intangible plant 
Treatment and disposal plant 
Collection mains and lift stations 
General plant 

Property held for future use 
Construction work in progress 

Less – accumulated depreciation 

Estimated 
Useful Life 
 (In Years)    December 31, 2022 

---    $ 
45-85      
8-62      

81      
39      
76      
26      
60      
5-31      

---    
21-81      
81      
5-31      

---      
---      

     $ 

140 
25,223 
116,915 

338,368 
56,396 
34,567 
29,720 
17,751 
65,632 

117 
66,420 
49,189 
1,845 

4,489 
34,213 
840,985 
172,954 
668,031 

Substantially all of Artesian Water's utility plant, except the utility plant in the town of Townsend, Delaware, is pledged as security for 
our First Mortgage Bonds.  As of December 31, 2022, no other water utility plant has been pledged as security for loans.  Two parcels 
of land in Artesian Wastewater are pledged as security for a loan.   

We believe that our properties are generally maintained in good condition and in accordance with current standards of good water and 
wastewater works industry practice.  We believe that all of our existing facilities adequately meet current necessary production capacities 
and current levels of utilization. 

17 

 
 
 
 
 
 
 
 
  
     
  
     
   
  
     
  
     
  
  
  
  
       
 
  
  
  
  
  
  
   
  
       
 
  
       
 
 
  
  
  
   
  
       
 
  
  
   
  
       
  
       
   
  
 
 
 
 
ITEM 3.  LEGAL PROCEEDINGS 

For a discussion of our legal proceedings, refer to Note 17 to our Consolidated Financial Statements.  

ITEM 4.  MINE SAFETY DISCLOSURES 

Not applicable.  

PART II 

ITEM 5.  MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER 

PURCHASES OF EQUITY SECURITIES 

Market Information for the Company’s Common Equity 

Artesian Resources' Class A Non-Voting Common Stock, or Class A Stock, is listed on the Nasdaq Global Select Market and trades 
under the symbol "ARTNA."  On March 7, 2023, the last closing sale price as reported by the Nasdaq Global Select Market was $55.13 
per share.  As of March 7, 2023 there were 528 holders of record of the Class A Stock. The stockholders of Class A shares are entitled 
to receive dividends when they are declared by the Board of Directors.  The Company has a long history of paying regular quarterly 
dividends as approved by our Board of Directors using net cash from operating activities.  See the Consolidated Financial Statements 
for additional information regarding the Company’s dividend history.  

The intraday high and low Nasdaq Global Select Market prices on the Class A Stock for each quarter during the past two years were: 

2022 
First Quarter 
Second Quarter 
Third Quarter 
Fourth Quarter 

2021 
First Quarter 
Second Quarter 
Third Quarter 
Fourth Quarter 

Stock Price 

High 

Low 

$ 
$ 
$ 
$ 

$ 
$ 
$ 
$ 

50.88 
50.00 
60.36 
59.98 

42.70 
42.10 
40.44 
47.99 

$ 
$ 
$ 
$ 

$ 
$ 
$ 
$ 

43.02 
44.08 
47.96 
45.44 

36.68 
35.90 
36.55 
37.60 

Our Class B Common Stock, or Class B Stock, is quoted on the OTC Bulletin Board under the symbol "ARTNB."  There has been a 
limited and sporadic public trading market for the Class B Stock.  As of March 1, 2023, the last reported trade of the Class B Stock on 
the OTC Bulletin Board was at a price of $53.00 per share on February 9, 2023.  As of March 7, 2023, there were 137 holders of record 
of the Class B Stock.  The Class B shares are paid the same dividend as the Class A shares. 

Recent Sales of Unregistered Securities 

During the year ended December 31, 2022, we did not issue any unregistered shares of our Class A or Class B Stock. 

18 

 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The  following  graph  compares  the  percentage  change  in  cumulative  shareholder  return  on  the  Company’s  Class  A  Stock  with  the 
Standard & Poor’s 500 Stock Index and a Peer Group of water utility companies.  The graph covers the period from December 2017 
(assuming a $100 investment on December 31, 2017, and the reinvestment of any dividends) through December 2022: 

Comparison of Cumulative Five Year Total Return 

$250

Artesian Resources Corporation

S&P 500 Index

$200

Peer Group

$150

$100

$50

2017

Company Name / Index 
Artesian Resources Corporation 
S&P 500 Index 
Peer Group 

2018

2019

2020

2021

2022

Base Period 
2017 

2018 

INDEXED RETURNS 
Years Ending December 31 
2020 

2019 

2021 

100   
100   
100   

92.81  
95.62  
100.28  

101.77  
125.72  
135.27  

104.28  
148.85  
156.00  

133.71  
191.58  
193.40  

2022 

172.88 
156.88 
165.56 

The Peer Group includes American States Water Company, American Water Works Company, Inc., Essential Utilities, Inc., California 
Water  Service  Group,  Connecticut  Water  Service,  Inc.  (included  through  October  9,  2019  when  it  was  acquired  by  SJW  Group), 
Middlesex Water Company, SJW Group and York Water Company. 

19 

 
 
 
 
 
 
  
   
  
   
  
  
  
 
 
  
 
 
ITEM 6.  RESERVED  

ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS 

OVERVIEW 

Our profitability is primarily attributable to the sale of water and wastewater services in our regulated utility business.  Our regulated 
utility  segment  comprised  90.7%  of  total  operating revenues  for  the  year  ended  December  31,  2022  and 93.4%  for  the  year  ended 
December 31, 2021.  Water sales are subject to seasonal fluctuations, particularly during summer when water demand may vary with 
rainfall and temperature.  In the event temperatures during the typically warmer months are cooler than expected, or rainfall is greater 
than expected, the demand for water may decrease and our revenues may be adversely affected.  We believe these effects of weather are 
short term and do not materially affect the execution of our strategic initiatives.  Our wastewater services provide a revenue stream that 
is  not  affected  by  these  changes  in  weather  patterns.    We  continue  to  seek  growth  opportunities  to  provide  wastewater  services  in 
Delaware and the surrounding areas. 

Our profitability is also attributed to other non-utility business, such as various contract operations, water, sewer and internal SLP Plans 
and other services we provide.  Our contract operations, SLP Plans and other services also provide a revenue stream that is not affected 
by changes in weather patterns.  We also continue to explore and develop relationships with developers and municipalities in order to 
increase  revenues  from  contract  water  and  wastewater  operations,  wastewater  management  services,  and  design,  construction  and 
engineering  services.    We  plan  to  continue  developing  and  expanding  our  contract  operations  and  other  services  in  a  manner  that 
complements our growth in water service to new customers.  Our anticipated growth in these areas is subject to changes in residential 
and commercial construction, which may be affected by interest rates, inflation and general housing and economic market conditions.  
We anticipate continued growth in our non-utility subsidiaries due to our water, sewer, and internal SLP Plans. 

Inflation 

We are affected by inflation, most notably by the continually increasing costs required to maintain, improve and expand our service 
capability.  The cumulative effect of inflation results in significantly higher facility  replacement costs which must be recovered from 
future cash flows.  Our ability to recover increases in investments in facilities is dependent upon future rate increases, which are subject 
to approval by the applicable regulatory authority.  We can provide no assurances that any future rate increase request will be approved, 
and if approved, we cannot guarantee that any rate increase will be granted in a timely manner and/or will be sufficient in amount to 
cover costs for which we initially sought the rate increase.  The impact of inflation could adversely affect our results of operations, 
financial position or cash flows. 

Materials and Supplies 

We  are  highly  dependent  on  the  availability  of  essential  materials  and  parts  from  our  suppliers  for  expansion,  construction  and 
maintenance of our services.  The majority of the materials required for our water and wastewater utility business  are typically under 
contract at fixed prices, however, supply chain issues associated with the COVID-19 pandemic resulted in price increases and delays in 
procuring  certain  materials  and  equipment  in  2021  and  2022.    We  have  been  successful  in  minimizing  these  delays  with  thorough 
planning  and  pre-ordering.    In  addition,  as  of  December 31,  2022,  we  have  increased  our  quantity  of  materials  and  supplies,  at  an 
increased value of approximately $2.8 million, reported in Current Assets – Materials and Supplies on the Company’s Consolidated 
Balance Sheets.  However, there is no assurance that our future financial results or business operations will not be negatively affected.   

COVID-19 Pandemic 

As of December 31, 2022, the Company’s financial results and business operations have not been materially adversely affected by the 
coronavirus,  or  COVID-19,  outbreak,  which  was  declared  a  pandemic  in  March  2020.    However,  we  have  experienced  delays  in 
procuring some materials and supplies as well as increased costs.  While we have been successful in managing these delays, there is no 
assurance that our future financial results or business operations will not be negatively affected.  The full impact of the COVID-19 
outbreak continues to evolve as of the date of this report.  Management is actively monitoring the situation and impacts on its operations, 
suppliers, industry, and workforce. 

Regulated Water Subsidiaries 

Artesian Water, Artesian Water Maryland and Artesian Water Pennsylvania provide water service to residential, commercial, industrial, 
governmental, municipal and utility customers.  Increases in the number of customers contribute to increases, or help to offset any 
intermittent  decreases,  in  our  operating  revenue.    As  of  December  31,  2022,  the  number  of  metered  water  customers  in  Delaware 
increased  approximately  3.2%  compared  to  December  31,  2021.    The  number  of  metered  water  customers  in  Maryland  increased 
approximately 1.2% compared to December 31, 2021.  The number of metered water customers in Pennsylvania remained consistent 

20 

 
 
 
 
 
 
 
 
 
 
 
 
compared to December 31, 2021.  For the year ended December 31, 2022, approximately 8.6 billion gallons of water were distributed 
in our Delaware systems and approximately 136.6 million gallons of water were distributed in our Maryland systems.   

Regulated Wastewater Subsidiaries 

Artesian Wastewater owns wastewater collection and treatment infrastructure and began providing regulated wastewater services to 
customers in Delaware in July 2005.   Artesian Wastewater Maryland was incorporated on June 3, 2008 and is able to provide regulated 
wastewater services to customers in Maryland.  It is not currently providing these services in Maryland.  Our residential and commercial 
wastewater customers are billed a flat monthly fee, which contributes to providing a revenue stream unaffected by weather.  The number 
of  Artesian’s  Delaware  wastewater  customers  more  than  doubled  compared  to  December  31,  2021,  following  the  acquisition  of 
Tidewater Environmental Services, Inc., or TESI.  This acquisition agreement is discussed further in the “Strategic Direction and Recent 
Developments” section below. 

Non-Utility Subsidiaries 

Artesian Utility provides contract water and wastewater operation services to private, municipal, and governmental institutions.  Artesian 
Utility also offers three protection plans to customers, the WSLP Plan, the SSLP Plan, and the ISLP Plan.  SLP Plan customers are billed 
a flat monthly or quarterly rate, which contributes to providing a revenue stream unaffected by weather.  There has been consistent 
customer growth over the years.  As of December 31, 2022, the eligible customers enrolled in the WSLP Plan, the SSLP Plan and the 
ISLP Plan increased 2.4%, 0.9% and 6.4%, respectively, compared to December 31, 2021.  The non-utility customers enrolled in one 
of our three protections plans increased 2.5%.   

Strategic Direction and Recent Developments 

Our strategy is to increase customer growth, revenues, earnings and dividends by expanding our water, wastewater and SLP Plan services 
across the Delmarva Peninsula.  We remain focused on providing superior service  to our customers and continuously seek ways to 
improve our efficiency and performance.  Our strategy has included a focus on building strategic partnerships with county governments, 
municipalities and developers.  By providing water and wastewater services, we believe we are positioned as the primary resource for 
developers and communities throughout the Delmarva Peninsula seeking to fill both needs simultaneously.  We believe we have a proven 
ability to acquire and integrate high growth, reputable entities, through which we have captured additional service territories that will 
serve as a base for future revenue.  We believe this experience presents a strong platform for further expansion and that our success to 
date also produces positive relationships and credibility with regulators, municipalities, developers and customers in both existing and 
prospective service areas. 

In our regulated water  subsidiaries, our strategy is to focus on a wide spectrum of activities, which include strategic acquisitions of 
existing systems, expanding certificated service area, identifying new and dependable sources of supply, developing the wells, treatment 
plants and delivery systems to supply water to customers and educating customers on the wise use of water.  Our strategy includes 
focused efforts to expand through strategic acquisitions and in new regions added to our Delaware service territory over the  last 10 
years.  We plan to expand our regulated water service area in the Cecil County designated growth corridor and to expand our business 
through the design, construction, operation, management and acquisition of additional water systems.  The expansion of our exclusive 
franchise areas elsewhere in Maryland and the award of contracts will similarly enhance our operations within the state.  

Our  ability  to  develop  partnerships  with  various  county  governments,  municipalities  and  developers  has  provided  a  number  of 
opportunities.    In  the  last  four  years,  we  completed  seven  acquisitions  including  asset  purchase  agreements  with  municipal  and 
developer/homeowner association operated systems.   

We believe that Delaware's generally lower cost of living in the region, availability of development sites in relatively close proximity 
to the Atlantic Ocean in Sussex County, and attainable financing rates for construction and mortgages have resulted, and will continue 
to result, in increases to our customer base.  Delaware’s lower property and income tax rate make it an attractive region for new home 
development and retirement communities.  Substantial portions of Delaware currently are not served by a public water system, which 
could also assist in an increase to our customer base as systems are added. 

On May 26, 2022, Artesian Water completed its purchase of substantially all of the water operating assets from the Town of Clayton, 
or Clayton, a Delaware municipality located in Kent County, Delaware, including Clayton’s exclusive franchise territory and the right 
to provide water service to Clayton’s existing customers, or the Clayton Water System.  The total purchase price was $5.0 million, less 
the current payoff amount of secured debt or debt associated with the Clayton Water System.  This transfer of Clayton’s exclusive 
franchise territory was approved by the DEPSC on April 20, 2022. 

In our regulated wastewater subsidiaries, we foresee significant growth opportunities and will continue to seek strategic partnerships 
and relationships with developers and governmental agencies to complement existing agreements for the provision of wastewater service 
on the Delmarva Peninsula. There are numerous locations in Sussex County where Artesian Wastewater’s and Sussex County’s facilities 

21 

 
 
 
 
 
 
 
 
 
 
 
are connected or integrated to allow for the movement and disposal of wastewater generated by one or the other’s system in a  manner 
that most efficiently and cost effectively manages wastewater transmission, treatment and disposal.  In addition, Artesian Wastewater 
plans  to  utilize  our  larger  regional  wastewater  facilities  to  expand  service  areas  to  new  customers  while  transitioning  our  smaller 
treatment facilities into regional pump stations in order to gain additional efficiencies in the treatment and disposal of wastewater. We 
believe this will reduce operational costs at the smaller treatment facilities in the future because they will be converted from treatment 
and disposal plants to pump stations to assist with transitioning the flow of wastewater from one regional facility to another.  In addition, 
since  closing  the  transaction  with  TESI  noted  below,  Artesian’s  Delaware  wastewater  subsidiaries  are  the  sole  regional  regulated 
wastewater utilities in Delaware, which we believe will enable us to increase efficiencies in the treatment and disposal of wastewater 
and provide additional opportunities to expand our wastewater operations. 

On January 14, 2022, Artesian Wastewater acquired TESI, a wholly-owned subsidiary of Middlesex Water Company, or Middlesex, 
that provides regulated wastewater services in Delaware.  Artesian Wastewater purchased all of the stock of TESI from Middlesex for 
$6.4 million in cash and other consideration, including, forgiveness of a $2.1 million note due from Middlesex.  This acquisition more 
than doubled the number of wastewater customers served by Artesian in Sussex County, Delaware and included all residents in the 
Town of Milton.   

Artesian Wastewater began operating its Sussex Regional Recharge Facility in late June 2021, shortly after our large industrial customer 
received  its  process  wastewater  treatment  operating  permit.    The  associated  customer  agreement  includes  a  required  minimum 
wastewater flow.  Pursuant to a settlement agreement, for the calendar year 2021 only, the minimum required volume of wastewater 
was prorated on a seven-month basis beginning June 1, 2021 and ending December 31, 2021.    

The general need for increased capital investment in our water and wastewater systems is due to a combination of population growth, 
more protective water quality standards, aging infrastructure and acquisitions.  Our planned and budgeted capital improvements over 
the  next  three  years  include  projects  for  water  infrastructure  improvements  and  expansion  in  both  Delaware  and  Maryland  and 
wastewater infrastructure improvements and expansion in Delaware.  The DEPSC and MDPSC have generally recognized the operating 
and capital costs associated with these improvements in setting water and wastewater rates for current customers and capacity charges 
for new customers. 

In our non-utility subsidiaries, we continue pursuing opportunities to expand our contract operations.  Through Artesian Utility, we will 
seek  to  expand  our  contract  design,  engineering  and  construction  services  of  water  and  wastewater  facilities  for  developers, 
municipalities  and  other  utilities.    We  also  anticipate  continued  growth  due  to  our  water,  sewer  and  internal  SLP  Plans.    Artesian 
Development owns two nine-acre parcels of land, located in Sussex County, Delaware, which will allow for construction of a water 
treatment facility and wastewater treatment facility.  Artesian Storm Water was formed to expand contract work related to the design, 
installation, maintenance and repair services associated with existing or proposed storm water management systems in Delaware and 
the surrounding areas. 

CRITICAL ACCOUNTING POLICIES AND ESTIMATES 

Critical accounting policies and estimates are those we believe are most important to portraying the financial condition and  results of 
operations and also require significant estimates, assumptions or other judgments by management.  Note 1 to the Consolidated Financial 
Statements describes the significant accounting policies and methods used in the preparation of the consolidated financial statements.  
The following provides an overview of the accounting policies that are particularly important to the results of operations and financial 
condition of the Company.  Changes in the estimates, assumptions or other judgments included within these accounting policies could 
result in a significant change to the financial statements in any quarterly or annual period.  We consider the following policies to be the 
most critical in understanding the judgment that is involved in preparing our Consolidated Financial Statements.  Senior management 
has discussed the selection and development of our critical accounting policies and estimates with the Audit Committee of the Board of 
Directors. 

All additions to utility plant are recorded at cost.  Business combinations pursuant to ASC Topic 805 may result in a purchase price 
allocation and the acquired assets are required to be evaluated by the applicable regulatory agency.  Cost includes direct labor, materials, 
AFUDC (see description in Note 1-Utility Plant) and indirect charges for items such as transportation, supervision, pension, medical, 
and other fringe benefits related to employees engaged in construction activities.  When depreciable units of utility plant are retired, the 
historical costs of plant retired is charged to accumulated depreciation.  Any cost associated with retirement, less any salvage value or 
proceeds received, is charged to the regulated retirement liability.  Maintenance, repairs, and replacement of minor items of utility plant 
are charged to expense as incurred. 

We record water service revenue, including amounts billed to customers, on a cycle basis and unbilled amounts based upon estimated 
usage from the date of the last meter reading to the end of the accounting period.  As actual usage amounts are received, adjustments 
are made to the unbilled estimates in the next billing cycle based on the actual results.  Estimates are made on an individual customer 
basis, using one of three methods: the previous year’s consumption in the same period, the previous billing period’s consumption, or 
averaging.  While actual usage for individual customers may differ materially from the estimate, we believe the overall total estimate of 

22 

 
 
 
 
 
 
 
 
consumption and revenue for the fiscal period will not differ materially from actual billed consumption.  

We  record  accounts  receivable  at  the  invoiced  amounts.    An  allowance  for  doubtful  accounts  is  calculated  as  a  percentage  of  total 
associated revenues based upon historical trends and adjusted for current conditions.  We mitigate  our exposure to credit losses by 
discontinuing services in the event of non-payment; accordingly, the related allowance for doubtful accounts and associated bad debt 
expense has not been significant.  However, the Company experienced longer receivable cycles throughout 2020, and into 2021, related 
to  temporary  executive  orders  issued  by  state  governmental  agencies  requiring  utility  companies  to  prohibit  late  fees  and  service 
disconnections for non-payment, resulting in an adjustment to increase the reserve for bad debt.  During 2022, the Company experienced 
receivable cycles similar to those experienced prior to 2020.  Account balances are written off against the allowance when it is probable 
the receivable will not be recovered.     

The  Financial  Accounting  Standards  Board,  or  FASB,  Accounting  Standards  Codification,  or  ASC,  Topic  980  stipulates  generally 
accepted accounting principles for companies whose rates are established or subject to approvals by a third-party regulatory agency.  
Our regulated subsidiaries record deferred regulatory assets under FASB ASC Topic 980, which are costs that may be recovered over 
various lengths of time as prescribed by the DEPSC, MDPSC and PAPUC.  As the utility incurs certain costs, such as expenses related 
to rate  case  applications, a deferred regulatory asset is created.  Adjustments to these deferred regulatory assets are made when the 
DEPSC,  MDPSC  or  PAPUC  determines  whether  the  expense  is  recoverable  in  rates,  the  length  of  time  over  which  an  expense  is 
recoverable, or, because of changes in circumstances, whether a remaining balance of deferred expense is recoverable in rates charged 
to customers.  In addition, our regulated subsidiaries record deferred and/or amortized regulatory liabilities under FASB ASC Topic 
980, as determined by the DEPSC, the MDPSC, and the PAPUC.  Regulatory liabilities represent excess recovery of cost or other items 
that have been deferred because it is probable such amounts will be returned to customers through future regulated rates.  Adjustments 
to reflect changes in recoverability of certain deferred regulatory assets or certain deferred regulatory liabilities may have a significant 
effect on our financial results. 

Deferred income taxes are provided in accordance with FASB ASC Topic 740 on all differences between the tax basis of assets and 
liabilities and the amounts at which they are carried in the consolidated financial statements based on the enacted tax rates expected to 
be in effect when such temporary differences are expected to reverse. The Company’s rate regulated subsidiaries recognize regulatory 
liabilities, to the extent considered in ratemaking, for deferred taxes provided in excess of the current statutory tax rate  and regulatory 
assets  for  deferred  taxes  provided  at  rates  less  than  the  current  statutory  rate.    Such  tax-related  regulatory  assets  and  liabilities  are 
reported at the revenue requirement level and amortized to income as the related temporary differences reverse, generally over the lives 
of the related properties.   

Our long-lived assets consist primarily of utility plant in service and regulatory assets.  We review for impairment of our long-lived 
assets, including utility plant in service, in accordance with the requirements of FASB ASC Topic 360.  We review regulatory assets for 
the continued application of FASB ASC Topic 980.  Our review determines whether there have been changes in circumstances or events 
that have occurred that require adjustments to the carrying value of these assets.  Adjustments to the carrying value of these assets would 
be made in instances where changes in circumstances or events indicate the carrying value of the asset may not be recoverable in rates 
charged to customers.  The Company believes there are no impairments in the carrying amounts of its long-lived assets or regulatory 
assets at December 31, 2022. 

In accordance with FASB ASC Topic 350, the accounting guidance for testing goodwill, the Company assesses goodwill for 
impairment annually or more frequently if we encounter events or changes in circumstances that would indicate that, more likely than 
not, the carrying value of goodwill has been impaired.  If the carrying value of the reporting unit exceeds its implied fair value, the 
Company will recognize an impairment charge for the difference up to the carrying value of the allocated goodwill.  There was no 
impairment of goodwill as of December 31, 2022. 

Results of Operations 

2022 Compared to 2021 

Operating Revenues 

Revenues totaled $98.9 million for the year ended December 31, 2022, $8.0 million, or 8.8%, more than revenues for the year ended 
December 31, 2021.   

Other utility operating revenue increased approximately $4.3 million, or 59.9%, for the year ended December 31, 2022 compared to the 
year ended December 31, 2021.  This increase is primarily due to an increase in wastewater revenue associated with residential customer 
growth  resulting  from  the  acquisition  of TESI  in  January 2022,  industrial  wastewater  services  that  started  in  June  2021,  as  well  as 
organic residential customer growth. 

23 

 
 
 
 
 
 
 
 
 
 
 
Non-utility operating revenue increased approximately $3.2 million, or 55.3%, for the year ended December 31, 2022 compared to the 
same period in 2021.  The increase is primarily due to an increase in contract service revenue related to a contract for the design and 
construction of wastewater infrastructure and an increase in Service Line Protection Plan revenue. 

Water sales revenue increased $0.5 million, or 0.6%, for the year ended December 31, 2022 from the corresponding period in 2021, 
primarily due to an increase in fixed fee revenue  related to  added  customers.  We  realized  79.2% and 85.7% of our total operating 
revenue for the years ended December 31, 2022 and December 31, 2021, respectively, from the sale of water. 

Percentage of Operating Revenues 

Water Sales 

Residential 
Commercial 
Industrial 
Government and Other 

Other utility operating revenues 
Non-utility operating revenues 

Total 

Residential 

2022    

2021   

2020 

48.7 %  
17.6      
0.1 
12.8      
11.6 
9.2 
100.0  %   

53.0 % % 
19.4     
0.1    
13.2     
7.9   
6.4    
100.0   % 

53.8 % 
19.5 
0.1 
13.4 
7.4 
5.8 
100.0 % 

Residential water service revenues in 2022 amounted to $48.1 million, a decrease of $0.1 million, or 0.2%, below the $48.2 million 
recorded in 2021, primarily due to a decrease in overall water consumption.  The volume of water sold to residential customers decreased 
to 4,209 million gallons in 2022 compared to 4,230 million gallons in 2021, a 0.5% decrease.  The number of residential customers 
served increased by approximately 2,900, or 3.3%, in 2022. 

Commercial 

Water service revenues from commercial customers in 2022 decreased by 0.6%, to $17.5 million in 2022 from $17.6 million in 2021, 
primarily due to a decrease in overall water consumption.  The volume of water sold to commercial customers decreased to 2,232 million 
gallons in 2022 compared to 2,237 million gallons sold in 2021, a decrease of 0.2%. 

Industrial 

Water service revenues from industrial customers increased to $79,000 in 2022 from $49,000 in 2021.  The volume of water sold to 
industrial customers increased to 9.6 million gallons in 2022 from 5.3 million gallons in 2021. 

Government and Other 

Government and other water service revenues in 2022 increased by 5.6%, to $12.6 million in 2022 from $12.0 million in 2021, primarily 
due to  an increase in  overall water consumption.  The volume of water sold to government and other customers  increased to 1,337 
million gallons in 2022 compared to 1,155 million gallons in 2021, an increase of 15.8%.   

Other Utility Operating Revenue 

Other  utility  operating  revenue,  derived  from  regulated  wastewater  services,  contract  operations,  antenna  leases  on  water  tanks, 
finance/service charges, wastewater customer service revenues and industrial wastewater service revenues, increased 59.9%, to $11.5 
million in 2022 from $7.2 million in 2021.  This increase is primarily due to an increase in wastewater revenue associated with residential 
customer growth resulting from the acquisition of TESI in January 2022, industrial wastewater services that started in June 2021, as 
well as organic residential customer growth. 

Non-Utility Operating Revenue 

Non-utility operating revenue, derived from non-regulated water and wastewater operations, increased by 55.3%, to $9.1 million in 2022 
from $5.8 million in 2021.  The increase is primarily due to an increase in contract service revenue related to a contract for the design 
and construction of wastewater infrastructure and an increase in Service Line Protection Plan revenue. 

24 

 
 
 
  
     
    
 
   
 
  
    
    
 
  
  
 
  
   
 
  
 
 
  
 
  
   
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Operating Expenses   

Operating expenses, excluding depreciation and income taxes, increased $5.6 million, or 10.9%, for the year ended December 31, 2022 
compared to the year ended December 31, 2021.  The components of the change in operating expenses primarily include an increase in 
non-utility operating expenses of $2.9 million, an increase in utility operating expenses of $2.4 million and an increase in property and 
other taxes of $0.3 million.     

Non-utility operating expenses increased $2.9 million, or 73.8%, primarily due to an increase in costs associated with the wastewater 
infrastructure design and construction contract and an increase in plumbing services related to Service Line Protection Plan repairs. 

Utility operating expenses increased $2.4 million, or 5.7%, for the year ended December 31, 2022 compared to the year ended December 
31, 2021.  The net increase is primarily related to the following. 

−  Payroll and employee benefit costs increased $1.6 million, primarily related to an increase in overall compensation and an 

increase in medical benefit costs. 

−  Administrative costs increased $1.2 million, primarily due to outside contract services for wastewater treatment and station 
maintenance associated with the TESI acquisition and adjustments made in 2021 to reduce the additional bad debt reserve 
from 2020 associated with the COVID-19 pandemic. 

−  Repair and maintenance costs increased $0.9 million, primarily related to an increase in overall maintenance costs related to 
the TESI acquisition.  In addition, tank painting and fuel costs increased.  This increase in repair and maintenance costs is 
partially offset by reimbursements from the Delaware Sand and Gravel Remedial Trust for Artesian Water’s operating costs 
related to certain treatment costs pursuant to a settlement agreement.     

−  Water treatment costs increased $0.6 million, primarily related to an increase in the cost and usage of water and wastewater 

treatment chemicals and an increase in water treatment testing costs.   

−  Purchased power costs increased $0.5 million, primarily due to an increase in usage related to the additional operational costs 
associated with the TESI acquisition and upgraded wastewater treatment facilities, in addition to an increase in overall water 
operations.   

−  Purchased water costs decreased $2.4 million, related to a decrease of water purchased under a new contract, effective January 

2022, in which the minimum amount of water required to be purchased was reduced. 

Property and other taxes increased $0.3 million, or 5.1%, primarily due to an increase in utility plant subject to taxation.  Property taxes 
are assessed on land, buildings and certain utility plant, which include the footage and size of pipe, hydrants and wells.   

Percentage of Operating and Maintenance Expenses 

Payroll and Associated Expenses 
Administrative 
Purchased Water 
Repair and Maintenance 
Purchased Power 
Water Treatment 
Non-utility Operating 

Total 

2022   
48.1 %    
13.2   
3.6   
11.1   
5.7  
4.8   
13.5  

100.0 %    

2021  
49.9 %    
12.3   
9.5   
10.2   
5.4  
4.0   
8.7  
100.0 %    

2020 
51.0 % 
14.1 
9.9 
8.3 
5.5 
3.7 
7.5 
100.0 % 

The ratio of operating expense, excluding depreciation and income taxes, to total revenue was 57.1% for the year ended December 31, 
2022, compared to 56.1% for the year ended December 31, 2021. 

Depreciation and amortization expense increased $0.7 million, or 6.2%, primarily due to continued investment in utility plant providing 
supply, treatment, storage and distribution of water to customers and service to our wastewater customers. 

Federal and state income tax expense increased $0.1 million, or 2.5%, primarily due to higher pre-tax income in 2022 compared to 2021, 
partially offset by a decrease related to stock options exercised. 

Other Income, Net 

Other income, net increased $0.5 million, primarily due to a $0.5 million increase in AFUDC, as a result of higher long-term construction 
activity subject to AFUDC for the year ended December 31, 2022 compared to the same period in 2021. 

25 

 
 
 
 
 
 
 
 
 
   
 
  
  
  
  
 
  
  
  
 
  
  
  
 
 
 
 
 
  
  
  
 
  
  
  
 
  
 
 
 
 
 
 
 
Interest Charges 

Long-term debt interest increased $0.9 million, primarily related to an increase in long-term debt interest associated with the Series W 
First Mortgage Bond issued on April 29, 2022.   

Net Income 

Our net income applicable to common stock increased $1.2 million, or 7.0%.  Total operating revenues increased $8.0 million and 
AFUDC increased $0.5 million, partially offset by a $6.4 million increase in total operating expenses and $0.9 million increase in interest 
charges. 

Part I, Item 7. “Management’s Discussion and Analysis of Financial Condition and Results of Operations” in our 2021 Annual 
Report on Form 10-K includes a comparative discussion of the years ended December 31, 2021 and 2020 and is incorporated 
herein by reference.     

Liquidity and Capital Resources 

Overview 

The Company’s primary sources of liquidity for the year ended December 31, 2022 were $24.3 million of cash provided by operating 
activities, $16.4 million in net contributions and advances from developers, which includes $2.0 million of grant funds from the State 
of Delaware, $31.8 million from the issuance of long-term debt and $2.1 million in net proceeds from the issuance of common stock.  
These  funds  were  used  to  invest  $48.5  million  in  capital  expenditures  and  $6.3  million  in  acquisitions  and  to  pay  dividends  of 
approximately $10.3 million.    

We  depend  on  the  availability  of  capital  for  expansion,  construction  and  maintenance.  We  rely  on  our  sources  of  liquidity  for 
investments in our utility plant and to meet our various payment obligations.  We expect that our net investments in utility plant in 2023 
will be approximately $57.0 million.  Our total obligations related to interest and principal payments on indebtedness, rental payments, 
elevated  storage  tank  agreements  and  water  service  interconnection  agreements  for  2023  are  anticipated  to  be  approximately  $31.8 
million.   

Operating Activities 

One of our primary sources of liquidity for the year ended December 31, 2022 was $24.3 million provided by cash flow from operating 
activities.  Cash flow from operating activities is primarily provided by our utility  operations, and is impacted by the timeliness and 
adequacy of rate increases and changes in water consumption as a result of year-to-year variations in weather conditions, particularly 
during the summer.  A significant part of our ability to maintain and meet our financial objectives is to ensure that our investments in 
utility plant and equipment are recovered in the rates charged to customers.  As such, from time to time, we file rate increase requests 
to recover increases in operating expenses and investments in utility plant and equipment.  We will continue to borrow on available lines 
of credit in order to satisfy current liquidity needs.  In addition, the Company has a long history of paying regular quarterly dividends 
as approved by our Board of Directors using net cash from operating activities. 

Investment Activities 

The  primary  focus  of  our  investment  in  2022  was  to  continue  to  provide  high  quality,  reliable  service  to  our  growing  service 
territory.  Capital  expenditures  during  2022  were  $48.5  million  compared  to  $40.8  million  invested  during  the  same  period  in 
2021.  During 2022, we continue to focus our investment through our rehabilitation program for transmission and distribution facilities 
by replacing aging or deteriorating mains, installation of new mains, enhancing or improving existing treatment facilities, construction 
of new water storage tanks, and replacing aging wells and pumping equipment to better serve our customers.  In May 2022, we completed 
the purchase of substantially all of the water operating assets from the Town of Clayton.  We also continue to invest in wastewater 
projects, including the acquisition of TESI in January 2022.  Developers contributed $8.0 million of the total investment during the year 
ended 2022. 

26 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The following chart summarizes our investment in plant and systems over the past three fiscal years. 

In thousands 

Source of supply, treatment and pumping 
Transmission and distribution 
General plant and equipment 
Developer financed utility plant 
Wastewater facilities 
Allowance for Funds Used During Construction, AFUDC 

Total 

2022   

2021   

2020 

$ 

$ 

14,158   $ 
17,712     
3,856     
8,038     
5,613     
(894)     
48,483   $ 

9,681   $ 
20,951     
1,739     
6,866     
2,133     
(556)     
40,814   $ 

14,999 
15,993 
3,089 
4,132 
2,586 
(781) 
40,018 

Of the $67.3 million gross investment expected in 2023, approximately $10.5 million will be for extending transmission and distribution 
facilities to address service needs in growth areas of our service territory.  Approximately $16.4 million will be invested in renewals 
associated with the rehabilitation of aging infrastructure.  Approximately $12.0 million will be invested in upgraded PFAS treatment 
equipment,  an  elevated  storage  tank,  both  additional  and  restored  water  treatment  facilities,  and  equipment  and  wells  throughout 
Delaware, Maryland, and Pennsylvania to identify, develop, treat, and protect sources of water supply to assure uninterrupted service to 
our customers.  Approximately $9.8 million will be invested in the construction of force mains used for the transmission of wastewater 
to plants.  Approximately $7.9 million will be invested into the ongoing construction of a regional wastewater treatment plant, along 
with  improvements  to  existing  wastewater  treatment  plants  and  wastewater  pumping  stations.    Approximately  $7.5  million  will  be 
invested  in  general  plant,  which  includes  replacement  computer  hardware,  transportation  and  equipment  upgrades,  new  corporate 
automation,  and  building  renovations.    Approximately  $2.4  million  will  be  invested  in  the  relocations  of  facilities  as  a  result  of 
government mandates.  Additionally, we will refund $0.8 million to customers, real estate developers and builders related to  previous 
advances for construction they provided to Artesian for distribution facilities on their properties. 

Our projected capital expenditures and other investments are subject to periodic review, and revision to reflect changes in economic 
conditions and other factors.  The Company's investment for 2023 is expected to be offset by developer contributions of $7.1 million 
and grant funds from the State of Delaware of $3.2 million, for a net investment of $57.0 million in 2023.  The Company believes the 
net investment in utility plant will continue to be recovered through rates charged to customers. 

Financing Activities 

We have several sources of liquidity to finance our investment in utility plant and other fixed assets.  We estimate that future investments 
will be financed by our operations and external sources.  We expect to fund our activities for the next twelve months using our projected 
cash generated from operations, bank credit lines, state revolving fund loans, government grants, and other capital market financing as 
needed to provide sufficient working capital to maintain normal operations, to meet our financing requirements and to expand through 
strategic acquisitions.  We believe that our cash on hand and future cash generated from the foregoing activities will provide adequate 
resources to fund our short-term and long-term capital, operating and financing needs. However, there is no assurance that we will be 
able to secure  funding on terms acceptable to us, or at all.  Our cash flows from operations are  primarily derived from water sales 
revenues and may be materially affected by changes in water sales due to weather and the timing and extent of increases in rates approved 
by state public service commissions. 

Material Cash Requirements 

Lines of Credit and Long Term Debt 

At December 31, 2022, Artesian Resources had a $40 million line of credit with Citizens Bank, or Citizens, which is available to all 
subsidiaries of Artesian Resources.  As of December 31, 2022, there was $26.9 million of available funds under this line of credit.  The 
previous interest rate for borrowings under this line was the London Interbank Offered Rate, or LIBOR, plus 1.00%.  It is expected that 
the LIBOR rate for USD currency will be discontinued after June 30, 2023.  As a result, effective May 20, 2022, this line of credit 
agreement was amended to replace LIBOR with the Daily Secured Overnight Financing Rate, or SOFR.  The interest rate is a one-month 
SOFR plus 10 basis points, or Term SOFR, plus an applicable margin of 0.85%.  Term SOFR cannot be less than 0.00%.  This is a 
demand line of credit and therefore the financial institution may demand payment for any outstanding amounts at any time.  The term 
of this line of credit expires on the earlier of May 21, 2023 or any date on which Citizens demands payment. The Company expects to 
renew this line of credit. 

At December 31, 2022, Artesian Water had a $20 million line of credit with CoBank, ACB, or CoBank, that allows for the financing of 
operations  for  Artesian  Water,  with  up  to  $10  million  of  this  line  available  for  the  operations  of  Artesian  Water  Maryland.    As  of 
December 31, 2022, there was $12.9 million of available funds under this line of credit.  The previous interest rate for borrowings under 
this  line  allowed  the  Company  to  select  either  LIBOR  plus  1.50%  or  a  weekly  variable  rate  established  by  CoBank;  the  Company 
historically used the weekly variable interest rate.  In October 2022, this line of credit was amended to replace the previous interest rate 

27 

 
  
  
  
  
  
  
 
 
 
 
 
 
 
 
options with a daily SOFR rate plus 1.45% option or a term SOFR rate plus 1.45% option that is locked in for either one or three months.  
The term of this line of credit expires on October 29, 2023.  Artesian Water expects to renew this line of credit. 

The Company’s material cash requirements include the following lines of credit commitments and contractual obligations: 

Material Cash Requirements 

Payments Due by Period 

In thousands 
First mortgage bonds (principal and interest) 
$ 
State revolving fund loans (principal and interest)   
Promissory note (principal and interest) 
Asset purchase contractual obligation (principal 

Less than 
1 Year 
7,924 
937 
961 

and interest) 
Lines of credit 
Operating leases 
Operating agreements 
Unconditional purchase obligations 
Tank painting contractual obligation 
Total contractual cash obligations 

345 
20,174 
25 
60 
809 
626 
31,861 

$ 

1-3 
Years    
15,773    $ 
1,699      
1,921 

672 
--- 
51 
79 
1,568      
939 
22,702    $ 

  $ 

 $ 

Years    

After 5 

4-5 
Years    
15,659    $  237,358 
1,463      
1,924 

6,364      
10,613 

Total 
 $  276,714 
10,463 
15,419 

647 
--- 
52      
84 
770      
--- 
20,599 

--- 
--- 
1,406      
782 

1,664 
20,174 
1,534 
1,005 
3,147 
1,565 
 $  256,523    $  331,685 

---      
--- 

Artesian’s long-term debt agreements and revolving lines of credit contain customary affirmative and negative covenants that are binding 
on us (which are in some cases subject to certain exceptions), including, but not limited to, restrictions on our ability to make certain 
loans and investments, guarantee certain obligations, enter into, or undertake, certain mergers, consolidations or acquisitions, transfer 
certain assets or change our business.  As of December 31, 2022, we were in compliance with these covenants. 

Long-term debt obligations reflect the maturities of certain series of our first mortgage bonds, which we intend to refinance when due 
if not refinanced earlier.  One first mortgage bond is subject to redemption in a principal amount equal to $150,000 plus interest per 
calendar quarter.  The state revolving fund loan obligation and promissory note obligation have an amortizing mortgage payment payable 
over a 20-year period.  The first mortgage bonds, the state revolving fund loan and the promissory note have certain financial covenant 
provisions, the violation of which could result in default and require the obligation to be immediately repaid, including all interest.  We 
have not experienced conditions that would result in our default under these agreements. 

On April 29, 2022, Artesian Water and CoBank entered into a Bond Purchase Agreement, or the Agreement, relating to the issue and 
sale by Artesian Water to CoBank of a $30 million principal amount First Mortgage Bond, Series W, or the Bond, due April 30, 2047, 
or the Maturity Date.  The Bond was issued pursuant to Artesian Water’s Indenture of Mortgage dated as of July 1, 1961, as amended 
and supplemented by supplemental indentures, including the Twenty-Fifth Supplemental Indenture dated as of April 29, 2022, or the 
Supplemental  Indenture,  from  Artesian  Water  to  Wilmington  Trust  Company,  as  Trustee.    The  Supplemental  Indenture  is  a  first 
mortgage lien against substantially all of Artesian Water’s utility plant.  The proceeds from the sale of the Bond were used to pay down 
outstanding lines of credit of the Company and a loan payable to Artesian Resources, with any additional proceeds used to fund capital 
investments in Artesian Water.  The DEPSC approved the issuance of the Bond on April 20, 2022.  The Bond carries an annual interest 
rate of 4.43% through but excluding the Maturity Date.  Interest is payable on June 30th, September 30th, December 30th and March 
30th in each year and on the Maturity Date, beginning June 30, 2022, until Artesian Water’s obligation with respect to the payment of 
principal, premium (if any) and interest shall be discharged.  Overdue payments shall bear interest as provided in the Supplemental 
Indenture. The term of the Bond also includes certain limitations on Artesian Water’s indebtedness. 

On May 26, 2022, Artesian Water completed its purchase of substantially all of the water operating assets from the Town of Clayton, 
or Clayton.  The total purchase price was $5.0 million, less the current payoff amount of secured debt or debt associated with the water 
operating assets.  At closing, Artesian Water paid approximately $3.4 million of the total purchase price.  The remaining $1.6 million is 
payable in five equal annual installments on the anniversary date of the closing date.  Each annual installment is payable with interest 
at an annual rate of 2.0%.   

On  August  12,  2022,  Artesian  Water  entered  into  three  Financing  Agreements,  or  the  Financing  Agreements,  with  the  Delaware 
Drinking Water State Revolving Fund (the “Fund”), acting by and through the Delaware Department of Health & Social Services, 
Division of Public Health, a public agency of the state of Delaware, or the Department.  The Department makes loans to, and acquires 
obligations of, eligible persons in Delaware to finance the costs of drinking water facilities in accordance with the Federal Safe Drinking 
Water Act using funds from the Fund. Under the Financing Agreements, the Department has agreed to advance to Artesian Water up 
to $966,000, $1,167,000 and $3,200,000 (collectively, the “Loans”) from the Fund to finance  all or a portion of the costs to replace 
specific water transmission mains in service areas located in New Castle County, Delaware (collectively, the “Projects”).  In accordance 
with the Financing Agreements, Artesian Water will from time to time request funds under the Loans as it incurs costs in connection 
with the Projects. In connection with the Financing Agreements, Artesian Water issued to the Department three General Obligation 
28 

 
 
 
  
   
 
  
  
  
  
 
  
  
  
  
 
  
  
  
  
  
    
   
 
  
  
  
  
  
   
 
  
  
  
  
 
 
 
 
 
Notes dated as of August 12, 2022, or the Notes. Under the Notes, borrowings under the Financing Agreements bear interest at a rate 
of  1.0%  per  annum  and  are  further  subject  to  an  administrative  fee  at  a  rate  of  1.0%  per  annum  (collectively,  interest  and  the 
administrative fee are referred to herein as “Fee”).  The Fee shall be paid semiannually on each February 1 and August 1, beginning on 
February 1, 2023.  The Notes will mature on February 1, 2043.  As of December 31, 2022, approximately $1.8 million was borrowed 
under the Loans.   

On December 9, 2022, Artesian Water Company entered into three Financing Agreements, or the Financing Agreements, with the Fund, 
acting by and through the Department. Under the Financing Agreements, the Department has agreed to advance to or to reimburse 
Artesian Water up to $901,170, $1,042,695 and $1,050,000 (collectively, the “Loans”) from the Fund to finance all or a portion of the 
costs to replace specific water transmission mains in service areas located in New Castle County, Delaware (collectively, the “Projects”).  
In accordance with the Financing Agreements, Artesian Water will from time to time request funds under the Loans as it incurs costs 
in connection with the Projects.  In connection with the Financing Agreements, Artesian Water issued to the Department three General 
Obligation Notes dated as of December 9, 2022, or the Notes.  Under the Notes, borrowings under the Financing Agreements bear 
interest at a rate of 1.0% per annum and are further subject to an administrative fee at a rate of 1.0% per annum  (collectively, interest 
and  the  administrative  fee  are  referred  to  herein  as  “Fee”).    The  Fee  shall  be  paid  semiannually  on  each  June  1  and  December  1, 
beginning on June 1, 2023.  Two notes will mature on June 1, 2043 and one will mature on December 1, 2043.  As of December 31, 
2022, approximately $1.0 million was requested under the Loans, and funds received in January 2023. 

In order to control purchased power cost, in August 2018 Artesian Water entered into an electric supply contract with MidAmerican 
Energy Services, LLC effective from September 2018 through May 2022.  In February 2021, Artesian Water entered into a new electric 
supply contract with MidAmerican that is effective from May 2021 to May 2025.  The fixed rate  was lowered 5.6% starting in May 
2021.  In August 2018, Artesian Water Maryland entered into an electric supply agreement with Constellation NewEnergy, Inc., effective 
from  May  2019  through  May  2022.    In  February  2022,  Artesian  Water  Maryland  entered  into  an  electric  supply  agreement  with 
Constellation  NewEnergy,  Inc.,  effective  from  May  2022  through  November  2025.    In  January  2022,  following  the  acquisition  of 
Tidewater Environmental Services, Inc., TESI dba Artesian Wastewater assumed an electricity supply contract with WGL Energy that 
is effective through December 2024.   

Payments for unconditional purchase obligations reflect minimum water purchase obligations based on rates that are subject to change 
under two interconnection agreements with the Chester Water Authority.  One agreement, that expired on December 31, 2021, had a 
“take or pay” clause requiring us to purchase 3 million gallons per day.  The other agreement is effective from January 1, 2022 through 
December 31, 2026, includes automatic five year renewal terms, unless terminated by either party, and has a “take or pay” clause which 
required us to purchase water on a step down schedule through July 5, 2022, and now requires us to purchase a minimum of 0.5 million 
gallons per day.  In addition, payments for unconditional purchase obligations reflect minimum water purchase obligations based on a 
contract rate under our interconnection agreement with the Town of North East, which expires June 26, 2024. 

In April 2021, Artesian Water entered into a 3-year agreement with Worldwide Industries Corporation effective July 1, 2021 to paint 
elevated water storage tanks.  Pursuant to the agreement, the total expenditure for the three years was $1.2 million.  In September 2022, 
this agreement was amended to paint an additional elevated water storage tank and to extend the term of the agreement for an additional 
year.  Pursuant to the amended agreement, the total expenditure for the four years is $2.2 million.   

IMPACT OF RECENTLY ISSUED ACCOUNTING STANDARDS 

See Note 19 to our Consolidated Financial Statements for a full description of the impact of recent accounting pronouncements. 

ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURE ABOUT MARKET RISK 

The Company’s business operations give rise to market risk exposure due to changes in interest rates and commodity prices.  To manage 
such risks effectively, the Chief Financial Officer, with support from the Executive Officers, Audit Committee and Board of Directors, 
evaluates strategies to mitigate these risks by limiting variable rate exposure and by monitoring the effects of market changes in interest 
rates.  The Company’s financial risk management evaluations are designed to protect against risk arising from extreme adverse market 
movements on our key exposures.   

The Company is subject to the risk of fluctuating interest rates in the normal course of business.  Our policy is to manage interest rates 
through the use of fixed rate long-term debt and, to a lesser extent, short-term debt.  The Company's exposure to interest rate risk related 
to existing fixed rate, long-term debt is due to the term of the majority of our First Mortgage Bonds and the term of the promissory note, 
which have final maturity dates ranging from 2028 to 2049, and interest rates ranging from 4.24% to 5.96%, which exposes the Company 
to interest rate risk as interest rates may drop below the existing fixed rate of the long-term debt prior to such debt’s maturity.  In addition, 
the Company has interest rate exposure on $60 million of variable rate lines of credit, with two banks, under which the interim bank 
loans payable at December 31, 2022 were approximately $20.2 million.  An increase in the variable interest rates has resulted and is 

29 

 
 
 
 
 
 
 
 
 
 
 
expected to continue to result in an increase in the cost of borrowing on these variable rate lines of credit.  Also, changes in SOFR could 
affect our operating results and liquidity.  We are also exposed to market risk associated with changes in commodity prices.  Our risks 
associated with price increases in chemicals, electricity and other commodities are mitigated by our ability to recover our costs through 
rate increases to our customers.  We have also sought to mitigate future significant electric price increases by signing multi-year supply 
contracts at fixed prices. 

30 

 
 
 ITEM 8.  FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA 

CONSOLIDATED BALANCE SHEETS 
In thousands 

For the Year Ended 

ASSETS 
Utility plant, at original cost less accumulated depreciation 
Current assets 

Cash and cash equivalents 
Accounts receivable (less allowance for doubtful accounts 2022 - $416; 2021 - $429) 
Income tax receivable 
Unbilled operating revenues 
Materials and supplies 
Prepaid property taxes 
Prepaid expenses and other 

Total current assets 
Other assets 

Non-utility property (less accumulated depreciation 2022 - $990; 2021 - $919) 
Other deferred assets 
Goodwill 
Operating lease right of use assets 

Total other assets 
Regulatory assets, net 
Total Assets  

LIABILITIES AND STOCKHOLDERS' EQUITY 
Stockholders' equity 
Common stock 
Preferred stock 
Additional paid-in capital 
Retained earnings 

Total stockholders' equity 
Long-term debt, net of current portion 

Current liabilities 
Lines of credit 
Current portion of long-term debt 
Accounts payable 
Accrued expenses 
Overdraft payable 
Accrued interest 
Income taxes payable 
Customer and other deposits 
Other 

Total current liabilities 

Commitments and contingencies (Note 11) 

Deferred credits and other liabilities 
Net advances for construction 
Operating lease liabilities 
Regulatory liabilities 
Deferred investment tax credits 
Deferred income taxes 

Total deferred credits and other liabilities 

Net contributions in aid of construction 
Total Liabilities and Stockholders’ Equity   

The notes are an integral part of the consolidated financial statements. 

31 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

December 31, 

2022   
668,031   $ 

December 31, 
2021 
590,431 

1,309     
13,511     
1,632     
1,586     
4,702     
2,186     
2,878     
27,804     

3,740     
10,536     
1,939     
467     
16,682     
7,274     
719,791   $ 

9,503   $ 
—     
107,142     
71,286     
187,931     
175,619     
363,550     

20,174     
2,003     
10,929     
4,246     
43     
989     
6  
2,489     
3,190     
44,069   $ 

92 
8,367 
2,234 
1,080 
1,933 
2,306 
2,652 
18,664 

3,751 
5,097 
— 
451 
9,299 
6,321 
624,715 

9,414 
— 
104,989 
63,607 
178,010 
143,259 
321,269 

26,703 
1,591 
10,206 
4,038 
30 
917 
— 
2,273 
1,448 
47,206 

3,686   $ 
466     
28,721     
439     
54,552     
87,864   $ 

4,295 
440 
21,260 
456 
53,133 
79,584 

224,308     
719,791   $ 

176,656 
624,715 

 
 
 
  
      
  
  
  
 
  
  
  
  
  
  
      
  
  
  
 
 
  
  
   
  
      
  
  
      
  
  
      
  
  
  
  
  
  
   
  
  
      
  
  
  
  
  
  
  
 
 
  
  
   
  
      
  
 
     
 
   
  
      
  
  
      
  
 
 
  
  
   
  
      
  
  
  
 
 
CONSOLIDATED STATEMENTS OF OPERATIONS 
In thousands, except per share amounts 

Operating revenues 

Water sales 
Other utility operating revenue 
Non-utility operating revenue 

Total Operating Revenues 

Operating expenses 

Utility operating expenses 
Non-utility operating expenses 
Depreciation and amortization 
Taxes 

State and federal income tax expense (benefit)  

Current 
Deferred 

Property and other taxes 

  Total Operating Expenses 

Operating income 

Other income, net 

Allowance for funds used during construction (AFUDC) 
Miscellaneous 

Income before interest charges 

Interest charges 

For the Year Ended December 31, 
2020 
2021 
2022 

$ 

78,318   $ 
11,506     
9,073     
98,897     

77,821   $ 
7,195     
5,843     
90,859     

76,476 
6,525 
5,140 
88,141 

43,772     
6,850     
12,620     

41,414     
3,942     
11,885     

40,338 
3,277 
11,143 

4,285     
1,593     
5,871     
74,991     

3,360     
2,377     
5,587     
68,565     

8,073 
(2,389) 
5,404 
65,846 

23,906     

22,294     

22,295 

1,329     
1,265     
2,594     

823     
1,302     
2,125     

1,170 
971 
2,141 

26,500     

24,419     

24,436 

8,502     

7,592     

7,619 

Net income applicable to common stock 

$ 

17,998   $ 

16,827   $ 

16,817 

Income per common share: 

Basic 
Diluted 

Weighted average common shares outstanding: 

Basic 
Diluted 

$ 
$ 

1.90   $ 
1.90   $ 

1.79   $ 
1.79   $ 

1.80 
1.79 

9,462     
9,481     

9,394     
9,426     

9,327 
9,369 

Cash dividends per share of common stock 

$ 

1.09   $ 

1.05   $ 

1.01 

The notes are an integral part of the consolidated financial statements. 

32 

 
 
 
 
   
   
  
  
   
  
    
    
  
    
    
  
  
  
 
 
     
     
 
  
      
      
  
  
  
  
  
      
      
  
  
      
      
  
  
  
  
  
   
  
      
      
  
  
   
  
      
      
  
  
      
      
  
  
  
   
  
   
  
      
      
  
  
   
  
      
      
  
  
   
  
      
      
  
   
  
      
      
  
  
      
      
  
   
  
      
      
  
  
      
      
  
  
  
   
  
      
      
  
 
 
 
 
 
 
CONSOLIDATED STATEMENTS OF CASH FLOWS 
In thousands 

For the Year Ended December 31, 
2021 

2022 

2020 

CASH FLOWS FROM OPERATING ACTIVITIES 
Net income 
Adjustments to reconcile net income to net cash provided by operating activities: 

$ 

17,998   $ 

16,827   $ 

16,817 

Depreciation and amortization 
Deferred income taxes, net 
Stock compensation 
AFUDC, equity portion 

Changes in assets and liabilities, net of acquisitions: 

Accounts receivable, net of allowance for doubtful accounts 
Income tax receivable 
Unbilled operating revenues 
Materials and supplies 
Income taxes payable 
Prepaid property taxes 
Prepaid expenses and other 
Other deferred assets 
Regulatory assets 

Regulatory liabilities 
Accounts payable 
Accrued expenses 
Accrued interest 
Revenue reserved for refund 
Customer deposits and other 

NET CASH PROVIDED BY OPERATING ACTIVITIES 

CASH FLOWS USED IN INVESTING ACTIVITIES 
Capital expenditures (net of AFUDC, equity portion) 
Investment in acquisitions, net of cash acquired 
Proceeds from sale of assets 

NET CASH USED IN INVESTING ACTIVITIES 

CASH FLOWS FROM FINANCING ACTIVITIES 

Net (repayments)borrowings under lines of credit agreements 
Increase (decrease) in overdraft payable 
Net advances and contributions in aid of construction 
Net proceeds from issuance of common stock 
Issuance of long-term debt 
Dividends paid 
Debt issuance costs 
Principal repayments of long-term debt 

NET CASH PROVIDED BY FINANCING ACTIVITIES 

12,620     
2,282     
152     
(894)     

11,885     
2,803     
193     
(556)     

(3,779)     
602     
(141)     
(2,769)     
6     
697     
(216)     
(5,473)     
317     

6,799     
(3,989)     
(564)     
72     
—     
545     
24,265     

94     
(1,605)     
86     
(398)     
(28)     
(415)     
(444)     
(445)     
115     

(535)     
3,547     
(71)     
(13)     
—     
270     
31,310     

11,143 
(1,963) 
178 
(781) 

(2,324) 
(610) 
45 
(271) 
(106) 
63 
42 
(409) 
390 

(635) 
(1,835) 
301 
100 
— 
213 
20,358 

(48,483)     
(6,341)     
65     
(54,759)     

(40,814)     
—     
90     
(40,724)     

(34,277) 
(5,741) 
46 
(39,972) 

(6,529)     
13     
16,431     
2,090     
31,803     
(10,319)     
(135)     
(1,643)     
31,711     

(110)     
(75)     
15,817     
1,390     
4,126     
(9,826)     
(19)     
(1,825)     
9,478     

19,313 
90 
9,280 
1,539 
— 
(9,376) 
(28) 
(1,772) 
19,046 

NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS 

1,217     

64     

(568) 

CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR 

CASH AND CASH EQUIVALENTS AT END OF YEAR 

92     

$ 

1,309   $ 

28     

92   $ 

596 

28 

33 

 
   
  
  
  
    
    
  
      
      
  
  
  
  
  
   
  
      
      
  
  
      
      
  
  
 
  
  
 
  
  
  
  
 
 
     
     
 
  
  
  
  
 
  
  
   
  
      
      
  
  
      
      
  
  
 
  
  
   
  
      
      
  
  
      
      
  
  
  
  
  
 
  
  
  
  
   
  
      
      
  
  
   
  
      
      
  
  
   
  
      
      
  
 
 
 
 
CONSOLIDATED STATEMENTS OF CASH FLOWS CONTINUED 
In thousands 

For the Year Ended December 31, 
2021 

2020 

2022 

Non-cash Investing and Financing Activity: 

Utility plant received as construction advances and contributions in aid of construction 
Contractual amounts of contributions in aid of construction due from developers included in 

accounts receivable 

Contractual amounts of contributions in aid of construction received from developers 

previously included in accounts receivable 

Change in amounts included in accounts payable and accrued payables related to capital 

expenditures 

Supplemental Cash Flow Information: 

Interest paid 
Income taxes paid 

Purchase price allocation of investment in acquisitions: 
  Utility plant 
  Cash 
  Goodwill 
  Other assets 
Total assets 
Less: 
  Liabilities 
  Future contractual obligation payable to seller 
  Contributions in aid of construction 
Cash paid for acquisitions 
Cash received from acquisitions 
Net cash paid for acquisitions 

$ 

$ 

$ 

$ 

$ 
$ 

$ 

$ 

8,416   $ 

3,538   $ 

2,403 

726   $ 

545   $ 

1,705 

356   $ 

1,749   $ 

781 

3,182   $ 

3,763   $ 

3,122 

8,430   $ 
3,482   $ 

7,605   $ 
5,181   $ 

7,519 
8,792 

33,345   $ 
280     
1,939     
1,033     
36,597     

2,828     
1,569     
25579     
6,621     
280     
6,341   $ 

---   $ 
---     
---     
---     
---     

---     
---     
---     
---     
---     
---   $ 

5,118 
--- 
--- 
623 
5,741 

--- 
--- 
--- 
5,741 
--- 
5,741 

The notes are an integral part of the consolidated financial statements. 

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CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS’ EQUITY 
In thousands 

Common 
Shares 
Outstanding 
Class A 
Non-Voting 
(1) (3) (4) 

Common 
Shares 
Outstanding 
Class B 
Voting (2)    

$1 Par Value 
Class A 
Non-Voting   

$1 Par Value 
Class B 
Voting 

Additional 
Paid-in 
Capital 

Retained 
Earnings 

Total 

Balance as of December 31, 
2019 

Net income 
Cash dividends declared 

Common stock 

Issuance of common stock 

Dividend reinvestment plan    
Employee stock options and 

awards(4) 

Employee Retirement Plan(3)   

Balance as of December 31, 
2020 

Net income 
Cash dividends declared 

Common stock 

Issuance of common stock 

Dividend reinvestment plan    
Employee stock options and 

awards(4) 

Employee Retirement Plan(3)   

Balance as of December 31, 
2021 

Net income 
Cash dividends declared 

Common stock 

Issuance of common stock 

Dividend reinvestment plan    
Employee stock options and 

awards(4) 

Employee Retirement Plan(3)   

Balance as of December 31, 
2022 

8,410     

882     

$8,410     

$882      $101,811     

$49,165      $160,268 

—     

—     

11     

42     
12     

—     

—     

—     

—     
—     

—     

—     

11     

42     
12     

—     

—     

—     

16,817     

16,817 

—     

(9,376)     

(9,376) 

—     

377     

—     
—     

832     
443     

—     

—     
—     

388 

874 
455 

8,475     

882     

$8,475     

$882      $103,463     

$56,606      $169,426 

—     

—     

10     

38     
9     

—     

—     

—     

—     
—     

—     

—     

10     

38     
9     

—     

—     

—     

16,827     

16,827 

—     

(9,826)     

(9,826) 

—     

382     

—     
—     

790     
354     

—     

—     
—     

392 

828 
363 

8,532     

882     

$8,532     

$882      $104,989     

$63,607      $178,010 

—     

—     

7     

82     
—     

—     

—     

—     

—     
—     

—     

—     

—     

—     

—     

17,998     

17,998 

—     

(10,319)     

(10,319) 

7     

—     

366     

—     

373 

82     
—     

—     
—     

1,787     
—     

—     
—     

1,869 
— 

8,621     

882     

$8,621     

$882      $107,142     

$71,286      $187,931 

(1) 

(2) 
(3) 

(4) 

At December 31, 2022, 2021, and 2020, Class A Common Stock had 15,000,000 shares authorized.  For the same periods, 
shares issued, inclusive of treasury shares, were 8,650,392, 8,561,772 and 8,504,429, respectively. 
At December 31, 2022, 2021, and 2020, Class B Common Stock had 1,040,000 shares authorized and 882,000 shares issued. 
Artesian Resources Corporation registered 200,000 shares of Class A Common Stock, subsequently adjusted for stock splits, 
available for purchase through the Company’s 401(k) retirement plan. 
Under the Equity Compensation Plan, effective December 9, 2015, Artesian Resources Corporation authorized up to 331,500 
shares of Class A Common Stock for issuance of grants in forms of stock options, stock units, dividend equivalents and other 
stock-based awards, subject to adjustment in certain circumstances as discussed in the Plan. Includes stock compensation 
expense for the years ended December 31, 2022, 2021, and 2020, see Note 1-Stock Compensation Plans. 

The notes are an integral part of the consolidated financial statements. 

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NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

NOTE 1 

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

Basis of Presentation 

The audited consolidated financial statements are presented in accordance with the requirements of Form 10-K and accounting principles 
generally accepted in the United States and consequently include all the disclosures required in the consolidated financial statements 
included in the Company's Annual Report on Form 10-K. The accompanying consolidated financial statements include the accounts of 
Artesian Resources Corporation and its subsidiaries and all intercompany balances and transactions between subsidiaries have been 
eliminated.   

Regulated Utility Accounting 

The  accounting  records  of  Artesian  Water  Company,  Inc.,  or  Artesian  Water,  Artesian  Wastewater  Management,  Inc.,  or  Artesian 
Wastewater, and, effective January 14, 2022, Tidewater Environmental Services, Inc. dba Artesian Wastewater, or TESI, are maintained 
in accordance with the uniform system of accounts as prescribed by the Delaware Public Service Commission, or the DEPSC.  The 
accounting records of Artesian Water Pennsylvania, Inc., or Artesian Water Pennsylvania, are maintained in accordance with the uniform 
system of accounts as prescribed by the Pennsylvania Public Utility Commission, or the PAPUC.  The accounting records of Artesian 
Water Maryland, Inc., or Artesian Water Maryland, and Artesian Wastewater Maryland, Inc., or Artesian Wastewater Maryland, are 
maintained  in  accordance  with  the  uniform  system  of  accounts  as  prescribed  by  the  Maryland  Public  Service  Commission,  or  the 
MDPSC.  All  these  subsidiaries  follow  the  provisions  of  Financial  Accounting  Standards  Board,  or  FASB,  ASC  Topic  980,  which 
provides guidance for companies in regulated industries. These regulated subsidiaries account for the majority of our operating revenue. 
See Note 18 to our Consolidated Financial Statements for a full description of our segment information. 

Utility Plant 

Utility plant is stated at original cost.  Cost includes direct labor, materials, AFUDC (see description below) and indirect charges for 
such  capitalized  items  as  transportation,  supervision,  pension,  medical,  and  other  fringe  benefits  related  to  employees  engaged  in 
construction activities. When depreciable units of utility plant are retired, the historical costs of plant retired is charged to accumulated 
depreciation.  Any cost associated with retirement, less any salvage value or proceeds received, is charged to the regulated retirement 
liability.  Maintenance, repairs, and replacement of minor items of utility plant are charged to expense as incurred. 

In accordance with  rate  filings recorded with  the DEPSC, Artesian Water, Artesian Wastewater  and TESI  accrue an Allowance for 
Funds Used during Construction, or AFUDC.  AFUDC, which represents the cost of funds devoted to construction projects through the 
date the project is placed in service, is capitalized as part of construction work in progress.  The rate used for the AFUDC calculation is 
based on Artesian Water's and Artesian Wastewater’s weighted average cost of debt and the rate of return on equity authorized by the 
DEPSC.  The rate used to capitalize AFUDC for Artesian Water in 2022, 2021, and 2020 was 6.9%, 6.7%, and 7.0%, respectively.  The 
rate used to capitalize AFUDC for Artesian Wastewater in 2022, 2021, and 2020 was 6.9%, 6.4%, and 6.3%, respectively.  The rate 
used to capitalize AFUDC for TESI in 2022 was 5.7%.   

36 

 
 
 
 
 
 
 
 
 
 
 
 
Utility plant comprises: 
In thousands 

Utility plant at original cost 

Utility plant in service-Water 

Intangible plant 
Source of supply plant 
Pumping and water treatment plant 
Transmission and distribution plant 

Mains 
Services 
Storage tanks 
Meters 
Hydrants 
General plant 

Utility plant in service-Wastewater 

Intangible plant 
Treatment and disposal plant 
Collection mains & lift stations 
General plant 

Property held for future use 
Construction work in progress 

Less – accumulated depreciation 

Depreciation and Amortization 

Estimated 
Useful Life  
(In Years)   

December 31, 

2022 

2021 

—   $ 
45-85     
8-62     

140   $ 
25,223     
116,915     

140 
25,045 
109,087 

81     
39     
76     
26     
60     
5-31     

338,368     
56,396     
34,567     
29,720     
17,751     
65,632     

320,767 
53,210 
29,972 
28,778 
16,789 
62,604 

—     
21-81     
81     
5-31     

117     
66,420     
49,189     
1,845     

—     
—     

    $ 

4,489     
34,213     
840,985     
172,954     
668,031   $ 

116 
43,725 
33,901 
1,665 

5,536 
18,481 
749,816 
159,385 
590,431 

For financial reporting purposes, depreciation is recorded using the straight-line method at rates based on estimated economic useful 
lives, which range from 5 to 85 years. Composite depreciation rates for water utility plant were 2.16%, 2.17% and 2.23% for 2022, 2021 
and 2020, respectively. In a rate order issued by the DEPSC, the Company was directed effective January 1, 1998 to begin using revised 
depreciation rates for utility plant. In rate orders issued by the DEPSC, Artesian Water was directed, effective May 28, 1991 and August 
25,  1992,  to  offset  depreciation  recorded  on  utility  plant  by  depreciation  on  utility  property  funded  by  Contributions  in  Aid  of 
Construction,  or  CIAC,  and  Advances  for  Construction,  or  Advances,  respectively.  This  reduction  in  depreciation  expense  is  also 
applied to outstanding CIAC and Advances.  Other deferred assets are amortized using the straight-line method over applicable lives, 
which range from 20 to 24 years. 

Regulatory Assets 

The FASB ASC Topic 980 stipulates generally accepted accounting principles for companies whose rates are established or subject to 
approvals by a third-party regulatory agency. Certain expenses are recoverable through rates charged to our customers, without a return 
on investment, and are deferred and amortized during future periods using various methods as permitted by the DEPSC, MDPSC, and 
PAPUC. 

The deferred income taxes will be amortized over future years as the tax effects of temporary differences that previously flowed through 
to our customers are reversed. 

Debt related costs include debt issuance costs and other debt related expense.  The DEPSC has approved deferred regulatory accounting 
treatment for issuance costs associated with Artesian Water’s First Mortgage bonds.  Debt issuance costs and other debt related expenses 
are reviewed during Artesian Water’s rate applications as part of its cost of capital calculations.   

Affiliated interest agreement deferred costs relate to the regulatory and administrative costs resulting from efforts necessary to secure 
water allocations in Artesian Water Pennsylvania’s territory for the provision of service to the surrounding area and interconnection to 
Artesian Water Pennsylvania’s affiliate regulated water utility Artesian Water.  These costs were specifically included for cost recovery 

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pursuant to an Affiliated Interest Agreement between Artesian Water and Artesian Water Pennsylvania and were approved for recovery 
by the PAPUC and were reclassed from deferred costs to a regulatory asset in 2022.   

Regulatory expenses amortized on a straight-line basis are noted below: 

Expense 
Deferred contract costs and other 
Rate case studies 
Delaware rate proceedings 
Maryland rate proceedings 
Debt related costs 

Deferred costs affiliated interest agreement 
Goodwill (resulting from acquisition of Mountain Hill Water Company in 
2008) 
Deferred acquisition costs (resulting from purchase of water assets in 
Cecil County, Maryland in 2011 and Port Deposit, Maryland in 2010) 
Franchise Costs (resulting from purchase of water assets in Cecil County, 
Maryland in 2011) 

Regulatory assets, net of amortization, comprise: 

Years Amortized 
5  
5 
2.5 
5 

15 to 30                               

(based on term of related debt) 
20 
50 

20 

80 

Deferred income taxes 
Deferred contract costs and other 
Debt related costs 
Goodwill 
Deferred costs affiliated interest agreement 
Deferred acquisition and franchise costs 

Impairment or Disposal of Long-Lived Assets 

December 31, 2022 

December 31, 2021 

(in thousands) 

$ 

     465   
227    
4,682    
266    
1,114   
520    

$ 

      355 
288 
4,902 
273 
--- 
503 

$ 

7,274    

$ 

6,321 

Our long-lived assets consist primarily of utility plant in service and regulatory assets.  A review of our long-lived assets is performed 
in  accordance  with  the  requirements  of  FASB  ASC  Topic  360. In  addition,  the  regulatory  assets  are  reviewed  for  the  continued 
application of FASB ASC Topic 980.  The review determines whether there have been changes in circumstances or events that have 
occurred requiring adjustments to the carrying value of these assets.  FASB ASC Topic 980 stipulates that adjustments to the carrying 
value  of  these  assets  would  be  made  in  instances  where  the  inclusion  in  the  rate-making  process  is  unlikely.    For  the  years  ended 
December 31, 2022, 2021 and 2020, there was no impairment or regulatory disallowance identified in our review.   

Goodwill 

The Company records goodwill when the purchase price of a business combination exceeds the estimated fair value of net identified 
tangible and intangible assets acquired.  At December 31, 2022, the Company had approximately $1.9 million of goodwill.  The  $1.9 
million of goodwill arose from the January 2022 acquisition of Tidewater Environmental Services, Inc.  Artesian Wastewater operates 
as the parent holding company of Tidewater Environmental Services, Inc. dba Artesian Wastewater, or TESI.  In accordance with the 
accounting  guidance  for  testing  goodwill,  the  Company  annually  assesses  qualitative  factors  to  determine  whether  the  existence  of 
events or circumstances leads to a determination that it is more likely than not that the fair value of a reporting  unit is less than its 
carrying  amount.    For  2022, the  Company’s  assessment  of  qualitative  factors  did  not  indicate  that  an  impairment  had  occurred  for 
goodwill.  Based on the results of the qualitative testing, the Company did not perform quantitative testing on goodwill in 2022. 

Other Deferred Assets 

The  investment  in  CoBank,  which  is  a  cooperative  bank,  is  related  to  certain  outstanding  First  Mortgage  Bonds  and  is  a  required 
investment in the bank based on the underlying long-term debt agreements. The settlement agreement receivable is related to the long-
term portion of reimbursements due in years 2024 and 2025 as further discussed in Note 1-Accounts Receivable.   

38 

 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
  
  
 
 
   
 
 
 
 
 
 
 
 
 
Other deferred assets at December 31, net of amortization, comprise: 

In thousands 

Investment in CoBank 
Settlement agreement receivable-long term 
Other deferred assets 

Advances for Construction 

2022 

2021 

$ 

$ 

5,351   
$ 
4,991     
194     
10,536   $ 

4,850 
--- 
247 
5,097 

Cash advances to reimburse Artesian Water for its costs to construct water  mains, services and hydrants are contributed to Artesian 
Water by real estate developers and builders in order to extend water service to their properties.  The value of these contributions is 
recorded  as  Advances  for  Construction. Artesian  Water  makes  refunds  on  these  advances  over  a  specific  period  of  time  based  on 
operating revenues generated by the specific plant or as new customers are connected to the mains. After all refunds are made within 
the contract period, any remaining balance is transferred to CIAC.  

Contributions in Aid of Construction 

CIAC includes the non-refundable portion of advances for construction and direct contributions of water mains, services and hydrants, 
and  wastewater  treatment  facilities  and  collection  systems,  or  cash  to  reimburse  our  water  and  wastewater  subsidiaries  for  costs  to 
construct water mains, services and hydrants, and wastewater treatment and disposal plants.  Effective with the Tax Cuts and Jobs Act, 
or TCJA, in 2017 CIAC was taxable and the DEPSC, MDPSC and PAPUC allowed the Company to collect additional CIAC to pay the 
associated tax.  In 2021, legislation was enacted to amend the TCJA, which now exempts CIAC from income taxes for regulated water 
and wastewater utilities, effective for all of 2021 and forward.  In 2022 the Company refunded developers a total of $3.6 million for the 
additional CIAC collected in 2021 to pay the associated tax.   

As of December 31, 2022, Artesian Water received approximately $2.0 million in grant funding from the State of Delaware, Delaware 
Department of Health and Social Services, Division of Public Health, or DPH, pursuant to grant agreements.  The grants shall be used 
by Artesian Water to cover the costs associated with certain construction projects.  The grant funds received under the grant agreements 
are  recorded  in  accordance  with  the  requirements  under  FASB  ASC  Topic  980,  in  Net  contributions  in  aid  of  construction  in  the 
Consolidated  Balance  Sheets.    Artesian  Water  is  eligible  to  receive  an  additional  $3.8  million  of  grant  funds  pursuant  to  the  grant 
agreements.   

Regulatory Liabilities 

FASB  ASC  Topic  980  stipulates  generally  accepted  accounting  principles  for  companies  whose  rates  are  established  or  subject  to 
approvals by a third-party regulatory agency.  Certain obligations are deferred and/or amortized as determined by the DEPSC, MDPSC, 
and PAPUC.  Regulatory liabilities represent excess recovery of cost or other items that have been deferred because it is probable such 
amounts will be returned to customers through future regulated rates. 

Utility plant retirement cost obligation consists of estimated costs related to the potential removal and replacement of facilities and 
equipment  on  the  Company’s  water  and  wastewater  properties.  Effective  January  1,  2012,  as  authorized  by  the  DEPSC,  when 
depreciable units of utility plant are retired, any cost associated with retirement, less any salvage value or proceeds received, is charged 
to a regulated retirement liability.  Each year the liability is increased by an annual amount authorized by the DEPSC.   

Deferred settlement refunds consist of reimbursements from the Delaware Sand and Gravel Remedial Trust for Artesian Water’s past 
capital  and  operating  costs,  totaling  approximately  $10.0  million,  related  to  the  treatment  costs  associated  with  the  release  of 
contaminants from the Delaware Sand & Gravel Landfill Superfund Site in groundwater that Artesian Water uses for public potable 
water supply, pursuant to the Settlement Agreement.  Approximately $2.5 million was paid in August 2022.  The remaining $7.5 million 
is due in three equal installments no later than August of each year from 2023 through 2025.  Artesian Water received approval from 
the DEPSC in October 2022 to refund to its customers these reimbursements for past capital and operating costs.  The refund for the 
reimbursements will be applied to current and future customer bills in annual installments. The first refund occurred in October 2022, 
and future customer refunds will occur no later than August of each year from 2023 through 2025.  The amount of the credit will be 
calculated by dividing the amount of the reimbursement by the number of eligible customers.  Beginning in 2022, Artesian Water will 
record 2022 and future recovery of capital expenditures as Contributions in Aid of Construction and will record expense recovery as an 
offset  to  operations  and  maintenance  expense,  with  the  intention  that  those  recoveries  will  then  be  available  for  inclusion  and 

39 

 
 
 
   
  
    
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
consideration in any future rate applications.  For a full discussion of the Settlement Agreement, refer to Part II – Financial Statements 
and Supplementary Data – Item 8 – Note 17 - Legal Proceedings.   

Pursuant to the enactment of the Tax Cuts and Jobs Act, or TCJA, on December 22, 2017, the Company adjusted its existing deferred 
income tax balances to reflect the decrease in the corporate income tax rate from 34% to 21% (see Note 5) resulting in a decrease in the 
net deferred income tax liability of $24.3 million, of which $22.8 million was reclassified to a regulatory liability related to Artesian 
Water and Artesian Water Maryland.  The regulatory liability amount is subject to certain Internal Revenue Service normalization rules 
that require the benefits to customers  be spread over the remaining useful life of the underlying assets giving rise to the  associated 
deferred income taxes.  On January 31, 2019, the DEPSC approved the amortization of the regulatory liability amount of $22.2 million 
over a period of 49.5 years beginning February 1, 2018, subject to audit at a later date.  In May 2022, the Company received a rate order 
from  the  DEPSC  instructing  the  Company  to  continue  amortizing  the  liability over  a period  of 49.5  years,  subject  to review  in  the 
Company’s next base rate filing.  The MDPSC has not issued a final order on the regulatory liability amount of $0.6 million regarding 
the effects of the TCJA on Maryland customers. 

Regulatory liabilities comprise: 

Utility plant retirement cost obligation 
Deferred settlement refunds 
Deferred income taxes (related to TCJA)  

Income Taxes 

December 31, 2022 

December 31, 2021 

(in thousands) 

$ 

$ 

---    
7,487   
           21,234   
28,721    

$ 

$ 

149 
--- 
           21,111 
21,260 

Deferred income taxes are provided in accordance with FASB ASC Topic 740 on all differences between the tax basis of assets and 
liabilities and the amounts at which they are carried in the consolidated financial statements based on the enacted tax rates expected to 
be in effect when such temporary differences are expected to reverse. The Company’s rate regulated subsidiaries recognize regulatory 
liabilities, to the extent considered in ratemaking, for deferred taxes provided in excess of the current statutory tax rate and regulatory 
assets  for  deferred  taxes  provided  at  rates  less  than  the  current  statutory  rate.    Such  tax-related  regulatory  assets  and  liabilities  are 
reported at the revenue requirement level and amortized to income as the related temporary differences reverse, generally over the lives 
of the related properties. 

Under FASB ASC Topic 740, an uncertain tax position represents our expected treatment of a tax position taken, or planned to be taken 
in the future, that has not been reflected in measuring income tax expense for financial reporting purposes.  The Company establishes 
reserves for uncertain tax positions based upon management's judgment as to the sustainability of these positions. These accounting 
estimates related to the uncertain tax position reserve require judgments to be made as to the sustainability of each uncertain tax position 
based on its technical merits. The Company believes its tax positions comply with applicable law and that it has adequately recorded 
reserves as required. However, to the extent the final tax outcome of these matters is different than the estimates recorded, the Company 
would  then  adjust  its  tax  reserves  or  unrecognized  tax  benefits  in  the  period  that  this  information  becomes  known.    The  statute  of 
limitations for the 2017 tax returns lapsed during the fourth quarter of 2021, which resulted in the reversal of the reserve in the amount 
of approximately $26,000. The statute of limitations for the 2018 tax returns lapsed during the third quarter of 2022, which resulted in 
the reversal of the reserve in the amount of approximately $212,000.  The Company has elected to recognize accrued interest (net of 
related tax benefits) and penalties related to uncertain tax positions as a component of its income tax expense.  During the third quarter, 
the Company has reversed approximately $10,000 in penalties and interest for the nine months ended September 30, 2022, leaving a 
zero balance. The Company remains subject to examination by federal and state authorities for the tax years 2019 through 2022 

Investment tax credits were deferred through 1986 and are recognized as a reduction of deferred income tax expense over the estimated 
economic useful lives of the related assets. 

Stock Compensation Plans 

On December 9, 2015, the Company's stockholders approved the 2015 Equity Compensation Plan, or the 2015 Plan. The 2015 Plan 
provides that grants may be in any of the following forms: incentive stock options, nonqualified stock options, stock units, stock awards, 
dividend equivalents and other stock-based awards. The 2015 Plan is administered and interpreted by the Compensation Committee, or 
the Committee, of the Board of Directors of the Company, or the Board. The Committee has the authority to determine the individuals 
to whom grants will be made under the 2015 Plan, the type, size and terms of the grants, the time when grants will be made and the 
duration of any applicable exercise or restriction period (subject to the limitations of the 2015 Plan), and deal with any other matters 
arising  under  the  2015  Plan. The  Committee  presently  consists  of  three  directors,  each of  whom  is  a  non-employee director  of  the 

40 

 
 
 
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
Company. All of the employees of the Company and its subsidiaries and non-employee directors of the Company are eligible for grants 
under the 2015 Plan.  The Company accounts for stock options issued after January 1, 2006 under FASB ASC Topic 718.  

Compensation expenses for restricted stock awards were $152,000, $193,000 and $178,000 in 2022, 2021 and 2020, respectively.  Costs 
were determined based on the fair value on the dates of the awards and those costs were charged to income over the service periods 
associated with the awards.  As of December 31, 2022, there was $76,000 of unrecognized expense related to non-vested awards of 
restricted shares granted under the 2015 Plan.   

There was no stock compensation cost capitalized as part of an asset. 

Stock Options 

No options were granted in 2022, 2021 or 2020. 

Shares of Class A Stock have been reserved for future issuance under the 2015 Plan. 

Stock Awards 

On May 3, 2022, 5,000 shares of Class A Common Stock, or Class A Stock, were granted as restricted stock awards.  The fair value per 
share was $45.58, the closing price of the Class A Stock as recorded on the Nasdaq Global Select Market on May 3, 2022.  Prior to their 
release date, these restricted stock awards may be subject to forfeiture in the event of the recipient’s termination of service. 

On May 4, 2021, 5,000 shares of Class A Stock were granted as restricted stock awards.  The fair value per share was $40.11, the closing 
price of the Class A Stock as recorded on the Nasdaq Global Select Market on May 4, 2021.  These shares were fully vested and released 
one year after the grant date.  

On May 6, 2020, 5,000 shares of Class A Stock were granted as restricted stock awards.  The fair value per share was $35.01, the closing 
price of the Class A Stock as recorded on the Nasdaq Global Select Market on May 6, 2020.  These shares were fully vested and released 
one year after the grant date.  

Revenue Recognition and Unbilled Revenues 

See Note 2 to our Consolidated Financial Statements for a full description of our revenue recognition. 

Leases 

The Company has agreements for land easements and office equipment under operating leases.  Management makes certain estimates 
and assumptions regarding each lease agreement, renewal and amendment, including, but not limited to, discount rates and probable 
term, which can impact the escalations in payment that are taken into consideration when calculating the straight line basis. The amount 
of  rent  expense  and  income  reported  could  vary  if  different  estimates  and  assumptions  are  used.    Management  also  makes  certain 
estimates  and  assumptions  regarding  the  fair  value  of  the  leased  property  at  lease  commencement  and  the  separation  of  lease  and 
nonlease components.  See Note 3 to our Consolidated Financial Statements for a full description of our leases.   

Accounts Receivable 

Accounts  receivable  are  recorded  at  the  invoiced  amounts. As  set  forth  in  a  settlement  agreement,  Artesian  Water  will  receive 
reimbursements from the Delaware Sand and Gravel Remedial Trust, or Trust, for Artesian Water’s past capital and operating costs, 
totaling approximately $10.0 million, related to the treatment costs associated with the release of contaminants from the Delaware Sand 
& Gravel Landfill Superfund Site, or Site, in groundwater that Artesian Water uses for public potable water supply.  Approximately 
$2.5 million was paid in August 2022.  The remaining $7.5 million is due in three equal installments no later than August of each year 
from 2023 through 2025.  An allowance for doubtful accounts is calculated as a percentage of total associated revenues based  upon 
historical trends and adjusted for current conditions.  We mitigate our exposure to credit losses by discontinuing services in the event of 
non-payment; accordingly, the related allowance for doubtful accounts and associated bad debt expense has not been significant.   The 
allowance for doubtful accounts was $0.4 million and $0.4 million at December 31, 2022 and December 31, 2021, respectively.  The 
corresponding expense, excluding the reserve adjustment recorded in 2021, for the years ended December 31, 2022 and 2021 was $0.1 
million and $0.1 million, respectively. The following table summarizes the changes in the Company’s accounts receivable balance:   

41 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
In thousands 

Customer accounts receivable – water 
Customer accounts receivable – wastewater 
Settlement agreement receivable 
Miscellaneous accounts receivable  
Developer receivable 

Less allowance for doubtful accounts 
Net accounts receivable 

The activities in the allowance for doubtful accounts are as follows: 

In thousands 

Beginning balance 

Allowance adjustments 
Recoveries 
Write off of uncollectible accounts 

Ending balance 

Cash and Cash Equivalents 

December 31, 

2022 

2021 

5,981   $ 
482    
2,532    
3,781    
1,151     
13,927     
416     
13,511   $ 

5,986   
1,326   
---   
786   
698   
8,796   
429   
8,367   

December 31, 

2022 

2021 

429   $ 
146     
28     
(187)     
416   $ 

862   
(236)   
25   
(222)   
429   

$ 

$ 

$ 

$ 

For purposes of the Consolidated Statement of Cash Flows, Artesian Resources considers all temporary cash investments with an original 
maturity of three months or less to be cash equivalents.  Artesian Resources and its subsidiaries utilize their bank's zero balance account 
disbursement service to reduce the use of their lines of credit by funding checks as they are presented to the bank for payment rather 
than  at  issuance.  If  the  checks  currently  outstanding,  but  not  yet  funded,  exceed  the  cash  balance  on  our  books,  the net  liability  is 
recorded as a current liability on the Consolidated Balance Sheet in the Overdraft Payable account. 

Inventories 

Inventories consist of materials and supplies related to water and wastewater utility plant.  These materials and supplies are used for 
new construction and repairs, and are recorded at the purchase cost.  Usage costs are determined by the first-in, first-out method.  The 
Company adjusts inventory value based on historical usage and forecasted demand.   We are highly dependent on the availability of 
essential  materials  and  parts  from  our  suppliers  for  expansion,  construction  and  maintenance  of  our  services.    The  majority  of  the 
materials required for our water and wastewater utility business are typically under contract at fixed prices, however, supply chain issues 
associated with the COVID-19 pandemic resulted in price increases and delays in procuring certain materials and equipment.  We have 
been successful in minimizing these delays with thorough planning and pre-ordering.  As of December 31, 2022, we have increased our 
quantity  of  materials  and  supplies  in  inventory,  at  an  increased  value  of  approximately  $2.8  million,  reported  in  Current  Assets  – 
Materials and Supplies on the Company’s Consolidated Balance Sheets. 

Use of Estimates in the Preparation of Consolidated Financial Statements 

The consolidated financial statements were prepared in conformity with generally accepted accounting principles in the U.S., which 
require  management  to  make  certain  estimates  and  assumptions  regarding  the  reported  amounts  of  assets  and  liabilities  including 
unbilled revenues, credit losses and reserves for bad debt, regulatory asset recovery, lease agreements, goodwill and contingent assets 
and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting 
period.  Actual results could differ from management's estimates. 

All additions to utility plant are recorded at cost.  Business combinations pursuant to ASC Topic 805 may result in a purchase price 
allocation and the acquired assets are required to be evaluated by the applicable regulatory agency.  Artesian Wastewater acquired TESI 
in January 2022 and Artesian Water purchased substantially all of the water operating assets from the Town of Clayton in May 2022.  
As of December 31, 2022, the fair value determination for TESI and the town of Clayton is finalized.  A third-party valuation specialist 
assisted with the valuation of the assets acquired.   

42 

   
  
  
   
  
    
  
 
 
 
  
   
  
  
 
 
 
   
  
  
   
  
    
  
  
  
  
 
 
 
 
 
 
 
 
 
NOTE 2 

REVENUE RECOGNITION 

Background  

Artesian’s operating revenues are primarily attributable to contract services based upon regulated tariff rates approved by the Delaware 
Public Service Commission, or  DEPSC, the Maryland Public Service Commission, or MDPSC, and the Pennsylvania Public Utility 
Commission, or PAPUC.  Regulated tariff contract service revenues consist of water consumption, industrial wastewater services, fixed 
fees  for  water  and  wastewater  services  including  customer  and  fire  protection  fees,  service  charges  and  Distribution  System 
Improvement Charges, or DSIC, billed to customers at rates outlined in our tariffs that represent stand-alone selling prices.  Our non-
tariff contract revenues, which are primarily non-utility revenues, consist of Service Line Protection Plan, or SLP Plan, fees, water and 
wastewater contract operations, design and installation contract services, and wastewater inspection fees.  Other  regulated operating 
revenue primarily consists of developer guarantee contributions for wastewater and rental income for antenna agreements, which are 
not considered in the scope of Accounting Standards Codification 606, Revenue from Contracts with Customers. 

Tariff Contract Revenues 

Artesian generates revenue from the sale of water to customers in Delaware, Cecil County, Maryland, and Southern Chester County, 
Pennsylvania once a customer requests service in our territory.  We recognize water consumption revenue at tariff rates on a cycle basis 
for the volume of water transferred to customers based upon meter readings for actual gallons of water consumed as well as unbilled 
amounts for estimated usage from the date of the last meter reading to the end of the accounting period.  As actual usage amounts are 
known based on recurring meter readings, adjustments are made to the unbilled estimates in the next billing cycle based on the actual 
results.  Estimates are made on an individual customer basis, based on one of three methods: the previous year’s consumption in the 
same period, the previous billing period’s consumption, or averaging. While actual usage for individual customers may differ materially 
from the estimate based on management judgments described above, we believe the overall total estimate of consumption and revenue 
for the fiscal period will not differ materially from actual billed consumption.  The majority of our water customers are billed for water 
consumed on a monthly basis, while the remaining customers are billed on a quarterly basis.  As a result, we record unbilled operating 
revenue (contract asset) for any estimated usage through the end of the accounting period that will be billed in the next monthly or 
quarterly billing cycle.   

Artesian generates revenue from  industrial wastewater services provided to a customer in Sussex County, Delaware.  We recognize 
industrial  wastewater  service  revenue  at  a  contract  rate  on  a  monthly  basis  for  the  volume  of  wastewater  transferred  to  Artesian’s 
wastewater facilities based upon meter readings for actual gallons of wastewater transferred.  These services are invoiced at the end of 
every month based on the actual meter readings for that month, and therefore there is no contract asset or liability associated with this 
revenue.  The contract also provides for a minimum required volume of wastewater flow to our facility.  At each year end, any shortfall 
of the actual volume from the required minimum volume is billed to the industrial customer and recorded as revenue.  Additionally, if 
during  the  course  of  the year  it  is  probable  that  the  actual  volume  will  not  meet  the  minimum  required  volume,  estimated  revenue 
amounts would be recorded for the pro rata minimum volume, constrained for potential flow capacity that could occur in the remainder 
of the year.  Pursuant to a settlement agreement, the minimum required volume was prorated on a seven month basis beginning June 1, 
2021 and ending December 31, 2021.     

Artesian generates revenue from metered wastewater services provided to certain customers in Sussex County, Delaware.  We recognize 
metered wastewater services at tariff rates on a cycle basis for the volume of wastewater transferred to Artesian’s wastewater facilities 
based upon meter readings for actual gallons of water transferred, as well as unbilled amounts for estimated volume from the date of the 
last  meter  reading  to  the  end  of  the  accounting  period.    As  actual  volume  amounts  are  known  based  on  recurring  meter  readings, 
adjustments are made to the unbilled estimates in the next billing cycle based on the actual results.  Estimates are made on an individual 
customer basis, based on one of three methods: the previous year’s volume in the same period, the previous billing period’s volume, or 
averaging.  While  actual  usage  for  individual  customers  may  differ  materially  from  the  estimate  based  on  management  judgments 
described above, we believe the overall total estimate of volume and revenue for the fiscal period will not differ materially from actual 
billed consumption.  The majority of these wastewater customers are billed for the volume of water transferred on a quarterly basis.  As 
a result, we record unbilled operating revenue (contract asset) for any estimated volume through the end of the accounting period that 
will be billed in the next monthly cycle.   

Artesian generates fixed-fee revenue for water and wastewater services provided to customers once a customer requests service in our 
territory.  Our wastewater territory is located in Sussex County, Delaware.  We recognize revenue from these services on a ratable basis 
over time as the customer simultaneously receives and consumes all the benefits of the Company remaining ready to provide them water 
and wastewater service.  These contract services are billed either in advance or arrears at tariff rates on a monthly, quarterly or semi-
annual basis.  For contract services billed in arrears, we record unbilled operating revenue (contract asset) for any services through the 
end of the accounting period that will be billed in the next monthly or quarterly cycle.  For contract services billed in advance, we record 
deferred revenue (contract liability) and accounts receivable for any amounts for which we have a right to invoice but for which services 

43 

 
 
 
 
 
 
 
 
have not been provided.  This deferred revenue is netted with unbilled operating revenue on the Consolidated Balance Sheet.   

Artesian generates service charges primarily from non-payment fees, such as water shut-off and reconnection fees and finance charges.  
These fees are billed and recognized as revenue at the point in time when our tariffs indicate the Company has the right to payment such 
as days past due have been reached or shut-offs and reconnections have been performed.  There is no contract asset or liability associated 
with these fees.    

Artesian generates revenue from DSIC, which are surcharges applied to water customer tariff rates in Delaware related to specific types 
of water distribution system improvements.  This rate is calculated on a semi-annual basis based on an approved projected revenue 
requirement over the following six-month period.  This rate is adjusted up or down at the next DSIC filing to account for any differences 
between actual earned revenue and the projected revenue requirement.  Since DSIC revenue is a surcharge applied to tariff rates, we 
recognize DSIC revenue based on the same guidelines as noted above depending on whether the surcharge was applied to consumption 
revenue or fixed-fee revenue. 

Accounts receivable related to tariff contract revenues are typically due within 25 days of invoicing.  An allowance for doubtful accounts 
is calculated as a percentage of total associated revenues based upon historical trends and adjusted for current conditions.  We mitigate 
our exposure to credit losses by discontinuing services in the event of non-payment; accordingly, the related allowance for doubtful 
accounts and associated bad debt expense has not been significant.  However, due to the COVID-19 pandemic causing hardships for 
many utility customers, the Company experienced longer receivable cycles throughout 2020 and into 2021 and made an adjustment to 
increase the reserve for bad debt by $0.5 million in 2020.  In June 2021 we made an adjustment to reduce the reserve by $0.3 million.  
We will continue to monitor factors that affect the reserve for bad debt.   

Non-tariff Contract Revenues 

Artesian generates SLP Plan revenue once a customer requests service to cover all parts, materials and labor required to repair or replace 
leaking water service lines, leaking or clogged sewer lines, or water and wastewater lines within the customer’s residence, up to an 
annual  limit.    We  recognize  revenue  from  these  services  on  a  ratable  basis  over  time  as  the  customer  simultaneously  receives  and 
consumes all the  benefits of having service line protection services.   These contract services are billed in advance on a monthly or 
quarterly basis.  As a result, we record deferred revenue (contract liability) and accounts receivable for any amounts for which we have 
a right to invoice but for which services have not been provided.  Accounts receivable from SLP Plan customers are typically due within 
25 days of invoicing.  An allowance for doubtful accounts is calculated as a percentage of total SLP Plan contract revenue.  We mitigate 
our exposure to credit losses by discontinuing services in the event of non-payment; accordingly, the related allowance for doubtful 
accounts and associated bad debt expense has not been significant. 

Artesian  generates  contract operation revenue  from  water and  wastewater  operation  services  provided  to  customers.   We  recognize 
revenue from these operation contracts, which consist primarily of monthly operation and maintenance services, over time as customers 
receive and consume the benefits of such services performed. The majority of these services are invoiced in advance at the beginning of 
every month and are typically due within 30 days, and therefore there is no contract asset or liability associated with  most of these 
revenues.  We have one operation contract that was paid in advance resulting in a contract liability for services that have not yet been 
provided.  An allowance for doubtful accounts is provided based on a periodic analysis of individual account balances, including an 
evaluation of days outstanding, payment history, recent payment trends, and our assessment of our customers’ creditworthiness.  The 
related allowance for doubtful accounts and associated bad debt expense has not been significant.       

Artesian generates design and installation revenue for services related to the design and construction of wastewater infrastructure for a 
state agency under contract.  We recognize revenue from these services over time as services are performed using the percentage-of-
completion method based on an input method of incurred costs (cost-to-cost).  These services are invoiced at the end of every month 
based on incurred costs to date.  As of December 31, 2022, there is no associated contract asset or liability.  There is no allowance for 
doubtful accounts or bad debt expense associated with this revenue. 

Artesian generates inspection fee revenue for inspection services related to onsite wastewater collection systems installed by developers 
of new communities.  These fees are paid by developers in advance when a service is requested for a new phase of a development.  
Inspection fee revenue is recognized on a per lot basis once the inspection of the infrastructure that serves each lot is completed.  As a 
result, we record deferred revenue (contract liability) for any amounts related to infrastructure not yet inspected.  There are no accounts 
receivable, allowance for doubtful accounts or bad debt expense associated with inspection fee contracts. 

Sales Tax 

The majority of Artesian’s revenues are earned within the State of Delaware, where there is no sales tax.  Revenues earned in the State 
of Maryland and the Commonwealth of Pennsylvania are related primarily to the sale of water by a public water utility and are exempt 
from sales tax.  Therefore, no sales tax is collected on revenues.   

44 

 
 
 
 
 
 
 
 
 
 
 
Disaggregated Revenues 

The  following  table  shows  the  Company’s  revenues  disaggregated  by  service  type;  all  revenues  are  generated  within  a  similar 
geographical location: 

(in thousands) 
Tariff Revenue 
     Consumption charges 
     Fixed fees 
     Service charges 
     DSIC 
     Metered wastewater services 
     Industrial wastewater services 
Total Tariff Revenue 

 Non-Tariff Revenue 
     Service line protection plans 
     Contract operations 
     Design and installation 
     Inspection fees 
Total Non-Tariff Revenue 

Other Operating Revenue  

Total Operating Revenue 

For the Year 
Ended December 31, 

2022 

2021 

2020 

$ 

$  

$ 

$ 

$ 

$ 

47,809 
31,431 
597 
5,085 
649 
1,853 
87,424 

5,020 
931 
3,315 
326 
9,592 

1,881 

98,897 

$ 

$  

$ 

$ 

$ 

$ 

47,924 
27,977 
579 
5,093 
-- 
675 
82,248 

4,594 
884 
562 
341 
6,381 

2,230 

90,859 

$ 

$ 

$ 

$ 

$ 

$ 

47,145 
27,109 
351 
4,997 
-- 
1,448 
81,050 

4,381 
840 
88 
266 
5,575 

1,516 

88,141 

Contract Assets and Contract Liabilities  

Our contract assets and liabilities consist of the following: 

(in thousands) 
Contract Assets – Tariff 

Deferred Revenue 
     Deferred Revenue – Tariff 
     Deferred Revenue – Non-Tariff 
Total Deferred Revenue 

$ 

$ 

$ 

December 31, 2022 

December 31, 2021 

2,618 

1,231 
438 
1,669 

$ 

$ 

$ 

2,144 

1,227 
287 
1,514 

For the year ended December 31, 2022, the Company recognized revenue of $1.2 million from amounts that were included in Deferred 
Revenue – Tariff at the beginning of the year and revenue of $0.3 million from amounts that were included in Deferred Revenue – Non- 
Tariff at the beginning of the year. 

The increases of Contract Assets and Deferred Revenue were primarily due to normal timing differences between our performance and 
customer payments.   

Remaining Performance Obligations 

As of December 31, 2022 and December 31, 2021, Deferred Revenue – Tariff is recorded net of contract assets within Unbilled operating 
revenues and represents our remaining performance obligations for our fixed fee water and wastewater services, all of which are expected 
to be satisfied and associated revenue recognized in the next three months. 

As  of  December 31,  2022  and  December  31,  2021,  Deferred  Revenue  –  Non-Tariff  is  recorded  within  Other  current liabilities  and 
represents  our  remaining  performance  obligations  for  our  SLP  Plan  services  and  wastewater  inspections,  which  are  expected  to  be 
satisfied and associated revenue recognized within the next three months and one year for the SLP Plan revenue and inspection fee 
revenue, respectively. 

45 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
  
  
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
 
 
  
  
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTE 3 

LEASES 

The Company leases land and office equipment under operating leases from non-related parties.  Our leases have remaining lease terms 
of 20 years to 74 years, some of which include options to automatically extend the leases for up to 66 years and are included as part of 
the lease liability and right of use assets as we expect to exercise the options.  Payments made under operating leases are recognized in 
the consolidated statement of operations on a straight-line basis over the period of the lease.  The annual lease payments for the land 
operating leases increase each year either by the most recent increase in the Consumer Price Index or by 3%, as applicable based on the 
lease agreements.  Periodically, the annual lease payment for one operating land lease is determined based on the fair market value of 
the  applicable parcel of land.  None  of the  operating leases contain contingent rent provisions.  The commencement date  of all the 
operating leases is the earlier of the date we become legally obligated to make rent payments or the date we may exercise control over 
the use of the land or equipment.  The Company currently does not have any financing leases and does not have any lessor leases that 
require disclosure.    

Management made certain assumptions related to the separation of lease and nonlease components and to the discount rate used when 
calculating the right of use asset and liability amounts for the operating leases.  As our leases do not provide an implicit rate, we use our 
incremental borrowing rates for long-term and short-term agreements and apply the rates accordingly based on the term of the lease 
agreements to determine the present value of lease payments.   

In October 1997, Artesian Water entered into a 33-year operating lease for a parcel of land with improvements located in South Bethany, 
a municipality in Sussex County, Delaware.  The annual lease payments increase each year by the most recent increase in the Consumer 
Price Index for Urban Workers, CPI-U, as published by the U.S. Department of Labor, Bureau of Labor Statistics.  At each eleventh 
year of the lease term, the annual lease payment shall be determined based on the fair market value of the parcel of land.  Rental payments 
for 2022, 2021 and 2020 were $19,000, $17,000, and $16,500, respectively.  The future minimum rental payment as disclosed in the 
following table is calculated using CPI-U from August 2022 as well as the adjustment for an appraisal conducted in 2019 to determine 
the fair market value of the parcel of land. 

In March 2019, Artesian Water entered into a 3-year operating lease for office equipment that expired in March 2022.  The quarterly 
lease payments remained fixed throughout the term of the lease.  Payments pursuant to the lease agreement for 2022 and 2021 were 
$5,000 and $19,000, respectively.  We entered into an operating lease for office equipment that will commence at a future date when 
the equipment is received. 

Rent expense for all operating leases except those with terms of 12 months or less comprises:  

 (in thousands) 

Minimum rentals 
Contingent rentals 

For the Twelve Months 
Ended December 31, 

2022 

2021 

$ 

$ 

32  
---  
32  

$ 

$ 

45 
--- 
45 

Supplemental cash flow information related to leases is as follows: 

 (in thousands) 

Twelve Months Ended 
December 31, 2022 

Twelve Months Ended 
December 31, 2021 

Cash paid for amounts included in the measurement of lease 

liabilities:  

     Operating cash flows from operating leases 
Right-of-use assets obtained in exchange for lease obligations: 
     Operating leases 

$ 

$ 

32   

467   

$ 

$ 

45 

451 

46 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
  
  
 
  
  
  
  
 
 
 
 
  
 
 
 
   
 
 
 
 
   
 
 
 
 
Supplemental balance sheet information related to leases is as follows: 

 (in thousands, except lease term and discount rate) 

Operating Leases:  
     Operating lease right-of-use assets 

     Other current liabilities 
     Operating lease liabilities 
Total operating lease liabilities 

Weighted Average Remaining Lease Term 
     Operating leases 
Weighted Average Discount Rate 
     Operating leases 

December 31, 2022    

  December 31, 2021 

$ 

$ 

$ 

467    $ 

2   
466   
468    $ 

451   

6   
440   
446   

61 years   

5.0%   

61 years   

5.0%   

Maturities of operating lease liabilities that have initial or remaining non-cancelable lease terms in excess of one year as of December 
31, 2022 are as follows: 

Year 
2023 
2024 
2025 
2026 
2027 
Thereafter 
     Total undiscounted lease payments 
     Less effects of discounting  
     Total lease liabilities recognized 

(in thousands) 
Operating Leases 

25 
26 
26 
26 
26 
1,406 
1,535 
(1,067) 
468 

$   

$   

As  of  December  31,  2022,  we  entered  into  an  operating  lease  for  office  equipment  that  will  commence  at  a  future  date  when  the 
equipment is received.  As of December 31, 2022, we have not entered into finance leases that will commence at a future date. 

NOTE 4 

FAIR VALUE OF FINANCIAL INSTRUMENTS 

The  following  methods  and  assumptions  were  used  to  estimate  the  fair  value  of  each  class  of  financial  instrument  for  which  it  is 
practicable to estimate that value. 

Current Assets and Liabilities 

For those current assets and liabilities that are considered financial instruments, the carrying amounts approximate fair value because of 
the short maturity of those instruments. 

Long-term Financial Liabilities 

All of Artesian Resources’ outstanding long-term debt as of December 31, 2022 and December 31, 2021 was fixed-rate.  The fair value 
of the Company’s long-term debt is determined by discounting their future cash flows using current market interest rates on similar 
instruments with comparable maturities consistent with FASB ASC 825.  Under the fair value hierarchy, the fair value of the long-term 
debt in the table below is classified as Level 2 measurements.  Level 2 is valued using observable inputs other than quoted prices.  The 

47 

 
 
 
 
 
 
 
  
 
 
  
  
  
  
  
 
 
 
    
 
 
 
 
 
   
 
   
 
 
 
 
 
   
 
   
 
 
   
 
   
 
   
 
   
 
 
 
   
 
   
 
 
 
 
 
  
  
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
fair values for long-term debt differ from the carrying values primarily due to interest rates that differ from the current market interest 
rates.  The carrying amount and fair value of Artesian Resources' long-term debt (including current portion) are shown below: 

In thousands 

Carrying amount 
Estimated fair value 

December 31, 

$ 

2022 
177,622   $ 
155,425     

2021 
144,850 
163,182 

The fair value of Advances for Construction cannot be reasonably estimated due to the inability to estimate accurately the timing and 
amounts of future refunds expected to be  paid over the life of the contracts.  Refund payments are based on the water sales to new 
customers in the particular development constructed.  The fair value of Advances for Construction would be less than the carrying 
amount because these financial instruments are non-interest bearing. 

NOTE 5   

INCOME TAXES 

Deferred income taxes are provided in accordance with FASB ASC Topic 740 on all differences between the tax basis of assets and 
liabilities and the amounts at which they are carried in the consolidated financial statements based on the enacted tax rates expected to 
be in effect when such temporary differences are expected to reverse. The Company’s rate regulated subsidiaries recognize regulatory 
liabilities, to the extent considered in ratemaking, for deferred taxes provided in excess of the current statutory tax rate and regulatory 
assets  for  deferred  taxes  provided  at  rates  less  than  the  current  statutory  rate.    Such  tax-related  regulatory  assets  and  liabilities  are 
reported at the revenue requirement level and amortized to income as the related temporary differences reverse, generally over the lives 
of the related properties. 

As of December 31, 2022, the Company fully utilized all of its federal net operating loss carrybacks and carry-forwards.  As of December 
31, 2022, the Company has separate company state net operating loss carry-forwards aggregating approximately $13.8 million. Most of 
these net operating loss carry-forwards will expire if unused between 2023 and 2043. The Company has recorded a valuation allowance 
to reflect the estimated amount of deferred tax assets that may not be realized due to the expiration of the state net operating loss carry-
forwards. The valuation allowance increased to approximately $600,000 in 2022 from approximately $546,000 in 2021.  Management 
believes that it is more likely than not that the Company will realize the benefit of these deferred tax assets, net of the valuation allowance. 

Components of Income Tax Expense 

In thousands 
State income taxes 

Current 
Deferred 

Total state income tax expense 

Federal income taxes 

Current 
Deferred 

Total federal income tax expense 

For the Year Ended December 31, 
2020 
2021 
2022 

1,373   $ 
663     
2,036   $ 

1,216   $ 
776     
1,992   $ 

2,348 
(279) 
2,069 

For the Year Ended December 31, 
2020 
2021 
2022 

2,912    $ 
930     
3,842   $ 

2,144    $ 
1,601     
3,745   $ 

5,725  
(2,110) 
3,615 

$ 

$ 

$ 

$ 

48 

 
  
  
  
 
 
 
 
 
 
 
  
  
  
  
   
 
 
   
 
  
   
   
  
 
 
 
 
 
 
 
 
 
 
 
 
Reconciliation of effective tax rate: 

In thousands 

Reconciliation of effective tax rate 

Income before federal and state income 

For the Year Ended December 31, 

2022 
Amount 

2022 
Percent 

2021 

   Amount 

2021 
Percent 

2020 

   Amount 

2020 
Percent 

taxes 

$ 

23,876     

100.0%   $ 

22,564     

100.0%   $ 

22,501     

100.0% 

Amount computed at statutory rate 
Reconciling items 

5,014     

21.0%     

4,738     

21.0%     

4,725     

21.0% 

State income tax-net of federal tax benefit    
Regulatory liability adjustment 
Other 

Total income tax expense and effective rate  $ 

1,696     
(450)    
(382)     
5,878     

7.1%     
(1.9)%     
(1.6)%     
24.6%   $ 

1,600     
(451)     
(150)     
5,737     

7.1%     
(2.0)%     
(.7)%     
25.4%   $ 

1,704     
(451)     
(294)     
5,684     

7.6% 
(2.0)% 
(1.3)% 
25.3% 

Deferred income taxes at December 31, 2022 and 2021 were comprised of the following: 

In thousands 

Deferred tax assets related to: 
Federal and state operating loss carry-forwards 
Less: valuation allowance 
Bad debt allowance 
Stock options 
Other 

Total deferred tax assets 

Deferred tax liabilities related to: 
Property plant and equipment basis differences 
Bond retirement costs 
Property taxes 
Other 

Total deferred tax liabilities 

For the Year Ended 
December 31, 

2022 

2021 

922   $ 
(600)     
116     
47     
28     
513   $ 

793   
(546)   
120   
122   
(10)   
479   

(52,565)   $ 
(1,058)    
(609)     
(833)     
(55,065)   $ 

(51,102)   
(1,134)   
(593)   
(783)   
(53,612)   

$ 

$ 

$ 

$ 

Net deferred tax liability 

$ 

(54,552)   $ 

(53,133)   

Schedule of Valuation Allowance 

In thousands 

Classification 
For the Year Ended December 31, 2022 Valuation allowance for 

deferred tax assets 

For the Year Ended December 31, 2021 Valuation allowance for 

deferred tax assets 

For the Year Ended December 31, 2020 Valuation allowance for 

deferred tax assets 

Balance at 
Beginning of 
Period 

Additions 
 Charged to 
Costs and 
Expenses 

   Deductions   

Balance at 
End of Period 

546 

  $ 

493 

  $ 

54 

53 

--- 

  $ 

600 

--- 

  $ 

546 

335 

  $ 

158 

--- 

  $ 

493 

$ 

$ 

$ 

49 

   
 
 
 
 
 
   
  
  
  
  
    
    
    
    
    
   
  
      
      
      
      
      
  
  
  
      
      
      
      
      
  
 
  
 
 
 
   
 
 
   
  
    
  
  
    
  
 
  
  
  
   
  
      
    
 
 
    
   
  
      
    
 
  
  
   
  
      
    
 
  
      
    
   
  
      
    
 
 
    
   
 
   
  
  
    
    
    
   
  
    
    
    
  
    
    
    
    
    
    
 
 
Under FASB ASC Topic 740, the Company establishes reserves for uncertain tax positions based upon management’s judgment as to 
the sustainability of these positions.  The Company reserved a liability related to the difference in the tax depreciation utilizing the half-
year convention rather than the mid-quarter convention for 2018. 

The following table provides the changes in the Company's 
uncertain tax position: 

For the years ended December 31, 

In thousands 

Balance at beginning of year 

Additions based on tax positions related to the current year  

Additions based on tax positions related to prior years 

Reductions for tax positions of prior years 

Lapses in statutes of limitations 

Balance at end of year 

2022 

202 

146 

 10 

— 

(212) 

146 

$ 

$ 

$ 

$ 

2021 

209 

--- 

 19 

— 

(26) 

202 

NOTE 6 

PREFERRED STOCK 

As of December 31, 2022 and 2021, Artesian Resources had no preferred stock outstanding.  Artesian Resources has 100,000 shares of 
$1.00 par value Series Preferred stock authorized but unissued. 

NOTE 7 

COMMON STOCK AND ADDITIONAL PAID-IN CAPITAL 

The Class A Non-Voting Common Stock, or Class A Stock, of Artesian Resources trades on the Nasdaq Global Select Market under 
the symbol ARTNA.  The Class B Common Stock, or Class B Stock, of Artesian Resources trades on the Nasdaq's OTC Bulletin Board 
under the symbol ARTNB.  The rights of the holders of the Class A Stock and the Class B Stock are identical, except with respect to 
voting. 

Under Artesian Resources' dividend reinvestment plan, which allows for reinvestment of cash dividends and optional cash payments, 
stockholders were issued approximately 7,000, 10,000 and 11,000 shares at fair market value for the investment of $373,000, $392,000, 
and $388,000 of their monies in the years 2022, 2021, and 2020, respectively. 

NOTE 8 

DEBT 

At December 31, 2022, Artesian Resources had a $40 million line of credit with Citizens Bank, or Citizens, which is available to all 
subsidiaries of Artesian Resources.  As of December 31, 2022, there was $26.9 million of available funds under this line of credit.  The 
previous interest rate for borrowings under this line was the London Interbank Offered Rate, or LIBOR, plus 1.00%.  It is expected that 
the LIBOR rate for USD currency will be discontinued after June 30, 2023.  As a result, effective May 20, 2022, this line of credit 
agreement was amended to replace LIBOR with the Daily Secured Overnight Financing Rate, or SOFR.  The interest rate is a one-month 
SOFR plus 10 basis points, or Term SOFR, plus an applicable margin of 0.85%.  Term SOFR cannot be less than 0.00%.  This is a 
demand line of credit and therefore the financial institution may demand payment for any outstanding amounts at any time.  The term 
of this line of credit expires on the earlier of May 21, 2023 or any date on which Citizens demands payment. The Company expects to 
renew this line of credit. 

At December 31, 2022, Artesian Water had a $20 million line of credit with CoBank, ACB, or CoBank, that allows for the financing of 
operations  for  Artesian  Water,  with  up  to  $10  million  of  this  line  available  for  the  operations  of  Artesian  Water  Maryland.    As  of 
December 31, 2022, there was $12.9 million of available funds under this line of credit.  The previous interest rate for borrowings under 
this  line  allowed  the  Company  to  select  either  LIBOR  plus  1.50%  or  a  weekly  variable  rate  established  by  CoBank;  the  Company 
historically used the weekly variable interest rate.  In October 2022, this line of credit was amended to replace the previous interest rate 
options with a daily SOFR rate plus 1.45% option or a term SOFR rate plus 1.45% option that is locked in for either one or three months.  
The term of this line of credit expires on October 29, 2023.  Artesian Water expects to renew this line of credit. 

50 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
On April 29, 2022, Artesian Water and CoBank entered into a Bond Purchase Agreement, or the Agreement, relating to the issue and 
sale by Artesian Water to CoBank of a $30 million principal amount First Mortgage Bond, Series W, or the Bond, due April 30, 2047, 
or the Maturity Date.  The Bond was issued pursuant to Artesian Water’s Indenture of Mortgage dated as of July 1, 1961, as amended 
and supplemented by supplemental indentures, including the Twenty-Fifth Supplemental Indenture dated as of April 29, 2022, or the 
Supplemental  Indenture,  from  Artesian  Water  to  Wilmington  Trust  Company,  as  Trustee.    The  Supplemental  Indenture  is  a  first 
mortgage lien against substantially all of Artesian Water’s utility plant.  The proceeds from the sale of the Bond were used to pay down 
outstanding lines of credit of the Company and a loan payable to Artesian Resources, with any additional proceeds used to fund capital 
investments in Artesian Water.  The Delaware Public Service Commission approved the issuance of the Bond on April 20, 2022.  The 
Bond carries an annual interest rate of 4.43% through but excluding the Maturity Date.  Interest is payable on June 30th, September 
30th, December 30th and March 30th in each year and on the Maturity Date, beginning June 30, 2022, until Artesian Water’s obligation 
with respect to the payment of principal, premium (if any) and interest shall be discharged.  Overdue payments shall bear interest as 
provided in the Supplemental Indenture. The term of the Bond also includes certain limitations on Artesian Water’s indebtedness. 

On  August  12,  2022,  Artesian  Water  entered  into  three  Financing  Agreements,  or  the  Financing  Agreements,  with  the  Delaware 
Drinking Water State Revolving Fund (the  “Fund”), acting by and through the Delaware  Department of Health & Social Services, 
Division of Public Health, a public agency of the state of Delaware, or the Department.  The Department makes loans to, and acquires 
obligations of, eligible persons in Delaware to finance the costs of drinking water facilities in accordance with the Federal Safe Drinking 
Water Act using funds from the Fund. Under the Financing Agreements, the Department has agreed to advance to Artesian Water up 
to $966,000, $1,167,000 and $3,200,000 (collectively, the “Loans”) from the Fund to finance all or a portion of the costs to replace 
specific water transmission mains in service areas located in New Castle County, Delaware (collectively, the “Projects”).  In accordance 
with the Financing Agreements, Artesian Water will from time to time request funds under the Loans as it incurs costs in connection 
with the Projects. In connection with the Financing Agreements, Artesian Water issued to the Department three General Obligation 
Notes dated as of August 12, 2022, or the Notes. Under the Notes, borrowings under the Financing Agreements bear interest at a rate 
of  1.0%  per  annum  and  are  further  subject  to  an  administrative  fee  at  a  rate  of  1.0%  per  annum  (collectively,  interest  and  the 
administrative fee are referred to herein as “Fee”).  The Fee shall be paid semiannually on each February 1 and August 1, beginning on 
February 1, 2023.  The Notes will mature on February 1, 2043.  As of December 31, 2022, approximately $1.8 million was borrowed 
under the Loans.   

On December 9, 2022, Artesian Water Company entered into three Financing Agreements, or the Financing Agreements, with the Fund, 
acting by and through the Department. Under the Financing Agreements, the Department has agreed to advance to or to reimburse 
Artesian Water up to $901,170, $1,042,695 and $1,050,000 (collectively, the “Loans”) from the Fund to finance all or a portion of the 
costs to replace specific water transmission mains in service areas located in New Castle County, Delaware (collectively, the “Projects”).  
In accordance with the Financing Agreements, Artesian Water will from time to time request funds under the Loans as it incurs costs 
in connection with the Projects.  In connection with the Financing Agreements, Artesian Water issued to the Department three General 
Obligation Notes dated as of December 9, 2022, or the Notes.  Under the Notes, borrowings under the Financing Agreements bear 
interest at a rate of 1.0% per annum and are further subject to an administrative fee at a rate of 1.0% per annum  (collectively, interest 
and  the  administrative  fee  are  referred  to  herein  as  “Fee”).    The  Fee  shall  be  paid  semiannually  on  each  June  1  and  December  1, 
beginning on June 1, 2023.  Two notes will mature on June 1, 2043 and one will mature on December 1, 2043.  As of December 31, 
2022, approximately $1.0 million was requested under the Loans, and funds received in January 2023. 

CoBank may make an annual patronage refund.  The $20 million line of credit, the First Mortgage Bonds and the promissory note are 
with CoBank.  The patronage refunds earned by Artesian in 2022 and 2021 were $1.3 million and $1.2 million, respectively.  In 2022, 
CoBank issued a one-time additional all-cash patronage distribution of $233,000, or 0.16%, of the average line of credit and loan volume 
outstanding in the prior year, which was in addition to the standard 0.80% patronage rate.  In 2021, CoBank issued a one-time additional 
all-cash patronage distribution of $226,000, or 0.165%, of the average line of credit and loan volume outstanding in the prior year, which 
was in addition to the standard 0.80% patronage rate. 

The weighted average interest rate on the lines of credit discussed above paid by the Company was 3.04% for the year ended December 
31, 2022. These lines of credit, as well as the long-term debt obligations shown below, require us to abide by certain financial covenants 
and ratios.  As of December 31, 2022, we were in compliance with these financial covenants. 

51 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Long-term debt consists of: 

In thousands 
First mortgage bonds 

Series R, 5.96%, due December 31, 2028 
Series S, 4.45%, due December 31, 2033 
Series T, 4.24%, due December 20, 2036 
Series U, 4.71%, due January 31, 2038 
Series V, 4.42%, due October 31, 2049 
Series W, 4.43%, due April 30, 2047 

$ 

State revolving fund loans 

3.57%, due September 1, 2023 
3.64%, due May 1, 2025 
3.41%, due February 1, 2031 
3.40%, due July 1, 2032 
1.187%, due November 1, 2041 
1.187%, due November 1, 2041 
1.187%, due November 1, 2041 
2.00%, due February 1, 2043 
2.00%, due February 1, 2043 
2.00%, due June 1, 2043 

Notes Payable 

Promissory Note, 5.12%, due December 30, 2028 
Asset Purchase, 2.00%, due May 26, 2027 

$ 

Sub-total 

Less: current maturities (principal amount) 

December 31, 

2022 

2021 

25,000 
6,600 
40,000 
25,000 
30,000 
30,000 
156,600 

102 
373 
1,577 
1,590 
617 
724 
1,128 
846 
974 
1,044 
8,975 

10,478 
1,569 
12,047 

177,622 

2,003 

$ 

$ 

25,000 
7,200 
40,000 
25,000 
30,000 
--- 
127,200 

200 
513 
1,735 
1,729 
646 
758 
1,181 
--- 
--- 
--- 
6,762 

10,888 
--- 
10,888 

144,850 

1,591 

Total long-term debt 

$ 

175,619 

  $ 

143,259 

Payments of principal amounts due during the next five years and thereafter:  

In thousands 
First Mortgage bonds 
State revolving fund loans 
Asset Purchase-Contractual Obligation 
Promissory note 
Total payments 

2023   

600   $ 
656    
314    
433    
2,003   $ 

2024   

600   $ 
702     
314     
454     
2,070   $ 

2025   

600   $ 
643     
314     
480     
2,037   $ 

2026   

600   $ 
581     
314     
505     
2,000   $ 

2027    Thereafter 
153,600 
5,796 
--- 
8,074 
167,470 

600   $ 
597    
313    
532    
2,042   $ 

$ 

$ 

Substantially all of Artesian Water's utility plant is pledged as security for our First Mortgage Bonds.  As of December 31, 2022, no 
other water utility plant has been pledged as security for loans.  Two parcels of land in Artesian Wastewater are pledged as security for 
the promissory note.   

NOTE 9  

STOCK COMPENSATION PLANS 

On December 9, 2015, the Company’s stockholders approved the 2015 Equity Compensation Plan, or the 2015 Plan, that replaced the 
2005 Equity Compensation Plan, or the 2005 Plan, which expired on May 24, 2015. The 2015 Plan provides that grants may be in  any 

52 

 
   
  
  
  
  
   
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
   
  
  
  
   
  
 
  
  
  
  
 
  
  
  
   
  
 
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
  
  
  
  
 
  
 
 
   
  
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
   
  
 
  
  
 
  
  
  
   
  
   
  
 
 
 
  
 
 
 
 
 
 
 
 
of the following forms: incentive stock options, nonqualified stock options, stock units, stock awards, dividend equivalents and other 
stock-based awards. The 2015 Plan is administered and interpreted by the Compensation Committee of the Board of Directors, or the 
Committee.  The Committee has the authority to determine the individuals to whom grants will be made under the 2015 Plan, determine 
the  type, size  and terms of the  grants, determine  the  time  when grants will be made and the duration of any applicable exercise or 
restriction period (subject to the limitations of the 2015 Plan) and deal with any other matters arising under the 2015 Plan. The Committee 
presently consists of three directors, each of whom is a non-employee director of the Company. All of the employees of the Company 
and its subsidiaries are eligible for grants under the 2015 Plan. Non-employee directors of the Company are also eligible to receive 
grants under the 2015 Plan. 

The following summary reflects changes in the shares of Class A Stock under option: 

Plan options 

Outstanding at beginning of year 
Granted 
Exercised 
Expired 
Outstanding at end of year 

2022  
Weighted  
Average  
Exercise  
Price 

2022  
Shares 

2021 
Weighted  
Average  
Exercise  
Price 

2020 
Shares 

2020 
Weighted  
Average  
Exercise  
Price 

2021  
Shares 

83,000   $ 
—     
(76,250)     
—     
6,750   $ 

21.65   
—   
21.63   
—   
21.86   

116,347   $ 
—     
(33,347)     
—     
83,000   $ 

20.90     
—     
19.04     
—     
21.65     

153,250   $ 
—     
(36,903)     
—     
116,347   $ 

20.40 
— 
18.83 
— 
20.90 

Options exercisable at year end 

6,750   $ 

21.86   

83,000   $ 

21.65     

116,347   $ 

20.90 

The total intrinsic value of options exercised during 2022, 2021 and 2020 were $2,226,000, $736,000 and $620,000, respectively. During 
2022, we received $1,650,000 in cash from the exercise of options, with a $2,459,000 tax benefit realized for those options. 

The following table summarizes information about employee and director stock options outstanding and exercisable at December 31, 
2022: 

Options Outstanding and Exercisable 

Range of Exercise  
Price 

Shares Outstanding at  
December 31, 2022 

Weighted Average  
Remaining Life 

Weighted Average  
Exercise Price 

Aggregate Intrinsic  
Value 

$ 

$21.86   

6,750   

1.35 Years   $ 

21.86   $ 

248,000 

As of December 31, 2022, there was no unrecognized expense related to non-vested option shares granted under the 2015 Plan.   

The following summary reflects changes in the shares of Class A Stock Restricted Stock Awards (RSA): 

Plan RSA’s 

Outstanding at beginning of year 
Granted 
Vested/Released  
Cancelled 
Unvested Outstanding at end of year 

2022 
Weighted  
Average  
Grant Date 
Fair Value   

2022  
Shares 

2021 
Shares 

2021 
Weighted  
Average  
Grant Date 
Fair Value    

2020  
Shares 

2020 
Weighted  
Average  
Exercise  
Price 

5,000   $ 
5,000     
(5,000)     
—     
5,000   $ 

40.11   
45.58  
40.11   
—   
45.58   

5,000   $ 
5,000     
(5,000)     
—     
5,000   $ 

35.01     
40.11     
35.01     
—     
40.11     

5,000   $ 
5,000     
(5,000)     
—     
5,000   $ 

36.11 
35.01 
36.11 
— 
35.01 

On May 3, 2022, 5,000 shares of Class A Common Stock, or Class A Stock, were granted as restricted stock awards.  The fair value per 
share was $45.58, the closing price of the Class A Stock as recorded on the Nasdaq Global Select Market on May 3, 2022.  Prior to their 
release date, these restricted stock awards may be subject to forfeiture in the event of the recipient’s termination of service. 

On May 4, 2021, 5,000 shares of Class A Stock were granted as restricted stock awards.  The fair value per share was $40.11, the closing 
price of the Class A Stock as recorded on the Nasdaq Global Select Market on May 4, 2021.  Prior to their release date, these restricted 
stock awards may be subject to forfeiture in the event of the recipient’s termination of service. 

53 

 
 
   
  
  
  
  
  
  
    
    
  
  
    
    
    
  
  
  
  
  
  
  
  
  
  
   
  
      
    
  
      
      
      
  
  
  
 
 
 
 
     
    
    
  
  
  
  
 
 
 
   
  
  
  
  
    
    
  
  
    
    
    
  
  
  
  
  
  
  
  
  
  
   
  
      
    
  
      
      
      
  
 
 
On May 6, 2020, 5,000 shares of Class A Stock were granted as restricted stock awards.  The fair value per share was $35.01, the closing 
price of the Class A Stock as recorded on the Nasdaq Global Select Market on May 6, 2020.  These shares vested and were released one 
year after the grant date. 

As of December 31, 2022, there was $76,200 of total unrecognized expense related to non-vested awards of restricted shares awarded 
under the 2015 Plan.  The cost will be recognized over 0.34 years, the remaining vesting period for the restricted stock awards.   

The total intrinsic value of awards released during 2022 was approximately $233,100. 

NOTE 10  

EMPLOYEE BENEFIT PLANS  

401(k) Plan 

Artesian  Resources  has  a  defined  contribution  401(k)  Salary  Reduction  Plan,  or  the  401(k)  Plan,  which  covers  substantially  all 
employees.  Under the terms of the 401(k) Plan, Artesian Resources contributed 2% of eligible salaries and wages and matched employee 
contributions up to 6% of gross pay at a rate of 50%.  Artesian Resources may, at its option, make additional contributions of up to 3% 
of eligible salaries and wages.  No such additional contributions were made in  2022, 2021 or 2020.  The 401(k) Plan also provides 
additional retirement benefits to full-time employees hired prior to April 26, 1994, allowing them to save for future retiree medical costs 
that  will  be  paid  by  employees  by  providing  additional  cash  resources  to  those  employees  upon  a  termination  of  employment  or 
retirement to meet the cost of future medical expenses.  These eligible employees receive an additional contribution of 6% of eligible 
salaries and wages.  The 401(k) Plan expenses, which include Company contributions and administrative fees, for the years 2022, 2021 
and 2020, were approximately $1.3 million, $1.2 million and $1.1 million, respectively. 

NOTE 11 

COMMITMENTS AND CONTINGENCIES 

Leases 

In the first quarter of 2019, the Company adopted the new standard on leases that was issued by the FASB and has applied this standard 
as disclosed in Note 3.   

Easements 

During  2003,  Artesian  Water  Pennsylvania  entered  into  a  40  year  easement  agreement  to  acquire  an  easement  to  access,  operate, 
maintain,  repair,  improve,  replace  and  connect  Artesian’s  water  system  to  a  well,  including  a  parcel  of  land  around  the  well.  
Management made certain estimates and assumptions regarding the separation of lease and nonlease components related to this easement 
agreement.  It was determined that the majority of this easement agreement contains  non-lease components.  Easement payments for 
2022, 2021 and 2020 were $43,000, $42,000 and $41,000, respectively.   

Artesian Wastewater entered into a perpetual agreement for the use of approximately 460 acres of land in Sussex County, Delaware for 
wastewater disposal.  Beginning November 2016, Artesian Wastewater was required to pay a minimum of $40,000 per year for the use 
of this land.  Once operations began in 2021, the monthly fee is based on the volume of wastewater disposed on the properties charged 
at a rate per one thousand gallons of wastewater, providing for a minimum monthly payment.  Payments for 2022, 2021 and 2020 were 
$113,000, $65,000, $44,000, respectively.  The agreement can be terminated by giving 180 day notice prior to the termination date. 

Future minimum annual payments related to the easement agreements noted above for the years subsequent to 2022 are as follows: 

In thousands 
2023 
2024 
2025 
2026 
2027 
2028 through 2043 

$ 

$ 

60 
39 
40 
41 
43 
782 
1,005 

54 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
   
Interconnections 

Artesian Water has two water service interconnection agreements with a neighboring utility, Chester Water Authority.  One agreement, 
that expired on December 31, 2021, had a “take or pay” clause requiring us to purchase 3 million gallons per day.  The other agreement 
is effective from January 1, 2022 through December 31, 2026, includes automatic five year renewal terms, unless terminated by either 
party,  and has a “take or pay” clause  which  required us to purchase water on a step down schedule through July 5, 2022, and now 
requires us to purchase a minimum of 0.5 million gallons per day.  Rates charged under this agreement are subject to change.   

Artesian Water Maryland has one interconnection agreement with the Town of North East that has a “take or pay” clause requiring us 
to purchase a minimum of 35,000 gallons per day.  The agreement extends through June 2024. 

The minimum annual purchase commitments for all interconnection agreements for 2023 through 2027, calculated at the noticed rates, 
are as follows: 

In thousands 
2023 
2024 
2025 
2026 
2027 

$ 

$ 

809 
798 
770 
770 
--- 
3,147 

Expenses for purchased water were $1.8 million, $4.3 million and $4.3 million for 2022, 2021 and 2020, respectively. 

Other Commitments 

In 2020, Artesian Water entered into a short term agreement with Worldwide Industries Corporation to clean and paint a tank in 2020.  
Pursuant to the agreement, the expenditure in 2020 was $0.1 million.  In April 2021, Artesian Water entered into a 3-year agreement 
with Worldwide Industries Corporation effective July 1, 2021 to paint elevated water storage tanks.  Pursuant to the agreement, the total 
expenditure for the three years was $1.2 million.  In September 2022, this agreement was amended to paint an additional elevated water 
storage tank and to extend the term of the agreement for an additional year.  Pursuant to the amended agreement, the total expenditure 
for the four years is $2.2 million.  Tank painting expense for 2022, 2021 and 2020 was $531,000, $222,000, and $155,000, respectively.  

Budgeted mandatory utility plant expenditures, due to planned governmental highway projects, which require the relocation of 
Artesian Water's water service mains, expected to be incurred in 2023 through 2025 are as follows: 

In thousands 
2023 
2024 
2025 

$ 

$ 

2,218 
8,780 
5,170 
16,168 

The exact timing and extent of these relocation projects is controlled primarily by the Delaware Department of Transportation. 

NOTE 12 

GEOGRAPHIC CONCENTRATION OF CUSTOMERS 

Artesian Water, Artesian Water Maryland and Artesian Water Pennsylvania provide regulated water utility service to customers within 
their established service territory in all three counties of Delaware and in portions of Maryland and Pennsylvania, pursuant to rates filed 
with and approved by the DEPSC, the MDPSC and the PAPUC.  As of December 31, 2022, Artesian Water was serving approximately 
94,600 customers, Artesian Water Maryland was serving approximately 2,600 customers and Artesian Water Pennsylvania was serving 
approximately 40 customers. 

55 

 
 
 
 
 
  
  
 
 
  
   
 
 
 
 
 
 
 
  
  
  
 
 
 
 
 
 
 
Artesian Wastewater and TESI provide regulated wastewater utility service to customers within  their established service territory in 
Sussex County, Delaware pursuant to rates filed with and approved by the DEPSC.  The number of wastewater customers served more 
than doubled following the acquisition of TESI in January 2022.  As of December 31, 2022, Artesian Wastewater and TESI were serving 
approximately 7,500 customers combined, including one large industrial customer 

NOTE 13 

REGULATORY PROCEEDINGS  

Our water and wastewater utilities generate operating revenue from customers based on rates that are established by state public service 
commissions through a rate-setting process that may include public hearings, evidentiary hearings and the submission of evidence and 
testimony in support of the Company’s requested level of rates. 

We are subject to regulation by the following state regulatory commissions: 
· 
· 
· 

The DEPSC, regulates Artesian Water, Artesian Wastewater, and TESI. 
The MDPSC, regulates both Artesian Water Maryland and Artesian Wastewater Maryland. 
The PAPUC, regulates Artesian Water Pennsylvania. 

Our water and wastewater utility operations are also subject to regulation under the federal Safe Drinking Water Act of 1974, or Safe 
Drinking Water Act, the Clean Water Act of 1972, or the Clean Water Act, and related state laws, and under federal and state regulations 
issued under these laws.  These laws and regulations establish criteria and standards for drinking water and for wastewater discharges.  
Capital  expenditures  and  operating  costs  required  as  a  result  of  water  quality  standards  and  environmental  requirements  have  been 
traditionally recognized by state regulatory commissions as appropriate for inclusion in establishing rates. 

Water and Wastewater Rates 

Our  regulated  subsidiaries  periodically  seek  rate  increases  to  cover  the  cost  of  increased  operating  expenses,  increased  financing 
expenses due to additional investments in utility plant and other costs of doing business.  Artesian Water provided notice to the DEPSC 
of  its  intent  to  file  a  request  in  the  second  quarter  of  2023  to  implement  new  rates  to  support  Artesian  Water’s  ongoing  capital 
improvement program and to cover increased costs of operations.  In Delaware, utilities are permitted by law to place rates into effect, 
under bond, on a temporary basis pending completion of a rate increase proceeding.  Any DSIC rate in effect will be reset to zero upon 
implementation of a temporary increase in base rates charged to customers.  The first temporary increase may be up to the lesser of $2.5 
million on an annual basis or 15% of gross water sales.  Should the rate case not be completed within seven months, by law, the utility 
may put the entire requested rate relief, up to 15% of gross water sales, in effect under bond until a final resolution is ordered and placed 
into effect.  If any such rates are found to be in excess of rates the DEPSC finds to be appropriate, the utility must refund customers the 
portion found to be in excess with interest.  The timing of our rate increase requests is therefore dependent upon the estimated cost of 
the administrative process in relation to the investments and expenses that we hope to recover through the rate increase.  We can provide 
no assurances that rate increase requests will be approved by applicable regulatory agencies and, if approved, we cannot guarantee that 
these rate increases will be granted in a timely or sufficient manner to cover the investments and expenses for which we initially sought 
the rate increase. 

Other Proceedings 

Delaware law permits water utilities to put into effect, on a semi-annual basis, increases related to specific types of distribution system 
improvements through a DSIC.  This charge may be implemented by water utilities between general rate  increase applications that 
normally recognize changes in a water utility's overall financial position.  The DSIC approval process is less costly when compared to 
the approval process for general rate  increase requests.  The DSIC rate  applied between base rate  filings is  capped at 7.50% of the 
amount billed to customers under otherwise applicable rates and charges, and the DSIC rate increase applied cannot exceed 5.0% within 
any 12-month period.  

The following table summarizes (1) Artesian Water’s applications with the DEPSC to collect DSIC rates and (2) the rates upon which 
eligible plant improvements are based: 

56 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Application Date 
DEPSC Approval Date 
Effective Date 
Cumulative DSIC Rate 
Net Eligible Plant Improvements – 
Cumulative Dollars (in millions) 
Eligible Plant Improvements – 
Installed Beginning Date 
Eligible Plant Improvements – 
Installed Ending Date 

11/15/2019 
12/12/2019 
01/01/2020 
7.50% 
$43.1 

05/29/2020 
06/17/2020 
07/01/2020 
7.41% 
$43.1 

11/20/20 
12/14/20 
01/01/21 
7.50% 
$43.1 

10/01/2014 

10/01/2014 

10/01/2014 

04/30/2019 

04/30/2019 

04/30/2019 

The rate reflects the eligible plant improvements installed through April 30, 2019.  The January 1, 2021 rate currently remains in effect 
and is subject to periodic audit by the DEPSC.  For the years ended December 31, 2022, December 31, 2021 and December 31, 2020, 
we earned approximately $5.1 million, $5.1 million and $5.0 million in DSIC revenue, respectively.   

NOTE 14 

NET INCOME PER COMMON SHARE AND EQUITY PER COMMON SHARE 

Basic net income per share is based on the weighted average number of common shares outstanding. Diluted net income per share is 
based on the weighted average number of common shares outstanding, the potentially dilutive effect of employee stock options  and 
restricted stock awards.  The following table summarizes the shares used in computing basic and diluted net income per share: 

Weighted average common shares outstanding during the period for Basic computation    
Dilutive effect of employee stock options 
Weighted average common shares outstanding during the period for Diluted 

computation 

For the Year 
Ended December 31, 
2021 
(in thousands) 

2022 

2020 

9,462     
19     

9,394     
32     

9,327 
42 

9,481     

9,426     

9,369 

For the years ended 2022, 2021 and 2020, no shares of restricted stock awards were excluded from the calculations of diluted net income 
per share.  Due to unrecognized compensation costs, the hypothetical repurchase of shares  exceeded the number of restricted shares 
expected to vest during the period, creating an anti-dilutive effect.  For the years ended 2022, 2021 and 2020, no stock options were 
excluded from the calculations of diluted net income per share. 

The Company has 15,000,000 authorized shares of Class A Stock, and 1,040,000 authorized shares of Class B Stock.  As of December 
31, 2022, 8,621,415 shares of Class A Stock and 881,452 shares of Class B Stock were issued and outstanding.  As of December 31, 
2021, 8,532,795  shares of Class A Stock and 881,452 shares of Class B Stock were issued and outstanding.  As of December 31, 2020, 
8, 475,452 shares of Class A Stock and 881,452 shares of Class B Stock were issued and outstanding.  The par value for both classes is 
$1.00 per share.   

Equity  per  common  share  was  $19.86,  $18.94,  and  $18.16  at  December  31,  2022,  December  31,  2021,  and  December  31,  2020, 
respectively.  These amounts were computed by dividing common stockholders' equity by the number of weighted average shares of 
common stock outstanding on December 31, 2022, December 31, 2021, and December 31, 2020, respectively. 

NOTE 15 

RELATED PARTY TRANSACTIONS 

Mr. Michael Houghton currently serves as a director.  During 2021, Mr. Houghton was a Partner in the law firm of Morris, Nichols, 
Arsht & Tunnell LLP, or MNAT, in Wilmington, Delaware.  Mr. Houghton retired from MNAT as a Partner, effective January 1, 2022, 
however, Mr. Houghton continues to perform legal services for MNAT as an independent contractor and non-partner.  In the normal 
course of business, the Company utilized the services of MNAT in 2021 for various regulatory, real estate and public policy matters.  
Approximately  $191,000  and  $386,000  was  paid  to  MNAT  during  the  years  ended  December  31,  2021  and  December  31,  2020, 
respectively, for legal and director related services.   

57 

 
 
 
 
 
 
   
   
   
 
 
   
   
  
    
    
  
  
 
 
 
 
 
 
 
As set forth in the Charter of the Audit Committee of the Board, the Audit Committee is responsible for reviewing and, if appropriate, 
approving all related party transactions between us and any officer, any director, any person known to be the beneficial owner of more 
than 5% of any class of the Company's voting securities or any other related person that would potentially require disclosure.  In its 
review and approval of the related party transactions with MNAT, the Audit Committee considered the nature of the related person's 
interest in the transactions; the satisfactory performance of work contracted with the related party prior to the election of Mr. Houghton 
as a director; and the material terms of the transactions, including, without limitation, the amount and type of transactions, the importance 
of the transactions to the related person, the importance of the transactions to the Company and whether the transactions would impair 
the judgment of a director or officer to act in the best interest of the Company.  The Audit Committee approves only those related person 
transactions that are in, or are consistent with, the best interests of the Company and its stockholders. 

NOTE 16 

BUSINESS COMBINATIONS 

As part of the Company’s growth strategy, on January 14, 2022 Artesian Wastewater completed its agreement to acquire TESI, which 
provides regulated wastewater services in Delaware.  Artesian Wastewater purchased all of the stock of TESI from Middlesex Water 
Company for $6.4 million in cash and other consideration, including forgiveness of a $2.1 million note due from Middlesex, consisting 
of $3.1 million paid at closing.  This acquisition more than doubled the number of wastewater customers served by Artesian in Sussex 
County, Delaware.  The acquisition is being accounted for as a business combination under ASC Topic 805, “Business Combinations.”  
The purchase price allocation is primarily attributed to intangible assets and utility plant assets acquired and liabilities assumed based 
on their respective estimated fair values.  The acquisition method of accounting requires, among other things, that assets acquired, and 
liabilities assumed in a business purchase combination be recognized at their fair values as of the acquisition date.  The Company utilized 
a  third-party  valuation  firm  to  assist  with  the  fair  value  of  the  assets  acquired.  The  fair  value  determination  is  now  finalized.    A 
combination of methods were used to determine the reasonableness of the purchase price: the cost approach and the comparative sales 
(market) approach.  Given the majority of the net assets acquired were tangible utility plant assets and related contributions in aid of 
construction, the Company primarily utilized the cost approach to record the fair value of the assets as well as some of the assumed 
liabilities.  This approach values the underlying assets to derive market value based on the estimated replacement cost, adjusted for 
depreciation.  Real property was valued using the comparative sales approach.  Goodwill was recognized primarily as a result of expected 
synergies of operations and interconnections to our existing utility plant infrastructure.  Any goodwill as a result of the transaction is 
not expected to be deductible for tax purposes.   

The TESI acquisition was approved by the DEPSC on October 27, 2021, subject to the DEPSC determining the appropriate ratemaking 
treatment of the acquisition price and the assets acquired in Artesian Wastewater’s next base rate case.   

The Company reflected revenue of $3.0 million for the  year ended December 31, 2022, in its consolidated statement of operations 
related to the acquisition.  The pro forma revenue for the year ended December 31, 2022 is estimated to be $3.0 million.  The Company 
anticipates the pro forma effects of revenue for the year ended December 31, 2021 to be approximately the same given there has not 
been any changes in the rates.  The pro forma information is not necessarily indicative of the Company’s future results.  Any pro forma 
effects of earnings is not practicable, as we continue to integrate TESI operations and adjust the operating cost structure as it relates to 
operating expenses reflective of synergies of the combined operations, and therefore would not present an accurate comparison.   

The table below sets forth the final purchase price allocation of this acquisition as of December 31, 2022.   

(In thousands) 

Utility plant 
Cash 
Goodwill 
Other assets 
Total assets 
Less: Liabilities and contributions in aid of construction (CIAC) 
   Liabilities 
   CIAC 
Net cash purchase price 

TESI 

25,354 
280 
1,939 
1,033 
28,606 

2,808 
22,676 
3,122 

$ 

$ 

58 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Additionally, as part of the Company’s growth strategy, on May 26, 2022, Artesian Water completed its purchase of substantially all of 
the water system operating assets from the Town of Clayton, or Clayton, a Delaware municipality located in Kent County, Delaware, 
including Clayton’s exclusive franchise territory and the right to provide water service to Clayton’s existing customers, or the Clayton 
Water System.  The total purchase price was $5.0 million, less the current payoff amount of secured debt or debt associated with the 
Clayton Water System.  At closing, Artesian Water paid approximately $3.4 million of the total purchase price.  The remaining $1.6 
million is payable in five equal annual installments on the anniversary date of the closing date.  Each annual installment is payable with 
interest at an annual rate of 2.0%. The acquisition was accounted for as a business combination under ASC Topic 805.  The purchase 
price  allocation  is  $7.9  million  of  utility  plant  assets  offset  by  $2.9  million  of  CIAC.    The  Company  utilized  similar  valuation 
methodologies to those described above. 

This transfer of Clayton’s exclusive franchise territory was approved by the DEPSC on April 20, 2022.  The DEPSC will determine the 
appropriate ratemaking treatment of the acquisition price and the assets acquired in Artesian Water’s next base rate case.  The pro forma 
effects of the business acquired are not material to the Company’s financial position or results of operations based on estimated annual 
revenue of approximately $0.5 million related to customers acquired. 

NOTE 17 

LEGAL PROCEEDINGS  

Periodically, we are involved in other proceedings or litigation arising in the ordinary course of business.  We do not believe that the 
ultimate resolution of these matters will materially affect our business, financial position or results of operations.  However, we cannot 
ensure  that  we  will  prevail  in  any  litigation  and,  regardless  of  the  outcome,  may  incur  significant  litigation  expense  and  may have 
significant diversion of management attention. 

On July 19, 2022, final judgment was entered by the United States District Court, or Court, for a Consent Decree between the Delaware 
Sand  and  Gravel  Remedial  Trust,  or  Trust,  and  the  United  States  Environmental  Protection  Agency,  or  USEPA,  that  governs  the 
implementation of Amendment No 2 to the USEPA’s 1988 Record of Decision for the Delaware Sand & Gravel Landfill Superfund 
Site, or Site, located in New Castle County, Delaware, issued on December 12, 2017, or ROD Amendment No. 2, confirming, among 
other things, the terms and conditions set forth in a Settlement Agreement upon which The Chemours Company FC, LLC, Hercules, 
LLC,  Waste  Management  of  Delaware,  Inc.,  SC  Holdings,  Inc.,  Cytec  Industries,  Inc.,  Zeneca  Inc.,  and  Bayer  CropScience  Inc., 
collectively the Percentage Settlors, and the Trust, on one hand, and Artesian Water, on the other hand, have agreed to resolve certain 
of Artesian Water’s claims and issues relating to releases of contaminants from the Site.   

ROD Amendment No. 2 sets forth the remedy for the contamination existing at and emanating from the Site, or the Remedy, to address 
a release of contaminants of concern and of emerging concern, or COC’s, from the Site into groundwater.  Artesian Water has found in 
groundwater that Artesian Water uses for public potable water supply certain COC’s that the Remedy is designed to address, as a result 
of  which  Artesian  has  incurred,  and  potentially  will  incur  additional,  capital  and  operating  costs  to  treat  the  groundwater  to  meet 
applicable drinking water standards.  The Remedy includes requirements that are directly linked to Artesian’s continued operation of 
the treatment plant associated with groundwater around the Site.   

As set forth in the Settlement Agreement, Artesian Water shall have access to financial assurances that the Percentage Settlors have 
provided, or will provide, to the USEPA  in connection with the Consent Decree governing the implementation of the Remedy.  In 
addition,  the  Trust  shall  reimburse  Artesian  Water  for  past  capital  and  operating  costs,  totaling  approximately  $10.0  million. 
Approximately $2.5 million was paid in August 2022, and the remaining $7.5 million will be payable in three equal installments annually 
on  the  anniversary  date  of  the  Court’s  approval  of  the  Consent  Decree.    In  addition,  the  Trust  shall  reimburse  Artesian  Water  for 
documented  reasonable  and  necessary  capital  and  operating  costs  after  July  1,  2021  that  Artesian  Water  incurs  to  treat  Site-related 
COC’s.    As  of  December  31,  2022,  Artesian  Water  received  approximately  $0.4  million  of  reimbursements  from  the  Trust.    Any 
reimbursements Artesian Water receives from the Trust shall be subject to final determination by the DEPSC as to the appropriate 
regulatory rate-making treatment.  Artesian Water received approval from the DEPSC in October 2022 to refund the reimbursements 
for past capital and operating costs to its customers.  The refund for the reimbursements will be applied to current and future customer 
bills in annual installments. The first refund occurred in October 2022, and future customer refunds occurring no later than August of 
each year from 2023 through 2025.  The amount of the credit is calculated by dividing the amount of the reimbursement by the number 
of  eligible  customers.    Artesian  Water  will  record  2022  and  future  recovery  of  capital  expenditures  as  Contributions  in  Aid  of 
Construction  and  will  record  expense  recovery  as  an  offset  to  operations  and  maintenance  expense,  with  the  intention  that  those 
recoveries will then be available for inclusion and consideration in any future rate applications.  The Trust’s reimbursement of such 
costs shall end if and when, based upon testing information from the Trust’s Remedy facilities and Artesian Water’s facilities, treatment 
of Site-related COC’s is no longer necessary for Artesian Water to meet the treatment levels that Artesian Water chooses to not exceed 
in water it distributes to the general public throughout its service territory to provide a margin of safety in complying with applicable 
drinking water standards.   

59 

 
 
 
 
 
 
 
 
NOTE 18 

BUSINESS SEGMENT INFORMATION 

The Company’s operating segments are comprised of its businesses which generate revenues and incur expenses, for which separate 
operational financial information is available and is regularly evaluated by management for the purpose of making operating decisions, 
assessing performance, and allocating resources.  The Company operates its businesses primarily through one reportable segment, the 
Regulated  Utility  segment.    The  Regulated  Utility  segment  is  the  largest  component  of  the  Company’s  business  and  includes  an 
aggregation of our five regulated utility subsidiaries that are in the business of providing regulated water and wastewater services on the 
Delmarva Peninsula.  Our regulated water utility services include treating, distributing, and selling water to residential, commercial, 
industrial, governmental, municipal and utility customers throughout the State of Delaware and in Cecil County, Maryland and to a 
residential community in Chester County, Pennsylvania.  Our regulated wastewater utility services include the treatment and disposal 
of wastewater for customers in Sussex County, Delaware.  The Company is subject to regulations as to its rates, services, and other 
matters by the states of Delaware, Maryland and Pennsylvania with respect to utility service within these states.   

The Company also operates other non-utility businesses, primarily comprised of: Service Line Protection Plan services for water, sewer 
and internal plumbing; design, construction and engineering services; and contract services for the operation and maintenance of water 
and wastewater systems in Delaware and Maryland.  These non-utility businesses do not individually or in the aggregate meet the criteria 
for  disclosure  of  a  reportable  segment  in  accordance  with  generally  accepted  accounting  principles  and  are  collectively  presented 
throughout this Annual Report on Form 10-K within “Other” or “Non-utility”, which is consistent with how management assesses the 
results of these businesses.   

The  accounting  policies  of  the  operating  segments  are  the  same  as  those  described  in  Note  1-Summary  of  Significant  Accounting 
Policies.  The Regulated Utility segment includes inter-segment costs related to leased office space provided by one non-utility business, 
calculated on the lower of cost or market method, which are eliminated to reconcile to the Consolidated Statements of Operations.  The 
Regulated Utility segment also allocates certain corporate costs to the non-utility businesses.  The measurement of depreciation, interest, 
and capital expenditures are predominately related to our Regulated Utility segment.  These amounts in our non-utility business are 
negligible and account for approximately less than 1% of consolidated amounts as of December 31, 2022, December 31, 2021, and 
December 31, 2020. 

In thousands 

Revenues: 

Regulated Utility 

Other (non-utility) 

Inter-segment elimination 

Consolidated Revenues 

Operating Income: 

Regulated Utility 

Other (non-utility) 

Years Ended December 31, 

2022 

2021 

2020 

  $ 

89,818 

  $ 

85,016 

  $ 

83,001 

9,248 

(169) 

5,996 

(153) 

5,327 

(187) 

   $ 

98,897 

   $ 

90,859 

   $ 

88,141 

  $ 

  $ 

22,580 

1,326 

21,103 

1,191 

  $ 

21,148 

1,147 

Consolidated Operating Income 

   $ 

23,906 

   $ 

22,294 

   $ 

22,295 

Income Taxes: 

Regulated Utility 

Other (non-utility) 

  $ 

  $ 

5,091 

787 

5,146 

591 

  $ 

5,093 

591 

Consolidated Income Taxes 

   $ 

5,878 

   $ 

5,737 

   $ 

5,684 

Assets: 

Regulated Utility 
Other (non-utility) 

Consolidated Assets 

  $ 

713,113 
6,678 

  $ 

618,751 
5,964 

   $ 

719,791 

   $ 

624,715 

60 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
  
 
  
 
  
  
 
 
 
 
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
NOTE 19 

IMPACT OF RECENT ACCOUNTING PRONOUNCEMENTS 

There was no new guidance issued by the FASB during the year ended December 31, 2022 that is applicable to the Company.   

61 

 
 
 
 
 
 
Report of Independent Registered Public Accounting Firm  

Stockholders and Board of Directors  
Artesian Resources Corporation 
Newark, Delaware 

Opinion on the Consolidated Financial Statements 

We have audited the accompanying consolidated balance sheets of Artesian Resources Corporation (the “Company”) as of December 
31, 2022 and 2021, the related consolidated statements of operations, cash flows, and changes in stockholders’ equity for each of the 
three  years  in  the  period  ended  December  31,  2022,  and  the  related  notes  (collectively  referred  to  as  the  “consolidated  financial 
statements”). In our opinion, the consolidated financial statements present fairly, in all material respects, the financial position of the 
Company at December 31, 2022 and 2021, and the results of its operations and its cash flows for each of the three years in the period 
ended December 31, 2022, in conformity with accounting principles generally accepted in the United States of America. 

Basis for Opinion 

These consolidated financial statements are the responsibility of the Company’s management. Our responsibility is to express an opinion 
on the Company’s consolidated financial statements based on our audits. We are a public  accounting firm registered with the Public 
Company Accounting Oversight Board (United States) (“PCAOB”) and are required to be independent with respect to the Company in 
accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission 
and the PCAOB. 

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit 
to obtain reasonable assurance about whether the consolidated financial statements are free of material misstatement, whether due to 
error or fraud. The Company is not required to have, nor were we engaged to perform, an audit of its internal control over financial 
reporting. As part of our audits we are required to obtain an understanding of internal control over financial reporting but not for the 
purpose  of  expressing  an  opinion  on  the  effectiveness  of  the  Company’s  internal  control  over  financial  reporting.  Accordingly,  we 
express no such opinion. 

Our audits included performing procedures to assess the risks of material misstatement of the consolidated financial statements, whether 
due  to  error  or  fraud,  and  performing  procedures  that  respond  to  those  risks.  Such  procedures  included  examining,  on  a  test  b asis, 
evidence  regarding  the  amounts  and  disclosures  in  the  consolidated  financial  statements.  Our  audits  also  included  evaluating  the 
accounting  principles  used  and  significant  estimates  made  by  management,  as  well  as  evaluating  the  overall  presentation  of  the 
consolidated financial statements. We believe that our audits provide a reasonable basis for our opinion. 

Critical Audit Matters 

The critical audit matters communicated below are matters arising from the current period audit of the consolidated financial statements 
that were communicated or required to be communicated to the audit committee and that: (i) relate to accounts or disclosures  that are 
material to the consolidated financial statements and (ii) involved our especially challenging, subjective, or complex judgments. The 
communication of critical audit matters does not alter in any way our opinion on the consolidated financial statements, taken as a whole, 
and we are not, by communicating the critical audit matters below, providing a separate opinion on the critical audit matters or on the 
accounts or disclosures to which they relate. 

Valuation of Tangible Assets in TESI Acquisition 

As described in Note 16 to the consolidated financial statements, the Company acquired all of the stock of TESI from Middlesex Water 
Company on January 14, 2022. Management allocated the total purchase price of $3.1 million to the net identifiable assets, based on 
estimated fair values.   Management allocated $25.4 million to utility plant assets, the majority of which were tangible assets valued 
using the cost method with assistance from a third-party valuation firm.  

We  identified  the  valuation  of  the  utility  plant  tangible  assets  in  the  TESI  acquisition  as  a  critical  audit  matter.  Management’s 
determination of fair value of the utility plant tangible assets acquired using the cost method required management to make significant 
estimates and assumptions related to the useful lives and replacement costs of these tangible assets. Auditing these elements was complex 
because it involved especially subjective auditor judgment, including the extent of specialized skills and knowledge needed.  

The primary procedures we performed to address this critical audit matter included: 
•  Utilizing personnel with specialized knowledge and skills in valuation who assisted in evaluating the appropriateness of useful 
lives and cost trend assumptions used in estimating replacement costs by comparing them to published third-party sources. 

•  Assessing the appropriateness of useful lives used in estimating replacement costs by comparing to peer company data.  

62 

 
 
 
 
 
 
 
 
 
 
 
 
 
Valuation of Tangible Assets in the Town of Clayton Acquisition 

Additionally, as described in Note 16 to the consolidated financial statements, the Company acquired substantially all the water system 
operating assets from the Town of Clayton (Clayton) on May 26, 2022. Management allocated the total purchase price of $5.0 million 
to the net identifiable assets, based on estimated fair values.  Management allocated $7.9 million to utility plant assets, the majority of 
which were tangible assets valued using the cost method with assistance from a third-party valuation firm. 

We  identified  the  valuation  of  the  utility  plant  tangible  assets  in  the  Clayton  acquisition  as  a  critical  audit  matter.  Management’s 
determination of fair value of the utility plant tangible assets acquired using the cost method required management to make significant 
estimates and assumptions related to useful lives, replacement costs, and physical characteristics of these tangible assets. Auditing these 
elements  was  complex  because  it  involved  especially  subjective  auditor  judgment,  including  the  extent  of  specialized  skills  and 
knowledge needed.  

The primary procedures we performed to address this critical audit matter included: 

• 

• 

Utilizing personnel with specialized knowledge and skills in valuation who assisted in evaluating the appropriateness of useful 
lives, cost trend assumptions, and certain physical characteristics of the utility plant tangible assets used in estimating replacement 
costs by comparing them to third party sources, and independently recalculating the replacement costs. 
Assessing the appropriateness of: 

o  The useful lives used in estimating replacement costs by comparing to peer company data,  
o  Certain physical characteristics of the utility plant tangible assets by comparing them to independent external data, 

and  

o  The replacement costs of certain utility plant tangible assets by comparing to recent actual costs or construction quotes 

for similar utility plant tangible assets.  

/s/ BDO USA, LLP 

We have served as the Company's auditor since 2005. 

Wilmington, Delaware 
March 10, 2023 

63 

 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL 
DISCLOSURES 

None. 

ITEM 9A. CONTROLS AND PROCEDURES 

(a)  Evaluation of Disclosure Controls and Procedures 

Our management, with the participation of our Chief Executive Officer and our Chief Financial Officer, evaluated the effectiveness of 
the design and operation of our disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) as of 
the end of the period covered by this report. Based upon this evaluation, the Chief Executive Officer and the Chief Financial Officer 
concluded that our disclosure controls and procedures as of the end of the period covered by this report were effective in providing 
reasonable assurance that the information required to be disclosed by us in reports filed under the Securities Exchange Act of 1934 is 
(1) recorded, processed, summarized and reported within the time periods specified in the SEC’s rules and forms and (2) accumulated 
and communicated to our management, including the Chief Executive Officer and Chief Financial Officer, as appropriate to allow timely 
decisions regarding required disclosure.  In addition, the Chief Executive Officer and the Chief Financial Officer concluded that our 
disclosure controls and procedures as of the end of the period covered by this report were effective to achieve the foregoing objectives. A 
control  system  cannot  provide  absolute  assurance,  however,  that  the  objectives  of  the  control  system  are  met  and  no  evaluation  of 
controls can provide absolute assurance that all control issues and instances of fraud, if any, within a company have been detected. 

(b)  Management’s Annual Report on Internal Control Over Financial Reporting 

The Management of Artesian Resources Corporation is responsible for establishing and maintaining adequate internal control over its 
financial  reporting.  Artesian  Resources  Corporation’s  internal  control  over  financial  reporting  is  a  process  designed  under  the 
supervision of the Corporation’s  Chief Executive Officer and Chief Financial Officer to provide reasonable assurance regarding the 
reliability of financial reporting and the preparation of the Company’s consolidated financial statements for external reporting purposes 
in accordance with U.S. generally accepted accounting principles. 

Artesian Resources Corporation’s Management assessed the effectiveness of the Company’s internal control over financial reporting as 
of December 31,  2022  based on the criteria set forth by the  Committee of Sponsoring Organizations of the Treadway Commission 
(COSO) in “Internal Control Integrated Framework (2013).”  Based on this assessment, Management determined that at December 31, 
2022, the Corporation’s internal control over financial reporting was effective. 

(c)  Change in Internal Control over Financial Reporting 

No change in the Company’s internal control over financial reporting occurred during the fiscal quarter ended December 31, 2022 that 
has materially affected, or is reasonably likely to materially affect, the Company’s internal control over financial reporting. 

Date: March 10, 2023 

CHIEF EXECUTIVE OFFICER: 

CHIEF FINANCIAL OFFICER: 

/s/ DIAN C. TAYLOR 
Dian C. Taylor 

ITEM 9B. OTHER INFORMATION 

None. 

/s/ DAVID B. SPACHT 
David B. Spacht 

ITEM 9C. DISCLOSURE REGARDING FOREIGN JURISDICTIONS THAT PREVENT INSPECTIONS  

Not applicable. 

64 

 
 
 
 
 
 
 
 
 
 
 
 
   
  
   
   
   
  
   
  
   
  
 
 
 
 
 
 
ITEM 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE  

PART III 

Name 

Dian C. Taylor 

Age 

77 

Kenneth R. Biederman 
Ph. D. 

79 

John R. Eisenbrey, Jr. 

67 

Position 

Biography:  Director  since  1991  -  Chair  of  the  Board  since  July  1993,  and  Chief 
Executive  Officer  of  Artesian  Resources  Corporation  and  its  subsidiaries  since 
September 1992. Ms. Taylor has been employed by the Company since August 1991. 
She  was  formerly  a  consultant  to  the  Small  Business  Development  Center  at  the 
University of Delaware from February 1991 to August 1991 and Owner and President 
of  Achievement  Resources  Inc.  from  1977  to  1991.  Achievement  Resources,  Inc. 
specialized  in  strategic  planning,  marketing,  entrepreneurial  and  human  resources 
development consulting. Ms. Taylor was a marketing director for SMI, Inc. from 1982 
to 1985. Ms. Taylor is the aunt of John R. Eisenbrey, Jr. and Nicholle R. Taylor. She 
serves on the Budget and Finance Committee. 

Qualifications:  Ms.  Dian Taylor has over 30 years of experience as Chief Executive 
Officer  and  President  of  the  Company,  during  which  the  Company  has  continuously 
expanded its service area. Ms. Taylor has extensive knowledge of the complex issues 
facing smaller companies and prior strategic planning expertise. Ms. Taylor has served 
as President of the National Association of Water Companies, a trade organization of 
the investor-owned water utility industry. Ms. Taylor also has served on the Delaware 
Economic and Financial Advisory Council, on the Board of Governors of the Delaware 
State Chamber of Commerce, on the Executive Committee of the Delaware Business 
Round Table, the American Heart Association, the Committee of 100 and the Delaware 
Council on Economic Education, as a Regional Advisory Board Member for Citizens 
Bank, a Trustee of the Delaware Grand Opera and the Christiana Care Hospital and as a 
Commissioner  for  the  Delaware  River  and  Bay  Authority.  The  Board  views  Ms. 
Taylor’s experience with various aspects of the utility industry and her demonstrated 
leadership roles in business and community activities as important qualifications, skills, 
and experiences for the Board of Directors’ conclusion that Ms. Taylor should serve as 
a director of the Company. 

Biography:  Director since 1991 - Currently retired and former Professor of Finance at 
the Lerner College of Business and Economics of the University of Delaware, from May 
1996  to  May  2011.  Interim  Dean  of  the  College  of  Business  and  Economics  of  the 
University  of  Delaware  from  February  1999  to  June  2000.   Dean  of  the  College  of 
Business  and  Economics  of  the  University  of  Delaware  from  1990  to  1996.   Former 
Director of the Mid-Atlantic Farm Credit Association from 2006 to 2010.  Director of 
Chase  Manhattan  Bank  USA  from  1993  to  1996.   Formerly  a  financial  and  banking 
consultant  from  1989  to  1990  and  President  of  Gibraltar  Bank  from  1987  to 
1989.  Previously Chief Executive Officer and Chairman of the Board of West Chester 
Savings Bank; Economist and former Treasurer of the State of New Jersey and Staff 
Economist for the United States Senate Budget Committee. He serves on the Executive; 
Audit;  Budget  and  Finance;  Governance  and  Nominating;  and  Compensation 
Committees. 

Qualifications:  Dr. Biederman’s experience as a former State Treasurer of New Jersey 
and the former Dean of the Lerner College of Business and Economics at the University 
of  Delaware  gives  him  a  substantial  amount  of  business,  economic  and  financial 
reporting knowledge. 

Biography:  Director since 1993 – Small Business Executive.  For more than 40 years, 
Owner and President of Bear Industries, Inc., a contracting firm providing building fire 
sprinkler protection installations for businesses throughout the Delmarva Peninsula.  In 
2021, Mr. Eisenbrey was appointed to the  Board of Trustees of St. Andrews School.  
Mr. Eisenbrey is the nephew of Dian C. Taylor and the cousin of Nicholle R. Taylor.  He 

65 

 
 
 
 
 
 
 
 
 
 
 
 
Michael Houghton, 
Esq. 

66 

serves  on  the  Audit;  Budget  and  Finance;  Governance  and  Nominating;  and 
Compensation Committees. 

Qualifications:  The Board of Directors has determined that Mr. Eisenbrey’s hands-on 
experience as a business owner in one of our primary geographic regions qualifies him 
to be a member of the Board.  For more than 40 years, Mr. Eisenbrey has been the Owner 
and  President  of  a  privately  held  contracting  firm  providing  fire  sprinkler  protection 
installations for businesses throughout the Delmarva Peninsula.  Mr. Eisenbrey is a past 
President of the Delaware Contractors Association.  Mr. Eisenbrey’s operating business 
background provides experience with operational, technical, and regulatory matters also 
applicable to our water business.  

Biography:  Director appointed September 2018 – Mr. Houghton retired as of January 
1, 2022 as Partner in the law firm of Morris Nichols Arsht & Tunnell in Wilmington, 
Delaware and is now serves as Senior Counsel to that firm, as an independent contractor. 
He was admitted to practice law in Delaware in 1982, before the U.S. District Court for 
the District of Delaware  in 1983 and before  the  U.S.  Court of Appeals for the Third 
Circuit in 1985. He served a clerkship with the Delaware Court of Chancery in 1982-
1983.   Mr.  Houghton’s  legal  expertise  involves  the  representation  of  governmental 
entities, such as the Delaware River & Bay Authority.  He has also represented banks, 
trust  companies,  insurance  companies  and  public  utilities  in  commercial  transactions 
and  before  regulatory  authorities  and  state,  county,  and  local  governments  and  in 
legislative and public policy matters before Delaware government. Mr. Houghton has 
also  advised  numerous  entities,  including  Fortune  500  companies,  on  unclaimed 
property issues and has represented numerous companies in connection with unclaimed 
property audits and voluntary disclosure matters.  He was selected for inclusion in The 
Best Lawyers in America from 2009-2022. Mr. Houghton is a member of the Board of 
Governors of the Delaware State Chamber of Commerce and the Boards of the Delaware 
Public Policy Institute, the Rockefeller Trust Company of Delaware, and is a member 
of the Delaware Heritage Commission. He is a past member of the Pete du Pont Freedom 
Foundation, the Board of the Delaware Bar Foundation, a Trustee of the Uniform Law 
Foundation, a Past President of the Delaware State Bar Association and a Past President 
the National Conference of Commissioners on Uniform State Laws. He was appointed 
in 2017 by Delaware Governor John Carney to serve as Chair of the Delaware Economic 
and Financial Advisory Council.  

Qualifications:  Mr.  Houghton’s  legal  and  regulatory  experience  and  extensive 
involvement in Delaware legislative and public policy matters are attributes that provide 
valuable  insight  and  benefit  as  the  Company  continues  its  growth  in  Delaware.  The 
Board has determined that Mr. Houghton’s more than 40 years of experience makes him 
well qualified to serve on the Board. 

Nicholle R. Taylor 

55  Biography:    Director  since  2007  –  Senior  Vice  President  of  Artesian  Resources 
Corporation  and  its  subsidiaries  since  May  9,  2012  and  President  of  Artesian  Water 
Company  since  August  16,  2021.  Previously  served  as  Chief  Operating  Officer  of 
Artesian Water Company from August 2019 to August 2021. She was Vice President of 
Artesian Resources Corporation and its subsidiaries from May 2004 to May 2012.  Ms. 
Taylor  has  been  employed  by  the  Company  since  1991  and  has  held  various 
management  level  and  operational  positions  within  the  Company.   She  serves  on  the 
Budget and Finance Committee. Ms. Taylor is the niece of Dian C. Taylor and the cousin 
of John R. Eisenbrey, Jr.  

Qualifications:   Ms.  Nicholle  Taylor  has  over  thirty  years  of  experience  with  the 
Company in a variety of field, office, managerial, and executive positions.  The Board 
of Directors has determined that the range of her experience across various company 
functions gives her a clear perception of how the Company operates, thus enhancing the 
Board’s ability to know the Company’s current capabilities and limitations, and qualifies 
her to serve as a director.  Ms. Taylor serves on the Board of Directors of the National 
Association  of  Water  Companies,  a  trade  organization  of  the  investor-owned  water 

66 

 
 
 
 
 
 
 
 
 
 
Pierre A. Anderson 

44 

Joseph A. DiNunzio,  
CPA, CGMA 

60 

Jennifer L. Finch, 
CPA 

54 

David B. Spacht 

63 

utility  industry.   Ms.  Taylor  also  currently  serves  on  the  Board  of  Directors  of  the 
Committee of 100, which is a business organization that promotes responsible economic 
development in the state of Delaware.  In 2019, Ms. Taylor was appointed to the Board 
of  Directors  of  the  Delaware  Nature  Society,  a  non-  profit  organization  dedicated  to 
connecting people with the natural world to improve the environment through education, 
advocacy, and conservation. 

Chief Information Officer and Senior Vice President of Artesian Resources Corporation 
and  its  subsidiaries  since  May  19,  2021.    Mr.  Anderson  previously  served  as  Vice 
President  of  Information  Technologies  of  Artesian  Resources  Corporation  and  its 
subsidiaries from May 2012 to May 2021, Director of Information Technologies from 
April  2008  to  May  2012, and  Manager  of  Information  Technologies from  December 
2006 to April 2008. Prior to joining the Company, Mr. Anderson was employed by the 
Christina School District as Manager, Project & Support Services.  From 2000 to 2005, 
while with MBNA (now Bank of America), he served in several information technology 
roles. He received his Bachelors of Science degree in Computer Science from Delaware 
State University and both an MBA and Masters of Science in Information Systems & 
Technology Management from the University of Delaware’s Lerner College of Business 
& Economics. 

Mr. Anderson serves on the Boards of Easterseals of Delaware & Maryland’s Eastern 
Shore  (Treasurer),  Delaware  State  Chamber  of  Commerce,  University  of  Delaware’s 
Lerner  College  Alumni,  Bancroft  Construction  Company,  and  by  gubernatorial 
appointment to the Delaware Economic & Forecasting Advisory Council (DEFAC). 

Executive  Vice  President  and  Secretary  of  Artesian  Resources  Corporation  and 
Subsidiaries since May 2007 and President of Artesian Water Maryland, Inc. since May 
2017.  Mr. DiNunzio previously served as Senior Vice President and Secretary since 
March  2000  and  as  Vice  President  and  Secretary  since  January  1995.   He  served  as 
Secretary of Artesian Resources Corporation and Subsidiaries from July 1992 to January 
1995.   Prior  to  joining  Artesian  in  1989,  Mr.  DiNunzio  was  employed  by 
PriceWaterhouseCoopers LLP.  He earned a B.S. in Commerce, with concentration in 
accounting, from the McIntire School of Commerce at the University of Virginia. 

Mr. DiNunzio is Past Chairman of the Board of the Cecil County Chamber of Commerce 
and  served  on  the  Board  of  the  Cecil  Business  Leaders  from  June  2013  to  January 
2023.   He  is  Past  Chairman  of  the  Delaware  Chapter  of  the  National  Association  of 
Water Companies.   Mr. DiNunzio is a member of the Cecil County Maryland Economic 
Development  Commission,  the  Delaware  Source  Water  Assessment  and  Protection 
Program’s  Citizens  and  Technical  Advisory  Committee,  the  American  Institute  of 
Certified  Public  Accountants, 
the  Pennsylvania  Institute  of  Certified  Public 
Accountants, and was a member of the 2003 Delaware Legislative Drinking Water Task 
Force. 

Senior  Vice  President  of  Finance  &  Corporate  Treasurer  of  Artesian  Resources 
Corporation  &  Subsidiaries  since  November  2020.    Prior  to  that,  Ms.  Finch  was  the 
Assistant Treasurer and Vice President of Finance from February 2010 to October 2020.  
Ms. Finch is responsible for the oversight of all aspects of accounting and tax‐related 
matters, corporate financing, and serves as the principal accounting officer. 

Prior  to  joining  Artesian  in  2008,  Ms.  Finch  held  various  accounting  positions  for 
Handler Corporation, a homebuilder and developer located in Wilmington, Delaware, 
where she worked for 14 years.  She also worked 4 years for a local certified public 
accounting firm and has more than 30 years of accounting, auditing, and tax experience.  
Ms. Finch is a member of the American Institute of Certified Public Accountants and 
the Delaware Society of Certified Public Accountants. 

Chief  Financial  Officer  of  Artesian  Resources  Corporation  and  Subsidiaries  since 
January  1995  and  President  of  Artesian  Wastewater  Management,  Inc.  since  August 
2019.   Mr.  Spacht  joined  the  Company  in  1980  and  has  held  various  executive  and 
management level positions.  Mr. Spacht has worked closely with the  Public Service 

67 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commission for over 40 years on developing rates and regulations in Delaware. He has 
also worked closely with the Maryland Public Service Commission developing rates and 
regulations  as  a  result  of  filing  for  acquisitions.  He  was  selected  by  the  National 
Association  of  Regulatory  Utility  Commissioners  Subcommittee  on  Water  as  an 
instructor for their semi-annual course on rate making.  

Mr.  Spacht  is  a  member  of  several  national  and  local  organizations,  including  the 
National Association of Water Companies, having served on their Finance Committee 
for 32 years, and most recently in 2015 joining the Rate and Regulatory Committee; the 
American  Water  Works  Association;  the  National  Association  of  Regulatory  Utility 
Commissioners;  the  International  Organization  of  Management  Accountants;  and 
Special Olympics Delaware. 

Senior  Vice  President  of  Operations.   Mr.  Thaeder  has  served  as  an  officer  since 
February 1998.  He currently serves as an officer of Artesian Resources Corporation and 
Subsidiaries.   Prior to joining the company, Mr. Thaeder was with Hydro Group, Inc. 
from  1996  to  1998  as  Southeastern  District  Manager  of  Sales  and  Operations  from 
Maryland to Florida.  During 1995 and 1996, he was Sales Manager of the Northeast 
Division  with  sales  responsibilities  from  Maine  to  Florida.   Previously,  he  served  as 
District Manager of the Layne Well and Pump Division of Hydro Group. 

John M. Thaeder 

64 

Raymond T. Kelly, 
CPA, CISA 

Daniel W. Konstanski 

38  Vice  President  of  Information  Technology  for  Artesian  Resources  Corporation  and 
Subsidiaries since November 4, 2022.  Mr. Kelly joined Artesian in 2013 as Manager of 
Business Applications and was promoted to the Director of Information Technology in 
2016.  Prior  to  joining  Artesian  he  served  as  a  Manager  for  PricewaterhouseCoopers, 
where  he progressively  advanced  from  an  Associate;  leading  information  technology 
audits, financial audits of publicly traded institutions, and utility meter to cash system 
engagements.  During  his  time  at  Artesian,  Mr.  Kelly,  who  is  responsible  for  all 
Information Technology functions, has directly led and overseen all enhancements to 
the  technology  portfolio  including;  enterprise  applications,  infrastructure,  business 
process automation, analytics, and cybersecurity. 

Mr. Kelly earned both a Bachelor of Science in Computer Science and Business and a 
Bachelor  of  Science  in  Business  and  Economics  from  Lehigh  University.  He  is  a 
Certified  Public  Account,  a  Certified  Information  Systems  Auditor,  and  a  Chartered 
Global Management Accountant. He serves on the Program Committee of the Boys & 
Girls Club of Delaware and is a member of the American Institute of Certified Public 
Accountants. 

38  Vice  President  of  Engineering  for  Artesian  Resources  Corporation  and  Subsidiaries 
since November 4, 2022.  Mr. Konstanski is a Board Certified, Professional Engineer 
with 18 years of experience in the water and wastewater industry. He joined Artesian in 
March of 2014 as a Senior Engineer, was appointed Manager of Engineering in 2019 
and was named Vice President of Engineering in October of 2022. Mr. Konstanski is 
responsible for managing and overseeing the Engineering Department’s operation and 
staff as well as directly managing capital projects.  His team includes engineers, project 
managers  and  subject  matter  experts  who  shepherd,  analyze,  and  manage  Artesian’s 
extensive water and wastewater assets including treatment, pipeline hydraulics, system 
modeling,  pumped  networks and  regulatory  matters.  During  his  time  at  Artesian  Mr. 
Konstanski has managed the permitting, design and construction of multiple new water 
and wastewater treatment plants as well as renovations of numerous existing facilities, 
overseen  the  development  of  state-of-the-art  digital  models  for  both  the  water  and 
wastewater systems, led efforts to increase self-sufficiency by hundreds of millions of 
gallons per year and provided input on Artesian’s purchase of multiple additional water 
and wastewater systems. 

Courtney A. Emerson, 
Esq.  

39  General Counsel of Artesian Resources Corporation and Subsidiaries since August 2021 
and  Assistant  Secretary  of  Artesian  Resources  Corporation  and  Subsidiaries  since 
November 2022.  Prior to joining Artesian in 2021, Ms. Emerson practiced law at Fox 
Rothschild  LLP  from  September  2015  to  August  2021.  She  previously  served  as  an 
emergency manager for the State of Delaware for nearly a decade and was an educator 

68 

 
 
 
 
 
 
 
 
at a multinational bank.  She earned her J.D. from the Delaware Law School of Widener 
University and her B.S. in Political Science from the University of Delaware. 

Ms. Emerson has served as Vice Chair of the Environmental Section of the Delaware 
State Bar Association, as Vice Chair of the American Bar Association’s Disaster Legal 
Services Team, and as Vice President of the University of Delaware Alumni Lawyers 
Society.   She is a member of the General Counsel Section of the National Association 
of  Water  Companies,  the  Environmental  Section  of  the  Delaware  State  Chamber  of 
Commerce, the American Bar Association, and the Committee of 100. 

Corporate Governance 

The executive officers are elected or approved by our Board, or the Board of our appropriate subsidiary, to serve until his or her successor 
is appointed or shall have been qualified or until earlier death, resignation or removal. 

In accordance with the provisions of the Company's By-laws, the Board is divided into three classes. Members of each class serve for 
three years and one class is elected each year to serve a term until his or her successor shall have been elected and qualified or until 
earlier resignation or removal.  Mr. John R. Eisenbrey, Jr. and Ms. Dian C. Taylor have been nominated for election to the Board of 
Directors at the Annual Meeting of stockholders to be held May 10, 2023. 

The Board, which met ten times in 2022, has established four standing committees: the Audit Committee, the Compensation Committee, 
the  Budget  and  Finance  Committee,  and  the  Governance  and  Nominating  Committee.  Information  with  respect  to  the  Audit, 
Compensation and Governance and Nominating Committees is set forth below. In addition, the charter for each of the four standing 
committees of the Board is available on our website, www.artesianwater.com. 

Dian C. Taylor, the Company's Chief Executive Officer, also serves as Chair of the Board. The Board, after considering the size of the 
Company and the composition of the Board, has determined that the combined structure is appropriate. The Board has determined that 
having one person serving as Chair of the Board and Chief Executive Officer ensures a unified leadership of the Board and management 
and provides potential efficiency in the execution of the strategies and visions of the Board and management. The Board believes that 
Ms. Taylor's experience and operational knowledge of the business enables her to effectively perform both roles. Given the limited 
number of Board members and the practice of open communication with the entire Board, the Company does not have a lead independent 
director. The Board meets as often as needed and at least twice a year in executive session without any management or non-independent 
directors  present.  The  Board believes  this  is  an  appropriate  structure  for  the  Company  which  provides  the  appropriate  independent 
oversight. In addition, the Audit Committee and the Compensation Committee regularly consult with the Company's General Counsel 
to review the various types of risks that affect the Company and to consult on strategies to anticipate such risks. The Board believes this 
structure has been effective. The Board meets with management on a regular basis to review operational reports, financial updates, 
strategic development and other matters. Frequent meetings help to promote and ensure open communication with the management 
team. All Board members are engaged and remain actively involved in their oversight roles. The Board is responsible for oversight of 
the Company's risk management process. The senior management team is responsible for identifying risks, managing risks and reporting 
and communicating risks back to the Board. 

Director Compensation 

In May 2022, each independent director received an annual retainer fee of $95,000, to be paid quarterly.  Dian C. Taylor and Nicholle 
R. Taylor received annual retainer fees of $67,000, to be paid quarterly. Directors do not receive any additional meeting fees William 
Wyer is serving as Director Emeritus and receives $3,750 for each standing quarterly Board Meeting he attends. 

In  2022,  our  directors,  other  than  Dian  C.  Taylor  and  Nicholle  R.  Taylor,  whose  fees  as  director  are  included  in  the  Summary 
Compensation Table, received the following compensation: 

Director Compensation Table 

Name 

Kenneth R. Biederman 
John R. Eisenbrey, Jr. 
Michael Houghton 
William C. Wyer (2) 

Fees Earned or 
Paid in 
Cash 
($) 

87,250   
87,250  
82,250  
27,250   

69 

Stock 
Awards 
($)(1) 
45,580  
45,580   
45,580  
N/A   

All other Compensation 
($)(2) 

Total 
($) 

---    132,830 
---    132,830 
---   127,830 
27,250 
---  

 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
  
(1)  On May 3, 2022, each director, received a restricted stock award of 1,000 shares of Class A Stock. The fair market value per 
share was $45.58, the closing price of the Class A Stock as recorded on the Nasdaq Global Select Market on May 3, 2022.  The 
restricted shares vest one year from the date of grant.  There were no outstanding option shares outstanding for Independent 
Directors at December 31, 2022. The number of restricted shares outstanding at December 31, 2022 for each director is: 

Kenneth R. Biederman 
John R. Eisenbrey, Jr. 
Michael Houghton 
William C. Wyer 

Option Shares Outstanding 
at December 31, 2022 
--- 
--- 
--- 
--- 

Restricted Shares Outstanding 
at December 31, 2022 
1,000 
1,000 
1,000 
1,000 

(2)  William Wyer concluded his last three-year term as Director on May 4, 2022. Upon his retirement from the Board, in light of 
his substantial contributions to the Company and the Board’s interest in continuing to benefit from Mr. Wyer’s experience, the 
Board appointed Mr. Wyer to the honorary role of Director Emeritus.  As Director Emeritus, Mr. Wyer is invited to attend 
meetings of the Board, but is not considered a director of the Company and is not entitled to vote on any matter presented to 
the Board. 

Compensation Committee Interlocks and Insider Participation 

During  the  year  ended  December  31,  2022,  the  members  of  our  Compensation  Committee  were  Kenneth  R.  Biederman,  John  R. 
Eisenbrey, Jr. and Michael Houghton. None of our executive officers serves as a director or as a member of the compensation committee, 
or any other committee serving an equivalent function, of any entity that has one or more of its executive officers serving as members 
of our Compensation Committee or as a director of our Board.  No member of our Compensation Committee has ever been our employee. 

Independence 

In 2022, the Board of Directors determined that Messrs. Biederman, Eisenbrey and Houghton, a majority of the Board of Directors, met 
the independence requirements prescribed by the listing standards of the Nasdaq Global Select Market.  

Audit Committee 

The Audit Committee reviews the procedures and policies relating to the internal accounting procedures and controls of the Company, 
and provides general oversight with respect to the accounting principles employed in the Company's financial reporting. As part of its 
activities,  the  Audit  Committee  meets  with  representatives  of  the  Company's  management  and  independent  accountants. The  Audit 
Committee  has  considered  the  extent  and  scope of  non-audit  services  provided  to  the Company  by  its  outside  accountants  and  has 
determined  that  such  services  are  compatible  with  maintaining  the  independence  of  the  outside  accountants. The  Audit  Committee 
appoints  and  retains  the  Company's  independent  accountants.  The  Audit  Committee  consists  of  Kenneth  R.  Biederman,  John  R. 
Eisenbrey, Jr. and Michael Houghton, three independent directors. The Board of Directors has also determined that each member of the 
Audit Committee meets the independence requirements prescribed by the listing standards of the Nasdaq Global Select Market and the 
rules and regulations of the Securities and Exchange Commission. The Board of Directors has further determined that Mr. Biederman, 
a member of the Audit Committee, is an "audit committee financial expert" as such term is defined in Item 407(d)(5)(ii) of Regulation 
S-K promulgated by the Securities and Exchange Commission. During 2022, the Audit Committee met four times. 

Compensation Committee 

The Compensation Committee reviews the compensation and benefits provided to key management employees, officers and directors 
and makes recommendations as appropriate to the Board. The Compensation Committee also determines whether  and what amounts 
should be granted under the 2015 Equity Compensation Plan, or the 2015 Plan, and may make recommendations for amendments to the 
2015 Plan. The Compensation Committee is comprised of Kenneth R. Biederman, John R. Eisenbrey, Jr. and Michael Houghton, three 
independent  directors. The  Board  of  Directors  has  also  determined  that  each  member  of  the  Compensation  Committee  meets  the 
independence requirements prescribed by the listing standards of the Nasdaq Global Select Market and the rules and regulations of the 
Securities and Exchange Commission. During 2022, the Compensation Committee met two times. 

Consideration of Director Candidates 

The Governance and Nominating Committee is comprised of Kenneth R. Biederman, John R. Eisenbrey, Jr. and Michael Houghton, 
three  independent  directors.  As  part  of  the  formalized  nominating  procedures,  the  committee  makes  recommendations  for  director 
nominations  to  the  full  Board. Director  candidates  nominated  by  stockholders  are  considered  in  the  same  manner,  provided  the 

70 

  
 
 
   
 
 
 
 
 
 
 
 
 
 
 
nominations are submitted to the Secretary and copied to the Chairman of the committee on a timely basis and in accordance with the 
Company's  By-laws.  Nominations  for  the  election  of  directors  for  the  2023  Annual  Stockholders'  Meeting  were  approved  by  the 
Governance and Nominating Committee on January 25, 2023. 

The Governance and Nominating Committee has determined that no one single criterion should be given more weight than any other 
criteria when it considers the qualifications of a potential nominee to the Board. Instead, it believes that it should consider the total 
"skills set" of an individual. In evaluating an individual's skills set, the Governance and Nominating Committee considers a variety of 
factors, including, but not limited to, the potential nominee's background and education, his or her general business experience, and 
whether or not he or she has any experience in positions with a high degree of responsibility. In addition, although the Governance and 
Nominating Committee does not have a policy with regard to the consideration of diversity in identifying director nominees, its charter 
includes in the Governance and Nominating Committee's duties and responsibilities that it seek members from diverse backgrounds so 
that the Board consists of members with a broad spectrum of experience and expertise. 

Code of Ethics 

The  Company  has  adopted  a  code  of  ethics  applicable  to  its  chief  executive  officer,  chief  financial  officer,  controller  or  principal 
accounting officer, and any person who performs a similar function, which is a "code of ethics" as defined by applicable rules of the 
Securities  and  Exchange  Commission. This  code  is  publicly  available  on  the  Company's  website  at  www.artesianwater.com. If  the 
Company makes any amendments to this code other than technical, administrative, or other non-substantive amendments, or grants any 
waivers,  including  implicit  waivers,  from  a  provision  of  this  code  to  the  Company's  chief  executive officer,  chief  financial  officer, 
controller or principal accounting officer, and any person who performs a similar function, the Company will disclose the nature of the 
amendment or waiver, its effective date and to whom it applies on its website. The information on the website listed above is not and 
should not be considered part of this Annual Report on Form 10-K. It is intended to be an inactive textual reference only and is not 
incorporated by reference herein. 

Board Diversity 

We believe it is important that our  Board is composed of individuals reflecting the diversity represented by our employees, our 
customers,  and  our  communities.  We  provide  below  enhanced  disclosure  regarding  the  self-reported  diversity  of  our  Board  as 
required by the listing standards of the NASDAQ Capital Market. 

5 

Non- 
Binary 

Did Not  
Disclose 
Gender 

Total Number of Directors 

Board Diversity Matrix (As of March 1, 2023) 

Female 

Male 

2 

3 

2 

3 

Part I: Gender Identify 
Directors 
Part II: Demographic Background 
African American or Black 
Alaskan Native or Native American 
Asian 
Hispanic or Latinx 
Native Hawaiian or Pacific Islander 
White 
Two or More Races or Ethnicities 
LGBTQ+ 
Did Not Disclose Demographic Background 

ITEM 11. EXECUTIVE COMPENSATION   

COMPENSATION DISCUSSION AND ANALYSIS 

This discussion describes the Company's compensation program for its named executive officers listed in the Summary Compensation 
Table that immediately follows this discussion.  The named executive officers are: Dian C. Taylor, Chair, President & Chief Executive 
Officer; David B. Spacht, Chief Financial Officer; Joseph A. DiNunzio, Executive Vice President & Secretary; Nicholle R. Taylor, 
Senior Vice President and Jennifer L. Finch, Corporate Treasurer and Senior Vice President of Finance & Treasurer. 

71 

 
 
 
 
 
  
  
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Objectives of the Company’s Compensation Program 

The Compensation Committee believes that the compensation for the Company’s executives should serve to attract, motivate and retain 
seasoned and talented executives responsible for successfully guiding and implementing the Company's strategy.  Our strategy is to 
increase  our  customer  base,  revenues,  earnings  and  dividends  by  expanding  our  services  across  the  Delmarva  Peninsula,  thereby 
providing our stockholders with a long-term, satisfactory return on their investment. 

To implement our strategy, it is critical that our executives remain focused on: 

• ensuring superior customer service; 
• continuously improving our efficiency and performance;  
• managing risk appropriately;  
• expanding our franchised service territory and customer base at a consistent and sustainable rate - including by acquisitions - 
where growth is strong and demand is increasing;  
• identifying and developing dependable sources of supply;  
• constructing and maintaining reliable treatment facilities and water delivery and wastewater collection systems;  
• developing and continuing positive relationships with regulators, municipalities, developers and customers in both existing and 
prospective service areas; and  
• developing a skilled and motivated work force that is adaptive to change. 

To accomplish our strategy, our compensation program's objectives are to: 

• provide compensation levels that are competitive with those provided by other companies with which we may compete for 
executive talent;  
• motivate and reward contributions and performance aligned with the Company's objectives;  
• attract and retain qualified, seasoned executives; and  
• ensure the Company maintains a pay-for-performance executive compensation program. 

The  compensation  program  rewards  overall  qualitative  contributions  and  performance  of  each  individual  towards  the  Company's 
strategy.    In  reviewing  the  Company's  overall  compensation  program  in  the  context  of  the  risks  identified  in  the  Company's  risk 
management  processes,  the  Compensation  Committee  does  not  believe  that  the  risks  the  Company  faces  are  correlated  with  the 
Company's compensation programs. Therefore, the Compensation Committee believes that there is an appropriate level of risk in the 
Company’s  compensation  program  design  and  does  not  believe  that  its  approach  to  the  design  and  administration  of  its  incentive 
programs needs to change in order to mitigate compensation risk. 

Elements of the Company’s Compensation Program 

The elements of the Company’s compensation program include: 

• Base Salary 
• Cash Bonus Award 
• Equity Compensation as may be awarded under the 2015 Equity Compensation Plan  
• Employee Benefits 

The Company's executive compensation program does not provide for: 

• Severance or post-termination agreements  
• Post-retirement benefits  
• Defined benefit pension benefits or any supplemental executive retirement plan benefits  
• Non-qualified deferred compensation  
• Change-in-Control agreements 

Compensation Process 

The  Compensation  Committee  relies  on  various  factors  in  determining  executive  compensation,  including  the  overall  financial 
performance of the Company, combined with an executive officer's individual performance, progress in meeting strategic corporate 
objectives, and changes in responsibilities, as well as the consideration of elements of compensation not provided for by the Company 
in comparison to its peers.  The Compensation Committee generally exercises broad discretion in setting the compensation of the Chief 
Executive Officer and other executives and primarily considers the performance of the management team as a group, the Chief Executive 

72 

 
  
  
  
  
  
  
 
  
  
  
  
  
 
  
Officer's assessment of other executives' performance and compensation recommendations with respect to the other executive officers 
as part of its process.   

The Compensation Committee engaged Pearl Meyer & Partners as a compensation consultant in 2013 to provide it with independent 
advice  on  executive  compensation  matters.    They  did  not  develop  a  public  company  peer  group  as  part  of  their  compensation 
benchmarking exercise, as they found few similarly sized, publicly traded water utilities.  They used data available from  a peer group 
of water utility companies to review incentive plan market practices and to establish industry practices, but did not use the pay data from 
these organizations given that the size of many are substantially larger than the Company.  This peer group includes American States 
Water Company; American Water Works Company, Inc.; Essential Utilities, Inc.; California Water Service Group; Middlesex Water 
Company; SJW Group and York Water Company.  This peer group has been used since 2013, and the Company believes it is appropriate 
to continue the use of this peer group for comparing the percentage change in cumulative shareholder returns and for consideration of 
elements of compensation not provided for by the Company.  During the fourth quarter of 2022, Pearl Meyer & Partners was engaged 
by the Company to conduct a compensation analysis on executive compensation.  We expect that Pearl Meyer & Partners will provide 
a report of their findings, conclusions and recommendations by the end of the first quarter 2023.  This analysis had no impact on 2022 
compensation for the named executive officers. 

Base Salary 

Base salaries for Company executives are set at levels considered appropriate to attract and retain seasoned and talented personnel.  In 
2022, the Compensation Committee increased the base salary of each of the named executive officers by 4%. 

The Compensation Committee determines actual base salaries for each executive other than the Chief Executive Officer based upon: 

• recommendations provided by the Chief Executive Officer;  
• internal equity with other executives and Company personnel;  
• individual executive performance; and  
• individual contributions to the Company's strategic objectives. 

The Compensation Committee considers the same factors in determining the base salary of the Chief Executive Officer, without any 
recommendation by the Chief Executive Officer.  The Chief Executive Officer was not present during deliberations on her compensation. 

Cash Bonus and Equity Compensation Awards 

Annually, the Compensation Committee determines whether any Cash Bonus and/or Equity Compensation Awards should be granted 
to any of the executives.  The Cash Bonus and Equity Compensation Awards are intended to reward executives for their contributions 
towards meeting the Company's strategic objectives.  Cash Bonus and Equity Compensation Awards are entirely discretionary and are 
based upon a qualitative assessment conducted by the Compensation Committee in the case of the Chief Executive Officer and by the 
Compensation Committee and the Chief Executive Officer in the case of other executives.  Recognizing both the executive team's and 
each individual named executive officer’s contributions toward meeting the Company's strategic objectives, cash bonuses were awarded 
to the Chief Executive Officer and named executive officers in 2022, 2021, and 2020.   

Other Compensation 

Both Dian C. Taylor and Nicholle R. Taylor received compensation for their services as Directors, which compensation was equivalent 
to that provided to all other directors for Board and Committee meeting fees and less for retainers.  See "Director Compensation." 

The Company’s named executive officers are eligible to participate in the same employee benefit plans and on the same basis as other 
Company employees, with the exception that executive officers are reimbursed for eligible medical expenses not otherwise covered by 
the Company's medical insurance plan under the Officer's Medical Reimbursement Plan.  Amounts reimbursed are included in the "All 
Other Compensation" column in the Summary Compensation Table that follows this discussion. 

The Role of Management in the Executive Compensation Process 

Our Director of Human Resources typically assists the Compensation Committee by preparing and providing information showing: 

• current executive compensation levels;  
• executive compensation recommendations made by the Chief Executive Officer;  
•  salary  grade  minimum,  midpoint  and  maximums  for  each  executive,  based  on  information  provided  by  the  Company's 
compensation consultant retained in 2013, adjusted annually; and  
• actual base salary, cash bonus and equity compensation for each of the prior three years for each executive. 

73 

  
  
  
 
 
  
  
  
  
 
  
  
 
  
  
Our Chief Executive Officer meets with the Compensation Committee and provides input regarding the contributions of each executive 
towards the Company's strategic objectives and each executive's overall performance that formed the basis for her recommendations to 
the  Compensation  Committee.    The  final  decisions  regarding  compensation  for  each  executive  are  made  by  the  Compensation 
Committee. Please refer to Compensation Committee Interlocks and Insider Participation section for more information. 

 Compensation Committee Report 

The Compensation Committee has reviewed and discussed the Compensation Discussion and Analysis with management and, based on 
the review and discussions, the Compensation Committee recommended to the Board that the Compensation Discussion and Analysis 
be included in the Company's Annual Report on Form 10-K. 

The Compensation Committee, 

John R. Eisenbrey, Jr, Chairman 
Kenneth R. Biederman 
Michael Houghton  

CEO Pay Ratio 

The  2022  compensation  disclosure  ratio  of  the  median  annual  total  compensation  of  all  Company  employees  to  the  annual  total 
compensation of the Company’s Chief Executive Officer is as follows: 

Median employee total annual compensation  

Annual total compensation of Dian C. Taylor, CEO 

Ratio of CEO to median employee compensation 

2022 Total Compensation 

$93,432 

$1,005,375 

11:1 

For simplicity, we identified the median employee by examining the base annual salary for all individuals, excluding our CEO, who 
were employed by us on October 31, 2020.  We included all employees, whether employed on a full-time, part-time, or seasonal basis.  
We believe that the use of base annual salary compensation, excluding overtime, is a consistently applied compensation measure because 
we  do  not  widely  distribute  annual  equity  awards  to  employees  and  believe  that  it  provides  a  reasonable  estimate  of  the  pay  ratio 
calculated in a manner consistent with Item 402(u) of Regulation S-K.  After identifying the median employee by examining base annual 
salary excluding overtime, we calculated annual total compensation, including overtime, for such employee using the same methodology 
we use for our named executive officers set forth in the 2022 Summary Compensation Table.  

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Summary Compensation Table: 

Name and Principal Position 

Year 

   Salary ($)     Bonus ($)    

Dian C. Taylor, Chair, Chief Executive  
Officer & President 

David B. Spacht, Chief Financial 
Officer 

Joseph A. DiNunzio, Executive Vice 
President & Secretary 

Nicholle R. Taylor, Senior Vice 
President 

Jennifer L. Finch, Senior Vice  
President & Treasurer 

2022 
2021 
2020 

2022 
2021 
2020 

2022 
2021 
2020 

2022 
2021 
2020 

2022 
2021 
2020 

611,330  
592,712  
575,574  

409,973  
395,272  
383,064  

444,589  
431,046  
418,585  

394,608  
350,864  
322,595  

363,832  
352,749  
301,459  

175,000  
153,000  
250,000  

100,000  
75,000  
104,000  

150,000  
75,000  
100,000  

150,000  
78,000  
100,000  

100,000  
75,000  
100,000  

Stock  
Awards  
($)(1) 

All Other  
Compensation  
($)(2),(3),(4)   

Total ($) 

46,620  
40,980  
35,010  

172,425  
153,595  
214,924  

1,005,375 
940,287 
1,075,508 

N/A  
N/A  
N/A  

N/A  
N/A  
N/A  

46,620  
40,980  
35,010  

N/A  
N/A  
N/A  

39,583  
36,404  
34,955  

35,725  
31,900  
32,483  

100,511  
98,953  
99,355  

20,819  
16,035  
14,793  

549,556 
506,676 
522,019 

630,314 
537,946 
551,068 

691,739 
568,797 
556,960 

484,651 
443,784 
416,252 

(1)  On May 3, 2022, Dian Taylor and Nicholle Taylor each received a restricted stock award of 1,000 shares of Class A Stock in their 
capacities as directors of the Company.  The award was valued at the fair market value on the date of the award (last reported sale 
price on the date of award) or $45.58 per share. The restricted shares vest one year from the date of grant. On May 4, 2021 Dian 
Taylor and Nicholle Taylor each received a restricted stock award of 1,000 shares of Class A Stock.  The award was valued at the 
fair market value on the date of the award or $40.11 per share. The restricted shares vested one year from the date of grant. On May 
6, 2020, Dian Taylor and Nicholle Taylor each received a restricted stock award of 1,000 shares of Class A Stock.  The award was 
valued at the fair market value on the date of the award or $35.01 per share. The restricted shares vested one year from the date of 
grant. 

(2)  Under  the  Company’s  defined  contribution  401(k)  Plan,  the  Company  contributes  two  percent  of  an  eligible  employee's  gross 
earnings.  The  Company  also  matches  50  percent  of  the  first  six  percent  of  the  employee's  gross  earnings  that  the  employee 
contributes to the 401(k) Plan. In addition, all employees hired before April 26, 1994 and under the age of 60 at that date are eligible 
for additional contributions to the 401(k) Plan. Employees over the age of 60 at that date receive Company paid medical, dental and 
life insurance benefits upon retirement. The Company will not provide the additional 401(k) or medical, dental and life insurance 
benefits to any other current or future employees. In 2022, Company contributions to the 401(k) Plan under terms available to all 
other employees based upon their years of service and plan eligibility were made in the amounts of: 

Dian C. Taylor 
David B. Spacht 
Joseph A. DiNunzio 
Nicholle R. Taylor 
Jennifer L. Finch 

$ 
$ 
$ 
$ 
$ 

33,550 
33,550 
33,550 
33,550 
15,250 

(3)  Included in the "All Other Compensation" column in the table above are amounts received by Dian C. Taylor as compensation for 
attendance  at meetings  of  the  Board  and  its  committees  in  2022  totaling  $60,250,  $8,437  for  security  provided  at  her  personal 
residence,  $36,925  for  country  club  dues  and  personal  use  of  a  company-owned  vehicle.  Also  included  in  the  "All  Other 
Compensation" column in the table above are amounts received by Nicholle R. Taylor as compensation for Board retainer fees, 
attendance at meetings of the Board and its committees in 2022 totaling $60,250. 

(4)  Executive officers are reimbursed for eligible medical expenses not otherwise covered by the Company's medical insurance plan 
under the Officer's Medical Reimbursement Plan. Amounts reimbursed are included in the "All Other Compensation" column in 
the table above. Dian C. Taylor received reimbursements of $29,006 in 2022. 

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Grants of Plan-Based Awards Table  

Name 

Grant Date 

Vest Date 

All Other  
Stock Awards:  
Number of  
Shares of  
Stock or Units  
(#) 

All Other Option  
Awards: Number  
of Securities  
Underlying  
Options (#) 

Exercise or  
Base Price  
of Option  
Awards  
($/share) 

Grant Date Fair  
Value of Stock 
&  
Option Awards 
($) 

Dian C. Taylor 
Nicholle R. Taylor 

5/03/2022 
5/03/2022 

5/03/2023 
5/03/2023 

1,000 
1,000 

- 
- 

- 
- 

45,580 
45,580 

On May 3, 2022, Dian C. Taylor and Nicholle R. Taylor each received a restricted stock award of 1,000 shares of Class A Stock, as 
noted in the table above. The awards were valued at the fair market value on the date of the award (last reported sale price  on the date 
of award) or $45.58 per share. The restricted stock awards vest one year from the date of grant. 

Outstanding Equity Awards at Fiscal Year-End Table  

                                      Option Awards 

Number of 
Securities 
Underlying 
Unexercised 
Options(#) 
Exercisable 

Number of 
Securities 
Underlying 
Unexercised 
Options (#) 
Unexercisable    

Option Exercise 
Price($) 

Option  
Expiration  
Date 

Name 

 Nicholle R. Taylor 

6,750     

---      

21.86   

5/07/2024 

Option Exercises and Stock Vested Table  

Name 

Dian C. Taylor 
Nicholle R. Taylor 

Option Awards 

Stock Awards 

Number of  
Shares Acquired  
on Exercise (#)   
6,750  
8,750  

Value  
Realized on  
Exercise ($)   
634,311  
284,953  

Number of  
Shares Acquired  
on Vesting (#)    
1,000  
1,000  

Value  
Realized on  
Vesting ($) 
46,620 
46,620 

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ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED 
STOCKHOLDER MATTERS     

Security Ownership of Certain Beneficial Owners and Management 

The following table sets forth the beneficial ownership of the equity securities of the Company, as of March 7 2023 for each director, 
each  named  executive  officer,  each  beneficial  owner  of  more  than  five  percent  (5%)  of  the  outstanding  shares  of  any  class  of  the 
Company's voting securities and all directors and executive officers as a group, based in each case on information furnished  to the 
Company. Addresses are provided for each beneficial owner of more than five percent (5%) of the Company’s voting securities. 

Dian C. Taylor (3) 
664 Churchmans Road 
Newark, Delaware 19702 

Kenneth R. Biederman (3) 

John R. Eisenbrey, Jr. (3)(4)(5) 
15 Albe Drive 
Newark, Delaware 19702 

Nicholle R. Taylor (3)(6) 
20 Brendle Lane 
Wilmington, Delaware 19807 

Michael Houghton 

Joseph A. DiNunzio  

David B. Spacht 

Jennifer L. Finch 

Louisa Taylor Welcher 
219 Laurel Avenue 
Newark, DE  19711 

   Class A Non-Voting Common 

Class B Common Stock(1) 

Stock(1) 

Shares 

Percent(2) 

Shares 

Percent(2) 

146,543 

1.7 

159,509 

18.1 

23,875 

53,751 

30,999 

1,000 

19,144 

4,109 

1,815 

87,324 

* 

* 

* 

--- 

* 

* 

* 

1.0 

--- 

45,707 

--- 

5.2 

281,719 

32.0 

--- 

203 

189 

--- 

--- 

* 

* 

--- 

135,862 

15.4 

Directors and Executive Officers as a Group (13 

311,860 

3.6 

488,677 

55.4 

Individuals)(3) 

* less than 1% 

(1) 

(2) 

(3) 

The nature of ownership consists of sole voting and investment power unless otherwise indicated.  The amount also includes all 
shares issuable to such person or group upon the exercise of options or vesting of restricted shares held by such person or group 
to the extent such options are exercisable or restricted shares vest within 60 days after March 7, 2023. 

The percentage of the total number of shares of the class outstanding is shown where that percentage is one percent or greater.  
Percentages for each person are based on the aggregate number of shares of the applicable class outstanding as of March 7, 2023, 
and all shares issuable to such person upon the exercise of options or vesting of restricted shares held by such person to the extent 
such options are exercisable or restricted shares vest within 60 days of that date. 

Includes vesting of restricted shares and options to purchase shares of the Company’s Class A Stock, as follows: Ms. D. Taylor 
(1,000 shares); Mr. Biederman (1,000 shares); Mr. Eisenbrey, Jr. (1,000 shares); Ms. N. Taylor (7,750 shares); Mr. Houghton 
(1,000 shares). 

(4) 

89,123 shares were pledged by Mr. Eisenbrey, Jr. as collateral for a loan. 

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(5) 

(6) 

Includes 780 shares of the Class B Stock owned by a trust, of which Mr. Eisenbrey, Jr. is a trustee and has a beneficial ownership 
interest, and 1,555 shares of the Class B Stock held in custodial accounts for Mr. Eisenbrey, Jr.’s daughters. 

Includes 724 shares of the Class A Stock and 45 shares of the Class  B stock held in  custodial accounts for Ms.  N. Taylor’s 
daughter and 282 shares of Class A stock held by her spouse. 

On January 24, 2023, Blackrock, Inc. filed Amendment No. 1 to Schedule 13G indicating it is the beneficial owner of 821,717 shares 
(approximately 9.5%) of the Company’s Class A Non-Voting Common Stock.  Pursuant to Regulation S-K, Item 403(b), Blackrock, 
Inc.’s ownership of such non-voting stock has been excluded from the foregoing table because it is not a director, director nominee or 
named executive officer of the Company. 

Securities Authorized for Issuance under Equity Compensation Plans 

Equity Compensation Plan Information 

The following table provides information on the shares of our Class A Stock that may be issued upon exercise of outstanding stock 
options and vesting of awards as of December 31, 2022 under the Company’s stockholder approved stock plans. 

Equity Compensation Plan Information 

Number of 
securities 
remaining 
available for 
future 
issuance 
under equity 
compensation 
plans 
(excluding 
securities 
reflected in 
column (a)) 

Number of 
securities to 
be issued 
upon 
exercise of 
outstanding 
options (a)    

Weighted-
average 
exercise 
price of 
outstanding 
options 

Plan category 

Equity compensation plans approved by security holders 

11,750   $ 

12.560    

284,932 

Total 

11,750     

$12.560     

284,932 

ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE 

We have three directors who are considered independent under the Nasdaq listing standards:  Kenneth R. Biederman, John R. Eisenbrey, 
Jr., and Michael Houghton. 

Review and Approval of Transactions with Related Persons 

As set forth in the Company’s Audit Committee Charter, the Audit Committee is responsible for reviewing and, if appropriate, approving 
all related-party transactions between us and any officer, director, any person known to be the beneficial owner of more than 5% of any 
class  of  the  Company’s  voting  securities  or  any  other  related  person  that  would  potentially  require  disclosure.  We  expect  that  any 
transactions in which related persons have a direct or indirect interest will be presented to the Audit Committee for review and approval.  
While  neither  the  Audit  Committee  nor  the  Board  have  adopted  a  written  policy  regarding  related-party  transactions,  the  Audit 
Committee considers such information as it deems important to determine whether the transaction is on reasonable and competitive 
terms and is fair to the Company.  In addition, the Audit Committee makes inquiries to our management and our auditors when reviewing 
such transactions.   

Related person transactions include any transaction in which (1) the Company is a participant, (2) any related person has a direct or 
indirect material interest and (3) the amount involved exceeds the lesser of $120,000 or one percent of the average of the Company’s 
total assets at year-end for the last two completed fiscal years, but excludes certain type of transactions where  the related person is 
deemed  not  to  have  a  material  interest.    A  related  person  means:  (a)  any  person  who  is,  or  at  any  time  since  the  beginning  of  the 

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Company’s last fiscal year was, a director, an executive officer or a director nominee; (b) any person known to be the beneficial owner 
of more than 5% of any class of the Company’s voting securities; (c) any immediate family member of a person identified in items (a) 
or (b) above, meaning such person’s spouse, parent, stepparent, child, stepchild, sibling, mother- or father-in-law, son- or daughter-in-
law, brother- or sister-in-law or any other individual (other than a tenant or employee) who shares the person’s household; or (d) any 
entity that employs any person identified in (a), (b) or (c) or in which any person identified in (a), (b) or (c) directly or indirectly owns 
or otherwise has a material interest. 

In its review and approval or ratification of related person transactions (including its determination as to whether the related person 
has a material interest in a transaction), the Audit Committee will consider, among other factors: 

the nature of the related person’s interest in the transaction; 
the material terms of the transaction, including, without limitation, the amount and type of transaction; 
the importance of the transaction to the related person; 
the importance of the transaction to the Company; 

− 
− 
− 
− 
−  whether the transaction would impair the judgment of a director or executive officer to act in the best interest of the 

Company; and 
any other matters the Audit Committee deems important or appropriate. 

− 

The Audit Committee intends to approve only those related person transactions that are in, or are not inconsistent with, the best 
interests of the Company and its stockholders. 

Related Party Transactions 

Mr. Michael Houghton currently serves as a director.  During 2021, Mr. Houghton was a Partner in the law firm of Morris, Nichols, 
Arsht & Tunnell LLP, or MNAT, in Wilmington, Delaware.  Mr. Houghton retired from MNAT as a Partner, effective January 1, 2022, 
however, Mr. Houghton continues to perform legal services for MNAT as an independent contractor and non-partner.  In the normal 
course of business, the Company utilized the services of MNAT in 2021 for various regulatory, real estate and public policy matters.  
Approximately  $191,000  and  $386,000  was  paid  to  MNAT  during  the  years  ended  December  31,  2021  and  December  31,  2020, 
respectively, for legal and director related services 

As set forth in the Charter of the Audit Committee of the Board, the Audit Committee is responsible for reviewing and, if appropriate, 
approving all related party transactions between us and any officer, any director, any person known to be the beneficial owner of more 
than 5% of any class of the Company's voting securities or any other related person that would potentially require disclosure.  In its 
review and approval of the related party transactions with MNAT, the Audit Committee considered the nature of the related person's 
interest in the transactions; the satisfactory performance of work contracted with the related party prior to the election of Mr. Houghton 
as a director; and the material terms of the transactions, including, without limitation, the amount and type of transactions, the importance 
of the transactions to the related person, the importance of the transactions to the Company and whether the transactions would impair 
the judgment of a director or officer to act in the best interest of the Company.  The Audit Committee approves only those related person 
transactions that are in, or are consistent with, the best interests of the Company and its stockholders. 

ITEM 14. PRINCIPAL ACCOUNTANT FEES AND SERVICES  

Fees Billed by Independent Registered Public Accounting Firm 

The following table sets forth the aggregate contract fees billed to the Company for the fiscal year 2022 and 2021 by the independent 
registered public accounting firm, BDO USA, LLP.  

(In thousands) 
Audit Fees 
Audit-Related Fees 
Tax Fees 
All Other Fees 

Total Fees 

2022 

2021 

$ 

$ 

$ 

415   
21   
---   
--   

436  

$ 

387 
17 
--- 
-- 

404 

Audit Fees: consist primarily of fees for the audits of our financial statements included in our Annual Report on Form 10-K; the reviews 
of the financial statements included in our Quarterly Reports on Form 10-Q; and the audits of internal control over financial reporting, 

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including compliance with Section 404 of the Sarbanes-Oxley Act of 2002 and fees billed for assurance, services related to registration 
statements and other documents issued in connection with securities and related services that are reasonably related to the performance 
of the audit or review of our consolidated financial statements.   

Audit-Related Fees: consist of fees for services related to the audit of the Company’s 401(k) Plan.  

Tax Fees: consist of fees for professional services for tax compliance, tax advice and tax planning. These services include assistance 
regarding federal and state tax compliance, return preparation and tax audits.  The independent registered public accounting firm did not 
provide any tax services to the Company in 2022 and 2021. 

All  Other  Fees:  consist  of  fees  for  services  other  than  described  above. The  independent  registered  public  accounting  firm  did  not 
provide any other services to the Company in 2022 and 2021. 

Pursuant to our policy, the Audit Committee pre-approves audit and tax services for the year as well as non-audit services to be provided 
by  the  independent  registered  public  accounting  firm. Any  changes  in  the  amounts  quoted  are  also  subject  to  pre-approval  by  the 
committee. Any audit related fees and tax fees paid are pre-approved by the committee. 

The Audit Committee of the Company’s Board of Directors has considered whether BDO’s provision of the services described above 
for the fiscal year ended December 31, 2022 is compatible with maintaining its independence. 

80 

 
 
 
 
 
 
 
ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES 

The following documents are filed as part of this report: 

(1) 

Financial Statements: 

PART IV 

Reports of Independent Registered Public Accountants (BDO USA, LLP; Wilmington, DE; 
PCAOB ID# 243) 
Consolidated Balance Sheets at December 31, 2022 and 2021 
Consolidated Statements of Operations for the three years ended December 31, 2022 
Consolidated Statements of Cash Flows for the three years ended December 31, 2022 
Consolidated Statements of Changes in Stockholders’ Equity for the three years ended 
December 31, 2022 
Notes to Consolidated Financial Statements 

(2) 

Exhibits:  see the exhibit list below 

* Page number shown refers to page number in this Annual Report on Form 10-K 

ITEM 16. FORM 10-K SUMMARY 

Information with respect to this item is not required and has been omitted at our option. 

Page(s)* 

62 - 63 
31 
32 
33 - 34 

35 
36 – 61 

82 - 87 

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ARTESIAN RESOURCES CORPORATION 
FORM 10-K ANNUAL REPORT 
YEAR ENDED DECEMBER 31, 2022 

EXHIBIT LIST 

Exhibit 
Number Description 

3.1 

3.2 

4.1 

4.2 

4.3 

4.4 

4.5 

4.6 

4.7 

4.8 

4.9 

4.10 

4.11 

4.12 

Amended and Restated By-laws of Artesian Resources Corporation incorporated by reference to Exhibit 3.1 filed with 
the Company’s Form 8-K filed on November 23, 2020. 

Restated Certificate of Incorporation of the Company effective April 28, 2004 incorporated by reference to Exhibit 3.1 
filed with the Company’s Form 10-Q for the quarterly period ended March 31, 2004. 

First Amendment to Second Amended and Restated Revolving Credit Agreement between Artesian Water Company, Inc. 
and CoBank, ACB dated October 25, 2022. Incorporated by reference to Exhibit 4.1 to the Company's Quarterly Report 
on Form 10-Q for the quarter ended September 30, 2022. 

Twenty-Fifth Supplemental Indenture dated as of April 29, 2022, between Artesian Water Company, Inc. and Wilmington 
Trust Company, as trustee.  Incorporated by reference to Exhibit 4.1 to the Company's Quarterly Report on Form 10-Q 
for the quarter ended March 31, 2022. 

Bond Purchase Agreement, dated April 29, 2022, by and between Artesian Water Company, Inc., and CoBank, ACB.   
Incorporated by reference to Exhibit 4.2 to the Company's Quarterly Report on Form 10-Q for the quarter ended March 
31, 2022. 

Twenty-Fourth  Supplemental  Indenture  dated  as  of  December  17,  2019,  between  Artesian  Water  Company,  Inc., 
subsidiary of the Company, and Wilmington Trust Company, as Trustee.  Incorporated by reference to Exhibit 4.1 filed 
with the Company's Form 8-K filed on December 19, 2019. 

Bond Purchase Agreement, dated December 17, 2019 by and between Artesian Water Company, Inc., subsidiary of the 
Company,  and  the  Wilmington  Trust  Company,  as  Trustee.  Incorporated  by  reference  to  Exhibit  4.2  filed  with  the 
Company’s Form 8-K filed on December 17, 2019. 

Twenty-Third Supplemental Indenture dated as of January 31, 2018, between Artesian Water Company, Inc., subsidiary 
of the Company, and Wilmington Trust Company, as  Trustee.  Incorporated by reference to Exhibit 4.1 filed with the 
Company's Form 8-K filed on February 2, 2018. 

Bond Purchase Agreement,  dated January 31, 2018 by and between Artesian Water Company, Inc., subsidiary of the 
Company, and CoBank, ACB.  Incorporated by reference to Exhibit 4.2 filed with the Company’s  Form 8-K filed on 
February 2, 2018. 

Twenty-Second Supplemental Indenture dated as of January 18, 2017, between Artesian Water Company, Inc., subsidiary 
of the Company, and Wilmington Trust Company, as Trustee.  Incorporated by reference to Exhibit 4.1 filed with the 
Company's Form 8-K filed on January 20, 2017. 

Bond Purchase Agreement,  dated January 18, 2017 by and between Artesian Water Company, Inc., subsidiary of the 
Company, and CoBank, ACB.  Incorporated by reference to Exhibit 4.2 filed with the Company’s  Form 8-K filed on 
January 20, 2017. 

First  Amendment  to  Indenture  of  Mortgage  and  to  the  Sixteenth,  Eighteenth  and  Twentieth  Supplemental  Indentures 
dated as of January 18, 2017, between Artesian Water Company, Inc., subsidiary of the Company, and Wilmington Trust 
Company, as Trustee. Incorporated by reference to Exhibit 4.3 filed with the Company’s Form 10-K for the year ended 
December 31, 2017. 

Letter Agreement, dated as of September 15, 2015, by and between Artesian Water Company, Inc. and CoBank ACB. 
Incorporated by reference to Exhibit 4.1 filed with the Company’s Form 8-K filed on September 18, 2015. 

Twenty-First Supplemental Indenture dated as of November 20, 2009, between Artesian Water Company, Inc., subsidiary 
of the Company, and Wilmington Trust Company, as Trustee. Incorporated by reference to Exhibit 4.4 filed with the 

82 

 
 
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Company’s Form 10-K for the year ended December 31, 2017. 

4.13 

4.14 

Twentieth Supplemental Indenture dated as of December 1, 2008, between Artesian Water Company, Inc., subsidiary of 
the  Company,  and  Wilmington  Trust  Company,  as  Trustee.    Incorporated  by  reference  to  Exhibit  4.1  filed  with  the 
Company's Form 8-K filed on December 4, 2008. 

First Amendment to Bond Purchase Agreement, dated as of January 18, 2017 by and between Artesian Water Company, 
Inc., subsidiary of the Company, and CoBank, ACB. Incorporated by reference to Exhibit 4.13 filed with the Company’s 
Annual Report on Form 10-K for the year ended December 31, 2017. 

4.15  Bond Purchase Agreement, dated December 1, 2008 by and between Artesian Water Company, Inc., subsidiary of the 
Company, and CoBank, ACB.  Incorporated by reference to Exhibit 4.2 filed with the Company’s  Form 8-K filed on 
December 4, 2008. 

4.16 

4.17 

Eighteenth Supplemental Indenture dated as of August 1, 2005, between Artesian Water Company, Inc., subsidiary of the 
Company,  and  Wilmington  Trust  Company,  as  Trustee.  Incorporated  by  reference  to  Exhibit  10.1  to  the  Company's 
Quarterly Report on Form 10-Q for the quarter ended June 30, 2005. 

Sixteenth Supplemental Indenture dated as of January 31, 2003 between Artesian Water Company, Inc., subsidiary of the 
Company,  and  the  Wilmington  Trust  Company,  as  Trustee.  Incorporated  by  reference  to  Exhibit  4.2  filed  with  the 
Company’s Annual Report on Form 10-K for the year ended December 31, 2003. 

4.18 

Indenture of Mortgage dated July 1, 1961, between Artesian Water Company, Inc., subsidiary of the Company, and the 
Wilmington Trust Company, as Trustee. Incorporated by reference to Exhibit 4.10 filed with the Company’s Annual 
Report on Form 10-K for the year ended December 31, 2017. 

4.19 

4.20 

Second Amendment to Master Loan Agreement, dated as of November 13, 2019, by and between Artesian Wastewater 
Management, Inc. and CoBank, ACB.    Incorporated by reference to Exhibit 4.16 filed with the Company’s Annual 
Report on Form 10-K for the year ended December 31, 2019. 

First  Amendment  to  Master  Loan  Agreement,  dated  as  of  January  10,  2019,  by  and  between  Artesian  Wastewater 
Management, Inc. and CoBank, ACB.  Incorporated by reference to Exhibit 4.17 filed with the Company’s Annual 
Report on Form 10-K for the year ended December 31, 2019. 

4.21  Guarantee of Payment, dated as of August 8, 2018, by and between Artesian Resources Corporation and CoBank, ACB. 

Incorporated by reference to Exhibit 4.3 filed with the Company’s Form 10-Q filed on August 9, 2018. 

4.22  Master  Loan  Agreement,  dated  as  of  August  8,  2018,  by  and  between  Artesian  Wastewater  Management,  Inc.  and 

CoBank, ACB. Incorporated by reference to Exhibit 4.2 filed with the Company’s Form 10-Q filed on August 9, 2018. 

4.23  Artesian Resources Corporation 2015 Equity Compensation Plan. Incorporated by reference to Exhibit 4.1 filed with the 

Company’s Registration Statement on Form S-8 filed December 16, 2015. 

4.24 

Interest Rate Lock Agreement, dated as of October 8, 2019, by and between Artesian Water Company, Inc. and CoBank, 
ACB, Incorporated by reference to Exhibit 4.1 filed with the Company’s Form 8-K filed on October 11, 2019. 

   4.25 

Description of the Company’s Securities.  Incorporated by reference to Exhibit 4.22 filed with the Company’s Annual 
Report on Form 10-K for the year ended December 31, 2019. 

   4.26 

Interest Rate Lock Agreement, dated as of February 7, 2022, by and between Artesian Water Company, Inc. and CoBank, 
ACB. Incorporated by reference to Exhibit 4.1 filed with the Company’s Form 8-K filed on February 10, 2022. 

 10.1 

 10.2 

Financing Agreement, Loan No. 22000033, dated as of December 9, 2022, between Artesian Water Company, Inc. and 
Delaware Drinking Water State Revolving Fund, acting by and through the Delaware Department of Health & Social 
Services, Division of Public Health., incorporated by reference to Exhibit 10.1 filed with the Company’s Form 8-K filed 
on December 12, 2022.   

General Obligation Note (New Castle County Water Main Transmission Replacements Projects), Series 2022D-DWSRF, 
dated  as  of  December  9,  2022,  issued  by  Artesian  Water  Company,  Inc.  in  favor  of  Delaware  Drinking  Water  State 
Revolving Fund, acting by and through the Delaware Department of Health & Social Services, Division of Public Health., 
incorporated by reference to Exhibit 10.2 filed with the Company’s Form 8-K filed on December 12, 2022. 

83 

 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 10.3 

 10.4 

 10.5 

 10.6 

 10.7 

 10.8 

 10.9 

 10.10 

 10.11 

 10.12 

 10.13 

Financing Agreement, Loan No. 22000032, dated as of December 9, 2022, between Artesian Water Company, Inc. and 
Delaware Drinking Water State Revolving Fund, acting by and through the Delaware Department of Health & Social 
Services, Division of Public Health., incorporated by reference to Exhibit 10.3 filed with the Company’s Form 8-K filed 
on December 12, 2022.   

General Obligation Note (New Castle County Water Main Transmission Replacements Projects), Series 2022E-DWSRF, 
dated  as  of  December  9,  2022,  issued  by  Artesian  Water  Company,  Inc.  in  favor  of  Delaware  Drinking  Water  State 
Revolving Fund, acting by and through the Delaware Department of Health & Social Services, Division of Public Health., 
incorporated by reference to Exhibit 10.4 filed with the Company’s Form 8-K filed on December 12, 2022. 

Financing Agreement, Loan No. 22000031, dated as of December 9, 2022, between Artesian Water Company, Inc. and 
Delaware Drinking Water State Revolving Fund, acting by and through the Delaware Department of Health & Social 
Services, Division of Public Health., incorporated by reference to Exhibit 10.5 filed with the Company’s Form 8-K filed 
on December 12, 2022.   

General Obligation Note (New Castle County Water Main Transmission Replacements Projects), Series 2022F-DWSRF, 
dated  as  of  December  9,  2022,  issued  by  Artesian  Water  Company,  Inc.  in  favor  of  Delaware  Drinking  Water  State 
Revolving Fund, acting by and through the Delaware Department of Health & Social Services, Division of Public Health., 
incorporated by reference to Exhibit 10.6 filed with the Company’s Form 8-K filed on December 12, 2022. 

Financing Agreement, Loan No. 22000030, dated as of August 12, 2022, between Artesian Water Company, Inc. and 
Delaware Drinking Water State Revolving Fund, acting by and through the Delaware Department of Health & Social 
Services, Division of Public Health., incorporated by reference to Exhibit 10.1 filed with the Company’s Form 8-K filed 
on August 15, 2022.   

General Obligation Note (New Castle County Water Main Transmission Replacements Projects), Series 2022A-DWSRF, 
dated  as  of  August  12,  2022,  issued  by  Artesian  Water  Company,  Inc.  in  favor  of  Delaware  Drinking  Water  State 
Revolving Fund, acting by and through the Delaware Department of Health & Social Services, Division of Public Health., 
incorporated by reference to Exhibit 10.2 filed with the Company’s Form 8-K filed on August 15, 2022. 

Financing Agreement, Loan No. 22000029, dated as of August 12, 2022, between Artesian Water Company, Inc. and 
Delaware Drinking Water State Revolving Fund, acting by and through the Delaware Department of Health & Social 
Services, Division of Public Health., incorporated by reference to Exhibit 10.3 filed with the Company’s Form 8-K filed 
on August 15, 2022. 

General Obligation Note (New Castle County Water Main Transmission Replacements Projects), Series 2022B-DWSRF, 
dated  as  of  August  12,  2022,  issued  by  Artesian  Water  Company,  Inc.  in  favor  of  Delaware  Drinking  Water  State 
Revolving Fund, acting by and through the Delaware Department of Health & Social Services, Division of Public Health., 
incorporated by reference to Exhibit 10.4 filed with the Company’s Form 8-K filed on August 15, 2022. 

Financing Agreement, Loan No. 22000028, dated as of August 12, 2022, between Artesian Water Company, Inc. and 
Delaware Drinking Water State Revolving Fund, acting by and through the Delaware Department of Health & Social 
Services, Division of Public Health., incorporated by reference to Exhibit 10.5 filed with the Company’s Form 8-K filed 
on August 15, 2022. 

General Obligation Note (New Castle County Water Main Transmission Replacements Projects), Series 2022C-DWSRF, 
dated  as  of  August  12,  2022,  issued  by  Artesian  Water  Company,  Inc.  in  favor  of  Delaware  Drinking  Water  State 
Revolving Fund, acting by and through the Delaware Department of Health & Social Services, Division of Public Health., 
incorporated by reference to Exhibit 10.6 filed with the Company’s Form 8-K filed on August 15, 2022. 

Settlement Agreement upon which The Chemours Company FC, LLC, Hercules, LLC, Waste Management of Delaware, 
Inc.,  SC  Holdings,  Inc.,  Cytec  Industries,  Inc.,  Zeneca  Inc.,  and  Bayer  CropScience  Inc.,  collectively  the  Percentage 
Settlors, and the Delaware Sand and Gravel Remedial Trust, on one hand, and Artesian Water Company, Inc., on the 
other hand, have agreed to resolve certain of Artesian Water’s claims and issues relating to releases of contaminants from 
the Delaware Sand & Gravel Landfill Superfund Site, incorporated by reference to Exhibit 10.2 filed with the Company’s 
Quarterly Report on Form 10-Q filed on August 5, 2022. 

 10.14 

Amendment to Asset Purchase Agreement, dated May 11, 2022, by and among Artesian Water Company, Inc., a Delaware 

84 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 10.15 

 10.16 

 10.17 

 10.18 

 10.19 

 10.20 

 10.21 

 10.22 

 10.23 

 10.24 

 10.25 

 10.26 

 10.27 

corporation, and the Town of Clayton, a Delaware municipality, incorporated by reference to Exhibit 10.1 filed with the 
Company’s Form 10-Q filed on August 5, 2022. 

Stock Purchase Agreement, dated August 27, 2021, by and among Artesian Wastewater Management, Inc., a Delaware 
corporation, and Middlesex Water Company, a New Jersey corporation. Incorporated by reference to Exhibit 10.1 filed 
with the Company’s Form 10-Q filed on November 5, 2021. 

Asset  Purchase  Agreement,  dated  February  16,  2022,  by  and  among  Artesian  Water  Company,  Inc.  a  Delaware 
corporation, and the Town of Clayton, a Delaware municipality. Incorporated by reference to Exhibit 10.2 filed with the 
Company’s Annual Report on Form 10-K for the year ended December 31, 2021. 

Asset Purchase Agreement, dated June 11, 2020 by and among Artesian Water Company, Inc., a Delaware corporation, 
and the City of Delaware City, a Delaware municipality.  Incorporated by reference to Exhibit 10.1 filed with Company’s 
Form 8-K filed on June 16, 2020. 

Asset  Purchase  Agreement,  dated  February  27,  2020  by  and  among  Artesian  Water  Company,  Inc.,  a  Delaware 
corporation, and the Town of Frankford, a Delaware municipality.  Incorporated by reference to Exhibit 10.1 filed with 
Company’s Form 8-K filed on March 4, 2020. 

Financing Agreement, dated as of April 28, 2020, between Artesian Water Company, Inc. and Delaware Drinking Water 
State Revolving Fund, acting by and through the Delaware Department of Health & Social Services, Division of Public 
Health.  Incorporated by reference to Exhibit 10.1 filed with the Company’s Form 8-K filed on April 30, 2020. 

General Obligation Note (New Castle  County Water Main Transmission Replacements  Projects), Series 2020A-SRF, 
dated as of April 28, 2020, issued by Artesian Water Company, Inc. in favor of Delaware Drinking Water State Revolving 
Fund,  acting  by  and  through  the  Delaware  Department  of  Health  &  Social  Services,  Division  of  Public  Health.  
Incorporated by reference to Exhibit 10.2 filed with the Company’s Form 8-K filed on April 30, 2020. 

Financing Agreement, dated as of April 28, 2020, between Artesian Water Company, Inc. and Delaware Drinking Water 
State Revolving Fund, acting by and through the Delaware Department of Health & Social Services, Division of Public 
Health.  Incorporated by reference to Exhibit 10.3 filed with the Company’s Form 8-K filed on April 30, 2020. 

General  Obligation  Note  (New  Castle  County  Water  Main  Transmission  Replacements Projects),  Series  2020B-SRF, 
dated as of April 28, 2020, issued by Artesian Water Company, Inc. in favor of Delaware Drinking Water State Revolving 
Fund,  acting  by  and  through  the  Delaware  Department  of  Health  &  Social  Services,  Division  of  Public  Health.  
Incorporated by reference to Exhibit 10.4 filed with the Company’s Form 8-K filed on April 30, 2020. 

Financing Agreement, dated as of April 28, 2020, between Artesian Water Company, Inc. and Delaware Drinking Water 
State Revolving Fund, acting by and through the Delaware Department of Health & Social Services, Division of Public 
Health.  Incorporated by reference to Exhibit 10.5 filed with the Company’s Form 8-K filed on April 30, 2020. 

General  Obligation  Note  (New  Castle  County  Water  Main  Transmission  Replacements Projects),  Series  2020C-SRF, 
dated as of April 28, 2020, issued by Artesian Water Company, Inc. in favor of Delaware Drinking Water State Revolving 
Fund,  acting  by  and  through  the  Delaware  Department  of  Health  &  Social  Services,  Division  of  Public  Health.  
Incorporated by reference to Exhibit 10.6 filed with the Company’s Form 8-K filed on April 30, 2020. 

General Obligation Note (New Castle County Water Main Transmission Replacements Projects), Series 2011-SRF, dated 
as of July 15, 2011, issued by Artesian Water Company, Inc. in favor of Delaware Drinking Water State Revolving Fund, 
acting by and through the Delaware Department of Health & Social Services, Division of Public Health.  Incorporated by 
reference to Exhibit 10.2 filed with the Company’s Form 8-K filed on July 19, 2011. 

Financing Agreement, dated as of July 15, 2011, between Artesian Water Company, Inc. and Delaware Drinking Water 
State Revolving Fund, acting by and through the Delaware Department of Health & Social Services, Division of Public 
Health.  Incorporated by reference to Exhibit 10.1 filed with the Company’s Form 8-K filed on July 19, 2011. 

Financing Agreement and General Obligation Note dated February 12, 2010 between Artesian Water Company, Inc. 
and Delaware Drinking Water State Revolving Fund Delaware Department of Health and Social Services, Division of 
Public Health.  Incorporated by reference to Exhibit 10.1 filed with the Company’s Form 8-K filed on February 17, 
2010. 

 10.28 

Second Amended and Restated Revolving Credit Agreement between Artesian Water Company, Inc. and CoBank, ACB 

85 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 10.29 

 10.30 

dated  September  20,  2019.  Incorporated  by  reference  to  Exhibit  4.2  filed  with  the  Company’s  Form  10-Q  filed  on 
November 8, 2019.   

Demand Line of Credit Agreement dated January 19, 2010 between Artesian Resources Corporation and each of its 
subsidiaries and Citizens Bank of Pennsylvania, as amended or modified from time to time.  Incorporated by reference 
to Exhibit 10.2 filed with the Company’s Form 8-K filed on January 25, 2010.   

Amendment to Agreement for Purchase of Water Assets of the Town of Port Deposit and for the provision of Potable 
Water Services, dated November 1, 2010 by and among Artesian Water Maryland, Inc., a Delaware Corporation, Artesian 
Resources Corporation, a Delaware Corporation and the Mayor and Town Council of Port Deposit, Maryland, a body 
corporate and politic organized under the laws of the State of Maryland. Incorporated by reference to Exhibit 10.2 filed 
with the Company’s Form 8-K filed on November 4, 2010. 

 10.31  Water Asset Purchase Agreement, dated December 1, 2009 by and among Artesian Water Maryland, Inc., a Delaware 
Corporation, Artesian Resources Corporation, a Delaware Corporation and the Mayor and Town Council of Port Deposit, 
Maryland, a body corporate and politic organized under the laws of the State of Maryland.  Incorporated by reference to 
Exhibit 10.1 filed with the Company’s Form 8-K filed on December 2, 2009. 

 10.32 

Limited Liability Interest Purchase Agreement between Artesian Water Maryland, Inc., subsidiary of the Company, and 
Mountain  Hill  Water  Company,  LLC,  dated  May  5,  2008.  Incorporated  by  reference  to  Exhibit  10.1  filed  with  the 
Company’s Form 8-K filed on May 9, 2008. 

 10.33 

Artesian  Resources  Corporation  2005  Equity  Compensation  Plan.  Incorporated  by  reference  to  Exhibit  4.1  to  the 
Company's Quarterly Report on Form 10-Q for the quarter ended June 30, 2005. *** 

 10.34 

10.35 

10.36 

Amended  and  Restated  Artesian  Resources  Corporation  1992  Non-Qualified  Stock  Option  Plan,  as  amended. 
Incorporated by reference to Exhibit 10.4 filed with the Company’s Form 10-Q for the quarterly period ended June 30, 
2003.*** 

Artesian Resources Corporation Incentive Stock Option Plan.  Incorporated by reference to Exhibit 10(e) filed with the 
Company's Annual Report on Form 10-K for the year ended December 31, 1995.*** 

Officer's Medical Reimbursement Plan dated May 27, 1992.  Incorporated by reference to Exhibit 10.6 filed with the 
Company’s Annual Report on Form 10-K/A for the year ended December 31, 2001.*** 

21 

Subsidiaries of the Company as of December 31, 2022. * 

23.1  Consent of BDO USA, LLP * 

31.1  Certification of Chief Executive Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002. * 

31.2  Certification of Chief Financial Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002. * 

32 

Certification of Chief Executive Officer and Chief Financial Officer pursuant to Section 906 of the Sarbanes-Oxley Act 
of 2002. ** 

101.INS 

Inline XBRL Instance Document (the instance document does not appear in the Interactive Data File because its XBRL 
tags are embedded within the Inline XBRL document). * 

101.SCH  Inline XBRL Taxonomy Extension Schema Document. * 

101.CAL  Inline XBRL Taxonomy Extension Calculation Linkbase Document. * 

101.DEF  Inline XBRL Taxonomy Extension Definition Linkbase Document. * 

101.LAB  Inline XBRL Taxonomy Extension Label Linkbase Document. * 

101.PRE  Inline XBRL Taxonomy Extension Presentation Linkbase Document. * 

104 

Cover Page Interactive Data File (formatted as inline XBRL and contained in Exhibit 101). * 

86 

 
 
 
 
 
   
 
   
 
   
 
 
 
 
 
   
   
   
   
   
   
   
   
   
   
   
   
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 * 
** 
*** 

Filed herewith. 
Furnished herewith. 
Compensation plan or arrangement required to be filed or incorporated as an exhibit. 

87 

 
 
 
 
 
 
SIGNATURES 
ARTESIAN RESOURCES CORPORATION 

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly  caused this report 
to be signed on its behalf by the undersigned, thereunto duly authorized. 

Date March 10, 2023 

By: /s/ DAVID B. SPACHT 
David B. Spacht 
Chief Financial Officer (Principal Financial 
Officer) 

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on 
behalf of the Registrant and in the capacities and on the dates indicated. 

Signature 

Title 

Date 

/s/ DIAN C. TAYLOR 
Dian C. Taylor 

Chair of the Board of Directors, President       
and Chief Executive Officer (Principal 
Executive Officer) 

March 10, 2023 

/s/ DAVID B. SPACHT 
David B. Spacht 

Chief Financial Officer (Principal Financial      
 Officer) 

March 10, 2023 

/s/ JENNIFER L. FINCH 
Jennifer L. Finch 

Corporate Treasurer and Senior Vice  
President of Finance (Principal Accounting 
Officer) 

/s/ KENNETH R. BIEDERMAN 
Kenneth R. Biederman 

Director 

/s/ JOHN R. EISENBREY, JR. 
John R. Eisenbrey, Jr. 

/s/ MICHAEL HOUGHTON 
Michael Houghton 

/s/ NICHOLLE R. TAYLOR 
Nicholle R. Taylor 

Director 

Director 

Director 

March 10, 2023 

March 10, 2023 

March 10, 2023 

March 10, 2023 

March 10, 2023 

88 

 
 
 
   
   
   
   
   
 
 
 
   
   
   
   
   
   
   
   
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
   
   
 
 
EXHIBIT 21 

ARTESIAN RESOURCES CORPORATION AND SUBSIDIARY COMPANIES 

Subsidiaries of Registrant 

The following list includes the Registrant and all of its subsidiaries.  All subsidiaries of the Registrant appearing in the following table 
are included in the consolidated financial statements of the Registrant and its subsidiaries. 

Name of Company 

Artesian Resources Corporation 

Artesian Water Company, Inc. 
Artesian Water Pennsylvania, Inc. 
Artesian Water Maryland, Inc. 
Artesian Development Corporation 
Artesian Wastewater Management, Inc. 

Tidewater Environmental Services, Inc. dba Artesian Wastewater 

Artesian Wastewater Maryland, Inc. 
Artesian Utility Development, Inc. 
Artesian Storm Water Services, Inc. 

State of 
Incorporation 

Delaware 
Delaware 
Pennsylvania 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 
Delaware 

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EXHIBIT 23.1 

Artesian Resources Corporation 
Newark, Delaware 

Consent of Independent Registered Public Accounting Firm 

We hereby consent to the incorporation by reference in the Registration Statements on Form S-3 (No. 333-88531 and 333-266821) and 
Form S-8 (No. 33-05255, 333-31209, 333-78043, 333-126910 and 333-208582) of Artesian Resources Corporation of our report dated 
March  11,  2022,  relating  to  the  consolidated  financial  statements  which  appear  in  the  Annual  Report  to  Shareholders,  which  is 
incorporated by reference in this Annual Report on Form 10-K. 

/s/BDO USA, LLP 

BDO USA, LLP 
Wilmington, Delaware 
March 10, 2023 

90 

 
  
 
 
 
 
 
 
EXHIBIT 31.1 

Certification of Chief Executive Officer of Artesian Resources Corporation, required  
by Rule 13a – 14(a) as adopted under the Securities and Exchange Act of 1934 

I, Dian C. Taylor, certify that:  

1. 

I have reviewed this Annual Report on Form 10-K for the period ended December 31, 2022 of Artesian Resources Corporation; 

2.  Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact 
necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading 
with respect to the period covered by this report; 

3.  Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all 
material  respects  the  financial  condition,  results  of  operations  and  cash  flows  of  the  registrant  as  of,  and  for,  the  periods 
presented in this report; 

4.  The  registrant's  other  certifying  officer(s)  and  I  are  responsible  for  establishing  and  maintaining  disclosure  controls  and 
procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined 
in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have: 

a.  Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed 
under  our  supervision,  to  ensure  that  material  information  relating  to  the  registrant,  including  its  consolidated 
subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is 
being prepared; 

b.  Designed such internal control over financial reporting, or caused such internal control over financial reporting to be 
designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and 
the  preparation  of  financial  statements  for  external  purposes  in  accordance  with  generally  accepted  accounting 
principles; 

c.  Evaluated  the  effectiveness  of  the  registrant's  disclosure  controls  and  procedures  and  presented  in  this  report  our 
conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by 
this report based on such evaluation; and 

d.  Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the 
registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has 
materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; 
and 

5.  The registrant's other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over 
financial  reporting,  to  the  registrant's  auditors  and  the  audit  committee  of  the  registrant's  board  of  directors  (or  persons 
performing the equivalent functions): 

a.  All  significant  deficiencies  and  material  weaknesses  in  the  design  or  operation  of  internal  control  over  financial 
reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize  and 
report financial information; and 

b.  Any fraud, whether or not material, that involves management or other employees who have a significant role in the 

registrant's internal control over financial reporting. 

Date: March 10, 2023 

   /s/ Dian C. Taylor 
Dian C. Taylor 
Chief Executive Officer (Principal Executive Officer) 

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EXHIBIT 31.2 

Certification of Chief Financial Officer of Artesian Resources Corporation, required  
by Rule 13a – 14(a) as adopted under the Securities and Exchange Act of 1934 

I, David B. Spacht, certify that:  

1. 

I have reviewed this Annual Report on Form 10-K for the period ended December 31, 2022 of Artesian Resources Corporation; 

2.  Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact 
necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading 
with respect to the period covered by this report; 

3.  Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all 
material  respects  the  financial  condition,  results  of  operations  and  cash  flows  of  the  registrant  as  of,  and  for,  the  periods 
presented in this report; 

4.  The  registrant's  other  certifying  officer(s)  and  I  are  responsible  for  establishing  and  maintaining  disclosure  controls  and 
procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined 
in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have: 

a.  Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed 
under  our  supervision,  to  ensure  that  material  information  relating  to  the  registrant,  including  its  consolidated 
subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is 
being prepared; 

b.  Designed such internal control over financial reporting, or caused such internal control over financial reporting to be 
designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and 
the  preparation  of  financial  statements  for  external  purposes  in  accordance  with  generally  accepted  accounting 
principles; 

c.  Evaluated  the  effectiveness  of  the  registrant's  disclosure  controls  and  procedures  and  presented  in  this  report  our 
conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by 
this report based on such evaluation; and 

d.  Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the 
registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has 
materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; 
and 

5.  The registrant's other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over 
financial  reporting,  to  the  registrant's  auditors  and  the  audit  committee  of  the  registrant's  board  of  directors  (or  persons 
performing the equivalent functions): 

a.  All  significant  deficiencies  and  material  weaknesses  in  the  design  or  operation  of  internal  control  over  financial 
reporting which are reasonably  likely to adversely affect the registrant's ability to record, process, summarize  and 
report financial information; and 

b.  Any fraud, whether or not material, that involves management or other employees who have a significant role in the 

registrant's internal control over financial reporting. 

Date: March 10, 2023 

   /s/ David B. Spacht 
David B. Spacht 
Chief Financial Officer (Principal Financial Officer) 

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EXHIBIT 32 

Certification of Chief Executive Officer and Chief Financial Officer 
pursuant to 18 U.S.C. Section 1350 

I, Dian C. Taylor, Chief Executive Officer, and David B. Spacht, Chief Financial Officer, of Artesian Resources Corporation, a Delaware 
corporation (the "Company"), hereby certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-
Oxley Act of 2002, that, based on our knowledge: 

1.  The Company's Annual Report on Form 10-K for the period ended December 31, 2022 (the " Report") fully complies with the 
requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934 (15 USC Section 78m(a) or Section 78o(d)), as 
amended; and 

2.  The information contained in the Report fairly presents, in all material respects, the financial condition of the Company at the 
end of the period covered by the Report and results of operations of the Company for the period covered by the Report. 

Date: March 10, 2023 

Chief Executive Officer: 

   /s/ Dian C. Taylor 
Dian C. Taylor 

Chief Financial Officer: 

   /s/ David B. Spacht 
David B. Spacht 

     These certifications accompany the Report to which they relate, are not deemed filed with the Securities and Exchange Commission 
and are not to be incorporated by reference into any filing of the Company under the Securities Act of 1933, as amended, or the Securities 
Exchange Act of 1934, as amended (whether made before or after the date of the Report), irrespective of any general incorporation 
language contained in such filing. 

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