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BorgWarner

bwa · NYSE Consumer Cyclical
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Ticker bwa
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Sector Consumer Cyclical
Industry Auto - Parts
Employees 10,000+
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FY2003 Annual Report · BorgWarner
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 we are
    product leaders
product leaders

2 0 0 3

a n n u a l  

r e p o r t

AUDI A4

HUMMER H2

VW GOLF

FORD EXPEDITION

NISSAN XTERRA

GEELY MERRIE

SSANG YONG MUSSO

PUEGEOT 307

HYUNDAI SANTA FE

AUDI TT

CADILLAC SRX

BENTLEY CONTINENTAL GT

MACK  TRUCK

TATA SAFARI

VOLVO V70

we are
we are
  enhancing the 
  enhancing the 

PORSCHE 911

HONDA ACCORD

DODGE CARAVAN

RENAULT MEGANE 

JAGUAR 

JEEP® LIBERTY

FORD EXPLORER

BMW 325ix

MERCEDES  CL600

FORD F-150

GM MALIBU

DODGE RAM PICKUP

CHERY QQ

HONDA PILOT

VW TOURAN

TOYOTA CAMRY

TOYOTA CAMRY

driving experience
  enhancing the driving experience

ACURA MDX

BUGATTI VEYRON

MAHINDRA & MAHINDRA SCORPIO

KIA SORENTO

LEXUS RX330

FORD F-150

SATURN VUE

HONDA CIVIC HYBRID

CASE NEW HOLLAND

MERCEDES SPRINTER

F i n a n c i a l   H i g h l i g h t s

millions of dollars, except employee and per share data

2003 

2002 

% Change

Net sales 
Net earnings before cumulative effect of accounting change 
Cumulative effect of change in accounting principle, net of tax 
Net earnings (loss) 
Net earnings per share before cumulative effect of accounting change — diluted 
Net earnings (loss) per share — diluted 
Average number of shares outstanding — diluted (millions) 
Capital spending 
Research & Development 
Debt  
Stockholders’ equity 
Number of employees 

$3,069.2 
174.9 
— 
174.9 
6.40 
6.40 
27.3 
172.0 
118.2 
644.0 
1,260.4 
14,300 

$2,731.1  
149.9 
(269.0) 
(119.1) 
5.58 
(4.44) 
26.9 
138.4 
109.1 
646.7 
981.4 
14,000 

12.4%
16.7%

14.7%

24.3%
8.3%
(0.4)%

Technology aimed at the fastest growing segments

of the vehicle market has driven profitable growth.

STRONG
SALES 
GROWTH
millions of dollars

03

02

01

00

99

$3,069

$2,731

$2,352

$2,646

$2,459

2

B o r g W a r n e r   t h a n k s   a l l   o f   o u r   c u s t o m e r s   f o r   t h e   u s e   o f   t h e i r   v e h i c l e   i m a g e s   t h r o u g h o u t   t h i s   r e p o r t .

 
 
we are  leaders in advanced powertrain solutions for vehicle 

makers worldwide. Our products play a key role in the fuel-efficient 

and reliable operation of engines, transmissions and four-wheel drive 

systems to deliver growth that outpaces that of our industry.

FOCUSED
CAPITAL 
SPENDING 
percentage of sales

03

02

01

00

99

5.6%

5.1%

6%

6.3%

5.8%

DEBT
IMPROVEMENTS 
debt, net of cash 
and cash equivalents, 
in millions of dollars

03

02

01

00

99

$531

$610

$704

$773

$959

COMMITMENT
TO RESEARCH
& DEVELOPMENT
millions of dollars

03

02

01

00

99

$118

$109

$105

$112

$92

3

t o   o u r   s h a r e h o l d e r s

2 0 0 3  was  a  year  of  significant 
milestones  —  financial,  technologi-
cal, cultural and personal. 

(cid:127)

(cid:127)

Our record sales broke the $3 billion 
mark.  Earnings  were  $6.40  per 
share,  another  record. We  reduced 
debt to its lowest level since 1998. 
Our  stock  price  rose  significantly. 
All  this  in  an  industry  with  no 
growth in 2003.

The  past  year  was  our  10th  anniver-
sary as a public company and marked 
75  years  since  the  formation  of  the 
first  Borg-Warner.  John  Fiedler,  the 
man  who  nurtured  us  through  our 

years of survival in the mid-90s and 
led the growth surge in recent years, 
retired. We all benefited from John’s 
successful  career  at  BorgWarner 
and appreciate his contributions.

(cid:127)

Our  technology  flourished.  Our 
innovative  DualTronic  transmission 
modules launched with VW and Audi 
to the rave reviews of the European 
press and the delight of our customer. 
The accolades for this first-to-market 
technology  enhanced  the  pride  of 
our  people  and  the  enthusiasm  of 
our  shareholders. You  have  to  drive 
DualTronic to believe it.

(cid:127)

Because of tremendous growth with 
customers  like  Honda,  Hyundai 
and VW/Audi, our sales to the non- 
“Big  Three”  automakers  exceeded  
50%  of  sales  in  2003  including  our 
unconsolidated  joint  ventures.  This 
strategic  focus  proves  beneficial  as 
market  shares  among  the  global 
automakers  shift  in  favor  of  our 
faster growing customers. 

(cid:127)

To  prepare  for  the  next  wave  of 
growth,  we  reaffirmed  our  vision  of 
product  leadership  and  reiterated 
our  long-established  values.  These 
are  qualities  that  are  more  impor-
tant today than ever before. 

  ➤  respect for each other
  ➤  power of collaboration 
  ➤  passion for excellence 
  ➤  personal integrity 
  ➤  responsibility to our communities

(cid:127)

We renewed our focus on operating 
efficiency as a key enabler of product 
leadership.  True  product  leadership 
is  product  technology  married  to 
manufacturing  excellence.  This  com-
bination  is  our  real  competitive 
advantage,  and  the  reason  we  can 
survive  and  thrive  in  a  price- 
conscious environment.  

we are
 creating shareholder value   
creating shareholder value

4

Geographic Breadth
sales include unconsolidated joint ventures

15% A sia

28% E urope

57% A mericas

Customer Diversity
sales include unconsolidated joint ventures

All Others 22%   

 PSA 3% 
  Honda 4%
Hyundai / Kia 4%
Renault / Nissan 6%
 Toyota 7%
VW / Audi 7% 

21% Ford

15%  DaimlerChrysler

11% General Motors

Confidence and Collaboration
We  enter  our  second  decade  as  a 
public  company  with  confidence. 
Our  growth  goals  build  on  our 
strengths — a strong balance sheet, 
one  of  the  most  diverse  customer 
bases  in  the  industry,  broad  geo-
graphic  presence,  and  technology 
and  operating  know-how  that  can 
deliver  internal  growth  and  nurture 
a product leadership culture. We have 
worked hard to establish our financial 
credentials — and Wall Street reward-
ed us for our efforts. 

We have enabled increased collabor-
ation with the formation of our Engine 

and Drivetrain Groups. These groups 
are charged with harvesting synergies, 
along  with  driving  cross-business 
innovation and growth. Our road map 
for  continued  profitable  growth 
emerged  from  a  meeting  of  our  top 
worldwide  managers  last  fall.  We 
looked at where we are as a company, 
assessed the key factors impacting our 
business and identified our strengths 
and weaknesses in light of these factors. 

As  a  result,  we  developed  broad 
frameworks  for  driving  growth.  Our 
long-term  goals  of  8%  to  11%  sales 
growth  and  12%  to  16%  earnings 
growth  were  tested  in  our  growth 

every da
every day
very day

model and are achievable. To answer 
the question of how we will grow, we 
identified  and  agreed  upon  key 
“Enterprise Strategies.” These strate-
gies  fall  into  the  broad  categories  of 
people,  cooperative  action  or  syner-
gy, and global growth, both internally 
and externally. We believe we have a 
powerful plan to drive sustained prof-
itable growth — in the midst of some 
pretty tough economic conditions and 
in a brutal automotive marketplace. 

We are BorgWarner 
This  report  is  a  look  at  who  we 
are as we embark upon the next leg 
of  our  growth  journey,  and  why  we 
are well-positioned to provide value 
to our shareholders, customers and 
employees.  Our  14,300  employees
at  more  than  40  locations  in  14 
their 
countries  are 
Know-how,  Passion  and  Innovation 
into the next generation of new con-
cepts and integrated systems. I thank 
them for their efforts. I also appreci-
ate the support and guidance of our 
board of directors.

leveraging 

To  be  successful,  BorgWarner  must 
adapt to the challenges of a dynamic 
marketplace.  I  envision  BorgWarner 
as the powerhouse of the powertrain 
business. We play to set records, not 
simply to win the game. We strive to 
post  better  results  year  after  year. 
That’s  why  we  push  ourselves  for 
growth and profitability.

BorgWarner  applies  its  broad  engine 
and  drivetrain  expertise  to  address 
vehicle makers’ most pressing needs 
—  increased  fuel  efficiency,  reduced 
emissions  and  enhanced  vehicle 
stability  and  performance.  These 
needs  are  not  going  away  anytime 
soon.  For  the  person  behind  the 
wheel, our technology also enhances 
the  driving  experience.  BorgWarner 
has  the  right  resources,  in  the  right 
places, to continue to excel. 

Timothy M. Manganello
Chairman and CEO 

5

b u s i n e s s   p r o f i l e

2 0 0 3   H I G H L I G H T S  

K E Y   T E C H N O L O G I E S

Sales rose 13%, boosted by continued strong demand for turbochargers for European passenger 
cars and commercial vehicles. The demand for small, fuel-efficient diesel engines enhanced by 
our products again made Europe our fastest growing market. This growth offset the chain and 
emissions  portions  of  the  group,  which  experienced  softness  as  a  result  of  weaker  auto 
production,  particularly  in  North  America.  Increased  turbocharger  production  and  productiv-
ity  improvements  boosted  margins,  partially  offset  by  start-up  costs  for  new  products  and 
operations for chain products. 

G R O W T H   D R I V E R S   A N D   O P P O R T U N I T I E S  

(cid:127)   Stricter emission regulations for Europe, North America and Asia 
(cid:127)  Continued growth of diesel engines in European passenger cars
(cid:127) Tighter emission regulations related to commercial diesels
(cid:127)  Engine downsizing for improved fuel consumption and emissions in gasoline engines
(cid:127) Electronic controls 
(cid:127) Continued popularity of light trucks and SUVs
(cid:127) Engine timing systems moving from belts to chains 
(cid:127) Development of variable cam timing systems
(cid:127) Growth of overhead cam engines
(cid:127) Systems integration; alternative technologies

Chain  Products  Global  leader  in  the  design  and  manufacture  of 
automotive chain systems for engine timing, automatic transmission and 
torque transfer including four- and all-wheel drive applications. Fully 
integrated timing chain system supplier including chains, sprockets, 
tensioners, control arms and guides, and variable cam timing phasers.

Boosting Systems  Leading designer and manufacturer of turbocharg-
ers  and  boosting  systems  for  the  passenger  car  and  commercial 
vehicle markets.

Emissions  and  Thermal  Systems  Leading  designer  and  supplier  of 
components  and  systems  for  engine  air  and  thermal  management 
designed to control emissions. 

S A L E S  
millions 
of dollars

03

02

01

00

99

$1,869.7

$1,648.2

$1,426.6

$1,568.3

$1,316.9

engine
engine

  g r o u p

The Engine Group develops strategies and products to manage engines for fuel 

efficiency, reduced emissions and enhanced performance. BorgWarner’s expertise 

in engine timing, boosting, air and noise management, cooling and controls is the 

foundation for this collaboration.    

✦

Pl ants                 Tec hni cal  Cen te rs

✴ 

P L A N T S   A N D  

Americas

Asia

Europe

T E C H N I C A L  

C E N T E R S

Asheville, North Carolina ✦ ✴

Dixon, Illinois ✦

Sallisaw, Oklahoma ✦

Changwon, South Korea ✦

Nabari City, Japan ✦ ✴

Arcore, Italy ✦ ✴

Auburn Hills, Michigan ✴

Fletcher, North Carolina ✦

Simcoe, Ontario, Canada ✦

Chennai, India ✦

Ningbo, China (JV) ✦

Bradford, England ✦

Cadillac, Michigan ✦

Guadalajara, Mexico ✦

Water Valley, Mississippi ✦

Chennai, India (JV) ✦

Tainan Shien, Taiwan ✦

6

Campinas, Brazil ✦

Ithaca, New York ✦ ✴

Cortland, New York ✦

Marshall, Michigan ✴

Hitachinaka City, Japan (JV) ✦

Kakkalur, India (JV) ✦

Kirchheimbolanden, 
Germany ✦ ✴

Markdorf, Germany ✦ ✴

Oroszlany, Hungary ✦

2 0 0 3   H I G H L I G H T S  

K E Y   T E C H N O L O G I E S

Revenue  increased  11%  driven  by  sales  of  four-wheel  and  all-wheel  drive  systems  to  General 
Motors, Honda and Hyundai, and steady demand for transmission components and systems. These 
sales gains were offset by automotive production declines in Europe and North America. Operating 
margins  were  affected  by  start-up  costs  for  our  transmission  technology,  a  less  favorable 
product mix and an increase in pension and health care costs. During the year, a new facility in 
Arnstadt, Germany, opened to produce our newly launched DualTronic transmission technology 
for VW and Audi.

G R O W T H   D R I V E R S   A N D   O P P O R T U N I T I E S  

(cid:127)  Introduction of new automated transmission systems for Europe and North America 
(cid:127) Introduction of new five- and six-speed transmissions 
(cid:127) Shift from components to modules
(cid:127)  European and Korean market growth of automatic transmissions
(cid:127) Subsystems for continuously variable transmissions (CVT)
(cid:127)  Substitution of modular wet starting clutches for torque converters 
(cid:127)  Growing popularity of four-wheel drive and all-wheel drive passenger cars and crossover vehicles
(cid:127)  Continued application of electronically controlled torque management devices in four-wheel 

drive and all-wheel drive vehicles

(cid:127)  Expanded customer base in rear-wheel drive based four-wheel drive segment
(cid:127)  Growing focus on improved shiftability within manual transmission  

Transmission  Products  “Shift quality” components and systems 
including  one-way  clutches,  transmission  bands,  friction  plates, 
clutch  pack  assemblies  and  controls  supplied  to  virtually  every 
automatic transmission maker in the world.

Torque  Management  Leading  global  designer  and  producer  of 
torque distribution and management systems — 4WD transfer cases, 
InterActive  Torque  Management  (ITM)  devices  and  synchronizer 
systems. These  systems  enhance  vehicle  stability,  drivability,  shift 
quality and handling.

S A L E S  
millions 
of dollars

03

02

01

00

99

$1,245.6

$1,122.1

$937.2

$980.0
$1,003.1

drivetrain
drivetrain

  g r o u p

The Drivetrain Group harnesses our 100-year legacy as an industry innova-

tor in transmission and four-wheel drive technology. The group will leverage 

this understanding of powertrain torque management to develop interactive 

control systems and strategies for our traditional mechanical products.  

P L A N T S   A N D  

T E C H N I C A L  

C E N T E R S

✦

Pl ant s                 Tech ni cal  C enters

✴ 

Americas

Asia

Europe

Auburn Hills, Michigan ✴

Lombard, Illinois ✦ 

Beijing, China (JV) ✦

Pune, India (JV) ✦

Arnstadt, Germany ✦ 

Eumsung, South Korea (JV) ✦

Sirsi, India (JV) ✦

Heidelberg, Germany ✦

Bellwood, Illinois ✦

Frankfort, Illinois ✦

Longview, Texas ✦

Muncie, Indiana ✦

Eumsung, South Korea ✦

Livonia, Michigan ✦

Seneca, South Carolina ✦

Fukuroi City, Japan (JV) ✦ ✴

Ketsch, Germany ✦ ✴

Margam, Wales ✦

Tulle, France ✦

7

we are

enginegi

  group

8

chain timing systems

turbochargers

variable cam timing

emission controls

air management

thermal management

VW GOLF 

HONDA CIVIC 

GM MALIBU

MERCEDES SPRINTER

NISSAN XTERRA

9

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Patented  Variable  Cam  Timing  systems  use  camshaft  oscillation 
to  deliver  extremely  high  actuation  rates,  independent  of  engine 
speed, oil pressure and oil temperature.  The resulting benefit over 
competitive technologies is twice the emissions reduction and three 
times the fuel-efficiency improvement over that recommended in the 
U.S. EPA cycle. 

t

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4141%%

Air  management  systems  and  inte-
grated  cooling  modules  combine 
electronics  with  mechanical  func-
tionality for reliability, durability and 
fast and accurate response. The result 
is  precision  control,  increased  power 
and reduced emissions — as much as a 
41% reduction in hydrocarbons in the 
case of our secondary air systems.

e
enginegggggii

10

 
 
 
3355%%

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Advanced  boosting  systems  provide  world-class  torque,  power 
and  drivability  while  improving  fuel  economy  up  to  15  percent. 
Demand  for  passenger-car  turbochargers  is  expected  to  grow 
35% in five years to almost 15 million units worldwide, primarily 
from  direct-injected  gasoline  and  diesel  engine  applications  in 
Europe and Japan.

Chain  timing  systems  prolong  the  life  of  an  engine,  as 
well  as  increase  fuel  efficiency  and  reduce  emissions. 
Other  benefits  include  increased  power  and  durability, 
noise reduction and more compact  packaging.  By  2005,  we 
estimate that 70% of the global market will use chain timing.

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Global Consistency  Nabari City, Japan 
Demand  for  durable  chain  systems  that  fit  the  strict  packaging,  wear  and 
low  noise  requirements  of  Japanese  automakers  poses  unique  manu-
facturing  challenges.  The  people  of  Nabari  have  risen  to  the  task.  With 
a  global  presence,  we  serve  customers  both  in  their  home  market  and 
throughout the world.

12

Lean Manufacturing  Asheville, NC, USA  
Using lean manufacturing principles, the Asheville team has integrated the 
production,  welding  and  assembly  of  a  new  generation  of  turbochargers 
with  error-proofing  systems.  These  actions  enable  quality  while  reducing 
work in process and floor space requirements.

making it happen 
making it happen 
aking it happen
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Fast To Market   Markdorf, Germany  
Engineering  and  manufacturing  work  together  in  a  simultaneous  process 
that  leads  both  to  shorter  development  times  and  more  advanced  thermal 
management product designs. State-of-the-art facilities plus unique, special-
ized programs help the Markdorf team be proactive in finding efficiencies, 
improving performance and researching new cost-reduction measures.

Safety First  Dixon, IL, USA  
With an increased focus on safety, the Dixon team has significantly reduced 
the  number  of  work-related  injuries. The  facility  has  also  been  recognized 
as a Star Work Site under OSHA’s Voluntary Protection Program. The keys to 
this stellar performance are training, prevention and promotion.

13

we are

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drivetrain
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14

automatic transmission components

friction clutch modules

transmission control modules

dual clutch transmission technology

active torque management

four-wheel drive systems

TOYOTA CAMRY

HYUNDAI SANTA FE

FORD F-150

CADILLAC SRX

AUDI TT

15

1100x00x

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Better  traction  and  improved  stability  are  benefits  of  this 
patented  technology  that  electronically  senses  front-wheel  slip-
page, and instantaneously transfers power from front to rear axles 
and  from  side  to  side.  Our  electronically  controlled  systems  are 
more than 100 times more responsive than mechanical systems.   

ii
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16

Exciting  new  technology  offers  drivers  the  convenience  of  an 
automatic  transmission  with  the  efficiency  and  sportiness  of 
a  manual  transmission  —  up  to  15%  more  fuel  economy  in 
a  responsive,  fun-to-drive  package.    Just  launched,  the  tech-
nology  could  capture  20%  of  the  European  market  by  2015. 
Volkswagen DSG with BorgWarner modules is shown.

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1155%%

 
 
 
7700%%

Added  automatic  transmission  speeds  and  the  shift  from  compo-
nents to subsystems offer growth opportunities for BorgWarner. We 
supply “shift quality” components and systems to all of the world’s 
automatic  transmission  makers.  By  2013,  over  70%  of  vehicles 
produced globally will have some type of automatic transmission.

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2266%%

The  popularity  of  light  trucks, 
sport-utility  and  crossover 
vehicles  means  continued  
growth  for  BorgWarner,  a 
leading  supplier  of  electronic 
torque 
four-wheel  drive 
management  systems.  The 
market  for  these  systems  for 
both  rear-wheel  and  front-
wheel drive vehicles is expected 
to grow 26% by 2008.

17

 
 
 
drivetrain g r o u p
drivetrain

 we are arwe we arererre

Integrated Assemblies  Ketsch, Germany 
To  meet  the  growing  demand  in  Europe  for  automatic  transmission 
components  and  systems,  integrated  assembly  techniques  are  core  to 
manufacturing  in  Ketsch.  Almost  20%  of  European  vehicles  are  now 
produced with automatic transmissions.

Tooling Savings  Seneca, SC, USA  
Combining  expert  machining  and  engineering  experiences,  this  Seneca 
team  achieved  a  greater  than  60%  reduction  in  scrap  and  improved  tooling 
savings by more than 80%. The operation has doubled productivity and signifi-
cantly improved quality and cost in the production of all-wheel drive systems.

18

making it happen 
making it happen 
aking it happen
ppeapp

k n o w - h o w

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Balanced Investment  Muncie, IN, USA  
Producing complete four-wheel drive systems in a tough competitive envi-
ronment requires creativity and flexibility in investing for new programs and 
maintaining  existing  business.  The  people  of  Muncie  are  focused  on  the 
challenge to provide quality products to customers while improving returns 
to shareholders.

Automation Flexibility  Bellwood, IL, USA  
With  the  flexibility  to  run  several  products,  the  automated  clutch  assembly 
system  developed  by  the  Bellwood  Team  provides  value-added  assembly, 
integrated quality assurance and product tracking features. Machine flexibility 
benefits customers, enabling faster and more frequent product enhancements.

19

>>

  1880

  1901

  1904

  1909

Morse Equalizing Spring Company, 
forerunner of Morse Chain, is founded.

Warner Gear is founded.
First products are differentials.

Borg & Beck is founded. Develops and 
manufactures smooth shifting, durable 
automotive clutches.

George and Earl Holley begin producing 
carburetors.

First manual transmission is 
manufactured by Warner Gear.

Silent automobile chain for chain-
driven front ends is developed 
for Cadillac.

1964

1973

1983

1993

NSK-Warner joint venture is established 
with NSK Limited to supply the rapidly 
growing Japanese automotive industry.

A modern, full-time four-wheel drive 
transfer case that incorporates Hy-Vo® 
chain and a torque-biasing 
differential is developed.

Lightweight Maji-Band® brake band 
assembly is developed for automatic 
transmissions.

We become a separate, 
independent company.

2000

2001

2002

2003

The fi rst application of  computer-
controlled all-wheel drive for 
passenger cars and crossover 
vehicles is introduced. 

Fuel-effi cient DualTronic™ 
transmission technology is selected 
for 2003 production by a major 
European automaker.

The fi rst phases of major multi-year 
contracts with Ford and Honda for 
engine timing systems are launched.

Contracts for four-wheel drive 
business are won with Honda and 
Kia; the fi rst GM four-wheel drive 
production is announced.

Company is organized into Engine and 
Drivetrain Groups to spur collaboration 
and growth.

DualTronic™ transmission 
technology debuts on the Audi TT 
and VW Golf R32.

Turbocharger technology advances 
create new business opportunities 
with VW/Audi, Peugeot, Ford and 
Renault.

Demand for engine and four-wheel 
drive systems drive record results.
10-year anniversary 

we are 
 proud of our history of innovation
 proud of our history of innovation

20

  1928

Borg-Warner Corporation is formed. 
Founding companies included Borg & 
Beck, Marvel Carburetor, Warner Gear 
and Mechanics Universal Joint. 

Morse Chain joins the next year.

1936

1940

1950

1952

The Borg-Warner Indianapolis 500 
Trophy makes its debut when 
it is presented to race winner 
Louis Meyer.

Warner Gear begins manufacturing 
four-wheel drive transfer cases. 

A three-speed, automatically shifted 
transmission for passenger cars, the 
Ford-O-Matic, is introduced.

Schwitzer turbocharger is introduced 
at Indy 500. 

AG KK&K develops turbochargers 
in Germany.

1994

1996

1997

1998

1999

Morse Gemini™ chain system goes into 
production and overhead camshaft 
timing systems business is expanded 
for V6 and V8 engines. 

Production of Torque-on-Demand® 
four-wheel drive transfer cases begins.

2004-2006

Fuel-effi cient engine and drivetrain 
technology drives growth. $1.3 billion in 
new business expected for 2004–2006.

Three automotive businesses are 
acquired from Coltec Industries, 
including Holley Automotive.

Ownership interest in German 
turbocharger business is acquired.

Plastic air-induction modules are 
produced for Chrysler vehicles. 

Acquisitions expand turbocharger and 
cooling systems growth platforms.

NSK-Warner introduces carbon-
impregnated friction materials for 
transmissions in all Lexus V8 models.

Front-wheel drive/four-wheel drive 
system is patented.

Four new cross-business programs are 
launched. New concepts to automate 
transmissions are developed.

more 

innovations

to come

 proud of our history of innovation

We  celebrated  our  10-year  anniversary  as  a  public  company  in  2003.  A  lot  has  changed  since  our  first  inventions  for  the  emerging 

automotive industry. Tin Lizzies. Tail Fins. Turbo Technology. What hasn’t changed is BorgWarner’s passion for innovation. Every day, 

over 14,000 BorgWarner people continue on the journey to enhance the driving experience.

21

respect

for others

the power of

collaboration

  we are 
   committed to our values
committed to our values

passion for

excellence

personal

integrity

responsibility to our

communities

While we’ve updated the words, our BorgWarner Beliefs embody those 

timeless qualities that have always characterized the people of BorgWarner 

and our daily dealings with each other, our customers and our communities.

23

Every  day,  millions  of  drivers  throughout  the  world  rely  on  BorgWarner 

products. With a global reach nurtured by a local presence in 14 coun-

tries, we are addressing the universal needs for fuel efficiency, air quality 

and vehicle reliability with solutions tailored to regional concerns.

20

Locations

13

Locations

10Locations

Americas

Asia

Europe

we are
   everywhere there are roads
everywhere there are roads

24

  
Management’s Discussion and Analysis of Financial Condition and Results of Operations

BorgWarner Inc. 

and Consolidated Subsidiaries

I NTR O D U CTI O N

BorgWarner  Inc.  and  Consolidated  Subsidiaries  (the  “Company”)  is  a  leading 
global  supplier  of  highly  engineered  systems  and  components  primarily  for 
powertrain  applications.  Our  products  help  improve  vehicle  performance,  fuel 
efficiency,  air  quality  and  vehicle  stability.  They  are  manufactured  and  sold 
worldwide,  primarily  to  original  equipment  manufacturers  (OEM)  of  passenger 
cars, sport-utility vehicles, trucks and commercial transportation products. We 
operate manufacturing facilities serving customers in the Americas, Europe and 
Asia, and are an original equipment supplier to every major OEM in the world.

R ES U LTS   O F   O PER ATI O N S    —   2 0 0 3   V S .   2 0 0 2   V S .   2 0 01

BorgWarner  reported  net  earnings  for  2003  of  $174.9  million,  or  $6.40  per 
diluted share. The Company’s net loss in 2002 was $119.1 million, or $(4.44) per 
diluted  share,  which  included  an  after-tax  charge  of  $269.0  million  or  $10.02 
per  diluted  share  for  the  cumulative  effect  of  an  accounting  change  related  to 
goodwill. The 2002 net earnings before cumulative effect of accounting change 
were $149.9 million or $5.58 per share. Net earnings in 2001 were $66.4 million 
or $2.51 per diluted share.

Overall, our sales increased 12.4% from 2002 and increased 16.1% from 2001 to 
2002. The main causes of the sales increase in 2003 were increased demand for 
turbochargers, especially in Europe, increased volumes from new applications 
particularly in the four-wheel drive area, and the impact of currency. The sales 
increase  in  2003  came  in  spite  of  a  decrease  in  worldwide  production,  based 
upon  data  from  Ward’s  Auto  and  LMC  Automotive  Services.  As  a  comparison, 
worldwide  light  vehicle  production  decreased  1.6%  in  2003  and  increased  by 
2.3% in 2002. North American production decreased 3.0% in 2003 and increased 
5.7%  in  2002.  Japanese  production  decreased  0.7%  in  2003  and  increased  by 
3.8% in 2002. Western European production decreased 1.4% in 2003 and 1.5% in 
2002. The effect of changing currency rates was also an impact in 2003. In 2003, 
the increase in the Euro and other currencies added $161.9 million to sales and 
$14.5 million to net income.

Earnings  increased  in  2003  due  to  increased  volumes  and  applications,  cur-
rency, lower interest rates, and a lower effective tax rate. The positive earnings 
before cumulative effect of accounting change comparison for 2002 to 2001 was 
due  to  increased  sales,  operating  leverage,  no  goodwill  amortization,  lower 
interest expense, and a lower tax rate.

Our  outlook  for  2004  is  positive.  It  is  anticipated  that  North  American  auto 
production  will  be  slightly  better  than  2003.  Additionally,  we  have  several 
newer applications that will be launching or ramping up during 2004. Sales are 
expected to grow assuming a flat to slightly positive global production rate, as 
well  as  the  continuation  of  several  trends:  continued  shift  in  Europe  to  diesel 

engines,  which  utilize  turbochargers;  continued  shift  in  Europe  to  automatic 
transmissions; continued popularity in the U.S. of four-wheel drive vehicles; and 
continued shift from timing belts to timing chains. Each of these trends is posi-
tive  for  the  Company.  Assuming  no  major  changes  to  the  above  assumptions, 
the Company expects long-term growth rates in the target ranges of 8-11% for 
revenues and 12-15% in net income.

Results By Operating Segment

The  Company  adopted  Statement  of  Financial  Accounting  Standards  (SFAS) 
No.  142,  “Goodwill  and  Other  Intangible  Assets,”  effective  January  1,  2002. 
Accordingly,  the  segment  EBIT  table  below  only  has  goodwill  amortization  for 
the year 2001 in the amount of $42.0 million. In 2003 and 2002, goodwill was 
not amortized pursuant to SFAS No. 142. See Note Fourteen to the Consolidated 
Financial  Statements  for  further  details  on  the  Company’s  implementation  of 
SFAS No. 142.

Net Sales

  Year ended December 31, 

Drivetrain 
Engine 
Divested operations and businesses held for sale  
Inter-segment eliminations 
Net sales 

Earnings Before Interest and Taxes (EBIT)

  Year ended December 31, 

Drivetrain 
Engine 
Divested operations and businesses held for sale 
Earnings before interest and taxes  

 millions of dollars 

 2003 

 2002 

 2001 

$ 1,245.6 
1,869.7 
— 
(46.1) 
$3,069.2 

$1,122.1 
1,648.2 
— 
(39.2) 
$2,731.1 

$   937.2
1,426.6 
18.0 
(30.2)
$2,351.6

 millions of dollars  

 2003 

 2002 

 2001 

$  98.4 
239.6 
— 
$338.0 

$  99.9 
215.9 
— 
$315.8 

$  70.1
142.7 
(0.2) 
$212.6

The  Drivetrain  business’  revenue  increased  11.0%  from  2002  to  2003,  but  EBIT 
declined 1.5% for the same period. The sales gains were due to four-wheel drive 
transfer case programs with General Motors, increased sales of the Company’s 
Interactive Torque Management™ all-wheel drive systems to Honda and Hyundai, 
and steady demand for transmission components and systems, especially with 
increased  automatic  transmission  adoption  in  Europe.  These  sales  gains  were 
offset by declines in European and North American automotive production. The 
decrease in EBIT was due to start-up costs for the Company’s new DualTronic™ 
transmission product, including the opening of a new assembly facility in Europe. 
Profitability also suffered from a less favorable product mix and an increase in 
pension and retiree health care costs over the previous year.

0303

25

 
 
 
Management’s Discussion and Analysis of Financial Condition and Results of Operations

The  Drivetrain  business’  revenue  increased  19.7%  and  EBIT  increased  42.5% 
from  2001  to  2002.  The  increase  in  sales  was  due  to  increased  transfer  case 
volumes  to  Hyundai  and  Kia,  as  well  as  increased  volumes  of  the  Interactive 
Torque  Management  system  application  for  the  Acura  MDX  and  Honda  Pilot. 
Additionally,  there  were  new  transfer  case  applications  for  some  GM  vehicles. 
The transmission products portion of the business saw sales increases due to a 
combination of market conditions and new applications, both in North America 
and overseas. The EBIT increase was due to higher volumes and cost controls.

We expect moderate growth from this segment in 2004. We anticipate transfer 
case demand for four-wheel drive vehicles to remain strong. We also anticipate 
increased  adoption  of  automatic  transmissions  in  Europe,  and  the  start  of  a 
sales ramp-up for our new DualTronic™ product. We anticipate a higher level of 
EBIT due to higher volumes and a lower impact of start-up costs.

The Engine  business’ 2003 revenue increased 13.4% over 2002 and EBIT increased 
11.0% over the same period. This segment benefited from continued demand for 
the  Company’s  turbochargers  for  European  passenger  cars  and  commercial 
vehicles.  This  growth  offset  the  chain  and  emissions  portions  of  the  group, 
which experienced softness as a result of weaker auto production, particularly 
in North America. The EBIT was impacted by increased productivity and produc-
tion in the turbocharger business, which translated into higher profitability. This 
was partially offset by start up costs for Variable Cam Timing systems, which will 
launch in 2004 and for new Korean operations.

The Engine business’ sales increased 15.5% and EBIT increased 51.3% from 2001 
to  2002.  The  primary  factors  for  the  sales  increase  were  increased  usage  of 
turbochargers, particularly for European passenger cars; increased penetration 
into non-North America markets, and an overall increase in light vehicle produc-
tion.  The  EBIT  increase  was  due  to  higher  volumes,  better  productivity,  and  no 
goodwill amortization in 2002, compared to approximately $38 million in 2001. 
The EBIT increase would have been higher, except for royalty expenses related 
to the Honeywell agreement in 2002 discussed in more detail in the gross profit 
section below.

For  2004,  we  anticipate  continued  growth  for  this  business.  We  anticipate 
further  adoption  of  diesel  engines  in  Europe,  which  will  continue  to  increase 
demand for turbochargers. We expect our market share for European passenger 
car turbochargers will be flat to higher in 2004. We anticipate other portions of 
this group to be slightly up as well, due to anticipated small increases in produc-
tion for North American light vehicles as well as medium and heavy trucks. 

Divested operations and businesses held for sale  includes the results of Fuel Systems, 
which  was  sold  in  2001.  This  business  did  not  fit  our  strategic  goals,  and 

we  believe  our  resources  are  better  spent  on  our  core  technologies  in  highly 
engineered powertrain components and systems. The sale of the Fuel Systems 
business  did  not  result  in  a  significant  gain  or  loss.  Divested  operations  and 
businesses  held  for  sale  contributed  sales  of  $18.0  million  and  EBIT  of  $(0.2) 
million in 2001. 

Corporate  is  the  difference  between  calculated  total  Company  EBIT  and  the 
total from the segments and represents corporate headquarters expenses and 
expenses  not  directly  attributable  to  the  individual  segments  and  is  offset  by 
equity in affiliate earnings. This net expense was $48.0 million in 2003, $44.3 
million  in  2002,  and  $26.5  million  in  2001.  The  main  reasons  for  the  increase 
from 2002 to 2003 is increased pension and post retirement health care costs 
for  discontinued  operations,  which  are  recorded  at  the  corporate  level.  The 
increase from 2001 to 2002 was due to a decrease in excess of earnings from 
pension assets over U.S. pension costs of $5.3 million, and an increase in post-
retirement  health  benefits  for  previously  discontinued  operations.  Corporate 
headquarters  expense  was  $22.6  million  in  2003,  $24.0  million  in  2002,  and 
$20.5 million in 2001. 

Our top ten customers accounted for approximately 77% of consolidated sales 
in  2003,  2002,  and  2001.  Ford  continues  to  be  our  largest  customer  with  23% 
of  consolidated  sales  in  2003,  compared  to  26%  in  2002  and  30%  in  2001. 
DaimlerChrysler, our second largest customer, represented 17% of consolidated 
sales in 2003, compared to 20% in 2002 and 21% in 2001; and General Motors 
accounted  for  12%  in  2003,  2002,  and  2001.  No  other  customer  accounted  for 
more than 10% of sales in any of the periods presented.

Over  the  past  several  years,  our  customers  have  continued  to  consolidate.  
While we have reduced our dependence on Ford and DaimlerChrysler, we have 
increased our sales to other global OEMs, bringing us more in line with custom-
ers’ share of global vehicle market.

Other Factors Affecting Results of Operations

The following table details our results of operations as a percentage of sales: 

  Year Ended December 31, 

2003 

 2002 

 2001 

Net sales  
Cost of sales 
Gross profit 
Selling, general and administrative expenses 
Goodwill amortization 
Non-recurring charges  
Other, net 
Operating income 

100.0% 
 80.9  
 19.1 
 10.3 
— 
— 
 —  
 8.8% 

100.0% 
 79.7 
 20.3 
 11.1 
 — 
 — 
—  
 9.2% 

 100.0%
 80.4
 19.6
 10.6 
 1.8
 1.2
 (0.1)
 6.1%

26

BorgWarner Inc. 

and Consolidated Subsidiaries

Gross  Profit  for  2003  was  19.1%,  down  from  20.3%  in  2002  and  the  19.6%  in 
2001. The decrease in gross profit in 2003 was due to several factors, including 
a change in sales mix and additional costs due to the ramp up of new programs. 
The impact of sales mix was due to stronger sales growth in some of our lower 
margin businesses such as turbochargers and transfer cases. Margins are lower 
in these businesses due to a higher percentage of purchased content for these 
products. Another mix impact in other businesses was a shift to more systems 
versus components. The margins on complete systems are typically lower than 
for a component. An example is in timing chains, where we are selling more com-
plete timing systems, which increases revenue, but decreases the gross profit 
percentage.  Another  example  was  a  lower  percentage  of  aftermarket  sales; 
these sales did not grow as quickly as our direct sales, and aftermarket sales 
typically  carry  a  higher  margin.  The  ramp-up  of  new  programs  also  impacted 
gross  margins,  and  includes  new  facilities  in  Europe  and  Korea.  The  increase 
from 2001 to 2002 was due mainly to higher volumes. We anticipate 2004 mar-
gins to be slightly higher than 2003 margins, as there should be a flattening out 
of the sales mix impact. Additionally, spending on new programs and facilities 
should increase at a slower rate than the projected sales increase.

Also impacting gross margins in 2003 and 2002 is the effect of a royalty agree-
ment the Company entered into with Honeywell International for certain variable 
turbine  geometry  (VTG)  turbochargers  after  a  German  court  ruled  in  favor  of 
Honeywell in a patent infringement action. In order to continue shipping to its 
OEM customers, the Company and Honeywell entered into two separate royalty 
agreements,  signed  in  July  2002  and  June  2003,  respectively.  The  June  2003 
agreement runs through 2006 and calls for a minimum royalty to be paid over 
stated volume levels, meaning the royalty will increase for any units sold above 
the stated amounts in the royalty agreement.

The royalty agreement costs recognized under the agreement were $13.5 million 
in  2002  and  $23.2  million  in  2003.  These  costs  were  all  recognized  as  part  of 
cost of goods sold. It is anticipated that these costs will decrease in 2004 and 
be  at  minimal  levels  in  2005  and  2006  as  the  Company’s  primary  customers 
are anticipated to convert to the Company’s next generation VTG turbocharger 
beginning in mid-2004.

The combination of price reductions to customers and cost increases for mate-
rial, labor, and overhead totaled approximately $86 million in 2003, compared 
to $75 million in 2002 and $37 million in 2001. We were able to partially offset 

the  impact  of  these  reductions  by  actively  pursuing  cost  reductions  from  our 
suppliers, making changes in product design and by using process technology 
to remove cost and/or improve manufacturing capabilities.

Selling,  general  and  administrative  expenses  (SG&A)  as  a  percentage  of  sales 
decreased to 10.3% from 11.1% in 2002 and 10.6% in 2001. While SG&A spending 
in dollars increased slightly, we were able to slow that growth to a level below 
the growth in sales. We were able to do this through cost controls, and leverag-
ing the existing infrastructure to support the increased sales.

Research and Development (R&D) is a major component of the Company’s SG&A 
expenses.  R  &  D  spending  was  $118.2  million  or  3.9%  of  sales  in  2003,  com-
pared to $109.1 million or 4.0% of sales in 2002, and $104.5 million or 4.4% of 
sales  in  2001.  We  have  continued  to  increase  our  absolute  spending  in  R  &  D, 
although the growth rate has been somewhat lower than our sales growth rate. 
We continue to invest in a number of cross-business R & D programs, as well as 
a number of other key programs, all of which are necessary for short- and long-
term  growth.  Our  long-term  target  for  R  &  D  spending  is  approximately  4%  of 
sales. We intend to maintain our commitment to R & D spending while continuing 
to focus on controlling other SG&A costs.

Goodwill  amortization  was  zero  in  2003  and  2002  and  $42.0  million  in  2001.  As 
discussed more fully in Note Fourteen to the Consolidated Financial Statements, 
the  Company  adopted  the  provisions  of  SFAS  No.  142,  “Goodwill  and  Other 
Intangible  Assets,”  which  discontinued  the  amortization  of  goodwill  effective 
January 1, 2002.

Non-recurring charges  were $28.4 million in 2001. The 2001 non-recurring charges 
primarily include adjustments to the carrying value of certain assets and liabili-
ties related to businesses acquired and disposed of over the past three years. 
Of  the  $28.4  million  of  pretax  charges  in  2001,  $5.0  million  represented  non-
cash charges. Approximately $3.3 million was spent in 2001, $8.4 million was 
transferred to environmental reserves in 2001, $8.4 million was spent in 2002, 
and  $3.3  million  was  spent  in  2003.  The  2001  non-recurring  charges  included 
$8.4 million of environmental remediation costs related to sold businesses and 
$12.0 million of product quality costs for issues with products that were sold by 
acquired businesses prior to acquisition, all of which have been corrected in the 
currently produced products. The Company funded the total cash outlay of these 
actions from operations.

0303

27

Management’s Discussion and Analysis of Financial Condition and Results of Operations

Components of the non-recurring charges are detailed in the following table 
and discussed further below.

Balance, January 1, 2001  
  Provisions 
Incurred  

  Non-cash write-offs 
Balance, December 31, 2001 
  Provisions 
Incurred 

  Non-cash write-offs 
Balance, December 31, 2002 
  Provisions 
Incurred 

  Non-cash write-offs 
Balance, December 31, 2003 

millions of dollars 

Asset  

Exit costs
and other non-

 write-downs   recurring charges 

Total

$   — 
5.0 
 —  
(5.0) 
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 —  
 $   — 

$    — 
 23.4 
 (11.7) 
 — 
 11.7 
 —
 (8.4) 
 — 
 3.3 
 — 
 (3.3) 
 — 
 $   — 

$    — 
 28.4
 (11.7)
 (5.0)
 11.7

 (8.4)
 —
 3.3
 —
 (3.3)
 — 
 $   — 

Other, net  decreased to $0.1 million of income in 2003, from $0.9 million of 
income in 2002 and $2.1 million in 2001. 

Equity in affiliate earnings, net of tax  increased by $0.6 million from 2002, and 
increased by $4.6 million between 2002 and 2001. This line item is primarily 
driven by the results of our 50% owned Japanese joint venture, NSK-Warner. 
For more discussion of NSK-Warner, see Note 5 of the Consolidated Financial 
Statements. 

Interest  expense,  net  decreased  by  $4.4  million  in  2003  and  decreased  by 
$10.1 million between 2002 and 2001. The decreases in 2003 and 2002 were 
due  to  lower  interest  rates  as  well  as  lower  debt  levels,  as  we  used  cash 
generated from operations to pay off debt. In 2003, our balance sheet debt 
decreased $2.7 million, and we reduced the amount of securitized accounts 
receivable sold by $40.0 million. In 2002, we paid down $90.3 million of bal-
ance sheet debt and reduced the amount of securitized accounts receivable 
sold by $30.0 million. We took advantage of lower interest rates through the 
use of interest rate swap arrangements described more fully in Note Seven 
to the Consolidated Financial Statements. At the end of 2003, the amount of 
debt with fixed interest rates was 44% of total debt, including the impact of 
the interest rate swaps. 

The provision for income taxes resulted in an effective tax rate for 2003 of 28.5% 
compared  with  rates  of  33.0%  in  2002  and  36.1%  for  2001.  Our  effective 

tax  rates  have  been  lower  than  the  standard  federal  and  state  tax  rates 
due to the realization of certain R&D and foreign tax credits; foreign rates, 
which differ from those in the U.S.; and offset somewhat by non-deductible 
expenses.  The  decrease  in  rates  is  also  a  result  of  certain  changes  in  the 
Company’s  legal  structure.  In  2004,  we  anticipate  a  small  increase  in  the 
effective tax rate, due to a change in tax laws in certain countries in which 
the Company operates.

LI Q U I D ITY   A N D   C A PITA L   R ES O U R C ES

Net  cash  provided  by  operating  activities  of  $306.9  million  was  primarily 
used to fund $172.0 million of capital expenditures, reduce accounts receiv-
able financing by $40.0 million, pay $19.4 million of dividends to our share-
holders, and increase cash and cash equivalents by $76.5 million. 

Operating Activities

Operating cash flow of $306.9 million is $45.5 million more than in 2002. The 
$306.9  million  consists  of  net  income  of  $174.9  million,  non-cash  charges 
of  $210.5  million  and  is  offset  by  a  $78.5  million  increase  in  net  operating 
assets  and  liabilities.  Non-cash  charges  are  primarily  comprised  of  $161.3 
million in depreciation and amortization. 

Accounts  receivable  increased  a  total  of  $122.8  million,  of  which  $32.4 
million  was  due  to  currency.  $40.0  million  of  the  increase  was  due  to  the 
reduction in securitized accounts receivable sold. The bulk of the remaining 
increase was due to higher business levels, particularly in Europe. Certain of 
our European customers tend to pay later than our North American custom-
ers. Additionally, one of our major North American customers made a one-
time change in payment terms that had a net effect of adding several days to 
their payment terms. 

Investing Activities

Net cash used in investing activities totaled $228.2 million, compared with 
$130.0 million in the prior year. Capital spending totaling $172.0 million in 
2003 was $33.6 million higher than in 2002. The impact of foreign exchange 
rates  year  over  year  was  $12.0  million  of  the  $33.6  million  increase. 
Approximately 60% of the 2003 spending was related to expansion, with the 
remainder for cost reduction and other purposes. Heading into 2004, we plan 
to continue to spend on capital to support the launch of our new applications 
and  for  cost  reductions  and  productivity  improvement  projects.  Our  target 
for capital spending is to be approximately 5.5% of sales. 

28

 
 
 
 
 
 
 
 
 
The  2003  investing  uses  of  cash  includes  $12.8  million  of  payments  to 
resolve a valuation dispute regarding the value of the turbocharger business 
of Aktiengesellschaft Kühnle, Kopp & Kausch (AGKK&K). The valuation pay-
ment  resulted  from  the  settlement  in  2003  of  a  lawsuit  brought  by  certain 
minority  shareholders  of  AGKK&K  related  to  the  automotive  turbocharger 
business of AGKK&K, which the Company purchased from AGKK&K in 1998.

Since  the  settlement  of  the  dispute,  the  Company  has  spent  $14.4  million 
to purchase additional shares of AGKK&K, an unconsolidated subsidiary of 
the Company, which has been recorded as an “Investment in Business Held 
for Sale” in the consolidated balance sheets. The Company also extended a 
formal tender offer to purchase all of the outstanding common and preferred 
shares of AGKK&K from the remaining shareholders.

Financing Activities and Liquidity

Stockholders’  equity  increased  by  $279.0  million  in  2003.  The  increase 
was caused by net income of $174.9 million along with currency translation 
adjustments  of  $67.8  million,  stock  option  exercises  of  $39.3  million  and 
stock issuances to retirement plans of $12.9 million, offset by dividends of 
$19.4 million, and purchase of treasury stock of $2.5 million. In relation to 
the  dollar,  the  currencies  in  foreign  countries  where  we  conduct  business, 
particularly the Euro, strengthened, causing the currency translation compo-
nent of other comprehensive income to increase in both 2003 and 2002. 

Our total capitalization as of December 31, 2003 of $1,904.4 million is com-
prised of short-term debt of $10.0 million, long-term debt of $634.0 million 
and stockholders’ equity of $1,260.4 million. Capitalization at December 31, 
2002  was  $1,628.1  million.  During  the  year,  we  reduced  our  balance  sheet 
debt to capital ratio to 33.8% from 39.9% in 2002. 

The  Company  has  a  $350  million  revolving  credit  facility  that  extends  until 
July 21, 2005. Additionally, we also have $300 million available under a shelf 
registration statement on file with the Securities and Exchange Commission 
through  which  a  variety  of  debt  and/or  equity  instruments  may  be  issued. 
The  Company  also  has  access  to  the  commercial  paper  market  through  an 
accounts receivable securitization facility which is rolled over annually. From 
a  credit  quality  perspective,  we  have  an  investment  grade  credit  rating  of 
BBB+ from Standard & Poor’s and Baa2 from Moody’s.

BorgWarner Inc. 

and Consolidated Subsidiaries

The Company’s significant contractual obligation payments at December 31, 
2003, are as follows:

Notes payable and
long-term debt 
Other postretirement
  benefitsa 
Non-cancelable
  operating leases 
Minimum royalty
  paymentsb 
Total 

 millions of dollars 

Total 

2004 

2005-2006 

2007-2008 

After 2008

$  646.8 

$ 10.0  $ 195.0 

$ 12.4 

$429.4

537.4 

28.4 

60.9 

 63.0 

385.1

43.6 

4.2 

25.9 

 2.4 

11.1

17.5 
$1,245.3 

16.0 
$58.6 

1.5 
$283.3 

 — 
$77.8 

—
$825.6

(a)  Other  postretirement  benefits  includes  anticipated  contributions  to  cover  expected  benefit  pay-
ments  for  other  postretirement  defined  benefit  plans.  Since  the  timing  and  amount  of  payments 
for pension plans is not certain for outgoing years, such payments have been excluded from this 
table. The Company expects to contribute a total of $25 million to $30 million into all pension plans 
during 2004. See Note Nine to the Consolidated Financial Statements for disclosures related to the 
Company’s pension and other postretirement benefits.

(b)  The  minimum  royalty  payments  are  related  to  the  Honeywell  Royalty  Agreement  discussed  more 
fully  in  Note  Thirteen  to  the  Consolidated  Financial  Statements.  The  Company  has  other  royalty 
agreements that are based on sales volumes. These royalty agreements do not have minimum roy-
alty payments and are typically cancelable and have been excluded from the amounts in the table.

The Company does not have any long-term or fixed purchase obligations for 
inventories.

The  Company  has  a  credit  agreement  that  contains  numerous  financial 
and operating covenants including, among others, covenants requiring the 
Company  to  maintain  certain  financial  ratios  and  restricting  its  ability  to 
incur additional indebtedness. The Company was in compliance with all cov-
enants at December 31, 2003.

We believe that the combination of cash from operations, cash balances, and 
available credit facilities will be sufficient to satisfy our cash needs for our 
current  level  of  operations  and  our  planned  operations  for  the  foreseeable 
future.  We  will  continue  to  balance  our  needs  for  internal  growth,  external 
growth, debt reduction, dividends, and share repurchase.

Off Balance Sheet Arrangements

As of December 31, 2003, the accounts receivable securitization facility was 
sized at $50 million and has been in place with its current funding partner 
since January 1994. This facility sells accounts receivable without recourse.

0303

29

 
 
 
 
 
Management’s Discussion and Analysis of Financial Condition and Results of Operations

The Company has certain leases that are recorded as operating leases. Types 
of  operating  leases  include  leases  on  the  headquarters  facility,  vehicles, 
and certain office equipment. The Company also has a lease obligation for 
production equipment at one of it facilities. The total future lease obligation 
for this production equipment at the end of 2003 was $26.6 million. See Note 
Thirteen  to  the  Consolidated  Financial  Statements  for  more  information  on 
operating leases, including future minimum payments.

The  Company  has  guaranteed  the  residual  values  of  the  leased  machinery 
and equipment. The guarantees extend through the maturity of the underly-
ing lease, which is in 2005. In the event the Company exercised its option not 
to purchase the machinery and equipment, the Company has guaranteed a 
residual value of $16.3 million. We do not believe we have any loss exposure 
due to this guarantee.

Pension and Other Postretirement Benefits

Generally,  the  Company’s  defined  benefit  pension  plans  are  non-contribu-
tory.  The  Company’s  policy  is  to  fund  its  pension  plans  in  accordance  with 
applicable U.S. and UK government regulations and to make additional con-
tributions when management deems it appropriate. At December 31, 2003, 
all legal funding requirements had been met. The company contributed $17.1 
million to its pension plans in 2003 and $11.7 million in 2002. The Company 
expects to contribute a total of $25 million to $30 million in 2004.

Funded status is derived by subtracting the value of the projected benefit obli-
gation at December 31, 2003 from the end of year fair value of plan assets.

The funded status of the pension benefits deteriorated from $(119.6) million 
at  the  end  of  2002  to  $(142.2)  million  at  the  end  of  2003.  The  decline  was 
primarily due to actuarial losses of $55.0 million and interest cost of $28.0 
million, offset by positive returns on plan assets of $68.0 million and com-
pany contributions of $17.1 million. 

Other postretirement benefits primarily consist of postretirement health care 
benefits. The Company funds these benefits as retiree claims are incurred. 
Other post retirement benefits had a funded status of $(537.4) million at the 
end of 2003, and $(446.5) million at the end of 2002. The change was primar-
ily due to actuarial losses of $89.2 million. 

A  primary  factor  in  the  actuarial  losses  in  all  plans  was  a  decline  in  the 
interest rate assumptions used to calculate the ending liabilities for each of 
the plans. The Company believes it will be able to fund the requirements of 
these plans through cash generated from operations or other sources for the 
foreseeable future.

OTH ER  M ATTER S

Environmental/Contingencies

The  Company  and  certain  of  its  current  and  former  direct  and  indirect  cor-
porate  predecessors,  subsidiaries  and  divisions  have  been  identified  by 
the  United  States  Environmental  Protection  Agency  and  certain  state  envi-
ronmental  agencies  and  private  parties  as  potentially  responsible  parties 
(PRPs) at various hazardous waste disposal sites under the Comprehensive 
Environmental  Response,  Compensation  and  Liability  Act  (Superfund)  and 
equivalent  state  laws  and,  as  such,  may  presently  be  liable  for  the  cost  of 
clean-up  and  other  remedial  activities  at  43  such  sites.  Responsibility  for 
clean-up and other remedial activities at a Superfund site is typically shared 
among PRPs based on an allocation formula.

Based on information available to us, which in most cases, includes: an esti-
mate  of  allocation  of  liability  among  PRPs;  the  probability  that  other  PRPs, 
many  of  whom  are  large,  solvent  public  companies,  will  fully  pay  the  cost 
apportioned to them; currently available information from PRPs and/or federal 
or  state  environmental  agencies  concerning  the  scope  of  contamination  and 
estimated remediation costs; remediation alternatives; estimated legal fees; 
and other factors, we have established a reserve for indicated environmental 
liabilities with a balance at December 31, 2003 of approximately $19.6 million. 
We expect this amount to be expended over the next three to five years.

The  Company  believes  that  none  of  these  matters,  individually  or  in  the 
aggregate,  will  have  a  material  adverse  effect  on  its  financial  condition  or 
future operating results, generally either because estimates of the maximum 
potential  liability  at  a  site  are  not  large  or  because  liability  will  be  shared 
with  other  PRPs,  although  no  assurance  can  be  given  with  respect  to  the 
ultimate outcome of any such matter.

In  connection  with  the  sale  of  Kuhlman  Electric  Corporation,  we  agreed 
to  indemnify  the  buyer  and  Kuhlman  Electric  for  certain  environmental 
liabilities relating to the past operations of Kuhlman Electric. During 2000, 
Kuhlman  Electric  notified  us  that  it  discovered  potential  environmental 
contamination at its Crystal Springs, Mississippi plant while undertaking an 
expansion of the plant.

The  Company  has  been  working  with  the  Mississippi  Department  of 
Environmental  Quality  and  Kuhlman  Electric  to  investigate  the  extent  of 
and  remediate  the  contamination.  The  investigation  revealed  the  presence 
of polychlorinated biphenyls (PCBs) in portions of the soil at the plant and 
neighboring  areas.  Clean-up  began  in  2000  and  is  continuing.  Kuhlman 
Electric  and  others,  including  the  Company,  have  been  sued  in  several 

30

 
related lawsuits that claim personal and property damage. We have moved 
to be dismissed from some of these lawsuits.

We believe that the reserve for environmental liabilities is sufficient to cover 
any potential liability associated with this matter. However, due to the nature 
of environmental liability matters, there can be no assurance that the actual 
amount of environmental liabilities will not exceed the amount reserved.

Critical Accounting Policies

The  Consolidated  Financial  Statements  are  prepared  in  conformity  with 
accounting  principles  generally  accepted  in  the  United  States  of  America. 
The preparation of these financial statements requires the use of estimates, 
judgments and assumptions that affect the reported amounts of assets and 
liabilities at the date of the financial statements and the reported amounts 
of revenues and expenses during the periods presented. In preparing these 
financial  statements,  management  has  made  its  best  estimates  and  judg-
ments  of  certain  amounts  included  in  the  financial  statements,  giving  due 
consideration  to  materiality.  The  significant  accounting  principles  which 
management believes are the most important to aid in fully understanding 
our financial results are included below. Management also believes that all 
of the accounting policies are important to investors. Therefore, the Notes to 
the Consolidated Financial Statements provide a more detailed description 
of these and other accounting policies of the Company.

Revenue Recognition

The Company recognizes revenue upon shipment of product when title and 
risk of loss pass to the customer. Although the Company may enter into long-
term supply agreements with its major customers, each shipment of goods 
is  treated  as  a  separate  sale  and  the  price  is  not  fixed  over  the  life  of  the 
agreements.

Sales of Receivables

The  Company  securitizes  and  sells  certain  receivables  through  third  party 
financial  institutions  without  recourse.  The  amount  sold  can  vary  each 
month based on the amount of underlying receivables. In the fourth quarter 
of  2003,  the  Company  reduced  the  maximum  size  of  the  facility  from  $90 
million to $50 million.

Impairment of Long-Lived Assets

The Company periodically reviews the carrying value of its long-lived assets 
held  and  used  and  assets  to  be  disposed  of,  including  other  intangible 

BorgWarner Inc. 

and Consolidated Subsidiaries

assets, when events and circumstances warrant such a review. This review 
is performed using estimates of future cash flows. If the carrying value of a 
long-lived  asset  is  considered  impaired,  an  impairment  charge  is  recorded 
for the amount by which the carrying value of the long-lived asset exceeds 
its fair value. Management believes that the estimates of future cash flows 
and fair value assumptions are reasonable; however, changes in estimates of 
such cash flows and fair value could affect the evaluations.

Goodwill 

The Company annually reviews its goodwill for impairment in the fourth quar-
ter of each year for all of its reporting units or when events and circumstances 
warrant such a review. This review requires us to make significant assump-
tions and estimates about the extent and timing of future cash flows, discount 
rates, and growth rates. The cash flows are estimated over a significant future 
period of time, which makes those estimates and assumptions subject to an 
even  higher  degree  of  uncertainty.  We  also  utilize  market  valuation  models 
and other financial ratios, which require us to make certain assumptions and 
estimates regarding the applicability of those models to our assets and busi-
nesses. We believe that the assumptions and estimates used to determine the 
estimated fair values of each of our reporting units are reasonable. However, 
different assumptions could materially affect the estimated fair value. 

Product Warranty

Provisions for estimated expenses related to product warranty are made at 
the  time  products  are  sold.  These  estimates  are  established  using  histori-
cal  information  about  the  nature,  frequency,  and  average  cost  of  warranty 
claims  as  related  to  the  warranty  provisions  of  our  sales  agreements  with 
customers.  We  actively  study  trends  of  warranty  claims  and  take  action  to 
improve product quality and minimize warranty claims. We believe that the 
warranty accrual is appropriate; however, actual claims incurred could differ 
from the original estimates, requiring adjustments to the reserve.

Other Loss Reserves

The  Company  has  numerous  other  loss  exposures,  such  as  environmental 
claims,  workers’  compensation  claims,  litigation,  recoverability  of  assets, 
and  loan  and  accounts  receivable  reserves.  Establishing  loss  reserves  for 
these matters requires the use of estimates and judgment in regards to the 
risk exposure and ultimate liability. We estimate losses under the programs 
using consistent and appropriate methods; however, changes to our assump-
tions could materially affect our recorded liabilities for loss. 

0303

31

Management’s Discussion and Analysis of Financial Condition and Results of Operations

Pension and Other Postretirement Benefits

The Company provides postretirement benefits to a substantial portion of its 
employees.  Costs  associated  with  postretirement  benefits  include  pension 
and postretirement health care expenses for employees, retirees and surviv-
ing spouses and dependents. The Company’s employee pension and postre-
tirement heath care expenses are dependent on management’s assumptions 
used  by  actuaries  in  calculating  such  amounts.  These  assumptions  include 
discount rates, health care cost trend rates, inflation, long-term return on plan 
assets, retirement rates, mortality rates and other factors. Health care cost 
trend assumptions are developed based on historical cost data, the near-term 
outlook, and an assessment of likely long-term trends. The inflation assump-
tion is based on an evaluation of external market indicators. Retirement and 
mortality rates are based primarily on actual plan experience.

The  Company’s  approach  to  establishing  the  discount  rate  is  based  upon 
corporate bond indices. In the United States, the discount rate assumption is 
based upon the Moody’s Aa Corporate Bond Index as of December 31, 2003, 
rounded up or down to the nearest 25 basis points. Based on this approach, 
at  December  31,  2003,  the  Company  lowered  the  discount  rate  for  its  U.S. 
pension  and  other  benefit  plans  to  6.00%  from  6.75%  at  December  31, 
2002. For the UK plans, the discount rate assumption is based on the iBoxx 
AA rated bonds, and rounded up or down to the nearest 25 basis points. At 
December 31, 2003, the discount rate used was 5.25%. For other locations, 
similar indices and methods are used.

The  Company  determines  its  expected  return  on  plan  asset  assumptions 
by evaluating both historical returns as well as estimates of future returns. 
Specifically,  the  Company  analyzed  the  average  historical  broad  market 
returns for various periods of time over the past 100 years for equities and 
over a 30-year period for fixed income securities, and adjusted the computed 
amount for any expected changes in the long-term outlook for the equity and 
fixed income markets. The Company’s expected return on assets was based 
on expected equity and fixed income returns weighted by the percentage of 
assets allocated to each plan. The Company’s estimate of the long-term rate 
of return on assets for its U.S. pension is 8.75% for 2003 and 2002. The rate 
was 9.50% for 2001. The Company does not anticipate a change in the long-
term rate of return on asset for pension benefits in 2004. For the UK plan, the 
expected return is based upon the relative weight of equity and debt invest-
ments,  and  the  recent  performance  of  those  investments.  The  Company’s 
estimate of the long-term rate of return on assets for its UK pension is 6.75% 
for 2003, 7.0% for 2002, and 6.5% for 2001.

See Note Nine to the Consolidated Financial Statements for more information 
regarding costs and assumptions for employee retirement benefits.

New Accounting Pronouncements

In  June  2001,  the  Financial  Accounting  Standards  Board  (“FASB”)  issued 
Statement of Financial Accounting Standards (“SFAS”) No. 143, “Accounting 
for  Asset  Retirement  Obligations.”  This  standard  requires  that  legally 
enforceable and unavoidable obligations related to asset retirements be rec-
ognized as an increase in the carrying amount of the related long-term asset 
when incurred. The Company adopted SFAS No. 143 on January 1, 2003. The 
adoption of this standard did not have any impact on the Company’s results 
of operations, financial condition or cash flows. 

In June 2002, the FASB issued SFAS No. 146, “Accounting for Costs Associated 
with Exit or Disposal Activities.” This standard requires companies to recog-
nize costs associated with exit or disposal activities when they are incurred 
rather than at the date of a commitment to an exit or disposal plan. Examples 
of costs covered by the standard include lease termination costs and certain 
employee severance costs that are associated with a restructuring, discon-
tinued operation, plant closing, or other exit or disposal activity. SFAS No. 
146 is to be applied prospectively to exit or disposal activities initiated after 
December 31, 2002. The Company adopted SFAS No. 146 on January 1, 2003, 
which did not have a material impact on the Company’s results of operations, 
financial position or cash flows.

In November 2002, the FASB issued Interpretation (“FIN”) No. 45 “Guarantor’s 
Accounting and Disclosure Requirements for Guarantees, Including Indirect 
Guarantees  of  Indebtedness  to  Others,”  which  expands  previously  issued 
accounting guidance and disclosure requirements for certain guarantees. FIN 
No. 45 requires the Company to recognize an initial liability for fair value of an 
obligation assumed by issuing a guarantee. The provision for initial recogni-
tion and measurement of the liability will be applied on a prospective basis 
to  guarantees  issued  or  modified  after  December  31,  2002.  The  adoption 
of FIN No. 45 on January 1, 2003 did not have any impact on the Company’s 
financial  position,  operating  results  or  liquidity  and  resulted  in  additional 
disclosures in the Company’s Consolidated Financial Statements.

In  December  2002,  the  FASB  issued  SFAS  No.  148,  “Accounting  for  Stock-
Based  Compensation—Transition  and  Disclosure—an  amendment  of  FASB 
Statement  No.  123.”  This  Statement  amends  FASB  Statement  No.  123  to 

32

provide alternative methods of transition for a voluntary change to the fair 
value based method of accounting for stock-based employee compensation 
and amends the disclosure requirements to require prominent disclosures in 
both annual and interim financial statements about the method of account-
ing  for  stock-based  employee  compensation  and  the  effect  of  the  method 
used  on  reported  results.  The  Company  adopted  SFAS  No.  148  January  1, 
2003, and selected to continue to account for stock-based compensation in 
accordance with Accounting Principles Board Opinion No. 25, “Accounting of 
Stock Issued to Employees.” The Company has provided the required disclo-
sure in Note One to the Consolidated Financial Statements. 

In  January  2003,  the  FASB  issued  FIN  No.  46,  “Consolidation  of  Variable 
Interest Entities,” which was revised in December 2003. FIN No. 46 requires 
that the assets, liabilities and results of the activity of variable interest entities 
be consolidated into the financial statements of the entity that has the control-
ling financial interest. FIN No. 46 also provides the framework for determining 
whether  a  variable  interest  entity  should  be  consolidated  based  on  voting 
interest or significant financial support provided to it. For the Company, this 
Interpretation,  as  revised,  is  effective  January  1,  2004.  The  Company  is  in 
the process of evaluating the adoption of FIN No. 46 and the impacts on the 
Company’s results of operations, financial position or cash flows.

In  December  2003,  the  FASB  issued  a  revised  SFAS  No.  132,  “Employer’s 
Disclosures  About  Pensions  and  Other  Postretirement  Benefits.”  SFAS 
No. 132 changes employers’ disclosures about pension plans and other post-
retirement benefits and requires additional disclosures about assets, obliga-
tions, cash flows and net periodic benefit cost. The Statement is effective for 
annual  and  interim  periods  ended  after  December  15,  2003.  The  Company 
adopted SFAS No. 132 as of December 31, 2003, resulting in additional dis-
closures in the Company’s Consolidated Financial Statements. See Note Nine 
of the Notes to Consolidated Financial Statements.

In  April  2003,  the  FASB  issued  SFAS  No.  149,  “Amendment  of  Statement 
133  on  Derivative  Instruments  and  Hedging  Activities,”  which  amends  and 
clarifies  accounting  and  reporting  for  certain  derivative  instruments.  The 
Company adopted this Statement effective July 1, 2003 and currently reports 
cash  received  from,  or  paid  to,  derivative  contracts  consistent  with  the 
underlying assets on its Statement of Cash Flow. 

In  May  2003,  the  FASB  issued  SFAS  No.  150,  “Accounting  for  Certain 
Financial  Instruments  with  Characteristics  of  both  Liabilities  and  Equity,” 
which  establishes  standards  for  how  an  issuer  classifies  and  measures 

BorgWarner Inc. 

and Consolidated Subsidiaries

certain  financial  instruments  with  characteristics  of  both  liabilities  and 
equity. The Company adopted this Statement effective October 1, 2003. This 
Statement had no impact on the Company’s results of operations, financial 
condition, and cash flows.

In  January  2004,  the  FASB  issued  FASB  Staff  Position  (“FSP”)  No.  106-1, 
“Accounting  Disclosure  Requirements  Related  to  the  Medicare  Prescription 
Drug, Improvement, and Modernization Act of 2003.” FSP No. 106-1 permits 
a sponsor to make a one-time election to defer accounting for the effects of 
the Medicare Prescription Drug, Improvement and Modernization Act of 2002 
(the Act). The Act, signed into law in December, 2003, establishes a prescrip-
tion drug benefit under Medicare (Medicare Part D) and a federal subsidy to 
sponsors of retiree health care benefit plans that provide a benefit that is at 
least actuarially equivalent to Medicare Part D. The Act introduces two new 
features to Medicare that must be considered when measuring accumulated 
postretirement benefit costs. The new features include a subsidy to the plan 
sponsors that is based on 28% of an individual beneficiary’s annual prescrip-
tion drug costs between $250 and $5,000 and an opportunity for a retiree 
to obtain a prescription drug benefit under Medicare. The Act is expected to 
reduce the Company’s net postretirement benefit costs.

The Company has elected to defer the adoption of FSP No. 106-1 due to lack of 
specific accounting guidance. Therefore, the net post retirement benefit costs 
disclosed in the Consolidated Financial Statements do not reflect the impact of 
the Act on the plans. The deferral will continue to apply until specific authorita-
tive accounting guidance for the federal subsidy is issued. Authoritative guid-
ance on the accounting for the federal subsidy is pending and, when issued, 
could require information previously reported in the Company’s Consolidated 
Financial Statements to change. The Company is currently investigating the 
impacts  of  FSP  No.  106-1’s  initial  recognition,  measurement  and  disclosure 
provisions on its Consolidated Financial Statements.

Qualitative and Quantitative Disclosure About Market Risk

The  Company’s  primary  market  risks  include  fluctuations  in  interest  rates 
and foreign currency exchange rates. We are also affected by changes in the 
prices of commodities used or consumed in our manufacturing operations. 
Some  of  our  commodity  purchase  price  risk  is  covered  by  supply  agree-
ments with customers and suppliers. Other commodity purchase price risk 
is addressed by hedging strategies, which include forward contracts. We do 
not  engage  in  any  derivative  instruments  for  purposes  other  than  hedging 
specific risks. 

0303

33

Management’s Discussion and Analysis of Financial Condition and Results of Operations

We have established policies and procedures to manage sensitivity to inter-
est rate, foreign currency exchange rate and commodity purchase price risk, 
which include monitoring the level of exposure to each market risk.

Interest Rate Risk

Interest rate risk is the risk that we will incur economic losses due to adverse 
changes  in  interest  rates.  Our  earnings  exposure  related  to  adverse  move-
ments in interest rates is primarily derived from outstanding floating rate debt 
instruments that are indexed to floating money market rates. A 10% increase 
or  decrease  in  the  average  cost  of  our  variable  rate  debt  would  result  in  a 
change in pre-tax interest expense for 2003 of approximately $1.0 million, and 
$0.5 million in 2002. 

We  also  measure  interest  rate  risk  by  estimating  the  net  amount  by  which 
the fair value of all of our interest rate sensitive assets and liabilities would 
be impacted by selected hypothetical changes in market interest rates. Fair 
value is estimated using a discounted cash flow analysis. Assuming a hypo-
thetical instantaneous 10% change in interest rates as of December 31, 2003, 
the  net  fair  value  of  these  instruments  would  increase  by  approximately 
$26.8  million  if  interest  rates  decreased  and  would  decrease  by  approxi-
mately $24.5 million if interest rates increased. Our interest rate sensitivity 
analysis  assumes  a  parallel  shift  in  interest  rate  yield  curves.  The  model, 
therefore, does not reflect the potential impact of changes in the relationship 
between short-term and long-term interest rates. Interest rate sensitivity at 
December 31, 2002, measured in a similar manner, was slightly greater than 
at December 31, 2003.

Foreign Currency Exchange Rate Risk

Foreign  currency  risk  is  the  risk  that  we  will  incur  economic  losses  due  to 
adverse  changes  in  foreign  currency  exchange  rates.  Currently,  our  most 
significant  currency  exposures  relate  to  the  Euro,  the  British  pound,  the 
Canadian  dollar,  and  the  Japanese  Yen.  We  mitigate  our  foreign  currency 
exchange  rate  risk  principally  by  establishing  local  production  facilities  in 
markets we serve, by invoicing customers in the same currency as the source 
of the products and by funding some of our investments in foreign markets 
through local currency loans and cross currency swaps. Such non-U.S. dollar 
debt was $184.0 million as of December 31, 2003 and $152.0 million as of 

December 31, 2002. We also monitor our foreign currency exposure in each 
country  and  implement  strategies  to  respond  to  changing  economic  and 
political  environments.  In  addition,  the  Company  periodically  enters  into 
forward currency contracts in order to reduce exposure to exchange rate risk 
related to transactions denominated in currencies other than the functional 
currency.  In  the  aggregate,  our  exposure  related  to  such  transactions  was 
not material to our financial position, results of operations or cash flows in 
both 2003 and 2002.

Commodity Price Risk

Commodity  price  risk  is  the  risk  that  we  will  incur  economic  losses  due  to 
adverse changes in the cost of raw materials used in the production of our 
products.  Commodity  forward  and  option  contracts  are  executed  to  offset 
our exposure to the potential change in prices mainly for various non-ferrous 
metals and natural gas consumption used in the manufacturing of automo-
tive components. As of December 31, 2003, and 2002, we had contracts with 
a total notional value of $1.1 and $0.1 million, respectively.

D I S C LO S U R E  R EG A R D I N G  FO R WA R D - LO O K I N G  STATEM ENTS

Statements  contained  in  this  Management’s  Discussion  and  Analysis  of 
Financial Condition and Results of Operations may contain forward-looking 
statements as contemplated by the 1995 Private Securities Litigation Reform 
Act  that  are  based  on  management’s  current  expectations,  estimates  and 
projections.  Words  such  as  “expects,”  “anticipates,”  “intends,”  “plans,” 
“believes,”  “estimates,”  variations  of  such  words  and  similar  expressions 
are intended to identify such forward-looking statements. Forward-looking 
statements are subject to risks and uncertainties, which could cause actual 
results  to  differ  materially  from  those  projected  or  implied  in  the  forward-
looking  statements.  Such  risks  and  uncertainties  include:  fluctuations  in 
domestic  or  foreign  automotive  production,  the  continued  use  of  outside 
suppliers, fluctuations in demand for vehicles containing BorgWarner prod-
ucts,  general  economic  conditions,  as  well  as  other  risks  detailed  in  the 
Company’s filings with the Securities and Exchange Commission, including 
the Cautionary Statements filed as Exhibit 99.1 to the Form 10-K for the fiscal 
year ended December 31, 2003.

34

Management’s Responsibility 
for Consolidated Financial Statements

Independent
Auditors’ Report

The information in this report is the responsibility of management. BorgWarner 
Inc.  and  Consolidated  Subsidiaries  (the  “Company”)  has  in  place  reporting 
guidelines and policies designed to ensure that the statements and other infor-
mation contained in this report present a fair and accurate financial picture of 
the  Company.  In  fulfilling  this  management  responsibility,  we  make  informed 
judgments  and  estimates  conforming  with  accounting  principles  generally 
accepted in the United States of America.

The  accompanying  Consolidated  Financial  Statements  have  been  audited  by 
Deloitte  &  Touche  LLP,  independent  auditors.  Management  has  made  available 
all the Company’s financial records and related information deemed necessary by 
Deloitte & Touche LLP. Furthermore, management believes that all representations 
made by it to Deloitte & Touche LLP during its audit were valid and appropriate.

Management  is  responsible  for  maintaining  a  comprehensive  system  of  inter-
nal  control  through  its  operations  that  provides  reasonable  assurance  that 
assets are protected from improper use, that material errors are prevented or 
detected within a timely period and that records are sufficient to produce reli-
able  financial  reports.  The  system  of  internal  control  is  supported  by  written 
policies  and  procedures  that  are  updated  by  management  as  necessary.  The 
system is reviewed and evaluated regularly by the Company’s internal auditors 
as well as by the independent auditors in connection with their annual audit of 
the  financial  statements.  The  independent  auditors  conduct  their  evaluation 
in accordance with auditing standards generally accepted in the United States 
of America and perform such tests of transactions and balances as they deem 
necessary. Management considers the recommendations of its internal auditors 
and independent auditors concerning the Company’s system of internal control 
and  takes  the  necessary  actions  that  are  cost-effective  in  the  circumstances. 
Management believes that, as of December 31, 2003, the Company’s system of 
internal control was adequate to accomplish the objectives set forth in the first 
sentence of this paragraph.

The Company’s Finance and Audit Committee, composed entirely of directors of 
the  Company  who  are  not  employees,  meets  periodically  with  the  Company’s 
management  and  independent  auditors  to  review  financial  results  and  pro-
cedures,  internal  financial  controls  and  internal  and  external  audit  plans  and 
recommendations. In carrying out these responsibilities, the Finance and Audit 
Committee and the independent auditors have unrestricted access to each other 
with or without the presence of management representatives.

Timothy M. Manganello 
President and Chief Executive Officer 

William C. Cline
Vice President and Controller

February 27, 2004

To The Board of Directors and Stockholders of BorgWarner Inc.: 

We  have  audited  the  consolidated  balance  sheets  of  BorgWarner  Inc.  and 
Consolidated  Subsidiaries  (the  “Company”)  as  of  December  31,  2003  and 
2002, and the related consolidated statements of operations, cash flows, and 
stockholders’ equity for each of the three years in the period ended December 
31,  2003.  These  financial  statements  are  the  responsibility  of  the  Company’s 
management.  Our  responsibility  is  to  express  an  opinion  on  these  financial 
statements based on our audits.

We  conducted  our  audits  in  accordance  with  auditing  standards  generally 
accepted  in  the  United  States  of  America.  Those  standards  require  that  we 
plan and perform the audit to obtain reasonable assurance about whether the 
consolidated financial statements are free of material misstatement. An audit 
includes  examining,  on  a  test  basis,  evidence  supporting  the  amounts  and 
disclosures  in  the  financial  statements.  An  audit  also  includes  assessing  the 
accounting principles used and significant estimates made by management, as 
well as evaluating the overall financial statement presentation. We believe that 
our audits provide a reasonable basis for our opinion.

In  our  opinion,  such  consolidated  financial  statements  present  fairly,  in  all 
material respects, the financial position of BorgWarner Inc. and Consolidated 
Subsidiaries  at  December  31,  2003  and  2002,  and  the  results  of  their  opera-
tions  and  their  cash  flows  for  each  of  the  three  years  in  the  period  ended 
December 31, 2003 in conformity with accounting principles generally accepted 
in the United States of America.

As discussed in Note Fourteen to the Consolidated Financial Statements, effec-
tive January 1, 2002, the Company adopted Statement of Financial Accounting 
Standards (SFAS) No. 142, “Goodwill and Other Intangibles,” and accordingly, 
discontinued the amortization of goodwill to conform to the provisions of this 
standard. Note Fourteen provides transitional disclosures regarding the impact 
of the adoption of SFAS No. 142.

Chicago, Illinois
February 27, 2004

0303

35

Consolidated Statements of Operations

  Year Ended December 31, 

Net sales  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Cost of sales  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
  Gross profit - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Selling, general and administrative expenses - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Goodwill amortization  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Other, net - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Non-recurring charges   - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
  Operating income  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Equity in affiliate earnings, net of tax  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Interest expense and finance charges  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
  Earnings before income taxes - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Provision for income taxes  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Minority interest, net of tax - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
  Net earnings before cumulative effect of accounting change  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Cumulative effect of change in accounting principle, net of tax - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
  Net earnings/(loss)  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  

Net earnings/(loss) per share – Basic
Net earnings per share before cumulative effect of accounting change - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Cumulative effect of accounting change  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
  Net earnings/(loss) per share  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Net earnings/(loss) per share – Diluted
Net earnings per share before cumulative effect of accounting change - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Cumulative effect of accounting change  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
  Net earnings/(loss) per share  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Average shares outstanding (thousands)
  Basic - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
  Diluted  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  

2003 

$3,069.2  
2,482.5 
586.7 
316.9 
— 
(0.1) 
— 
269.9 
(20.1) 
33.3 
256.7 
73.2 
8.6 
174.9 
— 
$     174.9 

$      6.46 
 —  
$      6.46 

$      6.40 
 —  
$      6.40 

 27,058 
 27,302  

See Accompanying Notes to Consolidated Financial Statements.

millions of dollars, except per share amounts

2002 

$2,731.1 
2,176.5 
554.6 
303.5 
— 
(0.9) 
— 
252.0 
(19.5) 
37.7  
 233.8 
77.2 
6.7 
149.9 
(269.0) 
 $  (119.1) 

$     5.63 
(10.10) 
$   (4.47) 

$     5.58 
(10.02) 
$   (4.44) 

 26,625 
26,854  

2001

 $2,351.6 
 1,890.8 
460.8
249.7
42.0
(2.1)
28.4
142.8
(14.9)
 47.8
 109.9 
39.7
3.8
66.4
—
$    66.4

$     2.52
—
$     2.52

$      2.51 
 — 
$      2.51

26,315
26,463 

36

 
Consolidated Balance Sheets

  December 31, 

A s s e t s
Cash and cash equivalents  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -   
Receivables - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -   
Inventories  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -   
Deferred income taxes  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -   
Investment in business held for sale - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -   
Prepayments and other current assets  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -   
  Total current assets   - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -   
Land - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Buildings  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Machinery and equipment - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Capital leases  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -   
Construction in progress  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  

Less accumulated depreciation - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
  Net property, plant and equipment  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Tooling, net of amortization  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Investments and advances - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Goodwill - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Deferred income taxes  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Other noncurrent assets - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
  Total other assets - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
  Total assets   - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  

Li a b i l i t i e s  a n d  S t o c k h o l d e rs’  Eq u i t y
Notes payable and current portion of long-term debt  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Accounts payable and accrued expenses - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Income taxes payable - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -   
  Total current liabilities   - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Long-term debt - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Long-term liabilities:
  Retirement-related liabilities  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
  Other  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
  Total long-term liabilities  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Minority interest in consolidated subsidiaries  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Commitments and contingencies - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Capital stock:
  Preferred stock, $.01 par value; authorized shares: 5,000,000; none issued - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
  Common stock, $.01 par value; authorized shares: 50,000,000; issued shares: 2003, 27,614,927 

  and 2002, 27,398,891; outstanding shares: 2003, 27,578,595; 2002, 26,580,004 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -   
  Non-voting common stock, $.01 par value; authorized shares: 25,000,000; none issued and outstanding - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Capital in excess of par value  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Retained earnings  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Management shareholder notes  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Accumulated other comprehensive income/(loss)  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Common stock held in treasury, at cost: 2003, 36,332 shares; 2002, 818,887 shares - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
  Total stockholders’ equity - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
 Total liabilities and stockholders’ equity - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  

See Accompanying Notes to Consolidated Financial Statements.

BorgWarner Inc. 

and Consolidated Subsidiaries

millions of dollars

2003 

2002

0303

$    113.1  
414.9 
201.3 
 32.8 
 32.0 
 30.5 
 824.6 
42.3 
327.4 
1,216.0 
2.8 
 77.2 
 1,665.7 
680.4 
985.3 
 90.5 
177.3 
 852.0 
— 
109.2 
 1,229.0 
$3,038.9  

$     10.0 
460.3 
—  
470.3 
634.0 

503.0 
154.0 
657.0 
17.2 
— 

— 

 0.3 
— 
756.3 
491.3 
— 
14.0 
(1.5) 
1,260.4 
$3,038.9 

$      36.6
292.1
180.3 
25.5 
14.2
 31.9 
580.6 
40.6 
288.0 
1,060.0 
2.7 
76.5 
1,467.8
572.9 
894.9 
82.0
153.1
 827.0 
37.1 
108.2
1,207.4 
$2,682.9 

$      14.4 
435.6
1.2 
451.2 
632.3

478.3
125.2
603.5
14.5
—

— 

0.3 
—
737.7
335.8
(2.0)
(54.5)
(35.9)
981.4 
$2,682.9 

37

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated Statements of Cash Flows

  Year Ended December 31, 

2003 

2002 

2001

millions of dollars

 $  174.9  

$(119.1)  

$   66.4

Operating
Net earnings/(loss) - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Adjustments to reconcile net earnings/(loss) to net cash flows from operations: 
Non-cash charges (credits) to operations:

Depreciation - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Goodwill amortization  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Amortization of tooling - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Non-cash non-recurring charges - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -   
Cumulative effect of change in accounting principle, net of tax - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Employee retirement benefits  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Deferred income tax provision  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Other, principally equity in affiliate earnings  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
  Net earnings adjusted for non-cash charges   - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  

Changes in assets and liabilities, net of effects of divestitures:

Increase in receivables   - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
(Increase) decrease in inventories  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
(Increase) decrease in prepayments  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Increase (decrease) in accounts payable and accrued expenses - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Increase (decrease) in income taxes payable  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Net change in other long-term assets and liabilities  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
  Net cash provided by operating activities   - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  

Investing
Capital expenditures  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Tooling outlays, net of customer reimbursements  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Net proceeds from asset disposals - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Proceeds from sale of businesses - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Tax refunds related to businesses sold   - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Payments for businesses acquired, net of cash acquired  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Investment in business held for sale   - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
  Net cash used in investing activities  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  

Financing
  Net decrease in notes payable  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
  Additions to long-term debt - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
  Reductions in long-term debt  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
  Payments for purchase of treasury stock - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
  Proceeds from stock options exercised - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
  Dividends paid - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
  Net cash used in financing activities - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Effect of exchange rate changes on cash and cash equivalents - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Net increase in cash and cash equivalents - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Cash and cash equivalents at beginning of year - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Cash and cash equivalents at end of year - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Supplemental Cash Flow Information
Net cash paid/(refunded) during the year for:

124.5 
— 
36.8 
 — 
 — 
12.9 
40.0 
(3.7) 
385.4 

(90.4) 
(9.1) 
7.3 
(0.3) 
(0.2) 
 14.2 
306.9 

(172.0) 
(42.4) 
8.0 
5.4 
 — 
(12.8) 
(14.4) 
(228.2) 

(5.5) 
0.3 
(16.1) 
(2.5) 
39.3 
(19.4) 
(3.9) 
 1.7 
76.5 
 36.6 
$  113.1 

Interest - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Income taxes  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  

$    34.5  
24.4 

Non-cash financing transactions:

Issuance of common stock for Executive Stock Performance Plan - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  

$      3.3 

38

See Accompanying Notes to Consolidated Financial Statements.

108.1 
— 
29.3 
 — 
269.0 
20.8 
 30.4 
(4.1) 
334.4 

(67.4) 
(29.3) 
(3.4) 
(14.7) 
14.1 
 27.7  
261.4 

(138.4) 
(27.7) 
 12.3 
3.3 
 20.5 
 —  
— 
 (130.0) 

(22.8) 
 2.3 
(85.3) 
(18.1) 
9.8 
(16.0) 
 (130.1) 
 2.4 
 3.7 
 32.9 
$  36.6 

$  39.5  
 (11.0) 

$    1.2 

104.2
42.0
23.7
 5.0
—
19.8
3.1
(25.9)
238.3

(48.6)
10.1
0.1 
23.0
 (12.7)
27.6
237.8

(140.9)
(42.0)
6.5
14.4
—
(3.3)
—
(165.3)

(16.5)
34.0
(64.3)
(0.7)
 2.8
(15.8)
(60.5)
 (0.5)
11.5
 21.4
$   32.9

$   50.2
 28.1

$      1.1

 
 
 
 
 
 
 
 
Consolidated Statements of Stockholders’ Equity

BorgWarner Inc. 

and Consolidated Subsidiaries

millions of dollars 

Number of Shares 

Stockholders’ Equity  

Issued 
common 
stock  

Common 
stock in 
treasury 

 Issued 
common 
 stock  

Capital in 
excess of 
par value  

  Management 
shareholder 
notes 

Treasury 
 stock  

  Accumulated
other
Retained  comprehensive
 income/(loss)
earnings 

0303

Comprehensive

income/(loss)   

Balance, January 1, 2001 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Purchase of treasury stock  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Dividends declared  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Management shareholder notes  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Shares issued under stock option plans  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Shares issued under executive stock plan   - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Kuhlman shares retired   - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Net income   - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Adjustment for minimum pension liability  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Currency translation adjustment - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  

Balance, December 31, 2001  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Purchase of treasury stock  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Dividends declared - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Shares issued under stock option plans  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Shares issued under executive stock plan  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Shares issued under retirement savings plans - - - - - - - - - - - - - - - - - - - - - - - - -  
Net loss  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Adjustment for minimum pension liability - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Currency translation adjustment - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  

Balance, December 31, 2002 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Purchase of treasury stock  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Dividends declared - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Management shareholder notes - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Shares issued under stock option plans  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Shares issued under executive stock plan  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Shares issued under retirement savings plans - - - - - - - - - - - - - - - - - - - - - - - - -  
Net income  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Adjustment for minimum pension liability - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Currency translation adjustment   - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  
Balance, December 31, 2003  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -  

See Accompanying Notes to Consolidated Financial Statements.

27,040,492 

— 
— 
 — 
— 
(524)  
— 
— 
 — 

27,039,968 
— 
— 
— 
— 
358,923 
— 
— 
— 

27,398,891 
— 
— 
— 
— 
— 
216,036 
— 
— 
— 

(815,209) 
(15,000) 
— 
— 
129,550 
25,860 
— 
— 
— 
— 

(674,799) 
(385,000) 
— 
217,632  
23,280 
— 
— 
— 
— 

(818,887) 
(41,930) 
— 
— 
758,604 
65,881 
— 
— 
— 
— 

 $0.3 
— 
— 
— 
— 
— 
— 
— 
— 
— 

$0.3 
— 
— 
— 
— 
— 
— 
— 
 — 

$0.3 
— 
— 
— 
— 
— 
— 
— 
— 
 — 

$715.7  
— 
—  
 — 
— 
— 
— 
— 
— 
— 

$715.7 
— 
— 
0.9 
0.3 
20.8 
— 
— 
— 

$737.7 
— 
— 
 — 
5.3 
0.4 
12.9 
— 
— 
— 

$(33.3) 
(0.7) 
— 
— 
5.3 
1.1 
— 
— 
— 
— 

$(27.6) 
(18.1) 
 — 
8.9 
0.9 
— 
—  
— 
— 

$(35.9) 
(2.5) 
 — 
— 
34.0 
2.9 
— 
—  
— 
— 

27,614,927 

(36,332) 

$0.3 

$756.3 

$(1.5) 

$(2.5) 
— 
— 
0.5 
— 
— 
— 
— 
— 
— 

$(2.0) 
— 
— 
— 
— 
— 
— 
— 
— 

$(2.0) 
— 
— 
2.0 
— 
— 
— 
— 
— 
— 

$    — 

$422.9 
— 
(15.8) 
— 
(2.5) 
(0.1) 
— 
66.4 
— 
— 

$470.9 
— 
(16.0) 
— 
— 
— 
(119.1) 
— 
— 

$335.8 
— 
(19.4) 
— 
— 
— 
— 
174.9 
— 
— 

$(16.0) 
— 
— 
— 
— 
— 
— 
— 
(18.7) 
(18.4) 

$(53.1) 

—
— 
— 
— 
— 
— 
(42.3) 
40.9 

$(54.5) 
—
— 
— 
— 
— 
— 
— 
0.7 
67.8 

— 
—
—
—
—
—
—
$  66.4
(18.7)
(18.4)

$   29.3

—
—
—
—
$ (119.1)
(42.3)
40.9

 $(120.5)

—
—
—
—
—
$  174.9
0.7
67.8

$491.3 

 $14.0  

 $243.4

39

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to Consolidated Financial Statements

INTRODUCTION

BorgWarner  Inc.  and  Consolidated  Subsidiaries  (the  “Company”)  is  a  lead-
ing global supplier of highly engineered systems and components primarily 
for  powertrain  applications.  These  products  are  manufactured  and  sold 
worldwide, primarily to original equipment manufacturers of passenger cars, 
sport-utility vehicles, trucks, commercial transportation products and indus-
trial equipment. Our products fall into two reportable operating segments: 
Drivetrain and Engine.

NOT E11   SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

The following paragraphs briefly describe significant accounting policies. 

Use  of  estimates  The  preparation  of  financial  statements  in  conformity  with 
accounting  principles  generally  accepted  in  the  United  States  of  America 
requires management to make estimates and assumptions. These estimates 
and  assumptions  affect  the  reported  amounts  of  assets  and  liabilities  and 
disclosure  of  contingent  assets  and  liabilities  at  the  date  of  the  financial 
statements and the reported amounts of revenues and expenses during the 
reporting period. Actual results could differ from those estimates.

Principles of consolidation  The consolidated financial statements include all sig-
nificant  majority-owned  subsidiaries.  All  significant  intercompany  accounts 
and transactions have been eliminated in consolidation. Certain prior amounts 
have been reclassified to conform to the current year presentation.

Cash and cash equivalents  Cash and cash equivalents are valued at cost, which 
approximates market. It is the Company’s policy to classify investments with 
original maturities of three months or less as cash and cash equivalents. 

Accounts  receivable  The  Company  securitizes  and  sells  certain  receivables 
through third party financial institutions without recourse. The amount sold 
can  vary  each  month  based  on  the  amount  of  underlying  receivables.  In 
the fourth quarter of 2003, the Company reduced the maximum size of the 
facility from $90 million to $50 million. During the year ended December 31, 
2003, total cash proceeds from sales of accounts receivable were $1,010.0 
million,  and  the  amount  of  receivables  sold  ranged  from  $50  to  $90  mil-
lion  at  any  time  during  the  year.  The  Company  paid  a  servicing  fee  of  $1.3 
million,  $2.5  million,  and  $6.5  million  in  2003,  2002,  and  2001,  respec-
tively, related to these receivables. These amounts are recorded in interest 

40

expense and finance charges in the Consolidated Statements of Operations.
At  December  31,  2003,  the  Company  had  sold  $50  million  of  receivables 
under a Receivables Transfer Agreement for face value without recourse. At 
December 31, 2002, the amount sold was $90 million.

Inventories  Inventories are valued at the lower of cost or market. Cost of U.S. 
inventories  is  determined  by  the  last-in,  first-out  (LIFO)  method,  while  the 
foreign operations use the first-in, first-out (FIFO) method. Inventory held by 
U.S. operations was $97.1 million in 2003 and $96.0 million in 2002. Such 
inventories, if valued at current cost instead of LIFO, would have been greater 
by $3.6 million in both 2003 and 2002.

Property, plant and equipment and depreciation  Property,  plant  and  equipment 
are valued at cost less accumulated depreciation. Expenditures for mainte-
nance, repairs and renewals of relatively minor items are generally charged 
to  expense  as  incurred.  Renewals  of  significant  items  are  capitalized. 
Depreciation  is  computed  generally  on  a  straight-line  basis  over  the  esti-
mated useful lives of the assets. Useful lives for buildings range from 15 to 
40  years  and  useful  lives  for  machinery  and  equipment  range  from  3  to  12 
years.  For  income  tax  purposes,  accelerated  methods  of  depreciation  are 
generally used. 

Goodwill and other intangible assets  The  Company  adopted  SFAS  No.  142, 
“Goodwill  and  Other  Intangible  Assets,”  effective  January  1,  2002.  Under 
SFAS No. 142, goodwill is no longer amortized; however, it must be tested 
for impairment at least annually. Amortization continues to be recorded for 
other  intangible  assets  with  definite  lives.  See  Note  Fourteen  for  further 
details on the adoption of SFAS No. 142.

The Company had intangible assets with a cost of $14.7 million, less accumu-
lated amortization of $8.7 million and $7.6 million at December 31, 2003 and 
2002, respectively. The intangible assets are being amortized on a straight-
line  basis  over  their  legal  lives,  which  range  from  10  to  15  years.  Annual 
amortization expense recognized was $1.1 million in each of the years 2003, 
2002, and 2001. The estimated future annual amortization expense for each 
of the successive years 2004 through 2008 is $1.1 million.

Revenue recognition  The Company recognizes revenue upon shipment of prod-
uct when title and risk of loss pass to the customer. Although the Company 
may enter into long-term supply agreements with its major customers, each 
shipment of goods is treated as a separate sale and the price is not fixed over 
the life of the agreements.

Financial  instruments  Financial  instruments  consist  primarily  of  investments 
in cash, short-term securities, receivables and debt securities, and obliga-
tions under accounts payable, accrued expenses and debt instruments. The 
Company  believes  that  the  fair  value  of  the  financial  instruments  approxi-
mates the carrying value, except as noted in Note Six. 

The Company received corporate bonds with a face value of $30.3 million as 
partial consideration for the sales of Kuhlman Electric and Coleman Cable in 
1999. These bonds were recorded at their fair market value of $12.9 million 
using valuation techniques that considered cash flows discounted at current 
market rates and management’s best estimates of credit quality. In 2001, the 
sale agreement with Coleman Cable was finalized, resulting in the exchange 
of the corporate bonds along with a purchase price receivable, for $3 million 
in cash and a $2 million note, which was collected in 2002. The fair value of 
the  remaining  Kuhlman  Electric  bonds  was  estimated  to  be  $8.8  million  at 
December 31,  2003  and  December  31,  2002.  The  contractual  maturities  of 
these bonds is October 2007.

Foreign  currency  The  financial  statements  of  foreign  subsidiaries  are  trans-
lated to U.S. dollars using the period-end exchange rate for assets and liabil-
ities and an average exchange rate for each period for revenues, expenses, 
and  capital  expenditures.  The  local  currency  is  the  functional  currency  for 
substantially  all  the  Company’s  foreign  subsidiaries.  Translation  adjust-
ments for foreign subsidiaries are recorded as a component of accumulated 
other comprehensive income in stockholders’ equity.

Product warranties  The Company provides warranties on some of its products. 
The warranty terms are typically from one to three years. Provisions for esti-
mated expenses related to product warranty are made at the time products 
are sold. These estimates are established using historical information about 
the  nature,  frequency,  and  average  cost  of  warranty  claims.  Management 
actively  studies  trends  of  warranty  claims  and  takes  action  to  improve 
vehicle  quality  and  minimize  warranty  claims.  Management  believes  that 
the warranty reserve is appropriate; however, actual claims incurred could 
differ from the original estimates, requiring adjustments to the reserve. The 
reserve  is  represented  in  both  long-term  and  short-term  liabilities  on  the 
balance sheet.

BorgWarner Inc. 

and Consolidated Subsidiaries

Below is a table that shows the activity in the warranty accrual accounts:

Beginning balance 
Provisions 
Payments 
Ending balance 

millions of dollars

2003 

2002 

$23.7 
12.4 
(7.4) 
$28.7 

$ 19.5 
14.2 
(10.0) 
$ 23.7 

2001

$16.5
18.3
(15.3)
$19.5

Classified in the Consolidated Balance Sheets as:
  Accounts payable and accrued expenses 
  Other long-term liability 

$ 17.6 
$ 11.1 

$ 14.4 
$   9.3 

$14.1
$  5.4

Derivative  financial  instruments  The  Company  recognizes  that  certain  normal 
business transactions generate risk. Examples of risks include exposure to 
exchange rate risk related to transactions denominated in currencies other 
than  the  functional  currency,  changes  in  cost  of  major  raw  materials  and 
supplies, and changes in interest rates. It is the objective and responsibility 
of  the  Company  to  assess  the  impact  of  these  transaction  risks,  and  offer 
protection from selected risks through various methods including financial 
derivatives. All derivative instruments held by the Company are designated 
as  hedges,  have  high  correlation  with  the  underlying  exposure  and  are 
highly  effective  in  offsetting  underlying  price  movements.  Accordingly, 
gains  and  losses  from  changes  in  derivative  fair  values  are  matched  with 
the underlying transactions. The Company does not engage in any derivative 
instruments for purposes other than hedging specific risk.

Stock-based  compensation  SFAS  No. 123,  “Accounting  for  Stock-Based  Com-
pensation”  and  SFAS  No. 148,  “Accounting  for  Stock-Based  Compensation 
—Transition  and  Disclosure,”  encourage,  but  do  not  require,  companies  to 
record compensation cost for stock-based employee compensation plans at 
fair value. The Company has chosen to continue to account for stock-based 
compensation in accordance with Accounting Principles Board Opinion (APB) 
No. 25, “Accounting for Stock Issued to Employees,” and related interpreta-
tions. Accordingly, no compensation cost has been recognized for fixed stock 
options  because  the  exercise  prices  of  the  stock  options  equal  the  market 
value of the Company’s common stock at the date of grant. Further disclosure 
about  the  Company’s  stock  compensation  plans  can  be  found  in  Note Ten. 
The following table illustrates the effect on the Company’s net income (loss) 
and earnings (loss) per share if the Company had applied the fair value rec-
ognition provision of SFAS No. 123.

0303

41

 
 
Notes to Consolidated Financial Statements

Net earnings/(loss), as reported 
Add: Stock-based employee compensation expense

millions of dollars, 
except per share amounts

2003 

2002 

2001

$174.9 

$(119.1) 

$66.4

included in net income, net of income tax 

2.7 

4.5 

3.6

Deduct: Total stock-based employee
  compensation expense determined under 
fair value based method for all awards, net

  of income tax 
Pro forma net earnings/(loss) 

Net earnings/(loss) per share:
  Basic – as reported 
  Basic – pro forma 

  Diluted – as reported 
  Diluted – pro forma 

(7.7) 
$169.9 

(10.7) 
$(125.3) 

(7.8)
$62.2

$ 6.46 
$ 6.28 

$ 6.40 
$ 6.22 

$ (4.47) 
$ (4.71) 

$ (4.44) 
$ (4.67) 

$2.52
$2.36

$ 2.51
$ 2.35

New accounting pronouncements  In June 2001, the Financial Accounting Standards 
Board (“FASB”) issued Statement of Financial Accounting Standards (“SFAS”) 
No.  143,  “Accounting  for  Asset  Retirement  Obligations.”  This  standard 
requires  that  legally  enforceable  and  unavoidable  obligations  related  to 
asset retirements be recognized as an increase in the carrying amount of the 
related long-term asset when incurred. The Company adopted SFAS No. 143 
on January 1, 2003. The adoption of this standard did not have any impact on 
the Company’s results of operations, financial condition or cash flows. 

In June 2002, the FASB issued SFAS No. 146, “Accounting for Costs Associated 
with Exit or Disposal Activities.” This standard requires companies to recog-
nize costs associated with exit or disposal activities when they are incurred 
rather than at the date of a commitment to an exit or disposal plan. Examples 
of costs covered by the standard include lease termination costs and certain 
employee  severance  costs  that  are  associated  with  a  restructuring,  dis-
continued  operation,  plant  closing,  or  other  exit  or  disposal  activity.  SFAS 
No. 146 is to be applied prospectively to exit or disposal activities initiated 
after December 31, 2002. The Company adopted SFAS No. 146 on January 1, 
2003,  which  did  not  have  a  material  impact  on  the  Company’s  results  of 
operations, financial position or cash flows.

In November 2002, the FASB issued Interpretation (“FIN”) No. 45 “Guarantor’s 
Accounting and Disclosure Requirements for Guarantees, Including Indirect 
Guarantees  of  Indebtedness  to  Others,”  which  expands  previously  issued 
accounting  guidance  and  disclosure  requirements  for  certain  guarantees.  

42

FIN No. 45 requires the Company to recognize an initial liability for fair value 
of  an  obligation  assumed  by  issuing  a  guarantee.  The  provision  for  initial 
recognition  and  measurement  of  the  liability  will  be  applied  on  a  prospec-
tive  basis  to  guarantees  issued  or  modified  after  December  31,  2002.  The 
adoption  of  FIN  No.  45  on  January  1,  2003  did  not  have  any  impact  on  the 
Company’s  financial  position,  operating  results  or  liquidity  and  resulted  in 
additional disclosures in the Company’s Consolidated Financial Statements.

In  December  2002,  the  FASB  issued  SFAS  No.  148,  “Accounting  for  Stock-
Based  Compensation—Transition  and  Disclosure—an  amendment  of  FASB 
Statement  No.  123.”  This  Statement  amends  FASB  Statement  No.  123  to 
provide alternative methods of transition for a voluntary change to the fair 
value based method of accounting for stock-based employee compensation 
and amends the disclosure requirements to require prominent disclosures in 
both annual and interim financial statements about the method of account-
ing  for  stock-based  employee  compensation  and  the  effect  of  the  method 
used  on  reported  results.  The  Company  adopted  SFAS  No.  148  January  1, 
2003, and selected to continue to account for stock-based compensation in 
accordance with Accounting Principles Board Opinion No. 25, “Accounting of 
Stock Issued to Employees.” The Company has provided the required disclo-
sure in Note One to the Consolidated Financial Statements.  

In  January  2003,  the  FASB  issued  FIN  No.  46,  “Consolidation  of  Variable 
Interest Entities,” which was revised in December 2003. FIN No. 46 requires 
that the assets, liabilities and results of the activity of variable interest entities 
be consolidated into the financial statements of the entity that has the control-
ling financial interest. FIN No. 46 also provides the framework for determining 
whether  a  variable  interest  entity  should  be  consolidated  based  on  voting 
interest or significant financial support provided to it. For the Company, this 
Interpretation,  as  revised,  is  effective  January  1,  2004.  The  Company  is  in 
the process of evaluating the adoption of FIN No. 46 and the impacts on the 
Company’s results of operations, financial position or cash flows.

In  December  2003,  the  FASB  issued  a  revised  SFAS  No.  132,  “Employer’s 
Disclosures  About  Pensions  and  Other  Postretirement  Benefits.”  SFAS 
No. 132 changes employers’ disclosures about pension plans and other post-
retirement benefits and requires additional disclosures about assets, obliga-
tions, cash flows and net periodic benefit cost. The Statement is effective for 
annual  and  interim  periods  ended  after  December  15,  2003.  The  Company 
adopted SFAS No. 132 as of December 31, 2003, resulting in additional dis-
closures in the Company’s Consolidated Financial Statements. See Note Nine 
of the Notes to Consolidated Financial Statements.

 
 
 
 
 
 
 
 
 
 
 
In  April  2003,  the  FASB  issued  SFAS  No.  149,  “Amendment  of  Statement 
133  on  Derivative  Instruments  and  Hedging  Activities,”  which  amends  and 
clarifies  accounting  and  reporting  for  certain  derivative  instruments.  The 
Company adopted this Statement effective July 1, 2003 and currently reports 
cash  received  from,  or  paid  to,  derivative  contracts  consistent  with  the 
underlying assets on its Statement of Cash Flow. 

In  May  2003,  the  FASB  issued  SFAS  No.  150,  “Accounting  for  Certain 
Financial  Instruments  with  Characteristics  of  both  Liabilities  and  Equity,” 
which  establishes  standards  for  how  an  issuer  classifies  and  measures 
certain  financial  instruments  with  characteristics  of  both  liabilities  and 
equity. The Company adopted this Statement effective October 1, 2003. This 
Statement had no impact on the Company’s results of operations, financial 
condition, and cash flows.

In  January  2004,  the  FASB  issued  FASB  Staff  Position  (“FSP”)  No.  106-1, 
“Accounting  Disclosure  Requirements  Related  to  the  Medicare  Prescription 
Drug, Improvement, and Modernization Act of 2003.” FSP No.106-1 permits 
a sponsor to make a one-time election to defer accounting for the effects of 
the Medicare Prescription Drug, Improvement and Modernization Act of 2002 
(the Act). The Act, signed into law in December, 2003, establishes a prescrip-
tion drug benefit under Medicare (Medicare Part D) and a federal subsidy to 
sponsors of retiree health care benefit plan s that provide a benefit that is at 
least actuarially equivalent to Medicare Part D. The Act introduces two new 
features to Medicare that must be considered when measuring accumulated 
postretirement benefit costs. The new features include a subsidy to the plan 
sponsors that is based on 28% of an individual beneficiary’s annual prescrip-
tion drug costs between $250 and $5,000 and an opportunity for a retiree 
to obtain a prescription drug benefit under Medicare. The Act is expected to 
reduce the Company’s net postretirement benefit costs.

The Company has elected to defer the adoption of FSP No. 106-1 due to lack of 
specific accounting guidance. Therefore, the net post retirement benefit costs 
disclosed in the Consolidated Financial Statements do not reflect the impact of 
the Act on the plans. The deferral will continue to apply until specific authorita-
tive accounting guidance for the federal subsidy is issued. Authoritative guid-
ance on the accounting for the federal subsidy is pending and, when issued, 
could require information previously reported in the Company’s Consolidated 
Financial  Statements  to  change.  The  Company  is  currently  investigating  the 
impacts  of  FSP  No.  106-1’s  initial  recognition,  measurement  and  disclosure 
provisions on its Consolidated Financial Statements.

N O T E22   RESEARCH AND DEVELOPMENT COSTS

BorgWarner Inc. 

and Consolidated Subsidiaries

0303

The Company spent approximately $118.2 million, $109.1 million, and $104.5 
million in 2003, 2002 and 2001, respectively, on research and development 
(R&D) activities included in selling, general, and administrative expenses in 
the  Consolidated  Statements  of  Operations.  Not  included  in  these  amounts 
were  customer-sponsored  R&D  activities  of  approximately  $22.3  million, 
$14.2 million, and $20.0 million in 2003, 2002, and 2001, respectively.

N O T E33   OTHER INCOME

Items included in other income consist of:

  Year Ended December 31, 

Gains on sales of business 
Interest income 
Loss on asset disposals, net 
Other 

N O T E44   INCOME TAXES

millions of dollars

2003 

$ 0.5 
 0.8  
 (1.7) 
0.5  
$ 0.1  

2002 

$   — 
1.7 
 (1.5) 
0.7 
 $ 0.9 

2001

$   — 
1.4
(0.2)
0.9
$ 2.1

Earnings before taxes and provision for taxes consist of:

millions of dollars

2003 

Non- 
U.S. 

U.S.  

 Total  

 U.S. 

2002 

Non- 
U.S. 

Total 

 U.S.  

2001

Non-
U.S. 

Total

Earnings before 

taxes 

$99.0  $157.7  $256.7  $ 150.7  $83.1  $233.8   $ 23.3   $86.6  $109.9

Income taxes: 
  Current:

  Federal/

foreign 

  State 

  Deferred 
Total income 

$18.5  $13.1  $31.6  $ 11.1  $10.6  $21.7   $ 9.8  $24.7  $34.5
2.1
36.6
3.1

 — 
14.2   10.6 
7.6 
44.8 

2.1 
—  
11.9  24.7 
1.1 
 2.0 

3.1 
24.8 
 52.4 

1.6 
33.2 
40.0 

1.6 
20.1 
18.5 

— 
13.1 
21.5 

3.1  

taxes 

$38.6  $34.6  $73.2  $59.0  $18.2  $77.2  $13.9   $25.8  $39.7

43

 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to Consolidated Financial Statements

The  analysis  of  the  variance  of  income  taxes  as  reported  from  income  taxes 
computed at the U.S. statutory rate for consolidated operations is as follows:

Income taxes at U.S. statutory rate of 35% 
Increases (decreases) resulting from: 
Income from non-U.S. sources 

  Business tax credits, net 
  Affiliate earnings 
  Non-temporary differences and other 

Income taxes as reported 

millions of dollars

2003 

2002 

$ 89.8 

$ 81.8 

(16.0) 
(1.7) 
(7.0) 
8.1 
$ 73.2 

(6.8) 
 (4.7) 
(6.8) 
13.7 
$ 77.2 

2001

$38.5 

(0.1)
(7.2)
(5.2)
13.7
$39.7

Following are the gross components of deferred tax assets and liabilities as 
of December 31, 2003 and 2002:

  Year Ended December 31, 

Deferred tax assets  — current:
  Foreign tax credits 
  Research and development credits 
  Employee related 
  Warranties 
  Other  
Net deferred tax asset — current 
Deferred tax assets — noncurrent:
  Pension and other postretirement benefits 
  Other comprehensive income 
  Employee related 
  Goodwill 
  Litigation and environmental 
  Other 

Deferred tax liabilities — noncurrent:
  Fixed assets 

Net deferred tax asset/(liability) — noncurrent 

millions of dollars

2003 

2002

$     7.1 
7.6 
5.8 
5.7 
6.6 
$  32.8 

$  90.4 
33.1 
8.7 
13.9 
7.9 
 1.0  
155.0 

$    8.4
3.0
5.5
4.7
3.9
$  25.5

$  90.3 
31.7 
10.1 
26.0
8.9
 5.1 
172.1 

163.8 

135.0 

$  (8.8) 

$  37.1

The foreign tax credits of $5.4 million and $1.7 million will expire in 2007 and 
2008, respectively. The R&D tax credit carryforward of $4.3 million and $3.3 
million will expire in 2022 and 2023, respectively.

44

No deferred income taxes have been provided on undistributed earnings of 
certain foreign subsidiaries totaling $69.1 million and $59.2 million in 2003 
and 2002, respectively, as the amounts are essentially permanent in nature. 
Any such potential liability would be substantially offset by foreign tax cred-
its with respect to such undistributed foreign earnings.

N O T E55   BALANCE SHEET INFORMATION

Detailed balance sheet data are as follows:

  December 31, 

Receivables:
  Customers 
  Other 

  Gross receivables 

  Less allowance for losses 

  Net receivables 

Inventories: 
  Raw material 
  Work in progress 
  Finished goods 

  Total inventories 

Investments and advances:
  NSK-Warner 
  Other 

  Total investments and advances 

Other noncurrent assets:
  Deferred pension assets 
  Other 

  Total other noncurrent assets  

Accounts payable and accrued expenses:
  Trade payables 
  Payroll and related 

Insurance 
  Warranties 
  Non-recurring charges 
  Other 

  Total accounts payable and accrued expenses 

Other long-term liabilities:
  Environmental reserves 
  Deferred income taxes 
  Other 

  Total other long-term liabilities 

millions of dollars

2003 

2002

$374.6 
46.0 
420.6 
5.7  
 $414.9  

$  95.5 
65.1 
40.7  
$201.3  

$ 172.1 
5.2 
$ 177.3  

$  90.8 
18.4  
 $109.2  

$300.0 
63.7 
24.0 
17.6 
— 
55.0 
$460.3 

$247.9
 49.3
297.2
5.1
$292.1

$  85.3
57.6
 37.4
$180.3

$148.3
4.8
$ 153.1

$  91.0
 17.2
$108.2

 $257.0
70.9
26.1
14.4
3.3
 63.9
$435.6 

$  19.6 
8.8 
125.6  
$154.0  

$  20.3
—
 104.9
 $125.2

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Dividends and other payments received from affiliates accounted for under 
the  equity  method  totaled  $9.7  million  in  2003,  $8.4  million  in  2002,  and 
$8.9 million in 2001.

The Company has a 50% interest in NSK-Warner, a joint venture based in Japan 
that  manufactures  automatic  transmission  components.  The  Company’s 
share  of  the  earnings  or  losses  reported  by  NSK-Warner  is  accounted  for 
using the equity method of accounting. NSK-Warner has a fiscal year-end of 
March 31. The Company’s equity in the earnings of NSK-Warner consists of 
the 12 months ended November 30 so as to reflect earnings on as current a 
basis as is reasonably feasible.

Following  are  summarized  financial  data  for  NSK-Warner,  translated  using 
the  ending  or  periodic  rates  as  of  and  for  the  years  ended  November  30, 
2003, 2002 and 2001:

Balance sheets: 
  Current assets 
  Noncurrent assets 
  Current liabilities 
  Noncurrent liabilities 
Statements of operations:
  Net sales 
  Gross profit 
  Net income 

millions of dollars

2003 

2002 

2001

$210.7  
173.3 
108.8 
14.8 

$ 176.0 
151.0 
85.2 
10.7 

$356.5 
71.4 
34.5 

 $303.8 
69.8 
34.0 

$ 125.3
133.5
62.9
7.5

$300.4
61.8
25.2

The equity of NSK-Warner as of November 30, 2003, was $260.3 million and 
there was no debt.

N O T E66   NOTES PAYABLE AND LONG-TERM DEBT

Following is a summary of notes payable and long-term debt. The weighted 
average  interest  rate  on  all  borrowings  for  2003  and  2002  was  4.9%  and 
5.2%, respectively.

0303

BorgWarner Inc. 

and Consolidated Subsidiaries

millions of dollars

2003 

2002

Current 

Long- 
Term 

Current 

Long-
Term

$  2.9  $  42.5  $  8.0  $  40.4 

 7.1  

31.4 

6.4  

31.5

 — 

139.4 

— 

139.3

— 

 164.7 

 — 

 164.9

— 

133.9 

— 

 134.2

— 

122.0 
$10.0  $634.0  $14.4  $632.3 

122.1 

— 

  December 31, 

Bank borrowings and other 
Term loans due through 2011 (at an average rate 
  of 3.3% in 2003 and 3.1% in 2002; and 3.4% at 
  December 31, 2003) 
7% Senior Notes due 2006, net of unamortized 
  discount ($139 million converted to floating rate of 
  2.9% by interest rate swap at December 31, 2003) 
 6.5% Senior Notes due 2009, net of unamortized 
  discount ($100 million converted to floating rate of 
  3.3% by interest rate swap at December 31, 2003) 
8% Senior Notes due 2019, net of unamortized 
  discount ($75 million converted to floating rate of 
  3.8% by interest rate swap at December 31, 2003) 
7.125% Senior Notes due 2029, net of 
  unamortized discount 
Total notes payable and long-term debt 

Annual principal payments required as of December 31, 2003 are as follows 
(in millions of dollars):

2004 
2005 
2006 
2007 
2008 
after 2008 
  Total payments 
Less: Unamortized discounts 
  Total 

$ 10.0 
 35.7
159.3
 6.2
6.2
 429.4
 646.8
 (2.8)
$644.0

The Company has a revolving credit facility which provides for borrowings up 
to $350 million through July, 2005. At December 31, 2003, there were no bor-
rowings outstanding and no obligations under standby letters of credit under 
the facility. At December 31, 2002, there were no borrowings and $7.1 million 
of obligations under standby letters of credit outstanding under the facility. 
The credit agreement contains numerous financial and operating covenants 
including, among others, covenants requiring the Company to maintain certain 
financial ratios and restricting its ability to incur additional indebtedness. The 
Company was in compliance with all covenants at December 31, 2003.

45

 
 
 
 
 
 
 
  
 
 
 
  
  
 
 
 
Notes to Consolidated Financial Statements

N O T E77   FINANCIAL INSTRUMENTS

The  Company’s  financial  instruments  include  cash  and  cash  equivalents, 
trade receivables payable, and notes payable. Due to the short-term nature 
of these instruments the book value approximates fair value. The Company’s 
financial instruments also include long-term debt, interest rate and currency 
swaps,  commodity  forward  and  option  contracts,  and  foreign  currency  for-
ward contracts.

As  of  December  31,  2003  and  2002,  the  estimated  fair  values  of  the 
Company’s senior unsecured notes totaled $635.0 million and $610.7 million, 
respectively.  The  estimated  fair  values  were  $74.9  million  higher  in  2003, 
and $50.3 million higher in 2002, than their respective carrying values. Fair 
market values are developed by the use of estimates obtained from brokers 
and other appropriate valuation techniques based on information available 
as of year-end. The fair value estimates do not necessarily reflect the values 
the Company could realize in the current markets.

The Company has entered into interest rate and currency swaps to manage 
interest rate and foreign currency risk. A summary of these instruments out-
standing at December 31, 2003 follows (currency in millions):

Interest rate swaps a
Fixed to floating 
Fixed to floating 
Fixed to floating 

Cross currency swap 
(matures in 2006)
Floating $ 

to floating ¥ 

Hedge Type 

Notional 
 Amount  Receive 

Floating Interest 
Rate Basis

Pay 

Interest Ratesb

Fair value 
Fair value 
Fair value 

$139 
$100 

7.0%  2.9%  6 month LIBOR+1.7%
3.3%  6 month LIBOR+2.1%
6.5% 
$75  8.0%  3.8%  6 month LIBOR+2.6%

Investment 

$100 
¥12,192 

2.2%  — 
— 

6 mo. USD LIBOR+1.0%

1.3%  6 mo. JPY LIBOR+1.2%

(a)  The maturity of the swaps corresponds with the maturity of the hedged item as noted in the debt 

summary, unless otherwise indicated.

(b) Interest rates are as of December 31, 2003. 

The  ineffective  portion  of  the  swaps  was  not  material.  As  of  December  31, 
2003,  the  fair  value  of  the  fixed  to  floating  interest  rate  swaps  was  $11.5 
million.  Cross  currency  swaps  were  recorded  at  their  fair  value  of  $(4.2) 
million.  Fair  value  is  based  on  quoted  market  prices  for  contracts  with 
similar maturities. 

46

The Company also entered into certain commodity derivative instruments to 
protect against commodity price changes related to forecasted raw material 
and supplies purchases. The primary purpose of the commodity price hedg-
ing  activities  is  to  manage  the  volatility  associated  with  these  forecasted 
purchases. The Company primarily utilizes forward and option contracts with 
maturities  of  less  than  twelve  months,  which  qualify  as  cash  flow  hedges. 
These instruments are intended to offset the effect of changes in commodity 
prices on forecasted purchases. As of December 31, 2003, the Company had 
forward  and  option  commodity  contracts  with  a  total  notional  value  of  $1.1 
million and a favorable fair value of $0.1 million. There were no material com-
modity  contracts  outstanding  as  of  December  31,  2002.  The  net  gain  (loss) 
deferred in other comprehensive income which was $0 million, net of tax as 
of December 31, 2003 and is anticipated to be reclassified into income in 2004 
as the related inventories are sold. During 2003, 2002, and 2001, cash flow 
hedge  ineffectiveness  of  these  contracts  were  not  material.  All  commodity 
forward contracts outstanding at December 31, 2003 will mature in 2004.

The  Company  uses  foreign  exchange  forward  contracts  to  hedge  future 
purchases of materials consumed in the production process, and the receiv-
ables  related  to  sales  through  December  2005.  Foreign  currency  contracts 
require the Company, at a future date, to either buy or sell foreign currency 
in  exchange  for  primarily  U.S.  dollars,  Euros,  and  British  Pound  Sterling. 
Contracts  outstanding  as  of  December  31,  2003  will  mature  over  the  next 
two years and had net sales contract notional amounts of $20.4 million and 
66.8 million Euro and a fair value of $0.3 million. Contracts outstanding as 
of  December  31,  2002  had  contract  notional  amounts  of  $21.9  million  and 
3.0 million Euro and a favorable fair value of $1.1 million. There was no net 
gain (loss) deferred in other comprehensive income as of December 31, 2003. 
Typically, this amount is reclassified into income as the related inventories 
are sold. 

N O T E88   NON-RECURRING CHARGES

Non-recurring  charges  of  $28.4  million  were  incurred  in  the  fourth  quarter 
of 2001. The charges primarily include adjustments to the carrying value of 
certain assets and liabilities related to businesses acquired and disposed of 
over the past three years. Of the $28.4 million of pretax charges, $5.0 million 
represented non-cash charges. Approximately $3.3 million was spent in 2001, 
$8.4 million was transferred to environmental reserves in 2001, $8.4 million 
was spent in 2002, and $3.3 million was spent in 2003. The Company funded 
the total cash outlay of these actions with cash flow from operations.

 
 
 
 
 
 
Components of the 2001 non-recurring charges are detailed in the following 
table and discussed further below.

Balance, January 1, 2001 
Provisions 
Incurred 
Non-cash write-offs 
Balance, December 31, 2001 
Provisions 
Incurred 
Non-cash write-offs 
Balance, December 31, 2002 
Provisions 
Incurred 
Non-cash write-offs 
Balance, December 31, 2003 

millions of dollars

Exit costs
and other 
non-recurring
charges 

$   — 
23.4 
(11.7) 
— 
$11.7 
— 
(8.4) 
— 
$ 3.3 
— 
(3.3) 
— 
$   — 

Total

$    —
28.4
(11.7)
(5.0)
$ 11.7
—
(8.4)
—
$  3.3
—
(3.3)
—
$    —

Asset  
write- 
downs 

$  — 
5.0 
— 
(5.0) 
$  — 
— 
— 
— 
$  — 
— 
— 
— 
$  — 

Exit costs and other non-recurring charges are primarily non-employee related 
exit  costs  for  certain  non-production  facilities  the  Company  has  previously 
sold or no longer needs and non-recurring product quality related charges. The 
2001 non-recurring charges include $8.4 million of environmental remediation 
costs related to sold businesses and $12.0 million of product quality costs for 
issues with products that were sold by acquired businesses prior to acquisi-
tion, all of which have been fixed in the currently produced products.

N O T E99   RETIREMENT BENEFIT PLANS

The  Company  has  a  number  of  defined  benefit  pension  plans  and  other 
postretirement  benefit  plans  covering  eligible  salaried  and  hourly  employ-
ees. The other postretirement benefit plans, which provide medical and life 
insurance benefits, are unfunded plans. The measurement date for all plans 
is December 31. The following provides a reconciliation of the plans’ benefit 
obligations, plan assets, funded status and recognition in the Consolidated 
Balance Sheets.

BorgWarner Inc. 

and Consolidated Subsidiaries

millions of dollars  

Pension 
Benefits  

Other
Postretirement
Benefits

 2003 

2002 

2003 

2002 

0303

Change in benefit obligation:
Benefit obligation at beginning of year 
  Service cost 
Interest cost 

  Plan participants’ contributions 
  Amendments 
  Net actuarial loss 
  Currency translation adjustment 
  Curtailments 
  Benefits paid 
Benefit obligation at end of year 

$ 443.1  $ 385.7  $ 446.5  $  407.1
 5.0
 28.8
—
(2.3) 
37.9 
 —
(0.5)
 (29.5)
$ 533.6  $ 443.1  $ 537.4  $ 446.5 

7.6 
26.3 
0.2 
— 
32.7 
17.3 
— 
 (26.7) 

5.3 
29.7 
— 
— 
89.2 
— 
(0.8) 
(32.5) 

10.0 
28.0 
0.3 
— 
55.0 
24.7 
— 
(27.5) 

Change in plan assets: 
Fair value of plan assets at beginning of year  $ 323.5 
68.0 
  Actual return on plan assets 
17.1 
  Employer and other contributions 
0.3 
  Plan participants’ contributions 
10.0 
  Currency translation adjustment 
 (27.5) 
  Benefits paid 
$ 391.4 
Fair value of plan assets at end of year 

$358.2
(27.7)
11.7
0.2
7.8
 (26.7) 
 $ 323.5 

Reconciliation of funded status:
Funded status (underfunded) 
  Unrecognized net actuarial loss 
  Unrecognized transition asset 
  Unrecognized prior service cost 
Net amount recognized 

Amounts recognized in the 
consolidated balance sheets:
  Prepaid benefit cost 
  Accrued benefit liability 
  Additional minimum liability 

Intangible asset 

  Accumulated other comprehensive income 
Net amount recognized 

$(142.2)   $(119.6)  $(537.4)  $(446.5)
131.4 
—
 (2.6)
 $   13.8  $   34.3   $(325.3)  $  (317.7)

214.4 
— 
 (2.3) 

142.9 
(0.1) 
 11.1  

146.4 
0.2 
9.4 

$81.7 
(67.9) 
(103.3)  
9.1 
94.2 
$   13.8 

$   80.3  $       —  $        —
(317.7)
 (325.3) 
—
— 
—
— 
 —
 — 
$   34.3   $(325.3)  $ (317.7)

 (46.0) 
(106.0) 
 10.7 
 95.3   

Total accumulated benefit obligation, 
  end of year 

 $  511.1  $ 427.1 

47

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to Consolidated Financial Statements

The funded status of pension plans included above with accumulated benefit 
obligations in excess of plan assets at December 31 is as follows:

Accumulated benefit obligation 
Plan assets 
Deficiency 

millions of dollars

2003 

2002

 $418.1 
270.0 
$148.1 

$343.8
216.7
$ 127.1

The $148.1 million deficiency in 2003 consists of $56.7 million related to U.S. 
plans,  $30.0  million  related  to  UK  plans,  $55.5  million  related  to  German 
plans,  and  $5.9  million  related  to  Japanese  plans.  The  2002  deficiency  of 
$127.1  million  consists  of  $60.7  million  related  to  U.S.  plans,  $25.0  million 
related to UK plans, and $41.4 million related to German plans. 

The Company’s pension plan weighted average asset allocations at December 
31, 2003 and 2002, and target allocations by asset category, are as follows:

Cash & cash equivalents and other 
Fixed income securities 
Equity securities 

percent

 2003 

 2002 

3 
33 
64 

5 
41 
54 

Target
Allocation

0-10
30-45
50-70

The  Company’s  investment  strategy  is  to  maintain  actual  asset  weightings 
within  a  preset  range  of  target  allocations.  The  Company  believes  these 
ranges  represent  an  appropriate  risk  profile  for  the  planned  benefit  pay-
ments of the plans based on the timing of the estimated benefit payments. 
Within each asset category, separate portfolios are maintained for additional 
diversification. Investment managers are retained within each asset category 
to manage each portfolio against its benchmark. Each investment manager 
has  appropriate  investment  guidelines.  In  addition,  the  entire  portfolio  is 
evaluated against a relevant peer group. The pension plans did not hold any 
Company securities as investments as of December 31, 2003 and 2002.

The Company expects to contribute a total of $25 million to $30 million into 
all of its pension plans during 2004.

48

millions of dollars 

 Pension  
Benefits 

Other
Postretirement
 Benefits

2003 

2002 

2001 

2003 

2002 

2001

$10.0  $  7.6  $  7.1 
 25.0 
26.3 
 28.0 
(32.1) 
(30.7) 
(26.4) 

$  5.3  $  5.0  $  4.4
25.0
28.8 
 29.7 
—
— 
— 

  Year ended December 31, 
Components of net 
periodic benefit cost:
Service cost 
Interest cost 
Expected return on plan assets 
Amortization of unrecognized 

transition asset 

0.3 

(0.2) 

(0.1) 

— 

— 

—

Amortization of unrecognized 
  prior service cost 
Amortization of unrecognized 

(gain)/loss 
Settlement loss 
Net periodic benefit cost 

 1.7 

1.6 

2.2 

(0.2) 

(0.1) 

 (0.1)

9.6 
— 

— 
 0.1 
$ 23.2  $  6.8  $  2.2 

 2.2 
— 

5.9 
— 

—
—
$40.7  $37.7  $29.3

4.0 
 — 

The  Company’s  weighted-average  assumptions  used  as  of  December  31,  in 
determining the net periodic benefit cost and the benefit obligation liabilities 
shown above were as follows:

  Year ended December 31, 

2003 

2002 

2001 

2003 

2002 

2001

percent

 Pension  
Benefits 

Other
Postretirement
 Benefits

U.S. plans:
  Discount rate  
  Rate of compensation increase 
  Expected return on plan assets 
Foreign plans:
  Discount rate 
  Rate of compensation increase 
  Expected return on plan assets  4.5-6.75 

6.00 
3.5 
8.75 

 2.5-6.0  5.5-6.0  5.5-6.0
0.0-4.0   2.5-4.0  2.5-4.0 
6.5 

7.0 

6.00 

6.75 

7.25

6.75 
4.5 
8.75  

7.25 
4.5 
9.5 

The return on assets assumption was developed through analysis of histori-
cal market returns, current market conditions, target allocations among asset 
classes and past experience. Overall, it was projected that the funds could 
achieve an 8.75% net return over time, based upon the targeted asset alloca-
tion. This assumes no benefit from manager selection strategies.

 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The estimated future benefit payments for the pension and other post retire-
ment benefits are as follows:

A  summary  of  the  plan’s  shares  under  option  at  December  31,  2003,  2002 
and 2001 follows: 

BorgWarner Inc. 

and Consolidated Subsidiaries

  Year 

2004 
2005 
2006 
2007 
2008 
2009-2013 

millions of dollars

Pension Benefits 

Other
Postretirement Benefits

$   29.1 
29.3 
29.7 
 30.2 
30.7 
164.5 

$  28.4
30.1
30.8
31.3
31.7
162.6

The  weighted-average  rate  of  increase  in  the  per  capita  cost  of  covered 
health care benefits is projected to be 9.2% in 2004 decreasing to 4.5% by 
the  year  2009.  A  one-percentage  point  change  in  the  assumed  health  care 
cost trend would have the following effects:

millions of dollars

One Percentage Point

Increase 

Decrease

$68.8 
 $   5.8 

$(57.1)
$ (4.7)

Effect on postretirement benefit obligation 
Effect on total service and interest cost components 

N O T E1100   STOCK INCENTIVE PLANS

Stock  option  plans  Under  the  Company’s  1993  Stock  Incentive  Plan,  the 
Company may grant options to purchase shares of the Company’s common 
stock  at  the  fair  market  value  on  the  date  of  grant.  In  2000,  the  Company 
increased  the  number  of  shares  available  for  grant  by  1,200,000  to 
2,700,000 shares. The options vest over periods up to three years and have 
a term of ten years from date of grant. As of December 31, 2003, there are 
1,340,260  outstanding  options  under  the  1993  Stock  Incentive  Plan.  The 
plan  expired  as  of  December  31,  2003;  therefore,  there  are  no  options 
available for future grants.

The  Company  accounts  for  stock  options  in  accordance  with  Accounting 
Principles Board Opinion No. 25, “Accounting for Stock Issued to Employees.” 
Accordingly,  no  compensation  cost  has  been  recognized  for  fixed  stock 
options because the exercise price of the stock options exceeded or equaled 
the market value of the Company’s common stock at the date of grant. 

2003 

 2002 

2001

Weighted- 
average 
exercise  
price 

Weighted- 
average 
exercise  
price 

Weighted-
average
exercise 
price

Shares 
(thousands) 

Shares 
(thousands) 

Shares 
(thousands) 

1,825  $46.57 
65.47 
43.60 
50.05 

341 
(759) 
(67) 

1,493  $44.67 
50.67 
45.22 
(67)  46.26 

 616 
 (217) 

1,248  $41.22
47.99
22.51
 45.18

442 
(129) 
(68) 

1,340 

 $52.88 

 1,825   $46.57 

1,493  $44.67

277   $45.15 

594  $45.21 

423  $46.81

0 

Outstanding at  
  beginning of year 

  Granted 
  Exercised 
  Forfeited 
Outstanding at 
  end of year 

Options exercisable at 
  year-end  
Options available for 

future grants  

The following table summarizes information about stock options outstanding 
at December 31, 2003:

Options Outstanding 

Options Exercisable

Number 
outstanding 
(thousands) 

Weighted- 
average 
remaining 
contractual life 

 116 
 842 
 382 
1,340 

 5.8 
 7.9 
 8.8  
 8.0  

Weighted- 
average 
exercise 
price 

$36.07 
 50.08 
 64.13 
$52.88 

Number 
exercisable 
(thousands) 

 112 
 102 
 63  
 277 

Weighted-
average
exercise
price

$35.95
 49.56
 54.28 
$45.15

  Range of 
  exercise prices 

$22.50-42.25 
$48.28-53.13 
$53.88-66.08 
$22.50-66.08 

The weighted average fair value at date of grant for options granted during 
2003,  2002,  and  2001  were  $23.81,  $20.26,  and  $17.28,  respectively,  and 
were estimated using the Black-Scholes options pricing model with the fol-
lowing weighted average assumptions:

 2003 

 2002 

2001

Risk-free interest rate 
Dividend yield 
Volatility factor 
Weighted average expected life 

3.58% 
1.27% 
34.38% 

5.02%
1.49%
32.73%
6.5 years  6.5 years  6.5 years

4.34% 
1.32% 
33.66% 

0303

49

   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to Consolidated Financial Statements

Executive stock performance plan  The  Company  has  an  executive  stock  perfor-
mance  plan  which  provides  payouts  at  the  end  of  successive  three-year 
periods  based  on  the  Company’s  performance  in  terms  of  total  stockholder 
return  relative  to  a  peer  group  of  automotive  companies.  Payouts  earned 
are payable 40% in cash and 60% in the Company’s common stock. For the 
three-year measurement periods ended December 31, 2003, 2002 and 2001, 
the amounts earned and expensed under the plan were $2.7 million, $4.5 mil-
lion,  and  $3.6  million,  respectively.  Under  this  plan,  65,881  shares,  23,280 
shares, and 25,860 shares were issued in 2003, 2002 and 2001, respectively. 
Estimated shares issuable under the plan are included in the computation of 
diluted earnings per share as earned.

Earnings per share  In calculating earnings per share, earnings are the same for 
the basic and diluted calculations. Shares increased for diluted earnings per 
share by 244,000, 229,000, and 148,000 for 2003, 2002 and 2001, respec-
tively, due to the effects of stock options and shares issuable under the execu-
tive stock performance plan.

N O T E1111   OTHER COMPREHENSIVE INCOME

The tax effects of the components of other comprehensive income/(loss) in 
the Consolidated Statements of Stockholders’ Equity are as follows:

  Year ended December 31, 

Foreign currency translation adjustment 
Income taxes 
  Net foreign currency translation adjustment 
Minimum pension liability adjustment 
Income taxes 
  Net minimum pension liability adjustment 
Other comprehensive income/(loss) 

millions of dollars

2003 

2002 

2001

$68.8 
(1.0) 
67.8 
1.1 
(0.4) 
0.7 
$68.5 

 $  55.9 
(15.0) 
40.9 
(65.4) 
23.1 
(42.3) 
$  (1.4) 

$(14.6)
(3.8)
 (18.4)
(29.7)
11.0
(18.7)
$(37.1)

The components of accumulated other comprehensive loss, net of tax, in the 
Consolidated Balance Sheets are as follows:

  Year ended December 31, 

Foreign currency translation adjustment 
Minimum pension liability adjustment 
Accumulated other comprehensive income/(loss) 

N O T E1122   CONTINGENCIES

millions of dollars

2003 

2002

$ 74.5  
(60.5) 
$ 14.0 

$   6.7
(61.2)
 $(54.5)

The Company and certain of its current and former direct and indirect corporate 
predecessors, subsidiaries and divisions have been identified by the United 
States  Environmental  Protection  Agency  and  certain  state  environmental 
agencies and private parties as potentially responsible parties (PRPs) at vari-
ous hazardous waste disposal sites under the Comprehensive Environmental 
Response,  Compensation  and  Liability  Act  (Superfund)  and  equivalent  state 
laws and, as such, may presently be liable for the cost of clean-up and other 
remedial  activities  at  43  such  sites.  Responsibility  for  clean-up  and  other 
remedial activities at a Superfund site is typically shared among PRPs based 
on an allocation formula.

Based  on  information  available  to  the  Company,  which  in  most  cases, 
includes:  an  estimate  of  allocation  of  liability  among  PRPs;  the  probability 
that  other  PRPs,  many  of  whom  are  large,  solvent  public  companies,  will 
fully pay the cost apportioned to them; currently available information from 
PRPs and/or federal or state environmental agencies concerning the scope of 
contamination  and  estimated  remediation  costs;  remediation  alternatives; 
estimated  legal  fees;  and  other  factors,  the  Company  has  established  a 
reserve for indicated environmental liabilities with a balance at December 31, 
2003 of approximately $19.6 million. The Company expects this amount to be 
expended over the next three to five years.

The  Company  believes  that  none  of  these  matters,  individually  or  in  the 
aggregate,  will  have  a  material  adverse  effect  on  its  financial  condition  or 
future operating results, generally either because estimates of the maximum 
potential liability at a site are not large or because liability will be shared with 
other PRPs, although no assurance can be given with respect to the ultimate 
outcome of any such matter.

50

 
 
BorgWarner Inc. 

and Consolidated Subsidiaries

In  connection  with  the  sale  of  Kuhlman  Electric  Corporation,  the  Company 
agreed  to  indemnify  the  buyer  and  Kuhlman  Electric  for  certain  environ-
mental liabilities relating to the past operations of Kuhlman Electric. During 
2000,  Kuhlman  Electric  notified  the  Company  that  it  discovered  potential 
environmental contamination at its Crystal Springs, Mississippi plant while 
undertaking an expansion of the plant.

The Company has guaranteed the residual values of certain leased machin-
ery and equipment at one of its facilities. The guarantees extend through the 
maturity of the underlying lease, which is in 2005. In the event the Company 
exercised  its  option  not  to  purchase  the  machinery  and  equipment,  the 
Company has guaranteed a residual value of $16.3 million. We do not believe 
we have any loss exposure due to this guarantee.

The  Company  has  been  working  with  the  Mississippi  Department  of 
Environmental  Quality  and  Kuhlman  Electric  to  investigate  the  extent  of 
and  remediate  the  contamination.  The  investigation  revealed  the  presence 
of polychlorinated biphenyls (PCBs) in portions of the soil at the plant and 
neighboring  areas.  Clean-up  began  in  2000  and  is  continuing.  Kuhlman 
Electric  and  others,  including  the  Company,  have  been  sued  in  several 
related lawsuits which claim personal and property damage. The Company 
has moved to be dismissed from some of these lawsuits.

The Company believes that the reserve for environmental liabilities and any 
insurance  recoveries  are  sufficient  to  cover  any  potential  liability  associ-
ated with this matter. However, due to the nature of environmental liability 
matters, there can be no assurance that the actual amount of environmental 
liabilities will not exceed the amount reserved.

N O T E1133   LEASES AND COMMITMENTS

Certain assets are leased under long-term operating leases. These include 
machinery and equipment at one plant, rent for the corporate headquarters, 
and a leased plane. Most leases contain renewal options for various periods. 
Leases generally require the Company to pay for insurance, taxes and main-
tenance of the leased property. The Company leases other equipment such 
as vehicles and certain office equipment under short-term leases. Total rent 
expense was $13.4 million in 2003, $11.4 million in 2002, and $8.3 million in 
2001. The Company does not have any material capital leases.

Future  minimum  operating  lease  payments  at  December  31,  2003  were 
as follows:

2004 
2005 
2006 
2007 
2008 
After 2008 
Total minimum lease payments 

millions of dollars

$ 4.2
 24.5
1.4
1.2
1.2
11.1
$ 43.6

In June 2003, the Company entered into a royalty agreement with Honeywell 
International Inc. (“Honeywell”) to extend the Company’s right to produce 
certain  variable  turbine  geometry  (VTG)  turbochargers  under  certain  pat-
ents  owned  by  Honeywell.  The  2003  agreement  extends  the  Company’s 
license to use these patents under a 2002 agreement with Honeywell, which 
resulted  from  the  settlement  of  a  patent  dispute,  and  expired  on  June  30, 
2003.  The  new  agreement  requires  payments  totaling  $29.1  million  for 
minimum forecasted production of almost one million OEM and service pro-
duction units over the period July 1, 2003 through December 31, 2006. The 
Company paid $11.6 million towards this royalty in 2003. Future payments 
under the agreement are $16.0 million in 2004 and $1.5 million in 2005. The 
Company does not anticipate that it will produce affected VTG turbocharg-
ers in excess of the minimums under this agreement.

0303

51

 
Notes to Consolidated Financial Statements

N O T E1144   GOODWILL

In July 2001, the Financial Accounting Standards Board issued SFAS No. 142, 
“Goodwill  and  Other  Intangible  Assets.”  SFAS  No.  142,  effective  January  1, 
2002,  specifies  that  goodwill  and  certain  intangible  assets  will  no  longer 
be  amortized  but  instead  will  be  subject  to  periodic  impairment  testing. 
SFAS  No.  142  also  requires  that,  upon  adoption,  goodwill  be  allocated  to 
the  Company’s  reporting  units  and  a  two-step  impairment  analysis  be  per-
formed.

The  Company  adopted  SFAS  No.  142  effective  January  1,  2002.  Under  the 
transitional  provisions  of  the  SFAS,  the  Company  allocated  goodwill  to  its 
reporting  units  and  performed  the  two-step  impairment  analysis.  The  fair 
value  of  the  Company’s  businesses  used  in  determination  of  the  goodwill 
impairment  was  computed  using  the  expected  present  value  of  associated 
future cash flows. As a result of this analysis, the Company determined that 
goodwill associated with its Cooling Systems and Air/Fluid Systems operat-
ing  businesses  was  impaired  due  to  fundamental  changes  in  their  served 
markets,  particularly  the  medium  and  heavy  truck  markets,  and  weakness 
at a major customer. A resulting pre-tax charge of $345 million, $269 million 
after tax, was recorded. The impairment loss was recorded in the first quarter 
of 2002 as a cumulative effect of change in accounting principle. The changes 
in the carrying amount of goodwill for the twelve months ended December 31, 
2003, are as follows:

Balance at January 1, 2002 
  Change in accounting principle 
  Translation adjustment 
Balance at December 31, 2002 
  Contingent valuation payment 

  on acquired business 
  Translation adjustment 
Balance at December 31, 2003 

millions of dollars 

Drivetrain 

Engine 

Total

$ 133.7 
— 
— 
 133.7 

$1,026.9 
(345.0) 
11.4 
693.3 

$1,160.6
(345.0)
11.4
827.0

— 
0.6 
$134.3 

12.8 
11.6 
$    717.7 

12.8
12.2
$  852.0

Also as a result of the adoption of SFAS No. 142, the Company did not amortize 
goodwill in 2002. The following table provides adjusted net earnings/(loss) 
and earnings per share data for the years ended December 31, 2003, 2002, 
and 2001 as if goodwill had not been amortized during these periods:

52

  Year ended December 31, 

Reported net earnings before cumulative 
  effect of change in accounting principle 
Goodwill amortization, net of tax 
Adjusted net earnings before cumulative 
  effect of change in accounting principle 
Cumulative effect of change in accounting
  principle, net of tax 
Adjusted net earnings/(loss) 

Basic earnings/(loss) per share:
Reported net earnings before cumulative
  effect of change in accounting principle 
Goodwill amortization 
Adjusted net earnings before cumulative 
  effect of change in accounting principle 
Cumulative effect of change in accounting
  principle, net of tax 
Adjusted net earnings/(loss) 

Diluted earnings/(loss) per share:
Reported net earnings before cumulative 
  effect of change in accounting principle 
Goodwill amortization 
Adjusted net earnings before cumulative 
  effect of accounting change  
Cumulative effect of change in accounting
  principle, net of tax 
Adjusted net earnings/(loss) 

millions of dollars 

2003 

2002 

2001

$174.9 
— 

$  149.9 
 —  

$66.4
26.5

174.9 

149.9 

92.9 

— 
$174.9 

(269.0) 
$ (119.1) 

 — 
$92.9

$ 6.46 
— 

$    5.63 
— 

$2.52 
1.00

6.46 

5.63 

3.52 

— 
$ 6.46 

 (10.10) 
$  (4.47) 

— 
$3.52

$ 6.40 
— 

$    5.58 
— 

$2.51
1.00

6.40 

5.58 

3.51

— 
$ 6.40 

 (10.02) 
$  (4.44) 

— 
$3.51

N O T E1155   OPERATING SEGMENTS AND RELATED INFORMATION

For  purposes  of  this  footnote,  the  Company’s  business  was  comprised  of 
two operating segments: Drivetrain and Engine. These reportable segments 
are  strategic  business  units  which  are  managed  separately  because  each 
represents  a  specific  grouping  of  automotive  components  and  systems. 
The Company evaluates performance based on earnings before interest and 
taxes,  which  emphasizes  realization  of  a  satisfactory  return  on  the  total 
capital  invested  in  each  operating  unit.  Intersegment  sales,  which  are  not 
significant, are recorded at market prices. This footnote presents summary 
segment information.

 
 
 
 
 
Operating Segments

Customers 

Inter-segment 

 Net 

Sales

2003
Drivetrain 
Engine 
Inter-segment eliminations 

  Total 
Corporate 
Consolidated 

 $ 1,245.5  
 1,823.7  
 —  
 3,069.2 
 —  
$3,069.2 

$ 1,245.6 
1,869.7 

 (46.1)  

 3,069.2 
 —  
$3,069.2  

$    0.1 
 46.0  
 (46.1) 
 —  
 —  
$     —  

Sales

Customers 

Inter-segment 

 Net 

2002
Drivetrain 
Engine 
Inter-segment eliminations 

  Total 
Corporate 
Consolidated 

 $  1,122.1 
1,609.0 
 —  
 2,731.1 
 —  
 $  2,731.1 

 $  1,122.1 
 1,648.2  
 (39.2) 
 2,731.1 
 —  
$  2,731.1 

$      — 
 39.2 
 (39.2) 
 — 
 —  
$      — 

Sales

2001
Drivetrain 
Engine 
Divested operations and 
  businesses held for salea 
Inter-segment eliminations 

  Total 
Corporate 
Restructuring and other
  non-recurring charges 
Consolidated 

(a) Fuel Systems was sold in 2001.

Customers 

Inter-segment 

 Net 

 $    937.2 
 1,396.4 

 18.0 
 —  
 2,351.6 
 — 

 —  
$  2,351.6 

$      — 
 30.2 

 — 
 (30.2) 
 — 
 — 

 —  
$      — 

 $    937.2 
 1,426.6  

 18.0 
 (30.2) 
 2,351.6 
 — 

 —  
$ 2,351.6 

BorgWarner Inc. 

and Consolidated Subsidiaries

0303

millions of dollars 

Earnings
Before 
Interest 
and Taxes 

$  98.4 
 239.6 
 —  
 338.0 
 (48.0) 
$290.0d 

Earnings
Before 
Interest 
and Taxes 

$   99.9 
215.9 
 —  
 315.8 
 (44.3) 
$ 271.5d 

Earnings
Before 
Interest 
and Taxes 

$   70.1 
142.7 

 (0.2) 
 —  
 212.6 
 (26.5) 

 (28.4) 
$  157.7d 

Year End 
 Assets  

Depreciation/ 
Amortization 

Long-Lived
 Asset
Expendituresc

$   778.8 
1,925.1  
 —  
 2,703.9 
 335.0b 
$3,038.9 

$  60.1 
93.8 
 —  
 153.9 
 7.4  
 $161.3  

 $  66.4
133.3
— 
 199.7
14.7
$214.4

Year End 
 Assets  

Depreciation/ 
Amortization 

Long-Lived
 Asset
Expendituresc

$    733.8 
1,712.5 
 — 
 2,446.3 
 236.6b 
$2,682.9 

Year End 
 Assets  

$    647.8 
1,937.0 

 — 
 — 
 2,584.8 
 186.1b  

 —  
$ 2,770.9 

$  50.0 
 81.3 
 —  
 131.3 
 6.1 
$ 137.4 

$  54.4
 91.8
 —
 146.2
 19.9 
$166.1 

Depreciation 
Amortization 

Long-Lived
 Asset
Expendituresc

$  52.1 
 115.4 

 0.2 
 —  
 167.7 
2.2 

$  66.0
 106.5

 —
 —
 172.5
 10.4

 —  
$169.9 

 — 
$182.9 

(b)  Corporate assets, including equity in affiliates, are net of trade receivables sold to third parties, and include cash, marketable securities, deferred taxes and investments and advances.

(c)  Long-lived asset expenditures includes capital spending and additions to non-perishable tooling, net of customer reimbursements.

(d)  Earnings before interest and taxes above is net of interest expense and finance charges of $33.3, $37.7, and $47.8 million in 2003, 2002 and 2001, respectively. Had these amounts been included in the table above, 

earnings before income taxes for the years 2003, 2002, and 2001 would be $256.7, $233.8, and $109.9 million, respectively.

53

 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
Notes to Consolidated Financial Statements

G EO G R A P H I C   I N FO R M ATI O N

S A LES   TO  M A J O R   C U STO M ER S

No country outside the U.S., other than Germany, accounts for as much as 
5% of consolidated net sales, attributing sales to the sources of the product 
rather  than  the  location  of  the  customer.  For  this  purpose,  the  Company’s 
50%  equity  investment  in  NSK-Warner  (see  Note  Five)  amounting  to  $172.1 
million  at  December  31,  2003  is  excluded  from  the  definition  of  long-lived 
assets, as are goodwill and certain other noncurrent assets.

 millions of dollars 

Net Sales 

Long-Lived Assets

 2003 

2002 

2001 

2003 

 2002 

2001

$1,889.2  $1,859.1  $1,687.4 

$  636.9  $643.0  $638.5

637.7 
314.0 
951.7 
228.3 

347.5 
162.2 
509.7 
154.5 
$3,069.2  $2,731.1  $2,351.6 

453.4 
236.0 
689.4 
182.6 

234.6 
114.7 
349.3 
89.6 

148.5
64.4
212.9
75.5
$1,075.8  $978.5  $926.9

182.3 
72.4 
254.7 
80.8 

United States 
Europe:
  Germany 
  Other Europe 
Total Europe 
Other foreign 
  Total 

Consolidated  sales  included  sales  to  Ford  Motor  Company  of  approxi-
mately  23%,  26%,  and  30%;  to  DaimlerChrysler  of  approximately  17%, 
20%, and 21%; and to General Motors Corporation of approximately 12%, 
12%,  and  12%  for  the  years  ended  December  31,  2003,  2002  and  2001, 
respectively.  No  other  single  customer  accounted  for  more  than  10%  of 
consolidated sales in any year between 2001 and 2003. Such sales con-
sisted  of  a  variety  of  products  to  a  variety  of  customer  locations  world-
wide. Both of our operating segments had significant sales to all three of 
the customers listed above.

I NTERI M  FI N A N CI A L  I N FO R M ATI O N  ( U N A U D ITED )

The  following  information  includes  all  adjustments,  as  well  as  normal 
recurring items, that the Company considers necessary for a fair presen-
tation of 2003 and 2002 interim results of operations. Certain 2003 and 
2002 quarterly amounts have been reclassified to conform to the annual 
presentation. 

millions of dollars, except per share amounts

2003  

  Quarter Ended 

March 31 

June 30 

Sept. 30 

Dec. 31 

Year 2003 

March 31 

June 30 

Net sales 
Cost of sales 
  Gross profit 
Selling, general and administrative expenses 
Other, net 
  Operating income 
Equity in affiliate earnings, net of tax 
Interest expense, net 

Income before income taxes 

Provision for income taxes 
Minority interest, net of tax 
Net earnings before cumulative effect 
  of accounting change 
Cumulative effect of accounting changea 
Net earnings/(loss) 
Net earnings/(loss) per share — Basic 
Net earnings/(loss) per share — Diluted 

$775.7 
624.2 
151.5 
83.6 
— 
67.9 
(6.4) 
9.0 
65.3 
18.9 
 2.2 

$ 44.2 
—  
$ 44.2 
$ 1.66 
$ 1.65 

$769.5 
622.8 
146.7 
77.0 
0.1 
69.6 
 (5.2) 
 8.7 
66.1 
19.2 
2.1 

$  44.8 
— 
$  44.8 
$  1.66 
$  1.65 

$725.2 
595.9 
 129.3  
72.7 
 0.1 
56.5 
 (3.6) 
 8.1 
52.0 
14.2 
 1.9 

$  35.9 
—  
$  35.9 
$  1.32 
$  1.30 

$798.8 
639.7 
159.1 
83.5 
 (0.4) 
76.0 
 (4.8) 
7.5 
73.3 
20.9 
2.4 

$   50.0 
— 
$   50.0 
$   1.82 
$   1.80 

$3,069.2 
2,482.5 
 586.7 
316.9 
(0.1) 
269.9 
(20.1) 
33.3 
256.7 
73.2 
8.6 

$     174.9 
— 
$     174.9 
$      6.46 
$      6.40 

$  633.9 
 504.2 
129.7 
74.5 
(0.5) 
55.7 
 (3.4) 
9.8 
49.3 
16.3 
1.5 

$     31.5 
(269.0) 
 $ (237.5) 
$  (8.98) 
$  (8.90) 

$712.4 
561.4 
 151.0  
76.5 
0.1 
74.4 
 (6.0) 
 9.5 
 70.9  
23.6 
1.6 

$  45.7 
— 
$  45.7 
$  1.72 
$  1.70 

2002

Sept. 30 

$684.0 
556.1 
127.9 
73.2 
 (0.2) 
54.9 
 (4.5) 
 9.3 
50.1 
16.4 
1.8 

$   31.9 
— 
$   31.9 
$   1 .19 
$   1.18 

Dec. 31 

Year 2002 

$700.8 
554.8 
146.0 
79.3 
 (0.3) 
67.0 
 (5.6) 
9.1 
63.5 
20.9 
1.8 

$  40.8 
— 
$  40.8 
$   1.52 
$   1.52  

$2,731.1
2,176.5
554.6
303.5
(0.9)
252.0
(19.5)
37.7
233.8
77.2
6.7

$   149.9 
 (269.0)
$  (119.1)
$   (4.47)
$   (4.44)

(a) In 2002, the Company recorded a $269.0 million after tax charge for cumulative effect of change in accounting principle related to goodwill. This charge was $10.02 per diluted share. 

54

 
  
  
 
 
 
 
 
 
 
Selected Financial Data

BorgWarner Inc. 

and Consolidated Subsidiaries

  Year Ended December 31,  

 2003 

 2002  

2001  

2000  

1999 

millions of dollars, except per share data

0303

Statement of Operations Data
Net sales 
Cost of sales 
  Gross profit  
Selling, general and administrative expenses 
Goodwill amortization  
Other, net 
Restructuring and other non-recurring charges 
  Operating income  
Equity in affiliate earnings, net of tax 
Interest expense, net 

Income before income taxes  

Provision for income taxes 
Minority interest, net of tax 
  Net earnings before cumulative effect of accounting change 
Cumulative effect of change in accounting principle, net of tax  
Net earnings/(loss) 
Net earnings/(loss) per share — Basic 
Average shares outstanding (thousands) — Basic 
Net earnings/(loss) per share — Diluted 
Average shares outstanding (thousands) — Diluted 
Cash dividend declared per share 

Balance Sheet Data (at end of period)
Total assets 
Total debt 

$3,069.2 
2482.5  
 586.7 
316.9 
—  
 (0.1)  
 — 
269.9 
(20.1)  
 33.3 
256.7  
 73.2 
 8.6 
174.9  
 — 
 $     174.9  
 $      6.46 
 27,058  
 $      6.40 
27,302  
$      0.72 

$ 2,731.1  
2,176.5  
554.6 
303.5 
— 
(0.9) 
 — 
 252.0  
(19.5)  
37.7 
 233.8  
 77.2 
 6.7 
149.9 
 (269.0)a  

 $    (119.1) 
$    (4.47)a 
 26,625  
 $    (4.44)a 
 26,854 
 $      0.63 

 $2,351.6 
 1,890.8  
460.8 
 249.7 
 42.0 

(2.1)  
28.4b  
 142.8  
(14.9)  
 47.8  
109.9  
 39.7  
 3.8 
 66.4 
— 
 $     66.4  
  $      2.52b  
 26,315  
  $       2.51b  
 26,463 
  $     0.60 

$2,645.9 
2,090.7 
 555.2 
 258.7  
 43.3  
(8.1)  
62.9c  
198.4 
(15.7)  
62.6  
151.5  
 54.8  
 2.7  
 94.0  
 —  
$     94.0  
 $      3.56c  
26,391  
$      3.54c 
 26,487  
 $     0.60  

$2,458.6
 1,968.3
 490.3
214.8
 32.1
(2.4)
—
 245.8
(11.7)
49.2 
208.3
74.7
 1.3 
 132.3
 —
$     132.3
$      5.10
25,948
 $      5.07
26,078
$      0.60

$  3038.9 
644.0  

 $2,682.9  
 646.7 

$2,770.9  
 737.0  

$2,739.6  
794.8  

$ 2,970.7
980.3

(a)  In 2002, upon the adoption of SFAS No. 142, the Company recorded a $269.0 million after tax charge for cumulative effect of accounting principle related to goodwill. This charge was $10.02 per diluted share. 

(b)  In 2001, the Company recorded $28.4 million in non-recurring charges. Net of tax, this totaled $19.0 million or $0.72 per diluted share.

(c)  In 2000, the Company recorded $62.9 million in restructuring and other non-recurring charges. Net of tax, this totaled $38.7 million or $1.47 per diluted share.

55

 
 
Corporate Information

Company Information
BorgWarner Inc. 
200 South Michigan Avenue, Chicago, IL 60604 
312-322-8500
www.bwauto.com

Stock Listing
Shares  are  listed  and  traded  on  the  New  York  Stock  Exchange. 
Ticker symbol: BWA.

Fourth Quarter 2003 
Third Quarter 2003 
Second Quarter 2003 
First Quarter 2003 

Fourth Quarter 2002 
Third Quarter 2002 
Second Quarter 2002 
First Quarter 2002 

High 

Low

$85.50 
73.36 
66.25 
55.39 

$ 53.65 
62.73 
68.95 
66.10 

$68.27 
63.43
47.35
43.31

$ 38.38
47.89
55.48
49.91

Dividends
The current dividend practice established by the directors is to declare regular 
quarterly dividends. The last such dividend of 25 cents per share of common 
stock was declared on November 14, 2003, payable February 17, 2004, to stock-
holders of record on February 2, 2004. The current practice is subject to review 
and change at the discretion of the Board of Directors.

Shareholder Services
Mellon  Investor  Services  is  the  transfer  agent,  registrar  and  dividend 
dispersing agent for BorgWarner common stock. 

Mellon Investor Services for BorgWarner
85 Challenger Road
Ridgefield Park, NJ 07660
www.melloninvestor.com

Communica tions  concerning  stock  transfer,  change  of  address,  lost  stock 
certificates or proxy statements for the annual meeting should be directed to 
Mellon Investor Services at 800-851-4229.

Dividend Reinvestment and Stock Purchase Plan
The  BorgWarner  Dividend  Reinvestment  and  Stock  Purchase  Plan  has  been 
established so that anyone can make direct purchases of BorgWarner common 
stock and reinvest dividends. We pay the  brokerage commissions on purchases. 
Questions about the plan can be directed to Mellon at 800-851-4229. To receive 
a prospectus and enrollment package, contact Mellon at 800-842-7629.

56

Annual Meeting of Stockholders
The  2004  annual  meeting  of  stockholders  will  be  held  on  Wednesday, 
April 21, 2004, beginning at 10:00 a.m. on the 19th floor of our headquarters at 
200 South Michigan Avenue in Chicago.

Stockholders
As  of  December  31,  2003,  there  were  2,889  holders  of  record  and  an  esti-
mated 9,000 beneficial holders.

Investor Information
Visit www.bwauto.com for a wide range of company information. For investor 
information, including the following, click on Investor Information.

(cid:127)  BorgWarner News Releases
(cid:127)  BorgWarner Stock Quote
(cid:127)  Earnings Release Conference Call Calendar
(cid:127)  Webcasts
(cid:127)  Analyst Coverage
(cid:127)  Shareholder Services
(cid:127)  Corporate Governance
(cid:127)  BorgWarner In The News Articles
(cid:127)  Annual Reports
(cid:127)  Proxy Statement and Card
(cid:127)  Dividend Reinvestment/Stock Purchase Plan
(cid:127)  Financials and SEC Filings (including the Annual Report on Form 10K)
(cid:127)  Request Information Form

News Release Sign-up
At our Investor Information web page, you can sign up to receive BorgWarner’s 
news releases. Here’s how to sign up:
1. Go to www.bwauto.com
2. Click Investor Information
3. Click News Release Sign-up and follow the instructions

Investor Inquiries
Investors  and  securities  analysts  requiring  financial  reports,  interviews  or 
other  information  should  contact  Mary  E.  Brevard,  Vice  President  of  Investor 
Relations  and  Corporate  Communications  at  BorgWarner  headquarters, 
312-322-8683.  For  copies  of  printed  material,  call  our  BorgWarner  Investor 
Relations Hot Line at 312-322-8524.

BorgWarner Inc. owns U.S. trademark registrations for: BorgWarner,       , 
MAJI-BAND, HY-VO and TORQUE-ON-DEMAND. BorgWarner owns the following trademarks: ITM, InterActive 
Torque Management, Morse Gemini and DualTronic.

 , 

 
Phyllis O. Bonanno (2)
President and Chief Executive Officer, 
International Trade Solutions, Inc.

Dr. Andrew F. Brimmer (2) 
President 
Brimmer & Company, Inc.

William E. Butler (3,4)  
Chairman and Chief Executive Officer, 
Retired 
Eaton Corporation

Jere A. Drummond (1,3,4) 
Vice Chairman, Retired
BellSouth Corporation

Dire ct ors

Exe c utive 

Offic er s

Pro d uct 

Ide nti fication

Paul E. Glaske (3,4) 
Chairman, President and 
Chief Executive Officer, Retired 
Blue Bird Corporation

Ivan W. Gorr (4)
Chairman and 
Chief Executive Officer, Retired 
Cooper Tire & Rubber Company

Timothy M. Manganello (1)
Chairman and Chief Executive Officer, 
BorgWarner Inc.

Alexis P. Michas (1,2) 
Managing Partner
Stonington Partners, Inc.

Ernest J. Novak, Jr. (2)
Managing Partner, Retired
Ernst and Young

John Rau (2,3)
President and Chief Executive Officer, 
Miami Corporation

Timothy M. Manganello
Chairman and 
Chief Executive Officer

John J. McGill
Vice President, 
President and 
General Manager,
TorqTransfer Systems

Alfred Weber
Vice President, 
President and 
General Manager,
Emissions/
Thermal Systems

F. Lee Wilson
Vice President, 
President and 
General Manager,
Turbo Systems

Roger J. Wood
Vice President, 
President and 
General Manager, 
Morse TEC

Mary E. Brevard
Vice President, 
Investor Relations 
and Corporate 
Communications

Committees of the Board  

1    Executive Committee

2     Finance and Audit Committee   

3   Compensation Committee   

4    Corporate Governance Committee   

William C. Cline
Vice President 
and Controller

Kimberly Dickens 
Vice President, 
Human Resources

Anthony D. Hensel
Vice President, 
Business Development 
and Acquisitions

Laurene H. Horiszny 
Vice President, 
General Counsel 
and Secretary 

Jeffrey L. Obermayer
Vice President 
and Treasurer

Front 
Cover 

ROW 1 

DualTronic Transmission Control Module 
Engine Timing System
13-54 4WD Transfer Case

ROW 2 

Synchronizer Rings
Solenoid EGR Valve 
Fan Clutch 
Engine Timing System 
Torque-On-Demand Clutch Pack Assembly 

ROW 3 

Interactive Torque Management II
Turbocharger BV50 
44-11 4WD Transfer Case 
Turbocharger K03
Air Flow System

ROW 4 

DualTronic Modules in VW DSG 
Binary Oil Pump
Turbocharger KP35
Diesel EGR

Back 
Cover

ROW 1 

44-06 4WD Transfer Case
One-Way Clutch Assemblies
44-24 4WD Transfer Case
e-Booster
Electronic Throttle Body

ROW 2 

Ring Fan with Viscous Fan Drive
Synchronizer Rings
Turbocharger K24
DualTronic Dual Clutch Module
Cam Phaser

ROW 3 

Turbocharger S410V
Engine Timing System
Viscous Heater
VCT Cam Phaser with Variable Force Solenoid 
High-Performance Engine Timing System

ROW 4

Transmission Control Module
Turbocharger with Electronic Actuator 
Gemini Chain System
Transmission Band Assemblies
Interactive Torque Management I

2 0 0   S o u t h   M i c h i g a n   |   C h i c a g o ,   I L   6 0 6 0 4