Quarterlytics / Consumer Cyclical / Auto - Recreational Vehicles / Brunello Cucinelli

Brunello Cucinelli

bc · NYSE Consumer Cyclical
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Ticker bc
Exchange NYSE
Sector Consumer Cyclical
Industry Auto - Recreational Vehicles
Employees 10,000+
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FY2014 Annual Report · Brunello Cucinelli
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March 26, 2015

DEAR FELLOW SHAREHOLDERS:

We are pleased to report that our results in 2014 represented the fifth consecutive year of strong improvements in
operating performance for Brunswick Corporation, reflecting the outstanding execution of our business strategy
by our global workforce. In addition to delivering exceptional financial performance in 2014, we are actively
positioning the Company for future success, including:

•

•

•

•

announcement of our plan to exit our bowling businesses;

introduction of multiple new products across the enterprise;

expansion of manufacturing facilities in all our business segments; and the

implementation of a management succession process.

2014 FINANCIAL HIGHLIGHTS

For 2014, revenue increased by 7 percent to $3.8 billion, as U.S. and international sales grew 8 percent and 4
percent, respectively. Our revenue performance benefited from investments in growth initiatives, including new
products across all business segments, as well as marine parts and accessories acquisitions made during the year.
Our 2014 gross margin of 27.0 percent represented the highest annual level achieved since 2000. Strong
improvement in adjusted operating earnings, combined with lower net interest expense, contributed to a 32
percent increase in adjusted pretax earnings. This increase was more than offset by a higher effective tax rate,
resulting in $2.42 diluted earnings per share, as adjusted. At a constant tax rate, our 2014 diluted EPS, as
adjusted, would have increased by 30 percent versus 2013. The market recognized this performance and
rewarded shareholders with a record high closing stock price in 2014 of $51.94.

EXIT FROM BOWLING BUSINESS

Notable in 2014 was our decision to exit our bowling businesses, beginning with the sale of our retail bowling
centers to Bowlmor AMF for $270 million. It was a unique opportunity to transfer ownership of this business at
an attractive valuation. We are in the process of selling our bowling products business, and expect to have that
sale completed soon. Our exit from the bowling business enables the Company to focus on its Marine and Fitness
segments and to further enhance shareholder value.

Brunswick Corporation 1 N. Field Court Lake Forest, IL 60045-4811
Telephone 847.735.4700

NEW PRODUCT INTRODUCTIONS AND CAPACITY EXPANSION

The successful introduction of multiple new products across our business segments was a significant force
driving solid top-line growth in 2014. We also continued to increase investment in the business to support
growth. For example:

• Mercury Marine marked its 75th year in 2014 by completing an expansion of its Fond du Lac,
Wisconsin campus and introducing, on average, a new product or feature about every six weeks. Major
new product introductions included Mercury Marine’s 75, 90 and 115hp FourStroke outboards – which
are built with architecture similar to that used in Mercury’s popular 150hp engine – and the 4.5L 250hp
sterndrive – the first purpose-built sterndrive engine that was conceived, designed and built from the
ground up for marine use. Mercury Marine also continued to grow its parts and accessories (P&A)
business, which accounted for 45 percent of its sales in 2014, through a combination of organic growth
and acquisitions. Among the many new products introduced was the popular Enertia Eco propeller,
which at cruising speeds posts a 10 percent fuel-economy gain versus other comparable propellers.
Mercury also acquired Whale, which is based in Northern Ireland, and is a leader in water and heating
systems, along with Bell Recreational Products Group, a Midwest-based P&A distributor. Both Whale
and Bell also serve the recreational vehicle industry, expanding market opportunities beyond the
marine segment.

•

Sea Ray launched 11 new models, ranging from 19 feet to 65 feet, including the introduction of the
L-Class line of luxury yachts. To better meet demand, Sea Ray is reactivating its yacht production
facility at Sykes Creek in Merritt Island, Florida. Boston Whaler, the “Unsinkable Legend,” introduced
the largest boat it has ever built – the 420 Outrage – and expanded its manufacturing facility in
Edgewater, Florida, to meet demand for this model and other Whaler products.

• Bayliner introduced the Element XL, the 642 Overnighter and the Element XR7 to solid response in
2014, while our Freshwater Boat Group ramped up production at its new and larger manufacturing
facility in Ft. Wayne, Indiana, dedicated to Cypress Cay and Harris pontoons and has dramatically
increased our ability to meet strong demand for our pontoon brands. Our aluminum boat plant in New
York Mills, Minnesota, was also enlarged, and produced many new products such as the Crestliner
1600 Vision and Lund’s iconic Tyee, which added a new 2075 Magnum edition. Lowe introduced
several new models to its line-up, including the 20 Bay. Meanwhile, Brunswick boat operations in
Europe introduced seven new Quicksilver models for 2014, as well as two new Uttern models.

• Life Fitness launched three new cardio and strength products – the PowerMill Climber, FlexStrider
Variable Motion Elliptical and the Insignia Series Selectorized Strength Machines – each of which has
made a tremendous impact in the marketplace. Life Fitness remains focused on future growth and laid
the groundwork in 2014 to better meet demand and pursue new market opportunities by increasing
manufacturing space by 50 percent at its Kiskoros, Hungary facility.

FINANCIAL OUTLOOK

In November 2013, we disclosed our 2014-2016 plan which targets revenue to grow at a compound annual rate
of 5 to 7 percent, while producing operating margins at the end of the period of between 10 to 11 percent and
earnings per share in the range of $3.00 to $3.40 in 2016. Going forward, although category and regional
strengths and weaknesses exist in the marine and fitness markets, the demonstrated resiliency of both marine
participation and the overall commercial fitness market, combined with the continued successful execution of our
growth strategy, give us the confidence that we can achieve the financial targets outlined in our 2016 plan, absent
any additional significant changes in global macroeconomic conditions. Our outlook and financial targets for
2015 are generally consistent with the metrics included in the 2016 plan that was shared with the financial
community during an investor event in November 2013.

Our capital strategy will continue to focus on maintaining a strong balance sheet, deploying capital to further
strengthen our Marine and Fitness segments, executing our pension de-risking plans, and returning cash to
shareholders through a balanced approach that includes dividends and share repurchases.

Our opportunity in 2015 is to not only manage our core businesses to meet the objectives of the 2016 plan, but
also to continue to invest and to prepare our Company for the future. To do so, we will be identifying and
funding the best opportunities we see for growth, as well as managing and adjusting our product portfolio as
necessary. In some cases, these business opportunities may be natural outgrowths of our current core businesses,
such as acquisitions to grow and strengthen marine parts and accessories or Life Fitness; while in other instances
they may be adjacencies, meaning new types of business that are adjacent to our core products and abilities, yet
different in some way.

S U CCE S S I O N P L A N N I N G

We have a dedicated and capable management and employee team at Brunswick which continues to effectively
execute on our business plans and achieve financial and operational targets. As we plan for the future, our Board
of Directors is focused on managing leadership succession. The Company has a deep bench of talented people
from which to choose, and our Board has been carefully managing the succession planning to ensure a smooth
transition after my planned retirement in 2016.

The 2014 appointment of Mark Schwabero as Brunswick’s President and Chief Operating Officer was part of
that succession management plan. Mark is now responsible for day-to-day operations and overall leadership of
the Company’s business segments – Engine, Boat and Fitness – and was recently appointed to our Board of
Directors. Mark is an accomplished executive who is intimately familiar with Brunswick’s businesses,
particularly the marine segments from which the Company derives the majority of its sales and earnings. The role
of chief operating officer enables Mark to prepare for this transition, while actively managing Brunswick’s
overall operations and developing strategic plans.

G O I N G F O RW A RD

As we begin Brunswick’s 170th year of business, we enter some of its most exciting and promising times. In
2014, we significantly changed the composition of the Company, resulting in a unique opportunity to create the
next generation of Brunswick. Doing so will be fun, challenging and worthwhile as we move ahead. We will
maintain a strong emphasis on three themes going forward. These are as follows:

•

Product Leadership: As such, throughout Brunswick we will develop products, desired by consumers,
faster and better than competitors.

• Be the Best Partner: This means to consistently deliver the best value to all of our business partners.

And finally,

•

Promote a Winning Culture: This is achieved through developing the best team focused on delivering
our plan together.

I am confident that we can do so because of the soundness of our strategy, our demonstrated ability to get the job
done and to deliver on our commitments, and this Company’s ability to continually reinvent and re-energize
itself through the efforts of its dedicated and talented employees around the world.

Sincerely,

Dustan E. McCoy
Chairman and Chief Executive Officer
Brunswick Corporation

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 10-K

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 For the fiscal year ended December 31, 2014 
 or

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 Commission file number 1-1043
____________

Brunswick Corporation

(Exact name of registrant as specified in its charter)

(State or other jurisdiction of incorporation or organization)

(I.R.S. Employer Identification No.)

Delaware

36-0848180

1 N. Field Court, Lake Forest, Illinois 60045-4811       (Address of principal executive offices, including zip code)

(847) 735-4700  (Registrant’s telephone number, including area code)

Securities registered pursuant to Section 12(b) of the Act:

Title of each class 
Common Stock ($0.75 par value) 

Name of exchange on which registered
New York Stock Exchange, Chicago Stock Exchange

Securities registered pursuant to Section 12(g) of the Act: None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.  Yes 

  No  

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes 

 No 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 
during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing 
requirements for the past 90 days.    Yes 

  No  

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required 
to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period 
that the registrant was required to submit and post such files).  Yes 

  No  

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to 
the best of registrant's knowledge, in the definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any 
amendment to this Form 10-K.  

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. 
See the definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act. (Check one):

Large accelerated filer

Non-accelerated filer

  (Do not check if a smaller reporting company)

Smaller reporting company

Accelerated filer

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes 

 No 

As of June 27, 2014, the last business day of the registrant’s most recently completed second fiscal quarter, the aggregate market value of the voting stock 
of the registrant held by non-affiliates was $3,885,554,626.  Such number excludes stock beneficially owned by officers and directors. This does not 
constitute an admission that they are affiliates. 

The number of shares of Common Stock ($0.75 par value) of the registrant outstanding as of February 16, 2015 was 92,823,217.

DOCUMENTS INCORPORATED BY REFERENCE
Part III of this Report on Form 10-K incorporates by reference certain information that will be set forth in the Company's definitive Proxy 
Statement for the Annual Meeting of Shareholders scheduled to be held on May 6, 2015.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
BRUNSWICK CORPORATION
INDEX TO ANNUAL REPORT ON FORM 10-K
December 31, 2014 

TABLE OF CONTENTS

PART I
Item 1.

Business

Item 1A.

Risk Factors

Item 1B.

Unresolved Staff Comments

Item 2.

Item 3.

Properties

Legal Proceedings

Item 4. 

Mine Safety Disclosures

PART II

Item 5.

Item 6.
Item 7.
Item 7A.
Item 8.
Item 9.
Item 9A.
Item 9B.

PART III

Item 10.
Item 11.
Item 12.
Item 13.
Item 14.

PART IV

Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity 
Securities
Selected Financial Data
Management’s Discussion and Analysis of Financial Condition and Results of Operations
Quantitative and Qualitative Disclosures About Market Risk
Financial Statements and Supplementary Data
Changes in and Disagreements with Accountants on Accounting and Financial Disclosure
Controls and Procedures
Other Information

Directors, Executive Officers and Corporate Governance
Executive Compensation
Security Ownership of Certain Beneficial Owners and Management and Related Stockholders Matters
Certain Relationships and Related Transactions, and Director Independence
Principal Accounting Fees and Services

Item 15.

Exhibits and Financial Statement Schedules

Page

1

8

16

16

17

17

19
21
23
43
43
44
44
44

45
45
45
45
45

46

 
 
Item 1. Business

PART I

Brunswick  Corporation  (Brunswick  or  the  Company)  is  a  Delaware  corporation,  incorporated  on  December  31,  1907.  
Brunswick is a leading global designer, manufacturer and marketer of recreation products including marine engines, boats, fitness 
and billiards equipment.  Brunswick's engine-related products include: outboard, sterndrive and inboard engines; trolling motors; 
propellers; engine control systems; and marine parts and accessories.  The Company's boat offerings include: fiberglass pleasure 
boats; luxury yachts, yachts and sport yachts; offshore fishing boats; aluminum fishing boats; pontoon boats; deck boats and 
inflatable boats.  Brunswick's fitness products include both cardiovascular and strength training equipment for the commercial 
and consumer markets. The Company also sells a complete line of billiards tables and other gaming tables and accessories.

     In 2014, Brunswick focused on executing its growth plan which included investing in new products, strategic investments and 
capacity expansion.  In 2015, Brunswick will focus on continuing to drive profitable growth through product leadership resulting 
from investments in capital projects, research and development programs and strategic acquisitions.  In the longer term, Brunswick's 
strategy remains consistent: to design, develop and introduce high-quality products featuring innovative technology and styling; 
to distribute products through a model that benefits its partners - dealers and distributors - and to provide world-class service to 
its customers; to develop and maintain low-cost manufacturing processes and to continually improve productivity and efficiency; 
to manufacture and distribute products globally with local and regional styling; to continue implementing the Company's capital 
strategy  which  includes  maintaining  strong  cash  and  liquidity  positions,  spending  on  organic  growth  initiatives  and  strategic 
acquisition opportunities, funding pension obligations and continuing to return capital to our shareholders through dividends and 
share repurchases; and to attract and retain skilled and knowledgeable people.  These strategic objectives support the Company's 
plans to grow by expanding its existing core businesses.  The Company's primary objective is to enhance shareholder value by 
achieving returns on investments that exceed its cost of capital.

Refer to Note 6 – Segment Information and Note 2 – Discontinued Operations in the Notes to Consolidated Financial 
Statements for additional information regarding the Company's segments and discontinued operations, including net sales, operating 
earnings and total assets by segment.

Marine Engine Segment

The Marine Engine segment, which had net sales of $2,189.4 million in 2014, consists of the Mercury Marine Group (Mercury 
Marine).  The Company believes its Marine Engine segment is a world leader in the manufacturing and sale of recreational marine 
engines and marine parts and accessories.  In 2014, Mercury Marine celebrated its 75th anniversary.

Mercury Marine manufactures and markets a full range of outboard engines, sterndrive propulsion systems and inboard engines 
under the Mercury, Mercury MerCruiser, Mariner, Mercury Racing, Mercury Sport Jet and Mercury Jet Drive, MotorGuide, Sea 
Pro, Axius and Zeus brand names. In addition, Mercury Marine manufactures and markets marine parts and accessories under the 
Quicksilver, Mercury Precision Parts, Mercury Propellers, Attwood, Whale, Land 'N' Sea, Kellogg Marine Supply, Diversified 
Marine Products, Bell Recreational Products, Sea Choice and MotorGuide brand names, including marine electronics and control 
integration systems, steering systems, instruments, controls, propellers, trolling motors, fuel systems, service parts and marine 
lubricants.  Mercury  Marine  also  supplies  integrated,  high-speed  diesel  propulsion  systems  to  the  worldwide  recreational  and 
commercial marine markets.

Mercury Marine's outboard engines, sterndrive engines and inboard engines are sold to independent boat builders, local, state 
and foreign governments, and to the Company's Boat segment. In addition, Mercury Marine's outboard engines are sold to end-
users through a global network of more than 5,500 marine dealers and distributors, specialty marine retailers and marine service 
centers. 

Mercury Marine manufactures four-stroke outboard engine models ranging from 2.5 to 400 horsepower and two-stroke OptiMax 
outboard engines, all of which feature Mercury's direct fuel injection (DFI) technology, ranging from 75 to 300 horsepower.  All 
of these low-emission engines are in compliance with current U.S. Environmental Protection Agency (EPA) requirements.  Mercury 
Marine's four-stroke outboard engines include Verado, a collection of supercharged outboards ranging from 150 to 350 horsepower, 
and Mercury Marine's naturally aspirated four-stroke outboards, ranging from 2.5 to 150 horsepower, including the 75 to 115  
horsepower FourStroke, introduced in 2014, which has already become known for its light weight, fuel efficiency and performance. 
Mercury Marine also manufactures two-stroke, non-DFI engines for certain markets outside the United States.  In addition, most 
of Mercury's sterndrive and inboard engines are now available with catalyst exhaust monitoring and treatment systems, and all 
are compliant with environmental regulations adopted by the State of California, effective January 1, 2008, and by the EPA, 
effective January 1, 2010.

1

 
 
 
Mercury Marine and Mercury Racing manufacture inboard and sterndrive engine models ranging from 115 to 1,650 horsepower.  
Mercury's new 4.5-liter 250 horsepower sterndrive engine, designed and purpose-built by Mercury for marine use, was named the 
top innovative product in its category in September 2014 at the International Boatbuilders’ Exhibition and Conference in Tampa, 
Florida. 

To promote advanced propulsion systems with improved handling, performance and efficiency, Mercury Marine manufactures 

and markets advanced boat steering and engine control systems under the brand names of Zeus and Axius.

Mercury Marine's gasoline sterndrive and outboard engines are produced domestically in Fond du Lac, Wisconsin, with outboard 
engines also produced internationally in China and Japan.  Mercury Marine manufactures 40, 50 and 60 horsepower four-stroke 
outboard engines in a facility in China, and produces smaller outboard engines in Japan pursuant to a joint venture with its partner, 
Tohatsu Corporation. Mercury Marine sources engine components from a global supply base and manufactures additional engine 
component parts at its Fond du Lac facility and plants in Florida and Mexico.  Mercury Marine also operates a remanufacturing 
business for engines and service parts in Wisconsin.  In addition, Mercury Marine has an equity ownership interest in Bella-Veneet 
Oy, which manufactures boats under the brand names Bella, Flipper and Aquador in Finland.  

On June 16, 2014, the Company acquired 100 percent of privately held Whale, which is based in Bangor, Northern Ireland, 
and is a manufacturer of water movement and heating systems for the marine, recreational vehicle, industrial and other markets.  
The Company believes this acquisition will allow the Company to more fully compete across a number of parts and accessories 
product categories, enable entry into attractive adjacent markets and expand the global presence of the marine service, parts and 
accessories businesses.  On July 31, 2014, the Company acquired 100 percent of privately held Bell Industries Recreational Products 
Group, Inc. (Bell), which is based in Eagan, Minnesota.  Bell is a distributor of parts and accessories to the marine, recreational 
vehicle and powersports markets, serving primarily the Upper Midwest of the U.S. The Company believes this acquisition will 
allow the Company to solidify its footprint in the Upper Midwest with locations in Minnesota, Michigan and Wisconsin, enhance 
its growth of its parts and accessories businesses, expand the depth and breadth of its product portfolio and enable entry into 
attractive adjacent markets.  Whale and Bell are managed as part of the Company’s marine service, parts and accessories businesses 
within the Marine Engine segment. 

   Mercury Marine's parts and accessories distribution and products businesses include: Land 'N' Sea, Kellogg Marine Supply, 
Diversified Marine Products, Bell Recreational Products, Attwood Marine and Whale. These businesses are leading manufacturers 
and distributors of marine parts and accessories throughout North America and Europe, offering same-day or next-day delivery 
service to a broad array of marine service facilities. 

Inter-company sales to the Company's Boat segment represented approximately 12 percent of Mercury Marine's sales in 2014.  
Domestic demand for the Marine Engine segment's products is seasonal, with sales generally highest in the second calendar quarter 
of the year.

Boat Segment

The Boat segment consists of the Brunswick Boat Group (Boat Group), which manufactures and markets the following products: 
fiberglass pleasure boats; luxury yachts, yachts and sport yachts; offshore fishing boats; aluminum fishing boats; pontoon boats; 
deck boats and inflatable boats.  The Company believes that its Boat Group, which had net sales of $1,135.8 million during 2014, 
is a world leader in the manufacturing and sale of pleasure motorboats.

The  Boat  Group  manages  Brunswick's  boat  brands;  evaluates  and optimizes  the  Boat  segment's  boat  portfolio;  promotes 
recreational boating services and activities to enhance the consumer experience and dealer profitability; and speeds the introduction 
of new technologies into the boat manufacturing and design processes.

The Boat Group includes the following boat brands: Sea Ray L-Class yachts, yachts, sport yachts, sport cruisers and runabouts; 
Bayliner sport cruisers and runabouts; Meridian yachts; Boston Whaler and Lund fiberglass fishing boats; and Crestliner, Cypress 
Cay, Harris, Lowe, Lund and Princecraft aluminum fishing, utility, pontoon boats and deck boats. The Boat Group also includes 
a commercial and governmental sales unit that sells products to commercial customers, as well as to the United States government 
and state, local and foreign governments. The Boat Group procures most of its outboard engines, gasoline sterndrive engines and 
gasoline inboard engines from Brunswick's Marine Engine segment.

The Boat Group also includes several Brunswick boat brands based in Europe and Asia-Pacific, which include Quicksilver, 
Uttern and Rayglass (Protector and Legend), which are typically equipped with engines manufactured by Mercury Marine and 
often include other parts and accessories supplied by Mercury Marine.

2

 
 
 
 
 
 
The Boat Group operates manufacturing facilities in Florida, Indiana, Minnesota, Missouri, Tennessee, Brazil, Canada, Mexico, 
New Zealand and Portugal, and owns an inactive manufacturing facility in North Carolina.  The Boat Group utilizes contract 
manufacturing facilities in Poland.  In 2014, the Boat Group divested idle operating facilities in Ashland City and Knoxville, 
Tennessee.

The Boat Group's products are sold to end-users through a global network of approximately 3,000 dealers and distributors, 
each of which carries one or more of Brunswick's boat brands. Sales to the Boat Group's largest dealer, MarineMax Inc., which 
has multiple locations and carries a number of the Boat Group's product lines, represented approximately 18 percent of Boat Group 
sales in 2014. Domestic demand for pleasure boats is seasonal, with sales generally highest in the second calendar quarter of the 
year.

Fitness Segment

Brunswick's Fitness segment is comprised of its Life Fitness division (Life Fitness), which designs, manufactures and markets 
a full line of reliable, high-quality cardiovascular fitness equipment (including treadmills, total body cross-trainers, stair climbers 
and stationary exercise bicycles) and strength-training equipment under the Life Fitness and Hammer Strength brands.  The Fitness 
segment also includes Brunswick's billiards business which was previously a part of Brunswick's former Bowling and Billiards 
segment.

The Company believes that its Fitness segment, which had net sales of $769.3 million during 2014, is the world's largest 
manufacturer  of  commercial  fitness  equipment  and  a  leading  manufacturer  of  high-quality  consumer  fitness  equipment.  Life 
Fitness' commercial sales customers include health clubs, corporations, schools and universities, hotels, professional sports teams 
and  the  military  and  governmental  agencies.    Commercial  sales  are made  to  customers  through  Life  Fitness'  direct  sales 
force, domestic  dealers,  and international  distributors.    Consumer  products  are  available  at  specialty  retailers,  select  mass 
merchants, sporting goods stores, through international distributors, and on the Life Fitness Web site.

The Fitness segment's billiards business was established in 1845 and is Brunswick's heritage business.  The billiards business 
designs and/or markets billiards tables, table tennis tables, air powered table hockey games and other gaming tables, as well as 
game room furniture and related accessories, under the Brunswick and Contender brands.

The Fitness segment's principal manufacturing facilities are located in Illinois, Kentucky, Minnesota, Wisconsin and Hungary, 
with third party contract manufacturing partners in China and Taiwan.  Life Fitness distributes its products worldwide from regional 
warehouses and production facilities. Demand for Life Fitness products is seasonal, with sales generally highest in the fourth 
quarter of the year.

Discontinued Operations

On July 17, 2014, the Company entered into an agreement to sell its retail bowling business to AMF Bowling Centers, Inc. 
In connection with its decision to sell its bowling centers, the Company announced its intention to divest its bowling products 
business.   On December 31, 2012, the Board of Directors authorized the Company to exit its Hatteras and Cabo boat businesses. 
As a result of these actions, these businesses, which were previously recorded in the Bowling & Billiards segment and Boat 
segment, respectively, are being reported as discontinued operations in the Consolidated Statements of Operations for all periods 
presented.  The Company does not have or anticipate having any significant continuing involvement or continuing cash flows 
associated with these businesses. The assets and liabilities of these businesses met the accounting criteria to be classified as held 
for sale and have been aggregated and reported on separate lines of the Consolidated Balance Sheets for all periods presented.

On September 18, 2014, the Company completed the sale of its retail bowling business to AMF Bowling Centers, Inc. as well 
as, in separate transactions, completed the sale of two retail bowling centers in California.  In August 2013, the Company completed 
the sale of its Hatteras and Cabo boat businesses.  Refer to Note 2 – Discontinued Operations in the Notes to Consolidated 
Financial Statements for additional information regarding the Company's discontinued operations.

Financial Services

The Company, through its Brunswick Financial Services Corporation subsidiary, owns a 49 percent interest in a joint venture, 
Brunswick Acceptance Company, LLC (BAC). CDF Ventures, LLC, a subsidiary of GE Capital Corporation, owns the remaining 
51 percent. Under the terms of the joint venture agreement, BAC provides secured wholesale inventory floorplan financing to the 
Company's boat and engine dealers. 

In March 2013, the term of the BAC joint venture was extended through December 31, 2016. The joint venture agreement 

3

 
 
 
contains provisions allowing for the renewal of the agreement or purchase of the other party's interest in the joint venture at the 
end of its term. Alternatively, either partner may terminate the agreement at the end of its term.  In June 2014, the joint venture 
agreement was amended to adjust a financial covenant that was conformed to the leverage ratio test contained in the Facility as 
described in Note 16 – Debt in the Notes to Consolidated Financial Statements.

Additionally, Brunswick offers financial services through Brunswick Product Protection Corporation, which provides marine 
dealers the opportunity to offer extended product warranties to retail customers, and through Blue Water Dealer Services, Inc., 
which provides retail financial services to marine dealers. Each company allows Brunswick to offer a more complete line of 
financial services to its boat and marine engine dealers and their customers.

Refer to Note 10 – Financial Services in the Notes to Consolidated Financial Statements for more information about the 

Company's financial services.

Distribution

Brunswick utilizes distributors, dealers and retailers (Dealers) for the majority of its boat sales and significant portions of its 
sales of marine engine, fitness and billiards products. Brunswick has over 16,000 Dealers serving its business segments worldwide. 
Brunswick's marine Dealers typically carry one or more of the following product categories - boats, engines and related parts and 
accessories.

Brunswick owns Land 'N' Sea, Kellogg Marine Supply, Diversified Marine Products and Bell Recreational Products, which 
comprise the primary North American parts and accessories distribution platforms for the Company's Marine Engine segment. 
We believe that these businesses, collectively, are the leading distributors of marine parts and accessories throughout North America, 
with 16 distribution warehouses located throughout the United States and Canada offering same-day or next-day delivery service 
to a broad array of marine service facilities and Dealers.

Brunswick's Dealers are independent companies or proprietors that range in size from small, family-owned businesses to a 
large,  publicly-traded  corporation  with  substantial  revenues  and  multiple  locations.  Some  Dealers  sell  Brunswick's  products 
exclusively, while a majority also carry competitors' products. Brunswick partners with its boat dealer network to improve quality, 
service, distribution and delivery of parts and accessories to enhance the boating customer's experience.

Demand for a significant portion of Brunswick's products is seasonal, and a number of Brunswick's Dealers are relatively 
small and/or highly-leveraged. As a result, many Dealers require financial assistance to support their businesses, enabling them 
to provide stable channels for Brunswick's products. In addition to the financing offered by BAC, the Company may also provide 
its Dealers with assistance, including incentive programs, loan guarantees and inventory repurchase commitments, under which 
the Company is obligated to repurchase inventory from a finance company in the event of a Dealer's default. The Company believes 
that these arrangements are in its best interest; however, the financial support that the Company provides to its Dealers exposes 
the Company to credit and business risk. Brunswick's business units, along with BAC, maintain active credit operations to manage 
this financial exposure, and the Company continually seeks opportunities to sustain and improve the financial health of its various 
distribution  channel  partners.  Refer  to  Note  13  –  Commitments  and  Contingencies  in  the  Notes  to  Consolidated  Financial 
Statements for further discussion of these arrangements.

International Operations

Brunswick's sales to customers in markets other than the United States were $1,438.7 million (37 percent of net sales), $1,385.1 
million (38 percent of net sales) and $1,347.6 million (39 percent of net sales) in 2014, 2013 and 2012, respectively. The Company 
transacts a portion of its sales in non-U.S. markets in local currencies, and the cost of its products is generally denominated in 
U.S. dollars. As a result, the strengthening or weakening of the U.S. dollar affects the financial results of Brunswick's non-U.S. 
operations. 

4

 
 
 
 
 
Non-U.S. sales are set forth in Note 6 – Segment Information in the Notes to Consolidated Financial Statements and are 

also included in the table below, which details Brunswick's non-U.S. sales by region:

(in millions)
Europe
Canada
Asia-Pacific
Latin America
Africa & Middle East
Total

2014

2013

2012

533.5
302.4
286.0
219.0
97.8
1,438.7

$

$

469.0
312.6
281.4
234.6
87.5
1,385.1

$

$

439.4
310.2
294.6
217.3
86.1
1,347.6

$

$

Marine Engine segment non-U.S. sales represented approximately 48 percent of Brunswick's non-U.S. sales in 2014. The 

segment's principal non-U.S. operations include the following:

• 

• 
• 
• 
• 
• 

Distribution, sales, service and applications engineering offices in Australia, Belgium, Brazil, Canada, China, Malaysia, 
Mexico, New Zealand and Singapore; 

  Sales or representative offices in China, Dubai, Finland, France, Italy, Norway, Russia, Sweden and Switzerland; 
  A component manufacturing facility in Mexico;

An outboard engine assembly plant in Suzhou, China; 

  An outboard engine assembly plant operated by a joint venture in Japan; and
   A parts and accessories manufacturing facility in Northern Ireland.

Boat segment non-U.S. sales comprised approximately 26 percent of Brunswick's non-U.S. sales in 2014.  A portion of the 
Boat Group's products are manufactured or assembled in Brazil, Canada, Mexico, New Zealand and Portugal, as well as in boat 
plants owned and operated by third parties in Poland that perform contract manufacturing for the Company, and are sold worldwide 
through Dealers. The Boat Group has sales or import offices in Belgium, Brazil, Canada, Italy, the Netherlands, New Zealand, 
Norway, Poland and Sweden.

Fitness segment non-U.S. sales comprised approximately 26 percent of Brunswick's non-U.S. sales in 2014. Life Fitness sells 
its products worldwide and has sales and distribution centers in Brazil, Germany, Hong Kong, Japan, the Netherlands, Spain and 
the United Kingdom. The Fitness segment manufactures strength-training equipment and select lines of cardiovascular equipment 
in Hungary for its international markets, and has relationships with contract manufacturers in China and Taiwan.

Raw Materials and Supplies

Brunswick purchases a wide variety of raw materials from its supplier base, including aluminum, resins, oil and steel, as well 
as  product  parts  and  components,  such  as  engine  blocks  and  boat  windshields. The  prices  for  these  raw  materials,  parts  and 
components fluctuate depending on market conditions. Significant increases in the cost of such materials would raise the Company's 
production costs, which could reduce the Company's profitability if the Company did not recoup the increased costs through higher 
product prices.

As Brunswick's manufacturing operations raised production levels in 2014, the Company's need for raw materials and supplies 
increased.  Continuing into 2015, Brunswick's suppliers will need to increase their manufacturing operations to meet the rising 
demand for their products and, in many cases, may need to hire additional workers in order to fulfill the orders placed by Brunswick 
and other customers. During 2014, the Company experienced some shortages, and delayed delivery, of certain materials, parts 
and supplies essential to its manufacturing operations. The Company has addressed and will continue to address this issue by 
identifying  alternative  suppliers,  working  to  secure  adequate  inventories  of  critical  supplies  and  continually  monitoring  the 
capabilities of its supplier base.

The Company also continues to expand its global procurement operations to better leverage its purchasing power across its 
divisions and to improve supply chain and cost efficiencies. The Company mitigates its commodity price risk on certain raw 
material purchases by using derivatives to hedge exposure related to changes in commodity prices.

5

 
 
 
 
Intellectual Property

Brunswick  has,  and  continues  to  obtain,  patent  rights  covering  certain  features  of  its  products  and  processes.  By  law, 
Brunswick's patent rights, which consist of patents and patent licenses, have limited lives and expire periodically. The Company 
believes that its patent rights are important to its competitive position in all of its business segments.

In the Marine Engine segment, patent rights principally relate to features of outboard engines and inboard-outboard drives, 
hybrid  drives  and  pod  drives,  including:  die-cast  powerheads;  cooling  and  exhaust  systems;  drivetrain,  clutch  and  gearshift 
mechanisms; boat/engine mountings; shock-absorbing tilt mechanisms; ignition systems; propellers; marine vessel control systems; 
fuel and oil injection systems; supercharged engines; outboard mid-section structures; segmented cowls; hydraulic trim, tilt and 
steering; screw compressor charge air cooling systems; a range of proprietary metal alloys and airflow silencers.

In the Boat segment, patent rights principally relate to processes for manufacturing fiberglass hulls, decks and components 

for boat products, as well as patent rights related to interiors and other boat features and components.

In the Fitness segment, patent rights principally relate to fitness equipment designs and components, including patents covering 
internal processes, programming functions, displays, design features and styling, as well as billiards table designs and components.

The following are Brunswick's principal trademarks: 

Marine Engine Segment:  Attwood, Axius, Bell Recreational Products, Diversified Marine Products, Kellogg Marine Supply, 
Land 'N' Sea, Mariner, MercNET, MerCruiser, Mercury, Mercury Marine, Mercury Parts Express, Mercury Precision Parts, Mercury 
Propellers, Mercury Racing, MotorGuide, OptiMax, Quicksilver, Seachoice, SeaPro, SmartCraft, Sport Jet, Swivl-Eze, Valiant, 
Verado, Whale and Zeus.

Boat Segment:  Bayliner, Boston Whaler, Crestliner, Cypress Cay, Harris, Lowe, Lund, Master Dealer, Meridian, Princecraft, 

Protector, Quicksilver, Rayglass, Sea Ray and Uttern.

Fitness Segment:  Air Hockey, Brunswick, Contender, Flex Deck, Gold Crown, Hammer Strength, Lifecycle and Life Fitness.

Brunswick's trademark rights have indefinite lives, and many are well known to the public and are considered to be valuable 

assets.

Competitive Conditions and Position

The Company believes that it has a reputation for quality in each of its highly competitive lines of business. Brunswick 
competes in its various markets by: utilizing efficient production techniques; developing and strengthening its leading brands; 
developing and promoting innovative technological advancements; undertaking effective marketing, advertising and sales efforts; 
providing high-quality, innovative products at competitive prices; and offering extensive aftermarket services.

Strong competition exists in each of Brunswick's product groups, but no single enterprise competes with Brunswick in all 
product groups. In each product area, competitors range in size from large, highly-diversified companies to small, single-product 
businesses. Brunswick also indirectly competes with businesses that offer alternative leisure products or activities.

 The following summarizes Brunswick's competitive position in each segment:

Marine Engine Segment:  The Company believes its Marine Engine segment is a world leader in the manufacturing and sale 
of recreational marine engines and marine parts and accessories.  The marine engine market is highly competitive among several 
major international companies that comprise the majority of the market, including Japanese-based outboard engine manufacturers, 
as well as several smaller companies including Chinese manufacturers. Competitive advantage in this segment is a function of 
product features, technological leadership, quality, service, pricing, performance and durability, along with effective promotion 
and distribution.

Boat  Segment:  The  Company  believes  that  its  Boat  Group  is  a  world  leader  in  the  manufacturing  and  sale  of  pleasure 
motorboats.    There  are  several  major  manufacturers  of  pleasure  and  offshore  fishing  boats,  along  with  hundreds  of  smaller 
manufacturers. Consequently, this business is both highly competitive and highly fragmented. The Company believes it has the 
broadest range of boat product offerings in the world, with boats ranging in size from 10 to 65 feet. In all of its boat operations, 
Brunswick competes on the basis of product features, technology, quality, brand strength, dealer service, pricing, performance, 
value, durability and styling, along with effective promotion and distribution.

6

 
 
 
 
 
 
 
 Fitness Segment:  The Company believes it is the world's largest manufacturer of commercial fitness equipment and a leading 
manufacturer of high-quality consumer fitness equipment and billiards tables. The fitness equipment industry is highly competitive 
among  several  major  international  companies  that  comprise  the  majority  of  the  market.    The  billiards  industry  continues  to 
experience competitive pressure from low-cost billiards manufacturers outside the United States.  Many of the Company's fitness 
equipment offerings feature industry-leading product innovations, and the Company places significant emphasis on introducing 
new fitness equipment to the market. Competitive focus is also placed on product quality, technology, service, pricing, state-of-
the-art biomechanics, and effective promotional activities.

Research and Development

The Company strives to improve its competitive position in all of its segments by continuously investing in research and 
development  to  drive  innovation  in  its  products  and  manufacturing  technologies.  Brunswick's  research  and  development 
investments support the introduction of new products and enhancements to existing products. Research and development expenses 
as a percentage of net sales were 3.1 percent, 3.2 percent and 3.0 percent in 2014, 2013 and 2012, respectively.  Research and 
development expenses by segment are shown below:

(in millions)
Marine Engine
Boat
Fitness
Total

2014

2013

2012

$

$

72.5
23.7
23.4
119.6

$

$

70.6
22.4
21.8
114.8

$

$

61.5
20.2
19.3
101.0

The number of employees worldwide is shown below by segment: 

Number of Employees

Marine Engine
Boat
Fitness (A)
Bowling (B)
Corporate
Total (C)

December 31, 2014

December 31, 2013

Total

5,320
4,024
2,026
479
316
12,165

Union
(domestic)
1,723
—
134
24
—
1,881

Total

5,331
3,748
1,832
4,478
312
15,701

Union
(domestic)
1,880
—
134
24
—
2,038

(A)  2014 and 2013 employee numbers include employees of the billiards business.
(B)  2014 and 2013 employee numbers include employees of the bowling products business.  2013 employee numbers include employees of the retail 

bowling business which was divested effective September 18, 2014.

(C)  All employee numbers exclude temporary employees.

The Company believes that the relationships between its employees, the labor unions and the Company remain stable.

Environmental Requirements

Refer to Note 13 – Commitments and Contingencies in the Notes to Consolidated Financial Statements for a description 

of certain environmental proceedings.

Available Information

Brunswick maintains an Internet Web site at http://www.brunswick.com that includes links to Brunswick's Annual Report on 
Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K and any amendments to those reports (SEC Reports). 
The SEC Reports are available without charge as soon as reasonably practicable following the time that they are filed with, or 
furnished to, the SEC. Shareholders and other interested parties may request email notification of the posting of these documents 
through the Investors section of Brunswick's Web site. 

7

  
 
 
 
 
 Item 1A.  Risk Factors

The Company's operations and financial results are subject to various risks and uncertainties, including those described below, 
which could adversely affect the Company's business, financial condition, results of operations, cash flows and the trading price 
of the Company's common stock.

Worldwide economic conditions have adversely affected the Company's industries, businesses and results of operations and 
may continue to do so.

General worldwide economic conditions continue to be challenging as economies continue to recover from the effects caused 
by the subprime lending and general credit market crisis, collateral effects on the finance and banking industries, slower economic 
activity, variable consumer confidence, and weak business conditions.  In times of economic uncertainty and contraction, consumers 
tend to have less discretionary income and to defer expenditures for discretionary items, which adversely affects the Company's 
financial performance, especially in its marine businesses.  A majority of the Company's businesses are cyclical in nature and are 
highly sensitive to personal discretionary spending levels, and their success is dependent upon favorable economic conditions, the 
overall level of consumer confidence and personal income levels.

Demand for the Company's marine products has been influenced by weak economic conditions, low consumer confidence, 
high unemployment and increased market volatility worldwide.  Although increases have not been experienced in all product 
segments and geographic markets, the Company estimates that retail unit sales of powerboats in the United States again increased 
modestly during 2014.  However, unit sales remain down significantly from historical levels, particularly in the fiberglass sterndrive 
boat segment. Any deterioration in general economic conditions that diminishes consumer confidence or discretionary income 
may further reduce the Company's sales or the Company may decide to sell its products at a discount, thus adversely affecting its 
financial results, including increasing the potential for future impairment charges.  The Company cannot predict the timing or 
strength of economic recovery, either worldwide or in the specific markets where it competes.

Fiscal  concerns  may  negatively  impact  worldwide  credit  conditions  and  could  have  an  adverse  effect  on  the  Company's 
industries, businesses and financial condition.

Concerns regarding fiscal policy could have a material adverse impact on worldwide economic conditions, the financial markets 
and the availability of credit and, consequently, may negatively affect the Company's industries, businesses and overall financial 
condition.  Although consumer credit markets have improved, consumer credit market conditions continue to influence demand, 
especially for marine products, and may continue to do so.

Customers often finance purchases of the Company's products, particularly boats. Credit market conditions continued to improve 
in 2014, but remained less favorable overall than those in existence prior to the decline in marine retail demand. While interest 
rates are generally lower, there continue to be fewer lenders, tighter underwriting and loan approval criteria, greater down payment 
requirements and negative loan equity, particularly in larger products.  If credit conditions worsen, and adversely affect the ability 
of customers to finance potential purchases at acceptable terms and interest rates, it could result in a decrease in sales of the 
Company's products or delay any improvement in its sales.

The inability of the Company's dealers and distributors to secure adequate access to capital could adversely affect the Company's 
sales.

The  Company's  dealers  require  adequate  liquidity  to  finance  their  operations,  including  purchases  of  the  Company's 
products.  Dealers are subject to numerous risks and uncertainties that could unfavorably affect their liquidity positions, including, 
among other things, continued access to adequate financing sources on a timely basis on reasonable terms.  These sources of 
financing are vital to the Company's ability to sell products through the Company's distribution network, particularly to its boat 
and engine dealers.  During the credit crisis which ensued before, during and after the 2009 recession, several third-party floorplan 
lenders ceased their lending operations or materially reduced their exposure.  A significant portion of the Company's domestic and 
international boat and engine sales to dealers are financed through entities affiliated with GE Capital Corporation (GECC), including 
BAC  (the  Company's  49  percent  owned  joint  venture,  with  the  other  51  percent  being  owned  by  CDFV,  a  subsidiary  of 
GECC),  which provides floorplan financing to domestic marine dealers.

The availability and terms of financing offered by the Company's dealer floorplan financing providers will continue to be 
influenced by a number of factors including: their ability to access certain capital markets, including the securitization and the 
commercial paper markets, and to fund their operations in a cost effective manner; the performance of their overall credit portfolios; 
their willingness to accept the risks associated with lending to marine dealers; and the overall creditworthiness of those dealers.  The 
Company's sales could be adversely affected if BAC were to be terminated, if further declines in floorplan financing availability 

8

 
occur, or if financing terms change unfavorably.  This could require dealers to find alternative sources of financing, including the 
Company providing this financing directly to dealers, which could require additional capital to fund the associated receivables.

The Company's financial results may be adversely affected if it is unable to maintain effective distribution.

The Company relies on third-party dealers and distributors to sell the majority of its products, particularly in the marine 
business.  The  ability  to  maintain  a  reliable  network  of  dealers  is  essential  to  the  Company's  success.  The  Company  faces 
competition from other boat manufacturers in attracting and retaining distributors and independent boat dealers. A significant 
deterioration in the number or effectiveness of the Company's dealers and distributors could have a material adverse effect on the 
Company's financial results.

Weakening  demand  for  marine  products  could  adversely  affect  the  financial  performance  of  the  Company's  dealers.  In 
particular,  reduced  cash  flow  from  decreases  in  sales  and  tightening  credit  markets  may  impair  a  dealer's  ability  to  fund 
operations.  Inability to fund operations can force dealers to cease business, and the Company may not be able to obtain alternate 
distribution in the vacated market. An inability to obtain alternate distribution could unfavorably affect the Company's net sales 
through reduced market presence. If conditions were to worsen, the Company anticipates that dealer failures or voluntary market 
exits could increase, especially if overall retail demand for boats materially declines. 

Finally,  labor  disruption  at  major  ports  and  shipping  hubs  around  the  world  may  adversely  affect  the  Company  and  its 
distributors’ ability to transport raw materials to its facilities and products to its distributors and end-use customers, potentially 
resulting in increased transportation costs and lost sales.

Adverse economic, credit and capital market conditions could have a negative impact on the Company's financial results.

The Company does not frequently rely on short-term capital markets to meet its working capital requirements, fund capital 
expenditures, pay dividends, or fund employee benefit programs; however, the Company does maintain short-term borrowing 
facilities which can be used to meet these capital requirements.  In addition, over the long term, the Company may determine that 
it is necessary to access the capital markets to refinance existing long-term indebtedness or for other initiatives.

Adverse global economic conditions, market volatility and heightened governmental regulation could lead to volatility and 
disruptions in the capital and credit markets.  This could adversely affect the Company's ability to access capital and credit markets 
or increase the cost to do so, which could have a negative impact on its business, financial results and competitive position.

Changes in currency exchange rates can adversely affect the Company's results.

A portion of the Company's sales are denominated in a currency other than the U.S. dollar.  Consequently, a strong U.S. dollar 
may adversely affect reported revenues.  The Company also maintains a portion of its cost structure in currencies other than the 
U.S. dollar, which partially mitigates the impact of a strengthening U.S. dollar.  This includes manufacturing operations for boats 
in Europe, Brazil and Canada, fitness equipment in Europe, as well as smaller outboard engines in Asia.  A portion of SG&A costs 
are also transacted in a currency other than the U.S. dollar.

The Company sells U.S. manufactured products into certain international markets in U.S. dollars, including the sale of products 
into Canada, Europe and Latin America.  Demand for the Company's products in these markets may also be  adversely affected 
by a strengthening U.S. dollar.  The Company has certain competitors with cost positions based outside the U.S., including Asian-
based outboard engine manufacturers, European-based large fiberglass boat manufacturers and a European-based fitness equipment 
manufacturer.   A  strengthening  U.S.  dollar  may  provide  a  cost  advantage  to  these  competitors,  which  could  result  in  pricing 
pressures.

The Company maintains hedging programs to reduce its risk to currency fluctuations; however, it is not possible to hedge 
against all currency risk, especially over the long term.  The Company also continues to evaluate its supply chain and cost structure 
for opportunities to further mitigate risks associated with foreign currency.  

Inventory reductions by major dealers, retailers and independent boat builders could adversely affect the Company's financial 
results.

The Company and its dealers, retailers and other distributors could decide to reduce the number of units they hold, particularly 
if demand trails forecasted levels or if new product introductions are expected to replace older products.  Such efforts tend to result 
in wholesale reductions in excess of retail reductions and would likely result in lower production levels of the Company's products, 
thus resulting in lower rates of absorption of fixed costs in the Company's manufacturing facilities and lower margins. While 
actions taken continue to keep dealer inventories at appropriate levels, the potential need for future inventory reductions by dealers 
and independent boat builder customers could impair the Company's future sales and results of operations.

9

The Company may be required to repurchase inventory or accounts of certain dealers.

The Company has agreements with certain third-party finance companies to provide financing to the Company's customers 
to enable the purchase of its products.  In connection with these agreements, the Company either may have obligations to repurchase 
the Company's products from the finance company, or may have recourse obligations to the finance company on the dealer's 
receivables.  These obligations are triggered if the Company's dealers default on their debt obligations to the finance companies.

The Company's maximum contingent obligation to repurchase inventory and its maximum contingent recourse obligations 
on customer receivables have been reduced in recent years and are less than the total balances of dealer financings outstanding 
under these programs, as the Company's obligations under certain of these arrangements are subject to caps, or are limited based 
on the age of product.  The Company's risk related to these arrangements is mitigated by the proceeds it receives on the resale of 
repurchased product to other dealers, or by recoveries on receivables purchased under the recourse obligations.

The Company's inventory repurchase obligations relate primarily to the inventory floorplan credit facilities of the Company's 
boat and engine dealers. The Company's actual historical repurchase experience related to these repurchase arrangements has been 
substantially less than the Company's maximum contractual obligations. If dealers file for bankruptcy or cease operations, losses 
associated with the repurchase of the Company's products could be incurred.  In addition, as the repurchases may be triggered by 
dealer bankruptcies, the Company's net sales and earnings may be unfavorably affected as a result of reduced market coverage 
and the associated decline in sales.

Declines in marine industry demand could cause an increase in future repurchase activity, or could require the Company to 
incur losses in excess of established reserves.  In addition, the Company's cash flow and loss experience could be adversely affected 
if repurchased inventory is not successfully distributed to other dealers in a timely manner, or if the recovery rate on the resale of 
the product declines.  In addition, the finance companies could require changes in repurchase or recourse terms that would result 
in an increase in the Company's contractual contingent obligations.

The loss of key customers or critical suppliers could harm the Company's business.

If the Company were to experience the loss of a key customer, its business could be negatively affected in a significant 
way.  Similarly, if one of the Company's most critical suppliers were to close its operations, cease manufacturing or otherwise fail 
to deliver an essential component necessary to the Company's manufacturing operations, it could have a detrimental effect on the 
Company's ability to manufacture and sell its products, resulting in an interruption in business operations and/or a loss of sales.  In 
an effort to mitigate the risk associated with the Company's reliance on such customers and suppliers, it continually works to 
monitor  such  relationships,  maintain  a  complete  and  competitive  product  lineup  and  identify  alternative  suppliers  for  key 
components.

The Company's success depends upon the continued strength of its brands.

The Company believes that its brands, including Brunswick, Mercury, Life Fitness, Sea Ray, Boston Whaler and Lund, are 
significant contributors to the success of the Company's business, and that maintaining and enhancing the brands are important to 
expanding the Company's customer base.  Failure to continue to promote and protect the Company's brands may adversely affect 
the Company's business and results of operations.

The Company has a large fixed cost base that can affect its profitability in a declining sales environment.

The fixed cost levels of operating marine production plants can put pressure on profit margins when sales and production 
decline. The Company's profitability is dependent, in part, on its ability to spread fixed costs over an increasing number of products 
sold and shipped, and if the Company makes a decision to reduce its rate of production, gross margins could be negatively affected. 
Consequently, decreased demand or the need to reduce inventories can lower the Company's ability to absorb fixed costs and 
materially impact its results of operations.

Successfully managing the expansion of its manufacturing footprint is critical to the Company's operating and financial results.

Over the past two years, the Company has made strategic capital investments in capacity expansion activities that will enable 
the  affected  businesses  to  successfully  capture  growth  opportunities  and  enhance  product  offerings.    Recently,  the  Company 
announced the reactivation of its Sykes Creek manufacturing facility in Merritt Island, Florida, invested capital in a new pontoon 
facility in Fort Wayne, Indiana and has initiated or completed plant expansion activities at its facilities in Edgewater and Palm 
Coast Florida, New York Mills, Minnesota, Fond du Lac, Wisconsin and Kiskoros, Hungary.  These capital improvement projects 
and expansions must be carefully managed to ensure cost targets are met, environmental, safety and other regulations are followed 
and high-quality workmanship is maintained.

10

Moving production to a different plant or expanding capacity at an existing facility involves risks, including the inability to 
start up production within the cost and timeframe estimated, supply product to customers when expected and attract and train a 
sufficient number of skilled workers to handle the additional production demands.  The inability to successfully implement the 
Company's manufacturing footprint initiatives could adversely affect its ability to meet customer demand for products and could 
increase the cost of production versus projections, both of which could result in a significant adverse impact on operating and 
financial results. Additionally, plants experiencing demand increases may face manufacturing inefficiencies, additional expenses 
and cost inefficiencies, which could exceed projections and negatively impact financial results.

If the Company is not able to successfully implement its strategic plan and growth initiatives, this could have a material adverse 
effect on the Company's business and financial condition.

The Company's ability to continue generating positive cash flow and profits will depend partly on its continued successful 
execution of the Company's strategic plan and growth initiatives.  The Company’s ability to succeed in its strategic plan and growth 
initiatives may require significant capital investment and management attention, which may result in the diversion of these resources 
from the core business and other business issues and opportunities.  Additionally, any new initiative is subject to certain risks, 
including customer acceptance, competition, the ability to manufacture the products on schedule and to specification, create the 
necessary supply chain and/or the ability to attract and retain qualified management and other personnel. There can be no assurance 
that the Company will be able to develop and successfully implement its strategic plan and growth initiatives to a point where 
they will become profitable or generate positive cash flow. If the Company cannot successfully execute its strategic plan and 
growth initiatives, the Company’s financial condition and results of operations may be adversely impacted.

One of the Company’s growth strategies may involve the acquisition of adjacent companies and product lines. There can be 
no  assurance  that  additional  acquisitions  will  be  consummated  or  that,  if  consummated,  will  be  successful  and  the  acquired 
businesses will be successfully integrated into the Company’s operations.  Certain acquisitions or related integration may disrupt 
operations and pose potential difficulties in employee retention, and there may be additional risks with respect to the Company’s 
ability to recognize the benefits of acquisitions, including potential synergies and cost savings or the failure of acquisitions to 
achieve their plans and objectives.

The Company relies on third-party suppliers for the supply of the raw materials, parts and components necessary to manufacture 
its products.  The Company's financial results may be adversely affected by an increase in cost, disruption of supply or shortage 
of or defect in raw materials, parts or product components.

Outside suppliers and contract manufacturers provide the Company with raw materials used in its manufacturing processes 
including oil, aluminum, copper, steel and resins, as well as product parts and components.  The prices for these raw materials, 
parts and components fluctuate depending on market conditions and in some instances, commodity prices.  Substantial increases 
in the prices of the Company's raw materials, parts and components would increase the Company's operating costs, and could 
reduce its profitability if the Company could not recoup the increased costs through increased product prices.  

In addition, some components used in the Company's manufacturing processes, including certain engine components, furniture, 
upholstery and boat windshields are available from a sole supplier or a limited number of suppliers.  Operational and financial 
difficulties that these or other suppliers may face in the future could adversely affect their ability to supply the Company with the 
parts and components it needs, which could significantly disrupt the Company's operations.  It may be difficult to find a replacement 
supplier for a limited or sole source raw material, part or component without significant delay or on commercially reasonable 
terms.  In addition, an uncorrected  defect or supplier's  variation in  a raw  material, part or  component, either unknown to  the 
Company or incompatible with the Company's manufacturing process, could harm the Company's ability to manufacture products.  

Some  of  the  risks  that  could  disrupt  the  Company's  operations,  impair  the  Company's  ability  to  deliver  products  to  the 
Company's customers and negatively affect the Company's financial results include: an increase in the cost of, defects in or a 
sustained interruption in the supply or shortage of some of these raw materials, parts or products that may be caused by delayed 
start-up periods experienced by the Company's suppliers as they increase production efforts; financial pressures on the Company's 
suppliers due to a weakening economy; a deterioration of the Company's relationships with suppliers; or by events such as natural 
disasters, power outages or labor strikes, including the current slowdown and potential strike involving the U.S. west coast ports.  
In addition to the risks described above regarding interruption of supplies, which are exacerbated in the case of single-source 
suppliers, the exclusive supplier of a key component potentially could exert significant bargaining power over price, quality, 
warranty claims, or other terms relating to a component.

The Company's manufacturing operations increased production in 2014 and are expected to continue to do so in 2015, and 
consequently, the Company's need for raw materials and supplies will increase. The Company's suppliers must be prepared to 
ramp-up operations and, in many cases, hire additional workers and/or expand capacity in order to fulfill the orders placed by the 
Company and other customers.  The Company experienced periodic supply shortages in 2014.  The Company continues to work 

11

to address this issue by identifying alternative suppliers, working to secure adequate inventories of critical supplies and continually 
monitoring the capabilities of its supplier base. In the future, however, the Company may continue to experience shortages of, 
delayed delivery of and/or increased prices for key materials, parts and supplies that are essential to its manufacturing operations.

The Company's pension funding requirements and expenses are affected by certain factors outside its control, including the 
performance of plan assets, the discount rate used to value liabilities, actuarial data and experience and legal and regulatory 
changes.

The Company's funding obligations and pension expense for its four U.S. qualified pension plans are driven by the performance 
of assets set aside in trusts for these plans, the discount rate used to value the plans' liabilities, actuarial data and experience, and 
legal and regulatory funding requirements.  Changes in these factors could have an adverse impact on the Company's results of 
operations, liquidity or shareholders' equity.  In addition, a portion of the Company's pension plan assets are invested in equity 
securities,  which  can  experience  significant  declines  if  economic  conditions  or  financial  markets  weaken.  The  level  of  the 
Company's funding of its qualified pension plan liabilities was approximately 76 percent as of December 31, 2014. The Company's 
future pension expenses and funding requirements could increase significantly due to the effect of adverse changes in the discount 
rate and asset levels along with a decline in the estimated return on plan assets. In addition, as a result of changes in regulations, 
the Company could be legally required to make increased contributions to the pension plans, and these contributions could be 
material and negatively affect the Company's cash flow.

The Company is currently mitigating these risks by transitioning the asset allocation in the pensions to 100 percent fixed 

income and through the offering of lump sum settlements to certain plan participants.

The timing and amount of the Company’s share repurchases are subject to a number of uncertainties.

During the fourth quarter of 2014, the Company announced its board of directors had authorized the discretionary repurchase 
of up to $200 million of the Company's outstanding common stock, which will be systematically completed in the open market 
or through privately negotiated transactions over approximately a two-year period.  The amount and timing of share repurchases 
will be based on a variety of factors. Important factors that could cause us to limit, suspend or delay the Company's stock repurchases 
include  unfavorable  market  conditions,  the  trading  price  of  the  Company's  common  stock,  the  nature  of  other  investment 
opportunities available to us from time to time and the availability of cash. If we delay, limit or suspend the Company's stock 
repurchase program, the Company's stock price and earnings per share may be negatively affected.

Higher energy and fuel costs can affect the Company's results.

Higher energy and fuel costs result in increases in operating expenses at the Company's manufacturing facilities and in the 
cost of shipping products to customers.  In addition, increases in energy costs can adversely affect the pricing and availability of 
petroleum-based raw materials such as resins and foam that are used in many of the Company's marine products.  Also, higher 
fuel prices may have an adverse effect on demand for marine retail products, as they increase the cost of boat ownership and 
possibly  affect  product  usage,  and  may  have  a  negative  impact  on operating  margins,  particularly  in  the  Fitness  segment,  as 
transportation costs increase.

The Company's profitability may suffer as a result of competitive pricing and other pressures.

The introduction of lower-priced alternative products by other companies can hurt the Company's competitive position in all 
of its businesses.  The Company is constantly subject to competitive pressures in which predominantly international manufacturers 
may pursue a strategy of aggressive pricing, particularly during periods when local currency weakens versus the U.S. dollar.  Such 
pricing pressure may limit the Company's ability to increase prices for its products in response to raw material and other cost 
increases and negatively affect the Company's profit margins.

In addition, international boat builders continue to enter the U.S. market, mainly in the large fiberglass boat segment, thereby 
adding additional product options into a market where the Company has historically been a market leader.  These new entrants, 
combined  with  continued  sluggish  market  conditions  in  certain  segments,  may  prevent  the  Company  from  successfully 
implementing its strategic plan and could result in lower sales.

Finally, the Company's independent boat builder customers may react negatively to potential competition for their products 
from Brunswick's own boat brands, which can lead them to purchase marine engines and marine engine supplies from competing 
marine engine manufacturers and may negatively affect demand for the Company's products.

12

The Company's ability to remain competitive depends on the successful introduction of new product offerings and the ability 
to meet its customers' expectations.

The Company believes that its customers rigorously evaluate their suppliers on the basis of product quality along with new 
product innovation and development capability. The Company's ability to remain competitive and meet its growth objectives may 
be adversely affected by difficulties or delays in product development, such as an inability to develop viable new products, gain 
market acceptance of new products, generate sufficient capital to fund new product development or obtain adequate intellectual 
property protection for new products. To meet ever-changing consumer demands, the timing of market entry and pricing of new 
products are critical.  As a result, the Company may not be able to introduce new products necessary to remain competitive in all 
markets that it serves.  Furthermore, the Company must deliver quality products that meet or exceed its customers' expectations 
regarding product quality and after-sales service.

The Company competes with a variety of other activities for consumers' scarce discretionary income and leisure time.

The vast majority of the Company's products are used for recreational purposes, and demand for the Company's products can 
be adversely affected by competition from other activities that occupy consumers' time, including other forms of recreation as 
well as religious, cultural and community activities. Additionally, any pressures or slow growth in consumers' discretionary income 
may influence consumers' willingness to purchase and enjoy the Company's products.

The Company manufactures and sells products that create exposure to potential product liability, warranty liability, personal 
injury and property damage claims and litigation.

The Company's products may expose it to potential product liability, warranty liability, personal injury or property damage 
claims relating to the use of those products. The Company's manufacturing footprint actions and production of new products could 
result in product quality issues, thereby increasing the risk of litigation and potential liability. To address this risk, the Company 
has established a global, enterprise-wide organization charged with the responsibility of addressing, reviewing and reporting on 
product integrity issues.  Historically, the resolution of such claims has not materially adversely affected the Company's business, 
and the Company maintains insurance coverage to mitigate a portion of these risks, which it believes to be adequate.  However, 
the Company may experience material losses in the future, incur significant costs to defend claims or experience claims in excess 
of its insurance coverage or claims that will not be covered by insurance.  Furthermore, the Company's reputation may be adversely 
affected by such claims, whether or not successful, including potential negative publicity about its products. The Company records 
reserves for known potential liabilities, but there is the possibility that actual losses may exceed these reserves and therefore 
negatively impact earnings.

Environmental laws and zoning and other requirements can inhibit the Company's ability to grow its marine businesses.

Environmental restrictions, boat plant emission restrictions and permitting and zoning requirements can limit production 
capacity, access to water for boating, as well as marina and storage space.  In addition, certain jurisdictions both inside and outside 
the United States require or are considering requiring a license to operate a recreational boat.  While such licensing requirements 
are not expected to be unduly restrictive, they may deter potential customers, thereby reducing the Company's sales.  Furthermore, 
regulations allowing the sale of fuel containing higher levels of ethanol for automobiles, which is not appropriate or intended for 
use in marine engines, may nonetheless result in increased warranty, service costs, product dissatisfaction and other claims against 
the Company if boaters mistakenly use this fuel in marine engines, causing damage to and the degradation of components in their 
marine engines.

Compliance  with  environmental  regulations  affecting  marine  engines  will  increase  costs  and  may  reduce  demand  for  the 
Company's products.

The U.S. Environmental Protection Agency's emission regulations require certain gasoline sterndrive and inboard engines to 
be equipped with a catalyst exhaust monitoring and treatment system.  It is possible that environmental regulatory bodies may 
impose higher emissions standards in the future for these and other marine engines including outboards.  Compliance with these 
standards would increase the cost to manufacture and the price to the customer for the Company's engines, which could in turn 
reduce consumer demand for the Company's marine products and potentially reduce operating margins. An increase in the cost of 
marine engines, an increase in the retail price to consumers, or unforeseen delays in compliance with environmental regulations 
affecting these products, could have an adverse effect on the Company's results of operations.

13

The  Company's  businesses  may  be  adversely  affected  by  compliance  obligations  and  liabilities  under  various  laws  and 
regulations.

The Company is subject to federal, state, local and foreign laws and regulations, including product safety, environmental, 
health and safety laws and other regulations.  While the Company believes that it maintains all requisite licenses and permits and 
that it is in material compliance with all applicable laws and regulations, a failure to satisfy these and other regulatory requirements 
could  cause  the  Company  to  incur  fines  or  penalties,  and  compliance  could  increase  its  cost  of  operations.  The  adoption  of 
additional laws, rules and regulations could also increase the Company's capital or operating costs.

The  Company's  manufacturing  processes  involve  the  use,  handling,  storage  and  contracting  for  recycling  or  disposal  of 
hazardous or toxic substances or wastes.  Accordingly, the Company is subject to regulations regarding these substances, and the 
misuse or mishandling of such substances could expose it to liabilities, including claims for property or natural resources damages 
or personal injury, or fines.  The Company is also subject to laws requiring the cleanup of contaminated property.  If a release of 
hazardous substances occurs at or from any of the Company's current or former properties or another location where it has disposed 
of hazardous materials, the Company may be held liable for the contamination, regardless of knowledge or whether it was at fault 
in connection with the release, and the amount of such liability could be material.

Additionally, the Company is subject to laws governing its relationship with its employees, including, but not limited to, 
employee wage, hour and benefit issues, such as pension funding and health care benefits.  Changes to such legislation could 
increase the cost of the Company's operations. 

Increases in income tax rates or changes in income tax laws or enforcement could have a material adverse impact on the 
Company's financial results.

Changes in domestic and international tax legislation could expose the Company to additional tax liability or possibly require 
changes to lower deferred tax asset values.  Although the Company carefully monitors changes in tax laws and works to mitigate 
the impact of proposed changes, such changes or failure to extend legislation, including the research and development credit, may 
negatively impact the Company's financial results.  In addition, any increase in individual income tax rates would negatively affect 
the Company's potential customers' discretionary income and could decrease the demand for its products.  Finally, governments 
in many jurisdictions are increasing their audit activity and are engaging in other projects, such as those related to alleged base 
erosion and profit shifting, in an effort to obtain additional revenue.  This increase in activity involves increased costs to the 
Company for having to resolve these potential disputes and from the potential additional taxes which may be assessed.

If the Company's intellectual property protection is inadequate, others may be able to use its technologies and thereby impair 
the Company's ability to compete, which could have a material adverse effect on the Company, its financial condition and 
results of operations.

The Company regards much of the technology underlying its products as proprietary.  The Company relies on a combination 
of patents, trademark, copyright and trade secret laws; employee and third-party non-disclosure agreements; and other contracts 
to establish and protect its technology and other intellectual property rights.  The steps the Company takes to protect its proprietary 
technology  may  be  inadequate  to  prevent  misappropriation  of  the  Company's  technology,  or  third  parties  may  independently 
develop  similar  technology.   Agreements  containing  protections  may  be  breached  or  terminated, the  Company  may  not  have 
adequate remedies for any such breach, and existing patent, trademark, copyright and trade secret laws may afford it limited 
protection.  Policing unauthorized use of the Company's intellectual property is difficult, particularly in many regions outside the 
United States.  A third party could copy or otherwise obtain and use the Company's products or technology without authorization. 
Litigation may be necessary for the Company to defend against claims of infringement or to protect its intellectual property rights 
and could result in substantial cost and divert the attention of management.  Further, the Company might not prevail in such 
litigation and the Company may be forced to seek licenses or royalty arrangements from third parties, which the Company may 
not be able to obtain on reasonable terms, or the Company may be forced to stop using products that included the challenged 
intellectual property, which could harm its business.

Some of the Company's operations are conducted by joint ventures that are not operated solely for its benefit.

Some of the Company's operations are carried on through jointly owned companies such as BAC, Bella and Tohatsu Marine 
Corporation.  With  respect  to  these  joint  ventures,  the  Company  shares  ownership  and  management  responsibility  of  these 
companies with one or more parties who may not have the same goals, strategies, priorities or resources as the Company.  These 
joint ventures are intended to be operated for the benefit of all co-owners, rather than for the Company's exclusive benefit. 

14

A significant portion of the Company's revenue is derived from international sources, which exposes it to additional uncertainty.

The Company intends to continue to expand its international operations and customer base as part of its growth strategy.  Sales 
outside the United States, especially in emerging markets, are subject to various risks, including government embargoes or foreign 
trade restrictions, foreign currency effects, tariffs, customs duties, inflation, difficulties in enforcing agreements and collecting 
receivables through foreign legal systems, compliance with international laws, treaties and regulations and unexpected changes 
in regulatory environments, disruptions in distribution, dependence on foreign personnel and unions, as well as economic and 
social instability.  In addition, there may be tax inefficiencies in repatriating cash from non-U.S. subsidiaries.  If the Company 
continues to expand its business globally, its success will depend, in part, on the Company's ability to anticipate and effectively 
manage these and other risks.  These and other factors may have a material impact on the Company's international operations or 
its business as a whole.

An impairment in the carrying value of goodwill, trade names and other long-lived assets could negatively affect the Company's 
consolidated results of operations and net worth.

Goodwill and indefinite-lived intangible assets, such as the Company's trade names, are recorded at fair value at the time of 
acquisition and are not amortized, but are reviewed for impairment at least annually or more frequently if impairment indicators 
arise.  In evaluating the potential for impairment of goodwill and trade names, the Company makes assumptions regarding future 
operating performance, business trends and market and economic conditions.  Such analyses further require the Company to make 
certain assumptions about sales, operating margins, growth rates and discount rates.  There are inherent uncertainties related to 
these factors and in applying these factors to the assessment of goodwill and trade name recoverability.  Goodwill reviews are 
prepared using estimates of the fair value of reporting units based on the estimated present value of future discounted cash flows.  The 
Company could be required to evaluate the recoverability of goodwill or trade names prior to the annual assessment if it experiences 
disruptions to the business, unexpected significant declines in operating results, a divestiture of a significant component of the 
Company's business or market capitalization declines.

The Company also continually evaluates whether events or circumstances have occurred that indicate the remaining estimated 
useful lives of its definite-lived intangible assets, excluding goodwill, and other long-lived assets may warrant revision or whether 
the remaining balance of such assets may not be recoverable.  The Company uses an estimate of the related undiscounted cash 
flow over the remaining life of the asset in measuring whether the asset is recoverable.

If the future operating performance of the Company's reporting units is not sufficient, the Company could be required to record 
non-cash impairment charges.  Impairment charges could substantially affect the Company's reported earnings in the periods such 
charges are recorded.  In addition, impairment charges could indicate a reduction in business value which could limit the Company's 
ability to obtain adequate financing in the future.  As of December 31, 2014, goodwill was approximately 9 percent of total assets 
and included $268.9 million of goodwill related to the Life Fitness segment and $28.0 million of goodwill related to the Marine 
Engine segment.

Adverse weather conditions can have a negative effect on marine revenues.

Weather conditions can have a significant effect on the Company's operating and financial results, especially in the marine 
businesses.  Sales of the Company's marine products are generally stronger just before and during spring and summer, and favorable 
weather during these months generally has had a positive effect on consumer demand.  Conversely, unseasonably cool weather, 
excessive rainfall or drought conditions during these periods can reduce demand.  Hurricanes and other storms can result in the 
disruption of the Company's distribution channel, operations or supply chain.  Additionally, in the event that climate change occurs, 
which could result in environmental changes including, but not limited to, severe weather, rising sea levels or reduced access to 
water, the Company's business could be disrupted and negatively affected.

Instability in locations where the Company maintains a significant presence could adversely impact the Company's business 
operations.

The  Company  has  established  a  global  presence,  with  manufacturing,  sales,  distribution  and  retail  locations  around  the 
world.  Changing conditions in those locations, including, but not limited to, political instability, civil unrest and an increase in 
criminal activity, could have a negative impact on the Company's local manufacturing and other business operations.  Decreased 
stability in those regions where the Company conducts business poses a risk of business interruption and delays in shipments of 
materials, components and finished goods, as well as a risk of decreased local retail demand for the Company's products in those 
regions.

15

Catastrophic events, including natural and environmental disasters, could have a negative effect on the Company's operations 
and financial results.

The occurrence of natural and environmental disasters, including hurricanes, floods, earthquakes and environmental spills, 
could decrease consumer demand for and sales of the Company's products.  If such an occurrence takes place in one of Brunswick's 
major sales markets, the Company could experience a decrease in sales.  Additionally, if such an event occurs near the Company's 
business, manufacturing facilities or key suppliers' facilities, the affected locations could experience an interruption in business 
operations and/or their operating systems.  The Company could be uniquely affected by a catastrophic event due to the location 
of certain of the Company's boat facilities in coastal Florida and the size of the manufacturing operation in Fond du Lac, Wisconsin.

The Company's operations are dependent upon the ability of the Company to attract and retain individuals who could be key 
contributors.

The Company's operations depend, in part, on the efforts of the Company's executive officers and other key employees.  In 
addition, the Company's future success will depend on, among other factors, its ability to attract and retain other qualified personnel. 
The loss of the services of any of the Company's key employees or the failure to attract or retain employees could have an adverse 
effect on the Company.  If the Company is unable to attract and retain qualified individuals, or the Company's costs to do so 
increase significantly, the Company's operations could be adversely affected.

The Company's business operations could be negatively impacted by the failure of its information technology systems.

The Company's global business operations are managed through a variety of information technology (IT) systems.  These 
systems govern all aspects of the company's operations around the world.  The Company is dependent on these systems for all 
commercial transactions, customer interactions, and image projection.  Some of the systems are based on legacy technology and 
operate with a minimal level of available support.  If one of these legacy systems or another of the Company's key IT systems 
were to suffer a failure, or if the Company's IT systems were unable to communicate effectively, this could result in missed or 
delayed sales, or lost opportunities for cost reduction or efficient cash management.  The Company exchanges information with 
hundreds  of  trading  partners  across  all  aspects  of  its  commercial  operations.   Any  breach  in  security  or  disruption  of  the 
communications could result in erroneous transactions or loss of reputation and confidence.  The Company has numerous portals 
to engage in e-commerce and e-marketing; therefore, the Company must remain diligent in protecting itself and its customers from 
malicious cyber attacks.  A successful cyber attack could result in a disruption of services, fraudulent transactions, or disclosure 
of confidential information.  This could negatively affect the Company's relationships with its customers and trading partners and 
damage its image and reputation.

Item 1B. Unresolved Staff Comments

None.

Item 2. Properties

Brunswick's headquarters are located in Lake Forest, Illinois. Brunswick has numerous manufacturing plants, distribution 
warehouses, sales offices and product test sites around the world. Research and development facilities are primarily located at 
manufacturing sites.

The Company believes its facilities are suitable and adequate for its current needs and are well maintained and in good operating 
condition. Most plants and warehouses are of modern, single-story construction, providing efficient manufacturing and distribution 
operations. The Company believes its manufacturing facilities have the capacity, or is investing to increase capacity, to meet current 
and anticipated demand. Brunswick owns its Lake Forest, Illinois headquarters and most of its principal plants.

The principal facilities used in Brunswick's operations are in the following locations:

Marine Engine Segment:  Fresno, California; Old Lyme, Connecticut; Miramar, Panama City, Pompano Beach and St. Cloud, 
Florida; Atlanta,  Georgia;  Lowell,  Michigan;  Brookfield,  Fond  du  Lac  and  Oshkosh, Wisconsin;  Melbourne, Australia;  Petit 
Rechain, Belgium; Toronto, Ontario, Canada; Suzhou, China; Kuala Lumpur, Malaysia; Juarez, Mexico; Bangor, Northern Ireland 
and  Singapore.  The  Fresno,  California;  Old  Lyme,  Connecticut;  Miramar  and  Pompano  Beach,  Florida;  Lowell,  Michigan; 
Melbourne, Australia; Toronto, Ontario, Canada; Kuala Lumpur, Malaysia, a portion of the Bangor, Northern Ireland and Singapore 
facilities are leased. The remaining facilities are owned by Brunswick.

16

 
 
 
 
Boat Segment:  Edgewater, Merritt Island (Sykes Creek) and Palm Coast, Florida; Fort Wayne, Indiana; New York Mills, 
Minnesota; Lebanon, Missouri; Vonore, Tennessee; Petit Rechain, Belgium; Joinville, Santa Catarina, Brazil; Princeville, Quebec, 
Canada; Reynosa, Mexico; Auckland, New Zealand; and Vila Nova de Cerveira, Portugal.  The facilities in Santa Catarina, Brazil; 
Auckland, New Zealand and Brunswick Commercial and Government Products in Edgewater, Florida are leased.  The remaining 
facilities are owned by Brunswick.  

Fitness  Segment:  Franklin  Park  and  Rosemont,  Illinois;  Falmouth,  Kentucky;  Ramsey,  Minnesota;  Bristol  and  Delavan, 
Wisconsin; and Kiskoros, Hungary. The Rosemont office and a portion of the Franklin Park facility are leased. The remaining 
facilities are owned by Brunswick. 

Item 3. Legal Proceedings

Refer to Note 13 – Commitments and Contingencies in the Notes to Consolidated Financial Statements for information 

about the Company's legal proceedings.

Item 4. Mine Safety Disclosures

Not applicable.

17

 
Executive Officers of the Registrant

Brunswick's Executive Officers are listed in the following table: 

Officer

Present Position

Chairman and Chief Executive Officer
President and Chief Operating Officer
Senior Vice President and Chief Financial Officer

Dustan E. McCoy
Mark D. Schwabero
William L. Metzger
Christopher E. Clawson Vice President and President - Life Fitness
Christopher F. Dekker
Kevin S. Grodzki
B. Russell Lockridge
Alan L. Lowe

Vice President, General Counsel and Secretary
Vice President of Communications and Public Relations
Vice President and Chief Human Resources Officer
Vice President - Finance and Controller
Vice President and President - Mercury Marine

John C. Pfeifer

Age

65
62
53
51
46
59
65
63
49

Dustan E. McCoy was named Chairman and Chief Executive Officer of Brunswick in December 2005. He was Vice President 
and President - Brunswick Boat Group from 2000 to 2005. From 1999 to 2000, he was Vice President, General Counsel and 
Secretary of Brunswick.

Mark D. Schwabero was named President and Chief Operating Officer of Brunswick in May 2014.  He was Vice President 
and President - Mercury Marine from December 2008 to May 2014. Previously, he was President - Mercury Outboards from 2004 
to 2008.

William L. Metzger was named Senior Vice President and Chief Financial Officer of Brunswick in March 2013.  Previously, 
he served as Vice President and Treasurer of Brunswick from 2001 to 2013 and in a number of positions of increasing responsibility 
since his start with Brunswick in 1987.

Christopher E. Clawson was named Vice President and President - Life Fitness in August of 2010. Prior to this appointment, 
Mr. Clawson served as Chief Executive Officer and President of Johnson Health Tech - North America, a fitness equipment designer 
and manufacturer.  Previously, Mr. Clawson had been with Life Fitness from 1994 to 2004, where he held a number of positions 
of increasing responsibility in product development and marketing, eventually serving as Vice President Sales and Marketing - 
Consumer.

Christopher F. Dekker was named Vice President, General Counsel and Secretary of Brunswick in October 2014. Prior to his 
appointment, Mr. Dekker served as Brunswick's Associate General Counsel, with responsibilities for litigation, employment and 
compliance matters, since 2010.  Previously, Mr. Dekker was employed by Caterpillar, Inc. since 2001, where he held a variety 
of positions in its law department, most recently as senior corporate counsel for Caterpillar Logistics. 

Kevin S. Grodzki was named Vice President of Communications and Public Relations in December 2014.  Previously, Mr. 
Grodzki, who has been with Mercury since 2005, served as President - Global Sales and Marketing - Mercury Marine since 
September 2012 and President - Sales, Marketing and Commercial Operations over Mercury Marine from November 2008 to 
September 2012.  Prior to that assignment, he was President of Brunswick's Life Fitness Division.

B. Russell Lockridge has been Vice President and Chief Human Resources Officer of Brunswick since 1999.

Alan L. Lowe has been Vice President - Finance and Controller of Brunswick since May 2013.  Previously, he was Vice 

President and Controller of Brunswick since 2003.

John C. Pfeifer was named Vice President and President - Mercury Marine in May 2014.  Prior to his appointment, he was 
Vice President - Global Operations for Mercury Marine since September 2012 and had previously been President of Brunswick 
Marine in EMEA since 2008 after joining Brunswick in 2006 as President of the Brunswick Asia Pacific Group.

18

 
 
 
 
  
 
PART II

Item 5. Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities

Brunswick's common stock is traded on the New York and Chicago Stock Exchanges. Quarterly information with respect to 
the high and low prices for the common stock and the dividends declared on the common stock is set forth in Note 22 – Quarterly 
Data (unaudited) in the Notes to Consolidated Financial Statements. As of February 16, 2015, there were 9,488 shareholders of 
record of the Company's common stock.

In the first, second, third and fourth quarter of 2014, Brunswick paid quarterly dividends on its common stock of $0.10, $0.10, 
$0.125 and $0.125 per share, respectively. In December 2013, Brunswick paid a quarterly dividend on its common stock of $0.10 
per share.  Brunswick expects to continue to pay quarterly dividends at the discretion of the Board of Directors, subject to continued 
capital availability and a determination that cash dividends continue to be in the best interest of the Company's shareholders. 

Brunswick's dividend and share repurchase policies may be affected by, among other things, the Company's views on future 

liquidity, potential future capital requirements and restrictions contained in certain credit agreements.

Performance Graph

Comparison  of  Five-Year  Cumulative Total  Return  among  Brunswick,  S&P  500  Index  and  S&P  500  Global  Industry 
Classification Standard (GICS) Consumer Discretionary Index

Brunswick
S&P 500 Index
S&P 500 GICS Consumer Discretionary Index

2009
100.00
100.00
100.00

2010
147.91
114.90
129.40

2011
142.93
117.34
137.20

2012
230.71
136.05
169.61

2013
366.28
179.65
243.07

2014
411.40
204.01
266.44

The basis of comparison is a $100 investment at December 31, 2009 in each of: (i) Brunswick, (ii) the S&P 500 Index, and 
(iii) the S&P 500 GICS Consumer Discretionary Index. All dividends are assumed to be reinvested. The S&P 500 GICS Consumer 
Discretionary Index encompasses industries including automotive, household durable goods, textiles and apparel, and leisure 
equipment. Brunswick believes the companies included in this index provide the most representative sample of enterprises that 
are in primary lines of business that are similar to Brunswick's.

19

Issuer Purchases of Equity Securities

On  October  22,  2014,  the  Company's  Board  of  Directors  authorized  a  program  to  repurchase  up  to  $200  million  of  the 
Company's outstanding common stock. Share repurchases will be completed in the open market or through privately negotiated 
transactions over approximately a two-year period. The Company's share repurchase program does not obligate it to acquire any 
specific  number  of  shares,  and  the  Company  may  discontinue  purchases  at  any  time  that  management  determines  additional 
purchases are not warranted. 

During the three months ended December 31, 2014, the Company repurchased the following shares of its common stock:

Total Number of
Shares
Purchased

Weighted
Average Price
Paid per Share

Total Number of
Shares
Purchased as
Part of Publicly
Announced
Program

Maximum
Amount of
Dollars that May
Yet Be Used to
Purchase Shares
Under the
Program

— $

193,843

218,183
412,026

$

—

47.42

49.50
48.52

—

193,843

218,183
412,026

$

180,008,264

Period

September 28 to October 25, 2014

October 26 to November 22, 2014

November 23 to December 31, 2014
Total

20

Item 6. Selected Financial Data

The selected historical financial data presented below as of and for the years ended December 31, 2014, 2013 and 2012 has 
been  derived  from,  and  should  be  read  in  conjunction  with,  the  historical  consolidated financial  statements  of  the  Company, 
including  the  notes  thereto,  and  Item  7  of  this  report,  including  the  Matters Affecting  Comparability  section. The  selected 
historical financial data presented below as of and for the years ended December 31, 2011 and 2010 has been derived from the 
consolidated financial statements of the Company for the years that are not included herein.

(in millions, except per share data)
Results of operations data

2014

2013

2012

2011

2010

Net sales
Operating earnings (A) (B)
Earnings before interest, loss on early extinguishment of 

debt and income taxes (A) (B) (C)

Earnings (loss) before income taxes (A) (B) (C)
Net earnings (loss) from continuing operations (A) (B) (C) (F)

$

3,838.7

$

3,599.7

$

3,416.8

$

3,367.0

$

3,039.6

328.5

316.6

287.9

194.9

281.8

237.2

189.5

43.8

282.1

208.9

756.8

235.7

156.0

124.6

184.4

88.6

70.4

39.9
(55.2)
(79.6)

Discontinued operations:
Net earnings (loss) from discontinued operations, net of 

tax (D) (E)

Net earnings (loss) (A) (B) (C) (D) (E) (F)

Basic earnings (loss) per common share:
Earnings (loss) from continuing operations (A) (B) (C) (F)
Discontinued operations:
Net earnings (loss) from discontinued operations, net of 

tax (D) (E)

Net earnings (loss) (A) (B) (C) (D) (E) (F)

Average shares used for computation of basic earnings

(loss) per share

Diluted earnings (loss) per common share:
Earnings (loss) from continuing operations (A) (B) (C) (F)
Discontinued operations:
Net earnings (loss) from discontinued operations, net of 

tax (D) (E)

Net earnings (loss) (A) (B) (C) (D) (E) (F)

$

$

$

$

$

50.8

245.7

$

12.4
769.2

$

(74.6)
50.0

$

1.5
71.9

$

(31.0)
(110.6)

2.08

$

8.30

$

1.39

$

0.79

$

(0.90)

0.55

2.63

$

0.13
8.43

$

(0.83)
0.56

$

0.02
0.81

$

(0.35)
(1.25)

93.6

91.2

89.8

89.3

88.7

2.05

$

8.07

$

1.35

$

0.76

$

(0.90)

0.53
2.58

$

0.13

8.20

$

(0.81)
0.54

$

0.02

0.78

$

(0.35)
(1.25)

Average shares used for computation of diluted earnings

(loss) per share

95.1

93.8

92.4

92.2

88.7

(A)  2014  results  include  $27.9  million  of  pension  settlement  charges  related  to  lump  sum  payouts  as  discussed  in  Note  17  – 

Postretirement Benefits in the Notes to Consolidated Financial Statements.

(B)  2014 results include $4.2 million of pretax restructuring, exit and impairment charges.  2013 results include $16.5 million of pretax 
restructuring, exit and impairment charges.  2012 results include $25.4 million of pretax restructuring, exit and impairment charges.  
2011 results include $19.8 million of pretax restructuring, exit and impairment charges.  2010 results include $53.4 million of pretax 
restructuring, exit and impairment charges. 

(C)  2014 results include a $20.2 million charge related to the impairment of a marine equity method investment as discussed in Note 9 

– Investments in the Notes to Consolidated Financial Statements.

(D)  Net earnings (loss) from discontinued operations, net of tax in 2014 includes a Gain on disposal of discontinued operations, net of 
tax of $52.6 million (a pre-tax gain of $65.6 million and a net tax provision of $13.0 million). Net earnings (loss) from discontinued 

21

operations in 2013 includes a Gain on disposal of discontinued operations, net of tax of $1.6 million (a pre-tax loss of $1.4 million 
and a net tax benefit of $3.0 million).  Net earnings (loss) from discontinued operations in 2012 includes an impairment charge on 
assets held for sale, net of tax of $53.2 million ($52.7 million pre-tax).  See Note 2 – Discontinued Operations in the Notes to 
Consolidated Financial Statements for further discussion. 

(E)  Net earnings (loss) from discontinued operations includes restructuring, exit and impairment charges, net of tax of $4.9 million, 

$14.9 million, $2.9 million and $8.9 million in 2013, 2012, 2011 and 2010, respectively.

(F)  Net earnings (loss) from continuing operations includes an income tax benefit of $599.5 million from the reversal of deferred tax 

valuation allowance reserves in 2013. 

(in millions, except per share and other data)
Balance sheet data

2014

2013

2012

2011

2010

Total assets of continuing operations

$ 3,091.8

$ 2,674.7

$ 2,181.9

$ 2,178.8

$ 2,358.9

Debt

Short-term

Long-term

Total debt
Common shareholders' equity (A)
Total capitalization 

Cash flow data

Net cash provided by operating activities of

continuing operations

Depreciation and amortization

Capital expenditures

Investments

Cash dividends paid

Other data

Dividends declared per share
Book value per share (A)
Return on beginning shareholders' equity (A)
Effective tax rate from continuing operations
Debt-to-capitalization rate (A)
Number of employees

Number of shareholders of record
Common stock price (NYSE)

  High

  Low

  Close (last trading day)

NM = Not meaningful

$

5.5

$

6.4

$

8.2

$

2.4

$

450.2

455.7

453.4

459.8

1,171.5

1,038.4

563.6

571.8

77.7

690.4

692.8

30.9

2.2

828.4

830.6

70.4

$ 1,627.2

$ 1,498.2

$

649.5

$

723.7

$

901.0

$

235.3

$

168.0

$

144.6

$

81.2

124.8

0.2

41.7

71.4

126.5
(1.5)
9.1

72.9

97.9

1.7

4.5

93.9

81.2

77.3
(0.9)
4.5

$

149.0

103.3

48.8

(7.2)

4.4

$

0.45

12.52

23.7%

32.3%

28.0%

12,165

9,488

$

0.10

$

11.39

NM

NM

30.7%

15,701

10,243

$

0.05

0.87

$

0.05

0.35

0.05

0.79

161.8%

102.1%

20.1%

88.0%

16,177

10,900

20.5%

95.7%

15,356

11,550

(52.6)%

(44.2)%

92.2 %

15,290

12,134

$

51.94

38.95

51.26

$

46.48

30.42

46.06

$

29.09

18.49

29.09

$

26.93

13.46

18.06

$

22.62

10.34

18.74

(A)  The Company recorded an income tax benefit of $599.5 million for the year ending December 31, 2013, from the reversal of deferred 

tax valuation allowance reserves. 

The Notes to Consolidated Financial Statements should be read in conjunction with the above summary.

22

Item 7.  Management's Discussion and Analysis of Financial Condition and Results of Operations

Certain statements in Management’s Discussion and Analysis are based on non-GAAP financial measures.  Specifically, the 
discussion of the Company’s cash flows includes an analysis of free cash flows and total liquidity, and the discussion of the 
Company's  earnings  includes  a  presentation  of  operating  earnings  excluding  pension  settlement  charges  related  to  lump  sum 
payouts and restructuring, exit and impairment charges and diluted earnings per common share, as adjusted.  GAAP refers to 
generally accepted accounting principles in the United States.  A “non-GAAP financial measure” is a numerical measure of a 
registrant’s historical or future financial performance, financial position or cash flows that excludes amounts, or is subject to 
adjustments that have the effect of excluding amounts, that are included in the most directly comparable measure calculated and 
presented in accordance with GAAP in the consolidated statements of operations, balance sheets or statements of cash flows of 
the issuer; or includes amounts, or is subject to adjustments that have the effect of including amounts, that are excluded from the 
most  directly  comparable  measure  so  calculated  and  presented.  Non-GAAP  financial  measures  do  not  include  operating  and 
statistical measures.

The Company includes non-GAAP financial measures in Management’s Discussion and Analysis, as Brunswick’s management 
believes  that  these  measures  and  the  information  they  provide  are  useful  to  investors  because  they  permit  investors  to  view 
Brunswick’s performance using the same tools that management uses and to better evaluate the Company’s ongoing business 
performance.

Certain statements in Management’s Discussion and Analysis are forward-looking as defined in the Private Securities Litigation 
Reform Act of 1995.  Forward-looking statements may include words such as “expect,” “anticipate,” “believe,” “may,” “should,” 
“could” or “estimate.” These statements involve certain risks and uncertainties that may cause actual results to differ materially 
from expectations as of the date of this filing. These risks include, but are not limited to, those set forth under Item 1A of this 
Annual Report on Form 10-K.  Placing undue reliance on the Company's forward-looking statements should be avoided, as the 
forward-looking statements represent the Company's views only as of the date this Annual Report is filed. The Company undertakes 
no obligation to update publicly or revise any forward-looking statement, whether as a result of new information, future events or 
otherwise.

Overview and Outlook

Discontinued Operations

On July 17, 2014, the Company entered into an agreement to sell its retail bowling business to AMF Bowling Centers, Inc.  
In connection with its decision to sell its bowling centers, the Company also announced its intention to divest its bowling products 
business.  On September 18, 2014, the Company completed the sale of its retail bowling business to AMF Bowling Centers, Inc. 
as well as, in separate transactions, completed the sale of two retail bowling centers in California.  On December 31, 2012, the 
Board of Directors authorized the Company to exit its Hatteras and Cabo boat businesses, with the sale of these businesses completed 
in August 2013.  In this Annual Report on Form 10-K, the businesses referred to above are being reported as discontinued operations.  
The Billiards business, which was previously reported in the former Bowling & Billiards segment, remains part of the Company 
and is being reported in the Fitness segment for all periods presented. The Company's results for all periods presented, as discussed 
in Management's Discussion and Analysis, reflect continuing operations only, unless otherwise noted.

General

The Company's results in 2014 represent the fifth consecutive year of strong improvements in operating performance.  The 

Company looked to achieve the following financial objectives in 2014:

•  Deliver revenue growth; 

•  Experience increases in earnings before income taxes, as well as solid improvements in gross margins; and

•  Continue to generate strong free cash flow and execute against the Company's capital strategy.

Achievements against the Company's financial objectives in 2014 were as follows:

23

Deliver revenue growth:

•  Ended the year with a 7 percent increase in net sales when compared with 2013, despite comparatively harsher weather 

conditions in many North American markets in the first quarter of 2014, due to the following: 

• 

• 

• 

• 

• 

Favorable demand environment in outboard boat and engine markets with increases in outboard engine sales, driven 
by favorable retail demand trends and successful new product introductions;

Increased sales in the marine service, parts and accessories businesses reflecting benefits from recent acquisitions, 
successful new product launches and market share gains;

Several successful new product introductions in the Marine Engine and Boat segments and a favorable shift in mix 
across most of the Boat segment's boat lines, including the introduction of new larger, higher priced products, which 
resulted in higher average selling prices; 

Fitness segment net sales benefited from successful introductions of new products across all regions as well as growth 
in the U.S. to health clubs, hospitality, education and local and federal government customers; 

International sales for the Company increased 4 percent in 2014 when compared with 2013, primarily due to increased 
sales in European markets; and

•  Continuing unfavorable global retail demand trends in certain marine markets.

Experience increases in earnings before income taxes, as well as solid improvements in gross margins:

•  Reported earnings before income taxes of $287.9 million in 2014 compared with earnings before income taxes of $208.9 

million in 2013 and $156.0 million in 2012;

• 

• 

Improved gross margins of 60 basis points in 2014 when compared with 2013, driven by volume leverage, favorable 
warranty comparisons and successful new product introductions, partially offset by increasing costs associated with new 
product integrations, capacity expansions and production ramp-ups; and

Increased investment spending to support strategic initiatives was more than offset by lower losses on early extinguishment 
of debt, restructuring, exit and impairment charges and a reduction in net interest expense.

Continue to generate strong free cash flow and execute against the Company's capital strategy: 

•  Generated strong free cash flow of $116.3 million in 2014, which is approximately twice the amount generated in 2013, 

enabling the Company to execute its capital strategy as follows:

• 

Funded future investments in growth: 

•  Organically through capital expenditures, which included tooling costs for the production of new products and 
spending for plant capacity expansions, growth initiatives and profit-maintaining investments; research and 
development; and increased operating expenses; and 

•  Through acquisition opportunities such as the $41.5 million paid for marine parts and accessories acquisitions 

during 2014;

•  Contributed  $73.8  million  to  the  Company's  defined  benefit  pension  plans,  which  included  an  amount  made  in 

connection with lump sum payouts to certain pension plan participants in 2014; and 

•  Enhanced shareholder returns by repurchasing $20.0 million of common stock under the Company’s share repurchase 

program in 2014 and increased cash dividends paid to shareholders in 2014 to $41.7 million.

•  Ended the year with $635.9 million of cash and marketable securities, a net increase of $266.7 million with the primary 

driver being the proceeds from the divestiture of the Bowling Retail business in 2014.

24

The Company's net sales increased to $3,838.7 million in 2014 from $3,599.7 million in 2013, due to the factors described 

above.  

Operating earnings during 2014 were $328.5 million, with an operating margin of 8.6 percent.  Operating earnings during 
2013 were $281.8 million, with an operating margin of 7.8 percent.  The 2014 results included $4.2 million of restructuring, exit 
and impairment charges and a $27.9 million pension settlement charge related to pension lump sum payouts, while the 2013 results 
included $16.5 million of restructuring, exit and impairment charges.  Improved operating earnings during 2014 mainly resulted 
from increased sales revenues across all segments, operating efficiency improvements and lower restructuring, exit and impairment 
charges, partially offset by the pension settlement charge and higher funding for strategic growth initiatives. 

Net earnings decreased to $194.9 million in 2014 from $756.8 million in 2013. The 2014 results include an income tax 
provision of $93.0 million, which included a net tax benefit of $6.4 million, primarily associated with the reversal of tax valuation 
allowance reserves. The 2013 results include a net income tax benefit from continuing operations of $547.9 million, which included 
a $599.5 million reversal of tax valuation allowance reserves as well as a net charge of $29.0 million primarily resulting from 
unfavorable valuation allowance adjustments related to stock-based compensation.

Outlook for 2015

The Company expects 2015 to be another year of strong earnings growth with outstanding cash flow generation.  The Company 
is targeting 6 percent to 8 percent sales growth when compared with 2014, which includes benefits from the success of new products 
and the continuation of growth demonstrated in the U.S. in 2014, partially offset by weakness in certain international markets, as 
well as the unfavorable impact from foreign exchange.  As a result of benefiting from successful new products, the Company 
expects growth in outboard boat and  engine products,  as well  as in  the global service, parts  and accessories businesses. The 
Company also anticipates the continued successful execution of its large fiberglass boat strategy, which is a key part of an increasing 
number of new products that will be shipped into the market.  However, as a result of solid growth in boats below 28 feet expected 
throughout 2015, increases in average boat sale prices during 2015 will be at a lower rate of growth when compared with 2014.  
Positive health and fitness trends, combined with continued innovation of new products, have positioned the Company's Fitness 
segment to drive market share in cardio, strength and group training categories.

The  Company  expects  to  have  higher earnings  before  income  taxes  in  2015  resulting  from  increased  revenue  and  slight 
improvements in gross margins levels, which assumes an absence of favorable warranty adjustments achieved in 2014, unfavorable 
translation impacts from foreign currencies and our ongoing focus on managing cost of goods sold through cost efficiency initiatives.  
Operating expenses, including research and development expenses, are projected to be higher in 2015 when compared with 2014  
as the Company continues to increase investment spending to support strategic objectives, but lower on a percentage of sales basis.

While the Company is planning for improvements in operating margins for the full year, first-half 2015 operating margins 
are projected to be flat to down compared with the same period in 2014.  This reflects foreign exchange headwinds, the absence 
of 2014 favorable warranty adjustments, and continued increases in investments to support our strategic objectives as the growth 
rate of these investments is heavily weighted to the first half of 2015.  Additional costs and inefficiencies in the first-half of 2015 
are expected to continue as the Company opens and expands plant capacity to meet demand, continues to introduce a significant 
number of new products into production in each of our segments, and ramps-up production as sales continue to experience significant 
growth.  These costs and inefficiencies will abate in the second-half of 2015 and second-half operating margins will improve.  The 
Company  remains  committed  to  deploying  its  resources  to  address  these  headwinds  through  additional  manufacturing  cost 
efficiency initiatives.

The Company is also planning for its effective tax rate in 2015 to be 34 percent based on existing tax law, and excludes the 

potential impact of an extension of the U.S. research and development tax credit.

 The discussion above contains the Company's outlook for its business in 2015.  This outlook, and the statements contained 
therein, are based on current expectations, estimates, plans and projections about the Company's business which are not guarantees 
of future performance and involve certain risks and uncertainties that may cause actual results to differ materially from expectations 
as of the date of this filing.  This outlook and the related forward-looking view of the Company's business speak only as of the 
date of this filing and the Company does not undertake any obligation to update any forward-looking statements to reflect events 
or circumstances after the date of this filing.

25

 
Restructuring Activities 

The restructuring, exit and impairment charges recorded in the Consolidated Statements of Operations during 2014, 2013 and 

2012 by reportable segment, are summarized below: 

(in millions)
Marine Engine
Boat
Fitness
Corporate
Total

2014

2013

2012

$

$

— $
1.5
—
2.7
4.2

$

— $

15.8
—
0.7
16.5

$

4.2
21.3
0.1
(0.2)
25.4

In the second quarter of 2014, certain executive positions were restructured within the Company. The Company does not 
anticipate incurring any additional restructuring charges in 2015 related to this action and plans to achieve annual savings of 
approximately $1 million, with the full benefit being realized in 2015.  Future cost savings will primarily be reflected in Selling, 
general and administrative expenses as reported in the Company's Consolidated Statements of Operations.

In the fourth quarter of 2013, the Company made the decision to outsource woodworking operations for its yachts and sport 
yachts, which resulted in long-lived asset impairment charges.  The Company anticipates its Boat segment will achieve annual 
savings between $1 million and $2 million, with the full benefit being realized in 2015.  Future cost savings will primarily be 
reflected in Cost of sales as reported in the Company's Consolidated Statements of Operations.

The Company announced in the first quarter of 2013 the consolidation of its yacht and motoryacht production at its Palm 
Coast, Florida manufacturing plant.  As a result, the Company suspended manufacturing at its Sykes Creek boat manufacturing 
facility in Merritt Island, Florida as of the end of June 2013.  The Boat segment achieved savings between $3 million and $4 
million through 2014.  Cost savings are primarily reflected in Cost of sales as reported in the Company's Consolidated Statements 
of Operations.  Due to demand for successful new products, including the large L-Class yachts, the Company is reactivating its 
Sykes Creek boat manufacturing facility in 2015 to expand production.

In the third quarter of 2012, the Company reached a decision to exit Bayliner cruisers in the U.S. and European markets and 
to further reduce the Company's manufacturing footprint by closing its Knoxville, Tennessee production facility and consolidating 
its fiberglass cruiser manufacturing into other boat production facilities.  Those actions were initiated in connection with the 
continued weakness in the fiberglass sterndrive boat market.  The Boat segment achieved annual savings of approximately $10 
million in 2014.  Cost savings are primarily reflected in Cost of sales as reported in the Company's Consolidated Statements of 
Operations.  The Company has experienced a reduction in Net sales due to associated reductions in models and lower production 
volumes during the transition.

Restructuring charges in the Marine Engine segment during 2012 included costs associated with the Company's announced 
plans to reduce excess manufacturing capacity by relocating inboard and sterndrive production to Fond du Lac, Wisconsin and 
closing  its  Stillwater,  Oklahoma  plant.  This  action  resulted  in  $39.9  million  of  restructuring  charges  between  2009  and  the 
completion of this plant transition in 2012.  The Company substantially achieved its ongoing annual savings run rate target, when 
compared with 2009, of approximately $40 million by the end of 2012 with the benefit reflected as a reduction in Cost of sales, 
Selling, general and administrative expense and Research and development expense as reported in the Company's Consolidated 
Statements of Operations.

During 2012, the Company also disposed of non-strategic assets, consolidated manufacturing operations and reduced the 
Company's global workforce, which resulted in permanent cost savings, mainly in the Company's Boat and Marine Engine segments.  
These cost savings have been reflected through a reduction in Cost of sales and Selling, general and administrative expense as 
reported in the Company's Consolidated Statements of Operations.

See Note 3 – Restructuring Activities in the Notes to Consolidated Financial Statements for further details.  The Company 

anticipates it will incur nominal restructuring charges in 2015.

26

Matters Affecting Comparability

The following events have occurred during 2014, 2013 and 2012, which the Company believes affect the comparability of 

the results of operations:

Pension settlement charge - lump sum payout.  In the fourth quarter of 2014, the Company recognized a $27.9 million charge, 
related to lump sum pension payments to certain terminated vested U.S. pension plan participants, which is reflected in Pension 
settlement charge - lump sum payout on the Consolidated Statements of Operations.  See Note 17 – Postretirement Benefits in 
the Notes to Consolidated Financial Statements for further details.

Restructuring, exit and impairment charges.  During 2014, the Company recorded charges of $4.2 million related to these 
restructuring activities as compared with charges of $16.5 million in 2013 and $25.4 million in 2012.  See Note 3 – Restructuring 
Activities in the Notes to Consolidated Financial Statements for further details. 

Impairment of equity method investment.  In the fourth quarter of 2014, the Company recorded a $20.2 million impairment 
charge for an equity method investment in order to reflect the fair value of the Company’s equity method investment in a Finnish 
boat manufacturer as discussed in Note 9 – Investments in the Notes to Consolidated Financial Statements.  The charge is reported 
as Impairment of equity method investment in the Consolidated Statement of Operations. 

Gain on sale of real estate and distribution facility.   In the first quarter of 2013, the Company's Marine Engine segment 
recognized  a  $5.5  million  gain  on  the  sale  of  real  estate  in  Selling,  general  and  administrative  expense  on  the  Consolidated 
Statements of Operations.  There was no comparable gain in the Marine Engine segment in the years ended December 31, 2014 
and 2012.

Interest expense and loss on early extinguishment of debt.  The Company reported interest expense of $29.8 million, $41.9 
million and $66.3 million during 2014, 2013 and 2012, respectively.  Interest expense decreases from 2012 through 2014 were 
primarily the result of lower average outstanding debt levels and interest rates.  Improvements in debt levels were primarily the 
result of debt reduction actions completed during 2013 and 2012.

Additionally, the Company repurchased $0.9 million of debt during 2014, compared with $258.0 million and $124.2  million 
during 2013 and 2012, respectively.  In connection with these retirements, the Company recorded losses on early extinguishment 
of debt of $0.1 million, $32.8 million and $16.3 million during 2014, 2013 and 2012, respectively.  See Note 16 – Debt in the 
Notes to Consolidated Financial Statements for further details.

Tax items.  The Company recognized an income tax provision for the year ended December 31, 2014 of $93.0 million, which 
included a net benefit of $6.4 million primarily associated with the reversal of tax valuation allowance reserves.  The Company 
recognized a net income tax benefit of $547.9 million during 2013. The Company recorded a $599.5 million reversal of its deferred 
tax asset valuation allowance reserves in the fourth quarter of 2013 after determining it was more likely than not that certain 
deferred tax assets would be realized.  In addition to the reversal of its deferred tax asset valuation allowance reserves, the 2013 
net income tax benefit included a net charge of $29.0 million, which primarily resulted from unfavorable valuation allowance 
adjustments related to stock-based compensation, partially offset by the reassessment of tax reserves.  

The Company recognized an income tax provision of $31.4 million during 2012, which generally related to foreign and state 
jurisdictions where the Company was in a tax paying position.  In addition, the tax provision during 2012 included a net charge 
of $2.8 million, which included the reassessment of tax reserves and an unfavorable impact related to stock-based compensation, 
partially offset by the net benefit of the release of valuation allowances primarily for foreign entities that were no longer in a 
cumulative three-year loss position.

 See Note 12 – Income Taxes in Notes to Consolidated Financial Statements for further details.

27

Results of Operations

Consolidated

The  following  table  sets  forth  certain  amounts,  ratios  and  relationships  calculated  from  the  Consolidated  Statements  of 

Operations for the years ended December 31, 2014, 2013 and 2012:

2014

2013

2012

 $

%

2014 vs. 2013
Increase/(Decrease)

2013 vs. 2012
Increase/(Decrease)
 $

%

$3,838.7

$ 3,599.7

$ 3,416.8

$ 239.0

6.6 % $ 182.9

876.3

87.5

9.2 %

73.0

5.4 %

8.3 %

949.3

16.5

281.8

1,036.8

4.2

328.5

194.9

25.4

237.2

(12.3)
46.7

(74.5)%

16.6 %

(8.9)
44.6

(35.0)%

18.8 %

756.8

124.6

(561.9)

(74.2)% 632.2

NM

$

2.05

$

8.07

$

1.35

$ (6.02)

(74.6)% $ 6.72

NM

27.0%

26.4%

25.6%

14.5%

3.1%

8.6%

14.9%
3.2%
7.8%

15.0%
3.0%
6.9%

60 bpts

(40) bpts
(10) bpts
80 bpts

80 bpts

(10) bpts
20 bpts
90 bpts

(in millions, except per share data)

Net sales
Gross margin (A)
Restructuring, exit and impairment

charges

Operating earnings(B)
Net earnings from continuing    

operations(B) (C)

Diluted earnings per common share from 

continuing operations (B) (C)

Expressed as a percentage of Net sales:

Gross margin
Selling, general and administrative

expense

Research and development expense
Operating margin

__________

NM = not meaningful
bpts = basis points

(A)  Gross margin is defined as Net sales less Cost of sales as presented in the Consolidated Statements of Operations.

(B)  Operating earnings in 2014 include pension settlement charges of $27.9 million related to lump sum pension payouts.

(C)  Net earnings from continuing operations in 2014 includes a $20.2 million charge for an impairment of an equity method investment.  Net earnings from 
continuing operations in 2013 include an income tax benefit of $599.5 million from the reversal of deferred tax valuation allowance reserves as well as a 
net charge of $29.0 million, which included unfavorable valuation allowance adjustments primarily related to stock-based compensation, partially offset by 
the reassessment of tax reserves.  

2014 vs. 2013

The Company's net sales increased in 2014 when compared to 2013, due to sales increases across all segments.  Marine Engine 
net sales increased due to an increase in outboard engine sales, successful new product introductions, including the new 75, 90 
and 115 horsepower FourStroke engines, and higher sales in the marine service, parts and accessories businesses, partially offset 
by declines in sterndrive engine sales.  Boat segment net sales increased due to strong growth in the sales of outboard boats and 
fiberglass sterndrive and inboard boats. Boat segment sales also benefited from several successful new product introductions which 
contributed to a favorable shift in mix across most of its boat lines, resulting in higher average selling prices along with growth 
in wholesale unit shipments.  Additionally, the Marine Engine and Boat segment net sales were adversely affected by comparatively 
harsher weather conditions in many North American markets during the first quarter of 2014 when compared to the same period 
in 2013.  Fitness segment net sales increased reflecting growth in the U.S. to health clubs, hospitality, education and local and 
federal government customers and benefits from successful new product introductions in all regions.  International sales for the 
Company increased 4 percent in 2014 when compared with 2013, primarily due to sales increases in European markets, partially 
offset by sales declines in Canadian and Latin American markets. 

The increase in gross margin percentage in 2014 compared with 2013 reflects net benefits from increased sales, favorable 
warranty adjustments due to improved claims experience and new products, partially offset by costs associated with new product 
introductions, capacity expansion and production ramp-ups.  

28

 
 
 
 
 
 
 
 
 
Selling, general and administrative expense decreased as a percentage of net sales during 2014 when compared with 2013 
due to higher sales including the impact of the Company continuing to increase investments in strategic initiatives, the absence 
of a $5.5 million gain on the sale of real estate in the Marine Engine segment in the first quarter of 2013, and the absence of 
favorable insurance settlements received in the Marine Engine segment in the second quarter of 2013. 

Research and development expense increased $4.8 million, or 4 percent, in 2014 when compared with 2013 as the Company 

increased investment spending to support long-term growth initiatives.

In 2014, the Company recorded a $27.9 million charge related to lump sum pension payments as discussed in Note 17 – 

Postretirement Benefits in the Notes to Consolidated Financial Statements for further details.

During 2014, the Company recorded restructuring charges of $4.2 million compared with $16.5 million in 2013.  See Note 

3 – Restructuring Activities in the Notes to Consolidated Financial Statements for further details.

In 2014, the Company recorded a $20.2 million impairment charge for an equity method investment as discussed in Note 9 

– Investments in the Notes to Consolidated Financial Statements. 

The Company recognized equity earnings of $1.8 million and equity losses of $2.1 million in 2014 and 2013, respectively, 
which were mainly related to the Company's marine joint ventures. The Company recognized $6.5 million and $2.4 million in 
2014 and 2013, respectively, in Other income, net.  In 2014, Other income, net includes the amortization of deferred income related 
to a trademark licensing agreement with AMF Bowling Centers, Inc as discussed in Note 2 – Discontinued Operations.

Interest expense decreased $12.1 million in 2014 compared with 2013, as a result of lower average outstanding debt levels 

at a lower average interest rate when compared with 2013.

The Company repurchased $0.9 million of debt during 2014 and recorded losses on early extinguishment of debt of $0.1 
million.  The Company repurchased $258.0 million of debt during 2013 and recorded losses on early extinguishment of debt of 
$32.8 million.  

The Company recognized an income tax provision of $93.0 million for 2014, which included a net tax benefit of $6.4 million,  
primarily associated with the reversal of tax valuation allowance reserves. The Company recognized an income tax benefit of 
$547.9 million in 2013, which included a $599.5 million benefit for the release of deferred tax asset valuation allowance reserves 
and a net charge of $29.0 million primarily resulting from unfavorable valuation allowance adjustments related to stock-based 
compensation, partially offset by the reassessment of tax reserves.  The effective tax rate, which is calculated as the income tax 
benefit or provision as a percentage of pre-tax income, was 32.3 percent for 2014, while the effective tax rate for 2013 was not 
meaningful due to the factors discussed above.  See Note 12 – Income Taxes in the Notes to Consolidated Financial Statements 
for further details.

Operating earnings increased in 2014 when compared with 2013, while Net earnings from continuing operations and Diluted 
earnings per common share from continuing operations decreased in 2014 from 2013 primarily due to the factors discussed in the 
preceding paragraphs.

Diluted earnings from continuing operations per common share, as adjusted  – defined as Diluted earnings from continuing 
operations per common share, excluding the earnings or loss per share impact for Pension settlement charge - lump sum payout, 
Restructuring, exit and impairment charges from continuing operations, Impairment of equity method investment, Loss on early 
extinguishment of debt, reversal of deferred tax valuation allowance reserves and special tax items – decreased by $0.05 per share, 
or 2 percent, to $2.42 per share for 2014 when compared with $2.47 per share for 2013.  For 2014, Pension settlement charge 
related to lump sum payouts was $0.19 per share, Restructuring, exit and impairment charges from continuing operations were 
$0.04 per share, Impairment charge for an equity investment was $0.21 per share and special tax items were a net benefit of $0.07 
per share.  In 2013, Restructuring, exit and impairment charges from continuing operations were $0.16 per share, Loss on early 
extinguishment of debt was $0.32 per share, reversal of deferred tax valuation allowance reserves was a benefit of $6.39 per share 
and special tax items were a net provision of $0.31 per share.

The Company completed the sale of its retail bowling business in the third quarter of 2014 and recorded an after-tax gain of 
$52.6 million.  The Company completed the sale of its Hatteras and Cabo boat brands during the third quarter of 2013 and recorded 
an  after-tax  gain  of  $1.6  million.  In  2014,  sales  from  discontinued  operations  were  $236.0  million,  pre-tax  earnings  from 
discontinued operations were $61.8 million and the income tax provision from discontinued operations was $11.0 million.  In 
2013, sales from discontinued operations were $310.8 million, pre-tax earnings from discontinued operations were $12.3 million 
and the income tax benefit from discontinued operations was $0.1 million. 

29

 
2013 vs. 2012

The Company's net sales increased in 2013 when compared with 2012 due to increases in all of the Company's segments.   
The increase in Marine Engine net sales reflected solid increases in outboard engine products sales due to the favorable demand 
environment in the aluminum and fiberglass outboard boat markets and gains in the marine service, parts and accessories businesses, 
partially offset by lower sterndrive engine sales.  Boat segment net sales increased mainly due to higher sales volumes of aluminum 
and fiberglass outboard boats, partially offset by wholesale shipment declines in fiberglass sterndrive boats.  Fitness segment net 
sales increased reflecting strong gains in international markets, growth in sales to U.S. health club and hospitality customers as 
well as benefits from new product introductions.  International sales for the Company increased 3 percent in 2013 when compared 
with 2012, primarily due to increased demand for certain Fitness and Marine Engine segment products in Europe along with 
increased sales to Latin America for the Boat and Fitness segments. 

The increase in gross margin percentage in 2013 compared with 2012 included benefits from improved operating efficiencies 

and successful cost-reduction efforts. 

Selling, general and administrative expense decreased as a percentage of net sales during 2013 when compared with 2012 
mainly due to improved operating efficiencies and a $5.5 million gain on the sale of real estate in the Marine Engine segment in 
the first quarter of 2013, mostly offset by investment spending to support long-term growth initiatives and higher variable incentive 
compensation expense resulting from mark-to-market adjustments on certain equity-based awards.

Research and development expense increased $13.8 million, or 14 percent, in 2013 when compared with 2012 as the Company 

increased investment spending to support long-term growth initiatives.

During 2013, the Company recorded restructuring charges of $16.5 million compared with $25.4 million in 2012.  See Note 

3 – Restructuring Activities in the Notes to Consolidated Financial Statements for further details.

The Company recognized equity losses of $2.1 million and $3.7 million in 2013 and 2012, respectively, which were related 

to the Company's marine joint ventures. 

Interest expense decreased $24.4 million in 2013 compared with 2012, as a result of lower average outstanding debt levels 
at a lower average interest rate when compared with 2012.  Interest income decreased in 2013 compared with 2012 primarily due 
to lower average levels of marketable securities during the comparable periods.

The Company repurchased $258.0 million of debt during 2013 and recorded losses on early extinguishment of debt of $32.8 
million.  The Company repurchased $124.2 million of debt during 2012 and recorded losses on early extinguishment of debt of 
$16.3 million.  

The Company recognized an income tax benefit for 2013 of $547.9 million, which included a $599.5 million benefit for the 
release of deferred tax asset valuation allowance reserves and a net charge of $29.0 million primarily resulting from unfavorable 
valuation allowance adjustments related to stock-based compensation, partially offset by the reassessment of tax reserves.  Refer 
to Note 12 – Income Taxes for additional information. The Company recognized an income tax provision of $31.4 million for 
2012, which included a net tax charge of $2.8 million.  The net tax charge included the reassessment of tax reserves and an 
unfavorable impact related to stock-based compensation, partially offset by the net benefit of the release of valuation allowances 
for entities that were no longer in a cumulative three-year loss position.  The effective tax rate for 2013 was not meaningful. The 
effective tax rate for 2012 was 20.1 percent. 

Operating  earnings,  Net  earnings  from  continuing  operations  and  Diluted  earnings  per  common  share  from  continuing 

operations increased in 2013 when compared with 2012 primarily due to the factors discussed in the preceding paragraphs.

Diluted earnings from continuing operations per common share, as adjusted  – defined as Diluted earnings from continuing 
operations per common share, excluding the earnings or loss per share impact for Restructuring, exit and impairment charges from 
continuing operations, Loss on early extinguishment of debt, reversal of deferred tax valuation allowance reserves and special tax 
items – increased by $0.64 per share, or 35 percent, to $2.47 per share for 2013 when compared with $1.83 per share for 2012.  
For  2013,  Restructuring,  exit  and  impairment  charges  from  continuing  operations  were  $0.16  per  share,  Loss  on  early 
extinguishment of debt was $0.32 per share, reversal of deferred tax valuation allowance reserves was a benefit of $6.39 per share 
and special tax items were a net provision of $0.31 per share.  In 2012, Restructuring, exit and impairment charges from continuing 
operations were $0.27 per share, Loss on early extinguishment of debt was $0.18 per share and special tax items were a net 
provision of $0.03 per share.

30

The Company completed the sale of its Hatteras and Cabo boat brands during the third quarter of 2013 and recorded an after-
tax gain of $1.6 million.  In 2013, sales from discontinued operations were $310.8 million, pre-tax earnings from discontinued 
operations were $12.3 million and the income tax benefit from discontinued operations was $0.1 million.  In 2012, sales from 
discontinued operations were $357.0 million, pre-tax loss from discontinued operations was $71.7 million, which was largely 
attributable to the $52.7 million impairment charge on assets held for sale and restructuring and long-lived asset impairment 
charges and the income tax provision from discontinued operations was $2.9 million.

Segments

The Company operates in three operating and reportable segments: Marine Engine, Boat and Fitness.  Refer to Note 6 – 

Segment Information in the Notes to Consolidated Financial Statements for details on the operations of these segments.

As discussed in Note 2 – Discontinued Operations, during the third quarter of 2014, the Company began reporting its retail 
bowling and bowling products businesses as discontinued operations.  These businesses were previously reported in the former 
Bowling & Billiards segment.  Additionally, the results of the billiards business are being reported in the Company's Fitness 
segment for all periods presented.  During the fourth quarter of 2012, Brunswick began reporting its Hatteras and Cabo boat 
businesses as discontinued operations.  These businesses were previously reported in the Boat segment.  Segment results have 
been restated for all periods presented to reflect these changes in Brunswick's reported segments.

Marine Engine Segment

The following table sets forth Marine Engine segment results for the years ended December 31, 2014, 2013 and 2012:

2014 vs. 2013
Increase/(Decrease)

2013 vs. 2012
Increase/(Decrease)

(in millions)

2014

2013

2012

 $

%

 $

%

$ 2,189.4

$ 2,088.1

$ 1,988.5

$ 101.3

4.9 % $

99.6

5.0%

—

309.1

14.1%

$

57.9

$

—
284.2
13.6%
77.0

$

4.2
243.8
12.3%
56.6

—
24.9

$ (19.1)

NM
8.8 %
50 bpts
(24.8)% $

(4.2)
40.4

20.4

NM
16.6%
130 bpts
36.0%

Net sales
Restructuring, exit and impairment

charges

Operating earnings
Operating margin
Capital expenditures

__________

NM = not meaningful
bpts = basis points

2014 vs. 2013

Net sales for the Marine Engine segment increased in 2014 when compared with 2013. The increase was mainly due to an 
increase in outboard engine sales, driven by favorable retail demand trends and successful new product introductions, including 
the new 75, 90 and 115 horsepower FourStroke engines, and higher sales in the marine service, parts and accessories businesses, 
which benefited from recent acquisitions, new product launches and market share gains.  The acquisitions of Whale and Bell, as 
discussed in Note 4 – Acquisitions in the Notes to Consolidated Financial Statements, accounted for approximately one percentage 
point of the Marine Engine segment's overall revenue growth rate in 2014. Diesel engine sales increased modestly in 2014. Partially 
offsetting these factors was a decline in sterndrive engine sales, reflecting continuing unfavorable global retail demand trends.  In 
addition, overall sales in the first quarter of 2014 were adversely affected by comparatively harsher weather conditions in many 
North American markets. International sales increased in 2014 when compared with the prior year period and remained at 35 
percent of the segment's sales during 2014.  Sales increases in European and Canadian markets were partially offset by sales 
decreases in Latin American markets.

Marine Engine segment operating earnings improved in 2014 as a result of an increase in net sales, recently launched outboard 
products and continued favorable warranty experience.  Partially offsetting these factors was the increased investments in growth 
initiatives, the absence of a $5.5 million gain on the sale of real estate from the first quarter of 2013 and the absence of favorable 
insurance settlements received in the second quarter of 2013. 

Capital expenditures in 2014 and 2013 were related to tooling costs for the production of new models, plant capacity expansion 

activities in Fond du Lac, Wisconsin, and profit-maintaining investments.

31

 
2013 vs. 2012

Net sales recorded by the Marine Engine segment increased in 2013 when compared with 2012 due to the continuing favorable 
demand environment in the aluminum and fiberglass outboard boat markets and the solid sales increases of the segment's outboard 
engine products, such as the 150 horsepower FourStroke, the Verado engine family and engines in the 75 to 115 horsepower range.  
Net sales also increased solidly in the segment's marine service, parts and accessories businesses reflecting contributions from 
new products, market share gains and stable boat participation.  Partially offsetting these factors were lower sterndrive engine 
sales as unfavorable global retail demand trends and related reductions in dealer inventories of fiberglass sterndrive boats continued.  
International  sales,  which  represented  35  percent  of  the  segment's  sales  during  2013,  experienced  a  1  percent  increase  when 
compared with 2012 mainly due to higher sales to Europe.

The restructuring, exit and impairment charges recognized in 2012 included costs associated with the Company’s consolidation 
of engine production facilities that was completed in 2012 as discussed in Note 3 – Restructuring Activities in the Notes to 
Consolidated Financial Statements.  There were no restructuring, exit and impairment charges in the Marine Engine segment for 
2013.

Marine Engine segment operating earnings improved in 2013 as a result of the items positively affecting net sales as discussed 
above along with improved operating efficiencies.  Also contributing to increased operating earnings in 2013 were: improved 
costs, including benefits from changes in foreign currency; the absence of sterndrive production ramp-up issues, which limited 
sales in the first half of 2012 and resulted in operating inefficiencies stemming from the sterndrive manufacturing transition to 
Fond du Lac, Wisconsin in 2012; a $5.5 million gain on the sale of real estate recorded in the first quarter of 2013; the absence of 
restructuring, exit and impairment charges in 2013; and favorable insurance settlements received in the second quarter of 2013; 
partially offset by an increase in investment spending to support long-term growth initiatives.

Capital expenditures in 2013 and 2012 were related to tooling, plant expansion and consolidation activities, growth initiatives 
and profit-maintaining investments.  Increased capital expenditures in 2013 are primarily related to the capacity expansion in Fond 
du Lac, Wisconsin.

Boat Segment

The following table sets forth Boat segment results for the years ended December 31, 2014, 2013 and 2012:

2014 vs. 2013
Increase/(Decrease)

2013 vs. 2012
Increase/(Decrease)

(in millions)

2014

2013

2012

 $

%

 $

%

Net sales
Restructuring, exit and impairment

charges

Operating earnings (loss)
Operating margin

Capital expenditures

$ 1,135.8

$ 1,032.0

$1,002.6

$ 103.8

10.1 % $

29.4

2.9 %

1.5

17.2

1.5%

15.8
(21.8)
(2.1)%

21.3
(28.5)
(2.8)%

(14.3)
39.0

(90.5)%
NM
  360 bpts

(5.5)
6.7

$

46.6

$

39.7

$

33.4

$

6.9

17.4 % $

6.3

(25.8)%
23.5 %
70 bpts

18.9 %

__________

NM = not meaningful
bpts = basis points

2014 vs. 2013

Boat segment net sales increased in 2014 versus 2013, reflecting strong growth in the sales of outboard boats as well as 
fiberglass sterndrive and inboard boats.  Segment sales also benefited from several successful new product introductions and a 
favorable shift in mix across most of its boat lines, including the introduction of new larger, higher priced products, which resulted 
in higher average selling prices along with growth in wholesale unit shipments.  Comparatively harsher weather conditions in 
many North American markets adversely affected wholesale unit shipments in the first quarter of 2014 when compared to the 
same period in 2013.  International sales were 33 percent of the segment’s sales during 2014, and increased due to higher sales 
into European markets, mostly offset by sales declines in Canadian and Latin American markets.

32

The net restructuring, exit and impairment charges recognized during 2014 were mainly related to actions associated with the 
Company's decision to outsource woodworking operations for its yachts and sport yachts and the consolidation of the Company's 
yacht and motoryacht manufacturing footprint, partially offset by a gain on disposal of the Company's Riverview plant in Knoxville, 
Tennessee.  The restructuring, exit and impairment charges recognized during 2013 were mainly related to actions associated with 
consolidation of the Company's yacht and motoryacht manufacturing footprint, activities resulting from the consolidation of the 
Company's fiberglass cruiser manufacturing and the Company's decision to outsource woodworking operations for its yachts and 
sport yachts. See Note 3 – Restructuring Activities in the Notes to Consolidated Financial Statements for further details.

The Boat segment reported operating earnings in 2014 compared with an operating loss in 2013 due to higher net sales, which 
included the benefit from several successful new product introductions as described above, and lower restructuring, exit and 
impairment charges.  Partially offsetting these factors were increased costs associated with new product integrations, capacity 
expansions, production ramp-up and increased investment spending related to the introduction of new boat models. 

Capital expenditures in 2014 and 2013 were related to tooling costs for the production of new models, plant capacity expansion 

activities, growth initiatives and profit-maintaining investments.

2013 vs. 2012

Boat segment net sales increased in 2013 versus 2012 resulting from continued growth in the aluminum and fiberglass outboard 
boat categories partially offset by declines in wholesale shipments of fiberglass sterndrive boats, due to weak retail demand and 
the Company's strategy to reduce associated pipeline inventories to prepare for new product introductions. International sales, 
which represented 36 percent of the segment’s sales during 2013, increased slightly due to higher sales into Latin American markets, 
partially offset by sales declines in other regions while sales in European markets were flat. 

The restructuring, exit and impairment charges recognized during 2013 were mainly related to: the consolidation of Company's 
yacht  and  motoryacht  manufacturing  footprint;  the  consolidation  of  the  Company's  fiberglass  cruiser  manufacturing;  and  the 
Company's decision to outsource woodworking operations for its yachts and sport yachts.  The restructuring, exit and impairment 
charges recognized during 2012 were associated with the Company's decisions to exit Bayliner cruisers in the U.S. and European 
markets, consolidate cruiser manufacturing and close its Knoxville, Tennessee production facility. Impairment charges were also 
recorded for certain European and Asia-Pacific boat brands.  See Note 3 – Restructuring Activities in the Notes to Consolidated 
Financial Statements for further details.

The Boat segment reported a lower operating loss in 2013 when compared with 2012 mainly due to higher fiberglass outboard 
and aluminum outboard boat sales, ongoing benefits from the fiberglass sterndrive boat cost-reduction activities, including those 
initiated in the fourth quarter of 2012, and lower restructuring charges.  Partially offsetting these factors were lower sales of 
fiberglass sterndrive boats, increased investment spending to support long-term growth, including product development related 
costs, and the absence of favorable legal and insurance settlements reached in the second quarter of 2012.  

Capital expenditures in 2013 and 2012 were related to tooling costs for the production of new models, growth initiatives and 
profit-maintaining investments as well as the purchase of a new pontoon boat manufacturing facility in 2013, which replaced the 
segment's existing facility.

33

Fitness Segment

The following table sets forth Fitness segment results for the years ended December 31, 2014, 2013 and 2012:

2014 vs. 2013
Increase/(Decrease)

2013 vs. 2012
Increase/(Decrease)

2014

2013

2012

 $

%

 $

%

$ 769.3

$

716.0

$

657.4

$

53.3

7.4% $

58.6

—

115.3

—

108.1

0.1

104.7

—

7.2

NM

6.7%

(0.1)
3.4

8.9%

NM

3.2%

15.0%

15.1%

15.9%

(10) bpts

(80) bpts

$

19.6

$

8.4

$

7.6

$

11.2

NM $

0.8

10.5%

(in millions)

Net sales
Restructuring, exit and
impairment charges

Operating earnings

Operating margin

Capital expenditures

__________

NM = not meaningful
bpts = basis points

2014 vs. 2013

Fitness segment net sales increased in 2014 when compared with 2013, reflecting growth in the U.S. to health clubs, hospitality, 
education and local and federal government customers, as well as sales growth in international markets, especially in the Latin 
American and Middle East and African markets.  International sales were 49 percent of the segment’s sales during 2014.  Net sales 
in all regions benefited from successful new product introductions.

Fitness segment operating earnings increased in 2014 when compared with 2013 as a result of higher sales and favorable 
warranty expense comparisons, partially offset by continued increases in investments for growth initiatives and the absence of a 
favorable insurance settlement received in the first quarter of 2013.

Capital expenditures in 2014 and 2013 related to capital for the production of new products, growth initiatives and profit-

maintaining investments. Capital expenditures in 2014 also include spending on plant capacity expansion in Hungary.

2013 vs. 2012

Fitness segment net sales increased in 2013 when compared with 2012, reflecting strong gains in international markets and 
growth in sales to U.S. health club and hospitality customers with all markets benefitting from new product introductions.  European 
markets grew in 2013 as a result of distribution enhancements and improved market conditions.  Partially offsetting these gains 
was a decrease in sales to local and federal government customers.  International sales were 50 percent of the segment’s sales in 
2013 and increased mainly due to higher sales to European, Latin American and Asia-Pacific markets.

Fitness segment operating earnings increased in 2013 primarily as a result of higher sales and a favorable insurance settlement 
received in the first quarter of 2013, partially offset by investment spending on growth initiatives and a reduced gross margin 
percentage. 

Capital expenditures in 2013 and 2012 were related to growth initiatives and profit-maintaining investments.

34

 
Corporate/Other

The following table sets forth Corporate/Other results for the years ended December 31, 2014, 2013 and 2012:

2014 vs. 2013
Increase/(Decrease)

2013 vs. 2012
Increase/(Decrease)

2014

2013

2012

 $

%

 $

%

$

2.7

$

(70.4)

$

0.7
(70.0)

(0.2)
(58.7)

2.0

0.4

NM

0.6%

0.9

11.3

NM

19.3%

(in millions)
Restructuring, exit and impairment

charges (gains)

Operating loss

__________

NM = not meaningful

The restructuring, exit and impairment charges recorded in 2014 and 2013 related to severance actions.  The restructuring, 
exit and  impairment gains recognized during  2012 related to disposals of non-strategic assets.  See Note 3 – Restructuring 
Activities in the Notes to Consolidated Financial Statements for further details. 

Corporate operating expenses increased in 2014 compared with 2013 and included higher restructuring charges  mainly offset 

by a reduction in project spending and the absence of losses associated with various legal matters that were recorded in 2013. 

Corporate operating expenses increased in 2013 when compared to 2012 mainly due to spending associated with the Company's 
strategic growth initiatives, higher variable compensation expenses resulting from mark-to-market adjustments on certain equity-
based awards, increases in reserves for various legal matters and higher restructuring charges.

Cash Flow, Liquidity and Capital Resources

The following table sets forth an analysis of free cash flow for the years ended December 31, 2014, 2013 and 2012:

(in millions)

Net cash provided by operating activities of continuing operations
Net cash provided by (used for):

Capital expenditures
Proceeds from the sale of property, plant and equipment
Other, net

Total free cash flow from continuing operations*

__________

2014

2013

2012

$

235.3

$

168.0

$

144.6

(124.8)
5.8

—

$

116.3

$

(126.5)
16.9
—
58.4

$

(97.9)
18.5
3.0
68.2

*The Company defines “Free cash flow from continuing operations” as cash flow from operating and investing activities of continuing operations (excluding 
cash  provided  by  or  used  for  acquisitions  and  investments,  transfers  to/reductions  in  restricted  cash  and  purchases  or  sales/maturities  of  marketable 
securities).  Free cash flow from continuing operations is not intended as an alternative measure of cash flow from operations, as determined in accordance 
with  generally  accepted  accounting  principles  (GAAP)  in  the  United  States.  The  Company  uses  this  financial  measure,  both  in  presenting  its  results  to 
shareholders and the investment community and in its internal evaluation and management of its businesses.  Management believes that this financial measure 
and the information it provides are useful to investors because it permits investors to view Brunswick’s performance using the same tool that management uses 
to gauge progress in achieving its goals.  Management believes that the non-GAAP financial measure “Free cash flow from continuing operations” is also useful 
to investors because it is an indication of cash flow that may be available to fund investments in future growth initiatives and future debt retirements.

Brunswick’s major sources of funds for investments, acquisitions, debt retirements, dividend payments and share repurchase 
programs are cash generated from operating activities, available cash and marketable securities balances, proceeds from the sale 
of  businesses  and  selected  borrowings.  The  Company  evaluates  potential  acquisitions,  divestitures  and  joint  ventures  in  the 
ordinary course of business.

2014 Cash Flow

In 2014, net cash provided by operating activities of continuing operations totaled $235.3 million.  The primary driver of the 
cash provided by operating activities was net earnings adjusted for non-cash expenses, including depreciation and amortization 
and the impairment of an equity method investment.  An increase in working capital, excluding the impact of acquisitions, had a 

35

 
 
 
negative  effect  on  net  cash  provided  by  operating  activities.  Working  capital  is  defined  as Accounts  and  notes  receivable, 
Inventories and Prepaid expenses and other, net of Accounts payable and Accrued expenses as presented in the Consolidated 
Balance Sheets.  Net inventories increased $57.1 million due to increases in production and finished goods to support successful 
new product introductions and to meet seasonal requirements in advance of the 2015 marine selling season.  Accounts and notes 
receivable increased $24.0 million, primarily driven by higher fourth quarter sales across all segments.  Partially offsetting these 
items was an increase in Accounts payable of $13.0 million, which was a result of increased production.  Pension contributions 
of $73.8 million during 2014 had a negative effect on net cash provided by operating activities as the Company increased its 
contribution in order to fund the lump sum payouts to certain participants as discussed in Note 17 – Postretirement Benefits. 
The Company also paid taxes of $45.5 million during 2014. 

Net cash used for investing activities of continuing operations during 2014 totaled $239.9 million, which included capital 
expenditures of $124.8 million.  The Company's capital spending is focused on new product introductions and growth initiatives, 
capacity expansion projects in all segments, and high priority, profit-maintaining capital and investments targeting operating cost 
reductions.  The Company also had net purchases of marketable securities of $70.5 million in 2014.  See Note 9 – Investments 
in the Notes to Consolidated Financial Statements for further details on the Company's investments.  Cash paid for the acquisitions 
of Whale and Bell, net of cash acquired, totaled $41.5 million in 2014.  See Note 4 – Acquisitions in the Notes to Consolidated 
Financial Statements for further details on the Company's acquisitions.  The Company also transferred $9.1 million to restricted 
cash in 2014 as discussed in Note 13 – Commitments and Contingencies in the Notes to Consolidated Financial Statements.  
Partially offsetting these items were $5.8 million in proceeds from the sale of property, plant and equipment in the normal course 
of business mainly in our Boat segment. 

Cash flows used for financing activities of continuing operations were $60.7 million during 2014.  The cash outflow was 
primarily the result of cash dividends paid to common shareholders and common stock repurchases, which began in the fourth 
quarter of 2014.  Partially offsetting these items were excess tax benefits from share-based compensation activity, which resulted 
primarily from the exercise of stock appreciation rights and stock options.  Excess tax benefits are netted out of cash provided by 
operating activities and are reflected as a cash inflow from financing activities in the Consolidated Statements of Cash Flows.  In 
2014,  excess  tax  benefits  did  not  significantly  benefit  the  amount  of  taxes  paid  by  the  Company  because  of  its  tax  position.  
Consequently, cash flows from operating activities and free cash flow were negatively affected by excess tax benefits.  See Note 
18 – Stock Plans and Management Compensation in the Notes to Consolidated Financial Statements for further discussion.

2013 Cash Flow

In 2013, net cash provided by operating activities of continuing operations totaled $168.0 million. The primary driver of the 
cash provided by operating activities was earnings adjusted for non-cash items, including the reversal of deferred tax valuation 
allowance reserves, depreciation and amortization and debt extinguishment losses.  Net cash provided by operating activities also 
included unfavorable changes in working capital.  Inventory increased $22.1 million driven primarily by the Company's Marine 
Engine segment in response to strong market demand for outboard products, to meet seasonal requirements in advance of the 2014 
marine selling season and to support new product introductions. Accounts payable decreased $16.2 million during 2013 due to 
timing of payments.  The increase in Accounts and notes receivable of $14.5 million during 2013 was driven primarily by higher 
fourth quarter sales across the Company's Marine Engine and Fitness segments when compared with 2012, partially offset by the 
improved timing of customer payments.

Net cash provided by investing activities of continuing operations during 2013 totaled $26.4 million, which included net 
proceeds from marketable securities of $131.0 million that were partially used to retire the Company's Senior notes due in 2016 
during the second quarter as discussed below and to satisfy working capital requirements.  See Note 9 – Investments in the Notes 
to Consolidated Financial Statements for further discussion of the Company's marketable securities.  The Company also received 
$16.9 million in proceeds from the sale of property, plant and equipment in the normal course of business mainly in our Boat and 
Marine Engine segments.  Investing activities during 2013 also included an inflow of $6.5 million resulting from a reduction in 
the restricted cash required to collateralize a portion of the Company's workers' compensation related obligations.  See Note 13 
– Commitments and Contingencies in Notes to Consolidated Financial Statements for further discussion.  Partially offsetting 
these items was $126.5 million of capital expenditures in 2013.  The Company's capital spending is focused on new product 
introductions and strategic initiatives, the Marine Engine segment's capacity expansion in Fond du Lac, Wisconsin, a new pontoon 
boat manufacturing facility, other high priority, profit-maintaining capital and investments targeting operating cost reductions.

Cash flows used for financing activities of continuing operations were $116.5 million during 2013.  The cash outflow was 
mainly the result of repurchasing the remaining $249.8 million of the Company's Senior notes due in 2016 and paying a $24.2 
million premium above par as well as paying dividends, partially offset by net proceeds received from issuing $150.0 million of 
new debt due in 2021 and paying $3.4 million in related debt issuance costs.  See Note 16 – Debt in the Notes to Consolidated 
Financial Statements for further discussion.  In addition, the Company reported excess tax benefits from share-based compensation 
36

activity of $37.2 million in 2013, which resulted primarily from the exercise of stock appreciation rights and stock options.  In 
2013,  excess  tax  benefits  did  not  significantly  benefit  the  amount  of  taxes  paid  by  the  Company  because  of  its  tax  position.  
Consequently, cash flows from operating activities and free cash flow were negatively affected by excess tax benefits.  See Note 
18 – Stock Plans and Management Compensation in the Notes to Consolidated Financial Statements for further discussion.

2012 Cash Flow

In 2012, net cash provided by operating activities of continuing operations totaled $144.6 million.  The primary driver of the 
cash provided by operating activities was earnings adjusted for non-cash expenses.  Net cash provided by operating activities also 
included unfavorable changes in working capital.  Inventory increased $71.8 million as a result of decisions to increase inventories 
in the Company's engine and outboard boat businesses in response to strong market demand and to meet seasonal requirements 
in advance of the 2013 marine selling season. The decrease in Accrued expenses of $40.0 million during 2012 included the payments 
of the variable compensation earned in 2011, which had been accrued as of December 31, 2011.  The increase in Accounts and 
notes receivable of $18.1 million during 2012 was driven primarily by higher fourth quarter sales across all of the Company's 
segments when compared with 2011, partially offset by the improved timing of customer payments.  Partially offsetting these 
items was an increase in Accounts payable of $55.9 million, which was a result of increased production in the Company's segments.

Net  cash  used  for  investing  activities  of  continuing  operations  in  2012  totaled  $45.9  million,  which  included  capital  
expenditures of $97.9 million.  The Company's capital spending was focused on growth initiatives and new product introductions, 
as well as high priority, profit-maintaining capital and investments required to reduce operating costs.  Partially offsetting the use 
of cash for investing activities was net proceeds from marketable securities of $21.8 million. The Company also received $18.5 
million in proceeds from the sale of idle property, plant and equipment in its Boat and Marine Engine segments.  Investing activities 
during 2012 also included an inflow of $7.0 million resulting from a reduction in the restricted cash required to collateralize a 
portion of the Company's workers' compensation related obligations. 

Cash flow used for financing activities of continuing operations was $148.5 million in 2012. The cash outflow was primarily 
the result of long-term debt retirements, dividends paid to common shareholders and net withholdings from stock compensation 
activity, partially offset by excess tax benefits from share-based compensation as discussed above. 

Liquidity and Capital Resources

The Company views its highly liquid assets as of December 31, 2014 and 2013 as: 

(in millions)

Cash and cash equivalents
Short-term investments in marketable securities

Total cash, cash equivalents and marketable securities

2014

2013

$

$

552.7

83.2

635.9

$

$

356.5
12.7
369.2

The following table sets forth an analysis of Total liquidity as of December 31, 2014 and 2013:

(in millions)

Cash, cash equivalents and marketable securities
Amounts available under lending facilities(A)
Total liquidity (B)

2014

2013

$

$

635.9

294.1
930.0

$

$

369.2

277.9
647.1

(A) In June 2014, the Company amended and restated its secured, asset-based borrowing facility it entered into during March 2011 and converted it into a secured 
facility. Under the terms of the agreement, the security was released as of December 26, 2014. Amounts available for borrowing as of December 31, 2013 are 
amounts that were available under its asset-based borrowing facility. See discussion in Note 16 – Debt in the Notes to Consolidated Financial Statements. 

(B) The Company defines Total liquidity as Cash and cash equivalents and Short-term investments in marketable securities as presented in the Consolidated 
Balance Sheets, plus amounts available for borrowing under its lending facilities.  Total liquidity is not intended as an alternative measure to Cash and cash 
equivalents and Short-term investments in marketable securities as determined in accordance with GAAP in the United States.  The Company uses this financial 
measure,  both  in  presenting  its  results  to  shareholders  and  the  investment  community  and  in  its  internal  evaluation  and  management  of  its 
businesses.  Management believes that this financial measure and the information it provides are useful to investors because it permits investors to view the 
Company’s performance using the same metric that management uses to gauge progress in achieving its goals. Management believes that the non-GAAP 
financial measure “Total liquidity” is also useful to investors because it is an indication of the Company’s available highly liquid assets and immediate sources 
of financing.

37

Cash, cash equivalents and marketable securities totaled $635.9 million as of December 31, 2014, an increase of $266.7 
million from $369.2 million as of December 31, 2013.  Total debt as of December 31, 2014 and December 31, 2013 was $455.7 
million and $459.8 million, respectively.  The Company's debt-to-capitalization ratio improved to 28.0 percent as of December 31, 
2014, from 30.7 percent as of December 31, 2013.

In June 2014, the Company amended and restated the five-year $300.0 million secured, asset-based borrowing facility it 
entered into during March 2011 and converted it into a five-year $300.0 million secured facility (Facility) which is in effect through 
2019.  Under the terms of the agreement, the security was released as of December 26, 2014.  As of December 31, 2014, available 
borrowing capacity totaled $294.1 million, net of $5.9 million of letters of credit outstanding under the Facility.  The Company 
has the ability to issue up to $100.0 million in letters of credit under the Facility.  The Company had no borrowings under the 
Facility during the year ended December 31, 2014.  The Company initially paid a facility fee of 25.0 basis points per annum, 
however in August 2014, the fee was adjusted to 20.0 basis points per annum based on the Company's leverage ratio.  Once the 
Company achieves the Investment Grade Release Conditions, the facility fee per annum will be within a range of 12.5 to 35.0 
basis points based on the Company's credit rating. The Investment Grade Release Conditions are defined as the date upon which 
the Company receives an investment grade credit rating by either Standard & Poor's or Moody's and meets the leverage ratio 
requirements of less than or equal to 2.25:1.00 for the prior two fiscal quarters.  Under the terms of the Facility, the Company has 
two borrowing options, including borrowing at a rate tied to adjusted LIBOR plus a spread of 130.0 basis points or a base rate 
plus a margin of 30.0 basis points. The rates are determined by a leverage ratio, with a range of 130.0 to 190.0 basis points for 
LIBOR rate borrowings and a range of 30.0 to 90.0 basis points for base rate borrowings, until the occurrence of the Investment 
Grade Release Conditions, on and after which the rate will be determined by the Company’s credit ratings, with a range of 100.0 
to 190.0 basis points for LIBOR rate borrowings and a range of 0.0 to 90.0 basis points for base rate borrowings.

The Company is required to maintain compliance with two financial covenants included in the Facility - a minimum interest 
coverage ratio and a maximum leverage ratio.  The minimum interest coverage ratio, as defined in the agreement, is not permitted 
to be less than 3.50 to 1.00. The maximum leverage ratio, as defined in the agreement, is not permitted to be more than 3.00 to 
1.00, unless the Company completes an acquisition of more than $100.0 million, which increases the maximum leverage ratio to 
3.25 to 1.00 for the twelve months following the acquisition. As of December 31, 2014, the Company was in compliance with 
these two financial covenants in the Facility.   

As a result of debt retirements completed in 2013, the next significant long-term debt maturity is not until 2021.  The Company's 
debt reduction activities are largely completed, however, the Company may continue to opportunistically retire debt.  Management 
believes that the Company has adequate sources of liquidity to meet the Company's short-term and long-term needs.

On  October  22,  2014,  the  Company’s  Board  of  Directors  authorized  a  program  to  repurchase  up  to  $200  million  of  the 
Company’s outstanding common stock.  Share repurchases will be completed in the open market or through privately negotiated 
transactions over approximately a two-year period.  The Company’s share repurchase program does not obligate it to acquire any 
specific  number  of  shares,  and  the  Company  may  discontinue  purchases  at  any  time  that  management  determines  additional 
purchases are not warranted. The Company has repurchased $20.0 million of common stock under this program through December 
31, 2014. 

As described earlier, the Company expects to increase earnings before income taxes in 2015 when compared with 2014.  The 
Company's working capital performance in 2015 will be influenced primarily by revenue growth.  Additionally, the Company 
plans to make cash contributions to its defined benefit pension plans of approximately $70 million to $75 million in 2015.  Net 
activity in working capital is expected to reflect a modest usage of cash in 2015 in the range of $30 million to $50 million. The 
Company's plans include capital expenditures of approximately 4 percent of 2015 net sales, with a substantial portion directed at 
growth and profit enhancing projects, including meeting capacity expansion requirements in each of our segments. Despite higher 
investment spending levels and a modest usage of cash for working capital, the Company plans to generate free cash flow in 2015 
in the range of $150 million to $170 million. 

The  aggregate  funded  status  of  the  Company's  qualified  defined  benefit  pension  plans,  measured  as  a  percentage  of  the 
projected benefit obligation, was approximately 76 percent at December 31, 2014 compared with approximately 79 percent at 
December 31, 2013.  As of December 31, 2014, the Company's qualified defined benefit pension plans were underfunded on an 
aggregate projected benefit obligation basis by $309.8 million which represented a $54.4 million increase from 2013 due to the 
adoption of new mortality tables, reflecting longer life expectancies, and lower discount rates, which more than offset contributions 
and favorable investment experience.  See Note 17 – Postretirement Benefits in the Notes to Consolidated Financial Statements 
for more details.

The Company contributed $70.2 million to its qualified defined benefit pension plans in 2014 compared with $50.0 million 
of contributions in 2013.  The Company also contributed $3.6 million and $3.8 million to fund benefit payments in its nonqualified 
38

defined benefit pension plan in 2014 and 2013, respectively.  The Company plans to make cash contributions to its defined benefit 
plans of approximately $70 million to $75 million in 2015.  The 2015 contributions include an estimated amount which will be 
used to fund planned lump sum payouts to certain participants. The Company expects to incur an estimated settlement loss of $30 
million to $35 million in conjunction with estimated settlement payments as discussed in Note 17 – Postretirement Benefits in 
the Notes to Consolidated Financial Statements.  Company contributions are subject to change based on market conditions, pension 
funding regulations and Company discretion.

Financial Services

The Company, through its Brunswick Financial Services Corporation subsidiary, owns a 49 percent interest in a joint venture, 
Brunswick Acceptance Company, LLC (BAC). CDF Ventures, LLC, a subsidiary of GE Capital Corporation, owns the remaining 
51 percent. Under the terms of the joint venture agreement, BAC provides secured wholesale inventory floorplan financing to the 
Company's boat and engine dealers. 

Refer to Note 10 – Financial Services in the Notes to Consolidated Financial Statements for more information about the 

Company's financial services.

Off-Balance Sheet Arrangements 

Guarantees. The Company has reserves to cover potential losses associated with guarantees and repurchase obligations based 
on  historical  experience  and  current  facts  and  circumstances.  Historical  cash  requirements  and  losses  associated  with  these 
obligations have not been significant. See Note 13 – Commitments and Contingencies in the Notes to Consolidated Financial 
Statements for a description of these arrangements.

Contractual Obligations

The following table sets forth a summary of the Company's contractual cash obligations as of December 31, 2014:

(in millions)
Contractual Obligations
Debt (1)
Interest payments on long-term debt
Operating leases (2)
Purchase obligations (3)
Deferred management compensation (4)
Other tax liabilities (5)
Other long-term liabilities (6)
  Total contractual obligations

__________

Payments due by period

Total

Less than
1 year

1-3 years

3-5 years

More than
5 years

$

$

461.6
263.8
109.7
95.0
66.5
0.5
237.4
1,234.5

$

$

5.5
27.0
28.5
93.7
3.0
0.5
97.3
255.5

$

$

11.9
53.7
45.5
1.3
16.0
—
82.9
211.3

$

$

12.0
53.3
21.3
—
2.0
—
32.6
121.2

$

$

432.2
129.8
14.4
—
45.5
—
24.6
646.5

(1)  See Note 16 – Debt in the Notes to Consolidated Financial Statements for additional information on the Company's debt. “Debt” refers to future cash 
principal payments. Debt also includes the Company's capital leases as discussed in Note 21 – Leases in the Notes to Consolidated Financial Statements.

(2)  See Note 21 – Leases in the Notes to Consolidated Financial Statements for additional information on the Company's operating and capital leases.

(3)  Purchase obligations represent agreements with suppliers and vendors at the end of 2014 for raw materials and other supplies as part of the normal 

course of business.

(4)  Amounts primarily represent long-term deferred compensation plans for Company management. Payments are assumed to be equal to the remaining 

liability.

(5)  Represents the expected cash obligations related to the Company's liability for uncertain income tax positions. As of December 31, 2014, the Company's 
total liability for uncertain tax positions including interest was $5.1 million. Due to the high degree of uncertainty regarding the timing of potential 
future cash outflows associated with these liabilities, other than the items included in the table above, the Company was unable to make a reasonably 
reliable estimate of the amount and period in which these remaining liabilities might be paid.

(6)  Other long-term liabilities include amounts recorded as secured obligations for lease and other long-term receivables originated by the Company and 
assigned to third parties where the transfer of assets do not meet the conditions for a sale as a result of the Company's contingent obligation to repurchase 

39

the receivables in the event of customer non-payment. Amounts above also include obligations under deferred revenue arrangements and future projected 
payments related to the Company's nonqualified pension plans. Other long-term liabilities also include $62.0 million of required qualified pension plan 
contributions to be paid in 2015; however, the Company anticipates contributing additional discretionary contributions to bring the total contributions 
to qualified and nonqualified pension plans to approximately $73.8 million. Additionally, $4.9 million of scheduled retiree health care and life insurance 
benefit plan payments are included in other long-term liabilities.  Due to the high degree of uncertainty regarding the potential future cash outflows 
associated with these plans, the Company is unable to provide a reasonably reliable estimate of the amounts and periods in which any additional 
liabilities might be paid.

Legal Proceedings

See Note 13 – Commitments and Contingencies in the Notes to Consolidated Financial Statements for disclosure related to 

certain legal and environmental proceedings.

Environmental Regulation

In its Marine Engine segment, Brunswick continues to develop engine technologies to reduce engine emissions to comply with 
current and future emissions requirements. The costs associated with these activities may have an adverse effect on Marine Engine 
segment operating margins and may affect short-term operating results. The State of California adopted regulations that required 
catalyst exhaust monitoring and treatment systems on sterndrive and inboard engines that became effective on January 1, 2008. 
The  EPA  adopted  similar  environmental  regulations  governing  engine  sales,  effective  January  1,  2010.  Other  environmental 
regulatory bodies in the United States and other countries may also impose higher emissions standards than are currently in effect 
for those regions. The Company complies with current regulations regarding emissions and expects to comply fully with any new 
regulations, but compliance will increase the cost of these products for the Company and the industry. The Boat segment continues 
to pursue fiberglass boat manufacturing technologies and techniques to reduce air emissions at its boat manufacturing facilities. 
The Company does not believe that compliance with federal, state and local environmental laws will have a material adverse effect 
on Brunswick's competitive position.

Critical Accounting Policies

The preparation of the consolidated financial statements in accordance with accounting principles generally accepted in the 
United  States  requires  management  to  make  certain  estimates  and  assumptions  that  affect  the  amount  of  reported  assets  and 
liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and revenues and 
expenses during the periods reported. Actual results may differ from those estimates. If current estimates for the cost of resolving 
any specific matters are later determined to be inadequate, results of operations could be adversely affected in the period in which 
additional provisions are required. The Company records a reserve when it is probable that a loss has been incurred and the loss 
can be reasonably estimated. The Company establishes its reserves based on its best estimate within a range of losses. If the 
Company is unable to identify the best estimate, the Company records the minimum amount in the range. The Company has 
discussed the development and selection of the critical accounting policies with the Audit Committee of the Board of Directors 
and believes the following are the most critical accounting policies that could have an effect on Brunswick's reported results.

Revenue Recognition and Sales Incentives. Brunswick's revenue is derived primarily from the sale of boats, marine engines, 
marine parts and accessories, fitness equipment and billiard tables.  Revenue is recognized in accordance with the terms of the 
sale, primarily upon shipment to customers, once the sales price is fixed or determinable and collectability is reasonably assured. 
Brunswick offers discounts and sales incentives that include retail promotions, rebates and manufacturer coupons that are recorded 
as reductions of revenues in Net sales in the Consolidated Statements of Operations. The estimated liability and reduction in 
revenues for sales incentives is recorded at the later of when the program has been communicated to the customer or at the time 
of sale. Revenues from freight are included as a part of Net sales in the Consolidated Statements of Operations, whereas shipping, 
freight and handling costs are included in Cost of sales.

Allowances for Doubtful Accounts. The Company records an allowance for uncollectible trade receivables based upon known 
bad debt risks and past loss history, customer payment practices and economic conditions. Actual collection experience may differ 
from the current estimate of reserves.  Changes to the allowance for doubtful accounts may be required if a future event or other 
circumstance results in a change in the estimate of the ultimate collectability of a specific account or note. 

Reserve for Excess and Obsolete Inventories. The Company records a reserve for excess and obsolete inventories in order to 
ensure inventories are carried at the lower of cost or fair market value. Fair market value can be affected by assumptions about 
market demand and conditions, historical usage rates, model changes and new product introductions. If model changes, new 
product introductions or changes in the competitive environment create less than favorable market conditions, we may be required 
to provide additional reserves for excess and obsolete inventories. If market conditions improve, the Company may be able to sell 

40

previously  reserved  inventory  at  the  lower  cost  basis  for  a  higher  price  than  assumed  in  the  Company's  excess  and  obsolete 
calculation.

Warranty Reserves. The Company records a liability for product warranties at the time revenue is recognized. The liability is 
estimated  using  historical  warranty  experience,  projected  claim  rates  and  expected  costs  per  claim. The  Company  adjusts  its 
liability for specific warranty matters when they become known and the exposure can be estimated. The Company's warranty 
liabilities are affected by product failure rates as well as material usage and labor costs incurred in correcting a product failure. If 
actual costs differ from estimated costs, the Company must make a revision to the warranty liability. 

Restructuring and Exit Activities. The Company engages in actions associated with cost reduction initiatives. The Company's 
restructuring actions require significant estimates including: (a) expenses for severance and other employee separation costs; (b) 
remaining lease obligations, including sublease income; and (c) other exit costs. The Company has accrued amounts that it believes 
are its best estimates of the obligations it expects to incur in connection with these actions, but these estimates are subject to change 
due to market conditions and final negotiations. Should the actual amounts differ from the originally estimated amounts, the 
Company's earnings could be affected.

The Company recognized $4.2 million, $16.5 million and $25.4 million in restructuring, exit and impairment charges in 2014, 
2013 and 2012, respectively, which are discussed in more detail in Note 3 – Restructuring Activities in the Notes to Consolidated 
Financial Statements.

Goodwill and Other Intangibles.  Goodwill and other intangible assets primarily result from business acquisitions.  The excess 
of cost over net assets of businesses acquired is recorded as goodwill.  The Company reviews these assets for impairment at least 
annually and whenever events or changes in circumstances indicate that the carrying value may not be recoverable.  The reporting 
units with goodwill balances are the Company's Fitness and Marine Engine segments.

For 2014, the impairment test for goodwill was a two-step process. The first step compares the fair value of a reporting unit 
with its carrying amount. If the fair value of a reporting unit exceeds its carrying amount, goodwill of the reporting unit is not 
considered impaired. If the carrying amount of the reporting unit exceeds its fair value, the second step is performed to measure 
the amount of the impairment loss, if any. In this second step, the implied fair value of the reporting unit’s goodwill is compared 
with the carrying amount of the goodwill. If the carrying amount of the reporting unit’s goodwill exceeds the implied fair value 
of that goodwill, an impairment loss is recognized in an amount equal to that excess, not to exceed the carrying amount of the 
goodwill.  

The Company calculates the fair value of its reporting units considering both the income approach and the guideline public 
company method.  The income approach calculates the fair value of the reporting unit using a discounted cash flow approach 
utilizing a Gordon Growth model.  Internally forecasted future cash flows, which the Company believes reasonably approximate 
market  participant  assumptions,  are  discounted  using  a  weighted  average  cost  of  capital  (Discount  Rate)  developed  for  each 
reporting unit.  The Discount Rate is developed using market observable inputs, as well as considering whether or not there is a 
measure of risk related to the specific reporting unit’s forecasted performance.  Fair value under the guideline public company 
method is determined by applying market multiples for that reporting unit’s comparable public companies to the unit’s financial 
results.  The key uncertainties in these calculations are the assumptions used in a reporting unit’s forecasted future performance, 
including revenue growth and  operating  margins,  as  well as  the perceived risk associated with those  forecasts, and  selecting 
representative market multiples.

During 2011, the Company early adopted an amendment to the Intangibles - Goodwill and Other topic of the Accounting 
Standards Codification.  The Company determined through its qualitative assessment during 2013 and 2012 that it was not “more 
likely than not” that the fair values of its reporting units are less than their carrying values.  As a result, the Company was not 
required to perform the two-step impairment test for 2013 or 2012.  As part of the qualitative assessment process, the Company 
calculates the fair value of its reporting units using the income approach as described above.  The Company compares the fair 
value of a reporting unit with its carrying amount to supports its qualitative assessment conclusions. 

The fair value of the Company's reporting units was significantly above their carrying values as of December 31, 2014.  The 

Company did not record any goodwill impairments in 2014, 2013 or 2012.

The Company's primary intangible assets are customer relationships and trade names acquired in business combinations.  The 
costs of amortizable intangible assets are amortized over their expected useful lives, typically between three and fifteen years, 
using the straight-line method.  Intangible assets that are subject to amortization are evaluated for impairment using a process 
similar to that used to evaluate long-lived assets described below.  Intangible assets not subject to amortization are assessed for 
impairment  at  least  annually  and  whenever  events  or  changes  in  circumstances  indicate  that  the  carrying  value  may  not  be 
41

recoverable.  The impairment test for indefinite-lived intangible assets consists of a comparison of the fair value of the intangible 
asset with its carrying amount.  An impairment loss is recognized for the amount by which the carrying value exceeds the fair 
value of the asset.  The fair value of trade names is measured using a relief-from-royalty approach, which assumes the value of 
the trade name is the discounted cash flows of the amount that would be paid to third parties had the Company not owned the 
trade name and instead licensed the trade name from another company.  Higher royalty rates are assigned to premium brands 
within the marketplace based on name recognition and profitability, while other brands receive lower royalty rates.  The basis for 
future cash flow projections is internal revenue forecasts by brand, which the Company believes represent reasonable market 
participant assumptions, to which the selected royalty rate is applied.  These future cash flows are discounted using the applicable 
Discount Rate, which considers the annual goodwill impairment testing process noted above, as well as any potential risk premium 
to reflect the inherent risk of holding a standalone intangible asset.  The key uncertainties in this calculation are the selection of 
an appropriate royalty rate and assumptions used in developing internal revenue growth forecasts, as well as the perceived risk 
associated with those forecasts in developing the Discount Rate. 

The Company did not record any indefinite-lived intangible asset impairments during 2014 and 2013. In 2012, the Company  
recorded $0.8 million of indefinite-lived intangible asset impairments during the annual impairment testing.  An additional $0.7 
million of indefinite-lived intangible asset impairment charges were recorded in 2012 for trade names connected with brands 
experiencing continued weakness in the fiberglass sterndrive boat market segments as well as the refinement of its North American 
boat product portfolio.  Refer to Note 3 – Restructuring Activities for further discussion.

Long-Lived Assets.  The Company continually evaluates whether events and circumstances have occurred that indicate the 
remaining estimated useful lives of its definite-lived intangible assets--excluding goodwill and indefinite-lived trade names--and 
other  long-lived  assets  may  warrant  revision  or  that  the  remaining  balance  of  such  assets  may  not  be  recoverable.    Once  an 
impairment indicator is identified, the Company tests for recoverability of the related asset group using an estimate of undiscounted 
cash flows over the remaining asset group's life.  If an asset group's carrying value is not recoverable, the Company records an 
impairment loss based on the excess of the carrying value of the asset group over the long-lived asset group's fair value.   Fair 
value is determined using observable inputs, including the use of appraisals from independent third parties, when available, and, 
when observable inputs are not available, based on the Company's assumptions of the data that market participants would use in 
pricing the asset or liability, based on the best information available in the circumstances.  Specifically, the Company uses discounted 
cash flows to determine the fair value of the asset when observable inputs are unavailable.  The Company tested its long-lived 
asset balances for impairment as indicators presented themselves during 2014, 2013 or 2012, resulting in impairment charges of 
$1.5 million, $7.1 million and $11.4 million, respectively, which are recognized in Restructuring, exit and impairment charges 
and Selling, general and administrative expense in the Consolidated Statements of Operations.

Litigation. In the normal course of business, the Company is subject to claims and litigation, including obligations assumed 
or retained as part of acquisitions and divestitures. The Company accrues for litigation exposure based upon its assessment, made 
in consultation with counsel, of the likely range of exposure stemming from the claim. In light of existing reserves, the Company's 
litigation claims, when finally resolved, will not, in the opinion of management, have a material adverse effect on the Company's 
consolidated financial position. 

Environmental. The Company accrues for environmental remediation-related activities for which commitments or clean-up 
plans  have  been  developed  and  for  which  costs  can  be  reasonably  estimated. Accrued  amounts  are  generally  determined  in 
coordination with third-party experts on an undiscounted basis and do not consider recoveries from third parties until such recoveries 
are realized. In light of existing reserves, the Company's environmental claims, when finally resolved, will not, in the opinion of 
management, have a material adverse effect on the Company's consolidated financial position, results of operations or cash flows.

Self-Insurance Reserves. The Company records a liability for self-insurance obligations, which include employee-related health 
care benefits and claims for workers' compensation, product liability, general liability and auto liability. In estimating the obligations 
associated with self-insurance reserves, the Company primarily uses loss development factors based on historical claim experience, 
which incorporate anticipated exposure for losses incurred, but not yet reported. These loss development factors are used to estimate 
ultimate losses on incurred claims. Actual costs associated with a specific claim can vary from an earlier estimate. If the facts were 
to change, the liability recorded for expected costs associated with a specific claim may need to be revised.

Postretirement  Benefit  Reserves.  Postretirement  costs  and  obligations  are  actuarially  determined  and  are  affected  by 
assumptions, including the discount rate, the estimated future return on plan assets, the increase in costs of health care benefits, 
mortality assumptions and other factors. The Company evaluates assumptions used on a periodic basis and makes adjustments to 
these liabilities as necessary.  

Income Taxes. Deferred taxes are recognized for the future tax effects of temporary differences between financial and income 
tax reporting using tax rates in effect for the years in which the differences are expected to reverse. The Company evaluates the 
42

realizability of net deferred tax assets and, as necessary, records valuation allowances against them. The Company estimates its 
tax obligations based on historical experience and current tax laws and litigation. The judgments made at any point in time may 
change based on the outcome of tax audits and settlements of tax litigation, as well as changes due to new tax laws and regulations 
and the Company's application of those laws and regulations. These factors may cause the Company's tax rate and deferred tax 
balances to increase or decrease. 

Recent Accounting Pronouncements

See Note 1 – Significant Accounting Policies in the Notes to Consolidated Financial Statements for the recent accounting 

pronouncements that have been adopted during the year ended December 31, 2014, or will be adopted in future periods. 

Item 7A.  Quantitative and Qualitative Disclosures About Market Risk

The Company is exposed to market risk from changes in foreign currency exchange rates, commodity prices and interest 
rates. The Company enters into various hedging transactions to mitigate these risks in accordance with guidelines established by 
the Company's management. The Company does not use financial instruments for trading or speculative purposes.

The  Company  uses  foreign  currency  forward  and  option  contracts  to  manage  foreign  exchange  rate  exposure  related  to 
anticipated transactions, and assets and liabilities that are subject to risk from foreign currency rate changes. The Company's 
principal currency exposures relate to the Euro, Canadian dollar,  Japanese yen, Brazilian real, British pound, Australian dollar, 
Swedish krona, Mexican peso, Norwegian krone and New Zealand dollar. The Company hedges certain anticipated transactions 
with financial instruments whose maturity date, along with the realized gain or loss, occurs on or near the execution of the anticipated 
transaction. The Company manages foreign currency exposure of certain assets or liabilities through the use of derivative financial 
instruments such that the gain or loss on the derivative financial instrument offsets the loss or gain recognized on the asset or 
liability, respectively.

Certain raw materials used by the Company are exposed to the effect of changing commodity prices. Accordingly, the Company 
uses  commodity  swap  agreements,  futures  contracts  and  supplier  agreements  to  manage  fluctuations  in  prices  of  anticipated 
purchases of certain raw materials, including aluminum, copper and natural gas.

From time-to-time, the Company enters into forward starting interest rate swaps to hedge the interest rate risk associated with 
the future issuance of long-term debt. There were no forward starting interest rate swaps outstanding at December 31, 2014.  The 
Company uses fixed-to-floating interest rate swaps to convert a portion of the Company's long-term debt from fixed to floating 
rate debt.  An interest rate swap is entered into with the expectation that the change in the fair value of the interest rate swap will 
offset the change in the fair value of the debt instrument attributable to changes in the benchmark interest rate. Each period, the 
change in the fair value of the interest rate swap asset or liability is recorded as a change in the fair value of the corresponding 
debt instrument. 

The following analyses provide quantitative information regarding the Company's exposure to foreign currency exchange 
rate risk, commodity price risk and interest rate risk as it relates to its derivative financial instruments. The Company uses a model 
to evaluate the sensitivity of the fair value of financial instruments with exposure to market risk that assumes instantaneous, parallel 
shifts in exchange rates and commodity prices. For options and instruments with nonlinear returns, models appropriate to the 
instrument are utilized to determine the impact of market shifts. There are certain shortcomings inherent in the sensitivity analyses 
presented, primarily due to the assumption that exchange rates change in a parallel fashion. 

The amounts shown below represent the estimated reduction in fair market value that the Company would incur on its derivative 

financial instruments from a 10 percent adverse change in quoted foreign currency rates, commodity prices and interest rates. 

(in millions)
Risk Category

Foreign exchange
Commodity prices
Interest rates

2014

2013

$
$
$

23.5
2.0
2.6

$
$
$

20.8
2.2
—

Item 8. Financial Statements and Supplementary Data

See Index to Financial Statements and Financial Statement Schedule on page 47.

43

Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure

None.

Item 9A. Controls and Procedures 

Conclusion Regarding the Effectiveness of Disclosure Controls and Procedures

Under the supervision and with the participation of the Company's management, including the Chief Executive Officer and 
the  Chief  Financial  Officer  of  the  Company  (its  principal  executive  officer  and  principal  financial  officer,  respectively),  the 
Company has evaluated its disclosure controls and procedures (as defined in Securities Exchange Act Rules 13a -15(e) and 15d 
-15(e)) as of the end of the period covered by this Annual Report. Based upon that evaluation, the Chief Executive Officer and 
Chief Financial Officer have concluded that the Company's disclosure controls and procedures are effective. 

Management's Report on Internal Control Over Financial Reporting

Pursuant to Section 404 of the Sarbanes-Oxley Act of 2002, the Company included a report of management's assessment of 
the effectiveness of its internal controls as part of this Annual Report for the fiscal year ended December 31, 2014. Management's 
report is included in the Company's 2014 Financial Statements under the captions entitled “Report of Management on Internal 
Control Over Financial Reporting” and is incorporated herein by reference.

Changes in Internal Control Over Financial Reporting

There have been no changes in the Company's internal control over financial reporting during the quarter ended December 31, 
2014, that have materially affected, or are reasonably likely to materially affect, the Company's internal control over financial 
reporting. 

Item 9B.  Other Information

None.

44

Item 10. Directors, Executive Officers and Corporate Governance

PART III

Information pursuant to this Item with respect to the Directors of the Company, the Company's Audit Committee and the 
Company's code of ethics is incorporated by reference from the discussion under the headings Proposal No. 1: Election of Directors 
and Corporate Governance in the Company's proxy statement for the 2015 Annual Meeting of Stockholders (Proxy Statement).  
Information  pursuant  to  this  Item  with  respect  to  compliance  with  Section  16(a)  of  the  Securities  Exchange Act  of  1934  is 
incorporated by reference from the discussion under the heading Section 16(a) Beneficial Ownership Reporting Requirements in 
the Proxy Statement. 

The information required by Item 401 of Regulation S-K regarding executive officers is included under “Executive Officers 

of the Registrant” following Item 4 in Part I of this Annual Report.

Item 11. Executive Compensation

Information pursuant to this Item with respect to compensation paid to Directors of the Company is incorporated by reference 
from the discussion under the heading Director Compensation in the Proxy Statement. Information pursuant to this Item with 
respect to executive compensation is incorporated by reference from the discussion under the heading Executive Compensation 
in the Proxy Statement.

Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

Information pursuant to this Item with respect to the securities of the Company owned by the Directors and certain officers 
of the Company, by the Directors and officers of the Company as a group and by the persons known to the Company to own 
beneficially more than 5 percent of the outstanding voting securities of the Company is incorporated by reference from the discussion 
under the heading Stock Held by Directors, Executive Officers and Principal Shareholders in the Proxy Statement. Information 
pursuant to this Item with respect to securities authorized for issuance under the Company's equity compensation plans is hereby 
incorporated by reference from the discussion under the heading Equity Compensation Plan Information in the Proxy Statement.

Item 13. Certain Relationships and Related Transactions, and Director Independence

Information  pursuant  to  this  Item  with  respect  to  certain  relationships  and  related  transactions  is  incorporated  from  the 

discussion under the headings Proposal No. 1: Election of Directors and Corporate Governance in the Proxy Statement. 

Item 14. Principal Accounting Fees and Services

Information  pursuant  to  this  Item  with  respect  to  fees  for  professional  services  rendered  by  the  Company's  independent 
registered public accounting firm and the Audit Committee's policy on pre-approval of audit and permissible non-audit services 
of the Company's independent registered public accounting firm is incorporated by reference from the discussion in the Proxy 
Statement under the heading Ratification of the Appointment of Independent Registered Public Accounting Firm.

45

Item 15. Exhibits and Financial Statement Schedules

PART IV

The financial statements and schedule filed as part of this Annual Report are listed in the accompanying Index to Financial 
Statements and Financial Statement Schedule on page 47. The exhibits filed as a part of this Annual Report are listed in the 
accompanying Exhibit Index on page 113.

46

Index to Financial Statements and Financial Statement Schedule

Brunswick Corporation

Financial Statements:

Report of Management on Internal Control over Financial Reporting

Report of Independent Registered Public Accounting Firm on Internal Control over Financial Reporting

Report of Independent Registered Public Accounting Firm 

Consolidated Statements of Operations for the Years Ended December 31, 2014, 2013 and 2012

Consolidated Statements of Comprehensive Income for the Years Ended December 31, 2014, 2013 and 2012

Consolidated Balance Sheets as of December 31, 2014 and 2013

Consolidated Statements of Cash Flows for the Years Ended December 31, 2014 2013 and 2012

Consolidated Statements of Shareholders' Equity for the Years Ended December 31, 2014, 2013 and 2012

Notes to Consolidated Financial Statements

Financial Statement Schedule:

Schedule II - Valuation and Qualifying Accounts

Page

48

49

50

52

53

54

56

57

58

111

47

BRUNSWICK CORPORATION

REPORT OF MANAGEMENT ON INTERNAL CONTROL OVER FINANCIAL REPORTING  

The Company's management is responsible for the preparation, integrity and objectivity of the financial statements and other 
financial information presented in this Annual Report. The financial statements have been prepared in conformity with accounting 
principles generally accepted in the United States and reflect the effects of certain estimates and judgments made by management.

The Company's management is also responsible for establishing and maintaining adequate internal control over financial reporting, 
as  defined  in  Securities  Exchange Act  Rule  13a-15(f).  Under  the  supervision  and  with  the  participation  of  the  Company's 
management,  including  the  Company's  Chief  Executive  Officer  and  the  Chief  Financial  Officer,  the  Company  conducted  an 
evaluation of the effectiveness of its internal control over financial reporting based on the framework in Internal Control - Integrated 
Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission (2013 framework). 

Based on the Company's evaluation under the framework in Internal Control - Integrated Framework, management concluded that 
internal control over financial reporting was effective as of December 31, 2014. The effectiveness of internal control over financial 
reporting as of December 31, 2014 has been audited by Deloitte & Touche LLP, an independent registered public accounting firm, 
as stated in their attestation report, which is included herein.

Brunswick Corporation 
Lake Forest, Illinois
February 20, 2015 

/s/ DUSTAN E. McCOY
Dustan E. McCoy
Chairman and Chief Executive Officer

/s/ WILLIAM L. METZGER
William L. Metzger
Senior Vice President and Chief Financial Officer

48

BRUNSWICK CORPORATION

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

To the Board of Directors and Shareholders of Brunswick Corporation
Lake Forest, Illinois 

We have audited the internal control over financial reporting of Brunswick Corporation and subsidiaries (the "Company") as of 
December 31, 2014, based on criteria established in Internal Control - Integrated Framework (2013) issued by the Committee of 
Sponsoring Organizations of the Treadway Commission. The Company's management is responsible for maintaining effective 
internal control over financial reporting and for its assessment of the effectiveness of internal control over financial reporting, 
included in the accompanying Report of Management on Internal Control Over Financial Reporting. Our responsibility is to 
express an opinion on the Company's internal control over financial reporting based on our audit.

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board (United States). 
Those standards require that we plan and perform the audit to obtain reasonable assurance about whether effective internal control 
over financial reporting was maintained in all material respects. Our audit included obtaining an understanding of internal control 
over  financial  reporting,  assessing  the  risk  that  a  material  weakness  exists,  testing  and  evaluating  the  design  and  operating 
effectiveness of internal control based on the assessed risk, and performing such other procedures as we considered necessary in 
the circumstances. We believe that our audit provides a reasonable basis for our opinion.

A company's internal control over financial reporting is a process designed by, or under the supervision of, the company's principal 
executive and principal financial officers, or persons performing similar functions, and effected by the company's board of directors, 
management, and other personnel to provide reasonable assurance regarding the reliability of financial reporting and the preparation 
of financial statements for external purposes in accordance with generally accepted accounting principles. A company's internal 
control over financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in 
reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable 
assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with generally 
accepted  accounting  principles,  and  that  receipts  and  expenditures  of  the  company  are  being  made  only  in  accordance  with 
authorizations of management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely 
detection of unauthorized acquisition, use, or disposition of the company's assets that could have a material effect on the financial 
statements.

Because of the inherent limitations of internal control over financial reporting, including the possibility of collusion or improper 
management override of controls, material misstatements due to error or fraud may not be prevented or detected on a timely basis. 
Also, projections of any evaluation of the effectiveness of the internal control over financial reporting to future periods are subject 
to the risk that the controls may become inadequate because of changes in conditions, or that the degree of compliance with the 
policies or procedures may deteriorate.

In our opinion, the Company maintained, in all material respects, effective internal control over financial reporting as of December 
31, 2014, based on the criteria established in Internal Control - Integrated Framework (2013) issued by the Committee of Sponsoring 
Organizations of the Treadway Commission.

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States), the 
consolidated financial statements and financial statement schedule as of and for the year ended December 31, 2014 of the Company 
and our report dated February 20, 2015 expressed an unqualified opinion on those financial statements and financial statement 
schedule.

/s/ DELOITTE & TOUCHE LLP

Chicago, Illinois 
February 20, 2015 

49

BRUNSWICK CORPORATION

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Board of Directors and Shareholders of Brunswick Corporation
Lake Forest, Illinois

We have audited the accompanying consolidated balance sheet of Brunswick Corporation and subsidiaries (the "Company") as 
of December 31, 2014, and the related consolidated statements of operations, comprehensive income, shareholders' equity, and 
cash flows for the year ended December 31, 2014. Our audit also included the financial statement schedule listed in the Index at 
Item 15. These financial statements and financial statement schedule are the responsibility of the Company's management. Our 
responsibility is to express an opinion on the financial statements and financial statement schedule based on our audit.

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board (United States). 
Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements 
are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures 
in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by 
management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable 
basis for our opinion.

In our opinion, such consolidated financial statements present fairly, in all material respects, the financial position of Brunswick 
Corporation and subsidiaries at December 31, 2014, and the results of their operations and their cash flows for the year ended 
December 31, 2014, in conformity with accounting principles generally accepted in the United States of America. Also, in our 
opinion, such financial statement schedule, when considered in relation to the basic consolidated financial statements taken as a 
whole, presents fairly, in all material respects, the information set forth therein.

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States), the 
Company's internal control over financial reporting as of December 31, 2014, based on the criteria established in Internal Control 
- Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission and our report 
dated February 20, 2015 expressed an unqualified opinion on the Company's internal control over financial reporting.

/s/ DELOITTE AND TOUCHE LLP

Chicago, Illinois
February 20, 2015 

50

BRUNSWICK CORPORATION

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Board of Directors and Shareholders
Brunswick Corporation

We have audited the accompanying consolidated balance sheets of Brunswick Corporation as of December 31, 2013, and the 
related consolidated statements of operations and comprehensive income, shareholders’ equity, and cash flows for each of the two 
years in the period ended December 31, 2013.  Our audits also included the financial statement schedule listed in the Index at Item 
15.  These financial statements and schedule are the responsibility of the Company’s management. Our responsibility is to express 
an opinion on these financial statements and schedule based on our audits. 

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States). 
Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements 
are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures 
in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by 
management as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable 
basis for our opinion. 

In our opinion, the financial statements referred to above present fairly, in all material respects, the consolidated financial position 
of Brunswick Corporation at December 31, 2013, and the consolidated results of its operations and its cash flows for each of the 
two years in the period ended December 31, 2013, in conformity with U.S. generally accepted accounting principles. Also, in our 
opinion, the related financial statement schedule, when considered in relation to the basic financial statements taken as a whole, 
presents fairly in all material respects the information set forth therein. 

/s/ ERNST & YOUNG LLP

Chicago, Illinois
February 14, 2014, except for Note 2, as to which the date is February 20, 2015 

51

BRUNSWICK CORPORATION
Consolidated Statements of Operations

(in millions, except per share data)
Net sales
Cost of sales
Selling, general and administrative expense
Research and development expense
Pension settlement charge – lump sum payout
Restructuring, exit and impairment charges

Operating earnings

Impairment of equity method investment
Equity earnings (loss)
Other income, net

Earnings before interest, loss on early extinguishment of debt and

income taxes

Interest expense
Interest income
Loss on early extinguishment of debt
Earnings before income taxes

Income tax provision (benefit)

Net earnings from continuing operations

Discontinued operations:

Earnings (loss) from discontinued operations, net of tax
Gain on disposal of discontinued operations, net of tax
Impairment charges on assets held for sale, net of tax

Net earnings (loss) from discontinued operations, net of tax

Net earnings

Earnings (loss) per common share:

Basic

Earnings from continuing operations
Earnings (loss) from discontinued operations
Net earnings

Diluted

Earnings from continuing operations
Earnings (loss) from discontinued operations
Net earnings

Weighted average shares used for computation of:

Basic earnings (loss) per common share
Diluted earnings (loss) per common share

$

$

$

$

$

$

For the Years Ended December 31

2014

2013

2012

$

3,838.7
2,801.9
556.6
119.6
27.9
4.2
328.5
(20.2)
1.8
6.5

316.6
(29.8)
1.2
(0.1)
287.9
93.0
194.9

(1.8)
52.6
—
50.8
245.7

2.08
0.55
2.63

2.05
0.53
2.58

93.6
95.1

$

$

$

$

$

$

$

$

$

$

$

3,599.7
2,650.4
536.2
114.8
—
16.5
281.8
—
(2.1)
2.4

282.1
(41.9)
1.5
(32.8)
208.9
(547.9)
756.8

10.8
1.6
—
12.4
769.2

8.30
0.13
8.43

8.07
0.13
8.20

91.2
93.8

3,416.8
2,540.5
512.7
101.0
—
25.4
237.2
—
(3.7)
2.2

235.7
(66.3)
2.9
(16.3)
156.0
31.4
124.6

(21.4)
—
(53.2)
(74.6)
50.0

1.39
(0.83)
0.56

1.35
(0.81)
0.54

89.8
92.4

Cash dividends declared per common share

$

0.45

$

0.10

$

0.05

The Notes to Consolidated Financial Statements are an integral part of these consolidated statements.

52

 
 
 
 
 
 
BRUNSWICK CORPORATION
Consolidated Statements of Comprehensive Income

(in millions)
Net earnings

Other comprehensive income, net of tax:

Foreign currency translation:

For the Years Ended December 31

2014

2013

2012

$

245.7

$

769.2

$

50.0

Foreign currency translation adjustments arising during period (A)
Less: reclassification of foreign currency translation included in Net 

earnings (B) 

Net foreign currency translation

Defined benefit plans:

Prior service credits arising during period
Net actuarial gains (losses) arising during period (A)
Less: amortization of prior service credits included in Net earnings (B)
Less: amortization of net actuarial losses included in Net earnings (B)

Net defined benefit plans

Investments:

Unrealized holding gains arising during period
Less: reclassification adjustment included in Net earnings (B)

Net unrealized investment gains

Derivatives:

Gains (losses) on derivatives arising during period (A)
Less: reclassification adjustment included in Net earnings (B)

Net unrealized gains (losses) on derivatives

Other comprehensive income (loss)

Comprehensive income

(26.2)

0.7
(25.5)

—
(83.7)
(1.3)
25.7
(59.3)

—

—

—

4.4

1.4

5.8
(79.0)
166.7

$

(6.7)

(0.7)
(7.4)

—

145.4
(7.0)
23.2

161.6

—

—

—

(5.3)
4.7
(0.6)
153.6

$

922.8

$

6.4

—

6.4

0.2
(30.0)
(7.5)
22.9
(14.4)

0.1

—

0.1

(10.0)
3.6
(6.4)
(14.3)
35.7

(A) The tax effects for the year ended December 31, 2014 were $8.9 million for foreign currency translation, $53.2 million for net actuarial gains (losses) 
arising during the period and $(2.1) million for derivatives. The tax effects for the year ended December 31, 2013 were $0.0 million for foreign currency 
translation, $0.4 million for net actuarial gains (losses) arising during the period and $(0.8) million for derivatives. The tax effects for the year ended 
December 31, 2012 were $0.0 million for foreign currency translation, $1.0 million for net actuarial gains (losses) arising during the period and $0.0 
million for derivatives. 

Pre-tax and after-tax amounts for the years ended December 31, 2013 and 2012 are substantially the same as the Company maintained a tax valuation 
allowance for these items until its reversal at December 31, 2013. See Note 12 – Income Taxes and Note 19 – Comprehensive Income for additional 
details. 

(B) See Note 19 – Comprehensive Income for the tax effects for the years ended December 31, 2014 and December 31, 2013. The pre-tax and after-tax 
amounts for the year ended December 31, 2012 for foreign currency translation, investments and derivatives are the same as the Company maintained 
a valuation allowance for these items until its reversal at December 31, 2013. The tax effect for defined benefit plans was $(0.1) million for the year 
ended December 31, 2012, primarily related to certain foreign defined benefit plans as all other defined benefit plans included corresponding tax valuation 
allowance adjustments.  See Note 12 – Income Taxes for additional details. 

The Notes to Consolidated Financial Statements are an integral part of these consolidated statements.

53

 
BRUNSWICK CORPORATION
Consolidated Balance Sheets

As of December 31

2014

2013

(in millions)
Assets

Current assets

Cash and cash equivalents, at cost, which approximates fair value

$

552.7

$

Short-term investments in marketable securities

Total cash, cash equivalents and short-term investments in marketable securities

Restricted cash

Accounts and notes receivable, less allowances of $16.3 and $16.8

Inventories

Finished goods

Work-in-process
Raw materials

Net inventories
Deferred income taxes
Prepaid expenses and other
Current assets held for sale

Current assets

Property

Land
Buildings and improvements
Equipment

Total land, buildings and improvements and equipment

Accumulated depreciation

Net land, buildings and improvements and equipment

Unamortized product tooling costs

Net property

Other assets

Goodwill

Other intangibles, net

Equity investments

Non-current deferred tax asset

Other long-term assets

Long-term assets held for sale

Other assets

Total assets

The Notes to Consolidated Financial Statements are an integral part of these consolidated statements.

54

83.2

635.9

15.6

386.5

434.9

82.1

135.3

652.3

208.0

39.5

30.0

1,967.8

23.6

335.6

847.2

1,206.4
(844.1)
362.3

98.0

460.3

296.9

45.5

19.0

290.9

41.4
12.6

706.3

356.5

12.7

369.2

6.5

345.7

405.7

74.9
103.3
583.9
137.6
28.9
36.8
1,508.6

24.8
320.2
847.2
1,192.2
(852.9)
339.3
80.6
419.9

291.7

35.4

41.3

377.0

37.6

204.3

987.3

$

3,134.4

$

2,915.8

 
 
 
 
 
 
 
 
 
 
BRUNSWICK CORPORATION
Consolidated Balance Sheets

As of December 31

2014

2013

(in millions)
Liabilities and shareholders’ equity

Current liabilities

Short-term debt, including $5.5 and $6.4 of current maturities of long-term debt

$

5.5

$

Accounts payable

Accrued expenses

Current liabilities held for sale

Current liabilities

Long-term liabilities

Debt

Deferred income taxes
Postretirement benefits
Other
Long-term liabilities held for sale

Long-term liabilities

Shareholders’ equity

317.4

561.5

15.7

900.1

450.2

3.2

398.2

203.0

8.2

1,062.8

6.4

297.6

529.4

49.7

883.1

453.4

—
339.4
192.3
9.2
994.3

Common stock; authorized: 200,000,000 shares, $0.75 par value; issued: 102,538,000 shares;

outstanding: 92,694,000 and 92,409,000 shares

Additional paid-in capital
Retained earnings
Treasury stock, at cost: 9,844,000 and 10,129,000 shares
Accumulated other comprehensive income (loss), net of tax:

Foreign currency translation
Defined benefit plans:
Prior service costs
Net actuarial losses

Unrealized losses on derivatives

Total accumulated other comprehensive loss

Shareholders’ equity

76.9

395.0

1,467.3
(287.2)

76.9
393.0
1,263.3
(293.3)

(14.5)

11.0

(3.9)
(456.6)
(5.5)
(480.5)
1,171.5

(2.6)
(398.6)
(11.3)
(401.5)
1,038.4

Total liabilities and shareholders’ equity

$

3,134.4

$

2,915.8

The Notes to Consolidated Financial Statements are an integral part of these consolidated statements.

55

 
 
 
 
 
 
 
 
BRUNSWICK CORPORATION
Consolidated Statements of Cash Flows

(in millions)
Cash flows from operating activities

Net earnings
Less: net earnings (loss) from discontinued operations, net of tax
Net earnings from continuing operations
Depreciation and amortization
Pension funding, net of expense
Gains on sale of property, plant and equipment, net
Other long-lived asset impairment charges
Deferred income taxes
Excess tax benefits from share-based compensation
Equity in (earnings) losses of unconsolidated affiliates, net of dividends
Impairment of equity method investment
Loss on early extinguishment of debt
Changes in certain current assets and current liabilities, excluding acquisitions

Change in accounts and notes receivable
Change in inventory
Change in prepaid expenses and other
Change in accounts payable
Change in accrued expenses

Income taxes
Other, net

Net cash provided by operating activities of continuing operations
 Net cash provided by operating activities of discontinued operations
Net cash provided by operating activities

Cash flows from investing activities

Capital expenditures
Purchases of marketable securities
Sales or maturities of marketable securities
Reductions in (transfers to) restricted cash
Investments
Acquisition of businesses, net of cash acquired
Proceeds from the sale of property, plant and equipment
Other, net

Net cash provided by (used for) investing activities of continuing operations
     Net cash provided by (used for) investing activities of discontinued operations
     Net cash provided by (used for) investing activities

Cash flows from financing activities

Net (payments) issuances of short-term debt
Net proceeds from issuances of long-term debt
Payments of long-term debt including current maturities
Net premium paid on early extinguishment of debt
Common stock repurchases
Cash dividends paid
Excess tax benefits from share-based compensation
Proceeds from stock compensation activity, net of withholdings
Other, net

     Net cash used for financing activities of continuing operations
     Net cash used for financing activities of discontinued operations
     Net cash used for financing activities

Net increase (decrease) in cash and cash equivalents
Cash and cash equivalents at beginning of period

Cash and cash equivalents at end of period

Supplemental cash flow disclosures:

Interest paid
Income taxes paid, net

The Notes to Consolidated Financial Statements are an integral part of these consolidated statements.

56

For the Years Ended December 31
2013
2014

2012

$

$

$
$

245.7
50.8
194.9
81.2
(31.1)
(0.2)
0.2
48.3
(8.4)
(1.8)
20.2
0.1

(24.0)
(57.1)
(4.3)
13.0
5.7
(0.8)
(0.6)
235.3
1.3
236.6

(124.8)
(82.4)
11.9
(9.1)
0.2
(41.5)
5.8
—
(239.9)
260.2
20.3

—
0.5
(5.3)
(0.1)
(20.0)
(41.7)
8.4
(0.3)
(2.2)
(60.7)
—
(60.7)

196.2
356.5

552.7

31.1
45.5

$

$

769.2
12.4
756.8
71.4
(35.3)
(5.3)
6.7
(604.4)
(37.2)
2.5
—
32.8

(14.5)
(22.1)
(1.8)
(16.2)
(8.5)
24.6
18.5
168.0
2.1
170.1

(126.5)
(21.6)
152.6
6.5
(1.5)
—
16.9
—
26.4
(7.8)
18.6

(1.7)
146.6
(262.4)
(24.6)
—
(9.1)
37.2
(2.5)
—
(116.5)
—
(116.5)

72.2
284.3

50.0
(74.6)
124.6
72.9
(44.3)
(3.2)
10.5
8.3
(5.3)
4.1
—
16.3

(18.1)
(71.8)
0.6
55.9
(40.0)
0.2
33.9
144.6
16.1
160.7

(97.9)
(205.9)
227.7
7.0
1.7
—
18.5
3.0
(45.9)
(20.2)
(66.1)

0.8
—
(131.8)
(14.7)
—
(4.5)
5.3
(3.6)
—
(148.5)
—
(148.5)

(53.9)
338.2

$

$
$

356.5

$

284.3

80.6
31.9

$
$

89.0
17.6

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            
BRUNSWICK CORPORATION
Consolidated Statements of Shareholders' Equity

(in millions, except per share data)
Balance, December 31, 2011

Net earnings

Other comprehensive loss

Dividends ($0.05 per common share)

Compensation plans and other
Balance, December 31, 2012

Net earnings

Other comprehensive income

Dividends ($0.10 per common share)
Compensation plans and other
Balance, December 31, 2013

Net earnings
Other comprehensive loss
Dividends ($0.45 per common share)
Compensation plans and other
Common stock repurchases
Balance, December 31, 2014

Common
Stock

Additional
Paid-in
Capital

Retained
Earnings

Treasury
Stock

Accumulated
Other
Comprehensive
Income (Loss)

$

76.9

$

434.6

$

457.7

$

—

—

—

—

76.9

—

—

—
—
76.9
—
—
—
—
—
76.9

$

—

—

—

6.2

440.8

—

—

—
(47.8)
393.0
—
—
—
2.0
—
395.0

$

50.0

—
(4.5)
—

503.2

769.2

—
(9.1)
—
1,263.3
245.7
—
(41.7)
—
—
1,467.3

$

$

(397.5) $
—

—

—

9.4
(388.1)
—

—

—
94.8
(293.3)
—
—
—
26.1
(20.0)
(287.2) $

(540.8) $
—
(14.3)
—

—
(555.1)
—

153.6

—
—
(401.5)
—
(79.0)
—
—
—
(480.5) $

Total

30.9

50.0
(14.3)
(4.5)
15.6

77.7

769.2

153.6
(9.1)
47.0
1,038.4
245.7
(79.0)
(41.7)
28.1
(20.0)
1,171.5

The Notes to Consolidated Financial Statements are an integral part of these consolidated statements.

57

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Note 1 – Significant Accounting Policies 

Basis of Presentation.  The consolidated financial statements of Brunswick Corporation (Brunswick or the Company) have 
been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (SEC).  Certain previously reported 
amounts have been reclassified to conform to the current period presentation. As indicated in Note 2 – Discontinued Operations, 
Brunswick's results as discussed in the financial statements reflect continuing operations only, unless otherwise noted. 

Principles of Consolidation.  The consolidated financial statements of Brunswick include the accounts of all majority owned 

and controlled domestic and foreign subsidiaries. Intercompany balances and transactions have been eliminated.

Use of Estimates.  The preparation of the consolidated financial statements in accordance with accounting principles generally 
accepted in the United States (GAAP) requires management to make certain estimates. Actual results could differ materially from 
those estimates. These estimates affect:

•  The reported amounts of assets and liabilities at the date of the financial statements; 

•  The disclosure of contingent assets and liabilities at the date of the financial statements; and

•  The reported amounts of revenues and expenses during the reporting periods.

Estimates in these consolidated financial statements include, but are not limited to:

•  Allowances for doubtful accounts; 

• 

Inventory valuation reserves; 

•  Reserves for dealer allowances; 

•  Reserves related to repurchase and recourse obligations;

•  Warranty related reserves; 

•  Losses on litigation and other contingencies; 

•  Environmental reserves; 

• 

Insurance reserves; 

•  Valuation of goodwill and other intangible assets;

• 

Impairments of long-lived assets;

•  Reserves related to restructuring activities;

• 

Postretirement benefit liabilities;

•  Valuation allowances on deferred tax assets; and

• 

Income tax reserves.

The Company records a reserve when it is probable that a loss has been incurred and the loss can be reasonably estimated.  
The Company establishes its reserves based on its best estimate within a range of losses.  If the Company is unable to identify the 
best estimate, the Company records the minimum amount in the range. 

58

 
BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Cash and Cash Equivalents.  The Company considers all highly liquid investments with a maturity of three months or less 
when purchased to be cash equivalents.  These investments include, but are not limited to, investments in money market funds, 
bank deposits, federal government and agency debt securities and commercial paper.

Investments in Marketable Securities.  The Company classifies investments in debt securities that are not considered to be 
cash equivalents as Short-term investments in marketable securities as discussed in Note 9 – Investments.  Short-term investments 
in marketable securities have a stated maturity of twelve months or less from the balance sheet date.  These securities are considered 
as available for sale and are reported at fair value.  Unrealized gains and losses would be recorded net of tax as a component of 
Accumulated other comprehensive loss in Unrealized investment losses within Shareholders' equity.  Declines in market value 
from the original cost deemed to be "other-than-temporary" are charged to Other income, net, in the period in which the loss occurs.  
The Company considers both the duration for which a decline in value has occurred and the extent of the decline in its determination 
of whether a decline in value has been “other than temporary.”  Realized gains and losses are calculated based on the specific 
identification method and are included in Other income, net, in the Consolidated Statement of Operations.

Restricted Cash.  The Company considers the cash deposited in a trust that is pledged as collateral against certain workers' 
compensation related obligations to be restricted cash.  Refer to Note 13 – Commitments and Contingencies for more information.

Accounts and Notes Receivable and Allowance for Doubtful Accounts.  The Company carries its accounts and notes receivable 
at their face amounts less an allowance for doubtful accounts.  On a regular basis, the Company records an allowance for uncollectible 
receivables based upon known bad debt risks and past loss history, customer payment practices and economic conditions.  Actual 
collection experience may differ from the current estimate of net receivables.  A change to the allowance for doubtful accounts 
may be required if a future event or other change in circumstances results in a change in the estimate of the ultimate collectability 
of a specific account. 

The Company treats the sale of receivables in which the Company retains an interest as a secured obligation.  Accordingly, 
the short-term portion of the receivables sold that are subject to recourse is recorded in Accounts and notes receivable and Accrued 
expenses in the Consolidated Balance Sheets.

Inventories.  Inventories are valued at the lower of cost or market, with market based on replacement cost or net realizable 
value.  Approximately 47 percent and 48 percent of the Company's inventories were determined by the first-in, first-out method 
(FIFO) at December 31, 2014 and December 31, 2013, respectively.  Remaining inventories valued at the last-in, first-out method 
(LIFO),  were  $122.4  million  and  $118.0  million  lower  than  the  FIFO  cost  of  inventories  at  December  31,  2014  and  2013, 
respectively.  The Company has reclassified certain prior year work-in-process inventory balances to raw materials to conform to 
the current period presentation. Additionally, certain prior year LIFO reserves have been reclassified from finished goods to work-
in-process and raw materials to reflect a proportional allocation between inventory categories to conform to the current period 
presentation.  Inventory cost includes material, labor and manufacturing overhead.  There were no liquidations of LIFO inventory 
layers in 2014, 2013 or 2012.

Property.    Property,  including  major  improvements  and  product  tooling  costs,  is  recorded  at  cost.    Product  tooling  costs 
principally comprise the cost to acquire and construct various long-lived molds, dies and other tooling owned by the Company 
and used in its manufacturing processes.  Design and prototype development costs associated with product tooling are expensed 
as incurred.  Maintenance and repair costs are also expensed as incurred.  Depreciation is recorded over the estimated service lives 
of the related assets, principally using the straight-line method.  Buildings and improvements are depreciated over a useful life of 
five to forty years.  Equipment is depreciated over a useful life of two to twenty years.  Product tooling costs are amortized over 
the shorter of the useful life of the tooling or the anticipated life of the applicable product, for a period not to exceed eight years.  
Gains and losses recognized on the sale and disposal of property are included in either Selling, general and administrative expenses 
or Restructuring, exit and impairment charges as appropriate.  The amount of gains and losses for the years ended December 31 
was as follows:

(in millions)
Gains on the sale of property
Losses on the sale and disposal of property
Net gains on sale and disposal of property

2014

2013

2012

$

$

1.8
(0.5)
1.3

$

$

5.5
(0.1)
5.4

$

$

5.9
(0.7)
5.2

Software Development Costs.  The Company expenses all software development and implementation costs incurred until the 
Company has determined that the software will result in probable future economic benefit and management has committed to 
funding the project.  Once this is determined, external direct costs of material and services, payroll-related costs of employees 

59

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

working on the project and related interest costs incurred during the application development stage are capitalized.  These capitalized 
costs are amortized over three to seven years.  All other related costs, including training costs and costs to re-engineer business 
processes are expensed as incurred.

Goodwill and Other Intangibles.  Goodwill and other intangible assets primarily result from business acquisitions.  The excess 
of cost over net assets of businesses acquired is recorded as goodwill.  The Company reviews these assets for impairment at least 
annually and whenever events or changes in circumstances indicate that the carrying value may not be recoverable.  The reporting 
units with goodwill balances are the Company's Fitness and Marine Engine segments.

For 2014, the impairment test for goodwill was a two-step process. The first step compares the fair value of a reporting unit 
with its carrying amount. If the fair value of a reporting unit exceeds its carrying amount, goodwill of the reporting unit is not 
considered impaired. If the carrying amount of the reporting unit exceeds its fair value, the second step is performed to measure 
the amount of the impairment loss, if any. In this second step, the implied fair value of the reporting unit’s goodwill is compared 
with the carrying amount of the goodwill. If the carrying amount of the reporting unit’s goodwill exceeds the implied fair value 
of that goodwill, an impairment loss is recognized in an amount equal to that excess, not to exceed the carrying amount of the 
goodwill.  

The Company calculates the fair value of its reporting units considering both the income approach and the guideline public 
company method.  The income approach calculates the fair value of the reporting unit using a discounted cash flow approach 
utilizing a Gordon Growth model.  Internally forecasted future cash flows, which the Company believes reasonably approximate 
market  participant  assumptions,  are  discounted  using  a  weighted  average  cost  of  capital  (Discount  Rate)  developed  for  each 
reporting unit.  The Discount Rate is developed using market observable inputs, as well as considering whether or not there is a 
measure of risk related to the specific reporting unit’s forecasted performance.  Fair value under the guideline public company 
method is determined by applying market multiples for that reporting unit’s comparable public companies to the unit’s financial 
results.  The key uncertainties in these calculations are the assumptions used in a reporting unit’s forecasted future performance, 
including  revenue  growth  and  operating  margins,  as  well  as  the  perceived  risk  associated  with  those  forecasts,  and  selecting 
representative market multiples.

During 2011, the Company early adopted an amendment to the Intangibles - Goodwill and Other topic of the Accounting 
Standards Codification.  The Company determined through its qualitative assessment during 2013 and 2012 that it was not “more 
likely than not” that the fair values of its reporting units are less than their carrying values.  As a result, the Company was not 
required to perform the two-step impairment test for 2013 or 2012.  As part of the qualitative assessment process, the Company 
calculates the fair value of its reporting units using the income approach as described above.  The Company compares the fair 
value of a reporting unit with its carrying amount to support its qualitative assessment conclusions. 

The fair value of the Company's reporting units was significantly above their carrying values as of December 31, 2014. The 

Company did not record any goodwill impairments in 2014, 2013 or 2012.

The Company's primary intangible assets are customer relationships and trade names acquired in business combinations.  The 
costs of amortizable intangible assets are amortized over their expected useful lives, typically between three and fifteen years, 
using the straight-line method.  Intangible assets that are subject to amortization are evaluated for impairment using a process 
similar to that used to evaluate long-lived assets described below.  Intangible assets not subject to amortization are assessed for 
impairment  at  least  annually  and  whenever  events  or  changes  in  circumstances  indicate  that  the  carrying  value  may  not  be 
recoverable.  The impairment test for indefinite-lived intangible assets consists of a comparison of the fair value of the intangible 
asset with its carrying amount.  An impairment loss is recognized for the amount by which the carrying value exceeds the fair 
value of the asset.  The fair value of trade names is measured using a relief-from-royalty approach, which assumes the value of 
the trade name is the discounted cash flows of the amount that would be paid to third parties had the Company not owned the trade 
name and instead licensed the trade name from another company.  Higher royalty rates are assigned to premium brands within the 
marketplace based on name recognition and profitability, while other brands receive lower royalty rates.  The basis for future cash 
flow projections is internal revenue forecasts by brand, which the Company believes represent reasonable market participant 
assumptions, to which the selected royalty rate is applied.  These future cash flows are discounted using the applicable Discount 
Rate, which considers the annual goodwill impairment testing process noted above, as well as any potential risk premium to reflect 
the inherent risk of holding a standalone intangible asset.  The key uncertainties in this calculation are the selection of an appropriate 
royalty rate and assumptions used in developing internal revenue growth forecasts, as well as the perceived risk associated with 
those forecasts in developing the Discount Rate. 

The Company did not record any indefinite-lived intangible asset impairments during 2014 and 2013. In 2012, the Company  
recorded $0.8 million of indefinite-lived intangible asset impairments during the annual impairment testing.  An additional $0.7 

60

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

million of indefinite-lived intangible asset impairment charges were recorded in 2012 for trade names connected with brands 
experiencing continued weakness in the fiberglass sterndrive boat market segments as well as the refinement of its North American 
boat product portfolio.  Refer to Note 3 – Restructuring Activities for further discussion.

Equity Investments.  For investments in which Brunswick owns or controls from 20 percent to 50 percent of the voting shares, 
which includes all of Brunswick's unconsolidated joint venture investments, the Company uses the equity method of accounting.  
The Company's share of net earnings or losses from equity method investments is included in the Consolidated Statements of 
Operations.  The Company accounts for other investments, over which the Company does not have the ability to exercise significant 
influence, under the cost method of accounting.

The  Company  periodically  evaluates  the  carrying  value  of  its  investments,  and  at  December 31,  2014  and  2013,  such 
investments were recorded at the lower of cost or fair value.  In the fourth quarter of 2014, the Company recorded a $20.2 million 
impairment charge in order to reflect the fair value of the Company’s equity method investment in Bella-Veneet Oy (Bella), a 
Finnish boat manufacturer, as discussed in Note 9 – Investments.

Long-Lived Assets.  The Company continually evaluates whether events and circumstances have occurred that indicate the 
remaining estimated useful lives of its definite-lived intangible assets--excluding goodwill and indefinite-lived trade names--and 
other  long-lived  assets  may  warrant  revision  or  that  the  remaining  balance  of  such  assets  may  not  be  recoverable.    Once  an 
impairment indicator is identified, the Company tests for recoverability of the related asset group using an estimate of undiscounted 
cash flows over the remaining asset group's life.  If an asset group's carrying value is not recoverable, the Company records an 
impairment loss based on the excess of the carrying value of the asset group over the long-lived asset group's fair value.   Fair 
value is determined using observable inputs, including the use of appraisals from independent third parties, when available, and, 
when observable inputs are not available, based on the Company's assumptions of the data that market participants would use in 
pricing the asset, based on the best information available in the circumstances.  Specifically, the Company uses discounted cash 
flows to determine the fair value of the asset when observable inputs are unavailable.  The Company tested its long-lived asset 
balances for impairment as indicators presented themselves during 2014, 2013 or 2012, resulting in impairment charges of $1.5 
million, $7.1 million and $11.4 million, respectively, which are recognized in Restructuring, exit and impairment charges and 
Selling, general and administrative expense in the Consolidated Statements of Operations.

Other Long-Term Assets.  Other long-term assets are mainly long-term receivables originated by the Company and assigned 
to third parties, deferred debt issuance costs and other long-term notes receivable.  As of December 31, 2014 and 2013, amounts 
assigned to third parties totaled $19.6 million and $18.9 million, respectively.  The assignment of these instruments does not meet 
sale criteria as a result of the Company's contingent obligation to repurchase the receivables in the event of customer non-payment 
and therefore is treated as a secured obligation.  Accordingly, these amounts were recorded in the Consolidated Balance Sheets 
under Other long-term assets and Long-term liabilities – Other.  Fees and expenses related to acquiring the Company's debt are 
capitalized and then amortized over the life of the corresponding debt.  As of December 31, 2014 and 2013, deferred debt issuance 
costs were $7.3 million and $6.6 million, respectively.

Revenue Recognition.  Brunswick's revenue is derived primarily from the sale of boats, marine engines, marine parts and 
accessories, fitness equipment and billiards tables.  Revenue is recognized in accordance with the terms of the sale, primarily upon 
shipment to customers, once the sales price is fixed or determinable and collectability is reasonably assured.  Brunswick offers 
discounts and sales incentives that include retail promotions, rebates and manufacturer coupons that are recorded as reductions of 
revenues in Net sales in the Consolidated Statements of Operations.  The estimated liability and reduction in revenue for sales 
incentives is recorded at the later of when the program has been communicated to the customer or at the time of sale. Revenues 
from freight are included as a part of Net sales in the Consolidated Statements of Operations, whereas shipping, freight and handling 
costs are included in Cost of sales.

Advertising Costs.  The Company records advertising and promotion costs in Selling, general and administrative expense in 
the Consolidated Statements of Operations in the period when the advertising first takes place.  Advertising and promotion costs 
were $31.2 million, $30.6 million and $30.9 million for the years ended December 31, 2014, 2013 and 2012, respectively.

Foreign Currency.  The functional currency for the majority of Brunswick's operations is the U.S. dollar.  All assets and 
liabilities of operations with a functional currency other than the U.S. dollar are translated at period end current rates.  The resulting 
translation adjustments are recorded in Accumulated other comprehensive income (loss), net of tax. Revenues and expenses of 
operations with a functional currency other than the U.S. dollar are translated at the average exchange rates for the period. 

Other Comprehensive Income (Loss).  Accumulated other comprehensive loss includes prior service costs and credits and net 
actuarial gains and losses for defined benefit plans, currency translation adjustments and unrealized derivative and investment 

61

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

gains and losses, all net of tax.  The net effect of these items reduced Shareholders' equity on a cumulative basis by $480.5 million 
and $401.5 million as of December 31, 2014 and 2013, respectively.  The change from 2013 to 2014 was primarily due to changes 
in Net actuarial losses related to unfavorable adjustments to defined benefit plan liabilities resulting from decreases in the discount 
rate and changes to assumptions regarding mortality, partially offset by better than expected return on plan assets, the amortization 
of net actuarial losses and the impact of lump sum payout actions during 2014.  Additionally, the strengthening of the U.S. dollar 
against foreign currencies resulted in unfavorable currency translation adjustments. 

Stock-Based Compensation.  The Company records amounts for all share-based payments to employees, including grants of 
stock options and the compensatory elements of employee stock purchase plans over the vesting period in the income statement 
based upon their fair values at the date of the grant.  Share-based employee compensation costs are recognized as a component of 
Selling,  general  and  administrative  expense  in  the  Consolidated  Statements  of  Operations.    See  Note  18  –  Stock  Plans  and 
Management Compensation for a description of the Company's accounting for stock-based compensation plans.

Derivatives.  The Company uses derivative financial instruments to manage its risk associated with movements in foreign 
currency exchange rates, interest rates and commodity prices.  These instruments are used in accordance with guidelines established 
by the Company's management and are not used for trading or speculative purposes.  All derivatives are recorded on the  Consolidated 
Balance Sheets at fair value.  See Note 14 – Financial Instruments for further discussion.

Recent  Accounting  Pronouncements.  The  Company  evaluates  the  pronouncements  of  various  authoritative  accounting 
organizations, primarily the Financial Accounting Standards Board (FASB), the SEC, and the Emerging Issues Task Force, to 
determine the impact of new pronouncements on GAAP and the impact on the Company.  The following are recent accounting 
pronouncements that have been adopted during 2014, or will be adopted in future periods.

Going Concern: In August 2014, the FASB amended the Accounting Standards Codification (ASC) to provide guidance on 
determining when and how an entity must disclose going concern uncertainties in its financial statements.  The amendment requires 
management to perform interim and annual assessments of an entity's ability to continue as a going concern within one year of 
the date of issuance of an entity's financial statements.  If there is substantial doubt about the entity's ability to continue as a going 
concern, an entity must provide certain footnote disclosures.  The amendment is effective for fiscal years, and the interim periods 
thereafter, beginning after December 15, 2016, with early adoption permitted.  The Company is currently evaluating the impact 
of adopting this ASC amendment, but does not expect it will have a material effect on the Company's consolidated financial 
statements.

Revenue Recognition:  In May 2014, the FASB and International Accounting Standards Board jointly issued a final standard 
on revenue recognition which outlines a single comprehensive model for entities to use in accounting for revenue arising from 
contracts with customers.  This standard will supersede most current revenue recognition guidance.  Under the new standard, 
entities are required to identify the contract with a customer; identify the separate performance obligations in the contract; determine 
the transaction price; allocate the transaction price to the separate performance obligations in the contract; and recognize the 
appropriate amount of revenue when (or as) the entity satisfies each performance obligation.  The standard is effective for fiscal 
years, and the interim periods within those years, beginning on or after January 1, 2017. Entities have the option of using either 
retrospective transition or a modified approach in applying the new standard. The Company is currently evaluating the approach 
it will use to apply the new standard and the impact that the adoption of the new standard will have on the Company’s consolidated 
financial statements. 

Discontinued Operations:  In April 2014, the FASB amended the ASC to raise the threshold for a disposal to qualify as a 
discontinued operation.  Under the new guidance, a discontinued operation represents a strategic shift that has or will have a major 
effect on an entity's operations and financial results.  The guidance also expands the disclosures for discontinued operations, 
including new disclosures related to individually material disposals that do not meet the definition of a discontinued operation.  
The amendment is effective for fiscal years, and the interim periods within those years, beginning after December 15, 2014, with 
early adoption permitted only for disposals that have not been reported in financial statements previously issued.  The Company 
did not early adopt this ASC amendment and is currently evaluating the impact of adopting this ASC amendment, but does not 
expect it will have a material effect on the Company's consolidated financial statements.

Unrecognized Tax Benefit:  In July 2013, the FASB amended the ASC to provide guidance on financial statement presentation 
of an unrecognized tax benefit when a net operating loss (NOL) carryforward, a similar tax loss, or a tax credit carryforward exists. 
The guidance states that entities should present an unrecognized tax benefit as a reduction of a deferred tax asset for an NOL or 
tax credit carryforward whenever the NOL or tax credit carryforward would be available to reduce the additional taxable income 
or tax due if the tax position is disallowed.  The amendment is effective for fiscal years, and the interim periods within those years, 

62

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

beginning after December 15, 2013, with early adoption permitted. The Company adopted this amendment in 2014 and it did not 
have a material impact on the Company’s consolidated results of operations and financial condition.

Note 2 – Discontinued Operations 

On July 17, 2014, the Company entered into an agreement to sell its retail bowling business to AMF Bowling Centers, Inc. 
In connection with its decision to sell its bowling centers, the Company also announced its intention to divest its bowling products 
business.   On December 31, 2012, the Board of Directors authorized the Company to exit its Hatteras and Cabo boat businesses. 
As a result of these actions, these businesses, which were previously recorded in the Company's former Bowling & Billiards 
segment and the Boat segment, respectively, are being reported as discontinued operations in the Consolidated Statements of 
Operations for all periods presented.  The Company does not have or anticipate having any significant continuing involvement or 
continuing cash flows associated with these businesses. The assets and liabilities of these businesses met the accounting criteria 
to be classified as held for sale and have been aggregated and reported on separate lines of the Consolidated Balance Sheets for 
all periods presented.

On September 18, 2014, the Company completed the sale of its retail bowling business to AMF Bowling Centers, Inc. as well 
as, in separate transactions, completed the sale of two retail bowling centers in California.  The sales resulted in net cash proceeds 
of $264.3 million and an after-tax gain of $52.6 million. In connection with the sale of its retail bowling business, the Company 
entered into a trademark licensing agreement allowing AMF Bowling Centers, Inc. to use the Company's bowling retail related 
trademarks and trade names over a five year period from the date of acquisition. As a result, the Company recorded deferred 
income of $20.7 million related to this agreement, which will be recognized as Other income in the Consolidated Statements of 
Operations over five years. In connection with the sale of its retail bowling business, the Company has retained certain liabilities 
and provided guarantees on certain leased bowling centers. 

In August 2013, the Company completed the sale of its Hatteras and Cabo boat businesses resulting in an after-tax gain of 

$1.6 million. 

 The following table discloses the results of operations of the businesses reported as discontinued operations for the years 

ended December 31, 2014, 2013 and 2012, respectively:

(in millions)
Net sales

Earnings (loss) from discontinued operations before income taxes
Income tax provision (benefit)
Earnings (loss) from discontinued operations, net of tax (A)
Gain on disposal of discontinued operations, net of tax (B)
Net earnings (loss) from discontinued operations, net of tax

2014

2013

236.0

$

310.8

(3.8) $
(2.0)
(1.8)
52.6
50.8

$

13.7
2.9
10.8
1.6
12.4

$

$

$

2012

357.0

(71.7)
2.9
(74.6)
—
(74.6)

$

$

$

(A) Earnings (loss) from discontinued operations for 2013 includes restructuring, exit and impairment charges, net of tax of $4.9 million.  Earnings (loss) 
from discontinued operations for 2012 includes an asset impairment charge of $52.7 million, $53.2 million after-tax, and other restructuring and impairment 
charges, net of tax of $14.9 million.

(B) The Gain on disposal of discontinued operations for 2014 includes a pre-tax gain of $65.6 million and a net tax provision of $13.0 million.  The Gain 

on disposal of discontinued operations for 2013 includes a pre-tax loss of $1.4 million and a net tax benefit of $3.0 million.

63

  
BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The following table reflects the summary of assets and liabilities held for sale for the bowling products business as of December 

31, 2014 and for the retail bowling and bowling products businesses as of December 31, 2013:

(in millions)
Accounts and notes receivable, net
Net inventory
Prepaid expenses and other
Current assets held for sale

Net property
Other long-term assets
Long-term assets held for sale
Assets held for sale 

Accounts payable
Accrued expenses
Current liabilities held for sale

Other liabilities
Long-term liabilities held for sale
Liabilities held for sale

Note 3 – Restructuring Activities 

December 31,
2014

December 31,
2013

$

$

$

$

14.0
15.3
0.7
30.0

8.8
3.8
12.6
42.6

4.5
11.2
15.7

8.2
8.2
23.9

$

$

$

$

18.9
15.4
2.5
36.8

197.9
6.4
204.3
241.1

18.0
31.7
49.7

9.2
9.2
58.9

Brunswick has announced and implemented a number of restructuring initiatives designed to improve the Company’s cost 
structure, better utilize overall capacity and improve general operating efficiencies.  These initiatives reflected the Company’s 
response to the significant reduction in the marine market and resulted in the recognition of restructuring, exit and impairment 
charges in the Consolidated Statements of Operations during 2014, 2013 and 2012.

The costs incurred under these initiatives include:

Restructuring Activities – These amounts mainly relate to:
•  Employee termination and other benefits
•  Costs to retain and relocate employees
•  Consulting costs
•  Consolidation of manufacturing footprint

Exit Activities – These amounts mainly relate to:
•  Employee termination and other benefits
•  Lease exit costs
•  Inventory write-downs
•  Facility shutdown costs

Asset Disposition Actions – These amounts mainly relate to sales of assets and impairments of:

•  Fixed assets
•  Tooling
•  Patents and proprietary technology
•  Dealer networks
•  Trade names

Impairments of definite-lived assets are recognized when, as a result of the restructuring activities initiated, the carrying 
amount of the long-lived asset is not expected to be fully recoverable.  The impairments recognized were equal to the difference 
between the carrying amount of the asset and the estimated fair value of the asset, which was determined using observable inputs, 
including appraisals from independent third parties when available, and, when observable inputs were not available, was determined 
using the Company’s assumptions, including the data that market participants would use in pricing the asset, based on the best 

64

 
BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

information available in the circumstances.  Specifically, the Company used discounted cash flows to determine the fair value of 
the asset when observable inputs were unavailable.

Intangible assets not subject to amortization are assessed for impairment at least annually and whenever events or changes in 
circumstances, such as announcements of restructuring activities, indicate that the carrying value may not be recoverable.  The 
impairment test for indefinite-lived intangible assets consists of a comparison of the fair value of the intangible asset with its 
carrying amount.  An impairment loss is recognized for the amount by which the carrying value exceeds the fair value of the asset.  
The fair value of trade names is measured using a relief-from-royalty approach, which assumes the value of the trade name is the 
discounted cash flows of the amount that would be paid to third parties had the Company not owned the trade name and instead 
licensed the trade name from another company. 

The Company has reported restructuring and exit activities based on the specific driver of the cost and reflected the expense 
in the accounting period when the cost has been committed to or incurred, as appropriate.  The following table is a summary of 
the net expense associated with the restructuring, exit and impairment activities for 2014, 2013 and 2012.  The 2014 charges consist 
of expenses related to actions initiated in 2014, 2013, 2012, 2010 and 2009. The 2013 charges consist of expenses related to actions 
initiated in 2013, 2012 and 2009.  The 2012 charges consist of expenses related to actions initiated in 2012, 2011, 2010 and 2009.

(in millions)
Restructuring activities:

Employee termination and other benefits
Current asset write-downs
Transformation and other costs:

Consolidation of manufacturing footprint
Retention and relocation costs

Exit activities:

Transformation and other costs:

Consolidation of manufacturing footprint

Asset disposition actions:

Trade name impairments
Definite-lived asset impairments and (gains) on disposal

Total restructuring, exit and impairment charges

2014

2013

2012

$

$

$

2.9
0.5

1.0
0.3

—

—
(0.5)
4.2

$

2.7
1.0

6.7
0.4

—

—
5.7
16.5

$

$

1.6
1.3

12.1
0.1

(0.3)

1.5
9.1
25.4

The Company anticipates it will incur nominal restructuring charges in 2015.  Reductions in demand for the Company’s 
products, further refinement of its product portfolio or further opportunities to reduce costs, may result in additional restructuring, 
exit or impairment charges in future periods. 

Actions Initiated in 2014

In the second quarter of 2014, certain executive positions were restructured within the Company.  The Company recorded 

restructuring charges in 2014 related to this action.  

The restructuring, exit and impairment charges recorded in 2014 related to actions initiated in 2014, by reportable segment, 

are summarized below:

(in millions)

Boat

Corporate

Total

2014

0.3

2.7

3.0

$

$

65

 
 
 
 
 
 
 
 
 
 
 
BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The following is a summary of the charges by category associated with the Company’s 2014 restructuring initiatives:

(in millions)

Restructuring activities:

Employee termination and other benefits

Asset disposition actions:

Definite-lived asset impairments

Total restructuring, exit and impairment charges

2014

$

$

2.7

0.3

3.0

The restructuring, exit and impairment charges recorded in 2014 related to actions initiated in 2014, by reportable segment 

and category, are summarized below:

(in millions)

Employee termination and other benefits

Asset disposition actions

Total restructuring, exit and impairment charges

Boat

Corporate

Total

$

$

— $

0.3

0.3

$

2.7

—

2.7

$

$

2.7

0.3

3.0

The following table summarizes the activity for restructuring, exit and impairment charges during the year ended December 31, 
2014 related to actions initiated in 2014.  The accrued costs as of December 31, 2014 represent cash expenditures needed to satisfy 
remaining obligations, the majority of which are expected to be paid by the end of 2015 and are included in Accrued expenses in 
the Consolidated Balance Sheets.

(in millions)

Employee termination and other benefits
Asset disposition actions:
  Definite-lived asset impairments
Total restructuring, exit and impairment charges

Actions Initiated in 2013

Costs
Recognized in
2014

Non-cash
Charges

Net Cash
Payments

2.7

$

(1.3) $

(0.5) $

Accrued Costs
as of
Dec. 31, 2014
0.9

0.3
3.0

$

(0.3)
(1.6) $

—
(0.5) $

—

0.9

$

$

In the fourth quarter of 2013, the Company made the decision to outsource woodworking operations for its yachts and sport 
yachts, which resulted in long-lived asset impairment charges.  The Company announced in the first quarter of 2013 the consolidation 
of  its  yacht  and  motoryacht  production  at  its  Palm  Coast,  Florida  manufacturing  plant. As  a  result,  the  Company  suspended 
manufacturing at its Sykes Creek boat manufacturing facility in nearby Merritt Island, Florida at the end of June 2013. The Company 
recorded restructuring, exit and impairment charges in 2014 and 2013 related to these actions. 

The restructuring, exit and impairment charges recorded in 2014 and 2013, related to actions initiated in 2013, by reportable 

segment, are summarized below:

(in millions)

Boat

Corporate

Total

2014

2013

$

$

2.7

—

2.7

$

$

12.0

0.7

12.7

66

 
 
 
 
BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The following is a summary of the charges by category associated with the Company’s 2013 restructuring initiatives:

(in millions)

Restructuring activities:

Employee termination and other benefits

Current asset write-downs

Transformation and other costs:

Consolidation of manufacturing footprint

Retention and relocation costs

Asset disposition actions:

Definite-lived asset impairments and (gains) on disposal

Total restructuring, exit and impairment charges

2014

2013

$

$

$

0.2

0.5

1.8

0.3

(0.1)
2.7

$

2.5

1.0

4.9

0.4

3.9

12.7

The restructuring, exit and impairment charges recorded in 2014 related to actions initiated in 2013, by reportable segment 

and category, are summarized below:

(in millions)

Employee termination and other benefits
Current asset write-downs
Transformation and other costs
Asset disposition actions
Total restructuring, exit and impairment charges

Boat

Total

$

$

0.2
0.5
2.1
(0.1)
2.7

$

$

0.2

0.5

2.1
(0.1)
2.7

The restructuring, exit and impairment charges recorded in 2013 related to actions initiated in 2013, by reportable segment 

and category, are summarized below:

(in millions)

Employee termination and other benefits
Current asset write-downs
Transformation and other costs
Asset disposition actions
Total restructuring, exit and impairment charges

Boat

Corporate

Total

$

$

1.8
1.0
5.3
3.9
12.0

$

$

0.7
—
—
—
0.7

$

$

2.5

1.0

5.3

3.9

12.7

The following table summarizes the activity for restructuring, exit and impairment charges during the year ended December 31, 
2014 related to actions initiated in 2013.  The accrued costs as of December 31, 2014 represent cash expenditures needed to satisfy 
remaining obligations, the majority of which are expected to be paid by the end of 2015 and are included in Accrued expenses in 
the Consolidated Balance Sheets.

(in millions)

Accrued Costs 
as of
Jan. 1, 2014

Costs/(Income)
Recognized in
2014

Non-cash
Charges

Net Cash
(Payments)/
Receipts

Accrued Costs
as of
Dec. 31, 2014
—

$

— $

(0.8)

(1.9) $
0.3

Employee termination and other benefits

$

Current asset write-downs

Transformation and other costs:

Consolidation of manufacturing footprint

Retention and relocation costs

Asset disposition actions:
  Definite-lived asset impairments and (gains)

on disposal

Total restructuring, exit and impairment

charges

$

1.7

—

—

—

—

0.2

0.5

1.8

0.3

(0.1)

—

—

—

(1.8)
(0.3)

0.1

—

—

—

—

—

$

1.7

$

2.7

$

(0.8) $

(3.6) $

67

 
 
 
 
 
 
 
 
 
 
 
 
 
 
BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Actions Initiated in 2012

The Company recorded restructuring and impairment charges in 2012 relating to actions initiated in connection with the 
continued weakness in the fiberglass sterndrive boat market segments as well as the refinement of its North American boat product 
portfolio.  In 2012, the Company decided to exit Bayliner cruisers in the U.S. and European markets and to further reduce the 
Company's manufacturing footprint by closing its Knoxville, Tennessee production facility and consolidate its fiberglass cruiser 
manufacturing into other boat production facilities.  Long-lived asset impairment charges were also recorded in the third quarter 
of 2012 for certain European and Asia-Pacific boat brands as a result of weak powerboat demand in these regions. 

The restructuring, exit and  impairment charges  recorded in 2014, 2013 and 2012 related to actions initiated in 2012, by 

reportable segment, are summarized below:

(in millions)

Marine Engine

Boat

Fitness

Total

2014

2013

2012

$

$

— $

(0.2)
—
(0.2) $

— $

2.9

—

2.9

$

0.4

22.8

0.1

23.3

The following is a summary of the charges by category associated with the Company’s 2012 restructuring initiatives:  

(in millions)

Restructuring activities:

Employee termination and other benefits
Current asset write-downs
Transformation and other costs:

Consolidation of manufacturing footprint
Retention and relocation costs

Asset disposition actions:
Trade name impairments
Definite-lived asset impairments

Total restructuring, exit and impairment charges

2014

2013

2012

$

$

— $
—

(0.8)
—

—

0.6
(0.2) $

0.2
—

1.8
—

—
0.9
2.9

$

$

2.0
1.3

7.1
0.1

1.5
11.3
23.3

The restructuring, exit and impairment charges recorded in 2014 related to actions initiated in 2012, by reportable segment 

and category, are summarized below:

(in millions)

Transformation and other costs

Asset disposition actions

Total restructuring, exit and impairment charges

Boat

Total

$

$

(0.8) $
0.6
(0.2) $

(0.8)
0.6
(0.2)

The restructuring, exit and impairment charges recorded in 2013 related to actions initiated in 2012, by reportable segment 

and category, are summarized below:

(in millions)

Employee termination and other benefits

Transformation and other costs

Asset disposition actions

Total restructuring, exit and impairment charges

68

Boat

Total

$

$

0.2

1.8

0.9

2.9

$

$

0.2
1.8
0.9
2.9

 
 
 
 
 
 
 
BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The restructuring, exit and impairment charges recorded in 2012 related to actions initiated in 2012, by reportable segment 

and category, are summarized below:

(in millions)

Employee termination and other benefits

Current asset write-downs

Transformation and other costs

Asset disposition actions
Total restructuring, exit and impairment charges

Marine
Engine

Boat

Fitness

Total

$

$

0.4

$

—

—

—
0.4

$

1.5

1.3

7.2

12.8
22.8

$

$

0.1

$

—

—

—
0.1

$

2.0

1.3

7.2

12.8

23.3

The following table summarizes the activity for restructuring, exit and impairment charges during the year ended December 31, 
2014 related to actions initiated in 2012.  The accrued costs as of December 31, 2014 represent cash expenditures needed to satisfy 
remaining obligations, the majority of which are expected to be paid by the end of 2015 and are included in Accrued expenses in 
the Consolidated Balance Sheets.

(in millions)

Employee termination and other benefits
Transformation and other costs:

Consolidation of manufacturing footprint

Asset disposition actions:

Definite-lived asset impairments

Total restructuring, exit and impairment

charges

Actions Initiated Before 2012

Accrued Costs 
as of
Jan. 1, 2014

Costs/(Income)
Recognized in
2014

Non-cash
Charges

Net Cash
Payments

$

0.2

$

— $

— $

(0.2) $

Accrued Costs
as of
Dec. 31, 2014
—

2.5

—

(0.8)

0.6

—

(0.6)

(1.2)

—

$

2.7

$

(0.2) $

(0.6) $

(1.4) $

0.5

—

0.5

The Company recorded impairment charges in 2009 and 2010 relating to actions to divest non-strategic assets in its Boat 
segment.  In 2014, the Company recorded gains on disposal relating to the third quarter sale of the Company's Riverview plant in 
Knoxville, Tennessee, that was part of the Company's 2009 restructuring initiatives as well as the second quarter sale of a boat 
facility in Ashland City, Tennessee, that was part of the Company's 2010 restructuring initiatives.

In  2013  and  2012,  the  Company  continued  its  restructuring  activities  initiated  before  2012,  including  consolidating 
manufacturing operations, reducing the Company's global workforce, disposing of non-strategic assets and selling previously 
closed facilities. These actions were designed to provide long-term cost savings by reducing the Company's fixed-cost structure. 

During the third quarter of 2009, the Company announced plans to reduce excess manufacturing capacity by relocating inboard 
and  sterndrive  production  to  Fond  du  Lac,  Wisconsin  and  closing  its  Stillwater,  Oklahoma  plant.  This  plant  transition  was 
completed in the second quarter of 2012.

The restructuring, exit and impairment charges recorded in 2014, 2013 and 2012, related to actions initiated before 2012, by 

reportable segment, are summarized below:

(in millions)

Marine Engine

Boat

Corporate

Total

2014

2013

2012

$

$

— $

(1.3)
—
(1.3) $

— $

0.9

—

0.9

$

3.8
(1.5)
(0.2)
2.1

69

 
 
 
 
 
 
 
 
 
 
 
BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The following is a summary of the charges by category associated with the Company's restructuring initiatives before 2012:

(in millions)

Restructuring activities:

Employee termination and other benefits

Transformation and other costs:

Consolidation of manufacturing footprint

Exit activities:

Transformation and other costs:

Consolidation of manufacturing footprint

Asset disposition actions:

2014

2013

2012

$

— $

— $

(0.4)

—

—

—

—

0.9

0.9

$

5.0

(0.3)

(2.2)
2.1

Definite-lived asset impairments and (gains) on disposal

Total restructuring, exit and impairment charges

(1.3)
(1.3) $

$

The restructuring, exit and impairment charges recorded in 2014, related to actions initiated before 2012, by reportable segment 

and category, are summarized below:

(in millions)

Asset disposition actions
Total restructuring, exit and impairment charges

Boat

Total

$
$

(1.3) $
(1.3) $

(1.3)
(1.3)

The restructuring, exit and impairment charges recorded in 2013, related to actions initiated before 2012, by reportable segment 

and category, are summarized below:

(in millions)

Asset disposition actions
Total restructuring, exit and impairment charges

Boat

Total

$
$

0.9
0.9

$

$

0.9

0.9

The restructuring, exit and impairment charges recorded in 2012, related to actions initiated before 2012, by reportable segment 

and category, are summarized below:

(in millions)

Employee termination and other benefits
Transformation and other costs
Asset disposition actions

Total restructuring, exit and impairment charges

Note 4 – Acquisitions 

Marine
Engine

$

$

(0.4) $
5.1
(0.9)
3.8

$

Boat

Corporate

Total

— $

(0.2)
(1.3)
(1.5) $

— $

(0.2)
—
(0.2) $

(0.4)
4.7
(2.2)
2.1

On July 31, 2014, the Company acquired 100 percent of privately held Bell Industries Recreational Products Group, Inc. 
(Bell), which is based in Eagan, Minnesota.  Bell is a distributor of parts and accessories to the marine, recreational vehicle and 
powersports markets, serving primarily the Upper Midwest of the U.S. The Company believes this acquisition will allow the 
Company to solidify its footprint in the Upper Midwest with locations in Minnesota, Michigan and Wisconsin, enhance its growth 
of its parts and accessories businesses, expand the depth and breadth of its product portfolio and enable entry into attractive adjacent 
markets.  Bell is managed as part of the Company’s marine service, parts and accessories businesses within the Marine Engine 
segment. 

 The net cash consideration paid by the Company to acquire Bell was $11.9 million.  The assets acquired and liabilities assumed 
in the Bell acquisition have been measured at their fair values at the acquisition date, resulting in $2.0 million of identifiable 
intangible assets for customer relationships and $0.9 million of goodwill, which are both deductible for tax purposes.  The amounts 
assigned to Bell's customer relationships will be amortized over the estimated useful life of 8 years.

70

 
 
 
 
 
 
 
 
 
 
BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

On June 16, 2014, the Company acquired 100 percent of privately held Whale, which is based in Bangor, Northern Ireland, 
and is a manufacturer of water movement and heating systems for the marine, recreational vehicle, industrial and other markets.  
The Company believes this acquisition will allow the Company to more fully compete across a number of parts and accessories 
product categories, enable entry into attractive adjacent markets and expand the global presence of the marine service, parts and 
accessories businesses. Whale is managed as part of the Company's marine service, parts and accessories businesses within the 
Marine Engine segment. 

 The net cash consideration paid by the Company to acquire Whale was $29.6 million, which included payments of $10.0 
million to retire acquiree debt.  The assets acquired and liabilities assumed in the Whale acquisition have been measured at their 
fair values at the acquisition date, resulting in $11.9 million of identifiable intangible assets, including customer relationships, 
trade names and patents and proprietary technology for $6.1 million, $3.7 million and $2.1 million, respectively, and $7.9 million 
of goodwill, all of which are not deductible for tax purposes.  The Company considers its trade names to be indefinite-lived 
intangible assets, whereas the amounts assigned to Whale's customer relationships and patent and proprietary technology will be 
amortized over the estimated useful lives of 14 years and 5 years, respectively. 

These acquisitions were not and would not have been material to the Company's net sales, results of operations or total assets 
during the years ended December 31, 2014,  December 31, 2013 and December 31, 2012, respectively.  Accordingly, the Company's 
consolidated results from operations do not differ materially from historical performance as a result of these acquisitions, and 
therefore, pro-forma results are not presented.  

Note 5 – Earnings (Loss) per Common Share 

Basic earnings (loss) per common share is calculated by dividing Net earnings (loss) by the weighted average number of 
common shares outstanding during the period.  Diluted earnings (loss) per common share is calculated similarly, except that the 
calculation includes the dilutive effect of stock-settled SARs and stock options (collectively “options”), non-vested stock awards 
and performance awards.

Basic and diluted earnings (loss) per common share for the years ended December 31, 2014, 2013 and 2012 were calculated 

as follows:

(in millions, except per share data)

Net earnings from continuing operations
Net earnings (loss) from discontinued operations, net of tax
Net earnings

Weighted average outstanding shares – basic
Dilutive effect of common stock equivalents
Weighted average outstanding shares – diluted

Basic earnings (loss) per common share:

Continuing operations

Discontinued operations

Net earnings

Diluted earnings (loss) per common share:

Continuing operations

Discontinued operations

Net earnings

2014

2013

2012

$

$

$

$

$

$

194.9

50.8

245.7

$

$

756.8
12.4
769.2

$

$

93.6

1.5
95.1

2.08
0.55

2.63

2.05
0.53
2.58

$

$

$

$

91.2
2.6
93.8

8.30

0.13

8.43

8.07

0.13

8.20

$

$

$

$

124.6
(74.6)
50.0

89.8
2.6
92.4

1.39
(0.83)
0.56

1.35
(0.81)
0.54

As of December 31, 2014, the Company had 2.7 million options outstanding, of which 2.3 million were exercisable.  This 
compares with 3.8 million and 8.2 million options outstanding, of which 2.6 million and 5.5 million were exercisable, as of 
December 31, 2013 and December 31, 2012, respectively.  During the year ended December 31, 2014, there were 0.2 million 
average shares of options outstanding for which the exercise price was greater than the average market price of the Company’s 

71

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

shares for the period then ended.  These options were not included in the computation of diluted earnings per common share 
because the effect would have been anti-dilutive.  This compares to 0.9 million and 2.2 million anti-dilutive shares of options 
outstanding that were excluded from the corresponding periods ended December 31, 2013 and December 31, 2012, respectively.  
Changes in average outstanding basic shares from 2012 to 2014 reflect the impact of options exercised and the vesting of stock 
and performance awards since the beginning of 2012. 

Note 6 – Segment Information 

Brunswick is a manufacturer and marketer of leading consumer brands and has three operating and reportable segments: 
Marine  Engine,  Boat  and  Fitness.  The  Company’s  segments  are  defined  by  management’s  reporting  structure  and  operating 
activities.

As discussed in Note 2 – Discontinued Operations, during the third quarter of 2014, the Company began reporting its retail 
bowling and bowling products businesses as discontinued operations.  These businesses were previously reported in the former 
Bowling & Billiards segment.  Additionally, the results of the billiards business are being reported in the Company's Fitness segment 
for all periods presented.  During the fourth quarter of 2012, Brunswick began reporting its Hatteras and Cabo boat businesses as 
discontinued operations.  These businesses were previously reported in the Boat segment.  Segment results have been restated for 
all periods presented to reflect these changes.

The Marine Engine segment manufactures and markets a full range of outboard engines, sterndrive engines, inboard engines 
and marine parts and accessories, which are principally sold directly to boat builders, including Brunswick's Boat segment, or 
through marine retail dealers and distributors worldwide.  The Company's engine manufacturing plants are located mainly in the 
United States, China and Japan, with sales mainly to markets in the Americas, Europe and Asia.

The Boat segment designs, manufactures and markets fiberglass pleasure boats, offshore fishing boats, yachts and sport yachts, 
aluminum fishing boats, pontoon boats, deck boats and inflatable boats, which are sold primarily through dealers.  The Boat 
segment's products are manufactured mainly in the United States, Europe, Mexico and South America.  Sales to the segment's 
largest boat dealer, MarineMax, which has multiple locations, comprised approximately 18 percent, 17 percent and 16 percent of 
Boat segment sales in 2014, 2013 and 2012, respectively.

The Fitness segment designs, manufactures and markets fitness equipment, including treadmills, total body cross-trainers, 
stair climbers, stationary bikes and strength-training equipment as well as billiards tables and accessories.  These products are 
manufactured mainly in the United States and Hungary or are sourced from international suppliers.  Fitness equipment is sold 
mainly in the Americas, Europe and Asia to health club, corporate, university, hospitality, military and government facilities, and 
to consumers through selected mass merchants, specialty retail dealers and through the Company's Web site.  Consumer billiards 
equipment is predominantly sold in the United States and distributed primarily through dealers.

The Company evaluates performance based on business segment operating earnings.  Operating earnings of segments do not 
include the expenses of corporate administration, non-service related pension costs, pension lump sum payout settlement charges, 
impairments of equity method investments, earnings from unconsolidated equity affiliates, other expenses and income of a non-
operating nature, interest expense and income, loss on early extinguishment of debt or provisions for income taxes.  As a result of 
freezing benefit accruals in its defined benefit pension plans, the Company allocates only service-related costs to the operating 
segment  results  and  reports  all  other  components  of  pension  expense  such  as  Interest  cost,  Expected  return  on  plan  assets, 
Amortization of net actuarial losses and lump sum settlement charges in Pension - non-service costs.  Pension costs associated 
with Service cost and Amortization of prior service cost, while not significant, remain in the reporting segments as presented in 
the tables below.

Corporate/Other results include items such as corporate staff and administrative costs.  Corporate/Other total assets consist 
of mainly cash, cash equivalents and investments in marketable securities, restricted cash, income tax balances and investments 
in unconsolidated affiliates.  Marine eliminations adjust for sales between the Marine Engine and Boat segments, primarily for 
the sale of engines and parts and accessories to various boat brands, which are consummated at established arm’s length transfer 
prices as the intersegment pricing for these engines and parts and accessories are based upon and consistent with selling prices to 
the Company's third party customers. 

72

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Information as to the operations of Brunswick's operating segments is set forth below:

Operating Segments

Net Sales

Operating Earnings (Loss)

Total Assets

(in millions)

Marine Engine

Boat

Marine eliminations

Total Marine

Fitness

Pension - non-service costs

Corporate/Other

Total

2014

2013

2012

2014

2013

2012

2014

2013

$ 2,189.4

$ 2,088.1

$ 1,988.5

$

309.1

$

1,135.8

1,032.0

(255.8)

(236.4)

3,069.4

2,883.7

1,002.6
(231.7)
2,759.4

769.3

716.0

657.4

—

—

—

—

—

—

$ 3,838.7

$ 3,599.7

$ 3,416.8

$

17.2

—

326.3

115.3
(42.7)
(70.4)
328.5

$

284.2
(21.8)
—

262.4

108.1
(18.7)
(70.0)
281.8

$

$

243.8
(28.5)
—

215.3

104.7
(24.1)
(58.7)
237.2

$

908.3

$

376.5

—

803.6

330.3

—

1,284.8

1,133.9

578.4

—

1,228.6

560.7

—

980.1

$ 3,091.8

$ 2,674.7

(in millions)

Marine Engine
Boat
Fitness
Corporate/Other

Total

(in millions)

Marine Engine
Boat
Fitness
Corporate/Other
Total

Geographic Segments

(in millions)

United States

International

Corporate/Other

Total

Depreciation

Amortization

2014

2013

2012

2014

2013

2012

$

$

44.3

24.9

6.9

2.2

$

78.3

$

40.0
21.2
6.0
1.5
68.7

$

$

39.0
22.4
6.0
1.4
68.8

$

$

$

2.2

0.7

—

—

2.9

$

1.9
0.8
—
—
2.7

$

$

3.0
1.0
0.1
—
4.1

Capital Expenditures

Research & Development Expense

2014

2013

2012

2014

2013

2012

$

$

57.9

46.6

19.6

0.7

$

124.8

$

77.0
39.7
8.4
1.4
126.5

$

$

56.6
33.4
7.6
0.3
97.9

$

$

72.5

23.8

23.3

—

$

119.6

$

70.6
22.4
21.8
—
114.8

$

$

61.5
20.2
19.3
—
101.0

Net Sales

Long-Lived Assets

2014

2013

2012

2014

2013

$ 2,400.0

$ 2,214.6

$ 2,069.2

$

367.5

$

1,438.7

1,385.1

1,347.6

—

—

—

72.9

19.9

$ 3,838.7

$ 3,599.7

$ 3,416.8

$

460.3

$

328.5

70.1

21.3

419.9

73

 
 
 
BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Note 7 – Fair Value Measurements 

Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in 
the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the 
measurement date.  Valuation techniques used to measure fair value must maximize the use of observable inputs and minimize 
the use of unobservable inputs.  There is a fair value hierarchy based on three levels of inputs, of which the first two are considered 
observable and the last unobservable.

•  Level 1 - Quoted prices in active markets for identical assets or liabilities.  These are typically obtained from real-time 

quotes for transactions in active exchange markets involving identical assets or liabilities.

•  Level 2 - Inputs, other than quoted prices included within Level 1, which are observable for the asset or liability, either 
directly or indirectly.  These are typically obtained from readily available pricing sources for comparable instruments. 

•  Level 3 - Unobservable inputs, where there is little or no market activity for the asset or liability.  These inputs reflect 
the reporting entity’s own assumptions of the data that market participants would use in pricing the asset or liability, 
based on the best information available in the circumstances.

The following table summarizes Brunswick’s financial assets and liabilities measured at fair value on a recurring basis as of 

December 31, 2014:

(in millions)

Assets:

Cash equivalents
Short-term investments in marketable securities
Restricted cash
Derivatives

Total assets

Liabilities:

Derivatives
Other

Total liabilities

Level 1

Level 2

Level 3

Total

$

$

$

$

130.7
9.7
15.6
—
156.0

$

$

— $
4.0
4.0

$

126.8
73.5
—
11.1
211.4

3.6
48.8
52.4

$

$

$

$

— $
—
—
—
— $

— $
—
— $

257.5

83.2

15.6

11.1

367.4

3.6

52.8

56.4

The following table summarizes Brunswick’s financial assets and liabilities measured at fair value on a recurring basis as of 

December 31, 2013:

(in millions)

Assets:

Cash equivalents
Short-term investments in marketable securities

Restricted Cash

Derivatives

Total assets

Liabilities:

Derivatives

Other

Total liabilities

Level 1

Level 2

Level 3

Total

$

$

$

$

$

119.7
0.8

6.5

—

$

59.7
11.9

—

2.6

127.0

$

74.2

$

— $

4.4

4.4

$

4.4

46.6

51.0

$

$

— $
—

—

—
— $

— $
—
— $

179.4

12.7

6.5

2.6

201.2

4.4
51.0
55.4

Refer to Note 14 – Financial Instruments for additional information related to the fair value of derivative assets and liabilities 
by class. Other liabilities shown in the tables above include certain deferred compensation plans of the Company.  In addition to 

74

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

the  items  shown  in  the  tables  above,  see  Note  17  –  Postretirement  Benefits  for  further  discussion  regarding  the  fair  value 
measurements associated with the Company’s postretirement benefit plans.

As discussed in Note 3 – Restructuring Activities, the Company has initiated various restructuring activities requiring the 
Company  to  perform  fair  value  measurements,  on  a  non-recurring  basis,  of  certain  asset  groups  to  test  for  potential 
impairments.  Certain of these fair value measurements indicated that the asset groups were impaired and, therefore, the assets 
were written down to fair value.  Once an asset has been impaired, it is not remeasured at fair value on a recurring basis; however, 
it is still subject to fair value measurements to test for recoverability of the carrying amount.  

Note 8 – Financing Receivables 

The Company has recorded financing receivables, which are defined as a contractual right to receive money, as assets on its 
Consolidated Balance Sheets as of December 31, 2014 and 2013.  Substantially all of the Company’s financing receivables are 
for commercial customers.  The Company classifies its financing receivables into three categories: receivables repurchased under 
recourse provisions (Recourse Receivables); receivables sold to third-party finance companies (Third-Party Receivables) and 
customer  notes  and  other  (Other  Receivables).  Recourse  Receivables  are  the  result  of  the  contingent  recourse  arrangements 
discussed in Note 13 – Commitments and Contingencies.  Third-Party Receivables are accounts that have been sold to third-
party finance companies, but do not meet the definition of a true sale, and are therefore recorded as an asset with an offsetting 
balance recorded as a secured obligation in Accrued expenses and Other long-term liabilities as discussed in Note 1 – Significant 
Accounting Policies.  Other Receivables are mostly comprised of notes from customers, which are originated by the Company 
in the normal course of business.  Financing receivables are carried at their face amounts less an allowance for doubtful accounts.

The Company sells a broad range of recreational products to a worldwide customer base and extends credit to its customers 
based upon an ongoing credit evaluation program.  The Company’s business units maintain credit organizations to manage financial 
exposure and perform credit risk assessments on an individual account basis.  Accounts are not aggregated into categories for 
credit risk determinations.  Due to the composition of the account portfolio, the Company does not believe that the credit risk 
posed by the Company’s financing receivables is significant to its operations, financial condition or cash flows.  There were no 
significant troubled debt restructurings during the years ended December 31, 2014 and 2013.

75

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The following are the Company’s financing receivables, excluding trade accounts receivable contractually due within one 

year, by segment as of December 31, 2014:

(in millions)

Recourse Receivables:

Short-term

Long-term

Allowance for credit loss

Total

Third-Party Receivables:

Short-term

Long-term

Allowance for credit loss

Total

Other Receivables:
Short-term
Long-term
Allowance for credit loss

Total

Marine
 Engine

Boat

Fitness

Corporate (A)

Total

$

— $

— $

0.3

$

2.7

$

—

—

—

2.6

—

—

2.6

7.1
0.6
—
7.7

—

—

—

4.5

—

—

4.5

0.2
0.1
(0.2)
0.1

0.2
(0.3)
0.2

16.6

19.6

—

36.2

0.6
0.3
—
0.9

0.8
(2.9)
0.6

—

—

—

—

4.0
1.3
—
5.3

3.0

1.0
(3.2)
0.8

23.7

19.6

—
43.3

11.9

2.3
(0.2)
14.0

Total Financing Receivables

$

10.3

$

4.6

$

37.3

$

5.9

$

58.1

(A) Total recourse receivables of $0.6 million represent amounts previously reported in the former Bowling & Billiards segment that have been retained by 
Corporate as a result of the sale of the retail bowling business as discussed in Note 2 – Discontinued Operations. Other short-term receivables of $4.0 
million represent a note receivable as partial consideration for the sale of the retail bowling business as discussed in Note 2 – Discontinued Operations.

76

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The following are the Company’s financing receivables, excluding trade accounts receivable contractually due within one 

year, by segment as of December 31, 2013:

(in millions)

Recourse Receivables:

Short-term

Long-term

Allowance for credit loss

Total

Third-Party Receivables:

Short-term

Long-term

Allowance for credit loss

Total

Other Receivables:
Short-term
Long-term
Allowance for credit loss

Total

Marine
Engine

Boat

Fitness

Corporate

Total

$

— $

— $

0.7

$

—

—

—

12.0

—

—

12.0

10.2
0.9
—
11.1

—

—

—

3.1

—

—

3.1

0.3
0.2
(0.3)
0.2

0.2
(0.4)
0.5

21.1

18.9

—

40.0

0.6
0.1
—
0.7

— $
—

—

—

—

—

—

—

0.2
—
—
0.2

0.7

0.2
(0.4)
0.5

36.2

18.9

—
55.1

11.3

1.2
(0.3)
12.2

Total Financing Receivables

$

23.1

$

3.3

$

41.2

$

0.2

$

67.8

The following table sets forth activity related to the allowance for credit loss on financing receivables during the year ended 

December 31, 2014:

(in millions)

Recourse Receivables:
Beginning balance
Current period provision
Direct write-downs
Recoveries
Ending balance

Other Receivables:

Beginning balance
Current period provision

Direct write-downs

Recoveries

Ending balance

Boat

Fitness

Corporate (A)

Total

$

$

$

$

— $
—
—
—
— $

0.3
(0.1)
—

—

0.2

$

$

0.4
—
(0.1)
—
0.3

$

$

— $
—

—

—

— $

2.9
—
—
—
2.9

$

$

— $
—

—

—
— $

3.3

—
(0.1)
—
3.2

0.3
(0.1)
—

—

0.2

(A) The allowance for doubtful accounts related to recourse receivables represents the amount previously reported in the former Bowling & Billiards segment 

that has been retained by Corporate as a result of the sale of the retail bowling business as discussed in Note 2 – Discontinued Operations.

77

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The following table sets forth activity related to the allowance for credit loss on financing receivables during the year ended 

December 31, 2013:

(in millions)

Recourse Receivables:

Beginning balance

Current period provision

Direct write-downs

Recoveries

Ending balance

Other Receivables:

Beginning balance

Current period provision

Direct write-downs
Recoveries
Ending balance

Note 9 – Investments 

Investments in Marketable Securities

Boat

Fitness

Total

— $

0.9

$

—

—

—

— $

2.8
(0.2)
(2.3)
—
0.3

$

$

0.3
(0.4)
(0.4)
0.4

$

0.2

$

—
(0.2)
—
— $

0.9

0.3
(0.4)
(0.4)
0.4

3.0
(0.2)
(2.5)
—

0.3

$

$

$

$

The Company invests a portion of its cash reserves in marketable debt securities.  These investments are reported in Short-
term  investments  in  marketable  securities  on  the  Consolidated  Balance  Sheets.  Furthermore,  the  debt  securities  have  readily 
determinable market values and are being accounted for as available-for-sale investments.  These investments are recorded at fair 
value with unrealized gains and losses reflected in Accumulated other comprehensive loss, a component of Shareholders’ equity 
on the Company’s Consolidated Balance Sheets, on an after-tax basis.

The following is a summary of the Company’s available-for-sale securities, all due in one year or less, as of December 31, 

2014:

(in millions)

Agency Bonds
Corporate Bonds
Commercial Paper
U.S. Treasury Bills

Total available-for-sale securities

Amortized
cost

Gross
unrealized
gains

Gross
unrealized
losses

Fair value
(net carrying
amount)

$

$

24.0
24.9
33.5
0.8

83.2

$

$

— $
—
—
—

— $

— $
—
—
—

— $

24.0
24.9
33.5
0.8

83.2

The following is a summary of the Company’s available-for-sale securities, all due in one year or less, as of December 31, 

2013:

(in millions)

Corporate Bonds

U.S. Treasury Bills

Total available-for-sale securities

Amortized
cost

Gross
unrealized
gains

Gross
unrealized
losses

Fair value
(net carrying
amount)

$

$

11.9

0.8

12.7

$

$

— $

—

— $

— $

—

— $

11.9

0.8

12.7

The Company had $11.9 million in redemptions of available-for-sale securities during 2014. The Company had $116.9 million 
in redemptions and $35.7 million in sales of available-for-sale securities during 2013.  During the second quarter of 2013, proceeds 
from the redemptions and sales of available-for-sale securities were used to repurchase outstanding Senior notes due in 2016.  
Refer to Note 16 – Debt for more information. 

78

 
 
 
 
 
 
 
 
BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

At each reporting date, management reviews the debt securities to determine if any loss in the value of a security below its 
amortized cost should be considered “other-than-temporary.”  For the evaluation, management determines whether it intends to 
sell, or if it is more likely than not that it will be required to sell, the securities.  This determination considers current and forecasted 
liquidity requirements, regulatory and capital requirements and the strategy for managing the Company’s securities portfolio.  For 
all impaired debt securities for which there was no intent or expected requirement to sell, the evaluation considers all available 
evidence to assess whether it is likely the amortized cost value will be recovered.  The Company also considers the nature of the 
securities, the credit rating or financial condition of the issuer, the extent and duration of the unrealized loss and market conditions.  
As of December 31, 2014, there were no unrealized losses related to debt securities that required management evaluation.

Equity Investments

The Company has certain unconsolidated international and domestic affiliates that are accounted for using the equity method.    

The equity method is applied in situations where the Company has the ability to exercise significant influence, but not control, 
over the investees. Management reviews equity investments for impairment whenever indicators are present suggesting that the 
carrying value  of  an investment is  not  recoverable.   The  following  items  are examples of  impairment indicators: significant, 
sustained declines in an investee’s revenue, earnings, and cash flow trends; adverse market conditions of the investee’s industry 
or geographic area; the investee’s inability to execute its operating plan; the investee’s ability to continue operations measured by 
several items, including liquidity; and other factors.  Once an impairment indicator is identified, management uses considerable 
judgment to determine if the decline in value is other than temporary, in which case the equity investment is written down to its 
estimated fair value, which could significantly adversely impact reported results of operations.  

In the fourth quarter of 2014, the Company determined that the fair value of its 36 percent investment in Bella-Veneet Oy 
(Bella), a Finnish boat manufacturer, had declined significantly as a result of the inability of the business to achieve profitability 
due to weak market conditions for its products, which has led to significant declines in revenue. The Company calculates fair 
value using the income approach described in the Goodwill and Other Intangibles section of Note 1 – Significant Accounting 
Policies.  As a result of performing its analysis, the Company determined that the book value of its investment exceeded its fair 
value and concluded that this decline in value was other than temporary. The Company recorded a $20.2 million charge during 
the fourth quarter of 2014 in order to reflect the fair value of the Company’s investment in Bella of $1.1 million.  This charge is 
reported as Impairment of equity method investment in the Consolidated Statements of Operations.  Management performed 
similar analyses in 2013 and 2012 and concluded that no impairment adjustments were required.

Refer to Note 10 – Financial Services for more details on the Company’s Brunswick Acceptance Company, LLC joint venture.  
The Company contributed $0.9 million and $0.8 million in 2014 and 2013, respectively, to fund a part ownership of Mercury 
Finance, a joint venture between Brunswick's Mercury Marine division and Allied Credit, an Australian-based finance company. 
The Company did not make any contributions to its other joint ventures in 2012.

Brunswick did not receive any dividends from its unconsolidated affiliates in 2014 or 2012, but did receive $0.3 million of 

dividends in the year ended December 31, 2013.

The Company's sales to and purchases from its equity investments, along with the corresponding receivables and payables, 
were not material to the Company's overall results of operations for the years ended December 31, 2014, 2013, and 2012, or its 
financial position as of December 31, 2014 and 2013.

In December 2011, the Company announced plans to dissolve the Cummins MerCruiser Diesel Marine LLC joint venture 
between Brunswick's Mercury Marine division and Cummins Marine, a division of Cummins Inc. During the second quarter of 
2012, the joint venture ceased operations and began the liquidation process as the joint venture's business activities were transitioned 
to the parent companies.  The liquidation process was completed in 2013.

Note 10 – Financial Services 

The Company, through its Brunswick Financial Services Corporation (BFS) subsidiary, owns a 49 percent interest in a joint 
venture, Brunswick Acceptance Company, LLC (BAC).  CDF Ventures, LLC (CDFV), a subsidiary of GE Capital Corporation 
(GECC), owns the remaining 51 percent.  BAC commenced operations in 2003 and provides secured wholesale inventory floor-
plan financing to Brunswick’s boat and engine dealers.

In March 2013, the term of the BAC joint venture was extended through December 31, 2016.  The joint venture agreement 
contains provisions allowing for the renewal of the agreement or the purchase of the other party’s interest in the joint venture at 
the end of its term.  Alternatively, either partner may terminate the agreement at the end of its term.  In June 2014, the joint venture 

79

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

agreement was amended to adjust a financial covenant that was conformed to the maximum leverage ratio test contained in the 
Facility as described in Note 16 – Debt.  As of December 31, 2014, the Company was in compliance with the leverage ratio 
covenant under both the joint venture agreement and the Facility as described in Note 16 – Debt.

BAC is funded in part through a $1.0 billion secured borrowing facility from GE Commercial Distribution Finance Corporation 
(GECDF), which is in place through the term of the joint venture, and with equity contributions from both partners.  BAC also 
sells a portion of its receivables to a securitization facility, the GE Dealer Floorplan Master Note Trust, which is arranged by 
GECC.  The  sales  of  these  receivables  meet  the  requirements  of  a  “true  sale”  and  are  therefore  not  retained  on  the  financial 
statements of BAC.  The indebtedness of BAC is not guaranteed by the Company or any of its subsidiaries.  In addition, BAC is 
not responsible for any continuing servicing costs or obligations with respect to the securitized receivables.  Through June 28, 
2014, BFS and GECDF had an income sharing arrangement related to income generated from the receivables sold by BAC to the 
securitization facility.  The Company recorded this income in Other income, net, in the Consolidated Statements of Operations.  
Beginning July 1, 2014, BAC began recognizing all income related to securitized receivables at the time of sale to conform with 
a change in the structure of the securitization facility. The income sharing arrangement remained in place through December 31, 
2014 for assets securitized prior to July 1, 2014.

The Company considers BFS’s investment in BAC as an investment in a variable interest entity of which the Company is not 
the primary beneficiary.  To be considered the primary beneficiary, the Company must have the power to direct the activities of 
BAC that most significantly impact BAC’s economic performance and the Company must have the obligation to absorb losses or 
the right to receive benefits from BAC that could be potentially significant to BAC.  Based on a qualitative analysis performed 
by the Company, BFS did not meet the definition of a primary beneficiary.  As a result, BFS’s investment in BAC is accounted 
for by the Company under the equity method and is recorded as a component of Equity investments in its Consolidated Balance 
Sheets.  The Company records BFS’s share of income or loss in BAC based on its ownership percentage in the joint venture in 
Equity earnings (loss) in its Consolidated Statements of Operations.  BFS’s equity investment is adjusted monthly to maintain a 
49 percent interest in accordance with the capital provisions of the joint venture agreement.  The Company funds its investment 
in  BAC  through  cash  contributions  and  reinvested  earnings.  BFS’s  total  investment  in  BAC  at  December 31,  2014  and 
December 31, 2013 was $10.8 million and $11.2 million, respectively.

The Company’s maximum loss exposure relating to BAC is detailed as follows:

(in millions)

Investment
Repurchase and recourse obligations (A)
Liabilities (B)
Total maximum loss exposure

December 31,
2014

December 31,
2013

$

$

10.8

$

37.3
(1.6)
46.5

$

11.2
37.0
(1.4)
46.8

(A)  Repurchase and recourse obligations are off-balance sheet obligations provided by the Company for the Boat and Marine Engine segments, respectively, 
and are included within the Maximum Potential Obligations disclosed in Note 13 – Commitments and Contingencies.  Repurchase and recourse 
obligations are mainly related to a North American repurchase agreement with GECDF and could be reduced by repurchase activity occurring under 
other similar agreements with GECDF and affiliates.  The Company’s risk under these repurchase arrangements is partially mitigated by the value of 
the products repurchased as part of the transaction.  Amounts above exclude any potential recoveries from the value of the repurchased product.  The 
previously  reported  amount  of  $51.8  million  as  of  December  31,  2013,  reflects  repurchase  and  recourse  obligations  under  the  Company's  global 
repurchase agreement that was replaced in 2013 with the North American repurchase agreement described above. 

(B)  Represents accrued amounts for potential losses related to recourse exposure and the Company’s expected losses on obligations to repurchase products, 

after giving effect to proceeds anticipated to be received from the resale of these products to alternative dealers.

BFS recorded income related to the operations of BAC of $6.0 million, $3.7 million and $3.6 million for the years ended 
December 31, 2014, 2013 and 2012, respectively.  This income includes amounts earned by BFS under the aforementioned income 
sharing agreement. 

80

 
Note 11 – Goodwill and Other Intangibles 

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

A summary of changes in the Company's goodwill during the period ended December 31, 2014, by segment follows:

(in millions)
Marine Engine
Fitness
Total

December 31,
2013

$

$

20.8
270.9
291.7

$

$

Acquisitions

Impairments

Adjustments

December 31,
2014

8.8
—
8.8

$

$

— $
—
— $

(1.6) $
(2.0)
(3.6) $

28.0
268.9
296.9

A summary of changes in the Company's goodwill during the period ended December 31, 2013, by segment follows:

(in millions)
Marine Engine
Fitness
Total

December 31,
2012

$

$

21.1
270.6
291.7

$

$

Acquisitions

Impairments

Adjustments

December 31,
2013

— $
—
— $

— $
—
— $

(0.3) $
0.3
— $

20.8
270.9
291.7

Adjustments in 2014 and 2013 relate to the effect of foreign currency translation on goodwill denominated in currencies other 

than the U.S. dollar.  See Note 4 – Acquisitions for further details on the Company's acquisitions.

A summary of changes in the Company's trade names, included within Other intangibles, net on the Consolidated Balance 

Sheets during the period ended December 31, 2014, by segment follows:

(in millions)
Marine Engine
Boat
Fitness
Total

December 31,
2013

Acquisitions

Impairments

Adjustments

December 31,
2014

$

$

18.1
9.6
0.5
28.2

$

$

3.7
—
—
3.7

$

$

— $
—
—
— $

(0.3) $
(0.1)
—
(0.4) $

21.5
9.5
0.5
31.5

A summary of changes in the Company's trade names during the period ended December 31, 2013, by segment follows:

(in millions)
Marine Engine
Boat
Fitness
Total

December 31,
2012

Acquisitions

Impairments

Adjustments

December 31,
2013

$

$

18.1
9.6
0.5
28.2

$

$

— $
—
—
— $

— $
—
—
— $

— $
—
—
— $

18.1
9.6
0.5
28.2

Adjustments in 2014 primarily relate to the effect of foreign currency translation on trade names denominated in currencies 

other than the U.S. dollar.  See Note 4 – Acquisitions for further details on the Company's acquisitions. 

Other intangibles consist of the following: 

(in millions)
Amortized intangible assets:
  Customer relationships
  Other
     Total

December 31, 2014

December 31, 2013

Gross Amount

Accumulated
Amortization

Gross Amount

Accumulated
Amortization

$

$

234.8
15.7
250.5

$

$

(223.5) $
(13.0)
(236.5) $

227.6
14.0
241.6

$

$

(221.4)
(13.0)
(234.4)

Other  amortized  intangible  assets  include  patents,  non-compete  agreements  and  other  intangible  assets.    See  Note  4  – 
Acquisitions for further details on intangibles acquired during 2014.  Gross amounts and related accumulated amortization amounts 
include adjustments related to the impact of foreign currency translation.  Aggregate amortization expense for intangibles was 

81

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

$2.9 million, $2.7 million and $4.1 million for the years ended December 31, 2014, 2013 and 2012, respectively.  Estimated 
amortization expense for intangible assets is approximately $3 million for the year ending December 31, 2015, approximately $2 
million in 2016, approximately $2 million in 2017, approximately $2 million in 2018, and approximately $1 million in 2019.

Note 12 – Income Taxes

The sources of Earnings before income taxes were as follows: 

(in millions)
United States
Foreign

Earnings before income taxes

The Income tax provision (benefit) consisted of the following:

(in millions)
Current tax expense:

U.S. Federal
State and local
Foreign

Total current

Deferred tax expense (benefit):

U.S. Federal
State and local
Foreign

Total deferred

2014

2013

2012

$

$

$

242.9
45.0
287.9

2014

18.2
2.6
23.9
44.7

42.4
5.7
0.2
48.3

$

$

$

$

$

$

153.3
55.6
208.9

2013

32.4
5.8
18.3
56.5

(514.6)
(86.2)
(3.6)
(604.4)

111.8
44.2
156.0

2012

4.0
1.3
17.8
23.1

11.5
(0.4)
(2.8)
8.3

Income tax provision (benefit)

$

93.0

$

(547.9) $

31.4

82

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Temporary differences and carryforwards giving rise to deferred tax assets and liabilities at December 31, 2014 and 2013, 

were as follows:

(in millions)
Current deferred tax assets:
Product warranties
Sales incentives and discounts
Tax credit carryforwards
Other
Gross current deferred tax assets
Valuation allowance

Total net current deferred tax assets

Current deferred tax liabilities:
Other

Total current deferred tax liabilities

Total net current deferred tax assets

Non-current deferred tax assets:
Pension
Loss carryforwards
Tax credit carryforwards
Depreciation and amortization
Deferred compensation
Postretirement and postemployment benefits
Deferred revenue
Equity compensation
Other

Gross non-current deferred tax assets

Valuation allowance
  Total net non-current deferred tax assets

Non-current deferred tax liabilities:
Unremitted foreign earnings and withholding
State and local income taxes
Other

Total non-current deferred tax liabilities

$

$

$

2014

2013

$

$

$

40.7
28.3
57.2
98.7
224.9
(10.6)
214.3

(6.4)
(6.4)
207.9

131.5
68.4
35.0
51.0
29.5
22.0
24.7
22.3
16.4
400.8
(58.4)
342.4

(19.3)
(35.3)
(0.1)
(54.7)

44.0
26.7
—
83.6
154.3
(11.6)
142.7

(5.1)
(5.1)
137.6

107.8
93.1
163.2
53.8
27.6
24.3
16.6
19.4
15.1
520.9
(76.6)
444.3

(24.6)
(40.0)
(2.7)
(67.3)

Total net non-current deferred tax assets (liabilities)

$

287.7

$

377.0

Beginning in the third quarter of 2008, the Company maintained a full valuation allowance against certain deferred tax assets 
for federal and the majority of its state and foreign jurisdictions, having determined it was more likely than not that the deferred 
tax assets would not be realized.  The determination of recording and releasing valuation allowances against deferred tax assets 
is made, in part, pursuant to the Company's assessment as to whether it is more likely than not that the Company will generate 
sufficient future taxable income against which benefits of the deferred tax assets may or may not be realized.  Significant judgment 
is required in making estimates regarding the Company’s ability to generate income in future periods.  The Company continued 
to maintain valuation allowances through the third quarter of 2013 as there was insufficient positive evidence to overcome the 
substantial negative evidence of cumulative losses in periods preceding 2013.  

In the fourth quarter of 2013, the Company reached the conclusion that it was appropriate to release valuation allowance 
reserves against a significant portion of its federal deferred tax assets and against certain state deferred tax assets due to the sustained 
positive operating performance of its U.S. operations and the expectation of future taxable income.  Additionally, the Company 

83

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

achieved a cumulative three year income position domestically, reached four consecutive quarters of positive pre-tax operating 
earnings,  and  completed  its  near-  and  mid-term  business  plans,  all  of  which  were  significant  positive  factors  that  overcame 
substantive prior negative evidence.  The Company also considered forecasts of future operating results and utilization of net 
operating losses and tax credits prior to their expiration.  Reversal of deferred tax asset valuation allowances also were recorded 
in the fourth quarter of 2013 for business units located in Norway and Sweden.  As a result, the Company recorded a $599.5 million 
reversal of its deferred tax asset valuation allowance reserves in the fourth quarter of 2013 after determining it was more likely 
than not that certain deferred tax assets would be realized. The Company's remaining valuation allowance reserves at December 
31, 2013 in the U.S. primarily related to capital loss carryforwards, non-amortizable intangibles, and various state operating loss 
carryforwards  and  state  tax  credits  that  are  subject  to  rules  which  may  limit  future  utilization,  as  well  as  for  certain  foreign 
jurisdictions, including Brazil, Portugal and Spain.

During the third quarter of 2014, the Company completed the sale of its retail bowling business. This transaction is expected 
to generate capital gains for tax purposes allowing the Company to utilize all of its capital loss carryforwards. Therefore, during 
the third quarter of 2014, the Company recorded a $9.5 million reversal of its deferred tax asset valuation allowance reserves 
related to capital loss carryforwards, which has been reflected as a tax benefit reported in Note 2 – Discontinued Operations. 

At December 31, 2014, the Company had a total valuation allowance against its deferred tax assets of $69.0 million, of which 
$10.6 million was classified as current and $58.4 million as non-current. The remaining realizable value of deferred tax assets at 
December 31, 2014 was determined by evaluating the potential to recover the value of these assets through the utilization of tax 
loss and credit carrybacks, the reversal of existing taxable temporary differences, certain tax planning strategies and future taxable 
income exclusive of reversing temporary differences and carryforwards.  At December 31, 2014, the Company retained valuation 
allowance reserves of $59.5 million against deferred tax assets in the U.S. primarily related to non-amortizable intangibles and 
various state operating loss carryforwards and state tax credits that are subject to restrictive rules for future utilization, and valuation 
allowances of about $9.5 million for deferred tax assets related to foreign jurisdictions, primarily for Brazil and Portugal.

At December 31, 2014, the tax benefit of loss carryovers totaling $72.1 million were available to reduce future tax liabilities.   
This deferred tax asset was comprised of $59.9 million for the tax benefit of state net operating loss (NOL) carryforwards and, 
$12.2 million for the tax benefit of foreign NOL carryforwards. NOL carryforwards of $63.4 million expire at various intervals 
between the years 2015 and 2033, while $8.7 million have an unlimited life.

At December 31, 2014, tax credit carryforwards totaling $95.7 million were available to reduce future tax liabilities.  This 
deferred tax asset was comprised of $63.6 million related to general business credits and other miscellaneous federal credits, and 
$32.1 million of various state tax credits related to research and development, capital investment and job incentives.  The above 
credits expire at various intervals between the years 2015 and 2034.

The Company has historically provided deferred taxes for the presumed ultimate repatriation to the U.S. of earnings from 
most of its non-U.S. subsidiaries and unconsolidated affiliates.  As of December 31, 2013, the indefinite reversal criterion had 
been applied to certain entities and allowed the Company to overcome that presumption to the extent the earnings were to be 
indefinitely reinvested outside the United States.  As of January 1, 2014, the Company determined that the indefinite reinvestment 
assertion should be applied to certain additional non-U.S. subsidiaries' earnings for only 2014 and future years which will be 
considered indefinitely reinvested.  Accordingly, no deferred income taxes have been provided as of December 31, 2014 on the 
applicable undistributed earnings of the non-U.S. subsidiaries where the indefinite reinvestment assertion has been applied.  The 
Company had undistributed earnings of foreign subsidiaries of $65.0 million and $26.1 million at December 31, 2014 and 2013, 
respectively, for which deferred taxes have not been provided as such earnings are presumed to be indefinitely reinvested in the 
foreign subsidiaries. If at some future date these earnings cease to be indefinitely reinvested and are repatriated, the Company 
may be subject to additional U.S. income taxes and foreign withholding and other taxes on such amounts.  The Company continues 
to provide deferred taxes, as required, on the undistributed net earnings of foreign subsidiaries and unconsolidated affiliates that 
are not deemed to be indefinitely reinvested in operations outside the United States.  

As of December 31, 2014, 2013 and 2012 the Company had $5.1 million, $6.3 million and $27.8 million of gross unrecognized 
tax benefits, including interest, respectively.  Of these amounts, $5.0 million, $5.9 million, and $26.8 million, respectively, represent 
the portion that, if recognized, would impact the Company's tax provision and the effective tax rate.

 The Company recognizes interest and penalties related to unrecognized tax benefits in income tax expense.  As of December 
31, 2014, 2013 and 2012 the Company had $0.3 million, $0.3 million and $3.1 million accrued for the payments of interest, 
respectively, and no amounts accrued for penalties.

84

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The following is a reconciliation of the total amounts of unrecognized tax benefits excluding interest and penalties for the 

2014 and 2013 annual reporting periods:

(in millions)
Balance at January 1
Gross increases - tax positions prior periods
Gross decreases - tax positions prior periods
Gross increases - current period tax positions
Decreases - settlements with taxing authorities
Reductions - lapse of statute of limitations
Other
Balance at December 31

2014

2013

6.0
0.5
(0.4)
0.7
(0.7)
(1.2)
(0.1)
4.8

$

$

24.7
3.8
(4.3)
1.1
(8.0)
(11.4)
0.1
6.0

$

$

The Company believes it is reasonably possible that the total amount of gross unrecognized tax benefits as of December 31, 
2014 could decrease by approximately $0.3 million in 2015 due to settlements with taxing authorities or lapses in the statue of 
limitations.  Due to the various jurisdictions in which the Company files tax returns and the uncertainty regarding the timing of 
the settlement of tax audits, it is possible that there could be other significant changes in the amount of unrecognized tax benefits 
in 2015, but the amount cannot be estimated.

The Company is regularly audited by federal, state and foreign tax authorities.  The Internal Revenue Service (IRS) has 
completed its field examination and has issued its Revenue Agents Report for 2010 and all open issues have been resolved. The 
IRS is currently examining the Company's taxable years 2011 and 2012.  Primarily as a result of filing amended returns, which 
were generated by the closing of federal income tax audits, the Company is still open to state and local tax audits in major tax 
jurisdictions dating back to the 2004 taxable year.  Following the completion in 2013 of the 2002 through 2007 Germany tax audit,  
the Company is no longer subject to income tax examinations by any major foreign tax jurisdiction for years prior to 2008.

The difference between the actual income tax provision (benefit) and the tax provision computed by applying the statutory 

Federal income tax rate to Earnings before income taxes is attributable to the following:

(in millions)
Income tax provision at 35 percent
State and local income taxes, net of Federal income tax effect
Deferred tax asset valuation allowance
Income attributable to domestic production activities
Impairment of equity method investment
Change in estimates related to prior years and prior years amended tax return filings
Federal and state tax credits
Taxes related to foreign income, net of credits
Taxes related to unremitted earnings
Tax reserve reassessment
Deferred tax reassessment
Other

Actual income tax provision (benefit)

$

2014
$ 100.7
6.4
(7.6)
(8.8)
4.0

(1.4)
(7.6)
5.2
(5.5)
(0.3)
3.5
4.4
93.0

2013

2012

$

73.1
2.5
(595.2)
(3.8)
—
3.3
(14.7)
2.3
(5.3)
(12.8)
(1.6)
4.3
(547.9) $

54.6
(0.6)
(25.0)
(2.8)
—
(1.8)
(0.3)
6.6
(3.4)
3.7
(0.6)
1.0
31.4

$

$

Effective tax rate

NM = Not meaningful

32.3%

NM

20.1%

85

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Income tax provision (benefit) allocated to continuing operations and discontinued operations for the years ended December 

31 was as follows:

(in millions)
Continuing operations
Discontinued operations
Total tax provision (benefit)

Note 13 – Commitments and Contingencies 

Financial Commitments

2014

2013

2012

$

$

93.0
11.0
104.0

$

$

(547.9) $
(0.1)
(548.0) $

31.4
2.9
34.3

The Company has entered into guarantees of indebtedness of third parties, primarily in connection with customer financing 
programs.  Under these arrangements, the Company has guaranteed customer obligations to the financial institutions in the event 
of customer default, generally subject to a maximum amount that is less than total obligations outstanding.  The Company has 
also extended guarantees to third parties that have purchased customer receivables from Brunswick and, in certain instances, has 
guaranteed secured term financing of its customers.  Potential payments in connection with these customer financing arrangements 
generally extend over several years.  The potential cash obligations associated with these customer financing arrangements as of 
December 31, 2014 and December 31, 2013 were:

(in millions)
Marine Engine
Boat
Fitness
Total

Single Year Obligation

Maximum Obligation

2014

2013

2014

2013

$

$

2.6
3.7
24.6
30.9

$

$

8.8
3.1
24.4
36.3

$

$

2.6
3.7
29.5
35.8

$

$

8.8
3.1
28.9
40.8

In  most  instances,  upon  repurchase  of  the  receivable  or  note,  the  Company  receives  rights  to  the  collateral  securing  the 
financing.  The Company’s risk under these arrangements is partially mitigated by the value of the collateral that secures the 
financing.  The  Company  had  $1.2  million  and  $1.5  million  accrued  for  potential  losses  related  to  recourse  exposure  at 
December 31, 2014 and December 31, 2013, respectively.

The Company has also entered into arrangements with third-party lenders where it has agreed, in the event of a default by the 
customer, to repurchase from the third-party lender those Brunswick products repossessed from the customer.  These arrangements 
are typically subject to a maximum repurchase amount. The potential cash payments the Company could be required to make to 
repurchase collateral as of December 31, 2014 and December 31, 2013 were:

(in millions)

Marine Engine
Boat

Fitness

Total

$

$

Single Year Obligation

Maximum Obligation

2014

2013

2014

2013

1.5

$

$

1.5

$

2.2
62.5

0.3

$

65.0

$

54.9
0.4

56.8

54.9
0.4

56.8

$

2.2
62.5

0.3

65.0

The Company’s risk under these repurchase arrangements is partially mitigated by the value of the products repurchased as 
part of the transaction.  The Company had $1.2 million and $1.7 million accrued for potential losses related to repurchase exposure 
at December 31, 2014 and December 31, 2013, respectively.  The Company’s repurchase accrual represents the expected losses 
that could result from obligations to repurchase products, after giving effect to proceeds anticipated to be received from the resale 
of those products to alternative dealers.

The Company has recorded its estimated net liability associated with losses from these guarantee and repurchase obligations 
on  its  Consolidated  Balance  Sheets  based  on  historical  experience  and  current  facts  and  circumstances.  Historical  cash 
requirements and losses associated with these obligations have not been significant, but could increase if dealer defaults exceed 
current expectations.

86

 
 
 
BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The Company has accounts receivable sale arrangements with third parties which are included in the guarantee arrangements 
discussed above.  The Company treats the sale of receivables in which the Company retains an interest as a secured obligation as 
the transfers of the receivables under these arrangements do not meet the requirements of a “true sale.”  Accordingly, the current 
portion of these arrangements of $23.7 million and $36.2 million was recorded in Accounts and notes receivable and Accrued 
expenses as of December 31, 2014 and December 31, 2013, respectively.  Further, the long-term portion of these arrangements 
of $19.6 million and $18.9 million as of December 31, 2014 and December 31, 2013, respectively, was recorded in Other long-
term assets and Other long-term liabilities.

Financial institutions have issued standby letters of credit and surety bonds conditionally guaranteeing obligations on behalf 
of the Company totaling $8.0 million and $12.6 million, respectively, as of December 31, 2014.  A large portion of these standby 
letters of credit and surety bonds are related to the Company’s self-insured workers’ compensation program as required by its 
insurance companies and various state agencies.  The Company has recorded reserves to cover the anticipated liabilities associated 
with these programs.  Under certain circumstances, such as an event of default under the Company’s revolving credit facility, or, 
in the case of surety bonds, a ratings downgrade, the Company could be required to post collateral to support the outstanding 
letters of credit and surety bonds.  The Company is not required to post letters of credit as collateral against surety bonds as of 
December 31, 2014.

The Company has a collateral trust arrangement with insurance carriers and a trustee bank.  The trust is owned by the Company, 
but  the  assets  are  pledged  as  collateral  against  workers’  compensation  related  obligations  in  lieu  of  other  forms  of  collateral 
including letters of credit.  In connection with this arrangement, the Company had $15.6 million and $6.5 million of cash in the 
trust  at  December  31,  2014  and  December  31,  2013,  respectively,  which  was  classified  as  Restricted  cash  in  the  Company's 
Consolidated Balance Sheets. In 2014, the Company made net transfers of $9.1 million to the trust related to an increase in annual 
collateral requirements for the current policy year net of canceled letters of credit which had previously provided collateral against 
these obligations.  In 2013, the insurance carrier reduced the required collateral amount, which resulted in a $6.5 million net 
transfer out of the trust. 

Product Warranties

The Company records a liability for product warranties at the time revenue is recognized.  The liability is estimated using 
historical warranty experience, projected claim rates and expected costs per claim.  The Company adjusts its liability for specific 
warranty matters when they become known and the exposure can be estimated.  The Company’s warranty liabilities are affected 
by product failure rates as well as material usage and labor costs incurred in correcting a product failure.  If actual costs differ 
from estimated costs, the Company must make a revision to the warranty liability.  Changes in the Company's warranty liabilities 
due to improvements in the Company's experience and adjustments related to changes in estimates are included as Aggregate 
changes for preexisting warranties presented in the table below and prior year amounts have been reclassified to conform to the 
current period presentation. 

The  following  activity  related  to  product  warranty  liabilities  was  recorded  in Accrued  expenses  during  the  years  ended 

December 31, 2014 and December 31, 2013:

(in millions)

Balance at beginning of period

Payments made

Provisions/additions for contracts issued/sold

Aggregate changes for preexisting warranties

Balance at end of period

2014

2013

$

$

119.6
(55.2)
64.7
(18.5)
110.6

$

$

126.2
(63.1)
69.6
(13.1)
119.6

Additionally, end users of the Marine Engine, Boat and Fitness segments' products may purchase a contract from the Company 
that extends product warranty beyond the standard period.  For certain extended warranty contracts in which the  Company retains 
the warranty or administration obligation, a deferred liability is recorded based on the aggregate sales price for contracts sold.  The 
deferred liability is reduced and revenue is recognized on a straight-line basis over the contract period during which costs are 
expected to be incurred.  Deferred revenue associated with contracts sold by the Company that extend product protection beyond 
the standard product warranty period, not included in the table above, was $72.6 million and $66.8 million at December 31, 2014 
and December 31, 2013, respectively, and is recorded in Accrued expenses and Other long-term liabilities.

87

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Legal and Environmental

The Company accrues for litigation exposure when it is probable that future costs will be incurred and such costs can be 
reasonably estimated. Adjustments to estimates are recorded in the period the adjustments are identified. Management does not 
believe that there is a reasonable possibility that a material loss exceeding the amounts already recognized for the Company’s 
litigation claims and matters, if any, has been incurred. However, the ultimate resolutions of these proceedings and matters are 
inherently unpredictable. As such, our financial condition and results of operations could be adversely affected in any particular 
period by the unfavorable resolution of one or more of these proceedings or matters. 

Environmental Matters

The Company is involved in certain legal and administrative proceedings under the Comprehensive Environmental Response, 
Compensation and Liability Act of 1980 and other federal and state legislation governing the generation and disposal of certain 
hazardous wastes.  These proceedings, which involve both on- and off-site waste disposal or other contamination, in many instances 
seek compensation or remedial action from the Company as a waste generator under Superfund legislation, which authorizes 
action regardless of fault, legality of original disposition or ownership of a disposal site.  The Company has established reserves 
based on a range of cost estimates for all known claims.

The environmental remediation and clean-up projects in which the Company is involved have an aggregate estimated range 
of exposure of approximately $39.9 million to $70.5 million as of December 31, 2014.  At December 31, 2014 and 2013, the 
Company had reserves for environmental liabilities of $39.9 million and $42.2 million, respectively, reflected in Accrued expenses 
and Other long-term liabilities in the Consolidated Balance Sheets.  The Company recorded environmental provisions of $1.0 
million, $0.5 million and $0.9 million for the years ended December 31, 2014, 2013 and 2012, respectively.

The Company accrues for environmental remediation-related activities for which commitments or clean-up plans have been 
developed and for which costs can be reasonably estimated.  All accrued amounts are generally determined in consultation with 
third-party experts on an undiscounted basis and do not consider recoveries from third parties until such recoveries are realized.  
In light of existing reserves, the Company's environmental claims, when finally resolved, are not expected, in the opinion of 
management, to have a material adverse effect on the Company's consolidated financial position, results of operations or cash 
flows.

Note 14 – Financial Instruments 

The Company operates globally with manufacturing and sales facilities in various locations around the world.  Due to the 
Company’s global operations, the Company engages in activities involving both financial and market risks.  The Company utilizes 
normal operating and financing activities, along with derivative financial instruments, to minimize these risks.

Derivative Financial Instruments.  The Company uses derivative financial instruments to manage its risks associated with 
movements in foreign currency exchange rates, interest rates and commodity prices.  Derivative instruments are not used for 
trading or speculative purposes.  For certain derivative contracts, on the date a derivative contract is entered into, the Company 
designates the derivative as a hedge of a forecasted transaction (cash flow hedge).  The Company formally documents its hedge 
relationships, including identification of the hedging instruments and the hedged items, as well as its risk management objectives 
and strategies for undertaking the hedge transaction.  This process includes linking derivatives that are designated as hedges to 
specific forecasted transactions.  The Company also assesses, both at the hedge’s inception and monthly thereafter, whether the 
derivatives used in hedging transactions are highly effective in offsetting the changes in the anticipated cash flows of the hedged 
item.  If the hedging relationship ceases to be highly effective, or it becomes probable that a forecasted transaction is no longer 
expected to occur, gains and losses on the derivative are recorded in Cost of sales or Interest expense as appropriate.  There were 
no material adjustments as a result of ineffectiveness to the results of operations for the years ended December 31, 2014, 2013 
and 2012.  The fair value of derivative financial instruments is determined through market-based valuations and may not be 
representative of the actual gains or losses that will be recorded when these instruments mature due to future fluctuations in the 
markets  in  which  they  are  traded.  The  effects  of  derivative  and  financial  instruments  are  not  expected  to  be  material  to  the 
Company’s financial position or results of operations when considered together with the underlying exposure being hedged.  Use 
of derivative financial instruments exposes the Company to credit risk with its counterparties when the fair value of a derivative 
contract is an asset.  The Company mitigates this risk by entering into derivative contracts with highly rated counterparties.  The 
maximum amount of loss due to counterparty credit risk is limited to the asset value of derivative financial instruments.

Cash Flow Hedges.  The Company enters into certain derivative instruments that are designated and qualify as cash flow 
hedges.  The Company executes both forward and option contracts, based on forecasted transactions, to manage foreign exchange 

88

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

exposure mainly related to inventory purchase and sales transactions.  The Company also enters into commodity swap agreements, 
based on anticipated purchases of aluminum, copper and natural gas, to manage risk related to price changes.  From time-to-time, 
the Company enters into forward starting interest rate swaps to hedge the interest rate risk associated with the anticipated issuance 
of debt.

A cash flow hedge requires that as changes in the fair value of derivatives occur, the portion of the change deemed to be 
effective is recorded temporarily in Accumulated other comprehensive loss, an equity account, and reclassified into earnings in 
the same period or periods during which the hedged transaction affects earnings.  As of December 31, 2014, the term of derivative 
instruments hedging forecasted transactions ranged from one to 20 months. 

The following activity related to cash flow hedges was recorded in Accumulated other comprehensive loss as of December 

31:

(in millions)
Beginning balance
Net change in value of outstanding hedges
Net amount recognized into earnings (loss)
Ending balance

Accumulated Unrealized Derivative
Gains (Losses)

2014

2013

Pretax

After-tax

Pretax

After-tax

$

$

(7.5) $
6.5
2.2
1.2

$

(11.3) $
4.4
1.4
(5.5) $

(7.3) $
(4.5)
4.3
(7.5) $

(10.7)
(5.3)
4.7
(11.3)

Fair Value Hedges.  From time-to-time, the Company enters into fixed-to-floating interest rate swaps to convert a portion of 
the Company's long-term debt from fixed to floating rate debt.  An interest rate swap is entered into with the expectation that the 
change in the fair value of the interest rate swap will offset the change in the fair value of the debt instrument attributable to changes 
in the benchmark interest rate. Each period, the change in the fair value of the interest rate swap asset or liability is recorded in 
debt. 

Other Hedging Activity.  The Company has entered into certain foreign currency forward contracts that have not been designated 
as a hedge for accounting purposes.  These contracts are used to manage foreign currency exposure related to changes in the value 
of assets or liabilities caused by changes in foreign exchange rates.  The change in the fair value of the foreign currency derivative 
contract and the corresponding change in the fair value of the asset or liability of the Company are both recorded through earnings, 
each period as incurred. 

Foreign Currency.  The Company enters into forward and option contracts to manage foreign exchange exposure related to 
forecasted transactions, and assets and liabilities that are subject to risk from foreign currency rate changes.  These exposures 
include: product costs; revenues and expenses; associated receivables and payables; intercompany obligations and receivables; 
and other related cash flows.

Forward exchange contracts outstanding at December 31, 2014 and December 31, 2013 had notional contract values of $153.5 
million and $158.0 million, respectively.  Option contracts outstanding at December 31, 2014 and December 31, 2013, had notional 
contract values of $87.0 million and $60.9 million, respectively.  The forward and options contracts outstanding at December 31, 
2014, mature during 2015 and mainly relate to the Euro, Canadian dollar,  Japanese yen, Brazilian real, British pound, Australian 
dollar, Swedish krona, Mexican peso, Norwegian krone and New Zealand dollar.   As of December 31, 2014, the Company estimates 
that during the next 12 months, it will reclassify approximately $5.3 million of net gains (based on current rates) from Accumulated 
other comprehensive loss to Cost of sales.

Interest Rate.  In the second quarter of 2014, the Company entered into fixed-to-floating interest rate swaps to convert a 
portion of the Company's long-term debt from fixed to floating rate debt.  As of December 31, 2014, the outstanding swaps had 
notional contract values of $200.0 million, of which $150.0 million correspond to the Company's 4.625 percent Senior notes due 
2021 and $50.0 million correspond to the Company's 7.375 percent Debentures due 2023.  There were no fixed-to-floating interest 
rate swaps outstanding as of December 31, 2013.  These instruments have been designated as fair value hedges, with the fair 
market value recorded in long-term debt as discussed in Note 16 – Debt.

89

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The Company also enters into forward starting interest rate swaps from time to time to hedge the interest rate risk associated 
with  anticipated  debt  issuances.    There  were  no  forward  starting  interest  rate  swaps  outstanding  at  December 31,  2014  and 
December 31, 2013.  In connection with the issuance of $150.0 million of 4.625 percent Senior notes due 2021, in May 2013, the 
Company terminated the $100.0 million notional value forward starting interest swaps, which resulted in a net deferred loss of 
$5.8 million, which was recorded as a component of Accumulated other comprehensive loss and is being amortized to interest 
expense over the life of the related debt. 

As of December 31, 2014  and  December 31, 2013, the Company had $5.2 million and $5.3 million, respectively, of net 
deferred losses associated with all forward starting interest rate swaps, which were included in Accumulated other comprehensive 
loss.  These amounts include gains deferred on forward starting interest rate swaps terminated in July 2006, net of losses deferred 
on forward starting swaps terminated in August 2008 and the forward starting swaps terminated in May 2013 discussed above.  In 
the second quarter of 2013, the Company recognized $1.1 million of income associated with the gains originally deferred in 
Accumulated other comprehensive loss resulting from the difference between the amount of new debt issued and the original 
notional value of swaps terminated in July 2006.  As of December 31, 2014, the Company estimates that during the next 12 months, 
it  will  reclassify  approximately  $0.1  million  of  net  losses  resulting  from  settled  forward  starting  interest  rate  swaps  from 
Accumulated other comprehensive loss to Interest expense.

Commodity Price.  The Company uses commodity swaps to hedge anticipated purchases of aluminum, copper and natural 
gas.  Commodity swap contracts outstanding at December 31, 2014 and December 31, 2013 had notional contract values of $22.9 
million and $26.2 million, respectively.  The contracts outstanding mature through 2016.  The amount of gain or loss associated 
with the change in fair value of these instruments is deferred in Accumulated other comprehensive loss and recognized in Cost of 
sales in the same period or periods during which the hedged transaction affects earnings.  As of December 31, 2014, the Company 
estimates that during the next 12 months it will reclassify approximately $1.0 million in net gains (based on current prices) from 
Accumulated other comprehensive loss to Cost of sales.

As of December 31, 2014, the fair values of the Company’s derivative instruments were:

(in millions)

Instrument

Balance Sheet Location

Fair Value Balance Sheet Location

Fair Value

Derivative Assets

Derivative Liabilities

Derivatives Designated as Cash Flow Hedges

Foreign exchange contracts
Commodity contracts
Total

Derivatives Designated as Fair Value Hedges

Interest rate contracts
Total

Other Hedging Activity

Foreign exchange contracts
Total

Prepaid expenses and other
Prepaid expenses and other

Prepaid expenses and other

Prepaid expenses and other

$

$

$
$

$

$

5.9 Accrued expenses
0.3 Accrued expenses
6.2

3.9 Accrued expenses
3.9

1.0 Accrued expenses

1.0

$

$

$
$

$

$

1.5
0.7
2.2

1.3
1.3

0.1

0.1

90

 
 
 
 
 
 
BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

As of December 31, 2013, the fair values of the Company’s derivative instruments were:

(in millions)

Instrument

Balance Sheet Location

Fair Value Balance Sheet Location

Fair Value

Derivative Assets

Derivative Liabilities

Derivatives Designated as Cash Flow Hedges

Foreign exchange contracts

Commodity contracts
Total

Other Hedging Activity

Foreign exchange contracts
Total

Prepaid expenses and other

Prepaid expenses and other

 Prepaid expenses and other

$

$

$

$

2.5 Accrued expenses

0.0 Accrued expenses

2.5

0.1 Accrued expenses

0.1

$

$

$

$

2.3

1.2

3.5

0.9

0.9

The effect of derivative instruments on the Consolidated Statements of Operations for the year ended December 31, 2014 

was: 

(in millions)

Derivatives Designated as Cash Flow Hedging Instruments

Interest rate contracts
Foreign exchange contracts
Commodity contracts
Total

Amount of Gain (Loss) on
Derivatives Recognized in
Accumulated Other
Comprehensive Loss
(Effective Portion)

Location of Gain (Loss)
Reclassified from
Accumulated Other
Comprehensive Loss into
Earnings (Effective Portion)

Amount of Gain (Loss) 
Reclassified from 
Accumulated Other 
Comprehensive Loss into 
Earnings (Effective 
Portion)

$

$

—
5.9
0.6
6.5

Interest expense
Cost of sales
Cost of sales

$

$

(0.1)
(0.2)
(1.9)
(2.2)

Derivatives Designated as Fair Value Hedging Instruments

Interest rate contracts
Total

Location of Gain (Loss) on Derivatives
Recognized in Earnings 

Interest expense

Amount of Gain (Loss) on
Derivatives Recognized in
Earnings

$
$

2.5
2.5

Other Hedging Activity

Foreign exchange contracts

Foreign exchange contracts

Total

Location of Gain (Loss) on Derivatives
Recognized in Earnings 

Amount of Gain (Loss) on
Derivatives Recognized in
Earnings

Cost of sales

Other income, net

$

$

0.1

1.0

1.1

91

 
 
 
 
 
 
 
 
BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The effect of derivative instruments on the Consolidated Statements of Operations for the year ended December 31, 2013 

was:

(in millions)

Derivatives Designated as Cash Flow Hedging Instruments

Interest rate contracts
Foreign exchange contracts

Commodity contracts

Total

Other Hedging Activity

Foreign exchange contracts
Foreign exchange contracts
Total

Amount of Gain (Loss) on
Derivatives Recognized in
Accumulated Other
Comprehensive Loss
(Effective Portion)

Location of Gain (Loss)
Reclassified from
Accumulated Other
Comprehensive Loss into
Earnings (Effective Portion)

Amount of Gain (Loss) 
Reclassified from 
Accumulated Other 
Comprehensive Loss into 
Earnings (Effective 
Portion)

$

$

Interest expense
Cost of sales

Cost of sales

(0.2)
(0.4)
(3.9)
(4.5)

$

$

1.4
(3.0)
(2.7)
(4.3)

Location of Gain (Loss) on Derivatives
Recognized in Earnings 

Amount of Gain (Loss) on
Derivatives Recognized in
Earnings

Cost of sales
Other income, net

$

$

(0.9)
(0.1)
(1.0)

Concentration of Credit Risk.  The Company enters into financial instruments and invests a portion of its cash reserves in 
marketable debt securities with banks and investment firms with which the Company has business relationships, and regularly 
monitors the credit ratings of its counterparties.  The Company sells a broad range of recreational products to a worldwide customer 
base and extends credit to its customers based upon an ongoing credit evaluation program.  The Company’s business units maintain 
credit organizations to manage financial exposure and perform credit risk assessments on an individual account basis.  Accounts 
are not aggregated into categories for credit risk determinations.  There are no concentrations of credit risk resulting from accounts 
receivable that are considered material to the Company’s financial position.  Refer to Note 8 – Financing Receivables for more 
information.

Fair Value of Other Financial Instruments.  The carrying values of the Company’s short-term financial instruments, including 
cash and cash equivalents, accounts and notes receivable and short-term debt, including current maturities of long-term debt, 
approximate their fair values because of the short maturity of these instruments.  At December 31, 2014 and 2013, the fair value 
of the Company’s long-term debt was approximately $460.2 million and $461.6 million, respectively, and was determined using 
Level 1 and Level 2 inputs described in Note 7 – Fair Value Measurements, including quoted market prices or discounted cash 
flows based on quoted market rates for similar types of debt.  The carrying value of long-term debt, including current maturities, 
was $455.7 million and $459.8 million as of December 31, 2014 and December 31, 2013, respectively.

92

 
 
BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Note 15 – Accrued Expenses 

Accrued Expenses at December 31, 2014 and 2013 were as follows: 

(in millions)
Compensation and benefit plans
Product warranties
Sales incentives and discounts
Deferred revenue and customer deposits
Insurance reserves
Secured obligations, repurchase and recourse
Environmental reserves
Interest
Real, personal and other non-income taxes
Derivatives
Other

Total accrued expenses

Note 16 – Debt 

2014

2013

$

$

147.7
110.6
90.0
57.7
42.8
26.1
10.1
8.4
7.9
3.6
56.6
561.5

$

$

144.2
119.6
83.1
45.4
31.8
39.4
7.5
8.4
9.8
4.4
35.8
529.4

Long-term debt at December 31, 2014 and December 31, 2013 consisted of the following:

(in millions)

2014

2013

Notes, 7.125% due 2027, net of discount of $0.5 and $0.5
Senior notes, currently 4.625%, due 2021(A)
Debentures, 7.375% due 2023, net of discount of $0.2 and $0.2(A)
Loan with Fond du Lac County Economic Development Corporation, 2.0% due 2021, net of
discount of $5.2 and $5.9
Notes, various up to 5.892% payable through 2022
Total long-term debt
Current maturities of long-term debt
Long-term debt, net of current maturities

$

162.7

$

150.5

104.1

32.5

5.9

455.7
(5.5)
450.2

$

$

162.7
150.0
103.7

36.8
6.6
459.8
(6.4)
453.4

(A) Included in Senior notes, 4.625% due 2021 and Debentures, 7.375% due 2023 at December 31, 2014, is the estimated aggregate fair value related to the 

fixed-to-floating interest rate swaps as discussed in Note 14 – Financial Instruments.

Scheduled maturities, net of discounts:

(in millions)

2015

2016

2017

2018

2019

Thereafter

Total long-term debt including current maturities

$

$

5.5

5.9

5.9

5.9

6.1

426.4

455.7

In June 2014, the Company amended and restated the five-year $300.0 million secured, asset-based borrowing facility it 
entered into during March 2011 and converted it into a five-year $300.0 million secured facility (Facility) which is in effect through 
2019.  Under the terms of the agreement, the security was released as of December 26, 2014.  As of December 31, 2014, available 
borrowing capacity totaled $294.1 million, net of $5.9 million of letters of credit outstanding under the Facility.  The Company 
has the ability to issue up to $100.0 million in letters of credit under the Facility.  The Company had no borrowings under the 
Facility during the year ended December 31, 2014.  The Company initially paid a facility fee of 25.0 basis points per annum, 

93

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

however in August 2014, the fee was adjusted to 20.0 basis points per annum based on the Company's leverage ratio.  Once the 
Company achieves the Investment Grade Release Conditions, the facility fee per annum will be within a range of 12.5 to 35.0 
basis points based on the Company's credit rating. The Investment Grade Release Conditions are defined as the date upon which 
the Company receives an investment grade credit rating by either Standard & Poor's or Moody's and meets the leverage ratio 
requirements of less than or equal to 2.25:1.00 for the prior two fiscal quarters.  Under the terms of the Facility, the Company has 
two borrowing options, including borrowing at a rate tied to adjusted LIBOR plus a spread of 130.0 basis points or a base rate 
plus a margin of 30.0 basis points. The rates are determined by a leverage ratio, with a range of 130.0 to 190.0 basis points for 
LIBOR rate borrowings and a range of 30.0 to 90.0 basis points for base rate borrowings, until the occurrence of the Investment 
Grade Release Conditions, on and after which the rate will be determined by the Company’s credit ratings, with a range of 100.0 
to 190.0 basis points for LIBOR rate borrowings and a range of 0.0 to 90.0 basis points for base rate borrowings.

The Company is required to maintain compliance with two financial covenants included in the Facility - a minimum interest 
coverage ratio and a maximum leverage ratio.  The minimum interest coverage ratio, as defined in the agreement, is not permitted 
to be less than 3.50 to 1.00. The maximum leverage ratio, as defined in the agreement, is not permitted to be more than 3.00 to 
1.00, unless the Company completes an acquisition of more than $100.0 million, which increases the maximum leverage ratio to 
3.25 to 1.00 for the twelve months following the acquisition. As of December 31, 2014, the Company was in compliance with 
these two financial covenants in the Facility. 

In May 2013, the Company completed an offering of $150.0 million aggregate principal amount of 4.625 percent Senior notes 
due 2021 under a private offering to qualified institutional buyers in accordance with Rule 144A, and to persons outside the U.S. 
pursuant to Regulation S, under the Securities Act of 1933, as amended.  Interest on the notes is payable semi-annually on May 
15 and November 15 of each year, starting on November 15, 2013.  The Company has the option to redeem some or all of the 
notes prior to maturity.  The proceeds from this offering and cash on hand, including the proceeds from the liquidation of the 
Company's marketable securities, were used to repurchase $249.8 million of the Company's outstanding 11.250 percent Senior 
Secured Notes due 2016.  In connection with this repurchase, the Company recorded a Loss on early extinguishment of debt in 
the Consolidated Statements of Operations of $32.3 million during the second quarter 2013. 

As provided under the terms of its loan agreement with the Fond du Lac County Economic Development Corporation, which 
is secured by the Company's property located in Fond du Lac, Wisconsin, up to a maximum of 43 percent of the principal due 
annually can be forgiven if the Company achieves certain employment targets as outlined in the agreement. The amount of loan 
forgiveness is based on average employment levels at the end of the previous four quarters. Total loan forgiveness was $2.1 million 
or 43 percent of the principal due for both the years ended December 31, 2014 and December 31, 2013. 

The Company’s debt repurchase activity for the years ended December 31, 2014 and December 31, 2013 was as follows:

(in millions)

Senior notes, 11.25%, due 2016
Debentures, 7.375%, due 2023
Notes, 7.125%, due 2027
Total debt repurchases

Loss on early extinguishment of debt

Note 17 – Postretirement Benefits 

2014

2013

— $
0.9

—
0.9

0.1

$

$

249.8
4.8
3.4
258.0

32.8

$

$

$

Overview.  The Company has defined contribution plans, qualified and nonqualified defined benefit pension plans, and other 
postretirement benefit plans covering substantially all of its employees.  The Company's contributions to its defined contribution 
plans include a match and an annual discretionary contribution and are based on various percentages of compensation, and in some 
instances are based on the amount of the employees' contributions to the plans.  The expense related to the defined contribution 
plans  was  $38.9  million,  $35.8  million  and  $34.5  million  in  2014,  2013  and  2012,  respectively.    Company  contributions  to 
multiemployer plans were $0.1 million, $0.1 million and $0.1 million in 2014, 2013 and 2012, respectively.  The multiemployer 
plans are not significant individually or in the aggregate.

 The Company's domestic pension and retiree health care and life insurance benefit plans, which are discussed below, provide 
benefits based on years of service and, for some plans, average compensation prior to retirement.  Benefit accruals are frozen for 
all plan participants.  The Company uses a December 31 measurement date for these plans.  The Company's foreign postretirement 
benefit plans are not significant individually or in the aggregate.

94

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Plan  Developments.    During  2014,  the  Company  offered  a  voluntary  lump  sum  pension  payment  opportunity  to  certain 
terminated vested U.S. pension plan participants. Total lump sum payments of $80.7 million, of which $71.9 million were considered 
settlement payments, for those participants electing to receive lump sums were made in 2014 using pension plan assets. The 
Company recognized pretax settlement losses of $27.9 million in the fourth quarter of 2014 for those plans where the settlement 
payment exceeded the sum of the plans' service and interest costs.  Additionally, the Company initiated the process to offer lump 
sum payments to certain active pension plan participants, which is expected to be completed in November 2015. The Company 
expects to make approximately $70 million in payments from the plans in connection with this action and to incur an estimated 
settlement loss of $30 million to $35 million.  However, since the final result of the offering is presently unknown, these amounts 
are subject to change.

Costs.  Pension and other postretirement benefit costs included the following components for 2014, 2013 and 2012:

(in millions)

Service cost

Interest cost

Expected return on plan assets
Amortization of prior service credits
Amortization of net actuarial losses
Curtailment loss
Settlement loss

Pension Benefits
2013

2014

2012

Other Postretirement Benefits
2012
2013
2014

$

— $

0.1

$

0.2

$

58.6
(58.8)
—

15.0

—

27.9

42.7

$

54.0
(57.0)
—
21.4
—
—
18.5

$

57.7
(55.2)
—
21.9
0.1
—
24.7

— $
2.0

—
(0.9)
—

—

—

— $

1.9

—
(5.7)
1.3
—
—
(2.5) $

—

2.4

—
(6.3)
0.7
—
—
(3.2)

Net pension and other benefit costs

$

$

1.1

$

Portions of Net pension and other benefit costs are recorded in Selling, general and administrative expenses as well as capitalized 
into inventory. Costs capitalized into inventory are eventually realized through Cost of sales in the Consolidated Statements of 
Operations. 

95

 
BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Benefit Obligations and Funded Status.  A reconciliation of the changes in the benefit obligations and fair value of assets over 
the two-year  period ending  December 31, 2014,  and a  statement of  the  funded status  at December  31  for  these years  for  the 
Company's pension and other postretirement benefit plans follow:

(in millions)
Reconciliation of benefit obligation:

Benefit obligation at previous December 31
Service cost
Interest cost
Participant contributions
Actuarial (gains) losses 
Benefit payments
Settlement payments

Benefit obligation at December 31

Reconciliation of fair value of plan assets:

Fair value of plan assets at previous December 31
Actual return on plan assets
Employer contributions
Participant contributions
Benefit payments
Settlement payments

Fair value of plan assets at December 31

Pension Benefits

Other Postretirement
Benefits

2014

2013

2014

2013

$

$ 1,249.3
—
58.6
—
165.9
(86.5)
(71.9)
1,315.4

$ 1,388.0
0.1
54.0
—
(116.4)
(76.4)
—
1,249.3

956.0
94.5
73.8
—
(86.5)
(71.9)
965.9

898.6
80.0
53.8
—
(76.4)
—
956.0

$

47.7
—
2.0
0.9
5.0
(6.1)
—
49.5

—
—
5.2
0.9
(6.1)
—
—

58.0
—
1.9
1.1
(5.2)
(8.1)
—
47.7

—
—
7.0
1.1
(8.1)
—
—

Funded status at December 31

$

(349.5) $

(293.3) $

(49.5) $

(47.7)

The  funded  status  of  these  pension  plans  includes  the  projected  and  accumulated  benefit  obligations  for  the  Company's 
nonqualified  pension  plan  of  $39.7  million  and  $37.9  million  at  December  31,  2014  and  2013,  respectively. The  Company's 
nonqualified pension plan and other postretirement benefit plans are not funded.

The amounts included in the Company's Consolidated Balance Sheets as of December 31, 2014 and 2013, were as follows:

(in millions)
Accrued expenses
Postretirement benefit liabilities

Net amount recognized

Pension Benefits

Other Postretirement
Benefits

2014

2013

2014

2013

$

$

3.8
345.7
349.5

$

$

3.8
289.5
293.3

$

$

4.9
44.6
49.5

$

$

5.8
41.9
47.7

As of December 31, 2014 and 2013, the projected and accumulated benefit obligations for all of the Company's pension plans 
were in excess of plan assets.  The projected and accumulated benefit obligations and fair value of plan assets for the Company's 
qualified and nonqualified pension plans at December 31 were as follows:

(in millions)
Projected benefit obligation
Accumulated benefit obligation
Fair value of plan assets
Funded status

2014
$ 1,315.4
$ 1,315.4
$ 965.9

2013
$ 1,249.3
$ 1,249.3
956.0
$

73%

77%

96

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Accumulated Other Comprehensive Income (Loss). The following pretax activity related to pensions and other postretirement 

benefits was recorded in Accumulated other comprehensive income (loss) as of December 31:

(in millions)
Prior service credits
Beginning balance
Prior service credits arising during the period
Amount recognized as component of net benefit costs

Ending balance

Net actuarial losses
Beginning balance
Actuarial (gains) losses arising during the period
Amount recognized as component of net benefit costs

Ending balance

Total

Pension Benefits

Other Postretirement
Benefits

2014

2013

2014

2013

$

— $
—
—
—

— $
—
—
—

(12.5) $
—
0.9
(11.6)

(18.2)
—
5.7
(12.5)

441.3
130.2
(42.9)
528.6

602.1
(139.4)
(21.4)
441.3

2.3
5.0
—
7.3

8.8
(5.2)
(1.3)
2.3

$

528.6

$

441.3

$

(4.3) $

(10.2)

The estimated pretax net actuarial loss in Accumulated other comprehensive income (loss) at December 31, 2014, expected 
to be recognized as a component of net periodic benefit cost in 2015 for the Company's pension plans, is $20.0 million, which 
excludes an estimated amount to be recognized for settlement losses in 2015. The estimated pretax prior service credit and net 
actuarial loss in Accumulated other comprehensive income (loss) at December 31, 2014, expected to be recognized as components 
of  net  periodic  benefit  cost  in  2015  for  the  Company's  other  postretirement  benefit  plans,  are  $0.7  million  and  $1.3  million, 
respectively.  

Prior service costs and credits associated with other postretirement benefits are being amortized on a straight-line basis over 
the  average  future  working  lifetime  to  full  eligibility  for  active  hourly  plan  participants  and  over  the  average  remaining  life 
expectancy for those plans' participants who are fully eligible for benefits.  Actuarial gains and losses in excess of 10 percent of 
the greater of the benefit obligation or the market value of assets are amortized over the remaining service period of active plan 
participants and over the average remaining life expectancy of inactive plan participants.  

Other Postretirement Benefits.  Once participants eligible for other postretirement benefits turn 65 years old, the health care 
benefits  become  a  flat  dollar  amount  based  on  age  and  years  of  service.    The  assumed  health  care  cost  trend  rate  for  other 
postretirement benefits for pre-age 65 benefits as of December 31 was as follows:

Health care cost trend rate for next year

Rate to which the cost trend rate is assumed to decline (the ultimate trend rate)

Year rate reaches the ultimate trend rate

Pre-age 65 Benefits
2013
2014

7.1%

4.5%

2028

7.3%

4.5%

2028

The health care cost trend rate assumption has an effect on the amounts reported. A one percent change in the assumed health 

care trend rate at December 31, 2014, would have the following effects:

(in millions)
Effect on total service and interest cost
Effect on accumulated postretirement benefit obligation

$
$

One
Percent
Increase

One
Percent
Decrease
—
(0.2)

— $
$
0.2

The Company monitors the cost of health care and life insurance benefit plans and reserves the right to make additional changes 

or terminate these benefits in the future.

97

  
BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Assumptions. In October 2014, the Society of Actuaries (SOA) issued updated mortality tables (RP-2014) and a mortality 
improvement scale (MP-2014), which reflect longer life expectancies than previously projected. The SOA RP-2014 and MP-2014 
were considered in developing the Company's updated mortality assumptions for pension and postretirement benefit obligations 
recognized at December 31, 2014, and the amounts estimated for 2015 pension and postretirement benefit expense. The updated 
mortality  assumptions  resulted  in  an  increase  of  approximately  $59  million  and  $2  million  in  the  Company's  pension  and 
postretirement benefit obligations, respectively, at December 31, 2014.

Weighted average assumptions used to determine pension and other postretirement benefit obligations at December 31 were 

as follows:

Discount rate
Rate of compensation increase(A)

Pension Benefits

Other Postretirement
Benefits

2014

2013

2014

2013

3.95%
—

4.85%
—

3.75%
—

4.40%
—

(A)  Assumption used in determining pension benefit obligation only.  The rate of compensation increase was reduced to 0.00% at December 31, 2008, as a 

result of the decision to freeze future benefit accruals for those plans where benefits are based on average compensation.

Weighted  average  assumptions  used  to  determine  net  pension  and  other  postretirement  benefit  costs  for  the  years  ended 

December 31 were as follows:

Discount rate for pension benefits
Discount rate for other postretirement benefits
Long-term rate of return on plan assets(A)
Rate of compensation increase(A)

(A)  Assumption used in determining pension benefit cost only. 

2014

4.85%

4.40%

6.25%

—

2013

4.00%
3.60%
6.50%
—

2012

4.50%
4.20%
7.00%
—

The Company utilizes a yield curve analysis to determine the discount rates for pension and other postretirement benefit 
obligations.  The yield curve analysis matches the cash flows of the Company's benefit obligations.  The yield curve consisted of 
spot interest rates at half year increments for each of the next 30 years and was developed based on pricing and yield information 
for high quality corporate bonds rated Aa by either Moody's or Standard & Poor's, private placement bonds that are traded in 
reliance with Rule 144A and are at least two years from date of issuance, bonds with make-whole provisions and bonds issued by 
foreign corporations that are denominated in U.S. dollars, excluding callable bonds and bonds less than a minimum size and other 
filtering criteria.  Additionally, the Company's yield curve methodology includes bonds having a yield that is greater than the 
regression mean yield curve as the Company believes this methodology represents an appropriate estimate of the rates at which 
the Company could effectively settle its pension obligations. 

The Company evaluates its assumption regarding the estimated long-term rate of return on plan assets based on historical 
experience, future expectations of investment returns, asset allocations, investment strategies and views of investment professionals.  
The Company's long-term rate of return on assets assumptions of 6.25 percent for 2014, 6.50 percent for 2013, and 7.00 percent 
for 2012, reflect expectations of projected weighted average market returns for the plans' assets.  These changes in expected returns 
also reflected adjustments to the Company's targeted asset allocation.

Master Trust Investments.  Assets of the Company's Master Pension Trust (Trust) are invested solely in the interest of the plan 
participants for the purpose of providing benefits to participants and their beneficiaries.  Investment decisions within the Trust are 
made after giving appropriate consideration to the prevailing facts and circumstances that a prudent person acting in a like capacity 
would use in a similar situation, and follow the guidelines and objectives established within the investment policy statement for 
the Trust.  In general, the Trust's investment strategy is to invest in a diversified portfolio of assets that will generate returns equal 
to or in excess of the discount rate used to measure plan liabilities.  The excess returns generated from this strategy will contribute 
to improving the funded position of the plan. In order for returns to exceed the discount rate, the Trust will invest in equities and 
other asset classes which have had historically higher rates of returns than fixed income investments.  These asset classes have 
also had lower correlations to changes in plan liabilities resulting from changes in the discount rate.  All investments are continually 
monitored  and  reviewed,  with  a  focus  on  asset  allocation,  investment  vehicles  and  performance  of  the  individual  investment 
managers, as well as overall Trust performance.  Over time, the Company will be shifting a greater percentage of the Trust's assets 

98

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

into long-term fixed-income securities, with an objective of achieving an improved matching of asset returns with changes in 
liabilities.  The Company will consider these changes in asset allocation based on a number of factors including improvements in 
the plans' funded position, performance of equity investments and changes in the discount rate used to measure plan liabilities. 

The Trust asset allocation at December 31, 2014 and 2013, and target allocation for 2015 are as follows:

Equity securities:

United States

International

Fixed-income securities

Short-term investments

Total

2014

2013

17%

3%

66%

14%

25%

5%

46%

24%

Target
Allocation 
for 2015

17%

3%

80%

—

100%

100%

100%

The fair values of the Trust's pension assets at December 31, 2014, by asset class were as follows:

(in millions)

Asset Class
Short-term investments
Equity securities: (B) 
United States
International
Fixed-income securities:

Government securities (C)
Corporate securities (D)
Commingled funds (E)

Other investments (F) 
Total pension assets at fair value
Other liabilities (G)
Total pension plan net assets

$

Fair Value Measurements at December 31, 2014 (A)

Quoted Prices in
Active Markets
for Identical
Assets

Total

(Level 1)

Significant
Observable
Inputs

(Level 2)

Significant
Unobservable
Inputs

(Level 3)

$

151.3

$

6.3

$

145.0

$

164.4
28.1

119.7
372.3
141.3
(6.2)
970.9
(5.0)
965.9

$

—
—

—
—
—
—
6.3

$

164.4
28.1

119.7
372.3
141.3
(6.2)
964.6

$

—

—
—

—
—
—
—
—

(A)  See Note 7 – Fair Value Measurements for a description of levels within the fair value hierarchy.  The level in the fair value hierarchy within which 
the fair value measurement is classified is determined based on the lowest level input that is significant to the fair value measurement in its entirety.  A 
description of the valuation methodologies is provided following these tables.  There were no transfers in and/or out of Level 1, Level 2 and Level 3 in 
2014.

(B)  The equity assets are invested in two indexed funds based on the Russell 3000 Index (U.S.) and the MSCI EAFE Equity Index (International).  The Trust 

did not directly own any of the Company's common stock as of December 31, 2014.

(C)  Government securities are comprised of U.S. Treasury bonds and other government securities and are considered Level 2 in 2014.

(D)  Corporate securities consist primarily of investment grade bonds issued by companies in diversified industries.

(E)  This class includes commingled funds that primarily invest in investment grade corporate securities and government-related securities.  This class also 

includes investments in non-agency collateralized mortgage obligation and mortgage-backed securities, futures and options.

(F)  Other investments consist primarily of interest rate swaps used to manage the average duration of the fixed income portfolio.

(G)  This class includes interest receivable and receivables/payables for securities sold/purchased.

99

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The fair values of the Trust's pension assets at December 31, 2013, by asset class were as follows:

(in millions)

Asset Class
Short-term investments
Equity securities: (B) 
United States
International

Fixed-income securities:

Government securities (C)
Corporate securities (D)
Commingled funds (E)

Other investments (F)
Total pension assets at fair value
Other liabilities (G)
Total pension plan net assets

$

Fair Value Measurements at December 31, 2013 (A)

Quoted Prices in
Active Markets
for Identical
Assets

Total

(Level 1)

Significant
Observable
Inputs

(Level 2)

Significant
Unobservable
Inputs

(Level 3)

$

237.0

$

— $

237.0

$

243.8
46.8

70.2
157.0
208.0
9.0
971.8
(15.8)
956.0

$

—
—

27.8
—
—
—
27.8

$

243.8
46.8

42.4
157.0
208.0
9.0
944.0

$

—

—
—

—
—
—
—
—

(A) See Note 7 – Fair Value Measurements for a description of levels within the fair value hierarchy.  The level in the fair value hierarchy within which 
the fair value measurement is classified is determined based on the lowest level input that is significant to the fair value measurement in its entirety.  A 
description of the valuation methodologies is provided following these tables.  There were no transfers in and/or out of Level 1, Level 2 and Level 3 in 
2013.

(B)  The equity assets are invested in two indexed funds based on the Russell 3000 Index (U.S.) and the MSCI EAFE Equity Index (International).  The Trust 

did not directly own any of the Company's common stock as of December 31, 2013.

(C)  Government securities are comprised primarily of U.S. Treasury bonds and other government securities.

(D)  Corporate securities consist primarily of investment grade bonds issued by companies in diversified industries.

(E)  This class includes commingled funds that primarily invest in investment grade corporate securities and government-related securities.  This class also 

includes investments in non-agency collateralized mortgage obligation and mortgage-backed securities, futures and options.

(F)  Other investments consist primarily of interest rate swaps used to manage the average duration of the fixed income portfolio.

(G)  This class includes interest receivable and receivables/payables for securities sold/purchased.

The following is a description of the valuation methodologies used for assets and liabilities measured at fair value. See Note 
7  –  Fair  Value  Measurements  for  further  description  of  the  procedures  the  Company  performs  with  respect  to  its  Level  2 
measurements:

Equity securities:  The indexed equity funds are valued at the net asset value (NAV) provided by the investment managers. 
The NAV is based on the value of the underlying assets owned by the fund, minus its liabilities, divided by the number of units 
outstanding.  The indexed equity funds are invested in portfolios of equity securities with the goal of matching returns to specific 
indices.  Investments in United States equity securities are invested in an index fund that tracks the Russell 3000 index, which is 
an all cap market index.  International equities are invested in an index fund that tracks the MSCI EAFE index, which is an index 
that tracks international equity markets of developed countries worldwide.  

Corporate debt securities:  Corporate debt securities are valued based on prices provided by third-party pricing sources, which 

are based on estimated prices at which a dealer would pay for or sell a security.

Government debt securities:  U.S. Treasury bonds are valued using quoted market prices in active markets. Other agency 
securities are valued based on prices provided by third-party pricing sources, which are based on estimated prices at which a dealer 
would pay for or sell a security. 

Short-term investments, commingled funds:  Short-term investments and commingled funds are valued at the NAV provided 
by the investment managers. The NAV is based on the value of the underlying assets owned by the fund, minus its liabilities, 

100

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

divided by the number of units outstanding.  Investments in fixed income commingled funds include long-duration corporate bonds 
and government-related securities with the goal of preserving capital and maximizing total return consistent with prudent investment 
management.

Other investments:  Derivative instruments are valued using market indices.

There were no pension plan assets using significant unobservable inputs (Level 3) for the years ended December 31, 2014 

and December 31, 2013.

Expected Cash Flows.  The expected cash flows for the Company's pension and other postretirement benefit plans follow:

(in millions)
Company contributions expected to be made in 2015 (A)
Expected benefit payments (which reflect future service):
2015 (B)
2016
2017
2018
2019
2020-2024

Pension Benefits
73.8
$

$
$
$
$
$
$

81.5
82.3
82.6
82.3
82.0
394.1

$

$
$
$
$
$
$

Other
Postretirement
Benefits

4.9

4.9
4.6
4.4
4.1
3.8
15.2

(A) The Company currently anticipates contributing approximately $70.0 million to fund the qualified pension plans and approximately $3.8 million to cover 
benefit payments in the unfunded, nonqualified pension plan in 2015.  Company contributions are subject to change based on market conditions or 
Company discretion. 

(B)  In addition to the 2015 expected pension benefit payments of $81.5 million, estimated lump sum pension settlement payments of $70 million are expected 

to be made in 2015.

The Company also provides postemployment benefits to qualified former or inactive employees.  The pretax prior service 
credits in Accumulated other comprehensive income (loss) recognized in income was $1.3 million in both 2014 and 2013.  The 
estimated pretax prior service credit in Accumulated other comprehensive income (loss) at December 31, 2014, expected to be 
recognized in income in 2015, is $0.6 million.

Note 18 – Stock Plans and Management Compensation 

On May 7, 2014, the Company's shareholders approved the Brunswick Corporation 2014 Stock Incentive Plan (Plan), which 
replaced the Company's 2003 Stock Incentive Plan.  Under the Plan, the Company may grant stock options, stock appreciation 
rights (SARs), non-vested stock awards and performance awards to executives, other employees and non-employee directors, with 
5.0 million shares from treasury shares and from authorized, but unissued, shares of common stock initially available for grant, 
in addition to any shares reacquired by the Company through the forfeiture of past awards, or settlement of such awards in cash. 
As of December 31, 2014, 5.4 million shares remained available for grant.

Stock Options and SARs

Through 2004, the Company issued stock options, and between 2005 and 2012, the Company issued stock-settled SARS. The 
Company did not issue SARS in 2014 or 2013. Generally, stock options and SARs are exercisable over a period of 10 years, or 
as otherwise determined by the Human Resources and Compensation Committee of the Board of Directors, and subject to vesting 
periods of generally 4 years.   However, with respect to stock options and SARs, all grants vest immediately: (i) in the event of a 
change in control; (ii) upon death or disability of the grantee; or (iii) with respect to awards granted prior to 2008, upon the sale 
or divestiture of the business unit to which the grantee is assigned.  With respect to stock option and SAR awards granted prior to 
2006, grantees continued to vest in accordance with the applicable vesting schedule even upon termination of employment if the 
sum of (A) the age of the grantee, and (B) the grantee's total number of years of service, equals 65 or more.  With respect to SARs 
granted in 2006 through April 2009, grantees continue to vest in accordance with the vesting schedule even upon termination if 
(A) the grantee has attained the age of 62, and (B) the grantee's age plus total years of service equals 70 or more. 

101

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

With respect to SARs granted in May 2009 and thereafter, grantees continue to vest in accordance with the vesting schedule 
even upon termination if (A) the grantee has attained the age of 62, or (B) the grantee's age plus total years of service equals 70 
or more.  An additional provision applies that prorates the grant in the event of termination prior to the first anniversary of the date 
of grant, provided the participant had met the appropriate retirement age definition of rule of 70 or age 62. 

SARs and stock option activity for all plans for the three years ended December 31, 2014, 2013 and 2012, was as follows:

(in thousands,
except exercise
price and terms)

SARs/Stock
Options
Outstanding

2014

Weighted
Average
Exercise
Price

Weighted
Average
Remaining 
Contractual 
Term

2013

2012

Aggregate
Intrinsic
Value

SARs/Stock
Options
Outstanding

Weighted
Average
Exercise
Price

SARs/Stock
Options
Outstanding

Weighted
Average
Exercise
Price

Outstanding on
January 1

Granted

Exercised

Forfeited

Outstanding on
December 31

Exercisable on
December 31

3,825

$

19.09

— $

(1,084) $

(36) $

—

24.02

35.10

$

23,611

2,705

2,294

$

$

16.91

4.8 years

16.03

4.6 years

$

$

92,908

80,809

8,166

$

17.33

— $

(4,156) $

(185) $

3,825

2,607

$

$

—

14.80

37.38

19.09

19.73

9,347

400

$

$

(1,120) $

(461) $

8,166

5,489

$

$

16.66

23.80

11.05

25.69

17.33

18.89

The following table summarizes information about SARs and stock options outstanding as of December 31, 2014:

Outstanding

Weighted
Average 
Remaining 
Years of
Contractual
Life

Weighted
Average
Exercise
Price

4.2 years $
4.8 years $
5.2 years $
0.1 years $

5.26
12.37
24.76
46.02

Number
(in thousands)
353
1,181
725
35

Exercisable

Weighted
Average 
Remaining 
Years of
Contractual
Life

Weighted
Average
Exercise
Price

4.2 years $
4.8 years $
4.8 years $
0.1 years $

5.26
12.29
25.89
46.02

Range of Exercise
Price

$3.37 to $5.99
$6.00 to $19.90
$19.91 to $39.56
$39.57 to $46.25

Number
(in thousands)
353
1,219
1,098
35

The Company did not grant SARs in 2014 or 2013.  The weighted average fair value of individual SARs granted during 2012 
was $12.70.  The Company estimated the fair value of each grant on the date of grant using the Black-Scholes-Merton pricing 
model, utilizing the following weighted average assumptions for 2012:

Risk-free interest rate
Dividend yield
Volatility factor (A)
Weighted average expected life

2012

1.1%
0.2%
58.3%
5.2 – 6.7 years

(A) The Company uses a combination of implied and historical volatility in calculating the fair value of each grant.

Total stock option and SARs expense was $1.3 million, $3.0 million and $6.4 million for the years ended December 31, 2014, 

2013 and 2012, respectively.

102

  
BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Non-vested stock awards

The Company grants both stock-settled and cash-settled non-vested stock units and awards to key employees as determined 
by the Human Resources and Compensation Committee.  Non-vested stock units and awards have vesting periods of three or four 
years.  Non-vested stock units and awards are eligible for dividends, which are reinvested and non-voting.  All non-vested units 
and awards have restrictions on the sale or transfer of such awards during the vesting period. 

Generally, grants of non-vested stock units and awards are forfeited if employment is terminated prior to vesting.  Non-vested 
stock units and awards granted in 2006 and later vest pro rata if (A) the grantee has attained the age of 62, or (B) the grantee's age 
plus total years of service equals 70 or more.

The Company recognizes the cost of non-vested stock units and awards on a straight-line basis over the requisite service 
period.  Additionally, cash-settled non-vested stock units and awards are recorded as a liability in the balance sheet and adjusted 
to fair value each reporting period through stock compensation expense.  During December 31, 2014, 2013 and 2012, there was 
$10.5 million,  $10.1 million and $6.4 million, respectively, charged to compensation expense for non-vested stock awards. 

The weighted average price per non-vested stock award at grant date was $40.41, $34.64 and $23.79 for the non-vested stock 
awards granted in 2014, 2013 and 2012, respectively.  Non-vested stock award activity for all plans for the three years ended 
December 31 was as follows:

(in thousands)
Outstanding at January 1
Granted
Released
Forfeited
Outstanding at December 31

2014

2013

2012

815
322
(220)
(37)
880

798
298
(266)
(15)
815

541
306
(20)
(29)
798

As of December 31, 2014, there was $5.7 million of total unrecognized compensation cost related to non-vested share-based 

compensation arrangements.  The Company expects this cost to be recognized over a weighted average period of 0.8 years.

Performance Awards

In February 2014, 2013 and 2012, the Company granted performance shares to certain senior executives.  The share awards 
are based on two performance measures--a cash flow return on investment (CFROI) measure and a total shareholder return (TSR) 
modifier.  Target performance shares are earned based on a one-year CFROI performance period, commencing at the beginning 
of the calendar year of each grant. The performance shares earned from CFROI performance are then subject to a TSR modifier 
based on stock price performance measured against a predefined comparator group over a three-year performance period which 
starts at the beginning of the calendar year of each grant. 

 Additionally, in February 2014 and 2013, the Company granted 24,600 and 26,000 performance shares, respectively, to certain 
officers and certain senior managers based solely on the CFROI measure utilizing the same one-year performance period mentioned 
above.  Expense related to each grant is recognized over the vesting period and is based on projections of probable attainment of 
the CFROI measure and the projected TSR modifier used to determine performance awards. Amounts charged to compensation 
expense for the years ended December 31, 2014, 2013 and 2012 were $6.5 million, $5.0 million and $2.2 million, respectively.

The fair values of the senior executives' performance share award grants with a TSR modifier at the grant date in 2014, 2013 
and  2012  were  $41.38,  $35.93  and  $26.81,  respectively,  which  were  estimated  using  the  Monte  Carlo  valuation  model,  and 
incorporated the following assumptions:

Risk-free interest rate

Dividend yield

Volatility factor

Expected life of award

2014

2013

2012

0.6%

1.0%

0.4%

0.1%

0.4%

0.2%

43.7%
2.9 years

53.0%

67.9%

2.9 years

2.9 years

103

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The  fair  value  of  certain  officers  and  certain  senior  managers'  performance  awards  granted  based  solely  on  the  CFROI 
performance factor was $40.44 and $34.65, which was equal to the stock price on the date of grant in 2014 and 2013, respectively.

Performance award activity for the years ended December 31, 2014, 2013 and 2012 was as follows:

(in thousands)
Outstanding at January 1
Granted
Forfeited
Outstanding at December 31

2014

2013

2012

249
152
(25)
376

96
153
—
249

—
99
(3)
96

As of December 31, 2014, the Company had $0.8 million of total unrecognized compensation cost related to performance 

awards. The Company expects this cost to be recognized over a weighted average period of 0.7 years.

Excess Tax Benefits

For tax purposes, share-based compensation expense is deductible in the year of exercise or release based on the intrinsic 
value of the award on the date of exercise or release.  For financial reporting purposes, share-based compensation expense is based 
upon grant-date fair value, which is amortized over the vesting period.  Excess or "windfall" tax benefits represent the excess tax 
deduction received by the Company resulting from the difference between the share-based compensation expense deductible for 
tax purposes and the share-based compensation expense recognized for financial reporting purposes.  Windfall tax benefits are 
recorded  directly  to Additional  paid-in  capital  in  Shareholders'  equity  on  the  Company's  Consolidated  Balance  Sheets.   The 
Company has accounted for windfall tax benefits since the adoption of share-based accounting pronouncements in 2006.  Windfall 
tax benefits for the years ended December 31, 2014, 2013 and 2012 were $8.4 million, $37.2 million and $5.3 million, respectively, 
and are netted out of cash from operating activities and are reflected as a cash inflow from financing activities in the Consolidated 
Statements of Cash Flows.  

Director Awards

The Company issues stock awards to non-employee directors in accordance with the terms and conditions determined by the 
Nominating and Corporate Governance Committee of the Board of Directors.  A portion of each director’s annual fee is paid in 
Brunswick common stock, the receipt of which may be deferred until a director retires from the Board of Directors.  Each director 
may elect to have the remaining portion paid in cash, in Brunswick common stock distributed at the time of the award, or in deferred 
Brunswick common stock units with a 20 percent premium.

104

 
Note 19 – Comprehensive Income

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The following table presents reclassification adjustments out of Accumulated other comprehensive loss during the year ended 

December 31, 2014:

(in millions)

Details about Accumulated other comprehensive income (loss)
components

Amount reclassified from Accumulated
other comprehensive income (loss)

Affected line item in the statement
where net income is presented

Amount of loss reclassified into earnings on foreign

currency:

Foreign currency cumulative translation

adjustment

Amortization of defined benefit items:

Prior service credits
Net actuarial losses

Amount of loss reclassified into earnings on

derivative contracts:

Interest rate contracts
Foreign exchange contracts
Commodity contracts

$

$

$

$

$

$

Gain on disposal of discontinued
operations, net of tax

(1.2)
(1.2) Total before tax
0.5 Tax benefit
(0.7) Net of tax

(A)

(A)

2.2
(43.3)
(41.1) Total before tax
16.7 Tax benefit
(24.4) Net of tax

Interest expense

(0.1)
(0.2) Cost of sales
(1.9) Cost of sales
(2.2) Total before tax
0.8 Tax benefit
(1.4) Net of tax

(A) These Accumulated other comprehensive income (loss) components are included in the computation of net pension and other benefit costs. See Note 

17 – Postretirement Benefits for additional details. 

105

The following table presents reclassification adjustments out of Accumulated other comprehensive loss during the year ended 

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

December 31, 2013:

(in millions)

Details about Accumulated other comprehensive income (loss)
components

Amount of gain reclassified into earnings on foreign

currency:

Foreign currency cumulative translation adjustment

$

Amortization of defined benefit items:

Prior service credits

Net actuarial losses

Amount of gain (loss) reclassified into earnings on

derivative contracts:

Interest rate contracts
Foreign exchange contracts
Commodity contracts

$

$

$

$

$

Amount reclassified from
Accumulated other comprehensive
income (loss)

Affected line item in the statement
where net income is presented

Selling, general and
administrative expense

0.7

0.7 Total before tax
— Tax benefit (A)
0.7 Net of tax

(B)

(B)

7.0
(23.4)
(16.4) Total before tax
0.2 Tax benefit (A)

(16.2) Net of tax

Interest expense

1.4
(3.0) Cost of sales
(2.7) Cost of sales
(4.3) Total before tax
(0.4) Tax expense (A)
(4.7) Net of tax

(A) Pre-tax and after-tax amounts are substantially the same as the Company maintained a tax valuation allowance for these items until its reversal at 

December 31, 2013. See Note 12 – Income Taxes for additional details. 

(B) These Accumulated other comprehensive income (loss) components are included in the computation of net pension and other benefit costs. See Note 17 

– Postretirement Benefits for additional details. 

Note 20 – Treasury and Preferred Stock 

In October 2014, the Company’s Board of Directors authorized a program to repurchase up to $200 million of the Company’s 
outstanding common stock.  Share repurchases will be completed in the open market or through privately negotiated transactions 
over approximately a two-year period.  The Company’s share repurchase program does not obligate it to acquire any specific 
number of shares, and the Company may discontinue purchases at any time that management determines additional purchases are 
not warranted.

106

Treasury stock activity for the years ended December 31, 2014, 2013 and 2012, was as follows:

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

(Shares in thousands)

Balance at January 1

Compensation plans and other

Share repurchases

Balance at December 31

2014

2013

2012

10,129
(697)
412

9,844

12,907
(2,778)
—

10,129

13,434
(527)
—

12,907

The Company experienced an increased level of treasury stock activity during 2014 and 2013 associated with exercises of 
stock options and SARs as a result of an 11 percent and 58 percent increase in the Company's stock price, respectively.  See Note 
18 – Stock Plans and Management Compensation for more information.  At December 31, 2014, 2013 and 2012, the Company 
had no preferred stock outstanding (12.5 million shares authorized, $0.75 par value at December 31, 2014, 2013 and 2012).

Note 21 – Leases 

Operating Leases.  The Company has various lease agreements for offices, branches, factories, distribution and service facilities 
and certain personal property.  The longest of these obligations extends through 2032.  Most leases contain renewal options and 
escalation clauses, and some contain purchase options or contingent rentals.

No leases contain restrictions on the Company's activities concerning dividends or incurring additional debt.  Rent expense 

consisted of the following:

(in millions)
Basic expense
Contingent expense
Sublease income
Rent expense, net

2014

2013

2012

$

$

27.8
1.9
(0.2)
29.5

$

$

30.5
2.1
(0.3)
32.3

$

$

23.6
2.3
(0.7)
25.2

Future minimum rental payments at December 31, 2014, under agreements classified as operating leases with non-cancelable 

terms in excess of one year, were as follows:

(in millions)
2015
2016
2017
2018
2019
Thereafter

Total (not reduced by minimum sublease income of $0.4)

$

$

28.5
24.6
20.9
13.4
7.9
14.4
109.7

107

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Capital  Leases.    In  October  2011,  the  Company  entered  into  a  construction  contract  and  lease  agreement  for  a  boat 
manufacturing and distribution facility in Brazil.  The Company was deemed to be the owner of the project as the Company funded 
a portion of the construction costs during the construction period.  As a result, the Company is accounting for the facility lease as 
a capital lease.  The facility was completed in 2012 and the Company began amortizing the asset through depreciation expense.  
The amounts recorded in the Consolidated Balance Sheets as of December 31, 2014 and 2013, were as follows:

(in millions)
Assets:

Buildings and improvements
Accumulated depreciation

Total assets

Liabilities:

Short-term debt
Debt

Total liabilities

2014

2013

$

$

$

$

8.0
(1.9)
6.1

0.4
4.1
4.5

$

$

$

$

9.2
(1.3)
7.9

0.6
5.1
5.7

The future minimum rental payments at December 31, 2014, under agreements classified as capital leases with non-cancelable 

terms in excess of one year, were as follows:

(in millions)
2015
2016
2017
2018
2019
Thereafter
Total

$

$

0.8
0.8
0.8
0.9
0.9
2.3
6.5

Note 22 – Quarterly Data (unaudited) 

Brunswick maintains its financial records on the basis of a fiscal year ending on December 31, with the fiscal quarters spanning 
thirteen weeks, with the first, second and third quarters ending on the Saturday closest to the end of the first, second and third 
thirteen-week periods, respectively.  The first three quarters of fiscal year 2014 ended on March 29, 2014, June 28, 2014, and 
September 27, 2014, and the first three quarters of fiscal year 2013 ended on March 30, 2013, June 29, 2013, and September 28, 
2013.

108

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Quarter Ended

September 27,
2014

December 31,
2014

(in millions, except per share data)
Net sales
Gross margin (A)
Pension settlement charge - lump sum payout
Restructuring, exit and impairment charges
Impairment of equity method investment
Loss on early extinguishment of debt
Net earnings (loss) from continuing operations
Net earnings (loss) from discontinued operations, net 

of tax

Net earnings (loss)
Basic earnings (loss) per common share:

Net earnings (loss) from continuing operations
Net earnings (loss) from discontinued operations

Net earnings (loss)

Diluted earnings (loss) per common share:

Net earnings (loss) from continuing operations
Net earnings (loss) from discontinued operations

Net earnings (loss)

Dividends declared
Common stock price (NYSE symbol: BC):
High
Low

(in millions, except per share data)

Net sales
Gross margin (A)
Restructuring, exit and impairment charges
Loss on early extinguishment of debt
Net earnings from continuing operations
Net earnings from discontinued operations, net of tax

Net earnings
Basic earnings per common share:

Net earnings from continuing operations

Net earnings from discontinued operations

Net earnings

Diluted earnings per common share:

Net earnings from continuing operations

Net earnings from discontinued operations

Net earnings

Dividends declared
Common stock price (NYSE symbol: BC):

High

Low

$

$
$
$

$
$
$
$

$
$

$

$

$

$

$

$
$

$

$

$

March 29,
2014

894.9
243.3
—
—
—
—
49.1

7.9
57.0

0.53
0.08
0.61

0.52
0.08
0.60
0.10

46.74
40.13

March 30,
2013

915.1
237.1
5.6
(0.1)
42.6
7.2

49.8

0.47

0.08

0.55

0.46

0.07
0.53

$

$
$
$

$
$
$
$

$
$

$

$

$

$

$

$
$

June 28,
2014
1,073.1
304.3
—
3.1
—
—
87.1

1.5
88.6

0.93
0.02
0.95

0.92
0.01
0.93
0.10

46.53
38.95

$

$
$
$

$
$
$
$

$
$

932.1
259.2
—
0.9
—
—
61.0

43.4
104.4

0.65
0.46
1.11

0.64
0.46
1.10
0.125

44.90
39.55

$

$
$
$

$
$
$
$

$
$

1,033.4
289.8
2.5
(32.3)
78.3
2.1

80.4

0.86

0.02

0.88

0.84

0.02
0.86

$

$

$

$

$

$
$

824.4
227.6
2.6
(0.3)
57.2
0.6

57.8

0.63

0.00

0.63

0.61

0.00
0.61

$

$

$

$

$

$
$

(A)  Gross margin is defined as Net sales less Cost of sales as presented in the Consolidated Statements of Operations.

109

— $

— $

— $

37.23

30.92

$

$

35.40

30.42

$

$

40.76

32.36

$

$

46.48

39.09

$

Year Ended
December 31,
2014
3,838.7
1,036.8
27.9
4.2
(20.2)
(0.1)
194.9

50.8
245.7

2.08
0.55
2.63

2.05
0.53
2.58
0.45

938.6
230.0
27.9
0.2
(20.2)
(0.1)
(2.3)

(2.0)
(4.3)

(0.03) $
(0.02) $
(0.05) $

(0.03) $
(0.02) $
(0.05) $
$
0.125

51.94
39.29

$
$

51.94
38.95

826.8
194.8
5.8
(0.1)
578.7
2.5

581.2

6.30

0.03

6.33

6.13

0.03
6.16

0.10

$

Year Ended
December 31,
2013
3,599.7
949.3
16.5
(32.8)
756.8
12.4

769.2

$

$

$

$

$
$

$

$

$

8.30

0.13

8.43

8.07

0.13
8.20

0.10

46.48

30.42

Quarter Ended

June 29,
2013

September 28,
2013

December 31,
2013

 
Note 23 – Subsequent Events 

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

On February 12, 2015, the Company's Board of Directors declared a quarterly dividend on its common stock of $0.125 per 

share.  The dividend will be payable March 13, 2015 to shareholders of record on February 24, 2015.

110

BRUNSWICK CORPORATION

SCHEDULE II - VALUATION AND QUALIFYING ACCOUNTS
(in millions)

Allowances for
Losses on Receivables

Balance at
Beginning
of Year

Charges to
Profit and
Loss

Write-offs

Recoveries

Other

Balance at
End of Year

2014

2013

2012

$

$

$

16.8

21.6

24.6

$

$

$

0.0

2.7

0.2

$

$

$

(4.8) $

(6.5) $

(5.2) $

0.3

0.6

0.8

$

$

$

4.0

$

16.3

(1.6) $

16.8

1.2

$

21.6

Deferred Tax Asset
Valuation Allowance

Balance at
Beginning
of Year

Charges to
Profit and 
Loss(A)

Write-offs

Recoveries

Other(A)

Balance at
End of Year

2014

2013

2012

$

$

$

88.2

717.5

728.4

$

$

$

(7.6) $

— $

— $

(11.6) $

69.0

(595.2) $

(15.8) $

— $

(18.3) $

88.2

(25.0) $

(8.3) $

— $

22.4

$

717.5

(A) For the years ended December 31, 2014 and December 31, 2012, the deferred tax asset valuation allowance decreased mainly as a result of tax loss 
carryforwards being utilized. For the year ended December 31, 2013, the deferred tax asset valuation allowance decreased mainly as a result of the 
release of $599.5 million of the valuation allowance that, due to significant positive evidence, was no longer required.

111

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly 

caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

BRUNSWICK CORPORATION

February 20, 2015

By:

/s/ ALAN L. LOWE

Alan L. Lowe
Vice President - Finance and Controller

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following 

persons on behalf of the registrant and in the capacities and on the date indicated.

February 20, 2015

February 20, 2015

February 20, 2015

By:

/s/ DUSTAN E. MCCOY

Dustan E. McCoy

Chairman and Chief Executive Officer
(Principal Executive Officer)

By:

By:

/s/ WILLIAM L. METZGER
William L. Metzger
Senior Vice President and Chief Financial Officer
(Principal Financial Officer)

/s/ ALAN L. LOWE
Alan L. Lowe
Vice President - Finance and Controller
(Principal Accounting Officer)

This report has been signed by the following directors, constituting the remainder of the Board of Directors, by William L. 

Metzger, as Attorney-in-Fact.

Nolan D. Archibald
Nancy E. Cooper
David C. Everitt
Manuel A. Fernandez
Mark D. Schwabero
David V. Singer
Ralph C. Stayer
Jane L. Warner
J. Steven Whisler
Roger J. Wood
Lawrence A. Zimmerman

February 20, 2015

By:

/s/ WILLIAM L. METZGER

William L. Metzger

Attorney-in-Fact

112

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit No.
2.1

3.1

3.2

3.3

4.1

4.2

4.3

4.4

4.5

4.6

4.7

10.1

10.2*

10.3*

EXHIBIT INDEX

Description

Equity Purchase Agreement between Brunswick Corporation and AMF Bowling Centers, Inc.
dated as of July 17, 2014, filed as Exhibit 2.1 to the Company's Quarterly Report on Form 10-Q for
the quarter ended September 27, 2014, and hereby incorporated by reference.
Restated Certificate of Incorporation of the Company, dated July 22, 1987, filed as Exhibit 19.2 to
the Company's Quarterly Report on Form 10-Q for the quarter ended June 30, 1987, and hereby
incorporated by reference.
Certificate of Designation, Preferences and Rights of Series A Junior Participating Preferred Stock,
filed as Exhibit 3.2 to the Company's Annual Report on Form 10-K for 1995 as filed with the
Securities and Exchange Commission on March 23, 1995, and hereby incorporated by reference.
Amended By-Laws of the Company, filed as Exhibit 3.1 to the Company's Current Report on Form
8-K as filed with the Securities and Exchange Commission on February 4, 2010, and hereby
incorporated by reference.
Indenture dated as of March 15, 1987, between the Company and Continental Illinois National
Bank and Trust Company of Chicago, filed as Exhibit 4.1 to the Company's Quarterly Report on
Form 10-Q for the quarter ended March 31, 1987, and hereby incorporated by reference.
Officers' Certificate setting forth terms of the Company's $125,000,000 principal amount of 7 3/8%
Debentures due September 1, 2023, filed as Exhibit 4.3 to the Company's Annual Report on Form
10-K for 1993 as filed with the Securities and Exchange Commission on March 29, 1994, and
hereby incorporated by reference.
Form of the Company's $200,000,000 principal amount of 7 1/8% Notes due August 1, 2027, filed
as Exhibit 4.1 to the Company's Current Report on Form 8-K as filed with the Securities and
Exchange Commission on August 21, 1997, and hereby incorporated by reference.
The Company's agreement to furnish additional debt instruments upon request by the Securities
and Exchange Commission, filed as Exhibit 4.10 to the Company's Annual Report on Form 10-K
for 1980, and hereby incorporated by reference.
Indenture, dated as of May 13, 2013, between the Company, the subsidiary guarantors party thereto
and U.S. Bank National Association, as trustee as filed as Exhibit 4.1 to the Company's Current
Report on Form 8-K as filed with the Securities and Exchange Commission on May 13, 2013 and
hereby incorporated by reference.
Form of the Company's 4.625% Senior notes due 2021, filed as Exhibit 4.2 (included in Exhibit
4.1) to the Company's Current Report on Form 8-K as filed with the Securities and Exchange
Commission on May 13, 2013 and hereby incorporated by reference.
First Supplemental Indenture, dated May 22, 2014, to the Indenture between the Company, the
subsidiary guarantors party thereto and U.S. Bank National Association, as trustee dated May 13,
2013, filed as Exhibit 4.1 to the Company's Quarterly Report on Form 10-Q for the quarter ended
June 28, 2014, as filed with the Securities and Exchange Commission on July 31, 2014 and hereby
incorporated by reference.

Amended and Restated Credit Agreement dated as of March 21, 2011, as Amended and Restated as
of June 26, 2014, between Brunswick Corporation, the subsidiary borrowers party thereto, the
guarantors party thereto, the lenders party thereto and JPMorgan Chase Bank, N.A., as
administrative agent, J.P. Morgan Securities LLC, Merrill Lynch, Pierce, Fenner & Smith
Incorporated and Wells Fargo Securities, LLC, as joint lead arrangers, J.P. Morgan Securities LLC,
Wells Fargo Securities, LLC and Merrill Lynch, Pierce, Fenner & Smith Incorporated, as joint
bookrunners, Bank of America, N.A. and Wells Fargo Bank, N.A., as syndication agents, and
SunTrust Bank U.S. Bank National Association and Citizens Bank N.A. (as successor to RBS
Business Capital), as documentation agents, filed as Exhibit 10.2 to the Company’s Quarterly
Report on Form 10-Q for the quarter ended June 28, 2014, as filed with the Securities and
Exchange Commission on July 31, 2014 and hereby incorporated by reference.

Form of Officer Terms and Conditions of Employment, amended and restated effective December
31, 2012, filed as Exhibit 10.2 to the Company's Annual Report on Form 10-K for 2012 as filed
with the Securities and Exchange Commission on February 21, 2013 and hereby incorporated by
reference, as amended effective January 1, 2014.

Brunswick Corporation Supplemental Pension Plan as amended and restated effective February 3,
2009, filed as Exhibit 10.8 to the Company's Annual Report on Form 10-K for 2008 as filed with
the Securities and Exchange Commission on February 24, 2009, and hereby incorporated by
reference.

113

10.4*

10.5*

10.6*

10.7*

10.8*

10.9*

10.10*

10.11*

10.12*

10.13*

10.14*

10.15*

10.16*

10.17*

10.18*

10.19*

10.20*

Form of Non-Employee Director Indemnification Agreement, filed as Exhibit 10.5 to the
Company's Annual Report on Form 10-K for 2006 as filed with the Securities and Exchange
Commission on February 23, 2007, and hereby incorporated by reference.
Brunswick Corporation 2003 Stock Incentive Plan, as amended and restated, filed as Exhibit 10.2
to the Company's Quarterly Report on Form 10-Q for the quarter ended April 3, 2010, as filed with
the Securities and Exchange Commission on May 7, 2010, and hereby incorporated by reference.
1997 Stock Plan for Non-Employee Directors, filed as Exhibit 10.3 to the Company's Quarterly
Report on Form 10-Q for the quarter ended September 30, 1998, as filed with the Securities and
Exchange Commission on November 13, 1998, and hereby incorporated by reference.
Brunswick Corporation 2005 Elective Deferred Compensation Plan as amended and restated
effective January 1, 2013, filed as Exhibit 10.2 to the Company's Quarterly Report on Form 10-Q
for the quarter ended June 30, 2012, as filed with the Securities and Exchange Commission on
August 3, 2012, and hereby incorporated by reference.
Brunswick Corporation 2005 Automatic Deferred Compensation Plan as amended and restated
effective January 1, 2014.

2011 Stock-Settled Stock Appreciation Right Grant Terms and Conditions Pursuant to the
Brunswick Corporation 2003 Stock Incentive Plan, filed as Exhibit 10.3 to the Company's
Quarterly Report on Form 10-Q for the quarter ended April 2, 2011, as filed with the Securities and
Exchange Commission on May 6, 2011, and hereby incorporated by reference.
Brunswick Restoration Plan, as amended and restated effective January 1, 2013, filed as Exhibit
10.1 to the Company's Quarterly Report on Form 10-Q for the quarter ended June 30, 2012, as filed
with the Securities and Exchange Commission on August 3, 2012, and hereby incorporated by
reference.
2012 Stock-Settled Stock Appreciation Right Grant Terms and Conditions Pursuant to the
Brunswick Corporation 2003 Stock Incentive Plan, filed as Exhibit 10.3 to the Company's
Quarterly Report on Form 10-Q for the quarter ended March 31, 2012, as filed with the Securities
and Exchange Commission on May 4, 2012, and hereby incorporated by reference.
2012 Stock-Settled Restricted Stock Unit Grant Terms and Conditions Pursuant to the Brunswick
Corporation 2003 Stock Incentive Plan, filed as Exhibit 10.4 to the Company's Quarterly Report on
Form 10-Q for the quarter ended March 31, 2012, as filed with the Securities and Exchange
Commission on May 4, 2012, and hereby incorporated by reference.
2012 Cash-Settled Restricted Stock Unit Grant Terms and Conditions Pursuant to the Brunswick
Corporation 2003 Stock Incentive Plan, filed as Exhibit 10.5 to the Company's Quarterly Report on
Form 10-Q for the quarter ended March 31, 2012, as filed with the Securities and Exchange
Commission on May 4, 2012, and hereby incorporated by reference.
2012 Amended Performance Share Grant Terms and Conditions Pursuant to the Brunswick
Corporation 2003 Stock Incentive Plan, filed as Exhibit 10.10 to the Company’s Quarterly Report
on Form 10-Q for the quarter ended March 29, 2014, as filed with the Securities and Exchange
Commission on April 30, 2014, and hereby incorporated by reference.
2013 Performance Share Grant Terms and Conditions Pursuant to the Brunswick Corporation 2003
Stock Incentive Plan, filed as Exhibit 10.4 to the Company's Quarterly Report on Form 10-Q for
the quarter ended March 30, 2013, as filed with the Securities and Exchange Commission on May
1, 2013, and hereby incorporated by reference.
2013 Amended Performance Share Grant Terms and Conditions Pursuant to the Brunswick
Corporation 2003 Stock Incentive Plan - TSR Participants, filed as Exhibit 10.9 to the Company's
Quarterly Report on Form 10-Q for the quarter ended March 29, 2014, as filed with the Securities
and Exchange Commission on April 30, 2014, and hereby incorporated by reference.
2013 Stock-Settled Stock Appreciation Right Grant Terms and Conditions Pursuant to the
Brunswick Corporation 2003 Stock Incentive Plan, filed as Exhibit 10.6 to the Company's
Quarterly Report on Form 10-Q for the quarter ended March 30, 2013, as filed with the Securities
and Exchange Commission on May 1, 2013, and hereby incorporated by reference.
2013 Cash-Settled Restricted Stock Unit Grant Terms and Conditions Pursuant to the Brunswick
Corporation 2003 Stock Incentive Plan, filed as Exhibit 10.7 to the Company's Quarterly Report on
Form 10-Q for the quarter ended March 30, 2013, as filed with the Securities and Exchange
Commission on May 1, 2013, and hereby incorporated by reference.
2013 Stock-Settled Restricted Stock Unit Grant Terms and Conditions Pursuant to the Brunswick
Corporation 2003 Stock Incentive Plan, filed as Exhibit 10.8 to the Company's Quarterly Report on
Form 10-Q for the quarter ended March 30, 2013, as filed with the Securities and Exchange
Commission on May 1, 2013, and hereby incorporated by reference.
Brunswick Corporation Senior Management Incentive Plan, filed as Exhibit 10.9 to the Company's
Quarterly Report on Form 10-Q for the quarter ended March 30, 2013, as filed with the Securities
and Exchange Commission on May 1, 2013, and hereby incorporated by reference.

114

10.21*

10.22*

10.23*

10.24*

10.25*

10.26*

10.27*

10.28*

10.29*

12.1
16.1

21.1
23.1
24.1
31.1

31.2
32.1

32.2
101.INS
101.SCH
101.CAL
101.DEF
101.LAB
101.PRE

2014 Brunswick Performance Plan, filed as Exhibit 10.1 to the Company's Quarterly Report on
Form 10-Q for the quarter ended March 29, 2014, as filed with the Securities and Exchange
Commission on April 30, 2014, and hereby incorporated by reference.

2014 Brunswick Performance Plan - Senior Management Incentive Plan Participants, filed as
Exhibit 10.2 to the Company's Quarterly Report on Form 10-Q for the quarter ended March 29,
2014, as filed with the Securities and Exchange Commission on April 30, 2014, and hereby
incorporated by reference.

2014 Brunswick Performance Plan - Performance Share Plan Participants, filed as Exhibit 10.3 to
the Company's Quarterly Report on Form 10-Q for the quarter ended March 29, 2014, as filed with
the Securities and Exchange Commission on April 30, 2014, and hereby incorporated by reference.

2014 Performance Share Grant Terms and Conditions Pursuant to the Brunswick Corporation 2003
Stock Incentive Plan, filed as Exhibit 10.4 to the Company's Quarterly Report on Form 10-Q for
the quarter ended March 29, 2014, as filed with the Securities and Exchange Commission on April
30, 2014, and hereby incorporated by reference.

2014 Performance Share Grant Terms and Conditions Pursuant to the Brunswick Corporation 2003
Stock Incentive Plan - TSR Participants, filed as Exhibit 10.5 to the Company's Quarterly Report
on Form 10-Q for the quarter ended March 29, 2014, as filed with the Securities and Exchange
Commission on April 30, 2014, and hereby incorporated by reference.

2014 Stock-Settled Stock Appreciation Right Grant Terms and Conditions Pursuant to the
Brunswick Corporation 2003 Stock Incentive Plan, filed as Exhibit 10.6 to the Company's
Quarterly Report on Form 10-Q for the quarter ended March 29, 2014, as filed with the Securities
and Exchange Commission on April 30, 2014, and hereby incorporated by reference.
2014 Cash-Settled Restricted Stock Unit Grant Terms and Conditions Pursuant to the Brunswick
Corporation 2003 Stock Incentive Plan, filed as Exhibit 10.7 to the Company's Quarterly Report on
Form 10-Q for the quarter ended March 29, 2014, as filed with the Securities and Exchange
Commission on April 30, 2014, and hereby incorporated by reference.
2014 Stock-Settled Restricted Stock Unit Grant Terms and Conditions Pursuant to the Brunswick
Corporation 2003 Stock Incentive Plan, filed as Exhibit 10.8 to the Company's Quarterly Report on
Form 10-Q for the quarter ended March 29, 2014, as filed with the Securities and Exchange
Commission on April 30, 2014, and hereby incorporated by reference.
Brunswick Corporation 2014 Stock Incentive Plan, filed as Exhibit 10.1 to the Company's
Quarterly Report on Form 10-Q for the quarter ended June 28, 2014, as filed with the Securities
and Exchange Commission on July 31, 2014 and hereby incorporated by reference.
Statement regarding computation of ratios.
Letter from Ernst & Young LLP dated February 18, 2014, filed as Exhibit 16.1 to the Company's
Current Report on Form 8-K, as filed with the Securities and Exchange Commission on February
18, 2014 and hereby incorporated by reference.
Subsidiaries of the Company.
Consent of Independent Registered Public Accounting Firm.
Power of Attorney.
Certification of Chief Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of
2002.
Certification of Chief Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.
Certification of Chief Executive Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of
2002.
Certification of Chief Financial Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.
XBRL Instance Document
XBRL Taxonomy Extension Schema Document
XBRL Taxonomy Extension Calculation Linkbase Document
XBRL Taxonomy Extension Definition Linkbase Document
XBRL Taxonomy Extension Label Linkbase Document
XBRL Taxonomy Extension Presentation Linkbase Document

*  Management contract or compensatory plan or arrangement.

115

B O A R D O F D I R E C T O R S

N O L A N D . A R C H I B A L D
Retired Executive Chairman
Stanley Black & Decker, Inc.
Director since 1995

N A N C Y E . C O O P E R
Retired Executive Vice
President and Chief
Financial Officer
CA Technologies, Inc.
Director since 2013

D A V I D C . E V E R I T T
Retired President,
Agricultural and Turf
Division – North America,
Asia, Australia, and
Sub–Saharan and South
Africa, and Global Tractor
and Turf Products
Deere & Company
Director since 2012

M A N U E L A . F E R N A N D E Z
Retired Executive Chairman
Sysco Corporation
Director since 1997

D U S T A N E . M C C O Y
Chairman and Chief Executive Officer
Brunswick Corporation
Director since 2005
Employed by Brunswick Corporation

M A R K D . S C H W A B E R O
President and Chief Operating Officer
Brunswick Corporation
Director since 2014
Employed by Brunswick Corporation

D A V I D V . S I N G E R
Retired Chief Executive Officer
Snyder’s-Lance, Inc.
Director since 2013

R A L P H C . S T A Y E R
Chairman, President and
Chief Executive Officer
Johnsonville Sausage, LLC
Director since 2002

J A N E L . W A R N E R
Retired Executive Vice President – Decorative
Surfaces and Finishing Systems
Illinois Tool Works, Inc.
Director since 2015

J . S T E V E N W H I S L E R
Retired Chairman and
Chief Executive Officer
Phelps Dodge Corporation
Director since 2007

R O G E R J . W O O D
President and Chief
Executive Officer
Dana Holding Corporation
Director since 2012

L A W R E N C E A . Z I M M E R M A N
Retired Vice Chairman and Chief Financial Officer
Xerox Corporation
Director since 2006

B O A R D CO M M I T T E E S

A U D I T C O M M I T T E E
L A W R E N C E A . Z I M M E R M A N *
N A N C Y E . C O O P E R
R A L P H C . S T A Y E R
R O G E R J . W O O D

F I N A N C E C O M M I T T E E
N O L A N D . A R C H I B A L D *
D A V I D V . S I N G E R
R A L P H C . S T A Y E R
R O G E R J . W O O D

H U M A N R E S O U R C E S A N D C O M P E N S A T I O N
C O M M I T T E E
J . S T E V E N W H I S L E R *
D A V I D C . E V E R I T T
M A N U E L A . F E R N A N D E Z

N O M I N A T I N G A N D C O R P O R A T E G O V E R N A N C E
C O M M I T T E E
M A N U E L A . F E R N A N D E Z *
D A V I D C . E V E R I T T
D A V I D V . S I N G E R
J A N E L . W A R N E R
J . S T E V E N W H I S L E R

Q U A L I F I E D L E G A L C O M P L I A N C E C O M M I T T E E
M A N U E L A . F E R N A N D E Z *
D A V I D C . E V E R I T T
D A V I D V . S I N G E R
J . S T E V E N W H I S L E R
L A W R E N C E A . Z I M M E R M A N

* Committee Chair

O F F I CE RS O F T H E CO MP A N Y

D U S T A N E . M C C O Y
Chairman and Chief Executive Officer

M A R K D . S C H W A B E R O
President and Chief Operating Officer

W I L L I A M L . M E T Z G E R
Senior Vice President and Chief Financial Officer

R A N D A L L S . A L T M A N
Vice President and Treasurer

B R U C E J . B Y O T S
Vice President – Investor Relations

C H R I S T O P H E R E . C L A W S O N
Vice President and President – Life Fitness

C H R I S T O P H E R F . D E K K E R
Vice President, General Counsel and Secretary

W I L L I A M J . G R E S S
Vice President and President – South America – Mercury
Marine

K E V I N S . G R O D Z K I
Vice President – Communications and Public Affairs

B . R U S S E L L L O C K R I D G E
Vice President and Chief Human Resources Officer

A L A N L . L O W E
Vice President – Finance and Controller

J O H N C . P F E I F E R
Vice President and President – Mercury Marine

J U D I T H P . Z E L I S K O
Vice President – Tax

CORPORATE INFORMATION

C O R P O RA T E O F F I C E S
Brunswick Corporation
1 North Field Court
Lake Forest, Illinois 60045–4811
Phone: (847) 735–4700
Fax: (847) 735–4765
www.brunswick.com

S T O CK E X CH A N G E L I S T I N G S
Brunswick common stock is listed and traded on the
New York and Chicago Stock Exchanges under the
ticker symbol BC.

CE RT I F I CA T I O N

Brunswick’s chief executive officer has filed a
certification with the New York Stock Exchange
stating that he is not aware of any violation by the
Company of NYSE Corporate Governance listing
standards. That document was most recently filed on
May 8, 2014.

A N N U A L M E E T I N G O F S H A R E H O L D E R S
Brunswick’s annual meeting of shareholders will be
held on May 6, 2015. Details are included in the
Proxy Statement.

requesting information about

I N V E S T O R A N D ME D I A I N Q U I RI E S
Securities analysts, institutional investors and media
representatives
the
Company should contact Investor Relations by mail
at the corporate offices, by phone at (847) 735–4374,
at
by fax at
services@brunswick.com.

(847) 735–4750, or by e-mail

T RA N S F E R A G E N T A N D RE G I S T RA R
Shareholders requesting information on electronic
dividend deposits,
transfers, address or ownership
changes, account consolidation or the investment
plan should contact the transfer agent and registrar at:

CO MP U T E RS H A RE I N V E S T O R S E RV I CE S
P. O. Box 30170
College Station, TX 77842-3170
Shareholder online inquiries
https://www-us.computershare.com/investor/contact
(800) 546-9420—Toll free within the United States,
Canada and Puerto Rico
+1 (781) 575-4313—Outside the United States,
Canada and Puerto Rico
www.computershare.com/investor

by

plan

contacting

D I V I D E N D S
Dividends are paid on a quarterly basis, subject to
approval by the Board of Directors, generally in
March, June, September and December. Shareholders
are welcome to participate in Brunswick’s Investor
Plan
administrator,
the
Computershare Investor Services. The plan provides
for automatic reinvestment of dividends into shares
of Brunswick common stock and allows for initial
and additional stock purchases. Shareholders can also
choose to have their dividends directly deposited into
their bank accounts. Brochures and enrollment forms
are
at
www.computershare.com/investor/ or by contacting
Computershare.

on Computershare’s website

available

E L E C T R O N I C RE C E I P T O F P R O X Y M A T E R I A L S A N D

through

P RO X Y V O T I N G
If you are a shareholder and would like to receive this
Annual Report and Proxy Statement via the Internet,
you will need to complete an online consent form
available
at
www.brunswick.com/investors/shareholderservices/
electronicdelivery.php. If you have any questions,
please contact Shareholder Services by mail at
Brunswick’s
at
(847) 735–4294, by fax at (847) 735–4671, or by e-
mail at services@brunswick.com.

the Brunswick website

corporate

offices,

phone

by

I N D E P E N D E N T A U D I T O RS
Deloitte & Touche LLP
Chicago, Illinois

N O N-G A A P F I N A N CI A L ME A S U RE S
Certain statements in this report contain non-GAAP
financial measures. GAAP refers
to generally
accepted accounting principles in the United States.
A “non-GAAP financial measure” is a numerical
measure of a company’s historical or future financial
performance, financial position or cash flows that
excludes amounts, or is subject to adjustments that
that are
have the effect of excluding amounts,
included in the most directly comparable measure
calculated and presented in accordance with GAAP
in the statement of operations, balance sheet or
statement of cash flows of the company; or includes
amounts, or is subject to adjustments that have the
effect of including amounts, that are excluded from
the most directly comparable measure so calculated
and presented. Operating and statistical measures are
not non-GAAP financial measures.

Brunswick’s management believes that non-GAAP
financial measures and the information that
they
provide are useful to investors because they permit
investors to view Brunswick’s performance using the
same tools that Brunswick uses and to better evaluate
its ongoing business performance. Diluted earnings
per share, as adjusted, refers to diluted earnings per
common share, excluding the earnings per share
impact of pension settlement charges for lump sum
payouts, restructuring, exit and impairment charges,
impairment charges for an equity method investment,
loss on early extinguishment of debt, special
tax
items and the results of discontinued operations.
Adjusted pretax earnings refers to earnings before
income taxes, excluding the earnings impact of
pension settlement charges for lump sum payouts,
restructuring,
charges,
impairment charges for an equity method investment
and the loss on early extinguishment of debt.

impairment

exit

and

F O R W A R D-L O O K I N G S T A T E ME N T S
Certain statements in this Annual Report are forward
looking as defined in the Private Securities Litigation
Reform Act of 1995. Such statements are based on
current expectations, estimates and projections about
Brunswick’s business. Forward-looking statements
by their nature address matters that are, to different
degrees, uncertain and often contain words such as
“may”, “could”, “expect”, “intend”, “plan”, “seek”,
“potential” or
“estimate”,
“continue”. These statements are not guarantees of
future performance and involve certain risks and
uncertainties that may cause actual results to differ
materially from expectations as of the date of this
report. For a description of these risks, see the Risk
Factors and Forward-Looking Statements section in
the Management’s Discussion and Analysis in the
Annual Report on Form 10-K included herein.

“believe”,

“predict”,