Quarterlytics / Consumer Cyclical / Auto - Recreational Vehicles / Brunello Cucinelli

Brunello Cucinelli

bc · NYSE Consumer Cyclical
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Ticker bc
Exchange NYSE
Sector Consumer Cyclical
Industry Auto - Recreational Vehicles
Employees 10,000+
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FY2023 Annual Report · Brunello Cucinelli
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 10-K 

☒

☐

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 For the fiscal year ended December 31, 2023
 or

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 For the transition period from ______________ to ______________
Commission file number 1-1043 

Brunswick Corporation 

Delaware
(State or other jurisdiction of incorporation or organization)

36-0848180
(I.R.S. Employer Identification No.)

(Exact name of registrant as specified in its charter)

26125 N. Riverwoods Blvd., Suite 500, Mettawa, IL 60045-3420 
(Address of principal executive offices, including zip code)

(847) 735-4700 
 (Registrant's telephone number, including area code)

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class

Trading Symbol(s)

Common stock, par value $0.75 per share

6.500% Senior Notes due 2048
6.625% Senior Notes due 2049
6.375% Senior Notes due 2049

BC

BC-A
BC-B
BC-C

Name of Each Exchange on Which Registered
New York Stock Exchange
Chicago Stock Exchange
New York Stock Exchange
New York Stock Exchange
New York Stock Exchange

Securities registered pursuant to Section 12(g) of the Act: None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.  Yes ☒  No ☐

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.  Yes ☐ No ☒

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 
during  the  preceding  12  months  (or  for  such  shorter  period  that  the  registrant  was  required  to  file  such  reports),  and  (2)  has  been  subject  to  such  filing 
requirements for the past 90 days.  Yes ☒ No ☐

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of 
Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).  
Yes ☒ No ☐

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an 
emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company” and "emerging growth 
company" in Rule 12b-2 of the Exchange Act. (Check one):
Large accelerated filer
Non-accelerated filer
Emerging growth company

Accelerated filer
Smaller reporting company

☐
☐

☒
☐
☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new 
or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o

Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control 
over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or 
issued its audit report. ☒

If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant included in the 
filing reflect the correction of an error to previously issued financial statements. ☐

 
 
 
Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensation received 
by any of the registrant’s executive officers during the relevant recovery period pursuant to §240.10D-1(b). ☐

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).  Yes ☐ No ☒ 

As of July 1, 2023, the last business day of the registrant’s most recently completed second fiscal quarter, the aggregate market value of the voting stock of 
the registrant held by non-affiliates was $6,006,140,475. Such number excludes stock beneficially owned by executive officers and directors. This does not 
constitute an admission that they are affiliates. 

The number of shares of Common Stock ($0.75 par value) of the registrant outstanding as of February 14, 2024 was 68,167,542.

DOCUMENTS INCORPORATED BY REFERENCE
Part III of this Report on Form 10-K incorporates by reference certain information that will be set forth in the Company's definitive Proxy 
Statement for the Annual Meeting of Shareholders scheduled to be held on May 1, 2024.

BRUNSWICK CORPORATION
INDEX TO ANNUAL REPORT ON FORM 10-K
December 31, 2023 

TABLE OF CONTENTS

Business

PART I
Item 1.
Item 1A. Risk Factors
Item 1B. Unresolved Staff Comments
Item 1C. Cybersecurity
Item 2.
Item 3.
Item 4.  Mine Safety Disclosures

Properties
Legal Proceedings

PART II
Item 5. Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of 

Equity Securities
Reserved

Item 6.
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations
Item 7A. Quantitative and Qualitative Disclosures About Market Risk
Financial Statements and Supplementary Data
Item 8.
Item 9.
Changes in and Disagreements with Accountants on Accounting and Financial Disclosure
Item 9A. Controls and Procedures
Item 9B. Other Information
Item 9C. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections

PART III
Item 10. Directors, Executive Officers and Corporate Governance
Item 11. Executive Compensation
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholders 

Matters

Item 13. Certain Relationships and Related Transactions, and Director Independence
Item 14. Principal Accounting Fees and Services

PART IV
Item 15. Exhibits and Financial Statement Schedules
Item 16. Form 10-K Summary

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101

 
 
Forward-Looking Statements

Certain  statements  in  this Annual  Report  on  Form  10-K  are  forward-looking  statements  as  defined  in  the  Private 
Securities Litigation Reform Act of 1995. Forward-looking statements are based on current expectations, estimates 
and  projections  about  Brunswick's  business  and  by  their  nature  address  matters  that  are,  to  different  degrees, 
uncertain.  Words  such  as  "may,"  "could,"  "should,"  "expect,"  "anticipate,"  "project,"  "position,"  "intend,"  "target," 
"plan,"  "seek,"  "estimate,"  "believe,"  "predict,"  "outlook,"  and  similar  expressions  are  intended  to  identify  forward-
looking statements. Forward-looking statements are not guarantees of future performance and involve certain risks 
and uncertainties that may cause actual results to differ materially from expectations as of the date of this Annual 
Report on Form 10-K. These risks include, but are not limited to, those set forth under Item 1A of this Annual Report 
on Form 10-K. Forward-looking statements speak only as of the date on which they are made and Brunswick does 
not undertake any obligation to update them to reflect events or circumstances after the date of this Annual Report.

Table of Contents

Item 1. Business

PART I

References  to  "we,"  "us,"  "our,"  the  "Company,"  "Brunswick,"  and  "Brunswick  Corporation"  refer  to  Brunswick 
Corporation and its consolidated subsidiaries unless the context specifically states or implies otherwise.

Brunswick Corporation is a global leader in marine recreation, delivering innovation that transforms experiences on 
the  water  and  beyond.  Our  unique,  technology-driven  solutions  are  informed  and  inspired  by  deep  consumer 
insights  and  powered  by  our  belief  that  “Next  Never  Rests.™”  We  design,  manufacture,  and  market  recreational 
marine products, including leading marine propulsion products and boats, as well as parts and accessories for the 
marine and RV markets, and we operate the world's largest boat club. We are dedicated to industry leadership, to 
being  the  best  and  most  trusted  partner  to  our  many  customers,  and  to  building  synergies  and  ecosystems  that 
enable  us  to  challenge  convention  and  define  the  future.  Incorporated  in  Delaware  on  December  31,  1907, 
Brunswick has traded on the New York Stock Exchange for nearly 100 years. 

Our strategy is focused on: 

•
•

•
•
•
•

•
•
•
•

Understanding and addressing the changing needs and behaviors of global boating participants;
Investing  in  innovative,  global  product  leadership  and  leveraging  our  leading  brands  to  meet  consumer 
needs;
Delivering distinctive, elevated ownership and shared-access experiences that expand boating participation;
Being the partner of choice to our customers by offering integrated technical and business solutions;
Engaging consumers with the richest, most intuitive digital experiences;
Leading the industry in Autonomy, Connectivity, Electrification, and Shared Access (ACES) strategies, with 
an expanding set of commercially available products in each category;
Unlocking unique and profound enterprise synergies;
Investing in increasing global business resiliency;
Being an acknowledged marine industry leader in sustainability; and
Being an employer of choice through our clear purpose and culture of inclusiveness.

These  strategies  support  our  aim  to  create  exceptional  experiences,  expand  participation  in  recreational  boating, 
deliver  industry-transforming  technology,  and  leverage  our  leading  businesses  to  grow  earnings  and  enhance 
shareholder value. Our integrated business strategy is supported by a balanced capital strategy that includes critical 
investments  in  new  products  and  technology  to  further  our  market  leadership  position,  organic  growth  initiatives, 
and our ACES and technology strategies while also managing debt levels and maturities, maintaining strong cash 
and liquidity positions, and continuing to return capital to shareholders through share repurchases and dividends. 

Effective January 1, 2023, the Company changed its management reporting and updated its reportable segments to 
Propulsion, Engine Parts and Accessories (Engine P&A), Navico Group and Boat to align with our internal operating 
structure, described further below.  

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Key brands associated with each of our segments are listed below.

Refer  to  Note  5  –  Segment  Information  in  the  Notes  to  Consolidated  Financial  Statements  for  additional 
information regarding our segments.

Propulsion Segment

The Propulsion segment, which we believe is a world leader in the manufacturing and sale of recreational marine 
engines  and  propulsion  systems,  had  net  sales  of  $2,763.8  million  in  2023.  The  Propulsion  segment  designs, 
manufactures  and  sells  engines,  controls,  rigging,  and  propellers  globally  to  over  860  boat  builders  (both 
independent  and  Brunswick's  Boat  segment)  and  a  network  of  more  than  8,900  marine  dealers  and  distributors, 
specialty  marine  retailers,  marine  service  centers,  and  various  local,  state,  and  federal  governmental  accounts. 
White  River  Marine  Group,  LLC  (including  Tracker  and  Ranger  Boats)  and  Brunswick  Boat  Group  are  significant 
customers.

Propulsion  segment  engines  are  designed  for  use  in  recreational,  commercial,  and  racing  applications.  Mercury 
designs  and  sells  four-stroke  outboard  engine  models  ranging  from  2.5  to  600  horsepower;  Mercury  Marine  and 
Mercury Racing manufacture inboard and sterndrive engine models ranging from 115 to 1,550 horsepower. Mercury 
Marine also manufactures two-stroke, non-DFI (direct fuel injection) engines for certain markets outside the United 
States and Avator™ electric propulsion systems in models ranging from 7.5e to 110e. In 2023, Brunswick acquired 
Fliteboard  Pty  Ltd  (Fliteboard),  a  leader  in  eFoiling  technology,  to  further  enhance  our  electrification  and  shared-
access strategies. Fliteboard is operated as part of the Propulsion segment.

Engine P&A Segment

The  Engine  P&A  segment  had  net  sales  of  $1,199.8  million  in  2023.  Engine  P&A  sells  products  such  as  engine 
parts and consumables including oils and lubricants, electrical products, boat parts and systems, and also includes 
our marine parts and accessories distribution businesses. 

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Table of Contents

Engine  P&A  products  are  designed  for  and  sold  mostly  to  aftermarket  retailers,  dealers,  distributors,  and  original 
equipment manufacturers (including Brunswick Boat segment brands) for both marine and non-marine markets. The 
Engine  P&A  distribution  businesses  are  leading  distributors  of  Brunswick  and  third  party  marine  parts  and 
accessories throughout North America, Europe, and Asia-Pacific, offering same-day or next-day delivery service to 
a broad array of marine service facilities.

Navico Group Segment

The Navico Group segment, which had net sales of $914.7 million in 2023, designs, develops, manufactures, and 
markets  products  and  systems  for  the  marine,  RV,  specialty  vehicle,  mobile  and  industrial  markets,  as  well  as 
aftermarket  channels.  Navico  Group  products  include  marine  electronics,  sensors,  and  control  systems,  digital 
control  and  monitoring  systems,  instruments,  fish  finders,  sonar,  radar,  trolling  motors,  fuel  systems,  batteries, 
power management, and electrical systems. Navico Group sells its products to aftermarket distributors and retailers 
as well as original equipment manufacturers. White River Marine Group, LLC, Brunswick's Engine P&A distribution 
businesses and Brunswick Boat Group are significant customers.

Boat Segment

The  Boat  segment  consists  of  the  Brunswick  Boat  Group  (Boat  Group),  which  manufactures  and  distributes 
recreational boats, and Business Acceleration. We believe that the Boat segment, which had net sales of $1,989.4 
million during 2023, is a world leader in the manufacture and sale of pleasure boats. The Boat segment manages 
Brunswick's boat brands, evaluates and optimizes the Boat segment's boat portfolio, promotes recreational boating 
services and activities to enhance the consumer experience and dealer profitability, including through its Business 
Acceleration  initiatives,  and  speeds  the  introduction  of  new  technologies  into  boat  manufacturing  and  design 
processes.

The Boat segment procures substantially all of its engines from Brunswick's Propulsion segment, and boats often 
include other parts and accessories supplied by the Engine P&A and Navico Group segments. The Boat Group sells 
its products through a global network of more than 1,300 dealers and distributors, with some operating in more than 
one  location  and  some  carrying  more  than  one  of  our  boat  brands. The  Boat  Group's  largest  dealer,  MarineMax, 
Inc., is a significant external customer which carries a number of the Boat Group's product lines and has multiple 
locations.

Included within the Boat segment is the Business Acceleration business, which is dedicated to developing emerging 
and  disruptive  business  models,  focusing  on  services  and  subscriptions,  and  engaging  the  next  generation  of 
diverse boaters. Business Acceleration businesses accounted for 8 percent of Boat segment net sales in 2023. 

Business Acceleration's Freedom Boat Club (FBC) is the world's largest boat club network. FBC operates in more 
than  400  locations  across  the  U.S.,  Canada,  Australia,  and  Europe,  and  has  nearly  60,000  memberships.  FBC 
members  pay  an  upfront  initiation  fee  and  ongoing  monthly  dues  in  exchange  for  gaining  shared  access  to  their 
local  club’s  diverse  fleet  of  boats  and  reciprocal  privileges  at  all  other  FBC  locations.  Business Acceleration  also 
operates  a  variety  of  other  businesses  including  dealer  and  retailer  financing;  retail  extended  warranty  and 
insurance businesses; Boateka, a certified pre-owned boat platform; and other marine services businesses. 

Financing Services

Through our Brunswick Financial Services Corporation subsidiary, we own a 49 percent interest in a joint venture, 
Brunswick Acceptance Company, LLC (BAC). Under the terms of the joint venture agreement (JV Agreement), BAC 
provides secured wholesale inventory floor plan financing to our boat and engine dealers as well as Freedom Boat 
Club franchisees. A subsidiary of Wells Fargo & Company owns the remaining 51 percent.

The  JV Agreement  contains  a  financial  covenant  that  conforms  to  the  maximum  leverage  ratio  test  in  the  Credit 
Facility described in Note 14 – Debt in the Notes to Consolidated Financial Statements. The JV Agreement contains 
provisions  allowing  for  the  renewal  of  the  JV Agreement  or  the  purchase  of  the  other  party's  interest  in  the  joint 
venture at the end of its term. Alternatively, either partner may terminate the JV Agreement at the end of its term. 
Refer to Note 8 – Financing Joint Venture in the Notes to Consolidated Financial Statements for more information 
about our financial services offered through BAC.

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Table of Contents

Many  dealers  secure  floor  plan  financing  from  BAC,  and,  to  a  lesser  extent,  from  other  third  party  financing 
companies, enabling them to stock product in advance of the peak selling season and providing stable channels for 
our  products.  Brunswick  provides  risk  mitigation  to  BAC  and  other  finance  companies  in  the  form  of  inventory 
repurchase commitments, under which we are obligated to repurchase inventory in the event of a dealer's default. 
This risk mitigation is reflected in our estimate of repurchase liabilities. Our business units, along with BAC, maintain 
active  credit  operations  to  manage  this  financial  exposure,  and  we  continually  seek  opportunities  to  sustain  and 
improve  the  financial  health  of  our  various  distribution  channel  partners.  Refer  to  Note  11  –  Commitments  and 
Contingencies in the Notes to Consolidated Financial Statements for further discussion of these arrangements.

In  addition  to  floor  plan  financing,  Business Acceleration  recently  announced  the  launch  of  Brunswick  Finance,  a 
digital retail finance solution that simplifies the purchase process by leveraging a fully integrated technology platform 
offering end-to-end integration across the boat buying ecosystem, from applying for pre-qualification to underwriting, 
finalizing agreements and e-signing for loans. 

Distribution

We utilize independent distributors, dealers, and retailers (Dealers) for the majority of our boat sales, sales of parts 
and  accessories,  and  some  sales  of  marine  engines.  We  have  over  19,000  active  Dealers  serving  our  business 
segments worldwide. Our Dealers typically carry one or more product categories and are independent companies or 
proprietors  that  range  in  size  from  small,  family-owned  businesses  to  a  large,  publicly  traded  corporation  with 
substantial revenues and multiple locations. Some Dealers sell our products exclusively, while a majority also carry 
competitor  and  complementary  products.  We  partner  with  our  Dealer  network  to  improve  quality,  service, 
distribution, and delivery of parts and accessories to enhance the boating customer's experience.

Besides our network of independent Dealers, we sell parts and accessories to boat builders and operate our own 
wholesale  parts  and  accessories  distribution  companies,  which  are  leading  distributors  of  marine  parts  and 
accessories  with  a  network  of  warehouses  located  throughout  the  markets  they  serve,  offering  same  or  next-day 
delivery to a broad array of marine service facilities and Dealers. In addition, we operate a leading boat dealer in the 
Southeastern U.S. with four locations selling boats and parts and accessories.

Technology and Innovation

We  believe  Brunswick  is  uniquely  positioned  to  continue  defining  the  future  of  the  global  marine  industry.  We  are 
continuously  and  consistently  innovating  the  future  of  recreational  boating  through  growing  service,  connectivity, 
and alternative participation capabilities and businesses. To support our goal, we have established cross-functional 
and cross-business investments and initiatives, and hire leaders with strong technology experience. We continue to 
develop  solutions  to  further  improve  boater  experiences  both  by  advancing  the  efficiency  and  capabilities  of  our 
core product lines and through our ACES strategy. 

We  continue  to  develop  and  refine  future  innovative  projects  through  our  team  at  the  i-Jet  Innovation  Lab  at  the 
University of Illinois Urbana-Champaign. In 2023, Mercury Marine unveiled its Avator 7.5e electric outboard at the 
Consumer Electronics Show in Las Vegas and has since introduced Avator electric propulsion systems up to 110e.  
Mercury  Marine  also  entered  into  an  agreement  with  Jing-Jin  Electric  (JJE),  an  electrified  propulsion  leader  in 
components,  assemblies,  and  systems  for  global  automotive  applications,  to  collaborate  on  Mercury's  portfolio  of 
electric  propulsion  solutions.  Our  Boat  Group  introduced  the  new  Veer  boat  brand,  intended  to  support  electric 
propulsion,  and  Navan  by  Quicksilver,  which  combines  innovative  technology  with  superior  performance.  Navico 
Group  introduced  three  new  Mastervolt  brand  larger  capacity,  lithium-ion  deep-cycle  supply  batteries  to  provide 
enhanced power storage capacity in a lighter weight and smaller footprint. Navico Group's Whale brand launched 
Heat Air, a lightweight, space-efficient, propane-based, heating solution for recreational vehicles.

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Brunswick won numerous awards in 2023 for our groundbreaking products, including: 

• National  Marine  Manufacturers Association  (NMMA)  and  Boating  Writers  International  (BWI)  honored  our 

Veer boat brand with a 2023 Minneapolis Innovation Award in the fishing boat category.

• Multiple NMMA Innovation Awards at the 2023 Miami International Boat Show, including for the Fathom e-
Power System, Lowrance HDS Pro with Active Imaging HD and ActiveTarget 2, and the Sea Ray SLX 260 
Outboard.

• A record 11 Boating Industry Magazine 2023 Top Product Awards to products across our portfolio.

International Operations

Non-U.S. sales are set forth in Note 2 – Revenue Recognition and Note 5 – Segment Information in the Notes to 
Consolidated  Financial  Statements  and  are  also  included  in  the  table  below,  which  details  our  non-U.S.  sales  by 
region:

(in millions)
Europe
Canada
Asia-Pacific
Rest-of-World
Total
Total International Sales as a Percentage of Net Sales

2023

2022

2021

$ 

837.3 

$ 

904.4 

$ 

796.2 

373.0 

410.0 

331.3 

458.2 

466.0 

284.4 

411.7 

439.0 

237.4 

$  1,951.6 

$  2,113.0 

$  1,884.3 

 30 %

 31 %

 32 %

We transact a portion of our sales in non-U.S. markets in local currencies, while a meaningful portion of our product 
costs  are  denominated  in  U.S.  dollars  as  a  result  of  our  U.S.  manufacturing  operations.  As  a  result,  the 
strengthening or weakening of the U.S. dollar affects the financial results of our non-U.S. operations. 

Propulsion non-U.S. sales comprised approximately 43 percent of our non-U.S. sales in 2023. Engine P&A non-U.S. 
sales comprised approximately 18 percent of our non-U.S. sales in 2023. Navico Group non-U.S. sales comprised 
approximately 17 percent of our non-U.S. sales in 2023. Boat non-U.S. sales comprised approximately 22 percent 
of our non-U.S. sales in 2023.

Raw Materials and Supplies

We  purchase  a  wide  variety  of  raw  materials  from  our  supplier  base,  including  commodities  such  as  aluminum, 
copper,  resins,  oil,  and  steel,  as  well  as  product  parts  and  components,  such  as  boat  windshields. The  prices  for 
these  raw  materials,  parts,  and  components  fluctuate  depending  on  market  conditions  and  inflation.  In  2023,  our 
operations  continued  to  experience  intermittent  supply  chain  uncertainty  and  disruptions.  Our  global  procurement 
operations constantly strive to obtain adequate supplies, better leverage purchasing power across our divisions, and 
improve cost efficiencies. We mitigate commodity price risk on certain raw material purchases by entering into fixed 
priced contracts or derivatives to reduce our exposure related to changes in commodity prices.

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Intellectual Property

We  own  intellectual  property,  including  patents,  trademarks,  and  trade  secrets,  related  to  our  current  and  future 
products and production methods, in the U.S. and certain other countries. By law, patents have a limited term, so 
our  patents  expire  over  time.  Our  trademarks  and  trade  secrets  have  potentially  indefinite  lives.  We  consider  our 
collection of intellectual property to be a valuable asset that is important to our competitive position. As of December 
31, 2023, we own more than:

•
•
•
•
•
•

1,100 active U.S. patents;
450 pending U.S. patent applications;
650 active foreign patents;
270 pending foreign patent applications;
370 U.S. registered trademarks; and
1,800 foreign registered trademarks.

We  invest  substantial  resources  in  acquiring,  maintaining,  and  defending  our  intellectual  property  rights,  and  we 
expect to continue to do so. When feasible, we seek patent protection on products and production methods that are 
under  development,  and  in  areas  of  possible  future  development.  We  require  employees  who  will  develop 
intellectual  property,  or  who  have  access  to  intellectual  property,  to  sign  confidentiality  and  intellectual  property 
assignment agreements. We invest in physical and IT security programs to prevent theft and inadvertent disclosure 
of trade secrets. In addition to "Brunswick," our primary trademarks include Mercury Marine, Boston Whaler, Lund, 
and Sea Ray.  

Market and Competitive Conditions

Demand  for  our  products  is  typically  seasonal,  with  sales  generally  highest  in  the  second  quarter  of  the  calendar 
year.  Strong  competition  exists  in  each  of  our  product  groups,  but  no  single  enterprise  competes  with  us  in  all 
product groups. In each product area, competitors range in size from large, highly-diversified companies to small, 
single-product  businesses.  We  also  indirectly  compete  with  businesses  that  offer  alternative  leisure  products  or 
activities. The following summarizes our competitive position in each segment:

Propulsion. The marine engine market is highly competitive among several major international companies, such as 
outboard  engine  manufacturers  based  in  Japan  and  several  smaller  companies.  Our  competitive  advantage  is  a 
function of product features, technology, quality and durability, breadth of product line, performance, distribution and 
manufacturing capabilities, along with effective promotion, after-sales service, and distribution. 

Engine  P&A.  The  marine  parts  and  accessories  market  is  highly  competitive  and  fragmented.  Our  competitive 
advantage  in  this  market  includes  our  product  breadth  and  quality,  proprietary  parts  and  technology,  global 
distribution network, extensive portfolio of recognized brands, sales team, delivery timing, and service.

Navico  Group.  Navico  Group  competes  in  the  marine,  RV,  and  specialty  vehicle  parts  and  accessories  markets, 
which  are  also  highly  competitive  and  fragmented.  Our  competitive  advantage  in  these  markets  includes  our 
extensive  portfolio  of  recognized  brands,  proprietary  technology,  integrated  solutions,  product  quality,  sales  team, 
and service offering. 

Boat.  Although  there  are  many  boat  manufacturers,  few  manufacturers  compete  in  the  breadth  of  categories  or 
geographies  in  which  our  Boat  segment  competes.  We  compete  on  the  bases  of  product  features,  technology, 
quality,  brand  strength,  dealer  service,  pricing,  performance,  value,  durability,  and  styling,  along  with  effective 
promotion and distribution. In addition, FBC competes on number and quality of locations, pricing, and service.

Climate Change and Environmental Compliance

Our customers rely on clean air and water to enjoy our products and services, and we are committed to practices 
and  policies  designed  to  help  protect  the  environment  and  the  well-being  of  our  employees,  customers,  and  the 
public. We seek to comply with applicable environmental regulatory and industry standards across all our facilities 
and  in  the  products  we  manufacture.  We  strive  continually  to  improve  energy  efficiency,  minimize  the  carbon 
emissions of our operations, supply chain, and product portfolio, and deliver more cost-effective and lower carbon 
technology products and solutions to our customers. These environmental sustainability efforts are integrated into 
our business strategy and operations.

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Some of our recent sustainability projects and accomplishments include:  

Product Management
Mercury Marine 
expanded the Avator™ 
electric outboard motor 
line to include the 20e 
and 35e, and 
announced plans for the 
75e and 110e.

Energy Management
Boat Group’s Reynosa, 
Mexico facility 
operationalized a solar 
installation and Mercury 
Marine announced two 
small-scale solar 
installations in Australia.

Mercury Marine 
acquired Fliteboard, a 
battery-powered e-foil 
personal watercraft, 
further bolstering its 
commitment to 
electrification.

Mercury Marine’s 
Brownsburg distribution 
facility received LEED 
(Leadership in Energy 
and Environmental 
Design) Silver 
certification. 

RELiON launched the 
RB36V40, a 36V 40Ah 
marine lithium battery 
with 20% more energy 
capacity than its series 
equivalent.

Boat Group introduced 
a new energy audit 
program and completed 
audits at seven primary 
manufacturing 
locations.

Waste Reduction
Land 'N' Sea attained 
90% waste to landfill 
reduction at all 13 of its 
distribution facilities.

Navico Group attained 
its first 90% waste-to-
landfill reduction at its 
Lowell, MI facility.

Boat Group’s New York 
Mills, MN facility 
converted to a reusable 
racking system for 
windshields.

Water Reduction

Conservation

Mercury's Suzhou, 
China manufacturing 
facility converted to a 
powder paint system, 
which is expected to 
reduce water 
consumption by 8 
million gallons per year.
System improvements 
at Mercury Marine’s 
Fond du Lac campus 
are expected to reduce 
use of 6 million gallons 
of water per year.

Lowrance partnered 
with OzFish, an 
Australian project to 
attract new shellfish 
growth, improve water 
cleanliness, and 
increase fish 
populations.
Simrad partnered on 
fish tagging programs 
led by Gray Fishtag 
Research and the 
Scientific Angler 
Tagging Tour.

Boat Group’s Reynosa, 
Mexico facility 
introduced an osmosis 
wastewater recovery 
system to reduce water 
consumption by an 
estimated 10% per 
year.

Teams of Brunswick 
employees around the 
world completed more 
than 40 conservation-
related community 
service events.

Boat Group’s new 
Navan by Quicksilver 
features a twin step hull 
which reduces drag, 
making the boats faster 
and more fuel efficient.

LED lighting upgrades 
completed at 12 
manufacturing facilities.

Boat Group's Tellico, TN 
facility began a 
recycling program for 
wood pallets and plastic 
parts skeletons.

The Brunswick 
Foundation made 
grants to eight 
organizations dedicated 
to marine conservation.

In  recognition  of  its  sustainability  efforts,  Brunswick  was  listed  among  Newsweek’s  America's  Most  Responsible 
Companies  for  2023  for  the  fourth  consecutive  year,  Sustainalytics'  “Industry  Top  Rated”  for  2023,  Newsweek's 
inaugural list of America's Greenest Companies and USA Today and Statista's inaugural Climate Leaders List, which 
recognizes  companies'  efforts  to  reduce  Scope  1  and  Scope  2  greenhouse  gas  emissions. Additionally,  Mercury 
Marine received Green Masters status from the Wisconsin Sustainable Business Council for the 13th consecutive 
year.

For  more  information  on  our  sustainability  strategy,  programming,  data,  and  goals,  we  refer  you  to  our  annual 
Sustainability  Report  (which  is  not  incorporated  by  reference  herein),  available  on  our  website  at  https://
www.brunswick.com/corporate-responsibility/sustainability. 

We anticipate that increased global regulation relating to climate change, such as climate disclosure requirements 
or  product  emissions  limitations,  will  require  us  to  comply  or  potentially  face  market  access  limitations  or  other 
penalties,  including  fines.  Our  manufacturing  operations  and  products  are  subject  to  numerous  and  increasingly 
strict federal, state, local, and foreign environmental laws and regulations. As we evolve our product electrification 
strategy, we are subject to other regulations and requirements relating to the transportation, storage, handling, and 
use  of  batteries  and  the  components  used  in  battery  manufacturing.  Our  products  are  subject  to  increasingly 
stringent  regulations  regarding  chemical  and  material  composition,  and  we  are  subject  to  extended  producer 
responsibility laws and regulations requiring manufacturers to be responsible for collection, recovery, and recycling 
of wastes from certain products. Compliance with these laws and regulations has not had a material impact on our 
capital  expenditures,  earnings,  financial  condition,  or  competitive  position.  There  can  be  no  assurance,  however, 
that current or future environmental laws and regulations will not impose costly requirements upon us. Any failure to 
comply with applicable environmental laws, regulations, and contractual obligations could result in fines, suspension 
of  production,  the  need  to  alter  manufacturing  processes,  and  legal  liability,  and  could  negatively  affect  our 
competitive position.

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For  further  information,  refer  to  Section  1A,  Risk  Factors,  for  a  discussion  of  risks  related  to  environmental 
compliance  and  to  Note  11  –  Commitments  and  Contingencies  in  the  Notes  to  Consolidated  Financial 
Statements for a description of certain environmental proceedings. 

Human Capital Resources

Brunswick is dedicated to creating an inspiring and inclusive work environment that attracts, develops, and retains 
top talent. This environment unlocks our employees’ potential to continue transforming the marine industry.

Employee Information

As of December 31, 2023, we employed approximately 17,300 employees, 96 percent of whom were full-time. Our 
employee base is approximately 65 percent hourly and 35 percent salaried. Temporary and contingent employees 
(including interns and co-ops) and contractors accounted for approximately 2,300 additional workers. 

Approximately 2,500 of our U.S. employees belong to labor unions and approximately 1,000 additional employees 
are members of international unions or work councils. We believe that the relationships among our employees, the 
unions  or  work  councils,  and  the  Company  remain  stable.  Mercury  Marine  and  its  largest  union,  the  International 
Association  of  Machinists  and  Aerospace  Workers  (IAM)  Lodge  1947,  negotiated  a  new  collective  bargaining 
agreement in 2023, which will remain in place through September 30, 2028. During 2023, we experienced no union-
related work stoppages.

Diversity and Inclusion 

We view diversity, equity, and inclusion (DEI) as a strategic business initiative. We consider DEI to be a competitive 
advantage  and  have  therefore  focused  our  efforts  on  expanding  diverse  representation  throughout  our  global 
workforce and reinforcing a culture of belonging at every worksite. 

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A cross-functional/divisional core team leads our enterprise-wide initiative, TIDE (Together: Inclusion, Diversity and 
Equity), to integrate DEI in our business processes and behaviors.

We  maintain  five  employee  resource  groups  (ERGs):  Women  on  Water,  Brunswick  Black  Professionals  Network, 
Asians  and  Pacific  Islanders  in  Marine,  Organization  for  Hispanic/Latinos  for  Leadership  and Advancement,  and 
Brunswick Veterans Network. These ERGs are self-organized, Company-supported groups focused on cultivating a 
sense of belonging and inclusion at Brunswick. Each ERG strives to support employees by deepening engagement, 
unifying and connecting communities, and fostering professional and personal growth. 

Through TIDE and our ERGs, we accomplished the following in 2023: 

•
•
•
•

•

Grew our ERGs to over 1,000 participants, up 100 percent over 2022. 
Conducted 18 experiential activities, including commemorative events and cultural programming. 
Held 10 professional and personal development events.
Introduced three new inclusion programs including the United People of Brunswick experience, Inspiring 
Inclusion Award and the Inclusivity & You learning program. 
Developed three new pipeline programs to support diversity in early career hiring for technical talent. 

We support increasing representation of diverse populations at all levels of the organization. Women make up one-
third of our Executive Officers and one-third of our Directors are female. Women comprise approximately 29 percent 
of our total global workforce, and racially or ethnically diverse employees make up approximately 25 percent of our 
U.S. workforce.

We  are  proud  to  note  that  Forbes  named  Brunswick  to  its  2023  lists  of  World’s  Best  Employers, America's  Best 
Employers for Veterans, and America’s Best Employers for Women. U.S. News and World Report named us one of 
the Best Companies to Work For in 2023, and Brunswick finished in the top 10 of all companies on both its Best 
Companies for Work-Life Balance and Best Companies for Quality of Pay lists. Boating Industry Magazine named 
four  of  our  exceptional  female  colleagues  as  “Women  Making  Waves"  and  Manufacturing  Institute  (MI),  the 
workforce development and education partner of the National Association of Manufacturers, named Brunswick Boat 
Group President Aine Denari as a 2023 Women MAKE America Awards Honoree.

Health and Safety

Employee  health  and  safety  are  top  priorities.  We  proactively  identify  and  address  potential  safety  risks  in  our 
business  and  operations.  Our  goal  is  to  achieve  zero  work-related  incidents  and  injuries.  We  maintain  a  Safety 
Management System (SMS) to formally address safety risks throughout the workplace and use our SMS to manage 
potential work-related hazards that pose a risk of high consequence of potential injury. Implementing processes and 
systems  that  meet  SMS  criteria  is  designed  to  result  in  less  frequent  and  less  severe  work-related  incidents  and 
injuries.

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The  Company's  recordable  and  lost-time  incident  rates  from  2021  to  2023,  recorded  as  of  December  31,  are  as 
follows:

Our global recordable incident rate is considerably lower than the benchmarks of the U.S. Bureau of Labor Statistics 
for similar businesses and operations. Additionally, we reported no fatalities in 2023.

Compensation and Benefits

Our compensation philosophy is to encourage performance that creates sustainable, long-term shareholder value; 
motivates  achievement  of  financial  and  strategic  goals;  attracts,  retains,  and  motivates  talent;  and  reinforces  our 
pay-for-performance  culture.  We  are  committed,  and  strive  to  ensure,  that  employees  are  paid  equitably  for  their 
work, regardless of their race or gender.

We  offer  market-competitive  salaries  and  wages  including  incentive  bonus  opportunities  for  managers  and  senior 
individual  contributors,  an  equity  incentive  program  for  director-level  positions  and  above,  and  a  discretionary 
retirement contribution dependent on the Company’s performance.

Our range of benefits (varying by country) includes: 

•
•
•

Paid time off (vacation, parental leave, sick time, and disability programs);
Healthcare coverage (medical, dental, prescription, vision, and hearing);
Financial  savings  and  investment  opportunities  (flexible  spending  accounts,  health  savings  accounts, 
retirement, employee stock purchase, and credit monitoring programs);
A suite of life, accident, and critical illness insurance programs; 

•
• Wellness programs; and
•

Educational assistance programs.

Employee Learning and Development

We support career advancement and create a rewarding environment for employees to learn, grow, and perform at 
their best. We provide opportunities for continuous learning and development, such as:

• Workday  Learning,  a  learning  platform  that  offers  courses  in  leadership  and  innovation,  effective 

communication, and strategic thinking;
Rotational leadership programs to develop Brunswick’s future business and financial leaders;

•
• Women’s  development  and  mentoring  programs,  which  enhance  our  succession  bench  strength  and 

champion female leaders of the future; and

• Wide-ranging  hands-on  learning  and  development  programs  to  enhance  and  grow  our  critical  functional 

skills.

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We  recognize  that  we  operate  in  competitive  marketplaces  when  it  comes  to  finding  top  talent,  particularly  in 
technical fields. We strive to offer our employees career-specific tools, skilled apprenticeship programs, and robust 
on-the-job  training  opportunities.  Our  technical  career  tracks  provide  development  for  engineers  and  technology 
personnel  who  will  shape  our  future  ACES  initiatives.  We  also  incentivize  innovation  through  a  long-established 
inventor recognition award program.

Part  of  employee  development  includes  annual  performance  feedback  and  management  for  all  employees,  for 
which we have a standard process that includes opportunities for employee engagement at every stage. We also 
maintain succession plans that foster internal promotion to key positions.

We believe our strong compliance culture plays a central role in our success. The Integrity Playbook, Brunswick’s 
code of conduct, serves as the foundation of our Ethics Program. In 2023, 97 percent of our active global salaried 
population completed our annual code of conduct training.

Employee Engagement

During 2023, Brunswick again completed a global employee engagement survey, in which approximately 85 percent 
of employees participated, an increase of three percentage points compared to 2022. Insights from the survey will 
be used to develop action plans at the manager, facility, division, and corporate level to further enhance employee 
satisfaction and positive connections to Brunswick. 

Please  see  our  annual  Sustainability  Report  (which  is  not  incorporated  by  reference  herein),  available  on  our 
website, for additional information about our human capital management programs.

Available Information

Brunswick  maintains  an  Internet  website  at  http://www.brunswick.com  that  includes  links  to  our Annual  Report  on 
Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K and any amendments to those reports, 
and  Proxy  Statements  (SEC  Filings).  The  SEC  Filings  are  available  without  charge  as  soon  as  reasonably 
practicable following the time that they are filed with, or furnished to, the SEC. Shareholders and other interested 
parties  may  request  email  notification  of  the  posting  of  these  documents  through  the  Investors  section  of  our 
website. Brunswick’s SEC Filings are also available on the SEC’s website at http://www.sec.gov. 

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Item 1A.  Risk Factors

Our operations and financial results are subject to certain risks and uncertainties, including those described below, 
which  could  adversely  affect  our  business,  financial  condition,  results  of  operations,  cash  flows,  and  the  trading 
price of our common stock.

RISKS RELATED TO ECONOMIC AND MARKET CONDITIONS

Worldwide  economic  conditions  significantly  affect  our  industries  and  businesses,  and  economic  decline 
can materially impact our financial results.

In  times  of  economic  uncertainty  or  recession,  consumers  tend  to  have  less  discretionary  income  and  defer 
significant  spending  on  non-essential  items,  which  may  adversely  affect  our  financial  performance.  Economic 
uncertainty  caused  by  rising  interest  rates,  inflation,  international  conflicts,  and  the  macroeconomic  environment 
may  lead  to  unfavorable  business  outcomes.  We  continue  to  enhance  our  portfolio  with  new  and/or  expanded 
technologies, business models, services, and solutions that are less susceptible to economic cycles, but a portion of 
our business remains cyclical and sensitive to consumer spending on new engines, boats, and associated parts and 
accessories. 

Deterioration in general economic conditions that in turn diminishes consumer confidence or discretionary income 
may  reduce  our  sales,  or  we  may  decide  to  lower  pricing  for  our  products,  thus  adversely  affecting  our  financial 
results,  including  increasing  the  potential  for  future  impairment  charges.  Further,  most  of  our  products  are 
recreational, and consumers’ limited discretionary income may be diverted to other activities that occupy their time, 
such  as  other  forms  of  recreational,  religious,  cultural,  or  community  activities.  We  cannot  predict  the  strength  of 
global  economies  or  the  timing  of  economic  recoveries,  either  worldwide  or  in  the  specific  markets  in  which  we 
compete.  

Changes in currency exchange rates can adversely affect our results.

Some of our sales are denominated in a currency other than the U.S. dollar. Consequently, a strong U.S. dollar may 
adversely affect reported revenues and our profitability. We have hedging programs in place to reduce our risk to 
currency  fluctuations;  however,  we  cannot  hedge  against  all  currency  risks,  especially  over  the  long  term.  We 
maintain a portion of our cost structure in currencies other than the U.S. dollar, which partially mitigates the impact 
of  a  strengthening  U.S.  dollar.  This  includes  boats  manufactured  in  Europe  and  Canada,  and  smaller  outboard 
engines either manufactured in China or purchased from our joint venture in Japan. We also continue to evaluate 
the supply chain and cost structure for opportunities to further mitigate foreign currency risks.  

We  sell  products  manufactured  in  the  U.S.  into  certain  international  markets,  including  Europe,  Canada,  Latin 
America  and  Asia-Pacific  in  U.S.  dollars.  Demand  for  our  products  in  these  markets  may  be  diminished  by  a 
strengthening U.S. dollar, or we may need to lower prices to remain competitive. Some of our competitors with cost 
positions based outside the U.S., including Asian-based outboard engine manufacturers and European-based large 
fiberglass boat manufacturers, may have an improved cost position due to a strengthening U.S. dollar, which could 
result in pricing pressures on our products. Although these factors have existed for several years, we do not believe 
they have had a material adverse effect on our competitive position.

Fiscal and monetary policy changes may negatively impact worldwide economic and credit conditions and 
adversely affect our industries, businesses, and financial condition.

Fiscal and monetary policy could have a material adverse impact on worldwide economic conditions, the financial 
markets, and availability of credit and, consequently, may negatively affect our industries, businesses, and overall 
financial condition. Customers often finance purchases of our products, particularly boats, and as interest rates rise, 
the  cost  of  financing  the  purchase  also  increases.  If  credit  conditions  worsen  and  adversely  affect  the  ability  of 
customers  to  finance  potential  purchases  at  acceptable  terms  and  interest  rates,  it  could  result  in  a  decrease  in 
sales or delay improvement in sales.

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Adverse capital market conditions could have a negative impact on our financial results.

We may rely on short-term capital markets to meet our working capital requirements, fund capital expenditures or 
pay  dividends,  and  we  maintain  short-term  borrowing  facilities  that  can  be  used  to  meet  these  capital 
requirements. In addition, over the long term, we may determine that it is necessary to access the capital markets to 
refinance  existing  long-term  indebtedness  or  to  raise  capital  for  other  initiatives.  Adverse  economic  and  capital 
market  conditions,  market  volatility,  and  regulatory  uncertainty  could  negatively  affect  our  ability  to  access  capital 
markets or increase the cost to do so, which could adversely impact our business, financial results, and competitive 
position.

Our profitability may suffer as a result of competitive pricing and other pressures.

The  introduction  of  lower-priced  alternative  products  or  services  by  other  companies  can  hurt  our  competitive 
position  in  all  of  our  businesses.  We  are  constantly  subject  to  competitive  pressures  in  which  predominantly 
international manufacturers may pursue a strategy of aggressive pricing, particularly during periods when their local 
currency  weakens  versus  the  U.S.  dollar.  Such  pricing  pressure  may  limit  our  ability  to  increase  prices  for  our 
products in response to raw material and other cost increases and negatively affect our profit margins.

In addition, our independent boat builder customers may react negatively to potential competition for their products 
from  Brunswick's  own  boat  brands,  which  can  lead  them  to  purchase  marine  engines,  boat  systems,  parts  and 
accessories, and marine engine supplies from competing manufacturers and may negatively affect demand for our 
products.

Higher energy and fuel costs can affect our results.

Higher energy and fuel costs increase operating expenses at our manufacturing facilities and the cost of shipping 
products  to  customers.  In  addition,  increases  in  energy  costs  can  adversely  affect  the  pricing  and  availability  of 
petroleum-based raw materials such as resins and foam that are used in many of our marine products. Higher fuel 
prices may also have an adverse effect on demand for our parts and accessories businesses, as they increase the 
cost of boat ownership and possibly affect product use.

RISKS RELATED TO OUR BUSINESS AND OPERATIONS

Successfully managing our manufacturing operations is critical to our operating and financial results.

Over  the  past  several  years,  we  have  made  strategic  capital  investments  in  capacity  expansion  activities  to 
successfully capture growth opportunities and enhance product offerings, including expansions at our Fond du Lac, 
Wisconsin and Ensenada, Mexico facilities. We also continue to implement manufacturing efficiency enhancements 
that are important to our success. Conversely, we may make decisions to decrease production at existing facilities 
or reduce our manufacturing footprint in accordance with our business strategy. We must carefully manage these 
capital improvement projects, expansions, efficiency enhancements, and any consolidation or decrease in capacity 
utilization  to  ensure  the  projects  meet  cost  targets,  comply  with  applicable  environmental,  safety,  and  other 
regulations, uphold high-quality workmanship, and meet our business goals.

Moving  production  to  a  different  plant,  expanding  capacity  at  an  existing  facility,  and  decreasing  or  ceasing 
production  at  a  facility  involves  risks,  including  difficulties  initiating  production  within  the  cost  and  timeframe 
estimated,  supplying  product  to  customers  when  expected,  integrating  new  products,  and  attracting  and  retaining 
skilled workers. If we fail to meet these objectives, it could adversely affect our ability to meet customer demand for 
products and increase the cost of production versus projections, both of which could result in a significant adverse 
impact on operating and financial results. Additionally, plant consolidation or expansion can result in manufacturing 
inefficiencies, additional expenses, including higher wages or severance costs, and cost inefficiencies, which could 
negatively impact financial results.

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Loss of key customers could harm our business.

In each segment, we have important relationships with key customers, including White River Marine Group, LLC for 
the Propulsion and Navico Group segments and MarineMax, Inc. for the Boat segment. From time to time, contracts 
with these customers come up for renewal. We cannot be certain we will renew such contracts, or renew them on 
favorable terms. If we lose a key customer, or a significant portion of its business, we could be adversely affected. In 
addition,  certain  customers  could  try  to  negotiate  more  favorable  pricing  of  our  products,  which  could  depress 
earnings. In an effort to mitigate the risk associated with reliance on key customer accounts, we continually monitor 
these relationships and maintain a complete and competitive product lineup. 

A  material  portion  of  our  revenue  is  derived  from  international  sources,  which  creates  additional 
uncertainty.

We  intend  to  continue  to  expand  our  international  operations  and  customer  base  as  part  of  our  growth 
strategy.  Sales  outside  the  United  States,  especially  in  emerging  markets,  are  subject  to  various  risks,  including 
tariffs,  customs  duties, 
government  embargoes  or 
inflation,  difficulties  in  enforcing  agreements  and  collecting  receivables  through  foreign  legal  systems,  compliance 
with  international  laws,  treaties,  and  regulations,  changes  in  regulatory  environments,  disruptions  in  distribution, 
dependence on foreign personnel and unions, economic and social instability, and public health crises. In addition, 
there  may  be  tax  inefficiencies  in  repatriating  cash  from  non-U.S.  subsidiaries,  or  changes  to  tax  laws  that  affect 
cash repatriation.  

foreign  currency  effects, 

trade  restrictions, 

foreign 

Instability, including, but not limited to, political events, civil unrest, and an increase in criminal activity in locations 
where  we  maintain  a  significant  presence  could  adversely  impact  our  manufacturing  and  business  operations. 
Decreased  stability  poses  a  risk  of  business  interruption  and  delays  in  shipments  of  materials,  components,  and 
finished goods, as well as a risk of decreased local retail demand for our products. 

In addition, political and economic uncertainty and shifts pose risks of volatility in other global markets, which could 
affect  our  operations  and  financial  results.  Changes  in  U.S.  policy  regarding  foreign  trade  or  manufacturing  may 
create negative sentiment about the U.S. among non-U.S. customers, employees, or prospective employees, which 
could adversely affect our business, sales, hiring, and employee retention. If we continue to expand our business 
globally, our success will depend, in part, on our ability to anticipate and effectively manage these and other risks, 
which could materially impact international operations or the business as a whole.

Our financial results may be adversely affected by our third party suppliers' increased costs or inability to 
meet required production levels due to increased demand or disruption of supply of raw materials, parts, 
and product components.

We rely on third parties to supply raw materials used in the manufacturing process, including oil, aluminum, copper, 
steel,  and  resins,  as  well  as  product  parts  and  components.  The  prices  for  these  raw  materials,  parts,  and 
components fluctuate depending on market conditions and, in some instances, commodity prices or trade policies, 
including  tariffs.  Substantial  increases  in  the  prices  of  raw  materials,  parts,  and  components  would  increase  our 
operating  costs,  and  could  reduce  our  profitability  if  we  are  unable  to  recoup  the  increased  costs  through  higher 
product prices or improved operating efficiencies. Similarly, if a critical supplier were to close its operations, cease 
manufacturing, or otherwise fail to deliver an essential component necessary to our manufacturing operations, that 
could  detrimentally  affect  our  ability  to  manufacture  and  sell  our  products,  resulting  in  an  interruption  in  business 
operations and/or a loss of sales. 

In addition, some components used in our manufacturing processes, including certain engine components, furniture, 
upholstery,  and  boat  windshields,  are  available  from  a  sole  supplier  or  a  limited  number  of  suppliers.  Operational 
and  financial  difficulties  that  these  or  other  suppliers  may  face  in  the  future  could  adversely  affect  their  ability  to 
supply  us  with  the  parts  and  components  we  need,  which  could  significantly  disrupt  our  operations.  It  may  be 
difficult  to  find  a  replacement  supplier  for  a  limited  or  sole  source  raw  material,  part,  or  component  without 
significant delay or on commercially reasonable terms. In addition, an uncorrected defect or supplier's variation in a 
raw  material,  part,  or  component,  either  unknown  to  us  or  incompatible  with  our  manufacturing  process,  could 
jeopardize our ability to manufacture products.  

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Some additional supply risks that could disrupt our operations, impair our ability to deliver products to customers, 
and negatively affect our financial results include: 

•

•
•
•
•
•

financial  pressures  on  our  suppliers  due  to  a  weakening  economy  or  unfavorable  conditions  in  other 
end markets; 
supplier manufacturing constraints and investment requirements;
deterioration of our relationships with suppliers;
events such as natural disasters, power outages, or labor strikes; 
disruption at major global ports and shipping hubs; or
an outbreak of disease or facility closures due to COVID-19 or a similar public health threat.

These risks are exacerbated in the case of single-source suppliers, and the exclusive supplier of a key component 
could potentially exert significant bargaining power over price, quality, warranty claims, or other terms.

We experienced supply shortages and increases in costs to certain materials in 2023. We continue to address these 
issues  by  identifying  alternative  suppliers  for  key  materials  and  components,  working  to  secure  adequate 
inventories  of  critical  supplies,  and  continually  monitoring  the  capabilities  of  our  supplier  base.  In  the  future, 
however,  we  may  experience  shortages,  delayed  delivery,  and/or  increased  prices  for  key  materials,  parts,  and 
supplies that are essential to our manufacturing operations.

Adverse weather conditions and climate change events can have a negative effect on revenues.

Changes in seasonal weather conditions can have a significant effect on our operating and financial results. Sales 
of  our  marine  products  are  typically  stronger  just  before  and  during  spring  and  summer,  and  favorable  weather 
during these months generally has a positive effect on consumer demand. Conversely, unseasonably cool weather, 
excessive rainfall, or drought conditions during these periods can reduce or change the timing of demand. Climate 
change could have an impact on longer-term natural weather trends, resulting in environmental changes including, 
but  not  limited  to,  increases  in  severe  weather;  changing  sea  levels;  changes  in  sea,  land,  and  air  temperatures; 
poor water conditions; and reduced access to water, which could disrupt or negatively affect our business. 

Catastrophic events, including natural and environmental disasters, acts of terrorism, or civil unrest, could 
have a negative effect on our operations and financial results.

Hurricanes,  floods,  earthquakes,  storms,  and  catastrophic  natural  or  environmental  disasters,  as  well  as  acts  of 
terrorism or civil unrest, could disrupt our distribution channel, operations, or supply chain and decrease consumer 
demand.  If  a  catastrophic  event  takes  place  in  one  of  our  major  markets,  our  sales  could  be  diminished  or  our 
assets could be damaged. Additionally, if such an event occurs near our business locations, manufacturing facilities, 
or key supplier facilities, business operations and/or operating systems could be interrupted. We could be uniquely 
affected by weather-related catastrophic events, the severity of which may increase as a result of climate change, 
due to the location of certain of our boat facilities in coastal Florida, the size of the manufacturing operation in Fond 
du Lac, Wisconsin, and Freedom Boat Club locations on waterfronts.

Our  ability  to  remain  competitive  depends  on  successfully  introducing  new  products,  experiences,  and 
services that meet customer expectations.

We believe that our customers look for and expect quality, innovation, and advanced features when evaluating and 
making purchasing decisions about products and services in the marketplace. Our ability to remain competitive and 
meet our growth objectives may be adversely affected by difficulties or delays in product development, such as an 
inability to develop viable new products or customer solutions, gain market acceptance of new products, generate 
sufficient  capital  to  fund  new  product  development,  or  obtain  adequate  intellectual  property  protection  for  new 
products. To meet ever-changing consumer demands, timing of market entry, pricing of new products, and satisfying 
customers are all critical. As a result, we may not be able to introduce new products that are necessary to remain 
competitive in all markets that we serve. Furthermore, we must continue to meet or exceed customers' expectations 
regarding product quality, experiences, and after-sales service or our operating results could suffer.

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Our  ability  to  meet  demand  in  a  rapidly  changing  environment  may  adversely  affect  our  results  of 
operations.

Although we have remained focused on our strategic priorities, our businesses may experience difficulty in meeting 
demand,  particularly  in  rapidly  changing  economic  conditions.  We  may  not  be  able  to  recruit  or  retain  sufficient 
skilled labor or our suppliers may not be able to deliver sufficient quantities of parts and components for us to match 
production  with  forecasted  demand.  Consumers  may  pursue  other  recreational  activities  if  our  products  are  not 
readily  available,  consumers  may  purchase  from  competitors,  or  our  fixed  costs  may  grow,  all  of  which  could 
adversely impact our results of operations.

We have a fixed cost base that can affect our profitability if demand decreases.

The fixed cost levels of operating production facilities can put pressure on profit margins when sales and production 
decline.  We  have  maintained  discipline  over  our  fixed  cost  base,  and  improvements  in  gross  margin  can  help 
mitigate the risks related to a fixed cost base. However, our profitability is dependent, in part, on our ability to absorb 
fixed  costs  over  an  increasing  number  of  products  sold  and  shipped.  Decreased  demand  or  the  need  to  reduce 
inventories  can  lower  our  production  levels  and  impact  our  ability  to  absorb  fixed  costs,  consequently  materially 
affecting our results.

Actual  or  potential  public  health  emergencies,  epidemics,  or  pandemics,  such  as  COVID-19,  could  have  a 
material adverse effect on our business, results of operations, or financial condition.

The  impact  of  actual  or  potential  public  health  emergencies,  epidemics,  or  pandemics  on  the  Company,  our 
suppliers, dealers, and customers, and the general economy could be wide-ranging and significant, depending on 
the nature of the issue, governmental actions taken in response, and the public reaction. The impact of such events 
could  include  employee  illness,  quarantines,  cancellation  of  events  and  travel,  business  and  school  shutdowns, 
reduction  in  economic  activity,  and  supply  chain  interruptions,  which  could  cause  significant  disruptions  to  global 
economies  and  financial  markets.  In  addition,  these  events  could  result  in  future  significant  volatility  in  demand, 
positively or negatively, for one or more of our products. 

The COVID-19 pandemic resulted in disruption, uncertainty, and volatility in the global financial and credit markets, 
and  similar  future  events  could  do  the  same.  Such  volatility  could  impact  our  access  to  capital  resources  and 
liquidity in the future, including making credit difficult to obtain or only available on less favorable terms. Impact on 
our operations could also be material, affecting employee absenteeism rates, facility closures, or adverse effects on 
customers or suppliers. These impacts could have a negative effect on our business, financial condition, and results 
of operations.

Some of our operations are conducted by joint ventures that are not operated solely for our benefit.

We  share  ownership  and  management  responsibilities  with  jointly  owned  companies  such  as  BAC  and  Tohatsu 
Marine Corporation. These joint ventures may not have the same goals, strategies, priorities, or resources as we do 
because they are intended to be operated for the benefit of all co-owners, rather than for our exclusive benefit. If our 
interests are not aligned, it could negatively impact our sales or financial results. 

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RISKS RELATED TO OUR STRATEGIC PLANS

Failure  to  execute  our  strategic  plan  and  growth  initiatives  could  have  a  material  adverse  effect  on  our 
business and financial condition.

Our ability to continue generating strong cash flow and profits depends partly on the sustained successful execution 
of  our  strategic  plan  and  growth  initiatives,  including  optimizing  our  business  and  product  portfolio,  continuing  to 
successfully  integrate  acquisitions,  improving  operating  efficiency,  and  expanding  into  new  adjacent  markets.  To 
address  risks  associated  with  our  plan  and  growth  initiatives,  we  have  established  processes  to  regularly  review, 
manage, and modify our plans, and we believe we have appropriate oversight to monitor initiatives and their impact. 
However,  our  strategic  plan  and  growth  initiatives  may  require  significant  investment  and  management  attention, 
which  could  result  in  the  diversion  of  these  resources  from  the  core  business  and  other  business  issues  and 
opportunities.  Additionally,  any  strategic  plan  is  subject  to  certain  risks,  including  market  conditions,  customer 
acceptance,  competition,  the  ability  to  manufacture  products  on  schedule  and  to  specification,  the  supply  chain, 
and/or the ability to attract and retain qualified management and other personnel. There is no assurance that we will 
be  able  to  develop  and  successfully  implement  our  strategic  plan  and  growth  initiatives  in  a  manner  that  fully 
achieves our strategic objectives.

Our  business  and  operations  are  dependent  on  the  expertise  of  our  key  contributors,  our  successful 
implementation  of  succession  plans,  and  our  ability  to  attract  and  retain  management  employees  and 
skilled labor.

The  talents  and  efforts  of  our  employees,  particularly  key  managers,  are  vital  to  our  success.  Our  management 
team has significant industry experience and would be difficult to replace. We may be unable to retain them or to 
attract other highly qualified employees. Failure to hire, develop, and retain highly qualified and diverse employee 
talent  and  to  develop  and  implement  an  adequate  succession  plan  for  the  management  team  could  disrupt  our 
operations and adversely affect our business and our future success. We perform an annual review of management 
succession plans with the Board of Directors, including reviewing executive officer and other important positions to 
substantially  mitigate  the  risk  associated  with  key  contributor  transitions,  but  we  cannot  ensure  that  all  transitions 
will be implemented successfully.

Our ability to continue to execute our growth strategy could potentially be adversely affected by the effectiveness of 
organizational  changes. Any  disruption  or  uncertainty  resulting  from  such  changes  could  have  a  material  adverse 
impact on our business, results of operations, and financial condition. 

Much of our future success depends on, among other factors, our ability to attract and retain skilled labor. If we are 
not  successful  in  these  efforts,  we  may  be  unable  to  meet  our  operating  goals  and  plans,  which  may  impact  our 
financial  results.  We  continually  invest  in  automation  and  improve  our  efficiency,  but  availability  and  retention  of 
skilled hourly workers remains critical to our operations. In order to manage this risk, we regularly monitor and make 
improvements  to  wages  and  benefit  programs,  as  well  as  develop  and  improve  recruiting,  training,  and  safety 
programs to attract and retain an experienced and skilled workforce. 

The inability to successfully integrate acquisitions could negatively impact financial results.

Our strategic acquisitions pose risks, such as our ability to project and evaluate market demand; maximize potential 
synergies  and  cost  savings;  make  accurate  accounting  estimates;  and  achieve  anticipated  business  objectives. 
Acquisitions present integration risks, including:

•

•

•
•
•

disruptions in core, adjacent, or acquired businesses that could make it more difficult to maintain business 
and operational relationships, including customer and supplier relationships;
the  possibility  that  the  expected  synergies  and  value  creation  will  not  be  realized  or  will  not  be  realized 
within the expected time period; 
the possibility that we will incur unexpected costs and liabilities;
diversion of management attention; and
difficulties recruiting and retaining employees.  

If we fail to timely and successfully integrate acquired businesses into existing operations, we may see higher costs, 
lost sales, or otherwise diminished earnings and financial results. 

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There can be no assurance that strategic divestitures or restructurings will provide business benefits.

As part of our strategy, we continuously evaluate our portfolio of businesses to further maximize shareholder value. 
We  have  previously,  and  may  in  the  future,  make  changes  to  our  portfolio  which  may  be  material.  Divestitures 
involve  risks,  including  difficulties  in  the  separation  of  operations,  services,  products,  and  personnel,  disruption  in 
our operations or businesses, finding a suitable purchaser, the diversion of management's attention from our other 
businesses,  the  potential  loss  of  key  employees,  adverse  effects  on  relationships  with  our  dealer  or  supplier 
partners  or  their  businesses,  the  erosion  of  employee  morale  or  customer  confidence,  and  the  retention  of 
contingent  liabilities  related  to  the  divested  business.  If  we  do  not  successfully  manage  the  risks  associated  with 
divestitures, our business, financial condition, and results of operations could be adversely affected as the potential 
strategic benefits may not be realized or may take longer to realize than expected. 

An inability to identify and complete targeted acquisitions could negatively impact financial results.

Our  growth  initiatives  include  making  strategic  acquisitions  when  appropriate,  which  depend  on  the  availability  of 
suitable  targets  at  acceptable  terms  and  our  ability  to  complete  the  transactions.  In  managing  our  acquisition 
strategy, we conduct rigorous due diligence, involve various functions, and continually review target acquisitions, all 
of which we believe mitigates some of our acquisition risks. However, we cannot assure that suitable acquisitions 
will be identified or consummated or that, if consummated, they will be successful. Acquisitions include a number of 
risks, including our ability to project and evaluate market demand, identify and realize potential synergies and cost 
savings, and make accurate financial forecasts, as well as diversion of management attention during the pursuit of 
acquisitions.  Uncertainties  exist  in  assessing  the  value,  risks,  profitability,  and  liabilities  associated  with  certain 
businesses  or  assets,  negotiating  acceptable  terms,  obtaining  financing  on  acceptable  terms,  and  receiving  any 
necessary regulatory approvals. As we continue to grow, in part, through acquisitions, our success depends on our 
ability  to  anticipate  and  effectively  manage  these  risks.  Our  failure  to  successfully  do  so  could  have  a  material 
adverse effect on our financial condition and results of operations.

RISKS RELATED TO OUR DEALERS, DISTRIBUTORS, AND FRANCHISEES

Our financial results could be adversely affected if we are unable to maintain effective distribution.

We rely on third-party dealers and distributors to sell most of our products. Maintaining a reliable network of dealers 
is  essential  to  our  success.  We  face  competition  from  other  manufacturers  in  attracting  and  retaining  distributors 
and  independent  boat  dealers.  A  significant  deterioration  in  the  number  or  effectiveness  of  our  dealers  and 
distributors could have a material adverse effect on our financial results.

Although  at  present  we  believe  dealer  health  to  be  generally  favorable,  weakening  demand  for  marine  products 
could  hurt  our  dealers’  financial  performance.  In  particular,  reduced  cash  flow  from  decreases  in  sales  and 
tightening  credit  markets  could  impair  dealers'  ability  to  fund  operations.  Inability  to  fund  operations  can  force 
dealers to cease business, and we may be unable to obtain alternate distribution in the vacated market. An inability 
to obtain alternate distribution could unfavorably affect our net sales through reduced market presence. If economic 
conditions  deteriorate,  we  anticipate  that  dealer  failures  or  voluntary  market  exits  would  increase,  especially  if 
overall retail demand materially declines. 

Dealer or distributor inability to secure adequate access to capital could adversely affect our sales.

Our  dealers  require  adequate  liquidity  to  finance  their  operations,  including  purchasing  our  products.  Dealers  are 
subject to numerous risks and uncertainties that could unfavorably affect their liquidity positions, including, among 
other  things,  continued  access  to  adequate  financing  sources  on  a  timely  basis  on  reasonable  terms.  These 
financing  sources  are  vital  to  our  ability  to  sell  products  through  our  distribution  network,  particularly  to  boat  and 
engine dealers. Entities affiliated with Wells Fargo & Company, including BAC, our 49 percent owned joint venture, 
finance a significant portion of our boat and engine sales to dealers through floor plan financing to marine dealers. 

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Many  factors  continue  to  influence  the  availability  and  terms  of  financing  that  our  dealer  floor  plan  financing 
providers offer, including: 

•

•
•
•
•

their  ability  to  access  certain  capital  markets,  such  as  the  securitization  and  the  commercial  paper 
markets, and to fund their operations in a cost effective manner; 
the performance of their overall credit portfolios; 
their willingness to accept the risks associated with lending to marine dealers; 
the overall creditworthiness of those dealers; and
the overall aging and level of pipeline inventories. 

Our sales could be adversely affected if financing terms change unfavorably or if BAC were to be terminated. This 
could require dealers to find alternative sources of financing, including our direct financing to dealers, which could 
require additional capital to fund the associated receivables.

Inventory reductions by major dealers, retailers, and independent boat builders could adversely affect our 
financial results.

If demand for our products declines or if new product introductions are expected to replace existing products, our 
dealers, retailers, and other distributors could decide to reduce the number of units they hold. These actions could 
result in wholesale sales reductions in excess of retail sales reductions and would likely result in lower production 
levels of certain products, potentially causing lower rates of absorption of fixed costs in our manufacturing facilities 
and  lower  margins.  While  we  have  processes  in  place  to  help  manage  dealer  inventories  at  appropriate  levels, 
potential inventory reductions remain a risk to our future sales and results of operations.

We may be required to repurchase inventory or accounts of certain dealers.

We  have  agreements  with  certain  third-party  finance  companies  to  provide  financing  to  our  customers,  enabling 
them to purchase our products. In connection with these agreements, we may either have obligations to repurchase 
our  products  from  the  finance  company  or  have  recourse  obligations.  These  obligations  may  be  triggered  if  our 
dealers default on their payment or other obligations to the finance companies.

Our maximum contingent obligation to repurchase inventory and our maximum contingent recourse obligations on 
customer  receivables  are  less  than  the  total  balances  of  dealer  financings  outstanding  under  these  programs, 
because our obligations under certain of these arrangements are subject to caps or are limited based on the age of 
product. Our risk related to these arrangements is partially mitigated by the proceeds we receive on the resale of 
repurchased product to other dealers, or by recoveries on receivables purchased under the recourse obligations.

Our inventory repurchase obligations relate mainly to the inventory floor plan credit facilities of our boat and engine 
dealers. Our actual historical repurchase experience related to these arrangements has been substantially less than 
our maximum contractual obligations. If dealers default on their obligations, file for bankruptcy, or cease operations, 
we could incur losses associated with the repurchase of our products. In addition, our net sales and earnings may 
be unfavorably affected due to reduced market coverage and an associated decline in sales.

Future  declines  in  marine  industry  demand  could  cause  an  increase  in  repurchase  activity,  or  could  require  us  to 
incur losses in excess of established reserves. In addition, our cash flow and loss experience could be adversely 
affected  if  repurchased  inventory  is  not  successfully  distributed  to  other  dealers  in  a  timely  manner,  or  if  the 
recovery rate on the resale of the product declines. The finance companies could require changes in repurchase or 
recourse terms that would result in an increase in our contractual contingent obligations.

The franchise business model of Freedom Boat Club presents risks.

Our  franchisees  are  an  integral  part  of  our  Freedom  Boat  Club  business  and  its  growth  strategies.  We  may  be 
unable to successfully implement the growth strategies if our franchisees do not participate in the implementation of 
those strategies or if we are unable to attract a sufficient number of qualified franchisees. 

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While  our  franchisees  are  required  to  comply  with  our  franchise  and  related  agreements,  our  franchisees  are 
independent and manage their boat clubs as independent businesses, responsible for all day-to-day operations of 
their  boat  clubs.  If  these  franchisees  fail  to  maintain  or  act  in  accordance  with  applicable  brand  standards; 
experience  service,  safety,  or  other  operational  problems,  including  any  data  breach  involving  club  member 
information;  or  project  a  brand  image  inconsistent  with  ours,  our  image  and  reputation  could  suffer,  which  in  turn 
could hurt our business and operating results.

RISKS RELATED TO CYBERSECURITY AND TECHNOLOGY

Our  business  operations  could  be  negatively  impacted  by  an  outage  or  breach  of  our  information 
technology systems, operational technology systems, or a cybersecurity event.

We  manage  our  global  business  operations  through  a  variety  of  information  technology  (IT)  and  operational 
technology systems which we continually enhance to increase efficiency and security. We depend on these systems 
for  commercial  transactions,  customer  interactions,  manufacturing,  branding,  employee  tracking,  and  other 
applications.  Some  of  the  systems  are  based  on  legacy  technology  and  operate  with  a  minimal  level  of  available 
support,  and  recent  acquisitions  using  other  systems  have  added  to  the  complexity  of  our  IT  infrastructure.  New 
system  implementations  across  the  enterprise  also  pose  risks  of  outages  or  disruptions,  which  could  affect  our 
suppliers, commercial operations, and customers. We continue to upgrade, streamline, and integrate these systems 
and have invested in strategies to prevent a failure or breach but, like those of other companies, our systems are 
susceptible  to  outages  due  to  natural  disasters,  power  loss,  computer  viruses,  security  breaches,  hardware  or 
software vulnerabilities, disruptions, and similar events. 

In  June  2023,  Brunswick  disclosed  an  IT  security  incident  that  impacted  some  systems  and  global  facilities.  We 
activated our response protocols, which included pausing operations in some locations, engaging leading security 
experts and coordinating with relevant law enforcement agencies. Normal global business operations resumed over 
the course of nine days following the incident. However, if a similar event occurred, and if legacy systems or other 
key systems were to fail or if our IT systems were unable to communicate effectively, this could result in missed or 
delayed sales or lost opportunities for cost-reduction or efficient cash management. 

We exchange information with many trading partners across all aspects of our commercial operations through our IT 
systems. A breakdown, outage, malicious intrusion, breach, ransom attack, or other disruption of communications 
could  result  in  erroneous  or  fraudulent  transactions,  disclosure  of  confidential  information,  loss  of  reputation  and 
confidence,  and  may  also  result  in  legal  claims  or  proceedings,  penalties,  and  remediation  costs.  We  have 
numerous e-commerce and e-marketing portals and our systems may contain personal information of customers or 
employees; therefore, we must continue to be diligent in protecting against malicious cyber attacks. We have been 
the target of attempted cyber attacks and other security threats and we may be subject to future breaches of our IT 
systems.  We  have  programs  in  place  that  are  intended  to  detect,  contain,  and  respond  to  data  security  incidents 
and that provide at least annual employee awareness training regarding phishing, malware, and other cyber risks. 
However,  because  the  techniques  used  to  obtain  unauthorized  access,  disable  or  degrade  service,  or  sabotage 
systems  change  frequently  and  may  be  difficult  to  detect,  we  may  be  unable  to  anticipate  these  techniques  or 
implement  adequate  preventive  measures.  Moreover,  the  rapid  evolution  and  increased  adoption  of  artificial 
intelligence  technologies  may  intensify  our  cybersecurity  risks.  If  our  security  measures  are  breached  or  fail, 
unauthorized persons may be able to obtain access to or acquire personal or other confidential data. Depending on 
the  nature  of  the  information  compromised,  we  may  also  have  obligations  to  notify  consumers  and/or  employees 
about the incident, and we may need to provide some form of remedy, such as a subscription to a credit monitoring 
service,  for  the  individuals  affected  by  the  incident.  For  example,  we  provided  certain  affected  individuals  credit 
monitoring as a result of the June IT Security Incident. This or future events could negatively affect our relationships 
with customers or trading partners, lead to potential claims against us, and damage our image and reputation.

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We  rely  on  third  parties  for  computing,  storage,  processing,  and  similar  services.  Any  disruption  of  or 
interference  with  our  use  of  these  third-party  services  could  have  an  adverse  effect  on  our  business, 
financial condition, and operating results.

Most  of  our  business  systems  reside  on  third-party  outsourced  cloud  infrastructure  providers.  We  are  therefore 
vulnerable  to  service  interruptions  experienced  by  these  providers  and  could  experience  interruptions,  delays,  or 
outages  in  service  availability  in  the  future  due  to  a  variety  of  factors,  including  infrastructure  changes,  human, 
hardware or software errors, cyber attacks, hosting disruptions, and capacity constraints. While we have mitigation 
and  service  redundancy  plans  in  place,  outages  and/or  capacity  constraints  could  still  arise  from  a  number  of 
causes  such  as  technical  failures,  natural  disasters,  fraud,  or  internal  or  third-party  security  attacks  on  us  or  our 
third-party providers, which could negatively impact our ability to manufacture and/or operate our business.  

We  collect,  store,  process,  share,  and  use  personal  information,  and  rely  on  third  parties  that  are  not 
directly  under  our  control  to  do  so  as  well,  which  subjects  us  to  legal  obligations,  laws  and  regulations 
related  to  security  and  privacy,  and  any  actual  or  perceived  failure  to  meet  those  obligations  could  harm 
our business.

We  are  subject  to  various  data  protection  and  privacy  laws  and  regulations  in  the  countries  where  we  operate 
because we collect, store, process, share, and use personal information, and we rely on third parties that are not 
directly under our control to do so as well. For example, we are subject to the General Data Protection Regulation 
(GDPR)  in  the  European  Union  (EU)  and  the  California  Consumer  Privacy  Act  (CCPA).  Although  we  have 
implemented plans to comply with these laws, GDPR, CCPA, and future laws and regulations could impose even 
greater compliance burdens and risks with respect to privacy and data security than prior laws. The EU (through the 
GDPR) and a growing number of legislative and regulatory bodies elsewhere in the world have adopted consumer 
notification  requirements  in  the  event  of  unauthorized  access  to  or  acquisition  of  certain  types  of  personal 
information.  These  breach  notification  laws  continue  to  evolve  and  may  be  inconsistent  from  one  jurisdiction  to 
another. Complying with these obligations could cause us to incur substantial costs, require significant management 
time and attention, and increase negative publicity surrounding any incident that compromises personal information. 

RISKS RELATED TO OUR INTELLECTUAL PROPERTY

Our success depends upon the continued strength of our brands.

We believe that our brands, particularly including Mercury Marine, Boston Whaler, Lund, and Sea Ray, significantly 
contribute to our success, and that maintaining and enhancing these brands is important to expanding our customer 
base. A failure to adequately promote, protect, and strengthen our brands could adversely affect our business and 
results of operations. Further, in connection with the divestiture of the bowling and billiards businesses, we licensed 
certain  trademarks  and  servicemarks,  including  use  of  the  name  "Brunswick,"  to  the  acquiring  companies.  Our 
reputation may be adversely affected by the purchasers' inappropriate use of the marks or of the name Brunswick, 
including potential negative publicity, loss of confidence, or other damage to our image due to this licensed use.  

Either  inadequate  intellectual  property  protection  that  could  allow  others  to  use  our  technologies  and 
impair our ability to compete or the failure to successfully defend against patent infringement claims could 
have a material adverse effect on our financial condition and results of operations.

We  regard  much  of  the  technology  underlying  our  products  as  proprietary.  We  rely  on  a  combination  of  patents, 
trademark,  copyright,  and  trade  secret  laws;  employee  and  third-party  non-disclosure  agreements;  and  other 
contracts to establish and protect our technology and other intellectual property rights. However, we remain subject 
to risks, including:

•

•
•
•
•
•
•

the steps we take to protect our proprietary technology may be inadequate to prevent misappropriation 
of our technology;
third parties may independently develop similar technology;
agreements containing protections may be breached or terminated;
we may not have adequate remedies for breaches; 
existing patent, trademark, copyright, and trade secret laws may afford limited protection;
a third party could copy or otherwise obtain and use our products or technology without authorization; or
we may be required to litigate to enforce our intellectual property rights, and we may not be successful.

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Policing  unauthorized  use  of  our  intellectual  property  is  difficult,  particularly  outside  the  U.S.,  and  litigating 
intellectual property claims may result in substantial cost and divert management’s attention.  

In  addition,  we  may  be  required  to  defend  our  products  against  patent  or  other  intellectual  property  infringement 
claims  or  litigation.  Besides  defense  expenses  and  costs,  we  may  not  prevail  in  such  cases,  forcing  us  to  seek 
licenses  or  royalty  arrangements  from  third  parties,  which  we  may  not  be  able  to  obtain  on  reasonable  terms,  or 
subjecting us to an order or requirement to stop manufacturing, using, selling, or distributing products that included 
challenged intellectual property, which could harm our business and financial results.

RISKS RELATED TO OUR REGULATORY, ACCOUNTING, LEGAL, AND TAX ENVIRONMENT

Changes  to  trade  policy,  tariffs,  and  import/export  regulations  may  have  a  material  adverse  effect  on  our 
business, financial condition, and results of operations.

Changes in laws and policies governing trade could adversely affect our business and trigger retaliatory actions by 
affected countries. We continue to be subject to meaningful tariffs, such as China Section 301 investigation tariffs, 
and  there  is  no  assurance  that  we  will  be  granted  exclusions  in  the  future.  Like  many  other  multinational 
corporations, we do a significant amount of business that would be affected by changes to the trade policies of the 
U.S.  and  foreign  countries  (including  governmental  action  related  to  tariffs  and  international  trade  agreements). 
Such  changes  have  the  potential  to  adversely  impact  the  U.S.  economy,  our  industry,  our  suppliers,  and  global 
demand for our products and, as a result, could have a material adverse effect on our business, financial condition, 
and results of operations.

An impairment in the carrying value of goodwill, trade names, and other long-lived assets could negatively 
affect our consolidated results of operations and net worth.

Goodwill  and  indefinite-lived  intangible  assets,  such  as  our  trade  names,  are  recorded  at  fair  value  at  the  time  of 
acquisition and are not amortized, but are reviewed for impairment at least annually or more frequently if impairment 
indicators  arise.  In  evaluating  the  potential  for  impairment  of  goodwill  and  trade  names,  we  make  assumptions 
regarding  future  operating  performance,  business  trends,  and  market  and  economic  conditions.  Such  analyses 
further  require  us  to  make  certain  assumptions  about  sales,  operating  margins,  growth  rates,  and  discount 
rates. Uncertainties are inherent in evaluating and applying these factors to the assessment of goodwill and trade 
name  recoverability.  We  could  be  required  to  evaluate  the  recoverability  of  goodwill  or  trade  names  prior  to  the 
annual  assessment  if  we  experience  business  disruptions,  unexpected  significant  declines  in  operating  results,  a 
divestiture of a significant component of our business, or declines in market capitalization.

During  the  year  ended  December  31,  2023,  the  Company  recorded  $16.6  million  of  intangible  asset  impairment 
charges  recognized  in  Restructuring,  exit  and  impairment  charges  in  the  Consolidated  Statements  of  Operations, 
including  a  $13.0  million  impairment  of  the  Navico  trade  name  as  a  result  of  declines  in  forecasted  revenues 
primarily driven by macroeconomic factors and a decline in market conditions. Further, as part of our required fourth 
quarter goodwill impairment testing, the estimated fair value of the Navico Group reporting unit was approximately 
10  percent  in  excess  of  its  carrying  value,  which  included  goodwill  of  $599.7  million.  Fair  value  determinations 
require  considerable  judgment  and  are  sensitive  to  changes  in  underlying  assumptions  and  factors. As  a  result, 
there can be no assurance that the estimates and assumptions made for purposes of the impairment tests will prove 
to  be  an  accurate  prediction  of  the  future.  To  the  extent  future  operating  results  differ  from  those  in  our  current 
forecasts, or if the assumptions underlying the discount rates change, it is possible that further impairment charges 
could be recorded.

We also continually evaluate whether events or circumstances have occurred that indicate the remaining estimated 
useful lives of our definite-lived intangible assets and other long-lived assets may warrant revision or whether the 
remaining balance of such assets may not be recoverable. We use an estimate of the related undiscounted cash 
flow over the remaining life of the asset in measuring whether the asset is recoverable.

As of December 31, 2023, the balance of total goodwill and indefinite lived intangible assets was $1,342.2 million, 
which  represents  approximately  22  percent  of  total  assets.  If  the  future  operating  performance  of  either  the 
Company  or  individual  operating  segments  is  not  sufficient,  we  could  be  required  to  record  non-cash  impairment 
charges.  Impairment  charges  could  substantially  affect  our  reported  earnings  in  the  periods  such  charges  are 
recorded. In addition, impairment charges could indicate a reduction in business value which could limit our ability to 
obtain adequate financing in the future.  

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We manufacture and sell products that create exposure to potential claims and litigation.

Our manufacturing operations and the products we produce could result in product quality, warranty, personal injury, 
property  damage,  and  other  issues,  thereby  increasing  the  risk  of  litigation  and  potential  liability  as  well  as 
regulatory  fines.  To  manage  this  risk,  we  have  established  a  global,  enterprise-wide  program  charged  with  the 
responsibility for reviewing, addressing, and reporting on product integrity issues. Historically, the resolution of such 
claims has not had a materially adverse effect on our business, and we maintain what we believe to be adequate 
insurance coverage to mitigate a portion of these risks. However, we may experience material losses in the future, 
incur  significant  costs  to  defend  claims  or  issue  product  recalls,  experience  claims  in  excess  of  our  insurance 
coverage  or  that  are  not  covered  by  insurance,  or  be  subjected  to  fines  or  penalties.  Our  reputation  may  be 
adversely  affected  by  such  claims,  whether  or  not  successful,  including  potential  negative  publicity  about  our 
products. We record accruals for known potential liabilities, but there is the possibility that actual losses may exceed 
these accruals and therefore negatively impact earnings.

Compliance with environmental, health, safety, zoning, and other laws and regulations may increase costs 
and reduce demand for our products.

We  are  subject  to  federal,  state,  local,  and  foreign  laws  and  regulations,  including  product  safety,  environmental, 
health and safety, and other regulations. While we believe that we maintain the requisite licenses and permits and 
that  we  are  in  material  compliance  with  applicable  laws  and  regulations,  a  failure  to  satisfy  these  and  other 
regulatory requirements could result in fines or penalties, and compliance could increase the cost of operations. The 
adoption of additional laws, rules, and regulations, including stricter emissions standards or limitations on the use of 
internal  combustion  engines,  could  increase  our  manufacturing  costs,  require  additional  product  development 
investment, increase consumer pricing, and reduce consumer demand for our products or boat club operations.  

Environmental  restrictions,  boat  plant  emission  restrictions,  and  permitting  and  zoning  requirements  can  limit 
production capacity, access to water for boating (or certain types of boats or propulsion) and marinas, and storage 
space.  While  future  requirements,  including  any  imposed  on  recreational  boating,  are  not  expected  to  be  unduly 
restrictive,  they  may  deter  potential  customers,  thereby  reducing  our  sales.  Furthermore,  regulations  allowing  the 
sale  of  fuel  containing  higher  levels  of  ethanol  for  automobiles,  which  is  not  appropriate  or  intended  for  use  in 
marine  engines,  may  nonetheless  result  in  increased  warranty,  service  costs,  customer  dissatisfaction  with 
products, and other claims against us if boaters mistakenly use this fuel in marine engines, causing damage to and 
the  degradation  of  components  in  their  marine  engines.  Many  of  our  customers  use  our  products  for  fishing  and 
related recreational activities. Regulatory or commercial policies and practices impacting access to water, including 
availability of slip locations and/or the ability to transfer boats among different waterways, access to fisheries, or the 
ability to fish in some areas could negatively affect demand for our products. As we evolve our product electrification 
strategy, we are potentially subject to emerging regulations and requirements under the proposed European Union 
Battery Directive or other similar regulations. These requirements, if adopted, could increase our costs, potentially 
reducing consumer demand for our products.

Our  manufacturing  processes  involve  the  use,  handling,  storage,  and  contracting  for  recycling  or  disposal  of 
hazardous  or  toxic  substances  or  wastes. Accordingly,  we  are  subject  to  regulations  regarding  these  substances, 
and  the  misuse  or  mishandling  of  such  substances  could  expose  us  to  liabilities,  including  claims  for  property, 
personal  injury,  or  natural  resources  damages,  or  fines.  We  are  also  subject  to  laws  requiring  the  cleanup  of 
contaminated property, including cleanup efforts currently underway. If a release of hazardous substances occurs at 
or from one of our current or former properties or another location where we have disposed of hazardous materials, 
we may be held liable for the contamination, regardless of knowledge or whether we were at fault, and the amount 
of such liability could be material.

Additionally,  we  are  subject  to  laws  governing  our  relationships  with  employees,  including,  but  not  limited  to, 
employment obligations as a federal contractor and employee wage, hour, and benefits issues, such as health care 
benefits.  Compliance  with  these  rules  and  regulations,  and  compliance  with  any  changes  to  current  regulations, 
could increase the cost of our operations.

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Changes in income tax laws or enforcement could have a material adverse impact on our financial results.

Our  provision  for  income  taxes  and  cash  tax  liability  may  be  adversely  impacted  by  changes  in  tax  laws  and 
interpretations  in  the  U.S.  or  in  other  countries  in  which  we  operate.  The  Inflation  Reduction  Act  of  2022  (IRA) 
included various tax provisions, including a 15% minimum tax on global adjusted financial statement income. While 
we  do  not  believe  the  IRA  will  have  a  material  negative  impact  on  our  business,  it  is  possible  that  future 
interpretations or additional tax law changes could have a material impact on the Company’s tax rate. In addition, 
many  non-U.S.  jurisdictions  are  implementing  local  legislation  based  upon  the  Organization  for  Economic  Co-
operation and Development’s base erosion and profit shifting project. These changes could negatively impact our 
tax  provision,  cash  flows,  and/or  tax-related  balance  sheet  amounts,  including  our  deferred  tax  asset  values,  and 
increase the complexity, burden, and cost of tax compliance.

RISKS RELATED TO OUR COMMON STOCK

The timing and amount of our share repurchases are subject to a number of uncertainties.

The  Board  of  Directors  has  authorized  our  discretionary  repurchase  of  outstanding  common  stock,  to  be 
systematically completed in the open market or through privately negotiated transactions. In 2023, we repurchased 
$275.0 million of shares, and we plan to continue share repurchases in 2024 and beyond. The amount and timing of 
share repurchases are based on a variety of factors. Important considerations that could cause us to limit, suspend, 
or delay future stock repurchases include:

•
•
•
•
•

unfavorable market and economic conditions;
the trading price of our common stock;
the nature and magnitude of other investment opportunities available to us from time to time;
the availability of cash; and
additional taxes imposed on share repurchases.  

Delaying, limiting, or suspending our stock repurchase program may negatively affect performance versus earnings 
per share targets, and ultimately our stock price.

Certain activist shareholder actions could cause us to incur expense and hinder execution of our strategy.

We  may  at  times  be  subject  to  certain  divisive  activist  shareholder  tactics,  which  can  take  many  forms.  Some 
shareholder  activism,  including  potential  proxy  contests,  could  result  in  substantial  costs,  such  as  legal  fees  and 
expenses,  and  divert  management’s  and  our  Board’s  attention  and  resources  from  our  businesses  and  strategic 
plans. Additionally, public shareholder activism could give rise to perceived uncertainties as to our future, adversely 
affect our relationships with dealers, distributors, or customers, make it more difficult to attract and retain qualified 
personnel,  and  cause  our  stock  price  to  fluctuate  based  on  temporary  or  speculative  market  perceptions  or  other 
factors that do not necessarily reflect the underlying fundamentals and prospects of our business. These risks could 
adversely affect our business and operating results.

Item 1B. Unresolved Staff Comments

None.

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Item 1C. Cybersecurity

Brunswick’s leadership recognizes the importance of information security and managing cybersecurity risks across 
the  enterprise.  We  manage  our  global  business  operations  through  a  variety  of  systems  for  commercial 
transactions,  customer  interactions,  manufacturing,  branding,  employee  tracking,  and  other  applications.  Systems 
based on legacy technology, sometimes added through acquisitions or hosted by third parties, and/or that contain 
personal information of customers or employees, present risks of erroneous or fraudulent transactions, disclosure of 
personal,  sensitive,  and  confidential  information,  loss  of  reputation  and  confidence,  potential  impacts  on  our 
operations,  and  may  result  in  legal  claims  or  proceedings,  penalties,  and  remediation  costs.  Our  mature 
cybersecurity  program  has  been  strategically  designed  to  assess,  identify,  and  manage  these  cyber  risks,  protect 
the organization, respond to, and recover from cybersecurity incidents. 

Brunswick’s Board of Directors (the Board) and its committees are actively engaged in managing cybersecurity risk 
and overseeing our information security programs. The Audit and Finance Committee (the Committee) is primarily 
responsible  for  oversight  of  Brunswick’s  information  technology  and  information  security/cybersecurity  programs. 
The  Committee  is  composed  of  directors  with  expertise  in  technology,  audit,  finance,  and  compliance,  equipping 
them  to  effectively  oversee  the  program.  The  Chief  Information  Officer  (CIO)  and/or  Chief  Information  Security 
Officer (CISO) update the Committee at each of its regularly scheduled meetings. These reports include updates on 
the  Company’s  cybersecurity  programs  and  key  performance  indicators;  assessment  of  the  program;  emerging 
risks;  policies,  procedures,  and  training;  and  risk  mitigation  strategies.  The  CIO  and  CISO  also  provide  the  full 
Board with information technology and cybersecurity reports on at least an annual basis and with greater frequency 
as  necessary.  In  addition,  the  Board  oversees  Brunswick’s  long-standing  enterprise  risk  management  (ERM) 
process, which regularly identifies, assesses, and mitigates enterprise and emerging risks, including cyber risks. 

The  underlying  controls  of  our  cyber  risk  management  program  are  based  on  recognized  best  practices  and 
standards for cybersecurity and information technology, including the National Institute of Standards and Technology 
(NIST) Cybersecurity Framework (CSF). A dedicated Office of the CISO, which reports to the CIO, is responsible for 
developing  enterprise-wide  cybersecurity  strategy,  architecture,  policies,  processes,  and  controls,  and  is  directly 
responsible for our cybersecurity program. Our cybersecurity team members have extensive information technology 
and program management experience. The CIO and/or CISO personnel regularly inform the Chief Executive Officer 
(CEO) and other members of senior management about the program, best practices, current cybersecurity threats, 
the risk landscape, and mitigation approaches. 

We use various tools and methodologies to identify, manage, and test for cybersecurity risk on a regular cadence 
both  at  the  enterprise  level  and  using  third  party  service  providers.  These  third  parties  include  cybersecurity 
managed security service providers (MSSPs), consultants, advisors, and auditors, who we engage to evaluate our 
controls, whether through penetration testing,  independent audits, or consulting on best practices to address new 
threats  or  challenges.  We  also  actively  engage  with  key  vendors,  industry  participants,  and  law  enforcement 
communities as part of our continuing efforts to evaluate and improve our program. Internally, our employees are a 
key part of our program. All employees are required to complete cybersecurity training at least once every year, and 
employees in certain roles must complete additional, specialized cybersecurity training on a regular basis.

Our regular interactions with third party vendors and suppliers also pose a cybersecurity risk that could adversely 
impact  our  business  or  employees.  We  conduct  information  security  assessments  before  onboarding  and  upon 
detection of an increase in risk profile. In addition, we require providers to meet appropriate security requirements, 
controls and responsibilities and include additional security and privacy addenda to our contracts where applicable. 
We also make available cybersecurity education and awareness materials to our suppliers.

The Office of the CISO continually works to enhance our robust enterprise security structure with the ultimate goal 
of preventing cybersecurity incidents to the extent feasible, while simultaneously increasing our system resilience in 
an effort to minimize the business impact should an incident occur. We have an established playbook to promptly 
detect, assess, and respond to cyber incidents. Depending on the nature and severity of an incident, this process 
provides for escalating notification to functional leaders, senior management, our CEO, and the Board. 

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On June 13, 2023, Brunswick disclosed an IT security incident that impacted some systems and global facilities. We 
activated  our  response  protocols,  including  pausing  operations  in  some  locations,  engaging  leading  security 
experts, and coordinating with relevant law enforcement agencies. Normal global business operations resumed over 
the course of nine days following the incident. We estimate the incident resulted in lost revenue of approximately 
$80 million to $85 million and operating earnings of $35 million to $40 million. To date, Brunswick has not identified 
any  other  cyber  event  or  risks  from  cybersecurity  threats  that  could  be  considered  material,  individually  or  in  the 
aggregate.

Notwithstanding  our  vigilant  cybersecurity  program,  we  may  not  be  successful  in  preventing  or  mitigating  a 
cybersecurity incident that could have a material adverse effect on us. For further information, refer to Section 1A, 
Risk Factors, for a discussion of risks related to cybersecurity and technology.

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Item 2. Properties

We have numerous manufacturing plants, distribution warehouses, sales and engineering offices, and product test 
sites around the world. Research and development facilities are primarily located at manufacturing sites. We believe 
our  facilities  are  suitable  and  adequate  for  our  current  needs  and  are  well  maintained  and  in  good  operating 
condition.  Most  plants  and  warehouses  are  of  modern,  single-story  construction,  providing  efficient  manufacturing 
and  distribution  operations.  We  believe  our  manufacturing  facilities  have  the  capacity,  or  we  are  investing  to 
increase capacity, to meet current and anticipated demand. Our principal properties are as follows:

Segment

Location

Primary Use

Ownership

Mettawa, IL (US)

Corporate headquarters

Propulsion and Engine P&A

Fond du Lac, WI (US)

Manufacturing and office

Propulsion and Engine P&A

Melbourne, Australia

Distribution and office

Propulsion, Engine P&A and Boat

Petit-Rechain, Belgium

Distribution and office

Leased

Owned

Leased

Owned

Propulsion and Engine P&A

Suzhou, China

Manufacturing, distribution, office

Owned/Leased

Propulsion, Engine P&A, Navico 
Group and Boat

Auckland, New Zealand

Manufacturing, light assembly, 
engineering, distribution, office

Leased

Propulsion and Engine P&A

Juarez, Mexico

Light assembly and distribution

Owned/Leased

Engine P&A

Engine P&A

Engine P&A

Navico Group

Navico Group

Navico Group

Navico Group

Navico Group

Boat

Boat

Boat

Boat

Boat

Boat

Boat

Boat

Boat

Boat

Boat

Boat

Brisbane, Australia

Brownsburg, IN (US)

Distribution

Distribution

Heerenveen, Netherlands

Distribution

Lowell, MI (US)

Manufacturing and office

Menomonee Falls, WI (US)

Light assembly, distribution, office

Stuart, FL (US)

Manufacturing and distribution

Ensenada, Mexico

Manufacturing and distribution

Amsterdam, Netherlands

Engineering, distribution, office

Edgewater, FL (US)

Palm Coast, FL (US)

Merritt Island, FL (US)

Manufacturing

Manufacturing

Manufacturing

Venice, FL (US)

Office

Fort Wayne, IN (US)

Manufacturing

New York Mills, MN (US)

Manufacturing

Lebanon, MO (US)

Manufacturing

Knoxville, TN (US)

Office

Vonore, TN (US)

Manufacturing

Princeville, Quebec, Canada

Manufacturing

Reynosa, Mexico

Manufacturing

Vila Nova de Cerveira, Portugal Manufacturing

Leased

Leased

Leased

Leased

Leased

Owned

Owned

Leased

Owned

Owned

Owned

Leased

Owned

Owned

Owned

Leased

Owned

Owned

Owned

Owned

Item 3. Legal Proceedings

Refer  to  Note  11  –  Commitments  and  Contingencies  in  the  Notes  to  Consolidated  Financial  Statements  for 
information about our legal proceedings.

Item 4. Mine Safety Disclosures

Not applicable.

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Information About Our Executive Officers

Brunswick's Executive Officers are listed in the following table: 

Officer Name

Present Position

David M. Foulkes

Chief Executive Officer

Ryan M. Gwillim

John G. Buelow

Executive Vice President and Chief Financial and Strategy Officer

Executive Vice President and President — Mercury Marine

Christopher F. Dekker

Executive Vice President, General Counsel, Secretary, and Chief Compliance Officer

Aine L. Denari

Executive Vice President and President — Brunswick Boat Group

Brett A. Dibkey
Brenna D. Preisser
Jill M. Wrobel

Executive Vice President and President — Navico Group
Executive Vice President and President — Business Acceleration
Executive Vice President and Chief Human Resources Officer

Randall S. Altman

Senior Vice President and Controller

First Became an 
Executive Officer
2019

Age
62

2020

2023

2014

2020

2020
2016
2021

2019

44

53

55

51

51
46
43

52

The executive officers named above have been appointed to serve until their successors are chosen and qualified 
or until the executive officer's earlier resignation or removal. 

David M. Foulkes was named Chief Executive Officer of Brunswick in 2019. He served as Chief Technology Officer 
and  President,  Brunswick  Marine  Consumer  Solutions  from  May  2018  to  2019,  as  Vice  President  and  Brunswick 
Chief Technology Officer from 2014 to 2018, as Vice President of Product Development and Engineering, Mercury 
Marine,  from  2010  to  2018  and  as  President  of  Mercury  Racing  from  2012  to  2018.  Previously,  Mr.  Foulkes  held 
positions of increasing responsibility at Mercury Marine from the start of his employment in 2007.

Ryan M. Gwillim has served as Executive Vice President and Chief Financial Officer of Brunswick since June 2020. 
Mr. Gwillim assumed additional responsibility as Chief Strategy Officer in November 2023. Previously, he served as 
Vice President – Finance and Treasurer from June 2019 to June 2020, and Vice President – Investor Relations from 
2017  to  2019.  Mr.  Gwillim  served  as  Associate  General  Counsel  -  International  from  2015  to  2017  and  held 
positions of increasing responsibility within the Legal Department since his Brunswick employment began in 2011. 

John  G.  Buelow  was  named  Executive  Vice  President  and  President  –  Mercury  Marine  in  February  2023.  He 
previously served as Vice President of Global Operations, Mercury Marine, from June 2018 to February 2023, and 
as Vice President Category Management, Mercury Marine, from 2016 to 2018. Prior to 2016, Mr. Buelow served in 
a variety of positions of increasing responsibility at Mercury Marine since he was hired in 2004.

Christopher F. Dekker has served as Executive Vice President, General Counsel, Secretary, and Chief Compliance 
Officer  since  2014.  Prior  to  his  appointment,  Mr.  Dekker  served  as  Brunswick's Associate  General  Counsel,  with 
responsibilities for litigation, employment, and compliance matters, from the start of his employment with Brunswick 
in 2010.

Aine L. Denari has served as Executive Vice President and President – Brunswick Boat Group since October 2020. 
Prior  to  joining  Brunswick,  Ms.  Denari  worked  at  ZF AG  as  Senior  Vice  President  and  General  Manager,  Global 
Electronics ADAS  (Advanced  Driver Assistance  Systems)  from  December  2017  to  October  2020,  as  Senior  Vice 
President, Planning and Business Development from 2015 to 2017, and as Vice President, Business Development 
and Product Planning from 2014 to 2017. Ms. Denari previously served in a variety of executive positions within the 
automotive industry, and in leadership positions at major global consulting firms.

Brett  A.  Dibkey  has  served  as  Executive  Vice  President  and  President  –  Navico  Group  since  July  2022  and 
previously served as Executive Vice President and President – Advanced Systems Group from 2020 to 2022. Mr. 
Dibkey joined Brunswick following 12 years at Whirlpool Corporation, a multinational manufacturer and marketer of 
home  appliances,  where  he  served  as  Vice  President  and  General  Manager,  Business  Units,  Brand  Marketing, 
eCommerce,  and  IoT  from  January  2017  to  December  2019,  Vice  President  and  General  Manager,  Integrated 
Business Units from 2012 to 2020, and General Manager, Dishwasher Category and New Business Development 
from  2007  to  2012.  Prior  to  his  career  at  Whirlpool,  Mr.  Dibkey  worked  in  a  variety  of  business  development  and 
strategic planning roles for Pfizer and Crowe Horwath, LLP.

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Brenna D. Preisser has served in her role as Executive Vice President and President – Business Acceleration since 
2020. She previously held the role of Chief Human Resources Officer from 2016 to 2021. Ms. Preisser has served 
in a variety of roles of increasing responsibility since she started with Brunswick in 2004.

Jill  M.  Wrobel  was  named  Executive  Vice  President  and  Chief  Human  Resources  Officer  in  December  2021.  Ms. 
Wrobel  was  named  Brunswick's  Vice  President,  Enterprise  Human  Resources  and  Transformation  Leader  in 
December  2020  when  she  joined  Brunswick  from  Walgreens  Boots Alliance,  Inc.,  an  integrated  global  pharmacy, 
healthcare  and  retail  leader.  Ms.  Wrobel  served  as  Group  Vice  President,  Global  HR  Business  Strategy  and  HR 
M&A  Integration  during  2020,  Vice  President,  Global  HRBP  Development,  Digital  and  HR  M&A  Integration  from 
2018  to  2019,  and  Vice  President  HR  Mergers  & Acquisitions  and  Rite Aid  HR  Lead  from  2016  to  2018.  Prior  to 
Walgreens  Boots  Alliance,  Inc.,  Ms.  Wrobel  worked  in  a  variety  of  human  resources  and  leadership  roles  at 
Walgreens and PricewaterhouseCoopers LLP.

Randall  S.  Altman  was  named  Brunswick's  Senior  Vice  President  and  Controller  in  2022  and  served  as  Vice 
President and Controller since June 2019. Previously, he served as Vice President – Treasurer from 2013 to 2019. 
Mr.  Altman  has  held  a  series  of  roles  of  increasing  responsibility  within  Brunswick  since  he  joined  Brunswick  in 
2003.

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PART II

Item  5.  Market  for  Registrant's  Common  Equity,  Related  Stockholder  Matters  and  Issuer  Purchases  of 
Equity Securities

Brunswick's common stock is traded on the New York and Chicago Stock Exchanges under the symbol "BC". As of 
February 14, 2024, there were 6,418 shareholders of record of our common stock.

We  expect  to  continue  to  pay  quarterly  dividends  at  the  discretion  of  the  Board  of  Directors,  subject  to  continued 
capital availability and a determination that cash dividends continue to be in the best interest of our shareholders. 
Our dividend and share repurchase policies may be affected by, among other things, our views on future liquidity, 
potential future capital requirements and restrictions contained in certain credit agreements.

Performance Graph

Comparison of Cumulative Total Shareholder Return among Brunswick, S&P 400 Index and S&P 400 Global 
Industry Classification Standard (GICS) Consumer Discretionary Index

Brunswick
S&P 400 GICS Consumer Discretionary Index
S&P 400 Index

2018
100.00   
100.00   
100.00   

2019
131.24   
81.92   
89.02   

2020
169.24   
103.17   
112.50   

2021
224.46   
171.32   
156.48   

2022
165.54   
135.32   
136.29   

2023
225.78 
169.26 
160.05 

The basis of comparison is a $100 investment made on December 31, 2018 in each of: (i) Brunswick, (ii) the S&P 
400 GICS Consumer Discretionary Index and (iii) the S&P 400 Index. All dividends are assumed to be reinvested. 
The  S&P  400  GICS  Consumer  Discretionary  Index  encompasses  industries  including  household  durable  goods, 
textiles  and  apparel  and  leisure  equipment.  Brunswick  believes  the  companies  included  in  this  index  provide  the 
most representative sample of enterprises that are in primary lines of business that are similar to ours.

Issuer Purchases of Equity Securities

On July 19, 2022, our Board of Directors approved a $500.0 million increase to our share repurchase authorization. 
In  2023,  we  repurchased  $275.0  million  of  stock  under  this  authorization  and  as  of  December  31,  2023,  the 
remaining authorization was $121.5 million. On January 30, 2024, our Board of Directors approved a $500.0 million 
increase to our share repurchase authorization.

30

BrunswickS&P 400 GICSS&P 400 Index20182019202020212022202350100150200250 
 
 
Table of Contents

During the three months ended December 31, 2023, we repurchased the following shares of common stock:

Total Number of 
Shares 
Purchased

Weighted 
Average Price 
Paid per Share

134,197  $ 

394,467 

197,118 

725,782 

74.52 

70.88 

86.45 

75.78 

Total Number of 
Shares 
Purchased as 
Part of Publicly 
Announced 
Program

Maximum 
Amount of 
Dollars that May 
Yet Be Used to 
Purchase Shares 
Under the 
Program

134,197 

394,467 

197,118 

725,782  $  121,468,669 

Period

October 1 to October 28

October 29 to November 25

November 26 to December 31

Total

Item 6. Reserved

Item 7.  Management's Discussion and Analysis of Financial Condition and Results of Operations

Certain statements in Management’s Discussion and Analysis of Financial Condition and Results of Operations of 
Brunswick Corporation (the Company, we, us, our) are forward-looking statements. Forward-looking statements are 
based on current expectations, estimates, and projections about our business and by their nature address matters 
that are, to different degrees, uncertain. Actual results may differ materially from expectations and projections as of 
the  date  of  this  filing  due  to  various  risks  and  uncertainties.  For  additional  information  regarding  forward-looking 
statements, refer to Forward-Looking Statements above.

Certain statements in Management's Discussion and Analysis are based on non-GAAP financial measures. GAAP 
refers  to  generally  accepted  accounting  principles  in  the  United  States.  A  "non-GAAP  financial  measure"  is  a 
numerical  measure  of  a  registrant’s  historical  or  future  financial  performance,  financial  position  or  cash  flows  that 
excludes amounts, or is subject to adjustments that have the effect of excluding amounts, that are included in the 
most  directly  comparable  measure  calculated  and  presented  in  accordance  with  GAAP  in  the  consolidated 
statements  of  operations,  balance  sheets  or  statements  of  cash  flows  of  the  issuer;  or  includes  amounts,  or  is 
subject  to  adjustments  that  have  the  effect  of  including  amounts,  that  are  excluded  from  the  most  directly 
comparable  measure  so  calculated  and  presented.  For  example,  the  discussion  of  our  cash  flows  includes  an 
analysis  of  free  cash  flows  and  total  liquidity;  the  discussion  of  our  net  sales  includes  net  sales  on  a  constant 
currency basis; the discussion of our net sales includes net sales excluding acquisitions; and the discussion of our 
earnings  includes  a  presentation  of  operating  earnings  and  operating  margin  excluding  restructuring,  exit  and 
impairment  charges,  purchase  accounting  amortization,  acquisition,  integration  and  IT-related  costs,  IT  security 
incident costs, Sport Yacht & Yachts, reclassification of held-for-sale items, gain on sale of assets, TN-BC Holdings 
LLC joint venture impairment, loss on early extinguishment of debt, special tax items, and other applicable charges 
and  of  diluted  earnings  per  common  share,  as  adjusted.  Non-GAAP  financial  measures  do  not  include  operating 
and statistical measures.

We  include  non-GAAP  financial  measures  in  Management's  Discussion  and  Analysis  as  management  believes 
these measures and the information they provide are useful to investors because they permit investors to view our 
performance using the same tools that management uses to evaluate our ongoing business performance. In order 
to better align our reported results with the internal metrics management uses to evaluate business performance as 
well as to provide better comparisons to prior periods and peer data, non-GAAP measures exclude the impact of 
purchase accounting amortization related to acquisitions, among other adjustments.

We  do  not  provide  forward-looking  guidance  for  certain  financial  measures  on  a  GAAP  basis  because  we  are 
unable  to  predict  certain  items  contained  in  the  GAAP  measures  without  unreasonable  efforts.  These  items  may 
include  restructuring,  exit  and  impairment  costs,  special  tax  items,  acquisition-related  costs,  and  certain  other 
unusual adjustments.

IT Security Incident

As previously announced on June 13, 2023, the Company experienced an IT security incident that impacted some 
of its systems and global facilities. Please refer to Note 1 – Significant Accounting Policies in the Notes to the 
Consolidated Financial Statements for further details. 

31

 
 
 
 
 
 
 
 
 
 
 
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Change in Reportable Segments

Effective January 1, 2023, the Company changed its management reporting and updated its reportable segments to 
Propulsion, Engine Parts and Accessories (Engine P&A), Navico Group and Boat to align with its internal operating 
structure. For further information, refer to Note 5 – Segment Information in the Notes to the Consolidated Financial 
Statements.

Acquisitions

During  the  fourth  quarter  of  2023,  we  acquired  additional  Freedom  Boat  Club  franchise  operations  and  territory 
rights as well as certain marine assets in the Southeast United States for net cash consideration of $16.0 million. On 
September 1, 2023, the Company acquired all of the issued and outstanding shares of Fliteboard Pty Ltd for $87.6 
million  net  cash  consideration.  Refer  to  Note  4  –  Acquisitions  in  the  Notes  to  the  Consolidated  Financial 
Statements for further information.

During the second quarter of 2022, we acquired certain Freedom Boat Club franchise operations and territory rights 
as well as certain marine assets in the Southeast United States for net cash consideration of $93.9 million. Refer to 
Note 4 – Acquisitions in the Notes to the Consolidated Financial Statements for further information.

On October 4, 2021, we completed the acquisition of Navico for $1.094 billion net cash consideration. Navico was a 
privately held global company based in Egersund, Norway, and is a global leader in marine electronics and sensors, 
including  multi-function  displays,  fish  finders,  autopilots,  sonar,  radar,  and  cartography.  We  also  completed  the 
acquisitions  of  substantially  all  the  net  assets  of  RELiON  Battery,  LLC,  SemahTronix,  LLC,  Fanautic  Club,  and 
certain Freedom Boat Club franchise operations and territory rights in the United States during 2021 for net cash 
consideration  of  $66.1  million.  Refer  to  Note  4  –  Acquisitions  in  the  Notes  to  the  Consolidated  Financial 
Statements for further information. 

Matters Affecting Comparability

Changes in Foreign  Currency Rates. Percentage changes in  net sales expressed  in constant currency reflect the 
impact that changes in currency exchange rates had on comparisons of net sales. To determine this information, net 
sales  transacted  in  currencies  other  than  U.S.  dollars  have  been  translated  to  U.S.  dollars  using  the  average 
exchange rates that were in effect during the comparative period. The percentage change in net sales expressed on 
a  constant  currency  basis  better  reflects  the  changes  in  the  underlying  business  trends,  excluding  the  impact  of 
translation  arising  from  foreign  currency  exchange  rate  fluctuations. Approximately  23  percent  of  our  annual  net 
sales are transacted in a currency other than the U.S. dollar. Our most material exposures include sales in Euros, 
Canadian dollars, Australian dollars and Brazilian real. 

The table below summarizes the impact of changes in currency exchange rates and also the impact of acquisitions 
on our net sales:

Net Sales

2023 vs. 2022

2022 vs. 2021

2023

2022

2021

GAAP

Currency 
Impact

Acquisitions 
Impact

GAAP

Currency 
Impact

Acquisitions 
Impact

(in millions)

Propulsion

Engine P&A

Navico Group

Boat

$  2,763.8  $  2,824.0  $  2,504.7 

1,199.8 

914.7 

1,989.4 

1,310.2 

1,069.3 

2,119.4 

1,371.7 

1,703.1 

688.3 

 (14.5) %

Segment Eliminations  

(466.3)   

(510.7)   

(421.6) 

Total

$  6,401.4  $  6,812.2  $  5,846.2 

 (0.2) %

 (0.4) %

 — %

 (0.1) %

 (0.2) %

 (0.1) %

 0.4 %

 — %

 — %

 1.0 %

 — %

 0.4 %

 12.7 %

 (4.5) %

 55.4 %

 24.4 %

 21.1 %

 16.5 %

 (2.4) %

 (1.9) %

 (3.0) %

 (1.7) %

 (1.0) %

 (2.2) %

 — %

 — %

 55.0 %

 3.0 %

 3.8 %

 7.1 %

 (2.1) %

 (8.4) %

 (6.1) %

 (8.7) %

 (6.0) %

32

 
 
 
 
 
 
 
 
 
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Consolidated

Results of Operations

The following table sets forth certain amounts, ratios and relationships calculated from the Consolidated Statements 
of Operations for 2023, 2022 and 2021:

2023 vs. 2022

2022 vs. 2021

%

 16.5 %

 16.9 %

NM

 16.6 %

(in millions, except per share data)

2023

2022

2021

 $

%

 $

Net sales
Gross margin (A)

$  6,401.4 

$  6,812.2 

$  5,846.2 

$  (410.8) 

 (6.0) % $  966.0 

  1,787.0 

  1,947.2 

  1,666.0 

(160.2) 

 (8.2) %  

281.2 

Restructuring, exit and impairment charges

Operating earnings

Loss on early extinguishment of debt

Transaction financing charges

54.7 

734.9 

— 

— 

25.1 

947.8 

(0.1) 

— 

0.8 

29.6 

NM  

24.3 

812.9 

(212.9) 

 (22.5) %  

134.9 

(4.2) 

(4.0) 

0.1 

— 

NM  

NM  

4.1 

4.0 

 (97.6) %

NM

Net earnings from continuing operations

432.6 

681.3 

595.4 

(248.7) 

 (36.5) %  

85.9 

 14.4 %

Diluted earnings per share from continuing 
operations 

Expressed as a percentage of Net sales:
Gross margin (A)

Selling, general and administrative expense

Research and development expense

Operating margin

NM = not meaningful
bps = basis points

$ 

6.13 

$ 

9.06 

$ 

7.59 

$ 

(2.93) 

 (32.3) % $ 

1.47 

 19.4 %

 27.9 %

 12.7 %

 2.9 %

 11.5 %

 28.6 %

 11.3 %

 3.0 %

 13.9 %

 28.5 %

 11.9 %

 2.6 %

 13.9 %

 (70)  bps
 140  bps

  (10)  bps

 (240)  bps

  10  bps

  (60)  bps

  40  bps

  —  bps

(A) Gross margin is defined as Net sales less Cost of sales as presented in the Consolidated Statements of Operations.

The  following  is  a  reconciliation  of  our  non-GAAP  measures,  adjusted  operating  earnings  and  adjusted  diluted 
earnings per common share from continuing operations for 2023, 2022 and 2021:

(in millions, except per share data)

2023

2022

2021

2023

2022

2021

Operating Earnings

Diluted Earnings (Loss) Per Share

GAAP

$  734.9 

$  947.8 

$  812.9 

$ 

6.13  $ 

9.06  $ 

Restructuring, exit and impairment charges

Purchase accounting amortization

Acquisition, integration, and IT related costs

IT security incident costs

Sport Yacht & Yachts

Palm Coast reclassified from held-for-sale

Gain on sale of assets

TN-BC Holdings LLC joint venture impairment

Loss on early extinguishment of debt

Special tax items

As Adjusted

GAAP operating margin

Adjusted operating margin

54.7 

57.5 

12.1 

10.1 

— 

— 

— 

— 

— 

— 

25.1 

65.0 

10.8 

— 

— 

— 

— 

— 

— 

— 

0.8 

45.7 

24.3 

— 

3.8 

0.8 

(1.5) 

— 

— 

— 

0.61 

0.64 

0.14 

0.12 

— 

— 

— 

0.21 

— 

0.95 

0.25 

0.65 

0.11 

— 

— 

— 

— 

— 

— 

(0.04) 

7.59 

0.01 

0.46 

0.27 

— 

0.04 

0.01 

(0.01) 

— 

0.04 

(0.13) 

$  869.3 

$ 1,048.7 

$  886.8 

$ 

8.80  $ 

10.03  $ 

8.28 

 11.5 %

 13.6 %

 13.9 %

 15.4 %

 13.9 %

 15.2 %

33

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

2023 vs. 2022 

Net sales decreased 6.0 percent during 2023 when compared with 2022. The components of the consolidated net 
sales change were as follows:

Volume
Product Mix and Price
IT Security Incident
Acquisitions
Currency

Percent change in net sales 
compared to the prior year

2023

 (13.2) %
 8.1 %
 (1.2) %
 0.4 %
 (0.1) %
 (6.0) %

Sales in 2023 were below the prior year as higher discounts in select segments coupled with the impact of cautious 
wholesale ordering patterns by dealers, OEMs and retailers in the second half of the year were partially offset by 
successful new product momentum, positive mix and pricing. Refer to the Propulsion, Engine P&A, Navico Group 
and Boat segments for further details on the drivers of net sales changes.

Gross  margin  percentage  decreased  70  basis  points  in  2023  when  compared  with  2022  driven  by  higher 
manufacturing costs including material and labor inflation (260 bps), depreciation (60 bps), absorption (35 bps), the 
IT security incident (30 bps), and unfavorable foreign currency exchange-rate fluctuations (25 bps), offset by sales-
related drivers (330 bps) and acquisitions (10 bps).

Selling, general and administrative expenses as a percentage of net sales increased 140 basis points during 2023 
when  compared  with  the  same  prior  year  period,  due  to  lower  sales  (70  bps),  increased  relative  spending  on 
technology  initiatives  and  the  IT  security  incident  (20  bps),  sales  and  marketing  (20  bps),  operating  expenses 
associated with current year acquisitions (20 bps) and amortization (10 bps).

During 2023, we recorded restructuring, exit and impairment charges of $54.7 million compared with $25.1 million in 
2022. The Company estimates the restructuring actions executed in 2023 will result in approximately $45 million of 
annualized cost savings. The future cost savings related to restructuring actions executed in 2022 are not expected 
to  be  material  to  our  Consolidated  Financial  Statements.  See  Note  3  –  Restructuring,  Exit  and  Impairment 
Activities in the Notes to Consolidated Financial Statements for further details.

We recognized equity (loss) earnings of $(11.4) million and $4.0 million in 2023 and 2022, respectively. The primary 
driver of the loss in 2023 is the impairment charge taken related to our investment in TN-BC Holdings LLC. Refer to 
Note  1  –  Significant  Accounting  Policies  in  the  Notes  to  Consolidated  Financial  Statements  for  further 
information.

We recognized $7.6 million and $(6.1) million in 2023 and 2022, respectively, in Other income (expense), net. Other 
income  (expense),  net  primarily  includes  remeasurement  gains  and  losses  resulting  from  changes  in  foreign 
currency rates and other postretirement benefit costs.

Net interest expense increased in 2023 compared with 2022 due to an increase in average daily debt outstanding, 
which  was  influenced  by  debt  issuances.  Refer  to  Note  14  –  Debt  in  the  Notes  to  Consolidated  Financial 
Statements.

We  recognized  an  income  tax  provision  of  $196.3  million  and  $172.3  million  in  2023  and  2022,  respectively. The 
increase is primarily due to the discrete income tax expense recorded in connection with the intercompany sales of 
intellectual property rights in the first and third quarters of 2023. The effective tax rate, which is calculated as the 
income tax provision as a percentage of earnings before income taxes, was 31.2 percent and 20.2 percent for 2023 
and  2022,  respectively.  See  Note  10  –  Income  Taxes  in  the  Notes  to  Consolidated  Financial  Statements  for  a 
reconciliation of our effective tax rate and statutory Federal income tax rate.

Due  to  the  factors  described  in  the  preceding  paragraphs,  operating  earnings,  net  earnings  from  continuing 
operations,  and  diluted  earnings  per  common  share  from  continuing  operations  decreased  during  2023.  Diluted 
earnings per common share from continuing operations benefited from common stock repurchases in both years.

34

Table of Contents

2022 vs. 2021 

Net sales increased 16.5 percent during 2022 when compared with 2021. The components of the consolidated net 
sales change were as follows:

Product Mix and Price
Acquisitions
Volume
Currency

Percent change in net sales 
compared to the prior year

2022

 9.9 %
 7.1 %
 1.7 %
 (2.2) %
 16.5 %

Sales  in  each  segment  benefited  from  steady  demand,  new  product  performance,  and  pricing  implemented 
throughout  the  year,  partially  offset  by  unfavorable  changes  in  foreign  currency  exchange  rates.  Refer  to  the 
Propulsion, Engine P&A, Navico Group and Boat segments for further details on the drivers of net sales changes.

Gross margin percentage increased 10 basis points in 2022 when compared with 2021 driven by increased sales 
(620  bps)  and  acquisitions  (60  bps),  partially  offset  by  higher  manufacturing  costs  including  material  and  labor 
inflation and inefficiencies caused by supply chain disruptions (670 bps).

The 60 basis points decrease in selling, general and administrative expenses as a percentage of revenue in 2022 
compared to 2021 reflects the impact of less variable compensation expense (130 bps) partially offset by increased 
spending  on  sales  and  marketing  (40  bps)  and  increased  purchase  accounting  intangible  asset  amortization  (30 
bps).

During 2022, we recorded restructuring, exit and impairment charges of $25.1 million compared with $0.8 million in 
2021. The future cost savings related to restructuring actions executed in 2022 are not expected to be material to 
our Consolidated Financial Statements. See Note 3 – Restructuring, Exit and Impairment Activities in the Notes 
to Consolidated Financial Statements for further details.

We recognized equity earnings of $4.0 million and $2.3 million in 2022 and 2021, respectively, which were mainly 
related to our marine and technology-related joint ventures. 

We  recognized  $(6.1)  million  and  $(6.8)  million  in  2022  and  2021,  respectively,  in  Other  income  (expense),  net. 
Other income (expense), net primarily includes remeasurement gains and losses resulting from changes in foreign 
currency rates and other postretirement benefit costs.

Net interest expense increased in 2022 compared with 2021 due to an increase in average daily debt outstanding, 
which  was  influenced  by  debt  issuances.  Refer  to  Note  14  –  Debt  in  the  Notes  to  Consolidated  Financial 
Statements.

We  recognized  an  income  tax  provision  of  $172.3  million  and  $141.0  million  in  2022  and  2021,  respectively. The 
increase is primarily due to increased earnings before income taxes. The effective tax rate, which is calculated as 
the income tax provision as a percentage of earnings before income taxes, was 20.2 percent and 19.1 percent for 
2022 and 2021, respectively. See Note 10 – Income Taxes in the Notes to Consolidated Financial Statements for a 
reconciliation of our effective tax rate and statutory Federal income tax rate.

Due  to  the  factors  described  in  the  preceding  paragraphs,  operating  earnings,  net  earnings  from  continuing 
operations  and  diluted  earnings  per  common  share  from  continuing  operations  increased  during  2022.  Diluted 
earnings per common share from continuing operations benefited from common stock repurchases in both years.

Segments

We have four reportable segments: Propulsion, Engine P&A, Navico Group, and Boat. Refer to Note 5 – Segment 
Information in the Notes to Consolidated Financial Statements for details on the segment operations.

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Table of Contents

Propulsion Segment

The  following  table  sets  forth  the  Propulsion  segment  results  and  a  reconciliation  to  our  non-GAAP  measure  of 
adjusted operating earnings for the years ended December 31, 2023, 2022 and 2021:

(in millions)
Net sales

2023

2022

2021

$ 2,763.8  $ 2,824.0  $ 2,504.7  $ 

2023 vs. 2022

2022 vs. 2021

 $
(60.2) 

%
 (2.1) % $  319.3 

 $

%
 12.7 %

GAAP operating earnings
Restructuring, exit and impairment charges
IT security incident costs
Acquisition, integration, and IT related costs
Purchase accounting amortization
Adjusted operating earnings

$  494.7  $  522.9  $  449.7 
— 
— 
— 
— 
$  504.2  $  522.9  $  449.7 

2.7 
3.4 
2.5 
0.9 

— 
— 
— 
— 

(28.2) 
2.7 
3.4 
2.5 
0.9 
(18.7) 

 (5.4) %  
NM  
NM  
NM  
NM  
 (3.6) %  

73.2 
— 
— 
— 
— 
73.2 

 16.3 %
NM
NM
NM
NM
 16.3 %

GAAP operating margin 
Adjusted operating margin

 17.9 %
 18.2 %

 18.5 %
 18.5 %

 18.0 %
 18.0 %

 (60)  bps
 (30)  bps

  50  bps
  50  bps

NM = not meaningful
bps = basis points

2023 vs. 2022 

Propulsion  segment's  net  sales  decreased  $60.2  million  or  2.1  percent  in  2023  versus  prior  year  due  to  cautious 
OEM ordering patterns in the second half of the year, partially offset by continued market share gains in outboard 
engines,  positive  mix  and  pricing  as  well  as  the  acquisition  of  Fliteboard.  The  components  of  the  Propulsion 
segment's net sales change were as follows:

Volume
Product Mix and Price
IT Security Incident
Acquisitions
Currency

Percent change in net sales 
compared to the prior year

2023

 (14.1) %
 13.4 %
 (1.6) %
 0.4 %
 (0.2) %
 (2.1) %

International sales were 32 percent of the Propulsion segment's net sales in 2023. International sales decreased 4 
percent year-over-year on a GAAP basis and 3 percent on a constant currency basis.

Propulsion  segment's  operating  earnings  for  the  year  were  $494.7  million,  a  decrease  of  5.4  percent  versus  the 
prior year, as sales declines and higher input costs more than offset benefits from cost-control measures.

2022 vs. 2021 

Propulsion  segment's  net  sales  increased  $319.3  million  or  12.7  percent  in  2022  versus  the  prior  year  due  to 
favorable  product  mix,  pricing  and  higher  sales  volume.  The  components  of  the  Propulsion  segment's  net  sales 
change were as follows:

Product Mix and Price
Volume
Currency

36

Percent change in net sales 
compared to the prior year

2022

 12.4 %
 2.7 %
 (2.4) %
 12.7 %

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

International sales were 32 percent of the Propulsion segment's net sales in 2022. International sales increased 6 
percent year-over-year on a GAAP basis and 13 percent on a constant currency basis.

Propulsion  segment's  operating  earnings  for  the  year  were  $522.9  million,  an  increase  of  16.3  percent  in  2022 
versus  the  prior  year,  as  a  result  of  increased  sales  and  lower  operating  expenses,  slightly  offset  by  higher 
inflationary costs and investments in new products and capacity expansion.

Engine P&A Segment

The  following  table  sets  forth  the  Engine  P&A  segment  results  and  a  reconciliation  to  our  non-GAAP  measure  of 
adjusted operating earnings for the years ended December 31, 2023, 2022 and 2021:

2023 vs. 2022

2022 vs. 2021

(in millions)
Net sales

2023

2022

2021

 $

$ 1,199.8  $ 1,310.2  $ 1,371.7  $  (110.4) 

%
 (8.4) % $ 

 $
(61.5) 

%
 (4.5) %

GAAP operating earnings

$  217.4  $  268.0  $  282.4  $ 

(50.6) 

 (18.9) % $ 

(14.4) 

 (5.1) %

Restructuring, exit and impairment charges
Acquisition, integration, and IT related costs

3.3 
0.6 

— 
— 

— 
— 

IT security incident costs
Adjusted operating earnings

0.5 

— 
$  221.8  $  268.0  $  282.4  $ 

— 

3.3 
0.6 

0.5 
(46.2) 

NM  
NM  

NM  

 (17.2) % $ 

— 
— 

NM
NM

— 
(14.4) 

NM
 (5.1) %

GAAP operating margin

Adjusted operating margin

 18.1 %

 20.5 %

 20.6 %

 18.5 %

 20.5 %

 20.6 %

 (240)  bps

 (200)  bps

 (10)  bps

 (10)  bps

NM = not meaningful
bps = basis points

2023 vs. 2022 

Engine P&A segment's net sales decreased $110.4 million or 8.4 percent in 2023 versus the prior year due to lower 
sales in both of the Products and Distribution businesses. The components of the Engine P&A segment's net sales 
change were as follows:

Volume
Product Mix and Price
IT Security Incident
Currency

Percent change in net sales 
compared to the prior year

2023

 (9.4) %
 3.1 %
 (1.7) %
 (0.4) %
 (8.4) %

International sales were 29 percent of the Engine P&A segment's net sales in 2023. International sales decreased 
11 percent year-over-year on a GAAP basis and 9 percent on a constant currency basis.

Engine P&A segment's operating earnings for the year were $217.4 million, a decrease of 18.9 percent versus the 
prior year, due to a decline in sales and higher manufacturing costs more than offsetting the impact of pricing and 
lower operating expenses.

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2022 vs. 2021 

Engine  P&A  segment's  net  sales  decreased  $61.5  million  or  4.5  percent  in  2022  versus  the  prior  year  due  to  a 
decline in sales volume only partially offset by the benefit of product mix and pricing implemented throughout the 
year. The components of the Engine P&A segment's net sales change were as follows:

Volume
Product Mix and Price
Currency

Percent change in net sales 
compared to the prior year

2022

 (11.7) %
 9.1 %
 (1.9) %
 (4.5) %

International sales were 30 percent of the Engine P&A segment's net sales in 2022. International sales decreased 9 
percent year-over-year on a GAAP basis and 3 percent on a constant currency basis.

Engine P&A segment's operating earnings were $268.0 million in 2022, a decrease of 5.1 percent, driven by lower 
sales, as well as material and labor inflation and transition costs from a new distribution center.

Navico Group Segment

The following table sets forth the Navico Group segment results and a reconciliation to our non-GAAP measure of 
adjusted operating earnings for the years ended December 31, 2023, 2022 and 2021:

2023 vs. 2022

2022 vs. 2021

(in millions)
Net sales

2023

2022

2021

 $

%

 $

$  914.7  $ 1,069.3  $  688.3  $  (154.6) 

 (14.5) % $  381.0 

%
 55.4 %

GAAP operating earnings

$ 

5.2  $  68.2  $  53.4  $ 

(63.0) 

 (92.4) % $ 

14.8 

 27.7 %

Restructuring, exit and impairment charges

Purchase accounting amortization

Acquisition, integration, and IT related costs

IT security incident costs

Gain on sale of assets
Adjusted operating earnings

30.5 

53.0 

2.1 

0.5 

7.7 

61.9 

9.7 

— 

0.7 

44.1 

17.8 

— 

— 

— 
$  91.3  $  147.5  $  114.5  $ 

(1.5) 

22.8 

(8.9) 

(7.6) 

0.5 

— 
(56.2) 

NM  

 (14.4) %  

7.0 

17.8 

NM

 40.4 %

 (78.4) %  

(8.1) 

 (45.5) %

NM  

NM  

 (38.1) % $ 

— 

1.5 
33.0 

NM

NM
 28.8 %

GAAP operating margin

Adjusted operating margin

 0.6 %

 6.4 %

 7.8 %

 10.0 %

 13.8 %

 16.6 %

 (580)  bps

 (380)  bps

 (140)  bps

 (280)  bps

NM = not meaningful
bps = basis points

2023 vs. 2022 

Navico Group segment's net sales decreased by $154.6 million or 14.5 percent in 2023 versus the prior year due to 
lower sales resulting from softer marine OEM orders and the continued weak RV manufacturing environment. The 
components of the Navico Group segment's net sales change were as follows:

Volume
IT Security Incident
Product Mix and Price

Percent change in net sales 
compared to the prior year

2023

 (14.4) %
 (1.2) %
 1.1 %
 (14.5) %

International sales were 37 percent of the Navico Group segment's net sales in 2023. International sales decreased 
9 percent year-over-year on a GAAP basis and 10 percent on a constant currency basis.

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Navico Group segment's operating earnings for the year were $5.2 million, a decrease of 92.4 percent versus the 
prior  year  due  to  lower  sales,  restructuring  charges  associated  with  actions  executed  in  the  year  and  slightly 
elevated input costs, partially offset by benefits from new product introductions and cost reduction initiatives. 

2022 vs. 2021 

Navico Group segment's net sales increased $381.0 million or 55.4 percent in 2022 versus the prior year due to the 
factors affecting all of our segments previously mentioned, in addition to having a full year of the Navico acquisition 
included  in  the  segment's  net  sales  for  2022.  The  components  of  the  Navico  Group  segment's  net  sales  change 
were as follows:

Acquisitions
Product Mix and Price
Currency
Volume

Percent change in net sales 
compared to the prior year

2022

 55.0 %
 5.9 %
 (3.0) %
 (2.5) %
 55.4 %

International sales were 35 percent of the Navico Group segment's net sales in 2022. International sales increased 
72 percent year-over-year on a GAAP basis and 82 percent on a constant currency basis.

Navico  Group  segment's  operating  earnings  were  $68.2  million  in  2022,  an  increase  of  27.7  percent  due  to 
increased sales factors mentioned above, partially offset by increased input costs.

Boat Segment

The following table sets forth the Boat segment results and a reconciliation to our non-GAAP measure of adjusted 
operating earnings for the years ended December 31, 2023, 2022 and 2021:

2023 vs. 2022

2022 vs. 2021

(in millions)
Net sales

2023

2022

2021

 $

$ 1,989.4  $ 2,119.4  $ 1,703.1  $  (130.0) 

%
 (6.1) % $  416.3 

 $

%
 24.4 %

GAAP operating earnings
Restructuring, exit and impairment charges
Acquisition, integration, and IT related costs
Purchase accounting amortization
IT security incident costs
Sport Yacht & Yachts
Palm Coast reclassified from held-for-sale
Adjusted operating earnings

$  155.6  $  212.8  $  142.3  $ 
— 
0.6 
3.1 
— 
— 
— 
$  175.9  $  216.5  $  154.9  $ 

10.5 
5.2 
3.6 
1.0 
— 
— 

0.1 
6.3 
1.6 
— 
3.8 
0.8 

(57.2) 
10.5 
4.6 
0.5 
1.0 
— 
— 
(40.6) 

 (26.9) % $ 

NM  
NM  
 16.1 %  
NM  
NM  
NM  

 (18.8) % $ 

70.5 
(0.1) 
(5.7) 
1.5 
— 
(3.8) 
(0.8) 
61.6 

 49.5 %
NM
 (90.5) %
 93.8 %
NM
NM
NM
 39.8 %

GAAP operating margin
Adjusted operating margin

 7.8 %
 8.8 %

 10.0 %
 10.2 %

 8.4 %
 9.1 %

 (220)  bps
 (140)  bps

 160  bps
 110  bps

NM = not meaningful
bps = basis points

39

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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2023 vs. 2022 

Boat segment's net sales decreased $130.0 million or 6.1 percent versus 2022 due to decreased sales volumes to 
dealers,  partially  offset  by  favorable  product  mix  and  pricing.  The  components  of  the  Boat  segment's  net  sales 
change were as follows:

Volume
Product Mix and Price
Acquisitions
Currency

Percent change in net sales 
compared to the prior year

2023

 (12.6) %
 5.6 %
 1.0 %
 (0.1) %
 (6.1) %

International  sales  were  22  percent  of  the  Boat  segment's  net  sales  in  2023.  International  sales  decreased  12 
percent year-over-year on a GAAP and on a constant currency basis.

Boat segment operating earnings for the year were $155.6 million, a decrease of 26.9 percent versus the prior year, 
due to lower sales and restructuring charges associated with actions in the year, partially offset by cost reduction 
activities.

2022 vs. 2021 

Boat segment's net sales increased $416.3 million or 24.4 percent versus 2021 due to increased sales volumes to 
dealers and favorable product mix and pricing. The components of the Boat segment's net sales change were as 
follows:

Volume
Product Mix and Price
Acquisitions
Currency

Percent change in net sales 
compared to the prior year

2022

 12.6 %
 10.5 %
 3.0 %
 (1.7) %
 24.4 %

International sales were 24 percent of the Boat segment's net sales in 2022, and increased 13 percent on a GAAP 
basis and 19 percent on a constant currency basis.

Boat segment's operating earnings were $212.8 million in 2022, an increase of 49.5 percent versus the prior year, 
due to increased sales together with operational efficiencies and positive mix. The increase was partially offset by 
inefficiencies resulting from supply chain disruptions and inflation pressures.

Corporate/Other

The  following  table  sets  forth  Corporate/Other  results  and  a  reconciliation  to  our  non-GAAP  measure  of  adjusted 
operating earnings for the years ended December 31, 2023, 2022 and 2021:

2023 vs. 2022

2022 vs. 2021

(in millions)
GAAP operating loss
Restructuring, exit and impairment charges

IT security incident costs

Acquisition, integration, and IT related costs

2023

2022

2021

$  (138.0)  $  (124.1)  $  (114.9)  $ 
17.4 

7.7 

— 

 $
(13.9) 
(9.7) 

%
 11.2 % $ 
 (55.7) %  

 $

(9.2) 
17.4 

4.7 

1.7 

— 

0.5 

— 

0.2 

4.7 

1.2 

NM  

NM  

%
 8.0 %
NM

NM

NM

 (7.4) %

— 

0.3 

8.5 

Adjusted operating loss

$  (123.9)  $  (106.2)  $  (114.7)  $ 

(17.7) 

 16.7 % $ 

NM = not meaningful

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Corporate  operating  expenses  increased  by  $13.9  million  in  2023  compared  with  2022  due  to  spending  on 
enterprise  growth  initiatives,  the  IT  security  incident  and  unfavorable  mark-to-market  adjustments  for  deferred 
compensation arrangements. 

Corporate  operating  expenses  increased  by  $9.2  million  in  2022  compared  with  2021  due  to  the  impairment  of 
capitalized software intangible assets as well as an increase in investments in enterprise growth initiatives. This was 
partially  offset  by  a  decrease  in  variable  compensation  expense  and  favorable  mark-to-market  adjustments  for 
deferred compensation arrangements.

Cash Flow, Liquidity and Capital Resources

The following table sets forth an analysis of free cash flow for the years ended December 31, 2023, 2022 and 2021:

(in millions)

2023

2022

2021

Net cash provided by operating activities of continuing operations

$ 

745.2  $ 

580.4  $ 

586.2 

Net cash (used for) provided by:

Plus: Capital expenditures

Plus: Proceeds from the sale of property, plant and equipment

Plus: Effect of exchange rate changes on cash and cash equivalents

(289.3)   

(388.3)   

(267.1) 

14.8 

2.7 

11.3 

(11.9)   

7.2 

(5.5) 

Total free cash flow from continuing operations (A)

$ 

473.4  $ 

191.5  $ 

320.8 

(A) We define "Free cash flow" as cash flow from operating and investing activities of continuing operations (excluding cash provided by or used 
for acquisitions, investments, purchases or sales/maturities of marketable securities and other investing activities, net of tax) and the effect of 
exchange rate changes on cash and cash equivalents. Free cash flow is not intended as an alternative measure of cash flow from operations, 
as determined in accordance with GAAP in the United States. We use this financial measure both in presenting results to shareholders and 
the investment community and in our internal evaluation and management of our businesses. We believe that this financial measure and the 
information it provides are useful to investors because it permits investors to view our performance using the same tool that we use to gauge 
progress in achieving our goals. We believe that the non-GAAP financial measure "Free cash flow" is also useful to investors because it is an 
indication of cash flow that may be available to fund investments in future growth initiatives.

Our  major  sources  of  funds  for  capital  investments,  acquisitions,  share  repurchase  programs  and  dividend 
payments  are  cash  generated  from  operating  activities,  available  cash  and  marketable  securities  balances, 
divestitures  and  borrowings.  We  evaluate  potential  acquisitions,  divestitures  and  joint  ventures  in  the  ordinary 
course of business.

2023 Cash Flow

Net  cash  provided  by  operating  activities  of  continuing  operations  in  2023  totaled  $745.2  million  versus  $580.4 
million  in  2022. The  increase  is  primarily  due  to  a  decrease  in  working  capital  usage,  partially  offset  by  lower  net 
earnings.  Working  capital  is  defined  as  Accounts  and  notes  receivable,  Inventories  and  Prepaid  expenses  and 
other, net of Accounts payable and Accrued expenses as presented in the Consolidated Balance Sheets, excluding 
the impact of acquisitions and non-cash adjustments. 

The primary drivers of Net cash provided by operating activities of continuing operations in 2023 were net earnings, 
net  of  non-cash  items,  partially  offset  by  working  capital  usage. Accounts  and  notes  receivable  decreased  $54.5 
million  primarily  due  to  lower  sales  and  timing  of  collections. Accounts  payable  decreased  $86.1  million,  primarily 
due  to  lower  purchasing  resulting  from  reduced  production. Accrued  expenses  decreased  $22.8  million,  primarily 
driven by a reduction in our derivative liability position.

Net cash used for investing activities of continuing operations was $378.9 million, which included $289.3 million of 
capital expenditures and $103.6 million of cash paid for acquisitions, net of cash acquired, partially offset by $14.8 
million  of  sales  of  property,  plant  and  equipment.  Our  capital  spending  was  focused  on  investments  in  capacity 
expansion, new products and technology, although at lower levels than the prior year.

Net cash used for financing activities was $487.0 million and primarily related to common stock repurchases, cash 
dividends paid to common shareholders and payments of long-term debt including current maturities. Refer to Note 
14 – Debt in the Notes to Consolidated Financial Statements for further details on our debt activity during the year 
ended December 31, 2023. 

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2022 Cash Flow

Net  cash  provided  by  operating  activities  of  continuing  operations  in  2022  totaled  $580.4  million  versus 
$586.2  million  in  2021.  The  decrease  is  primarily  due  to  increased  working  capital,  partially  offset  by  higher  net 
earnings. 

The primary drivers of Net cash provided by operating activities of continuing operations in 2022 were net earnings, 
net  of  non-cash  items,  partially  offset  by  increases  in  working  capital.  Accounts  and  notes  receivable  increased 
$74.6  million  primarily  due  to  increased  sales.  Inventory  increased  $292.8  million,  primarily  to  support  higher 
production volumes. 

Net cash used for investing activities of continuing operations was $443.2 million, which included $388.3 million of 
capital  expenditures,  $93.8  million  of  cash  paid  for  acquisitions,  net  of  cash  acquired,  and  $60.1  million  of 
purchases  of  marketable  securities,  partially  offset  by  $56.4  million  of  sales  or  maturities  of  marketable  securities 
and $42.5 million of cross-currency swap settlements. Our capital spending was focused on investments in capacity 
expansion, new products and technology. 

Net cash provided by financing activities was $110.8 million and primarily related to proceeds of issuances of long-
term debt, partially offset by common stock repurchases, payments of long-term debt including current maturities, 
and cash dividends paid to common shareholders. Refer to Note 14 – Debt in the Notes to Consolidated Financial 
Statements for further details on our debt activity during the year ended December 31, 2022.

Liquidity and Capital Resources

We view our highly liquid assets as of December 31, 2023 and 2022 as: 

(in millions)

Cash and cash equivalents

Short-term investments in marketable securities

Total cash, cash equivalents and marketable securities

2023

2022

$ 

$ 

467.8  $ 

595.6 

0.8 

4.5 

468.6  $ 

600.1 

The following table sets forth an analysis of Total liquidity as of December 31, 2023 and 2022:

(in millions)

Cash, cash equivalents and marketable securities
Amounts available under lending facilities(A)
Total liquidity (B)

2023

2022

$ 

468.6  $ 

741.9 

600.1 

747.2 

$ 

1,210.5  $ 

1,347.3 

(A) See Note 14 – Debt in the Notes to Consolidated Financial Statements for further details on our lending facilities.
(B) We define Total liquidity as Cash and cash equivalents and Short-term investments in marketable securities as presented in the Consolidated 
Balance Sheets, plus amounts available for borrowing under our lending facilities. Total liquidity is not intended as an alternative measure to 
Cash  and  cash  equivalents  and  Short-term  investments  in  marketable  securities  as  determined  in  accordance  with  GAAP  in  the  United 
States.  We  use  this  financial  measure  both  in  presenting  our  results  to  shareholders  and  the  investment  community  and  in  our  internal 
evaluation and management of our businesses. Management believes that this financial measure and the information it provides are useful to 
investors because it permits investors to view our performance using the same metric that we use to gauge progress in achieving our goals. 
We believe that the non-GAAP financial measure "Total liquidity" is also useful to investors because it is an indication of our available highly 
liquid assets and immediate sources of financing.

Cash, cash equivalents and marketable securities totaled $468.6 million as of December 31, 2023, a decrease of 
$131.5 million from $600.1 million as of December 31, 2022. Total debt as of December 31, 2023 and December 31, 
2022  was  $2,430.4  million  and  $2,509.0  million,  respectively.  Our  debt-to-capitalization  ratio  decreased  to  54 
percent as of December 31, 2023 from 55 percent as of December 31, 2022. 

There were no borrowings under the Revolving Credit Agreement (Credit Facility) during 2023. Available borrowing 
capacity  under  the  Credit  Facility  as  of  December  31,  2023  totaled  $741.9  million,  net  of  $8.1  million  of  letters  of 
credit outstanding. During 2023, the maximum amount utilized under our unsecured commercial paper program (CP 
Program) was $125.0 million.

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We borrowed $125.0 million under the Credit Facility during 2022, all of which was repaid prior to year-end and thus 
we did not have any borrowings outstanding under the Credit Facility as of December 31, 2022. Available borrowing 
capacity  under  the  Credit  Facility  as  of  December  31,  2022  totaled  $747.2  million,  net  of  $2.8  million  of  letters  of 
credit outstanding. During 2022, the maximum amount utilized under our CP Program was $300.0 million.

The level of borrowing capacity under our Credit Facility and CP Program is limited by both a leverage and interest 
coverage  test.  These  covenants  also  pertain  to  termination  provisions  included  in  our  wholesale  financing  joint-
venture  arrangements  with  Wells  Fargo  Commercial  Distribution  Finance.  Based  on  our  anticipated  earnings 
generation throughout the year, we expect to maintain sufficient cushion against the existing debt covenants. As of 
December 31, 2023, we were in compliance with the financial covenants in the Credit Facility and CP Program. 

We believe that we have adequate sources of liquidity to meet our short-term and long-term needs.

2024 Capital Strategy

We anticipate executing a balanced capital strategy in 2024, leveraging our strong cash position and liquidity. We 
anticipate being active with share repurchases with spend in excess of $200 million in 2024. 

Although we plan to continue funding many projects and investments in products and technology for future growth, 
we are in harvest phase as it relates to many of our larger capital projects from recent years and plan to scale back 
spending slightly without anticipated sacrifice to any future growth plans, leading to anticipated capital expenditures 
of approximately $225 million in 2024. 

Financial Services

Refer to Note 8 – Financing Joint Venture in the Notes to Consolidated Financial Statements for more information 
about our financial services.

Off-Balance Sheet Arrangements 

Guarantees.  We  have  reserves  to  cover  potential  losses  associated  with  guarantees  and  repurchase  obligations 
based  on  historical  experience  and  current  facts  and  circumstances.  Historical  cash  requirements  and  losses 
associated with these obligations have not been significant. See Note 11 – Commitments and Contingencies in 
the Notes to Consolidated Financial Statements for a description of these arrangements.

Contractual Obligations

The following table sets forth a summary of our contractual cash obligations as of December 31, 2023:

(in millions)

Contractual Obligations
Debt (A)

Interest payments on long-term debt
Operating leases (B)
Purchase obligations (C)
Deferred management compensation (D)
Other long-term liabilities (E)

Payments due by period

Total

Less than 1 
year

1-3 years

3-5 years

More than 5 
years

$ 

2,462.9  $ 

455.4  $ 

4.4  $ 

163.1  $  1,840.0 

1,650.3 

223.1 

76.4 

27.3 

146.8 

98.5 

37.2 

76.2 

5.0 

5.8 

189.4 

51.2 

0.2 

6.0 

66.3 

177.1 

37.0 

— 

6.0 

47.5 

1,185.3 

97.7 

— 

10.3 

27.2 

  Total contractual obligations

$ 

4,586.8  $ 

678.1  $ 

317.5  $ 

430.7  $  3,160.5 

(A)  See Note 14 – Debt in the Notes to Consolidated Financial Statements for additional information on our debt. "Debt" refers to future cash 
principal  payments.  Debt  also  includes  our  finance  leases  as  discussed  in  Note  19  –  Leases  in  the  Notes  to  Consolidated  Financial 
Statements.

(B)  See Note 19 – Leases in the Notes to Consolidated Financial Statements for additional information.
(C)  Purchase obligations represent agreements with suppliers and vendors as part of the normal course of business.
(D)  Amounts primarily represent long-term deferred compensation plans.
(E)  Other  long-term  liabilities  primarily  includes  long-term  warranty  contracts,  future  projected  payments  related  to  our  nonqualified  pension 

plans and deferred revenue.

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Legal Proceedings

See Note 11 – Commitments and Contingencies in the Notes to Consolidated Financial Statements.

Critical Accounting Estimates

The  preparation  of  the  consolidated  financial  statements  in  accordance  with  accounting  principles  generally 
accepted  in  the  United  States  requires  management  to  make  certain  estimates  and  assumptions  that  affect  the 
amount  of  reported  assets  and  liabilities  and  disclosure  of  contingent  assets  and  liabilities  at  the  date  of  the 
consolidated financial statements and revenues and expenses during the periods reported. Actual results may differ 
from those estimates. If current estimates for the cost of resolving any specific matters are later determined to be 
inadequate,  results  of  operations  could  be  adversely  affected  in  the  period  in  which  additional  provisions  are 
required.  We  have  discussed  the  development  and  selection  of  the  critical  accounting  policies  with  the Audit  and 
Finance Committee of the Board of Directors and believe the following are the most critical accounting policies that 
could have an effect on our reported results.

Revenue Recognition and Sales Incentives. Revenue is recognized as performance obligations under the terms of 
contracts with customers are satisfied; this occurs when control of promised goods (engines, parts and accessories, 
and  boats)  is  transferred  to  the  customer.  We  exercise  judgment  and  consider  the  timing  of  right  to  payment, 
transfer  of  risk  and  rewards,  transfer  of  title,  transfer  of  physical  possession,  and  customer  acceptance  when 
determining when control transfers to the customer. We recognize revenue related to the sale of extended warranty 
contracts  that  extend  the  coverage  period  beyond  the  standard  warranty  period  over  the  life  of  the  extended 
warranty period.  

Revenue is measured as the amount of consideration expected to be entitled to in exchange for transferring goods 
or  providing  services.  We  have  excluded  sales,  value  add,  and  other  taxes  collected  concurrent  with  revenue-
producing  activities  from  the  determination  of  the  transaction  price  for  all  contracts.  We  exercise  judgment  when 
determining  the  transaction  price,  including  the  estimate  of  discounts,  which  is  partly  based  on  estimates  of 
customer  sales  volumes.  These  estimates  are  subject  to  uncertainty  as  historical  discount  experience  and  sales 
volumes may not be consistent with future activity. We have elected to account for shipping and handling activities 
that occur after the customer has obtained control of a good as a fulfillment activity. For all contracts with customers, 
we have not adjusted the promised amount of consideration for the effects of a significant financing component as 
the period between the transfer of the promised goods and the customer's payment is expected to be one year or 
less.

See Note 2 – Revenue Recognition in the Notes to Consolidated Financial Statements for more information.

Warranty Reserves. We record an estimated liability for product warranties at the time revenue is recognized. The 
liability is estimated using historical warranty experience, projected claim rates and expected costs per claim. We 
exercise judgment when determining the appropriate historical periods to project claim rates and expected costs per 
claim. Further, these estimates are subject to uncertainty as historical warranty experience may not be consistent 
with future warranty claims. We adjust our liability for specific warranty matters when they become known and the 
exposure can be estimated. Our warranty liabilities are affected by product failure rates as well as material usage 
and labor costs incurred in correcting a product failure. If actual costs differ from estimated costs, we must make a 
revision to the warranty liability, which could have an adverse impact on our results of operations and cash flows. 

Goodwill. Goodwill results from the excess of purchase price over the net assets of businesses acquired. We review 
goodwill for impairment annually and whenever events or changes in circumstances indicate that the fair value of a 
reporting unit may be below its carrying value. As part of the annual test, we may perform a qualitative, rather than 
quantitative,  assessment  to  determine  whether  the  fair  values  of  our  reporting  units  are  "more  likely  than  not"  to 
exceed their carrying values. In performing this qualitative analysis, we consider various factors, including the effect 
of market or industry changes and the reporting units' actual results compared with projected results. We exercise 
judgment  when  evaluating  the  impact  of  market  and  industry  changes  and  when  comparing  actual  results  to 
projected results.

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If the fair value of a reporting unit does not meet the "more likely than not" criteria discussed above, we perform a 
quantitative assessment which begins by measuring the fair value of the reporting unit. If the carrying value of the 
reporting unit exceeds its fair value, a goodwill impairment is recorded equal to the carrying value of the reporting 
unit less its fair value, not to exceed the carrying value of goodwill.

We  calculate  the  fair  value  of  our  reporting  units  considering  both  the  income  approach  and  the  guideline  public 
company method. The income approach calculates the fair value of the reporting unit using a discounted cash flow 
approach  utilizing  a  Gordon  Growth  model.  Internally  forecasted  future  cash  flows,  which  we  believe  reasonably 
approximates  market  participant  assumptions,  are  discounted  using  a  weighted  average  cost  of  capital  (Discount 
Rate) developed for each reporting unit. The Discount Rate is developed using market observable inputs, as well as 
considering  whether  or  not  there  is  a  measure  of  risk  related  to  the  specific  reporting  unit’s  forecasted 
performance. We exercise judgment when forecasting future cash flows including the performance of the underlying 
market in which the reporting unit operates as well as the impact of specific initiatives. We exercise judgment when 
determining the level of risk associated with achieving the forecasted future cash flows. These estimates are subject 
to uncertainty as actual results may differ from our forecast. If actual results differ from the forecast, our results of 
operations  could  be  materially  adversely  affected.  Fair  value  under  the  guideline  public  company  method  is 
determined  for  each  reporting  unit  by  applying  market  multiples  for  comparable  public  companies  to  the  unit’s 
current and forecasted financial results. We exercise judgment when determining the comparable public companies 
and  market  multiples.  The  key  uncertainties  in  these  calculations  are  the  assumptions  used  in  determining  the 
reporting  unit’s  forecasted  future  performance,  including  revenue  growth  and  operating  margins,  as  well  as  the 
perceived risk associated with those forecasts in determining the Discount Rate, along with selecting representative 
market multiples.

We did not record any goodwill impairments in 2023, 2022 or 2021.

Other  Intangible  Assets.  Our  primary  other  intangible  assets  are  customer  relationships,  trade  names,  and 
developed technology acquired in business combinations. Intangible assets are initially valued using a methodology 
commensurate with the intended use of the asset. Customer relationships, trade names, and developed technology 
are valued using the income approach. The fair value of customer relationships is measured using the multi-period 
excess earnings method (MPEEM). The fair value of trade names and developed technology are measured using a 
relief-from-royalty  (RFR)  approach,  which  assumes  the  value  of  the  trade  name  or  technology  is  the  discounted 
amount  of  cash  flows  that  would  be  paid  to  third  parties  had  we  not  owned  the  trade  name  or  technology  and 
instead licensed the trade name or technology from another company. Higher royalty rates are assigned to premium 
brands within the marketplace based on name recognition and profitability, while other brands receive lower royalty 
rates. We exercise judgment when selecting the royalty rates and evaluating profitability. The basis for future sales 
projections  for  both  the  RFR  and  MPEEM  are  internal  revenue  forecasts  which  we  believe  represent  reasonable 
market participant assumptions. We exercise judgment when forecasting revenue including the performance of the 
underlying market in which the intangible asset operates as well as the impact of specific initiatives. The future cash 
flows are discounted using an applicable Discount Rate as well as any potential risk premium to reflect the inherent 
risk of holding a standalone intangible asset. We exercise judgment when determining the level of risk associated 
with achieving the forecasted revenue. For MPEEM calculations, we exercise judgment in determining the customer 
attrition rate, which is generally based on historical experience. These estimates are subject to uncertainty as actual 
results  may  differ  from  our  forecast.  If  actual  results  differ  from  the  forecast  including  higher  than  anticipated 
customer attrition, our results of operations could be materially adversely affected.

The  key  uncertainties  in  the  RFR  and  MPEEM  calculations,  as  applicable,  are:  the  selection  of  an  appropriate 
royalty  rate,  assumptions  used  in  developing  internal  revenue  growth  and  expense  forecasts,  assumed  customer 
attrition rates, as well as the perceived risk associated with those forecasts in determining the Discount Rate and 
risk premium. 

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The costs of amortizable intangible assets are recognized over their expected useful lives, typically between three 
and fifteen years, using the straight-line method. Intangible assets that are subject to amortization are evaluated for 
impairment using a process similar to that used to evaluate long-lived assets described below. Intangible assets not 
subject  to  amortization  are  assessed  for  impairment  at  least  annually  and  whenever  events  or  changes  in 
circumstances  indicate  that  it  is  more  likely  than  not  that  an  asset  may  be  impaired.  The  impairment  test  for 
indefinite-lived intangible assets consists of a comparison of the fair value of the intangible asset with its carrying 
amount. An impairment loss is recognized for the amount by which the carrying value exceeds the fair value of the 
asset.  The  Company  recorded  impairment  charges  of  $16.6  million  during  the  year  ended  December  31,  2023 
including  a  $13.0  million  impairment  of  the  Navico  trade  name.  The  Company  recorded  impairment  charges  of 
$17.4 million during the year ended December 31, 2022 related to capitalized software intangible assets that will not 
be placed into service. The Company did not record any impairment charges during the year ended December 31, 
2021.

Refer  to  Note  4  –  Acquisitions  and  Note  9  –  Goodwill  and  Other  Intangibles  in  the  Notes  to  Consolidated 
Financial Statements for more information.

Long-Lived  Assets.  We  continually  evaluate  whether  events  and  circumstances  have  occurred  that  indicate  the 
remaining  estimated  useful  lives  of  our  definite-lived  intangible  assets  and  other  long-lived  assets  may  warrant 
revision  or  that  the  remaining  balance  of  such  assets  may  not  be  recoverable.  We  exercise  judgment  when 
evaluating  whether  events  or  circumstances  have  occurred  either  internally  or  externally  that  would  warrant 
revisions  to  useful  lives  or  indicate  the  balances  of  the  assets  may  not  be  recoverable.  Once  an  impairment 
indicator is identified, we test for recoverability of the related asset group using an estimate of undiscounted cash 
flows over the asset group's remaining life. We exercise judgment when forecasting future cash flows including the 
performance of the underlying market in which the asset or asset group operates as well as the impact of specific 
initiatives. These estimates are subject to uncertainty as actual results may differ from our forecast. If actual results 
differ from the forecast, our results of operations could be materially adversely affected.	If an asset group's carrying 
value is not recoverable, we record an impairment loss based on the excess of the carrying value of the asset group 
over the long-lived asset group's fair value. Fair value is determined using observable inputs, including the use of 
appraisals from independent third parties, when available, and, when observable inputs are not available, based on 
our assumption of the data that market participants would use in pricing the asset, based on the best information 
available in the circumstances. Specifically, we use discounted cash flows to determine the fair value of the asset 
when observable inputs are unavailable. We tested our long-lived asset balances for impairment as indicators arose 
during  2023,  2022  and  2021,  resulting  in  impairment  charges  of  $1.3  million,  $1.5  million  and  $0.8  million, 
respectively,  which  are  recognized  either  in  Restructuring,  exit  and  impairment  charges  or  Selling,  general  and 
administrative expense in the Consolidated Statements of Operations.

Income Taxes. Deferred taxes are recognized for the future tax effects of temporary differences between financial 
and income tax reporting using tax rates in effect for the years in which the differences are expected to reverse. We 
evaluate  the  realizability  of  net  deferred  tax  assets  and,  as  necessary,  record  valuation  allowances  against  them. 
We exercise judgment when evaluating the realizability of deferred tax assets by evaluating the potential to recover 
the  value  of  these  assets  through  the  utilization  of  tax  loss  and  credit  carrybacks,  the  reversal  of  existing  taxable 
temporary  differences  and  carryforwards,  certain  tax  planning  strategies,  and  future  taxable  income  exclusive  of 
reversing temporary differences and carryforwards. These estimates are subject to uncertainty as actual results may 
differ  from  our  forecast.  If  actual  results  differ  from  the  forecast,  our  results  of  operations  could  be  materially 
adversely  affected.  We  estimate  our  tax  obligations  based  on  historical  experience  and  current  tax  laws  and 
litigation. The judgments made at any point in time may change based on the outcome of tax audits and settlements 
of  tax  litigation,  as  well  as  changes  due  to  new  tax  laws  and  regulations  and  our  application  of  those  laws  and 
regulations. These factors may cause our tax rate and deferred tax balances to increase or decrease. We exercise 
judgment when evaluating whether it is more likely than not a tax position will be sustained upon examination by the 
relevant taxing authorities. This evaluation is subject to uncertainty as it involves the interpretation of tax laws and 
regulations and our interpretation could differ from that of the taxing authorities. If a position is not sustained upon 
examination,  the  impact  could  be  material  to  our  results  of  operations  and  cash  flows.  See  Note  10  –  Income 
Taxes in Notes to Consolidated Financial Statements for further details.

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Recent Accounting Pronouncements

See Note 1 – Significant Accounting Policies in the Notes to Consolidated Financial Statements for the recent 
accounting pronouncements that have been adopted during the year ended December 31, 2023, or will be adopted 
in future periods. 

Item 7A.  Quantitative and Qualitative Disclosures About Market Risk

We  are  exposed  to  market  risk  from  changes  in  foreign  currency  exchange  rates,  commodity  prices  and  interest 
rates. We enter into various hedging transactions to mitigate certain risks in accordance with guidelines established 
by our management. We do not use financial instruments for trading or speculative purposes.

We  use  foreign  currency  forward  and  option  contracts  to  manage  foreign  exchange  rate  exposure  related  to 
anticipated transactions, and assets and liabilities that are subject to risk from foreign currency rate changes. Our 
principal  currency  exposures  mainly  relate  to  the  Euro,  Canadian  dollar, Australian  dollar,  and  the  Brazilian  Real. 
We  hedge  certain  anticipated  transactions  with  financial  instruments  whose  maturity  date,  along  with  the  realized 
gain or loss, occurs on or near the execution of the anticipated transaction. We manage foreign currency exposure 
of  certain  assets  or  liabilities  through  the  use  of  derivative  financial  instruments  such  that  the  gain  or  loss  on  the 
derivative financial instrument offsets the loss or gain recognized on the underlying asset or liability, respectively.

We  use  fixed-to-floating  interest  rate  swaps  to  convert  a  portion  of  our  long-term  debt  from  fixed-to-floating  rate 
debt. An interest rate swap is entered into with the expectation that the change in the fair value of the interest rate 
swap will offset the change in the fair value of the debt instrument attributable to changes in the benchmark interest 
rate. Each period, the change in the fair value of the interest rate swap asset or liability is recorded as a change in 
the fair value of the corresponding debt instrument. 

The following analyses provide quantitative information regarding our exposure to foreign currency exchange rate 
risk  and  interest  rate  risk  as  it  relates  to  our  derivative  financial  instruments.  We  use  a  model  to  evaluate  the 
sensitivity of the fair value of financial instruments with exposure to market risk that assumes instantaneous, parallel 
shifts in exchange rates. For options and instruments with nonlinear returns, models appropriate to the instrument 
are  utilized  to  determine  the  impact  of  market  shifts.  There  are  certain  shortcomings  inherent  in  the  sensitivity 
analyses presented, primarily due to the assumption that exchange rates change in a parallel fashion. 

The estimated reduction in fair market value that we would incur on our derivative financial instruments from a 10 
percent adverse change in quoted foreign currency rates are $91.7 million and $71.6 million for the years 2023 and 
2022, respectively.

Item 8. Financial Statements and Supplementary Data

See Index to Financial Statements and Financial Statement Schedule on page 52.

Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure

None.

Item 9A. Controls and Procedures 

Conclusion Regarding the Effectiveness of Disclosure Controls and Procedures

Under the supervision and with the participation of our management, including the Chief Executive Officer and the 
Chief Financial Officer of the Company (our principal executive officer and principal financial officer, respectively), 
we have evaluated our disclosure controls and procedures (as defined in Securities Exchange Act Rules 13a -15(e) 
and  15d  -15(e))  as  of  the  end  of  the  period  covered  by  this  Annual  Report  on  Form  10-K.  Based  upon  that 
evaluation, the Chief Executive Officer and Chief Financial Officer have concluded that our disclosure controls and 
procedures are effective.

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Management's Report on Internal Control Over Financial Reporting

Pursuant to Section 404 of the Sarbanes-Oxley Act of 2002, we included a report of management's assessment of 
the effectiveness of its internal control over financial reporting as part of this Annual Report on Form 10-K for the 
fiscal year ended December 31, 2023. Management's report is included in our 2023 Financial Statements under the 
captions entitled “Report of Management on Internal Control Over Financial Reporting” and is incorporated herein 
by reference.

Changes in Internal Control Over Financial Reporting

There were no changes in our internal control over financial reporting during the quarter ended December 31, 2023 
that have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.

Item 9B.  Other Information

None.

Item 9C. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections

Not Applicable.

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Item 10. Directors, Executive Officers and Corporate Governance

PART III

Information pursuant to this Item with respect to our Directors, our Audit and Finance Committee, and our code of 
ethics  is  incorporated  by  reference  from  the  discussion  under  the  headings  Proposal  1:  Election  of  Directors, 
Corporate Governance, and Governance Policies and Practices in our Proxy Statement for the Annual Meeting of 
Shareholders  to  be  held  on  May  1,  2024  (Proxy  Statement).  Information  concerning  Section  16(a)  compliance  is 
incorporated  herein  by  reference  from  the  discussion  in  the  Proxy  Statement  under  the  heading  Stock  Held  by 
Directors, Executive Officers, and Principal Shareholders under the subheading Delinquent Section 16(a) Reports.

The information required by Item 401 of Regulation S-K regarding executive officers is included under “Information 
about our Executive Officers” following Item 4 in Part I of this Annual Report.

Item 11. Executive Compensation

Information  pursuant  to  this  Item  with  respect  to  compensation  paid  to  our  Directors  is  incorporated  by  reference 
from the discussion under the heading Director Compensation in the Proxy Statement. Information pursuant to this 
Item  with  respect  to  executive  compensation  is  incorporated  by  reference  from  the  discussion  under  the  heading 
Executive Compensation in the Proxy Statement.

Item  12.  Security  Ownership  of  Certain  Beneficial  Owners  and  Management  and  Related  Stockholder 
Matters

Information pursuant to this Item with respect to our securities owned by our Directors and certain officers, by our 
Directors and officers as a group, and by the persons known to us to own beneficially more than 5 percent of our 
outstanding  voting  securities  is  incorporated  by  reference  from  the  discussion  under  the  heading  Stock  Held  by 
Directors, Executive Officers, and Principal Shareholders in the Proxy Statement. Information pursuant to this Item 
with  respect  to  securities  authorized  for  issuance  under  our  equity  compensation  plans  is  hereby  incorporated  by 
reference from the discussion under the heading Equity Compensation Plan in the Proxy Statement.

Item 13. Certain Relationships and Related Transactions, and Director Independence

Information  pursuant  to  this  Item  with  respect  to  certain  relationships  and  related  transactions  is  incorporated  by 
reference  from  the  discussion  under  the  headings  Proposal  1:  Election  of  Directors,  Corporate  Governance,  and  
Governance Policies and Practices in the Proxy Statement. 

Item 14. Principal Accounting Fees and Services

Information  pursuant  to  this  Item  with  respect  to  fees  for  professional  services  rendered  by  our  independent 
registered  public  accounting  firm  and  the  Audit  and  Finance  Committee's  policy  on  pre-approval  of  audit  and 
permissible  non-audit  services  of  our  independent  registered  public  accounting  firm  is  incorporated  by  reference 
from the discussion in the Proxy Statement under the heading Audit-Related Matters.

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Item 15. Exhibits and Financial Statement Schedules

PART IV

The  financial  statements  and  schedule  filed  as  part  of  this  Annual  Report  on  Form  10-K  are  listed  in  the 
accompanying Index to Financial Statements and Financial Statement Schedule on page 53. The exhibits filed as 
a part of this Annual Report are listed in the Exhibit Index below.

Exhibit No.
3.1

3.2

3.3

4.1

4.2

4.3

4.4

4.5

4.6

4.7

4.8

4.9

4.10

4.11

4.12

4.13

Description

Amended and Restated Certificate of Incorporation of the Company, dated May 3, 2023, filed as 
Exhibit 3.1 to the Company's Quarterly Report on Form 10-Q for the quarter ended April 1, 2023, as 
filed with the Securities and Exchange Commission, and hereby incorporated by reference.
Certificate of Designation, Preferences and Rights of Series A Junior Participating Preferred Stock, 
filed as Exhibit 3.2 to the Company's Annual Report on Form 10-K for 1995 as filed with the 
Securities and Exchange Commission on March 23, 1995, and hereby incorporated by reference.
Amended By-Laws of the Company, filed as Exhibit 3.1 to the Company's Current Report on Form 8-
K as filed with the Securities and Exchange Commission on December 6, 2022, and hereby 
incorporated by reference.
Description of the Company's Securities Registered Pursuant to Section 12 of the Exchange Act, 
filed as Exhibit 4.1 to the Company's Annual Report on Form 10-K for 2019 as filed with the 
Securities and Exchange Commission on February 18, 2020, and hereby incorporated by reference.
Indenture, dated as of October 3, 2018, between the Company and U.S. Bank National Association, 
as Trustee, filed as Exhibit 4.1 to the Company’s Current Report on Form 8-K filed with the 
Securities and Exchange Commission on October 3, 2018, and hereby incorporated by reference.
First Supplemental Indenture, dated as of October 3, 2018, between the Company and U.S. Bank 
National Association, as Trustee, filed as Exhibit 4.2 to the Company's Current Report on Form 8-K 
filed with the Securities and Exchange Commission on October 3, 2018, and hereby incorporated by 
reference.
Second Supplemental Indenture, dated as of December 3, 2018, between the Company and U.S. 
Bank National Association, as Trustee, filed as Exhibit 4.2 to the Company's Current Report on  
Form 8-K filed on December 3, 2018 and hereby incorporated by reference.
Third Supplemental Indenture, dated as of March 4, 2019, between the Company and U.S. Bank 
National Association, as Trustee, filed as Exhibit 4.2 to the Company's Current Report on Form 8-K 
as filed with the Securities and Exchange Commission on March 4, 2019, and hereby incorporated 
by reference.
Fourth Supplemental Indenture, dated as of August 18, 2021, between the Company and U.S. Bank 
National Association, as trustee, filed as Exhibit 4.2 to the Company’s Current Report on Form 8-K 
filed with the Securities and Exchange Commission on August 18, 2021 and hereby incorporated by 
reference.
Fifth Supplemental Indenture, dated as of March 29, 2022, between the Company and U.S. Bank 
Trust Company, National Association, as successor in interest to U.S. Bank National Association, as 
trustee, filed as Exhibit 4.2 to the Company's Current Report on Form 8-K as filed with the Securities 
and Exchange Commission on March 29, 2022, and hereby incorporated by reference.
Form of Global Note for the 6.500% Senior Notes due 2048, incorporated by reference to Exhibit 4.3 
to the Company’s Registration Statement on Form 8-A filed with the Securities and Exchange 
Commission on October 3, 2018 and hereby incorporated by reference.
Form of Global Note for the 6.375% Senior Notes due 2049, filed as Exhibit 4.3 to the Form 8-A filed 
with the Securities and Exchange Commission on March 4, 2019, and hereby incorporated by 
reference.
Indenture, dated as of March 15, 1987, between the Company and Continental Illinois National Bank 
and Trust Company of Chicago, filed as Exhibit 4.1 to the Company's Quarterly Report on Form 10-
Q for the quarter ended March 31, 1987, and hereby incorporated by reference.
Officers' Certificate setting forth terms of the Company's $125,000,000 principal amount of 7 3/8% 
Debentures due September 1, 2023, filed as Exhibit 4.3 to the Company's Annual Report on Form 
10-K for 1993 as filed with the Securities and Exchange Commission on March 29, 1994, and 
hereby incorporated by reference.
Form of the Company's $200,000,000 principal amount of 7 1/8% Notes due August 1, 2027, filed as 
Exhibit 4.1 to the Company's Current Report on Form 8-K as filed with the Securities and Exchange 
Commission on August 21, 1997, and hereby incorporated by reference.
The Company's agreement to furnish additional debt instruments upon request by the Securities and 
Exchange Commission, filed as Exhibit 4.10 to the Company's Annual Report on Form 10-K for 
1980, and hereby incorporated by reference.

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Table of Contents

10.1

10.2

10.3*

10.4*
10.5*

10.6*

10.7*

10.8*

10.9*

10.10*

10.11*
10.12*

10.13*

10.14*

10.15*

10.16*

10.17*

10.18*

10.19*

21.1
23.1
24.1
31.1

Amended and Restated Credit Agreement, dated as of March 21, 2011, as amended and restated 
as of June 26, 2014, as further amended and restated as of June 30, 2016, as further amended as 
of July 13, 2018, as further amended and restated as of September 26, 2018, as further amended 
as of November 12, 2019, and as further amended and restated as of July 16, 2021, and as further 
amended and restated as of March 31, 2022, among Brunswick Corporation, the subsidiary 
borrowers party thereto, the lenders party thereto and JPMorgan Chase Bank, N.A., as 
administrative agent, filed as Exhibit 10.1 to the Company's Current Report on Form 8-K filed with 
the Securities and Exchange Commission on March 31, 2022 and hereby incorporated by reference.
Form of Dealer Agreement between Brunswick Corporation and the Dealer party thereto, filed as 
Exhibit 10.1 to the Company’s Current Report on Form 8-K as filed with the Securities and 
Exchange Commission on December 19, 2019, and hereby incorporated by reference.
Terms and Conditions of Employment Agreement for David M. Foulkes, effective January 1, 2019, 
filed as Exhibit 10.1 to the Company's Current Report on Form 8-K filed with the Securities and 
Exchange Commission on December 10, 2018 and hereby incorporated by reference.
Form of Officer Terms and Conditions of Employment.
Form of Non-Employee Director Indemnification Agreement, filed as Exhibit 10.5 to the Company's 
Annual Report on Form 10-K for 2006 as filed with the Securities and Exchange Commission on 
February 23, 2007, and hereby incorporated by reference.
Brunswick Corporation 2005 Elective Deferred Compensation Plan as amended and restated 
effective January 1, 2013, filed as Exhibit 10.2 to the Company's Quarterly Report on Form 10-Q for 
the quarter ended June 30, 2012, as filed with the Securities and Exchange Commission on August 
3, 2012, and hereby incorporated by reference.
Brunswick Restoration Plan, as amended and restated effective January 1, 2013, filed as Exhibit 
10.1 to the Company's Quarterly Report on Form 10-Q for the quarter ended June 30, 2012, as filed 
with the Securities and Exchange Commission on August 3, 2012, and hereby incorporated by 
reference.

Brunswick Corporation 2023 Stock Incentive Plan, filed as an appendix to the Definitive Proxy 
Statement on Schedule 14A, as filed with the Securities and Exchange Commission on March 23, 
2023, and hereby incorporated by reference.
Brunswick Corporation 2014 Stock Incentive Plan, filed as Exhibit 10.1 to the Company's Quarterly 
Report on Form 10-Q for the quarter ended June 28, 2014, as filed with the Securities and 
Exchange Commission on July 31, 2014 and hereby incorporated by reference.
Brunswick Corporation 2005 Automatic Deferred Compensation Plan as amended and restated 
effective January 1, 2018, filed as Exhibit 10.9 to the Company's Quarterly Report on Form 10-Q for 
the quarter ended March 30, 2019, as filed with the Securities and Exchange Commission on May 1, 
2019, and hereby incorporated by reference.
2024 Brunswick Performance Plan Summary Terms and Conditions.
2024 Performance Share Grant Terms and Conditions Pursuant to the Brunswick Corporation 2023 
Stock Incentive Plan.

2024 Stock-Settled Restricted Stock Unit Grant Terms and Conditions Pursuant to the Brunswick 
Corporation 2023 Stock Incentive Plan.

2023 Brunswick Performance Plan Summary Terms and Conditions, filed as Exhibit 10.10 to the 
Company's Annual Report on Form 10-K for 2022, as filed with the Securities and Exchange 
Commission on February 16, 2023 and hereby incorporated by reference.

2023 Performance Share Grant Terms and Conditions Pursuant to the Brunswick Corporation 2014 
Stock Incentive Plan, filed as Exhibit 10.11 to the Company's Annual Report on Form 10-K for 2022, 
as filed with the Securities and Exchange Commission on February 16, 2023 and hereby 
incorporated by reference.

2023 Stock-Settled Restricted Stock Unit Grant Terms and Conditions Pursuant to the Brunswick 
Corporation 2014 Stock Incentive Plan,  filed as Exhibit 10.12 to the Company's Annual Report on 
Form 10-K for 2022, as filed with the Securities and Exchange Commission on February 16, 2023 
and hereby incorporated by reference.
2022 Brunswick Performance Plan (BPP) Summary Terms and Conditions, filed as Exhibit 10.1 to 
the Company's Quarterly Report on Form 10-Q for the quarter ended April 2, 2022, as filed with the 
Securities and Exchange Commission on May 10, 2022, and hereby incorporated by reference.
2022 Performance Share Award Grant Terms and Conditions Pursuant to the Brunswick Corporation 
2014 Stock Incentive Plan --TSR Participants, filed as Exhibit 10.3 to the Company's Quarterly 
Report on Form 10-Q for the quarter ended April 2, 2022, as filed with the Securities and Exchange 
Commission on May 10, 2022, and hereby incorporated by reference.
2022 Stock-Settled Restricted Stock Unit Grant Terms and Conditions Pursuant to the Brunswick 
Corporation 2014 Stock Incentive Plan, filed as Exhibit 10.2 to the Company's Quarterly Report on 
Form 10-Q for the quarter ended April 2, 2022, as filed with the Securities and Exchange 
Commission on May 10, 2022, and hereby incorporated by reference.
Subsidiaries of the Company.
Consent of Independent Registered Public Accounting Firm.
Power of Attorney.
Certification of Chief Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.

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Table of Contents

31.2
32.1
32.2
97.1
101.INS
101.SCH
101.CAL
101.DEF
101.LAB
101.PRE
104.1

Certification of Chief Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.
Certification of Chief Executive Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.
Certification of Chief Financial Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.
Brunswick Corporation Compensation Recoupment Policy.
Inline XBRL Instance Document.
Inline XBRL Taxonomy Extension Schema Document.
Inline XBRL Taxonomy Extension Calculation Linkbase Document.
Inline XBRL Taxonomy Extension Definition Linkbase Document.
Inline XBRL Taxonomy Extension Label Linkbase Document.
Inline XBRL Taxonomy Extension Presentation Linkbase Document.
Cover Page Interactive Data File, formatted in Inline XBRL, is contained in Exhibit 101.

*  Management contract or compensatory plan or arrangement.

52

Table of Contents

Index to Financial Statements and Financial Statement Schedule

Brunswick Corporation

Financial Statements:

Report of Management on Internal Control over Financial Reporting

Report of Independent Registered Public Accounting Firm on Internal Control over Financial Reporting

Report of Independent Registered Public Accounting Firm (PCAOB ID No 34)

Consolidated Statements of Operations for the Years Ended December 31, 2023, 2022 and 2021

Consolidated Statements of Comprehensive Income for the Years Ended December 31, 2023, 2022 and 2021

Consolidated Balance Sheets as of December 31, 2023 and 2022

Consolidated Statements of Cash Flows for the Years Ended December 31, 2023, 2022 and 2021

Consolidated Statements of Shareholders' Equity for the Years Ended December 31, 2023, 2022 and 2021

Notes to Consolidated Financial Statements

Financial Statement Schedule:

Schedule II - Valuation and Qualifying Accounts

Page

54

55

56

58

59

60

62

63

64

101

53

Index to Financial Statements

BRUNSWICK CORPORATION

REPORT OF MANAGEMENT ON INTERNAL CONTROL OVER FINANCIAL REPORTING  

The Company's management is responsible for the preparation, integrity, and objectivity of the financial statements 
and  other  financial  information  presented  in  this Annual  Report.  The  financial  statements  have  been  prepared  in 
conformity  with  accounting  principles  generally  accepted  in  the  United  States  and  reflect  the  effects  of  certain 
estimates and judgments made by management.

The  Company's  management  is  also  responsible  for  establishing  and  maintaining  adequate  internal  control  over 
financial  reporting,  as  defined  in  Securities  Exchange  Act  Rule  13a-15(f).  Under  the  supervision  and  with  the 
participation of the Company's management, including the Chief Executive Officer and the Chief Financial Officer, 
the Company conducted an evaluation of the effectiveness of its internal control over financial reporting based on 
the framework in Internal Control - Integrated Framework issued by the Committee of Sponsoring Organizations of 
the Treadway Commission (2013 framework). 

Based on the Company's evaluation under the framework in Internal Control - Integrated Framework, management 
concluded that internal control over financial reporting was effective as of December 31, 2023.

The effectiveness of internal control over financial reporting as of December 31, 2023 has been audited by Deloitte 
& Touche LLP, an independent registered public accounting firm, as stated in its attestation report, which is included 
herein.

Brunswick Corporation 
Mettawa, Illinois
February 16, 2024 

54

Index to Financial Statements

BRUNSWICK CORPORATION

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

To the shareholders and the Board of Directors of Brunswick Corporation

Opinion on Internal Control over Financial Reporting

We  have  audited  the  internal  control  over  financial  reporting  of  Brunswick  Corporation  and  subsidiaries  (the 
“Company”)  as  of  December  31,  2023,  based  on  criteria  established  in  Internal  Control  —  Integrated  Framework 
(2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO). In our opinion, 
the  Company  maintained,  in  all  material  respects,  effective  internal  control  over  financial  reporting  as  of 
December  31,  2023,  based  on  criteria  established  in  Internal  Control  —  Integrated  Framework  (2013)  issued  by 
COSO.

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United 
States)  (PCAOB),  the  consolidated  financial  statements  as  of  and  for  the  year  ended  December  31,  2023,  of  the 
Company and our report dated February 16, 2024, expressed an unqualified opinion on those financial statements.

Basis for Opinion 

The Company’s management is responsible for maintaining effective internal control over financial reporting and for 
its assessment of the effectiveness of internal control over financial reporting, included in the accompanying Report 
of  Management  on  Internal  Control  over  Financial  Reporting.  Our  responsibility  is  to  express  an  opinion  on  the 
Company’s internal control over financial reporting based on our audit. We are a public accounting firm registered 
with  the  PCAOB  and  are  required  to  be  independent  with  respect  to  the  Company  in  accordance  with  the  U.S. 
federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the 
PCAOB.

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and 
perform  the  audit  to  obtain  reasonable  assurance  about  whether  effective  internal  control  over  financial  reporting 
was  maintained  in  all  material  respects.  Our  audit  included  obtaining  an  understanding  of  internal  control  over 
financial  reporting,  assessing  the  risk  that  a  material  weakness  exists,  testing  and  evaluating  the  design  and 
operating effectiveness of internal control based on the assessed risk, and performing such other procedures as we 
considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion.

Definition and Limitations of Internal Control over Financial Reporting

A  company’s  internal  control  over  financial  reporting  is  a  process  designed  to  provide  reasonable  assurance 
regarding  the  reliability  of  financial  reporting  and  the  preparation  of  financial  statements  for  external  purposes  in 
accordance  with  generally  accepted  accounting  principles.  A  company’s  internal  control  over  financial  reporting 
includes  those  policies  and  procedures  that  (1)  pertain  to  the  maintenance  of  records  that,  in  reasonable  detail, 
accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable 
assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance 
with generally accepted accounting principles, and that receipts and expenditures of the company are being made 
only in accordance  with authorizations of management  and directors of the company; and (3) provide reasonable 
assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company’s 
assets that could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. 
Also,  projections  of  any  evaluation  of  effectiveness  to  future  periods  are  subject  to  the  risk  that  controls  may 
become  inadequate  because  of  changes  in  conditions,  or  that  the  degree  of  compliance  with  the  policies  or 
procedures may deteriorate.

/s/ DELOITTE & TOUCHE LLP

Chicago, Illinois 
February 16, 2024 

55

Index to Financial Statements

BRUNSWICK CORPORATION

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the shareholders and the Board of Directors of Brunswick Corporation

Opinion on the Financial Statements

We  have  audited  the  accompanying  consolidated  balance  sheets  of  Brunswick  Corporation  and  subsidiaries  (the 
"Company") as of December 31, 2023 and 2022, the related consolidated statements of operations, comprehensive 
income, shareholders' equity, and cash flows, for each of the three years in the period ended December 31, 2023, 
and  the  related  notes  and  the  schedule  listed  in  the  Index  at  Item  15  (collectively  referred  to  as  the  "financial 
statements"). In our opinion, the financial statements present fairly, in all material respects, the financial position of 
the Company as of December 31, 2023 and 2022, and the results of its operations and its cash flows for each of the 
three years in the period ended December 31, 2023, in conformity with accounting principles generally accepted in 
the United States of America.

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United 
States)  (PCAOB),  the  Company's  internal  control  over  financial  reporting  as  of  December  31,  2023,  based  on 
criteria  established  in  Internal  Control  —  Integrated  Framework  (2013)  issued  by  the  Committee  of  Sponsoring 
Organizations  of  the  Treadway  Commission  and  our  report  dated  February  16,  2024,  expressed  an  unqualified 
opinion on the Company’s internal control over financial reporting.

Basis for Opinion

These financial statements are the responsibility of the Company's management. Our responsibility is to express an 
opinion on the Company's financial statements based on our audits. We are a public accounting firm registered with 
the PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal 
securities  laws  and  the  applicable  rules  and  regulations  of  the  Securities  and  Exchange  Commission  and  the 
PCAOB.

We  conducted  our  audits  in  accordance  with  the  standards  of  the  PCAOB. Those  standards  require  that  we  plan 
and perform the audit to obtain reasonable assurance about whether the financial statements are free of material 
misstatement,  whether  due  to  error  or  fraud.  Our  audits  included  performing  procedures  to  assess  the  risks  of 
material  misstatement  of  the  financial  statements,  whether  due  to  error  or  fraud,  and  performing  procedures  that 
respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and 
disclosures  in  the  financial  statements.  Our  audits  also  included  evaluating  the  accounting  principles  used  and 
significant  estimates  made  by  management,  as  well  as  evaluating  the  overall  presentation  of  the  financial 
statements. We believe that our audits provide a reasonable basis for our opinion.

Critical Audit Matter

The  critical  audit  matter  communicated  below  is  a  matter  arising  from  the  current-period  audit  of  the  financial 
statements that was communicated or required to be communicated to the audit and finance committee and that (1) 
relates  to  accounts  or  disclosures  that  are  material  to  the  financial  statements  and  (2)  involved  our  especially 
challenging, subjective, or complex judgments. The communication of critical audit matters does not alter in any way 
our opinion on the financial statements, taken as a whole, and we are not, by communicating the critical audit matter 
below, providing a separate opinion on the critical audit matter or on the accounts or disclosures to which it relates.

Navico Reporting  Unit  Goodwill and Trade  Name  Intangible Asset Impairment – Refer to Notes 1 and 9 to 
the financial statements

Critical Audit Matter Description

The  Company’s  evaluation  of  goodwill  and  indefinite  lived  intangible  assets  is  performed  at  least  annually  by 
comparing  the  fair  value  of  each  respective  reporting  unit  and  asset  group  to  its  carrying  value.  The  Company 
estimated the fair value of goodwill using the discounted cash flow and guideline public company approaches and 
estimated  the  fair  value  of  the  trade  name  intangible  assets  using  the  relief  from  royalty  method.  The  fair  value 
determination  required  management  to  make  significant  estimates  and  assumptions  related  to  business  and 
valuation  assumptions  including  revenue  growth  rates,  profitability  margins,  discount  rates,  and  royalty  rates. 
Changes  in  these  assumptions  could  have  a  significant  impact  on  either  the  fair  value,  the  amount  of  any 

56

Index to Financial Statements

impairment  charge,  or  both. The  goodwill  and  indefinite  lived  intangible  asset  balances  recorded  as  of  December 
31,  2023  were  $1,030.7  million  and  $311.5  million,  respectively.    Of  these  amounts,  $599.7  million  and  $120.0 
million relate to the Navico Group reporting unit and Navico trade name intangible asset, respectively. Impairment 
charges for the Navico trade name intangible asset for the year ended December 31, 2023 were $13.0 million. 

We identified management’s estimate of the fair value of the Navico Group reporting unit goodwill and trade name 
intangible assets as a critical audit matter because of the significant judgments made by management to estimate 
the  respective  fair  values.  This  required  a  high  degree  of  auditor  judgment  and  an  increased  extent  of  effort, 
including  the  need  to  involve  our  fair  value  specialists,  when  performing  audit  procedures  to  evaluate  the 
reasonableness of management’s projected future cash flows and the selection of valuation assumptions.

How the Critical Audit Matter Was Addressed in the Audit

Our  audit  procedures  related  to  the  projected  future  cash  flows  and  selection  of  valuation  assumptions  for  the 
goodwill and trade name intangible asset included the following, among others: 

• We tested the effectiveness of controls over management’s determination of the fair values of the goodwill and 
trade  name  intangible  asset,  including  those  over  the  projected  future  cash  flows  and  selection  of  revenue 
growth, profitability margin, discount rate, and royalty rate assumptions.

• We  evaluated  management’s  ability  to  accurately  forecast  future  revenues  and  profitability  margins  by 

comparing actual results to management’s historical forecasts.

• We assessed the reasonableness of management’s projected future cash flows by comparing the projections to 

historical results, internal communications to management and certain industry and market trends.

• With the assistance of our fair value specialists, we evaluated the reasonableness of the valuation assumptions 
including the discount rate and royalty rates, and developed a range of independent estimates and compared 
those to the valuation assumptions selected by management.

• We  tested  the  source  information  underlying  the  determination  of  the  valuation  assumptions  as  well  as  the 

mathematical accuracy of the calculation.

/s/ DELOITTE & TOUCHE LLP

Chicago, Illinois
February 16, 2024

We have served as the Company’s auditor since 2014.

57

 
Index to Financial Statements

BRUNSWICK CORPORATION
Consolidated Statements of Operations

(in millions, except per share data)
Net sales
Cost of sales
Selling, general and administrative expense
Research and development expense
Restructuring, exit and impairment charges

Operating earnings

Equity (loss) earnings
Other income (expense), net

Earnings before interest and income taxes

Interest expense
Interest income
Loss on early extinguishment of debt
Transaction financing charges

Earnings before income taxes

Income tax provision

Net earnings from continuing operations
Net loss from discontinued operations, net of tax
Net earnings

Earnings per common share:

Basic

Earnings from continuing operations
Loss from discontinued operations
Net earnings

Diluted

Earnings from continuing operations
Loss from discontinued operations
Net earnings

Weighted average shares used for computation of:

Basic earnings per common share
Diluted earnings per common share

$ 

$ 

$ 

$ 

$ 

$ 

For the Years Ended December 31

2023
6,401.4  $ 
4,614.4 
812.2 
185.2 
54.7 
734.9 
(11.4)   
7.6 
731.1 
(112.4)   
10.2 
— 
— 
628.9 
196.3 
432.6 
(12.2)   
420.4  $ 

2022
6,812.2  $ 
4,865.0 
771.4 
202.9 
25.1 
947.8 
4.0 
(6.1)   

945.7 
(98.1)   
6.1 
(0.1)   
— 
853.6 
172.3 
681.3 

(4.3)   
677.0  $ 

2021
5,846.2 
4,180.2 
697.8 
154.5 
0.8 
812.9 
2.3 
(6.8) 
808.4 
(65.9) 
2.1 
(4.2) 
(4.0) 
736.4 
141.0 
595.4 
(2.1) 
593.3 

6.16  $ 
(0.17)   
5.99  $ 

9.11  $ 
(0.06)   
9.05  $ 

7.65 
(0.02) 
7.63 

6.13  $ 
(0.17)   
5.96  $ 

9.06  $ 
(0.06)   
9.00  $ 

7.59 
(0.02) 
7.57 

70.2 
70.5 

74.8 
75.2 

77.8 
78.4 

The Notes to Consolidated Financial Statements are an integral part of these consolidated statements.

58

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Consolidated Statements of Comprehensive Income

(in millions)

Net earnings

Other comprehensive income (loss), net of tax:

Foreign currency translation:

Net foreign currency translation  (A)

Defined benefit plans:

Net actuarial gains (losses) (A)
Amortization of prior service credits (B)
Amortization of net actuarial (gains) losses (B)

Net defined benefit plans

Investments:

For the Years Ended December 31

2023

2022

2021

$ 

420.4  $ 

677.0  $ 

593.3 

21.8 

(36.8)   

(19.4) 

(4.0)   

(3.3)   

2.2 

(5.1)   

12.5 

(0.4)   

0.6 

12.7 

4.5 

(0.2) 

1.0 

5.3 

Net unrealized investment gains (losses)

— 

— 

0.2 

Derivatives:

Net deferred gains (losses) on derivatives (A)
Net (gains) losses reclassified into Net earnings (B)

Net activity for derivatives

Other comprehensive income (loss)

Comprehensive income

(3.3)   

(9.6)   

(12.9)   

3.8 

46.1 

(20.0)   

26.1 

2.0 

22.2 

2.9 

25.1 

11.2 

$ 

424.2  $ 

679.0  $ 

604.5 

(A) The tax effects for the year ended December 31, 2023 were $(2.3) million for foreign currency translation, $1.3 million for net actuarial gains 
arising during the period and $0.6 million for derivatives. The tax effects for the year ended December 31, 2022 were $5.9 million for foreign 
currency translation, $(4.2) million for net actuarial gains arising during the period and $(15.9) million for derivatives. The tax effects for the 
year ended December 31, 2021 were $(1.7) million for foreign currency translation, $(1.5) million for net actuarial losses arising during the 
period and $(7.4) million for derivatives. 

(B)  See  Note  17  –  Comprehensive  Income  (Loss)  for  the  tax  effects  for  the  years  ended  December  31,  2023,  December  31,  2022  and 

December 31, 2021.

The Notes to Consolidated Financial Statements are an integral part of these consolidated statements.

59

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

(in millions)

Assets

Current assets

BRUNSWICK CORPORATION
Consolidated Balance Sheets

As of December 31

2023

2022

Cash and cash equivalents, at cost, which approximates fair value

$ 

467.8  $ 

595.6 

11.1 

0.8 

479.7 

493.2 

932.0 

181.6 

363.2 

12.9 

4.5 

613.0 

543.0 

836.1 

209.1 

426.2 

1,476.8 

1,471.4 

60.0 

67.8 

2,509.7 

2,695.2 

44.1 

619.7 

1,551.5 

2,215.3 

42.4 

564.4 

1,488.1 

2,094.9 

(1,135.5)   

(1,051.4) 

1,079.8 

1,043.5 

236.0 

227.3 

1,315.8 

1,270.8 

1,030.7 

978.0 

38.7 

186.8 

152.2 

18.6 

967.6 

997.4 

54.0 

203.3 

114.8 

18.2 

2,405.0 

2,355.3 

$ 

6,230.5  $ 

6,321.3 

Restricted cash

Short-term investments in marketable securities

Total cash and short-term investments in marketable securities

Accounts and notes receivable, less allowances of $10.8 and $10.2

Inventories

Finished goods

Work-in-process

Raw materials

Net inventories

Prepaid expenses and other

Current assets

Property

Land

Buildings and improvements

Equipment

Total land, buildings and improvements and equipment

Accumulated depreciation

Net land, buildings and improvements and equipment

Unamortized product tooling costs

Net property

Other assets

Goodwill

Other intangibles, net

Equity investments

Deferred income tax asset

Operating lease assets

Other long-term assets

Other assets

Total assets

60

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

(in millions)

Liabilities and shareholders' equity

Current liabilities

Short-term debt and current maturities of long-term debt

Accounts payable

Accrued expenses

Current liabilities

Long-term liabilities

Debt

Operating lease liabilities

Deferred income tax liability

Postretirement benefits

Other

Long-term liabilities

Shareholders' equity

Common stock; authorized: 200,000,000 shares, $0.75  par value; issued: 102,538,000 shares; 
outstanding: 68,227,000 and 71,365,000 shares

Additional paid-in capital

Retained earnings

Treasury stock, at cost: 34,311,000 and 31,173,000 shares

Accumulated other comprehensive income (loss), net of tax:

     Foreign currency translation

     Defined benefit plans:

       Prior service credits

       Net actuarial gains (losses)

     Unrealized investment gains (losses)

     Unrealized gains (losses) on derivatives

Accumulated other comprehensive income (loss), net of tax

Shareholders' equity

As of December 31

2023

2022

$ 

454.7  $ 

558.0 

739.4 

89.0 

662.6 

738.3 

1,752.1 

1,489.9 

1,975.7 

2,420.0 

133.9 

12.4 

52.5 

216.5 

97.8 

60.7 

49.5 

161.1 

2,391.0 

2,789.1 

76.9 

392.0 

76.9 

391.3 

3,596.9 

3,288.5 

(1,952.7)   

(1,684.9) 

(49.5)   

(71.3) 

(7.4)   

7.9 

0.2 

23.1 

(25.7)   

(4.1) 

9.7 

0.2 

36.0 

(29.5) 

2,087.4 

2,042.3 

Total liabilities and shareholders' equity

$ 

6,230.5  $ 

6,321.3 

The Notes to Consolidated Financial Statements are an integral part of these consolidated statements.

61

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Consolidated Statements of Cash Flows

(in millions)

Cash flows from operating activities

Net earnings 

Less: net loss from discontinued operations, net of tax

Net earnings from continuing operations

Depreciation and amortization

Stock compensation expense

Pension expense including settlement charges, net of (funding)

Asset impairment charges

Deferred income taxes

Impairment of equity method investment

Changes in certain current assets and current liabilities

Change in accounts and notes receivable

Change in inventory

Change in prepaid expenses and other, excluding income taxes

Change in accounts payable

Change in accrued expenses

Long-term extended warranty contracts and other deferred revenue

Income taxes

Other, net

Net cash provided by operating activities of continuing operations

Net cash (used for) provided by operating activities of discontinued operations

Net cash provided by operating activities

Cash flows from investing activities

Capital expenditures

Purchases of marketable securities

Sales or maturities of marketable securities

Investments

Acquisition of businesses, net of cash acquired

Proceeds from the sale of property, plant and equipment

Cross-currency swap settlements

Net cash used for investing activities

Cash flows from financing activities

Proceeds from issuances of short-term debt

Payments of short-term debt

Net proceeds from issuances of long-term debt

Payments of long-term debt including current maturities

Net premium paid on early extinguishment of debt

Common stock repurchases

Cash dividends paid

Tax withholding associated with shares issued for share-based compensation

Other, net

Net cash (used for) provided by financing activities

Effect of exchange rate changes

Net (decrease) increase in Cash and cash equivalents and Restricted cash

Cash and cash equivalents and Restricted cash at beginning of period

Cash and cash equivalents and Restricted cash at end of period

     Less: Restricted cash

Cash and cash equivalents at end of period

Supplemental cash flow disclosures:

Interest paid

Income taxes paid, net

For the Years Ended December 31

2023

2022

2021

$ 

420.4  $ 

677.0  $ 

593.3 

(12.2)   

(4.3)   

(2.1) 

432.6 

272.9 

22.4 

(1.3)   

19.5 

16.4 

19.2 

54.5 

0.7 

23.3 

(86.1)   

(22.8)   

14.6 

(2.4)   

(18.3)   

745.2 

(11.6)   

733.6 

681.3 

231.2 

21.9 

(1.2)   

18.9 

(18.9)   

— 

(74.6)   

(292.8)   

37.9 

(12.2)   

(8.9)   

13.0 

(1.0)   

(14.2)   

580.4 

5.7 

586.1 

595.4 

178.1 

29.7 

(2.1) 

0.8 

(21.8) 

— 

(85.1) 

(343.2) 

(10.3) 

134.2 

73.8 

12.1 

18.0 

6.6 

586.2 

(12.2) 

574.0 

(289.3)   

(388.3)   

(267.1) 

— 

3.8 

(60.1)   

56.4 

— 

55.9 

(4.6)   

(11.2)   

(11.3) 

(103.6)   

(93.8)   

(1,138.6) 

14.8 

— 

11.3 

42.5 

7.2 

— 

(378.9)   

(443.2)   

(1,353.9) 

4.7 

132.2 

(8.6)   

(125.0)   

— 

(82.3)   

— 

(275.0)   

(112.0)   

(13.8)   

— 

741.8 

(59.1)   

(0.1)   

(450.0)   

(108.6)   

(16.4)   

(4.0)   

(487.0)   

110.8 

2.7 

(11.9)   

(129.6)   

608.5 

478.9 

11.1 

241.8 

366.7 

608.5 

12.9 

$ 

467.8  $ 

595.6  $ 

— 

— 

994.4 

(128.4) 

(4.2) 

(120.1) 

(98.9) 

(13.7) 

(7.3) 

621.8 

(5.5) 

(163.6) 

530.3 

366.7 

12.2 

354.5 

$ 

$ 

117.2  $ 

95.3  $ 

175.4  $ 

196.9  $ 

72.7 

146.7 

The Notes to Consolidated Financial Statements are an integral part of these consolidated statements.

62

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Consolidated Statements of Shareholders' Equity

(in millions, except per share data)

Common 
Stock

Additional 
Paid-in 
Capital

Retained 
Earnings

Treasury 
Stock

Accumulated 
Other 
Comprehensive 
Income (Loss)

Total

Balance, December 31, 2020

$ 

76.9  $ 

383.8  $  2,225.7  $ 

(1,133.7)  $ 

(42.7)  $  1,510.0 

Net earnings

Other comprehensive income

Dividends ($1.275 per common share)

Compensation plans and other

Common stock repurchases

— 

— 

— 

— 

— 

— 

— 

— 

10.7 

— 

593.3 

— 

(98.9)   

— 

— 

— 

— 

— 

8.0 

(120.1)   

— 

11.2 

— 

— 

— 

593.3 

11.2 

(98.9) 

18.7 

(120.1) 

Balance, December 31, 2021

76.9 

394.5 

2,720.1 

(1,245.8)   

(31.5)   

1,914.2 

Net earnings

Other comprehensive income

Dividends ($1.46 per common share)

Compensation plans and other

Common stock repurchases

— 

— 

— 

— 

— 

— 

— 

— 

(3.2)   

— 

677.0 

— 

(108.6)   

— 

— 

— 

— 

— 

10.9 

(450.0)   

— 

2.0 

— 

— 

— 

677.0 

2.0 

(108.6) 

7.7 

(450.0) 

Balance, December 31, 2022

76.9 

391.3 

3,288.5 

(1,684.9)   

(29.5)   

2,042.3 

Net earnings

Other comprehensive income

Dividends ($1.60 per common share)

Compensation plans and other

Common stock repurchases

— 

— 

— 

— 

— 

— 

— 

— 

0.7 

— 

420.4 

— 

(112.0)   

— 

— 

— 

— 

— 

9.7 

(277.5)   

— 

3.8 

— 

— 

— 

420.4 

3.8 

(112.0) 

10.4 

(277.5) 

Balance, December 31, 2023

$ 

76.9  $ 

392.0  $  3,596.9  $ 

(1,952.7)  $ 

(25.7)  $  2,087.4 

The Notes to Consolidated Financial Statements are an integral part of these consolidated statements.

63

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Note 1 – Significant Accounting Policies 

Basis of Presentation. Effective January 1, 2023, Brunswick Corporation (we, us, our, the Company, or Brunswick) 
changed  its  management  reporting  and  updated  its  reportable  segments  to  Propulsion,  Engine  Parts  and 
Accessories (Engine P&A), Navico Group and Boat to align with our internal operating structure. As a result of this 
change,  the  Company  has  recast  all  segment  information  for  all  prior  periods  presented.  For  further  information, 
refer to Note 5 –Segment Information. The Company has prepared its consolidated financial statements pursuant 
to  the  rules  and  regulations  of  the  Securities  and  Exchange  Commission  (SEC).  Certain  previously  reported 
amounts have been reclassified to conform with current period presentation. Brunswick's results reflect continuing 
operations only, unless otherwise noted. 

Principles  of  Consolidation.  Brunswick's  consolidated  financial  statements  include  the  accounts  of  all  majority 
owned  and  controlled  domestic  and  foreign  subsidiaries.  Intercompany  balances  and  transactions  have  been 
eliminated.

Use of Estimates. The preparation of the consolidated financial statements in accordance with accounting principles 
generally  accepted  in  the  United  States  (GAAP)  requires  management  to  make  certain  estimates. Actual  results 
could differ materially from those estimates. These estimates affect:

•
•
•

The reported amounts of revenues and expenses during the reporting periods;
The reported amounts of assets and liabilities at the date of the financial statements; and
The disclosure of contingent assets and liabilities at the date of the financial statements.

Estimates in these consolidated financial statements include, but are not limited to:

Allowances for doubtful accounts; 
Inventory valuation reserves; 
Variable consideration related to recorded revenue; 
Reserves related to repurchase and recourse obligations;

•
•
•
•
• Warranty related reserves; 
•
•
•
•
•
•
•
•
•

Losses on litigation and other contingencies; 
Environmental reserves; 
Insurance reserves; 
Valuation of goodwill and other intangible assets;
Impairments of long-lived assets;
Reserves related to restructuring, exit and impairment activities;
Postretirement benefit liabilities;
Valuation allowances on deferred tax assets; and
Income tax reserves.

Cash and Cash Equivalents. The Company considers all highly liquid investments with a maturity of three months or 
less  when  purchased  to  be  cash  equivalents.  These  investments  include,  but  are  not  limited  to,  investments  in 
money market funds, bank deposits, federal government and agency debt securities and commercial paper.

Restricted Cash. Restricted Cash is primarily related to cash deposited in a trust that is pledged as collateral against 
certain workers' compensation-related obligations. Refer to Note 11 – Commitments and Contingencies for more 
information.

64

Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Investments  in  Marketable  Securities.  The  Company  classifies  investments  in  debt  securities  that  are  not 
considered  to  be  cash  equivalents  as  Short-term  investments  in  marketable  securities  as  discussed  in  Note  7  – 
Investments. Short-term investments in marketable securities have a stated maturity of twelve months or less from 
the  balance  sheet  date.  These  securities  are  considered  as  available-for-sale  and  are  reported  at  fair  value. 
Unrealized gains and losses on these debt securities are recorded net of tax as a component of Accumulated other 
comprehensive  income  (loss)  in  Unrealized  investment  gains  (losses)  within  Shareholders'  equity.  Declines  in 
market value from the original cost deemed to be "other-than-temporary" are charged to Other income (expense), 
net in the Consolidated Statements of Operations in the period in which the loss occurs. The Company considers 
both the duration and extent of which a decline in value has occurred in its determination of whether a decline in 
value has been "other-than-temporary." Realized gains and losses are calculated based on the specific identification 
method and are included in Other income (expense), net in the Consolidated Statements of Operations.

Accounts and Notes Receivable and Allowance for Doubtful Accounts. The Company carries its accounts and notes 
receivable at their face amounts less an allowance for doubtful accounts. On a regular basis, the Company records 
an  allowance  for  uncollectible  receivables  based  upon  known  bad  debt  risks  and  past  loss  history,  customer 
payment practices and economic conditions. Actual collection experience may differ from the current estimate of net 
receivables. A change to the allowance for doubtful accounts may be required if a future event or other change in 
circumstances results in a change in the estimate of the ultimate collectability of a specific account. 

Inventories. Inventories are valued at the lower of cost or net realizable value, with net realizable value equal to the 
estimated  selling  price  less  the  estimated  costs  to  transact.  Approximately  51  percent  and  54  percent  of  the 
Company's  inventories  were  determined  by  the  first-in,  first-out  method  (FIFO)  as  of  December  31,  2023  and 
December 31, 2022, respectively. Remaining inventories valued at the last-in, first-out method (LIFO) were $192.1 
million and $170.6 million lower than the FIFO cost of inventories as of December 31, 2023 and 2022, respectively. 
Inventory cost includes material, labor and manufacturing overhead. There were no liquidations of LIFO inventory 
layers in 2023, 2022 or 2021.

Property.  Property,  including  major  improvements  and  product  tooling  costs,  is  recorded  at  cost.  Product  tooling 
costs  principally  comprise  the  cost  to  acquire  and  construct  various  long-lived  molds,  dies  and  other  tooling  the 
Company  uses  in  its  manufacturing  processes.  Design  and  prototype  development  costs  associated  with  product 
tooling  are  expensed  as  incurred.  Maintenance  and  repair  costs  are  also  expensed  as  incurred.  Depreciation  is 
recorded over the estimated service lives of the related assets, principally using the straight-line method. Buildings 
and improvements are depreciated over a useful life of five to forty years. Equipment is depreciated over a useful 
life of two to twenty years. Product tooling costs are amortized over the shorter of the useful life of the tooling or the 
anticipated  life  of  the  applicable  product,  for  a  period  up  to  eight  years.  The  Company  capitalizes  interest  on 
qualifying assets during the construction period and capitalized $2.7 million and $6.9 million in the periods ending 
December 31, 2023 and 2022, respectively. The Company presents capital expenditures on a cash basis within the 
Consolidated Statements of Cash Flows. There were $34.1 million and $56.2 million of unpaid capital expenditures 
within Accounts payable as of December 31, 2023 and 2022, respectively. The Company includes gains and losses 
recognized on the sale and disposal of property in either Cost of sales, Selling, general and administrative expenses 
or Restructuring, exit and impairment charges as appropriate. The amount of gains and losses for the years ended 
December 31 were as follows:

(in millions)

Gains on the sale of property

Losses on the sale and disposal of property

Net gains on sale and disposal of property

2023

2022

2021

$ 

$ 

2.6  $ 

(1.4)   

1.2  $ 

3.5  $ 

(1.2)   

2.3  $ 

1.4 

(0.9) 

0.5 

Goodwill.  Goodwill  results  from  the  excess  of  purchase  price  over  the  net  assets  of  businesses  acquired.  The 
Company reviews goodwill for impairment annually and whenever events or changes in circumstances indicate that 
the  fair  value  of  a  reporting  unit  may  be  below  its  carrying  value. As  part  of  the  annual  test,  the  Company  may 
perform a qualitative, rather than quantitative, assessment to determine whether the fair values of its reporting units 
are  "more  likely  than  not"  to  exceed  their  carrying  values.  In  performing  this  qualitative  analysis,  the  Company 
considers various factors, including the effect of market or industry changes and the reporting units' actual results 
compared to projected results.

65

 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

If the fair value of a reporting unit does not meet the "more likely than not" criteria discussed above, the Company 
performs a quantitative assessment, which begins by measuring the fair value of the reporting unit. If the carrying 
value of the reporting unit exceeds its fair value, a goodwill impairment is recorded equal to the carrying value of the 
reporting unit less its fair value, not to exceed the carrying value of goodwill.

The Company calculates the fair value of its reporting units considering both the income approach and the guideline 
public  company  method.  The  income  approach  calculates  the  fair  value  of  the  reporting  unit  using  a  discounted 
cash flow approach utilizing a Gordon Growth model. Internally forecasted future cash flows, which the Company 
believes reasonably approximate market participant assumptions, are discounted using a weighted average cost of 
capital (Discount Rate) developed for each reporting unit. The Discount Rate is developed using market observable 
inputs,  as  well  as  considering  whether  or  not  there  is  a  measure  of  risk  related  to  the  specific  reporting  unit’s 
forecasted  performance.  Fair  value  under  the  guideline  public  company  method  is  determined  for  each  reporting 
unit  by  applying  market  multiples  for  comparable  public  companies  to  the  reporting  unit’s  current  and  forecasted 
financial results. The key uncertainties in these calculations are the assumptions used in determining the reporting 
unit’s forecasted future performance, including revenue growth and operating margins, as well as the perceived risk 
associated  with  those  forecasts  in  determining  the  Discount  Rate,  along  with  selecting  representative  market 
multiples.

The Company did not record any goodwill impairments in 2023, 2022 or 2021.

Other intangible assets. The Company's primary other intangible assets are customer relationships, trade names, 
and  developed  technology  acquired  in  business  combinations.  Intangible  assets  are  initially  valued  using  a 
methodology  commensurate  with  the  intended  use  of  the  asset.  Customer  relationships,  trade  names  and 
developed technology are valued using the income approach. The fair value of customer relationships is measured 
using the multi-period excess earnings method (MPEEM). The fair value of trade names and developed technology 
are measured using a relief-from-royalty (RFR) approach, which assumes the value of the trade name or technology 
is the discounted amount of cash flows that would be paid to third parties had the Company not owned the trade 
name or technology and instead licensed the trade name or technology from another company. Higher royalty rates 
are  assigned  to  premium  brands  within  the  marketplace  based  on  name  recognition  and  profitability,  while  other 
brands receive lower royalty rates. The basis for future sales projections for both the RFR and MPEEM are internal 
revenue  forecasts  which  the  Company  believes  represent  reasonable  market  participant  assumptions. The  future 
cash  flows  are  discounted  using  an  applicable  Discount  Rate  as  well  as  any  potential  risk  premium  to  reflect  the 
inherent risk of holding a standalone intangible asset.  

The  key  uncertainties  in  the  RFR  and  MPEEM  calculations,  as  applicable,  are:  the  selection  of  an  appropriate 
royalty  rate,  assumptions  used  in  developing  internal  revenue  growth  and  expense  forecasts,  assumed  customer 
attrition rates, as well as the perceived risk associated with those forecasts in determining the Discount Rate and 
risk premium.  

The costs of amortizable intangible assets are recognized over their expected useful lives, typically between three 
and fifteen years, using the straight-line method. Intangible assets that are subject to amortization are evaluated for 
impairment using a process similar to that used to evaluate long-lived assets described below. Intangible assets not 
subject  to  amortization  are  assessed  for  impairment  at  least  annually  and  whenever  events  or  changes  in 
circumstances  indicate  that  it  is  more  likely  than  not  that  an  asset  may  be  impaired.  The  impairment  test  for 
indefinite-lived intangible assets consists of a comparison of the fair value of the intangible asset with its carrying 
amount. An impairment loss is recognized for the amount by which the carrying value exceeds the fair value of the 
asset.  The  Company  recorded  $16.6  million  of  intangible  asset  impairment  charges  in  2023  recognized  in 
Restructuring, exit and impairment charges in the Consolidated Statements of Operations, including a $13.0 million 
impairment of the Navico trade name and a $3.0 million impairment associated with the Garelick trade name. The 
Company recorded $17.4 million of intangible asset  impairment charges in  2022 recognized  in  Restructuring,  exit 
and  impairment  charges  in  the  Consolidated  Statements  of  Operations  related  to  capitalized  software  intangible 
assets that will not be placed into service. The Company did not record any intangible asset impairments in 2021. 

Refer  to  Note  4  –  Acquisitions  and  Note  9  –  Goodwill  and  Other  Intangibles  in  the  Notes  to  Consolidated 
Financial Statements for more information.

66

Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Software  Development  Costs  for  Internal  Use.  The  Company  expenses  all  software  development  and 
implementation  costs  incurred  until  the  Company  has  determined  that  the  software  will  result  in  probable  future 
economic benefit and management has committed to funding the project. Once this is determined, external direct 
costs of material and services, payroll-related costs of employees working on the project and related interest costs 
incurred during the application development stage are capitalized. These capitalized costs are amortized over three 
to  seven  years. All  other  related  costs,  including  training  costs  and  costs  to  re-engineer  business  processes,  are 
expensed as incurred.

Equity Investments. For investments in which the Company owns or controls from 20 percent to 50 percent of the 
voting shares, the Company uses the equity method of accounting. The Company's share of net earnings or losses 
from  equity  method  investments  is  included  in  the  Consolidated  Statements  of  Operations. The  Company  carries 
other investments, for which the Company does not have the ability to exercise significant influence, at fair value, 
with changes in fair value recognized in net income. For equity investments that do not have a readily determinable 
fair  value,  the  Company  measures  the  investment  at  cost  less  impairment,  plus  or  minus  observable  equity  price 
changes.  The  Company  periodically  evaluates  the  carrying  value  of  its  investments.  During  the  year  ended 
December 31, 2023, the Company recorded an impairment charge of $19.2 million due to a decline in the fair value 
of its investment in TN-BC Holdings LLC (the Joint Venture), as a result of a reduction in value of certain of the Joint 
Venture's underlying investments. See Note 7 – Investments for further details about the Company's evaluation of 
the fair value of its investments.

Long-Lived  Assets.  The  Company  continually  evaluates  whether  events  and  circumstances  have  occurred  that 
indicate the remaining estimated useful lives of its definite-lived intangible assets and other long-lived assets may 
warrant revision or that the remaining balance of such assets may not be recoverable. Once an impairment indicator 
is identified, the Company tests for recoverability of the related asset group using an estimate of undiscounted cash 
flows  over  the  asset  group's  remaining  life.  If  an  asset  group's  carrying  value  is  not  recoverable,  the  Company 
records an impairment loss based on the excess of the carrying value of the asset group over the long-lived asset 
group's  fair  value.  Fair  value  is  determined  using  observable  inputs,  including  the  use  of  appraisals  from 
independent third parties, when available, and, when observable inputs are not available, based on the Company's 
assumptions  of  the  data  that  market  participants  would  use  in  pricing  the  asset,  based  on  the  best  information 
available in the circumstances. Specifically, the Company uses discounted cash flows to determine the fair value of 
the asset when observable inputs are unavailable. The Company tested its long-lived asset balances for impairment 
as indicators arose during 2023, 2022 and 2021, resulting in impairment charges of $1.3 million, $1.5 million and 
$0.8  million,  respectively,  which  are  recognized  either  in  Restructuring,  exit  and  impairment  charges  or  Selling, 
general and administrative expense in the Consolidated Statements of Operations.

Other Long-Term Assets. Other long-term assets consists mainly of capitalized financing costs and deposits.

Revenue  Recognition.  Revenue  is  recognized  as  performance  obligations  under  the  terms  of  contracts  with 
customers are satisfied; this occurs when control of promised goods is transferred to the customer. The Company 
recognizes revenue related to the sale of extended warranty contracts that extend the coverage period beyond the 
standard warranty period over the life of the extended warranty period.

Revenue  is  measured  as  the  amount  of  consideration  the  Company  expects  to  be  entitled  to  in  exchange  for 
transferring  goods  or  providing  services.  The  Company  has  excluded  sales,  value  add  and  other  taxes  collected 
concurrent  with  revenue-producing  activities  from  the  determination  of  the  transaction  price  for  all  contracts.  The 
Company  has  elected  to  account  for  shipping  and  handling  activities  that  occur  after  the  customer  has  obtained 
control  of  a  good  as  a  fulfillment  activity.  For  all  contracts  with  customers,  the  Company  has  not  adjusted  the 
promised  amount  of  consideration  for  the  effects  of  a  significant  financing  component  as  the  period  between  the 
transfer of the promised goods and the customer's payment is expected to be one year or less.

67

Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

For  product  sales,  the  Company  transfers  control  and  recognizes  revenue  at  the  time  the  product  ships  from  a 
manufacturing  or  distribution  facility  ("free  on  board  shipping  point"),  or  at  the  time  the  product  arrives  at  the 
customer's  facility  ("free  on  board  destination").  When  the  shipping  terms  are  "free  on  board  shipping  point",  the 
customer  obtains  control  and  is  able  to  direct  the  use  of,  and  obtain  substantially  all  of  the  benefits  from,  the 
products  at  the  time  the  products  are  shipped.  For  shipments  provided  under  "free  on  board  destination",  control 
transfers  to  the  customer  upon  delivery.  Payment  terms  vary  but  are  generally  due  within  30  days  of  transferring 
control. For the Company's Boat and Propulsion segments, most product sales to dealers are wholesale financed 
through the Company's joint venture, Brunswick Acceptance Company, LLC (BAC), or other lending institutions, and 
payment is typically due in the month of shipment. For further information on the BAC joint venture, refer to Note 8 – 
Financing Joint Venture. In addition, periodically the Company may require the customer to provide upfront cash 
deposits in advance of performance.  

The Company also sells separately priced, extended warranty contracts that extend the coverage period beyond the 
standard  warranty  period.  When  determining  an  appropriate  allocation  of  the  transaction  price  to  the  extended 
warranty performance obligation, the Company uses an observable price to determine the stand-alone selling price. 
Extended  warranties  typically  range  from  an  additional  1  to  3  years.  The  Company  receives  payment  at  the 
inception  of  the  contract  and  recognizes  revenue  over  the  extended  warranty  coverage  period. This  time-elapsed 
method is used to measure progress because the Company, on average, satisfies its performance obligation evenly 
over the warranty period.

See Note 2 – Revenue Recognition for more information.

Advertising  Costs.  The  Company  records  advertising  and  promotion  costs  in  Selling,  general  and  administrative 
expense  in  the  Consolidated  Statements  of  Operations  in  the  period  when  the  advertising  first  takes  place. 
Advertising and promotion costs were $28.5 million, $39.9 million and $33.2 million for the years ended December 
31, 2023, 2022 and 2021, respectively.

Foreign  Currency.  The  functional  currency  for  the  majority  of  Brunswick's  operations  is  the  U.S.  dollar. All  assets 
and  liabilities  of  operations  with  a  functional  currency  other  than  the  U.S.  dollar  are  translated  at  period-end 
currency exchange rates. The resulting translation adjustments are recorded in Accumulated other comprehensive 
income  (loss).  Revenues  and  expenses  of  operations  with  a  functional  currency  other  than  the  U.S.  dollar  are 
translated  at  the  average  exchange  rates  for  the  period.  Transaction  gains  and  losses  resulting  from  changes  in 
foreign  currency  exchange  rates  are  recorded  in  either  Cost  of  sales  or  Other  income  (expense),  net  in  the 
Consolidated Statements of Operations. 

Share-Based  Compensation.  The  Company  records  amounts  for  all  share-based  compensation,  including  non-
vested stock awards and performance-based share awards, over the vesting period in the Consolidated Statements 
of Operations based upon their fair values at the date of the grant. Share-based compensation costs are included in 
Selling, general and administrative expense in the Consolidated Statements of Operations. See Note 16 – Stock 
Plans  and  Management  Compensation  for  a  description  of  the  Company's  accounting  for  share-based 
compensation plans.

Research and Development. Research and development costs are expensed as incurred. 

Derivatives.  The  Company  uses  derivative  financial  instruments  to  manage  its  risk  associated  with  movements  in 
foreign currency exchange rates, interest rates and commodity prices. These instruments are used in accordance 
with guidelines established by the Company's management and are not used for trading or speculative purposes. 
The Company records all derivatives on the Consolidated Balance Sheets at fair value. See Note 12 – Financial 
Instruments for further discussion.

68

Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

IT Security Incident. As previously announced on June 13, 2023, the Company experienced an IT security incident 
that  impacted  some  of  its  systems  and  global  facilities.  The  Company  activated  its  response  protocols,  including 
pausing  operations  in  some  locations,  engaging  leading  security  experts  and  coordinating  with  relevant  law 
enforcement  agencies.  Normal  global  business  operations  resumed  over  the  course  of  nine  days  following  the 
incident. While we were able to quickly restore our operations, the incident resulted in disruption to sales as well as 
non-recurring  costs.  We  will  attempt  to  recover  a  portion  of  the  lost  operating  earnings  from  lost  sales  and  non-
recurring costs from our insurance carriers. Non-recurring costs include labor while plants were idle, IT-related costs 
and  costs  for  legal,  consulting  and  other  professional  services  directly  related  to  this  incident.  The  Company 
incurred non-recurring costs related to the IT security incident of $10.1 million during the year ended December 31, 
2023.  A  portion  of  the  non-recurring  costs  are  included  in  Cost  of  sales  and  a  portion  in  Selling,  general  and 
administrative  expense  in  the  Consolidated  Statements  of  Operations.  We  estimate  the  incident  resulted  in  lost 
revenue of approximately $80 million to $85 million and operating earnings of $35 million to $40 million during the 
year ended December 31, 2023.

Recently Adopted Accounting Standards

Supplier  Finance  Programs:  In  September  2022,  the  Financial  Accounting  Standards  Board  (FASB)  issued 
Accounting  Standards  Update  (ASU)  2022-04,  Liabilities  —  Supplier  Finance  Programs  (Subtopic  405-50): 
Disclosure  of  Supplier  Finance  Program  Obligations,  which  adds  disclosure  requirements  associated  with 
participation in supplier finance programs. ASU 2022-04 requires the buyer in a supplier finance program to disclose 
qualitative  and  quantitative  information  about  the  program  including  key  terms  and  obligations  outstanding  at  the 
end  of  the  reporting  period.  ASU  2022-04  is  effective  for  financial  statements  for  interim  and  annual  periods 
beginning after December 15, 2022. The Company adopted the guidance in ASU 2022-04 on January 1, 2023. For 
further information, refer to Note 20 – Supplier Finance Program Obligations.

Fair Value Hedge Accounting: In March 2022, the FASB issued ASU 2022-01, Fair Value Hedging — Portfolio Layer 
Method, which clarifies the guidance in ASC 815 on fair value hedge accounting of interest-rate risk for portfolios of 
financial assets. The ASU amends the guidance that established the “last-of-layer” method for making the fair value 
hedge  accounting  for  these  portfolios  more  accessible. The  amendment  was  effective  for  financial  statements  for 
interim  and  annual  periods  beginning  after  December  15,  2022.  The  adoption  of  this  standard  did  not  have  a 
material impact on the Company's consolidated financial statements.

Revenue  Contracts  Acquired  in  Business  Combinations:  In  October  2021,  the  FASB  issued  ASU  2021-08, 
Accounting  for  Contract  Assets  and  Contract  Liabilities  From  Contracts  With  Customers,  which  amended  the 
guidance  in  Accounting  Standards  Codification  (ASC)  805  to  require  that  the  acquirer  recognize  and  measure 
contract  assets  and  contract  liabilities  acquired  in  a  business  combination  in  accordance  with  ASC  606.  The 
Company early adopted the guidance in ASU 2021-08 on July 2, 2022. The adoption of this standard did not have a 
material impact on the Company's consolidated financial statements.

Recently Issued Accounting Standards

Segment  Reporting:  In  November  2023,  the  FASB  issued  ASU  2023-07,  Segment  Reporting  (Topic  280)  — 
Improvements  to  Reportable  Segment  Disclosures,  which  adds  new  disclosure  requirements  related  to  significant 
segment expenses regularly provided to the chief operating decision maker (CODM) and included in each reported 
measure of segment profit or loss, other segment items that constitute the difference between segment revenues 
less significant segment expenses and the measure of profit or loss, disclosure of the CODMs title and position as 
well  as  an  explanation  of  how  the  CODM  uses  the  reported  measures  and  expanded  interim  disclosures.  ASU 
2023-07  is  effective  for  financial  statements  for  annual  periods  beginning  after  December  15,  2023  and  interim 
periods within fiscal years beginning after December 15, 2024. We are currently evaluating the potential impact of 
adopting this guidance on the consolidated financial statements.  

Income Taxes: In December 2023, the FASB issued ASU 2023-09, Income Taxes (Topic 740) — Improvements to 
Income Tax Disclosures. Under this ASU, entities must disclose, on an annual basis, specific categories in the rate 
reconciliation and provide additional information for reconciling items that meet a quantitative threshold. In addition, 
ASU 2023-09 requires entities to disclose additional information about income taxes paid. ASU 2023-09 is effective 
for  financial  statements  for  annual  periods  beginning  after  December  15,  2024.  We  are  currently  evaluating  the 
potential impact of adopting this guidance on the consolidated financial statements.  

69

Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Note 2 – Revenue Recognition 

The following tables present the Company's revenue in categories that depict how the nature, amount, timing and 
uncertainty of revenue and cash flows are affected by economic factors:

(in millions)
Geographic Markets

United States
Europe
Asia-Pacific
Canada
Rest-of-World

Segment Eliminations
Total

Major Product Lines
Outboard Engines
Controls, Rigging, and Propellers
Sterndrive Engines
Distribution Parts & Accessories
Products
Navico Group
Aluminum Freshwater Boats
Recreational Fiberglass Boats
Saltwater Fishing Boats
Business Acceleration
Boat Eliminations/Other

Segment Eliminations
Total

Year Ended December 31, 2023

Propulsion

Engine P&A

Navico 
Group

Boat

Total

$ 

$ 

$ 

$ 

1,881.7  $ 
367.0 
201.7 
93.1 
220.3 
(357.3)   
2,406.5  $ 

852.6  $ 
108.7 
103.2 
83.2 
52.1 
(7.1)   

1,192.7  $ 

573.0  $ 
221.2 
79.6 
19.4 
21.5 
(101.2)   
813.5  $ 

1,548.8  $ 
162.9 
32.0 
206.8 
38.9 
(0.7)   

1,988.7  $ 

4,856.1 
859.8 
416.5 
402.5 
332.8 
(466.3) 
6,401.4 

2,198.9  $ 
391.6 
173.3 
— 
— 
— 
— 
— 
— 
— 
— 
(357.3)   
2,406.5  $ 

—  $ 
— 
— 
691.8 
508.0 
— 
— 
— 
— 
— 
— 
(7.1)   

1,192.7  $ 

—  $ 
— 
— 
— 
— 
914.7 
— 
— 
— 
— 
— 
(101.2)   
813.5  $ 

—  $ 
— 
— 
— 
— 
— 
726.0 
643.0 
472.8 
167.6 
(20.0)   
(0.7)   

1,988.7  $ 

2,198.9 
391.6 
173.3 
691.8 
508.0 
914.7 
726.0 
643.0 
472.8 
167.6 
(20.0) 
(466.3) 
6,401.4 

70

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

(in millions)
Geographic Markets

United States
Europe
Asia-Pacific
Canada
Rest-of-World

Segment Eliminations
Total

Major Product Lines
Outboard Engines
Controls, Rigging, and Propellers
Sterndrive Engines
Distribution Parts & Accessories
Products
Navico Group
Aluminum Freshwater Boats
Recreational Fiberglass Boats
Saltwater Fishing Boats
Business Acceleration
Boat Eliminations/Other

Segment Eliminations
Total

(in millions)
Geographic Markets

United States
Europe
Asia-Pacific
Canada
Rest-of-World

Segment Eliminations
Total

Major Product Lines
Outboard Engines
Controls, Rigging, and Propellers
Sterndrive Engines
Distribution Parts & Accessories
Products
Navico Group
Aluminum Freshwater Boats
Recreational Fiberglass Boats
Saltwater Fishing Boats
Business Acceleration
Boat Eliminations/Other

Segment Eliminations
Total

Year Ended December 31, 2022

Propulsion

Engine P&A

Navico 
Group

Boat

Total

$ 

$ 

$ 

$ 

1,909.9  $ 
391.5 
223.0 
114.2 
185.4 
(398.3)   
2,425.7  $ 

922.1  $ 
117.5 
117.4 
100.8 
52.4 
(7.6)   

1,302.6  $ 

691.8  $ 
236.3 
98.0 
27.8 
15.4 
(104.5)   
964.8  $ 

1,617.0  $ 
181.8 
35.7 
251.7 
33.2 
(0.3)   

2,119.1  $ 

5,140.8 
927.1 
474.1 
494.5 
286.4 
(510.7) 
6,812.2 

2,221.5  $ 
382.1 
220.4 
— 
— 
— 
— 
— 
— 
— 
— 
(398.3)   
2,425.7  $ 

—  $ 
— 
— 
781.7 
528.5 
— 
— 
— 
— 
— 
— 
(7.6)   

1,302.6  $ 

—  $ 
— 
— 
— 
— 
1,069.3 
— 
— 
— 
— 
— 
(104.5)   
964.8  $ 

—  $ 
— 
— 
— 
— 
— 
874.1 
727.4 
404.3 
126.0 
(12.4)   
(0.3)   

2,119.1  $ 

2,221.5 
382.1 
220.4 
781.7 
528.5 
1,069.3 
874.1 
727.4 
404.3 
126.0 
(12.4) 
(510.7) 
6,812.2 

Year Ended December 31, 2021

Propulsion

Engine P&A

Navico 
Group

Boat

Total

$ 

$ 

$ 

$ 

1,641.9  $ 
376.8 
236.9 
102.0 
147.1 
(337.5)   
2,167.2  $ 

947.4  $ 
134.3 
134.6 
104.6 
50.8 
(5.1)   

1,366.6  $ 

469.1  $ 
146.9 
47.1 
16.5 
8.7 
(79.0)   
609.3  $ 

1,259.1  $ 
162.5 
32.8 
217.1 
31.6 
— 
1,703.1  $ 

4,317.5 
820.5 
451.4 
440.2 
238.2 
(421.6) 
5,846.2 

1,935.1  $ 
352.4 
217.2 
— 
— 
— 
— 
— 
— 
— 
— 
(337.5)   
2,167.2  $ 

—  $ 
— 
— 
820.1 
551.6 
— 
— 
— 
— 
— 
— 
(5.1)   

1,366.6  $ 

—  $ 
— 
— 
— 
— 
688.3 
— 
— 
— 
— 
— 
(79.0)   
609.3  $ 

—  $ 
— 
— 
— 
— 
— 
712.4 
571.6 
371.9 
60.1 
(12.9)   
— 
1,703.1  $ 

1,935.1 
352.4 
217.2 
820.1 
551.6 
688.3 
712.4 
571.6 
371.9 
60.1 
(12.9) 
(421.6) 
5,846.2 

71

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

As  of  January  1,  2023,  $178.5  million  of  contract  liabilities  associated  with  extended  warranties  and  customer 
deposits were reported in Accrued expenses and Other Long-term liabilities, of which $61.8 million of this amount 
was  recognized  as  revenue  during  year  ended  December  31,  2023.  As  of  December  31,  2023,  total  contract 
liabilities  were  $187.1  million.  The  total  amount  of  the  transaction  price  allocated  to  unsatisfied  performance 
obligations as of December 31, 2023 is $183.6 million for contracts greater than one year, which includes extended 
warranties.  The  Company  expects  to  recognize  approximately  $60.7  million  of  this  amount  in  2024  and  $122.9 
million  thereafter.  Contract  assets  as  of  January  1,  2023  and  December  31,  2023  were  not  material.  In  addition, 
costs to obtain and fulfill contracts during the period were not material.

Note 3 – Restructuring, Exit and Impairment Activities 

The  Company  has  announced  and  implemented  a  number  of  initiatives  designed  to  improve  its  cost  structure, 
general operating efficiencies and its utilization of production capacity. These initiatives resulted in the recognition of 
restructuring,  exit  and  impairment  charges  in  the  Consolidated  Statements  of  Operations  during  2023,  2022  and 
2021.  Restructuring,  exit  and  impairment  costs  include  employee  termination  and  other  benefits,  inventory 
adjustments  to  lower  of  cost  or  net  realizable  value,  costs  to  retain  and  relocate  employees,  consulting  costs, 
consolidation of manufacturing footprint, facility shutdown costs, and asset disposition and impairment actions. The 
Company  recognizes  the  expense  in  the  accounting  period  when  it  has  committed  to  or  incurred  the  cost,  as 
appropriate.

The  following  table  is  a  summary  of  the  net  expense  associated  with  the  restructuring,  exit  and  impairment 
activities.  Restructuring,  exit  and  impairment  charges  in  2023  relate  to  headcount  reductions  and  related  costs 
associated  with  streamlining  the  enterprise-wide  cost  structure  and  improving  operating  efficiencies  as  well  as 
asset-related  impairments.  Restructuring,  exit  and  impairment  charges  in  2022  primarily  relate  to  asset-related 
impairments and headcount reductions associated with the integration of Navico. Restructuring, exit and impairment 
charges  in  2021  primarily  relate  to  organizational  realignment  within  the  Navico  Group  segment,  specifically  in 
Europe.

(in millions)

Restructuring, exit and impairment activities:

Propulsion

Engine P&A

Navico 
Group (A)

Boat

Corporate (B)

Total

Employee termination and other benefits

$ 

2.7  $ 

3.3  $ 

11.6  $ 

10.5  $ 

2.8  $ 

Asset-related

Professional fees

— 

— 

— 

— 

18.9 

— 

— 

— 

— 

4.9 

Total 2023 restructuring, exit and impairment charges  $ 

2.7  $ 

3.3  $ 

30.5  $ 

10.5  $ 

7.7  $ 

Employee termination and other benefits

$ 

—  $ 

—  $ 

7.7  $ 

—  $ 

—  $ 

Asset-related

— 

— 

— 

— 

17.4 

Total 2022 restructuring, exit and impairment charges $ 

—  $ 

—  $ 

7.7  $ 

—  $ 

17.4  $ 

Employee termination and other benefits

$ 

Total 2021 restructuring, exit and impairment charges $ 

—  $ 

—  $ 

—  $ 

—  $ 

0.7  $ 

0.7  $ 

0.1  $ 

0.1  $ 

—  $ 

—  $ 

30.9 

18.9 

4.9 

54.7 

7.7 

17.4 

25.1 

0.8 

0.8 

(A) Includes impairment charges of $13.0 million associated with an impairment of the Navico trade name and $3.0 million associated with the 

Company's decision to no longer go to market under the Garelick trade name during the year ended December 31, 2023.

(B) Includes impairment charges of $17.4 million related to the Company's decision not to place certain capitalized software intangible assets into 

service during the year ended December 31, 2022.

72

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The  following  tables  summarize  the  change  in  accrued  restructuring,  exit  and  impairment  charges  within Accrued 
expenses in the Consolidated Balance Sheets for the years ended December 31, 2023, 2022 and 2021:

(in millions)

Propulsion

Engine P&A

Navico 
Group

Boat

Corporate

Total

Accrued Charges as of December 31, 2020

$ 

Total Charges

Payments (A)

—  $ 
—  $ 

— 

—  $ 
— 

— 

0.3  $ 

1.2  $ 

1.7  $ 

0.7 

0.1 

— 

3.2 

0.8 

(1.0)   

(1.1)   

(1.7)  $ 

(3.8) 

Accrued Charges as of December 31, 2021

$ 

—  $ 

—  $ 

—  $ 

0.2  $ 

—  $ 

Total Charges

Non-Cash Charges

Payments (A)

— 

— 

— 

— 

— 

— 

7.7 

— 

— 

— 

(3.6)   

(0.2)   

Accrued Charges as of December 31, 2022

$ 

—  $ 

—  $ 

4.1  $ 

—  $ 

Total Charges

Non-Cash Charges

Payments (A)

2.7 

— 

3.3 

— 

(1.5)   

(2.6) 

30.5 

(18.9)   

(10.6)   

10.5 

1.2 

(10.0)   

Accrued Charges as of December 31, 2023 (B)

$ 

1.2  $ 

0.7  $ 

5.1  $ 

1.7  $ 

(A) Cash payments may include payments related to prior period charges.
(B) The accrued charges as of December 31, 2023 are expected to be paid in the next twelve months.

0.2 

25.1 

17.4 

(17.4)  $ 

(17.4) 

—  $ 

—  $ 

7.7 

— 

(7.1)  $ 

0.6  $ 

(3.8) 

4.1 

54.7 

(17.7) 

(31.8) 

9.3 

Reductions in demand for the Company's products, further refinement of its product portfolio, further opportunities to 
reduce costs or the cost of integrating future acquisitions may result in additional restructuring, exit and impairment 
charges in future periods. 

Note 4 – Acquisitions 

2023 Acquisitions

During the fourth quarter of 2023, the Company acquired additional Freedom Boat Club franchise operations and 
territories in the Southeast United States. These acquisitions should unlock operational efficiencies while providing 
members with additional boating destinations, as the Company plans for continued expansion across the Southeast 
Coastal region. These acquisitions are included as part of the Company's Boat segment.

The  Company  paid  net  cash  consideration  of  $16.0  million  for  these  acquisitions.  The  opening  balance  sheets, 
which  are  preliminary  and  subject  to  change  in  the  measurement  period  as  the  Company  finalizes  the  purchase 
price allocation and fair value estimates, include $14.0 million of goodwill and $3.3 million of customer relationships. 
The  amount  assigned  to  customer  relationships  will  be  amortized  over  the  estimated  useful  life  of  10  years. 
Transaction  costs  associated  with  these  acquisitions  were  not  material  to  the  Company's  consolidated  results  of 
operations.

On  September  1,  2023,  the  Company  acquired  all  of  the  issued  and  outstanding  shares  of  Fliteboard  Pty  Ltd 
(Fliteboard) for $87.6 million net cash consideration. Fliteboard is a leader in eFoiling technology, which combines 
advanced hydrofoils and electric propulsion on the water. The acquisition of Fliteboard allows the Company to enter 
the  emerging  electric-foiling  surfboard  market  and  presents  the  opportunity  for  technological,  manufacturing, 
commercial  and  consumer  synergies  with  our  existing  portfolio.  Fliteboard  is  included  as  part  of  the  Company's 
Propulsion segment. 

The opening balance sheet, which is preliminary and subject to change in the measurement period as the Company 
finalizes the purchase price allocation and fair value estimates, includes $38.5 million of goodwill, $20.7 million of 
trade  names,  $8.4  million  of  customer  relationships,  and  $7.1  million  of  developed  technology.  The  amounts 
assigned to customer relationships and developed technology will be amortized over the estimated useful lives of 15 
years and 10 years, respectively. Transaction costs associated with the acquisition of $1.9 million were expensed as 
incurred within Selling, general and administrative expense. 

73

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

These 2023 acquisitions are not material to the Company's net sales, results of operations or total assets during any 
period  presented.  Accordingly,  the  Company's  consolidated  results  of  operations  do  not  differ  materially  from 
historical performance as a result of the acquisitions, and pro forma results for prior periods are not presented.

2022 Acquisitions

During  the  second  quarter  of  2022,  the  Company  acquired  certain  Freedom  Boat  Club  franchise  operations  and 
territory  rights  as  well  as  certain  marine  assets  in  the  Southeast  United  States.  These  acquisitions  enable 
opportunities across a wide spectrum, building upon the growth Brunswick has cultivated throughout the Company's 
shared access portfolio and new digital platforms. These acquisitions are included as part of the Company's Boat 
segment.

The  Company  paid  net  cash  consideration  of  $93.9  million  for  these  acquisitions.  The  opening  balance  sheets 
include  $71.4  million  of  goodwill  and  $11.9  million  of  customer  relationships.  The  amount  assigned  to  customer 
relationships will be amortized over the estimated useful life of 10 years. Transaction costs associated with these 
acquisitions of $1.4 million were expensed as incurred within Selling, general and administrative expense in 2022. 
The acquisitions are not material to the Company's net sales, results of operations or total assets during any period 
presented.  Accordingly,  the  Company's  consolidated  results  of  operations  do  not  differ  materially  from  historical 
performance  as  a  result  of  the  acquisitions,  and  pro  forma  results  for  prior  periods  are  not  presented.  Purchase 
accounting is final for these acquisitions.

2021 Acquisitions - Navico

On October 4, 2021, the Company acquired all the issued and outstanding shares of Marine Innovations Group AS, 
known  as  "Navico",  for  $1.094  billion  net  cash  consideration. The  Company  used  a  combination  of  the  2024  and 
2031 Notes, as described in Note 14 – Debt, and cash on hand to fund the acquisition.

Navico  was  a  privately  held  global  company  based  in  Egersund,  Norway,  and  is  a  global  leader  in  marine 
electronics and sensors, including multi-function displays, fish finders, autopilots, sonar, radar and cartography. The 
acquisition of Navico accelerates the Company's ACES (Autonomy, Connectivity, Electrification and Shared access) 
strategy and strengthens the Company's ability to provide complete, innovative digital solutions to consumers and 
comprehensive, integrated system offerings to our original equipment manufacturer customers. Navico is managed 
as part of the Company's Navico Group segment.

The  Company  used  the  acquisition  method  of  accounting  in  accordance  with ASC  805,  Business  Combinations, 
with  Brunswick  being  the  acquiring  entity,  and  reflecting  estimates  and  assumptions  deemed  appropriate  by 
Company  management.  Transaction  costs  related  to  the  acquisition  were  expensed  as  incurred  within  Selling, 
general  and  administrative  expense  and  totaled  $1.0  million  and  $13.8  million  for  the  years  ended  December  31, 
2022  and  2021,  respectively.  The  net  sales  and  operating  loss,  respectively,  of  Navico  included  in  Brunswick's 
consolidated financial statements since the date of acquisition through December 31, 2021 was $120.4 million and 
$7.4 million, which includes $9.0 million of expense related to inventory fair value adjustments and $5.8 million of 
intangible asset amortization.

74

Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The following table is a summary of the assets acquired, liabilities assumed and net cash consideration paid, net of 
cash acquired, for the Navico acquisition:

(in millions)
Accounts and notes receivable
Inventory (A)
Goodwill (A)(B)(C)(D)
Trade names
Developed technology
Customer relationships
Property and equipment
Other assets

Total assets acquired

Accounts payable
Accrued expenses (C) 
Other liabilities (D) 
Deferred tax liabilities (D) 

Total liabilities assumed

Fair Value

Useful Life

$ 

59.3 
159.9 
459.2 
133.0 
Indefinite
160.0  15 years
185.0  15 years

46.1 
26.6 
1,229.1 

66.0 
48.6 
23.4 
18.7 
156.7 

Net cash consideration paid, net of cash acquired

$ 

1,072.4 

(A) Includes $1.8 million of purchase accounting adjustments related to inventory reserves.
(B) The goodwill recorded for the acquisition of Navico is partially deductible for tax purposes.
(C) Includes $3.5 million of purchase accounting adjustments related to contingency reserves.
(D) Includes $18.4 million of purchase accounting adjustments related to taxes. 

Pro Forma Financial Information (Unaudited) 

The  pro  forma  information  has  been  prepared  as  if  the  Navico  acquisition  and  the  related  debt  financing  had 
occurred  on  January  1,  2021.  These  pro  forma  results  are  based  on  estimates  and  assumptions  which  the 
Company  believes  to  be  reasonable.  They  are  not  the  results  that  would  have  been  realized  had  the  acquisition 
actually occurred on January 1, 2021 and are not necessarily indicative of Brunswick's consolidated net earnings in 
future periods. The pro forma results include adjustments primarily related to the amortization of intangible assets 
and interest expense on the notes issued in the third quarter of 2021 as noted in Note 14 – Debt. Additionally, non-
recurring  pro  forma  adjustments  include  transaction  costs  of  $13.8  million  and  expenses  related  to  inventory  fair 
value adjustments of $18.1 million, recognized as part of the application of purchase accounting.

(in millions)

Pro forma Net sales

Pro forma Net earnings

Year Ended
 December 31, 2022

Year Ended
 December 31, 2021

$ 

6,812.2  $ 

684.9 

6,218.7 

589.6 

The pro forma results reflect an effective income tax rate of 21 percent for the years ended December 31, 2022 and 
December 31, 2021. Purchase accounting is final for the Navico acquisition.

Other 2021 Acquisitions

On September 1, 2021, the Company acquired substantially all the net assets of RELiON Battery, LLC (RELiON). 
RELiON is a global provider of lithium batteries and related products to multiple industry sectors. The acquisition of 
RELiON  complements  the  Company's  existing  portfolio  of  advanced  battery  and  power  management  brands.  On 
September 17, 2021, the Company acquired substantially all the net assets of SemahTronix, LLC, a global supplier 
of high-complexity electrical wiring harnesses for advanced products in the marine, mobile and defense industries. 
The acquisition of the SemahTronix assets enhances the Company's integrated systems offerings by providing the 
Company  and  the  Company's  global  customers  access  to  high-quality,  large,  complex  electrical  wire  harnessing 
systems  that  further  enable  the  Company's  end-to-end  systems  solutions  and  capabilities. These  acquisitions  are 
included as part of the Navico Group segment. Purchase accounting is final for these acquisitions.

75

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

On July 9, 2021, the Company acquired Fanautic Club, one of the largest European boat clubs with 23 locations in 
major  coastal  cities  and  tourist  centers  across  Spain.  The  Company  also  acquired  certain  Freedom  Boat  Club 
franchise operations and territory rights in the United States during 2021. Acquiring such assets enables Brunswick 
to accelerate growth by increasing its investments in these markets. These acquisitions are included as part of the 
Boat segment. Purchase accounting is final for these acquisitions.

The  Company  paid  net  cash  consideration  of  $66.1  million  for  these  acquisitions.  The  opening  balance  sheets 
included $36.8 million of goodwill and $24.1 million of identifiable intangible assets, including customer relationships 
and trade names of $17.2 million and $6.9 million, respectively. The amount assigned to customer relationships will 
be  amortized  over  the  estimated  useful  life  of  10  years.  Transaction  costs  associated  with  these  acquisitions  of 
$1.8  million  were  expensed  as  incurred  within  Selling,  general  and  administrative  expense  during  2021.  The 
acquisitions  are  not  material  to  our  net  sales,  results  of  operations  or  total  assets  during  any  period  presented. 
Accordingly, the Company's consolidated results of operations do not differ materially from historical performance as 
a result of the acquisitions, and pro forma results for prior periods are not presented.

Note 5 – Segment Information 

Effective January 1, 2023, the Company changed its management reporting and updated its reportable segments to 
Propulsion, Engine P&A, Navico Group and Boat to align with our internal operating structure.

The  Company's  segments  are  defined  by  management's  reporting  structure  and  operating  activities.  The 
Company's reportable segments are the following:

Propulsion.  The  Propulsion  segment  manufactures  and  markets  a  full  range  of  outboard,  sterndrive,  and  inboard 
engines, as well as propulsion-related controls, rigging, and propellers. These products are principally sold directly 
to boat builders, including Brunswick's Boat segment, and through marine retail dealers worldwide. The Propulsion 
segment  primarily  markets  under  the  Mercury,  Mercury  MerCruiser,  Mariner,  Mercury  Racing,  Mercury  Diesel, 
Avator and Fliteboard brands. The segment's engine manufacturing plants are located mainly in the United States 
and  China,  along  with  a  joint  venture  in  Japan,  with  sales  mainly  to  markets  in  the Americas,  Europe  and Asia-
Pacific.

Engine P&A. The Engine P&A segment manufactures, markets, supplies and distributes products for both marine 
and non-marine markets. These products are designed for and sold mostly to aftermarket retailers, distributors, and 
distribution  businesses,  as  well  as  original  equipment  manufacturers  (including  Brunswick  brands).  Company-
branded  products  include  consumables,  such  as  engine  oils  and  lubricants,  and  are  sold  under  the  Mercury, 
Mercury  Precision  Parts,  Quicksilver  and  Seachoice  brands.  The  Engine  P&A  segment  also  includes  distribution 
businesses  such  as  Land  'N'  Sea,  Kellogg  Marine  Supply,  Lankhorst  Taselaar,  BLA  and  Payne's  Marine  Group, 
which distribute third party and Company products. These businesses are leading distributors of marine parts and 
accessories  throughout  North  America,  Europe  and  Asia-Pacific.  The  segment's  manufacturing  and  distribution 
facilities are primarily located in North America, Europe, Australia and New Zealand.

Navico Group. The Navico Group segment designs, develops, manufactures, and markets products and systems for 
the marine, RV, specialty vehicle, mobile and industrial markets, as well as aftermarket channels. Navico Group's 
brand  portfolio  includes  the  Ancor,  Attwood,  B&G,  BEP,  Blue  Sea  Systems,  C-MAP,  CZone,  Lenco,  Lowrance, 
Marinco,  Mastervolt,  MotorGuide,  Progressive  Industries,  ProMariner,  RELiON,  Simrad  and  Whale  brand  names. 
These brands span multiple categories, including marine electronics, sensors, control systems, instruments, power 
systems  and  general  accessories.  The  segment's  manufacturing  and  distribution  facilities  are  primarily  located  in 
North America, Europe, Australia and New Zealand.

76

Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Boat.  The  Boat  segment  designs,  manufactures,  and  markets  the  following  boat  brands  and  products:  Sea  Ray 
sport  boats  and  cruisers;  Bayliner  sport  cruisers,  runabouts,  and  Heyday  wake  boats;  Boston  Whaler  fiberglass 
offshore boats; Lund fiberglass fishing boats; Crestliner, Harris, Lowe, Lund and Princecraft aluminum fishing, utility, 
pontoon boats, and deck boats; Thunder Jet heavy-gauge aluminum boats; and Veer recreational and fishing boats 
designed specifically to support electric propulsion. The Boat segment also includes Brunswick boat brands based 
in  Europe  and  Asia-Pacific,  which  include  Quicksilver,  Navan,  Rayglass  (including  Protector  and  Legend)  and 
Uttern. The Boat segment procures substantially all of its engines from Brunswick's Propulsion segment, and boats 
often  include  other  parts  and  accessories  supplied  by  the  Engine  P&A  and  Navico  Group  segments.  The  Boat 
segment's products are manufactured mainly in the United States, Europe, Mexico and Canada and sold through a 
global network of dealer and distributor locations, primarily in North America and Europe.

The  Boat  segment  also  includes  Business Acceleration  which,  through  innovative  service  models,  shared  access 
solutions, including the Freedom Boat Club business acquired in 2019, dealer services and emerging technology, 
aims to provide exceptional experiences to attract a wide range of customers to the marine industry and shape the 
future of boating.

The  Company  evaluates  performance  based  on  segment  operating  earnings.  Segment  operating  earnings  do  not 
include the expenses of corporate administration, impairments or gains on the sale of equity investments, earnings 
from unconsolidated affiliates, other expenses and income of a non-operating nature, transaction financing charges, 
interest expense and income or provisions or benefits for income taxes.

Corporate/Other  results  include  items  such  as  corporate  staff  and  administrative  costs,  investments  in  technology 
solutions, business development and other growth-related expenses, including IT enhancements. Corporate/Other 
total assets consist of mainly cash, cash equivalents and investments in short-term marketable securities, restricted 
cash, income tax balances and investments in unconsolidated affiliates. 

Segment eliminations adjust for sales between the Company's reportable segments and primarily relate to the sale 
of engines and parts and accessories to various boat brands, which are consummated at established arm's length 
transfer  prices  as  the  intersegment  pricing  for  these  engines  and  parts  and  accessories  are  based  upon  and 
consistent with selling prices to third-party customers.

Information about the operations of Brunswick's reportable segments is set forth below:

(in millions)

Propulsion

Engine P&A

Navico Group 

Boat

Net Sales

Operating Earnings (Loss)

Total Assets

2023

2022

2021

2023

2022

2021

2023

2022

$  2,763.8  $  2,824.0  $  2,504.7  $  494.7  $  522.9  $  449.7  $  1,648.7  $  1,516.7 

  1,199.8 

  1,310.2 

  1,371.7 

217.4 

914.7 

  1,069.3 

688.3 

5.2 

  1,989.4 

  2,119.4 

  1,703.1 

155.6 

268.0 

68.2 

212.8 

282.4 

855.6 

868.6 

53.4 

  2,074.3 

  2,169.0 

142.3 

874.8 

Corporate/Other

— 

— 

— 

(138.0)   

(124.1)   

(114.9)   

777.1 

Segment Eliminations

(466.3)   

(510.7)   

(421.6)   

— 

— 

— 

— 

Total

$  6,401.4  $  6,812.2  $  5,846.2  $  734.9  $  947.8  $  812.9  $  6,230.5  $  6,321.3 

(in millions)

Propulsion

Engine P&A

Navico Group

Boat

Corporate/Other

Total

Depreciation

Amortization

2023

2022

2021

2023

2022

2021

$ 

124.3  $ 

98.8  $ 

84.2  $ 

4.7  $ 

3.1  $ 

15.2 

12.3 

49.0 

3.5 

11.0 

13.5 

42.1 

2.5 

10.5 

8.2 

36.7 

2.5 

0.7 

55.7 

5.0 

2.5 

0.7 

55.2 

3.3 

1.0 

— 

0.7 

33.5 

1.8 

— 

$ 

204.3  $ 

167.9  $ 

142.1  $ 

68.6  $ 

63.3  $ 

36.0 

77

829.8 

937.2 

— 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

(in millions)

Propulsion

Engine P&A

Navico Group

Boat

Corporate/Other

Total

Geographic Segments

(in millions)

United States

International

Corporate/Other

Total

Capital Expenditures

Research & Development Expense

2023

2022

2021

2023

2022

2021

$ 

157.1  $ 

236.1  $ 

162.2  $ 

99.6  $ 

104.6  $ 

17.9 

26.3 

72.3 

15.7 

25.7 

24.4 

86.6 

15.5 

15.3 

15.2 

63.6 

10.8 

1.4 

48.0 

26.9 

9.3 

1.3 

66.1 

26.7 

4.2 

93.8 

1.6 

34.7 

21.1 

3.3 

$ 

289.3  $ 

388.3  $ 

267.1  $ 

185.2  $ 

202.9  $ 

154.5 

Net sales

Net property

2023

2022

2021

2023

2022

$  4,449.8  $  4,699.2  $  3,961.9  $ 

1,182.7  $ 

1,165.8 

1,951.6 

2,113.0 

1,884.3 

— 

— 

— 

111.4 

21.7 

92.8 

12.2 

$  6,401.4  $  6,812.2  $  5,846.2  $ 

1,315.8  $ 

1,270.8 

Note 6 – Fair Value Measurements 

Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit 
price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market 
participants on the measurement date. Valuation techniques used to measure fair value must maximize the use of 
observable  inputs  and  minimize  the  use  of  unobservable  inputs.  There  is  a  fair  value  hierarchy  based  on  three 
levels of inputs, of which the first two are considered observable and the last unobservable.

• Level 1 - Quoted prices in active markets for identical assets or liabilities. These are typically obtained from 

real-time quotes for transactions in active exchange markets involving identical assets or liabilities.

• Level  2  -  Inputs,  other  than  quoted  prices  included  within  Level  1,  which  are  observable  for  the  asset  or 
liability,  either  directly  or  indirectly.  These  are  typically  obtained  from  readily  available  pricing  sources  for 
comparable instruments. 

• Level 3 - Unobservable  inputs for which there  is  little or  no market activity for the asset or liability. These 
inputs reflect the reporting entity's own assumptions of the data that market participants would use in pricing 
the asset or liability, based on the best information available in the circumstances.

The following table summarizes the Company's financial assets and liabilities measured at fair value on a recurring 
basis:

(in millions)

Cash equivalents

Short-term investments in marketable securities

Restricted cash

Derivative assets

Derivative liabilities

Deferred compensation

Deferred compensation

Liabilities measured at net asset value

Fair Value 
Level

December 31, 
2023

December 31, 
2022

Fair Value

1

1

1

2

2

1

2

$ 

0.4  $ 

0.8 

11.1 

5.2 

13.7 

1.5 

16.1 

12.9 

0.4 

4.5 

12.9 

16.1 

9.9 

1.6 

14.1 

10.4 

Refer  to  Note  12  –  Financial  Instruments  for  additional  information  related  to  the  fair  value  of  derivative  assets 
and liabilities by class.

78

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Note 7 – Investments 

Investments in Marketable Securities

The  Company  may  invest  a  portion  of  its  cash  reserves  in  marketable  debt  securities.  These  investments  are 
reported in Short-term investments in marketable securities on the Consolidated Balance Sheets. 

The following is a summary of the fair values, which were equal to the amortized costs, of the Company's available-
for-sale securities, all due in one year or less, as of December 31, 2023 and 2022.

(in millions)

Commercial Paper

U.S. Treasury Bills

Total available-for-sale-securities

December 31, 
2023

December 31, 
2022

$ 

$ 

—  $ 

0.8 

0.8  $ 

3.7 

0.8 

4.5 

The Company had $3.8 million, $56.4 million and $55.9 million of maturities of available-for-sale securities in 2023, 
2022, and 2021, respectively.

Equity Investments

The  Company  has  certain  unconsolidated  international  and  domestic  affiliates  that  are  accounted  for  using  the 
equity  method.  The  equity  method  is  applied  in  situations  in  which  the  Company  has  the  ability  to  exercise 
significant  influence,  but  not  control,  over  the  investees.  Management  reviews  equity  investments  for  impairment 
whenever  indicators  are  present,  suggesting  that  the  carrying  value  of  an  investment  is  not  recoverable.  The 
following  items  are  examples  of  impairment  indicators:  significant,  sustained  declines  in  an  investee’s  revenue, 
earnings,  and  cash  flow  trends;  adverse  market  conditions  of  the  investee’s  industry  or  geographic  area;  the 
investee’s inability to execute its operating plan; the investee’s inability to continue operations measured by several 
items,  including  liquidity;  and  other  factors.  Once  an  impairment  indicator  is  identified,  management  uses 
considerable  judgment  to  determine  if  the  decline  in  value  is  other-than-temporary.  If  the  decline  in  value  is 
determined to be other-than-temporary, then the equity investment is written down to its estimated fair value. Such a 
write down could negatively impact reported results of operations. 

The  Company  has  a  50  percent  interest  in  TN-BC  Holdings  LLC  (the  Joint  Venture),  which  is  a  joint  venture 
accounted  for  as  an  equity  method  investment,  between  the  Company  and  TechNexus  Holdings  LLC  formed  in 
2017.  During  the  year  ended  December  31,  2023,  the  Company  recorded  an  impairment  charge  of  $19.2  million 
due to a decline in the fair value of its investment in the Joint Venture, as a result of a reduction in value of certain of 
the  Joint  Venture's  underlying  investments.  The  impairment  charge  is  included  in  Equity  (loss)  earnings  in  the 
Consolidated Statements of Operations.

The Company has a 50 percent interest in a Japanese manufacturing company, Tohatsu Marine Corporation (TMC), 
which  is  accounted  for  as  an  equity  method  investment.  The  Company  purchases  engines  from  TMC,  which  are 
sold  mostly  in  international  markets.  The  Company  reported  a  net  amount  payable  to  TMC  of  $15.5  million  and 
$43.1  million  as  of  December  31,  2023  and  December  31,  2022,  respectively,  within  Accounts  payable  in  the 
Consolidated Balance Sheets. Purchases from TMC were $80.2 million, $137.7 million and $135.1 million in 2023, 
2022, and 2021, respectively. 

Refer to Note 8 – Financing Joint Venture for more details on the Company’s Brunswick Acceptance Company, 
LLC joint venture. 

Note 8 – Financing Joint Venture 

The Company, through its Brunswick Financial Services Corporation (BFS) subsidiary, owns a 49 percent interest in 
a  joint  venture,  Brunswick Acceptance  Company,  LLC  (BAC).  CDF  Joint  Ventures,  LLC  (CDFJV),  a  subsidiary  of 
Wells Fargo and Company, owns the remaining 51 percent. 

79

 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

In  March  of  2021,  the  parties  entered  into  an  amended  and  restated  joint  venture  agreement  (JV Agreement)  to 
extend  the  term  of  their  financial  services  through  December  31,  2025,  which  included  expanded  financing  to 
Freedom  Boat  Club  franchisees. The  JV Agreement  contains  a  financial  covenant  that  conforms  to  the  maximum 
leverage  ratio  test  in  the  Credit  Facility  described  in  Note  14  –  Debt.  The  JV  Agreement  contains  provisions 
allowing for the renewal of the agreement or the purchase of the other party's interest in the joint venture at the end 
of its term. Alternatively, either partner may terminate the agreement at the end of its term.

BAC  is  funded  in  part  through  a  $1.0  billion  secured  borrowing  facility  from  Wells  Fargo  Commercial  Distribution 
Finance, LLC (WFCDF), which is in place through the term of the joint venture, and with equity contributions from 
both partners. BAC also sells a portion of its receivables to a securitization facility, the Wells Fargo Dealer Floorplan 
Master Note Trust, which is arranged by Wells Fargo. The sales of these receivables meet the requirements of a 
"true sale" and are therefore not retained on the financial statements of BAC. Neither the Company nor any of its 
subsidiaries  guarantee  the  indebtedness  of  BAC.  In  addition,  BAC  is  not  responsible  for  any  continuing  servicing 
costs or obligations with respect to the securitized receivables. 

The  Company  considers  BFS's  investment  in  BAC  as  an  investment  in  a  variable  interest  entity  of  which  the 
Company is not the primary beneficiary. As a result, the Company accounts for BFS's investment in BAC under the 
equity  method  and  records  it  as  a  component  of  Equity  investments  in  its  Consolidated  Balance  Sheets.  The 
Company records BFS's share of income or loss in BAC based on its ownership percentage in the joint venture in 
Equity (loss) earnings in its Consolidated Statements of Operations. BFS's equity investment is adjusted monthly to 
maintain a 49 percent interest in accordance with the capital provisions of the JV Agreement. The Company funds 
its  investment  in  BAC  through  cash  contributions  and  reinvested  earnings.  BFS's  total  investment  in  BAC  as  of 
December 31, 2023 and December 31, 2022 was $27.2 million and $20.3 million, respectively.

The Company's maximum loss exposure relating to BAC is detailed as follows:

(in millions)

Investment
Repurchase and recourse obligations (A)
Liabilities (B)
Total maximum loss exposure

December 31,
2023

December 31,
2022

$ 

$ 

27.2  $ 

43.1 

(2.2)   

68.1  $ 

20.3 

41.4 

(1.1) 

60.6 

(A) Repurchase  and  recourse  obligations  are  off-balance  sheet  obligations  provided  by  the  Company  for  the  Propulsion,  Engine  P&A,  Navico 
Group and Boat segments, respectively, and are included within the Maximum Potential Obligations disclosed in Note 11 – Commitments 
and  Contingencies.  Repurchase  and  recourse  obligations  include  a  North  American  repurchase  agreement  with  WFCDF  and  could  be 
reduced  by  repurchase  activity  occurring  under  other  similar  agreements  with  WFCDF  and  affiliates.  The  Company's  risk  under  these 
repurchase arrangements is partially mitigated by the value of the products repurchased as part of the transaction. Amounts above exclude 
any potential recoveries from the value of the repurchased product.  

(B) Represents  accrued  amounts  for  potential  losses  related  to  recourse  exposure  and  the  Company's  expected  losses  on  obligations  to 

repurchase products, after giving effect to proceeds anticipated to be received from the resale of these products to alternative dealers.

BFS recorded income related to the operations of BAC of $8.6 million, $4.5 million and $2.1 million in Equity (loss) 
earnings in the Consolidated Statements of Operations for the years ended December 31, 2023, 2022 and 2021, 
respectively.  

Cash Flows

BFS reported cash flows from operating activities of $8.2 million, $4.3 million and $2.1 million within Other, net on 
the Consolidated Statements of Cash Flows in 2023, 2022 and 2021, respectively. 

In 2023, BFS reported net cash flows from investing activities within Investments on the Consolidated Statements of 
Cash Flows. Such cash flows for 2023 were $(6.4) million, consisting of $7.2 million of cash received and $(13.6) 
million  of  cash  contributions;  in  2022  were  $(9.2)  million,  consisting  of  $2.8  million  of  cash  received  and  $(12.0) 
million of cash contributions; and in 2021 were $2.5 million, consisting of $6.5 million of cash received and $(4.0) 
million of cash contributions.

80

 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Note 9 – Goodwill and Other Intangibles 

Changes  in  the  Company's  goodwill  by  segment  during  the  periods  ended  December  31,  2023  and  2022  are 
summarized below:

(in millions)

December 31, 2021

Acquisitions

Adjustments

December 31, 2022

Acquisitions

Adjustments

December 31, 2023

$ 

$ 

$ 

Propulsion

Engine P&A

Navico Group

Boat

Total

14.7  $ 

233.1  $ 

581.8  $ 

— 

(0.7)   

14.0  $ 

38.5 

1.6 

58.8  $ 

66.6 

(0.4)   

— 

(0.3)   

— 

14.0 

232.8  $ 

595.8  $ 

125.0  $ 

— 

0.2 

— 

3.9 

14.0 

4.9 

888.4 

66.6 

12.6 

967.6 

52.5 

10.6 

54.1  $ 

233.0  $ 

599.7  $ 

143.9  $ 

1,030.7 

See Note 4 – Acquisitions for further details on the Company's acquisitions. Adjustments in both periods include 
the  effect  of  foreign  currency  translation  on  goodwill  denominated  in  currencies  other  than  the  U.S.  dollar.  In 
addition, adjustments during the year ended December 31, 2023 also include $4.8 million of purchase accounting 
adjustments from 2022 Freedom Boat Club acquisitions, a majority of which related to boat fleet fair market value 
adjustments.  

As discussed in Note 1 –  Significant Accounting Policies, effective January 1, 2023, we changed our reportable 
segments.  Concurrent  with  the  change  in  reportable  segments,  the  Navico  Group  operating  segment  is  now  also 
the reporting unit at which we evaluate goodwill for impairment. As a result of this change, we evaluated impairment 
indicators  at  the  previous  reporting  units  immediately  prior  to  the  change  and  at  the  Navico  Group  reporting  unit 
immediately following the change and concluded there were no indicators of impairment.

The Company performed its required fourth quarter goodwill impairment assessment and determined the fair value 
of its reporting units exceeded the carrying value, and therefore, no goodwill impairment was recorded. As part of 
the impairment assessment, we determined that our Navico Group reporting unit had an estimated fair value that 
was not significantly in excess of its carrying value. The Navico Group reporting unit has goodwill assigned to it of 
$599.7 million as of December 31, 2023 and its fair value exceeded its carrying value by approximately 10% in the 
current  year  impairment  assessment.  As  the  fair  value  is  not  significantly  in  excess  of  the  carrying  value,  we 
performed  sensitivity  analyses  on  certain  assumptions.  Holding  other  assumptions  constant,  a  100  basis  point 
increase in the discount rate results in the fair value of the reporting unit approximating its carrying value. Holding 
other assumptions constant, a 100 basis point  decrease in the forecasted revenue compound annual growth rate 
would  not  result  in  an  impairment.  There  was  no  accumulated  impairment  loss  on  Goodwill  as  of  December  31, 
2023 or 2022.

The Company's intangible assets, included within Other intangibles, net on the Consolidated Balance Sheets as of 
December 31, 2023 and 2022, are summarized by intangible asset type below:

(in millions)

Intangible assets:
  Customer relationships (A)
  Trade names
  Developed technology (A)
  Other (A)
     Total

2023

2022

Gross 
Amount

Accumulated 
Amortization

Gross 
Amount

Accumulated 
Amortization

$ 

907.3  $ 

(428.6)  $ 

897.4  $ 

(386.1) 

311.5 

167.5 

91.2 

— 

(24.3)   

(46.6)   

305.4 

160.0 

67.6 

— 

(13.3) 

(33.6) 

$ 

1,477.5  $ 

(499.5)  $ 

1,430.4  $ 

(433.0) 

(A) The  weighted  average  remaining  amortization  period  for  Customer  relationships,  Developed  technology  and  Other  intangibles  assets  was 

11.2 years, 12.7 years, and 4.0 years, respectively, as of December 31, 2023.

81

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Other  intangible  assets  primarily  consist  of  software,  patents  and  franchise  agreements.  Gross  and  related 
accumulated  amortization  amounts  include  adjustments  related  to  the  impact  of  foreign  currency  translation.  See 
Note  4  –  Acquisitions  for  further  details  on  intangibles  acquired  during  2023  and  2022. Aggregate  amortization 
expense for intangibles was $68.6 million, $63.3 million and $36.0 million for the years ended December 31, 2023, 
2022 and 2021, respectively. Estimated amortization expense for intangible assets is $69.3 million for each of the 
years ending December 31, 2024, 2025, 2026, and 2027, and $69.1 million for the year ending December 31, 2028.

The  Company  tests  its  intangible  assets  for  impairment  during  the  fourth  quarter  of  each  year,  or  whenever  a 
change in events and circumstances (triggering event) occurs that indicates the fair value of intangible assets may 
be below their carrying values. The Company recorded impairment charges of $16.6 million during the year ended 
December  31,  2023,  including  a  $13.0  million  impairment  of  its  Navico  trade  name  as  a  result  of  declines  in 
forecasted  revenues  primarily  driven  by  macroeconomic  factors  and  a  decline  in  market  conditions  and  a  $3.0 
million  impairment  associated  with  the  decision  to  no  longer  go  to  market  under  the  Garelick  trade  name.  The 
Company  recorded  $17.4  million  of  impairment  charges  during  the  year  ended  December  31,  2022  related  to 
capitalized  software  intangible  assets  that  will  not  be  placed  into  service.  The  Company  did  not  record  any 
intangible asset impairments in 2021. 

Note 10 – Income Taxes

The sources of Earnings before income taxes were as follows: 

(in millions)

United States

Foreign

Earnings before income taxes

The Income tax provision consisted of the following:

(in millions)

Current tax expense:

U.S. Federal

State and local

Foreign

Total current

Deferred tax expense (benefit):

U.S. Federal

State and local

Foreign

Total deferred

2023

2022

2021

$ 

$ 

364.4  $ 

603.2  $ 

264.5 

250.4 

628.9  $ 

853.6  $ 

537.0 

199.4 

736.4 

2023

2022

2021

$ 

88.7  $ 

109.8  $ 

17.3 

73.9 

179.9 

20.3 

61.1 

191.2 

17.2 

10.2 

(11.0)   

16.4 

(24.6)   

1.5 

4.2 

(18.9)   

84.3 

11.2 

67.3 

162.8 

(4.9) 

(5.9) 

(11.0) 

(21.8) 

Income tax provision

$ 

196.3  $ 

172.3  $ 

141.0 

82

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Temporary differences and carryforwards giving rise to deferred tax assets and liabilities as of December 31, 2023 
and 2022 are summarized in the table below:

(in millions)

Deferred tax assets:

Loss carryforwards

Tax credit carryforwards

Deferred revenue

Product warranties

Sales incentives and discounts

Operating lease liabilities

Interest expense

Equity compensation

Other

Gross deferred tax assets

Valuation allowance

Deferred tax assets

Deferred tax liabilities:

Depreciation and amortization

Operating lease assets

State and Local income taxes

Other

Deferred tax liabilities

2023

2022

$ 

59.9  $ 

56.1 

38.0 

35.4 

33.3 

29.8 

17.6 

13.1 

73.2 

56.8 

52.9 

36.3 

33.6 

29.2 

24.4 

18.0 

13.5 

66.2 

356.4 

(71.3)   

285.1 

330.9 

(52.8) 

278.1 

(54.5)   

(27.6)   

(22.7)   

(5.9)   

(81.7) 

(21.8) 

(22.7) 

(9.3) 

(110.7)   

(135.5) 

Total net deferred tax assets

$ 

174.4  $ 

142.6 

As  of  December  31,  2023,  the  Company  had  a  total  valuation  allowance  against  its  deferred  tax  assets  of  $71.3 
million.  The  remaining  realizable  value  of  deferred  tax  assets  as  of  December  31,  2023  was  determined  by 
evaluating the potential to recover the value of these assets through the utilization of tax loss and credit carrybacks, 
the reversal of existing taxable temporary differences and carryforwards, certain tax planning strategies and future 
taxable  income  exclusive  of  reversing  temporary  differences  and  carryforwards.  As  of  December  31,  2023,  the 
Company  retained  valuation  allowance  reserves  of  $50.2  million  against  deferred  tax  assets  in  the  U.S.  primarily 
related  to  state  tax  credits  that  are  subject  to  restrictive  rules  for  future  utilization,  various  state  operating  loss 
carryforwards,  and  non-amortizable  intangibles  and  valuation  allowances  of  $21.1  million  for  deferred  tax  assets 
related to foreign jurisdictions, primarily Luxembourg.

As of December 31, 2023, the tax benefit of loss carryforwards totaling $60.3 million was available to reduce future 
tax liabilities. This deferred tax asset was comprised of $1.1 million for the tax benefit of federal net operating loss 
(NOL) carryforwards, $24.0 million for the tax benefit of state NOL carryforwards and $35.2 million for the tax benefit 
of foreign NOL carryforwards. NOL carryforwards of $43.1 million expire at various intervals between the years 2024 
and 2043, while $17.2 million have an unlimited life.

As  of  December  31,  2023,  tax  credit  carryforwards  totaling  $56.1  million  were  available  to  reduce  future  tax 
liabilities. This deferred tax asset was comprised of $6.6 million related to federal tax credits, $48.4 million of various 
state tax credits related to research and development, capital investment and job incentives and $1.1 million related 
to foreign tax credits. These tax credit carryforwards expire at various intervals between the years 2024 and 2042.

83

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

No  deferred  income  taxes  have  been  provided  as  of  December  31,  2023  or  2022  on  the  applicable  undistributed 
earnings  of  the  non-U.S.  subsidiaries  where  the  indefinite  reinvestment  assertion  has  been  applied.  If  at  some 
future date these earnings cease to be indefinitely reinvested and are repatriated, the Company may be subject to 
additional U.S. income taxes and foreign withholding and other taxes on such amounts. Remittances from foreign 
subsidiaries  are  generally  not  subject  to  U.S.  income  taxation.  These  remittances  are  either  excluded  from  U.S. 
taxable income as earnings that have already been subjected to taxation or in the alternative are subject to a 100 
percent foreign dividends received deduction. The Company continues to provide deferred taxes, primarily related 
to foreign withholding taxes, on the undistributed net earnings of foreign subsidiaries and unconsolidated affiliates 
that  are  not  deemed  to  be  indefinitely  reinvested  in  operations  outside  the  United  States,  although  such  amounts 
were immaterial as of December 31, 2023 and 2022. We have not provided for deferred taxes on the outside basis 
differences  in  our  investments  in  our  foreign  subsidiaries.  A  determination  of  the  unrecognized  deferred  taxes 
related to these outside basis differences is not practicable.

As  of  December  31,  2023,  2022  and  2021  the  Company  had  $9.3  million,  $7.8  million  and  $10.1  million  of  gross 
unrecognized tax benefits, including interest, respectively. Substantially all of these amounts, if recognized, would 
impact the Company's tax provision and the effective tax rate.

The Company recognizes interest and penalties related to unrecognized tax benefits in income tax expense. As of 
December 31, 2023, 2022 and 2021, the amounts accrued for interest and penalties were not material.

The following is a reconciliation of the total amounts of unrecognized tax benefits excluding interest and penalties 
for the 2023, 2022 and 2021 annual reporting periods:

(in millions)

Balance as of January 1

Gross increases - tax positions prior periods

Gross decreases - tax positions prior periods

Gross increases - current period tax positions

Decreases - settlements with taxing authorities

Balance as of December 31

2023

2022

2021

$ 

7.5  $ 

9.7  $ 

0.9 

— 

— 

— 

0.5 

(2.1)   

— 

(0.6)   

$ 

8.4  $ 

7.5  $ 

3.7 

5.9 

(0.2) 

0.5 

(0.2) 

9.7 

The  Company  believes  it  is  reasonably  possible  that  the  total  amount  of  gross  unrecognized  tax  benefits  as  of 
December 31, 2023 could decrease by approximately $2.1 million in 2024 due to settlements with taxing authorities 
or lapses in applicable statutes of limitation. Due to the various jurisdictions in which the Company files tax returns 
and the uncertainty regarding the timing of the settlement of tax audits, it is possible that there could be significant 
changes in the amount of unrecognized tax benefits in 2024, but the amount cannot be estimated at this time.

The Company is regularly audited by federal, state and foreign tax authorities. The Internal Revenue Service (IRS) 
has completed its field examination and has issued its Revenue Agents Report through the 2014 tax year and all 
open  issues  have  been  resolved.  The  Company  is  currently  open  to  tax  examinations  by  the  IRS  for  the  2020 
through 2022 tax years. The Company is open to state and local tax audits in major tax jurisdictions dating back to 
the  2017  taxable  year.  The  Company  is  no  longer  subject  to  income  tax  examinations  by  any  major  foreign  tax 
jurisdiction for years prior to 2015.

Many  countries  are  implementing  local  legislation  based  upon  the  Organization  for  Economic  Co-operation  and 
Development’s base erosion and profit shifting project, the Pillar Two framework, which imposes a global minimum 
corporate tax rate of 15%. The Company will continue to monitor the implementation of the Pillar Two rules in the 
jurisdictions in which it operates.

84

 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The difference between the actual income tax provision and the tax provision computed by applying the statutory 
Federal income tax rate to Earnings before income taxes is attributable to the following:

(in millions)

Income tax provision at 21 percent

State and local income taxes, net of federal income tax effect

Deferred tax asset valuation allowance

Equity compensation

Change in estimates related to prior years and prior years amended tax return filings

Federal and state tax credits

Taxes related to foreign income, net of credits

Deferred tax reassessment

FDII deduction

Intercompany sales of intellectual property rights

Nondeductible loss on intercompany sale

Other

Actual income tax provision

Effective tax rate

2023

2022

2021

$  132.1 

$  179.3 

$  154.6 

13.3 

17.8 

(1.3) 

1.8 

19.5 

(10.4) 

(2.9) 

(1.3) 

18.0 

(24.2) 

(1.8) 

3.5 

(15.2) 

(16.6) 

(14.9) 

(4.5) 

2.5 

(16.6) 

53.1 

6.9 

6.4 

12.1 

6.4 

5.5 

6.4 

(18.4) 

(15.3) 

— 

— 

4.6 

— 

— 

9.2 

$  196.3 

$  172.3 

$  141.0 

 31.2 %

 20.2 %

 19.1 %

For the year ended December 31, 2023, the Company recorded $17.8 million of income tax expense related to an 
increase in its valuation allowance on deferred tax assets and $53.1 million of income tax expense related to the 
intercompany sales of intellectual property (IP) rights. The valuation allowance increase is primarily due to certain 
federal tax credits, impairment of certain investments, and state credits and NOLs that may not be realized in future 
years. The sales of the IP rights were to better align the ownership of these rights with how our business operates.

During  2021,  the  Company  recorded  a  $21.0  million  income  tax  benefit  related  to  the  release  of  a  portion  of  the 
Company’s valuation allowance. This was due  to  a  reassessment of the realizability of certain federal tax credits, 
state  tax  credits  and  state  NOLs.  The  conclusion  to  release  the  valuation  allowance  was  based  upon  sustained 
positive operating performance of its U.S. operations and the availability of expected future taxable income, leading 
the  Company  to  believe  that  it  is  more  likely  than  not  that  the  benefit  of  these  U.S.  deferred  tax  assets  will  be 
realized.

Note 11 – Commitments and Contingencies 

Financial Commitments

The Company has entered into guarantees of indebtedness of third parties, primarily in connection with customer 
financing programs. Under these arrangements, the Company has guaranteed customer obligations to the financial 
institutions  in  the  event  of  customer  default,  generally  subject  to  a  maximum  amount  that  is  less  than  the  total 
outstanding obligations. The Company has also extended guarantees to third parties that have purchased customer 
receivables 
its 
customers.  Potential  payments  in  connection  with  these  customer  financing  arrangements  generally  extend  over 
several  years. The  single  year  and  maximum  potential  cash  obligations  associated  with  these  customer  financing 
arrangements as of December 31, 2023 and December 31, 2022 were $66.6 million and $71.7 million, respectively. 

instances,  has  guaranteed  secured 

from  Brunswick  and, 

financing  of 

in  certain 

term 

In most instances, upon repurchase of the receivable or note, the Company receives rights to the collateral securing 
the financing. The Company’s risk under these arrangements is partially mitigated by the value of the collateral that 
secures the financing. 

85

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The  Company  has  accounts  receivable  sale  arrangements  with  third  parties  which  are  included  in  the  guarantee 
arrangements  discussed  above.  The  Company  treats  the  sale  of  receivables  in  which  the  Company  retains  an 
interest  as  a  secured  obligation  as  the  transfers  of  the  receivables  under  these  arrangements  do  not  meet  the 
requirements of a "true sale." Accordingly, the current portion of receivables underlying these arrangements of $4.3 
million and $4.1 million was recorded in Accounts and notes receivable and Accrued expenses as of December 31, 
2023  and  December  31,  2022,  respectively. As  of  December  31,  2023  and  2022,  the  Company  did  not  have  any 
long-term receivables related to these arrangements.

The Company has also entered into arrangements with third party lenders in which it has agreed, in the event of a 
customer  or  franchisee  default,  to  repurchase  from  the  third  party  lender  those  Brunswick  products  repossessed 
from the customer or franchisee. These arrangements are typically subject to a maximum repurchase amount. The 
single year and maximum potential cash payments the Company could be required to make to repurchase collateral 
as  of  December  31,  2023  and  December  31,  2022  were  $81.1  million  and  $69.9  million,  respectively.  Included 
within this repurchase amount are amounts related to BAC, as discussed in Note 8 – Financing Joint Venture.

The  Company’s  risk  under  these  repurchase  arrangements  is  partially  mitigated  by  the  value  of  the  products 
repurchased as part of the transaction. The Company had $1.7 million and $0.8 million accrued for potential losses 
related  to  repurchase  exposure  as  of  December  31,  2023  and  December  31,  2022,  respectively. The  Company’s 
repurchase accrual represents the expected losses that could result from obligations to repurchase products, after 
giving effect to proceeds anticipated to be received from the resale of those products to alternative dealers.

The Company has recorded its estimated net liability associated with losses from these guarantee and repurchase 
obligations on its Consolidated Balance Sheets based on historical experience and current facts and circumstances. 
Historical  cash  requirements  and  losses  associated  with  these  obligations  have  not  been  significant,  but  could 
increase if dealer defaults exceed current expectations.

Financial institutions have issued standby letters of credit and surety bonds conditionally guaranteeing obligations 
on  behalf  of  the  Company  totaling  $8.5  million  and  $18.4  million,  respectively,  as  of  December  31,  2023. A  large 
portion  of  these  standby  letters  of  credit  and  surety  bonds  are  related  to  the  Company’s  self-insured  workers' 
compensation  program  as  required  by  its  insurance  companies  and  various  state  agencies.  The  Company  has 
recorded reserves to cover the anticipated liabilities associated with these programs. Under certain circumstances, 
such as an event of default under the Company's revolving credit facility, or, in the case of surety bonds, a ratings 
downgrade, the Company could be required to post collateral to support the outstanding letters of credit and surety 
bonds.  The  Company  was  not  required  to  post  letters  of  credit  as  collateral  against  surety  bonds  as  of 
December 31, 2023.

The Company has a collateral trust arrangement with insurance carriers and a trustee bank. The trust is owned by 
the Company, but the assets are pledged as collateral against workers’ compensation related obligations in lieu of 
other  forms  of  collateral  including  letters  of  credit.  In  connection  with  this  arrangement,  the  Company  had  $8.3 
million and $8.0 million of cash in the trust as of December 31, 2023 and December 31, 2022, respectively, which 
was classified as Restricted cash in the Company's Consolidated Balance Sheets.

Product Warranties

The  Company  records  a  liability  for  product  warranties  at  the  time  of  the  related  product  sale.  The  liability  is 
estimated using historical warranty experience, projected claim rates and expected costs per claim. The Company 
adjusts  its  liability  for  specific  warranty  matters  when  they  become  known  and  the  exposure  can  be 
estimated.  Product  failure  rates  as  well  as  material  usage  and  labor  costs  incurred  in  correcting  a  product  failure 
affect  the  Company's  warranty  liabilities.  If  actual  costs  differ  from  estimated  costs,  the  Company  must  make  a 
revision  to  the  warranty  liability.  Changes  in  the  Company's  warranty  liabilities  resulting  from  the  Company's 
experience  and  adjustments  related  to  changes  in  estimates  are  included  as  aggregate  changes  for  preexisting 
warranties presented in the table below.

86

 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The  following  activity  related  to  product  warranty  liabilities  was  recorded  in  Accrued  expenses  during  the  years 
ended December 31, 2023 and December 31, 2022:

(in millions)

Balance at beginning of period

Payments

Provisions/additions for contracts issued/sold

Aggregate changes for preexisting warranties

Foreign currency translation

Acquisitions

Other

Balance at end of period

Extended Product Warranties

2023

2022

$ 

146.7  $ 

129.3 

(92.4)   

89.9 

9.3 

0.8 

0.3 

3.0 

(63.1) 

82.7 

(0.7) 

(1.2) 

— 

(0.3) 

$ 

157.6  $ 

146.7 

End users of the Company's products may purchase a contract from the Company that extends product warranty 
beyond the standard period. For certain extended warranty contracts in which the Company retains the warranty or 
administration obligation, a deferred revenue liability is recorded based on the aggregate sales price for contracts 
sold. The liability is reduced and revenue is recognized on a straight-line basis over the contract period during which 
corresponding costs are expected to be incurred. 

The following activity related to deferred revenue for extended product warranty contracts was recorded in Accrued 
expenses and Other long-term liabilities during the years ended December 31, 2023 and December 31, 2022:

(in millions)

Balance at beginning of period

Extended warranty contracts sold

Revenue recognized on existing extended warranty contracts

Foreign currency translation

Other

Balance at end of period

Legal

2023

2022

$ 

112.5  $ 

41.8 

(26.9)   

0.2 

(0.4)   

99.5 

37.0 

(23.2) 

(0.4) 

(0.4) 

$ 

127.2  $ 

112.5 

The Company accrues for litigation exposure when it is probable that future costs will be incurred and such costs 
can be reasonably estimated. Adjustments to estimates are recorded in the period they are identified. Management 
does  not  believe  that  there  is  a  reasonable  possibility  that  a  material  loss  exceeding  the  amounts  already 
recognized for the Company's litigation claims and matters, if any, has been incurred. In light of existing accruals, 
the Company's litigation claims, when finally resolved, are not expected, in the opinion of management, to have a 
material adverse effect on the Company's consolidated financial position, results of operations or cash flows.

Environmental

The Company is involved in certain legal and administrative proceedings under the Comprehensive Environmental 
Response, Compensation, and Liability Act of 1980 and other federal and state legislation governing the generation 
and disposal of certain hazardous wastes. These proceedings, which involve both on- and off-site waste disposal or 
other  contamination,  in  many  instances  seek  compensation  or  remedial  action  from  the  Company  as  a  waste 
generator under Superfund legislation, which authorizes action regardless of fault, legality of original disposition or 
ownership  of  a  disposal  site.  The  Company  has  established  accruals  based  on  a  range  of  cost  estimates  for  all 
known claims.

87

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The  environmental  remediation  and  clean-up  projects  in  which  the  Company  is  involved  have  an  aggregate 
estimated  range  of  exposure  of  approximately  $14.4  million  to  $37.8  million  as  of  December  31,  2023.  As  of 
December  31,  2023  and  2022,  the  Company  had  accruals  for  environmental  liabilities  of  $14.7  million  and  $15.4 
million,  respectively,  which  were  recorded  within  Accrued  expenses  and  Other  long-term  liabilities  in  the 
Consolidated Balance Sheets. The Company recorded $0.7 million, $0.1 million and $0.4 million of environmental 
provisions for the years ended December 31, 2023, 2022 and 2021, respectively.

The  Company  accrues  for  environmental  remediation-related  activities  for  which  commitments  or  clean-up  plans 
have  been  developed  and  for  which  costs  can  be  reasonably  estimated.  All  accrued  amounts  are  generally 
determined in consultation with third party experts on an undiscounted basis and do not consider recoveries from 
third  parties  until  such  recoveries  are  realized.  In  light  of  existing  accruals,  the  Company's  environmental  claims, 
when finally resolved, are not expected to have a material adverse effect on the Company's consolidated financial 
position, results of operations or cash flows.

Note 12 – Financial Instruments 

The Company operates globally with manufacturing and sales facilities around the world, and therefore, is subject to 
both financial and market risk. The Company utilizes normal operating and financing activities, along with derivative 
financial instruments, to minimize these risks.

Derivative Financial Instruments. The Company uses derivative financial instruments to manage its risks associated 
with  movements  in  foreign  currency  exchange  rates  and  interest  rates.  Derivative  instruments  are  not  used  for 
trading or speculative purposes. The Company formally documents its hedge relationships, including identification 
of  the  hedging  instruments  and  the  hedged  items,  as  well  as  its  risk  management  objectives  and  strategies  for 
undertaking  the  hedge  transaction.  This  process  includes  linking  derivatives  that  are  designated  as  hedges  to 
specific forecasted transactions. The Company also assesses, both at the hedge’s inception and monthly thereafter, 
whether the derivatives used in hedging transactions are highly effective in offsetting the changes in the anticipated 
cash flows of the hedged item. If the hedging relationship ceases to be highly effective, or it becomes probable that 
a forecasted transaction is no longer expected to occur, the Company discontinues hedge accounting prospectively 
and  immediately  recognizes  the  gains  and  losses  associated  with  those  hedges.  There  were  no  material 
adjustments as a result of ineffectiveness to the results of operations for the years ended December 31, 2023, 2022 
and 2021. The fair value of derivative financial instruments is determined through market-based valuations and may 
not  be  representative  of  the  actual  gains  or  losses  that  will  be  recorded  when  these  instruments  mature  due  to 
future  fluctuations  in  the  markets  in  which  they  are  traded.  The  effects  of  derivative  financial  instruments  are  not 
expected to be material to the Company’s financial position or results of operations when considered together with 
the underlying exposure being hedged. Use of derivative financial instruments exposes the Company to credit-risk 
with its counterparties when the fair value of a derivative contract is an asset. The Company mitigates this risk by 
entering into derivative contracts with highly rated counterparties. The maximum amount of loss due to counterparty 
credit-risk is limited to the asset value of derivative financial instruments.

Cash Flow Hedges. The Company enters into certain derivative instruments that are designated and qualify as cash 
flow  hedges.  The  Company  executes  both  forward  and  option  contracts,  based  on  forecasted  transactions,  to 
manage foreign currency exchange exposure mainly related to inventory purchase and sales transactions. 

A cash flow hedge requires that as changes in the fair value of derivatives occur, the portion of the change deemed 
to  be  effective  is  recorded  temporarily  in  Accumulated  other  comprehensive  income  (loss)  and  reclassified  into 
earnings in the same period or periods during which the hedged transaction affects earnings. As of December 31, 
2023, the term of derivative instruments hedging forecasted transactions ranged up to 21 months. 

88

Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The following activity related to cash flow hedges was recorded in Accumulated other comprehensive income (loss) 
as of December 31:

(in millions)

Beginning balance

Net change in value of outstanding hedges

Net amount recognized into earnings

Ending balance

Accumulated Unrealized Derivative

Gains (Losses)

2023

2022

Pre-tax

After-tax

Pre-tax

After-tax

$ 

56.5  $ 

36.0  $ 

21.6  $ 

(3.9)   

(13.6)   

(3.3)   

(9.6)   

62.0 

(27.1)   

$ 

39.0  $ 

23.1  $ 

56.5  $ 

9.9 

46.1 

(20.0) 

36.0 

Other  Hedging  Activity.  The  Company  has  entered  into  certain  foreign  currency  forward  contracts  that  have  not 
been  designated  as  a  hedge  for  accounting  purposes.  These  contracts  are  used  to  manage  foreign  currency 
exposure related to changes in the value of assets or liabilities caused by changes in foreign exchange rates. The 
change in the fair value of the foreign currency derivative contract and the corresponding change in the fair value of 
the asset or liability of the Company are both recorded through earnings, each period as incurred.

Cross-Currency Swaps. The Company enters into cross-currency swaps to hedge Euro currency exposures of the 
net  investment  in  certain  foreign  subsidiaries.  The  cross-currency  swaps  were  designated  as  net  investment 
hedges, with the amount of gain or loss associated with the change in fair value of these instruments deferred within 
Accumulated  other  comprehensive  income  (loss)  and  recognized  upon  termination  of  the  respective  investment. 
During the fourth quarter of 2023, the company entered into $250.0 million of cross-currency swap contracts. During 
2022,  the  company  settled  $450.0  million  of  cross-currency  swap  contracts  resulting  in  a  deferred  gain  of 
$42.5 million within Accumulated other comprehensive income (loss). As of December 31, 2023, the notional value 
of cross-currency swap contracts outstanding was $250.0 million. There were no cross-currency swaps outstanding 
as of December 31, 2022.

Commodity Price. The Company uses commodity swaps to hedge anticipated purchases of aluminum and copper. 
As of December 31, 2023 and 2022, the notional value of commodity swap contracts outstanding was $31.8 million 
and  $24.1  million,  respectively.  The  amount  of  gain  or  loss  associated  with  the  change  in  fair  value  of  these 
instruments is deferred in Accumulated other comprehensive income (loss) and recognized in Cost of sales in the 
same  period  or  periods  during  which  the  hedged  transaction  affects  earnings.  As  of  December  31,  2023,  the 
Company  estimates  that  during  the  next  12  months  it  will  reclassify  $0.9  million  of  net  losses  (based  on  current 
prices) from Accumulated other comprehensive income (loss) to Cost of sales.

Foreign Currency Derivatives. The Company enters into forward and option contracts to manage foreign exchange 
exposure related to forecasted transactions and assets and liabilities that are subject to risk from foreign currency 
rate  changes.  These  exposures  include:  product  costs;  revenues  and  expenses;  associated  receivables  and 
payables; intercompany obligations and receivables and other related cash flows.

Forward exchange contracts outstanding as of December 31, 2023 and December 31, 2022 had notional contract 
values  of  $694.6  million  and  $684.8  million,  respectively.  There  were  no  option  contracts  outstanding  as  of 
December  31,  2023  or  December  31,  2022. The  forward  contracts  outstanding  as  of  December  31,  2023  mature 
during 2024 and 2025 and mainly relate to the Euro, Australian dollar, Norwegian krone and Canadian dollar. As of 
December 31, 2023, the Company estimates that, during the next 12 months, it will reclassify approximately $1.7 
million  of  net  gains  (based  on  rates  as  of  December  31,  2023)  from  Accumulated  other  comprehensive  income 
(loss) to Cost of sales.

Interest-Rate  Derivatives.  The  Company  previously  entered  into  forward-starting  interest  rate  swaps  to  hedge  the 
interest rate risk associated with anticipated debt issuances. During 2022, the Company entered into and settled a 
series  of  treasury-lock  swaps  to  hedge  the  interest-rate  risk  associated  with  debt  issuances,  resulting  in  a  net 
deferred gain of $5.1 million. There were no forward-starting interest rate swaps or treasury-lock swaps outstanding 
as of December 31, 2023 or December 31, 2022. 

89

 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The  Company  had  net  deferred  gains  associated  with  forward-starting  interest-rate  swaps  and  the  treasury-lock 
swaps  discussed  above  of  $3.3  million  and  $3.2  million,  as  of  December  31,  2023  and  December  31,  2022, 
respectively.  These  instruments  were  designated  as  cash  flow  hedges  with  gains  and  losses  included  in  
Accumulated other comprehensive income (loss). As of December 31, 2023, the Company estimates that during the 
next  12  months,  it  will  reclassify  approximately  $0.1  million  of  net  gain  resulting  from  Accumulated  other 
comprehensive income (loss) to Interest expense.

As of December 31, 2023 and December 31, 2022, the fair values of the Company’s derivative instruments were:

(in millions)

Asset Derivatives

Derivatives Designated as Cash Flow Hedges

Fair Value

December 31, 2023

December 31, 2022

Foreign exchange contracts

Commodity contracts

Total

Other Hedging Activity

Foreign exchange contracts

Liability Derivatives

Derivatives Designated as Cash Flow Hedges

Foreign exchange contracts

Commodity contracts

Total

Derivatives Designated as Net Investment Hedges

Cross-currency swaps

Other Hedging Activity

Foreign exchange contracts

$ 

$ 

$ 

$ 

$ 

$ 

$ 

4.1  $ 

0.9 

5.0  $ 

15.2 

0.3 

15.5 

0.2  $ 

0.6 

6.1  $ 

0.8 

6.9  $ 

5.0  $ 

1.8  $ 

8.0 

1.1 

9.1 

— 

0.8 

As  of  December  31,  2023  and  December  31,  2022,  asset  derivatives  are  included  within  Prepaid  expenses  and 
other,  and  liability  derivatives  are  included  within  Accrued  expenses  and  Other  long-term  liabilities  in  the 
Consolidated Balance Sheets.

The  effect  of  derivative  instruments  on  the  Consolidated  Statements  of  Operations  for  the  years  ended 
December 31, 2023 and December 31, 2022 is as shown in the tables below.

The  amount  of  gain  (loss)  on  derivatives  recognized  in Accumulated  other  comprehensive  income  (loss)  was  as 
follows: 

(in millions)

Derivatives Designated as Cash Flow Hedging Instruments

December 31, 2023

December 31, 2022

Interest-rate contracts

Foreign exchange contracts

Commodity contracts

Total

Derivatives Designated as Net Investment Hedging Instruments

Cross-currency swaps

$ 

$ 

$ 

—  $ 

3.2 

(2.1)   

1.1  $ 

5.3 

30.6 

(2.1) 

33.8 

(5.0)  $ 

28.2 

90

 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The amount of gain (loss) reclassified from Accumulated other comprehensive income (loss) into earnings was as 
follows:

(in millions)

Derivatives Designated as Cash Flow Hedging Instruments

Location of Gain (Loss)

December 31, 2023 December 31, 2022

Interest-rate contracts

Foreign exchange contracts

Commodity contracts

Total

Interest expense

$ 

Cost of sales

Cost of sales

$ 

(0.1)  $ 

16.8 

(3.1)   

13.6  $ 

(0.3) 

26.0 

1.4 

27.1 

Derivatives Designated as Fair Value Hedging Instruments

Interest-rate contracts

Interest expense

$ 

0.4  $ 

0.7 

Other Hedging Activity

Foreign exchange contracts

Foreign exchange contracts

Total

Cost of sales
Other income (expense), 
net

$ 

$ 

(2.8)  $ 

0.6 

(2.2)  $ 

1.0 

0.9 

1.9 

Fair Value of Other Financial Instruments. The carrying values of the Company’s short-term financial instruments, 
including cash and cash equivalents and accounts and notes receivable, approximate their fair values because of 
the  short  maturity  of  these  instruments. As  of  December  31,  2023  and  December  31,  2022,  the  fair  value  of  the 
Company’s long-term debt, including current maturities, and short-term debt was approximately $2,228.2 million and 
$2,225.0  million,  respectively,  and  was  determined  using  Level  1  and  Level  2  inputs  described  in  Note  6  –  Fair 
Value Measurements, including quoted market prices or discounted cash flows based on quoted market rates for 
similar  types  of  debt.  The  carrying  value  of  long-term  debt,  including  current  maturities,  and  short-term  debt  was 
$2,458.7 million and $2,540.5 million as of December 31, 2023 and December 31, 2022, respectively.

Note 13 – Accrued Expenses 

Accrued Expenses as of December 31, 2023 and 2022 were as follows: 

(in millions)

Compensation and benefit plans 

Product warranties

Sales incentives and discounts

Deferred revenue and customer deposits

Current operating lease liabilities

Interest

Product Liability

Insurance reserves

Derivatives

Real property, personal property and other non-income taxes

Environmental reserves

Legal fees

Income taxes

Other

Total accrued expenses

91

2023

2022

$ 

159.4  $ 

157.6 

186.0 

73.7 

28.3 

28.6 

22.2 

8.7 

8.7 

7.2 

6.2 

4.0 

3.0 

45.8 

180.9 

146.7 

164.2 

70.3 

27.8 

30.6 

8.2 

5.7 

9.9 

6.2 

6.3 

14.6 

10.1 

56.8 

$ 

739.4  $ 

738.3 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

Note 14 – Debt 

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The following table provides the changes in the Company's debt for the year ended December 31, 2023:

(in millions)

Balance as of December 31, 2022

Proceeds from issuances of debt

Repayments of debt
Reclassification of long-term debt (A)
Other

Balance as of December 31, 2023

Short-term debt 
and current 
maturities of long-
term debt

Long-term debt

Total

$ 

89.0  $ 

2,420.0  $ 

2,509.0 

4.7 

(90.5)   

450.7 

0.8 

— 

(0.4)   

(450.7)   

6.8 

4.7 

(90.9) 

— 

7.6 

$ 

454.7  $ 

1,975.7  $ 

2,430.4 

(A) During the third quarter of 2023, $450.0 million of 0.85% Senior Notes due 2024 were reclassified from Long-term debt to Current maturities 

of long-term debt.

Long-term debt as of December 31, 2023 and December 31, 2022 consisted of the following:

(in millions)

Senior Notes, 2.4% due 2031

Senior Notes, 0.85% due 2024

Senior Notes, 4.400% due 2032

Senior Notes, 5.100% due 2052

Senior Notes, 6.375% due 2049

Senior Notes, 6.500% due 2048

Notes, 7.125% due 2027

Senior Notes, 6.625% due 2049
Debentures, 7.375% due 2023 (A)
Other debt

Total debt, excluding unamortized discount and issuance costs

     Unamortized discount and issuance costs

    Short-term debt and current maturities of long-term debt

Total long-term debt

2023

2022

$ 

550.0  $ 

450.0 

450.0 

300.0 

230.0 

185.0 

160.7 

125.0 

— 

12.2 

550.0 

450.0 

450.0 

300.0 

230.0 

185.0 

160.7 

125.0 

80.1 

13.9 

2,462.9 

2,544.7 

(32.5)   

(454.7)   

(35.7) 

(89.0) 

$ 

1,975.7  $ 

2,420.0 

(A) Included in Debentures, 7.375% due 2023 as of December 31, 2022, are the aggregate fair values related to the fixed-to-floating interest rate 
swaps as discussed in Note 12 – Financial Instruments. During the third quarter of 2022, the Debentures were reclassified from Long-term 
debt to Current maturities of long-term debt, of which the remaining principal payments were paid during the third quarter of 2023.

There were no debt issuance costs paid in 2023. Debt issuance costs paid for the years ended December 31, 2022 
and 2021 were $8.2 million and $7.1 million, respectively. Debt issuance costs are reported in Net proceeds from 
issuances  of  long-term  debt  within  cash  flows  from  financing  activities  on  the  Consolidated  Statements  of  Cash 
Flows.

Scheduled maturities as of December 31, 2023 consisted of the following:

(in millions)

2024

2025

2026

2027

2028

Thereafter

Total debt, excluding unamortized discount and issuance costs

92

$ 

455.4 

2.2 

2.2 

162.2 

0.9 

1,840.0 

$ 

2,462.9 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Activity

2032 and 2052 Notes

In March 2022, the Company issued an aggregate principal amount of $450.0 million of 4.400% Senior Notes due 
2032 (the 2032 Notes) and $300.0 million of 5.100% Senior Notes due 2052 (the 2052 Notes and, together with the 
2032  Notes,  the  Notes)  in  a  public  offering,  which  resulted  in  aggregate  net  proceeds  to  the  Company  of 
$741.8 million. The Company used the net proceeds from the sale of the Notes for general corporate purposes.

2024 and 2031 Notes

In August 2021, the Company issued an aggregate principal amount of $450.0 million of 0.850% Senior Notes due 
2024 (the 2024 Notes) and $550.0 million of 2.400% Senior Notes due 2031 (the 2031 Notes) in a public offering, 
which resulted in aggregate net proceeds to the Company of $992.9 million. Net proceeds from the offering were 
used for the acquisition of Navico and for general corporate purposes. 

Tender Offers

In August  2021,  the  Company  commenced  tender  offers  to  purchase  for  cash  the  7.375%  debentures  due  2023 
(2023 Debentures) and 7.125% Notes due 2027 (2027 Notes). The tender offers expired on August 10, 2021. At the 
expiration date, $23.4 million of the $103.1 million aggregate principal amount of outstanding 2023 Debentures and 
$2.5 million of the $163.3 million aggregate principal amount of outstanding 2027 Notes were validly tendered and 
not  validly  withdrawn.  This  amount  excludes  outstanding  securities  tendered  pursuant  to  the  guaranteed  delivery 
procedures  described  in  the  tender  offer  documents,  which  remain  subject  to  the  holders'  performance  of  the 
delivery requirements under such procedures. The Company recognized a loss on early extinguishment of debt of 
$4.2 million related to the tender offers.

Debentures

During 2023, the Company made the remaining principal repayments, totaling $79.7 million, of its 2023 Debentures. 
The  debentures  were  repaid  at  100  percent  of  the  principal  amount  plus  accrued  interest  in  accordance  with  the 
provisions of the debentures.

Term Loan

During 2022, the Company made the remaining principal repayments, totaling $56.3 million, of its 2023 floating-rate 
term loan. The term loan was redeemed at 100 percent of the principal amount plus accrued interest in accordance 
with the redemption provisions of the term loan. The Company recognized a loss on early extinguishment of debt of 
$0.1  million  related  to  the  term  loan  redemption.  During  2021,  the  Company  made  principal  repayments  totaling 
$95.0 million. 

Senior Notes due 2049

In  March  2019,  the  Company  issued  an  aggregate  principal  amount  of  $230.0  million  of  its  6.375%  Senior  Notes 
due April  2049  (6.375%  Notes)  in  a  public  offering,  which  resulted  in  aggregate  net  proceeds  to  the  Company  of 
$222.0 million. Net proceeds from the offering of the 6.375% Notes were used to prepay all of the $150.0 million, 3-
year tranche loan due 2021 and for general corporate purposes. 

93

Index to Financial Statements

Credit Facility

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The Company maintains a Revolving Credit Agreement (Credit Facility). In March 2022, the Company amended its 
Credit  Facility  with  certain  wholly-owned  subsidiaries  of  the  Company  as  subsidiary  borrowers  and  lenders  as 
parties, and JPMorgan as administrative agent. This amends and restates the Credit Facility dated as of March 21, 
2011,  as  amended  and  restated  on  July  16,  2021.  The  amended  Credit  Facility  increased  the  revolving 
commitments to $750.0 million, with the capacity to add up to $100.0 million of additional revolving commitments, 
and amended the Credit Facility in certain respects, including, among other things:

•

•

Extending the maturity date to March 31, 2027, with up to two one-year extensions available.

Transitioning  the  reference  rate  for  loans  denominated  in  U.S.  dollars  from  the  London  Interbank  Offered 
Rate (LIBOR) to the term Secured Overnight Financing Rate (SOFR) with a credit-spread adjustment of 10 
basis points to be added to the reference rate for borrowings of U.S. dollar loans for each interest period.

The  Company  currently  pays  a  credit  facility  fee  of  15  basis  points  per  annum. The  facility  fee  per  annum  will  be 
within  a  range  of  12.5  to  30  basis  points  based  on  the  Company's  credit  rating.  Under  the  terms  of  the  Credit 
Facility,  the  Company  has  two  borrowing  options:  borrowing  at  a  rate  tied  to  adjusted  SOFR  rate  plus  10  basis 
points plus a spread of 110 basis points or a base rate plus a margin of 10 basis points. The rates are determined 
by the Company's credit ratings, with spreads ranging from 100 to 170 basis points for SOFR rate borrowings and 0 
to  70  basis  points  for  base  rate  borrowings.  The  Company  is  required  to  maintain  compliance  with  two  financial 
covenants included in the Credit Facility: a minimum interest coverage ratio and a maximum net leverage ratio. The 
minimum  interest  coverage  ratio,  as  defined  in  the  agreement,  is  not  permitted  to  be  less  than  3.00  to  1.00. The 
maximum net leverage ratio, as defined in the agreement, is not permitted to be more than 3.50 to 1.00 but allows 
for  a  12-month  increase  to  4.00  to  1.00  following  the  consummation  of  a  Qualified  Acquisition  (as  such  term  is 
defined  in  the  Amended  Credit  Facility).  As  of  December  31,  2023,  the  Company  was  in  compliance  with  the 
financial covenants in the Credit Facility.

During  2023,  there  were  no  borrowings  under  the  Credit  Facility,  and  available  borrowing  capacity  as  of 
December  31,  2023  totaled  $741.9  million,  net  of  $8.1  million  of  letters  of  credit  outstanding  under  the  Credit 
Facility. 

During 2022, gross borrowings under the Credit Facility totaled $125.0 million. As of December 31, 2022, there were 
no borrowings outstanding, and available borrowing capacity totaled $747.2 million, net of $2.8 million of letters of 
credit  outstanding  under  the  Credit  Facility.  The  maximum  amount  utilized  during  2022,  including  letters  of  credit 
outstanding under the Credit Facility, was $127.8 million.

Commercial Paper

In December 2019, the Company entered into an unsecured commercial paper program (CP Program) pursuant to 
which  the  Company  may  issue  short-term,  unsecured  commercial  paper  notes  (CP  Notes).  During  2022,  the 
Company increased the size of its CP Program to allow the issuance of CP Notes in an aggregate principal amount 
not to exceed $500.0 million. The CP Program previously allowed the Company to issue CP Notes in an aggregate 
principal  amount  not  to  exceed  $300.0  million  outstanding  at  any  time. Amounts  available  under  the  CP  Program 
may  be  borrowed,  repaid  and  re-borrowed  from  time  to  time  with  the  aggregate  principal  amount  of  CP  Notes 
outstanding under the CP Program at any time not exceeding the lower of $500.0 million or the available borrowing 
amount under the Credit Facility. The net proceeds of the issuances of the CP Notes are expected to be used for 
general corporate purposes. The maturities of the CP Notes will vary but may not exceed 397 days from the date of 
issue. The  CP  Notes  will  be  sold  under  customary  terms  in  the  commercial  paper  market  and  will  be  issued  at  a 
discount  to  par  or  alternatively,  will  be  issued  at  par  and  bear  varying  interest  rates  on  a  fixed  or  floating  basis. 
During 2023, borrowings under the CP Program totaled $485.0 million, all of which were repaid during the period. 
During  2023,  the  maximum  amount  utilized  under  the  CP  Program  was  $125.0  million.  During  2022,  borrowings 
under the CP Program totaled $500.0 million, all of which were repaid during the period. During 2022, the maximum 
amount utilized under the CP Program was $300.0 million. 

94

   
Index to Financial Statements

General Provisions

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The table below summarizes the general provisions of these long-term debt instruments.
Senior 
Notes Due 
2032

Senior 
Notes  due 
2049

Senior 
Notes Due 
2052

Senior 
Notes due 
2048

Senior 
Notes due 
2031

Senior 
Notes due 
2024

Notes due 
2027

Senior 
Notes  due 
2049

Debentures 
due 2023

Coupon Rate

Maturity Date

2.400%

0.850%

4.400%

5.100%

6.375%

6.500%

7.125%

6.625%

7.375%

8/18/2031

8/18/2024

9/15/2032

4/1/2052

4/15/2049

10/15/2048

8/1/2027

1/15/2049

9/1/2023

Interest Payment 
Frequency

Semi-
Annually

Semi-
Annually

Semi-
Annually

Semi-
Annually

Quarterly

Quarterly

Semi-
Annually

Quarterly

Semi-
Annually

Callable

Price Callable at:

Callable as of:

Redeemable (A)

Redeemable at:

Redeemable until:

No

N/A

N/A

Yes

Make-Whole 
Premium

3-months 
prior to 
Maturity

Change of Control (B)

Yes

Yes

Par

8/18/2022

No

N/A

N/A

Yes

No

N/A

N/A

Yes

No

N/A

N/A

Yes

Make-Whole 
Premium

Make-Whole 
Premium

3-months 
prior to 
Maturity

6-months 
prior to 
Maturity

Yes

Yes

Yes

Par

Yes

Par

4/15/2024

10/15/2023

No

N/A

N/A

Yes

No

N/A

N/A

Yes

No

N/A

N/A

Yes

Make-Whole 
Premium

6-months 
prior to 
Maturity

N/A

Yes

Par

1/15/2024

No

N/A

N/A

Yes

No

N/A

N/A

No

N/A

N/A

No

(A) If the Company elects to redeem the debt instrument, it will pay a "make-whole" redemption price set forth in the respective indenture. 
(B) If the Company experiences a change of control, subject to certain circumstances, the Company may be required to repurchase some or all 

of the notes for an amount equal to 101 percent of the outstanding principal plus any accrued and unpaid interest.

Note 15 – Postretirement Benefits 

Defined Contribution Plan and Other Pension/Postretirement Benefit Plans. The Company has defined contribution 
plans  and  makes  contributions  including  matching  and  annual  discretionary  contributions  which  are  based  on 
various  percentages  of  compensation  and  in  some  instances,  are  based  on  the  amount  of  the  employees' 
contributions to the plans. The expense related to the defined contribution plans was $47.0 million in 2023, $58.0 
million in 2022 and $47.1 million in 2021.

The  Company  also  maintains  a  nonqualified  pension  plan  and  an  other  postretirement  benefit  plan.  The  funded 
status of the nonqualified pension plan includes projected and accumulated benefit obligations of $17.0 million and 
$18.6 million as of December 31, 2023 and 2022, respectively. The other postretirement plan is frozen. The funded 
status  of  the  other  postretirement  benefit  plan  includes  projected  and  accumulated  benefit  obligations  of  $19.9 
million and $21.1 million as of December 31, 2023 and 2022, respectively.

The Company's foreign pension and other postretirement plans are not significant, individually or in the aggregate. 
The projected benefit obligation, net of plan assets for the Company's foreign pension plans, was $15.1 million and 
$11.5 million as of December 31, 2023 and 2022, respectively.

Activity impacting the Consolidated Statements of Operations and Consolidated Statements of Cash Flows related 
to these plans was immaterial in 2023, 2022, and 2021.

Note 16 – Stock Plans and Management Compensation 

On May 3, 2023, the Company's shareholders approved the Brunswick Corporation 2023 Stock Incentive Plan 
(Plan), which replaced the Company's 2014 Stock Incentive Plan. Under the Plan, the Company may grant stock 
options, stock appreciation rights (SARs), non-vested stock units, performance awards, and other share-based or 
cash-based awards to executives, other employees, non-employee directors and persons expected to become 
officers, other employees and non-employee directors with shares from treasury shares and from authorized, but 
unissued, shares of common stock initially available for grant, in addition to: (i) the forfeiture of past awards; (ii) 
shares not issued upon the net settlement of SARs; or (iii) shares delivered to or withheld by the Company to pay 
the withholding taxes related to awards. As of December 31, 2023, 3.6 million shares remained available for grant.

Share grant amounts, fair values and fair value assumptions reflect all outstanding awards for both continuing and 
discontinued operations.

95

Index to Financial Statements

Non-Vested Stock Units

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The Company grants both stock-settled and cash-settled non-vested stock units to key employees as determined by 
management and the Human Resources and Compensation Committee of the Board of Directors. Non-vested stock 
units  have  vesting  periods  of  three  years.  Non-vested  stock  units  are  eligible  for  dividends,  which  are  reinvested, 
and are non-voting. All non-vested units have restrictions on the sale or transfer of such awards during the vesting 
period. 

Generally,  grants  of  non-vested  stock  units  are  forfeited  if  employment  is  terminated  prior  to  vesting.  Non-vested 
stock units vest pro rata over one year if (i) the grantee has attained the age of 62, as long as the grantee also has 
a minimum of three years of continuous service from his or her most recent hire date, or (ii) the grantee's age plus 
total years of service equals 70 or more.

The  Company  recognizes  the  cost  of  non-vested  stock  units  on  a  straight-line  basis  over  the  requisite  service 
period.  Additionally,  cash-settled,  non-vested  stock  units  are  recorded  as  a  liability  on  the  balance  sheet  and 
adjusted  to  fair  value  each  reporting  period  through  stock  compensation  expense.  During  the  years  ended 
December  31,  2023,  2022  and  2021,  the  Company  charged  $20.4  million,  $18.2  million  and  $16.3  million, 
respectively,  to  compensation  expense  for  non-vested  stock  units.  The  related  income  tax  benefit  recognized  in 
2023, 2022 and 2021 was $5.0 million, $4.5 million and $4.0 million, respectively. The fair value of shares vested 
during 2023, 2022 and 2021 was $24.5 million, $16.7 million and $11.3 million, respectively. 

The  weighted  average  price  per  non-vested  stock  unit  at  grant  date  was  $88.00,  $93.62  and  $91.14  for  units 
granted in 2023, 2022 and 2021, respectively. Non-vested stock unit activity for the year ended December 31, 2023 
was as follows:

(in thousands, except grant date fair value)

Non-vested units, unvested as of January 1, 2023

Awarded

Forfeited

Vested

Non-vested units, unvested as of December 31, 2023

Non-vested 
Stock Unit 
Activity

Weighted Average 
Grant Date Fair 
Value ($)

601 

278 

(49)   

(253)   

577 

82.14 

88.00 

86.54 

68.17 

90.72 

As of December 31, 2023, there was $14.2 million of total unrecognized compensation cost related to non-vested 
share-based  compensation  arrangements. The  Company  expects  this  expense  to  be  recognized  over  a  weighted 
average period of 1.4 years.

Performance Awards

In  2023,  2022  and  2021,  the  Company  granted  performance  shares  to  certain  senior  executives.  Performance 
share awards are based on three performance measures: a cash flow return on investment (CFROI) measure, an 
operating  margin  (OM)  measure  and  a  total  shareholder  return  (TSR)  modifier.  Performance  shares  are  earned 
based  on  a  three-year  performance  period  commencing  at  the  beginning  of  the  calendar  year  of  each  grant. The 
performance  shares  earned  are  then  subject  to  a  TSR  modifier  based  on  stock  returns  measured  against  stock 
returns  of  a  predefined  comparator  group  over  a  three-year  performance  period. Additionally,  in  2023,  2022  and 
2021,  the  Company  granted  36,170,  24,320  and  24,560  performance  shares,  respectively,  to  certain  officers  and 
certain  senior  managers  based  on  the  respective  measures  and  performance  periods  described  above  but 
excluding a TSR modifier. 

96

 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The fair values of the senior executives' performance share award grants with a TSR modifier at the grant date in 
2023, 2022 and 2021 were $88.47, $94.59 and $91.44, respectively, which were estimated using the Monte Carlo 
valuation model, and incorporated the following assumptions:

Risk-free interest rate

Dividend yield

Volatility factor

Expected life of award

2023

2022

2021

 4.3 %

 1.8 %

 1.7 %

 1.5 %

 0.2 %

 1.2 %

 49.8 %

 54.8 %

 65.6 %

2.9 years

2.9 years

2.9 years

The  fair  value  of  certain  officers'  and  certain  senior  managers'  performance  awards  granted  based  solely  on  the 
CFROI  and  OM  performance  factors  was  $83.97,  $91.62  and  $87.48,  which  was  equal  to  the  stock  price  on  the 
date of grant in 2023, 2022 and  2021, respectively,  less  the  present  value of dividend  payments over the vesting 
period.

The  Company  recorded  compensation  expense  related  to  performance  awards  of  $2.1  million,  $3.6  million  and 
$13.5 million in 2023, 2022 and  2021, respectively. The  related income tax benefit  recognized in  2023, 2022 and 
2021 was $0.5 million, $0.9 million and $3.3 million, respectively. The fair value of awards vested during 2023, 2022 
and 2021 was $16.2 million, $14.6 million and $18.6 million, respectively. 

Performance award activity for the year ended December 31, 2023 was as follows:

(in thousands, except grant date fair value)

Performance awards, unvested at January 1

Awarded

Forfeited

Vested and earned

Performance awards, unvested at December 31

Performance 
Awards

Weighted 
Average Grant 
Date Fair Value 
($)

191 

206 

(13)   

(167)   

217 

90.97 

78.49 

87.15 

77.02 

90.09 

As  of  December  31,  2023,  the  Company  had  $1.3  million  of  total  unrecognized  compensation  expense  related  to 
performance awards. The Company expects this expense to be recognized over a weighted average period of 1.6 
years.

Director Awards

The  Company  issues  stock  awards  to  non-employee  directors  in  accordance  with  the  terms  and  conditions 
determined by the Nominating and Corporate Governance Committee of the Board of Directors. A portion of each 
director’s annual fee is paid in Brunswick common stock, the receipt of which may be deferred until a director retires 
from  the  Board  of  Directors.  Each  director  may  elect  to  have  the  remaining  portion  paid  in  cash,  in  Brunswick 
common stock distributed at the time of the award, or in deferred Brunswick common stock units with a 20 percent 
premium.

97

 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Note 17 – Comprehensive Income (Loss) 

The  following  table  presents  reclassification  adjustments  out  of Accumulated  other  comprehensive  income  (loss) 
during the years ended December 31, 2023, 2022 and 2021:

(in millions)

Details about Accumulated other 
comprehensive income (loss) components
Amortization of defined benefit items:

Prior service credits
Net actuarial losses

Amount of gain (loss) reclassified into 
earnings on derivative contracts:
Interest rate contracts
Foreign exchange contracts
Commodity contracts

Note 18 – Treasury Stock 

$ 

$ 

$ 

$ 

2023

2022

2021

Affected line item in the statement where net 
income is presented

4.3  $ 
(2.2)   
2.1 
(1.0)   
1.1  $ 

0.7  $ 
(0.9)   
(0.2)   
— 
(0.2)  $ 

0.2  Other income (expense), net
(1.1)  Other income (expense), net
(0.9)  Earnings before income taxes
0.1 
(0.8)  Net earnings from continuing operations

Income tax provision

(0.1)  $ 
16.8 
(3.1)   
13.6 
(4.0)   
9.6  $ 

(0.3)  $ 
26.0 
1.4 
27.1 
(7.1)   
20.0  $ 

(0.6)  Interest expense
(8.3)  Cost of sales
4.7  Cost of sales
(4.2)  Earnings before income taxes
1.3 
(2.9)  Net earnings from continuing operations

Income tax provision

The  Company  has  executed  share  repurchases  against  an  authorization  approved  by  the  Board  of  Directors  in 
2022. In 2023, the Company repurchased $275.0 million of stock under this authorization and as of December 31, 
2023, the remaining authorization was $121.5 million.

Treasury stock activity for the years ended December 31, 2023, 2022 and 2021 was as follows:

(Shares in thousands)

Balance as of January 1

Compensation plans and other

Share repurchases

Balance as of December 31

Note 19 – Leases 

2023

2022

2021

31,173 

25,605 

(298)   

(343)   

3,436 

34,311 

5,911 

31,173 

24,663 

(303) 

1,245 

25,605 

The Company has operating lease agreements for offices, branches, factories, distribution and service facilities and 
certain personal property. Leases with an initial lease term of 12 months or less are not recorded on the balance 
sheet. Finance leases are not material to the Company's consolidated financial statements.

The  Company  determines  if  an  arrangement  is  a  lease  at  lease  inception.  Operating  lease  assets  and  operating 
lease  liabilities  are  recognized  based  on  the  present  value  of  the  future  minimum  lease  payments  over  the  lease 
term  at  commencement  date.  As  most  of  the  Company's  lease  contracts  do  not  include  an  implicit  rate,  the 
Company  uses  its  incremental  borrowing  rate,  based  on  information  available  at  commencement  date,  in 
determining the present value of future payments. The incremental borrowing rate is estimated to approximate the 
interest  rate  on  a  collateralized  basis  with  similar  terms  and  payments,  and  in  economic  environments  where  the 
leased asset is located. The operating lease asset also includes any initial direct costs and lease payments made 
prior to lease commencement and excludes lease incentives incurred. 

98

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Several leases include one or more options to renew, with renewal terms that can extend the lease term from one to 
five years or more. The exercise of lease renewal options is at our sole discretion. The Company's lease terms may 
include options to extend or terminate the lease when it is reasonably certain that the Company will exercise that 
option.  Certain  of  our  lease  agreements  include  rental  payments  that  vary  based  on  changes  in  volume  activity, 
storage activity or changes in the Consumer Price Index or other indices. Our lease agreements do not contain any 
material residual value guarantees or material restrictive covenants.

Operating lease expense for minimum lease payments is recognized on a straight-line basis over the lease term. 
The  Company  has  certain  lease  agreements  that  contain  both  lease  and  non-lease  components,  which  it  has 
elected to account for as a single lease component for all asset classes.

A summary of the Company's lease assets and lease liabilities as of December 31, 2023 and December 31, 2022 is 
as follows:

(in millions)

Lease Assets

Classification

2023

2022

Operating lease assets

Operating lease assets

$ 

152.2  $ 

114.8 

Lease Liabilities

Current operating lease liabilities

Accrued expenses

Non-current operating lease liabilities

Operating lease liabilities

Total lease liabilities

28.3 

133.9 

$ 

162.2  $ 

27.8 

97.8 

125.6 

A  summary  of  the  Company's  total  lease  cost  for  the  years  ended  December  31,  2023,  December  31,  2022  and 
December 31, 2021 is as follows:

(in millions)

Classification

2023

2022

2021

Operating lease cost

Selling, general and administrative expense

$ 

20.1  $ 

16.2  $ 

Variable lease cost

Selling, general and administrative expense

Cost of sales

Cost of sales

39.3 

1.6 

6.2 

34.0 

1.3 

5.5 

Total lease cost (A)

$ 

67.2  $ 

57.0  $ 

(A) Includes total short-term lease cost which is immaterial.

The Company's maturity analysis of its operating lease liabilities as of December 31, 2023 is as follows:

(in millions)

2024

2025

2026

2027

2028

Thereafter

Total lease payments

Less: Interest

Present value of lease liabilities

$ 

$ 

13.4 

28.6 

1.1 

5.2 

48.3 

37.2 

28.0 

23.2 

19.7 

17.3 

97.7 

223.1 

(60.9) 

162.2 

99

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The  total  weighted-average  discount  rate  and  remaining  lease  term  for  the  Company's  operating  leases  were  6.5 
percent and 9.3 years, respectively, as of December 31, 2023. Total operating lease payments reflected in operating 
cash flows were $30.0 million for the year ended December 31, 2023.

As of December 31, 2023, we have entered into leases with total lease payments of approximately $80.5 million, 
primarily for office space and equipment, that have not yet commenced. These leases are expected to commence in 
2024 and 2025, with lease terms of up to 14 years.

Note 20 – Supplier Finance Program Obligations

Under our supplier finance program, the Company agrees to pay Bank of America (the Bank) the stated amount of 
confirmed invoices from our suppliers on the original invoice payment due date. Our suppliers may request payment 
from the Bank at a date earlier than the payment due date stated on the original invoice in exchange for a fee in the 
form of a discounted invoice amount. Brunswick or the Bank may terminate the agreement upon at least 90 days’ 
notice. The supplier invoices that have been confirmed as valid under the program require payment ranging from 60 
to 120 days from the invoice date, consistent with the terms of the original invoice. The Company does not pay the 
Bank  any  service  fees  or  subscription  fees  under  the  program.  In  addition,  the  Company  does  not  pledge  any 
assets as security or provide other forms of guarantees for the committed payment to the Bank. As of December 31, 
2023  and  2022,  the  Company  had  $11.6  million  and  $18.2  million  confirmed  invoices  under  the  supplier  finance 
program,  respectively,  which  were  included  in  Accounts  payable  on  the  Consolidated  Balance  Sheets.  The  roll-
forward of the Company's outstanding obligations confirmed as valid under its supplier finance program for the year 
ended December 31, 2023 is as follows:

(in millions)

Confirmed obligations outstanding at the beginning of the year

Invoices confirmed during the year

Confirmed invoices paid during the year

Confirmed obligations outstanding at the end of the year

2023

18.2 

99.3 

(105.9) 

11.6 

$ 

$ 

100

 
 
Index to Financial Statements

(in millions)

BRUNSWICK CORPORATION
Schedule II - Valuation and Qualifying Accounts

Allowances for
Losses on Receivables

Balance at
Beginning
of Year

Charges to
Profit and 
Loss

Write-offs

Recoveries

Other

Balance at
End of Year

2023

2022

2021

$ 

10.2  $ 

3.2  $ 

(4.2)  $ 

1.4  $ 

0.2  $ 

10.8 

9.7 

10.7 

2.0 

0.4 

(2.6)   

(1.0)   

0.3 

0.1 

0.8 

10.2 

(0.5)   

9.7 

Deferred Tax Asset
Valuation Allowance

Balance at
Beginning
of Year

Charges to
Profit and 
Loss (A)

Write-offs

Recoveries

Other (B)

Balance at
End of Year

2023

2022

2021

$ 

52.8  $ 

17.8  $ 

—  $ 

—  $ 

0.7  $ 

71.3 

97.9 

(10.4)   

93.4 

(24.2)   

— 

— 

— 

— 

(34.7)   

52.8 

28.7 

97.9 

(A) For the year ended December 31, 2023, the deferred tax asset valuation expense primarily relates to reassessments of certain federal tax 
credits, impairment of certain investments, and state tax credits and NOL's. For the year ended December 31, 2022, the deferred tax asset 
valuation benefit activity primarily relates to reassessments for state tax credits and NOL’s and certain federal losses. For the year ended 
December 31, 2021, the deferred tax asset valuation benefit activity primarily relates to reassessments for state tax credits and NOL’s and to 
certain federal tax credits.

(B)  For  the  year  ended  December  31,  2023,  the  activity  primarily  relates  to  currency  translation  of  foreign  balances.  For  the  year  ended 
December 31, 2022, the activity primarily relates to final adjustments to the opening balances of foreign entities acquired during the fourth 
quarter  of  2021.  For  the  year  ended  December  31,  2021,  the  activity  primarily  relates  to  the  opening  balances  of  foreign  entities  acquired 
during the year.

Item 16.  Form 10-K Summary

None.

101

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant 
has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

February 16, 2024

By:

/S/ RANDALL S. ALTMAN

BRUNSWICK CORPORATION

Randall S. Altman
Senior Vice President and Controller

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by 
the following persons on behalf of the registrant and in the capacities and on the date indicated.

February 16, 2024

By:

/S/ DAVID M. FOULKES

David M. Foulkes

Chief Executive Officer and Director

(Principal Executive Officer)

February 16, 2024

By:

/S/ RYAN M. GWILLIM

February 16, 2024

Ryan M. Gwillim
Executive Vice President and Chief Financial 
and Strategy Officer

(Principal Financial Officer)

By:

/S/ RANDALL S. ALTMAN

Randall S. Altman

Senior Vice President and Controller

(Principal Accounting Officer)

This report has been signed by the following directors, constituting the remainder of the Board of Directors, by Ryan 
M. Gwillim, as Attorney-in-Fact.

Nancy E. Cooper
David C. Everitt
Reginald Fils-Aimé
Lauren Patricia Flaherty
Joseph W. McClanathan
David V. Singer
J. Steven Whisler
Roger J. Wood
MaryAnn Wright

February 16, 2024

By:

/S/ RYAN M. GWILLIM
Ryan M. Gwillim

Attorney-in-Fact

102