Quarterlytics / Consumer Cyclical / Auto - Recreational Vehicles / Brunello Cucinelli

Brunello Cucinelli

bc · NYSE Consumer Cyclical
Claim this profile
Ticker bc
Exchange NYSE
Sector Consumer Cyclical
Industry Auto - Recreational Vehicles
Employees 10,000+
← All annual reports
FY2020 Annual Report · Brunello Cucinelli
Sign in to download
Loading PDF…
A N N U A L 
R E P O R T

2020

 
March 19, 2021

Dear fellow shareholders: 

2020 was a year that challenged our organization in many ways, but the Brunswick team responded 
with  characteristic  resolve,  discipline,  and  creativity.    Amid  the  global  pandemic  and  a  dynamic 
social and political environment, our Company prioritized the health and safety of our employees, 
customers, and partners while delivering outstanding financial and operating performance.  

In 2020, we delivered an eleventh consecutive year of adjusted earnings per share (EPS) growth, with 
adjusted EPS coming in at $5.07, an increase of 17 percent vs. 2019. Our consolidated net sales of 
$4.3B represented an increase of six percent over prior year and we generated record free cash flow 
of $629M and record adjusted operating earnings of $578.9M, an increase of nine percent vs. 2019.

As consumers around the world turned to boating as a recreational activity compatible with social-
distancing, we gained market share in many markets and segments, and also saw a record number 
of  first-time  boat  buyers  enter  the  market  and  engage  with  our  industry-leading  brands  via  our 
significantly upgraded websites and other digital assets.  At the same time, we added more than 40 
new Freedom Boat Club locations and nearly 10,000 new memberships. 

The  transformational  changes  we  are  making  to  our  business  have  reinforced  our  position  as  the 
industry leader and, together with retail and wholesale demand tailwinds, and a new generation of 
younger boaters that includes more women and ethnic minorities, have positioned us to deliver on 
our strategic plan targets. We believe 2021 will be another year of growth for our business and the 
marine industry.  

Consumer interest in outdoor activities that enable social distancing is expected to remain strong, 
and the associated trend of flexible working arrangements that is allowing people more freedom 
for weekday recreation is also favoring our business. To ensure we can meet the demands of retail 
customers, and to begin refilling the depleted pipeline of products in the field, we are continuing to 
ramp up production across our global manufacturing facilities.

The  recently  launched  600HP  V12  Mercury  Verado  outboard  engine  and  Sea  Ray  Sundancer  370 
Outboard,  both  introduced  in  the  first  quarter,  represent  our  relentless  commitment  to  product 
innovation and we will launch more innovative products through the balance of 2021.  At the same 
time, our investments in our ACES (Autonomy, Connectivity, Electrification, Shared Access) strategy 
will  enable  us  to  further  enhance  our  product,  technology,  and  consumer  experience  leadership 
position over the long term.  

We are also investing heavily in our digital go-to-market capabilities, allowing us to engage with end 
consumers and our channel partners in an agile and contemporary way. In 2020, with many industry 
boat  shows  and  marine  trade  shows  canceled  due  to  COVID-19,  our  enterprise  teams  worked 
collaboratively to create equivalent virtual shows that proved to be extremely successful. We also 
created two new online businesses: Boateka, a digitally native platform for selling pre-owned boats 
sourced through the retirement of our Freedom fleet, and BoatClass, an immersive, on-water training 
program designed to teach boating safety and cultivate boater confidence on the water.

Although  the  2021  Consumer  Electronics  Show  was  a  virtual  event,  we  captured  the  Company’s 
first CES Innovation Award for our 1st Mate Marine Safety System. We look forward to returning in-
person to CES in 2022 and continuing to showcase Brunswick’s technology against the backdrop of 
the biggest technology brands in the world.

In  2020,  Brunswick  released  our  first  enterprise  Sustainability  Report.    We  understand  the  impact 
our business has on society and the environment, and the opportunities we have to lead the way 
in sustainable, responsible practices. Newsweek recognized our progress in this area and included 
Brunswick on its list of America’s Most Responsible Companies.  Our 2020 Sustainability Report will 
be released shortly, and we invite you to review our goals, progress, and success stories.  

2020 also saw changes to our Board and our senior leadership team. Our longtime director and non-
executive Board Chair, Manny Fernandez, retired and the Board elected Nancy Cooper as the new 
Board Chair, the first woman to hold this position in Brunswick’s 175-year history. We also added new 
external management talent and promoted high potential internal talent to our leadership team. 

The  formation  of  our  Diversity,  Equity,  and  Inclusion  Committee  will  enable  us  to  systematically  
communicate  and  promote  our  efforts  to  enhance  opportunities  for  all  Brunswick  employees  to 
engage  and  thrive.  This  and  our  other  efforts  were  recognized  by  Forbes  in  2020  with  Brunswick 
named to its lists of Best Employers for Diversity, Best Employers for Women, and Best Employers 
for Veterans.  

In  addition,  in  early  2021,  Brunswick  was  recognized  by  Forbes  as  one  of  America’s  Best  Large 
Employers, finishing in the top ten overall, amongst and ahead of some of the largest and most well-
known companies in America, and ranking first in the Manufacturing and Engineering category.  This 
is a great honor and a testament to the efforts of our 14,000 global employees to elevate and enrich 
our culture, and make Brunswick such an outstanding place to work.

Thank  you  to  our  valued  customers  and  stockholders.    We  are  very  optimistic  about  the  future 
of Brunswick, and your trust in our Company and confidence in our strategic plan continue to be 
instrumental to our success.

David M. Foulkes  
Chief Executive Officer Brunswick Corporation

 
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 10-K 

☒

☐

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 For the fiscal year ended December 31, 2020
 or

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 For the transition period from ______________ to ______________
Commission file number 1-1043 

Brunswick Corporation 

Delaware
(State or other jurisdiction of incorporation or organization)

36-0848180
(I.R.S. Employer Identification No.)

(Exact name of registrant as specified in its charter)

26125 N. Riverwoods Blvd., Suite 500, Mettawa, IL 60045-3420 
(Address of principal executive offices, including zip code)

(847) 735-4700 
 (Registrant’s telephone number, including area code)

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class

Trading Symbol(s)

Common stock, par value $0.75 per share

6.500% Senior Notes due 2048
6.625% Senior Notes due 2049
6.375% Senior Notes due 2049

BC

BC-A
BC-B
BC-C

Name of Each Exchange on Which Registered
New York Stock Exchange
Chicago Stock Exchange
New York Stock Exchange
New York Stock Exchange
New York Stock Exchange

Securities registered pursuant to Section 12(g) of the Act: None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.  Yes ☒  No ☐

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.  Yes ☐ No ☒

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 
during  the  preceding  12  months  (or  for  such  shorter  period  that  the  registrant  was  required  to  file  such  reports),  and  (2)  has  been  subject  to  such  filing 
requirements for the past 90 days.  Yes ☒ No ☐

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of 
Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).  
Yes ☒ No ☐

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an 
emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company” and "emerging growth 
company" in Rule 12b-2 of the Exchange Act. (Check one):
Large accelerated filer
Non-accelerated filer
Emerging growth company

Accelerated filer
Smaller reporting company

☐
☐

☒
☐
☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any  new 
or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes ☐ No ☒ 

Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control 
over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or 
issued its audit report. ☒

 
 
 
As of June 27, 2020, the last business day of the registrant’s most recently completed second fiscal quarter, the aggregate market value of the voting stock 
of the registrant held by non-affiliates was $4,898,235,570. Such number excludes stock beneficially owned by executive officers and directors. This does 
not constitute an admission that they are affiliates. 

The number of shares of Common Stock ($0.75 par value) of the registrant outstanding as of February 11, 2021 was 77,774,754.

DOCUMENTS INCORPORATED BY REFERENCE
Part III of this Report on Form 10-K incorporates by reference certain information that will be set forth in the Company's definitive Proxy 
Statement for the Annual Meeting of Shareholders scheduled to be held on May 5, 2021.

BRUNSWICK CORPORATION
INDEX TO ANNUAL REPORT ON FORM 10-K
December 31, 2020 

TABLE OF CONTENTS

PART I
Item 1.

Business

Item 1A.

Risk Factors

Item 1B.

Unresolved Staff Comments

Item 2.

Item 3.

Properties

Legal Proceedings

Item 4. 

Mine Safety Disclosures

PART II

Item 5.

Item 6.
Item 7.

Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity 
Securities
Selected Financial Data
Management’s Discussion and Analysis of Financial Condition and Results of Operations

Item 7A.

Quantitative and Qualitative Disclosures About Market Risk

Item 8.

Item 9.

Financial Statements and Supplementary Data

Changes in and Disagreements with Accountants on Accounting and Financial Disclosure

Item 9A.

Controls and Procedures

Item 9B.

Other Information

PART III

Item 10.

Item 11.

Item 12.

Item 13.

Item 14.

PART IV

Item 15.

Item 16.

Directors, Executive Officers and Corporate Governance

Executive Compensation

Security Ownership of Certain Beneficial Owners and Management and Related Stockholders Matters

Certain Relationships and Related Transactions, and Director Independence

Principal Accounting Fees and Services

Exhibits and Financial Statement Schedules

Form 10-K Summary

Page

1

9

20

20

21

21

24

26

28

45

46

46

46

46

47

47

47

47

47

48
105

 
 
Forward-Looking Statements

Certain statements in this Annual Report on Form 10-K are forward-looking statements as defined in the Private Securities 
Litigation Reform Act of 1995. Forward-looking statements are based on current expectations, estimates, and projections about 
Brunswick’s  business  and  by  their  nature  address  matters  that  are,  to  different  degrees,  uncertain.  Words  such  as  “may,” 
“could,”  “should,”  “expect,”  “anticipate,”  “project,”  “position,”  “intend,”  “target,”  “plan,”  “seek,”  “estimate,”  “believe,” 
“predict,” “outlook,” and similar expressions are intended to identify forward-looking statements. Forward looking statements 
are  not  guarantees  of  future  performance  and  involve  certain  risks  and  uncertainties  that  may  cause  actual  results  to  differ 
materially from expectations as of the date of this Annual Report on Form 10-K. These risks include, but are not limited to, 
those set forth under Item 1A of this Annual Report on Form 10-K. Forward-looking statements speak only as of the date on 
which they are made and Brunswick does not undertake any obligation to update them to reflect events or circumstances after 
the date of this Annual Report.

Table of Contents

Item 1. Business

PART I

References  to  "we,"  "us,"  "our,"  the  "Company,"  "Brunswick,"  and  "Brunswick  Corporation"  refer  to  Brunswick 

Corporation and its consolidated subsidiaries unless the context specifically states or implies otherwise.

We design, manufacture, and market recreational marine products, including leading marine propulsion products, parts and 
accessories,  and  boat  brands,  and  operate  service  and  shared  access  businesses,  including  the  world's  largest  boat  club. 
Incorporated in Delaware on December 31, 1907, Brunswick has traded on the New York Stock Exchange for nearly 95 years. 

Our  propulsion  products  include  marine  engines  and  related  controls,  rigging,  and  propellers.  We  manufacture  and 
distribute  a  broad  portfolio  of  parts  and  accessories,  engine  parts  and  consumables,  electrical  products,  and  boat  parts  and 
systems  for  original  equipment  manufacturers,  aftermarket  parts  and  accessory  retailers  and  distributors,  and  for  internal 
production.  The  boats  we  make  include  fiberglass  sport  boats,  cruisers,  sport  fishing  and  center-console,  offshore  fishing, 
aluminum and fiberglass fishing, pontoon, utility, deck, inflatable, tow/wake, and heavy-gauge aluminum boats. Additionally, 
we  offer  related  financing  services,  our  shared  access  boat  club,  and  we  continually  focus  on  exploring,  investing  in,  and 
developing opportunities to further engage consumers and improve boater experiences. 

As the global leader in recreational marine, it is our intention to define the future of recreational boating through innovation 

and inspiration on the water. Our strategy is focused on: 

•
•
•
•

•

Introducing exceptional products across our strong array of brands;
Promoting operational and quality excellence; 
Strengthening our relationships with our channel partners, suppliers, and employees; 
Accelerating customer-centric innovation and technology in products and services, including through our
ACES (Autonomy, Connectivity, Electrification & Shared Access) strategy; and
Enhancing frictionless consumer experiences through digital engagement and advanced e-commerce 
capabilities.  

These  strategies  support  our  aim  to  create  exceptional  experiences  for  customers,  expand  participation  in  recreational 
boating, deliver industry transforming technology, and leverage our leading marine businesses to grow earnings and enhance 
shareholder value. Our integrated marine business strategy is supported by a balanced capital strategy that includes allocating 
capital  to  organic  growth  initiatives  and  strategic  acquisition  opportunities  while  also  managing  debt  levels  and  maturities, 
maintaining  strong  cash  and  liquidity  positions,  and  continuing  to  return  capital  to  shareholders  through  dividends  and  share 
repurchases. 

Effective January 1, 2020, we changed our management reporting and updated our reportable segments to Propulsion, Parts 
&  Accessories  (P&A),  and  Boat  to  align  with  our  strategy.  The  Propulsion  segment  manufactures  and  distributes  marine 
engines  and  related  controls,  rigging,  and  propellers.  The  P&A  segment  includes  engine  parts  and  consumables,  electrical 
products,  boat  parts  and  systems,  and  our  distribution  business.  The  Boat  segment  manufactures  and  distributes  recreational 
boats  and  includes  Business  Acceleration,  which  operates  Freedom  Boat  Club,  dealer  finance  and  ancillary  services,  and 
develops other emerging marine business models.

Refer to Note 6 – Segment Information and Note 3 – Discontinued Operations in the Notes to Consolidated Financial 

Statements for additional information regarding our segments and discontinued operations.

Propulsion Segment

The Propulsion segment, which we believe is a world leader in the manufacturing and sale of recreational marine engines, 

had 2020 net sales of $1,878.4 million. 

The  Propulsion  segment  manufactures  and  markets  a  full  range  of  outboard,  sterndrive,  and  inboard  engines,  as  well  as 
propulsion-related  controls,  rigging,  and  propellers.  The  Propulsion  segment  primarily  markets  under  the  Mercury  Marine, 
Mercury,  Mercury  MerCruiser,  Mariner,  Mercury  Racing,  and  Mercury  Diesel  brands.  These  products  are  principally  sold 
directly  to  independent  boat  builders,  local,  state,  and  foreign  governments,  and  Brunswick's  Boat  segment.  In  addition,  the 
Propulsion  segment  sells  outboard  engines  through  a  global  network  of  more  than  6,000  marine  dealers  and  distributors, 
specialty marine retailers, and marine service centers. 

1

 
Table of Contents

Mercury Marine manufactures four-stroke outboard engine models ranging from 2.5 to 600 horsepower. Mercury Marine's 
four-stroke  outboard  engines  include  Verado,  ProXS,  SeaPro,  and  Race  variations  that  include  naturally  aspirated  and 
supercharged  engines  offered  in  a  multitude  of  configurations  designed  for  use  in  recreational,  commercial,  and  racing 
applications.  Mercury  Marine  and  Mercury  Racing  manufacture  inboard  and  sterndrive  engine  models  ranging  from  115  to 
1,750  horsepower.  Mercury  Marine  also  manufactures  two-stroke,  non-DFI  engines  for  certain  markets  outside  the  United 
States. Most of Mercury Marine's sterndrive and inboard engines are available with catalyst exhaust treatment and monitoring 
systems, and all are compliant with applicable U.S. state and federal environmental regulations. Mercury Marine's engines also 
comply with applicable global emissions and noise regulations.

In terms of innovation and technology development, the Propulsion segment continues to excel. In 2020, Mercury Marine 
launched the Bravo Four S forward-facing drive with Smart-Tow control system. Mercury Racing won an NMMA Innovation 
Award  at  the  2020  Miami  International  Boat  Show  for  its  450R  engine,  and  successfully  launched  the  new  360APX 
competition four-stroke V8 outboard engine, designed for tunnel-boat racing competition on the Powerboat Formula 1 World 
Championship  circuit.  In  December  2020,  the  Consumer  Technology  Association  (CES)  announced  that  Mercury's  1st  Mate 
Marine Safety and Security System had been named a CES 2021 Innovation Awards Best of Innovation Honoree as part of an 
annual competition honoring outstanding design and engineering in consumer technology products.  

Mercury  Marine  produces  gasoline  outboard  and  sterndrive  engines  domestically  in  Fond  du  Lac,  Wisconsin.  Mercury 
Marine  manufactures  40,  50,  and  60  horsepower  four-stroke  outboard  engines  in  a  facility  in  China,  and  produces  smaller 
outboard  engines  in  Japan  pursuant  to  a  joint  venture  with  its  partner,  Tohatsu  Corporation.  Mercury  Marine  sources  engine 
components  from  a  global  supply  base  and  manufactures  additional  engine  component  parts  at  its  Fond  du  Lac  facility  and 
plants  in  Florida  and  Mexico.  Mercury  Marine  also  operates  a  remanufacturing  business  for  engines  and  service  parts  in 
Wisconsin. 

The Propulsion segment continues to be dedicated to its sustainability efforts and programs:

•

In  2020,  for  the  tenth  consecutive  year,  the  Wisconsin  Sustainable  Business  Council  (Council)  awarded  Mercury 
Marine a "Green Masters" designation under a program that measures a broad range of sustainability issues including 
energy and water conservation, waste management, community outreach, and education. 

• Mercury Marine's commitment to sustainability is highlighted in its 2019/2020 Sustainability Report, detailing specific 

goals Mercury Marine has met or exceeded related to energy, environment, products, and people. 

• Mercury  Marine  was  named  a  winner  of  the  2020  Energy  Efficiency  Excellence  Award  by  Wisconsin's  Focus  on 
Energy  program.  The  award  honors  Wisconsin  businesses,  organizations,  and  communities  that  make  outstanding 
efforts toward energy efficiency. 

In  addition  to  marine  engines  and  propulsion  systems,  Mercury  Marine  manufactures,  markets,  and  supplies  propulsion-
related  controls,  rigging,  and  propellers.  These  products  are  designed  for  and  sold  to  original  equipment  manufacturers 
(including Brunswick brands) and aftermarket retailers, distributors, and distribution businesses. 

Intercompany sales to our Boat segment represented approximately 14 percent of the Propulsion segment's sales in 2020. 
Domestic demand for the Propulsion segment's products is typically seasonal, with sales generally highest in the second quarter 
of the calendar year.

Parts & Accessories Segment

The  P&A  segment  consists  of  the  Engine  Parts  and  Accessories  and  the  Advanced  Systems  Group  operating  segments, 
which  are  aggregated  and  presented  as  a  single  reportable  segment.  P&A  manufactures  and  markets  parts  and  accessories, 
including  engine  parts  and  consumables,  electrical  products,  and  boat  parts  and  systems,  and  supplies  parts  and  accessories 
through  the  distribution  business.  These  products  are  designed  for  and  sold  mostly  to  aftermarket  retailers,  distributors,  and 
distribution  businesses,  as  well  as  original  equipment  manufacturers  (including  Brunswick  brands)  for  both  marine  and  non-
marine markets. The P&A segment had 2020 net sales of $1,508.8 million.

Branded  Engine  Parts  and  Accessories  include  consumables,  such  as  engine  oils  and  lubricants,  and  are  sold  under  the 
Mercury,  Mercury  Precision  Parts,  Quicksilver,  and  Seachoice  brands.  Engine  Parts  and  Accessories  distribution  businesses 
include  Land  'N'  Sea,  Kellogg  Marine  Supply,  Lankhorst  Taselaar,  BLA,  and  Payne's  Marine  Group.  These  businesses  are 
leading  distributors  of  both  third  party  and  Company  marine  parts  and  accessories  throughout  North  America,  Europe,  and 
Asia-Pacific, offering same-day or next-day delivery service to a broad array of marine service facilities. 

Brunswick formed the Advanced Systems Group (ASG) effective January 1, 2020. ASG includes the collection of brands 

2

 
Table of Contents

acquired with Power Products in 2018 and certain other parts and accessories brands. ASG conducts business under the Ancor, 
Attwood, BEP, Blue Sea Systems, CZone, DelCity, Garelick, Lenco Marine, Marinco, Mastervolt, MotorGuide, NAUTIC-On, 
ParkPower, Progressive Industries, ProMariner, and Whale brand names. ASG products include marine electronics and control 
systems,  instruments,  trolling  motors,  fuel  systems,  and  electrical  systems,  as  well  as  specialty  vehicle,  mobile,  and 
transportation aftermarket products. 

The  P&A  segment  is  similarly  invested  in  developing  innovative  products.  In  2020,  Attwood  launched  several  new 
products, including the all new Sahara Mk2 Automatic Bilge Pump Series, which won a 2020 IBEX Innovation Award in the 
Mechanical  Systems  Category.  Progressive  Industries  developed  a  Portable  Surge  Protector  Kit  which  protects  recreational 
vehicles (RVs) from faulty pedestal wiring and dangerous power surges, and has been named the Aftermarket Product of the 
Year  by  the  RV  Industry  Association  (RVIA).  The  P&A  businesses  are  also  engaged  in  sustainability  efforts,  including 
focusing on electrification initiatives and reducing packaging.

P&A's  manufacturing  and  distribution  facilities  are  primarily  located  in  North  America,  Europe,  Australia,  and  New 
Zealand. Intercompany sales to our Boat segment represented approximately 2 percent of the segment's sales in 2020. Domestic 
demand for the P&A segment's products is typically seasonal, with sales generally highest in the second quarter of the calendar 
year.

Boat Segment

The  Boat  segment  consists  of  the  Brunswick  Boat  Group,  which  manufactures  and  distributes  recreational  boats,  and 
Business  Acceleration,  which  provides  innovative  service  models,  shared  access  solutions,  dealer  services,  and  emerging 
technology to attract a wide range of customers to the marine industry. We believe that the Boat segment, which had net sales 
of  $1,250.3 million during 2020, is a world leader in the manufacture and sale of pleasure motorboats.

The Boat segment manages Brunswick's boat brands; evaluates and optimizes the Boat segment's boat portfolio; promotes 
recreational boating services and activities to enhance the consumer experience and dealer profitability, including through its 
Business  Acceleration  initiatives;  and  speeds  the  introduction  of  new  technologies  into  boat  manufacturing  and  design 
processes.

The  Boat  Group  designs,  manufactures,  and  markets  the  following  boat  brands  and  products:  Sea  Ray  sport  boats  and 
cruisers;  Bayliner  sport  cruisers  and  runabouts;  Boston  Whaler  fiberglass  offshore  boats;  Lund  fiberglass  fishing  boats; 
Crestliner, Cypress Cay, Harris, Lowe, Lund, and Princecraft aluminum fishing, utility, pontoon boats, and deck boats; Heyday 
tow/wake  boats;  and  Thunder  Jet  heavy-gauge  aluminum  boats.  The  Boat  segment  procures  substantially  all  of  its  outboard 
engines, gasoline sterndrive engines, and gasoline inboard engines from Brunswick's Propulsion segment. 

The Boat Group also includes Brunswick boat brands based in Europe and Asia-Pacific, which include Quicksilver, Uttern, 
and  Rayglass  (including  Protector  and  Legend)  that  are  typically  equipped  with  Mercury  Marine  engines  and  often  include 
other parts and accessories supplied by the Propulsion and P&A segments. 

The Boat segment's manufacturing facilities include Florida, Indiana, Minnesota, Missouri, Tennessee, Washington, 
Canada, Mexico, New Zealand, and Portugal. The Boat Group also uses two contract manufacturing facilities in Poland.

The Boat Group continues to invest in new product development, innovation, and services, experiences, and products for 
the  next  generation  of  boaters.  Sea  Ray  won  a  National  Marine  Manufacturers  Association  Innovation  Award  at  the  2020 
Miami  International  Boat  Show  for  its  groundbreaking  SLX-R  400e  outboard  which  debuted  at  CES  earlier  in  the  year.  In 
addition, the Bayliner Trophy 22CC was named a finalist for the prestigious European Powerboat of the Year Award for 2021, 
and the Quicksilver 805 Pilothouse won the Best of Boats 2020 Award. 

The Boat Group is also advancing its sustainability initiatives, with our Fort Wayne Operations achieving Zero Waste to 
Landfill  Status  in  2020,  with  more  than  90%  of  the  plant's  waste  materials  being  recycled,  reused,  or  otherwise  sustainably 
eliminated.  Forbes  named  Brunswick  on  its  annual  list  of  America's  Best-In-State  Employers  2020  in  Minnesota,  where  the 
Boat Group's New York Mills Operation is located, and the Minneapolis Star Tribune named the New York Mills Operation a 
Top 150 Workplace in 2020 for the second consecutive year. In 2020, we also announced the formation of Ripl, a consumer 
advisory  board  dedicated  to  shaping  the  future  of  recreational  boating  through  perspectives  of  boating  and  other  marine 
consumers.

The Boat Group sells its products through a global network of more than 1,300 dealers and distributors, with some dealers 
operating  in  more  than  one  location  and  some  dealers  carrying  more  than  one  of  our  boat  brands.  Sales  to  the  Boat  Group's 

3

Table of Contents

largest  dealer,  MarineMax,  Inc.,  which  has  multiple  locations  and  carries  a  number  of  the  Boat  Group's  product  lines, 
represented approximately 27 percent of Boat Group sales in 2020. Domestic demand for pleasure boats is typically seasonal, 
with sales generally highest in the second quarter of the calendar year.

Business Acceleration

The  Business  Acceleration  Group  is  dedicated  to  developing  emerging  and  disruptive  business  models,  focusing  on 
services and subscriptions, engaging the next generation of boaters, and investing in early-stage innovative marine companies. 
Business Acceleration businesses accounted for 3 percent of Boat segment sales in 2020.

Business  Acceleration  businesses  include  Freedom  Boat  Club  (FBC),  which  we  believe  is  the  world's  leading  boat  club 
network. FBC is made up of more than 250 Company-owned and franchised boat club locations across the U.S., Canada, and 
Europe. These locations sell memberships comprised of an initiation fee and ongoing monthly payment in exchange for which 
members  gain  shared  access  to  their  local  club’s  diverse  fleet  of  boats  and  reciprocal  privileges  at  other  FBC  locations.  We 
believe  this  boat  club  membership  model  provides  access  to  the  boating  lifestyle  in  a  way  that  attracts  new  entrants,  keeps 
disaffected boaters in the fold, and helps grow the broader boating community. FBC also provides a channel for sales of our 
boats, marine engines, parts and accessories, and various other services we offer. In 2020, Entrepreneur Magazine named FBC 
among  the  150  "Top  Growth  Franchises,"  an  award  for  companies  that  have  achieved  the  greatest  positive  franchisee  unit 
growth in North America over a three-year period.

The Business Acceleration Group also includes Boating Services Network, a dealer finance and ancillary service business 
unit  that  provides  floor  plan  finance  through  Brunswick  Acceptance  Company  (USA)  and  Brunswick  Commercial  Finance 
(Canada),  retail  finance  through  Blue  Water  Finance  and  Mercury  Repower  Finance,  retail  extended  warranties  under  the 
Passport  and  Passport  Premier  brands  through  Brunswick  Product  Protection  Corporation,  retail  insurance  through 
Boater's Choice Insurance, and close to 50 name brand marine dealer service providers through Brunswick Dealer Advantage. 
Each  offering  allows  us  to  deliver  a  more  complete  line  of  financial  services  and  product  offerings  to  our  boat  and  marine 
engine dealers and their customers. See the "Financing Joint Venture" section below for details about our related financing joint 
venture that operates closely with the Boating Services Network.

Financing Joint Venture

Through  our  Brunswick  Financial  Services  Corporation  subsidiary,  we  own  a  49  percent  interest  in  a  joint  venture, 
Brunswick Acceptance Company, LLC (BAC). Under the terms of the joint venture agreement (JV Agreement), BAC provides 
secured wholesale inventory floorplan financing to our boat and engine dealers. A subsidiary of Wells Fargo & Company owns 
the remaining 51 percent.

The JV Agreement contains a financial covenant that conforms to the maximum leverage ratio test in the Credit Facility 
described  in  Note  16  –  Debt  in  the  Notes  to  Consolidated  Financial  Statements.  The  JV  Agreement  contains  provisions 
allowing for the renewal of the JV Agreement or the purchase of the other party's interest in the joint venture at the end of its 
term. Alternatively, either partner may terminate the JV Agreement at the end of its term.

Refer  to  Note  10  –  Financing  Joint  Venture  in  the  Notes  to  Consolidated  Financial  Statements  for  more  information 

about our financial services offered through BAC.

Distribution

We  utilize  independent  distributors,  dealers,  and  retailers  (Dealers)  for  the  majority  of  our  boat  sales  and  some  sales  of 
marine  engines  as  well.  We  have  over  16,000  active  Dealers  serving  our  business  segments  worldwide.  Our  marine  Dealers 
typically carry one or more of the following product categories: boats, engines, and parts and accessories.

We own Land 'N' Sea, Kellogg Marine Supply, Payne's Marine Group, BLA, and Lankhorst Taselaar, which comprise our 
primary P&A distribution platforms. We believe that these businesses, collectively, are leading distributors of marine parts and 
accessories, with a network of distribution warehouses located throughout the markets they service, offering same-day or next-
day delivery service to a broad array of marine service facilities and Dealers. 

Our Dealers are independent companies or proprietors that range in size from small, family-owned businesses to a large, 
publicly-traded corporation with substantial revenues and multiple locations. Some Dealers sell our products exclusively, while 
a  majority  also  carry  competitor  and  complementary  products.  We  partner  with  our  boat  dealer  network  to  improve  quality, 
service, distribution, and delivery of parts and accessories to enhance the boating customer's experience.

4

 
 
 
Table of Contents

Demand  for  a  significant  portion  of  our  products  is  seasonal,  and  a  number  of  our  Dealers  are  relatively  small  and/or 
highly-leveraged.  As  a  result,  many  Dealers  secure  floor  plan  financing  from  BAC  or  other  third  party  finance  companies, 
enabling them to stock product in advance of the peak selling season and provide stable channels for our products. In addition 
to the financing BAC offers, we may also provide our Dealers with incentive programs, loan guarantees, inventory repurchase 
commitments,  and  financing  receivable  arrangements,  under  which  we  are  obligated  to  repurchase  inventory  or  receivables 
from a finance company in the event of a Dealer's default. We believe that these arrangements are in our best interest; however, 
these arrangements expose us to credit and business risk. Our business units, along with BAC, maintain active credit operations 
to  manage  this  financial  exposure,  and  we  continually  seek  opportunities  to  sustain  and  improve  the  financial  health  of  our 
various  distribution  channel  partners.  Refer  to  Note  8  –  Financing  Receivables  and  Note  13  –  Commitments  and 
Contingencies in the Notes to Consolidated Financial Statements for further discussion of these arrangements.

Technology and Innovation

We believe Brunswick is uniquely positioned to define the future of the global marine industry. We are continuously and 
consistently  innovating  the  future  of  recreational  boating  through  growing  service,  connectivity,  and  alternative  participation 
capabilities  and  businesses.  To  support  our  goal,  we  have  established  cross  functional  and  cross  business  investments  and 
initiatives,  and  hired  new  leaders  with  strong  technology  experience.  We  continue  to  develop  solutions  to  further  improve 
boater experiences both by advancing the efficiency and capabilities of our core product lines and through our ACES strategy. 
An example of this strategy is Mercury's Joystick Piloting System with advanced capabilities, including docking assistance. In 
addition, we continue to invest in electrification technology, personnel, and programs. The Fathom e-Power system, introduced 
in 2020 on the Sea Ray SLX-R 400e Outboard model, replaces a traditional gas-powered generator with a first-of-its-kind boat 
electrification  feature.  The  Fathom  system  includes  a  high-capacity  lithium-ion  battery  pack  with  an  intuitive  power 
management system to power the boat’s accessory systems for a longer, quieter, and more eco-friendly day on the water. We 
are driving the implementation of a full portfolio of 'digital first' initiatives that span our business units and product categories, 
and the consistent expansion of Freedom Boat Club demonstrates our commitment to shared access models. We also continue 
to  partner  with  TechNexus  Holdings,  LLC  to  identify  and  incubate  innovative  start-up  ventures  with  strategic  marine 
applications to help drive long-term growth. 

International Operations

Non-U.S.  sales  are  set  forth  in  Note  6  –  Segment  Information  and  Note  2  –  Revenue  Recognition  in  the  Notes  to 

Consolidated Financial Statements and are also included in the table below, which details our non-U.S. sales by region:

(in millions)
Europe
Canada
Asia-Pacific
Rest-of-World
Total
Total International Sales as a Percentage of Net Sales

2020
$  550.1 
246.3 
383.9 
169.2 
$ 1,349.5 

2019
$  516.7 
279.9 
274.9 
165.8 
$ 1,237.3 

2018
$  494.3 
287.3 
262.0 
159.3 
$ 1,202.9 

 31 %

 30 %

 29 %

We transact a portion of our sales in non-U.S. markets in local currencies, while a meaningful portion of our product costs 
are denominated in U.S. dollars as a result of our U.S. manufacturing operations. As a result, the strengthening or weakening of 
the U.S. dollar affects the financial results of our non-U.S. operations. 

Propulsion  non-U.S.  sales  represented  approximately  47  percent  of  our  non-U.S.  sales  in  2020.  The  segment's  principal 

non-U.S. operations include the following:  

•

•
•
•

Distribution, sales, service, engineering, or representative offices in Australia, Belgium, Brazil, Canada, China, Dubai, 
Finland, France, Italy, Japan, New Zealand, the Netherlands, Norway, Russia, Singapore, Sweden, and Switzerland; 
Light assembly facilities in Mexico;
An outboard engine assembly plant in Suzhou, China; and
An outboard engine assembly plant operated by a joint venture in Japan.

P&A non-U.S. sales comprised approximately 31 percent of our non-U.S. sales in 2020. P&A's principal non-U.S. 

operations include manufacturing and distribution facilities in Europe, Australia, New Zealand, and Mexico.

5

 
 
 
 
 
 
 
 
 
 
Table of Contents

Boat non-U.S. sales comprised approximately 22 percent of our non-U.S. sales in 2020. The Boat Group manufactures or 
assembles  a  portion  of  its  products  in  Canada,  Mexico,  New  Zealand,  and  Portugal,  as  well  as  in  boat  plants  owned  and 
operated by third parties in Poland that perform contract manufacturing for us, which are sold mostly in international markets 
through Dealers. The Boat Group has sales or import offices in Belgium, Canada, France, Italy, the Netherlands, New Zealand, 
Norway, Poland, and Sweden. Of our boat sales in Canada and Europe, approximately 48 percent and 92 percent of the units, 
respectively, were produced in the region. 

Raw Materials and Supplies

We purchase a wide variety of raw materials from our supplier base, including commodities such as aluminum, resins, oil, 
and  steel,  as  well  as  product  parts  and  components,  such  as  engine  blocks  and  boat  windshields.  The  prices  for  these  raw 
materials, parts, and components fluctuate depending on market conditions. Significant increases in the cost of such materials 
would  raise  our  production  costs,  which  could  reduce  profitability  if  we  did  not  recoup  the  increased  costs  through  higher 
product prices or improved efficiencies.

Our  global  procurement  operations  continue  to  better  leverage  purchasing  power  across  our  divisions  and  to  improve 
supply chain and cost efficiencies. We mitigate commodity price risk on certain raw material purchases by entering into fixed 
priced contracts or derivatives to mitigate exposure related to changes in commodity prices.

Intellectual Property

We have, and continue to obtain, patent rights covering certain features of our products and processes. By law, our patent 
rights, which consist of patents and patent licenses, have limited lives and expire periodically. We believe that our patent rights 
are important to our competitive position in all of our business segments. Our trademark rights have indefinite lives, and many 
are  well  known  to  the  public  and  are  considered  to  be  valuable  assets.  Most  of  our  intellectual  property  is  owned  by  U.S. 
entities. 

In Propulsion, patent rights principally relate to features of outboard engines and inboard-outboard drives, hybrid drives, 
and  pod  drives,  including:  die-cast  powerheads;  cooling  and  exhaust  systems;  drivetrain,  clutch,  and  gearshift  mechanisms; 
boat/engine mountings; shock-absorbing tilt mechanisms; ignition systems; propellers; marine vessel control systems; fuel and 
oil injection systems; supercharged engines; outboard mid-section structures; segmented cowls; hydraulic trim, tilt and steering; 
screw compressor charge air cooling systems; a range of proprietary metal alloys; and airflow silencers.

In P&A, patent rights principally relate to features of trolling motors as well as parts and accessories for marine and 

recreational vehicles.

Boat  patent  rights  principally  relate  to  processes  for  manufacturing  fiberglass  hulls,  decks,  and  components  for  boat 

products, as well as patent rights related to boat design, features, and components.  

In addition to "Brunswick," the following are our principal trademarks and brands: 

Propulsion:  Axius,  Mariner,  MerCruiser,  Mercury,  Mercury  Marine,  Mercury  Propellers,  Mercury  Racing,  OptiMax,  

SeaPro, SmartCraft, Sport-Jet, Valiant, Verado, VesselView, and Zeus.

P&A: Ancor, Attwood, BEP, Blue Sea Systems, CZone, Del City, FulTyme RV, Garelick, Kellogg Marine Supply, Land 
'N' Sea, Lenco Marine, Marinco, Mastervolt, Mercury Precision Parts, MotorGuide, NAUTIC-ON, ParkPower, Power Products, 
Progressive Industries, ProMariner, Quicksilver, Seachoice, Swivl-Eze, Talamex, and Whale.

Boat:  Bayliner,  Boston  Whaler,  Crestliner,  Cypress  Cay,  Freedom  Boat  Club,  Harris,  Heyday,  Legend,  Lowe,  Lund, 

Master Dealer, Princecraft, Protector, Quicksilver, Rayglass, Sea Ray, Thunder Jet, and Uttern.

Competitive Conditions and Position

We believe that we have a reputation for quality in each of our highly competitive lines of business. We compete in various 
markets  by:  utilizing  efficient  production  techniques;  developing  and  strengthening  our  leading  brands;  developing  and 
promoting  innovative  technological  advancements;  undertaking  effective  marketing,  advertising,  and  sales  efforts;  providing 
high-quality, innovative products at competitive prices; and offering extensive aftermarket products.

6

 
 
 
 
  
 
Table of Contents

Strong competition exists in each of our product groups, but no single enterprise competes with us in all product groups. In 
each product area, competitors range in size from large, highly-diversified companies to small, single-product businesses. We 
also indirectly compete with businesses that offer alternative leisure products or activities.

 The following summarizes our competitive position in each segment:

Propulsion:  We  believe  the  Propulsion  segment  is  a  world  leader  in  the  manufacture  and  sale  of  recreational  and 
commercial  marine  engines  and  related  controls,  rigging,  and  propellers.  The  marine  engine  market  is  highly  competitive 
among  several  major  international  companies  that  comprise  the  majority  of  the  market,  including  Japanese-based  outboard 
engine  manufacturers,  as  well  as  several  smaller  companies  including  Chinese  manufacturers.  Competitive  advantage  in  this 
segment  is  a  function  of  product  features,  technological  leadership,  quality,  service,  pricing,  performance,  manufacturing 
capabilities,  depth  of  product  portfolio,  intuitive  product  controls,  and  durability,  along  with  effective  promotion  and 
distribution. 

P&A: We believe the P&A segment is a world leader in manufacturing, marketing, and distributing parts and accessories, 
including  engine  parts  and  consumables,  electrical  products,  and  boat  parts  and  systems.  The  parts  and  accessories  and 
distribution  market  is  highly  competitive  and  fragmented.  Our  competitive  advantage  in  this  market  includes  our  product 
breadth,  proprietary  parts  and  technology,  global  distribution  network,  extensive  portfolio  of  recognized  brands,  sales  team, 
delivery timing, and service.

Boat: We believe the Boat segment is a world leader in the manufacture and sale of pleasure motorboats. There are several 
major manufacturers of pleasure and offshore fishing boats, along with hundreds of smaller manufacturers. However, few major 
manufacturers  compete  in  the  breadth  of  categories  or  geographies  in  which  our  Boat  segment  competes.  Consequently,  this 
business is highly competitive by category but also highly fragmented. In all of our boat operations, we compete on the bases of 
product features, technology, quality, brand strength, dealer service, pricing, performance, value, durability and styling, along 
with  effective  promotion  and  distribution.  In  addition,  we  believe  Freedom  Boat  Club  is  the  largest  operator  of  boat  club 
locations  in  the  world,  with  more  than  250  locations,  either  Company-owned  or  franchised.  This  operating  model  providers 
boaters a unique and lower cost means to participate in boating.   

Human Capital Resources

Our business strategy relies on attracting, training, developing, and retaining a skilled workforce. We provide opportunities 
for  continuous  learning  and  development,  such  as  Brunswick  University,  a  program  that  offers  courses  in  leadership  and 
innovation, effective communication, and strategic thinking. In addition, we have instituted rotational leadership programs to 
attract, develop, and retain management and financial talent. We recognize that we operate in competitive marketplaces when it 
comes to finding top talent, particularly in technical fields. We strive to offer our employees career-specific tools and resources 
and support development opportunities through apprenticeships and robust training opportunities.

Employee  safety  is  a  top  priority.  We  foster  an  environment  with  a  strong  emphasis  on  understanding,  proactively 
identifying,  and  addressing  potential  safety  risks  in  our  business  and  operations.  With  respect  to  the  current  COVID-19 
pandemic, we have updated and implemented our pandemic plans and operations to ensure the continuation of safe and reliable 
service to customers and to maintain the safety of our employees, as well as to incorporate any new governmental guidance,  
rules, and regulations regarding workplace safety.

Our compensation philosophy is to encourage performance that creates sustainable, long-term shareholder value,

motivates  achievement  of  financial  and  strategic  goals,  attracts,  retains,  and  motivates  talent,  and  reinforces  our  pay-for-
performance culture. We continuously evolve our benefits programs, for example, by implementing paid parental leave and by 
instituting a long-standing, robust wellness program to encourage employees to build and maintain healthy lifestyles.

We are dedicated to enhancing diversity and inclusion in our workforce, because we believe both are key to the most

successful business outcomes. We strive to embrace a global, ethical, and respectful work culture. In 2020, we established an 
enterprise-wide Diversity, Equity and Inclusion (DEI) team, designed to influence our actions and collectively drive progress to 
ensure  DEI  becomes  more  clearly  visible  and  firmly  embedded  in  our  workplace  culture.  Also  in  2020,  we  were  proud  that 
Forbes named Brunswick to its lists of Best Employers for Veterans and Women and America's Best-in-State Employers for 
both Wisconsin and Minnesota.

7

 
 
Table of Contents

As of December 31, 2020, we employed 14,382 people around the world. Less than 20% of our U.S. employees belong to 
labor unions, and we believe that the relationships between our employees, the unions, and the Company remain stable. The 
collective bargaining agreement between Mercury Marine and its largest union, the International Association of Machinists and 
Aerospace Workers (IAM) Lodge 1947, remains in place until August 26, 2023.

Discontinued Operations

Refer to Note 3 – Discontinued Operations in the Notes to Consolidated Financial Statements for additional information 

regarding discontinued operations.

Environmental Requirements

Refer to Note 13 – Commitments and Contingencies in the Notes to Consolidated Financial Statements for a description 

of certain environmental proceedings. 

Available Information

Brunswick maintains an Internet website at http://www.brunswick.com that includes links to our Annual Report on Form 
10-K,  Quarterly  Reports  on  Form  10-Q,  Current  Reports  on  Form  8-K  and  any  amendments  to  those  reports,  and  Proxy 
Statements (SEC Filings). The SEC Filings are available without charge as soon as reasonably practicable following the time 
that they are filed with, or furnished to, the SEC. Shareholders and other interested parties may request email notification of the 
posting  of  these  documents  through  the  Investors  section  of  our  website.  Brunswick’s  SEC  Filings  are  also  available  on  the 
SEC’s website at http://www.sec.gov. 

8

 
Table of Contents

Item 1A.  Risk Factors

Our operations and financial results are subject to certain risks and uncertainties, including those described below, which 
could adversely affect our business, financial condition, results of operations, cash flows, and the trading price of our common 
stock.

RISKS RELATED TO ECONOMIC AND MARKET CONDITIONS

Worldwide  economic  conditions  significantly  affect  our  industries  and  businesses,  and  economic  decline  can  materially 
impact our financial results.

In times of economic uncertainty or recession, consumers tend to have less discretionary income and to defer significant 
spending  on  non-essential  items,  which  may  adversely  affect  our  financial  performance.  Although  portions  of  the  marine 
industry  have  experienced  positive  trends  as  a  result  of  the  unique  consumer  environment  resulting  from  the  COVID-19 
pandemic,  these  trends  may  not  continue,  and  the  accompanying  economic  uncertainty  caused  by  the  pandemic  may  lead  to 
unfavorable business outcomes. We continue to develop our portfolio with new and/or expanded technologies, business models, 
services, and solutions that are less susceptible to economic cycles, but a portion of our business remains cyclical and sensitive 
to consumer spending on new engines, boats, and associated parts and accessories. 

Deterioration  in  general  economic  conditions  that  in  turn  diminishes  consumer  confidence  or  discretionary  income  may 
reduce our sales, or we may decide to lower pricing for our products, thus adversely affecting our financial results, including 
increasing the potential for future impairment charges. Further, most of our products are recreational, and consumers’ limited 
discretionary  income  in  times  of  economic  hardship  may  be  diverted  to  other  activities  that  occupy  their  time,  such  as  other 
forms  of  recreational,  religious,  cultural,  or  community  activities.  We  cannot  predict  the  strength  of  global  economies  or  the 
timing of economic recovery, either worldwide or in the specific markets in which we compete.  

Fiscal concerns and policy changes may negatively impact worldwide economic and credit conditions and adversely affect 
our industries, businesses, and financial condition.

Fiscal  policy  could  have  a  material  adverse  impact  on  worldwide  economic  conditions,  the  financial  markets,  and 
availability  of  credit  and,  consequently,  may  negatively  affect  our  industries,  businesses,  and  overall  financial  condition. 
Customers  often  finance  purchases  of  our  products,  particularly  boats,  and  as  interest  rates  rise,  the  cost  of  financing  the 
purchase  also  increases.  While  credit  availability  is  adequate  to  support  demand  and  interest  rates  remain  relatively  low,  if 
credit  conditions  worsen  and  adversely  affect  the  ability  of  customers  to  finance  potential  purchases  at  acceptable  terms  and 
interest rates, it could result in a decrease in sales or delay improvement in sales.

Adverse credit and capital market conditions could have a negative impact on our financial results.

Adverse global economic conditions, market volatility, and regulatory uncertainty could lead to volatility and disruptions in 
the  capital  and  credit  markets.  We  may  rely  on  short-term  capital  markets  to  meet  our  working  capital  requirements,  fund 
capital expenditures, pay dividends, or fund employee benefit programs, and we maintain short-term borrowing facilities that 
can be used to meet these capital requirements. In addition, over the long term, we may determine that it is necessary to access 
the  capital  markets  to  refinance  existing  long-term  indebtedness  or  to  raise  capital  for  other  initiatives.  Adverse  economic, 
credit, and capital market conditions could negatively affect our ability to access capital and credit markets or increase the cost 
to do so, which could adversely impact our business, financial results, and competitive position. 

In  addition,  our  variable  rate  indebtedness  and  financing  programs,  including  wholesale  financing  arrangements  through 
BAC, may use LIBOR as a benchmark for establishing the rate. As announced in July 2017, LIBOR is expected to be phased 
out by the end of 2021. Uncertainty as to the nature of alternative reference rates and as to potential changes or other reforms to 
LIBOR may adversely impact the availability and cost of borrowings.

Changes in currency exchange rates can adversely affect our results.

Some  of  our  sales  are  denominated  in  a  currency  other  than  the  U.S.  dollar.  Consequently,  a  strong  U.S.  dollar  may 
adversely  affect  reported  revenues  and  our  profitability.  We  have  hedging  programs  in  place  to  reduce  our  risk  to  currency 
fluctuations; however, we cannot hedge against all currency risks, especially over the long term. We maintain a portion of our 
cost structure in currencies other than the U.S. dollar, which partially mitigates the impact of a strengthening U.S. dollar. This 
includes manufacturing operations for boats in Europe and Canada, and smaller outboard engines manufactured in China and 

9

Table of Contents

purchased from our joint venture in Japan. We also continue to evaluate the supply chain and cost structure for opportunities to 
further mitigate foreign currency risks.  

We sell products manufactured in the U.S. into certain international markets in U.S. dollars, including to Canada, Europe, 
and Latin America. Demand for our products in these markets may be diminished by a strengthening U.S. dollar, or we may 
need  to  lower  prices  to  remain  competitive.  Some  of  our  competitors  with  cost  positions  based  outside  the  U.S.,  including 
Asian-based  outboard  engine  manufacturers  and  European-based  large  fiberglass  boat  manufacturers,  may  have  an  improved 
cost position due to a strengthening U.S. dollar, which could result in pricing pressures on our products. Although these factors 
have existed for several years, we do not believe they have had a material adverse effect on our competitive position.

Higher energy and fuel costs can affect our results.

Higher energy and fuel costs increase operating expenses at our manufacturing facilities and the cost of shipping products 
to  customers.  In  addition,  increases  in  energy  costs  can  adversely  affect  the  pricing  and  availability  of  petroleum-based  raw 
materials such as resins and foam that are used in many of our marine products. Higher fuel prices may also have an adverse 
effect  on  demand  for  our  parts  and  accessories  businesses,  as  they  increase  the  cost  of  boat  ownership  and  possibly  affect 
product use.

Our profitability may suffer as a result of competitive pricing and other pressures.

The introduction of lower-priced alternative products or services by other companies can hurt our competitive position in 
all of our businesses. We are constantly subject to competitive pressures in which predominantly international manufacturers 
may  pursue  a  strategy  of  aggressive  pricing,  particularly  during  periods  when  their  local  currency  weakens  versus  the  U.S. 
dollar. Such pricing pressure may limit our ability to increase prices for our products in response to raw material and other cost 
increases and negatively affect our profit margins.

In addition, our independent boat builder customers may react negatively to potential competition for their products from 
Brunswick's own boat brands, which can lead them to purchase marine engines, boat systems, and marine engine supplies from 
competing marine engine manufacturers and may negatively affect demand for our products.

RISKS RELATED TO OUR BUSINESS AND OPERATIONS

Actual  or  potential  public  health  emergencies,  epidemics,  or  pandemics,  such  as  the  current  coronavirus  (COVID-19) 
pandemic, could have a material adverse effect on our business, results of operations, or financial condition.

The  impact  of  actual  or  potential  public  health  emergencies,  epidemics,  or  pandemics  on  the  Company,  our  suppliers, 
dealers, and customers, and the general economy could be wide-ranging and significant, depending on the nature of the issue, 
governmental  actions  taken  in  response,  and  the  public  reaction.  The  impact  of  the  current  COVID-19  pandemic  includes 
illness,  quarantines,  cancellation  of  events  and  travel,  business  and  school  shutdowns,  reduction  in  economic  activity, 
widespread  unemployment,  and  supply  chain  interruptions,  which  collectively  have  caused  significant  disruptions  to  global 
economies and financial markets. 

Despite the COVID-19 pandemic, demand in our products increased in the last two fiscal quarters of 2020 versus the same 
periods  in  2019,  but  the  pandemic  could  result  in  future  significant  volatility  in  demand,  positively  or  negatively,  for  one  or 
more  of  our  products.  Demand  volatility  may  be  caused  by,  among  other  things:  the  temporary  inability  of  consumers  to 
purchase our products due to illness, quarantine, or other travel restrictions; dealership closures due to illness or government 
restrictions;  a  reduction  in  boating  activity  as  a  result  of  governmental  actions  or  self-quarantine  measures;  shifts  in  demand 
away  from  discretionary  products;  and  reduced  options  for  marketing  and  promotion  of  products  or  other  restrictions  in 
connection with COVID-19. If such events occurred over a prolonged period, they could increase our costs and difficulty of 
operating  our  business,  including  accurately  planning  and  forecasting  for  our  operations  and  inventory  levels,  which  may 
adversely impact our results.

The COVID-19 pandemic has resulted in, and may continue to result in, disruption, uncertainty, and volatility in the global 
financial and credit markets. Such volatility could impact our access to capital resources and liquidity in the future, including 
making credit difficult to obtain or only available on less favorable terms. The COVID-19 pandemic may continue to have an 
impact on our operations, which could be material. For example, many of our facilities have experienced absenteeism caused by 
illness  or  quarantine  measures.  The  continuing  impact  on  our  business  operations  could  include,  but  are  not  limited  to, 
significant  numbers  of  employees  contracting  COVID-19;  facility  closures  as  a  result  of  state  and  local  "shelter-in-place" 
orders,  safety  precautions,  employee  illness,  or  self-quarantine  measures;  reductions  in  our  operating  effectiveness  as  our 

10

Table of Contents

employees  work  from  home  or  as  a  result  of  new  workplace  safety  measures;  unavailability  of  key  personnel  necessary  to 
conduct our business activities; project delays; and supply chain or distribution interruptions and constraints. Additionally, we 
rely on original equipment manufacturers, dealers, and distributors to market and sell most of our products, and effects on their 
businesses  or  financial  condition  as  a  result  of  the  COVID-19  pandemic  could  result  in  various  adverse  operational  impacts 
including, but not limited to, lower sales, delayed cash payments, interrupted customer warranty service, and increased credit 
risk.

Our  efforts  to  manage,  mitigate,  and  remedy  these  impacts  may  prove  unsuccessful  as  the  ultimate  impact  of  the 
COVID-19  pandemic  depends  on  factors  beyond  our  knowledge  or  control,  including  the  duration  and  severity  of  the 
pandemic,  public  safety  actions  taken  by  government  authorities,  long-term  economic  recovery,  and  resulting  consumer 
response.

Successfully managing our manufacturing activity is critical to our operating and financial results.

Over  the  past  several  years,  we  have  made  strategic  capital  investments  in  capacity  expansion  activities  to  successfully 
capture  growth  opportunities  and  enhance  product  offerings,  including  expansions  at  Mercury  Marine  in  Fond  du  Lac, 
Wisconsin and Boston Whaler in Edgewater, Florida. We also continue to implement manufacturing efficiency enhancements 
that are important to our success. Conversely, we may make decisions to reduce our manufacturing footprint in accordance with 
our business strategy. We must carefully manage these capital improvement projects, expansions, efficiency enhancements, and 
any consolidation efforts to ensure they meet cost targets, comply with applicable environmental, safety, and other regulations, 
and uphold high-quality workmanship.

Moving  production  to  a  different  plant,  expanding  capacity  at  an  existing  facility,  or  ceasing  production  at  a  facility 
involves  risks,  including  difficulties  initiating  production  within  the  cost  and  timeframe  estimated,  supplying  product  to 
customers  when  expected,  integrating  new  products,  and  attracting  sufficient  skilled  workers  to  handle  additional  production 
demands. If we fail to meet these objectives, it could adversely affect our ability to meet customer demand for products and 
increase the cost of production versus projections, both of which could result in a significant adverse impact on operating and 
financial results. Additionally, plant consolidation or expansion can result in manufacturing inefficiencies, additional expenses, 
including higher wages or severance costs, and cost inefficiencies, which could negatively impact financial results.

Adverse weather conditions and climate change events can have a negative effect on revenues.

Changes in seasonal weather conditions can have a significant effect on our operating and financial results. Sales of our 
marine products are typically stronger just before and during spring and summer, and favorable weather during these months 
generally has had a positive effect on consumer demand. Conversely, unseasonably cool weather, excessive rainfall, or drought 
conditions during these periods can reduce or change the timing of demand. Climate change could have an impact on longer-
term  natural  weather  trends,  resulting  in  environmental  changes  including,  but  not  limited  to,  increases  in  severe  weather, 
changing sea levels, changes in sea, land and air temperatures, poor water conditions, or reduced access to water, could disrupt 
or negatively affect our business. 

Catastrophic events, including natural and environmental disasters, acts of terrorism, or civil unrest, could have a negative 
effect on our operations and financial results.

Hurricanes, floods, earthquakes, storms, and catastrophic natural or environmental disasters, as well as acts of terrorism or 
civil unrest, could disrupt our distribution channel, operations, or supply chain and decrease consumer demand. If a catastrophic 
event takes place in one of our major sales markets, our sales could be diminished. Additionally, if such an event occurs near 
our business locations, manufacturing facilities or key supplier facilities, business operations, and/or operating systems could be 
interrupted.  We  could  be  uniquely  affected  by  weather-related  catastrophic  events  due  to  the  location  of  certain  of  our  boat 
facilities in coastal Florida and the size of the manufacturing operation in Fond du Lac, Wisconsin.

A significant portion of our revenue is derived from international sources, which creates additional uncertainty.

We  intend  to  continue  to  expand  our  international  operations  and  customer  base  as  part  of  our  growth  strategy.  Sales 
outside  the  United  States,  especially  in  emerging  markets,  are  subject  to  various  risks,  including  government  embargoes  or 
foreign  trade  restrictions,  foreign  currency  effects,  tariffs,  customs  duties,  inflation,  difficulties  in  enforcing  agreements  and 
collecting  receivables  through  foreign  legal  systems,  compliance  with  international  laws,  treaties,  and  regulations,  and 
unexpected  changes  in  regulatory  environments,  disruptions  in  distribution,  dependence  on  foreign  personnel  and  unions, 
economic  and  social  instability,  and  public  health  crises,  including  the  outbreak  of  pandemic  or  contagious  disease,  such  as 

11

Table of Contents

COVID-19. In addition, there may be tax inefficiencies in repatriating cash from non-U.S. subsidiaries, or tax laws that affect 
this process may change.  

Instability,  including,  but  not  limited  to,  political  events,  civil  unrest,  and  an  increase  in  criminal  activity,  in  locations 
where  we  maintain  a  significant  presence  could  adversely  impact  our  manufacturing  and  business  operations.  Decreased 
stability poses a risk of business interruption and delays in shipments of materials, components, and finished goods, as well as a 
risk of decreased local retail demand for our products.  

The decision of the United Kingdom (UK) to exit from the European Union (EU) (Brexit) could cause disruptions to, and 
create  uncertainty  surrounding,  our  business,  which  could  affect  our  relationships  with  existing  and  potential  customers.  In 
addition, new rules in place in January 2021 in response to the December 2020 agreement reached between the EU and UK 
could lead to legal uncertainty and potentially divergent national laws and regulations, as the UK determines which EU laws to 
replace or replicate. We cannot predict what consequences Brexit may have on regulations applicable to our business or on our 
future operations.

In addition, political and economic uncertainty and shifts pose risks of volatility in other global markets, which could affect 
our  operations  and  financial  results.  Changes  in  U.S.  policy  regarding  foreign  trade  or  manufacturing  may  create  negative 
sentiment about the U.S. among non-U.S. customers, employees, or prospective employees, which could adversely affect our 
business, sales, hiring, and employee retention. If we continue to expand our business globally, our success will depend, in part, 
on our ability to anticipate and effectively manage these and other risks, which could materially impact international operations 
or the business as a whole.

Our  ability  to  remain  competitive  depends  on  successfully  introducing  new  products  and  services  that  meet  customer 
expectations.

We believe that our customers look for and expect quality, innovation, and advanced features when evaluating and making 
purchasing decisions about products and services in the marketplace. Our ability to remain competitive and meet our growth 
objectives may be adversely affected by difficulties or delays in product development, such as an inability to develop viable 
new products or customer solutions, gain market acceptance of new products, generate sufficient capital to fund new product 
development, or obtain adequate intellectual property protection for new products. To meet ever-changing consumer demands, 
both timing of market entry and pricing of new products are critical. As a result, we may not be able to introduce new products 
that  are  necessary  to  remain  competitive  in  all  markets  that  we  serve.  Furthermore,  we  must  continue  to  meet  or  exceed 
customers' expectations regarding product quality and after-sales service or our operating results could suffer.

Our ability to meet demand in a rapidly changing environment may adversely affect our results of operations.

Production and sales levels throughout 2020 fluctuated due in large part to the COVID-19 pandemic. Although we have 
remained focused on applying and enhancing our COVID-19 health and safety protocols while continuing to ramp-up global 
production,  our  businesses  may  experience  difficulty  in  adapting  to  the  rapidly  changing  production  and  sales  volumes.  We 
may not be able to recruit or maintain sufficient skilled labor or our suppliers may not be able to deliver sufficient quantities of 
parts and components for us to match production with rapid changes in forecasted demand. In addition, consumers may pursue 
other  recreational  activities  if  dealer  pipeline  inventories  fall  too  low  and  it  is  not  convenient  to  purchase  our  products, 
consumers may purchase from competitors, or our fixed costs may grow in response to increased demand. A failure to adjust 
dealer pipeline inventory levels to meet demand could adversely impact our results of operations.

Loss of key customers could harm our business.

In  each  segment,  we  have  important  relationships  with  key  customers,  including  White  River  Marine  Group,  LLC  and 
MarineMax, Inc. From time to time, contracts with these customers come up for renewal. We cannot be certain we will renew 
such contracts, or renew them on favorable terms. If we lose a key customer, or a significant portion of its business, we could 
be adversely affected. In addition, certain customers could try to negotiate more favorable pricing of our products, which could 
depress earnings. In an effort to mitigate the risk associated with reliance on key customer accounts, we continually monitor 
such relationships and maintain a complete and competitive product lineup. 

Our  financial  results  may  be  adversely  affected  by  our  third  party  suppliers'  increased  costs  or  inability  to  meet  required 
production levels due to increased demand or disruption of supply of raw materials, parts, and product components.

We rely on third parties to supply raw materials used in the manufacturing process, including oil, aluminum, copper, steel, 
and  resins,  as  well  as  product  parts  and  components.  The  prices  for  these  raw  materials,  parts,  and  components  fluctuate 

12

Table of Contents

depending  on  market  conditions  and,  in  some  instances,  commodity  prices  or  trade  policies,  including  tariffs.  Substantial 
increases  in  the  prices  of  raw  materials,  parts,  and  components  would  increase  our  operating  costs,  and  could  reduce  our 
profitability  if  we  are  unable  to  recoup  the  increased  costs  through  higher  product  prices  or  improved  operating 
efficiencies.  Similarly,  if  a  critical  supplier  were  to  close  its  operations,  cease  manufacturing,  or  otherwise  fail  to  deliver  an 
essential component necessary to our manufacturing operations, that could detrimentally affect our ability to manufacture and 
sell our products, resulting in an interruption in business operations and/or a loss of sales. 

In  addition,  some  components  used  in  our  manufacturing  processes,  including  certain  engine  components,  furniture, 
upholstery, and boat windshields, are available from a sole supplier or a limited number of suppliers. Operational and financial 
difficulties that these or other suppliers may face in the future could adversely affect their ability to supply us with the parts and 
components we need, which could significantly disrupt our operations. It may be difficult to find a replacement supplier for a 
limited  or  sole  source  raw  material,  part,  or  component  without  significant  delay  or  on  commercially  reasonable  terms.  In 
addition,  an  uncorrected  defect  or  supplier's  variation  in  a  raw  material,  part,  or  component,  either  unknown  to  us  or 
incompatible with our manufacturing process, could jeopardize our ability to manufacture products.  

Some  additional  supply  risks  that  could  disrupt  our  operations,  impair  our  ability  to  deliver  products  to  customers,  and 

negatively affect our financial results include: 

•
•
•
•

•
•

an outbreak of disease or facility closures due to the COVID-19 pandemic, or similar public health threat;
a deterioration of our relationships with suppliers;
events such as natural disasters, power outages, or labor strikes; 
financial  pressures  on  our  suppliers  due  to  a  weakening  economy  or  unfavorable  conditions  in  other  end 
markets; 
supplier manufacturing constraints and investment requirements; or
disruption at major global ports and shipping hubs.

These  risks  are  exacerbated  in  the  case  of  single-source  suppliers,  and  the  exclusive  supplier  of  a  key  component  could 

potentially exert significant bargaining power over price, quality, warranty claims, or other terms.

We  continue  to  increase  production;  consequently,  our  need  for  raw  materials  and  supplies  continues  to  increase.  Our 
suppliers must be prepared to ramp-up operations and, in many cases, hire additional workers and/or expand capacity in order 
to  fulfill  our  orders  and  those  of  other  customers.  Cost  increases,  defects,  or  sustained  interruptions  in  the  supply  of  raw 
materials,  parts,  or  components  due  to  delayed  start-up  periods  our  suppliers  experience  as  they  increase  production  efforts 
create risks to our operations and financial results. The Company experienced periodic supply shortages and increases in costs 
to  certain  materials  in  2020.  We  continue  to  address  these  issues  by  identifying  alternative  suppliers  for  key  materials  and 
components,  working  to  secure  adequate  inventories  of  critical  supplies,  and  continually  monitoring  the  capabilities  of  our 
supplier base. In the future, however, we may experience shortages, delayed delivery, and/or increased prices for key materials, 
parts, and supplies that are essential to our manufacturing operations.

We have a fixed cost base that can affect our profitability if demand decreases.

The  fixed  cost  levels  of  operating  production  facilities  can  put  pressure  on  profit  margins  when  sales  and  production 
decline. We have maintained discipline over our fixed cost base, and improvements in gross margin can help mitigate the risks 
related  to  a  fixed  cost  base.  However,  our  profitability  is  dependent,  in  part,  on  our  ability  to  absorb  fixed  costs  over  an 
increasing number of products sold and shipped. Decreased demand or the need to reduce inventories can lower our production 
levels and impact our ability to absorb fixed costs, consequently materially impacting our results.

Some of our operations are conducted by joint ventures that are not operated solely for our benefit.

We  share  ownership  and  management  responsibilities  with  jointly  owned  companies  such  as  BAC  and  Tohatsu  Marine 
Corporation. These joint ventures may not have the same goals, strategies, priorities, or resources as the Company because they 
are intended to be operated for the benefit of all co-owners, rather than for our exclusive benefit. If such a conflict occurred, it 
could negatively impact our sales or financial results. 

RISKS RELATED TO OUR STRATEGIC PLANS

Failure  to  successfully  implement  our  strategic  plan  and  growth  initiatives  could  have  a  material  adverse  effect  on  our 
business and financial condition.

13

Table of Contents

Our ability to continue generating strong cash flow and profits depends partly on the sustained successful execution of our 
strategic plan and growth initiatives, including optimizing our business and product portfolio, making acquisitions, improving 
operating efficiency, and expanding into new adjacent markets. To address risks associated with our plan and growth initiatives, 
we  have  established  processes  to  regularly  review,  manage,  and  modify  our  plans,  and  we  believe  we  have  appropriate 
oversight  to  monitor  initiatives  and  their  impact.  However,  our  strategic  plan  and  growth  initiatives  may  require  significant 
investment and management attention, which could result in the diversion of these resources from the core business and other 
business  issues  and  opportunities.  Additionally,  any  new  initiative  is  subject  to  certain  risks,  including  customer  acceptance, 
competition,  the  ability  to  manufacture  products  on  schedule  and  to  specification,  the  ability  to  create  the  necessary  supply 
chain, and/or the ability to attract and retain qualified management and other personnel. There is no assurance that we will be 
able  to  develop  and  successfully  implement  our  strategic  plan  and  growth  initiatives  in  a  manner  that  fully  achieves  our 
strategic objectives.

Our  business  and  operations  are  dependent  on  the  expertise  of  our  key  contributors,  our  successful  implementation  of 
succession plans, and our ability to attract and retain management employees and skilled labor.

The talents and efforts of our employees, particularly key managers, are vital to our success. Our management team has 
significant industry experience and would be difficult to replace. We may be unable to retain them or to attract other highly 
qualified  employees.  Failure  to  hire,  develop,  and  retain  highly  qualified  and  diverse  employee  talent  and  to  develop  and 
implement an adequate succession plan for the management team could disrupt our operations and adversely affect our business 
and  our  future  success.  During  2020,  we  added  several  new  members  to  our  senior  leadership  team,  including  our  Chief 
Financial  Officer,  President  of  the  Boat  Group,  President  of  the  Advanced  Systems  Group,  Vice  President  -  Enterprise 
Technologies, and Chief Information Officer. We perform an annual review of management succession plans with the Board of 
Directors, including reviewing executive officer and other important positions to substantially mitigate the risk associated with 
key contributor transitions, but we cannot ensure that all transitions will be implemented successfully.

Our  ability  to  continue  to  execute  our  growth  strategy  could  potentially  be  adversely  affected  by  the  effectiveness  of 
organizational changes. Any disruption or uncertainty resulting from such changes could have a material adverse impact on our 
business, results of operations, and financial condition. 

Much of our future success depends on, among other factors, our ability to attract and retain skilled labor. In 2020, nearly 
all facilities sought to increase production and to hire and retain sufficient skilled hourly labor to meet increased demand for our 
products. In the future, if we are not successful in these efforts, we may be unable to meet our operating goals and plans, which 
may impact our financial results. We continually invest in automation and improve our efficiency, but availability and retention 
of  skilled  hourly  workers  remains  critical  to  our  operations.  In  order  to  manage  this  risk,  we  regularly  monitor  and  make 
improvements  to  wages  and  benefit  programs,  as  well  as  develop  and  improve  recruiting,  training,  and  safety  programs  to 
attract and retain an experienced and skilled workforce. 

An inability to identify and complete targeted acquisitions could negatively impact financial results.

Our  growth  initiatives  include  making  strategic  acquisitions,  which  depend  on  the  availability  of  suitable  targets  at 
acceptable terms and our ability to complete the transactions. In managing our acquisition strategy, we conduct rigorous due 
diligence, involve various functions, and continually review target acquisitions, all of which we believe mitigates some of our 
acquisition  risks.  However,  we  cannot  assure  that  suitable  acquisitions  will  be  identified  or  consummated  or  that,  if 
consummated,  they  will  be  successful.  Acquisitions  include  a  number  of  risks,  including  our  ability  to  project  and  evaluate 
market demand, realize potential synergies and cost savings, and make accurate accounting estimates, as well as diversion of 
management  attention.  Uncertainties  exist  in  assessing  the  value,  risks,  profitability,  and  liabilities  associated  with  certain 
businesses  or  assets,  negotiating  acceptable  terms,  obtaining  financing  on  acceptable  terms,  and  receiving  any  necessary 
regulatory approvals. As we continue to grow, in part, through acquisitions, our success depends on our ability to anticipate and 
effectively manage these risks. Our failure to successfully do so could have a material adverse effect on our financial condition 
and results of operations.

The inability to successfully integrate acquisitions could negatively impact financial results.

Our  strategic  acquisitions  pose  risks,  such  as  our  ability  to  project  and  evaluate  market  demand;  maximize  potential 
synergies  and  cost  savings;  make  accurate  accounting  estimates;  and  achieve  anticipated  business  objectives.  Our  recent 
acquisitions of Power Products and Freedom Boat Club, and other acquisitions we may complete in the future, present these 
and other integration risks, including:

14

Table of Contents

•

•

•
•
•

disruptions  in  core,  adjacent,  or  acquired  businesses  that  could  make  it  more  difficult  to  maintain  business  and 
operational relationships, including customer and supplier relationships;
the possibility that the expected synergies and value creation will not be realized or will not be realized within the 
expected time period; 
the risk that unexpected costs and liabilities will be incurred;
diversion of management attention; and
difficulties retaining employees.  

If we fail to timely and successfully integrate new businesses into existing operations, we may see higher costs, lost sales, 

or otherwise diminished earnings and financial results. 

There can be no assurance that strategic divestitures or restructurings will provide business benefits.

As  part  of  our  strategy,  we  continuously  evaluate  our  portfolio  of  businesses  to  further  maximize  shareholder  value.  In 
recent  years,  we  have  divested  our  Fitness  and  Bowling  businesses  and  restructured  our  Sea  Ray  business  to  remove  Sport 
Yachts and Yachts from the portfolio. We have previously and may in the future make other changes to our portfolio, and the 
changes  may  be  material.  Divestitures  involve  risks,  including  difficulties  in  the  separation  of  operations,  services,  products, 
and personnel, disruption in our operations or businesses, finding a suitable purchaser, the diversion of management's attention 
from  our  other  businesses,  the  potential  loss  of  key  employees,  adverse  effects  on  relationships  with  our  dealer  or  supplier 
partners or their businesses, the erosion of employee morale or customer confidence, and the retention of contingent liabilities 
related to the divested business. If we do not successfully manage the risks associated with divestitures, our business, financial 
condition, and results of operations could be adversely affected as the potential strategic benefits may not be realized or may 
take longer to realize than expected. 

RISKS RELATED TO OUR DEALERS, DISTRIBUTORS, AND FRANCHISEES

Our financial results could be adversely affected if we are unable to maintain effective distribution.

We rely on third-party dealers and distributors to sell most of our products. Maintaining a reliable network of dealers is 
essential to our success. We face competition from other manufacturers in attracting and retaining distributors and independent 
boat  dealers.  A  significant  deterioration  in  the  number  or  effectiveness  of  our  dealers  and  distributors  could  have  a  material 
adverse effect on our financial results.

Although at present we believe dealer health to be generally favorable, weakening demand for marine products could hurt 
our dealers’ financial performance. In particular, reduced cash flow from decreases in sales and tightening credit markets could 
impair dealers' ability to fund operations. Inability to fund operations can force dealers to cease business, and we may be unable 
to obtain alternate distribution in the vacated market. An inability to obtain alternate distribution could unfavorably affect our 
net sales through reduced market presence. If economic conditions deteriorate, we anticipate that dealer failures or voluntary 
market exits would increase, especially if overall retail demand materially declines. 

Dealer or distributor inability to secure adequate access to capital could adversely affect our sales.

Our dealers require adequate liquidity to finance their operations, including purchasing our products. Dealers are subject 
to  numerous  risks  and  uncertainties  that  could  unfavorably  affect  their  liquidity  positions,  including,  among  other  things, 
continued access to adequate financing sources on a timely basis on reasonable terms. These financing sources are vital to our 
ability to sell products through our distribution network, particularly to boat and engine dealers. Entities affiliated with Wells 
Fargo & Company, including BAC, the Company’s 49 percent owned joint venture, finance a significant portion of our boat 
and engine sales to dealers through floorplan financing to marine dealers. 

Many factors continue to influence the availability and terms of financing that our dealer floorplan financing providers 

offer, including: 

•

•
•
•
•

their ability to access certain capital markets, such as the securitization and the commercial paper markets, and to 
fund their operations in a cost effective manner; 
the performance of their overall credit portfolios; 
their willingness to accept the risks associated with lending to marine dealers; 
the overall creditworthiness of those dealers; and
the overall aging and level of pipeline inventories. 

15

Table of Contents

Our sales could be adversely affected if financing terms change unfavorably or if BAC were to be terminated. This could 
require dealers to find alternative sources of financing, including our direct financing to dealers, which could require additional 
capital to fund the associated receivables.

We may be required to repurchase inventory or accounts of certain dealers.

We have agreements with certain third-party finance companies to provide financing to our customers, enabling them to 
purchase our products. In connection with these agreements, we may either have obligations to repurchase our products from 
the finance company or have recourse obligations. These obligations may be triggered if our dealers default on their payment or 
other obligations to the finance companies.

Our  maximum  contingent  obligation  to  repurchase  inventory  and  our  maximum  contingent  recourse  obligations  on 
customer  receivables  are  less  than  the  total  balances  of  dealer  financings  outstanding  under  these  programs,  because  our 
obligations under certain of these arrangements are subject to caps, or are limited based on the age of product. Our risk related 
to these arrangements is partially mitigated by the proceeds we receive on the resale of repurchased product to other dealers, or 
by recoveries on receivables purchased under the recourse obligations.

Our  inventory  repurchase  obligations  relate  primarily  to  the  inventory  floorplan  credit  facilities  of  our  boat  and  engine 
dealers. Our actual historical repurchase experience related to these arrangements has been substantially less than our maximum 
contractual obligations. If dealers default on their obligations, file for bankruptcy, or cease operations, however, we could incur 
losses associated with the repurchase of our products. In addition, our net sales and earnings may be unfavorably affected due to 
reduced market coverage and an associated decline in sales.

Future  declines  in  marine  industry  demand  could  cause  an  increase  in  repurchase  activity,  or  could  require  us  to  incur 
losses  in  excess  of  established  reserves.  In  addition,  our  cash  flow  and  loss  experience  could  be  adversely  affected  if 
repurchased inventory is not successfully distributed to other dealers in a timely manner, or if the recovery rate on the resale of 
the  product  declines.  The  finance  companies  could  require  changes  in  repurchase  or  recourse  terms  that  would  result  in  an 
increase in our contractual contingent obligations.

Inventory reductions by major dealers, retailers, and independent boat builders could adversely affect our financial results.

If demand begins to trail forecasted levels or if new product introductions are expected to replace existing products, the 
Company and our dealers, retailers, and other distributors could decide to reduce the number of units they hold. These actions 
could result in wholesale sales reductions in excess of retail sales reductions and would likely result in lower production levels 
of certain of our products, potentially causing lower rates of absorption of fixed costs in our manufacturing facilities and lower 
margins.  While  we  have  processes  in  place  to  help  manage  dealer  inventories  at  appropriate  levels,  potential  inventory 
reductions remain a risk to our future sales and results of operations.

The franchise business model of Freedom Boat Club presents risks.

Our  franchisees  are  an  integral  part  of  our  Freedom  Boat  Club  business  and  its  growth  strategies.  We  may  be  unable  to 
successfully implement the growth strategies if our franchisees do not participate in the implementation of those strategies or if 
we are unable to attract a sufficient number of qualified franchisees. 

While our franchisees are required to comply with our franchise and related agreements, our franchisees are independent 
and manage their boat clubs as independent businesses, responsible for all day-to-day operations of their boat clubs. If these 
franchisees fail to maintain or act in accordance with applicable brand standards; experience service, safety, or other operational 
problems, including any data breach involving club member information; or project a brand image inconsistent with ours, our 
image and reputation could suffer, which in turn could hurt our business and operating results.

RISKS RELATED TO CYBERSECURITY AND TECHNOLOGY

Our  business  operations  could  be  negatively  impacted  by  an  outage  or  breach  of  our  information  technology  systems, 
operational technology systems, or a cybersecurity event.

We  manage  our  global  business  operations  through  a  variety  of  information  technology  (IT)  and  operational  technology 
systems  which  we  continually  enhance  to  increase  efficiency  and  security.  We  depend  on  these  systems  for  commercial 
transactions, customer interactions, manufacturing, branding, employee tracking, and other applications. Some of the systems 
are  based  on  legacy  technology  and  operate  with  a  minimal  level  of  available  support,  and  recent  acquisitions  using  other 

16

Table of Contents

systems  have  added  to  the  complexity  of  our  IT  infrastructure.  New  system  implementations  across  the  enterprise  also  pose 
risks  of  outages  or  disruptions,  which  could  affect  our  suppliers,  commercial  operations,  and  customers.  We  continue  to 
upgrade, streamline, and integrate these systems and have invested in strategies to prevent a failure or breach but, like those of 
other  companies,  our  systems  are  susceptible  to  outages  due  to  natural  disasters,  power  loss,  computer  viruses,  security 
breaches, hardware or software vulnerabilities, disruptions, and similar events. If a legacy system or another of the Company's 
key systems were to fail or if our IT systems were unable to communicate effectively, this could result in missed or delayed 
sales or lost opportunities for cost reduction or efficient cash management.  

We  exchange  information  with  many  trading  partners  across  all  aspects  of  our  commercial  operations  through  our  IT 
systems. A breakdown, outage, malicious intrusion, breach, random attack, or other disruption of communications could result 
in erroneous or fraudulent transactions, disclosure of confidential information, loss of reputation and confidence, and may also 
result in legal claims or proceedings, penalties, and remediation costs. We have numerous e-commerce and e-marketing portals 
and  our  systems  may  contain  personal  information  of  customers  or  employees;  therefore,  we  must  continue  to  be  diligent  in 
protecting against malicious cyber attacks. We have been the target of attempted cyber attacks and other security threats and we 
may be subject to breaches of our IT systems. We have programs in place that are intended to detect, contain, and respond to 
data  security  incidents  and  that  provide  employee  awareness  training  regarding  phishing,  malware,  and  other  cyber  risks. 
However, because the techniques used to obtain unauthorized access, disable or degrade service, or sabotage systems change 
frequently and may be difficult to detect, we may be unable to anticipate these techniques or implement adequate preventive 
measures.  If  our  security  measures  are  breached  or  fail,  unauthorized  persons  may  be  able  to  obtain  access  to  or  acquire 
personal or other confidential data. Depending on the nature of the information compromised, we may also have obligations to 
notify  consumers  and/or  employees  about  the  incident,  and  we  may  need  to  provide  some  form  of  remedy,  such  as  a 
subscription  to  a  credit  monitoring  service,  for  the  individuals  affected  by  the  incident.  This  could  negatively  affect  our 
relationships  with  customers  or  trading  partners,  lead  to  potential  claims  against  the  Company,  and  damage  our  image  and 
reputation.

We rely on third parties for computing, storage, processing, and similar services. Any disruption of or interference with our 
use of these third-party services could have an adverse effect on our business, financial condition, and operating results.

Most of our business systems reside on third-party outsourced cloud infrastructure providers. We are therefore vulnerable 
to  service  interruptions  experienced  by  these  providers  and  could  experience  interruptions,  delays,  or  outages  in  service 
availability  in  the  future  due  to  a  variety  of  factors,  including  infrastructure  changes,  human,  hardware  or  software  errors, 
hosting disruptions, and capacity constraints. While we have mitigation and service redundancy plans in place, outages and/or 
capacity constraints could still arise from a number of causes such as technical failures, natural disasters, fraud, or internal or 
third-party security attacks, which could negatively impact our ability to manufacture and/or operate our business.  

We  collect,  store,  process,  share,  and  use  personal  information,  and  rely  on  third  parties  that  are  not  directly  under  our 
control to do so as well, which subjects us to legal obligations, laws and regulations related to security and privacy, and any 
actual or perceived failure to meet those obligations could harm our business.

We are subject to various data protection and privacy laws and regulations in the countries where we operate because we 
collect, store, process, share, and use personal information, and we rely on third parties that are not directly under our control to 
do so as well. The General Data Protection Regulation (GDPR) in the European Union (EU) went into effect in May 2018 and 
the  California  Consumer  Privacy  Act  (CCPA)  became  effective  January  1,  2020.  Although  we  have  implemented  plans  to 
comply with these laws, GDPR, CCPA, and future laws and regulations could impose an even greater compliance burden and 
risk with respect to privacy and data security than prior laws. The EU (through the GDPR) and a growing number of legislative 
and  regulatory  bodies  elsewhere  in  the  world  have  adopted  consumer  notification  requirements  in  the  event  of  unauthorized 
access to or acquisition of certain types of personal information. These breach notification laws continue to evolve and may be 
inconsistent from one jurisdiction to another. Complying with these obligations could cause us to incur substantial costs, require 
significant management time and attention, and increase negative publicity surrounding any incident that compromises personal 
information. 

RISKS RELATED TO OUR INTELLECTUAL PROPERTY

Our success depends upon the continued strength of our brands.

We  believe  that  our  brands,  particularly  including  Mercury  Marine,  Sea  Ray,  Boston  Whaler,  and  Lund,  significantly 
contribute  to  our  success,  and  that  maintaining  and  enhancing  these  brands  is  important  to  expanding  our  customer  base.  A 
failure to adequately promote, protect, and strengthen our brands could adversely affect our business and results of operations. 
Further,  in  connection  with  the  divestiture  of  the  bowling  and  billiards  businesses,  we  licensed  certain  trademarks  and 

17

Table of Contents

servicemarks, including use of the name "Brunswick," to the acquiring companies. Our reputation may be adversely affected by 
the  purchasers'  inappropriate  use  of  the  marks  or  of  the  name  Brunswick,  including  potential  negative  publicity,  loss  of 
confidence, or other damage to our image due to this licensed use.  

Either inadequate intellectual property protection that could allow others to use our technologies and impair our ability to 
compete, or failure to successfully defend against patent infringement claims could have a material adverse effect on our 
financial condition and results of operations.

We regard much of the technology underlying our products as proprietary. We rely on a combination of patents, trademark, 
copyright,  and  trade  secret  laws;  employee  and  third-party  non-disclosure  agreements;  and  other  contracts  to  establish  and 
protect our technology and other intellectual property rights. However, we remain subject to risks, including:

•

•
•
•
•
•
•

the  steps  we  take  to  protect  our  proprietary  technology  may  be  inadequate  to  prevent  misappropriation  of  our 
technology;
third parties may independently develop similar technology;
agreements containing protections may be breached or terminated;
we may not have adequate remedies for breaches; 
existing patent, trademark, copyright, and trade secret laws may afford limited protection;
a third party could copy or otherwise obtain and use our products or technology without authorization; or
we may be required to litigate to enforce our intellectual property rights, and we may not be successful.

Policing  unauthorized  use  of  our  intellectual  property  is  difficult,  particularly  outside  the  U.S.,  and  litigating  intellectual 

property claims may result in substantial cost and divert management’s attention.  

In addition, we may be required to defend our products against patent or other intellectual property infringement claims or 
litigation.  Besides  defense  expenses  and  costs,  we  may  not  prevail  in  such  cases,  forcing  us  to  seek  licenses  or  royalty 
arrangements  from  third  parties,  which  we  may  not  be  able  to  obtain  on  reasonable  terms,  or  subjecting  us  to  an  order  or 
requirement to stop manufacturing, using, selling, or distributing products that included challenged intellectual property, which 
could harm our business and financial results.

RISKS RELATED TO OUR REGULATORY, ACCOUNTING, LEGAL, AND TAX ENVIRONMENT

Changes  to  U.S.  trade  policy,  tariffs,  and  import/export  regulations  may  have  a  material  adverse  effect  on  our  business, 
financial condition, and results of operations.

Changes in laws and policies governing foreign trade, which may occur under a new U.S. presidential administration, could 
adversely  affect  our  business  and  trigger  retaliatory  actions  by  affected  countries.  Although  we  were  granted  exclusion  from 
Section 301 tariffs for Mercury Marine 40, 50, and 60 horsepower engines through the end of 2019, these exclusions were not 
renewed for 2020 and the denial of exemption requests have and may continue to negatively affect our business. We continue to 
be  subject  to  meaningful  tariffs,  and  there  is  no  assurance  that  we  will  be  granted  exclusions  in  the  future.  Like  many  other 
multinational corporations, we do a significant amount of business that would be affected by changes to the trade policies of the 
U.S. and foreign countries (including governmental action related to tariffs and international trade agreements). Such changes 
have the potential to adversely impact the U.S. economy, our industry, our suppliers, and global demand for our products and, 
as a result, could have a material adverse effect on our business, financial condition, and results of operations.

An  impairment  in  the  carrying  value  of  goodwill,  trade  names,  and  other  long-lived  assets  could  negatively  affect  our 
consolidated results of operations and net worth.

Goodwill and indefinite-lived intangible assets, such as our trade names, are recorded at fair value at the time of acquisition 
and are not amortized, but are reviewed for impairment at least annually or more frequently if impairment indicators arise. In 
evaluating  the  potential  for  impairment  of  goodwill  and  trade  names,  we  make  assumptions  regarding  future  operating 
performance,  business  trends,  and  market  and  economic  conditions.  Such  analyses  further  require  us  to  make  certain 
assumptions  about  sales,  operating  margins,  growth  rates,  and  discount  rates.  Uncertainties  are  inherent  in  evaluating  and 
applying  these  factors  to  the  assessment  of  goodwill  and  trade  name  recoverability.  We  could  be  required  to  evaluate  the 
recoverability  of  goodwill  or  trade  names  prior  to  the  annual  assessment  if  we  experience  business  disruptions,  unexpected 
significant  declines  in  operating  results,  a  divestiture  of  a  significant  component  of  our  business,  or  declines  in  market 
capitalization.

18

Table of Contents

We also continually evaluate whether events or circumstances have occurred that indicate the remaining estimated useful 
lives of our definite-lived intangible assets and other long-lived assets may warrant revision or whether the remaining balance 
of such assets may not be recoverable. We use an estimate of the related undiscounted cash flow over the remaining life of the 
asset in measuring whether the asset is recoverable.

As  of  December  31,  2020,  the  balance  of  total  goodwill  and  indefinite  lived  intangible  assets  was  $584  million,  which 
represents  approximately  15  percent  of  total  assets.  If  the  future  operating  performance  of  either  the  Company  or  individual 
operating segments is not sufficient, we could be required to record non-cash impairment charges. Impairment charges could 
substantially  affect  our  reported  earnings  in  the  periods  such  charges  are  recorded.  In  addition,  impairment  charges  could 
indicate a reduction in business value which could limit our ability to obtain adequate financing in the future.  

We manufacture and sell products that create exposure to potential claims and litigation.

Our  manufacturing  operations  and  the  products  we  produce  could  result  in  product  quality,  warranty,  personal  injury, 
property damage, and other issues, thereby increasing the risk of litigation and potential liability, as well as regulatory fines. To 
manage  this  risk,  we  have  established  a  global,  enterprise-wide  program  charged  with  the  responsibility  for  reviewing, 
addressing, and reporting on product integrity issues. Historically, the resolution of such claims has not had a materially adverse 
effect  on  our  business,  and  we  maintain  what  we  believe  to  be  adequate  insurance  coverage  to  mitigate  a  portion  of  these 
risks.  However,  we  may  experience  material  losses  in  the  future,  incur  significant  costs  to  defend  claims  or  issue  product 
recalls, experience claims in excess of our insurance coverage or that are not covered by insurance, or be subjected to fines or 
penalties.  Our  reputation  may  be  adversely  affected  by  such  claims,  whether  or  not  successful,  including  potential  negative 
publicity  about  our  products.  We  record  accruals  for  known  potential  liabilities,  but  there  is  the  possibility  that  actual  losses 
may exceed these accruals and therefore negatively impact earnings.

Compliance  with  environmental,  health,  safety,  zoning,  and  other  laws  and  regulations  may  increase  costs  and  reduce 
demand for our products.

We are subject to federal, state, local, and foreign laws and regulations, including product safety, environmental, health and 
safety, and other regulations. While we believe that we maintain the requisite licenses and permits and that we are in material 
compliance  with  applicable  laws  and  regulations,  a  failure  to  satisfy  these  and  other  regulatory  requirements  could  result  in 
fines or penalties, and compliance could increase the cost of operations. The adoption of additional laws, rules, and regulations, 
including  stricter  emissions  standards,  could  increase  our  manufacturing  costs,  require  additional  product  development 
investment, increase consumer pricing, and reduce consumer demand for our products or boat club operations.  

Environmental restrictions, boat plant emission restrictions, and permitting and zoning requirements can limit production 
capacity,  access  to  water  for  boating  and  marinas,  and  storage  space.  While  future  licensing  requirements,  including  any 
licenses imposed on recreational boating, are not expected to be unduly restrictive, they may deter potential customers, thereby 
reducing our sales. Furthermore, regulations allowing the sale of fuel containing higher levels of ethanol for automobiles, which 
is not appropriate or intended for use in marine engines, may nonetheless result in increased warranty, service costs, customer 
dissatisfaction  with  products,  and  other  claims  against  the  Company  if  boaters  mistakenly  use  this  fuel  in  marine  engines, 
causing  damage  to  and  the  degradation  of  components  in  their  marine  engines.  Many  of  our  customers  use  our  products  for 
fishing and related recreational activities. Regulatory or commercial policies and practices impacting access to water, including 
availability of slip locations and/or the ability to transfer boats among different waterways, access to fisheries, or the ability to 
fish in some areas could negatively affect demand for our products.

Our manufacturing processes involve the use, handling, storage, and contracting for recycling or disposal of hazardous or 
toxic  substances  or  wastes.  Accordingly,  we  are  subject  to  regulations  regarding  these  substances,  and  the  misuse  or 
mishandling  of  such  substances  could  expose  us  to  liabilities,  including  claims  for  property,  personal  injury,  or  natural 
resources  damages,  or  fines.  We  are  also  subject  to  laws  requiring  the  cleanup  of  contaminated  property,  including  cleanup 
efforts currently underway. If a release of hazardous substances occurs at or from one of our current or former properties or 
another location where we have disposed of hazardous materials, we may be held liable for the contamination, regardless of 
knowledge or whether we were at fault, and the amount of such liability could be material.

Additionally, we are subject to laws governing our relationships with employees, including, but not limited to, employment 
obligations as a federal contractor and employee wage, hour, and benefits issues, such as health care benefits. Compliance with 
these rules and regulations, and compliance with any changes to current regulations, could increase the cost of our operations.

Changes in income tax laws or enforcement could have a material adverse impact on our financial results.

19

Table of Contents

The  US  federal  Tax  Cuts  and  Jobs  Act  (TCJA),  signed  into  law  on  December  22,  2017,  continues  to  have  an  overall 
positive  impact  on  our  financial  statements,  but  certain  expiring  tax  provisions  (e.g.,  research  and  development  and  tangible 
property immediate expensing), administrative, and legislative changes that may result from the recent U.S. general elections as 
well  as  new  or  amended  government  regulations  or  guidance  could  have  a  negative  impact.  In  addition,  other  changes  in 
international and domestic tax laws, including developments at the Organization for Economic Co-operation and Development 
that  may  change  global  taxing  norms,  and  changes  in  tax  law  enforcement,  could  negatively  impact  our  tax  provision,  cash 
flows, and/or tax related balance sheet amounts, including our deferred tax asset values. Changes in U.S. and international tax 
laws may have broader implications, including impacts on the economy, currency markets, inflation, consumer behavior, and 
competitive dynamics, which are difficult to predict, and may positively or negatively impact the Company and our results.

RISKS RELATED TO OUR COMMON STOCK

The timing and amount of our share repurchases are subject to a number of uncertainties.

The  Board  of  Directors  has  authorized  the  Company’s  discretionary  repurchase  of  outstanding  common  stock,  to  be 
systematically completed in the open market or through privately negotiated transactions. In 2020, we repurchased $118 million 
of  shares,  and  we  plan  to  continue  share  repurchases  in  2021  and  beyond.  The  amount  and  timing  of  share  repurchases  are 
based on a variety of factors. Important considerations that could cause us to limit, suspend, or delay future stock repurchases 
include:

•
•
•
•

unfavorable market and economic conditions;
the trading price of our common stock;
the nature and magnitude of other investment opportunities available to us from time to time; and
the availability of cash.  

Delaying,  limiting,  or  suspending  our  stock  repurchase  program  may  negatively  affect  performance  versus  earnings  per 

share targets, and ultimately our stock price.

Certain activist shareholder actions could cause us to incur expense and hinder execution of our strategy.

We actively engage in discussions with our shareholders regarding further strengthening our Company and creating long-
term shareholder value. This ongoing dialogue can include certain divisive activist tactics, which can take many forms. Some 
shareholder activism, including potential proxy contests, could result in substantial costs, such as legal fees and expenses, and 
divert  management’s  and  our  Board’s  attention  and  resources  from  our  businesses  and  strategic  plans.  Additionally,  public 
shareholder activism could give rise to perceived uncertainties as to our future, adversely affect our relationships with dealers, 
distributors, or customers, make it more difficult to attract and retain qualified personnel, and cause our stock price to fluctuate 
based  on  temporary  or  speculative  market  perceptions  or  other  factors  that  do  not  necessarily  reflect  the  underlying 
fundamentals and prospects of our business. These risks could adversely affect our business and operating results.

Item 1B. Unresolved Staff Comments

None.

Item 2. Properties

Our headquarters are in Mettawa, Illinois. We have numerous manufacturing plants, distribution warehouses, sales offices, 

and product test sites around the world. Research and development facilities are primarily located at manufacturing sites.

We  believe  our  facilities  are  suitable  and  adequate  for  our  current  needs  and  are  well  maintained  and  in  good  operating 
condition.  Most  plants  and  warehouses  are  of  modern,  single-story  construction,  providing  efficient  manufacturing  and 
distribution operations. We believe our manufacturing facilities have the capacity, or we are investing to increase capacity, to 
meet current and anticipated demand. We own many of our principal plants. 

The principal facilities used in our operations are in the following locations:

Propulsion Segment
Leased  facilities  include:  Miramar,  Florida;  Rio  de  Janeiro,  Brazil;  Toronto  and  Milton,  Ontario,  Canada;  Dubai,  UAE; 

Suzhou, China; Dandenong, Australia; and Singapore.

20

 
 
 
Table of Contents

Owned facilities include: Panama City and St. Cloud, Florida; Brookfield, Fond du Lac, and Oshkosh, Wisconsin; Petit-

Rechain, Belgium; Suzhou, China; and Juarez, Mexico.

P&A Segment
Leased facilities include:  Fresno, California; Old Lyme, Connecticut; Lake Suzy and Pompano Beach, Florida; Suwanee, 
Georgia; Lowell, Michigan; St. Paul Park, Minnesota; Reno, Nevada; Bellingham, Washington; Menomonee Falls, Wisconsin; 
Langley  and  Victoria,  British  Columbia,  Canada;  Milton,  Ontario,  Canada;  Amsterdam  and  Heerenveen,  Netherlands; 
Auckland, New Zealand; Murrarie, Australia; Juarez, Mexico; and Bangor, Northern Ireland.

Owned facilities include: Stuart, Florida and Fond Du Lac, Wisconsin.

Boat Segment
Leased facilities include: Venice, Florida; Knoxville, Tennessee; Amsterdam, Netherlands; and Auckland, New Zealand.

Owned  facilities  include:  Edgewater,  Palm  Coast,  and  Merritt  Island,  Florida;  Fort  Wayne,  Indiana;  New  York  Mills, 
Minnesota;  Lebanon,  Missouri;  Vonore,  Tennessee;  Clarkston,  Washington;  Petit-Rechain,  Belgium;  Princeville,  Quebec, 
Canada; Reynosa, Mexico; and Vila Nova de Cerveira, Portugal. 

Item 3. Legal Proceedings

Refer to Note 13 – Commitments and Contingencies in the Notes to Consolidated Financial Statements for information 

about the Company's legal proceedings.

Item 4. Mine Safety Disclosures

Not applicable.

21

Table of Contents

Brunswick's Executive Officers are listed in the following table: 

Information About Our Executive Officers

Officer Name
David M. Foulkes
Ryan M. Gwillim

Present Position

Chief Executive Officer
Senior Vice President and Chief Financial Officer

Aine L. Denari

Vice President and President - Brunswick Boat Group

Christopher F. Dekker Vice President, General Counsel and Secretary

Brett A. Dibkey
Christopher D. Drees

Vice President and President - Advanced Systems Group
Vice President and President - Mercury Marine

Brenna D. Preisser

President - Business Acceleration & Chief People & Strategy Officer

Randall S. Altman

Vice President and Controller

First Became an 
Executive Officer Age
59
41

2018
2020

2020

2014

2020
2019

2016

2019

48

52

48
52

43

49

 The executive officers named above have been appointed to serve until their successors are chosen and qualified or until the 

executive officer's earlier resignation or removal. 

David  M.  Foulkes  was  named  Chief  Executive  Officer  of  Brunswick  in  January  2019.  He  served  as  Chief  Technology 
Officer and President, Brunswick Marine Consumer Solutions from May 2018 to 2019, as Vice President and Brunswick Chief 
Technology  Officer  from  2014  to  2018,  as  Vice  President  of  Product  Development  and  Engineering,  Mercury  Marine,  from 
2010  to  2018  and  as  President  of  Mercury  Racing  from  2012  to  2018.  Previously,  Mr.  Foulkes  held  positions  of  increasing 
responsibility at Mercury Marine from the start of his employment in 2007.

Ryan M. Gwillim was named Senior Vice President and Chief Financial Officer of Brunswick in June 2020. Previously, he 

served as Vice President – Finance and Treasurer from June 2019 to June 2020, and Vice President – Investor Relations from 
2017 to 2019. Mr. Gwillim served as Associate General Counsel - International from 2015 to 2017 and held positions of 
increasing responsibility within the Legal Department since his Brunswick employment began in 2011. 

Aine L. Denari was named Vice President and President - Brunswick Boat Group in October 2020. Prior to joining 

Brunswick, Ms. Denari worked at ZF AG as Senior Vice President and General Manager, Global Electronics ADAS (Advanced 
Driver Assistance Systems) from December 2017 to October 2020, as Senior Vice President, Planning and Business 
Development from 2015 to 2017, and as Vice President, Business Development and Product Planning from 2014 to 2017. Ms. 
Denari previously served in a variety of executive positions within the automotive industry, and in leadership positions at major 
global consulting firms.

Christopher F. Dekker was named Vice President, General Counsel and Secretary of Brunswick in October 2014. Prior to 

his appointment, Mr. Dekker served as Brunswick's Associate General Counsel, with responsibilities for litigation, 
employment, and compliance matters, from the start of his employment with Brunswick in 2010.

Brett A. Dibkey was named Vice President and President – Advanced Systems Group in January 2020. Mr. Dibkey joined 
Brunswick following 12 years at Whirlpool Corporation, a multinational manufacturer and marketer of home appliances, where 
he served as Vice President and General Manager, Business Units, Brand Marketing, eCommerce, and IoT from January 2017 
to December 2019, Vice President and General Manager, Integrated Business Units from 2012 to 2020, and General Manager, 
Dishwasher Category and New Business Development from 2007 to 2012. Prior to his career at Whirlpool, Mr. Dibkey worked 
in a variety of business development and strategic planning roles for Pfizer and Crowe Horwath, LLP.

Christopher D. Drees was named Vice President and President - Mercury Marine in April 2019. He served as President of 
Marine Parts and Accessories from 2018 to 2019, and as Vice President - Mercury Global Operations from 2014 to 2018. Prior 
to 2014, Mr. Drees served in a variety of positions of increasing responsibility at Mercury Marine since his hire in 1998.

Brenna D. Preisser was named President - Business Acceleration and Chief People and Strategy Officer in 2020. 

Previously Ms. Preisser served as Vice President and Chief Human Resources Officer and President - Business Acceleration 
from 2018 to 2020 and as Vice President and Chief Human Resources Officer of Brunswick since 2016. Ms. Preisser has served 
in a variety of roles of increasing responsibility since she started with Brunswick in 2004.

22

Table of Contents

Randall S. Altman was named Vice President and Controller of Brunswick in June 2019. Previously, he served as Vice 

President – Treasurer from 2013 to 2019. Mr. Altman has held a series of roles of increasing responsibility within Brunswick 
since he joined Brunswick in 2003.

23

Table of Contents

PART II

Item  5.  Market  for  Registrant's  Common  Equity,  Related  Stockholder  Matters  and  Issuer  Purchases  of  Equity 
Securities

Brunswick's  common  stock  is  traded  on  the  New  York  and  Chicago  Stock  Exchanges  under  the  symbol  "BC".  As  of  

February 11, 2021, there were 7,186 shareholders of record of the Company's common stock.

Brunswick expects to continue to pay quarterly dividends at the discretion of the Board of Directors, subject to continued 
capital availability and a determination that cash dividends continue to be in the best interest of the Company's shareholders. 
Brunswick's dividend and share repurchase policies may be affected by, among other things, the Company's views on future 
liquidity, potential future capital requirements and restrictions contained in certain credit agreements.

Performance Graph

Comparison of Cumulative Total Shareholder Return among Brunswick, S&P 500 Index and S&P 500 Global Industry 
Classification Standard (GICS) Consumer Discretionary Index

Brunswick
S&P 500 GICS Consumer Discretionary Index
S&P 500 Index

2015
100.00   
100.00   
100.00   

2016
109.24   
105.96   
111.82   

2017
111.99   
130.16   
136.06   

2018

95.65   
131.41   
130.32   

2019
125.52   
167.97   
171.01   

2020
161.87 
223.34 
201.94 

The  basis  of  comparison  is  a  $100  investment  at  December  31,  2015  in  each  of:  (i)  Brunswick,  (ii)  the  S&P  500  GICS 
Consumer Discretionary Index and (iii) the S&P 500 Index. All dividends are assumed to be reinvested. The S&P 500 GICS 
Consumer Discretionary Index encompasses industries including automotive, household durable goods, textiles and apparel and 
leisure  equipment.  Brunswick  believes  the  companies  included  in  this  index  provide  the  most  representative  sample  of 
enterprises that are in primary lines of business that are similar to Brunswick's.

Issuer Purchases of Equity Securities

The Company has executed share repurchases against authorizations approved by the Board of Directors in 2016 and 2019. 
In  2020,  the  Company  repurchased  $118.3  million  of  stock  under  these  authorizations  and  as  of  December  31,  2020,  the 
remaining authorization was $116.5 million.

24

BrunswickS&P 500 GICSS&P 500 Index20152016201720182019202050100150200250 
 
 
Table of Contents

During the three months ended December 31, 2020, the Company repurchased the following shares of its common stock:

Period

September 27 to October 24

October 25 to November 21

November 22 to December 31

Total

Total Number 
of Shares 
Purchased as 
Part of 
Publicly 
Announced 
Program

Maximum 
Amount of 
Dollars that 
May Yet Be 
Used to 
Purchase 
Shares Under 
the Program

Total Number 
of Shares 
Purchased

Weighted 
Average Price 
Paid per Share

— 

416,379 

158,714 

575,093  $ 

NA  

65.59 

74.98 

68.18 

— 

416,379 

158,714 

575,093  $  116,517,858 

25

 
 
 
 
 
 
 
 
 
Table of Contents

Item 6. Selected Financial Data

The selected historical financial data presented below as of and for the years ended December 31, 2020, 2019 and 2018 has 
been  derived  from,  and  should  be  read  in  conjunction  with,  the  historical  consolidated  financial  statements  of  the  Company, 
including  the  notes  thereto,  and  Item  7  of  this  report,  including  the  Matters  Affecting  Comparability  section.  The  selected 
historical financial data presented below as of and for the years ended December 31, 2017 and 2016 has been derived from the 
consolidated financial statements of the Company for those years and are not included in this Annual Report Form 10-K.

(in millions, except per share data)

Results of operations data

Net sales

Restructuring, exit, integration, and impairment charges

Operating earnings

Pension settlement (benefit) charge

Earnings before interest and income taxes

Earnings before income taxes

Net earnings from continuing operations

2020 (A)

2019 (A)

2018

2017

2016

$ 

4,347.5  $ 

4,108.4  $ 

4,120.9  $ 

3,802.2  $ 

3,508.1 

4.1 

539.3 

(1.1) 

538.8 

472.7 

374.7 

18.8 

471.0 

292.8 

183.4 

110.7 

30.4 

54.8 

355.5 

— 

358.9 

310.7 

253.4 

48.6 

330.3 

96.6 

236.7 

212.9 

101.3 

2.9 

356.3 

55.1 

292.7 

267.0 

188.4 

Net (loss) earnings from discontinued operations, net of tax

(2.0) 

(161.4) 

11.9 

45.1 

87.6 

Net earnings (loss)

$ 

372.7  $ 

(131.0)  $ 

265.3  $ 

146.4  $ 

276.0 

Basic earnings (loss) per common share

Earnings from continuing operations

Net (loss) earnings from discontinued operations, net of tax

Net earnings (loss)

$ 

$ 

4.73  $ 

0.36  $ 

2.89  $ 

1.13  $ 

(0.03) 

(1.90) 

0.14 

0.51 

4.70  $ 

(1.54)  $ 

3.03  $ 

1.64  $ 

2.07 

0.96 

3.03 

Average shares used for computation of basic earnings per share

79.2 

85.2 

87.6 

89.4 

91.2 

Diluted earnings (loss) per common share

Earnings from continuing operations

Net (loss) earnings from discontinued operations, net of tax

Net earnings (loss)

$ 

$ 

4.70  $ 

0.36  $ 

2.87  $ 

1.12  $ 

(0.02) 

(1.89) 

0.14 

0.50 

4.68  $ 

(1.53)  $ 

3.01  $ 

1.62  $ 

2.05 

0.95 

3.00 

Average shares used for computation of diluted earnings per share  

79.7 

85.6 

88.2 

90.1 

92.0 

(A) Refer to Note 22 – Quarterly Data (unaudited), for further details on certain non-recurring items which impacted 2020 and 2019 results.

26

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

(in millions, except per share and other data)

2020

2019

2018

2017

2016

Balance sheet data

Total assets

Debt

Short-term

Long-term

Total debt

Common shareholders' equity
Total capitalization 

Cash flow data

$  3,770.6 

$  3,564.4 

$  4,291.5 

$  3,371.1 

$  3,311.3 

$ 

43.1 

$ 

41.3 

$ 

41.3 

$ 

5.6 

$ 

5.9 

908.3 

951.4 

  1,068.0 

  1,179.5 

  1,109.3 

  1,220.8 

431.8 

437.4 

436.5 

442.4 

  1,510.0 

  1,300.9 

  1,582.6 

  1,482.9 

  1,440.1 

$  2,461.4 

$  2,410.2 

$  2,803.4 

$  1,920.3 

$  1,882.5 

Net cash provided by operating activities of continuing operations $  800.0 

$ 

475.3 

$ 

274.5 

$ 

308.2 

$ 

309.6 

Depreciation and amortization

Capital expenditures

Investments

Cash dividends paid

Other data

Dividends declared per share

Book value per share

Return on beginning shareholders' equity

Effective tax rate from continuing operations

Debt-to-capitalization rate

Number of employees

Number of shareholders of record

Common stock price (NYSE)

  High

  Low

  Close (last trading day)

153.4 

182.4 

(4.0) 

78.3 

138.7 

232.6 

2.4 

73.4 

124.0 

180.2 

(8.8) 

67.8 

87.1 

178.0 

(3.2) 

60.6 

83.8 

157.9 

5.1 

55.4 

$  0.990 

$ 

0.870 

$ 

0.780 

$ 

0.685 

$ 

0.615 

19.38 

16.34 

18.23 

16.95 

16.13 

 28.6% 

 20.7% 

 38.7% 

 (8.3) %

 72.5% 

 46.0% 

 17.9% 

 18.4% 

 43.5% 

 10.2% 

 52.4% 

 22.8% 

 21.5% 

 29.4% 

 23.5% 

  14,382 

7,232 

12,828 

7,484 

13,084 

7,823 

12,262 

8,247 

11,522 

8,683 

$  84.00 

$ 

62.23 

$ 

69.82 

$ 

63.82 

$ 

56.30 

25.22 

76.24 

41.02 

59.98 

41.92 

46.45 

48.04 

55.22 

36.05 

54.54 

The Notes to Consolidated Financial Statements should be read in conjunction with the above summary.

27

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

Item 7.  Management's Discussion and Analysis of Financial Condition and Results of Operations

Certain  statements  in  Management’s  Discussion  and  Analysis  of  Financial  Condition  and  Results  of  Operations  of 
Brunswick  Corporation  are  forward-looking  statements.  Forward-looking  statements  are  based  on  current  expectations, 
estimates,  and  projections  about  Brunswick’s  business  and  by  their  nature  address  matters  that  are,  to  different  degrees, 
uncertain. Actual results may differ materially from expectations and projections as of the date of this filing due to various risks 
and  uncertainties.  For  additional  information  regarding  forward-looking  statements,  refer  to  Forward-Looking  Statements 
above.

Certain statements in Management’s Discussion and Analysis are based on non-GAAP financial measures. GAAP refers to 
generally accepted accounting principles in the United States. A “non-GAAP financial measure” is a numerical measure of a 
registrant’s historical or future financial performance, financial position or cash flows that excludes amounts, or is subject to 
adjustments that have the effect of excluding amounts, that are included in the most directly comparable measure calculated and 
presented in accordance with GAAP in the consolidated statements of operations, balance sheets or statements of cash flows of 
the issuer; or includes amounts, or is subject to adjustments that have the effect of including amounts, that are excluded from 
the most directly comparable measure so calculated and presented. For example, the discussion of our cash flows includes an 
analysis  of  free  cash  flows  and  total  liquidity;  the  discussion  of  our  net  sales  include  a  discussion  of  net  sales  on  a  constant 
currency  basis;  the  discussion  of  our  earnings  includes  a  presentation  of  operating  earnings  and  operating  margin  excluding 
restructuring,  exit  and  impairment  charges,  purchase  accounting  amortization,  acquisition-related  costs  and  other  applicable 
charges;  and  diluted  earnings  per  common  share,  as  adjusted.  Non-GAAP  financial  measures  do  not  include  operating  and 
statistical measures.

We include non-GAAP financial measures in Management’s Discussion and Analysis, as management believes that these 
measures and the information they provide are useful to investors because they permit investors to view our performance using 
the same tools that management uses to better evaluate our ongoing business performance. In order to better align our reported 
results with the internal metrics used by management to evaluate business performance as well as to provide better comparisons 
to  prior  periods  and  peer  data,  non-GAAP  measures  exclude  the  impact  of  purchase  accounting  amortization  related  to  the 
Power Products and Freedom Boat Club acquisitions.

Brunswick does not provide forward-looking guidance for certain financial measures on a GAAP basis because it is unable 
to predict certain items contained in the GAAP measures without unreasonable efforts. These items may include restructuring, 
exit and impairment costs, special tax items, acquisition-related costs, and certain other unusual adjustments.

Overview and Outlook

Impact of COVID-19

In  March  2020,  the  World  Health  Organization  announced  that  infections  of  the  novel  coronavirus  (COVID-19)  had 
become a world-wide pandemic. National, state and local authorities have enforced social distancing and imposed quarantine 
and isolation measures on large portions of the population, including mandatory business closures. These measures have had 
and continue to have serious adverse impacts on domestic and foreign economies of uncertain severity and duration. 

On March 23, 2020, we temporarily suspended manufacturing operations at most engine and boat production facilities to 
ensure  the  health  and  safety  of  affected  employees  and  to  balance  inventory  levels  with  anticipated  reductions  in  near-term 
demand. On April 13, 2020, we resumed partial operations and limited production activities in certain manufacturing facilities 
and, in the ensuing weeks, continued to open additional manufacturing facilities. 

Our  distribution  business  operated  throughout  the  pandemic  and  the  dealer  network  continued  to  sell  products,  enabling 
boaters to get out on the water. Approximately half of the dealer network was closed in some capacity in April, but the network 
was  fully  operational  by  mid-May.  The  pandemic  also  affected  Freedom  Boat  Club,  as  many  of  its  locations  were  closed  in 
April due to local stay-at-home restrictions, particularly in Florida. However, once doors reopened, several locations had their 
busiest weekends in history with strong membership increases across the network.  

Production ramp-up activities became a primary focus in the second half of the year, as we experienced an unprecedented 
surge  in  retail  demand  as  a  consequence  of  the  need  for  social  distancing  friendly  recreation.  This  surging  retail  demand 
environment resulted in our lowest pipeline inventory levels in over twenty years, at 19 weeks on hand as of the end of the year.  

As  of  February  12,  2021,  all  global  manufacturing  and  distribution  facilities  are  online  with  a  continued  focus  on 
rigorously applying, evolving and automating COVID-19 mitigation procedures, while continuing to ramp-up global production 

28

Table of Contents

to meet unprecedented market demand. We will continue to actively monitor the impact of COVID-19 and may take further 
actions  that  alter  business  operations  as  may  be  required  by  government  authorities,  or  that  are  determined  to  be  in  the  best 
interest of our employees, customers, dealers, suppliers and stakeholders. The full extent of the impact of COVID-19 on our 
business,  operations  and  financial  results  will  depend  on  evolving  factors  that  we  cannot  accurately  predict.  Refer  to  Part  I. 
Item 1A. Risk Factors for further information.

Change in Reportable Segments

Effective January 1, 2020, we changed our management reporting and updated our reportable segments to Propulsion, Parts 
and  Accessories  and  Boat  (inclusive  of  Business  Acceleration)  to  align  with  our  strategy.  Refer  to  Note  6  –  Segment 
Information in the Notes to Consolidated Financial Statements for further information.

CARES Act

On  March  27,  2020,  the  President  of  the  United  States  signed  the  Coronavirus  Aid,  Relief,  and  Economic  Security  Act 
(CARES  Act).  The  tax  provisions  include  changes  to  the  net  operating  loss  rules,  a  temporary  increase  to  the  limitation  on 
deductible business interest expense, and accelerated depreciation on qualified improvement property. In addition, the CARES 
Act  has  provisions  designed  to  encourage  eligible  employers  to  keep  employees  on  payroll,  despite  experiencing  economic 
hardship  related  to  COVID-19,  with  an  employee  retention  tax  credit  (Employee  Retention  Credit).  At  this  time,  we  do  not 
expect the CARES Act to have a material impact on our results of operations.

Under  the  CARES  Act,  we  deferred  approximately  $4  million  of  U.S.  income  tax  payments  from  the  first  and  second 
quarters to the third quarter of 2020 and approximately $2.7 million of non-U.S. tax payments from the first, second and third 
quarters of 2020 to the fourth quarter of 2020 and the first quarter of 2021. In addition, we deferred the payment of $22 million 
of payroll taxes normally due between March 27, 2020 and December 31, 2020. These payroll taxes are payable in two equal 
installments, due in the fourth quarters of 2021 and 2022, and will be paid no later than their prescribed due dates.

The Employee Retention Credit is a payroll tax credit against certain employment taxes equal to 50 percent of the qualified 
wages  and  healthcare  costs  an  eligible  employer  incurs  after  March  12,  2020,  and  before  January  1,  2021.  We  calculated  an 
employee  retention  credit  of  $6.5  million  across  all  segments  which  was  recognized  in  full  during  2020.  These  costs  were 
recognized in Cost of sales and Selling, general and administrative expense.

Discontinued Operations

On June 27, 2019, we completed the sale of our Fitness business. This business, which was previously reported within our 

Fitness segment, is being reported as discontinued operations for all periods presented. 

Our results for all periods presented, as discussed in Management's Discussion and Analysis, are presented on a continuing 
operations basis, unless otherwise noted. Refer to Note 3 – Discontinued Operations in the Notes to Consolidated Financial 
Statements for further information.

Presentation of Sea Ray Results

In December 2017, the Board of Directors authorized the exit of our Sea Ray business, including the Meridian brand, and 
as a result, we reclassified the assets and liabilities as held for sale on the Consolidated Balance Sheets and presented the results 
of the business as discontinued operations on the Consolidated Statements of Operations in the Annual Report on Form 10-K 
for the fiscal year ended December 31, 2017. In June 2018, the Board of Directors authorized the end of the sale process for our 
Sea Ray business and as a result, we again reported the results of the business within continuing operations beginning in the 
second quarter of 2018. As part of this action, we decided to restructure the businesses, including discontinuing Sea Ray Sport 
Yacht  &  Yachts  models  and  winding  down  yacht  production,  while  reinventing  Sea  Ray  Sport  Boat  and  Sport  Cruiser 
operations.  Refer  to  the  Form  8-K  filed  with  the  Securities  and  Exchange  Commission  (SEC)  on  July  19,  2018  for  further 
information.

We largely completed the wind down of our Sea Ray Sport Yacht & Yachts operations during 2018. Non-GAAP figures 
exclude the results of Sport Yacht & Yachts operations in 2018, and certain amounts in 2019 related to changes in estimated 
liabilities.

29

Table of Contents

Acquisition of Power Products

On August 9, 2018, we completed our acquisition of the Global Marine Business of Power Products Holdings, LLC (Power 
Products)  for  $909.6  million  in  cash,  on  a  cash-free,  debt-free  basis.  For  further  discussion  regarding  the  acquisition,  refer 
to Note 5 – Acquisitions in the Notes to Consolidated Financial Statements.

Overview

Our  2020  results  represent  our  eleventh  consecutive  year  of  growth,  resulting  from  strong  operating  performance  in  a 

healthy marine market. We sought to achieve the following financial objectives in 2020:

•
•

•

Deliver revenue growth.
Increase earnings before income taxes, as well as deliver improvements in operating margin percentage, excluding 
non-recurring charges.
Continue to generate strong free cash flow and execute our capital strategy.

Achievements against our financial objectives in 2020 were as follows:

Deliver revenue growth:

Ended the year with a 6% increase in net sales when compared with 2019 due to the following: 

•

•

•

•

The  Propulsion  segment  delivered  top-line  growth,  increasing  market  share,  leveraging  what  we  believe  is  the 
strongest  product  lineup  in  the  industry  and  accelerating  penetration  in  saltwater,  repower,  and  international 
commercial markets.

The Parts & Accessories (P&A) segment delivered strong top-line growth as a result of increased boating participation, 
which drove strong aftermarket sales, together with high demand for our full range of OEM systems and services, as 
boat production increased during the second-half of the year across the industry.

The  Boat  segment  contributed  to  the  revenue  growth  over  the  second  half  of  2020  as  U.S.  marine  retail  demand 
continued to surge through year-end. The surge in retail demand resulted in historically-low pipeline inventory levels, 
with 40% percent fewer boats in dealer inventory at the end of 2020 versus the end of 2019. Freedom Boat Club also 
exceeded expectations during 2020 by adding over 40 new locations and almost 10,000 new memberships.

International  net  sales  increased  9  percent  and  10  percent  in  2020  on  a  GAAP  and  constant  currency  basis, 
respectively,  primarily  driven  by  Asia-Pacific,  Europe,  and  Rest-of-World  regions,  partially  offset  by  declines  in 
Canada.

Increase  earnings  before  income  taxes,  as  well  as  deliver  improvements  in  operating  margin  percentage,  excluding  non-
recurring charges:

•

•

•

Reported earnings before income taxes were $472.7 million in 2020 compared with earnings before income taxes of  
$110.7 million in 2019; adjusted earnings before income taxes were $511.2 million in 2020 versus $465.2 million in 
2019.

Gross  margin  percentage  improved  60  basis  points  when  compared  with  2019  reflecting  the  impact  of  higher  sales 
across all segments during the second half of the year, as well as favorable changes in sales mix, partially offset by the 
impact of production suspensions and stay-at-home restrictions earlier in the year.

Operating margin improved by 90 basis points when compared with 2019 primarily due to the factors affecting gross 
margin percentage discussed above. Operating margin, as adjusted, was up 40 basis points compared with 2019.

30

Table of Contents

Continue to generate strong free cash flow and execute against our capital strategy: 

•

Generated free cash flow of $629.3 million in 2020 enabling us to execute our capital strategy as follows:

•
•
•
•

Deployed $182 million of capital in our businesses for product and capacity initiatives;
Retired $155 million of long term debt;
Completed approximately $118 million of share repurchases; and
Increased our dividend for the 8th consecutive year.

• Maintained investment grade credit rating through the COVID-related recession
•

Ended the year with $587.0 million of cash and marketable securities

Net earnings from continuing operations increased to $374.7 million in 2020 from $30.4 million in 2019. The 2019 results 
included an after-tax, non-cash charge of $310.3 million related to pension settlement costs as well as a net tax benefit of $17.2 
million primarily related to a favorable rate change impact on state deferred tax assets as well as a reassessment of the state 
valuation allowance.

Outlook for 2021

While  we  remain  very  cognizant  of  macroeconomic  headwinds  and  other  related  uncertainties,  our  continued  strong 
performance in a robust marine retail environment has created improved visibility into our substantial growth opportunities for 
2021.  The  progression  of  the  pandemic  remains  very  dynamic,  and  the  resulting  impact  on  our  dealers,  OEM  partners, 
suppliers,  and  the  macro-economy  is  difficult  to  fully  predict.  However,  given  our  improved  clarity  on  our  ability  to  drive 
growth, we are providing the following guidance for 2021. We anticipate:

•
•
•

•
•

U.S. marine industry retail unit demand up low-to-mid single digit percent for the year versus 2020;
Net Sales between $4.75 and $5.0 billion;
Adjusted operating margins to grow between 60 and 100 basis points, with operating expenses as a percent of sales to 
be lower than in 2020;
Adjusted diluted EPS in the range of $6.00 to $6.40; and
Free cash flow generation to be in excess of $300 million.

    For the Propulsion segment, we anticipate net sales growth for the year to be in the high-single to low double-digit percent 
range, with operating margins up more than 20 basis points versus 2020. We expect earnings growth to include margin 
expansion associated with new product introductions, increased factory absorption from elevated production levels and 
currency tailwinds, partially offset by regional sales mix, increased tariffs due to volume increases, and some increase in 
spending on products, technology, and other strategic priorities. 

    For the Parts & Accessories segment, we anticipate organic net sales growth in the mid-single digit percent range for 2021. 
We expect margins to grow slightly in the year. This area will continue to be the primary focus of our M&A activity as we look 
for opportunities to further build out our technology and systems portfolio.  

    The Boat segment will be focused on improving operational performance, fulfilling demand and refilling pipelines in a very 
robust retail environment, which should lead to top line growth of more than 30 percent and strong improvement in operating 
earnings and margins. With three-quarters of our entire calendar-year 2021 wholesale orders already received, and with several 
brands largely sold-out into 2022, we anticipate consistent production throughout the year, which should result in cost 
efficiencies. We anticipate exiting 2021 with operating margins approaching our double-digit target for the segment.

We are planning for the effective tax rate in 2021 to be approximately 23 percent based on existing tax law, which does not 

reflect any potential changes in statutory tax rates.

These 2021 expectations assume no major additional pandemic-related business continuity issues. In addition, the level of 
recovery  of  the  global  economy,  continued  stable  channel  operations,  the  ability  to  moderate  labor  and  input  costs,  and  the 
absence of significant additional disruption to our global operations and supply chain, will be important factors in determining 
whether we ultimately perform in line with our targets.

31

Table of Contents

Matters Affecting Comparability

Certain events occurred during 2020, 2019 and 2018 that we believe affect the comparability of the results of operations. 
The tables below summarize the impact of changes in currency exchange rates, the impact of recent acquisitions and the impact 
of Sport Yacht & Yachts operations on our net sales:

(in millions)

Propulsion

Parts & Accessories

Boat

Segment Eliminations

Total

Net Sales

2020 vs 2019

2020

2019

$ 

1,878.4  $ 

1,692.9 

1,508.8 

1,250.3 

1,380.1 

1,334.3 

(290.0)   

(298.9) 

$ 

4,347.5  $ 

4,108.4 

GAAP

11.0%

9.3%

(6.3)%

(3.0)%

5.8%

Currency
Impact

(0.8)%

(0.1)%

0.0%

0.1%

(0.3)%

Acquisition 
Benefit

Sport Yacht 
& Yachts
Impact

—%

—%

0.7%

—%

0.2%

—%

—%

0.0%

—%

0.0%

Net Sales

2019 vs 2018

(in millions)

Propulsion

Parts & Accessories

Boat

2019

2018

$ 

1,692.9  $ 

1,759.3 

1,380.1 

1,334.3 

1,234.3 

1,471.3 

GAAP

(3.8)%

11.8%

(9.3)%

Segment Eliminations

(298.9)   

(344.0) 

(13.1)%

Total

$ 

4,108.4  $ 

4,120.9 

(0.3)%

Currency
Impact

Acquisition 
Benefit

Sport Yacht 
& Yachts
Impact

(1.4)%

(1.3)%

(0.6)%

(0.3)%

(1.2)%

—%

12.4%

1.1%

0.8%

4.1%

—%

—%

(3.2)%

—%

(1.2)%

Sport Yacht & Yachts Wind-down. The results of Sport Yacht & Yachts operations are summarized in the table below.

(in millions)
Net sales (A)
Gross margin

Restructuring, exit and impairment charges

Operating loss

$ 

2019

2018

(0.7)  $ 

(6.4)   

— 

(7.8)   

49.4 

(39.7) 

49.4 

(107.8) 

(A) During 2019, results included $(0.7) million of charges within Net sales related to estimated retail sales incentives to support the sale of Sport Yacht & 
Yachts in the dealer pipeline. During 2018, results included $16.0 million of charges within Net sales to support the sale of Sport Yacht & Yachts in the 
dealer pipeline at that time.

Acquisitions. We completed acquisitions during 2019 and 2018 that affect the comparability of net sales. The impacts on 
consolidated and segment sales comparisons are reflected above. Refer to Note 5 – Acquisitions in the Notes to Consolidated 
Financial Statements for further information. 

Changes in foreign currency rates. Percentage changes in net sales expressed in constant currency reflect the impact that 
changes  in  currency  exchange  rates  had  on  comparisons  of  net  sales.  To  determine  this  information,  net  sales  transacted  in 
currencies  other  than  U.S.  dollars  have  been  translated  to  U.S.  dollars  using  the  average  exchange  rates  that  were  in  effect 
during  the  comparative  period.  The  percentage  change  in  net  sales  expressed  on  a  constant  currency  basis  better  reflects  the 
changes  in  the  underlying  business  trends,  excluding  the  impact  of  translation  arising  from  foreign  currency  exchange  rate 
fluctuations. Approximately 24 percent of our annual net sales are transacted in a currency other than the U.S. dollar. Our most 
material exposures include sales in Euros, Canadian dollars, Chinese yuan, and Australian dollars.

Additionally,  operating  earnings  comparisons  were  negatively  affected  by  foreign  exchange  rates  by  approximately  $10 
million  in  2020  when  compared  with  2019,  and  were  negatively  affected  by  foreign  exchange  rates  by  approximately  $15 
million in 2019 when compared with 2018. These estimates include the impact of translation on all sales and costs transacted in 
a currency other than the U.S. dollar and the impact of hedging activities.

32

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

Restructuring,  exit  and  impairment  charges.  We  recorded  restructuring,  exit  and  impairment  charges  during  2020,  2019 

and 2018. The following table summarizes these charges by cash charges and non-cash charges.

(in millions)
Cash charges:
   Boat (A)

Parts & Accessories

   Corporate
      Total cash charges
Non-cash charges:
   Boat (A)
Total restructuring, exit and impairment charges

2020

2019

2018

$ 

$ 

0.8  $ 
0.8 
2.0 
3.6 

0.5 
4.1  $ 

6.2  $ 
4.6 
4.5 
15.3 

3.5 
18.8  $ 

27.5 
— 
0.7 
28.2 

26.6 
54.8 

(A) Restructuring, exit and impairment activities within the Boat segment during 2018 primarily related to the wind-down of Sport Yacht & Yachts operations.

See  Note  4  –    Restructuring,  Exit  and  Impairment  Activities  in  the  Notes  to  Consolidated  Financial  Statements  for 

further details on charges and initiatives. 

Purchase  accounting  amortization.  As  part  of  purchase  accounting  for  the  Freedom  Boat  Club  and  Power  Products 
acquisitions, we recognized definite-lived intangible assets as well as a fair value adjustment to inventory for Power Products, 
both of which are amortized over their useful lives. During 2020, 2019 and 2018, we recorded $30.1 million, $29.5 million and 
$12.0  million  respectively,  of  purchase  accounting  amortization  within  Selling,  general  and  administrative  expense.  During 
2018, we also recorded $9.2 million of purchase accounting amortization within Cost of sales.

Acquisition and IT related costs.. In connection with the Freedom Boat Club and Power Products acquisitions in 2019 and 
2018,  respectively,  we  recorded  $1.7  million,  $2.6  million  and  $13.8  million,  of  acquisition  costs  in  Selling,  general  and 
administrative expense (SG&A), during 2020, 2019 and 2018, respectively.

In addition, during 2020 and 2019, we recorded $3.7 million and $2.2 million, respectively, of IT transformation costs in 

SG&A within Corporate/Other resulting from the Fitness separation.

Pension settlement charges. During 2019, we fully exited our remaining defined benefit pension plans and as a result, we 
recorded a pretax pension settlement benefit of $1.1 million and pretax pension settlement charge of $292.8 million, in 2020 
and 2019, respectively. There were no pension settlement charges in 2018. See Note 17 – Postretirement Benefits in the Notes 
to Consolidated Financial Statements for further details.

Tax items. We recognized an income tax provision of $98.0 million and $80.3 million in 2020 and 2019, respectively. The 
income tax provision in 2019 included a net charge of $17.5 million related to the settlement of our qualified defined benefit 
plans. The tax impact of this action consisted of a tax benefit of $73.9 million from the pension settlement charge, which was 
netted  against  a  tax  charge  of  $91.4  million  resulting  from  the  release  of  disproportionate  tax  effects  in  Accumulated  other 
comprehensive  income.  Additionally,  the  income  tax  provision  for  2019  included  a  net  benefit  of  $17.2  million  primarily 
related to favorable rate change impacts on state deferred tax assets as well as a reassessment of the state valuation allowance. 
The 2018 income tax provision of $57.3 million included a net benefit of $4.8 million primarily related to 2017 U.S. tax reform 
updates. 

 See Note 12 – Income Taxes in the Notes to Consolidated Financial Statements for further details.

33

 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

Results of Operations

Consolidated

The  following  table  sets  forth  certain  amounts,  ratios  and  relationships  calculated  from  the  Consolidated  Statements  of 

Operations for 2020, 2019 and 2018:

2020 vs. 2019

2019 vs. 2018

(in millions, except per share data)

2020

2019

2018

 $

%

 $

Net sales
Gross margin (A)

Restructuring, exit, and impairment charges

Operating earnings

Pension settlement (benefit) charge

Transaction financing charges

Net earnings from continuing operations

$  4,347.5 

$  4,108.4 

$  4,120.9 

$  239.1 

 5.8 % $ 

(12.5) 

1,213.0 

1,121.0 

1,047.0 

 8.2 %  

74.0 

4.1 

539.3 

(1.1) 

— 

374.7 

18.8 

471.0 

292.8 

— 

30.4 

54.8 

355.5 

92.0 

(14.7) 

68.3 

 (78.2) %  

(36.0) 

 (65.7) %

 14.5 %  

115.5 

 32.5 %

— 

(293.9) 

NM  

292.8 

(5.1) 

253.4 

— 

344.3 

NM  

5.1 

NM  

(223.0) 

 (88.0) %

%

 (0.3) %

 7.1 %

NM

NM

Diluted earnings per share from continuing operations 

$ 

4.70 

$ 

0.36 

$ 

2.87 

$ 

4.34 

NM $ 

(2.51) 

 (87.5) %

Expressed as a percentage of Net sales:

Gross margin

Selling, general and administrative expense

Research and development expense

Operating margin

NM = not meaningful
bpts = basis points

 27.9 %

 12.5 %

 2.9 %

 12.4 %

 27.3 %

 12.4 %

 3.0 %

 11.5 %

 25.4 %

 12.5 %

 2.9 %

 8.6 %

  60  bpts

  10  bpts

  (10)  bpts

  90  bpts

  190  bpts

  (10)  bpts

  10  bpts

  290  bpts

(A) Gross margin is defined as Net sales less Cost of sales as presented in the Consolidated Statements of Operations.

The  following  is  a  summary  of  Adjusted  operating  earnings  and  Adjusted  diluted  earnings  per  common  share  from 

continuing operations:

(in millions, except per share data)

2020

2019

2018

2020

2019

2018

Operating Earnings

Diluted Earnings (Loss) Per Share

GAAP

$ 

539.3 

$ 

471.0 

$ 

355.5 

$ 

4.70  $ 

0.36  $ 

Restructuring, exit, and impairment charges

Purchase accounting amortization

Acquisition and IT related costs

Special tax items

Sport Yacht & Yachts

Transaction financing charges

Gain on sale of equity investment

Pension settlement (benefit) charge

As Adjusted

GAAP operating margin

Adjusted operating margin

2020 vs. 2019 

4.1 

30.1 

5.4 

— 

— 

— 

— 

— 

18.8 

29.5 

4.8 

— 

7.8 

— 

— 

— 

54.8 

21.2 

13.8 

— 

58.4 

— 

— 

— 

0.04 

0.29 

0.05 

0.00 

— 

— 

— 

(0.01) 

0.21 

0.22 

0.04 

(0.20) 

0.07 

0.01 

— 

3.62 

$ 

578.9 

$ 

531.9 

$ 

503.7 

$ 

5.07  $ 

4.33  $ 

 12.4 %

 13.3 %

 11.5 %

 12.9 %

 8.6 %

 12.2 %

2.87 

0.47 

0.19 

0.12 

(0.06) 

0.51 

0.05 

(0.02) 

— 

4.13 

Net sales increased 5.8 percent during 2020 when compared with 2019. Refer to the Propulsion, Parts & Accessories,  and 

Boat segments discussions for further details on the drivers of net sales changes.

Gross margin percentage increased 60 basis points in 2020 when compared with 2019, reflecting impacts of higher sales 

partially offset by the impacts of production suspensions and stay-at-home restrictions earlier in the year.  

34

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

SG&A increased during 2020 and includes purchase accounting amortization and acquisition and IT transformation-related 
costs, as applicable. Excluding those items, SG&A as a percentage of sales was relatively consistent in 2020 compared with 
2019. Research and development expense increased in 2020 versus 2019, but remained consistent as a percentage of Net Sales.

During  2020,  we  recorded  restructuring,  exit  and  impairment  charges  of  $4.1  million  compared  with  $18.8  million  in 
2019. See Note 4 –  Restructuring, Exit and Impairment Activities in the Notes to Consolidated Financial Statements for 
further details.

We recognized equity earnings of $4.5 million and $7.3 million in 2020 and 2019, respectively, which were mainly related 

to our marine and technology-related joint ventures. 

In  2019,  we  fully  exited  our  remaining  defined  benefit  pension  plans  and  as  a  result,  recorded  a  $1.1  million  benefit  in 
2020, associated with a final settlement adjustment. In 2019, we recorded $292.8 million of charges related to these pension 
settlement actions. Refer to Note 17 – Postretirement Benefits in the Notes to Consolidated Financial Statements for further 
information.

We recognized $(6.1) million and $(2.1) million in 2020 and 2019, respectively, in Other expense, net. Other expense, net 
primarily  includes  other  postretirement  benefit  costs  and  remeasurement  gains  and  losses  resulting  from  changes  in  foreign 
currency rates.

Net interest expense decreased in 2020 compared with 2019 due to a reduction in average daily debt outstanding. Refer to 

Note 16 – Debt in the Notes to Consolidated Financial Statements.

We recognized an income tax provision of $98.0 million and $80.3 million in 2020 and 2019, respectively. The income tax 
provision in 2019 included a net charge of $17.5 million related to the settlement of our qualified defined benefit plans. The 
impact of this action consisted of a tax benefit of $73.9 million from the pension settlement charge, which was netted against a 
tax  charge  of  $91.4  million  resulting  from  the  release  of  disproportionate  tax  effects  in  Accumulated  other  comprehensive 
income. Additionally, the income tax provision for 2019 included a net benefit of $17.2 million, primarily related favorable rate 
change impacts on state deferred tax assets as well as a reassessment of the state valuation allowance. 

The effective tax rate, which is calculated as the income tax provision as a percentage of earnings before income taxes, was 

20.7 percent and 72.6 percent for 2020 and 2019, respectively.

See Note 12 – Income Taxes in the Notes to Consolidated Financial Statements for further details on the impacts of the 

Tax Cuts and Jobs Act as well as a reconciliation of our effective tax rate and statutory Federal income tax rate.

Due to the factors described in the preceding paragraphs, operating earnings, net earnings from continuing operations and 
diluted earnings per common share from continuing operations increased during 2020. Diluted earnings per common share from 
continuing operations benefited from common stock repurchases in both years.

2019 vs. 2018 

Net sales decreased slightly during 2019 when compared with 2018. Refer to the Propulsion, Parts & Accessories, and Boat 

segments discussions for further details on the drivers of net sales changes.

Gross margin percentage increased, reflecting benefits from the absence of the Sport Yacht & Yachts operations in 2019, 
which had a negative gross margin impact in 2018, as well as improvements in the Propulsion and Parts & Accessories segment 
including  benefits  from  the  Power  Products  acquisition  as  well  as  favorable  changes  in  sales  mix.  These  positive  factors 
exceeded the impact of lower sales, tariffs and unfavorable changes in foreign exchange rates. Additionally, the gross margin 
percentage  reflected  favorable  comparisons  versus  the  prior  year  due  to  unfavorable  plant  efficiencies  associated  with 
production ramp-up for new products and warehouse management integration in the first half of 2018.

Selling,  general  and  administrative  expense  (SG&A)  decreased  and  included  purchase  accounting  amortization, 
acquisition-related costs, and the impacts of Sport Yacht & Yachts operations. Excluding these items, operating expenses were 
relatively  flat  on  a  percentage  of  net  sales  basis  as  lower  variable  compensation  expense  and  benefits  from  cost  reduction 
programs  were  offset  by  a  full  year  of  Power  Products  results  and  the  acquisition  of  Freedom  Boat  Club.  Research  and 
development expense was relatively consistent in 2019 versus 2018, reflecting continued investment in new products across all 
segments. 

35

Table of Contents

During  2019,  we  recorded  restructuring,  exit  and  impairment  charges  of  $18.8  million  compared  with  $54.8  million  in 
2018. See Note 4 –  Restructuring, Exit and Impairment Activities in the Notes to Consolidated Financial Statements for 
further details.

We recognized equity earnings of $7.3 million and $7.7 million in 2019 and 2018, respectively, which were mainly related 
to  our  marine  joint  ventures.  Equity  earnings  in  2018  included  a  $2.3  million  gain  on  the  sale  of  an  equity  investment  as 
discussed in Note 9 – Investments in the Notes to Consolidated Financial Statements. 

In  2019,  we  recorded  $292.8  million  of  charges  related  to  pension  settlement  actions  as  discussed  in  Note  17  – 

Postretirement Benefits in the Notes to Consolidated Financial Statements. There were no pension settlement actions in 2018.

We recognized $(2.1) million and $(4.3) million in 2019 and 2018, respectively, in Other expense, net. Other expense, net 
primarily  includes  pension  and  other  postretirement  benefit  costs,  as  well  as  remeasurement  gains  and  losses  resulting  from 
changes in foreign currency rates.

Net interest expense increased $29.6 million to $72.7 million in 2019 compared with 2018 primarily due to debt activity as 

discussed in Note 16 – Debt in the Notes to Consolidated Financial Statements.

Transaction financing charges of $5.1 million in 2018 related to the 364-Day Senior Unsecured Bridge Facility which was 

secured in connection with the Power Products acquisition.

Income tax provision for 2019 was $80.3 million and included a net charge of $17.5 million related to the settlement of our 
qualified  defined  benefit  plans.  The  tax  impact  of  this  action  consisted  of  a  tax  benefit  of  $73.9  million  from  the  pension 
settlement  charge,  which  was  netted  against  a  tax  charge  of  $91.4  million  resulting  from  the  release  of  disproportionate  tax 
effects in Accumulated other comprehensive income. Additionally, the income tax provision for 2019 included a net benefit of 
$17.2 million, primarily related to favorable rate change impacts on state deferred tax assets as well as a reassessment of the 
state  valuation  allowance.  The  2018  results  reflect  an  income  tax  provision  of  $57.3  million  which  included  a  net  benefit  of 
$4.8 million primarily related to 2017 U.S. tax reform updates. The effective tax rate for 2019 and 2018 was 72.6 percent and 
18.5 percent, respectively.

Our  effective  tax  rate  also  reflects  the  benefit  of  having  earnings  from  foreign  entities  that  are  in  jurisdictions  that  have 
lower  statutory  tax  rates  than  the  U.S.  with  the  most  significant  impact  related  to  China  and  Poland,  which  have  applicable 
statutory tax rates of 15 percent and 19 percent, respectively.

See Note 12 – Income Taxes in the Notes to Consolidated Financial Statements for further details on the impacts of the 

Tax Cuts and Jobs Act as well as a reconciliation of our effective tax rate and statutory Federal income tax rate.

Due to the factors described in the preceding paragraphs, operating earnings increased, while net earnings from continuing 
operations  and  diluted  earnings  per  common  share  from  continuing  operations  decreased  during  2019.  Diluted  earnings  per 
common share from continuing operations benefited from common stock repurchases in both years.

Segments

We have three reportable segments: Propulsion, Parts & Accessories, and Boat. Refer to Note 6 – Segment Information in 

the Notes to Consolidated Financial Statements for details on the segment operations.

Propulsion Segment

The following table sets forth the Propulsion segment results for the years ended December 31, 2020, 2019 and 2018:

(in millions)

Net sales

2020

2019

2018

 $

$  1,878.4 

$  1,692.9 

$  1,759.3 

Operating earnings

$ 

285.5 

$ 

240.3 

$ 

243.8 

Operating margin

 15.2 %

 14.2 %

 13.9 %

bpts = basis points

36

2020 vs. 2019

%

11.0 %

18.8 %

100 bpts 

2019 vs. 2018

 $

%

$ 

$ 

(66.4) 

(3.8) %

(3.5) 

(1.4) %

30 bpts 

$ 

$ 

185.5 

45.2 

 
 
 
Table of Contents

2020 vs. 2019 

The  Propulsion  segment  net  sales  increased  $185.5  million  or  11.0  percent  in  2020  versus  the  prior  year  as  a  result  of 
strong  demand,  especially  in  the  higher  horsepower  outboard  engine  categories  and  related  controls,  rigging  and  propeller 
business as original equipment manufacturer (OEM) customers continued to ramp-up production during the year, and increased 
capacity enabled elevated sales to dealer and international channels as well as significant U.S. and international market share 
gains. These sales increases were partially offset by production disruptions at Mercury and its OEM engine customers in the 
first half of the year due to the COVID-19 pandemic.

International sales were 36 percent of the Propulsion segment's net sales in 2020. International sales increased 24 percent 
on a GAAP basis and 26 percent on a constant currency basis from the prior year, primarily due to increases in Asia-Pacific, 
particularly in higher horsepower engines used for commercial purposes.

The Propulsion segment operating earnings for the year increased $45.2 million or 18.8% in 2020 versus the prior year as a 

result of increased sales volumes and favorable changes in sales mix, partially offset by unfavorable absorption resulting from 
product disruptions in the first half of the year, higher variable compensation costs, and increased investment in new product 
development and technology.

2019 vs. 2018 

The Propulsion segment net sales decreased $66.4 million or 3.8 percent in 2019 versus the prior year, resulting from lower 
sales  of  outboard  engines  150  horsepower  and  below  and  sterndrive  engines,  partially  offset  by  robust  demand  for  higher 
horsepower engines, particularly in 175 to 300 horsepower categories introduced in 2018 and 400 and 450 horsepower engines 
released in 2019.

International net sales were 32 percent of the Propulsion segment's net sales in 2019. International sales increased 2 percent 
on a GAAP basis and 6 percent on a constant currency basis from the prior year, primarily driven by increases in Europe, Asia-
Pacific and Rest-of-World regions, partially offset by declines in Canada.

The Propulsion segment operating earnings for the year decreased $3.5 million or 1.4 percent in 2019 versus the prior year 
as a result of volume declines, the impact of tariffs, as well as unfavorable changes in foreign exchange rates, partially offset by 
favorable changes in sales mix described above and cost control measures.

Parts & Accessories Segment

The following table sets forth the Parts & Accessories (P&A) segment results for the years ended December 31, 2020, 2019 

and 2018:

(in millions)
Net sales

2020
$  1,508.8 

2019
$  1,380.1 

2018
$  1,234.3 

GAAP operating earnings

$  275.4 

$  237.5 

$  188.0 

Restructuring, exit and impairment charges

Purchase accounting amortization

Acquisition related costs
Adjusted operating earnings

0.8 

28.7 

4.6 

28.7 

— 

21.2 

  — 
$  304.9 

— 
$  270.8 

13.8 
$  223.0 

$ 

$ 

$ 

2020 vs. 2019

2019 vs. 2018

 $
128.7 

%
 9.3 % $ 

 $
145.8 

%
 11.8 %

37.9 

 16.0 % $ 

49.5 

 26.3 %

(3.8) 

 (82.6) %  

 — %  

4.6 

7.5 

NM  
 12.6 % $ 

(13.8) 
47.8 

— 

— 
34.1 

NM

 35.4 %

NM
 21.4 %

200 bpts

150 bpts

GAAP operating margin

Adjusted operating margin

 18.3 %

 20.2 %

 17.2 %

 19.6 %

 15.2 %

 18.1 %

110 bpts

60 bpts

NM = not meaningful
bpts = basis points

2020 vs. 2019 

The P&A segment net sales increased by $128.7 million or 9.3 percent in 2020 versus the prior year due to strong sales 
growth across all product categories. 2020 results were bolstered by healthy boat usage as a consequence of the need for social 

37

 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

distancing friendly recreation and by favorable weather conditions in the U.S. throughout the year, especially compared with 
2019.  These  sales  increases  were  partially  offset  by  stay-at-home  restrictions  resulting  from  the  pandemic,  which  disrupted 
dealer, retail, and OEM operations in many locations in the first half of the year.

International  sales  were  28  percent  of  the  P&A  segment's  net  sales  in  2020.  International  sales  increased  4  percent  year 
over  year  on  both  a  GAAP  and  a  constant  currency  basis.  The  increase  in  net  sales  was  driven  by  Asia-Pacific  and  Europe, 
partially offset by Latin America.

The P&A segments operating earnings were $275.4 million in 2020, an increase of 16.0 percent mainly due to the increase 

in net sales as well as favorable product mix, partially offset by cost reduction actions.

2019 vs. 2018 

The P&A segment net sales increased $145.8 million or 11.8 percent in 2019 versus the prior year, due to benefits from the 
Power Products acquisition, which had an accretive impact of 13 percent to the segment's revenue growth rate. International net 
sales were 29 percent of the segment's net sales in 2019. International sales increased 13 percent and 18 percent versus the prior 
year on a GAAP basis as well as on a constant currency basis, respectively. The increase in net sales was driven by Europe, 
Asia-Pacific and Rest-of-World regions, partially offset by declines in Latin America and Canada.

The  P&A  segment  operating  earnings  were  $237.5  million  in  2019,  an  increase  of  26.3  percent,  mainly  as  a  result  of 
benefits  from  the  Power  Products  acquisition  as  well  as  favorable  cost  control  measures.  Partially  offsetting  these  positive 
factors were the impact of tariffs, unfavorable changes in foreign exchange rates and volume declines.

Boat Segment

The following table sets forth Boat segment results for the years ended December 31, 2020, 2019 and 2018:

(in millions)
Net sales

2020
$  1,250.3 

2019
$  1,334.3 

2018
$  1,471.3 

GAAP operating earnings
Restructuring, exit and impairment charges
Acquisition related costs
Purchase accounting amortization
Sport Yacht & Yachts
Adjusted operating earnings

$  70.2 
1.3 
1.7 
1.4 
  — 
$  74.6 

$  76.2 
9.7 
2.6 
0.8 
7.8 
$  97.1 

$ 

9.1 
54.1 
— 
— 
58.4 
$  121.6 

2020 vs. 2019

2019 vs. 2018

 $
(84.0) 

%
 (6.3) % $ 

 $
(137.0) 

%
 (9.3) %

(6.0) 
(8.4) 
(0.9) 
0.6 
(7.8) 
(22.5) 

 (7.9) % $ 
 (86.6) %  
 (34.6) %  
 75.0 %  
NM  
 (23.2) % $ 

67.1 
(44.4) 
2.6 
0.8 
(50.6) 
(24.5) 

NM
 (82.1) %
NM
NM
 (86.6) %
 (20.1) %

$ 

$ 

$ 

GAAP operating margin
Adjusted operating margin

 5.6 %
 6.0 %

 5.7 %
 7.3 %

 0.6 %
 8.3 %

(10) bpts
(130) bpts

510 bpts
(100) bpts

NM = not meaningful
bpts = basis points

2020 vs. 2019 

The Boat segment net sales decreased $84.0 million or 6.3 percent versus 2019 resulting from lower wholesale volume due 
to  the  temporary  suspension  of  manufacturing  in  most  plants  and  the  associated  ramp-up  of  activities  earlier  in  the  year 
resulting  from  the  pandemic.  This  decline  was  partially  offset  by  increases  in  the  second  half  of  the  year  resulting  from 
significantly higher wholesale volume to dealers to meet increased customer demand at the retail level and to begin refilling 
pipeline inventories. Freedom Boat Club, which represents approximately 2.5 percent of segment sales, also achieved higher net 
sales due to an increase in new memberships and new franchisee locations.

International sales were 23 percent of the Boat segment's net sales in 2020, and decreased 10 percent on both a GAAP basis 

and constant currency basis, reflecting declines in most regions, which was partially offset by increases in Europe.

The Boat segment operating earnings were $70.2 million in 2020, a decrease of 7.9 percent compared with 2019, due to 
lower net sales along with unfavorable impact of absorption resulting from production disruptions, which were partially offset 
by benefits from cost reduction measures.

38

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

2019 vs. 2018 

The Boat segment net sales decreased $137.0 million versus 2018, reflecting planned pipeline reductions in the aluminum 
freshwater and saltwater fishing boat categories and the exit of Sport Yacht & Yachts operations. Excluding the impact of Sport 
Yacht  &  Yachts  operations,  recreational  fiberglass  net  sales  increased  as  a  result  of  improvement  at  Sea  Ray,  with  a  more 
favorable  mix  toward  boats  with  expanded  content  driving  sales.  The  planned  reductions  in  wholesale  unit  shipments  in  the 
aluminum freshwater boat category were in response to a challenging retail market environment in the first half of the year, due 
in part to unfavorable weather conditions. Premium boat brands, including Boston Whaler, Sea Ray and Lund, all performed 
strongly  at  retail  in  their  key  product  categories.  International  sales  were  24  percent  of  the  segment's  net  sales  in  2019  and 
decreased 7 percent on a GAAP basis. On a constant currency basis, international sales decreased 5 percent primarily due to 
declines in Europe and Asia-Pacific.

The Boat segment operating earnings were $76.2 million in 2019, an increase of $67.1 million compared with 2018, as a 
result  of    reduced  losses  associated  with  the  exit  of  the  Sport  Yacht  &  Yacht  operations.  Excluding  this  factor,  operating 
earnings  decreased  as  a  result  of  lower  volume,  higher  retail  discounts  required  to  lower  pipelines  during  the  second-half  of 
2019  and  planned  spending  on  profit  improvement  initiatives.  Additionally,  comparisons  were  negatively  affected  by  less 
favorable  plant  efficiencies  at  certain  boat  facilities  in  the  first  quarter  of  2019  versus  2018,  due  in  part  to  new  product 
integrations. These negative factors excluded benefits from cost control measures. 

Corporate/Other

The following table sets forth Corporate/Other results for the years ended December 31, 2020, 2019 and 2018:

2020 vs. 2019

2019 vs. 2018

(in millions)
GAAP operating loss
Restructuring, exit, and impairment charges

2020

2019

2018

 $

$ 

(91.8)  $ 
2.0 

(83.0)  $ 
4.5 

(85.4)  $ 
0.7 

3.7 

2.2 

— 

$ 

(86.1)  $ 

(76.3)  $ 

(84.7)  $ 

(9.8) 

 12.8 % $ 

 $

%
 10.6 % $ 
 (55.6) %  

 68.2 %  

(8.8) 
(2.5) 

1.5 

%
 (2.8) %
NM

NM

 (9.9) %

2.4 
3.8 

2.2 

8.4 

IT transformation cost

Adjusted operating loss

NM = not meaningful

Corporate operating expenses increased by $8.8 million in 2020 compared with 2019 primarily due to higher variable 

compensation expense.

Corporate  operating  expenses  decreased  by  $2.4  million  in  2019  compared  with  2018  primarily  as  a  result  of  several 
factors which included cost containment measures largely completed by the end of the third quarter of 2019, partially offset by 
higher restructuring, exit, impairment and other charges.

39

 
 
 
 
 
 
 
 
Table of Contents

Cash Flow, Liquidity and Capital Resources

The following table sets forth an analysis of free cash flow for the years ended December 31, 2020, 2019 and 2018:

(in millions)

2020

2019

2018

Net cash provided by operating activities of continuing operations

$ 

800.0  $ 

475.3  $ 

274.5 

Net cash provided by (used for):

Plus: Capital expenditures

Plus: Proceeds from the sale of property, plant and equipment

Plus: Effect of exchange rate changes on cash and cash equivalents

Less: Cash impact of Sport Yacht & Yachts operations, net of tax

Total free cash flow from continuing operations (A)

(182.4)   

(232.6)   

(180.2) 

2.9 

8.8 

— 

7.3 

0.4 

— 

0.4 

(5.0) 

(53.7) 

$ 

629.3  $ 

250.4  $ 

143.4 

(A)  We  define  "Free  cash  flow"  as  cash  flow  from  operating  and  investing  activities  of  continuing  operations  (excluding  cash  provided  by  or  used  for 
acquisitions, investments, purchases or sales/maturities of marketable securities and other investing activities, as well as the cash impact of Sport Yacht & 
Yachts  operations,  net  of  tax)  and  the  effect  of  exchange  rate  changes  on  cash  and  cash  equivalents.  Free  cash  flow  is  not  intended  as  an  alternative 
measure  of  cash  flow  from  operations,  as  determined  in  accordance  with  GAAP  in  the  United  States.  We  use  this  financial  measure  both  in  presenting 
results  to  shareholders  and  the  investment  community  and  in  our  internal  evaluation  and  management  of  our  businesses.  We  believe  that  this  financial 
measure and the information it provides are useful to investors because it permits investors to view our performance using the same tool that we use to 
gauge  progress  in  achieving  our  goals.  We  believe  that  the  non-GAAP  financial  measure  "Free  cash  flow"  is  also  useful  to  investors  because  it  is  an 
indication of cash flow that may be available to fund investments in future growth initiatives.

Our  major  sources  of  funds  for  capital  investments,  acquisitions,  share  repurchase  programs  and  dividend  payments  are 
cash  generated  from  operating  activities,  available  cash  and  marketable  securities  balances,  proceeds  from  divestitures  and 
potential borrowings. We evaluate potential acquisitions, divestitures and joint ventures in the ordinary course of business.

2020 Cash Flow

Net cash provided by operating activities of continuing operations in 2020 totaled $800.0 million versus $475.3 million in 
2019. The increase is primarily due to higher net earnings and favorable working capital usage, driven mainly by decreases in 
inventory levels and increases in accounts payable and accrued expenses. 

The primary drivers of Net cash provided by operating activities of continuing operations in 2020 were net earnings, net of 
non-cash items, and a decrease in working capital. Working capital is defined as Accounts and notes receivable, Inventories and 
Prepaid expenses and other, net of Accounts payable and Accrued expenses as presented in the Consolidated Balance Sheets, 
excluding  the  impact  of  acquisitions  and  non-cash  adjustments.  Inventory  decreased  $109.3  million,  primarily  due  to  the 
increase  in  net  sales  during  2020  and  production  disruptions  in  the  first  half  of  the  year.  Accounts  and  notes  receivable 
increased  $19.9  million  primarily  due  to  the  increase  in  net  sales  during  the  fourth  quarter  of  2020.  Accrued  expenses  and 
Accounts payable increased $75.3 million and $64.5 million, respectively, primarily due to production increases, which were 
partially offset by timing of payments.

Net cash used for investing activities of continuing operations was $239.4 million, which included capital expenditures of 
$182.4  million.  Our  capital  spending  was  focused  on  investments  in  new  products.  We  also  purchased  $55.9  million  of 
marketable securities in 2020.

Net cash used for financing activities was $361.8 million, primarily related to payments of long-term debt including current 
maturities, common stock repurchases and cash dividends paid to common shareholders. Refer to Note 16 – Debt in the Notes 
to Consolidated Financial Statements for further details on our debt activity during the year ended December 31, 2020.

2019 Cash Flow

In 2019, Net cash provided by operating activities of continuing operations totaled $475.3 million versus $274.5 million in 
2018. This comparison reflected lower pension contributions and higher net earnings, net of non-cash items (pension settlement 
charges,  depreciation  and  amortization,  impairments  and  income  tax  impacts  not  yet  realized  in  cash)  in  2019,  which  were 
partially offset by unfavorable working capital usage trends. 

The primary drivers of Net cash provided by operating activities were net earnings from continuing operations net of non-
cash  expense  items,  partially  offset  by  an  increase  in  working  capital.  Inventory  increased  $50.5  million  primarily  related  to 

40

 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

finished goods in the Propulsion and P&A segments, to support higher sales volumes after pipeline reduction efforts in 2019. 
Accrued  expenses  decreased  $44.7  million,  Accounts  payable  decreased  $32.7  million  and  Accounts  and  notes  receivable 
decreased $41.4 million primarily as a result of lower sales in the fourth quarter.

Net cash used for investing activities of continuing operations during 2019 totaled $287.0 million, which included capital 
expenditures  of  $232.6  million  and  cash  paid  for  the  acquisition  of  Freedom  Boat  Club  of  $64.1  million.  Refer  to  Note  5  – 
Acquisitions in the Notes to Consolidated Financial Statements for further details on the Freedom Boat Club acquisition. Our 
capital  spending  focused  on  investments  in  capacity  expansion  initiatives  as  well  as  new  products.  Net  cash  provided  by 
investing activities of discontinued operations was $481.7 million and was primarily related to proceeds from the sale of the 
Fitness business.

Net cash used for financing activities was $600.8 million during 2019 and primarily related to common stock repurchases, 
net payments from issuances of long-term debt and cash dividends paid to common shareholders. Refer to Note 16 – Debt in 
the  Notes  to  Consolidated  Financial  Statements  for  further  details  on  our  debt  activity  during  the  year  ended  December  31, 
2019.

Liquidity and Capital Resources

We view our highly liquid assets as of December 31, 2020 and 2019 as: 

(in millions)

Cash and cash equivalents

Short-term investments in marketable securities

Total cash, cash equivalents and marketable securities

2020

2019

$ 

$ 

519.6  $ 

56.7 

576.3  $ 

320.3 

0.8 

321.1 

The following table sets forth an analysis of Total liquidity as of December 31, 2020 and 2019:

(in millions)

Cash, cash equivalents and marketable securities
Amounts available under lending facilities(A)
Total liquidity (B)

2020

2019

$ 

$ 

576.3  $ 

395.0 

971.3  $ 

321.1 

387.9 

709.0 

(A) See Note 16 – Debt in the Notes to Consolidated Financial Statements for further details on our lending facility.
(B)  We  define  Total  liquidity  as  Cash  and  cash  equivalents  and  Short-term  investments  in  marketable  securities  as  presented  in  the  Consolidated  Balance 
Sheets,  plus  amounts  available  for  borrowing  under  our  lending  facilities.  Total  liquidity  is  not  intended  as  an  alternative  measure  to  Cash  and  cash 
equivalents  and  Short-term  investments  in  marketable  securities  as  determined  in  accordance  with  GAAP  in  the  United  States.  We  use  this  financial 
measure  both  in  presenting  our  results  to  shareholders  and  the  investment  community  and  in  our  internal  evaluation  and  management  of  our 
businesses. Management believes that this financial measure and the information it provides are useful to investors because it permits investors to view our 
performance  using  the  same  metric  that  management  uses  to  gauge  progress  in  achieving  its  goals.  Management  believes  that  the  non-GAAP  financial 
measure "Total liquidity" is also useful to investors because it is an indication of our available highly liquid assets and immediate sources of financing.

Cash, cash equivalents and marketable securities totaled $576.3 million as of December 31, 2020, an increase of $255.2 
million  from  $321.1  million  as  of  December  31,  2019.  Total  debt  as  of  December  31,  2020  and  December  31,  2019  was 
$951.4 million and $1,109.3 million, respectively. Our debt-to-capitalization ratio decreased to 39 percent as of December 31, 
2020, from 46 percent as of December 31, 2019. 

During  2020  and  2019,  gross  borrowings  under  our  Amended  and  Restated  Credit  Agreement  (Credit  Facility)  totaled 
$610.0 million and $655.0 million, respectively. As of December 31, 2020 and December 31, 2019, there were no borrowings 
outstanding and available borrowing capacity totaled $395.0 million, net of $5.0 million of letters of credit outstanding under 
the Credit Facility. As of December 31, 2020, we were in compliance with the financial covenants in the Credit Facility. The 
maximum amount utilized under the Credit Facility during the twelve months ended December 31, 2020, including letters of 
credit outstanding, was $397.1 million. In addition, during 2020, borrowings under our unsecured commercial paper program 
(CP  Program)  totaled  $175.0  million,  all  of  which  were  repaid.  During  the  twelve  months  ended  December  31,  2020,  the 
maximum amount outstanding under the CP Program was $100.0 million. Refer to Note 16 – Debt in the Notes to Consolidated 
Financial Statements for further details.

The  level  of  borrowing  capacity  under  our  Credit  Facility  and  CP  Program  is  limited  by  both  a  leverage  and  interest 
coverage  test.  These  covenants  also  pertain  to  termination  provisions  included  in  our  wholesale  financing  joint  venture 
arrangements  with  Wells  Fargo  Distribution  Finance.  Based  on  our  anticipated  earnings  generation  throughout  the  year,  we 
expect to maintain sufficient cushion against the existing debt covenants.

41

 
 
 
 
Table of Contents

We believe that we have adequate sources of liquidity to meet our short-term and long-term needs.

2021 Cash Flow Outlook and Capital Plan

We anticipate generating free cash flow in excess of $300 million in 2021, which likely reflects a return to more normal, 
historical free cash flow levels. 2020 saw a significant amount of cash generated from the liquidation of inventories, which will 
not  repeat  in  2021,  and  we  estimate  working  capital  to  increase  by  $140  to  $150  million  for  the  year,  primarily  to  rebuild 
inventories in our Propulsion and P&A segments.  

We  anticipate  executing  a  balanced  capital  strategy  in  2021,  leveraging  our  strong  cash  position.  We  plan  to  retire 
approximately  $100  million  of  our  long-term  debt  obligations,  with  our  interest  expense  estimated  to  be  approximately  $60 
million for the year. During 2020, we paused certain capital expenditures during the pandemic to conserve cash until the second 
half  of  the  year.  We  anticipate  returning  to  more  normal  levels  of  capital  spending  during  2021,  between  $200  and  $220 
million,  including  new  product  investments  in  all  of  our  businesses,  cost  reduction  and  automation  projects,  and  select 
additional  capacity  initiatives.  Finally,  we  plan  to  continue  our  systematic  approach  to  share  repurchases,  with  our  plan 
including between $80 million and $120 million of repurchases in 2021, spread relatively evenly across the year.    

Financial Services

Refer  to  Note  10  –  Financing  Joint  Venture  in  the  Notes  to  Consolidated  Financial  Statements  for  more  information 

about our financial services.

42

Table of Contents

Off-Balance Sheet Arrangements 

Guarantees.  We  have  reserves  to  cover  potential  losses  associated  with  guarantees  and  repurchase  obligations  based  on 
historical  experience  and  current  facts  and  circumstances.  Historical  cash  requirements  and  losses  associated  with  these 
obligations have not been significant. See Note 13 – Commitments and Contingencies in the Notes to Consolidated Financial 
Statements for a description of these arrangements.

Contractual Obligations

The following table sets forth a summary of our contractual cash obligations as of December 31, 2020:

(in millions)

Contractual Obligations
Debt (A)
Interest payments on long-term debt
Operating leases (B)
Purchase obligations (C)
Deferred management compensation (D)
Other long-term liabilities (E)
  Total contractual obligations

Payments due by period

Total

Less than 
1 year

1-3 years

3-5 years

More than 
5 years

$ 

951.4  $ 

43.1  $ 

222.7  $ 

2.5  $ 

1,082.4 

99.8 

58.0 

30.7 

190.3 

56.9 

24.4 

57.6 

9.6 

13.8 

108.7 

41.0 

0.4 

8.0 

90.7 

93.3 

24.5 

— 

6.0 

70.2 

683.1 

823.5 

9.9 

— 

7.1 

15.6 

$  2,412.6  $ 

205.4  $ 

471.5  $ 

196.5  $  1,539.2 

(A)  See  Note  16  –  Debt  in  the  Notes  to  Consolidated  Financial  Statements  for  additional  information  on  our  debt.  “Debt”  refers  to  future  cash  principal 

payments. Debt also includes our capital leases as discussed in Note 21 – Leases in the Notes to Consolidated Financial Statements.

(B)  See Note 21 – Leases in the Notes to Consolidated Financial Statements for additional information.
(C)  Purchase obligations represent agreements with suppliers and vendors as part of the normal course of business.
(D)  Amounts primarily represent long-term deferred compensation plans.
(E)  Other  long-term  liabilities  primarily  includes  long-term  warranty  contracts,  future  projected  payments  related  to  our  nonqualified  pension  plans  and 

deferred revenue. We are not required to make contributions to the qualified pension plan in 2020.

Legal Proceedings

See Note 13 – Commitments and Contingencies in the Notes to Consolidated Financial Statements.

Environmental Regulation

In the Propulsion segment, we continue to develop engine technologies to reduce engine emissions to comply with current 
and future emissions requirements. In the P&A segment, we are working to develop electrification and other technologies to 
reduce  our  environmental  footprint.  The  Boat  segment  continues  to  pursue  fiberglass  boat  manufacturing  technologies  and 
techniques to reduce air emissions at its boat manufacturing facilities. The costs associated with these activities may have an 
adverse effect on segment operating margins and may affect short-term operating results. Environmental regulatory bodies in 
the  United  States  and  other  countries  may  impose  more  stringent  emissions  standards  and/or  other  environmental  regulatory 
requirements than are currently in effect. By following our environmental management system processes to drive sustainable, 
responsible practices, we comply with current regulations and expect to comply fully with any new regulations; compliance will 
most likely increase the cost of these products for us and the industry, but is not expected to have a material adverse effect on 
our competitive position.

Critical Accounting Policies

The preparation of the consolidated financial statements in accordance with accounting principles generally accepted in the 
United  States  requires  management  to  make  certain  estimates  and  assumptions  that  affect  the  amount  of  reported  assets  and 
liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and revenues and 
expenses  during  the  periods  reported.  Actual  results  may  differ  from  those  estimates.  If  current  estimates  for  the  cost  of 
resolving  any  specific  matters  are  later  determined  to  be  inadequate,  results  of  operations  could  be  adversely  affected  in  the 
period in which additional provisions are required. We have discussed the development and selection of the critical accounting 
policies  with  the  Audit  and  Finance  Committee  of  the  Board  of  Directors  and  believe  the  following  are  the  most  critical 
accounting policies that could have an effect on our reported results.

43

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

Revenue Recognition and Sales Incentives. Revenue is recognized as performance obligations under the terms of contracts 
with  customers  are  satisfied;  this  occurs  when  control  of  promised  goods  (engines,  engine  parts  and  accessories,  boats,  and 
fitness equipment) is transferred to the customer. We recognize revenue related to the sale of extended warranty contracts that 
extend the coverage period beyond the standard warranty period over the life of the extended warranty period.  

Revenue  is  measured  as  the  amount  of  consideration  expected  to  be  entitled  to  in  exchange  for  transferring  goods  or 
providing services. We have excluded sales, value add, and other taxes collected concurrent with revenue-producing activities 
from the determination of the transaction price for all contracts. We have elected to account for shipping and handling activities 
that occur after the customer has obtained control of a good as a fulfillment activity. For all contracts with customers, we have 
not adjusted the promised amount of consideration for the effects of a significant financing component as the period between 
the transfer of the promised goods and the customer's payment is expected to be one year or less.

See Note 2 – Revenue Recognition in the Notes to Consolidated Financial Statements for more information.

Warranty Reserves. We record an estimated liability for product warranties at the time revenue is recognized. The liability is 
estimated using historical warranty experience, projected claim rates and expected costs per claim. We adjust our liability for 
specific warranty matters when they become known and the exposure can be estimated. Our warranty liabilities are affected by 
product failure rates as well as material usage and labor costs incurred in correcting a product failure. If actual costs differ from 
estimated costs, we must make a revision to the warranty liability. 

Goodwill.  Goodwill  results  from  the  excess  of  purchase  price  over  the  net  assets  of  businesses  acquired.  We  review 
goodwill for impairment annually and whenever events or changes in circumstances indicate that the fair value of a reporting 
unit  may  be  below  its  carrying  value.  As  part  of  the  annual  test,  we  may  perform  a  qualitative,  rather  than  quantitative, 
assessment  to  determine  whether  the  fair  values  of  our  reporting  units  are  "more  likely  than  not"  to  be  greater  than  their 
carrying values. In performing this qualitative analysis, we consider various factors, including the effect of market or industry 
changes and the reporting units' actual results compared with projected results.

If  the  fair  value  of  a  reporting  unit  does  not  meet  the  "more  likely  than  not"  criteria  discussed  above,  we  perform  a 
quantitative assessment which begins by measuring the fair value of the reporting unit. If the carrying value of the reporting 
unit exceeds its fair value, a goodwill impairment is recorded equal to the carrying value of the reporting unit less its fair value, 
not to exceed the carrying value of goodwill.

We calculate the fair value of our reporting units considering both the income approach and the guideline public company 
method. The income approach calculates the fair value of the reporting unit using a discounted cash flow approach utilizing a 
Gordon Growth model. Internally forecasted future cash flows, which we believe reasonably approximates market participant 
assumptions, are discounted using a weighted average cost of capital (Discount Rate) developed for each reporting unit. The 
Discount Rate is developed using market observable inputs, as well as considering whether or not there is a measure of risk 
related  to  the  specific  reporting  unit’s  forecasted  performance.  Fair  value  under  the  guideline  public  company  method  is 
determined  for  each  unit  by  applying  market  multiples  for  comparable  public  companies  to  the  unit’s  current  and  forecasted 
financial  results.  The  key  uncertainties  in  these  calculations  are  the  assumptions  used  in  determining  the  reporting  unit’s 
forecasted future performance, including revenue growth and operating margins, as well as the perceived risk associated with 
those forecasts in determining the Discount Rate, along with selecting representative market multiples.

We  did  not  record  any  goodwill  impairments  in  2020,  2019  or  2018  in  continuing  operations.  Refer  to  Note  3  – 

Discontinued Operations for further information on the Fitness goodwill impairment recorded during 2019.

Other  intangible  assets.  Our  primary  intangible  assets  are  customer  relationships  and  trade  names  acquired  in  business 
combinations. Intangible assets are initially valued using a methodology commensurate with the intended use of the asset. The 
customer relationships are valued using the income approach, specifically the multi-period excess earnings method (MPEEM). 
The fair value of trade names is measured using a relief-from-royalty (RFR) approach, which assumes the value of the trade 
name is the discounted amount of cash flows that would be paid to third parties had we not owned the trade name and instead 
licensed the trade name from another company. Higher royalty rates are assigned to premium brands within the marketplace 
based  on  name  recognition  and  profitability,  while  other  brands  receive  lower  royalty  rates.  The  basis  for  future  sales 
projections  for  both  the  RFR  and  MPEEM  are  based  on  internal  revenue  forecasts  by  brand,  which  we  believe  represent 
reasonable market participant assumptions. The future cash flows are discounted using an applicable Discount Rate as well as 
any potential risk premium to reflect the inherent risk of holding a standalone intangible asset.  

44

Table of Contents

The key uncertainties in the RFR and MPEEM calculations, as applicable, are: the selection of an appropriate royalty rate, 
assumptions used in developing internal revenue growth and expense forecasts, assumed customer attrition rates, as well as the 
perceived risk associated with those forecasts in determining the discount rate and risk premium. 

The  costs  of  amortizable  intangible  assets  are  recognized  over  their  expected  useful  lives,  typically  between  three  and 
fifteen  years,  using  the  straight-line  method.  Intangible  assets  that  are  subject  to  amortization  are  evaluated  for  impairment 
using a process similar to that used to evaluate long-lived assets described below. Intangible assets not subject to amortization 
are assessed for impairment at least annually and whenever events or changes in circumstances indicate that it is more likely 
than not that an asset may be impaired. The impairment test for indefinite-lived intangible assets consists of a comparison of the 
fair  value  of  the  intangible  asset  with  its  carrying  amount.  An  impairment  loss  is  recognized  for  the  amount  by  which  the 
carrying value exceeds the fair value of the asset. 

Refer to Note 5 – Acquisitions and Note 11 – Goodwill and Other Intangibles in the Notes to Consolidated Financial 

Statements for more information.

Long-Lived Assets. We continually evaluate whether events and circumstances have occurred that indicate the remaining 
estimated  useful  lives  of  our  definite-lived  intangible  assets  and  other  long-lived  assets  may  warrant  revision  or  that  the 
remaining balance of such assets may not be recoverable. Once an impairment indicator is identified, we test for recoverability 
of the related asset group using an estimate of undiscounted cash flows over the asset group's remaining life. If an asset group's 
carrying value is not recoverable, we record an impairment loss based on the excess of the carrying value of the asset group 
over the long-lived asset group's fair value. Fair value is determined using observable inputs, including the use of appraisals 
from independent third parties, when available, and, when observable inputs are not available, based on our assumption of the 
data  that  market  participants  would  use  in  pricing  the  asset,  based  on  the  best  information  available  in  the  circumstances. 
Specifically, we use discounted cash flows to determine the fair value of the asset when observable inputs are unavailable. We 
tested  our  long-lived  asset  balances  for  impairment  as  indicators  arose  during  2020,  2019  and  2018,  resulting  in  impairment 
charges  of  $0.9  million,  $3.0  million  and  $12.7  million,  respectively,  which  are  recognized  either  in  Restructuring,  exit  and 
impairment charges or Selling, general and administrative expense in the Consolidated Statements of Operations.

Income  Taxes.  Deferred  taxes  are  recognized  for  the  future  tax  effects  of  temporary  differences  between  financial  and 
income tax reporting using tax rates in effect for the years in which the differences are expected to reverse. We evaluate the 
realizability  of  net  deferred  tax  assets  and,  as  necessary,  record  valuation  allowances  against  them.  We  estimate  our  tax 
obligations based on historical experience and current tax laws and litigation. The judgments made at any point in time may 
change  based  on  the  outcome  of  tax  audits  and  settlements  of  tax  litigation,  as  well  as  changes  due  to  new  tax  laws  and 
regulations and our application of those laws and regulations. These factors may cause our tax rate and deferred tax balances to 
increase or decrease. See Note 12 – Income Taxes in Notes to Consolidated Financial Statements for further details.

Recent Accounting Pronouncements

See Note 1 – Significant Accounting Policies in the Notes to Consolidated Financial Statements for the recent accounting 

pronouncements that have been adopted during the year ended December 31, 2020, or will be adopted in future periods. 

Item 7A.  Quantitative and Qualitative Disclosures About Market Risk

The Company is exposed to market risk from changes in foreign currency exchange rates, commodity prices and interest 
rates.  The  Company  enters  into  various  hedging  transactions  to  mitigate  certain  of  these  risks  in  accordance  with  guidelines 
established  by  the  Company's  management.  The  Company  does  not  use  financial  instruments  for  trading  or  speculative 
purposes.

The  Company  uses  foreign  currency  forward  and  option  contracts  to  manage  foreign  exchange  rate  exposure  related  to 
anticipated transactions, and assets and liabilities that are subject to risk from foreign currency rate changes. The Company's 
principal  currency  exposures  mainly  relate  to  the  Euro,  Japanese  Yen,  Canadian  dollar,  Australian  dollar,  and  the  Brazilian 
Real.  The  Company  hedges  certain  anticipated  transactions  with  financial  instruments  whose  maturity  date,  along  with  the 
realized gain or loss, occurs on or near the execution of the anticipated transaction. The Company manages foreign currency 
exposure  of  certain  assets  or  liabilities  through  the  use  of  derivative  financial  instruments  such  that  the  gain  or  loss  on  the 
derivative financial instrument offsets the loss or gain recognized on the underlying asset or liability, respectively.

The Company uses fixed-to-floating interest rate swaps to convert a portion of the Company's long-term debt from fixed-
to-floating rate debt. An interest rate swap is entered into with the expectation that the change in the fair value of the interest 
rate swap will offset the change in the fair value of the debt instrument attributable to changes in the benchmark interest rate. 

45

Table of Contents

Each period, the change in the fair value of the interest rate swap asset or liability is recorded as a change in the fair value of the 
corresponding debt instrument. 

The following analyses provide quantitative information regarding the Company's exposure to foreign currency exchange 
rate  risk  and  interest  rate  risk  as  it  relates  to  its  derivative  financial  instruments.  The  Company  uses  a  model  to  evaluate  the 
sensitivity of the fair value of financial instruments with exposure to market risk that assumes instantaneous, parallel shifts in 
exchange  rates.  For  options  and  instruments  with  nonlinear  returns,  models  appropriate  to  the  instrument  are  utilized  to 
determine the impact of market shifts. There are certain shortcomings inherent in the sensitivity analyses presented, primarily 
due to the assumption that exchange rates change in a parallel fashion. 

The estimated reduction in fair market value that the Company would incur on its derivative financial instruments from a 
10 percent adverse change in quoted foreign currency rates are $41.1 million and $34.5 million for the years 2020 and 2019, 
respectively.

Item 8. Financial Statements and Supplementary Data

See Index to Financial Statements and Financial Statement Schedule on page 51.

Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure

None.

Item 9A. Controls and Procedures 

Conclusion Regarding the Effectiveness of Disclosure Controls and Procedures

Under the supervision and with the participation of the Company's management, including the Chief Executive Officer and 
the  Chief  Financial  Officer  of  the  Company  (its  principal  executive  officer  and  principal  financial  officer,  respectively),  the 
Company has evaluated its disclosure controls and procedures (as defined in Securities Exchange Act Rules 13a -15(e) and 15d 
-15(e))  as  of  the  end  of  the  period  covered  by  this  Annual  Report  on  Form  10-K.  Based  upon  that  evaluation,  the  Chief 
Executive  Officer  and  Chief  Financial  Officer  have  concluded  that  the  Company's  disclosure  controls  and  procedures  are 
effective. 

Management's Report on Internal Control Over Financial Reporting

Pursuant to Section 404 of the Sarbanes-Oxley Act of 2002, the Company included a report of management's assessment of 
the effectiveness of its internal control over financial reporting as part of this Annual Report on Form 10-K for the fiscal year 
ended  December  31,  2020.  Management's  report  is  included  in  the  Company's  2020  Financial  Statements  under  the  captions 
entitled “Report of Management on Internal Control Over Financial Reporting” and is incorporated herein by reference.

Changes in Internal Control Over Financial Reporting

There  have  been  no  changes  in  the  Company's  internal  control  over  financial  reporting  during  the  quarter  ended 
December 31, 2020, that have materially affected, or are reasonably likely to materially affect, the Company's internal control 
over financial reporting.

Item 9B.  Other Information

None.

46

Table of Contents

Item 10. Directors, Executive Officers and Corporate Governance

PART III

Information  pursuant  to  this  Item  with  respect  to  our  Directors,  the  Company's  Audit  and  Finance  Committee,  and  the 
Company's  code  of  ethics  is  incorporated  by  reference  from  the  discussion  under  the  headings  Proposal  No.  1:  Election  of 
Directors and Corporate Governance in the Company's Proxy Statement for the Annual Meeting of Shareholders to be held on 
May 5, 2021 (Proxy Statement). 

The  information  required  by  Item  401  of  Regulation  S-K  regarding  executive  officers  is  included  under  “Executive 

Officers of the Registrant” following Item 4 in Part I of this Annual Report.

Item 11. Executive Compensation

Information pursuant to this Item with respect to compensation paid to our Directors is incorporated by reference from the 
discussion under the heading Director Compensation in the Proxy Statement. Information pursuant to this Item with respect to 
executive  compensation  is  incorporated  by  reference  from  the  discussion  under  the  heading  Executive  Compensation  in  the 
Proxy Statement.

Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

Information pursuant to this Item with respect to the securities of the Company owned by the Directors and certain officers 
of the Company, by the Directors and officers of the Company as a group, and by the persons known to the Company to own 
beneficially  more  than  5  percent  of  the  outstanding  voting  securities  of  the  Company  is  incorporated  by  reference  from  the 
discussion under the heading Stock Held by Directors, Executive Officers, and Principal Shareholders in the Proxy Statement. 
Information pursuant to this Item with respect to securities authorized for issuance under the Company's equity compensation 
plans is hereby incorporated by reference from the discussion under the heading Equity Compensation Plan Information in the 
Proxy Statement.

Item 13. Certain Relationships and Related Transactions, and Director Independence

Information  pursuant  to  this  Item  with  respect  to  certain  relationships  and  related  transactions  is  incorporated  from  the 

discussion under the headings Proposal No. 1: Election of Directors and Corporate Governance in the Proxy Statement. 

Item 14. Principal Accounting Fees and Services

Information  pursuant  to  this  Item  with  respect  to  fees  for  professional  services  rendered  by  the  Company's  independent 
registered public accounting firm and the Audit and Finance Committee's policy on pre-approval of audit and permissible non-
audit services of the Company's independent registered public accounting firm is incorporated by reference from the discussion 
in the Proxy Statement under the heading Proposal No. 3:  Ratification of the Appointment of Independent Registered Public 
Accounting Firm.

47

Table of Contents

Item 15. Exhibits and Financial Statement Schedules

PART IV

The financial statements and schedule filed as part of this Annual Report on Form 10-K are listed in the accompanying 
Index to Financial Statements and Financial Statement Schedule on page 51. The exhibits filed as a part of this Annual Report 
are listed in the Exhibit Index below.

Exhibit No.
2.1

Description
Equity Purchase Agreement, dated as of May 5, 2019, between Brunswick Corporation and Lumos 
International Holdings B.V., filed as Exhibit 2.1 to the Company's Current Report on Form 8-K 
filed with the Securities and Exchange Commission on May 8, 2019 and hereby incorporated by 
reference.

3.1

3.2

3.3

3.4

4.1

4.2

4.3

4.4

4.5

4.6

4.7

4.8

4.9

Restated Certificate of Incorporation of the Company, dated July 22, 1987, filed as Exhibit 19.2 to 
the Company's Quarterly Report on Form 10-Q for the quarter ended June 30, 1987, as filed with 
the Securities and Exchange Commission, and hereby incorporated by reference.
Amendments to Restated Certificate of Incorporation of the Company, as effective May 2, 2018, 
filed as Exhibit 3.1 to the Company's Quarterly Report on Form 10-Q for the quarter ended March 
31, 2018, as filed with the Securities and Exchange Commission on May 3, 2018, and hereby 
incorporated by reference.

Certificate of Designation, Preferences and Rights of Series A Junior Participating Preferred Stock, 
filed as Exhibit 3.2 to the Company's Annual Report on Form 10-K for 1995 as filed with the 
Securities and Exchange Commission on March 23, 1995, and hereby incorporated by reference.

Amended By-Laws of the Company, filed as Exhibit 3.1 to the Company's Quarterly Report on 
Form 10-Q for the quarter ended April 2, 2016 as filed with the Securities and Exchange 
Commission on May 5, 2016, and hereby incorporated by reference.

Description of the Company's Securities Registered Pursuant to Section 12 of the Exchange Act.

Indenture, dated as of October 3, 2018, between the Company and U.S. Bank National Association, 
as Trustee, filed as Exhibit 4.1 to the Company’s Current Report on Form 8-K filed with the 
Securities and Exchange Commission on October 3, 2018, and hereby incorporated by reference.

First Supplemental Indenture, dated as of October 3, 2018, between the Company and U.S. Bank 
National Association, as Trustee, filed as Exhibit 4.2 to the Company's Current Report on Form 8-
K filed with the Securities and Exchange Commission on October 3, 2018, and hereby incorporated 
by reference.
Second Supplemental Indenture, dated as of December 3, 2018, between the Company and U.S. 
Bank National Association, as Trustee, filed as Exhibit 4.2 to the Company's Current Report on  
Form 8-K filed on December 3, 2018 and hereby incorporated by reference.

Third Supplemental Indenture, dated as of March 4, 2019, between the Company and U.S. Bank 
National Association, as Trustee, filed as Exhibit 4.2 to the Company's Current Report on Form 8-
K as filed with the Securities and Exchange Commission on March 4, 2019, and hereby 
incorporated by reference.

Form of Global Note for the 6.500% Senior Notes due 2048, incorporated by reference to Exhibit 
4.3 to the Company’s Registration Statement on Form 8-A filed with the Securities and Exchange 
Commission on October 3, 2018 and hereby incorporated by reference.

Form of Global Note for the 6.625% Senior Notes due 2049, filed as Exhibit 4.3 to the Form 8-A 
filed with the Securities and Exchange Commission on December 3, 2018, and hereby incorporated 
by reference.

Form of Global Note for the 6.375% Senior Notes due 2049, filed as Exhibit 4.3 to the Form 8-A 
filed with the Securities and Exchange Commission on March 4, 2019, and hereby incorporated by 
reference.

Indenture, dated as of March 15, 1987, between the Company and Continental Illinois National 
Bank and Trust Company of Chicago, filed as Exhibit 4.1 to the Company's Quarterly Report on 
Form 10-Q for the quarter ended March 31, 1987, and hereby incorporated by reference.

4.10

4.11

Officers' Certificate setting forth terms of the Company's $125,000,000 principal amount of 7 3/8% 
Debentures due September 1, 2023, filed as Exhibit 4.3 to the Company's Annual Report on Form 
10-K for 1993 as filed with the Securities and Exchange Commission on March 29, 1994, and 
hereby incorporated by reference.
Form of the Company's $200,000,000 principal amount of 7 1/8% Notes due August 1, 2027, filed 
as Exhibit 4.1 to the Company's Current Report on Form 8-K as filed with the Securities and 
Exchange Commission on August 21, 1997, and hereby incorporated by reference.

48

Table of Contents

4.12

10.1

10.2

10.3

10.4

10.5

10.6*

10.7*
10.8*

10.9*

10.10*

10.11*

10.12*

10.13*

10.14*

The Company's agreement to furnish additional debt instruments upon request by the Securities and 
Exchange Commission, filed as Exhibit 4.10 to the Company's Annual Report on Form 10-K for 
1980, and hereby incorporated by reference.

Term Loan Credit Agreement, dated as of August 7, 2018, among the Company, the lenders party 
thereto, and JPMorgan Chase Bank, N.A., as administrative agent, filed as Exhibit 10.1 to the 
Company’s Current Report on Form 8-K filed with the Securities and Exchange Commission on 
August 9, 2018 and hereby incorporated by reference.

Amended and Restated Credit Agreement, dated as of March 21, 2011, as amended and restated as 
of June 26, 2014, as further amended and restated as of June 30, 2016, as further amended as of 
July 13, 2018 and as further amended and restated as of September 26, 2018, among the Company, 
the subsidiary borrowers party thereto, the lenders party thereto and JPMorgan Chase Bank, N.A., 
as administrative agent, filed as Exhibit 10.1 to the Company’s Current Report on Form 8-K filed 
with the Securities and Exchange Commission on September 28, 2018 and hereby incorporated by 
reference.

Extension Amendment, dated as of November 12, 2019, amending the Amended and Restated 
Credit Agreement, dated as of March 21, 2011, as amended and restated as of June 26, 2014, as 
further amended and restated as of June 30, 2016, as further amended as of July 13, 2018 and as 
further amended and restated as of September 26, 2018, among the Company, the subsidiary 
borrowers party thereto, the lenders party thereto and JPMorgan Chase Bank, N.A., as 
administrative agent, filed as Exhibit 10.1 to the Company’s Current Report on Form 8-K filed with 
the Securities and Exchange Commission on November 12, 2019 and hereby incorporated by 
reference.
First Amendment, dated September 26, 2018, to the Term Loan Credit Agreement, dated as of 
August 7, 2018, among the Company, the lenders party thereto and JPMorgan Chase Bank, N.A., 
as administrative agent, filed as Exhibit 10.2 to the Company's Current Report on Form 8-K filed 
with the Securities and Exchange Commission on September 28, 2018 and hereby incorporated by 
reference.
Form of Dealer Agreement between Brunswick Corporation and the Dealer party thereto, filed as 
Exhibit 10.1 to the Company’s Current Report on Form 8-K as filed with the Securities and 
Exchange Commission on December 19, 2019, and hereby incorporated by reference.

Terms and Conditions of Employment Agreement for David M. Foulkes, effective January 1, 2019, 
filed as Exhibit 10.1 to the Company's Current Report on Form 8-K filed with the Securities and 
Exchange Commission on December 10, 2018 and hereby incorporated by reference.

Form of Officer Terms and Conditions of Employment.
Brunswick Corporation Supplemental Pension Plan as amended and restated effective February 3, 
2009, filed as Exhibit 10.8 to the Company's Annual Report on Form 10-K for 2008 as filed with 
the Securities and Exchange Commission on February 24, 2009, and hereby incorporated by 
reference.

Form of Non-Employee Director Indemnification Agreement, filed as Exhibit 10.5 to the 
Company's Annual Report on Form 10-K for 2006 as filed with the Securities and Exchange 
Commission on February 23, 2007, and hereby incorporated by reference.

Brunswick Corporation 2005 Elective Deferred Compensation Plan as amended and restated 
effective January 1, 2013, filed as Exhibit 10.2 to the Company's Quarterly Report on Form 10-Q 
for the quarter ended June 30, 2012, as filed with the Securities and Exchange Commission on 
August 3, 2012, and hereby incorporated by reference.

Brunswick Restoration Plan, as amended and restated effective January 1, 2013, filed as Exhibit 
10.1 to the Company's Quarterly Report on Form 10-Q for the quarter ended June 30, 2012, as filed 
with the Securities and Exchange Commission on August 3, 2012, and hereby incorporated by 
reference.

Brunswick Corporation 2014 Stock Incentive Plan, filed as Exhibit 10.1 to the Company's 
Quarterly Report on Form 10-Q for the quarter ended June 28, 2014, as filed with the Securities 
and Exchange Commission on July 31, 2014 and hereby incorporated by reference.

2019 Brunswick Performance Plan Summary Terms and Conditions, filed as Exhibit 10.1 to the 
Company's Quarterly Report on Form 10-Q for the quarter ended March 30, 2019, as filed with the 
Securities and Exchange Commission on May 1, 2019, and hereby incorporated by reference.
2019 Stock-Settled Restricted Stock Unit Grant Terms and Conditions for Select Key Employees 
Pursuant to the Brunswick Corporation 2014 Stock Incentive Plan, filed as Exhibit 10.4 to the 
Company's Quarterly Report on Form 10-Q for the quarter ended March 30, 2019, as filed with the 
Securities and Exchange Commission on May 1, 2019, and hereby incorporated by reference.

49

Table of Contents

10.15*

10.16*

10.17*

10.18*
10.19*

10.20*

10.21*

10.22*

10.23*

10.24*

10.25*

10.26*

12.1
21.1
23.1
24.1
31.1

31.2

32.1

32.2

2019 Stock-Settled Restricted Stock Unit Grant Terms and Conditions Pursuant to the Brunswick 
Corporation 2014 Stock Incentive Plan, filed as Exhibit 10.5 to the Company's Quarterly Report on 
Form 10-Q for the quarter ended March 30, 2019, as filed with the Securities and Exchange 
Commission on May 1, 2019, and hereby incorporated by reference.

2019 Stock-Settled Stock Appreciation Right Grant Terms and Conditions Pursuant to the 
Brunswick Corporation 2014 Stock Incentive Plan, filed as Exhibit 10.8 to the Company's 
Quarterly Report on Form 10-Q for the quarter ended March 30, 2019, as filed with the Securities 
and Exchange Commission on May 1, 2019, and hereby incorporated by reference.

Brunswick Corporation 2005 Automatic Deferred Compensation Plan as amended and restated 
effective January 1, 2018, filed as Exhibit 10.9 to the Company's Quarterly Report on Form 10-Q 
for the quarter ended March 30, 2019, as filed with the Securities and Exchange Commission on 
May 1, 2019, and hereby incorporated by reference.
2020 Brunswick Performance Plan Summary Terms and Conditions.
2020 Performance Share Grant Terms and Conditions Pursuant to the Brunswick Corporation 2014 
Stock Incentive Plan.
2020 Performance Share Grant Terms and Conditions Pursuant to the Brunswick Corporation 2014 
Stock Incentive Plan --TSR Participants.
2020 Stock-Settled Restricted Stock Unit Grant Terms and Conditions for Select Key Employees 
Pursuant to the Brunswick Corporation 2014 Stock Incentive Plan.
2020 Stock-Settled Restricted Stock Unit Grant Terms and Conditions Pursuant to the Brunswick 
Corporation 2014 Stock Incentive Plan.

2021 Brunswick Performance Plan (BPP) Summary Terms and Conditions
2021 Performance Share Award Grant Terms and Conditions Pursuant to the Brunswick 
Corporation 2014 Stock Incentive Plan --TSR Participants
2021 Stock-Settled Restricted Stock Unit Grant Terms and Conditions for Select Key Employees 
Pursuant to the Brunswick Corporation 2014 Stock Incentive Plan.

2021 Stock-Settled Restricted Stock Unit Grant Terms and Conditions Pursuant to the Brunswick 
Corporation 2014 Stock Incentive Plan.
Ratios.
Subsidiaries of the Company.
Consent of Independent Registered Public Accounting Firm.
Power of Attorney.
Certification of Chief Executive Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 
2002.
Certification of Chief Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.

Certification of Chief Executive Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 
2002.
Certification of Chief Financial Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.

101.INS

Inline XBRL Instance Document.

101.SCH

Inline XBRL Taxonomy Extension Schema Document.

101.CAL

Inline XBRL Taxonomy Extension Calculation Linkbase Document.

101.DEF

Inline XBRL Taxonomy Extension Definition Linkbase Document.

101.LAB

Inline XBRL Taxonomy Extension Label Linkbase Document.

101.PRE

Inline XBRL Taxonomy Extension Presentation Linkbase Document.

104.1

Cover Page Interactive Data File, formatted in Inline XBRL, is contained in Exhibit 101.

*  Management contract or compensatory plan or arrangement.

50

Table of Contents

Index to Financial Statements and Financial Statement Schedule

Brunswick Corporation

Financial Statements:

Report of Management on Internal Control over Financial Reporting

Report of Independent Registered Public Accounting Firm on Internal Control over Financial Reporting

Report of Independent Registered Public Accounting Firm 

Consolidated Statements of Operations for the Years Ended December 31, 2020, 2019 and 2018

Consolidated Statements of Comprehensive Income for the Years Ended December 31, 2020, 2019 and 2018

Consolidated Balance Sheets as of December 31, 2020 and 2019

Consolidated Statements of Cash Flows for the Years Ended December 31, 2020, 2019 and 2018

Consolidated Statements of Shareholders' Equity for the Years Ended December 31, 2020, 2019 and 2018

Notes to Consolidated Financial Statements

Financial Statement Schedule:

Schedule II - Valuation and Qualifying Accounts

Page

52

53

54

56

57

58

60

61

62

105

51

Index to Financial Statements

BRUNSWICK CORPORATION

REPORT OF MANAGEMENT ON INTERNAL CONTROL OVER FINANCIAL REPORTING  

The Company's management is responsible for the preparation, integrity, and objectivity of the financial statements and other 
financial  information  presented  in  this  Annual  Report.  The  financial  statements  have  been  prepared  in  conformity  with 
accounting principles generally accepted in the United States and reflect the effects of certain estimates and judgments made by 
management.

The  Company's  management  is  also  responsible  for  establishing  and  maintaining  adequate  internal  control  over  financial 
reporting,  as  defined  in  Securities  Exchange  Act  Rule  13a-15(f).  Under  the  supervision  and  with  the  participation  of  the 
Company's  management,  including  the  Chief  Executive  Officer  and  the  Chief  Financial  Officer,  the  Company  conducted  an 
evaluation  of  the  effectiveness  of  its  internal  control  over  financial  reporting  based  on  the  framework  in  Internal  Control  - 
Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission (2013 framework). 

Based on the Company's evaluation under the framework in Internal Control - Integrated Framework, management concluded 
that internal control over financial reporting was effective as of December 31, 2020. 

The effectiveness of internal control over financial reporting as of December 31, 2020 has been audited by Deloitte & Touche 
LLP, an independent registered public accounting firm, as stated in its attestation report, which is included herein.

Brunswick Corporation 
Mettawa, Illinois
February 16, 2021 

52

Index to Financial Statements

BRUNSWICK CORPORATION

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

To the shareholders and the Board of Directors of Brunswick Corporation
Mettawa, Illinois

Opinion on Internal Control over Financial Reporting

We have audited the internal control over financial reporting of Brunswick Corporation  and subsidiaries (the “Company”) as of 
December 31, 2020, based on criteria established in Internal Control — Integrated Framework (2013) issued by the Committee 
of Sponsoring Organizations of the Treadway Commission (COSO). In our opinion, the Company maintained, in all material 
respects, effective internal control over financial reporting as of December 31, 2020, based on criteria established in Internal 
Control — Integrated Framework (2013) issued by COSO.

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) 
(PCAOB),  the  consolidated  financial  statements  as  of  and  for  the  year  ended  December  31,  2020,  of  the  Company  and  our 
report dated February 16, 2021, expressed an unqualified opinion on those financial statements.

Basis for Opinion 

The  Company’s  management  is  responsible  for  maintaining  effective  internal  control  over  financial  reporting  and  for  its 
assessment  of  the  effectiveness  of  internal  control  over  financial  reporting,  included  in  the  accompanying  Report  of 
Management  on  Internal  Control  over  Financial  Reporting.  Our  responsibility  is  to  express  an  opinion  on  the  Company’s 
internal control over financial reporting based on our audit. We are a public accounting firm registered with the PCAOB and are 
required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable 
rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the 
audit  to  obtain  reasonable  assurance  about  whether  effective  internal  control  over  financial  reporting  was  maintained  in  all 
material respects. Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk 
that a material weakness exists, testing and evaluating the design and operating effectiveness of internal control based on the 
assessed risk, and performing such other procedures as we considered necessary in the circumstances. We believe that our audit 
provides a reasonable basis for our opinion.

Definition and Limitations of Internal Control over Financial Reporting

A  company’s  internal  control  over  financial  reporting  is  a  process  designed  to  provide  reasonable  assurance  regarding  the 
reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally 
accepted  accounting  principles.  A  company’s  internal  control  over  financial  reporting  includes  those  policies  and  procedures 
that  (1)  pertain  to  the  maintenance  of  records  that,  in  reasonable  detail,  accurately  and  fairly  reflect  the  transactions  and 
dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit 
preparation  of  financial  statements  in  accordance  with  generally  accepted  accounting  principles,  and  that  receipts  and 
expenditures  of  the  company  are  being  made  only  in  accordance  with  authorizations  of  management  and  directors  of  the 
company;  and  (3)  provide  reasonable  assurance  regarding  prevention  or  timely  detection  of  unauthorized  acquisition,  use,  or 
disposition of the company’s assets that could have a material effect on the financial statements.

Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect  misstatements.  Also, 
projections  of  any  evaluation  of  effectiveness  to  future  periods  are  subject  to  the  risk  that  controls  may  become  inadequate 
because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

/s/ DELOITTE & TOUCHE LLP

Chicago, Illinois 
February 16, 2021 

53

Index to Financial Statements

BRUNSWICK CORPORATION

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the shareholders and the Board of Directors of Brunswick Corporation
Mettawa, Illinois

Opinion on the Financial Statements

We have audited the accompanying consolidated balance sheets of Brunswick Corporation and subsidiaries (the "Company") as 
of December 31, 2020 and 2019, the related consolidated statements of operations, comprehensive income, shareholders’ 
equity, and cash flows, for each of the three years in the period ended December 31, 2020, and the related notes and the 
schedule listed in the Index at Item 15 (collectively referred to as the "financial statements"). In our opinion, the financial 
statements present fairly, in all material respects, the financial position of the Company as of December 31, 2020 and 2019, and 
the results of its operations and its cash flows for each of the three years in the period ended December 31, 2020, in conformity 
with accounting principles generally accepted in the United States of America.

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) 
(PCAOB),  the  Company's  internal  control  over  financial  reporting  as  of  December  31,  2020,  based  on  criteria  established  in 
Internal  Control  —  Integrated  Framework  (2013)  issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway 
Commission and our report dated February 16, 2021, expressed an unqualified opinion on the Company’s internal control over 
financial reporting.

Basis for Opinion

These financial statements are the responsibility of the Company's management. Our responsibility is to express an opinion on 
the Company's financial statements based on our audits. We are a public accounting firm registered with the PCAOB and are 
required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable 
rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the 
audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to 
error  or  fraud.  Our  audits  included  performing  procedures  to  assess  the  risks  of  material  misstatement  of  the  financial 
statements,  whether  due  to  error  or  fraud,  and  performing  procedures  that  respond  to  those  risks.  Such  procedures  included 
examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also included 
evaluating  the  accounting  principles  used  and  significant  estimates  made  by  management,  as  well  as  evaluating  the  overall 
presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion.

Critical Audit Matter

The critical audit matter communicated below is a matter arising from the current-period audit of the financial statements that 
was communicated or required to be communicated to the audit committee and that (1) relates to accounts or disclosures that 
are  material  to  the  financial  statements  and  (2)  involved  our  especially  challenging,  subjective,  or  complex  judgments.  The 
communication of critical audit matters does not alter in any way our opinion on the financial statements, taken as a whole, and 
we are not, by communicating the critical audit matter below, providing separate opinions on the critical audit matter or on the 
accounts or disclosures to which it relates.

Power Products Trade Name Intangible Assets-Refer to Notes 1 and 11 to the financial statements

Critical Audit Matter Description

As  of  December  31,  2020,  the  carrying  value  of  the  Power  Products  trade  name  intangible  assets  was  $111  million. 
Management assesses the recoverability of the Power Products trade name intangible assets at least annually by estimating the 
fair value of the trade names and comparing this fair value to the carrying value. The determination of the fair value requires 
management  to  make  significant  estimates  and  assumptions  related  to  royalty  rates,  discount  rates,  and  forecasts  of  future 
Power Products revenues. 

How the Critical Audit Matter Was Addressed in the Audit

• We tested the effectiveness of controls over management’s intangible assets impairment evaluation, including those over 
the determination of the fair value of the Power Products trade name, such as controls related to selection of the royalty and 
discount rates.

54

Index to Financial Statements

• We  evaluated  management’s  ability  to  accurately  forecast  future  Power  Products  revenues  by  comparing  actual  Power 

Products revenues to management’s historical forecasts.

• With the assistance of our fair value specialists, we evaluated the reasonableness of the royalty and discount rates by:

–

Testing  the  source  information  underlying  the  determination  of  the  royalty  and  discount  rates  and  the  mathematical 
accuracy of the calculation.

– Developing  a  range  of  independent  estimates  and  comparing  those  to  the  royalty  and  discount  rates  selected  by 

management.

/s/ DELOITTE & TOUCHE LLP

Chicago, Illinois
February 16, 2021

We have served as the Company’s auditor since 2014.

55

 
Index to Financial Statements

BRUNSWICK CORPORATION
Consolidated Statements of Operations

(in millions, except per share data)

Net sales

Cost of sales

Selling, general and administrative expense

Research and development expense

Restructuring, exit and impairment charges

Operating earnings

Equity earnings

Pension settlement benefit (charge)

Other expense, net

Earnings before interest and income taxes

Interest expense

Interest income

Transaction financing charges

Earnings before income taxes

Income tax provision

Net earnings from continuing operations

Discontinued operations:

(Loss) earnings from discontinued operations, net of tax

Loss on disposal of discontinued operations, net of tax
Net (loss) earnings from discontinued operations, net of tax

Net earnings (loss)

Earnings (loss) per common share:

Basic

Earnings from continuing operations
(Loss) earnings from discontinued operations
Net earnings (loss)

Diluted

Earnings from continuing operations

(Loss) earnings from discontinued operations

Net earnings (loss)

Weighted average shares used for computation of:

Basic earnings (loss) per common share

Diluted earnings (loss) per common share

The Notes to Consolidated Financial Statements are an integral part of these consolidated statements.

56

For the Years Ended December 31

2020

2019

2018

$ 

4,347.5  $ 

4,108.4  $ 

4,120.9 

3,134.5 

2,987.4 

3,073.9 

543.7 

125.9 

4.1 

539.3 

4.5 

1.1 

(6.1)   

538.8 

509.6 

121.6 

18.8 

471.0 

7.3 

(292.8)   

(2.1)   

183.4 

(67.3)   

(76.0)   

1.2 

— 

472.7 

98.0 

374.7 

3.3 

— 

110.7 

80.3 

30.4 

515.2 

121.5 

54.8 

355.5 

7.7 

— 

(4.3) 

358.9 

(46.0) 

2.9 

(5.1) 

310.7 

57.3 

253.4 

(0.5)   

(1.5)   
(2.0)   

(117.5)   

(43.9)   
(161.4)   

11.9 

— 
11.9 

$ 

372.7  $ 

(131.0)  $ 

265.3 

$ 

$ 

$ 

$ 

4.73  $ 
(0.03)   
4.70  $ 

0.36  $ 
(1.90)   
(1.54)  $ 

4.70  $ 

0.36  $ 

(0.02)   

(1.89)   

4.68  $ 

(1.53)  $ 

79.2 

79.7 

85.2 

85.6 

2.89 
0.14 
3.03 

2.87 

0.14 

3.01 

87.6 

88.2 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Consolidated Statements of Comprehensive Income

(in millions)

Net earnings (loss)

Other comprehensive income (loss), net of tax:

Foreign currency translation:

Foreign currency translation adjustments  (A)
Less: foreign currency translation reclassified into Net earnings (loss) (B)

Net foreign currency translation

Defined benefit plans:

Net actuarial losses (A)
Amortization of prior service credits (B)
Amortization of net actuarial losses  (B)

Net defined benefit plans

Derivatives:

Net deferred (losses) gains on derivatives (A)
Net (gains) losses reclassified into Net earnings (loss) (B)

Net activity for derivatives

Other comprehensive income (loss)

Comprehensive income

For the Years Ended December 31

2020

2019

2018

$ 

372.7  $ 

(131.0)  $ 

265.3 

22.5 

— 

22.5 

(2.4)   

(0.5)   

0.8 

(2.1)   

(4.7)   

(5.0)   

(9.7)   

10.7 

25.1 

(13.8)   

11.3 

(11.3)   

3.1 

310.2 

302.0 

3.6 

(7.2)   

(3.6)   

309.7 

(17.3) 

— 

(17.3) 

(3.3) 

(0.5) 

7.9 

4.1 

7.3 

2.6 

9.9 

(3.3) 

$ 

383.4  $ 

178.7  $ 

262.0 

(A)  The  tax  effects  for  the  year  ended  December  31,  2020  were  $(1.2)  million  for  foreign  currency  translation,  $0.3  million  for  net  actuarial  losses  arising 
during  the  period  and  $1.8  million  for  derivatives.  The  tax  effects  for  the  year  ended  December  31,  2019  were  $(0.7)  million  for  foreign  currency 
translation, $5.1 million for net actuarial losses arising during the period and $(1.4) million for derivatives. The tax effects for the year ended December 31, 
2018 were $1.5 million for foreign currency translation, $1.2 million for net actuarial losses arising during the period and $(3.3) million for derivatives. 
(B) See Note 19 – Comprehensive Income (Loss) for the tax effects for the years ended December 31, 2020, December 31, 2019 and December 31, 2018.

The Notes to Consolidated Financial Statements are an integral part of these consolidated statements.

57

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

(in millions)

Assets

Current assets

BRUNSWICK CORPORATION
Consolidated Balance Sheets

As of December 31

2020

2019

Cash and cash equivalents, at cost, which approximates fair value

$ 

519.6  $ 

320.3 

Restricted cash

Short-term investments in marketable securities

Total cash and short-term investments in marketable securities

Accounts and notes receivable, less allowances of $10.7 and $8.5

Inventories

Finished goods

Work-in-process

Raw materials

Net inventories

Prepaid expenses and other

Current assets

Property

Land

Buildings and improvements

Equipment

Total land, buildings and improvements and equipment

Accumulated depreciation

Net land, buildings and improvements and equipment

Unamortized product tooling costs

Net property

Other assets

Goodwill

Other intangibles, net

Equity investments

Deferred income tax asset

Operating lease assets

Other long-term assets

Other assets

Total assets

58

10.7 

56.7 

587.0 

337.6 

446.8 

94.0 

171.0 

711.8 

34.1 

11.6 

0.8 

332.7 

331.8 

554.3 

101.3 

168.9 

824.5 

36.8 

1,670.5 

1,525.8 

17.7 

435.5 

1,184.9 

1,638.1 

17.8 

415.4 

1,090.1 

1,523.3 

(929.8)   

(863.8) 

708.3 

155.3 

863.6 

417.7 

552.3 

32.5 

136.6 

83.0 

14.4 

659.5 

136.9 

796.4 

415.0 

583.5 

29.5 

118.7 

83.2 

12.3 

1,236.5 

1,242.2 

$ 

3,770.6  $ 

3,564.4 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

(in millions)

Liabilities and shareholders’ equity

Current liabilities

Short-term debt and current maturities of long-term debt

Accounts payable

Accrued expenses

Current liabilities

Long-term liabilities

Debt

Operating lease liabilities

Postretirement benefits

Other

Long-term liabilities

Shareholders’ equity

Common stock; authorized: 200,000,000 shares, $0.75  par value; issued: 102,538,000 shares; 
outstanding: 77,875,000 and 79,569,000 shares

Additional paid-in capital

Retained earnings

Treasury stock, at cost: 24,663,000 and 22,969,000 shares

Accumulated other comprehensive loss, net of tax:

     Foreign currency translation

     Defined benefit plans:

       Prior service credits

       Net actuarial losses

     Unrealized losses on derivatives

Accumulated other comprehensive loss, net of tax

Shareholders’ equity

As of December 31

2020

2019

$ 

43.1  $ 

41.3 

457.6 

578.5 

1,079.2 

393.5 

509.6 

944.4 

908.3 

1,068.0 

69.8 

74.7 

128.6 

70.1 

73.6 

107.4 

1,181.4 

1,319.1 

76.9 

383.8 

76.9 

369.2 

2,225.7 

1,931.3 

(1,133.7)   

(1,023.1) 

(15.1)   

(37.6) 

(3.5)   

(8.9)   

(15.2)   

(42.7)   

(3.0) 

(7.3) 

(5.5) 

(53.4) 

1,510.0 

1,300.9 

Total liabilities and shareholders’ equity

$ 

3,770.6  $ 

3,564.4 

The Notes to Consolidated Financial Statements are an integral part of these consolidated statements.

59

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Consolidated Statements of Cash Flow

(in millions)
Cash flows from operating activities

Net earnings (loss) 
Less: net (loss) earnings from discontinued operations, net of tax
Net earnings from continuing operations
Depreciation and amortization
Stock compensation expense
Pension expense including settlement charges, net of (funding)
Asset impairment charges
Deferred income taxes
Changes in certain current assets and current liabilities

Change in accounts and notes receivable
Change in inventory
Change in prepaid expenses and other, excluding income taxes
Change in accounts payable
Change in accrued expenses

Long-term extended warranty contracts and other deferred revenue
Income taxes
Other, net
Net cash provided by operating activities of continuing operations
Net cash (used for) provided by operating activities of discontinued operations
Net cash provided by operating activities

Cash flows from investing activities

Capital expenditures
Purchases of marketable securities
Investments
Acquisition of businesses, net of cash acquired
Proceeds from the sale of property, plant and equipment
Other, net
Net cash used for investing activities of continuing operations
Net cash (used for) provided by investing activities of discontinued operations
Net cash (used for) provided by investing activities

Cash flows from financing activities

Proceeds from issuances of short-term debt
Payments of short-term debt
Net proceeds from issuances of long-term debt
Payments of long-term debt including current maturities
Common stock repurchases
Cash dividends paid
Proceeds from share-based compensation activity
Tax withholding associated with shares issued for share-based compensation
Other, net
Net cash (used for) provided by financing activities

Effect of exchange rate changes
Net increase (decrease) in Cash and cash equivalents and Restricted cash
Cash and cash equivalents and Restricted cash at beginning of period

Cash and cash equivalents and Restricted cash at end of period
     Less: Restricted cash
Cash and cash equivalents at end of period

Supplemental cash flow disclosures:

Interest paid
Income taxes paid, net

The Notes to Consolidated Financial Statements are an integral part of these consolidated statements.

$ 

$ 
$ 

60

For the Years Ended December 31
2018
2019
2020

$ 

372.7  $ 
(2.0) 
374.7 
153.4 
27.1 
(3.2) 
1.5 
(17.6) 

(131.0)  $ 
(161.4) 
30.4 
138.7 
17.3 
293.3 
3.0 
(49.8) 

265.3 
11.9 
253.4 
124.0 
16.7 
(156.1) 
32.1 
31.0 

(30.2) 
(82.4) 
(8.9) 
61.4 
17.6 
7.9 
4.9 
3.1 
274.5 
62.5 
337.0 

(180.2) 
— 
(8.8) 
(909.6) 
0.4 
(0.2) 
(1,098.4) 
(8.9) 
(1,107.3) 

298.9 
(300.0) 
794.6 
(12.6) 
(75.0) 
(67.8) 
1.4 
(12.5) 
(6.5) 
620.5 

(5.0) 
(154.8) 
458.2 

303.4 
9.0 
294.4 

(19.9) 
109.3 
(2.6) 
64.5 
75.3 
12.1 
6.1 
19.3 
800.0 
(1.7) 
798.3 

(182.4) 
(55.9) 
(4.0) 
— 
2.9 
— 
(239.4) 
(7.5) 
(246.9) 

610.0 
(610.0) 
— 
(159.1) 
(118.3) 
(78.3) 
1.5 
(7.7) 
0.1 
(361.8) 

8.8 
198.4 
331.9 

41.4 
(50.5) 
5.7 
(32.7) 
(44.7) 
4.0 
114.4 
4.8 
475.3 
(41.1) 
434.2 

(232.6) 
— 
2.4 
(64.1) 
7.3 
— 
(287.0) 
481.7 
194.7 

655.0 
(655.0) 
223.6 
(341.0) 
(400.0) 
(73.4) 
2.8 
(12.1) 
(0.7) 
(600.8) 

0.4 
28.5 
303.4 

530.3 
10.7 
519.6  $ 

331.9 
11.6 
320.3  $ 

72.8  $ 
111.5  $ 

79.5  $ 
18.2  $ 

46.8 
21.7 

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Consolidated Statements of Shareholders' Equity

(in millions, except per share data)

Common 
Stock

Additional 
Paid-in 
Capital

Retained 
Earnings

Treasury 
Stock

Accumulated 
Other 
Comprehensive 
Income (Loss)

Total

Balance, December 31, 2017

$ 

76.9  $ 

374.4  $  1,966.8  $ 

(575.4)  $ 

(359.8)  $  1,482.9 

ASU No. 2014-09 adoption

Net earnings

Other comprehensive loss

Dividends ($0.78 per common share)

Compensation plans and other

Common stock repurchases

Balance, December 31, 2018

Net loss

Other comprehensive income

Dividends ($0.87 per common share)

Compensation plans and other

Common stock repurchases

Balance, December 31, 2019

Net earnings

Other comprehensive income

Dividends ($0.99 per common share)

Compensation plans and other

Common stock repurchases

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

(3.3)   

— 

(28.6)   

265.3 

— 

(67.8)   

— 

— 

76.9 

371.1 

2,135.7 

— 

— 

— 

— 

— 

— 

— 

— 

(1.9)   

— 

(131.0)   

— 

(73.4)   

— 

— 

— 

— 

12.4 

(75.0)   

(638.0)   

— 

— 

— 

— 

— 

14.9 

(400.0)   

— 

— 

(3.3)   

— 

— 

— 

(28.6) 

265.3 

(3.3) 

(67.8) 

9.1 

(75.0) 

(363.1)   

1,582.6 

— 

309.7 

— 

— 

— 

(131.0) 

309.7 

(73.4) 

13.0 

(400.0) 

76.9 

369.2 

1,931.3 

(1,023.1)   

(53.4)   

1,300.9 

— 

— 

— 

— 

— 

— 

— 

— 

14.6 

— 

372.7 

— 

(78.3)   

— 

— 

— 

— 

— 

7.7 

(118.3)   

— 

10.7 

— 

— 

— 

372.7 

10.7 

(78.3) 

22.3 

(118.3) 

Balance, December 31, 2020

$ 

76.9  $ 

383.8  $  2,225.7  $  (1,133.7)  $ 

(42.7)  $  1,510.0 

The Notes to Consolidated Financial Statements are an integral part of these consolidated statements.

61

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Note 1 – Significant Accounting Policies 

Basis  of  Presentation.    Brunswick  Corporation  (Brunswick  or  the  Company)  has  prepared  its  consolidated  financial 
statements pursuant to the rules and regulations of the Securities and Exchange Commission (SEC). Effective January 1, 2020, 
the  Company  changed  its  management  reporting  and  updated  its  reportable  segments  to  Propulsion,  Parts  and  Accessories 
(P&A)  and  Boat  (inclusive  of  Business  Acceleration)  to  align  with  its  strategy.  As  a  result  of  this  change,  the  Company  has 
recast all segment information for all prior periods presented. Refer to Note 6 – Segment Information for further information 
on  the  Company's  reportable  segments.  Additionally,  as  stated  in  Note  3  –    Discontinued  Operations,  Brunswick's  results 
reflect continuing operations only, unless otherwise noted. 

Principles of Consolidation.  Brunswick's consolidated financial statements include the accounts of all majority owned and 

controlled domestic and foreign subsidiaries. Intercompany balances and transactions have been eliminated.

Use  of  Estimates.    The  preparation  of  the  consolidated  financial  statements  in  accordance  with  accounting  principles 
generally  accepted  in  the  United  States  (GAAP)  requires  management  to  make  certain  estimates.  Actual  results  could  differ 
materially from those estimates. These estimates affect:

•
•
•

The reported amounts of revenues and expenses during the reporting periods;
The reported amounts of assets and liabilities at the date of the financial statements; and
The disclosure of contingent assets and liabilities at the date of the financial statements.

Estimates in these consolidated financial statements include, but are not limited to:

Allowances for doubtful accounts; 
Inventory valuation reserves; 
Variable consideration related to recorded revenue; 
Reserves related to repurchase and recourse obligations;

•
•
•
•
• Warranty related reserves; 
•
•
•
•
•
•
•
•
•

Losses on litigation and other contingencies; 
Environmental reserves; 
Insurance reserves; 
Valuation of goodwill and other intangible assets;
Impairments of long-lived assets;
Reserves related to restructuring, exit and impairment activities;
Postretirement benefit liabilities;
Valuation allowances on deferred tax assets; and
Income tax reserves.

Cash and Cash Equivalents.  The Company considers all highly liquid investments with a maturity of three months or less 
when purchased to be cash equivalents. These investments include, but are not limited to, investments in money market funds, 
bank deposits, federal government and agency debt securities and commercial paper.

Restricted Cash.  Restricted Cash is primarily related to cash deposited in a trust that is pledged as collateral against certain 

workers' compensation-related obligations. Refer to Note 13 – Commitments and Contingencies for more information.

Investments in Marketable Securities. The Company classifies investments in debt securities that are not considered to be 
cash  equivalents  as  Short-term  investments  in  marketable  securities  as  discussed  in  Note  9  –  Investments.  Short-term 
investments  in  marketable  securities  have  a  stated  maturity  of  twelve  months  or  less  from  the  balance  sheet  date.  These 
securities are considered as available-for-sale and are reported at fair value. Unrealized gains and losses on these debt securities 
are  recorded  net  of  tax  as  a  component  of  Accumulated  other  comprehensive  loss  in  Unrealized  investment  losses  within 
Shareholders' equity. Declines in market value from the original cost deemed to be "other-than-temporary" are charged to Other 
expense, net in the Consolidated Statements of Operations in the period in which the loss occurs. The Company considers both 
the duration for which a decline in value has occurred and the extent of the decline in its determination of whether a decline in 
value has been "other than temporary." Realized gains and losses are calculated based on the specific identification method and 
are included in Other expense, net in the Consolidated Statements of Operations.

62

Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Accounts  and  Notes  Receivable  and  Allowance  for  Doubtful  Accounts.    The  Company  carries  its  accounts  and  notes 
receivable at their face amounts less an allowance for doubtful accounts. On a regular basis, the Company records an allowance 
for uncollectible receivables based upon known bad debt risks and past loss history, customer payment practices and economic 
conditions. Actual collection experience may differ from the current estimate of net receivables. A change to the allowance for 
doubtful accounts may be required if a future event or other change in circumstances results in a change in the estimate of the 
ultimate collectability of a specific account. 

Inventories.    Inventories  are  valued  at  the  lower  of  cost  or  net  realizable  value,  with  net  realizable  value  equal  to  the 
estimated  selling  price  less  the  estimated  costs  to  transact.  Approximately  50  percent  and  45  percent  of  the  Company's 
inventories  were  determined  by  the  first-in,  first-out  method  (FIFO)  at  December  31,  2020  and  December  31,  2019, 
respectively. Remaining inventories valued at the last-in, first-out method (LIFO) were $145.3 million and $139.9 million lower 
than  the  FIFO  cost  of  inventories  at  December  31,  2020  and  2019,  respectively.  Inventory  cost  includes  material,  labor  and 
manufacturing overhead. During 2020, a reduction in inventory quantities resulted in a liquidation of applicable LIFO inventory 
quantities carried at lower costs in prior years. This LIFO liquidation resulted in a decrease in cost of sales of approximately $7 
million. There were no liquidations of LIFO inventory layers in 2019 or 2018. 

Property.    Property,  including  major  improvements  and  product  tooling  costs,  is  recorded  at  cost.  Product  tooling  costs 
principally comprise the cost to acquire and construct various long-lived molds, dies and other tooling the Company uses in its 
manufacturing  processes.  Design  and  prototype  development  costs  associated  with  product  tooling  are  expensed  as  incurred. 
Maintenance  and  repair  costs  are  also  expensed  as  incurred.  Depreciation  is  recorded  over  the  estimated  service  lives  of  the 
related assets, principally using the straight-line method. Buildings and improvements are depreciated over a useful life of five 
to forty years. Equipment is depreciated over a useful life of two to twenty years. Product tooling costs are amortized over the 
shorter  of  the  useful  life  of  the  tooling  or  the  anticipated  life  of  the  applicable  product,  for  a  period  up  to  eight  years.  The 
Company capitalizes interest on qualifying assets during the construction period and capitalized $4.4 million and $5.0 million 
in the periods ending December 31, 2020 and 2019, respectively. The Company presents capital expenditures on a cash basis 
within the Consolidated Statements of Cash Flows. There were $31.7 million and $27.5 million of unpaid capital expenditures 
within Accounts payable as of December 31, 2020 and 2019, respectively. The Company includes gains and losses recognized 
on the sale and disposal of property in either Selling, general and administrative expenses or Restructuring, exit and impairment 
charges as appropriate. The amount of gains and losses for the years ended December 31 were as follows:

(in millions)
Gains on the sale of property
Losses on the sale and disposal of property
Net gains (losses) on sale and disposal of property

2020

2019

2018

$ 

$ 

0.7  $ 
(0.5)   
0.2  $ 

1.8  $ 
(2.4)   
(0.6)  $ 

0.3 
(0.8) 
(0.5) 

At both December 31, 2020 and 2019, the Company had $3.0 million of net assets classified as held-for-sale within Net 

property in the Consolidated Balance Sheets.

Software Development Costs for Internal Use.  The Company expenses all software development and implementation costs 
incurred until the Company has determined that the software will result in probable future economic benefit and management 
has  committed  to  funding  the  project.  Once  this  is  determined,  external  direct  costs  of  material  and  services,  payroll-related 
costs  of  employees  working  on  the  project  and  related  interest  costs  incurred  during  the  application  development  stage  are 
capitalized. These capitalized costs are amortized over three to seven years. All other related costs, including training costs and 
costs to re-engineer business processes, are expensed as incurred.

Goodwill.  Goodwill results from the excess of purchase price over the net assets of businesses acquired. The Company 
reviews  goodwill  for  impairment  annually  and  whenever  events  or  changes  in  circumstances  indicate  that  the  fair  value  of  a 
reporting unit may be below its carrying value. As part of the annual test, the Company may perform a qualitative, rather than 
quantitative, assessment to determine whether the fair values of its reporting units are "more likely than not" to be greater than 
their  carrying  values.  In  performing  this  qualitative  analysis,  the  Company  considers  various  factors,  including  the  effect  of 
market or industry changes and the reporting units' actual results compared to projected results.

If  the  fair  value  of  a  reporting  unit  does  not  meet  the  "more  likely  than  not"  criteria  discussed  above,  the  Company 
performs a quantitative assessment which begins by measuring the fair value of the reporting unit. If the carrying value of the 
reporting unit exceeds its fair value, a goodwill impairment is recorded equal to the carrying value of the reporting unit less its 
fair value, not to exceed the carrying value of goodwill.

63

 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The Company calculates the fair value of its reporting units considering both the income approach and the guideline public 
company method. The income approach calculates the fair value of the reporting unit using a discounted cash flow approach 
utilizing a Gordon Growth model. Internally forecasted future cash flows, which the Company believes reasonably approximate 
market  participant  assumptions,  are  discounted  using  a  weighted  average  cost  of  capital  (Discount  Rate)  developed  for  each 
reporting unit. The Discount Rate is developed using market observable inputs, as well as considering whether or not there is a 
measure of risk related to the specific reporting unit’s forecasted performance. Fair value under the guideline public company 
method  is  determined  for  each  unit  by  applying  market  multiples  for  comparable  public  companies  to  the  unit’s  current  and 
forecasted financial results. The key uncertainties in these calculations are the assumptions used in determining the reporting 
unit’s forecasted future performance, including revenue growth and operating margins, as well as the perceived risk associated 
with those forecasts in determining the Discount Rate, along with selecting representative market multiples.

The Company did not record any goodwill impairments in 2020, 2019 or 2018 in continuing operations. Refer to Note 3 – 

Discontinued Operations for further information on the Fitness goodwill impairment recorded during 2019.

Other intangible assets. The Company's primary intangible assets are customer relationships and trade names acquired in 
business combinations. Intangible assets are initially valued using a methodology commensurate with the intended use of the 
asset. The customer relationships were valued using the income approach, specifically the multi-period excess earnings method 
(MPEEM). The fair value of trade names is measured using a relief-from-royalty (RFR) approach, which assumes the value of 
the trade name is the discounted amount of cash flows that would be paid to third parties had the Company not owned the trade 
name and instead licensed the trade name from another company. Higher royalty rates are assigned to premium brands within 
the marketplace based on name recognition and profitability, while other brands receive lower royalty rates. The basis for future 
sales projections for both the RFR and MPEEM are based on internal revenue forecasts by brand, which the Company believes 
represent reasonable market participant assumptions. The future cash flows are discounted using an applicable discount rate as 
well as any potential risk premium to reflect the inherent risk of holding a standalone intangible asset.  

The key uncertainties in the RFR and MPEEM calculations, as applicable, are: the selection of an appropriate royalty rate, 
assumptions used in developing internal revenue growth and expense forecasts, assumed customer attrition rates, as well as the 
perceived risk associated with those forecasts in determining the discount rate and risk premium. 

The  costs  of  amortizable  intangible  assets  are  recognized  over  their  expected  useful  lives,  typically  between  three  and 
fifteen  years,  using  the  straight-line  method.  Intangible  assets  that  are  subject  to  amortization  are  evaluated  for  impairment 
using a process similar to that used to evaluate long-lived assets described below. Intangible assets not subject to amortization 
are assessed for impairment at least annually and whenever events or changes in circumstances indicate that it is more likely 
than not that an asset may be impaired. As we determined the COVID-19 pandemic was a triggering event, we performed an 
interim impairment test of certain intangible assets as of March 28, 2020 in addition to our annual impairment test during the 
fourth  quarter.  The  impairment  test  for  indefinite-lived  intangible  assets  consists  of  a  comparison  of  the  fair  value  of  the 
intangible asset with its carrying amount. An impairment loss is recognized for the amount by which the carrying value exceeds 
the fair value of the asset. The Company did not record any intangible asset impairments in 2020, 2019 or 2018. 

Refer to Note 5 – Acquisitions and Note 11 – Goodwill and Other Intangibles in the Notes to Consolidated Financial 

Statements for more information.

Equity Investments.  For investments in which the Company owns or controls from 20 percent to 50 percent of the voting 
shares, the Company uses the equity method of accounting. The Company's share of net earnings or losses from equity method 
investments is included in the Consolidated Statements of Operations. The Company carries other investments, for which the 
Company does not have the ability to exercise significant influence, at fair value, with changes in fair value recognized in net 
income. For equity investments that do not have a readily determinable fair value, the Company measures the investment at cost 
less  impairment,  plus  or  minus  observable  price  changes.  The  Company  periodically  evaluates  the  carrying  value  of  its 
investments. See Note 9 – Investments for further details about the Company's evaluation of the fair value of its investments.

Long-Lived Assets. The Company continually evaluates whether events and circumstances have occurred that indicate the 
remaining estimated useful lives of its definite-lived intangible assets and other long-lived assets may warrant revision or that 
the remaining balance of such assets may not be recoverable. Once an impairment indicator is identified, the Company tests for 
recoverability of the related asset group using an estimate of undiscounted cash flows over the asset group's remaining life. If an 
asset group's carrying value is not recoverable, the Company records an impairment loss based on the excess of the carrying 
value of the asset group over the long-lived asset group's fair value. Fair value is determined using observable inputs, including 

64

Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

the use of appraisals from independent third parties, when available, and, when observable inputs are not available, based on the 
Company's  assumptions  of  the  data  that  market  participants  would  use  in  pricing  the  asset,  based  on  the  best  information 
available in the circumstances. Specifically, the Company uses discounted cash flows to determine the fair value of the asset 
when observable inputs are unavailable. The Company tested its long-lived asset balances for impairment as indicators arose 
during  2020,  2019  and  2018,  resulting  in  impairment  charges  of  $0.9  million,  $3.0  million  and  $12.7  million,  respectively, 
which are recognized either in Restructuring, exit and impairment charges or Selling, general and administrative expense in the 
Consolidated Statements of Operations.

Other Long-Term Assets.  Other long-term assets consists mainly of  capitalized financing costs and deposits.

Revenue Recognition.  Revenue is recognized as performance obligations under the terms of contracts with customers are 
satisfied; this occurs when control of promised goods is transferred to the customer. The Company recognizes revenue related 
to the sale of extended warranty contracts that extend the coverage period beyond the standard warranty period over the life of 
the extended warranty period.  

Revenue  is  measured  as  the  amount  of  consideration  expected  to  be  entitled  to  in  exchange  for  transferring  goods  or 
providing services. The Company has excluded sales, value add, and other taxes collected concurrent with revenue-producing 
activities from the determination of the transaction price for all contracts. The Company has elected to account for shipping and 
handling activities that occur after the customer has obtained control of a good as a fulfillment activity. For all contracts with 
customers,  the  Company  has  not  adjusted  the  promised  amount  of  consideration  for  the  effects  of  a  significant  financing 
component as the period between the transfer of the promised goods and the customer's payment is expected to be one year or 
less.

For  product  sales,  the  Company  transfers  control  and  recognizes  revenue  at  the  time  the  product  ships  from  a 
manufacturing  or  distribution  facility  ("free  on  board  shipping  point"),  or  at  the  time  the  product  arrives  at  the  customer's 
facility ("free on board destination"). When the shipping terms are "free on board shipping point", the customer obtains control 
and  is  able  to  direct  the  use  of,  and  obtain  substantially  all  of  the  benefits  from,  the  products  at  the  time  the  products  are 
shipped. For shipments provided under "free on board destination", control transfers to the customer upon delivery. Payment 
terms vary but are generally due within 30 days of transferring control. For the Company's Boat and Propulsion segments, most 
product sales to dealers are wholesale financed through the Company's joint venture, Brunswick Acceptance Company, LLC 
(BAC),  or  other  lending  institutions,  and  payment  is  typically  due  in  the  month  of  shipment.  For  further  information  on  the 
BAC  joint  venture,  refer  to  Note  10  –  Financing  Joint  Venture.  In  addition,  periodically  the  Company  may  require  the 
customer to provide up-front cash deposits in advance of performance.  

The Company also sells separately priced extended warranty contracts that extend the coverage period beyond the standard 
warranty  period.  When  determining  an  appropriate  allocation  of  the  transaction  price  to  the  extended  warranty  performance 
obligation,  the  Company  uses  an  observable  price  to  determine  the  stand-alone  selling  price.  Extended  warranties  typically 
range  from  an  additional  1  year  to  3  years.  The  Company  receives  payment  at  the  inception  of  the  contract  and  recognizes 
revenue  over  the  extended  warranty  coverage  period.  This  time-elapsed  method  is  used  to  measure  progress  because  the 
Company, on average, satisfies its performance obligation evenly over the warranty period.

See Note 2 – Revenue Recognition for more information.

Advertising Costs.  The Company records advertising and promotion costs in Selling, general and administrative expense in 
the Consolidated Statements of Operations in the period when the advertising first takes place. Advertising and promotion costs 
were $29.7 million, $35.6 million and $31.7 million for the years ended December 31, 2020, 2019 and 2018, respectively.

Foreign Currency.  The functional currency for the majority of Brunswick's operations is the U.S. dollar. All assets and 
liabilities  of  operations  with  a  functional  currency  other  than  the  U.S.  dollar  are  translated  at  period  end  current  rates.  The 
resulting translation adjustments are recorded in Accumulated other comprehensive loss, net of tax. Revenues and expenses of 
operations  with  a  functional  currency  other  than  the  U.S.  dollar  are  translated  at  the  average  exchange  rates  for  the  period. 
Transaction gains and losses resulting from changes in foreign currency exchange rates are recorded in either Cost of sales or 
Other expense, net in the Consolidated Statements of Operations. 

Share-Based Compensation.  The Company records amounts for all share-based compensation, including non-vested stock 
awards and performance-based share awards over the vesting period in the Consolidated Statements of Operations based upon 
their  fair  values  at  the  date  of  the  grant.  Share-based  compensation  costs  are  included  in  Selling,  general  and  administrative 

65

Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

expense  in  the  Consolidated  Statements  of  Operations.  See  Note  18  –  Stock  Plans  and  Management  Compensation  for  a 
description of the Company's accounting for share-based compensation plans.

Research and Development.  Research and development costs are expensed as incurred. 

Derivatives.  The Company uses derivative financial instruments to manage its risk associated with movements in foreign 
currency  exchange  rates,  interest  rates,  and  commodity  prices.  These  instruments  are  used  in  accordance  with  guidelines 
established  by  the  Company's  management  and  are  not  used  for  trading  or  speculative  purposes.  The  Company  records  all 
derivatives on the Consolidated Balance Sheets at fair value. See Note 14 – Financial Instruments for further discussion.

Recently Adopted Accounting Standards

Current  Expected  Credit  Loss:  In  June  2016,  the  Financial  Accounting  Standards  Board  (FASB)  issued  Accounting 
Standards  Update  (ASU)  2016-13,  Measurement  of  Credit  Losses  on  Financial  Instruments,  which  updated  the  Accounting 
Standards  Codification  (ASC)  to  add  an  impairment  model  that  is  based  on  expected  losses  rather  than  incurred  losses.  On 
January  1,  2020,  the  Company  adopted  this  standard  and  the  adoption  did  not  have  a  material  impact  on  the  consolidated 
financial statements.

Defined Benefit Plan Disclosures: In August 2018, the FASB issued ASU 2018-14, Disclosure Framework - Changes to 
the Disclosure Requirements for Defined Benefit Plans, which modifies the disclosure requirements for employers that sponsor 
defined benefit pension or other postretirement plans. The amendment is effective for interim and annual periods ending after 
December 15, 2020, with early adoption permitted. The Company adopted this standard and it did not have a material impact on 
the consolidated financial statements.

Note 2 – Revenue Recognition 

The following table presents the Company's revenue into categories that depict how the nature, amount, timing and 

uncertainty of revenue and cash flows are affected by economic factors:

(in millions)
Geographic Markets

United States
Europe
Asia-Pacific
Canada
Rest-of-World

Segment Eliminations
Total

Major Product Lines
Outboard Engines
Controls, Rigging, and Propellers
Sterndrive Engines
Distribution Parts and Accessories
Advanced Systems Group
Engine Parts and Accessories
Aluminum Freshwater Boats
Recreational Fiberglass Boats
Saltwater Fishing Boats
Business Acceleration
Boat Eliminations/Other

Segment Eliminations
Total

Year Ended December 31, 2020

Propulsion

Parts & 
Accessories

Boat

Total

1,091.0  $ 
180.5 
117.9 
80.9 
38.5 
(26.9) 
1,481.9  $ 

—  $ 
— 
— 
664.2 
412.1 
432.5 
— 
— 
— 
— 
— 
(26.9) 
1,481.9  $ 

957.5  $ 
128.5 
27.7 
114.2 
22.4 
— 
1,250.3  $ 

—  $ 
— 
— 
— 
— 
— 
488.5 
427.1 
298.7 
40.5 
(4.5) 
— 
1,250.3  $ 

3,256.3 
564.2 
386.0 
261.8 
169.2 
(290.0) 
4,347.5 

1,471.8 
258.4 
148.2 
664.2 
412.1 
432.5 
488.5 
427.1 
298.7 
40.5 
(4.5) 
(290.0) 
4,347.5 

$ 

$ 

$ 

$ 

1,207.8  $ 
255.2 
240.4 
66.7 
108.3 
(263.1) 
1,615.3  $ 

1,471.8  $ 
258.4 
148.2 
— 
— 
— 
— 
— 
— 
— 
— 
(263.1) 
1,615.3  $ 

66

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

(in millions)
Geographic Markets

United States
Europe
Asia-Pacific
Canada
Rest-of-World

Segment Eliminations
Total

Major Product Lines
Outboard Engines
Controls, Rigging, and Propellers
Sterndrive Engines
Distribution Parts and Accessories
Advanced Systems Group
Engine Parts and Accessories
Aluminum Freshwater Boats
Recreational Fiberglass Boats
Saltwater Fishing Boats
Business Acceleration
Boat Eliminations/Other

Segment Eliminations
Total

Year Ended December 31, 2019

Propulsion

Parts & 
Accessories

Boat

Total

$ 

$ 

$ 

$ 

1,152.1  $ 
235.1 
143.2 
62.7 
99.8 
(269.7) 
1,423.2  $ 

1,306.7  $ 
213.6 
172.6 
— 
— 
— 
— 
— 
— 
— 
— 
(269.7) 
1,423.2  $ 

978.5  $ 
175.8 
103.4 
80.1 
42.3 
(29.2) 
1,350.9  $ 

—  $ 
— 
— 
571.8 
413.0 
395.3 
— 
— 
— 
— 
— 
(29.2) 
1,350.9  $ 

1,009.0  $ 
115.6 
31.2 
154.8 
23.7 
— 
1,334.3  $ 

—  $ 
— 
— 
— 
— 
— 
556.6 
438.8 
316.6 
24.1 
(1.8) 
— 
1,334.3  $ 

3,139.6 
526.5 
277.8 
297.6 
165.8 
(298.9) 
4,108.4 

1,306.7 
213.6 
172.6 
571.8 
413.0 
395.3 
556.6 
438.8 
316.6 
24.1 
(1.8) 
(298.9) 
4,108.4 

As of January 1, 2020, $96.2 million of contract liabilities associated with extended warranties and customer deposits were 
reported in Accrued expenses and Other Long-term liabilities with $34.8 million of this amount recognized as revenue during 
year ended December 31, 2020. As of December 31, 2020, total contract liabilities were $113.0 million. The total amount of the 
transaction  price  allocated  to  unsatisfied  performance  obligations  as  of  December  31,  2020  is  $106.2  million  for  contracts 
greater than one year, which includes extended warranties. The Company expects to recognize approximately $30.9 million of 
this  amount  in  2021  and  $75.3  million  thereafter.  Contract  assets  as  of  January  1,  2020  and  December  31,  2020  were  not 
material. In addition, costs to obtain and fulfill contracts during the period were not material.

Note 3 – Discontinued Operations 

On June 27, 2019, the Company completed the sale of its Fitness business to KPS Capital Partners, LP. As a result, this 
business, which was previously reported in the Company's Fitness segment, is being reported as discontinued operations in the 
Consolidated Statements of Operations and Consolidated Statements of Cash Flows for all periods presented. 

The sale of the Fitness business resulted in net proceeds of $466.2 million and an after-tax loss of $45.4 million. During the 
third quarter of 2020, the Company made a payment of $3.3 million, including a $7.5 million final working capital settlement as 
well  as  $1.2  million  of  retained  liabilities  partially  offset  by  a  $5.4  million  cash  true-up.  In  connection  with  the  sale  of  its 
Fitness business, the Company retained assets of $26.4 million primarily related to VAT receivables, and retained liabilities of 
$45.1  million  primarily  related  to  VAT  payables,  product  warranty  liabilities  and  certain  employee  benefits.  As  of 
December 31, 2020, retained assets and liabilities were $4.6 million and $12.7 million, respectively. As of December 31, 2019, 
retained assets and liabilities were $16.4 million and $30.5 million, respectively.

67

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The  following  table  discloses  the  results  of  operations  of  the  business  reported  as  discontinued  operations  for  the  years 

ended December 31, 2020, December 31, 2019 and December 31, 2018 respectively:

(in millions)
Net sales
Cost of sales
Selling, general and administrative expense (A) (B)
Research and development expense
Restructuring, exit and impairment charges(C)
Other (income), net

$ 

(Loss) earnings from discontinued operations before income taxes (A) (B) (C)

Income tax provision (benefit)

(Loss) earnings from discontinued operations, net of tax  (A) (B) (C)

Loss on disposal of discontinued operations, net of tax (D)

Net (loss) earnings from discontinued operations, net of tax  

$ 

2020

2019

2018

—  $ 
— 
0.5 
— 

— 

— 

(0.5)   
0.0 
(0.5)   
(1.5)   
(2.0)  $ 

448.3  $  1,038.3 
764.3 
334.6 
206.1 
113.3 
27.4 
12.6 

138.3 

(0.3)   

(150.2)   
(32.7)   
(117.5)   
(43.9)   
(161.4)  $ 

26.1 

(0.1) 

14.5 
2.6 
11.9 
— 
11.9 

(A) The Company recorded $16.5 million and $19.3 million for the year ended December 31, 2019 and December 31, 2018, respectively, of net costs incurred 

in connection with the sale of its Fitness business

(B) The Company recorded $(0.5) million for the year ended December 31, 2020, primarily resulting from adjustments in certain liabilities as part of the sale of 
the Fitness business. During 2018, the Company recorded adjustments to certain liabilities that were retained as part of the sale of the bowling businesses. 
As  a  result,  Earnings  (loss)  from  discontinued  operations,  net  of  tax,  includes  a  gain  of  $3.0  million  ($2.2  million  after  tax)  for  the  year  ended 
December 31, 2018.     

(C) In the first quarter of 2019, the Company re-evaluated the fair value of the Fitness reporting unit and determined the fair value of the business was less than 
its  carrying  value.  As  a  result,  (Loss)  earnings  from  discontinued  operations,  net  of  tax,  includes  a  $137.2  million  ($103.0  million  after  tax)  goodwill 
impairment charge for the year ended December 31, 2019.

(D) The Loss on disposal of discontinued operations, net of tax for the year ended December 31, 2020 includes a pre-tax loss of $2.0 million and a net tax 
benefit  of  $0.5  million.  The  Loss  on  disposal  of  discontinued  operations,  net  of  tax  for  the  year  ended  December  31,  2019  includes  a  pre-tax  loss  of 
$51.3 million and a net tax benefit of $7.4 million.

There  were  no  assets  and  liabilities  held  for  sale  related  to  discontinued  operations  as  of  December  31,  2020  or 

December 31, 2019. 

Note 4 –  Restructuring, Exit and Impairment Activities 

The Company has announced and implemented a number of initiatives designed to improve its cost structure and general 
operating efficiencies and better utilize overall capacity. These initiatives resulted in the recognition of restructuring, exit and 
impairment charges in the Consolidated Statements of Operations during 2020, 2019 and 2018.

The costs incurred under these initiatives include:

• Restructuring and Exit Activities – These amounts relate to:

• Employee termination and other benefits
• Inventory adjustments to lower of cost or net realizable value
• Costs to retain and relocate employees
• Consulting costs
• Consolidation of manufacturing footprint
• Facility shutdown costs
• Costs associated with the wind-down of Sport Yacht & Yachts
• Asset Disposition and Impairment Actions

68

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                                                                                                                                                                                                                                                        
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The  Company  has  reported  restructuring,  exit  and  impairment  activities  based  on  the  specific  driver  of  the  cost  and 
reflected the expense in the accounting period when the Company has committed to or incurred the cost, as appropriate. The 
following table is a summary of the net expense associated with the restructuring, exit and impairment activities.

(in millions)

Restructuring and exit activities:

Employee termination and other benefits

Current asset write-downs

Professional fees
Other (A)

Asset disposition and impairment actions:

Definite-lived and other asset impairments

Valuation (reversal) allowance on disposal group

Total restructuring, exit and impairment charges

2020

2019

2018

$ 

3.0  $ 

11.7  $ 

— 

0.1 

0.5 

0.5 

— 

0.5 

3.1 

0.5 

3.0 

— 

$ 

4.1  $ 

18.8  $ 

9.5 

18.9 

8.0 

10.7 

12.7 

(5.0) 

54.8 

(A) The charges in 2018 primarily relate to warranty adjustments in connection with the wind-down of Sport Yacht & Yachts. 

The following tables summarize the change in accrued restructuring, exit and impairment charges within Accrued expenses 

in the Consolidated Balance Sheets for the years ended December 31, 2020, 2019 and 2018:

(in millions)

Parts & Accessories

Boat

Corporate

Total

(in millions)

Parts & Accessories

Boat

Corporate

Total

(in millions)

Boat

Corporate

Total

Dec 31, 2019

Accrued 
Charges 

2020 Activity

Non-Cash 
Charges

Payments (A)

Dec 31, 2020

Accrued 
Charges (B)

Total Charges 

$ 

$ 

1.2  $ 

0.8  $ 

—  $ 

(1.7)  $ 

6.1 

1.5 

1.3 

2.0 

(0.5)   

— 

(5.7)   

(1.8)   

8.8  $ 

4.1  $ 

(0.5)  $ 

(9.2)  $ 

0.3 

1.2 

1.7 

3.2 

Dec 31, 2018

Accrued 
Charges 

2019 Activity

Non-Cash 
Charges

Payments (A)

Dec 31, 2019

Accrued 
Charges

Total Charges 

$ 

—  $ 

4.6  $ 

—  $ 

(3.4)  $ 

15.4 

0.7 

9.7 

4.5 

(3.5)   

— 

(15.5)   

(3.7)   

$ 

16.1  $ 

18.8  $ 

(3.5)  $ 

(22.6)  $ 

1.2 

6.1 

1.5 

8.8 

Dec 31, 2017

Accrued 
Charges 

2018 Activity

Non-Cash 
Charges

Payments (A)

Dec 31, 2018

Accrued 
Charges

Total Charges 

$ 

$ 

3.7  $ 

54.1  $ 

(26.6)  $ 

(15.8)  $ 

— 

0.7 

— 

— 

3.7  $ 

54.8  $ 

(26.6)  $ 

(15.8)  $ 

15.4 

0.7 

16.1 

(A) Cash payments may include payments related to prior period charges.
(B) The accrued charges as of December 31, 2020 are expected to be paid during 2021.

Reductions  in  demand  for  the  Company's  products,  further  refinement  of  its  product  portfolio,  further  opportunities  to 
reduce costs or the cost of integrating future acquisitions may result in additional restructuring, exit and impairment charges in 
future periods.

Actions Initiated in 2020

During  2020,  the  Company  recorded  restructuring  charges  within  the  Boat  segment  related  to  the  consolidation  of  its 

Greenville manufacturing location in order to streamline the overall cost structure.

69

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The following table is a summary of the expenses associated with the restructuring, exit and impairment activities for the 

year ended December 31, 2020, related to actions initiated in 2020:

(in millions)

Restructuring and exit activities:

Parts & 
Accessories

Boat

Corporate

Total

Employee termination and other benefits

$ 

0.5  $ 

0.4  $ 

1.8  $ 

Other

Asset disposition and impairment actions:

Definite-lived and other asset impairments

— 

— 

0.5 

0.5 

— 

— 

Total restructuring, exit and impairment charges

$ 

0.5  $ 

1.4  $ 

1.8  $ 

2.7 

0.5 

0.5 

3.7 

Actions Initiated in 2019

During 2019, the Company recorded restructuring charges within the Boat segment related to consolidating its commercial 

and government products operations in order to rationalize its product line to better align with customer demand. 

In addition, the Company announced headcount reductions aimed at streamlining the cost structure of its enterprise-wide 

general and administrative functions, and recorded restructuring charges in 2019 as a result of these actions.

The following table is a summary of the expenses associated with the restructuring, exit and impairment activities for the 

year ended December 31, 2020 and December 31, 2019, related to actions initiated in 2019:

December 31, 2020

December 31, 2019

Parts & 
Accessories

Boat

Corporate

Total

Parts & 
Accessories

Boat

Corporate

Total

$ 

0.3  $ 

(0.1)  $ 

0.1  $ 

0.3  $ 

4.6  $ 

4.0  $ 

3.1  $ 

11.7 

— 
— 
— 

— 
— 
— 

— 
0.1 
— 

— 
0.1 
— 

— 
— 
— 

0.5 
1.7 
0.5 

— 
1.4 
— 

0.5 
3.1 
0.5 

— 

— 

— 

— 

— 

3.0 

— 

3.0 

$ 

0.3  $ 

(0.1)  $ 

0.2  $ 

0.4  $ 

4.6  $ 

9.7  $ 

4.5  $ 

18.8 

(in millions)
Restructuring and exit 
activities:

Employee termination 
and other benefits
Current asset write-
downs
Professional fees
Other

Asset disposition and 
impairment actions:

Definite-lived and other 
asset impairments

Total restructuring, exit and 
impairment charges

Actions Initiated in 2018

In  the  second  quarter  of  2018,  the  Company  ended  the  sale  process  of  Sea  Ray.  As  a  result,  the  Company  recorded  an 
additional impairment of long-lived assets. During the second, third and fourth quarters of 2018, the Company also recorded 
additional  charges  in  connection  with  the  wind  down  of  Sport  Yacht  &  Yachts,  mainly  relating  to  inventory  write-downs, 
increased warranty liabilities and employee severance and retention bonuses. These costs were partially offset by the reversal of 
the valuation allowance in the second quarter of 2018 for estimated transaction costs which was recorded when the assets and 
liabilities of Sea Ray were initially classified as held for sale.

In  2018,  the  Company  executed  headcount  reductions  in  the  Boat  segment  aimed  at  improving  general  operating 

efficiencies. The Company also recorded charges within Corporate related to the transition of certain corporate officers.

70

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The following table is a summary of the expenses associated with the restructuring, exit and impairment activities for the 

year ended December 31, 2018, related to actions initiated in 2018:

(in millions)

Restructuring and exit activities:

Boat

Corporate

Total

Employee termination and other benefits

$ 

4.7  $ 

0.7  $ 

Current asset write-downs

Professional fees

Other

Asset disposition and impairment actions:

Definite-lived and other asset impairments

Total restructuring, exit and impairment charges

$ 

Actions Initiated in 2017

18.9 

3.9 

10.7 

12.7 

50.9  $ 

— 

— 

— 

— 

0.7  $ 

5.4 

18.9 

3.9 

10.7 

12.7 

51.6 

In the fourth quarter of 2017, the Board of Directors authorized the Company to exit its Sea Ray business, including the 
Meridian brand. In conjunction with this decision, the Company evaluated the disposal group's fair value, less costs to sell, and 
compared that to its carrying value at the time. As a result, the Company recorded an impairment of long-lived assets as well as 
a valuation allowance for estimated transaction costs.

In  the  second,  third  and  fourth  quarters  of  2017,  the  Company  implemented  headcount  reductions  in  the  Boat  segment 

aimed at improving general operating efficiencies. 

In  the  first  quarter  of  2017,  the  Company  announced  the  closure  of  its  boat  manufacturing  facility  in  Joinville,  Santa 
Catarina, Brazil, as a result of continued market weakness due partially to unfavorable foreign currency impacts in the region. 
As  a  result,  the  Company  recorded  restructuring,  exit  and  impairment  charges  including  the  write-down  of  inventory.  The 
facility manufactured certain Bayliner and Sea Ray boat models for the Latin American market. The long-lived assets at this 
facility were previously fully impaired. 

The following table is a summary of the expense associated with the restructuring, exit and impairment activities within the 

Boat segment, for the year ended December 31, 2018, related to actions initiated in 2017:

(in millions)

Restructuring and exit activities:

Employee termination and other benefits

Professional fees

Asset disposition and impairment actions:

Valuation allowance (reversal) on disposal

Total restructuring, exit, integration and impairment charges

Note 5 – Acquisitions 

2019 Acquisitions

$ 

$ 

4.1 

4.1 

(5.0) 

3.2 

On May 21, 2019, the Company acquired 100 percent of Freedom Boat Club, a leading boat club operator based in Florida. 
The acquisition expands the Company's presence and scale within the emerging and fast-growing boat club market, providing 
its members access to a fleet of boats. Freedom Boat Club is included as part of the Company's Boat segment.

71

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The net cash consideration the Company paid to acquire Freedom Boat Club was $64.1 million, in addition to acquisition-
related transaction costs of $2.5 million, for the year ended December 31, 2019. The final opening balance sheet included $29.2 
million  of  identifiable  intangible  assets,  including  customer  relationships,  franchise  agreements  and  trade  names  for  $11.1 
million, $4.9 million and $13.2 million, respectively, along with $27.3 million of goodwill, most of which is deductible for tax 
purposes.  Included  in  the  goodwill  amount  is  $0.9  million  of  purchase  accounting  adjustments,  primarily  related  to  deferred 
taxes recorded in the year ended December 31, 2020. The amount assigned to Freedom Boat Club's customer relationships and 
franchise agreements will be amortized over their estimated useful lives of approximately 10 years and 15 years, respectively. 

The 2019 Freedom Boat Club acquisition was not material to the Company's net sales, results of operations or total assets 
during  any  period  presented.  Accordingly,  the  Company's  consolidated  results  from  operations  do  not  differ  materially  from 
historical performance as a result of this acquisition and, therefore, pro forma results are not presented.

2018 Acquisitions

On August 9, 2018, the Company completed its acquisition of the Global Marine & Mobile business of Power Products 
Holdings, LLC (Power Products) for $909.6 million in cash, on a cash-free, debt-free basis. Brunswick used proceeds from a 
combination of 364-day, three-year and five-year term loans (Term Loans) totaling $800.0 million as described in the Annual 
Report on Form 10-K for the fiscal year ended December 31, 2018, along with cash on hand, to fund this acquisition.

Power Products is a leading provider of electrical products to marine and other recreational and specialty vehicle markets. 
The acquisition advances Brunswick's leadership by adding integrated electrical systems solutions to the marine market and an 
array  of  other  mobile,  specialty  vehicle  and  industrial  applications.  Power  Products  is  managed  as  part  of  the  Parts  and 
Accessories segment. 

The following table is a summary of the assets acquired, liabilities assumed and net cash consideration paid for the Power 

Products acquisition during 2018:

(in millions)

Accounts and notes receivable

Inventory
Goodwill (A) (B) (C)
Trade names

Customer relationships

Property and equipment

Other assets

Total assets acquired

Accounts payable (B)
Accrued expenses (B) (C)
Deferred tax liabilities (C)

Total liabilities assumed

Fair Value

Useful Life

$ 

38.3 

64.3 

355.5 

111.0 

Indefinite

430.0  15 years

10.6 

5.6 

1,015.3 

27.3 

22.0 

56.4 

105.7 

Net cash consideration paid (B) (C)

$ 

909.6 

(A) The goodwill recorded for the acquisition of Power Products is partially deductible for tax purposes.
(B)  Includes  $4.4  million  and  $3.0  million  of  purchase  accounting  adjustments  in  the  first  and  second  quarters  of  2019,  respectively,  primarily  related  to 

contingency reserves.

(C) Includes $3.9 million of purchase accounting adjustments in the third quarter of 2019 primarily related to deferred taxes.

72

  
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Pro Forma Financial Information (Unaudited) 

The  pro  forma  information  has  been  prepared  as  if  the  Power  Products  acquisition  and  the  related  debt  financing  had 
occurred on January 1, 2018. These pro forma results are based on estimates and assumptions which the Company believes to 
be reasonable. They are not the results that would have been realized had the acquisition actually occurred on January 1, 2018 
and  are  not  necessarily  indicative  of  Brunswick's  consolidated  net  earnings  in  future  periods.  The  pro  forma  results  include 
adjustments primarily related to interest expense on the Term Loans and amortization of intangible assets.

(in millions)
Pro forma Net sales
Pro forma Operating earnings
Pro forma Net earnings from continuing operations

Year Ended 
December 31, 2018
4,271.1 
$ 
362.8 
239.8 

The pro forma results reflect an effective income tax rate of 17.2 percent for the year ended December 31, 2018.

Note 6 – Segment Information 

Change in Reportable Segments

Effective  January  1,  2020,  the  Company  changed  its  management  reporting  and  updated  its  reportable  segments  to 

Propulsion, Parts and Accessories and Boat (inclusive of Business Acceleration) to align with its strategy. 

Concurrent with this change, the Company has changed its measurement of segment profit and loss due to a decision to 
streamline  internal  and  external  reporting  practices  relating  to  marine  engines  sold  from  the  Propulsion  segment  to  the  Boat 
segment.  This  change  in  presentation,  which  is  not  the  result  of  a  change  in  business  practice,  more  closely  follows  current 
market dynamics, and provides improved comparability with other boat companies.

Reportable Segments

The  Company's  segments  are  defined  by  management's  reporting  structure  and  operating  activities.  The  Company's 

reportable segments are the following:

Propulsion.  The Propulsion segment manufactures and markets a full range of outboard, sterndrive, and inboard engines, 
as  well  as  propulsion-related  controls,  rigging,  and  propellers.  These  products  are  principally  sold  directly  to  boat  builders, 
including Brunswick's Boat segment, and through marine retail dealers worldwide. The Propulsion segment primarily markets 
under  the  Mercury,  Mercury  MerCruiser,  Mariner,  Mercury  Racing,  and  Mercury  Diesel  brands.  The  segment's  engine 
manufacturing plants are located mainly in the United States and China, along with a joint venture in Japan, with sales mainly 
to markets in the Americas, Europe and Asia-Pacific.

Parts  &  Accessories.    The  Parts  &  Accessories  (P&A)  segment  consists  of  the  Engine  Parts  and  Accessories  and  the 

Advanced Systems Group operating segments, which are aggregated and presented as a single reportable segment.

The  P&A  segment  manufactures,  markets,  and  supplies  parts  and  accessories  for  both  marine  and  non-marine  markets. 
These  products  are  designed  for  and  sold  mostly  to  aftermarket  retailers,  distributors,  and  distribution  businesses,  as  well  as 
original equipment manufacturers (including Brunswick brands). Branded parts and accessories include consumables, such as 
engine oils and lubricants, and are sold under the Mercury, Mercury Precision Parts, Quicksilver, and Seachoice brands. The 
P&A segment also consists of distribution businesses such as Land 'N' Sea, Kellogg Marine Supply, Lankhorst Taselaar, BLA, 
and  Payne's  Marine  Group,  which  distribute  third-party  and  Company  products.  These  businesses  are  leading  distributors  of 
marine  parts  and  accessories  throughout  North  America,  Europe,  and  Asia-Pacific.  The  P&A  segment  also  includes  the 
collection of brands acquired with Power Products in 2018 and certain other businesses operating under the Ancor, Attwood, 
BEP, Blue Sea Systems, CZone, Del City, Garelick, Lenco Marine, Marinco, Mastervolt, MotorGuide, ParkPower, Progressive 
Industries, ProMariner, and Whale brand names. Products include marine electronics and control systems, instruments, trolling 
motors, fuel systems, electrical systems, as well as specialty vehicle, mobile, and transportation aftermarket products. 

The P&A segment's manufacturing and distribution facilities are primarily located in North America, Europe, Australia and 

New Zealand.

73

 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Boat.  The Boat segment designs, manufactures and markets the following boat brands and products: Sea Ray sport boats 
and  cruisers;  Bayliner  sport  cruisers,  runabouts,  and  Heyday  wake  boats;  Boston  Whaler  fiberglass  offshore  boats;  Lund 
fiberglass fishing boats; Crestliner, Cypress Cay, Harris, Lowe, Lund and Princecraft aluminum fishing, utility, pontoon boats, 
and  deck  boats;  and  Thunder  Jet  heavy-gauge  aluminum  boats.  The  Boat  segment  procures  substantially  all  of  its  outboard 
engines, gasoline sterndrive engines, and gasoline inboard engines from Brunswick's Propulsion segment. The Boat Group also 
includes Brunswick boat brands based in Europe and Asia-Pacific, which include Quicksilver, Uttern, and Rayglass (including 
Protector and Legend). The Boat segment's products are manufactured mainly in the United States, Europe and Mexico and sold 
through a global network of dealer and distributor locations, primarily in North America and Europe.

The  Boat  segment  also  includes  the  Business  Acceleration  business,  which  through  innovative  service  models,  shared 
access solutions, including the Freedom Boat Club business acquired in 2019, dealer services and emerging technology, aims to 
provide exceptional experiences to attract a wide range of customers to the marine industry and shape the future of boating.

The Company evaluates performance based on segment operating earnings. Segment operating earnings do not include the 
expenses of corporate administration, pension costs and pension settlement charges, impairments or gains on the sale of equity 
investments,  earnings  from  unconsolidated  affiliates,  other  expenses  and  income  of  a  non-operating  nature,  transaction 
financing charges, interest expense, and income or provisions or benefits for income taxes.

Corporate/Other results include items such as corporate staff and administrative costs, investments in technology solutions, 
business  development  and  other  growth-related  expenses,  including  IT  enhancements.  Corporate/Other  total  assets  consist  of 
mainly  cash,  cash  equivalents  and  investments  in  short-term  marketable  securities,  restricted  cash,  income  tax  balances  and 
investments in unconsolidated affiliates. Segment eliminations adjust for sales between the Company's reportable segments and 
primarily relate to the sale of engines and parts and accessories to various boat brands, which are consummated at established 
arm's  length  transfer  prices  as  the  intersegment  pricing  for  these  engines  and  parts  and  accessories  are  based  upon  and 
consistent with selling prices to third party customers.

Information about the operations of Brunswick's reportable segments is set forth below:

Reportable Segments

(in millions)

Propulsion

Net Sales
2019

2018

Operating Earnings (Loss)
2018
2019
2020

Total Assets

2020

2019

2020

$  1,878.4  $  1,692.9  $  1,759.3  $  285.5  $  240.3  $  243.8  $  962.4  $  1,002.8 

Parts & Accessories

  1,508.8 

  1,380.1 

  1,234.3 

Boat

  1,250.3 

  1,334.3 

  1,471.3 

275.4 

70.2 

237.5 

76.2 

188.0 

  1,500.6 

  1,519.0 

9.1 

488.1 

819.5 

473.0 

569.6 

Corporate/Other

Segment Eliminations

Total

(in millions)

Propulsion

Parts & Accessories

Boat

Corporate/Other

Total

— 

— 

— 

(91.8)   

(83.0)   

(85.4)   

(290.0)   

— 
$  4,347.5  $  4,108.4  $  4,120.9  $  539.3  $  471.0  $  355.5  $  3,770.6  $  3,564.4 

(298.9)   

(344.0)   

— 

— 

— 

— 

Depreciation
2019

2020

2018

2020

Amortization
2019

2018

$ 

72.0  $ 

62.9  $ 

58.2  $ 

0.0  $ 

0.0  $ 

14.3 

30.7 

4.5 

13.3 

28.2 

2.7 

11.1 

26.7 

4.0 

30.1 

1.8 

— 

30.3 

1.3 

— 

0.0 

23.0 

1.0 

— 

$ 

121.5  $ 

107.1  $ 

100.0  $ 

31.9  $ 

31.6  $ 

24.0 

74

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

(in millions)

Propulsion

Parts & Accessories

Boat

Corporate/Other

Total

Geographic Segments

(in millions)

United States

International

Corporate/Other

Total

Capital Expenditures
2019

2020

2018

Research & Development Expense
2019

2018

2020

$ 

113.7  $ 

157.2  $ 

109.2  $ 

85.4  $ 

84.6  $ 

21.1 

37.6 

10.0 

23.4 

47.0 

5.0 

17.1 

48.5 

5.4 

19.8 

20.7 

— 

18.8 

18.2 

— 

85.1 

10.7 

25.7 

— 

$ 

182.4  $ 

232.6  $ 

180.2  $ 

125.9  $ 

121.6  $ 

121.5 

2020

Net sales
2019

2018

2020

2019

Net property

$  2,998.0  $  2,871.1  $  2,918.0  $ 

774.2  $ 

1,349.5 

1,237.3 

1,202.9 

— 

— 

— 

65.1 

24.3 

$  4,347.5  $  4,108.4  $  4,120.9  $ 

863.6  $ 

714.6 

63.0 

18.8 

796.4 

Note 7 – Fair Value Measurements 

Fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in 
the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the 
measurement date. Valuation techniques used to measure fair value must maximize the use of observable inputs and minimize 
the  use  of  unobservable  inputs.  There  is  a  fair  value  hierarchy  based  on  three  levels  of  inputs,  of  which  the  first  two  are 
considered observable and the last unobservable.

• Level 1 - Quoted prices in active markets for identical assets or liabilities. These are typically obtained from real-time 

quotes for transactions in active exchange markets involving identical assets or liabilities.

• Level 2 - Inputs, other than quoted prices included within Level 1, which are observable for the asset or liability, either 
directly or indirectly. These are typically obtained from readily available pricing sources for comparable instruments. 

• Level  3  -  Unobservable  inputs,  for  which  there  is  little  or  no  market  activity  for  the  asset  or  liability.  These  inputs 
reflect  the  reporting  entity's  own  assumptions  of  the  data  that  market  participants  would  use  in  pricing  the  asset  or 
liability, based on the best information available in the circumstances.

75

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The following table summarizes the Company's financial assets and liabilities measured at fair value on a recurring basis as 

of December 31, 2020:

(in millions)

Assets:

Cash equivalents

Short-term investments in marketable securities

Restricted cash

Derivatives

Total assets

Liabilities:

Derivatives

Deferred compensation

Total liabilities at fair value

Liabilities measured at net asset value

Total liabilities

Level 1

Level 2

Total

$ 

19.3  $ 

—  $ 

56.7 

10.7 

— 

— 

— 

2.2 

$ 

86.7  $ 

2.2  $ 

$ 

$ 

—  $ 

12.0  $ 

1.1 

18.7 

1.1  $ 

30.7  $ 

$ 

19.3 

56.7 

10.7 

2.2 

88.9 

12.0 

19.8 

31.8 

10.7 

42.5 

The following table summarizes the Company's financial assets and liabilities measured at fair value on a recurring basis as 

of December 31, 2019:

(in millions)

Assets:

Cash equivalents

Short-term investments in marketable securities

Restricted cash

Derivatives

Total assets

Liabilities:

Derivatives

Deferred compensation
Total liabilities at fair value

Liabilities measured at net asset value
Total liabilities

Level 1

Level 2

Total

$ 

0.3  $ 

—  $ 

0.8 

11.6 

— 

— 

— 

4.2 

$ 

12.7  $ 

4.2  $ 

$ 

$ 

—  $ 

1.2 
1.2  $ 

3.2  $ 

18.8 
22.0  $ 

$ 

0.3 

0.8 

11.6 

4.2 

16.9 

3.2 

20.0 
23.2 

8.5 
31.7 

Refer  to  Note  14  –  Financial  Instruments  for  additional  information  related  to  the  fair  value  of  derivative  assets  and 
liabilities  by  class.  In  addition  to  the  items  shown  in  the  tables  above,  see  Note  17  –  Postretirement  Benefits  for  further 
discussion regarding the fair value measurements associated with the Company's postretirement benefit plans.

76

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

Note 8 – Financing Receivables 

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The Company has recorded financing receivables, which are defined as a contractual right to receive money, as assets on 
its Consolidated Balance Sheets as of December 31, 2020 and 2019. Substantially all of the Company’s financing receivables 
are for commercial customers, which includes receivables sold to third-party finance companies (Third-Party Receivables) and 
customer notes and other (Other Receivables). Third-Party Receivables are accounts that have been sold to third-party finance 
companies,  but  do  not  meet  the  definition  of  a  true  sale  and  are  therefore  recorded  as  an  asset  with  an  offsetting  balance 
recorded as a secured obligation in Accrued expenses. Other Receivables are mostly comprised of notes from customers, which 
are originated by the Company in the normal course of business. Financing receivables are carried at their face amounts less an 
allowance for credit losses.

The  Company  sells  a  broad  range  of  marine  products  to  a  worldwide  customer  base  and  extends  credit  to  its  customers 
based  upon  an  ongoing  credit  evaluation  program.  The  Company’s  business  units  maintain  credit  departments  to  manage 
financial  exposure  and  perform  credit  risk  assessments  on  an  individual  account  basis.  Accounts  are  not  aggregated  into 
categories for credit risk determinations. Due to the composition of the account portfolio, the Company does not believe that the 
credit  risk  posed  by  the  Company’s  financing  receivables  is  significant  to  its  operations,  financial  condition  or  cash 
flows. There were no significant troubled debt restructurings during the years ended December 31, 2020, 2019 or 2018.

The  Company’s  financing  receivables,  excluding  trade  accounts  receivable  contractually  due  within  one  year  as  of 

December 31, 2020 and December 31, 2019 were $6.5 million  and $8.8 million, respectively.

The activity related to the allowance for credit loss on financing receivables during the years ended December 31, 2020 and 

December 31, 2019 was not material.

Note 9 – Investments 

Investments in Marketable Securities

The  Company  may  invest  a  portion  of  its  cash  reserves  in  marketable  debt  securities.  These  investments  are  reported  in 

Short-term investments in marketable securities on the Consolidated Balance Sheets. 

The following is a summary of the fair values, which were equal to the amortized costs, of the Company's available-for-

sale securities, all due in one year or less, as of December 31, 2020 and 2019.

(in millions)

Corporate Bonds

Commercial Paper

U.S. Treasury Bills

Total available-for-sale-securities

December 31, 
2020

December 31, 
2019

$ 

$ 

4.7  $ 

51.2 

0.8 

56.7  $ 

— 

— 

0.8 

0.8 

The Company had no maturities of available-for-sale securities in 2020, 2019 and 2018.

77

 
 
 
 
Index to Financial Statements

Equity Investments

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The  Company  has  certain  unconsolidated  international  and  domestic  affiliates  that  are  accounted  for  using  the  equity 
method. The equity method is applied in situations in which the Company has the ability to exercise significant influence, but 
not  control,  over  the  investees.  Management  reviews  equity  investments  for  impairment  whenever  indicators  are  present, 
suggesting  that  the  carrying  value  of  an  investment  is  not  recoverable.  The  following  items  are  examples  of  impairment 
indicators: significant, sustained declines in an investee’s revenue, earnings, and cash flow trends; adverse market conditions of 
the  investee’s  industry  or  geographic  area;  the  investee’s  inability  to  execute  its  operating  plan;  the  investee’s  inability  to 
continue  operations  measured  by  several  items,  including  liquidity;  and  other  factors.  Once  an  impairment  indicator  is 
identified, management uses considerable judgment to determine if the decline in value is other than temporary, in which case 
the equity investment is written down to its estimated fair value, which could negatively impact reported results of operations. 

The Company has a 50 percent interest in a Japanese manufacturing company, Tohatsu Marine Corporation (TMC), which 
is  accounted  for  as  an  equity  method  investment.  The  Company  purchases  engines  from  TMC,  which  are  sold  mostly  in 
international  markets.  The  Company  reported  a  net  amount  payable  to  TMC  of  $44.7  million  and  $27.3  million  at 
December  31,  2020  and  December  31,  2019,  respectively,  within  Accounts  payable  in  the  Consolidated  Balance  Sheets. 
Purchases from TMC were $91.0 million, $102.6 million and $117.1 million in 2020, 2019, and 2018, respectively. 

In the fourth quarter of 2018, the Company sold its 36 percent equity investment in Bella-Veneet Oy (Bella), a Finnish boat 
manufacturer, which had previously been fully impaired due to significant declines in profitability that were deemed other than 
temporary. As a result, the Company recorded a gain of $2.3 million within Equity earnings on the Consolidated Statements of 
Operations, which was equal to the proceeds from the sale.

Refer to Note 10 – Financing Joint Venture for more details on the Company’s Brunswick Acceptance Company, LLC 

joint venture. 

Note 10 – Financing Joint Venture 

The  Company,  through  its  Brunswick  Financial  Services  Corporation  (BFS)  subsidiary,  owns  a  49  percent  interest  in  a 
joint venture, Brunswick Acceptance Company, LLC (BAC). CDF Joint Ventures, LLC (CDFJV), a subsidiary of Wells Fargo 
and Company, owns the remaining 51 percent. 

In February 2018, the parties entered into an amended and restated joint venture agreement (JV Agreement) to extend the 
term of their financial services through December 31, 2022. The JV Agreement contains a financial covenant that conforms to 
the  maximum  leverage  ratio  test  in  the  Credit  Facility  described  in  Note  16  –  Debt.  The  joint  venture  agreement  contains 
provisions allowing for the renewal of the agreement or the purchase of the other party's interest in the joint venture at the end 
of its term. Alternatively, either partner may terminate the agreement at the end of its term.

BAC  is  funded  in  part  through  a  $1.0  billion  secured  borrowing  facility  from  Wells  Fargo  Commercial  Distribution 
Finance,  LLC  (WFCDF),  which  is  in  place  through  the  term  of  the  joint  venture,  and  with  equity  contributions  from  both 
partners. BAC also sells a portion of its receivables to a securitization facility, the Wells Fargo Dealer Floorplan Master Note 
Trust, which is arranged by Wells Fargo. The sales of these receivables meet the requirements of a "true sale" and are therefore 
not retained on the financial statements of BAC. Neither the Company nor any of its subsidiaries guarantee the indebtedness of 
BAC.  In  addition,  BAC  is  not  responsible  for  any  continuing  servicing  costs  or  obligations  with  respect  to  the  securitized 
receivables. 

The Company considers BFS's investment in BAC as an investment in a variable interest entity of which the Company is 
not  the  primary  beneficiary.  As  a  result,  the  Company  accounts  for  BFS's  investment  in  BAC  under  the  equity  method  and 
records  it  as  a  component  of  Equity  investments  in  its  Consolidated  Balance  Sheets.  The  Company  records  BFS's  share  of 
income or loss in BAC based on its ownership percentage in the joint venture in Equity earnings in its Consolidated Statements 
of  Operations.  BFS's  equity  investment  is  adjusted  monthly  to  maintain  a  49  percent  interest  in  accordance  with  the  capital 
provisions of the joint venture agreement. The Company funds its investment in BAC through cash contributions and reinvested 
earnings. BFS's total investment in BAC at December 31, 2020 and December 31, 2019 was $12.0 million and $18.8 million, 
respectively.

78

 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The Company's maximum loss exposure relating to BAC is detailed as follows:

(in millions)

Investment
Repurchase and recourse obligations (A)
Liabilities (B)
Total maximum loss exposure

December 31,
2020

December 31,
2019

$ 

$ 

12.0  $ 

37.0 

(1.0)   

48.0  $ 

18.8 

36.5 

(1.7) 

53.6 

(A) Repurchase  and  recourse  obligations  are  off-balance  sheet  obligations  provided  by  the  Company  for  the  Propulsion,  Parts  and  Accessories  and  Boat 
segments, respectively, and are included within the Maximum Potential Obligations disclosed in Note 13 – Commitments and Contingencies. Repurchase 
and recourse obligations include a North American repurchase agreement with WFCDF and could be reduced by repurchase activity occurring under other 
similar agreements with WFCDF and affiliates. The Company's risk under these repurchase arrangements is partially mitigated by the value of the products 
repurchased as part of the transaction. Amounts above exclude any potential recoveries from the value of the repurchased product.  

(B) Represents  accrued  amounts  for  potential  losses  related  to  recourse  exposure  and  the  Company's  expected  losses  on  obligations  to  repurchase  products, 

after giving effect to proceeds anticipated to be received from the resale of these products to alternative dealers.

BFS recorded income related to the operations of BAC of $4.6 million, $6.9 million and $6.4 million in Equity earnings in 

the Consolidated Statements of Operations for the years ended December 31, 2020, 2019 and 2018, respectively.  

Cash Flows

BFS reported cash flows from operating activities of $4.3 million, $7.6 million and $6.3 million within Other, net on the 

Consolidated Statements of Cash Flows in 2020, 2019 and 2018, respectively. 

In 2020, BFS reported net cash flows from investing activities within Investments on the Consolidated Statements of Cash 
flows.  Such  cash  flows  for  2020  were  $7.2  million,  consisting  of  $10.3  million  of  cash  received  and  $(3.1)  million  of  cash 
contributions; in 2019 were $2.2 million, consisting of $7.9 million of cash received and $(5.7) million of cash contributions; 
and in 2018 were $(3.8) million, consisting of $8.2 million of cash received and $(12.0) million of cash contributions.

Note 11 – Goodwill and Other Intangibles 

Effective  January  1,  2020,  the  Company  changed  its  management  reporting  and  updated  its  reportable  segments  to 
Propulsion, Parts and Accessories (P&A) and Boat (inclusive of Business Acceleration) to align with its strategy. Refer to Note 
6 –Segment Information for further information on the Company's reportable segments. As a result, the Company reallocated 
goodwill to its reporting units within the Propulsion and P&A segments based on each reporting unit's relative fair value.

Changes in the Company's goodwill during the period ended December 31, 2020, by segment, are summarized below:

(in millions)
Propulsion
Parts & Accessories
Boat

Total

2019

Acquisitions

Adjustments

2020

$ 

$ 

14.5  $ 
371.9 
28.6 
415.0  $ 

—  $ 
— 
— 
—  $ 

0.8  $ 
0.6 
1.3 
2.7  $ 

15.3 
372.5 
29.9 
417.7 

Changes in the Company's goodwill during the period ended December 31, 2019, by segment, are summarized below:

(in millions)
Propulsion
Parts & Accessories
Boat

Total

2018

Acquisitions

Adjustments

2019

$ 

$ 

14.6  $ 
360.5 
2.2 
377.3  $ 

—  $ 
— 
26.0 
26.0  $ 

(0.1)  $ 
11.4 
0.4 
11.7  $ 

14.5 
371.9 
28.6 
415.0 

Adjustments  in  the  Boat  segment  for  2020  relate  to  finalizing  purchase  accounting  related  to  the  Freedom  Boat  Club 
acquisition,  primarily  related  to  deferred  taxes.  Adjustments  in  the  Parts  and  Accessories  segment  for  2019  mainly  relate  to 
finalizing purchase accounting related to the Power Products acquisition. See Note 5 – Acquisitions for further details on the 

79

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Company's  acquisitions.  Adjustments  in  both  periods  include  the  effect  of  foreign  currency  translation  on  goodwill 
denominated in currencies other than the U.S. dollar.

As of December 31, 2020 and 2019, the Company had no accumulated impairment loss on Goodwill.

The  Company's  intangible  assets,  included  within  Other  intangibles,  net  on  the  Consolidated  Balance  Sheets  as  of 

December 31, 2020 and 2019, are summarized by intangible asset type below:

(in millions)
Intangible assets:
  Customer relationships (A)

Trade names

  Other (A)
     Total

2020

2019

Gross 
Amount

Accumulated 
Amortization

Gross 
Amount

Accumulated 
Amortization

$ 

$ 

687.7  $ 
166.2 
18.5 
872.4  $ 

(306.4)  $ 
— 
(13.7)   
(320.1)  $ 

687.0  $ 
165.8 
18.4 
871.2  $ 

(274.6) 
— 
(13.1) 
(287.7) 

(A) The weighted average remaining amortization period for Customer relationships and Other intangibles assets were 12.1 years and 11.2 years, respectively, 

as of December 31, 2020.

The  Company's  intangible  assets,  included  within  Other  intangibles,  net  on  the  Consolidated  Balance  Sheets  as  of 

December 31, 2020 and 2019, are summarized by segment below:

(in millions)
Propulsion
Parts & Accessories
Boat
     Total

2020

2019

Gross 
Amount

Accumulated 
Amortization

Gross 
Amount

Accumulated 
Amortization

$ 

$ 

1.0  $ 

618.8 
252.6 
872.4  $ 

(0.5)  $ 
(112.4)   
(207.2)   
(320.1)  $ 

1.0  $ 

617.6 
252.6 
871.2  $ 

(0.5) 
(81.9) 
(205.3) 
(287.7) 

See Note 5 – Acquisitions for further details on intangibles acquired during 2019. 

Aggregate  amortization  expense  for  intangibles  was  $31.9  million,  $31.6  million  and  $14.8  million  for  the  years  ended 
December 31, 2020, 2019 and 2018, respectively. Estimated amortization expense for intangible assets is $31.9 million for the 
year  ending  December  31,  2021,  $31.6  million  in  2022,  $31.1  million  in  2023,  $31.1  million  in  2024,  and  $31.1  million  in 
2025.

Note 12 – Income Taxes 

On December 22, 2017, the Tax Cuts and Jobs Act (TCJA) was signed into law. The TCJA made significant changes to the 
U.S.  tax  code  effective  for  2018,  although  certain  provisions  affected  the  Company’s  2017  financial  results.  The  changes 
impacting 2017 included, but are not limited to, the write-down of net deferred tax assets resulting from the reduction in the 
U.S. federal corporate income tax rate from 35 percent to 21 percent, imposing a one-time deemed repatriation tax on certain 
unremitted  earnings  of  foreign  subsidiaries,  and  bonus  depreciation  that  will  allow  for  immediate  full  expensing  of  qualified 
property acquired and placed in service after September 27, 2017. The TCJA also established new corporate tax laws that were 
effective in 2018 but did not impact the Company’s 2017 financial results. These changes included, but were not limited to, 
lowering the U.S. federal corporate income tax rate from 35 percent to 21 percent, a general elimination of U.S. federal income 
taxes  on  income  and  dividends  from  foreign  subsidiaries,  a  new  tax  on  global  intangible  low-taxed  income  (GILTI)  net  of 
allowable  foreign  tax  credits,  a  new  deduction  for  foreign  derived  intangible  income  (FDII),  the  repeal  of  the  domestic 
production activity deduction, new limitations on the deductibility of certain executive compensation and interest expense, and 
limitations on the use of foreign tax credits to reduce the U.S. federal income tax liability.

Due  to  the  complexities  involved  in  accounting  for  the  enactment  of  the  TCJA,  the  SEC  staff  issued  Staff  Accounting 
Bulletin  (SAB)  118  which  provided  guidance  on  accounting  for  the  income  tax  effects  of  the  TCJA.  SAB  118  provided  a 
measurement period that should not extend beyond one year from the TCJA enactment date to complete the accounting for the 

80

 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

impact  of  the  TCJA.  In  2018,  the  Company  completed  its  accounting  for  the  income  tax  effects  of  the  TCJA  and  based  on 
additional guidance from the IRS, we updated our calculations. For the year ended December 31, 2018, the Company recorded 
a tax benefit of $5.1 million. This benefit consists primarily of an additional $7.0 million tax expense related to the one-time 
deemed repatriation tax and a tax benefit of $12.1 million primarily related to additional tax benefits for pension contributions.

The TCJA created a new requirement that certain income (i.e. GILTI) earned by controlled foreign corporations (CFC's) 
must be included in the gross income of the CFC's U.S. shareholder. Under U.S. GAAP, we are allowed to make an accounting 
policy choice of either (1) treating taxes due on future U.S. inclusions in taxable income related to GILTI as a current period 
expense  when  incurred  (the  “period  cost  method”)  or  (2)  factoring  such  amounts  into  the  Company's  measurement  of  its 
deferred taxes (the “deferred method”). The Company has elected to use the period cost method and has reflected the impact of 
the GILTI tax in its financial statements for the periods ended December 31, 2020, December 31, 2019 and December 31, 2018, 
using such method.

The sources of Earnings before income taxes were as follows: 

(in millions)
United States
Foreign

Earnings before income taxes

The Income tax provision consisted of the following:

(in millions)
Current tax expense (benefit):
U.S. Federal
State and local
Foreign
Total current

Deferred tax expense (benefit):
U.S. Federal
State and local
Foreign
Total deferred

$ 

$ 

$ 

2020

2019

2018

354.5  $ 
118.2 
472.7  $ 

10.1  $ 
100.6 
110.7  $ 

237.3 
73.4 
310.7 

2020

2019

2018

66.9  $ 
9.8 
38.9 
115.6 

94.5  $ 
6.3 
29.3 
130.1 

(17.3)   
1.1 
(1.4)   
(17.6)   

(19.7)   
(29.5)   
(0.6)   
(49.8)   

(2.3) 
5.7 
22.9 
26.3 

30.5 
0.9 
(0.4) 
31.0 

Income tax provision

$ 

98.0  $ 

80.3  $ 

57.3 

81

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Temporary differences and carryforwards giving rise to deferred tax assets and liabilities at December 31, 2020 and 2019 

are summarized in the table below:

(in millions)
Deferred tax assets:
Loss carryforwards
Tax credit carryforwards
Product warranties
Sales incentives and discounts
Compensation and benefits
Deferred revenue
Operating lease liabilities
Equity compensation
Deferred compensation
Postretirement and postemployment benefits
Other

Gross deferred tax assets

Valuation allowance

Deferred tax assets

Deferred tax liabilities:
Depreciation and amortization
State and local income taxes
Operating lease assets
Other

Deferred tax liabilities

Total net deferred tax assets

$ 

2020

2019

71.2  $ 
51.1 
28.1 
21.9 
20.9 
18.1 
16.3 
12.0 
11.7 
11.0 
54.3 
316.6 
(93.4)   
223.2 

81.9 
71.8 
28.4 
25.9 
10.5 
16.1 
17.1 
12.0 
10.9 
11.5 
51.4 
337.5 
(93.3) 
244.2 

(48.0)   
(22.7)   
(14.9)   
(6.3)   
(91.9)   

(85.5) 
(24.3) 
(15.7) 
(5.3) 
(130.8) 

$ 

131.3  $ 

113.4 

The  Company's  total  net  deferred  tax  asset  as  of  December  31,  2020  and  2019  reflects  the  impact  of  the  U.S.  federal 
corporate tax rate at 21 percent that was part of the TCJA. The Company was required to value its net deferred tax balance at 
the lower tax rate. 

At December 31, 2020, the Company had a total valuation allowance against its deferred tax assets of $93.4 million. The 
remaining realizable value of deferred tax assets at  December 31, 2020 was determined by evaluating the potential to recover 
the  value  of  these  assets  through  the  utilization  of  tax  loss  and  credit  carrybacks,  the  reversal  of  existing  taxable  temporary 
differences  and  carryforwards,  certain  tax  planning  strategies  and  future  taxable  income  exclusive  of  reversing  temporary 
differences  and  carryforwards.  At  December  31,  2020,  the  Company  retained  valuation  allowance  reserves  of  $59.1  million 
against  deferred  tax  assets  in  the  U.S.  primarily  related  to  non-amortizable  intangibles  and  various  state  operating  loss 
carryforwards and state tax credits that are subject to restrictive rules for future utilization, and valuation allowances of $34.3 
million for deferred tax assets related to foreign jurisdictions, primarily Brazil and Luxembourg.

At  December  31,  2020,  the  tax  benefit  of  loss  carryforwards  totaling  $71.2  million  was  available  to  reduce  future  tax 
liabilities.  This  deferred  tax  asset  was  comprised  of  $1.7  million  for  the  tax  benefit  of  federal  net  operating  loss  (NOL) 
carryforwards,  $36.3  million  for  the  tax  benefit  of  state  NOL  carryforwards  and  $33.2  million  for  the  tax  benefit  of  foreign 
NOL carryforwards. NOL carryforwards of $57.0 million expire at various intervals between the years 2021 and 2039, while 
$14.2 million have an unlimited life.

At December 31, 2020, tax credit carryforwards totaling $51.4 million were available to reduce future tax liabilities. This 
deferred  tax  asset  was  comprised  of  $7.5  million  related  to  federal  tax  credits,  and  $43.9  million  of  various  state  tax  credits 
related to research and development, capital investment and job incentives. Tax credit carryforwards of $51.4 million expire at 
various intervals between the years 2021 and 2035.

82

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

No deferred income taxes have been provided as of December 31, 2020 or 2019, on the applicable undistributed earnings 
of the non-U.S. subsidiaries where the indefinite reinvestment assertion has been applied. If at some future date these earnings 
cease  to  be  indefinitely  reinvested  and  are  repatriated,  the  Company  may  be  subject  to  additional  U.S.  income  taxes  and 
foreign  withholding  and  other  taxes  on  such  amounts.  Pursuant  to  changes  made  by  the  TCJA,  remittances  from  foreign 
subsidiaries  made  in  2018  and  future  years  are  generally  not  subject  to  U.S.  income  taxation.  These  remittances  are  either 
excluded from U.S. taxable income as earnings that have already been subjected to taxation, or in the alternative are subject to 
a  100  percent  foreign  dividends  received  deduction.  The  Company  continues  to  provide  deferred  taxes,  primarily  related  to 
foreign withholding taxes, on the undistributed net earnings of foreign subsidiaries and unconsolidated affiliates that are not 
deemed  to  be  indefinitely  reinvested  in  operations  outside  the  United  States,  although  such  amounts  were  immaterial  as  of 
December 31, 2020 and 2019.

As  of  December  31,  2020,  2019  and  2018  the  Company  had  $4.1  million,  $3.9  million  and  $2.3  million  of  gross 
unrecognized tax benefits, including interest, respectively. Substantially all of these amounts, if recognized, would impact the 
Company's tax provision and the effective tax rate.

  The  Company  recognizes  interest  and  penalties  related  to  unrecognized  tax  benefits  in  income  tax  expense.  As  of 

December 31, 2020, 2019 and 2018, the amounts accrued for interest and penalties were not material.

The following is a reconciliation of the total amounts of unrecognized tax benefits excluding interest and penalties for the 

2020, 2019 and 2018 annual reporting periods:

(in millions)
Balance at January 1
Gross increases - tax positions prior periods
Gross decreases - tax positions prior periods
Gross increases - current period tax positions
Decreases - settlements with taxing authorities
Reductions - lapse of statute of limitations
Balance at December 31

2020

2019

2018

$ 

$ 

3.7  $ 
0.1 
— 
0.6 
(0.1)   
(0.6)   
3.7  $ 

2.3  $ 
2.0 
(0.8)   
0.4 
— 
(0.2)   
3.7  $ 

2.1 
0.6 
(0.7) 
0.4 
(0.1) 
— 
2.3 

The Company believes it is reasonably possible that the total amount of gross unrecognized tax benefits as of December 31, 
2020 could decrease by approximately $0.5 million in 2021 due to settlements with taxing authorities or lapses in applicable 
statutes of limitation. Due to the various jurisdictions in which the Company files tax returns and the uncertainty regarding the 
timing of the settlement of tax audits, it is possible that there could be significant changes in the amount of unrecognized tax 
benefits in 2021, but the amount cannot be estimated at this time.

The  Company  is  regularly  audited  by  federal,  state  and  foreign  tax  authorities.  The  Internal  Revenue  Service  (IRS)  has 
completed its field examination and has issued its Revenue Agents Report through the 2014 tax year and all open issues have 
been resolved. The Company is currently open to tax examinations by the IRS for the 2017 through 2019 tax years. Primarily as 
a result of filing amended returns, which were generated by the closing of federal income tax audits, the Company is still open 
to state and local tax audits in major tax jurisdictions dating back to the 2014 taxable year. The Company is no longer subject to 
income tax examinations by any major foreign tax jurisdiction for years prior to 2013.

83

 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The difference between the actual income tax provision and the tax provision computed by applying the statutory Federal 

income tax rate to Earnings before income taxes is attributable to the following:

(in millions)
Income tax provision at 21 percent
State and local income taxes, net of Federal income tax effect
Deferred tax asset valuation allowance
Equity compensation
Change in estimates related to prior years and prior years amended tax return filings
Federal and state tax credits
Taxes related to foreign income, net of credits
Deferred tax reassessment
Tax law changes
FDII deduction
Disproportionate tax effect released from Other comprehensive income
Other

Actual income tax provision

Effective tax rate

2020
$  99.2 
11.6 
(0.2) 
(1.1) 
0.9 
(12.0) 
0.7 
5.4 
— 
(11.4) 
— 
4.9 
$  98.0 

2019

2018

$ 

$ 

23.2 
(3.6) 
(3.5) 
(2.9) 
(2.9) 
(11.6) 
(5.2) 
1.9 
— 
(5.5) 
91.4 
(1.0) 
80.3 

$ 

$ 

65.2 
8.8 
4.0 
(3.1) 
1.6 
(11.6) 
(6.5) 
3.3 
(5.2) 
(2.6) 
— 
3.4 
57.3 

 20.7 %

 72.6 %

 18.5 %

During  2019,  the  Company  fully  exited  its  remaining  defined  benefit  pension  plans  and  recorded  a  pretax  pension 
settlement charge of $292.8 million. The tax impact of this action consisted of a tax benefit of $73.9 million from the pension 
settlement  charge,  which  was  netted  against  a  tax  charge  of  $91.4  million  resulting  from  the  release  of  disproportionate  tax 
effects in Accumulated Other Comprehensive Income. See Note 17 – Postretirement Benefits for more information.

The Company's effective tax rate for 2019 and 2018 also reflects the benefit of having earnings from foreign entities that 
are  in  jurisdictions  that  have  lower  statutory  tax  rates  than  the  U.S.  with  the  most  significant  impact  related  to  China  and 
Poland, which have applicable statutory tax rates of 15 percent and 19 percent, respectively. In 2020, the Company has fewer 
foreign entities in jurisdictions that have a lower statutory tax rates than the U.S., with the most significant impact related to 
Poland, which has a 19% applicable statutory tax rate.

Income tax provision allocated to continuing operations and discontinued operations for the years ended December 31 was 

as follows:

(in millions)
Continuing operations
Discontinued operations
Total income tax provision

2020

2019

2018

$ 

$ 

98.0  $ 
(0.5)   
97.5  $ 

80.3  $ 
(40.1)   
40.2  $ 

57.3 
2.6 
59.9 

84

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Note 13 – Commitments and Contingencies 

Financial Commitments

The Company has entered into guarantees of indebtedness of third parties, primarily in connection with customer financing 
programs. Under these arrangements, the Company has guaranteed customer obligations to the financial institutions in the event 
of customer default, generally subject to a maximum amount that is less than the total outstanding obligations. The Company 
has  also  extended  guarantees  to  third  parties  that  have  purchased  customer  receivables  from  Brunswick  and,  in  certain 
instances,  has  guaranteed  secured  term  financing  of  its  customers.  Potential  payments  in  connection  with  these  customer 
financing arrangements generally extend over several years. The single year and maximum potential cash obligations associated 
with  these  customer  financing  arrangements  as  of  December  31,  2020  and  December  31,  2019  were  $30.9  million  and  $4.3 
million, respectively. 

In  most  instances,  upon  repurchase  of  the  receivable  or  note,  the  Company  receives  rights  to  the  collateral  securing  the 
financing.  The  Company’s  risk  under  these  arrangements  is  partially  mitigated  by  the  value  of  the  collateral  that  secures  the 
financing. 

The  Company  has  accounts  receivable  sale  arrangements  with  third  parties  which  are  included  in  the  guarantee 
arrangements  discussed  above.  The  Company  treats  the  sale  of  receivables  in  which  the  Company  retains  an  interest  as  a 
secured  obligation  as  the  transfers  of  the  receivables  under  these  arrangements  do  not  meet  the  requirements  of  a  "true 
sale."  Accordingly,  the  current  portion  of  receivables  underlying  these  arrangements  of  $1.6  million  and  $1.7  million  was 
recorded  in  Accounts  and  notes  receivable  and  Accrued  expenses  as  of  December  31,  2020  and  December  31,  2019, 
respectively.  As  of  December  31,  2020  and  2019,  the  Company  did  not  have  any  long-term  receivables  related  to  these 
arrangements.

The Company has also entered into arrangements with third-party lenders in which it has agreed, in the event of a customer 
or  franchisee  default,  to  repurchase  from  the  third-party  lender  those  Brunswick  products  repossessed  from  the  customer  or 
franchisee. These arrangements are typically subject to a maximum repurchase amount. The single year and maximum potential 
cash payments the Company could be required to make to repurchase collateral as of December 31, 2020 and December 31, 
2019 were $54.3 million and $63.1 million, respectively. Included within this repurchase amount are amounts related to BAC, 
as discussed in Note 10 –Financing Joint Venture.

The Company’s risk under these repurchase arrangements is partially mitigated by the value of the products repurchased as 
part  of  the  transaction.  The  Company  had  $0.8  million  and  $1.5  million  accrued  for  potential  losses  related  to  repurchase 
exposure  as  of  December  31,  2020  and  December  31,  2019,  respectively.  The  Company’s  repurchase  accrual  represents  the 
expected  losses  that  could  result  from  obligations  to  repurchase  products,  after  giving  effect  to  proceeds  anticipated  to  be 
received from the resale of those products to alternative dealers.

The  Company  has  recorded  its  estimated  net  liability  associated  with  losses  from  these  guarantee  and  repurchase 
obligations on its Consolidated Balance Sheets based on historical experience and current facts and circumstances. Historical 
cash requirements and losses associated with these obligations have not been significant, but could increase if dealer defaults 
exceed current expectations.

Financial  institutions  have  issued  standby  letters  of  credit  and  surety  bonds  conditionally  guaranteeing  obligations  on 
behalf of the Company totaling $6.1 million and $13.5 million, respectively, as of December 31, 2020. A large portion of these 
standby letters of credit and surety bonds are related to the Company’s self-insured workers' compensation program as required 
by its insurance companies and various state agencies. The Company has recorded reserves to cover the anticipated liabilities 
associated with these programs. Under certain circumstances, such as an event of default under the Company's revolving credit 
facility, or, in the case of surety bonds, a ratings downgrade, the Company could be required to post collateral to support the 
outstanding letters of credit and surety bonds. The Company was not required to post letters of credit as collateral against surety 
bonds as of December 31, 2020.

The  Company  has  a  collateral  trust  arrangement  with  insurance  carriers  and  a  trustee  bank.  The  trust  is  owned  by  the 
Company, but the assets are pledged as collateral against workers’ compensation related obligations in lieu of other forms of 
collateral including letters of credit. In connection with this arrangement, the Company had $9.1 million of cash in the trust at 
both  December  31,  2020  and  December  31,  2019,  respectively,  which  was  classified  as  Restricted  cash  in  the  Company's 
Consolidated Balance Sheets.

85

 
Index to Financial Statements

Product Warranties

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The  Company  records  a  liability  for  product  warranties  at  the  time  of  the  related  product  sale.  The  liability  is  estimated 
using historical warranty experience, projected claim rates and expected costs per claim. The Company adjusts its liability for 
specific warranty matters when they become known and the exposure can be estimated. Product failure rates as well as material 
usage  and  labor  costs  incurred  in  correcting  a  product  failure  affect  the  Company's  warranty  liabilities.  If  actual  costs  differ 
from  estimated  costs,  the  Company  must  make  a  revision  to  the  warranty  liability.  Changes  in  the  Company's  warranty 
liabilities resulting from the Company's experience and adjustments related to changes in estimates are included as Aggregate 
changes for preexisting warranties presented in the table below.

The  following  activity  related  to  product  warranty  liabilities  was  recorded  in  Accrued  expenses  during  the  years  ended 

December 31, 2020 and December 31, 2019:

(in millions)

Balance at beginning of period

Payments - Recurring

Payments - Sport Yacht & Yachts and Fitness businesses

Provisions/additions for contracts issued/sold

Aggregate changes for preexisting warranties

Foreign currency translation
Other (A)
Balance at end of period

2020

2019

$ 

117.6  $ 

116.8 

(53.5)   

(6.2)   

58.0 

0.9 

0.9 

(1.8)   

(59.2) 

(12.5) 

59.0 

7.6 

0.0 

5.9 

$ 

115.9  $ 

117.6 

(A) The Company retained a $5.9 million warranty liability from the sale of its Fitness business in 2019. The warranty liability pertains to product field 

campaigns for certain Cybex products designed prior to the Cybex acquisition. The Company recorded $(1.8) million of adjustments as of December 31, 
2020.

Extended Product Warranties

End users of the Company's products may purchase a contract from the Company that extends product warranty beyond the 
standard  period.  For  certain  extended  warranty  contracts  in  which  the  Company  retains  the  warranty  or  administration 
obligation, a deferred revenue liability is recorded based on the aggregate sales price for contracts sold. The liability is reduced 
and revenue is recognized on a straight-line basis over the contract period during which corresponding costs are expected to be 
incurred. 

The  following  activity  related  to  deferred  revenue  for  extended  product  warranty  contracts  was  recorded  in  Accrued 

expenses and Other long-term liabilities during the years ended December 31, 2020 and December 31, 2019:

(in millions)

Balance at beginning of period

Extended warranty contracts sold

Revenue recognized on existing extended warranty contracts

Foreign currency translation

Other

Balance at end of period

Legal

2020

2019

$ 

75.3  $ 

29.5 

(17.3)   

0.2 

(0.3)   

87.4  $ 

$ 

66.4 

24.3 

(15.2) 

0.2 

(0.4) 

75.3 

The Company accrues for litigation exposure when it is probable that future costs will be incurred and such costs can be 
reasonably estimated. Adjustments to estimates are recorded in the period they are identified. Management does not believe that 
there  is  a  reasonable  possibility  that  a  material  loss  exceeding  the  amounts  already  recognized  for  the  Company's  litigation 
claims  and  matters,  if  any,  has  been  incurred.  In  light  of  existing  accruals,  the  Company's  litigation  claims,  when  finally 

86

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

resolved,  are  not  expected,  in  the  opinion  of  management,  to  have  a  material  adverse  effect  on  the  Company's  consolidated 
financial position, results of operations or cash flows.

Environmental

The  Company  is  involved  in  certain  legal  and  administrative  proceedings  under  the  Comprehensive  Environmental 
Response,  Compensation,  and  Liability  Act  of  1980  and  other  federal  and  state  legislation  governing  the  generation  and 
disposal  of  certain  hazardous  wastes.  These  proceedings,  which  involve  both  on-  and  off-site  waste  disposal  or  other 
contamination,  in  many  instances  seek  compensation  or  remedial  action  from  the  Company  as  a  waste  generator  under 
Superfund legislation, which authorizes action regardless of fault, legality of original disposition or ownership of a disposal site. 
The Company has established accruals based on a range of cost estimates for all known claims.

The environmental remediation and clean-up projects in which the Company is involved have an aggregate estimated range 
of exposure of approximately $15.9 million to $38.2 million as of December 31, 2020. At December 31, 2020 and 2019, the 
Company  had  accruals  for  environmental  liabilities  of  $15.9  million  and  $14.8  million,  respectively,  which  were  recorded 
within  Accrued  expenses  and  Other  long-term  liabilities  in  the  Consolidated  Balance  Sheets.  The  Company  recorded  $1.6 
million of environmental provisions for the year ended December 31, 2020 and recorded nominal environmental provisions for 
the year ended December 31, 2019 and December 31, 2018.

The Company accrues for environmental remediation-related activities for which commitments or clean-up plans have been 
developed and for which costs can be reasonably estimated. All accrued amounts are generally determined in consultation with 
third-party experts on an undiscounted basis and do not consider recoveries from third parties until such recoveries are realized. 
In light of existing accruals, the Company's environmental claims, when finally resolved, are not expected, in the opinion of 
management, to have a material adverse effect on the Company's consolidated financial position, results of operations or cash 
flows.

Note 14 – Financial Instruments 

The  Company  operates  globally  with  manufacturing  and  sales  facilities  around  the  world.  Due  to  the  Company’s  global 
operations,  the  Company  engages  in  activities  involving  both  financial  and  market  risks.  The  Company  utilizes  normal 
operating and financing activities, along with derivative financial instruments, to minimize these risks.

Derivative Financial Instruments.  The Company uses derivative financial instruments to manage its risks associated with 
movements in foreign currency exchange rates and interest rates. Derivative instruments are not used for trading or speculative 
purposes. The Company formally documents its hedge relationships, including identification of the hedging instruments and the 
hedged  items,  as  well  as  its  risk  management  objectives  and  strategies  for  undertaking  the  hedge  transaction.  This  process 
includes linking derivatives that are designated as hedges to specific forecasted transactions. The Company also assesses, both 
at  the  hedge’s  inception  and  monthly  thereafter,  whether  the  derivatives  used  in  hedging  transactions  are  highly  effective  in 
offsetting the changes in the anticipated cash flows of the hedged item. If the hedging relationship ceases to be highly effective, 
or it becomes probable that a forecasted transaction is no longer expected to occur, the Company discontinues hedge accounting 
prospectively  and  immediately  recognizes  the  gains  and  losses  associated  with  those  hedges.  There  were  no  material 
adjustments as a result of ineffectiveness to the results of operations for the years ended December 31, 2020, 2019 and 2018. 
The fair value of derivative financial instruments is determined through market-based valuations and may not be representative 
of the actual gains or losses that will be recorded when these instruments mature due to future fluctuations in the markets in 
which they are traded. The effects of derivative financial instruments are not expected to be material to the Company’s financial 
position  or  results  of  operations  when  considered  together  with  the  underlying  exposure  being  hedged.  Use  of  derivative 
financial instruments exposes the Company to credit risk with its counterparties when the fair value of a derivative contract is 
an asset. The Company mitigates this risk by entering into derivative contracts with highly rated counterparties. The maximum 
amount of loss due to counterparty credit risk is limited to the asset value of derivative financial instruments.

Cash Flow Hedges.  The Company enters into certain derivative instruments that are designated and qualify as cash flow 
hedges.  The  Company  executes  both  forward  and  option  contracts,  based  on  forecasted  transactions,  to  manage  foreign 
currency exchange exposure mainly related to inventory purchase and sales transactions. 

A cash flow hedge requires that as changes in the fair value of derivatives occur, the portion of the change deemed to be 
effective is recorded temporarily in Accumulated other comprehensive loss and reclassified into earnings in the same period or 

87

Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

periods  during  which  the  hedged  transaction  affects  earnings.  As  of    December  31,  2020,  the  term  of  derivative  instruments 
hedging forecasted transactions ranged up to 18 months. 

The following activity related to cash flow hedges was recorded in Accumulated other comprehensive loss as of December 

31:

(in millions)
Beginning balance
Net change in value of outstanding hedges
Net amount recognized into earnings
Ending balance

Accumulated Unrealized Derivative
Gains (Losses)

2020

2019

Pretax

After-tax

Pretax

After-tax

$ 

$ 

1.1  $ 
(6.4)   
(6.8)   
(12.1)  $ 

(5.5)  $ 
(4.7)   
(5.0)   
(15.2)  $ 

6.2  $ 
5.1 
(10.2)   
1.1  $ 

(1.9) 
3.6 
(7.2) 
(5.5) 

Other  Hedging  Activity.      The  Company  has  entered  into  certain  foreign  currency  forward  contracts  that  have  not  been 
designated  as  a  hedge  for  accounting  purposes.  These  contracts  are  used  to  manage  foreign  currency  exposure  related  to 
changes  in  the  value  of  assets  or  liabilities  caused  by  changes  in  foreign  exchange  rates.  The  change  in  the  fair  value  of  the 
foreign currency derivative contract and the corresponding change in the fair value of the asset or liability of the Company are 
both recorded through earnings, each period as incurred.

Commodity Price. The Company uses commodity swaps to hedge anticipated purchases of aluminum. As of December 31, 
2020,  the  notional  value  of  commodity  swap  contracts  outstanding  was  $10.0  million,  with  the  contracts  maturing  through 
2021.  The  Company  had  no  outstanding  commodity  swap  contracts  at  December  31,  2019.  The  amount  of  gain  or  loss 
associated  with  the  change  in  fair  value  of  these  instruments  is  deferred  in  Accumulated  other  comprehensive  loss  and 
recognized  in  Cost  of  sales  in  the  same  period  or  periods  during  which  the  hedged  transaction  affects  earnings.  As 
of December 31, 2020, the Company estimates that during the next 12 months it will reclassify $0.1 million of net gains (based 
on current prices) from Accumulated other comprehensive loss to Cost of sales.

Foreign  Currency  Derivatives.  The  Company  enters  into  forward  and  option  contracts  to  manage  foreign  exchange 
exposure  related  to  forecasted  transactions  and  assets  and  liabilities  that  are  subject  to  risk  from  foreign  currency  rate 
changes.  These  exposures  include:  product  costs;  revenues  and  expenses;  associated  receivables  and  payables;  intercompany 
obligations and receivables and other related cash flows.

Forward  exchange  contracts  outstanding  at  December  31,  2020  and  December  31,  2019  had  notional  contract  values  of 
$395.9  million  and  $332.5  million,  respectively.  There  were  no  option  contracts  outstanding  at  December  31,  2020.  Option 
contracts outstanding at December 31, 2019, had a notional contract value of $17.8 million. The forward and options contracts 
outstanding  at  December  31,  2020,  mature  during  2021  and  2022  and  mainly  relate  to  the  Euro,  Australian  dollar,  Canadian 
dollar and Japanese yen. As of December 31, 2020, the Company estimates that during the next 12 months, it will reclassify 
approximately $8.2 million of net losses (based on rates as of December 31, 2020) from Accumulated other comprehensive loss 
to Cost of sales.

Interest Rate Derivatives. The Company previously entered into fixed-to-floating interest rate swaps to convert a portion of 
its long-term debt from fixed to floating rate debt. In the second half of 2019, the Company settled its fixed-to-floating interest 
rate swaps, resulting in a net deferred gain of $2.5 million included within Debt. The Company will reclassify $0.7 million of 
net deferred gains from Debt to Interest expense during the next 12 months. As a result, there are no outstanding interest rate 
swaps as of both December 31, 2020 and December 31, 2019.

The  Company  may  also  enter  into  forward-starting  interest  rate  swaps  to  hedge  the  interest  rate  risk  associated  with 
anticipated  debt  issuances.  There  were  no  forward-starting  interest  rate  swaps  outstanding  at  December  31,  2020  or 
December 31, 2019, however the Company had $1.4 million and $2.0 million, respectively, of net deferred losses associated 
with previously settled forward-starting interest rate swaps which were included in Accumulated other comprehensive loss. As 
of  December  31,  2020,  the  Company  will  reclassify  approximately  $0.6  million  of  net  losses  resulting  from  settled  forward-
starting interest rate swaps from Accumulated other comprehensive loss to Interest expense during the next 12 months.

88

 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

As of December 31, 2020 and December 31, 2019, the fair values of the Company’s derivative instruments were:

(in millions)

Instrument

Balance Sheet Location

Fair Value

Balance Sheet Location

Fair Value

Derivative Assets

Derivative Liabilities

2020

2019

2020

2019

Derivatives Designated as Cash Flow Hedges

Foreign exchange contracts

Prepaid expenses and other

$  1.3  $  4.1 

Accrued expenses

$  11.3  $  2.3 

Commodity contracts

Prepaid expenses and other

0.9 

  — 

Accrued expenses

  — 

  — 

Total

$  2.2  $  4.1 

$  11.3  $  2.3 

Other Hedging Activity

Foreign exchange contracts

Prepaid expenses and other

$  0.0  $  0.1 

Accrued expenses

$  0.7  $  0.9 

The effect of derivative instruments on the Consolidated Statements of Operations for the years ended December 31, 2020 

and December 31, 2019 was: 

(in millions)

Derivatives Designated as Cash 
Flow Hedging Instruments

Amount of Gain (Loss) on 
Derivatives Recognized in 
Accumulated Other Comprehensive 
Loss (Effective Portion)
2020
2019

Location of Gain (Loss) 
Reclassified from 
Accumulated Other 
Comprehensive Loss into 
Earnings (Effective Portion)

Interest rate contracts

Foreign exchange contracts

Commodity contracts

Total

$ 

$ 

—  $ 

(7.3)   

0.9 

(6.4)  $ 

— 

5.1 

— 

5.1 

Interest expense

Cost of sales

Cost of sales

Amount of Gain (Loss) Reclassified 
from Accumulated Other 
Comprehensive Loss into Earnings 
(Effective Portion)

2020

2019

$ 

$ 

(0.6)  $ 

7.4 

0.0 

6.8  $ 

(0.6) 

10.8 

— 

10.2 

Derivatives Designated as Fair Value Hedging Instruments

Location of Gain (Loss) on Derivatives
Recognized in Earnings 

Amount of Gain (Loss) on 
Derivatives Recognized in Earnings

2020

2019

Interest rate contracts

Interest expense

$ 

0.7  $ 

0.1 

Other Hedging Activity

Foreign exchange contracts

Foreign exchange contracts

Total

Location of Gain (Loss) on Derivatives
Recognized in Earnings 

Amount of Gain (Loss) on 
Derivatives Recognized in Earnings

Cost of sales

Other expense, net

2020

2019

$ 

$ 

(0.8)  $ 

1.0 

0.2  $ 

2.4 

(1.3) 

1.1 

Fair  Value  of  Other  Financial  Instruments.    The  carrying  values  of  the  Company’s  short-term  financial  instruments, 
including  cash  and  cash  equivalents  and  accounts  and  notes  receivable  approximate  their  fair  values  because  of  the  short 
maturity of these instruments. At December 31, 2020 and December 31, 2019, the fair value of the Company’s long-term debt 
was approximately $1,062.3 million and $1,214.6 million, respectively, and was determined using Level 1 and Level 2 inputs 
described in Note 7 – Fair Value Measurements, including quoted market prices or discounted cash flows based on quoted 
market rates for similar types of debt. The carrying value of long-term debt, including current maturities, was $972.1 million 
and $1,131.6 million as of December 31, 2020 and December 31, 2019, respectively.

89

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

Note 15 – Accrued Expenses 

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Accrued Expenses at December 31, 2020 and 2019 were as follows: 

(in millions)
Compensation and benefit plans 
Product warranties
Sales incentives and discounts
Deferred revenue and customer deposits
Current operating lease liabilities
Legal fees
Insurance reserves
Real, personal and other non-income taxes
Interest
Derivatives
Environmental reserves
Other

Total accrued expenses

Note 16 – Debt 

2020

2019

167.8  $ 
115.9 
113.6 
48.2 
19.2 
16.5 
15.9 
15.5 
15.3 
12.0 
6.9 
31.7 
578.5  $ 

118.9 
117.6 
116.9 
38.7 
18.4 
15.1 
16.3 
4.5 
16.5 
3.2 
6.6 
36.9 
509.6 

$ 

$ 

Long-term debt at December 31, 2020 and December 31, 2019 consisted of the following:

(in millions)

2020

2019

Senior Notes, 6.375%, due 2049, net of debt issuances costs of $7.5 and  $7.8

$ 

222.5  $ 

Senior Notes, 6.500% due 2048, net of debt issuance costs of $8.0 and $8.2

Notes, 7.125% due 2027, net of discount of $0.2 and $0.3 and debt issuance costs of $0.3 and $0.4  
Term loan, floating rate due 2023, net of debt issuance costs of $0.6 and $1.3 (A) (C)
Senior Notes, 6.625%, due 2049, net of debt issuances costs of $4.2 and $4.4
Debentures, 7.375% due 2023, net of discount of $0.1 and $0.1 and debt issuance costs of $0.1 
and $0.2 (B)
Loan with Fond du Lac County Economic Development Corporation, 2.0% due 2021, net of 
discount of $0.8 and $1.6 and debt issuance costs of $0.0 and $0.0

Notes, various up to 5.9% payable through 2028
Total long-term debt
Current maturities of long-term debt

Long-term debt, net of current maturities

177.0 

162.7 

150.7 

120.8 

222.2 

176.8 

162.5 

305.0 

120.6 

104.6 

105.2 

6.9 

6.2 
951.4 
(43.1)   

11.1 

5.9 
1,109.3 
(41.3) 

$ 

908.3  $  1,068.0 

(A)  Beginning  in  December  2018,  scheduled  repayment  of  the  5-year  term  loan  occurs  each  March,  June,  September  and  December  equal  to  2.50%  of  the 

aggregate principal amount of $350.0 million. The remaining principal amount is due August 2023.  

(B)  Included  in  Debentures,  7.375%  percent  due  2023  at  December  31,  2020  and  December  31,  2019,  are  the  aggregate  fair  values  related  to  the  fixed-to-

floating interest rate swaps as discussed in Note 14 – Financial Instruments.

(C) As of December 31, 2020 and December 31, 2019, the interest rate was 1.74% and 3.50%, respectively.

Debt issuance costs paid for the year ended December 31, 2019 was $8.1 million. Debt issuance costs are reported in net 
proceeds from issuances of long-term debt within cash flows from financing activities on the Consolidated Statements of Cash 
Flows. There were no debt issuance costs paid during 2020. 

90

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Index to Financial Statements

Scheduled maturities, net:

(in millions)

2021

2022

2023

2024

2025

Thereafter

Total long-term debt including current maturities

Activity

   Term Loan

$ 

$ 

43.1 

36.4 

186.3 

0.5 

2.0 

683.1 

951.4 

During 2020, the Company made principal repayments totaling $155.0 million of its 2023 floating rate term loan. The term 
loan was redeemed at 100 percent of the principal amount plus accrued interest, in accordance with the redemption provisions 
of the term loan.

Senior Notes due 2021

In July 2019, the Company called $150.0 million of its 4.625% senior notes due 2021. The bonds were retired in August 
2019 at par plus accrued interest, in accordance with the call provisions of the notes, and the associated interest rate swaps have 
been terminated. Refer to Note 14 – Financial Instruments for further information on the terminated interest rate swaps. 

Senior Notes due 2049

In March 2019, the Company issued an aggregate principal amount of $230.0 million of its 6.375% Senior Notes due April 
2049  (6.375%  Notes)  in  a  public  offering,  which  resulted  in  aggregate  net  proceeds  to  the  Company  of  $222.0  million.  Net 
proceeds from the offering of the 6.375% Notes were used to prepay all of the $150.0 million, 3-year tranche loan due 2021 and 
for general corporate purposes. Interest on the 6.375% Notes is due quarterly, commencing on April 15, 2019. The Company 
may, at its option, redeem the 6.375% Notes on or after April 15, 2024, either in whole or in part, at a redemption price equal to 
100 percent of the principal amount plus any accrued and unpaid interest. Additionally, in the event of a change in control, the 
Company may be required to repurchase some or all of its 6.375% Notes at a price equal to 101 percent of the principal amount 
plus any accrued and unpaid interest. The 6.375% Notes are unsecured and do not contain subsidiary guarantees.

       Short-term Borrowing Arrangements

The  Company  maintains  an  Amended  and  Restated  Credit  Agreement  (Credit  Facility).  The  Credit  Facility  provides  for 
$400.0 million of borrowing capacity and is in effect through September 2024. The Credit Facility includes provisions to add 
up  to  $100.0  million  of  additional  borrowing  capacity  and  extend  the  facility  for  two  additional  one-year  terms,  subject  to 
lender  approval.  In  November  2019,  the  Credit  Facility  was  amended  to  extend  the  maturity  date  from  September  2023  to 
September 2024. The Company currently pays a facility fee of 15 basis points per annum. The facility fee per annum will be 
within  a  range  of  12.5  to  35  basis  points  based  on  the  Company's  credit  rating.  Under  the  terms  of  the  Credit  Facility,  the 
Company has two borrowing options: borrowing at a rate tied to adjusted LIBOR plus a spread of 110 basis points or a base 
rate plus a margin of 10.0 basis points. The rates are determined by the Company's credit ratings, with spreads ranging from 100 
to 190 basis points for LIBOR rate borrowings and 0 to 90 basis points for base rate borrowings. The Company is required to 
maintain  compliance  with  two  financial  covenants  included  in  the  Credit  Facility:  a  minimum  interest  coverage  ratio  and  a 
maximum leverage ratio. The minimum interest coverage ratio, as defined in the agreement, is not permitted to be less than 3.00 
to  1.00.  The  maximum  leverage  ratio,  as  defined  in  the  agreement,  is  not  permitted  to  be  more  than  3.50  to  1.00.  As  of 
December 31, 2020, the Company was in compliance with the financial covenants in the Credit Facility.    

On  March  23,  2020,  the  Company  delivered  a  borrowing  request  to  the  administrative  agent  for  the  Credit  Facility  to 
increase the Company’s borrowings to $385.0 million, which was substantially all of the amount available for borrowing under 

91

 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

the Credit Facility, net of outstanding letters of credit. The Company borrowed the amount described above under the Credit 
Facility as a precautionary action in order to increase its cash position and to enhance its liquidity and financial flexibility in 
response to the COVID-19 pandemic. 

During 2020 and 2019, gross borrowings under the Credit Facility totaled $610.0 million and $655.0 million, respectively. 
As  of  December  31,  2020  and  December  31,  2019,  there  were  no  borrowings  outstanding  and  available  borrowing  capacity 
totaled  $395.0  million,  net  of  $5.0  million  of  letters  of  credit  outstanding  under  the  Credit  Facility.  The  maximum  amount 
utilized under the Credit Facility during the years ended December 31, 2020 and December 31, 2019, including letters of credit 
outstanding under the Credit Facility were $397.1 million and $258.6 million, respectively. 

In December 2019, the Company entered into an unsecured commercial paper program (CP Program) pursuant to which 
the Company, may issue short-term, unsecured commercial paper notes (CP Notes). Amounts available under the CP Program 
may  be  borrowed,  repaid  and  re-borrowed  from  time  to  time,  with  the  aggregate  principal  amount  of  CP  Notes  outstanding 
under the CP Program at any time not to exceed the lower of $300.0 million or the available borrowing amount under the Credit 
Facility.  The  net  proceeds  of  the  issuances  of  the  CP  Notes  are  expected  to  be  used  for  general  corporate  purposes.  The 
maturities  of  the  CP  Notes  will  vary  but  may  not  exceed  397  days  from  the  date  of  issue.  The  CP  Notes  will  be  sold  under 
customary terms in the commercial paper market and will be issued at a discount from par or, alternatively, will be issued at par 
and  bear  varying  interest  rates  on  a  fixed  or  floating  basis.  During  2020,  borrowings  under  the  CP  Program  totaled  $175.0 
million,  all  of  which  were  repaid  during  the  period.  During  2020,  the  maximum  amount  utilized  under  the  CP  Program  was 
$100.0 million. There were no borrowings under the CP program during 2019.

       Other Debt

As  provided  under  the  terms  of  its  loan  agreement  with  the  Fond  du  Lac  County  Economic  Development  Corporation, 
which is secured by the Company's property located in Fond du Lac, Wisconsin, up to a maximum 43 percent of the principal 
due annually can be forgiven if the Company achieves certain employment targets as outlined in the agreement. The amount of 
loan  forgiveness  is  based  on  average  employment  levels  at  the  end  of  the  previous  four  quarters.  Total  loan  forgiveness  for 
2020, 2019 and 2018 was $2.1 million or 43 percent of the principal due each year.

   General Provisions

Pursuant  to  the  indenture  governing  the  6.500%  Notes,  the  6.625%  Notes  and  the  6.375%  Notes,  the  Company  and  its 
restricted subsidiaries are subject to restrictions on the incurrence of debt secured by liens on principal property (as defined in 
the indenture) or shares of capital stock of such restricted subsidiaries, entering into sale and leaseback transactions in respect of 
principal property and mergers or consolidations with another entity or sales, transfers or leases of the Company's properties 
and assets substantially as an entirety to another person.  

Interest on the Company's 2023 and 2027 notes is due semi-annually. Interest on the Company's 6.500% Notes, 6.625% 

Notes, 6.375% Notes and the Term Loan is due quarterly.

Unless otherwise noted, the Company's debt is unsecured and does not contain subsidiary guarantees. 

The Company may be required to repurchase some or all of the 6.500% Notes, 6.625% Notes and the 6.375% Notes in the 
event of a change of control, subject to certain circumstances, for an amount equal to 101 percent of the outstanding principal 
plus any accrued and unpaid interest. 

The  Company's  2027  notes  may  be  redeemed  at  any  time  at  the  Company's  discretion,  in  whole  or  in  part,  at  the 
redemption  price  specified  in  the  agreement,  plus  any  accrued  and  unpaid  interest.  The  Company's  2023  notes  are  not 
redeemable. The Company's 2023 floating rate term loan may be redeemed at any time at the Company's discretion, either in 
whole or in part, at the redemption price equal to 100 percent of the principal amount plus any accrued and unpaid interest. The 
remainder of the Company's 2048 and 2049 notes may be redeemed 5 years from the date of issuance, either in whole or in part, 
at a redemption price equal to 100 percent of the principal amount plus any accrued and unpaid interest. 

92

   
Index to Financial Statements

Note 17 – Postretirement Benefits 

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Overview.  The  Company  has  defined  contribution  plans  and  makes  contributions  including  matching  and  annual 
discretionary contributions which are based on various percentages of compensation, and in some instances are based on the 
amount of the employees' contributions to the plans. The expense related to the defined contribution plans was $49.4 million in 
2020, $44.1 million in 2019 and $45.3 million in 2018.

  The  Company's  domestic  pension  and  retiree  health  care  and  life  insurance  benefit  plans,  which  are  discussed  below, 
provide benefits based on years of service and, for some plans, average compensation prior to retirement.  Benefit accruals are 
frozen for all plan participants. The Company uses a December 31 measurement date for these plans. The Company's foreign 
postretirement benefit plans are not significant individually or in the aggregate.

Plan  Developments.  The  Company  historically  maintained  four  qualified  defined  benefit  plans:  the  Brunswick  Pension 
Plan for Salaried Employees (Salaried Plan), the Brunswick Pension Plan for Hourly Bargaining Unit Employees (Bargaining 
Plan),  the  Brunswick  Pension  Plan  For  Hourly  Employees  (Hourly  Plan)  and  the  Brunswick  Pension  Plan  For  Hourly  Wage 
Employees (Muskegon Plan). During the third quarter of 2018, the Company initiated actions to terminate its two remaining 
plans,  the  Salaried  Plan  and  the  Bargaining  Plan,  effective  October  31,  2018.  All  benefits  were  settled  during  2019,  either 
through a lump-sum payment to participants or the purchase of an annuity offering on behalf of the participants. As a result of 
the  planned  terminations,  the  remaining  over-funded  position  for  each  plan  is  currently  recorded  within  Accounts  and  notes 
receivable in the Consolidated Balance Sheets. The Company had previously completed actions to terminate the Hourly Plan 
and the Muskegon Plan, effective as of December 31, 2016, and all benefits were paid during 2017 as described below.

During  2019,  total  settlement  payments  of  $673.9  million  were  made  from  the  Salaried  Plan  and  the  Bargaining  Plan, 
consisting  of  lump-sum  pension  distributions  of  $77.1  million  and  the  purchase  of  group  annuity  contracts  totaling  $596.8 
million to cover future benefit payments. The annuity contracts unconditionally and irrevocably guarantee the full payment of 
all future annuity payments to the affected participants. The insurance company assumed all risk associated with the assets and 
obligations that were transferred. The Company recognized a pretax settlement loss of $292.8 million during the year related to 
these actions.

Costs.  Pension and other postretirement benefit costs included the following components for 2020, 2019 and 2018:

(in millions)

Interest cost

Pension Benefits
2019

2018

2020

Other Postretirement Benefits
2019

2018

2020

$ 

0.7  $ 

6.0  $ 

22.6  $ 

0.8  $ 

1.3  $ 

Expected return on plan assets

Amortization of prior service credits
Amortization of net actuarial losses

Settlement charges

Net pension and other benefit costs

$ 

— 

— 
0.6 

— 
5.8 

(1.1)   
0.2  $ 

292.8 
297.2  $ 

— 
9.9 

— 
7.7  $ 

— 

(0.7)   
— 

— 
0.1  $ 

— 

(0.7)   
— 

— 
0.6  $ 

(7.4)   

(24.8)   

1.1 

— 

(0.7) 
— 

— 
0.4 

Net  pension  and  other  benefit  costs  are  recorded  in  Pension  settlement  benefit  (charge)  and  Other  expense,  net  in 

the Consolidated Statements of Operations.

93

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Benefit Obligations and Funded Status.  A reconciliation of the changes in the benefit obligations and fair value of assets 
over the two-year period ending December 31, 2020, and a statement of the funded status at December 31 for these years for the 
Company's pension and other postretirement benefit plans follow:

(in millions)
Reconciliation of benefit obligation:

Benefit obligation at previous December 31
Interest cost
Actuarial losses
Benefit payments
Settlement payments

Benefit obligation at December 31

Reconciliation of fair value of plan assets:

Fair value of plan assets at previous December 31
Actual return on plan assets
Employer contributions
Benefit payments
Settlement payments

    Adjustments (A)

Fair value of plan assets at December 31

Pension Benefits

Other Postretirement 
Benefits

2020

2019

2020

2019

$ 

$ 

28.1  $ 
0.7 
2.1 
(3.4)   
— 
27.5 

652.8 
6.0 
77.3 
(34.1) 
(673.9) 
28.1 

10.6 
— 
3.4 
(3.4)   
— 
(10.6)   
— 

642.0 
70.8 
7.9 
(34.1) 
(673.9) 
(2.1) 
10.6 

33.0  $ 
0.8 
1.8 
(2.4)   
— 
33.2 

— 
— 
2.4 
(2.4)   
— 
— 
— 

34.3 
1.3 
0.2 
(2.8) 
— 
33.0 

— 
— 
2.8 
(2.8) 
— 
— 
— 

Funded status at December 31
Funded percentage

$ 

(27.5)  $ 
NA

(17.5) 

$ 

 38 %

(33.2)  $ 
NA

(33.0) 
NA

(A) 2020 adjustment represents the overfunded position of the Company's salaried bargaining plans refunded during the year.

The  funded  status  of  these  pension  plans  includes  the  projected  and  accumulated  benefit  obligations  for  the  Company's 
nonqualified  pension  plan  of  $27.5  million  and  $28.1  million  at  December  31,  2020  and  2019,  respectively.  The  Company's 
nonqualified pension plan and other postretirement benefit plans are not funded. The projected benefit obligation, net of plan 
assets  for  the  Company's  foreign  pension  plans,  was  $17.1  million  and  $17.5  million  as  of  December  31,  2020  and  2019, 
respectively.

The amounts included in the Company's Consolidated Balance Sheets as of December 31, 2020 and 2019, were as follows:

(in millions)
Prepaid expenses and other
Accounts and notes receivable

Assets recognized

Accrued expenses
Postretirement benefit liabilities

Liabilities recognized

Pension Benefits

Other Postretirement 
Benefits

2020

2019

2020

2019

$ 

$ 

$ 

$ 

—  $ 
— 
—  $ 

3.0  $ 
24.5 
27.5  $ 

—  $ 

10.6 
10.6  $ 

3.5  $ 
24.6 
28.1  $ 

—  $ 
— 
—  $ 

3.1  $ 
30.1 
33.2  $ 

— 
— 
— 

3.6 
29.4 
33.0 

94

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Accumulated  Other  Comprehensive  Loss.  The  following  pretax  activity  related  to  pensions  and  other  postretirement 

benefits was recorded in Accumulated other comprehensive loss as of December 31:

(in millions)
Prior service credits
Beginning balance
Amount recognized as component of net benefit costs

Ending balance

Net actuarial losses
Beginning balance
Actuarial losses arising during the period
Amount recognized as component of net benefit costs

Ending balance

Total

Pension Benefits

Other Postretirement 
Benefits

2020

2019

2020

2019

$ 

—  $ 
— 
— 

—  $ 
— 
— 

(8.1)  $ 
0.7 
(7.4)   

12.0 
2.1 
(0.6)   
13.5 

298.3 
12.3 
(298.6)   
12.0 

(1.4)   
1.8 
— 
0.4 

(8.8) 
0.7 
(8.1) 

(1.5) 
0.1 
— 
(1.4) 

$ 

13.5  $ 

12.0  $ 

(7.0)  $ 

(9.5) 

Prior  service  credits  associated  with  other  postretirement  benefits  are  being  amortized  on  a  straight-line  basis  over  the 
average  future  working  lifetime  to  full  eligibility  for  active  hourly  plan  participants  and  over  the  average  remaining  life 
expectancy for those plans' participants who are fully eligible for benefits. Actuarial gains and losses in excess of 10 percent of 
the greater of the benefit obligation or the market value of assets are amortized over the remaining service period of active plan 
participants and over the average remaining life expectancy of inactive plan participants.  

Other Postretirement Benefits.  Once participants eligible for other postretirement benefits turn 65 years old, the health care 
benefits  become  a  flat  dollar  amount  based  on  age  and  years  of  service.  The  assumed  health  care  cost  trend  rate  for  other 
postretirement benefits for pre-age 65 benefits as of December 31 was as follows:

Health care cost trend rate for next year

Rate to which the cost trend rate is assumed to decline (the ultimate trend rate)

Year rate reaches the ultimate trend rate

Pre-age 65 Benefits
2019
2020

 5.3 %

 4.5 %

2037

 5.4 %

 4.5 %

2037

A one percent change in the assumed health care trend rate at December 31, 2020 would not have a material impact on the 

accumulated postretirement benefit obligation.

The Company monitors the cost of health care and life insurance benefit plans and reserves the right to make additional 

changes or terminate these benefits in the future.

Assumptions.  Weighted  average  assumptions  used  to  determine  pension  and  other  postretirement  benefit  obligations  at 

December 31 were as follows: 

Discount rate

Pension Benefits

Other Postretirement 
Benefits

2020

2019

2020

2019

 2.00 %

 2.96 %

 2.13 %

 3.07 %

95

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Weighted  average  assumptions  used  to  determine  net  pension  and  other  postretirement  benefit  costs  for  the  years  ended 

December 31 were as follows:

Discount rate for pension benefits (A) (B)
Discount rate for other postretirement benefits (A) (B)
Long-term rate of return on plan assets (C)

2020

2.55%

2.65%

NA

2019

4.13%

3.85%

NA

2018

3.27%

3.08%

4.25%

(A) The Company utilizes a yield curve analysis to calculate the discount rates used to determine pension and other postretirement benefit obligations. The 
yield curve analysis matches the cash flows of the Company's benefit obligations. The yield curve consisted of spot interest rates at half year increments for 
each  of  the  next  30  years  and  was  developed  based  on  pricing  and  yield  information  for  high  quality  corporate  bonds  rated  Aa  by  either  Moody's  or 
Standard & Poor's, private placement bonds that are traded in reliance with Rule 144A and are at least two years from date of issuance, bonds with make-
whole provisions and bonds issued by foreign corporations that are denominated in U.S. dollars, excluding callable bonds and bonds less than a minimum 
size and other filtering criteria. Additionally, the Company's yield curve methodology includes bonds having a yield that is greater than the regression mean 
yield curve as the Company believes this methodology represents an appropriate estimate of the rates at which the Company could effectively settle its 
pension obligations. For the Company's Salaried and Bargaining plans which were terminated during 2018, the discount rate was a blend of the December 
31, 2018 yield curve rate associated with those participants electing annuity contracts to cover future benefit payments, and a lump-sum segment rate for 
those participants electing lump-sum benefit payments.

(B) The Company uses a "spot rate approach" in the calculation of pension and postretirement interest costs to provide a more accurate measurement of interest 
costs. The spot rate approach applies separate discount rates for each projected benefit payment in the calculation of pension and postretirement interest 
costs.

(C) The Company evaluates its assumption regarding the estimated long-term rate of return on plan assets based on historical experience, future expectations of 

investment returns, asset allocations, investment strategies and views of investment professionals.

Master Trust Investments.  Assets of the Company's Master Pension Trust (Trust) are invested solely in the interest of the 
plan participants for the purpose of providing benefits to participants and their beneficiaries. During 2019, all assets of the Trust 
were distributed to participants in connection with the plan terminations.  

Expected  Cash  Flows.  The  expected  cash  flows  for  the  Company's  pension  and  other  postretirement  benefit  plan  are 

presented as follows:

(in millions)
Company contributions expected to be made in 2021
Expected benefit payments:
2021
2022
2023
2024
2025
2026-2030

Note 18 – Stock Plans and Management Compensation 

Other 
Postretirement 
Benefits

Pension Benefits
$ 

3.0  $ 

3.1 

3.1 
3.0 
2.8 
2.6 
2.5 
10.3 

3.0   
2.8   
2.7   
2.3   
2.2   
9.0   

Under the Brunswick Corporation 2014 Stock Incentive Plan, the Company may grant stock appreciation rights (SARs), 
non-vested stock units, and performance awards to executives, other employees and non-employee directors, with shares from 
treasury shares and from authorized, but unissued, shares of common stock initially available for grant, in addition to: (i) the 
forfeiture of past awards; (ii) shares not issued upon the net settlement of SARs; or (iii) shares delivered to or withheld by the 
Company to pay the withholding taxes related to awards. As of December 31, 2020, 4.9 million shares remained available for 
grant.

Share  grant  amounts,  fair  values,  and  fair  value  assumptions  reflect  all  outstanding  awards  for  both  continuing  and 

discontinued operations.

96

 
 
 
 
 
 
Index to Financial Statements

Non-Vested Stock Units

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The  Company  grants  both  stock-settled  and  cash-settled  non-vested  stock  units  to  key  employees  as  determined  by 
management and the Human Resources and Compensation Committee of the Board of Directors. Non-vested stock units have 
vesting periods of three years. Non-vested stock units are eligible for dividends, which are reinvested, and are non-voting. All 
non-vested units have restrictions on the sale or transfer of such awards during the vesting period. 

Generally,  grants  of  non-vested  stock  units  are  forfeited  if  employment  is  terminated  prior  to  vesting.  Non-vested  stock 
units vest pro rata over one year if (i) the grantee has attained the age of 62, or (ii) the grantee's age plus total years of service 
equals 70 or more.

The  Company  recognizes  the  cost  of  non-vested  stock  units  on  a  straight-line  basis  over  the  requisite  service  period. 
Additionally, cash-settled non-vested stock units are recorded as a liability on the balance sheet and adjusted to fair value each 
reporting  period  through  stock  compensation  expense.  During  the  years  ended  December  31,  2020,  2019  and  2018,  the 
Company charged $13.3 million, $10.9 million and $11.1 million, respectively, to compensation expense for non-vested stock 
units.  The  related  income  tax  benefit  recognized  in  2020,  2019  and  2018  was  $3.3  million,  $2.7  million  and  $2.8  million, 
respectively.  The  fair  value  of  shares  vested  during  2020,  2019  and  2018  was  $6.6  million,  $19.2  million  and  $4.4  million  
respectively. 

The  weighted  average  price  per  Non-vested  stock  unit  at  grant  date  was  $64.13,  $49.12  and  $59.05  for  units  granted  in 

2020, 2019 and 2018, respectively. Non-vested stock unit activity for the year ended December 31, 2020 was as follows:

(in thousands, except grant date fair value)
Non-vested units, unvested at January 1, 2020
Awarded
Forfeited
Vested
Non-vested units, unvested at December 31, 2020

Non-vested 
Stock Unit 
Activity

Weighted Average 
Grant Date Fair 
Value ($)

444 
272 
(58) 
(87) 
571 

53.42 
64.13 
57.72 
58.58 
57.31 

As of December 31, 2020, there was $11.0 million of total unrecognized compensation cost related to non-vested share-
based compensation arrangements. The Company expects this expense to be recognized over a weighted average period of 1.4 
years.

SARs

Between  2005  and  2012,  the  Company  issued  stock-settled  SARs.  Generally,  SARs  are  exercisable  over  a  period  of  10 
years,  or  as  otherwise  determined  by  management  and  the  Human  Resources  and  Compensation  Committee  of  the  Board  of 
Directors, and subject to vesting periods of generally 4 years. However, with respect to SARs, all grants vest immediately: (i) in 
the event of a change in control; (ii) upon death or disability of the grantee; or (iii) with respect to awards granted prior to 2008, 
upon the sale or divestiture of the business unit to which the grantee is assigned.

In addition, grantees continue to vest in accordance with the vesting schedule even upon termination if (i) the grantee has 
attained the age of 62, or (ii) the grantee's age plus total years of service equals 70 or more. An additional provision applies that 
prorates the grant in the event of termination prior to the first anniversary of the date of grant, provided the participant had met 
the appropriate retirement age definition of rule of 70 or age 62. 

97

 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

SARs activity for all plans for the years ended December 31, 2020, 2019 and 2018, was as follows:

(in thousands, 
except exercise price 
and terms)

SARs
Outstanding

2020

Weighted
Average
Exercise
Price

Weighted
Average
Remaining 
Contractual 
Term

Aggregate 
Intrinsic 
Value

SARs
Outstanding

2019

Weighted
Average
Exercise
Price

2018

Weighted
Average
Exercise
Price

Aggregate 
Intrinsic 
Value

Aggregate 
Intrinsic 
Value

SARs
Outstanding

Outstanding on 
January 1

Exercised

Forfeited

Outstanding on 
December 31

Exercisable and 
Vested on 
December 31

119  $  21.57 

(97)  $  21.16 

—  $  11.08 

343  $  16.04 

594  $  14.40 

$  5,353 

(224)  $  13.13  $  10,494 

(248)  $  12.10  $  12,636 

0  $ 

5.86 

(3)  $  17.06 

22  $  23.41 

1.1 years $  6,276 

119  $  21.57  $  4,571 

343  $  16.04  $  10,439 

22  $  23.41 

1.1 years $  6,276 

119  $  21.57  $  4,571 

343  $  16.04  $  10,439 

The following table summarizes information about SARs outstanding as of December 31, 2020:

Outstanding and Exercisable

Exercise
Price

Number
(in thousands)

$14.68
$21.52
$23.79

SARs expense was immaterial for all periods presented.

Performance Awards

Weighted
Average Remaining Years of
Contractual
Life

0.6 
1.4 
19.7 

0.7  years
0.1  years
1.1  years

In  February  2020,  2019  and  2018,  the  Company  granted  performance  shares  to  certain  senior  executives.  Performance 
share  awards  are  based  on  three  performance  measures:  a  cash  flow  return  on  investment  (CFROI)  measure,  an  operating 
margin  (OM)  measure  and  a  total  shareholder  return  (TSR)  modifier.  Performance  shares  are  earned  based  on  a  three-year 
performance period commencing at the beginning of the calendar year of each grant. The performance shares earned are then 
subject to a TSR modifier based on stock returns measured against stock returns of a predefined comparator group over a three-
year  performance  period.  Additionally,  in  February  2020,  2019  and  2018,  the  Company  granted  26,750,  24,605  and  24,490 
performance  shares,  respectively,  to  certain  officers  and  certain  senior  managers  based  on  the  respective  measures  and 
performance periods described above but excluding a TSR modifier. 

The fair values of the senior executives' performance share award grants with a TSR modifier at the grant date in 2020, 
2019 and 2018 were $64.72, $49.64 and $61.59, respectively, which were estimated using the Monte Carlo valuation model, 
and incorporated the following assumptions:

Risk-free interest rate

Dividend yield

Volatility factor
Expected life of award

2020

2019

2018

 1.4 %

 1.5 %

 46.6 %
2.9 years

 2.9 %

 1.7 %

 41.0 %
2.9 years

 2.4 %

 1.3 %

 38.9 %
2.9 years

The fair value of certain officers' and certain senior managers' performance awards granted based solely on the CFROI and 
OM performance factors was $61.91, $47.61 and $57.19, which was equal to the stock price on the date of grant in 2020, 2019 
and 2018, respectively, less the present value of dividend payments over the vesting period.

98

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The  Company  recorded  compensation  expense  related  to  performance  awards  of  $13.8  million,  $6.4  million  and  $5.6 
million  in  2020,  2019  and  2018,  respectively.  The  related  income  tax  benefit  recognized  in  2020,  2019  and  2018  was  $3.4 
million,  $1.6  million  and  $1.4  million,  respectively.  The  fair  value  of  awards  vested  during  2020,  2019  and  2018  was  $3.4 
million, $4.9 million and $7.8 million, respectively. 

Performance award activity for the year ended December 31, 2020 was as follows:

(in thousands, except grant date fair value)
Performance awards, unvested at January 1
Awarded
Forfeited
Vested and earned
Performance awards, unvested at December 31

Performance 
Awards

Weighted Average 
Grant Date Fair 
Value ($)

88 
116 
(37)   
45 
212 

53.55 
63.13 
57.71 
42.34 
55.71 

As  of  December  31,  2020,  the  Company  had  $4.0  million  of  total  unrecognized  compensation  expense  related  to 

performance awards. The Company expects this expense to be recognized over a weighted average period of 1.5 years.

Excess Tax Benefits/Shortfalls

For tax purposes, share-based compensation expense is deductible in the year of exercise or release based on the intrinsic 
value of the award on the date of exercise or release. For financial reporting purposes, share-based compensation expense is 
based  upon  grant-date  fair  value,  which  is  amortized  over  the  vesting  period.  Excess  or  "windfall"  tax  benefits  represent  the 
excess  tax  deduction  received  by  the  Company  resulting  from  the  difference  between  the  share-based  compensation  expense 
deductible for tax purposes and the share-based compensation expense recognized for financial reporting purposes. Conversely, 
the  Company  may  recognize  a  tax  "shortfall"  in  circumstances  when  share-based  expense  recognized  for  reporting  purposes 
exceeds  the  expense  deductible  for  tax  purposes.  Windfall  tax  benefits  and  shortfalls  are  recorded  directly  to  Income  tax 
provision  on  the  Company's  Consolidated  Statement  of  Operations.  Windfall  tax  benefits  for  the  years  ended  December  31, 
2020, 2019 and 2018 were $1.1 million, $2.8 million and $3.1 million, respectively.

Director Awards

The Company issues stock awards to non-employee directors in accordance with the terms and conditions determined by 
the Nominating and Corporate Governance Committee of the Board of Directors. A portion of each director’s annual fee is paid 
in Brunswick common stock, the receipt of which may be deferred until a director retires from the Board of Directors. Each 
director may elect to have the remaining portion paid in cash, in Brunswick common stock distributed at the time of the award, 
or in deferred Brunswick common stock units with a 20 percent premium.

99

 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Note 19 – Comprehensive Income (Loss) 

The  following  table  presents  reclassification  adjustments  out  of  Accumulated  other  comprehensive  loss  during  the  years 

ended December 31, 2020, 2019 and 2018: 

(in millions)

Details about Accumulated other 
comprehensive loss components
Amount of loss reclassified into 

earnings from foreign currency:
Foreign currency cumulative 

translation adjustment

Amortization of defined benefit items:

Prior service credits

Net actuarial losses

Net actuarial losses

$ 

$ 

2020

2019

2018

Affected line item in the statement where net 
income is presented

$ 

—  $ 

(13.9)  $ 

— 

— 

(13.9)   

0.1 

—  $ 

(13.8)  $ 

Net (loss) earnings from discontinued 
operations, net of tax
Net (loss) earnings from discontinued 
operations, net of tax
Net (loss) earnings from discontinued 
operations, net of tax
Net (loss) earnings from discontinued 
operations, net of tax

— 

— 

— 

— 

0.7  $ 

(1.1)   

0.7  $ 

(6.2)   

0.7  Other expense, net (A)
(10.3)  Other expense, net (A)

— 

(292.8)   

(0.4)   

(298.3)   

0.1 

(15.0)   

$ 

(0.3)  $ 

(313.3)  $ 

—  Pension settlement benefit (charge) (A) (B)
(9.6)  Earnings before income taxes
Income tax provision (B)

2.2 
(7.4)  Net earnings from continuing operations(B)

Amount of gain (loss) reclassified into 
earnings on derivative contracts:

Interest rate contracts

$ 

(0.6)  $ 

(0.6)  $ 

(0.9)  Interest expense

Foreign exchange contracts

Commodity Contracts

7.4 

0.0 

6.8 
(1.8)   
5.0  $ 

10.8 

— 

10.2 
(3.0)   
7.2  $ 

$ 

(2.5)  Cost of sales

—  Cost of sales

(3.4)  Earnings before income taxes
0.8 
Income tax provision
(2.6)  Net earnings from continuing operations

(A) These  Accumulated  other  comprehensive  loss  components  are  included  in  the  computation  of  net  pension  and  other  benefit  costs.  See  Note  17  – 

Postretirement Benefits for additional details. 

(B)  In 2019, the Company fully exited its qualified benefit pension plans and as a result, recorded a pre-tax settlement charge of $292.8 million. The income tax 
impact  of  the  settlement  action  was  a  net  provision  of  $17.5  million,  consisting  of  an  income  tax  benefit  of  $73.9  million  associated  with  the  pension 
settlement  charge  netted  against  an  income  tax  charge  of  $91.4  million  resulting  from  the  release  of  disproportionate  tax  effects  in  Accumulated  other 
comprehensive  loss.  Refer  to  Note  17  –  Postretirement  Benefits  and  Note  12  –  Income  Taxes  in  the  Notes  to  Consolidated  Financial  Statements  for 
further information on the pension settlement and related income tax consequences, respectively.

100

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

Note 20 – Treasury Stock 

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

The Company has executed share repurchases against authorizations approved by the Board of Directors in 2016 and 2019. 
In  2020,  the  Company  repurchased  $118.3  million  of  stock  under  these  authorizations  and  as  of  December  31,  2020,  the 
remaining authorization was $116.5 million.

Treasury stock activity for the years ended December 31, 2020, 2019 and 2018, was as follows:

(Shares in thousands)

Balance at January 1

Compensation plans and other

Share repurchases

Balance at December 31

Note 21 – Leases 

2020

2019

2018

22,969 

15,781 

(263)   

(542)   

1,957 

24,663 

7,730 

22,969 

15,001 

(460) 

1,240 

15,781 

The Company has operating lease agreements for offices, branches, factories, distribution and service facilities and certain 
personal property. Leases with an initial lease term of 12 months or less are not recorded on the balance sheet. Finance leases 
are not material to the Company's consolidated financial statements.

The  Company  determines  if  an  arrangement  is  a  lease  at  lease  inception.  Operating  lease  assets  and  operating  lease 
liabilities  are  recognized  based  on  the  present  value  of  the  future  minimum  lease  payments  over  the  lease  term  at 
commencement  date.  As  most  of  the  Company's  lease  contracts  do  not  include  an  implicit  rate,  the  Company  uses  its 
incremental borrowing rate based on information available at commencement date in determining the present value of future 
payments.  The  incremental  borrowing  rate  is  estimated  to  approximate  the  interest  rate  on  a  collateralized  basis  with  similar 
terms and payments, and in economic environments where the leased asset is located. The operating lease asset also includes 
any initial direct costs and lease payments made prior to lease commencement and excludes lease incentives incurred. 

Several leases include one or more options to renew, with renewal terms that can extend the lease term from one to five 
years or more. The exercise of lease renewal options is at our sole discretion. The Company's lease terms may include options 
to extend or terminate the lease when it is reasonably certain that the Company will exercise that option. Certain of our lease 
agreements include rental payments that vary based on changes in volume activity, storage activity, or changes in the Consumer 
Price Index or other indices. Our lease agreements do not contain any material residual value guarantees or material restrictive 
covenants.

Operating  lease  expense  for  minimum  lease  payments  is  recognized  on  a  straight-line  basis  over  the  lease  term.  The 
Company has certain lease agreements that contain both lease and non-lease components, which it has elected to account for as 
a single lease component for all asset classes.

A  summary  of  the  Company's  lease  assets  and  lease  liabilities  as  of  December  31,  2020  and  December  31,  2019  is  as 

follows:

(in millions)
Lease Assets

Classification

Dec 31, 2020

Dec 31, 2019

Operating lease assets

Operating lease assets

$ 

83.0  $ 

83.2 

Lease Liabilities

Current operating lease liabilities

Accrued expenses

Non-current operating lease liabilities

Operating lease liabilities

Total lease liabilities

19.2 

69.8 

$ 

89.0  $ 

18.4 

70.1 

88.5 

101

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

A summary of the Company's total lease cost for the years ended December 31, 2020 and December 31, 2019 is as follows:

(in millions)

Operating lease cost

Classification

Dec 31, 2020

Dec 31, 2019

Selling, general, and administrative expense

$ 

13.2  $ 

Variable lease cost

Selling, general, and administrative expense

Cost of sales

Total lease cost (A)

Cost of sales

24.9 

1.1 

4.8 

$ 

44.0  $ 

(A) Includes total short-term lease cost which is immaterial.

Total lease cost was $33.6 million for the year ended December 31, 2018.

The Company's maturity analysis of its operating lease liabilities as of December 31, 2020 is as follows:

(in millions)
2021
2022
2023
2024
2025
Thereafter

Total lease payments

Less: Interest

Present value of lease liabilities

13.9 

25.6 

0.5 

4.4 

44.4 

24.4 
22.0 
19.0 
15.7 
8.8 
9.9 
99.8 
(10.8) 
89.0 

$ 

$ 

The  total  weighted-average  discount  rate  and  remaining  lease  term  for  the  Company's  operating  leases  was  5.05  percent 
and 4.9 years, respectively, as of December 31, 2020. Total operating lease payments reflected in operating cash flows were 
$22.7 million for the year ended December 31, 2020.

102

 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

Note 22 – Quarterly Data (unaudited) 

The Company maintains its financial records on the basis of a fiscal year ended on December 31, with the fiscal quarters 
spanning  approximately  thirteen  weeks.  The  first  quarter  ends  on  the  Saturday  closest  to  the  end  of  the  first  thirteen-week 
period. The second and third quarters are thirteen weeks in duration and the fourth quarter is the remainder of the year. The first 
three quarters of fiscal year 2020 ended on March 28, 2020, June 27, 2020, and September 26, 2020, and the first three quarters 
of fiscal year 2019 ended on March 30, 2019, June 29, 2019, and September 28, 2019.

Quarter Ended 

(in millions, except per share data)
Net sales
Gross margin
Restructuring, exit and impairment charges (C)
Pension settlement benefit (charge) (D)
Net earnings from continuing operations (E)
Net (loss) earnings from discontinued operations, net of 
tax
Net earnings

Basic earnings (loss) per common share:
   Net earnings from continuing operations
   Net (loss) earnings from discontinued operations
      Net earnings
Diluted earnings (loss) per common share:
   Net earnings from continuing operations
   Net (loss) earnings from discontinued operations
      Net earnings

Dividends declared

Common stock price (NYSE symbol: BC):
High
Low

$ 

$ 

$ 

$ 

$ 

$ 

$ 
$ 

March 28,
2020

June 27,
2020

Year Ended 
December 31, 
2020

December 31,
2020

September 26,
2020
1,233.1  $  1,161.1  $  4,347.5 
1,213.0 
336.3 
4.1 
1.1 
374.7 

376.9 
1.8 
(0.2)   

(0.2)   
— 
96.0 

136.8 

987.8  $ 
256.0 
2.1 
1.3 
71.2 

965.5  $ 
243.8 
0.4 
— 
70.7 

(1.7)   
69.0 

(0.5)   
70.7 

1.1 
137.9 

(0.9)   
95.1 

(2.0) 
372.7 

0.88  $ 
(0.02)   
0.86  $ 

0.89  $ 
(0.00)   
0.89  $ 

0.88  $ 
(0.02)   
0.86  $ 

0.89  $ 
(0.00)   
0.89  $ 

1.72  $ 
0.02 
1.74  $ 

1.71  $ 
0.02 
1.73  $ 

1.22  $ 
(0.01)   
1.21  $ 

1.22  $ 
(0.02)   
1.20  $ 

4.73 
(0.03) 
4.70 

4.70 
(0.02) 
4.68 

0.24  $ 

0.24  $ 

0.24  $ 

0.27  $ 

0.99 

66.32  $ 
25.22  $ 

67.39  $ 
25.61  $ 

73.99  $ 
56.50  $ 

84.00  $ 
58.74  $ 

84.00 
25.22 

103

   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

BRUNSWICK CORPORATION
Notes to Consolidated Financial Statements

(in millions, except per share data)
Net sales (A)
Gross margin (B)
Restructuring, exit and impairment charges (C)
Pension settlement (charge) benefit (D)
Net earnings (loss) from continuing operations (E)
Net loss from discontinued operations, net of tax

Net (loss) earnings 

Basic earnings (loss) per common share:

   Net earnings (loss) from continuing operations

   Net loss from discontinued operations
      Net (loss) earnings
Diluted earnings (loss) per common share:

   Net earnings (loss) from continuing operations

   Net loss from discontinued operations
      Net (loss) earnings

Dividends declared

Common stock price (NYSE symbol: BC):

High

Low

Quarter Ended 

March 30,
2019

June 29,
2019

September 28,
2019

December 31,
2019

Year Ended 
December 31, 
2019

$  1,050.7  $  1,163.5  $ 

976.6  $ 

917.6  $  4,108.4 

279.5 

328.0 

276.9 

236.6 

1,121.0 

3.2 
— 

5.4 
— 

76.2 
(112.5)   

112.1 
(34.6)   

(36.3)   

77.5 

7.4 
(294.1)   

(232.9)   
(6.4)   

(239.3)   

2.8 
1.3 

75.0 
(7.9)   

67.1 

18.8 
(292.8) 

30.4 
(161.4) 

(131.0) 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

0.87  $ 

1.29  $ 

(1.29)   
(0.42)  $ 

(0.40)   
0.89  $ 

(2.74)  $ 

(0.08)   
(2.82)  $ 

0.92  $ 

(0.10)   
0.82  $ 

0.87  $ 

1.28  $ 

(1.29)   
(0.42)  $ 

(0.39)   
0.89  $ 

(2.74)  $ 

(0.08)   
(2.82)  $ 

0.92  $ 

(0.10)   
0.82  $ 

0.36 

(1.90) 
(1.54) 

0.36 

(1.89) 
(1.53) 

0.21  $ 

0.21  $ 

0.21  $ 

0.24  $ 

0.87 

55.35  $ 

54.76  $ 

54.75  $ 

62.23  $ 

44.89  $ 

41.02  $ 

42.57  $ 

49.36  $ 

62.23 

41.02 

(A) In the second quarter of 2018, the Company announced its intention to wind down Sport Yacht & Yachts (SYY) operations. During the second quarter and 

the full-year of 2019, SYY had Net sales of $(0.7) million.

(B) Gross margin is defined as Net sales less Cost of sales (COS) as presented in the Consolidated Statements of Operations. During the second and fourth 

quarter and the full-year of 2019, the Company recorded $3.2 million, $3.9 million and $7.1 million in COS, respectively, related to SYY.

(C) Restructuring, exit, integration and impairment charges are discussed in Note 4 –  Restructuring, Exit and Impairment Activities.
(D) Pension settlement charges are discussed in Note 17 – Postretirement Benefits
(E) During the first, second, third and fourth quarter and full-year of 2020, Net earnings (loss) from continuing operations includes $6.9 million, $7.0 million, 
$6.5  million,  $7.2  million  and  $27.6  million,  respectively,  related  to  purchase  accounting  amortization,  IT  transformation  costs,  and  acquisition-related 
costs, related to the purchase of Power products and Freedom Boat Club. Net earnings (loss) from continuing operations also includes $(0.3) million, $0.4 
million, $(0.7) million, $0.9 million and $0.3 million related to discrete tax items. During the first, second, third and fourth quarter and full-year ended 
2019, Net earnings (loss) from continuing operations includes $5.7 million, $9.0 million, $6.1 million, $8.2 million and $29.0 million, respectively, related 
to SYY, purchase accounting amortization, IT transformation costs, and acquisition-related costs, related to the purchase of Power products and Freedom 
Boat Club. Refer to Note 5 – Acquisitions for further details. Net earnings (loss) from continuing operations also includes $(1.7) million, $1.8 million, 
$(2.5)  million,  $(14.8)  million  and  $(17.2)  million  related  to  discrete  tax  items.  In  the  third  quarter  and  full-year  of  2019,  the  Company  had  a  loss  of 
extinguishment of debt, net of tax, of $0.8 million.

104

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Index to Financial Statements

(in millions)

BRUNSWICK CORPORATION
Schedule II - Valuation and Qualifying Accounts

Allowances for
Losses on 
Receivables

Balance at
Beginning
of Year

Charges to
Profit and 
Loss

Write-offs Recoveries Acquisitions

Other

Balance at
End of 
Year

2020

2019

2018

$ 

8.5  $ 

3.3  $ 

(1.6)  $ 

0.1  $ 

—  $ 

0.4  $ 

10.7 

8.7 

7.2 

1.6 

0.8 

(1.7)   

(0.9)   

0.2 

0.1 

— 

1.1 

(0.3)   

0.4 

8.5 

8.7 

Deferred Tax Asset
Valuation Allowance

Balance at
Beginning
of Year

Charges to
Profit and 
Loss(A)

Write-offs Recoveries

Other(B)

Balance at
End of 
Year

2020

2019

2018

$ 

93.3  $ 

(0.2)  $ 

—  $ 

—  $ 

0.3  $ 

93.4 

74.7 

78.0 

(3.5)   

4.0 

— 

— 

— 

— 

22.1 

93.3 

(7.3)   

74.7 

(A) For the year ended December 31, 2020, the deferred tax asset valuation benefit activity primarily relates to reassessments for state purposes and to certain 
federal  tax  credits.  For  the  year  ended  December  31,  2019,  the  deferred  tax  asset  valuation  benefit  activity  primarily  relates  to  reassessments  for  state 
recognition purposes. For the year ended December 31, 2018, the deferred tax asset valuation provision activity primarily relates to tax losses in foreign 
jurisdictions.

(B) For the year ended December 31, 2020, the activity primarily relates to foreign currency translation. For the year ended December 31, 2019, the activity 
primarily relates to Federal and State impact of the sale of the stock of certain entities. For the year ended December 31, 2018, activity primarily relates to 
Federal tax law changes and foreign currency translation.

Item 16.  Form 10-K Summary

None.

105

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly 

caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

SIGNATURES

February 16, 2021

BRUNSWICK CORPORATION

By:

/S/ RANDALL S. ALTMAN

Randall S. Altman
Vice President and Controller

Pursuant  to  the  requirements  of  the  Securities  Exchange  Act  of  1934,  this  report  has  been  signed  below  by  the 

following persons on behalf of the registrant and in the capacities and on the date indicated.

February 16, 2021

February 16, 2021

February 16, 2021

By:

/S/ DAVID M. FOULKES

David M. Foulkes

Chief Executive Officer and Director

(Principal Executive Officer)

By:

/S/ RYAN M. GWILLIM

Ryan M. Gwillim

Senior Vice President and Chief Financial Officer

(Principal Financial Officer)

By:

/S/ RANDALL S. ALTMAN

Randall S. Altman

Vice President and Controller

(Principal Accounting Officer)

This report has been signed by the following directors, constituting the remainder of the Board of Directors, by Ryan M. 

Gwillim, as Attorney-in-Fact.

Nancy E. Cooper
David C. Everitt
Reginald Fils-Aimé
Lauren Patricia Flaherty
Joseph W. McClanathan
David V. Singer
Jane L. Warner
J. Steven Whisler
Roger J. Wood

February 16, 2021

By:

/S/ RYAN M. GWILLIM

Ryan M. Gwillim

Attorney-in-Fact

106

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BOARD OF DIRECTORS

NANCY E. COOPER
—————————————————————————
Non-Executive Board Chair
Retired Executive Vice President and 
Chief Financial Officer of CA Technologies, Inc.
Director Since: 2013 

JOSEPH W. MCCLANATHAN
—————————————————————————
Retired President and Chief Executive Officer, Household 
Products Division of Energizer Holdings, Inc.
Director Since: 2018 

DAVID C. EVERITT
—————————————————————————
Retired President, Agricultural and Turf  
Division of Deere & Company
Director Since: 2012 

DAVID V. SINGER
—————————————————————————
Retired Chief Executive Officer  
of Snyder’s-Lance, Inc.
Director Since: 2013 

REGINALD FILS-AIMÉ
—————————————————————————
Retired President and Chief Operating Officer  
of Nintendo of America, Inc.
Director Since: 2021 

JANE L. WARNER
—————————————————————————
Retired Executive Vice President of  
Decorative Surfaces and Finishing Systems 
 of Illinois Tool Works Inc.
Director Since: 2015 

LAUREN P. FLAHERTY
—————————————————————————
Retired Executive Vice President and Chief Marketing  
Officer of CA Technologies, Inc. 
Director Since: 2018 

J. STEVEN WHISLER
—————————————————————————
Retired Chairman and Chief Executive Officer  
of  Phelps Dodge Corporation
Director Since: 2007 

DAVID M. FOULKES
—————————————————————————
Chief Executive Officer Brunswick Corporation
Director Since: 2019

ROGER J. WOOD
—————————————————————————
Retired Co-Chief Executive Officer of Tenneco, Inc.
Director Since: 2012 

BOARD COMMITTEES

AUDIT & FINANCE  
COMMITTEE

NOMINATING &  
CORPORATE  
GOVERNANCE  
COMMITTEE

HUMAN RESOURCES  
& COMPENSATION 
COMMITTEE

EXECUTIVE  
COMMITTEE

DAVID V. SINGER (C)

J. STEVEN WHISLER (C)

DAVID C. EVERITT (C)

REGINALD FILS-AIMÉ

NANCY E. COOPER

NANCY E. COOPER

JOSEPH W. MCCLANATHAN

DAVID C. EVERITT

LAUREN P. FLAHERTY 

JANE L. WARNER

ROGER J. WOOD

LAUREN P. FLAHERTY 

J. STEVEN WHISLER

NANCY E. COOPER

DAVID C. EVERITT 

DAVID M. FOULKES

DAVID V. SINGER

J. STEVEN WHISLER

 
 
 
 
 
 
 
 
 
 
 
OFFICERS OF THE COMPANY

DAVID M. FOULKES
—————————————————————————
Chief Executive Officer 

CHRISTOPHER F. DEKKER
—————————————————————————
Vice President, General Counsel,  
and Chief Compliance Officer

RYAN M. GWILLIM
—————————————————————————
Senior Vice President and  
Chief Financial Officer

AINE L. DENARI
—————————————————————————
Vice President and President— 
Brunswick Boat Group 

MICHAEL ADAMS 
—————————————————————————
Vice President—Chief Information Officer

 BRETT A. DIBKEY
—————————————————————————
Vice President and President— 
Advanced Systems Group 

RANDALL S. ALTMAN
—————————————————————————
Vice President—Controller 

 CHRISTOPHER D. DREES
—————————————————————————
Vice President and President— 
Mercury Marine

JEFFRY K. BEHAN
—————————————————————————
Vice President of Corporate Strategy and  
President—Aluminum Commercial Operations 

 NANCY J. LOUBE
—————————————————————————
Vice President—Tax Counsel and  
Head of Tax Department

BRENT G. DAHL
—————————————————————————
Vice President—Investor Relations

BRENNA D. PREISSER 
—————————————————————————
President—Business Acceleration and  
Chief People & Strategy Officer 

 
 
 
 
 
 
DIVIDENDS
Dividends are paid on a quarterly basis, subject to approval by 
the  Board  of  Directors,  generally  in  March,  June,  September, 
and  December.  Shareholders  are  welcome  to  participate  in 
Brunswick’s Investor Plan by contacting the plan administrator, 
Computershare 
Investor  Services.  The  plan  provides  for 
automatic reinvestment of dividends into shares of Brunswick 
common  stock  and  allows  for  initial  and  additional  stock 
purchases. Shareholders can also choose to have their dividends 
directly  deposited  into  their  bank  accounts.  Brochures  and 
enrollment  forms  are  available  on  Computershare’s  website 
at  www.computershare.com/investor  or  by  contacting 
Computershare.

ELECTRONIC RECEIPT OF PROXY MATERIALS 
AND PROXY VOTING
The  Annual  Report  and  Proxy  Statement  are  also  available 
for  review  and  download  on  the  Brunswick  website  at  
www.brunswick.com/investors.  If  you  have  any  questions, 
please  contact  Shareholder  Services  by  mail  at  Brunswick’s 
corporate  offices,  by  phone  at  847-735-4374,  or  by  email  at 
services@brunswick.com.

INDEPENDENT AUDITORS
Deloitte & Touche LLP
Chicago, Illinois

CORPORATE INFORMATION

CORPORATE OFFICES
Brunswick Corporation
26125 N. Riverwoods Blvd., Suite 500
Mettawa, IL 60045-3420
Phone: 847-735-4374
Fax: 847-735-4765
brunswick.com

STOCK EXCHANGE LISTINGS
Brunswick common stock is listed and traded on the New York 
and Chicago Stock Exchanges under the ticker symbol BC.

CERTIFICATION
Brunswick’s  Chief  Executive  Officer  has  filed  a  certification 
with  the  New  York  Stock  Exchange  stating  that  he  is  not 
aware  of  any  violation  by  the  Company  of  NYSE  Corporate 
Governance  listing  standards.  That  document  was  most 
recently filed on May 14, 2020.

ANNUAL MEETING OF SHAREHOLDERS
Brunswick’s  annual  meeting  of  shareholders  will  be  held  on  
May 5, 2021. Details are included in the Proxy Statement.

institutional 

INVESTOR AND MEDIA INQUIRIES
Securities  analysts, 
investors,  and  media 
representatives  requesting  information  about  the  Company 
should  contact  Investor  Relations  by  mail  at  the  corporate 
offices,  by  phone  at  847-735-4374,  or  by  email  at  services@
brunswick.com.

TRANSFER AGENT AND REGISTRAR
Shareholders  requesting  information  on  electronic  dividend 
deposits,  transfers,  address  or  ownership  changes,  account 
consolidation,  or  the  investment  plan  should  contact  the 
transfer agent and registrar at:

Computershare Investor Services
PO Box 505005
Louisville, KY 40233-5005

Shareholder online inquiries
https://www-us.computershare.com/investor/contact

(800) 546-9420 – Toll-free within the United States, Canada, 
and Puerto Rico
+1 (781) 575-4313 – Outside the United States, Canada, and 
Puerto Rico

computershare.com/investor

FORWARD-LOOKING STATEMENTS
Certain statements in this Annual Report are forward looking 
as  defined  in  the  Private  Securities  Litigation  Reform  Act  of 
1995.  Such  statements  are  based  on  current  expectations, 
estimates,  and  projections  about  our  business.  Forward-
looking  statements  by  their  nature  address  matters  that  are, 
to different degrees, uncertain and often contain words such 
as  “may,”  “could,”  “expect,”  “intend,”  “plan,”  “seek,”  “estimate,” 
“believe,”  “predict,”  “potential,”  “continue,”  “project,”  “target,” 
or  “forecast.”  These  statements  are  not  guarantees  of  future 
performance  and  involve  certain  risks  and  uncertainties  that 
may cause actual results to differ materially from expectations 
as of the date of this report. For a description of these risks, 
see the Risk Factors section and forward-looking statements 
section  in  the  Management’s  Discussion  and  Analysis  in 
the  attached Annual  Report  on  Form  10-K  for  the  fiscal  year 
ended December 31, 2020.

NON-GAAP FINANCIAL MEASURES
Certain  statements  in  this  report  contain  non-GAAP  financial 
measures.  GAAP  refers  to  generally  accepted  accounting 
principles 
in  the  United  States.  A  “non-GAAP  financial 
measure” is a numerical measure of a registrant’s historical or 
future  financial  performance,  financial  position,  or  cash  flows 
that excludes amounts, or is subject to adjustments that have 
the effect of excluding amounts, that are included in the most 
directly  comparable  measure  calculated  and  presented  in 
accordance with GAAP in the statements of operations, balance 
sheets, or statements of cash flows of the company; or includes 
amounts,  or  is  subject  to  adjustments  that  have  the  effect  of 
including  amounts,  that  are  excluded  from  the  most  directly 
comparable measure so calculated and presented. Operating 
and statistical measures and certain ratios and other statistical 
measures are not non-GAAP financial measures. 

Brunswick’s  management  believes  that  non-GAAP  financial 
measures  and  the  information  they  provide  are  useful  to 
investors  because  they  permit  investors  to  view  Brunswick’s 
performance using the same tools that Brunswick uses and to 
better  evaluate  Brunswick’s  ongoing  business  performance.  
Diluted  earnings  per  common  share  (EPS),  as  adjusted  refers 
to diluted earnings (loss) per common share from continuing 
operations,  excluding  the  earnings  per  share  impact  of 
impairment  charges;  purchase 
restructuring,  exit,  and 
accounting  amortization;  acquisition  and  IT-related  costs; 
pension  settlement  charges;  transaction  financing  charges; 
special  tax  items;  and  other  applicable  charges.  Brunswick 
defines  adjusted  operating  earnings  as  operating  earnings 
(loss),  excluding  the  earnings  impact  of  restructuring,  exit, 
and  impairment  charges;  purchase  accounting  amortization; 
acquisition  and  IT-related  costs;  and  other  non-recurring 
or  applicable  charges.  Brunswick  defines  free  cash  flow 
investing  activities  of 
as  cash  flow  from  operating  and 
continuing  operations  (excluding  cash  provided  by  or  used 
for  acquisitions,  investments,  purchases  or  sales/maturities  of 
marketable  securities  and  other  investing  activities)  and  the 
effect of exchange rate changes on cash and cash equivalents. 

Brunswick  does  not  provide  forward-looking  guidance  for 
certain financial measures on a GAAP basis because it is unable 
to predict certain items contained in the GAAP measures without 
unreasonable  efforts.  These  items  may  include  restructuring, 
exit,  and  impairment  charges,  special  tax  items,  acquisition-
related costs, and certain other unusual adjustments. To reflect 
the impact of changes in currency exchange rates on net sales, 
Brunswick may use constant currency reporting. To present this 
information, net sales transacted in currencies other than U.S. 
dollars are translated to U.S. dollars using prior year exchange 
rates for the comparative period, using the average exchange 
rates in effect during that period. The percentage change in net 
sales expressed on a constant currency basis may better reflect 
changes  in  the  underlying  business  trends,  excluding  the 
impact  of  translation  arising  from  foreign  currency  exchange 
rate fluctuations.

Brunswick  Corporation  is  a  publicly  held  company 
listed on the New York and Chicago stock exchanges, 
with sales over $4.3 billion in 2020. While we are family 
to  more  than  14,000  employees  around  the  world, 
four  divisions  in  more  than  27  countries  create  a  truly 
global environment.  Our headquarters is located in the 
Chicago suburb of Mettawa, Illinois. 

Since  Brunswick  was  founded  in  1845,  the  Company 
has  grown  to  become  a  world  leader  in:  marine 
propulsion,  boats,  and  parts  and  accessories.  We’ve 
been successful in the market for so long because we 
maintain a focus on driving innovation, while leveraging 
best practices and veteran industry knowledge. 

READ OUR SUSTAINABILITY REPORT
brunswick.com/corporate-responsibility/sustainability 

READ OUR PROXY REPORT
https://www.brunswick.com/investors/financial-information/
annual-reports 

VISIT OUR INVESTOR RELATIONS WEBSITE
brunswick.com/investors