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Bunge

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FY2022 Annual Report · Bunge
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549

____________________________________________________________________________

FORM 10-K

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT 
OF 1934

☒

For the fiscal year ended December 31, 2022 

Or

  TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT 
OF 1934

☐

For the transition period from                                   to                                  

Commission File Number 001-16625
BUNGE LIMITED

(Exact name of registrant as specified in its charter)

Bermuda 
(State or other jurisdiction of incorporation or
organization)

1391 Timberlake Manor Parkway
Chesterfield
Missouri
(Address of principal executive offices)

98-0231912
(I.R.S. Employer Identification No.)

63017
(Zip Code)

(314) 292-2000 

(Registrant's telephone number, including area code)

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

  Name of each exchange on which registered

Common Shares, $0.01 par value per share  

BG

New York Stock Exchange

Securities registered pursuant to Section 12(g) of the Act: None 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities 

Act. Yes ý    No o

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Securities 

Act. Yes o    No ý

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the 

Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file 
such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes ý    No o

 
 
 
Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted 
pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the 
registrant was required to submit such files). Yes ý    No o

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller 

reporting company or an emerging growth company. See the definitions of "large accelerated filer," "accelerated filer," "smaller 
reporting company" and "emerging growth company" in Rule 12b-2 of the Exchange Act:

Large accelerated filer ý Accelerated filer ☐ Non-accelerated 

filer

☐ Smaller reporting 

company

☐ Emerging growth 

company

☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period 

for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o

Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the 

effectiveness of its internal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by 
the registered public accounting firm that prepared or issued its audit report. Yes ☒    No o

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes ☐    No ý
The aggregate market value of registrant's common shares held by non-affiliates, based upon the closing price of our common 
shares on the last business day of the registrant's most recently completed second fiscal quarter, June 30, 2022, as reported by the New 
York Stock Exchange, was approximately $13,611 million. Common shares held by executive officers and directors and persons who 
own 10% or more of the issued and outstanding common shares have been excluded since such persons may be deemed affiliates. This 
determination of affiliate status is not a determination for any other purpose.

As of February 22, 2023, 149,926,374 Common Shares, par value $.01 per share, were issued and outstanding.

Portions of the proxy statement for the 2023 Annual General Meeting of Shareholders to be held on May 11, 2023 are 

incorporated by reference into Part III.

DOCUMENTS INCORPORATED BY REFERENCE

2022 Bunge Annual Report

Table of Contents

PART I

Item 1.

Business

Item 1A.

Risk Factors

Item 1B.

Unresolved Staff Comments

Item 2.

Item 3.

Item 4.

Item 5.

Item 6.

Item 7.

Properties

Legal Proceedings

Mine Safety Disclosures

PART II

Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity 
Securities

Reserved 

Management's Discussion and Analysis of Financial Condition and Results of Operations

Item 7A.

Quantitative and Qualitative Disclosures About Market Risk

Item 8.

Item 9.

Financial Statements and Supplementary Data

Changes in and Disagreements with Accountants on Accounting and Financial Disclosure

Item 9A.

Controls and Procedures

Item 9B.

Other Information

Item 10.

Item 11.

Item 12.

Item 13.

Item 14.

PART III

Directors, Executive Officers, and Corporate Governance

Executive Compensation

Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

Certain Relationships and Related Transactions, and Director Independence

Principal Accounting Fees and Services

PART IV

Item 15.

Exhibits, Financial Statement Schedules

Schedule II—Valuation and Qualifying Accounts

INDEX TO CONSOLIDATED FINANCIAL STATEMENTS

SIGNATURES

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2022 Bunge Annual Report

Cautionary Statement Regarding Forward Looking Statements

The Private Securities Litigation Reform Act of 1995 provides a "safe harbor" for forward looking statements to 
encourage companies to provide prospective information to investors. This Annual Report on Form 10-K includes forward 
looking statements that reflect our current expectations and projections about our future results, performance, prospects and 
opportunities. Forward looking statements include all statements that are not historical in nature. We have tried to identify these 
forward looking statements by using words including "may," "will," "should," "could," "expect," "anticipate," "believe," "plan," 
"intend," "estimate," "continue" and similar expressions. These forward looking statements are subject to a number of risks, 
uncertainties, assumptions and other factors that could cause our actual results, performance, prospects or opportunities to differ 
materially from those expressed in, or implied by, these forward looking statements. These factors include the risks, 
uncertainties, trends and other factors discussed under the headings "Item 1A. Risk Factors," as well as "Item 1. Business," 
"Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations," and elsewhere in this 
Annual Report on Form 10-K, including:

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the impact on our employees, operations, and facilities from the war in Ukraine and the resulting economic and other 
sanctions imposed on Russia, including the impact on us resulting from the continuation and/or escalation of the war 
and sanctions against Russia;
the ongoing impacts of or resurgence in the COVID-19 pandemic and other pandemic outbreaks;
the effect of weather conditions and the impact of crop and animal disease on our business;
the impact of global and regional economic, agricultural, financial and commodities market, political, social and health 
conditions;
changes in governmental policies and laws affecting our business, including agricultural and trade policies, financial 
markets regulation and environmental, tax and biofuels regulation;
the impact of seasonality;
the impact of government policies and regulations;
the outcome of pending regulatory and legal proceedings;
our ability to complete, integrate and benefit from acquisitions, divestitures, joint ventures and strategic alliances;
the impact of industry conditions, including fluctuations in supply, demand and prices for agricultural commodities 
and other raw materials and products that we sell and use in our business, fluctuations in energy and freight costs and 
competitive developments in our industries;
the effectiveness of our capital allocation plans, funding needs and financing sources;
the effectiveness of our risk management strategies;
operational risks, including industrial accidents, natural disasters and cybersecurity incidents; 
changes in foreign exchange policy or rates;
the impact of our dependence on third parties;
our ability to attract and retain executive management and key personnel; and
other factors affecting our business generally.

In light of these risks, uncertainties and assumptions, you should not place undue reliance on any forward looking 
statements contained in this Annual Report on Form 10-K. Additional risks that we may currently deem immaterial or that are 
not presently known to us could also cause the forward looking events discussed in this Annual Report on Form 10-K not to 
occur. Except as otherwise required by federal securities law, we undertake no obligation to publicly update or revise any 
forward looking statements, whether as a result of new information, future events, changed circumstances or any other reason 
after the date of this Annual Report on Form 10-K.

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2022 Bunge Annual Report

PART I

Item 1.    Business

       References in this Annual Report on Form 10-K to "Bunge Limited," "Bunge," "the Company," "we," "us" and "our" refer 
to Bunge Limited and its consolidated subsidiaries, unless the context otherwise indicates.

Business Overview

We are a leading global agribusiness and food company with integrated operations that stretch from farmer to consumer. 

We believe we are a leading:

•
•
•
•

global oilseed processor and producer of vegetable oils and protein meals, based on processing capacity;
global grain processor, based on volume;
seller of packaged plant-based oils worldwide, based on sales;
producer and seller of wheat flours, bakery mixes, and corn-based products in North and South America, based on 
volume. 

We also produce sugar and ethanol in Brazil, through our 50% interest in BP Bunge Bioenergia, a joint venture with BP 

p.l.c ("BP").

Since January 1, 2021 we have conducted our operations via four reportable segments: Agribusiness, Refined and 
Specialty Oils, Milling, and Sugar and Bioenergy, organized based upon their similar economic characteristics, products and 
services offered, production processes, types and classes of customer, and distribution methods. The Company’s remaining 
operations are not reportable segments and are classified as Corporate and Other.

We further organize these reportable segments into Core operations and Non-core operations. Core operations comprise 

our Agribusiness, Refined and Specialty Oils, and Milling segments.

Our Agribusiness segment is an integrated, global business principally involved in the purchase, storage, transportation, 

processing and sale of agricultural commodities and commodity products. Our Agribusiness operations and assets are located in 
North and South America, Europe, and Asia-Pacific, and we have merchandising and distribution offices throughout the world.

The Refined and Specialty Oils segment includes businesses that sell vegetable oils and fats, including cooking oils, 
shortenings, specialty ingredients, and renewable diesel feedstocks. The operations and assets of our Refined and Specialty Oils 
segment are primarily located in North and South America, Europe and Asia-Pacific. 

The Milling segment includes businesses that sell wheat flours, bakery mixes, and corn-based products. The operations 
and assets of our Milling segment are located in North and South America. During 2021, we announced the sale of our wheat 
milling business in Mexico, which closed during the third quarter of 2022.

Non-core operations comprise our Sugar and Bioenergy segment, which primarily comprises our 50% interest in the BP 

Bunge Bioenergia joint venture.

History and Corporate Information

Bunge Limited is an exempted company limited by shares incorporated under the laws of Bermuda. We are registered 

with the Registrar of Companies in Bermuda under registration number EC20791. We trace our history back to 1818 when we 
were founded as a trading company in Amsterdam, The Netherlands. We are a holding company and substantially all of our 
operations are conducted through our subsidiaries. Our principal executive offices and corporate headquarters are located at 
1391 Timberlake Manor Parkway, Chesterfield, Missouri, 63017, United States of America, and our telephone number is 
(314) 292-2000. Our registered office is located at 2 Church Street, Hamilton, HM 11, Bermuda.

Redomestication

On December 8, 2022, we announced our intention to change the place of incorporation of our ultimate parent company 

from Bermuda to Switzerland (the "Redomestication"). Over the past few years, we have undertaken an extensive review of our 

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2022 Bunge Annual Report

business operations and the emerging trends in the global tax environment. As part of this review, we performed a substantial 
analysis of alternative jurisdictions to which we might redomesticate. Following completion of this analysis, we determined that 
Switzerland was the best jurisdiction in which to redomesticate because it allows us to better align our corporate legal structure 
with our commercial operations. Switzerland is also a jurisdiction that is well-suited for global companies like Bunge and offers 
a well-developed corporate, legal, and regulatory environment. Additionally, Bunge has conducted substantial business 
operations in Switzerland for decades. 

If the Redomestication is approved, the place of incorporation and principal executive office of our ultimate parent 
company will be in Geneva, Switzerland. The corporate headquarters of the Bunge Group will remain in Chesterfield, Missouri. 
We would continue to be subject to the ongoing reporting requirements of a public company under U.S. securities laws and our 
shares would continue to be listed exclusively on the New York Stock Exchange ("NYSE") under the symbol “BG.”  The 
Redomestication is subject to various approvals and conditions, including shareholder approval. The Redomestication involves 
a number of risks and uncertainties, please see “Item 1A. Risk Factors - Risks Relating to the Redomestication” for more 
information.

We expect to call a special meeting of shareholders in 2023 to seek approval for the Redomestication. On December 21, 

2022, we filed a proxy statement in preliminary form with the Securities and Exchange Commission ("SEC") in connection 
with this special meeting and intend to file a proxy statement in definitive form. The preliminary proxy statement and the proxy 
statement in definitive form, when available, contain important information about the Redomestication and Bunge and you are 
encouraged to review these documents.  

Core Segments

Agribusiness Segment

Overview—Our Agribusiness segment is an integrated, global business involved in purchasing, storing, transporting, 
processing, and selling agricultural commodities and commodity products while managing risk across various value chains. The 
principal agricultural commodities that we handle in this segment are oilseeds, primarily soybeans, rapeseed, canola, and 
sunflower seed, and grains, primarily wheat and corn. We process oilseeds into vegetable oils and protein meals, principally for 
the food, animal feed and biofuel industries, through a global network of facilities. Our footprint is well balanced, with 
approximately 36% of our processing capacity located in South America, 26% in North America, 23% in Europe and 15% in 
Asia-Pacific.

Customers—We sell agricultural commodities and processed commodity products to customers throughout the world. 
The principal purchasers of our oilseeds, grains and oilseed meal are animal feed manufacturers, livestock producers, wheat and 
corn millers, and other oilseed processors. As a result, our agribusiness operations generally benefit from global demand for 
protein, primarily poultry and pork products. The principal purchasers of the unrefined vegetable oils produced in this segment 
are our own refined and specialty oils businesses, third-party edible oil processors, which use these oils as raw materials in the 
production of edible oil products for the food service, and the food processor and retail markets, as well as biofuel companies, 
which use the oil as feedstock for biofuel production.

Distribution and Logistics—We have developed an extensive global logistics network to transport our products, including 

trucks, railcars, river barges and ocean freight vessels. Typically, we either lease the transportation assets or contract with third 
parties for these services. To better serve our customer base and develop our global distribution and logistics capabilities, we 
own or operate either directly or through joint venture arrangements, various port terminal facilities, including in Brazil, 
Argentina, the United States, Canada, Latvia, Ukraine, Poland, Vietnam, and Australia.

Financial Services and Activities—We also offer various financial services, principally trade structured finance and 
financial risk management services, to customers and other third parties. Our trade structured finance operations primarily 
leverage our international trade flows to generate trade finance derived liquidity in emerging markets for third parties. Our 
financial risk management services include structuring and marketing risk management products to enable agricultural 
producers and end users of commodities to manage commodity price risk exposures. We also engage in foreign exchange and 
other financial instrument trading via our financial services business. Additionally, we provide financing services to farmers, 
primarily in Brazil, from whom we purchase soybeans and other agricultural commodities. Our farmer financing activities are 
an integral part of our grain and oilseed origination activities as they help assure the annual supply of raw materials for our 
Brazilian agribusiness operations.

Biodiesel—We own and operate conventional biodiesel facilities in Europe and Brazil and have equity method 
investments in conventional biodiesel producers in Europe and Argentina. This business is complementary to our core 

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2022 Bunge Annual Report

Agribusiness operations as in each case we supply some of the raw materials (refined or partially refined vegetable oil) used in 
their production processes. 

Raw Materials—We purchase oilseeds and grains either directly from farmers or indirectly through intermediaries. 

Although the availability and price of agricultural commodities may, in any given year, be affected by unpredictable factors 
such as weather, government programs and policies, and farmer planting and selling decisions, our operations in major crop 
growing regions have enabled us to source adequate raw materials for our operational needs.

Competition—Due to their commodity nature, markets for our products are highly competitive and subject to product 

substitution. Competition is principally based on price, quality, product and service offerings, and geographic location. Major 
competitors include but are not limited to: The Archer Daniels Midland Co. ("ADM"), Cargill Incorporated ("Cargill"), Louis 
Dreyfus Group ("Louis Dreyfus"), Glencore International PLC ("Glencore"), Wilmar International Limited ("Wilmar"), and 
COFCO International ("COFCO").

Refined and Specialty Oils Segment

Overview—We primarily sell our refined and specialty oil products to food processors, food service companies, and retail 

outlets, as well as for feedstock to renewable diesel producers. The principal raw materials used in our Refined and Specialty 
Oils segment are various crude and further processed vegetable oils and fats. These raw materials are mostly agricultural 
commodities that we either produce or purchase from third parties. We believe that our global integrated business model 
enables us to realize synergies among our Agribusiness, Refined and Specialty Oils, and Milling segments through raw material 
procurement, logistics, risk management and the co-location of industrial facilities, enabling us to supply customers with 
reliable, high-quality products on a global basis. As many of the products we sell in our Refined and Specialty Oils segment are 
staple foods or ingredients, these businesses generally benefit from global population and income growth rates.

Products—Our refined and specialty oil products include packaged and bulk oils and fats, including cooking oils, 
shortenings, margarines, mayonnaise, renewable diesel feedstocks, and other products derived from the vegetable oil refining 
process. We primarily use soybean, sunflower, rapeseed and canola oil that we produce in our Agribusiness segment 
processing operations as raw materials in this business. We also refine and fractionate palm oil, palm kernel oil, coconut oil, 
and shea butter, and blend and refine olive oil. Additionally, we produce specialty ingredients derived from vegetable oils, 
such as lecithin, which is used as an emulsifier in a broad range of food products. We are a leading seller of packaged 
vegetable oils worldwide, based on sales. We have refined and specialty oils refining and packaging facilities in North 
America, South America, Europe, Asia-Pacific, and Africa. Our refined and specialty oils business comprises our wholly-
owned refined oils business in North America, other business to business ("B2B") and business to consumer ("B2C") 
specialty oils offerings in South America, Europe and Asia-Pacific, as well as Bunge Loders Croklaan ("Loders"), which 
itself is represented by our 80% ownership interest in the Bunge Loders Croklaan joint venture with IOI Corporation Berhad.

In Brazil, our retail edible oil brands include Soya, the leading consumer packaged vegetable oil brand, as well as Primor, 

Leve, and Salada. Further, we are a leading supplier of shortenings to the food processor market and also produce staple food 
products. 

In the United States and Canada, we offer food manufacturers, bakeries, confectionary, and food service operators high-

quality solutions to fit their goals, such as delivering desired tastes and textures, or reducing saturated fats in their products. 
Our products include trans-fat free high-oleic canola oil, which is low in saturated fats, and high-oleic soybean oil, which is 
highly stable and trans-fat free. We have also developed proprietary fiber addition processes that allow bakery and food 
processor customers to achieve significant saturated fat reductions in shortenings. We also produce margarines and buttery 
spreads, including our leading Country Premium brand, for food service, food processor and retail private label customers. 
Additionally, we sell refined vegetable oils as feedstock to the growing renewable diesel sector.

In Europe, we are a leader in consumer packaged vegetable oils, which are sold in various geographies under brand 

names including Venusz, Floriol, Kujawski, Unisol, Kaliakra, Oleina, Oliwier, Komili and Kirlangic. We are also a leader in 
margarines, under brand names including Smakowita, Slynne, Maslo Rosline, Masmix, Optima, Finuu, Deli Reform, Keiju, 
Venusz, Evesol, Carlshamn and Voimix. Additionally, we produce a variety of products for the confectionery and bakery 
industries. We are also an oils supplier through Loders in the Western European food service channel.

In Asia, we offer a range of consumer products and offerings through Loders, including bakery, culinary, confectionary 
and infant nutrition products. In India, our consumer brands include Dalda, Ginni and Chambal edible oils; Dalda and Gagan 
vanaspatis; and Masterline professional bakery fats. In China, we offer consumer edible oils products under the Dou Wei Jia 
brand. 

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Customers—Our customers include baked goods companies, snack food producers, confectioners, restaurant chains, 

food service operators, infant nutrition companies, other food manufacturers who use vegetable oils and shortenings as 
ingredients in their operations, and renewable diesel producers that use refined vegetable oils as feedstock. Other customers 
include grocery chains, wholesalers, distributors, and other retailers who sell to consumers either under our own brand names 
or private labels. These customers include global and national food processors and manufacturers, many of which are leading 
brand owners in their product categories.

Competition—Competition is based on a number of factors, including price, raw material procurement, distribution 

capability, cost structure, brand recognition, product quality, product innovation, technical support, composition and 
nutritional value, and advertising and promotion. Our products may compete with widely advertised, well-known, branded 
products, as well as private label and customized products. Our principal competitors in the Refined and Specialty Oils 
segment include, but are not limited to: ADM, AAK AB, Cargill, Fuji Oil Co. Ltd. and Wilmar, as well as local competitors in 
each region.

Milling Segment

Overview—We primarily sell our milling products to three customer types or market channels: food processors, food 
service companies, and retail outlets. The principal raw materials used in our milling businesses are wheat, corn, and other 
agricultural commodities sourced from our Agribusiness segment or directly from third parties. Similar to our refined and 
specialty oils business, we realize synergies among our other segments in areas such as raw material procurement, logistics, risk 
management and the co-location of industrial facilities, enabling us to supply customers with reliable, high quality products on 
a global basis. As many of the products we sell in our Milling segment are staple foods or ingredients, these businesses 
generally benefit from macro population and income growth rates. Additionally, our Milling segment is focused on capitalizing 
on growing global consumer food trends, including a desire for less processed, healthier foods, interest in new flavors, and 
increases in snacking and eating outside the home. 

Products—Our Milling segment activities include the production and sale of a variety of wheat flours and bakery mixes 

in Brazil, as well as corn-based products derived from both the dry and wet corn milling processes in the United States and 
Mexico. During 2021, we announced the sale of our wheat milling business in Mexico, which closed during the third quarter of 
2022.

Our brands in Brazil include Suprema, Soberana, Primor and Predileta wheat flours, Gradina and Pre-Mescla bakery 

premixes and Ricca confectioner cream. Our corn milling products primarily consist of dry-milled corn meals and flours, 
flaking and brewers' grits, soy-fortified corn meal, corn-soy blends, and other similar products. As part of our corn portfolio, we 
also sell whole grain and fiber ingredients in addition to wet-milled masa flours, some sold under the El Maizal brand in the 
United States. Additionally, we offer non-GMO products in the United States, including corn varieties.  

Customers—The primary customers for our wheat milling products are food processing, bakery, and food service 
companies. The primary customers for our corn milling products are companies in the food-processing sector, such as cereal, 
snack, bakery and brewing companies, as well as the U.S. Government under its humanitarian assistance programs. 

Competition—Competition is based on a variety of factors, including price, raw material procurement, brand recognition, 

product quality, nutritional profile, dietary trends, and distribution capabilities. In Brazil, our major competitors are M. Dias 
Branco, J. Macedo and Moinho Anaconda, as well as many small regional producers. Our major competitors in North American 
corn milling include Cargill, Didion Inc., SEMO Milling, LLC, Life Line Foods, LLC and Gruma S.A.B. de C.V. 

Corporate and Other

Corporate and Other includes salaries and overhead for corporate functions that are not allocated to our individual 

reporting segments because the operating performance of such segments is evaluated by our chief operating decision maker 
exclusive of these items, as well as certain other activities including Bunge Ventures, the Company's captive insurance 
program, accounts receivable securitization activities, and certain income tax assets and liabilities.

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Non-core Segment

Sugar and Bioenergy Segment

Our Sugar and Bioenergy segment primarily comprises our 50% interest in BP Bunge Bioenergia, our joint venture with 
BP, as well as minor ethanol distribution sales activity. BP Bunge Bioenergia operates on a stand-alone basis with a total of 11 
mills located across the Southeast, North, and Midwest regions of Brazil. BP Bunge Bioenergia is the second largest operator 
by effective crushing capacity in the Brazilian sugarcane ethanol biofuel industry. We account for our interest in the joint 
venture under the equity method of accounting. Accordingly, our reported Sugar and Bioenergy results include our share of the 
net earnings in BP Bunge Bioenergia. While we are committed to supporting the growth and development of BP Bunge 
Bioenergia, our long-term goal is to seek strategic opportunities for our investment in the joint venture, hence the designation of 
such operations as Non-core.

The formation of BP Bunge Bioenergia combined our eight mills, the plantations we owned and managed, and related 

assets, together with BP’s sugar and bioenergy business in Brazil, which included three mills and related assets. BP Bunge 
Bioenergia's combined mills are supplied with sugarcane grown on approximately 460,000 hectares of land. In 2022, 
approximately 77% of the joint venture's total milled sugarcane came from plantations owned or managed by BP Bunge 
Bioenergia and 23% was purchased from third-party suppliers. These mills allow BP Bunge Bioenergia to produce sugar, 
ethanol and electricity, as further described below.

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Sugar-BP Bunge Bioenergia produces two types of sugar: very high polarity ("VHP") raw sugar and crystal sugar. 
VHP sugar is similar to the raw sugar traded on major commodities exchanges, including the standard NY11 contract, 
and is sold almost exclusively for export. Crystal sugar is a non-refined white sugar and is principally sold 
domestically in Brazil.
Ethanol-BP Bunge Bioenergia produces and sells two types of ethanol: hydrous and anhydrous. Hydrous ethanol is 
consumed directly as a transport fuel, while anhydrous ethanol is blended with gasoline in transport fuels.
Electricity-BP Bunge Bioenergia generates electricity from burning sugarcane bagasse in its mills.

The sugar produced at BP Bunge Bioenergia’s mills is sold in both the Brazilian domestic market, primarily in the 

confectionary and food processing industries, and export markets. The ethanol is sold primarily to customers for use in the 
Brazilian domestic market to meet demand for fuel, with sugar and ethanol also exported in the international market. BP Bunge 
Bioenergia competes with other sugar and ethanol producers both in Brazil and internationally, along with beet sugar processors 
and producers of other sweeteners and biofuels in the global market. Major competitors in Brazil include Cosan Limited/
Raizen, São Martinho S.A. and Biosev ("Louis Dreyfus"). Major international competitors include British Sugar PLC, 
Südzucker AG, Cargill, Tereos S.A., Sucden S.A., ED&F Man Limited, and COFCO.

Risk Management

Risk management is a fundamental aspect of our business. We maintain an enterprise risk management program that is 

designed to support the achievement of our strategic objectives and enhance shareholder value. We regularly review our 
enterprise level risks, emerging risks and assess our risk tolerance levels and the effectiveness of our risk monitoring and risk 
management efforts. Our Board of Directors ("the Board") has established the Enterprise Risk Management Committee 
("ERMC") to provide greater focus at the Board level on risk oversight of our major risks and each of our other Board 
committees considers risks within its area of responsibility. The primary risks that our company is subject to are discussed 
under the heading "Item 1A. Risk Factors" and we also describe our efforts to hedge and actively manage our market risks, 
including those associated with our positions in physical and derivative markets for agricultural commodities, energy, inland 
and ocean freight, foreign currency, and interest rates under the heading "Item 7A. Quantitative and Qualitative Disclosures 
About Market Risk."

Insurance

In each country in which we conduct business, our operations and assets are subject to varying degrees of risk and 
uncertainty. We financially insure our businesses and assets in each country in a manner that we deem appropriate for a 
company of our size and activities, including against certain risks associated with the ongoing Ukraine-Russia war, based on an 
analysis of the relative risks, costs, and market availability of insurance. We believe that our geographic dispersion of assets 
helps mitigate the risk to our business from an adverse event affecting a specific facility. However, if we were to incur a 
significant loss or liability for which we were not insured in full or in part, it could have a materially adverse effect on our 
business, financial condition and results of operations.

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Operating Segments and Geographic Areas

We have included financial information about our reportable segments and our operations by geographic area in Note 29- 

Segment Information to our consolidated financial statements included as part of this Annual Report on Form 10-K.

Research and Development, Innovation, Patents and Licenses

Our research and development activities are focused on developing products and improving processes that will drive 
growth or otherwise add value to our core business operations. In our refined and specialty oils and milling businesses, we have 
several research and development centers globally to support product development and enhancement. Additionally, Bunge 
Ventures, our corporate venture capital unit, invests in start-ups and other early-stage companies that are developing new 
technologies relevant to our industries. Additionally, we invest capital and human resources in digital innovations, aimed at 
using technology, data and analytics to improve how we perform our most important functions across our value chains, 
including origination, production, logistics, and customer experience. 

We own trademarks, patents, and licenses covering certain of our products and manufacturing processes. However, 

neither our business as a whole nor any segment is dependent on any specific trademark, patent, or license. 

Seasonality

In our Agribusiness segment, while there is a degree of seasonality in the growing season and procurement of our 
principal raw materials, such as oilseeds and grains, we typically do not experience material fluctuations in volume between the 
first and second half of the year, since we are geographically diversified between the northern and southern hemispheres, and 
we sell and distribute products throughout the year. However, the first quarter of the year has generally been our weakest in 
terms of financial results due to the timing of the North and South American oilseed harvests, as the North American harvest 
peaks in the third and fourth quarters, and the South American harvest peaks in the second quarter. Our North and South 
American grain merchandising and oilseed processing activities are, therefore, generally at lower levels during the first quarter.

In our Refined and Specialty Oils and Milling segments, demand for certain of our food items may be influenced by 

holidays and other annual events.

Government Regulation

In each of the countries in which we operate, we are subject to a variety of laws and regulations governing various 
aspects of our business, including general business regulations as well as those governing the manufacturing, production, 
handling, storage, transport, marketing, and sale of our products. These include laws and regulations relating to facility 
licensing and permitting, food, and feed safety, the handling and production of regulated substances, nutritional and labeling 
requirements, global trade compliance and other matters. Our operations and those of our suppliers are also subject to 
restrictions on land use in certain protected areas, forestry reserve requirements, limitations on water use, as well as other 
environmental regulations. Additionally, from time-to-time, agricultural production shortfalls in certain regions, and growing 
demand for agricultural commodities for feed, food, and fuel use have caused prices for relevant agricultural commodities to 
rise. High commodity prices and regional crop shortfalls have led, and in the future may lead, governments to impose price 
controls, tariffs, export restrictions and other measures designed to ensure adequate domestic supplies and/or mitigate price 
increases in their domestic markets, as well as increase the scrutiny of competitive conditions in their markets.

Many countries use and produce biofuels as alternatives to traditional fossil fuels. Biofuels convert crops, such as 
sugarcane, corn, soybeans, palm, rapeseed, canola, and other oilseeds, into ethanol, renewable diesel, or biodiesel to extend, 
enhance or substitute for fossil fuels. Production of biofuels has increased significantly in the last decade in response to both 
periods of high fossil fuel prices and to government incentives to produce biofuels offered in many countries, including the 
United States, Brazil, Argentina and several South-East Asian and European countries. Furthermore, in several countries, 
governmental authorities are mandating biofuel use in transport fuels at specified levels. As such, the markets for agricultural 
commodities used in the production of biofuels have become increasingly affected by the growth of the biofuels industry and 
related legislation.

We are subject to various environmental protection and occupational health and safety laws and regulations in the 

countries in which we operate, and we incur costs to comply with these requirements. Compliance with applicable laws and 
regulations relating to environmental matters has not had a material financial or competitive effect on our business. However, 
due to our extensive operations across multiple industries and jurisdictions globally, we are exposed to the risk of claims and 
liabilities under these laws and regulations. Violations can result in substantial fines, administrative sanctions, criminal 
penalties, revocations of operating permits and/or shutdowns of our facilities, litigation, other liabilities, as well as damage to 
our reputation.

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2022 Bunge Annual Report

Our business could also be affected in the future by the regulation or taxation of greenhouse gas ("GHG") emissions or 

policies related to national emission reduction plans. A number of jurisdictions in which we operate have implemented or are in 
the process of implementing carbon pricing programs or regulations to reduce GHG emissions including, but not limited to, the 
Unites States, Canada, Mexico, the European Union and its member states, and China. For example, the Biden Administration 
has issued a series of executive orders and regulatory initiatives focused on climate change, including rejoining the Paris 
Climate Agreement, pursuant to which the Administration has announced a goal of reducing U.S. GHG emissions by one-half 
by 2030. Our operations located in countries with effective and applicable carbon pricing and regulatory programs currently 
meet related existing obligations with, at this time, no significant impact on our results of operations and competitive position. 
We regularly assess the potential impacts to our business resulting from regulation or policies aimed at reducing GHG 
emissions. Potential consequences could include increased energy, transportation and raw material costs, and additional 
investments to modify our facilities, equipment and processes. Although, at this time, it is not possible to estimate the 
likelihood of passage or predict the potential impact of any additional legislation, regulations or agreements, the effects of 
additional climate change regulatory initiatives could have a materially adverse impact on our business and results of 
operations. The scope of physical effects of climate change, including shifts in agricultural production areas and climatic 
volatility, is uncertain, but could in the long-term result in increased adverse incidents of weather-related events that cause 
disruptions to our operations and may ultimately result in stranded physical assets. We currently believe the breadth and 
diversification of our global asset network, as well as our participation in the global trade of agricultural commodities, will help 
to mitigate these risks. 

Additionally, in response to the ongoing Ukraine-Russia war, the United States, other North Atlantic Treaty Organization 

("NATO") member states, as well as non-NATO member states, have announced targeted economic sanctions on Russia, 
certain Russian citizens, and Russian enterprises. Any continuation or escalation of the war may trigger a series of additional 
economic and other sanctions. On September 16, 2022, Bunge signed an agreement to sell its remaining Russian operations, 
primarily comprising an oilseed crushing and refining facility in Voronezh, southwest Russia, to Karen Vanetsyan. On February 
3, 2023, the transaction closed in accordance with the terms of the agreement. We continued to operate our Russian oilseed 
crushing and refining facility in compliance with all legal requirements until the sale was completed. 

Sustainability

Bunge believes sustainability is critical to our business. While we have consistently incorporated environmental, social 

and governance ("ESG") factors into Bunge’s strategy and operations, we have intensified our efforts in light of new consumer 
trends, risks arising from factors such as climate change, and the emerging commercial opportunities in the low carbon market. 
We integrate ESG factors into nearly every area of our business, from how we evaluate new growth markets, plan and develop 
our strategic goals, compensate our employees and operate our facilities, to how we engage with our customers, suppliers, 
employees, communities, shareholders and other stakeholders. We encourage Bunge leadership around the globe to embrace 
sustainable decision-making across our value chains built on a foundation of ethical leadership, accountability and 
environmental stewardship. Our key areas of growth, comprising expansion of our oilseed processing and origination 
capabilities, production of renewable feedstocks, increasing our plant lipids portfolio and development of new plant-based 
protein ingredients, are not only core to our business strategy but also a testament to the alignment of sustainability with our 
corporate vision.

A key feature of our sustainability strategy is to leverage Bunge’s position in the value chain and its experience delivering 

sustainable solutions to stakeholders in order to collaboratively promote industry-wide transformation. Bunge has been a 
founder and active member of leading industry associations and platforms to find practical solutions to certain sustainability 
challenges, such as climate change, land use change, human rights and biodiversity. We are committed to eliminating native 
vegetation conversion associated with agricultural commodity production and trade in 2025 – a commitment that was 
established in 2015 and serves as a guide for sector alignment. We intend to build on our shared efforts, working with 
governments, farmers, and other key stakeholders in our supply chains, to identify opportunities for public-private collaboration 
focused on eliminating commodity-driven deforestation. 

Bunge’s public reporting on ESG conforms with internationally recognized frameworks and standards, the details of 
which are captured in the annual corporate sustainability reports published in the first half of each year. The 2023 sustainability 
report will contain further information on Bunge’s ESG strategy, performance, and other disclosures. The sustainability reports 
are not incorporated by reference in this Annual Report.

Governance

Sustainability considerations, including climate change, deforestation and native vegetation conversion, water use, 
biodiversity, human rights, social development, stakeholder engagement, and more, are embedded across the functions of 
multiple committees of Bunge’s Board of Directors.

The Sustainability and Corporate Responsibility Committee ("SCRC") of the Board oversees sustainability strategy at 
Bunge. The SCRC meets on a regular basis and is tasked with oversight of governance, policies, strategies and programs related 
to a comprehensive set of sustainability and corporate social responsibility factors that support the sustainable growth of the 
Company, including, but not limited to, climate change, environmental matters, human rights, social development, risk 

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2022 Bunge Annual Report

management, external trends, external stakeholder engagement, philanthropy, and reporting and disclosure. Additionally, the 
ERMC of the Board periodically evaluates climate related risks and opportunities in connection with its oversight of enterprise 
risks and risk mitigation strategies. The Audit Committee periodically evaluates applicable trends, risks, and developments in 
non-financial reporting practices and requirements that may impact the Company’s regulatory filings, including ESG-related 
disclosures. The Human Resources and Compensation Committee ("HRCC") oversees the establishment of sustainability linked 
performance goals for our executives and workforce. 

The sustainability function is executed by the Chief Sustainability Officer ("CSO"), who reports to our Chief Executive 

Officer ("CEO"). The CSO leads a global team operating across multiple geographies and functions that regularly engage 
business leadership to ensure company-wide alignment with sustainability objectives and opportunities.

Strategy

We leverage our leadership, extensive knowledge of the industry, and our deeply rooted relationships with customers at 
both ends of the value chain to address the sustainability challenges facing the food, feed, and fuel supply chains in which we 
operate. We intend to address those challenges by, among other things, connecting farmers and our end customers as they seek 
to establish common approaches to overcome shared sustainability challenges. For example, Bunge is actively engaged in 
supplying low carbon feedstock for renewable fuels, sourcing and supplying grains planted under regenerative agricultural 
practices, and supplying certified and verified deforestation-free grains and by-products, among other initiatives. These 
business objectives are a natural extension of our sustainability efforts and have been partly developed by applying a “climate 
lens” to our strategic decision-making.

We report on our sustainability strategy, goals and performance across three core pillars:

•  Action on Climate—We implement innovative solutions designed to minimize our environmental footprint and 

support projects and activities that strengthen our approach to fighting climate change. This pillar includes publication 
of Bunge’s progress on meeting its GHG reduction targets, which were validated by the Science Based Targets 
Initiative ("SBTi") in 2021, as discussed further below.

•  Responsible Supply Chains—We promote sustainable agriculture and implement projects that are designed to protect 
and improve the environment while supporting the social and economic well-being of growers and local communities.  
Within this pillar, we publish progress on our commitment to eliminate deforestation and native vegetation conversion 
in our supply chains in 2025, our compliance with human rights obligations, and our engagement with farmers to 
promote sustainable and regenerative agricultural practices. 

•  Accountability—We aim to be an accountable leader within our industry, helping to raise the bar on our sector’s 

performance by regularly tracking and disclosing progress on our commitments and sustainability performance.  Our 
accountability pillar includes Bunge’s review and oversight of human capital management, diversity, equity and 
inclusion, corporate contributions, volunteerism, and others.

Risk Management

In 2021, Bunge began implementing enhancements to its enterprise risk management ("ERM") framework by 

incorporating more detailed sustainability risks and opportunities into the ERM process. These include risks emanating from 
changing climate and weather patterns, water scarcity, deforestation, human rights, farmer productivity, and increasing taxation 
and regulation on GHG emissions. This process was further enhanced in 2022 by adding risk factors into the ERM framework. 
The ERM process provides Bunge with greater oversight and management of climate-related risks and the potential financial 
implications, and will help ensure continued short-, medium- and long-term resilience. 

Climate risks are overseen at the Board of Directors level by the ERMC, which has responsibility for supervising the 
quality and integrity of our risk management practices. Enterprise risk management is overseen at the executive level by the 
Chief Risk Officer, who reports to our CEO, with input from relevant teams and functions.

Metrics and Targets

When setting public commitments, particularly quantifiable targets on GHG emissions and related measures, Bunge’s 

leadership and employees regularly engage with stakeholders, review market and consumer trends, and consider business risks 
and opportunities. Where feasible, Bunge also engages in sector-wide discussions to align with value chain partners so that 
metrics and targets are aligned for maximum impact and transformation. 

Bunge established Science Based Targets ("SBTs") in 2021, which were verified by the SBTi and cover absolute 

reductions in GHG emissions across all three Scopes. From a 2020 baseline to a 2030 deadline, the targets call for:

•

•

Scopes 1 & 2 - Absolute reduction of 25%

Scope 3 - Absolute reduction of 12.3%

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2022 Bunge Annual Report

Due to the nature of Bunge’s business and operations, the vast majority of GHG emissions are found within the value 
chain (Scope 3), particularly upstream sources. Therefore, a substantial portion of Bunge’s emissions reduction will be achieved 
by meeting the Company’s 2025 non-deforestation commitment. Additional emissions reduction activities to meet the SBTs 
include enhancements to the Company’s plants, procurement of zero- or low-carbon electricity sources, and the uptake of 
certified products and regenerative farming practices. 

Additional metrics and targets include intensity reductions by 2026 from a 2016 baseline for water (10% overall and 25% 

for facilities located in areas of high water stress), waste (10% disposal), and energy (10% consumption).

Human Capital Resources

As of December 31, 2022, we employed approximately 23,000 people. Many of our employees are represented by labor 
unions and their employment is governed by collective bargaining agreements. In general, we consider our employee relations 
to be good.

Our People

We care about our people. We listen, empower, develop and reward them with the goal of driving high levels of 
engagement and commitment to Bunge. From hiring the best talent to diversity and inclusion initiatives, career development, 
total employee rewards, and wellness, Bunge strives to create programs and resources that enhance our workplace environment.

Region

South America

EMEA (Europe, Middle East, Africa)

North America

Asia

Talent Acquisition

% of Total Headcount

 37 %

 30 %

 18 %

 15 %

At Bunge, we aim to attract the best talent to ensure a sustainable pipeline of talent needed for today and in the future. We 

continue to focus on diversity of external hires to meet our overall workforce composition targets, using tools and partnerships 
to enable a diverse and competitive candidate pool.

Diversity & Inclusion

We value inclusion and respect the diverse points of view employees bring to make Bunge a dynamic company. As a 
global company we have a diverse workforce with a wide variety of skill sets and backgrounds critical to meeting the changing 
needs of a growing world. Strongly guided by our fundamental values, the expertise of our teams is a competitive advantage in 
connecting with thousands of people around the globe to serve our purpose to deliver essential food, feed and fuel. We are 
committed to supporting and maintaining diversity and are enhancing our efforts to ensure our workforce, programs and 
practices nurture inclusion and diversity.

Career & Development 

We focus on training and development that helps employees develop the skills they need both today and in the future. 

One of the greatest drivers of growth for our people is their own initiative and sense of career ownership. We encourage 
employees to create individual development plans and provide employees access to apply for internal career opportunities that 
match their interests and skills.

Safety

The safety of our team and the communities in which we operate comes first. We believe safety is a shared responsibility. 

Everyone has the right and responsibility to stop work if conditions become unsafe, regardless of position or experience. Our 
safety program focuses on incident prevention through safety leadership at all levels.

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2022 Bunge Annual Report

Available Information

Our website address is www.bunge.com. Through the "Investors: Financial Information: SEC Filings" section of our 
website, it is possible to access our periodic report filings with the SEC pursuant to Section 13(a) or 15(d) of the Securities 
Exchange Act of 1934, as amended (the "Exchange Act"), including our Annual Reports on Form 10-K, quarterly reports on 
Form 10-Q, current reports on Form 8-K, and any amendments to those reports. Also, filings made pursuant to Section 16 of the 
Exchange Act with the SEC by our executive officers, directors and other reporting persons with respect to our common shares 
are made available through our website. Our periodic reports and amendments, and the Section 16 filings, are available through 
our website free of charge as soon as reasonably practicable after such report, amendment or filing is electronically filed with or 
furnished to the SEC.  

Through the "Investors: Corporate Governance" section of our website, it is also possible to access copies of the charters 

for our Audit Committee, Human Resources and Compensation Committee, Corporate Governance and Nominations 
Committee, Sustainability and Corporate Responsibility Committee, and Enterprise Risk Management Committee, as well as 
our Corporate Governance Guidelines and Code of Conduct. Each of these documents is made available free of charge.

The foregoing information regarding our website and its content is for your convenience only. The information contained 

in or connected to our website is not deemed to be incorporated by reference in this Annual Report or filed with the SEC.

In addition, the SEC maintains a website that contains reports, proxy and information statements, and other information 
regarding issuers, where you may obtain a copy of all information we file publicly with the SEC. The SEC website address is 
www.sec.gov.

Information About Our Executive Officers and Key Employees

Set forth below is certain information concerning the executive officers and key employees of the company.

Name
Gregory Heckman

Aaron Buettner

Robert Coviello

Christos Dimopoulos

Julio Garros

Debra King

Pierre Mauger

John Neppl

Joseph Podwika

Kellie Sears

Robert Wagner

Ruth Ann Wisener

  Position
  Chief Executive Officer
  President, Food Solutions
Chief Sustainability Officer and Government Affairs

Co-President, Agribusiness
  Co-President, Agribusiness
Chief Technology Officer
  Chief Transformation Officer
  Chief Financial Officer
Chief Legal Officer and Assistant Secretary

Chief Human Resources Officer

Chief Risk Officer
Vice President, Investor Relations

Gregory Heckman, 60-Mr. Heckman has served as Chief Executive Officer since January 2019 and as a member of our 

Board of Directors since October 2018. Mr. Heckman has over 30 years of experience in the agriculture, energy and food 
processing industries. He is the founding partner of Flatwater Partners and served as Chief Executive Officer of The Gavilon 
Group from 2008 to 2015. Prior to Gavilon, he served as Chief Operating Officer of ConAgra Foods Commercial Products and 
President and Chief Operating Officer of ConAgra Trade Group. Mr. Heckman serves as a non-executive director on the board 
of OCI N.V., a global producer of fertilizer and chemicals.

Aaron Buettner, 49-Mr. Buettner has served as President, Food Solutions since January 1, 2022. Prior to that, he was 
President, Bunge Loders Croklaan. Mr. Buettner joined Bunge in September 2015 serving as Vice President, Global Oils. Prior 
to joining Bunge, Mr. Buettner worked at Cargill for 19 years in a variety of commercial, finance and general management 
leadership roles in the United States, Russia and Asia-Pacific refined oils businesses.

Robert Coviello, 54-Mr. Coviello has served as Chief Sustainability Officer and Government Affairs since May 2019. 
Mr. Coviello joined Bunge in 2003 and has held a variety of commercial leadership positions in Asia, Europe and the U.S. Prior 
to joining Bunge, Mr. Coviello served in trading roles at Cargill in the U.S. Mr. Coviello also serves on the Board of Directors 
of Lamb Weston, a New York Stock Exchange company.

Christos Dimopoulos, 49-Mr. Dimopoulos has served as Co-President, Agribusiness since May 2022. Prior to that, he 

was President, Global Supply Chains. Mr. Dimopoulos joined Bunge in 2004 as a grain trader and subsequently held a variety 
of roles of increasing responsibility in the Agribusiness Segment. Prior to Bunge, Mr. Dimopoulos held roles in Europe and the 
United States with Tradigrain and Intrade Risk Management.

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2022 Bunge Annual Report

Julio Garros, 47-Mr. Garros has served as Co-President, Agribusiness since May 2022. Prior to that, he was President, 

Agribusiness Development, Operations and Milling. Mr. Garros joined Bunge in 2002 as a Financial Analyst in Argentina and 
subsequently held a variety of roles of increasing responsibility across finance, commercial and business development in 
Argentina and Brazil. Prior to joining Bunge, Mr. Garros worked for PriceWaterhouseCoopers and as an auditor for Argentina’s 
Foreign Affairs Office.

Debra King, 51-Ms. King has served as Chief Technology Officer since joining Bunge in December 2022. Prior to 
joining Bunge, Debra served as Chief Information Officer at Corteva from 2017 to 2021, where she led the IT spin from 
DowDuPont, built a technology foundation for the new company and founded the enterprise digital transformation program. 
Previously, she spent 15 years at Pfizer in a range of IT leadership roles across business domains, managing IT organizations 
and operations at scale, and leading numerous global transformation programs. She started her career in technology consulting 
before moving into corporate roles. 

Pierre Mauger, 50-Mr. Mauger has served as Chief Transformation Officer since May 2019. He joined Bunge in 2013 as 

Chief Development Officer. Prior to Bunge, Mr. Mauger was a partner at McKinsey & Company, where he led the firm's 
agriculture service line in Europe, the Middle East and Africa from 2009 to 2013. Prior to that, he served as a partner in the 
firm's consumer goods practice and previously worked as an auditor at Nestlé and KPMG.

John Neppl, 57-Mr. Neppl has served as Chief Financial Officer since joining Bunge in May 2019. Mr. Neppl joined 
Bunge from Green Plains Inc., where he served as Chief Financial Officer. Prior to Green Plains, Mr. Neppl served as Chief 
Financial Officer of The Gavilon Group, LLC. Mr. Neppl held senior financial management positions at ConAgra Foods, Inc., 
including Senior Financial Officer of ConAgra Trade Group and Commercial Products division as well as Assistant Corporate 
Controller. Prior to ConAgra, Mr. Neppl was Corporate Controller at Guarantee Life Companies. He began his career as an 
auditor with Deloitte & Touche. He is a member of the Creighton University Heider College of Business Dean’s Advisory 
Board as well as its Accounting Department Advisory Board, and he is also a certified public accountant (inactive status).

Joseph Podwika, 60-Mr. Podwika has served as Chief Legal Officer since joining Bunge in November 2019. Mr. 
Podwika joined Bunge from Nutrien Ltd. where he was Executive Vice President and Chief Legal Officer. He was previously 
Senior Vice President, General Counsel and Secretary with PotashCorp. Before joining PotashCorp, Mr. Podwika worked in the 
legal department of International Paper Company and was in private practice with Jaeckle, Fleischmann & Mugel.

Kellie Sears, 53-Ms. Sears has served as Chief Human Resources Officer since joining Bunge in January 2023. Ms. Sears 

joined Bunge from BeautyHealth where she served as Chief Human Resources Officer from January 2022 until her departure. 
Prior to working at BeautyHealth, she was Chief Human Resources Officer with Asklepios BioPharmaceutical, Inc. from 2020 
to 2022. Prior to that, she worked at Allergan in increasing roles of responsibility from 2012 to 2020 serving as Senior Vice 
President and Chief Human Resources Officer from 2019 until her departure in 2020. Prior to that, she worked at Pfizer from 
1999 to 2012 in a number of leadership roles including serving as Senior Director of Global HR Shared Services where she was 
responsible for the strategy, design and implementation of a shared services model.

Robert Wagner, 45-Mr. Wagner has served as Chief Risk Officer since joining Bunge in June 2019. Prior to joining 

Bunge, Mr. Wagner was Chief Risk Officer at Tricon International, Ltd. Prior to Tricon, he was Group Chief Risk Officer at 
COFCO Agri Ltd in Geneva, Switzerland. Prior to COFCO, he was Chief Risk Officer for The Gavilon Group, LLC, where he 
was member of the firm’s Executive Committee and had responsibility for both the market risk management and credit 
departments. 

Ruth Ann Wisener, 57-Ms. Wisener has served as Vice President of Investor Relations since joining Bunge in March 
2019. Prior to joining Bunge, Ms. Wisener worked in leadership positions in a variety of legal, finance, and commercial roles at 
Tyson Foods and ADM, among others.

Item 1A.    Risk Factors

Risk Factors

        Our business, financial condition or results of operations could be materially adversely affected by any of the risks and 
uncertainties described below. Additional risks not presently known to us, or that we currently deem immaterial, may also 
impair our financial condition and business operations. See "Cautionary Statement Regarding Forward Looking Statements."

Risks Relating to Our Business and Industries

Our operations have been and may in the future be adversely impacted as a result of pandemic outbreaks, including 
COVID-19.

The COVID-19 pandemic has had, and continues to have, a significant impact around the world causing a disruption of 

global financial markets and increased levels of unemployment and economic uncertainty. Since early 2020, government 
officials around the world, including in the countries where we operate, have imposed measures in response to the pandemic, 
including vaccination and masking requirements, protocols related to workplace activities, travel and large gathering 

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2022 Bunge Annual Report

restrictions, social distancing requirements, quarantines and shelter-in-place and stay-at-home orders. Certain of these 
restrictions remain in place today. The COVID-19 pandemic has curtailed global economic activity and caused significant 
volatility and disruption in global financial markets. During the course of the pandemic, we have not seen a significant 
disruption in our supply chain and we have been able to mitigate logistics and distribution issues that have arisen, and 
substantially all of our facilities around the world have continued to operate at or near normal levels. We have, however, 
experienced minor temporary workforce disruptions in our supply chain as a result of the COVID-19 pandemic, including 
increased labor shortages and increased turnover.  We have established an internal task force to closely monitor developments 
related to the pandemic and have implemented employee safety measures based on guidance from the Centers for Disease 
Control and Prevention, the World Health Organization, and local requirements and guidelines, across all our facilities, 
including proper hygiene, social distancing, mask use, and temperature screenings. We continue to closely monitor 
developments related to the pandemic to ensure the health and safety of our employees. While all facilities are currently 
operating normally, our internal task force is prepared to re-establish safety measures and protocols should infection rates 
increase. We continue to monitor local, regional, and national governmental actions that could limit or restrict the movement 
of agricultural commodities or products or otherwise disrupt physical product flows or our ability to operate in the future. 

Any future impacts of COVID-19 or any new pandemic may adversely affect our operations, major facilities, or 
employees’ and consumers’ health and negatively impact general commercial activity related to our supply chain and 
customer base.  The extent to which we will be impacted by COVID-19 or any new pandemic is difficult to predict and cannot 
be estimated with any degree of certainty and will depend on many factors outside of our control. These factors include the 
timing, extent, trajectory and duration of any pandemic, the emergence of new COVID-19 variants, the development, 
availability, distribution and effectiveness of vaccines and treatments, the imposition of protective public safety measures, and 
the impact of the pandemic on the global economy. To the extent the COVID-19 pandemic or any new pandemic adversely 
affects our business, results of operations, financial condition and share price, it may also have the effect of heightening many 
of the other risks described in this Item 1A.

Adverse weather conditions, including as a result of climate change, may adversely affect the availability, quality and 
price of agricultural commodities and agricultural commodity products, as well as our operations, supply chains, and 
operating results.

Adverse weather conditions have historically caused volatility in the agricultural commodity industry and consequently 
in our operating results by causing crop failures or significantly reduced harvests, which may affect the supply and pricing of 
the agricultural commodities that we sell and use in our business, reduce demand for our fertilizer products, and negatively 
affect the creditworthiness of agricultural producers who do business with us.

Severe adverse weather conditions, such as hurricanes and severe storms, may also result in extensive property damage, 
extended business interruption, personal injuries, and other loss and damage to us. Our operations also rely on dependable and 
efficient transportation services, including transportation by ocean vessel, river barges, rail, and truck. A disruption in 
transportation services as a result of weather conditions, such as low river levels following periods of drought, may also have 
a significant adverse impact on our operations and related supply chains.

Additionally, the potential physical impacts of climate change are uncertain and may vary by region. These potential 

effects could include changes in rainfall patterns, water shortages, changing sea levels, changing storm patterns and 
intensities, shifts in agricultural production areas, changing temperature levels, and climatic volatility. The frequency and 
severity of the effects of climate change or weather patterns could increase and adversely impact our business operations, the 
location, costs and competitiveness of global agricultural commodity production and related storage and processing facilities, 
as well as the supply and demand for agricultural commodities, and may result in incidents of stranded physical assets. These 
effects could be material to our results of operations, liquidity or capital resources.

The ongoing war between Russia and Ukraine may adversely affect our business, financial condition or results of 
operations.

We maintain operations in Ukraine and Russia. Ukraine forms part of a key international grain originating region and is 

also the world’s largest supplier of sunflower seed and sunflower oil, commodities that cannot be completely replaced from 
other origins. On February 24, 2022, Russia initiated a military offensive in Ukraine. Bunge’s Ukrainian operations comprise 
two oilseed crushing facilities, located in Mykolaiv and Dnipropetrovsk, a grain export terminal in the Mykolaiv commercial 
seaport, numerous grain elevators, and an office in Kiev. The Company also operates a corn milling facility in Ukraine via a 
joint venture. Assets and operations located in regions affected by the war are at a heightened risk of property damage, 
inventory loss, business disruption, and expropriation. As of the date of this Annual Report, no material damage has been 
noted at any of Bunge’s Ukrainian facilities; however, due to safety concerns, it is not always possible to conduct onsite 
physical inspections of our Ukrainian facilities to understand the full extent of the impact of the war. As of December 31, 
2022, we had total assets and total liabilities of $262 million and $125 million, respectively, in Ukraine.

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2022 Bunge Annual Report

Our Ukrainian operations employ approximately 1,000 employees. While as of the date of this Annual Report some of 

our Ukrainian employees have been forced to relocate to other areas within Ukraine or to other countries, our workforce 
remains largely intact. The ongoing war could cause harm to our employees and otherwise impair their ability to work for 
extended periods of time, which could have a material adverse effect on our operations. Disruption to the power grid, 
transportation routes, telecommunications systems, banks, and other critical infrastructure necessary to conduct business in 
Ukraine could also severely impair our Ukrainian operations. The scope, intensity, duration and outcome of the ongoing war 
is uncertain, and the continuation or escalation of the war may have a material adverse effect on Bunge’s assets, operations 
and financial condition.

Additionally, in response to the war, the United States, other NATO member states, as well as non-NATO member 

states, have announced targeted economic sanctions on Russia, certain Russian citizens, and Russian enterprises. Any 
continuation or escalation of the war may trigger a series of additional economic and other sanctions. On September 16, 2022, 
Bunge signed an agreement to sell its remaining Russian operations, primarily comprising an oilseed crushing and refining 
facility in Voronezh, southwest Russia, to Karen Vanetsyan. On February 3, 2023, the transaction closed in accordance with 
the terms of the agreement. We continued to operate our Russian oilseed crushing and refining facility in compliance with all 
legal requirements until the sale was completed.

In addition, the risk of cybersecurity incidents has increased in connection with the ongoing war, driven by justifications 

such as retaliation for the sanctions imposed in conjunction with the war, or in response to certain companies' continued 
operations in Russia. See "— Our information technology systems, processes and sites may suffer interruptions, security 
breaches or failures that may adversely affect our ability to conduct our business."

Although we insure ourselves against many types of risks, including certain risks associated with the ongoing war, our 
level of insurance may not cover all losses we could incur. There could be a material adverse effect on our business, results of 
operations and financial condition if we are not able to adequately insure against the possible exposure we could experience as 
a result of the war. To the extent the current war adversely affects our business, it may also have the effect of heightening 
many other risks disclosed in this Item 1A, any of which could materially and adversely affect our business and results of 
operations. Due to the continuously evolving nature of the war, the potential impact that the war could have on these risk 
factors, and others that cannot yet be identified, remains uncertain. Even if the war moderates, or a resolution between 
Ukraine and Russia is reached, we expect that we will continue to experience ongoing financial and operational impacts 
resulting from the war for the foreseeable future as Ukraine rebuilds its economy and infrastructure.

We are subject to fluctuations in agricultural commodity and other raw material prices, energy prices, and other 
factors outside of our control that could adversely affect our operating results.

Prices for agricultural commodities and their by-products, including, among others, soybeans, corn, wheat, sugar and 

ethanol, like those of other commodities, are often volatile and sensitive to local and international changes in supply and 
demand caused by factors outside of our control, including farmer planting and selling decisions, currency fluctuations, 
inflation, government agriculture programs and policies, pandemics (such as the COVID-19 pandemic), governmental 
restrictions or mandates, global inventory levels, demand for biofuels, weather and crop conditions, and demand for and supply 
of competing commodities and substitutes. These factors may cause volatility in our operating results.

In 2022, certain of our raw material input costs increased materially and at a rapid rate. We expect the pressures of input 

cost inflation to continue into 2023. We may not be able to generate sufficient productivity improvements, price increases or 
commodity hedging benefits to fully offset these costs or do so on an acceptable timeline. To the extent we are unable to 
offset present and future input cost increases, our operating results could be materially and adversely affected.

Additionally, our operating costs and the selling prices of certain of our products are sensitive to changes in energy 

prices. Our industrial operations utilize significant amounts of electricity, natural gas and coal, and our transportation 
operations are dependent upon diesel fuel and other petroleum-based products. Significant increases in the cost of these items, 
including as a result of the Ukraine-Russia war, and currency fluctuations could adversely affect our operating costs and 
results. We also sell certain biofuel products, such as ethanol, renewable diesel, and biodiesel, which are closely related to, or 
may be substituted for, petroleum products. As a result, the selling prices of ethanol, renewable diesel, and biodiesel can be 
impacted by the selling prices of oil, gasoline and diesel fuel. In turn, the selling prices of the agricultural commodities and 
commodity products that we sell, such as corn and vegetable oils that are used as feedstocks for biofuels, are also sensitive to 
changes in the market price for biofuels, and consequently world petroleum prices. Prices for petroleum products and biofuels 
are affected by market and geopolitical factors and government fuel policies, over which we have no control. Lower prices for 
oil, gasoline or diesel fuel could result in decreased selling prices for ethanol, renewable diesel, biodiesel and their raw 
materials, which could adversely affect our revenues and operating results. 

Our business is seasonal, and our results may fluctuate depending on the harvest cycle of the crops upon which we rely and 
seasonal fluctuations related to the sale of our consumer products.

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As with any agricultural business enterprise, our business operations are seasonal in nature. For example, in our 

Agribusiness segment, while there is a degree of seasonality in the growing season and procurement of our principal raw 
materials, such as oilseeds and grains, we typically do not experience material fluctuations in volume between the first and 
second half of the year since we are geographically diversified between the northern and southern hemispheres. However, the 
first quarter of the year has generally been our weakest in terms of financial results due to the timing of the North and South 
American oilseed harvests, as the North American oilseed harvest peaks in the third and fourth quarters, while the South 
American harvest peaks in the second quarter. This creates price fluctuations, which result in fluctuations in our inventories 
and a degree of seasonality in our gross profit. In addition, certain of our consumer food products are influenced by holidays 
and other annual events. Seasonality could have a material adverse effect on our business and financial performance. In 
addition, our quarterly results may vary as a result of the effects of fluctuations in commodities prices, production yields and 
costs. 

We face intense competition in each of our businesses.

We face significant competition in each of our businesses and we have numerous competitors, some of which are larger, 
more diversified and have greater financial resources than we have. Additionally, in recent years we have experienced regional 
Agribusiness competitors entering new geographies where previously they did not compete with us, and certain customers 
seeking to procure certain commodities directly rather than through historical suppliers such as us. Furthermore, in conjunction 
with the recent increase in demand for renewable biodiesel feedstocks, we have experienced added competition for refining 
capacity from traditional petroleum companies. As many of the products we sell are global commodities, the markets for our 
products are highly price competitive, and in many cases also sensitive to product substitution. Additionally, the geographic 
location of assets can competitively advantage or disadvantage us with respect to our competitors in certain regions. We also 
face competition from changing technologies and shifting industry practices, such as increased on-farm crop storage in several 
regions, which allows producers to retain commodities for extended periods and increase price pressure on purchasers such as 
us. To compete effectively, we must continuously focus on improving efficiency in our production and distribution operations, 
including through business optimization initiatives, developing and offering products that meet customer needs, optimizing our 
geographic presence in key markets, developing and maintaining appropriate market share and customer relationships, 
supporting socially responsible and sustainable corporate and business practices, and promoting our environmental 
stewardship. We also compete for talent in our industries, particularly commercial personnel. Competition could cause us to 
lose market share and talented employees, exit certain lines of business, increase marketing or other expenditures, increase our 
raw material costs or reduce pricing, each of which could have an adverse effect on our business and profitability. 

We are vulnerable to the effects of supply and demand imbalances in our industries.

Historically, the market for some agricultural commodities and fertilizer products has been cyclical, with periods of 

high demand and capacity utilization stimulating new plant investment and the addition of incremental processing or 
production capacity by industry participants to meet the demand. The timing and extent of this expansion may then produce 
excess supply conditions in the market, which, until the supply/demand balance is again restored, negatively impacts product 
prices and operating results. During times of reduced market demand, we may suspend or reduce production at some of our 
facilities. The extent to which we efficiently manage available capacity at our facilities will affect our profitability, including 
the profitability of our Bunge Chevron Ag Renewables joint venture ("Bunge Chevron JV"). We also expect the results from 
our equity investment in the BP Bunge Bioenergia joint venture to be impacted by any potential shortage of, or increasing 
costs for, sugarcane.

We are subject to global and regional economic downturns and related risks.

The level of demand for our products is affected by global and regional demographic and macroeconomic conditions, 
including population growth rates and changes in standards of living. A significant downturn in global economic growth, or 
recessionary conditions in major geographic regions, may lead to reduced demand for agricultural commodities and food 
products, which could adversely affect our business and results of operations. Further, deteriorating economic and political 
conditions in our major markets, such as inflation, increased unemployment, decreases in disposable income, declines in 
consumer confidence, uncertainty about economic stability, or economic slowdowns or recessions, could cause a decrease in 
demand for our products.

Additionally, weak global economic conditions and adverse conditions in global financial and capital markets, 
including rising interest rates and constraints on the availability of credit, have in the past adversely affected, and may in the 
future adversely affect, the financial condition and creditworthiness of some of our customers, suppliers and other 
counterparties, which in turn may negatively impact our financial condition and results of operations. See "Item 7. 
Management's Discussion and Analysis of Financial Condition and Results of Operations" and "Item 7A. Quantitative and 
Qualitative Disclosures About Market Risk" for more information.

In 2022, the United States reported high inflation rates and weaker GDP growth, with some economists forecasting a 

continuation of these conditions in 2023. Brazil has experienced a slowing GDP growth rate coupled with relatively high 

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interest rates as it emerges from the COVID-19 pandemic, which may result in an uncertain economic and political 
environment that could in turn lead to reduced demand for our refined and specialty oils and milling products in the country. 
Additionally, a slowdown in China's economy over a prolonged period, including as a result of continuing impacts of 
COVID-19, population decline and other factors, could lead to reduced global demand for agricultural commodities. To the 
extent that such economic and political conditions negatively impact consumer and business confidence and consumption 
patterns or volumes, our business and results of operations could be significantly and adversely affected.

We are subject to economic, political, and other risks of doing business globally and in emerging markets.

We are a global business with a substantial majority of our assets and operations located outside the United States. In 
addition, our business strategies may involve expanding or developing our business in emerging market regions, including 
Eastern Europe, Asia-Pacific, the Middle East, and Africa. Due to the international nature of our business, we are exposed to 
various risks of international operations, including:

•
•
•

•

•

•
•

•
•

•

•

•
•

adverse trade policies or trade barriers on agricultural commodities and commodity products;
government regulations and mandates in response to the COVID-19 pandemic;
new and developing requirements related to GHG emissions and other climate change initiatives and workforce 
diversity and inclusion mandates;
inflation, hyperinflation, and adverse economic effects resulting from governmental attempts to control 
inflation, such as the imposition of wage and price controls and higher interest rates. For example, inflation 
rates in many countries in which we operate are currently at the highest levels in decades, resulting in tighter 
monetary policies, including higher interest rates. In addition, Turkey, a country in which we operate, has 
experienced negative economic trends and multiple periods of high inflation rates. During the first quarter of 
2022, Turkey became a highly inflationary economy as defined under U.S. Generally Accepted Accounting 
Principles ("U.S. GAAP").
changes in laws and regulations or their interpretation or enforcement in the countries in which we operate, including 
the risk of future adverse tax regulations relating to our status as a Bermuda company in the event that the 
Redomestication is delayed or otherwise abandoned, and the effects of complying with Swiss tax law on us and our 
shareholders after the completion of the Redomestication;
difficulties in enforcing agreements or judgments and collecting receivables in foreign jurisdictions;
exchange controls or other currency restrictions and limitations on the movement of funds, such as on the 
remittance of dividends by subsidiaries, most notably in Ukraine and Argentina;
inadequate infrastructure and logistics challenges;
sovereign risk and the risk of government intervention, including through expropriation, or regulation of the 
economy or natural resources, including restrictions on foreign ownership of land or other assets;
the requirement to comply with a wide variety of laws and regulations that apply to international operations, 
including, without limitation, economic sanctions regulations, labor laws, import and export regulations, anti-
corruption and anti-bribery laws, as well as other laws or regulations discussed in this "Item 1A. Risk Factors" 
section;
challenges in maintaining an effective internal control environment with operations in multiple international 
locations, including language differences, varying levels of U.S. GAAP expertise in international locations and 
multiple financial information systems; 
changes in a country’s or region’s economic or political condition; and
labor disruptions, civil unrest, significant political instability, coup attempts, wars or other armed conflict or acts of 
terrorism. See "—The ongoing war between Russia and Ukraine may adversely affect our business, financial 
condition or results of operations."

These risks could adversely affect our operations, business strategies, and operating results.

As a result of our international operations, we are also exposed to currency exchange rate fluctuations. Changes in 
exchange rates between the U.S. dollar and other foreign currencies, particularly the Brazilian real, Canadian dollar, the 
euro, and Chinese yuan/renminbi affect our revenues and expenses that are denominated in local currencies, affect farm 
economics in those regions and may also have a negative impact on the value of our assets located outside of the United 
States.

Additionally, there continues to be a great deal of uncertainty regarding U.S. and global trade policies for companies with 

multinational operations like ours. In recent years, there has been an increase in populism and nationalism in various countries 
around the world and consequently historical free trade principles are being challenged. As we continue to operate our business 
globally, our success will depend, in part, on the nature and extent of any such changes and how well we are able to anticipate, 
respond to and effectively manage any such changes. 

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Government policies and regulations affecting the agricultural sector and related industries could adversely affect our 
operations and profitability.

Agricultural commodity production and trade flows are significantly affected by government policies and regulations. 

Governmental policies affecting the agricultural industry, such as taxes (including "windfall profits" taxes), tariffs, duties, 
subsidies, import and export restrictions, price controls on agricultural commodities, and energy policies (including biofuels 
mandates), can influence industry profitability, the planting of certain crops versus other uses of agricultural resources, the 
location and size of crop production, whether unprocessed or processed commodity products are traded, and the volume and 
types of imports and exports. Additionally, regulation of financial markets and instruments in the United States and 
internationally may create uncertainty as these laws are adopted and implemented and may impose significant additional risks 
and costs that could impact our risk management practices. Further, increases in food and fertilizer prices have in the past 
resulted in increased scrutiny of our industries under antitrust and competition laws in various jurisdictions and increase the risk 
that these laws could be interpreted, administered or enforced in a manner that could affect our operations or impose liabilities 
on us that could have a material adverse effect on our operating results and financial condition. Future governmental policies, 
regulations or actions impacting our industries may adversely affect the supply of, demand for, and prices of our products, 
restrict our ability to do business in existing and target markets, or engage in risk management activities and otherwise cause 
our financial results to suffer.

Finally, international trade disputes can adversely affect agricultural commodity trade flows by limiting or disrupting 
trade between countries or regions, particularly disputes involving the United States and China. This has in the past led, and 
can in the future lead, to significant volatility in commodity prices, disruptions in historical trade flows and shifts in planting 
patterns in the United States and South America, which have presented challenges and uncertainties for our business. We 
cannot predict the impacts that future trade policy or the terms of any negotiated trade agreements could have on our 
business and operations. 

We may not realize the anticipated benefits of acquisitions, divestitures or joint ventures.

We have been an active acquirer of other companies, and we have joint ventures with several partners. Part of our 

strategy involves acquisitions, alliances and joint ventures designed to expand or optimize our portfolio of businesses. Our 
ability to benefit from acquisitions, joint ventures, and alliances depends on many factors, including our ability to identify 
suitable prospects, access funding sources on acceptable terms, negotiate favorable transaction terms, and successfully 
consummate and integrate any businesses we acquire. In addition, we proactively review our portfolio of businesses in order 
to identify opportunities to enhance shareholder value and may decide as a result of such reviews or otherwise, from time to 
time, to divest certain of our assets or businesses by selling them or entering into joint ventures. Our ability to successfully 
complete a divestiture will depend on, among other things, our ability to identify buyers that are prepared to acquire such 
assets or businesses on acceptable terms and to adjust and optimize our retained businesses following the divestiture.

Our acquisition, joint venture, or divestiture activities may involve unanticipated delays, costs, and other problems. If 

we encounter unexpected problems with acquisitions, joint ventures, or divestitures, our senior management may be required 
to divert attention away from other aspects of our businesses to address these problems. Additionally, we may fail to 
consummate proposed acquisitions, joint ventures or divestitures, after incurring expenses and devoting substantial resources, 
including management time, to such transactions.

Acquisitions also pose the risk that we may be exposed to successor liability relating to actions by an acquired 
company and its management before the acquisition. The due diligence we conduct in connection with an acquisition, the 
controls and policies we implement at acquired companies, and any contractual guarantees or indemnities that we receive 
from the sellers of acquired companies, may not be sufficient to protect us from, or compensate us for, actual liabilities. A 
material liability associated with an acquisition could adversely affect our reputation and results of operations and reduce the 
benefits of the acquisition. Additionally, acquisitions involve other risks, such as differing levels of management and internal 
control effectiveness at the acquired entities, systems integration risks, the risk of impairment charges relating to goodwill 
and intangible assets recorded in connection with acquisitions, the risk of significant accounting charges and expenses 
resulting from the completion and integration of a sizable acquisition, the need to fund increased capital expenditures and 
working capital requirements, our ability to retain and motivate employees of acquired entities, compliance and reputational 
risks and other unanticipated problems and liabilities.

Divestitures may also expose us to potential liabilities or claims for indemnification, as we may be required to retain 
certain liabilities or indemnify buyers for certain matters, including environmental or litigation matters associated with the 
assets or businesses that we sell. The magnitude of any such retained liability or indemnification obligation may be difficult 
to quantify at the time of the transaction and its cost to us could ultimately exceed the proceeds we receive for the divested 
assets or businesses. Divestitures also have other inherent risks, including possible delays in closing transactions (including 
potential difficulties in obtaining regulatory approvals), the risk of lower-than-expected sales proceeds for the divested 
businesses and unexpected costs or other difficulties associated with the separation of the businesses to be sold from our 

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information technology systems and other management processes, including the loss of key personnel. Further, expected 
cost savings or other anticipated efficiencies or benefits from divestitures may also be difficult to achieve or maximize.

Additionally, we have several joint ventures and investments in which we have limited control over governance, 

financial reporting, and operations. As a result, we face certain operating, financial, and other risks relating to these 
investments, including risks related to the financial strength of our joint venture partners or their willingness to provide 
adequate funding for the joint venture, having differing objectives from our partners, the inability to implement some 
actions with respect to the joint venture's activities that we may believe are favorable if the joint venture partner does not 
agree, compliance risks relating to actions of the joint venture or our partners, and the risk that we will be unable to resolve 
disputes with the joint venture partner. As a result, these investments may contribute significantly less than anticipated to 
our earnings and cash flows. 

We have a 50% ownership interest in BP Bunge Bioenergia joint venture related to our sugar and ethanol business in 
Brazil. We share control in BP Bunge Bioenergia with BP, our joint venture partner, and as a result, our ability to realize the 
benefits of this joint venture will depend in part on our ability to work with and cooperate with BP, as well as the talent of 
the leadership of BP Bunge Bioenergia. In addition, the business and financial performance of the BP Bunge Bioenergia 
joint venture may be adversely affected if there is a significant shortage of sugarcane supply, which is the principal raw 
material used in the production of ethanol and sugar, or if there is an increase in the cost of available sugarcane, which 
could result from any termination of the joint venture’s partnership or supply contracts. 

In May 2022, we entered into the Bunge Chevron JV, in which we have a 50% ownership interest through the 
contribution of two soybean processing facilities. Under the terms of the joint venture, we have agreed to operate the joint 
venture’s facilities, and Chevron Corporation ("Chevron") will have purchase rights for oil produced by the joint venture for 
use as a renewable feedstock to manufacture low lifecycle carbon intensity transportation fuels. We share control of certain 
key decisions pertaining to the Bunge Chevron JV with Chevron, our joint venture partner, and as a result, our ability to 
realize the benefits of this joint venture will depend in part on our ability to work with and cooperate with Chevron. The 
business and financial performance of the Bunge Chevron JV may also be adversely affected if there is a significant 
decrease in demand for renewable diesel. Additionally, the Bunge Chevron JV is subject to risks similar to our other 
soybean processing facilities, which are described in this Item 1A.

We are subject to industry and other risks that could adversely affect our reputation and financial results.

We are subject to food and feed industry risks which include, but are not limited to, spoilage, contamination, tampering 
or other adulteration of products, product liability claims, and recalls. We are also subject to shifts in customer and consumer 
preferences, including as a result of COVID-19, and concerns regarding the outbreak of disease associated with livestock and 
poultry, including avian or swine influenza. Also, increasing focus on climate change, deforestation, water, animal welfare 
and human rights concerns, and other risks associated with the global food system may lead to increased activism focusing on 
food companies and their suppliers, governmental intervention and consumer responses. These risks could adversely affect 
our, or our suppliers’, reputations and businesses and our ability to procure the materials we need to operate our business.

As a company whose products comprise staple food and feed products sold globally, as well as ingredients included in 

trusted food brands of our customers, maintaining a good corporate reputation is critical to our continued success. 
Reputational value is based in large part on perceptions, which can shift rapidly in response to negative incidents. The failure 
or alleged failure to maintain high standards for quality, safety, integrity, environmental sustainability and social 
responsibility, including with respect to raw materials and services obtained from suppliers, even if untrue, may result in 
tangible effects, such as reduced demand for our products, disruptions to our operations, increased costs and a loss of market 
share to competitors. Our reputation and results of operations could also be adversely impacted by changing consumer 
preferences and perceptions relating to some of the products we sell, such as with regard to the quantity and type of fats, 
sugars, and grains consumed, as well as concerns regarding genetically modified crops. Failure to anticipate, adapt or 
respond effectively to these trends or issues may result in material adverse effects on our business, financial condition, and 
results of operations.

We are subject to numerous laws and regulations globally, which could adversely affect our operating results.

Due to our global business operations, we are required to comply with numerous laws and regulations in the countries in 

which we operate. These include general business regulations, such as with respect to taxes, accounting, anti-corruption and 
fair competition, trade sanctions, product safety, and environmental matters, as well as those governing the manufacturing, 
production, handling, storage, transport, marketing and sale of our products. These include laws and regulations relating to 
facility licensing and permitting, food and feed safety, the handling and production of regulated substances, nutritional and 
labeling requirements, global trade compliance and other matters. Our operations and those of our suppliers are also subject to 
restrictions on land use in certain protected areas, forestry reserve requirements, and limitations on water use. In addition to 
liabilities arising out of our current and future operations for which we have ongoing processes to manage compliance with 
regulatory obligations, we may be subject to environmental liabilities for past operations at current facilities and in some cases 

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to liabilities for past operations at facilities that we no longer own or operate. We may also be subject to liabilities for 
operations of acquired companies. Our industrial activities can also result in serious accidents that could result in personal 
injuries, facility shutdowns, reputational harm to our business and/or the expenditure of significant amounts to remediate 
safety issues or repair damaged facilities. We may incur material costs or liabilities to comply with environmental, health and 
safety requirements. Any failure to comply with applicable laws and regulations may subject us to substantial fines, 
administrative sanctions, criminal penalties, revocations of operating permits and/or shutdowns of our facilities, litigation, and 
other liabilities, as well as damage to our reputation.

Due to the international scope of our operations, we are subject to a complex system of import- and export-related laws 
and regulations, including U.S. regulations issued by Customs and Border Protection, the Bureau of Industry and Security, the 
Office of Antiboycott Compliance, the Directorate of Defense Trade Controls and Office of Foreign Assets Control, as well as 
the counterparts of these agencies in other countries. Any alleged or actual violations may subject us to government scrutiny, 
investigation and civil and criminal penalties, and may limit our ability to import or export our products, or to provide services 
outside the United States. Furthermore, embargoes and sanctions imposed by the United States and other governments 
restricting or prohibiting sales to specific persons or countries or based on product classification may expose us to potential 
criminal or civil sanctions. We cannot predict the nature, scope or effect of future regulatory requirements to which our 
operations might be subject or in certain locations the manner in which existing laws might be administered or interpreted.

In addition, continued government and public emphasis in countries in which we operate on environmental issues, 

including climate change, conservation and natural resource management, have resulted in and could result in new or more 
stringent forms of regulatory oversight or other limitations on the agricultural industry, including increased environmental 
controls, land-use restrictions affecting us or our suppliers and other conditions that could have a material adverse effect on 
our business, reputation, financial condition and results of operations. For example, certain aspects of our business and the 
larger food production chain generate carbon emissions. A number of jurisdictions in which we operate have implemented or 
are in the process of implementing carbon pricing programs or regulations to reduce GHG emissions, including, but not 
limited to, the United States, Canada, Mexico, the European Union and its member states, and China. For example, the Biden 
Administration has issued a series of executive orders and regulatory initiatives focused on climate change, including rejoining 
the Paris Climate Agreement, pursuant to which the Administration has announced a goal of halving U.S. GHG emissions by 
2030. The imposition of regulatory restrictions on GHG emissions in many markets in which we operate, which may include 
limitations on GHG emissions, national emission reduction plans, requirements to make additional investments to modify our 
facilities, equipment and processes, other restrictions on industrial operations, taxes or fees on GHG emissions, and other 
measures, could affect land-use decisions, the cost of agricultural production and the cost and means of processing and 
transporting our products, which could adversely affect our business, cash flows, and results of operations. 

We are exposed to credit and counterparty risk relating to our customer and supplier counterparties in the ordinary course 
of business. In particular, we advance capital and provide other financing arrangements to farmers in Brazil and, as a 
result, our business and financial results may be adversely affected if these farmers are unable to repay the capital advanced 
to them.

We have various credit terms with customers, and our customers have varying degrees of creditworthiness, which 
exposes us to the risk of non-payment or other default under our contracts and other arrangements with them. In the event that 
we experience significant defaults on their payment obligations to us, our financial condition, results of operations, or cash 
flows could be materially and adversely affected.

In Brazil, where there have been limited third-party financing sources available to farmers, we provide financing to 
farmers from whom we purchase soybeans and other agricultural commodities through prepaid commodity purchase contracts 
and advances, which are generally intended to be short-term in nature and are typically secured by the farmer's crop and a 
mortgage on the farmer's land and other assets to provide a means of repayment in the potential event of crop failure or 
shortfall. As of December 31, 2022 and 2021, respectively, we had approximately $651 million and $594 million in outstanding 
prepaid commodity purchase contracts, and advances to farmers. We are exposed to the risk that the underlying crop will be 
insufficient to satisfy a farmer's obligation under the financing arrangements as a result of weather and crop growing conditions, 
and other factors that influence the price, supply and demand for agricultural commodities. In addition, any collateral held by us 
as part of these financing transactions may not be sufficient to fully protect us from loss.

We are a capital intensive business and depend on cash provided by our operations as well as access to external financing 
to operate and grow our business.

We require significant amounts of capital to operate our business and fund capital expenditures. Our working capital 
needs are directly affected by the prices of agricultural commodities, with increases in commodity prices generally causing 
increases in our borrowing levels. We are also required to make substantial capital expenditures to maintain, upgrade, and 
expand our extensive network of storage facilities, processing plants, refineries, mills, logistics assets, and other facilities to 
keep pace with competitive developments, technological advances and safety and environmental standards. Furthermore, the 

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expansion of our business and pursuit of acquisitions or other business opportunities may require us to have access to 
significant amounts of capital. If we are unable to generate sufficient cash flows or raise sufficient external financing on 
attractive terms to fund these activities, including as a result of a tightening in the global credit markets, we may be forced to 
limit our operations and growth plans, which may adversely impact our competitiveness and, therefore, our results of 
operations.

At December 31, 2022, Bunge had $6,665 million unused and available committed borrowing capacity comprising 

committed revolving credit facilities and the commercial paper program, totaling $5,665 million with a number of financial 
institutions, in addition to $1,000 million in committed unsecured delayed draw term loans. At December 31, 2022, our total 
debt balance is $4,651 million. Our debt levels could limit our ability to obtain additional financing, limit our flexibility in 
planning for, or reacting to, changes in the markets in which we compete, place us at a competitive disadvantage compared to 
our competitors that are less leveraged than we are, and require us to dedicate more cash on a relative basis to servicing our debt 
and less to developing our business. This may limit our ability to run our business and use our resources in the manner in which 
we would like. Furthermore, difficult conditions in global credit or financial markets, including increases in interest rates and 
diminished liquidity and credit availability, generally could increase the cost to finance our operations, adversely impact our 
ability to refinance maturing debt or the cost or other terms of such refinancing, or adversely affect the financial position of the 
lenders with whom we do business, which may reduce our ability to obtain financing for our operations. See "Item 7. 
Management's Discussion and Analysis of Financial Condition and Results of Operations-Liquidity and Capital Resources."

Access to credit markets and pricing of company debt is also dependent on maintaining appropriate credit ratings, and 

one of our financial objectives has been to maintain an investment grade credit rating. While our debt agreements do not have 
any credit rating downgrade triggers that would accelerate the maturity of our debt, reductions in our credit ratings would 
increase our borrowing costs and, depending on their severity, could impede our ability to obtain credit facilities or access the 
capital markets in the future on favorable terms, as well as impair our ability to compete effectively relative to competitors 
with higher credit ratings.

Our risk management strategies may not be effective.

Our business is affected by fluctuations in agricultural commodity prices, transportation costs, energy prices, interest 

rates, and foreign currency exchange rates. We engage in hedging transactions to manage these risks. However, our exposures 
may not always be fully hedged, and our hedging strategies may not be successful in minimizing our exposure to these 
fluctuations. In addition, our risk management strategies may seek to position our overall portfolio relative to expected market 
movements. While we have implemented a broad range of risk monitoring and control procedures and policies to mitigate 
potential losses, they may not in all cases be successful in anticipating a significant risk exposure and protecting us from 
losses that have the potential to impair our financial position. See "Item 7A. Quantitative and Qualitative Disclosures About 
Market Risk".

The loss of, or a disruption in, our manufacturing and distribution operations or other operations and systems could 
adversely affect our business.

We are engaged in manufacturing and distribution activities on a global scale, and our business depends on our ability to 
execute and monitor, on a daily basis, a significant number of transactions across numerous markets or geographies. As a result, 
we are subject to the risks inherent in such activities, including industrial accidents, environmental events, fires, explosions, 
strikes and other labor or industrial disputes, disruptions in logistics or information systems, as well as natural disasters, 
pandemics (including the COVID-19 pandemic), wars (including the Ukraine-Russia war), acts of terrorism, and other external 
factors over which we have no control. While we insure ourselves against many of these types of risks in accordance with 
industry standards, our level of insurance may not cover all losses. The potential effects of these conditions could have a 
material adverse effect on our business, results of operations, and financial condition.

Our information technology systems, processes and sites may suffer interruptions, security breaches or failures that may 
adversely affect our ability to conduct our business.

We rely on certain key information technology systems, some of which are dependent on services provided by third 
parties, to provide critical data and services for internal and external users, including procurement and inventory management, 
transaction processing, financial, commercial and operational data, human resources management, legal and tax compliance, 
and other information and processes necessary to operate and manage our business. If we or our third-party service providers do 
not respond or perform effectively in connection with a cyber breach or system failure, our business may be impacted.

Increased social engineering threats and more sophisticated computer crime, including advanced persistent threats and 

zero-day vulnerability exploits, pose a potential risk to the security of our information technology systems, networks and 
services, and we may incur significant costs in protecting against potential security breaches, cyber-based attacks, or other 
cyber incidents. We and our third-party service providers are targeted by malicious actors and expect such incidents to continue. 
While we have implemented cybersecurity and data protection measures, our efforts to minimize the risks of cyberattacks and 
protect our information technology systems may be insufficient and we may experience breaches or other failures or disruptions 

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that could compromise our systems and the information stored there as a result. Such risks increase while some of our 
workforce in certain countries in which we operate continues to work remotely. New technology that could result in greater 
operational efficiency may further expose our computer systems to the risk of cyberattacks. 

In addition, the risk of cybersecurity incidents, including cyberattacks against the Ukrainian government and other 
countries in the region, has increased in connection with the ongoing Ukraine-Russia war, driven by justifications such as 
retaliation for the sanctions imposed in conjunction with the war, or in response to certain companies’ continued operations in 
Russia. It is possible that these attacks could have collateral effects on additional critical infrastructure and financial institutions 
globally, which could adversely affect our operations and could increase the frequency and severity of cyber-based attacks 
against our information technology systems. While we have taken actions to mitigate such potential risks, the proliferation of 
malware from the war into systems unrelated to the war, or cyberattacks against U.S. companies in retaliation for U.S. sanctions 
against Russia, or U.S. support of Ukraine, could also adversely affect our operations.

We have implemented security policies, training programs, measures and disaster recovery plans designed to prevent, 

detect and mitigate cyber-based attacks, and to protect the security and continuity of our networks and critical systems. We use 
encryption and authentication technologies designed to secure the transmission and storage of data and prevent access to 
Company and user data or accounts. In addition, we also conduct tests and assessments using independent third parties on a 
regular basis. These measures may not adequately prevent adverse events such as breaches or failures from occurring, or 
mitigate their severity if they do occur. 

If our information technology systems are breached, damaged or fail to function properly due to any number of causes, 

such as security breaches or cyber-based attacks, systems implementation difficulties, catastrophic events or power outages, and 
our security, contingency disaster recovery, or other risk mitigation plans do not effectively mitigate these occurrences on a 
timely basis, we may experience a material disruption in our ability to manage our business operations and produce financial 
reports, as well as significant costs and lost business opportunities until they are remediated. Additionally, while we have 
insurance coverage designed to address certain aspects of cyber risks in place, such insurance coverage may be insufficient to 
cover all losses or all types of claims that may arise.

We are also subject to a variety of laws and regulations regarding data privacy, data protection, and data security, 
including laws related to the collection, storage, handling, use, disclosure, transfer, and security of personal information. Data 
privacy regulations continue to evolve, and non-compliance with such regulations could subject the Company to legal claims or 
proceedings, potential regulatory fines and penalties and damage to our reputation. These factors may adversely impact our 
business, results of operations, and financial condition, as well as our competitive position.

Changes in tax laws or exposure to additional tax liabilities could have a material impact on our financial 
condition and results of operations.

We are subject to income taxes as well as non-income taxes in various jurisdictions throughout the world. Tax 
authorities may disagree with certain positions we have taken and assess additional taxes, along with interest and penalties. 
We regularly assess the likely outcomes of these audits and assessments in order to assess the appropriateness of our tax 
assets and liabilities. However, the calculation of such liabilities involves significant judgment in the interpretation of 
complex tax regulations in many jurisdictions. Therefore, any dispute with a taxing authority may result in a payment or 
outcome that is significantly different from current estimates. There can be no assurance that we will accurately predict the 
outcomes of these audits and the actual outcomes of these audits could have a material impact on our consolidated earnings 
and financial condition in the periods in which they are recognized.

Additionally, changes in tax laws could materially impact our effective tax rate and the monetization of recoverable tax 
assets (indirect tax credits). Furthermore, the ongoing efforts in corporate tax transparency by the Organization of Economic 
Cooperation and Development ("OECD") and a number of countries has resulted in additional mandatory disclosures, which 
will likely cause additional scrutiny of the Company's tax positions and potentially increased tax assessments. Additionally, 
during 2022 increased grain and food prices globally have resulted in a limited number of jurisdictions calling for a “windfall 
profits” tax on agricultural grain traders and producers. So far, only one jurisdiction has implemented such tax, which is set to 
expire after 2023. This tax did not have a material impact on Bunge.

Our operations are dependent on a wide array of third parties.

The success of our supply chain relies on the continued performance of a wide array of third parties. Suppliers, vendors, 
co-manufacturers, third-party outsourcers, warehousing partners, and transportation providers are among our critical business 
partners. Although we take steps to qualify and audit third parties with whom we do business, we cannot guarantee that all third 
parties will perform dependably or at all. It is possible that events beyond our control, such as financial issues, operational 
failures, labor issues, cybersecurity events, pandemics (including the COVID-19 pandemic) or other public health issues, or 
other systemic issues could impact our unaffiliated third parties. If our third parties fail to deliver on their commitments, 
introduce unplanned risk to our operations, such as exposing us to cybersecurity-related compromises, or are unable to fulfill 
their obligations, we could experience manufacturing challenges, shipment delays, increased costs, or lost revenue.

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2022 Bunge Annual Report

We are dependent on our executive management and other key personnel.

Our success depends on our executive management team and other key personnel with skills upon which our business 
depends, and our ability to effectively identify, attract, retain, and motivate high quality employees, and replace those who retire 
or resign. We believe that we have an experienced and highly qualified executive management team, and the loss of service of 
any one or more of these key personnel could have a significant adverse impact on our operations and our future profitability. 
Failure to retain and motivate our executive management team and to hire, retain, and develop other important personnel, which 
may be particularly challenging given the current dynamics in certain labor markets in which we operate, could generally 
impact other levels of our management and operations, as well as our ability to execute our strategies and may adversely affect 
our business and results of operations.

Risks Relating to the Redomestication

On December 8, 2022, we announced our intention to change the place of incorporation of our ultimate parent company 
from Bermuda to Switzerland. The Redomestication is subject to various conditions, including shareholder approval, which we 
expect to seek in 2023. In connection with calling a special meeting of shareholders to seek the shareholder approval required 
for the Redomestication, we filed a preliminary proxy statement with the SEC on December 21, 2022 and we expect to file a 
proxy statement in definitive form and hold a special meeting of shareholders in 2023. Please carefully review the preliminary 
proxy statement and the proxy statement in definitive form when it becomes available, as they contain important information 
about the Redomestication and Bunge.

The rights of the holders of our common shares will change as a result of the Redomestication.

Currently, the rights of the holders of our common shares are governed by Bermuda law and our memorandum of 
association and bye-laws. After the Redomestication, the rights of the holders of our common shares will be governed by Swiss 
law, including new articles of association and organizational regulations, which will be different from Bermuda law and our 
current memorandum of association and bye-laws in a number of important ways. The following is a list of certain of the rights 
of the holders of our common shares that will change if the Redomestication is completed:

•

•

•

Voting threshold for business combinations. Our bye-laws currently provide that merger or consolidation with 
another company, or the sale of substantially all assets of the Company must be approved by a majority of the votes 
cast. Under Swiss law, a statutory merger or the sale of substantially all assets requires at least 66 2/3% of the 
registered shares and a majority of the par value of the registered shares, each as represented at a meeting of 
shareholders, to vote in favor of the transaction.

Action by unanimous written consent. Our bye-laws currently provide that shareholders may take action by 
unanimous written consent in lieu of a general meeting of shareholders. After the Redomestication, our articles of 
association will provide that shareholders are not permitted to act by written consent in lieu of a meeting of 
shareholders.

Bye-law amendments. Many of the rights and obligations of Bunge and its shareholders that are currently contained in 
Bunge’s bye-laws will be included in Bunge’s organizational regulations under Swiss law. Under Swiss law, a 
company’s organizational regulations may be amended by the board of directors without seeking shareholder approval, 
whereas under Bermuda law, amendments to the bye-laws require board and shareholder approval.   

The foregoing description of the changes to the rights of the holders of our common shares does not purport to be 
complete. For more information, see “Comparison of Rights of Shareholders” in Bunge’s preliminary proxy statement filed 
with the SEC in connection with the Redomestication, which provides a comparison of current rights of Bunge shareholders 
under Bermuda law to the expected rights of Bunge shareholders under Swiss law following the Redomestication.

As a result of increased shareholder approval requirements, we will have less flexibility with respect to certain aspects of 
capital management.

Currently, our Board of Directors is permitted to authorize the repurchase of our issued and outstanding common shares 

without seeking shareholder approval. In certain rare circumstances following the Redomestication, we may be required to seek 
shareholder approval to repurchase large quantities of our issued and outstanding common shares; however, we do not presently 
anticipate this to be a likely scenario. Our ability to repurchase our shares is an important component of our capital management 
and shareholder return practices that we believe is important to our shareholders, and any restriction on our ability to repurchase 
our shares could make our common shares less attractive to investors.  

Under our current bye-laws, our Board of Directors may issue, without shareholder approval, any common shares 

authorized in our memorandum of association that are not issued or reserved. Bermuda law and our current bye-laws also 
provide substantial flexibility in establishing the terms of new classes of preferred shares. In addition, our Board of Directors 
has the right, subject to statutory limitations, to declare and pay dividends on our common shares without a shareholder vote. 

23

2022 Bunge Annual Report

Swiss law allows shareholders to authorize the Board of Directors with the ability to approve increases in stated share 

capital by up to 50%. Under Swiss law, the authority given to the Board of Directors to issue shares for such purposes must be 
renewed by the shareholders every five years. Additionally, Swiss law grants existing shareholders preemptive rights to 
subscribe for newly issued shares and advance subscription rights to subscribe for convertible and similar financial instruments. 
Preemptive rights and advance subscription rights may be limited or withdrawn for valid reasons. Swiss law also does not 
provide as much flexibility in the various terms that can attach to different classes of shares. Given that our stock exchange 
listing with the NYSE will continue following the Redomestication, our ability to issue share capital without additional 
shareholder approval will remain limited to 20% of the stated share capital.  

Swiss law also reserves for approval by shareholders many corporate actions over which our Board of Directors currently 
has authority. For example, dividends must be approved by shareholders. While we do not believe that the differences between 
Bermuda law and Swiss law relating to our capital management will have an adverse effect on us, we cannot assure you that 
situations will not arise where such flexibility would have provided substantial benefits to our shareholders.

After the completion of the Redomestication, we may not be able to make distributions or repurchase shares without 
subjecting you to Swiss withholding tax.

Under current Swiss law, distributions made out of qualifying capital contribution reserves recognized by the Swiss 

Federal Tax Administration or made in the form of a par value reduction are not subject to Swiss withholding tax. However, 
there can be no assurances that the Swiss withholding tax rules will not be changed in the future or that shareholders will 
approve a distribution out of qualifying capital contribution reserves recognized by the Swiss Federal Tax Administration or a 
reduction in par value for distributions. Further, over the long term, the amount of par value and qualifying capital contribution 
reserves available for us may be limited. If we are unable to make a distribution out of qualifying capital contribution reserves 
or through a reduction in par value, then any dividends paid by us will generally be subject to a Swiss withholding tax at a rate 
of 35%. The withholding tax must be withheld from the gross distribution and paid to the Swiss Federal Tax Administration. A 
U.S. holder that qualifies for benefits under the Convention between the United States of America and the Swiss Confederation 
for the Avoidance of Double Taxation with Respect to Taxes on Income, which we refer to as the “U.S.-Swiss Treaty,” may 
apply for a refund of the tax withheld in excess of the 15% treaty rate (or for a full refund in case of qualified pension funds). 
Switzerland currently has concluded more than 70 tax treaties with the same treatment regarding the refund of Swiss 
withholding taxes. Dividends, if any, paid on our shares are not currently subject to withholding tax in Bermuda. 

Under current Swiss law, repurchases of shares for the purposes of capital reduction are treated as a partial liquidation 

subject to 35% Swiss withholding tax on the difference between the par value plus qualifying capital contributions reserves and 
the repurchase price. Over the long term, the amount of par value and qualifying contribution reserves available for us may be 
limited. We may follow a share repurchase process for future share repurchases, if any, whereby Swiss institutional investors 
purchase shares from you and then sell the shares to us and apply for a refund of the Swiss withholding tax. However, if we are 
unable to use this process successfully, we may not be able to repurchase shares for the purposes of capital reduction without 
subjecting you to Swiss withholding taxes. See “Certain Tax Considerations—Swiss Tax Considerations—Consequences to 
Shareholders of Bunge-Switzerland Subsequent to the Redomestication—Repurchases of Shares" of the Preliminary Proxy 
Statement.

The Redomestication will result in additional costs to us, some of which will be incurred regardless of whether the 
Redomestication is completed.

The completion of the Redomestication will result in an increase in some of our ongoing expenses and require us to incur 

some new expenses in connection with the Redomestication regardless of whether the Redomestication is completed.

We are seeking amendments to certain of our credit facilities and our trade receivable securitization program in parallel 
with the Redomestication. Failure to do so could have an adverse effect on our ability to complete the Redomestication or on 
our business, results of operations, or financial condition after the completion of the Redomestication.

Upon the completion of the Redomestication, a “change of control” constituting an event of default may be deemed to 
have occurred under the terms of the bank credit agreements governing our unsecured $1.1 billion 364-day Revolving Credit 
Agreement, unsecured committed $1.35 billion 5-year Revolving Credit Agreement, unsecured $865 million 5-year Revolving 
Credit Agreement, unsecured $1.75 billion 3-year Revolving Credit Facility, $750 million Term Loan facility, $250 million 
February 2023 Delayed Draw Term Loan Facility, $250 million October 2022 Delayed Draw Term Loan Facility, ¥30.7 billion 
Term Loan Facility, $90 million Term Loan Facility, and $600 million commercial paper program of our wholly-owned 
subsidiaries. These agreements permit acceleration of the borrowings under such facilities upon such an event of default. We 
also guarantee certain local credit lines and other financial arrangements of our subsidiaries in which consent may be required. 
We are seeking amendments to these facilities from our lenders to assign our obligations as guarantor thereunder to the Swiss 
corporation to be incorporated in connection with the Redomestication (“Bunge-Switzerland”), although we may not be able to 
obtain the creditor consents required to successfully amend any or all of these facilities. In addition, we and certain of our 

24

2022 Bunge Annual Report

subsidiaries participate in a trade receivable securitization program that provides for funding up to $1.1 billion against 
receivables sold into such program. We are seeking amendments to assign our obligations thereunder to Bunge-Switzerland. 

We do not expect to incur significant costs in connection with obtaining these consents or taking these actions. However, 
the failure to amend some or all of these facilities could have an adverse effect on our ability to complete the Redomestication 
or on our business, results of operations, or financial condition after the completion of the Redomestication. 

Bunge has senior notes outstanding in the aggregate amount of $3,735 million as of December 31, 2022 which are 

guaranteed by Bunge Limited. The indentures provide a provision for a successor guarantor domiciled in various countries 
including Switzerland with no consent required from the noteholders. We expect no other changes to the indentures and 
economics to the noteholders. We do expect to deliver a notice of the successor guarantor to the bond trustee.       

Upon completion of the Redomestication, we may qualify as a foreign private issuer and be exempt from certain U.S. 
securities laws and permitted to publicly disclose less information than U.S. public companies are required to disclose. If we 
qualify for and choose to utilize these exemptions, our shareholders may no longer have access to information they deem 
important, which may result in our common shares being less attractive to investors.

We do not currently believe that we will qualify as a “foreign private issuer” within the meaning of the rules promulgated 
by the Exchange Act, upon completion of the Redomestication. The definition of a “foreign private issuer” has two parts—one 
based on a company’s percentage of U.S. resident shareholders and the other on its business contacts with the United States. An 
organization incorporated under the laws of a foreign country qualifies as a foreign private issuer if either part of the definition 
is satisfied. We do not expect to qualify as a foreign private issuer under the shareholder test because we currently expect that 
more than 50% of our outstanding voting securities will continue to be held by U.S. residents after the completion of the 
Redomestication. However, under the business contacts test, if it were the case after the Redomestication that (1) more than 
50% of our assets were located outside the United States, (2) our business was not administered principally in the United States 
and (3) a majority of our executive officers and directors were neither U.S. citizens nor U.S. residents, then we would qualify as 
a foreign private issuer. We do not expect that we will meet the requirements of clause (3) of this test upon the completion of 
the Redomestication, as we believe a majority of our executive officers and directors will continue to be U.S. citizens or U.S. 
residents. However, we may satisfy this element of the test sometime in the future and, as a result, qualify for status as a foreign 
private issuer at such later date. If and when that occurs, we would be exempt from certain requirements applicable to U.S. 
public companies, including:

•     the rules requiring the filing of Quarterly Reports on Form 10-Q and Current Reports on Form 8-K with the SEC,
•     the SEC’s rules regulating proxy solicitations,
•     the provisions of Regulation FD,
•     the filing of reports of beneficial ownership under Section 16 of the Exchange Act (although beneficial ownership 

reports may be required under Section 13 of the Exchange Act), and

•    “short-swing” trading liability imposed on insiders who purchase and sell securities within a six-month period.

In addition, we would then be allowed to:

•     file annual reports within six months after the end of a fiscal year,
•     include more limited executive compensation disclosure in our filings with the SEC,
•     apply accounting principles other than U.S. GAAP to our financial statements, although reconciliation to U.S. GAAP 

would be required if International Financial Reporting Standards as adopted by the International Accounting 
Standards Board are not used, and

•     choose which reporting currency to use in presenting our financial statements.  

If we choose to utilize these exemptions, our shareholders may no longer have access to information they deem 

important, which may result in our common shares being less attractive to investors. 

Risks Relating to Our Common Shares

We are a Bermuda company, and it may be difficult to enforce judgments against us and our directors and executive 
officers.

We are a Bermuda exempted company. As a result, the rights of holders of our common shares will be governed by 

Bermuda law and our memorandum of association and bye-laws. The rights of shareholders under Bermuda law may differ 
from the rights of shareholders of companies or corporations incorporated in other jurisdictions, including the United States. 
Several of our directors and some of our officers are non-residents of the United States, and a substantial portion of our assets 
and the assets of those directors and officers are located outside the United States. As a result, it may be difficult to effect 
service of process on those persons in the United States or to enforce in the United States judgments obtained in U.S. courts 
against us or those persons based on civil liability provisions of the U.S. securities laws. It is doubtful whether courts in 

25

2022 Bunge Annual Report

Bermuda will enforce judgments obtained in other jurisdictions, including the United States, against us or our directors or 
officers under the securities laws of those jurisdictions or entertain actions in Bermuda against us or our directors or officers 
under the securities laws of other jurisdictions.

Our bye-laws restrict shareholders from bringing legal action against our officers and directors.

Our bye-laws contain a broad waiver by our shareholders of any claim or right of action, both individually and on our 

behalf, against any of our officers or directors. The waiver applies to any action taken by an officer or director, or the failure of 
an officer or director to take any action, in the performance of his or her duties, except with respect to any matter involving any 
fraud or dishonesty on the part of the officer or director. This waiver limits the right of shareholders to assert claims against our 
officers and directors unless the act, or failure to act, involves fraud or dishonesty.

We have anti-takeover provisions in our bye-laws that may discourage a change of control.

Our bye-laws contain provisions that could make it more difficult for a third party to acquire us without the consent of 

our Board of Directors. These provisions provide for:

•

•
•

•

directors to be removed without cause at any special general meeting only upon the affirmative vote of a majority of 
the votes cast;
restrictions on the time period in which directors may be nominated;
our Board of Directors to determine the powers, preferences, and rights of our preference shares and to issue the 
preference shares without shareholder approval; and
an affirmative vote of our Board of Directors and a majority of the votes cast at a general meeting of shareholders for 
certain business combination transactions.

These provisions, as well as any additional anti-takeover measures our Board of Directors could adopt in the future, could 

make it more difficult for a third party to acquire us, even if the third party's offer may be considered beneficial by many 
shareholders. As a result, shareholders may be limited in their ability to obtain a premium for their shares.

Item 1B.    Unresolved Staff Comments

Not applicable.

Item 2.    Properties

The following tables provide information on our principal operating facilities as of December 31, 2022.

Facilities by Business Area

(metric tons)
Business Area
Agribusiness (1)
Refined and Specialty Oils (1)
Milling

Aggregate 
Daily
Production
Capacity

Aggregate
Storage
Capacity

170,716 
58,115 
16,589 

  14,600,483 
705,265 
948,210 

26

 
 
 
 
 
 
Facilities by Geographic Region

(metric tons)
Region
North America 
South America
Europe (1)
Asia-Pacific

2022 Bunge Annual Report

Aggregate 
Daily
Production
Capacity

Aggregate
Storage
Capacity

66,813 
80,411 
58,210 
39,986 

2,901,855 
9,682,219 
2,451,701 
1,218,183 

(1)

Includes production and storage capacities of the assets associated with our Russian operations included in Assets held 
for sale at December 31, 2022. See Note 3- Acquisitions and Dispositions to our consolidated financial statements 
included as part of this Annual Report on Form 10-K for more information.

Agribusiness

In our Agribusiness segment, we have 105 commodity storage facilities globally, which are located close to agricultural 
production areas or export locations. We also have 57 oilseed processing plants globally and operate three fertilizer processing 
and blending plants in Argentina. We have 36 merchandising, distribution, and administrative offices throughout the world.

Refined and Specialty Oils

In our Refined and Specialty Oils business, we have 71 refining and packaging facilities throughout the world. We also 
have 102 storage facilities globally that are located close to food and ingredient locations. In addition, to facilitate distribution 
in Brazil, we operate five distribution centers.

Milling

In our Milling business, we have 17 milling facilities throughout the world. We also have 7 storage facilities globally that 

are located close to milling facility locations. 

Other

Our corporate headquarters co-located with our North American operations in Chesterfield, Missouri, occupies 
approximately 150,000 square feet of space under a lease that expires in December 2027. We also own or lease other office 
space for our operations worldwide.

We believe that our facilities are adequate to address our operational requirements.

Item 3.    Legal Proceedings

We are subject to various legal proceedings and risks globally in the course of our business, including claims, suits, and 

government investigations or proceedings involving competition, tax, labor and employment, environmental, commercial 
disputes, and other matters. Although we cannot accurately predict the amount of any liability that may ultimately arise with 
respect to any of these matters, we make provisions for potential liabilities when we deem them probable and reasonably 
estimable. These provisions are based on current information and legal advice and are adjusted from time to time according to 
developments. We do not expect the outcome of these proceedings, net of established reserves, to have a material adverse effect 
on our financial condition or results of operations. However, due to their inherent uncertainty, there can be no assurance as to 
the ultimate outcome of current or future litigation, proceedings, investigations or claims and it is possible that a resolution of 
one or more such proceedings could result in judgments, awards, fines and penalties that could adversely affect our business, 
consolidated financial position, results of operations, or cash flows in a particular period.

For a discussion of certain legal and tax matters relating to Argentina and Brazil, see Note 15- Income Taxes and Note 22- 
Commitments and Contingencies to our consolidated financial statements included as part of this Annual Report on Form 10-K. 

Item 4.    Mine Safety Disclosures

Not applicable.

27

 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

PART II

Item 5.    Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities

(a) Market Information

Our common shares trade on the New York Stock Exchange under the ticker symbol "BG". 

(b) Approximate Number of Holders of Common Stock

To our knowledge, based on information provided by Computershare Investor Services LLC, our transfer agent, as of 

December 31, 2022, we had 149,907,932 common shares issued and outstanding, which were held by approximately 70 
registered holders.

(c) Dividends

We have historically paid and expect to continue to pay cash dividends to holders of our common shares on a quarterly 

basis. In addition, in the first quarter of 2022, Bunge converted all issued and outstanding shares of our 4.875% cumulative 
convertible perpetual preference shares into common shares. As such, dividends on the 4.875% cumulative convertible 
preference shares ceased to accrue and holders were no longer entitled to annual dividends per share in the amount of $4.875 
per year payable quarterly, including dividends that had been declared by the Company on February 23, 2022. Any future 
determination to pay dividends will, subject to the provisions of Bermuda law, be at the discretion of our Board of Directors 
and will depend upon then existing conditions, including our financial condition, results of operations, contractual and other 
relevant legal or regulatory restrictions, capital requirements, business prospects and other factors our Board of Directors deems 
relevant.

Under Bermuda law, a company may not declare or pay dividends from time to time if there are reasonable grounds for 

believing that the company is, or would after the payment be, unable to pay its liabilities as they become due or that the 
realizable value of its assets would thereby be less than its liabilities. Under our bye-laws, each common share is entitled to 
dividends, as and when dividends are declared by our Board of Directors, subject to any preferred dividend right of any future 
preference shares. Bermuda has exchange controls which apply to residents in respect of the Bermuda dollar. As an exempted 
company, Bunge is designated as non-resident for Bermuda exchange control purposes by the Bermuda Monetary Authority. 
Pursuant to our non-resident status, there are no Bermuda restrictions on our ability to transfer funds (other than funds 
denominated in Bermuda dollars) in and out of Bermuda or to pay dividends to non-residents who are holders of our common 
shares in all other currencies, including currency of the United States.

Under current Bermuda law, there is no Bermuda withholding or other tax on dividends or other distributions, nor any 
Bermuda tax computed on profit or income payable by Bunge or its operations. Furthermore, no Bermuda tax is levied on the 
sale or transfer (including by gift and/or on the death of the shareholder) of Bunge common shares (other than by shareholders 
resident in Bermuda).

We paid quarterly dividends on our common shares of $0.625 per share in the third and fourth quarters of 2022, and 
$0.525 per share in the first and second quarters of 2022. We paid quarterly dividends on our common shares of $0.525 per 
share in the third and fourth quarters of 2021, and $0.50 per share in the first and second quarters of 2021. On November 14, 
2022, we declared a regular quarterly cash dividend of $0.625 per common share payable on March 2, 2023 to shareholders of 
record on February 16, 2023.

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2022 Bunge Annual Report

(d) Securities Authorized for Issuance Under Equity Compensation Plans

The following table sets forth certain information, as of December 31, 2022, with respect to our equity compensation 

plans.

(a)

(b)

(c)

Number of Securities
to be Issued Upon
Exercise of Outstanding
Options, Warrants
and Rights

Weighted-Average
Exercise Price Per
Share of Outstanding
Options, Warrants
and Rights

Number of Securities
Remaining Available for
Future Issuance Under
Equity Compensation Plans
(Excluding Securities
Reflected in Column (a))

3,685,549  (2)

$ 

56.22  (3)

3,816,319  (4)

Plan category
Equity compensation plans approved 
by shareholders(1)

(1) Includes our 2016 Equity Incentive Plan, 2009 Equity Incentive Plan, and 2017 Non-Employee Directors' Equity 

Incentive Plan.

(2) Includes non-statutory stock options outstanding as to 1,838,161 common shares, performance-based restricted stock 
unit awards as to 807,673 common shares, and 1,039,715 unvested and time-based restricted stock units outstanding 
(including dividend equivalents payable in common shares) under our various equity incentive plans noted in (1) 
above. Dividend equivalent payments that are credited to each participant’s account are paid in our common shares at 
the time the award is settled.

(3) Calculated based on non-statutory stock options outstanding under our 2016 Equity Incentive Plan and 2009 Equity 
Incentive Plan. This number excludes outstanding time-based restricted stock unit awards, performance-based 
restricted stock unit awards and deferred restricted stock unit awards under our various equity incentive plans noted in 
(1) above.

(4) Shares available under our 2016 Equity Incentive Plan may be used for any type of award authorized under the plan. 

Awards under the plan may be in the form of statutory or non-statutory stock options, restricted stock units (including 
performance-based) or other awards that are based on the value of our common shares. Our 2016 Equity Incentive 
Plan provides that the maximum number of common shares issuable under the plan is 10,900,000, subject to 
adjustment in accordance with the terms of the plan. Our 2017 Non-Employee Directors' Equity Incentive Plan 
provides that the maximum number of common shares issuable under the plan may not exceed 320,000, subject to 
adjustment in accordance with the terms of the plan. No additional awards may be granted under the 2009 Equity 
Incentive Plan.

29

 
 
 
 
 
 
 
2022 Bunge Annual Report

(e)   Performance Graph

The performance graph shown below compares the quarterly change in cumulative total shareholder return on our 
common shares with the Standard & Poor's (S&P) 500 Stock Index and the S&P Food Products Index from December 31, 2017 
through the quarter ended December 31, 2022. The graph sets the beginning value of our common shares and the indices at 
$100 and assumes that all dividends are reinvested. All index values are weighted by the capitalization of the companies 
included in the index.

Note: Prepared by Zacks Investment Research, Inc. Used with permission. All rights reserved. Copyright 1980-2023.

Note: Index Data: Copyright Standard and Poor's, Inc. Used with permission. All rights reserved.

 Purchases of Equity Securities by Registrant and Affiliated Purchasers

In October 2021, our Board of Directors approved a new program for the repurchase of up to $500 million of our issued 

and outstanding common shares. The program has no expiration date. Under this program, 2,109,115 common shares were 
repurchased for $200 million under this program as of December 31, 2022. As of December 31, 2022, $300 million remains 
outstanding for repurchases under the program.

Any repurchases may be made from time to time through a variety of means, including in the open market, in privately 

negotiated transactions or through other means as determined by us, and in compliance with applicable legal requirements. The 
timing and number of any shares repurchased will depend on a variety of factors, including share price and market conditions, 
and the program may be suspended or discontinued at any time at our discretion.

Item 6.    [Reserved]

30

Item 7.    Management's Discussion and Analysis of Financial Condition and Results of Operations

        The following should be read in conjunction with "Cautionary Statement Regarding Forward Looking Statements" and our 
combined consolidated financial statements and notes thereto included in Item 15 of this Annual Report on Form 10-K.

2022 Bunge Annual Report

Operating Results

Factors Affecting Operating Results

Bunge Limited, a Bermuda company, together with its subsidiaries, is a leading global agribusiness and food company 
with integrated operations that stretch from farmer to consumer. The commodity nature of the Company's principal products, as 
well as regional and global supply and demand variations that occur as an inherent part of the business, make volumes an 
important operating measure. Accordingly, information is included in "Segment Overview and Results of Operations" that 
summarizes certain items in our consolidated statements of income and volumes by reportable segment. The common unit of 
measure for all reported volumes is metric tons. 

Effective January 1, 2022, we changed our methodology for reporting volumetric data for our reportable segments to 

simplify and more closely align our volume reporting with our primary income-generating activities. The primary change 
comprises the elimination of grain and oilseed volumes originated from our suppliers. Volumes are now reported as follows:

•

In our Agribusiness segment, reported Processing volumes comprise oilseed volumes crushed (processed) 
during a period, which approximate sales volumes to third parties during the same period. Reported Merchandising 
volumes represent sales volumes to third party customers. 

•

Refined and Specialty Oils segment volumes represent sales volumes to third party customers. 

• Milling segment volumes represent feedstock ground (processed) during a period, again approximating sales 

volumes during the same period. 

•

No volumes are reported for our Sugar and Bioenergy segment, which primarily comprises the Company's net 

earnings from its 50% interest in BP Bunge Bioenergia, or our Corporate and Other activities, which have no material 
revenue-generating activities. 

Certain reclassifications of prior period volumes have been made to conform to current presentation. A description of 

reported volumes for each reportable segment has also been included in the discussion of key factors affecting results of 
operations in each of our business segments as discussed below.

Agribusiness

In the Agribusiness segment, we purchase, store, transport, process, and sell agricultural commodities and commodity 

products. Profitability in this segment is affected by the availability and market prices of agricultural commodities and 
processed commodity products and the availability and costs of energy, transportation, and logistics services. Profitability in 
our processing operations is also impacted by volumes procured, processed, and sold and by capacity utilization rates. 
Availability of agricultural commodities is affected by many factors, including weather, farmer planting and selling decisions, 
plant diseases, governmental policies, and agricultural sector economic conditions. As noted above, reported Processing 
volumes comprise oilseed volumes crushed (processed) during a period, which approximate sales volumes to third parties 
during the same period. Reported Merchandising volumes represent sales volumes to third party customers. 

Demand for our purchased and processed Agribusiness products is affected by many factors, including global and 

regional economic conditions, changes in per capita income, the financial condition of customers and customer access to credit, 
worldwide consumption of food products, particularly pork and poultry, population growth rates, relative prices of substitute 
agricultural products, outbreaks of disease associated with livestock and poultry, and demand for renewable fuels produced 
from agricultural commodities and commodity products.

We expect that the factors described above will continue to affect global supply and demand for our Agribusiness 

products for the foreseeable future. We also expect that, from time to time, imbalances will likely exist between oilseed 
processing capacity and demand for oilseed products in certain regions, which impacts our decisions regarding whether, when, 
and where to purchase, store, transport, process or sell these commodities, including whether to change the location of or adjust 
our own oilseed processing capacity.

Additionally, price fluctuations and availability of commodities may cause fluctuations in our working capital, such as 

inventories, accounts receivable, and borrowings over the course of a given year. For example, increased availability of 
commodities at harvest times often causes fluctuations in our inventories and borrowings. Increases in agricultural commodity 

31

 
 
 
 
 
2022 Bunge Annual Report

prices will also generally cause our cash flow requirements to increase as our operations require increased use of cash to acquire 
inventories and fund daily settlement requirements on exchange-traded futures that we use to hedge our physical inventories.

Refined and Specialty Oils

In the Refined and Specialty Oils segment, our operating results are affected by changes in the prices of raw materials 
such as crude vegetable oils, the mix of products that we sell, changes in consumer eating habits, changes in per capita income, 
consumer purchasing power levels, availability of credit to customers, governmental dietary guidelines and policies, changes in 
regional economic conditions, and the general competitive environment in our markets. Raw material inputs to our production 
processes in the Refined and Specialty Oils segment are largely sourced at market prices from our Agribusiness segment. 
Reported volumes in this segment reflect sales volumes to third party customers. The unit of measure for these volumes is 
metric tons as these businesses are linked to the commodity raw materials, which are their primary inputs.

Milling

In the Milling segment, our operating results are affected by changes in the prices of raw materials such as grains, the 

mix of products that we sell, changes in consumer eating habits, changes in per capita income, consumer purchasing power 
levels, availability of credit to customers, governmental dietary guidelines and policies, changes in regional economic 
conditions and the general competitive environment in our markets. Raw material inputs to our production processes in the  
Milling segment are largely sourced at market prices from our Agribusiness segment. Reported volumes in this segment reflect 
feedstock ground (processed) during a period, again approximating sales volumes during the same period. The unit of measure 
for these volumes is metric tons as these businesses are linked to the commodity raw materials, which are their primary inputs.

Sugar and Bioenergy

Our Sugar and Bioenergy segment primarily comprises our 50% interest in BP Bunge Bioenergia, a joint venture with 

BP. BP Bunge Bioenergia operates on a stand-alone basis with a total of 11 mills located across the Southeast, North, and 
Midwest regions of Brazil. We account for our interest in the joint venture under the equity method of accounting. Accordingly, 
our reported Sugar and Bioenergy results include our share of the net earnings in BP Bunge Bioenergia. While we are 
committed to supporting the growth and development of BP Bunge Bioenergia, our long-term goal is to seek strategic 
opportunities for our investment in the joint venture.

Profitability of this segment, the value of our investment, and the timing of distributions we receive, if any, are 

affected by the profitability of the joint venture. In turn, the profitability of the joint venture is affected by the availability and 
quality of sugarcane, which impacts capacity utilization rates and the amount of sugar that can be extracted from the sugarcane, 
and by market prices of sugar and ethanol. The availability and quality of sugarcane is affected by many factors, including 
weather, geographical factors such as soil quality and topography, and agricultural practices. Once planted, sugarcane may be 
harvested for several continuous years, but the yield decreases with each subsequent harvest. As a result, the current optimum 
economic cycle is generally five to seven consecutive harvests, depending on location. The joint venture owns and/or has 
partnership agreements to manage farmland on which it grows and harvests sugarcane and also purchases sugarcane from third 
parties. Prices of sugarcane in Brazil are established by Consecana, the state of São Paulo sugarcane, sugar, and ethanol council, 
and are based on the sucrose content of the cane and the market prices of sugar and ethanol. Demand for the joint venture's 
products is affected by such factors as changes in global or regional economic conditions, the financial condition of customers 
and customer access to credit, worldwide consumption of food products, population growth rates, changes in per capita income, 
and demand for and governmental support of renewable fuels produced from agricultural commodities, including sugarcane.

In addition to these industry related factors which impact our business areas, our results of operations in all business 

areas and segments are affected by the following factors:

Foreign Currency Exchange Rates

Due to the global nature of our operations, our operating results can be materially impacted by foreign currency 

exchange rates. Both translation of our foreign subsidiaries' financial statements and foreign currency transactions can affect 
our results. On a monthly basis, for subsidiaries whose functional currency is a currency other than the U.S. dollar, subsidiary 
statements of income and cash flows must be translated into U.S. dollars for consolidation purposes based on weighted-average 
exchange rates in each monthly period. As a result, fluctuations of local currencies compared to the U.S. dollar during each 
monthly period impact our consolidated statements of income and cash flows for each reported period (per quarter and year-to-
date) and also affect comparisons between those reported periods. Subsidiary balance sheets are translated using exchange rates 
as of the balance sheet date with the resulting translation adjustments reported in our consolidated balance sheets as a 
component of Accumulated other comprehensive loss.

32

 
 
 
2022 Bunge Annual Report

Additionally, we record transaction gains or losses on monetary assets and liabilities that are not denominated in the 

functional currency of the entity. These amounts are remeasured into their respective functional currencies at exchange rates as 
of the balance sheet date, with the resulting gains or losses included in the entity's statement of income and, therefore, in our 
consolidated statements of income as Foreign exchange (losses) gains - net.  

We primarily use a combination of equity and intercompany loans to finance our subsidiaries. Intercompany loans that 

are of a long-term investment nature with no intention of repayment in the foreseeable future are considered permanently 
invested and as such are treated as analogous to equity for accounting purposes. As a result, any foreign currency translation 
gains or losses on such permanently invested intercompany loans are reported in Accumulated other comprehensive loss in our 
consolidated balance sheets. In contrast, foreign currency translation gains or losses on intercompany loans that are not of a 
permanent nature are recorded in our consolidated statements of income as Foreign exchange (losses) gains - net.

Income Taxes

As a Bermuda exempted company, we are not subject to income taxes in our jurisdiction of incorporation. However, 
our subsidiaries, which operate in multiple tax jurisdictions, are subject to income taxes at various statutory rates ranging from 
0% to 35%. The jurisdictions that significantly impact our effective tax rate are Brazil, the United States, Argentina, 
Switzerland, and Bermuda. Determination of taxable income requires the interpretation of related and often complex tax laws 
and regulations in each jurisdiction in which we operate, and the use of estimates and assumptions regarding future events.

Non-U.S. GAAP Financial Measures

Total segment earnings before interest and taxes ("EBIT") is an operating performance measure used by Bunge’s 

management to evaluate segment operating activities. Bunge also uses Core Segment EBIT, Non-core Segment EBIT and Total 
Segment EBIT to evaluate the operating performance of Bunge’s Core reportable segments, Non-core reportable segments, and 
Total reportable segments together with Corporate and Other. Core Segment EBIT is the aggregate of the EBIT of each of 
Bunge’s Agribusiness, Refined and Specialty Oils, and Milling segments. Non-core Segment EBIT is the EBIT of Bunge’s 
Sugar & Bioenergy segment. Total Segment EBIT is the aggregate of the EBIT of Bunge’s Core and Non-core reportable 
segments, together with Corporate and Other. Bunge’s management believes Core Segment EBIT, Non-core Segment EBIT, 
and Total Segment EBIT are useful measures of operating profitability since the measures allow for an evaluation of the 
performance of its segments without regard to financing methods or capital structure. In addition, EBIT is a financial measure 
that is widely used by analysts and investors in Bunge’s industry. Total Segment EBIT is a non-U.S. GAAP financial measure 
and is not intended to replace Net income attributable to Bunge, the most directly comparable U.S. GAAP financial measure. 
Further, Total Segment EBIT excludes EBIT attributable to noncontrolling interests and is not a measure of consolidated 
operating results under U.S. GAAP and should not be considered as an alternative to Net income or any other measure of 
consolidated operating results under U.S. GAAP. See the reconciliation of Net income attributable to Bunge to Total Segment 
EBIT below.

Cash provided by (used for) operating activities, adjusted is calculated by including the Net proceeds from beneficial 

interests in securitized trade receivables with Cash provided by (used for) operating activities. Cash provided by (used for) 
operating activities, adjusted is a non-U.S. GAAP financial measure and is not intended to replace Cash provided by (used for) 
operating activities, the most directly comparable U.S. GAAP financial measure. Our management believes presentation of this 
measure allows investors to view our cash generating performance using the same measure that management uses in evaluating 
financial and business performance and trends.

2022 Overview

Net Income Attributable to Bunge - For the year ended December 31, 2022, Net income attributable to Bunge was 

$1,610 million, a decrease of $468 million compared to a Net income attributable to Bunge of $2,078 million for the year ended 
December 31, 2021. The decrease was primarily due to lower Segment EBIT in our Core segments and Corporate and Other 
activities, as further discussed in the Segment Overview and Results of Operations section below, and increased interest 
expense.

Earnings Per Common Share - Diluted - For the year ended December 31, 2022, Net income attributable to Bunge 

common shareholders, diluted, was $10.51 per share, a decrease of $3.13 per share, compared to $13.64 per share for the year 
ended December 31, 2021. 

EBIT - For the year ended December 31, 2022, Total Segment EBIT was $2,331 million, a decrease of $330 million 
compared to EBIT of $2,661 million for the year ended December 31, 2021. The decrease in Total Segment EBIT for the year 
ended December 31, 2022 was due to lower Segment EBIT in our Core and Non-core segments and Corporate other Other 
activities, as further discussed in the Segment Overview and Results of Operations section below, and which also provides a 
reconciliation of Net income attributable to Bunge to Total Segment EBIT. 

33

 
 
 
2022 Bunge Annual Report

Income Tax Expense - Income tax expense was $388 million for the year ended December 31, 2022 compared to 

income tax expense of $398 million for the year ended December 31, 2021. The decrease in income tax expense for the year 
ended December 31, 2022 was primarily due to lower pre-tax income, partially offset by unfavorable earnings mix in our Core 
and Non-core segments.

Liquidity and Capital Resources – At December 31, 2022, working capital, which equals Total current assets less Total 

current liabilities, was $7,158 million, an increase of $22 million, compared to working capital of $7,136 million at 
December 31, 2021. The slight increase in working capital was primarily due to an increase in Trade accounts receivable, which 
was primarily driven by increased Net sales in the current period and changes to the securitization program, as discussed in 
Note 5- Trade Accounts Receivable and Trade Receivable Securitization Program, partially offset by lower net assets held for 
sale following the completion of the sale of our Mexican wheat milling business and an increase in the Current portion of long-
term debt due to the reclassification from Long-term debt of the current portion of our 1.85% Senior Notes, due 2023.

Segment Overview and Results of Operations

Our operations are organized, managed, and classified into four reportable segments based upon their similar economic 

characteristics, nature of products and services offered, production processes, types and classes of customer, and distribution 
methods. We further organize these reportable segments into Core operations and Non-core operations. Core operations 
comprise our Agribusiness, Refined and Specialty Oils, and Milling segments. Non-core operations comprise our Sugar & 
Bioenergy segment, which itself primarily comprises the Company’s 50% interest in the net earnings of BP Bunge Bioenergia, 
a joint venture with BP p.l.c. ("BP").

Our remaining operations are not reportable segments, as defined by the applicable accounting standard, and are 
classified as Corporate and Other. Corporate and Other includes salaries and overhead for corporate functions that are not 
allocated to our individual reportable segments because the operating performance of each reportable segment is evaluated by 
the Company's chief operating decision maker exclusive of these items, as well as certain other activities including Bunge 
Ventures, the Company's captive insurance activities, and securitization program, as well as certain income tax assets and 
liabilities.

A reconciliation of Net income attributable to Bunge to Total Segment EBIT follows:

(US$ in millions)

Net income attributable to Bunge

Interest income

Interest expense

Income tax expense

Noncontrolling interests' share of interest and tax

Total segment EBIT
Agribusiness Segment EBIT
Refined and Specialty Oils Segment EBIT

Milling Segment EBIT

Core Segment EBIT

Corporate and Other EBIT

Sugar and Bioenergy Segment EBIT

Non-core Segment EBIT

Total Segment EBIT

Year Ended
December 31,

2022

2021

2020

$ 

1,610  $ 

2,078  $ 

1,145 

$ 

(71)   

(48)   

403 

388 

1 

2,331  $ 
1,715 
746 

162 

2,623 

(397)   

105 

105 

243 

398 

(10)   

2,661  $ 
2,290 
666 

(74)   

2,882 

(333)   

112 

112 

(22) 

265 

248 

(3) 

1,633 
1,560 
440 

91 

2,091 

(371) 

(87) 

(87) 

$ 

2,331  $ 

2,661  $ 

1,633 

34

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Core Segments

Agribusiness Segment

(US$ in millions)

Volumes (in thousand metric tons)

Net sales

Cost of goods sold

Gross profit

Selling, general and administrative expense

Foreign exchange gains (losses) — net

EBIT attributable to noncontrolling interests 

Other (expense) income — net

Income (loss) from affiliates

Total Agribusiness Segment EBIT

2022 Compared to 2021

2022 Bunge Annual Report

Year Ended
December 31,

2022

2021

2020

77,492 

83,957 

$ 

47,700  $ 

43,636  $ 

78,684 

30,047 

(45,410)   

(41,133)   

(28,185) 

2,290 

(532)   

2 

(45)   

(67)   

67 

2,503 

(432)   

(24)   

(28)   

215 

56 

1,862 

(520) 

150 

(21) 

42 

47 

$ 

1,715  $ 

2,290  $ 

1,560 

Agribusiness segment Net sales increased by $4,064 million, or 9%, to $47,700 million for the year ended 

December 31, 2022, compared to $43,636 million for the year ended December 31, 2021. The increase was due to the 
following:  

•

•

In Processing, Net sales increased $3,194 million primarily due to higher average sales prices in our soybean 
processing businesses across all regions and our European softseed processing business as well as higher sales 
volumes in North America. The price increases primarily resulted from higher global commodity prices following the 
onset of the Ukraine-Russia war, which exacerbated an already tight commodity supply environment. Higher sales 
volumes in North America were driven by strong oil and meal demand. The above increases were partially offset by 
lower sales volumes in our European oilseed processing and softseed processing businesses, primarily due to reduced 
activity at our Ukrainian facilities as a result of the Ukraine-Russia war.

In Merchandising, Net sales increased $870 million, primarily due to higher average sales prices in our global corn, 
wheat, and oil businesses, as a result of higher global commodity prices following the onset of the Ukraine-Russia war, 
which exacerbated an already tight commodity supply environment. These increases were partially offset by lower 
sales volumes in our global corn, wheat, and oil businesses, as a result of the Ukraine-Russia war, and the completion 
of the sale of a portfolio of grain elevators in the interior of the United States during the third quarter of 2021.

Cost of goods sold increased by $4,277 million, or 10%, to $45,410 million for the year ended December 31, 2022 

compared to $41,133 million for the year ended December 31, 2021. The increase was primarily due to the following:

•

•

In Processing, Cost of goods sold increased by $3,497 million due to higher average commodity prices, as noted in Net 
sales above, increased industrial input costs, in particular energy, driven by inflationary pressures, unfavorable mark-
to-market results, as well as $52 million in charges for losses sustained in relation to the Ukraine-Russia war, and $40 
million of impairment charges related to the classification of our Russian business as held-for-sale in the current year.

In Merchandising, Cost of goods sold increased by $780 million due to higher average commodity prices, as noted in 
Net sales above, and $28 million in charges for losses sustained in relation to the Ukraine-Russia war, partially offset 
by more favorable mark-to-market results, and lower volumes due to the completion of the sale of a portfolio of grain 
elevators in the interior of the United States during the third quarter of 2021.

Gross profit decreased by $213 million, or 9%, to $2,290 million for the year ended December 31, 2022, compared to 

$2,503 million for the year ended December 31, 2021. The decrease was primarily due to the following: 

•

In Processing, a decrease of $303 million was due to higher Cost of goods sold in excess of higher Net sales, primarily 
driven by higher industrial input costs, in particular energy, due to inflationary pressures, unfavorable mark-to-market 
results, and certain non-recurring charges, as described above.

35

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

•

In Merchandising, an increase of $90 million was due to higher Net sales in excess of higher Cost of goods sold, 
primarily driven by strong execution and higher prices in our ocean freight business as well as more favorable mark-
to-market results.

Selling, general and administrative ("SG&A") expenses increased $100 million, or 23%, to $532 million for the year 

ended December 31, 2022, compared to $432 million for the year ended December 31, 2021. The increase was primarily driven 
by increased compensation costs and increased bad debt expense in the current period.

Foreign exchange gains (losses) - net were a gain of $2 million for the year ended December 31, 2022, compared to a 

loss of $24 million for the year ended December 31, 2021. The $2 million net gain in the current year was due to foreign 
exchange gains from our Bunge Financial Services business, which is included in Merchandising, partially offset by losses in 
our Processing business driven by the impact of the strengthening U.S. dollar on U.S. dollar denominated loans payable in non-
U.S. functional currency operations.

Other (expense) income - net decreased $282 million, to expense of $67 million for the year ended December 31, 

2022, compared to income of $215 million for the year ended December 31, 2021. The decrease was primarily due to an 
$85 million mark-to-market loss on marketable securities and other short-term investments with exposures to Ukraine, 
following the onset of the Ukraine-Russia war, as well as a $158 million prior year gain on the sale of a portfolio of interior 
grain elevators in the United States.

Segment EBIT decreased $575 million, or 25%, to $1,715 million for the year ended December 31, 2022, compared to 

$2,290 million for the year ended December 31, 2021. The decrease was primarily due to the following:

•

•

In Processing, a decrease of $499 million was primarily due to lower Gross profit, higher SG&A expense, lower Other  
(expense) income - net, and lower foreign exchange results.

In Merchandising, a decrease of $76 million was primarily due to lower Other (expense) income - net and higher 
SG&A expense, which more than offset higher Gross profit and higher foreign exchange results.

2021 Compared to 2020

Agribusiness segment Net sales increased by $13,589 million, or 45%, to $43,636 million for the year ended 
December 31, 2021, compared to $30,047 million for the year ended December 31, 2020. The increase was due to the 
following:  

•

•

In Processing, Net sales increased $7,125 million primarily due to significantly higher average sales prices in our 
soybean processing businesses in all regions, driven by higher commodity prices, and significantly higher average 
sales prices in our European softseed processing business. 

In Merchandising, Net sales increased $6,464 million primarily due to significantly higher average sales prices and 
volumes, primarily in our global corn, global oil and global wheat businesses, driven by higher commodity prices, and 
higher sales in our ocean freight business driven by increased global freight demand and related sales prices. 

Cost of goods sold increased by $12,948 million, or 46%, to $41,133 million for the year ended December 31, 2021, 

compared to $28,185 million for the year ended December 31, 2020. The increase was primarily due to the following:

•

•

In Processing, Cost of goods sold increased by $6,492 million due to higher global commodity prices and related sales 
as noted above, as well as increased industrial input costs driven by inflation, in particular energy, partially offset by 
favorable mark-to-market results in our global soybean processing businesses.

In Merchandising, Cost of goods sold increased by $6,456 million due to higher global commodity prices and related 
sales as noted above, as well as increased industrial input costs driven by inflation, in particular energy, and 
unfavorable mark-to-market results, primarily in our ocean freight business. 

Gross profit increased by $641 million, or 34%, to $2,503 million for the year ended December 31, 2021, compared to 

$1,862 million for the year ended December 31, 2020. The net increase was primarily due to the following: 

•

•

In Processing, an increase of $633 million was due to higher Net sales in excess of higher Cost of goods sold, as a 
result of strong oil and meal demand leading to higher sales prices, coupled with favorable mark-to-market results, as 
described above.

In Merchandising, an increase of $8 million was due to higher Net sales in excess of higher Cost of goods sold, as 
higher average sales prices were partially offset by unfavorable mark-to-market results, as described above.

36

2022 Bunge Annual Report

SG&A expenses decreased $88 million, or 17%, to $432 million for the year ended December 31, 2021, compared to 

$520 million for the year ended December 31, 2020. The decrease was primarily due to a higher portion of variable incentive 
costs being allocated to Corporate and Other activities, as well as favorable currency movements, primarily from the weakening 
of the Argentine peso and Brazilian real.

Foreign exchange gains (losses) - net decreased $174 million, to a loss of $24 million for the year ended December 31, 

2021, compared to a gain of $150 million for the year ended December 31, 2020. Foreign exchange results were primarily 
driven by losses on U.S. dollar denominated loans payable in non-U.S. functional currency operations. 

Other (expense) income - net increased $173 million, to income of $215 million for the year ended December 31, 

2021, compared to income of $42 million for the year ended December 31, 2020. The increase is primarily due to a $158 
million gain resulting from the sale of certain interior grain elevators located in the United States during 2021.

Segment EBIT increased $730 million, or 47%, to $2,290 million for the year ended December 31, 2021, compared to 

$1,560 million for the year ended December 31, 2020. The increase was primarily due to the following:

•

•

In Processing, an increase of $558 million was primarily due to higher Gross profit, lower SG&A and higher Other 
(expense) income - net, partially offset by foreign exchange losses, as described above.

In Merchandising, an increase of $172 million was primarily due to higher Gross profit, lower SG&A and higher Other 
income (expense) - net, partially offset by foreign exchange losses, as described above.

Refined and Specialty Oils Segment 

(US$ in millions)

Volumes (in thousand metric tons)

Net sales

Cost of goods sold

Gross profit

Selling, general and administrative expense

Foreign exchange losses — net

EBIT attributable to noncontrolling interests 

Other (expense) income — net

Year Ended
December 31,

2022

2021

2020

9,201 

9,155 

$ 

16,850  $ 

13,332  $ 

9,521 

9,599 

(15,692)   

(12,476)   

(8,859) 

1,158 

(357)   

(14)   

(12)   

(29)   

856 

(355)   

(1)   

(73)   

239 

740 

(391) 

(2) 

(2) 

95 

440 

Total Refined and Specialty Oils Segment EBIT

$ 

746  $ 

666  $ 

2022 Compared to 2021

Refined and Specialty Oils segment Net sales increased by $3,518 million, or 26%, to $16,850 million for the year ended 
December 31, 2022, compared to $13,332 million for the year ended December 31, 2021, primarily due to higher average sales 
prices in all regions, driven by strong oil demand for use as renewable feedstock as well as strong food services demand.

Cost of goods sold increased by $3,216 million, or 26%, to $15,692 million for the year ended December 31, 2022, 
compared to $12,476 million for the year ended December 31, 2021. The increase in Cost of goods sold was primarily due to 
higher average commodity prices in all regions, as described for Net sales above, $55 million of non-recurring impairment 
charges and employee severance expenses related to the classification of our Russian oilseed and processing business as held-
for-sale in the current period, unfavorable mark-to-market results, and increased industrial input costs, in particular energy, 
during the current year. These increases were partially offset by a $50 million prior year non-recurring impairment charge, 
which included $15 million attributable to noncontrolling interests, recorded in relation to an oils facility in China. 

Gross profit increased by $302 million, or 35%, to $1,158 million for the year ended December 31, 2022, compared to 

$856 million for the year ended December 31, 2021. The increase was due to increased Net sales in excess of increased Cost of 
goods sold, primarily driven by strong oil demand for use as renewable feedstock and in food services, as described above, and 
increased average sales prices in excess of related raw material cost increases.

37

 
 
 
 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

EBIT attributable to noncontrolling interests, an expense when subsidiaries with noncontrolling interests generate 
earnings before interest and tax, versus income when subsidiaries with noncontrolling interests generate loss before interest and 
tax, decreased by $61 million, to expense of $12 million for the year ended December 31, 2022, compared to expense of 
$73 million for the year ended December 31, 2021. The decrease was primarily due to the large noncontrolling interest share of 
a gain on the sale of our Rotterdam oils refinery in the prior year.

Other (expense) income - net decreased $268 million to expense of $29 million for the year ended December 31, 2022 

compared to income of $239 million for the year ended December 31, 2021. The prior year income primarily related to a $219 
million gain on the sale of our Rotterdam oils refinery located in the Netherlands, as well as a $19 million gain on the sale of a 
Mexican oils packaging facility.

Segment EBIT increased by $80 million, or 12%, to $746 million for the year ended December 31, 2022, compared to  

$666 million for the year ended December 31, 2021. The increase was primarily due to higher Gross profit and lower EBIT 
attributable to noncontrolling interests, partially offset by lower Other (expense) income - net, as described above.

2021 Compared to 2020

Refined and Specialty Oils segment Net sales increased by $3,733 million, or 39%, to $13,332 million for the year ended 

December 31, 2021, compared to $9,599 million for the year ended December 31, 2020, primarily due to significantly higher 
average selling prices in North America, Europe and Asia, driven by strong demand for renewable diesel and in food services. 
The above increases were partially offset by lower overall volumes, driven by our South American operations due to stay-at-
home orders associated with COVID-19 in early 2021, as well as the sale of our Brazilian margarine and mayonnaise assets in 
late 2020. 

Cost of goods sold increased by $3,617 million, or 41%, to $12,476 million for the year ended December 31, 2021, 
compared to $8,859 million for the year ended December 31, 2020. The increase in Cost of goods sold was due to higher raw 
material commodity prices as discussed above, higher industrial input costs, in particular energy, and a $50 million non-
recurring impairment charge, which includes $15 million attributable to noncontrolling interests, recorded in relation to an oils 
facility in China. These increases were partially offset by lower overall volumes as described in Net sales above. 

Gross profit increased by $116 million, or 16%, to $856 million for the year ended December 31, 2021, compared to 
$740 million for the year ended December 31, 2020. The increase was due to the increase in Net sales in excess of the increase 
in Cost of goods sold, primarily driven by strong demand for renewable diesel and in food services, as described above.

SG&A expenses decreased $36 million, or 9%, to $355 million for the year ended December 31, 2021, compared to $391 

million for the year ended December 31, 2020, primarily due to higher bad debt expense recorded in 2020, favorable currency 
movements, primarily from the weakening of the Brazilian real, and the allocation of a higher portion of variable incentive 
costs to Corporate and Other activities. 

EBIT attributable to noncontrolling interests, an expense when subsidiaries with noncontrolling interests generate 
earnings before interest and tax, versus income when subsidiaries with noncontrolling interests generate loss before interest and 
tax, increased by $71 million, to expense of $73 million for the year ended December 31, 2021, compared to expense of 
$2 million for the year ended December 31, 2020. The expense for 2021 was primarily due to improved results in Bunge Loders 
Croklaan, including the noncontrolling interest share of the gain on sale of our Rotterdam oils refinery, partially offset by the 
noncontrolling interest share of an impairment charge on an oils facility in China.

Other (expense) income - net increased $144 million, or 152%, to income of $239 million for the year ended 
December 31, 2021 compared to income of $95 million for the year ended December 31, 2020. Income for the year ended 
December 31, 2021 was primarily due to a $219 million gain, which includes the amount attributable to noncontrolling 
interests, resulting on the sale of our Rotterdam oils refinery, as well as a $19 million gain on the sale of a Mexican oils 
packaging facility. Income for the year ended December 31, 2020 was due to a gain on the sale of our Brazilian margarine and 
mayonnaise assets, which closed during the fourth quarter of 2020.

Segment EBIT increased by $226 million, or 51%, to $666 million for the year ended December 31, 2021, compared to  

$440 million for the year ended December 31, 2020. The increase was primarily due to higher Gross profit and Other (expense) 
income - net, and lower SG&A, partially offset by higher EBIT attributable to noncontrolling interests, as described above.

38

Milling Segment 

(US$ in millions)

Volumes (in thousand metric tons)

Net sales

Cost of goods sold

Gross profit

Selling, general and administrative expense

Foreign exchange (losses) gains — net

EBIT attributable to noncontrolling interests 

Other income (expense) — net

Loss from affiliates

Total Milling Segment EBIT

2022 Compared to 2021

2022 Bunge Annual Report

Year Ended
December 31,

2022

2021

2020

4,331 

4,509 

$ 

2,388  $ 

1,909  $ 

4,359 

1,616 

(2,128)   

(1,882)   

(1,427) 

260 

(102)   

4 

(1)   

1 

— 

27 

(96)   

(2)   

(1)   

— 

(2)   

$ 

162  $ 

(74)  $ 

189 

(100) 

4 

— 

(1) 

(1) 

91 

Milling segment Net sales increased by $479 million, or 25%, to $2,388 million for the year ended December 31, 2022, 

compared to $1,909 million for the year ended December 31, 2021. The increase was primarily due to higher sales volumes and 
prices in our South American wheat milling and North American corn milling businesses, due to an increase in global 
commodity prices following the onset of the Ukraine-Russia war, which exacerbated an already tight commodity supply 
environment, partially offset by lower volumes in our North American wheat milling business, driven by the completion of the 
sale of our Mexican wheat milling business during the third quarter of 2022.

Cost of goods sold increased by $246 million, or 13%, to $2,128 million for the year ended December 31, 2022, 

compared to $1,882 million for the year ended December 31, 2021. The increase was primarily due to increased average 
commodity prices, as described for Net sales above, and unfavorable mark-to-market results, partially offset by a prior year 
non-recurring impairment charge of $170 million related to the classification of our Mexican wheat milling business as held-
for-sale.

Gross profit increased by $233 million, or 863%, to $260 million for the year ended December 31, 2022, compared to 

$27 million for the year ended December 31, 2021. The increase was primarily due to higher sales volumes and price, in excess 
of related raw material cost increases, in our South American wheat milling business, as well as the Cost of goods sold impact 
of a prior year non-recurring impairment charge of $170 million related to the classification of our Mexican wheat milling 
business as held-for-sale.

SG&A expenses increased by $6 million, or 6%, to $102 million for the year ended December 31, 2022, compared to 
$96 million for the year ended December 31, 2021. The increase was primarily due to higher compensation costs, as well as 
higher costs in South America as a result of appreciation in the Brazilian real versus the U.S. dollar during the year.

Segment EBIT increased by $236 million, or 319%, to earnings before interest and taxes of $162 million for the year 

ended December 31, 2022, compared to a loss before interest and taxes of $74 million for the year ended December 31, 2021. 
The increase was primarily due to higher Gross profit, as described above.

2021 Compared to 2020

Milling segment Net sales increased by $293 million, or 18%, to $1,909 million for the year ended December 31, 2021, 

compared to $1,616 million for the year ended December 31, 2020. The increase was primarily due to higher volumes and 
average sales prices in our South American and Mexican wheat milling businesses and higher average sales prices in our North 
American corn milling business, partially offset by lower volumes in North America due to the sale of our rice milling business 
in 2020.

Cost of goods sold increased by $455 million, or 32%, to $1,882 million for the year ended December 31, 2021, 
compared to $1,427 million for the year ended December 31, 2020. The increase was primarily driven by the increased sales 
activity noted above, higher industrial costs, in particular energy, and a non-recurring impairment charge of $170 million 
related to the classification of our Mexican wheat milling business as held-for-sale. These increases were partially offset by 

39

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

lower volumes in North America in 2020 resulting from the sale of our rice business and favorable mark-to-market results in 
2021.

Gross profit decreased by $162 million, or 86%, to $27 million for the year ended December 31, 2021, compared to $189 

million for the year ended December 31, 2020. The decrease was primarily due to the increase in Cost of goods sold in excess 
of the increase in Net sales, mostly due to a non-recurring impairment charge of $170 million related to the classification of our 
Mexican wheat milling business as held-for-sale, as described above.

SG&A expenses decreased by $4 million, or 4%, to $96 million for the year ended December 31, 2021, compared to 

$100 million for the year ended December 31, 2020. The decrease was primarily due to a higher portion of variable incentive 
costs being allocated to Corporate and Other activities.  

Segment EBIT decreased $165 million, or 181%, to a loss before interest and taxes of $74 million for the year ended 

December 31, 2021, compared to earnings before interest and taxes of $91 million for the year ended December 31, 2020. The 
decrease was primarily due to lower Gross profit, mostly driven by a non-recurring impairment charge of $170 million related 
to the classification of our Mexican wheat milling business as held-for-sale, as described above.

Corporate and Other

(US$ in millions)

Net sales

Cost of goods sold

Gross profit

Selling, general and administrative expense

Foreign exchange (losses) gains — net

EBIT attributable to noncontrolling interests 

Other income (expense) — net

Loss from affiliates

Total Corporate and Other EBIT

2022 Compared to 2021

Year Ended
December 31,

2022

2021

2020

$ 

35  $ 

5  $ 

(70)   

(35)   

(377)   

(5)   

(9)   

84 

(55)   

(34)   

(29)   

(350)   

(11)   

3 

54 

— 

— 

(9) 

(9) 

(347) 

(2) 

— 

(12) 

(1) 

$ 

(397)  $ 

(333)  $ 

(371) 

Corporate and Other EBIT decreased $64 million, or 19%, to a loss of $397 million for the year ended December 31, 
2022, compared to a loss of $333 million for the year ended December 31, 2021. The decrease was primarily driven by non-
recurring impairment charges of $53 million related to the impairment of minority investments in two start-up manufacturers of 
novel protein ingredients, Merit Functional Foods and Australian Plant Proteins, a non-recurring impairment charge of $11 
million related to the classification of our Russian business as held-for-sale, and increased expenses associated with growth 
initiatives. The decrease was partially offset by a $29 million gain, at Bunge's then-70% share, related to the settlement of one 
of the Company's international defined benefit pension plans in the first quarter of 2022.

2021 Compared to 2020

Corporate and Other EBIT improved $38 million, or 10%, to a loss of $333 million for the year ended December 31, 

2021, compared to a loss of $371 million for the year ended December 31, 2020. The improved result is primarily due to our 
corporate venture capital unit (Bunge Ventures) activities, which benefited from a net mark-to-market gain on the initial public 
offering of two of its investments during 2021, as well as a bad debt expense and related legal provision in relation to an 
historical account receivable balance deemed uncollectible in 2020, partially offset by higher variable incentive costs in 2021 
due in part to allocating a larger portion of variable incentive costs from the segments to Corporate and Other activities.

40

 
 
 
 
 
 
 
 
 
 
 
 
Non-core Segment

Sugar and Bioenergy Segment  

(US$ in millions)

Net sales

Cost of goods sold

Gross profit

Selling, general and administrative expense

Foreign exchange losses — net

Other income — net

Income (loss) from affiliates

2022 Bunge Annual Report

Year Ended
December 31,

2022

2021

2020

$ 

259  $ 

(250)   

9 

(1)   

2 

2 

93 

270  $ 

(264)   

6 

(1)   

— 

1 

106 

142 

(139) 

3 

— 

— 

2 

(92) 

(87) 

Total Sugar and Bioenergy Segment EBIT

$ 

105  $ 

112  $ 

2022 Compared to 2021

Segment EBIT decreased $7 million, or 6%, to $105 million for the year ended December 31, 2022, from $112 million 

for the year ended December 31, 2021. The decrease was due to less favorable results from our investment in BP Bunge 
Bioenergia, resulting from lower ethanol sales volumes and higher operating costs.

2021 Compared to 2020

Segment EBIT increased by $199 million, or 229% to income of $112 million for the year ended December 31, 2021, 
compared to a loss of $87 million for the year ended December 31, 2020. The increase is due to more favorable results from our 
investment in BP Bunge Bioenergia, driven by higher sugar and ethanol volumes and higher average sugar and ethanol sales 
prices in 2021, as well as a significant foreign exchange loss on U.S. dollar denominated debt of the joint venture due to a large 
depreciation in the Brazilian real during 2020. 

Interest—A summary of consolidated interest income and expense follows:

(US$ in millions)

Interest income

Interest expense

2022 Compared to 2021

Year Ended
December 31,

2022

2021

2020

$ 

71  $ 

(403)   

48  $ 

(243)   

22 

(265) 

Interest income increased $23 million to $71 million for the year ended December 31, 2022, compared to $48 million for 

the year ended December 31, 2021. Interest expense increased $160 million to $403 million for the year ended December 31, 
2022, compared to $243 million for the year ended December 31, 2021. The increase in net interest expense was due to higher 
variable interest rates in the current period, as well as a $47 million charge in connection with the early redemption of all our 
issued and outstanding 4.35% Senior Notes during the current period, partially offset by a lower average debt balance. The $47 
million charge comprised a $31 million "make-whole" provision based on the sum of the present values of the remaining 
scheduled payments of principal and interest on the 4.35% Senior Notes, plus accrued and unpaid interest as of the March 10, 
2022 redemption date, as well as $16 million related to the recognition of unrealized mark-to market losses on terminated and 
de-designated interest rate hedges.

2021 Compared to 2020

Interest income increased $26 million to $48 million for the year ended December 31, 2021, compared to $22 million for 

the year ended December 31, 2020. Interest expense decreased $22 million to $243 million for the year ended December 31, 
2021, compared to $265 million for the year ended December 31, 2020. The decrease in net interest expense was primarily due 
to lower variable interest rates, as well as increased Interest income primarily driven by the positive resolution of an historical 
value-added tax matter, during the year ended December 31, 2021.

41

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

Liquidity and Capital Resources

Our main financial objectives are to prudently manage financial risks, ensure consistent access to liquidity and minimize 

cost of capital in order to efficiently finance our business and maintain balance sheet strength. We generally finance our 
ongoing operations with cash flows generated from operations, issuances of commercial paper, borrowings under various 
bilateral and syndicated revolving credit facilities, term loans and proceeds from the issuance of senior notes. Acquisitions and 
long-lived assets are generally financed with a combination of equity and long-term debt.

Working Capital

US$ in millions, except current ratio

Cash and cash equivalents

Trade accounts receivable, net

Inventories
Other current assets(1)
Total current assets

Short-term debt

Current portion of long-term debt

Trade accounts payable

Current operating lease obligations
Other current liabilities(2)
Total current liabilities
Working capital(3)
Current ratio(3)

As of December 31,

2022

2021

1,104  $ 

2,829 

8,408 

4,417 

16,758  $ 

546  $ 

846 

4,386 

425 

3,397 

9,600  $ 

7,158  $ 

1.75 

902 

2,112 

8,431 

5,015 

16,460 

673 

504 

4,250 

350 

3,547 

9,324 

7,136 

1.77 

$ 

$ 

$ 

$ 

$ 

(1) Comprises Assets held for sale and Other current assets

(2) Comprises Liabilities held for sale and Other current liabilities

(3) Working capital is defined as Total current assets less Total current liabilities; Current ratio represents Total current 

assets divided by Total current liabilities

Working capital was $7,158 million at December 31, 2022, an increase of $22 million from working capital of $7,136 

million at December 31, 2021.

Cash and Cash Equivalents - Cash and cash equivalents were $1,104 million at December 31, 2022, an increase of 
$202 million from $902 million at December 31, 2021. Cash balances are managed in accordance with our investment policy, 
the objectives of which are to preserve the principal value of our cash assets, maintain a high degree of liquidity, and deliver 
competitive returns subject to prevailing market conditions. Cash balances are typically invested in short-term deposits with 
highly-rated financial institutions and in U.S. government securities. Please refer to the Cash Flows section of this report, 
below, for details regarding the primary factors giving rise to the change in Cash and cash equivalents during the year ended 
December 31, 2022.

Trade accounts receivable, net - Trade accounts receivable, net were $2,829 million at December 31, 2022, an increase of 

$717 million from $2,112 million at December 31, 2021. The increase was primarily due to increased Net sales in the current 
period driven by factors described in the Segment Overview & Results of Operations above and the restructuring of the trade 
receivables securitization program during the fourth quarter of 2022 that results in Bunge retaining ownership in a population of 
unsold receivables, as discussed in Note 5- Trade Accounts Receivable and Trade Receivable Securitization Program, partially 
offset by an increase in the aggregate size of the trade receivables securitization program that occurred during the first quarter 
of 2022, as noted in Note 5- Trade Accounts Receivable and Trade Receivable Securitization Program.

Inventories - Inventories were $8,408 million at December 31, 2022, a decrease of $23 million from $8,431 million at 
December 31, 2021. The slight decrease was due to lower volumes, primarily driven by the Ukraine-Russia war, partially offset 
by higher average commodity prices relative to the prior year.

RMI comprises agricultural commodity inventories, including soybeans, soybean meal, soybean oil, corn, and wheat that 

are readily convertible to cash because of their commodity characteristics, widely available markets and international pricing 

42

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

mechanisms. Total RMI reported at fair value were $6,680 million and $6,869 million at December 31, 2022 and December 31, 
2021, respectively (see Note 6- Inventories, to our consolidated financial statements).

Other current assets - Other current assets, including Assets held for sale, were $4,417 million at December 31, 2022, a 
decrease of $598 million from $5,015 million at December 31, 2021. The decrease is primarily due to a decrease in DPP as a 
result of restructuring our trade receivables securitization program during the fourth quarter of 2022 (see Note 5- Trade 
Accounts Receivable and Trade Receivable Securitization Program to our consolidated financial statements), a decrease in 
marketable securities and other short-term investments, due to a decrease in investments with Ukrainian exposures following 
the onset of the Ukraine-Russia war, as well as a decrease in Assets held for sale due to the completion of the sale of our 
Mexico wheat milling business (see Note 3- Acquisitions and Dispositions, to our consolidated financial statements), partially 
offset by an increase in margin deposits, prepaid commodity contracts, and income tax receivable.

Short-term debt - Short-term debt, including the Current portion of long-term debt, was $1,392 million at December 31, 

2022, an increase of $215 million from $1,177 million at December 31, 2021. The higher Short-term debt level at December 31, 
2022 compared to December 31, 2021 is primarily due to an increase in the Current portion of long-term debt associated with 
our 1.85% Senior Notes, due 2023, partially offset by lower Short term debt used to fund working capital.

Trade accounts payable - Trade accounts payable were $4,386 million at December 31, 2022, an increase of $136 
million from $4,250 million at December 31, 2021. The increase in Trade accounts payable was primarily due to higher average 
inventory purchase prices during the current year as well as the timing of payments.

Other current liabilities - Other current liabilities, including Liabilities held for sale, were $3,397 million at 

December 31, 2022, a decrease of $150 million from $3,547 million at December 31, 2021. The decrease was primarily due to 
decreased unrealized losses on derivative contracts and a decrease in Liabilities held for sale due to the completion of the 
Mexico wheat milling disposition.

Debt

Financing Arrangements and Outstanding Indebtedness—We conduct most of our financing activities through a 

centralized financing structure that provides the Company with efficient access to debt and capital markets. This structure 
includes a master trust, the primary assets of which comprise intercompany loans made to Bunge Limited and its subsidiaries. 
Certain of Bunge Limited's 100% owned finance subsidiaries, Bunge Limited Finance Corp., Bunge Finance Europe B.V., and 
Bunge Asset Funding Corp., fund the master trust with short and long-term debt obtained from third parties, including through 
our commercial paper program and certain credit facilities, as well as the issuance of senior notes. Borrowings by these finance 
subsidiaries carry full, unconditional guarantees by Bunge Limited.

Revolving Credit Facilities—At December 31, 2022, Bunge had $6,665 million unused and available committed 

borrowing capacity comprising committed revolving credit facilities and the commercial paper program, totaling $5,665 million 
with a number of financial institutions, in addition to $1,000 million in committed unsecured delayed draw term loans. The 
following table summarizes these facilities for the years presented:

Commercial Paper Program and Revolving Credit Facilities (1)

Maturities

Total 
Committed
Capacity 

Borrowings
Outstanding

December 31, 
2022

December 31, 
2022

December 31, 
2021

Commercial paper

Revolving credit facilities

$1.1 Billion 364-day Revolving Credit Agreement (2)
$1.75 Billion 2024 Revolving Credit Facility 

$1.35 Billion 5-year Revolving Credit Agreement 

$865 Million 2026 Revolving Credit Facility 

Total revolving credit facilities
Total (3)

2026

$ 

600  $ 

—  $ 

2023

2024

2026

2026

1,100 

1,750 

1,350 

865 
5,065 
5,665  $ 

$ 

— 

— 

— 

— 
— 
—  $ 

— 

— 

— 

— 

— 
— 
— 

(1) See Note 18- Short-term Debt and Credit Facilities for further information on these programs.

43

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

(2) On July 15, 2022, we entered into an unsecured $1.1 billion 364-day Revolving Credit Agreement (the "$1.1 Billion 
Credit Agreement"), with a group of lenders maturing on July 14, 2023 (see Note 19- Long-term Debt). The $1.1 
Billion Credit Agreement replaced the $1 Billion 364-day Revolving Credit Agreement that was in place as of 
December 31, 2021.

(3) Total committed capacity excludes the committed capacity of a $250 million delayed draw term loan entered into on 

August 5, 2022, and which was drawn on February 2, 2023. Total committed capacity also excludes a $750 million 
delayed draw term loan entered into on July 26, 2022, which was drawn at our option on January 25, 2023. The 
delayed draw term loans bear interest at SOFR plus a credit spread adjustment and applicable margin (see Note 19- 
Long-term Debt). 

Short and long-term debt—Our short and long-term debt decreased by $1,313 million at December 31, 2022 from 

December 31, 2021, primarily due to cash inflows from operations, including net proceeds from beneficial interest in 
securitized trade receivables. These cash inflows helped to reduce the debt required to fund the increased working capital 
requirements throughout the year. For the year ended December 31, 2022, our average short and long-term debt outstanding 
was approximately $5,986 million compared to approximately $7,181 million for the year ended December 31, 2021. Our 
Long-term debt outstanding balance, including the Current-portion of long-term debt, was $4,105 million at December 31, 2022 
compared to $5,291 million at December 31, 2021. 

The following table summarizes our short-term debt activity at December 31, 2022.

(US$ in millions)

Bank Borrowings(1) 
Commercial Paper

Total

Outstanding
Balance at
December 31,
2022

$ 

$ 

546 

— 

546 

Weighted
Average
Interest
Rate at 
December 31,
2022 

Highest
Balance
Outstanding
During
2022 

Average
Balance
During
2022

Weighted
Average
Interest
Rate
During
2022

 15.53 % $ 

2,732  $ 

 — %  

600 

 15.53 %

$ 

1,330 

181 

1,511 

 10.95 %

 1.86 %

 9.86 %

(1) Includes $207 million of local currency bank borrowings in certain European, South American and Asia-Pacific 

countries at a weighted average interest rate of 32.12% as of December 31, 2022.

From time to time, through our financing subsidiaries, we enter into bilateral short-term credit lines as necessary based on 
our financing requirements. At December 31, 2022 there were no borrowings outstanding under these bilateral short-term credit 
lines. In addition, Bunge's operating companies had $546 million and $673 million in short-term borrowings outstanding from 
local bank lines of credit at December 31, 2022 and 2021, respectively, to support working capital requirements.

On August 5, 2022, Bunge entered into an unsecured $250 million delayed draw term loan (the "$250 Million February 
2023 Delayed Draw Term Loan") with a group of lenders that is required to be drawn by February 2, 2023. The $250 Million 
February 2023 Delayed Draw Term Loan will bear interest at SOFR plus a credit spread adjustment and applicable margin, as 
defined in the $250 Million February 2023 Delayed Draw Term Loan agreement. The $250 Million February 2023 Delayed 
Draw Term Loan was drawn on February 2, 2023 and matures on August 5, 2027.

On July 26, 2022, and later amended on October 7, 2022, Bunge entered into an unsecured $750 million delayed draw 

term loan (the "$750 Million Delayed Draw Term Loan") with a group of lenders giving Bunge the option to draw the loan by 
January 25, 2023. The $750 Million Delayed Draw Term Loan will bear interest at SOFR plus a credit spread adjustment and 
applicable margin, as defined in the $750 Million Delayed Draw Term Loan agreement. The $750 Million Delayed Draw Term 
Loan was drawn on January 25, 2023 and matures on October 24, 2025.

On October 29, 2021, Bunge entered into an unsecured $250 million delayed draw term loan (the "$250 Million October 
2022 Delayed Draw Term Loan") with a group of lenders that was required to be drawn by October 27, 2022. The $250 Million 
October 2022 Delayed Draw Term Loan bears interest at SOFR plus a credit spread adjustment and applicable margin, as 
defined in the $250 Million October 2022 Delayed Draw Term Loan. The $250 Million October 2022 Delayed Draw Term 
Loan was drawn on October 21, 2022 and matures on October 29, 2028. 

44

 
 
The following table summarizes our short and long-term debt:

(US$ in millions)

Short-term debt: (1)

Short-term debt (2)

Current portion of long-term debt

Total short-term debt

Long-term debt:

Term loan due 2024 - three-month TONAR plus 0.76% (Tranche A) (3)
Term loan due 2024 - three-month LIBOR plus 1.30% (Tranche B)

Term loan due 2028 - SOFR plus 1.45%
3.00% Senior Notes due 2022 (4)
1.85% Senior Notes due 2023 - Euro
4.35% Senior Notes due 2024 (5)
1.63% Senior Notes due 2025

3.25% Senior Notes due 2026

3.75% Senior Notes due 2027

2.75% Senior Notes due 2031

Cumulative adjustment to long-term debt from application of hedge accounting

Other

   Subtotal

Less: Current portion of long-term debt

Total long-term debt (6)

Total debt

2022 Bunge Annual Report

December 31,

2022

2021

$ 

$ 

546 

846 

1,392 

232 

90 

249 

— 

853 

— 

597 

698 

597 

990 

(341) 

140 

4,105 

(846) 

3,259 

$ 

4,651 

$ 

673 

504 

1,177 

267 

89 

— 

399 

906 

598 

596 

697 

596 

989 

(1) 

155 

5,291 

(504) 

4,787 

5,964 

(1)  Includes secured debt of $56 million and $43 million at December 31, 2022 and December 31, 2021, respectively.

(2)  Includes $207 million and $566 million of local currency borrowings in certain European, South American, and Asia-

Pacific countries at a weighted average interest rate of 32.12% and 23.14% as of December 31, 2022 and December 31, 
2021, respectively.

(3)   Effective January 1, 2022, the three-month Yen LIBOR rate was discontinued and replaced by the Tokyo Overnight 

Average Rate ("TONAR" or "TONA").

(4)  On August 23, 2022, Bunge issued a notice of redemption for all of the issued and outstanding 3.00% Senior Notes due 
September 25, 2022. The redemption of the 3.00% Senior Notes occurred on September 7, 2022. In connection with the 
redemption, for the year ended December 31, 2022, the Company recorded a $405 million payment for redemption of the 
notes, at par, plus accrued and unpaid interest.

(5)  On February 23, 2022, Bunge issued a notice of redemption for all of the issued and outstanding 4.35% unsecured senior 

notes (the "4.35% Senior Notes") due March 15, 2024. The redemption for the 4.35% Senior Notes occurred on March 10, 
2022. In connection with the redemption, for the year ended December 31, 2022, the Company recorded a $47 million 
charge within Interest expense, of which $31 million related to a "make-whole" provision based on the sum of the present 
values of the remaining scheduled payments of principal and interest on the 4.35% Senior Notes, plus accrued and unpaid 
interest as of the March 10, 2022, redemption date, and $16 million related to the reclassification of unrealized mark-to-
market losses on terminated and de-designated interest rate hedges.

(6) Includes secured debt of $21 million and $50 million at December 31, 2022 and December 31, 2021, respectively.

45

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

Credit Ratings—Bunge's debt ratings and outlook by major credit rating agencies at December 31, 2022 were as follows:

Standard & Poor's
Moody's
Fitch

Short-term
Debt(1)
A-1
P-1

Long-term
Debt
BBB
Baa2
BBB

  Outlook
  Positive
Stable
  Positive

(1) Short-term rating applies only to Bunge Asset Funding Corp., the issuer under our commercial paper program.

Our debt agreements do not have any credit rating downgrade triggers that would accelerate the maturity of our debt. 

However, credit rating downgrades would increase borrowing costs under our credit facilities and, depending on their severity, 
could impede our ability to obtain credit facilities or access the capital markets in the future on competitive terms. A significant 
increase in our borrowing costs could impair our ability to compete effectively in our business relative to competitors with 
higher credit ratings.

Our credit facilities and certain senior notes require us to comply with specified financial covenants, including minimum 
current ratio, maximum debt to capitalization ratio, and limitations on secured indebtedness. We were in compliance with these 
covenants as of December 31, 2022.

Trade Receivable Securitization Program

Bunge and certain of its subsidiaries participate in a trade receivables securitization program (the "Program") with a 
financial institution, as administrative agent, and certain commercial paper conduit purchasers and committed purchasers 
(collectively, the “Purchasers”) that provides for funding up to $1.1 billion against receivables sold into the Program. Bunge 
may also, from time to time with the consent of the administrative agent, request one or more of the existing committed 
purchasers or new committed purchasers to increase the total commitments by an amount not to exceed $250 million pursuant 
to an accordion provision. Koninklijke Bunge B.V., a wholly owned subsidiary of Bunge, acts as master servicer, responsible 
for servicing and collecting the accounts receivable for the Program. The Program is designed to enhance Bunge’s financial 
flexibility by providing an additional source of liquidity for its operations.

On November 16, 2022, Bunge and certain of its subsidiaries amended the Program from a deferred purchase price 
("DPP") structure to a pledge structure. Under the new structure, a consolidated bankruptcy remote special purpose entity, 
Bunge Securitization B.V. ("BSBV"), transfers certain trade receivables to the Purchasers in exchange for a cash payment up to 
$1.1 billion and retains ownership of a population of unsold receivables. BSBV agrees to guaranty the collection of sold 
receivables and grants a lien to the administrative agent on all unsold receivables. Collections on unsold receivables and 
guarantee payments are classified as operating activities in Bunge’s consolidated statements of cash flows.  

The Program terminates on May 17, 2031; however, each committed purchaser's commitment to purchase trade 

receivables under the Program will terminate on May 17, 2025, unless extended for an additional period in accordance with the 
terms of the receivables transfer agreement. 

Under the Program’s previous structure, Bunge's risk of loss following the sale of the trade receivables was limited to the 

DPP, included in Other current assets in the consolidated balance sheets (see Note 7- Other Current Assets). The DPP was 
repaid in cash as receivables were collected, generally within 30 days. Under the amended structure, Bunge’s risk of loss 
following the sale of the trade receivables is substantially the same and limited to the assets of BSBV, primarily comprised of 
unsold receivables pledged to the administrative agent. Provisions for delinquencies and credit losses on trade receivables sold 
under the Program as of December 31, 2022, 2021 and 2020 were zero, $5 million, and $5 million, respectively.

Interest Rate Swap Agreements

We may use interest rate swaps in hedge accounting relationships and record the swaps at fair value in the consolidated 

balance sheets with changes in fair value recorded contemporaneously in earnings. Additionally, the carrying amount of the 
associated debt is adjusted through earnings for changes in fair value due to changes in benchmark interest rates. See Note 17- 
Derivative Instruments and Hedging Activities to our consolidated financial statements.

46

 
 
 
 
 
 
Equity

Total equity is set forth in the following table:

(US$ in millions)

Convertible perpetual preference shares

Common shares

Additional paid-in capital

Retained earnings

Accumulated other comprehensive loss

Treasury shares, at cost (2022—18,835,812 and 2021—16,726,697)

Total Bunge shareholders' equity

Noncontrolling interests

Total equity

2022 Bunge Annual Report

December 31,

2022

2021

$ 

—  $ 

1 

6,692 

10,222 

(6,371)   

(1,320)   

9,224 

732 

$ 

9,956  $ 

690 

1 

5,590 

8,979 

(6,471) 

(1,120) 

7,669 

156 

7,825 

Total Bunge shareholders' equity was $9,224 million at December 31, 2022 compared to $7,669 million at December 31, 

2021. The increase in Bunge shareholders' equity during the year ended December 31, 2022 was primarily due to $1,610 
million of Net income attributable to Bunge, $247 million from sales of noncontrolling interest, recorded in Additional paid-in 
capital, and $100 million of Other comprehensive income, primarily driven by currency translation adjustments, partially offset 
by $362 million of declared dividends to common shareholders, and $200 million of common share repurchases.  

Noncontrolling interests increased to $732 million at December 31, 2022 from $156 million at December 31, 2021 
primarily due to the reclassification of the remaining Redeemable noncontrolling interest in Loders to Noncontrolling interests 
(refer to Note 24- Redeemable Noncontrolling Interest), the sale of noncontrolling interest during the period, primarily related 
to the creation of the Bunge Chevron JV (refer to Note 1- Nature of Business, Basis of Presentation and Significant Accounting 
Policies), and Net income attributable to our noncontrolling interest entities, partially offset by dividends paid to noncontrolling 
interest holders. 

Cumulative Convertible Perpetual Preference Shares — On March 18, 2022, we announced all issued and outstanding 

shares of our 4.875% Cumulative Convertible Perpetual Preference Shares ("convertible preference shares") would 
automatically convert into common shares of the Company, par value $0.01 per share, effective March 23, 2022 (the 
"Conversion Date"). On March 18, 2022, the closing price of the common shares of the Company on the NYSE was $104.91, 
marking the 20th trading day in the previous 30 trading days that the closing price of the common shares of the Company 
exceeded 130% of the conversion price, triggering our right under the certificate of designation for the convertible preference 
shares, at our option, to mandatorily convert the convertible preference shares. The conversion price adjusted from $78.1322, 
per Note 24 - Equity included in the Company's 2021 Annual Report on Form 10-K, to $77.8482 on February 16, 2022.

Each convertible preference share automatically converted into 1.2846 common shares of the Company on the Conversion 

Date and cash was paid in lieu of fractional common shares of the Company. There were 6,898,268 convertible preference 
shares issued and outstanding prior to the conversion, which resulted in the issuance of 8,861,515 new common shares of the 
Company. Additionally, during the first quarter of 2022, prior to the conversion, 1,415 convertible preference shares were 
voluntarily converted by preference shareholders into 1,816 common shares. As a result of the conversions, no convertible 
preference shares are issued or outstanding, and all rights of the former holders of the convertible preference shares terminated 
as of March 23, 2022. 

Share repurchase program - During October 2021, our Board of Directors approved a new program for the repurchase of 

up to $500 million of our issued and outstanding common shares. The program has no expiration date. Under this program, 
2,109,115 common shares were repurchased for $200 million during the year ended December 31, 2022. As of December 31, 
2022, $300 million remains outstanding for repurchases under the program. 

47

 
 
 
 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

During the year ended December 31, 2021, Bunge repurchased 1,298,384 common shares for $100 million, thereby 

completing a previous $500 million share repurchase program, established May 2015.  

Cash Flows

US$ in millions

Cash used for operating activities

Cash provided by investing activities

Cash (used for) provided by financing activities
Effect of exchange rate changes on cash and cash equivalents, 
restricted cash, and cash held for sale
Net increase in cash and cash equivalents, restricted cash, 
and cash held for sale

Year ended December 31, 

2022

2021

2020

$ 

(5,549)  $ 

6,499 

(769)   

(2,894)  $ 

5,113 

(1,632)   

66 

(63)   

$ 

247  $ 

524  $ 

(3,536) 

1,813 

1,763 

19 

59 

Our cash flows from operations vary depending on, among other items, the market prices and timing of the purchase 
and sale of our inventories. Generally, during periods when commodity prices are rising, our Agribusiness operations require 
increased use of cash to support working capital to acquire inventories and fund daily settlement requirements on exchange 
traded futures that we use to minimize price risk related to the purchase and sale of our inventories.

2022 Compared to 2021

For the year ended December 31, 2022, our cash and cash equivalents, restricted cash, and cash held for sale increased 

$247 million, compared to an increase of $524 million for the year ended December 31, 2021.

Operating: Cash used for operating activities was $5,549 million for the year ended December 31, 2022, an increase of 

$2,655 million compared to cash used for operating activities of $2,894 million for the year ended December 31, 2021. The 
increase in cash used was primarily due to lower Net income, increased cash required to fund working capital due to higher 
average commodity prices during the year ended December 31, 2022, and increased Beneficial interest in securitized trade 
receivables driven by an increase in the size of the program in March 2022 as well as higher average commodity prices during 
the current year.

US$ in millions

Cash used for operating activities

Net proceeds from beneficial interest in securitized trade receivables

Cash provided by operating activities, adjusted

Year ended December 31,

2022

2021

$ 

$ 

(5,549)  $ 

6,824 

1,275  $ 

(2,894) 

5,057 

2,163 

Cash provided by operating activities, including net proceeds from beneficial interest in securitized trade receivables 

was $1,275 million for the year ended December 31, 2022, compared to $2,163 million for the year ended December 31, 2021. 
The decrease was driven by lower Net income as well as a substantial increase in cash used to fund working capital as a result 
of higher commodity prices during the year ended December 31, 2022.

Certain of our non-U.S. operating subsidiaries are primarily funded with U.S. dollar-denominated debt, while currency 

risk is hedged with U.S. dollar-denominated assets. The functional currency of our operating subsidiaries is generally the local 
currency. The financial statements of our subsidiaries are calculated in the functional currency, and when the local currency is 
the functional currency, translated into U.S. dollars. U.S. dollar-denominated loans are remeasured into their respective 
functional currencies at exchange rates at the applicable balance sheet date. Also, certain of our U.S. dollar functional operating 
subsidiaries outside the U.S. are partially funded with local currency borrowings, while the currency risk is hedged with local 
currency denominated assets. Local currency loans in U.S. dollar functional currency subsidiaries outside the U.S. are 
remeasured into U.S. dollars at the exchange rate on the applicable balance sheet date. The resulting gain or loss is included in 
our consolidated statements of income as Foreign exchange (losses) gains - net. For the year ended December 31, 2022 we 
recorded a foreign currency gain on net debt of $101 million versus a foreign currency loss on net debt for the year ended 
December 31, 2021 of $78 million, which were included as adjustments to reconcile Net income to Cash used for operating 
activities in the line item "Foreign exchange (gain) loss on net debt" in our consolidated statements of cash flows. This 
adjustment is required as the gains and losses are non-cash items that arise from financing activities and therefore will have no 
impact on cash flows from operations.

48

 
 
 
 
 
 
 
 
2022 Bunge Annual Report

Investing: Cash provided by investing activities was $6,499 million for the year ended December 31, 2022 compared to 
$5,113 million for the year ended December 31, 2021, an increase of $1,386 million. The increase was primarily due to higher 
net proceeds from beneficial interests in securitized trade receivables, driven by higher commodity prices and increased 
program capacity, partially offset by increased capital expenditures and lower proceeds received on the sale of our Mexican 
wheat milling business during the year ended December 31, 2022 compared to proceeds received from the sales of a portfolio 
of interior grain elevators located in the United States and our oils facilities in Rotterdam and Mexico during the year ended 
December 31, 2021.

Financing: Cash used for financing activities was $769 million for the year ended December 31, 2022, a decrease of $863 

million, compared to cash used for financing activities of $1,632 million for the year ended December 31, 2021, 

For the year ended December 31, 2022, we made net cash repayments from short-term and long-term debt of $708 
million, paid $349 million in dividend payments to common and preference shareholders, repurchased $200 million of common 
shares, and paid $102 million to acquire an additional 10% ownership interest from redeemable noncontrolling interest holders 
in our subsidiary, Bunge Loders Croklaan Group B.V. (see Note 24- Redeemable Noncontrolling Interest). These cash outflows 
were partially offset by $542 million in cash received from the sale of noncontrolling interests, including upon formation of the 
Bunge Chevron JV, as described in Note 1- Nature of Business, Basis of Presentation and Significant Accounting Policies, and 
$92 million in proceeds from the exercise of options for common shares. For the year ended December 31, 2021, we made net 
cash repayments from short-term and long-term debt of $1,097 million, paid $147 million to acquire the noncontrolling equity 
interest of our Polish subsidiary, Z.T. Kruszwica S.A, paid $323 million in dividends to our common and preference 
shareholders, paid $76 million in dividends to noncontrolling interest shareholders, and repurchased $100 million of common 
shares, partially offset by $116 million in cash received from the exercise of options for common shares.

2021 Compared to 2020

In 2021, our cash and cash equivalents, and restricted cash increased by $524 million, compared to a decrease of $59 

million in 2020.

Operating: Cash used for operating activities was $2,894 million for the year ended December 31, 2021, a decrease of 

$642 million compared to cash used for operating activities of $3,536 million for the year ended December 31, 2020. The 
decrease in cash used was primarily due to higher Net income and lower cash required to fund working capital, partially offset 
by increased Beneficial interest in securitized trade receivables driven by increased sales during the year ended  December 31, 
2021.

US$ in millions

Cash used for operating activities

Net proceeds from beneficial interest in securitized trade receivables

Cash provided by (used for) operating activities, adjusted

Year ended December 31,

2021

2020

$ 

$ 

(2,894)  $ 

5,057 

2,163  $ 

(3,536) 

1,943 

(1,593) 

Cash provided by operating activities, including net proceeds from beneficial interest in securitized trade receivables 

was $2,163 million for the year ended December 31, 2021, compared to cash used for operating activities of $1,593 million for 
the year ended December 31, 2020. The change was primarily due to higher Net income, net of non-cash gains and losses, 
during the year ended December 31, 2021.  

Certain of our non-U.S. operating subsidiaries are primarily funded with U.S. dollar-denominated debt, while currency 

risk is hedged with U.S. dollar-denominated assets. The functional currency of our operating subsidiaries is generally the local 
currency. The financial statements of our subsidiaries are calculated in the functional currency, and when the local currency is 
the functional currency, translated into U.S. dollar. U.S. dollar-denominated loans are remeasured into their respective 
functional currencies at exchange rates at the applicable balance sheet date. Also, certain of our U.S. dollar functional operating 
subsidiaries outside the U.S. are partially funded with local currency borrowings, while the currency risk is hedged with local 
currency denominated assets. Local currency loans in U.S. dollar functional currency subsidiaries outside the U.S. are 
remeasured into U.S. dollars at the exchange rate on the applicable balance sheet date. The resulting gain or loss is included in 
our consolidated statements of income as foreign exchange gains or losses. For the year ended December 31, 2021, we recorded 
a foreign currency loss on net debt of $78 million versus a foreign currency gain on net debt for the year ended December 31, 
2020 of $206 million, which were included as adjustments to reconcile Net income to Cash provided by (used for) operating 
activities in the line item "Foreign exchange (gain) loss on net debt" in our consolidated statements of cash flows. This 
adjustment is required as these losses are non-cash items that arise from financing activities and therefore will have no impact 
on cash flows from operations.

49

 
 
2022 Bunge Annual Report

Investing: Cash provided by investing activities was $5,113 million for the year ended December 31, 2021 compared to 
$1,813 million for the year ended December 31, 2020, an increase of $3,300 million. The increase was primarily due to higher 
net proceeds from beneficial interests in securitized trade receivables as well as proceeds from the sales of our United States 
interior grain elevators and oils facilities in Rotterdam and in Mexico, partially offset by increased net payments for investments 
for the year ended December 31, 2021.

For the year ended December 31, 2021, net cash from beneficial interests in securitized trade receivables was 

$5,057 million. We also generated proceeds from the divestiture of businesses and disposal of property, plant and equipment of 
$647 million driven by proceeds from the sales of our United States interior grain elevators and oils facilities in Rotterdam and 
in Mexico. In addition, we received proceeds from investments of $171 million, primarily promissory notes related to financial 
services investments, which were more than offset by payments of $308 million for such investments. We also made payments 
for capital expenditures of $399 million related to capital projects at various facilities. For the year ended December 31, 2020, 
cash from beneficial interests in securitized trade receivables was $1,943 million. We also generated proceeds from the 
divestiture of businesses and disposal of property, plant and equipment of $194 million driven by proceeds from sales of our 
Brazilian margarine and mayonnaise business and a U.S. rice mill. In addition, we received proceeds from investments of $305 
million, primarily from promissory notes related to financial services investments, which were more than offset by payments of 
$337 million for such investments. We also made payments for capital expenditures of $365 million related to capital projects 
at various facilities.

Financing: Cash used for financing activities was $1,632 million for the year ended December 31, 2021, an increase of 

$3,395 million, compared to cash provided by financing activities of $1,763 million for the year ended December 31, 2020. 

For the year ended December 31, 2021, we made net cash repayments from short-term and long-term debt of $1,097 
million, paid $147 million to acquire the noncontrolling equity interest of our Polish subsidiary, Z.T. Kruszwica S.A., paid 
dividends of $323 million to our common shareholders and holders of our convertible preference shares, paid $76 million in 
dividends to noncontrolling interest shareholders of certain of our non-wholly owned subsidiaries, primarily Loders, and 
repurchased $100 million of common shares. For the year ended December 31, 2020, net cash proceeds of short-term and long-
term debt were $2,202 million, primarily used to fund seasonal working capital requirements, mostly comprising RMI. We also 
paid dividends of $316 million to our common shareholders and holders of our convertible preference shares and repurchased 
$100 million of common shares. 

Capital Expenditures

Our cash payments made for capital expenditures were $555 million, $399 million, and $365 million for the years ended 

December 31, 2022, 2021, and 2020, respectively. We intend to make capital expenditures in the range of $800 million to 
$1 billion in 2023. Our priorities for 2023 are to maintain the cash generating capacity of our assets through non-discretionary 
projects, such as maintenance, safety and compliance, as well as discretionary investments in growth and productivity projects, 
focusing on our strategy to strengthen our oilseeds platform, increase participation in biofuels and plant-based proteins, and 
grow our value-added oils business. These discretionary and non-discretionary capital investments will also help us achieve 
certain of our environmental and sustainability related objectives. We intend to fund these capital expenditures primarily with 
cash flows from operations.

Off-Balance Sheet Arrangements 

Guarantees

We have issued or were party to the following guarantees at December 31, 2022:

(US$ in millions)

Unconsolidated affiliates guarantee (1)
Residual value guarantee (2)
Other guarantees

Total

Maximum 
Potential
Future 
Payments

$ 

$ 

107 

337 

9 

453 

(1) We have issued guarantees to certain financial institutions related to debt of certain of our unconsolidated affiliates. 

The terms of the guarantees are equal to the terms of the related financings, which have maturity dates through 2034. 
There are no recourse provisions or collateral that would enable us to recover any amounts paid under these 
guarantees. In addition, certain of our subsidiaries have guaranteed the obligations of certain of their unconsolidated 
affiliates and in connection therewith have secured their guarantee obligations through a pledge to the financial 

50

 
 
2022 Bunge Annual Report

institutions of certain of their unconsolidated affiliates' shares plus loans receivable from the unconsolidated affiliates 
in the event that the guaranteed obligations are enforced. 

On November 21, 2022, one of our unconsolidated affiliates refinanced its third-party debt structure resulting in a 
significant reduction in our guarantee and potential liabilities to certain financial institutions from $181 million prior to 
the refinance to $46 million as of December 31, 2022.   

Based on the amounts drawn under guaranteed debt facilities of unconsolidated affiliates at December 31, 2022, our 
potential liability was $94 million, and less than $1 million of obligations related to these guarantees have been 
recorded within Other non-current liabilities.

(2) We have issued guarantees to certain financial institutions that are party to certain operating lease arrangements for 

railcars barges, and buildings. These guarantees provide for a minimum residual value to be received by the lessor at 
conclusion of the lease term. These leases expire at various dates from 2024 through 2029. At December 31, 2022, no 
obligation has been recorded related to these guarantees. Any obligation recorded would be recognized in Current 
operating lease obligations or Non-current operating lease obligations (see Note 28- Leases, to our consolidated 
financial statements).

We have provided a guaranty to the Director of the Illinois Department of Agriculture as Trustee for Bunge North 
America, Inc. ("BNA"), an indirect wholly-owned subsidiary, which guarantees all amounts due and owing by BNA, to grain 
producers and/or depositors in the State of Illinois who have delivered commodities to BNA's Illinois facilities.

Contractual Obligations

The following table summarizes our scheduled contractual obligations and their expected maturities at December 31, 

2022, and the effect such obligations are expected to have on our liquidity and cash flows in the future periods indicated.

(US$ in millions)

Short-term debt

Long-term debt(1)

Variable interest rate obligations

Interest obligations on fixed rate debt

Non-cancelable lease obligations(2)

Capital commitments

Freight supply agreements(3)

Inventory purchase commitments

Power supply purchase commitments
Other commitments and obligations(4)

Payments due by period

Total

2023

2024 - 2025

2026 - 2027

$ 

546  $ 

546  $ 

—  $ 

—  $ 

4,466   

95   

486   

1,077   

95   

284   

387   

99   
183   

859   

21   

102   

457   

95   

284   

374   

30   
151   

1,009   

1,320   

33   

165   

380   

—   

—   

13   

29   
25   

29   

123   

155   

—   

—   

—   

23   
6   

2028 and 
thereafter

— 

1,278 

12 

96 

85 

— 

— 

— 

17 
1 

Total contractual cash obligations(5)

$ 

7,718  $ 

2,919  $ 

1,654  $ 

1,656  $ 

1,489 

(1) Includes components of long-term debt attributable to unamortized premiums of $20 million and excludes components 

of long-term debt attributable to fair value hedge accounting of $341 million.

(2) Represents future minimum payments under non-cancelable leases with initial terms of one year or more. Minimum 

lease payments have not been reduced by minimum sublease income receipts of $101 million due in future periods 
under non-cancelable subleases.

(3) Represents purchase commitments for time on ocean freight vessels and railroad freight lines for the purpose of 

transporting agricultural commodities. The ocean freight service agreements are short term contracts with a duration of 
less than a year. Ocean freight service agreements with terms in excess of one year are included in non-cancelable 
lease obligations. The railroad freight service agreements require a minimum monthly payment regardless of the actual 
level of freight services used. The costs of our freight supply agreements are typically passed through to our customers 
as a component of the prices we charge for our products. However, changes in the market value of such freight 
services compared to the rates at which we have contracted them may affect margins on the sales of agricultural 
commodities.

(4) Represents other purchase commitments and obligations, such as take-or-pay contracts, throughput contracts, and debt 

commitment fees.

(5) Does not include estimated payments of liabilities associated with uncertain income tax positions. As of December 31, 

2022, Bunge had uncertain income tax liabilities of $59 million, including interest and penalties. At this time, we are 

51

 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

unable to make a reasonably reliable estimate of the timing of payments in individual years in connection with these 
tax liabilities; therefore, such amounts are not included in the above contractual obligations table. See Note 15- Income 
Taxes to our consolidated financial statements.

Employee Benefit Plans

We expect to contribute $13 million to our defined benefit pension plans and $4 million to our postretirement benefit 

plans in 2023.

Critical Accounting Policies and Estimates

Our accounting policies are more fully described in Note 1- Nature of Business, Basis of Presentation and Significant 
Accounting Policies to our consolidated financial statements included as part of this Annual Report on Form 10-K. As disclosed 
in Note 1, the preparation of financial statements in conformity with U.S. GAAP requires management to make substantial 
judgment or estimation in their application that may significantly affect reported amounts in the consolidated financial 
statements and accompanying notes. Actual results could differ significantly from those estimates. We believe the following 
discussion addresses our most critical accounting policies, which are those that are most important to the portrayal of our 
financial condition and results of operations and require management's most difficult, subjective and complex judgments.

Foreign Currency Transactions and  Translation of Foreign Currency Financial Statements

Our reporting currency is the U.S. dollar. The functional currency of the majority of our foreign subsidiaries is their local 

currency. The determination of functional currency may require significant judgment to identify the currency of the primary 
economic environment in which a subsidiary operates. This may include an evaluation of a number of economic factors 
including, cash flow, sales price, sales market, expense, and financing indicators, as well, as the extent of the subsidiary’s intra-
entity transactions. However, in accordance with U.S. GAAP, if a foreign entity's economy is determined to be highly 
inflationary, then such foreign entity's financial statements are remeasured as if the functional currency were the reporting 
currency.

Monetary assets and liabilities denominated in currencies other than the functional currency are remeasured into their 
respective functional currencies at exchange rates in effect at the balance sheet date. The resulting exchange gain or loss is 
included in our consolidated statements of income as Foreign exchange (losses) gains - net unless the remeasurement gain or 
loss relates to an intercompany transaction that is of a long-term investment nature and for which settlement is neither planned 
nor anticipated in the foreseeable future, in which case the remeasurement gain or loss is reported as a component of 
Accumulated other comprehensive loss in our consolidated balance sheets.

At period-end, amounts included in the consolidated statements of income, comprehensive income, cash flows, and 
changes in equity are translated using average exchange rates during each period. Assets and liabilities are translated at period-
end exchange rates and resulting foreign currency translation adjustments are recorded in the consolidated balance sheets as a 
component of Accumulated other comprehensive loss. 

Inventories and Commodity Derivatives

Our RMI, forward RMI purchase and sale contracts, and exchange-traded futures and options are primarily valued at fair 

value. RMI are freely-traded, have quoted market prices, may be sold without significant additional processing and have 
predictable and insignificant disposal costs (see Note 6- Inventories to our consolidated financial statements for RMI balances 
as of December 31, 2022). We estimate the fair values of commodity inventories and forward purchase and sale contracts on 
these inventories based on commodity futures exchange quotations, broker or dealer quotations, or market transactions in either 
listed or over-the-counter ("OTC") markets with appropriate adjustments for differences in local markets where our inventories 
are located. Certain inventories may utilize significant unobservable data related to local market adjustments to determine fair 
value. The significant unobservable inputs for RMI and physically-settled forward purchase and sale contracts relate to certain 
management estimates regarding transportation costs and other local market or location-related adjustments, primarily freight-
related adjustments in the interior of Brazil and the lack of market corroborated information in Canada. In both situations, we 
use proprietary information such as purchase and sale contracts and contracted prices to value freight, premiums, and discounts 
in our contracts. Counterparty credit and performance risk on forward commodity purchase and sale contracts is included in the 
determination of fair value. From time to time, we have experienced instances of counterparty non-performance as a result of 
significant declines in counterparty profitability under these contracts due to movements in commodity prices between the time 
the contracts were executed and the contractual forward delivery period. However, based on historical experience with our 
suppliers and customers, our own credit risk, and knowledge of current market conditions, we do not view non-performance 
risk to be a significant input to fair value for the majority of our forward commodity purchase and sale contracts. 

52

2022 Bunge Annual Report

Changes in the fair values of these inventories and contracts are recognized in our consolidated statements of income as a 

component of Cost of goods sold. If we used different methods or factors to estimate fair values, amounts reported as 
Inventories and Unrealized gains and losses on derivative contracts in the consolidated balance sheets and Cost of goods sold in 
the consolidated statements of income, respectively, could differ. Additionally, if market conditions change subsequent to year-
end, amounts reported in future periods as Inventories, Unrealized gains and losses on derivative contracts, and Cost of goods 
sold could differ. See Note 16- Fair Value Measurements to our consolidated financial statements for further details of 
commodity inventories and forward purchase and sale contracts on these inventories carried at fair value.

Derivatives - Designated Hedging Activities 

We manage currency risk on certain forecasted purchases, sales and selling, general and administrative expenses with 
currency forwards designated as cash flow hedges. Assuming normal market conditions, the change in the market value of such 
derivative instruments has historically been, and is expected to continue to be, highly effective at offsetting changes in price 
movements of the hedged item. Gains and losses arising from open and closed hedging transactions are deferred in 
Accumulated other comprehensive loss, net of applicable income taxes, and recognized as a component of earnings in the 
statement of consolidated income in the same caption as the hedged items when the hedged item is recognized in earnings. If it 
is determined that the derivative hedging instruments are no longer effective at offsetting changes in the price of the hedged 
item, then the changes in the market value of the derivative instrument would be recorded immediately in the consolidated 
statements of income in the same caption as the hedged items. See Note 17- Derivative Instruments and Hedging Activities to 
our consolidated financial statements for further details and impacts of cash flow hedges on the consolidated financial 
statements.

Goodwill

When we acquire a business, the consideration is first assigned to identifiable assets and liabilities, including intangible 

assets, based on estimated fair values, with any excess recorded as goodwill. Determining fair value requires significant 
estimates and assumptions based on an evaluation of a number of factors, including market participants, projected growth rates, 
the amounts and timing of future cash flows, the discount rates applied to the cash flows, and the determination of useful life of 
an asset.  

Our goodwill balance is not amortized to expense. Instead, it is tested for impairment at least annually. We generally 

perform our annual impairment analysis during the fourth quarter. If events or indicators of impairment occur between annual 
impairment analyses, we perform an impairment analysis at that date. These events or circumstances could include a significant 
change in the business climate, legal factors, operating performance indicators, competition, or sale or disposition of a 
significant asset. In testing for a potential impairment of goodwill, we: (1) determine our reporting units; (2) allocate goodwill 
to our various reporting units to which the acquired goodwill relates; (3) determine the carrying value, or book value, of our 
reporting units; (4) estimate the fair value of each reporting unit using a discounted cash flow model and/or using market 
multiples; (5) compare the fair value of each reporting unit to its carrying value; and (6) if the estimated fair value of a reporting 
unit is less than the carrying value, we recognize an impairment charge for such amount, but not exceeding the total amount of 
goodwill allocated to that reporting unit. 

The process of evaluating the potential impairment of goodwill is subjective and requires significant judgment at many 

points during the analysis, including the identification of our reporting units, identification and allocation of the assets and 
liabilities to each of our reporting units, and determination of fair value. In estimating the fair value of a reporting unit for the 
purposes of our annual or periodic impairment analysis, we make estimates and significant judgments about the future cash 
flows of that reporting unit aligned with management’s strategic business plans. Changes in judgment related to these 
assumptions and estimates could result in goodwill impairment charges. We believe the assumptions and estimates used are 
appropriate based on the information currently available to management. Estimates based on market earnings multiples of peer 
companies identified for the reporting unit may also be used, where available. Critical estimates in the determination of fair 
value under the income approach include, but are not limited to, assumptions about variables such as commodity prices, crop 
throughput and production volumes, profitability, future capital expenditures and discount rates, all of which are subject to a 
high degree of judgment.

During the fourth quarters of 2022, we performed our annual impairment assessment and determined the estimated fair 

values of each of our goodwill reporting units exceeded each of their carrying values by a significant amount. See Note 9- 
Goodwill, to our consolidated financial statements. 

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2022 Bunge Annual Report

Property, Plant and Equipment and Other Finite-Lived Intangible Assets

Long-lived assets include property, plant and equipment and other finite-lived intangible assets. Property, plant and 
equipment and finite-lived intangible assets are depreciated or amortized over their estimated useful life on a straight line basis. 
When facts and circumstances indicate the carrying values of these assets may be impaired, an evaluation of recoverability is 
performed by comparing the carrying value of the assets to the undiscounted projected future cash flows to be generated by 
such assets from their use and ultimate disposal. If the carrying value of our assets is not recoverable, we recognize an 
impairment loss in the amount that carrying value exceeds fair value. Impairment is recognized as a charge against results of 
operations. Our judgments related to the expected useful lives of these assets and our ability to realize undiscounted cash flows 
in excess of the carrying amount of such assets are affected by factors such as the ongoing maintenance of the assets, changes in 
economic conditions and changes in operating performance. As we assess the ongoing expected cash flows and carrying 
amounts of these assets, changes in these factors could cause us to realize material impairment charges. Please refer to Note 11- 
Impairments to our consolidated financial statements for details of property, plant and equipment and other finite-lived 
intangible asset impairment charges recorded in the year ended December 31, 2022.

Investments in Affiliates

We have investments in various unconsolidated joint ventures accounted for using the equity method, minus impairment. 

We review our investments annually or when an event or circumstances indicate that a potential decline in value may be other 
than temporary. We consider various factors in determining whether to recognize an impairment charge, including the length of 
time the fair value of the investment is expected to be below its carrying value, the financial condition, operating performance 
and near-term prospects of the affiliate, and our intent and ability to hold the investment for a period of time sufficient to allow 
for recovery of the fair value. During the fourth quarter of 2022, certain of the above factors indicated an other than temporary 
decline in value of our investments in two start-up manufacturers of novel protein ingredients, Merit Functional Foods and 
Australian Plant Proteins. We recognized an impairment to the extent the carrying value of each investment exceeded its fair 
value. Critical estimates in the determination of the fair value include, but are not limited to, future expected cash flows, 
revenue growth, and discount rates. If we used different methods or factors to estimate fair value, the amount of recorded 
impairment and the carrying value of our investments could differ. Please refer to Note 11- Impairments and Note 12- 
Investments in Affiliates and Variable Interest Entities to our consolidated financial statements for further details. 

Contingencies

We are a party to a large number of claims and lawsuits, primarily non-income tax and labor claims in Brazil and non-

income tax claims in Argentina, and we make provisions for potential liabilities arising from such claims when we deem them 
probable and reasonably estimable. These estimates of probable loss have been developed in consultation with in-house and 
outside counsel and are based on an analysis of potential results, assuming a combination of litigation and settlement strategies. 
Future results of operations for any particular quarterly or annual period could be materially affected by changes in our 
assumptions or the effectiveness of our strategies relating to these proceedings. For more information on tax and labor claims in 
Brazil, see "Item 3. Legal Proceedings" and Note 22- Commitments and Contingencies to our consolidated financial statements.

Income Taxes

We record valuation allowances to reduce our deferred tax assets to the amount that we are likely to realize. We apply a 

"more likely than not" threshold to the recognition and de-recognition of tax benefits. Accordingly, we recognize the amount of 
tax benefit that has a greater than 50 percent likelihood of being ultimately realized upon settlement. We consider projections of 
future taxable income and prudent tax planning strategies to assess the need for and the amount of the valuation allowances. If 
we determine that we can realize a deferred tax asset in excess of our net recorded amount, we decrease the valuation 
allowance, thereby decreasing income tax expense. Conversely, if we determine that we are unable to realize all or part of our 
net deferred tax asset, we increase the valuation allowance, thereby increasing income tax expense. During 2022, we decreased 
valuation allowances by $28 million primarily related to releases in jurisdictions where we believe realization of deferred tax 
assets is now more likely than not. 

The calculation of our uncertain tax positions involves complexities in the application of intricate tax regulations in a 

multitude of jurisdictions across our global operations. Future changes in judgment related to the ultimate resolution of 
unrecognized tax benefits will affect the earnings in the quarter of such change. At December 31, 2022, we had recorded 
uncertain tax positions of $59 million in our consolidated balance sheet. For additional information on income taxes, please 
refer to Note 15- Income Taxes to our consolidated financial statements.

Recoverable Taxes

We evaluate the collectability of our recoverable taxes and record allowances if we determine that collection is doubtful. 

Recoverable taxes include value-added taxes paid upon the acquisition of property, plant and equipment, raw materials and 
taxable services, as well as other transactional taxes, which can be recovered in cash or as compensation against income taxes, 
or other taxes we may owe, primarily in Brazil and Europe. Management's assumption about the collectability of recoverable 

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2022 Bunge Annual Report

taxes requires significant judgment because it involves an assessment of the ability and willingness of the applicable federal or 
local government to refund the taxes. The balance of these allowances fluctuates depending on the sales activity of existing 
inventories, purchases of new inventories, percentages of export sales, seasonality, changes in applicable tax rates, cash 
payments by the applicable government agencies and the offset of outstanding balances against income or certain other taxes 
owed to the applicable governments, where permissible. At December 31, 2022, the allowance for recoverable taxes was $36 
million. We continue to monitor the economic environment and events taking place in the applicable countries and in cases 
where we determine that recovery is doubtful, recoverable taxes are reduced by allowances for the estimated unrecoverable 
amounts.

New Accounting Pronouncements

See Note 1- Nature of Business, Basis of Presentation and Significant Accounting Policies to our consolidated financial 

statements included as part of this Annual Report on Form 10-K.

Item 7A.    Quantitative and Qualitative Disclosures About Market Risk

Risk Management

As a result of our global activities, we are exposed to changes in, among other things, agricultural commodity prices, 

transportation costs, foreign currency exchange rates, interest rates, energy costs, and inflationary pressures, which may affect 
our results of operations and financial position. We actively monitor and manage these various market risks associated with our 
business activities. Our risk management decisions take place in various locations, but exposure limits are centrally set and 
monitored, operating under a global governance framework. Additionally, our Board of Directors' Enterprise Risk Management 
Committee and our internal Management Risk Committee oversee our global market risk governance framework, including risk 
management policies and limits.

We use derivative instruments for the purpose of managing the exposures associated with commodity prices, 
transportation costs, foreign currency exchange rates, interest rates, energy costs, and for positioning our overall portfolio 
relative to expected market movements in accordance with established policies and procedures. We enter into derivative 
instruments primarily with commodity exchanges in the case of commodity futures and options and major financial institutions 
in the case of ocean freight. While these derivative instruments are subject to fluctuations in value, for hedged exposures those 
fluctuations are generally offset by the changes in the fair value of the underlying exposures. The derivative instruments that we 
use for hedging purposes are intended to reduce the volatility of our results of operations. However, they can occasionally result 
in earnings volatility, which may be material. See Note 16- Fair Value Measurements and Note 17- Derivative Instruments and 
Hedging Activities to our consolidated financial statements included as part of this Annual Report on Form 10-K for a more 
detailed discussion of our use of derivative instruments.

Credit and Counterparty Risk

Through our normal business activities, we are subject to significant credit and counterparty risks that arise through 

commercial sales and purchases, including forward commitments to buy or sell, and through various OTC derivative 
instruments that we use to manage risks inherent in our business activities. We define credit and counterparty risk as a potential 
financial loss due to the failure of a counterparty to honor its obligations. The exposure is measured based upon several factors, 
including unpaid accounts receivable from counterparties, as well as unrealized gains from forward purchase or sale contracts 
and OTC derivative instruments. Credit and counterparty risk also includes sovereign credit risk. We actively monitor credit 
and counterparty risk through a regular review of exposures and credit analysis by regional credit teams, as well as a review by 
global and corporate committees that monitor counterparty performance. We record provisions for counterparty losses from 
time to time as a result of our credit and counterparty analysis.

During periods of tight conditions in global credit markets, downturns in regional or global economic conditions, and/or 
significant price volatility, credit and counterparty risks are heightened. This increased risk is monitored through, among other 
things, exposure reporting, increased communication with key counterparties, management reviews, and specific focus on 
counterparties or groups of counterparties that we may determine as high risk. We have reduced exposures and associated 
position limits in certain cases, and also decreased our use of non-exchange cleared derivative instruments.

Commodities Risk

We operate in many areas of the food industry, from agricultural raw materials to the production and sale of branded food 

products. As a result, we purchase and produce various materials, many of which are agricultural commodities, including: 
soybeans, soybean oil, soybean meal, palm oil (from crude to various degrees of refined products), softseeds (including 
sunflower seed, rapeseed, and canola) and related oil and meal derived from them, wheat, barley, shea nut, and corn. 

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2022 Bunge Annual Report

Agricultural commodities are subject to price fluctuations due to a number of unpredictable factors, including inflationary 
pressures, that may create price risk. As described above, we are also subject to the risk of counterparty non-performance under 
forward purchase and sale contracts. From time to time, we have experienced instances of counterparty non-performance as a 
result of significant declines in counterparty profitability under these contracts due to movements in commodity prices between 
the time the contracts were executed and the contractual forward delivery period.

We enter into various derivative contracts with the primary objective of managing our exposure to adverse price 
movements in the agricultural commodities used and produced in our business operations. We have established policies that 
limit the amount of unhedged fixed price agricultural commodity positions permissible for our operating companies, which are 
generally a combination of volumetric, drawdown, and value-at-risk ("VaR") limits. We measure and review our commodity 
positions on a daily basis. We also employ stress-testing techniques in order to quantify our exposures to price and liquidity 
risks under non-normal or event driven market conditions.

Our daily net agricultural commodity position consists of inventory, forward purchase and sale contracts, and OTC and 
exchange-traded derivative instruments, including those used to hedge portions of our production requirements. The fair value 
of that position is a summation of the fair values of each agricultural commodity, calculated by valuing all of our commodity 
positions for the period at quoted market prices, where available, or by utilizing a close proxy. VaR is calculated on the net 
position and monitored at the 95% confidence interval. In addition, scenario analysis and stress testing are performed. For 
example, one measure of market risk is estimated as the potential loss in fair value resulting from a hypothetical 10% adverse 
change in prices. The results of this analysis, which may differ from actual results, are as follows:

(US$ in millions)

Highest daily aggregated position value

Lowest daily aggregated position value

Ocean Freight Risk

Year Ended
December 31, 2022

Year Ended
December 31, 2021

Fair Value

Market Risk

Fair Value

Market Risk

$ 

$ 

1,809  $ 

(416)  $ 

(181)  $ 

(42)  $ 

1,706  $ 

(3)  $ 

(171) 

— 

Ocean freight represents a significant portion of our operating costs. The market price for ocean freight varies depending 
on the supply and demand for ocean vessels, global economic conditions, inflationary pressure, and other factors. We enter into 
time charter agreements for time on ocean freight vessels based on forecasted requirements for the purpose of transporting 
agricultural commodities. Our time charter agreements generally have terms ranging from two months to approximately five 
years. We use financial derivatives, generally freight forward agreements, to hedge portions of our ocean freight costs. The 
ocean freight derivatives are included in Other current assets and Other current liabilities on the consolidated balance sheets at 
fair value.

Energy Risk

We purchase various energy commodities such as electricity, natural gas, and bunker fuel, which are used to operate our 

manufacturing facilities and ocean freight vessels. These energy commodities are subject to price risk, including inflationary 
pressures. We use financial derivatives, including exchange traded and OTC swaps and options for various purposes, to manage 
our exposure to volatility in energy costs and market prices. These energy derivatives are included in Other current assets and 
Other current liabilities on the consolidated balance sheets at fair value.

Currency Risk

Our global operations require active participation in foreign exchange markets. Our primary foreign currency exposures 

are the Brazilian real, Canadian dollar, the Euro, and the Chinese yuan/renminbi. To reduce the risk arising from foreign 
exchange rate fluctuations, we enter into derivative instruments, such as foreign currency forward contracts, swaps, and options. 
The changes in market value of such contracts have a high correlation to the price changes in the related currency exposures. 
The potential loss in fair value of such net currency positions resulting from a hypothetical 10% adverse change in foreign 
currency exchange rates as of December 31, 2022 was not material.

When determining our exposure, we exclude intercompany loans that are deemed to be permanently invested. 

Repayments of permanently invested intercompany loans are neither planned nor anticipated in the foreseeable future and are 
therefore treated as analogous to equity for accounting purposes. As a result, foreign exchange gains and losses on these 
borrowings are excluded from the determination of Net income and recorded as a component of Accumulated other 
comprehensive loss in the consolidated balance sheets. Included in Other comprehensive income (loss) are foreign currency 
gains of $1 million for the year ended December 31, 2022 and foreign currency losses of $74 million for the year ended 
December 31, 2021 related to permanently invested intercompany loans.

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2022 Bunge Annual Report

Interest Rate Risk

We have debt in fixed and floating rate instruments. We are exposed to market risk due to changes in interest rates, 
including inflationary pressures. We may enter into interest rate swap agreements to manage our interest rate exposure related 
to our debt portfolio.

The aggregate fair value of our short and long-term debt, based on market yields at December 31, 2022, was $4,694 

million with a carrying value of $4,651 million.  

A hypothetical 100 basis point increase in the interest yields on our fixed rate debt and related interest rate swaps at 
December 31, 2022 would result in a decrease of approximately $9 million in the fair value of our debt and interest rate swaps. 
Similarly, a decrease of 100 basis points in the interest yields on our fixed rate debt and interest rate swaps at December 31, 
2022 would cause a decrease of approximately $5 million in the fair value of our debt and interest rate swaps. 

A hypothetical 100 basis point change in the applicable reference rate, such as SOFR or LIBOR, would result in a change 
of approximately $50 million in our interest expense on our variable rate debt at December 31, 2022. Some of our variable rate 
debt is denominated in currencies other than U.S. dollars and is indexed to non-U.S. dollar-based interest rate indices, such as 
EURIBOR and TLP, and certain benchmark rates in local bank markets. As such, the hypothetical 100 basis point change in 
interest rate ignores the potential impact of any currency movements. See "Risk Factors - We are a capital intensive business 
and depend on cash provided by our operations as well as access to external financing to operate and grow our business" for a 
discussion of certain risks related to interest rates.

Inflation Risk

Inflationary factors generally affect us by increasing our labor and overhead costs, as well as costs related to those items 
associated with certain risks identified above, which may adversely affect our results of operations and financial position. We 
have historically been able to recover the impacts of inflation through sales price increases, however we cannot reasonably 
estimate our ability to successfully recover any impact of inflation through price increases in the future. Our inability to do so 
could harm our results of operations and financial position.

Derivative Instruments

Foreign Exchange Derivatives—We use a combination of foreign exchange forward, swap, future, and option contracts 

in certain of our operations to mitigate the risk of exchange rate fluctuations in connection with certain commercial and balance 
sheet exposures. The foreign exchange forward swap and option contracts may be designated as cash flow or fair value hedges. 
We may also use net investment hedges to partially offset the translation adjustments arising from the remeasurement of our 
investment in certain of our foreign subsidiaries.

We assess, both at the inception of the hedge and on an ongoing basis, whether the derivatives that are used in hedge 

transactions are highly effective in offsetting changes in the hedged items.

Interest Rate Derivatives—We may enter into interest rate swap agreements for the purpose of managing certain of our 

interest rate exposures. Interest rate swaps used by us as hedging instruments are recorded at fair value in the consolidated 
balance sheets with changes in fair value recorded contemporaneously in earnings. Certain of these agreements may be 
designated as fair value hedges. In such instances, the carrying amount of the associated hedged debt is also adjusted through 
earnings for changes in fair value arising from changes in benchmark interest rates. We may also enter into interest rate basis 
swap agreements that do not qualify as hedges for accounting purposes. The impact of changes in fair value of interest rate 
swap agreements is primarily presented in interest expense.

Commodity Derivatives—We primarily use derivative instruments to manage our exposure to movements associated with 

agricultural commodity prices. We generally use exchange-traded futures and options contracts to minimize the effects of 
changes in the prices of agricultural commodities held as inventories or subject to forward purchase and sale contracts, but may 
also enter into OTC commodity transactions, including swaps, which are settled in cash at maturity or termination based on 
exchange-quoted futures prices. Changes in fair values of exchange-traded futures contracts, representing the unrealized gains 
and/or losses on these instruments, are settled daily, generally through our 100% owned futures clearing subsidiary. Forward 
purchase and sale contracts are primarily settled through delivery of agricultural commodities. While we consider these 
exchange-traded futures and forward purchase and sale contracts to be effective economic hedges, we do not designate or 
account for the majority of our commodity contracts as hedges. Changes in fair values of these contracts and related RMI are 
included in Cost of goods sold in the consolidated statements of income. The forward contracts require performance of both us 
and the contract counterparty in future periods. Contracts to purchase agricultural commodities generally relate to current or 
future crop years for delivery periods quoted by regulated commodity exchanges. Contracts for the sale of agricultural 
commodities generally do not extend beyond one future crop cycle.

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2022 Bunge Annual Report

Ocean Freight Derivatives—We use derivative instruments referred to as freight forward agreements, or FFAs, and FFA 

options to hedge portions of our current and anticipated ocean freight costs. Changes in the fair values of ocean freight 
derivatives are recorded in Cost of goods sold.

Energy Derivatives—We use derivative instruments for various purposes, including to manage our exposure to volatility 

in energy costs and our exposure to market prices related to the sale of biofuels. Our operations use substantial amounts of 
energy, including natural gas, coal, and fuel oil, including bunker fuel. Changes in the fair values of energy derivatives are 
recorded in Cost of goods sold.

Other Derivatives—We may also enter into other derivatives, including credit default swaps and equity derivatives, to 

manage our exposure to credit risk and broader macroeconomic risks, respectively. The impact of changes in fair value of these 
instruments is presented in Cost of goods sold.

For more information, see Note 17- Derivative Instruments and Hedging Activities to our consolidated financial 

statements included as part of this Annual Report on Form 10-K.

Item 8.    Financial Statements and Supplementary Data

Our financial statements and related schedule required by this item are contained on pages F-1 through F-73 and on 

page E-1 included as part of this Annual Report on Form 10-K. See Item 15(a) for a listing of financial statements provided.

Item 9.    Changes in and Disagreements with Accountants on Accounting and Financial Disclosure

None.

Item 9A.    Controls and Procedures

Disclosure Controls and Procedures

As of December 31, 2022, we carried out an evaluation, under the supervision and with the participation of our 

management, including our Chief Executive Officer and Chief Financial Officer, of the effectiveness of the design and 
operation of our "disclosure controls and procedures," as that term is defined in Exchange Act Rules 13a-15(e) and 15d-15(e). 
Based upon that evaluation, our Chief Executive Officer and Chief Financial Officer have concluded that our disclosure 
controls and procedures were effective at a reasonable assurance level as of the end of the fiscal year covered by this Annual 
Report on Form 10-K.

Management's Report on Internal Control over Financial Reporting

Bunge Limited's management is responsible for establishing and maintaining adequate internal control over financial 
reporting, as such term is defined in Exchange Act Rules 13a-15(f). Bunge Limited's internal control over financial reporting is 
designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial 
statements for external purposes in accordance with U.S. Generally Accepted Accounting Principles.

Under the supervision and with the participation of management, including our Chief Executive Officer and Chief 

Financial Officer, we conducted an evaluation of the effectiveness of our internal control over financial reporting as of the end 
of the fiscal year covered by this annual report based on the framework in Internal Control—Integrated Framework (2013) 
issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO). 

Based on this assessment, management concluded that Bunge Limited's internal control over financial reporting was 

effective as of the end of the fiscal year covered by this annual report.

Deloitte & Touche LLP, the independent registered public accounting firm that has audited and reported on Bunge 
Limited's consolidated financial statements included in this annual report, has issued its written attestation report on Bunge 
Limited's internal control over financial reporting, which is included in this Annual Report on Form 10-K.

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2022 Bunge Annual Report

Changes in Internal Control over Financial Reporting

There have been no changes in the Company’s internal control over financial reporting during the quarter ended 

December 31, 2022, that have materially affected, or are reasonably likely to materially affect, the Company’s internal control 
over financial reporting. However, we continue to migrate certain processes from across our operations to shared business 
service models in order to consolidate back-office functions while standardizing our processes and financial systems globally. 
These initiatives are not in response to any identified deficiency or weakness in our internal controls over financial reporting. 
We plan to continue these initiatives in phases over the next several years and, accordingly, we have and will continue to align 
and streamline the design and operation of our internal controls over financial reporting, as necessary, to accommodate 
modifications to our business processes and accounting procedures. Specifically, during the twelve months ended December 31, 
2022, we began migrating certain of our financial reporting systems in Argentina to our South American Enterprise Resource 
Planning (ERP) system, a process that is expected to take several months, and which may result in changes to our internal 
controls over financial reporting relating to our Argentinian operations. 

Additionally, management performed an evaluation of the impacts of the Ukraine-Russia War (discussed further in 

Note 2 – Ukraine-Russia War to our financial statements included as part of this Form 10-K) on our internal controls over 
financial reporting. In doing so management noted that, as a result of the war, we are currently unable to perform certain of our 
Ukrainian internal controls over financial reporting, primarily relating to on-site physical inspections of certain of our operating 
facilities, due to safety concerns, particularly in areas of active conflict. Additionally, some of our Ukrainian employees have 
been forced to relocate to other countries or safer locations elsewhere within Ukraine. In response, management has 
implemented compensating controls, including using third party contractors to carry out visual inspections of the physical 
condition of our assets held at Ukrainian facilities, as well as certain other internal controls over financial reporting capable of 
being performed on a remote basis. As of December 31, 2022, our Russian offices and facilities remained open and operating 
with no changes to related internal controls over financial reporting. On February 3, 2023, we completed the sale of our 
remaining Russian operations (discussed further in Note 3- Acquisitions and Dispositions). 

Inherent Limitations on Effectiveness of Controls

Our management, including our Chief Executive Officer and our Chief Financial Officer, does not expect that our 
disclosure controls or our internal control over financial reporting will prevent or detect all errors and all fraud. A control 
system, no matter how well designed and operated, can provide only reasonable, not absolute, assurance that the control 
system's objectives will be met. The design of a control system must reflect the fact that there are resource constraints, and the 
benefits of controls must be considered relative to their costs. Further, because of the inherent limitations in all control systems, 
no evaluation of controls can provide absolute assurance that misstatements due to error or fraud will not occur or that all 
control issues and instances of fraud, if any, within the company have been detected. These inherent limitations include the 
realities that judgments in decision-making can be faulty and that breakdowns can occur because of simple error or mistake. 
Controls may also be circumvented by the individual acts of some persons, by collusion of two or more people or by 
management override of controls. The design of any system of controls is based in part on certain assumptions about the 
likelihood of future events, and there can be no assurance that any design will succeed in achieving its stated goals under all 
potential future conditions. Projections of any evaluation of control effectiveness to future periods are subject to risks. Over 
time, controls may become inadequate because of changes in conditions or deterioration in the degree of compliance with 
policies or procedures.

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2022 Bunge Annual Report

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

To the Shareholders and the Board of Directors of Bunge Limited

Opinion on Internal Control over Financial Reporting

        We have audited the internal control over financial reporting of Bunge Limited and subsidiaries (the "Company") as of December 31, 
2022, based on criteria established in Internal Control-Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of 
the Treadway Commission (COSO). In our opinion, the Company maintained, in all material respects, effective internal control over financial 
reporting as of December 31, 2022, based on the criteria established in Internal Control-Integrated Framework (2013) issued by COSO.

        We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), 
the consolidated financial statements as of and for the year ended December 31, 2022, of the Company and our report dated February 24, 
2023, expressed an unqualified opinion on those consolidated financial statements. 

Basis for Opinion

        The Company's management is responsible for maintaining effective internal control over financial reporting and for its assessment of 
the effectiveness of internal control over financial reporting included in the accompanying Management's Report on Internal Control over 
Financial Reporting. Our responsibility is to express an opinion on the Company's internal control over financial reporting based on our audit. 
We are a public accounting firm registered with the PCAOB and are required to be independent with respect to the Company in accordance 
with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

        We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to 
obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all material respects. Our audit 
included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, testing and 
evaluating the design and operating effectiveness of internal control based on the assessed risk, and performing such other procedures as we 
considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion. 

Definition and Limitations of Internal Control over Financial Reporting 

        A company's internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of 
financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting 
principles. A company's internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance of 
records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide 
reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with generally 
accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of 
management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized 
acquisition, use, or disposition of the company's assets that could have a material effect on the financial statements. 

        Because of the inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections 
of any evaluation of the effectiveness to future periods are subject to the risk that the controls may become inadequate because of changes in 
conditions, or that the degree of compliance with the policies or procedures may deteriorate. 

/s/ Deloitte & Touche LLP

St. Louis, Missouri

February 24, 2023

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2022 Bunge Annual Report

Item 9B.    Other Information

None.

PART III

Information required by Items 10, 11, 12, 13 and 14 of Part III is omitted from this Annual Report on Form 10-K and will 

be filed in a definitive proxy statement for our 2023 Annual General Meeting of Shareholders.

Item 10.    Directors, Executive Officers, and Corporate Governance

We will provide information that is responsive to this Item 10 in our definitive proxy statement for our 2023 Annual 

General Meeting of Shareholders under the captions "Election of Directors," "Section 16(a) Beneficial Ownership Reporting 
Compliance," "Corporate Governance-Board Meetings and Committees-Audit Committee," "Corporate Governance-Board 
Composition and Independence," "Audit Committee Report," "Corporate Governance-Corporate Governance Guidelines and 
Code of Conduct" and possibly elsewhere therein. That information is incorporated in this Item 10 by reference. The 
information required by this item with respect to our executive officers and key employees is found in Part I of this Annual 
Report on Form 10-K under the caption "Item 1. Business-Executive Officers and Key Employees of the Company," which 
information is incorporated herein by reference.

Item 11.    Executive Compensation

We will provide information that is responsive to this Item 11 in our definitive proxy statement for our 2023 

Annual General Meeting of Shareholders under the captions "Executive Compensation," "Director Compensation," 
"Compensation Committee Report," and possibly elsewhere therein. That information is incorporated in this Item 11 by 
reference.

Item 12.    Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

We will provide information that is responsive to this Item 12 in our definitive proxy statement for our 2023 Annual 

General Meeting of Shareholders under the caption "Share Ownership of Directors, Executive Officers and Principal 
Shareholders" and possibly elsewhere therein. That information is incorporated in this Item 12 by reference. The 
information required by this item with respect to our equity compensation plan information is found in Part II of this Annual 
Report on Form 10-K under the caption "Item 5. Market for Registrant's Common Equity, Related Stockholder Matters and 
Issuer Purchases of Equity Securities-Securities Authorized for Issuance Under Equity Compensation Plans," which 
information is incorporated herein by reference.

Item 13.    Certain Relationships and Related Transactions, and Director Independence

We will provide information that is responsive to this Item 13 in our definitive proxy statement for our 2023 Annual 

General Meeting of Shareholders under the captions "Corporate Governance-Board Independence," "Certain 
Relationships and Related Party Transactions" and possibly elsewhere therein. That information is incorporated in this 
Item 13 by reference.

Item 14.    Principal Accounting Fees and Services

We will provide information that is responsive to this Item 14 in our definitive proxy statement for our 2023 Annual 

General Meeting of Shareholders under the caption "Appointment of Independent Auditor" and possibly elsewhere therein. 
That information is incorporated in this Item 14 by reference.

61

2022 Bunge Annual Report

Item 15.    Exhibits, Financial Statement Schedules

a.

(1) (2) Financial Statements and Financial Statement Schedules

PART IV

See "Index to Consolidated Financial Statements" on page F-1 and Financial Statement Schedule II—Valuation and 

Qualifying Accounts on page E-1 of this Annual Report on Form 10-K.

a.

(3) Exhibits

The exhibits listed in the accompanying index to exhibits are filed or incorporated by reference as part of this Form 10-K.

Certain of the agreements filed as exhibits to this Form 10-K contain representations and warranties by the parties to the 
agreements that have been made solely for the benefit of the parties to the agreement, which may have been included in the 
agreement for the purpose of allocating risk between the parties rather than establishing matters as facts and may have been 
qualified by disclosures that were made to the parties in connection with the negotiation of these agreements and not 
necessarily reflected in the agreements. Accordingly, the representations and warranties contained in these agreements may 
not describe the actual state of affairs of Bunge Limited or its subsidiaries as of the date that these representations and 
warranties were made or at any other time. Investors should not rely on these representations and warranties as statements 
of fact. Additional information about Bunge Limited and its subsidiaries may be found elsewhere in this Annual Report on 
Form 10-K and Bunge Limited's other public filings, which are available without charge through the SEC's website at 
www.sec.gov.

See "Index to Exhibits" set forth below.

Exhibit
Number
3.1

  Memorandum of Association (incorporated by reference from the Registrant's Form F-1 (No. 333-65026) filed 

July 13, 2001)

Description

3.2

  Certificate of Deposit of Memorandum of Increase of Share Capital (incorporated by reference from the 

3.3

4.1

4.2

Registrant's Form 10-Q filed August 11, 2008)
Bye-laws, amended and restated as of May 12, 2022 (incorporated by reference from the Registrant's Form 8-K 
filed on May 16, 2022)
Form of Common Share Certificate (incorporated by reference from the Registrant's Form 10-K filed March 3, 
2008)

  The instruments defining the rights of holders of the long-term debt securities of Bunge and its subsidiaries are 
omitted pursuant to Item 601(b)(4)(iii) of Regulation S-K. Bunge hereby agrees to furnish copies of these 
instruments to the Securities and Exchange Commission upon request

4.3 *

Description of Registrant’s Securities Registered Pursuant to Section 12 of the Securities Exchange Act of 1934 

10.1

10.2

10.3

10.4

Sixth Amended and Restated Pooling Agreement, dated as of August 31, 2020, among Bunge Funding Inc., 
Bunge Management Services Inc., as Servicer, and The Bank of New York, as Trustee (incorporated by 
reference from the Registrant’s Form 10-K filed February 19, 2021)
Fifth Amended and Restated Series 2000-1 Supplement, dated as of June 28, 2004, among Bunge Funding Inc., 
Bunge Management Services, Inc., as Servicer, Coöperatieve Rabobank U.A. (f/k/a Coöperatieve Centrale 
Raiffeisen-Boerenleenbank B.A.), as Letter of Credit Agent, JPMorgan Chase Bank, as Administrative Agent, 
The Bank of New York Mellon, as Collateral Agent and Trustee, and Bunge Asset Funding Corp., as 
Series 2000-1 Purchaser (incorporated by reference from the Registrant's Form 10-K filed February 27, 2012)

Credit Agreement, dated August 5, 2022, among Bunge Limited Finance Corp., as Borrower, CoBank, ACB, as 
Administrative Agent and Lead Arranger, and certain lenders party thereto (incorporated by reference from the 
Registrant’s Form 8-K filed on August 9, 2022)
Guaranty, dated as of August 5, 2022, between Bunge Limited, as Guarantor, and CoBank, ACB, as 
Administrative Agent (incorporated by reference from the Registrant’s Form 8-K filed on August 9, 2022)

62

 
 
Exhibit
Number
10.5

10.6

10.7

10.8

10.9

10.10

10.11

10.12

10.13

10.14

10.15

2022 Bunge Annual Report

Description

Eighth Amendment to and Restatement of the Receivables Transfer Agreement, dated May 26, 2016, among 
Bunge Securitization B.V., as Seller, Koninklijke Bunge B.V. (f/k/a Bunge Finance B.V.), as Master Servicer, 
the persons from time to time party thereto as Conduit Purchasers, the persons from time to time party thereto as 
Committed Purchasers, the persons from time to time party thereto as Purchaser Agents, Coöperatieve 
Rabobank U.A. (f/k/a Coöperatieve Centrale Raiffeisen-Boerenleenbank B.A.), as Administrative Agent and 
Purchaser Agent, and Bunge Limited, as Performance Undertaking Provider (incorporated by reference from the 
Registrant's Form 10-Q filed on July 28, 2016)

Ninth Amendment to the Receivables Transfer Agreement, dated June 30, 2016, among Bunge 
Securitization B.V., as Seller, Koninklijke Bunge B.V., as Master Servicer, the persons from time to time party 
thereto as Conduit Purchasers, the persons from time to time party thereto as Committed Purchasers, the persons 
from time to time party thereto as Purchaser Agents, Coöperatieve Rabobank U.A., as Administrative Agent and 
Purchaser Agent, and Bunge Limited, as Performance Undertaking Provider (incorporated by reference from the 
Registrant's Form 10-Q filed on July 28, 2016)

Tenth Amendment to the Receivables Transfer Agreement, dated October 11, 2016, among Bunge 
Securitization B.V., as Seller, Koninklijke Bunge B.V., as Master Servicer, the persons from time to time party 
thereto as Conduit Purchasers, the persons from time to time party thereto as Committed Purchasers, the persons 
from time to time party thereto as Purchaser Agents, Coöperatieve Rabobank U.A., as Administrative Agent and 
Purchaser Agent, and Bunge Limited, as Performance Undertaking Provider (incorporated by reference from the 
Registrant's Form 10-K filed on February 28, 2017)

Eleventh Amendment to the Receivables Transfer Agreement, dated May 31, 2017, among Bunge 
Securitization B.V., as Seller, Koninklijke Bunge B.V., as Master Servicer, the persons from time to time party 
thereto as Conduit Purchasers, the persons from time to time party thereto as Committed Purchasers, the persons 
from time to time party thereto as Purchaser Agents, Coöperatieve Rabobank U.A., as Administrative Agent and 
Purchaser Agent, and Bunge Limited, as Performance Undertaking Provider (incorporated by reference from the 
Registrant's Form 10-K filed on February 23, 2018)

Twelfth Amendment to the Receivables Transfer Agreement, dated October 31, 2017, among Bunge 
Securitization B.V., as Seller, Koninklijke Bunge B.V., as Master Servicer, the persons from time to time party 
thereto as Conduit Purchasers, the persons from time to time party thereto as Committed Purchasers, the persons 
from time to time party thereto as Purchaser Agents, Coöperatieve Rabobank U.A., as Administrative Agent and 
Purchaser Agent, and Bunge Limited, as Performance Undertaking Provider (incorporated by reference from the 
Registrant's Form 10-K filed on February 23, 2018)
Thirteenth Amendment to the Receivables Transfer Agreement, dated January 12, 2018, among Bunge 
Securitization B.V., as Seller, Koninklijke Bunge B.V., as Master Servicer, Bunge Limited, as Performance 
Undertaking Provider, and Coöperatieve Rabobank U.A., as Administrative Agent, Committed Purchaser and 
Purchaser Agent on behalf of the other Committed Purchasers, the other Purchaser Agents and the Conduit 
Purchasers (incorporated by reference from the Registrant's Form 10-K filed on February 22, 2019)
Fourteenth Amendment to the Receivables Transfer Agreement, dated February 19, 2019, among Bunge 
Securitization B.V., as Seller, Koninklijke Bunge B.V., as Master Servicer, Bunge Limited, as Performance 
Undertaking Provider, and Coöperatieve Rabobank U.A., as Administrative Agent, Committed Purchaser and 
Purchaser Agent on behalf of the other Committed Purchasers, the other Purchaser Agents and the Conduit 
Purchasers (incorporated by reference from the Registrant's Form 10-K filed on February 22, 2019)
Fifteenth Amendment to the Receivables Transfer Agreement, dated May 29, 2019, among Bunge Securitization 
B.V., as Seller, Koninklijke Bunge B.V., as Master Servicer, Bunge Limited, as Performance Undertaking 
Provider, and Coöperatieve Rabobank U.A., as Administrative Agent, Committed Purchaser and Purchaser 
Agent on behalf of the other Committed Purchasers, the other Purchaser Agents and the Conduit Purchasers 
(incorporated by reference from the Registrant’s Form 10-K filed on February 19, 2021)
Sixteenth Amendment to the Receivables Transfer Agreement, dated August 27, 2019, among Bunge 
Securitization B.V., as Seller, Koninklijke Bunge B.V., as Master Servicer, Bunge Limited, as Performance 
Undertaking Provider, and Coöperatieve Rabobank U.A., as Administrative Agent, Committed Purchaser and 
Purchaser Agent on behalf of the other Committed Purchasers, the other Purchaser Agents and the Conduit 
Purchasers (incorporated by reference from the Registrant’s Form 10-K filed on February 19, 2021)
Seventeenth Amendment to the Receivables Transfer Agreement, dated May 5, 2020, among Bunge 
Securitization B.V., as Seller, Koninklijke Bunge B.V., as Master Servicer, Bunge Limited, as Performance 
Undertaking Provider, and Coöperatieve Rabobank U.A., as Administrative Agent, Committed Purchaser and 
Purchaser Agent on behalf of the other Committed Purchasers, the other Purchaser Agents and the Conduit 
Purchasers (incorporated by reference from the Registrant’s Form 10-K filed on February 19, 2021)
Eighteenth Amendment to the Receivables Transfer Agreement, dated April 21, 2021, among Bunge 
Securitization B.V., as Seller, Koninklijke Bunge B.V., as Master Servicer, Bunge Limited, as Performance 
Undertaking Provider, and Coöperatieve Rabobank U.A., as Administrative Agent, Committed Purchaser and 
Purchaser Agent on behalf of the other Committed Purchasers, the other Purchaser Agents and the Conduit 
Purchasers (incorporated by reference from the Registrant's Form 10-K filed on February 24, 2022)

63

2022 Bunge Annual Report

Exhibit
Number
10.16

Description

10.17

Nineteenth Amendment to the Receivables Transfer Agreement, dated May 17, 2021, among Bunge 
Securitization B.V., as Seller, Koninklijke Bunge B.V., as Master Servicer, Bunge Limited, as Performance 
Undertaking Provider, and Coöperatieve Rabobank U.A., as Administrative Agent, Committed Purchaser and 
Purchaser Agent on behalf of the other Committed Purchasers, the other Purchaser Agents and the Conduit 
Purchasers (incorporated by reference from the Registrant’s Form 8-K filed on May 17, 2021)
Fourth Amended and Restated Receivables Transfer Agreement, among Bunge Securitization B.V., as Seller, 
Koninklijke Bunge B.V., as Master Servicer, Bunge Limited, as Performance Undertaking Provider, and 
Coöperatieve Rabobank U.A., as Administrative Agent and Purchaser Agent, dated May 17, 2021 
(incorporated by reference from the Registrant's Form 8-K filed May 17, 2021)
Twentieth Amendment to the Receivables Transfer Agreement, dated October 6, 2021, among Bunge 
Securitization B.V., as Seller, Koninklijke Bunge B.V., as Master Servicer, Bunge Limited, as Performance 
Undertaking Provider, and Coöperatieve Rabobank U.A., as Administrative Agent, Committed Purchaser and 
Purchaser Agent on behalf of the other Committed Purchasers, the other Purchaser Agents and the Conduit 
Purchasers (incorporated by reference from the Registrant’s Form 10-Q filed on October 27, 2021)
Fifth Amended and Restated Receivables Transfer Agreement, among Bunge Securitization B.V., as Seller, 
Koninklijke Bunge B.V., as Master Servicer, Bunge Limited, as Performance Undertaking Provider, and 
Coöperatieve Rabobank U.A., as Administrative Agent and Purchaser Agent, dated October 18, 
2021(incorporated by reference from the Registrant’s Form 10-Q filed on October 27, 2021)
10.20 +++ Twenty-First Amendment to and Restatement of Receivables Transfer Agreement, dated March 31, 2022, 

10.19

10.18

among Bunge Securitization B.V., as Seller, Koninklijke Bunge B.V., as Master Servicer and Subordinated 
Lender, Coöperatieve Rabobank U.A., as Administrative Agent, Committed Purchaser and Purchaser Agent 
and on behalf of its Conduit Purchaser, Bunge Limited, as Performance Undertaking Provider, Crédit Agricole 
Corporate & Investment Bank, as Sustainability Co-ordinator, and the Conduit Purchasers, Committed 
Purchasers, Purchaser Agents, New Dutch Originator and New U.S. Originator party thereto (incorporated by 
reference from the Registrant’s Form 10-Q filed on April 27, 2022)

10.21 +++ Sixth Amended and Restated Receivables Transfer Agreement, dated March 31, 2022, among Bunge 

10.22 *

+++

10.23 *

+++

10.24

10.25

10.26

Securitization B.V., as Seller, Koninklijke Bunge B.V., as Master Servicer and Subordinated Lender, Crédit 
Agricole Corporate & Investment Bank, as Sustainability Co-ordinator, Coöperatieve Rabobank U.A., as 
Administrative Agent and Purchaser Agent, Bunge Limited, as Performance Undertaking Provider, and the 
persons from time to time party thereto as Conduit Purchasers, Committed Purchasers and Purchaser Agents 
(incorporated by reference from the Registrant’s Form 10-Q filed on April 27, 2022)

Twenty-Second Amendment to the Receivables Transfer Agreement, dated November 16, 2022, among 
Bunge Securitization B.V., as Seller, Koninklijke Bunge B.V., as Master Servicer and Subordinated Lender, 
Coöperatieve Rabobank U.A., as Administrative Agent, Committed Purchaser and Purchaser Agent and on 
behalf of its Conduit Purchaser, Bunge Limited, as Performance Undertaking Provider, Crédit Agricole 
Corporate & Investment Bank, as Sustainability Co-ordinator, and the Conduit Purchasers, Committed 
Purchasers and Purchaser Agents party thereto

Seventh Amended and Restated Receivables Transfer Agreement, dated November 16, 2022, among Bunge 
Securitization B.V., as Seller, Koninklijke Bunge B.V., as Master Servicer and Subordinated Lender, Crédit 
Agricole Corporate & Investment Bank, as Sustainability Co-ordinator, Coöperatieve Rabobank U.A., as 
Administrative Agent and Purchaser Agent, Bunge Limited, as Performance Undertaking Provider, and the 
persons from time to time party thereto as Conduit Purchasers, Committed Purchasers and Purchaser Agents
Amendment to and Restatement of the Servicing Agreement, dated May 26, 2016, among Bunge 
Securitization B.V., as Seller, Bunge North America Capital, Inc., as U.S. Intermediate Transferor, 
Coöperatieve Rabobank U.A., as Italian Intermediate Transferor, Koninklijke Bunge B.V., as Master Servicer, 
the persons named therein as Sub-Servicers, the persons named therein as Committed Purchasers, and 
Coöperatieve Rabobank U.A., as Administrative Agent (incorporated by reference from the Registrant's Form 
10-K filed on February 28, 2017)
Second Amendment to the Servicing Agreement, dated June 30, 2016, among Bunge Securitization B.V., as 
Seller, Bunge North America Capital, Inc., as U.S. Intermediate Transferor, Coöperatieve Rabobank U.A., as 
Italian Intermediate Transferor, Koninklijke Bunge B.V., as Master Servicer, the persons named therein as 
Sub-Servicers, the persons named therein as Committed Purchasers, and Coöperatieve Rabobank U.A., as 
Administrative Agent  (incorporated by reference from the Registrant’s Form 10-K filed on February 19, 
Third Amendment to the Servicing Agreement, dated February 19, 2019, among Bunge Securitization B.V., as 
Seller, Bunge North America Capital, Inc., as U.S. Intermediate Transferor, Coöperatieve Rabobank U.A., as 
Italian Intermediate Transferor, Koninklijke Bunge B.V., as Master Servicer, the persons named therein as 
Sub-Servicers, the persons named therein as Committed Purchasers, and Coöperatieve Rabobank U.A., as 
Administrative Agent (incorporated by reference from the Registrant’s Form 10-K filed on February 19, 2021)

64

 
2022 Bunge Annual Report

Exhibit
Number
10.27

10.28

10.29

10.30

Description

Performance and Indemnity Agreement, dated June 1, 2011, between Bunge Limited, as Performance 
Undertaking Provider and Coöperatieve Rabobank U.A. (f/k/a Coöperatieve Centrale Raiffeisen-
Boerenleenbank B.A.), as Administrative Agent (incorporated by reference from the Registrant's Form 10-Q 
filed on August 9, 2011)

First Amendment to Performance and Indemnity Agreement, dated May 24, 2012, between Bunge Limited, as 
Performance Undertaking Provider and Coöperatieve Rabobank U.A. (f/k/a Coöperatieve Centrale Raiffeisen-
Boerenleenbank B.A.), as Administrative Agent (incorporated by reference from the Registrant's Form 10-Q 
filed on August 1, 2012)

Subordinated Loan Agreement, dated June 1, 2011, among Koninklijke Bunge B.V. (f/k/a Bunge 
Finance B.V.), as Subordinated Lender, Bunge Securitization B.V., as Seller, Koninklijke Bunge B.V. (f/k/a 
Bunge Finance B.V.), as Master Servicer, and Coöperatieve Rabobank U.A. (f/k/a Coöperatieve Centrale 
Raiffeisen-Boerenleenbank B.A.), as Administrative Agent (incorporated by reference from the Registrant's 
Form 10-Q filed on August 9, 2011)
First Amendment to the Subordinated Loan Agreement, dated August 27, 2019, among Koninklijke Bunge 
B.V. (f/k/a Bunge Finance B.V.), as Subordinated Lender, Bunge Securitization B.V., as Seller, Koninklijke 
Bunge B.V. (f/k/a Bunge Finance B.V.) as Master Servicer, and Coöperatieve Rabobank U.A. (f/k/a 
Coöperatieve Centrale Raiffeisen-Boerenleenbank B.A.), as Administrative Agent  (incorporated by reference 
from the Registrant’s Form 10-K filed on February 19, 2021)

10.31 ++ U.S. Receivables Purchase Agreement, dated June 1, 2011, among Bunge North America, Inc., Bunge 

Oils, Inc., Bunge North America (East), LLC, Bunge Milling, Inc., Bunge North America (OPD West), Inc., 
each as a Seller, respectively, Bunge Finance B.V., as Seller Agent, and Bunge North America Capital, Inc., 
as the Buyer (incorporated by reference from the Registrant's Form 10-Q filed on August 9, 2011)

10.32  

10.33  

First Amendment to U.S. Receivables Purchase Agreement, dated June 15, 2012, among Bunge North 
America, Inc., Bunge Oils, Inc., Bunge North America (East), LLC, Bunge Milling, Inc., Bunge North 
America (OPD West), Inc., each as a Seller, respectively, Bunge Finance B.V., as Seller Agent, and Bunge 
North America Capital, Inc., as the Buyer (incorporated by reference from the Registrant's Form 10-Q filed on 
August 1, 2012)
Second Amendment to the U.S. Receivables Purchase Agreement, dated June 30, 2016, among Bunge North 
America, Inc., Bunge Oils, Inc., Bunge North America (East), LLC, Bunge Milling, Inc., Bunge North 
America (OPD West), Inc., each as a Seller, respectively, Koninklijke Bunge B.V., as Seller Agent, Bunge 
North America Capital, Inc., as the Buyer, and Coöperatieve Rabobank U.A., as Administrative Agent 
(incorporated by reference from the Registrant's Form 10-K filed on February 28, 2017)

10.34 ++ U.S. Intermediate Transfer Agreement, dated June 1, 2011, among Bunge North America Capital, Inc., as the 

Transferor, Bunge Finance B.V., as the Transferor Agent, and Bunge Securitization B.V., as the Transferee 
(incorporated by reference from the Registrant's Form 10-Q filed on August 9, 2011)

10.35  

10.36

10.37

10.38

First Amendment to U.S. Intermediate Transfer Agreement, dated June 15, 2012, among Bunge North 
America Capital, Inc., as the Transferor, Bunge Finance B.V., as Transferor Agent, and Bunge 
Securitization B.V., as the Transferee (incorporated by reference from the Registrant's Form 10-Q filed on 
August 1, 2012)
Fifth Amended and Restated Pre-Export Financing Agreement, dated November 6, 2020, among the Pre-
Export Borrowers party thereto, the Pre-Export Lenders party thereto, Sumitomo Mitsui Banking 
Corporation, as Pre-Export Administrative Agent, and Banco Rabobank International Brasil S.A., as Pre-
Export Collateral Agent (incorporated by reference from the Registrant's Form 10-K filed on February 19, 
2021)
Thirteenth Amended and Restated Liquidity Agreement, dated as of December 14, 2018, among Bunge 
Asset Funding Corp., the financial institutions party thereto, Citibank, N.A., as Syndication Agent, BNP 
Paribas, Mizuho Bank, Ltd., Sumitomo Mitsui Banking Corporation and U.S. Bank National 
Association, as Co-Documentation Agents, and JPMorgan Chase Bank, N.A., as Administrative Agent 
(incorporated by reference from the Registrant's Form 8-K filed December 17, 2018)
Fourteenth Amended and Restated Liquidity Agreement, dated as of July 16, 2021, among Bunge Asset 
Funding Corp., the financial institutions party thereto, Citibank, N.A., as Syndication Agent, BNP Paribas, 
Coöperatieve Rabobank, U.A., New York Branch, Mizuho Bank, Ltd., Sumitomo Mitsui Banking Corporation 
and U.S. Bank National Association, as Co-Documentation Agents, and JPMorgan Chase Bank, N.A., as 
Administrative Agent (incorporated by reference from the Registrant's Form 8-K filed on July 19, 2021)

65

2022 Bunge Annual Report

Exhibit
Number
10.37

10.40

10.41

10.42

10.43 +

10.44 +

10.45 +

10.46 +

10.47 +

10.48 +

10.49 +

10.50 +

10.51 +

10.52 +

10.53 +

10.54 +

10.55 +

10.56 +

10.57 +

10.58 +

Description

Tenth Amended and Restated Guaranty, dated as of July 16, 2021, by Bunge Limited, as Guarantor, to 
Coöperatieve Rabobank U.A., New York Branch, in its capacity as Letter of Credit Agent, and the Letter of 
Credit Banks named therein, JPMorgan Chase Bank, N.A., as Administrative Agent under the Liquidity
Agreement, and The Bank of New York Mellon, as Collateral Agent under the Security Agreement and
Trustee under the Pooling Agreement (incorporated by reference from the Registrant's Form 8-K filed on July 
19, 2021)

Annex X, dated as of July 16, 2021 (incorporated by reference from the Registrant's Form 8-K filed on July 
19, 2021)
Revolving Credit Agreement, dated as July 16, 2021, among Bunge Limited Finance Corp., as Borrower, 
Citibank, N.A., as Syndication Agent, BNP Paribas, Coöperatieve Rabobank U.A., New York Branch, 
Mizuho Bank, Ltd., Sumitomo Mitsui Banking Corporation and U.S. Bank National Association, as Co-
Documentation Agents, JPMorgan Chase Bank, N.A., as Administrative Agent, and certain lenders party 
thereto (incorporated by reference from the Registrant's Form 8-K filed on July 19, 2021)

Guaranty, dated as of July 16, 2021, by Bunge Limited, as Guarantor, to JPMorgan Chase Bank, N.A., as 
Administrative Agent under the Revolving Credit Agreement (incorporated by reference from the Registrant's 
Form 8-K filed on July 19, 2021)
Bunge Limited 2007 Non-Employee Director Equity Incentive Plan (amended and restated as of 
December 31, 2008) (incorporated by reference from the Registrant's Form 10-K filed March 2, 2009)
Form of Nonqualified Stock Option Award Agreement (effective as of 2005) under the Bunge Limited Equity 
Incentive Plan (incorporated by reference from the Registrant's Form 10-K filed March 15, 2006)
Bunge Limited 2009 Equity Incentive Plan (incorporated by reference from the Registrant's Definitive Proxy 
Statement filed April 11, 2014)
Form of Nonqualified Stock Option Award Agreement under the Bunge Limited 2009 Equity Incentive Plan 
(incorporated by reference from the Registrant's Form 10-K filed March 1, 2011)
Form of Restricted Stock Unit Award Agreement under the Bunge Limited 2009 Equity Incentive Plan 
(incorporated by reference from the Registrant's Form 10-K filed March 1, 2011)
Form of Performance-Based Restricted Stock Unit-Target EPS Award Agreement under the Bunge Limited 
2009 Equity Incentive Plan (incorporated by reference from the Registrant's Form 10-K filed March 1, 2011)
Bunge Limited 2016 Equity Incentive Plan (incorporated by reference from the Registrant's Definitive Proxy 
Statement filed April 15, 2016)
Form of Global Stock Option Agreement under the Bunge Limited 2016 Equity Incentive Plan (incorporated 
by reference from the Registrant's Form 10-K filed February 28, 2017)
Form of Global Restricted Stock Unit Agreement under the Bunge Limited 2016 Equity Incentive Plan (for 
RSUs subject to pro rata vesting) (incorporated by reference from the Registrant's Form 10-K filed February 
28, 2017)

Form of Global Restricted Stock Unit Agreement under the Bunge Limited 2016 Equity Incentive Plan (for 
RSUs subject to cliff vesting) (incorporated by reference from the Registrant's Form 10-K filed February 28, 
2017)

Form of Global Performance Unit Agreement under the Bunge Limited 2016 Equity Incentive Plan 
(incorporated by reference from the Registrant's Form 10-K filed February 28, 2017)

Bunge Limited 2017 Non-Employee Director Equity Incentive Plan, as Amended and Restated (incorporated 
by reference from Appendix B to the Registrant’s proxy statement on Schedule 14A, filed on March 23, 2021)
Form of Restricted Stock Unit Award Agreement under the Bunge Limited 2017 Non-Employee Directors 
Equity Incentive Plan (incorporated by reference from the Registrant's Form 10-K filed February 23, 2018)
Bunge Excess Benefit Plan (Amended and Restated as of January 1, 2009) (incorporated by reference from the 
Registrant's Form 10-K filed March 2, 2009)
Bunge Excess Contribution Plan (Amended and Restated as of January 1, 2009) (incorporated by reference 
from the Registrant's Form 10-K filed March 2, 2009)
Bunge U.S. SERP (Amended and Restated as of January 1, 2011) (incorporated by reference from the 
Registrant's Form 10-K filed March 1, 2011)

10.59 *+ Bunge U.S. SERP First Amendment (frozen benefits effective December 31, 2022)

66

2022 Bunge Annual Report

Exhibit
Number

10.60 +

10.61 +

Description
Bunge Limited Employee Deferred Compensation Plan (effective January 1, 2008) (incorporated by reference 
from the Registrant's Form 10-K filed March 2, 2009)
Bunge Limited Annual Incentive Plan (effective January 1, 2011) (incorporated by reference from the 
Registrant's Definitive Proxy Statement filed April 16, 2010)

10.62 *+ Description of Non-Employee Directors' Compensation (effective as of May 12, 2022) 

10.63 +

10.64 +

10.65 +

10.66 +

Form of Executive Change of Control Agreement (incorporated by reference from the Registrant’s Form 10-Q 
filed November 1, 2017)
Bunge Limited Executive Severance Plan (incorporated by reference from the Registrant’s Form 10-Q filed on 
July 27, 2022)
Employment Agreement, dated as of April 25, 2019, between Bunge Limited and Gregory A. Heckman 
(incorporated by reference from the Registrant's Form 8-K filed on April 26, 2019)
Employment Offer Letter, dated May 7, 2019, from Bunge Limited to John W. Neppl (incorporated by 
reference from the Registrant’s Form 10-Q filed on July 31, 2019)

10.67 +++ Facility Agreement, dated December 16, 2021, among Bunge Finance Europe B.V., as Borrower, BNP 

Paribas, Crédit Agricole Corporate and Investment Bank, ING Bank N.V., Natixis and SMBC Bank 
International Plc as Arrangers, BNP Paribas, as Sustainability Co-ordinator, Natixis, as Lead Sustainability 
Co-ordinator, and Crédit Agricole Corporate and Investment Bank, as Agent, and certain lenders party thereto 
(incorporated by reference from the Registrant’s Form 8-K filed on December 16, 2021)
Guaranty of Bunge Limited, as Guarantor, to Crédit Agricole Corporate and Investment Bank, as Agent under 
the Facility Agreement, dated as of December 16, 2021 (incorporated by reference from the Registrant’s Form 
8-K filed on December 16, 2021)

Revolving Credit Agreement among Bunge Limited Finance Corp., as Borrower, Sumitomo Mitsui Banking 
Corporation, as Syndication Agent, BNP Paribas, Citibank, N.A., Natixis, New York Branch, and U.S. Bank 
National Association, as Co-Documentation Agents, Coöperatieve Rabobank U.A., New York Branch, as 
Administrative Agent, and certain lenders party thereto, dated July 15, 2022 (incorporated by reference from 
the Registrant’s Form 8-K filed on July 18, 2022)
Guaranty by Bunge Limited, as Guarantor, to Coöperatieve Rabobank U.A., New York Branch, as 
Administrative Agent, pursuant to the Revolving Credit Agreement, dated July 15, 2022 (incorporated by 
reference from the Registrant’s Form 8-K filed on July 18, 2022)

Term Loan Agreement, among Bunge Limited Finance Corp., as Borrower, Sumitomo Mitsui Banking 
Corporation, Bank of America, N.A., BNP Paribas, Citibank, N.A., Coöperatieve Rabobank U.A., New York 
Branch, ING Bank, N.V., JPMorgan Chase Bank, N.A., Mizuho Bank, Ltd., PNC Bank, National Association, 
Royal Bank of Canada, The Toronto-Dominion Bank, New York Branch, Truist Bank, U.S. Bank National 
Association and Wells Fargo Bank, National Association, as Syndication Agents, JPMorgan Chase Bank, 
N.A., as Administrative Agent, and certain lenders party thereto, dated July 26, 2022 (incorporated by 
reference from the Registrant’s Form 8-K filed on July 26, 2022)

Guaranty by Bunge Limited, as Guarantor, to JPMorgan Chase Bank, N.A., as Administrative Agent, pursuant 
to the Term Loan Agreement, dated July 26, 2022 (incorporated by reference from the Registrant’s Form 8-K 
filed on July 26, 2022)

Subsidiaries of the Registrant

Subsidiary Issuers of Guaranteed Securities

Consent of Deloitte & Touche LLP

Certification of Bunge Limited's Chief Executive Officer pursuant to Section 302 of the Sarbanes Oxley Act

Certification of Bunge Limited's Chief Financial Officer pursuant to Section 302 of the Sarbanes Oxley Act

10.68

10.69

10.70

10.71

10.72

21.1 *

22.1 *

23.1 *

31.1 *

31.2 *

32.1 ** Certification of Bunge Limited's Chief Executive Officer pursuant to Section 906 of the Sarbanes Oxley Act

32.2 ** Certification of Bunge Limited's Chief Financial Officer pursuant to Section 906 of the Sarbanes Oxley Act

101 SCH *
101 CAL *
101 LAB *

(101) Interactive Data Files (submitted electronically herewith)
XBRL Taxonomy Extension Schema Document
XBRL Taxonomy Extension Calculation Linkbase Document
XBRL Taxonomy Extension Labels Linkbase Document

101 PRE *

XBRL Taxonomy Extension Presentation Linkbase Document

67

2022 Bunge Annual Report

Exhibit
Number
101 DEF *

Description
XBRL Taxonomy Extension Definition Linkbase Document

101 INS

104 

XBRL Instance Document - the instance document does not appear in the Interactive Data File because its 
XBRL tags are embedded within the Inline XBRL document.
Cover Page Interactive Data File (Formatted as Inline XBRL and contained in Exhibit 101)

Subsidiary Issuers of Guaranteed Securities

*

**

+

++

Filed herewith.

Furnished herewith.

Denotes a management contract or compensatory plan or arrangement.
Portions of this exhibit have been omitted and filed separately with the Securities and Exchange Commission as part of 
an application for confidential treatment pursuant to Rule 24b-2 of the Securities Exchange Act of 1934, as amended.

+++ Certain information contained in this exhibit, marked by [***], has been omitted because it (i) is not material and (ii) is 

the type of information that the registrant treats as private or confidential.

68

 
2022 Bunge Annual Report

BUNGE LIMITED

Schedule II—Valuation and Qualifying Accounts

(US$ in millions)

Balance at
beginning of
period

Charged to
costs and
expenses

Charged to
other
accounts(b)

Deductions
from reserves

Balance at
end of period

172 

66 

78 

404 

144 

45 

58 

316 

132 

39 

44 

297 

115 

14 

13 

49 

35 

6 

4 

95 

66 

13 

3 

17 

(16)   

(15)   

(17)   

(22)   

(5)   

(3)   

(3)   

(49)   

5 

3 

1 

(7)   

(127)  (c)

(20) 

(16) 

(115)  

(42)  (c)

(9) 

(15) 

(65) 

(67)  (c)

(12) 

(12) 

(38) 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

144 

45 

58 

316 

132 

39 

44 

297 

136 

43 

36 

269 

Description
FOR THE YEAR ENDED
DECEMBER 31, 2020
Allowances for doubtful 
accounts(a)
Allowances for secured 
advances to suppliers
Allowances for recoverable 
taxes
Income tax valuation 
allowances
FOR THE YEAR ENDED
DECEMBER 31, 2021
Allowances for doubtful 
accounts(a)
Allowances for secured 
advances to suppliers
Allowances for recoverable 
taxes
Income tax valuation 
allowances
FOR THE YEAR ENDED
DECEMBER 31, 2022
Allowances for doubtful 
accounts(a)
Allowances for secured 
advances to suppliers
Allowances for recoverable 
taxes
Income tax valuation 
allowances

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

(a)

Includes allowance for doubtful accounts for current and non-current trade accounts receivables.

(b) Consists primarily of foreign currency translation adjustments.

(c)

Includes write-offs of uncollectible accounts and recoveries.

E-1

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
[This	page	intentionally	left	blank]	

INDEX TO CONSOLIDATED FINANCIAL STATEMENTS

2022 Bunge Annual Report

Consolidated Financial Statements

Report of Independent Registered Public Accounting Firm (PCAOB ID No. 34)

Consolidated Statements of Income for the Years Ended December 31, 2022, 2021 and 2020

Consolidated Statements of Comprehensive Income for the Years Ended December 31, 2022, 2021 and 2020

Consolidated Balance Sheets at December 31, 2022 and 2021

Consolidated Statements of Cash Flows for the Years Ended December 31, 2022, 2021 and 2020

Consolidated Statements of Changes in Equity and Redeemable Noncontrolling Interests for the Years Ended 
December 31, 2022, 2021 and 2020
Notes to the Consolidated Financial Statements

Page

F-2

F-4

F-5

F-6

F-7

F-8

F-11

F-1

 
 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Shareholders and the Board of Directors of Bunge Limited 

Opinion on the Financial Statements

        We have audited the accompanying consolidated balance sheets of Bunge Limited and subsidiaries (the "Company") as of 
December 31, 2022 and 2021, and the related consolidated statements of income, statements of comprehensive income, 
statements of cash flows, and statements of changes in equity and redeemable noncontrolling interests, for each of the three 
years in the period ended December 31, 2022, and the related notes and the schedule listed in the Index at Item 15 (collectively 
referred to as the "financial statements"). In our opinion, the financial statements present fairly, in all material respects, the 
financial position of the Company as of December 31, 2022 and 2021, and the results of its operations and its cash flows for 
each of the three years in the period ended December 31, 2022, in conformity with accounting principles generally accepted in 
the United States of America.

        We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United 
States) (PCAOB), the Company's internal control over financial reporting as of December 31, 2022, based on the criteria 
established in Internal Control-Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the 
Treadway Commission and our report dated February 24, 2023, expressed an unqualified opinion on the Company's internal 
control over financial reporting.

Basis for Opinion

        These financial statements are the responsibility of the Company's management. Our responsibility is to express an opinion 
on the Company’s financial statements based on our audits. We are a public accounting firm registered with the PCAOB and 
are required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the 
applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

        We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and 
perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, 
whether due to error or fraud. Our audits included performing procedures to assess the risks of material misstatement of the 
financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures 
included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also 
included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the 
overall presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion. 

Critical Audit Matter

        The critical audit matter communicated below is a matter arising from the current-period audit of the financial statements 
that was communicated or required to be communicated to the audit committee and that (1) relates to accounts or disclosures 
that are material to the financial statements and (2) involved our especially challenging, subjective, or complex judgments. The 
communication of critical audit matters does not alter in any way our opinion on the financial statements, taken as a whole, and 
we are not, by communicating the critical audit matter below, providing a separate opinion on the critical audit matter or on the 
accounts or disclosures to which it relates.

Readily Marketable Inventories and Physically Settled Forward Purchase and Sale Contracts - Refer to Notes 1 and 16 to 
the financial statements 

Critical Audit Matter Description

        The Company records agricultural commodity inventories, referred to as readily marketable inventories "RMI", and 
physically settled forward purchase and sale contracts at fair value with changes in fair value recorded in earnings as a 
component of Cost of goods sold. The Company values RMI and physically settled forward purchase and sale contracts 
primarily using Level 1 inputs, such as public exchange quotes of commodity futures, broker or dealer quotations. A portion of 
the value, however, is derived using significant unobservable inputs referred to as Level 3 inputs, such as management 
estimates regarding costs of transportation and other location-related adjustments, that involve significant judgment by 
management.  

F-2

 
 
 
                    
  
      
2022 Bunge Annual Report

Auditing the significant unobservable inputs used by management to estimate the fair value of RMI and physically settled 
forward purchase and sale contracts involved judgment. 

How the Critical Audit Matter Was Addressed in the Audit

Our  audit  procedures  related  the  significant  unobservable  inputs  used  by  management  to  estimate  the  fair  value  of  RMI  and 
physically settled forward purchase and sale contracts included the following, among others:

• We  evaluated  the  appropriateness  and  consistency  of  the  Company’s  methods  and  assumptions  used  to  estimate  the 

fair value of RMI and physically settled forward purchase and sale contracts. 

• We evaluated the competence, capabilities, and objectivity of in-house experts used to estimate the fair value of RMI 

and physically settled forward purchase and sale contracts. 

• We tested the effectiveness of internal controls over management’s review of the underlying assumptions used in the 
Company’s  process  of  estimating  the  fair  value  of  RMI  and  physically  settled  forward  purchase  and  sale  contracts, 
including those over Level 3 inputs.

• We evaluated management’s ability to accurately estimate fair value by comparing management’s historical estimates 

to subsequent transactions, taking into account changes in market conditions subsequent to year-end.

• We  made  selections  of  RMI  and  physically  settled  forward  purchase  and  sale  contracts  to  test  Level  3  inputs  and 

performed the following:

◦ We evaluated the reasonableness of the Level 3 inputs by reference to third-party data, information produced 

by the entity, and inquires of management.

◦ We searched for contradictory evidence to Level 3 inputs based on our knowledge of the commodities market 

and inquiries of management.

/s/ Deloitte & Touche LLP

St. Louis, Missouri
February 24, 2023
We have served as the Company's auditor since 2002.

F-3

2022 Bunge Annual Report

PART I—FINANCIAL INFORMATION

ITEM 1.    FINANCIAL STATEMENTS

BUNGE LIMITED AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF INCOME 

(U.S. dollars in millions, except per share data)

Net sales

Cost of goods sold
Gross profit

Selling, general and administrative expenses

Interest income

Interest expense

Foreign exchange (losses) gains — net

Other (expense) income — net

Income (loss) from affiliates
Income from continuing operations before income tax

Income tax expense
Net income 
Net (income) attributable to noncontrolling interests and redeemable 
noncontrolling interests
Net income attributable to Bunge

Convertible preference share dividends and other obligations
Adjustment of redeemable noncontrolling interest
Net income available to Bunge common shareholders

Earnings per common share—basic

Net income attributable to Bunge common shareholders

Earnings per common share—diluted

Net income attributable to Bunge common shareholders

Year Ended December 31,

2022

2021

2020

$ 

67,232  $ 

59,152  $ 

41,404 

(63,550)   
3,682 

(55,789)   
3,363 

(38,619) 
2,785 

(1,369)   

(1,234)   

(1,358) 

71 

(403)   

(11)   

(9)   

105 
2,066 

(388)   
1,678 

(68)   

1,610 

— 
— 
1,610  $ 

48 

(243)   

(38)   

509 

160 
2,565 

(398)   
2,167 

(89)   

2,078 

(34)   
— 
2,044  $ 

22 

(265) 

150 

126 

(47) 
1,413 

(248) 
1,165 

(20) 
1,145 

(34) 
10 
1,121 

10.83  $ 

14.50  $ 

7.97 

10.51  $ 

13.64  $ 

7.71 

$ 

$ 

$ 

The accompanying notes are an integral part of these consolidated financial statements.

F-4

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BUNGE LIMITED AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME 

(U.S. dollars in millions)

2022 Bunge Annual Report

Net income 

Other comprehensive income (loss):

Foreign exchange translation adjustment 
Unrealized (losses) gains on designated hedges, net of tax (expense) benefit 
of $(2), $(2), and $4

Pension adjustment, net of tax (expense) benefit of $(5), $(17), and $(2)
Reclassification of realized net losses (gains) to net income, net of tax 
expense (benefit) of $12, $(1), and $(6)

Total other comprehensive income (loss) 

Total comprehensive income 

Comprehensive (income) attributable to noncontrolling interests and 
redeemable noncontrolling interests         
Comprehensive (loss) attributable to acquisition of redeemable 
noncontrolling interest

Total comprehensive income attributable to Bunge

Year Ended December 31,

2022

2021

2020

$ 

1,678  $ 

2,167  $ 

1,165 

12 

(268)   

(543) 

(81)   

40 

122 

93 

1,771 

(36)   

57 

(4)   

(251)   

1,916 

(45) 

3 

14 

(571) 

594 

(46)   

(63)   

(71) 

(15)   
1,710  $ 

— 
1,853  $ 

$ 

— 
523 

The accompanying notes are an integral part of these consolidated financial statements.

F-5

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

CONSOLIDATED BALANCE SHEETS

(U.S. dollars in millions, except share data)

ASSETS

Current assets:

Cash and cash equivalents
Trade accounts receivable (less allowances of $90 and $85) (Note 5)
Inventories (Note 6)
Assets held for sale (Note 3)
Other current assets (Note 7)

Total current assets
Property, plant and equipment, net (Note 8)
Operating lease assets (Note 28)
Goodwill (Note 9)
Other intangible assets, net (Note 10)
Investments in affiliates (Note 12)
Deferred income taxes (Note 15)
Other non-current assets (Note 13)
Total assets

LIABILITIES AND EQUITY

Current liabilities:

Short-term debt (Note 18)
Current portion of long-term debt (Note 19)
Trade accounts payable (includes $643 and $568 carried at fair value)
Current operating lease obligations (Note 28)
Liabilities held for sale (Note 3)
Other current liabilities (Note 14)

Total current liabilities
Long-term debt (Note 19)
Deferred income taxes (Note 15)
Non-current operating lease obligations (Note 28)
Other non-current liabilities (Note 23)
Redeemable noncontrolling interests (Note 24)
Equity (Note 25):

Convertible perpetual preference shares, par value $.01; authorized—21,000,000 shares, 
issued and outstanding:  2022 —zero shares, 2021—6,899,683 shares (liquidation preference 
$100 per share)
Common shares, par value $.01; authorized—400,000,000 shares; issued and outstanding:  
2022—149,907,932 shares, 2021—141,057,414 shares
Additional paid-in capital
Retained earnings
Accumulated other comprehensive loss (Note 25)
Treasury shares, at cost; 2022—18,835,812 and 2021—16,726,697 shares
Total Bunge shareholders' equity
Noncontrolling interests
Total equity

Total liabilities and equity

December 31,
2022

December 31,
2021

$ 

$ 

$ 

$ 

1,104  $ 
2,829 
8,408 
36 
4,381 
16,758 
3,617 
1,024 
470 
360 
1,012 
712 
627 
24,580  $ 

546  $ 
846 
4,386 
425 
18 
3,379 
9,600 
3,259 
365 
547 
849 
4 

902 
2,112 
8,431 
264 
4,751 
16,460 
3,499 
912 
484 
431 
764 
550 
719 
23,819 

673 
504 
4,250 
350 
122 
3,425 
9,324 
4,787 
338 
506 
658 
381 

— 

690 

1 
6,692 
10,222 
(6,371)   
(1,320)   
9,224 
732 
9,956 
24,580  $ 

1 
5,590 
8,979 
(6,471) 
(1,120) 
7,669 
156 
7,825 
23,819 

The accompanying notes are an integral part of these consolidated financial statements.

F-6

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF CASH FLOWS

(U.S. dollars in millions)

Year Ended December 31,

2022

2021

2020

$ 

1,678 

$ 

2,167 

$ 

1,165 

OPERATING ACTIVITIES

Net income

Adjustments to reconcile net income to cash provided by (used for) operating activities:

Impairment charges

Foreign exchange (gain) loss on net debt

Bad debt expense

Depreciation, depletion and amortization

Share-based compensation expense

Deferred income tax (benefit) expense

Gain on sale of investments and property, plant and equipment

Other, net

Changes in operating assets and liabilities, excluding the effects of acquisitions:

Trade accounts receivable

Inventories, including net unrealized mark-to-market gains

Secured advances to suppliers

Trade accounts payable and accrued liabilities

Advances on sales

Net unrealized (gain) loss on derivative contracts

Margin deposits

Recoverable and income taxes, net

Marketable securities

Beneficial interest in securitized trade receivables

Other, net

Cash used for operating activities

INVESTING ACTIVITIES

Payments made for capital expenditures

Proceeds from investments

Payments for investments

Settlements of net investment hedges

Proceeds from interest in securitized trade receivables

Payments for beneficial interest in securitized trade receivables

Proceeds from divestiture of business and disposal of property, plant and equipment

Payments for investments in affiliates
Other, net

Cash provided by investing activities

FINANCING ACTIVITIES

Proceeds from short-term debt 

Repayments of short-term debt 

Proceeds from long-term debt

Repayments of long-term debt

Proceeds from the exercise of options for common shares

Repurchases of common shares

Dividends paid to preference shareholders

Dividends paid to common shareholders

Dividends paid to noncontrolling interests

Sale of noncontrolling interest

Acquisition of redeemable noncontrolling interest and noncontrolling interest
Other, net

Cash (used for) provided by financing activities

Effect of exchange rate changes on cash and cash equivalents, restricted cash, and cash held for sale

Net increase in cash and cash equivalents, restricted cash, and cash held for sale

Cash and cash equivalents, restricted cash, and cash held for sale - beginning of period

162 

(101) 

30 

408 

65 

(119) 

(6) 

(39) 

(206) 

(269) 

(14) 

67 

175 

(31) 

(242) 

(94) 

325 

(6,940) 

(398) 

(5,549) 

(555) 

326 

(321) 

(135) 

6,824 

— 

508 

(55) 
(93) 

6,499 

35,564 

(35,540) 

297 

(1,029) 

92 

(200) 

(8) 

(341) 

(17) 

542 

(102) 
(27) 

(769) 

66 

247 

905 

226 

78 

5 

424 

61 

(272) 

(417) 

(159) 

(530) 

(1,301) 

(48) 

1,633 

32 

394 

252 

247 

(82) 

(5,376) 

(228) 

(2,894) 

(399) 

171 

(308) 

(34) 

5,234 

(177) 

647 

(46) 
25 

5,113 

29,600 

(31,694) 

1,001 

(4) 

116 

(100) 

(34) 

(289) 

(76) 

— 

(147) 
(5) 

(1,632) 

(63) 

524 

381 

905 

$ 

10 

(206) 

70 

435 

71 

71 

(110) 

55 

(255) 

(2,298) 

(162) 

155 

(11) 

(127) 

(502) 

51 

46 

(2,015) 

21 

(3,536) 

(365) 

305 

(337) 

65 

1,943 

— 

194 

(14) 
22 

1,813 

33,776 

(31,861) 

2,401 

(2,114) 

9 

(100) 

(34) 

(282) 

(22) 

— 

— 
(10) 

1,763 

19 

59 

322 

381 

Cash and cash equivalents, restricted cash, and cash held for sale - end of period

$ 

1,152 

$ 

The accompanying notes are an integral part of these consolidated financial statements.

F-7

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY AND REDEEMABLE NONCONTROLLING INTERESTS

BUNGE LIMITED AND SUBSIDIARIES

(U.S. dollars in millions, except share data)

Convertible
Preference Shares

Common Shares

Redeemable
Non-
Controlling
Interests

Shares

Amount

Shares

Amount

Additional
Paid-in
Capital

Retained
Earnings

Accumulated
Other
Comprehensive
Loss

Treasury
Shares

Non-
Controlling
Interests

Total
Equity

6,899,683 

$ 

690 

141,057,414 

$ 

1 

$ 

5,590 

$ 

8,979 

$ 

(6,471)  $ 

(1,120)  $ 

156 

$ 

7,825 

Balance, January 1, 2022

$ 

Net income

Other comprehensive income 
(loss)

Redemption value adjustment

Dividends on common shares, 
$2.40 per share

Dividends to noncontrolling 
interests on subsidiary common 
stock

Contribution from 
noncontrolling interest

Sale of noncontrolling interest

Acquisition of redeemable 
noncontrolling interest (Note 24)

Share-based compensation 
expense

Repurchase of common shares

Conversion of preference shares 
to common shares

Issuance of common shares, 
including stock dividends

Balance, December 31, 2022

$ 

381 

13 

(24) 

1 

— 

— 

— 

— 

(367) 

— 

— 

— 

— 

4 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

(2,109,115) 

(6,899,683) 

(690) 

8,863,331 

— 

— 

$ 

— 

— 

2,096,302 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

247 

45 

65 

690 

55 

1,610 

— 

— 

(362) 

— 

— 

— 

— 

— 

— 

— 

(5) 

— 

115 

— 

— 

— 

— 

— 

(15) 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

(200) 

— 

— 

55 

2 

— 

— 

(17) 

6 

295 

235 

— 

— 

— 

— 

1,665 

117 

— 

(362) 

(17) 

6 

542 

265 

65 

(200) 

— 

50 

149,907,932 

$ 

1 

$ 

6,692 

$ 

10,222 

$ 

(6,371)  $ 

(1,320)  $ 

732 

$ 

9,956 

F-8

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

Convertible
Preference Shares

Common Shares

Redeemable
Non-
Controlling
Interests

Shares

Amount

Shares

Amount

Additional
Paid-in
Capital

Retained
Earnings

Accumulated
Other
Comprehensive
Loss

Treasury
Shares

Non-
Controlling
Interests

Balance, January 1, 2021

$ 

Net income 

Other comprehensive loss

Redemption value adjustment

Acquisition of redeemable 
noncontrolling interest (Note 24)

Dividends on common shares, 
$2.08 per share

Dividends on preference shares, 
$4.875 per share

Dividends to noncontrolling 
interests on subsidiary common 
stock

Capital return to noncontrolling 
interest

Disposition of noncontrolling 
interest in a subsidiary

Share-based compensation 
expense

Repurchase of common shares

Issuance of common shares, 
including stock dividends

415 

61 

(26) 

1 

— 

— 

— 

(71) 

— 

1 

— 

— 

— 

6,899,683 

$ 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

690 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

139,790,238 

$ 

1 

$ 

5,408 

$ 

7,236 

$ 

(6,246)  $ 

(1,020)  $ 

136 

$ 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

(1,298,384) 

2,565,560 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

(1) 

— 

— 

— 

— 

— 

— 

61 

— 

2,078 

— 

— 

(3) 

(294) 

(34) 

— 

— 

— 

— 

— 

122 

(4) 

— 

(225) 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

(100) 

— 

28 

— 

— 

— 

— 

— 

(5) 

(3) 

— 

— 

— 

— 

Total
Equity

6,205 

2,106 

(225) 

(1) 

(3) 

(294) 

(34) 

(5) 

(3) 

— 

61 

(100) 

118 

Balance, December 31, 2021

$ 

381 

6,899,683 

$ 

690 

141,057,414 

$ 

1 

$ 

5,590 

$ 

8,979 

$ 

(6,471)  $ 

(1,120)  $ 

156 

$ 

7,825 

F-9

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

Convertible
Preference Shares

Common Shares

Redeemable
Non-
Controlling
Interests

Shares

Amount

Shares

Amount

Additional
Paid-in
Capital

Retained
Earnings

Accumulated
Other
Comprehensive
Loss

Treasury
Shares

Non-
Controlling
Interests

Balance, January 1, 2020

$ 

Net (loss) income

Other comprehensive (loss) 
income

Redemption value adjustment

Acquisition of noncontrolling 
interest

Dividends on common shares, $
$2.00 per share

Dividends on preference shares, 
$4.875 per share

Dividends to noncontrolling 
interests on subsidiary common 
stock

Share-based compensation 
expense

Repurchase of common shares

Issuance of common shares, 
including stock dividends

Balance, December 31, 2020

$ 

397 

(3) 

42 

(10) 

— 

— 

— 

(11) 

— 

— 

— 

415 

6,899,683 

$ 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

6,899,683 

$ 

690 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

690 

141,813,142 

$ 

1 

$ 

5,329 

$ 

6,437 

$ 

(5,624)  $ 

(920)  $ 

117 

$ 

— 

— 

— 

— 

— 

— 

— 

— 

(2,546,000) 

523,096 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

71 

— 

8 

1,145 

— 

10 

(38) 

(282) 

(34) 

— 

— 

— 

(2) 

— 

(622) 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

— 

(100) 

— 

24 

9 

— 

(4) 

— 

— 

(10) 

— 

— 

— 

139,790,238 

$ 

1 

$ 

5,408 

$ 

7,236 

$ 

(6,246)  $ 

(1,020)  $ 

136 

$ 

6,205 

Total
Equity

6,030 

1,169 

(613) 

10 

(42) 

(282) 

(34) 

(10) 

71 

(100) 

6 

The accompanying notes are an integral part of these consolidated financial statements.

F-10

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

  2022 Bunge Annual Report

1. NATURE OF BUSINESS, BASIS OF PRESENTATION, AND SIGNIFICANT ACCOUNTING POLICIES

Description of Business—Bunge Limited, a Bermuda company, together with its consolidated subsidiaries and variable 

interest entities ("VIEs") in which it is considered the primary beneficiary, through which its businesses are conducted 
(collectively "Bunge" or "the Company"), is a leading global agribusiness and food company. Bunge's common shares trade on 
the New York Stock Exchange under the ticker symbol "BG." Bunge operates in four reportable segments: Agribusiness, 
Refined and Specialty Oils, Milling, and Sugar and Bioenergy. 

Corporate and Other includes salaries and overhead for corporate functions that are not allocated to the Company’s 

individual reporting segments because the operating performance of such reporting segments is evaluated by the Company's 
chief operating decision maker exclusive of these items, as well as certain other activities including Bunge Ventures, the 
Company's captive insurance program, accounts receivable securitization activities, and certain income tax assets and liabilities.

Agribusiness—Bunge's Agribusiness segment is an integrated, global business involved in the purchase, storage, 

transport, processing, and sale of agricultural commodities and commodity products. Bunge's agribusiness operations and assets 
are located in North America, South America, Europe, and Asia-Pacific with merchandising and distribution offices throughout 
the world.

Bunge's Agribusiness segment also participates in related financial activities, such as offering trade structured finance, 

which leverages its international trade flows, providing risk management services to customers by assisting them with 
managing price exposure to agricultural commodities, foreign exchange, and other financial instruments.

Refined and Specialty Oils —Bunge's Refined and Specialty Oils segment produces and sells edible oil products, such as 
packaged and bulk oils and fats, shortenings, margarine, mayonnaise, and other products derived from the vegetable oil refining 
process, including renewable diesel feedstocks, and refines and fractionates palm oil, palm kernel oil, coconut oil, and shea 
butter. Bunge's refined and specialty oils operations are located in North America, South America, Europe, Asia-Pacific, and 
Africa.

Milling —Bunge's Milling segment primarily comprises wheat and corn milling businesses that purchase wheat and corn 

directly from farmers and dealers and process them into milled products for food processors, bakeries, brewers, snack food 
producers, and other customers. Due to the completion of the sale of Bunge's Mexican wheat milling business during the third 
quarter of 2022, Bunge's wheat milling activities are now primarily located in Brazil. Corn milling activities are primarily 
located in the United States and Mexico. See Note 3- Acquisitions and Dispositions for additional information on the closed sale 
of Bunge's Mexican wheat milling activities.

Sugar and Bioenergy—Bunge's Sugar and Bioenergy segment primarily consists of the Company's 50% ownership 

interest in the net earnings of BP Bunge Bioenergia, a joint venture with BP p.l.c. ("BP"). The joint venture is a leading 
company in the ethanol, biopower, and sugar market in Brazil. BP Bunge Bioenergia operates on a stand-alone basis with a 
total of 11 mills located across the Southeast, North, and Midwest regions of Brazil. Bunge accounts for its interest in the joint 
venture under the equity method of accounting.

On November 28, 2022 and September 4, 2022, Argentina’s government published Emergency Decrees 787/2022, 

Programa de Incremento Exportador and 576/2022, Programa de Incremento Exportador, respectively, (the "Export 
Programs"), aimed at boosting farmer selling, and in turn soybean exports. The Export Programs introduced a new preferential 
U.S. dollar to Argentinian peso foreign exchange rate, available exclusively during the period between November 28 and 
December 30, 2022 and September 5 and September 30, 2022, respectively, payable to Argentinian farmers on qualifying 
Argentinian peso denominated sales of soybeans. Purchasers of the qualifying soybeans, including Bunge, received the same 
preferential rate on U.S. dollar funds placed onshore in Argentina and converted to Argentinian peso to fund soybean 
purchases.

Bunge is both a receiver of the preferential exchange rate for cash converted to Argentinian peso, as well as a payer of the 

same preferential rate on purchases of soybeans from farmers and related export duties. Transactions and monetary balances 
related to the Export Programs were accounted for at the preferential rate. The net impact of the Export Programs on Bunge's 
consolidated statements of income was not material.

On August 1, 2022, Bayer AG (FRA: BAYN) acquired a 65% controlling interest in CoverCress Inc. ("CCI"), a Bunge 

Ventures portfolio company that has developed a novel low carbon-intensity winter oilseed crop called CoverCress™, by 

F-11

 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

purchasing all equity interests in CCI other than those held by Bunge Ventures and Chevron USA, Inc., a subsidiary of Chevron 
Corporation ("Chevron", NYSE: CVX).

As a result of the transaction, during the twelve months ended December 31, 2022, the Company recorded an $18 million 

unrealized gain on its remaining 21.93% ownership interest in CCI within Other (expense) income – net in the Company’s 
consolidated statements of income. Additionally, the Company reclassified its $44 million investment in CCI from long-term 
investments, within Other non-current assets, to Investments in affiliates in the consolidated balance sheet. The above 
mentioned unrealized gain is recorded within Corporate and Other activities. Upon recognition of CCI in Investments in 
affiliates in the consolidated balance sheet, CCI is now recorded within the Agribusiness segment.  

 On May 1, 2022, Bunge completed a transaction with Chevron to create a joint venture, Bunge Chevron Ag Renewables 

LLC (the "Joint Venture"), leveraging Bunge’s expertise in oilseed processing and farmer relationships, and Chevron’s 
expertise in fuels manufacturing and marketing, to help meet the demand for renewable fuels and to develop lower carbon 
intensity feedstock. Bunge has a 50% ownership interest in the Joint Venture. Bunge contributed certain property, plant, and 
equipment related to two of its soybean processing facilities to the Joint Venture, with a fair value totaling approximately 
$521 million, and Chevron contributed an approximately equal value of cash and working capital. Bunge has also committed to 
undertake certain capital improvements on the soybean processing facilities contributed to the Joint Venture, up to an estimated 
$80 million, at which point Chevron will contribute an additional equivalent amount in cash. Under the terms of the Joint 
Venture's agreements, Bunge will operate the Joint Venture’s facilities, and Chevron will have purchase rights for oil produced 
by the Joint Venture for use as a renewable feedstock to manufacture low lifecycle carbon intensity transportation fuels. See 
Note 12- Investments in Affiliates and Variable Interest Entities for further accounting considerations related to this transaction. 

Basis of Presentation—The consolidated financial statements are prepared in conformity with accounting principles 
generally accepted in the United States of America ("U.S. GAAP"). The accounting policies used to prepare these financial 
statements are the same as those used to prepare the consolidated financial statements in prior years, except as described in 
these notes or for the adoption of new standards as outlined below.

Principles of Consolidation—The accompanying consolidated financial statements include the accounts of Bunge, its 

subsidiaries and VIEs in which Bunge is considered to be the primary beneficiary and, as a result, include the assets, liabilities, 
revenues, and expenses of all entities over which Bunge exercises control. Equity investments in which Bunge has the ability to 
exercise significant influence but does not have a controlling financial interest are accounted for by the equity method of 
accounting. Investments in which Bunge does not exercise significant influence are accounted for at cost, or fair value if readily 
determinable. Intercompany accounts and transactions are eliminated. An enterprise is determined to be the primary beneficiary 
if it has a controlling financial interest, defined as (a) the power to direct the activities of a VIE that most significantly impact 
the economics of the VIE and (b) the obligation to absorb losses of or the right to receive benefits from the VIE that could 
potentially be significant to the VIE's operations. Performance of that analysis requires the exercise of judgment. The primary 
beneficiary analysis must be continually reassessed and requires the exercise of judgement. VIE assessments are revisited upon 
the occurrence of relevant reconsideration events.  

Noncontrolling interests in subsidiaries related to Bunge's ownership interests of less than 100% are reported as 

Noncontrolling interests or Redeemable noncontrolling interests in the consolidated balance sheets. The noncontrolling 
ownership interests in Bunge's earnings, net of tax, is reported as Net (income) attributable to noncontrolling interests and 
redeemable noncontrolling interests in the consolidated statements of income.

Reclassifications—Effective July 1, 2021, the Company changed its reporting of certain income tax assets and liabilities 
to report such assets and liabilities within Corporate and Other rather than within its reportable segments, as further described in 
Note 29- Segment Information. Corresponding prior period amounts have been reclassified to conform to current period 
presentation.

Effective January 1, 2021, the Company changed its segment reporting to align with its new value chain operational 
structure, as further described in Note 29- Segment Information. Corresponding prior period amounts have been reclassified to 
conform to current period presentation.

Use of Estimates—The preparation of consolidated financial statements in conformity with U.S. GAAP requires Bunge 
to make estimates and assumptions that affect the amounts reported in the consolidated financial statements and notes. Actual 
results could differ from those estimates.

F-12

BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Offsetting—In the normal course of its operations the Company routinely enters into transactions resulting in the 
recognition of assets and liabilities stemming from unconditional obligations, for example trade receivables and trade payables, 
or conditional obligations, for example unrealized gains and losses on derivative contracts at fair value, with the same 
counterparty. The Company generally records all such assets and liabilities on a gross basis, even when they are subject to 
master netting agreements.

However, the Company also engages in various trade structured finance activities to leverage the value of its global trade 
flows. These activities include programs under which Bunge generally obtains U.S. dollar-denominated letters of credit ("LCs") 
from financial institutions, each based on an underlying commodity trade flow, and time deposits denominated in either the 
local currency of the financial institutions' counterparties or in U.S. dollars, as well as foreign exchange forward contracts and 
other programs in which trade related payables are set-off against receivables, when all related assets and liabilities are subject 
to legally enforceable set-off agreements and the criteria of ASC 210-20, Offsetting, has been met. Cash inflows are offset by 
the related cash outflows resulting from placement of the time deposits and repayment of the LCs. All cash flows related to the 
programs are included in operating activities in the consolidated statements of cash flows.

Translation of Foreign Currency Financial Statements—Bunge's reporting currency is the U.S. dollar. The functional 
currency of the majority of Bunge's foreign subsidiaries is their local currency. As such, amounts included in the consolidated 
statements of income, comprehensive income, cash flows, and changes in equity are translated using average exchange rates 
during each period. Assets and liabilities are translated at period-end exchange rates and resulting foreign currency translation 
adjustments are recorded in the consolidated balance sheets as a component of Accumulated other comprehensive loss. 
However, in accordance with U.S. GAAP, if a foreign entity's economy is determined to be highly inflationary, then the foreign 
entity's financial statements are remeasured as if the functional currency were the reporting currency.

Bunge has operations in Turkey, which until March 31, 2022, used the official exchange rate published by the Turkish 

government to translate the Company's commercial transactions and for financial statement re-measurement purposes. Over the 
last several years, Turkey has experienced negative economic trends, as evidenced by multiple periods of increasing inflation 
rates, depreciation of the Turkish lira, and increasing borrowing rates, which have required the Turkish government to take 
mitigating actions. During the first quarter of 2022, Turkey became a highly inflationary economy as defined under U.S. 
GAAP. As a result, effective April 1, 2022, the financial statements of Bunge's Turkish subsidiary have been remeasured using 
the reporting currency, the U.S. dollar, rather than the Turkish lira. This change has not had a material impact on Bunge's 
consolidated financial statements.

Foreign Currency Transactions—Monetary assets and liabilities denominated in currencies other than the functional 
currency are remeasured into their respective functional currencies at exchange rates in effect at the balance sheet date. The 
resulting exchange gain or loss is included in Bunge's consolidated statements of income as Foreign exchange (losses) gains - 
net unless the remeasurement gain or loss relates to an intercompany transaction that is of a long-term investment nature and for 
which settlement is neither planned nor anticipated in the foreseeable future, in which case the remeasurement gain or loss is 
reported as a component of Accumulated other comprehensive loss in Bunge's consolidated balance sheets. 

Cash, Cash Equivalents, Restricted Cash, and Cash held for sale—Cash and cash equivalents include time deposits and 

readily marketable securities with original maturity dates of three months or less at the time of acquisition. Restricted cash is 
included with cash and cash equivalents when reconciling the beginning-of-period and end-of-period total amounts shown on 
the consolidated statement of cash flows. The following table provides a reconciliation of cash, cash equivalents, restricted 
cash, and cash and cash equivalents in Assets held for sale reported within the consolidated balance sheets to the total of the 
same such amounts shown in the consolidated statements of cash flows.

(US$ in millions)

Cash and cash equivalents

Restricted cash included in other current assets

Cash and cash equivalents in Assets held for sale

Total

December 31,

2022

2021

2020

$ 

$ 

$ 

1,104  $ 

902  $ 

26   

22   

3   

—   

1,152  $ 

905  $ 

352 

29 

— 

381 

Trade Accounts Receivable—Trade accounts receivable is stated at historical carrying amounts net of write-offs and 

allowances for uncollectible accounts. Bunge establishes allowances for uncollectible trade accounts receivable based on 

F-13

 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

lifetime expected credit losses using an aging schedule for each pool of trade accounts receivable. Pools are determined based 
on risk characteristics such as the type of customer and geography. A default rate is derived using a provision matrix with data 
based on Bunge's historical receivables information. The default rate is then applied to the pool to determine the allowance for 
expected credit losses. Given the short-term nature of the Company's trade accounts receivable, the default rate is only adjusted 
if significant changes in the credit profile of the portfolio are identified (e.g., poor crop years, credit issues at the country level, 
systematic risk), resulting in historic loss rates that are not representative of forecasted losses. Uncollectible accounts are 
written off when a settlement is reached for an amount that is less than the outstanding historical balance or when the Company 
has determined that collection of the balance is unlikely.

Specifically, in establishing appropriate default rates as of December 31, 2022 and 2021, the Company took into 

consideration expected impacts on its customers and other debtors in view of the COVID-19 pandemic, as well as other factors, 
which did not result in a material impact on the financial statements. 

Bunge records and reports accrued interest receivable within the same line item as the related trade accounts receivable. 

The allowance for expected credit losses is estimated on the amortized cost basis of the trade accounts receivable, including 
accrued interest receivable. Bunge recognizes credit loss expense when establishing an allowance for accrued interest 
receivable.

Secured Advances to Suppliers—Secured advances to suppliers are stated at historical carrying amounts net of write-offs 

and allowances for uncollectible accounts. Secured advances to suppliers are expected to be settled through delivery of non-
cash assets and as such, allowances are established when collection is not probable. Bunge establishes an allowance for secured 
advances to suppliers, generally farmers and resellers of grain, based on historical experience, farming economics and other 
market conditions, as well as specific supplier collection issues. Uncollectible accounts are written off when a settlement is 
reached for an amount below the outstanding historical balance or when Bunge has determined that collection is unlikely.

Secured advances to suppliers bear interest at contractual rates that reflect current market interest rates at the time of the 

transaction. There are no deferred fees or costs associated with these receivables. As a result, there are no imputed interest 
amounts to be amortized under the interest method. Interest income is calculated based on the terms of the individual 
agreements and is recognized on an accrual basis.

Bunge follows accounting guidance on the disclosure of the credit quality of financing receivables and the allowance for 

credit losses, which requires information to be disclosed at disaggregated levels, defined as portfolio segments and classes. 
Under this guidance, a class of receivables is considered impaired, based on current information and events, if Bunge 
determines it probable that all amounts due under the original terms of the receivable will not be collected. Recognition of 
interest income is suspended once the borrower defaults on the originally scheduled delivery of agricultural commodities as the 
collection of future income is determined not to be probable. No additional interest income is accrued from the point of default 
until ultimate recovery, at which time amounts collected are credited first against the receivable and then to any unrecognized 
interest income.

Inventories—Readily marketable inventories ("RMI") are agricultural commodity inventories, including soybeans, 

soybean meal, soybean oil, corn, and wheat that are readily convertible to cash because of their commodity characteristics, 
widely available markets, and international pricing mechanisms. All of Bunge's RMI are recorded at fair value. These 
agricultural commodity inventories have quoted prices in active markets, may be sold without significant further processing, 
and have predictable and insignificant disposal costs. Changes in the fair values of RMI are recognized in earnings as a 
component of Cost of goods sold.

Inventories other than RMI are stated at the lower of cost or net realizable value by inventory product class. Cost is 

determined primarily using the weighted-average cost method.

Fair Value Measurements—Bunge determines fair value based on the price that would be received for an asset or paid to 

transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction 
between market participants on the measurement date. Bunge determines the fair values of its RMI, derivatives, and certain 
other assets based on the fair value hierarchy, which requires an entity to maximize the use of observable inputs and minimize 
the use of unobservable inputs when measuring fair value. Observable inputs are inputs based on market data obtained from 
sources independent of Bunge that reflect the assumptions market participants would use in pricing the asset or liability. 
Unobservable inputs are inputs that are developed based on the best information available in circumstances that reflect Bunge's 
own assumptions based on market data and on assumptions that market participants would use in pricing the asset or liability. 
The fair value standard describes three levels within its hierarchy that may be used to measure fair value:

F-14

BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Level
Level 1

Level 2

Description
Quoted prices (unadjusted) in active 
markets for identical assets or 
liabilities. 

Observable inputs, including 
adjusted Level 1 quotes, quoted 
prices for similar assets or liabilities, 
quoted prices in markets that are less 
active than traded exchanges and 
other inputs that are observable or 
can be corroborated by observable 
market data for substantially the full 
term of the assets or liabilities. 

Level 3

Unobservable inputs that are 
supported by little or no market 
activity and that are a significant 
component of the fair value of the 
assets or liabilities. 

Financial Instrument (Assets / Liabilities)
Exchange traded derivative contracts.

Marketable securities in active markets.

Exchange traded derivative contracts (less liquid market).

Readily marketable inventories. 

Over-the-counter (‘‘OTC’’) commodity purchase and sale contracts. 

OTC derivatives whose value is determined using pricing models with 
inputs that are generally based on exchange traded prices, adjusted for 
location specific inputs that are primarily observable in the market or can 
be derived principally from or corroborated by observable market data.

Marketable securities in less active markets.

Assets and liabilities whose value is determined using proprietary pricing 
models, discounted cash flow methodologies or similar techniques.

Assets and liabilities for which the determination of fair value requires 
significant management judgment or estimation.

Based on historical experience with Bunge’s suppliers and customers, Bunge’s own credit risk, and knowledge of current 

market conditions, Bunge does not view nonperformance risk to be a significant input to fair value for the majority of its 
forward commodity purchase and sale contracts.

In many cases, a valuation technique used to measure fair value includes inputs from multiple levels of the fair value 

hierarchy. The lowest level of input that is a significant component of the fair value measurement determines the placement of 
the entire fair value measurement in the hierarchy. Bunge’s assessment of the significance of a particular input to the fair value 
measurement requires judgment and may affect the classification of fair value assets and liabilities within the fair value 
hierarchy levels.

Bunge’s policy regarding the timing of transfers between levels, including both transfers into and transfers out of Level 3, 

is to measure and record the transfers at the end of the reporting period.

The majority of Bunge's exchange-traded agricultural commodity futures are settled daily, generally through its clearing 

subsidiary, and therefore such futures are not included in the assets and liabilities that are accounted for at fair value on a 
recurring basis.

Derivative Instruments and Hedging Activities—Bunge enters into derivative instruments to manage its exposure to 

movements associated with agricultural commodity prices, transportation costs, foreign currency exchange rates, interest rates, 
and energy costs. Bunge's use of these instruments is generally intended to mitigate exposure to market variables (see Note 17- 
Derivative Instruments and Hedging Activities). Additionally, commodity contracts relating to forward sales of commodities in 
the Company’s Agribusiness segment, including soybeans, soybean meal and oil, corn, and wheat, are accounted for as 
derivatives at fair value under ASC 815 (see Revenue Recognition below).

Generally, derivative instruments are recorded at fair value in Other current assets or Other current liabilities in Bunge's 

consolidated balance sheets. For derivatives designated as hedges, Bunge assesses at the inception of the hedge whether any 
such derivatives are highly effective in offsetting changes in the hedged items and, on an ongoing basis, qualitatively monitors 
whether that assertion is still met. The changes in fair values of derivative instruments designated as fair value hedges, along 
with the gains or losses on the related hedged items are recorded in earnings in the consolidated statements of income in the 
same caption as the hedged items. The changes in fair values of derivative instruments that are designated as cash flow hedges 
are recorded in Accumulated other comprehensive loss and are reclassified to earnings when the hedged cash flows affect 
earnings or when the hedge is no longer considered to be effective. In addition, Bunge may designate certain derivative 
instruments and non-derivative instruments as net investment hedges to hedge the exposure associated with its equity 
investments in foreign operations. When using forward derivative contracts as hedging instruments in a net investment hedge, 
all changes in the fair value of the derivative are recorded as a component of Accumulated other comprehensive loss in the 
consolidated balance sheets.

F-15

 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Marketable Securities and Other Short-Term Investments—Bunge classifies its marketable debt securities and short-
term investments as available-for-sale, held-to-maturity, or held-for-trading. Available-for-sale debt securities are reported at 
fair value with unrealized gains (losses) included in Accumulated other comprehensive loss. Held-to-maturity debt investments 
represent financial assets in which Bunge has the intent and ability to hold to maturity and are reported at amortized cost. Debt 
trading securities and all equity securities are recorded at fair value and are bought and held principally for selling them in the 
near term and therefore held for only a short period of time, with all gains (losses) included in Net income. Bunge monitors its 
held-to-maturity investments for impairment periodically and recognizes an impairment charge when the decline in fair value of 
an investment is judged to be other than temporary.

Recoverable Taxes—Recoverable taxes include value-added taxes paid upon the acquisition of raw materials and taxable 

services and other transactional taxes, which can be recovered in cash or as compensation against income taxes or other taxes 
owed by Bunge, primarily in Brazil and Europe. These recoverable tax payments are included in Other current assets or Other 
non-current assets based on their expected realization. In cases where Bunge determines that recovery is doubtful, recoverable 
taxes are reduced by allowances for the estimated unrecoverable amounts.

Property, Plant and Equipment, Net—Property, plant and equipment, net is stated at cost less accumulated depreciation. 

Major improvements that extend either the life, capacity, efficiency, or improve the safety of an asset are capitalized, while 
maintenance and repairs are expensed as incurred. Costs related to legal obligations associated with the future retirement of 
capitalized assets are capitalized as part of the cost of the related asset. Bunge capitalizes eligible costs to acquire or develop 
internal-use software that are incurred during the application development stage. Interest costs on borrowings during 
construction/completion periods of major capital projects are also capitalized.

Depreciation is computed based on the straight-line method over the estimated useful lives of the assets. Estimated useful 

lives for property, plant and equipment are as follows:

Buildings

Machinery and equipment

Furniture, fixtures and other

Years

10 - 50

7 - 25

3 - 20

Goodwill—Goodwill represents the cost in excess of the fair value of net assets acquired in a business acquisition. 

Goodwill is not amortized but is tested annually for impairment, or between annual tests if events or circumstances indicate 
potential impairment. Bunge's annual impairment testing is generally performed during the fourth quarter of its fiscal year.

Goodwill is tested for impairment at the reporting unit level, which has been determined to be the Company's operating 

segments or one level below the operating segments in certain instances (see Note 9- Goodwill).

Other Intangible Assets—Finite-lived intangible assets primarily include trademarks, customer relationships and lists, 

port facility usage rights, and patents that are amortized on a straight-line basis over their contractual or legal lives, or their 
estimated useful lives where such lives are not determined by law or contract (see Note 10- Other Intangible Assets).

Impairment of Property, Plant and Equipment and Finite-Lived Intangible Assets—Bunge reviews its property, plant 

and equipment and finite-lived intangible assets for impairment whenever events or changes in circumstances indicate that 
carrying amounts may not be recoverable. Bunge bases its evaluation of recoverability on such indicators as the nature, future 
economic benefits, and geographic locations of the assets, historical or future profitability measures, and other external market 
conditions. If these indicators result in the expected non-recoverability of the carrying amount of an asset or asset group, Bunge 
evaluates potential impairment using undiscounted estimated future cash flows. If such undiscounted future cash flows during 
the asset's remaining useful life are below the asset's carrying value, a loss is recognized for the shortfall, measured by the 
present value of the estimated future cash flows or by third-party appraisals. Bunge records impairments related to property, 
plant and equipment and finite-lived intangible assets used in the processing of its products in Cost of goods sold in its 
consolidated statements of income. Any impairment of marketing or brand assets is recognized in Selling, general and 
administrative expenses in the consolidated statements of income (see Note 11- Impairments).

Property, plant and equipment and other finite-lived intangible assets to be sold or otherwise disposed of are reported at 

the lower of carrying amount or fair value less cost to sell.

F-16

 
BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Investments in Affiliates—Bunge has investments in various unconsolidated joint ventures accounted for using the 

equity method, minus impairment. Bunge reviews its investments annually or when an event or circumstances indicate that a 
potential decline in value may be other than temporary. Bunge considers various factors in determining whether to recognize an 
impairment charge, including the length of time the fair value of the investment is expected to be below its carrying value, the 
financial condition, operating performance and near-term prospects of the affiliate, and Bunge's intent and ability to hold the 
investment for a period of time sufficient to allow for recovery of the fair value (see Note 11- Impairments and Note 12- 
Investments in Affiliates and Variable Interest Entities).

Revenue Recognition—The Company’s revenue comprises sales from commodity contracts that are accounted for under 
ASC 815, Derivatives and Hedging (ASC 815), and sales of other products and services that are accounted for under ASC 606, 
Revenue from Contracts with Customers (ASC 606). Additional information about the Company’s revenues can be found in 
Note 29- Segment Information.

Revenue from commodity contracts (ASC 815)—Revenue from commodity contracts primarily relates to forward sales 
of commodities such as soybeans, soybean meal and oil, corn, and wheat accounted for as derivatives at fair value under ASC 
815, primarily in the Company’s Agribusiness segment. These forward sales meet the definition of a derivative under ASC 815 
as they have an underlying (e.g. the price of soybeans), a notional amount (e.g. metric tons), no initial net investment, and can 
be net settled since the commodity is readily convertible to cash. Bunge generally does not apply the normal purchase and 
normal sale exception available under ASC 815 to these contracts. Certain of the Company’s sales in its Refined and Specialty 
Oils and Milling segments also qualify as derivatives, primarily sales of commodities like bulk soybean and canola oil.

Revenue from commodity contracts is recognized in Net sales for the contracted amount when the contracts are settled at 

a point in time by transferring control of the commodity to the customer, similarly to revenue recognized from contracts with 
customers under ASC 606. From inception through settlement, these forward sales arrangements are recorded at fair value 
under ASC 815 with unrealized gains and losses recognized in Cost of goods sold and carried on the consolidated balance 
sheets as current assets (see Note 7- Other Current Assets) or current liabilities (see Note 14- Other Current Liabilities), 
respectively. Further information about the fair value of these contracts is presented in Note 16- Fair Value Measurements.   

Revenue from contracts with customers (ASC 606)—Revenue from contracts with customers accounted for under ASC 

606 is primarily generated in the Company's Refined and Specialty Oils and Milling segments through the sale of refined edible 
oil-based products such as packaged vegetable oils, shortenings, margarines, and mayonnaise; milled grain products such as 
wheat flours, bakery mixes, and corn-based products; and fertilizer products. These sales are accounted for under ASC 606 as 
these sales arrangements do not meet the criteria to be considered derivatives under ASC 815. These revenues are measured 
based on consideration specified in a contract with a customer and exclude sales taxes, discounts related to promotional 
programs, and amounts collected on behalf of third parties. The Company recognizes revenue from these contracts at a point in 
time when it satisfies a performance obligation by transferring control of a product to a customer, generally when legal title and 
risks and rewards transfer to the customer. Sales terms provide for transfer of title either at the time and point of shipment or at 
the time and point of delivery and acceptance of the product being sold. In contracts that do not specify the timing of transfer of 
legal title or transfer of significant risks and rewards of ownership, judgment is required in determining the timing of transfer of 
control. In such cases, the Company considers standard business practices and the relevant laws and regulations applicable to 
the transaction to determine when legal title or the significant risks and rewards of ownership are transferred. 

The transaction price is generally allocated to performance obligations on a relative standalone selling price basis. 
Standalone selling prices are estimated based on observable data of the Company’s sales of such products and services to 
similar customers and in similar circumstances on a standalone basis. In assessing whether to allocate variable consideration to 
a specific part of the contract, the Company considers the nature of the variable payment and whether it relates specifically to 
its efforts to satisfy a specific part of the contract. Variable consideration is generally known upon satisfaction of the 
performance obligation.

Taxes assessed by a governmental authority that are both imposed on and concurrent with a specific revenue producing 

transaction, that are collected by the Company from a customer, are excluded from revenue. 

Shipping and handling costs associated with outbound freight after control over a product has transferred to a customer 

are accounted for as a fulfillment cost and are included in Cost of goods sold.

Warranties provided to customers are primarily assurance-type warranties on the fitness of purpose and merchantability 

of the Company’s goods and services. The Company does not provide service-type warranties to customers.

F-17

2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Payment is generally due at the time of shipment or delivery, or within a specified time frame after shipment or delivery, 

which is generally 30-60 days. The Company’s contracts generally provide customers the right to reject any products that do 
not meet agreed quality specifications. Product returns and refunds are not material.

Additionally, the Company recognizes revenue in the Agribusiness segment from ocean freight and port services over 
time, as the related services are performed. Performance obligations are typically completed within a fiscal quarter and any 
unearned revenue or accrued revenues are not material. 

Share-Based Compensation—Bunge maintains equity incentive plans for its employees and non-employee directors (see 

Note 27- Share-based Compensation). Bunge accounts for share-based compensation based on the grant date fair value. Share-
based compensation expense is recognized on a straight-line basis over the requisite service period.

Income Taxes—Income tax expenses and benefits are recognized based on the tax laws and regulations in the 
jurisdictions in which Bunge's subsidiaries operate. Under Bermuda law, Bunge is not required to pay taxes in Bermuda on 
either income or capital gains. The provision for income taxes includes income taxes currently payable and deferred income 
taxes resulting from temporary differences between the carrying amounts of existing assets and liabilities in Bunge's 
consolidated financial statements and their respective tax bases. Deferred tax assets are reduced by valuation allowances if 
current evidence indicates that it is not "more likely than not" that the deferred tax asset will be realized. Accrued interest and 
penalties related to unrecognized tax benefits are recognized in Income tax expense in the consolidated statements of income 
(see Note 15- Income Taxes).

Research and Development—Research and development costs are expensed as incurred. Research and development 

expenses were $33 million, $33 million, and $24 million for the years ended December 31, 2022, 2021 and 2020, respectively.

Governmental Assistance—Government grants are accounted for by analogy to International Accounting Standard 20, 
Accounting for Government Grants and Disclosure of Government Assistance, and are recognized at fair value when there is 
reasonable assurance that the established conditions will be met and the benefit will be received. Benefits are recognized either 
as a reduction of taxes payable or a credit in earnings.

Bunge qualifies for business incentives from governmental entities at various localities in which the Company operates. 

These programs primarily consist of tax incentives and cash grants designed to promote regional social and economic 
development or to incentivize production of clean energy.

Regional social and economic development—Bunge receives tax credits from foreign state governments on the sale of 

eligible products. The program is valid through 2032 and contains recapture features if Bunge fails to meet program 
requirements, including job creation and production levels. For the year ended December 31, 2022, Bunge recorded program 
tax credits of $205 million in Net sales in the consolidated statement of income. At December 31, 2022, Bunge has recognized a 
$17 million reduction to Other current liabilities in the consolidated balance sheet related to benefits not yet realized.

Clean energy—Bunge receives cash grants from a governmental agency from the sale of clean energy. The program is 

valid through 2032 and contains recapture features if the Company does not follow program production efficiency 
requirements. For the year ended December 31, 2022, Bunge recorded program related cash grants of $19 million in Cost of 
goods sold in the consolidated statement of income. At December 31, 2022, Bunge has recognized a $10 million reduction to 
Trade accounts payable in the consolidated balance sheet related to benefits not yet realized. 

Recently Adopted Accounting Pronouncements

On January 1, 2022, the Company adopted Accounting Standards Update ("ASU") 2021-10, Government Assistance 
(Topic 832) - Disclosures by Business Entities About Government Assistance, which requires annual disclosures for transactions 
with a government authority that are accounted for by applying a grant or contribution accounting model by analogy. The 
guidance is effective for annual periods beginning after December 15, 2021. This guidance is applied prospectively to all 
transactions within the scope of the standard that are reflected in financial statements at the date of initial application and new 
transactions that are entered into after the date of initial application. See above for further details related to the adoption of this 
guidance. 

F-18

BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

On January 1, 2022, the Company adopted ASU 2020-06, Debt—Debt with Conversion and Other Options (Subtopic 

470-20) and Derivatives and Hedging—Contracts in Entity’s Own Equity (Subtopic 815-40), which simplifies the accounting 
for convertible instruments and contracts in an entity’s own equity. The guidance also addresses how convertible instruments 
are accounted for in the diluted earnings per share calculation and requires enhanced disclosures about the terms of convertible 
instruments and contracts in an entity’s own equity. This guidance will be applied prospectively to modifications or exchanges 
occurring on or after the effective date of the amendments. The adoption of this guidance did not have a material impact on 
Bunge's consolidated financial statements. 

In March 2020, the FASB issued ASU 2020-04, Reference Rate Reform (Topic 848) - Facilitation of the Effects of 

Reference Rate Reform on Financial Reporting, with subsequent updates through ASU 2021-01, which collectively provide 
temporary optional expedients and exceptions to the U.S. GAAP guidance on contract modifications and hedge accounting, to 
ease the financial reporting burden related to the expected market transition from the London Interbank Offered Rate 
("LIBOR") and other interbank offered rates to alternative reference rates. The guidance was effective upon issuance. 

In March 2021, the United Kingdom's Financial Conduct Authority ("FCA"), responsible for regulating LIBOR, 
announced that most LIBOR settings would be discontinued after December 31, 2021, except for certain USD LIBOR settings, 
which will continue through June 30, 2023. In September 2021, the FCA further announced that it will require the LIBOR 
benchmark administrator to publish sterling and Japanese yen LIBOR settings under a synthetic methodology based on term 
risk-free rates for the duration of 2022. These synthetic LIBOR settings will be available only for use in legacy contracts and 
are not for use in new business.

In December 2022, the FASB issued ASU 2022-06, Deferral of the Sunset Date of Topic 848, to ensure the relief in 

Topic 848 covers the period of time during which a significant number of modifications may take place. The ASU defers the 
sunset date of Topic 848 from December 31, 2022, to December 31, 2024, after which entities will no longer be permitted to 
apply the relief in Topic 848. The Company is applying this guidance prospectively to all eligible contract modifications 
through December 31, 2024. 

Bunge has utilized the relief provided by Topic 848 to ensure financial reporting results reflect the intended continuation 

of such contracts and arrangements during the period of the market-wide transition to alternative reference rates. The expedients 
allow an eligible modified contract to be accounted for and presented as a continuation of the existing contract.

The Company has identified its LIBOR-based contracts that have been, or will be, impacted by the cessation of LIBOR. 
The Company has actively worked with counterparties to incorporate fallback language in negotiated contracts, in addition to 
incorporating non-LIBOR reference rate and fallback language, when applicable, in new contracts. The modification of 
contracts is substantially complete. As of December 31, 2022, the adoption of this guidance has not had, and is not expected to 
have, a material impact on Bunge's consolidated financial statements.

F-19

2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

2. 

UKRAINE-RUSSIA WAR

On February 24, 2022, Russia initiated a military invasion of Ukraine (the "war"). Ukraine forms part of a key 

international grain originating region and is also the world’s largest supplier of sunflower seed and sunflower oil; commodities 
that cannot be completely replaced from other origins. The scope, intensity, duration and outcome of the ongoing war is 
uncertain, and any continuation or escalation of the war may have a material adverse effect on Bunge, including its Ukrainian 
and Russian operations. Further details concerning the impact of the war and its corresponding accounting considerations 
relating to Bunge's Ukrainian and Russian operations are provided below.  

Ukraine

Bunge's Ukrainian operations comprise two oilseed crushing facilities, located in Mykolaiv and Dnipropetrovsk, a grain 

export terminal in the Mykolaiv commercial seaport, numerous grain elevators, and an office in Kiev. The Company also 
operates a corn milling facility in Ukraine via a joint venture. Bunge currently maintains control over all of its material 
operations and facilities in Ukraine. 

As of the date of this report, no material damage has been noted at any of Bunge's Ukrainian facilities, including its 

Mykolaiv port facility, which sustained minor shelling damage earlier in the year. However, due to safety concerns, it is not 
always possible to conduct onsite physical inspections of all of the Company's Ukrainian facilities. 

Immediately after the start of the invasion, Bunge temporarily idled its Ukrainian operations. However, Bunge has 
subsequently restarted certain commercial and operational activities in Ukraine, including oilseed crushing, refining, and 
bottling activities at its Dnipropetrovsk facility, as well as certain exports from Ukraine, including via the Black Sea from three 
Ukrainian ports (Pivdennyi/Yuzhnvi, Odesa, and Chornomorsk; the "POC corridor"), under an agreement between Ukraine and 
Russia, brokered by the United Nations and Turkey. Although operations in Ukraine have steadily increased during recent 
months, they remain limited and are subject to Bunge's ability to perform activities safely as well as its access to adequate 
supplies of energy. Furthermore, Bunge's ability to continue these activities indefinitely is unknown.

The Company’s Ukrainian operations employ approximately 1,000 employees. While, as of the date of this report, some 

of the Company’s Ukrainian employees have been forced to relocate to other countries or elsewhere within Ukraine, our 
workforce remains largely intact. The safety of Bunge's employees is its top priority. The Company is actively providing 
support and resources to employees and their families who have been impacted by these events, and Bunge employees in 
neighboring countries have mobilized to provide accommodation, food, clothing, toys, and other supplies for displaced 
colleagues and their families. Bunge is also committed to supporting humanitarian efforts in Ukraine and has provided 
approximately $5 million in food products and monetary assistance to multiple relief organizations helping the people of 
Ukraine.    

In accordance with industry standards, Bunge has insured against many types of risks, including against certain of the 
losses that we have or may experience in the future. However, the Company's level of insurance may not cover all losses the 
Company could incur.

The condensed consolidated balance sheet and related discussion below provides information on the Company’s major 
classes of assets and liabilities in Ukraine. As of December 31, 2022, total assets and total liabilities associated with Bunge’s 
Ukrainian subsidiaries each comprise approximately 1% of Bunge’s consolidated Total assets and Total liabilities, respectively.

Due to the nature of the war and its rapidly shifting areas of active combat, it is currently not possible to obtain all 
information necessary to determine all financial statement impacts. As such, the various financial statement impacts and related 
disclosures presented in these financial statements represent management’s best estimates considering available facts and 
circumstances as of the date of this report.

The functional currency of Bunge’s Ukrainian subsidiaries is the U.S. dollar and the foreign exchange rates used to 
convert assets and liabilities denominated in Ukrainian hryvnia represent the official exchange rates published by the National 
Bank of Ukraine. Following the onset of the war, the Ukrainian government-imposed restrictions on companies’ abilities to 
repatriate or otherwise remit cash from their Ukrainian-based operations to locations outside Ukraine. However, these 
restrictions are not expected to persist indefinitely and the Ukrainian government has eased certain restrictions surrounding the 
payment of international purchase invoices during 2022. The restrictions have not adversely impacted the Company's Ukrainian 
operations. Bunge is able to readily purchase U.S. dollars and other non-Ukrainian currencies onshore in Ukraine to pay for 
imports of goods and allowed services, where needed. Bunge is also able to sell foreign currency onshore in Ukraine. Bunge 
continues to exercise control of and consolidates its Ukrainian subsidiaries.

F-20

BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

The condensed consolidated balance sheet related to the Company’s Ukrainian operations as of December 31, 2022 

consists of the following:  

(US$ in millions)

Current assets:

Trade accounts receivable (less allowances of zero)

Inventories

Other current assets

Total current assets

Property, plant and equipment, net

Other non-current assets
Total assets

Current liabilities:

Trade accounts payable and accrued liabilities

Short-term debt

Other current liabilities
Total current liabilities

Non-current liabilities
Total liabilities

December 31,
2022

$ 

$ 

$ 

$ 

3 

31 

38 

72 

132 

58 

262 

10 

110 

2 

122 

3 

125 

   Inventories—Bunge’s Ukrainian inventories generally comprise agricultural commodity inventories, primarily 
sunflower seeds, sunflower meal, sunflower oil, corn, and wheat. Due to their commodity characteristics, widely available 
markets, and international pricing mechanisms, such inventories are generally carried at fair value. Following the creation of the 
POC corridor during the third quarter of 2022 and extended through March 2023, Bunge is able to market and make available 
for delivery certain of its Ukrainian inventories at internationally-quoted prices. These inventories are carried at fair value as of 
December 31, 2022. Where the Company's inventories do not qualify to be recorded at fair value, primarily due to their 
physical location being close to active combat zones or in difficult to access locations with high costs of recovery, they are 
recorded at the lower of cost or net realizable value, by product category. In such instances, a thorough onsite physical 
inspection of the inventories is not currently possible due to safety concerns. As such, significant judgments have been made in 
estimating the net realizable value of the Company’s Ukrainian inventories. 

As of December 31, 2022, the Company evaluated the recoverability of its inventories inside Ukraine considering the 

latest information available to management regarding: the current status of the war; expectations regarding continued escalation 
of the conflict and the likelihood and timing of a potential peaceful resolution to the war; the physical location and condition of 
Bunge's inventories, including expectations regarding the timing of spoilage and the rate at which inventories can be transported 
from their current location to markets in other parts of Ukraine or exported to adjacent markets. As a result of this analysis, 
during the twelve months ended December 31, 2022, the Company recorded reserves of $71 million related to inventories 
physically located in occupied territories in Ukraine, or in difficult to access locations with high costs of recovery.

The Company also recorded $6 million in corresponding allowances for recoverable tax assets generated on the 

purchase of such inventories during the twelve months ended December 31, 2022.  

Other current assets—Comprises $27 million of marketable securities and other short-term investments and 

$11 million of various other items, as follows:

• Marketable securities and other short-term investments—Comprise Ukrainian ("on-shore") government debt 

securities, denominated in Ukrainian hryvnia. Bunge classifies these securities as “trading securities”, carried at fair 
value in the Company’s consolidated balance sheet, with changes in fair value recorded in the Company’s consolidated 
statements of income in the period in which they occur.

F-21

 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

In addition to the marketable securities and other short-term investments belonging to Bunge’s Ukrainian 

subsidiaries, as shown in the above balance sheet, certain of the Company’s non-Ukrainian subsidiaries hold certain 
U.S. dollar denominated, non-Ukrainian ("off-shore") corporate debt securities of issuers with significant exposure to 
Ukraine. The values of these off-shore securities are directly impacted by the ongoing war. Such items, also reported 
within Other current assets as marketable securities and other short-term investments, have been fully reserved with no 
outstanding balance as of December 31, 2022.

As a result of the war, trading in the Ukrainian and Ukrainian-exposed debt securities has largely ceased. 

Consequently, at December 31, 2022, the prices of such securities were determined using pricing models with inputs 
based on similar securities adjusted to reflect management’s best estimate of the specific characteristics of the 
securities held by the Company. Such inputs represent a significant component of the fair value of the securities held 
by the Company, resulting in the securities being classified as Level 3 in the Company’s table of assets and liabilities 
accounted for at fair value on a recurring basis in Note 16- Fair Value Measurements.

During the twelve months ended December 31, 2022, the Company recorded a combined $85 million loss on 
its on-shore and off-shore portfolios, within Other (expense) income – net, in the consolidated statement of income, of 
which $55 million relates to securities still held at December 31, 2022.

• Other—Primarily comprises recoverable taxes, net, prepaid expenses, and advance payments against contracts 

for future deliveries of specified quantities of agricultural commodities.

Property, plant, and equipment, net—As described above, since the onset of the war, Bunge’s Mykolaiv port facility 
has sustained immaterial damage. Accordingly, the Company has recorded impairment provisions of $2 million in relation to 
such damage, within Cost of goods sold, during the twelve months ended December 31, 2022. The expense was recorded in the 
Agribusiness segment.

In light of the war, as of December 31, 2022, Bunge evaluated the recoverability of its Ukrainian property, plant and 

equipment using an income method based on forecasts of expected future cash flows attributable to the respective assets under a 
range of possible outcomes, including those with reduced or no future cash flows, and concluded that the Company's Ukrainian 
property, plant and equipment, net was recoverable. The recoverability tests depend on a number of significant estimates and 
assumptions, including the likelihood and timing of a potential peaceful resolution to the war, the likelihood and timing of 
resuming Bunge's remaining Ukrainian operations, expectations around the size of future harvests in Ukraine and the 
availability and costs of raw materials commodities and inputs, and market demand levels for products. The Company believes 
these estimates and assumptions are reasonable, and the reported amounts are not highly sensitive to any individual assumption 
underlying the recoverability tests. However, future changes in the judgments, assumptions, and estimates used in these 
recoverability tests could result in different conclusions regarding the recoverability of the Company's Ukrainian property, plant 
and equipment and may result in the need for the Company to record non-cash impairment charges of its Ukrainian property, 
plant and equipment at such time.

Other non-current assets—Comprises $35 million of deferred tax assets, $11 million of operating lease right-of-use 
assets associated with Bunge’s facilities, $5 million of recoverable taxes, net, expected to be realized in periods greater than 
twelve months from the balance sheet date, and $7 million of various other items. 

Trade accounts payable and accrued liabilities—Comprise amounts owed by the Company’s Ukrainian subsidiaries 

for goods delivered to or services consumed by such subsidiaries in the ordinary course of business.

Short-term debt—Bunge's short-term debt represents Ukrainian hryvnia denominated debt, primarily used to fund 

working capital requirements, issued by Ukrainian branches of non-Ukraine-based financial institutions.

Russia 

In response to Russia's invasion of Ukraine, the United States, other North Atlantic Treaty Organization ("NATO") 
member states, as well as non-member states, have announced targeted economic sanctions on Russia, certain Russian citizens 
and Russian enterprises. 

On September 16, 2022, Bunge signed an agreement to sell its remaining Russian operations, primarily comprising an 

oilseed crushing and refining facility in Voronezh, southwest Russia, to Karen Vanetsyan. On February 3, 2023, the transaction 
closed in accordance with the terms of the agreement. Bunge continued to maintain control over its Russian subsidiary and 
related operations, and utilize the Russian ruble (RUB) as the functional currency of the Russian subsidiary, through the 
completion of the transaction. Please refer to Note 3- Acquisitions and Dispositions for further details regarding the transaction. 

F-22

BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

3. ACQUISITIONS AND DISPOSITIONS

Assets held for sale

Russian Oilseed Processing and Refining Operations Disposition

On September 16, 2022, Bunge signed an agreement to sell its remaining Russian operations, primarily comprising an 

oilseed crushing and refining facility in Voronezh, southwest Russia, to Karen Vanetsyan (the "Buyer"), in exchange for a cash 
price approximately equal to the book value of the disposal group's net assets. On January 9, 2023, Bunge and the Buyer agreed 
to a purchase price adjustment. The purchase price adjustment and cumulative translation adjustment losses, among other items 
related to the disposal group, resulted in a corresponding impairment loss on sale of $103 million, recognized in Cost of goods 
sold for the year ended December 31, 2022. In connection with the transaction, Bunge has agreed to indemnify the Buyer 
against certain legal claims involving Bunge's Russian subsidiary. Management believes the likelihood of any loss related to the 
claims underlying the expected indemnity is remote. On February 3, 2023, the transaction closed in accordance with the terms 
of the agreement with no material impact to the consolidated statement of income in the first quarter of 2023.

The following table presents the disposal group's major classes of assets and liabilities included in Assets held for sale 
and Liabilities held for sale, respectively, on the consolidated balance sheet as of December 31, 2022. Intercompany balances 
between the disposal group and other Bunge consolidated entities have been omitted. Assets held for sale comprise $14 million 
and $22 million, reported under the Agribusiness segment and Refined and Specialty Oils segment, respectively. Liabilities 
held for sale comprise $7 million and $11 million, reported under the Agribusiness segment and Refined and Specialty Oils 
segment, respectively.

(US$ in millions)

Cash and cash equivalents

Trade accounts receivable (less allowances of zero)

Inventories

Other current assets

Property, plant and equipment, net

Goodwill & Other intangible assets, net

Other non-current assets

Impairment reserve
Assets held for sale

Trade accounts payable and accrued liabilities

Other  current liabilities
Total liabilities held for sale

Dispositions

Mexico Wheat Milling Disposition

December 31,
2022

$ 

$ 

$ 

$ 

22 

16 

32 

12 

24 

10 

9 

(89) 
36 

6 

12 
18 

On October 12, 2021, Bunge entered into an agreement to sell substantially all of its wheat milling business in Mexico in 
exchange for cash proceeds approximately equal to the book value of property, plant and equipment, net, plus an additional sum 
in consideration for the value of net working capital to be transferred upon closing. Additionally, cumulative translation 
adjustments, among other items related to the disposal group, resulted in a corresponding impairment loss on sale of 
$170 million, recognized in Cost of goods sold for the year ended December 31, 2021. The Company also incurred a 
$30 million tax expense in connection with the disposal. On September 14, 2022, the transaction closed in accordance with the 
terms of the agreement.

F-23

 
 
 
 
 
 
 
 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

 The following table presents the book values of the major classes of assets and liabilities that were included in the 

disposal group, reported under the Milling segment:

(US$ in millions)

Trade accounts receivable

Inventories

Other current assets

Property, plant and equipment, net

Operating lease assets

Goodwill & Other intangible assets, net

Impairment reserve
Assets 

Trade accounts payable

Current operating lease obligations

Other current liabilities
Liabilities

US Grain Disposition

$ 

$ 

$ 

$ 

73 

187 

7 

164 

2 

86 

(170) 

349 

13 

1 

5 

19 

On April 21, 2020, Bunge announced that it had entered into an agreement to sell a portfolio of interior grain elevators 

located in the United States. On July 9, 2021, the transaction closed in accordance with the terms of the agreement. Upon 
closing, Bunge received cash proceeds of $298 million in consideration for the book value of property, plant and equipment, 
net, plus an additional sum in consideration for the value of net working capital transferred on the date of closing, resulting in a 
gain on sale of $158 million recognized in Other (expense) income—net, for the year ended December 31, 2021.

The following table presents the book values of the major classes of assets and liabilities that were included in the 

disposal group, reported under the Agribusiness segment:

(US$ in millions)

Inventories

Other current assets

Property, plant and equipment, net
Operating lease assets

Goodwill 
Assets

Trade accounts payable

Current operating lease obligations

Other current liabilities
Non-current lease obligations
Liabilities

$ 

$ 

$ 

$ 

111 

155 

128 
6 

6 

406 

43 

1 

6 

5 

55 

Rotterdam Oils Refinery Disposition

On November 4, 2020, Bunge announced that its Bunge Loders Croklaan joint venture had entered into an agreement to 
sell its oil refinery located in Rotterdam, Netherlands. Bunge is leasing back the facility from the buyer in a phased transition 

F-24

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

through 2024 so that it can continue to supply its customers with its products. The transaction, accounted for as an asset sale, 
closed during the first quarter of 2021. The Company recorded a gain of $219 million on the sale, including the noncontrolling 
interest portion, which was recorded within Other (expense) income—net, in the consolidated statement of income for the year 
ended December 31, 2021.

The following table presents the book values of the major classes of assets and liabilities that were included in the 

disposal group, reported under the Refined and Specialty Oils segment:

(US$ in millions)

Other current assets

Property, plant and equipment, net

Operating lease assets

Assets

Current operating lease obligations

Other current liabilities

Deferred income taxes

Non-current lease obligations
Liabilities

Mexico Oils Facility Disposition

$ 

$ 

$ 

$ 

3 

94 

6 

103 

1 

5 

7 

5 

18 

During 2021, Bunge completed the sale of its oils packaging facility in Queretaro, Mexico. The transaction primarily 
includes the location's property, plant and equipment and related processes. The Company recorded a gain of $19 million on the 
sale, which was recorded within Other (expense) income—net in the consolidated statement of income.

The following table presents the book values of the major classes of assets included in the disposal group, reported under 

the Refined and Specialty Oils segment:

(US$ in millions)

Property, plant and equipment, net

Goodwill

Assets

$ 

$ 

7 

1 

8 

Brazilian Margarine and Mayonnaise Disposition

On December 20, 2019, Bunge announced that it had entered into an agreement to sell its margarine and mayonnaise 

assets in Brazil to a third party. The transaction included three production plants and certain related brands. The sale was 
completed during the fourth quarter of 2020. The Company recorded a $98 million gain on the sale within Other (expense) 
income—net in the consolidated statement of income. 

F-25

 
 
 
 
 
 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

The following table presents the book values of the major classes of assets and liabilities that were included in the 

disposal group, reported under the Refined and Specialty Oils segment:

(US$ in millions)

Inventories

Property, plant and equipment, net

Other intangible assets, net
Assets

Other current liabilities
Liabilities

$ 

$ 

$ 

$ 

24 

33 

3 

60 

5 

5 

Woodland, California Rice Mill Disposition

On November 10, 2020, Bunge announced that it had agreed to sell its rice mill in Woodland, California, together with 
related working capital, for $25 million. The sale was finalized during the fourth quarter of 2020, and as the sale price, net of 
applicable transaction costs, substantially equaled net book value, no material gain or loss was recorded on the sale. 

The following table presents the book values of the major classes of assets and liabilities that were included in the 

disposal group, which were reported under the Milling segment:

(US$ in millions)

Accounts receivable

Inventories

Other current assets

Property, plant and equipment, net
Assets

Trade accounts payable
Liabilities

$ 

$ 

$ 

$ 

1 

10 

11 

16 

38 

14 

14 

4. TRADE STRUCTURED FINANCE PROGRAM

The Company engages in various trade structured finance activities to leverage the value of its global trade flows. For the 

years ended December 31, 2022, 2021 and 2020, net returns from these activities were $32 million, $31 million, and $25 
million, respectively, and were included as a reduction of Cost of goods sold in the accompanying consolidated statements of 
income. These activities include programs under which Bunge generally obtains U.S. dollar-denominated letters of credit 
("LCs") from financial institutions, each based on an underlying commodity trade flow, time deposits denominated in either the 
local currency of the financial institutions' counterparties or in U.S. dollars, as well as foreign exchange forward contracts, in 
which trade related payables are set-off against receivables, all of which are subject to legally enforceable set-off agreements.

As of December 31, 2022 and 2021, time deposits and LCs of $5,901 million and $6,543 million, respectively, were 
presented net on the consolidated balance sheets as the criteria of ASC 210-20, Offsetting, had been met. At December 31, 2022 
and 2021, time deposits, including those presented on a net basis, carried weighted-average interest rates of 3.46% and 1.08%, 
respectively. During the years ended December 31, 2022, 2021 and 2020, total net proceeds from issuances of LCs were $5,826 
million, $6,522 million and $4,654 million, respectively. These cash inflows are offset by the related cash outflows resulting 
from placement of the time deposits and repayment of the LCs. All cash flows related to the programs are included in operating 
activities in the consolidated statements of cash flows.

As part of the trade structured finance activities, LCs may be sold to financial institutions on a discounted basis. Bunge 

does not service derecognized LCs. The terms of the sale may require the Company to continue to make periodic interest 
payments to financial institutions based on changes in the Secured Overnight Financing Rate ("SOFR"), or LIBOR for trades 

F-26

 
 
 
 
 
BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

prior to January 1, 2022, for a period of up to 365 days. Bunge’s payment obligation to financial institutions as part of the trade 
structured finance activities, including any unrealized gain or loss on changes in interest rates, is included in Other current 
liabilities and is not significant as of December 31, 2022 and 2021. The notional amounts of LCs subject to continuing variable 
interest payments that have been derecognized from the Company's consolidated balance sheets as of December 31, 2022 and 
2021 are included in Note 17- Derivative Instruments and Hedging Activities. The net gain or loss included in Cost of goods 
sold resulting from the fair valuation of such variable interest rate obligations is not significant for the years ended 
December 31, 2022, 2021 and 2020.

5. TRADE ACCOUNTS RECEIVABLE AND TRADE RECEIVABLES SECURITIZATION PROGRAM

Trade Accounts Receivable

Changes to the allowance for expected credit losses related to Trade accounts receivable are as follows:

 Twelve Months Ended December 31, 2022

Rollforward of the Allowance for Credit Losses (US$ in millions)
Allowance as of January 1, 2022
Current period provisions 
Recoveries
Write-offs charged against the allowance
Transfers(2)
Foreign exchange translation differences
Allowance as of December 31, 2022 

Short-term Long-term (1)
85  $ 
65   
(39)  
(24)  
4   
(1)  
90  $ 

47  $ 
1   
(1)  
(3)  
—   
2   
46  $ 

$ 

$ 

Total

132 
66 
(40) 
(27) 
4 
1 
136 

(1) Long-term portion of the allowance for credit losses is included in Other non-current assets.
(2) Transfers represent an increase in the allowance on owed receivables resulting from the repurchase of receivables 

previously included in the securitization program as a result of the November 16, 2022 amendment described below. 

 Twelve Months Ended December 31, 2021

Rollforward of the Allowance for Credit Losses (US$ in millions)
Allowance as of January 1, 2021
Current period provisions 
Recoveries
Write-offs charged against the allowance
Foreign exchange translation differences
Allowance as of December 31, 2021 

Short-term Long-term (1)
93  $ 
35   
(31)  
(9)  
(3)  
85  $ 

51  $ 
—   
(2)  
—   
(2)  
47  $ 

$ 

$ 

Total

144 
35 
(33) 
(9) 
(5) 
132 

(1) Long-term portion of the allowance for credit losses is included in Other non-current assets.

Trade Receivables Securitization Program

Bunge and certain of its subsidiaries participate in a trade receivables securitization program (the "Program") with a 
financial institution, as administrative agent, and certain commercial paper conduit purchasers and committed purchasers 
(collectively, the “Purchasers”). Koninklijke Bunge B.V., a wholly owned subsidiary of Bunge, acts as master servicer, 
responsible for servicing and collecting the accounts receivable for the Program. The Program is designed to enhance Bunge’s 
financial flexibility by providing an additional source of liquidity for its operations.

F-27

 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

On March 31, 2022, Bunge and certain of its subsidiaries renewed and amended the Program. As a result, the aggregate 

size of the facility that provides funding against receivables sold into the Program increased by $175 million from $925 million 
to $1.1 billion. Bunge may also, from time to time with the consent of the administrative agent, request one or more of the 
existing committed purchasers or new committed purchasers to increase the total commitments by an amount not to exceed 
$250 million pursuant to an accordion provision. The Program was further amended to add sustainability provisions, pursuant 
to which the applicable margin will be increased or decreased based on Bunge's performance in comparison with certain 
sustainability targets, including, but not limited to, recently established science-based targets that define Bunge's climate goals 
within its operations and a commitment to a deforestation-free supply chain in 2025.  

In connection with the Program, certain of Bunge’s U.S. and non-U.S subsidiaries that originate trade receivables may 

sell eligible receivables in their entirety on a revolving basis to a consolidated bankruptcy remote special purpose entity, Bunge 
Securitization B.V. (“BSBV”) formed under the laws of  the Netherlands. Prior to November 16, 2022, BSBV sold such 
purchased trade receivables to the Purchasers pursuant to a receivables transfer agreement. In exchange for the sale of the trade 
receivables, Bunge received a cash payment up to $1.1 billion and an additional amount upon the collection of the trade 
receivables, referred to as the deferred purchase price (“DPP”). In accordance with the amended guidance of ASC 230, 
Statement of Cash Flows, Bunge reflects cash flows related to the DPP as investing activities in its consolidated statements of 
cash flows. All other Program related cash flows are classified as operating activities in the consolidated statements of cash 
flows.  

On November 16, 2022, Bunge and certain of its subsidiaries amended the Program from a deferred purchase price 
structure to a pledge structure. Under the new structure, BSBV transfers certain trade receivables to the Purchasers in exchange 
for a cash payment up to $1.1 billion and retains ownership of a population of unsold receivables. BSBV agrees to guaranty the 
collection of sold receivables and grants a lien to the administrative agent on all unsold receivables. Collections on unsold 
receivables and guarantee payments are classified as operating activities in Bunge’s consolidated statements of cash flows.  

At November 16, 2022, the effective date of the amended Program, $741 million of sold receivables were repurchased 

through a non-cash investing exchange of DPP. The fair value of the repurchased receivables equaled the fair value of the DPP 
and there were no other rights or obligations involved in the exchange of the repurchased receivables and DPP. As of December 
31, 2022, the Company collected $646 million of repurchased receivables, which are reported as Proceeds from interest in 
securitized trade receivables under investing activities in the consolidated statements of cash flows.  

The Program will terminate on May 17, 2031; however, each committed purchaser's commitment to purchase trade 
receivables under the Program will terminate on May 17, 2025, unless extended for an additional period in accordance with the 
terms of the receivables transfer agreement.

(US$ in millions)
Receivables sold which were derecognized from Bunge's balance sheet (1)
Receivables pledged to the administrative agent and included in Trade accounts receivable
Deferred purchase price included in Other current assets (1)

December 31,

2022

2021

$ 

$ 
$ 

1,100  $ 

1,426 

583  $ 
—  $ 

— 
496 

(1) Total funding against receivables sold into the Program was $1.1 billion and $925 million as of December 31, 2022 

and December 31, 2021, respectively.

Under the Program’s previous structure, Bunge's risk of loss following the sale of the trade receivables was limited to the 

DPP, included in Other current assets in the consolidated balance sheets (see Note 7- Other Current Assets). The DPP was 
repaid in cash as receivables were collected, generally within 30 days. Under the amended structure, Bunge’s risk of loss 
following the sale of the trade receivables is substantially the same and limited to the assets of BSBV, primarily comprised of 
unsold receivables pledged to the administrative agent. Provisions for delinquencies and credit losses on trade receivables sold 
under the Program as of  December 31, 2022, 2021 and 2020 were zero, $5 million, and $5 million, respectively.

F-28

BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

The table below summarizes the cash flows and discounts of Bunge's trade receivables associated with the Program. 

Servicing fees under the Program were not significant in any period.

(US$ in millions)

Gross receivables sold

Proceeds received in cash related to transfer of receivables (1)

Cash collections from customers on receivables previously sold

Discounts related to gross receivables sold included in SG&A

Years Ended December 31,

2022

2021

2020

$ 

$ 

$ 

$ 

17,248  $ 

14,648  $ 

16,340  $ 

14,018  $ 

17,450  $ 

14,230  $ 

23  $ 

7  $ 

10,964 

10,648 

9,746 

10 

(1) Prior to November 16, 2022, the Company recognized these proceeds net of the DPP, consisting of a receivable from 
the Purchasers that entitled the Company to certain collections on the receivable. The Company recognized the 
collection of the DPP in net cash provided by investing activities in the consolidated statements of cash flows. As a 
result of the November 16, 2022 amendment, Bunge will report collections on newly originated, unsold receivables 
held by BSBV as operating cash flows in the consolidated statements of cash flows. 

Non-cash activity for the Program in the reporting period is represented by the difference between gross receivables sold 
and cash collections from customers on receivables previously sold, as well as the non-cash activity noted above resulting from 
the November 16, 2022 amendment.

6. INVENTORIES

Inventories by segment are presented below. The Company engages in trading and distribution, or merchandising 

activities, and part of RMI can be attributable to such activities and is not held for processing.  

(US$ in millions)

Agribusiness(1)

Refined and Specialty Oils(2)
Milling (3)
Corporate and Other

Total

December 31,

2022

2021

$ 

6,756  $ 

1,316 

332 

4 

6,800 

1,310 

319 

2 

$ 

8,408  $ 

8,431 

(1)

(2)

(3)

Includes RMI of $6,286 million and $6,490 million at December 31, 2022 and 2021, respectively. Assets held for sale 
includes RMI of $26 million and zero at December 31, 2022 and 2021, respectively. Of the total RMI, $4,789 million 
and $4,857 million can be attributable to merchandising activities at December 31, 2022 and 2021, respectively.

Includes RMI of $271 million and $257 million at December 31, 2022 and 2021, respectively.

Includes RMI of $97 million and $122 million at December 31, 2022 and 2021, respectively. 

F-29

 
 
 
 
 
 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

7. OTHER CURRENT ASSETS

Other current assets consist of the following:

(US$ in millions)

Unrealized gains on derivative contracts, at fair value

Prepaid commodity purchase contracts (1)

Secured advances to suppliers, net (2)

Recoverable taxes, net

Margin deposits

Marketable securities and other short-term investments (3)

Deferred purchase price receivable (4)

Income taxes receivable

Prepaid expenses

Restricted cash

Other

Total

December 31,

2022

2021

$ 

1,597  $ 

1,630 

254 

365 

365 

791 

119 

— 

102 

376 

26 

386 

186 

375 

347 

569 

520 

496 

47 

380 

3 

198 

$ 

4,381  $ 

4,751 

(1) Prepaid commodity purchase contracts represent advance payments against contracts for future delivery of specified 

quantities of agricultural commodities.

(2) Bunge provides cash advances to suppliers, primarily Brazilian soybean farmers, to finance a portion of the suppliers' 
production costs, primarily to secure the origination of soybeans for Bunge's soybean processing facilities in Brazil. 
Bunge does not bear any of the costs or operational risks associated with growing the related crops. The ability of 
Bunge's counterparties to repay these amounts is affected by agricultural economic conditions in the relevant 
geography, which are in turn affected by commodity prices, currency exchange rates, crop input costs, and crop quality 
and yields. As a result, the advances are largely collateralized by future crops and physical assets of the suppliers, 
carry a local market interest rate, and settle when the farmers' crops are harvested and sold. 

The secured advances to farmers are reported net of allowances of $7 million and $3 million at December 31, 2022 and 
December 31, 2021, respectively. Bunge periodically evaluates the collectability of Bunge’s farmer receivables and 
records allowances if Bunge determines that collection is doubtful. Bunge bases the Company’s determination of the 
allowance of analyses of the credit quality of individual accounts, also considering the economic and financial 
condition of the farming industry and other market conditions, as well as the value of any collateral related to amounts 
owed. Bunge continuously reviews defaulted farmer receivables for impairment on an individual account basis. Bunge 
considers all accounts in legal collection processes to be defaulted and past due. For such accounts, Bunge determines 
the allowance for uncollectible amounts based on the fair value of the associated collateral, net of estimated costs to 
sell. For all renegotiated accounts (current and past due), Bunge considers changes in farm economic conditions and 
other market conditions, Bunge’s historical experience related to renegotiated accounts, and the fair value of collateral 
in determining the allowance for doubtful accounts.   
Interest earned on secured advances to suppliers of $22 million, $26 million, and $31 million, for the years ended 
December 31, 2022, 2021, and 2020, respectively, is included in Net sales in the consolidated statements of income.

(3)

 Marketable securities and other short-term investments—Bunge invests in foreign government securities, corporate 
debt securities, deposits, equity securities, and other securities. The following is a summary of amounts recorded in the 
consolidated balance sheets as marketable securities and other short-term investments.

F-30

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

(US$ in millions)

Foreign government securities

Corporate debt securities

Equity securities

Other

December 31,

2022

2021

$ 

68  $ 

— 

23 

28 

Total marketable securities and other short-term investments

$ 

119  $ 

261 

158 

60 

41 

520 

As of December 31, 2022 and 2021, $89 million and $479 million, respectively, of marketable securities and other 
short-term investments are recorded at fair value. All other investments are recorded at cost, and due to the short-term 
nature of these investments, their carrying values approximate fair values. For the years ended December 31, 2022,  
2021, and 2020, unrealized gains/(losses) of $(140) million, $47 million, and $18 million, respectively, have been 
recorded and recognized in Other (expense) income - net for investments held at December 31, 2022, 2021, and 2020.

(4) Deferred purchase price receivable represents additional credit support for the Purchasers in Bunge's trade receivables 
securitization program. On November 16, 2022, Bunge and certain of its subsidiaries amended the Program from a 
deferred purchase price to a pledge structure (see Note 5- Trade Accounts Receivable and Trade Receivable 
Securitization Program for details). 

8. PROPERTY, PLANT AND EQUIPMENT

Property, plant and equipment consist of the following:

(US$ in millions)

Land

Buildings

Machinery and equipment

Furniture, fixtures and other

Construction in progress

Gross book value

Less: accumulated depreciation and depletion
Total property, plant and equipment, net

December 31,

2022

2021

$ 

342  $ 

1,752 

4,576 

583 

583 

7,836 

(4,219)   
3,617  $ 

$ 

342 

1,738 

4,508 

601 

330 

7,519 

(4,020) 
3,499 

Bunge's capital expenditures amounted to $593 million, $437 million, and $384 million during the years ended December 

31, 2022, 2021, and 2020, respectively. Included in these capitalized expenditures was capitalized interest on construction in 
progress of $3 million, $2 million, and $1 million for the years ended December 31, 2022, 2021, and 2020, respectively. 
Depreciation and depletion expense was $363 million, $376 million, and $384 million for the years ended December 31, 2022, 
2021, and 2020, respectively.

9. GOODWILL

Bunge generally performs its annual goodwill impairment analysis during the fourth quarter. If events or indicators of 

impairment occur between annual impairment analyses, the Company performs an impairment analysis at that date. These 
events or circumstances could include a significant change in the business climate, legal factors, operating performance 
indicators, competition, or the sale or disposition of a significant asset. In testing for a potential impairment of goodwill, the 
Company: (1) validates changes, if any, to its reporting units with goodwill balances; (2) allocates goodwill to its reporting 
units to which acquired goodwill relates; (3) determines the carrying value, or book value, of its reporting units; (4) estimates 
the fair value of each reporting unit using a discounted cash flow model and/or using market multiples; (5) compares the fair 
value of each reporting unit to its carrying value; and (6) if the estimated fair value of a reporting unit is less than the carrying 

F-31

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

value, the Company recognizes an impairment charge for such amount, not to exceed the total amount of goodwill allocated to 
that reporting unit. 

Critical estimates in the determination of fair value under both the income and market approach include, but are not 

limited to, assumptions about variables such as commodity prices, crop and related throughput and production volumes, 
profitability, future capital expenditures, other expenses, and discount rates, all of which are subject to a high degree of 
judgment.

Changes in the carrying value of goodwill by segment for the years ended December 31, 2022 and 2021 are as follows:

(US$ in millions)

Cost:

Balance at December 31, 2021
Reclassification to assets held for sale(1)
Disposals 

Foreign currency translation
Balance at December 31, 2022

Accumulated impairment losses:

Balance at December 31, 2021

Impairment charge for the period

Disposals

Foreign currency translation
Balance at December 31, 2022

Agribusiness

Refined and 
Specialty Oils

Milling

Sugar and
Bioenergy

Total

$ 

210  $ 

313  $ 

81  $ 

—  $ 

(3)  

—   

(4)  
203   

(2)  

—   

—   

—   
(2)  

—   

—   

(21)  
292   

(115)  

—   

—   

10   
(105)  

—   

—   

4   
85   

(3)  

—   

—   

—   
(3)  

—   

—   

—   
—   

—   

—   

—   

—   
—   

604 

(3) 

— 

(21) 
580 

(120) 

— 

— 

10 
(110) 

Net carrying value at December 31, 2022

$ 

201  $ 

187  $ 

82  $ 

—  $ 

470 

(US$ in millions)

Cost:

Balance at December 31, 2020
Reclassification to assets held for sale(2)
Disposals
Foreign currency translation
Balance at December 31, 2021

Accumulated impairment losses:

Balance at December 31, 2020

Impairment charge for the period 

Disposals 

Foreign currency translation
Balance at December 31, 2021

Agribusiness

Refined and 
Specialty Oils

Milling

Sugar and
Bioenergy

Total

$ 

224  $ 

326  $ 

—   

(1)  
(13)  
210   

(2)  

—   

—   

—   
(2)  

—   

(1)  
(12)  
313   

(115)  

—   

—   

—   
(115)  

156  $ 

(69)  

—   
(6)  
81   

(3)  

—   

—   

—   
(3)  

—  $ 

—   

—   
—   
—   

—   

—   

—   

—   
—   

706 

(69) 

(2) 
(31) 
604 

(120) 

— 

— 

— 
(120) 

Net carrying value at December 31, 2021

$ 

208  $ 

198  $ 

78  $ 

—  $ 

484 

(1) During the year ended December 31, 2022, the Company announced it had entered into an agreement to sell its 

operations in Russia. On February 3, 2023, the transaction closed in accordance with the terms of the agreement. Refer 
to Note 3- Acquisitions and Dispositions for details. 

F-32

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

(2) During the year ended December 31, 2021, the Company announced it had entered into an agreement to sell 

substantially all of its wheat milling business in Mexico. This transaction was complete during the third quarter of 
2022. Refer to Note 3- Acquisitions and Dispositions for details. 

10. OTHER INTANGIBLE ASSETS

Other intangible assets are all finite-lived and consist of the following:

(US$ in millions)

Gross carrying amount:

Trademarks/brands

Licenses

Port rights

Customer relationships

Patents

Other

Accumulated amortization:

Trademarks/brands

Licenses

Port rights

Customer relationships

Patents

Other

December 31,

2022

2021

$ 

151  $ 

10 

63 

293 

128 

41 

686 

(90)   

(10)   

(17)   

(110)   

(73)   

(26)   

(326)   

360  $ 

169 

12 

59 

308 

134 

56 

738 

(90) 

(11) 

(14) 

(94) 

(65) 

(33) 

(307) 

431 

Other intangible assets, net

$ 

Amortization expense was $41 million, $48 million, and $49 million for the years ended December 31, 2022, 2021 and 

2020, respectively. The estimated future amortization expense is as follows: $40 million for 2023; $39 million for 2024; 
$38 million for 2025; $38 million for 2026; and $37 million for 2027. 

During the year ended December 31, 2022, the Company announced it had entered into an agreement to sell its remaining 
Russian operations. As a result of this transaction, $7 million of Other intangible assets, net have been transferred to Assets held 
for sale as of December 31, 2022. On February 3, 2023, the transaction closed in accordance with the terms of the agreement. 
Refer to Note 3- Acquisitions and Dispositions for details. 

During the year ended December 31, 2021, the Company announced it had entered into an agreement to sell substantially 

all of its wheat milling business in Mexico. As a result of this transaction, $17 million of Other intangible assets, net had been 
transferred to Assets held for sale as of December 31, 2021. This transaction was completed during the third quarter of 2022. 
Refer to Note 3- Acquisitions and Dispositions for details.

F-33

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

11. IMPAIRMENTS

For the year ended December 31, 2022, Bunge recorded a pre-tax impairment charge of $103 million, in Cost of goods 
sold, related to the classification of our Russian operations as held-for-sale (see Note 3- Acquisitions and Dispositions) as well 
as $2 million related to damaged sustained to the Company's Mykolaiv port facility in Ukraine as a result of the Ukraine-Russia 
war (see Note 2- Ukraine-Russia War). The charge was recorded as $42 million charge to the Agribusiness segment, 
$52 million charge to the Refined and Specialty Oils segment, and the remaining portion of the impairment charge was 
recorded to Corporate and Other. Bunge also recorded impairment charges of $53 million in Income (loss) from affiliates 
associated with two of its equity method investments, see Note 12- Investments in Affiliates and Variable Interest Entities for 
further details. The impairment charge was recorded to Corporate and Other.

For the year ended December 31, 2021, Bunge recorded a pre-tax impairment charge of $170 million, in Cost of goods 

sold, related to the classification of our Mexican wheat milling business as held-for-sale (see Note 3- Acquisitions and 
Dispositions). The charge was recorded in the Milling segment. This transaction was completed during the third quarter of 
2022. Bunge also recorded pre-tax impairment charges of $50 million, which includes $15 million attributable to noncontrolling 
interests, in Cost of goods sold, related to an oils facility in China. The charge was recorded in the Refined and Specialty Oils 
segment.

12. INVESTMENTS IN AFFILIATES AND VARIABLE INTEREST ENTITIES

Bunge participates in various unconsolidated joint ventures and other investments accounted for using the equity method.  

The Company records its interest in the net earnings of its equity method investees, along with the amortization of basis 
differences, within Income (loss) from affiliates, in the consolidated statements of income. Basis differences represent 
differences between the cost of the investment and the underlying equity in net assets of the investment and are amortized over 
the lives of the related assets that gave rise to them. At December 31, 2022 and 2021, the aggregate of all basis differences was 
a credit of $114 million, including $113 million of amortizable basis difference, and $169 million, including $144 million of 
amortizable basis difference, respectively, primarily associated with BP Bunge Bioenergia. Certain significant equity method 
investments at December 31, 2022 are described below. Bunge allocates equity in earnings of affiliates to its reporting 
segments.

Agribusiness

Agricola Alvorada S.A. - Bunge has a 37% ownership interest in an agribusiness company in Brazil that complements its 

grain origination business.

Agrofel Grãos e Insumos. - Bunge has a 30% ownership interest in an agricultural inputs reseller in Brazil that 

complements its soybean origination business.

Complejo Agroindustrial Angostura S.A. ("CAIASA") - Bunge has a 33% ownership interest in an oilseed processing 

facility joint venture with Louis Dreyfus Company and Aceitera General Deheza S.A. ("AGD") in Paraguay.

CoverCress Inc. - As a result of the transaction referenced in Note 1- Nature of Business, Basis of Presentation and 
Significant Accounting Policies, CoverCress Inc. was moved from Corporate and Other to the Agribusiness segment. Bunge has 
a 22% ownership interest in a company that has developed a novel low carbon-intensity winter oilseed crop called 
CoverCress™. 

G3 Global Holding GP Inc. - Bunge has a 25% ownership interest in G3 Global Holding GP Inc., a joint venture with 

Saudi Agricultural and Livestock Investment Company ("SALIC") that operates grain facilities in Canada.

Navegações Unidas Tapajós S.A. ("Tapajos") - Bunge has a 50% ownership interest in Tapajos, a joint venture with 

Amaggi Exportaçao E Importaçao to operate inland waterway transportation between the municipalities of Itaituba and 
Barcarena, Brazil. The Tapajos complex is mainly dedicated to exporting soybeans and grains from Brazil. 

Sinagro Produtos Agropecuários S.A. ("Sinagro") - Bunge has a 33% ownership interest in a Brazilian distributor of 

agricultural inputs and originator of grains that complements Bunge's grain origination business. 

Terminais do Graneis do Guaruja ("TGG") - Bunge has a 57% ownership interest in TGG, a joint venture with Amaggi 

International Ltd. to operate a port terminal in Santos, Brazil, for the reception, storage and shipment of solid bulk cargoes.

F-34

 
BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Terminal 6 S.A. and Terminal 6 Industrial S.A. - Bunge has a joint venture, Terminal 6 S.A., in Argentina with AGD for 

the operation of a port facility located in the Santa Fe province of Argentina. Bunge is also a party to a second joint venture 
with AGD, Terminal 6 Industrial S.A., that operates a crushing facility located adjacent to the port facility. Bunge owns 40% 
and 50%, respectively, of these joint ventures.

Vietnam Agribusiness Holdings Ptd. Ltd ("VAH") - Bunge has a 50% ownership in VAH, with Wilmar International 

Limited ("Wilmar") owning the remaining 50%. VAH owns 100% of the shares of an oilseed processing facility in Vietnam.

Sugar and Bioenergy

BP Bunge Bioenergia - Bunge has a 50% ownership interest in BP Bunge Bioenergia, a joint venture with BP. BP Bunge 

Bioenergia is a leading company in the ethanol, biopower, and sugar market in Brazil.

ProMaiz - Bunge has a 50% ownership interest in a corn wet milling facility joint venture with AGD in Argentina for the 

production of ethanol.

Corporate and Other

Australia Plant Proteins ("APP") - Bunge has a 22% ownership interest in a start-up manufacturer of novel protein 
ingredients in Australia that complements Bunge's existing businesses. See below for further details regarding impairment 
charges related to this investment in affiliate recorded during the year ended December 31, 2022.

Merit Functional Foods Corp. ("Merit") - Bunge has a 29% ownership interest in a start-up manufacturer of novel protein 

ingredients in Canada that complements Bunge's existing businesses. See below for further details regarding impairment 
charges related to this investment in affiliate recorded during the year ended December 31, 2022.

Summarized financial information, combined, for all of Bunge's equity method investees is as follows:

(US$ in millions)

Current assets

Noncurrent assets

Total assets

Current liabilities

Noncurrent liabilities
Total liabilities

(US$ in millions)

Net sales

Gross profit

Net income (loss)

December 31,

2022

2021

4,257  $ 

3,612 

7,869  $ 

2,978  $ 

2,150 
5,128  $ 

3,416 

3,446 

6,862 

2,373 

2,156 
4,529 

$ 

$ 

$ 

$ 

Years ended December 31,

2022

2021

2020

$ 

11,268  $ 

9,441  $ 

6,310 

953 

312 

832 

358 

577 

(28) 

Impairments of Equity Method Investments

During the year ended December 31, 2022, the Company recorded total impairments of $53 million associated with its 
equity method and other equity investments in two start-up manufacturers of novel protein ingredients, Merit and APP. These 
impairments were determined through management's review of impairment indicators and consideration of the other-than 
temporary nature of such items. Impairment charges on both the equity method and other equity investments in Merit and APP 
were recorded to Income (loss) from affiliates within Corporate and Other. 

Consolidated Variable Interest Entities

As indicated in Note 1- Nature of Business, Basis of Presentation and Significant Accounting Policies, on May 1, 2022, 

Bunge completed a transaction with Chevron to create a joint venture, Bunge Chevron Ag Renewables LLC (the "Joint 

F-35

 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Venture"), leveraging Bunge’s expertise in oilseed processing and farmer relationships, and Chevron’s expertise in fuels 
manufacturing and marketing, to help meet the demand for renewable fuels and to develop lower carbon intensity feedstocks. 

The Joint Venture is a variable interest entity ("VIE") in which Bunge is considered to be the primary beneficiary because 

it is responsible for the day-to-day operating decisions of the Joint Venture as well as the marketing of the principal products, 
primarily soybean meal and oil produced and sold by the Joint Venture, among other factors. 

The Joint Venture's assets can only be used to settle the Joint Venture’s own obligations and the Joint Venture’s creditors 

have no recourse to Bunge’s assets beyond Bunge’s maximum exposure to loss associated with the Joint Venture at any given 
time. The following table presents the values of the assets and liabilities associated with the Joint Venture, which are included 
in Bunge’s condensed consolidated balance sheet as of December 31, 2022. All amounts exclude intercompany balances, which 
have been eliminated upon consolidation.

For all other VIEs in which Bunge is considered the primary beneficiary, the entities meet the definition of a business, 

and the VIE's assets can be used other than for the settlement of the VIE’s obligations. As such these VIEs have been excluded 
from the below table:

(US$ in millions)

Current assets:

Cash and cash equivalents

Inventories

Other current assets

Total current assets

Property, plant and equipment, net
Total assets

Current liabilities:

Trade accounts payable and accrued liabilities

Other current liabilities
Total current liabilities

Total liabilities

Non-Consolidated Variable Interest Entities 

December 31,
2022

$ 

$ 

$ 

$ 

528 

85 

98 

711 

65 

776 

81 

85 

166 

166 

Bunge holds investment interests in various entities, as described above, that are included in Investments in affiliates and 

Other non-current assets in the consolidated balance sheets. Certain of these investments, which are primarily reported in 
Bunge's Agribusiness segment and Corporate and Other, have been determined to be variable interest entities for which Bunge 
has determined it is not the primary beneficiary. Accordingly, these investments are not consolidated by Bunge. Bunge's 
exposure to loss related to these unconsolidated investments is $472 million and $487 million, respectively, as of December 31, 
2022 and 2021. Bunge's exposure to loss primarily comprises Bunge's investments balance, third party guarantees, and long 
term loans, assuming full loss of the investment balance and full payment of the guarantees regardless of the probability of such 
losses actually being incurred in accordance with US GAAP disclosure rules. See Note 22- Commitments and Contingencies. 

On June 10, 2022, Bunge completed its acquisition of a 33% interest in Sinagro in exchange for Brazilian reais ("R$") 
277 million (approximately $52 million). As of December 31, 2022, the Company's maximum exposure to loss related to this 
unconsolidated VIE is limited to the investment balance of approximately $56 million. However, as part of the acquisition cost, 
Bunge has committed to provide certain future guarantees of Sinagro's approximately R$159 million ($30 million) third-party 
indebtedness in proportion to Bunge’s 33% equity holding, representing a maximum expected future guarantee of 
approximately R$53 million ($10 million). 

F-36

 
 
 
 
 
 
BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

13. OTHER NON-CURRENT ASSETS

Other non-current assets consist of the following:

(US$ in millions)

Recoverable taxes, net (1)

Judicial deposits (1)

Other long-term receivables, net (2)

Income taxes receivable (1)

Long-term investments (3)

Affiliate loans receivable

Long-term receivables from farmers in Brazil, net (1)

Unrealized gains on derivative contracts, at fair value

Other

Total

December 31,

2022

2021

$ 

59  $ 

110 

16 

143 

163 

8 

32 

1 

95 

$ 

627  $ 

66 

89 

11 

139 

196 

16 

33 

49 

120 

719 

(1) A significant portion of these non-current assets arise primarily from Bunge's Brazilian operations and their realization 

could take several years.

(2) Net of allowances as described in Note 5- Trade Accounts Receivable and Trade Receivable Securitization Program
(3) As of December 31, 2022 and 2021, $9 million and $12 million, respectively, of long-term investments were recorded 

at fair value. 

Recoverable taxes, net—Recoverable taxes are reported net of allowances of $14 million and $18 million at December 

31, 2022 and 2021, respectively.

Judicial deposits—Judicial deposits are funds that Bunge has placed on deposit with the courts in Brazil. These Brazilian 
funds are held in judicial escrow related to certain legal proceedings pending resolution and bear interest at the Selic rate, which 
is the benchmark rate of the Brazilian central bank.

Income taxes receivable—Income taxes receivable include overpayments of current income taxes plus accrued interest. 

These income tax prepayments are expected to be used to settle future income tax obligations. Income taxes receivable in Brazil 
bear interest at the Selic rate.

Long-term investments—Long-term investments primarily comprise Bunge's noncontrolling equity investments in growth 

stage agribusiness and food companies held by Bunge Ventures.  

Affiliate loans receivable—Affiliate loans receivable are primarily interest-bearing receivables from unconsolidated 

affiliates with remaining maturities of more than one year.

Long-term receivables from farmers in Brazil, net—Bunge provides financing to farmers in Brazil, primarily through 
secured advances against farmer commitments to deliver agricultural commodities (primarily soybeans) upon harvest of the 
then-current year's crop and through credit sales of fertilizer to farmers. Certain such long-term receivables from farmers are 
originally recorded in Other current assets as prepaid commodity purchase contracts or secured advances to suppliers (see Note 
7- Other Current Assets) and reclassified to Other non-current assets when collection issues with farmers arise and amounts 
become past due with resolution of matters expected to take more than one year.

The average recorded investment in long-term receivables from farmers in Brazil for the years ended December 31, 2022 
and 2021 was $90 million and $92 million, respectively. The table below summarizes Bunge's recorded investment in long-term 
receivables from farmers in Brazil and the related allowance amounts.  

F-37

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

(US$ in millions)

For which an allowance has been provided:

Legal collection process (1)
Renegotiated amounts 

For which no allowance has been provided:

Legal collection process (1)
Renegotiated amounts (2)
Other long-term receivables (3)

Total

December 31, 2022

December 31, 2021

Recorded
Investment

Allowance

Recorded
Investment

Allowance

$ 

40  $ 

34  $ 

42  $ 

2 

19 

7 

— 

2 

— 

— 

— 

3 

20 

2 

2 

$ 

68  $ 

36  $ 

69  $ 

35 

1 

— 

— 

— 

36 

(1) All amounts in legal process are considered past due upon initiation of legal action.
(2) These renegotiated amounts are current on repayment terms.
(3) New advances expected to be realized through farmer commitments to deliver agricultural commodities in crop 

periods greater than twelve months from the balance sheet date. Such advances are reclassified from Other non-current 
assets to Other current assets in later periods depending on the expected date of their realization.

The table below summarizes the activity in the allowance for doubtful accounts related to long-term receivables from 

farmers in Brazil.

(US$ in millions)

Beginning balance

Bad debt provisions

Recoveries

Write-offs

Transfers

Foreign currency translation

Ending balance

14. OTHER CURRENT LIABILITIES

Other current liabilities consist of the following:

(US$ in millions)

Accrued liabilities

Unrealized losses on derivative contracts at fair value
Advances on sales (1)
Income tax payable

Other

Total

Year Ended December 31,

2022

2021

$ 

36  $ 

4 

(6)   

(1)   

1 

2 

$ 

36  $ 

63 

3 

(23) 

(4) 

— 

(3) 

36 

December 31,

2022

2021

$ 

755  $ 

1,570 

601 

156 

297 

689 

1,713 

437 

168 

418 

$ 

3,379  $ 

3,425 

(1) The Company records advances on sales when cash payments are received in advance of the Company's performance 
and recognizes revenue once the related performance obligation is completed. Advances on sales are impacted by the 
seasonality of our business, including the timing of harvests in the northern and southern hemispheres, and amounts at 
each balance sheet date will generally be recognized in earnings within twelve months or less. 

F-38

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

15. INCOME TAXES

Bunge operates globally and is subject to the tax laws and regulations of numerous tax jurisdictions and authorities as 

well as tax agreements and treaties among these jurisdictions. Bunge's income tax provision is impacted by, among other 
factors, changes in tax laws, regulations, agreements and treaties, currency exchange rates and Bunge's profitability in each tax 
jurisdiction.

Bunge has elected to use the U.S. federal income tax rate to reconcile the actual provision for income taxes.

The components of Income from continuing operations before income tax are as follows:

(US$ in millions)

United States

Non-United States

Total

The components of the Income tax expense are as follows:

(US$ in millions)

Current:

United States

Non-United States

Deferred:

United States

Non-United States

Total

Year Ended December 31,

2022

2021

2020

$ 

$ 

1,036  $ 

754  $ 

1,030 

1,811 

2,066  $ 

2,565  $ 

207 

1,206 

1,413 

Year Ended December 31,

2022

2021

2020

$ 

217  $ 

169  $ 

290 

507 

29 

(148)   

(119)   

501 

670 

10 

(282)   

(272)   

$ 

388  $ 

398  $ 

(4) 

181 

177 

33 

38 

71 

248 

F-39

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Reconciliation of Income tax expense if computed at the U.S. Federal income tax rate to Bunge's reported Income tax 

expense is as follows:

(US$ in millions)

Year Ended December 31,

2022

2021

2020

Income from continuing operations before income tax

$ 

2,066 

$ 

2,565 

$ 

1,413 

Income tax rate

Income tax expense at the U.S. Federal tax rate

Adjustments to derive effective tax rate:

Foreign earnings taxed at different statutory rates

Valuation allowances

Fiscal incentives(1)

Foreign exchange on monetary items

Tax rate changes

Non-deductible expenses

Uncertain tax positions

Equity distributions, net

Inflation adjustments

Incremental tax on future distributions

State taxes

Impairment of Russian operations

Participation exemption - Loders Rotterdam sale

Other

Income tax expense

 21 %

434 

 21 %

539 

 21 %

297 

(75) 

(21) 

(65) 

31 

12 

51 

(9) 

— 

(61) 

30 

18 

25 

— 

18 

(99) 

29 

(83) 

21 

(4) 

38 

33 

(4) 

(19) 

(6) 

17 

— 

(53) 

(11) 

(18) 

(27) 

(43) 

29 

3 

19 

(11) 

— 

(3) 

6 

(4) 

— 

— 

— 

$ 

388 

$ 

398 

$ 

248 

(1) Fiscal incentives predominantly relate to investment incentives in Brazil that are exempt from Brazilian income tax.

F-40

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

The primary components of the deferred tax assets and liabilities and the related valuation allowances are as follows:

(US$ in millions)

Deferred income tax assets:

Net operating loss carryforwards

Operating lease obligations

Employee benefits

Tax credit carryforwards

Inventories

Accrued expenses and other

Total deferred tax assets

Less valuation allowances

Deferred tax assets, net of valuation allowance

Deferred income tax liabilities:

Property, plant and equipment

Operating lease assets

Undistributed earnings of affiliates

Investments

Intangibles

Total deferred tax liabilities

Net deferred tax assets (liabilities)

December 31,

2022

2021

$ 

717  $ 

660 

100 

46 

22 

10 

247 

1,142 

(269)   

873 

283 

99 

16 

10 

118 

526 

$ 

347  $ 

86 

48 

23 

23 

195 

1,035 

(297) 

738 

272 

86 

20 

18 

130 

526 

212 

As of December 31, 2022, Bunge has determined it has unremitted earnings that are considered to be indefinitely 
reinvested of approximately $1.3 billion, and accordingly, no provision for income taxes has been made. If these earnings were 
distributed in the form of dividends or otherwise, Bunge would be subject to income taxes in the form of withholding taxes to 
the recipient for an amount of approximately $60 million.

At December 31, 2022, Bunge's pre-tax loss carryforwards totaled $2.4 billion, of which $2.3 billion have no expiration, 

including loss carryforwards of $1.3 billion in Brazil. While loss carryforwards in Brazil can be carried forward indefinitely, 
annual utilization is limited to 30% of taxable income calculated on an entity by entity basis as Brazil tax law does not allow 
consolidated tax filings. At December 31, 2021, Bunge’s pre-tax loss carryforwards totaled $2.2 billion, of which $2.1 billion 
had no expiration, including loss carryforwards of $1.1 billion in Brazil. The increase in pre-tax loss carryforwards from 2021 
to 2022 is primarily attributable to the Company’s generation of losses in certain jurisdictions during the year.  

The remaining tax loss carryforwards expire at various periods beginning in 2023 through the year 2042.

Income Tax Valuation Allowances—Bunge records valuation allowances when current evidence does not suggest that 

some portion or all of its deferred tax assets will be realized. The ultimate realization of deferred tax assets depends primarily 
on Bunge's ability to generate sufficient timely future income of the appropriate character in the appropriate taxing jurisdiction.

As of December 31, 2022 and 2021, Bunge has recorded valuation allowances of $269 million and $297 million, 

respectively. The net decrease of $28 million is primarily attributable to releases of valuation allowance during the year in 
jurisdictions where we now believe realization of deferred tax assets is more likely than not. 

Unrecognized Tax Benefits—ASC Topic 740 requires applying a "more likely than not" threshold to the recognition and 

de-recognition of tax benefits. Accordingly, Bunge recognizes the amount of tax benefit that has a greater than 50 percent 
likelihood of being ultimately realized upon settlement. At December 31, 2022 and 2021, respectively, Bunge had recorded 
unrecognized tax benefits of $59 million and $73 million in Other non-current liabilities and zero and $8 million in Other 
current liabilities in its consolidated balance sheets. During 2022, 2021 and 2020, respectively, Bunge recognized $(7) million, 
$4 million and $2 million of interest and penalty charges in Income tax expense in the consolidated statements of income. At 
December 31, 2022 and 2021, respectively, Bunge had recorded accrued interest and penalties of $9 million and $14 million in 

F-41

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Other non-current liabilities and zero and $2 million in Other current liabilities in the consolidated balance sheets. A 
reconciliation of the beginning and ending amounts of unrecognized tax benefits follows:

(US$ in millions)

Balance at January 1,

Additions based on tax positions related to the current year

Additions based on tax positions related to prior years

Reductions for tax positions of prior years

Settlements with tax authorities

Expiration of statute of limitations

Foreign currency translation

Balance at December 31,

2022

2021

2020

$ 

329  $ 

320  $ 

311 

20 

2 

(27)   

(9)   

(1)   

(16)   

298  $ 

14 

22 

— 

(2)   

(3)   

(22)   

329  $ 

3 

1 

(1) 

(4) 

(15) 

25 

320 

$ 

Bunge believes that it is reasonably possible that approximately $7 million of its unrecognized tax benefits may be 

recognized by the end of 2023 as a result of a lapse of the statute of limitations.

Bunge, through its subsidiaries, files income tax returns in the United States (federal and various states) and non-United 
States regions. The table below reflects the tax years for which Bunge is subject to income tax examinations by tax authorities 
in significant tax regions:

North America
South America
Europe
Asia-Pacific

Open Tax Years

2013 - 2022
2015 - 2022
2015 - 2022
2009 - 2022

As of December 31, 2022, Bunge's Brazilian subsidiaries have received income tax and penalty assessments through 
2018 of approximately R$5.5 billion (approximately $1.0 billion) plus applicable interest on the outstanding amount. Bunge has 
recorded unrecognized tax benefits related to these assessments of R$19 million (approximately $3 million) as of December 31, 
2022.

As of December 31, 2022, Bunge’s Argentina subsidiary had received income tax and penalty assessments relating to 
2006 through 2016 of approximately 4.1 billion Argentine pesos (approximately $23 million) plus applicable interest on the 
outstanding amount. 

Management, in consultation with external legal advisors, believes that it is more likely than not that Bunge will prevail 
on the proposed assessments (with the exception of unrecognized tax benefits discussed above) in Brazil and Argentina and is 
vigorously defending its position against these assessments.

Bunge made cash income tax payments, net of refunds received, of $570 million, $531 million and $140 million during 

the years ended December 31, 2022, 2021, and 2020, respectively.

In October 2021, the Organization for Economic Co-operations and Development (the "OECD") released an outline that 

describes the conceptual agreement among 138 countries on fundamental reforms to international tax rules. The outline 
provides for two primary "Pillars"; however, only Pillar Two, which provides for a global minimum corporate tax rate of 15%, 
could have a negative impact on Bunge. The OECD outline suggests that these reforms be implemented by 2023, but it is 
contingent upon the independent actions of participating countries to enact law changes. In 2021, the OECD released the Pillar 
Two Model Rules as approved by the OECD/G20 Inclusive Framework on BEPS. Additional technical guidance on the Model 
Rules was published by the OECD in 2022. The Model Rules define the scope and key mechanics for the Pillar Two system of 
global minimum tax rules, which includes the Income Inclusion Rule (IIR) and the Under Taxed Payments Rule (UTPR), 
referred collectively as the "GloBE" rules. Local tax enactment is expected in many countries in 2023 with an effective date of 
January 1, 2024. If enacted into law, in whole or in part, this proposed change to international tax rules could have a negative 
impact to Bunge’s effective tax rate.

F-42

 
 
 
 
 
 
 
 
 
 
 
 
BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

16. FAIR VALUE MEASUREMENTS

Bunge's various financial instruments include certain components of working capital such as trade accounts receivable 

and trade accounts payable. Additionally, Bunge uses short- and long-term debt to fund operating requirements. Trade accounts 
receivable, trade accounts payable and short-term debt are each stated at their carrying value, which is a reasonable estimate of 
fair value. See Note 4- Trade Structured Finance Program for trade structured finance program, Note 13- Other Non-Current 
Assets for long-term receivables from farmers in Brazil, net and other long-term investments, Note 18- Short-term Debt and 
Credit Facilities for short-term debt, Note 19- Long-term Debt for long-term debt, and Note 20- Employee Benefit Plans for 
employee benefit plans. Bunge's financial instruments also include derivative instruments and marketable securities, which are 
stated at fair value.

For a definition of fair value and the associated fair value levels, refer to Note 1- Nature of Business, Basis of 

Presentation and Significant Accounting Policies.

The following table sets forth, by level, the Company’s assets and liabilities that were accounted for at fair value on a 

recurring basis.

(US$ in millions)

Assets:

Fair Value Measurements at Reporting Date

December 31, 2022

December 31, 2021

Level 1

Level 2

Level 3

Total

Level 1

Level 2

Level 3

Total

Readily marketable inventories (Note 6)

$  —  $  6,268  $  412  $  6,680  $  —  $  6,664  $  205  $  6,869 

Trade accounts receivable (1)

  — 

7 

  — 

7 

  — 

1 

  — 

1 

Unrealized gain on derivative contracts (2):

Interest rate

Foreign exchange

Commodities

Freight

Energy

Credit

Equity
Other (3)
Total assets

Liabilities:
Trade accounts payable (1)
Unrealized loss on derivative contracts (4):

Interest rate

Foreign exchange

Commodities

Freight

Energy

Credit

  — 

3 

  — 

3 

  — 

49 

  — 

1 

136 

378 

  — 

379 

  — 

340 

  — 

763 

101 

  1,000 

  1,055 

34 

  1,152 

80 

  — 

  — 

128 

  — 

2 

5 

  — 

  — 

80 

130 

5 

  — 

5 

4 

6 

  — 

  — 

  — 

  — 

  — 

  — 

— 

1 

  — 

  — 

63 

79 

44 

33 

497 
$  378  $  7,547  $  540  $  8,465  $  278  $  8,530  $  239  $  9,047 

  — 

406 

181 

121 

27 

91 

$  —  $  513  $  130  $ 

643  $  —  $  545  $ 

23  $  568 

  — 

344 

  — 

344 

  — 

47 

  — 

1 

127 

461 

  — 

462 

  — 

309 

  — 

731 

50 

98 

  1,051 

65 

  1,214 

28 

  — 

  — 

153 

  — 

6 

1 

  — 

  — 

162 

  — 

  — 

29 

1 

  — 

1 

1 

  — 

  — 

908 

28 

159 

49 

340 

84 

48 

6 

1 

47 

309 

162 

30 

1 

Total liabilities

$  309  $  2,056  $  180  $  2,545  $  289  $  1,954  $ 

88  $  2,331 

(1) These receivables and payables are hybrid financial instruments for which Bunge has elected the fair value option as 
they are derived from purchases and sales of agricultural commodity products in the normal course of business.

(2) Unrealized gains on derivative contracts are generally included in Other current assets. There were $1 million and $49 
million included in Other non-current assets at December 31, 2022 and 2021, respectively. There were zero and $2 
million included in Assets held for sale at December 31, 2022 and 2021, respectively.

F-43

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

(3) Other primarily includes the fair values of marketable securities and investments in Other current assets and Other 

non-current assets.

(4) Unrealized losses on derivative contracts are generally included in Other current liabilities. There were $332 million 
and $49 million included in Other non-current liabilities at December 31, 2022 and 2021, respectively. There were 
zero and $1 million included in Liabilities held for sale at December 31, 2022 and 2021, respectively.

Readily marketable inventories—RMI reported at fair value are valued based on commodity futures exchange 
quotations, broker or dealer quotations, or market transactions in either listed or OTC markets with appropriate adjustments for 
differences in local markets where the Company's inventories are located. In such cases, the inventory is classified within 
Level 2. Certain inventories may utilize significant unobservable data related to local market adjustments to determine fair 
value. In such cases, the inventory is classified as Level 3.

If the Company used different methods or factors to determine fair values, amounts reported as unrealized gains and 
losses on derivative contracts and RMI at fair value in the consolidated balance sheets and consolidated statements of income 
could differ. Additionally, if market conditions change subsequent to the reporting date, amounts reported in future periods as 
unrealized gains and losses on derivative contracts and RMI at fair value in the consolidated balance sheets and consolidated 
statements of income could differ.

Derivatives—The majority of exchange traded futures and options contracts and exchange cleared contracts are valued 

based on unadjusted quoted prices in active markets and are classified within Level 1. The majority of the Company’s 
exchange-traded agricultural commodity futures are cash-settled on a daily basis and, therefore, are not included in these tables. 
The Company's forward commodity purchase and sales contracts are classified as derivatives along with other OTC derivative 
instruments relating primarily to freight, energy, foreign exchange and interest rates and are classified within Level 2 or 
Level 3, as described below. The Company estimates fair values based on exchange quoted prices, adjusted as appropriate for 
differences in local markets. These differences are generally valued using inputs from broker or dealer quotations or market 
transactions in either the listed or OTC markets. In such cases, these derivative contracts are classified within Level 2.

OTC derivative contracts include swaps, options and structured transactions that are generally fair valued using 

quantitative models that require the use of multiple market inputs including quoted prices for similar assets or liabilities in 
active markets, quoted prices for identical or similar assets or liabilities in markets that are not highly active, other observable 
inputs relevant to the asset or liability, and market inputs corroborated by correlation or other means. These valuation models 
include inputs such as interest rates, prices and indices to generate continuous yield or pricing curves and volatility factors. 
Where observable inputs are available for substantially the full term of the asset or liability, the instrument is categorized in 
Level 2. Certain OTC derivatives trade in less active markets with less availability of pricing information and certain structured 
transactions can require internally developed model inputs that might not be observable in or corroborated by the market.

 Marketable securities and investments—Comprise government treasury securities, corporate debt securities and other 

investments. Bunge analyzes how the prices are derived and determines whether the prices are liquid or less liquid tradable 
prices. Marketable securities and investments with liquid prices are valued using prices from publicly available sources and 
classified as Level 1. Marketable securities and investments with less-liquid prices are valued using third-party quotes or 
internally developed models and classified as Level 2 or Level 3 as described below. 

Level 3 Measurements

The following relates to assets and liabilities measured at fair value on a recurring basis using Level 3 measurements. 

An instrument may transfer into or out of Level 3 due to inputs becoming either observable or unobservable. 

Level 3 Measurements—Transfers in and/or out of Level 3 represent existing assets or liabilities that were either 

previously categorized as a higher level for which the inputs to the model became unobservable or assets and liabilities that 
were previously classified as Level 3 for which the lowest significant input became observable during the period. Bunge's 
policy regarding the timing of transfers between levels is to record the transfers at the end of the reporting period. 

Level 3 Readily marketable inventories and other—The significant unobservable inputs resulting in Level 3 

classification for RMI, physically settled forward purchase and sales contracts, and trade accounts payable relate to certain 
management estimations regarding costs of transportation and other local market or location-related adjustments, primarily 
freight related adjustments in the interior of Brazil, and the lack of market corroborated information in Canada. In both 
situations, the Company uses proprietary information such as purchase and sales contracts and contracted prices to value 

F-44

 
 
 
 
  
 
 
 
BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

freight, premiums and discounts in its contracts. Movements in the price of these unobservable inputs alone would not have a 
material effect on the Company's financial statements as these contracts do not typically exceed one future crop cycle.

Level 3 Derivatives—Level 3 derivative instrument fair value measurements utilizes both market observable and 

unobservable inputs. These inputs include commodity prices, price volatility, interest rates, volumes and locations.

Level 3 Others—Primarily relates to marketable securities and investments valued using third-party quotes or pricing 
models with inputs based on similar securities adjusted to reflect management’s best estimate of the specific characteristics of 
the securities held by the Company. Such inputs represent a significant component of the fair value of the securities held by the 
Company, resulting in the securities being classified as Level 3.

The tables below present reconciliations for assets and liabilities measured at fair value on a recurring basis using 
significant unobservable inputs (Level 3) during the years ended December 31, 2022 and 2021. These instruments were valued 
using pricing models that management believes reflect the assumptions that would be used by a marketplace participant.

(US$ in millions)

Balance, January 1, 2022
Total gains and losses (realized/unrealized) 
included in Cost of goods sold (1)
Total gains and losses (realized/unrealized) 
included in Foreign exchange (losses) gains
Total gains and losses (realized/unrealized) 
included in Other (expense) income - net

Purchases

Sales

Issuances

Settlements

Transfers into Level 3

Transfers out of Level 3

Translation adjustment

Year Ended December 31, 2022

Readily 
Marketable 
Inventories

Derivatives, 
Net

Trade
Accounts
Payable

Other(2) 

Total

$ 

205  $ 

(31)  $ 

(23)  $ 

—  $ 

(7)   

(7) 

665 

— 

— 

4,487 

(6,811)   

— 

— 

2,568 

(616)   

(86)   

81 

— 

— 

— 

— 

— 

— 

24 

(23)   

— 

52 

— 

— 

(522)   

— 

— 

531 

(434)   

230 

36 

— 

(86)   

— 

— 

— 

(100)   

218 

— 

2 

151 

798 

(86) 

3,965 

(6,811) 

— 

431 

2,376 

(409) 

(48) 

360 

Balance, December 31, 2022

$ 

412  $ 

51  $ 

(130)  $ 

27  $ 

(1) Readily marketable inventories, derivatives, net and trade accounts payable include gains/(losses) of $724 million, $66 
million and $47 million, respectively, that are attributable to the change in unrealized gains/(losses) relating to Level 3 
assets and liabilities still held at December 31, 2022.

(2) Comprises the fair values of marketable securities and investments in Other current assets. Included within Other 

(expense) income - net of the consolidated statements of income are $52 million in mark-to-market losses related to 
securities still held at December 31, 2022.

(US$ in millions)

Balance, January 1, 2021
Total gains and losses (realized/unrealized) included in Cost of 
goods sold (1)
Purchases

Sales

Issuances

Settlements

F-45

Year Ended December 31, 2021

Readily 
Marketable 
Inventories

Derivatives, 
Net

Trade
Accounts
Payable

Total

$ 

208  $ 

(8)  $ 

(9)  $ 

191 

431 

3,344 

(5,095)   

— 

— 

2 

3 

— 

(2)   

(49)   

27 

(252)   

— 

— 

217 

460 

3,095 

(5,095) 

(2) 

168 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Transfers into Level 3

Transfers out of Level 3

Balance, December 31, 2021

1,656 

(339)   

$ 

205  $ 

(17)   

40 

(31)  $ 

(213)   

1,426 

207 

(23)  $ 

(92) 

151 

(1) Readily marketable inventories, derivatives, net and trade accounts payable, includes gains/(losses) of $475 million, 
$(48) million and $27 million, respectively, that are attributable to the change in unrealized gains/(losses) relating to 
Level 3 assets and liabilities still held at December 31, 2021.

17. DERIVATIVE INSTRUMENTS AND HEDGING ACTIVITIES

The Company uses derivative instruments to manage several market risks, such as interest rate, foreign currency rate, 

and commodity risk. Some of the hedges the Company enters into qualify for hedge accounting ("Hedge Accounting 
Derivatives") and some, while intended as economic hedges, do not qualify or are not designated for hedge accounting 
("Economic Hedge Derivatives"). As these derivatives impact the financial statements in different ways, they are discussed 
separately below.

Hedge Accounting Derivatives - The Company uses derivatives in qualifying hedge accounting relationships to 

manage certain of its interest rate, foreign currency, and commodity risks. In executing these hedge strategies, the Company 
primarily relies on the shortcut and critical terms match methods in designing its hedge accounting strategy, which results in 
little to no net earnings impact for these hedge relationships. The Company monitors these relationships on a quarterly basis and 
performs a quantitative analysis to validate the assertion that the hedges are highly effective if there are changes to the hedged 
item or hedging derivative.

Fair value hedges - These derivatives are used to hedge the effect of interest rate and currency exchange rate changes 
on certain long-term debt. Under fair value hedge accounting, the derivative is measured at fair value and the carrying value of 
hedged debt is adjusted for the change in value related to the exposure being hedged, with both adjustments offset to earnings. 
In other words, the earnings effect of an increase in the fair value of the derivative will be substantially offset by the earnings 
effect of the increase in the carrying value of the hedged debt. The net impact of fair value hedge accounting for interest rate 
swaps is recognized in Interest expense. For cross currency swaps, the changes in currency risk on the derivative are recognized 
in Foreign exchange gains (losses) - net, and the changes in interest rate risk are recognized in Interest expense. Changes in 
basis risk are held in Accumulated other comprehensive loss until realized through the coupon.

Cash flow hedges of currency risk - The Company manages currency risk on certain forecasted purchases, sales, and 

selling, general and administrative expenses with currency forwards. The change in the value of the forward is classified in 
Accumulated other comprehensive loss until the transaction affects earnings, at which time the change in value of the currency 
forward is reclassified to Net sales, Cost of goods sold, or Selling, general and administrative expenses. These hedges mature at 
various times through December 2023. Of the amount currently in Accumulated other comprehensive loss, $1 million of 
deferred losses is expected to be reclassified to earnings in the next twelve months.

Net investment hedges - The Company hedges the currency risk of certain of its foreign subsidiaries with currency 

forwards for which the currency risk is remeasured through Accumulated other comprehensive loss. For currency forwards, the 
forward method is used. The change in the value of the forward is classified in Accumulated other comprehensive loss until the 
transaction affects earnings by way of either sale or substantial liquidation of the foreign subsidiary.

The table below provides information about the balance sheet values of hedged items and the notional amount of 
derivatives used in hedging strategies. The notional amount of the derivative is the number of units of the underlying (for 
example, the notional principal amount of the debt in an interest rate swap). The notional amount is used to compute interest or 
other payment streams to be made under the contract and is a measure of the Company’s level of activity. The Company 
discloses derivative notional amounts on a gross basis.

F-46

 
 
 
 
 
 
 
 
 
 
BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

(US$ in millions)

Hedging instrument type:

Fair value hedges of interest rate risk

Interest rate swap - notional amount

Cumulative adjustment to long-term debt from application of hedge accounting
Carrying value of hedged debt

Fair value hedges of currency risk
Carrying value of hedged debt
Cross currency swap - notional amount

Cash flow hedges of currency risk

Foreign currency forward - notional amount

Foreign currency option - notional amount

Net investment hedges

December 31, 
2022

December 31, 
2021

Unit of
Measure

$ 

$ 
$ 

$ 
$ 

$ 

$ 

3,753  $ 

(341) $ 
3,394  $ 

4,006 

— 
3,990 

$ Notional

$ Notional
$ Notional

232  $ 
232  $ 

267 
267 

$ Notional
$ Notional

310  $ 

108  $ 

148 

$ Notional

60 

$ Notional

Foreign currency forward - notional amount

$ 

495  $ 

1,020 

$ Notional

Economic Hedge Derivatives - In addition to using derivatives in qualifying hedge relationships, the Company enters 

into derivatives to economically hedge its exposure to a variety of market risks it incurs in the normal course of operations.

Interest rate derivatives are used to hedge exposures to the Company's financial instrument portfolios and debt 

issuances. The impact of changes in fair value of these instruments is primarily presented in Interest expense.

Currency derivatives are used to hedge the balance sheet and commercial exposures that arise from the Company's 
global operations. The impact of changes in fair value of these instruments is presented in Cost of goods sold when hedging 
commercial exposures and Foreign exchange (losses) gains - net when hedging monetary exposures.

Agricultural commodity derivatives are used primarily to manage exposures related to the Company's inventory and 
forward purchase and sales contracts. Contracts to purchase agricultural commodities generally relate to current or future crop 
years for delivery periods quoted by regulated commodity exchanges. Contracts for the sale of agricultural commodities 
generally do not extend beyond one future crop cycle. The impact of changes in fair value of these instruments is presented in 
Cost of goods sold.

The Company uses derivative instruments referred to as forward freight agreements ("FFA") and FFA options to hedge 

portions of its current and anticipated ocean freight costs. The impact of changes in fair value of these instruments is presented 
in Cost of goods sold.

The Company uses energy derivative instruments to manage its exposure to volatility in energy costs. Hedges may be 

entered into for natural gas, electricity, coal and fuel oil, including bunker fuel. The impact of changes in fair value of these 
instruments is presented in Cost of goods sold.

The Company may also enter into other derivatives, including credit default swaps and equity derivatives to manage 

exposure to credit risk and broader macroeconomic risks, respectively. The impact of changes in fair value of these instruments 
is presented in Cost of goods sold.

F-47

 
 
 
 
 
 
 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

The table below summarizes the volume of economic derivatives as of December 31, 2022 and December 31, 2021. For those 
contracts traded bilaterally through the over-the-counter markets (e.g., forwards, forward rate agreements ("FRA"), and swaps), 
the gross position is provided. For exchange traded (e.g., futures, FFAs, and options) and cleared positions (e.g., energy swaps), 
the net position is provided.

Interest rate

   Swaps

   Futures

Currency

   Forwards

   Swaps

   Futures

   Options

Agricultural commodities

   Forwards

   Swaps

   Futures

   Options

Ocean freight

   FFA

   FFA options

Natural gas

   Swaps

   Futures

Electricity

Swaps

Energy - other
   Swaps
   Futures

Energy - CO2

   Futures

Other

December 31,
2022

December 31,
2021

Long

(Short)

Long

(Short)

Unit of
Measure

$ 

$ 

$ 

$ 

$ 

$ 

387  $ 

—  $ 

9,819  $ 

2,441  $ 

11  $ 

—  $ 

(1,267) $ 

2,924  $ 

(2,506) 

$ Notional

(97) $ 

—  $ 

— 

$ Notional

(9,682) $ 

12,961  $ 

(14,065) 

$ Notional

(2,876) $ 

1,362  $ 

(1,422) 

$ Notional

—  $ 

(102) $ 

—  $ 

88  $ 

(8) 

$ Notional

(106) 

Delta

  20,493,679    (27,766,763)   29,329,244    (34,810,969)  Metric Tons

—   

(1,864,262)  

33,250   

(502,652)  Metric Tons

—   

(4,092,772)  

—   

(7,221,848)  Metric Tons

1,025   

(216,647)  

218,106   

(116,370)  Metric Tons

—   

—   

(11,197)  

—   

—   

548   

1,460,190   

5,250,393   

—   

—   

1,764,455   

5,147,500   

(6,713) 

— 

— 

— 

Hire Days

Hire Days

MMBtus

MMBtus

22,987   

(8,619)  

670,973   

(256,949) 

Mwh

175,784   
1,320,881   

—   
—   

741,307   
—   

(426,476)  Metric Tons
—  Metric Tons

—   

(38,000)  

—   

—  Metric Tons

Swaps and futures

$ 

20  $ 

(50) $ 

20  $ 

(585) 

$ Notional

F-48

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

The Effect of Derivative Instruments and Hedge Accounting on the Consolidated Statements of Income

The tables below summarize the net effect of derivative instruments and hedge accounting on the consolidated 

statements of income for the years ended December 31, 2022, 2021 and 2020.

(US$ in millions)
Income statement classification
Net sales

Hedge accounting

Cost of goods sold

Hedge accounting

Economic hedges

Gain (Loss) Recognized in
Income on Derivative Instruments

Year Ended December 31,

2022

2021

2020

Type of derivative

Foreign currency

$ 

7  $ 

2  $ 

(14) 

Foreign currency

Foreign currency

Commodities
Other (1)

5   

396   

(751)  

82   

—   

(7)  

(1,749)  

44   

— 

(1,250) 

(225) 

42 

     Total Cost of goods sold

$ 

(268) $ 

(1,712) $ 

(1,433) 

Selling, general & administrative
Hedge accounting

Foreign currency

Interest expense

Hedge accounting

Economic hedges

     Total Interest expense

Interest rate

Interest rate

Foreign exchange gains (losses) - net

Hedge accounting
Economic hedges

Total Foreign exchange gains (losses) - net

Foreign currency
Foreign currency

Other income

Economic hedges

Interest rate

Other comprehensive income (loss)
Gains and losses on derivatives used as fair value hedges of foreign currency risk 
included in other comprehensive income (loss) during the period
Gains and losses on derivatives used as cash flow hedges of foreign currency risk 
included in other comprehensive income (loss) during the period (2)
Gains and losses on derivatives used as net investment hedges included in other 
comprehensive (loss) income during the period
Foreign currency gains and losses on intercompany loans used as net investment 
hedges included in other comprehensive income (loss) during the period

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

$ 

(2)  

—   

— 

(33) $ 

—   

(33) $ 

(30) $ 
115   

85  $ 

30  $ 

1   

31  $ 

15 

(1) 

14 

(28) $ 
64   

36  $ 

27 
(261) 

(234) 

2   

1   

— 

1  $ 

(1) $ 

57  $ 

2  $ 

(1) 

(5) 

(139) $ 

(16) $ 

41 

—  $ 

—  $ 

(67) 

F-49

 
 
 
 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Amounts released from Accumulated other comprehensive loss during the 
period

Cash flow hedge of foreign currency risk

$ 

(8) $ 

(3) $ 

3 

(1) Other includes the results from freight, energy, and other derivatives.
(2)

Includes $47 million, $(21) million and $(38) million Bunge share of other comprehensive income (loss) related to 
cash flow hedges associated with the Company's equity investment in BP Bunge Bioenergia for the years ended 
December 31, 2022, 2021 and 2020.

18. SHORT-TERM DEBT AND CREDIT FACILITIES

Bunge's short-term borrowings are typically sourced from various banking institutions and the U.S. commercial paper 
market. Bunge also borrows from time to time in local currencies in various foreign jurisdictions. Interest expense includes 
facility commitment fees, amortization of deferred financing costs, the impact of designated interest rate hedges, and charges on 
certain lending transactions. The weighted-average interest rate on short-term borrowings at December 31, 2022 and 2021 was 
15.53% and 19.62%, respectively.

(US$ in millions)

Commercial paper program

Revolving credit facilities
Short-term lines of credit, variable interest rates from 2.00% to 72.20% (3)
Total short-term debt (1) (2)

December 31,

2022

2021

$ 

$ 

—  $ 

— 

546 

546  $ 

— 

— 

673 

673 

(1)

(2)

Includes $207 million and $566 million of local currency borrowings in certain European, South American, and Asia-
Pacific countries at a local currency based weighted average interest rate of 32.12% and 23.14% as of December 31, 
2022 and December 31, 2021, respectively.

Includes secured debt of $54 million and $41 million at December 31, 2022 and December 31, 2021, respectively.

(3) Variable interest rate range on short-term lines of credit as of December 31, 2022.

Bunge's $600 million commercial paper program is supported by an identical amount of committed back-up bank credit 

lines (the "Liquidity Facility") provided by banks that are rated at least A-1 by Standard & Poor’s and P-1 by Moody’s Investor 
Services. The cost of borrowing under the Liquidity Facility would typically be higher than the cost of issuing under Bunge's 
commercial paper program. At December 31, 2022 and 2021, there were no borrowings outstanding under the commercial 
paper program and no borrowings outstanding under the Liquidity Facility. The Liquidity Facility is Bunge's only revolving 
credit facility that requires lenders to maintain minimum credit ratings. The Liquidity Facility is set to expire on July 16, 2026.

On July 15, 2022, Bunge entered into an unsecured $1.1 billion 364-day Revolving Credit Agreement (the "$1.1 

Billion Credit Agreement") with a group of lenders, maturing on July 14, 2023. Bunge may from time to time request one or 
more of the existing or new lenders to increase the total participations under the $1.1 Billion Credit Agreement by an aggregate 
amount up to $250 million pursuant to an accordion provision. Borrowings will bear interest at SOFR plus a credit spread 
adjustment and applicable margin, as defined in the $1.1 Billion Credit Agreement. The $1.1 Billion Credit Agreement replaced 
the previous unsecured $1 billion 364-day Revolving Credit Agreement (the "$1 Billion Credit Agreement") that matured on 
July 15, 2022. Bunge had no borrowings outstanding at December 31, 2022 under the $1.1 Billion Credit Agreement.   

F-50

 
 
 
 
 
BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Bunge had no borrowings outstanding at December 31, 2022, and December 31, 2021, under the unsecured committed 
$1.35 billion 5-year Revolving Credit Agreement (the "$1.35 Billion Credit Agreement") with a group of lenders, maturing July 
16, 2026. Bunge may, from time to time, request one or more of the existing or new lenders to increase the total commitments 
under the $1.35 Billion Credit Agreement by an aggregate amount up to $200 million pursuant to an accordion provision. 
Borrowings will bear interest at LIBOR plus an applicable margin, as defined in the $1.35 Billion Credit Agreement. 

Bunge had no borrowings outstanding at December 31, 2022, and December 31, 2021, under the unsecured $865 

million Revolving Credit Facility (the "$865 Million 2026 Facility") with a group of lenders, set to mature on October 29, 2026. 
Borrowings will bear interest at SOFR plus a credit spread adjustment and applicable margin, as defined in the $865 Million 
2026 Facility.

Bunge had no borrowings outstanding at December 31, 2022, and December 31, 2021, under the unsecured $1.75 Billion 

Revolving Credit Facility. ("$1.75 Billion Revolving Credit Facility") set to mature on December 16, 2024. The interest rate 
under the $1.75 Billion Revolving Credit Facility is tied to certain sustainability criteria, including, but not limited to, recently 
established science based targets that define Bunge's climate goals within its operations and a commitment to eliminate 
deforestation in its supply chains in 2025. Bunge may from time to time, with the consent of the administrative agent, request 
one or more of the existing lenders or new lenders to increase the total commitments by an amount not to exceed $250 million 
pursuant to an accordion provision set forth in the $1.75 Billion Revolving Credit Facility. Borrowings under the $1.75 Billion 
Revolving Credit Facility will bear interest at LIBOR plus a margin, which will vary from 0.30% to 1.30%, based on the senior 
long-term unsecured debt ratings provided by Moody’s Investors Services Inc. and S&P Global Ratings. Bunge will also pay a 
fee that will vary from 0.10% to 0.40% based on its utilization of the $1.75 Billion Revolving Credit Facility.

At December 31, 2022, Bunge had $6,665 million unused and available committed borrowing capacity comprising 

committed revolving credit facilities and the commercial paper program, totaling $5,665 million with a number of financial 
institutions, in addition to $1,000 million in committed unsecured delayed draw term loans (see Note 19- Long-term Debt). At 
December 31, 2021, Bunge had $5,815 million unused and available committed borrowing capacity under committed revolving 
credit facilities and the commercial paper program, totaling $5,565 million, in addition to $250 million in committed unsecured 
delay draw term loans (see Note 19- Long-term Debt).

In addition to the committed facilities discussed above, from time to time, Bunge Limited and/or its financing subsidiaries 
may enter into uncommitted bilateral short-term credit lines as necessary based on its financing requirements. At December 31, 
2022 and 2021, there were no borrowings outstanding under these bilateral short-term credit lines. Loans under such credit lines 
are non-callable by the respective lenders. In addition, Bunge's operating companies had $546 million and $673 million in 
short-term borrowings outstanding from local bank lines of credit at December 31, 2022 and 2021, respectively, to support 
working capital requirements.

Bunge's credit facilities require it to comply with specified financial covenants related to minimum current ratio, a 
maximum debt to capitalization ratio, and limitations on secured indebtedness. Bunge was in compliance with these covenants 
at December 31, 2022.

F-51

2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

19. LONG-TERM DEBT 

Long-term debt obligations are summarized below.

(US$ in millions)
Term loan due 2024 - three-month TONAR plus 0.76% (Tranche A) (1)
Term loan due 2024 - three-month LIBOR plus 1.30% (Tranche B) 

Term loan due 2028 - SOFR plus 1.45%
3.00% Senior Notes due 2022 (2)
1.85% Senior Notes due 2023—Euro
4.35% Senior Notes due 2024 (3)
1.63% Senior Notes due 2025

3.25% Senior Notes due 2026

3.75% Senior Notes due 2027

2.75% Senior Notes due 2031

December 31,

2022

2021

$ 

232  $ 

90 

249 

— 

853 

— 

597 

698 

597 

990 

267 

89 

— 

399 

906 

598 

596 

697 

596 

989 

Cumulative adjustment to long-term debt from application of hedge accounting

Other

   Subtotal
Less: Current portion of long-term debt (4)
Total long-term debt (5)

(341)   

140 

4,105 

(846)   

$ 

3,259  $ 

(1) 

155 

5,291 

(504) 

4,787 

(1) Effective January 1, 2022, the three-month Yen LIBOR rate was discontinued and replaced by the Tokyo Overnight 

Average Rate ("TONAR" or "TONA").

(2) On August 23, 2022, Bunge issued a notice of redemption for all of the issued and outstanding 3.00% Senior Notes 
due September 25, 2022. The redemption of the 3.00% Senior Notes occurred on September 7, 2022. In connection 
with the redemption, for the year ended December 31, 2022, the Company recorded a $405 million payment for 
redemption of the notes, at par, plus accrued and unpaid interest.

(3) On February 23, 2022, Bunge issued a notice of redemption for all of the issued and outstanding 4.35% Senior Notes 
due March 15, 2024. The redemption of the 4.35% Senior Notes occurred on March 10, 2022. In connection with the 
redemption, for the year ended December 31, 2022, the Company recorded a $47 million charge within Interest 
expense, of which $31 million related to a "make-whole" provision based on the sum of the present values of the 
remaining scheduled payments of principal and interest on the 4.35% Senior Notes, plus accrued and unpaid interest as 
of the March 10, 2022 redemption date, and $16 million related to the recognition of unrealized mark-to-market losses 
on terminated and de-designated interest rate hedges.

(4)

(5)

Includes secured debt of $2 million and $2 million at December 31, 2022 and December 31, 2021, respectively.

Includes secured debt of $21 million and $50 million at December 31, 2022 and December 31, 2021, respectively.

The fair values of long-term debt, including current portion, are calculated based on interest rates currently available on 

comparable maturities to companies with credit standing similar to that of Bunge. The carrying amounts and fair values of long-
term debt are as follows:

(US$ in millions)

December 31, 2022

December 31, 2021

Carrying
Value

Fair Value
(Level 2)

Carrying
Value

Fair Value
(Level 2)

Long-term debt, including current portion

$ 

4,105  $ 

4,148 

$ 

5,291  $ 

5,489 

F-52

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

On August 5, 2022, Bunge entered into an unsecured $250 million delayed draw term loan (the "$250 Million February 

2023 Delayed Draw Term Loan") with a group of lenders that was required to be drawn by February 2, 2023. The $250 Million 
February 2023 Delayed Draw Term Loan will bear interest at SOFR plus a credit spread adjustment and applicable margin, as 
defined in the $250 Million February 2023 Delayed Draw Term Loan agreement. The $250 Million February 2023 Delayed 
Draw Term Loan was drawn on February 2, 2023 and matures on August 5, 2027. 

On July 26, 2022, and later amended on October 7, 2022, Bunge entered into an unsecured $750 million delayed draw 

term loan (the "$750 Million Delayed Draw Term Loan") with a group of lenders giving Bunge the option to draw the loan by 
January 25, 2023. The $750 Million Delayed Draw Term Loan will bear interest at SOFR plus a credit spread adjustment and 
applicable margin, as defined in the $750 Million Delayed Draw Term Loan agreement. The $750 Million Delayed Draw Term 
Loan was drawn on January 25, 2023 and matures on October 24, 2025.

On October 29, 2021, Bunge entered into an unsecured $250 million delayed draw term loan (the "$250 Million October 
2022 Delayed Draw Term Loan") with a group of lenders that was required to be drawn by October 27, 2022. The $250 Million 
October 2022 Delayed Draw Term Loan bears interest at SOFR plus a credit spread adjustment and applicable margin, as 
defined in the $250 Million October 2022 Delayed Draw Term Loan. The $250 Million October 2022 Delayed Draw Term 
Loan was drawn on October 21, 2022 and matures on October 29, 2028. 

Certain of Bunge's term loans require it to comply with specified financial covenants related to minimum current ratio, a 
maximum debt to capitalization ratio, and limitations on secured indebtedness. Bunge was in compliance with these covenants 
at December 31, 2022.

Certain property, plant and equipment, and investments in consolidated subsidiaries having a net carrying value of 
approximately $24 million at December 31, 2022 have been mortgaged or otherwise collateralized against long-term debt of 
$21 million at December 31, 2022.

Principal Maturities—Principal maturities of long-term debt at December 31, 2022 are as follows:

(US$ in millions)

2023

2024

2025

2026

2027

Thereafter

Total (1)

$ 

$ 

859 

332 

677 

701 

619 

1,278 

4,466 

(1)

Includes components of long-term debt attributable to unamortized premiums of $20 million and excludes components 
of long-term debt attributable to fair value hedge accounting of $341 million.

During the years ended December 31, 2022, 2021 and 2020, Bunge paid interest, net of interest capitalized, of $403 

million, $285 million, and $264 million, respectively.

20. EMPLOYEE BENEFIT PLANS

Certain of Bunge's United States, Canadian, European, Asian and Brazilian-based subsidiaries sponsor defined benefit 

pension plans covering substantially all employees of such subsidiaries. The plans provide benefits primarily based on 
participant salaries and lengths of service. The funding policies for Bunge's defined benefit pension plans are determined in 
accordance with statutory funding requirements. The most significant defined benefit plan is in the United States. 

Certain of Bunge's United States and Brazilian-based subsidiaries have benefit plans to provide postretirement healthcare 

benefits to eligible retired employees of those subsidiaries. The plans require minimum retiree contributions and define the 
maximum amount the subsidiaries will be obligated to pay under the plans. Bunge's policy is to fund these costs as they become 
payable.

F-53

 
 
 
 
 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

 Plan amendments and pension liability adjustments—On September 19, 2017, Bunge approved changes to certain U.S. 
defined benefit pension plans. As a result of these future benefit accruals for existing participants ceased effective January 1, 
2023, and these plans were closed to new employees hired on or after January 1, 2018. 

Plan Settlements—On February 28, 2022, the Company, together with plan participants and related employee unions, 

agreed to the transition of one of the Company’s international defined-benefit pension plans to a multi-employer pension plan. 
Following the transition, the Company accounts for the multi-employer plan similar to a defined contribution plan, resulting in 
full settlement of the related defined-benefit plan obligations. 

In connection with the settlement, during the first quarter of 2022, the Company recorded a $41 million pretax gain 
within Other (expense) income - net in its consolidated statements of income, comprising a $4 million settlement of the related 
defined benefit plan obligations as well as the reclassification of $37 million in unamortized actuarial gains from Accumulated 
other comprehensive loss. Of this pretax gain, $12 million was attributable to Redeemable non-controlling interests.

On July 17, 2020, the Company approved a one-time lump sum offering to certain participants in Bunge's defined benefit 

U.S. Pension Plan who had separated from the Company as of December 31, 2019 and whose benefits in the plan had fully 
vested. The respective payments were completed during the fourth quarter of 2020. The payments, which were paid from plan 
assets as settlement of respective benefit obligations, resulted in an $88 million decrease in benefit obligations and the 
reclassification of an unamortized loss of $12 million from other comprehensive income, which was recorded in Other 
(expense) income - net on the consolidated statement of income. 

In addition, during the year ended December 31, 2020, the Company incurred a small settlement in respect of one of its 

international plans, resulting in the reclassification of an unamortized loss of $4 million from other comprehensive income, 
which was also recorded in Other (expense) income - net on the consolidated statement of income.

On July 24, 2020, the Company made a one-time cash contribution payment to its U.S. defined benefit pension plans of 

$65 million for the year ended December 31, 2020. 

Plan Transfers In and Out—There were no significant transfers into or out of Bunge's employee benefit plans during the 

years ended December 31, 2022 or 2021.

Cost of Benefit Plans—Service cost is recognized in a period determined as the actuarial present value of benefits 

attributed by the pension benefit formula to services rendered by employees during that period. Interest cost is the amount 
recognized in a period determined as the increase in the projected benefit obligation due to the passage of time. The expected 
return on plan assets is determined based on the expected long-term rate of return on plan assets and the market-related value of 
plan assets. Amortization of net loss represents the recognition in net periodic cost over several periods of amounts previously 
recognized in Other comprehensive income. Service cost is included in the same income statement line item as other 
compensation costs arising from services rendered during the period, while the other components of net periodic benefit 
pension cost are presented separately in Other (expense) income- net.

The components of net periodic benefit costs for defined benefit pension plans and postretirement benefit plans are as 

follows:

(US$ in millions)

Service cost

Interest cost

Expected return on plan assets

Amortization of prior service cost

Amortization of net loss
Curtailment loss/(gain)

Settlement loss/(gain) recognized

Special termination benefit

Net periodic benefit costs

Pension Benefits
December 31,

Postretirement Benefits
December 31,

2022

2021

2020

2022

2021

2020

$ 

29  $ 

46  $ 

45  $ 

—  $ 

—  $ 

30 

(52)   

— 

5 
(4)   

(36)   

— 

30 

(54)   

38 

(51)   

1 

8 
— 

2 

— 

1 

8 
— 

16 

— 

3 

— 

— 

— 
— 

— 

— 

3 

— 

— 

— 
— 

— 

— 

$ 

(28)  $ 

33  $ 

57  $ 

3  $ 

3  $ 

— 

3 

— 

— 

— 
— 

— 

— 

3 

F-54

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Assumptions used in Postretirement Benefits Calculations—At December 31, 2022, a 7.7% annual rate of increase in the 

per capita cost of covered healthcare benefits was assumed for 2022 postretirement benefit plan measurement purposes, 
decreasing to 7.1% by 2048, and remaining at that level thereafter. At December 31, 2021, a 7.2% annual rate of increase in the 
per capita cost of covered healthcare benefits was assumed for 2021 postretirement benefit plan measurement purposes, 
decreasing to 6.6% by 2038, and remaining at that level thereafter.

The weighted-average actuarial assumptions used in determining the benefit obligation under the defined benefit pension 

and postretirement benefit plans are as follows:

Discount rate

Increase in future compensation levels

Pension Benefits
December 31,

Postretirement Benefits
December 31,

2022

2021

2022

2021

 5.2 %

 2.4 %

 2.5 %

 3.2 %

 9.6 %

N/A

 7.5 %

N/A

The weighted-average actuarial assumptions used in determining the net periodic benefit cost under the defined benefit 

pension and postretirement benefit plans are as follows:

Discount rate

Expected long-term rate of return on assets

Increase in future compensation levels

Pension Benefits
December 31,

Postretirement Benefits
December 31,

2022

2021

2020

2022

2021

2020

 2.5 %

 5.0 %

 3.2 %

 2.1 %

 4.5 %

 3.2 %

 2.8 %

 4.7 %

 3.2 %

 7.5 %

N/A

N/A

 5.7 %

N/A

N/A

 6.1 %

N/A

N/A

The sponsoring subsidiaries select the expected long-term rate of return on assets in consultation with their investment 

advisors and actuaries. These rates are intended to reflect the average rates of earnings expected on the funds invested or to be 
invested to provide required plan benefits. The plans are assumed to continue in effect as long as assets are expected to be 
invested.

In estimating the expected long-term rate of return on assets, appropriate consideration is given to historical performance 
for the major asset classes held, or anticipated to be held, by the applicable plan trusts and to current forecasts of future rates of 
return for those asset classes. Cash flows and expenses are taken into consideration to the extent that the expected returns would 
be affected by them. As assets are generally held in qualified trusts, anticipated returns are not reduced for taxes.

For certain of Bunge’s plans, the discount rate is determined by 1) the yield on a hypothetical bond portfolio for which 

the cash flow effectively settles the year-by-year projected benefit cash flows or 2) matching either the duration or the expected 
cash flows for the pension plans to a hypothetical yield curve developed on a region-specific basis using a portfolio of available 
high quality, non-callable, make-whole corporate bonds.

F-55

 
 
 
 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Pension Benefit Obligations and Funded Status—The following table sets forth in aggregate the changes in the defined 
benefit pension and postretirement benefit plans' benefit obligations, assets and funded status at December 31, 2022 and 2021. 
A measurement date of December 31 was used for all plans.

(US$ in millions)

Change in benefit obligations:

Pension Benefits
December 31,

Postretirement Benefits
December 31,

2022

2021

2022

2021

Benefit obligation at the beginning of year

$ 

1,380  $ 

1,453  $ 

42  $ 

Service cost

Interest cost

Plan amendments

Plan curtailments

Actuarial (gain) loss, net

Employee contributions

Plan settlements

Benefits paid

Expenses paid

Impact of foreign exchange rates

Benefit obligation at the end of year

Change in plan assets:

Fair value of plan assets at the beginning of year

Actual return on plan assets

Employer contributions

Employee contributions

Plan settlements

Benefits paid

Expenses paid

Impact of foreign exchange rates

Fair value of plan assets at the end of year
Unfunded status and net amounts recognized:

Plan assets less than benefit obligation
Net liability recognized in the balance sheet

Amounts recognized in the balance sheet consist of:

Non-current assets

Current liabilities

Non-current liabilities

Net liability recognized

29 

30 

— 

(2)   

(311)   

3 

(246)   

(39)   

(3)   

(29)   

46 

30 

(6)   

— 

(57)   

3 

(15)   

(40)   

(3)   

(31)   

— 

3 

— 

— 

(9)   

— 

— 

(2)   

— 

2 

812  $ 

1,380  $ 

36  $ 

1,223  $ 

1,232  $ 

—  $ 

(224)   

19 

3 

(247)   

(39)   

(3)   

(26)   

49 

22 

3 

(15)   

(40)   

(3)   

(25)   

— 

2 

— 

— 

(2)   

— 

— 

706  $ 

1,223  $ 

—  $ 

(106)  $ 
(106)  $ 

(157)  $ 
(157)  $ 

21  $ 

(7)   

(120)   

(106)  $ 

38  $ 

(6)   

(189)   

(157)  $ 

(36)  $ 
(36)  $ 

—  $ 

(4)   

(32)   

(36)  $ 

$ 

$ 

$ 

$ 
$ 

$ 

$ 

50 

— 

3 

— 

— 

(4) 

— 

— 

(4) 

— 

(3) 

42 

— 

— 

4 

— 

— 

(4) 

— 

— 

— 

(42) 
(42) 

— 

(4) 

(38) 

(42) 

Included in Accumulated other comprehensive loss for pension benefits at December 31, 2022 are the following amounts, 

net of tax and excluding noncontrolling interest, that have not yet been recognized in net periodic benefit costs: unrecognized 
prior service credit of $3 million, and unrecognized actuarial loss of $109 million.

Included in Accumulated other comprehensive loss for postretirement healthcare benefits at December 31, 2022 is the 

following amount, net of tax and excluding noncontrolling interest, that has not yet been recognized in net periodic benefit 
costs: unrecognized prior service credit of $4 million.

Bunge has aggregated certain defined benefit pension plans for which the projected benefit obligations exceeds the fair 

value of related plan assets with pension plans for which the fair value of plan assets exceeds related projected benefit 

F-56

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

obligations. The following table provides aggregated information about pension plans with a projected benefit obligation in 
excess of plan assets:

(US$ in millions)

Projected benefit obligation

Fair value of plan assets

Pension Benefits
December 31,

2022

2021

$ 

$ 

699  $ 

572  $ 

585 

390 

The accumulated benefit obligation for the defined pension benefit plans was $799 million and $1,332 million at 

December 31, 2022 and 2021, respectively. The following table summarizes information related to aggregated defined benefit 
pension plans with an accumulated benefit obligation in excess of plan assets:

(US$ in millions)

Projected benefit obligation

Accumulated benefit obligation

Fair value of plan assets

Pension Benefits
December 31,

2022

2021

$ 

$ 

$ 

609  $ 

604  $ 

484  $ 

306 

291 

115 

Pension Benefit Plan Assets—The objective of the plans' trust funds is to sufficiently diversify plan assets to maintain a 

reasonable level of risk without imprudently sacrificing returns. 

For pension plans in the United States (the "US plans"), Bunge has an outside investment advisory firm to implement a 

liability-driven investment strategy intended to increase the duration of pension plan assets to better match the duration of 
pension benefit obligations. This strategy is intended to increase the interest rate and credit spread liability hedge ratios and 
reduce the funded status volatility of the US plans. For the largest US plan, derivatives are used primarily to manage risk and 
hedge plan liabilities while maintaining liquidity. As part of this strategy, the plan is required to hold cash collateral associated 
with certain derivatives. Target asset allocations are based on a glide path approach, which allocates more plan assets to 
immunizing assets, such as intermediate and long duration fixed income instruments, which are intended to match the duration 
and amount of the expected liabilities, and less to growth assets, such as public equities, non-core fixed income instruments and 
real assets, as the funded status of the plans improve. Target asset allocations are generally 70-90% to immunizing assets and 
10-30% to growth assets. For pension plans outside of the United States, the plans’ trust funds utilize a target asset allocation of 
approximately 30% fixed income securities, approximately 40% equities and approximately 30% in real estate and other 
alternative investment vehicles. 

Bunge implements its investment strategy through a combination of passive and actively managed strategies, including, 

but not limited to mutual funds, collective trust funds and collective investment trusts. The Company's policy is not to invest 
plan assets in Bunge Limited shares. Plan investments are stated at fair value or net asset value ("NAV"). For a further 
definition of fair value and the associated fair value levels, refer to Note 1- Nature of Business, Basis of Presentation and 
Significant Accounting Policies.

F-57

 
 
 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

The fair values of Bunge's defined benefit pension plans' assets at the measurement date, by category, are as follows:

(US$ in millions)

Cash
Mutual funds - equities (1)
Mutual funds - fixed income (2)
Other (3)
Total

Collective pooled funds (4)
Total investments measured at NAV as a practical expedient

Total

(US$ in millions)

Cash
Mutual funds - equities (1)
Mutual funds - fixed income (2)
Other (3)
Total

Collective pooled funds (4)
Total investments measured at NAV as a practical expedient

Total

December 31, 2022

Total

Level 1

Level 2

Level 3

$ 

58  $ 

58  $ 

—  $ 

61 

38 

51 

61 

28 

2 

— 

10 

43 

208  $ 

149  $ 

53  $ 

498  $ 

498 

706  $ 

—  $ 

— 

149  $ 

—  $ 

— 

53  $ 

$ 

$ 

$ 

December 31, 2021

Total

Level 1

Level 2

Level 3

$ 

42  $ 

42  $ 

—  $ 

208 

178 

92 

208 

167 

10 

— 

11 

75 

520  $ 

427  $ 

86  $ 

703  $ 

703 

1,223  $ 

—  $ 

— 

427  $ 

—  $ 

— 

86  $ 

$ 

$ 

$ 

— 

— 

— 

6 

6 

— 

— 

6 

— 

— 

— 

7 

7 

— 

— 

7 

(1) This category represents a portfolio of equity investments comprised of equity index funds that invest in U.S. equities 
and non-U.S. equities. The U.S. equities are comprised of investments focusing on large, mid and small cap companies 
and non-U.S. equities are comprised of international, emerging markets, and real estate investment trusts.

(2) This category represents a portfolio of fixed income investments in mutual funds comprised of investment grade U.S. 

government bonds and notes, foreign government bonds, and corporate bonds from diverse industries.

(3) This category represents a portfolio consisting of a mixture of hedge funds, investments in certain government and 

municipal securities, bonds, real estate and insurance contracts.

(4) Collective pooled funds are typically collective trusts valued at NAV that are calculated by the investment manager or 
sponsor of the fund and have daily or monthly liquidity. Using the practical expedient in ASC 820 - Fair Value 
Measurements, these investments are not categorized within the fair value hierarchy, but are included in the table 
above so that they can be reconciled to the line items presented in the consolidated balance sheets.

Bunge expects to contribute $13 million and $4 million to its defined benefit pension and postretirement benefit plans, 

respectively, in 2023.

The following benefit payments, which reflect future service as appropriate, are expected to be paid in relation to defined 

benefit pension and postretirement benefit plans:

F-58

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

(US$ in millions)

2023

2024

2025

2026

2027

Next five years

Pension
Benefit Payments

Postretirement
Benefit Payments

$ 

52  $ 

53 

53 

54 

54 

270 

4 

4 

4 

4 

4 

18 

Employee Defined Contribution Plans—Bunge also makes contributions to qualified defined contribution plans for 
eligible employees. Contributions to these plans amounted to $28 million, $17 million, and $16 million during the years ended 
December 31, 2022, 2021 and 2020, respectively.

21. RELATED PARTY TRANSACTIONS

Bunge purchases agricultural commodity products from certain of its unconsolidated investees and other related parties. 

Such related party purchases comprised approximately 6% or less of total Cost of goods sold for each of the years ended 
December 31, 2022, 2021, and 2020. Bunge also sells agricultural commodity products to certain of its unconsolidated 
investees and other related parties. Such related party sales comprised approximately 1% or less of total Net sales for each of 
the years ended December 31, 2022, 2021, and 2020. 

In addition, Bunge receives services from and provides services to its unconsolidated investees, including tolling, port 

handling, administrative support, and other services. During the years ended December 31, 2022, 2021, and 2020, such services 
were not material to the Company's consolidated results. 

At December 31, 2022 and 2021, receivables related to the above related party transactions comprised approximately 1% 

or less of total Trade accounts receivable, net. At December 31, 2022 and 2021, payables related to the above related party 
transactions comprised approximately 5% or less of total Trade accounts payable.

Bunge believes all transaction values to be similar to those that would be conducted with third parties.

22. COMMITMENTS AND CONTINGENCIES

Bunge is party to claims and lawsuits, primarily non-income tax and labor claims in South America, arising in the normal 

course of business. Bunge is also involved from time to time in various contract, antitrust, environmental litigation and 
remediation, and other litigation, claims, government investigations and legal proceedings. The ability to predict the ultimate 
outcome of such matters involves judgments, estimates, and inherent uncertainties. Bunge records liabilities related to legal 
matters when the exposure item becomes probable and can be reasonably estimated. Bunge management does not expect these 
matters to have a material adverse effect on Bunge’s financial condition, results of operations, or liquidity. However, these 
matters are subject to inherent uncertainties and there exists the remote possibility that a liability arising from these matters 
could have a material adverse impact in the period the uncertainties are resolved should the liability substantially exceed the 
amount of provisions included in the consolidated balance sheets. Included in Other non-current liabilities at December 31, 
2022 and 2021 are the following amounts related to these matters:

(US$ in millions)

Non-income tax claims

Labor claims

Civil and other claims

Total

F-59

December 31,

2022

2021

$ 

$ 

20  $ 

76 

105 

201  $ 

15 

72 

95 

182 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Brazil indirect taxes - non-income tax claims - These tax claims relate to claims against Bunge’s Brazilian subsidiaries, 

primarily value-added tax claims (ICMS, ISS, IPI and PIS/COFINS). 

As of December 31, 2022, the Brazilian federal and state authorities have concluded examinations of the ICMS and 
PIS/COFINS tax returns and have issued outstanding claims. The Company continues to evaluate the merits of each of these 
claims and will recognize them if and when loss is considered probable. The outstanding claims comprise the following:

(US$ in millions)

ICMS

PIS/COFINS

Years Examined

1990 to Present

2002 to Present

December 31,

2022

2021

$ 

$ 

215  $ 

347  $ 

222 

228 

Labor claims — The labor claims are principally against Bunge’s Brazilian subsidiaries. The labor claims primarily 

relate to dismissals, severance, health and safety, salary adjustments and supplementary retirement benefits.

Civil and other claims — The civil and other claims relate to various disputes with third parties, including suppliers 

and customers.

During the first quarter of 2017, Bunge received a notice from the Brazilian Administrative Council for Economic 

Defense ("CADE") initiating an administrative proceeding against its Brazilian subsidiary and two of its employees, certain of 
its former employees, several other companies in the Brazilian wheat milling industry, and others for alleged anticompetitive 
activities in the north and northeast of Brazil. While a co-defendant obtained an injunction to stay the proceeding in 2019, on 
October 24, 2022, a Brazilian appellate court reversed that injunction and the proceeding has resumed before the Brazilian 
CADE. Bunge expects a decision from the CADE on this proceeding in 2023. Bunge cannot at this time reasonably predict the 
ultimate outcome in the judicial courts of this case or sanctions, if any, that may be imposed. 

Additionally, in the second quarter of 2018, Bunge received a notification from CADE that it had extended the scope 

of an existing administrative proceeding relating to alleged anticompetitive practices in the Rio Grande port in Brazil to include 
certain of Bunge's Brazilian subsidiaries and certain former employees of those subsidiaries. The CADE's Tribunal decided that 
one of Bunge's Brazilian subsidiaries violated certain anticompetitive practices and, as a consequence, imposed a de minimis 
fine. Bunge has challenged the CADE's decision in the Brazilian judicial court and obtained an injunction against CADE's 
decision. Bunge does not expect the outcome to have a material impact on its consolidated financial statements.

Guarantees—Bunge has issued or was a party to the following guarantees at December 31, 2022:

(US$ in millions)

Unconsolidated affiliates guarantee (1)
Residual value guarantee (2)
Other guarantees
Total

Maximum
Potential
Future
Payments

$ 

$ 

107 
337 

9 
453 

(1) Bunge has issued guarantees to certain financial institutions related to debt of certain of its unconsolidated affiliates. 
The terms of the guarantees are equal to the terms of the related financings, which have maturity dates through 2034. 
There are no recourse provisions or collateral that would enable Bunge to recover any amounts paid under these 
guarantees. In addition, certain Bunge subsidiaries have guaranteed the obligations of certain of their unconsolidated 
affiliates and in connection therewith have secured their guarantee obligations through a pledge to the financial 
institutions of certain of their unconsolidated affiliates' shares plus loans receivable from the unconsolidated affiliates 
in the event that the guaranteed obligations are enforced. 
On November 21, 2022, one of Bunge's unconsolidated affiliates refinanced its third-party debt structure resulting in a 
significant reduction in Bunge's guarantee and potential liabilities to certain financial institutions from $181 million 
prior to the refinance to $46 million as of December 31, 2022.   

F-60

 
 
BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Based on the amounts drawn under guaranteed debt facilities of unconsolidated affiliates at December 31, 2022, 
Bunge's potential liability was $94 million, and it has recorded less than $1 million of obligations related to these 
guarantees within Other non-current liabilities.

(2) Bunge has issued guarantees to certain financial institutions that are party to certain operating lease arrangements for 
railcars, barges and buildings. These guarantees provide for a minimum residual value to be received by the lessor at 
the conclusion of the lease term. These leases expire at various dates from 2024 through 2029. At December 31, 2022, 
no obligation has been recorded related to these guarantees. Any obligation recorded would be recognized in Current 
operating lease obligations or Non-current operating lease obligations.

Bunge Limited has provided a guarantee to the Director of the Illinois Department of Agriculture as Trustee for Bunge 
North America, Inc. ("BNA"), an indirect wholly-owned subsidiary, which guarantees all amounts due and owing by BNA to 
grain producers and/or depositors in the State of Illinois who have delivered commodities to BNA's Illinois facilities. 

Commitments—At December 31, 2022, Bunge had approximately $387 million of purchase commitments related to 

inventories, $284 million of freight supply agreements for ocean freight vessels and railroad freight lines not accounted for as 
leases, $99 million of power supply contracts, $95 million of contractual commitments related to construction in progress, and 
$183 million of other purchase commitments and obligations, such as take-or-pay contracts, throughput contracts, and debt 
commitment fees.

Bunge has also entered into standby letters of credit and surety bonds with financial institutions primarily relating to the 

guarantee of our future performance on certain contracts. Amounts on outstanding standby letter of credit agreements and 
surety bonds aggregated to $1,592 million and $1,405 million as of December 31, 2022 and 2021, respectively.

23. OTHER NON-CURRENT LIABILITIES

(US$ in millions)

Labor, legal and other provisions

Pension and post-retirement obligations (1)

Uncertain income tax positions (2)

Unrealized losses on derivative contracts, at fair value (3)

Other

Total

(1) See Note 20- Employee Benefit Plans. 
(2) See Note 15- Income Taxes. 
(3) See Note 16- Fair Value Measurements.    

December 31,

2022

2021

$ 

205  $ 

152 

59 

332 

101 

$ 

849  $ 

187 

227 

73 

49 

122 

658 

24. REDEEMABLE NONCONTROLLING INTERESTS

In connection with Bunge's initial acquisition of a 70% ownership interest in Loders, the Company entered into a put/call 

arrangement with the Loders' minority shareholder through which it may be required or elect to purchase the additional 30% 
ownership interest in Loders within a specified time frame.  

Since the acquisition of the 70% ownership in Loders, the Company classified these redeemable equity securities 
outside of permanent stockholders’ equity as the equity securities are redeemable at the option of the holder. The carrying 
amount of Redeemable noncontrolling interest was the greater of: (i) the initial carrying amount, increased or decreased for the 
noncontrolling interest's share of net income or loss, equity capital contributions and distributions or (ii) the redemption value. 
Any resulting increases in the redemption amount, in excess of the initial carrying amount, increased or decreased for the 
noncontrolling interest's share of net income or loss, equity capital contributions and distributions, were affected via a charge 
against Retained earnings. Additionally, any such charges to Retained earnings would affect Net income available to Bunge 
common shareholders as part of Bunge's calculation of earnings per common share.

F-61

 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

On August 5, 2022, Bunge and the Loders minority shareholder completed a transaction in which Bunge acquired an 

additional 10% interest in Loders in exchange for approximately $102 million in cash, and the existing put/call arrangement 
over Loders' noncontrolling equity interest was terminated. Bunge's ownership interest in Loders following the transaction 
increased from 70% to 80%. As Loders' remaining noncontrolling interest ceased to be redeemable at the transaction date, it 
was reclassified from Redeemable noncontrolling interests to Noncontrolling interests within Bunge's consolidated balance 
sheet and consolidated statement of changes in equity at a value of $235 million, representing the noncontrolling interest's 
proportionate share in the carrying value of Loders' net assets.

25. EQUITY

Share Repurchase Program—During October 2021, Bunge's Board of Directors approved a new program for the 
repurchase of up to $500 million of Bunge's issued and outstanding common shares. The program has no expiration date. Under 
this program, 2,109,115 common shares were repurchased for $200 million during the twelve months ended December 31, 
2022. As of December 31, 2022, $300 million remains outstanding for repurchases under the program. 

During the twelve months ended December 31, 2021, Bunge repurchased 1,298,384 common shares for $100 million, 

thereby completing a previous $500 million share repurchase program, established May 2015. 

Cumulative Convertible Perpetual Preference Shares—On March 18, 2022, Bunge announced all issued and outstanding 

shares of its 4.875% Cumulative Convertible Perpetual Preference Shares ("convertible preference shares") would 
automatically convert into common shares of the Company, par value $0.01 per share, effective March 23, 2022 (the 
"Conversion Date"). On March 18, 2022, the closing price of the common shares of the Company on the New York Stock 
Exchange ("NYSE") was $104.91, marking the 20th trading day in the previous 30 trading days that the closing price of the 
common shares of the Company exceeded 130% of the conversion price, triggering the Company's right under the certificate of 
designation for the convertible preference shares, at its option, to mandatorily convert the convertible preference shares. The 
conversion price adjusted from $78.1322 at December 31, 2021 to $77.8482 on February 16, 2022.

Each convertible preference share automatically converted into 1.2846 common shares of the Company on the 

Conversion Date and cash was paid in lieu of fractional common shares of the Company. There were 6,898,268 convertible 
preference shares issued and outstanding prior to the conversion, which resulted in the issuance of 8,861,515 new common 
shares of the Company. Additionally, in the first quarter of 2022, prior to the conversion, 1,415 convertible preference shares 
were voluntarily converted by preference shareholders into 1,816 common shares. As a result of the conversions, no convertible 
preference shares were issued or outstanding as of December 31, 2022, and all rights of the former holders of the convertible 
preference shares terminated, as of March 23, 2022. 

Dividends on the convertible preference shares ceased to accrue on the Conversion Date. Accordingly, holders of the 
convertible preference shares were not entitled to receive the $1.21875 per share dividend declared by the Company in respect 
of the convertible preference shares on February 23, 2022, and payable to holders of record on May 15, 2022. Following the 
conversion, holders of the convertible preference shares as of the Conversion Date were entitled to receive the $0.525 per share 
dividend declared by the Company with respect to the common shares on February 23, 2022, but only to the extent such holder 
remained a holder of record of common shares of the Company on May 19, 2022. 

The convertible preference shares accrued dividends at an annual rate of 4.875%. Dividends were cumulative from the 
date of issuance and were payable, quarterly in arrears, on each March 1, June 1, September 1, and December 1, when, and if 
declared by Bunge's Board of Directors. The dividends may be paid in cash, common shares, or a combination thereof. 
Accumulated  unpaid dividends on the convertible preference shares did not bear interest. In the year ended December 31, 
2022, Bunge paid $8 million of dividends in arrears in cash and for both of the years ended December 31, 2021 and 2020, 
Bunge recorded $34 million of dividends, paid in cash, on its convertible preference shares.

Dividends on common shares—On November 14, 2022, the Company's Board of Directors declared a dividend of 

$0.625 per common share, payable on March 2, 2023, to shareholders of record on February 16, 2023. During the twelve 
months ended December 31, 2022, the Company's Board of Directors declared total dividends on common shares of $2.40 per 
common share.   

Accumulated other comprehensive loss Attributable to Bunge—The following table summarizes the balances of related 

after-tax components of Accumulated other comprehensive loss attributable to Bunge:

F-62

BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Foreign 
Exchange 
Translation
Adjustment (1)

Deferred
Gains 
(Losses)
on Hedging
Activities

Pension and
Other
Postretirement
Liability
Adjustments

Accumulated 
Other 
Comprehensive
Loss

(US$ in millions)

Balance January 1, 2020

Other comprehensive (loss) income before reclassifications

Amount reclassified from Accumulated other comprehensive loss

Net-current period other comprehensive (loss) income

Balance, December 31, 2020

Other comprehensive (loss) income before reclassifications

$ 

(5,263)  $ 

(594)   

— 

(594)   

(5,857)  $ 

(236)   

Amount reclassified from Accumulated other comprehensive loss

— 

Net-current period other comprehensive (loss) income

Balance, December 31, 2021

Other comprehensive income (loss) before reclassifications

Acquisition of redeemable noncontrolling interest
Amount reclassified from Accumulated other comprehensive 
loss(2)
Net-current period other comprehensive income (loss)
Balance, December 31, 2022

(236)   

(6,093)  $ 

26 

(15)   

156 

167 
(5,926)  $ 

$ 

(170)   

(45)   

— 

(45)   

(215)   

(36)   

(3)   

(39)   

(254)   

(81)   

— 

(191)   

3 

14 

17 

(174)   

51 

(1)   

50 

(5,624) 

(636) 

14 

(622) 

(6,246) 

(221) 

(4) 

(225) 

(124)   

(6,471) 

40 

— 

(15) 

(15) 

(8)   

(89)   
(343)  $ 

(18)   

22 
(102)  $ 

130 

100 
(6,371) 

(1) Bunge has significant operating subsidiaries in Brazil, Argentina, North America, Europe, and Asia-Pacific. The 
functional currency of Bunge's subsidiaries is generally the local currency. The assets and liabilities of these 
subsidiaries are translated into U.S. dollars from the local currency at month-end exchange rates, and the resulting 
foreign currency translation gains (losses) are recorded in the consolidated balance sheets as a component of 
Accumulated other comprehensive loss. 

(2) On February 28, 2022, the Company, together with plan participants and related employee unions, agreed to the 
transition of one of the Company's international defined benefit pension plans to a multi-employer pension plan. 
Following the transition, the Company accounts for the multi-employer plan similar to a defined contribution plan, 
resulting in full settlement of the related defined benefit plan obligations. 

In  connection  with  the  settlement,  during  the  twelve  months  ended  December  31,  2022,  the  Company  reclassified 
$27 million (net of $10 million tax expense) in unamortized actuarial gains from Accumulated other comprehensive 
loss, of which $19 million was attributable to Bunge (net of $7 million in tax expense), and $8 million was attributable 
to redeemable non-controlling interest (net of $3 million in tax expense).

The  year  ended  December  31,  2022  also  included  the  release  of  cumulative  translation  adjustments  upon  the 
disposition  of  substantially  all  of  its  wheat  milling  business  in  Mexico  of  $158  million,  which  had  been  previously 
reserved through Cost of goods sold, in the consolidated statements of income in the year ended December 31, 2021 
(see Note 3- Acquisitions and Dispositions). 

F-63

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

26. EARNINGS PER COMMON SHARE

The following table sets forth the computation of basic and diluted earnings per common share:

(US$ in millions, except for share data)

Net income 
Net (income) attributable to noncontrolling interests and redeemable 
noncontrolling interests

Income attributable to Bunge

Convertible preference share dividends
Adjustment of redeemable noncontrolling interest (1)

Year Ended December 31,

2022

2021

2020

$ 

1,678  $ 

2,167  $ 

1,165 

(68)   

(89)   

1,610 

2,078 

— 

— 

(34)   

— 

(20) 

1,145 

(34) 

10 

Net income available to Bunge common shareholders - Basic

Add back convertible preference share dividends

Net income available to Bunge common shareholders - Diluted

$ 

$ 

1,610  $ 

2,044  $ 

1,121 

— 

34 

34 

1,610  $ 

2,078  $ 

1,155 

Weighted-average number of common shares outstanding:

Basic

Effect of dilutive shares:

—stock options and awards (2)

—convertible preference shares (3)

Diluted

Earnings per common share:

 148,712,251 

 141,015,388 

 140,693,658 

2,455,629 

1,966,874 

2,520,420 

312,907 

8,830,904 

8,683,251 

 153,134,754 

 152,366,712 

 149,689,816 

Net income attributable to Bunge common shareholders—basic

Net income attributable to Bunge common shareholders—diluted

$ 

$ 

10.83  $ 

10.51  $ 

14.50  $ 

13.64  $ 

7.97 

7.71 

(1) The redemption value adjustment of the Company's redeemable noncontrolling interest is (deducted from) added to 

Income attributable to Bunge as discussed further in Note 24- Redeemable Noncontrolling Interest.

(2) The weighted-average common shares outstanding-diluted excludes approximately zero, 1 million, and 6 million stock 
options and contingently issuable restricted stock units, which were not dilutive and not included in the computation of 
earnings per share for the years ended December 31, 2022, 2021, and 2020, respectively.

(3) Effective March 23, 2022, (the "Conversion Date"), in accordance with the terms of the certificate of designation 

governing the convertible preference shares, all of the Company's issued and outstanding convertible preference shares 
were automatically converted into 1.2846 common shares of the Company, par value $0.01 per share. As a result of 
this conversion, dividends on the convertible preference shares ceased to accrue on the Conversion Date. Accordingly, 
holders of the convertible preference shares were not entitled to receive the $1.21875 per share dividend declared by 
the Company in respect of the convertible preference shares on February 23, 2022, and payable to holders of record on 
May 15, 2022, and no convertible preference shares were issued or outstanding as of December 31, 2022. Refer to 
Note 25- Equity for further information.

F-64

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

27. SHARE-BASED COMPENSATION

For the years ended December 31, 2022, 2021, and 2020, Bunge recognized approximately $65 million, $61 million, and 

$71 million, respectively, of total compensation expense related to its stock option and restricted stock unit equity awards.

During the years ended December 31, 2022, 2021, and 2020, Bunge granted equity awards under the 2016 Equity 
Incentive Plan (the "2016 EIP"), a shareholder approved plan. Under the 2016 EIP, the Compensation Committee of Bunge's 
Board of Directors may grant equity-based awards to officers, employees, consultants, and independent contractors in the form 
of stock options, restricted stock units (performance-based or time-based) or other equity-based awards. Shares issued under the 
2016 EIP may consist, in whole or in part, of authorized and unissued shares, treasury shares, or shares reacquired by the 
Company in any manner, or a combination thereof.

Stock Option Awards—Options to purchase Bunge Limited common shares are granted with an exercise price equal to 
the grant date fair market value of Bunge common stock, vest over service periods that generally range from one to three years 
and expire 10 years from the date of grant. Vesting may be accelerated in certain circumstances as provided in the plans or 
associated award agreements. Grant date fair value is recognized as compensation expense on a straight-line basis for option 
grants, and forfeitures are recognized as they occur. Bunge elected to cease awarding stock options to its employees beginning 
January 1, 2021. Any awards previously granted will continue to vest as awarded.

Restricted Stock Units—Restricted stock units ("RSUs") give recipients the right to receive shares of Bunge common 

stock upon the lapse of related restrictions determined by the Compensation Committee. The Company has two types of RSUs: 
time-based restricted stock units ("TBRSUs") and performance-based restricted stock units ("PBRSUs"). Restrictions on 
TBRSUs are based on continued service by the recipient through the designated term. Restrictions on PBRSUs are based on the 
achievement of certain performance targets, including earnings per share, return on invested capital, and relative total 
shareholder return, with the number of PBRSUs earned varying based on the level of achievement against these performance 
targets. Compensation expense is recognized on a straight-line basis over the vesting period for restricted stock units. RSUs 
generally vest over periods ranging from one to three years. Vesting may be accelerated under certain circumstances as defined 
in the plans or associated award agreements. RSUs are generally settled in shares of Bunge common stock upon satisfaction of 
the applicable vesting terms, and forfeitures are recognized as they occur. In locations where share settlement may be prohibited 
under local law, RSUs are settled in cash. At the time of settlement, a participant holding a vested restricted stock unit will also 
be entitled to receive corresponding accrued dividend equivalent share payments.

Bunge also established the Bunge Limited 2017 Non-Employee Directors Equity Incentive Plan (the "2017 NED Plan"), 
a shareholder approved plan. Under the 2017 NED Plan, the Compensation Committee may grant equity-based awards to non-
employee directors of Bunge Limited. Awards may consist of restricted stock, restricted stock units, deferred restricted stock 
units, and non-statutory stock options.

Restricted stock units granted to non-employee directors generally vest on the first anniversary of the grant date, 
provided the director continues to serve on the Board until such date, and are settled in shares of Bunge Limited common stock. 
At the time of settlement, a participant holding a vested restricted stock unit is also entitled to receive corresponding accrued 
dividend equivalent share payments.

The fair value of each stock option granted under any of Bunge's equity incentive plans is estimated on the grant date 

using the Black-Scholes-Merton option pricing model. Assumptions for the three most recent years are noted in the following 
table. The expected volatility of Bunge's common shares is a weighted average of historical volatility calculated using the daily 
closing price of Bunge's shares up to the grant date and implied volatilities on open option contracts on Bunge's stock as of the 
grant date. Bunge uses historical employee exercise behavior for valuation purposes. The expected option term of granted 
options represents the period of time that the granted options are expected to be outstanding based on historical experience and 
giving consideration for the contractual terms, vesting periods and expectations of future employee behavior. The risk-free 
interest rate is based on U.S. Treasury zero-coupon bonds with a term equal to the expected option term of the respective grants 
and grant dates.

F-65

2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

Assumptions:

Expected option term (in years)

Expected dividend yield

Expected volatility

Risk-free interest rate

2022(1)

December 31,
2021(1)

— 

 — %

 — %

 — %

— 

 — %

 — %

 — %

2020

6.69

 4.64 %

 27.42 %

 0.70 %

(1) No options granted during 2022 and 2021 as Bunge ceased awarding stock options to employees beginning January 1, 

2021.

A summary of option activity under the plans for the year ended December 31, 2022 is presented below:

Options

Outstanding at January 1, 2022

Exercised

Forfeited or expired
Outstanding at December 31, 2022 (1)
Exercisable at December 31, 2022

(1)

Includes 17,520 options to be cash settled.

Shares

Weighted-Average
Exercise Price

Weighted-Average
Remaining
Contractual
Term (Years)

Aggregate
Intrinsic
Value (US$ in 
millions)

3,199,255  $ 

(1,314,428)   

(29,146)   

1,855,681 
1,651,507  $ 

62.28 

71.21 

45.43 
56.22 
57.88 

5.54 $ 
5.34 $ 

81 
69 

The weighted-average grant date fair value of options granted during the year ended December 31, 2020 was $5.89. 
There were no options granted during the year ended December 31, 2022 or 2021. The total intrinsic value of options exercised 
during the years ended December 31, 2022, 2021, and 2020 was approximately $44 million, $30 million, and $2 million, 
respectively. 

At December 31, 2022, the total unrecognized compensation cost related to non-vested stock options granted under the 

equity incentive plan is expected to be recognized over the next year and not be significant.

A summary of restricted stock unit activity under Bunge's plans for the year ended December 31, 2022 is presented 

below.

Restricted Stock Units

Time-based restricted stock units at January 1, 2022
TBRSUs Granted

Vested/issued (1)

Forfeited

Time-based restricted stock units at December 31, 2022 (2) (3)

Performance-based restricted stock units at January 1, 2022

PBRSUs Granted

Additional PBRSUs granted on achievement of performance targets

Vested/issued (1)

Forfeited
Performance-based restricted stock units at December 31, 2022 (2) 

Shares

Weighted-Average
Grant-Date
Fair Value

1,111,288  $ 
403,293 

(409,030)   

(50,072)   

1,055,479  $ 

1,012,353  $ 

244,871 

384,561 

(784,169)   

(49,943)   

807,673 

60.38 
104.92 

52.19 

69.04 

80.30 

59.36 

116.86 

52.48 

53.00 

116.19 

78.68 

Total restricted stock units at December 31, 2022 (2) 

1,863,152  $ 

79.60 

F-66

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

(1) During the year ended December 31, 2022, Bunge issued a total of 816,192 common shares, net of common shares 

withheld to cover taxes, including related common shares representing accrued dividends, with a weighted-average fair 
value of $52.52 per share upon vesting of TBRSUs and PBRSUs.

(2)

(3)

Includes accrued unvested dividends, which are payable in Bunge's common shares upon vesting of underlying 
restricted stock units.

Includes 15,764 TBRSUs to be cash settled. 

At December 31, 2022, there was approximately $90 million of total unrecognized compensation cost related to restricted 

stock units granted under the equity incentive plans, which is expected to be recognized over the next two years. The total fair 
value of restricted stock units vested during the year ended December 31, 2022 was approximately $63 million.

Common Shares Reserved for Share-Based Awards—The 2017 NED Plan and the 2016 EIP provide that 320,000 and 

10,900,000 common shares, respectively, are to be reserved for grants of stock options, restricted stock units and other awards 
under the plans. During 2021, Bunge shareholders approved an increase to the 2017 NED Plan of 200,000 common shares, and 
during 2020, Bunge shareholders approved an increase to the 2016 EIP of 5,100,000 common shares. At December 31, 2022, 
176,569 and 3,639,750 common shares were available for future grants under the 2017 NED Plan and the 2016 EIP, 
respectively. No shares are currently available for grant under any other Bunge Limited equity incentive plan.

28. LEASES

The Company routinely leases storage facilities, transportation equipment, land, and office facilities which are 

typically classified as operating leases. The accounting for some of the Company's leases may require significant judgment 
when determining whether a contract is or contains a lease, the lease term, and the likelihood of renewal or termination options.  
Leases with an initial term of more than 12 months are recognized on the balance sheet as right-of-use assets (Operating lease 
assets) and lease liabilities for the obligation to make payments under such leases (Current operating lease obligations and Non-
current operating lease obligations). As of the lease commencement date, the lease liability is initially measured as the present 
value of lease payments not yet paid. The lease asset is initially measured equal to the lease liability and adjusted for lease 
payments made at or before lease commencement (e.g., prepaid rent), lease incentives, and any initial direct costs. Over time, 
the lease liability is reduced for lease payments made and the lease asset is reduced through expense, classified as either Cost of 
goods sold or Selling, general and administrative expense depending upon the nature of the lease. Lease assets are subject to 
review for impairment in a manner consistent with Property, plant and equipment. Leases with an initial term of 12 months or 
less ("short-term leases") are not recorded on the consolidated balance sheets and the related lease expense is recognized on a 
straight-line basis over the lease term.

The Company’s leases range in length of term, with a weighted average remaining lease term of 3.9 years, but with 

one water rights lease for up to 89 years. Renewal options are generally exercisable solely at the Company’s discretion. When a 
renewal option is reasonably certain to be exercised, such additional terms are considered when calculating the associated 
operating lease asset and liability. When determining the lease liability at commencement of the lease, the present value of lease 
payments is generally based on the Company’s incremental borrowing rate determined using a portfolio approach and the 
Company’s incremental cost of debt, adjusted to arrive at the rate in the applicable country and for the applicable term of the 
lease, as the rate implicit in the lease is generally not readily determinable. As of December 31, 2022, such weighted average 
discount rate was 4.5%. 

Certain of the Company’s freight supply agreements for ocean freight vessels and rail cars may include rental 

payments that are variable in nature. Variable payments on time charter agreements for ocean freight vessels under freight 
supply agreements are dependent on then current market daily hire rates. Variable payments for certain rail cars can be based on 
volumes, and in some cases, benchmark interest rates. All such variable payments, other than those that depend on an index or 
rate, are not included in the calculation of the associated operating lease asset or liability subsequent to the inception date of the 
associated lease and are recorded as expense in the period in which the adjustment to the variable payment obligation is 
incurred. Certain of the Company’s lease agreements related to railcars and barges contain residual value guarantees (see Note 
22- Commitments and Contingencies). None of the Company’s lease agreements contain material restrictive covenants.

F-67

 
 
 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

The components of lease expense were as follows:

(US$ in millions)
Operating lease cost
Short-term lease cost
Variable lease cost
Sublease income
Total lease cost

Supplemental cash flow information related to leases was as follows:

Cash paid for amounts included in the measurement of lease liabilities:
       Operating lease liability principal payments
Supplemental non-cash information:
       Right-of-use assets obtained in exchange for lease obligations

Year Ended December 31,

2022

2021

479  $ 

1,485 
69 
(335)   
1,698  $ 

343 
1,439 
79 
(309) 
1,552 

Year Ended December 31,

2022

2021

480  $ 

343 

567  $ 

384 

$ 

$ 

$ 

$ 

Maturities of lease liabilities for operating leases as of December 31, 2022, are as follows:

(US$ in millions)

2023
2024
2025
2026
2027
Thereafter
Total lease payments (1)
Less imputed interest
Present value of lease liabilities, as separately presented on the consolidated balance sheet

$ 

$ 

457 
246 
134 
107 
48 
85 
1,077 
(105) 
972 

(1) Minimum lease payments have not been reduced by minimum sublease income receipts of $101 million due in future 
periods under non-cancelable subleases as of December 31, 2022. Non-cancelable subleases primarily relate to 
agreements with third parties for the use of portions of certain facilities with remaining sublease terms of up to seven 
years. Additionally, from time to time, the Company may enter into re-let agreements to sell the right to use ocean 
freight vessels under time charter agreements when excess capacity is available.

The Company is expected to have additional operating leases for ocean freight vessels that have not yet commenced, 

of $281 million over the lives of the leases, as well as subleases for ocean freight vessels that have not yet commenced with 
income of $17 million over the lives of the subleases. The operating leases are expected to commence in 2024 and 2025, with 
lease terms ranging between five and seven years. The subleases are expected to commence early in 2023, with lease terms of 
up to two years. 

F-68

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

29. SEGMENT INFORMATION

The Company's operations are organized, managed and classified into four reportable segments - Agribusiness, 

Refined and Specialty Oils, Milling, and Sugar and Bioenergy, organized based upon their similar economic characteristics, 
products and services offered, production processes, types and classes of customer, and distribution methods. The Company’s 
remaining operations are not reportable segments, as defined by the applicable accounting standard, and are classified as 
Corporate and Other. 

The Agribusiness segment is characterized by both inputs and outputs being agricultural commodities and thus high 

volume and low margin. The Refined and Specialty Oils segment involves the processing, production and marketing of 
products derived from vegetable oils. The Milling segment involves the processing, production and marketing of products 
derived primarily from wheat and corn. The Sugar & Bioenergy segment primarily comprises the net earnings from the 
Company’s 50% interest in BP Bunge Bioenergia, a joint venture with BP. 

Corporate and Other includes salaries and overhead for corporate functions that are not allocated to the Company’s 
individual reporting segments because the operating performance of such reporting segments is evaluated by the Company's 
chief operating decision maker exclusive of these items, as well as certain other activities including Bunge Ventures, the 
Company's captive insurance program, accounts receivable securitization activities, and certain income tax assets and liabilities. 

Transfers between the segments are generally valued at market. The segment revenues generated from these transfers 

are shown in the following table as "Inter-segment revenues."

As of, and for the year ended, December 31, 2022

Agribusiness

Refined and 
Specialty 
Oils

Milling

Sugar and
Bioenergy

Corporate & 
Other

Eliminations

Total

$ 

47,700  $ 

16,850  $ 

2,388  $ 

259  $ 

35  $ 

—  $ 

67,232 

10,200   

306   

564   

(US$ in millions)
Net sales to external customers

Inter–segment revenues

Foreign exchange gains (losses) – 
net
EBIT - Noncontrolling interests (1)
Other (expense) income – net
Income (loss) from affiliates
Segment EBIT (2)
Depreciation, depletion and 
amortization
Total assets

Capital Expenditures

2   

(45)  

(67)  

67   

1,715   

(203)  
16,486   

312

—   

(11,070)  

— 

(5)  

(9)  

84   

(55)  

(397)  

(27)  
2,679   

44  

—   

—   

—   

—   

—   

—   
—   

— 

(11) 

(67) 

(9) 

105 

2,331 

(408) 
24,580 

555

—   

2   

—   

2   

93   

(14)  

(12)  

(29)  

—   

746   

4   

(1)  

1   

—   

162   

105   

(146)  
3,886   

169

(32)  
1,195   

30  

—   
334   

— 

F-69

 
 
 
 
 
 
 
 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

(US$ in millions)
Net sales to external customers

Inter–segment revenues

Foreign exchange losses – net

EBIT - Noncontrolling interests (1)
Other income – net
Income (loss) from affiliates
Segment EBIT (3)
Depreciation, depletion and 
amortization
Total assets

Capital Expenditures

As of, and for the year ended, December 31, 2021

Agribusiness

Refined and 
Specialty 
Oils

Milling

Sugar and
Bioenergy

Corporate & 
Other

Eliminations

Total

$ 

43,636  $ 

13,332  $ 

1,909  $ 

270  $ 

5  $ 

—  $ 

59,152 

8,134   

456   

192   

(24)  

(28)  

215   

56   

2,290   

(1)  

(73)  

239   

—   

666   

(2)  

(1)  

—   

(2)  

(74)  

(206)  

15,989   

236

(149)  

4,152   

92

(39)  

1,323   

28

—   

—   

—   

1   

106   

112   

—   

211   

0

—   

(8,782)  

— 

(11)  

3   

54   

—   

(333)  

(30)  

2,144   

43  

—   

—   

—   

—   

—   

—   

—   

— 

(38) 

(99) 

509 

160 

2,661 

(424) 

23,819 

399

(US$ in millions)
Net sales to external customers

Inter–segment revenues

Foreign exchange gains (losses) – 
net
EBIT - Noncontrolling interests (1)
Other income (expense) – net
Income (loss) from affiliates
Segment EBIT (4)
Depreciation, depletion and 
amortization
Total assets

Capital Expenditures

As of, and for the year ended, December 31, 2020

Agribusiness

Refined and 
Specialty 
Oils

Milling

Sugar and
Bioenergy

Corporate & 
Other

Eliminations

Total

$ 

30,047  $ 

9,599  $ 

1,616  $ 

142  $ 

—  $ 

—  $ 

41,404 

5,123   

266   

252   

—   

—   

(5,641)  

— 

150   

(21)  

42   

47   

(2)  

(2)  

95   

—   

1,560   

440   

4   

—   

(1)  

(1)  

91   

(211)  

17,453   
202

(149)  

3,629   
106

(45)  

1,256   
22

—   

—   

2   

(92)  

(87)  

—   

160   
13

(2)  

—   

(12)  

(1)  

(371)  

(30)  

1,157   
22  

—   

—   

—   

—   

—   

—   

—   
— 

150 

(23) 

126 

(47) 

1,633 

(435) 

23,655 
365

(1)

(2)

(3)

Includes Net (income) attributable to noncontrolling interests and redeemable noncontrolling interests adjusted for 
noncontrolling interests' share of interest and taxes.

2022 EBIT includes $80 million of charges resulting from the Ukraine-Russia war, recorded in Cost of goods sold, 
primarily related to losses associated with inventories physically located in occupied territories in Ukraine or in 
difficult to access locations with high costs of recovery; $106 million of charges on the classification of our Russian 
oilseed processing business as held-for-sale, recorded in Cost of goods sold; a $29 million gain, at Bunge's then-70% 
share, related to the settlement of one of the Company’s international defined benefit pension plans, recorded in Other 
(expense) income - net; and $53 million of charges related to the impairment of two equity investments, recorded in 
Income (loss) from affiliates.
2021 EBIT includes a $158 million gain on sale of a portfolio of interior grain elevators located in the United States 
(U.S. Grain Disposition), recorded in Other (expense) income - net; $170 million in gains on sales of assets, 
comprising a $151 million gain on sale of our Rotterdam Oils Refinery, at Bunge’s then-70% share, and a $19 million 
gain on sale of an oils packaging facility in Mexico, both recorded in Other (expense) income - net; a $35 million fixed 
asset impairment charge, at Bunge’s then-70% share, recorded in Cost of goods sold; and a $170 million expense 
related to the classification of our Mexican wheat milling business as held-for-sale, recorded in Cost of goods sold.

F-70

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

(4)

2020 EBIT includes a $98 million gain on sale of certain Brazilian margarine and mayonnaise assets, recorded in 
Other (expense) income - net; $49 million of indirect tax credits related to the favorable resolution of a Brazilian tax 
claim, recorded in Net sales; $66 million in charges primarily related to a provision against an historic aged receivable 
deemed uncollectible following a legal settlement, of which $51 million was recorded in Selling, general and 
administrative expense and $15 million was recorded in Other (expense) income - net; $12 million of pension expense 
related to a partial settlement of Bunge's U.S. Pension Plan, following a one-time lump-sum offering to certain 
participants, recorded in Other (expense) income - net; and $5 million of severance and other employee benefit costs, 
recorded in Selling, general and administrative expense.

Total segment earnings before interest and taxes ("EBIT") is an operating performance measure used by Bunge's 
management to evaluate segment operating activities. Bunge's management believes total segment EBIT is a useful measure of 
operating profitability, since the measure allows for an evaluation of the performance of its segments without regard to its 
financing methods or capital structure. In addition, EBIT is a financial measure that is widely used by analysts and investors in 
Bunge's industries.

A reconciliation of Net income attributable to Bunge to Total segment EBIT follows:

(US$ in millions)

Net income attributable to Bunge

Interest income

Interest expense

Income tax expense

Noncontrolling interests' share of interest and tax

Total segment EBIT from continuing operations

Net sales by product group to external customers were as follows:

(US$ in millions)
Agricultural Commodity Products
Refined and Specialty Oil Products
Milling Products
Sugar and Bioenergy Products
Other Products
Total

Year Ended December 31,

2022

2021

2020

$ 

1,610  $ 

2,078  $ 

1,145 

(71)   

(48)   

403 

388 

1 

243 

398 

(10)   

(22) 

265 

248 

(3) 

$ 

2,331  $ 

2,661  $ 

1,633 

Year Ended December 31,

2022
47,700  $ 
16,850 
2,388 
259 
35 
67,232  $ 

2021
43,636  $ 
13,332 
1,909 
270 
5 
59,152  $ 

2020
30,047 
9,599 
1,616 
142 
— 
41,404 

$ 

$ 

Geographic area information for Net sales to external customers, determined based on the location of the subsidiary 

making the sale, and long-lived assets follows:

(US$ in millions)

Net sales to external customers:

Europe

United States

Asia-Pacific

Brazil

Argentina

Canada

Rest of world

Total

Year Ended December 31,

2022

2021

2020

$ 

26,089  $ 

22,249  $ 

14,998 

16,939 

13,829 

5,487 

1,576 

2,431 

881 

14,660 

12,334 

4,520 

2,669 

1,839 

881 

10,494 

8,564 

4,396 

817 

1,314 

821 

$ 

67,232  $ 

59,152  $ 

41,404 

F-71

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report

BUNGE LIMITED AND SUBSIDIARIES

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

(US$ in millions)
Long-lived assets: (1)

Brazil
United States
Europe
Asia-Pacific
Canada
Argentina
Rest of world

Total

Year Ended December 31,

2022

2021

$ 

$ 

545  $ 

1,235 
955 
378 
334 
157 
13 
3,617  $ 

490 
1,143 
1,009 
394 
307 
141 
15 
3,499 

(1) Long-lived assets comprise Property, plant and equipment, net. 

As further described in Note 1- Nature of Business, Basis of Presentation and Significant Accounting Policies, the 

Company’s revenue comprises sales from commodity contracts that are accounted for under ASC 815, Derivatives and 
Hedging (ASC 815) and sales of other products and services that are accounted for under ASC 606, Revenue from Contracts 
with Customers (ASC 606). The following tables provide a disaggregation of Net sales to external customers between sales 
from commodity contracts (ASC 815) and sales from contracts with customers (ASC 606):

(US$ in millions)
Sales from commodity contracts (ASC 
815)
Sales from contracts with customers 
(ASC 606)
Net sales to external customers

Agribusiness

Refined and 
Specialty Oils

Milling

Sugar and
Bioenergy

Corporate & 
Other

Total

Year Ended December 31, 2022

$ 

44,553  $ 

1,198  $ 

154  $ 

253  $ 

—  $ 

46,158 

3,147   

15,652   

2,234   

6   

35   

21,074 

$ 

47,700  $ 

16,850  $ 

2,388  $ 

259  $ 

35  $ 

67,232 

(US$ in millions)
Sales from commodity contracts (ASC 
815)
Sales from contracts with customers 
(ASC 606)
Net sales to external customers

Agribusiness

Refined and 
Specialty Oils

Milling

Sugar and
Bioenergy

Corporate & 
Other

Total

Year Ended December 31, 2021

$ 

41,032  $ 

1,024  $ 

21  $ 

264  $ 

—  $ 

42,341 

2,604   

12,308   

1,888   

6   

$ 

43,636  $ 

13,332  $ 

1,909  $ 

270  $ 

5   

16,811 

5  $ 

59,152 

(US$ in millions)
Sales from commodity contracts (ASC 
815)
Sales from contracts with customers 
(ASC 606)
Net sales to external customers

Agribusiness

Refined and 
Specialty Oils

Milling

Sugar and
Bioenergy

Corporate & 
Other

Total

Year Ended December 31, 2020

$ 

28,559  $ 

2,142  $ 

31  $ 

139  $ 

—  $ 

30,871 

1,488   

7,457   

1,585   

3   

—   

10,533 

$ 

30,047  $ 

9,599  $ 

1,616  $ 

142  $ 

—  $ 

41,404 

F-72

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
BUNGE LIMITED AND SUBSIDIARIES

2022 Bunge Annual Report

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS (Continued)

30. QUARTERLY FINANCIAL INFORMATION (UNAUDITED)

(US$ in millions, except per share data)

First

Second

Third

Fourth

Year

Quarter

2022

Net sales

Gross profit

Net income 

Net income attributable to Bunge
Earnings per common share—basic(1)

Net income attributable to Bunge common shareholders
Earnings per common share—diluted(1)

Net income attributable to Bunge common shareholders

2021

Net sales

Gross profit

Net income 

Net income attributable to Bunge
Earnings per common share—basic(1)

Net income attributable to Bunge common shareholders
Earnings per common share—diluted(1)

Net income attributable to Bunge common shareholders

$ 

15,880  $ 

17,933  $ 

16,759  $ 

16,660  $ 

67,232 

1,204 

696 

688 

772 

225 

206 

888 

383 

380 

818 

374 

336 

3,682 

1,678 

1,610 

$ 

$ 

4.83  $ 

1.36  $ 

2.52  $ 

2.24  $ 

10.83 

4.48  $ 

1.34  $ 

2.49  $ 

2.21  $ 

10.51 

$ 

12,961  $ 

15,391  $ 

14,117  $ 

16,683  $ 

59,152 

1,147 

917 

831 

665 

369 

362 

862 

649 

653 

689 

232 

231 

3,363 

2,167 

2,078 

$ 

$ 

5.86  $ 

2.50  $ 

4.56  $ 

1.58  $ 

14.50 

5.52  $ 

2.37  $ 

4.28  $ 

1.52  $ 

13.64 

(1) Earnings per share attributable to Bunge common shareholders for both basic and diluted is computed independently 
for each period presented. As a result, the sum of the quarterly earnings per share for the years ended December 31, 
2022 and 2021 may not equal the total computed for the year.

F-73

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
[This	page	intentionally	left	blank]

SIGNATURES

2022 Bunge Annual Report

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly 

caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Dated: February 24, 2023

By:  

/s/ JOHN W. NEPPL
John W. Neppl
 Executive Vice President and Chief Financial Officer

BUNGE LIMITED

S-1

 
2022 Bunge Annual Report

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following 

persons on behalf of the Registrant and in the capacities and on the dates indicated.

February 24, 2023

February 24, 2023

February 24, 2023

February 24, 2023

February 24, 2023

February 24, 2023

February 24, 2023

February 24, 2023

February 24, 2023

February 24, 2023

February 24, 2023

February 24, 2023

February 24, 2023

/s/ GREGORY A. HECKMAN
Gregory A. Heckman
 Chief Executive Officer and Director

/s/ JOHN W. NEPPL
John W. Neppl
 Executive Vice President and Chief Financial Officer

/s/ J. MATT SIMMONS, JR.
J. Matt Simmons, Jr.
 Controller and Principal Accounting Officer

/s/ Eliane Aleixo Lustosa de Andrade
Eliane Aleixo Lustosa de Andrade
 Director

/s/ SHEILA BAIR
Sheila Bair
 Director

/s/ CAROL M. BROWNER
Carol M. Browner
 Director

/s/ J. ERIK FYRWALD
J. Erik Fyrwald
 Director

/s/ BERNARDO HEES
Bernardo Hees
 Director

/s/ KATHLEEN W. HYLE
Kathleen W. Hyle
 Director and Chair of the Board of Directors

/s/ HENRY W. WINSHIP
Henry W. Winship
 Director

/s/ MARK N. ZENUK
Mark N. Zenuk
 Director
/s/ MICHAEL KOBORI
Michael Kobori
 Director

/s/ KENNETH SIMRIL
Kenneth Simril
 Director

By:

By:

By:

By:

By:

By:

By:

By:

By:

By:

By:

By:

By:

S-2

Exhibit 23.1 

  2022 Bunge Annual Report 

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We consent to the incorporation by reference in Registration Statement Nos. 333-255878, 333-238628, 333-159918, 
333-143529, 333-130651, 333-125426, 333-66594, 333-75762, 333-76938, 333-109446, 333-211908, and 333-218273 on 
Form S-8 and Registration Statement Nos. 333-264512, 333-231083, 333-207870, 333-211218, 333-172608, 333-165000, and 
333-138662 on Form S-3 of our reports dated February 24, 2023, relating to the financial statements, related notes, and the 
schedule listed in the Index at Item 15 of Bunge Limited and the effectiveness of Bunge Limited’s internal control over 
financial reporting appearing in this Annual Report on Form 10-K for the year ended December 31, 2022.  

/s/ Deloitte & Touche LLP

St. Louis, Missouri
February 24, 2023

S-3

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
           
2022 Bunge Annual Report 

           Exhibit 31.1

Certification of Chief Executive Officer
Pursuant to Section 302 of the Sarbanes Oxley Act of 2002

I, Gregory A. Heckman, certify that:

1.

I have reviewed this report on Form 10-K of Bunge Limited (the “registrant”);

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact 

necessary to make the statements made, in light of the circumstances under which such statements were made, not 
misleading with respect to the period covered by this report;

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in 
all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods 
presented in this report;

4. The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and 

procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as 
defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

a.

b.

c.

d.

designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be 
designed under our supervision, to ensure that material information relating to the registrant, including its 
consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in 
which this report is being prepared;

designed such internal control over financial reporting, or caused such internal control over financial reporting to 
be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting 
and the preparation of financial statements for external purposes in accordance with generally accepted accounting 
principles;

evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our 
conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered 
by this report based on such evaluation; and

disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during 
the registrant’s most recent fiscal quarter (the registrant’s fourth quarter in the case of an annual report) that has 
materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial 
reporting; and

5. The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over 

financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors:

a.

b.

all significant deficiencies and material weaknesses in the design or operation of internal control over financial 
reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and 
report financial information; and

any fraud, whether or not material, that involves management or other employees who have a significant role in 
the registrant’s internal control over financial reporting.

Date: February 24, 2023

/s/  GREGORY A. HECKMAN
Gregory A. Heckman
Chief Executive Officer (Principal Executive Officer)

 
 
 
 
 
 
 
    
 
 
 
Exhibit 31.2 

  2022 Bunge Annual Report

Certification of Chief Financial Officer
Pursuant to Section 302 of the Sarbanes Oxley Act of 2002

I, John W. Neppl, certify that:

1.

I have reviewed this report on Form 10-K of Bunge Limited (the “registrant”);

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact 

necessary to make the statements made, in light of the circumstances under which such statements were made, not 
misleading with respect to the period covered by this report;

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in 
all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods 
presented in this report;

4. The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and 

procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as 
defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

a.

b.

c.

d.

designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be 
designed under our supervision, to ensure that material information relating to the registrant, including its 
consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in 
which this report is being prepared;

designed such internal control over financial reporting, or caused such internal control over financial reporting to 
be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting 
and the preparation of financial statements for external purposes in accordance with generally accepted accounting 
principles;

evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our 
conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered 
by this report based on such evaluation; and

disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during 
the registrant’s most recent fiscal quarter (the registrant’s fourth quarter in the case of an annual report) that has 
materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial 
reporting; and

5. The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over 

financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors:

a.

b.

all significant deficiencies and material weaknesses in the design or operation of internal control over financial 
reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and 
report financial information; and

any fraud, whether or not material, that involves management or other employees who have a significant role in 
the registrant’s internal control over financial reporting.

Date: February 24, 2023

/s/ JOHN W. NEPPL
John W. Neppl
Executive Vice President, Chief Financial Officer

 
 
 
 
 
 
 
 
 
 
 
 
2022 Bunge Annual Report 

           Exhibit 32.1

Certification by the Chief Executive Officer
Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to
Section 906 of the Sarbanes Oxley Act Of 2002

Pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes Oxley Act of 2002, the 

undersigned officer of Bunge Limited, a Bermuda limited liability company (the “Company”), does hereby certify that, to the 
best of such officer’s knowledge:

(1)  The accompanying Report of the Company on Form 10-K for the year ended December 31, 2022 (the “Report”) fully 

complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

(2)  Information contained in the Report fairly presents, in all material respects, the financial condition and results of 

operations of the Company.

February 24, 2023 

/s/ GREGORY A. HECKMAN
Gregory A. Heckman
Chief Executive Officer (Principal Executive Officer)

A signed original of this written statement required by Section 906 has been provided to Bunge Limited and will be 

retained by Bunge Limited and furnished to the Securities and Exchange Commission or its staff upon request.

 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
Exhibit 32.2 

  2022 Bunge Annual Report

Certification by the Chief Financial Officer
Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to
Section 906 of the Sarbanes Oxley Act Of 2002

Pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes Oxley Act of 2002, the 

undersigned officer of Bunge Limited, a Bermuda limited liability company (the “Company”), does hereby certify that, to the 
best of such officer’s knowledge:

(1)  The accompanying Report of the Company on Form 10-K for the year ended December 31, 2022 (the “Report”) fully 

complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

(2)  Information contained in the Report fairly presents, in all material respects, the financial condition and results of 

operations of the Company.

February 24, 2023 

/s/ JOHN W. NEPPL
John W. Neppl
Executive Vice President, Chief Financial Officer

A signed original of this written statement required by Section 906 has been provided to Bunge Limited and will be 

retained by Bunge Limited and furnished to the Securities and Exchange Commission or its staff upon request.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
[This	page	intentionally	left	blank]