Quarterlytics / Real Estate / REIT - Specialty / CatchMark Timber Trust

CatchMark Timber Trust

ctt · NYSE Real Estate
Claim this profile
Ticker ctt
Exchange NYSE
Sector Real Estate
Industry REIT - Specialty
Employees 11-50
← All annual reports
FY2019 Annual Report · CatchMark Timber Trust
Sign in to download
Loading PDF…
PRIME TIMBERLANDS 

HIGH-DEMAND MILL MARKETS 

SUPERIOR MANAGEMENT

2019 
ANNUAL 
REPORT 

SIGNIFICANT GROWTH: IPO - 20191

100% COMMITTED TO SUSTAINABILITY

Compound Annual Growth Rates 

- Revenues 22% 

- Adjusted EBITDA 59%2

Consistently paid fully-covered 

quarterly distributions

Expanded investment management  

platform — recognized  

$11.9 million in asset  

management fee revenues in 2019

66% increase in fee timberland  

ownership, 285,000 acres acquired

Annual harvest:  

144% increase  

to 2.2 million tons

Increased acreage under  

control and management  

by 5x

1 From IPO in December 2013 through December 31, 2019.
2 See definition of Adjusted EBITDA, a non-GAAP measure,
and reconciliation of net loss to Adjusted EBITDA on pages
47-48 of this Annual Report.
3 Excludes property subject to a contract for sale.
4 Excludes trees harvested in thinning operations.

CatchMark is committed to incorporating sustainable practices into operations, 
seeking to produce more profitable and beneficial results for all stakeholders.  
Environmental, Social and Governance (ESG) initiatives are integrated into all  
business and management practices.

Conscientious forest management serves investors by promoting a healthier  
environment and enhancing the potential market value of our timberland assets.

100% 
All our fee  
timberlands are 
certified sustainable 
by the Sustainable 
Forest Initiative®3

8M 
We planted  
more than  
8 million trees  
in 2019 

4:1 
For every tree  
we harvest,  
we plant four 
seedlings4

47M 
Since 2013,  
we’ve planted  
over 47 million 
trees

1.5 MILLION ACRES OF HIGH-QUALITY TIMBERLANDS IN WHICH 
CATCHMARK HAS AN OWNERSHIP INTEREST

Our portfolio comprises  
interests in 1.5 million 
acres of timberlands  
located in the nation’s  
best timber markets in  
the U.S. South and the  
Pacific Northwest,  
where we implement our  
sustainable harvesting strategy to  
produce durable revenue growth while  
ensuring good stewardship of the environment.

Wholly-Owned 
Pacific	Northwest	 U.S.	South 

Wholly-Owned   

Total	Acreage:   

18,100 

What	We	Grow: 

87% Commercial 
Conifers

417,400 

72% Pine 

Joint	Venture 

1.1 million

66% Pine 

Inventory	Volume:  82% Sawtimber/ 

18% Pulpwood 

52% Sawtimber/   
48% Pulpwood  

46% Sawtimber/ 
54% Pulpwood 

Acreage	by	State:  Oregon:   18,100   Alabama:  

  71,800  Texas: 1.1 million 
    2,000 
Florida:  
271,500 
Georgia:  
North Carolina:        100 
South Carolina:    71,700 
      300 
Tennessee:  

 
	
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Dear Stockholders,

In 2019, CatchMark again delivered on its objective of generating stable and predictable cash flow to support  
a strong, reliable dividend. Importantly, our operations continued to meet earnings targets and growth forecasts. 
These gains were produced by prudently managing harvests from what we believe are the highest-quality 
timberlands assembled in the industry and driven by higher volumes, superior pricing, and an increased 
sawtimber mix. Increased asset management fees also contributed. Our ongoing capital recycling strategy, 
furthered by large dispositions of assets with lower productivity characteristics, helped enhance the overall 
quality of our timberland portfolio, strengthened the company balance sheet, and will enable future acquisitions 
of premier timber assets.

Proven Business Model 
These excellent results derived again from a consistently applied strategy based on three embedded management 
principles. We remain focused on:

•  Acquiring the highest-quality timberlands,

•  Accessing high-demand mill markets with leading lumber, pulp and paper producers, and 

•  Employing rigorous management practices to deliver sustainable harvest yields.

Our business model is simple and straightforward — we invest in prime timberland assets, either directly 
or through joint ventures, avoiding more volatile manufacturing and real estate development. We also have 
little exposure to international markets. We utilize a delivered wood sales model and fiber supply agreements 
with creditworthy counterparties to generate predictable harvest volumes and revenues. In turn, responsible 
management of our timberlands, taking into account conservation and environmental stewardship, helps produce 
durable income growth and underpins our dependable dividend.

Our approach certainly proved out during the year. CatchMark realized increased timber sales and a significant 
increase in net timber revenue year-over-year with higher pricing above U.S. South South-wide averages. 
Contributions also were derived from the successful integration of the Bandon Property in the Pacific Northwest 
and asset management fees earned from the Triple T joint venture in Texas. In addition, the Dawsonville Bluffs 
joint venture in Georgia effectively roundtripped, meeting investment objectives and generating excellent returns, 
including an incentive-based promote for exceeding investment return hurdles. 

Results Highlights 
Looking specifically at full-year 2019 highlights, CatchMark delivered the following year-over-year results:

•  Increased total revenues by 9% to $106.7 million.

•  Lowered net loss by 24% to $93.3 million, primarily due to lower allocated losses and higher earned asset 

management fees from Triple T.

•  Increased Adjusted EBITDA by 14% to $56.9 million due to higher net timber revenues and asset 

management fees.

•  Increased total harvest volumes by 3% to 2.24 million tons.

•  Increased gross timber sale revenue by 4% to $72.6 million, net timber revenue by 9% to $41.4 million 

and Harvest EBITDA by 8% to $33.7 million, driven by higher harvest volumes, a higher sawtimber mix, 
increased pricing in the U.S. South, and integration of Pacific Northwest operations.

•  Increased asset management fee revenue by 113% to $11.9 million due primarily to a full year  

of Triple T operations.

•  Recognized $1.0 million of income, $4.8 million of Adjusted EBITDA and received $4.8 million  

of distributions from the Dawsonville Bluffs joint venture.

•  Increased Investment Management EBITDA by 35% to $16.7 million due to the increased asset  

management fees from Triple T and strong results of Dawsonville Bluffs.

•  Realized timberland sales of $17.6 million, comprising 9,200 acres, consistent with prior year  

sales proceeds.

•  Completed large dispositions of 14,400 acres for $25.4 million, recognizing a gain of $8.0 million  

and paying down debt by $20.1 million with a portion of the proceeds.

•  Repurchased approximately 329,000 shares for $3.0 million under the company’s share  

repurchase program.

•  Paid fully-covered dividends of $26.3 million, or $0.54 per share; and

•  Maintained SFI certification, meeting the high standards of the Sustainable Forestry Initiative  

for timberland management.

Strengthened Balance Sheet 
After completing two major investments in 2018 — the Triple T joint venture and Bandon acquisition —  
2019 was notable for the significant progress made on strengthening the company balance sheet and reducing 
company debt. We met a year-end deleveraging target of a sub-eight times net debt to Adjusted EBITDA ratio. 
At year end, the ratio had decreased to 7.9x compared to 9.5x at year-end 2018. This accomplishment reflects  
the execution of our ongoing capital recycling program of large dispositions of timberlands no longer meeting  
our productivity criteria and the full-year impact of asset management fee revenues earned from Triple T. 

Liquidity also improved, growing by $26 million from year-end 2018 to $196.6 million at year-end 2019. This 
was comprised of $185.1 million of debt capacity and $11.5 million of cash on hand with no near-term debt 
maturities. 

In addition, we also took advantage of the favorable interest rate environment to blend and extend existing 
interest rate swaps. After fourth quarter hedging transactions to fix rates on $275 million of debt, the average 
term on our fixed-rate debt stood at nine years at a weighted-average interest rate of 2.17% before the applicable 
spread and expected patronage dividends. This is compared to four years and 2.44% prior to these transactions.

The 2019 results do not include the profitable $21 million Georgia timberlands large disposition, negotiated in 
late 2019, which closed on January 31, 2020. Proceeds of this transaction, which were used to pay down debt, 
increased total liquidity by $21 million to $217 million.  

Pricing Premiums 
CatchMark’s three pillar strategy — focused on sustainably managing prime timberlands in the nation’s 
strongest mill markets — has consistently helped achieve pricing levels for all pine products substantially 
above TimberMart-South South-wide (TMS) averages. Our strategy is based on fiber supply agreements with 
creditworthy partners, a delivered wood sales model, and opportunistic stumpage sales to generate reliable cash 
flows. As a result, CatchMark realized significant pricing premiums in 2019: 47% higher than the TMS average 
for pulpwood and 31% higher for sawtimber.

Investment Management 
In its first full year of operations, Triple T contributed $11.3 million in asset management fee revenues to 
CatchMark, while achieving all operating targets. Our other institutional joint venture, Dawsonville Bluffs, 
effectively roundtripped, generating a total of $4.8 million of cash distributions during the year. The joint 
venture also generated $0.7 million in asset management fees, including incentive-based promotes for exceeding 
investment hurdles. Life-to-date through December 31, 2019, CTT had recognized $4.7 million of income and 
received cash distributions of $13.3 million from Dawsonville Bluffs, representing a return of our $10.5 million 
investment and a cumulative preferred return of $2.8 million. 

New Investments 
Our enhanced capital structure positions CatchMark to expand through disciplined investments in prime 
timberland assets, primarily direct acquisitions as well as through select joint ventures like Dawsonville 
Bluffs. We will continue to seek new investments which can achieve sustainable yields and durable cash flow 
particularly from timberlands with strong stocking and productivity characteristics situated near our existing  
U.S. South mill markets. Recent mill capital improvement and green field projects in the U.S. South timber 
basket have begun or will begin operations over the next 12 to 18 months, portending increased customer  
demand for our harvests in markets where we already enjoy a major presence. At the same time, we will look  
for further opportunities to reduce leverage and redeploy capital from potential large dispositions.  

2020 Outlook 
The unprecedented impacts of the COVID-19 pandemic on the U.S. economy will play out over the course 
of 2020 and depend on the nation’s efforts to contain the virus. Projections under these circumstances are 
necessarily guarded and subject to change, but we expect demand for pulp-related products, necessary for paper 
and packaging, to remain steady, and lumber demand related to the housing market to suffer at least in the short 
term. We are bolstered by our delivered wood model and fiber supply agreements, which provide a steady source 
of demand from reliable counter parties. After our deleveraging initiatives and other balance sheet strengthening 
in 2019, we believe CatchMark is well positioned to weather the economic turmoil. In sum, we are financially 
sound with cash in the bank, available credit from our lenders, and well-capitalized customers to provide a  
source of on-going revenues.  

In these critical times, we are focused on the health and safety of all members of the CatchMark team, as well as 
our third-party contractors, so that we can continue to meet our mission of delivering a consistent dividend to our 
stockholders, supported by predictable and stable operating cash flow. Our efforts will continue to be based on 
executing our simple and tested strategy — investing in premier timberland assets and ensuring durable harvest 
yields through conscientious management and forest stewardship. 

Thank you for your commitment and confidence in CatchMark. Together, we will emerge better and stronger  
as a result of our perseverance and dedication to soldiering through this global crisis.

Sincerely, 

Brian Davis 
Chief Executive Officer, President and Director

 
 
 
This page intentionally left blank.

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 10-K

(Mark One)

Annual Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the fiscal year ended December 31, 2019

or
Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Period from ______ to _______.

Commission File Number 001-36239 

CATCHMARK TIMBER TRUST, INC.

(Exact name of registrant as specified in its charter)

Maryland

(State or other jurisdiction of incorporation or organization)
5 Concourse Parkway, Suite 2650, Atlanta, GA

(Address of principal executive offices)

20-3536671

(I.R.S. Employer Identification Number)
30328

(Zip Code)

(855) 858-9794
Registrant’s telephone number, including area code

____________________________________________________________________

Securities registered pursuant to Section 12(b) of the Act:

Title of each class
Class A Common Stock, $0.01 Par Value Per Share

 Trading Symbol
CTT

Name of exchange on which registered
New York Stock Exchange

Securities registered pursuant to Section 12(g) of the Act: NONE

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.  

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Exchange Act.  

Yes  

    No  

Yes  

    No  

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the 
preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 
90 days.   

    No  

Yes  

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-
T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).  

                                                                                                                                                                                                                               Yes  

    No  

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated flier, a non-accelerated filer, a smaller reporting company, or an emerging 
growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and "emerging growth company" in Rule 12b-2 of 
the Exchange Act.

Large accelerated filer  

Accelerated filer  

Non-accelerated filer    

Smaller reporting company    

Emerging growth company    

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised 
financial accounting standards provided pursuant to Section 13 (a) of the Exchange Act.                                                                                                

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).  

Yes  

   No  

The aggregate market value of the Class A common stock held by non-affiliates of the registrant as of June 28, 2019 (the last business day of the registrant’s most 
recently completed second fiscal quarter) was approximately $506.2 million, computed by using the closing price of the Class A common stock as of that date on the 
New York Stock Exchange of $10.45 per share.

As of February 27, 2020: 49,041,812 shares of the registrant's Class A common stock were outstanding

Certain portions of the registrant’s definitive proxy statement filed pursuant to Regulation 14A of the Securities Exchange Act of 1934 in connection with the 2020 

annual meeting of the registrant’s stockholders are incorporated by reference into Part III of this Annual Report on Form 10-K as indicated herein.

Documents Incorporated by Reference

  
 
 
  
 
       
   
The following abbreviations or acronyms may be used in this document, including the consolidated financial statements and the 
notes thereto, and shall have the adjacent meanings set forth below:

GLOSSARY

AFM

AgFirst

ASC

ASU

CoBank

American Forestry Management, Inc.

Agfirst Farm Credit Bank

Accounting Standards Codification

Accounting Standards Update

CoBank, ACB

Common Stock

Class A common stock, $0.01 par value per share of CatchMark Timber Trust, Inc.

Code

EBITDA

FASB

FCCR

FRC

GAAP

HBU

HLBV

IP

IPO

IRS

LIBOR

LTC

LTIP

LTV

MBF

MPERS

NCREIF

NYSE

Rabobank

REIT

ROU

RSU

SEC

SFI

SOFR

SRP

TRS

TSR

U.S.

VIE

WestRock

Internal Revenue Code

Earnings from Continuing Operations before Interest, Taxes, Depletion, and Amortization

Financial Accounting Standards Board

Fixed Charge Coverage Ratio

Forest Resource Consultants, Inc.

Generally Accepted Accounting Principles in the United States

Higher and Better Use

Hypothetical Liquidation at Book Value

International Paper Company

Initial Listed Public Offering

Internal Revenue Service

London Interbank Offered Rate

Long-Term Contract

Long-Term Incentive Plan

Loan-to-Value

Thousand Board Feet

Missouri Department of Transportation & Patrol Retirement System

National Council of Real Estate Investment Fiduciaries

New York Stock Exchange

Cooperatieve Centrale Raiffeisen-Boerenleenbank, B.A.

Real Estate Investment Trust

Right-of-use

Restricted Stock Unit

Securities and Exchange Commission

Sustainable Forest Initiative

Secured Overnight Financing Rate

Share Repurchase Program

Taxable REIT Subsidiary

Total Shareholder Return

United States

Variable Interest Entity

WestRock Company

FORM 10-K

CATCHMARK TIMBER TRUST, INC.

TABLE OF CONTENTS

PART I.

Item 1.
Business............................................................................................................
Item 1A. Risk Factors ......................................................................................................
Item 1B. Unresolved Staff Comments.............................................................................
Properties..........................................................................................................
Item 2.
Item 3.
Legal Proceedings ............................................................................................
Item 4. Mine Safety Disclosures...................................................................................

PART II.

Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters, and 
Issuer Purchases of Equity Securities...............................................................
Item 6.
Selected Financial Data ....................................................................................
Item 7. Management’s Discussion and Analysis of Financial Condition and Results 
of Operations ....................................................................................................
Item 7A. Quantitative and Qualitative Disclosures About Market Risk .........................
Financial Statements and Supplementary Data ................................................
Item 8.
Changes in and Disagreements with Accountants on Accounting and 
Item 9.
Financial Disclosure .........................................................................................
Item 9A Controls and Procedures...................................................................................
Item 9B. Other Information.............................................................................................

PART III.

Item 10. Directors, Executive Officers, and Corporate Governance ..............................
Item 11. Executive Compensation ..................................................................................
Item 12.

Security Ownership of Certain Beneficial Owners and Management and 
Related Stockholder Matters ............................................................................
Item 13. Certain Relationships and Related Transactions, and Director Independence .
Principal Accountant Fees and Services...........................................................
Item 14.

PART IV.

Item 15. Exhibits and Financial Statement Schedules....................................................
Form 10-K Summary........................................................................................
Item 16.

Page No.

1
7
29
30
32
32

33
34

37
53
54

54
54
55

56
57

57
57
57

58
62

 
CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS

Certain statements contained in this Annual Report on Form 10-K of CatchMark Timber Trust, Inc. and subsidiaries 
(“CatchMark,” “we,” “our,” or “us”) may be considered forward-looking statements within the meaning of Section 27A 
of the Securities Act of 1933, as amended (the “Securities Act”), and Section 21E of the Securities Exchange Act of 
1934, as amended (the “Exchange Act”). In addition, CatchMark, or the executive officers on CatchMark’s behalf, 
may from time to time make forward-looking statements in other reports and documents CatchMark files with the 
SEC or in connection with oral statements made to the press, potential investors, or others. We intend for all such 
forward-looking statements to be covered by the applicable safe harbor provisions for forward-looking statements 
contained in the Securities Act and the Exchange Act. 

Forward-looking statements can generally be identified by our use of forward-looking terminology such as “may,” 
“will,” “expect,” “intend,” “anticipate,” “estimate,” “believe,” “continue,” or other similar words. However, the absence 
of these or similar words or expressions does not mean that a statement is not forward-looking. Forward-looking 
statements are not guarantees of performance and are based on certain assumptions, discuss future expectations, describe 
plans and strategies, contain projections of results of operations or of financial condition or state other forward-looking 
information. Forward-looking statements in this report relate to anticipated delivery of income, value and long-term
returns through sustainable harvests, well-timed real estate sales, selective acquisitions, joint ventures, and our fee-
based asset management business; property performance and anticipated growth in our portfolio; expected uses of 
cash generated from operations, debt financings and debt and equity offerings; expected sources and adequacy of 
capital resources and liquidity; distribution policy; change in depletion rates, merchantable timber book value and 
standing timber inventory volume; anticipated harvest volume and mix of harvest volume; possible interest rate risk
mitigation actions; anticipated non-cash GAAP losses from the unconsolidated Triple T Joint Venture (as defined 
herein); and other factors that may lead to fluctuations in future net income (loss). Forward-looking statements in this 
report also relate to the Triple T Joint Venture and include, but are not limited to, statements about the expected benefits 
of  the  joint  venture,  including  anticipated  harvest  volume,  financial  and  operating  results  and  future  returns  to 
stockholders; and our plans, objectives, expectations, projections and intentions.

Forward-looking  statements  are  based  on  a  number  of  assumptions  involving  judgments  and  are  subject  to  risks, 
uncertainties, and other factors that could cause actual results to differ materially from our historical experience and
our present expectations. Such risks and uncertainties related to us and the Triple T Joint Venture include those discussed 
in Item 1A herein and our subsequent reports filed with the SEC. Accordingly, readers are cautioned not to place undue 
reliance on our forward-looking statements, which speak only as of the date that this report is filed with the SEC. We 
do not intend to publicly update or revise any forward-looking statements, whether as a result of new information, 
future events, or otherwise, except as required by law.

 
 
 
PART I

ITEM 1. 

BUSINESS

General  

CatchMark Timber Trust, Inc. ("CatchMark Timber Trust") (NYSE: CTT) owns and operates timberlands located in 
the United States and has elected to be taxed as a REIT for federal income tax purposes. CatchMark Timber Trust 
acquires, owns, operates, manages, and disposes of timberland directly, through wholly-owned subsidiaries, or through 
joint ventures. CatchMark Timber Trust was incorporated in Maryland in 2005 and commenced operations in 2007. 
CatchMark Timber Trust conducts substantially all of its business through CatchMark Timber Operating Partnership, 
L.P. (“CatchMark Timber OP”), a Delaware limited partnership. CatchMark Timber Trust is the general partner of 
CatchMark Timber OP, possesses full legal control and authority over its operations, and as of December 31, 2019, 
owned 99.99% of its common partnership units. CatchMark LP Holder, LLC (“CatchMark LP Holder”), a Delaware 
limited liability company and wholly-owned subsidiary of CatchMark Timber Trust, is the sole limited partner of 
CatchMark Timber OP and, as of December 31, 2019, owned the remaining 0.01% of its common partnership units. 
CatchMark Timber TRS, Inc. (“CatchMark TRS”), a Delaware corporation formed as a wholly owned subsidiary of 
CatchMark Timber OP in 2006, is our taxable REIT subsidiary. Unless otherwise noted, references to CatchMark, 
"we", "us", or "our" herein include CatchMark Timber Trust and all of its subsidiaries, including CatchMark Timber 
OP, and the subsidiaries of CatchMark Timber OP, including CatchMark TRS.

We primarily engage in the acquisition, ownership, operation, management, and disposition of timberland properties 
located in the United States. We seek to generate recurring income and cash flow from the harvest and sale of timber, 
as  well  as  from  non-harvest  related  revenue  sources,  such  as  asset  management  fees  and  rent  from  hunting  and 
recreational leases. When and where we believe appropriate, we also seek to generate income and cash flow from 
timberland sales. In addition to current income, we expect to realize long-term returns from the biological growth of 
our standing timber inventory. 

We  strive  to  deliver  consistent  and  predictable  per-share  cash  flow  growth  from  disciplined  acquisitions,  active 
management, sustainable harvests, and well-timed real estate sales. We intend to grow over time through selective 
acquisitions and investments in high-demand fiber markets and to efficiently integrate new acquisitions and investments 
into our operations. Operationally, we focus on generating cash flows from sustainable harvests and improved harvest 
mix on high-quality industrial timberlands, as well as opportunistic land sales and asset management fees to provide 
recurring  dividends  to  our  stockholders.  We  continue  to  practice  intensive  forest  management  and  silvicultural 
techniques that improve the biological growth of our forests.

We also seek to create additional value by entering into joint ventures with long-term, institutional equity partners to 
opportunistically acquire, own, and manage timberland properties that fit our core investment strategy. In April 2017, 
we entered into our first joint venture, the Dawsonville Bluffs Joint Venture, with MPERS. In July 2018, we entered 
into the Triple T Joint Venture with a consortium of institutional investors. Our joint venture platform drives growth 
through our fee-based management business that leverages our scale and timberland management efficiencies. 

For  the  years  ended  December 31,  2019,  2018  and  2017,  our  revenues  from  timber  sales,  timberland  sales,  asset 
management fees, and other non-harvest related sources, as a percentage of our total revenue, are set forth in the table 
below: 

Timber sales

Timberland sales

Asset management fees

Other revenues

Total

2019

2018

2017

68%

17%

11%

4%

100%

71%

18%

6%

5%

100%

78%

16%

—%

6%

100%

1

Segment Information

We have three reportable segments: Harvest, Real Estate and Investment Management. Our Harvest segment includes 
wholly-owned timber assets and associated timber sales, other revenues and related expenses. Our Real Estate segment 
includes  timberland  sales,  cost  of  timberland  sales  and  large  dispositions.  Our  Investment  Management  segment 
includes investments in and income (loss) from unconsolidated joint ventures and asset management fee revenues 
earned for the management of these joint ventures. 

The following table presents operating revenues by reportable segment:

(in thousands)

Harvest

Real Estate

Investment Management

Total

Current Timberland Holdings

For the Years Ended December 31,

2019

2018

2017

$

$

77,189

$

74,734

$

17,572

11,948

17,520

5,603

106,709

$

97,857

$

76,419

14,768

108

91,295

As of December 31, 2019, we wholly owned interests in 435,500 acres of high-quality industrial timberlands consisting 
of 18.6 million tons of merchantable timber inventory. Of the wholly-owned timberlands, 417,400 acres were located 
in six states in the U.S. South and 18,100 acres were located in Oregon. Our timberlands have been intensively managed 
for sustainable commercial timber production and are located within attractive and desirable fiber baskets encompassing 
a diverse group of pulp, paper and wood products manufacturing facilities. 

In addition to our wholly-owned timber assets, as of December 31, 2019, we owned a common limited partnership 
interest in the Triple T Joint Venture, which owns 1.1 million acres of high-quality industrial East Texas timberlands 
with an estimated 44.1 million tons of merchantable timber inventory, and we owned a 50% membership interest in 
the Dawsonville Bluffs Joint Venture, which owns a mitigation bank with a book basis of $2.6 million as of December 
31, 2019. During 2019, the Dawsonville Bluffs Joint Venture completed the disposition of its remaining 5,000 acres 
of high-quality commercial timberlands located in North Georgia for $10.2 million. 

Please refer to Item 2 — Properties for more details on our timber and timberland properties. 

Our Business and Growth Strategies

Our objective is to produce cash flow and value growth through the ongoing implementation of the following business 
and growth strategies: 

Actively Manage Our Timberlands for Long-Term Results. We seek to maximize long-term returns by actively managing 
our  timberlands  to  achieve  an  optimum  balance  among  biological  timber  growth,  current  harvest  cash  flow,  and 
responsible  environmental  stewardship.  Further,  we  expect  to  continue  making  investments  in  forest  technology, 
including improved seedlings, in order to increase the sustainable yield of our timberlands over the long-term. 

Maximize Profitability on Timber Sales. We actively manage our log merchandising efforts together with delivered 
and stumpage sales with the goal of achieving the highest available price for our timber products. We compete with 
other timberland owners on the basis of the quality of our logs, the prices of our logs, our reputation as a reliable 
supplier, and our ability to meet customer specifications. We will continue to work diligently and proactively with our 
third-party contractors with a view towards optimizing our logging, hauling, sorting, and merchandising operations to 
extract the maximum profitability from each of our logs based on the foregoing considerations. 

2

 
Pursue  Attractive  Timberland  Acquisitions.  We  seek  to  identify  and  acquire  high-quality  industrial  timberland 
properties, with our average deal size ranging from 2,500 to 25,000 acres. Critical evaluation of prospective property 
acquisitions is an essential component of our acquisition strategy. When evaluating acquisition opportunities, we assess 
a full range of matters relating to the prospective timberland property or properties, including, but not limited to:

•  Local market dynamics (supply/demand balance);

•  Predominantly softwood merchantable inventory mix;

•  Merchantable inventory/mix (tons per-acre);

•  Sustainable productivity (on a tons per-acre, per-year basis);

•  Quality of existing and prospective customers; and

•  Target cash yields (near-term/long-term).

We expect our transaction pipeline to continue to be driven by term liquidations by closed-end timber funds and overall 
portfolio rebalancing by other private timberland owners. 

We may enter into additional fiber supply agreements with respect to acquired properties in order to ensure a steady 
source of demand for our incremental timber production. 

Opportunistically Sell Timberland Assets. We continuously assess potential alternative uses of our timberlands, as 
some of our properties may be more valuable for development, conservation, recreational or other rural purposes than 
for growing timber. We intend to capitalize on the value of our timberland portfolio by opportunistically monetizing 
timberland properties. When evaluating our land sale opportunities, we assess a full range of matters relating to the 
timberland property or properties, including, but not limited to:

• 

Inventory stocking below portfolio average;

•  Predominantly hardwood merchantable inventory mix; and

•  Poor productivity.

The close proximity of our existing timberlands to several major population centers provides us with opportunities to 
periodically sell parcels of our land at favorable valuations. We generally expect to monetize 1% to 2% of our fee 
timberland acreage on an annual basis pursuant to our land sales program, although such results may vary. We may 
also decide to pursue various land entitlements on certain properties in order to realize higher long-term values on 
such properties.

From time to time, we also sell blocks of timberland properties under a capital recycling program in order to generate 
proceeds to fund capital allocation priorities, including, but not limited to, redeployment into more desirable timberland 
investments, paying down outstanding debt, or repurchasing shares of our common stock. Such large dispositions are 
not part of core operations, are infrequent in nature, and may or may not have a higher or better use than timber 
production or result in a price premium above the land’s timber production value. Timberland disposition opportunities 
under our capital recycling program are evaluated based in part on inventory stocking and mix profiles, productivity 
characteristics, geographical diversification and procurement and operating areas.

Create Value Through Joint Ventures. We seek to create additional value through institutional equity joint ventures to 
acquire, own, and manage timberland properties that meet our core investment strategy. The timberland properties 
acquired through the Triple T Joint Venture and the Dawsonville Bluffs Joint Venture fit our profile for high quality 
assets with excellent stocking. The Triple T Joint Venture offers potentially significant investment returns through 
incentive-based promotes and attractive long-term, sustainable growth from high-quality timberlands. Our investment 
in the Dawsonville Bluffs Joint Venture has generated significant earnings and cash flows. Additionally, we have 
established and expanded our investment management business by managing the day-to-day operations of both joint 
ventures and earning asset management fee income, which supports our dividend and growth strategy. 

3

Practice  Sound  Environmental  Stewardship. We  remain  committed  to  responsible  environmental  stewardship  and 
sustainable forestry. Our wholly-owned timberlands, except those that have been recently acquired, and timberlands 
held by the Triple T Joint Venture, have been third-party audited and certified in accordance with the 2015-2019 SFI 
standards (extended through December 2021). We are currently conducting the necessary procedures to get our recently 
acquired timberlands third-party audited and certified in accordance with the SFI standards within the next 12 months. 
SFI standards promote sustainable forest management through recognized core principles, including measures to protect 
water quality, biodiversity, wildlife habitat and at-risk species. Our timberlands are further managed to meet or exceed 
all state regulations through the implementation of best management practices as well as internal policies designed to 
ensure compliance. We believe our continued commitment to environmental stewardship will allow us to maintain our 
timberlands’ productivity, grow our customer base, and enhance our reputation as a preferred timber supplier. 

Financing Strategy

Our long-term financing strategy seeks to maximize balance sheet liquidity and operational flexibility for the purpose 
of  generating  current  income  and  attractive  long-term  returns  for  our  stockholders. We  intend  to  employ  prudent 
amounts of debt and equity financing as a means of providing additional funds for the selective acquisitions of timber 
assets, to refinance existing debt, or for general corporate purposes. In particular, we seek to maximize balance sheet 
liquidity and flexibility by:

•  Maintaining sufficient liquidity through borrowing capacity under our credit facilities and cash-on-hand;

•  Minimizing the amount of near-term debt maturities in a single year;

•  Maintaining low to modest leverage; 

•  Managing interest rate risk through an appropriate mix of fixed and variable rate debt instruments, either 

directly or using interest rate swaps, caps or other arrangements; and

•  Maintaining access to diverse sources of capital.

We determine the amount of debt and equity financing to be used when acquiring an asset by evaluating terms available 
in the credit markets (such as interest rate, repayment provisions and maturity), our cost of equity capital, and our 
assessment  of  the  particular  asset’s  risk.  Historically,  a  significant  portion  of  our  debt  has  consisted  of  long-term 
borrowings secured by our timber assets. 

We  anticipate  that  we  will  continue  to  use  a  number  of  different  sources  to  finance  our  operations  and  selective 
acquisitions going forward, including cash from operations, proceeds from asset dispositions, funds available under 
bank credit facilities (which may or may not be secured by our assets), co-investments through partnerships or joint 
ventures, potential future issuances of common or preferred equity or partnership interests in our operating partnership 
or any combination of these sources, to the extent available to us, or other sources that may become available from 
time to time. 

Transaction Activities

We executed the following timberland transactions during the three years ended December 31, 2019:

Acquisitions

During the years ended December 31, 2019, 2018, and 2017, we acquired 900 acres, 18,100 acres, and 19,600 acres 
of timberlands, respectively, totaling 38,600 acres. The properties acquired are well stocked with merchantable timber 
inventory, located in high-demand mill markets, and complement our existing timberland portfolio. Together, they 
added 2.1 million tons to our merchantable timber inventory, averaging 54 tons per acre, comprised of 83% pine 
plantations by acreage and 70% sawtimber by tons. Our timberland ownership expanded into the Pacific Northwest 
in 2018. 

4

On July 6, 2018, we invested $200.0 million in the Triple T Joint Venture in exchange for a common limited partnership 
interest, exclusive of transaction costs. The Triple T Joint Venture acquired 1.1 million acres of East Texas industrial 
timberlands (the "Triple T Timberlands") for $1.39 billion. The Triple T Timberlands contained an estimated 38.0 
million  tons  of  merchantable  timber  inventory  as  of  the  date  of  acquisition.  In April  2017,  we  entered  into  the 
Dawsonville Bluffs Joint Venture which acquired a portfolio of 11,000 acres of commercial timberlands located in 
North Georgia for an aggregate purchase price of $20.0 million, exclusive of transaction costs. 

Land Sales

During the years ended December 31, 2019, 2018, and 2017, we sold 9,200, 8,500, and 7,700 acres of timberland, 
respectively, in the U.S. South. These land sales represented approximately 2.2%, 1.8%, and 1.7%, respectively, of 
our average fee timberland acreage (based on average quarterly fee timberland acreage) for each year. For the years 
ended December 31, 2019, 2018, and 2017, the disposed timberlands had an average merchantable timber stocking of 
37, 26, and 27 tons per acre, respectively, as compared to 43, 42, and 41 tons per acre for our U.S. South portfolio at 
the beginning of each respective year.

Large Dispositions

Large dispositions are sales of blocks of timberland properties in one or several transactions with the objective to 
generate proceeds to fund capital allocation priorities, including, but not limited to, redeployment into more desirable
timberland  investments,  paying  down  outstanding  debt,  or  repurchasing  shares  of  our  common  stock.  Such  large 
dispositions are not part of core operations, are infrequent in nature, and would cause material variances in comparative 
results if not reported separately. Large dispositions may or may not have a higher or better use than timber production 
or result in a price premium above the land’s timber production value.

During the years ended December 31, 2019 and 2018, we completed large dispositions of 14,400 and 56,100 acres of 
wholly-owned timberlands for $25.4 million and $79.3 million, respectively. These large dispositions represented 
approximately 3.4% and 11.9% of our average fee timberland acreage (based on average quarterly fee timberland 
acreage)  for  each  year.  For  the  years  ended  December 31,  2019  and  2018,  the  large  dispositions  had  an  average 
merchantable timber stocking of 37 and 32 tons per acre, as compared to 43 and 42 tons per acre for our U.S. South 
portfolio at the beginning of 2019 and 2018. We did not complete any large dispositions in 2017. 

Timber Agreements

Mahrt Timber Agreements

We  are  party  to  a  master  stumpage  agreement  and  a  fiber  supply  agreement  (collectively,  the  “Mahrt  Timber 
Agreements”) with a wholly-owned subsidiary of WestRock. The master stumpage agreement provides that we will 
sell  specified  amounts  of  timber  and  make  available  certain  portions  of  our  timberlands  to  CatchMark  TRS  for 
harvesting. The fiber supply agreement provides that WestRock will purchase a specified tonnage of timber from 
CatchMark TRS at specified prices per ton, depending upon the type of timber product. The prices for the timber 
purchased pursuant to the fiber supply agreement are negotiated every two years but are subject to quarterly market 
pricing adjustments based on an index published by TimberMart-South, a quarterly trade publication that reports raw 
forest product prices in 11 southern states. The initial term of the Mahrt Timber Agreements is October 9, 2007 through 
December 31, 2032, subject to extension and early termination provisions. The Mahrt Timber Agreements ensure a 
long-term source of supply of wood fiber products for WestRock in order to meet its paperboard and lumber production 
requirements at specified mills and provide us with a reliable consumer for the wood products from its timberlands. 

For the year ended December 31, 2019, WestRock purchased 410,000 tons under the Mahrt Timber Agreements, which 
exceeded the minimum requirement of 375,000 tons. WestRock has historically purchased tonnage that exceeded the 
minimum  requirement  under  Mahrt  Timber Agreements.  See  Note  7  —  Commitments  and  Contingencies  of  our 
accompanying consolidated financial statements for additional information regarding the material terms of the Mahrt 
Timber Agreements. 

5

We derived approximately 12%, 17%, and 17% of our net timber sales revenue from the Mahrt Timber Agreements 
in each of the years ended December 31, 2019, 2018, and 2017, respectively. For 2020, we are required to make 
available to WestRock for purchase, and WestRock is required to purchase, a minimum of 409,000 tons of timber under 
the Mahrt Timber Agreements. 

Carolinas Supply Agreement

We assumed a pulpwood supply agreement with IP (the "Carolinas Supply Agreement") in connection with a timberland 
acquisition completed in 2016. The Carolinas Supply Agreement requires us to harvest and sell agreed-upon pulpwood 
volumes to IP and IP is required to purchase these volumes at defined market prices. Through its expiration on November 
3, 2026, the Carolinas Supply Agreement is expected to represent between 100,000 to 150,000 tons of our annual 
harvest.  

During the year ended December 31, 2019, we sold 117,000 tons of timber under the Carolinas Supply Agreement, 
which exceeded the required 99,000 tons. We derived approximately 4%, 5%, and 6% of our net timber sales revenue 
from the Carolinas Supply Agreement in 2019, 2018, and 2017, respectively. For 2020, IP is required to  purchase a 
minimum of 82,000 tons of timber under the Carolinas Supply Agreement. 

Credit Risk of Customers

For the year ended December 31, 2019, our largest customer, WestRock, represented 16% of our total revenues. No 
other customer represented more than 10% of our total revenues. The loss of WestRock as a customer would have a 
material adverse effect on our operating results. We sold timber to 69 customers in 2019, compared to 67 in 2018.

We are not aware of any reason why our current customers will not be able to pay their contractual amounts as they 
become due in all material respects. 

Competition 

We compete with various private and industrial timberland owners as well as governmental agencies that own or 
manage timberlands in the U.S. South and the Pacific Northwest. Due to transportation and delivery costs, pulp, paper 
and wood products manufacturing facilities typically purchase wood fiber within a 100-mile radius of their location, 
which thereby limits, to some degree, the number of significant competitors in any specific regional market. Factors 
affecting the level of competition in our industry include price, species, grade, quality, proximity to the mill customer, 
and our reliability and consistency as a supplier. Also, as we seek to acquire timberland assets, we are in competition 
for targeted timberland tracts with other similar timber investment companies, as well as investors in land for purposes 
other than growing timber. As a result, we may have to pay more for the timberland tracts to become the owner if 
another suitable tract cannot be substituted. When it becomes time to dispose of timberland tracts, we will again be in 
competition with sellers of similar tracts to locate suitable purchasers of timberland. 

Seasonality

Our harvest operations are affected by weather conditions, where wet weather could reduce our harvest volume but 
boost prices due to limited supply, while dry weather could suppress prices due to increases in supply.

Environmental Matters 

See Item 1A — Risk Factors, Risk Related to Our Business and Operations for discussions of environmental matters 
that impact our business. 

Employees 

As of December 31, 2019, we had 26 employees. 

6

 
 
Access to SEC Filings and Other Information

Our website is www.catchmark.com. We make available on the Investor Relations section of our website, free of charge, 
our Annual Reports to Stockholders, Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports 
on  Form 8-K,  Proxy  Statements,  and  Forms 3,  4  and  5,  and  amendments  to  those  reports,  as  soon  as  reasonably 
practicable after filing such documents with, or furnishing such documents to, the SEC. Our documents filed with, or 
furnished to, the SEC are also available for review at the SEC's website at www.sec.gov.

We include our website addresses throughout this report for reference only. The information contained on our website 
is not incorporated by reference into this report.

ITEM 1A. 

 RISK FACTORS

Below are some of the risks and uncertainties that could cause our actual results to differ materially from those presented 
in our forward-looking statements. The risks and uncertainties described below are not the only ones we face but do 
represent those risks and uncertainties that we believe are material to our business, operating results, prospects and 
financial condition. Additional risks and uncertainties not presently known to us or that we currently deem immaterial 
may also harm our business.

Risks Related to Our Business and Operations 

The cyclical nature of the forest products industry could impair our operating results. 

Our operating results are affected by the cyclical nature of the forest products industry. Our operating results depend 
on timber prices that can experience significant variation and that have been historically volatile. Like other participants 
in the forest products industry, we have limited direct influence over the timing and extent of price changes for cellulose 
fiber, timber, and wood products. Although some of the supply agreements we have or expect to enter into in the future 
fix the price of our harvested timber for a period of time, these contracts may not protect us from the long-term effects 
of price declines and may restrict our ability to take advantage of price increases. 

The demand for timber and wood products is affected primarily by the level of new residential construction activity,  
repair and remodeling activity, the supply of manufactured timber products, including imports of timber products, and 
to a lesser extent, other commercial and industrial uses. The demand for timber also is affected by the demand for 
wood chips in the pulp and paper markets and for hardwood in the furniture and other hardwood industries. The demand 
for cellulose fiber is related to the demand for disposable products such as diapers and feminine hygiene products. 
These activities are, in turn, subject to fluctuations due to, among other factors:

• 

• 

• 

• 

changes in domestic and international economic conditions; 

interest and currency rates; 

population growth and changing demographics; and 

seasonal weather cycles (for example, dry summers and wet winters). 

Decreases in the level of residential construction activity generally reduce demand for logs and wood products. This 
can result in lower revenues, profits, and cash flows. In addition, increases in the supply of logs and wood products at 
both the local and national level can lead to downward pressure on prices during favorable price environments. Timber 
owners generally increase production volumes for logs and wood products during favorable price environments. Such 
increased production, however, when coupled with even modest declines in demand for these products in general, 
could lead to oversupply and lower prices. Oversupply can result in lower revenues, profits, and cash flows to us and 
could negatively impact our results of operations. 

7

Increasing competition from a variety of substitute products could lead to declines in demand for wood products 
and negatively impact our business. 

Wood products are subject to increasing competition from a variety of substitute products, including products made 
from engineered wood composites, fiber/cement composites, plastics and steel, as well as import competition from 
other worldwide suppliers. This could result in lower demand for wood products and impair our operating results.

Our cash distributions are not guaranteed and may fluctuate. 

Our board of directors, in its sole discretion, determines the amount of the distributions (including the determination 
of whether to retain net capital gains income) to be provided to our stockholders. Our board will determine whether 
to authorize a distribution and the amount of such distribution based on its consideration of a number of factors including, 
but not limited to, our results of operations, cash flow and capital requirements, economic conditions, tax considerations, 
borrowing  capacity  and  other  factors,  including  debt  covenant  restrictions  that  may  impose  limitations  on  cash 
payments, future acquisitions and divestitures, harvest levels, changes in the price and demand for our products and 
general market demand for timberlands, including those timberlands that have higher-and-better uses. In addition, our 
board of directors may choose to retain operating cash flow for investment purposes, working capital reserves or other 
purposes, and these retained funds, although increasing the value of our underlying assets, may not correspondingly 
increase the market price of our common stock. Consequently, our distribution levels may fluctuate. Our failure to 
meet the market’s expectations with regard to future cash distributions likely would adversely affect the market price 
of our common stock. 

We are substantially dependent on our business relationship with WestRock, and our continued success will depend 
on its economic performance. 

The Mahrt Timber Agreements we entered into with WestRock provide that we will sell specified amounts of timber 
to WestRock, subject to market pricing adjustments and certain early termination rights of the parties. The Mahrt 
Timber Agreements are intended to ensure a long-term source of supply of wood fiber products for WestRock, in order 
to meet its paperboard and lumber production requirements at specified mills and provide us with a reliable customer 
for the wood products from our timberlands. Our financial performance is substantially dependent on the economic 
performance of WestRock as a consumer of our wood products. Approximately 12% of our net timber sales revenue 
for  2019  was  derived  from  the  Mahrt  Timber Agreements,  which  exceeded  the  minimum  amount  of  timber  that 
WestRock was required to purchase pursuant to the Mahrt Timber Agreements. If WestRock does not continue to 
purchase significantly more than the minimum amount of timber it is required to purchase from us, or if WestRock 
becomes unable to purchase the required minimum amount of timber from us, there could be a material adverse effect 
on our business and financial condition. 

In addition, in the event of a force majeure impacting WestRock, which is defined by the Mahrt Timber Agreements 
to include, among other things, lightning, fires, storms, floods, infestation, other acts of God or nature, power failures 
and labor strikes or lockouts by employees, the amount of timber that WestRock is required to purchase in the calendar 
year would be reduced pro rata based on the period during which the force majeure was in effect and continuing. If 
the force majeure is in effect and continuing for 15 days or more, WestRock would not be required to purchase the 
timber that was not purchased during the force majeure period. If the force majeure is in effect and continuing for 
fewer than 15 days, WestRock would have up to 180 days after the termination of the force majeure period to purchase 
the timber that was not purchased during the force majeure period. As a result, the occurrence of a force majeure under 
the terms of the Mahrt Timber Agreements could adversely impact our business and financial condition. 

If we are unable to find suitable investments or pay too much for properties, we may not be able to achieve our 
investment objectives, and the returns on our investments will be lower than they otherwise would be.

A key component of our business and growth strategies is to pursue timberland acquisition opportunities. Our ability 
to identify and acquire desirable timberlands depends upon the performance of our management team in the selection 
of our investments. We also face significant competition in pursuing timberland investments from other REITs; real 

8

estate limited partnerships, pension funds and their advisors; bank and insurance company investment accounts; school 
and university endowments; individuals; and other entities. The market for high-quality timberland is highly competitive 
given how infrequently those assets become available for purchase. As a result, many real estate investors have built 
up their cash positions and face aggressive competition to purchase quality timberland assets. A significant number of 
entities and resources competing for high-quality timberland properties support relatively high acquisition prices for 
such properties, which may reduce the number of acquisition opportunities available to, or affordable for, us and could 
put pressure on our profitability and our ability to pay distributions to stockholders. In addition, our future acquisitions, 
if any, may not perform in accordance with our expectations, due to lower merchantable inventory, lower product 
pricing  or  other  factors.  Finally,  we  anticipate  financing  these  acquisitions  through  proceeds  from  debt  or  equity 
offerings (including offerings of partnership units by our operating partnership), borrowings, cash from operations, 
proceeds from asset dispositions, or any combination thereof, and our inability to finance acquisitions on favorable 
terms or the failure of any acquisitions to conform to our expectations could adversely affect our results of operations.  
We cannot assure you that we will be successful in obtaining suitable investments on financially attractive terms, that 
we will be able to finance the purchase of such investments or that, if we make investments, our objectives will be 
achieved.

We depend on external sources of capital for future growth, and our ability to access the capital markets may be 
restricted. 

Our ability to finance our growth is, to a significant degree, dependent on external sources of capital. Our ability to 
access such capital on favorable terms could be hampered by a number of factors, many of which are outside of our 
control, including, without limitation, a decline in general market conditions, decreased market liquidity, increases in 
interest rates, an unfavorable market perception of our growth potential, including our joint venture strategy, a decrease 
in our current or estimated future earnings or a decrease in the market price of our common stock. In addition, our 
ability to access additional capital may be limited by the terms of our bylaws, which restrict our incurrence of debt, in 
some circumstances, and by our existing indebtedness, which, among other things, restricts our incurrence of debt and 
the payment of dividends. Any of these factors, individually or in combination, could prevent us from being able to 
obtain the capital we require on terms that are acceptable to us or at all, and the failure to obtain necessary capital could 
materially adversely affect our future growth. 

As a relatively small public company, our general and administrative expenses are a larger percentage of our total 
revenues than many other public companies, which may have a greater effect on our financial performance and 
may reduce cash available for distribution to our stockholders.

Our total assets as of December 31, 2019 were $663.9 million and our revenues for the year ended December 31, 2019
were  $106.7  million.  Because  our  company  is  smaller  than  many  other  publicly-traded  REITs,  our  general  and 
administrative expenses are, and will continue to be, a larger percentage of our total revenues than many other public 
companies. If we are unable to access external sources of capital and grow our business, our general and administrative 
expenses will have a greater effect on our financial performance and may reduce the amount of cash flow available to 
distribute to our stockholders. 

We depend on FRC and AFM to manage our timberlands, and a loss of the services of one or both of them could 
jeopardize our ongoing operations. 

We are party to timberland operating agreements with FRC and AFM (together, our "Forest Managers"), which are 
renewable on an annual basis. Pursuant to these agreements, we depend upon our Forest Managers to manage and 
operate our timberlands and related timber operations and to ensure delivery of timber to our customers. To the extent 
we lose the services of our Forest Managers, we are unable to obtain the services of our Forest Managers at reasonable 
prices, or our Forest Managers do not perform the services in accordance with the timberland operating agreements, 
our results of operations may be adversely affected. 

9

Our real estate investment activity is concentrated in timberlands, making us more vulnerable economically than 
if our investments were diversified. 

We have only acquired interests in timberlands and expect to make additional timberlands acquisitions in the future. 
We  are  subject  to  risks  inherent  in  concentrating  investments  in  real  estate.  The  risks  resulting  from  a  lack  of 
diversification become even greater as a result of our strategy to invest primarily, if not exclusively, in timberlands. A 
downturn in the real estate industry generally or the timber or forest products industries specifically could reduce the 
value of our properties and could require us to recognize impairment losses from our properties. A downturn in the 
timber or forest products industries also could prevent our customers from making payments to us and, consequently, 
would prevent us from meeting debt service obligations or making distributions to our stockholders. The risks we face 
may be more pronounced than if we diversified our investments outside real estate or outside timberlands. 

Our timberlands are located in the U.S. South and, to a lesser extent, in the Pacific Northwest, and adverse economic 
and other developments in these areas could have a material adverse effect on us. 

Our timberlands are located in the U.S. South and, to a lesser extent, in the Pacific Northwest. As a result, we may be 
susceptible to adverse economic and other developments in these regions, including industry slowdowns, business 
layoffs or downsizing, relocations of businesses, changes in demographics, increases in real estate and other taxes and 
increased regulation, any of which could have a material adverse effect on us. 

In addition, the geographic concentration of our property makes us more susceptible to adverse impacts from a single 
natural disaster such as fire, hurricane, earthquake, insect infestation, drought, disease, ice storms, windstorms, flooding 
and other factors that could negatively impact our timber production. 

We depend on third parties for logging and transportation services, and increases in the costs or decreases in the 
availability of quality service providers could adversely affect our business.

We depend on logging and transportation services provided by truck by third parties. If any of our transportation 
providers were to fail to deliver timber supply or logs to our customers in a timely manner or were to damage timber 
supply or logs during transport, we may be unable to sell it at full value, or at all. During the global financial crisis 
and subsequent downturn in U.S. housing starts, timber harvest volumes declined significantly. As a result, many 
logging contractors, particularly cable logging operators in the U.S. West, permanently shut down their operations. As 
harvest levels have returned to higher levels with the recovery in U.S. housing starts, this shortage of logging contractors 
has resulted in sharp increases in logging costs and in the availability of logging contractors. It is expected that the 
supply of qualified logging contractors will be impacted by the availability of debt financing for equipment purchases 
as well as a sufficient supply of adequately trained loggers. As housing starts continue to recover, harvest levels are 
expected to increase, placing more pressure on the existing supply of logging contractors. Any significant failure or 
unavailability of third-party logging or transportation providers, or increases in transportation rates or fuel costs, may 
result in higher logging costs or the inability to capitalize on stronger log prices to the extent logging contractors cannot 
be secured at a competitive cost. Such events could harm our reputation, negatively affect our customer relationships 
and adversely affect our business.

We depend on the efforts and expertise of our key executive officers and would be adversely affected by the loss of 
their services. 

We depend on the efforts and expertise of our Chief Executive Officer and President, our Chief Financial Officer and 
Senior Vice President and our Chief Resources Officer and Senior Vice President to execute our business strategy, and 
we cannot guarantee their continued service. The loss of their services, and our inability to find suitable replacements, 
would have an adverse effect on our business. 

In addition, our asset management agreement with the Triple T Joint Venture includes a "key man" provision requiring 
us to find a suitable replacement for Jerry Barag, our former Chief Executive Officer, within one year of his retirement, 
or by January 21, 2021. If we fail to find such suitable replacement within that time period, the Preferred Investors in 

10

the Triple T Joint Venture have the right to terminate the asset management agreement, which would have a materially 
adverse effect on our business.

If we fail to maintain an effective system of disclosure controls and procedures and integrated internal controls, 
we may not be able to report our financial results accurately, which could have a material adverse effect on us. 

We are required to report our operations on a consolidated basis in accordance with GAAP. If we fail to maintain proper 
overall business controls, our results of operations could be harmed or we could fail to meet our reporting obligations.
In addition, the existence of a material weakness or significant deficiency could result in errors in our financial statements 
that could require a restatement, cause us to fail to meet our reporting obligations and cause stockholders to lose 
confidence in our reported financial information, which could have a material adverse effect on us. In the case of any 
joint ventures we might enter into but do not manage, we may also be subject to additional risks and uncertainties in 
that we may be dependent upon, and subject to liability, losses or reputational damage relating to, overall business 
controls that are not under our control, which could have a material adverse effect on us. In addition, we rely on our 
Forest Managers and their systems to provide us with certain information related to our operations, including our timber 
and timberland sales. Although we review such information prior to incorporating it into our accounting systems, we 
cannot assure the accuracy of such information. If our Forest Managers’ systems fail to accurately report to us the 
information on which we rely, we may not be able to accurately report our financial results, which could have a material 
adverse effect on us.

The requirements of complying with the Exchange Act and the Sarbanes-Oxley Act may strain our resources and 
occupy the time and energies of management.

We are subject to the Exchange Act and the Sarbanes-Oxley Act of 2002, as amended (the "Sarbanes-Oxley Act"), 
including Section 404 of the Sarbanes-Oxley Act. The Sarbanes-Oxley Act requires that we maintain and certify that 
we have effective disclosure controls and procedures and internal control over financial reporting. The effort to comply 
with these requirements and maintain effective internal controls is costly and may divert management’s attention from 
other business concerns, which could adversely affect our business, financial condition or results of operations.

We have experienced net losses historically and may experience losses again in the future.

From our inception through the end of 2019, other than in 2014, we have incurred net losses. Historical net losses have 
generally been a result of non-cash charges, including depletion expense. If we are unable to generate net income in 
the future, and continue to incur net losses, our financial condition, results of operations, cash flows, and our ability 
to service our indebtedness and make distributions to our stockholders could be materially and adversely affected, 
which could adversely affect the market price of our common stock. 

We are subject to the credit risk of our customers. The failure of any of our customers to make payments due to us 
under supply agreements could have an adverse impact on our financial performance. 

Current and future customers who agree to purchase our timber under supply contracts will range in credit quality from 
high to low. We assume the full credit risk of these parties, as we have no payment guarantees under the contract or 
insurance if one of these parties fails to make payments to us. While we intend to continue acquiring timberlands in 
well-developed and active timber markets with access to numerous customers, we may not be successful in this endeavor. 
Depending upon the location of any additional timberlands we acquire and the supply agreements we enter into, our 
supply agreements may be concentrated among a small number of customers. Even though we may have legal recourse 
under our contracts, we may not have any practical recourse to recover payments from some of our customers if they 
default on their obligations to us. Any bankruptcy or insolvency of our customers, or failure or delay by these parties 
to make payments to us under our agreements, would cause us to lose the revenue associated with these payments and 
adversely impact our cash flow, financial condition, and results of operations. 

11

We intend to sell portions of our timberlands, either because they are HBU properties or in response to changing 
conditions, but if we are unable to sell these timberlands promptly or at the price that we anticipate, our land sale 
revenues may be reduced, which could reduce the cash available for distribution to our stockholders. 

On an annual basis, we intend to sell approximately 1% to 2% of our fee timberland acreage, specifically timberlands 
that we have determined have become more valuable for development, recreational, conservation and other uses than 
for growing timber, which we refer to as HBU properties. We intend to use the proceeds from these sales to support 
our distributions to our stockholders. From time to time, we also sell blocks of timberland properties under a capital 
recycling program  in  order to  generate proceeds  to  fund capital allocation priorities, including, but  not  limited to 
redeployment into more desirable timberland investments, paying down outstanding debt, or repurchasing shares of 
our common stock. We may also sell portions of our timberland from time to time in response to changing economic, 
financial or investment conditions. Because timberlands are relatively illiquid investments, our ability to promptly sell 
timberlands is limited. The following factors, among others, may adversely affect the timing and amount of our income 
generated by sales of our timberlands: 

• 

• 

• 

general economic conditions; 

availability of funding for governmental agencies, developers, conservation organizations, individuals 
and others to purchase our timberlands for recreational, conservation, residential or other purposes; 

local real estate market conditions, such as oversupply of, or reduced demand for, properties sharing 
the same or similar characteristics as our timberlands; 

• 

competition from other sellers of land and real estate developers; 

•  weather conditions or natural disasters having an adverse effect on our properties; 

• 

• 

• 

• 

• 

• 

relative illiquidity of real estate investments; 

forestry management costs associated with maintaining and managing timberlands; 

changes in interest rates and in the availability, cost and terms of debt financing; 

impact of federal, state and local land use and environmental protection laws; 

changes in governmental laws and regulations, fiscal policies and zoning ordinances, and the related 
costs of compliance with laws and regulations, fiscal policies and ordinances; and 

it may be necessary to delay sales in order to minimize the risk that gains would be subject to the 
100% prohibited transactions tax. 

In acquiring timberlands and in entering into long-term supply agreements, we may agree to lock-out provisions that 
materially restrict us from selling that property for a period of time or impose other restrictions, such as a limitation 
on the amount of debt that can be placed or repaid on that property. These factors and any others that would impede 
our ability to respond quickly to market opportunities could adversely impact our results of operations and reduce our 
cash available to pay distributions to our stockholders. 

Large-scale increases in the supply of timber may affect timber prices and reduce our revenues. 

The supply of timber available for sale in the market could increase for a number of reasons, including producers 
introducing new capacity or increasing harvest levels. Some governmental agencies, principally the U.S. Department 
of Agriculture's Forest Service (the "U.S.D.A. Forest Service") and the U.S. Department of the Interior’s Bureau of 
Land Management, own large amounts of timberlands. If these agencies choose to sell more timber from their holdings 
than they have been selling in recent years, timber prices could fall and our revenues could be reduced. Any large 
reduction in the revenues we expect to earn from our timberlands would reduce the returns, if any, we are able to 
achieve for our stockholders. 

12

Uninsured losses relating to the timberlands we own and may acquire may reduce our stockholders’ returns. 

The volume and value of timber that can be harvested from the timberlands we own and may acquire may be limited 
by natural disasters such as fire, hurricane, earthquake, insect infestation, drought, disease, ice storms, windstorms, 
flooding, and other weather conditions and natural disasters, as well as other causes such as theft, trespass, condemnation 
or other casualty. We do not maintain insurance for any loss to our standing timber from natural disasters or other 
causes. Any funds used for such losses would reduce cash available for distributions to our stockholders. 

Harvesting our timber may be subject to limitations that could adversely affect our results of operations. 

Our  primary  assets  are  our  timberlands.  Weather  conditions,  timber  growth  cycles,  property  access  limitations, 
availability of contract loggers and haulers, and regulatory requirements associated with the protection of wildlife and 
water resources may restrict our ability to harvest our timberlands. Other factors that may restrict our timber harvest 
include damage to our standing timber by fire, hurricane, earthquake, insect infestation, drought, disease, ice storms, 
windstorms, flooding and other weather conditions and natural disasters. Changes in global climate conditions could 
intensify one or more of these factors. Although damage from such causes usually is localized and affects only a limited 
percentage of standing timber, there can be no assurance that any damage affecting our timberlands will in fact be so 
limited.  Furthermore,  we  may  choose  to  invest  in  timberlands  that  are  intermingled  with  sections  of  federal  land 
managed by the U.S.D.A. Forest Service or other private owners. In many cases, access might be achieved only through 
a road or roads built across adjacent federal or private land. In order to access these intermingled timberlands, we 
would need to obtain either temporary or permanent access rights to these lands from time to time. Our revenue, net 
income, and cash flow from our operations will be dependent to a significant extent on the continued ability to harvest 
timber on our timberlands at adequate levels and in a timely manner. Therefore, if we were to be restricted from 
harvesting  on  a  significant  portion  of  our  timberlands  for  a  prolonged  period  of  time,  or  if  material  damage  to  a 
significant portion of our standing timber were to occur, then our results of operations could be adversely affected. 

We face possible liability for environmental clean-up costs and wildlife protection laws related to the timberlands 
we acquire, which could increase our costs and reduce our profitability and cash distributions to our stockholders. 

Our business is subject to laws, regulations, and related judicial decisions and administrative interpretations relating 
to, among other things, the protection of timberlands, endangered species, timber harvesting practices, recreation and 
aesthetics, and the protection of natural resources, air and water quality that are subject to change and frequently 
enacted. These changes may adversely affect our ability to harvest and sell timber and to remediate contaminated 
properties. We are subject to regulation under, among other laws, the Clean Air Act, the Clean Water Act, the Resource 
Conservation  and  Recovery Act,  the  Comprehensive  Environmental  Response  Compensation  and  Liability Act  of 
1980, the National Environmental Policy Act and the Endangered Species Act, as well as comparable state laws and 
regulations. Violations of various statutory and regulatory programs that apply to our operations could result in civil 
penalties; damages, including natural resource damages; remediation expenses; potential injunctions; cease-and-desist 
orders; and criminal penalties. 

Laws and regulations protecting the environment have generally become more stringent in recent years and could 
become more stringent in the future. Some environmental statutes impose strict liability, rendering a person liable for 
environmental damage without regard to the person’s negligence or fault. We may acquire timberlands subject to 
environmental  liabilities,  such  as  clean-up  of  hazardous  substance  contamination  and  other  existing  or  potential 
liabilities of which we are not aware, even after investigations of the properties. We may not be able to recover any of 
these liabilities from the sellers of these properties. The cost of these clean-ups could therefore increase our operating 
costs  and  reduce  our  profitability  and  cash  available  to  make  distributions  to  our  stockholders.  The  existence  of 
contamination or liability also may materially impair our ability to use or sell affected timberlands. 

The Endangered Species Act and comparable state laws protect species threatened with possible extinction. At least 
one species present on our timberlands has been, and in the future more may be, protected under these laws. Protection 
of threatened and endangered species may include restrictions on timber harvesting, road-building, and other forest 
practices on private, federal, and state land containing the affected species. The size of the area subject to restriction 

13

varies depending on the protected species at issue, the time of year, and other factors, but can range from less than one 
acre to several thousand acres. 

The Clean Water Act regulates the direct and indirect discharge of pollutants into the waters of the United States. Under 
the Clean Water Act, it is unlawful to discharge any pollutant from a “point source” into navigable waters of the United 
States  without  a  permit  obtained  under  the  National  Pollutant  Discharge  Elimination  System  ("NPDES")  permit 
program  of  the  U.S.  Environmental  Protection Agency  (the  "EPA").  Storm  water  from  roads  supporting  timber 
operations  that  is  conveyed  through  ditches,  culverts  and  channels  are  exempted  by  EPA  rule  from  this  permit 
requirement and Congress amended Section 402(1) of the Clean Water Act in 2014 to prohibit the requirement of 
NPDES permits for discharge of runoff associated with silvicultural activities conducted in accordance with standard 
industry practice, leaving those sources of water discharge to state regulation. The scope of these state regulations vary 
by state and are subject to change, legal challenges and legislative responses. To the extent we are subject to future 
federal or state regulation of storm water runoff from roads supporting timber operations, our operational costs to 
comply with such regulations could increase and our results of operations could be adversely affected. 

Our estimates of the timber growth rates on our properties may be inaccurate, which would impair our ability to 
realize expected revenues from those properties. 

We rely upon estimates of the timber growth rates and yield when acquiring and managing timberlands. These estimates 
are central to forecasting our anticipated timber revenues and expected cash flows. Growth rates and yield estimates 
are developed by forest statisticians using measurements of trees in research plots on a property. The growth equations 
predict the rate of height and diameter growth of trees so that foresters can estimate the volume of timber that may be 
present in the tree stand at a given age. Tree growth varies by soil type, geographic area, and climate. Inappropriate 
application of growth equations in forest management planning may lead to inaccurate estimates of future volumes. 
If these estimates are inaccurate, our ability to manage our timberlands in a profitable manner will be diminished, 
which may cause our results of operations to be adversely affected. 

Changes in assessments, property tax rates, and state property tax laws may reduce our net income and our ability 
to make distributions to our stockholders. 

Our expenses may be increased by assessments of our timberlands and changes in property tax laws. We generally 
intend to hold our timberlands for a substantial amount of time. Property values tend to increase over time, and as 
property values increase, the related property taxes generally also increase, which would increase the amount of taxes 
we pay. In addition, changes to state tax laws or local initiatives could also lead to higher tax rates on our timberlands. 
Because each parcel of a large timberland property is independently assessed for property tax purposes, our timberlands 
may receive a higher assessment and be subject to higher property taxes. In some cases, the cost of the property taxes 
may exceed the income that could be produced from that parcel if we continue to hold it as timberland. If our timberlands 
become subject to higher tax rates, such costs could have a material adverse effect on our financial condition, results 
of operations and ability to make distributions to our stockholders. 

Changes in land uses in the vicinity of our timberlands may increase the amount of the property that we classify as 
HBU properties, and property tax regulations may reduce our ability to realize the values of those HBU properties. 

An increase in the value of other properties in the vicinity of our timberlands may prompt us to sell parcels of our land 
as HBU properties. Local, county and state regulations may prohibit us from, or penalize us for, selling a parcel of 
timberland for real estate development. Some states regulate the number of times that a large timberland property may 
be subdivided within a specified time period, which would also limit our ability to sell our HBU property. In addition, 
in some states timberland is subject to certain property tax policies that are designed to encourage the owner of the 
timberland to keep the land undeveloped. These policies may result in lower taxes per acre for our timberlands as long 
as they are used for timber purposes only. However, if we sell a parcel of timberland in such states as HBU property, 
we may trigger tax penalties, which could require us to repay all of the tax benefits that we have received. Our inability 
to sell our HBU properties on terms that are favorable to us could negatively affect our financial condition and our 
ability to make distributions to our stockholders. 

14

We may be unable to properly estimate non-timber revenues from any properties that we acquire, which would 
impair our ability to acquire attractive properties, as well as our ability to derive the anticipated revenues from those 
properties. 

If  we  acquire  additional  properties,  we  likely  will  expect  to  realize  revenues  from  timber  and  non-timber-related 
activities, such as the sale of conservation easements and recreational leases. Non-timber activities can contribute 
significantly to the revenues that we derive from a particular property. We will rely on estimates to forecast the amount 
and extent of revenues from non-timber-related activities on our timberlands. If our estimates concerning the revenue 
from non-timber-related activities are incorrect, we may not be able to realize the projected revenues. If we are unable 
to realize the level of revenues that we expect from non-timber activities, our revenues from the underlying timberland 
would be less than expected and our results of operations and ability to make distributions to our stockholders may be 
negatively impacted. 

The impacts of any climate-related legislation or regulation remain uncertain at this time. 

There  are  several  international,  federal  and  state-level  proposals  addressing  domestic  and  global  climate  issues. 
Generally, such proposals in the United States could impose regulation or taxation on the production of carbon dioxide 
and other “greenhouse gases” in an attempt to reduce emissions to the atmosphere, and provide tax and other incentives 
to produce and use more “clean energy.” Any future legislative and regulatory activity in this area could, in some way, 
affect us, but it is unclear at this time whether any such impact would be positive, negative or significant. 

We rely on information technology in our operations, and any material failure, inadequacy, interruption or security 
failure of that technology could harm our business. 

We rely on information technology networks and systems, including the Internet, to process, transmit and store electronic 
information  and  to  manage  or  support  a  variety  of  our  business  processes,  including  financial  transactions  and 
maintenance of records, which may include confidential information. We rely on commercially available systems, 
software, tools and monitoring to provide security for processing, transmitting and storing confidential information, 
such as personally identifiable information relating to financial accounts. Although we have taken steps to protect the 
security of the data maintained in our information systems, it is possible that our security measures and those of our 
information technology vendors will not be able to prevent the systems’ improper functioning, or the improper disclosure 
of personally identifiable information such as in the event of cyber-attacks. Security breaches, including physical or 
electronic  break-ins,  computer  viruses,  attacks  by  hackers  and  similar  breaches,  can  create  system  disruptions, 
shutdowns or unauthorized disclosure of confidential information. Any failure to maintain proper function, security 
and  availability  of  our  information  systems  and  those  of  our  information  technology  vendors  could  interrupt  our 
operations, damage our reputation, or subject us to liability claims or regulatory penalties, any one of which could 
materially and adversely affect our financial condition and results of operations.

Changes in energy and fuel costs could affect our financial condition and results of operations.

Energy costs are a significant operating expense for our logging and hauling contractors and for the contractors who 
support the customers of our standing timber. Energy costs can be volatile and are susceptible to rapid and substantial 
increases due to factors beyond our control, such as changing economic conditions, political unrest, instability in 
energy-producing nations, and supply and demand considerations. Increases in the price of oil could adversely affect 
our business, financial condition and results of operations. In addition, an increase in fuel costs, and its impact on the 
cost and availability of transportation for our products and the cost and availability of third-party logging and hauling 
contractors, could have a material adverse effect on the operating costs of our contractors and our standing timber 
customers as well as in defining economically accessible timber stands. Such factors could in turn have a material 
adverse effect on our business, financial condition and results of operations.

15

We may fail to realize some or all of the anticipated benefits of the Triple T Joint Venture or those benefits may take 
longer  to  realize  than  expected.  We  also  may  encounter  significant  difficulties  in  managing  the  business  and 
operations of the Triple T Timberlands for the Triple T Joint Venture. The future results of our company will suffer 
if we do not effectively manage the Triple T Timberlands on behalf of the Triple T Joint Venture or if the results of 
the Triple T Joint Venture do not meet our expectations.

Our ability to realize the anticipated benefits of the Triple T Joint Venture depends, in part, on our ability to successfully 
manage the business and operations of the Triple T Timberlands acquired by the Triple T Joint Venture. Following the 
consummation of the Triple T Joint Venture, the number of acres of timberlands under our management increased 
significantly.  The  management  and  operation  of  a  newly-acquired  business  can  be  a  complex,  costly  and  time-
consuming process. As a result, we are required to devote significant management attention and resources to managing 
the business practices and operations of the Triple T Timberlands for the Triple T Joint Venture. The failure to meet 
the challenges involved in the management of the business and operations of the Triple T Timberlands and to realize 
the anticipated benefits of the Triple T Joint Venture could cause an interruption of, or a loss of momentum in, our 
business activities or those of the Triple T Timberlands and could adversely impact our business, financial condition 
and results of operations. In addition, the overall management of the business and operations of the Triple T Timberlands 
may  result  in  material  unanticipated  problems,  expenses,  liabilities,  loss  of  customers  and  diversion  of  our 
management’s and employees’ attention.  

The challenges in our ability to realize the anticipated benefits of the Triple T Joint Venture include the factors identified 
elsewhere in this annual report relating to the timberlands business, and include, but are not limited to:

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

the Triple T Joint Venture’s dependency on, and obligations under, long-term third-party customer contracts;

the right of the preferred investors to receive a preferred return and a return of capital before we receive our 
preferred return or any return of capital;

our partners in the Triple T Joint Venture have significant governance rights, including major decision rights 
on management and operational matters, and we may arrive at an impasse with these partners relating to one 
or more of these matters; 

our asset management fees from the Triple T Joint Venture are subject to deferral if certain financial objectives 
are not obtained and are subject to decrease over time;

our asset management agreement with the Triple T Joint Venture is subject to termination, including if we are 
not able to find a suitable “key man” replacement for Jerry Barag within 12 months of his retirement or upon 
the failure of the Triple T Joint Venture to meet certain financial and operational performance objectives;

volatility in the market prices of forest products;

challenges in keeping existing customers and obtaining new customers;

challenges in retaining, attracting and assimilating key personnel, including personnel that are considered key 
to the future success of the business of the Triple T Joint Venture; 

obligations and restrictions imposed by the financing arrangements of the Triple T Joint Venture; and

challenges in keeping key business relationships in place.

Many of these factors are outside of our control, and any one of them could result in increased costs and liabilities, 
decreases in the amount of expected revenues, earnings, and cash flows, and diversion of management’s time and 
energy, which could have a material adverse effect on the business of the Triple T Joint Venture and/or us.  

16

In addition, even if we are not able to successfully manage the business and operations of the Triple T Timberlands, 
the full benefits of the transaction may not be realized. These benefits may not be achieved within the anticipated time 
frame, or at all, and additional unanticipated costs may be incurred. Furthermore, the Triple T Timberlands may have 
unknown or contingent liabilities that were not discovered during the course of due diligence. These liabilities could 
include exposure to unexpected environmental problems, compliance and regulatory violations, key employee and 
client retention problems and other problems that could result in significant costs to the Triple T Joint Venture.

All of these factors could negatively impact the asset management fees we expect to earn from the Triple T Joint 
Venture, the value of our investment in the Triple T Joint Venture and the returns we anticipate receiving from the 
Triple T Joint Venture, all of which could negatively impact the price of our common stock, or have a material adverse 
effect on our business, financial condition and results of operations.

Actions of joint venture partners could negatively impact our performance.

We have entered into joint ventures (including the Triple T Joint Venture and the Dawsonville Bluffs Joint Venture) 
and may enter into additional joint ventures in the future, including, but not limited to, joint ventures involving the 
ownership and management of timberlands. Such joint venture investments may involve risks not otherwise present 
with a direct investment in timberlands, including, without limitation:

• 

• 

• 

• 

• 

• 

• 

• 

the risk that a joint venture may not be able to make payments under, or refinance on attractive terms or at all, 
its financing arrangements, including secured financings pursuant to which defaults could result in lenders 
foreclosing on the joint venture's assets;

the risk that a joint venture partner may at any time have economic or business interests or goals which are, 
or which become, inconsistent with our business interests or goals;

the risk that a joint venture partner may be in a position to take actions that are contrary to the agreed upon 
terms of the joint venture, our instructions or our policies or objectives;

the risk that we may incur liabilities as a result of an action taken by a joint venture partner;

the risk that disputes between us and a joint venture partner may result in litigation or arbitration that would 
increase our expenses and occupy the time and attention of our officers and directors;

the risk that no joint venture partner may have the ability to unilaterally control the joint venture with respect 
to certain major decisions, and as a result an irreconcilable impasse may be reached with respect to certain 
decisions;

the risk that we may not be able to sell our interest in a joint venture when we desire to exit the joint venture, 
or at an attractive price; and

the risk that, if we have a contractual right or obligation to acquire a joint venture partner’s ownership interest 
in the joint venture, we may be unable to finance such an acquisition if it becomes exercisable or we may be 
required to purchase such ownership interest at a time when it would not otherwise be in our best interest to 
do so.

The occurrence of any of the foregoing risks with respect to a joint venture could have an adverse effect on the financial 
performance of such joint venture, which could in turn have an adverse effect on our financial performance and the 
value of an investment in our company.

17

 
Risks Related to Our Organizational Structure 

Our board of directors may change significant corporate policies without stockholder approval. 

Our investment, financing, borrowing and distribution policies and our policies with respect to all other activities, 
including growth, debt, capitalization and operations, are determined by our board of directors. These policies may be 
amended or revised at any time and from time to time at the discretion of our board of directors without a vote of our 
stockholders. As a result, the ability of our stockholders to control our policies and practices is extremely limited. In 
addition, our board of directors may change our policies with respect to conflicts of interest provided that such changes 
are consistent with applicable legal and regulatory requirements, including the listing standards of the NYSE. A change 
in these policies could have an adverse effect on our financial condition, results of operations and cash flows, the 
trading price of our common stock, our ability to satisfy our debt service obligations, and our ability to make distributions 
to our stockholders. 

Our board of directors may increase the number of authorized shares of stock and issue stock without stockholder 
approval, including in order to discourage a third party from acquiring our company in a manner that could result 
in a premium price to our stockholders. 

Subject  to  applicable  legal  and  regulatory  requirements,  our  charter  authorizes  our  board  of  directors,  without 
stockholder approval, to amend our charter from time to time to increase or decrease the aggregate number of authorized 
shares of stock or the number of authorized shares of stock of any class or series, to authorize us to issue authorized 
but unissued shares of our common stock or preferred stock and to classify or reclassify any unissued shares of our 
common stock or preferred stock into other classes or series of stock and to set the preferences, rights and other terms 
of such classified or unclassified shares. As a result, we may issue series or classes of common stock or preferred stock 
with preferences, dividends, powers and rights, voting or otherwise, that are senior to, or otherwise conflict with, the 
rights of holders of our common stock. In addition, our board of directors could establish a series of preferred stock 
that could, depending on the terms of such series, delay, defer, or prevent a transaction or a change of control that 
might involve a premium price for our common stock or that our stockholders may believe is in their best interests. 

In order to preserve our status as a REIT, our charter limits the number of shares a person may own, which may 
discourage a takeover that could otherwise result in a premium price for our common stock or otherwise benefit 
our stockholders. 

Our charter, with certain exceptions, authorizes our directors to take such actions as are necessary and desirable to 
preserve our qualification as a REIT for U.S. federal income tax purposes. Unless exempted by our board of directors 
(prospectively  or  retroactively),  no  person  may  actually  or  constructively  own  more  than  9.8%  in  value  of  the 
outstanding shares of our capital stock or more than 9.8% (by value or number of shares, whichever is more restrictive) 
of the outstanding shares of our common stock. This restriction may have the effect of delaying, deferring, or preventing 
a change in control of our company, including an extraordinary transaction (such as a merger, tender offer, or sale of 
all or substantially all of our assets) that might provide a premium price for our common stock or otherwise be in the 
best interest of our stockholders. 

Certain provisions of Maryland law could inhibit changes in control of us, which could lower the value of our 
common stock. 

Certain provisions of the Maryland General Corporation Law (the "MGCL") may have the effect of inhibiting or 
deterring a third party from making a proposal to acquire us or of impeding a change of control under circumstances 
that otherwise could provide the holders of shares of our common stock with the opportunity to realize a premium 
over the then-prevailing market price of such shares, including: 

• 

“business  combination”  provisions  that,  subject  to  limitations,  prohibit  certain  business  combinations 
between us and an “interested stockholder” (defined generally as any person who beneficially owns 10% 
or more of the voting power of our outstanding voting stock or an affiliate or associate of ours who, at any 
time within the two-year period prior to the date in question, was the beneficial owner of 10% or more of 

18

our then outstanding stock) or an affiliate of an interested stockholder for five years after the most recent 
date on which the stockholder becomes an interested stockholder, and thereafter may impose supermajority 
stockholder voting requirements unless certain minimum price conditions are satisfied; and

• 

“control share” provisions that provide that “control shares” of our company (defined as shares which, 
when aggregated with other shares controlled by the stockholder, entitle the stockholder to exercise one 
of  three  increasing  ranges  of  voting  power  in  electing  directors)  acquired  in  a  “control  share 
acquisition” (defined as the direct or indirect acquisition of ownership or control of outstanding “control 
shares”) have no voting rights except to the extent approved by our stockholders by the affirmative vote 
of at least two-thirds of all the votes entitled to be cast on the matter, excluding all interested shares. 

We have opted out of these provisions of the MGCL, in the case of the business combination provisions of the MGCL 
by resolution of our board of directors, and in the case of the control share provisions of the MGCL pursuant to a 
provision in our bylaws. However, in the future, our board of directors may by resolution elect to opt into the business 
combination  provisions  of  the  MGCL  and  our  board  of  directors  may,  by  amendment  to  our  bylaws  and  without 
stockholder approval, opt in to the control share provisions of the MGCL. 

Title 3, Subtitle 8 of the MGCL permits our board of directors, without stockholder approval and regardless of what 
is currently provided in our charter or bylaws, to implement certain takeover defenses, including adopting a classified 
board. Such takeover defenses may have the effect of inhibiting a third party from making an acquisition proposal for 
us or of delaying, deferring or preventing a change in control of us under the circumstances that otherwise could provide 
our stockholders with the opportunity to realize a premium over the then-current market price. 

In addition, the advance notice provisions of our bylaws could delay, defer or prevent a transaction or a change of 
control of our company that might involve a premium price for holders of our common stock or that our stockholders 
may believe to be in their best interests. Likewise, if our board of directors were to opt in to the business combination 
provisions of the MGCL or the provisions of Title 3, Subtitle 8 of the MGCL, or if the provision in our bylaws opting 
out of the control share acquisition provisions of the MGCL were rescinded by our board of directors, these provisions 
of the MGCL could have similar anti-takeover effects. 

Our rights and the rights of our stockholders to take action against our directors and officers are limited, which 
could limit our stockholders' recourse in the event of actions that the stockholders do not believe are in their best 
interests. 

Maryland law provides that a director or officer has no liability in that capacity if he or she satisfies his or her duties 
to us. As permitted by the MGCL, our charter limits the liability of our directors and officers to us and our stockholders 
for money damages, except for liability resulting from: 

• 

• 

actual receipt of an improper benefit or profit in money, property or services; or 

a final judgment based upon a finding of active and deliberate dishonesty by the director or officer that 
was material to the cause of action adjudicated. 

In addition, our charter obligates us to indemnify our directors and officers for actions taken by them in that capacity 
to the maximum extent permitted by Maryland law. The indemnification agreements that we entered into with our 
directors and certain of our officers also require us to indemnify these directors and officers for actions taken by them 
in those capacities to the maximum extent permitted by Maryland law. As a result, we and our stockholder may have 
more limited rights against our directors and officers than might otherwise exist. Accordingly, in the event that actions 
taken in good faith by any of our directors or officers impede the performance of our company, the stockholders' ability 
to recover damages from such director or officer will be limited. In addition, we are obligated to advance the defense 
costs incurred by our directors and our officers and may, in the discretion of our board of directors, advance the defense 
costs incurred by our employees and other agents in connection with legal proceedings. 

19

Risks Related to Our Debt Financing

Our existing indebtedness and any future indebtedness we may incur could adversely affect our financial health 
and operating flexibility.  

We are party to a credit agreement dated as of December 1, 2017, as amended on August 22, 2018, June 28, 2019 and 
February 12, 2020 (the "Amended Credit Agreement"), with a syndicate of lenders, including CoBank, that provides 
for a senior secured credit facility of up to $643.6 million, which includes four term loan facilities totaling $408.6 
million, a $35 million revolving credit facility, and a $200 million multi-draw credit facility. We had a total of $458.6 
million outstanding as of December 31, 2019, of which $408.6 million were outstanding term loans, and $49.9 million
was outstanding under out multi-draw term facility. 

Our existing indebtedness and any indebtedness we may incur in the future could have important consequences to us 
and the trading price of our common stock, including: 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

limiting our ability to borrow additional amounts for execution of our growth strategy, capital expenditures, 
debt service requirements, working capital or other purposes; 

limiting our ability to use operating cash flow in other areas of our business because we must dedicate a 
portion of these funds to service the debt; 

increasing our vulnerability to general adverse economic and industry conditions, including increases in 
interest rates; 

limiting  our  ability  to  capitalize  on  business  opportunities,  including  the  acquisition  of  additional 
properties, and to react to competitive pressures and adverse changes in government regulation; 

limiting our ability or increasing the costs to refinance indebtedness; 

limiting  our  ability  to  enter  into  marketing  and  hedging  transactions  by  reducing  the  number  of 
counterparties with whom we can enter into such transactions as well as the volume of those transactions; 

forcing us to dispose of one or more properties, possibly on disadvantageous terms; 

forcing us to sell additional equity securities at prices that may be dilutive to existing stockholders; 

causing  us  to  default  on  our  obligations  or  violate  restrictive  covenants,  in  which  case  the  lenders  or 
mortgagees may accelerate our debt obligations, foreclose on the properties that secure their loans and 
take control of our properties that secure their loans and collect net timber revenues and other property 
income; and 

in the event of a default under any of our recourse indebtedness or in certain circumstances under our 
mortgage indebtedness, we would be liable for any deficiency between the value of the property securing 
such loan and the principal and accrued interest on the loan. 

If any one of these events were to occur, our financial condition, results of operations, cash flow and our ability to 
satisfy our principal and interest obligations could be materially and adversely affected. 

Our financial condition could be adversely affected by financial and other covenants and other provisions under 
the Amended Credit Agreement or other debt agreements. 

Pursuant to the Amended Credit Agreement, we are required to comply with certain financial and operating covenants, 
including, among other things, covenants that require us to maintain certain leverage, coverage and LTV ratios and a 
minimum liquidity balance and covenants that prohibit or restrict our ability to incur additional indebtedness, grant 
liens on our real or personal property, make certain investments, dispose of our assets and enter into certain other types 
of transactions. The Amended Credit Agreement also prohibits us from declaring, setting aside funds for, or paying 
any dividend, distribution, or other payment to our stockholders other than as required to maintain our REIT qualification 
if our LTV ratio is greater than 50%. We may only declare and pay distributions not required to maintain our REIT 
status if our LTV ratio is less than 50% and we maintain a minimum fixed-charge coverage ratio of 1.05:1.00, and a 

20

minimum liquidity balance, as defined by the Amended Credit Agreement, of $25 million. Failure to comply with any 
of these covenants would likely result in us being prohibited from making any distributions. 

Our credit agreement also subjects us to mandatory prepayment from proceeds generated from certain dispositions of 
timberlands or lease terminations, which may have the effect of limiting our ability to make distributions under certain 
circumstances. Provided that no event of default has occurred and the LTV ratio, calculated after giving effect to the 
disposition, does not exceed 42.5%, the mandatory prepayment requirement excludes (1) net real property disposition 
proceeds until the aggregate amount of such proceeds received during any fiscal year exceeds 2% of the bank value 
of the timberlands; (2) lease termination proceeds until the amount of such proceeds exceeds 0.5% of the bank value 
of the timberlands in a single termination or 1.5% in aggregate over the term of the facility; and (3) net real property 
disposition proceeds from large property dispositions, as defined, to the extent the proceeds are used within 270 days 
of receipt for acquisition of additional real property that will be subject to the lien of the Amended Credit Agreement. 
These restrictions may prevent us from taking actions that we believe would be in the best interest of our business and 
may make it difficult for us to successfully execute our business strategy or effectively compete with companies that 
are not similarly restricted. In addition, a breach of these covenants or other event of default would allow CoBank to 
accelerate payment of the loan. Given the restrictions in our debt covenants on these and other activities, we may be 
significantly limited in our operating and financial flexibility and may be limited in our ability to respond to changes 
in our business or competitive activities in the future. 

Our ability to comply with these covenants and other provisions may be affected by events beyond our control, and 
we cannot assure you that we will be able to comply with these covenants and other provisions. Upon the occurrence 
of an event of default, the lenders could elect to declare all amounts outstanding to be immediately due and payable 
and terminate all commitments to extend further credit. If we were unable to repay those amounts, the lenders could 
proceed against collateral granted to them, if any, to secure the indebtedness.  If our current or future lenders accelerate 
the payment of the indebtedness owed to them, we cannot assure you that our assets would be sufficient to repay in 
full our outstanding indebtedness, including the loans under the Amended Credit Agreement.

We may incur additional indebtedness which could increase our business risks and may reduce the value of your 
investment. 

We have acquired, and in the future may acquire, real properties by borrowing funds. In addition, we may incur mortgage 
debt and pledge some or all of our real properties as security for that debt to obtain funds to acquire additional real 
properties. We may also borrow funds if needed to satisfy the REIT tax qualification requirement that we distribute at 
least 90% of our annual REIT taxable income (determined without regard to the dividends-paid deduction and excluding 
net capital gain) to our stockholders. We may also borrow funds if we otherwise deem it necessary or advisable to 
ensure that we maintain our qualification as a REIT for federal income tax purposes. Our bylaws do not limit us from 
incurring debt until our aggregate debt would exceed 200% of our net assets. 

Significant borrowings by us increase the risks of a stockholder’s investment. If there is a shortfall between the cash 
flow from our properties and the cash flow needed to service our indebtedness, then the amount available for distributions 
to  stockholders  may  be  reduced.  In  addition,  incurring  mortgage  debt  increases  the  risk  of  loss  since  defaults  on 
indebtedness secured by a property may result in lenders initiating foreclosure actions. In that case, we could lose the 
property securing the loan that is in default, thus reducing the value of a stockholder’s investment. For tax purposes, 
a foreclosure of any of our properties would be treated as a sale of the property for a purchase price equal to the 
outstanding balance of the debt secured by the mortgage. If the outstanding balance of the debt secured by the mortgage 
exceeds our tax basis in the property, we would recognize taxable income on foreclosure, but we would not receive 
any cash proceeds. We may give full or partial guarantees to lenders of mortgage debt on behalf of the entities that 
own  our  properties. When  we  give a  guaranty  on  behalf  of  an entity  that owns  one  of  our  properties,  we  will  be 
responsible to the lender for satisfaction of the debt if it is not paid by such entity. If any mortgages or other indebtedness 
contains cross-collateralization or cross-default provisions, a default on a single loan could affect multiple properties.

21

 
Our decision to hedge against interest rate changes may have a material adverse effect on our financial results and 
condition, and there is no assurance that our hedges will be effective. 

We use interest rate hedging arrangements in order to manage our exposure to interest rate volatility. These hedging 
arrangements  involve  risk,  including  the  risk  that  counterparties  may  fail  to  honor  their  obligations  under  these 
arrangements, that these arrangements may not be effective in reducing our exposure to interest rate changes, that the 
amount of income that we may earn from hedging transactions may be limited by federal tax provisions governing 
REITs, and that these arrangements may result in higher interest rates than we would otherwise pay. Moreover, no 
amount of hedging activity can completely insulate us from the risks associated with changes in interest rates. Failure 
to hedge effectively against interest rate changes may materially adversely affect our results of operations and financial 
condition. 

To service our indebtedness, we will require a significant amount of cash. Our ability to generate cash depends on 
many factors beyond our control. We also depend on the business of our subsidiaries to satisfy our cash needs. If 
we cannot generate the required cash, we may not be able to make the necessary payments on our indebtedness. 

Our ability to make payments on our indebtedness, including the loans under the Amended Credit Agreement, and to 
fund planned capital expenditures will depend on our ability to generate cash in the future. Our ability to generate 
cash, to a certain extent, is subject to general economic, financial, competitive, legislative, regulatory and other factors 
that are beyond our control. 

We conduct our operations primarily through our subsidiaries. As a result, our ability to service our debt, including 
our obligations under the Amended Credit Agreement and other obligations, depends largely on the earnings of our 
subsidiaries and the payment of those earnings to us in the form of dividends, loans or advances and through repayment 
of loans or advances from us. Our subsidiaries are separate and distinct legal entities. In addition, any payment of 
dividends, loans or advances by our subsidiaries could be subject to statutory or contractual restrictions. Payments to 
us by our subsidiaries will also be contingent upon our subsidiaries’ earnings and business considerations. 

Additionally, our historical financial results have been, and we anticipate that our future financial results will be, subject 
to fluctuations. We cannot assure you that our business will generate sufficient cash flow from our operations or that 
future borrowings will be available to us in an amount sufficient to enable us to pay our indebtedness, including the 
loans  under  the  Amended  Credit  Agreement,  or  to  fund  our  other  liquidity  needs  and  make  necessary  capital 
expenditures. 

If our cash flow and capital resources are insufficient to allow us to make scheduled payments on our debt, we may 
have to sell assets, seek additional capital or restructure or refinance our debt. We cannot assure you that the terms of 
our debt will allow for these alternative measures or that such measures would satisfy our scheduled debt service 
obligations. 

If we cannot make scheduled payments on our debt: 

the holders of our debt could declare all outstanding principal and interest to be due and payable; 
the holders of our secured debt could commence foreclosure proceedings against our assets; and

• 
• 
•  we could be forced into bankruptcy or liquidation.

An increase in interest rates would increase the cost of servicing our debt and could reduce our profitability. 

A portion of our outstanding and potential future debt, including under the Amended Credit Agreement, bears or will 
bear interest at variable rates. As a result, an increase in interest rates, whether because of an increase in market interest 
rates or a decrease in our creditworthiness, would increase the cost of servicing our debt and could materially reduce 
our profitability and cash flows. The impact of such an increase could be more significant for us than it would be for 
competitors that have less variable rate debt. Increases in interest rates would increase our interest cost, which would 
reduce our cash flows and our ability to pay distributions to our stockholders. In addition, if we need to repay existing 
debt during periods of high interest rates, we could be required to sell one or more of our investments in order to repay 
the debt, which sale at that time might not permit realization of the maximum return on such investments. 

22

The phase-out of LIBOR could affect interest rates for our variable rate debt and interest rate swap arrangements.

LIBOR is used as a reference rate for our variable rate debt under the Amended Credit Agreement and for our interest 
rate swap arrangements. On July 27, 2017, the United Kingdom’s Financial Conduct Authority announced it intends 
to stop compelling banks to submit rates for the calculation of LIBOR after 2021. It is unclear if LIBOR will cease to 
exist at that time, if a new method of calculating LIBOR will be established, or if an alternative reference rate will be 
established. The Federal Reserve Board and the Federal Reserve Bank of New York organized the Alternative Reference 
Rates Committee, which identified the Secured Overnight Financing Rate (“SOFR”) as its preferred alternative to U.S. 
dollar LIBOR in derivatives and other financial contracts. We are not able to predict when LIBOR will cease to be 
available  or  if  SOFR,  or  another  alternative  reference  rate,  attains  market  traction  as  a  LIBOR  replacement. The 
Amended Credit Agreement and our interest rate swap agreements, which are used to hedge the floating rate exposure 
of the Amended Credit Agreement, provide that if LIBOR is no longer available, we must agree upon a benchmark 
replacement index with CoBank for the Amended Credit Agreement and Rabobank International for the interest rate 
swaps, and in the case of the Amended Credit Agreement, that replacement must be posted to the lenders and, unless 
the required lenders provide written notice that such replacement is not acceptable, such replacement shall thereafter 
become  effective.  In  such  circumstances,  the  interest  rates  on  our  variable  rate  debt  under  the Amended  Credit 
Agreement and in our interest rate swap arrangements may change. The new rates may not be as favorable as those in 
effect prior to any LIBOR phase-out. In addition, the transition process may result in delays in funding, higher interest 
expense, additional expenses, and increased volatility in markets for instruments that currently rely on LIBOR, all of 
which could negatively impact our cash flow.

High mortgage interest rates may make it difficult for us to finance or refinance properties, which could reduce 
the number of properties we can acquire, our net income, and the amount of cash distributions we can make. 

If mortgage debt is unavailable at reasonable interest rates, we may not be able to finance the purchase of properties. 
If we place mortgage debt on properties, we run the risk of being unable to refinance the properties when the loans 
become due, or of being unable to refinance on favorable terms. If interest rates are higher when we refinance the 
properties, our net income could be reduced. If any of these events occur, our cash flow would be reduced. This, in 
turn, would reduce cash available for distribution to our stockholders and may hinder our ability to raise more capital 
by issuing more stock or by borrowing more money. 

Economic conditions may have an impact on our business, our financial condition, and our ability to obtain debt 
financing in ways that we currently cannot predict. 

Turmoil  in  the  global  financial  system  may  have  an  impact  on  our  business  and  our  financial  condition.  Despite 
improved access to capital for some companies, the capital and credit markets continue to be affected by extreme 
volatility and have experienced disruption during the past decade. The health of the global capital markets remains a 
concern. We have relied on debt financing to finance our timberlands. As a result of the uncertainties in the credit 
market, we may not be able to refinance our existing indebtedness or to obtain additional debt financing on attractive 
terms. If we are not able to refinance existing indebtedness on attractive terms at its maturity, we may be forced to 
dispose of some of our assets. Disruptions in the financial markets could have an impact on our interest rate swap 
agreements if our counterparties are forced to default on their obligations to us due to bankruptcy, lack of liquidity, 
operational failure, or other reasons. We may be materially and adversely affected in the event of a significant default 
by one of our counterparties. In addition, depressed economic conditions could influence the levels of home buying 
and consumer spending, which could reduce the demand for homes and other goods produced from our wood, which 
would have a material adverse effect on our financial condition. Our ability to make future principal and interest 
payments on our debt depends upon our future performance, which is subject to general economic conditions; industry 
cycles; and financial, business, and other factors affecting our operations, many of which are beyond our control. 

23

Federal Income Tax Risks 

Failure  to  continue  to  qualify  as  a  REIT  would  cause  us  to  be  taxed  as  a  regular  corporation,  which  would 
substantially reduce funds available for distributions to our stockholders and materially and adversely affect our 
financial condition and results of operations. 

We believe that we have been organized, owned and operated in conformity with the requirements for qualification 
and taxation as a REIT under the Code and that our intended manner of ownership and operation will enable us to 
continue to meet the requirements for qualification and taxation as a REIT for U.S. federal income tax purposes. Our 
qualification as a REIT depends upon our ability to meet requirements regarding our organization and ownership, 
distributions of our income, the nature and diversification of our income and assets, and other tests imposed by the 
Code. We cannot assure you that we will satisfy the requirements for REIT qualification in the future. Future legislative, 
judicial or administrative changes to the federal income tax laws could be applied retroactively, which could result in 
our disqualification as a REIT. 

If we fail to qualify to be taxed as a REIT for any taxable year, we will be subject to federal and applicable state and 
local corporate income tax on our taxable income, if any, determined without a dividends-paid deduction, and, possibly, 
penalties. In addition, we could not re-elect to be taxed as a REIT for the four taxable years following the year during 
which we failed to qualify (unless we were entitled to relief under applicable statutory provisions). To the extent we 
have taxable income, losing our REIT status would reduce our net earnings available for investment or distribution to 
stockholders because of the additional tax liability. If this occurs, we might be required to borrow funds or liquidate 
some investments in order to pay the applicable tax. Our failure to qualify as a REIT could impair our ability to expand 
our business and raise capital, and it would adversely affect the value of our common stock. 

The failure of Creek Pine REIT, LLC to qualify as a REIT could cause us to fail to qualify as a REIT.

On July 6, 2018, our operating partnership completed its investment in Creek Pine Holdings, LLC, which owns our 
interest in the Triple T Joint Venture. Because the Triple T Joint Venture's sole asset is its interest in Creek Pine REIT, 
LLC ("Creek Pine REIT"), we own an indirect interest in Creek Pine REIT. Creek Pine REIT elected to be taxed as a 
REIT beginning with its taxable year ended December 31, 2018. Equity in a REIT is a qualifying asset for purposes 
of the REIT asset tests, and dividends from a REIT are qualifying income for purposes of the REIT gross income tests. 
Creek Pine REIT is subject to the same REIT qualification requirements that apply to us. If Creek Pine REIT were to 
fail to qualify as a REIT, (i) Creek Pine REIT would become subject to U.S. federal and applicable state and local 
corporate income tax and (ii) our interest in Creek Pine REIT would cease to be a qualifying asset for purposes of our 
REIT asset tests, potentially causing us to fail to qualify as a REIT unless we could avail ourselves of certain relief 
provisions.

Legislative or regulatory tax changes could adversely affect us, our stockholders or our customers.

The federal income tax laws governing REITs and their stockholders, and administrative interpretations of those laws, 
may be amended at any time, possibly with retroactive effect.

The 2017 tax legislation commonly referred to as the Tax Cuts and Jobs Act (the "TCJA") made numerous large and 
small changes to the tax rules that may affect our stockholders and our customers and may directly or indirectly affect 
us. Many of the changes applicable to individuals apply only through December 31, 2025, including a deduction of 
up to 20% of ordinary REIT dividends for non-corporate taxpayers. The IRS has issued significant guidance under the 
TCJA, but guidance on additional issues, finalization of proposed guidance and possible technical corrections legislation 
may adversely affect us or our stockholders. In addition, further changes to the tax laws, unrelated to the TCJA, are 
possible.

You are urged to consult with your tax advisor with respect to the status of the TCJA and any other regulatory or 
administrative developments and proposals and their potential effect on an investment in our common stock.

24

Even if we continue to qualify to be taxed as a REIT for federal income tax purposes, we may be subject to other 
tax liabilities that reduce our cash flows. 

Even if we continue to qualify to be taxed as a REIT for federal income tax purposes, we may be subject to some 
federal, state, and local taxes on our income or property. For example: 

• 

In order to qualify as a REIT, we must distribute annually dividends equal to at least 90% of our REIT 
taxable income to our stockholders (determined without regard to the dividends-paid deduction and 
excluding net capital gain). To the extent that we satisfy the distribution requirement but distribute less 
than 100% of our REIT taxable income, we will be subject to corporate income tax on the undistributed 
income, including undistributed net capital gains. 

•  We will be subject to a 4% nondeductible excise tax on the amount, if any, by which distributions we 
pay in any calendar year are less than the sum of 85% of our ordinary income, 95% of our capital gain 
net income, and 100% of our undistributed income from prior years. 

• 

• 

If we have net income from the sale of foreclosure property that we hold primarily for sale to customers 
in the ordinary course of business or other non-qualifying income from foreclosure property, we must 
pay a tax on that income at the highest corporate income tax rate. 

If we sell a property, other than foreclosure property, that we hold primarily for sale to customers in the 
ordinary course of business, our gain may be subject to the 100% “prohibited transaction” tax. 

•  Our taxable REIT subsidiaries will be subject to tax on their taxable income. 

Certain of our business activities are potentially subject to the prohibited transaction tax, which could reduce the 
return on stockholders’ investments.

As a REIT, we would be subject to a 100% tax on any net income from “prohibited transactions.” In addition, gross 
income from prohibited transactions would be excluded from both of the gross income tests. In general, prohibited 
transactions are sales or other dispositions of property to customers in the ordinary course of business unless we qualify 
for a safe harbor exception. Delivered logs, if harvested and sold by a REIT directly, would likely constitute property 
held  for  sale  to  customers  in  the  ordinary  course  of  business  and  would,  therefore,  be  subject  to  the  prohibited 
transactions tax if sold at a gain. Accordingly, we sell standing timber to CatchMark TRS under pay-as-cut contracts 
which generate capital gain to us under Section 631(b) of the Code (to the extent the timber has been held by us for 
more than one year), and CatchMark TRS, in turn, harvests such timber and sells logs to its customers. However, if 
the IRS were to successfully disregard CatchMark TRS’ role as the harvester and seller of such logs for federal income 
tax purposes, our income, if any, from such sales could be subject to the 100% prohibited transaction tax. In addition, 
sales by us of HBU property at the REIT level could, in certain circumstances, constitute prohibited transactions. We 
intend to avoid the 100% prohibited transaction tax by satisfying safe harbors in the Code, structuring dispositions as 
non-taxable like-kind exchanges or making sales that otherwise would be prohibited transactions through one or more 
TRSs whose taxable income is subject to regular corporate income tax. We may not, however, always be able to identify 
properties that might be treated as part of a “dealer” land sales business. For example, if we sell any HBU properties 
at the REIT level that we incorrectly identify as property not held for sale to customers in the ordinary course of 
business or that subsequently become properties held for sale to customers in the ordinary course of business, we may 
be subject to the 100% prohibited transactions tax. 

Restrictions  on  deduction  of  our  interest  expense  could  prevent  us  from  satisfying  the  REIT  distribution 
requirements and cause us to incur income or excise taxes.

Section 163(j) of the Code, as amended by the TCJA, may limit our ability (and the ability of entities that are not 
treated as disregarded entities for U.S. federal income tax purposes and in which we hold an interest) to deduct interest 
expense. The deduction for business interest expense may be limited to the amount of the taxpayer’s business interest 
income plus 30% of the taxpayer’s “adjusted taxable income” unless the taxpayer’s gross receipts do not exceed $25 
million per year during the applicable testing period or the taxpayer qualifies to elect, and elects, to be treated as an 

25

“electing real property trade or business.” A taxpayer’s adjusted taxable income will start with its taxable income and 
add  back  items  of  non-business  income  and  expense,  business  interest  income  and  business  interest  expense,  net 
operating losses, any deductions for “qualified business income,” and, in taxable years beginning before January 1, 
2022, any deductions for depreciation, amortization or depletion. A taxpayer that is exempt from the interest expense 
limitations as an electing real property trade or business is ineligible for certain expensing benefits and is subject to 
less favorable depreciation rules for real property. 

The rules for business interest expense will apply to us and at the level of each entity in which or through which we 
invest that is not a disregarded entity for U.S. federal income tax purposes, including Creek Pine REIT and its taxable 
REIT subsidiary. Certain of our subsidiaries have incurred substantial indebtedness and interest expense, as has Creek 
Pine  REIT. To  the  extent  that  interest  expense  is  not  deductible,  taxable  income  will  be  increased,  as  will  REIT 
distribution requirements and the amounts needed to distribute to avoid incurring income and excise taxes. Failure to 
be eligible for the electing real property trade or business exception or another exception could result in significant 
limitations on deductibility of the interest expense that we and Creek Pine REIT generate, impacting the taxable income 
and ability of us and Creek Pine REIT to satisfy the distribution requirements for REIT qualification and to avoid 
corporate income tax liability.

Final regulations for Section 163(j) of the Code have not been issued. Accordingly, it was not clear whether the exception 
for an electing real property trade or business applied to us, our subsidiaries or Creek Pine REIT for the tax year ended 
December 31, 2018 and the uncertainty remains for the 2019 tax year. We, CatchMark Timber OP, and Creek Pine 
REIT each made an irrevocable election under Section 163(j) to be considered a real property trade or business via a 
statement attached to and made part of its U.S. Return of Partnership Income for the tax year ended December 31, 
2018.  The IRS could assert that one or more of these entities is not eligible to elect real property trade or business 
status for purposes of Section 163(j).

To maintain our REIT status, we may be forced to forgo otherwise attractive opportunities, which could lower the 
return on stockholders’ investments. 

To qualify to be taxed as a REIT, we must satisfy tests on an ongoing basis concerning, among other things, the sources 
of our income, nature of our assets, and the amounts we distribute to our stockholders. We may be required to make 
distributions to stockholders at times when it would be more advantageous to reinvest cash in our business or when 
we do not have funds readily available for distribution. Compliance with the REIT requirements may hinder our ability 
to operate solely on the basis of maximizing profits. 

Even though we intend to maintain our REIT status, our cash dividends are not guaranteed and may fluctuate. 

Each year, REITs are required to distribute dividends equal to at least 90% of their REIT taxable income, determined 
without regard to the dividends-paid deduction and excluding net capital gain. We have substantial net operating losses 
that, subject to possible limitations, will reduce our taxable income. In addition, capital gains may be retained by us 
but would be subject to income taxes. If capital gains are retained rather than distributed, our stockholders would be 
notified and they would be deemed to have received a taxable distribution, with a refundable credit for any federal 
income tax paid by us. Accordingly, we will not be required to distribute material amounts of cash if substantially all 
of our taxable income is income from timber-cutting contracts or sales of timberland that is treated as capital gains 
income. Our board of directors, in its sole discretion, determines the amount of quarterly dividends to be provided to 
our  stockholders  based  on  consideration  of  a  number  of  factors,  including  but  not  limited  to,  tax  considerations. 
Consequently, our dividend levels may fluctuate. 

Generally, ordinary dividends payable by REITs do not qualify for reduced U.S. federal income tax rates applicable 
to “qualified dividend income.”

The  maximum  U.S.  federal  income  tax  rate  for  “qualified  dividend  income”  for  non-corporate  U.S.  stockholders 
currently is 20%. However, ordinary dividends, i.e., dividends that are not designated as capital gain dividends or 
qualified dividend income, payable by REITs (“qualified REIT dividends”) generally are not eligible for the reduced 

26

rates applicable to qualified dividend income and generally are taxed at ordinary income tax rates. However, non-
corporate U.S. stockholders are entitled to a deduction of up to 20% of their qualified REIT dividends received in 
taxable years beginning before January 1, 2026, subject to certain limitations. Non-corporate investors may perceive 
investments in REITs to be relatively less attractive than investments in the stocks of other corporations whose dividends 
are taxed at the lower rates as qualified dividend income.

Our use of taxable REIT subsidiaries may affect the value of our common stock relative to the share price of other 
REITs. 

We  conduct  a  significant  portion  of  our  business  activities  through  one  or  more  TRSs. A  TRS  is  a  fully  taxable 
corporation that may earn income that would not be qualifying REIT income if earned directly by us. Our use of TRSs 
enables us to engage in non-REIT-qualifying business activities. However, under the Code, no more than 20% of the 
value of the assets of a REIT may be represented by securities of one or more TRSs. This limitation may affect our 
ability to increase the size of our non-REIT-qualifying operations. The taxable income of TRSs, including CatchMark 
TRS, is subject to federal and applicable state and local income tax. While we seek to structure the pricing of our 
timber sales to CatchMark TRS at market rates, the IRS could assert that such pricing does not reflect arm’s-length 
pricing and impute additional taxable income to CatchMark TRS or impose excise taxes. Our use of TRSs may cause 
our common stock to be valued differently than the shares of other REITs that do not use TRSs as extensively as we 
use them. 

We may be limited in our ability to fund distributions on our capital stock and pay our indebtedness using cash 
generated through our TRSs. 

Our ability to receive dividends from our TRSs is limited by the rules with which we must comply to maintain our 
qualification as a REIT. In particular, at least 75% of our gross income for each taxable year as a REIT must be derived 
from passive real estate sources including sales of our standing timber and other types of qualifying real estate income, 
and no more than 25% of our gross income may consist of dividends from TRSs and other non-real estate income. 
This limitation on our ability to receive dividends from our TRSs may affect our ability to fund cash distributions to 
our stockholders or make payments on our borrowings using cash flows from our TRSs. The net income of our TRSs 
is not required to be distributed, and income that is not distributed will not be subject to the REIT income distribution 
requirement. 

There may be tax consequences to any modifications to our variable rate debt and interest rate swap arrangements 
to replace references to LIBOR. 

The publication of LIBOR rates may be discontinued after 2021. LIBOR is used as a reference rate for our variable 
rate debt under the Amended Credit Agreement and for our interest rate swap arrangements. We may have to renegotiate 
the Amended Credit Agreement and our interest rate swap agreements to replace references to LIBOR. Under current 
law, certain modifications of terms of LIBOR-based instruments may have tax consequences, including deemed taxable 
exchanges of the pre-modification instrument for the modified instrument. Proposed Treasury Regulations have been 
issued that would treat certain modifications that would be taxable events under current law as non-taxable events. 
The proposed Treasury Regulations do not discuss REIT-specific issues of modifications to LIBOR-based instruments. 
It is not clear when the proposed Treasury Regulations will be finalized or what, if any, changes will be made to the 
proposed Treasury Regulations in final Treasury Regulations. We will attempt to migrate to a post-LIBOR environment 
without jeopardizing our REIT qualification or suffering other adverse tax consequences but can give no assurances 
that we will succeed.

We may choose to pay dividends in our own stock, in which case our stockholders may be required to pay income 
taxes in excess of the cash dividends received.

Under IRS Revenue Procedure 2017-45, as a publicly traded REIT, we may give stockholders a choice, subject to 
various limits and requirements, of receiving a dividend in cash or in common stock of the REIT. As long as at least 
20% of the total dividend is available in cash and certain other requirements are satisfied, the IRS will treat the stock 
distribution as a dividend (to the extent applicable rules treat such distribution as being made out of the REIT’s earnings 

27

and profits). Taxable stockholders receiving such dividends will be required to include the full amount of the dividend 
income to the extent of our current and accumulated earnings and profits for federal income tax purposes. As a result, 
a U.S. stockholder may be required to pay income taxes with respect to such dividends in excess of the cash dividends 
received. If a U.S. stockholder sells the stock it receives as a dividend in order to pay this tax, the sales proceeds may 
be less than the amount included in income with respect to the dividend, depending on the market price of our stock 
at the time of the sale. Furthermore, with respect to non-U.S. stockholders, we may be required to withhold U.S. tax 
with respect to such dividends, including in respect of all or a portion of such dividend that is payable in stock. In 
addition, if a significant number of our stockholders determine to sell shares of our common stock in order to pay taxes 
owed on dividends, it may put downward pressure on the trading price of our common stock.

Risks Related to Our Common Stock 

The market price and trading volume of our common stock may be volatile. 

The U.S. stock markets, including the NYSE, on which our common stock is listed under the symbol “CTT,” have 
experienced significant price and volume fluctuations. As a result, the market price of shares of our common stock is 
likely to be similarly volatile, and investors in shares of our common stock may experience a decrease in the value of 
their shares, including decreases unrelated to our operating performance or prospects. We cannot assure you that the 
market price of our common stock will not fluctuate or decline significantly in the future. 

In addition to the risks listed in this “Risk Factors” section, a number of factors could negatively affect our share price 
or result in fluctuations in the price or trading volume of our common stock, including: 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

the annual yield from distributions on our common stock as compared to yields on other financial 
instruments; 

equity issuances by us, or future sales of substantial amounts of our common stock by our existing or 
future stockholders, or the perception that such issuances or future sales may occur; 

short sales or other derivative transactions with respect to our common stock; 

the ability of our share repurchase program to improve stockholder value over the long term;

changes in market valuations of companies in the timberland, homebuilding or real estate industries; 

increases in market interest rates or a decrease in our distributions to stockholders that lead purchasers 
of our common stock to demand a higher yield; 

fluctuations in stock market prices and volumes; 

additions or departures of key management personnel; 

our operating performance and the performance of other similar companies; 

actual or anticipated differences in our quarterly operating results; 

changes in expectations of future financial performance or changes in estimates of securities analysts; 

publication of research reports about us or our industry by securities analysts or failure of our results to 
meet expectations of securities analysts; 

failure to qualify as a REIT; 

adverse market reaction to any indebtedness we incur in the future; 

strategic decisions by us or our competitors, such as acquisitions, divestments, spin-offs, joint ventures, 
strategic investments or changes in business strategy; 

the passage of legislation or other regulatory developments that adversely affect us or our industry; 

speculation in the press or investment community; 

changes in our earnings; 

28

• 

• 

• 

• 

• 

failure to satisfy the listing requirements of the NYSE; 

failure to comply with the requirements of the Sarbanes-Oxley Act; 

actions by institutional stockholders; 

changes in accounting principles; and 

general market conditions, including factors unrelated to our performance. 

In the past, securities class action litigation has often been instituted against companies following periods of volatility 
in the price of their common stock. This type of litigation could result in substantial costs and divert our management’s 
attention and resources, which could have a material adverse effect on our cash flows, our ability to execute our business 
strategy and our ability to make distributions to our stockholders. 

If securities analysts do not publish research or reports about our business or if they downgrade our common stock 
or our sector, the price of our common stock could decline. 

The trading market for our common stock partly relies on the research and reports that industry or financial analysts 
publish about us or our business. We do not control analysts. Furthermore, if one or more of the analysts who do cover 
us downgrades our shares of common stock or our industry, or the stock of any of our competitors, the price of our 
shares could decline. If one or more of these analysts ceases coverage of our company, we could lose attention in the 
market, which in turn could cause the price of our shares of common stock to decline. 

Future offerings of debt securities, which would be senior to our common stock, or equity securities, which would 
dilute our existing stockholders and may be senior to our common stock, may adversely affect the market price of 
our common stock. 

In the future, we may attempt to increase our capital resources by offering debt or equity securities, including medium 
term notes, senior or subordinated notes and classes of preferred or common stock, including through "at-the-market" 
offerings of common stock. Holders of our debt securities or shares of preferred stock will generally be entitled to 
receive interest payments or distributions, both current and in connection with any liquidation or sale, prior to the 
holders of our common stock. We are not required to offer any such additional debt or equity securities to existing 
common stockholders on a preemptive basis. Therefore, offerings of common stock or other equity securities may 
dilute the holdings of our existing stockholders. Future offerings of debt or equity securities, or the perception that 
such offerings may occur, may reduce the market price of our common stock or the distributions that we pay with 
respect to our common stock. Because we may generally issue any such debt or equity securities in the future without 
obtaining the consent of our stockholders, you will bear the risk of our future offerings reducing the market price of 
our common stock and diluting your proportionate ownership. 

Increases in market interest rates may result in a decrease in the value of our common stock. 

One of the factors that may influence the price of our common stock is our distribution rate on the common stock (as 
a percentage of the share price of our common stock), relative to market interest rates. We have declared and paid cash 
distributions in each quarter since the first quarter of 2014 and expect to declare cash distributions in the future. If 
market interest rates increase, prospective purchasers of our common stock may desire a higher yield on our common 
stock or seek securities paying higher dividends or yields. Higher interest rates, however, would likely increase our 
borrowing costs and might decrease our funds available for distribution. Therefore, we may not be able, or may choose 
not, to pay a higher distribution rate. As a result, if interest rates rise, it is likely that the market price of our common 
stock will decrease because potential investors may require a higher dividend yield on our common stock as market 
rates on interest-bearing securities, such as bonds, rise. 

ITEM 1B. 

UNRESOLVED STAFF COMMENTS

None.

29

ITEM 2. 

PROPERTIES

As of December 31, 2019, we wholly owned interests in 435,500 acres of high-quality industrial timberland in the 
U.S.  South  and  the  Pacific  Northwest,  consisting  of  410,200  acres  of  fee  timberlands  and  25,300  acres  of  leased 
timberlands. Our wholly-owned timberlands are located within attractive fiber baskets encompassing a diverse group 
of pulp, paper, and wood products manufacturing facilities. Our Southern timberlands consisted of 72% pine plantations 
by acreage and 52% sawtimber by volume. Our Pacific Northwest timberlands consisted of 90% productive acres and 
82% sawtimber by volume. Our leased timberlands of 25,300 acres were all under one long-term lease expiring in 
2022, which we refer to as the LTC lease. Wholly-owned timberland acreage by state is listed below: 

Acres by state as of December 31, 2019 (1)

Fee

Lease

Total

South

Alabama

Florida

Georgia

North Carolina

South Carolina
Tennessee

Pacific Northwest

Oregon

Total
(1) 

70,000

2,000

248,000

100

71,700
300

392,100

18,100
410,200

1,800

—

23,500

—

—
—

25,300

—
25,300

71,800

2,000

271,500

100

71,700
300

417,400

18,100
435,500

Represents wholly-owned acreage only; excludes ownership interest in acreage held by joint ventures.

As  of  December 31,  2019,  our  wholly-owned  timber  inventory  consisted  of  an  estimated  18.6  million  tons  of 
merchantable inventory with the following components:  

(in millions)
Merchantable timber inventory (1)

Pulpwood
Sawtimber (2)
Total

Fee

8.2

9.5
17.7

Tons

Lease

0.5

0.4
0.9

Total

8.7

9.9
18.6

(1)     Merchantable timber inventory includes current year growth. Pacific Northwest merchantable timber inventory is converted from MBF 

to tons using a factor of eight.
(2)    Includes chip-n-saw and sawtimber.

In addition to our wholly-owned timberlands, we had the following investments in joint ventures as of December 31, 
2019 (see Note 4 — Unconsolidated Joint Ventures to our accompanying consolidated financial statements for further 
details):

As of December 31, 2019

Ownership percentage

Acreage owned by the joint venture

Merchantable timber inventory (million tons)

50.0%

—

—

Dawsonville Bluffs Joint Venture

Triple T Joint Venture
21.6%  (1)
1,092,000
44.1  (2)
Texas

Location
(1)   Represents our share of total partner capital contributions. 
(2)   Triple T considers inventory to be merchantable at age 12. Merchantable timber inventory includes current year growth. 

Georgia

30

Our methods of estimating timber inventory are consistent with industry practices. We must use various assumptions 
and judgments to determine both our current timber inventory and the timber inventory that will be available over the 
harvest cycle; therefore, the physical quantity of such timber may vary significantly from our estimates. Our estimated 
inventory is calculated for each tract by utilizing growth formulas based on representative sample tracts and tree counts 
for various diameter classifications. The calculation of inventory is subject to periodic adjustments based on statistical 
sampling of the harvestable timbered acres, known as timber sample cruises, actual volumes harvested and other timber 
activity, including timberland sales. In addition to growth, the inventory calculation takes into account in-growth, 
which is the annual transfer of the oldest pre-merchantable age class into merchantable inventory, which currently is 
15 years after stand establishment in the South and 35 years after stand establishment in the Pacific Northwest. The 
age at which timber is considered merchantable is reviewed periodically and updated for changing harvest practices, 
advanced seedling genetics, future harvest age profiles and biological growth factors. 

The graphs below present the number of acres of our timberland as of December 31, 2019 by age class: 

(1)   Acres presented in the graph includes fee timberland only and excludes 11,300 acres of non-forest land. 
(2)   Natural Pine and Hardwood represents acres that have been seeded by standing older pine trees near the site through the natural process 
of seeds dropping from the cones of the older trees. Natural pine sites generally include some mix of natural occurring hardwood trees 
as well.

(3)   Pine Plantation represents acres planted or to be planted with pine seedlings to maximize the growth potential and inventory carrying 

capacity of the soils. Pine Plantation acre inventory is devoted to pine species only.

31

(1)   Acres presented in the graph includes fee timberland only and excludes 1,800 acres of non-productive forest land. 

Forests are subject to a number of natural hazards, including damage by fire, hurricanes, insects and disease. Changes 
in global climate conditions may intensify these natural hazards. Severe weather conditions and other natural disasters 
can also reduce the productivity of timberlands and disrupt the harvesting and delivery of forest products. Because our 
timberlands are concentrated in the U.S. South and the Pacific Northwest, damage from natural disasters in those 
regions could impact a material portion of our timberlands at one time. Our active forest management should help to 
minimize these risks. Consistent with the practices of other timber companies, we do not maintain insurance against 
loss of standing timber on our timberlands due to natural disasters or other causes.

ITEM 3. 

LEGAL PROCEEDINGS

From time to time, we are party to legal proceedings, which arise in the ordinary course of our business. We are not 
currently involved in any legal proceedings of which the outcome is reasonably likely to have a material adverse effect 
on our results of operations or financial condition, nor are we aware of any such legal proceedings contemplated by 
governmental authorities.

ITEM 4. 

MINE SAFETY DISCLOSURES

Not applicable.

32

ITEM 5. 

MARKET  FOR  REGISTRANT’S  COMMON  EQUITY,  RELATED  STOCKHOLDER 
MATTERS, AND ISSUER PURCHASES OF EQUITY SECURITIES

PART II

Market Information

Our common stock trades on the NYSE under the symbol “CTT”. 

Holders

As of February 27, 2020, there were 1,505 stockholders of record of our common stock. 

Cumulative Total Shareholder Return

The following graph compares the cumulative total shareholder return on our common stock with the Russell 3000, 
which is a broad-based market index of issuers with similar capitalization, and with the S&P Global Timber & Forestry 
Index, which is an industry specific market index of peer issuers, from December 31, 2014 to December 31, 2019. 
The graph assumes a $100 investment in each of the indices on December 31, 2014, and the dividends received are 
reinvested at month-end. 

33

The data in the following table was used to create the above graph as of the respective dates:

CatchMark Timber Trust, Inc.

Russell 3000 Index

Russell Microcap Index

S&P Global Timber & Forestry Index

12/31/2014 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019

$

$

$

$

100 $

100 $

100 $

100 $

104 $

99 $

94 $

91 $

109 $

109 $

111 $

100 $

133 $

129 $

125 $

132 $

76 $

120 $

107 $

106 $

128

155

130

123

(1)  

 Data points are the last trading day of each fiscal year. 

Issuer Purchase of Equity Securities

During the fourth quarter of 2019, we did not repurchase any shares of our common stock under our SRP (see Item 
7 — Management's Discussion and Analysis of Financial Condition and Results of Operations — Liquidity and Capital 
Resources section for further details about our SRP). 

ITEM 6. 

SELECTED FINANCIAL DATA

The following selected financial data as of and for the five years ended December 31, 2019 should be read in conjunction 
with the accompanying consolidated financial statements and related notes in Item 8 — Financial Statements and 
Supplementary Data hereof. All amounts are in thousands except for per-share, tonnage, acreage, and per-acre data.

Financial Position

Cash and cash equivalents

Total assets

Outstanding debt

Total liabilities

Total stockholders’ equity

Total equity

Period - End Acres

Fee

Lease

Wholly-owned total
Joint venture interest (1)
Total acres

Operating Results

Total revenues

Loss before unconsolidated joint ventures
and income taxes

Net loss

Net loss per share available to common
stockholders, basic and diluted

Weighted-average common
shares outstanding
Adjusted EBITDA (2)

2019

2018

As of December 31,
2017

2016

2015

11,487

663,865

458,555

470,662

192,641

193,203

$

$

$

$

$

$

5,614

804,772

478,619

483,116

321,656

321,656

$

$

$

$

$

$

7,805

740,158

337,619

337,778

402,380

402,380

$

$

$

$

$

$

9,108

709,824

325,656

328,754

381,070

381,070

$

$

$

$

$

$

8,025

599,095

185,002

188,057

411,038

411,038

410,200

25,300

435,500
1,092,000

1,527,500

432,900

30,200

463,100
1,104,800

1,567,900

479,400

30,900

510,300
10,500

520,800

467,500

32,100

499,600
—

499,600

401,200

23,800

425,000
—

425,000

For the Years Ended December 31,

2019

2018

2017

2016

2015

106,709

$

97,857

(4,977)

(93,321)

(15,090)
$
$ (122,007)

(1.90)

$

(2.55)

49,038

56,906

$

34

47,937

49,786

$

$

$

$

$

91,295

(14,648)
(13,510)

(0.34)

39,751

41,970

$

$

$

$

$

81,855

(11,070)
(11,070)

(0.29)

38,830

36,486

$

$

$

$

$

69,122

(8,387)
(8,387)

(0.21)

39,348

32,168

$

$

$

$

$

$

$

$

$

$

$

Cash Flows

Cash provided by operating activities

Cash provided by (used in) investing
activities

Cash provided by (used in) financing
activities

Total cash dividends paid

Cash dividends paid per share

$

$

$

$

$

32,942

$

29,796

22,830

$ (212,514)

(49,899)

26,269

0.54

$

$

$

180,527

25,601

0.54

Investments in unconsolidated joint ventures $
$
Net proceeds from large dispositions

— $
$

25,151

200,000

79,134

For the Years Ended December 31,

2019

2018

2017

2016

2015

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

$

28,494

(78,461)

40,627

19,590

0.50

27,419

$

30,849

(68,416)

$ (144,765)

39,694

21,349

0.54

10,539

$

$

$

$

— $

114,999

20,382

0.53

— $

— $

— $

— $

— $

— $

—

—

—

—

52,260

5,617

$

$

141,570

3,195

$

$

75,793

2,668

978

3,830

1,973

4,178

$

$

$

$

3,771

4,744

91,821

4,571

Operating distributions from unconsolidated
joint ventures

Capital distributions from unconsolidated
joint ventures

Capital Expenditures
Timberland acquisitions(3) and earnest 
money paid

Capital expenditures-other

Selected Operating Data

Timber Sales Volume (tons)

Pulpwood
Sawtimber (4)
Total

U.S. South

Timber Sales Volume (tons)

Pulpwood
Sawtimber (4)
Total

Delivered % as of total volume

Stumpage % as of total volume

Net Timber Sales Price ($ per ton)

Pulpwood
Sawtimber (4)

Timberland Sales

Gross sales

Basis of timberland sold

Acres sold

% of fee acres
Price per acre (5)

$

$

$

$

$

$

$

$

$

1,310,420

932,653

2,243,073

1,356,318

1,424,017

1,360,437

1,131,475

818,606

927,191

867,055

708,764

2,174,924

2,351,208

2,227,492

1,840,239

1,301,931

872,746

2,174,677

1,356,128

1,424,017

1,360,437

1,131,475

816,717

927,191

867,055

708,764

2,172,845

2,351,208

2,227,492

1,840,239

71%

29%

14

24

17,572

14,053

9,200

$

$

$

$

80%

20%

14

24

17,520

12,380

8,500

$

$

$

$

74%

26%

13

24

14,768

9,890

7,700

$

$

$

$

64%

36%

14

24

12,515

9,728

7,300

$

$

$

$

60%

40%

13

26

11,845

8,886

6,400

2.2%

1.8%

1.7%

1.7%

1.7%

1,920

$

2,064

$

1,924

$

1,718

$

1,849

35

For the Years Ended December 31,

2019

2018

2017

2016

2015

Large Dispositions

Gross sales

Basis of timberland sold

Acres sold
Price per acre (5)

Pacific Northwest

Timber Sales Volume (tons)

Pulpwood

Sawtimber

Total

Delivered % as of total volume

Stumpage % as of total volume

Delivered Timber Sales Price ($ per ton)

Pulpwood

Sawtimber

Direct Timberland Acquisitions

Gross acquisitions

Acres acquired

Price per acre

Joint Venture Timberland Acquisitions (1)
Gross acquisitions

Acres acquired

Price per acre ($/acre)

$

$

$

$

$

$

$

$

$

25,395

17,190

14,400

1,758

8,489

59,907

68,396

88%

12%

32

88

1,925

900

2,185

$

$

$

$

$

$

$

79,301

79,524

56,100

1,414

$

$

$

— $

— $

—

— $

— $

— $

—

— $

190

1,889

2,079

—%

100%

—

—

—

—%

—%

—

—

—

—%

—%

— $

— $

— $

— $

— $

— $

—

—

—

—

—

—

—

—%

—%

—

—

89,700

18,100

4,956

$

$

$

$

71,648

30,600

2,341

20,000

11,031

1,813

$

$

$

$

141,013

81,900

1,721

$

$

73,305

42,900

1,709

— $

—

— $

—

—

—

— $ 1,389,500
—
1,099,800
— $

1,263

(1)  Represents properties owned by Triple T Joint Venture in which CatchMark owns a 21.6% equity interest and Dawsonville Bluffs, 
LLC, a joint venture in which CatchMark owns a 50% membership interest. CatchMark serves as the manager for both of these joint 
ventures.

(2)  See Item 7 — Management’s Discussion and Analysis of Financial Condition and Results of Operations — Adjusted EBITDA for the 
definition and information regarding why we present Adjusted EBITDA and for a reconciliation of this non-GAAP financial measure 
from net income (loss).

(3) 

Includes transaction costs.

(4) 

Includes chip-n-saw and sawtimber. 
(5)   Excludes value of timber reservations. 

36

 
ITEM 7. 

MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND 
RESULTS OF OPERATIONS

The following discussion and analysis should be read in conjunction with the Selected Financial Data in Item 6 —
Selected Financial Data above and our accompanying consolidated financial statements and notes thereto in Item 8 
— Financial Statement and Supplementary Data. See also “Cautionary Note Regarding Forward-Looking Statements” 
preceding Part I.

Overview

During 2019, we continued to execute our business strategy built on acquisitions of prime timberland, strategic presence 
in high-demand mill markets and superior management. Operationally, our fiber supply agreements, delivered wood 
model and opportunistic stumpage sales were primary performance drivers, generating stable and predictable cash 
flows from sustainable harvests that, combined with revenues from opportunistic land sales and active investment 
management, provided recurring dividends to our stockholders funded from cash from operations. We continued to 
practice intensive forest management and silvicultural techniques that increase the biological growth of our forest.

We realized significant increases in timber sale revenues, driven by higher harvest volumes, increased sawtimber mix 
and superior pricing in the U.S. South region. Asset management fee revenue increased sharply due to managing the 
Triple T Joint Venture for a full year and the Dawsonville Bluffs Joint Venture generated attractive returns, including 
incentive-based promotes for exceeding investment hurdles. We fully integrated the Bandon Property in the Pacific 
Northwest, and our capital recycling program, employing targeted large dispositions, continues to improve the quality 
of our timberland portfolio and strengthen our balance sheet through disciplined capital allocation to enable future 
investments in prime timberlands, furthering our growth strategy. 

Joint Ventures

In 2019, the Dawsonville Bluffs Joint Venture completed the disposition of its remaining 5,000 acres of timberlands 
for $10.2 million. We recognized $1.0 million of income and received $4.8 million of cash distributions from the 
Dawsonville Bluffs Joint Venture during 2019. Life-to-date through December 31, 2019, we have recognized $4.7 
million  of  income  and  received  cash  distributions  of  $13.3  million  from  the  Dawsonville  Bluffs  Joint  Venture, 
representing a return of our $10.5 million investment and cumulative preferred return of $2.8 million. In addition, we 
have earned $0.9 million in asset management fees from the Dawsonville Bluffs Joint Venture, including a $0.6 million 
incentive-based promote for exceeding investment hurdles. As of December 31, 2019, the Dawsonville Bluffs Joint 
Venture had a mitigation bank with a book basis of $2.6 million. See Note 4 — Unconsolidated Joint Ventures to our 
accompanying consolidated financial statements for further details. 

During 2019, we earned $11.3 million of asset management fees from the Triple T Joint Venture, an increase of $5.8 
million from the prior year due to managing the Triple T Joint Venture for a full year of operations. The Triple T Joint 
Venture partnership agreement provides for liquidation rights and distribution priorities that are significantly different 
from our stated ownership percentage based on total equity contributions. As such, we use the hypothetical-liquidation-
at-book-value method, or HLBV, to determine our equity in the earnings of the Triple T Joint Venture. For the year 
ended December 31, 2019, we recognized $90.4 million of losses from the Triple T Joint Venture under the HLBV 
method of accounting. As of December 31, 2019, we have recognized cumulative HLBV losses of $200 million and 
do not expect to recognize additional losses from the Triple T Joint Venture. See Note 4 — Unconsolidated Joint 
Ventures to our accompanying financial statements for further details. 

Acquisitions 

In December 2019, we acquired 900 acres of high-quality timberlands in South Carolina for $1.9 million, exclusive 
of transaction costs. This acquisition expanded our existing timberland ownership in the Mid-Atlantic region, which 
is among the top timber markets in the U.S. South. 

37

Large Dispositions

Over the last two years, we have undertaken a capital recycling program whereby we sell blocks of timberland properties 
to  generate  proceeds  to  fund  capital  allocation  priorities,  including,  but  not  limited  to  redeployment  into  more 
desirable timberland investments, paying down outstanding debt, or repurchasing shares of our common stock. 

During 2019, we continued to execute our capital recycling program. We completed large dispositions totaling 14,400
acres for $25.4 million, recognizing a gain of $8.0 million, and used a portion of the net proceeds to pay down our 
outstanding debt by $20.1 million. The remaining net proceeds were used to acquire high-quality timberlands and fund 
opportunistic repurchases of our shares of common stock. On January 31, 2020, we completed the sale of an additional 
14,400 acres of wholly-owned timberlands located in Georgia for $21.3 million, exclusive of transaction costs, and 
used the net proceeds to repay $20.8 million of outstanding debt on the Multi-Draw Term Facility. 

Capital Activities

During  2019,  we  paid  down  $20.1  million  of  our  outstanding  debt  balance  with  proceeds  received  from  large 
dispositions. As a result, our net debt to Adjusted EBITDA ratio decreased to 7.9x as of December 31, 2019 from 9.5x 
as of December 31, 2018. Net debt is calculated as debt outstanding less cash-on-hand as of the relevant period end, 
and Adjusted  EBITDA  is  calculated  for  the  trailing-12  month  period  (see  Item  7  —  Management  Discussion  and 
Analysis — Adjusted EBITDA for further details).  Our net debt to Adjusted EBITDA ratio is frequently viewed by 
analysts and investors as an indication of our ability to repay our debt. Subsequent to December 31, 2019, we paid 
down $20.8 million of outstanding debt with proceeds from the disposition of an additional 14,400 acres that closed 
on January 31, 2020 under our capital recycling program.   

During 2019, we continued to execute our active interest rate management strategy by lowering our already favorable 
borrowing costs and extending the average life of our fixed-rate debt. Prior to October 2019, we had ten interest rates 
swaps with various terms that effectively fixed the interest rate on $350.0 million, or 76%, of our variable-rate debt 
at 4.26%, inclusive of applicable spread but before considering patronage dividends. In October 2019, we terminated 
these outstanding interest rate swaps and entered into two new interest rate swaps, one with a notional amount of 
$200.0 million and the other with a notional amount of $75.0 million, with a total fair value at inception equal to the 
net fair value of the terminated interest rate swaps on the date of termination. Both of the new interest rate swaps 
became effective on November 29, 2019. The $200.0 million swap has a term of ten years and bears interest at a fixed 
rate of 2.2067% per annum, and the $75.0 million swap has a term of seven years and bears interest at a fixed rate of 
2.083% per annum. As of December 31, 2019, we effectively fixed interest rates on $275.0 million, or 60%, of our 
variable-rate debt balance at 3.98%, inclusive of applicable spread but before considering patronage dividends. As a 
result of these transactions, we also extended the weighted-average term of our effectively-fixed rate debt from four 
years to nine years. See Note 6 — Interest Rate Swaps to our accompanying financial statements footnotes for further 
details on our interest rate swaps. 

During 2019, we paid $26.3 million of dividends to our stockholders and repurchased $3.0 million of shares of common 
stock at an average price of $9.10 per share under our SRP. 

Segment Information

We have three reportable segments: Harvest, Real Estate and Investment Management. Our Harvest segment includes 
wholly-owned timber assets and associated timber sales, other revenues and related expenses. Our Real Estate segment 
includes  timberland  sales,  cost  of  timberland  sales  and  large  dispositions.  Our  Investment  Management  segment 
includes investments in and income (loss) from unconsolidated joint ventures and asset management fee revenues 
earned for the management of these joint ventures. General and administrative expenses, along with other expense 
and income items, are not allocated among segments. For additional information, see Item 7 — Management Discussion 
and Analysis — Adjusted EBITDA below and Note 15 — Segment Information to our accompanying consolidated 
financial statements.

38

Timber Agreements

A significant portion of our timber sales is derived from the Mahrt Timber Agreements under which we sell specified 
amounts of timber to WestRock subject to market pricing adjustments. During the year ended December 31, 2019, 
WestRock purchased 410,000 tons under the Mahrt Timber Agreements, which exceeded the minimum requirement 
of 375,000 tons. For each of the years ended December 31, 2019, 2018 and 2017, approximately 12%, 17%, and 17%, 
respectively,  of  our  net  timber  sales  revenue  was  derived  from  the  Mahrt  Timber  Agreements.  See  Note  7  — 
Commitments and Contingencies to our accompanying consolidated financial statements for additional information 
regarding the material terms of the Mahrt Timber Agreements. 

We  assumed  a  pulpwood  supply  agreement  (the  "Carolinas  Supply Agreement")  in  connection  with  a  timberland 
acquisition in 2016. During the year ended December 31, 2019, we sold 117,000 tons under the Carolinas Supply 
Agreement, which exceeded the 99,000 tons requirement. For the year ended December 31, 2019, 2018 and 2017, 
approximately 4%, 5%, and 6%, respectively, of our net timber sales revenue was derived from the Carolinas Supply 
Agreement.

General Economic Conditions and Timber Market Factors Impacting Our Business

Our operating results are influenced by a variety of factors, including timber prices; the demand for pulp and paper 
products, lumber, panel, and other wood-related products; the supply of timber; and competition. Timber prices can 
experience significant variations and have been historically volatile. The demand for timber and wood products is 
affected primarily by the level of new residential construction activity, repair and remodeling activity, the supply of 
manufactured timber products including imports, and, to a lesser extent, other commercial and industrial uses. The 
demand for timber also is affected by the demand for wood chips in the pulp and paper markets and for hardwood in 
the furniture and other hardwood industries. 

The U.S. economy continued to strengthen in 2019, finishing the eleventh year of expansion. According to the U.S. 
Bureau of Economic Analysis, the real gross domestic product increased 2.3%  year-over-year in 2019. The housing 
market improved in 2019 with total housing starts estimated at 1.3 million units, up 3.0% from 2018. We anticipate 
that the housing market will continue to show modest improvement in 2020, which we believe should lead to stronger 
lumber demand and higher pricing for finished products and in turn provide favorable supply-demand dynamics in 
the timber market.  We expect our 2020 timber sales volume to increase to between 2.3 million to 2.5 million tons and 
our realized pricing to be comparable to 2019. 

Liquidity and Capital Resources

Overview

Cash flows generated from our operations are primarily used to fund recurring expenditures and distributions to our 
stockholders. The amount of distributions to common stockholders is determined by our board of directors and is 
dependent upon a number of factors, including funds deemed available for distribution based principally on our current 
and future projected operating cash flows, less capital requirements necessary to maintain our existing timberland 
portfolio. In determining the amount of distributions to common stockholders, we also consider our financial condition, 
our expectations of future sources of liquidity, current and future economic conditions, market demand for timber and 
timberlands, and tax considerations, including the annual distribution requirements necessary to maintain our status 
as a REIT under the Code. 

In  determining how  to  allocate cash  resources  in  the  future,  we  will  initially consider  the source  of  the  cash. We 
anticipate using a portion of cash generated from operations, after payments of periodic operating expenses and interest 
expense, to fund certain capital expenditures required for our existing timberlands. Any remaining cash generated from 
operations may be used to partially fund timberland acquisitions and pay distributions to stockholders. Therefore, to 
the  extent  that  cash  flows  from  operations  are  lower,  timberland  acquisitions  and  stockholder  distributions  are 

39

anticipated to be lower as well. Capital expenditures, including new timberland acquisitions, are generally funded with 
cash flow from operations or existing debt availability; however, proceeds from future debt financings, and equity and 
debt offerings may be used to fund capital expenditures, acquire new timberland properties, invest in joint ventures, 
and pay down existing and future borrowings. From time to time, we also sell certain large timberland properties in 
order to generate capital to fund capital allocation priorities, including but not limited to redeployment into more 
desirable timberland investments, pay down of outstanding debt or repurchase of shares of our common stock. Such 
large dispositions are typically larger in size and more infrequent than sales under our normal land sales program. 

Shelf Registration Statement and Equity Offering 

On June 2, 2017, we filed a shelf registration statement on Form S-3 with the SEC, which was declared effective by 
the SEC on June 16, 2017 (the "Shelf Registration Statement"). The Shelf Registration Statement provides us with 
future flexibility to offer, from time to time and in one or more offerings, up to $600 million in an undefined combination 
of debt securities, common stock, preferred stock, depositary shares, or warrants. The terms of any such future offerings 
would be established at the time of an offering.

Credit Facilities

The table below presents the details of each credit facility under the Amended Credit Agreement as of  December 31, 
2019:

(dollars in thousands)

Facility Name

Revolving Credit Facility

Multi-Draw Term Facility

Term Loan A-1

Term Loan A-2

Term Loan A-3

Term Loan A-4

Total

Maturity
Date

12/1/2022

12/1/2024

 Interest Rate (1)
LIBOR + 2.20%

LIBOR + 2.20%

12/23/2024

LIBOR + 1.75%

12/1/2026

12/1/2027

8/22/2025

LIBOR + 1.90%

LIBOR + 2.00%

LIBOR + 1.70%

Unused 
Commitment 
Fee (1)
0.35%

Total
Availability

Outstanding
Balance

Remaining
Availability

$

35,000

$

— $

35,000

0.35%

N/A

N/A

N/A

N/A

200,000

100,000

100,000

68,619

140,000

49,936

$

150,064

100,000

100,000

68,619

140,000

—

—

—

—

$

643,619

$

458,555

$

185,064

(1)  The applicable LIBOR margin on the Revolving Credit Facility and the Multi-Draw Term Facility ranges from a base rate plus between 
0.50% and 1.20% or a LIBOR rate plus 1.50% to 2.20%, depending on the LTV ratio. The unused committee fee rates also depend on 
the LTV ratio.

Borrowings under the Revolving Credit Facility may be used for general working capital, to support letters of credit, 
to fund cash earnest money deposits, to fund acquisitions in an amount not to exceed $5.0 million, and for other general 
corporate purposes. The Multi-Draw Term Facility, which is interest only until its maturity date, may be used to finance 
timberland acquisitions and associated expenses, to fund investment in joint ventures, and to reimburse payments of 
drafts under letters of credit.

Subsequent to December 31, 2019, we repaid $20.8 million of outstanding debt on the Multi-Draw Term Facility with 
net proceeds from the large disposition closed on January 31, 2020. As of February 28, 2020, we had $205.9 million 
of additional borrowing capacity under the Amended Credit Agreement. 

Patronage Dividends

We are eligible to receive annual patronage dividends from our lenders (the "Patronage Banks") under the Amended 
Credit  Agreement.  The  annual  patronage  dividend  depends  on  the  weighted-average  debt  balance  with  each 
participating lender, as calculated by CoBank, for the respective fiscal year under the eligible patronage loans, as well 
as the financial performance of the Patronage Banks. In March 2019, we received a patronage dividend of $3.3 million
on our borrowings under the eligible patronage loans that were outstanding during 2018. Of the total amount received, 
75% was received in cash and 25% was received in equity in Patronage Banks. The equity component of the patronage 

40

dividend is redeemable for cash only at the discretion of the Patronage Banks' board of directors. As of December 31, 
2019,  we  have  accrued  $3.8  million  of  patronage  dividends  receivable  for  2019,  approximately  75%  of  which  is 
expected to be received in cash and 25% is expected to be received in equity in Patronage Banks in March 2020.

Debt Covenants

The Amended Credit Agreement contains, among others, the following financial covenants which: 

• 

• 

• 

• 

limit the LTV Ratio to (i) 50% at any time prior to December 31, 2021, and (ii) 45% at any time thereafter; 

require maintenance of a FCCR of not less than 1.05:1:00 at any time;

require maintenance of a minimum liquidity balance of no less than $25.0 million at any time; and

limit aggregate capital expenditures to 1% of the value of the timberlands during any fiscal year.

We were in compliance with the financial covenants of the Amended Credit Agreement as of December 31, 2019. 

Interest Rate Swaps

We enter into interest rate swaps to mitigate our exposure to changing interest rates on our variable-rate debts. Prior 
to October 2019, we had ten outstanding interest rate swaps with Rabobank, which effectively fixed interest rates on 
$350.0 million of our outstanding debt at 4.26%, inclusive of applicable spread but before considering patronage 
dividends. In October 2019, we terminated these interest rate swaps and entered into two new interest rate swaps with 
Rabobank with a total notional amount of $275.0 million. As of December 31, 2019, we effectively fixed interest rates 
on $275.0 million of our $458.6 million outstanding debt balance at 3.98%, inclusive of applicable spread but before 
considering patronage dividends. See Note 6 — Interest Rate Swaps to our accompanying financial statements for 
further details on our interest rate swaps. 

Share Repurchase Program

On August 7, 2015, our board of directors approved a share repurchase program for up to $30.0 million of our common 
stock at management's discretion (the "SRP"). The program has no set duration and the board may discontinue or 
suspend the program at any time. During the year ended December 31, 2019, we repurchased 329,150 shares of our 
common stock at an average price of $9.10 per share for a total of $3.0 million under the SRP. All common stock 
purchases  under  the  SRP  were  made  in  open-market  transactions  and  were  funded  with  cash  on-hand.  As  of 
December 31, 2019, we had 49.0 million shares of common stock outstanding and may repurchase up to an additional 
$15.7 million under the SRP. We can borrow up to $30.0 million under the Multi-Draw Term Facility to repurchase 
our common stock. Management believes that opportunistic repurchases of our common stock are a prudent use of 
capital resources. 

Short-Term Liquidity and Capital Resources

For the year ended December 31, 2019, net cash provided by operating activities was $32.9 million, a $3.1 million
increase from the year ended December 31, 2018. Cash provided by operating activities consisted primarily of receipts 
from customers for timber, timberland sales, asset management fees, and distributions from the Dawsonville Bluffs 
Joint Venture, reduced by payments for operating costs, general and administrative expenses, and interest expense. 
The increase was primarily due to a $6.3 million increase in asset management fees and a $3.4 million increase in net 
timber sales, offset by a $3.4 million increase in interest expense on variable-rate debt and a $2.8 million decrease in 
operating distributions received from the Dawsonville Bluffs Joint Venture.

For the year ended December 31, 2019, net cash provided by investing activities was $22.8 million as compared to 
$212.5 million used in the year ended December 31, 2018. We received $25.2 million in gross proceeds from large 
dispositions in 2019 compared to $79.1 million in 2018. We used $2.0 million to acquire 900 acres in South Carolina 
in 2019, as compared to using $91.8 million in 2018 to acquire 18,100 acres in the Pacific Northwest. We received 

41

$3.8 million of cash distributions from the Dawsonville Bluffs Joint Venture during  2019 compared to  receiving $4.7 
million in the prior year. We did not make any equity investments in 2019 as compared to making a $200.0 million 
equity investment in the Triple T Joint Venture in 2018. 

Net cash used in financing activities for the year ended December 31, 2019 was $49.9 million as compared to $180.5 
million net cash provided by financing activities in the year ended December 31, 2018. We paid down $20.1 million
of our outstanding debt during 2019 compared to repaying $148.0 million in 2018. In 2018, we borrowed $289.0 
million to fund the Triple T Joint Venture investment and the Bandon Property acquisition and received $69.0 million 
of net proceeds from the 2018 Equity Offering (see Note 9 — Stockholders' Equity to our accompanying financial 
statements for further details). We used $1.0 million less in 2019 in repurchasing vested shares from employees and 
independent directors related to their income tax liabilities associated with vested restricted stock and used $2.0 million 
more in repurchasing shares of our common stock under the SRP. 

We  believe  that  we  have  access  to  adequate  liquidity  and  capital  resources,  including  cash  flow  generated  from 
operations, cash on-hand, and borrowing capacity, necessary to meet our current and future obligations that become 
due over the next 12 months. As of December 31, 2019, we had a cash balance of $11.5 million and had $185.1 million
of additional borrowing capacity under the Amended Credit Agreement. 

Long-Term Liquidity and Capital Resources

Over the long-term, we expect our primary sources of capital to include net cash flows from operations, including 
proceeds from timber sales, timberland sales, asset management fees, and distributions from unconsolidated joint 
ventures, and from other capital raising activities, including large dispositions, proceeds from secured or unsecured 
financings from banks and other lenders; and public offerings of equity or debt securities. Our principal demands for 
capital include operating expenses, interest expense on any outstanding indebtedness, repayment of debt, timberland 
acquisitions, certain other capital expenditures, and stockholder distributions. 

Contractual Obligations and Commitments

As of December 31, 2019, our contractual obligations were as follows:

Payments Due by Period

(in thousands)
Debt obligations (1) 
Estimated interest on debt obligations (1) (2)
Operating lease obligations (3)

Total

2020

2021-2022

2023-2024

Thereafter

$

458,555

$

— $

— $

149,936

$

308,619

113,871

5,317

17,755

858

35,509

1,704

35,227

882

25,380

1,873

Total

$

577,743

$

18,613

$

37,213

$

186,045

$

335,872

(1)  Represents  respective  obligations  under  our Amended  Credit Agreement  as  of  December 31,  2019,  of  which  $408.6  million  was 
outstanding under the term loans and $49.9 million was outstanding under the Multi-Draw Term Facility. (see Item 7 — Management's 
Discussion and Analysis of financial Condition and Results of Operations — Liquidity and Capital Resources — Credit Agreement 
Amendment above). On February 3, 2020, we paid down $20.8 million of our outstanding balance on the Multi-Draw Term Facility, 
which matures on December 1, 2024. As a result, estimated future interest on our outstanding debt is reduced by $4.0 million.
(2)  Amounts are before the consideration of patronage dividends and include the impact of interest rate swaps. See Note 5 — Notes Payable 
and Lines of Credit and Note 6 — Interest Rate Swaps to our accompanying consolidated financial statements for additional information.
(3)   Represents future payments for office lease and timberland operating lease. See Note 2 — Summary of Significant Accounting Policies
and Note 7 — Commitments and Contingencies to our accompanying consolidated financial statements for additional information.

42

Distributions

Our board of directors declares cash distributions quarterly. The amount of future distributions that we may pay to our 
common stockholders will be determined by our board of directors (as described in the Overview section above). For 
the year ended December 31, 2019, our board of directors declared the following distributions:

Declaration Date

February 14, 2019

May 2, 2019

August 1, 2019

October 31, 2019

Record Date

February 28, 2019

May 31, 2019

August 30, 2019

November 26, 2019

Payment Date

March 15, 2019

June 14, 2019

September 13, 2019

December 13, 2019

Distribution Per Share

$0.135

$0.135

$0.135

$0.135

For the year ended 2019, we paid total distributions to stockholders of $26.3 million, which was fully funded from net 
cash provided by operating activities. 

On February 13, 2020, our board of directors declared a cash distribution of $0.135 per share of common stock for 
stockholders of record on February 28, 2020, payable on March 16, 2020. 

Results of Operations

Overview

For the years ended December 31, 2019 and 2018,  we generated total revenues of $106.7 million and $97.9 million, 
respectively. Our results of operations are materially impacted by the fluctuating nature of timber prices, changes in 
the levels and mix of our harvest volumes and associated depletion expense, changes to associated depletion rates, the 
level of timberland sales, management fees earned, large dispositions, varying interest expense based on the amount 
and cost of outstanding borrowings, and performance of our unconsolidated joint ventures. 

Selected operational results for each of the years ended December 31, 2019 and 2018 are shown in the following table 
(in thousands, except for per-acre amounts): 

Consolidated
Timber sales revenue
Timberland sales revenue
Asset management fees revenue

Timber sales volume (tons)

Pulpwood
Sawtimber (1)

U.S. South
Timber sales revenue

Timber sales volume (tons)

Pulpwood
Sawtimber (1)

Years Ended December 31,
2018

2019

Change
%

$
$
$

72,557
17,572
11,948

$
$
$

69,455
17,520
5,603

1,310,420
932,653
2,243,073

1,356,318
818,606
2,174,924

4 %
— %
113 %

(3)%
14 %
3 %

$

67,231

$

69,330

(3)%

1,301,931
872,746
2,174,677

1,356,128
816,717
2,172,845

(4)%
7 %
— %

43

 
Harvest Mix
Pulpwood
Sawtimber (1)

Delivered % as of total volume
Stumpage % as of total volume (5)

Net timber sales price (per ton) (2)

Pulpwood
Sawtimber (1)

Timberland sales
Gross sales
Acres sold
% of fee acres
Price per acre (3)

Large Dispositions (4)

Gross sales
Acres sold
Price per acre (3)

Pacific Northwest
Timber sales revenue

Timber sales volume (tons)

Pulpwood
Sawtimber

Harvest Mix
Pulpwood
Sawtimber
Delivered % as of total volume
Stumpage % as of total volume

Delivered timber sales price (per ton) (2)

Pulpwood
Sawtimber

(1) 

Includes chip-n-saw and sawtimber.

Years Ended December 31,
2018

2019

Change
%

60%
40%

71%

29%

14
24

17,572
9,200

2.2%

1,920

25,395
14,400
1,758

5,326

8,489
59,907
68,396

$
$

$

$

$

$

$

12%
88%
88%
12%

32
88

$
$

62%
38%

80%

20%

14
24

17,520
8,500

1.8%

2,064

79,301
56,100
1,414

2 %
1 %

— %
8 %

(7)%

(68)%
(74)%
24 %

125

4,161 %

190
1,889
2,079

9%
91%
—%
100%

—
—

4,368 %
3,071 %
3,190 %

— %
— %

$
$

$

$

$

$

$

$
$

(2)  Prices per ton are rounded to the nearest dollar and shown on a delivered basis which includes contract logging and hauling costs. The 
Bandon Property in the Pacific Northwest was acquired at the end of August 2018 and did not have any delivered timber sales in 2018. 

(3)  Excludes value of timber reservations.

(4)  Large dispositions are sales of large blocks of timberland properties in one or several transactions with the objective to generate 
proceeds to fund capital allocation priorities. Large dispositions are typically larger transactions in acreage and gross sales price than
recurring HBU sales and are not part of core operations, are infrequent in nature and would cause material variances in comparative
results if not reported separately. Large dispositions may or may not have a higher or better use than timber production or result in a
price premium above the land’s timber production value.

(5)  Current year percentage includes 4% from lump-sum sales. 

44

 
Our 2019 timber sales revenue was 4% higher than 2018 primarily due to contributions from the Bandon Property in 
the Pacific Northwest. We successfully integrated the Bandon Property into our operations during 2019 and generated 
$5.3 million in  gross  timber sales revenue  from harvesting 68,396 tons  in  2019, 88% of  which was  sold  through 
delivered sales. U.S. South gross timber sales revenue for 2019 was 3% lower than 2018 mainly as a result of a 9% 
decrease in delivered sales as percentage of total volume, as we capitalized on advantageous stumpage and lump-sum 
sales opportunities. Harvest volume in the U.S. South in 2019 was comparable to the prior year despite persistent wet 
weather and extended mill outages throughout 2019. Our average U.S. South pulpwood stumpage price for 2019 was 
2% higher than 2018 primarily due to better realized stumpage pricing in the Coastal Georgia and in the Carolinas 
markets, which are among the top pulpwood markets in the U.S. South. Our average U.S. South sawtimber stumpage 
price increased 1% from 2018 primarily driven by improved pricing and mix in the East Central Alabama and West 
Central Georgia markets. Our realized stumpage prices continue to hold a significant premium over South-wide averages 
as tracked by TimberMart-South as a result of operating in strong micro-markets where we selectively assembled our 
prime timberlands portfolio. 

We earned $11.9 million in asset management fees during 2019, comprised of $11.3 million earned from the Triple T 
Joint Venture and $0.6 million earned from the Dawsonville Bluffs joint venture. 

Comparison of the year ended December 31, 2019 versus the year ended December 31, 2018 

Revenues. Revenues increased to $106.7 million for the year ended December 31, 2019 from $97.9 million for the 
year ended December 31, 2018 due to a $3.1 million increase in timber sales revenue and a $6.3 million increase 
increase in asset management fees revenue, offset by a $0.6 million decrease in other revenues. 

Asset management fees increased to $11.9 million in 2019 from $5.6 million in 2018 primarily due to a $5.8 million 
increase from the Triple T Joint Venture and a $0.6 million increase from the Dawsonville Bluffs Joint Venture. Higher 
management fees earned from the Triple T Joint Venture was a result of managing the venture for a full year in 2019 
as compared to two quarters in 2018. The majority of the asset management fees earned from the Dawsonville Bluffs 
Joint Venture in 2019 represented an incentive-based promote earned for exceeding investment hurdles. 

Gross timber sales revenue increased by $3.1 million as a result of a $5.2 million increase in the Pacific Northwest 
offset by a $2.1 million decrease in the U.S. South. We acquired the Bandon Property in the Pacific Northwest at the 
end of August 2018 and have successfully integrated it into our operations. The Bandon Property contributed $5.3 
million in gross timber sales revenue in 2019 as compared to $0.1 million in 2018. Gross timber sales revenue in the 
U.S. South was $2.1 million lower in 2019 due to a decrease of delivered sales as a percentage of comparable year-
over-year U.S. South harvest volumes. Gross timber sales revenue from delivered sales includes logging and hauling 
costs that customers pay for deliveries.

Details of timber sales by product for the years ended December 31, 2019 and 2018 are shown in the following table:

(in thousands)
Timber sales (1)
Pulpwood
Sawtimber (2)

For the Year Ended
December 31, 2018

Changes attributable to:
Volume (3)
Price/Mix

For the Year Ended
December 31, 2019

$

$

38,309

31,146

69,455

$

$

896

86

982

$

$

(3,107) $
5,227

2,120

$

36,098

36,459

72,557

(1)  Timber sales are presented on a gross basis. 
(2) 
(3)  Changes in timber sales revenue related to properties acquired or disposed within the last 12 months are attributed to volume changes.

Includes chip-n-saw and sawtimber.

Operating expenses. Contract logging and hauling costs decreased to $31.1 million for the year ended December 31, 
2019 from $31.5 million for the year ended December 31, 2018 as a result of a $3.2 million decrease in the U.S. South 
offset by incurring $2.8 million of logging and hauling cost in the Pacific Northwest, where there were no delivered 

45

sales in 2018. The decrease in the U.S. South was driven by a 9% decrease in delivered sales as a percentage of total 
volume, offset by a 2% increase in average rates. 

Depletion expense increased 8% to $28.1 million for the year ended December 31, 2019 from $25.9 million for the 
year ended December 31, 2018 due to a $3.9 million increase in the Pacific Northwest offset by a $1.7 million decrease 
in the U.S. South. The increase in the Pacific Northwest was a result of growing harvest volume from 2,079 tons in 
2018 to 68,396 tons in 2019. The decrease in the U.S. South was driven by lower blended depletion rates. We calculate 
depletion  rates  annually  by  dividing  the  beginning  merchantable  inventory  book  value,  after  the  write-off  of 
accumulated depletion, by current standing timber inventory volume. Before the impact of any future acquisitions or 
significant land sales, the merchantable book value is expected to decrease over time due to depletion while the standing 
timber inventory volume is expected to stay relatively stable due to our sustainable harvest management practice. 
Therefore, we generally expect the depletion rates of our current portfolio to decrease over time.

Cost of timberland sales increased to $15.1 million for the year ended December 31, 2019 from $13.5 million for the 
year ended December 31, 2018 as we sold more acres in 2019. 

Forestry management expenses increased to $6.7 million in 2019 from $6.3 million in 2018 primarily as a result of an 
$0.6 million increase in allocated personnel costs for managing a growing portfolio, including our asset management 
business. 

General and administrative expenses increased to $13.3 million for the year ended December 31, 2019 from $12.4 
million for the year ended December 31, 2018, primarily as a result of $0.7 million of net reimbursements of transaction 
costs related to the Triple T Joint Venture recognized in 2018, and a $0.2 million increase in personnel costs in 2019, 
primarily due to vesting of stock-based compensation. 

Other operating expenses increased to $6.5 million for the year ended December 31, 2019 from $6.3 million for the 
year ended December 31, 2018, primarily due to cost basis removed related to an expired timber lease in the first 
quarter of 2019.

Interest expense. Interest expense increased to $18.6 million for the year ended December 31, 2019 from $16.3 million
for the year ended December 31, 2018 primarily due to a $3.4 million net increase in interest and unused commitment 
fees on our variable-rate debt, offset by a $1.4 million decrease in non-cash interest expense. Interest on our variable-
rate  debt  increased  primarily  due  to  a  15%  increase  in  our  weighted-average  outstanding  debt  balance  year-over-
year. See  Note  5  —  Notes  Payable  and  Lines  of  Credit  and  Note  6  —  Interest  Rate  Swaps  to  our  accompanying 
consolidated financial statements for additional information.

Gain (loss) on large dispositions. We recognized a gain of $8.0 million from the disposition of 14,400 acres of our 
wholly-owned timberlands during the year ended December 31, 2019. For the year ended December 31, 2018, we 
recognized a loss of $0.4 million from the disposition of 56,100 acres of our wholly-owned timberlands.

Income (loss) from unconsolidated joint ventures. For the year ended December 31, 2019, we recognized $1.0 million
of income from the Dawsonville Bluffs Joint Venture, which represents our portion of the joint venture's net income 
of $2.0 million, generated primarily through the sale of HBU timberland and mitigation bank credits. For the year 
ended December 31, 2019, we recognized a $90.4 million loss from the Triple T Joint Venture under the HLBV method 
of accounting.  We expect the Dawsonville Bluffs Joint Venture will generate substantially lower earnings and cash 
flow in 2020 from the sale of its remaining mitigation bank credits as compared to 2019.  As of December 31, 2019, 
our investment in the Triple T Joint Venture had been written down to zero by recognizing a cumulative $200 million 
of HLBV losses. We do not expect to recognize additional losses from the Triple T Joint Venture. 

Income taxes. For the year ended December 31, 2019, we recognized a $1.1 million income tax benefit. See Note 12 
— Income Taxes to our accompanying consolidated financial statements for additional information. 

46

 
Net loss. Our net loss decreased to $93.3 million for the year ended December 31, 2019 from $122.0 million for the 
year ended December 31, 2018 primarily due to recognizing a $19.1 million decrease in losses allocated from the 
Triple T Joint Venture, a $8.9 million increase in total revenues, a $8.4 million increase in gain from large dispositions, 
and a $1.1 million income tax benefit, offset by a $4.7 million increase in total expenses, a $2.4 million increase in 
interest expense, and a $1.7 million decrease in income recognized from the Dawsonville Bluffs Joint Venture. Our 
net loss per share for the years ended December 31, 2019 and 2018 was $1.90 and $2.55, respectively. We anticipate 
future net income or losses to fluctuate with timber prices, harvest volumes and mix, depletion rates, timberland sales, 
the performance of our joint ventures, and interest expense based on our level and costs of current and future borrowings. 

Comparison of the year ended December 31, 2018 versus the year ended December 31, 2017

For a comparison of our 2018 and 2017 results of operations, see Item 7 — Management's Discussions and Analysis 
of Financial Condition and Results of Operations in our Annual Report on Form 10-K for the year ended December 31, 
2018 filed with the SEC on March 1, 2019. 

Adjusted EBITDA

The discussion below is intended to enhance the reader’s understanding of our operating performance and ability to 
satisfy lender requirements. EBITDA is a non-GAAP financial measure of operating performance. EBITDA is defined 
by the SEC as earnings before interest, taxes, depreciation and amortization; however, we have excluded certain other 
expenses which we believe are not indicative of the ongoing operating results of our timberland portfolio, and we refer 
to this measure as Adjusted EBITDA (see the reconciliation table below). As such, our Adjusted EBITDA may not be 
comparable to similarly titled measures reported by other companies. Due to the significant amount of timber assets 
subject to depletion, significant income (losses) from unconsolidated joint ventures based on HLBV, and the significant 
amount of financing subject to interest and amortization expense, management considers Adjusted EBITDA to be an 
important measure of our financial performance. By providing this non-GAAP financial measure, together with the 
reconciliation below, we believe we are enhancing investors’ understanding of our business and our ongoing results 
of operations, as well as assisting investors in evaluating how well we are executing our strategic initiatives. Items 
excluded from Adjusted EBITDA are significant components in understanding and assessing financial performance. 
Adjusted EBITDA is a supplemental measure of operating performance that does not represent and should not be 
considered in isolation or as an alternative to, or substitute for net income, cash flow from operations, or other financial 
statement  data  presented  in  accordance  with  GAAP  in  our  consolidated  financial  statements  as  indicators  of  our 
operating performance. Adjusted EBITDA has limitations as an analytical tool and should not be considered in isolation 
or as a substitute for analysis of our results as reported under GAAP. Some of the limitations are: 

•  Adjusted EBITDA does not reflect our capital expenditures, or our future requirements for capital expenditures;

•  Adjusted EBITDA does not reflect changes in, or our interest expense or the cash requirements necessary to 

service interest or principal payments on, our debt;

•  Although depletion is a non-cash charge, we will incur expenses to replace the timber being depleted in the 

future, and Adjusted EBITDA does not reflect all cash requirements for such expenses; and

•  Although HLBV income and losses are primarily hypothetical and non-cash in nature, Adjusted EBITDA does 
not reflect cash income or losses from unconsolidated joint ventures for which we use the HLBV method of 
accounting to determine our equity in earnings.

Due to these limitations, Adjusted EBITDA should not be considered as a measure of discretionary cash available to 
us to invest in the growth of our business. Our credit agreement contains a minimum debt service coverage ratio based, 
in part, on Adjusted EBITDA since this measure is representative of adjusted income available for interest payments. 
We further believe that our presentation of this non-GAAP financial measurement provides information that is useful 

47

 
to analysts and investors because they are important indicators of the strength of our operations and the performance 
of our business.

For the year ended December 31, 2019, Adjusted EBITDA was $56.9 million, a $7.1 million increase from the year 
ended December 31, 2018, primarily due to a $6.3 million increase in asset management fees,  a $3.4 million increase 
in net timber sales, offset by a $2.0 million decrease in Adjusted EBITDA generated by the Dawsonville Bluffs Joint 
Venture and a $0.6 million decrease in other revenues.

Our reconciliation of net loss to Adjusted EBITDA for the years ended December 31, 2019 and 2018 follows:

(in thousands)

Net loss

Add:

Depletion
Interest expense (1)
Amortization (1)
Income tax benefit

Depletion, amortization, and basis of timberland and mitigation credits sold included 
in loss from unconsolidated joint venture (2)
Basis of timberland sold, lease terminations and other (3)
Stock-based compensation expense
(Gain) loss from large dispositions (4)
HLBV loss from unconsolidated joint venture (5)
Other (6)
Adjusted EBITDA

2019

$

(93,321)

$

2018
(122,007)

28,064

17,058

1,786
(1,127)

3,823

14,964

2,790
(7,961)
90,450

380

$

56,906

$

25,912

13,643

2,821

—

4,195

13,053

2,689

390

109,550
(460)
49,786

(1)  For the purpose of the above reconciliation, amortization includes amortization of deferred financing costs, amortization of operating 
lease assets and liabilities, amortization of intangible lease assets, and amortization of mainline road costs, which are included in either 
interest expense, land rent expense, or other operating expenses in the accompanying consolidated statements of operations. Includes 
non-cash basis of timber and timberland assets written-off related to timberland sold, terminations of timberland leases and casualty 
losses.

(2)   Reflects our share of depletion, amortization, and basis of timberland and mitigation credits sold of the unconsolidated Dawsonville 

Bluffs Joint Venture.

(3)  

Includes non-cash basis of timber and timberland assets written-off related to timberland sold, terminations of timberland leases and 
casualty losses. 

(4)  Large dispositions are sales of blocks of timberland properties in one or several transactions with the objective to generate proceeds 
to fund capital allocation priorities. Large dispositions may or may not have a higher or better use than timber production or result in 
a price premium above the land’s timber production value. Such dispositions are infrequent in nature, are not part of core operations, 
and would cause material variances in comparative results if not reported separately.

(5)  Reflects  HLBV  (income)  losses  from  the Triple T  Joint Venture,  which  is  determined  based  on  a  hypothetical  liquidation  of  the 

underlying joint venture at book value as of the reporting date.

(6) 

Includes certain cash expenses paid, or reimbursement received, that management believes do not directly reflect the core business 
operations of our timberland portfolio on an on-going basis, including costs required to be expensed by GAAP related to acquisitions, 
transactions, joint ventures or new business initiatives. 

Segment EBITDA

For the year ended December 31, 2019, Harvest EBITDA was $33.7 million, a $2.5 million increase from the year 
ended December 31, 2018, primarily due to a $3.4 million increase in net timber sales, offset by a $0.6 million decrease 
in other revenues. Real Estate EBITDA and Corporate EBITDA for the year ended December 31, 2019 was comparable 
to the prior year. Investment Management EBITDA increased by $4.3 million to $16.7 million for the year ended 
December 31, 2019 due to a $6.3 million increase in asset management fees, offset by a $2.0 million decrease in 
Adjusted EBITDA generated by the Dawsonville Bluffs Joint Venture.

48

The following table presents Adjusted EBITDA by reportable segment:

(in thousands)

Harvest

Real Estate

Investment Management

Corporate

Total

Election as a REIT

For the Years Ended December 31,

2019

2018

$

$

33,670

$

16,559

16,749
(10,072)
56,906

$

31,191

16,388

12,431
(10,224)
49,786

We have elected to be taxed as a REIT under the Code, and have operated as such beginning with our taxable year 
ended December 31, 2009. To qualify to be taxed as a REIT, we must meet certain organizational and operational 
requirements, including a requirement to distribute at least 90% of our adjusted taxable income, as defined in the Code, 
to our stockholders, computed without regard to the dividends-paid deduction and by excluding our net capital gain. 
As a REIT, we generally will not be subject to federal income tax on taxable income that we distribute to our stockholders. 
If we fail to qualify to be taxed as a REIT in any taxable year, we will then be subject to federal income taxes on our 
taxable income at regular corporate rates and will not be permitted to qualify for treatment as a REIT for federal income 
tax purposes for that year and for the four years following the year during which qualification is lost, unless the IRS 
grants us relief under certain statutory provisions. Such an event could materially adversely affect our net income and 
net cash available for distribution to our stockholders. However, we believe that we are organized and operate in such 
a manner as to qualify for treatment as a REIT for federal income tax purposes.

Inflation

Our timber agreements provide that we will sell specified amounts of timber at prices subject to quarterly market 
pricing adjustments and monthly fuel pricing adjustments, which are intended to protect us from, and mitigate the risk 
of, the impact of inflation. The price of timber has generally increased with increases in inflation; however, we have 
not noticed a significant impact from inflation on our revenues, net sales, or income from continuing operations.  See 
Item 1 —  Business for additional information regarding the material terms of our timber agreements.

Critical Accounting Estimates

Our accounting policies have been established to conform to GAAP and are disclosed in Note 2 to our accompanying 
consolidated  financial  statements.  The  preparation  of  financial  statements  in  conformity  with  GAAP  requires 
management to make estimates and assumptions, using management's best judgment, in the application of accounting 
policies.  These  estimates  and  assumptions  affect  the  reported  amounts  of  assets  and  liabilities  and  disclosure  of 
contingent assets and liabilities at the dates of the financial statements and the reported amounts of revenue and expenses 
during the reporting periods. If management’s estimates and assumptions or interpretation of the facts and circumstances 
relating to various transactions had been different, it is possible that different accounting policies would have been 
applied or different amounts of assets, liabilities, revenues, and expenses would have been recorded, thus resulting in 
a  different  presentation  of  the  financial  statements  or  different  amounts  reported  in  the  financial  statements. 
Additionally, other companies may utilize different estimates and assumptions that may impact comparability of our 
results of operations to those of companies in similar businesses.

The following discussion addresses our most critical accounting estimates, which are those that are both important to 
the  portrayal  of  our  financial  condition  and  results  of  operations  and  that  require  significant  judgment  or  use  of 
significant assumptions or complex estimates. 

49

Timber Assets

Timber and timberlands, including logging roads, are stated at cost less accumulated depletion for timber harvested 
and accumulated amortization. We capitalize timber and timberland purchases. Reforestation costs, including all costs 
associated with stand establishment, such as site preparation, cost of seedlings, fertilization, and herbicide application, 
are capitalized and tracked as premerchantable timber assets by vintage year. Annually, capitalized reforestation costs 
for timber that has reached a merchantable age are reclassified into merchantable timber inventory and are depleted 
as harvested. Timber carrying costs, such as real estate taxes, insect control, wildlife control, leases of timberlands and 
forestry  management  personnel  salaries  and  fringe  benefits,  are  expensed  as  incurred.  Costs  of  major  roads  are 
capitalized and amortized over their estimated useful lives. Costs of roads built to access multiple logging sites over 
numerous years are capitalized and amortized over seven years. Costs of roads built to access a single logging site are 
expensed as incurred. 

Depletion

We recognize depletion expense as timber is harvested using the straight-line method. Depletion rates are established 
at least annually by dividing the remaining merchantable inventory book value by current merchantable timber inventory 
volume. Management believes that the straight-line method is preferable as it is based on the actual costs recorded and 
actual merchantable timber volume as of the date that the depletion rates are determined. 

Evaluating the Recoverability of Timber Assets

We continually monitor events and changes in circumstances that could indicate that the carrying amounts of our timber 
assets may not be recoverable. When indicators of potential impairment are present that suggest that the carrying 
amounts of timber assets may not be recoverable, we assess the recoverability of these assets by determining whether 
the carrying value will be recovered through the undiscounted future operating cash flows expected from the use of 
the asset and its eventual disposition. Impairment losses would be recognized for (i) long-lived assets used in our 
operations when the carrying value of such assets exceeds the undiscounted cash flows estimated to be generated from 
the future operations of those assets, and (ii) long-lived assets held for sale when the carrying value of such assets 
exceeds an amount equal to their fair value less selling costs. Estimated fair values are calculated based on the following 
information in order of preference, dependent upon availability: (i) recently quoted market prices, (ii) market prices 
for comparable properties, or (iii) the present value of undiscounted cash flows, including estimated salvage value. 
We intend to use one harvest cycle for the purpose of evaluating the recoverability of timber and timberlands used in 
our  operations.  Future  cash  flow  estimates  are  based  on  probability-weighted  projections  for  a  range  of  possible 
outcomes and are discounted at risk-free rates of interest. We generally consider assets to be held for sale at the point 
at which a sale contract is executed, the buyer has made a significant non-refundable earnest money deposit against 
the contracted purchase price and there is a high degree of certainty a transaction will close. We have determined that 
there has been no impairment of our long-lived assets to date.

Allocation of Purchase Price of Acquired Assets

Upon the acquisition of timberland properties, we allocate the purchase price to tangible assets, consisting of timberland 
and timber, and identified intangible assets and liabilities, which may include values associated with in-place leases 
or supply agreements, based in each case on our estimate of their fair values. The values of tangible assets are then 
allocated to timberland and timber based on our determination of the relative fair value of these assets.

Investments in Unconsolidated Joint Ventures

For joint ventures that we do not control but exercise significant influence, we use the equity method of accounting. 
Our judgment about our level of influence or control of an entity involves consideration of various factors including 
the form of our ownership interest; our representation in the entity's governance; our ability to participate in policy-
making decisions; and the rights of other investors to participate in the decision-making process, to replace us as 
manager, and/or to liquidate the venture. Under the equity method, the investment in a joint venture is recorded at cost 
and adjusted for equity in earnings and cash contributions and distributions. Income or loss and cash distributions from 

50

an unconsolidated joint venture are allocated according to the provisions of the respective joint venture agreement, 
which  may  be  different  from  its  stated  ownership  percentage.  We  use  the  hypothetical-liquidation-at-book-value 
method, or HLBV, to determine our equity in the earnings of joint ventures where cash distribution percentages vary 
at different points in time and are not directly linked to an investor's ownership percentage. For investments accounted 
for under the HLBV method, applying the percentage ownership interest to GAAP net income in order to determine 
earnings or losses would not accurately represent the income allocation and cash flow distributions that will ultimately 
be received by the investors. We apply HLBV using a balance sheet approach. A calculation is prepared at each balance 
sheet date to determine the amount that we would receive if the respective joint venture were to liquidate all of its 
assets (at book value in accordance with GAAP) on that date and distribute the cash to the partners based on the 
contractually-defined liquidation priorities. The difference between the calculated liquidation distribution amounts at 
the beginning and the end of the reporting period, after adjusting for capital contributions and distributions, is our 
income or loss from the joint venture for the period. 

We evaluate the recoverability of our investments in unconsolidated joint ventures in accordance with accounting 
standards for equity investments by first reviewing each investment for any indicators of impairment. If indicators are 
present, we estimate the fair value of the investment. If the carrying value of the investment is greater than the estimated 
fair value, we assess whether the impairment is “temporary” or “other-than-temporary.” In making this assessment, 
we consider the following: (1) the length of time and the extent to which fair value has been less than cost, (2) the 
financial condition and near-term prospects of the entity, and (3) our intent and ability to retain our interest long enough 
for a recovery in market value. If we conclude that the impairment is "other than temporary," we reduce the investment 
to its estimated fair value.

For information on our unconsolidated joint ventures, which are accounted for using the equity method of accounting, 
see Note 4 — Unconsolidated Joint Ventures to our accompanying consolidated financial statements for additional 
information.

Revenue Recognition

Effective January 1, 2018, we adopted ASU 2014-09, Revenue from Contracts with Customers (Topic 606) (“ASC 
606”). Under the new standard, we recognize revenues when the following criteria are met: (i) persuasive evidence of 
a contract with a customer exists, (ii) identifiable performance obligations under the contract exist, (iii) the transaction 
price  is  determinable  for  each  performance  obligation,  (iv)  the  transaction  price  is  allocated  to  each  performance 
obligation, and (v) when the performance obligations are satisfied. We derive a majority of our revenues from timber 
sales, timberland sales, recreational leases, and asset management fees, where  the original expected contract duration 
is one year or less. We have elected the disclosure exemption available under ASC 606 considering we generally satisfy 
our performance obligations within one year of entering into contracts and collect payments within a month of satisfying 
our performance obligation. 

(a) Timber Sales Revenue

We  generate  timber  sales  revenue  from  delivered  wood  sales,  stumpage  sales,  and  lump-sum  sales  with  retained 
economic interests. Revenue for timber sales is recognized when the risk of loss passes to the customer. Only one 
performance obligation is associated with timber sales and it is satisfied when timber is delivered to or severed by the 
customer in an amount that reflects the consideration expected to be received.

Contractual terms of each timber sale, including pricing and volume for the respective product, are negotiated and
entered into by the field managers. In delivered wood sales, product pricing includes amount sufficient to cover costs 
of contracting third-party logging crews to harvest and haul timber to the customers. Revenue is recognized when 
timber is delivered to the customer and the sales volume/value is known when timber crosses the customers’ scale. 
Stumpage sales  are typically executed using  pay-as-cut contracts, where  a purchaser  acquires the  right  to  harvest 
specified timber on a designated tract for a set period of time at agreed-upon unit prices. Revenue is recognized when 

51

 
 
timber is severed under pay-as-cut contracts. In a lump-sum sales contract with retained economic interests, we receive 
advance payments for the standing timber specified in the contract and the customer is responsible for cutting and 
hauling the timber. We satisfy our performance obligation when timber is severed, at which time revenue is recognized. 
Contract payments are generally collected within a month from the date timber is harvested and/or delivered. The 
transaction price for timber sales is determined using contractual rates applied to harvest volumes.

(b) Timberland Sales Revenue

Performance obligations associated with timberland sales are met when all conditions of closing have been satisfied. 
Revenue for timberland sales is recognized at closing when title passes, payments are received or full collectibility is 
probable, and control is passed to the buyer. We generally receive the entire contract consideration in cash at closing. 

(c) Recreational Lease Revenue

Recreational lease revenue is derived from the leasing of the right to use our timberland. The agreed-upon transaction 
price of a lease is generally paid in full at the beginning of the lease term and recorded as deferred revenue. Performance 
obligations associated with a recreational lease are generally met over the period of the lease term. Revenue is recognized 
evenly over the lease term as we have satisfied our performance obligation.

(d) Asset Management Fee Revenue

Under asset management agreements with our unconsolidated joint ventures, we earn management fees for performing 
asset management functions, as further described in Note 4 — Unconsolidated Joint Ventures of our accompanying 
consolidated financial statements. As asset management services are ongoing and provided on a recurring basis, the 
associated performance obligations are generally met over the service period at an agreed-upon price stated in the 
agreements. Revenue for asset management services is recognized at the end of each service period.

New Lease Accounting Standard

In February 2016, the FASB issued ASU 2016-02, Leases ("ASC 842"). ASC 842 establishes a right-of-use ("ROU") 
model that requires a lessee to record a ROU asset and a lease liability on its balance sheet for all leases, subject to 
certain scope exceptions. Leases are required to be classified as either finance or operating, with classification affecting 
the pattern of expense recognition in the income statement. 

Effective January 1, 2019, we adopted ASC 842 effective  using the modified retrospective approach with the cumulative 
effect of the application recognized at the effective date. We elected the package of practical expedients, including the 
option to account for each separate lease component of a contract and its associated non-lease component as a single 
lease component, thus causing all fixed payments to be capitalized; and the practical expedient, which among other 
things,  allows  us  to  carry  forward  historical  lease  classification.  Variable  lease  payment  amounts  that  cannot  be 
determined at the commencement of the lease such as increases in lease payments based on changes in index rates or 
usage, are not included in the operating lease ROU asset or liability. These are expensed as incurred and recorded as 
variable lease expense. We identified and evaluated all of our in-place leases, subleases, and contracts with a lease 
component, and determined that our office lease is the only lease within the scope of ASC 842. We elected the practical 
expedient to not apply the recognition requirements of ASC 842 to our short-term leases. We determined our long-
term timber lease to be a lease of biological assets, a scope exception to ASC 842. Long-term timber lease expense is 
reported  as  land  rent  expense  on  our  consolidated  statements  of  operations.  See  Note  7  —  Commitments  and 
Contingencies,  Obligations  under  Operating  Leases  for  additional  information  on  the  long-term  timber  lease. 
Additionally, we determined that our hunting and recreational leases do not qualify as leases under ASC 842. See Note 
2 — Summary of Significant Accounting Policies and Note 11 — Recreational Leases for additional information on 
our hunting and recreational leases. 

52

 
 
 
Commitments and Contingencies

We  are  subject  to  certain  commitments  and  contingencies  with  regard  to  certain  transactions.  Refer  to  Note  7  — 
Commitments  and  Contingencies  to  our  accompanying  consolidated  financial  statements  for  further  explanation. 
Examples of such commitments and contingencies include:

•  Mahrt Timber Agreements; 

•  Timberland operating agreements;

•  Obligations under operating leases; and

•  Litigation.

Off-Balance Sheet Arrangements

We have no off-balance sheet arrangements that are reasonably likely to have a current or future material effect on our 
financial condition or changes in financial condition, revenues or expenses, results of operations, liquidity, capital 
expenditures, or capital resources.

Subsequent Events

See Note 16 — Subsequent Events to our accompanying consolidated financial statements for details of events and 
transactions occurring after the year ended December 31, 2019.

ITEM 7A.  

QUANTITATIVE AND QUALITATIVE DISCLOSURE ABOUT MARKET RISK

As a result of our variable-rate debt facilities, we are exposed to interest rate changes. Our interest rate risk management 
objectives are to limit the impact of interest rate changes on earnings and cash flows and to lower our overall borrowing 
costs. To achieve these objectives, we have entered into interest rate swaps, and may enter into other interest rate swaps, 
caps, or other arrangements in order to mitigate our interest rate risk on a related financial instrument. We do not enter 
into derivative or interest rate transactions for speculative purposes; however, certain of our derivatives may not qualify 
for hedge accounting treatment. All of our debt was entered into for other than trading purposes. We manage our ratio 
of fixed-to-floating-rate debt with the objective of achieving a mix that we believe is appropriate in light of anticipated 
changes in interest rates. We closely monitor interest rates and will continue to consider the sources and terms of our 
borrowing facilities to determine whether we have appropriately guarded ourselves against the risk of increasing interest 
rates in future periods.

As of December 31, 2019, we had following debt balances outstanding under the Amended Credit Agreement:

(in thousands)
Credit Facility
Term Loan A-1
Term Loan A-2
Term Loan A-3
Term Loan A-4
Multi-Draw Term Facility
Total Principal Balance

Maturity Date
12/23/2024
12/01/2026
12/01/2027
08/22/2025
12/01/2024

Interest Rate
LIBOR + 1.75%
LIBOR + 1.90%
LIBOR + 2.00%
LIBOR + 1.70%
LIBOR + 2.20%

$

$

Outstanding Balance

100,000
100,000
68,619
140,000
49,936
458,555

From January 1, 2019 through October 20, 2019, we had ten outstanding interest rate swaps on $350.0 million of our 
variable-rate debt. On October 21, 2019, we terminated all ten of our previously outstanding interest rate swaps and 
entered into two new interest rate swaps with an effective date of November 29, 2019 and a total notional amount of 
$275.0 million with Rabobank. 

53

As of December 31, 2019, we had two outstanding interest rate swaps with terms below: 

(in thousands)
Interest Rate Swap

2019 Swap - 10YR

2019 Swap - 7YR

Total

Effective Date Maturity Date Pay Rate

Receive Rate

Notional Amount

11/29/2019

11/29/2019

11/30/2029

2.2067%

one-month LIBOR

11/30/2026

2.083%

one-month LIBOR

$

$

$

200,000

75,000

275,000

As of December 31, 2019, after consideration of the interest rate swaps, $183.6 million of our total debt outstanding 
was subject to variable interest rates while the remaining $275.0 million is subject to effectively fixed interest rates. 
A change in the market interest rate impacts the net financial instrument position of our effectively fixed-rate debt 
portfolio; however, it has no impact on interest incurred or cash flows. 

Details  of  our  variable-rate  and  effectively  fixed-rate  debt  outstanding  as  of  December 31,  2019,  along  with  the 
corresponding average interest rates, are listed below: 

(dollars in thousands)
Maturing debt:

2020

2021

2022

2023

2024

Thereafter

Total

Expected Maturity Date

Variable-rate debt

$ —

Effectively fixed-rate debt

$ —

$ —

$ —

$ —

$ —

$ —

$ —

$ 82,636

$ 67,300

$ 100,919

$ 207,700

$ 183,555

$ 275,000

Average interest rate (1):

Variable-rate debt

Effectively fixed-rate debt

—%

—%

—%

—%

—%

—%

—%

—%

3.79%

3.98%

3.63%

3.98%

3.70%

3.98%

(1)   Inclusive of applicable spread but before considering patronage dividends. 

As of December 31, 2019, the weighted-average interest rate of our outstanding debt, after consideration of the interest 
rate swaps, was 3.87%. A 1.0% change in interest rates would result in a change in interest expense of $1.8 million 
per year. The amount of effectively variable-rate debt outstanding in the future will be largely dependent upon the 
level of cash from operations and the rate at which we are able to deploy such proceeds toward repayment of outstanding 
debt, the acquisition of timberland properties, and investments in joint ventures. 

ITEM 8. 

FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA 

The financial statements and supplementary data filed as part of this report are set forth beginning on page F-1 of this 
report.

ITEM 9. 

CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND 
FINANCIAL DISCLOSURE

None.

ITEM 9A. 

CONTROLS AND PROCEDURES

Management’s Conclusions Regarding the Effectiveness of Disclosure Controls and Procedures

We carried out an evaluation, under the supervision and with the participation of management, including our Chief 
Executive Officer and Chief Financial Officer, of the effectiveness of our disclosure controls and procedures (as defined 
in Rule 13a-15(e) under the Exchange Act) as of the end of the period covered by this annual report. Based upon that 
evaluation,  the  Chief  Executive  Officer  and  Chief  Financial  Officer  concluded  that  our  disclosure  controls  and 
procedures were effective as of the end of the period covered by this annual report in providing a reasonable level of 
assurance that information we are required to disclose in reports that we file or submit under the Exchange Act is 

54

recorded, processed, summarized, and reported within the time periods in SEC rules and forms, including providing 
a reasonable level of assurance that information required to be disclosed by us in such reports is accumulated and 
communicated  to  our  management,  including  our  Chief  Executive  Officer  and  our  Chief  Financial  Officer,  as 
appropriate, to allow timely decisions regarding required disclosure.

Management's Report on Internal Control Over Financial Reporting

Our management is responsible for establishing and maintaining adequate internal control over financial reporting, as 
defined in Rules 13a-15(f) under the Exchange Act.

Because of the inherent limitations of internal control over financial reporting, including the possibility of human error, 
and the circumvention or overriding of controls, material misstatements may not be prevented or detected on a timely 
basis. In addition, projections of any evaluation of effectiveness to future periods are subject to the risks that controls 
may become inadequate because of changes and conditions or that the degree of compliance with policies or procedures 
may deteriorate. Accordingly, even internal controls determined to be effective can provide only reasonable assurance 
that the information required to be disclosed in reports filed under the Exchange Act is recorded, processed, summarized, 
and represented within the time periods required.

Our management has assessed the effectiveness of our internal control over financial reporting at December 31, 2019. 
To make this assessment, we used the criteria for effective internal control over financial reporting described in Internal 
Control-Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission 
(2013). Based on this assessment, our management believes that, as of December 31, 2019, our system of internal 
control over financial reporting met those criteria, and therefore our management has concluded that we maintained 
effective internal control over financial reporting as of December 31, 2019. 

Deloitte & Touche LLP, an independent registered public accounting firm and the auditor of our consolidated financial 
statements, has audited the effectiveness of our internal control over financial reporting as of December 31, 2019 and 
issued an attestation report. The report appears on page F-3 of this annual report on Form 10-K. 

Changes in Internal Control Over Financial Reporting

There were no changes in our internal control over financial reporting during the quarter ended December 31, 2019
that have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.

ITEM 9B. 

OTHER INFORMATION

Not applicable.

55

PART III

We will file a definitive Proxy Statement for our 2020 Annual Meeting of Stockholders (the "2020 Proxy Statement") 
with the SEC, not later than 120 days after the end of our fiscal year. Accordingly, certain information required by Part 
III has been omitted under General Instruction G(3) to Form 10-K. Only those sections of the 2020 Proxy Statement 
that specifically address the items required to be set forth herein are incorporated by reference.

ITEM 10. 

DIRECTORS, EXECUTIVE OFFICERS, AND CORPORATE GOVERNANCE

Set forth below is information regarding our executive officers as of the date of this report. 

Name
Brian M. Davis

Todd P. Reitz
Ursula Godoy-Arbelaez

Lesley H. Solomon

Age
50

49
39

48

Position(s)
Chief Executive Officer, President and Director

Chief Resources Officer and Senior Vice President
Chief Financial Officer, Senior Vice President, and Treasurer

General Counsel and Secretary

Brian M. Davis has served as our Chief Executive Officer and President since January 2020, having previously served 
as our President and Chief Financial Officer from April 2019 to January 2020, and as our Senior Vice President and 
Chief Financial Officer from March 2013 to April 2019. Mr. Davis served as our Treasurer from October 2013 to 
February 2018, as our Assistant Secretary from August 2013 to July 2018, and as our Secretary from July 2018 to 
October 2018. Mr. Davis also serves on the board of directors of the Triple T Joint Venture. Mr. Davis served as Senior 
Vice President and Chief Financial Officer of Wells Timberland Investment Management Organization, LLC (“Wells 
TIMO”) from March 2009 until October 2013 and as Vice President from October 2007 through March 2009. From 
2000 until joining Wells Real Estate Funds, Inc. in 2007, Mr. Davis held various roles at Atlanta-based SunTrust Bank, 
delivering strategic advisory, capital-raising and financial risk-management solutions to large corporate and middle-
market clients. Mr. Davis has more than 25 years of experience in business and financial services, and has held key 
roles in finance, treasury and strategy. Mr. Davis received his Bachelor of Business Administration and Master of 
Business Administration from Ohio University.

Todd  P.  Reitz  has  served  as  our  Chief  Resources  Officer  and  Senior Vice  President  since  January  2020,  having 
previously served as our Senior Vice President, Forest Resources from March 2017 to January 2020.  Mr. Reitz was 
designated as our principal operating officer in October 2018. Mr. Reitz also serves on the board of directors of the 
Triple T Joint Venture. Mr. Reitz has more than 20 years of experience in the timber industry with extensive marketing, 
harvesting, silviculture and business development experience across the U.S. South from East Texas to Virginia. From 
2016 to 2017, Mr. Reitz served as the Atlantic South Regional Marketing Manager for Weyerhaeuser Company with 
operational oversight for all log and pulpwood production from East Alabama to Virginia. Mr. Reitz served as the 
Director of Export Business from 2013 to 2016 and as Senior Resource Manager from 2005 to 2013 at Plum Creek 
Timber Company, Inc., which he joined in 1997. From 1994 to1997, Mr. Reitz worked for Stone Container Corporation, 
recruiting new landowners for future procurement and fiber sourcing. Mr. Reitz received his Bachelor of Science in 
Forest Management from Texas A&M University.

Ursula Godoy-Arbelaez has served as our Chief Financial Officer, Senior Vice President and Treasurer since January 
2020, having previously served as our Vice President and Treasurer from May 2018 to January 2020, as our Treasurer 
from February 2018 to May 2018, and as our Director of Finance from October 2013 to May 2018. Ms. Godoy-Arbelaez 
also serves as the Secretary and Treasurer of the Triple T Joint Venture. Ms. Godoy-Arbelaez previously served as 
Director of Finance of Wells TIMO from December 2011 until October 2013, as Finance Consultant from January 
2009 until December 2011, and as Senior Financial Analyst from February 2008 to January 2009. From 2002 until 
joining Wells TIMO in 2008, Ms. Godoy-Arbelaez worked at Wells Real Estate Funds, Inc. where she held various 
positions in finance, treasury and accounting. Ms. Godoy-Arbelaez received a Bachelor of Business Administration 
in Accounting and a Master of Business Administration in Finance from Georgia State University.

56

Lesley H. Solomon has served as our General Counsel since September 2018 and as our Secretary since October 2018. 
Prior to that, Ms. Solomon was an attorney with Alston & Bird LLP for 20 years, as a partner from 2006 to 2018 and 
as an associate from 1998 to 2006. At Alston & Bird, Ms. Solomon represented public and private companies as well 
as investment banks in equity and debt financings and mergers and acquisitions, specializing in working with REITs 
and financial institutions. Ms. Solomon received her J.D. from the Georgetown University Law Center and her Bachelor 
of Arts from Duke University.

The other information required by this Item is incorporated by reference from the following sections of our 2020 Proxy 
Statement: 

• 
• 
• 
• 

"Your Board of Directors — Proposal No. 1: Election of Directors — Director Nominees,"
"Your Board of Directors — Board Committees — Audit Committee."
"Stock Ownership", and
"Corporate Governance — Code of Business Conduct and Ethics."

ITEM 11. 

EXECUTIVE COMPENSATION

The  information  required  by  this  Item  is  incorporated  by  reference  to  the  following  sections  of  our 2020 Proxy 
Statement:

• 
• 
• 

"Executive Compensation — Report of the Compensation Committee,"
"Executive Compensation — Compensation Discussion and Analysis," and
"Executive Compensation — Summary of Executive Compensation."

ITEM 12. 

SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT 
AND RELATED STOCKHOLDER MATTERS

The  information  required  by  this  Item  is  incorporated  by  reference  to  the  following  sections  of  our 2020 Proxy 
Statement:

• 
• 

"Executive Compensation — Summary of Executive Compensation," and 
"Stock Ownership."

ITEM 13. 

CERTAIN RELATIONSHIPS AND RELATED TRANSACTION, AND DIRECTOR 
INDEPENDENCE

The  information  required  by  this  Item  is  incorporated  by  reference  to  the  following  sections  of  our 2020 Proxy 
Statement:

• 
• 

"Corporate Governance — Related Person Transactions Policy," and
"Corporate Governance — Director Independence."

ITEM 14 

PRINCIPAL ACCOUNTANT FEES AND SERVICES

The information required by this Item is incorporated by reference to the following sections of our 2020 Proxy 
Statement:

• 
• 

"Audit Committee Matters — Principal Auditor Fees," and
"Audit Committee Matters — Preapproval Policies."

57

PART IV

ITEM 15. 

EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

(a)    1. Below is a list of the financial statements filed herewith. 

Financial Statements

Reports of Independent Registered Public Accounting Firm .................................................................................

Consolidated Balance Sheets as of December 31, 2019 and 2018 .........................................................................

Consolidated Statements of Operations for the Years Ended December 31, 2019, 2018 and 2017 .......................

Consolidated Statements of Comprehensive Loss for the Years Ended December 31, 2019, 2018 and 2017.......

Consolidated Statements of Equity for the Years Ended December 31, 2019, 2018 and 2017..............................

Consolidated Statements of Cash Flows for the Years Ended December 31, 2019, 2018 and 2017......................

Notes to Consolidated Financial Statements ..........................................................................................................

Page

F- 2

F- 4

F- 5

F- 6

F- 7

F- 8

F- 9

2. All  financial  statement  schedules  have  been  omitted  because  they  are  not  applicable,  not  material, or  the 

required information is shown in the consolidated financial statements or the notes thereto. 

3. The  Exhibits  listed  below  are  provided  in  response  to  Item 601  of  Regulation S-K.  Exhibits  not  filed  or 
furnished herewith are incorporated by reference to exhibits previously filed with the SEC. Our Current, 
Quarterly, and Annual Reports are filed with the SEC under File No. 001-36239. Our Registration Statements 
have  the  file  numbers  noted  wherever  such  registration  statements  are  identified  in  the  following  list  of 
exhibits. We will furnish a copy of any exhibit to stockholders without charge upon written request to Investor 
Relations.

Exhibit
Number

Description

3.1

3.2

3.3

3.4

Sixth Articles of Amendment and Restatement (incorporated by reference to Exhibit 3.1 to the Quarterly Report 
on Form 10-Q for the quarter ended June 30, 2013 filed on August 12, 2013)

First Articles of Amendment to the Sixth Articles of Amendment and Restatement (incorporated by reference to 
Exhibit 3.2 to the Registration Statement on Form S-11 (File No. 333-191322) filed on September 23, 2013 (the 
“Initial Form S-11”))

Articles of Amendment (incorporated by reference to Exhibit 3.1 to the Current Report on Form 8-K filed on 
October 25, 2013 (the “October 2013 Form 8-K”))

Articles of Amendment (incorporated by reference to Exhibit 3.2 to the October 2013 Form 8-K)

58

Exhibit
Number

Description

3.5

3.6

3.7

4.1

10.1

10.2

10.3+

10.4+

10.5+

10.6+

10.7+

10.8+

10.9+

10.10+

10.11+*

10.12+*

10.13+*

10.14+*

10.15+

Articles Supplementary (incorporated by reference to Exhibit 3.3 to the October 2013 Form 8-K)

Amended and Restated Bylaws (incorporated by reference to Exhibit 3.6 to Registration Statement on Form S-8 
(File No. 333-191916) filed on October 25, 2013 (the “2013 Form S-8”)

Amendment No. 1 to Amended and Restated Bylaws (incorporated by reference to Exhibit 3.1 to the Current 
Report on Form 8-K filed on January 30, 2020)

Description of the Registrant’s Securities Registered Pursuant to Section 12 of the Securities Exchange Act of 
1934

Second Amended and Restated Agreement of Limited Partnership of CatchMark Timber Operating Partnership, 
L.P., dated as of October 31, 2018 (incorporated by reference to Exhibit 10.1 to the Annual Report on Form 10-
K for the year ended December 31, 2018 filed on March 1, 2019 (the “2018 Form 10-K”))

First Amendment to Second Amended and Restated Agreement of Limited Partnership of CatchMark Timber 
Operating Partnership, L.P. dated as of June 28, 2019 (incorporated by reference to Exhibit 10.1 to the Quarterly 
Report on Form 10-Q for the period ended June 30, 2019 filed on August 1, 2019 (the “2019 Second Quarter 
Form 10-Q”)

Amended and Restated CatchMark Timber Trust, Inc. 2005 Long-Term Incentive Plan (incorporated by reference 
to Exhibit 10.1 to the 2013 Form S-8)

Amendment to the Amended and Restated CatchMark Timber Trust, Inc. 2005 Long-Term Incentive Plan, dated 
as of January 19, 2018 (incorporated by reference to Exhibit 10.3 to the 2018 Form 10-K)

CatchMark  Timber  Trust,  Inc. Amended  and  Restated  Independent  Directors  Compensation  Plan  (effective 
October 1, 2015) (incorporated by reference to Exhibit 10.1 to the Quarterly Report on Form 10-Q for the quarter 
ended September 30, 2015 filed on November 2, 2015)

Form of Service-Based Restricted Stock Award Certificate under the Amended and Restated CatchMark Timber 
Trust, Inc. 2005 Long-Term Incentive Plan (incorporated by reference to Exhibit 10.73 to the Annual Report on 
Form 10-K for the year ended December 31, 2013 filed on March 13, 2014)

Form  of  2015  Performance-Based  Restricted  Stock  Award  Certificate  under  the  Amended  and  Restated 
CatchMark Timber Trust, Inc. 2005 Long-Term Incentive Plan (incorporated by reference to Exhibit 10.14 to 
the Annual Report on Form 10-K for the year ended December 31, 2015 filed on March 7, 2016)

Form of Performance-Based Restricted Stock Unit Award Certificate under the Amended and Restated CatchMark 
Timber Trust, Inc. 2005 Long-Term Incentive Plan (incorporated by reference to Exhibit 4.1 to the Quarterly 
Report on Form 10-Q for the quarter ended June 30, 2016 filed on August 8, 2016)

CatchMark Timber Trust, Inc. 2017 Incentive Plan (incorporated by reference to Exhibit 10.1 to the Quarterly 
Report on Form 10-Q for the quarter ended June 30, 2017 filed on August 3, 2017)

CatchMark Timber Trust, Inc. Amended and Restated Independent Directors Compensation Plan (effective  as 
of April 11, 2019) (incorporated by reference to Exhibit 10.2 to the 2019 Second Quarter Form 10-Q)

Form of Time-Based Restricted Stock Award Certificate under the CatchMark Timber Trust, Inc. 2017 
Incentive Plan

Form of Time-Based LTIP Unit Award Certificate under the CatchMark Timber Trust Inc. 2017 Incentive Plan

Form of Performance-Based Restricted Stock Award Certificate under the CatchMark Timber Trust, Inc. 2017 
Incentive Plan

Form of Performance-Based LTIP Unit Award Certificate under the CatchMark Timber Trust, Inc. 2017 
Incentive Plan

Form of Distribution Equivalent Award Certificate with respect to Restricted Stock Awards under the CatchMark 
Timber Trust, Inc. 2017 Incentive Plan (incorporated by reference to Exhibit 10.14 to the 2018 Form 10-K)

59

Exhibit
Number

10.16+

10.17+

10.18+

10.19+

10.20+

10.21+

10.22

10.23+

10.24+

10.25

10.26+

10.27

10.28

10.29

10.30

Description

Form of Distribution Equivalent Award Certificate with respect to LTIP Unit Awards under the CatchMark Timber 
Trust Inc. 2017 Incentive Plan (incorporated by reference to Exhibit 10.15 to the 2018 Form 10-K)

Form  of  Time-Based  Restricted  Stock Award  Certificate  for  Independent  Directors  under  the  Independent 
Director Compensation Plan (incorporated by reference to Exhibit 10.3 to the 2019 Second Quarter Form 10-
Q)

Form of Long-Term Incentive Plan Unit Award Certificate for Independent Directors under the Independent 
Director Compensation Plan (incorporated by reference to Exhibit 10.4 to the 2019 Second Quarter Form 10-
Q)

Employment Agreement by and between CatchMark Timber Trust, Inc. and Jerry Barag, dated as of October 30, 
2018 (incorporated by reference to Exhibit 10.9 to the Quarterly Report on Form 10-Q for the quarter ended 
September 30, 2013 filed on October 30, 2013 (the "2013 Third Quarter Form 10-Q")

First Amendment to Employment Agreement by and between CatchMark Timber Trust, Inc. and Jerry Barag, 
dated as December 31, 2018 (incorporated by reference to Exhibit 10.17 to the 2018 Form 10-K)

Second Amendment to Employment Agreement by and between CatchMark Timber Trust, Inc. and Jerry Barag, 
dated as December 19, 2019 (incorporated by reference to Exhibit 10.1 to the Current Report on Form 8-K filed 
on December 19, 2019)

Separation Agreement by and between CatchMark Timber Trust, Inc. and Jerry Barag, dated as January 20, 2020 
(incorporated by reference to Exhibit 10.1 to the Current Report on Form 8-K filed on January 21, 2020)

Employment Agreement by and between CatchMark Timber Trust, Inc. and Brian M. Davis (incorporated by 
reference to Exhibit 10.11 to the 2013 Third Quarter Form 10-Q)

First Amendment to Employment Agreement by and between CatchMark Timber Trust, Inc. and Brian M. Davis, 
dated as of December 31, 2018 (incorporated by reference to Exhibit 10.19 to the 2018 Form 10-K)

Second Amendment to Employment Agreement by and between CatchMark Timber Trust, Inc. and Brian M. 
Davis, dated as December 19, 2019 (incorporated by reference to Exhibit 10.2 to the Current Report on Form 
8-K filed on December 19, 2019)

Employment Agreement by and between CatchMark Timber Trust, Inc. and John F. Rasor, dated as of December 
31, 2018 (incorporated by reference to Exhibit 10.10 to the 2013 Third Quarter Form 10-Q)

Bonus Agreement by and between CTT Employee LLC and John F. Rasor, dated as of December 19, 2019 
(incorporated by reference to Exhibit 10.3 to the Current Report on Form 8-K filed on December 19, 2019)

Form of Indemnification Agreement (incorporated by reference to Exhibit 10.12 to the Initial Form S-11)

Fifth Amended and Restated Credit Agreement, dated as of December 1, 2017, by and among CatchMark Timber 
Trust, Inc. and its wholly-owned subsidiaries, CatchMark Timber Operating Partnership, L.P., CoBank, ACB, 
AgFirst Farm Credit Bank, Cooperatieve Rabobank U.A., New York Branch, and certain financial institutions 
named therein (incorporated by reference to Exhibit 10.1 to the Current Report on Form 8-K filed December 7, 
2017 (the “December 2017 8-K”, and Exhibit 10.4 to the Current Report on Form 8-K/ A filed on January 5, 
2018))

Consent and Amendment Agreement, dated as of June 29, 2018, by and among CatchMark Timber Trust, Inc. 
and its wholly-owned subsidiaries, CatchMark Timber Operating Partnership, L.P., CoBank, ACB, and certain 
financial institutions named therein (incorporated by reference to Exhibit 10.1 to the Current Report on Form 8-
K filed on July 5, 2018)

60

Exhibit
Number

10.31

10.32

10.33

10.34

10.53^

10.54^

21.1*

23.1*

23.2*

31.1*

Description

Agreement Regarding Amendments and Term A-4 Loan Credit Facility, dated as August 22, 2018, by and among 
CatchMark  Timber  Operating  Partnership,  L.P.,  the  other  Loan  Parties  thereto,  CoBank,  ACB,  as  the 
administrative agent for the Lender Parties, and the Lender Parties and Voting Participants thereto (including as 
Schedule A the Fifth Amended and Restated Credit Agreement, dated as of December 1, 2017 and amended as 
of August 22, 2018, by and among CatchMark Timber Trust, Inc. and its wholly owned subsidiaries, CatchMark 
Timber Operating Partnership, L.P., CoBank, ACB, AgFirst Farm Credit Bank, Coöperatieve Rabobank U.A., 
New York Branch, and certain financial institutions therein) (incorporated by reference to Exhibit 10.24 to the 
2018 Form 10-K)

Consent and Second Agreement Regarding Amendments, dated as of June 28, 2019, by and among CatchMark 
Timber Operating Partnership, L.P., CoBank ACB and certain financial institutions named therein (incorporated 
by reference to Exhibit 10.5 to the 2019 Second Quarter Form 10-Q)

Fourth Amended and Restated Security Agreement, dated as of December 1, 2017, made by CatchMark Timber 
Trust, Inc., CatchMark LP Holder, LLC, CatchMark Timber Operating Partnership, L.P., Timberlands II, LLC, 
CatchMark TRS, Inc., CatchMark TRS Harvesting Operations, LLC, CatchMark HBU, LLC, CatchMark Texas 
Timberlands GP, LLC, CatchMark Texas Timberlands, L.P., CatchMark TRS Management, LLC, CatchMark 
TRS  Harvesting  Operations  II,  LLC,  CatchMark  Southern  Holdings  II  GP,  LLC,  CatchMark  Southern 
Timberlands II, L.P., CatchMark South Carolina Timberlands, LLC and CatchMark TRS Investments, LLC in 
favor of CoBank, ACB, as administrative agent for the benefit of itself and each Lender Party (incorporated by 
reference to Exhibit 10.2 to the December 2017 Form 8-K)

Fourth Amended and Restated Pledge Agreement, dated as of December 1, 2017, made by CatchMark Timber 
Trust, Inc., CatchMark LP Holder, LLC, CatchMark Timber Operating Partnership, L.P., Timberlands II, LLC, 
CatchMark Timber TRS, Inc., CatchMark TRS Harvesting Operations, LLC, CatchMark HBU, LLC, CatchMark 
Texas  Timberlands  GP,  LLC,  CatchMark  Texas  Timberlands,  L.P.,  CatchMark  TRS  Management,  LLC, 
CatchMark TRS Harvesting Operations II, LLC, CatchMark Southern Holdings II GP, LLC, CatchMark Southern 
Timberlands II, L.P., CatchMark South Carolina Timberlands, LLC and CatchMark TRS Investments, LLC in 
favor of CoBank, ACB, as administrative agent for the benefit of itself and each Lender Party (incorporated by 
reference to Exhibit 10.3 to the December 2017 Form 8-K)

Limited Partnership Agreement of TexMark Timber Treasury, L.P., dated as of July 6, 2018, by and among 
Triple T GP, LLC, Creek Pine Holdings, LLC, IMC RRIF C US Inc., IMC RRIF M US Inc., IMC RRIF PS 
US Inc., IMC RRIF T US Inc., IMC RRIF WS US Inc., IMC RRIF H US Inc., and bcIMC (WCBAF REKYN) 
Investment Corporation, Caddo TIG Newco L.P., Caddo Investors Holdings 1 LLC, Highland Floating Rate 
Opportunities Fund, NexPoint Strategic Opportunities Fund, NexPoint Real Estate Strategies Fund, and JAWS 
Capital, LP (incorporated by reference to Exhibit 10.1 to Amendment No. 1 to the Current Report on Form 8- 
K filed September 12, 2018)

Asset Management Agreement, dated July 6, 2018, between Creek Pine REIT, LLC, Crown Pine Realty 1, Inc. 
and CatchMark TRS Creek Management, LLC (incorporated by reference to Exhibit 10.2 to Amendment No. 1 
to the Current Report on Form 8-K filed on September 12, 2018)

Subsidiaries of the Company

Consent of Deloitte & Touche LLP

Consent of Deloitte & Touche LLP

Certification of the Principal Executive Officer of the Company, pursuant to Securities Exchange Act Rule 
13a-14 and 15d-14 as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002

61

Exhibit
Number

Description

31.2*

32.1*

99.1*

Certification of the Principal Financial Officer of the Company, pursuant to Securities Exchange Act Rules 
13a-14 and 15d-14 as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002

Statement of the Principal Executive Officer and Principal Financial Officer of the Company, pursuant to 18 
U.S.C. Section 1350 as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

Audited Financial Statements of TexMark Timber Treasury, L.P. as of and for the period ended December 31, 
2019

101.INS*

XBRL Instance Document

101.SCH*

XBRL Taxonomy Extension Schema Document

101.CAL*

XBRL Taxonomy Extension Calculation Linkbase Document

101.DEF*

XBRL Taxonomy Extension Definition Linkbase Document

101.LAB*

XBRL Taxonomy Extension Label Linkbase Document

101.PRE*

XBRL Taxonomy Extension Presentation Linkbase Document

*
+
^

Filed herewith.
Management contract or compensatory plan or arrangement.
Confidential treatment requested as to portions of the exhibit. Confidential materials omitted and filed
separately with the SEC.

(b)  

(c)  

See (a) 3 above.

See (a) 2 above.

ITEM 16.  

FORM 10-K SUMMARY

None.

62

 
 
Pursuant to the requirements of Sections 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly 
caused this report to be signed on its behalf by the undersigned, thereunto duly authorized this 28th day of February 
2020.

SIGNATURES

CATCHMARK TIMBER TRUST, INC.
(Registrant)

Date: February 28, 2020

By:

  /s/ BRIAN M. DAVIS

Brian M. Davis
Chief Executive Officer and President

Signature

Title

/S/ BRIAN M. DAVIS
Brian M. Davis

Chief Executive Officer, President and Director
(Principal Executive Officer)

Date

February 28, 2020

/S/ URSULA GODOY-ARBELAEZ
Ursula Godoy-Arbelaez

Chief Financial Officer, Senior Vice President and
Treasurer
(Principal Financial Officer and Principal Accounting
Officer)

February 28, 2020

/S/ WILLIS J. POTTS, JR.
Willis J. Potts, Jr.

/S/ PAUL S. FISHER
Paul S. Fisher

/S/ MARY E. MCBRIDE
Mary E. McBride

/S/ DONALD S. MOSS
Donald S. Moss

Chairman of the Board

February 28, 2020

Independent Director

February 28, 2020

Independent Director

February 28, 2020

Independent Director

February 28, 2020

/S/ DOUGLAS D. RUBENSTEIN
Douglas D. Rubenstein

Independent Director

February 28, 2020

63

 
 
INDEX TO CONSOLIDATED FINANCIAL STATEMENTS

Financial Statements

Reports of Independent Registered Public Accounting Firm.....................................................................................

Consolidated Balance Sheets as of December 31, 2019 and 2018.............................................................................

Consolidated Statements of Operations for the Years Ended December 31, 2019, 2018 and 2017...........................

Consolidated Statements of Comprehensive Loss for the Years Ended December 31, 2019, 2018 and 2017 ..........

Consolidated Statements of Equity for the Years Ended December 31, 2019, 2018 and 2017 .................................

Consolidated Statements of Cash Flows for the Years Ended December 31, 2019, 2018 and 2017 .........................

Notes to Consolidated Financial Statements ..............................................................................................................

Page

F- 2

F- 4

F- 5

F- 6

F- 7

F- 8

F- 9

F- 1

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the stockholders and the Board of Directors of CatchMark Timber Trust, Inc.

Opinion on the Financial Statements

We have audited the accompanying consolidated balance sheets of CatchMark Timber Trust, Inc. and subsidiaries (the 
"Company") as of December 31, 2019 and 2018, the related consolidated statements of operations, comprehensive 
loss, equity, and cash flows, for each of the three years in the period ended December 31, 2019, and the related notes 
(collectively referred to as the "financial statements"). In our opinion, the financial statements present fairly, in all 
material respects, the financial position of the Company as of December 31, 2019 and 2018, and the results of its 
operations and its cash flows for each of the three years in the period ended December 31, 2019, in conformity with 
accounting principles generally accepted in the United States of America.

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United 
States) (PCAOB), the Company's internal control over financial reporting as of December 31, 2019, based on criteria 
established in Internal Control - Integrated Framework (2013) issued by the Committee of Sponsoring Organizations 
of  the  Treadway  Commission  and  our  report  dated  February  28,  2020,  expressed  an  unqualified  opinion  on  the 
Company's internal control over financial reporting.

Basis for Opinion

These financial statements are the responsibility of the Company's management. Our responsibility is to express an 
opinion on the Company's financial statements based on our audits. We are a public accounting firm registered with 
the PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal 
securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and 
perform  the  audit  to  obtain  reasonable  assurance  about  whether  the  financial  statements  are  free  of  material 
misstatement, whether due to error or fraud. Our audits included performing procedures to assess the risks of material 
misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond to 
those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in 
the financial statements. Our audits also included evaluating the accounting principles used and significant estimates 
made by management, as well as evaluating the overall presentation of the financial statements. We believe that our 
audits provide a reasonable basis for our opinion.

/s/ Deloitte & Touche LLP

Atlanta, GA  
February 28, 2020 

We have served as the Company's auditor since 2005.

F- 2

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the stockholders and the Board of Directors of CatchMark Timber Trust, Inc.

Opinion on Internal Control over Financial Reporting

We have audited the internal control over financial reporting of CatchMark Timber Trust, Inc. and subsidiaries (the 
“Company”) as of December 31, 2019, based on criteria established in Internal Control - Integrated Framework (2013)
issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO). In our opinion, the 
Company maintained, in all material respects, effective internal control over financial reporting as of December 31, 
2019, based on criteria established in Internal Control - Integrated Framework (2013) issued by COSO.

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United 
States) (PCAOB), the consolidated financial statements as of and for the year ended December 31, 2019, of the Company 
and our report dated February 28, 2020, expressed an unqualified opinion on those financial statements.

Basis for Opinion 

The Company’s management is responsible for maintaining effective internal control over financial reporting and for 
its  assessment  of  the  effectiveness  of  internal  control  over  financial  reporting,  included  in  the  accompanying 
Management's Report on Internal Control over Financial Reporting. Our responsibility is to express an opinion on the 
Company’s internal control over financial reporting based on our audit. We are a public accounting firm registered 
with the PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal 
securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and 
perform the audit to obtain reasonable assurance about whether effective internal control over financial reporting was 
maintained in all material respects. Our audit included obtaining an understanding of internal control over financial 
reporting, assessing the risk that a material weakness exists, testing and evaluating the design and operating effectiveness 
of internal control based on the assessed risk, and performing such other procedures as we considered necessary in the 
circumstances. We believe that our audit provides a reasonable basis for our opinion.

Definition and Limitations of Internal Control over Financial Reporting

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding 
the reliability of financial reporting and the preparation of financial statements for external purposes in accordance 
with generally accepted accounting principles. A company’s internal control over financial reporting includes those 
policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly 
reflect the transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions 
are recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting 
principles, and that receipts and expenditures of the company are being made only in accordance with authorizations 
of management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely 
detection of unauthorized acquisition, use, or disposition of the company’s assets that could have a material effect on 
the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. 
Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become 
inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may 
deteriorate.

/s/ Deloitte & Touche LLP

Atlanta, GA  
February 28, 2020

F- 3

CATCHMARK TIMBER TRUST, INC. AND SUBSIDIARIES 
CONSOLIDATED BALANCE SHEETS
(in thousands, except for per-share amounts)

December 31,

2019

2018

Assets:

Cash and cash equivalents

Accounts receivable

Prepaid expenses and other assets

Operating lease right-of-use asset, less accumulated amortization of $280 as of

December 31, 2019 (Note 2)

Deferred financing costs

Timber assets (Note 3):

Timber and timberlands, net
Intangible lease assets, less accumulated amortization of $948 and $945 as of
December 31, 2019 and 2018, respectively
Investments in unconsolidated joint ventures (Note 4)

Total assets

Liabilities:

Accounts payable and accrued expenses

Operating lease liability (Note 2)

Other liabilities

Notes payable and lines of credit, net of deferred financing costs (Note 5)

Total liabilities

Commitments and Contingencies (Note 7)

Stockholders’ Equity:

Class A common stock, $0.01 par value; 900,000 shares authorized; 49,008 and
49,127 shares issued and outstanding as of December 31, 2019 and 2018,
respectively

Additional paid-in capital

Accumulated deficit and distributions

Accumulated other comprehensive income (loss)

Total stockholders’ equity

Noncontrolling interests

Total equity

Total liabilities and equity

$

11,487

$

7,998

5,459

3,120

246

633,581

9

1,965
663,865

3,580

3,242

10,853

452,987

470,662

—

490

729,274

(528,847)
(8,276)
192,641

562

193,203

663,865

$

$

$

$

$

$

$

$

5,614

7,355

7,369

—

327

687,851

12

96,244
804,772

4,936

—

5,940

472,240

483,116

—

492

730,416

(409,260)

8

321,656

—

321,656

804,772

See accompanying notes.

F- 4

CATCHMARK TIMBER TRUST, INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF OPERATIONS
(in thousands, except for per-share amounts)

Revenues:

Timber sales

Timberland sales

Asset management fees

Other revenues

Expenses:

Contract logging and hauling costs

Depletion

Cost of timberland sales
Forestry management expenses

General and administrative expenses

Land rent expense

Other operating expenses

Other income (expense):

Interest income

Interest expense

       Gain (loss) on large dispositions

Loss before unconsolidated joint ventures and income taxes

Income (loss) from unconsolidated joint ventures

Net loss before income taxes

        Income tax benefit (Note 12)
Net loss

Weighted-average common shares outstanding
    —basic and diluted

Net loss per share - basic and diluted

Years Ended December 31,

2019

2018

2017

72,557

17,572

11,948

4,632

106,709

31,129

28,064

15,067
6,691

13,300

524

6,460

101,235

204
(18,616)
7,961
(10,451)

(4,977)
(89,471)
(94,448)
1,127
(93,321)

$

$

69,455

17,520

5,603

5,279

97,857

31,469

25,912

13,512
6,283

12,425

660

6,303

96,564

262
(16,255)
(390)
(16,383)

(15,090)
(106,917)
(122,007)
—
(122,007)

$

$

71,353

14,768

108

5,066

91,295

31,108

29,035

10,423
6,758

11,660

621

5,264

94,869

113

(11,187)
—
(11,074)

(14,648)

1,138
(13,510)
—

(13,510)

49,038

47,937

39,751

(1.90)

$

(2.55)

$

(0.34)

$

$

$

See accompanying notes.

F- 5

 
 
CATCHMARK TIMBER TRUST, INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF COMPREHENSIVE LOSS
(in thousands)

Net loss

Other comprehensive income (loss):

     Market value adjustment to interest rate swaps
Comprehensive loss

$

$

Years Ended December 31,

2019

2018

2017

(93,321)

$

(122,007)

$

(13,510)

(8,284)
(101,605)

$

(2,368)
(124,375)

$

629
(12,881)

See accompanying notes.

F- 6

 
 
S
E
I
R
A
I
D
I
S
B
U
S
D
N
A

.

C
N
I

,

T
S
U
R
T
R
E
B
M
I
T
K
R
A
M
H
C
T
A
C

Y
T
I
U
Q
E
F
O
S
T
N
E
M
E
T
A
T
S
D
E
T
A
D
I
L
O
S
N
O
C

)
s
t
n
u
o
m
a

e
r
a
h
s
-
r
e
p
r
o
f

t
p
e
c
x
e

,
s
d
n
a
s
u
o
h
t
n
i
(

y
t
i

u
q
E

l
a
t
o
T

s
t
s
e
r
e
t
n
I

y
t
i

u
q
E

g
n

i
l
l
o
r
t
n
o
c
n
o
N

’
s
r
e
d

l
o
h
k
c
o
t
S

l
a
t
o
T

d
e
t
a
l

u
m
u
c
c
A

r
e
h
t
O

e
v
i
s
n
e
h
e
r
p
m
o
C

)
s
s
o
L

(

e
m
o
c
n
I

d
e
t
a
l
u
m
u
c
c
A

d
n
a

t
i
c
i
f
e
D

s
n
o
i
t
u
b
i
r
t
s
i
D

l
a
n
o
i
t
i
d
d
A

n
I
-
d
i
a
P

l
a
t
i
p
a
C

k
c
o
t
S
n
o
m
m
o
C

t
n
u
o
m
A

s
e
r
a
h
S

0
7
0
,
1
8
3

$

—

$

0
7
0
,
1
8
3

$

7
4
7
,
1

$

)
3
9
7
,
6
2
2
(

$

8
2
7
,
5
0
6

$

8
8
3

$

7
9
7
,
8
3

6
1
0
2

,

1
3
r
e
b
m
e
c
e
D

,
e
c
n
a
l
a
B

0
1
8
,
6
5

5
7
4
,
2

)
9
0
7
,
2
(

)
9
4
3
,
1
2
(

)
6
3
0
,
1
(

)
0
1
5
,
3
1
(

9
2
6

0
8
3
,
2
0
4

$

0
5
4
,
2
7

2
4
3
,
1

)
7
3
5
,
3
(

)
1
0
6
,
5
2
(

)
3
0
0
,
1
(

)
8
6
3
,
2
(

)
7
0
0
,
2
2
1
(

6
5
6
,
1
2
3

$

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

0
1
8
,
6
5

5
7
4
,
2

)
9
0
7
,
2
(

)
9
4
3
,
1
2
(

)
6
3
0
,
1
(

)
0
1
5
,
3
1
(

9
2
6

—

—

—

—

—

—

9
2
6

$

$

$

$

—

—

—

—

)
9
4
3
,
1
2
(

—

)
0
1
5
,
3
1
(

4
6
7
,
6
5

4
7
4
,
2

)
9
0
7
,
2
(

—

)
5
3
0
,
1
(

—

—

6
4

1

—

—

)
1
(

—

—

5
2
1

—

—

)
7
9
(

—

—

0
0
6
,
4

$

0
8
3
,
2
0
4

$

6
7
3
,
2

$

)
2
5
6
,
1
6
2
(

$

2
2
2
,
1
6
6

$

4
3
4

$

5
2
4
,
3
4

0
5
4
,
2
7

2
4
3
,
1

)
7
3
5
,
3
(

)
1
0
6
,
5
2
(

)
3
0
0
,
1
(

)
8
6
3
,
2
(

)
7
0
0
,
2
2
1
(

—

—

—

—

—

)
8
6
3
,
2
(

—

—

—

—

)
1
0
6
,
5
2
(

)
7
0
0
,
2
2
1
(

2
9
3
,
2
7

1
4
3
,
1

)
7
3
5
,
3
(

—

)
2
0
0
,
1
(

—

—

8
5

1

—

)
1
(

—

—

0
5

—

)
8
9
(

—

—

0
5
7
,
5

$

6
5
6
,
1
2
3

$

8

$

)
0
6
2
,
9
0
4
(

$

6
1
4
,
0
3
7

$

2
9
4

$

7
2
1
,
9
4

5
2
4
,
2

5
6
5

0
6
8
,
1

)
9
6
2
,
6
2
(

)
4
0
0
,
3
(

)
1
2
3
,
3
9
(

)
4
8
2
,
8
(

)
3
(

—

—

—

)
6
6
2
,
6
2
(

)
4
0
0
,
3
(

)
1
2
3
,
3
9
(

)
4
8
2
,
8
(

—

—

—

—

)
4
8
2
,
8
(

—

—

—

)
6
6
2
,
6
2
(

)
1
2
3
,
3
9
(

8
5
8
,
1

—

)
0
0
0
,
3
(

—

—

2

—

)
4
(

—

—

0
1
2

—

)
9
2
3
(

—

—

3
0
2
,
3
9
1

$

2
6
5

$

1
4
6
,
2
9
1

$

)
6
7
2
,
8
(

$

)
7
4
8
,
8
2
5
(

$

4
7
2
,
9
2
7

$

0
9
4

$

8
0
0
,
9
4

r
o
f

d
l
e
h
h
t
i

w
s
t
n
u
o
m
a

d
n
a

s
e
r
u
t
i
e
f
r
o
f

f
o

t
e
n

,

P
I
T
L

:
o
t

t
n
a
u
s
r
u
p

k
c
o
t
s

n
o
m
m
o
c

f
o

e
c
n
a
u
s
s
I

g
n
i
r
e
f
f
o

y
t
i
u
q
E

s
e
x
a
t

e
m
o
c
n
i

t
s
o
c

e
c
n
a
u
s
s
i

k
c
o
t
S

)
e
r
a
h
s

r
e
p

4
5
.
0
$
(

k
c
o
t
s

n
o
m
m
o
c

n
o

s
d
n
e
d
i
v
i
D

r
o
f

d
l
e
h
h
t
i

w
s
t
n
u
o
m
a

d
n
a

s
e
r
u
t
i
e
f
r
o
f

f
o

t
e
n

,

P
I
T
L

:
o
t

t
n
a
u
s
r
u
p

k
c
o
t
s

n
o
m
m
o
c

f
o

e
c
n
a
u
s
s
I

g
n
i
r
e
f
f
o

y
t
i
u
q
E

s
e
x
a
t

e
m
o
c
n
i

t
s
o
c

e
c
n
a
u
s
s
i

k
c
o
t
S

)
e
r
a
h
s

r
e
p

4
5
.
0
$
(

k
c
o
t
s

n
o
m
m
o
c

n
o

s
d
n
e
d
i
v
i
D

k
c
o
t
s

n
o
m
m
o
c

f
o

e
s
a
h
c
r
u
p
e
R

s
s
o
l

t
e
N

e
m
o
c
n
i

e
v
i
s
n
e
h
e
r
p
m
o
c

r
e
h
t
O

7
1
0
2

,

1
3
r
e
b
m
e
c
e
D

,
e
c
n
a
l
a
B

k
c
o
t
s

n
o
m
m
o
c

f
o

e
s
a
h
c
r
u
p
e
R

s
s
o
l

t
e
N

s
s
o
l

e
v
i
s
n
e
h
e
r
p
m
o
c

r
e
h
t
O

8
1
0
2

,

1
3
r
e
b
m
e
c
e
D

,
e
c
n
a
l
a
B

r
o
f
d
l
e
h
h
t
i

w
s
t
n
u
o
m
a
d
n
a
s
e
r
u
t
i
e
f
r
o
f

f
o

t
e
n

,

P
I
T
L

s
e
x
a
t

e
m
o
c
n

i

d
e
t
i

m

i
l
/
k
c
o
t
s
n
o
m
m
o
c
n
o

s
n
o
i
t
u
b

i
r
t
s
i

d

/
s
d
n
e
d
i
v
i
D

)
t
i
n
u
/
e
r
a
h
s

r
e
p
4
5
.

0
$
(

i

s
t
i
n
u
p
h
s
r
e
n
t
r
a
p

:
o
t

t
n
a
u
s
r
u
p
k
c
o
t
s
n
o
m
m
o
c

f
o

e
c
n
a
u
s
s
I

k
c
o
t
s
n
o
m
m
o
c

f
o

e
s
a
h
c
r
u
p
e
R

s
s
o
l

e
v
i
s
n
e
h
e
r
p
m
o
c

r
e
h
t
O

9
1
0
2

,
1
3
r
e
b
m
e
c
e
D

,
e
c
n
a
l
a
B

s
s
o
l

t
e
N

.
s
e
t
o
n

g
n
i
y
n
a
p
m
o
c
c
a

e
e
S

7
-
F

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CATCHMARK TIMBER TRUST, INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF CASH FLOWS
(in thousands)

Cash Flows from Operating Activities:

Net loss
Adjustments to reconcile net loss to net cash provided by
operating activities:
Depletion
Basis of timberland sold, lease terminations and other
Stock-based compensation expense
Noncash interest expense
Other amortization
Gain (loss) from large dispositions
Income (loss) from unconsolidated joint ventures
Operating distributions from unconsolidated joint ventures
Income tax benefit
Interest paid under swaps with other-than-insignificant financing
element
Changes in assets and liabilities:
Accounts receivable
Prepaid expenses and other assets
Accounts payable and accrued expenses

Other liabilities

Net cash provided by operating activities

Cash Flows from Investing Activities:

Timberland acquisitions and earnest money paid

Capital expenditures (excluding timberland acquisitions)
Investment in unconsolidated joint ventures
Distributions from unconsolidated joint ventures
Net proceeds from large dispositions

Net cash provided by (used in) investing activities

Cash Flows from Financing Activities:

Proceeds from notes payable
Repayment of notes payable

Financing costs paid

Issuance of common stock

Interest paid under swaps with other-than-insignificant financing element

Dividends / distributions paid

Repurchase of common shares under the share repurchase program

Repurchase of common shares for minimum tax withholdings

Other offering costs paid

Net cash provided by (used in) financing activities

Net change in cash and cash equivalents
Cash and cash equivalents, beginning of period

Cash and cash equivalents, end of period

Years Ended December 31,
2018

2019

2017

$

(93,321) $

(122,007) $

(13,510)

28,064
14,964
2,790
1,559
227
(7,961)
89,471
978
(1,127)

25,912
13,053
2,689
2,612
210
390
106,917
3,771
—

29,035
10,112
2,786
1,094
176
—
(1,138)
—
—

115

—

—

(1,473)
256
(1,309)
(291)
32,942

(1,973)
(4,178)
—
3,830
25,151
22,830

—
(20,064)
(82)
—
(115)
(26,269)
(3,004)
(365)
—
(49,899)
5,873
5,614

(3,449)
(260)
122
(164)
29,796

(91,821)
(4,571)
(200,000)
4,744
79,134
(212,514)

289,000
(148,000)
(1,434)
72,450

—
(25,601)
(1,003)
(1,348)
(3,537)
180,527
(2,191)
7,805
5,614

$

(1,208)
160
279
(367)
27,419

(52,260)
(5,617)
(10,539)
—
—
(68,416)

304,119
(292,156)
(3,674)
56,810

—
(21,349)
(1,036)
(311)
(2,709)
39,694
(1,303)
9,108
7,805

$

11,487

$

See accompanying notes.

F- 8

 
 
CATCHMARK TIMBER TRUST, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
DECEMBER 31, 2019, 2018, AND 2017 

1. 

Organization

CatchMark Timber Trust, Inc. ("CatchMark Timber Trust") (NYSE: CTT) owns and operates timberlands located in 
the United States and has elected to be taxed as a REIT for federal income tax purposes. CatchMark Timber Trust
acquires, owns, operates, manages, and disposes of timberland directly, through wholly-owned subsidiaries, or through 
joint ventures. CatchMark Timber Trust was incorporated in Maryland in 2005 and commenced operations in 2007. 
CatchMark Timber Trust conducts substantially all of its business through CatchMark Timber Operating Partnership, 
L.P. (“CatchMark Timber OP”), a Delaware limited partnership. CatchMark Timber Trust is the general partner of 
CatchMark Timber OP, possesses full legal control and authority over its operations, and owns 99.99% of its common 
partnership units. CatchMark LP Holder, LLC (“CatchMark LP Holder”), a Delaware limited liability company and  
wholly-owned subsidiary of CatchMark Timber Trust, is the sole limited partner of CatchMark Timber OP and owns 
the remaining 0.01% of its common partnership units. In addition, CatchMark Timber TRS, Inc. (“CatchMark TRS”), 
a Delaware corporation formed as a wholly owned subsidiary of  CatchMark Timber OP in 2006, is our taxable REIT 
subsidiary. Unless otherwise noted, references herein to CatchMark shall include CatchMark Timber Trust and all of 
its subsidiaries, including CatchMark Timber OP, and the subsidiaries of CatchMark Timber OP, including CatchMark 
TRS.

2. 

Summary of Significant Accounting Policies

Basis of Presentation and Principles of Consolidation

The consolidated financial statements of CatchMark have been prepared in accordance with GAAP and include the 
accounts of CatchMark and any VIE in which CatchMark is deemed the primary beneficiary. With respect to entities 
that  are  not  VIEs, CatchMark’s  consolidated  financial  statements  also  include  the  accounts  of  any  entity  in 
which CatchMark  owns  a  controlling  financial  interest  and  any  limited  partnership  in  which CatchMark  owns  a 
controlling general partnership interest. In determining whether a controlling interest exists, CatchMark considers, 
among other factors, the ownership of voting interests, protective rights, and participatory rights of the investors. All 
intercompany balances and transactions have been eliminated in consolidation.

Use of Estimates

The preparation of the accompanying consolidated financial statements in conformity with GAAP requires management 
to make estimates and assumptions that affect the amounts reported in the consolidated financial statements and notes. 
Actual results could differ from those estimates.

Fair Value Measurements

CatchMark estimates the fair value of its assets and liabilities where currently required under GAAP consistent with 
the provisions of the accounting standard for fair value measurements and disclosures. Under this guidance, fair value 
is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction 
between market participants at the measurement date. While various techniques and assumptions can be used to estimate 
fair value depending on the nature of the asset or liability, the accounting standard for fair value measurements and 
disclosures provides the following fair value technique parameters and hierarchy, depending on availability:

Level 1 — Assets or liabilities for which the identical term is traded on an active exchange, such as publicly-

traded instruments or futures contracts.

Level 2 — Assets and liabilities valued based on observable market data for similar instruments.

F- 9

Level 3 — Assets or liabilities for which significant valuation assumptions are not readily observable in the 
market. Such assets or liabilities are valued based on the best available data, some of which may 
be  internally  developed.  Significant  assumptions  may  include  risk  premiums  that  a  market 
participant would require.

Cash and Cash Equivalents

CatchMark considers all highly liquid investments purchased with an original maturity of three months or less to be 
cash equivalents. Cash equivalents may include cash and short-term investments. Short-term investments are stated 
at cost, which approximates fair value and may consist of investments in money market accounts.

Accounts Receivable

Accounts  receivable  mainly  consists  of  timber  sales  receivable,  asset  management fees  receivable,  and  patronage 
dividends receivable. Accounts receivable are recorded at the original amount earned, net of allowances for doubtful 
accounts, which approximates fair value. Accounts receivable are deemed past due based on their respective payment 
terms. Management assesses the realizability of accounts receivable on an ongoing basis and provides for allowances 
as such balances, or portions thereof, become uncollectible. As of December 31, 2019, accounts receivable balance 
included $3.8 million of estimated patronage dividends due from our lenders, which we expect to receive in March 
2020, and $2.8 million of asset management fees from the Triple T Joint Venture, which was received in January 2020. 
See Note 5 — Notes Payable and Lines of Credit for further information regarding the patronage dividends and Note 
4 —  Unconsolidated Joint Ventures for further information regarding asset management fees earned from the Triple 
T Joint Venture. 

Prepaid Expenses and Other Assets

Prepaid expenses and other assets are generally comprised of fair value of interest rate swaps, earnest money, equity 
in patronage banks, prepaid insurance, prepaid rent, deferred tax asset, prepaid operating costs, fixed assets, and deferred 
costs  associated  with  pending  acquisitions.  Prepaid  expenses  are  expensed  over  the  applicable  usage  period  or 
reclassified to other asset accounts upon being put into service in future periods. Balances without future economic 
benefit are written off as they are identified.

Deferred Financing Costs

Deferred financing costs are comprised of costs incurred in connection with securing financing from third-party lenders 
and are capitalized and amortized on a straight-line basis (which approximates the effective interest rate method) over 
the terms of the related financing arrangements. Deferred financing costs relating to term loans and the multi-draw 
term  facility  are  presented  as  a  direct  deduction  from  the  carrying  amount  of  the  related  debt  liability  on  the 
accompanying consolidated balance sheets and costs associated with the revolving credit facility are presented as an 
asset on the accompanying consolidated balance sheets. 

For further information regarding CatchMark's credit agreements, outstanding balance of debt and associated deferred 
financing costs, please refer to Note 5 — Notes Payable and Lines of Credit. CatchMark recognized amortization of 
deferred financing costs for the years ended December 31, 2019, 2018, and 2017 of $1.0 million, $2.6 million, and 
$1.0  million,  respectively,  which  is  included  in  interest  expense  in  the  accompanying  consolidated  statements  of 
operations.

Timber Assets

Timber and timberlands, including logging roads, are stated at cost less accumulated depletion for timber harvested 
and  accumulated  road  amortization.  CatchMark  capitalizes  timber  and  timberland  purchases.  Reforestation  costs, 
including all costs associated with stand establishment, such as site preparation, cost of seedlings, fertilization, and 
herbicide  application,  are  capitalized  and  tracked  as  premerchantable  timber  assets  by  vintage  year.  Annually, 
capitalized reforestation costs for timber that has reached a merchantable age is reclassified into merchantable timber 
F- 10

inventory and are depleted as harvested. Timber carrying costs, such as real estate taxes, insect control, wildlife control, 
leases of timberlands, and forestry management personnel salaries and fringe benefits, are expensed as incurred. Costs 
of major roads are capitalized and amortized over their estimated useful lives. Costs of roads built to access multiple 
logging sites over numerous years are capitalized and amortized over seven years. Costs of roads built to access a 
single logging site are expensed as incurred. 

Depletion 

CatchMark recognizes depletion expense as timber is harvested using the straight-line method. Depletion rates are 
established  at  least  annually  by  dividing  the  remaining  merchantable  timber  inventory  book  value  by  current 
merchantable timber inventory volume. Management believes that the straight-line method is preferable as it is based 
on the actual costs recorded and actual merchantable timber volume as of the date that the depletion rates are determined. 

Evaluating the Recoverability of Timber Assets

CatchMark continually monitors events and changes in circumstances that could indicate that the carrying amounts 
of the timber assets in which CatchMark has an ownership interest may not be recoverable. When indicators of potential 
impairment are present that suggest that the carrying amounts of timber assets may not be recoverable, CatchMark 
assesses the recoverability of these assets by determining whether the carrying value will be recovered through the 
undiscounted future operating cash flows expected from the use of the asset and its eventual disposition. Impairment 
losses would be recognized for (i) long-lived assets used in CatchMark’s operations when the carrying value of such 
assets exceeds the undiscounted cash flows estimated to be generated from the future operations of those assets, and 
(ii) long-lived assets held for sale when the carrying value of such assets exceeds an amount equal to their fair value 
less  selling  costs.  Estimated  fair  values  are  calculated based  on  the  following  information in  order  of  preference, 
dependent upon availability: (i) recently quoted market prices, (ii) market prices for comparable properties, or (iii) the 
present value of undiscounted cash flows, including estimated salvage value. CatchMark intends to use one harvest 
cycle for the purpose of evaluating the recoverability of timber and timberlands used in its operations. Future cash 
flow estimates are based on discounted probability-weighted projections for a range of possible outcomes. CatchMark 
generally considers assets to be held for sale at the point at which a sale contract is executed, the buyer has made a 
significant non-refundable earnest money deposit against the contracted purchase price and there is a high degree of 
certainty a transaction will close. CatchMark has determined that there has been no impairment of its long-lived assets 
to date.

Allocation of Purchase Price of Acquired Assets

Upon the acquisition of timberland properties, CatchMark allocates the purchase price to tangible assets, consisting 
of timberland and timber, and identified intangible assets and liabilities, which may include values associated with in-
place leases or supply agreements, based in each case on management’s estimate of their fair values. The values of 
tangible assets are then allocated to timberland and timber based on management’s determination of the relative fair 
value of these assets.

Intangible Lease Assets

In-place ground leases with CatchMark as the lessee have value associated with effective contractual rental rates that 
are below market rates. Such values are calculated based on the present value (using a discount rate that reflects the 
risks associated with the leases acquired) of the difference between (i) the contractual amounts to be paid pursuant to 
the  in-place  lease  and  (ii) management’s  estimate  of  fair  market  lease  rates  for  the  corresponding  in-place  lease, 
measured over a period equal to the remaining terms of the leases. The capitalized below-market in-place lease values 
are recorded as intangible lease assets and are amortized as adjustments to land rent expense over the weighted-average 
remaining term of the respective leases.

F- 11

Investments in Unconsolidated Joint Ventures

For joint ventures that it does not control but exercises significant influence, CatchMark uses the equity method of 
accounting. CatchMark's judgment about its level of influence or control of an entity involves consideration of various 
factors including the form of its ownership interest; its representation in the entity's governance; its ability to participate 
in policy-making decisions; and the rights of other investors to participate in the decision-making process, to replace 
CatchMark as manager, and/or to liquidate the venture. Under the equity method, the investment in a joint venture is 
recorded at cost and adjusted for equity in earnings and cash contributions and distributions. Income or loss and cash 
distributions from an unconsolidated joint venture are allocated according to the provisions of the respective joint 
venture agreement, which may be different from its stated ownership percentage. Any difference between the carrying 
amount of these investments on CatchMark’s balance sheets and the underlying equity in net assets on the joint venture’s 
balance sheets is adjusted as the related underlying assets are depreciated, amortized, or sold. Distributions received 
from unconsolidated joint ventures are classified in the accompanying consolidated statements of cash flows using the
cumulative earnings approach under which distributions received in an amount equal to cumulative equity in earnings 
are classified as cash inflows from operating activities and distributions received in excess of cumulative equity in 
earnings represent returns of investment and therefore are classified as cash inflows from investing activities.

CatchMark  evaluates  the  recoverability  of  its  investments  in  unconsolidated  joint  ventures  in  accordance  with 
accounting standards for equity investments by first reviewing each investment for any indicators of impairment. If 
indicators are present, CatchMark estimates the fair value of the investment. If the carrying value of the investment is 
greater than the estimated fair value, management assesses whether the impairment is “temporary” or “other-than-
temporary.” In making this assessment, management considers the following: (1) the length of time and the extent to 
which fair value has been less than cost, (2) the financial condition and near-term prospects of the entity, and (3) 
CatchMark’s intent and ability to retain its interest long enough for a recovery in market value. If management concludes 
that the impairment is "other than temporary," CatchMark reduces the investment to its estimated fair value.

For information on CatchMark’s unconsolidated joint ventures, which are accounted for using the equity method of
accounting, see Note 4 — Unconsolidated Joint Ventures.

Fair Value of Debt Instruments

CatchMark  applies the provisions of the accounting standard for fair value measurements and disclosures in estimations 
of fair value of its debt instruments based on Level 2 assumptions. The fair value of the outstanding notes payable was 
estimated based on discounted cash flow analysis using the current observable market borrowing rates for similar types 
of borrowing arrangements as of the measurement date. The discounted cash flow method of assessing fair value results 
in a general approximation of book value, and such value may never actually be realized.

Interest Rate Swaps 

CatchMark has entered into interest rate swaps to mitigate its exposure to changing interest rates on its variable rate 
debt  instruments.  CatchMark  does  not  enter  into  derivative  or  interest  rate  transactions  for  speculative  purposes; 
however, certain of its derivatives may not qualify for hedge accounting treatment. The fair values of interest rate 
swaps are recorded as either prepaid expenses and other assets or other liabilities in the accompanying consolidated 
balance sheets. Changes in the fair value of the interest rate swaps that are designated as hedges are recorded as other 
comprehensive income (loss). Changes in the fair value of interest rate swaps that do not qualify for hedge accounting 
treatment  are  recorded  as  gain  (loss)  on  interest  rate  swap  in  the  consolidated  statements  of  operations. Amounts 
received or paid under interest rate swaps are recorded as interest expense for contracts that qualify for hedge accounting 
treatment and as gain (loss) on interest rate swaps for contracts that do not qualify for hedge accounting treatment.

CatchMark applied the provisions of the accounting standard for fair value measurements and disclosures in recording 
its interest rate swaps at fair value. The fair value of the interest rate swaps, classified under Level 2, was determined 
using a third-party proprietary model that is based on prevailing market data for contracts with matching durations, 
current and anticipated LIBOR information, consideration of CatchMark's credit standing, credit risk of counterparties, 
and reasonable estimates about relevant future market conditions.  

F- 12

Common Stock

The par value of CatchMark’s issued and outstanding shares of common stock is recorded as common stock. The 
remaining gross proceeds, net of offering costs, are recorded as additional paid-in capital. 

Revenue Recognition

Effective January 1, 2018, CatchMark adopted ASU 2014-09, Revenue from Contracts with Customers (Topic 606), 
a new revenue recognition model that supersedes most revenue recognition guidance under GAAP. Under this ASU 
and subsequently issued amendments, an entity is required to recognize revenue to depict the transfer of promised 
goods or services to customers in an amount that it expects to receive for the goods or services. CatchMark adopted 
ASU 2014-09 and its amendments using the modified retrospective method. Management performed a comprehensive 
evaluation of the impact of the new standard across all revenue streams and determined that the timing of revenue 
recognition and its classification in CatchMark’s consolidated financial statements remain substantially unchanged; 
however, additional disclosures are required. 

Under the new standard, CatchMark recognizes revenue when the following criteria are met: (i) persuasive evidence 
of a contract with a customer exists, (ii) identifiable performance obligations under the contract exist, (iii) transaction 
price  is  determinable  for  each  performance  obligation,  (iv)  the  transaction  price  is  allocated  to  each  performance 
obligation,  and (v) when the performance obligations are satisfied. CatchMark derives a majority of its revenues from 
timber sales, timberland sales, recreational leases, and asset management fees, where  the original expected contract 
duration is one year or less. CatchMark has elected the disclosure exemption available under ASC 606 considering it 
generally satisfies its performance obligations within one year of entering into contracts and collects payments within 
a month of satisfying its performance obligation. 

(a) Timber Sales Revenue

CatchMark generates its timber sales revenue from delivered wood sales, stumpage sales, and lump-sum sales with 
retained economic interests. Revenue for timber sales is recognized when the risk of loss passes to the customer. Only 
one performance obligation is associated with timber sales and it is satisfied when timber is delivered to or severed 
by the customer in an amount that reflects the consideration expected to be received.

Contractual terms of each timber sale, including pricing and volume for the respective product, are negotiated and 
entered into by the field managers. In delivered wood sales, product pricing includes amount sufficient to cover costs 
of contracting third-party logging crews to harvest and haul timber to the customers. Revenue is recognized when 
timber is delivered to the customer and the sales volume/value is known when timber crosses the customers’ scale. 
Stumpage sales  are typically executed using  pay-as-cut contracts, where  a purchaser  acquires the  right  to  harvest 
specified timber on a designated tract for a set period of time at agreed-upon unit prices. Revenue is recognized when 
timber is severed under pay-as-cut contracts. In a lump-sum sales contract with retained economic interests, CatchMark 
receives advance payments for the standing timber specified in the contract and the customer is responsible for cutting 
and hauling the timber. CatchMark satisfies its performance obligation when timber is severed, at which time revenue 
is recognized. Contract payments are generally collected within a month from the date timber is harvested and/or 
delivered. The transaction price for timber sales is determined using contractual rates applied to harvest volumes.

(b) Timberland Sales Revenue

Performance obligations associated with timberland sales are met when all conditions of closing have been satisfied. 
Revenue for timberland sales is recognized at closing when title passes, payments are received or full collectibility is 
probable, and control is passed to the buyer. CatchMark generally receives the entire contract consideration in cash at 
closing. 

F- 13

 
 
 
(c) Recreational Lease Revenue

Recreational lease revenue is derived from the leasing of the right to use CatchMark’s timberland. The agreed-upon 
transaction price of a lease is generally paid in full at the beginning of the lease term and recorded as deferred revenue. 
Performance  obligations  associated  with  a  recreational  lease  are  generally  met  over  the  period  of  the  lease  term. 
Revenue is recognized evenly over the lease term as CatchMark has satisfied its performance obligation.

(d) Asset Management Fees Revenue

Under asset management agreements with its unconsolidated joint ventures, CatchMark earns management fees for 
performing asset management functions, as further described in Note 4 — Unconsolidated Joint Ventures. As asset 
management  services  are  ongoing  and  provided  on  a  recurring  basis,  the  associated  performance  obligations  are 
generally met over the service period at an agreed-upon price stated in the agreements. Revenue for asset management 
services is recognized at the end of each service period.

Large Dispositions

Large dispositions are sales of blocks of timberland properties in one or several transactions with the objective to 
generate proceeds to fund capital allocation priorities, including, but not limited to redeployment into more desirable 
timberland investments, paying down outstanding debt, or repurchasing shares of our common stock. Large dispositions 
may or may not have a higher or better use than timber production or result in a price premium above the land's timber 
production value. Such dispositions are infrequent in nature, are not part of core operations, and would cause material 
variances in comparative results if not reported separately. Large dispositions are accounted for in accordance with 
ASC 610-20, Other Income - Gains and Losses from the Derecognition of Nonfinancial Assets, which require that 
dispositions of long-lived assets that are not a discontinued operation be accounted for on a net basis and included in 
income from continuing operations before income taxes in accordance with ASC 360, Property, Plant and Equipment. 
Proceeds  from  sales  designated  as  large  dispositions  are  classified  as  cash  flows  from  investing  activities  in  the 
accompanying consolidated statements of cash flows.

Stock-based Compensation

CatchMark issues equity-based awards to its independent directors and employees pursuant to its long-term incentive 
plans.  Stock-based  compensation  is  measured  by  the  fair  value  of  the  respective  award  on  the  date  of  grant  or 
modification. Expense is recognized over the requisite service period of each award and reported as either forestry 
management expenses or as general and administrative expenses. See Note 10 — Stock-based Compensation for more 
information. 

Earnings Per Share 

Basic earnings (loss) per share is calculated as net income (loss) divided by the weighted-average number of common 
shares outstanding during the period. Diluted earnings (loss) per share equals basic earnings (loss) per share, adjusted 
to reflect the dilution that would occur if all outstanding securities convertible into common shares or contracts to 
issue common shares were converted or exercised and the related proceeds are then used to repurchase common shares. 
CatchMark excluded the impact of outstanding RSUs and LTIP Units from the weighted-average shares outstanding 
calculation, as their impact would be anti-dilutive. Basic and diluted earnings (loss) per share were the same for all 
periods presented. 

Income Taxes 

CatchMark Timber Trust has elected to be taxed as a REIT under the Code and has qualified to be taxed as a REIT 
since the year ended December 31, 2009. As a REIT, CatchMark Timber Trust is generally not subject to federal income 
taxes provided that it meets certain ownership, distribution, income, asset, and other REIT qualification tests. 

F- 14

 
CatchMark has elected to treat CatchMark TRS as a taxable REIT subsidiary. CatchMark conducts its delivered log 
business and may perform certain non-customary services, including real estate or non-real-estate related services, 
through CatchMark TRS. Earnings from services performed through CatchMark TRS are subject to federal and state 
income taxes irrespective of the dividends paid deduction available to REITs for federal income tax purposes.

Deferred tax assets and liabilities represent temporary differences between the financial reporting basis and the tax 
basis of assets and liabilities based on the enacted rates expected to be in effect when the temporary differences reverse. 
Deferred tax expense or benefit is recognized in the financial statements according to the changes in deferred tax assets 
or liabilities between years. Valuation allowances are established to reduce deferred tax assets when it becomes more 
likely  than  not  that  such  assets,  or  portions  thereof,  will  not  be  realized.  See  Note  12  —  Income  Taxes  for  more 
information. 

CatchMark is also subject to certain state and local taxes related to the operations of timberland properties in certain 
locations, which have been provided for in the accompanying consolidated financial statements. When applicable, 
CatchMark records interest and penalties related to uncertain tax positions as general and administrative expense in 
the accompanying consolidated statements of operations. 

Segment Information

CatchMark primarily engages in the acquisition, ownership, operation, management, and disposition of timberland 
properties located in the United States, either directly through wholly-owned subsidiaries or through equity method 
investments in affiliated joint ventures. CatchMark defines operating segments in accordance with ASC Topic 280, 
Segment Reporting, to reflect the manner in which its chief operating decision maker, the Chief Executive Officer, 
evaluates performance and allocates resources in managing the business. CatchMark has aggregated those operating 
segments into three reportable segments: Harvest, Real Estate and Investment Management. See Note 15 — Segment 
Information for additional information. 

New Lease Accounting Standard

In February 2016, the FASB issued ASU 2016-02, Leases ("ASC 842"). ASC 842 establishes a right-of-use ("ROU") 
model that requires a lessee to record a ROU asset and a lease liability on its balance sheet for all leases, subject to 
certain scope exceptions. Leases are required to be classified as either finance or operating, with classification affecting 
the pattern of expense recognition in the statement of operations. 

CatchMark adopted ASC 842 effective January 1, 2019 using the modified retrospective approach with the cumulative 
effect  of  the  application  recognized  at  the  effective  date.  CatchMark  elected  the  package  of  practical  expedients, 
including the option to account for each separate lease component of a contract and its associated non-lease component 
as a single lease component, thus causing all fixed payments to be capitalized; and the practical expedient, which 
among other things, allows CatchMark to carry forward historical lease classification. Variable lease payment amounts 
that cannot be determined at the commencement of the lease such as increases in lease payments based on changes in 
index rates or usage, are not included in the operating lease ROU asset or liability. These are expensed as incurred and 
recorded as variable lease expense. Management identified and evaluated all of its in-place leases, subleases, and 
contracts with a lease component, and determined that its office lease is the only lease within the scope of ASC 842. 
CatchMark elected the practical expedient to not apply the recognition requirements of ASC 842 to its short-term 
leases. CatchMark determined its long-term timber lease to be a lease of biological assets, a scope exception to ASC 
842. Long-term  timber  lease  expense  is  reported  as  land  rent  expense  on  CatchMark's  consolidated  statements  of 
operations.  See  Note  7  —  Commitments  and  Contingencies,  Obligations  under  Operating  Leases  for  additional 
information on the long-term timber lease. Additionally, CatchMark determined that its hunting and recreational leases 
do not qualify as leases under ASC 842. See Note 11 — Recreational Leases for additional information on CatchMark's 
hunting and recreational leases. 

F- 15

CatchMark's office lease commenced in January 2019 and expires in November 2028 and qualifies as an operating 
lease under ASC 842. As of January 1, 2019, CatchMark recorded an operating lease ROU asset and an operating lease 
liability of $3.4 million on its balance sheet, which represents the net present value of lease payments over the lease 
term  discounted  using  CatchMark's  incremental  borrowing  rate  at  commencement  date.  CatchMark’s  office  lease 
contains renewal options; however, the options were not included in the calculation of the operating lease ROU and 
operating lease liability as it is not reasonably certain that CatchMark will exercise the renewal options. CatchMark 
recorded $122,000 of noncash lease expense related to the operating lease ROU asset and the operating lease liability 
for the year ended December 31, 2019, which was included in general and administrative expenses on its consolidated 
statement of operations. For the year ended December 31, 2019, CatchMark paid $311,600 in cash for its office lease. 
The adoption of ASC 842 did not result in a cumulative-effect adjustment to CatchMark's retained earnings, as its 
office lease commenced in January 2019. 

CatchMark had the following future annual payments for its operating lease as of December 31, 2019 and 2018:

(in thousands)
Required payments
2019
2020
2021
2022
2023
2024
Thereafter

Less: imputed interest
Operating lease liability

Remaining lease term (years)
Discount rate

Recent Accounting Pronouncements

December 31, 2019

December 31, 2018

As of

312
397
412
424
435
447
1,873
4,300

$

$

$

— $
397
412
424
435
447
1,873
3,988
(746)
3,242

$

8.9
4.58%

In August 2017, the FASB issued ASU 2017-12, Targeted Improvements to Accounting for Hedging Activities (Topic 
815), which amends the hedge accounting recognition and presentation requirements in ASC 815, "Derivatives and 
Hedging."  In October 2018, the FASB issued ASU 2018-16, Derivatives and Hedging (Topic 815): Inclusion of the 
Secured Overnight Financing Rate (SOFR) Overnight Index Swap (OIS) Rate as a Benchmark Interest Rate for Hedge 
Accounting Purposes. ASU 2017-12 expands an entity's ability to hedge nonfinancial and financial risk components 
and reduces the complexity in fair value hedges of interest rate risk. It eliminates the requirement to separately measure 
and report hedge ineffectiveness and requires the entire change in the fair value of a hedging instrument to be presented 
in the same income statement line as the hedged item when the hedged item affects earnings. The amendments in ASU 
2018-16 permit use of the OIS rate based on SOFR as a U.S. benchmark interest rate for hedge accounting purposes 
under Topic 815. CatchMark adopted ASU 2017-12 on January 1, 2018 and ASU 2018-16 on January 1, 2019. These 
adoptions did not have a material effect on CatchMark's consolidated financial statements.

In June 2018, the FASB issued ASU 2018-07, Compensation - Stock Compensation (Topic 718): Improvements to 
Nonemployee Share-Based Payment Accounting, which expands the scope of ASC 718 to include share-based payments 
granted to non-employees in exchange for goods or services used or consumed in an entity’s own operations. This 
guidance aligns the measurement and classification for share-based payments to non-employees with the guidance for 
share-based payments to employees, with certain exceptions. ASU 2018-07 is effective for public entities for fiscal 
years beginning after December 15, 2018, and interim periods therein. CatchMark adopted ASU 2018-07 on January 
1, 2019 and the adoption did not have a material effect on its consolidated financial statements.

F- 16

 
 
On July 16, 2018, the FASB issued ASU 2018-09, Codification Improvements. The amendments in this update represent 
changes to clarify the ASC, correct unintended application of guidance, or make minor improvements to the ASC that 
are not expected to have a significant effect on current accounting practice or create a significant administrative cost 
to most entities. Some of the amendments make the ASC easier to understand and easier to apply by eliminating 
inconsistencies, providing needed clarifications, and improving the presentation of guidance in the ASC. ASU 2018-09 
is  effective  for  public  entities  for  fiscal  years  beginning  after  December  15, 2018,  and  interim  periods  therein. 
CatchMark adopted ASU 2018-09 on January 1, 2019 and the adoption did not have a material effect on its consolidated 
financial statements.

In August 2018, the FASB issued ASU 2018-13, Fair Value Measurement (Topic 820): Disclosure Framework - Changes 
to the Disclosure Requirements for Fair Value Measurement, which added new disclosure requirements, eliminated 
and modified existing disclosure requirements on fair value measurement to improve the effectiveness of ASC 820. 
ASU 2018-13 is effective for all entities for fiscal years, and interim periods within those fiscal years, beginning after 
December 15, 2019. CatchMark is currently assessing the impact ASU 2018-13 will have on its consolidated financial 
statements.

In December 2019, the FASB issued ASU 2019-12, Income Taxes (Topic 740): Simplifying the Accounting for Income 
Taxes, which removed certain exceptions for intra-period tax allocation, recognition of deferred tax liabilities, and 
calculation of income taxes in interim periods. This ASU also added guidance to reduce complexity in certain areas, 
including recognizing deferred taxes for tax goodwill and allocating taxes to members of a consolidated group. ASU 
2019-12 is effective for public entities for fiscal years beginning after December 15, 2020, and interim periods therein. 
CatchMark is currently assessing the impact ASU 2019-12 will have on its consolidated financial statements.  

3. 

Timber Assets

As of December 31, 2019 and 2018, timber and timberlands consisted of the following, respectively:

(in thousands)
Timber

Timberlands

Mainline roads

Timber and timberlands

(in thousands)
Timber

Timberlands

Mainline roads

Timber and timberlands

Timberland Acquisitions

As of December 31, 2019
Accumulated
Depletion or
Amortization

Gross

312,452

$

28,064

$

348,825

1,106

—
738

Net

284,388

348,825

368

662,383

$

28,802

$

633,581

As of December 31, 2018
Accumulated
Depletion or
Amortization

Gross

345,972

$

25,912

$

367,488

954

—

651

Net

320,060

367,488

303

714,414

$

26,563

$

687,851

$

$

$

$

During the years ended December 31, 2019, 2018 and 2017, CatchMark acquired 900 acres, 18,100 acres, and 19,600 
acres of timberland, respectively, for $1.9 million, $89.7 million, and $51.6 million, respectively, excluding closing costs. 
Acreage acquired by state is listed below:

F- 17

 
Acres Acquired In (1):

South

Georgia

South Carolina

Pacific Northwest

Oregon

Total

2019

2018

2017

—

900

900

—

900

—

—

—

18,100

18,100

15,000

4,600

19,600

—

19,600

(1)  Represents CatchMark's wholly-owned acreage only; excludes ownership interest in acreage acquired by joint ventures.

Timberland Sales

During the years ended December 31, 2019, 2018, and 2017, CatchMark sold 9,200 acres, 8,500 acres, and 7,700 acres 
of timberland, respectively, for $17.6 million, $17.5 million, and $14.8 million, respectively. CatchMark’s cost basis in 
the timberland sold was $14.1 million, $12.4 million, and $9.9 million respectively.

Large Dispositions

During the years ended December 31, 2019 and 2018, CatchMark completed the sale of 14,400 and 56,100 acres of its 
wholly-owned timberlands for $25.4 million and $79.3 million, respectively. CatchMark's cost basis was $17.2 million
and $79.5 million, respectively. Of the total net proceeds received, $20.1 million and $79.0 million were used to pay 
down CatchMark's outstanding debt balance in 2019 and 2018, respectively. No large dispositions were completed in 
2017.  

Timberland sales and large disposition acreage by state is listed below:

Acres Sold In:

South

Timberland Sales

Alabama

Georgia

Louisiana

North Carolina

South Carolina

Texas

Large Dispositions

Alabama

Georgia

Louisiana

Texas

2019

2018

2017

800

1,000

—

500

6,900

—

9,200

2,100

12,300

—

—

14,400

1,500

2,300

200

1,000

3,300

200

8,500

—

—

20,700

35,400

56,100

2,300

5,000

400

—

—

—

7,700

—

—

—

—

—

Total

23,600

64,600

7,700

F- 18

 
Current Timberland Portfolio

As of December 31, 2019, CatchMark directly owned interests in 435,500 acres of timberlands in the U.S. South and 
the Pacific Northwest, 410,200 acres of which were fee-simple interests and 25,300 acres were leasehold interests. Land 
acreage by state is listed below:

Acres by state as of December 31, 2019 (1)

Fee

Lease

Total

South

Alabama

Florida

Georgia

North Carolina

South Carolina

Tennessee

Pacific Northwest

Oregon

Total:

70,000

2,000

248,000

100

71,700

300
392,100

18,100
410,200

1,800

—

23,500

—

—

—
25,300

—
25,300

71,800

2,000

271,500

100

71,700

300
417,400

18,100
435,500

(1)  Represents CatchMark wholly-owned acreage only; excludes ownership interest in acreage held by joint ventures.

4.          Unconsolidated Joint Ventures

As of December 31, 2019, CatchMark owned interests in two joint ventures with unrelated parties: the Triple T Joint 
Venture and the Dawsonville Bluffs Joint Venture (each as defined and described below). 

Dawsonville Bluffs Joint Venture

Triple T Joint Venture

As of December 31, 2019

Ownership percentage

Acreage owned by the joint venture

Merchantable timber inventory (million tons)

50.0%

—

—

21.6% (1)

1,092,000

44.1

(2)

Location
(1)   Represents our share of total partner capital contributions. 
(2)   The Triple T Joint Venture considers inventory to be merchantable at age 12. Merchantable timber inventory includes current year 

Georgia

Texas

growth.

CatchMark accounts for these investments using the equity method of accounting. 

Triple T Joint Venture

During 2018, CatchMark formed a joint venture, TexMark Timber Treasury, L.P., a Delaware limited partnership (the 
"Triple T Joint Venture"), with a consortium of institutional investors (the "Preferred Investors") to acquire 1.1 million
acres of high-quality East Texas industrial timberlands (the “Triple T Timberlands”), for $1.39 billion (the “Acquisition 
Price”), exclusive of transaction costs. The Triple T Joint Venture completed the acquisition of the Triple T Timberlands 
in July 2018. CatchMark invested $200.0 million in the Triple T Joint Venture, equal to 21.6% of the total equity 
contributions, in exchange for a common limited partnership interest. CatchMark, through a separate wholly-owned 
and consolidated subsidiary, is the sole general partner of the Triple T Joint Venture. 

CatchMark uses the equity method to account for its investment in the Triple T Joint Venture since it does not possess 
the power to direct the activities that most significantly impact the economic performance of the Triple T Joint Venture, 
and accordingly, CatchMark does not possess the first characteristic of a primary beneficiary described in GAAP. 

F- 19

 
CatchMark appointed three common board members of the Triple T Joint Venture, including its Chief Executive Officer, 
Chief Financial Officer, and Senior Vice President of Forest Resources, which provides CatchMark with significant 
influence over the Triple T Joint Venture. Accordingly, pursuant to the applicable accounting literature, it is appropriate 
for CatchMark to apply the equity method of accounting to its investment in the Triple T Joint Venture.  

The Triple T Joint Venture agreement provides for liquidation rights and distribution priorities that are significantly 
different from CatchMark's stated ownership percentage based on total equity contributions. The Preferred Investors 
are entitled to a minimum 10.25% cumulative return on their equity contributions, plus a complete return of their equity 
contributions before any distributions may be made on CatchMark’s common limited partnership interest. As such, 
CatchMark uses the hypothetical-liquidation-at-book-value method (“HLBV”) to determine its equity in the earnings 
of the Triple T Joint Venture. The HLBV method is commonly applied to equity investments in real estate, where cash 
distribution percentages vary at different points in time and are not directly linked to an investor's ownership percentage. 
For investments accounted for under the HLBV method, applying the percentage ownership interest to GAAP net 
income in order to determine earnings or losses would not accurately represent the income allocation and cash flow 
distributions that will ultimately be received by the investors. 

CatchMark applies HLBV using a balance sheet approach. A calculation is prepared at each balance sheet date to 
determine the amount that CatchMark would receive if the Triple T Joint Venture were to liquidate all of its assets (at 
book value in accordance with GAAP) on that date and distribute the cash to the partners based on the contractually-
defined liquidation priorities. The difference between the calculated liquidation distribution amounts at the beginning 
and the end of the reporting period, after adjusting for capital contributions and distributions, is CatchMark's income 
or loss from the Triple T Joint Venture for the period. 

Condensed balance sheet information for the Triple T Joint Venture is as follows:

 (in thousands)

Triple T Joint Venture:

Total assets

Total liabilities

Total equity

CatchMark:

Carrying value of investment

As of December 31,

2019

2018

$

$

$

$

1,573,172

751,655

821,517

$

$

$

1,607,413

754,610

852,803

— $

90,450

Condensed income statement information for the Triple T Joint Venture is as follows:

(in thousands)

Triple T Joint Venture:

Total revenues

Net loss
CatchMark:

Equity share of net loss

Years Ended December 31,

2019

2018

$

$

$

158,839
$
(21,469) $

56,977
(20,646)

(90,450) $

(109,550)

F- 20

Condensed statement of cash flow information for the Triple T Joint Venture is as follows:

(in thousands)

Triple T Joint Venture:

Net cash provided by (used in) operating activities

Net cash used in investing activities

Net cash provided by financing activities

Net change in cash and cash equivalents

Cash and cash equivalents, beginning of period

Cash and cash equivalents, end of period

Years Ended December 31,

2019

2018

$

$

$

$

$

$

6,817
$
(6,582) $
79
$

314

39,300

39,614

$

$

$

(8,982)
(1,413,082)
1,461,364

39,300

—

39,300

CatchMark's equity share of the Triple T Joint Venture's net loss determined using the HLBV method as of December 
2019 is calculated as follows:

(in thousands)
Triple T Joint Venture:

Total equity as of December 31, 2019

Preferred Investors:

Equity in Triple T Joint Venture as of January 1, 2019

Minimum preferred return as of December 31, 2019

Class A preferred equity as of December 31, 2019

HLBV distribution as of December 31, 2019

CatchMark:

Equity in Triple T Joint Venture as of December 31, 2019

Equity in Triple T Joint Venture, as of January 1, 2019

Equity share of Triple T Joint Venture's net loss

Dawsonville Bluffs Joint Venture

$

$

$

762,353

59,039

125

$

$

$

$

$

821,517

821,517

—

90,450
(90,450)

During 2017, CatchMark formed the Dawsonville Bluffs Joint Venture with MPERS, and each owns a 50% membership 
interest.  CatchMark  shares  substantive  participation  rights  with  MPERS,  including  management  selection  and 
termination, and the approval of material operating and capital decisions and, as such, uses the equity method of 
accounting to record its investment. Income or loss and cash distributions are allocated according to the provisions of 
the joint venture agreement.

During 2019, the Dawsonville Bluffs Joint Venture completed the disposition of all of its remaining 5,000 acres of 
timberlands for $10.2 million. As of December 31, 2019, the Dawsonville Bluffs Joint Venture had a mitigation bank 
with a book basis of $2.6 million remaining in its portfolio. Condensed balance sheet information for the Dawsonville 
Bluffs Joint Venture is as follows:

(in thousands)
Dawsonville Bluffs Joint Venture:

Total assets

Total liabilities

Total equity

CatchMark:

Carrying value of investment

Years Ended December 31,

2019

2018

$

$

$

$

4,041

111

3,930

1,965

$

$

$

$

12,164

575

11,589

5,795

F- 21

Condensed income statement information for the Dawsonville Bluffs Joint Venture is as follows:

(in thousands)

Dawsonville Bluffs Joint Venture:

Total Revenues

Net Income

CatchMark:

Equity share of net income

Years Ended December 31,

2019

2018

2017

$

$

$

11,101

1,956

978

$

$

$

14,852

5,267

2,634

$

$

$

4,886

2,275

1,138

Condensed statement of cash flow information for the Dawsonville Joint Venture is as follows:

(in thousands)

Dawsonville Joint Venture:

Years Ended December 31,

2019

2018

2017

Net cash provided by operating activities
Net cash used in investing activities

Net cash provided by (used in) financing activities

Net change in cash and cash equivalents

Cash and cash equivalents, beginning of period

Cash and cash equivalents, end of period

$
$

$

$

$

$

9,325

$
— $
(9,615) $
(290) $
1,731
$

1,441

$

13,388

$
— $
(17,032) $
(3,644) $
$
5,375

1,731

$

4,645
(20,348)
21,078

5,375

—

5,375

For the years ended December 31, 2019 and 2018, CatchMark received cash distributions of $4.8 million and $8.5 
million, respectively, from the Dawsonville Bluffs Joint Venture, $1.0 million and $3.8 million of which was classified 
as operating distributions, and $3.8 million and $4.7 million was classified as return of capital in the investing section 
of the accompanying consolidated statements of cash flows.

Asset Management Fees

CatchMark provides asset management services to the Triple T Joint Venture and the Dawsonville Bluffs Joint Venture. 
Under these arrangements, CatchMark oversees the day-to-day operations of these joint ventures and their properties, 
including accounting, reporting and other administrative services, subject to certain major decisions that require partner 
approval.  For  management  of  the  Triple  T  Joint  Venture,  CatchMark  receives  a  fee  equal  to  a  percentage  of  the 
Acquisition Price multiplied by 78.4%, which represents the percentage of the total equity contributions made to the 
Triple T Joint Venture by the Preferred Investors. The percentage is currently 1%. In the event the Preferred Investors 
have not received a return of their capital contributions plus their preferred return, then the percentage decreases from 
1% to 0.75% at October 1, 2021, and to 0.5% at October 1, 2022. The fee is also subject to deferment in certain 
circumstances. In addition, the asset management agreement with the Triple T Joint Venture includes a "key man" 
provision requiring CatchMark to find a suitable replacement for Jerry Barag, our former Chief Executive Officer, 
within one year of his retirement, or by January 21, 2021 (see Note 16 — Subsequent Events for additional information). 
If CatchMark fails to find such suitable replacement within that time period, the Preferred Investors in the Triple T 
Joint Venture have the right to terminate the asset management agreement. For management of the Dawsonville Bluffs 
Joint Venture, CatchMark receives a percentage fee based on invested capital, as defined by the joint venture agreement. 
Additionally, CatchMark receives an incentive-based promote earned for exceeding investment hurdles. 

F- 22

For the years ended December 31, 2019 and 2018, CatchMark earned the following fees from its unconsolidated joint 
ventures:

(in thousands)
Triple T Joint Venture (1)
Dawsonville Bluffs Joint Venture (2)

2019

2018

11,286

662

11,948

$

$

$

5,496

107

5,603

$

$

$

(1)   Includes $0.5 million and $0.2 million of reimbursements of compensation costs for the years ended December 31, 2019 and 2018, 

respectively.

(2)  Includes $0.6 million of incentive-based promote earned for exceeding investment hurdles in 2019.

5. 

Notes Payable and Lines of Credit

As of December 31, 2019 and 2018, CatchMark had the following debt balances outstanding:

(in thousands)
Credit Facility

Term Loan A-1

Term Loan A-2

Term Loan A-3

Term Loan A-4

Multi-Draw Term Facility

Maturity
Date

12/23/2024

12/01/2026

12/01/2027

08/22/2025

12/01/2024

Interest Rate

LIBOR + 1.75%
LIBOR + 1.90%

LIBOR + 2.00%

LIBOR + 1.70%

LIBOR + 2.20%

Current 
Interest Rate(1)
3.55%
3.70%

3.80%

3.50%

3.95%

Outstanding Balance as of
December 31,

2019

2018

$

100,000

$

100,000

68,619

140,000

49,936

458,555

$

100,000

100,000

68,619

140,000

70,000

478,619

Total Principal Balance
Less: Net Unamortized Deferred Financing Costs 

Total

$

$

$

(5,568) $

(6,379)

452,987

$

472,240

(1)  For the Multi-Draw Term Facility, the interest rate represents weighted-average interest rate as of December 31, 2019. The weighted-
average interest rate excludes the impact of interest rate swaps (see Note 6 — Interest Rate Swaps), amortization of deferred financing 
costs, unused commitment fees, and estimated patronage dividends.

Amended Credit Agreement 

CatchMark is party to a credit agreement dated as of December 1, 2017, as amended on August 22, 2018 and June 28, 
2019  (the  “Amended  Credit Agreement”),  with  a  syndicate  of  lenders  including  CoBank.  The Amended  Credit 
Agreement provides for borrowing under credit facilities consisting of the following:

• 

• 

• 

• 

• 

• 

a $35.0 million five-year revolving credit facility (the “Revolving Credit Facility”); 

a $200.0 million seven-year multi-draw term credit facility (the “Multi-Draw Term Facility”); 

a $100.0 million ten-year term loan (the “Term Loan A-1”); 

a $100.0 million nine-year term loan (the “Term Loan A-2”);

a $68.6 million ten-year term loan (the “Term Loan A-3”); and

a $140.0 million seven-year term loan (the "Term Loan A-4"). 

As of December 31, 2019, $185.1 million remained available under CatchMark's credit facilities, consisting of $150.1 
million under the Multi-Draw Term Facility and $35.0 million under the Revolving Credit Facility. 

Borrowings under the Revolving Credit Facility may be used for general working capital, to support letters of credit, 
to fund cash earnest money deposits, to fund acquisitions in an amount not to exceed $5.0 million, and other general 
corporate purposes. The Revolving Credit Facility bears interest at an adjustable rate equal to a base rate plus between 
0.50% and 1.20% or a LIBOR rate plus between 1.50% and 2.20%, in each case depending on CatchMark’s LTV Ratio, 
and will terminate and all amounts outstanding under the facility will be due and payable on December 1, 2022.

F- 23

 
The  Multi-Draw  Term  Facility  may  be  used  to  finance  timberland  acquisitions  and  associated  expenses,  to  fund 
investment in joint ventures, and to reimburse payments of drafts under letters of credit. The Multi-Draw Term Facility, 
which is interest only until its maturity date, bears interest at an adjustable rate equal to a base rate plus between 0.50%
and 1.20% or a LIBOR rate plus between 1.50% and 2.20%, in each case depending on CatchMark’s LTV Ratio, and 
will terminate and all amounts outstanding under the facility will be due and payable on December 1, 2024.

CatchMark pays the lenders an unused commitment fee on the unused portion of the Revolving Credit Facility and 
the Multi-Draw Term Facility at an adjustable rate ranging from 0.15% to 0.35%, depending on the LTV Ratio.

CatchMark’s obligations under the credit agreement are collateralized by a first priority lien on the timberlands owned 
by CatchMark’s subsidiaries and substantially all of CatchMark’s subsidiaries’ other assets in which a security interest 
may lawfully be granted, including, without limitation, accounts, equipment, inventory, intellectual property, bank 
accounts and investment property. In addition, the obligations under the credit agreement are jointly and severally 
guaranteed by CatchMark and all of its subsidiaries pursuant to the terms of the credit agreement. CatchMark has also 
agreed to guarantee certain losses caused by certain willful acts of CatchMark or its subsidiaries. 

Patronage Dividends

CatchMark is eligible to receive annual patronage dividends from its lenders (the "Patronage Banks") under a profit-
sharing program made available to borrowers of the Farm Credit System. CatchMark has received a patronage dividend 
on its eligible patronage loans annually since 2015. Of the total patronage dividends received, 75% was received in 
cash and 25% was received in equity of the Patronage Banks. CatchMark accrues Patronage Dividends it expects to 
receive based on actual patronage dividends received as a percentage of its weighted-average eligible debt balance. 
As of December 31, 2019, 2018, and 2017, CatchMark accrued $3.8 million, $3.3 million, and $2.7 million, respectively, 
as patronage dividends receivable on its consolidated balance sheets and as an offset against interest expense on its 
consolidated statements of operations. 

As of December 31, 2019 and 2018, CatchMark recorded the following balances related to patronage dividends on its 
balance sheets:

(in thousands)
Patronage dividends classified as:

Accounts receivable
Prepaid expenses and other assets (1)

Total

As of December 31,

2019

2018

$

$

3,810

2,329

6,139

$

$

3,323

1,499

4,822

(1)  Represents 25% of cumulative patronage dividends received to date as equity of the Patronage Banks.

Debt Covenants

CatchMark's credit agreement contains, among others, the following financial covenants: 

• 

• 

• 

• 

limit the LTV Ratio to (i) 50% at any time prior to the last day of the fiscal quarter corresponding to December 
1, 2021, and (ii) 45% at any time thereafter; 

require maintenance of a FCCR of not less than 1.05:1; and

require maintenance of a minimum liquidity balance of no less than $25.0 million at any time; and

limit the aggregated capital expenditures to 1% of the value of the timberlands during any fiscal year.

The Amended Credit Agreement permits CatchMark to declare, set aside funds for, or pay dividends, distributions, or 
other payments to stockholders so long as it is not in default under the credit agreement and its minimum liquidity 
balance, after giving effect to the payment, is at least $25 million.  However, if CatchMark has suffered a bankruptcy 

F- 24

event or a change of control, the credit agreement prohibits CatchMark from declaring, setting aside, or paying any 
dividend, distribution, or other payment other than as required to maintain its REIT qualification. The Amended Credit 
Agreement  also  subjects  CatchMark  to  mandatory  prepayment  from  proceeds  generated  from  dispositions  of 
timberlands or lease terminations, which may have the effect of limiting its ability to make distributions to stockholders 
under certain circumstances.

CatchMark was in compliance with the financial covenants of its amended credit agreement as of December 31, 2019. 

Interest Paid and Fair Value of Outstanding Debt

During the years ended December 31, 2019, 2018, and 2017, CatchMark made the following cash interest payments 
on its borrowings:

(in thousands)

Cash paid for interest

2019

2018

2017

$

20,399

$

15,816

$

11,412

Included in the interest payments for the years ended December 31, 2019, 2018 and 2017 were unused commitment 
fees of $0.1 million, $0.2 million and $0.6 million, respectively. No interest paid was capitalized during the years 
ended December 31, 2019, 2018 and 2017. 

As of December 31, 2019 and 2018, the weighted-average interest rate on these borrowings, after consideration of the 
interest rate swaps (see Note 6 — Interest Rate Swaps), was 3.87% and 4.31%, respectively. After further consideration 
of the expected patronage dividends, CatchMark's weighted-average interest rate as of December 31, 2019 and 2018
was 3.07% and 3.51%, respectively. 

As of December 31, 2019 and 2018, the fair value of CatchMark's outstanding debt approximated its book value. The 
fair value was estimated based on discounted cash flow analysis using the current market borrowing rates for similar 
types of borrowing arrangements as of the measurement dates. 

6.  

Interest Rate Swaps

CatchMark uses  interest  rate  swaps  to  mitigate  its  exposure  to  changing  interest  rates  on  its  variable  rate  debt 
instruments. CatchMark had the following interest rate swaps outstanding from 2017 through October 2019, when 
they were terminated:

Terminated
 Interest Rate Swap 

Effective Date

Termination
Date

Pay Rate

Receive Rate

Notional Amount

2017 Swap - 3YR

2018 Swap - 2YR

2018 Swap - 3YR

2017 Swap - 4YR

2018 Swap - 4YR

2017 Swap - 7YR

3/28/2017

9/6/2018

9/6/2018

3/28/2017

2/28/2018

3/23/2017

2014 Swap - 10YR

12/23/2014

2016 Swap - 8YR

2018 Swap - 8YR

2018 Swap - 9YR

Total

8/23/2016

2/28/2018

8/28/2018

10/21/2019

10/21/2019

10/21/2019

10/21/2019

10/21/2019

10/21/2019

10/21/2019

10/21/2019

10/21/2019

10/21/2019

1.800%

2.796%

2.869%

2.045%

2.703%

2.330%

2.395%

1.280%

2.884%

3.014%

one-month LIBOR

one-month LIBOR

one-month LIBOR

one-month LIBOR

one-month LIBOR

one-month LIBOR

one-month LIBOR

one-month LIBOR

one-month LIBOR

one-month LIBOR

$

$

$

$

$

$

$

$

$

$

$

30,000

50,000

50,000

20,000

30,000

20,000

35,000

45,000

20,000

50,000

350,000

From January 1, 2019 through October 21, 2019, these swaps effectively fixed the interest rates on $350.0 million of 
CatchMark's variable-rate debt at 4.26%, inclusive of the applicable spread but before considering patronage dividends.  

F- 25

In October 2019, CatchMark terminated these swaps and entered into two new interest rate swaps with Rabobank. As 
of December 31, 2019, CatchMark had two outstanding interest rate swaps with terms below: 

(in thousands)

Interest Rate Swap

Effective Date Maturity Date Pay Rate

Receive Rate

Notional Amount

2019 Swap - 10YR

2019 Swap - 7YR

Total

11/29/2019

11/29/2019

11/30/2029

2.2067%

one-month LIBOR

11/30/2026

2.083%

one-month LIBOR

$

$

$

200,000

75,000

275,000

As of December 31, 2019, CatchMark's interest rate swaps effectively fixed the interest rate on $275.0 million of its 
$458.6  million  variable  rate  debt  at  3.98%,  inclusive  of  the  applicable  spread  but  before  considering  patronage 
dividends. The 2019 swaps contain an other-than-insignificant financing element and,  accordingly, the associated cash 
flows are reported as financing activities in the accompanying consolidated statement of cash flows.

All  of  CatchMark's  outstanding  interest  rate  swaps  during  2019,  2018  and  2017  qualified  for  hedge  accounting 
treatment. 

Fair Value and Cash Paid for Interest Under Interest Rate Swaps

The  following  table  presents  information  about  CatchMark’s  interest  rate  swaps  measured  at  fair  value  as  of 
December 31, 2019 and 2018:

(in thousands)
Instrument Type
Derivatives designated as hedging instruments:

Interest rate swaps

Interest rate swaps

Balance Sheet Classification

Estimated Fair Value 
 as of December 31, 
2018
2019

Prepaid expenses and other assets

Other liabilities

$

$

— $
(8,769) $

3,643
(3,635)

As  of  December 31,  2019,  CatchMark  estimated  that  $1.6  million  will  be  reclassified  from  accumulated  other 
comprehensive loss to interest expense over the next 12 months. 

During the years ended December 31, 2019 and 2018, CatchMark recognized a change in fair value of its interest rate 
swaps of $8.3 million and $2.4 million, respectively, as other comprehensive loss. CatchMark recognized a change in 
fair value of its interest rate swaps of $0.6 million as other comprehensive income in 2017.  During the years ended 
December 31, 2019, 2018, and 2017, net payments of $0.3 million, $0.5 million, and $1.0 million were made under 
the interest rate swaps by CatchMark and were recorded as interest expense, respectively. 

7. 

Commitments and Contingencies

Mahrt Timber Agreements

In connection with its acquisition of timberlands from WestRock, CatchMark entered into a master stumpage agreement 
and  a  fiber  supply  agreement  (collectively,  the  “Mahrt  Timber Agreements”)  with  a  wholly-owned  subsidiary  of 
WestRock. The master stumpage agreement provides that CatchMark will sell specified amounts of timber and make 
available certain portions of our timberlands to CatchMark TRS for harvesting. The fiber supply agreement provides 
that WestRock will purchase a specified tonnage of timber from CatchMark TRS at specified prices per ton, depending 
upon  the  type  of  timber  product. The  prices  for  the  timber  purchased  pursuant  to  the  fiber  supply  agreement  are 
negotiated every two years but are subject to quarterly market pricing adjustments based on an index published by 
TimberMart-South, a quarterly trade publication that reports raw forest product prices in 11 southern states. The initial 
term of the Mahrt Timber Agreements is October 9, 2007 through December 31, 2032, subject to extension and early 
termination provisions. The Mahrt Timber Agreements ensure a long-term source of supply of wood fiber products 
for WestRock in  order  to  meet its  paperboard  and  lumber  production requirements at specified mills  and provide 

F- 26

CatchMark with a reliable customer for the wood products from its timberlands. For the years ended December 31, 
2019, 2018, and 2017, approximately 12%, 17%, and 17%, respectively, of CatchMark's net timber sales revenue was 
derived from the Mahrt Timber Agreements.

WestRock can terminate the Mahrt Timber Agreements prior to the expiration of the initial term if CatchMark replaces 
FRC as the forest manager without the prior written consent of WestRock, except pursuant to an internalization of the 
company's forestry management functions. CatchMark can terminate the Mahrt Timber Agreements if WestRock (i) 
ceases to operate the Mahrt mill for a period that exceeds 12 consecutive months, (ii) fails to purchase a specified 
tonnage of timber for two consecutive years, subject to certain limited exceptions or (iii) fails to make payments when 
due (and fails to cure within 30 days). 

In addition, either party can terminate the Mahrt Timber Agreements if the other party commits a material breach (and 
fails to cure within 60 days) or becomes insolvent. In addition, the Mahrt Timber Agreements provide for adjustments 
to both parties' obligations in the event of a force majeure, which is defined to include, among other things, lightning, 
fires, storms, floods, infestation and other acts of God or nature. 

Timberland Operating Agreements

Pursuant to the terms of the timberland operating agreement between CatchMark and FRC (the "FRC Timberland 
Operating Agreement"), FRC manages and operates certain of CatchMark's timberlands and related timber operations, 
including ensuring delivery of timber to WestRock in compliance with the Mahrt Timber Agreements. In consideration 
for  rendering  the  services  described  in  the  timberland  operating  agreement,  CatchMark  pays  FRC  (i)  a  monthly 
management fee based on the actual acreage FRC manages, which is payable monthly in advance, and (ii) an incentive 
fee based on timber harvest revenues generated by the timberlands, which is payable quarterly in arrears. The FRC 
Timberland Operating Agreement, as amended, is effective through March 31, 2021, and is automatically extended 
for one-year periods unless written notice is provided by CatchMark or FRC to the other party at least 120 days prior 
to the current expiration. The FRC Timberland Operating Agreement may be terminated by either party with mutual 
consent or by CatchMark with or without cause upon providing 120 days’ prior written notice.

Pursuant to the terms of the timberland operating agreement between CatchMark and AFM (the "AFM Timberland 
Operating Agreement"), AFM manages and operates certain of CatchMark's timberlands and related timber operations, 
including ensuring delivery of timber to customers. In consideration for rendering the services described in the AFM 
Timberland Operating Agreement, CatchMark pays AFM (i) a monthly management fee based on the actual acreage 
AFM manages, which is payable monthly in advance, and (ii) an incentive fee based on revenues generated by the 
timber operations. The incentive fee is payable quarterly in arrears. The AFM Timberland Operating Agreement is 
effective through November 30, 2020 for the U.S. South region and December 31, 2020 for the Pacific Northwest 
region, and is automatically extended for one-year periods unless written notice is provided by CatchMark or AFM to 
the other party at least 120 days prior to the current expiration. The AFM Timberland Operating Agreement may be 
terminated by either party with mutual consent or by CatchMark with or without cause upon providing 120 days’ prior 
written notice.

Obligations under Operating Leases

CatchMark holds leasehold interests in 25,300 acres of timberlands under a long-term lease that expires in May 2022 
(the “LTC Lease”). The LTC Lease provides CatchMark access rights to harvest timber as specified in the LTC Lease, 
which is, therefore, a lease of biological assets, and is excluded from the scope of ASC 842.

F- 27

As of December 31, 2019, CatchMark had the following future lease payments under its LTC Lease:

(in thousands)
2020
2021
2022

Required
Payments

461
461
407
1,329

$

See Note 2 — Summary of Significant Accounting Policies for information on CatchMark's office lease, which is within 
the scope of ASC 842. 

Litigation

From time to time, CatchMark may be a party to legal proceedings, claims, and administrative proceedings that arise 
in the ordinary course of its business. Management makes assumptions and estimates concerning the likelihood and 
amount of any reasonably possible loss relating to these matters using the latest information available. CatchMark 
records a liability for litigation if an unfavorable outcome is probable and the amount of loss or range of loss can be 
reasonably estimated. If an unfavorable outcome is probable and a reasonable estimate of the loss is a range, CatchMark 
accrues the best estimate within the range. If no amount within the range is a better estimate than any other amount, 
CatchMark accrues the minimum amount within the range. If an unfavorable outcome is probable but the amount of 
the loss cannot be reasonably estimated, CatchMark discloses the nature of the litigation and indicates that an estimate 
of the loss or range of loss cannot be made. If an unfavorable outcome is reasonably possible and the estimated loss 
is material, CatchMark discloses the nature and estimate of the possible loss of the litigation. CatchMark does not 
disclose information with respect to litigation where an unfavorable outcome is considered to be remote. 

CatchMark is not currently involved in any legal proceedings of which the outcome is reasonably likely to have a 
material adverse effect on the results of operations or financial condition of CatchMark. CatchMark is not aware of 
any legal proceedings contemplated by governmental authorities. 

8. 

Noncontrolling Interest

CatchMark Timber Trust is the general partner of CatchMark Timber OP and owns 99.99% of its common partnership 
units. CatchMark LP Holder is the sole limited partner, holding 200 common units representing approximately 0.01%
of the partnership interests. 

On October 31, 2018, CatchMark Timber Trust, as general partner of CatchMark Timber OP, executed the Second 
Amended and Restated Agreement of Limited Partnership of CatchMark Timber OP (as amended, the “Partnership 
Agreement”)  with  CatchMark  LP  Holder. The  Partnership Agreement,  as  amended,  added  provisions  authorizing 
CatchMark Timber OP to issue a class of limited partnership interests (the “LTIP Units"),  to certain officers, directors, 
and employees of CatchMark. LTIP Units are a class of units structured to qualify as “profits interests” for federal 
income tax purposes that, subject to certain conditions, including vesting, are convertible by the holder into CatchMark 
Timber OP common units. The LTIP Units initially have no value and are not at parity with CatchMark Timber OP 
common units with respect to liquidating distributions. Upon the occurrence of specified events, the LTIP Units can 
over time achieve partial to full parity with CatchMark Timber OP common units. Vested LTIP Units are recognized 
as noncontrolling interests based on the values of their respective capital accounts relative to that of the CatchMark 
Timber OP common units. Vested LTIP Units that have achieved full parity with CatchMark Timber OP common units 
are  converted  into  Catchmark Timber  OP  common  units  on  a  one-for-one  basis. Vested  LTIP  Units  that  have  not 
achieved full parity with CatchMark Timber OP common units may convert into CatchMark Timber OP common units 
on less than a one-for-one basis based on relative capital accounts. Regular and other non-liquidating distributions will 
be made by CatchMark Timber OP with respect to unvested LTIP Units as provided in the applicable award agreement 
for such units. 

F- 28

Limited partners holding CatchMark Timber OP common units, including those converted from LTIP Units, have the 
option to cause CatchMark Timber OP to redeem such units after the units have been held for one year. Unless CatchMark 
Timber Trust exercises its right to purchase common units of CatchMark Timber OP in exchange for shares of its 
common stock, CatchMark Timber OP would redeem such units with cash equal to the value of such shares on a one-
for-one basis.

CatchMark recognizes noncontrolling interest upon the issuance of LTIP Units based on the fair value of the awards 
on  their  grant  date.  For  the  year  ended  December  31,  2019,  CatchMark  recognized  $0.5  million  in  stock-based 
compensation expense related to the LTIP Units, which is presented as noncontrolling interest in the consolidated 
balance sheets. See Note 10 — Stock-based Compensation for more details regarding LTIP Units. 

9. 

Stockholders' Equity

Under CatchMark's charter, it has authority to issue a total of one billion shares of capital stock. Of the total shares 
authorized, 900 million shares are designated as common stock with a par value of $0.01 per share and 100 million
shares are designated as preferred stock. 

Share Repurchase Program

On August  7,  2015,  the  board  of  directors  authorized  a  stock  repurchase  program  under  which  CatchMark  may 
repurchase up to $30.0 million of its outstanding common shares. The program has no set duration and the board may 
the  year  ended  December 31,  2019,  CatchMark 
discontinue  or  suspend 
repurchased 329,150 shares  of  common  stock  for  $3.0  million. All  common  stock  purchases  through  the  end  of 
December 2019 under the stock repurchase program were made in open-market transactions. As of December 31, 
2019, CatchMark had 49.0 million shares of common stock outstanding and may purchase up to an additional $15.7 
million under the program. 

time.  During 

it  at  any 

Equity Offering 

On June 2, 2017, CatchMark filed a shelf registration statement on Form S-3 with the SEC (the "Shelf Registration 
Statement"), which was declared effective by the SEC on June 16, 2017. The Shelf Registration Statement provides 
CatchMark with future flexibility to offer, from time to time and in one or more offerings, debt securities, common 
stock, preferred stock, depositary shares, warrants, or any combination thereof. The terms of any such future offerings 
are established at the time of an offering.  In March 2018, under the Shelf Registration Statement, CatchMark issued 
5.75 million shares of its common stock at a price of $12.60 per share (the "2018 Equity Offering"). After deducting 
$3.5 million in underwriting commissions and fees and other issuance costs, CatchMark received net proceeds of $69.0 
million from the 2018 Equity Offering which was used to pay down a portion of its outstanding debt. In October 2017, 
CatchMark issued 4.6 million shares of its Class A common stock and received gross proceeds of $56.8 million. 

Distributions 

Since December 2013, CatchMark has made and intends to continue to make quarterly distributions to holders of its 
common stock. The table below summarizes the distributions CatchMark made during the years ended December 31, 
2019, 2018 and 2017, and the tax characterization of the distributions:  

Total Cash Distributions per Common Share

2019

2018

2017

$

0.54

$

0.54

$

0.54

Tax Characterization

Capital Gain
Return of Capital

—
100%

—
100%

—
100%

F- 29

The amount of distributions and the tax treatment thereof in prior periods are not necessarily indicative of amounts 
anticipated in future periods.

10. 

Stock-based Compensation 

Long-Term Incentive Plans

CatchMark's Amended and Restated 2005 Long-term Incentive Plan (the "2005 LTIP") allowed for the issuance of 
options, stock appreciation rights, restricted stock, RSUs, and deferred stock units of its common stock to its employees 
and independent directors. The 2005 LTIP provided for issuance of up to 1.3 million shares through October 25, 2023. 
Prior to its replacement on June 23, 2017, 406,667 shares remained for issuance under the 2005 LTIP. 

On June 23, 2017, CatchMark's stockholders approved the 2017 Incentive Plan (the "2017 Plan"), which replaced the 
2005 LTIP. The 2017 Plan allows for the award of options, stock appreciation rights, restricted stock, RSUs, deferred 
stock units, performance awards, other stock-based awards, or any other right or interest relating to stock or cash to 
the employees, directors, and consultants of CatchMark or its affiliates. The 2017 Plan provides for issuance of up to 
1.8 million shares through CatchMark's 2027 annual stockholders meeting, or, in the case of an amendment approved 
by stockholders to increase the number of shares subject to the 2017 Plan, the 10th anniversary of such amendment 
date. As of December 31, 2019, 913,102 shares remained available for issuance under the 2017 Plan.

Stock-based Compensation - Independent Directors

On June 28, 2019, pursuant to the Amended and Restated Independent Directors' Compensation Plan (a sub-plan of 
CatchMark's LTIP), CatchMark issued the annual equity-based grants to its independent directors with an aggregate 
grant date fair value of $0.4 million. Each independent director received a grant with a fair value of $70,000, which 
will vest on the date of CatchMark's 2020 annual meeting of stockholders. At their elections, three independent directors 
each received 6,699 shares of CatchMark's restricted stock and the remaining three independent directors each received 
6,699 LTIP Units (see Note 8 — Noncontrolling Interests for further details). CatchMark recognized $0.2 million of 
general and administrative expense related to these awards during the year ended December 31, 2019.

Additionally, one independent director elected to receive $30,000 of his annual cash retainer in shares of CatchMark's 
common stock in lieu of cash. 

Below is a summary of independent directors' stock-based compensation for the years ended December 31, 2019, 
2018, and 2017:

(dollars in thousands, except for per-share amounts)

2019

2018

2017

Fully-vested shares granted

Weighted-average grant date fair value per share

Shares of restricted stock granted

Weighted-average grant date fair value per share
Number of LTIP Units granted (1)

Grant date fair value of fully vested stock granted

Grant date fair value of restricted stock granted

Grant date fair value of LTIP Units granted

Cash used to repurchase common shares for minimum tax withholdings

2,864

10.47

20,097

10.45

20,097

30

210

$

$

$

$

$

210
— $

$

$

$

$

$

$

26,568

12.42

$

24,412

11.47

—

— $

— $

330

$

— $

53

$

—

—

—

280

—

59

(1)  6,699 LTIP Units vested on July 31, 2019 upon the retirement of one of the LTIP Unit recipient. 

F- 30

  
Service-based Restricted Stock Grants to Employees

On  February  13,  2019,  CatchMark  issued 131,500 shares  of  service-based  restricted  stock  to  its  non-executive 
employees, vesting in four equal installments in February of 2020, 2021, 2022, and 2023. 

On July 12, 2019, CatchMark granted 99,385 shares of service-based restricted stock to its eligible executive officers 
pursuant to the 2019 executive compensation plan previously approved by the compensation committee of the board 
of directors (the "Compensation Committee"). These service-based awards will vest in four equal installments in July 
of 2020, 2021, 2022, and 2023. 

The fair value of serviced-based restricted stock grants was determined by the closing price of CatchMark's common 
stock on the respective grant date.
Below is a summary of service-based restricted stock grants to the employees during the years ended December 31, 
2019, 2018, and 2017:

Shares granted

2019

2018

2017

230,885

175,729

133,591

$
Weighted-average grant date fair value per share
$
Grant date fair value of restricted stock vested ('000)
Cash used to repurchase common shares for minimum tax withholdings ('000) $

9.66
953

278

$
$

$

10.60
1,756

445

$
$

$

11.19
1,294

252

A  rollforward  of  CatchMark's  unvested  service-based  restricted  stock  awards  to  employees  for  the  year  ended
December 31, 2019 is as follows:

Unvested at December 31, 2018
Granted
Vested

Forfeited
Unvested at December 31, 2019

Performance-based RSUs

Number of 
Underlying Shares

Weighted-Average
Grant Date
Fair Value

$
300,395
$
230,885
(83,817) $

(5,062) $
442,401   $

10.60
9.66
11.37

10.85
9.96

On January 22, 2019, the Compensation Committee determined that, based on a set of pre-determined performance 
metrics between January 1, 2016 and December 31, 2018, the 80,366 RSUs issued to the executive officers in May 
2016 (the "2016 Performance Awards") were forfeited.  No RSUs remained outstanding as of December 31, 2019. 

Outperformance Awards

On May 2, 2017, the board of directors approved a special, one-time stock-settled outperfomance award (the "OPP") 
to  eligible  executive  officers  of  CatchMark,  pursuant  to  the  provisions  of  the  2005  LTIP.  Under  the  OPP,  an 
outperformance pool with a maximum award dollar amount of $5.0 million was created and executive officers were
granted a certain participation percentage of the outperformance pool. The dollar amount of the awards earned will be 
determined based on the total returns of CatchMark common stock during a performance period from April 1, 2017 
to March 31, 2020. Earned awards will be settled in shares of CatchMark common stock after the amount of earned 
award is determined at the end of the performance period. The grant-date fair value of the OPP was $1.0 million as 
calculated using Monte-Carlo simulations and is amortized over the performance period. 

F- 31

 
 
Performance-based LTIP Units Grants 

On  July  12,  2019,  CatchMark  granted  184,944  LTIP  Units  to  its  eligible  executive  officers,  which  represents  the 
maximum  number  of  LTIP  Units  that  could  be  earned  based  on  the  relative  performance  of  CatchMark's TSR  as 
compared to pre-established peer groups’ TSRs and to the Russell 3000 Index over a three-year performance period 
from January 1, 2019 to December 31, 2021. The Compensation Committee will determine the earned awards after 
the end of the performance period, and the earned awards will vest in two equal installments in the first quarter of 
2022 and 2023. The fair value of the 2019 performance-based LTIP Units awards was calculated using the Monte-
Carlo simulation with the following: 

Grant date market price (July 12, 2019)

Weighted-average fair value per granted share

$

$

Assumptions:

Volatility

Expected term (years)

Risk-free interest rate

10.08

8.13

22.88%

3.0

1.85%

On November 29, 2018, CatchMark granted 116,439 LTIP Units (the "2017 Performance LTIP Units") and 102,847
LTIP Units (the "2018 Performance LTIP Units") to two of its executive officers, which represent the maximum number 
of LTIP Units that could be earned based on the relative performance of CatchMark's TSR as compared to a pre-
established peer group's TSR, to the Russell 3000 Index, and to the NCREIF Timberland Index. The performance/
measurement period is a three-year period from January 1, 2017 to December 31, 2019 for the 2017 Performance LTIP 
Units and from January 1, 2018 to December 31, 2020 for the 2018 Performance LTIP Units. The Compensation 
Committee will determine the earned awards for each award following the end of the respective performance period, 
and  the  earned  awards  will  vest  in  two  equal  installments  on  the  respective  determination  date  and  the  one-year 
anniversary of the respective determination date. 

The fair value of the 2017 Performance LTIP Awards was calculated using a Monte-Carlo simulation with the following 
assumptions: 

Grant date market price (November 29, 2018)

Weighted-average fair value per granted share

$

$

Assumptions:

Volatility

Expected term (years)

Risk-free interest rate

8.47

1.31

25.30%

3.0

2.89%

The fair value of the 2018 Performance LTIP Awards was calculated using a Monte-Carlo simulation with the following 
assumptions: 

Grant date market price (November 29, 2018)

Weighted-average fair value per granted share

$

$

Assumptions:

Volatility

Expected term (years)

Risk-free interest rate

8.47

1.82

25.30%

3.0

2.89%

F- 32

 
 
 
A rollforward of CatchMark's unvested, performance-based LTIP units grants for the year ended December 31, 2019
is as follows:

Unvested at December 31, 2018
Granted
Vested

Forfeited
Unvested at December 31, 2019

Stock-based Compensation Expense

Number of 
Underlying Shares

Weighted-Average
Grant Date
Fair Value

219,286
184,944

$
$
— $

— $
404,230   $

1.55
8.13
—

—
4.56

A summary of CatchMark's stock-based compensation expense is presented below:

(in thousands)

General and administrative expenses

Forestry management expenses

Total

2019

2018

2017

$

$

2,527

263

2,790

$

$

2,356

333

2,689

$

$

1,956

830

2,786

As of December 31, 2019, $4.6 million of unrecognized compensation expense remained and will be recognized 
over a weighted-average period of 2.5 years.

11.  

Recreational Leases

CatchMark leases certain access rights to individuals and companies for recreational purposes. These operating leases 
generally have terms of one year with certain provisions to extend the lease agreements for another one-year term. 
CatchMark retains substantially all of the risks and benefits of ownership of the timberland properties leased to tenants. 
As of December 31, 2019, 404,600 acres, or 99.8% of CatchMark’s timberland available for recreational uses, had 
been leased to tenants under operating leases that expire between May and July 2020. Under the terms of the recreational 
leases, tenants are required to pay the entire rent upon execution of the lease agreement. Such rental receipts are 
recorded as deferred revenues until earned over the terms of the respective lease terms and recognized as other revenue. 
As of December 31, 2019 and 2018, $1.9 million and $1.9 million, respectively, of such rental receipts are included 
in other liabilities in the accompanying consolidated balance sheets. For the three years ended December 31, 2019, 
2018 and 2017, CatchMark recognized other revenues related to recreational leases of $4.1 million, $4.7 million, $4.5 
million, respectively.

12.  

Income Taxes

CatchMark TRS is generally the only subsidiary of CatchMark subject to U.S. federal and state income taxes. CatchMark 
TRS records deferred income taxes using enacted tax laws and rates for the years in which the taxes are expected to 
be paid. Deferred income tax assets and liabilities are recorded based on the differences between the financial reporting 
and income tax bases of assets and liabilities. A valuation allowance is provided when it is more likely than not that 
some portion or all of a deferred tax asset will not be realized. For the years ended December 31, 2018 and 2017, 
CatchMark TRS has recorded a full valuation allowance on its net deferred tax assets. As of December 31, 2019, 
CatchMark TRS is no longer in a three-year cumulative loss position, and, based on projected future income, it is more 
likely than not that a portion of its deferred income tax asset will be realized.  Therefore, for the year ended December 
31, 2019, CatchMark TRS reported a net deferred tax asset and a corresponding income tax benefit in the amount of 
$1.1 million.

F- 33

 
 
The Tax Cuts and Jobs Act ("TCJA") was signed into law on December 22, 2017 and became effective on January 1, 
2018. TCJA made many significant changes to the U.S. tax law, including a reduction in the corporate tax rates, changes 
to net operating loss carryforwards and carrybacks, and a repeal of the corporate alternative minimum tax, among other 
changes. TCJA reduced the U.S. corporate tax rate to 21% from 35%, and accordingly, CatchMark TRS revalued its 
cumulative deferred tax assets and liability as of December 31, 2017 at the newly-enacted rate. As a result, CatchMark 
TRS' deferred tax liability was reduced by $8,800, deferred tax assets were reduced by $4.8 million, and the valuation 
allowance was reduced by $4.8 million.  

As  of  December  31,  2019,  CatchMark Timber Trust  and  CatchMark TRS  had  the  following  federal  and  state  net 
operating loss ("NOL") carryforwards:

(in millions)

CatchMark Timber Trust

CatchMark TRS

Total

Federal

State

Total

$

$
$

121.4 (1) $
27.6 (2) $
$
149.0

102.6

20.3
122.9

$

$

$

224.0

47.9

271.9

(1) Includes $108.3 million of NOL generated prior to January 1, 2018. 

(2) Entire $27.6 million of NOL generated prior to January 1, 2018. 

Such NOL carryforwards may be utilized, subject to certain limitations, to offset future taxable income. The federal 
NOL generated prior to January 1, 2018 would begin to expire in 2027 and the state NOL generated prior to January 
1, 2018 would begin to expire in 2022. TCJA allows CatchMark Timber Trust and CatchMark TRS to carry forward 
its federal NOL generated beginning January 1, 2018 indefinitely, however, the use of the NOL in any given tax year 
will be limited to 80% of the annual taxable income.

The other provisions of TCJA did not have a material impact on the accompanying consolidated financial statements 
of CatchMark for the years ended December 31, 2019, 2018 and 2017. 

Components  of  the  deferred  tax  asset  as  of  December 31,  2019  and  2018  were  attributable  to  the  operations  of 
CatchMark TRS only and were as follows:

(in thousands)

Deferred tax assets:

    Net operating loss carryforward

    Gain on timberland sales

    Other

Total gross deferred tax asset

Valuation allowance

Total net deferred tax asset

Deferred tax liability:

    Timber depletion

Total gross deferred tax liability

Deferred tax asset, net

As of December 31,

2019

2018

6,711

$

34

648

7,393

(6,185)
1,208

81

81

1,127

$

$

$

8,612

8

418

9,038

(8,949)
89

89

89

—

$

$

$

$

F- 34

Income taxes for financial reporting purposes differ from the amount computed by applying the statutory federal rate 
primarily due to the effect of state income taxes and valuation allowances (net of federal benefit). A reconciliation of 
the federal statutory income tax rate to CatchMark TRS’ effective tax rate for the years ended December 31, 2019, 
2018, and 2017 is as follows: 

Federal statutory income tax rate

State income taxes, net of federal benefit

Other temporary differences

Other permanent differences

Effects of federal rate change

Valuation allowance

Effective tax rate

2019

2018

2017

21.0 %

— %

5.1 %

6.3 %

— %
(53.9)% (1)
(21.5)%

21.0 %

— %

(0.2)%

5.4 %

— %

(26.2)%

— %

34.0 %

— %

(0.4)%

(0.1)%

(83.8)%

50.3 %

— %

(1)  Represents a partial valuation allowance against federal net operating losses for the year ended December 31, 2019, as CatchMark 
does not believe those losses will be fully utilized in the future. CatchMark recorded a full valuation allowance against federal net 
operating losses for the years ended December 31, 2018 and 2017.

As of December 31, 2019 and 2018, the tax basis carrying value of CatchMark’s total timber assets was $626.7 million
and $679.5 million, respectively.

 13.  Quarterly Results (unaudited)

Presented below is a summary of the unaudited quarterly financial information for the years ended December 31, 
2019 and 2018:

(in thousands, except for per-share amounts)
Revenues

Income (loss) before unconsolidated joint ventures and income
taxes

Net loss

Basic and diluted net loss per share

(in thousands, except for per-share amounts)
Revenues

Loss before unconsolidated joint ventures and income taxes
Net loss (2)
Basic and diluted net loss per share (1)

2019

First
Quarter

Second
Quarter

Third
Quarter

Fourth
Quarter

22,573

$

28,660

$

26,380

$

29,096

(3,086) $
(30,395) $
(0.62) $

(1,914) $
(30,565) $
(0.62) $

4,494
$
(20,557) $
(0.42) $

(4,471)
(11,804)
(0.24)

2018

First
Quarter

Second
Quarter

Third
Quarter

Fourth
Quarter

24,104
$
(5,206) $
(3,385) $
(0.08) $

26,249
$
(2,214) $
(1,505) $
(0.03) $

24,577
$
(2,134) $
(78,899) $
(1.61) $

22,927
(5,536)
(38,218)
(0.78)

$

$

$

$

$

$

$

$

(1) The sum of the quarterly amounts does not equal net loss per share for the year due to changes in weighted-average shares outstanding over the year.

(2)  The increase in net loss in the third quarter of 2018 was primarily a result of recognizing $81.8 million of losses from the Triple T Joint Venture under 

the HLBV method of accounting.

14. 

Customer Concentration

For the years ended December 31, 2019, 2018, and 2017, WestRock represented 16%, 20%, and 21% of CatchMark's 
total revenues, respectively. No other customer represented more than 10% of CatchMark's total revenues during 2019. 
For  the  years  ended  December  31,  2018  and  2017,  IP  represented  12%  and  10%  of  CatchMark's  total  revenues, 
respectively.

F- 35

 
15. 

Segment Information

As of December 31, 2019, CatchMark had the following reportable segments: Harvest, Real Estate and Investment 
Management. Harvest includes wholly-owned timber assets and associated timber sales, other revenues and related 
expenses.  Real  Estate  includes  timberland  sales,  cost  of  timberland  sales  and  large  dispositions.  Investment 
Management includes investment in and income (loss) from unconsolidated joint ventures and asset management fee 
revenues earned for the management of these joint ventures. General and administrative expenses, along with other 
expense  and  income  items, are not  allocated  among  segments.  Asset  information and  capital  expenditures by 
segment are not  reported  because  CatchMark  does  not  use  these  measures  to  assess  performance. CatchMark’s 
investments in unconsolidated joint ventures are reported separately on the accompanying consolidated balance sheets. 
During the periods presented, there have been no material intersegment transactions.

The following table presents operating revenues by reportable segment:

(in thousands)

Harvest

Real Estate

Investment Management

Total

For the Years Ended December 31,

2019

2018

2017

$

$

77,189

$

74,734

$

17,572

11,948

17,520

5,603

106,709

$

97,857

$

76,419

14,768

108

91,295

Adjusted EBITDA is the primary performance measure reviewed by management to assess operating performance. 
The following table presents Adjusted EBITDA by reportable segment:

(in thousands)

Harvest

Real Estate

Investment Management

Corporate

Total

For the Years Ended December 31,

2019

2018

2017

$

$

33,670

$

31,191

$

16,559

16,749
(10,072)
56,906

$

16,388

12,431
(10,224)
49,786

$

33,855

14,235

2,111
(8,231)
41,970

A reconciliation of Adjusted EBITDA to GAAP net loss is presented below:

(in thousands)
Adjusted EBITDA

Subtract:

Depletion
Interest expense (1)
Amortization (1)
Income tax benefit

Depletion, amortization, and basis of timberland and mitigation 
credits sold included in loss from unconsolidated joint venture (2)
Basis of timberland sold, lease terminations and other (3)
Stock-based compensation expense
(Gain) loss from large dispositions (4)
HLBV loss from unconsolidated joint venture (5)
Other (6)

Net loss

F- 36

2019

2018

2017

$

56,906

$

49,786

$

41,970

28,064

17,058

1,786
(1,127)

3,823

14,964

2,790
(7,961)
90,450

380
(93,321)

$

$

25,912

13,643

2,821

—

4,195

13,053

2,689
390

109,550
(460)
(122,007)

$

29,035

10,093

1,270

—

865

10,112

2,786
—

—

1,319
(13,510)

(1)  For the purpose of the above reconciliation, amortization includes amortization of deferred financing costs, amortization of operating 
lease assets and liabilities, amortization of intangible lease assets, and amortization of mainline road costs, which are included in either 
interest expense, land rent expense, or other operating expenses in the accompanying consolidated statements of operations.Includes 
non-cash basis of timber and timberland assets written-off related to timberland sold, terminations of timberland leases and casualty 
losses.

(2)   Reflects our share of depletion, amortization, and basis of timberland and mitigation credits sold of the unconsolidated Dawsonville 

Bluffs Joint Venture. 

(3)  

Includes non-cash basis of timber and timberland assets written-off related to timberland sold, terminations of timberland leases and 
casualty losses.

(4)  Large dispositions are sales of blocks of timberland properties in one or several transactions with the objective to generate proceeds 
to fund capital allocation priorities. Large dispositions may or may not have a higher or better use than timber production or result in 
a price premium above the land’s timber production value. Such dispositions are infrequent in nature, are not part of core operations, 
and would cause material variances in comparative results if not reported separately.

(5)  Reflects  HLBV  (income)  losses  from  the Triple T  Joint Venture,  which  is  determined  based  on  a  hypothetical  liquidation  of  the 

underlying joint venture at book value as of the reporting date. 

(6)  

Includes certain cash expenses paid, or reimbursement received, that management believes do not directly reflect the core business 
operations of our timberland portfolio on an on-going basis, including costs required to be expensed by GAAP related to acquisitions, 
transactions, joint ventures or new business initiatives. 

16. 

Subsequent Events

Large Disposition

On January 31, 2020, CatchMark completed the sale of 14,400 acres of its wholly-owned timberlands located in Georgia 
for  $21.3  million,  exclusive  of  transaction  costs.  CatchMark's  total  cost  basis  was  $19.5  million.  Of  the  total  net 
proceeds, $20.8 million was used to pay down CatchMark's outstanding debt balance on the Multi-Draw Term Facility 
on February 3, 2020.

Chief Executive Officer Retirement

On January 21, 2020, CatchMark announced the retirement of Jerrold Barag as its Chief Executive Officer and a 
director. CatchMark expects to incur a one-time expense of approximately $3.0 million during the first quarter of 2020 
related to this retirement. This expense includes cash payments made upon retirement and the financial impact of 
vesting equity grants previously awarded.

Dividend Declaration

On February 13, 2020, CatchMark declared a cash dividend of $0.135 per share for its common stockholders of record 
on February 28, 2020, payable on March 16, 2020.

F- 37

BOARD OF DIRECTORS                                                                    

Tim E. Bentsen, Former Audit Partner and Practice Leader, KPMG LLP 

Brian M. Davis, Chief Executive Officer and President

James M. DeCosmo, Former President and CEO, Forestar Group, Inc.

Paul S. Fisher, Former Vice Chairman, President and  

Chief Executive Officer, CenterPoint Properties Trust, Inc.

Mary E. McBride, Former President, CoBank, ACB

Donald S. Moss, Former Group Vice President, Avon Products, Inc.

Willis J. Potts, Jr., Chairman of the Board; Former Vice President  

and General Manager, Temple-Inland, Inc.

Douglas D. Rubenstein, Executive Vice President and  

Chief Operating Officer and Director of Capital Markets,  
Benjamin F. Edwards & Company, Inc.

OFFICERS                                                                                                 

Brian M. Davis, Chief Executive Officer and President

Ursula Godoy-Arbelaez, Chief Financial Officer, Senior Vice President 

and Treasurer

Todd Reitz, Chief Resources Officer and Senior Vice President

Lesley Solomon, General Counsel and Secretary

John D. Capriotti, Vice President - Acquisitions

Glen F. Smith, Chief Accounting Officer, Vice President and  

Assistant Secretary

Logging Truck, by Atlanta-based artist Patrick Lewis.

Donald L. Warden, Vice President - Real Estate and Alternative Income

HEADQUARTERS

STOCK TRANSFER AGENT  

FILINGS

CatchMark Timber Trust, Inc. 

AND REGISTRAR

All reports filed electronically by CatchMark Timber Trust, Inc. 

5 Concourse Parkway 

Suite 2650 

Atlanta, GA 30328 

Computershare Trust Company 

with the U.S. Securities and Exchange Commission, including  

P.O. Box 505000 

the annual report on Form 10-K, quarterly reports on Form  

Louisville, KY 40233-5000 

10-Q, and current event reports on Form 8-K, are accessible at 

Telephone: 855-858-9794 

855-862-0044

no charge to the investor on the CatchMark Timber Trust, Inc. 

www.CatchMark.com

STOCK INFORMATION

Annual	Meeting

Date: June 24, 2020 

website at www.CatchMark.com, or by contacting a Shareholder 

Services Specialist at the number listed below.

Listed: New York Stock Exchange 

Time: 10 am 

Symbol: CTT

Location:  

FOR ADDITIONAL INFORMATION AND ASSISTANCE

For additional information about CatchMark Timber Trust, Inc., 

The Westin Atlanta Perimeter North 

please visit our website, www.CatchMark.com. Investors also 

7 Concourse Parkway NE  

may contact a Shareholder Services Specialist for assistance 

Atlanta, GA 30328

weekdays at 855-862-0044.

CatchMark Timber Trust, Inc.
5 Concourse Parkway 
Suite 2650 
Atlanta, GA 30328 
855-858-9794 
www.CatchMark.com

In recognition of its responsible forest  
management, CatchMark has earned  
certification under the prestigious  
Sustainable Forestry Initiative®,  
one of the world’s largest programs  
promoting sustainable forestry.

SFI-00104

©2020 CatchMark Timber Trust