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Chase Corporation

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FY2018 Annual Report · Chase Corporation
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UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C. 20549 

FORM 10-K 

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 (d) 
OF THE SECURITIES EXCHANGE ACT OF 1934 

For the fiscal year ended August 31, 2018 

Commission File Number: 1-9852 

CHASE CORPORATION 
(Exact name of registrant as specified in its charter) 

Massachusetts 
(State or other jurisdiction of incorporation of organization) 

11-1797126 
(I.R.S. Employer Identification No.) 

295 University Avenue, Westwood, Massachusetts 02090 
(Address of Principal Executive Offices, Including Zip Code) 

(781) 332-0700 
(Registrant’s Telephone Number, Including Area Code) 

Securities registered pursuant to section 12(b) of the Act: 

Title of Each Class: 
Common Stock 
($0.10 Par Value) 

Securities registered pursuant to section 12(g) of the Act: None 

Name of Each Exchange on Which Registered 
NYSE American 

Indicate by check mark if the registrant is a well-known seasoned issuer (as defined in Rule 405 of the Securities Act). YES   NO  

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Exchange Act. YES   NO  

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 

during the preceding 12 months, and (2) has been subject to such filing requirements for the past 90 days. YES   NO  

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of 

Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such 
files). YES   NO  

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to the 

best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this 
Form 10-K.  

Indicate by checkmark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer or a smaller reporting company. See the 

definitions of “large accelerated filer”, “accelerated filer”, “smaller reporting company” and "emerging growth company" in Rule 12b-2 of the Exchange Act. 

Large accelerated filer  
Non-accelerated filer   
Emerging growth company  

Accelerated filer  
Smaller reporting company  

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or 

revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  

Indicate by checkmark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). YES   NO  

The aggregate market value of the common stock held by non-affiliates of the registrant, as of February 28, 2018 (the last business day of the registrant’s 

second quarter of fiscal 2018), was approximately $608,967,000. 

As of October 31, 2018, the Company had outstanding 9,402,134 shares of common stock, $0.10 par value, which is its only class of common stock. 

Portions of the registrant’s definitive proxy statement for the Annual Meeting of Shareholders, which is expected to be filed within 120 days after the 

registrant’s fiscal year ended August 31, 2018, are incorporated by reference into Part III hereof. 

Documents Incorporated By Reference: 

 
	
 
 
 
 
CHASE CORPORATION 
INDEX TO ANNUAL REPORT ON FORM 10-K  

For the Year Ended August 31, 2018 

Cautionary Note Concerning Forward-Looking Statements 

Page No. 
2

PART I 
Item 1 
Item 1A 
Item 1B  
Item 2 
Item 3 
Item 4 
Item 4A 

PART II 
Item 5 

Item 6 
Item 7 
Item 7A 
Item 8 
Item 9 
Item 9A 
Item 9B  

PART III 
Item 10 
Item 11 
Item 12 

Item 13 
Item 14 

PART IV 
Item 15 
Item 16 

SIGNATURES 

Business 
Risk Factors 
Unresolved Staff Comments  
Properties 
Legal Proceedings 
Mine Safety Disclosures 
Executive Officers of the Registrant 

Market for the Registrant’s Common Equity, Related Stockholder Matters and Issuer 
Purchases of Equity Securities 
Selected Financial Data 
Management’s Discussion and Analysis of Financial Condition and Results of Operations 
Quantitative and Qualitative Disclosures About Market Risk 
Financial Statements and Supplementary Data 
Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 
Controls and Procedures 
Other Information 

Directors, Executive Officers and Corporate Governance 
Executive Compensation 
Security Ownership of Certain Beneficial Owners and Management and Related Stockholder
Matters 
Certain Relationships and Related Transactions, and Director Independence 
Principal Accountant Fees and Services 

Exhibits and Financial Statement Schedules 
Form 10-K Summary 

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14

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18
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Cautionary Note Concerning Forward-Looking Statements 

This Annual Report on Form 10-K contains "forward-looking statements" within the meaning of Section 21E of the 
Securities Exchange Act of 1934, as amended. These forward-looking statements, including without limitation 
forward-looking statements made under the caption “Management’s Discussion and Analysis of Financial Condition and 
Results of Operations,” involve risks and uncertainties. Any statements contained in this Annual Report that are not 
statements of historical fact may be deemed to be forward-looking statements.  Forward-looking statements include, 
without limitation, statements as to our future operating results; seasonality expectations; plans for the development, 
utilization or disposal of manufacturing facilities; future economic conditions; our expectations as to legal proceedings; 
the effect of our market and product development efforts; and expectations or plans relating to the implementation or 
realization of our strategic goals and future growth, including through potential future acquisitions. Forward-looking 
statements may also include, among other things, statements relating to future sales, earnings, cash flow, results of 
operations, use of cash and other measures of financial performance, as well as statements relating to future dividend 
payments. Other forward-looking statements may be identified through the use of words such as “believes,” 
“anticipates,” “may,” “should,” “will,” “plans,” “projects,” “expects,” “expectations,” “estimates,” “predicts,” “targets,” 
“forecasts,” “strategy,” and other words of similar meaning in connection with the discussion of future operating or 
financial performance. These statements are based on current expectations, estimates and projections about the industries 
in which we operate, and the beliefs and assumptions made by management. Because forward-looking statements relate 
to the future, they are subject to inherent risks, uncertainties and changes in circumstances that are difficult to predict. 
Accordingly, the Company’s actual results may differ materially from those contemplated by the forward-looking 
statements. Investors, therefore, are cautioned against relying on any of these forward-looking statements. They are 
neither statements of historical fact nor guarantees or assurances of future performance. Readers should refer to the 
discussions under Item 1A “Risk Factors” of this Annual Report on Form 10-K.  

2 

  
 
 
ITEM 1 – BUSINESS 

Primary Operating Divisions and Facilities and Industry Segments 

PART I 

Chase Corporation, a global specialty chemicals company founded in 1946, is a leading manufacturer of protective 
materials for high-reliability applications.  Our strategy is to maximize the performance of our core businesses and 
brands while seeking future opportunities through strategic acquisitions.  We are organized into two reportable operating 
segments, an Industrial Materials segment and a Construction Materials segment.  The segments are distinguished by the 
nature of the products we manufacture and how they are delivered to their respective markets. The Industrial Materials 
segment includes specified products that are used in, or integrated into, another company’s product, with demand 
typically dependent upon general economic conditions.   The Construction Materials segment is principally composed of 
project-oriented product offerings that are primarily sold and used as "Chase" branded products.  Our manufacturing 
facilities are distinct to their respective segments with the exception of our O’Hara Township, PA and Blawnox, 
PA facilities, which produce products related to both operating segments.  A summary of our operating structure as of 
August 31, 2018 is as follows: 

INDUSTRIAL MATERIALS SEGMENT 

Key Products 

Primary 
  Manufacturing     
Locations 

Specialty tapes and related products for the electronic and 
telecommunications industries using the brand name Chase & 
Sons®. 

  Oxford, MA 

Insulating and conducting materials for the manufacture of 
electrical and telephone wire and cable, electrical splicing, and 
terminating and repair tapes, which are marketed to wire and 
cable manufacturers selling into energy-oriented and 
communication markets, and to public utilities.  

PaperTyger®, a trademark for laminated durable papers sold to 
the envelope converting and commercial printing industries. 

Background/History 
In August 2011, we relocated our manufacturing processes that 
had been previously conducted at our Webster, MA facility to 
this location. 

In December 2012, we relocated the majority of our 
manufacturing processes that had been previously conducted at 
our Randolph, MA facility to this location.  Our Randolph 
facility was one of our first operating facilities, and had been 
producing products for the wire and cable industry for more than 
fifty years. 

We acquired the Paper Tyger, LLC assets in 2003. 

Chase BLH2OCK®, a water-blocking compound sold to the 
wire and cable industry. 

Blawnox, PA 

In September 2012, we relocated our Chase BLH2OCK® 
manufacturing processes that had been previously conducted at 
our Randolph, MA facility to this location. 

Protective conformal coatings under the brand name 
HumiSeal®, moisture protective electronic coatings sold to the 
electronics industry including circuitry used in automobiles, 
industrial controls and home appliances. 

  O'Hara 

  The HumiSeal business and product lines were acquired in the 

Township, PA 

early 1970's. 

Advanced adhesives, sealants, and coatings for automotive and 
industrial applications that require specialized bonding, 
encapsulating, environmental protection, or thermal 
management functionality. 

  Woburn, MA 
Newark, CA 

In September 2016, we acquired certain assets and the 
operations of Resin Designs, LLC, and entered leases in their 
existing manufacturing facilities in Massachusetts and 
California. 

Laminated film foils for the electronics and cable industries and 
cover tapes essential to delivering semiconductor components 
via tape and reel packaging. 

  Pawtucket, RI  
Lenoir, NC 

In June 2012, we acquired all of the capital stock of NEPTCO 
Incorporated, which operated facilities in Rhode Island, 
North Carolina and China. 

Pulling and detection tapes used in the installation, measurement 
and location of fiber optic cables, and water and natural gas 
lines. 

Granite Falls, 
NC 

In October 2013, we moved the majority of our manufacturing 
processes that had been conducted at our Taylorsville, NC 
facility to our Lenoir, NC location. 

Cover tapes essential to delivering semiconductor components 
via tape and reel packaging. 

Suzhou, China 

3 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Key Products & Services 

Primary  
Manufacturing 
Locations 

Protective conformal coatings under the brand name 
HumiSeal®, moisture protective electronic coatings sold to the 
electronics industry including circuitry used in automobiles, 
industrial controls and home appliances. 

  Winnersh, 

Wokingham, 
England 

Polymeric microspheres, sold under the Dualite® brand, which 
are utilized for weight and density reduction and sound 
dampening across varied industries. 

  Greenville, SC 

Background/History 
In October 2005, we acquired all of the capital stock of Concoat 
Holdings Ltd. and its subsidiaries.  In 2006 Concoat was 
renamed HumiSeal Europe.   

In March 2007, we expanded our international presence with the 
formation of HumiSeal Europe SARL in France. HumiSeal 
Europe SARL operates a sales/technical service office and 
warehouse near Paris, France.  This business works closely with 
the HumiSeal operation in Winnersh, Wokingham, England 
allowing direct sales and service to the French market.  

In June 2016, we further expanded our international presence 
through the purchase of Spray Products (India) Private Limited, 
located in Pune, India. This business enhances the Company’s 
ability to provide technical, sales, manufacturing, chemical 
handling and packaging services in the region and works closely 
with our HumiSeal manufacturing operation in Winnersh, 
Wokingham, England. In December 2016, Spray Products 
(India) Private Limited was renamed HumiSeal India Private 
Limited.   

In January 2015, we acquired two product lines from Henkel 
Corporation. They, along with the Superabsorbents business 
acquired in December 2017, comprise our specialty chemical 
intermediates product line. 

Water-based polyurethane dispersions utilized for various 
coating products. 

The Company currently contracts with manufacturing partners 
to produce its water-based polyurethane dispersions. 

Superabsorbent polymers, sold through our Zappa Stewart 
division, which are utilized for water and liquid management, 
remediation and protection in diverse markets including wire 
and cable, medical, environmental, infrastructure, energy and 
consumer products.  

  Hickory, NC 

McLeansville, 
NC 

In December 2017, we acquired Stewart Superabsorbents, LLC 
("SSA, LLC") and its Zappa-Tec business (collectively “Zappa 
Stewart”). 

4 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CONSTRUCTION MATERIALS SEGMENT 

Key Products 

Protective pipe coating tapes and other protectants for valves, 
regulators, casings, joints, metals, concrete, and wood which are 
sold under the brand name Royston®, to oil companies, gas 
utilities and pipeline companies.   

Rosphalt50® is a polymer additive that provides long-term cost-
effective solutions in many applications such as waterproofing 
of approaches and bridges, ramps, race tracks, airports and 
specialty road applications.  

Primary 
  Manufacturing  
Locations 
  Blawnox, PA 

  The Royston business was acquired in the early 1970's.  

Background/History 

Waterproofing sealants, expansion joints and accessories for the 
transportation, industrial and architectural markets. 

  O'Hara 

Township, PA 

In April 2005, we acquired certain assets of E-Poxy Engineered 
Materials.  Additionally, in September 2006, we acquired all of 
the capital stock of Capital Services Joint Systems.  Both of 
these acquisitions were combined to form the expansion joints 
business. 

Technologically advanced products, including the brand 
Tapecoat®, for demanding anti-corrosion applications in the 
gas, oil and marine pipeline market segments, as well as tapes 
and membranes for roofing and other construction-related 
applications.   

  Evanston, IL 

In November 2001, we acquired substantially all of the assets of 
Tapecoat, previously a division of T.C. Manufacturing Inc. 

Specialized high-performance coating and lining systems used 
worldwide in liquid storage and containment applications. 

  Houston, TX 

In September 2009, we acquired all of the outstanding capital 
stock of C.I.M. Industries Inc. (“CIM”). 

Waterproofing and corrosion protection systems for oil, gas and 
water pipelines, and a supplier to Europe, the Middle East and 
Southeast Asia.  

  Rye, East 

Sussex, England 

The ServiWrap® product offering complements the portfolio of 
our pipeline protection tapes, coatings and accessories to extend 
our global customer base.   

Other Business Developments 

In September 2007, we purchased certain product lines and a 
related manufacturing facility in Rye, East Sussex, England 
through our wholly-owned subsidiary, Chase Protective 
Coatings Ltd. This facility joins Chase's North American-based 
Tapecoat® and Royston® brands to broaden the protective 
pipeline coatings product line and better address global demand.  

In December 2009, we acquired the full range of ServiWrap® 
pipeline protection products (“ServiWrap”) from Grace 
Construction Products Limited, a U.K.-based unit of 
W.R. Grace & Co.    

On June 25, 2018, the Company announced to its employees the planned closing of its Pawtucket, RI manufacturing 
facility effective August 31, 2018. This is in line with the Company’s ongoing efforts to consolidate its manufacturing 
plants and streamline its existing processes. The manufacturing of products previously produced in the Pawtucket, RI 
facility was moved to Company facilities in Oxford, MA and Lenoir, NC during a two-month transition period. The 
Company expensed $1,272,000 in the fourth quarter of fiscal 2018 related to the closure, including: (a) cash-related 
employee-related, logistics and uncapitalized facilities improvement costs of $590,000; and (b) non-cash-related 
accelerated depreciation expense of $682,000. Future costs related to this move are not anticipated to be significant to the 
Consolidated Financial Statements. 

On April 20, 2018, Chase finalized an agreement with an unrelated party to sell all inventory, operational machinery and 
equipment and intangible assets of the Company’s structural composites rod business, as well as a license related to the 
production and sale of rod, for proceeds of $2,232,000, net of transaction costs and following certain working capital 
adjustments. This business, which was part of the structural composites product line within the Industrial Materials 
segment, had limited growth and profitability prospects as part of the Company, and was outside the areas Chase has 
identified for strategic emphasis. The resulting pre-tax gain on sale of $1,480,000 was recognized in the third quarter of 
fiscal 2018 as a gain on sale of businesses within the consolidated statement of operations. Chase received $2,075,000, 
net of transaction costs, in the third quarter of fiscal 2018, with the remaining $157,000 received in the fourth quarter of 

5 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
fiscal 2018 as a result of a working capital true-up. Chase will provide certain transitional manufacturing and 
administrative support to the purchaser for which the Company will receive additional consideration upon the 
performance of services.  The purchaser also entered into a royalty agreement with the Company. The purchaser will 
make royalty payments to Chase based on future sales of certain structural composite material manufactured by the 
purchaser.  

On December 29, 2017, Chase entered an agreement to acquire Stewart Superabsorbents, LLC (“SSA, LLC”), an 
advanced superabsorbent polymer (SAP) formulator and solutions provider, with operations located in Hickory and 
McLeansville, NC. The transaction closed on December 31, 2017. In the most recently completed fiscal year, SSA, LLC, 
and its recently-acquired Zappa-Tec business (collectively “Zappa Stewart”) had combined revenue in excess of 
$24,000,000. This acquisition proved to be immediately accretive to the Company’s earnings in the period of acquisition, 
after adjusting for nonrecurring costs associated with the transaction and financing cost. The business was acquired for a 
purchase price of $73,469,000 after final working capital adjustments and excluding acquisition-related costs.  As part of 
this transaction, Chase acquired all assets of the business, and entered multiyear leases at both locations. The Company 
expensed $393,000 of acquisition-related costs during the second quarter of fiscal 2018.  The purchase was funded from 
a combination of Chase’s existing revolving credit facility and available cash on hand. Zappa Stewart’s protective 
materials technology complements Chase’s current specialty chemicals offerings. This acquisition is aligned with the 
Company’s core strategies and extends its reach into growing medical, environmental and consumer applications. The 
Company is currently in the process of finalizing purchase accounting, with regard to a final allocation of the purchase 
price to tangible and identifiable intangible assets assumed and anticipates completion within the first quarter of fiscal 
2019. Following the effective date of the acquisition the financial results of Zappa Stewart’s operations have been 
included in the Company’s financial statements in the specialty chemical intermediates product line, contained within the 
Industrial Materials operating segment.  

On April 3, 2017, Chase executed an agreement with an unrelated party to sell all inventory, machinery and equipment 
and intangible assets of the Company’s fiber optic cable components product line for proceeds of $3,858,000 net of 
transaction costs and following certain working capital adjustments. The resulting pre-tax gain on sale of $2,013,000 was 
recognized in the third quarter of fiscal 2017 as gain on sale of businesses within the consolidated statement of 
operations.  Further, the purchaser entered a multiyear lease for a portion of the manufacturing space at the Company’s 
Granite Falls, NC facility. Chase will provide certain transitional manufacturing and administrative support to the 
purchaser for which the Company will receive additional consideration upon the performance of services. The 
Company’s fiber optic cable components product line was formerly a part of the Company’s Industrial Materials 
operating segment. 

On September 30, 2016, the Company acquired certain assets of Resin Designs, LLC (“Resin Designs”), an advanced 
adhesives and sealants manufacturer, with locations in Woburn, MA and Newark, CA. The business was acquired for a 
purchase price of $30,270,000 after final working capital adjustments and excluding acquisition-related costs. As part of 
this transaction, Chase acquired all working capital and fixed assets of the business, and entered multiyear leases at both 
locations. The Company expensed $584,000 of acquisition-related costs during the first quarter of fiscal 2017 associated 
with this acquisition. The purchase was funded entirely with available cash on hand. Resin Designs is a formulator of 
customized adhesive and sealant systems used in high-reliability electronic applications. The acquisition broadens the 
Company’s adhesives and sealants product offering and manufacturing capabilities, and expands its market reach. Since 
the effective date of the acquisition, the financial results of Resin Designs’ operations have been included in the 
Company’s financial statements within the electronic and industrial coatings product line, contained within the Industrial 
Materials operating segment.  

On June 23, 2016, the Company acquired all the capital stock of Spray Products (India) Private Limited for $1,161,000, 
net of cash acquired. This acquired business works closely with our HumiSeal® coating manufacturing operation in 
Winnersh, Wokingham, England. The acquisition in India enhances the Company’s ability to provide technical, sales, 
manufacturing, chemical handling, and packaging services in the region. Since the effective date for this acquisition, the 
financial results of the business have been included in the Company's financial statements within the Company’s 
Industrial Materials operating segment in the electronic and industrial coatings product line. Effective December 2016, 
Spray Products (India) Private Limited was renamed HumiSeal India Private Limited. 

6 

In November 2015, the Company sold its RodPack® wind energy business, contained within its structural composites 
product line, to an otherwise unrelated party for proceeds of $2,186,000. The Company’s structural composites product 
line is a part of the Company’s Industrial Materials operating segment.  

Products and Markets 

Our principal products are specialty tapes, laminates, adhesives, sealants, coatings and chemical intermediates which are 
sold by our salespeople, manufacturers' representatives and distributors.  In our Industrial Materials segment, these 
products consist of:   

(i) 

(ii) 

(iii) 

(iv) 

(v) 

(vi) 

insulating and conducting materials for the manufacture of electrical and telephone wire and cable, 
electrical splicing, and terminating and repair tapes, which are marketed to wire and cable manufacturers; 

laminated film foils, including EMI/RFI shielding tapes used in communication and local area network 
(LAN) cables; 

moisture protective coatings, which are sold to the electronics industry for circuitry manufacturing, 
including circuitry used in automobiles, industrial controls and home appliances;  

laminated durable papers, including laminated paper with an inner security barrier used in personal and 
mail-stream privacy protection, which are sold primarily to the envelope converting and commercial 
printing industries; 

pulling and detection tapes used in the installation, measurement and location of fiber optic cables, water 
and natural gas lines, and power, data, and video cables for commercial buildings; 

cover tapes with reliable adhesive and anti-static properties essential to delivering semiconductor 
components via tape and reel packaging;  

(vii) 

advanced adhesives, sealants, and coatings for automotive and industrial applications that require 
specialized bonding, encapsulating, environmental protection, or thermal management functionality; 

(viii) 

polymeric microspheres utilized by various industries to allow for weight and density reduction and sound 
dampening; 

(ix) 

water-based polyurethane dispersions utilized for various coating products; and 

(x) 

superabsorbent polymers, which are utilized for water and liquid management, remediation and protection 
in diverse markets including wire and cable, medical, environmental, infrastructure, energy and consumer 
products.  

In our Construction Materials segment, these products consist of: 

(i) 

(ii) 

protective pipe coating tapes and other protectants for valves, regulators, casings, joints, metals, concrete 
and wood, which are sold to oil companies, gas utilities, and pipeline companies for utilization in both the 
construction and maintenance of oil and gas, water and wastewater pipelines; 

waterproofing membranes for highway bridge deck metal-supported surfaces, and high-performance 
polymeric asphalt additives, which are sold to municipal transportation authorities; 

(iii) 

fluid-applied coating and lining systems for use in the water and wastewater industry; and 

(iv) 

expansion and control joint systems designed for roads, bridges, stadiums and airport runways.   

7 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
There is some seasonality in selling products into the construction market. Higher demand is often experienced when 
temperatures are warmer in most of North America (April through October), with lower demand occurring when 
temperatures are colder (typically our second fiscal quarter).  Other than the acquisition of Zappa Stewart, we did not 
introduce any new products requiring an investment of a material amount of our assets during fiscal year 2018. 

Employees 

As of September 30, 2018, we employed approximately 769 people (including union employees).  We consider our 
employee relations to be good.  In the U.S., we offer our employees a wide array of company-paid benefits, which we 
believe are competitive relative to others in our industry. In our operations outside the U.S., we offer benefits that may 
vary from those offered to our U.S. employees due to customary local practices and statutory requirements. 

Backlog, Customers and Competition 

As of October 31, 2018, the backlog of customer orders believed to be firm was approximately $21,825,000.  This 
compared with a backlog of $19,719,000 as of October 31, 2017.  The increase in backlog from the prior year amount is 
primarily due to current period inclusion of the fiscal 2018 acquired Zappa Stewart business. During fiscal 2018, 2017 
and 2016, no customer accounted for more than 10% of sales.  No material portion of our business is subject to 
renegotiation or termination of profits or contracts at the election of the United States Federal Government. 

There are other companies that manufacture or sell products and services similar to those made and sold by us.  Many of 
those companies are larger and have greater financial resources than we have.  We compete principally on the basis of 
technical performance, service reliability, quality and price.   

Raw Materials 

We obtain raw materials from a wide variety of suppliers, with alternative sources of most essential materials available 
within reasonable lead times. 

Patents, Trademarks, Licenses, Franchises and Concessions  

We own the following trademarks that we believe are of material importance to our business: Chase Corporation®, 
C-Spray (Logo), a trademark used in conjunction with most of the Company’s business segment and product line 
marketing material and communications; HumiSeal®, a trademark for moisture protective coatings sold to the electronics 
industry; Chase & Sons®, a trademark for barrier and insulating tapes sold to the wire and cable industry; Chase 
BLH2OCK®, a trademark for a water-blocking compound sold to the wire and cable industry; Rosphalt50®, a trademark 
for an asphalt additive used predominantly on bridge decks for waterproofing protection; PaperTyger®, a trademark for 
laminated durable papers sold to the envelope converting and commercial printing industries; DuraDocument®, a 
trademark for durable, laminated papers sold to the digital print industry; Defender® a trademarked and patent-pending 
RFID protective material sold to the personal accessories and paper industries; Tapecoat®, a trademark for corrosion 
preventive surface coatings and primers; Maflowrap®, a trademark for anti-corrosive tapes incorporating self-adhesive 
mastic or rubber-backed strips, made of plastic materials;  Royston®, a trademark for a corrosion-inhibiting coating 
composition for use on pipes; Ceva®, a trademark for epoxy pastes/gels/mortars and elastomeric concrete used in the 
construction industry; CIM® trademarks for fluid-applied coating and lining systems used in the water and wastewater 
industry; ServiWrap® trademarks for pipeline protection tapes, coatings and accessories; NEPTCO®, a trademark used in 
conjunction with most of NEPTCO’s business and product line marketing material and communications; NEPTAPE®, a 
trademark for coated shielding and insulation materials used in the wire and cable industry; Muletape®, a trademark for 
pulling and installation tapes sold to the telecommunications industry; Trace-Safe®, a trademark for detection tapes sold 
to the telecommunications and water and gas utilities industries; Dualite®, a trademark for polymeric microspheres 
utilized for density and weight reduction and sound dampening by various industries; 4EvaSeal®, a trademark for 
adhesive-backed tape utilized in various industries; Resin Designs®,  a trademark for adhesives and sealants sold into the 
microelectronics and semiconductor industries; SlickTape®, a trademark for a lubricated shielding tape sold to the wire 
and cable industry; and HighDraw®, a trademark for a highly extensible shielding tape sold to the wire and cable 

8 

 
 
 
 
 
 
 
 
 
industry.  We do not have any other material trademarks, licenses, franchises, or concessions.  While we do hold various 
patents, as well as other trademarks, we do not believe that they are material to the success of our business. 

Working Capital 

We fund our business operations through a combination of available cash and cash equivalents, short-term investments 
and cash flows generated from operations.  In addition, our revolving credit facility is available for additional working 
capital needs or investment opportunities.  We have historically funded acquisitions through both available cash on hand 
and additional borrowings and financing agreements with our bank lenders. 

Research and Development 

Approximately $3,940,000, $3,696,000 and $2,792,000 was expensed for Company-sponsored research and 
development during fiscal 2018, 2017 and 2016, respectively, and recorded within selling, general and administrative 
expenses.  Research and development increased by $244,000 in fiscal 2018 due to continued focused development work 
on strategic product lines, including eight months of operations related to the established research and development 
department of Zappa Stewart, acquired in second quarter of fiscal 2018, and twelve months of operations related to the 
established research and development department of Resin Designs, acquired in the first quarter of fiscal 2017. 

Available Information 

Chase maintains a website at http://www.chasecorp.com.  Our annual reports on Form 10-K, quarterly reports on 
Form 10-Q, current reports on Form 8-K and amendments to such reports filed or furnished pursuant to section 13(a) or 
15(d) of the Securities Exchange Act of 1934, as well as section 16 reports on Form 3, 4, or 5, are available free of 
charge on this site as soon as is reasonably practicable after they are filed or furnished with the SEC.  Our Code of 
Conduct and Ethics and the charters for the Audit Committee, the Nominating and Governance Committee and the 
Compensation and Management Development Committee of our Board of Directors are also available on our internet 
website.  The Code of Conduct and Ethics and charters are also available in print to any shareholder upon request.  
Requests for such documents should be directed to Paula Myers, Shareholder and Investor Relations Department, at 
295 University Avenue, Westwood, Massachusetts 02090.  Our internet website and the information contained on it or 
connected to it are not part of nor incorporated by reference into this Form 10-K. Our filings with the SEC are also 
available on the SEC’s website at http://www.sec.gov and at the SEC’s Public Reference Room at 100 F Street, NE, 
Washington, DC 20549. The public may obtain information on the operations of the Public Reference Room by calling 
the SEC at 1-800-SEC-0330. 

Financial Information regarding Segment and Geographic Areas 

Please see Notes 11 and 12 to the Company’s Consolidated Financial Statements for financial information about the 
Company’s operating segments and domestic and foreign operations for each of the last three fiscal years. 

ITEM 1A – RISK FACTORS  

The following risk factors should be read carefully in connection with evaluating our business and the forward-looking 
information contained in this Annual Report on Form 10-K. We feel that any of the following risks could materially 
adversely affect our business, operations, industry, financial position or our future financial performance. While we 
believe that we have identified and discussed below the key risk factors affecting our business, there may be additional 
risks and uncertainties that are not presently known or that are not currently believed to be significant that may adversely 
affect our business, operations, industry, financial position and financial performance in the future. 

9 

 
 
 
 
 
 
 
 
 
 
 
 
We currently operate in mature markets where increases or decreases in market share could be significant.   

Our sales and net income are largely dependent on sales from a consistent and well-established customer base.  Organic 
growth opportunities are minimal; however, we have used and will continue to use strategic acquisitions as a means to 
build and grow the business.   In this business environment, increases or decreases in market share could have a material 
effect on our business condition or results of operation.  We face intense competition from a diverse range of 
competitors, including operating divisions of companies much larger and with far greater resources than we have.  If we 
are unable to maintain our market share, our business could suffer. 

Our business strategy includes the pursuit of strategic acquisitions, which may not be successful if they happen at 
all.   

From time to time, we engage in discussions with potential target companies concerning potential acquisitions.  In 
executing our acquisition strategy, we may be unable to identify suitable acquisition candidates.  In addition, we may 
face competition from other companies for acquisition candidates, making it more difficult to acquire suitable companies 
on favorable terms.   

Even if we do identify a suitable acquisition target and are able to negotiate and close a transaction, the integration of an 
acquired business into our operations involves numerous risks, including potential difficulties in integrating an acquired 
company’s product line with ours; the diversion of our resources and management’s attention from other business 
concerns; the potential loss of key employees; limitations imposed by antitrust or merger control laws in the United 
States or other jurisdictions; risks associated with entering a new geographical or product market; and the day-to-day 
management of a larger and more diverse combined company.   

We may not realize the synergies, operating efficiencies, market position or revenue growth we anticipate from 
acquisitions, and our failure to effectively manage the above risks could have a material adverse effect on our business, 
growth prospects and financial performance.  

Our results of operations could be adversely affected by uncertain economic and political conditions and the 
effects of these conditions on our customers’ businesses and levels of business activity.  

Global economic and political conditions can affect the businesses of our customers and the markets they serve. A severe 
or prolonged economic downturn or a negative or uncertain political climate could adversely affect, among others, the 
automotive, housing, construction, pipeline, energy, transportation infrastructure and electronics industries. This may 
reduce demand for our products or depress pricing of those products, either of which may have a material adverse effect 
on our results of operations. Changes in global economic conditions or foreign and domestic trade policy could also shift 
demand to products for which we do not have competitive advantages, and this could negatively affect the amount of 
business that we are able to obtain. In addition, if we are unable to successfully anticipate changing economic and 
political conditions, we may be unable to effectively plan for and respond to those changes and our business could be 
negatively affected.   

General economic factors, domestically and internationally, may also adversely affect our financial performance 
through increased raw material costs or other expenses and by making access to capital more difficult.  

The cumulative effect of higher interest rates, energy costs, inflation, levels of unemployment, healthcare costs, unsettled 
financial markets, and other economic factors (including changes in foreign currency exchange rates and changes and 
application/enforcement practices of federal, state, local and international tax law) could adversely affect our financial 
condition by increasing our manufacturing costs and other expenses at the same time that our customers may be scaling 
back demand for our products.  Prices of certain commodity products, including oil and petroleum-based products, are 
historically volatile and are subject to fluctuations arising from changes in domestic and international supply and 
demand, labor costs, competition, weather events and climate change, market speculation, government regulations and 
periodic delays in delivery. Rapid and significant changes in commodity prices may affect our sales and profit margins. 
These factors can increase our cost of products and services sold and/or selling, general and administrative expenses, and 
otherwise adversely affect our operating results. Disruptions in the credit markets may limit our ability to access debt 

10 

 
 
 
 
 
 
 
 
 
capital for use in acquisitions or other purposes on advantageous terms or at all.  If we are unable to manage our 
expenses in response to general economic conditions and margin pressures, or if we are unable to obtain capital for 
strategic acquisitions or other needs, then our results of operations would be negatively affected. 

Fluctuations in the supply and prices of raw materials may negatively impact our financial results.  

We obtain raw materials needed to manufacture our products from a number of suppliers. Many of these raw materials 
are petroleum-based derivatives. Under normal market conditions, these materials are generally available on the open 
market and from a variety of producers. From time to time, however, the prices and availability of these raw materials 
fluctuate, which could impair our ability to procure necessary materials, or increase the cost of manufacturing our 
products. If the prices of raw materials increase, and we are unable to pass these increases on to our customers, we could 
experience reduced profit margins.  

If our products fail to perform as expected, or if we experience product recalls, we could incur significant and 
unexpected costs and lose existing and future business. 

Our products are complex and could have defects or errors presently unknown to us, which may give rise to claims 
against us, diminish our brands or divert our resources from other purposes. Despite testing, new and existing products 
could contain defects and errors and may in the future contain manufacturing or design defects, errors or performance 
problems when first introduced, or even after these products have been used by our customers for a period of time. These 
problems could result in expensive and time-consuming design modifications or warranty charges, changes to our 
manufacturing processes, product recalls, significant increases in our maintenance costs, or exposure to liability for 
damages, any of which may result in substantial and unexpected expenditures, require significant management attention, 
damage our reputation and customer relationships, and adversely affect our business, our operating results and our cash 
flow. 

We are dependent on key personnel. 

We depend significantly on our executive officers including our President and Chief Executive Officer, Adam P. Chase, 
and our Executive Chairman, Peter R. Chase, and on other key employees. The loss of the services of any of these key 
employees could have a material impact on our business and results of operations. In addition, our acquisition strategy 
will require that we attract, motivate and retain additional skilled and experienced personnel. The inability to satisfy such 
requirements could have a negative impact on our ability to remain competitive in the future.   

If we cannot successfully manage the unique challenges presented by international markets, we may not be 
successful in expanding our international operations.  

Our strategy includes expansion of our operations in existing and new international markets by selective acquisitions and 
strategic alliances. Our ability to successfully execute our strategy in international markets is affected by many of the 
same operational risks we face in expanding our U.S. operations. In addition, our international expansion may be 
adversely affected by our ability to identify and gain access to local suppliers as well as by local laws and customs, legal 
and regulatory constraints, political and economic conditions and currency regulations of the countries or regions in 
which we currently operate or intend to operate in the future. Risks inherent in our international operations also include, 
among others, the costs and difficulties of managing international operations, adverse tax consequences, domestic and 
international tariffs and trade policies and greater difficulty in enforcing intellectual property rights. Additionally, foreign 
currency exchange rates and fluctuations (such as those experienced following the June 23, 2016 “Brexit” referendum 
vote in the United Kingdom) may have an impact on future costs or on future cash flows from our international 
operations.  

11 

 
 
 
 
 
 
 
 
 
 
We may experience difficulties in the redesign and consolidation of our manufacturing facilities which could 
impact shipments to customers, product quality, and our ability to realize cost savings. 

We currently have several ongoing projects to streamline our manufacturing operations, which include the redesign and 
consolidation of certain manufacturing facilities in order to reduce overhead costs. Despite our planning, we may be 
unable to effectively leverage assets, personnel, and business processes in the transition of production among 
manufacturing facilities. Uncertainty is inherent within the facility redesign and consolidation process, and unforeseen 
circumstances could offset the anticipated benefits of these streamlining projects, disrupt service to customers, and 
impact product quality. 

Financial market performance may have a material adverse effect on our pension plan assets and require 
additional funding requirements. 

Significant and sustained declines in the financial markets may have a material adverse effect on the fair market value of 
the assets of our pension plans.  While these pension plan assets are considered non-financial assets since they are not 
carried on our balance sheet, the fair market valuation of these assets could impact our funding requirements, funded 
status or net periodic pension cost.  Any significant and sustained declines in the fair market value of these pension 
assets could require us to increase our funding requirements, which would have an impact on our cash flow, and could 
also lead to additional pension expense.    

Failure or compromise of security with respect to an operating or information system or portable electronic 
device could adversely affect our results of operations and financial condition or the effectiveness of our internal 
controls over operations and financial reporting. 

We are highly dependent on automated systems to record and process our daily transactions and certain other 
components of our financial statements.  We could experience a failure of one or more of these systems, or a 
compromise of our security due to technical system flaws, data input or record keeping errors, or tampering or 
manipulation of our systems by employees or unauthorized third parties.  Information security risks also exist with 
respect to the use of portable electronic devices, such as laptops and smartphones, which are particularly vulnerable to 
loss and theft. We may also be subject to disruptions of any of these systems arising from events that are wholly or 
partially beyond our control (for example, natural disasters, acts of terrorism, epidemics, computer viruses, cyber-attacks 
and electrical/telecommunications outages). All of these risks are also applicable wherever we rely on outside vendors to 
provide services.  Operating system failures, disruptions, or the compromise of security with respect to operating systems 
or portable electronic devices could subject us to liability claims, harm our reputation, interrupt our operations, or 
adversely affect our business, results from operations, financial condition, cash flow or internal control over financial 
reporting. 

ITEM 1B – UNRESOLVED STAFF COMMENTS 

Not applicable. 

12 

 
 
 
 
 
 
 
 
 
ITEM 2 – PROPERTIES   

The principal properties of the Company as of August 31, 2018 are situated at the following locations and have the 
following characteristics:  

Location 
Westwood, MA 

Blawnox, PA 
Evanston, IL 
Granite Falls, NC  

Square 
Feet 
20,200 

      Owned / 
Leased 
Leased 

44,000  
100,000  
108,000 

Owned 
Owned 
Owned 

Greenville, SC 

34,600 

Leased 

Hickory, NC 

Houston, TX 

Lenoir, NC  
McLeansville, NC 

Mississauga, Canada  
Newark, CA 
O’Hara Township, PA 

Oxford, MA  

Paris, France 

180,000 

Leased 

45,000 

Owned 

110,000  
41,000 

2,500  
32,500  
109,000 

Owned 
Leased 

Leased 
Leased 
Owned 

73,600 

Owned 

1,900 

Leased 

Pawtucket, RI  

70,400 

Owned 

Pune, India 
Randolph, MA 

4,650  
— 

Owned 
Owned 

Rotterdam, Netherlands  
Rye, East Sussex, England   
Suzhou, China  
Winnersh, Wokingham, 
England  
Woburn, MA 

2,500  
36,600  
48,000  
18,800 

Leased 
Owned 
Leased 
Leased 

34,000 

Leased 

Principal Use 
Corporate headquarters, executive office and global operations center, 
including research and development, sales and administrative services 

  Manufacture and sale of protective coatings and tape products 
  Manufacture and sale of protective coatings and tape products 
Manufacture and sale of pulling and detection tapes, as well as 
research and development services  
Manufacture and sale of polymeric microspheres, as well as research 
and development 
Manufacture and sale of superabsorbent polymer products, as well as 
research and development 
Manufacture of coating and lining systems for use in liquid storage 
and containment applications 

  Manufacture and sale of laminated film foils and cover tapes  

Sales/technical service office and warehouse for superabsorbent 
polymer products 
  Distribution center 
  Manufacture and sale of sealant systems 

Manufacture and sale of protective electronic coatings, expansion 
joints and accessories 
Manufacture of tape and related products for the electronic and 
telecommunications industries, as well as laminated durable papers 
Sales/technical service office and warehouse allowing direct sales and 
service to the French market  
Manufacture and sale of laminated film foils for the electronics and 
cable industries (through August 2018, when operations were 
relocated to Oxford, MA and Lenoir, NC facilities), and offices for 
sales and administrative services 
Packaging and sale of protective electronic coatings 
Ceased manufacturing products at this location in 2012. During fiscal 
2016, we demolished the building and classified the property as an 
asset held for sale 
  Distribution center 
  Manufacture and sale of protective coatings and tape products 
  Manufacture of packaging tape products for the electronics industries 
Manufacture and sale of protective electronic coatings, as well as 
research and development  
Manufacture and sale of adhesive systems, as well as research and 
development 

The above facilities vary in age, are in good condition and, in the opinion of management, adequate and suitable for 
present operations.  We also own equipment and machinery that is in good repair and, in the opinion of management, 
adequate and suitable for present operations.  We believe that we could significantly add to our capacity by increasing 
shift operations.  Availability of machine hours through additional shifts would provide expansion of current production 
volume without significant additional capital investment. 

13 

 
 
 
 
 
 
 
 
 
 
     
       
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 3 – LEGAL PROCEEDINGS  

The Company is involved from time to time in litigation incidental to the conduct of its business. Although the Company 
does not expect that the outcome in any of these matters, individually or collectively, will have a material adverse effect 
on its financial condition, results of operations or cash flows, litigation is inherently unpredictable. Therefore, judgments 
could be rendered, or settlements agreed to that could adversely affect the Company’s operating results or cash flows in a 
particular period. The Company routinely assesses all its litigation and threatened litigation as to the probability of 
ultimately incurring a liability and records its best estimate of the ultimate loss in situations where we assess the 
likelihood of loss as probable. 

ITEM 4 – MINE SAFETY DISCLOSURES 

Not applicable. 

ITEM 4A – EXECUTIVE OFFICERS OF THE REGISTRANT  

The following table sets forth information concerning our Executive Officers as of October 31, 2018.  Each of our 
Executive Officers is selected by our Board of Directors and holds office until his successor is elected and qualified. 

      Age       Offices Held and Business Experience during the Past Five Years 

Name 
Adam P. Chase 

Peter R. Chase 

46  

70  

Kenneth J. Feroldi 

63  

Christian J. Talma 

45  

President of the Company since January 2008, Chief Executive Officer of the 
Company since February 2015.  Adam Chase was the Chief Operating Officer of 
the Company from February 2007 to February 2015. 
Chairman of the Board of the Company since February 2007, and Executive 
Chairman of the Company since February 2015. Peter Chase was the Chief 
Executive Officer of the Company from September 1993 to February 2015. 
Peter Chase is the father of Adam Chase. 
Chief Financial Officer and Treasurer of the Company since September 2014.  
Previously Director of Finance for the Company, prior to which he served as 
Vice President – Finance, Chief Financial Officer and Treasurer of NEPTCO, 
Inc. from 1992 until 2012, when NEPTCO was acquired by the Company. 
Chief Accounting Officer of the Company since August 2018. Previously, Vice 
President Operations Finance and Strategy for Haemonetics Corp. from 2016 to 
2018. Prior to that, Mr. Talma was employed at Siemens A.G., since 2002, most 
recently as Head of North America Service Sales Finance. 

14 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
PART II 

ITEM 5 – MARKET FOR THE REGISTRANT'S COMMON EQUITY, RELATED STOCKHOLDER 

MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES 

Our common stock is traded on the NYSE American under the symbol CCF.  As of October 31, 2018, there were 
303 shareholders of record of our Common Stock and we believe there were approximately 4,775 beneficial shareholders 
who held shares in nominee name.  On that date, the closing price of our common stock was $107.84 per share as 
reported by the NYSE American. 

The following table sets forth the high and low daily sales prices for our common stock as reported by the 
NYSE American (formerly the NYSE MKT) for each quarter in the fiscal years ended August 31, 2018 and 2017:  

First Quarter 
Second Quarter 
Third Quarter 
Fourth Quarter 

Fiscal 2018 

Fiscal 2017 

High 

  $   129.55 
 126.75 
 122.90 
 131.70 

$ 

Low 
 91.95 
 95.01 
 101.65 
 115.70 

$

High 
 82.10 
 93.75 
 108.35 
 116.15 

 $

Low 
 61.75  
 76.55  
 90.40  
 83.35  

Single annual cash dividend payments were declared and scheduled to be paid subsequent to year end in the amounts of 
$0.80, $0.80, and $0.70 per common share, for the years ended August 31, 2018, 2017 and 2016, respectively.  Our 
revolving credit facility contains financial covenants which may have the effect of limiting the amount of dividends that 
we can pay. 

15 

 
 
 
 
 
 
 
    
     
     
     
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
  
 
 
 
Comparative Stock Performance 

The following line graph compares the yearly percentage change in our cumulative total shareholder return on the 
Common Stock for the last five fiscal years with the cumulative total return on the Standard & Poor's 500 Stock Index 
(the “S&P 500 Index”), and a composite peer index that is weighted by market equity capitalization (the “Peer Group 
Index”). The companies included in the Peer Group Index are Henkel AG & Co KGaA, H.B. Fuller Company, Intertape 
Polymer Group, Rogers Corporation and RPM International, Inc.  Cumulative total returns are calculated assuming that 
$100 was invested on August 31, 2013 in each of the Common Stock, the S&P 500 Index and the Peer Group Index, and 
that all dividends were reinvested. 

Comparison  of 5  Year Cumulative  Total  Return
Assumes Initial Investment  of  $100
August 2018

500.00

450.00

400.00

350.00

300.00

250.00

200.00

150.00

100.00

50.00

0.00

2013

2014

2015

2016

2017

2018

Chase Corp.

S&P 500 Index - Total Return

Peer Group

Chase Corp 
S&P 500 Index 
Peer Group Index 

      2013        2014        2015        2016        2017        2018    
$ 100    $ 121    $ 137    $ 227    $ 333    $ 445  
$ 100    $ 125    $ 126    $ 142    $ 165    $ 197  
$ 100    $ 114    $ 112    $ 143    $ 148    $ 152  

The information under the caption “Comparative Stock Performance” above is not deemed to be “filed” as part of this 
Annual Report, and is not subject to the liability provisions of Section 18 of the Securities Exchange Act of 1934. Such 
information will not be deemed to be incorporated by reference into any filing we make under the Securities Act of 1933 
unless we explicitly incorporate it into such a filing at the time. 

16 

 
 
 
 
 
 
 
ITEM 6 – SELECTED FINANCIAL DATA 

The following selected financial data should be read in conjunction with “Item 7 – Management’s Discussion and 
Analysis of Financial Condition and Results of Operations” and “Item 8 – Financial Statements and Supplementary 
Data.” 

2018 

Fiscal Years Ended August 31, 
2016 
(In thousands, except per share amounts) 

2017 

2015 

2014 

Statement of Operations Data 
Revenue 
Net income 
Add: net (gain) loss attributable to noncontrolling 
interest 
Net income attributable to Chase Corporation 
Net income available to common shareholders, per 
common and common equivalent share: 
Basic: 
Net income per common and common equivalent share  $
Diluted: 
Net income per common and common equivalent share  $
Balance Sheet Data 
Total assets 
Long-term debt, including current portion 
Total stockholders' equity 
Cash dividends paid per common and common 
equivalent share 

 $

 $ 284,188   $ 252,560   $ 238,094   $ 238,046   $  224,006  
 $  43,143   $  42,014   $  32,807   $  26,413   $   26,523  

 —  

 108  
 $  43,143   $  42,014   $  32,807   $  26,318  $   26,631 

 (95) 

 —  

 —  

 4.60   $

 4.49   $

 3.55  $

 2.87   $ 

 2.92  

 4.56   $

 4.44   $

 3.50  $

 2.82   $ 

 2.86  

 $ 316,469   $ 254,738   $ 262,819   $ 255,642   $  245,545  
 58,800  
   137,490  

 25,000  
    246,756  

 43,400  
   174,089  

 51,800  
   154,342  

 —  
   210,929  

 0.80   $

 0.70   $

 0.65   $

 0.60   $ 

 0.45  

17 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
     
     
  
 
 
 
 
   
 
   
 
   
 
   
 
   
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
ITEM 7 – MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS 
OF OPERATIONS 

The following discussion provides an analysis of our financial condition and results of operations and should be read in 
conjunction with the Consolidated Financial Statements and notes thereto included in Item 8 of this Annual Report on 
Form 10-K.   

Selected Relationships within the Consolidated Statements of Operations 

Revenue 
Net income 
Increase in revenue from prior year 
Amount 
Percentage 
Increase in net income from prior year 
Amount 
Percentage 

Percentage of revenue: 
Revenue 
Cost of products and services sold 
Selling, general and administrative expenses 
Other (income) expense, net 
Income before income taxes 
Income taxes 
Net income 

*     denotes less than one percent 

Overview 

2018 

2016 

Years Ended August 31, 
2017 
(Dollars in thousands) 
$  252,560  
$  42,014  

$  238,094  
$  32,807  

  $  284,188  
  $  43,143  

 $  31,628  

$  14,466  

 13 %    

$
 6 %    

 48  

* %

 $

 1,129  

$
 3 %   

 9,207  

$
 28 %   

 6,394  

 24 %

 100 %    
 62  
 18  
(*)  
 20 %   
 5  
 15 %    

 100 %    
 58  
 19  
 (1) 
 24 %   
 7  
 17 %    

 100 %
 61  
 19  
(*)  
 21 %
 7  
 14 %

While revenue growth, both organic and inorganic, has helped to define fiscal 2018, so too have rising raw material costs 
and a less favorable sales mix as compared to the prior year.  Sales price increases have gone into effect for many 
impacted product lines, with additional future increases possible, as we address increasing inflationary pressures from 
higher commodity prices, supply and demand imbalances and tariffs across the business. The Company has remained 
committed to its core strategies: growing through both acquisition and market and product development efforts, and 
making major steps forward in its facility consolidation and rationalization initiative and in its divesting of non-core 
businesses.  

In December 2017, we completed the acquisition of Zappa Stewart, an advanced superabsorbent polymer (SAP) 
formulator and solutions provider. This acquisition proved to be immediately accretive to the Company’s earnings in the 
period of acquisition, after adjusting for nonrecurring costs associated with the transaction and financing cost. In 
April 2018, the Company divested its structural composites rod business, which operated outside the areas Chase has 
identified for strategic emphasis. In June 2018, we announced the closure of our cable materials-focused Pawtucket, RI 
facility, effective August 31, 2018, with operations housed there moving to our Oxford, MA and Lenoir, NC plants. 

Revenue from the Industrial Materials segment increased over the prior year on greater demand for our pulling and 
detection, electronic and industrial coatings, specialty products, structural composites, specialty chemical intermediates, 
and electronic materials product lines. The segment’s organic increases in these legacy product lines were complemented 
by the December 2017 acquisition of Zappa Stewart, which is now included within the specialty chemical intermediates 
product line. Fiscal 2018 also benefited from an additional month of sales from the operations of Resin Designs, 

18 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
  
 
 
 
 
 
 
 
 
 
 
  
 
   
 
   
 
   
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
  
  
 
 
  
 
 
 
 
 
obtained in the first quarter of the prior year. The segment’s overall revenue increase was negatively impacted by 
decreased sales of our cable materials products and the divestiture of our fiber optic cable components product line in the 
third quarter of the prior year. 

Our Construction Materials segment obtained revenue growth over the prior year, primarily on increased demand for 
both our U.K.- and U.S.-produced pipeline coatings products, as well as our bridge and highway products. The overall 
increase in sales experienced by the segment was partially offset by decreased sales of our coating and lining systems 
and building envelope products. 

Through mergers, acquisitions and divestitures, our marketing and product development efforts and our ability to 
rationalize and consolidate our operations to lower fixed costs, the Company remains focused on its core strategies for 
sustainable growth.  At August 31, 2018, the Company’s cash on hand was $34,828,000 and there was a $25,000,000 
balance outstanding under the Company’s $150,000,000 revolving debt facility.  

The Company has two reportable operating segments summarized below: 

Product Lines 

Manufacturing Focus and Products 

Segment 
Industrial 
Materials 

Cable Materials 
Electronic and Industrial Coatings 
Specialty Products 
Pulling and Detection 
Electronic Materials 
Structural Composites (1) 
Fiber Optic Cable Components (2) 
Specialty Chemical Intermediates 

Construction 
Materials 

Coating and Lining Systems 
Pipeline Coatings 
Building Envelope 
Bridge and Highway 

  Protective coatings and tape products, including insulating 
and conducting materials for wire and cable manufacturers; 
moisture protective coatings and customized sealant and 
adhesive systems for electronics; laminated durable papers, 
packaging and industrial laminate products and custom 
manufacturing services; pulling and detection tapes used in 
the installation, measurement and location of fiber optic 
cables and water and natural gas lines; cover tapes essential 
to delivering semiconductor components via tape and reel 
packaging; composite materials elements; glass-based 
strength elements designed to allow fiber optic cables to 
withstand mechanical and environmental strain and stress; 
polyurethane dispersions, polymeric microspheres and 
superabsorbent polymers. 

  Protective coatings and tape products, including coating and 
lining systems for use in liquid storage and containment 
applications; protective coatings for pipeline and general 
construction applications; adhesives and sealants used in 
architectural and building envelope waterproofing 
applications; high-performance polymeric asphalt additives 
and expansion and control joint systems for use in the 
transportation and architectural markets. 

(1)  Product line was substantially divested with the sale of the structural composites rod business on April 20, 2018. 

Custom manufacturing performed for the purchaser of the structural composites rod business subsequent to the sale 
is included within the specialty products product line. 

(2)  Results of product line included for period prior to its April 3, 2017 sale by the Company. 

19 

 
 
 
 
     
     
 
 
 
 
 
 
 
Results of Operations 

Revenue and Income Before Income Taxes by Segment are as follows: 

Fiscal 2018 
Industrial Materials 
Construction Materials 

Fiscal 2017 
Industrial Materials 
Construction Materials 

Fiscal 2016 
Industrial Materials 
Construction Materials 

Income 
Before 

% of 

      Revenue 

     Income Taxes       Revenue 

(Dollars in thousands) 

  $  232,288   $

 51,900  
  $  284,188  

Less corporate and common costs  
Income before income taxes  

  $

  $  202,956   $

 49,604  
  $  252,560  

Less corporate and common costs  
Income before income taxes  

  $

  $  181,728   $

 56,366  
  $  238,094  

Less corporate and common costs  
Income before income taxes  

  $

 66,076 (a) 
 18,178  
 84,254  
 (27,289) (b) 
 56,965  

 67,561 (c) 
 18,205  
 85,766  
 (24,874) (d) 
 60,892  

 53,530 (e) 
 19,967  
 73,497  
 (23,387) (f) 
 50,110  

 28 % 
 35 % 
 30 % 

 33 % 
 37 % 
 34 % 

 29 % 
 35 % 
 31 % 

(a)  Includes $1,070 of expense related to inventory step-up in fair value attributable to the December 2017 acquisition 
of Zappa Stewart, $1,085 gain on sale of license related to the structural composites product line recorded in the 
second quarter of fiscal 2018, $1,480 gain on sale of business related to the April 2018 sale of the structural 
composites rod business and $1,272 of expense related to the exit of our Pawtucket, RI location in the fourth quarter 
of fiscal 2018 

(b)  Includes $393 in acquisition-related expense attributable to the December 2017 acquisition of Zappa Stewart 
(c)  Includes a $2,013 gain on sale of our fiber optic cable components business and $190 of expense related to 

inventory step-up in fair value attributable to the September 2016 acquisition of certain assets of Resin Designs 
(d)  Includes $584 in acquisition-related expense attributable to the September 2016 acquisition of certain assets of Resin 
Designs, facility exit and demolition costs of $70 related to the Company’s Randolph, MA location, a $792 gain 
related to the November 2016 sale of the Company’s Paterson, NJ location, a $68 gain related to the December 2016 
sale of the Company’s former corporate headquarters in Bridgewater, MA and $14 of pension-related settlement 
costs due to the timing of lump-sum distributions 

(e)  Includes a $1,031 gain on sale of our RodPack wind energy business contained within our structural composites 
product line and a $365 write-down on certain other structural composites assets based on usage constraints 
following the sale, both recognized in November 2015  

(f)  Includes $935 in Randolph, MA facility exit and demolition costs, a $877 gain on the write-down of an annuity and 

$13 of pension-related settlement costs due to the timing of lump-sum distributions 

20 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
   
 
 
 
   
 
 
 
   
 
   
 
 
 
   
 
   
 
 
 
 
 
 
 
   
 
 
 
   
 
 
 
   
 
   
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total Revenue  

Total revenue in fiscal 2018 increased $31,628,000 or 13% to $284,188,000 from $252,560,000 in the prior year.  

Revenue in our Industrial Materials segment increased $29,332,000 or 14% to $232,288,000 for the year ended August 
31, 2018 compared to $202,956,000 in fiscal 2017.  The increase in revenue from our Industrial Materials segment in 
fiscal 2018 was primarily due to: (a) increases in revenue from our specialty chemical intermediates product line totaling 
$17,383,000, which included sales of $16,324,000 related to the first eight months of operations from the acquired Zappa 
Stewart business; (b) sales increases of $6,510,000, predominantly on volume, from our pulling and detection products, 
with large scale infrastructure build and repair work from the utility and telecommunication industries fueling growth; 
(c) sales increases of $5,374,000 for our electronic and industrial coatings product line reflecting mainly sales volume 
increases, with some positive growth related to price, from the automotive, industrial controls and appliance 
manufacturing industries, along with increased sales from the Resin Designs business acquired in early fiscal 2017, and 
with an increased royalty received from our licensed manufacturer in Asia; (d) sales volume increases of $3,902,000 for 
our specialty products, which, subsequent to the sale of our fiber optic cable components business in April 2017 and our 
structural composites rod business in April 2018, includes revenue from the manufacturing services provided by the 
Company to the common purchaser of the divested businesses (totaled $2,186,000 for fiscal 2018); (e) sales volume 
increases of $1,998,000 from our structural composite products, on sales into the wind energy market (following the 
Company’s divestiture of the structural composites rod business in April 2018, product sales revenue for wind energy 
products is anticipated to be significantly lower, since post-third-quarter-2018 the Company began recognizing 
wind-energy-related revenue, including royalty revenue and revenue for transitional custom manufacturing services 
performed for the buyer, in our specialty products product line); and (f) an entirely volume-driven sales increase of 
$472,000 in our electronic materials product line. These increases were negatively impacted by: (a) decreased sales of 
$4,340,000 from our fiber optic cable components product line, which the Company sold in April 2017 (no revenue was 
recorded within the fiber optic cable components product line following its divestiture early in the third quarter of 2017, 
including all of fiscal 2018); and (b) a net decrease in revenue from our cable materials products of $1,967,000, with 
decreases in sales volume more than offsetting pricing increases obtained. 

Revenue from our Construction Materials segment increased $2,296,000 or 5% to $51,900,000 for the year ended 
August 31, 2018 compared to $49,604,000 for fiscal 2017.  The increased revenue for our Construction Materials 
segment in fiscal 2018 was primarily due to an increase in sales volume and prices totaling $2,853,000 in our pipeline 
coatings products, with both our U.K.-produced water and wastewater pipeline products and U.S.-produced oil and gas 
pipeline products achieving increases over the prior year. Our bridge and highway products achieved a year-over-year 
increase in sales totaling $145,000, on both volume and price, with large bridge infrastructure work in the eastern U.S. 
continuing in fiscal 2018. Partially countering the overall increase in revenue for the segment were: (a) a $629,000 
decrease in our building envelope product sales, driven predominantly by a decrease in sales volume; and (b) coating and 
lining systems products, which had a net revenue decrease of $73,000 on decreased sales volume offsetting increased 
sales prices. 

Royalties and commissions in the Industrial Materials segment were $5,226,000, $4,683,000 and $3,664,000 for the 
years ended August 31, 2018, 2017 and 2016, respectively.  The increase in royalties and commissions in fiscal 2018 
over both fiscal 2017 and 2016 was primarily due to increased sales of electronic and industrial coatings products by our 
licensed manufacturer in Asia. Chase also began earning two additional royalty streams in 2018 both related to the 
licensing of our structural composites rod technology; future growth of these additional royalty streams is dependent on 
the future performance of the third parties we entered into the arrangements with. 

Export sales from domestic operations to unaffiliated third parties were $42,883,000, $36,719,000 and $28,826,000 for 
the years ended August 31, 2018, 2017 and 2016, respectively.  The increase in export sales in fiscal 2018 against both 
fiscal 2017 and 2016 resulted from increased export sales into China and Europe. 

In fiscal 2017, total revenue increased $14,466,000 or 6% to $252,560,000 from $238,094,000 in fiscal 2016. Revenue in 
our Industrial Materials segment increased $21,228,000 or 12% to $202,956,000 for the year ended August 31, 2017 
compared to $181,728,000 in fiscal 2016.  The increase in revenue from our Industrial Materials segment in fiscal 2017 
was primarily due to: (a) our electronic and industrial coatings product line having total increases in revenue of 

21 

 
 
 
 
 
 
$20,108,000, which included sales of $14,868,000 related to the acquired Resin Designs operations and reflected 
increased sales volume from the automotive and appliance manufacturing industries, along with an increased royalty 
received from our licensed manufacturer in Asia;  (b) sales volume increases of $2,674,000 for our specialty products, 
which, subsequent to the sale of our fiber optic cable components business on April 3, 2017, includes revenue from the 
manufacturing services provided by the Company to the purchaser of the fiber optic cable components product line 
(totaling $740,000 for fiscal 2017); (c) sales volume increases of $2,072,000 from our structural composite products, on 
sales into the wind energy market; (d) sales volume increases of $1,056,000 from our pulling and detection products, as 
we continued to meet the utility and telecommunication industries’ high demand for our products; (e) a sales volume 
increase of $450,000 for our electronic materials; (f) sales growth of $321,000 for our cable materials products on strong 
demand from manufacturers of communication and server cables in the third and fourth quarters of fiscal 2017; and 
(g) our specialty chemical intermediates product line, which had $24,000 in increased sales volume.  These increases 
were partially offset by decreased sales of $5,477,000 from our fiber optic cable components product line, which the 
Company sold in April 20l7. No revenue was recorded within the fiber optic cable components product line following its 
divestiture early in the third quarter. Revenue from our Construction Materials segment decreased $6,762,000 or 12% to 
$49,604,000 for the year ended August 31, 2017 compared to $56,366,000 for fiscal 2016.  The decreased sales from our 
Construction Materials segment in fiscal 2017 was primarily due to a net decrease in sales volume of $7,409,000 in 
pipeline coatings products. Delayed project work and general weakness in the region continued to affect Middle East 
water infrastructure project demand for pipeline coatings products produced at our Rye, U.K. facility. Conversely, sales 
for our domestically-produced pipeline products, which sell predominantly into the North American oil and gas markets, 
increased compared to fiscal 2016. Our building envelope products saw a year-over-year sales volume decrease of 
$382,000. Partially offsetting the overall decrease in sales for the segment, were: (a) a $974,000 increase in our bridge 
and highway products sales volume, resulting from increased bridge work in the New York metro region; and (b) coating 
and lining systems products, whose sales volume increased by $55,000 over fiscal 2016. 

Cost of Products and Services Sold 

Cost of products and services sold increased $29,100,000 or 20% to $175,136,000 for the fiscal year ended August 31, 
2018 compared to $146,036,000 in fiscal 2017.  As a percentage of revenue, cost of products and services sold increased 
to 62% in fiscal 2018 compared to 58% for fiscal 2017.   

The following table summarizes the relative percentages of cost of products and services sold to revenue for both of our 
operating segments: 

Cost of products and services sold 
Industrial Materials 
Construction Materials 

Total 

Fiscal Years Ended August 31, 
2017 

2018 

2016 

 63 %   
 57 %   
 62 %   

 59 %   
 54 %   
 58 %   

 61 %
 59 %
 61 %

Cost of products and services sold in our Industrial Materials segment was $145,742,000 for the fiscal year ended 
August 31, 2018 compared to $119,109,000 in fiscal 2017.  As a percentage of revenue, cost of products and services 
sold in this segment increased to 63% for fiscal 2018 compared to 59% in fiscal 2017. Cost of products and services sold 
in our Construction Materials segment was $29,394,000 for the fiscal year ended August 31, 2018 compared to 
$26,927,000 in fiscal 2017.  As a percentage of revenue, cost of products and services sold in this segment increased to 
57% in fiscal 2018 compared to 54% for fiscal 2017.   As a percentage of revenue, cost of products and services sold in 
both segments increased primarily due to: (a) the effects of international and domestic trade policy on raw material costs, 
which most acutely rose in the latter half of fiscal 2018; (b) the rising costs of petroleum-based inputs;  (c) an 
unfavorable  product mix, most prominently in our Construction Materials segment, as our lower margin products 
constituted a comparatively higher portion of total sales in the current year; and (d) in the case of our Industrial Materials 
segment the inclusion of $1,070,000 in cost of sale of inventory step-up, related to inventory purchased as part of our 
second quarter acquisition of Zappa Stewart. We purchase a wide variety of commodity items, including 
petroleum-based solvents, films, yarns, polymers and nonwovens, along with base metals (aluminum and copper), as 
well as many other substrates. To facilitate control of our margins, we closely monitor the pricing of our 
commodities-based raw materials across all product lines, as their price volatility can have short- and long-term effects 
on both our customers’ demand for our products and the margins at which we are able to sell them. 

22 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
  
 
 
 
 
 
In fiscal 2017, cost of products and services sold in our Industrial Materials segment was $119,109,000 for the fiscal 
year ended August 31, 2017 compared to $111,424,000 in fiscal 2016.  As a percentage of revenue, cost of products and 
services sold in this segment decreased to 59% for fiscal 2017 compared to 61% in fiscal 2016. Cost of products and 
services sold in our Construction Materials segment was $26,927,000 for the fiscal year ended August 31, 2017 
compared to $33,014,000 in fiscal 2016.  As a percentage of revenue, cost of products and services sold in this segment 
decreased to 54% in fiscal 2017 compared to 59% for fiscal 2016.   As a percentage of revenue, cost of products and 
services sold in both segments decreased primarily due to product mix, as our lower margin products constituted a 
comparatively lower portion of total sales in fiscal 2017 compared to fiscal 2016. 

Selling, General and Administrative Expenses 

Selling, general and administrative expenses increased $4,561,000 or 10% to $52,297,000 during fiscal 2018 compared 
to $47,736,000 in fiscal 2017.  As a percentage of revenue, however, selling, general and administrative expenses 
decreased to 18% of total revenue in fiscal 2018 compared to 19% for fiscal 2017.  The year-over-year increase in 
expenses is primarily attributable to: (a) increased amortization expense of $2,680,000, primarily related to intangible 
assets acquired in our December 31, 2017 acquisition of Zappa Stewart, and a full twelve months of amortization related 
to our September 30, 2016 acquisition of certain assets of Resin Designs; (b) increased selling and commission expense 
of $773,000, principally related to sales growth on our highest commissionable products in the current year, coupled with 
the addition of the established sales force of Zappa Stewart and a full twelve months of  the established sales force of 
Resin Designs; and (c) increased research and development expense of $244,000, principally related to the current year 
addition of the established research and development department of Zappa Stewart and a full twelve months of operation 
of  the established research and development department of Resin Designs. The Company continues to closely monitor 
spend with an emphasis on controlling costs and leveraging existing resources. 

During fiscal 2017, selling, general and administrative expenses increased $3,162,000 or 7% to $47,736,000 compared 
to $44,574,000 in fiscal 2016.  As a percentage of revenue, selling, general and administrative expenses were consistent 
at 19% of total revenue in both fiscal 2017 and fiscal 2016.  The year-over-year increase in expenses was primarily 
attributable to: (a) increased amortization expense of $1,291,000, primarily related to intangible assets acquired in our 
September 30, 2016 acquisition of certain assets of Resin Designs; (b) increased research and development expense of 
$904,000, principally related to the addition of the established research and development department of Resin Designs; 
(c) increase of $879,000 in stock-based compensation expenses; and (d) the fiscal 2016 $877,000 gain on the write-down 
of an annuity previously owed to a related party which did not recur in fiscal 2017. Partially offsetting these increases 
was a $1,200,000 reduction in cash incentive compensation expense, predominantly based on the fiscal 2017 change in 
our Executive Chairman’s compensation plan. 

23 

 
 
 
 
 
Exit Costs Related to Idle Facility 

On June 25, 2018, the Company announced the planned closing of its Pawtucket, RI manufacturing facility effective 
August 31, 2018. This is in line with the Company’s ongoing efforts to consolidate its manufacturing plants and 
streamline its existing processes. The manufacturing of products previously produced in the Pawtucket, RI facility was 
moved to Company facilities in Oxford, MA and Lenoir, NC during a two-month transition period. The Company 
expensed $1,272,000 in the fourth quarter of fiscal 2018 related to the closure, including: (a) cash-related 
employee-related, logistics and uncapitalized facility improvement costs of $590,000; and (b) non-cash-related 
accelerated depreciation expense of $682,000. Future costs related to this move are not anticipated to be significant to the 
Consolidated Financial Statements. 

In fiscal 2017 and 2016, the Company recognized $70,000 and $935,000, respectively, in expenses to raze its Randolph, 
MA facility, which had been idle regarding production for several years. No expense related to this project was 
recognized in fiscal 2018. The Company began marketing the site for sale during the second quarter of fiscal 2016. The 
carrying value of the property is not material, and is included within Prepaid expense and other current assets on the 
Consolidated Balance Sheets at both August 31, 2018 and 2017. These actions were taken as part of the Company’s 
on-going facility consolidation and rationalization initiative. The Company substantially completed the demolition of the 
structure in the fourth fiscal quarter of 2016, and completed other environmental aspects of the project during fiscal 
2017. The sale of the property is anticipated to follow in a subsequent period, and any future expenses related to the 
project are not anticipated to be material. 

Acquisition-Related Costs 

In fiscal 2018, the Company incurred $393,000 of costs related to our acquisition of Zappa Stewart.  This acquisition 
was accounted for as a business combination in accordance with applicable accounting standards, and all related 
professional service fees (including banking, legal, accounting and actuarial fees) were expensed as incurred within the 
second fiscal quarter of 2018.  

In fiscal 2017, the Company incurred $584,000 of costs related to our acquisition of certain assets of Resin Designs.   
This acquisition was accounted for as a business combination in accordance with applicable accounting standards, and 
all related professional service fees (including banking, legal, accounting, and actuarial fees) were expensed as incurred 
during the year ended August 31, 2017.     

Write-down of Certain Assets Under Construction 

In fiscal 2016, the Company recorded a $365,000 charge related to the full write-down of certain structural composites 
tangible assets (construction in progress) located in its Granite Falls, NC facility. The fiscal 2016 sale of our RodPack 
wind energy business (and related intangible assets), contained within the structural composites product line, placed a 
limitation on the Company’s ability to sell certain other goods produced for the same product line, resulting in our 
determination to fully write-down certain assets under construction during the year. 

Interest Expense 

Interest expense increased $333,000 or 40% to $1,172,000 in fiscal 2018 compared to $839,000 in fiscal 2017.  Interest 
expense decreased $215,000 or 20% to $839,000 in fiscal 2017 compared to $1,054,000 in fiscal 2016.  The increase in 
interest expense in fiscal 2018 is the result of the increased average outstanding balance of Chase’s revolving debt 
facility, following the $65,000,000 draw on the facility in December 2017 to substantially fund the Company’s 
acquisition of Zappa Stewart.  

In the second, third and fourth quarters of 2018, subsequent to the December 2017 borrowing, the Company made a total 
of $40,000,000 in payments against the principal, bringing the balance to $25,000,000 at August 31, 2018. In September 
2018, subsequent to fiscal 2018, Chase made an additional $10,000,000 principal payment. 

24 

 
 
 
 
 
 
 
 
 
 
 
 
Gain on Sale of Real Estate 

In November 2016, the Company finalized the sale of its Paterson, NJ property for proceeds of $1,382,000. This 
transaction resulted in a gain of $792,000 which was recorded during the year ended August 31, 2017.  

In October 2016, Chase entered an agreement to sell its former corporate headquarters and executive offices in 
Bridgewater, MA. In December 2016, the sale was finalized for gross proceeds of $740,000, resulting in a gain on sale of 
$68,000 recognized during the year ended August 31, 2017.  

Gain on Sale of License  

In November 2017, the Company entered an agreement with an unrelated party to sell a license, including certain 
intellectual property, and sell certain construction in process assets, both related to the manufacturing of certain structural 
composite materials. In the second fiscal quarter of 2018, the transaction was finalized for gross consideration of 
$1,111,000 comprising cash proceeds of $1,000,000 and foreign tax consideration paid by the purchaser on Chase’s 
behalf of $111,000. This transaction resulted in a gain of $1,085,000, which was recorded as a gain on sale of license 
during the fiscal quarter ended February 28, 2018.  

In relation to this transaction, the purchaser also entered into a royalty agreement with the Company. The purchaser will 
make royalty payments to Chase based on the volume of future sales of certain structural composite material 
manufactured by the purchaser. Royalty revenue recognized in 2018 related to this agreement was not material. 

Gain on Sale of Businesses 

On April 20, 2018, Chase finalized an agreement with an unrelated party to sell all inventory, operational machinery and 
equipment and intangible assets of the Company’s structural composites rod business, as well as a license related to the 
production and sale of rod, for proceeds of $2,232,000, net of transaction costs and following all working capital 
adjustments. This business, which was part of the structural composites product line within the Industrial Materials 
segment, had limited growth and profitability prospects as part of the Company, and was outside the areas Chase has 
identified for strategic emphasis.  The resulting pre-tax gain on sale of $1,480,000 was recognized in the third quarter of 
fiscal 2018 as a gain on sale of businesses. Chase received $2,075,000, net of transaction costs, in the third quarter of 
fiscal 2018, with the remaining $157,000 received in the fourth quarter of fiscal 2018 as a result of a working capital 
true-up. Chase will provide certain transitional manufacturing and administrative support to the purchaser for which the 
Company will receive additional consideration upon the performance of services.  

In relation to this transaction, the purchaser entered into a royalty agreement with the Company. The purchaser will make 
royalty payments to Chase based on future sales of certain structural composite material manufactured by the purchaser. 
Royalty revenue recognized in 2018 related to this agreement was not material.  

On April 3, 2017, Chase executed an agreement with an unrelated party to sell all inventory, machinery and equipment 
and intangible assets of its fiber optic cable components product line for proceeds of $3,858,000, net of transaction costs 
and following all working capital adjustments. The fiber optic cable components product line had been a part of our 
Industrial Materials segment. Given its low-growth and low-margin prospects, and a customer, supplier and equipment 
base separate from our other businesses, the product line was determined to not be part of Chase’s long-term strategy. 
The resulting pre-tax gain on sale of $2,013,000 was recognized during the year ended August 31, 2017. Further, the 
purchaser entered a multiyear lease for a portion of the manufacturing space at the Company’s Granite Falls, NC facility. 
Chase will provide certain transitional manufacturing and administrative support to the purchaser for which the 
Company will receive additional consideration upon the performance of services. 

In the first quarter of fiscal 2016, the Company sold the RodPack wind energy business formerly contained within its 
structural composites product line, part of the Industrial Materials segment. This transaction resulted in a pre-tax book 
gain of $1,031,000, which was recorded in fiscal 2016. 

25 

 
 
 
 
 
 
 
 
 
 
 
Other Income (Expense) 

Other income was $482,000 in fiscal 2018 compared to other income of $724,000 in fiscal 2017, a decrease of $242,000.  
Other income (expense) primarily includes foreign exchange gains (losses) caused by changes in exchange rates on 
transactions or balances denominated in currencies other than the functional currency of our subsidiaries, interest 
income, rental income and other non-trade/non-royalty/non-commission receipts.  The decrease in total other income 
(expense) in fiscal 2018 compared to fiscal 2017 was largely due to the decrease in foreign exchange gains seen 
year-over-year, from $307,000 in fiscal 2017 to $85,000 in fiscal 2018. 

Other income was $724,000 in fiscal 2017 compared to other income of $2,351,000 in fiscal 2016, a decrease of 
$1,627,000.  Other income (expense) in 2017 was largely net foreign exchange gains resulting from sales made from our 
U.K.-based operations and denominated in U.S. dollars and euros. British pound exchange volatility was lower in 2017 
than that observed in 2016, ultimately resulting in lower net foreign exchange gains recognized. Also included in fiscal 
2017 was a $300,000 gain on the settlement of a claim and the release of an escrow related to a prior acquisition. 

Income Taxes 

Our effective tax rate for fiscal 2018 was 24.3% as compared to 31.0% and 34.5% in fiscal 2017 and 2016, respectively. 

The current year effective tax rate was most prominently affected by: (a) the passage of the Tax Cuts and Jobs Act (the 
“Tax Act”) in December 2017, including provisional and reasonable adjustments recorded in the second, third and fourth 
quarters of fiscal 2018 to account for the new rules and a Federal corporate tax rate of 21% enacted by the Tax Act; and 
(b) our early adoption of Accounting Standards Update (“ASU”)  No. 2016-09 at the beginning of the prior year.  

As a result of the new 21% Federal tax rate enacted by the Tax Act, Chase has adjusted its Federal statutory rate for 
fiscal 2018 to be a blended rate of 25.7%, based on a combination of four months of operations under the old 35% 
corporate income tax rate, and eight months at the new 21% rate. Provisional transitional adjustments were made in the 
second, third and fourth fiscal quarters of fiscal 2018 to revalue, and in certain cases reclassify, our existing net U.S 
deferred tax assets and uncertain tax positions resulting in a net tax expense of $681,000 for the year ended August 31, 
2018. See Note 7 — “Income Taxes” to the Consolidated Financial Statements for further discussion of the effects of the 
Tax Act.  

The Company early adopted ASU No. 2016-09, “Compensation – Stock Compensation (Topic 718), Improvements to 
Employee Share-Based Payment Accounting”, during the first fiscal quarter of 2017 (the prior year). During the fiscal 
years ended August 31, 2018 and 2017, the Company recognized excess tax benefits from stock-based compensation of 
$1,921,000 and $1,917,000, respectively (with no such excess benefit recognized in the year ended August 31, 2016), 
within income tax expense on the Consolidated Statements of Operations. The Company anticipates the potential for 
increased periodic volatility in future effective tax rates based on the continued application of ASU No. 2016-09. See 
Note 1 – “Summary of Significant Accounting Policies” to the Consolidated Financial Statements for further discussion 
of the effects of ASU No. 2016-09.  

26 

 
 
 
 
 
 
 
 
 
Net Income  

Net income in fiscal 2018 increased $1,129,000 or 3% to $43,143,000 compared to $42,014,000 in fiscal 2017.  The 
increase in net income in 2018 was primarily due to: (a) increase in gross profit on sales, positively impacted by our 
second quarter acquisition of Zappa Stewart, along with increased royalties and commissions revenue; (b) a gain on sale 
of license and a gain on sale of business, both related to the structural composites rod business; (c) the recognition of a 
lower Federal statutory tax rate; and (d) the excess tax benefit recognized related to our early adoption of 
ASU No. 2016-09. These gains were negatively impacted by increased amortization expense, as well as one-time 
acquisition-related and inventory step-up costs, recognized in fiscal 2018, related to our December 2017 acquisition of 
Zappa Stewart. 

Net income in fiscal 2017 increased $9,207,000 or 28% to $42,014,000 compared to $32,807,000 in fiscal 2016.  The 
increase in net income in 2017 was primarily due to: (a) an increased sales volume, including increases in revenue and 
earnings provided by the acquired operations of Resin Designs; (b) gains on the sales of our fiber optic cable components 
product line and our Paterson, NJ and Bridgewater, MA real estate; and (c) the recognition of excess tax benefit related 
to our early adoption of ASU No. 2016-09. These gains were partially offset by increased amortization expense 
recognized related to our September 30, 2016 acquisition of certain assets of Resin Designs. 

27 

 
 
 
 
 
Other Important Performance Measures 

We believe that EBITDA, Adjusted EBITDA and Free Cash Flow are useful performance measures.  They are used by 
our executive management team to measure operating performance, to allocate resources, to evaluate the effectiveness of 
our business strategies and to communicate with our Board of Directors and investors concerning our financial 
performance. The Company believes EBITDA, Adjusted EBITDA and Free Cash Flow are also useful to investors. 
EBITDA is useful in comparing the core operations of the business from period to period by removing the impact of the 
Company’s capital structure (through interest expense), asset base (through depreciation and amortization) and tax rate, 
and in evaluating operating performance relative to others in the industry.  Adjusted EBITDA allows for comparison to 
the Company’s performance in prior periods without the effect of items that, by their nature, tend to obscure the 
Company’s core operating results due to the potential variability across periods based on their timing, frequency and 
magnitude. Free Cash Flow provides a means for measuring the cash generated from operations that is available for 
mandatory obligations, including interest payments and debt repayment, and discretionary investment opportunities such 
as funding acquisitions, product and market development and paying dividends. As a result, management believes these 
metrics, which are commonly used by financial analysts and others in the industries in which the Company operates, 
enhance the ability of investors to analyze trends in the Company’s business and evaluate the Company’s performance 
relative to peer companies and the past performance of the Company itself. EBITDA, Adjusted EBITDA and Free Cash 
Flow are non-U.S. GAAP financial measures.  

We define EBITDA as net income before interest expense from borrowings, income tax expense, depreciation expense 
from fixed assets, and amortization expense from intangible assets.  We define Adjusted EBITDA as EBITDA excluding 
costs and (gains) losses related to our acquisitions and divestitures, costs of products sold related to inventory step-up to 
fair value, settlement (gains) losses resulting from lump sum distributions to participants from our defined benefit plans, 
and other significant items. We define Free Cash Flow as net cash provided by operating activities less purchases of 
property, plant and equipment.  

The use of EBITDA, Adjusted EBITDA and Free Cash Flow has limitations and these performance measures should not 
be considered in isolation from, or as an alternative to, U.S. GAAP measures such as net income and net cash provided 
by operating activities.  None of these measures should be interpreted as representing the residual cash flow of the 
Company available solely for discretionary expenditures or to invest in the growth of our business, since we have certain 
non-discretionary expenditures that are not deducted from these measures, including scheduled principal and (in the case 
of Free Cash Flow) interest payments on outstanding debt. Our measurement of EBITDA, Adjusted EBITDA and Free 
Cash Flow may not be comparable to similarly-titled measures used by other companies. 

28 

 
 
 
 
 
The following table provides a reconciliation of net income, the most directly comparable financial measure presented in 
accordance with U.S. GAAP, to EBITDA and Adjusted EBITDA for the periods presented (dollars in thousands): 

Net income 

Interest expense 
Income taxes  
Depreciation expense 
Amortization expense 

EBITDA 

Gain on sale of businesses (a) 
Cost of sale of inventory step-up (b) 
Acquisition-related costs (c) 
Gain on sale of license (d) 
Exit costs related to idle facility (excluding depreciation) (e) 
Gain on sale of real estate (f) 
Pension settlement costs (g) 
Annuity settlement (h) 
Write-down of certain assets under construction (i) 

Years Ended August 31, 
2017 

2018 

$ 

  $  43,143   $  42,014 
 839  
 18,878  
 5,130  
 9,127  

 1,172  
 13,822  
 5,817  
 11,807  

  $  75,761   $  75,988   $ 

 (1,480) 
 1,070  
 393  
 (1,085) 
 590  
 —  
 —  
 —  
 —  

 (2,013) 
 190  
 584  
 —  
 70  
 (860) 
 14  
 —  
 —  

Adjusted EBITDA 

  $  75,249   $  73,973   $ 

2016 
 32,807 
 1,054  
 17,303  
 5,606  
 7,836  
 64,606  
 (1,031) 
 —  
 —  
 —  
 935  
 —  
 13  
 (877) 
 365  
 64,011  

(a)  Represents gain on sale of the structural composites rod business in April 2018 (fiscal 2018), the fiber optic cable 
components product line in April 2017 (fiscal 2017) and the RodPack wind energy business contained within the 
structural composites product line in November 2015 (fiscal 2016) 

(b)  Represents expenses related to inventory step-up in fair value related to the December 2017 (fiscal 2018) acquisition 

of Zappa Stewart and the September 2016 (fiscal 2017) acquisition of certain assets of Resin Designs 

(c)  Represents costs related to the December 2017 (fiscal 2018) acquisition of Zappa Stewart and the September 2016 

(fiscal 2017) acquisition of certain assets of Resin Designs 

(d)  Represents fiscal 2018 second quarter gain on sale of a license related to the structural composites product line 
(e)  Represents Pawtucket, RI facility closure costs in the fourth quarter of  fiscal 2018, excluding accelerated 

depreciation expense recognized, and the Randolph, MA facility exit and demolition costs incurred in both 2017 and 
2016 

(f)  Represents gain on November 2016 sale of the Company’s Paterson, NJ location, and December 2016 sale of the 

Company’s former corporate headquarters in Bridgewater, MA 

(g)  Represents pension-related settlement costs due to the timing of lump sum distributions 
(h)  Represents the gain recognized on write-down of an accrued annuity previously owed by the Company 
(i)  Represents a write-down of certain structural composites assets under construction based on usage constraints 

recognized following the sale of the RodPack wind energy business in November 2015 

The following table provides a reconciliation of net cash provided by operating activities, the most directly comparable 
financial measure presented in accordance with U.S. GAAP, to Free Cash Flow for the periods presented (dollars in 
thousands): 

Net cash provided by operating activities 

Purchases of property, plant and equipment 

Free Cash Flow 

Years Ended August 31, 
2017 

2018 

  $  46,071   $  51,932 
 (3,199) 

 (3,488) 

$ 

  $  42,583   $  48,733   $ 

2016 
 48,833  
 (2,046) 
 46,787  

29 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
 
 
 
 
 
 
The following table provides a summary of net cash used in investing activities and net cash provided by (used in) 
financing activities, presented in accordance with U.S. GAAP, for the periods presented (dollars in thousands): 

Net cash used in investing activities 
Net cash provided by (used in) financing activities 

Liquidity and Sources of Capital 

Years Ended August 31, 
2017 

2018 

2016 

  $  (73,766)  $  (25,102) $ 
 (612) 
  $  14,423   $  (52,796) $   (15,299) 

Our cash balance decreased $12,526,000 to $34,828,000 at August 31, 2018 from $47,354,000 at August 31, 2017. The 
decreased cash balance is primarily attributable to: (a) the $73,469,000 acquisition of Zappa Stewart, partially offset by a 
$65,000,000 utilization of our all-revolving debt facility; (b) $40,000,000 in subsequent debt repayments; (c) cash 
dividend payment of $7,497,000; and (d) $3,488,000 in purchases of machinery and equipment throughout fiscal 2018. 
The overall decrease was positively impacted by: (a) cash from operations of $46,071,000; (b) cash proceeds from the 
sale of our structural composites rod business of $2,232,000; and (c) cash proceeds from the sale of a license related to 
our structural composites business of $1,000,000.  Of the above noted amounts, $28,521,000 and $31,756,000 were held 
outside the U.S. by Chase Corporation and our foreign subsidiaries as of August 31, 2018 and 2017, respectively. Given 
our cash position and borrowing capability in the United States and the potential for increased investment and 
acquisitions in foreign jurisdictions, prior to the second quarter of fiscal 2018, we did not have a history of repatriating a 
significant portion of our foreign cash. With the passage of the Tax Cuts and Jobs Act (the “Tax Act”) in the second 
fiscal quarter, significant changes in the Internal Revenue Tax Code (the “IRC”) were enacted, changing the U.S. taxable 
nature of previously unrepatriated foreign earnings. In fiscal 2018 and subsequent to December 2017, the Company 
repatriated a total of $10,499,000 in U.K. foreign earnings. Consistent to prior to the passage of the Tax Act, we do not 
currently take the position that undistributed foreign subsidiaries’ earnings are considered to be permanently reinvested. 
See Note 7 — “Income Taxes” to the Consolidated Financial Statements included in this Report for further discussion of 
the effects of the Tax Act. 

Our cash balance decreased $26,057,000 to $47,354,000 at August 31, 2017 from $73,411,000 at August 31, 2016. The 
decreased cash balance was primarily attributable to: (a) the repayment of $43,400,000 of debt principal, (b) the 
$30,270,000 in net cash paid for the September 2016 acquisition of certain assets of Resin Designs, LLC; and (c) the 
payment of our annual dividend totaling $6,532,000. The overall decrease was positively impacted by: (a) cash from 
operations of $51,932,000; (b) cash proceeds from the sale of our fiber optic cable components product line of 
$3,458,000; (c) cash proceeds from the sale of our Paterson, NJ and Bridgewater, MA real estate totaling $2,122,000; 
and (d) cash reimbursement related to the release of claims to a life insurance policy of $1,504,000.   

Cash provided by operations was $46,071,000 for the year ended August 31, 2018 compared to $51,932,000 in fiscal 
2017.  Cash provided by operations during fiscal 2018 was primarily due to operating income and increased accounts 
payable, which rose on increased inventory balances. Partially offsetting the overall amount of cash provided by 
operations were increased inventory (as the Company made opportunistic purchases on non-perishable materials to take 
advantage of current costs, which were believed to be lower than future costs), increased accounts receivable (following 
a stronger fourth quarter sales in fiscal 2018) and decreases in accrued income taxes (as cash payments for taxes 
exceeded the amount of income tax expense recognized during the period). 

Cash provided by operations was $51,932,000 for the year ended August 31, 2017 compared to $48,833,000 in fiscal 
2016.  Cash provided by operations during fiscal 2017 was primarily due to operating income and increased accounts 
payable. Increased accounts payable resulted from the timing of payments. Partially offsetting the overall amount of cash 
provided by operations were increased accounts receivable (based on increased fourth quarter sales) and decreased 
accrued compensation and other expenses (based on certain payouts from the Company’s non-qualified deferred savings 
plan in fiscal 2017 totaling $1,131,000). 

The ratio of current assets to current liabilities was 4.4 as of August 31, 2018 compared to 4.2 as of August 31, 2017.  
The increase in our current ratio in fiscal 2018 was primarily attributable to increased inventory and accounts receivable; 
this was partially offset by the decrease in cash and cash equivalents during fiscal 2018. 

30 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
 
 
 
 
 
 
 
 
Cash used in investing activities was $73,766,000 for the year ended August 31, 2018 compared to $25,102,000 in fiscal 
2017.  During fiscal 2018, cash used in investing activities was primarily due to the acquisition of Zappa Stewart in 
December 2017 and our purchases of machinery and equipment throughout fiscal 2018.  Partially offsetting these uses of 
cash were; (a) cash proceeds from the sale of our structural composites rod business; and (b) cash proceeds from the sale 
of a license related to our structural composites business of $1,000,000. 

During fiscal 2017, cash used in investing activities was $25,102,000 compared to $612,000 in fiscal 2016.  During 
fiscal 2017, cash used in investing activities was primarily due to our acquisition of certain assets of Resin Designs, LLC 
in September 2016, in addition to cash paid for purchases of machinery and equipment at our manufacturing locations. 
These uses were partially offset by cash received from the sale of our fiber optic cable components business and both our 
Paterson, NJ location and our former corporate headquarters in Bridgewater, MA, as well as in relation to a life insurance 
policy. 

Cash provided by (used in) financing activities was $14,423,000 provided by financing activities for the year ended 
August 31, 2018 compared to $52,796,000 used in financing activities in fiscal 2017 and $15,299,000 used in financing 
activities in fiscal 2016. During fiscal 2018, Chase borrowed $65,000,000 on its revolving debt facility to substantially 
fund its purchase of Zappa Stewart, and subsequently made $40,000,000 in payments against the loan principal. Chase 
also paid an annual dividend of $7,497,000 in 2018.  During fiscal 2017 and 2016 cash used in financing activities was 
primarily due to our annual dividend payment, payments made on the term debt used to finance our fiscal 2012 
acquisition of NEPTCO and, after December 15, 2016, payments made on the Company’s revolving credit facility, 
described in more detail below. 

On November 13, 2018, we announced a cash dividend of $0.80 per share (totaling approximately $7,520,000) to 
shareholders of record on November 23, 2018 and payable on December 5, 2018.   

On October 30, 2017, we announced a cash dividend of $0.80 per share (resulting in payment of $7,497,000) to 
shareholders of record on November 9, 2017 and payable on December 6, 2017.   

On November 1, 2016, we announced a cash dividend of $0.70 per share (resulting in payment of $6,532,000) to 
shareholders of record on November 11, 2016 and payable on December 7, 2016.   

On December 15, 2016, we entered an Amended and Restated Credit Agreement (the “Credit Agreement”) with Bank of 
America, acting as administrative agent, and with participation from Citizens Bank and JPMorgan Chase Bank 
(collectively with Bank of America, the “Lenders”). The Credit Agreement is initially an all-revolving credit facility with 
a borrowing capacity of $150,000,000, which can be increased by an additional $50,000,000 at the request of the 
Company and the individual or collective option of any of the Lenders. The Credit Agreement contains customary 
affirmative and negative covenants that, among other things, restrict our ability to incur additional indebtedness and 
require certain lender approval for acquisitions by us and our subsidiaries over a certain size.  It also requires us to 
maintain certain financial ratios on a consolidated basis, including a consolidated net leverage ratio (as defined in the 
facility) of no more than 3.25 to 1.00, and a consolidated fixed charge coverage ratio (as defined in the facility) of at 
least 1.25 to 1.00. We were in compliance with our debt covenants as of August 31, 2018. The applicable interest rate for 
the Credit Agreement is based on the effective LIBOR plus an additional amount in the range of 1.00% to 1.75%, 
depending on our consolidated net leverage ratio or, at our option, at the bank’s base lending rate.  At August 31, 2018, 
the applicable interest rate was 3.25% per annum and the outstanding principal amount was $25,000,000.  The Credit 
Agreement was used to refinance our previously existing credit facility, which consisted of a $70,000,000 five-year term 
loan entered into in June 2012 in connection with our acquisition of NEPTCO, together with a $15,000,000 revolving 
line of credit, each bearing interest at LIBOR plus an additional amount in the range of 1.75% to 2.25%, depending on 
our leverage ratio. The Credit Agreement also provides for additional liquidity to finance potential acquisitions, working 
capital, capital expenditures, and other general corporate purposes.   

We have several on-going capital projects, as well as our facility rationalization and consolidation initiative, which are 
important to our long-term strategic goals. Further, machinery and equipment will be added as needed to increase 
capacity or enhance operating efficiencies in our other manufacturing plants.   

31 

 
 
 
 
 
 
 
 
During fiscal 2018, the Company announced the planned closing of its Pawtucket, RI manufacturing facility effective 
August 31, 2018. This is in line with the Company’s ongoing efforts to consolidate its manufacturing plants and 
streamline its existing processes. The manufacturing of products previously produced in the Pawtucket, RI facility has 
been moved to Company facilities in Oxford, MA and Lenoir, NC. This was done as part of our continued facility 
rationalization and consolidation plan. 

We may acquire companies or other assets in future periods which are complementary to our business.  We believe that 
our existing resources, including cash on hand and the Credit Agreement, together with cash generated from operations 
and additional bank borrowings, will be sufficient to fund our cash flow requirements through at least the next twelve 
months.  However, there can be no assurance that additional financing, if needed, will be available on favorable terms, if 
at all. 

To the extent that interest rates increase in future periods, we will assess the impact of these higher interest rates on the 
financial and cash flow projections of our potential acquisitions.  

We have no material off-balance sheet arrangements. 

Contractual Obligations  

The following table summarizes our contractual cash obligations at August 31, 2018 and the effect such obligations are 
expected to have on our liquidity and cash flow in future periods (dollars in thousands): 

Contractual Obligations 
Long-term debt including estimated 
interest 
Operating leases 
Purchase obligations 

Total (1) (2) 

Total 

  Payments Due 
     Less than 1 Year       1 - 3 Years 

  Payments Due 

  Payments Due 
     3 - 5 Years 

  Payments After 

5 Years 

  $  27,857  $
 11,777 
 18,835 
  $  58,469  $

 825  $

 2,144 
 18,835 
 21,804  $

 1,732  $
 3,919 
 — 
 5,651  $

 25,300  $
 2,412 
 — 
 27,712  $

 — 
 3,302 
 — 
 3,302 

(1)  We may be required to make payments related to our unrecognized tax benefits. However, due to the uncertainty of 

the timing of future cash flows associated with these unrecognized tax benefits, we are unable to make reasonably 
reliable estimates of the period of cash settlement, if any, with the respective taxing authorities.   Accordingly, 
unrecognized tax benefits of $1,889,000 as of August 31, 2018 have been excluded from the contractual obligations 
table above.  See Note 7 — “Income Taxes” to the Consolidated Financial Statements for further information.   
(2)  This table does not include the expected payments for our obligations for pension and other post-retirement benefit 
plans.   As of August 31, 2018, we had recognized an accrued benefit plan liability of $12,306,000 representing the 
unfunded obligations of the pension benefit plans.  See Note 9 — “Benefits and Pension Plans” to the Consolidated 
Financial Statements for further information, including expected pension benefit payments for the next 10 years. 

Recently Issued Accounting Standards 

For discussion of the newly issued accounting pronouncements see “Recently Issued Accounting Standards” and 
“Recently Adopted Accounting Standards” in Note 1 — “Summary of Significant Accounting Policies” to the 
Consolidated Financial Statements included in this Report. 

32 

 
 
 
 
 
 
 
 
 
 
 
    
    
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Critical Accounting Policies, Judgments, and Estimates  

The U.S. Securities and Exchange Commission (“SEC”) requires companies to provide additional disclosure and 
commentary on their most critical accounting policies. The SEC has defined the most critical accounting policies as the 
ones that are most important to the portrayal of a company’s financial condition and operating results, and requires 
management to make its most significant estimates and judgments in the preparation of its consolidated financial 
statements.  Our critical accounting policies are described below. 

Accounts Receivable 

We evaluate the collectability of accounts receivable balances based on a combination of factors. In cases where we are 
aware of circumstances that may impair a specific customer’s ability to meet its financial obligations to us, a specific 
allowance against amounts due to us is recorded, and thereby reduces the net recognized receivable to the amount we 
reasonably believe will be collected. For all other customers, we recognize allowances for doubtful accounts based on 
the length of time the receivables are past due, industry and geographic concentrations, the current business environment 
and our historical experience. If the financial condition of our customers deteriorates or if economic conditions worsen, 
additional allowances may be required in the future, which could have an adverse impact on our future operating results. 

Inventory 

We value inventory at the lower of cost or net realizable value using the first in, first out (FIFO) method.  Management 
assesses the recoverability of inventory based on types and levels of inventory held, forecasted demand and changes in 
technology. These assessments require management judgments and estimates, and valuation adjustments for excess and 
obsolete inventory may be recorded based on these assessments.  We estimate excess and obsolescence exposures based 
upon assumptions about future demand, product transitions, and market conditions, and record adjustments to reduce 
inventories to their estimated net realizable value.  The failure to accurately forecast demand may lead to additional 
excess and obsolete inventory and future charges. 

Business Combinations    

We assign the value of the consideration transferred to acquire a business to the tangible assets and identifiable 
intangible assets acquired, and liabilities assumed on the basis of their fair values at the date of acquisition.  We assess 
the fair value of assets, including intangible assets, using a variety of methods, and each asset is measured at fair value 
from the perspective of a market participant.  The method used to estimate the fair values of intangible assets 
incorporates significant assumptions regarding the estimates a market participant would make in order to evaluate an 
asset, including a market participant’s use of the asset and the appropriate discount rates for a market participant.  Assets 
recorded from the perspective of a market participant that are determined to not have economic use for us are expensed 
immediately.  Any excess purchase price over the fair value of the net tangible and intangible assets acquired is allocated 
to goodwill. Transaction costs and restructuring costs associated with a transaction to acquire a business are expensed as 
incurred. 

33 

 
 
 
 
  
 
 
 
 
Goodwill, Intangible Assets, and Other Long-Lived Assets 

Long-lived assets consist of goodwill, identifiable intangible assets, trademarks, patents and agreements and property, 
plant, and equipment.  Intangible assets and property, plant, and equipment, excluding goodwill, are amortized over their 
estimated useful life. We review long-lived assets and all intangible assets for impairment whenever events or changes in 
circumstances indicate the carrying amount of such assets may not be recoverable.   

Goodwill is also reviewed at least annually for impairment.  We perform our annual goodwill impairment assessment 
during the fourth fiscal quarter of each year. In fiscal 2017, we early adopted Accounting Standards Update (“ASU”)  
No. 2017-04 “Intangibles - Goodwill and Other Topics (Topic 350): Simplifying the Test for Goodwill Impairment.” We 
assess goodwill for impairment by comparing the fair value of the reporting unit to its carrying amount. If the fair value 
of a reporting unit is less than its carrying value, an impairment loss, limited to the amount of goodwill allocated to that 
reporting unit, is recorded. Fair values for reporting units are determined based on the income approach (discounted cash 
flow method). 

Revenue 

We recognize revenue when persuasive evidence of an arrangement exists, performance of our obligation is complete, 
our price to the buyer is fixed or determinable, and we are reasonably assured of collecting.  These four transaction 
elements are typically met at the time of shipment or upon receipt by the customer based on contractual terms.  If a loss 
is anticipated on any contract, a provision for the entire loss is made immediately.  Revenue recognition involves 
judgments and assessments of expected returns, and the likelihood of nonpayment by customers.  We analyze various 
factors, including a review of specific customer contracts and shipment terms, historical experience, creditworthiness of 
customers and current market and economic conditions in determining when to recognize revenue.  Changes in 
judgments on these factors could impact the timing and amount of revenue recognized with a resulting impact on the 
timing and amount of operating income.  For certain products, consigned inventory is maintained at customer locations, 
and revenue is typically recognized in the period that the consigned inventory is consumed.  Royalty revenue is 
recognized based on licensee production statements received from the authorized manufacturers. Billed shipping and 
handling fees are recorded as sales revenue with the associated costs recorded within cost of products and services sold. 

For discussion of ASU No. 2014-09, “Revenue from Contracts with Customers,” which will replace most of the existing 
revenue recognition guidance under U.S. GAAP and the Company’s planned adoption of the ASU in fiscal 2019 see 
“Recently Issued Accounting Standards” in Note 1 — “Summary of Significant Accounting Policies” to the 
Consolidated Financial Statements included in this Report. 

Uncertain Tax Positions 

We are subject to routine income tax audits that occur periodically in the normal course of business.  Our contingent 
income tax liabilities are estimated based on the methodology prescribed in the guidance for accounting for uncertain tax 
positions.  The guidance prescribes a minimum recognition threshold a tax position is required to meet before being 
recognized in the financial statements.  Our liabilities related to uncertain tax positions require an assessment of the 
probability of the income-tax-related exposures and settlements. Our assessment is based on our historical audit 
experiences with various state and federal taxing authorities, as well as by current income tax trends.  If circumstances 
change, we may be required to record adjustments that could be material to our reported financial condition and results 
of operations. See Note 7 to the Consolidated Financial Statements included in this Report for more information on our 
accounting for uncertain tax positions.  

Deferred Income Taxes 

We evaluate the need for a valuation allowance to reduce our deferred tax assets to the amount that is more likely than 
not to be realized.  We have considered future taxable income and ongoing prudent and feasible tax planning strategies in 
assessing the need for a valuation allowance.  Should we determine that we would not be able to realize all or part of our 
net deferred tax asset in the future, an adjustment to the deferred tax asset would be charged to income in the period such 
determination was made. 

34 

 
 
 
 
 
 
 
 
 
 
Stock-Based Compensation 

We measure compensation cost for share-based compensation at fair value and recognize the expense over the period 
that the recipient is required to provide service in exchange for the award, which generally is the vesting period.  We use 
the Black-Scholes option pricing model to measure the fair value of stock options.  This model requires significant 
estimates related to the award’s expected life and future stock price volatility of the underlying equity security. 
Historically, in determining the amount of expense to be recorded, we were required to estimate forfeiture rates for 
awards, based on the probability that employees will complete the required service period. We estimated the forfeiture 
rate based on historical experience.  In fiscal 2017, we early adopted ASU No. 2016-09, “Compensation – Stock 
Compensation (Topic 718), Improvements to Employee Share-Based Payment Accounting.” Following the adoption of 
the new standard, the Company has elected to account for forfeitures as they occur. 

Pension Benefits 

We sponsor a non-contributory defined benefit pension plan covering employees of certain divisions of the Company.  In 
calculating our retirement plan obligations and related expense, we make various assumptions and estimates.  These 
assumptions include discount rates, benefits earned, expected return on plan assets, mortality rates, and other factors.  
While we believe that the assumptions used are appropriate, differences in actual experience or changes in assumptions 
may affect our pension obligations and future expense. 

Effective December 1, 2008, the Chase defined benefit pension plan was amended to include a “soft freeze” whereby any 
employee hired after the effective date of December 1, 2008 will not be admitted to the plan.  The only exception related 
to employees who are members of the International Association of Machinists and Aerospace Workers Union whose 
contract was amended to include a soft freeze whereby any employees hired after the effective date of July 15, 2012 will 
not be admitted to the plan.  All eligible participants who were previously admitted to the plan prior to the applicable soft 
freeze dates will continue to accrue benefits as detailed in the plan agreements. 

Through our wholly-owned subsidiary NEPTCO, we have another defined benefit pension plan covering substantially all 
of our union employees at our Pawtucket, RI plant. This plan was frozen effective October 31, 2006, and as a result, no 
new participants can enter the plan and the benefits of current participants were frozen as of that date. The benefits are 
based on years of service and the employee’s average compensation during the earlier of five years before retirement, or 
October 31, 2006.   

We account for our pension plans following the requirements of ASC Topic 715, “Compensation – Retirement Benefits” 
(“ASC 715”).  ASC 715 requires an employer to: (a) recognize in its statement of financial position the funded status of a 
benefit plan; (b) measure defined benefit plan assets and obligations as of the end of the employer’s fiscal year (with 
limited exceptions); and (c) recognize as a component of other comprehensive income, net of tax, the gains or losses and 
prior service costs or credits that arise but are not recognized as components of net periodic benefit costs pursuant to 
prior existing guidance. 

Impact of Inflation 

Inflation has not had a significant long-term impact on our earnings.  In the event of significant inflation, our efforts to 
recover cost increases would be hampered as a result of the competitive nature of the industries in which we operate. 

35 

 
 
 
 
 
 
 
 
 
 
ITEM 7A – QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK  

We limit the amount of credit exposure to any one issuer.  At August 31, 2018, other than our restricted investments 
(which are restricted for use in a non-qualified retirement savings plan for certain key employees and members of the 
Board of Directors), all of our funds were either in demand deposit accounts or investment instruments that meet high 
credit quality standards such as money market funds, government securities, or commercial paper.  

Our domestic operations have limited currency exposure since substantially all transactions are denominated in U.S. 
dollars.  However, our European and Asian operations are subject to currency exchange fluctuations. We continue to 
review our policies and procedures to control this exposure while maintaining the benefit from these operations and sales 
not denominated in U.S. dollars. The effect of an immediate hypothetical 10% change in the exchange rate between the 
British pound and the U.S. dollar would not have a material effect on the Company’s overall liquidity. As of August 31, 
2018, the Company had cash balances in the following foreign currencies (with USD equivalents): 

Currency Code 

GBP 
EUR 
INR 
CNY 
CAD 

      Currency Name       USD Equivalent at August 31, 2018  
 17,407,000  
   British Pound    $ 
 4,440,000  
  $ 
Euro 
 402,000  
Indian Rupee    $ 
 373,000  
   Chinese Yuan    $ 
 127,000  
   Canadian Dollar  $ 

We will continue to review our current cash balances denominated in foreign currency in light of current tax guidelines 
and potential acquisitions. 

We recognized a foreign currency translation gain for the year ended August 31, 2018 in the amount of $743,000 related 
to our European and Indian operations, which is recorded in accumulated other comprehensive income (loss) within our 
Statement of Equity.  The functional currency for all our other operations is the U.S. Dollar. We do not have or utilize 
any derivative financial instruments.  

We pay interest on our outstanding long-term debt at interest rates that fluctuate based upon changes in various base 
interest rates. The carrying value of our long-term debt, including the current portion, was $25,000,000 at August 31, 
2018. See “Item 7 — Management’s Discussion and Analysis of Financial Condition and Results of 
Operations — Liquidity and Sources of Capital, ” Note 6 — “Long-Term Debt” and Note 16 — “Fair Value 
Measurements” to the Consolidated Financial Statements for additional information regarding our outstanding long-term 
debt.  The effect of an immediate hypothetical 10% change in variable interest rates would not have a material effect on 
our Consolidated Financial Statements.  

36 

 
 
 
  
  
 
 
 
 
 
ITEM 8 – FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA 

The following Consolidated Financial Statements of Chase Corporation are filed as part of this Annual Report on 
Form 10-K: 

Index to Consolidated Financial Statements: 

      Page No. 

Report of Independent Registered Public Accounting Firm  

Consolidated Balance Sheets as of August 31, 2018 and 2017  

Consolidated Statements of Operations for each of the three fiscal years in the period ended August 31, 2018   

Consolidated Statements of Comprehensive Income for each of the three fiscal years in the period ended 
August 31, 2018 

Consolidated Statements of Equity for each of the three fiscal years in the period ended August 31, 2018 

Consolidated Statements of Cash Flows for each of the three fiscal years in the period ended August 31, 
2018 

Notes to Consolidated Financial Statements  

38

40

41

42

43

44

45

37 

 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Report of Independent Registered Public Accounting Firm 

To the Board of Directors and Stockholders of Chase Corporation 

Opinions on the Financial Statements and Internal Control over Financial Reporting 

We have audited the accompanying consolidated balance sheets of Chase Corporation and its subsidiaries (the 
“Company”) as of August 31, 2018 and 2017, and the related consolidated statements of operations, of comprehensive 
income, of equity and of cash flows for each of the three years in the period ended August 31, 2018, including the related 
notes (collectively referred to as the “consolidated financial statements”). We also have audited the Company's internal 
control over financial reporting as of August 31, 2018, based on criteria established in Internal Control - Integrated 
Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO).   

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial 
position of the Company as of August 31, 2018 and 2017, and the results of its operations and its cash flows for each of 
the three years in the period ended August 31, 2018 in conformity with accounting principles generally accepted in the 
United States of America. Also in our opinion, the Company did not maintain, in all material respects, effective internal 
control over financial reporting as of August 31, 2018, based on criteria established in Internal Control - Integrated 
Framework (2013) issued by the COSO because a material weakness in internal control over financial reporting existed 
as of that date related to the review of cash flow forecasts used in the valuation of customer relationship intangible assets 
acquired in a business combination. 

A material weakness is a deficiency, or a combination of deficiencies, in internal control over financial reporting, such 
that there is a reasonable possibility that a material misstatement of the annual or interim financial statements will not be 
prevented or detected on a timely basis. The material weakness referred to above is described in Management’s Report 
on Internal Control over Financial Reporting appearing under Item 9A. We considered this material weakness in 
determining the nature, timing, and extent of audit tests applied in our audit of the 2018 consolidated financial 
statements, and our opinion regarding the effectiveness of the Company’s internal control over financial reporting does 
not affect our opinion on those consolidated financial statements.   

Change in Accounting Principle 

As discussed in Note 1 to the consolidated financial statements, the Company changed the manner in which it accounts 
for stock-based compensation in 2017. 

Basis for Opinions  

The Company's management is responsible for these consolidated financial statements, for maintaining effective internal 
control over financial reporting, and for its assessment of the effectiveness of internal control over financial reporting 
included in management's report referred to above. Our responsibility is to express opinions on the Company’s 
consolidated financial statements and on the Company's internal control over financial reporting based on our audits. We 
are a public accounting firm registered with the Public Company Accounting Oversight Board (United States) (PCAOB) 
and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws and 
the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.   

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and 
perform the audits to obtain reasonable assurance about whether the consolidated financial statements are free of material 
misstatement, whether due to error or fraud, and whether effective internal control over financial reporting was 
maintained in all material respects.   

38 

 
 
 
 
 
 
 
 
 
 
 
 
Our audits of the consolidated financial statements included performing procedures to assess the risks of material 
misstatement of the consolidated financial statements, whether due to error or fraud, and performing procedures that 
respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and 
disclosures in the consolidated financial statements. Our audits also included evaluating the accounting principles used 
and significant estimates made by management, as well as evaluating the overall presentation of the consolidated 
financial statements. Our audit of internal control over financial reporting included obtaining an understanding of 
internal control over financial reporting, assessing the risk that a material weakness exists, and testing and evaluating the 
design and operating effectiveness of internal control based on the assessed risk. Our audits also included performing 
such other procedures as we considered necessary in the circumstances. We believe that our audits provide a reasonable 
basis for our opinions. 

As described in Management’s Report on Internal Control over Financial Reporting, management has excluded Zappa 
Stewart from its assessment of internal control over financial reporting as of August 31, 2018 because it was acquired by 
the Company in a purchase business combination during 2018. We have also excluded Zappa Stewart from our audit of 
internal control over financial reporting. Zappa Stewart is a wholly-owned subsidiary whose total assets and total 
revenues excluded from management’s assessment and our audit of internal control over financial reporting represent 5% 
and 6%, respectively, of the related consolidated financial statement amounts as of and for the year ended August 31, 
2018. 

Definition and Limitations of Internal Control over Financial Reporting 

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding 
the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with 
generally accepted accounting principles. A company’s internal control over financial reporting includes those policies 
and procedures that (i) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the 
transactions and dispositions of the assets of the company; (ii) provide reasonable assurance that transactions are 
recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting 
principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of 
management and directors of the company; and (iii) provide reasonable assurance regarding prevention or timely 
detection of unauthorized acquisition, use, or disposition of the company’s assets that could have a material effect on the 
financial statements. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. 
Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become 
inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may 
deteriorate.  

/s/ PricewaterhouseCoopers LLP  
Boston, Massachusetts  
November 27, 2018 

We have served as the Company’s auditor since 2003. 

39 

 
 
 
 
 
 
 
 
 
CHASE CORPORATION 

CONSOLIDATED BALANCE SHEETS 

In thousands, except share and per share amounts 

ASSETS 
Current Assets 

Cash and cash equivalents 
Accounts receivable, less allowance for doubtful accounts of $559 and $456 
Inventory 
Prepaid expenses and other current assets 
Due from sale of businesses 
Prepaid income taxes 
Total current assets 

Property, plant and equipment, less accumulated depreciation of $49,212 and $44,277 

Other Assets 
Goodwill 
Intangible assets, less accumulated amortization of $54,039 and $42,206 
Cash surrender value of life insurance 
Restricted investments 
Funded pension plan 
Deferred income taxes 
Other assets 

Total assets 

LIABILITIES AND EQUITY 
Current Liabilities 

Accounts payable 
Accrued payroll and other compensation 
Accrued expenses 
Accrued income taxes 

Total current liabilities 

Long-term debt 
Deferred compensation 
Accumulated pension obligation 
Other liabilities  
Accrued income taxes 

Commitments and Contingencies (Notes 6, 8, 21) 

Equity 

August 31, 

2018 

2017 

  $ 

 34,828    $ 
 44,610   
 39,699   
 2,595   
 400   
 4,100   
 126,232   

 47,354 
 38,051 
 25,618 
 3,112 
 — 
 — 
 114,135 

 32,845   

 34,760 

 84,696   
 65,330   
 4,530   
 1,090   
 301   
 1,347   
 98   
 316,469    $ 

 50,784 
 46,846 
 4,530 
 964 
 566 
 1,614 
 539 
 254,738 

  $ 

  $ 

 17,810    $ 

 6,639   
 4,486   
 —   
 28,935   

 25,000   
 1,105   
 10,736   
 283   
 3,654   

 14,455 
 6,500 
 4,052 
 2,333 
 27,340 

 — 
 979 
 12,666 
 1,567 
 1,257 

First Serial Preferred Stock, $1.00 par value: Authorized 100,000 shares; none issued 
Common stock, $.10 par value: Authorized 20,000,000 shares; 9,396,947 shares at August 31, 2018 and 
9,354,136 shares at August 31, 2017 issued and outstanding 
Additional paid-in capital 
Accumulated other comprehensive loss 
Retained earnings 
Total equity 
Total liabilities and equity 

 —   

 — 

 939   
 13,104   
 (12,336) 
 245,049   
 246,756   
 316,469    $ 

 935 
 14,060 
 (13,469) 
 209,403 
 210,929 
 254,738 

  $ 

See accompanying notes to the Consolidated Financial Statements. 

40 

 
 
 
 
 
 
 
 
 
 
 
 
     
     
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CHASE CORPORATION 

CONSOLIDATED STATEMENTS OF OPERATIONS 

In thousands, except share and per share amounts 

Revenue 
Sales 
Royalties and commissions 

Costs and Expenses 

Cost of products and services sold 
Selling, general and administrative expenses 
Exit costs related to idle facility (Note 20) 
Acquisition-related costs (Note 14) 
Write-down of certain assets under construction (Note 18) 

Operating income 

Interest expense 
Gain on sale of real estate (Note 19) 
Gain on sale of license (Note 15) 
Gain on sale of businesses (Note 18) 
Other income (expense) 

Income before income taxes 

Income taxes (Note 7) 

Net income 

Net income available to common shareholders, per common and common equivalent 
share (Note 17) 

Basic 

Diluted 

Weighted average shares outstanding 

Basic  
Diluted 

Years Ended August 31, 
2017 

2018 

2016 

  $ 

 278,962    $ 
 5,226   
 284,188   

 247,877 
 4,683   
 252,560   

$ 

 234,450 
 3,644 
 238,094 

 175,136   
 52,297   
 1,272   
 393   
 —   

 146,036   
 47,736   
 70   
 584   
 —   

 144,438 
 44,574 
 935 
 — 
 365 

 55,090   

 58,134   

 47,782 

 (1,172)  
 —   
 1,085   
 1,480   
 482   

 (839) 
 860   
 —   
 2,013   
 724   

 (1,054)
 — 
 — 
 1,031 
 2,351 

 56,965   

 60,892   

 50,110 

 13,822   

 18,878   

 17,303 

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 43,143    $ 

 42,014 

$ 

 32,807 

  $ 

  $ 

 4.60    $ 

 4.49 

 4.56    $ 

 4.44 

$ 

$ 

 3.55 

 3.50 

 9,296,648   
 9,366,071   

 9,249,343   
 9,357,414   

 9,167,333 
 9,294,077 

Annual cash dividends declared per share 

  $ 

 0.80    $ 

 0.70    $ 

 0.65   

See accompanying notes to the Consolidated Financial Statements. 

41 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
  
 
 
   
 
   
 
 
 
   
 
   
 
 
   
 
 
 
 
 
 
 
 
   
 
   
 
   
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
 
 
   
 
   
 
   
 
 
 
 
 
 
   
 
   
 
   
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
 
 
   
 
   
 
   
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
   
 
   
 
   
 
 
 
  
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
  
 
 
 
   
  
 
 
 
 
 
  
 
 
 
 
  
 
 
   
 
 
   
 
 
 
 
   
 
   
 
   
 
 
 
 
CHASE CORPORATION 

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME 

In thousands, except share and per share amounts 

Net income 

Other comprehensive income (loss): 

Net unrealized gain on restricted investments, net of tax of $2, $30 and $4 
Change in funded status of pension plans, net of tax $130, $519 and ($738) 
Foreign currency translation adjustment 
Total other comprehensive income (loss) 

Years Ended August 31, 
2017 

2018 

2016 

  $ 

 43,143    $ 

 42,014    $ 

 32,807   

 5   
 385   
 743   
 1,133   

 67   
 1,155   
 788   
 2,010   

 7   
 (1,402) 
 (6,098) 
 (7,493) 

Comprehensive income 

  $ 

 44,276    $ 

 44,024    $ 

 25,314   

See accompanying notes to the Consolidated Financial Statements. 

42 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
  
 
 
   
 
   
 
   
 
 
   
 
   
 
   
 
   
 
 
   
 
 
   
 
 
   
 
 
 
 
 
  
   
 
 
 
 
 
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CHASE CORPORATION 

CONSOLIDATED STATEMENTS OF CASH FLOWS 

In thousands 

CASH FLOWS FROM OPERATING ACTIVITIES 

Net income 
Adjustments to reconcile net income to net cash provided by operating activities 

Years Ended August 31, 
2017 

2018 

2016 

  $ 

 43,143 

$ 

 42,014 

$ 

 32,807 

Gain on sale of real estate 
Gain on sale of license 
Loss on write-down of certain assets under construction 
Gain on sale of businesses 
Depreciation 
Amortization 
Cost of sale of inventory step-up 
Provision (recovery) of allowance for doubtful accounts 
Stock-based compensation 
Realized gain on restricted investments 
Decrease in cash surrender value of life insurance 
Pension curtailment and settlement loss 
Excess tax expense from stock-based compensation 
Deferred taxes 
Increase (decrease) from changes in assets and liabilities 

Accounts receivable 
Inventory 
Prepaid expenses and other assets 
Accounts payable 
Accrued compensation and other expenses 
Accrued income taxes  

Net cash provided by operating activities 

CASH FLOWS FROM INVESTING ACTIVITIES 

Purchases of property, plant and equipment 
Cost to acquire intangible assets 
Payments for acquisitions 
Proceeds from sale of real estate 
Proceeds from sale of license 
Proceeds from sale of businesses 
Changes in restricted investments 
Proceeds from settlement of life insurance policies 
Payments for cash surrender value life insurance 
Net cash used in investing activities 

CASH FLOWS FROM FINANCING ACTIVITIES 

Borrowings on debt 
Payments of principal on debt 
Dividend paid 
Proceeds from exercise of common stock options 
Payments of taxes on stock options and restricted stock 
Excess tax benefit from stock-based compensation 

Net cash provided by (used in) financing activities 

INCREASE (DECREASE) IN CASH & CASH EQUIVALENTS 
Effect of foreign exchange rates on cash 
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD 
CASH AND CASH EQUIVALENTS, END OF PERIOD 

  $ 

 —   
 (1,085)  
 —   
 (1,480)  
 5,817   
 11,807   
 1,070   
 101   
 2,128   
 (97)  
 —   
 —   
 —   
 (2,473)  

 (2,968)  
 (8,845)  
 569   
 2,847   
 (501)  
 (3,962)  
 46,071   

 (3,488)  
 (18)  
 (73,469)  
 —   
 1,000   
 2,232   
 (23)  
 —   
 —   
 (73,766)  

 65,000   
 (40,000)  
 (7,497)  
 192   
 (3,272)  
 —   
 14,423   

 (13,272)  
 746   
 47,354   
 34,828 

$ 

 (860)
 — 
 — 
 (2,013)
 5,130 
 9,127 
 190 
 (359)
 2,212 
 (127)
 — 
 14 
 — 
 (2,263)

 (1,003)
 116 
 (878)
 1,420 
 (825)
 37 
 51,932 

 (3,199)
 (71)
 (30,270)
 2,122 
 — 
 3,915 
 897 
 1,504 
 — 
 (25,102)

 — 
 (43,400)
 (6,532)
 95 
 (2,959)
 — 
 (52,796)

 (25,966)
 (91)
 73,411 
 47,354 

$ 

 —   
 —   
 365   
 (1,031) 
 5,606   
 7,836   
 —   
 169   
 1,333   
 (67) 
 103   
 13   
 (1,784) 
 (2,590) 

 3,312   
 3,124   
 (475) 
 (2,821) 
 1,490   
 1,443   
 48,833   

 (2,046) 
 (64) 
 (1,161) 
 —   
 —   
 1,729   
 (149) 
 1,238   
 (159) 
 (612) 

 —   
 (8,400) 
 (5,999) 
 124   
 (2,808) 
 1,784   
 (15,299) 

 32,922   
 (3,330) 
 43,819   
 73,411 

See Note 13 for supplemental cash flow information including non-cash financing and investing activities 
See accompanying notes to the Consolidated Financial Statements. 

44 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
  
 
   
 
   
 
   
 
   
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
   
 
 
   
 
   
   
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
 
 
 
 
 
   
 
   
   
 
 
   
 
   
   
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
 
 
 
 
 
   
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

Note 1—Summary of Significant Accounting Policies 

The principal accounting policies of Chase Corporation (the “Company”) and its subsidiaries are as follows: 

Products and Markets 

Our principal products are specialty tapes, laminates, adhesives, sealants, coatings and chemical intermediates that are 
sold by our salespeople, manufacturers' representatives and distributors.  In our Industrial Materials segment, these 
products consist of: 

(i) 

(ii) 

(iii) 

(iv) 

(v) 

(vi) 

insulating and conducting materials for the manufacture of electrical and telephone wire and cable, 
electrical splicing, and terminating and repair tapes, which are marketed to wire and cable manufacturers; 

laminated film foils, including EMI/RFI shielding tapes, used in communication and local area network 
(LAN) cables; 

moisture protective coatings, which are sold to the electronics industry for circuitry manufacturing, 
including circuitry used in automobiles, industrial controls and home appliances; 

laminated durable papers, including laminated paper with an inner security barrier used in personal and 
mail-stream privacy protection, which are sold primarily to the envelope converting and commercial 
printing industries; 

pulling and detection tapes used in the installation, measurement and location of fiber optic cables, water 
and natural gas lines, and power, data and video cables for commercial buildings; 

cover tapes with reliable adhesive and anti-static properties essential to delivering semiconductor 
components via tape and reel packaging; 

(vii) 

advanced adhesives, sealants, and coatings for automotive and industrial applications that require 
specialized bonding, encapsulating, environmental protection, or thermal management functionality; 

(viii) 

polymeric microspheres utilized by various industries to allow for weight and density reduction and sound 
dampening;  

(ix) 

water-based polyurethane dispersions utilized for various coating products; and 

(x) 

superabsorbent polymers, which are utilized for water and liquid management, remediation and protection 
in diverse markets including wire and cable, medical, environmental, infrastructure, energy and consumer 
products.  

In the Company’s Construction Materials segment, these products consist of: 

(i) 

(ii) 

protective pipe coating tapes and other protectants for valves, regulators, casings, joints, metals, concrete 
and wood, which are sold to oil companies, gas utilities, and pipeline companies for utilization in both the 
construction and maintenance of oil and gas, water and wastewater pipelines; 

waterproofing membranes for highway bridge deck metal supported surfaces, which are sold to municipal 
transportation authorities, and high-performance polymeric asphalt additives; 

45 

 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

(iii) 

fluid applied coating and lining systems for use in the water and wastewater industry; and 

(iv) 

expansion and control joint systems designed for roads, bridges, stadiums and airport runways. 

Basis of Presentation 

The financial statements include the accounts of the Company and its wholly-owned subsidiaries. Investments in 
unconsolidated companies which are at least 20% owned are carried under the equity method since acquisition or 
investment. All intercompany transactions and balances have been eliminated in consolidation. The Company uses the 
U.S. dollar as the functional currency for financial reporting. Certain reclassifications have been made to the prior year 
amounts to conform to the current year’s presentation. 

On June 25, 2018, the Company announced to its employees the planned closing of its Pawtucket, RI manufacturing 
facility effective August 31, 2018. This is in line with the Company’s ongoing efforts to consolidate its manufacturing 
plants and streamline its existing processes. The manufacturing of products previously produced in the Pawtucket, RI 
facility was moved to Company facilities in Oxford, MA and Lenoir, NC during a two-month transition period. 
Company expensed $1,272 in the fourth quarter of fiscal 2018 related to the closure, including: (a) cash-related 
employee-related, logistics and uncapitalized facility improvement costs of $590; and (b) non-cash-related accelerated 
depreciation expense of $682. Future costs related to this move are not anticipated to be significant to the consolidated 
financial statements. 

On April 20, 2018, Chase finalized an agreement with an unrelated party to sell all inventory, operational machinery and 
equipment and intangible assets of the Company’s structural composites rod business, as well as a license related to the 
production and sale of rod, for proceeds of $2,232, net of transaction costs and following certain working capital 
adjustments. This business, which was part of the structural composites product line within the Industrial Materials 
segment, had limited growth and profitability prospects as part of the Company, and was outside the areas Chase has 
identified for strategic emphasis. The resulting pre-tax gain on sale of $1,480 was recognized in the third quarter of fiscal 
2018 as a gain on sale of businesses within the consolidated statement of operations. Chase received $2,075, net of 
transaction costs, in the third quarter of fiscal 2018, with the remaining $157 received in the fourth quarter of fiscal 2018 
as a result of a working capital true-up. Chase will provide certain transitional manufacturing and administrative support 
to the purchaser for which the Company will receive additional consideration upon the performance of services.  The 
purchaser also entered into a royalty agreement with the Company. The purchaser will make royalty payments to Chase 
based on future sales of certain structural composite material manufactured by the purchaser.  

On December 29, 2017, Chase entered an agreement to acquire Stewart Superabsorbents, LLC (“SSA, LLC”), an 
advanced superabsorbent polymer (SAP) formulator and solutions provider, with operations located in Hickory and 
McLeansville, NC. The transaction closed on December 31, 2017. In the most recently completed fiscal year, SSA, LLC, 
and its recently-acquired Zappa-Tec business (collectively “Zappa Stewart”) had combined revenue in excess of 
$24,000. This acquisition proved to be immediately accretive to its earnings, after adjusting for nonrecurring costs 
associated with the transaction and financing cost. The business was acquired for a purchase price of $73,469, after final 
working capital adjustments and excluding acquisition-related costs.  As part of this transaction, Chase acquired all 
assets of the business, and entered multiyear leases at both locations. The Company expensed $393 of acquisition-related 
costs associated with this acquisition during the second quarter of fiscal 2018.  The purchase was funded from a 
combination of Chase’s existing revolving credit facility and available cash on hand. Zappa Stewart’s protective 
materials technology complements Chase’s current specialty chemicals offerings. This acquisition is aligned with the 
Company’s core strategies and extends its reach into growing medical, environmental and consumer applications. The 
Company is currently in the process of finalizing purchase accounting, with regard to a final allocation of the purchase 
price to tangible and identifiable intangible assets assumed, and anticipates completion within the first quarter of fiscal  

46 

 
 
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

2019. Following the effective date of the acquisition the financial results of Zappa Stewart’s operations have been 
included in the Company’s financial statements in the specialty chemical intermediates product line, contained within the 
Industrial Materials operating segment. 

On April 3, 2017, Chase executed an agreement with an unrelated party to sell all inventory, machinery and equipment 
and intangible assets of the Company’s fiber optic cable components product line for proceeds of $3,858 net of 
transaction costs and following certain working capital adjustments. The resulting pre-tax gain on sale of $2,013 was 
recognized in the third quarter of fiscal 2017 as gain on sale of businesses within the consolidated statement of 
operations.  Further, the purchaser entered a multiyear lease for a portion of the manufacturing space at the Company’s 
Granite Falls, NC facility. Chase will provide certain transitional manufacturing and administrative support to the 
purchaser for which the Company will receive additional consideration upon the performance of services. The 
Company’s fiber optic cable components product line was formerly a part of the Company’s Industrial Materials 
operating segment. 

On September 30, 2016, the Company acquired certain assets of Resin Designs, LLC (“Resin Designs”), an advanced 
adhesives and sealants manufacturer, with locations in Woburn, MA and Newark, CA. The business was acquired for a 
purchase price of $30,270 after final working capital adjustments and excluding acquisition-related costs. As part of this 
transaction, Chase acquired all working capital and fixed assets of the business, and entered multiyear leases at both 
locations. The Company expensed $584 of acquisition-related costs during the first quarter of fiscal 2017 associated with 
this acquisition. The purchase was funded entirely with available cash on hand. Resin Designs is a formulator of 
customized adhesive and sealant systems used in high-reliability electronic applications. The acquisition broadens the 
Company’s adhesives and sealants product offering and manufacturing capabilities, and expands its market reach. Since 
the effective date of the acquisition, the financial results of Resin Designs’ operations have been included in the 
Company’s financial statements within the electronic and industrial coatings product line, contained within the Industrial 
Materials operating segment. Purchase accounting was completed in the fourth quarter of fiscal 2017 with no material 
adjustments made to the initial amounts recorded. 

On June 23, 2016, the Company acquired all the capital stock of Spray Products (India) Private Limited for $1,161, net 
of cash acquired. The acquired business works closely with our HumiSeal manufacturing operation in Winnersh, 
Wokingham, England. The acquisition in India enhances the Company’s ability to provide technical, sales, 
manufacturing, chemical handling, and packaging services in the region. Since the effective date for this acquisition, the 
financial results of the business have been included in the Company's financial statements within the Company’s 
Industrial Materials operating segment in the electronic and industrial coatings product line. Purchase accounting was 
completed in the quarter ended August 31, 2016. Effective December 2016, Spray Products (India) Private Limited was 
renamed HumiSeal India Private Limited. 

In November 2015, the Company sold its RodPack® wind energy business, contained within its structural composites 
product line, to an otherwise unrelated party for proceeds of $2,186. The Company’s structural composites product line 
is a part of the Company’s Industrial Materials operating segment. 

The Company has evaluated events and transactions subsequent to the balance sheet date. Based on this evaluation, and 
other than: (a) the cash dividend announced on November 13, 2018 of $0.80 per share to shareholders of record on 
November 23, 2018 payable on December 5, 2018; (b) the September 2018 payment of $10,000 against the outstanding 
balance of our revolving debt facility; and (c) the October 2018 collection of the $400 escrow related to the April 2017 
sale of the fiber optics cable components business, the Company is not aware of any other events or transactions that 
occurred subsequent to the balance sheet date, but prior to filing, that would require recognition or disclosure in its 
Consolidated Financial Statements. 

47 

 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

Use of Estimates 

The preparation of financial statements in conformity with accounting principles generally accepted in the United States 
of America (U.S. GAAP) requires management to make estimates and assumptions that affect the reported amounts of 
assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the 
reported amounts of revenue and expenses during the reporting period. Actual results could differ from those estimates. 

Cash and Cash Equivalents 

Cash and cash equivalents consist primarily of demand deposit accounts or investment instruments that meet high credit 
quality standards such as money market funds, government securities, or commercial paper. The Company considers all 
highly liquid debt instruments purchased with a maturity of three months or less from date of purchase to be cash 
equivalents. 

Accounts Receivable 

The Company evaluates the collectability of accounts receivable balances based on a combination of factors. In cases 
where the Company is aware of circumstances that may impair a specific customer’s ability to meet its financial 
obligations to it, a specific allowance against amounts due to the Company is recorded, and thereby reduces the net 
recognized receivable to the amount the Company reasonably believes will be collected. For all other customers, the 
Company recognizes allowances for doubtful accounts based on the length of time the receivables are past due, industry 
and geographic factors, the current business environment and its historical experience. Receivables are written off 
against these reserves in the period they are determined to be uncollectable. 

Inventory 

The Company values inventory at the lower of cost or net realizable value using the first in, first out (FIFO) method. 
Management assesses the recoverability of inventory based on types and levels of inventory held, forecasted demand and 
changes in technology. These assessments require management judgments and estimates, and valuation adjustments for 
excess and obsolete inventory may be recorded based on these assessments. The Company estimates excess and 
obsolescence exposures based upon assumptions about future demand, product transitions and market conditions, and 
records reserves to reduce inventories to their estimated net realizable value. The failure to accurately forecast demand 
may lead to additional excess and obsolete inventory and future charges. 

Goodwill 

The Company accounts for goodwill in accordance with ASC Topic 350, “Intangibles — Goodwill and Other.” The 
Company identified a total of twelve reporting units within its two operating segments. The reporting units are evaluated 
for possible impairment of goodwill annually each fourth quarter and whenever events or circumstances indicate the 
carrying value of goodwill may not be recoverable. In fiscal 2017, the Company early adopted ASU No. 2017-04 
“Intangibles - Goodwill and Other Topics (Topic 350): Simplifying the Test for Goodwill Impairment.”  We assess 
goodwill for impairment by comparing the fair value of the reporting unit to its carrying amount. If the fair value of a 
reporting unit is less than its carrying value, an impairment loss, limited to the amount of goodwill allocated to that 
reporting unit, is recorded. Fair values for reporting units are determined based on the income approach (discounted cash 
flow method). 

48 

 
 
 
 
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

Intangible Assets 

Intangible assets consist of patents, agreements, formulas, trade names, customer relationships and trademarks. The 
Company capitalizes costs related to patent applications and technology agreements. The costs of these assets are 
amortized over the lesser of the useful life of the asset or its statutory life. Capitalized costs are periodically reviewed for 
impairment whenever events or changes in circumstances indicate that the carrying amount of the asset may not be 
recoverable. 

Property, Plant and Equipment 

Property, plant and equipment are stated at cost and depreciated using the straight-line method over the assets’ estimated 
useful lives. Expenditures for maintenance repairs and minor renewals are charged to expense as incurred. Betterments 
and major renewals are capitalized. Upon retirement or other disposition of assets, related allowances for depreciation 
and amortization are eliminated from the accounts and any resulting gain or loss is included in the determination of 
income or loss. The estimated useful lives of property, plant and equipment are as follows: 

Buildings and improvements 
Machinery and equipment 

 15  to   40    years 
 3  to   10    years 

Leasehold improvements are depreciated over the lesser of the useful life or the term of the lease. 

Restricted Investments and Deferred Compensation 

The Company has a non-qualified deferred savings plan that covers its Board of Directors and a separate plan covering 
selected employees.  Participants may elect to defer a portion of their compensation for payment in a future tax year. The 
plans are funded by trusteed assets that are restricted to the payment of deferred compensation or satisfaction of the 
Company’s general creditors. The Company’s restricted investments and corresponding deferred compensation liability 
under the plans were $1,090 and $964 at August 31, 2018 and 2017, respectively. The Company accounts for the 
restricted investments as available for sale by recording unrealized gains or losses in other comprehensive income as a 
component of stockholders’ equity. 

Split-Dollar Life Insurance Arrangements 

The liability related to these postretirement benefits was calculated as the present value of future premiums to be paid by 
the Company reduced by the present value of the expected proceeds to be returned to the Company upon the insured’s 
death. For August 31, 2018 and 2017, the Company did not recognize a liability related to these postretirement 
obligations as no future premium payments were anticipated. 

Revenue 

The Company recognizes revenue when persuasive evidence of an arrangement exists, performance of its obligation is 
complete, its price to the buyer is fixed or determinable, and the Company is reasonably assured of collecting. These four 
transaction elements are typically met at the time of shipment or upon receipt by the customer, based on contractual 
terms. Revenue recognition involves judgments and assessments of expected returns, and the likelihood of nonpayment 
by customers. The Company analyzes various factors, including a review of specific customer contracts and shipment 
terms, historical experience, creditworthiness of customers and current market and economic conditions in determining 
when to recognize revenue. Changes in judgments on these factors could impact the timing and amount of revenue 
recognized with a resulting impact on the timing and amount of operating income. For certain products, consigned 
inventory is maintained at customer locations, and revenue is typically recognized in the period that the consigned 
inventory is consumed. Royalty revenue is recognized based on licensee production statements received  

49 

 
 
 
 
 
 
 
 
 
 
 
     
  
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

from the authorized manufacturers. Billed shipping and handling fees are recorded as sales revenue with the associated 
costs recorded within cost of products and services sold. 

The Company’s warranty policy provides that the products (or materials) delivered will meet its standard specifications 
for the products or any other specifications as may be expressly agreed to at time of purchase. All warranty claims must 
be received within 90 days from the date of delivery, unless some other period has been expressly agreed to within the 
terms of the sales agreement. The Company’s warranty costs have historically been insignificant. The Company records 
a current liability for estimated warranty claims with a corresponding charge to cost of products and services sold based 
upon current and historical experience and upon specific claims issues as they arise. 

In addition, the Company offers certain sales incentives based on sales levels as they are earned. 

For discussion of Accounting Standards Update (“ASU”) No. 2014-09, “Revenue from Contracts with Customers,” 
which will replace most of the existing revenue recognition guidance under U.S. GAAP and the Company’s planned 
adoption of the ASU in fiscal 2019 see “Recently Issued Accounting Standards” below. 

Research and Product Development Costs 

Research and product development costs are expensed as incurred and include primarily engineering salaries, overhead 
and materials used in connection with research and development projects. Research and development expense amounted 
to $3,940, $3,696 and $2,792 for the years ended August 31, 2018, 2017 and 2016, respectively, and was recorded within 
selling, general and administrative expenses. 

Pension Plan 

The Company accounts for its pension plans following the requirements of ASC Topic 715, “Compensation —
Retirement Benefits” (“ASC 715”). ASC 715 requires an employer to: (a) recognize in its statement of financial position 
the funded status of a benefit plan; (b) measure defined benefit plan assets and obligations as of the end of the 
employer’s fiscal year (with limited exceptions); and (c) recognize as a component of other comprehensive income, net 
of tax, the gains or losses and prior service costs or credits that arise but are not recognized as components of net 
periodic benefit costs pursuant to prior existing guidance. 

Stock-Based Compensation 

In accordance with the accounting for stock-based compensation guidance, ASC Topic 718 “Compensation – Stock 
Compensation” (“ASC 718”), the Company measures and recognizes compensation expense for all share-based payment 
awards made to employees and directors based on estimated fair values. This includes restricted stock, restricted stock 
units and stock options. The guidance allows for the continued use of the simplified method as the Company has 
concluded that its historical share option exercise experience does not provide a reasonable basis for estimating expected 
term.  

Stock-based compensation expense recognized in fiscal years 2018, 2017 and 2016 was $2,128, $2,212 and $1,333, 
respectively. 

50 

 
 
 
 
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

The fair value of options granted was estimated on the date of grant using the Black-Scholes option pricing model with 
the following weighted average assumptions for the years ending August 31, 2018, 2017 and 2016: 

Expected dividend yield 
Expected life 
Expected volatility 
Risk-free interest rate 

2018 
0.9 % 
 6.0 years  
34.7 %   
 1.9 %   

2017 
1.5 % 
 6.0 years  
38.7 %   
 1.3 %   

2016 
1.7 % 
 6.0 years  
41.2 %   
 1.7 %   

Expected volatility is determined by looking at a combination of historical volatility over the past six years as well as 
implied future volatility. 

Translation of Foreign Currency 

The financial position and results of operations of the Company’s HumiSeal Europe Ltd and Chase Protective 
Coatings Ltd businesses are measured using the British pound as the functional currency. The financial position and 
results of operations of the Company’s HumiSeal Europe SARL business in France are measured using euros as the 
functional currency.  The financial position and results of the Company’s HumiSeal India Private Limited business in 
India are measured using the Indian rupee as the functional currency. The functional currency for all our other operations 
is the U.S. dollar. Revenue and expenses of these international businesses have been translated at average exchange 
rates. Foreign currency translation gains and losses are determined using current exchange rates for monetary items and 
historical exchange rates for other balance sheet items, and are recorded as a change in other comprehensive income (a 
component of shareholders’ equity).  Transaction gains and losses generated from the remeasurement of assets and 
liabilities denominated in currencies other than the functional currency of these international operations are included in 
other income (expense) on the consolidated statements of operations and were gains of $85, $307 and $2,152 for the 
fiscal years ended August 31, 2018, 2017 and 2016, respectively.  

Income Taxes 

The Company accounts for income taxes under the asset and liability method. Under this method, a deferred tax asset or 
liability is determined based upon the differences between the financial statement and tax bases of assets and liabilities as 
measured by the enacted tax rates that will be in effect when these differences reverse. Tax credits are recorded as a 
reduction in income taxes. Valuation allowances are provided if, based upon the weight of available evidence, it is more 
likely than not that some or all of the deferred tax assets will not be realized. 

The Company estimates contingent income tax liabilities based on the guidance for accounting for uncertain tax 
positions as prescribed in ASC Topic 740, “Income Taxes.” See Note 7 for more information on the Company’s income 
taxes, including information on the effects of the Tax Cuts and Jobs Act of 2017 (the “Tax Act”) on our financial 
position and results of operations, including adjustments that were recorded during fiscal 2018 related to the Tax Act. 

Net Income Per Share 

The Company has unvested share-based payment awards with a right to receive nonforfeitable dividends, which are 
considered participating securities under ASC Topic 260, “Earnings Per Share” (“ASC 260”). The Company allocates 
earnings to participating securities and computes earnings per share using the two-class method. 

51 

 
 
 
 
 
 
 
 
 
 
 
 
 
     
    
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

Comprehensive Income 

Comprehensive income is defined as the change in equity of a business enterprise during a period from transactions and 
other events and circumstances from non-owner sources, including foreign currency translation adjustments, unrealized 
gains and losses on marketable securities and adjustments related to the change in the funded status of the pension plans. 

Segments 

ASC Topic 280 “Segment Reporting” of the Financial Accounting Standards Board (“FASB”) codification establishes 
standards for reporting information about operating segments. The Company is organized into two reportable operating 
segments, an Industrial Materials segment and a Construction Materials segment. The segments are distinguished by the 
nature of the products we manufacture and how they are delivered to their respective markets.  

The Industrial Materials segment includes specified products that are used in, or integrated into, another company’s 
product, with demand typically dependent upon general economic conditions. Industrial Materials products include 
insulating and conducting materials for wire and cable manufacturers, moisture protective coatings and customized 
sealant and adhesive systems for electronics, laminated durable papers, laminates for the packaging and industrial 
laminate markets, custom manufacturing services, pulling and detection tapes used in the installation, measurement and 
location of fiber optic cables and water and natural gas lines, cover tapes essential to delivering semiconductor 
components via tape and reel packaging, composite materials and elements, polymeric microspheres, polyurethane 
dispersions and superabsorbent polymers. Beginning June 23, 2016, September 30, 2016 and December 31, 2017, the 
Industrial Materials segment includes the acquired operations of HumiSeal India Private Limited, Resin Designs, LLC 
and Zappa Stewart, respectively. Each were obtained through acquisition. The operations of both HumiSeal India Private 
Limited and Resin Designs, LLC are included in the Company’s electronic and industrial coatings product line and the 
operations of Zappa Stewart are included in the Company’s specialty chemicals intermediates product line. Prior to the 
April 3, 2017 sale of the business, the segment’s products also included glass-based strength elements, designed to allow 
fiber optic cables to withstand mechanical and environmental strain and stress. Following the April 20, 2018 sale of the 
structural composites rod business, future product sales of composite materials and elements are not anticipated to be 
significant to the consolidated financial statements. 

The Construction Materials segment is principally composed of project-oriented product offerings that are primarily sold 
and used as “Chase” branded products. Construction Materials products include protective coatings for pipeline 
applications, coating and lining systems for use in liquid storage and containment applications, adhesives and sealants 
used in architectural and building envelope waterproofing applications, high-performance polymeric asphalt additives, 
and expansion and control joint systems for use in the transportation and architectural markets. 

Recently Issued Accounting Standards 

In May 2014, the FASB issued Accounting Standards Update (“ASU”) No. 2014-09, “Revenue from Contracts with 
Customers,” which will replace most of the existing revenue recognition guidance under U.S. GAAP. The core principle 
of the ASU is that an entity should recognize revenue for the transfer of goods or services equal to the amount that it 
expects to be entitled to receive for those goods or services. The ASU requires additional disclosure about the nature, 
amount, timing and uncertainty of revenue and cash flows arising from customer contracts, including significant 
judgments and changes in judgments. In March, April and May 2016, the FASB issued ASU 2016-08 “Principal versus 
Agent Considerations (Reporting Revenue Gross versus Net),” ASU 2016-10 “Identifying Performance Obligations and 
Licensing,” and ASU 2016-12, “Revenue from Contracts with Customers (Topic 606), Narrow-Scope Improvements and 
Practical Expedients,” all of which provide further clarification to be considered when implementing ASU 2014-09. The 
ASU will be effective for the Company beginning September 1, 2018 (fiscal 2019), including interim periods in its fiscal 
year 2019, and allows for either retrospective or modified retrospective methods of adoption. 

52 

 
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

Given the scope of work required to implement the recognition and disclosure requirements under the ASU, we began 
our assessment process during fiscal 2017.  Chase continues to evaluate the impact of ASU No. 2014-09 on our 
consolidated financial statements and anticipates the new disclosure requirements and changes to process and controls 
will be significant. We expect revenue recognition for most of our products, which are shipments to OEMs based on 
individual purchase orders received, to remain largely unchanged. From a timing of revenue recognition standpoint 
(point in time versus over time), it is anticipated that certain products will be more affected than other products sold, 
since these certain products contain assets that a customer controls. Chase has considered customized products sold to 
customers having no alternative use and enforceable right to payment relating to those sales, and expects minimal impact 
on these types of orders. Guided by our scoping and risk assessment, we continue to conduct an ongoing comprehensive 
contract review in applying the guidance in Topic 606 focusing on the major steps in the five-step model outlined in the 
ASU. Chase will continue assessing system impacts, enhancing internal controls and financial reporting policies to 
address this standard’s requirements and risks, and finalizing our understanding of the financial impact of this standard 
on our consolidated financial statements, including the cumulative effect adjustment to be recorded upon implementation 
of this standard.  

The Company will utilize the modified retrospective method of adoption, coinciding with the start of fiscal 2019. At the 
adoption date, Chase anticipates the cumulative impact of revenue that would have been recognized over time will not be 
material to the consolidated financial statements, nor is the effect on retained earnings anticipated to be material to the 
consolidated financial statements. We will finalize the evaluation, quantify the impact and incorporate the disclosure 
requirements of ASU No. 2014-09 in our reporting process in the first fiscal quarter of 2019, for inclusion in our 
Quarterly Report on Form 10-Q for the period ending November 30, 2018. 

In February 2016, the FASB issued ASU No. 2016-02, “Leases (Topic 842).” Under the new guidance, lessees will be 
required to recognize the following for all leases (with the exception of short-term leases) at the commencement date: 
(a) a lease liability, which is a lessee’s obligation to make lease payments arising from a lease, measured on a discounted 
basis; and (b) a right-of-use asset, which represents the lessee’s right to use, or control the use of, a specified asset for the 
lease term.  The ASU will be effective for the Company beginning September 1, 2019 (fiscal 2020). Early application is 
permitted. Lessees must apply a modified retrospective transition approach for leases existing at, or entered into after, the 
beginning of the earliest comparative period presented in the financial statements. The Company is currently evaluating 
the impact of the application of this ASU on our consolidated financial statements and disclosures thereto.  

In August 2016, the FASB issued ASU No. 2016-15, “Statement of Cash Flows (Topic 230).” This ASU provides 
guidance on the presentation and classification of specific cash flow items to improve consistency within the statement 
of cash flows. The effective date for adoption of this guidance will be our fiscal year beginning September 1, 2018 (fiscal 
2019), with early adoption permitted. The Company is currently evaluating the effect that ASU No. 2016-15 will have on 
its financial statements and related disclosures.  

In January 2017, the FASB issued ASU No. 2017-01, “Business Combinations (Topic 805): Clarifying the Definition of 
a Business.”  The new guidance dictates that when substantially all of the fair value of the gross assets acquired (or 
disposed of) is concentrated in a single identifiable asset or a group of similar identifiable assets, it should be treated as 
an acquisition or disposal of an asset. The guidance will be effective for the fiscal year beginning on September 1, 2018 
(fiscal 2019), including interim periods within that year, with early adoption permitted. The impact of the application of 
this ASU on our consolidated financial statements and disclosures thereto will be dependent on the nature of acquisitions 
the Company may enter in fiscal 2019, and beyond. 

In March 2017, the FASB issued ASU No. 2017-07, “Compensation — Retirement Benefits (Topic 715): Improving the 
Presentation of Net Periodic Pension Cost and Net Periodic Postretirement Benefit Cost.” This ASU applies to all 
employers that offer to their employees defined benefit pension plans, other postretirement benefit plans, or 

53 

 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

other types of benefits accounted for under Topic 715, Compensation — Retirement Benefits. The ASU requires that an 
employer report the service cost component in the same line item or items as other compensation costs arising from 
services rendered by the pertinent employees during the period. The other components of net benefit cost are required to 
be presented in the income statement separately from the service cost component and outside a subtotal of income from 
operations, if one is presented. If a separate line item or items are used to present the other components of net benefit 
cost, that line item or items must be appropriately described. If a separate line item or items are not used, the line item or 
items used in the income statement to present the other components of net benefit cost must be disclosed. The ASU also 
allows only the service cost component to be eligible for capitalization when applicable (e.g., as a cost of internally 
manufactured inventory or a self-constructed asset). The required effective date for adoption of this guidance for the 
Company will be our fiscal year beginning September 1, 2018 (fiscal 2019), including interim periods within that annual 
period. The Company currently estimates that upon adoption in fiscal 2019, operating income will increase by $654 and 
$1,065 for the years ended August 31, 2018 and 2017, respectively, with offsetting expenses recorded to Other income 
(expense). The adoption of ASU 2017-07 is not anticipated to have any effect on the historically stated consolidated 
balance sheets or consolidated statement of cash flows. 

In May 2017, the FASB issued ASU No. 2017-09, "Scope of Modification Accounting."  This ASU provides guidance 
about which changes to the terms or conditions of a share-based payment award require an entity to apply modification 
accounting in Topic 718. ASU 2017-09 is effective for fiscal years beginning after December 15, 2017 (our fiscal year 
2019), including interim periods within that reporting period. The impact of this ASU will be dependent on the nature 
and occurrence of such changes to the terms or conditions of a share-based payment award during the future effective 
period.  

In February 2018, the FASB issued ASU No. 2018-02, “Reclassification of Certain Tax Effects from Accumulated Other 
Comprehensive Income.” Under previously existing U.S. GAAP, the effects of changes in tax rates and laws on deferred 
tax balances are recorded as a component of income tax expense in the period in which the law was enacted. When 
deferred tax balances related to items originally recorded in accumulated other comprehensive income are adjusted, 
certain tax effects become stranded in accumulated other comprehensive income. The amendments in ASU 2018-02 
allow a reclassification from accumulated other comprehensive income to retained earnings for stranded tax effects 
resulting from the Tax Cuts and Jobs Act of 2017 (the “Tax Act”). The amendments in this ASU also require certain 
disclosures about stranded tax effects. The guidance is required for fiscal years beginning after December 15, 2018 (our 
fiscal year 2020), and interim periods within those fiscal years. Early adoption in any period is permitted. The Company 
is currently evaluating the effect that ASU No. 2018-02 will have on its financial statements and related disclosures. See 
Note 7 for additional information on the effects of the Tax Act on our financial position and result of operations, 
including adjustments that were recorded during fiscal 2018 related to the Tax Act. 

54 

 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

Recently Adopted Accounting Standards 

In March 2016, the FASB issued ASU No. 2016-09, “Compensation – Stock Compensation (Topic 718), Improvements 
to Employee Share-Based Payment Accounting.” This ASU simplifies the accounting for stock-based payment 
transactions including the accounting for income taxes, forfeitures, statutory tax withholding requirements and 
classification in the statement of cash flows. The required effective date for adoption of this guidance was our fiscal year 
beginning September 1, 2017 (fiscal 2018), with early adoption allowed. The updated standard no longer requires cash 
flows related to excess tax benefits to be presented as a financing activity separate from other income tax cash flows. The 
update also allows entities to repurchase more of an employee's shares for tax withholding purposes without triggering 
liability accounting, clarifies that all cash payments to taxing authorities made on an employee's behalf for withheld 
shares should be presented as a financing activity on the statement of cash flows, and provides for an accounting policy 
election to account for forfeitures as they occur. The Company early adopted this standard as of September 1, 2016 and 
during the years ended August 31, 2018 and 2017 recognized an excess tax benefit from stock-based compensation of 
$1,921 and $1,917, respectively, within income tax expense on the consolidated statement of operations (adopted 
prospectively). The adoption did not impact the existing classification of the awards. Excess tax benefits from 
stock-based compensation are now classified in net income in the statement of cash flows instead of being separately 
stated in financing activities for fiscal 2017 and 2018 (adopted prospectively). Given the Company’s historical practice 
of including employee withholding taxes paid within financing activities in the statement of cash flows, no prior period 
reclassifications are required by the clarifications on classification provided by ASU No. 2016-09. The Company 
anticipates the potential for increased periodic volatility in future effective tax rates based on the continued application of 
ASU No. 2016-09. Following the adoption of the new standard, the Company has elected to account for forfeitures as 
they occur. 

The Company did not adopt any new accounting standards in fiscal 2018. 

Note 2—Inventories 

Inventories consist of the following as of August 31, 2018 and 2017: 

Raw materials 
Work in process 
Finished goods 
Total Inventory 

2018 
  $  21,998   $ 

 7,653  
 10,048  
  $  39,699   $ 

2017 
 11,636  
 6,877  
 7,105  
 25,618  

Note 3—Property, Plant and Equipment 

Property, plant and equipment consist of the following as of August 31, 2018 and 2017: 

Land and improvements 
Buildings 
Machinery and equipment 
Leasehold improvements 
Construction in progress 

Accumulated depreciation 
Property, plant and equipment, net 

55 

  $

2018 
 6,499   $
 19,484  
 52,259  
 1,612  
 2,203  
 82,057  
 (49,212) 

2017 
 6,478  
 19,447  
 49,211  
 1,049  
 2,852  
 79,037  
 (44,277) 
  $  32,845   $  34,760  

 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

Note 4—Goodwill and Intangible Assets 

The changes in the carrying value of goodwill, by operating segment, are as follows: 

Industrial 
Materials 

Construction 
Materials 

Balance at August 31, 2016 

Acquisition of Resin Designs, LLC 
Sale of the fiber optic cable components business 
Foreign currency translation adjustment 

Balance at August 31, 2017 

Acquisition of Zappa Stewart 
Sale of structural composites rod business 
Foreign currency translation adjustment 

Balance at August 31, 2018 

  $

  $

  $

32,880   $
 7,592  
 (409) 
 28  
 40,091   $
 34,138  
 (230) 
 3  

 74,002   $

10,696 
 —  
 —  
 (3) 
 10,693 
 — 
 — 
 1  
 10,694 

$

      Consolidated    
43,576 
7,592 
 (409)
 25 
 50,784 
 34,138 
 (230)
 4 
 84,696 

$

$

The Company’s goodwill is allocated to each reporting unit based on the nature of the products manufactured by the 
respective business combinations that originally created the goodwill. The Company has identified twelve reporting units 
in total within its two reportable operating segments that are used to evaluate the possible impairment of goodwill. 
Goodwill impairment exists when the carrying amount of goodwill exceeds its fair value. Assessments of possible 
impairment of goodwill are made when events or changes in circumstances indicate that the carrying value of the asset 
may not be recoverable through future operations. Additionally, testing for possible impairment of recorded goodwill 
and certain intangible asset balances is required annually. The amount and timing of any impairment charges based on 
these assessments require the estimation of future cash flows and the fair market value of the related assets based on 
management’s best estimates of certain key factors, including future selling prices and volumes; operating, raw material 
and energy costs; and various other projected operating and economic factors. When testing, fair values of the reporting 
units and the related implied fair values of their respective goodwill are established using discounted cash flows. 

The Company performs impairment reviews annually each fourth quarter and whenever events or circumstances indicate 
the carrying value of goodwill may not be recoverable. For fiscal 2018, the Company’s review indicated no impairment 
of goodwill, or at-risk reporting units. 

As of August 31, 2018, the Company had a total goodwill balance of $84,696 related to its acquisitions, of which 
$35,055 remains deductible for income taxes. 

56 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
 
 
 
 
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

Intangible assets subject to amortization consist of the following as of August 31, 2018 and 2017: 

  Weighted Average 
      Amortization Period 

Gross 
Carrying 
Value 

  Accumulated 
     Amortization      

  Net Carrying  
Value 

August 31, 2018 
Patents and agreements 
Formulas and technology 
Trade names 
Customer lists and relationships 

August 31, 2017 
Patents and agreements 
Formulas and technology 
Trade names 
Customer lists and relationships 

14.4 years   $
7.8 years    
5.8 years    
9.1 years    

$

 1,863 
 10,225 
 8,554  
 98,727  
$  119,369   $

 1,681 
 6,690 
 6,866  
 38,802  
 54,039 

14.4 years   $
7.8 years    
6.0 years    
9.6 years    
$

 1,845 
 9,318 
 7,709 
 70,180 
 89,052 

$

$

 1,671 
 5,387 
 5,813 
 29,335 
 42,206 

$

$

$

$

 182 
 3,535 
 1,688 
 59,925 
 65,330 

 174 
 3,931 
 1,896 
 40,845 
 46,846 

Aggregate amortization expense related to intangible assets for the years ended August 31, 2018, 2017 and 2016 was 
$11,807, $9,127 and $7,836, respectively. As of August 31, 2018 estimated amortization expense for the next five fiscal 
years is as follows: 

Years ending August 31, 
2019 
2020 
2021 
2022 
2023 

 12,451  
 11,583  
 11,054  
 10,032  
 6,768  

Note 5—Cash Surrender Value of Life Insurance 

Life insurance is provided under split dollar life insurance agreements whereby the Company will recover the premiums 
paid from the proceeds of the policies.  

The Company recognized cash surrender value of life insurance policies, net of loans of $5 at August 31, 2018 and 2017, 
secured by the policies, with the following carriers as of August 31, 2018 and 2017: 

John Hancock  
Other life insurance carriers 
Cash surrender value of life insurance policies 

2018 
 4,450   $ 
 80  
 4,530 

$ 

2017 
 4,450  
 80  
 4,530  

  $

  $

All policies are subject to periodic review. The Company currently intends to maintain the existing policies through the 
lives or retirements of the insureds. See Note 22 for related party information on the cash surrender value of certain life 
insurance policies held by the Company during the first quarter of fiscal 2017. 

57 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
  
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
 
   
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

Note 6—Long-Term Debt 

Long-term debt consists of the following at August 31, 2018 and 2017: 

All-revolving credit facility with a borrowing capacity of $150,000 
Long-term debt 

2018 

2017 

  $  25,000 
  $  25,000 

  $ 
$ 

 —  
 —  

On December 15, 2016, the Company entered an Amended and Restated Credit Agreement (the “Credit Agreement”) 
with Bank of America, acting as administrative agent, and with participation from Citizens Bank and JPMorgan Chase 
Bank (collectively with Bank of America, the “Lenders”). The Credit Agreement is initially an all-revolving credit 
facility with a borrowing capacity of $150,000, which can be increased by an additional $50,000 at the request of the 
Company and the individual or collective option of any of the Lenders. The Credit Agreement contains customary 
affirmative and negative covenants that, among other things, restrict our ability to incur additional indebtedness and 
require certain lender approval for acquisitions by the Company and its subsidiaries over a certain size.  It also requires 
us to maintain certain financial ratios on a consolidated basis, including a consolidated net leverage ratio (as defined in 
the facility) of no more than 3.25 to 1.00, and a consolidated fixed charge coverage ratio (as defined in the facility) of at 
least 1.25 to 1.00. We were in compliance with our debt covenants as of August 31, 2018. The Credit Agreement is 
guaranteed by all of Chase’s direct and indirect domestic subsidiaries, including NEPTCO, which collectively had a 
carrying value of $203,622 at August 31, 2018.  The Credit Agreement was entered both to refinance our previously 
existing term loan and revolving line of credit, and to provide for additional liquidity to finance potential acquisitions, 
working capital, capital expenditures, and for other general corporate purposes.  

The applicable interest rate for the revolver portion of the Credit Agreement (the “Revolving Facility”) and any Term 
Loan (defined below) is based on the effective London Interbank Offered Rate (LIBOR) plus an additional amount in the 
range of 1.00% to 1.75%, depending on the consolidated net leverage ratio of Chase and its subsidiaries. At August 31, 
2018, the applicable interest rate was 3.25% per annum and the outstanding principal amount was $25,000.  The Credit 
Agreement has a five-year term with interest payments due at the end of the applicable LIBOR period (but in no event 
less frequently than the three-month anniversary of the commencement of such LIBOR period) and principal payment 
due at the expiration of the agreement, December 15, 2021 (as such no portion of the debt is classified as short-term as of 
August 31, 2018 or 2017).  In addition, the Company may elect a base rate option for all or a portion of the Revolving 
Facility, in which case, interest payments shall be due with respect to such portion of the Revolving Facility on the last 
business day of each quarter.  

Subject to certain conditions set forth in the Credit Agreement, the Company may elect to convert all or a portion of the 
outstanding Revolving Facility into a term loan (each, a “Term Loan”), which shall be payable quarterly in equal 
installments sufficient to amortize the original principal amount of such Term Loan on a seven year amortization 
schedule; provided, however, that the final principal repayment installment shall be repaid on December 15, 2021 and in 
any event shall be in an amount equal to the aggregate principal amount of all Term Loans outstanding on such date. 
Prepayment is allowed by the Credit Agreement at any time during the term of the agreement, subject to customary 
notice requirements.  

In connection with entry into the Credit Agreement, Chase applied proceeds to refinance in full the outstanding principal 
balance of its preexisting term debt, simultaneously terminating both our previously existing term loan agreement and 
the previously existing revolving line of credit, which was fully available as of December 15, 2016.  

In December 2017, the Company utilized $65,000 of the Credit Agreement to finance the majority of the acquisition cost 
of Zappa Stewart. See Note 14 for additional information on this acquisition. Subsequent to December 2017 and during 
fiscal 2018, the Company paid down $40,000 of the outstanding balance, resulting in a principal debt  

58 

 
 
 
 
 
 
 
 
 
 
 
     
     
  
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

balance of $25,000 at August 31, 2018. In September 2018, subsequent to fiscal 2018, the Company made an additional 
principal payment of $10,000. 

Note 7—Income Taxes 

On December 22, 2017, President Trump signed into law the Tax Cuts and Jobs Act of 2017 (the "Tax Act"). The Tax 
Act impacted the U.S. statutory Federal tax rate that the Company will use going forward, reducing it from 35% to 21%. 
As the Company has an August 31 fiscal year-end, the lower corporate income tax rate will be phased in, resulting in a 
U.S. statutory Federal rate of 25.7% for our fiscal year ending August 31, 2018, and 21% for subsequent fiscal years.  

The Tax Act also includes items that the Company expects could increase its tax expense in future periods such as the 
elimination of the domestic production deduction (Section 199) and increased limitations on expensing executive 
compensation for tax purposes (Section 162(m)). In addition, the actual effective tax rate may be materially different 
than the statutory Federal tax rate (including being higher) based on the availability and impact of various other 
adjustments such as state taxes, Federal research and development credits, discrete tax benefits related to stock 
compensation, and the inclusion or exclusion of various items in taxable income which may differ from U.S. GAAP 
income.  

To transition to the reduced U.S. corporate tax rate, an adjustment was required to be made to our net U.S. deferred tax 
assets. During fiscal 2018, predominately in the three months ended February 28, 2018 (the second fiscal quarter of 
2018) and with further adjustments in the third and fourth quarters, the Company recorded initial provisional adjustments 
to the U.S. deferred tax assets and liabilities and uncertain tax position resulting in a net tax expense of $681 recorded to 
the consolidated statement of operations. This net discrete tax expense is the result of the following: (a) a $379 tax 
benefit resulting from the remeasurement and reclassification of our existing deferred tax liability related to unrepatriated 
foreign earnings to accrued income tax balance (discussed in more detail below); (b) a $917 tax expense for the 
remeasurement of the remaining net U.S. deferred tax assets in recognition of the new lower Federal rate; and (c) a 
$143 tax expense recorded as the result of remeasuring the Federal benefit on our uncertain tax positions.  

The Tax Act includes a transition tax or “toll charge”, which is a one-time tax charge on unrepatriated foreign earnings. 
The calculation of accumulated foreign earnings requires an analysis of each foreign entity’s financial results going back 
to 1986.  During fiscal 2018, the Company recorded a transition tax adjustment associated with its accumulated 
unrepatriated foreign earnings reducing long-term deferred tax liabilities by $2,298 and increasing short- and long-term 
accrued income taxes by $153 and $1,766, respectively (the short-term payable representing eight percent of the total 
amount due, the amount payable within the first year as per the Tax Act). The difference between the decrease in the 
deferred tax liabilities for unrepatriated foreign earnings and the increase in accrued income taxes, $379, was recorded as 
a discrete tax benefit in fiscal 2018.  

59 

 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

Under the guidance set forth in the SEC's Staff Accounting Bulletin No. 118 (“SAB 118”), the Company recorded 
provisional amounts for the impact of the Tax Act in fiscal 2018. For the second quarter of fiscal 2018, the Company 
made a provisional and reasonable estimate of the effects of the Tax Act on its existing deferred tax balances, including a 
provisional adjustment for the toll charge, and made provisional adjustments to these initially recorded amounts in the 
third and fourth quarters. The Company anticipates making complete and final adjustments during the quarter ending 
February 28, 2019 (the second quarter of fiscal 2019), which may differ from the initially recorded amounts, due to, 
among other things, changes in interpretations and assumptions the Company has made and subsequent guidance that 
may be issued. In accordance with SAB 118, adjustments to the provisional numbers recorded in the third and fourth 
quarter were treated as discrete adjustments to income tax expense in the period in which those adjustments become 
estimable and finalized.  

The Company continues to examine the potential impact of certain other provisions of the Tax Act that will become 
applicable in fiscal year 2019, including tax on global intangible low-taxed income (“GILTI”) and Base Erosion and Anti 
Abuse Tax (“BEAT”) that could affect its effective tax rate in the future. The Company is still evaluating whether to 
make a policy election to treat the GILTI tax as a period expense or to provide U.S. deferred taxes on foreign temporary 
differences that are expected to generate GILTI income when they reverse in future years. 

During the second quarter of fiscal 2018, the Company provisionally recorded all known and estimable impacts of the 
Tax Act that are effective for fiscal year 2018 and no material adjustments were made to these provisionally recorded 
amounts during the third and fourth fiscal quarters of 2018. 

Domestic and foreign pre-tax income for the years ended August 31, 2018, 2017 and 2016 was: 

United States 
Foreign 

Year Ended August 31, 
2017 
 52,723   $ 
 8,169  
 60,892   $ 

2018 
 48,962   $ 
 8,003  
 56,965   $ 

2016 
 40,928  
 9,182  
 50,110  

  $ 

  $ 

The provision (benefit) for income taxes for the years ended August 31, 2018, 2017 and 2016 was: 

Current: 
Federal 
State 
Foreign 

Total current income tax provision 

Deferred: 
Federal 
State 
Foreign 

Total deferred income tax benefit 

Year Ended August 31, 
2017 

2018 

2016 

  $ 

 12,872   $ 
 1,662  
 1,761  
 16,295  

 17,714   $ 
 1,872  
 1,555  
 21,141  

 14,777  
 1,821  
 2,023  
 18,621  

 (2,214)  
 (263)  
 4  
 (2,473)  

 (1,984)  
 (453)  
 174  
 (2,263)  

 (879) 
 (324) 
 (115) 
 (1,318) 

Total income tax provision 

  $ 

 13,822   $ 

 18,878   $ 

 17,303  

60 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
  
 
   
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
   
 
 
   
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
   
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

The provision (benefit) for income taxes differs from the amount computed by applying the Federal statutory income tax 
rate to income before income taxes. The Company’s combined federal, state and foreign effective tax rate as a 
percentage of income before taxes for fiscal 2018, 2017 and 2016, net of offsets generated by federal, state and foreign 
tax benefits, was 24.3%, 31.0% and 34.5%, respectively. The following is a reconciliation of the effective income tax 
rate with the U.S. Federal statutory income tax rate for the years ended August 31, 2018, 2017 and 2016: 

Federal statutory rates 
Adjustment resulting from the tax effect of: 
State and local taxes, net of federal benefit 
Domestic production deduction 
Foreign tax rate differential 
Adjustment to uncertain tax position 
Research credit generated 
Stock Compensation 
Permanent items 
Tax effect of undistributed earnings 
Other  
Change in valuation allowance 
Deferred income tax remeasurement 

Year Ended August 31, 
2017 

2016 

2018 

 25.7 %   

 35.0 %   

 35.0 % 

1.9 %   
(1.6)%   
(0.3)%   
1.1 %   
(0.2)%   
(3.4)%   
0.9 % 
(0.8)%   
(0.8)%   
0.1 %   
1.7 %   

1.5 %   
(2.5)%   
(1.4)%   
0.0 %   
(0.3)%   
(3.1)%   
1.6 % 
1.4 %   
(1.2)%   
0.0 %   
0.0 %   

1.9 % 
(2.9)% 
(2.5)% 
0.0 % 
(0.3)% 
0.0 % 
0.0 % 
2.7 % 
0.6 % 
0.0 % 
0.0 % 

Effective income tax rate 

 24.3 %   

 31.0 %   

 34.5 % 

61 

 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

The following table summarizes the tax effect of temporary differences on the Company’s income tax provision: 

Current income tax provision 

Deferred provision (benefit): 

Allowance for doubtful accounts 
Inventories 
Pension expense 
Deferred compensation 
Loan finance costs 
Accruals 
Warranty reserve 
Depreciation and amortization 
Restricted stock grant 
Unrepatriated earnings 
Valuation allowance 
Foreign amortization 
Other accrued expenses 

Year Ended August 31, 
2017 
 21,141   $ 

2018 
 16,295   $ 

2016 
 18,621  

  $ 

 74  
 390  
 2,358  
 98  
 —  
 216  
 70  
 (3,726)  
 244  
 (2,395)  
 60  
 17  
 121  

 8  
 139  
 (39)  
 250  
 5  
 (270)  
 (89)  
 (2,714)  
 (214)  
 832  
 24  
 (2)  
 (193)  

 34  
 (80) 
 (542) 
 272  
 5  
 (95) 
 19  
 (2,166) 
 (8) 
 1,338  
 —  
 (21) 
 (74) 

Total deferred income tax benefit 

 (2,473)  

 (2,263)  

 (1,318) 

Total income tax provision 

  $ 

 13,822   $ 

 18,878   $ 

 17,303  

62 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
  
 
 
   
 
   
 
   
 
 
   
 
   
 
   
 
 
 
   
 
   
 
   
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
 
 
   
 
   
 
   
 
 
 
 
 
 
 
   
 
   
 
   
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

The following table summarizes the tax effects of temporary differences that give rise to significant portions of the 
deferred tax assets and liabilities: 

  $

Deferred tax assets: 

Allowance for doubtful accounts 
Inventories 
Accruals 
Warranty reserve 
Pension accrual 
Deferred compensation 
Deferred revenue 
Foreign currency loss on previously taxed income 
Loan finance costs 
Restricted stock grants 
Non-qualified stock options 
Other 

Deferred tax liabilities: 

Prepaid liabilities 
Unrepatriated earnings 
Unrealized gain/loss on restricted investments 
Depreciation and amortization 
Other 

Net deferred tax assets (liabilities) 

  $

As of August 31, 

2018 

2017 

 154   $ 
 982  
 584  
 50  
 2,567  
 260  
 —  
 96  
 27  
 547  
 94  
 296  
 5,657  

 228  
 1,462  
 800  
 120  
 5,078  
 358  
 334  
 —  
 27  
 792  
 26  
 280  
 9,505  

 (25) 
 —  
 (112) 
 (4,173) 
 —  
 (4,310) 
 1,347   $ 

 (29) 
 (2,298) 
 (177) 
 (5,362) 
 (25) 
 (7,891) 
 1,614  

During fiscal 2018, the Company recorded a transition tax adjustment associated with its accumulated unrepatriated 
foreign earnings reducing long-term deferred tax liabilities by $2,298 and increasing short- and long-term accrued 
income taxes by $153 and $1,766, respectively. Consistent to prior to the passage of the Tax Act, we do not currently 
take the position that undistributed foreign subsidiaries’ earnings are considered to be permanently reinvested. 

A summary of the Company’s adjustments to its uncertain tax positions in fiscal years ended August 31, 2018, 2017 and 
2016 are as follows: 

Balance, at beginning of the year 

Increase for tax positions related to the current year 
Increase for tax positions related to prior years 
Increase for interest and penalties 
Decreases for lapses of statute of limitations 

Balance, at end of year 

2018 
 1,257   $
 47  
 595  
 71  
 (81)  
 1,889   $

2017 
 1,229   $
 65  
 16  
 6  
 (59) 
 1,257   $

2016 
 1,249 
 37 
 98 
 102 
 (257)
 1,229 

  $

  $

The unrecognized tax benefits mentioned above include an aggregate of $751 of accrued interest and penalty balances 
related to uncertain tax positions. The Company recognizes interest and penalties related to uncertain tax positions in 
income tax expense. An increase in accrued interest and penalty charges of approximately $71, net of Federal tax 
expense, was recorded as a tax expense during the current fiscal year. The Company does not anticipate that its accrual 
for uncertain tax positions will change by a material amount over the next twelve-month period, as it does not 

63 

 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
  
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
 
   
 
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

expect to settle any potential disputed items with the appropriate taxing authorities nor does it expect the statute of 
limitations to expire for any items. 

The Company is subject to U.S. Federal income tax, as well as to income tax of multiple state, local and foreign tax 
jurisdictions. The statute of limitations for all material U.S. Federal, state, and local tax filings remains open for fiscal 
years subsequent to 2014. For foreign jurisdictions, the statute of limitations remains open in the U.K. for fiscal years 
subsequent to 2014 and in France for fiscal years subsequent to 2017. 

Note 8—Operating Leases 

The Company is obligated under various operating leases, primarily for real property and equipment. Future minimum 
lease payments under noncancelable operating leases (with initial or remaining lease terms in excess of one year) as of 
August 31, 2018, are as follows: 

Year ending August 31, 
2019 
2020 
2021 
2022 
2023 
2024 and thereafter 
Total future minimum lease payments 

Future Operating   

      Lease Payments 
 2,144 
  $ 
 2,054 
 1,865 
 1,284 
 1,128 
 3,302 
 11,777 

  $ 

Total rental expense for all operating leases amounted to $3,114, $2,516 and $1,631 for the years ended August 31, 
2018, 2017 and 2016, respectively. 

Note 9—Benefits and Pension Plans 

401(k) Plans 

The Company has a defined contribution plan adopted pursuant to section 401(k) of the Internal Revenue Code of 1986 
(the “Chase 401(k) Plan”). Any qualified employee who has attained age 21 and has been employed by the Company for 
at least six months may contribute a portion of his or her salary to the plan and the Company will match 100% of the first 
one percent of salary contributed and 50% thereafter, up to an amount equal to three and one-half percent of such 
employee’s annual salary. 

Through our wholly-owned subsidiary NEPTCO, the Company has two additional 401(k) savings plans, one for union 
employees and one for nonunion employees (the nonunion plan was merged into the Chase 401(k) Plan effective 
January 1, 2018). Under these plans, substantially all employees of NEPTCO are eligible to participate by making 
pre-tax contributions to these plans. Participants may elect to defer between 1% and 10% of their annual compensation. 
The Company may contribute $0.75 for each $1.00 of participant deferrals up to 6% of the non-union participant’s 
compensation. The Company may match union employee contributions by $0.50 for each $1.00 of participant deferrals 
up to 6% of the participant’s compensation. 

The Company’s contribution expense for all 401(k) plans was $702, $519 and $571 for the years ended August 31, 2018, 
2017 and 2016, respectively. 

64 

 
 
 
 
 
 
 
 
 
 
 
  
   
   
   
   
   
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

Non-Qualified Deferred Savings Plans 

The Company has a non-qualified deferred savings plan covering the Board of Directors and a separate plan covering 
selected employees. Participants may elect to defer a portion of their compensation for future payment. The plans are 
funded by trusteed assets that are restricted to the payment of deferred compensation or satisfaction of the Company’s 
general creditors. The Company’s liability under the plans was $1,105 and $979 at August 31, 2018 and 2017, 
respectively. 

Pension Plans 

The Company has noncontributory defined benefit pension plans covering employees of certain divisions of the 
Company. The Company has a funded, qualified plan (“Qualified Plan”) and an unfunded supplemental plan 
(“Supplemental Plan”) designed to maintain benefits for certain employees at the plan formula level. The plans provide 
for pension benefits determined by a participant’s years of service and final average compensation. The Qualified Plan 
assets consist of separate pooled investment accounts with a trust company. The measurement date for the plans is 
August 31, 2018. 

Effective December 1, 2008, a “soft freeze” in the Qualified Plan was adopted whereby no new employees hired will be 
admitted to the Qualified Plan, with the exception of employees who are members of the International Association of 
Machinists and Aerospace Workers Union whose contract was amended in June 2012 to include a soft freeze with an 
effective date of July 15, 2012. All eligible participants who were admitted to the plan prior to the applicable soft freeze 
dates will continue to accrue benefits as detailed in the plan agreements. 

Through our wholly-owned subsidiary NEPTCO, the Company has a third defined benefit pension plan (“NEPTCO 
Pension Plan”) covering our union employees at our Pawtucket facility. This plan was frozen effective October 31, 2006, 
and as a result, no new participants can enter the plan and the benefits of current participants were frozen as of that date. 
The benefits are based on years of service and the employee’s average compensation during the earlier of five years 
before retirement, or October 31, 2006. The NEPTCO Pension Plan assets consist of separate pooled investment 
accounts with a trust company. The measurement date for the NEPTCO Pension Plan is August 31, 2018. 

65 

 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

The following tables reflect the status of the Company’s pension plans for the years ended August 31, 2018, 2017 and 
2016: 

Change in benefit obligation 

Projected benefit obligation at beginning of year 
Service cost 
Interest cost 
Actuarial (gain) loss 
Settlements 
Benefits paid 
Projected benefit obligation at end of year 

Change in plan assets 

Fair value of plan assets at beginning of year 
Actual return on plan assets 
Employer contribution 
Settlements 
Benefits paid 
Fair value of plan assets at end of year 

Year Ended August 31,  
2017 

2016 

2018 

  $  22,673 
 283 
 629 
 17 
 — 
 (1,742)
  $  21,860 

$  23,636 
 288 
 681 
 (533)
 (313)
 (1,086)
$  22,673 

  $

  $

 9,003 
 509 
 2,085 
 — 
 (1,742)
 9,855 

$

$

 8,440 
 757 
 1,205 
 (313)
 (1,086)
 9,003 

$ 

$ 

$ 

$ 

 20,401  
 295  
 728  
 2,636  
 (376) 
 (48) 
 23,636  

 8,120  
 422  
 322  
 (376) 
 (48) 
 8,440  

Funded status at end of year 

  $  (12,005) $  (13,670) $   (15,196) 

Year Ended August 31,  
2017 

2016 

2018 

Amounts recognized in consolidated balance sheets 

Noncurrent assets 
Current liabilities 
Noncurrent liabilities 
Net amount recognized in consolidated balance sheets 

Actuarial present value of benefit obligation and funded status 

Accumulated benefit obligations 
Projected benefit obligations 
Plan assets at fair value 

  $

 566   $

 301   $

 382  
 (15)  
 (15,563)  
  $  (12,005)  $  (13,670)   $  (15,196)  

 (1,570)  
 (12,666)  

 (1,570) 
 (10,736) 

  $  20,075   $  21,007   $  22,023  
  $  21,858   $  22,673   $  23,636  
 8,440  
  $

 9,855   $

 9,003   $

Amounts recognized in accumulated other comprehensive income 

Prior service cost 
Net actuarial loss 
Adjustment to pre-tax accumulated other comprehensive income 

  $

  $

 54   $

 9,377  
 9,431   $

 54   $

 57  
 9,890  
 11,561  
 9,944   $  11,618  

66 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
  
 
 
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
   
 
 
  
 
  
 
   
 
 
  
 
  
 
 
 
 
 
  
 
  
 
 
 
 
  
 
  
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

Other changes in plan assets and benefit obligations recognized in other 
comprehensive income 

Net (gain)/loss 
Amortization of loss 
Supplemental plan assumption change 
Amortization of prior service cost 
Effect of settlement on accumulated other comprehensive income 
Total recognized in other comprehensive income 

Net periodic pension cost 

Year Ended August 31,  
2017 

2016 

2018 

  $ 

 (704)  $
 (484) 
 676  
 (3) 
 —  
 (515) 

 1,277   $
 (895) 
 (2,038) 
 (3) 
 (14) 
 (1,673) 

 511  
 (574) 
 2,219  
 (3) 
 (13) 
 2,140  

 937  

 1,353  

 1,097  

Total recognized in net periodic pension cost and other comprehensive 
income 

  $ 

 422   $

 (320)  $

 3,237  

Estimated amounts that will be amortized from accumulated 
comprehensive income over the next fiscal year 

Prior service cost 
Net actuarial loss  

  $ 

 3   $

 475  

 3   $

 485  

 3  
 895  

Prior service cost arose from the amendment of the plan’s benefit schedules to comply with the Tax Reform Act of 1986 
and adoption of the unfunded supplemental pension plan. 

67 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
  
 
   
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

Components of net periodic pension cost for the fiscal years ended August 31, 2018, 2017 and 2016 included the 
following: 

Components of net periodic benefit cost 

Service cost 
Interest cost 
Expected return on plan assets 
Amortization of prior service cost 
Amortization of accumulated loss 
Settlement and curtailment loss 
Net periodic benefit cost 

2018 

2017 

2016 

 $

 $

 283   $ 
 629  
 (462) 
 3  
 484  
 —  
 937   $ 

 288   $ 
 681  
 (528) 
 3  
 895  
 14  
 1,353   $ 

 295  
 728  
 (516) 
 3  
 574  
 13  
 1,097  

Weighted average assumptions used to determine benefit obligations as of August 31, 2018, 2017 and 2016 are as 
follows: 

Discount rate 

Qualified plan 
Supplemental plan 
NEPTCO plan 

Rate of compensation increase 

Qualified and Supplemental plan 
NEPTCO plan 

2018 

2017 

2016 

 3.80 %   
 3.57 %   
 3.59 %   

 3.30 %   
 2.73 %   
 2.95 %   

 2.90 % 
 2.97 % 
 2.55 % 

 3.50 %   
 — %   

 3.50 %   
 — %   

 3.50 % 
 — % 

Weighted average assumptions used to determine net periodic benefit cost for the years ended August 31, 2018, 2017 
and 2016 are as follows: 

Discount rate 

Qualified plan 
Supplemental plan 
NEPTCO plan 

Expected long-term return on plan assets 

Qualified plan 
Supplemental plan 
NEPTCO plan 

Rate of compensation increase 

Qualified and Supplemental plan 
NEPTCO plan 

2018 

2017 

2016 

 3.30 %   
 2.73 %   
 2.95 %   

 5.40 %   
 — %   
 5.20 %   

 2.90 %   
 2.97 %   
 2.55 %   

 6.50 %   
 — %   
 6.50 %   

 4.16 % 
 3.22 % 
 4.30 % 

 6.50 % 
 — % 
 6.50 % 

 3.50 %   
 — %   

 3.50 %   
 — %   

 3.50 % 
 — % 

It is the Company’s policy to evaluate, on an annual basis, the discount rate used to determine the projected benefit 
obligation to approximate rates on high quality, long-term obligations. The Moody’s Corporate Aa Bond index has 
generally been used as a benchmark for this purpose, with adjustments made if the duration of the index differed from 
that of the plan. For periods since August 31, 2008, the discount rate has been determined by matching the expected 
payouts from the respective plans to the spot rates inherent in the Citigroup Pension Discount Curve. A single rate is then 
developed, that when applied to the expected cash flows, results in the same present value as determined using the 
various spot rates. The Company believes that this approach produces the most appropriate approximation of the plan 
liability. 

68 

 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
  
 
 
 
   
 
   
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

The Company estimates that each 100-basis point reduction in the discount rate would result in additional net periodic 
pension cost, the Company’s primary pension obligation, of approximately $42 for the Qualified Plan and $69 for the 
Supplemental Plan. For the current fiscal year, the NEPTCO Pension Plan expense is insignificant so sensitivity 
disclosure is not presented. The expected return on plan assets is derived from a periodic study of long-term historical 
rates of return on the various asset classes included in the Company’s targeted pension plan asset allocation. The 
Company estimates that each 100-basis point reduction in the expected return on plan assets would result in additional 
net periodic pension cost of approximately $73 for the Qualified Plan. No rate of return is assumed for the Supplemental 
Plan since that plan is currently not funded. The rate of compensation increase is also evaluated and is adjusted by the 
Company, if necessary, periodically. 

Qualified Plan Assets 

The investment policy for the Qualified Plan is based on ERISA standards for prudent investing. The fundamental goal 
underlying the investment policy is to ensure that the assets of the plans are invested in a prudent manner to meet the 
obligations of the plans as these obligations come due. The primary investment objectives include providing a total 
return which will promote the goal of benefit security by attaining an appropriate ratio of plan assets to plan obligations, 
to provide for real asset growth while also tracking plan obligations, to diversify investments across and within asset 
classes, to reduce the impact of losses in single investments, and to follow investment practices that comply with 
applicable laws and regulations. 

The primary policy objectives will be met by investing assets to achieve a reasonable tradeoff between return and risk 
relative to the plan’s obligations. This includes investing a portion of the assets in funds selected in part to hedge the 
interest rate sensitivity to plan obligations. 

The Qualified Plan assets are invested in a diversified mix of both domestic and foreign equity investments and fixed 
income securities. Asset manager performance is reviewed at least annually and benchmarked against the peer universe 
for the given investment style. The Company’s expected return for the Qualified Plan is 5.4%. To determine the expected 
long-term rate of return on the assets for the Qualified Plan, the Company considered the historical and expected return 
on the plan assets, as well as the current and expected allocation of the plan assets. 

Asset allocation is monitored on an ongoing basis relative to the established asset class targets. The interaction between 
plan assets and benefit obligations is periodically studied to assist in the establishment of strategic asset allocation 
targets. The investment policy permits variances from the targets within certain parameters. Asset rebalancing occurs 
when the underlying asset class allocations move outside these parameters, at which time the asset allocation is 
rebalanced back to the policy target weight. 

The Qualified Plan has the following target allocation and weighted average asset allocations as of August 31, 2018, 
2017 and 2016: 

Asset Category 
Equity securities 
Debt securities 
Other 
Total 

Target 
Allocation 
Range 

Percentage of Plan Assets as of August 31, 
2017 

2016 

2018 

10-80 %   
20-70 %   
0-100 %   
 100 %   

 46 %   
 54 %   
 — %   
 100 %   

 39 %   
 61 %   
 — %   
 100 %   

 46 % 
 54 % 
 — % 
 100 % 

69 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
     
  
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

NEPTCO Pension Plan Assets 

The investment policy for the NEPTCO Pension Plan is based on ERISA standards for prudent investing. The 
fundamental goal underlying the investment policy is to ensure that the assets of the plans are invested in a prudent 
manner to meet the obligations of the plan as these obligations come due. The primary investment objectives include 
maximization of return within reasonable and prudent levels of risk, provision of returns comparable to returns for 
similar investment options, provision of exposure to a wide range of investment opportunities in various asset classes 
and vehicles, control administrative and management costs, provision of appropriate diversification within investment 
vehicles, and govern investment manager’s adherence to stated investment objectives and style. 

The primary policy objectives will be met by investing assets to achieve a reasonable tradeoff between return and risk 
relative to the plan’s obligations. This includes investing a portion of the assets in funds selected in part to hedge the 
interest rate sensitivity to plan obligations. 

The NEPTCO Pension Plan assets are invested in a diversified mix of fixed income, and both domestic and foreign 
equity investments. The ongoing monitoring of investments is a regular and disciplined process and confirms that the 
criteria remain satisfied. The process of monitoring investment performance relative to specified guidelines is 
consistently applied. 

The Company’s expected return for the NEPTCO Pension Plan is 5.2%. To determine the expected long-term rate of 
return on the assets for the NEPTCO Pension Plan, the Company considered the historical and expected return on the 
plan assets, as well as the current and expected allocation of the plan assets. 

The NEPTCO Pension Plan has the following target allocation and weighted average asset allocations as of August 31, 
2018, 2017 and 2016: 

Asset Category 
Equity securities 
Debt securities 
Other 
Total 

Fair Market Value of Pension Plan Assets 

Target 
Allocation 
Range 

Percentage of Plan Assets as of August 31, 
2017 

2016 

2018 

10-80 %   
20-70 %   
0-100 %   
 100 %   

 46 %   
 54 %   
 — %   
 100 %   

 43 %   
 51 %   
 6 %   
 100 %   

 43 % 
 50 % 
 7 % 
 100 % 

The Company is required to categorize pension plan assets using a three-tier fair value hierarchy, which classifies the 
inputs used in measuring fair values. These tiers include: Level 1, defined as observable inputs such as quoted prices for 
identical instruments in active markets; Level 2, defined as inputs other than quoted prices in active markets that are 
either directly or indirectly observable; and Level 3, defined as unobservable inputs in which little or no market data 
exists, therefore requiring an entity to develop its own assumptions. 

70 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
     
  
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

The following table presents the Company’s pension plan assets at August 31, 2018 and 2017 by asset category: 

Fair value measurements at 
August 31, 2018 
  Significant       
other 

Fair value measurements at 
August 31, 2017 
  Significant       
other 

  Quoted prices  
in active 
  August 31,   markets 
(Level 1) 

2018 

  Significant       
observable    unobservable      

inputs 
(Level 2) 

inputs 
(Level 3) 

  Quoted prices  
in active 
  August 31,   markets 
(Level 1) 

2017 

  Significant   
observable    unobservable  

inputs 
(Level 2) 

inputs 
(Level 3) 

Asset Category 
Equity securities 
Debt securities 
Other 

  $ 

 4,533    $ 
 5,322     
 —     

 4,533    $ 
 5,322     
 —     

 —    $ 
 —     
 —     

 —    $ 
 —     
 —     

 3,589    $ 
 5,336     
 78     

 3,589    $ 
 5,336     
 78     

 —    $ 
 —     
 —     

Total 

  $ 

 9,855    $ 

 9,855    $ 

 —    $ 

 —    $ 

 9,003    $ 

 9,003    $ 

 —    $ 

 —   
 —   
 —   

 —   

Level 1 Assets: The fair values of the common stocks, corporate bonds and U.S. Government securities included in this 
tier are based on the closing price reported on the active market where the individual securities are traded. 

Estimated Future Benefit Payments 

The following pension benefit payments (which include expected future service) are assumed to be paid in each of the 
following fiscal years based on the participants’ normal retirement age: 

Year ending August 31, 
2019 
2020 
2021 
2022 
2023 
2024-2028 

      Pension Benefits   
 4,724  
  $ 
 2,132  
 1,773  
 1,751  
 2,524  
 7,647  

  $ 

The Company contributed $2,085, $1,205 and $322 to fund its obligations under the pension plans for the years ended 
August 31, 2018, 2017 and 2016, respectively. The Company plans to make the necessary contributions during fiscal 
2019 to ensure its pension plans continue to be adequately funded given the current market conditions and does not 
anticipate a material change from amounts contributed during the current fiscal year. 

Note 10—Stockholders’ Equity 

2013 Equity Incentive Plan 

In October 2012, the Company adopted, and the stockholders subsequently approved, the 2013 Equity Incentive Plan 
(the “2013 Plan”). The 2013 Plan permits the grant of restricted stock, stock options, deferred stock, stock payments or 
other awards to employees, participating officers, directors, consultants and advisors who are linked directly to increases 
in shareholder value. The aggregate number of shares available for grant under the 2013 Plan was initially 1,200,000. 
Additional shares may become available in connection with share splits, share dividends or similar transactions. As of 
August 31, 2018, 1,063,370 shares remained available for future grant under the 2013 Plan. 

71 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
 
     
 
 
 
     
 
     
 
 
 
     
     
     
     
 
 
     
 
     
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
   
   
  
   
     
     
     
   
     
     
     
 
   
   
 
     
     
     
     
     
     
     
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

2005 Incentive Plan 

In November 2005, the Company adopted, and the stockholders subsequently approved, the 2005 Incentive Plan (the 
“2005 Plan”). The 2005 Plan permits the grant of restricted stock, stock options, deferred stock, stock payments or other 
awards to employees, participating officers, directors, consultants and advisors who are linked directly to increases in 
shareholder value. The aggregate number of shares available for grant under the 2005 Plan was initially 1,000,000. The 
Company is no longer granting equity awards under the 2005 Plan. 

Restricted Stock 

Employees and Executive Management 

In September 2013, the Board of Directors of the Company approved the fiscal year 2014 LTIP for the executive officers 
and other members of management.  The 2014 LTIP was an equity-based plan with a grant date of September 1, 2013.  
In addition to the stock option component described below, the plan contained the following restricted stock 
components:  (a) performance and service-based restricted stock grant of 7,529 shares in the aggregate, subject to 
adjustment, with a vesting date of August 31, 2016, for which compensation expense is recognized on a ratable basis 
over the vesting period based on quarterly probability assessments; and (b) a time-based restricted stock grant of 8,323 
and 1,040 shares in the aggregate, with vesting dates of August 31, 2016 and August 31, 2014, respectively. 
Compensation expense was recognized on a ratable basis over the vesting period. 

Based on the fiscal year 2014 financial results, 5,485 additional shares of restricted stock (total of 13,014 shares) were 
earned and granted subsequent to the end of fiscal year 2014 in accordance with the performance measurement 
criteria.  No further performance-based measurements apply to this award. 

In August 2014, the Board of Directors of the Company approved the fiscal year 2015 LTIP for the executive officers 
and other members of management.  The 2015 LTIP was an equity-based plan with a grant date of September 1, 2014. In 
addition to the stock option component described below, the plan contained the following restricted stock  components:  
(a) a performance and service-based restricted stock grant of 6,993 shares in the aggregate, subject to adjustment based 
on fiscal 2015 results, with a vesting date of August 31, 2017, for which compensation expense is recognized on a 
ratable basis over the vesting period based on quarterly probability assessments; and (b) a time-based restricted stock 
grant of 7,005 and 1,127 shares (total of 8,132 shares)  in the aggregate, with vesting dates of August 31, 2017 and 
September 1, 2014, respectively.  Compensation expense was being recognized on a ratable basis over the vesting 
period. 

Based on the fiscal year 2015 financial results, 5,685 additional shares of restricted stock (total of 12,678 shares) were 
earned and granted subsequent to the end of fiscal year 2015 in accordance with the performance measurement criteria.  
No further performance-based measurements apply to this award.  

During the third quarter of fiscal 2015, an additional 16,000 restricted shares were issued to non-executive members of 
management; 15,000 with a vesting date of April 16, 2020 and 1,000 with a vesting date of January 31, 2018. 
Compensation expense is being recognized on a ratable basis over the vesting period. 

In August 2015, the Board of Directors of the Company approved the fiscal year 2016 LTIP for the executive officers 
and other members of management.  The 2016 LTIP was an equity-based plan with a grant date of September 1, 2015. In 
addition to the stock option component described below, the plan contains the following restricted stock components: 
(a) a performance and service-based restricted stock grant of 6,962 shares in the aggregate, subject to adjustment based 
on fiscal 2016 results, with a vesting date of August 31, 2018 for which compensation expense is recognized on a ratable 
basis over the vesting period based on quarterly probability assessments; and (b) a time-based  

72 

 
 
 
 
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

restricted stock grant of 7,683 shares in the aggregate, with a vesting date of August 31, 2018. Compensation expense 
was recognized on a ratable basis over the vesting period. 

Based on the fiscal year 2016 financial results, 6,277 additional shares of restricted stock (total of 13,239 shares) were 
earned and granted subsequent to the end of fiscal year 2016 in accordance with the performance measurement criteria.  
No further performance-based measurements apply to this award.  

During the first quarter of fiscal 2016, an additional grant of 5,000 restricted shares was made to a non-executive 
member of management with a vesting date of October 20, 2020. Compensation expense is being recognized on a ratable 
basis over the vesting period. 

In August 2016, the Board of Directors of the Company approved the fiscal year 2017 LTIP for the executive officers 
and other members of management.  The 2017 LTIP is an equity-based plan with a grant date of September 1, 2016. In 
addition to the stock option component described below, the plan contains the following restricted stock components: 
(a) a performance and service-based restricted stock grant of 5,399 shares in the aggregate, subject to adjustment based 
on fiscal 2017 results, with a vesting date of August 31, 2019, for which compensation expense being is recognized on a 
ratable basis over the vesting period based on quarterly probability assessments; and (b) a time-based restricted stock 
grant of 5,367 shares in the aggregate, with a vesting date of August 31, 2019. Compensation expense is being 
recognized on a ratable basis over the vesting period. 

Based on the fiscal year 2017 financial results, 5,399 additional shares of restricted stock (total of 10,798 shares) were 
earned and granted subsequent to the end of fiscal year 2017 in accordance with the performance measurement criteria.  
No further performance-based measurements apply to this award.  

In August 2016, the Board of Directors of the Company approved equity retention agreements with certain executive 
officers.  The equity-based retention agreements have a grant date of September 1, 2016. In addition to the stock option 
component described below, the equity retention agreements contain a time-based restricted stock grant of 16,312 shares 
in the aggregate, with 7,768 shares having a vesting date of August 31, 2019, and 8,544 shares initially having a vesting 
date of August 31, 2021, which was amended in August 2017 to vest in five equal annual installments over the five-year 
period following the grant date. Compensation expense is being recognized on a ratable basis over the vesting period. 

During the first quarter of fiscal 2017, additional grants totaling 8,805 shares of restricted stock were issued to non-
executive members of management with a vesting date of August 31, 2021. Compensation expense is being recognized 
on a ratable basis over the vesting period. 

In August 2017, the Board of Directors of the Company approved the fiscal year 2018 LTIP for the executive officers 
and other members of management.  The 2018 LTIP is an equity-based plan with a grant date of September 1, 2017. In 
addition to the stock option component described below, the plan contains the following restricted stock components: 
(a) a performance and service-based restricted stock grant of 4,249 shares in the aggregate, subject to adjustment based 
on fiscal 2018 results, with a vesting date of August 31, 2020, for which compensation expense is being recognized on a 
ratable basis over the vesting period based on quarterly probability assessments; and (b) a time-based restricted stock 
grant of 3,473 shares in the aggregate, with a vesting date of August 31, 2020. Compensation expense is being 
recognized on a ratable basis over the vesting period.  

During the third quarter of fiscal 2018, an additional grant totaling 192 shares of restricted stock was issued to a non-
executive member of management with a vesting date of August 31, 2020. Compensation expense is being recognized on 
a ratable basis over the vesting period. 

73 

 
 
 
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

During the fourth quarter of fiscal 2018, an additional grant totaling 609 shares of restricted stock was issued to an 
executive member of management with a vesting date of August 20, 2019. Compensation expense is being recognized on 
a ratable basis over the vesting period. 

Non-employee Board of Directors 

In February 2015, as part of their standard compensation for board service, non-employee members of the Board 
received a total grant of 5,361 shares of restricted stock for service for the period from January 31, 2015 through 
January 31, 2016.  The shares of restricted stock vested at the conclusion of this service period. Compensation expense 
was recognized on a ratable basis over the twelve-month vesting period. 

In February 2016, as part of their standard compensation for board service, non-employee members of the Board 
received a total grant of 4,554 shares of restricted stock for service for the period from January 31, 2016 through 
January 31, 2017.  The shares of restricted stock vested at the conclusion of this service period.  Compensation expense 
was recognized on a ratable basis over the twelve-month vesting period. 

In February 2017, as part of their standard compensation for board service, non-employee members of the Board 
received a total grant of 2,407 shares of restricted stock for service for the period from January 31, 2017 through 
January 31, 2018.  The shares of restricted stock vested at the conclusion of this service period.  Compensation expense 
was recognized on a ratable basis over the twelve-month vesting period. 

In February 2018, as part of their standard compensation for board service, non-employee members of the Board 
received a total grant of 2,779 shares of restricted stock for service for the period from January 31, 2018 through 
January 31, 2019.  The shares of restricted stock will vest at the conclusion of this service period.  Compensation is 
recognized on a ratable basis over the twelve-month vesting period. 

A summary of the transactions of the Company’s restricted stock plans for the years ended August 31, 2018, 2017 and 
2016 is presented below: 

Unvested restricted stock at August 31, 2015 
Granted 
Vested 
Forfeited or cancelled 
Unvested restricted stock at August 31, 2016 
Granted 
Vested 
Forfeited or cancelled 
Unvested restricted stock at August 31, 2017 
Granted 
Vested 
Forfeited or cancelled 
Unvested restricted stock at August 31, 2018 

Non 
Employee 
Directors       
 5,361   $
 4,554   $
 (5,361)  $
 —  
 4,554   $
 2,407   $
 (4,554)  $
 —  
 2,407   $
 2,779   $
 (2,407)  $
 —  
 2,779   $

Weighted 
Average 
Grant Date 
Fair Value 

 36.19  
 48.12  
 36.19  

 48.12  
 91.05  
 48.12  

 91.05  
 101.05  
 91.05  

 101.05  

Officers 
and 

Employees      
 48,269   $
 25,330   $
 (18,271)  $
 —  
 55,328   $
 42,160   $
 (23,516)  $
 —  
 73,972   $
 13,922   $
 (22,315)  $
 —  
 65,579   $

Weighted 
Average 
Grant Date 
Fair Value 

 35.68  
 39.07  
 29.72  

 39.20  
 60.67  
 38.81  

 51.56  
 83.65  
 41.35  

 61.85  

74 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

Stock Options 

In September 2013, the Board of Directors of the Company approved the fiscal year 2014 LTIP for the executive officers 
and other members of management.  The 2014 LTIP was an equity-based plan with a grant date of September 1, 2013 
and included options to purchase 25,969 shares of common stock in the aggregate with an exercise price of $29.72 per 
share.  The options vested in three equal annual allotments ending on August 31, 2016. The options will expire on 
August 31, 2023.  Compensation expense was recognized over the period of the award on an annual basis consistent with 
the vesting terms. 

In August 2014, the Board of Directors of the Company approved the fiscal year 2015 LTIP for the executive officers 
and other members of management.  The 2015 LTIP was an equity-based plan with a grant date of September 1, 2014 
and included options to purchase 22,750 shares of common stock in the aggregate with an exercise price of $35.50 per 
share.  The options vested in three equal annual installments ending on August 31, 2017. Of the options granted, 7,438 
will expire on August 31, 2024 and 15,312 will expire on September 1, 2024.  Compensation expense was recognized 
over the period of the award on an annual basis consistent with the vesting terms. 

In August 2015, the Board of Directors of the Company approved the fiscal year 2016 LTIP for the executive officers 
and other members of management.  The 2016 LTIP was an equity-based plan with a grant date of September 1, 2015 
and included options to purchase 21,275 shares of common stock in the aggregate with an exercise price of $39.50 per 
share.  The options vest in three equal annual installments ending on August 31, 2018. The options granted will expire on 
September 1, 2025. Compensation expense was recognized over the period of the award consistent with the vesting 
terms. 

In August 2016, the Board of Directors of the Company approved the fiscal year 2017 LTIP for the executive officers 
and other members of management.  The 2017 LTIP is an equity-based plan with a grant date of September 1, 2016 and 
included options to purchase 15,028 shares of common stock in the aggregate with an exercise price of $64.37 per share.  
The options vest in three equal annual installments ending on August 31, 2019. Of the options granted, 5,596 options 
will expire on August 31, 2026, and 9,432 options will expire on September 1, 2026.  Compensation expense is 
recognized over the period of the award consistent with the vesting terms. 

In August 2016, the Board of Directors of the Company approved equity retention agreements with certain executive 
officers.  The equity-based retention agreements have a grant date of September 1, 2016 and included options to 
purchase 23,563 shares of common stock in the aggregate with an exercise price of $64.37 per share.  These options will 
cliff vest on August 31, 2019 and will expire on August 31, 2026. Compensation expense is recognized over the period 
of the award consistent with the vesting terms. 

In August 2017, the Board of Directors of the Company approved the fiscal year 2018 LTIP for the executive officers 
and other members of management.  The 2018 LTIP is an equity-based plan with a grant date of September 1, 2017 and 
included options to purchase 9,622 shares of common stock in the aggregate with an exercise price of $93.50 per share.  
The options vest in three equal annual installments ending on August 31, 2020. Of the options granted, 4,591 options 
will expire on August 31, 2027, and 5,031 options will expire on September 1, 2027.  Compensation expense is 
recognized over the period of the award consistent with the vesting terms. 

During the third quarter of fiscal 2018, an additional grant of options to purchase 606 shares of common stock in the 
aggregate with an exercise price of $104.00 was issued to a non-executive member of management. The options vest in 
three equal annual installments ending on August 31, 2020 and will expire on March 1, 2028. Compensation expense is 
being recognized on a ratable basis over the vesting period. 

75 

 
 
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

The following table summarizes information about stock options outstanding as of August 31, 2018: 

Exercise 
Prices 
 16.00 
$ 
 29.72 
$ 
 35.50 
$ 
 39.50 
$ 
 64.37 
$ 
$ 
 93.50 
$  104.00 

Options Outstanding 

Number 

Outstanding       
 7,597 
 14,609 
 15,571 
 15,671 
 35,514 
 9,622 
 606 
 99,190 

Weighted Avg. 
Remaining 
Contractual 
Life 
 4.1 
 5.0 
 6.0 
 7.0 
 8.0 
 9.0 
 9.5 
 6.9 

Weighted 
Average 
Exercise Price 
 16.00 
 29.72 
 35.50 
 39.50 
 64.37 
 93.50 
 104.00 
 50.17 

  $ 
  $ 
  $ 
  $ 
  $ 
  $ 
  $ 
  $ 

Aggregate 
Intrinsic 
Value 

 820 
 1,377 
 1,377 
 1,323 
 2,116 
 293 
 12 
 7,318 

$ 
$ 
$ 
$ 
$ 
$ 
$ 
$ 

Options Exercisable 

Weighted 
Average 
Exercise 
Price 
 16.00 
$ 
 29.72 
$ 
 35.50 
$ 
 39.50 
$ 
 64.37 
$ 
$ 
 93.50 
$  104.00 
 39.43 
$ 

Number 

Exercisable       
 7,597 
 14,609 
 15,571 
 15,671 
 7,756 
 3,206 
 202 
 64,612 

$ 
$ 
$ 
$ 
$ 
$ 
$ 
$ 

Aggregate 
Intrinsic 
Value 

 820  
 1,377  
 1,377  
 1,323  
 462  
 98  
 4  
 5,461  

Options are granted with an exercise price that is equal to the closing market value of the Company’s common stock on 
the day preceding the grant date, which is determined not to be materially different from the opening market value on the 
date of grant. 

A summary of the transactions of the Company’s stock option plans for the years ended August 31, 2018, 2017 and 2016 
is presented below: 

Options outstanding at August 31, 2015 

Granted 
Exercised 
Forfeited or cancelled 

Options outstanding at August 31, 2016 

Granted 
Exercised 
Forfeited or cancelled 

Options outstanding at August 31, 2017 

Granted 
Exercised 
Forfeited or cancelled 

Options outstanding at August 31, 2018 
Options exercisable at August 31, 2018 

Weighted 
Officers 
Average 
and 
Exercise Price 
Employees 
 16.92  
$
 313,389 
 39.50  
$
 21,275 
 15.27  
 (140,113) $

 — 
$
 194,551 
$
 38,591 
 (80,168) $
 — 
$
 152,974 
$
 10,228 
 (64,012) $
 — 
 99,190 
 64,612 

$
$

 20.57  
 64.37  
 15.62  

 34.21  
 94.12  
 19.06  

 50.17  
 39.43  

The weighted average grant date fair value of options granted in the years ended August 31, 2018, 2017 and 2016 was 
$30.99, $21.22 and $13.80 per share, respectively. 

The total pretax intrinsic value of stock options exercised was $6,714, $6,243 and $6,880 for the years ended August 31, 
2018, 2017, and 2016, respectively. 

76 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
     
     
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

Excluding the common stock reserved for issuance upon exercise of the 99,190 outstanding options, there were 
1,063,370 shares of common stock available for future issuance under the Company’s 2013 Equity Incentive Plan on 
August 31, 2018. Based on historic experience, management estimates all outstanding stock options will vest. 

The income tax benefit realized from stock options exercised, vesting of restricted stock and issuance of stock pursuant 
to grants of restricted stock units was $1,921, $1,917 and $1,784 for the years ended August 31, 2018, 2017 and 2016, 
respectively. 

As of August 31, 2018, unrecognized expense related to all stock-based compensation described above was $2,504 
(including $2,182 for restricted stock and $322 for stock options), which will be recognized over the next three fiscal 
years. 

Note 11—Segment Data 

The Company is organized into two reportable operating segments, an Industrial Materials segment and a Construction 
Materials segment. The segments are distinguished by the nature of the products we manufacture and how they are 
delivered to their respective markets.  

The Industrial Materials segment includes specified products that are used in, or integrated into, another company’s 
product, with demand typically dependent upon general economic conditions. Industrial Materials products include 
insulating and conducting materials for wire and cable manufacturers, moisture protective coatings and customized 
sealant and adhesive systems for electronics, laminated durable papers, laminates for the packaging and industrial 
laminate markets, custom manufacturing services, pulling and detection tapes used in the installation, measurement and 
location of fiber optic cables and water and natural gas lines, cover tapes essential to delivering semiconductor 
components via tape and reel packaging, composite materials and elements, polymeric microspheres, polyurethane 
dispersions and superabsorbent polymers. Beginning June 23, 2016, September 30, 2016 and December 31, 2017, the 
Industrial Materials segment includes the acquired operations of HumiSeal India Private Limited, Resin Designs, LLC 
and Zappa Stewart, respectively. The operations of both HumiSeal India Private Limited and Resin Designs, LLC are 
included in the Company’s electronic and industrial coatings product line and the operations of Zappa Stewart are 
included in the Company’s specialty chemicals intermediates product line. Prior to the April 3, 2017 sale of the business, 
the segment’s products also included glass-based strength elements, designed to allow fiber optic cables to withstand 
mechanical and environmental strain and stress. Following the April 20, 2018 sale of the structural composites rod 
business, future product sales of composite materials and elements are not anticipated to be significant to the 
consolidated financial statements. 

The Construction Materials segment is principally composed of project-oriented product offerings that are primarily sold 
and used as “Chase” branded products. Construction Materials products include protective coatings for pipeline 
applications, coating and lining systems for use in liquid storage and containment applications, adhesives and sealants 
used in architectural and building envelope waterproofing applications, high-performance polymeric asphalt additives, 
and expansion and control joint systems for use in the transportation and architectural markets. 

77 

 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

The following tables summarize information about the Company’s segments: 

Revenue 

Industrial Materials 
Construction Materials 

Total 

Income before taxes 
Industrial Materials 
Construction Materials 

Total for reportable segments 

Corporate and common costs 

Total 

Includes the following costs by segment: 

Industrial Materials 
Interest 
Depreciation 
Amortization 

Construction Materials 
Interest 
Depreciation 
Amortization 

Years Ended August 31, 
2017 

2018 

2016 

 $  232,288  
 51,900  
$  284,188  

  $  202,956  
 49,604  
  $  252,560  

  $ 181,728  
 56,366  
  $ 238,094  

 18,178  
 84,254  

 $   66,076 (a)    $   67,561 (c)    $  53,530 (e)
 18,205  
 85,766  
    (27,289)(b)       (24,874)(d)       (23,387) (f) 
$   56,965  

 19,967  
 73,497  

  $   60,892  

  $  50,110  

  $ 

 $ 

 938  
 4,033  
 10,499  

  $

 629  
 3,423  
 7,839  

 791  
 3,918  
 6,427  

  $ 

 $ 

 234  
 753  
 1,308  

  $

 210  
 718  
 1,288  

 263  
 761  
 1,409  

(a)  Includes $1,070 of expenses related to inventory step-up in fair value attributable to the December 2017 acquisition 
of Zappa Stewart, $1,085 on the gain on sale of license related to the structural composites product line recorded in 
the second quarter of fiscal 2018, $1,480 gain on sale of business related to the April 2018 sale of the structural 
composites rod business and $1,272 of expense related to the closure and exit of our Pawtucket, RI location in the 
fourth quarter of fiscal 2018 

(b)  Includes $393 in acquisition-related expenses attributable to the December 2017 acquisition of Zappa Stewart  
(c)  Includes a $2,013 gain on sale of our fiber optic cable components business and $190 of expenses related to 

inventory step-up in fair value attributable to the September 2016 acquisition of certain assets of Resin Designs 
(d)  Includes $584 in acquisition-related expenses attributable to the September 2016 acquisition of certain assets of 

Resin Designs, facility exit and demolition costs of $70 related to the Company’s Randolph, MA location, a $792 
gain related to the November 2016 sale of the Company’s Paterson, NJ location, a $68 gain related to the December 
2016 sale of the Company’s former corporate headquarters in Bridgewater, MA and $14 of pension-related 
settlement costs due to the timing of lump sum distributions 

(e)  Includes a $1,031 gain on sale of our RodPack wind energy business contained within our structural composites 
product line and a $365 write-down on certain other structural composites assets based on usage constraints 
following the sale, both recognized in November 2015  

(f)  Includes $935 in Randolph, MA facility exit and demolition costs, a $877 gain on the write-down of an annuity and 

$13 of pension-related settlement costs due to the timing of lump sum distributions 

78 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
    
 
    
  
 
 
 
   
 
   
  
  
   
   
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
    
 
 
   
 
 
   
 
  
   
   
  
   
   
 
 
   
 
 
   
 
 
   
 
    
 
 
   
 
 
   
 
  
   
   
  
   
   
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

Total Assets 

Industrial Materials 
Construction Materials 

Total for reportable segments 
Corporate and common assets 

Total 

Note 12—Export Sales and Foreign Operations 

As of August 31, 

2018 

2017 

  $  229,559   $  156,263 
 38,162 
 194,425 
 60,313 
$  316,469   $  254,738 

 36,757  
 266,316  
 50,153  

Export sales from continuing domestic operations to unaffiliated third parties were $42,883, $36,719 and $28,826 for the 
years ended August 31, 2018, 2017 and 2016, respectively. The increase in export sales in fiscal 2018 against both fiscal 
2017 and 2016 resulted from increased export sales into China and Europe. 

The Company’s products are sold worldwide. Revenue for the years ended August 31, 2018, 2017 and 2016, are 
attributed to operations located in the following countries: 

Years Ended August 31, 
2017 

2018 

2016 

Revenue 

United States 
United Kingdom 
All other foreign (1) 

Total 

  $  244,225     $  217,745     $  197,776  
 24,048  
 16,270  
  $  284,188     $  252,560     $  238,094  

 16,691      
 18,124      

 20,598      
 19,365      

(1)  Inclusive of sales originated from our Paris, France location, royalty revenue attributable to our licensed 

manufacturer in Asia, and Chase foreign manufacturing operations. 

79 

 
 
 
 
 
 
 
 
 
 
 
 
     
     
  
 
   
 
   
 
   
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
      
  
 
   
       
       
 
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

As of August 31, 2018 and 2017, the Company had long-lived assets (defined as tangible assets providing the Company 
with a future economic benefit beyond the current year or operating period, including buildings, equipment and leasehold 
improvements) and goodwill and intangible assets, less accumulated amortization in the following countries: 

Long-Lived Assets 

United States 

Property, plant and equipment, net 
Goodwill and Intangible assets, less accumulated amortization 

  $  28,770   $ 
 143,539  

 30,253  
 90,673  

As of August 31, 

2018 

2017 

United Kingdom 

Property, plant and equipment, net 
Goodwill and Intangible assets, less accumulated amortization 

All other foreign 

Property, plant and equipment, net 
Goodwill and Intangible assets, less accumulated amortization 

 2,911  
 5,239  

 3,184  
 5,685  

 1,164  
 1,248  

 1,323  
 1,272  

Total 

Property, plant and equipment, net 
Goodwill and Intangible assets, less accumulated amortization 

  $  32,845   $ 
  $  150,026   $ 

 34,760  
 97,630  

Note 13—Supplemental Cash Flow Data 

Supplemental cash flow information for the years ended August 31, 2018, 2017 and 2016 is as follows: 

Income taxes paid 
Interest paid 

2018 

2017 

  $  20,142   $  21,025   $ 
 786   $ 
  $

 915   $

2016 
 17,550  
 1,059  

Noncash Investing and Financing Activities 
Common stock received for payment of stock option exercises 
Property, plant and equipment additions included in accounts payable 

  $
  $

 1,028   $
 197   $

 1,158   $ 
 220   $ 

 2,015  
 22  

80 

 
 
 
 
 
     
     
  
 
   
 
   
 
 
   
 
   
 
 
 
 
 
 
   
 
   
 
 
   
 
   
 
 
 
 
 
 
 
 
 
   
 
   
 
 
   
 
   
 
 
 
 
 
 
 
 
 
   
 
   
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

Supplemental cash flow information as related to acquisitions and divestitures for the years ended August 31, 2018, 2017 
and 2016 is as follows: 

2018 

2017 

2016 

Acquisition of Zappa Stewart 

Current assets 
Property, plant & equipment 
Goodwill and Intangible assets 
Deferred tax liability 
Accounts payable and accrued liabilities 
Payments for acquisitions 

Sale of Structural Composites Rod Business 

Inventory 
Goodwill 
Gain on sale of business 
Cash received from sale of business, net of transaction costs 

Sale of Structural Composites License 

Property and equipment 
Gain on sale of license 
Accrued income taxes 
Cash received from sale of license 

Acquisition of Resin Designs 

Current assets 
Property, plant & equipment 
Goodwill and Intangible assets 
Accounts payable and accrued liabilities 
Payments for acquisitions 

Sale of Fiber Optic Cable Components product line 

Inventory 
Property, plant and equipment 
Goodwill and Intangible assets 
Gain on sale of business 
Due from sale of business 
Cash received from sale of product line, net of transaction costs 

Acquisition of HumiSeal India Private Limited 

Current assets (excluding cash) 
Property, equipment and goodwill 
Accounts payable and accrued liabilities 
Payments for acquisitions, net of cash acquired 

Sale of RodPack Business 

Property, plant and equipment 
Intangible assets 
Gain on sale of business 
Due from sale of business 
Cash received from sale of business 

81 

  $  10,478  
 1,872  
 64,378  
 (2,626) 
 (633) 
 (73,469) 

  $

 (522) 
 (230) 
 (1,480) 
 2,232  

$

 (26) 
 (1,085) 
 111  
 1,000  

  $

 3,240  
 623  
 27,042  
 (635) 
 (30,270) 

  $  (1,167) 
 (166) 
 (512) 
 (2,013) 
 400  
 3,458  

  $ 

  $ 

  $

 (457) 
 457  

 55  
 1,134  
 (28) 
 (1,161) 

 (846) 
 (309) 
 (1,031) 
 457  
 1,729  

 
 
     
     
     
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
   
 
 
   
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

Note 14—Acquisitions 

Acquisition of Zappa Stewart  

On December 31, 2017, the Company acquired Zappa Stewart, an advanced superabsorbent polymer (SAP) formulator 
and solutions provider, with operations located in Hickory and McLeansville, NC. The business was acquired for a 
purchase price of $73,469, after final working capital adjustments and excluding acquisition-related costs.  Chase 
acquired all equity of the business and entered multiyear leases at both locations. The purchase was funded by a 
combination of a $65,000 draw on Chase’s existing revolving credit facility and available cash on hand. Zappa Stewart’s 
protective materials technology is complementary to Chase’s current specialty chemicals offerings. This acquisition is in 
line with our core strategies and extends our reach into growing medical and consumer applications.  

Since the effective date for this acquisition, December 31, 2017, the financial results of the acquired business have been 
included in the Company’s financial statements within the Industrial Materials operating segment, in the specialty 
chemicals intermediates product line. The acquisition was accounted for as a business combination under ASC Topic 
805, “Business Combinations.” In accordance with this accounting standard, the Company expensed $393 of 
acquisition-related costs during the second quarter of 2018 to acquisition-related costs.  

The Company is currently in the process of finalizing purchase accounting, with regard to a final allocation of the 
purchase price to tangible and identifiable intangible assets assumed and anticipates completion within the first quarter of 
fiscal 2019. In the third quarter of fiscal 2018, an adjustment to increase goodwill by $2,035 was made to the initial 
amounts recorded at the end of the second fiscal quarter; the increase relates to additional consideration paid by the 
Company to the seller as part of the final working capital adjustment. In the fourth quarter of fiscal 2018, a net 
adjustment to decrease goodwill by $1,214 was made to the amount recorded at the end of the third fiscal quarter; the net 
decrease relates to: (a) the recording of a $2,626 deferred tax liability associated with the acquired company (of which 
$311 related to an error in the initial amounts recorded); (b) the allocation of a net additional $4,300 of the purchase 
price to the customer relationships intangible assets (comprising a $4,800 increase in intangible assets based on 
information available as of the acquisition date, and as such representing an error, and a $500 reduction based on a 
change in estimate during the measurement period); and (c) the reduction of the purchase price allocated to inventory 
step-up costs totaling $460 (comprising a $360 decrease based on information available as of the acquisition date, and as 
such representing an error, and a $100 reduction based on a change in estimate during the measurement period). The 
impact of the noted errors was not material to the consolidated financial statements and the Company did not consider 
the amount material to prior periods. See Item 9A - Management’s Report on Internal Control over Financial Reporting 
of this current report on Form 10-K for additional information and considerations related to these fourth quarter business 
combination adjustments representing errors. 

Giving effect to these adjustments, the purchase price has been preliminarily allocated to the acquired tangible and 
identifiable intangible assets assumed, based on their fair values as of the date of the acquisition:  

Assets & Liabilities 
Accounts receivable 
Inventory 
Prepaid expenses and other current assets 
Property, plant & equipment 
Goodwill 
Intangible assets 
Deferred tax liability 
Accounts payable and accrued liabilities 

Total purchase price 

      Amount 
  $ 

 3,670  
 6,796  
 12  
 1,872  
 34,138  
 30,240  
 (2,626) 
 (633) 
 73,469  

$ 

82 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

The excess of the purchase price over the net tangible and intangible assets acquired resulted in goodwill of $34,138 that 
is largely attributable to the synergies and economies of scale from combining the operations, technologies and research 
and development capabilities of Zappa Stewart and Chase, particularly as it pertains to the expansion of the Company's 
product and service offerings, the established workforce and marketing efforts. A portion of this goodwill, $23,990, is 
deductible for income tax purposes.  

All assets, including goodwill, acquired as part of the Zappa Stewart acquisition are included in the Industrial Materials 
operating segment. Identifiable intangible assets purchased with this transaction are as follows: 

Intangible Asset 
Customer relationships 
Technology 
Trade names 
Total intangible assets 

Supplemental Pro Forma Data (unaudited) 

  Weighted Average 

Useful life 

 7.9 years 
 7 years 
 4 years 

      Amount 
  $ 

 28,500  
 900  
 840  
 30,240  

  $ 

The following table presents the pro forma results of the Company for the years ended August 31, 2018 and 2017 as 
though the Zappa Stewart acquisition described above occurred on September 1, 2016 (the first day of fiscal 2017). The 
actual revenue and expenses for the acquired business are included in the Company’s consolidated results beginning on 
December 31, 2017. From the date of acquisition (December 31, 2017) through August 31, 2018, revenue and net 
income for the Zappa Stewart operations included in the consolidated statement of operations were $16,324 and $578, 
respectively, with results inclusive of sale of $1,070 in inventory step-up cost, $393 in acquisition-related costs and 
amortization expense of $2,672 recognized related to intangible assets recorded as part of the transaction, but not 
inclusive of any interest or financing costs. The pro forma results include adjustments for the estimated amortization of 
intangibles, acquisition-related costs, sale of inventory step-up cost, interest expense assuming the entire $65,000 draw 
remained outstanding through December 31, 2017 (at the interest rate effective at the date of borrowing) and the income 
tax impact of the pro forma adjustments at the statutory rate of 35% for fiscal 2017 and 26% for fiscal 2018. The 
following pro forma information is not necessarily indicative of the results that would have been achieved if the 
acquisition had been effective on September 1, 2016. 

Revenue 
Net income   

Net income available to common shareholders, per common and common equivalent share 

Basic earnings per share 
Diluted earnings per share 

Acquisition of Resin Designs, LLC 

Years Ended August 31,  

2018 

2017 

  $ 292,609     $ 276,646  
41,603  

44,508      

$
$

 4.75     $
 4.70     $

 4.45  
 4.40  

On September 30, 2016, the Company acquired certain assets of Resin Designs, LLC, an advanced adhesives and 
sealants manufacturer, with locations in Woburn, MA and Newark, CA. This business was acquired for a purchase price 
of $30,270, after final working capital adjustments and excluding acquisition-related costs. As part of this 

83 

 
 
 
 
 
 
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
      
  
 
 
 
 
   
       
 
 
   
       
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

transaction, Chase acquired all working capital and fixed assets of the business, and entered into multiyear leases at both 
locations. Resin Designs is a formulator of customized adhesive and sealant systems used in high-reliability electronic 
applications. The acquisition broadens the Company’s adhesives and sealants product offering and manufacturing 
capabilities, and expands its market reach. The purchase was funded entirely with available cash on hand.  

Since the effective date for this acquisition, September 30, 2016, the financial results of the acquired business have been 
included in the Company’s financial statements within the Industrial Materials operating segment, within the electronic 
and industrial coatings product line. The acquisition was accounted for as a business combination under ASC Topic 805, 
“Business Combinations.” In accordance with this accounting standard, the Company expensed $584 of 
acquisition-related costs during the first fiscal quarter of 2017 to acquisition-related costs.  

Purchase accounting was completed in the fourth quarter of fiscal 2017 with no material adjustments made to the initial 
amounts recorded. The purchase price has been allocated to the acquired tangible and identifiable intangible assets 
assumed, based on their fair values as of the date of the acquisition: 

Assets & Liabilities 
Accounts receivable 
Inventory 
Prepaid expenses and other current assets 
Property, plant & equipment 
Goodwill 
Intangible assets 
Accounts payable and accrued liabilities 

Total purchase price 

Amount 

 1,877  
 1,300  
 63  
 623  
 7,592  
 19,450  
 (635)  
 30,270  

  $ 

 $ 

The excess of the purchase price over the net tangible and intangible assets acquired resulted in goodwill of $7,592 that 
is largely attributable to the synergies and economies of scale from combining the operations, technologies and research 
and development capabilities of Resin Designs and Chase, particularly as it pertains to the expansion of the Company's 
product and service offerings, the established workforce and marketing efforts. This goodwill is deductible for income 
tax purposes. 

All assets, including goodwill, acquired as part of the Resin Designs acquisition are included in the Industrial Materials 
operating segment. Identifiable intangible assets purchased with this transaction are as follows: 

Intangible Asset 
Customer relationships 
Technology 
Trade names 
Total intangible assets 

      Amount 
  $  17,500  
 1,200  
 750  
  $  19,450  

 Useful life  

 10 years 
 4 years 
 7 years 

84 

 
 
 
 
 
 
 
 
     
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
 
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

Supplemental Pro Forma Data (unaudited) 

The following table presents the pro forma results of the Company for the year ended August 31, 2017 as though the 
Resin Designs acquisition described above occurred on September 1, 2015 (the first day of fiscal 2016). The actual 
revenue and expenses for the acquired business are included in the Company’s fiscal 2017 consolidated results beginning 
on September 30, 2016. From the date of acquisition (September 30, 2016) through August 31, 2017, revenue and net 
income for the Resin Designs operations included in the consolidated statement of operations were $14,868 and $669, 
respectively, including the effects of $584 in acquisition-related costs, $190 in sale of inventory step-up cost, and 
additional amortization expense recognized related to intangible assets recorded as part of the transaction. The pro forma 
results include adjustments for the estimated amortization of intangibles, acquisition-related costs, sale of inventory 
step-up cost and the income tax impact of the pro forma adjustments at the statutory rate of 35%. The following pro 
forma information is not necessarily indicative of the results that would have been achieved if the acquisition had been 
effective on September 1, 2015. 

Revenue 
Net income   

Net income available to common shareholders, per common and common equivalent share 

Basic earnings per share 
Diluted earnings per share 

Acquisition of HumiSeal India Private Limited 

  Year Ended August 31,  
2017 

  $ 

$ 
$ 

254,145  
42,685  

 4.56  
 4.51  

On June 23, 2016, the Company acquired all the capital stock of Spray Products (India) Private Limited for $1,161, net 
of cash acquired. This acquired business works closely with our HumiSeal manufacturing operation in Winnersh, 
Wokingham, England. The acquisition in India enhances the Company’s ability to provide technical, sales, 
manufacturing, chemical handling, and packaging services in the region. Since the effective date for this acquisition, the 
financial results of the business have been included in the Company's financial statements within the Company’s 
Industrial Materials operating segment in the electronic and industrial coatings product line. Purchase accounting was 
completed in the quarter ended August 31, 2016. Effective December 2016, Spray Products (India) Private Limited was 
renamed HumiSeal India Private Limited. 

85 

 
 
 
 
 
 
 
 
 
     
 
 
 
 
 
   
 
 
   
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

Note 15—Sale of License 

In November 2017, the Company entered a license agreement with an unrelated party to sell a license, including 
intellectual property, and certain construction in process assets, with a net book value of $26 and all related to the 
manufacturing of certain structural composite materials. In the second fiscal quarter of 2018, the transaction was 
finalized for gross consideration of $1,111 comprising cash proceeds of $1,000 and $111 in foreign tax consideration 
paid by the buyer on Chase’s behalf. This transaction resulted in a gain of $1,085, which was recorded in the Company’s 
consolidated statement of operations as a gain on sale of license during the fiscal quarter ended February 28, 2018.  

In relation to this license agreement, the purchaser also entered into a royalty agreement with the Company. The 
purchaser will make royalty payments to Chase based on the volume of future sales of certain structural composite 
material manufactured by the purchaser. Revenue recognized related to this royalty agreement was not material in fiscal 
2018. 

Note 16—Fair Value Measurements 

The Company defines fair value as the price that would be received to sell an asset or paid to transfer a liability (exit 
price) in an orderly transaction between market participants at the measurement date. The Company uses a three-tier fair 
value hierarchy, which classifies the inputs used in measuring fair values. These tiers include: Level 1, defined as 
observable inputs such as quoted prices for identical instruments in active markets; Level 2, defined as inputs other than 
quoted prices in active markets that are either directly or indirectly observable; and Level 3, defined as unobservable 
inputs in which little or no market data exists, therefore requiring an entity to develop its own assumptions. 

Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the 
fair value measurement. The Company has determined that it does not have any financial liabilities measured at fair 
value other than long-term debt and that its financial assets are currently all classified within Level 1 or Level 2 in the 
fair value hierarchy. The financial assets classified as Level 1 and Level 2 as of August 31, 2018 and 2017 represent 
investments which are restricted for use in non-qualified retirement savings plans for certain key employees and 
directors. 

The following table sets forth the Company’s financial assets that were accounted for at fair value on a recurring basis as 
of August 31, 2018 and 2017: 

Fair value measurement category 

Fair value 

     measurement date      Total 

  Quoted prices 
  Significant other   
  in active markets    observable inputs   unobservable inputs  
(Level 2) 

Significant 

(Level 3) 

(Level 1) 

Assets: 

Restricted investments 

  August 31, 2018   $  1,090   $ 

Restricted investments 

  August 31, 2017   $ 

 964   $ 

 961  

 926  

 129  

 38  

 —  

 —  

86 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
    
    
  
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

The following table presents the fair values of the Company’s long-term debt as of August 31, 2018 and 2017 which is 
recorded at its carrying amount: 

Fair value  

Fair value measurement category 

  Quoted prices    Significant other  

Significant 

in active markets   observable inputs  unobservable inputs  

     measurement date       Total 

(Level 1) 

(Level 2) 

(Level 3) 

Liabilities: 

Long-term debt 

  August 31, 2018   $ 25,000   $ 

Long-term debt 

  August 31, 2017   $

 —   $ 

 —  

 —  

 25,000  

 —  

 —  

 —  

The carrying value of the long-term debt approximates its fair value, as the interest rate is set based on the movement of 
the underlying market rates. In December 2016, Chase refinanced its term debt with a new credit agreement. See Note 6 
for additional information on long-term debt.  

Note 17—Net Income Per Share 

The determination of earnings per share under the two-class method is as follows: 

Net income attributable to Chase Corporation 
Less:  Allocated to participating securities 
Available to common shareholders 
Basic weighted average shares outstanding 
Additional dilutive common stock equivalents 
Diluted weighted average shares outstanding 

Net income available to common shareholders, per common and 
common equivalent share 

Basic 
Diluted 

2018 
 43,143   $ 
 410  
 42,733   $ 

Years Ended August 31, 
2017 
 42,014   $ 
 454  
 41,560   $ 

  $ 

  $ 

 9,296,648  
 69,423  
 9,366,071  

 9,249,343  
 108,071  
 9,357,414  

2016 
 32,807  
 266  
 32,541  
 9,167,333 
 126,744 
 9,294,077 

$ 
$ 

 4.60   $ 
 4.56   $ 

 4.49 
 4.44 

 $ 
 $ 

 3.55 
 3.50 

For the year ended August 31, 2018 and 2016, stock options to purchase 404 and 9,354 shares of common stock were 
outstanding but were not included in the calculation of diluted net income per share because their inclusion would be 
antidilutive. No stock options were excluded from the calculation for the year ended August 31, 2017. Included in the 
calculation of dilutive common stock equivalents are the unvested portion of restricted stock and stock options. 

87 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
 
   
 
 
    
    
    
  
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

Note 18—Sale of Businesses 

Sale of Structural Composites Rod Business  

On April 20, 2018, Chase finalized an agreement with an unrelated party to sell all inventory, operational machinery and 
equipment and intangible assets of the Company’s structural composites rod business, as well as a license related to the 
production and sale of rod, for proceeds of $2,232, net of transaction costs and following all working capital adjustments. 
This business, which was part of the structural composites product line within the Industrial Materials segment, had 
limited growth and profitability prospects as part of the Company, and was outside the areas Chase has identified for 
strategic emphasis. The divestiture was accounted for under ASC Topic 360, “Disclosure - Impairment or Disposal of 
Long-Lived Assets.” In accordance with this accounting standard, the resulting pre-tax gain on sale of $1,480 was 
recognized in the third quarter of fiscal 2018 as a gain on sale of businesses within the consolidated statement of 
operations. Chase received $2,075, net of transaction costs, in the third quarter of fiscal 2018, with the remaining $157 
received in the fourth quarter of fiscal 2018 as a result of a working capital true-up.  

Related to this transaction, the purchaser entered into a royalty agreement with the Company. The purchaser will make 
royalty payments to Chase based on future sales of certain structural composite material manufactured by the purchaser. 
Royalty revenue recognized in the second half of fiscal 2018 related to this agreement was not material.  

The sale of the structural components rod business follows the Company’s sale of the RodPack® wind blade components 
business in November 2015 (as further discussed below), and the licensing of certain composite technologies during the 
second quarter of fiscal 2018 (see further discussion in Note 15 to the consolidated financial statements). Subsequent to 
the third quarter of fiscal 2018, Chase will include the results of its remaining structural composites wind energy 
business (inclusive of the royalties and the custom manufacturing services further discussed below) within the specialty 
products product line.  

Sale of Fiber Optic Cable Components Product Line 

On April 3, 2017, Chase executed an agreement with an unrelated party, to sell all inventory, machinery and equipment 
and intangible assets of the Company’s fiber optic cable components product line for proceeds of $3,858, net of 
transaction costs and following certain working capital adjustments. Given its low-growth and low-margin prospects, 
and a customer, supplier and equipment base separate from the Company’s other businesses, the fiber optic cable 
components product line, which was formerly part of the Company’s Industrial Materials segment, was determined to 
not be part of Chase’s long-term strategy. The divesture was accounted for under ASC Topic 360, “Disclosure - 
Impairment or Disposal of Long-Lived Assets.” In accordance with this accounting standard, the resulting pre-tax gain 
on sale of $2,013 was recognized in fiscal 2017 as gain on sale of businesses within the consolidated statement of 
operations. Chase received $3,458, net of transaction costs, in the third quarter of fiscal 2017, with the remaining $400 
placed in escrow; the portion of the sale price held in escrow was recorded as a non-current asset within other assets as of 
August 31, 2017, and as a current asset (Due from sale of business) as of August 31, 2018, and was available to resolve 
any submitted claims or adjustments up to 18 months from the closing date of the sale. Chase collected the full $400 
escrow amount in October 2018, subsequent to fiscal 2018. 

88 

 
 
 
   
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

Post-Sale Services Provided to the Buyer of the Structural Composites Rod Business and the Fiber Optic Cable 
Components Product Line  

The structural composites rod business and the fiber optic cable components product line, which both operated out of the 
Company’s Granite Falls, NC facility, were both sold to the same otherwise unrelated purchaser. Subsequent to the sales, 
Chase will provide certain transitional manufacturing and administrative support to the purchaser for which the 
Company will receive additional consideration upon the performance of services. In the year ended August 31, 2018, 
Chase charged the purchaser $2,186 for manufacturing services, which the Company recognized as revenue within the 
Industrial Materials segment, and $275 for selling and administrative services, which the Company recognized as an 
offset to selling, general and administrative expenses. In the year ended August 31, 2017, Chase charged the purchaser 
$740 for manufacturing services, and $100 for selling and administrative services. Further, the purchaser entered a 
multiyear lease for a portion of the manufacturing space at the Company’s Granite Falls, NC facility. Chase received 
$130 and $54, respectively, in rental income during the years ended August 31, 2018 and 2017 related to this lease, 
which the Company recognized within other income (expense) on the consolidated statements of operations  

Sale of RodPack Business 

In November 2015, the Company sold its RodPack wind energy business, contained within its structural composites 
product line, to an otherwise unrelated party for proceeds of $2,186. The Company’s structural composites product line 
is a part of the Company’s Industrial Materials segment.  

The sale resulted in a pre-tax book gain of $1,031, which was recorded within the consolidated statement of operations 
as gain on sale of businesses in fiscal 2016.  The Company received $1,500 of the proceeds in the first quarter of fiscal 
2016, and received three additional payments each for $229 during the quarters ended May 31, 2016, November 30, 
2016 and August 31, 2017.  

The sale of this business prompted the Company to perform a review of other long-lived assets within the structural 
composites product line, as the sale of the related intangible assets resulted in a limitation of the Company’s capacity to 
sell certain other goods produced by the product line. This review resulted in the identification of construction in 
progress assets with a net book value of $365, which the Company fully wrote down. This charge was recorded within 
the consolidated statement of operations as write-down of certain assets under construction during the first quarter of 
fiscal 2016. 

Note 19—Sale of Real Estate 

Sale of Paterson, NJ Location  

In November 2016, the Company finalized the sale of its Paterson, NJ property for cash proceeds in the amount of 
$1,382. This transaction resulted in a gain of $792, which was recorded in the Company’s consolidated statement of 
operations as a gain on sale of real estate during the fiscal quarter ended November 30, 2016.  

During the second quarter of fiscal 2016, as part of its ongoing facility consolidation and rationalization initiative, the 
Company committed to a plan to actively market the Paterson, NJ property for sale. At that time, Chase owned the 
building and leased the land from the landowner.  Prior to the sale in fiscal 2017, the building was being leased to a 
tenant and the land was being sub-leased. Upon commitment to a plan to sell the property, the Company reclassified the 
net book value of the related assets to assets held for sale.  

89 

 
 
 
 
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

Sale of Former Corporate Headquarters in Bridgewater, MA 

In October 2016, Chase entered into an agreement to sell its former corporate headquarters and executive offices in 
Bridgewater, MA. In December 2016, during the second fiscal quarter of 2017, the sale was finalized for gross cash 
proceeds in the amount of $740, resulting in a gain on sale of $68. See Note 22 of the consolidated financial statements 
for additional information on the sale of the Bridgewater, MA location. 

Note 20—Exit Costs Related to Idle Facility 

Closure of Pawtucket, RI Facility 

On June 25, 2018, the Company announced to its employees the planned closing of its Pawtucket, RI manufacturing 
facility effective August 31, 2018. This is in line with the Company’s ongoing efforts to consolidate its manufacturing 
plants and streamline its existing processes. The manufacturing of products previously produced in the Pawtucket, 
RI facility was moved to Company facilities in Oxford, MA and Lenoir, NC during a two-month transition period. The 
Company expensed $1,272 in the fourth quarter of fiscal 2018 related to the closure, including: (a) cash-related 
employee-related, logistics and uncapitalized facilities improvement costs of $590; and (b) non-cash-related accelerated 
depreciation expense of $682. Future costs related to this move are not anticipated to be significant to the consolidated 
financial statements. 

Demolition of Idle Randolph, MA Facility 

In fiscal 2017 and 2016, the Company recognized $70 and $935, respectively, in expenses to raze its Randolph, MA 
facility, which has been idle regarding production for several years. The Company began marketing the site for sale  
during the second quarter of fiscal 2016. These actions were taken as part of the Company’s on-going facility 
consolidation and rationalization initiative. The Company substantially completed the demolition of the structure in the 
fourth fiscal quarter of 2016, and completed other environmental aspects of the project during fiscal 2017. The sale of 
the property is anticipated to follow in a subsequent period, and any future expenses related to the project are not 
anticipated to be material.   

Note 21—Commitments and Contingencies 

The Company is involved from time to time in litigation incidental to the conduct of its business. Although the Company 
does not expect that the outcome in any of these matters, individually or collectively, will have a material adverse effect 
on its financial condition, results of operations or cash flows, litigation is inherently unpredictable. Therefore, judgments 
could be rendered, or settlements agreed to that could adversely affect the Company’s operating results or cash flows in a 
particular period. The Company routinely assesses all its litigation and threatened litigation as to the probability of 
ultimately incurring a liability and records its best estimate of the ultimate loss in situations where we assess the 
likelihood of loss as probable. 

90 

 
 
 
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

Note 22—Related Party Agreements 

Reimbursements Related to Life Insurance Policies 

The Edward L. Chase Trust (the “Trust”), owners of two insurance policies on the life of Claire E. Chase, reimbursed the 
Company for premiums paid on the policies in exchange for the Company’s release of any claims on them. In August 
2016 (fiscal 2016), the Company received $1,238 related to the John Hancock (formerly Manufacturers’ Life Insurance 
Company) policy, the full value of premiums paid to date by the Company. In September 2016 (fiscal 2017), the 
Company received $1,504 related to the Metropolitan Life Insurance policy, its then cash surrender value, plus an 
additional prepaid related to the policy. Claire E. Chase is the spouse of a former executive of the Company, 
Edward L. Chase (deceased), and who in each case are the parents of Peter R. Chase (the Executive Chairman of the 
Company) and Mary Claire Chase (Director) and the grandparents of Adam P. Chase (the President and CEO of the 
Company). The Trust is the beneficial owner of more than 5% of the Company’s common stock. Terms and conditions 
of these transactions were reviewed and approved by the independent members of the Company's Board of Directors in 
advance. See Note 5 of the consolidated financial statements for additional information on the cash surrender value of 
life insurance policies held by the Company at August 31, 2018 and 2017. 

Settlement of a Life Annuity 

During the fourth quarter of fiscal 2016, the Company recognized a gain of $877 to selling, general and administrative 
expenses related to a life annuity payable to Barbara A. Chase (deceased). Upon Ms. Chase’s passing in August 2016, 
the Company’s payment obligation ceased, and the previously recorded liability was written down. Barbara A. Chase is 
the spouse of a former executive of the Company, Francis M. Chase (deceased) and who are in each case the respective 
aunt and uncle of Peter R. Chase and Mary Claire Chase and respective great-aunt and great-uncle of Adam P. Chase. 

Sale of Former Corporate Headquarters in Bridgewater, MA 

In October 2016, Chase entered an agreement to sell its former corporate headquarters and executive offices in 
Bridgewater, MA. In December 2016, the sale was finalized for gross proceeds of $740, resulting in a gain on sale of 
$68, which was recognized in the second quarter of fiscal 2017. The buyer, Bridgewater State University Foundation, 
Inc., was deemed a related party because of previously existing professional connections between it and two members of 
the Company’s Board of Directors, Peter R. Chase and Dana Mohler-Faria (Director). The terms and conditions of the 
proposed transaction were reviewed and approved by all members of the Company's Board of Directors who were not 
parties related to the potential buyer, prior to entering the October 2016 agreement. They concluded that the sale price 
was appropriate, after considering a recent market appraisal of the land and building performed by an independent 
third-party valuation firm. 

91 

 
 
 
 
 
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

Note 23—Selected Quarterly Financial Data (Unaudited) 

The following table presents unaudited operating results for each of the Company’s quarters in the years ended 
August 31, 2018 and 2017: 

Net Sales  
Gross Profit on Sales 
Net income 
Net income available to common shareholders, per 
common and common equivalent share: 
Basic 
Diluted 

Net Sales  
Gross Profit on Sales 
Net income 
Net income available to common shareholders, per 
common and common equivalent share: 
Basic 
Diluted 

First 

Second 

Fiscal Year 2018 Quarters 
Third 
  $  60,577   $  64,735   $  77,653   $  75,997   $  278,962  
 23,682  
 103,826  
 29,401  
 8,315   $  10,122   $  13,543   $  11,163   $  43,143  

 22,744  

 27,999  

Fourth 

Year 

  $

  $
  $

 0.89   $
 0.88   $

 1.08   $
 1.07   $

 1.44   $
 1.43   $

 1.19   $
 1.18   $

 4.60  
 4.56  

First 

  $  60,269   $ 
 24,980  
  $  10,363   $ 

Fiscal Year 2017 Quarters 
Third 

Second 
 56,288   $  63,641   $  67,679   $  247,877  
 101,841  
 23,430  
 42,014  
 8,383   $  11,855   $  11,413   $ 

 26,130  

 27,301  

Fourth 

Year 

  $
  $

 1.11   $ 
 1.10   $ 

 0.90   $
 0.89   $

 1.27   $
 1.26   $

 1.22   $ 
 1.21   $ 

 4.49  
 4.44  

Note: Quarterly earnings per share amounts may not sum to earnings per share for the year due to rounding. 

Note 24—Valuation and Qualifying Accounts 

The following table sets forth activity in the Company’s accounts receivable and sales return reserve: 

Year ended 

August 31, 2018 
August 31, 2017 
August 31, 2016 

Balance at 
Beginning of 
Year 

Charges to 
Operations       

Deductions to 
Reserves 

  $ 
  $ 
  $ 

 456   $ 
 830   $ 
 705   $ 

 1,138   $ 
 197   $ 
 196   $ 

 (1,035)  $ 
 (571)  $ 
 (71)  $ 

Balance at  
End of Year    
 559  
 456  
 830  

The following table sets forth activity in the Company’s warranty reserve: 

Year ended 
August 31, 2018 
August 31, 2017 
August 31, 2016 

Balance at 
Beginning of 
Year 

Charges to 
Operations       

Deductions to 
Reserves 

Balance at  
End of Year    
 —  
 220  
 —  

 (220)  $ 
 —   $ 
 (373)  $ 

  $ 
  $ 
  $ 

 220   $ 
 —   $ 
 230   $ 

 —   $ 
 220   $ 
 143   $ 

92 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
     
     
     
  
   
 
 
 
 
   
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
     
     
  
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
 
 
 
CHASE CORPORATION 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
In thousands, except share and per share amounts 

Note 25—Accumulated Other Comprehensive Income 

The changes in accumulated other comprehensive income (loss), net of tax, were as follows: 

  Change in Funded  Foreign Currency 

Balance at August 31, 2016 

  Restricted   
    Investments       Pension Plans 
  $ 

 54   $ 

Status of 

 (7,336)  $ 

Translation 
      Adjustment 

      Total 

 (8,197)  $ (15,479) 

Other comprehensive gains (losses) before reclassifications    
Reclassifications to net income of previously deferred 
(gains) losses 
Other comprehensive income (loss) 

 155  

 (88) 
 67  

 221  

 788  

 1,164  

 934  
 1,155  

 —  
 788  

 846  
 2,010  

Balance at August 31, 2017 

  $ 
Other comprehensive gains (losses) before reclassifications    
Reclassifications to net income of previously deferred 
(gains) losses 
Other comprehensive income (loss) 

 121   $ 
 77  

 (6,181)  $ 
 (314) 

 (7,409)  $ (13,469) 
 506  

 743  

 (72) 
 5  

 699  
 385  

 —  
 743  

 627  
 1,133  

Balance at August 31, 2018 

  $ 

 126   $ 

 (5,796)  $ 

 (6,666)  $ (12,336) 

The following table summarizes the reclassifications from accumulated other comprehensive income (loss) to the 
consolidated statements of income: 

  Amount of Gain (Loss) Reclassified from 
  Accumulated Other Comprehensive Income    
(Loss) into Income 

Year Ended 

Year Ended 

    August 31, 2018 

    August 31, 2017 

  Location of Gain (Loss) Reclassified from Accumulated   
Other Comprehensive Income (Loss) into Income 

Gains on Restricted Investments: 

Realized gain on sale of restricted 
investments 
Tax expense (benefit) 

Gain net of tax 

Loss on Funded Pension Plan 
adjustments: 

Change in funded status of pension 
plans 
Change in funded status of pension 
plans 
Tax expense (benefit) 

Loss net of tax 

Total net loss reclassified for the 
period 

$ 

  $ 

$ 

$ 

  $ 

  $ 

 (97)  $ 
 25     
 (72)  $ 

 117    $ 

 820    $ 
 (238)   
 699    $ 

Selling, general and administrative expenses 

 (127) 

 39     
 (88)   

 98   

Cost of products and services sold 

Selling, general and administrative expenses 

 1,255   
 (419)   
 934     

 627    $ 

 846     

93 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
   
 
 
  
  
     
   
 
   
 
 
 
 
 
 
     
   
 
   
 
     
   
 
   
 
 
 
 
 
 
 
     
   
 
   
 
 
 
ITEM 9 - CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND 
FINANCIAL DISCLOSURE 

None. 

ITEM 9A – CONTROLS AND PROCEDURES 

DISCLOSURE CONTROLS AND PROCEDURES 

The Company maintains disclosure controls and procedures that are designed to provide reasonable assurance that 
information required to be disclosed in the Company’s reports under the Securities Exchange Act of 1934, as amended 
(the “Exchange Act”), is recorded, processed, summarized and reported within the time periods specified in the 
Commission’s rules and forms and that such information is accumulated and communicated to the Company’s 
management, including its Chief Executive Officer and Chief Financial Officer, as appropriate, to allow for timely 
decisions regarding required disclosure. In designing and evaluating the disclosure controls and procedures, management 
recognizes that any controls and procedures, no matter how well designed and operated, can provide only reasonable 
assurance of achieving the desired control objectives, and management is required to apply its judgment in evaluating the 
cost-benefit relationship of possible controls and procedures.  

The Company carries out a variety of ongoing procedures, under the supervision and with the participation of the 
Company’s management, including the Company’s Chief Executive Officer and Chief Financial Officer, to evaluate the 
effectiveness of the design and operation of the Company’s disclosure controls and procedures. Based on the foregoing, 
the Company’s Chief Executive Officer and Chief Financial Officer concluded that the Company’s disclosure controls 
and procedures were not effective at a reasonable assurance level as of the end of the period covered by this report 
because of the material weakness in our internal control over financial reporting described below.  

As disclosed in the Quarterly Report on Form 10-Q for the quarterly periods ended February 28, 2018 and May 31, 2018, 
management of the Company, including the Chief Executive Officer and Chief Financial Officer, evaluated the 
effectiveness of the design and operation of the Company’s disclosure controls and procedures. At the time of the filing 
of the Quarterly Report on Form 10-Q for the quarterly periods ended February 28, 2018 and May 31, 2018, the 
Company’s Chief Executive Officer and Chief Financial Officer concluded that the Company’s disclosure controls and 
procedures were effective at a reasonable assurance level as of February 28, 2018 and May 31, 2018.  

Subsequent to the evaluation made in connection with the filing of the Quarterly Report on Form 10-Q for the quarterly 
periods ended February 28, 2018 and May 31, 2018, the Company’s Chief Executive Officer and Chief Financial Officer 
concluded that the disclosure controls and procedures were not effective as of February 28, 2018 and May 31, 2018 
because of the material weakness in our internal control over financial reporting described below.  

MANAGEMENT’S REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING 

Our management is responsible for establishing and maintaining adequate internal control over financial reporting. 
Internal control over financial reporting is defined in Rules 13a-15(f) and 15d-15(f) promulgated under the Exchange Act 
as a process designed by, or under the supervision of, our principal executive and principal financial officers, or persons 
performing similar functions, and effected by our Board of Directors, management and other personnel, to provide 
reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for 
external purposes in accordance with generally accepted accounting principles. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. 
Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become 
inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may 
deteriorate.  

Under the supervision and with the participation of management, including the Chief Executive Officer and Chief 
Financial Officer, the Company conducted an evaluation of the effectiveness of the Company’s internal control over 
financial reporting based on the framework in “Internal Control — Integrated Framework (2013)” issued by the 
Committee of Sponsoring Organizations of the Treadway Commission (COSO). Based on this assessment, management 

94 

 
 
 
 
 
 
 
 
 
 
 
has concluded that the internal control over financial reporting was not effective as of August 31, 2018 due to the 
existence of a material weakness described below. 

A material weakness is a deficiency, or a combination of deficiencies, in internal control over financial reporting, such 
that there is a reasonable possibility that a material misstatement of the Company's annual or interim financial statements 
will not be prevented or detected on a timely basis. 

We did not design and maintain effective internal controls over the review of the cash flow forecasts used in the 
valuation of customer relationship intangible assets acquired in a business combination. Specifically, the review of 
certain assumptions, including those related to revenue and gross margin, related to the development of the cash flow 
forecasts used in valuing the customer relationship intangible assets was not designed to operate at an appropriate level 
of precision. This control deficiency resulted in immaterial audit adjustments to intangible assets and related 
amortization expense, goodwill, inventory, costs of products and services sold, and income taxes in the Company’s 
consolidated financial statements for the year ended August 31, 2018. Additionally, this control deficiency could result 
in a misstatement of the aforementioned account balances or disclosures that would result in a material misstatement to 
the annual or interim consolidated financial statements that would not be prevented or detected. Accordingly, our 
management has determined that this control deficiency constitutes a material weakness. 

Zappa Stewart was acquired by the Company in a business combination during the year ended August 31, 2018. 
Subsequent to the acquisition, the Company applied certain corporate-level controls to elements of the acquired 
company's internal control over financial reporting. Management has excluded from its assessment of internal control 
over financial reporting those elements that were not subject to those corporate-level internal controls. The excluded 
elements represent controls over accounts that are 5% and 6% of consolidated total assets and consolidated total 
revenues, respectively, as of and for the fiscal year ended August 31, 2018. 

PricewaterhouseCoopers LLP, an independent registered public accounting firm, audited the effectiveness of our internal 
control over financial reporting as of August 31, 2018, as stated in their report, which appears under Item 8. 

PLAN FOR REMEDIATION 

We are currently taking actions to remediate the material weakness in our internal control over financial reporting and 
are implementing additional processes and controls designed to address the underlying causes associated with the above 
mentioned material weakness. We are in the process of reassessing the design of our review control over certain 
assumptions in the cash flows forecasts used in the valuation of customer relationship intangible assets acquired in a 
business combination to add greater level of precision to detect and prevent potential material misstatements, including 
the establishment of processes and controls to evaluate adequate review and evidence over assumptions for cash flow 
forecasts. 

As the Company continues to evaluate and work to improve internal control over financial reporting, the Company may 
determine to take additional measures to address the material weakness or determine to modify the remediation efforts 
described above. Until the remediation efforts discussed above, including any additional remediation efforts that the 
Company identifies as necessary, are implemented, tested and deemed to be operating effectively, the material weakness 
described above will continue to exist. 

CHANGES IN INTERNAL CONTROL OVER FINANCIAL REPORTING 

During the quarter ended August 31, 2018, the Company continued the process of implementing its worldwide ERP 
computer system, and other applicable shared services, on operations associated with Zappa Stewart acquired in 
December 2017, which was determined to represent a change in internal control over financial reporting that has 
affected, or is reasonably likely to materially affect, the Company’s internal control over financial reporting.  

ITEM 9B – OTHER INFORMATION  

Not applicable. 

95 

 
 
 
 
 
 
  
 
 
 
 
 
PART III 

ITEM 10 – DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE 

The information required by Item 10 of Form 10-K, relating to Directors of the Company, compliance with the reporting 
obligations under Section 16(a) of the Exchange Act, the Company’s code of ethics applicable to senior management, 
procedures for shareholder nominations to the Company’s Board of Directors, and the Company’s Audit Committee is 
incorporated by reference from the information contained in the Definitive Proxy Statement for the Annual Meeting of 
Stockholders, which is expected to be filed within 120 days after the Company’s fiscal year ended August 31, 2018.  
Information regarding the Company’s executive officers found in the section captioned “Executive Officers of the 
Registrant” in Item 4A of Part I hereof is also incorporated by reference into this Item 10.   

ITEM 11 – EXECUTIVE COMPENSATION 

The information required by Item 11 of Form 10-K, relating to executive and director compensation and certain matters 
relating to the Company’s Compensation and Management Development Committee, is incorporated by reference from 
the information contained in the Definitive Proxy Statement for the Annual Meeting of Stockholders, which is expected 
to be filed within 120 days after the Company’s fiscal year ended August 31, 2018. 

ITEM 12 – SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND 

RELATED STOCKHOLDER MATTERS 

The information required by Item 12 of Form 10-K, relating to the stock ownership of certain beneficial owners and 
management, is incorporated by reference from the information contained in the Definitive Proxy Statement for the 
Annual Meeting of Stockholders, which is expected to be filed within 120 days after the Company’s fiscal year ended 
August 31, 2018. 

The following table summarizes the Company’s equity compensation plans as of August 31, 2018.  Further details on the 
Company’s equity compensation plans are discussed in the notes to the Consolidated Financial Statements.  The 
adoption of each of the Company’s equity compensation plans was approved by its shareholders. 

  Number of shares of  

Weighted 

Chase common 
stock to be issued 

  upon the exercise of  
     outstanding options      

  average exercise  

Number of shares of 

price of 
outstanding 
options 

  Chase common stock   
remaining available for  
future issuance 

2005 Incentive Plan 
2013 Equity Incentive Plan 
Total 

 45,023   $ 
 54,167  
 99,190   $ 

 30.98  
 66.12  
 50.17  

 —  
 1,063,370  
 1,063,370  

ITEM 13 – CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR 

INDEPENDENCE 

The information required by Item 13 of Form 10-K, relating to transactions with related persons and the independence of 
members of the Company’s Board of Directors, is incorporated by reference from the information contained in the 
Definitive Proxy Statement for the Annual Meeting of Stockholders, which is expected to be filed within 120 days after 
the Company’s fiscal year ended August 31, 2018. 

ITEM 14 – PRINCIPAL ACCOUNTANT FEES AND SERVICES 

The information required by Item 14 of Form 10-K, relating to fees paid to the Company’s independent registered public 
accounting firm and pre-approval policies of the Company’s Audit Committee, is incorporated by reference from the 
information contained in the Definitive Proxy Statement for the Annual Meeting of Stockholders, which is expected to 
be filed within 120 days after the Company’s fiscal year ended August 31, 2018. 

96 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
  
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 15 – EXHIBITS AND FINANCIAL STATEMENT SCHEDULES  

(a)(1) and (2) 

Financial Statements and Schedules: 

PART IV 

The financial statements are set forth under Item 8 of this Annual Report on Form 10-K.  Financial statement schedules 
have been omitted since they are either not required, not applicable, or the information is otherwise included. 

(a)(3) 

Exhibit Index: 

Exhibit 
Number 

3.1.1 

3.1.2 

  Description  

  Articles of Organization of Chase Corporation (incorporated by reference from Exhibit 3.1 to the 
Company’s Annual Report on Form 10-K for the fiscal year ended August 31, 2004, filed on 
November 24, 2004 (the “2004 Form 10-K”)). 

  Articles of Amendment to Articles of Organization of Chase Corporation (incorporated by reference 
from Exhibit 3.1 to the Company’s Quarterly Report on Form 10-Q for the fiscal quarter ended 
February 29, 2008, filed on April 9, 2008). 

3.2 

  Amended and Restated By-Laws (incorporated by reference from Exhibit 3.1 to the Company’s 

current report on Form 8-K filed on April 12, 2016). 

10.1 

10.2 

10.3 

10.4 

10.5 

  Amended and Restated Stock Agreement dated as of August 31, 2004, between the Company and 
Peter R. Chase (incorporated by reference to Exhibit 10 to the Company’s current report on Form 
8-K filed on September 2, 2004).*  

  Chase Corporation Employee’s Supplemental Pension Plan effective January 1, 2008 (incorporated 
by reference from Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q for the quarter 
ended May 31, 2008, filed on July 10, 2008). * 

  Chase Corporation Employee’s Supplemental Savings Plan effective January 1, 2008 (incorporated 
by reference from Exhibit 10.2 to the Company’s Quarterly Report on Form 10-Q for the quarter 
ended May 31, 2008, filed on July 10, 2008). * 

  Chase Corporation Non-Qualified Retirement Savings Plan for the Board of Directors, amended and 
restated effective January 1, 2009 (incorporated by reference from Exhibit 10.1 to the Company’s 
Quarterly Report on Form 10-Q for the quarter ended February 28, 2009, filed on April 9, 2009). *   

  Severance Agreement between the Company and Peter R. Chase dated July 10, 2006 (incorporated 
by reference from Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q for the quarter 
ended May 31, 2006, filed on July 17, 2006).* 

10.6 

  Amended and Restated Severance Agreement between the Company and Adam P. Chase dated 

January 2, 2018 (incorporated by reference from Exhibit 10.1 to the Company’s current report on 
Form 8-K on January 8, 2018). * 

10.7.1 

  Offer letter dated August 19, 2014 by and between Chase Corporation and Kenneth J. Feroldi  

(incorporated by reference from Exhibit 10.5.4 to the Company’s Annual Report on Form 10-K for 
the fiscal year ended August 31, 2014, filed on November 14, 2014 (the “2014 Form 10-K”). *   

10.7.2 

  Severance Agreement between the Company and Kenneth J. Feroldi dated February 15, 2018 
(incorporated by reference from Exhibit 10.1 to the Company’s current report on Form 8-K on 
February 16, 2018). * 

97 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
10.8.1 

  Offer letter dated August 1, 2018 by and between Chase Corporation and Christian J. Talma 

(incorporated by reference from Exhibit 10.1 to the Company’s current report on Form 8-K on 
August 24, 2018).* 

10.8.2 

  Severance Agreement between the Company and Christian J. Talma dated August 17, 2018 

(incorporated by reference from Exhibit 10.2 to the Company’s current report on Form 8-K on 
August 24, 2018).* 

10.9.1 

  2005 Equity Incentive Plan of Chase Corporation (incorporated by reference from Exhibit 10.1 to 

the Company's current report on Form 8-K filed on February 9, 2006).* 

10.9.2 

  2013 Equity Incentive Plan of Chase Corporation (incorporated by reference from Exhibit A to the 

Company’s 2012 Proxy Statement filed on December 21, 2012).* 

10.9.3 

  Form of restricted stock unit award issued for non-executive members of the Board of Directors 

(incorporated by reference from Exhibit 10.4 to the Company’s Quarterly Report on Form 10-Q for 
the period ended February 28, 2007, filed on April 16, 2007).* 

10.9.4 

  Form of restricted stock unit award issued for members of Executive Management (incorporated by 
reference from Exhibit 10.5 to the Company’s Quarterly Report on Form 10-Q for the period ended 
February 28, 2007, filed on April 16, 2007).* 

10.9.5 

  Form of restricted stock agreement issued for non-executive members of the Board of Directors 

(incorporated by reference from Exhibit 10.3 to the Company’s Quarterly Report on Form 10-Q for 
the period ended February 29, 2008, filed on April 9, 2008).* 

10.9.6 

  Form of restricted stock agreement issued for members of Executive Management (incorporated by 
reference from Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q for the period ended 
November 30, 2007, filed on January 9, 2008).* 

10.9.7 

  Form of stock option award issued (incorporated by reference from Exhibit 10.11.6 to the 

Company’s Annual Report on Form 10-K for the fiscal year ended August 31, 2009, filed on 
November 16, 2009). * 

10.10.1 

  Split Dollar Agreement between Chase Corporation and Peter R. Chase dated January 10, 2005 

(incorporated by reference from Exhibit 10.2 to the Company’s current report on Form 8-K filed on 
January 14, 2005).* 

10.10.2 

  Split Dollar Endorsement dated January 10, 2005 (incorporated by reference from Exhibit 10.3 to 

the Company’s current report on Form 8-K filed on January 14, 2005).* 

10.11.1 

  FY 2018 Chase Corporation Annual Incentive Plan (incorporated by reference from Exhibit 99.1 to 

the Company's current report on Form 8-K filed on September 6, 2017).* 

10.11.2 

  FY 2018 Chase Corporation Long Term Incentive Plan (incorporated by reference from Exhibit 99.2 

to the Company's current report on Form 8-K filed on September 6, 2017).* 

10.11.3 

  FY 2019 Chase Corporation Annual Incentive Plan (incorporated by reference from Exhibit 99.1 to 

the Company's current report on Form 8-K filed on September 5, 2018).* 

10.11.4 

  FY 2019 Chase Corporation Long Term Incentive Plan (incorporated by reference from Exhibit 99.2 

to the Company's current report on Form 8-K filed on September 5, 2018).* 

10.11.5 

  Restricted Stock Agreement (equity retention agreement) between Chase Corporation and Adam P. 
Chase dated September 1, 2016 (incorporated by reference from Exhibit 10.10.1 to the Company’s 

98 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Quarterly Report on Form 10-Q for the quarter ended November 30, 2016, filed on January 6, 
2017).* 

10.11.6 

  Stock Option Agreement (equity retention agreement) between Chase Corporation and 

Adam P. Chase dated September 1, 2016 (incorporated by reference from Exhibit 10.10.2 to the 
Company’s Quarterly Report on Form 10-Q for the quarter ended November 30, 2016, filed on 
January 6, 2017).* 

10.11.7 

  Restricted Stock Agreement (equity retention agreement) between Chase Corporation and 

Kenneth J. Feroldi dated September 1, 2016 (incorporated by reference from Exhibit 10.10.3 to the 
Company’s Quarterly Report on Form 10-Q for the quarter ended November 30, 2016, filed on 
January 6, 2017).* 

10.11.8 

  Modification of Restricted Stock Agreement (equity retention agreement) between Chase 

Corporation and Kenneth J. Feroldi dated August 23, 2017 (incorporated by reference from Exhibit 
10.10.8 to the Company’s Annual Report on Form 10-K for the fiscal year ended August 31, 2017, 
filed on November 9, 2017). * 

10.12.1 

  Endorsement Split-Dollar Agreement among the Company, Edward L. Chase, and Sarah Chase as 

trustee of the ELC Irrevocable Life Insurance Trust (incorporated by reference from Exhibit 10.25 to 
the Company’s Annual Report on Form 10-K for the fiscal year ended August 31, 1998, filed on 
November 27, 1998). 

10.12.2 

  Amendment to Endorsement Split-Dollar Agreement between the Company and Sarah Chase as 

trustee of the ELC Irrevocable Life Insurance Trust (incorporated by reference from Exhibit 10.2 to 
the Company’s Quarterly Report on Form 10-Q for the period ended February 28, 2009, filed on 
April 9, 2009). 

10.13.1 

10.13.2 

  Amended and Restated Credit Agreement dated as of December 15, 2016 by and among Chase 
Corporation, NEPTCO Incorporated, the Guarantors named therein, Bank of America, N.A., as 
administrative agent, and the Lenders party thereto (incorporated by reference from Exhibit 10.1 to 
the Company’s current report on Form 8-K filed December 20, 2016) 

  First Amendment to Amended and Restated Credit Agreement, dated as of February 6, 2017 by and 
among Chase Corporation, NEPTCO Incorporated, the Guarantors, the Lenders party thereto and 
Bank of America, N.A., as administrative agent (incorporated by reference from Exhibit 10.2 to the 
Company’s Quarterly Report on Form 10-Q for the quarter ended February 28, 2017, filed on 
April 7, 2017). 

10.14 

  Asset Purchase Agreement, dated September 30, 2016, between Chase Corporation and Resin 

Designs, LLC (incorporated by reference from Exhibit 10.1 to the Company’s Quarterly Report on 
Form 10-Q for the quarter ended November 30, 2016, filed on January 6, 2017). 

10.15 

21 

23.1 

31.1 

  Membership Interest and Stock Purchase Agreement by and among Chase Corporation, The Stewart 
Group Limited, Explortec, Inc., Zappa-Tec, LLC, Stewart Superabsorbents, LLC, Stewart SA, Inc. 
and William Morris. (incorporated by reference from Exhibit 10.2 to the Company’s current report 
on Form 8-K/A filed on March 9, 2018). 

  Subsidiaries of the Registrant 

  Consent of Independent Registered Public Accounting Firm – PricewaterhouseCoopers LLP 

  Certification of principal executive officer pursuant to Section 302 of the Sarbanes-Oxley Act of 

2002 

99 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
31.2 

  Certification of principal financial officer pursuant to Section 302 of the Sarbanes-Oxley Act of 

2002 

32.1 

  Certification of principal executive officer pursuant to Section 906 of the Sarbanes-Oxley Act of 

2002 

32.2 

  Certification of principal financial officer pursuant to Section 906 of the Sarbanes-Oxley Act of 

2002 

101.INS 

  XBRL Instance Document 

101.SCH 

  XBRL Taxonomy Extension Schema Document 

101.CAL 

  XBRL Taxonomy Extension Calculation Linkbase Document 

101.LAB 

  XBRL Taxonomy Extension Label Linkbase Document 

101.PRE 

  XBRL Taxonomy Extension Presentation Linkbase Document 

101.DEF 

  XBRL Taxonomy Extension Definition Linkbase Document 

*      Identifies management plan or compensatory plan or arrangement. 
(b)   See (a)(3) above. 
(c)    None. 

ITEM 16 – FORM 10-K SUMMARY 

None. 

100 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SIGNATURES 

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly 
caused this report to be signed on its behalf by the undersigned thereunto duly authorized. 

Chase Corporation 

By:   /s/ Adam P. Chase 

Adam P. Chase 
President and Chief Executive Officer 
November 27, 2018 

By:  /s/ Kenneth J. Feroldi 

Kenneth J. Feroldi 
Treasurer and Chief Financial Officer 
November 27, 2018 

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following 
persons on behalf of the registrant and in the capacities and on the dates indicated. 

Signature 

/s/ Peter R. Chase 
Peter R. Chase 

/s/ Adam P. Chase 
Adam P. Chase 

  Executive Chairman 

  November 27, 2018 

Title 

Date 

  Director, President and Chief Executive Officer  

  November 27, 2018 

(Principal Executive Officer)  

/s/ Kenneth J. Feroldi 
Kenneth J. Feroldi 

  Treasurer and Chief Financial Officer 

(Principal Financial Officer) 

/s/ Christian J. Talma 
Christian J. Talma 

  Chief Accounting Officer 

(Principal Accounting Officer) 

/s/ Mary Claire Chase 
Mary Claire Chase 

/s/ John H. Derby III 
John H. Derby III 

/s/ Lewis P. Gack 
Lewis P. Gack 

/s/ Chad A. McDaniel 
Chad A. McDaniel 

/s/Dana Mohler-Faria 
Dana Mohler-Faria 

/s/ Thomas Wroe, Jr 
Thomas Wroe, Jr. 

  Director 

  Director 

  Director 

  Director 

  Director 

  Director 

101 

  November 27, 2018 

  November 27, 2018 

  November 27, 2018 

  November 27, 2018 

  November 27, 2018 

  November 27, 2018 

  November 27, 2018 

  November 27, 2018 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CHASE Corporation Officers 
Peter R. Chase 
Executive Chairman 

Adam P. Chase 
President & Chief Executive Officer 

Kenneth J. Feroldi 
Treasurer & Chief Financial Officer 

Christian J. Talma 
Chief Accounting Officer 

George M. Hughes 
Corporate Secretary 

Legal Counsel 
Hughes & Associates 
P.O. Box 590321 
Newton Center, MA 02459 

Independent Registered 
Public Accounting Firm 
PricewaterhouseCoopers LLP  
101 Seaport Boulevard 
Boston, MA 02210 

Registrar & Transfer Agent 
American Stock Transfer &  
Trust Company 
Operations Center  
6201 15th Avenue 
Brooklyn, NY 11219 

Corporate Headquarters 
295 University Avenue 
Westwood, MA 02090 
Phone (781) 332-0700 
Fax (781) 332-0701 
Toll Free (800) 323-4182 

Operating Facilities 
OXFORD, MA 
24 Dana Road 
Oxford, MA 01540 
Phone (508) 731-2710 
Fax (508) 987-1092 

PRODUCTS/SERVICES: Shielding & 
binding tapes for electronic & 
telecommunication cable.  Laminated 
papers used for a variety of durable paper 
applications and RFID protection. 
Specialty laminates for automotive, 
packaging and medical products. 
Converting services include specialized 
laminating, slitting and traverse winding. 
Insulating, flame barrier, binder and semi-
conducting tapes for power and 
telecommunications. 

PITTSBURGH, PA 
201 Zeta Drive and 128 First Street 
Pittsburgh, PA 15238 
Phone (412) 828-1500 
Fax (412) 828-3487 

PRODUCTS/SERVICES: HumiSeal® 
conformal coatings, protective coatings for 
underground gas, oil and water pipelines, 
waterproofing membranes, high-
performance polymer additives for asphalt, 
expansion joints and accessories, and 
water blocking compounds for power and 
telecommunications.  

EVANSTON, IL 
1527 Lyons Street 
Evanston, IL 60201 
Phone (847) 866-8500 
Fax (847) 866-8596 

PRODUCTS/SERVICES: Innovative 
products for the protection against 
corrosion for underground gas, oil and 
water pipelines and marine industries, 
waterproofing tapes, as well as private 
label manufacturing. 

HOUSTON, TX 
C.I.M. Industries, Inc. 
6900 Nelms Street 
Houston, TX 77061 
Phone (713) 242-9015 

PRODUCTS/SERVICES: High 
performance industrial coatings and 
linings providing a seamless, 
impermeable, abrasion-resistant barrier 
against water and chemicals.  

WOBURN, MA 
11 State Street 
Woburn, MA 01801 
Phone (781) 935-3133 
Fax (781) 935-3144 

PRODUCTS/SERVICES: Customized 
advanced adhesives and coatings for 
automotive and industrial applications 
that require specialized bonding, 
encapsulating, environmental protection, 
or thermal management functionality. 

NEWARK, CA 
39714 Eureka Drive 
Newark, CA 94560 
Phone (510) 413-0115 

PRODUCTS/SERVICES: Customized 
advanced sealants and coatings for 
automotive and industrial applications 
that require specialized bonding, 
encapsulating, environmental protection, 
or thermal management functionality. 

GREENVILLE, SC 
9 Furman Hall Ct.  
Greenville, SC   29609 
Phone (846) 232-3893 

PRODUCTS/SERVICES: Polymeric 
microspheres, sold under the Dualite®
brand, which are utilized for weight 
and density reduction and sound 
dampening across varied industries. 

LENOIR, NC 
NEPTCO, INC. 
2012 Hickory Boulevard 
P.O. Box 1766  
Lenoir, NC 28645  
Phone (828) 728-5951  
Fax (828) 728-5115 

PRODUCTS/SERVICES: Laminated 
film foils for the electronics and cable 
industries and cover tapes essential to 
delivering semiconductor components 
via tape and reel packaging.   Provider 
of coating, laminating and converting 
services for original equipment 
manufacturers. 

GRANITE FALLS, NC 
NEPTCO, INC. 
3908 Hickory Boulevard 
P.O. Box 800 
Granite Falls, NC 28630  
Phone (828) 396-2121 
Fax (828) 396-6978 

PRODUCTS/SERVICES: Pulling and 
detection tapes used in the installation, 
measurement and location of fiber 
optic cables, water and natural gas 
lines. 
Custom manufacturing services. 

HICKORY, NC 
Stewart Superabsorbents 
1954 Main Avenue SE 
Hickory, NC 28602 
Phone (828) 855-9316 
Fax (828) 855-9319 
PRODUCTS/SERVICES: 
Superabsorbent polymers, which are 
utilized for water and liquid 
management, remediation and 
protection in diverse markets including 
wire and cable, medical, 
environmental, infrastructure, energy 
and consumer products. 

MCLEANSVILLE, NC 
Zappa-Tec 
828 Knox Rd,  
McLeansville, NC 27301 
Phone (336) 378-6004 
PRODUCTS/SERVICES: 
Superabsorbent polymers, which are 
utilized for water and liquid 
management, remediation and 
protection in diverse markets including 
wire and cable, medical, 
environmental, infrastructure, energy 
and consumer products. 

SUZHOU, JIANGSU, CHINA 
NEPTCO, INC. 
D-10 #19 Datong Road 
Suzhou New District Processing 
Zone Suzhou, Jiangsu, China 
215151   
Phone 86-512-6269-6298 
SKYPE 828-398-0641 

PRODUCTS/SERVICES: Cover tapes 
essential to delivering semiconductor 
components via tape and reel packaging. 

WINNERSH, WOKINGHAM, 
ENGLAND 
505 Eskdale Road  
Winnersh, Wokingham, Berkshire  
RG41 5TU UK  
Phone +44 (0) 1189 442 333 
Fax +44 (0) 1189 335 799 

PRODUCTS/SERVICES: HumiSeal 
insulating conformal coatings, potting 
compounds and specialty accessory 
products for the protection of printed 
circuit assembly and electronic 
components. 

PARIS, FRANCE 
4/6 Avenue Eiffel 
78420 Carrieres-Sur-Seine France  
Phone +33 (0) 1 30 09 86 86 
Fax +33 (0) 1 09 86 87 

PRODUCTS/SERVICES: HumiSeal 
insulating conformal coatings, potting 
compounds and specialty accessory 
products for the protection of printed 
circuit assembly and electronic 
components. 

PUNE, INDIA 
HumiSeal India Private Limited 
J-154, M.I.D.C. 
Bhosari, Pune-411 026 
Maharashtra, India 
Phone +91 20 66308098 

PRODUCTS/SERVICES: HumiSeal 
insulating conformal coatings, potting 
compounds and specialty accessory 
products for the protection of printed 
circuit assembly and electronic 
components. 

RYE, EAST SUSSEX, ENGLAND 
Harbour Road 
Rye, East Sussex  
TN31 7TE UK  
Phone +44 (0) 1797 223561 
Fax +44 (0) 1797 224530 

PRODUCTS/SERVICES: 
Waterproofing and corrosion protection 
systems for oil, gas and water pipelines 
as well as high-performance tapes, 
epoxies and cathodic protection 
accessory products. 

SHAREHOLDER 
INFORMATION 

Common Stock 
Common Stock of Chase Corporation is 
traded on the NYSE American under the 
symbol “CCF”. 

Annual Meeting of 
Shareholders 
The Annual Meeting of Shareholders 
will be held at 9:30 a.m. on Tuesday, 
February 5, 2019 at the Courtyard 
Boston Dedham/Westwood, 64 
University Avenue, Westwood, MA  
02090 

When shares owned by one shareholder 
are held in different forms of the same 
name (e.g., John Doe, J. Doe) or when 
new accounts are established for shares 
purchased at different times, duplicate 
mailings of shareholder information may 
result. The Company, by law, is required 
to mail to each name on the shareholder 
list unless the shareholder requests that 
duplicate mailings be eliminated or 
consolidates all accounts into one. Such 
requests should be directed, in writing, to 
the Shareholder Services Department, 
American Stock Transfer & Trust 
Company, Operations Center, 6201 15th 
Avenue, Brooklyn, NY 11219. 

Contact: 
investorrelations@chasecorp.com