Quarterlytics / Energy / Oil & Gas Integrated / Chevron

Chevron

cvx · NYSE Energy
Claim this profile
Ticker cvx
Exchange NYSE
Sector Energy
Industry Oil & Gas Integrated
Employees 10,000+
← All annual reports
FY2014 Annual Report · Chevron
Sign in to download
Loading PDF…
2014 Annual Report

  Contents 

  2  Letter to Stockholders
  4  Chevron Financial Highlights
  5  Chevron Operating Highlights 
  6   Chevron at a Glance

  8   Glossary of Energy and Financial Terms
  9  Financial Review
 68  Five-Year Financial Summary
 69  Five-Year Operating Summary

 8 1    Chevron History 
 82  Board of Directors
 83  Corporate Officers
 84  Stockholder and Investor Information

 
Chevron recognizes the world needs reliable and affordable energy  

to meet growing demand. We are committed to help meet that 

demand while delivering sustained value to our stockholders, 

employees, business partners and the communities where we 

operate. 2014 brought many global challenges, including a 

precipitous drop in crude oil prices. In response to volatile market 

conditions we continue to be guided by our strategic plan and  

by the rigorous processes we follow to remain a top competitor 

within any business environment. During the year we advanced our 

upstream major capital projects and remained on track to grow our 

crude oil and natural gas production. Our downstream operations 

continued to benefit from the large investments we have made to 

grow our position in additives, petrochemicals and lubricants, and 

enhance our refinery system. Our consistent capital discipline and 

focus on operating costs throughout the business cycle position  

us to deliver future growth and strong returns. 

The online version of this report contains additional information 

about our company, as well as videos of our various projects. We 

invite you to visit our website at Chevron.com/AnnualReport2014.

On the cover: Chevron is undertaking the largest shipbuilding and fleet modernization program in our recent corporate history. During 2014 
Chevron Shipping Company took delivery of seven new ships including the first two of six new liquefied natural gas (LNG) carriers to support 
our growing LNG operations. Here, Chevron Shipping employees Chris Kasey (left), site Health, Environment and Safety lead, and Ian Wolfarth, 
LNG construction manager, conduct an inspection of one of the four storage tanks of a new LNG carrier under construction in South Korea.

Inside front cover: Chevron has a strong legacy position in the Permian Basin of West Texas and southeastern New Mexico, which is a key 
asset in our portfolio. The Permian is one of the largest, oldest and most important producing areas in the United States. It comprises several 
basins, including the liquids-rich Delaware Basin and Midland Basin, and offers both conventional and shale and tight resources opportunities.

Chevron Corporation 2014 Annual Report    

1

To Our Stockholders

For Chevron 2014 was a  

year of moving forward our 

strong queue of projects.  

Even as we experienced a  

50 percent drop in the price 

of oil in the second half of the 

year, we maintained our focus 

on providing affordable and 

reliable energy, safely and 

responsibly, to the benefit  

of our stakeholders. 

Financially we had a solid year  
as reflected in our net income of  
$19.2 billion on sales and other 
operating revenues of $200.5 billion. 
We achieved a 10.9 percent return on 
capital employed. 2014 represented 
the 27th consecutive year of annual 
dividend payout increases, underlining 
that our commitment to the dividend  
is our highest financial priority. In 2014 
we launched our three-year $10 billion 
divestment program, obtaining $5.7 
billion in asset sales during the first 
year. Finally, although market returns 
were challenged in 2014 our annualized 
total stockholder returns of 1 1.5 and  
1 1.4 percent over the past five- and 
10-year periods, respectively,  
continued to lead our peer group.

In the upstream we ranked No. 1 in 
earnings per barrel relative to our 
peers for the fifth straight year. We 
are targeting production of 3.1 million 
barrels of oil-equivalent per day in 
2017, a 20 percent increase from 2014, 
which is a larger growth rate than that 
projected for our large competitors. 
In early December Jack/St. Malo, one 
of our deepwater U.S. Gulf of Mexico 
projects, delivered first oil on time  
and within budget. In 2015 we’ll  

also see additional production from 
ramp-ups at Tubular Bells in the Gulf 
of Mexico, the Bibiyana expansion in 
Bangladesh and our Escravos gas-to-
liquids facility in Nigeria, all of which 
started up in 2014. We also expect  
the startup in 2015 of our Gorgon 
liquefied natural gas project offshore 
Western Australia, and we will ramp  
up production from our Permian  
Basin assets in the United States.

In exploration we’re positioning 
ourselves for growth. We had a 
successful year in 2014, including  
two significant Gulf of Mexico 
discoveries in the deep water — 
Guadalupe and Anchor — as well as 
promising discoveries in Australia, 
Canada and the Permian Basin. 

We enter 2015 with the financial 
strength to meet the challenges of a 
volatile crude oil price environment. 
We have significant efforts underway 
to manage to a lower cost structure 
and capital spend rate. We announced 
a 2015 capital and exploratory budget 
of $35 billion. The 2015 budget is 13 
percent lower than total investments 
for 2014, reflecting our focus on being 
more selective with our investments in 
the current lower-price environment. 

taxes, we will continue strategic social 
investments. Over the past nine years 
we have contributed approximately  
$1.7 billion in social investments, with  
a special focus on three core areas —  
health, education and economic 
development — to develop skilled 
workers, improve access to health 
care, and boost local and regional 
economies. More details about these 
investments are available in the 2014 
Corporate Responsibility Report. 

We remain committed to delivering 
world-class safety, operational and 
environmental performance in our 
businesses. In 2014 we delivered our 
best overall year in personal safety,  
as measured by recordable injuries  
and injuries requiring time away  

We enter 2015 with the financial strength to meet the  

challenges of a volatile crude oil price environment. We have 

significant efforts underway to manage to a lower cost  

structure and capital spend rate.

In downstream and chemicals we 
ranked No. 1 in earnings per barrel 
relative to our peers. We are benefiting 
from improved reliability and targeted 
growth efforts. We made reliability 
investments at several refineries, 
including in El Segundo, California,  
and Salt Lake City, Utah. We started 
up the Pascagoula, Mississippi, base 
oil facility this year, making Chevron 
the world’s largest premium base 
oil producer. Oronite completed a 
major expansion in Singapore, which, 
when combined with earlier growth 
initiatives, doubled the plant’s original 
additives production capacity. Chevron 
Phillips Chemical, our joint venture, 
started up a new 1-hexene plant in 
Texas, where it also broke ground 
on a new ethane cracker and two 
polyethylene facilities. 

from work, and in process safety  
as measured by loss of containment 
incidents. We also had record lows 
in our process fires, petroleum spill 
volume and motor vehicle crash rate.  
In the last decade our Days Away  
From Work Rate has declined by  
83 percent, our Total Recordable 
Incident Rate has improved by 55 
percent, and our Motor Vehicle Crash 
Rate has declined by 50 percent. 

We are just as determined to maintain 
our strong social performance, 
recognizing that healthy businesses 
require healthy communities. We  
will continue to invest in projects 
and local goods and services, create 
jobs, and generate revenues for the 
communities in which we work. Beyond 
our direct business investments and 

As always, The Chevron Way provides 
a roadmap for how we conduct our 
business, setting our vision to be 
the global energy company most 
admired for its people, partnership 
and performance. It establishes 
the values by which we deliver our 
results, including acting with integrity, 
promoting diversity, and protecting 
people and the environment. By 
following The Chevron Way we will 
continue to create enduring value  
for the communities where we  
operate and for our stockholders.

The progress we made this past year is 
due to the hard work and determination 
of our workforce. All of us at Chevron 
are committed to excellence in 
everything we do. The end result is  
the strong performance we delivered 
in 2014.

Thank you for investing in Chevron.

John S Watson
John S. Watson
Chairman of the Board and 
Chief Executive Officer 
February 20, 2015

Chevron Corporation 2014 Annual Report    

3

Chevron Financial Highlights

Millions of dollars, except per-share amounts 

Net income attributable to Chevron Corporation 
Sales and other operating revenues 
Noncontrolling interests income 
Interest expense (after tax) 
Capital and exploratory expenditures* 
Total assets at year-end 
Total debt and capital lease obligations at year-end  
Noncontrolling interests 
Chevron Corporation stockholders’ equity at year-end 
Cash provided by operating activities 
Common shares outstanding at year-end (Thousands) 
Per-share data
  Net income attributable to Chevron Corporation — diluted 
  Cash dividends 
  Chevron Corporation stockholders’ equity 
  Common stock price at year-end 
Total debt to total debt-plus-equity ratio 
Return on average Chevron Corporation stockholders’ equity 
Return on capital employed (ROCE) 

*Includes equity in affiliates

2014 

$  19,241 
$ 200,494 
69 
$ 
— 
$ 
$  40,316 
$ 266,026 
$  27,818 
$ 
1,163 
$ 155,028 
$  31,475 
 1,865,481 

10.14 
$ 
4.21 
$ 
$ 
83.10 
$  112.18 

20 1 3 

$  21,423 
$ 220,156 
174 
$ 
— 
$ 
$  41,877 
$ 253,753 
$  20,431 
$ 
1,314 
$ 149,113 
$  35,002 
 1,899,435 

11.09 
$ 
3.90 
$ 
$ 
78.50 
$  124.91 

% Change

(10.2) %
(8.9) %
(60.3) %
0.0  %
(3.7) %
4.8  %
36.2  %
(11.5) %
4.0  %
(10.1) %
(1.8) %

(8.6) %
7.9  %
5.9  %
(10.2) %

15.2% 
12.7% 
10.9% 

12.1%
15.0%
13.5%

Net Income Attributable 
to Chevron Corporation
Billions of dollars

Annual Cash Dividends
Dollars per share

Chevron Year-End 
Common Stock Price
Dollars per share

Return on Capital Employed
Percent

30.0

25.0

20.0

15.0

10.0

5.0

0.0

$19.2

5.00

4.00

3.00

2.00

1.00

0.00

$4.21

150

120

90

60

30

0

$112.18

25

20

15

10

5

0

10.9%

10

11

12 13 14

10

11

12 13 14

10

11

12 13 14

10

11

12 13 14

The decrease in 2014 was due to 
lower earnings in upstream as a 
result of lower crude oil margins 
and higher depreciation expense, 
partially offset by higher earnings 
in downstream and higher gains 
on asset sales.

The company’s annual dividend 
increased for the 27th 
consecutive year.

The company’s stock price 
declined 10.2 percent in 2014. 

Chevron’s return on capital 
employed declined to 10.9 percent 
on lower earnings and higher 
capital employed. 

4 

Chevron Corporation 2014 Annual Report

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Chevron Operating Highlights1

Net production of crude oil, condensate and natural gas liquids (Thousands of barrels per day)   
Net production of natural gas (Millions of cubic feet per day) 
Total net oil-equivalent production (Thousands of oil-equivalent barrels per day) 
Refinery input (Thousands of barrels per day) 
Sales of refined products (Thousands of barrels per day) 
Net proved reserves of crude oil, condensate and natural gas liquids2 (Millions of barrels)
    — Consolidated companies 
    — Affiliated companies 
Net proved reserves of natural gas2 (Billions of cubic feet)

2014 

1,709 
5,167 
2,571 
1,690 
2,711 

4,285 
1,964 

  — Consolidated companies 

    — Affiliated companies 
Net proved oil-equivalent reserves2 (Millions of barrels)
    — Consolidated companies 
    — Affiliated companies 
Number of employees at year-end3 

 1 Includes equity in affiliates, except number of employees

 2 At the end of the year

 3 Excludes service station personnel

  25,707 
3,409 

8,570 
2,532 
  61,456 

20 1 3 

% Change

1,731 
5,192 
2,597 
1,638 
2,711 

4,303 
2,042 

25,670 
3,476 

8,582 
2,621 
61,345 

(1.3) %
(0.5) %
(1.0) %
3.2  %
(0.0) %

(0.4) %
(3.8) %

0.1  %
(1.9) %

(0.1) %
(3.4) %
0.2  %

Performance Graph

Five-Year Cumulative Total Returns
(Calendar years ended December 31)

The stock performance graph at right shows how  
an initial investment of $100 in Chevron stock  
would have compared with an equal investment in  
the S&P 500 Index or the Competitor Peer Group.  
The comparison covers a five-year period begin ning 
December 31, 2009, and ending December 31, 2014, 
and for the peer group is weighted by market capital-
ization as of the beginning of each year. It includes 
the reinvestment of all dividends that an investor 
would be entitled to receive and is adjusted for stock 
splits. The interim measurement points show the 
value of $100 invested on December 31, 2009, as 
of the end of each year between 2010 and 2014.

s
r
a
l
l
o
D

250

200

150

100

50

2009

2010

2011

2012

2013

2014

Chevron

S&P 500

Peer Group*

Chevron

S&P 500

Peer Group*

2009

100.00

100.00

100.00

2010

122.88

115.05

100.93

2011

147.79

117.49

116.88

2012

155.18

136.27

121.90

2013

185.04

180.43

143.25

2014

172.24

205.13

133.13

*Peer Group: BP p.l.c.-ADS, ExxonMobil, Royal Dutch Shell p.l.c.-ADS, Total S.A.-ADS

Chevron Corporation 2014 Annual Report    

5

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Chevron at a Glance

CChheevvrron iiss oonee ooff tthhee wwoorrlldd’ss lleeaadiinngg iinntteeggrattteedd eennerrggyy ccoommppaanniieess. OOurr

ssuccccesss iis ddrrivveenn bbbyy oouuurrr peoppllee aanndd tthheir ccommmmitmmeenntt ttoo ggeettttiinngg rreessuullttss tthee

rriigghht wayy — by oopperrraattiinnggg reessppoonssiibbllyy, eexxeeccuuttiinngg wwiitthh eexxcceelllleennccee, aappppllyyinngg

iinnnnnoovaattivve tecchhhnnnollloooggieess aannddd ccaapttuurrinngg nneeww  ooppppoortuniittiieess ffoorr ppprroofifittaabbllee

gggroowwtthh.. Wee aarree iinnvvoolvveeedd iinn virtuuaallllyy eevveerryy ffaccet ooff thhee eenneerrggyy  iinndduussttrryy.. WWWee

eeexxpplorree fffooorr,, ppprrooodduuccee aanndd ttrraaannnsspportt ccrruuddee ooiill aand naattuuraaall ggass;; rreefifinne, mmaarrkkeettt

aannnd dddiissttrriibbuuutttee ttranssppooorrttaaattiiooonn ffuuuueellss aanndd lluubbbrrriiccaanttss;;  mmmaanufaaccttuurree anndd sseellll

ppeeettrroocchheeemmmiicccaaallss aannndd aaddddiittiivveess;; genneerraaattteee ppoowweerrr aanndd pprroodduccee ggeootthheerrmmaall

eeennneeerrrgggyy;; aannddd dddeevvveeelloopp aannddd ddeepplooyy teecchhnolooggiiees thhaatt immmpprroovvee thhee eenneerrggyyy

eefffificciieennccyy ooff oooouuurr oopppeerraatttiiooonsss wwoorrllddwwiiddee..

6666666666666666666666666666666666666666666666666666666666666666666666666666666666666666666666666666666666666666666666666666666666666666666666666 CheCheCheCCheCheCheChCheCheCheCheChCheCheCheChCCheChCheCheCheChCheC eCheCheCheChChChCheeCheCCheChChChChhChCCCCCCChCheCCCCCCCCChhCCCCCCCC eCCCheCCCCCCChCCCCCCC eCCCC vvrovrovrrorororovrovrovrovvrorovvvroovvvvvvvvvrvvvv nnnnnnnnnnnnnnnnnnnnnnnnnnnnnn CoCCoCoCCCCoooCCCCCCooooCCCCCCooCCCoCoooCoCoooCCCCooooooooCCCCooooooooooooooooooooooooCoooooooooooooooooooooooooooCCCoooCooooCCCooooooooooooCCCoooooCCCooooooCooooooorprprprprprrprprpppoooooooooorrppooorppoooooorpppooooorprppppopooooorppooopoooooppooppoorpooopoopoooopoooppp ratratratratratratratratratratratraraatrattratrarattattrr tattrarratratrattr ttratttrataratratratraataaaaaataataaaationioniionionioonioioonnnonionnonnioionionoononioioionnonionnononioionnononionionoiononononiononioniioonononononononiiononoiononononnnnioioooionnnonoooooiooonnnnonooonnniooooniononnoiooonnonnonnnonnnooononnnionnnoonnnnnnoonoonnnonnnnnon 2202222202020200002200202222000002020202022020220200002022220202002220022002002200022200022000200220002020000200202020002022202222222222 11411441414141414144114414141114141414441441414414141411414141144441441111414144441114444414114414444444444441441414444444144414111441414414444 AnAnAnAnAAnAAnAnAAnAnAnAnAnnAnAnAnAnnnAnAnAAnAAAAnAnAAAnAnAnAnAAAnAAnAAnAAnAAnnnnAnAnAnAnnnAAnAnAAAAnAnAAAAAnAnnAnAAAnnuanuanuanunuanuanuanuanuanunuuanuanuanunuanuanuanuanuanuanuanuaaaaaanuanunuanuanuanuanunununuanuanuanuanuauanuauanuaaanuauanuanuannnuanuunuan anuaaauaaualllllllllllllllllllllllllllll ReRReReRReRReReReReReReReeeReRReReeeeReRRRRRRRRReReeReReRRRReReReRRRRReRRReRRReReRReRRReeReRReReRReeeeRReeReeeReReRReReeeRRRReReReReReReReeRReRReReeeeeReRRRRReReeeeRReeeeeReRRReeReeRReRepporpppporpopoporororporporpooporporporpporpopoporpooporporpoooopooorporporppoopopoporooopoporporrporpororppppporpppooooroporpopoopoporporporrporrpororpppppopoopoorporrrpporporppoporoorppppppporporporrpopoppoppooppooopoooooopppppp ttttttttttttttttttttttttttttttttttttttttttttt
6 Chevron Corporation 2014 Annual Report

Upstream

Strategy: 
Grow profitably in core 
areas and build new 
legacy positions.

Downstream  
and Chemicals

Strategy: 
Deliver competitive 
returns and grow earnings 
across the value chain.

Upstream explores for and produces crude oil and natural gas. At the end of 2014  
worldwide net oil-equivalent proved reserves for consolidated and affiliated companies 
were 11.1 billion barrels. During 2014 net oil-equivalent production averaged 2.6 million 
barrels per day. Top producing areas include Angola, Australia, Bangladesh, Canada, 
Indonesia, Kazakhstan, Nigeria, the Partitioned Zone between Kuwait and Saudi Arabia, 
Thailand, the United States and Venezuela. Major conventional exploration areas include 
the deepwater U.S. Gulf of Mexico, the offshore areas of Australia and western Africa, and 
the Kurdistan Region of Iraq. Key exploration areas for unconventional shale and tight 
resources are Argentina, Canada and the United States.

Downstream and Chemicals includes refining, fuels and lubricants marketing, and  
petrochemicals and additives manufacturing and marketing. In 2014 we processed  
1 .7 million barrels of crude oil per day and averaged 2.7 million barrels per day of refined 
product sales worldwide. Our most significant areas of refinery operations are the west 
coast of North America, the U.S. Gulf Coast, Singapore, Thailand, South Korea and South 
Africa. We hold interests in 13 refineries and market transportation fuels and lubricants 
under the Chevron, Texaco and Caltex brands. Products are sold through a network of 
16,377 retail stations, including those of affiliated companies. Our chemicals business 
includes Chevron Phillips Chemical Company LLC, a 50 percent-owned affiliate that is  
one of the world’s leading manufacturers of commodity petrochemicals, and Chevron 
Oronite Company LLC, which develops, manufactures and markets quality additives  
that improve the performance of fuels and lubricants.

Gas and 
Midstream

Strategy: 
Apply commercial and 
functional excellence to 
enable the success of 
Upstream and Downstream 
and Chemicals.

Gas and Midstream provides services that link Upstream and Downstream and Chemicals 
to the market. This includes commercializing our equity gas resource base and maximizing 
the value of the company’s equity natural gas, crude oil, natural gas liquids and refined 
products. It has global operations with major centers in Houston; London; Singapore; and 
San Ramon, California. 

Technology

Strategy: 
Differentiate performance 
through technology.

Our three technology companies — Energy Technology, Technology Ventures and 
Information Technology — are focused on enhancing business value in every aspect of 
our operations. We have established major technology centers in Australia, the United 
Kingdom and the United States. Together they provide strategic research, technology 
development, technical and computing infrastructure services, and data protection to  
our global businesses.  

Renewable 
Energy and 
Energy  
Efficiency

Strategy: 
Invest in profitable 
renewable energy 
and energy efficiency 
solutions.

We are one of the world’s leading producers of geothermal energy, supplying abundant, 
reliable energy to millions of people in Indonesia and the Philippines. We also are investing  
in energy efficiency technologies to improve the performance of our operations worldwide.

Operational 
Excellence

We define operational excellence as the systematic management of process safety, 
personal safety and health, the environment, reliability, and energy efficiency. Safety is 
our highest priority. We are committed to attaining superior performance in operational 
excellence and believe our goal of zero incidents is attainable.

Photo Left: With the 2014 startup of the 25,000-barrel-per-day 
premium base oil facility at the company’s Pascagoula, Mississippi, 
refinery, Chevron became the worldwide leader in premium base oil 
production. Premium base oil is used in more advanced lubricant 
formulations to meet increasing global standards for emissions  
and fuel efficiency.

Chevron Corporation 2014 Annual Report    

7

Glossary of Energy and Financial Terms

Energy Terms

Additives Specialty chemicals incorporated into fuels 
and lubricants that enhance the performance of the 
finished products.

Barrels of oil-equivalent (BOE) A unit of measure to 
quantify crude oil, natural gas liquids and natural gas 
amounts using the same basis. Natural gas volumes 
are converted to barrels on the basis of energy  
content. See oil-equivalent gas and production.

Biofuel Any fuel that is derived from biomass —  
recently living organisms or their metabolic byprod-
ucts — from sources such as farming, forestry, and 
biodegradable industrial and municipal waste.  
See renewables.

Condensate Hydrocarbons that are in a gaseous 
state at reservoir conditions but condense into liquid 
as they travel up the wellbore and reach surface 
conditions.

Development Drilling, construction and related  
activities following discovery that are necessary to 
begin production and transportation of crude oil  
and natural gas.

Enhanced recovery Techniques used to increase  
or prolong production from crude oil and natural  
gas reservoirs.

Entitlement effects The impact on Chevron’s  
share of net production and net proved reserves  
due to changes in crude oil and natural gas prices, 
and spending levels, between periods. Under produc-
tion-sharing contracts (PSCs) and variable-royalty 
provisions of certain agreements, price and spend 
variability can increase or decrease royalty burdens 
and/or volumes attributable to the company. For 
example, at higher prices, fewer volumes are required 
for Chevron to recover its costs under certain PSCs. 
Also under certain PSCs, Chevron’s share of future 
profit oil and/or gas is reduced once specified  
contractual thresholds are met, such as a  
cumulative return on investment. 

Exploration Searching for crude oil and/or natural 
gas by utilizing geologic and topographical studies, 
geophysical and seismic surveys, and drilling of wells.

Gas-to-liquids (GTL) A process that converts natural 
gas into high-quality liquid transportation fuels and 
other products.

Greenhouse gases Gases that trap heat in Earth’s 
atmosphere (e.g., water vapor, ozone, carbon dioxide, 
methane, nitrous oxide, hydrofluorocarbons, perfluor- 
ocarbons and sulfur hexafluoride).

Integrated energy company A company engaged in 
all aspects of the energy industry, including exploring 
for and producing crude oil and natural gas; refining, 
marketing and transporting crude oil, natural gas and 
refined products; manufacturing and distributing  
petrochemicals; and generating power.

Liquefied natural gas (LNG) Natural gas that  
is liquefied under extremely cold temperatures 
to facilitate storage or transportation in specially 
designed vessels.

Natural gas liquids (NGLs) Separated from natural 
gas, these include ethane, propane, butane and  
natural gasoline.

Oil-equivalent gas (OEG) The volume of natural gas 
needed to generate the equivalent amount of heat as 
a barrel of crude oil. Approximately 6,000 cubic feet 
of natural gas is equivalent to one barrel of crude oil.

8 

Chevron Corporation 2014 Annual Report

Oil sands Naturally occurring mixture of bitumen 
(a heavy, viscous form of crude oil), water, sand and 
clay. Using hydroprocessing technology, bitumen can 
be refined to yield synthetic oil.

Petrochemicals Compounds derived from petro-
leum. These include aromatics, which are used to 
make plastics, adhesives, synthetic fibers and  
household detergents; and olefins, which are used  
to make packaging, plastic pipes, tires, batteries, 
household detergents and synthetic motor oils.

Production Total production refers to all the crude 
oil (including synthetic oil), NGLs and natural gas 
produced from a property. Net production is the 
company’s share of total production after deducting 
both royalties paid to landowners and a government’s 
agreed-upon share of production under a production-
sharing contract. Liquids production refers to crude 
oil, condensate, NGLs and synthetic oil volumes.  
Oil-equivalent production is the sum of the barrels  
of liquids and the oil-equivalent barrels of natural  
gas produced. See barrels of oil-equivalent and  
oil-equivalent gas.

Production-sharing contract (PSC) An agreement 
between a government and a contractor (generally  
an oil and gas company) whereby production is 
shared between the parties in a prearranged manner.  
The contractor typically incurs all exploration, devel- 
opment and production costs, which are subsequently 
recoverable out of an agreed-upon share of any 
future PSC production, referred to as cost recovery 
oil and/or gas. Any remaining production, referred 
to as profit oil and/or gas, is shared between the 
parties on an agreed-upon basis as stipulated in the 
PSC. The government also may retain a share of PSC 
production as a royalty payment, and the contractor 
typically owes income tax on its portion of the profit 
oil and/or gas. The contractor’s share of PSC oil and/
or gas production and reserves varies over time as it 
is dependent on prices, costs and specific PSC terms.

Renewables Energy resources that are not depleted 
when consumed or converted into other forms of 
energy (e.g., solar, geothermal, ocean and tide,  
wind, hydroelectric power, biofuels and hydrogen). 

Reserves Crude oil and natural gas contained in  
underground rock formations called reservoirs  
and saleable hydrocarbons extracted from oil sands, 
shale, coalbeds and other nonrenewable natural 
resources that are intended to be upgraded into  
synthetic oil or gas. Net proved reserves are the  
estimated quantities that geoscience and engineer-
ing data demonstrate with reasonable certainty to 
be economically producible in the future from known 
reservoirs under existing economic conditions, 
operating methods and government regulations, and 
exclude royalties and interests owned by others.  
Estimates change as additional information becomes 
available. Oil-equivalent reserves are the sum of the 
liquids reserves and the oil-equivalent gas reserves. 
See barrels of oil-equivalent and oil-equivalent gas. 
The company discloses only net proved reserves 
in its filings with the U.S. Securities and Exchange 
Commission. Investors should refer to proved 
reserves disclosures in Chevron’s Annual Report on 
Form 10-K for the year ended December 31, 2014.

Resources Estimated quantities of oil and gas 
resources are recorded under Chevron’s 6P system, 
which is modeled after the Society of Petroleum 
Engineers’ Petroleum Resource Management System, 
and include quantities classified as proved, probable  

and possible reserves, plus those that remain  
contingent on commerciality. Unrisked resources, 
unrisked resource base and similar terms represent 
the arithmetic sum of the amounts recorded under 
each of these classifications. Recoverable resources, 
potentially recoverable volumes and other similar 
terms represent estimated remaining quantities that 
are expected to be ultimately recoverable and pro-
duced in the future, adjusted to reflect the relative 
uncertainty represented by the various classifica-
tions. These estimates may change significantly as 
development work provides additional information.  
At times, original oil in place and similar terms are 
used to describe total hydrocarbons contained in a 
reservoir without regard to the likelihood of their 
being produced. All of these measures are considered 
by management in making capital investment and 
operating decisions and may provide some indication 
to stockholders of the resource potential of oil and gas 
properties in which the company has an interest.

Shale gas Natural gas produced from shale rock  
formations where the gas was sourced from within 
the shale itself. Shale is very fine-grained rock,  
characterized by low porosity and extremely low  
permeability. Production of shale gas normally 
requires formation stimulation such as the use of 
hydraulic fracturing (pumping a fluid-sand mixture 
into the formation under high pressure) to help  
produce the gas.

Synthetic oil A marketable and transportable hydro-
carbon liquid, resembling crude oil, that is produced 
by upgrading highly viscous or solid hydrocarbons, 
such as extra-heavy crude oil or oil sands.

Tight oil Liquid hydrocarbons produced from shale 
(also referred to as shale oil) and other rock forma-
tions with extremely low permeability. As with shale 
gas, production from tight oil reservoirs normally 
requires formation stimulation such as hydraulic 
fracturing.

Financial Terms

Cash flow from operating activities Cash generated 
from the company’s businesses; an indicator of a 
company’s ability to fund capital programs and stock-
holder distributions. Excludes cash flows related to 
the company’s financing and investing activities.

Earnings Net income attributable to Chevron 
Corporation as presented on the Consolidated 
Statement of Income.

Margin The difference between the cost of purchas-
ing, producing and/or marketing a product and its 
sales price.

Return on capital employed (ROCE) Ratio calculated 
by dividing earnings (adjusted for after-tax interest 
expense and noncontrolling interests) by the average 
of total debt, noncontrolling interests and Chevron 
Corporation stockholders’ equity for the year.

Return on stockholders’ equity Ratio calculated  
by dividing earnings by average Chevron Corporation 
stockholders’ equity. Average Chevron Corporation 
stockholders’ equity is computed by averaging 
the sum of the beginning-of-year and end-of-year 
balances. 

Total stockholder return (TSR) The return to stock-
holders as measured by stock price appreciation and 
reinvested dividends for a period of time.

Financial Table of Contents

10

36

Management’s Discussion and Analysis of
Financial Condition and Results of Operations
Key Financial Results 10

Earnings by Major Operating Area 10

Business Environment and Outlook 10

Operating Developments 14

Results of Operations 15

Consolidated Statement of Income 17

Selected Operating Data 19

Liquidity and Capital Resources 20

Financial Ratios 22

Off-Balance-Sheet Arrangements, Contractual Obligations,

Guarantees and Other Contingencies 22

Financial and Derivative Instrument Market Risk 23

Transactions With Related Parties 23

Litigation and Other Contingencies 24

Environmental Matters 24

Critical Accounting Estimates and Assumptions 25

New Accounting Standards 28

Quarterly Results and Stock Market Data 28

29
Consolidated Financial Statements
Reports of Management 29

Notes to the Consolidated Financial Statements
Summary of Significant Accounting Policies 36
Note 1

Note 2

Note 3

Note 4

Note 5

Note 6

Note 7

Note 8

Note 9

Changes in Accumulated Other Comprehensive Losses 38

Noncontrolling Interests 39

Information Relating to the Consolidated

Statement of Cash Flows 39

Equity 40

Lease Commitments 40

Summarized Financial Data – Chevron U.S.A. Inc. 41

Summarized Financial Data – Tengizchevroil LLP 42

Fair Value Measurements 42

Note 10

Financial and Derivative Instruments 43

Note 11

Earnings Per Share 45

Note 12 Operating Segments and Geographic Data 45

Note 13

Investments and Advances 48

Note 14

Properties, Plant and Equipment 49

Note 15

Litigation 50

Note 16

Taxes 53

Note 17

Long-Term Debt 56

Note 18

Short-Term Debt 57

Note 19 New Accounting Standards 57

Note 20

Accounting for Suspended Exploratory Wells 57

Note 21

Stock Options and Other Share-Based Compensation 58

Note 22

Employee Benefit Plans 60

Note 23 Other Contingencies and Commitments 65

Note 24

Asset Retirement Obligations 67

Report of Independent Registered Public Accounting Firm 30

Note 25 Other Financial Information 67

Consolidated Statement of Income 31

Consolidated Statement of Comprehensive Income 32

Consolidated Balance Sheet 33

Consolidated Statement of Cash Flows 34

Consolidated Statement of Equity 35

Five-Year Financial Summary 68

Five-Year Operating Summary 69

Supplemental Information on Oil and Gas Producing Activities 70

CAUTIONARY STATEMENT RELEVANT TO FORWARD-LOOKING INFORMATION FOR THE PURPOSE OF
“SAFE HARBOR” PROVISIONS OF THE PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995

This Annual Report of Chevron Corporation contains forward-looking statements relating to Chevron’s operations that are based on management’s
current expectations, estimates and projections about the petroleum, chemicals and other energy-related industries. Words such as “anticipates,”
“expects,” “intends,” “plans,” “targets,” “forecasts,” “projects,” “believes,” “seeks,” “schedules,” “estimates,” “may,” “could,” “budgets,” “outlook” and
similar expressions are intended to identify such forward-looking statements. These statements are not guarantees of future performance and are subject to
certain risks, uncertainties and other factors, many of which are beyond the company’s control and are difficult to predict. Therefore, actual outcomes and
results may differ materially from what is expressed or forecasted in such forward-looking statements. The reader should not place undue reliance on
these forward-looking statements, which speak only as of the date of this report. Unless legally required, Chevron undertakes no obligation to update
publicly any forward-looking statements, whether as a result of new information, future events or otherwise.

Among the important factors that could cause actual results to differ materially from those in the forward-looking statements are: changing crude oil and
natural gas prices; changing refining, marketing and chemicals margins; actions of competitors or regulators; timing of exploration expenses; timing of
crude oil liftings; the competitiveness of alternate-energy sources or product substitutes; technological developments; the results of operations and
financial condition of equity affiliates; the inability or failure of the company’s joint-venture partners to fund their share of operations and development
activities; the potential failure to achieve expected net production from existing and future crude oil and natural gas development projects; potential delays
in the development, construction or start-up of planned projects; the potential disruption or interruption of the company’s production or manufacturing
facilities or delivery/transportation networks due to war, accidents, political events, civil unrest, severe weather, other natural or human factors, or crude
oil production quotas that might be imposed by the Organization of Petroleum Exporting Countries; the potential liability for remedial actions or
assessments under existing or future environmental regulations and litigation; significant investment or product changes required by existing or future
environmental statutes, regulations and litigation; the potential liability resulting from other pending or future litigation; the company’s future acquisition
or disposition of assets and gains and losses from asset dispositions or impairments; government-mandated sales, divestitures, recapitalizations, industry-
specific taxes, changes in fiscal terms or restrictions on scope of company operations; foreign currency movements compared with the U.S. dollar; and the
effects of changed accounting rules under generally accepted accounting principles promulgated by rule-setting bodies. In addition, such results could be
affected by general domestic and international economic and political conditions. Other unpredictable or unknown factors not discussed in this report
could also have material adverse effects on forward-looking statements.

Chevron Corporation 2014 Annual Report

9

Management’s Discussion and Analysis of Financial Condition and Results of Operations

Key Financial Results
Millions of dollars, except per-share amounts

Net Income Attributable to Chevron Corporation
Per Share Amounts:

Net Income Attributable to Chevron Corporation

– Basic
– Diluted

Dividends

Sales and Other Operating Revenues
Return on:

Capital Employed
Stockholders’ Equity

Earnings by Major Operating Area
Millions of dollars

Upstream

United States
International

Total Upstream

Downstream

United States
International

Total Downstream

All Other
Net Income Attributable to Chevron Corporation1,2

1 Includes foreign currency effects:
2 Income net of tax, also referred to as “earnings” in the discussions that follow.

2014

$

19,241

10.21
$
10.14
$
$
4.21
$ 200,494

10.9%
12.7%

2014

3,327
13,566

16,893

2,637
1,699

4,336

(1,988)
19,241

487

$

$

$

$

$
$
$
$

$

$

$

2013

2012

21,423

$

26,179

11.18
11.09
3.90
220,156

13.42
$
13.32
$
$
3.51
$ 230,590

13.5%
15.0%

18.7%
20.3%

2013

2012

$

4,044
16,765

20,809

5,332
18,456

23,788

787
1,450

2,237

2,048
2,251

4,299

(1,623)
21,423

474

$

$

(1,908)
26,179

(454)

Refer to the “Results of Operations” section beginning on page 15 for a discussion of financial results by major operating
area for the three years ended December 31, 2014.

Business Environment and Outlook

Chevron is a global energy company with substantial business activities in the following countries: Angola, Argentina,
Australia, Azerbaijan, Bangladesh, Brazil, Canada, China, Colombia, Democratic Republic of the Congo, Denmark,
Indonesia, Kazakhstan, Myanmar, Nigeria, the Partitioned Zone between Saudi Arabia and Kuwait, the Philippines, Republic
of the Congo, Singapore, South Africa, South Korea, Thailand, Trinidad and Tobago, the United Kingdom, the United States,
Venezuela, and Vietnam.

Earnings of the company depend mostly on the profitability of its upstream business segment. The biggest factor affecting
the results of operations for the upstream segment is the price of crude oil. The price of crude oil has fallen significantly
since mid-year 2014, reflecting robust non-OPEC supply growth led by expanding unconventional production in the United
States, weakening growth in emerging markets, and the decision by OPEC in fourth quarter 2014 to maintain its current
production ceiling. The downturn in the price of crude oil has impacted, and, depending upon its duration, will continue to
significantly impact the company’s results of operations, cash flows, capital and exploratory investment program and
production outlook. If lower prices persist for an extended period of time, the company’s response could include further
reductions in operating expenses and capital and exploratory expenditures and additional asset sales. The company
anticipates that crude oil prices will increase in the future, as continued growth in demand and a slowing in supply growth
should bring global markets into balance; however, the timing of any such increases is unknown. In the company’s
downstream business, crude oil is the largest cost component of refined products.

Refer to the “Cautionary Statement Relevant to Forward-Looking Information” on page 9 and to “Risk Factors” in Part I,
Item 1A, on pages 22 through 24 on the company’s Annual Report on Form 10-K for a discussion of some of the inherent
risks that could materially impact the company’s results of operations or financial condition.

The company continually evaluates opportunities to dispose of assets that are not expected to provide sufficient long-term
value or to acquire assets or operations complementary to its asset base to help augment
the company’s financial
performance and growth. Refer to the “Results of Operations” section beginning on page 15 for discussions of net gains on
asset sales during 2014. Asset dispositions and restructurings may also occur in future periods and could result in significant
gains or losses.

10

Chevron Corporation 2014 Annual Report

Management’s Discussion and Analysis of Financial Condition and Results of Operations

The company closely monitors developments in the financial and credit markets, the level of worldwide economic activity,
and the implications for the company of changes in prices for crude oil and natural gas. Management takes these
developments into account in the conduct of ongoing operations and for business planning.

Comments related to earnings trends for the company’s major business areas are as follows:

Upstream Earnings for the upstream segment are closely aligned with industry prices for crude oil and natural gas. Crude oil
and natural gas prices are subject to external factors over which the company has no control, including product demand
connected with global economic conditions, industry inventory levels, production quotas or other actions imposed by the
Organization of Petroleum Exporting Countries (OPEC), weather-related damage and disruptions, competing fuel prices, and
regional supply interruptions or fears thereof that may be caused by military conflicts, civil unrest or political uncertainty.
Any of these factors could also inhibit the company’s production capacity in an affected region. The company closely
monitors developments in the countries in which it operates and holds investments, and seeks to manage risks in operating its
facilities and businesses. The longer-term trend in earnings for the upstream segment is also a function of other factors,
including the company’s ability to find or acquire and efficiently produce crude oil and natural gas, changes in fiscal terms of
contracts, and changes in tax laws and regulations.

The company continues to actively manage its schedule of work, contracting, procurement and supply-chain activities to
effectively manage costs. However, price levels for capital and exploratory costs and operating expenses associated with the
production of crude oil and natural gas can be subject to external factors beyond the company’s control including, among
other things, the general level of inflation, commodity prices and prices charged by the industry’s material and service
providers, which can be affected by the volatility of the industry’s own supply-and-demand conditions for such materials and
services. In recent years, Chevron and the oil and gas industry generally experienced an increase in certain costs that
exceeded the general trend of inflation in many areas of the world. As a result of the decline in prices of crude oil and other
commodities in 2014, these cost pressures are beginning to soften. Capital and exploratory expenditures and operating
expenses can also be affected by damage to production facilities caused by severe weather or civil unrest.

WTI Crude Oil, Brent Crude Oil and Henry Hub Natural Gas Spot Prices — Quarterly Average

WTI/Brent
$/bbl

150

Brent

WTI 

HH 

120

90

60

30

0

HH
$/mcf
25

20

15

10

5

0

1Q

2Q

3Q

4Q

1Q

2Q

3Q

4Q

1Q

2Q

3Q

4Q

2012

2013

2014

The chart above shows the trend in benchmark prices for Brent crude oil, West Texas Intermediate (WTI) crude oil and U.S.
Henry Hub natural gas. The Brent price averaged $99 per barrel for the full-year 2014, compared to $109 in 2013. As of mid-
February 2015, the Brent price was $60 per barrel. The majority of the company’s equity crude production is priced based on
the Brent benchmark. While geopolitical tensions and supply disruptions supported crude prices through mid-year, crude
prices have since been in decline, as signs of crude oil over-supply emerged during the second half of the year due to
continued robust non-OPEC supply growth, concern over softness in the global economic recovery, and material easing of
geopolitical tensions and supply disruptions. Downward pressure on crude pricing has been further magnified by OPEC’s
decision in November 2014 to maintain the current production ceiling of 30 million barrels per day despite evidence of
market surplus.

The WTI price averaged $93 per barrel for the full-year 2014, compared to $98 in 2013. As of mid-February 2015, the WTI
price was $53 per barrel. WTI traded at a discount to Brent throughout 2014 due to high inventories and excess crude supply
in the U.S. market.

Chevron Corporation 2014 Annual Report

11

Management’s Discussion and Analysis of Financial Condition and Results of Operations

A differential in crude oil prices exists between high-quality (high-gravity, low-sulfur) crudes and those of lower quality
(low-gravity, high-sulfur). The amount of the differential in any period is associated with the supply of heavy crude versus
the demand, which is a function of the capacity of refineries that are able to process this lower quality feedstock into light
products (motor gasoline, jet fuel, aviation gasoline and diesel fuel). After peaking early in second quarter 2014, the
differential has eased in North America as refinery crude runs remained at or above record levels. Outside of North America,
easing of geopolitical tensions and continued expansion of supply of light sweet crudes has pressured light sweet crude prices
relative to those for heavier, more sour crudes.

Chevron produces or shares in the production of heavy crude oil in California, Indonesia, the Partitioned Zone between Saudi
Arabia and Kuwait, Venezuela and in certain fields in Angola, China and the United Kingdom sector of the North Sea. (See
page 19 for the company’s average U.S. and international crude oil realizations.)

In contrast to price movements in the global market for crude oil, price changes for natural gas in many regional markets are
more closely aligned with supply-and-demand conditions in those markets. Fluctuations in the price of natural gas in the
United States are closely associated with customer demand relative to the volumes produced and stored in North America. In
the United States, prices at Henry Hub averaged $4.28 per thousand cubic feet (MCF) during 2014, compared with $3.70
during 2013. As of mid-February 2015, the Henry Hub spot price was $2.73 per MCF.

Outside the United States, price changes for natural gas depend on a wide range of supply, demand, regulatory and
commercial factors. In some locations, Chevron is investing in long-term projects to install infrastructure to produce and
liquefy natural gas for transport by tanker to other markets. The company’s contract prices for liquefied natural gas (LNG)
are typically linked to crude oil prices. Chevron’s international natural gas realizations averaged $5.78 per MCF during 2014,
compared with $5.91 per MCF during 2013. (See page 19 for the company’s average natural gas realizations for the U.S. and
international regions.)

Net Liquids Production*
Thousands of barrels per day

Net Natural Gas Production*
Millions of cubic feet per day

Net Proved Reserves
Billions of BOE

Net Proved Reserves
Liquids vs. Natural Gas
Billions of BOE

2000

1600

1200

800

400

0

1,709

5,167

5500

4400

3300

2200

1100

0

12.5

10.0

7.5

5.0

2.5

0.0

11.1

12.5

10.0

7.5

5.0

2.5

0.0

11.1

10

11

12 13 14

10

11

12 13 14

10 11 12

13 14

10

11

12 13 14

United States
International

United States
International

*Includes equity in affiliates.

*Includes equity in affiliates.

United States 
Other Americas
Africa
Asia
Australia
Europe
Affiliates

Natural Gas
Liquids

The company’s worldwide net oil-equivalent production in 2014 averaged 2.571 million million barrels per day. About one-
fifth of the company’s net oil-equivalent production in 2014 occurred in the OPEC-member countries of Angola, Nigeria,
Venezuela and the Partitioned Zone between Saudi Arabia and Kuwait. OPEC quotas had no effect on the company’s net
crude oil production in 2014 or 2013. At their November 2014 meeting, members of OPEC supported maintaining the current
production quota of 30 million barrels per day, which has been in effect since December 2008.

The company estimates that oil-equivalent production in 2015 will be flat to 3 percent growth compared to 2014. This
estimate is subject to many factors and uncertainties, including the duration of the low price environment that began in
second-half 2014; quotas that may be imposed by OPEC; price effects on entitlement volumes; changes in fiscal terms or
restrictions on the scope of company operations; delays in construction, start-up or ramp-up of projects; fluctuations in
demand for natural gas in various markets; weather conditions that may shut
in production; civil unrest; changing
geopolitics; delays in completion of maintenance turnarounds; greater-than-expected declines in production from mature

12

Chevron Corporation 2014 Annual Report

Management’s Discussion and Analysis of Financial Condition and Results of Operations

fields; or other disruptions to operations. The outlook for future production levels is also affected by the size and number of
economic investment opportunities and, for new, large-scale projects, the time lag between initial exploration and the
beginning of production. Investments in upstream projects generally begin well in advance of the start of the associated crude
oil and natural gas production. A significant majority of Chevron’s upstream investment is made outside the United States.

Net proved reserves for consolidated companies and affiliated companies totaled 11.1 billion barrels of oil equivalent at year-
end 2014, a decrease of 1 percent from year-end 2013. The reserve replacement ratio in 2014 was 89 percent. Refer to
Table V beginning on page 74 for a tabulation of the company’s proved net oil and gas reserves by geographic area, at the
beginning of 2012 and each year-end from 2012 through 2014, and an accompanying discussion of major changes to proved
reserves by geographic area for the three-year period ending December 31, 2014.

On November 7, 2011, while drilling a development well in the deepwater Frade Field about 75 miles offshore Brazil, an
unanticipated pressure spike caused oil to migrate from the well bore through a series of fissures to the sea floor, emitting
approximately 2,400 barrels of oil. The source of the seep was substantially contained within four days and the well was
plugged and abandoned. On March 14, 2012, the company identified a small, second seep in a different part of the field. No
evidence of any coastal or wildlife impacts related to either of these seeps have emerged. As reported in the company’s
previously filed periodic reports, it has resolved civil claims relating to these incidents brought by a Brazilian federal district
prosecutor. As also reported previously, the federal district prosecutor also filed criminal charges against Chevron and eleven
Chevron employees. On February 19, 2013, the trial court dismissed the criminal matter, and on appeal, on October 9, 2013,
the appellate court reinstated two of the ten allegations, specifically those charges alleging environmental damage and failure
to provide timely notification to authorities. On February 27, 2014, Chevron filed a motion for reconsideration. While
reconsideration of the motion to dismiss is pending, there will be further proceedings on the reinstated allegations. The
company’s ultimate exposure related to the incident is not currently determinable.

Refer to the “Results of Operations” section on pages 15 through 17 for additional discussion of the company’s upstream
business.

Downstream Earnings for the downstream segment are closely tied to margins on the refining, manufacturing and marketing
of products that include gasoline, diesel, jet fuel, lubricants, fuel oil, fuel and lubricant additives, and petrochemicals.
Industry margins are sometimes volatile and can be affected by the global and regional supply-and-demand balance for
refined products and petrochemicals and by changes in the price of crude oil, other refinery and petrochemical feedstocks,
and natural gas. Industry margins can also be influenced by inventory levels, geopolitical events, costs of materials and
services, refinery or chemical plant capacity utilization, maintenance programs, and disruptions at refineries or chemical
plants resulting from unplanned outages due to severe weather, fires or other operational events.

Other factors affecting profitability for downstream operations include the reliability and efficiency of the company’s
refining, marketing and petrochemical assets, the effectiveness of its crude oil and product supply functions, and the
volatility of tanker-charter rates for the company’s shipping operations, which are driven by the industry’s demand for crude
oil and product tankers. Other factors beyond the company’s control include the general level of inflation and energy costs to
operate the company’s refining, marketing and petrochemical assets.

The company’s most significant marketing areas are the West Coast of North America, the U.S. Gulf Coast, Asia and
southern Africa. Chevron operates or has significant ownership interests in refineries in each of these areas.

Refer to the “Results of Operations” section on pages 15 through 17 for additional discussion of the company’s downstream
operations.

All Other consists of mining activities, power and energy services, worldwide cash management and debt financing
activities, corporate administrative functions, insurance operations, real estate activities, and technology companies.

Chevron Corporation 2014 Annual Report

13

Management’s Discussion and Analysis of Financial Condition and Results of Operations

Operating Developments

Key operating developments and other events during 2014 and early 2015 included the following:

Upstream

Argentina Signed additional agreements to continue the development of the Loma Campana Project in the Vaca Muerta
Shale, and to begin exploration in the Narambuena area of the Neuquén Basin.

Australia Announced in January 2015 an additional binding sales agreement for delivery of LNG from the Gorgon Project
for a five-year period starting in 2017. During the time of this agreement, more than 75 percent of Chevron’s equity LNG
offtake from the project is committed under binding sales agreements to customers in Asia.

Azerbaijan Achieved first production from the Chirag Oil Project in the Caspian Sea.

Bangladesh Announced first gas from the Bibiyana Expansion Project.

Canada Completed the sale of a 30 percent interest in the Duvernay shale play for $1.5 billion.

Chad/Cameroon Completed the sale of the company’s nonoperated interest in a producing concession in Chad and the
related export pipeline interests in Chad and Cameroon for approximately $1.3 billion.

Kazakhstan/Russia Achieved a 230,000-barrel-per-day increase in capacity of the Caspian Pipeline Consortium pipeline.

Mauritania In early 2015, the company reached agreement to acquire a 30 percent nonoperated working interest in three
contract areas offshore Mauritania, pending government approval.

Myanmar Announced the acquisition of offshore acreage.

New Zealand Announced the acquisition of three offshore blocks.

Nigeria Achieved initial production of product at the Escravos Gas-to-Liquids facility.

United States Announced initial crude oil and natural gas production from the Jack/St. Malo and Tubular Bells projects in
the deepwater Gulf of Mexico.

Made significant crude oil discoveries at the Guadalupe and Anchor prospects in the deepwater Gulf of Mexico.

In early 2015, announced a joint venture to explore and appraise 24 jointly-held offshore leases in the northwest portion of
Keathley Canyon in the deepwater Gulf of Mexico. The joint venture includes the Tiber and Gila discoveries and the Gibson
prospect. The company acquired a 36 percent working interest in the Gila leases and 31 percent working interest in the Tiber
leases and previously held a working interest in Gibson.

Reached a final investment decision for the Stampede Project in the deepwater Gulf of Mexico.

Completed the sale of natural gas liquids pipeline assets in Texas and southeastern New Mexico for $800 million.

Drilled 550 wells during 2014 in the Midland and Delaware basins in West Texas and southeast New Mexico.

Downstream

France Completed expansion project at the additives plant in Gonfreville, France.

Singapore Completed expansion project at the additives plant in Singapore.

United States Commenced commercial production at the new premium lubricants base oil facility in Pascagoula, Mississippi.

The company’s 50 percent-owned Chevron Phillips Chemical Company, LLC (CPChem) achieved start-up of the world’s
largest on-purpose 1-hexene plant, with a capacity of 250,000 metric tons per year, at its Cedar Bayou complex in Baytown,
Texas.

Progressed construction of CPChem’s U.S. Gulf Coast Petrochemicals Project.

Other

Common Stock Dividends The quarterly common stock dividend was increased by 7.0 percent in April 2014 to $1.07 per
common share, making 2014 the 27th consecutive year that the company increased its annual dividend payout.

Common Stock Repurchase Program The company purchased $5.0 billion of its common stock in 2014 under its share
repurchase program. Given the change in market conditions, the company is suspending the share repurchase program for 2015.

14

Chevron Corporation 2014 Annual Report

Management’s Discussion and Analysis of Financial Condition and Results of Operations

Results of Operations

The following section presents the results of operations and variances on an after-tax basis for the company’s business
segments – Upstream and Downstream – as well as for “All Other.” Earnings are also presented for the U.S. and international
geographic areas of the Upstream and Downstream business segments. Refer to Note 12, beginning on page 45, for a
discussion of the company’s “reportable segments.” This section should also be read in conjunction with the discussion in
“Business Environment and Outlook” on pages 10 through 13.

Worldwide Upstream Earnings
Billions of dollars

Exploration Expenses
Millions of dollars

Worldwide Downstream
Earnings*
Billions of dollars

Worldwide Gasoline & Other
Refined Product Sales
Thousands of barrels per day

$4.3

$16.9

28.0

21.0

14.0

7.0

0.0

$1,985

2500

2000

1500

1000

500

0

4.4

3.3

2.2

1.1

0.0

2,711

3600

2700

1800

900

0

10

11

12

13

14

10

11

12 13 14

10

11

12 13 14

10

11

12 13 14

United States
International

United States
International

United States
International

*Includes equity in affiliates.

Gasoline
Jet Fuel
Gas Oils 
Residual Fuel Oil
Other

U.S. Upstream

Millions of dollars

Earnings

2014

2013

$

3,327

$

4,044

$

2012

5,332

U.S. upstream earnings of $3.3 billion in 2014 decreased $717 million from 2013, primarily due to lower crude oil prices of
$950 million. Higher depreciation expenses of $440 million and higher operating expenses of $210 million also contributed
to the decline. Partially offsetting the decrease were higher gains on asset sales of $700 million in the current period
compared with $60 million in 2013, higher natural gas realizations of $150 million and higher crude oil production of $100
million.

U.S. upstream earnings of $4.0 billion in 2013 decreased $1.3 billion from 2012, primarily due to higher operating,
depreciation and exploration expenses of $420 million, $350 million, and $190 million, respectively, and lower crude oil
production of $170 million. Higher natural gas realizations of approximately $200 million were mostly offset by lower crude
oil realizations of $170 million.

The company’s average realization for U.S. crude oil and natural gas liquids in 2014 was $84.13 per barrel, compared with
$93.46 in 2013 and $95.21 in 2012. The average natural gas realization was $3.90 per thousand cubic feet in 2014, compared
with $3.37 and $2.64 in 2013 and 2012, respectively.

Net oil-equivalent production in 2014 averaged 664,000 barrels per day, up 1 percent from both 2013 and 2012. Between
2014 and 2013, production increases in the Permian Basin in Texas and New Mexico and the Marcellus Shale in western
Pennsylvania were partially offset by normal field declines. Between 2013 and 2012, new production in the Marcellus Shale
in western Pennsylvania and the Delaware Basin in New Mexico, along with the absence of weather-related downtime in the
Gulf of Mexico, was largely offset by normal field declines.

The net liquids component of oil-equivalent production for 2014 averaged 456,000 barrels per day, up 2 percent from 2013
and largely unchanged from 2012. Net natural gas production averaged about 1.3 billion cubic feet per day in 2014, largely
unchanged from 2013 and up 4 percent from 2012. Refer to the “Selected Operating Data” table on page 19 for a three-year
comparative of production volumes in the United States.

Chevron Corporation 2014 Annual Report

15

Management’s Discussion and Analysis of Financial Condition and Results of Operations

International Upstream

Millions of dollars

Earnings*

*Includes foreign currency effects:

2014

13,566

597

$

$

$

$

2013

16,765

559

$

$

2012

18,456

(275)

International upstream earnings were $13.6 billion in 2014 compared with $16.8 billion in 2013. The decrease between
periods was primarily due to lower crude oil prices and sales volumes of $2.0 billion and $400 million, respectively. Also
contributing to the decrease were higher depreciation expenses of $1.0 billion, mainly related to impairments and other asset
writeoffs, and higher operating and tax expenses of $340 million and $310 million, respectively. Partially offsetting these
items were gains on asset sales of $1.1 billion in 2014, compared with $140 million in 2013. Foreign currency effects
increased earnings by $597 million in 2014, compared with an increase of $559 million a year earlier.

International upstream earnings were $16.8 billion in 2013 compared with $18.5 billion in 2012. The decrease was mainly
due to the absence of 2012 gains of approximately $1.4 billion on an asset exchange in Australia and $600 million on the sale
of an equity interest in the Wheatstone Project, lower crude oil prices of $500 million, and higher operating expense of $400
million. Partially offsetting these effects were lower income tax expenses of $430 million. Foreign currency effects increased
earnings by $559 million in 2013, compared with a decrease of $275 million a year earlier.

The company’s average realization for international crude oil and natural gas liquids in 2014 was $90.42 per barrel,
compared with $100.26 in 2013 and $101.88 in 2012. The average natural gas realization was $5.78 per thousand cubic feet
in 2014, compared with $5.91 and $5.99 in 2013 and 2012, respectively.

International net oil-equivalent production was 1.91 million barrels per day in 2014, a decrease of 2 percent from 2013 and
2012. Production increases due to project ramp-ups in Nigeria, Argentina and Brazil in 2014 were more than offset by
normal field declines, production entitlement effects in several locations and the effect of asset sales. The decline between
2013 and 2012 was a result of project ramp-ups in Nigeria and Angola in 2013 being more than offset by normal field
declines.

The net liquids component of international oil-equivalent production was 1.25 million barrels per day in 2014, a decrease of
approximately 2 percent from 2013 and a decrease of approximately 4 percent from 2012. International net natural gas
production of 3.9 billion cubic feet per day in 2014 was down 1 percent from 2013 and up 1 percent from 2012.

Refer to the “Selected Operating Data” table, on page 19, for a three-year comparative of international production
volumes.

U.S. Downstream

Millions of dollars

Earnings

2014

2013

$

2,637

$

787

$

2012

2,048

U.S. downstream operations earned $2.6 billion in 2014, compared with $787 million in 2013. Higher margins on refined
product sales increased earnings $830 million. Gains from asset sales were $960 million in 2014, compared with $250
million a year earlier. Higher earnings from 50 percent-owned CPChem of $160 million and lower operating expenses of $80
million also contributed to the earnings increase.

U.S. downstream operations earned $787 million in 2013, compared with $2.0 billion in 2012. The decrease was mainly due
to lower margins on refined product sales of $860 million and higher operating expenses of $600 million, reflecting repair
and maintenance activities at the company’s refineries. The decrease was partially offset by higher earnings of $150 million
from 50 percent-owned CPChem.

Refined product sales of 1.21 million barrels per day in 2014 increased 2 percent, mainly reflecting higher gas oil sales. Sales
volumes of refined products were 1.18 million barrels per day in 2013, a decrease of 2 percent from 2012, mainly reflecting
lower gas oil and gasoline sales. U.S. branded gasoline sales of 516,000 barrels per day in 2014 were essentially unchanged
from 2013 and 2012.

Refer to the “Selected Operating Data” table on page 19 for a three-year comparison of sales volumes of gasoline and other
refined products and refinery input volumes.

16

Chevron Corporation 2014 Annual Report

Management’s Discussion and Analysis of Financial Condition and Results of Operations

International Downstream

Millions of dollars

Earnings*

*Includes foreign currency effects:

2014

1,699

(112)

$

$

$

$

2013

1,450

$

2012

2,251

(76) $

(173)

International downstream earned $1.7 billion in 2014, compared with $1.5 billion in 2013. The increase was mainly due to a
favorable change in the effects on derivative instruments of $640 million. The increase was partially offset by the economic
buyout of a legacy pension obligation of $160 million in the current period, lower margins on refined product sales of $130
million and higher tax expenses of $110 million. Foreign currency effects decreased earnings by $112 million in 2014,
compared to a decrease of $76 million a year earlier.

International downstream earned $1.5 billion in 2013, compared with $2.3 billion in 2012. Earnings decreased due to lower
gains on asset sales of $540 million and higher income tax expenses of $110 million. Foreign currency effects decreased
earnings by $76 million in 2013, compared with a decrease of $173 million a year earlier.

Total refined product sales of 1.50 million barrels per day in 2014 declined 2 percent from 2013, mainly reflecting lower gas
oil sales. Sales of 1.53 million barrels per day in 2013 declined 2 percent from 2012, mainly reflecting lower fuel oil and
gasoline sales.

Refer to the “Selected Operating Data” table, on page 19, for a three-year comparison of sales volumes of gasoline and other
refined products and refinery input volumes.

All Other

Millions of dollars

Net charges*

*Includes foreign currency effects:

2014

(1,988)

2

$

$

$

$

2013

2012

(1,623) $

(1,908)

(9) $

(6)

All Other consists of mining activities, power and energy services, worldwide cash management and debt financing
activities, corporate administrative functions, insurance operations, real estate activities, and technology companies.

Net charges in 2014 increased $365 million from 2013, mainly due to environmental reserves additions, asset impairments
and additional asset retirement obligations for mining assets, as well as higher corporate tax items. These increases were
partially offset by the absence of 2013 impairments of power-related affiliates and lower other corporate charges. Net
charges in 2013 decreased $285 million from 2012, mainly due to lower corporate tax items and other corporate charges.

Consolidated Statement of Income

Comparative amounts for certain income statement categories are shown below:

Millions of dollars

Sales and other operating revenues

2014

2013

2012

$

200,494

$

220,156

$

230,590

Sales and other operating revenues decreased in 2014 primarily due to lower crude oil volumes, and lower refined product
and crude oil prices. The decrease between 2013 and 2012 was mainly due to lower refined product prices and lower crude
oil volumes and prices.

Millions of dollars

Income from equity affiliates

2014

2013

$

7,098

$

7,527

$

2012

6,889

Income from equity affiliates decreased in 2014 from 2013 mainly due to lower upstream-related earnings from
Tengizchevroil in Kazakhstan, Petropiar and Petroboscan in Venezuela, and Angola LNG. Partially offsetting these effects
were higher downstream-related earnings from GS Caltex in South Korea, higher earnings from CPChem and the absence of
2013 impairments of power-related affiliates.

Income from equity affiliates increased in 2013 from 2012 mainly due to higher upstream-related earnings from
Tengizchevroil in Kazakhstan and Petropiar in Venezuela, and higher earnings from CPChem, partially offset by 2013
impairments of power-related affiliates.

Refer to Note 13, beginning on page 48, for a discussion of Chevron’s investments in affiliated companies.

Chevron Corporation 2014 Annual Report

17

Management’s Discussion and Analysis of Financial Condition and Results of Operations

Millions of dollars

Other income

2014

2013

$

4,378

$

1,165

$

2012

4,430

Other income of $4.4 billion in 2014 included net gains from asset sales of $3.6 billion before-tax. Other income in 2013 and
2012 included net gains from asset sales of $710 million and $4.2 billion before-tax, respectively. Interest income was
approximately $145 million in 2014, $136 million in 2013 and $166 million in 2012. Foreign currency effects increased
other income by $277 million in 2014, while increasing other income by $103 million in 2013 and decreasing other income
by $207 million in 2012.

Millions of dollars

Purchased crude oil and products

2014

2013

2012

$

119,671

$

134,696

$

140,766

Crude oil and product purchases of $119.7 billion were down in 2014 mainly due to lower crude oil and refined products
prices, along with lower crude oil volumes. Crude oil and product purchases in 2013 decreased by $6.1 billion from the prior
year, mainly due to lower prices for refined products and lower volumes for crude oil, partially offset by higher refined
product volumes.

Millions of dollars

Operating, selling, general and administrative expenses

2014

2013

2012

$

29,779

$

29,137

$

27,294

Operating, selling, general and administrative expenses increased $642 million between 2014 and 2013. The increase
included higher employee compensation and benefit costs of $360 million, primarily related to a buyout of a legacy pension
obligation. Also contributing to the increase was higher transportation costs of $350 million, primarily reflecting the
economic buyout of a long-term contractual obligation, and higher environmental expenses related to a mining asset of $300
million. Partially offsetting the increase were lower fuel expenses of $360 million.

Operating, selling, general and administrative expenses increased $1.8 billion between 2013 and 2012 mainly due to higher
employee compensation and benefits costs of $720 million, construction and maintenance expenses of $590 million, and
professional services costs of $500 million.

Millions of dollars

Exploration expense

2014

2013

$

1,985

$

1,861

$

2012

1,728

Exploration expenses in 2014 increased from 2013 mainly due to higher charges for well write-offs, partially offset by lower
geological and geophysical expenses. Exploration expenses in 2013 increased from 2012 mainly due to higher charges for
well write-offs.

Millions of dollars

Depreciation, depletion and amortization

2014

2013

2012

$

16,793

$

14,186

$

13,413

Depreciation, depletion and amortization expenses increased in 2014 from 2013 mainly due to higher depreciation rates and
impairments for certain oil and gas producing fields, and the impairment of a mining asset. The increase in 2013 from 2012
was mainly due to higher depreciation rates for certain oil and gas producing fields, higher upstream impairments and higher
accretion expense, partially offset by lower production levels.

Millions of dollars

Taxes other than on income

2014

2013

2012

$

12,540

$

13,063

$

12,376

Taxes other than on income decreased in 2014 from 2013 mainly due to a decrease in duty expense in South Africa along
with lower consumer excise taxes in Thailand, reflecting lower sales volumes at both locations. Taxes other than on income
increased in 2013 from 2012 primarily due to the consolidation of the 64 percent-owned Star Petroleum Refining Company,
beginning June 2012, and higher consumer excise taxes in the United States.

Millions of dollars

Income tax expense

2014

2013

2012

$

11,892

$

14,308

$

19,996

Effective income tax rates were 38 percent in 2014, 40 percent in 2013 and 43 percent in 2012. The decrease in the effective
tax rate between 2014 and 2013 primarily resulted from the impact of changes in jurisdictional mix and equity earnings, and

18

Chevron Corporation 2014 Annual Report

Management’s Discussion and Analysis of Financial Condition and Results of Operations

the tax effects related to the 2014 sale of interests in Chad and Cameroon, partially offset by other one-time and ongoing tax
charges.

The rate decreased between 2013 and 2012 primarily due to a lower effective tax rate in international upstream operations.
The lower international upstream effective tax rate was driven by a greater portion of equity income in 2013 than in 2012
(equity income is included as part of before-tax income and is generally recorded net of income taxes) and foreign currency
remeasurement impacts.

Selected Operating Data1,2

U.S. Upstream
Net Crude Oil and Natural Gas Liquids Production (MBPD)
Net Natural Gas Production (MMCFPD)3
Net Oil-Equivalent Production (MBOEPD)
Sales of Natural Gas (MMCFPD)
Sales of Natural Gas Liquids (MBPD)
Revenues From Net Production

Liquids ($/Bbl)
Natural Gas ($/MCF)
International Upstream
Net Crude Oil and Natural Gas Liquids Production (MBPD)4
Net Natural Gas Production (MMCFPD)3
Net Oil-Equivalent Production (MBOEPD)4
Sales of Natural Gas (MMCFPD)
Sales of Natural Gas Liquids (MBPD)
Revenues From Liftings

Liquids ($/Bbl)
Natural Gas ($/MCF)
Worldwide Upstream
Net Oil-Equivalent Production (MBOEPD)4

United States
International

Total

U.S. Downstream
Gasoline Sales (MBPD)5
Other Refined Product Sales (MBPD)

Total Refined Product Sales (MBPD)

Sales of Natural Gas Liquids (MBPD)
Refinery Input (MBPD)
International Downstream
Gasoline Sales (MBPD)5
Other Refined Product Sales (MBPD)

Total Refined Product Sales (MBPD)6

Sales of Natural Gas Liquids (MBPD)
Refinery Input (MBPD)7

1

Includes company share of equity affiliates.

$
$

$
$

2014

456
1,250
664
3,995
20

84.13
3.90

1,253
3,917
1,907
4,304
28

90.42
5.78

664
1,907

2,571

615
595

1,210
121
871

403
1,098

1,501
58
819

2013

2012

449
1,246
657
5,483
17

93.46
3.37

$
$

1,282
3,946
1,940
4,251
26

455
1,203
655
5,470
16

95.21
2.64

1,309
3,871
1,955
4,315
24

100.26
5.91

$
$

101.88
5.99

$
$

$
$

657
1,940

2,597

613
569

1,182
125
774

398
1,131

1,529
62
864

655
1,955

2,610

624
587

1,211
141
833

412
1,142

1,554
64
869

2 MBPD – thousands of barrels per day; MMCFPD – millions of cubic feet per day; MBOEPD – thousands of barrels of oil-equivalents per day; Bbl – Barrel; MCF – Thousands

of cubic feet. Oil-equivalent gas (OEG) conversion ratio is 6,000 cubic feet of natural gas = 1 barrel of oil.
Includes natural gas consumed in operations (MMCFPD):

United States
International8

Includes net production of synthetic oil:

Canada
Venezuela affiliate

Includes branded and unbranded gasoline.
Includes sales of affiliates (MBPD):

3

4

5

6

71
452

43
31

475

72
458

43
25

471

65
457

43
17

522

7 As of June 2012, Star Petroleum Refining Company crude-input volumes are reported on a 100 percent consolidated basis. Prior to June 2012, crude-input volumes reflect a 64

percent equity interest. In fourth quarter 2014, Caltex Australia Ltd. completed the conversion of the 68,000-barrel-per-day Kurnell refinery into an import terminal.
2013 conforms to 2014 presentation.

8

Chevron Corporation 2014 Annual Report

19

Management’s Discussion and Analysis of Financial Condition and Results of Operations

Liquidity and Capital Resources

Cash, Cash Equivalents, Time Deposits and Marketable Securities Total balances were $13.2 billion and $16.5 billion at
December 31, 2014 and 2013, respectively. Cash provided by operating activities in 2014 was $31.5 billion, compared with
$35.0 billion in 2013 and $38.8 billion in 2012. Cash provided by operating activities was net of contributions to employee
pension plans of approximately $0.4 billion, $1.2 billion and $1.2 billion in 2014, 2013 and 2012, respectively. Cash
provided by investing activities included proceeds and deposits related to asset sales of $5.7 billion in 2014, $1.1 billion in
2013, and $2.8 billion in 2012.

Restricted cash of $1.5 billion and $1.2 billion at December 31, 2014 and 2013, respectively, was held in cash and short-term
marketable securities and recorded as “Deferred charges and other assets” on the Consolidated Balance Sheet. These amounts
are generally associated with tax payments, upstream abandonment activities, funds held in escrow for asset acquisitions and
capital investment projects.

Dividends Dividends paid to common stockholders were $7.9 billion in 2014, $7.5 billion in 2013 and $6.8 billion in 2012.
In April 2014, the company increased its quarterly dividend by 7 percent to $1.07 per common share.

Debt and Capital Lease Obligations Total debt and capital lease obligations were $27.8 billion at December 31, 2014, up
from $20.4 billion at year-end 2013.

The $7.4 billion increase in total debt and capital lease obligations during 2014 was primarily due to funding the company’s
capital investment program, which included several large projects in the construction phase. The company completed a $4
billion bond issuance in November 2014, timed in part to take advantage of historically low interest rates. The company’s
debt and capital lease obligations due within one year, consisting primarily of commercial paper, redeemable long-term
obligations and the current portion of long-term debt, totaled $11.8 billion at December 31, 2014, compared with $8.4 billion
at year-end 2013. Of these amounts, $8.0 billion was reclassified to long-term at the end of both periods. At year-end 2014,
settlement of these obligations was not expected to require the use of working capital in 2015, as the company had the intent
and the ability, as evidenced by committed credit facilities, to refinance them on a long-term basis.

Chevron has an automatic shelf registration statement that expires in November 2015 for an unspecified amount of
nonconvertible debt securities issued or guaranteed by the company.

Cash Provided by
Operating Activities
Billions of dollars

Total Debt at Year-End
Billions of dollars

Total Capital & Exploratory
Expenditures*
Billions of dollars

Ratio of Total Debt to Total
Debt-Plus-Chevron Corporation
Stockholders’ Equity
Percent

45.0

36.0

27.0

18.0

9.0

0.0

$31.5

30.0

24.0

18.0

12.0

6.0

0.0

$27.8

44.0

33.0

22.0

11.0

0.0

$40.3

16.0

12.0

8.0

4.0

0.0

15.2%

10

11

12 13 14

10

11

12 13 14

10

11

12 13 14

10

11

12

13

14

All Other 
Downstream 
Upstream

*Includes equity in affiliates.
Excludes the acquisition of Atlas
Energy, Inc. in 2011.

The major debt rating agencies routinely evaluate the company’s debt, and the company’s cost of borrowing can increase or
decrease depending on these debt ratings. The company has outstanding public bonds issued by Chevron Corporation and
Texaco Capital Inc. All of these securities are the obligations of, or guaranteed by, Chevron Corporation and are rated AA by
Standard & Poor’s Corporation and Aa1 by Moody’s Investors Service. The company’s U.S. commercial paper is rated A-1+
by Standard & Poor’s and P-l by Moody’s. All of these ratings denote high-quality, investment-grade securities.

20

Chevron Corporation 2014 Annual Report

Management’s Discussion and Analysis of Financial Condition and Results of Operations

The company’s future debt level is dependent primarily on results of operations, the capital program and cash that may be
generated from asset dispositions. Based on its high-quality debt ratings, the company believes that it has substantial
borrowing capacity to meet unanticipated cash requirements. During extended periods of low prices for crude oil and natural
gas and narrow margins for refined products and commodity chemicals, the company can also modify capital spending plans
to provide flexibility to continue paying the common stock dividend and with the intent to maintain the company’s high-
quality debt ratings.

Committed Credit Facilities Information related to committed credit facilities is included in Note 18 to the Consolidated
Financial Statements, Short-Term Debt, on page 57.

Common Stock Repurchase Program In July 2010, the Board of Directors approved an ongoing share repurchase program
with no set term or monetary limits. During 2014, the company purchased 41.5 million common shares for $5.0 billion. From
the inception of the program through 2014, the company had purchased 180.9 million shares for $20.0 billion. Given the
change in market conditions, the company is suspending the share repurchase program for 2015.

Capital and Exploratory Expenditures
Capital and exploratory expenditures by business segment for 2014, 2013 and 2012 are as follows:

Millions of dollars

Upstream

Downstream

All Other

Total

Total, Excluding Equity in Affiliates

2014

Total

Int’l.

U.S.

Int’l.

2013

Total

U.S.

Int’l.

2012

Total

$ 28,316

$37,115

$

8,480

$ 29,378

$37,858

$

8,531

$ 21,913

$ 30,444

941

27

2,590

611

1,986

821

1,189

23

3,175

844

1,913

602

1,259

11

3,172

613

U.S.

8,799

1,649

584

11,032

$ 29,284

$40,316

$ 11,287

$ 30,590

$41,877

$ 11,046

$ 23,183

$ 34,229

10,011

$ 26,838

$36,849

$ 10,562

$ 28,617

$39,179

$ 10,738

$ 21,374

$ 32,112

$

$

$

Total expenditures for 2014 were $40.3 billion,
including $3.5 billion for the company’s share of equity-affiliate
expenditures, which did not require cash outlays by the company. In 2013 and 2012, expenditures were $41.9 billion and
$34.2 billion, respectively, including the company’s share of affiliates’ expenditures of $2.7 billion and $2.1 billion,
respectively. The increase in expenditures between 2013 and 2012 included approximately $4 billion for major resource
acquisitions in Argentina, Australia, the Permian Basin and the Kurdistan Region of Iraq, along with the additional acreage in
the Duvernay Shale and interests in the Kitimat LNG Project. In addition, work progressed on a number of major capital
projects, particularly two Australian LNG projects and two deepwater Gulf of Mexico projects.

Of the $40.3 billion of expenditures in 2014, 92 percent, or $37.1 billion, was related to upstream activities. Approximately,
90 percent was expended for upstream operations in 2013 and 2012. International upstream accounted for 76 percent of the
worldwide upstream investment in 2014, 78 percent in 2013 and 72 percent in 2012.

The company estimates that 2015 capital and exploratory expenditures will be $35.0 billion, including $4.0 billion of
spending by affiliates. This planned reduction, compared to 2014 expenditures, is in large part a response to current market
conditions. Approximately 90 percent of the total, or $31.6 billion, is budgeted for exploration and production activities.
Approximately $23.4 billion, or 74 percent, of this amount is for projects outside the United States. Spending in 2015 is
primarily focused on major development projects in Angola, Argentina, Australia, Canada, Kazakhstan, Nigeria, Republic of
the Congo, Russia, the United Kingdom and the U.S. Also included is funding for enhancing recovery and mitigating natural
field declines for currently-producing assets, development of shale and tight resources, and focused exploration and appraisal
activities. The company will continue to monitor crude oil market conditions, and will further modify spending plans, as
needed.

Worldwide downstream spending in 2015 is estimated at $2.8 billion, with $2.0 billion for projects in the United States.
About half of these investments are expected to be funded by CPChem for petrochemicals projects in the United States.
Additional capital outlays include projects at U.S. and international refineries.

Investments in technology companies and other corporate businesses in 2015 are budgeted at $0.6 billion.

Noncontrolling Interests The company had noncontrolling interests of $1.2 billion at December 31, 2014 compared to $1.3
billion at year-end 2013. Distributions to noncontrolling interests totaled $47 million and $99 million in 2014 and 2013,
respectively.

Pension Obligations Information related to pension plan contributions is included on page 64 in Note 22 to the Consolidated
Financial Statements under the heading “Cash Contributions and Benefit Payments.”

Chevron Corporation 2014 Annual Report

21

Management’s Discussion and Analysis of Financial Condition and Results of Operations

Financial Ratios

Current Ratio
Interest Coverage Ratio
Debt Ratio

2014

1.3
87.2
15.2 %

At December 31

2013

1.5
126.2
12.1 %

2012

1.6
191.3

8.2 %

Current Ratio – current assets divided by current liabilities, which indicates the company’s ability to repay its short-term
liabilities with short-term assets. The current ratio in all periods was adversely affected by the fact that Chevron’s inventories
are valued on a last-in, first-out basis. At year-end 2014, the book value of inventory was lower than replacement costs,
based on average acquisition costs during the year, by approximately $8.1 billion.

Interest Coverage Ratio – income before income tax expense, plus interest and debt expense and amortization of capitalized
interest, less net income attributable to noncontrolling interests, divided by before-tax interest costs. This ratio indicates the
company’s ability to pay interest on outstanding debt. The company’s interest coverage ratio in 2014 was lower than 2013
and 2012 due to lower income.

Debt Ratio – total debt as a percentage of total debt plus Chevron Corporation Stockholders’ Equity, which indicates the
company’s leverage. The company’s debt ratio in 2014 was higher than 2013 and 2012 as the company took on more debt to
finance its ongoing investment program, partially offset by a higher stockholders’ equity balance.

Off-Balance-Sheet Arrangements, Contractual Obligations, Guarantees and Other Contingencies

Long-Term Unconditional Purchase Obligations and Commitments, Including Throughput and Take-or-Pay Agreements
The company and its subsidiaries have certain contingent liabilities with respect to long-term unconditional purchase
obligations and commitments, including throughput and take-or-pay agreements, some of which relate to suppliers’ financing
arrangements. The agreements typically provide goods and services, such as pipeline and storage capacity, drilling rigs,
utilities, and petroleum products, to be used or sold in the ordinary course of the company’s business. The aggregate
approximate amounts of required payments under these various commitments are: 2015 – $3.6 billion; 2016 – $3.0 billion;
2017 – $2.3 billion; 2018 – $2.1 billion; 2019 – $1.6 billion; 2020 and after – $4.5 billion. A portion of these commitments
may ultimately be shared with project partners. Total payments under the agreements were approximately $3.7 billion in
2014, $3.6 billion in 2013 and $3.6 billion in 2012.

The following table summarizes the company’s significant contractual obligations:

Millions of dollars

On Balance Sheet:2

Short-Term Debt3

Long-Term Debt3

Noncancelable Capital Lease Obligations

Interest

Off Balance Sheet:

Noncancelable Operating Lease Obligations

Throughput and Take-or-Pay Agreements4

Other Unconditional Purchase Obligations4

Total1

2015

2016-2017

2018-2019 After 2019

Payments Due by Period

$

3,790

$ 3,790

$

— $

— $

—

23,960

140

2,393

3,498

9,627

7,490

—

34

378

793

1,985

1,633

13,200

47

737

1,229

2,165

3,120

4,650

35

445

787

1,842

1,895

6,110

24

833

689

3,635

842

1 Excludes contributions for pensions and other postretirement benefit plans. Information on employee benefit plans is contained in Note 22 beginning on page 60.
2 Does not include amounts related to the company’s income tax liabilities associated with uncertain tax positions. The company is unable to make reasonable estimates of the
periods in which such liabilities may become payable. The company does not expect settlement of such liabilities to have a material effect on its consolidated financial position
or liquidity in any single period.
$8.0 billion of short-term debt that the company expects to refinance is included in long-term debt. The repayment schedule above reflects the projected repayment of the entire
amounts in the 2016–2017 period.

3

4 Does not include commodity purchase obligations that are not fixed or determinable. These obligations are generally monetized in a relatively short period of time through

sales transactions or similar agreements with third parties. Examples include obligations to purchase LNG, regasified natural gas and refinery products at indexed prices.

22

Chevron Corporation 2014 Annual Report

Management’s Discussion and Analysis of Financial Condition and Results of Operations

Direct Guarantees

Millions of dollars

Guarantee of nonconsolidated affiliate or joint-venture obligations

Commitment Expiration by Period

Total

$485

2015

2016-2017

2018-2019 After 2019

$38

$76

$76

$295

The company’s guarantee of $485 million is associated with certain payments under a terminal use agreement entered into by
an equity affiliate. Over the approximate 13-year remaining term of the guarantee, the maximum guarantee amount will be
reduced as certain fees are paid by the affiliate. There are numerous cross-indemnity agreements with the affiliate and the
other partners to permit recovery of amounts paid under the guarantee. Chevron has recorded no liability for its obligation
under this guarantee.

Indemnifications Information related to indemnifications is included on page 65 in Note 23 to the Consolidated Financial
Statements under the heading “Indemnifications.”

Financial and Derivative Instrument Market Risk

The market risk associated with the company’s portfolio of financial and derivative instruments is discussed below. The
estimates of financial exposure to market risk do not represent the company’s projection of future market changes. The actual
impact of future market changes could differ materially due to factors discussed elsewhere in this report, including those set
forth under the heading “Risk Factors” in Part I, Item 1A, of the company’s 2014 Annual Report on Form 10-K.

Derivative Commodity Instruments Chevron is exposed to market risks related to the price volatility of crude oil, refined
products, natural gas, natural gas liquids, liquefied natural gas and refinery feedstocks. The company uses derivative
commodity instruments to manage these exposures on a portion of its activity, including firm commitments and anticipated
transactions for the purchase, sale and storage of crude oil, refined products, natural gas, natural gas liquids and feedstock for
company refineries. The company also uses derivative commodity instruments for limited trading purposes. The results of
these activities were not material to the company’s financial position, results of operations or cash flows in 2014.

The company’s market exposure positions are monitored on a daily basis by an internal Risk Control group in accordance
with the company’s risk management policies, which are reviewed by the Audit Committee of the company’s Board of
Directors.

Derivatives beyond those designated as normal purchase and normal sale contracts are recorded at fair value on the
Consolidated Balance Sheet with resulting gains and losses reflected in income. Fair values are derived principally from
published market quotes and other independent third-party quotes. The change in fair value of Chevron’s derivative
commodity instruments in 2014 was not material to the company’s results of operations.

The company uses the Monte Carlo simulation method with a 95 percent confidence level as its Value-at-Risk (VaR) model
to estimate the maximum potential loss in fair value from the effect of adverse changes in market conditions on derivative
commodity instruments held or issued. A one-day holding period is used on the assumption that market-risk positions can be
liquidated or hedged within one day. Based on these inputs, the VaR for the company’s primary risk exposures in the area of
derivative commodity instruments at December 31, 2014 and 2013 was not material to the company’s cash flows or results of
operations.

Foreign Currency The company may enter into foreign currency derivative contracts to manage some of its foreign currency
exposures. These exposures include revenue and anticipated purchase transactions, including foreign currency capital
expenditures and lease commitments. The foreign currency derivative contracts, if any, are recorded at fair value on the
balance sheet with resulting gains and losses reflected in income. There were no open foreign currency derivative contracts at
December 31, 2014.

Interest Rates The company may enter into interest rate swaps from time to time as part of its overall strategy to manage the
interest rate risk on its debt. Interest rate swaps, if any, are recorded at fair value on the balance sheet with resulting gains and
losses reflected in income. At year-end 2014, the company had no interest rate swaps.

Transactions With Related Parties

Chevron enters into a number of business arrangements with related parties, principally its equity affiliates. These
arrangements include long-term supply or offtake agreements and long-term purchase agreements. Refer to “Other
Information” in Note 13 of the Consolidated Financial Statements, page 49, for further discussion. Management believes these
agreements have been negotiated on terms consistent with those that would have been negotiated with an unrelated party.

Chevron Corporation 2014 Annual Report

23

Management’s Discussion and Analysis of Financial Condition and Results of Operations

Litigation and Other Contingencies

MTBE Information related to methyl tertiary butyl ether (MTBE) matters is included on page 50 in Note 15 to the
Consolidated Financial Statements under the heading “MTBE.”

Ecuador Information related to Ecuador matters is included in Note 15 to the Consolidated Financial Statements under the
heading “Ecuador,” beginning on page 50.

Environmental The following table displays the annual changes to the company’s before-tax environmental remediation
reserves, including those for federal Superfund sites and analogous sites under state laws.

Millions of dollars

Balance at January 1

Net Additions

Expenditures

Balance at December 31

2014

2013

1,456

$

1,403

$

636

(409)

488

(435)

2012

1,404

428

(429)

1,683

$

1,456

$

1,403

$

$

The company records asset retirement obligations when there is a legal obligation associated with the retirement of long-
lived assets and the liability can be reasonably estimated. These asset retirement obligations include costs related to
environmental issues. The liability balance of approximately $15.1 billion for asset retirement obligations at year-end 2014
related primarily to upstream properties.

For the company’s other ongoing operating assets, such as refineries and chemicals facilities, no provisions are made for exit
or cleanup costs that may be required when such assets reach the end of their useful lives unless a decision to sell or
otherwise abandon the facility has been made, as the indeterminate settlement dates for the asset retirements prevent
estimation of the fair value of the asset retirement obligation.

Refer to the discussion below for additional information on environmental matters and their impact on Chevron, and on the
company’s 2014 environmental expenditures. Refer to Note 23 on pages 65 through 67 for additional discussion of
environmental remediation provisions and year-end reserves. Refer also to Note 24 on page 67 for additional discussion of
the company’s asset retirement obligations.

Suspended Wells Information related to suspended wells is included in Note 20 to the Consolidated Financial Statements,
Accounting for Suspended Exploratory Wells, beginning on page 57.

Income Taxes Information related to income tax contingencies is included on pages 53 through 56 in Note 16 and page 65 in
Note 23 to the Consolidated Financial Statements under the heading “Income Taxes.”

Other Contingencies Information related to other contingencies is included on page 66 in Note 23 to the Consolidated
Financial Statements under the heading “Other Contingencies.”

Environmental Matters

Virtually all aspects of the businesses in which the company engages are subject to various international, federal, state and
local environmental, health and safety laws, regulations and market-based programs. These regulatory requirements continue
to increase in both number and complexity over time and govern not only the manner in which the company conducts its
operations, but also the products it sells. Regulations intended to address concerns about greenhouse gas emissions and
global climate change also continue to evolve and include those at the international or multinational (such as the mechanisms
under the Kyoto Protocol and the European Union’s Emissions Trading System), national (such as the U.S. Environmental
Protection Agency’s emission standards and renewable transportation fuel content requirements or domestic market-based
programs such as those in effect in Australia and New Zealand), and state or regional (such as California’s Global Warming
Solutions Act) levels. Regulations intended to address hydraulic fracturing also continue to evolve at the national and state
levels.

Most of the costs of complying with laws and regulations pertaining to company operations and products are embedded in
the normal costs of doing business. It is not possible to predict with certainty the amount of additional investments in new or
existing facilities or amounts of incremental operating costs to be incurred in the future to: prevent, control, reduce or
eliminate releases of hazardous materials into the environment; comply with existing and new environmental laws or
regulations; or remediate and restore areas damaged by prior releases of hazardous materials. Although these costs may be
significant to the results of operations in any single period, the company does not expect them to have a material effect on the
company’s liquidity or financial position.

24

Chevron Corporation 2014 Annual Report

Management’s Discussion and Analysis of Financial Condition and Results of Operations

Accidental leaks and spills requiring cleanup may occur in the ordinary course of business. In addition to the costs for
environmental protection associated with its ongoing operations and products, the company may incur expenses for
corrective actions at various owned and previously owned facilities and at third-party-owned waste disposal sites used by the
company. An obligation may arise when operations are closed or sold or at non-Chevron sites where company products have
been handled or disposed of. Most of the expenditures to fulfill these obligations relate to facilities and sites where past
operations followed practices and procedures that were considered acceptable at the time but now require investigative or
remedial work or both to meet current standards.

Using definitions and guidelines established by the American Petroleum Institute, Chevron estimated its worldwide
environmental spending in 2014 at approximately $2.6 billion for its consolidated companies. Included in these expenditures
were approximately $0.9 billion of environmental capital expenditures and $1.7 billion of costs associated with the
prevention, control, abatement or elimination of hazardous substances and pollutants from operating, closed or divested sites,
and the abandonment and restoration of sites.

For 2015, total worldwide environmental capital expenditures are estimated at $0.9 billion. These capital costs are in addition
to the ongoing costs of complying with environmental regulations and the costs to remediate previously contaminated sites.

Critical Accounting Estimates and Assumptions

Management makes many estimates and assumptions in the application of generally accepted accounting principles
(GAAP) that may have a material impact on the company’s consolidated financial statements and related disclosures and on
the comparability of such information over different reporting periods. Such estimates and assumptions affect reported
amounts of assets, liabilities, revenues and expenses, as well as disclosures of contingent assets and liabilities. Estimates and
assumptions are based on management’s experience and other information available prior to the issuance of the financial
statements. Materially different results can occur as circumstances change and additional information becomes known.

The discussion in this section of “critical” accounting estimates and assumptions is according to the disclosure guidelines of
the Securities and Exchange Commission (SEC), wherein:

1.

2.

the nature of the estimates and assumptions is material due to the levels of subjectivity and judgment
necessary to account for highly uncertain matters, or the susceptibility of such matters to change; and

the impact of the estimates and assumptions on the company’s financial condition or operating performance is
material.

The development and selection of accounting estimates and assumptions, including those deemed “critical,” and the
associated disclosures in this discussion have been discussed by management with the Audit Committee of the Board of
Directors. The areas of accounting and the associated “critical” estimates and assumptions made by the company are as
follows:

Oil and Gas Reserves Crude oil and natural gas reserves are estimates of future production that impact certain asset and
expense accounts included in the Consolidated Financial Statements. Proved reserves are the estimated quantities of oil and
gas that geoscience and engineering data demonstrate with reasonable certainty to be economically producible in the future
under existing economic conditions, operating methods and government regulations. Proved reserves include both developed
and undeveloped volumes. Proved developed reserves represent volumes expected to be recovered through existing wells
with existing equipment and operating methods. Proved undeveloped reserves are volumes expected to be recovered from
new wells on undrilled proved acreage, or from existing wells where a relatively major expenditure is required for
recompletion. Variables impacting Chevron’s estimated volumes of crude oil and natural gas reserves include field
performance, available technology, commodity prices, and development and production costs.

The estimates of crude oil and natural gas reserves are important to the timing of expense recognition for costs incurred and
to the valuation of certain oil and gas producing assets. Impacts of oil and gas reserves on Chevron’s Consolidated Financial
Statements, using the successful efforts method of accounting, include the following:

1. Amortization - Capitalized exploratory drilling and development costs are depreciated on a unit-of-production
(UOP) basis using proved developed reserves. Acquisition costs of proved properties are amortized on a UOP
basis using total proved reserves. During 2014, Chevron’s UOP Depreciation, Depletion and Amortization
(DD&A) for oil and gas properties was $13.0 billion, and proved developed reserves at the beginning of 2014
were 4.8 billion barrels for consolidated companies. If the estimates of proved reserves used in the UOP
calculations for consolidated operations had been lower by 5 percent across all oil and gas properties, UOP
DD&A in 2014 would have increased by approximately $690 million.

Chevron Corporation 2014 Annual Report

25

Management’s Discussion and Analysis of Financial Condition and Results of Operations

2.

Impairment - Oil and gas reserves are used in assessing oil and gas producing properties for impairment. A
significant reduction in the estimated reserves of a property would trigger an impairment review. In assessing
whether the property is impaired, the fair value of the property must be determined. Frequently, a discounted
cash flow methodology is the best estimate of fair value. Proved reserves (and, in some cases, a portion of
unproved resources) are used to estimate future production volumes in the cash flow model. For a further
discussion of estimates and assumptions used in impairment assessments, see Impairment of Properties, Plant
and Equipment and Investments in Affiliates below.

Refer to Table V, “Reserve Quantity Information,” beginning on page 74, for the changes in proved reserve estimates for the
three years ending December 31, 2014, and to Table VII, “Changes in the Standardized Measure of Discounted Future Net
Cash Flows From Proved Reserves” on page 80 for estimates of proved reserve values for each of the three years ended
December 31, 2014.

This Oil and Gas Reserves commentary should be read in conjunction with the Properties, Plant and Equipment section of
Note 1 to the Consolidated Financial Statements, beginning on page 36, which includes a description of the “successful
efforts” method of accounting for oil and gas exploration and production activities.

Impairment of Properties, Plant and Equipment and Investments in Affiliates The company assesses its properties, plant
and equipment (PP&E) for possible impairment whenever events or changes in circumstances indicate that the carrying value
of the assets may not be recoverable. If the carrying value of an asset exceeds the future undiscounted cash flows expected
from the asset, an impairment charge is recorded for the excess of carrying value of the asset over its estimated fair value.

Determination as to whether and how much an asset is impaired involves management estimates on highly uncertain matters,
such as future commodity prices, the effects of inflation and technology improvements on operating expenses, production
profiles, and the outlook for global or regional market supply-and-demand conditions for crude oil, natural gas, commodity
chemicals and refined products. However, the impairment reviews and calculations are based on assumptions that are
consistent with the company’s business plans and long-term investment decisions. Refer also to the discussion of
impairments of properties, plant and equipment in Note 9 beginning on page 42 and to the section on Properties, Plant and
Equipment in Note 1, “Summary of Significant Accounting Policies,” beginning on page 36.

The company routinely performs impairment reviews when triggering events arise to determine whether any write-down in
the carrying value of an asset or asset group is required. For example, when significant downward revisions to crude oil and
natural gas reserves are made for any single field or concession, an impairment review is performed to determine if the
carrying value of the asset remains recoverable. Similarly, a significant downward revision in the company’s crude oil or
natural gas price outlook would trigger impairment reviews for impacted upstream assets. Also, if the expectation of sale of a
particular asset or asset group in any period has been deemed more likely than not, an impairment review is performed, and if
the estimated net proceeds exceed the carrying value of the asset or asset group, no impairment charge is required. Such
calculations are reviewed each period until the asset or asset group is disposed of. Assets that are not impaired on a held-and-
used basis could possibly become impaired if a decision is made to sell such assets. That is, the assets would be impaired if
they are classified as held-for-sale and the estimated proceeds from the sale, less costs to sell, are less than the assets’
associated carrying values.

Investments in common stock of affiliates that are accounted for under the equity method, as well as investments in other
securities of these equity investees, are reviewed for impairment when the fair value of the investment falls below the
company’s carrying value. Differing assumptions could affect whether an investment is impaired in any period or the amount
of the impairment, and are not subject to sensitivity analysis.

No material individual impairments of PP&E or Investments were recorded for the three years ending December 31, 2014. A
sensitivity analysis of the impact on earnings for these periods if other assumptions had been used in impairment reviews and
impairment calculations is not practicable, given the broad range of the company’s PP&E and the number of assumptions
involved in the estimates. That is, favorable changes to some assumptions might have avoided the need to impair any assets
in these periods, whereas unfavorable changes might have caused an additional unknown number of other assets to become
impaired.

Asset Retirement Obligations In the determination of fair value for an asset retirement obligation (ARO), the company uses
various assumptions and judgments, including such factors as the existence of a legal obligation, estimated amounts and
timing of settlements, discount and inflation rates, and the expected impact of advances in technology and process
improvements. A sensitivity analysis of the ARO impact on earnings for 2014 is not practicable, given the broad range of the
company’s long-lived assets and the number of assumptions involved in the estimates. That is, favorable changes to some

26

Chevron Corporation 2014 Annual Report

Management’s Discussion and Analysis of Financial Condition and Results of Operations

assumptions would have reduced estimated future obligations, thereby lowering accretion expense and amortization costs,
whereas unfavorable changes would have the opposite effect. Refer to Note 24 on page 67 for additional discussions on asset
retirement obligations.

Pension and Other Postretirement Benefit Plans Note 22, beginning on page 60, includes information on the funded status
of the company’s pension and other postretirement benefit (OPEB) plans reflected on the Consolidated Balance Sheet; the
components of pension and OPEB expense reflected on the Consolidated Statement of Income; and the related underlying
assumptions.

The determination of pension plan expense and obligations is based on a number of actuarial assumptions. Two critical
assumptions are the expected long-term rate of return on plan assets and the discount rate applied to pension plan obligations.
Critical assumptions in determining expense and obligations for OPEB plans, which provide for certain health care and life
insurance benefits for qualifying retired employees and which are not funded, are the discount rate and the assumed health
care cost-trend rates. Information related to the Company’s processes to develop these assumptions is included on page 62 in
Note 22 under the relevant headings. Actual rates may vary significantly from estimates because of unanticipated changes in
the world’s financial markets.

For 2014, the company used an expected long-term rate of return of 7.5 percent and a discount rate of 4.3 percent for U.S.
pension plans. For the 10 years ending December 31, 2014, actual asset returns averaged 6.0 percent for the plan. The actual
return for 2014 was more than 7.5 percent. Additionally, with the exception of two years within this 10-year period, actual
asset returns for this plan equaled or exceeded 7.5 percent during each year.

Total pension expense for 2014 was $1.2 billion. An increase in the expected long-term return on plan assets or the discount
rate would reduce pension plan expense, and vice versa. As an indication of the sensitivity of pension expense to the long-
term rate of return assumption, a 1 percent increase in this assumption for the company’s primary U.S. pension plan, which
accounted for about 39 percent of companywide pension expense, would have reduced total pension plan expense for 2014
by approximately $98 million. A 1 percent increase in the discount rate for this same plan would have reduced pension
expense for 2014 by approximately $229 million.

The aggregate funded status recognized at December 31, 2014, was a net liability of approximately $4.7 billion. An increase
in the discount rate would decrease the pension obligation, thus changing the funded status of a plan. At December 31, 2014,
the company used a discount rate of 3.7 percent to measure the obligations for the U.S. pension plans. As an indication of the
sensitivity of pension liabilities to the discount rate assumption, a 0.25 percent increase in the discount rate applied to the
company’s primary U.S. pension plan, which accounted for about 63 percent of the companywide pension obligation, would
have reduced the plan obligation by approximately $403 million, which would have decreased the plan’s underfunded status
from approximately $1.6 billion to $1.2 billion.

For the company’s OPEB plans, expense for 2014 was $219 million, and the total liability, which reflected the unfunded
status of the plans at the end of 2014, was $3.7 billion. For the main U.S. OPEB plan, the company used a 4.7 percent
discount rate to measure expense in 2014, and a 4.1 percent discount rate to measure the benefit obligations at December 31,
2014. Discount rate changes, similar to those used in the pension sensitivity analysis, resulted in an immaterial impact on
2014 OPEB expense and OPEB liabilities at the end of 2014. For information on the sensitivity of the health care cost-trend
rate, refer to 62 in Note 22 under the heading “Other Benefit Assumptions.”

Differences between the various assumptions used to determine expense and the funded status of each plan and actual
experience are included in actuarial gain/loss. Refer to page 61 in Note 22 for a description of the method used to amortize
the $7.2 billion of before-tax actuarial losses recorded by the company as of December 31, 2014, and an estimate of the costs
to be recognized in expense during 2015. In addition, information related to company contributions is included on page 64 in
Note 22 under the heading “Cash Contributions and Benefit Payments.”

Contingent Losses Management also makes judgments and estimates in recording liabilities for claims, litigation, tax matters
and environmental remediation. Actual costs can frequently vary from estimates for a variety of reasons. For example, the
costs for settlement of claims and litigation can vary from estimates based on differing interpretations of laws, opinions on
culpability and assessments on the amount of damages. Similarly, liabilities for environmental remediation are subject to
change because of changes in laws, regulations and their interpretation, the determination of additional information on the
extent and nature of site contamination, and improvements in technology.

Under the accounting rules, a liability is generally recorded for these types of contingencies if management determines the
loss to be both probable and estimable. The company generally reports these losses as “Operating expenses” or “Selling,

Chevron Corporation 2014 Annual Report

27

Management’s Discussion and Analysis of Financial Condition and Results of Operations

general and administrative expenses” on the Consolidated Statement of Income. An exception to this handling is for income
tax matters, for which benefits are recognized only if management determines the tax position is “more likely than not”
(i.e., likelihood greater than 50 percent) to be allowed by the tax jurisdiction. For additional discussion of income tax
uncertainties, refer to Note 23 beginning on page 65. Refer also to the business segment discussions elsewhere in this section
for the effect on earnings from losses associated with certain litigation, environmental remediation and tax matters for the
three years ended December 31, 2014.

An estimate as to the sensitivity to earnings for these periods if other assumptions had been used in recording these liabilities
is not practicable because of the number of contingencies that must be assessed, the number of underlying assumptions and
the wide range of reasonably possible outcomes, both in terms of the probability of loss and the estimates of such loss.

New Accounting Standards
Refer to Note 19, on page 57 in the Notes to Consolidated Financial Statements, for information regarding new accounting
standards.

Quarterly Results and Stock Market Data
Unaudited

Millions of dollars, except per-share amounts

4th Q

3rd Q

2nd Q

2014
1st Q

4th Q

3rd Q

2nd Q

2013
1st Q

Revenues and Other Income

Sales and other operating revenues1

Income from equity affiliates

Other income

Total Revenues and Other Income

Costs and Other Deductions

Purchased crude oil and products

Operating expenses

Selling, general and administrative expenses

Exploration expenses

Depreciation, depletion and amortization

Taxes other than on income1

Total Costs and Other Deductions

Income Before Income Tax Expense

Income Tax Expense

Net Income

$42,111

$51,822

$55,583

$50,978

$53,950

$56,603

$55,307

$54,296

1,555

2,422

1,912

945

1,709

646

1,922

365

1,824

384

1,635

265

1,784

278

2,284

238

46,088

54,679

57,938

53,265

56,158

58,503

57,369

56,818

24,263

30,741

33,844

30,823

32,691

34,822

34,273

32,910

6,572

1,368

510

4,873

3,118

6,403

1,122

366

3,948

3,236

6,287

1,077

694

3,842

3,167

6,023

927

415

4,130

3,019

6,521

1,176

726

3,635

3,211

6,066

1,197

559

3,658

3,366

6,278

1,139

329

3,412

3,349

40,704

45,816

48,911

45,337

47,960

49,668

48,780

5,384

1,912

8,863

3,236

9,027

3,337

7,928

3,407

8,198

3,240

8,835

3,839

8,589

3,185

5,762

998

247

3,481

3,137

46,535

10,283

4,044

$ 3,472

$ 5,627

$ 5,690

$ 4,521

$ 4,958

$ 4,996

$ 5,404

$ 6,239

Less: Net income attributable to noncontrolling interests

1

34

25

9

28

46

39

61

Net Income Attributable to Chevron Corporation

$ 3,471

$ 5,593

$ 5,665

$ 4,512

$ 4,930

$ 4,950

$ 5,365

$ 6,178

Per Share of Common Stock

Net Income Attributable to Chevron Corporation

– Basic
– Diluted

Dividends
Common Stock Price Range – High2
– Low2

1 Includes excise, value-added and similar taxes:
2 Intraday price.

$
$

1.86
1.85

$
1.07
$120.17
$100.15

$
$

2.97
2.95

$
1.07
$135.10
$118.66

$
$

3.00
2.98

$
1.07
$133.57
$116.50

$
$

2.38
2.36

$
1.00
$125.32
$109.27

$
$

2.60
2.57

$
1.00
$125.65
$114.44

$
$

2.58
2.57

$
1.00
$127.83
$117.22

$
$

2.80
2.77

$
1.00
$127.40
$114.12

$
$

3.20
3.18

$
0.90
$121.56
$108.74

$ 2,004

$ 2,116

$ 2,120

$ 1,946

$ 2,128

$ 2,223

$ 2,108

$ 2,033

The company’s common stock is listed on the New York Stock Exchange (trading symbol: CVX). As of February 9, 2015, stockholders of record
numbered approximately 152,000. There are no restrictions on the company’s ability to pay dividends.

28

Chevron Corporation 2014 Annual Report

Management’s Discussion and Analysis of Financial Condition and Results of Operations

Management’s Responsibility for Financial Statements

To the Stockholders of Chevron Corporation

Management of Chevron is responsible for preparing the accompanying consolidated financial statements and the
related information appearing in this report. The statements were prepared in accordance with accounting principles
generally accepted in the United States of America and fairly represent the transactions and financial position of the
company. The financial statements include amounts that are based on management’s best estimates and judgments.

As stated in its report included herein, the independent registered public accounting firm of PricewaterhouseCoopers
LLP has audited the company’s consolidated financial statements in accordance with the standards of the Public
Company Accounting Oversight Board (United States).

The Board of Directors of Chevron has an Audit Committee composed of directors who are not officers or employees of
the company. The Audit Committee meets regularly with members of management, the internal auditors and the
independent registered public accounting firm to review accounting, internal control, auditing and financial reporting
matters. Both the internal auditors and the independent registered public accounting firm have free and direct access to
the Audit Committee without the presence of management.

Management’s Report on Internal Control Over Financial Reporting

The company’s management is responsible for establishing and maintaining adequate internal control over financial
reporting, as such term is defined in Exchange Act Rule 13a-15(f). The company’s management, including the Chief
Executive Officer and Chief Financial Officer, conducted an evaluation of the effectiveness of the company’s internal
control over financial reporting based on the Internal Control – Integrated Framework (2013) issued by the Committee
of Sponsoring Organizations of the Treadway Commission (COSO). Based on the results of this evaluation, the
company’s management concluded that internal control over financial reporting was effective as of December 31, 2014.

On May 14, 2013, COSO published an updated Internal Control - Integrated Framework (2013) and related illustrative
documents. The company adopted the new framework effective January 1, 2014.

The effectiveness of the company’s internal control over financial reporting as of December 31, 2014, has been audited
by PricewaterhouseCoopers LLP, an independent registered public accounting firm, as stated in its report included
herein.

John S. Watson
Chairman of the Board
and Chief Executive Officer

February 20, 2015

Patricia E. Yarrington
Vice President
and Chief Financial Officer

Matthew J. Foehr
Vice President
and Comptroller

Chevron Corporation 2014 Annual Report

29

Report of Independent Registered Public Accounting Firm

To the Stockholders and the Board of Directors of Chevron Corporation:

In our opinion, the accompanying consolidated balance sheet and the related consolidated statements of income,
comprehensive income, equity and of cash flows present fairly, in all material respects, the financial position of
Chevron Corporation and its subsidiaries at December 31, 2014, and December 31, 2013, and the results of their
operations and their cash flows for each of the three years in the period ended December 31, 2014, in conformity with
accounting principles generally accepted in the United States of America. Also in our opinion, the Company maintained,
in all material respects, effective internal control over financial reporting as of December 31, 2014, based on criteria
established in Internal Control – Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of
the Treadway Commission (COSO). The Company’s management is responsible for these financial statements, for
maintaining effective internal control over financial reporting, and for its assessment of the effectiveness of internal
control over financial reporting,
included in the accompanying Management’s Report on Internal Control Over
Financial Reporting. Our responsibility is to express opinions on these financial statements and on the Company’s
internal control over financial reporting based on our integrated audits. We conducted our audits in accordance with the
standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and
perform the audits to obtain reasonable assurance about whether the financial statements are free of material
misstatement and whether effective internal control over financial reporting was maintained in all material respects. Our
audits of the financial statements included examining, on a test basis, evidence supporting the amounts and disclosures
in the financial statements, assessing the accounting principles used and significant estimates made by management, and
evaluating the overall financial statement presentation. Our audit of internal control over financial reporting included
obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness
exists, and testing and evaluating the design and operating effectiveness of internal control based on the assessed risk.
Our audits also included performing such other procedures as we considered necessary in the circumstances. We believe
that our audits provide a reasonable basis for our opinions.

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding
the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with
generally accepted accounting principles. A company’s internal control over financial reporting includes those policies
and procedures that (i) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the
transactions and dispositions of the assets of the company; (ii) provide reasonable assurance that transactions are
recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting
principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of
management and directors of the company; and (iii) provide reasonable assurance regarding prevention or timely
detection of unauthorized acquisition, use, or disposition of the company’s assets that could have a material effect on the
financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements.
Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become
inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may
deteriorate.

San Francisco, California

February 20, 2015

30

Chevron Corporation 2014 Annual Report

Consolidated Statement of Income
Millions of dollars, except per-share amounts

Revenues and Other Income

Sales and other operating revenues*
Income from equity affiliates
Other income

Total Revenues and Other Income

Costs and Other Deductions

Purchased crude oil and products
Operating expenses
Selling, general and administrative expenses
Exploration expenses
Depreciation, depletion and amortization
Taxes other than on income*

Total Costs and Other Deductions

Income Before Income Tax Expense
Income Tax Expense

Net Income

Less: Net income attributable to noncontrolling interests

Net Income Attributable to Chevron Corporation

Per Share of Common Stock

Net Income Attributable to Chevron Corporation

– Basic
– Diluted

* Includes excise, value-added and similar taxes.

See accompanying Notes to the Consolidated Financial Statements.

Year ended December 31

2014

2013

2012

200,494
7,098
4,378

211,970

119,671
25,285
4,494
1,985
16,793
12,540

180,768

31,202
11,892

19,310
69

19,241

10.21
10.14

8,186

$

$

$
$

$

$

220,156
7,527
1,165

228,848

134,696
24,627
4,510
1,861
14,186
13,063

192,943

35,905
14,308

21,597
174

21,423

$

230,590
6,889
4,430

241,909

140,766
22,570
4,724
1,728
13,413
12,376

195,577

46,332
19,996

26,336
157

26,179

11.18
11.09

8,492

$
$

$

13.42
13.32

8,010

$

$

$
$

$

Chevron Corporation 2014 Annual Report

31

Consolidated Statement of Comprehensive Income
Millions of dollars

Net Income

Currency translation adjustment

Unrealized net change arising during period

Unrealized holding (loss) gain on securities
Net (loss) gain arising during period

Derivatives

Net derivatives (loss) gain on hedge transactions
Reclassification to net income of net realized (gain) loss
Income taxes on derivatives transactions

Total

Defined benefit plans

Actuarial gain (loss)

Amortization to net income of net actuarial loss and settlements
Actuarial (loss) gain arising during period

Prior service credits (cost)

Amortization to net income of net prior service costs (credits)
Prior service (costs) credits arising during period
Defined benefit plans sponsored by equity affiliates
Income taxes on defined benefit plans

Total

Other Comprehensive (Loss) Gain, Net of Tax

Comprehensive Income

Comprehensive income attributable to noncontrolling interests

Year ended December 31

2014

2013

2012

$

19,310

$

21,597

$

26,336

(73)

(2)

(66)
(17)
29

(54)

757
(2,730)

26
(6)
(99)
901

(1,151)

(1,280)

18,030

(69)

42

(7)

(111)
(1)
39

(73)

866
3,379

(27)
60
164
(1,614)

2,828

2,790

24,387

(174)

23

1

20
(14)
(3)

3

920
(1,180)

(61)
(142)
(54)
143

(374)

(347)

25,989

(157)

Comprehensive Income Attributable to Chevron Corporation

$

17,961

$

24,213

$

25,832

See accompanying Notes to the Consolidated Financial Statements.

32

Chevron Corporation 2014 Annual Report

Consolidated Balance Sheet
Millions of dollars, except per-share amount

Assets

Cash and cash equivalents
Time deposits
Marketable securities
Accounts and notes receivable (less allowance: 2014 - $59; 2013 - $62)
Inventories:

Crude oil and petroleum products
Chemicals
Materials, supplies and other

Total inventories

Prepaid expenses and other current assets

Total Current Assets
Long-term receivables, net
Investments and advances
Properties, plant and equipment, at cost
Less: Accumulated depreciation, depletion and amortization

Properties, plant and equipment, net

Deferred charges and other assets
Goodwill
Assets held for sale

Total Assets

Liabilities and Equity
Short-term debt
Accounts payable
Accrued liabilities
Federal and other taxes on income
Other taxes payable

Total Current Liabilities
Long-term debt
Capital lease obligations
Deferred credits and other noncurrent obligations
Noncurrent deferred income taxes
Noncurrent employee benefit plans
Total Liabilities

Preferred stock (authorized 100,000,000 shares; $1.00 par value; none issued)
Common stock (authorized 6,000,000,000 shares; $0.75 par value; 2,442,676,580 shares issued

at December 31, 2014 and 2013)

Capital in excess of par value
Retained earnings
Accumulated other comprehensive loss
Deferred compensation and benefit plan trust
Treasury stock, at cost (2014 - 563,027,772 shares; 2013 - 529,073,512 shares)

Total Chevron Corporation Stockholders’ Equity

Noncontrolling interests

Total Equity

Total Liabilities and Equity

See accompanying Notes to the Consolidated Financial Statements.

At December 31

2014

2013

$

$

$

12,785
8
422
16,736

3,854
467
2,184

6,505
5,776

42,232
2,817
26,912
327,289
144,116

183,173
6,299
4,593
—

266,026

3,790
19,000
5,328
2,575
1,233

31,926
23,960
68
23,549
21,920
8,412
109,835

—

1,832
16,041
184,987
(4,859)
(240)
(42,733)

155,028

1,163

156,191

$

$

$

16,245
8
263
21,622

3,879
491
2,010

6,380
5,732

50,250
2,833
25,502
296,433
131,604

164,829
5,120
4,639
580

253,753

374
22,815
5,402
3,092
1,335

33,018
19,960
97
22,982
21,301
5,968
103,326

—

1,832
15,713
173,677
(3,579)
(240)
(38,290)

149,113

1,314

150,427

$

266,026

$

253,753

Chevron Corporation 2014 Annual Report

33

Consolidated Statement of Cash Flows
Millions of dollars

Operating Activities

Net Income
Adjustments

Depreciation, depletion and amortization
Dry hole expense
Distributions less than income from equity affiliates
Net before-tax gains on asset retirements and sales
Net foreign currency effects
Deferred income tax provision
Net (increase) decrease in operating working capital
(Increase) decrease in long-term receivables
Decrease (increase) in other deferred charges
Cash contributions to employee pension plans
Other

Net Cash Provided by Operating Activities

Investing Activities

Capital expenditures
Proceeds and deposits related to asset sales
Net sales of time deposits
Net (purchases) sales of marketable securities
Net repayment of loans by equity affiliates
Net (purchases) sales of other short-term investments

Net Cash Used for Investing Activities

Financing Activities

Net borrowings of short-term obligations
Proceeds from issuances of long-term debt
Repayments of long-term debt and other financing obligations
Cash dividends - common stock
Distributions to noncontrolling interests
Net purchases of treasury shares

Net Cash Used for Financing Activities

Effect of Exchange Rate Changes on Cash and Cash Equivalents

Net Change in Cash and Cash Equivalents
Cash and Cash Equivalents at January 1

Cash and Cash Equivalents at December 31

See accompanying Notes to the Consolidated Financial Statements.

Year ended December 31

2014

2013

2012

$

19,310

$

21,597

$

26,336

16,793
875
(2,202)
(3,540)
(277)
1,572
(540)
(9)
263
(392)
(378)

31,475

(35,407)
5,729
—
(148)
140
(207)

(29,893)

3,431
4,000
(43)
(7,928)
(47)
(4,412)

(4,999)

(43)

(3,460)
16,245

14,186
683
(1,178)
(639)
(103)
1,876
(1,331)
183
(321)
(1,194)
1,243

35,002

(37,985)
1,143
700
3
314
216

(35,609)

2,378
6,000
(132)
(7,474)
(99)
(4,494)

(3,821)

(266)

(4,694)
20,939

13,413
555
(1,351)
(4,089)
207
2,015
363
(169)
1,047
(1,228)
1,713

38,812

(30,938)
2,777
3,250
(3)
328
(210)

(24,796)

264
4,007
(2,224)
(6,844)
(41)
(4,142)

(8,980)

39

5,075
15,864

$

12,785

$

16,245

$

20,939

34

Chevron Corporation 2014 Annual Report

Consolidated Statement of Equity
Shares in thousands; amounts in millions of dollars

Preferred Stock

Common Stock

Capital in Excess of Par
Balance at January 1
Treasury stock transactions

Balance at December 31

Retained Earnings

Balance at January 1
Net income attributable to Chevron Corporation
Cash dividends on common stock
Stock dividends
Tax (charge) benefit from dividends paid on

unallocated ESOP shares and other

Balance at December 31

Accumulated Other Comprehensive Loss

Currency translation adjustment

Balance at January 1
Change during year

Balance at December 31

Unrealized net holding (loss) gain on securities

Balance at January 1
Change during year

Balance at December 31

Net derivatives gain (loss) on hedge transactions

Balance at January 1
Change during year

Balance at December 31

Pension and other postretirement benefit plans

Balance at January 1
Change during year

Balance at December 31

Balance at December 31

Deferred Compensation and Benefit Plan Trust

Deferred Compensation
Balance at January 1
Net reduction of ESOP debt and other

Balance at December 31

Benefit Plan Trust (Common Stock)

Balance at December 31

Treasury Stock at Cost
Balance at January 1
Purchases
Issuances - mainly employee benefit plans

2014

2013

2012

Shares

Amount

Shares

Amount

Shares

Amount

— $

—

— $

—

— $

—

2,442,677 $

1,832

2,442,677 $

1,832 2,442,677 $

1,832

$

$

$

15,713
328

16,041

173,677
19,241
(7,928)
(3)

—

$

184,987

$

$

15,497
216

15,713

$ 159,730
21,423
(7,474)
(3)

$ 15,156
341

$ 15,497

$ 140,399
26,179
(6,844)
(3)

1

(1)

$ 173,677

$ 159,730

$

$

$

$

$

$

$

$

$

$

$

14,168

14,168 $

(23)
(73)

(96)

(6)
(2)

(8)

52
(54)

(2)

(3,602)
(1,151)

(4,753)

(4,859)

—
—

—
(240)

(240)

$

$

$

$

$

$

$

$

$

$

$

14,168

14,168 $

(65)
42

(23)

1
(7)

(6)

125
(73)

52

(6,430)
2,828

(3,602)

(3,579)

(42)
42

—
(240)

(240)

$

$

$

$

$

$

$

$

$

$

$

14,168

14,168 $

(88)
23

(65)

—
1

1

122
3

125

(6,056)
(374)

(6,430)

(6,369)

(58)
16

(42)
(240)

(282)

529,074 $
41,592
(7,638)

(38,290)
(5,006)
563

495,979 $ (33,884)
(5,004)
41,676
598
(8,581)

461,510 $ (29,685)
(5,004)
46,669
805
(12,200)

Balance at December 31

563,028 $

(42,733)

529,074 $ (38,290)

495,979 $ (33,884)

Total Chevron Corporation Stockholders’ Equity

at December 31

Noncontrolling Interests

Total Equity

See accompanying Notes to the Consolidated Financial Statements.

$

$

$

155,028

1,163

156,191

$ 149,113

$

1,314

$ 150,427

$ 136,524

$

1,308

$ 137,832

Chevron Corporation 2014 Annual Report

35

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

Note 1
Summary of Significant Accounting Policies
General The company’s Consolidated Financial Statements are prepared in accordance with accounting principles generally
accepted in the United States of America. These require the use of estimates and assumptions that affect the assets, liabilities,
revenues and expenses reported in the financial statements, as well as amounts included in the notes thereto, including
discussion and disclosure of contingent liabilities. Although the company uses its best estimates and judgments, actual results
could differ from these estimates as future confirming events occur.

Subsidiary and Affiliated Companies The Consolidated Financial Statements include the accounts of controlled subsidiary
companies more than 50 percent-owned and any variable-interest entities in which the company is the primary beneficiary.
Undivided interests in oil and gas joint ventures and certain other assets are consolidated on a proportionate basis.
Investments in and advances to affiliates in which the company has a substantial ownership interest of approximately
20 percent to 50 percent, or for which the company exercises significant influence but not control over policy decisions, are
accounted for by the equity method. As part of that accounting, the company recognizes gains and losses that arise from the
issuance of stock by an affiliate that results in changes in the company’s proportionate share of the dollar amount of the
affiliate’s equity currently in income.

Investments in affiliates are assessed for possible impairment when events indicate that the fair value of the investment may
be below the company’s carrying value. When such a condition is deemed to be other than temporary, the carrying value of
the investment is written down to its fair value, and the amount of the write-down is included in net income. In making the
determination as to whether a decline is other than temporary, the company considers such factors as the duration and extent
of the decline, the investee’s financial performance, and the company’s ability and intention to retain its investment for a
period that will be sufficient to allow for any anticipated recovery in the investment’s market value. The new cost basis of
investments in these equity investees is not changed for subsequent recoveries in fair value.

Differences between the company’s carrying value of an equity investment and its underlying equity in the net assets of the
affiliate are assigned to the extent practicable to specific assets and liabilities based on the company’s analysis of the various
factors giving rise to the difference. When appropriate, the company’s share of the affiliate’s reported earnings is adjusted
quarterly to reflect the difference between these allocated values and the affiliate’s historical book values.

Derivatives The majority of the company’s activity in derivative commodity instruments is intended to manage the financial
risk posed by physical transactions. For some of this derivative activity, generally limited to large, discrete or infrequently
occurring transactions, the company may elect to apply fair value or cash flow hedge accounting. For other similar derivative
instruments, generally because of the short-term nature of the contracts or their limited use, the company does not apply
hedge accounting, and changes in the fair value of those contracts are reflected in current income. For the company’s
commodity trading activity, gains and losses from derivative instruments are reported in current income. The company may
enter into interest rate swaps from time to time as part of its overall strategy to manage the interest rate risk on its debt.
Interest rate swaps related to a portion of the company’s fixed-rate debt, if any, may be accounted for as fair value hedges.
Interest rate swaps related to floating-rate debt, if any, are recorded at fair value on the balance sheet with resulting gains and
losses reflected in income. Where Chevron is a party to master netting arrangements, fair value receivable and payable
amounts recognized for derivative instruments executed with the same counterparty are generally offset on the balance sheet.

Short-Term Investments All short-term investments are classified as available for sale and are in highly liquid debt
securities. Those investments that are part of the company’s cash management portfolio and have original maturities of three
months or less are reported as “Cash equivalents.” Bank time deposits with maturities greater than 90 days are reported as
“Time deposits.” The balance of short-term investments is reported as “Marketable securities” and is marked-to-market, with
any unrealized gains or losses included in “Other comprehensive income.”

Inventories Crude oil, petroleum products and chemicals inventories are generally stated at cost, using a last-in, first-out
method. In the aggregate, these costs are below market. “Materials, supplies and other” inventories generally are stated at
average cost.

Properties, Plant and Equipment The successful efforts method is used for crude oil and natural gas exploration and
production activities. All costs for development wells, related plant and equipment, proved mineral interests in crude oil and
natural gas properties, and related asset retirement obligation (ARO) assets are capitalized. Costs of exploratory wells are
capitalized pending determination of whether the wells found proved reserves. Costs of wells that are assigned proved
reserves remain capitalized.

36

Chevron Corporation 2014 Annual Report

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

Costs also are capitalized for exploratory wells that have found crude oil and natural gas reserves even if the reserves cannot
be classified as proved when the drilling is completed, provided the exploratory well has found a sufficient quantity of
reserves to justify its completion as a producing well and the company is making sufficient progress assessing the reserves
and the economic and operating viability of the project. All other exploratory wells and costs are expensed. Refer to Note 20,
beginning on page 57, for additional discussion of accounting for suspended exploratory well costs.

Long-lived assets to be held and used, including proved crude oil and natural gas properties, are assessed for possible
impairment by comparing their carrying values with their associated undiscounted, future net before-tax cash flows. Events
that can trigger assessments for possible impairments include write-downs of proved reserves based on field performance,
significant decreases in the market value of an asset (including changes to the commodity price forecast), significant change
in the extent or manner of use of or a physical change in an asset, and a more-likely-than-not expectation that a long-lived
asset or asset group will be sold or otherwise disposed of significantly sooner than the end of its previously estimated useful
life. Impaired assets are written down to their estimated fair values, generally their discounted, future net before-tax cash
flows. For proved crude oil and natural gas properties in the United States, the company generally performs an impairment
review on an individual field basis. Outside the United States, reviews are performed on a country, concession, development
area or field basis, as appropriate. In Downstream, impairment reviews are performed on the basis of a refinery, a plant, a
marketing/lubricants area or distribution area, as appropriate.
Impairment amounts are recorded as incremental
“Depreciation, depletion and amortization” expense.

Long-lived assets that are held for sale are evaluated for possible impairment by comparing the carrying value of the asset
with its fair value less the cost to sell. If the net book value exceeds the fair value less cost to sell, the asset is considered
impaired and adjusted to the lower value. Refer to Note 9, beginning on page 42, relating to fair value measurements.

The fair value of a liability for an ARO is recorded as an asset and a liability when there is a legal obligation associated with
the retirement of a long-lived asset and the amount can be reasonably estimated. Refer also to Note 24, on page 67, relating
to AROs.

Depreciation and depletion of all capitalized costs of proved crude oil and natural gas producing properties, except mineral
interests, are expensed using the unit-of-production method, generally by individual field, as the proved developed reserves
are produced. Depletion expenses for capitalized costs of proved mineral interests are recognized using the unit-of-
production method by individual field as the related proved reserves are produced. Periodic valuation provisions for
impairment of capitalized costs of unproved mineral interests are expensed.

The capitalized costs of all other plant and equipment are depreciated or amortized over their estimated useful lives. In
general, the declining-balance method is used to depreciate plant and equipment in the United States; the straight-line method
is generally used to depreciate international plant and equipment and to amortize all capitalized leased assets.

Gains or losses are not recognized for normal retirements of properties, plant and equipment subject to composite group
amortization or depreciation. Gains or losses from abnormal retirements are recorded as expenses, and from sales as “Other
income.”

Expenditures for maintenance (including those for planned major maintenance projects), repairs and minor renewals to
maintain facilities in operating condition are generally expensed as incurred. Major replacements and renewals are
capitalized.

Goodwill Goodwill resulting from a business combination is not subject to amortization. The company tests such goodwill at
the reporting unit level for impairment on an annual basis and between annual tests if an event occurs or circumstances
change that would more likely than not reduce the fair value of the reporting unit below its carrying amount.

Environmental Expenditures Environmental expenditures that relate to ongoing operations or to conditions caused by past
operations are expensed. Expenditures that create future benefits or contribute to future revenue generation are capitalized.

Liabilities related to future remediation costs are recorded when environmental assessments or cleanups or both are probable
and the costs can be reasonably estimated. For the company’s U.S. and Canadian marketing facilities, the accrual is based in
part on the probability that a future remediation commitment will be required. For crude oil, natural gas and mineral-
producing properties, a liability for an ARO is made in accordance with accounting standards for asset retirement and
environmental obligations. Refer to Note 24, on page 67, for a discussion of the company’s AROs.

Chevron Corporation 2014 Annual Report

37

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

For federal Superfund sites and analogous sites under state laws, the company records a liability for its designated share of
the probable and estimable costs, and probable amounts for other potentially responsible parties when mandated by the
regulatory agencies because the other parties are not able to pay their respective shares.

The gross amount of environmental liabilities is based on the company’s best estimate of future costs using currently
available technology and applying current regulations and the company’s own internal environmental policies. Future
amounts are not discounted. Recoveries or reimbursements are recorded as assets when receipt is reasonably assured.

Currency Translation The U.S. dollar is the functional currency for substantially all of the company’s consolidated
operations and those of its equity affiliates. For those operations, all gains and losses from currency remeasurement are
included in current period income. The cumulative translation effects for those few entities, both consolidated and affiliated,
using functional currencies other than the U.S. dollar are included in “Currency translation adjustment” on the Consolidated
Statement of Equity.

Revenue Recognition Revenues associated with sales of crude oil, natural gas, petroleum and chemicals products, and all
other sources are recorded when title passes to the customer, net of royalties, discounts and allowances, as applicable.
Revenues from natural gas production from properties in which Chevron has an interest with other producers are generally
recognized using the entitlement method. Excise, value-added and similar taxes assessed by a governmental authority on a
revenue-producing transaction between a seller and a customer are presented on a gross basis. The associated amounts are
shown as a footnote to the Consolidated Statement of Income, on page 31. Purchases and sales of inventory with the same
counterparty that are entered into in contemplation of one another (including buy/sell arrangements) are combined and
recorded on a net basis and reported in “Purchased crude oil and products” on the Consolidated Statement of Income.

Stock Options and Other Share-Based Compensation The company issues stock options and other share-based
compensation to certain employees. For equity awards, such as stock options, total compensation cost is based on the grant
date fair value, and for liability awards, such as stock appreciation rights, total compensation cost is based on the settlement
value. The company recognizes stock-based compensation expense for all awards over the service period required to earn the
award, which is the shorter of the vesting period or the time period an employee becomes eligible to retain the award at
retirement. Stock options and stock appreciation rights granted under the company’s Long-Term Incentive Plan have graded
vesting provisions by which one-third of each award vests on the first, second and third anniversaries of the date of grant.
The company amortizes these graded awards on a straight-line basis.

Note 2
Changes in Accumulated Other Comprehensive Losses
The change in Accumulated Other Comprehensive Losses (AOCL) presented on the Consolidated Balance Sheet and the
impact of significant amounts reclassified from AOCL on information presented in the Consolidated Statement of Income for
the year ending December 31, 2014, are reflected in the table below.

Balance at January 1
Components of Other Comprehensive Income (Loss):

Before Reclassifications
Reclassifications2

Net Other Comprehensive Income (Loss)

Balance at December 31

Year Ended December 31, 20141

Currency
Translation
Adjustment

Unrealized
Holding Gains
(Losses) on

Securities Derivatives

Defined
Benefit Plans

Total

$

(23) $

(6) $

52

$

(3,602) $

(3,579)

(73)
—
(73)

(2)
—
(2)

(43)
(11)
(54)

(1,689)
538
(1,151)

(1,807)
527
(1,280)

$

(96) $

(8) $

(2) $

(4,753) $

(4,859)

1 All amounts are net of tax.
2 Refer to Note 22, Employee Benefit Plans for reclassified components totaling $783 that are included in employee benefit costs for the year ending December 31, 2014. Related
income taxes for the same period, totaling $245, are reflected in Income Tax Expense on the Consolidated Statement of Income. All other reclassified amounts were
insignificant.

38

Chevron Corporation 2014 Annual Report

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

Note 3
Noncontrolling Interests
Ownership interests in the company’s subsidiaries held by parties other than the parent are presented separately from the
parent’s equity on the Consolidated Balance Sheet. The amount of consolidated net income attributable to the parent and the
noncontrolling interests are both presented on the face of the Consolidated Statement of Income. The term “earnings” is
defined as “Net Income Attributable to Chevron Corporation.”

Activity for the equity attributable to noncontrolling interests for 2014, 2013 and 2012 is as follows:

Balance at January 1
Net income
Distributions to noncontrolling interests
Other changes, net

Balance at December 31

Note 4
Information Relating to the Consolidated Statement of Cash Flows

Net (increase) decrease in operating working capital was composed of the following:
Decrease (increase) in accounts and notes receivable
Increase in inventories
(Increase) decrease in prepaid expenses and other current assets
(Decrease) increase in accounts payable and accrued liabilities
Decrease in income and other taxes payable

Net (increase) decrease in operating working capital

Net cash provided by operating activities includes the following cash payments for income taxes:
Income taxes

Net (purchases) sales of marketable securities consisted of the following gross amounts:
Marketable securities purchased
Marketable securities sold

Net (purchases) sales of marketable securities

Net sales of time deposits consisted of the following gross amounts:
Time deposits purchased
Time deposits matured

Net sales of time deposits

$

$

$

$

$

$

$

$

$

$

2014

1,314
69
(47)
(173)

$

2013

1,308
174
(99)
(69)

2012

799
157
(41)
393

1,163

$

1,314

$

1,308

Year ended December 31

2014

2013

2012

4,491
(146)
(407)
(3,737)
(741)

(540)

10,562

(162)
14

(148)

(317)
317

$

$

$

$

$

$

(1,101) $
(237)
834
160
(987)

(1,331) $

1,153
(233)
(471)
544
(630)

363

12,898

$

17,334

(7) $
10

3

$

(2,317) $
3,017

(35)
32

(3)

(717)
3,967

3,250

— $

700

$

The “Net (increase) decrease in operating working capital” includes reductions of $58, $79 and $98 for excess income tax
benefits associated with stock options exercised during 2014, 2013 and 2012, respectively. These amounts are offset by an
equal amount in “Net purchases of treasury shares.” “Other” includes changes in postretirement benefits obligations and
other long-term liabilities.

The “Net purchases of treasury shares” represents the cost of common shares acquired less the cost of shares issued for
share-based compensation plans. Purchases totaled $5,006, $5,004 and $5,004 in 2014, 2013 and 2012, respectively. In 2014,
2013 and 2012, the company purchased 41.5 million, 41.6 million and 46.6 million common shares for $5,000, $5,000 and
$5,000 under its ongoing share repurchase program, respectively.

In 2014, 2013 and 2012, “Net (purchases) sales of other short-term investments” generally consisted of restricted cash
associated with upstream abandonment activities, funds held in escrow for tax-deferred exchanges and asset acquisitions, and
tax payments that was invested in cash and short-term securities and reclassified from “Cash and cash equivalents” to
“Deferred charges and other assets” on the Consolidated Balance Sheet.

Chevron Corporation 2014 Annual Report

39

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

The Consolidated Statement of Cash Flows excludes changes to the Consolidated Balance Sheet that did not affect cash. The
2012 period excludes the effects of $800 of proceeds to be received in future periods for the sale of an equity interest in the
Wheatstone Project, of which $164 has been received as of December 31, 2014. “Capital expenditures” in the 2012 period
excludes a $1,850 increase in “Properties, plant and equipment” related to an upstream asset exchange in Australia. Refer
also to Note 24, on page 67, for a discussion of revisions to the company’s AROs that also did not involve cash receipts or
payments for the three years ending December 31, 2014.

The major components of “Capital expenditures” and the reconciliation of this amount to the reported capital and exploratory
expenditures, including equity affiliates, are presented in the following table:

Year ended December 31

Additions to properties, plant and equipment *
Additions to investments
Current-year dry hole expenditures
Payments for other liabilities and assets, net

Capital expenditures
Expensed exploration expenditures
Assets acquired through capital lease obligations and other financing obligations

Capital and exploratory expenditures, excluding equity affiliates
Company’s share of expenditures by equity affiliates

$

$

2014

34,393
526
504
(16)

35,407
1,110
332

36,849
3,467

$

2013

36,550
934
594
(93)

37,985
1,178
16

39,179
2,698

Capital and exploratory expenditures, including equity affiliates

$

40,316

$

41,877

$

* Excludes noncash additions of $2,310 in 2014, $1,661 in 2013 and $4,569 in 2012.

2012

29,526
1,042
475
(105)

30,938
1,173
1

32,112
2,117

34,229

Note 5
Equity
Retained earnings at December 31, 2014 and 2013, included approximately $14,512 and $11,395, respectively, for the
company’s share of undistributed earnings of equity affiliates.

At December 31, 2014, about 133 million shares of Chevron’s common stock remained available for issuance from the
260 million shares that were reserved for issuance under the Chevron LTIP. In addition, approximately 174,510 shares
remain available for issuance from the 800,000 shares of the company’s common stock that were reserved for awards under
the Chevron Corporation Non-Employee Directors’ Equity Compensation and Deferral Plan.

Note 6
Lease Commitments
Certain noncancelable leases are classified as capital leases, and the leased assets are included as part of “Properties, plant
and equipment, at cost” on the Consolidated Balance Sheet. Such leasing arrangements involve crude oil production and
processing equipment, service stations, bareboat charters, office buildings, and other facilities. Other leases are classified as
operating leases and are not capitalized. The payments on operating leases are recorded as expense. Details of the capitalized
leased assets are as follows:

Upstream
Downstream
All Other

Total

Less: Accumulated amortization

Net capitalized leased assets

40

Chevron Corporation 2014 Annual Report

At December 31

2014

765
97
—

862
381

481

$

$

$

$

2013

445
316
—

761
523

238

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

Rental expenses incurred for operating leases during 2014, 2013 and 2012 were as follows:

Minimum rentals
Contingent rentals

Total

Less: Sublease rental income

Net rental expense

Year ended December 31

2014

1,080
1

1,081
14

1,067

$

$

$

$

$

2013

1,049
1

1,050
25

1,025

$

2012

973
7

980
32

948

Contingent rentals are based on factors other than the passage of time, principally sales volumes at leased service stations.
Certain leases include escalation clauses for adjusting rentals to reflect changes in price indices, renewal options ranging up
to 25 years, and options to purchase the leased property during or at the end of the initial or renewal lease period for the fair
market value or other specified amount at that time.

At December 31, 2014, the estimated future minimum lease payments (net of noncancelable sublease rentals) under
operating and capital leases, which at inception had a noncancelable term of more than one year, were as follows:

Year 2015
2016
2017
2018
2019
Thereafter

Total

Less: Amounts representing interest and executory costs

Net present values
Less: Capital lease obligations included in short-term debt

Long-term capital lease obligations

At December 31

Operating Leases

Capital Leases

$

$

793
644
585
461
326
689

3,498

$

$

$

$

34
26
21
20
15
24

140

(44)

96
(28)

68

Note 7
Summarized Financial Data – Chevron U.S.A. Inc.
Chevron U.S.A. Inc. (CUSA) is a major subsidiary of Chevron Corporation. CUSA and its subsidiaries manage and operate
most of Chevron’s U.S. businesses. Assets include those related to the exploration and production of crude oil, natural gas
and natural gas liquids and those associated with the refining, marketing, supply and distribution of products derived from
petroleum, excluding most of the regulated pipeline operations of Chevron. CUSA also holds the company’s investment in
the Chevron Phillips Chemical Company LLC joint venture, which is accounted for using the equity method. The
summarized financial information for CUSA and its consolidated subsidiaries is as follows:

Sales and other operating revenues
Total costs and other deductions
Net income attributable to CUSA

Current assets
Other assets
Current liabilities
Other liabilities

Total CUSA net equity

Memo: Total debt

$

2014

157,198
153,139
3,849

Year ended December 31

2013

174,318
169,984
3,714

$

2012

183,215
175,009
6,216

At December 31

2014

13,724
62,195
16,191
30,175

29,553

14,473

$

$

$

2013

17,626
57,288
17,486
28,119

29,309

14,482

$

$

$

$

Chevron Corporation 2014 Annual Report

41

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

Note 8
Summarized Financial Data – Tengizchevroil LLP
Chevron has a 50 percent equity ownership interest in Tengizchevroil LLP (TCO). Refer to Note 13, beginning on page 48,
for a discussion of TCO operations. Summarized financial information for 100 percent of TCO is presented in the table
below:

Sales and other operating revenues
Costs and other deductions
Net income attributable to TCO

Current assets
Other assets
Current liabilities
Other liabilities

Total TCO net equity

$

2014

22,813
10,275
8,772

Year ended December 31

2013

25,239
11,173
9,855

$

2012

23,089
10,064
9,119

At December 31

2014

3,425
14,810
1,531
2,375

14,329

$

$

2013

3,598
12,964
3,016
2,761

10,785

$

$

$

Note 9
Fair Value Measurements
The three levels of the fair value hierarchy of inputs the company uses to measure the fair value of an asset or a liability are
as follows:

Level 1: Quoted prices (unadjusted) in active markets for identical assets and liabilities. For the company, Level 1
inputs include exchange-traded futures contracts for which the parties are willing to transact at the exchange-quoted
price and marketable securities that are actively traded.

Level 2: Inputs other than Level 1 that are observable, either directly or indirectly. For the company, Level 2 inputs
include quoted prices for similar assets or liabilities, prices obtained through third-party broker quotes and prices that
can be corroborated with other observable inputs for substantially the complete term of a contract.

Level 3: Unobservable inputs. The company does not use Level 3 inputs for any of its recurring fair value
measurements. Level 3 inputs may be required for the determination of fair value associated with certain nonrecurring
measurements of nonfinancial assets and liabilities.

The tables on the next page show the fair value hierarchy for assets and liabilities measured at fair value on a recurring and
nonrecurring basis at December 31, 2014, and December 31, 2013.

Marketable Securities The company calculates fair value for its marketable securities based on quoted market prices for
identical assets. The fair values reflect the cash that would have been received if the instruments were sold at December 31,
2014.

Derivatives The company records its derivative instruments – other than any commodity derivative contracts that are
designated as normal purchase and normal sale – on the Consolidated Balance Sheet at fair value, with the offsetting amount
to the Consolidated Statement of Income. Derivatives classified as Level 1 include futures, swaps and options contracts
traded in active markets such as the New York Mercantile Exchange. Derivatives classified as Level 2 include swaps, options
and forward contracts principally with financial institutions and other oil and gas companies, the fair values of which are
obtained from third-party broker quotes, industry pricing services and exchanges. The company obtains multiple sources of
pricing information for the Level 2 instruments. Since this pricing information is generated from observable market data, it
has historically been very consistent. The company does not materially adjust this information.

Properties, Plant and Equipment The company reported impairments for certain oil and gas properties and a mining asset in
2014. The company did not have any material long-lived assets measured at fair value on a nonrecurring basis to report in
2013.

Investments and Advances The company did not have any material investments and advances measured at fair value on a
nonrecurring basis to report in 2014 or 2013.

42

Chevron Corporation 2014 Annual Report

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

Assets and Liabilities Measured at Fair Value on a Recurring Basis

Marketable securities
Derivatives

Total Assets at Fair Value

Derivatives

Total Liabilities at Fair Value

At December 31, 2014

At December 31, 2013

Total

Level 1

Level 2

Level 3

Total

Level 1

Level 2

Level 3

$

$

$

422 $
413

835 $

84

84 $

422 $
394

816 $

83

83 $

— $
19

19 $

1

1 $

— $
—

— $

—

— $

263 $
28

291 $

89

89 $

263 $
—

263 $

80

80 $

— $
28

28 $

9

9 $

—
—

—

—

—

Assets and Liabilities Measured at Fair Value on a Nonrecurring Basis

Total Level 1 Level 2 Level 3

At December 31

Before-Tax Loss
Year 2014

Total Level 1 Level 2 Level 3

At December 31

Before-Tax Loss
Year 2013

Properties, plant and equipment, net (held
and used)
Properties, plant and equipment, net (held
for sale)
Investments and advances

$

947 $ — $

213 $

734 $

1,249

$

102 $ — $ — $

102 $

—
11

—
—

—
—

—
11

25
41

69
38

—
—

69
35

—
3

Total Nonrecurring Assets at Fair Value $

958 $ — $

213 $

745 $

1,315

$

209 $ — $

104 $

105 $

278

104
228

610

Assets and Liabilities Not Required to Be Measured at Fair Value The company holds cash equivalents and bank time
deposits in U.S. and non-U.S. portfolios. The instruments classified as cash equivalents are primarily bank time deposits with
maturities of 90 days or less and money market funds. “Cash and cash equivalents” had carrying/fair values of $12,785 and
$16,245 at December 31, 2014, and December 31, 2013, respectively. The instruments held in “Time deposits” are bank time
deposits with maturities greater than 90 days, and had carrying/fair values of $8 at both December 31, 2014, and
December 31, 2013. The fair values of cash, cash equivalents and bank time deposits are classified as Level 1 and reflect the
cash that would have been received if the instruments were settled at December 31, 2014.

“Cash and cash equivalents” do not include investments with a carrying/fair value of $1,474 and $1,210 at December 31,
2014, and December 31, 2013, respectively. At December 31, 2014, these investments are classified as Level 1 and include
restricted funds related to upstream abandonment activities, funds held in escrow for tax-deferred exchanges and asset
acquisitions, and tax payments, which are reported in “Deferred charges and other assets” on the Consolidated Balance
Sheet. Long-term debt of $15,960 and $11,960 at December 31, 2014, and December 31, 2013, had estimated fair values of
$16,450 and $12,267, respectively. Long-term debt primarily includes corporate issued bonds. The fair value of corporate
bonds is $15,727 and classified as Level 1. The fair value of the other bonds is $723 and classified as Level 2.

The carrying values of short-term financial assets and liabilities on the Consolidated Balance Sheet approximate their fair
values. Fair value remeasurements of other financial instruments at December 31, 2014 and 2013, were not material.

Note 10
Financial and Derivative Instruments
Derivative Commodity Instruments Chevron is exposed to market risks related to price volatility of crude oil, refined
products, natural gas, natural gas liquids, liquefied natural gas and refinery feedstocks.

The company uses derivative commodity instruments to manage these exposures on a portion of its activity, including firm
commitments and anticipated transactions for the purchase, sale and storage of crude oil, refined products, natural gas,
natural gas liquids and feedstock for company refineries. From time to time, the company also uses derivative commodity
instruments for limited trading purposes.

The company’s derivative commodity instruments principally include crude oil, natural gas and refined product futures,
swaps, options, and forward contracts. None of the company’s derivative instruments is designated as a hedging instrument,
although certain of the company’s affiliates make such designation. The company’s derivatives are not material to the
company’s financial position, results of operations or liquidity. The company believes it has no material market or credit
risks to its operations, financial position or liquidity as a result of its commodity derivative activities.

Chevron Corporation 2014 Annual Report

43

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

The company uses derivative commodity instruments traded on the New York Mercantile Exchange and on electronic
platforms of the Inter-Continental Exchange and Chicago Mercantile Exchange. In addition, the company enters into swap
contracts and option contracts principally with major financial institutions and other oil and gas companies in the “over-the-
counter” markets, which are governed by International Swaps and Derivatives Association agreements and other master
netting arrangements. Depending on the nature of the derivative transactions, bilateral collateral arrangements may also be
required.

Derivative instruments measured at fair value at December 31, 2014, December 31, 2013, and December 31, 2012, and their
classification on the Consolidated Balance Sheet and Consolidated Statement of Income are as follows:

Consolidated Balance Sheet: Fair Value of Derivatives Not Designated as Hedging Instruments

Type of Contract

Balance Sheet Classification

Commodity
Commodity

Total Assets at Fair Value

Commodity
Commodity

Total Liabilities at Fair Value

Accounts and notes receivable, net
Long-term receivables, net

Accounts payable
Deferred credits and other noncurrent obligations

At December 31

2014

2013

401
12

413

57
27

84

$

$

$

$

22
6

28

65
24

89

$

$

$

$

Consolidated Statement of Income: The Effect of Derivatives Not Designated as Hedging Instruments

Type of Derivative

Contract

Commodity
Commodity
Commodity

Statement of

Income Classification

Sales and other operating revenues
Purchased crude oil and products
Other income

Gain/(Loss)

Year ended December 31

2014

2013

$

553
(17)
(32)

504

$

(108) $
(77)
(9)

(194) $

2012

(49)
(24)
6

(67)

$

$

The table below represents gross and net derivative assets and liabilities subject to netting agreements on the Consolidated
Balance Sheet at December 31, 2014 and December 31, 2013.

Consolidated Balance Sheet: The Effect of Netting Derivative Assets and Liabilities

At December 31, 2014

Derivative Assets
Derivative Liabilities

At December 31, 2013
Derivative Assets
Derivative Liabilities

Gross Amount
Recognized

Gross Amounts
Offset

Net Amounts
Presented

Gross Amounts
Not Offset

Net Amount

$
$

$
$

4,004
3,675

732
793

$
$

$
$

3,591
3,591

704
704

$
$

$
$

413
84

28
89

$
$

$
$

7
$
— $

27
$
— $

406
84

1
89

Derivative assets and liabilities are classified on the Consolidated Balance Sheet as accounts and notes receivable, long-term
receivables, accounts payable, and deferred credits and other noncurrent obligations. Amounts not offset on the Consolidated
Balance Sheet represent positions that do not meet all the conditions for “a right of offset.”

Concentrations of Credit Risk The company’s financial instruments that are exposed to concentrations of credit risk consist
primarily of its cash equivalents, time deposits, marketable securities, derivative financial instruments and trade receivables.
The company’s short-term investments are placed with a wide array of financial institutions with high credit ratings.
Company investment policies limit the company’s exposure both to credit risk and to concentrations of credit risk. Similar
policies on diversification and creditworthiness are applied to the company’s counterparties in derivative instruments.

The trade receivable balances, reflecting the company’s diversified sources of revenue, are dispersed among the company’s
broad customer base worldwide. As a result, the company believes concentrations of credit risk are limited. The company
routinely assesses the financial strength of its customers. When the financial strength of a customer is not considered
sufficient, alternative risk mitigation measures may be deployed, including requiring pre-payments, letters of credit or other
acceptable collateral instruments to support sales to customers.

44

Chevron Corporation 2014 Annual Report

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

Note 11
Earnings Per Share
Basic earnings per share (EPS) is based upon “Net Income Attributable to Chevron Corporation” (“earnings”) and includes
the effects of deferrals of salary and other compensation awards that are invested in Chevron stock units by certain officers
and employees of the company. Diluted EPS includes the effects of these items as well as the dilutive effects of outstanding
stock options awarded under the company’s stock option programs (refer to Note 21, “Stock Options and Other Share-Based
Compensation,” beginning on page 58). The table below sets forth the computation of basic and diluted EPS:

Basic EPS Calculation

Earnings available to common stockholders - Basic*

Weighted-average number of common shares outstanding

Add: Deferred awards held as stock units

Total weighted-average number of common shares outstanding

Earnings per share of common stock - Basic

Diluted EPS Calculation

Earnings available to common stockholders - Diluted*

Weighted-average number of common shares outstanding

Add: Deferred awards held as stock units
Add: Dilutive effect of employee stock-based awards

Total weighted-average number of common shares outstanding

Earnings per share of common stock - Diluted

Year ended December 31

2014

2013

2012

19,241

$

21,423

$

26,179

1,883
1

1,884

1,916
1

1,917

10.21 $

11.18

$

1,950
—

1,950

13.42

19,241

$

21,423

$

26,179

1,883
1
14

1,898

1,916
1
15

1,932

10.14 $

11.09

$

1,950
—
15

1,965

13.32

$

$

$

$

* There was no effect of dividend equivalents paid on stock units or dilutive impact of employee stock-based awards on earnings.

Note 12
Operating Segments and Geographic Data
Although each subsidiary of Chevron is responsible for its own affairs, Chevron Corporation manages its investments in
these subsidiaries and their affiliates. The investments are grouped into two business segments, Upstream and Downstream,
representing the company’s “reportable segments” and “operating segments.” Upstream operations consist primarily of
exploring for, developing and producing crude oil and natural gas; liquefaction, transportation and regasification associated
with liquefied natural gas (LNG); transporting crude oil by major international oil export pipelines; processing, transporting,
storage and marketing of natural gas; and a gas-to-liquids plant. Downstream operations consist primarily of refining of
crude oil into petroleum products; marketing of crude oil and refined products; transporting of crude oil and refined products
by pipeline, marine vessel, motor equipment and rail car; and manufacturing and marketing of commodity petrochemicals,
plastics for industrial uses, and fuel and lubricant additives. All Other activities of the company include mining activities,
power and energy services, worldwide cash management and debt financing activities, corporate administrative functions,
insurance operations, real estate activities, and technology companies.

The company’s segments are managed by “segment managers” who report to the “chief operating decision maker” (CODM).
The segments represent components of the company that engage in activities (a) from which revenues are earned and
expenses are incurred; (b) whose operating results are regularly reviewed by the CODM, which makes decisions about
resources to be allocated to the segments and assesses their performance; and (c) for which discrete financial information is
available.

The company’s primary country of operation is the United States of America, its country of domicile. Other components of
the company’s operations are reported as “International” (outside the United States).

Chevron Corporation 2014 Annual Report

45

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

Segment Earnings The company evaluates the performance of its operating segments on an after-tax basis, without
considering the effects of debt financing interest expense or investment interest income, both of which are managed by the
company on a worldwide basis. Corporate administrative costs and assets are not allocated to the operating segments.
However, operating segments are billed for the direct use of corporate services. Nonbillable costs remain at the corporate
level in “All Other.” Earnings by major operating area are presented in the following table:

Year ended December 31

2014

2013

2012

Segment Earnings
Upstream

United States
International

Total Upstream

Downstream

United States
International

Total Downstream

Total Segment Earnings
All Other

Interest income
Other

$

$

3,327
13,566

16,893

2,637
1,699

4,336

21,229

77
(2,065)

$

4,044
16,765

20,809

787
1,450

2,237

23,046

80
(1,703)

Net Income Attributable to Chevron Corporation

$

19,241 $

21,423

$

5,332
18,456

23,788

2,048
2,251

4,299

28,087

83
(1,991)

26,179

Segment Assets Segment assets do not include intercompany investments or receivables. Assets at year-end 2014 and 2013
are as follows:

Upstream

United States
International
Goodwill

Total Upstream

Downstream

United States
International

Total Downstream

Total Segment Assets

All Other

United States
International

Total All Other

Total Assets – United States
Total Assets – International
Goodwill

Total Assets

At December 31

2014

2013

$

$

49,205
152,736
4,593

206,534

23,068
17,723

40,791

247,325

6,741
11,960

18,701

79,014
182,419
4,593

$

266,026

$

45,436
137,096
4,639

187,171

23,829
20,268

44,097

231,268

7,326
15,159

22,485

76,591
172,523
4,639

253,753

Segment Sales and Other Operating Revenues Operating segment sales and other operating revenues, including internal
transfers, for the years 2014, 2013 and 2012, are presented in the table that follows. Products are transferred between
operating segments at internal product values that approximate market prices.

Revenues for the upstream segment are derived primarily from the production and sale of crude oil and natural gas, as well as
the sale of third-party production of natural gas. Revenues for the downstream segment are derived from the refining and
marketing of petroleum products such as gasoline, jet fuel, gas oils, lubricants, residual fuel oils and other products derived

46

Chevron Corporation 2014 Annual Report

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

from crude oil. This segment also generates revenues from the manufacture and sale of fuel and lubricant additives and the
transportation and trading of refined products and crude oil. “All Other” activities include revenues from power and energy
services, insurance operations, real estate activities and technology companies.

Year ended December 31

Upstream

United States

Intersegment

Total United States

International

Intersegment

Total International

Total Upstream*

Downstream

United States

Excise and similar taxes
Intersegment

Total United States

International

Excise and similar taxes
Intersegment

Total International

Total Downstream*

All Other

United States

Intersegment

Total United States

International

Intersegment

Total International

Total All Other

Segment Sales and Other Operating Revenues

United States
International

Total Segment Sales and Other Operating Revenues
Elimination of intersegment sales

$

$

2014

7,455
15,455

22,910

23,808
23,107

46,915

69,825

73,942
4,633
31

78,606

86,848
3,553
8,839

99,240

177,846

252
1,475

1,727

3
28

31

1,758

103,243
146,186

249,429
(48,935)

$

2013

8,052
16,865

24,917

17,607
33,034

50,641

75,558

80,272
4,792
39

85,103

105,373
3,699
859

109,931

195,034

358
1,524

1,882

3
31

34

1,916

111,902
160,606

272,508
(52,352)

Total Sales and Other Operating Revenues

$

200,494

$

220,156

$

2012

6,416
17,229

23,645

19,459
34,094

53,553

77,198

83,043
4,665
49

87,757

113,279
3,346
80

116,705

204,462

378
1,300

1,678

4
48

52

1,730

113,080
170,310

283,390
(52,800)

230,590

* Effective January 1, 2014, International Upstream prospectively includes selected amounts previously recognized in International Downstream, which are not material to the

company’s results of operations or financial position.

Segment Income Taxes Segment income tax expense for the years 2014, 2013 and 2012 is as follows:

Year ended December 31

Upstream

United States
International

Total Upstream

Downstream

United States
International

Total Downstream

All Other

$

$

2014

2,043
9,217

11,260

1,302
467

1,769

(1,137)

Total Income Tax Expense

$

11,892

$

$

2013

2,333
12,470

14,803

364
389

753

(1,248)

14,308

$

2012

2,820
16,554

19,374

1,051
587

1,638

(1,016)

19,996

Other Segment Information Additional information for the segmentation of major equity affiliates is contained in Note 13.
Information related to properties, plant and equipment by segment is contained in Note 14, on page 49.

Chevron Corporation 2014 Annual Report

47

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

Note 13
Investments and Advances
Equity in earnings, together with investments in and advances to companies accounted for using the equity method and other
investments accounted for at or below cost, is shown in the following table. For certain equity affiliates, Chevron pays its
share of some income taxes directly. For such affiliates, the equity in earnings does not include these taxes, which are
reported on the Consolidated Statement of Income as “Income tax expense.”

Upstream

Tengizchevroil
Petropiar
Caspian Pipeline Consortium
Petroboscan
Angola LNG Limited
Other

Total Upstream

Downstream

GS Caltex Corporation
Chevron Phillips Chemical Company LLC
Star Petroleum Refining Company Ltd.
Caltex Australia Ltd.
Other

Total Downstream

All Other
Other

Total equity method
Other at or below cost

Total investments and advances

Total United States
Total International

Investments and Advances
At December 31

$

2014

7,319
794
1,487
917
3,277
2,178

2013

5,875
858
1,298
1,375
3,423
2,835

15,972

15,664

2,867
5,116
—
1,161
1,048

10,192

171

26,335
577

26,912

6,787
20,125

$

$

$
$

2,518
4,312
—
1,020
989

8,839

375

24,878
624

25,502

6,638
18,864

$

$

$
$

Equity in Earnings
Year ended December 31

2014

2013

2012

$

4,392
26
191
186
(311)
229

4,713

420
1,606
—
183
180

2,389

$

4,957
339
113
300
(111)
214

5,812

132
1,371
—
224
199

1,926

4,614
55
96
229
(106)
266

5,154

249
1,206
22
77
196

1,750

(4)

(211)

(15)

7,098

$

7,527

$

6,889

1,623
5,475

$
$

1,294
6,233

$
$

1,268
5,621

$

$

$

$
$

Descriptions of major affiliates, including significant differences between the company’s carrying value of its investments
and its underlying equity in the net assets of the affiliates, are as follows:

Tengizchevroil Chevron has a 50 percent equity ownership interest in Tengizchevroil (TCO), which operates the Tengiz and
Korolev crude oil fields in Kazakhstan. At December 31, 2014, the company’s carrying value of its investment in TCO was
about $150 higher than the amount of underlying equity in TCO’s net assets. This difference results from Chevron acquiring
a portion of its interest in TCO at a value greater than the underlying book value for that portion of TCO’s net assets. See
Note 8, on page 42, for summarized financial information for 100 percent of TCO.

Petropiar Chevron has a 30 percent interest in Petropiar, a joint stock company which operates the Hamaca heavy-oil
production and upgrading project in Venezuela’s Orinoco Belt. At December 31, 2014, the company’s carrying value of its
investment in Petropiar was approximately $160 less than the amount of underlying equity in Petropiar’s net assets. The
difference represents the excess of Chevron’s underlying equity in Petropiar’s net assets over the net book value of the assets
contributed to the venture.

Caspian Pipeline Consortium Chevron has a 15 percent interest in the Caspian Pipeline Consortium, a variable interest
entity, which provides the critical export route for crude oil from both TCO and Karachaganak. The company has
investments and advances totaling $1,487, which includes long-term loans of $1,328 at year-end 2014. The loans were
provided to fund 30 percent of the initial pipeline construction. The company is not the primary beneficiary of the consortium
because it does not direct activities of the consortium and only receives its proportionate share of the financial returns.

Petroboscan Chevron has a 39.2 percent interest in Petroboscan, a joint stock company which operates the Boscan Field in
Venezuela. At December 31, 2014, the company’s carrying value of its investment in Petroboscan was approximately $160
higher than the amount of underlying equity in Petroboscan’s net assets. The difference reflects the excess of the net book
value of the assets contributed by Chevron over its underlying equity in Petroboscan’s net assets.

Angola LNG Limited Chevron has a 36.4 percent interest in Angola LNG Limited, which processes and liquefies natural gas
produced in Angola for delivery to international markets.

48

Chevron Corporation 2014 Annual Report

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

GS Caltex Corporation Chevron owns 50 percent of GS Caltex Corporation, a joint venture with GS Energy. The joint
venture imports, refines and markets petroleum products, petrochemicals and lubricants, predominantly in South Korea.

Chevron Phillips Chemical Company LLC Chevron owns 50 percent of Chevron Phillips Chemical Company LLC. The
other half is owned by Phillips 66.

Caltex Australia Ltd. Chevron has a 50 percent equity ownership interest in Caltex Australia Ltd. (CAL). The remaining 50
percent of CAL is publicly owned. At December 31, 2014, the fair value of Chevron’s share of CAL common stock was
approximately $3,755.

Other Information “Sales and other operating revenues” on the Consolidated Statement of Income includes $10,404,
$14,635 and $17,356 with affiliated companies for 2014, 2013 and 2012, respectively. “Purchased crude oil and products”
includes $6,735, $7,063 and $6,634 with affiliated companies for 2014, 2013 and 2012, respectively.

“Accounts and notes receivable” on the Consolidated Balance Sheet includes $924 and $1,328 due from affiliated companies
at December 31, 2014 and 2013, respectively. “Accounts payable” includes $345 and $466 due to affiliated companies at
December 31, 2014 and 2013, respectively.

The following table provides summarized financial information on a 100 percent basis for all equity affiliates as well as
Chevron’s total share, which includes Chevron’s net loans to affiliates of $874, $1,129 and $1,494 at December 31, 2014,
2013 and 2012, respectively.

Year ended December 31

Total revenues
Income before income tax expense
Net income attributable to affiliates

At December 31

Current assets
Noncurrent assets
Current liabilities
Noncurrent liabilities

Total affiliates’ net equity

$

$

2014

123,003
20,609
14,758

35,662
70,817
25,308
17,983

2013

131,875
24,075
15,594

39,713
68,593
29,642
19,442

$

$

63,188

$

59,222

$

$

$

$

Affiliates

2012

136,065
23,016
16,786

37,541
66,065
27,878
19,366

56,362

$

$

Chevron Share

$

$

2014

58,937
9,968
7,237

13,465
26,053
9,588
4,211

2013

63,101
11,108
7,845

15,156
25,059
11,587
4,559

$

$

2012

65,196
9,856
6,938

14,732
23,523
11,093
4,879

$

25,719

$

24,069

$

22,283

Note 14
Properties, Plant and Equipment1

Gross Investment at Cost

At December 31

Net Investment

Additions at Cost2

Depreciation Expense3

Year ended December 31

2014

2013

2012

2014

2013

2012

2014

2013

2012

2014

2013

2012

Upstream

United States
International

$

96,850 $
192,637

89,555 $
169,623

81,908 $
145,799

45,864 $
118,926

41,831 $
104,100

37,909 $
85,318

9,688 $
24,920

8,188 $
27,383

8,211 $
21,343

5,127 $
9,688

4,412 $
8,336

3,902
8,015

Total Upstream

289,487

259,178

227,707

164,790

145,931

123,227

34,608

35,571

29,554

14,815

12,748

11,917

Downstream

United States
International

22,640
9,334

22,407
9,303

21,792
8,990

11,019
4,219

11,481
4,139

11,333
3,930

588
530

Total Downstream

31,974

31,710

30,782

15,238

15,620

15,263

1,118

All Other

United States
International

Total All Other

5,673
155

5,828

5,402
143

5,545

4,959
33

4,992

3,077
68

3,145

3,194
84

3,278

2,845
13

2,858

581
25

606

1,154
653

1,807

721
23

744

1,498
2,544

4,042

415
4

419

886
396

780
360

799
308

1,282

1,140

1,107

680
16

696

286
12

298

384
5

389

Total United States
Total International

125,163
202,126

117,364
179,069

108,659
154,822

59,960
123,213

56,506
108,323

52,087
89,261

10,857
25,475

10,063
28,059

10,124
23,891

6,693
10,100

5,478
8,708

5,085
8,328

Total

$ 327,289 $ 296,433 $ 263,481 $ 183,173 $ 164,829 $ 141,348 $ 36,332 $ 38,122 $ 34,015 $ 16,793 $ 14,186 $ 13,413

1 Other than the United States, Australia and Nigeria, no other country accounted for 10 percent or more of the company’s net properties, plant and equipment (PP&E) in 2014.
Australia had $41,012, $31,464 and $21,770 in 2014, 2013, and 2012, respectively. Nigeria had PP&E of $19,214, $18,429 and $17,485 for 2014, 2013 and 2012, respectively.

2 Net of dry hole expense related to prior years’ expenditures of $371, $89 and $80 in 2014, 2013 and 2012, respectively.
3 Depreciation expense includes accretion expense of $882, $627 and $629 in 2014, 2013 and 2012, respectively.

Chevron Corporation 2014 Annual Report

49

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

Note 15
Litigation
MTBE Chevron and many other companies in the petroleum industry have used methyl tertiary butyl ether (MTBE) as a
gasoline additive. Chevron is a party to seven pending lawsuits and claims, the majority of which involve numerous other
petroleum marketers and refiners. Resolution of these lawsuits and claims may ultimately require the company to correct or
ameliorate the alleged effects on the environment of prior release of MTBE by the company or other parties. Additional
lawsuits and claims related to the use of MTBE, including personal-injury claims, may be filed in the future. The company’s
ultimate exposure related to pending lawsuits and claims is not determinable. The company no longer uses MTBE in the
manufacture of gasoline in the United States.

Ecuador Chevron is a defendant in a civil lawsuit initiated in the Superior Court of Nueva Loja in Lago Agrio, Ecuador, in
May 2003 by plaintiffs who claim to be representatives of certain residents of an area where an oil production consortium
formerly had operations. The lawsuit alleges damage to the environment from the oil exploration and production operations
and seeks unspecified damages to fund environmental remediation and restoration of the alleged environmental harm, plus a
health monitoring program. Until 1992, Texaco Petroleum Company (Texpet), a subsidiary of Texaco Inc., was a minority
member of this consortium with Petroecuador, the Ecuadorian state-owned oil company, as the majority partner; since 1990,
the operations have been conducted solely by Petroecuador. At the conclusion of the consortium and following an
independent third-party environmental audit of the concession area, Texpet entered into a formal agreement with the
Republic of Ecuador and Petroecuador for Texpet to remediate specific sites assigned by the government in proportion to
Texpet’s ownership share of the consortium. Pursuant to that agreement, Texpet conducted a three-year remediation program
at a cost of $40. After certifying that the sites were properly remediated, the government granted Texpet and all related
corporate entities a full release from any and all environmental liability arising from the consortium operations.

Based on the history described above, Chevron believes that this lawsuit lacks legal or factual merit. As to matters of law, the
company believes first, that the court lacks jurisdiction over Chevron; second, that the law under which plaintiffs bring the
action, enacted in 1999, cannot be applied retroactively; third, that the claims are barred by the statute of limitations in
Ecuador; and, fourth, that the lawsuit is also barred by the releases from liability previously given to Texpet by the Republic
of Ecuador and Petroecuador and by the pertinent provincial and municipal governments. With regard to the facts, the
company believes that the evidence confirms that Texpet’s remediation was properly conducted and that the remaining
environmental damage reflects Petroecuador’s failure to timely fulfill its legal obligations and Petroecuador’s further conduct
since assuming full control over the operations.

In 2008, a mining engineer appointed by the court to identify and determine the cause of environmental damage, and to
specify steps needed to remediate it, issued a report recommending that the court assess $18,900, which would, according to
the engineer, provide financial compensation for purported damages, including wrongful death claims, and pay for, among
other items, environmental remediation, health care systems and additional infrastructure for Petroecuador. The engineer’s
report also asserted that an additional $8,400 could be assessed against Chevron for unjust enrichment. In 2009, following the
disclosure by Chevron of evidence that the judge participated in meetings in which businesspeople and individuals holding
themselves out as government officials discussed the case and its likely outcome, the judge presiding over the case was
recused. In 2010, Chevron moved to strike the mining engineer’s report and to dismiss the case based on evidence obtained
through discovery in the United States indicating that the report was prepared by consultants for the plaintiffs before being
presented as the mining engineer’s independent and impartial work and showing further evidence of misconduct. In
August 2010, the judge issued an order stating that he was not bound by the mining engineer’s report and requiring the
parties to provide their positions on damages within 45 days. Chevron subsequently petitioned for recusal of the judge,
claiming that he had disregarded evidence of fraud and misconduct and that he had failed to rule on a number of motions
within the statutory time requirement.

In September 2010, Chevron submitted its position on damages, asserting that no amount should be assessed against it. The
plaintiffs’ submission, which relied in part on the mining engineer’s report, took the position that damages are between
approximately $16,000 and $76,000 and that unjust enrichment should be assessed in an amount between approximately
$5,000 and $38,000. The next day, the judge issued an order closing the evidentiary phase of the case and notifying the
parties that he had requested the case file so that he could prepare a judgment. Chevron petitioned to have that order declared
a nullity in light of Chevron’s prior recusal petition, and because procedural and evidentiary matters remained unresolved. In
October 2010, Chevron’s motion to recuse the judge was granted. A new judge took charge of the case and revoked the prior
judge’s order closing the evidentiary phase of the case. On December 17, 2010, the judge issued an order closing the
evidentiary phase of the case and notifying the parties that he had requested the case file so that he could prepare a judgment.

50

Chevron Corporation 2014 Annual Report

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

On February 14, 2011, the provincial court in Lago Agrio rendered an adverse judgment in the case. The court rejected
Chevron’s defenses to the extent the court addressed them in its opinion. The judgment assessed approximately $8,600 in
damages and approximately $900 as an award for the plaintiffs’ representatives. It also assessed an additional amount of
approximately $8,600 in punitive damages unless the company issued a public apology within 15 days of the judgment,
which Chevron did not do. On February 17, 2011, the plaintiffs appealed the judgment, seeking increased damages, and on
March 11, 2011, Chevron appealed the judgment seeking to have the judgment nullified. On January 3, 2012, an appellate
panel in the provincial court affirmed the February 14, 2011 decision and ordered that Chevron pay additional attorneys’ fees
in the amount of “0.10% of the values that are derived from the decisional act of this judgment.” The plaintiffs filed a
petition to clarify and amplify the appellate decision on January 6, 2012, and the court issued a ruling in response on
January 13, 2012, purporting to clarify and amplify its January 3, 2012 ruling, which included clarification that the deadline
for the company to issue a public apology to avoid the additional amount of approximately $8,600 in punitive damages was
within 15 days of the clarification ruling, or February 3, 2012. Chevron did not issue an apology because doing so might be
mischaracterized as an admission of liability and would be contrary to facts and evidence submitted at trial. On January 20,
2012, Chevron appealed (called a petition for cassation) the appellate panel’s decision to Ecuador’s National Court of Justice.
As part of the appeal, Chevron requested the suspension of any requirement that Chevron post a bond to prevent enforcement
under Ecuadorian law of the judgment during the cassation appeal. On February 17, 2012, the appellate panel of the
provincial court admitted Chevron’s cassation appeal in a procedural step necessary for the National Court of Justice to hear
the appeal. The provincial court appellate panel denied Chevron’s request for suspension of the requirement that Chevron
post a bond and stated that it would not comply with the First and Second Interim Awards of the international arbitration
tribunal discussed below. On March 29, 2012, the matter was transferred from the provincial court to the National Court of
Justice, and on November 22, 2012, the National Court agreed to hear Chevron’s cassation appeal. On August 3, 2012, the
provincial court in Lago Agrio approved a court-appointed liquidator’s report on damages that calculated the total judgment
in the case to be $19,100. On November 13, 2013, the National Court ratified the judgment but nullified the $8,600 punitive
damage assessment, resulting in a judgment of $9,500. On December 23, 2013, Chevron appealed the decision to the
Ecuador Constitutional Court, Ecuador’s highest court, which agreed to consider the appeal on March 20, 2014.

On July 2, 2013, the provincial court in Lago Agrio issued an embargo order in Ecuador ordering that any funds to be paid by
the Government of Ecuador to Chevron to satisfy a $96 award issued in an unrelated action by an arbitral tribunal presiding
in the Permanent Court of Arbitration in The Hague under the Rules of the United Nations Commission on International
Trade Law must be paid to the Lago Agrio plaintiffs. The award was issued by the tribunal under the United States-Ecuador
Bilateral Investment Treaty in an action filed in 2006 in connection with seven breach of contract cases that Texpet filed
against the Government of Ecuador between 1991 and 1993. The Government of Ecuador has moved to set aside the
tribunal’s award. On September 26, 2014, the Supreme Court of the Netherlands issued an opinion denying Ecuador’s set
aside request. A Federal District Court for the District of Columbia confirmed the tribunal’s award, and the Government of
Ecuador has appealed the District Court’s decision.

Chevron has no assets in Ecuador and the Lago Agrio plaintiffs’ lawyers have stated in press releases and through other
media that they will seek to enforce the Ecuadorian judgment in various countries and otherwise disrupt Chevron’s
operations. On May 30, 2012, the Lago Agrio plaintiffs filed an action against Chevron Corporation, Chevron Canada
Limited, and Chevron Canada Finance Limited in the Ontario Superior Court of Justice in Ontario, Canada, seeking to
recognize and enforce the Ecuadorian judgment. On May 1, 2013, the Ontario Superior Court of Justice held that the Court
has jurisdiction over Chevron and Chevron Canada Limited for purposes of the action, but stayed the action due to the
absence of evidence that Chevron Corporation has assets in Ontario. The Lago Agrio plaintiffs appealed that decision. On
December 17, 2013, the Court of Appeals for Ontario affirmed the lower court’s decision on jurisdiction and set aside the
stay, allowing the recognition and enforcement action to be heard in the Ontario Superior Court of Justice. Chevron appealed
the decision concerning jurisdiction to the Supreme Court of Canada and, on January 16, 2014, the Court of Appeals for
Ontario granted Chevron’s motion to stay the recognition and enforcement proceeding pending a decision on the
admissibility of the Supreme Court appeal. On April 3, 2014, the Supreme Court of Canada granted Chevron’s and Chevron
Canada Limited’s petitions to appeal the Ontario Court of Appeal’s decision. On April 8, 2014, Chevron and Chevron
Canada Limited filed their notices of appeal with the Canada Supreme Court.

On June 27, 2012, the Lago Agrio plaintiffs filed an action against Chevron Corporation in the Superior Court of Justice in
Brasilia, Brazil, seeking to recognize and enforce the Ecuadorian judgment. On October 15, 2012, the provincial court in
Lago Agrio issued an ex parte embargo order that purports to order the seizure of assets belonging to separate Chevron
subsidiaries in Ecuador, Argentina and Colombia. On November 6, 2012, at the request of the Lago Agrio plaintiffs, a court
in Argentina issued a Freeze Order against Chevron Argentina S.R.L. and another Chevron subsidiary, Ingeniero Norberto

Chevron Corporation 2014 Annual Report

51

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

Priu, requiring shares of both companies to be “embargoed,” requiring third parties to withhold 40 percent of any payments
due to Chevron Argentina S.R.L. and ordering banks to withhold 40 percent of the funds in Chevron Argentina S.R.L. bank
accounts. On December 14, 2012, the Argentinean court rejected a motion to revoke the Freeze Order but modified it by
ordering that third parties are not required to withhold funds but must report their payments. The court also clarified that the
Freeze Order relating to bank accounts excludes taxes. On January 30, 2013, an appellate court upheld the Freeze Order, but
on June 4, 2013 the Supreme Court of Argentina revoked the Freeze Order in its entirety. On December 12, 2013, the Lago
Agrio plaintiffs served Chevron with notice of their filing of an enforcement proceeding in the National Court, First Instance,
of Argentina. Chevron filed its answer on February 27, 2014. Chevron intends to vigorously defend against the proceeding.
Chevron continues to believe the provincial court’s judgment is illegitimate and unenforceable in Ecuador, the United States
and other countries. The company also believes the judgment is the product of fraud, and contrary to the legitimate scientific
evidence. Chevron cannot predict the timing or ultimate outcome of the appeals process in Ecuador or any enforcement
action. Chevron expects to continue a vigorous defense of any imposition of liability in the Ecuadorian courts and to contest
and defend any and all enforcement actions.

Chevron and Texpet filed an arbitration claim in September 2009 against the Republic of Ecuador before an arbitral tribunal
presiding in the Permanent Court of Arbitration in The Hague under the Rules of the United Nations Commission on
International Trade Law. The claim alleges violations of the Republic of Ecuador’s obligations under the United States–
Ecuador Bilateral Investment Treaty (BIT) and breaches of the settlement and release agreements between the Republic of
Ecuador and Texpet (described above), which are investment agreements protected by the BIT. Through the arbitration,
Chevron and Texpet are seeking relief against the Republic of Ecuador, including a declaration that any judgment against
Chevron in the Lago Agrio litigation constitutes a violation of Ecuador’s obligations under the BIT. On February 9, 2011, the
Tribunal issued an Order for Interim Measures requiring the Republic of Ecuador to take all measures at its disposal to
suspend or cause to be suspended the enforcement or recognition within and without Ecuador of any judgment against
Chevron in the Lago Agrio case pending further order of the Tribunal. On January 25, 2012, the Tribunal converted the
Order for Interim Measures into an Interim Award. Chevron filed a renewed application for further interim measures on
January 4, 2012, and the Republic of Ecuador opposed Chevron’s application and requested that the existing Order for
Interim Measures be vacated on January 9, 2012. On February 16, 2012, the Tribunal issued a Second Interim Award
mandating that the Republic of Ecuador take all measures necessary (whether by its judicial, legislative or executive
branches) to suspend or cause to be suspended the enforcement and recognition within and without Ecuador of the judgment
against Chevron and, in particular, to preclude any certification by the Republic of Ecuador that would cause the judgment to
be enforceable against Chevron. On February 27, 2012, the Tribunal issued a Third Interim Award confirming its jurisdiction
to hear Chevron’s arbitration claims. On February 7, 2013, the Tribunal issued its Fourth Interim Award in which it declared
that the Republic of Ecuador “has violated the First and Second Interim Awards under the [BIT], the UNCITRAL Rules and
international law in regard to the finalization and enforcement subject to execution of the Lago Agrio Judgment within and
outside Ecuador, including (but not limited to) Canada, Brazil and Argentina.” The Republic of Ecuador filed in the District
Court of the Hague a request to set aside the Tribunal’s Interim Awards and the First Partial Award (described below).
Chevron filed its answer to the set aside request on December 31, 2014.

The Tribunal has divided the merits phase of the proceeding into three phases. On September 17, 2013, the Tribunal issued
its First Partial Award from Phase One, finding that the settlement agreements between the Republic of Ecuador and Texpet
applied to Texpet and Chevron, released Texpet and Chevron from claims based on “collective” or “diffuse” rights arising
from Texpet’s operations in the former concession area and precluded third parties from asserting collective/diffuse rights
environmental claims relating to Texpet’s operations in the former concession area but did not preclude individual claims for
personal harm. Chevron awaits a ruling from the Tribunal about whether the claims of the Lago Agrio plaintiffs are
individual or collective/diffuse. The Tribunal had set Phase Two to begin on January 20, 2014 to hear Chevron’s denial of
justice claims, but on January 2, 2014, the Tribunal postponed Phase Two and held a procedural hearing on January 20-21,
2014. The Tribunal held a hearing on April 29-30, 2014 to address remaining issues relating to Phase One. It also set a
hearing on April 20 to May 6, 2015 to address Phase Two issues. The Tribunal has not set a date for Phase Three, which will
be the damages phase of the arbitration.

Through a series of U.S. court proceedings initiated by Chevron to obtain discovery relating to the Lago Agrio litigation and
the BIT arbitration, Chevron obtained evidence that it believes shows a pattern of fraud, collusion, corruption, and other
misconduct on the part of several lawyers, consultants and others acting for the Lago Agrio plaintiffs. In February 2011,
Chevron filed a civil lawsuit in the Federal District Court for the Southern District of New York against the Lago Agrio
plaintiffs and several of their lawyers, consultants and supporters, alleging violations of the Racketeer Influenced and
Corrupt Organizations Act and other state laws. Through the civil lawsuit, Chevron is seeking relief that includes a

52

Chevron Corporation 2014 Annual Report

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

declaration that any judgment against Chevron in the Lago Agrio litigation is the result of fraud and other unlawful conduct
and is therefore unenforceable. On March 7, 2011, the Federal District Court issued a preliminary injunction prohibiting the
Lago Agrio plaintiffs and persons acting in concert with them from taking any action in furtherance of recognition or
enforcement of any judgment against Chevron in the Lago Agrio case pending resolution of Chevron’s civil lawsuit by the
Federal District Court. On May 31, 2011, the Federal District Court severed claims one through eight of Chevron’s complaint
from the ninth claim for declaratory relief and imposed a discovery stay on claims one through eight pending a trial on the
ninth claim for declaratory relief. On September 19, 2011, the U.S. Court of Appeals for the Second Circuit vacated the
preliminary injunction, stayed the trial on Chevron’s ninth claim, a claim for declaratory relief, that had been set for
November 14, 2011, and denied the defendants’ mandamus petition to recuse the judge hearing the lawsuit. The Second
Circuit issued its opinion on January 26, 2012 ordering the dismissal of Chevron’s ninth claim for declaratory relief. On
February 16, 2012, the Federal District Court lifted the stay on claims one through eight, and on October 18, 2012, the
Federal District Court set a trial date of October 15, 2013. On March 22, 2013, Chevron settled its claims against Stratus
Consulting, and on April 12, 2013 sworn declarations by representatives of Stratus Consulting were filed with the Court
admitting their role and that of the plaintiffs’ attorneys in drafting the environmental report of the mining engineer appointed
by the provincial court in Lago Agrio. On September 26, 2013, the Second Circuit denied the defendants’ Petition for Writ of
Mandamus to recuse the judge hearing the case and to collaterally estop Chevron from seeking a declaration that the Lago
Agrio judgment was obtained through fraud and other unlawful conduct. The trial commenced on October 15, 2013 and
concluded on November 22, 2013. On March 4, 2014, the Federal District Court entered a judgment in favor of Chevron,
prohibiting the defendants from seeking to enforce the Lago Agrio judgment in the United States and further prohibiting
them from profiting from their illegal acts. The defendants filed their notices of appeal on March 18, 2014.

The ultimate outcome of the foregoing matters, including any financial effect on Chevron, remains uncertain. Management
does not believe an estimate of a reasonably possible loss (or a range of loss) can be made in this case. Due to the defects
associated with the Ecuadorian judgment, the 2008 engineer’s report on alleged damages and the September 2010 plaintiffs’
submission on alleged damages, management does not believe these documents have any utility in calculating a reasonably
possible loss (or a range of loss). Moreover, the highly uncertain legal environment surrounding the case provides no basis
for management to estimate a reasonably possible loss (or a range of loss).

Note 16
Taxes

Income Taxes

Taxes on income
U.S. federal
Current
Deferred
State and local
Current
Deferred

Total United States

International
Current
Deferred

Total International

Total taxes on income

$

$

2014

748
1,330

336
36

2,450

9,235
207

9,442

Year ended December 31

2013

2012

$

15
1,128

120
74

1,337

12,296
675

12,971

1,703
673

652
(145)

2,883

15,626
1,487

17,113

19,996

$

11,892

$

14,308

$

In 2014, before-tax income for U.S. operations, including related corporate and other charges, was $6,296, compared with
before-tax income of $4,672 and $8,456 in 2013 and 2012, respectively. For international operations, before-tax income was
$24,906, $31,233 and $37,876 in 2014, 2013 and 2012, respectively. U.S. federal income tax expense was reduced by $68,
$175 and $165 in 2014, 2013 and 2012, respectively, for business tax credits.

Chevron Corporation 2014 Annual Report

53

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

The reconciliation between the U.S. statutory federal income tax rate and the company’s effective income tax rate is detailed
in the following table:

U.S. statutory federal income tax rate
Effect of income taxes from international operations at rates different from the U.S. statutory rate
State and local taxes on income, net of U.S. federal income tax benefit
Prior-year tax adjustments
Tax credits
Effects of changes in tax rates
Other

Effective tax rate

Year ended December 31

2014

2013

2012

35.0 %
2.8
0.7
(0.7)
(0.2)
(0.2)
0.7

38.1 %

35.0 %
5.1
0.6
(0.8)
(0.5)
—
0.5

39.9 %

35.0 %
7.8
0.6
(0.2)
(0.4)
0.3
0.1

43.2 %

The company’s effective tax rate decreased from 39.9 percent in 2013 to 38.1 percent in 2014. The decrease primarily
resulted from the impact of changes in jurisdictional mix and equity earnings, and the tax effects related to the 2014 sale of
interests in Chad and Cameroon, partially offset by other one-time and ongoing tax charges.

The company records its deferred taxes on a tax-jurisdiction basis and classifies those net amounts as current or noncurrent
based on the balance sheet classification of the related assets or liabilities. The reported deferred tax balances are composed
of the following:

Deferred tax liabilities

Properties, plant and equipment
Investments and other

Total deferred tax liabilities

Deferred tax assets

Foreign tax credits
Abandonment/environmental reserves
Employee benefits
Deferred credits
Tax loss carryforwards
Other accrued liabilities
Inventory
Miscellaneous

Total deferred tax assets

Deferred tax assets valuation allowance

Total deferred taxes, net

At December 31

2014

28,452
3,059

31,511

(11,867)
(6,686)
(4,831)
(1,828)
(1,747)
(498)
(153)
(2,128)

(29,738)

16,292

18,065

$

$

2013

25,936
2,272

28,208

(11,572)
(6,279)
(3,825)
(2,768)
(1,016)
(533)
(358)
(1,439)

(27,790)

17,171

17,589

$

$

Deferred tax liabilities at the end of 2014 increased by approximately $3,300 from year-end 2013. The increase was
primarily related to increased temporary differences for property, plant and equipment. Deferred tax assets increased by
approximately $1,900 in 2014. Increases primarily related to increased temporary differences for employee benefits.

The overall valuation allowance relates to deferred tax assets for U.S. foreign tax credit carryforwards, tax loss carryforwards
and temporary differences. It reduces the deferred tax assets to amounts that are, in management’s assessment, more likely
than not to be realized. At the end of 2014, the company had tax loss carryforwards of approximately $5,535 and tax credit
carryforwards of approximately $1,190, primarily related to various international tax jurisdictions. Whereas some of these
tax loss carryforwards do not have an expiration date, others expire at various times from 2015 through 2029. U.S. foreign
tax credit carryforwards of $11,867 will expire between 2015 and 2024.

At December 31, 2014 and 2013, deferred taxes were classified on the Consolidated Balance Sheet as follows:

Prepaid expenses and other current assets
Deferred charges and other assets
Federal and other taxes on income
Noncurrent deferred income taxes

Total deferred income taxes, net

54

Chevron Corporation 2014 Annual Report

At December 31

2014

(1,071)
(3,597)
813
21,920

18,065

$

$

2013

(1,341)
(2,954)
583
21,301

17,589

$

$

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

Income taxes are not accrued for unremitted earnings of international operations that have been or are intended to be
reinvested indefinitely. Undistributed earnings of international consolidated subsidiaries and affiliates for which no deferred
income tax provision has been made for possible future remittances totaled approximately $35,700 at December 31, 2014.
This amount represents earnings reinvested as part of the company’s ongoing international business. It is not practicable to
estimate the amount of taxes that might be payable on the possible remittance of earnings that are intended to be reinvested
indefinitely. At the end of 2014, deferred income taxes were recorded for the undistributed earnings of certain international
operations where indefinite reinvestment of the earnings is not planned. The company does not anticipate incurring
significant additional taxes on remittances of earnings that are not indefinitely reinvested.

Uncertain Income Tax Positions The company recognizes a tax benefit in the financial statements for an uncertain tax
position only if management’s assessment is that the position is “more likely than not” (i.e., a likelihood greater than 50
percent) to be allowed by the tax jurisdiction based solely on the technical merits of the position. The term “tax position” in
the accounting standards for income taxes refers to a position in a previously filed tax return or a position expected to be
taken in a future tax return that is reflected in measuring current or deferred income tax assets and liabilities for interim or
annual periods.

The following table indicates the changes to the company’s unrecognized tax benefits for the years ended December 31,
2014, 2013 and 2012. The term “unrecognized tax benefits” in the accounting standards for income taxes refers to the
differences between a tax position taken or expected to be taken in a tax return and the benefit measured and recognized in
the financial statements. Interest and penalties are not included.

Balance at January 1

Foreign currency effects
Additions based on tax positions taken in current year
Additions/reductions resulting from current-year asset acquisitions/sales
Additions for tax positions taken in prior years
Reductions for tax positions taken in prior years
Settlements with taxing authorities in current year
Reductions as a result of a lapse of the applicable statute of limitations

Balance at December 31

2014

3,848
(25)
354
(22)
37
(561)
(50)
(29)

3,552

$

$

2013

3,071
(58)
276
—
1,164
(176)
(320)
(109)

3,848

$

$

2012

3,481
4
543
—
152
(899)
(138)
(72)

3,071

$

$

The decrease in unrecognized tax benefits between December 31, 2013, and December 31, 2014 was primarily due to the
expiration of certain U.S. foreign tax credits in 2014, which had no impact on the company’s results of operations.

Approximately 68 percent of the $3,552 of unrecognized tax benefits at December 31, 2014, would have an impact on the
effective tax rate if subsequently recognized. Certain of these unrecognized tax benefits relate to tax carryforwards that may
require a full valuation allowance at the time of any such recognition.

Tax positions for Chevron and its subsidiaries and affiliates are subject to income tax audits by many tax jurisdictions
throughout the world. For the company’s major tax jurisdictions, examinations of tax returns for certain prior tax years had
not been completed as of December 31, 2014. For these jurisdictions, the latest years for which income tax examinations had
been finalized were as follows: United States – 2008, Nigeria – 2000, Angola – 2001, Saudi Arabia – 2012 and Kazakhstan –
2007.

The company engages in ongoing discussions with tax authorities regarding the resolution of tax matters in the various
jurisdictions. Both the outcome of these tax matters and the timing of resolution and/or closure of the tax audits are highly
uncertain. However, it is reasonably possible that developments on tax matters in certain tax jurisdictions may result in
significant increases or decreases in the company’s total unrecognized tax benefits within the next 12 months. Given the
number of years that still remain subject to examination and the number of matters being examined in the various tax
jurisdictions, the company is unable to estimate the range of possible adjustments to the balance of unrecognized tax benefits.

On the Consolidated Statement of Income, the company reports interest and penalties related to liabilities for uncertain tax
positions as “Income tax expense.” As of December 31, 2014, accruals of $233 for anticipated interest and penalty
obligations were included on the Consolidated Balance Sheet, compared with accruals of $215 as of year-end 2013. Income
tax expense (benefit) associated with interest and penalties was $4, $(42) and $145 in 2014, 2013 and 2012, respectively.

Chevron Corporation 2014 Annual Report

55

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

Taxes Other Than on Income

United States

Excise and similar taxes on products and merchandise
Import duties and other levies
Property and other miscellaneous taxes
Payroll taxes
Taxes on production

Total United States

International

Excise and similar taxes on products and merchandise
Import duties and other levies
Property and other miscellaneous taxes
Payroll taxes
Taxes on production

Total International

Total taxes other than on income

$

Year ended December 31

$

2014

4,633
6
1,002
273
349

6,263

3,553
45
2,277
172
230

6,277

$

2013

4,792
4
1,036
255
333

6,420

3,700
41
2,486
168
248

6,643

2012

4,665
1
782
240
328

6,016

3,345
106
2,501
160
248

6,360

$

12,540

$

13,063

$

12,376

Note 17
Long-Term Debt
Total long-term debt, excluding capital leases, at December 31, 2014, was $23,960. The company’s long-term debt
outstanding at year-end 2014 and 2013 was as follows:

At December 31

3.191% notes due 2023
1.104% notes due 2017
1.718% notes due 2018
2.355% notes due 2022
4.95% notes due 2019
1.345% notes due 2017
2.427% notes due 2020
2.193% notes due 2019
0.889% notes due 2016
Floating rate notes due 2016 (0.332%)1
Floating rate notes due 2017 (0.402%)1
Floating rate notes due 2019 (0.642%)1
Floating rate notes due 2021 (0.762%)1
8.625% debentures due 2032
8.625% debentures due 2031
8.0% debentures due 2032
9.75% debentures due 2020
8.875% debentures due 2021
Medium-term notes, maturing from 2021 to 2038 (5.83%)2

Total including debt due within one year

Debt due within one year
Reclassified from short-term debt

Total long-term debt

Interest rate at December 31, 2014.

1
2 Weighted-average interest rate at December 31, 2014.

$

$

2014

2,250
2,000
2,000
2,000
1,500
1,100
1,000
750
750
700
650
400
400
147
107
74
54
40
38

15,960
—
8,000

$

23,960

$

2013

2,250
2,000
2,000
2,000
1,500
—
1,000
—
750
—
—
—
—
147
107
74
54
40
38

11,960
—
8,000

19,960

Chevron has an automatic shelf registration statement that expires in 2015. This registration statement is for an unspecified
amount of nonconvertible debt securities issued or guaranteed by the company.

Long-term debt of $15,960 matures as follows: 2015 – $0; 2016 – $1,450; 2017 – $3,750; 2018 – $2,000; 2019 – $2,650; and
after 2019 – $6,110.

In November 2014, $4,000 of Chevron Corporation bonds were issued.

See Note 9, beginning on page 42, for information concerning the fair value of the company’s long-term debt.

56

Chevron Corporation 2014 Annual Report

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

Note 18
Short-Term Debt

Commercial paper*
Notes payable to banks and others with originating terms of one year or less
Current maturities of long-term debt
Current maturities of long-term capital leases
Redeemable long-term obligations

Long-term debt
Capital leases

Subtotal

Reclassified to long-term debt

Total short-term debt

At December 31

$

$

2014

8,506
104
—
22

3,152
6

11,790
(8,000)

$

3,790

$

2013

5,130
49
—
34

3,152
9

8,374
(8,000)

374

* Weighted-average interest rates at December 31, 2014 and 2013, were 0.12 percent and 0.09 percent, respectively.

Redeemable long-term obligations consist primarily of tax-exempt variable-rate put bonds that are included as current
liabilities because they become redeemable at the option of the bondholders during the year following the balance sheet date.

The company may periodically enter into interest rate swaps on a portion of its short-term debt. At December 31, 2014, the
company had no interest rate swaps on short-term debt.

At December 31, 2014, the company had $8,000 in committed credit facilities with various major banks, expiring in
December 2016, that enable the refinancing of short-term obligations on a long-term basis. These facilities support
commercial paper borrowing and can also be used for general corporate purposes. The company’s practice has been to
continually replace expiring commitments with new commitments on substantially the same terms, maintaining levels
management believes appropriate. Any borrowings under the facilities would be unsecured indebtedness at interest rates
based on the London Interbank Offered Rate or an average of base lending rates published by specified banks and on terms
reflecting the company’s strong credit rating. No borrowings were outstanding under these facilities at December 31, 2014.

At both December 31, 2014 and 2013, the company classified $8,000 of short-term debt as long-term. Settlement of these
obligations is not expected to require the use of working capital within one year, and the company has both the intent and the
ability, as evidenced by committed credit facilities, to refinance them on a long-term basis.

Note 19
New Accounting Standards
Revenue Recognition (Topic 606), Revenue from Contracts with Customers (ASU 2014-09) In May 2014, the FASB issued
ASU 2014-09, which becomes effective for the company January 1, 2017. Early adoption is not permitted. The standard
provides that an entity should recognize revenue to align with the transfer of promised goods or services to customers in an
amount that reflects the consideration that the entity expects to be entitled to receive in exchange for those goods or services.
The ASU, which replaces most existing revenue recognition guidance in U.S. GAAP, provides a five-step model for
recognition of revenue, guidance on the accounting for certain costs of obtaining or fulfilling contracts with customers and
specific disclosure requirements. Transition guidance permits either retrospective application or presentation of the
cumulative effect at the adoption date. The company is reviewing the requirements of the ASU to determine the transition
method it will apply and to update its assessments developed throughout the FASB’s deliberation period. The company is
evaluating the effect of the standard on the company’s consolidated financial statements.

Note 20
Accounting for Suspended Exploratory Wells
The company continues to capitalize exploratory well costs after the completion of drilling when (a) the well has found a
sufficient quantity of reserves to justify completion as a producing well, and (b) the business unit is making sufficient
progress assessing the reserves and the economic and operating viability of the project. If either condition is not met or if the
company obtains information that raises substantial doubt about the economic or operational viability of the project, the
exploratory well would be assumed to be impaired, and its costs, net of any salvage value, would be charged to expense.

Chevron Corporation 2014 Annual Report

57

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

The following table indicates the changes to the company’s suspended exploratory well costs for the three years ended
December 31, 2014:

Beginning balance at January 1
Additions to capitalized exploratory well costs pending the determination of proved reserves
Reclassifications to wells, facilities and equipment based on the determination of proved reserves
Capitalized exploratory well costs charged to expense
Other reductions*

Ending balance at December 31

* Represents property sales.

$

2014

3,245
1,591
(298)
(312)
(31)

$

$

2013

2,681
885
(290)
(31)
—

2012

2,434
595
(244)
(49)
(55)

$

4,195

$

3,245

$

2,681

The following table provides an aging of capitalized well costs and the number of projects for which exploratory well costs
have been capitalized for a period greater than one year since the completion of drilling.

Exploratory well costs capitalized for a period of one year or less
Exploratory well costs capitalized for a period greater than one year

Balance at December 31

2014

1,522
2,673

$

At December 31

2013

641
2,604

2012

501
2,180

$

$

$

4,195

$

3,245

$

2,681

Number of projects with exploratory well costs that have been capitalized for a period greater than one year*

51

51

46

* Certain projects have multiple wells or fields or both.

Of the $2,673 of exploratory well costs capitalized for more than one year at December 31, 2014, $1,460 (21 projects) is
related to projects that had drilling activities under way or firmly planned for the near future. The $1,213 balance is related to
30 projects in areas requiring a major capital expenditure before production could begin and for which additional drilling
efforts were not under way or firmly planned for the near future. Additional drilling was not deemed necessary because the
presence of hydrocarbons had already been established, and other activities were in process to enable a future decision on
project development.

The projects for the $1,213 referenced above had the following activities associated with assessing the reserves and the
projects’ economic viability: (a) $289 (six projects) – undergoing front-end engineering and design with final investment
decision expected within two years; (b) $213 (three projects) – development concept under review by government; (c) $600
(10 projects) – development alternatives under review; (d) $111 (11 projects) – miscellaneous activities for projects with
smaller amounts suspended. While progress was being made on all 51 projects, the decision on the recognition of proved
reserves under SEC rules in some cases may not occur for several years because of the complexity, scale and negotiations
associated with the projects. Approximately half of these decisions are expected to occur in the next five years.

The $2,673 of suspended well costs capitalized for a period greater than one year as of December 31, 2014, represents 209
exploratory wells in 51 projects. The tables below contain the aging of these costs on a well and project basis:
Aging based on drilling completion date of individual wells:

Number of wells

Amount

1997–2003
2004–2008
2009–2013

Total

Aging based on drilling completion date of last suspended well in project:

1999
2003–2009
2010–2014

Total

$

$

$

$

204
459
2,010

2,673

38
45
126

209

Amount Number of projects

8
521
2,144

2,673

1
11
39

51

Note 21
Stock Options and Other Share-Based Compensation
Compensation expense for stock options for 2014, 2013 and 2012 was $287 ($186 after tax), $292 ($190 after tax) and $283
($184 after tax), respectively. In addition, compensation expense for stock appreciation rights, restricted stock, performance
units and restricted stock units was $71 ($46 after tax), $223 ($145 after tax) and $177 ($115 after tax) for 2014, 2013 and
2012, respectively. No significant stock-based compensation cost was capitalized at December 31, 2014, or December 31,
2013.

58

Chevron Corporation 2014 Annual Report

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

Cash received in payment for option exercises under all share-based payment arrangements for 2014, 2013 and 2012 was
$527, $553 and $753, respectively. Actual tax benefits realized for the tax deductions from option exercises were $54, $73
and $101 for 2014, 2013 and 2012, respectively.

Cash paid to settle performance units and stock appreciation rights was $204, $186 and $123 for 2014, 2013 and 2012,
respectively.

Chevron Long-Term Incentive Plan (LTIP) Awards under the LTIP may take the form of, but are not limited to, stock
options, restricted stock, restricted stock units, stock appreciation rights, performance units and nonstock grants. From
April 2004 through May 2023, no more than 260 million shares may be issued under the LTIP. For awards issued on or after
May 29, 2013, no more than 50 million of those shares may be in a form other than a stock option, stock appreciation right or
award requiring full payment for shares by the award recipient. For the major types of awards outstanding as of
December 31, 2014, the contractual terms vary between three years for the performance units and 10 years for the stock
options and stock appreciation rights.

Unocal Share-Based Plans (Unocal Plans) When Chevron acquired Unocal in August 2005, outstanding stock options and
stock appreciation rights granted under various Unocal Plans were exchanged for fully vested Chevron options and
appreciation rights. These awards retained the same provisions as the original Unocal Plans. Unexercised awards began
expiring in early 2010 and will continue to expire through early 2015.

The fair market values of stock options and stock appreciation rights granted in 2014, 2013 and 2012 were measured on the
date of grant using the Black-Scholes option-pricing model, with the following weighted-average assumptions:

Expected term in years1
Volatility2
Risk-free interest rate based on zero coupon U.S. treasury note
Dividend yield
Weighted-average fair value per option granted

2014

6.0
30.3 %
1.9 %
3.3 %

Year ended December 31

2013

6.0
31.3 %
1.2 %
3.3 %

2012

6.0
31.7 %
1.1 %
3.2 %

$

25.86

$

24.48

$

23.35

1 Expected term is based on historical exercise and postvesting cancellation data.
2 Volatility rate is based on historical stock prices over an appropriate period, generally equal to the expected term.

A summary of option activity during 2014 is presented below:

Shares (Thousands)

Weighted-Average
Exercise Price

Averaged Remaining

Contractual Term (Years) Aggregate Intrinsic Value

Outstanding at January 1, 2014

Granted
Exercised
Forfeited

Outstanding at December 31, 2014

Exercisable at December 31, 2014

75,626
11,380
(7,464)
(1,201)
78,341

56,943

$
$
$
$
$

$

88.44
116.00
72.71
111.73
93.59

85.60

5.84

4.87

$

$

1,548

1,533

The total intrinsic value (i.e., the difference between the exercise price and the market price) of options exercised during
2014, 2013 and 2012 was $398, $445 and $580, respectively. During this period, the company continued its practice of
issuing treasury shares upon exercise of these awards.

As of December 31, 2014, there was $226 of total unrecognized before-tax compensation cost related to nonvested share-
based compensation arrangements granted under the plans. That cost is expected to be recognized over a weighted-average
period of 1.7 years.

At January 1, 2014, the number of LTIP performance units outstanding was equivalent to 2,531,270 shares. During 2014,
772,800 units were granted, 967,234 units vested with cash proceeds distributed to recipients and 70,884 units were forfeited.
At December 31, 2014, units outstanding were 2,265,952. The fair value of the liability recorded for these instruments was
$212, and was measured using the Monte Carlo simulation method. In addition, outstanding stock appreciation rights and
other awards that were granted under various LTIP and former Unocal programs totaled approximately 3.3 million equivalent
shares as of December 31, 2014. A liability of $78 was recorded for these awards.

Chevron Corporation 2014 Annual Report

59

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

Note 22
Employee Benefit Plans
The company has defined benefit pension plans for many employees. The company typically prefunds defined benefit plans
as required by local regulations or in certain situations where prefunding provides economic advantages. In the United States,
all qualified plans are subject to the Employee Retirement Income Security Act (ERISA) minimum funding standard. The
company does not typically fund U.S. nonqualified pension plans that are not subject to funding requirements under laws and
regulations because contributions to these pension plans may be less economic and investment returns may be less attractive
than the company’s other investment alternatives.

The company also sponsors other postretirement (OPEB) plans that provide medical and dental benefits, as well as life
insurance for some active and qualifying retired employees. The plans are unfunded, and the company and retirees share the
costs. Medical coverage for Medicare-eligible retirees in the company’s main U.S. medical plan is secondary to Medicare
(including Part D) and the increase to the company contribution for retiree medical coverage is limited to no more than 4
percent each year. Certain life insurance benefits are paid by the company.

The company recognizes the overfunded or underfunded status of each of its defined benefit pension and OPEB plans as an
asset or liability on the Consolidated Balance Sheet.

The funded status of the company’s pension and other postretirement benefit plans for 2014 and 2013 follows:

$

Change in Benefit Obligation

Benefit obligation at January 1
Service cost
Interest cost
Plan participants’ contributions
Plan amendments
Actuarial (gain) loss
Foreign currency exchange rate changes
Benefits paid
Divestitures

Benefit obligation at December 31

Change in Plan Assets

Fair value of plan assets at January 1
Actual return on plan assets
Foreign currency exchange rate changes
Employer contributions
Plan participants’ contributions
Benefits paid
Divestitures

Fair value of plan assets at December 31

$

$

U.S.

12,080
450
494
—
—
2,299
—
(1,073)
—

14,250

11,210
854
—
99
—
(1,073)
—

11,090

2014

Int’l.

6,095
190
340
8
3
336
(348)
(293)
(564)

5,767

4,543
571
(279)
276
8
(293)
(582)

4,244

Pension Benefits

$

U.S.

13,654
495
471
—
(78)
(1,398)
—
(1,064)
—

12,080

9,909
1,546
—
819
—
(1,064)
—

11,210

2013

Int’l.

6,287
197
314
8
18
(206)
(187)
(336)
—

6,095

4,125
375
(21)
392
8
(336)
—

4,543

$

Other Benefits

2014

2013

3,138
50
148
150
2
544
(22)
(350)
—

3,660

—
—
—
200
150
(350)
—

—

$

3,787
66
149
154
—
(636)
(23)
(359)
—

3,138

—
—
—
205
154
(359)
—

—

Funded Status at December 31

$

(3,160)

$

(1,523)

$

(870)

$

(1,552)

$

(3,660)

$

(3,138)

Amounts recognized on the Consolidated Balance Sheet for the company’s pension and other postretirement benefit plans at
December 31, 2014 and 2013, include:

Deferred charges and other assets
Accrued liabilities
Noncurrent employee benefit plans

Net amount recognized at December 31

$

$

U.S.

13
(123)
(3,050)

$

2014

Int’l.

244
(68)
(1,699)

(3,160)

$

(1,523)

$

$

Pension Benefits

U.S.

394
(76)
(1,188)

$

2013

Int’l.

128
(81)
(1,599)

(870)

$

(1,552)

Other Benefits

2013

—
(215)
(2,923)

(3,138)

$

$

2014

—
(198)
(3,462)

(3,660)

$

$

60

Chevron Corporation 2014 Annual Report

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

Amounts recognized on a before-tax basis in “Accumulated other comprehensive loss” for the company’s pension and OPEB
plans were $7,417 and $5,464 at the end of 2014 and 2013, respectively. These amounts consisted of:

Net actuarial loss
Prior service (credit) costs

Total recognized at December 31

Pension Benefits

U.S.

4,972
(13)

4,959

$

$

$

$

2014

Int’l.

1,487
150

1,637

U.S.

3,185
(22)

3,163

$

$

$

$

2013

Int’l.

1,808
167

1,975

Other Benefits

2014

763
58

821

$

$

2013

256
70

326

$

$

The accumulated benefit obligations for all U.S. and international pension plans were $12,833 and $4,995, respectively, at
December 31, 2014, and $10,876 and $5,108, respectively, at December 31, 2013.

Information for U.S. and international pension plans with an accumulated benefit obligation in excess of plan assets at
December 31, 2014 and 2013, was:

Projected benefit obligations
Accumulated benefit obligations
Fair value of plan assets

$

U.S.

14,182
12,765
11,009

$

2014

Int’l.

1,938
1,525
262

$

Pension Benefits

U.S.

1,267
1,155
4

$

2013

Int’l.

1,692
1,240
203

The components of net periodic benefit cost and amounts recognized in the Consolidated Statement of Comprehensive
Income for 2014, 2013 and 2012 are shown in the table below:

Net Periodic Benefit Cost

Service cost
Interest cost
Expected return on plan assets
Amortization of prior service costs (credits)
Recognized actuarial losses
Settlement losses
Curtailment losses (gains)

$

2014

Int’l.

$ 190
340
(298)
21
96
208
—

U.S.

450
494
(788)
(9)
209
237
—

Total net periodic benefit cost

593

557

$

$

U.S.

495
471
(701)
2
485
173
—

925

Changes Recognized in Comprehensive Income

Net actuarial (gain) loss during period
Amortization of actuarial loss
Prior service (credits) costs during period
Amortization of prior service (costs) credits

Total changes recognized in other comprehensive

2,233
(446)
—
9

(17)
(304)
4
(21)

(2,244)
(658)
(78)
(2)

Pension Benefits

2013

Int’l.

197
314
(274)
21
143
12
—

413

(476)
(155)
18
(21)

$

U.S.

452
435
(634)
(7)
470
220
—

936

805
(700)
94
7

$

2012

Int’l.

181
320
(269)
18
136
5
—

391

330
(141)
37
(18)

Other Benefits

2014

2013

2012

$

50
148
—
14
7
—
—

219

514
(7)
2
(14)

$

$

66
149
—
(50)
53
—
—

218

(659)
(53)
—
50

61
153
—
(72)
56
(26)
—

172

45
(79)
11
72

income

1,796

(338)

(2,982)

(634)

206

208

495

(662)

49

Recognized in Net Periodic Benefit Cost and

Other Comprehensive Income

$ 2,389

$ 219

$(2,057) $ (221) $ 1,142

$

599

$

714

$ (444) $

221

Net actuarial losses recorded in “Accumulated other comprehensive loss” at December 31, 2014, for the company’s U.S.
pension, international pension and OPEB plans are being amortized on a straight-line basis over approximately 10, 12 and 15
years, respectively. These amortization periods represent the estimated average remaining service of employees expected to
receive benefits under the plans. These losses are amortized to the extent they exceed 10 percent of the higher of the
projected benefit obligation or market-related value of plan assets. The amount subject to amortization is determined on a
plan-by-plan basis. During 2015, the company estimates actuarial losses of $356, $81 and $34 will be amortized from
“Accumulated other comprehensive loss” for U.S. pension, international pension and OPEB plans, respectively. In addition,
the company estimates an additional $216 will be recognized from “Accumulated other comprehensive loss” during 2015
related to lump-sum settlement costs from U.S. pension plans.

Chevron Corporation 2014 Annual Report

61

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

The weighted average amortization period for recognizing prior service costs (credits) recorded in “Accumulated other
comprehensive loss” at December 31, 2014, was approximately 5 and 9 years for U.S. and international pension plans,
respectively, and 7 years for other postretirement benefit plans. During 2015,
the company estimates prior service
(credits) costs of $(9), $22 and $14 will be amortized from “Accumulated other comprehensive loss” for U.S. pension,
international pension and OPEB plans, respectively.

Assumptions The following weighted-average assumptions were used to determine benefit obligations and net periodic
benefit costs for years ended December 31:

Assumptions used to determine benefit obligations:

Discount rate
Rate of compensation increase

Assumptions used to determine net periodic benefit

cost:
Discount rate
Expected return on plan assets
Rate of compensation increase

2014

Int’l.

2013

Int’l.

U.S.

2012

Int’l.

U.S.

U.S.

Other Benefits

2014

2013

2012

Pension Benefits

3.7%
4.5%

5.0%
5.1%

4.3%
4.5%

5.8%
5.5%

3.6%
4.5%

5.2%
5.5%

4.3%
N/A

4.9%
N/A

4.1%
N/A

4.3%
7.5%
4.5%

5.8%
6.6%
5.5%

3.6%
7.5%
4.5%

5.2%
6.8%
5.5%

3.8%
7.5%
4.5%

5.9%
7.5%
5.7%

4.9%
N/A
N/A

4.1%
N/A
N/A

4.2%
N/A
N/A

Expected Return on Plan Assets The company’s estimated long-term rates of return on pension assets are driven primarily
by actual historical asset-class returns, an assessment of expected future performance, advice from external actuarial firms
and the incorporation of specific asset-class risk factors. Asset allocations are periodically updated using pension plan asset/
liability studies, and the company’s estimated long-term rates of return are consistent with these studies.

For 2014, the company used an expected long-term rate of return of 7.5 percent for U.S. pension plan assets, which account
for 72 percent of the company’s pension plan assets. In both 2013 and 2012, the company used a long-term rate of return of
7.5 for this plan.

The market-related value of assets of the major U.S. pension plan used in the determination of pension expense was based on
the market values in the three months preceding the year-end measurement date. Management considers the three-month time
period long enough to minimize the effects of distortions from day-to-day market volatility and still be contemporaneous to
the end of the year. For other plans, market value of assets as of year-end is used in calculating the pension expense.

Discount Rate The discount rate assumptions used to determine the U.S. and international pension and postretirement benefit
plan obligations and expense reflect the rate at which benefits could be effectively settled, and is equal to the equivalent
single rate resulting from yield curve analysis. This analysis considered the projected benefit payments specific to the
company’s plans and the yields on high-quality bonds. At December 31, 2014, the company used a 3.7 percent discount rate
for the U.S. pension plans and 4.1 percent for the main U.S. OPEB plan. The discount rates for these plans at the end of 2013
were 4.3 and 4.7 percent, respectively, while in 2012 they were 3.6 and 3.9 percent for these plans, respectively.

Other Benefit Assumptions For the measurement of accumulated postretirement benefit obligation at December 31, 2014,
for the main U.S. postretirement medical plan, the assumed health care cost-trend rates start with 7.0 percent in 2015 and
gradually decline to 4.5 percent for 2025 and beyond. For this measurement at December 31, 2013, the assumed health care
cost-trend rates started with 7.3 percent in 2014 and gradually declined to 4.5 percent for 2025 and beyond. In both
measurements, the annual increase to company contributions was capped at 4 percent.

Assumed health care cost-trend rates can have a significant effect on the amounts reported for retiree health care costs. The
impact is mitigated by the 4 percent cap on the company’s medical contributions for the primary U.S. plan. A 1-percentage-
point change in the assumed health care cost-trend rates would have the following effects on worldwide plans:

Effect on total service and interest cost components
Effect on postretirement benefit obligation

1 Percent Increase

1 Percent Decrease

$
$

13
226

$
$

(10)
(187)

62

Chevron Corporation 2014 Annual Report

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

Plan Assets and Investment Strategy The fair value hierarchy of inputs the company uses to value the pension assets is
divided into three levels:

Level 1: Fair values of these assets are measured using unadjusted quoted prices for the assets or the prices of identical
assets in active markets that the plans have the ability to access.

Level 2: Fair values of these assets are measured based on quoted prices for similar assets in active markets; quoted
prices for identical or similar assets in inactive markets; inputs other than quoted prices that are observable for the asset;
and inputs that are derived principally from, or corroborated by, observable market data through correlation or other
means. If the asset has a contractual term, the Level 2 input is observable for substantially the full term of the asset. The
fair values for Level 2 assets are generally obtained from third-party broker quotes, independent pricing services and
exchanges.

Level 3: Inputs to the fair value measurement are unobservable for these assets. Valuation may be performed using a
financial model incorporating estimated inputs.

The fair value measurements of the company’s pension plans for 2014 and 2013 are below:

Total Fair Value

Level 1

Level 2

Level 3

Total Fair Value

Level 1

Level 2

Level 3

U.S.

Int’l.

$

$

$

At December 31, 2013
Equities
U.S.1
International
Collective Trusts/Mutual

Funds2

Fixed Income
Government
Corporate
Mortgage-Backed Securities
Other Asset Backed
Collective Trusts/Mutual

Funds2

Mixed Funds3
Real Estate4
Cash and Cash Equivalents
Other5

Total at December 31, 2013

At December 31, 2014
Equities
U.S.1
International
Collective Trusts/Mutual

Funds2

Fixed Income
Government
Corporate
Mortgage-Backed Securities
Other Asset Backed
Collective Trusts/Mutual

Funds2

Mixed Funds3
Real Estate4
Cash and Cash Equivalents
Other5

$

$

$

$

2,298
1,501

$

2,298
1,501

— $
—

2,977

81
1,275
1
—

1,357
—
1,265
385
70

26

52
—
—
—

—
—
—
385
(2)

2,951

29
1,275
1
—

1,357
—
—
—
18

—
—

—

—
—
—
—

—
—
1,265
—
54

11,210

$

4,260

$

5,631

$

1,319

$

2,087
1,297

$

2,087
1,297

— $
—

3,240

84
1,502
1
—

1,174
—
1,364
270
71

22

47
—
—
—

—
—
—
270
(3)

3,218

37
1,502
1
—

1,174
—
—
—
20

—
—

—

—
—
—
—

—
—
1,364
—
54

$

409
533

1,066

726
545
4
—

647
120
294
173
26

409
533

211

46
23
—
—

27
5
—
173
(2)

$

— $
—

855

680
499
2
—

620
115
—
—
25

4,543

$

1,425

$

2,796

$

$

241
313

979

1,066
585
1
—

394
122
329
190
24

241
313

173

53
26
—
—

16
3
—
189
—

$

— $
—

806

1,013
537
1
—

378
119
—
1
21

Total at December 31, 2014

$

11,090

$

3,720

$

5,952

$

1,418

$

4,244

$

1,014

$

2,876

$

—
—

—

—
23
2
—

—
—
294
—
3

322

—
—

—

—
22
—
—

—
—
329
—
3

354

1 U.S. equities include investments in the company’s common stock in the amount of $24 at December 31, 2014, and $28 at December 31, 2013.
2 Collective Trusts/Mutual Funds for U.S. plans are entirely index funds; for International plans, they are mostly index funds. For these index funds, the Level 2 designation is

partially based on the restriction that advance notification of redemptions, typically two business days, is required.

3 Mixed funds are composed of funds that invest in both equity and fixed-income instruments in order to diversify and lower risk.
4 The year-end valuations of the U.S. real estate assets are based on internal appraisals by the real estate managers, which are updates of third-party appraisals that occur at least

once a year for each property in the portfolio.

5 The “Other” asset class includes net payables for securities purchased but not yet settled (Level 1); dividends and interest- and tax-related receivables (Level 2); insurance

contracts and investments in private-equity limited partnerships (Level 3).

Chevron Corporation 2014 Annual Report

63

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

The effects of fair value measurements using significant unobservable inputs on changes in Level 3 plan assets are outlined
below:

Corporate

Mortgage-Backed Securities

Real Estate

Other

Fixed Income

Total at December 31, 2012
Actual Return on Plan Assets:

Assets held at the reporting date
Assets sold during the period
Purchases, Sales and Settlements
Transfers in and/or out of Level 3

Total at December 31, 2013

Actual Return on Plan Assets:

Assets held at the reporting date
Assets sold during the period
Purchases, Sales and Settlements
Transfers in and/or out of Level 3

Total at December 31, 2014

$

$

$

31

$

(9)
—
1
—

23

—
—
(1)
—

22

$

$

2

—
—
—
—

2

—
—
(2)
—

—

$

1,290

$

90
3
176
—

$

1,559

$

115
20
(1)
—

$

1,693

$

57

—
—
—
—

57

—
—
—
—

57

$

Total

1,380

81
3
177
—

$

1,641

115
20
(4)
—

$

1,772

The primary investment objectives of the pension plans are to achieve the highest rate of total return within prudent levels of
risk and liquidity, to diversify and mitigate potential downside risk associated with the investments, and to provide adequate
liquidity for benefit payments and portfolio management.

The company’s U.S. and U.K. pension plans comprise 91 percent of the total pension assets. Both the U.S. and U.K. plans
have an Investment Committee that regularly meets during the year to review the asset holdings and their returns. To assess
the plans’ investment performance, long-term asset allocation policy benchmarks have been established.

For the primary U.S. pension plan, the company’s Benefit Plan Investment Committee has established the following
approved asset allocation ranges: Equities 40–70 percent, Fixed Income and Cash 20–60 percent, Real Estate 0–15 percent,
and Other 0–5 percent. For the U.K. pension plan, the U.K. Board of Trustees has established the following asset allocation
guidelines, which are reviewed regularly: Equities 30-50 percent, Fixed Income and Cash 35–65 percent and Real Estate 5-
15 percent. The other significant international pension plans also have established maximum and minimum asset allocation
ranges that vary by plan. Actual asset allocation within approved ranges is based on a variety of current economic and market
conditions and consideration of specific asset class risk. To mitigate concentration and other risks, assets are invested across
multiple asset classes with active investment managers and passive index funds.

The company does not prefund its OPEB obligations.

Cash Contributions and Benefit Payments In 2014, the company contributed $99 and $293 to its U.S. and international
pension plans, respectively. In 2015, the company expects contributions to be approximately $350 to its U.S. plan and $250
to its international pension plans. Actual contribution amounts are dependent upon investment returns, changes in pension
obligations, regulatory environments and other economic factors. Additional funding may ultimately be required if
investment returns are insufficient to offset increases in plan obligations.

The company anticipates paying other postretirement benefits of approximately $198 in 2015; $200 was paid in 2014.

The following benefit payments, which include estimated future service, are expected to be paid by the company in the next
10 years:

2015
2016
2017
2018
2019
2020-2024

64

Chevron Corporation 2014 Annual Report

Pension Benefits

U.S.

1,398
1,346
1,347
1,340
1,319
5,966

$
$
$
$
$
$

Int’l.

225
315
322
355
374
2,004

Other

Benefits

198
203
207
212
216
1,113

$
$
$
$
$
$

$
$
$
$
$
$

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

Employee Savings Investment Plan Eligible employees of Chevron and certain of its subsidiaries participate in the Chevron
Employee Savings Investment Plan (ESIP). Compensation expense for the ESIP totaled $316, $163 and $243 in 2014, 2013
and 2012, respectively. The amounts for ESIP expense in 2013 and 2012 are net of $140 and $43, respectively, which reflect
the value of common stock released from the former leveraged employee stock ownership plan (LESOP). LESOP debt was
retired in 2013, and all remaining shares were released.

Benefit Plan Trusts Prior to its acquisition by Chevron, Texaco established a benefit plan trust for funding obligations under
some of its benefit plans. At year-end 2014, the trust contained 14.2 million shares of Chevron treasury stock. The trust will
sell the shares or use the dividends from the shares to pay benefits only to the extent that the company does not pay such
benefits. The company intends to continue to pay its obligations under the benefit plans. The trustee will vote the shares held
in the trust as instructed by the trust’s beneficiaries. The shares held in the trust are not considered outstanding for earnings-
per-share purposes until distributed or sold by the trust in payment of benefit obligations.

Prior to its acquisition by Chevron, Unocal established various grantor trusts to fund obligations under some of its benefit
plans, including the deferred compensation and supplemental retirement plans. At December 31, 2014 and 2013, trust assets
of $38 and $40, respectively, were invested primarily in interest-earning accounts.

Employee Incentive Plans The Chevron Incentive Plan is an annual cash bonus plan for eligible employees that links awards
to corporate, business unit and individual performance in the prior year. Charges to expense for cash bonuses were $965,
$871 and $898 in 2014, 2013 and 2012, respectively. Chevron also has the LTIP for officers and other regular salaried
employees of the company and its subsidiaries who hold positions of significant responsibility. Awards under the LTIP
consist of stock options and other share-based compensation that are described in Note 21, beginning on page 58.

Note 23
Other Contingencies and Commitments
Income Taxes The company calculates its income tax expense and liabilities quarterly. These liabilities generally are subject
to audit and are not finalized with the individual taxing authorities until several years after the end of the annual period for
which income taxes have been calculated. Refer to Note 16, beginning on page 53, for a discussion of the periods for which
tax returns have been audited for the company’s major tax jurisdictions and a discussion for all tax jurisdictions of the
differences between the amount of tax benefits recognized in the financial statements and the amount taken or expected to be
taken in a tax return.

Settlement of open tax years, as well as other tax issues in countries where the company conducts its businesses, are not
expected to have a material effect on the consolidated financial position or liquidity of the company and, in the opinion of
management, adequate provision has been made for income and franchise taxes for all years under examination or subject to
future examination.

Guarantees The company’s guarantee of $485 is associated with certain payments under a terminal use agreement entered
into by an equity affiliate. Over the approximate 13-year remaining term of the guarantee, the maximum guarantee amount
will be reduced as certain fees are paid by the affiliate. There are numerous cross-indemnity agreements with the affiliate and
the other partners to permit recovery of amounts paid under the guarantee. Chevron has recorded no liability for its obligation
under this guarantee.

Indemnifications In the acquisition of Unocal,
the company assumed certain indemnities relating to contingent
environmental liabilities associated with assets that were sold in 1997. The acquirer of those assets shared in certain
environmental remediation costs up to a maximum obligation of $200, which had been reached at December 31, 2009. Under
the indemnification agreement, after reaching the $200 obligation, Chevron is solely responsible until April 2022, when the
indemnification expires. The environmental conditions or events that are subject to these indemnities must have arisen prior
to the sale of the assets in 1997.

Although the company has provided for known obligations under this indemnity that are probable and reasonably estimable,
the amount of additional future costs may be material to results of operations in the period in which they are recognized. The
company does not expect these costs will have a material effect on its consolidated financial position or liquidity.

Long-Term Unconditional Purchase Obligations and Commitments, Including Throughput and Take-or-Pay Agreements
The company and its subsidiaries have certain contingent liabilities with respect to long-term unconditional purchase
obligations and commitments, including throughput and take-or-pay agreements, some of which relate to suppliers’ financing
arrangements. The agreements typically provide goods and services, such as pipeline and storage capacity, drilling rigs,
utilities, and petroleum products, to be used or sold in the ordinary course of the company’s business. The aggregate

Chevron Corporation 2014 Annual Report

65

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

approximate amounts of required payments under these various commitments are: 2015 – $3,600; 2016 – $3,000; 2017 –
$2,300; 2018 – $2,100; 2019 – $1,600; 2020 and after – $4,500. A portion of these commitments may ultimately be shared
with project partners. Total payments under the agreements were approximately $3,700 in 2014, $3,600 in 2013 and $3,600
in 2012.

Environmental The company is subject to loss contingencies pursuant to laws, regulations, private claims and legal
proceedings related to environmental matters that are subject to legal settlements or that in the future may require the
company to take action to correct or ameliorate the effects on the environment of prior release of chemicals or petroleum
substances, including MTBE, by the company or other parties. Such contingencies may exist for various sites, including, but
not limited to, federal Superfund sites and analogous sites under state laws, refineries, crude oil fields, service stations,
terminals, land development areas, and mining operations, whether operating, closed or divested. These future costs are not
fully determinable due to such factors as the unknown magnitude of possible contamination, the unknown timing and extent
of the corrective actions that may be required, the determination of the company’s liability in proportion to other responsible
parties, and the extent to which such costs are recoverable from third parties.

Although the company has provided for known environmental obligations that are probable and reasonably estimable, the
amount of additional future costs may be material to results of operations in the period in which they are recognized. The
company does not expect these costs will have a material effect on its consolidated financial position or liquidity. Also, the
company does not believe its obligations to make such expenditures have had, or will have, any significant impact on the
company’s competitive position relative to other U.S. or international petroleum or chemical companies.

Chevron’s environmental reserve as of December 31, 2014, was $1,683. Included in this balance were remediation activities
at approximately 164 sites for which the company had been identified as a potentially responsible party or otherwise
involved in the remediation by the U.S. Environmental Protection Agency (EPA) or other regulatory agencies under the
provisions of the federal Superfund law or analogous state laws. The company’s remediation reserve for these sites at year-
end 2014 was $456. The federal Superfund law and analogous state laws provide for joint and several liability for all
responsible parties. Any future actions by the EPA or other regulatory agencies to require Chevron to assume other
potentially responsible parties’ costs at designated hazardous waste sites are not expected to have a material effect on the
company’s results of operations, consolidated financial position or liquidity.

Of the remaining year-end 2014 environmental reserves balance of $1,227, $868 related to the company’s U.S. downstream
operations, including refineries and other plants, marketing locations (i.e., service stations and terminals), chemical facilities,
and pipelines. The remaining $359 was associated with various sites in international downstream $79, upstream $275 and
other businesses $5. Liabilities at all sites, whether operating, closed or divested, were primarily associated with the
company’s plans and activities to remediate soil or groundwater contamination or both. These and other activities include
one or more of the following: site assessment; soil excavation; offsite disposal of contaminants; onsite containment,
remediation and/or extraction of petroleum hydrocarbon liquid and vapor from soil; groundwater extraction and treatment;
and monitoring of the natural attenuation of the contaminants.

The company manages environmental liabilities under specific sets of regulatory requirements, which in the United States
include the Resource Conservation and Recovery Act and various state and local regulations. No single remediation site at
year-end 2014 had a recorded liability that was material to the company’s results of operations, consolidated financial
position or liquidity.

is likely that the company will continue to incur additional

liabilities, beyond those recorded, for environmental
It
remediation relating to past operations. These future costs are not fully determinable due to such factors as the unknown
magnitude of possible contamination, the unknown timing and extent of the corrective actions that may be required, the
determination of the company’s liability in proportion to other responsible parties, and the extent to which such costs are
recoverable from third parties.

Refer to Note 24 for a discussion of the company’s asset retirement obligations.

Other Contingencies On April 26, 2010, a California appeals court
issued a ruling related to the adequacy of an
Environmental Impact Report (EIR) supporting the issuance of certain permits by the city of Richmond, California, to
replace and upgrade certain facilities at Chevron’s refinery in Richmond. Settlement discussions with plaintiffs in the case
ended late fourth quarter 2010, and on March 3, 2011, the trial court entered a final judgment and peremptory writ ordering
the City to set aside the project EIR and conditional use permits and enjoining Chevron from any further work. On May 23,
2011, the company filed an application with the City Planning Department for a conditional use permit for a revised project
to complete construction of the hydrogen plant, certain sulfur removal facilities and related infrastructure.

66

Chevron Corporation 2014 Annual Report

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

On June 10, 2011, the City published its Notice of Preparation of the revised EIR for the project, and on March 18, 2014, the
revised draft EIR was published for public comment. The public comment period closed in May 2014, the final EIR was
released on June 9, 2014, and on July 29, 2014, the Richmond City Council certified the EIR and approved a conditional use
permit. The company is now seeking to secure the further necessary approvals to resume construction. Although the City
Council has certified the EIR, management believes the outcomes associated with the project are uncertain. Due to the
uncertainty of the company’s future course of action, or potential outcomes of any action or combination of actions,
management does not believe an estimate of the financial effects, if any, can be made at this time.

Chevron receives claims from and submits claims to customers; trading partners; U.S. federal, state and local regulatory
bodies; governments; contractors; insurers; and suppliers. The amounts of these claims, individually and in the aggregate,
may be significant and take lengthy periods to resolve.

The company and its affiliates also continue to review and analyze their operations and may close, abandon, sell, exchange,
acquire or restructure assets to achieve operational or strategic benefits and to improve competitiveness and profitability.
These activities, individually or together, may result in gains or losses in future periods.

Note 24
Asset Retirement Obligations
The company records the fair value of a liability for an asset retirement obligation (ARO) as an asset and liability when there
is a legal obligation associated with the retirement of a tangible long-lived asset and the liability can be reasonably estimated.
The legal obligation to perform the asset retirement activity is unconditional, even though uncertainty may exist about the
timing and/or method of settlement that may be beyond the company’s control. This uncertainty about the timing and/or
method of settlement is factored into the measurement of the liability when sufficient information exists to reasonably
estimate fair value. Recognition of the ARO includes: (1) the present value of a liability and offsetting asset, (2) the
subsequent accretion of that liability and depreciation of the asset, and (3) the periodic review of the ARO liability estimates
and discount rates.

AROs are primarily recorded for the company’s crude oil and natural gas producing assets. No significant AROs associated
with any legal obligations to retire downstream long-lived assets have been recognized, as indeterminate settlement dates for
the asset retirements prevent estimation of the fair value of the associated ARO. The company performs periodic reviews of
its downstream long-lived assets for any changes in facts and circumstances that might require recognition of a retirement
obligation.

The following table indicates the changes to the company’s before-tax asset retirement obligations in 2014, 2013 and 2012:

Balance at January 1
Liabilities incurred
Liabilities settled
Accretion expense
Revisions in estimated cash flows

Balance at December 31

$

2014

14,298
133
(1,291)
882
1,031

$

$

2013

13,271
59
(907)
627
1,248

2012

12,767
133
(966)
629
708

$

15,053

$

14,298

$

13,271

In the table above, the amounts associated with “Revisions in estimated cash flows” generally reflect increasing costs for
complex well abandonments and accelerated timing of abandonment. The long-term portion of the $15,053 balance at the
end of 2014 was $14,246.

Note 25
Other Financial Information
Earnings in 2014 included after-tax gains of approximately $3,000 relating to the sale of nonstrategic properties. Of this
amount, approximately $1,800, $1,000 and $200 related to upstream, downstream, and other assets, respectively. Earnings in
2013 included after-tax gains of approximately $500 relating to the sale of nonstrategic properties. Of this amount,
approximately $300 and $200 related to downstream and upstream assets, respectively. Earnings in 2014 included after-tax
charges of approximately $1,000 for impairments and other asset write-offs, of which $800 was related to upstream and $200
to a mining asset. Earnings in 2013 included after-tax charges of approximately $400 for impairments and other asset write-
offs, of which $300 was related to upstream and $100 to other assets and investments.

Chevron Corporation 2014 Annual Report

67

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

Other financial information is as follows:

Total financing interest and debt costs
Less: Capitalized interest

Interest and debt expense

Research and development expenses

Excess of replacement cost over the carrying value of inventories (LIFO method)
LIFO profits on inventory drawdowns included in earnings

Foreign currency effects*

2014

358
358

—

707

8,135
13

487

$

$

$

$

Year ended December 31

2013

284
284

$

— $

750

9,150
14

474

$

$

2012

242
242

—

648

9,292
121

(454)

$

$

$

$

*

Includes $118, $244 and $(202) in 2014, 2013 and 2012, respectively, for the company’s share of equity affiliates’ foreign currency effects.

The company has $4,593 in goodwill on the Consolidated Balance Sheet related to the 2005 acquisition of Unocal and to the
2011 acquisition of Atlas Energy, Inc. The company tested this goodwill for impairment during 2014 and concluded no
impairment was necessary.

Five Year Financial Summary
Unaudited

Millions of dollars, except per-share amounts

2014

2013

2012

2011

2010

Statement of Income Data
Revenues and Other Income

Total sales and other operating revenues*
Income from equity affiliates and other income

$

Total Revenues and Other Income
Total Costs and Other Deductions

Income Before Income Tax Expense
Income Tax Expense

Net Income

Less: Net income attributable to noncontrolling interests

200,494
11,476

211,970
180,768

31,202
11,892

19,310
69

$

220,156
8,692

228,848
192,943

35,905
14,308

21,597
174

$ 230,590
11,319

$

241,909
195,577

46,332
19,996

26,336
157

244,371
9,335

253,706
206,072

47,634
20,626

27,008
113

$

198,198
6,730

204,928
172,873

32,055
12,919

19,136
112

Net Income Attributable to Chevron Corporation

$

19,241

$

21,423

$

26,179

$

26,895

$

19,024

Per Share of Common Stock

Net Income Attributable to Chevron

– Basic
– Diluted

Cash Dividends Per Share

Balance Sheet Data (at December 31)

Current assets
Noncurrent assets

Total Assets

Short-term debt
Other current liabilities
Long-term debt and capital lease obligations
Other noncurrent liabilities

Total Liabilities

Total Chevron Corporation Stockholders’ Equity

Noncontrolling interests

Total Equity

* Includes excise, value-added and similar taxes:

68

Chevron Corporation 2014 Annual Report

$
$

$

$

$

$

$

10.21
10.14

4.21

42,232
223,794

266,026

3,790
28,136
24,028
53,881

109,835

155,028
1,163

156,191

8,186

$
$

$

$

$

$

$

11.18
11.09

3.90

50,250
203,503

253,753

374
32,644
20,057
50,251

103,326

149,113
1,314

$
$

$

$

13.42
13.32

3.51

55,720
177,262

232,982

127
34,085
12,065
48,873

95,150

$ 136,524
1,308

150,427

$ 137,832

8,492

$

8,010

$
$

$

$

$

$

$

13.54
13.44

3.09

53,234
156,240

209,474

340
33,260
9,812
43,881

87,293

121,382
799

122,181

8,085

$
$

$

$

$

$

$

9.53
9.48

2.84

48,841
135,928

184,769

187
28,825
11,289
38,657

78,958

105,081
730

105,811

8,591

Notes to the Consolidated Financial Statements

Millions of dollars, except per-share amounts

Five-Year Operating Summary
Unaudited

Worldwide-Includes Equity in Affiliates
Thousands of barrels per day, except natural gas data,
which is millions cubic feet per day

United States
Net production of crude oil and natural gas liquids
Net production of natural gas1
Net oil-equivalent production
Refinery input
Sales of refined products
Sales of natural gas liquids

Total Sales of petroleum products
Sales of natural gas

International
Net production of crude oil and natural gas liquids2
Net production of natural gas1
Net oil-equivalent production
Refinery input3
Sales of refined products4
Sales of natural gas liquids

Total sales of petroleum products
Sales of natural gas

Total Worldwide
Net production of crude oil and natural gas liquids
Net production of natural gas
Net oil-equivalent production
Refinery input
Sales of refined products
Sales of natural gas liquids

Total sales of petroleum products
Sales of natural gas

Worldwide - Excludes Equity in Affiliates Number of completed

wells (net)5

Oil and gas
Dry
Productive oil and gas wells (net)5

1 Includes natural gas consumed in operations:

United States
International6

Total6

2 Includes: Canada-synthetic oil

Venezuela affiliate-synthetic oil

3 As of June 2012, Star Petroleum Refining Company crude-input volumes are reported
on a 100 percent consolidated basis. Prior to June 2012, crude-input volumes reflect
a 64 percent equity interest.

4 Includes sales of affiliates (MBPD):
5 Net wells include wholly owned and the sum of fractional interests in partially owned

wells

6 2013 conforms to 2014 presentation

2014

2013

2012

2011

2010

456
1,250
664
871
1,210
141

1,351
3,995

1,253
3,917
1,907
819
1,501
86

1,587
4,304

1,709
5,167
2,571
1,690
2,711
227

2,938
8,299

449
1,246
657
774
1,182
142

1,324
5,483

1,282
3,946
1,940
864
1,529
88

1,617
4,251

1,731
5,192
2,597
1,638
2,711
230

2,941
9,734

455
1,203
655
833
1,211
157

1,368
5,470

1,309
3,871
1,955
869
1,554
88

1,642
4,315

1,764
5,074
2,610
1,702
2,765
245

3,010
9,785

2,246
27
56,678

1,833
20
56,635

1,618
19
55,812

72
458

530
43
25

65
457

522
43
17

71
452

523
43
31

475

465
1,279
678
854
1,257
161

1,418
5,836

1,384
3,662
1,995
933
1,692
87

1,779
4,361

1,849
4,941
2,673
1,787
2,949
248

3,197
10,197

1,551
19
55,049

69
447

516
40
32

489
1,314
708
890
1,349
161

1,510
5,932

1,434
3,726
2,055
1,004
1,764
105

1,869
4,493

1,923
5,040
2,763
1,894
3,113
266

3,379
10,425

1,160
31
51,677

62
475

537
24
28

471

522

556

562

Chevron Corporation 2014 Annual Report

69

Supplemental Information on Oil and Gas Producing Activities - Unaudited

In accordance with FASB and SEC disclosure requirements for oil and gas producing activities, this section provides
supplemental information on oil and gas exploration and producing activities of the company in seven separate tables.
Tables I through IV provide historical cost information pertaining to costs incurred in exploration, property acquisitions and
development; capitalized costs; and results of operations. Tables V through VII present information on the company’s
estimated net proved reserve quantities, standardized measure of estimated discounted future net cash flows related to proved

Table I - Costs Incurred in Exploration, Property Acquisitions and Development1

U.S.

Other
Americas

Africa

Asia

Australia/
Oceania

Europe

Total

TCO

Other

Consolidated Companies

Affiliated Companies

Millions of dollars

Year Ended December 31, 2014
Exploration
Wells
Geological and geophysical
Rentals and other

Total exploration

Property acquisitions2

Proved
Unproved

Total property acquisitions

$

$

965
107
150

1,222

33
196

229

$

87
72
37

196

1
2

3

$

436
32
198

666

521
39

560

$

381
64
98

543

60
—

60

$

207
88
101

396

—
—

—

$

101
41
103

245

—
—

—

2,177
404
687

3,268

615
237

852

$

— $
—
—

—

—
—

—

Development3

8,207

3,226

3,771

4,363

7,182

887

27,636

1,598

Total Costs Incurred4

$

9,658

$

3,425

$

4,997

$

4,966

$ 7,578

$

1,132

$

31,756

$

1,598

$

Year Ended December 31, 2013
Exploration
Wells
Geological and geophysical
Rentals and other

$

Total exploration

Property acquisitions2

Proved
Unproved

Total property acquisitions

Development3

$

594
134
166

894

71
331

402

7,457

$

495
70
62

627

—
2,068

2,068

2,306

$

88
105
147

340

26
—

26

$

$

405
116
80

601

64
203

267

262
29
124

415

—
105

105

$

123
55
131

309

1
3

4

1,967
509
710

3,186

162
2,710

2,872

$

— $
—
—

—

—
—

—

3,549

4,907

6,611

1,046

25,876

1,027

Total Costs Incurred4

$

8,753

$

5,001

$

3,915

$

5,775

$ 7,131

$

1,359

$

31,934

$

1,027

$

Year Ended December 31, 2012
Exploration
Wells
Geological and geophysical
Rentals and other

$

Total exploration

Property acquisitions2

Proved
Unproved

Total property acquisitions

Development3

$

251
99
161

511

248
1,150

1,398

6,597

$

202
105
55

362

—
29

29

$

121
107
93

321

8
5

13

$

271
86
201

558

39
342

381

$

302
47
85

434

—
28

28

$

88
58
107

253

—
—

—

1,235
502
702

2,439

295
1,554

1,849

1,211

3,118

3,797

5,379

753

20,855

$

— $
—
—

—

—
—

—

660

660

$

293

321

Total Costs Incurred4

$

8,506

$

1,602

$

3,452

$

4,736

$ 5,841

$

1,006

$

25,143

$

1

Includes costs incurred whether capitalized or expensed. Excludes general support equipment expenditures. Includes capitalized amounts related to asset retirement obligations.
See Note 24, “Asset Retirement Obligations,” on page 67.

2 Does not include properties acquired in nonmonetary transactions.
3

Includes $349, $661, and $963 costs incurred prior to assignment of proved reserves for consolidated companies in 2014, 2013, and 2012, respectively.

4 Reconciliation of consolidated and affiliated companies total cost incurred to Upstream capital and exploratory (C&E) expenditures - $ billions.

2014

2013

2012

Total cost incurred

$

Non-oil and gas activities
ARO

33.7
4.6
(1.2)

$

33.5
5.8
(1.4)

$

26.1
5.0
(0.7)

(Primarily includes LNG, gas-to-liquids and transportation activities)

Upstream C&E

$

37.1

$

37.9

$

30.4

Reference Page 21 Upstream total

70

Chevron Corporation 2014 Annual Report

—
—
—

—

—
—

—

393

393

—
—
—

—

—
—

—

544

544

—
—
—

—

—
28

28

Supplemental Information on Oil and Gas Producing Activities - Unaudited

reserves and changes in estimated discounted future net cash flows. The amounts for consolidated companies are organized
by geographic areas including the United States, Other Americas, Africa, Asia, Australia/Oceania and Europe. Amounts for
affiliated companies include Chevron’s equity interests in Tengizchevroil (TCO) in the Republic of Kazakhstan and in other
affiliates, principally in Venezuela and Angola. Refer to Note 13, beginning on page 48, for a discussion of the company’s
major equity affiliates.

Table II - Capitalized Costs Related to Oil and Gas Producing Activities

Millions of dollars

At December 31, 2014
Unproved properties
Proved properties and

related producing assets

Support equipment
Deferred exploratory wells
Other uncompleted projects

Gross Capitalized Costs

Unproved properties valuation
Proved producing properties –
Depreciation and depletion
Support equipment depreciation

Accumulated provisions

Net Capitalized Costs

At December 31, 2013
Unproved properties
Proved properties and

related producing assets

Support equipment
Deferred exploratory wells
Other uncompleted projects

Gross Capitalized Costs

Unproved properties valuation
Proved producing properties –
Depreciation and depletion
Support equipment depreciation

Accumulated provisions

Net Capitalized Costs

At December 31, 2012
Unproved properties
Proved properties and

related producing assets

Support equipment
Deferred exploratory wells
Other uncompleted projects

Gross Capitalized Costs

Unproved properties valuation
Proved producing properties –
Depreciation and depletion
Support equipment depreciation

Accumulated provisions

U.S.

Other
Americas

Africa

Asia

Australia/
Oceania

Europe

Total

TCO

Other

Consolidated Companies

Affiliated Companies

$

10,095 $

3,207 $

286 $

1,933 $

1,990 $

33 $

17,544

$

108 $

—

$

$

$

$

$

75,511
1,670
1,012
7,714

96,002

1,332

48,315
711

50,358

14,697
361
220
5,566

24,051

796

6,516
203

7,515

33,117
1,193
647
6,691

41,934

213

19,729
694

20,636

47,007
1,791
734
5,997

57,462

634

31,207
1,276

33,117

3,303
796
1,330
23,487

9,172
186
252
1,841

30,906

11,484

46

33

2,259
202

2,507

7,540
159

7,732

182,807
5,997
4,195
51,296

261,839

3,054

115,566
3,245

121,865

45,644 $

16,536 $

21,298 $

24,345 $

28,399 $

3,752 $

139,974

10,228 $

3,697 $

267 $

2,064 $

1,990 $

36 $

18,282

67,837
1,314
670
9,149

89,198

1,243

45,756
656

12,868
344
297
4,175

21,381

707

5,695
189

32,936
1,180
536
4,424

39,343

203

18,051
647

42,780
1,678
335
5,998

52,855

389

27,356
1,177

3,274
1,608
1,134
16,000

9,592
177
273
1,390

24,006

11,468

6

31

2,083
384

7,825
149

169,287
6,301
3,245
41,136

238,251

2,579

106,766
3,202

47,655 $

6,591 $

18,901 $

28,922 $

2,473 $

8,005 $

112,547

41,543 $

14,790 $

20,442 $

23,933 $

21,533 $

3,463 $

125,704

10,478 $

1,415 $

271 $

2,039 $

1,884 $

34 $

16,121

62,274
1,179
412
7,203

81,546

1,121

42,224
589

43,934

11,237
330
201
3,211

16,394

634

5,288
178

6,100

30,106
1,195
598
3,466

35,636

201

15,566
613

16,380

39,889
1,554
326
4,123

47,931

253

24,432
1,101

25,786

2,420
1,191
911
10,578

9,994
172
233
768

16,984

11,201

2

28

1,832
305

2,139

8,255
137

8,420

155,920
5,621
2,681
29,349

209,692

2,239

97,597
2,923

102,759

$

$

$

$

$

7,370
1,331
—
2,679

11,488

48

3,295
611

3,954

3,713
—
—
458

4,171

—

845
—

845

7,534 $

3,326

109 $

29

6,977
1,166
—
1,638

9,890

45

2,672
538

3,255 $

3,408
—
—
404

3,841

10

696
—

706

6,635 $

3,135

109 $

28

6,832
1,089
—
906

8,936

41

2,274
480

2,795

1,852
—
—
1,594

3,474

—

551
—

551

Net Capitalized Costs

$

37,612 $

10,294 $

19,256 $

22,145 $

14,845 $

2,781 $

106,933

$

6,141 $

2,923

Chevron Corporation 2014 Annual Report

71

Supplemental Information on Oil and Gas Producing Activities - Unaudited

Table III - Results of Operations for Oil and Gas Producing Activities1

The company’s results of operations from oil and gas producing activities for the years 2014, 2013 and 2012 are shown in the
following table. Net income from exploration and production activities as reported on page 46 reflects income taxes
computed on an effective rate basis.

Income taxes in Table III are based on statutory tax rates, reflecting allowable deductions and tax credits. Interest income and
expense are excluded from the results reported in Table III and from the net income amounts on page 46.

Millions of dollars

Year Ended December 31, 2014
Revenues from net production

Sales
Transfers

Total

Production expenses excluding taxes
Taxes other than on income
Proved producing properties:
Depreciation and depletion

Accretion expense2
Exploration expenses
Unproved properties valuation
Other income (expense)3

Results before income taxes

Income tax expense

Results of Producing Operations

Year Ended December 31, 2013
Revenues from net production

Sales
Transfers

Total

Production expenses excluding taxes
Taxes other than on income
Proved producing properties:
Depreciation and depletion

Accretion expense2
Exploration expenses
Unproved properties valuation
Other income (expense)3

Results before income taxes

Income tax expense

Other
Americas

U.S.

Africa

Australia/
Oceania

Asia

Europe

Total

TCO

Other

Consolidated Companies

Affiliated Companies

$

2,660 $

13,023

15,683
(4,786)
(654)

(4,605)
(334)
(581)
(140)
654

5,237
(1,955)

1,338 $
2,285

3,623
(1,328)
(122)

(793)
(22)
(119)
(219)
674

1,694
(471)

707 $

12,546

13,253
(2,084)
(140)

(3,092)
(130)
(383)
(12)
221

7,633
(4,924)

8,290 $ 1,466 $
8,153

888

1,037 $
1,277

15,498
38,172

$

7,717 $
—

16,443
(4,527)
(82)

(3,977)
(142)
(309)
(289)
115

7,232
(3,604)

2,354
(191)
(329)

(208)
(32)
(269)
(40)
102

1,387
(392)

2,314
(773)
(4)

(351)
(84)
(281)
(3)
358

1,176
(579)

53,670
(13,689)
(1,331)

(13,026)
(744)
(1,942)
(703)
2,124

24,359
(11,925)

7,717
(493)
(344)

(567)
(9)
—
—
(28)

6,276
(1,883)

1,733
—

1,733
(670)
(418)

(175)
(4)
(5)
(38)
(85)

338
(284)

$

$

3,282 $

1,223 $

2,709 $

3,628 $

995 $

597 $

12,434

$

4,393 $

54

2,303 $
14,471

1,351 $
1,973

16,774
(4,606)
(648)

(4,039)
(223)
(555)
(129)
242

6,816
(2,471)

3,324
(1,218)
(90)

(440)
(22)
(372)
(84)
(5)

1,093
(289)

702 $

14,804

15,506
(2,099)
(149)

(2,747)
(125)
(203)
(13)
145

10,315
(6,545)

9,220 $ 1,431 $
9,521

984

1,345 $
1,701

16,352
43,454

$

8,522 $
—

18,741
(4,429)
(140)

(3,602)
(114)
(272)
(141)
(275)

9,768
(4,824)

2,415
(193)
(378)

(342)
(28)
(161)
(4)
89

1,398
(411)

3,046
(759)
(3)

(416)
(79)
(258)
(5)
13

1,539
(1,058)

59,806
(13,304)
(1,408)

(11,586)
(591)
(1,821)
(376)
209

30,929
(15,598)

8,522
(401)
(439)

(518)
(9)
—
—
(81)

7,074
(2,122)

2,100
—

2,100
(444)
(704)

(179)
(14)
—
(10)
462

1,211
(624)

Results of Producing Operations

$

4,345 $

804 $

3,770 $

4,944 $

987 $

481 $

15,331

$

4,952 $

587

1 The value of owned production consumed in operations as fuel has been eliminated from revenues and production expenses, and the related volumes have been deducted from

net production in calculating the unit average sales price and production cost. This has no effect on the results of producing operations.

2 Represents accretion of ARO liability. Refer to Note 24, “Asset Retirement Obligations,” on page 67.
3

Includes foreign currency gains and losses, gains and losses on property dispositions and other miscellaneous income and expenses.

72

Chevron Corporation 2014 Annual Report

Supplemental Information on Oil and Gas Producing Activities - Unaudited

Table III - Results of Operations for Oil and Gas Producing Activities1, continued

Millions of dollars

Year Ended December 31, 2012
Revenues from net production

Other
Americas

U.S.

Africa

Asia

Australia/
Oceania

Europe

Total

TCO

Other

Consolidated Companies

Affiliated Companies

Sales
Transfers

$

1,832 $
15,122

1,561 $
1,997

1,480 $
15,033

10,485 $
9,071

1,539 $
1,073

1,618 $
2,148

18,515
44,444

$

7,869 $
—

Total
Production expenses excluding taxes
Taxes other than on income
Proved producing properties:
Depreciation and depletion

Accretion expense2
Exploration expenses
Unproved properties valuation
Other income (expense)3

Results before income taxes

Income tax expense

16,954
(4,009)
(654)

(3,462)
(226)
(244)
(127)
167

8,399
(3,043)

3,558
(1,073)
(123)

(508)
(33)
(145)
(138)
(169)

1,369
(310)

16,513
(1,918)
(161)

(2,475)
(66)
(427)
(16)
(199)

11,251
(7,558)

19,556
(4,545)
(191)

(3,399)
(92)
(489)
(133)
245

10,952
(5,739)

2,612
(164)
(390)

(315)
(23)
(133)
—
2,495

3,766
(637)
(3)

(541)
(46)
(272)
(15)
13

4,082
(1,226)

2,265
(1,511)

62,959
(12,346)
(1,522)

(10,700)
(486)
(1,710)
(429)
2,552

38,318
(19,387)

7,869
(463)
(439)

(427)
(8)
—
—
27

6,559
(1,972)

1,951
—

1,951
(442)
(767)

(147)
(6)
—
—
31

620
(299)

Results of Producing Operations

$

5,356 $

1,059 $

3,693 $

5,213 $

2,856 $

754 $

18,931

$

4,587 $

321

1 The value of owned production consumed in operations as fuel has been eliminated from revenues and production expenses, and the related volumes have been deducted from

net production in calculating the unit average sales price and production cost. This has no effect on the results of producing operations.

2 Represents accretion of ARO liability. Refer to Note 24, “Asset Retirement Obligations,” on page 67.
3

Includes foreign currency gains and losses, gains and losses on property dispositions, and other miscellaneous income and expenses.

Table IV - Results of Operations for Oil and Gas Producing Activities - Unit Prices and Costs1

Other
Americas

U.S.

Africa

Asia

Australia/
Oceania

Europe

Total

TCO

Other

Consolidated Companies

Affiliated Companies

Year Ended December 31, 2014
Average sales prices
Liquids, per barrel
Natural gas, per thousand cubic feet
Average production costs, per barrel2

Year Ended December 31, 2013
Average sales prices
Liquids, per barrel
Natural gas, per thousand cubic feet
Average production costs, per barrel2

Year Ended December 31, 2012
Average sales prices
Liquids, per barrel
Natural gas, per thousand cubic feet
Average production costs, per barrel2

$

$

$

84.13 $
3.90
20.09

83.57 $
2.84
22.77

96.43 $
1.53
13.77

89.44 $
5.86
17.21

95.17 $
10.42
5.53

95.05 $
9.29
27.14

89.44
5.44
17.69

93.46 $
3.38
19.57

88.32 $
2.68
21.29

107.22 $
1.76
13.93

98.37 $
6.02
16.49

103.28 $
10.61
5.90

105.78 $
11.04
22.87

99.05
5.45
17.10

95.21 $
2.65
16.99

87.87 $
3.59
18.38

109.64 $
1.22
12.14

102.46 $
6.03
16.71

103.06 $
10.99
4.86

108.77 $
10.10
15.72

101.61
5.42
15.46

$

$

$

81.07 $
1.53
4.47

76.07
6.38
29.30

88.06 $
1.50
4.37

78.87
4.00
22.69

89.34 $
1.36
4.42

83.97
5.39
18.73

1 The value of owned production consumed in operations as fuel has been eliminated from revenues and production expenses, and the related volumes have been deducted from

net production in calculating the unit average sales price and production cost. This has no effect on the results of producing operations.

2 Natural gas converted to oil-equivalent gas (OEG) barrels at a rate of 6 MCF = 1 OEG barrel.

Chevron Corporation 2014 Annual Report

73

Supplemental Information on Oil and Gas Producing Activities - Unaudited

Table V Reserve Quantity Information

Summary of Net Oil and Gas Reserves

Liquids in Millions of Barrels
Natural Gas in Billions of Cubic Feet

2014

2013

2012

Crude Oil
Condensate
NGLs

Synthetic
Oil

Natural
Gas

Crude Oil
Condensate
NGLs

Synthetic
Oil

Natural
Gas

Crude Oil
Condensate
NGLs

Synthetic
Oil

Natural
Gas

Proved Developed

Consolidated Companies

U.S.
Other Americas
Africa
Asia
Australia/Oceania
Europe

Total Consolidated

Affiliated Companies

TCO
Other

955
103
701
584
38
87

— 2,743
739
531
— 1,112
— 4,607
— 1,117
167
—

976
109
763
601
44
94

— 2,632
943
403
— 1,161
— 4,620
— 1,251
200
—

2,468

531 10,485

2,587

403 10,807

961
100

— 1,431
317
51

884
105

— 1,188
330
44

1,012
91
782
643
31
103

2,662

977
115

— 2,574
1,063
391
— 1,163
— 4,511
682
—
191
—

391 10,184

— 1,261
377
50

Total Consolidated and Affiliated Companies

3,529

582 12,233

3,576

447 12,325

3,754

441 11,822

Proved Undeveloped

Consolidated Companies

U.S.
Other Americas
Africa
Asia
Australia/Oceania
Europe

Total Consolidated

Affiliated Companies

TCO
Other

Total Consolidated and Affiliated Companies

Total Proved Reserves

477
135
320
168
104
79

— 1,431
384
3
— 1,856
— 1,659
— 9,824
68
—

354
134
341
191
87
72

— 1,358
357
134
— 1,884
— 2,125
— 9,076
63
—

347
132
348
194
103
54

— 1,148
412
122
— 1,918
— 2,356
— 9,570
66
—

1,283

3 15,222

1,179

134 14,863

1,178

122 15,470

654
45

1,982

5,511

—
153

746
915

156 16,883

738 29,116

784
49

2,012

5,588

— 1,102
856
176

310 16,821

757 29,146

755
49

1,982

5,736

— 1,038
865
182

304 17,373

745 29,195

Reserves Governance The company has adopted a comprehensive reserves and resource classification system modeled after
a system developed and approved by the Society of Petroleum Engineers, the World Petroleum Congress and the American
Association of Petroleum Geologists. The system classifies recoverable hydrocarbons into six categories based on their status
at the time of reporting - three deemed commercial and three potentially recoverable. Within the commercial classification
are proved reserves and two categories of unproved: probable and possible. The potentially recoverable categories are also
referred to as contingent resources. For reserves estimates to be classified as proved, they must meet all SEC and company
standards.

Proved oil and gas reserves are the estimated quantities that geoscience and engineering data demonstrate with reasonable
certainty to be economically producible in the future from known reservoirs under existing economic conditions, operating
methods and government regulations. Net proved reserves exclude royalties and interests owned by others and reflect
contractual arrangements and royalty obligations in effect at the time of the estimate.

Proved reserves are classified as either developed or undeveloped. Proved developed reserves are the quantities expected to
be recovered through existing wells with existing equipment and operating methods.

Due to the inherent uncertainties and the limited nature of reservoir data, estimates of reserves are subject to change as
additional information becomes available.

74

Chevron Corporation 2014 Annual Report

Supplemental Information on Oil and Gas Producing Activities - Unaudited

Proved reserves are estimated by company asset teams composed of earth scientists and engineers. As part of the internal
control process related to reserves estimation, the company maintains a Reserves Advisory Committee (RAC) that is chaired
by the Manager of Corporate Reserves, a corporate department that reports directly to the Vice Chairman responsible for the
company’s worldwide exploration and production activities. The Manager of Corporate Reserves has more than 30 years’
experience working in the oil and gas industry and a Master of Science in Petroleum Engineering degree from Stanford
University. His experience includes more than 15 years of managing oil and gas reserves processes. He was chairman of the
Society of Petroleum Engineers Oil and Gas Reserves Committee, served on the United Nations Expert Group on Resources
Classification, and is a past member of the Joint Committee on Reserves Evaluator Training and the California Conservation
Committee. He is an active member of the Society of Petroleum Evaluation Engineers and serves on the Society of
Petroleum Engineers Oil and Gas Reserves Committee.

All RAC members are degreed professionals, each with more than 10 years of experience in various aspects of reserves
estimation relating to reservoir engineering, petroleum engineering, earth science or
finance. The members are
knowledgeable in SEC guidelines for proved reserves classification and receive annual training on the preparation of reserves
estimates. The reserves activities are managed by two operating company-level reserves managers. These two reserves
managers are not members of the RAC so as to preserve corporate-level independence.

The RAC has the following primary responsibilities: establish the policies and processes used within the operating units to
estimate reserves; provide independent reviews and oversight of the business units’ recommended reserves estimates and
changes; confirm that proved reserves are recognized in accordance with SEC guidelines; determine that reserve volumes are
calculated using consistent and appropriate standards, procedures and technology; and maintain the Corporate Reserves
Manual, which provides standardized procedures used corporatewide for classifying and reporting hydrocarbon reserves.

During the year, the RAC is represented in meetings with each of the company’s upstream business units to review and
discuss reserve changes recommended by the various asset teams. Major changes are also reviewed with the company’s
Strategy and Planning Committee, whose members include the Chief Executive Officer and the Chief Financial Officer. The
company’s annual reserve activity is also reviewed with the Board of Directors. If major changes to reserves were to occur
between the annual reviews, those matters would also be discussed with the Board.

RAC subteams also conduct in-depth reviews during the year of many of the fields that have large proved reserves quantities.
These reviews include an examination of the proved-reserve records and documentation of their compliance with the
Corporate Reserves Manual.

Technologies Used in Establishing Proved Reserves Additions In 2014, additions to Chevron’s proved reserves were based
on a wide range of geologic and engineering technologies. Information generated from wells, such as well logs, wire line
sampling, production and pressure testing, fluid analysis, and core analysis, was integrated with seismic data, regional
geologic studies, and information from analogous reservoirs to provide “reasonably certain” proved reserves estimates. Both
proprietary and commercially available analytic tools, including reservoir simulation, geologic modeling and seismic
processing, have been used in the interpretation of the subsurface data. These technologies have been utilized extensively by
the company in the past, and the company believes that they provide a high degree of confidence in establishing reliable and
consistent reserves estimates.

Proved Undeveloped Reserves At the end of 2014, proved undeveloped reserves totaled 5.0 billion barrels of oil-equivalent
(BOE), a decrease of 174 million BOE from year-end 2013. The decrease was due to the transfer of 646 million BOE to
proved developed and 2 million BOE in sales, partially offset by increases of 277 million BOE in extensions and discoveries,
169 million BOE in revisions, and 28 million BOE in improved recovery.

During 2014, investments totaling approximately $15.4 billion in oil and gas producing activities and about $2.9 billion in
non-oil and gas producing activities were expended to advance the development of proved undeveloped reserves. Australia
accounted for about $7.1 billion of the total, mainly for development and construction activities at the Gorgon and
Wheatstone LNG projects. Expenditures of about $3.4 billion in the United States related primarily to various development
activities in the Gulf of Mexico and the midcontinent region. In Asia, expenditures during the year totaled approximately
$3.3 billion, primarily related to development projects of the TCO affiliate in Kazakhstan, and in Thailand. In Africa, about
$2.8 billion was expended on various offshore development and natural gas projects in Nigeria and Angola. Development
activities in Canada and Brazil were primarily responsible for about $1.6 billion of expenditures in Other Americas.

Chevron Corporation 2014 Annual Report

75

Supplemental Information on Oil and Gas Producing Activities - Unaudited

Reserves that remain proved undeveloped for five or more years are a result of several factors that affect optimal project
development and execution, such as the complex nature of the development project in adverse and remote locations, physical
limitations of infrastructure or plant capacities that dictate project timing, compression projects that are pending reservoir
pressure declines, and contractual limitations that dictate production levels.

At year-end 2014, the company held approximately 2.5 billion BOE of proved undeveloped reserves that have remained
undeveloped for five years or more. The majority of these reserves are in three locations where the company has a proven
track record of developing major projects. In Australia, approximately 700 million BOE have remained undeveloped for five
years or more related to the Gorgon Project. The company is currently constructing liquefaction and other facilities in
Australia to develop this natural gas. In Africa, approximately 400 million BOE have remained undeveloped for five years or
more, primarily due to facility constraints at various fields and infrastructure associated with the Escravos gas projects in
Nigeria. Affiliates account for about 1.1 billion BOE of proved undeveloped reserves that have remained undeveloped for
five years or more, with the majority related to the TCO affiliate in Kazakhstan. At TCO, further field development to
convert the remaining proved undeveloped reserves is scheduled to occur in line with reservoir depletion.

Annually,
the company assesses whether any changes have occurred in facts or circumstances, such as changes to
development plans, regulations or government policies, that would warrant a revision to reserve estimates. For 2014, this
assessment did not result in any material changes in reserves classified as proved undeveloped. Over the past three years, the
ratio of proved undeveloped reserves to total proved reserves has ranged between 44 percent and 46 percent. The consistent
completion of major capital projects has kept the ratio in a narrow range over this time period.

Proved Reserve Quantities For the three years ending December 31, 2014, the pattern of net reserve changes shown in the
following tables are not necessarily indicative of future trends. Apart from acquisitions, the company’s ability to add proved
reserves can be affected by events and circumstances that are outside the company’s control, such as delays in government
permitting, partner approvals of development plans, changes in oil and gas prices, OPEC constraints, geopolitical
uncertainties, and civil unrest.

At December 31, 2014, proved reserves for the company were 11.1 billion BOE. The company’s estimated net proved
reserves of liquids including crude oil, condensate, natural gas liquids and synthetic oil for the years 2012, 2013 and 2014 are
shown in the table on page 77. The company’s estimated net proved reserves of natural gas are shown on page 78.

Noteworthy changes in liquids proved reserves for 2012 through 2014 are discussed below and shown in the table on the
following page:

Revisions In 2012, improved field performance and drilling associated with Gulf of Mexico projects accounted for the
majority of the 104 million barrel increase in the United States. In Asia, drilling results across numerous assets drove the
97 million barrel increase. Improved field performance from various Nigeria and Angola producing assets was primarily
responsible for the 66 million barrel increase in Africa. Improved plant efficiency for the TCO affiliate was responsible for a
large portion of the 59 million barrel increase.

In 2013, improved field performance from various Nigeria and Angola producing assets was primarily responsible for the
94 million barrel increase in Africa. In Asia, drilling performance across numerous assets resulted in an 84 million barrel
increase. Improved field performance and drilling associated with Gulf of Mexico projects and drilling in the Midland and
Delaware basins accounted for the majority of the 55 million barrel increase in the United States. Synthetic oil reserves in
Canada increased by 40 million barrels, primarily due to improved field performance.

In 2014, drilling in the Midland and Delaware basins and improved field performance and drilling in California accounted for
the majority of the 90 million barrel increase in the United States. Improved field performance at various Nigeria fields was
primarily responsible for the 74 million barrel increase in Africa. In Asia, drilling performance across numerous assets,
primarily in Indonesia, resulted in the 80 million barrel increase.

Improved Recovery In 2012, improved recovery increased reserves by 77 million barrels, primarily due to secondary
recovery performance in Africa and in Gulf of Mexico fields in the United States.

In 2013, improved recovery increased reserves by 57 million barrels due to numerous small projects, including expansions of
existing projects in the United States, Europe, Asia, and Africa.

In 2014, improved recovery increased reserves by 34 million barrels, primarily due to secondary recovery projects in the
United States, mostly related to steamflood expansions in California.

76

Chevron Corporation 2014 Annual Report

Supplemental Information on Oil and Gas Producing Activities - Unaudited

Extensions and Discoveries In 2012, extensions and discoveries increased reserves 101 million barrels in Other Americas,
primarily due to the initial booking of the Hebron project in Canada. In the United States, additions at several Gulf of Mexico
projects and drilling activities in the mid-continent region were primarily responsible for the 77 million barrel increase.

In 2013, extensions and discoveries in the Midland and Delaware basins were primarily responsible for the 55 million barrel
increase in the United States.

In 2014, extensions and discoveries in the Midland and Delaware basins and the Gulf of Mexico were primarily responsible
for the 164 million barrel increase in the United States.

Purchases In 2014, the purchase of additional reserves in Canada was responsible for the 26 million barrel increase in
synthetic oil.

Sales In 2014, the sale of the company’s interests in Chad was responsible for the 20 million barrel decrease in Africa.

Net Proved Reserves of Crude Oil, Condensate, Natural Gas Liquids and Synthetic Oil

Millions of barrels

U.S.

Americas1 Africa Asia

Oceania Europe

Oil2 Total

TCO

Oil Other3

Other

Australia/

Synthetic

Synthetic

Consolidated Companies

Affiliated Companies

Total
Consolidated
and Affiliated
Companies

Reserves at January 1, 2012
Changes attributable to:

Revisions
Improved recovery
Extensions and discoveries
Purchases
Sales
Production

Reserves at December 31, 20124
Changes attributable to:

Revisions
Improved recovery
Extensions and discoveries
Purchases
Sales
Production

Reserves at December 31, 20134
Changes attributable to:

Revisions
Improved recovery
Extensions and discoveries
Purchases
Sales
Production

1,311

113

1,155

894

140

159

523 4,295

1,759

244

157

6,455

104
24
77
10
(1)
(166)

20
8
101
—
—
(19)

97
66
6
30
30
2
— —
— (15)
(151) (147)

4
—
7
—
(7)
(10)

16
9
—
—
—
(27)

313
6
77
—
— 217
—
10
— (23)
(536)
(16)

59
—
—
—
—
(86)

(6)
—
—
—
—
(6)

24
—
1
—
—
(18)

390
77
218
10
(23)
(646)

1,359

223

1,130

837

134

157

513 4,353

1,732

232

164

6,481

55
26
55
2
(3)
(164)

25
—
4
9
—
(18)

84
94
10
10
13
2
— —
(1) —
(142) (141)

7
—
—
—
—
(10)

17
11
4
—
—
(23)

40
—
—
—
—
(16)

322
57
78
11
(4)
(514)

32
—
—
—
—
(96)

(3)
—
—
—
—
(9)

3
—
—
—
—
(13)

354
57
78
11
(4)
(632)

1,330

243

1,104

792

131

166

537 4,303

1,668

220

154

6,345

90
19
164
1
(6)
(166)

74
1
2

80
—
8
1
7
18
—
— —
— (20) —
(140) (135)
(24)

19
—
—
—
—
(8)

9
5
8
—
(3)
(19)

240
(32)
34
—
218
19
26
27
— (29)
(508)
(16)

41
—
—
—
—
(94)

(4)
—
—
—
—
(12)

—
—
1
—
—
(10)

277
34
219
27
(29)
(624)

Reserves at December 31, 20144

1,432

238

1,021

752

142

166

534 4,285

1,615

204

145

6,249

1 Ending reserve balances in North America were 142, 141 and 121 and in South America were 96, 102 and 102 in 2014, 2013 and 2012, respectively.
2 Reserves associated with Canada.
3 Ending reserve balances in Africa were 37, 37 and 41 and in South America were 108, 117 and 123 in 2014, 2013 and 2012, respectively.
4

Included are year-end reserve quantities related to production-sharing contracts (PSC). PSC-related reserve quantities are 19 percent, 20 percent and 20 percent for consolidated
companies for 2014, 2013 and 2012, respectively.

Chevron Corporation 2014 Annual Report

77

Supplemental Information on Oil and Gas Producing Activities - Unaudited

Net Proved Reserves of Natural Gas

Billions of cubic feet (BCF)

U.S.

Americas1 Africa

Asia

Other

Consolidated Companies

Affiliated
Companies

Australia/
Oceania

Europe

Total

TCO Other2

Total
Consolidated
and Affiliated
Companies

Reserves at January 1, 2012
Changes attributable to:

Revisions
Improved recovery
Extensions and discoveries
Purchases
Sales
Production3

Reserves at December 31, 2012
Changes attributable to:

Revisions
Improved recovery
Extensions and discoveries
Purchases
Sales
Production3

Reserves at December 31, 2013
Changes attributable to:

Revisions
Improved recovery
Extensions and discoveries
Purchases
Sales
Production3

3,646

1,664

3,196

6,721

9,744

258

25,229

2,251

1,203

318
5
166
33
(6)
(440)

(77)
—
34
—
—
(146)

(30) 1,007
1
—
50
2
—
—
(93)
—
(819)
(87)

358
—
747
—
(439)
(158)

84
2
—
—
—
(87)

1,660
8
999
33
(538)
(1,737)

158
—
—
—
—
(110)

37
—
12
—
—
(10)

3,722

1,475

3,081

6,867

10,252

257

25,654

2,299

1,242

(234)
3
951
12
(10)
(454)

(59)
—
—
32
—
(148)

27
2
27
—
(1)
(91)

627
6
16
60
—
(831)

229
—
—
—
—
(154)

46
4
27
—
(1)
(70)

636
15
1,021
104
(12)
(1,748)

117
—
—
—
—
(126)

(35)
—
—
—
—
(21)

3,990

1,300

3,045

6,745

10,327

263

25,670

2,290

1,186

76
2
614
1
(53)
(456)

(110)
1
56
—
(1)
(123)

35
1
—
—
(3)
(110)

252
—
79
21
—
(831)

775
—
—
—
—
(161)

36
1
3
—
(5)
(63)

1,064
5
752
22
(62)
(1,744)

9
—
—
—
—
(122)

34
—
32
—
—
(20)

Reserves at December 31, 2014

4,174

1,123

2,968

6,266

10,941

235

25,707

2,177

1,232

28,683

1,855
8
1,011
33
(538)
(1,857)

29,195

718
15
1,021
104
(12)
(1,895)

29,146

1,107
5
784
22
(62)
(1,886)

29,116

1 Ending reserve balances in North America and South America were 59, 54, 49 and 1,064, 1,246, 1,426 in 2014, 2013 and 2012, respectively.
2 Ending reserve balances in Africa and South America were 1,043, 1,009, 1,068 and 189, 177, 174 in 2014, 2013 and 2012, respectively.
3 Total “as sold” volumes are 1,695 BCF, 1,702 BCF and 1,666 BCF for 2014, 2013 and 2012, respectively; 2013 conformed to 2014 presentation.
4

Includes reserve quantities related to production-sharing contracts (PSC). PSC-related reserve quantities are 19 percent, 20 percent and 21 percent for consolidated companies
for 2014, 2013 and 2012, respectively.

Noteworthy changes in natural gas proved reserves for 2012 through 2014 are discussed below and shown in the table above:

Revisions In 2012, net revisions of 1,007 BCF in Asia were primarily due to development drilling and additional
compression in Bangladesh, and drilling results and improved field performance in Thailand. In Australia, updated reservoir
data interpretation based on additional drilling at the Gorgon Project drove the 358 BCF increase. Drilling results from
activities in the Marcellus Shale were responsible for the majority of the 318 BCF increase in the United States.

In 2013, net revisions of 627 BCF in Asia were primarily due to development drilling and improved field performance in
Bangladesh and Thailand. In Australia, drilling performance drove the 229 BCF increase. The majority of the net decrease of
234 BCF in the United States was due to a change in development plans in the Appalachian region.

In 2014, net revisions of 775 BCF in Australia were primarily due to development drilling at Gorgon.

Extensions and Discoveries In 2012, extensions and discoveries of 747 BCF in Australia were primarily due to positive
drilling results at the Gorgon Project.

In 2013, extensions and discoveries of 951 BCF in the United States were primarily in the Appalachian region.

In 2014, extensions and discoveries of 614 BCF in the United States were primarily in the Appalachian region and the
Delaware Basin.

Sales In 2012, the sale of a portion of the company’s equity interest in the Wheatstone Project was responsible for the
439 BCF reduction in Australia.

78

Chevron Corporation 2014 Annual Report

Supplemental Information on Oil and Gas Producing Activities - Unaudited

Table VI - Standardized Measure of Discounted Future Net Cash Flows Related to Proved Oil and Gas Reserves

The standardized measure of discounted future net cash flows is calculated in accordance with SEC and FASB requirements.
This includes using the average of first-day-of-the-month oil and gas prices for the 12-month period prior to the end of the
reporting period, estimated future development and production costs assuming the continuation of existing economic
conditions, estimated costs for asset retirement obligations, and estimated future income taxes based on appropriate statutory
tax rates. Discounted future net cash flows are calculated using 10 percent mid-period discount factors. Estimates of proved-
reserve quantities are imprecise and change over time as new information becomes available. Probable and possible reserves,
which may become proved in the future, are excluded from the calculations. The valuation requires assumptions as to the
timing and amount of future development and production costs. The calculations are made as of December 31 each year and
do not represent management’s estimate of the company’s future cash flows or value of its oil and gas reserves. In the
following table, the caption “Standardized Measure Net Cash Flows” refers to the standardized measure of discounted future
net cash flows.

Millions of dollars

Other
Americas

U.S.

Consolidated Companies

Australia/

Affiliated
Companies

Africa

Asia

Oceania Europe

Total

TCO

Other

Total
Consolidated
and Affiliated
Companies

At December 31, 2014
Future cash inflows from production $ 138,385 $ 67,102 $ 103,304 $
Future production costs
Future development costs
Future income taxes

(26,992)
(9,486)
(47,884)

(30,899)
(8,283)
(8,445)

(42,817)
(13,616)
(27,129)

99,741 $ 142,541 $ 18,168 $ 569,241
(12,744) (10,814) (158,625)
(34,359)
(3,031)
(15,681)
(12,629)
(62,726)
(2,692) (144,610)
(34,235)
(24,225)

$ 144,721 $ 37,511 $
(30,015) (17,061)
(4,454)
(19,349)
(6,634)
(28,607)

751,473
(205,701)
(86,529)
(179,851)

Undiscounted future net cash flows
10 percent midyear annual discount
for timing of estimated cash flows

Standardized Measure

Net Cash Flows

54,823

19,475

18,942

28,528

79,881

1,631

203,280

66,750

9,362

279,392

(23,257)

(12,082)

(6,145)

(8,570)

(43,325)

(380)

(93,759)

(34,987)

(5,294)

(134,040)

$

31,566 $

7,393 $

12,797 $

19,958 $

36,556 $ 1,251 $ 109,521 $

31,763 $ 4,068 $

145,352

At December 31, 20131
Future cash inflows from production $ 136,942 $ 73,468 $ 117,119 $ 111,970 $ 130,620 $ 20,232 $ 590,351
(12,593) (10,099) (154,590)
Future production costs
(2,644)
(18,220)
Future development costs
(71,344)
(4,727) (152,696)
(29,942)
Future income taxes

(27,800)
(10,983)
(53,953)

(35,716)
(17,290)
(26,162)

(39,009)
(12,058)
(28,458)

(29,373)
(10,149)
(9,454)

$ 157,108 $ 43,380 $
(32,245) (18,027)
(3,879)
(12,852)
(9,418)
(33,603)

790,839
(204,862)
(88,075)
(195,717)

Undiscounted future net cash flows
10 percent midyear annual discount
for timing of estimated cash flows

Standardized Measure

Net Cash Flows

57,417

24,492

24,383

32,802

69,865

2,762

211,721

78,408

12,056

302,185

(23,055)

(15,217)

(8,165)

(10,901)

(39,117)

(888)

(97,343)

(41,444)

(6,482)

(145,269)

$

34,362 $

9,275 $

16,218 $

21,901 $

30,748 $ 1,874 $ 114,378 $

36,964 $ 5,574 $

156,916

At December 31, 20121
Future cash inflows from production $ 139,856 $ 72,548 $ 122,189 $ 121,849 $ 134,009 $ 19,653 $ 610,104
(8,768) (153,686)
Future production costs
(84,747)
(1,946)
Future development costs
(5,589) (155,325)
Future income taxes

(24,592)
(14,601)
(48,683)

(15,649)
(24,923)
(28,031)

(41,773)
(11,192)
(32,357)

(35,713)
(17,275)
(30,763)

(27,191)
(14,810)
(9,902)

$ 169,966 $ 47,496 $
(32,085) (19,899)
(3,710)
(12,355)
(37,658) (13,363)

827,566
(205,670)
(100,812)
(206,346)

Undiscounted future net cash flows
10 percent midyear annual discount
for timing of estimated cash flows

Standardized Measure

Net Cash Flows

54,534

20,645

34,313

38,098

65,406

3,350

216,346

87,868

10,524

314,738

(23,055)

(14,331)

(12,429)

(13,033)

(42,012)

(860) (105,720)

(47,534)

(5,644)

(158,898)

$

31,479 $

6,314 $

21,884 $

25,065 $

23,394 $ 2,490 $ 110,626 $

40,334 $ 4,880 $

155,840

1

2012 and 2013 conformed to 2014 presentation.

Chevron Corporation 2014 Annual Report

79

Supplemental Information on Oil and Gas Producing Activities - Unaudited

Table VII - Changes in the Standardized Measure of Discounted Future Net Cash Flows From Proved Reserves

The changes in present values between years, which can be significant, reflect changes in estimated proved-reserve quantities
and prices and assumptions used in forecasting production volumes and costs. Changes in the timing of production are
included with “Revisions of previous quantity estimates.”

Millions of dollars

Consolidated Companies1

Affiliated Companies

Total Consolidated and
Affiliated Companies

Present Value at January 1, 2012
Sales and transfers of oil and gas produced net of production costs
Development costs incurred
Purchases of reserves
Sales of reserves
Extensions, discoveries and improved recovery less related costs
Revisions of previous quantity estimates
Net changes in prices, development and production costs
Accretion of discount
Net change in income tax

Net change for 2012

Present Value at December 31, 2012
Sales and transfers of oil and gas produced net of production costs
Development costs incurred
Purchases of reserves
Sales of reserves
Extensions, discoveries and improved recovery less related costs
Revisions of previous quantity estimates
Net changes in prices, development and production costs
Accretion of discount
Net change in income tax

Net change for 2013

Present Value at December 31, 2013
Sales and transfers of oil and gas produced net of production costs
Development costs incurred
Purchases of reserves
Sales of reserves
Extensions, discoveries and improved recovery less related costs
Revisions of previous quantity estimates
Net changes in prices, development and production costs
Accretion of discount
Net change in income tax

Net change for 2014

Present Value at December 31, 2014

1

2012 and 2013 conformed to 2014 presentation.

$

$

$

106,948
(49,094)
18,013
376
(1,665)
9,296
26,060
(18,752)
18,026
1,418

3,678

110,626
(43,760)
22,907
184
243
3,135
22,796
(22,591)
18,510
2,328

3,752

114,378
(38,935)
25,687
255
(1,178)
3,956
17,462
(34,953)
18,884
3,965

(4,857)

$

$

$

45,891
(7,708)
942
—
—
106
3,759
(2,266)
6,322
(1,832)

(677)

45,214
(8,692)
1,411
—
—
—
1,306
(5,925)
6,406
2,818

(2,676)

42,538
(7,578)
1,963
—
—
215
1,573
(12,496)
5,926
3,690

(6,707)

$

$

$

152,839
(56,802)
18,955
376
(1,665)
9,402
29,819
(21,018)
24,348
(414)

3,001

155,840
(52,452)
24,318
184
243
3,135
24,102
(28,516)
24,916
5,146

1,076

156,916
(46,513)
27,650
255
(1,178)
4,171
19,035
(47,449)
24,810
7,655

(11,564)

$

109,521

$

35,831

$

145,352

80

Chevron Corporation 2014 Annual Report

Chevron History

1879 
Incorporated in San Francisco, 
California, as the Pacific Coast  
Oil Company.

1900 
Acquired by the West Coast  
operations of John D. Rockefeller’s 
original Standard Oil Company.

1911 
Emerged as an autonomous  
entity — Standard Oil Company 
(California) — following U.S.  
Supreme Court decision to divide  
the Standard Oil conglomerate  
into 34 independent companies.

1926 
Acquired Pacific Oil Company  
to become Standard Oil Company  
of California (Socal).

1936 
Formed the Caltex Group of  
Companies, jointly owned by  
Socal and The Texas Company  
(later became Texaco), to combine 
Socal’s exploration and production  
interests in the Middle East and 
Indonesia and provide an outlet for 
crude oil through The Texas Company’s 
marketing network in Africa and Asia.

1947 
Acquired Signal Oil Company,  
obtaining the Signal brand name  
and adding 2,000 retail stations  
in the western United States.

1961 
Acquired Standard Oil Company 
(Kentucky), a major petroleum  
products marketer in five south- 
eastern states, to provide outlets  
for crude oil from southern  
Louisiana and the U.S. Gulf of  
Mexico, where the company  
was a major producer.

1984 
Acquired Gulf Corporation — nearly  
doubling the company’s crude oil and  
natural gas activities — and gained  
significant presence in industrial  
chemicals, natural gas liquids and  
coal. Changed name to Chevron 
Corporation to identify with the  
name under which most products  
were marketed.

1988 
Purchased Tenneco Inc.’s U.S. Gulf  
of Mexico crude oil and natural gas 
properties, becoming one of the  
largest U.S. natural gas producers.

1993 
Formed Tengizchevroil, a joint  
venture with the Republic of 
Kazakhstan, to develop and produce  
the giant Tengiz Field, becoming the 
first major Western oil company to 
enter newly independent Kazakhstan.

1999 
Acquired Rutherford-Moran Oil 
Corporation. This acquisition provided 
inroads to Asian natural gas markets.

2001 
Merged with Texaco Inc. and  
changed name to ChevronTexaco 
Corporation. Became the second- 
largest U.S.-based energy company.

2002 
Relocated corporate headquarters  
from San Francisco, California, to  
San Ramon, California.

2005 
Acquired Unocal Corporation, an  
independent crude oil and natural  
gas exploration and production 
company. Unocal’s upstream assets 
bolstered Chevron’s already-strong 
position in the Asia-Pacific, U.S. Gulf  
of Mexico and Caspian regions. 
Changed name to Chevron  
Corporation to convey a clearer,  
stronger and more unified presence  
in the global marketplace.

2011 
Acquired Atlas Energy, Inc., an  
independent U.S. developer and  
producer of shale gas resources.  
The acquired assets provide a  
targeted, high-quality core  
acreage position primarily  
in the Marcellus Shale.

Chevron Corporation 2014 Annual Report    

81

Board of Directors

John S. Watson, 58
Chairman of the Board and Chief Executive Officer   
since 2010. Previously he was elected a Director and  
Vice Chairman in 2009; Executive Vice President,  
Strategy and Development; Corporate Vice President  
and President, Chevron International Exploration and 
Production Company; Vice President and Chief Financial 
Officer; and Corporate Vice President, Strategic Planning. 
He serves on the Board of Directors and the Executive 
Committee of the American Petroleum Institute.  
Joined Chevron in 1980.

George L. Kirkland, 64
Vice Chairman of the Board since 2010 and Executive 
Vice President, Upstream, since 2005. In addition to 
Board responsibilities, he is responsible for global  
exploration and production activities for crude oil and 
natural gas and its technology and enterprise support  
functions. Previously Corporate Vice President and 
President, Chevron Overseas Petroleum Inc., and 
President, Chevron U.S.A. Production Company.  
Joined Chevron in 1974.

Alexander B. Cummings Jr., 58 
Director since 2014. He is Executive Vice President and
Chief Administrative Officer of The Coca-Cola Company, 
the world’s largest beverage manufacturer. Previously  
he was President and Chief Operating Officer of the 
company’s Africa Group. He is a Director of Coca-Cola 
Bottling Co. Consolidated. (1)

Linnet F. Deily, 69 
Director since 2006. She served as a Deputy U.S. Trade 
Representative and U.S. Ambassador to the World 
Trade Organization. Previously she was Vice Chairman 
of Charles Schwab Corporation. She is a Director of 
Honeywell International Inc. (2, 3)

Robert E. Denham, 69 
Lead Director since 201 1 and a Director since 2004.  
He is a Partner in the law firm of Munger, Tolles & Olson 
LLP. Previously he was Chairman and Chief Executive 
Officer of Salomon Inc. He is a Director of The New  
York Times Company; Oaktree Capital Group, LLC; and 
Fomento Económico Mexicano, S.A. de C.V. (3, 4)

Alice P. Gast, 56 
Director since 2012. She is President of Imperial College
London, a public research university specializing in  
science, engineering, medicine and business. Previously 
she was President of Lehigh University in Pennsylvania. 
Prior to that she was Vice President for Research, 
Associate Provost and Robert T. Haslam Chair in 
Chemical Engineering at the Massachusetts Institute  
of Technology. (1)

Enrique Hernandez Jr., 59
Director since 2008. He is Chairman, Chief Executive 
Officer and President of Inter-Con Security Systems, Inc., 
a global provider of physical and facility security support 
services to local, state, federal and foreign governments, 
utilities, and major corporations. He is a Director of 
McDonald’s Corporation; Nordstrom, Inc.; and Wells  
Fargo & Company. (2, 4)

Jon M. Huntsman Jr., 55
Director since 2014. He is Chairman of the Board of the
Atlantic Council, a nonprofit organization that promotes
leadership and engagement in international affairs, and 
Chairman of the Board of the Huntsman Cancer 
Foundation, a nonprofit organization that financially 
supports research, education and patient care initiatives 
at the Huntsman Cancer Institute at the University of 
Utah. In 2011 he was a candidate for the Republican 
nomination for President of the United States. Previously 
he served as U.S. Ambassador to China and was Governor 
of Utah for two consecutive terms. He is a Director of 
Caterpillar Inc., Ford Motor Company and Huntsman 
Corporation. (2, 3)

Charles W. Moorman, 63
Director since 2012. He is Chairman of the Board and 
Chief Executive Officer of Norfolk Southern Corporation, 
a freight transportation company. Previously he served 
as President at Norfolk Southern from 2004 to 2013. (1)

Kevin W. Sharer, 67
Director since 2007. He is a Senior Lecturer of Business 
Administration at the Harvard Business School and is  
retired Chairman of the Board and Chief Executive Officer  
of Amgen Inc., a global biotechnology medicines company.  
Previously he was President and Chief Operating Officer 
of Amgen. He is a Director of Northrop Grumman 
Corporation. (1)

Inge G. Thulin, 61
Director since January 2015. He is Chairman of the 
Board, President and Chief Executive Office of the 3M 
Company, a diversified technology company. Previously 
he was Executive Vice President and Chief Operating  
Officer of 3M. Prior to that he was the company’s  
Executive Vice President of International Operations. 
(3, 4)

John G. Stumpf, 61
Director since 2010. He is Chairman of the Board,  
Chief Executive Officer and President of Wells Fargo  
& Company, a nationwide, diversified, community-based 
financial services company. Previously he served as 
Group Executive Vice President of Community Banking  
at Wells Fargo. He is a Director of Target Corporation. (1)

Ronald D. Sugar, 66
Director since 2005. He is a Senior Advisor to various 
businesses and organizations, including Ares Manage-
ment LLC, a leading private investment firm; Bain & 
Company, a global consulting firm; Temasek Americas 
Advisory Panel, Singapore’s sovereign wealth fund; and 
the G100 Network and the World 50, peer-to-peer
exchanges for current and former senior executives from
some of the world’s largest companies. He is retired 
Chairman of the Board and Chief Executive Officer of 
Northrop Grumman Corporation. He is a Director of 
Amgen Inc., Air Lease Corporation and Apple Inc. (1)

Carl Ware, 71
Director since 2001. He is a retired Executive Vice  
President of The Coca-Cola Company, the world’s  
largest beverage manufacturer. Previously he was a 
Senior Adviser to the Chief Executive Officer of The  
Coca-Cola Company and Executive Vice President,  
Global Public Affairs and Administration, for The  
Coca-Cola Company. (2, 4)

Committees of the Board
   1    ) Audit: Ronald D. Sugar, Chair
2) Public Policy: Linnet F. Deily, Chair
3) Board Nominating and Governance:  

Robert E. Denham, Chair

4) Management Compensation: Carl Ware, Chair

82 

Chevron Corporation 2014 Annual Report

CVX_AR2014_v12.1_030315PRO.indd   82

3/12/15   4:14 PM

Corporate Officers

Lydia I. Beebe, 62
Corporate Secretary and Chief Governance Officer 
since 1995. Responsible for providing advice and counsel 
to the Board of Directors and senior management on  
corporate governance matters and managing the 
Corporate Governance function. Previously Senior 
Manager, Chevron Tax Department. Joined Chevron  
in 1977.

Paul V. Bennett, 61
Vice President and Treasurer since 2011. Responsible  
for banking, financing, cash management, insurance,  
pension investments, and credit and receivables  
activities corporatewide. Previously Vice President, 
Finance, Downstream and Chemicals. Joined the  
company in 1980.

Pierre R. Breber, 50
Corporate Vice President and President, Chevron  
Gas and Midstream, since 2014. Responsible for  
commercializing the company’s natural gas resources, 
supporting the development of new growth opportunities 
worldwide, and overseeing shipping, pipeline, power, 
energy efficiency, and supply and trading operations.
Previously Managing Director, Asia South Business  
Unit. Joined the company in 1989.

Joseph C. Geagea, 55
Senior Vice President, Technology, Projects and 
Services, since 2014. Responsible for energy technol-
ogy; delivery of major capital projects; procurement; 
information technology; health, environment and safety; 
upstream production services; and talent selection  
and development in support of Chevron’s upstream, 
downstream and midstream businesses. Previously 
Corporate Vice President and President, Chevron  
Gas and Midstream. Joined the company in 1982.

Stephen W. Green, 57
Vice President, Policy, Government and Public Affairs, 
since 2011. Responsible for U.S. and international govern-
ment relations, all aspects of communications, and the 
company’s worldwide efforts to protect and enhance 
its reputation. Previously President, Chevron Indonesia 
Company and Managing Director, IndoAsia Business 
Unit, Chevron Asia Pacific Exploration and Production 
Company. Joined the company in 2005 upon the merger 
with Unocal Corporation.

James W. Johnson, 56
Senior Vice President, Upstream, since 2014. 
Responsible for Chevron’s global exploration and produc-
tion activities for crude oil and natural gas. Previously 
President, Chevron Europe, Eurasia and Middle East 
Exploration and Production Company; Managing
Director, Eurasia Business Unit; and Managing Director, 
Australasia Business Unit. Joined the company in 1981.

Joe W. Laymon, 62
Vice President, Human Resources and Corporate 
Services, since 2008. Responsible for human resources, 
medical services, security, aviation, diversity and ombuds. 
Previously Group Vice President, Corporate Human 
Resources and Labor Affairs, Ford Motor Company.  
Joined the company in 2008.

Wesley E. Lohec, 55
Vice President, Health, Environment and Safety (HES), 
since 2011. Responsible for HES strategic planning and 
issues management, compliance assurance, emergency 
response, and Chevron’s Environmental Management 
Company. Previously Managing Director, Latin America, 
Chevron Africa and Latin America Exploration and 
Production Company. Joined the company in 1981.

Charles N. Macfarlane, 60
Vice President since 2013 and General Tax Counsel since 
2010. Responsible for directing Chevron’s worldwide tax 
activities. Previously the company’s Assistant General 
Tax Counsel. Joined Chevron in 1984 upon the merger 
with Gulf Oil Corporation.

Joseph M. Naylor, 54
Vice President, Strategic Planning, since 2013. 
Responsible for advising senior corporate executives in 
setting strategic direction for the company, allocating 
capital and other resources, and determining operating  
unit performance measures and targets. Previously 
General Manager, Upstream Strategy and Planning. 
Joined Chevron in 1982.

Jeanette L. Ourada, 49
Vice President and Comptroller since April 2015. 
Responsible for corporatewide accounting, financial 
reporting and analysis, internal controls, and Finance 
Shared Services. Previously General Manager, Finance 
Shared Services. Joined Chevron in 2005 upon the 
merger with Unocal Corporation.

R. Hewitt Pate, 52
Vice President and General Counsel since 2009. 
Responsible for directing the company’s worldwide  
legal affairs. Previously Chair, Competition Practice, 
Hunton & Williams LLP, Washington, D.C., and Assistant 
Attorney General, Antitrust Division, U.S. Department  
of Justice. Joined Chevron in 2009.

Michael K. Wirth, 54
Executive Vice President, Downstream and Chemicals,  
since 2006. Responsible for worldwide manufacturing, 
marketing, lubricants, chemicals and Oronite additives. 
Previously President, Global Supply and Trading, and 
President, Marketing, Asia/Middle East/Africa Strategic 
Business Unit. Joined Chevron in 1982.

Jay R. Pryor, 57
Vice President, Business Development, since 2006. 
Responsible for identifying and developing new, large-
scale upstream and downstream business opportunities,  
including mergers and acquisitions. Previously Managing 
Director, Chevron Nigeria Ltd., and Managing Director, 
Asia South Business Unit and Chevron Offshore 
(Thailand) Ltd. Joined Chevron in 1979.

Patricia E. Yarrington, 59
Vice President and Chief Financial Officer since 2009.
Responsible for comptroller, tax, treasury, audit and  
investor relations activities. Served as Chairman of the 
San Francisco Federal Reserve’s Board of Directors in 
2013 and 2014. Previously Corporate Vice President and 
Treasurer; Corporate Vice President, Policy, Government 
and Public Affairs; Corporate Vice President, Strategic 
Planning; and President, Chevron Canada Limited.  
Joined Chevron in 1980.

Executive Committee
John S. Watson, George L. Kirkland, Pierre R. Breber, Joseph C. Geagea, James W. Johnson, R. Hewitt Pate, Michael K. Wirth 
and Patricia E. Yarrington. Lydia I. Beebe, Secretary.

Chevron Corporation 2014 Annual Report    

83

CVX_AR2014_v12.1_030315PRO.indd   83

3/12/15   4:15 PM

Stockholder and Investor Information

Stock Exchange Listing
Chevron common stock is listed on 
the New York Stock Exchange. The 
symbol is “CVX.”

Stockholder Information 
Questions about stock owner-
ship, changes of address, dividend 
payments or direct deposit of 
dividends should be directed to 
Chevron ’s transfer agent and  
registrar:
Computershare
P.O. Box 30170
College Station, TX  77842-3170
800 368 8357
www.computershare.com/investor

Overnight correspondence should  
be sent to:
Computershare 
211 Quality Circle, Suite 210 
College Station, TX  77845-4470

The Computershare Investment Plan 
features dividend reinvestment, 
optional cash investments of $50 to 
$100,000 a year and automatic stock 
purchase.

Dividend Payment Dates
Quarterly dividends on common 
stock are paid, following declaration  
by the Board of Directors, on or 
about the 10th day of March, June, 
September and December. Direct 
deposit of dividends is available 
to stockholders. For information, 
contact Computershare. (See 
Stockholder Information.)

Annual Meeting
The Annual Meeting of stock- 
holders will be held at 8:00 a.m. 
PDT, Wednesday, May 27, 2015, at: 
Chevron Corporation 
6001 Bollinger Canyon Road
San Ramon, CA  94583-2324

Electronic Access
In an effort to conserve natural 
resources and reduce the cost of 
printing and shipping proxy materials 
next year, we encourage stock holders 
to register to receive these documents 
via email and vote their shares on 
the Internet. Stock holders of record 
may sign up on our website, www.
icsdelivery.com/cvx/index.html, 
for electronic access. Enrollment is 
revocable until each year’s Annual 
Meeting record date. Bene ficial 
stockholders may be able to request 
electronic access by contacting their 
broker or bank, or Broadridge Financial 
Solutions at: www.icsdelivery.com/ 
cvx/index.html.

Investor Information
Securities analysts, portfolio 
managers and representatives of 
financial institutions may contact:
Investor Relations 
Chevron Corporation
6001 Bollinger Canyon Road, A3064  
San Ramon, CA  94583-2324
925 842 5690
Email: invest@chevron.com

Notice
As used in this report, the term 
“Chevron” and such terms as “the 
company,” “the corporation,” “our,” 
“we” and “us” may refer to one or 
more of its consolidated subsidi-
aries or to all of them taken as a 
whole. All of these terms are used 
for convenience only and are not 
intended as a precise description of 
any of the separate companies, each  
of which manages its own affairs.

Corporate Headquarters
6001 Bollinger Canyon Road
San Ramon, CA  94583-2324
925 842 1000

84 

Chevron Corporation 2014 Annual Report

 
Chevron History

Chevron History

Chevron History

1879

1879

1879

1988

1988

1988

Incorporated in San Francisco, California, as the Pacific Coast  

Incorporated in San Francisco, California, as the Pacific Coast  

Incorporated in San Francisco, California, as the Pacific Coast  

Purchased Tenneco Inc.’s U.S. Gulf of Mexico crude oil and  

Purchased Tenneco Inc.’s U.S. Gulf of Mexico crude oil and  

Purchased Tenneco Inc.’s U.S. Gulf of Mexico crude oil and  

Oil Company.

Oil Company.

Oil Company.

natural gas properties, becoming one of the largest U.S.  

natural gas properties, becoming one of the largest U.S.  

natural gas properties, becoming one of the largest U.S.  

1900

1900

1900

Acquired by the West Coast operations of John D. Rockefeller’s 

Acquired by the West Coast operations of John D. Rockefeller’s 

Acquired by the West Coast operations of John D. Rockefeller’s 

1993

1993

1993

natural gas producers.

natural gas producers.

natural gas producers.

original Standard Oil Company.

original Standard Oil Company.

original Standard Oil Company.

Formed Tengizchevroil, a joint venture with the Republic of 

Formed Tengizchevroil, a joint venture with the Republic of 

Formed Tengizchevroil, a joint venture with the Republic of 

1911

1911

1911

Kazakhstan, to develop and produce the giant Tengiz Field,  

Kazakhstan, to develop and produce the giant Tengiz Field,  

Kazakhstan, to develop and produce the giant Tengiz Field,  

becoming the first major Western oil company to enter newly  

becoming the first major Western oil company to enter newly  

becoming the first major Western oil company to enter newly  

Emerged as an autonomous entity – Standard Oil Company 

Emerged as an autonomous entity – Standard Oil Company 

Emerged as an autonomous entity – Standard Oil Company 

(California) – following U.S. Supreme Court decision to divide  

(California) – following U.S. Supreme Court decision to divide  

(California) – following U.S. Supreme Court decision to divide  

independent Kazakhstan.

independent Kazakhstan.

independent Kazakhstan.

the Standard Oil conglomerate into 34 independent companies.

the Standard Oil conglomerate into 34 independent companies.

the Standard Oil conglomerate into 34 independent companies.

1999

1999

1999

Acquired Rutherford-Moran Oil Corporation. This acquisition  

Acquired Rutherford-Moran Oil Corporation. This acquisition  

Acquired Rutherford-Moran Oil Corporation. This acquisition  

provided inroads to Asian natural gas markets.

provided inroads to Asian natural gas markets.

provided inroads to Asian natural gas markets.

Acquired Pacific Oil Company to become Standard Oil Company  

Acquired Pacific Oil Company to become Standard Oil Company  

Acquired Pacific Oil Company to become Standard Oil Company  

of California (Socal).

of California (Socal).

of California (Socal).

2001

2001

2001

1926

1926

1926

1936

1936

1936

Formed the Caltex Group of Companies, jointly owned by Socal 

Formed the Caltex Group of Companies, jointly owned by Socal 

Formed the Caltex Group of Companies, jointly owned by Socal 

company.

company.

company.

and The Texas Company (later became Texaco), to combine Socal’s 

and The Texas Company (later became Texaco), to combine Socal’s 

and The Texas Company (later became Texaco), to combine Socal’s 

exploration and production interests in the Middle East and 

exploration and production interests in the Middle East and 

exploration and production interests in the Middle East and 

2002

2002

2002

Merged with Texaco Inc. and changed name to ChevronTexaco 

Merged with Texaco Inc. and changed name to ChevronTexaco 

Merged with Texaco Inc. and changed name to ChevronTexaco 

Corporation. Became the second-largest U.S.-based energy  

Corporation. Became the second-largest U.S.-based energy  

Corporation. Became the second-largest U.S.-based energy  

Indonesia and provide an outlet for crude oil through The Texas 

Indonesia and provide an outlet for crude oil through The Texas 

Indonesia and provide an outlet for crude oil through The Texas 

Relocated corporate headquarters from San Francisco, California, 

Relocated corporate headquarters from San Francisco, California, 

Relocated corporate headquarters from San Francisco, California, 

Company’s marketing network in Africa and Asia.

Company’s marketing network in Africa and Asia.

Company’s marketing network in Africa and Asia.

to San Ramon, California.

to San Ramon, California.

to San Ramon, California.

1947

1947

1947

2005

2005

2005

Acquired Signal Oil Company, obtaining the Signal brand name  

Acquired Signal Oil Company, obtaining the Signal brand name  

Acquired Signal Oil Company, obtaining the Signal brand name  

Acquired Unocal Corporation, an independent crude oil and nat-

Acquired Unocal Corporation, an independent crude oil and nat-

Acquired Unocal Corporation, an independent crude oil and nat-

and adding 2,000 retail stations in the western United States.

and adding 2,000 retail stations in the western United States.

and adding 2,000 retail stations in the western United States.

ural gas exploration and production company. Unocal’s upstream 

ural gas exploration and production company. Unocal’s upstream 

ural gas exploration and production company. Unocal’s upstream 

1961

1961

1961

Acquired Standard Oil Company (Kentucky), a major petroleum 

Acquired Standard Oil Company (Kentucky), a major petroleum 

Acquired Standard Oil Company (Kentucky), a major petroleum 

products marketer in five southeastern states, to provide outlets 

products marketer in five southeastern states, to provide outlets 

products marketer in five southeastern states, to provide outlets 

for crude oil from southern Louisiana and the U.S. Gulf of Mexico, 

for crude oil from southern Louisiana and the U.S. Gulf of Mexico, 

for crude oil from southern Louisiana and the U.S. Gulf of Mexico, 

where the company was a major producer.

where the company was a major producer.

where the company was a major producer.

2011

2011

2011

assets bolstered Chevron’s already-strong position in the Asia-

assets bolstered Chevron’s already-strong position in the Asia-

assets bolstered Chevron’s already-strong position in the Asia-

Pacific, U.S. Gulf of Mexico and Caspian regions. Changed name 

Pacific, U.S. Gulf of Mexico and Caspian regions. Changed name 

Pacific, U.S. Gulf of Mexico and Caspian regions. Changed name 

to Chevron Corporation to convey a clearer, stronger and more 

to Chevron Corporation to convey a clearer, stronger and more 

to Chevron Corporation to convey a clearer, stronger and more 

unified presence in the global marketplace.

unified presence in the global marketplace.

unified presence in the global marketplace.

1984

1984

1984

Acquired Gulf Corporation – nearly doubling the company’s crude 

Acquired Gulf Corporation – nearly doubling the company’s crude 

Acquired Gulf Corporation – nearly doubling the company’s crude 

Acquired Atlas Energy, Inc., an independent U.S. developer and 

Acquired Atlas Energy, Inc., an independent U.S. developer and 

Acquired Atlas Energy, Inc., an independent U.S. developer and 

producer of shale gas resources. The acquired assets provide 

producer of shale gas resources. The acquired assets provide 

producer of shale gas resources. The acquired assets provide 

a targeted, high-quality core acreage position primarily in the 

a targeted, high-quality core acreage position primarily in the 

a targeted, high-quality core acreage position primarily in the 

oil and natural gas activities – and gained significant presence in 
industrial chemicals, natural gas liquids and coal. Changed name  
to Chevron Corporation to identify with the name under which 
most products were marketed.

oil and natural gas activities – and gained significant presence in 
industrial chemicals, natural gas liquids and coal. Changed name  
to Chevron Corporation to identify with the name under which 
most products were marketed.

oil and natural gas activities – and gained significant presence in 
industrial chemicals, natural gas liquids and coal. Changed name  
to Chevron Corporation to identify with the name under which 
most products were marketed.

Marcellus Shale.

Marcellus Shale.

Marcellus Shale.

	 Contents	

	 2  Letter to Stockholders

	 8	 	Glossary of Energy and Financial Terms

	8 1 	  Chevron History 

	 4	 Chevron Financial Highlights

	 9	 Financial Review

	 5  Chevron Operating Highlights 

	68  Five-Year Financial Summary

	82  Board of Directors

	83  Corporate Officers

	 6	 	Chevron at a Glance

	69  Five-Year Operating Summary

	84  Stockholder and Investor Information

2014 Annual Report

2014 Annual Report

2014 Annual Report

2014 Annual Report

2014 Annual Report

2014 Annual Report
2014 Annual Report

2014 Supplement to the Annual Report

2014 Supplement to the Annual Report

2014 Supplement to the Annual Report

2014 Supplement to the Annual Report
2014 Supplement to the Annual Report
2014 Supplement to the Annual Report

2014 Supplement to the Annual Report

2014 Corporate Responsibility Report
2014 Corporate Responsibility Report

2014 Corporate Responsibility Report

2014 Corporate Responsibility Report

Produced by Comptroller’s Department, Chevron Corporation        Printing ColorGraphics, Los Angeles, California

Produced by Comptroller’s Department, Chevron Corporation        Printing ColorGraphics, Los Angeles, California

Produced by Comptroller’s Department, Chevron Corporation        Printing ColorGraphics, Los Angeles, California

Publications	and		
Other	News	Sources
The Annual Report, distributed in 
April, summarizes the company’s 
financial performance in the  
preced ing year and provides an 
overview of the company’s major 
activities.

Chevron’s Annual Report on Form 
10-K filed with the U.S. Securities 
and Exchange Commission and the 
Supplement to the Annual Report, 
containing additional financial and 
operating data, are available on the 
company’s website, Chevron.com, 
or copies may be requested by 
writing to:
Comptroller’s Department
Chevron Corporation
6001 Bollinger Canyon Road, A3201
San Ramon, CA  94583-2324

The Corporate Responsibility Report 
is available in May on the company’s 
website, Chevron.com/CR, or a copy 
may be requested by writing to:
Policy, Government and Public Affairs
Chevron Corporation
6101 Bollinger Canyon Road
BR1X3208 
San Ramon, CA  94583-5177

Details of the company’s political  
contributions for 20 1 4 are available  
on the company’s website, 
Chevron.com, or by writing to:
Policy, Government and Public Affairs
Chevron Corporation
6101 Bollinger Canyon Road
BR1X3432 
San Ramon, CA  94583-5177

Additional information about the 
company’s corporate responsibility 
efforts can be found on Chevron’s 
websites, Chevron.com/CR or  
Chevron.com/Community.

For additional information about 
the company and the energy 
industry, visit Chevron’s website, 
Chevron.com. It includes articles, 
news releases, speeches, quarterly 
earnings information, the Proxy 
Statement and the complete text of 
this Annual Report.

This Annual Report contains forward-looking statements — identified by words such as “expects,” “intends,” 
“projects,” etc. — that reflect management’s current estimates and beliefs, but are not guarantees of future  
results. Please see “Cautionary Statement Relevant to Forward-Looking Information for the Purpose of  
‘Safe Harbor’ Provisions of the Private Securities Litigation Reform Act of 1995” on Page 9 for a discussion  
of some of the factors that could cause actual results to differ materially.

PHOTOGRAPHY		
Cover	and	Inside	Front	Cover:	Marc Marriott, Rezolution Films;	Page	2:	Eric Myer;	Page	6:	Derrick Charbonnet

PRODUCED	BY	 Policy, Government and Public Affairs and Comptroller’s Departments, Chevron Corporation 
DESIGN	 Design One — San Francisco, California
PRINTING		ColorGraphics — Los Angeles, California

Hold this QR code  
to your smartphone 
and learn more  
about Chevron.

If you do not have  
a QR code reader  
on your phone,  
go to your app  
store and search  
“QR Reader.”

Chevron.com/AnnualReport/2014

	
   
C
H
E
V
R
O
N

C
O
R
P
O
R
A
T

I

O
N

2
0

1

4

A
N
N
U
A
L

R
E
P
O
R
T

Chevron Corporation 
6001 Bollinger Canyon Road
San Ramon, CA 94583-2324 USA 
www.chevron.com

© 2015 Chevron Corporation. All rights reserved.

10% Recycled
100% Recyclable

912-0973