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CI Games S.A.

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FY2020 Annual Report · CI Games S.A.
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2020

Annual  
Report

 Accelerating success.

 
 
 
World of Colliers

Annualized Revenue

Established in 

$3.3B

67

Countries

54,000

Lease/Sale 
Transactions

$40B

Assets Under 
Management

Managing 

Comprised of

2B

square feet

18,000

professionals

All statistics for 2020 are in U.S. 
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Why invest in Colliers? 

Enterprising culture drives success

• Unique enterprising culture attracts 
the highest caliber of professionals 
and leaders that bring the best 
opportunities and business 
intelligence to clients 

• Partnership philosophy and 
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ensures alignment of stakeholders’ 
interests

Experienced leadership team  
with proven track record

• Nearly 20% CAGR in total 

shareholders’ return over 26 years

Compelling industry dynamics  
and growth opportunities

• $340 billion global market for 

real estate related professional 
services

• (cid:54)(cid:76)(cid:74)(cid:81)(cid:76)(cid:564)(cid:70)(cid:68)(cid:81)(cid:87)(cid:3)(cid:82)(cid:83)(cid:83)(cid:82)(cid:85)(cid:87)(cid:88)(cid:81)(cid:76)(cid:87)(cid:76)(cid:72)(cid:86)(cid:3)
to increase market share, 
consolidate and add services in 
a highly fragmented, growing 
industry

• Increasing trends toward 

greater institutional real estate 
investment and outsourcing of 

related services

• Disciplined growth strategy 

Asset-light business model

• Strong balance sheet with ample 

access to capital

• Modest CapEx requirement 

supports strong EBITDA to free 
(cid:70)(cid:68)(cid:86)(cid:75)(cid:3)(cid:565)(cid:82)(cid:90)(cid:3)(cid:70)(cid:82)(cid:81)(cid:89)(cid:72)(cid:85)(cid:86)(cid:76)(cid:82)(cid:81)

• Proven record of disciplined 
capital allocation focused on 

(cid:86)(cid:87)(cid:85)(cid:68)(cid:87)(cid:72)(cid:74)(cid:76)(cid:70)(cid:3)(cid:564)(cid:87)(cid:3)and return on 

invested capital

focused on strong internal growth, 
augmented by strategic acquisitions

• More than $2 billion invested in 88 

strategic acquisitions 

Recurring revenues and  
scalable services

• Majority of revenues and more than 
60% of adjusted EBITDA generated 
from higher margin, higher  
value-add recurring professional 
services and investment 
management

• Global scale and service line 

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resilience to business model 

Letter to Shareholders

At Colliers, we are 
always at the 
forefront of our 
industry, backed by 
an exceptional  
record of success. 

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professional services and investment 

(cid:319)(cid:214)(cid:322)(cid:214)(cid:279)(cid:257)(cid:319)(cid:257)(cid:322)(cid:374)(cid:3)(cid:425)(cid:361)(cid:319)(cid:365)(cid:775)(cid:3)(cid:402)(cid:257)(cid:3)(cid:214)(cid:361)(cid:257)(cid:3)(cid:240)(cid:381)(cid:290)(cid:311)(cid:249)(cid:290)(cid:322)(cid:279)(cid:3)(cid:277)(cid:331)(cid:361)(cid:3)

(cid:331)(cid:381)(cid:361)(cid:3)(cid:277)(cid:381)(cid:374)(cid:381)(cid:361)(cid:257)(cid:3)(cid:798)(cid:3)(cid:214)(cid:322)(cid:249)(cid:3)(cid:374)(cid:286)(cid:214)(cid:374)(cid:3)(cid:331)(cid:277)(cid:3)(cid:331)(cid:381)(cid:361)(cid:3)(cid:243)(cid:311)(cid:290)(cid:257)(cid:322)(cid:374)(cid:365)(cid:3)(cid:214)(cid:322)(cid:249)(cid:3)

(cid:290)(cid:322)(cid:401)(cid:257)(cid:365)(cid:374)(cid:331)(cid:361)(cid:365)(cid:3)(cid:798)(cid:3)(cid:331)(cid:322)(cid:257)(cid:3)(cid:365)(cid:374)(cid:257)(cid:357)(cid:3)(cid:214)(cid:374)(cid:3)(cid:214)(cid:3)(cid:374)(cid:290)(cid:319)(cid:257)(cid:777)(cid:3)

In 2020, Colliers delivered strong 
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the global pandemic. Our remarkable 
performance is a testament to our 
enterprising culture and the bold 
steps we have taken over the past 
four years to transform Colliers into a 
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continue to build our business faster 
than others by augmenting internal 
growth with strategic acquisitions that 
increase market share, expand service 
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(cid:85)(cid:72)(cid:68)(cid:70)(cid:75)(cid:3)(cid:73)(cid:82)(cid:85)(cid:3)(cid:87)(cid:75)(cid:72)(cid:3)(cid:69)(cid:72)(cid:81)(cid:72)(cid:564)(cid:87)(cid:3)(cid:82)(cid:73)(cid:3)(cid:82)(cid:88)(cid:85)(cid:3)(cid:70)(cid:79)(cid:76)(cid:72)(cid:81)(cid:87)(cid:86)(cid:17)(cid:3)
(cid:47)(cid:68)(cid:86)(cid:87)(cid:3)(cid:92)(cid:72)(cid:68)(cid:85)(cid:3)(cid:90)(cid:68)(cid:86)(cid:3)(cid:81)(cid:82)(cid:3)(cid:71)(cid:76)(cid:909)(cid:72)(cid:85)(cid:72)(cid:81)(cid:87)(cid:3)(cid:68)(cid:86)(cid:3)(cid:82)(cid:88)(cid:85)(cid:3)
unique, decentralized operating model 
undoubtedly allowed us to respond 
to challenges and seize opportunities 
faster than most.

In fact, we completed two of the 
largest acquisitions in our history, 
both of which are outperforming our 
expectations. The addition of these 
new services, now branded Colliers 
Mortgage and Colliers Engineering & 
Design, represents another important 

step in our strategy to add more 
highly valued, essential services to 
further diversify our business. Our 
high-quality, recurring services like 
Investment Management, Property 
and Project Management, Engineering 
& Design and Mortgage Servicing, 
now represent more than 50% of our 
revenues and more than 60% of our 
adjusted EBITDA. 

The balance comes from transactional 
services, Leasing and Capital Markets.  
While volumes in these areas were 
down somewhat, it is reassuring to see 
their resilience despite the challenges 
of the past year. It is important to 
remember that while these services 
may be delayed at times, they will 
continue to be essential to owners 
and occupiers of property around the 
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(cid:71)(cid:76)(cid:89)(cid:72)(cid:85)(cid:86)(cid:76)(cid:564)(cid:72)(cid:71)(cid:3)(cid:69)(cid:92)(cid:3)(cid:74)(cid:72)(cid:82)(cid:74)(cid:85)(cid:68)(cid:83)(cid:75)(cid:92)(cid:15)(cid:3)(cid:86)(cid:72)(cid:85)(cid:89)(cid:76)(cid:70)(cid:72)(cid:3)(cid:68)(cid:81)(cid:71)(cid:3)
asset class, which adds to our stability 
as market conditions may vary around 
the world. 

  Jay S. Hennick  
Global Chairman and CEO

2020 Highlights

Increased assets under 
management 

Our investment management 
business now accounts for 18% of 
our adjusted EBITDA. Comprised 
of two platforms – Harrison Street 
and Colliers Global Investors – we 
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enduring value to Colliers, with $40 
billion of assets under management, 
up 20 per cent from last year.  

Key acquisitions

We completed four acquisitions and 
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Colliers Mortgage, a specialty 
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primarily for multifamily, healthcare 
and senior housing real estate; and 
Colliers Engineering & Design, a 
trusted provider of best-in-class, 
multi-discipline engineering, design 
and consulting services.

on topics related to the environment 
and society. As leaders in our industry, 
we recognize the importance of driving 
positive impact and are committed 
to fostering Environment, Social and 
Governance (ESG) strategies that will 
align our business to maximize our 
positive impact. We are addressing 
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global Impact Report, followed by 
the establishment of a strong impact 
position, strategy and targets to ensure 
that ESG is an integral part of how we 
do business.

Also core to our business are 
technologies that deliver the best 
service and expertise to our clients. 
In 2020, we engaged leaders across 
our business to focus our approach 
to technology investments and shape 
our innovation roadmap to meet the 
needs of our clients and our people. 
As part of this, we continue to work 
with our Colliers Proptech Accelerator 
companies. In 2020, we partnered 
to develop virtual solutions that help 
navigate the impacts of COVID-19, 
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(cid:82)(cid:605)(cid:70)(cid:72)(cid:3)(cid:87)(cid:82)(cid:88)(cid:85)(cid:86)(cid:3)(cid:68)(cid:81)(cid:71)(cid:3)(cid:90)(cid:82)(cid:85)(cid:78)(cid:83)(cid:79)(cid:68)(cid:70)(cid:72)(cid:3)(cid:68)(cid:81)(cid:68)(cid:79)(cid:92)(cid:87)(cid:76)(cid:70)(cid:86)(cid:3)
to give our people and clients a 
competitive advantage. 

Our highly recognized global brand 
and platform continues to be one 
of our competitive advantages. We 
have worked very hard to build the 
Colliers brand into what it is today: an 
undisputed global leader in professional 
services and investment management. 
This February, we launched the 
new Colliers visual identity, which is 
designed for today’s evolving digital 
era. It is a natural evolution of the 
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commitment to accelerating success 
and leading our company and industry 
into the future. 

Recognizing the powerful role that 
our people and brand play across 
the organization, we were proud to 
announce Becky Finley’s promotion 
to the newly created role of Global 
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This is a testament to her many 
accomplishments with Colliers and 
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(cid:71)(cid:76)(cid:909)(cid:72)(cid:85)(cid:72)(cid:81)(cid:87)(cid:76)(cid:68)(cid:87)(cid:72)(cid:3)(cid:38)(cid:82)(cid:79)(cid:79)(cid:76)(cid:72)(cid:85)(cid:86)(cid:3)(cid:68)(cid:81)(cid:71)(cid:3)(cid:86)(cid:87)(cid:85)(cid:72)(cid:81)(cid:74)(cid:87)(cid:75)(cid:72)(cid:81)(cid:3) 
our brand and people services 
worldwide in the years to come.

We were also pleased to appoint Jane 
Gavan to our Board of Directors in 
2020. Bringing more than 30 years of 
experience in the real estate industry 
in North America and Europe, Jane 
is a distinguished leader with deep 
knowledge and global perspective on 
the industry and will help us advance 
our strategy and enhance shareholder 
value for years to come.

Colliers Shanghai

I am incredibly proud of our 

achievements this year and deeply 
thankful to our business leaders and 
professionals for their enterprising spirit 
and their dedication to our company 
values. As we continue to build our 
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will emerge from the pandemic stronger 
than before. Together, we take pride in 
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service and investment management 
company that will continue to grow from 
strength to strength. 

Jay S. Hennick

Student Housing Development | Harrison Street 

Together with our 
competitive advantages, 
proven 26-year track 
record, strong balance 
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ownership, we are  
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will emerge from this 
pandemic stronger and 
more balanced than ever.  

Our success is made possible by our 
15,000 people around the world who 
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in a challenging year. As always, our 
people are our most important assets, 
and we continue to safeguard their 
health and wellness. Early in the 
pandemic, we responded swiftly to 
focus on safety, business continuity, 
people engagement and support. We 
were able to seamlessly transition 
our people to remote working 
environments, and as an essential 
service in many countries, we kept our 
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with local regulations. I am deeply 
grateful for the commitment and 
enterprising spirit shown by our people 
all through the year. 

In addition to health and safety, the 
pandemic has shed an important light 

 
 
 
Colliers 
International 
Group Inc.

MD&A and Consolidated Financial Statements

Year Ended
December 31, 2020

COLLIERS INTERNATIONAL GROUP INC. 
Management’s discussion and analysis 
For the year ended December 31, 2020 
(in US dollars) 
February 18, 2021 

The following management’s discussion and analysis (“MD&A”) should be read together with the unaudited consolidated 
financial statements and the accompanying notes  (the  “Consolidated Financial Statements”)  of  Colliers  International 
Group  Inc.  (“we,”  “us,”  “our,”  the  “Company”  or  “Colliers”)  for  the  year  ended  December  31,  2020.  The  consolidated 
financial  statements  have  been  prepared  in  accordance  with  generally  accepted  accounting  principles  in  the  United 
States (“GAAP”). All financial information herein is presented in United States dollars. 

The  Company  has  prepared  this  MD&A  with  reference  to  National  Instrument  51-102  –  Continuous  Disclosure 
Obligations of the Canadian Securities Administrators (the “CSA”). Under the U.S./Canada Multijurisdictional Disclosure 
System, the Company is permitted to prepare this MD&A in accordance with the disclosure requirements of Canada, 
which requirements are different from those of the United States. This MD&A provides information for the year ended 
December 31, 2020 and up to and including February 18, 2021. 

Additional information about the Company can be found on SEDAR at www.sedar.com and on EDGAR at www.sec.gov. 

This  MD&A  includes  references  to  “adjusted  EBITDA”  and  “adjusted  EPS”,  which  are  financial  measures  that  are  not 
calculated in accordance with GAAP. For a reconciliation of these non-GAAP measures to the most directly comparable 
GAAP financial measures, see “Reconciliation of non-GAAP financial measures”. 

Consolidated review 
Our consolidated revenues for the year ended December 31, 2020 were $2.79 billion, a decrease of 9% versus 
the prior year (9% in local currency). The decrease was primarily attributable to lower transactional activity due 
to  the  impact  of  the  COVID-19  pandemic  (see  “Impact  of  COVID-19  pandemic  and  2021  outlook”  below).  Our 
recurring Outsourcing & Advisory and Investment Management revenue streams were largely resilient. Recent 
acquisitions positively impacted our Outsourcing & Advisory and Capital Markets revenues. Diluted net earnings 
per common share were $1.22 relative to $2.57 in the prior year with the decrease primarily attributable to (i) 
higher  amortization  expense  and  contingent  consideration  expense,  both  related  to  recent  acquisitions,  (ii) 
higher non-controlling interest with greater proportion of earnings coming from non-wholly owned Investment 
Management and Outsourcing & Advisory businesses and (iii) an increase in diluted share count related to an 
offering of 4% Convertible Senior Subordinated Notes due 2025 (the “Convertible Notes”) in May 2020. Adjusted 
earnings  per  share,  which  exclude  restructuring  costs,  non-controlling  interest  redemption  increment  and 
amortization of intangible assets (see “Reconciliation of non-GAAP financial measures” below) were $4.18, down 
10% from $4.67 in the prior year. Adjusted  earnings per  share  and  GAAP  net  earnings  per  share for  the year 
ended  December  31,  2020  would  have  been  approximately  $0.04  lower  excluding  the  impact  of  changes  in 
foreign exchange rates. 

On May 19, 2020, we completed an offering of 4% Convertible Senior Subordinated Notes due 2025 for $223.8 
million in net proceeds. 

On  May  29,  2020,  we  acquired  a  controlling  interest  in  four  subsidiaries  of  Dougherty  Financial  Group  LLC  – 
Dougherty Mortgage LLC, Dougherty & Company LLC, Dougherty Funding LLC and Dougherty Insurance Agency 
LLC. Dougherty’s mortgage banking operations have rebranded as “Colliers Mortgage” which provides specialty 
debt financing through its relationships with US government agencies while all brokerage, investment banking, 
capital markets and public finance services are carried on through newly branded “Colliers Securities” which is 
licensed under the Securities and Exchange Commission and is a member of the Financial Industry Regulatory 
Authority (“FINRA”).  

1

 
 
 
 
 
 
  
 
 
 
 
On July 13, 2020, we acquired a controlling interest in Maser Consulting P.A. (“Maser”), a leading multi-disciplinary 
engineering design and consulting firm in the U.S. This operation will be rebranded as “Colliers Engineering & 
Design Services” in the first half of 2021.  

In 2020, we also completed the acquisitions of our Colliers International affiliates in Austin, Texas and Nashville, 
Tennessee.  

In the second quarter of 2020, the Company renamed its Sales Brokerage service line to Capital Markets, which 
includes  sales  brokerage,  mortgage  origination  and  mortgage  investment  banking  revenues.  In  addition,  the 
Company  added  mortgage  loan  servicing  under  its  Outsourcing  &  Advisory  revenues.  With  the  closing  of  the 
Maser Consulting acquisition in July 2020, the Company added engineering and design services to its Outsourcing 
& Advisory service line. 

For both the three month and twelve month ended December 31, 2020 periods, local currency revenue declines 
were primarily attributable to reduced transactional Leasing activity due to the pandemic. 

(in thousands of US$) 

(LC = local currency) 

Three months ended 

December 31 

2020 

2019 

Change  Change   
in US$ 
% 

in LC% 

Twelve months ended 

December 31 

2020 

2019 

Change  Change 
in US$ 
% 

in LC% 

Outsourcing & Advisory 

$  377,191    $  331,152 

Investment Management 

  43,676   

  44,722 

14% 

-2% 

12% 

-3% 

$  1,226,877    $  1,148,915 

  172,594   

  174,588 

Leasing 

Capital Markets 

Total revenues 

  215,516   

  292,489 

-26% 

-29% 

  686,482   

  946,399 

  277,333   

  259,925 

$  913,716    $  928,288 

7% 

-2% 

4% 

-4% 

  700,904   

  775,909 

$  2,786,857    $  3,045,811 

-9% 

7% 

-1% 

-27% 

-10% 

7% 

-1% 

-28% 

-10% 

-9% 

Results of operations – year ended December 31, 2020 
For the year ended December 31, 2020, revenues were $2.79 billion, 9% lower compared to the 2019 (9% in local 
currency).  Acquisitions  contributed  7%  to  local  currency  revenue  growth  while  internally  generated  revenues 
were down 16% with the impact of the COVID-19 pandemic beginning in March 2020. 

Operating earnings were $164.6 million in 2020 versus $218.2 million in 2019. The operating earnings margin 
was  5.9%  versus  7.2%  in  the  prior  year.  The  decline  in  operating  earnings  margin  is  attributable  to  lower 
transactional revenues and fair value adjustments related to contingent considerations, partially offset by (i) the 
impact of higher-margin acquisitions of Colliers Mortgage and Maser as well as (ii) cost savings implemented to 
adjust costs to expected revenues in light of the pandemic. Adjusted EBITDA (see “Reconciliation of non-GAAP 
financial measures” below) was $361.4 million, up 1% versus $359.5 million in the prior year. Adjusted EBITDA 
margin increased by 120 basis points to 13.0% as compared to 11.8% in 2019. 

Depreciation expense was $39.3 million relative to $33.4 million in 2019, with the increase  attributable to the 
impact of recent acquisitions and increased investments in office leaseholds.  

Amortization expense was $86.6 million relative to $61.3 million in 2019, with the increase attributable mainly to 
intangible assets recognized in connection with recent business acquisitions, including those of Colliers Mortgage 
and Maser. 

Net  interest  expense  was  $30.9  million,  up  from  $29.5  million  in  the  prior  year  and  included  the  incremental 
interest from our Convertible Notes offering in May 2020. The average interest rate on our debt during the period 
was 3.0%, versus 3.8% in the prior year with the decline attributable to a decline in floating reference rates. 

Consolidated income tax expense was $42.0 million relative to $53.0 million in 2019, reflecting effective tax rates 
of 31% and 28%, respectively. The tax rate in 2020 was impacted by (i) the reversal of a $2.0 million tax benefit 

2

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
recorded in 2019 due to a change in tax law applied retroactively and (ii) a change in valuation allowance of $5.2 
million related to certain operations. 

Net earnings were $94.5 million, compared to $137.6 million in the prior year.  

Revenues in the Americas region totalled $1.63 billion for the full year compared to $1.69 billion in the prior year, 
down  4%  (3%  in  local  currency).  The  decline  was  primarily  attributable  to  lower  Leasing  activity  due  to  the 
pandemic, which was partly offset by contributions from recent acquisitions. Internally generated Outsourcing & 
Advisory revenues were flat versus prior year. Adjusted EBITDA was $180.4 million, up 19% from $151.3 million 
in the prior year and included the impact of (i) recent acquisitions of Colliers Mortgage and Colliers Engineering 
& Design and (ii) measures implemented to manage operating costs as a result of the pandemic. GAAP operating 
earnings were $121.4 million, versus $103.7 million in 2019. 

EMEA region revenues totalled $516.5 million for the year compared to $636.5 million in the prior year, down 
19%  (20%  in  local  currency)  on  lower  activity  attributable  to  the  pandemic  across  all  service  lines.  Foreign 
exchange tailwinds positively impacted revenue growth by 1%. Adjusted EBITDA was $45.9 million, versus $80.3 
million in the prior year. GAAP operating earnings were $8.3 million as compared to $48.5 million in 2019. 

Asia Pacific region revenues totalled $470.6 million for  the year compared  to  $542.6 million in  the  prior year, 
down 13% (15% in local currency) primarily on lower Leasing and Capital Markets activity due to the pandemic, 
partially  offset  by  a  small  increase  in  Outsourcing  &  Advisory  revenues.  Foreign  exchange  tailwinds  positively 
impacted revenue growth by 2%. Adjusted EBITDA was $66.3 million, versus $76.2 million in the prior year. GAAP 
operating earnings were $45.2 million, versus $67.1 million in the prior year. 

Investment Management revenues were $172.6 million compared to $174.6 million in the prior year, down 1% 
(1%  in  local  currency).  Pass-through  revenue  from  historical  carried  interest  represented  $4.2  million  in  the 
current year versus $19.2 million in the prior year. Excluding the impact of pass-through revenue, revenues were 
up 8% (8% in local currency) and were positively impacted by strong fundraising in closed end funds and growth 
in open-end funds. Adjusted EBITDA was $69.5 million relative to $61.9 million in the prior year. GAAP operating 
earnings  were  $40.7  million,  versus  $35.0  million  in  2019.  Assets  under  management  were  $39.5  billion  at 
December 31, 2020, up 9% from $36.2 billion at September 30, 2020 and up 20% from $32.9 billion at December 
31, 2019. 

Unallocated global corporate costs as reported in Adjusted EBITDA were $0.7 million in 2020, relative to $10.3 
million  in  the  prior  year  with  the  change  attributable  to  lower  compensation  and  variable  expenses.  The 
corporate GAAP operating loss was $51.1 million, relative to $36.2 million in 2019 attributable to an increase in 
the  fair  value  of  contingent  acquisition  consideration  based  on  strong  operating  performance  of  recently 
acquired businesses. 

3

 
 
 
 
 
 
 
 
  
 
 
 
Selected annual information - last five years 
(in thousands of US$, except share and per share amounts) 

Year ended December 31 

2020  

2019  

2018  

2017  

2016 

Operations 
Revenues 
Operating earnings 
Net earnings 

Financial position 
Total assets 
Long-term debt 
Convertible Notes 
Redeemable non-controlling interests 
Shareholders' equity 

Common share data 
Net earnings (loss) per common share: 
Basic 

Diluted 

Weighted average common shares 

outstanding (thousands) 
Basic 
  Diluted 
Cash dividends per common share 

Other data 
Adjusted EBITDA 
Adjusted EPS 

$  2,786,857   $  3,045,811   $  2,825,427   $  2,435,200   $  1,896,724 
146,173 
91,571 

167,376  
94,074   

218,197  
137,585   

201,398  
128,574   

164,578  
94,489  

$  3,292,167   $  2,892,714   $  2,357,580   $  1,507,560   $  1,194,779 
262,498 
- 
134,803 
212,513 

672,123  
-  
343,361  
391,973   

611,404  
-  
359,150  
517,299   

249,893  
-  
145,489  
303,014   

479,895  
223,957  
442,375  
586,109  

1.23  

1.22  

2.60  

2.57  

2.49  

2.45  

1.32  

1.31  

1.76 

1.75 

39,986  
40,179  

39,550  
39,981  

39,155  
39,795  

38,830  
39,308  

0.10   $ 

0.10   $ 

0.10   $ 

0.10   $ 

38,596 
38,868 
0.09 

361,442   $ 
4.18  

359,476   $ 
4.67  

311,435   $ 
4.09  

242,823   $ 
3.16  

203,062 
2.44 

$ 

$ 

New  revenue  guidance  was  adopted  retrospectively  effective  January  1,  2018  and  accordingly,  comparative 
information for the year ended December 31, 2017 and as at December 31, 2017 has been restated. Data for 
2016 and prior periods in the table above has not been restated. 

Results of operations – fourth quarter ended December 31, 2020 
Consolidated revenues for the fourth quarter declined 4% on a local currency basis to $913.7 million, driven by 
pandemic-related  declines  primarily  in  Leasing  activity.  Consolidated  internal  revenues  measured  in  local 
currencies were down 15%, while acquisitions contributed 11% to revenue growth. Operating earnings for the 
fourth quarter ended December 31, 2020 were $79.4 million, down 20% and adjusted EBITDA was $154.9 million, 
up 7%. 

Summary of quarterly results (unaudited) 
The following table sets forth our unaudited quarterly consolidated results of operations data. The information 
in  the  table  below  has  been  derived  from  unaudited  interim  consolidated  financial  statements  that,  in 
management’s opinion, have been prepared on a consistent basis and include all adjustments necessary for a 
fair presentation of information. The information  below  is  not necessarily indicative  of  results  for  any further 
quarter. 

4

 
 
  
 
  
 
  
 
 
  
 
  
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
  
 
  
  
 
  
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
  
 
  
    
    
    
  
 
  
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
    
    
    
  
 
  
 
  
 
  
 
  
  
 
  
 
  
 
  
 
  
  
 
  
 
  
 
  
 
  
 
 
 
 
 
 
 
  
 
  
 
  
 
  
 
  
 
 
 
 
 
 
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
  
 
  
  
 
  
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
Summary of quarterly results - years ended December 31, 2020, 2019 and 2018 
(in thousands of US$, except per share amounts) 

Year ended December 31, 2020 
Revenues 
Operating earnings 
Net earnings 
Basic net earnings per common share 
Diluted net earnings per common share 

Year ended December 31, 2019 
Revenues 
Operating earnings 
Net earnings 
Basic net earnings per common share 
Diluted net earnings per common share 

Year ended December 31, 2018 
Revenues 
Operating earnings 
Net earnings 
Basic net earnings per common share 
Diluted net earnings per common share 

Other data 
Adjusted EBITDA - 2020 
Adjusted EBITDA - 2019 
Adjusted EBITDA - 2018 
Adjusted EPS - 2020 
Adjusted EPS - 2019 
Adjusted EPS - 2018 

Q1  

Q2  

Q3  

Q4    

  $ 

  $ 

  $ 

  $ 

630,628   $ 
18,537  
6,458   
0.12   
0.11   

550,206   $ 
14,523  
6,483   
(0.26)   
(0.26)   

692,307  
52,074  
31,979   
0.53   
0.52   

913,716   
79,443   
49,568   
0.84   
0.80   

635,123   $ 
13,397  
5,463   
0.04   
0.04   

745,517   $ 
57,198  
35,575   
0.60   
0.60   

736,883   $ 
48,175  
28,672   
0.75   
0.74   

928,288   
99,428   
67,877   
1.21   
1.20   

552,473   $ 
15,745  
8,541   
0.13   
0.13   

667,350   $ 
45,569  
28,804   
0.61   
0.60   

715,721   $ 
41,956  
25,382   
0.41   
0.41   

889,883   
98,128   
65,847   
1.34   
1.33   

54,454   $ 
43,571  
36,140  
0.54   
0.51   
0.45  

59,962   $ 
87,323  
69,427  
0.70   
1.10   
0.95  

92,120  
84,262   $ 
72,665  
1.08   
1.04   
0.92  

154,906   
144,320   
133,203   
1.79   
2.01   
1.77   

Impact of COVID-19 pandemic and 2021 outlook 
The  COVID-19  pandemic  resulted  in  a  sharp  reduction  in  Leasing  and  Capital  Markets  transaction  activity 
beginning  in  March  2020  as  governments  around  the  world  implemented  lockdowns  and  other  measures  to 
contain the virus. The impact of the pandemic is expected to subside over the course of 2021, although the timing 
and extent remain uncertain. Transactional revenues are anticipated to rebound in the second half of the year, 
while  Outsourcing  &  Advisory  and  Investment  Management  revenues  are  expected  to  remain  resilient 
throughout  the  year.  The  outlook  for  the  full  year  2021  (relative  to  2020),  including  the  full  year  impact  of 
acquisitions completed during 2020, is as follows: 

Full Year 2021 Outlook 

Revenue 

+10% to +25% 

Adjusted EBITDA 

+10% to +25% 

This  outlook  is  based  on  the  Company’s  best  available  information  as  of  the  date  of  this  MD&A  and  remains 
subject to change based on numerous macroeconomic, health, social, geo-political and related factors (see “Risks 
associated with COVID-19 pandemic” below). 

During  2020,  the  Company  took  significant  measures  to  maintain  business  continuity  across  all  service  lines, 
including steps to optimize the level of all critical functions across our business. Expenses incurred in connection 

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with these adjustments are recorded as restructuring costs and were primarily severance related. The Company 
may take further cost management measures in future quarters. 

The Company also received wage subsidies totalling $10.9 million during the fourth quarter ($34.8 million for the 
full  year)  from  governments  in  several  countries.  These  subsidies  were  recorded  in  earnings  as  an  offset  to 
employment costs. The Company may receive further government wage subsidies in future quarters. 

As of December 31, 2020, the Company’s financial leverage ratio expressed in terms of net debt to pro forma 
Adjusted EBITDA was 1.0x (1.4x as of December 31, 2019), relative to a maximum of 3.5x permitted under its debt 
agreements. As of the same date, the Company had $777 million of unused credit under its committed revolving 
credit facility maturing in April 2024.  

As  a  result  of  the  changes  in  the  current  economic  environment  related  to  the  pandemic,  management  has 
performed asset impairment testing across the Company’s reporting units. Management has concluded that no 
impairment  loss  is  required  to  be  recognized  for  the  2020  financial  year.  The  testing  considered  a  range  of 
scenarios, but is subject to significant estimation uncertainty given the factors noted above. If there are future 
adverse developments, impairment losses may be required to be recognized. 

Seasonality and quarterly fluctuations 
The Company generates peak revenues and earnings in the month of December followed by a low in January and 
February as a result of the timing of closings on Capital Markets transactions. Revenues and earnings during the 
balance of the year are relatively even. Historically, Capital Markets operations comprised approximately 25% of 
consolidated  annual  revenues.  Variations  can  also  be  caused  by  business  acquisitions  which  alter  the 
consolidated service mix. 

Liquidity and capital resources 
The Company generated cash flow from operating activities of $166.5 million for the year ended December 31, 
2020, relative to $310.8 million in the prior year. Adjusting for the cash proceeds generated from the AR Facility 
as well as collections of the deferred purchase price related to AR Facility, net cash flow from operating activities 
in  2020  was  $245.9  million  relative  to  $213.9  million.  The  increase  in  cash  flow  is  primarily  attributable  to  a 
reduction of working capital in the business, primarily related to lower accounts receivable and lower accrued 
compensation.  We  believe  that  cash  from  operations  and  other  existing  resources,  including  our  $1.0  billion 
multi-currency revolving credit facility (the “Revolving Credit Facility”), will continue to be adequate to satisfy the 
ongoing working capital needs of the Company. 

For the year ended December 31, 2020, capital expenditures were $40.4 million (2019 - $44.2 million). Capital 
expenditures  for  the  year  ending  December  31,  2021  are  expected  to  be  $65-$75  million  with  the  increase 
primarily attributable to investments in office space in major markets, some deferred investments from 2020 and 
are expected to be funded with cash on hand.  

We  distributed  $35.7  million  (2019  -  $31.9  million)  to  non-controlling  shareholders  of  subsidiaries,  in  part  to 
facilitate the payment of income taxes on account of those subsidiaries organized as flow-through entities. The 
increase in distributions is largely attributable to the acquisition of Harrison Street completed in July 2018. 

During 2020, we invested cash in acquisitions as follows: an aggregate of $205.6 million (net of cash acquired) in 
four  new  business  acquisitions,  $11.2  million  in  contingent  consideration  payments  related  to  previously 
completed acquisitions, and $26.0 million in net acquisitions of redeemable non-controlling interests. 

Net indebtedness as at December 31, 2020 was $323.3 million, versus $496.4 million at December 31, 2019, which 
excludes the Convertible Notes. Including the Convertible Notes, our net indebtedness as at December 31, 2020 
would have been $547.2 million. Net indebtedness is calculated as the current and non-current portion of long-
term debt less cash and cash equivalents. We are in compliance with the covenants contained in our agreements 
relating  to  our  debt  agreements  as  at  December  31,  2020  and,  based  on  our  outlook  for  2021,  we  expect  to 
remain in compliance with these covenants. 

6

 
 
 
 
 
 
 
 
 
 
Colliers  Mortgage  utilizes  warehouse  credit  facilities  for  the  purpose  of  funding  warehouse  receivables. 
Warehouse  receivables  represent  mortgage  loans  receivable,  the  majority  of  which  are  offset  by  borrowings 
under warehouse credit facilities which fund loans that financial institutions have committed to purchase. The 
warehouse credit facilities are excluded from the financial leverage calculations under our debt agreements. 

During 2019 and 2020, the Company acquired certain real estate assets in connection with the establishment of 
new Investment Management funds. The real estate assets, as well as corresponding liabilities, were transferred 
to the respective funds during 2020, without gain or loss, with no such assets or liabilities on the consolidated 
balance sheet as of December 31, 2020. 

On April 27, 2020, we renewed and extended our structured accounts receivable facility (the “AR Facility”) with a 
third-party financial institution. The AR Facility has committed availability of $125,000 with a term of 364 days 
extending to April 26, 2021 and includes selected US and Canadian trade accounts receivable (the “Receivables”). 

During 2020, we amended our Revolving Credit Facility to make certain amendments to increase the flexibility of 
our debt capital structure.  

During 2020, we amended our Euro-denominated 2.23% senior unsecured notes due 2028 (the “Senior Notes”) 
to make certain amendments to increase the flexibility of our debt capital structure. These amendments were 
similar to the amendments made to our Revolving Credit Facility, which ranks equal in seniority to the Senior 
Notes. 

On May 19, 2020, we completed an offering of 4% Convertible Senior Subordinated Notes due 2025 for $223.8 
million in net proceeds. The Convertible Notes are unsecured and subordinated to all of the existing and future 
senior  and/or  secured  indebtedness,  and  are  treated  as  equity  for  financial  leverage  calculations  under  our 
existing debt agreements. The Convertible Notes are convertible into 3.97 million subordinate voting shares or, 
if not converted, may be settled at maturity with subordinate voting shares or cash at the option of the Company. 

The Company’s Board of Directors declared two semi-annual dividends of $0.05 per common share (being the 
Subordinate Voting Shares together with the Multiple Voting Shares) during 2020, unchanged from the prior year 
amounts  per  share.  These  dividends  are  paid  in  cash  after  the  end  of  the  second  and  fourth  quarters  to 
shareholders of record on the last business day of the quarter. The Company’s policy is to pay dividends on its 
common shares in the future, subject to the discretion of our Board of Directors. Total common share dividends 
paid by the Company during 2020 were $4.0 million. 

In relation to acquisitions completed during the past three years, we have outstanding contingent consideration, 
assuming all contingencies are satisfied and payment is due in full, totalling $208.6 million as at December 31, 
2020 (December 31, 2019 - $187.5 million). The contingent consideration liability is recognized at fair value upon 
acquisition and is updated to fair value each quarter, unless it contains an element of compensation, in which 
case such element is treated as compensation expense over the contingency period. The fair value of contingent 
consideration  recorded  on  the  consolidated  balance  sheet  as  at  December  31,  2020  was  $115.6  million 
(December  31,  2019  -  $85.0  million).  The  liability  recorded  on  the  consolidated  balance  sheet  for  the 
compensatory element of contingent consideration arrangements as at December  31, 2020 was $17.6 million 
(December 31, 2019 - $23.0 million). The contingent consideration is based on achieving specified earnings levels 
and is paid or payable after the end of the contingency period, which extends to December 2024. We estimate 
that approximately 85% of the contingent consideration outstanding as of December 31, 2020 will ultimately be 
paid. 

7

 
 
 
 
 
 
 
 
 
 
 
 
The following table summarizes our contractual obligations as at December 31, 2020: 

Contractual obligations 

(in thousands of US$) 

Payments due by period 

 Less than   

Total  

1 year   

  1-3 years  

  4-5 years  

After   
5 years   

Long-term debt 

Warehouse credit facilities 
Convertible Notes 
Interest on long-term debt  
  and Convertible Notes 

Finance lease obligations 

Contingent acquisition consideration 

Operating leases obligations 
Purchase commitments 
Co-investment Commitments 

$ 

477,465   $ 

7,910    $ 

526   $  213,239   $  255,790  

218,018  
223,957  

  218,018   
-   

-  

  223,957  

102,663  

21,224   

41,965  

26,164  

2,430  

1,114  

1,307  

9  

115,642  

511,625  
33,312  
14,345  

5,802  

  107,403  

2,327  

97,081  
18,076  
14,345   

  154,616  
7,252  
-  

  102,798  
3,080  
-  

13,310  
-  
110  
  157,130  
4,904  
-  

Total contractual obligations 

$  1,699,457   $  383,570    $  313,069   $  571,574   $  431,244  

At  December  31,  2020,  we had  commercial  commitments  totaling  $15.7  million  comprised of  letters  of  credit 
outstanding due to expire within one year. 

In order to effectively manage our corporate risk and support our global insurance program, we supplement our 
commercial insurance placements with the use of a wholly-owned captive insurance company to provide support 
for  our  professional  indemnity,  general  liability and  US  workers’  compensation  programs.  The  level  of  risk 
retained by our captive insurance company varies by coverage. Currently, the captive insures up to $0.75 million 
per  claim  with  respect  to  professional  indemnity  and  $2.0  million  with  respect  general  liability.  All  limits  are 
inclusive  of  commercial  market  self-insured  retentions.  Liability  insurance  claims  can  be  complex  and  take  a 
number of years to resolve. Within our captive insurance company, we estimate the ultimate cost of these claims 
by way of specific claim accruals developed through periodic reviews of the circumstances of individual claims, 
validated annually by a third-party actuary. As of December 31, 2020, the captive insurance company has reserves 
for unpaid claim liabilities of $7.6 million.  

Redeemable non-controlling interests 
In  most  operations  where  managers  or  employees  are  also  non-controlling  owners,  the  Company  is  party  to 
shareholders’ agreements. These agreements allow us to “call” the redeemable non-controlling interests (“RNCI”) 
at a value determined with the use of a formula price, which is in most cases equal to a multiple of trailing two-
year  average  earnings,  less debt.  Non-controlling  owners  may  also  “put”  their  interest  to  the Company  at  the 
same price, with certain limitations including (i) the inability to “put” more than 50% of their holdings in any twelve-
month period and (ii) the inability to “put” any holdings for at least one year after the date of our initial acquisition 
of the business or the date the non-controlling shareholder acquired their interest, as the case may be.  

The  total  value  of  the  RNCI  (the  “redemption  amount”),  as  calculated  in  accordance  with  shareholders’ 
agreements,  was  $415.1  million  as  of  December  31,  2020  (December  31,  2019  -  $333.1  million).  The  amount 
recorded on our balance sheet under the caption “redeemable non-controlling interests” is the greater of (i) the 
redemption amount (as above) or (ii) the amount initially recorded as RNCI at the date of inception of the minority 
equity position. As at December 31, 2020, the RNCI recorded on the balance sheet was $442.4 million (December 
31, 2019 - $359.2 million). The purchase prices of the RNCI may be paid in cash or in Subordinate Voting Shares 
of Colliers. If all RNCI were redeemed in cash, the pro forma estimated accretion to diluted net earnings per share 
for 2020 would be $0.81, and the accretion to adjusted EPS would be $0.39. 

8

 
 
 
 
  
 
  
 
  
 
 
 
 
 
 
 
 
  
 
 
   
  
 
  
 
  
 
 
  
 
  
 
  
 
 
 
 
  
 
  
 
  
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
   
  
 
  
 
  
 
 
 
 
 
 
Critical accounting estimates 
Critical  accounting  estimates  are  those  that  we  deem  to  be  most  important  to  the  portrayal  of  our  financial 
condition  and  results  of  operations,  and  that  require  management’s  most  difficult,  subjective  or  complex 
judgments due to the need to make estimates about the effects of matters that are inherently uncertain. We have 
identified seven critical accounting estimates, which are discussed below. 

1.  Revenue  recognition.  We  earn  revenues  from  brokerage  transaction  commissions,  advisory  fees,  debt 
finance fees, property management fees, project management fees, engineering and design fees and 
investment management fees. Some of the contractual terms related to the process of earning revenue 
from these sources, including potentially contingent events, can be complex and may require us to make 
judgments  about  the  timing  of  when  we  should  recognize  revenue  and  whether  revenue  should  be 
reported on a gross basis or net basis. Changes in judgments could result in a change in the period in 
which revenues are reported, or in the amounts of revenue and cost of revenue reported. 

2.  Goodwill.  Goodwill  impairment  testing  involves  assessing  whether  events  have  occurred  that  would 
indicate potential impairment and making estimates concerning the fair values of reporting units and 
then comparing the fair value to the carrying amount of each unit. The determination of what constitutes 
a reporting unit requires significant management judgment. We have four reporting units, consistent 
with our four operating segments. Goodwill is attributed to the reporting units at the time of acquisition. 
Estimates of fair value can be impacted by changes in the business environment, prolonged economic 
downturns  or  declines  in  the  market  value  of  the  Company’s  own  shares  and  therefore  require 
significant management judgment in their determination. When events have occurred that which would 
suggest a potential decrease in fair value, the determination of fair value is done with reference to a 
discounted cash flow model which requires management to make certain estimates. The most sensitive 
estimates are estimated future cash flows and the discount rate applied to future cash flows. Changes 
in these assumptions could result in a materially different fair value. 

3.  Business  combinations.  The  determination  of  fair  values  of  assets  acquired  and  liabilities  assumed  in 
business  combinations  requires  the  use  of  estimates  and  management  judgment,  particularly  in 
determining fair values of intangible assets acquired. For example, if different assumptions were used 
regarding  the  profitability  and  expected  attrition  rates  of  acquired  customer  relationships  or  asset 
management  contracts,  different  amounts  of  intangible  assets  and  related  amortization  could  be 
reported. 

4.  Contingent acquisition consideration. Contingent consideration is required to be measured at fair value at 
the acquisition date and at each balance sheet date until the contingency expires or is settled. The fair 
value at the acquisition date is a component of the purchase price; subsequent changes in fair value are 
reflected in earnings. Most acquisitions made by us have a contingent consideration feature, which is 
usually based on the acquired entity’s profitability (measured in terms of adjusted EBITDA) during a one 
to five year period after the acquisition date. Significant estimates are required to measure the fair value 
of contingent consideration, including forecasting profits for the contingency period and the selection of 
an appropriate discount rate.  

5.  Deferred income tax assets. Deferred income tax assets arise primarily from the recognition of the benefit 
of  certain  net  operating  loss  carry-forwards.  We  must  weigh  the  positive  and  negative  evidence 
surrounding the future realization of the deferred income tax assets to determine whether a valuation 
allowance  is  required,  or  whether  an  existing  valuation  allowance  should  remain  in  place.  These 
determinations,  which  involve  projections  of  future  taxable  income,  require  significant  management 
judgment. Changes in judgments, in particular of future taxable earnings, could result in the recognition 
or de-recognition of a valuation allowance which could impact income tax expense materially. 

6.  Uncertain tax positions. In the ordinary course of business, there is inherent uncertainty in quantifying 
our income tax positions. We assess our income tax positions and record tax benefits for all years subject 
to  examination  by  tax  authorities  based  upon  an  evaluation  of  the  facts  and  circumstances  at  the 

9

 
 
 
 
 
 
 
reporting date. For those tax positions where it is more likely than not that a tax benefit will be sustained, 
we have recorded the largest amount of tax benefit with a greater than 50% likelihood of being realized 
upon ultimate settlement with a tax authority that has full knowledge of all relevant information. For 
those income tax positions where it is not more likely than not that a tax benefit will be sustained, no 
tax benefit has been recognized in the financial statements. 

7.  Allowance for uncollectible accounts receivable. Accounts receivable  allowances  are  determined using a 
combination  of  historical  experience,  current  information,  and  management  judgment.  Actual 
collections  may differ from our estimates. A 10% increase in the accounts  receivable allowance as  of 
December 31, 2020 would increase bad debt expense by $2.6 million. 

Reconciliation of non-GAAP financial measures 
In this MD&A, we make reference to “adjusted EBITDA” and “adjusted EPS,” which are financial measures that are 
not calculated in accordance with GAAP. 

Adjusted EBITDA is defined as net earnings, adjusted to exclude: (i) income tax; (ii) other expense (income) other 
than  equity  earnings  from  non-consolidated  investments;  (iii)  interest  expense;  (iv)  depreciation  and 
amortization,  including  amortization  of  mortgage  servicing  rights  (“MSRs”);  (v)  gains  attributable  to  MSRs;  (vi) 
acquisition-related items (including transaction costs, contingent acquisition consideration fair value adjustments 
and contingent acquisition consideration-related compensation expense); (vii) restructuring costs and (viii) stock-
based  compensation  expense.  We  use  adjusted  EBITDA  to  evaluate  our  own  operating  performance  and  our 
ability to service debt, as well as an integral part of our planning and reporting systems. Additionally, we use this 
measure  in  conjunction  with  discounted  cash  flow  models  to  determine  the  Company’s  overall  enterprise 
valuation and to evaluate acquisition targets. We present adjusted EBITDA as a supplemental measure because 
we believe such measure is useful to investors as a reasonable indicator of operating performance because of 
the low capital intensity of the Company’s service operations. We believe this measure is a financial metric used 
by many investors to compare companies, especially in the services industry. This measure is not a recognized 
measure of financial performance under GAAP in the United States, and should not be considered as a substitute 
for operating earnings, net  earnings or cash  flow  from operating activities,  as  determined  in  accordance with 
GAAP. Our method of calculating adjusted EBITDA may differ from other issuers and accordingly, this measure 
may not be comparable to measures used by other issuers. A reconciliation of net earnings to adjusted EBITDA 
appears below.  

(in thousands of US$) 

Net earnings 
Income tax 
Other income, net 
Interest expense, net 
Operating earnings 
Depreciation and amortization 
Gains attributable to MSRs 
Equity earnings from non-consolidated investments 
Acquisition-related items 
Restructuring costs 
Stock-based compensation expense 
Adjusted EBITDA 

Three months ended 
December 31 
2020   

2019  

Twelve months ended 
December 31 
2020   

2019 

$ 

49,568 
22,980 
(1,427)   
8,322 
79,443 
38,795   
(9,668)  
1,468 
34,349 
6,947   
3,572   
$  154,906   

$ 

$ 

67,877  
25,742  
(868)  
6,677  
99,428  
25,382  
-  
- 
9,767  
7,110  
2,633  
144,320  

$ 

94,489   
42,046   
(2,906)  
30,949   
  164,578   
  125,906   
(17,065)  
2,919   
45,848   
29,628   
9,628   
$  361,442   

$ 

$ 

137,585 
53,013 
(1,853) 
29,452 
218,197 
94,664 
- 
- 
28,532 
10,252 
7,831 
359,476 

Adjusted EPS is defined as diluted net earnings per share as calculated under the If-Converted method, adjusted 
for the effect, after income tax, of: (i) the non-controlling interest redemption increment; (ii) amortization expense 
related to intangible assets recognized in connection with acquisitions and MSRs; (iii) gains attributable to MSRs; 
(iv) acquisition-related items; (v) restructuring costs and (vi) stock-based compensation expense. We believe this 
measure is useful to investors because it provides a supplemental way to understand the underlying operating 

10

 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
  
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
performance  of  the  Company  and  enhances  the  comparability  of  operating  results  from  period  to  period. 
Adjusted EPS is not a recognized measure of financial performance under GAAP, and should not be considered 
as a substitute for diluted net earnings per share from continuing operations, as determined in accordance with 
GAAP. Our method of calculating this non-GAAP  measure  may  differ from other  issuers  and,  accordingly, this 
measure may not be comparable to measures used by other issuers. A reconciliation of net earnings to adjusted 
net earnings and of diluted net earnings per share to adjusted EPS appears below. 

Adjusted EPS is calculated using the “if-converted” method of calculating earnings per share in relation to the 
Convertible Notes, which were issued on May 19, 2020. As such, the interest (net of tax) on the Convertible Notes 
is added to the numerator and the additional shares issuable on conversion of the Convertible Notes are added 
to the denominator of the earnings per share calculation to determine if an assumed conversion is more dilutive 
than no assumption of conversion. The “if-converted” method is used if the impact of the assumed conversion is 
dilutive. For the year ended December 31, 2020, the “if-converted” method is anti-dilutive for the GAAP diluted 
EPS calculation but dilutive for the adjusted EPS calculation 

(in thousands of US$) 

Net earnings 
Non-controlling interest share of earnings 
Interest on Convertible Notes 
Amortization of intangible assets 
Gains attributable to MSRs 
Acquisition-related items 
Restructuring costs 
Stock-based compensation expense 
Income tax on adjustments 
Non-controlling interest on adjustments 
Adjusted net earnings 

(in US$) 

Diluted net earnings per common share 
Non-controlling interest redemption increment 
Amortization expense, net of tax 
Gains attributable to MSRs, net of tax 
Acquisition-related items 
Restructuring costs, net of tax 
Stock-based compensation expense, net of tax 
Adjusted EPS 

Diluted weighted average shares for Adjusted EPS 
(thousands) 

Three months ended 
December 31 
2020 

2019 

Twelve months ended 
December 31 
2020 

2019 

49,568 
(15,666)   
2,300 
27,544 
(9,668)   
34,349 
6,947   
3,572   
(15,115)  
(4,257)  
79,574   

$ 

$ 

67,877  
(12,930)  
-  
16,437  
-  
9,767  
7,110  
2,633  
(7,493)  
(2,769)  
80,632  

$ 

94,489   
(29,572)  
5,673   
86,557   
(17,065)  
45,848   
29,628   
9,628   
(35,350)  
(11,479)  
$  178,357   

$ 

$ 

137,585 
(26,829) 
- 
61,273 
- 
28,532 
10,252 
7,831 
(22,232) 
(9,868) 
186,544 

Three months ended 
December 31 
2020 

0.80 
0.01 
0.35 
(0.09)   
0.53 
0.12   
0.07   
1.79   

$ 

$ 

Twelve months ended 
December 31 
2020 

2019 

1.25   
0.37   
1.23   
(0.22)  
0.82   
0.51   
0.22   
4.18   

$ 

$ 

2.57 
0.20 
0.93 
- 
0.58 
0.19 
0.20 
4.67 

2019 

1.20  
0.17  
0.25  
-  
0.19  
0.13  
0.07  
2.01  

$ 

$ 

$ 

$ 

$ 

$ 

44,365  

40,109  

42,647  

39,980 

We  believe  that  the  presentation  of  adjusted  EBITDA  and  adjusted  earnings  per  share,  which  are  non-GAAP 
financial  measures,  provides  important  supplemental  information  to  management  and  investors  regarding 
financial  and  business  trends  relating  to the  Company’s  financial  condition  and  results  of  operations.  We  use 
these  non-GAAP  financial  measures  when  evaluating  operating  performance  because  we  believe  that  the 
inclusion  or  exclusion  of  the  items  described  above,  for  which  the  amounts  are  non-cash  or  non-recurring  in 
nature, provides a supplemental measure of our operating results that facilitates comparability of our operating 
performance from period to period, against our business model objectives, and against other companies in our 
industry. We have chosen to provide this information to investors so they can analyze our operating results in 

11

 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
   
 
  
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
   
 
  
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
  
 
 
 
 
 
 
  
 
  
 
  
 
  
 
the same way that management does and use this information in their assessment of our core business and the 
valuation of the Company. Adjusted EBITDA and adjusted earnings per share are not calculated in accordance 
with  GAAP,  and  should  be  considered  supplemental  to,  and  not  as  a  substitute  for,  or  superior  to,  financial 
measures calculated in accordance with GAAP. Non-GAAP financial measures have limitations in that they do not 
reflect all of the costs or benefits associated with the operations of our business as determined in accordance 
with GAAP. As a result, investors should not consider these measures in isolation or as a substitute for analysis 
of our results as reported under GAAP. 

Percentage revenue variances presented on a local currency basis are calculated by translating the current period 
results of our non-US dollar denominated operations to US dollars using the foreign currency exchange rates 
from the periods against which the current period results are being compared. Percentage revenue variances 
presented on an internal growth basis are calculated assuming no impact from acquired entities in the current 
and  prior  periods.  Revenue  from  acquired  entities,  including  any  foreign  exchange  impacts,  are  treated  as 
acquisition growth until the respective anniversaries of the acquisitions. We believe that these revenue growth 
rate methodologies provide a framework for assessing the Company’s performance and operations excluding 
the  effects  of  foreign  currency  exchange  rate  fluctuations  and  acquisitions.  Since  these  revenue  growth  rate 
measures are not calculated under GAAP, they may not be comparable to similar measures used by other issuers. 

We use the term assets under management (“AUM”) as a measure of the scale of our Investment Management 
operations.  AUM  is  defined  as  the  gross  market  value  of  operating  assets  and  the  projected  gross  cost  of 
development properties of the funds, partnerships and accounts to which we provide management and advisory 
services,  including  capital  that  such  funds,  partnerships  and  accounts  have  the  right  to  call  from  investors 
pursuant to capital commitments. Our definition of AUM may differ from those used by other issuers and as such 
may not be directly comparable to similar measures used by other issuers. 

Impact of recently adopted accounting standards 

Current Expected Credit Losses 
In  June  2016,  the  FASB  issued  ASU  No.  2016-13,  Financial  Instruments  –  Credit  Losses.  This  ASU  creates  a  new 
framework  to  evaluate  financial  instruments,  such  as  trade  receivables,  for  expected  credit  losses.  This  new 
framework replaces the previous incurred loss approach and is expected to result in more timely recognition of 
credit losses. 

The  Company  has  adopted  Financial  Instruments  –  Credit  Losses  (Topic  326):  Measurement  of  Credit  Losses  on 
Financial  Instruments  effective  January  1,  2020  using  the  modified  retrospective  basis  recording  a  cumulative 
catch-up adjustment to retained earnings. Following adoption of the standard, the Company’s methodology of 
reserving  for  Accounts  receivable  and  other  receivable-related  financial  assets,  including  contract  assets  has 
changed. See note 2 for details on the significant accounting policies related to receivables and allowance for 
doubtful  accounts.  The  adoption  of  the  standard  has  had  the  impact  of  accelerating  the  recognition  of  credit 
losses  on  certain  receivables  and  the  Company  recognized  a  non-cash  cumulative  catch-up  adjustment  to 
retained earnings in the amount of $3.6 million, net of $0.8 million in taxes, on the opening consolidated balance 
sheet as of January 1, 2020. 

Goodwill impairment testing 
In January 2017, the FASB issued ASU No. 2017-04, Intangibles – Goodwill and Other: Simplifying the Accounting 
for  Goodwill  Impairment  to  remove  Step  2  of  the  goodwill  impairment  test,  which  requires  a  hypothetical 
purchase  price  allocation.  Under  this  guidance,  a  goodwill  impairment  will  now  be  the  amount  by  which  a 
reporting unit’s carrying value exceeds its fair value, not to exceed the carrying amount of goodwill. The Company 
has  adopted  the  standard  effective  January  1,  2020.  Adoption  of  the  ASU  simplifies  the  goodwill  impairment 
testing process for the Company without any direct impact on the financial statements.  

Capitalization of implementation costs in relation to hosting arrangements 
In August 2018, the FASB issued ASU No. 2018-15, Intangibles – Goodwill and Other – Internal-Use Software (Subtopic 
350-40). This ASU aligns the capitalizing of implementation costs incurred in relation to a hosting arrangement 

12

 
 
 
 
 
 
 
 
with the requirements for capitalizing implementation costs incurred to develop or obtain internal-use software. 
It also requires these capitalized costs to be expensed over the term of the hosting arrangement and to the same 
line as the hosting arrangement. As this ASU clarifies the previously existing ambiguity related to capitalization, 
it  was  determined  that  the  guidance  under  the  ASU  is  consistent  with  the  Company’s  existing  capitalization 
process for development costs as relate to hosting arrangements without any impact on the financial statements. 

Recently issued accounting guidance, not yet adopted 
In March 2020, the FASB issued ASU No. 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of 
Reference  Rate  Reform  on  Financial  Reporting.  With  LIBOR  ceasing  at  the  end  of  2021,  a  significant  volume  of 
contracts and other arrangements will be impacted by the transition required to alternative reference rates. This 
ASU provides optional expedients and exceptions to reduce the costs and complexity of applying existing GAAP 
to  contract  modifications  and  hedge  accounting  if  certain  criteria  are  met.  The  standard  is  effective  from  the 
beginning of an interim period that includes the March 12, 2020 issuance date of the ASU through December 31, 
2022. On March 25, 2020, the Alternative Reference Rates Committee (the “ARRC”), which is a group of private-
market participants convened by the Federal Reserve Board and the New York Fed, reiterated the end of 2021 
timeline for the phase out of LIBOR amid the uncertainty surrounding the COVID-19 pandemic. The Company is 
currently assessing the options available under this ASU and their potential impacts on its consolidated financial 
statements.   

In August 2020, the FASB issued ASU No. 2020-06, Debt- Debt with Conversion and Other Options (Subtopic 470-20) 
and  Derivatives  and  Hedging  –  Contracts  in  Entity’s  Own  Equity  (Subtopic  815-40):  Accounting  for  Convertible 
Instruments and Contract in an Entity’s Own Equity. The ASU simplifies the accounting for convertible instruments 
and reduces the number of embedded conversion features being separately recognized from the host contract 
as compared to current GAAP. The ASU also enhances information transparency through targeted improvements 
to  the  disclosures  for  convertible  instruments  and  earnings-per-share  guidance.  The  standard  is  effective  for 
fiscal  years  beginning  after  December  15,  2021.  Early  adoption  is  permitted,  but  no  earlier  than  fiscal  years 
beginning after December 15, 2020. The standard can be applied using the modified retrospective method of 
transition or a fully retrospective method of transition. The Company is currently assessing the options available 
under this ASU and their potential impacts on its consolidated financial statements.   

Impact of IFRS 
On January 1, 2011, many Canadian companies were required to adopt IFRS. In 2004, in accordance with the rules 
of the CSA, Old FSV elected to report exclusively using US GAAP and further elected not to adopt IFRS on January 
1,  2011.  Under  the  rules  of  the  CSA,  the  Company  is  permitted  to  continue  preparing  financial  statements  in 
accordance with US GAAP going forward. 

Financial instruments 
We  use  financial  instruments  as  part  of  our  strategy  to  manage  the  risk  associated  with  interest  rates  and 
currency exchange rates. We do not use financial instruments for trading or speculative purposes. On April 11, 
2017 we entered into interest rate swap agreements to convert the LIBOR floating interest rate on $100.0 million 
of US dollar denominated debt into a fixed interest rate of 1.897%. In December 2018, the Company entered into 
interest  rate  swap  agreements  to  convert  the  LIBOR  floating  interest  rate  on  $100.0  million  of  US  dollar 
denominated debt into a fixed interest rate of 2.7205% plus the applicable margin. Hedge accounting is being 
applied to these interest rate swaps. Financial instruments involve risks, such as the risk that counterparties may 
fail to honor their obligations under these arrangements. If we have financial instruments outstanding and such 
events occur, our results of operations and financial position may be adversely affected. 

Off-balance sheet arrangements 
The Company does not have any off-balance sheet arrangements that have, or are reasonably likely to have, a 
current or future material effect on the Company’s financial performance or financial condition other than (i) the 
payments  which  may  be  required  to  be  made  under  the  long  term  arrangement  contained  in  the  restated 
management services agreement with Colliers, Jayset Management CIG Inc. and Jay S. Hennick, (see Note 19 to 
the Consolidated Financial Statements for a full description) and (ii) the AR Facility. As of December 31, 2020, the 
Company  had  drawn  $115.9  million  under  the  AR  Facility.  The  AR  Facility  is  recorded  as  a  sale  of  accounts 

13

 
  
 
 
 
 
receivable,  and  accordingly  sold  Receivables  are  derecognized  from  the  consolidated  balance  sheet.  The  AR 
Facility results in a significant decrease to our borrowing costs. 

Transactions with related parties 
As at December 31, 2020, the Company had $3.4 million of loans receivable from non-controlling shareholders 
(December  31,  2019  -  $3.4  million).  The  majority  of  the  loans  receivable  represent  amounts  assumed  in 
connection  with  acquisitions  and  amounts  issued  to  non-controlling  interests  to  finance  the  sale  of  non-
controlling interests in subsidiaries to senior managers. The loans are of varying principal amounts and interest 
rates which range from nil to 4.0%. These loans are due on demand or mature on various dates up to 2026, but 
are open for repayment without penalty at any time. 

Outstanding share data 
The authorized capital of the Company consists of an unlimited number of preference shares, issuable in series, 
an  unlimited  number  of  Subordinate  Voting  Shares  and  an  unlimited  number  of  Multiple  Voting  Shares.  The 
holders of Subordinate Voting Shares are entitled to one vote in respect of each Subordinate Voting Share held 
at all meetings of the shareholders of the Company. The holders of Multiple Voting Shares are entitled to twenty 
votes in respect of each Multiple Voting Share held at all meetings of the shareholders of the Company. Each 
Multiple Voting Share is convertible into one Subordinate Voting Share at any time at the election of the holders 
thereof. 

As  of  the  date  hereof,  the  Company  has  outstanding  38,863,742  Subordinate  Voting  Shares  and  1,325,694 
Multiple Voting Shares. In addition, as at the date hereof 2,190,125 Subordinate Voting Shares are issuable upon 
exercise of options granted under the Company’s stock option plan.  

On July 16, 2020, the Company announced a Normal Course Issuer Bid (“NCIB”) effective from July 20, 2020 to July 
19, 2021. The Company is entitled to repurchase up to 3,000,000 Subordinate Voting Shares on the open market 
pursuant to the NCIB. Any shares purchased under the NCIB will be cancelled.  

Canadian tax treatment of common share dividends 
For the purposes of the enhanced dividend  tax  credit  rules contained in  the  Income  Tax  Act  (Canada) and any 
corresponding  provincial  and  territorial  tax  legislation,  all  dividends  (and  deemed  dividends)  paid  by  us  to 
Canadian  residents  on  our  Subordinate  Voting  Shares  and  Multiple  Voting  Shares  are  designated  as  “eligible 
dividends”.  Unless stated otherwise, all dividends (and deemed dividends) paid by us hereafter are designated 
as “eligible dividends” for the purposes of such rules. 

Disclosure controls and procedures 
Disclosure controls and procedures are designed to provide reasonable assurance that information required to 
be  disclosed  in  reports  filed  or  submitted  by  us  under  U.S.  and  Canadian  securities  legislation  is  recorded, 
processed, summarized and reported within the time periods specified in those rules, and include controls and 
procedures  designed  to  ensure  that  information  required  to  be  disclosed  in  reports  filed  or  submitted  by  us 
under U.S. and Canadian securities legislation is accumulated and communicated to management, including the 
Chief Executive Officer and Chief Financial Officer, as appropriate, to permit timely decisions regarding required 
disclosure.  Management,  including  the  Chief  Executive  Officer  and  Chief  Financial  Officer,  has  evaluated  the 
effectiveness of the design and operation of our disclosure controls and procedures, as defined in the rules of 
the U.S. Securities and Exchange Commission and the Canadian Securities Administrators, as at December 31, 
2020. Based on this evaluation, the Chief Executive Officer and Chief Financial Officer have concluded that our 
disclosure controls and procedures were effective as at December 31, 2020. 

Changes in internal control over financial reporting 
Our  management  is  responsible  for  establishing  and  maintaining  adequate  internal  control  over  financial 
reporting.  Any  system  of  internal  control  over  financial  reporting,  no  matter  how  well-designed,  has  inherent 
limitations. Therefore, even  those systems determined to be effective  can provide only  reasonable assurance 
with  respect  to  financial  statement  preparation  and  presentation.  Management  has  used  the  Committee  of 
Sponsoring Organizations of the Treadway Commission (COSO) 2013 framework to evaluate the effectiveness of 

14

 
 
 
 
 
 
 
 
our internal control over financial reporting. Based on this assessment, management has concluded that as at 
December 31, 2020, our internal control over financial reporting was effective. 

During the year ended December 31, 2020, there were no changes in our internal control over financial reporting 
that have materially affected, or are reasonably likely to materially affect, the Company’s internal control over 
financial reporting. 

Legal proceedings 
Colliers is involved in various legal claims associated with the normal course of operations and believes it has 
made adequate provision for such legal claims.  

Spin-off risk 
On  June  1,  2015,  the  predecessor  to  our  Company,  FirstService  Corporation  (“Old  FSV”),  completed  a  plan  of 
arrangement (the “Spin-off”) which separated Old FSV into two independent publicly traded companies – Colliers 
International  Group  Inc.,  a  global  leader  in  commercial  real  estate  services  and  new  FirstService  Corporation 
(“FirstService”),  a  North  American  leader  in  residential  property  management  and  related  services.  Under  the 
Spinoff, Old FSV shareholders received one Colliers share and one FirstService share of the same class as each 
Old FSV share previously held. 

Although  the  Spin-off  is  complete,  the  transaction  exposes  Colliers  to  certain  ongoing  risks.  The  Spin-off  was 
structured  to  comply  with  all  the  requirements  of  the  public  company  “butterfly  rules”  in  the  Income  Tax  Act 
(Canada). However, there are certain requirements of these rules that depend on events occurring after the Spin-
off is completed or that may not be within the control of Colliers and/or FirstService. If these requirements are 
not met, Colliers could be exposed to significant tax liabilities which could have a material effect on the financial 
position of Colliers. In addition, Colliers has agreed to indemnify FirstService for certain liabilities and obligations 
related to its business at the time of the Spin-off. These indemnification obligations could be significant. These 
risks are more fully described in the Management Information Circular of Old FSV dated March 16, 2015, which 
is available under Colliers’ SEDAR profile at www.sedar.com and on EDGAR at www.sec.gov. 

Risks associated with COVID-19 pandemic 
We are closely monitoring the impact of the COVID-19 pandemic on all aspects of our business, including how it 
will impact our clients, employees, and services. We expect that we will continue to be adversely impacted on a 
global basis in future periods, and we are unable to predict the ultimate impact that it may have on our business, 
future results of operations, financial position or cash flows. The extent to which our operations may be impacted 
by  the  pandemic  will  depend  largely  on  future  developments,  which  are  uncertain  and  cannot  be  accurately 
predicted, including new information which may emerge concerning the severity of the outbreak and actions by 
government  authorities  to  contain  the  pandemic  or  treat  its  impact.  Furthermore,  the  impacts  of  a  potential 
worsening of global macroeconomic conditions and the continued disruptions to and volatility in the financial 
markets remain unknown. 

Operating  during  the  global  pandemic  exposes  the  Company  to  multiple  risks  which,  individually  or  in  the 
aggregate,  could  have  a  material  adverse  effect  on  the  Company’s  business,  financial  condition,  results  of 
operations and cash flows, including following: 

• 

• 

• 

• 

• 

a  reduction  in  commercial  real  estate  transactions  and  decreases  in  expenditure  at  our  clients  and 
therefore a reduction in the demand for the services the Company provides; 
a  decrease  in  property  values  and  vacancy  rates,  which  could  negatively  impact  Leasing  and  Capital 
Markets commissions;  
liquidity  challenges,  including  impacts  related  to  delayed  customer  payments  and  payment  defaults 
associated with customer liquidity issues and bankruptcies; 
inability to access capital or financing at favorable terms due to possible adverse effect on our liquidity 
and financial position; and 
the occurrence of asset impairment losses. 

15

 
 
 
 
 
 
 
 
Further, many of the risks discussed in the “Risk Factors” section of the Company’s Annual Information Form are, 
and could be, exacerbated by the COVID-19 pandemic and any worsening of the global business and economic 
environment as a result. Given the dynamic nature of these events, the Company cannot reasonably estimate 
the period of time that the COVID-19 pandemic and related market conditions will persist, the full extent of the 
impact they will have on our business, financial condition, results of operations or cash flows or the pace or extent 
of  any  subsequent  recovery.  Even  after  the  pandemic  and  related  containment  measures  subside,  we  may 
continue to experience adverse impacts to our business, financial condition and results of operations, the extent 
of which may be material. 

Risks associated with Colliers Mortgage 
Our recently acquired Colliers Mortgage operations have certain key risk factors unique to the services provided. 
The following is a summary of key risk factors: 

• 

• 

• 

• 

a change in or loss of our relationship with US government agencies, such as Fannie Mae or Ginnie Mae 
could significantly impact our ability to originate mortgage loans; 
defaults by borrowers on loans originated under the Fannie Mae Delegated Underwriting and Servicing 
Program could materially affect our profitability as we are subject to sharing up to one-third of incurred 
losses; 
a decline in origination volumes or termination of our current servicing agreements, could significantly 
impact profitability, with a majority of our earnings generated from loan servicing; and 
 a termination or changes to  our warehouse credit  facilities  could lead to unfavourable replacement 
terms and may significantly impact our ability to originate new loans. 

Forward-looking statements and risks 
This MD&A contains forward-looking statements with respect to expected financial performance, strategy and 
business conditions. The words “believe,” “anticipate,” “estimate,” “plan,” “expect,” “intend,” “may,” “project,” “will,” 
“would,” and similar expressions are intended to identify forward-looking statements, although not all forward-
looking statements contain these identifying words. These statements reflect management's current beliefs with 
respect  to  future  events  and  are  based  on  information  currently  available  to  management.  Forward-looking 
statements involve significant known and unknown risk and uncertainties. Many factors could cause our actual 
results,  performance  or  achievements  to  be  materially  different  from  any  future  results,  performance  or 
achievements that may be expressed or implied by such forward-looking statements. Factors which may cause 
such differences include, but are not limited to those set out below, those set out above under “Spin-off risk”, 
“Risks associated with the COVID-19 pandemic” , “Risks associated with Colliers Mortgage” and those set out in 
detail in the “Risk Factors” section of the Company’s Annual Information Form: 

• 

• 

• 

The COVID-19 pandemic and its related impact on global, regional and local economic conditions, and 
in particular its impact on client demand for our services, our ability to deliver services and ensure the 
health and productivity of our employees. 
Economic  conditions,  especially  as  they  relate  to  commercial  and  consumer  credit  conditions  and 
business spending, particularly in regions where our operations may be concentrated. 
Commercial real estate property values, vacancy rates and general conditions of financial liquidity for 
real estate transactions. 
Trends in pricing and risk assumption for commercial real estate services. 
The effect of significant movements in average cap rates across different property types. 

• 
• 
•  A reduction by companies in their reliance on outsourcing for their commercial real estate needs, which 

• 
• 

would affect our revenues and operating performance. 
Competition in the markets served by the Company. 
The impact of changes in the market value of assets under management on the performance of our 
Investment Management business. 

•  A decline in our ability to attract, recruit and retain talent. 
•  A decline in our ability to attract new clients and to retain major clients and renew related contracts. 
• 
• 

Reliance on subcontractors. 
Labor shortages or increases in wage and benefit costs. 

16

 
 
 
 
•  A decline in our performance impacting our continued compliance with the financial covenants under 

our debt agreements, or our ability to negotiate a waiver of certain covenants with our lenders. 
The effect of increases in interest rates on our cost of borrowing. 

• 
•  Unexpected increases in operating costs, such as insurance, workers’ compensation and health care. 
• 
Changes in the frequency or severity of insurance incidents relative to our historical experience. 
• 
The effects of changes in foreign exchange rates in relation to the US dollar on the Company’s Euro, 
Canadian dollar, Australian dollar and UK pound sterling denominated revenues and expenses. 

•  A decline in our ability to identify and make acquisitions at reasonable prices and successfully integrate 

acquired operations. 

•  Disruptions or security failures in our information technology systems. 
• 

The ability to comply with laws and regulations related to our global operations, including real estate 
and  mortgage  banking  licensure,  labour  and  employment  laws  and  regulations,  as  well  as  the  anti-
corruption laws and trade sanctions. 
Political conditions, including political instability, elections, referenda, trade policy changes, immigration 
policy changes and any outbreak or escalation of hostilities or terrorism and the impact thereof on our 
business.  
The ability to protect against cybersecurity threats as well as to monitor new threats. 
Changes in climate and environment-related policies that directly impact our businesses. 
Changes  in  government  laws  and  policies  at  the  federal,  state/provincial  or  local  level  that  directly 
impact our businesses. 
Conversion of the Convertible Notes to subordinate voting shares may dilute the ownership of existing 
shareholders. 

• 

• 
• 
• 

• 

We caution that the foregoing list is not exhaustive of all possible factors, as other factors could adversely affect 
our  results,  performance  or  achievements.  The  reader  is  cautioned  against  undue  reliance  on  these  forward-
looking statements. Although we believe that the assumptions underlying our forward-looking statements are 
reasonable, any of the assumptions could prove inaccurate and, therefore, there can be no assurance that the 
results contemplated in such forward-looking statements will be realized. The inclusion of such forward-looking 
statements  should  not  be regarded  as a  representation  by the Company or any  other person that the future 
events, plans or expectations contemplated by the Company will be achieved. We note that past performance in 
operations  and  share  price  are  not  necessarily  predictive  of  future  performance,  particularly  in  light  of  the 
ongoing and developing COVID-19 pandemic and its impact on the global economy and its anticipated impact on 
our  business.  We  disclaim  any  intention  and  assume  no  obligation  to  update  or  revise  any  forward-looking 
statement even if new information becomes available, as a result of future events or for any other reason. 

Additional information 
Additional information about Colliers, including our Annual Information Form for the year ended December 31, 
2020, is available on SEDAR at www.sedar.com and on EDGAR at www.sec.gov. Further information about us can 
also be obtained at www.colliers.com. 

17

 
 
 
Colliers 
International 
Group Inc.

Consolidated Financial Statements

Year Ended
December 31, 2020

COLLIERS INTERNATIONAL GROUP INC. 

MANAGEMENT’S REPORT 
MANAGEMENT’S RESPONSIBILITY FOR FINANCIAL STATEMENTS 
The  accompanying  consolidated  financial  statements  and  management  discussion  and  analysis  (“MD&A”)  of 
Colliers International Group Inc. (“Colliers” or the “Company”) and all information in this annual report are the 
responsibility of management and have been approved by the Board of Directors. 

The  consolidated  financial  statements  have  been  prepared  by  management  in  accordance  with  accounting 
principles  generally  accepted  in  the  United  States  of  America  using  the  best  estimates  and  judgments  of 
management, where appropriate. The most significant of these accounting principles are set out in Note 2 to the 
consolidated financial statements. Management has prepared the financial information presented elsewhere in 
this annual report and has ensured that it is consistent with the consolidated financial statements.  

The  MD&A  has  been  prepared  in  accordance  with  National  Instrument  51-102  of  the  Canadian  Securities 
Administrators, taking into consideration other relevant guidance, including Regulation S-K of the US Securities 
and Exchange Commission. 

The Board of Directors of the Company has an Audit & Risk Committee consisting of four independent directors. 
The  Audit  &  Risk  Committee  meets  regularly  to  review  with  management  and  the  independent  auditors  any 
significant accounting, internal control, auditing and financial reporting matters.  

These consolidated financial statements have been audited by PricewaterhouseCoopers LLP, which have been 
appointed  as  the  independent  registered  public  accounting  firm  of  the  Company  by  the  shareholders.  Their 
report outlines the scope of their examination and opinion on the consolidated financial statements. As auditors, 
PricewaterhouseCoopers LLP have full and independent access to the Audit & Risk Committee to discuss their 
findings. 

MANAGEMENT’S REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING 
Management is responsible for establishing and maintaining adequate internal control over financial reporting 
for the Company.  Internal control over financial reporting is a process designed to provide reasonable assurance 
regarding the reliability of financial reporting and the preparation of financial statements for external purposes 
in accordance with generally accepted accounting principles.  

Due to its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. 
Also, projections of any evaluation of its effectiveness to future periods are subject to the risk that controls may 
become  inadequate  because  of  changes  in  conditions,  or  that  the  degree  of  compliance  with  the  policies  or 
procedures may deteriorate.  

Management has excluded four individually insignificant entities acquired by the Company during the last fiscal 
period from its assessment of internal control over financial reporting as at December 31, 2020. The total assets 
and  total  revenues  of  the  four  majority-owned  entities  represent  16.5%  and  7.0%,  respectively  of  the  related 
consolidated financial statement amounts as at and for the year ended December 31, 2020. The most significant 
of these entities, representing 13.5% and 2.8% of consolidated total assets and 3.6% and 3.0% of consolidated 
total revenues were related to the four subsidiaries of Dougherty Financial Group LLC – Dougherty Mortgage LLC, 
Dougherty  &  Company  LLC,  Dougherty  Funding  LLC  and  Dougherty  Insurance  Agency  LLC  (renamed  “Colliers 
Mortgage” and “Colliers Securities”) and Maser Consulting P.A., respectively. 

Management  has  assessed  the  effectiveness  of  the  Company’s  internal  control  over  financial  reporting  as  at 
December 31, 2020, based on the criteria set forth in Internal Control – Integrated Framework (2013) issued by the 
Committee of Sponsoring Organizations of the Treadway Commission. Based on this assessment, management 
has  concluded  that,  as  at  December  31,  2020,  the  Company’s  internal  control  over  financial  reporting  was 
effective. 

19

 
 
 
 
 
 
 
 
 
 
 
The effectiveness of the Company's internal control over financial reporting as at December 31, 2020, has been 
audited by PricewaterhouseCoopers LLP, the Company’s independent registered public accounting firm as stated 
in their report which appears herein. 

/s/ Jay S. Hennick 
Chairman and Chief Executive Officer 
February 18, 2020 

/s/ Christian Mayer 
Chief Financial Officer 

20

 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

To the Shareholders and Board of Directors of Colliers International Group Inc.   

Opinions on the Financial Statements and Internal Control over Financial Reporting 

We  have  audited  the  accompanying  consolidated  balance  sheets  of  Colliers  International  Group  Inc.  and  its 
subsidiaries (together, the Company) as of December 31, 2020 and 2019, and the related consolidated statements 
of earnings, comprehensive earnings, shareholders’ equity and cash flows for the years then ended, including 
the related  notes  (collectively  referred to  as  the  consolidated  financial  statements). We  also  have  audited the 
Company’s  internal control over financial reporting as  of December 31, 2020, based on criteria established in 
Internal  Control  –  Integrated  Framework  (2013)  issued  by  the  Committee  of  Sponsoring  Organizations  of  the 
Treadway Commission (COSO). 

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the 
financial position of the Company as of December 31, 2020 and 2019, and the results of its operations and its 
cash flows for the years then ended in conformity with accounting principles generally accepted in the United 
States of America. Also in our opinion, the Company maintained, in all material respects, effective internal control 
over financial reporting as of December 31, 2020, based on criteria established in  Internal Control  –  Integrated 
Framework (2013) issued by the COSO. 

Basis for Opinions 

The Company’s management is responsible for these consolidated financial statements, for maintaining effective 
internal  control  over  financial  reporting,  and  for  its  assessment  of  the  effectiveness  of  internal  control  over 
financial  reporting,  included  in  the  accompanying  Management’s  Report  on  Internal  Control  over  Financial 
Reporting. Our responsibility is to express opinions on the Company’s consolidated financial statements and on 
the  Company’s  internal control  over  financial  reporting based  on  our  audits.  We  are  a  public  accounting  firm 
registered with the Public Company Accounting Oversight Board (United States) (PCAOB) and are required to be 
independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable 
rules and regulations of the Securities and Exchange Commission and the PCAOB.  

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan 
and perform the audits to obtain reasonable assurance about whether the consolidated financial statements are 
free of material misstatement, whether due to error or fraud, and whether effective internal control over financial 
reporting was maintained in all material respects.  

Our  audits  of  the  consolidated  financial  statements  included  performing  procedures  to  assess  the  risks  of 
material misstatement of the consolidated financial statements, whether due to error or fraud, and performing 
procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding 
the amounts and disclosures in the consolidated financial statements. Our audits also included evaluating the 
accounting  principles  used  and  significant  estimates  made  by  management,  as  well  as  evaluating  the  overall 
presentation  of  the  consolidated  financial  statements.  Our  audit  of  internal  control  over  financial  reporting 
included obtaining an understanding of internal control over financial reporting, assessing the risk that a material 
weakness exists, and testing and evaluating the design and operating effectiveness of internal control based on 
the assessed risk. Our audits also included performing such other procedures as we considered necessary in the 
circumstances. We believe that our audits provide a reasonable basis for our opinions.  

As described in Management’s Report on Internal Control over Financial Reporting, management has excluded 
four entities from its assessment of internal control over financial reporting as of December 31, 2020 because 
they  were acquired  by the  Company  in  purchase  business combinations  during  2020.  We  have  also  excluded 
these four entities from our audit of internal control over financial reporting. These entities comprised, in the 
aggregate, total assets and total revenues excluded from management’s assessment and our audit of internal 
control over financial reporting of approximately 16.5% and 7.0% of consolidated total assets and consolidated 
total  revenues,  respectively,  as  of  and  for  the  year  ended  December  31,  2020.  The  most  significant  of  these 
entities,  representing  13.5%  and  2.8%  of  consolidated  total  assets  and  3.6%  and  3.0%  of  consolidated  total 

21

 
  
  
 
 
 
 
 
revenues,  were  related  to  the  four  subsidiaries  of  Dougherty  Financial  Group  LLC:  Dougherty  Mortgage  LLC, 
Dougherty  &  Company  LLC,  Dougherty  Funding  LLC  and  Dougherty  Insurance  Agency  LLC  (renamed  “Colliers 
Mortgage” and “Colliers Securities”); and Maser, Consulting P.A., respectively. 

Definition and Limitations of Internal Control over Financial Reporting 

A  company’s  internal  control  over  financial  reporting  is  a  process  designed  to  provide  reasonable  assurance 
regarding the reliability of financial reporting and the preparation of financial statements for external purposes 
in accordance with generally accepted accounting principles. A company’s internal control over financial reporting 
includes those policies and procedures that (i) pertain to the maintenance of records that, in reasonable detail, 
accurately and fairly reflect the transactions and dispositions of the assets of the company; (ii) provide reasonable 
assurance  that  transactions  are  recorded  as  necessary  to  permit  preparation  of  financial  statements  in 
accordance with generally accepted accounting principles, and that receipts and expenditures of the company 
are being made only in accordance with authorizations of management and directors of the company; and (iii) 
provide  reasonable  assurance  regarding  prevention  or  timely  detection  of  unauthorized  acquisition,  use,  or 
disposition of the company’s assets that could have a material effect on the financial statements.  

Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect 
misstatements. Also, projections of any evaluation of effectiveness to future periods are subject to the risk that 
controls may become inadequate because of changes in conditions, or that the degree of compliance with the 
policies or procedures may deteriorate. 

Critical Audit Matters  

The  critical  audit  matters  communicated  below  are  matters  arising  from  the  current  period  audit  of  the 
consolidated  financial  statements  that  were  communicated  or  required  to  be  communicated  to  the  audit 
committee and that (i) relate to accounts or disclosures that are material to the consolidated financial statements 
and (ii) involved our especially challenging, subjective, or complex judgments. The communication of critical audit 
matters does not alter in any way our opinion on the consolidated financial statements, taken as a whole, and 
we are not, by communicating the critical audit matters below, providing separate opinions on the critical audit 
matters or on the accounts or disclosures to which they relate.  

Revenue recognition – sales brokerage and leasing revenue 

As described in notes 2 and 28 to the consolidated financial statements, the Company recognized leasing revenue 
of $686.5 million, and revenue from real estate sales brokerage services, which makes up a significant portion of 
capital markets revenue, of $700.9 million for the year ended December 31, 2020. Revenue is recognized upon 
the  transfer  of  control  of  promised  services  to  customers  in  an  amount  that  reflects  the  consideration  the 
Company expects to receive in exchange for those services. Management has determined that control of sales 
brokerage  services  rendered  transfer  to  a  customer  when  a  sale  and  purchase  agreement  becomes 
unconditional and leasing services rendered transfer to a customer when a lease between the landlord and the 
tenant  is  executed.  At  these  points  in  time,  the  customer  has  received  substantially  all  of  the  benefit  of  the 
services provided by the Company. Sales brokerage and leasing revenue contracts may include terms that result 
in  variability  to  the  transaction  price  and  ultimate  revenues  earned  beyond  the  underlying  value  of  the 
transaction,  which  may  include  contingencies.  As  described  by  management,  sales  brokerage  and  leasing 
revenue  is constrained  when  it  is  probable that the  Company  may  not  be  entitled to  the total  amount  of the 
revenue under the contract, which is associated with the occurrence or non-occurrence of an event that is outside 
of  the  Company’s  control  or  where  the  facts  and  circumstances  of  the  contract  limit  the  Company’s  ability  to 
predict whether this event will occur. When sales brokerage and leasing revenue is constrained, revenue is not 
recognized until the uncertainty has been resolved. Management estimates variable consideration and performs 
a  constraint  analysis  for  these  contracts  on  the  basis  of  historical  information  to  estimate  the  amount  the 
Company  will  ultimately  be  entitled.  Management  used  significant  judgment  to  determine  whether  sales 
brokerage  and  leasing  revenue  should  be  constrained  and  the  timing  of  when  such  revenue  should  be 
recognized.  

The principal considerations for our determination that performing procedures relating to sales brokerage and 
leasing  revenue  recognition  is  a  critical  audit  matter  are  (i)  the  significant  judgment  by  management  in 

22

 
 
 
determining whether sales brokerage and leasing revenue should be constrained and the timing of when such 
revenue  should  be  recognized,  which  in  turn  led  to  (ii)  significant  auditor  judgment,  subjectivity  and  effort  in 
performing  procedures  and  evaluating  management’s  assessment  of  sales  brokerage  and  leasing  revenue 
recognition.  

Addressing the matter involved performing procedures and evaluating audit evidence in connection with forming 
our overall opinion on the consolidated financial statements. These procedures included testing the effectiveness 
of  controls  relating  to  the  sales  brokerage  and  leasing  revenue  recognition  process,  including  controls  over 
management’s  review and approval of revenue recognition based  upon the supporting evidence available for 
each sales brokerage and leasing revenue contract. These procedures also included, among others, evaluating 
the  appropriateness  of  management’s  assessment  of  sales  brokerage  and  leasing  revenue  recognition  for  a 
sample  of  sales  brokerage  and  leasing  revenue  transactions  recognized,  including  evaluating  the  contractual 
terms identified in the underlying brokerage transaction agreements and considering other supporting evidence 
such as customer or third party correspondence and cash receipts. 

Acquisition of Colliers Mortgage – Fair value of intangible assets 

As  described  in  notes  2  and  4  to  the  consolidated  financial  statements,  the  Company  acquired  controlling 
interests in four subsidiaries of Dougherty Financial Group LLC (renamed “Colliers Mortgage”), which included 
mortgage servicing rights of $99.9 million and licenses of $29.2 million among the intangible assets recognized 
as a result of the acquisition. Management records intangible assets at fair value on the date they are acquired 
using  valuation  methods.  Management  applied  significant  judgment  in  estimating  the  fair  value  of  intangible 
assets  acquired,  which  included  the  use  of  assumptions  related  to  revenue  growth  rates,  attrition  rates, 
conditional prepayment rates, interest on escrow deposits and discount rates.  

The  principal  considerations  for  our  determination  that  performing  procedures  relating  to  the  fair  value  of 
intangible assets recorded in the acquisition of Colliers Mortgage is a critical audit matter are (i) the judgment by 
management  when  developing  the  fair  value  estimates  of  intangible  assets  acquired;  (ii)  the  high  degree  of 
auditor judgment, subjectivity and effort in performing procedures and evaluating management’s assumptions 
related to revenue growth rates, attrition rates, conditional prepayment rates, interest on escrow deposits and 
discount rates; and (iii) the audit effort that involved the use of professionals with specialized skill and knowledge. 

Addressing the matter involved performing procedures and evaluating audit evidence in connection with forming 
our overall opinion on the consolidated financial statements. These procedures included testing the effectiveness 
of  controls  relating  to  the  acquisition  accounting,  including  controls  over  management’s  valuation  of  the 
intangible assets acquired, including controls over the development of the aforementioned assumptions. These 
procedures  also included, among others, reading the purchase agreement, testing management’s  process  for 
developing the fair value estimates of intangible assets acquired, evaluating the appropriateness of the valuation 
methods used, testing the completeness and accuracy of underlying data used in the valuation methods, and 
evaluating the reasonableness of the assumptions used by management. Evaluating the reasonableness of the 
assumptions used by management related to the revenue growth rates and attrition rates involved considering 
the past performance of the acquired business and consistency with external industry data. Professionals with 
specialized skill and knowledge were used to assist in testing management’s process, including evaluating the 
appropriateness  of  the  valuation  methods  and  the  reasonableness  of the  assumptions  used  by  management 
relating to conditional prepayment rates, interest on escrow deposits and discount rates.   

/s/ PricewaterhouseCoopers LLP 
Chartered Professional Accountants, Licensed Public Accountants 

Toronto, Canada 
February 18, 2021 

We have served as the Company’s auditor since 1995. 

23

 
COLLIERS INTERNATIONAL GROUP INC. 
CONSOLIDATED STATEMENTS OF EARNINGS 
(in thousands of US dollars, except per share amounts) 

Year ended December 31, 

Revenues (note 28) 

Cost of revenues (exclusive of depreciation and   

  amortization shown below) 

Selling, general and administrative expenses 
Depreciation  
Amortization of intangible assets 
Acquisition-related items (note 6) 
Operating earnings 

Interest expense, net 
Equity earnings from unconsolidated investments 
Other income, net (note 7) 
Earnings before income tax 
Income tax expense (note 22) 
Net earnings 

Non-controlling interest share of earnings  
Non-controlling interest redemption increment (note 18) 

2020 

2019 

      $ 

2,786,857   

$ 

3,045,811 

1,740,860   
709,665   
39,349   
86,557   
45,848   
164,578   

30,949   
(2,919)  
13   
136,535   
42,046   
94,489   

29,572   
15,843   

1,959,544 
744,874 
33,391 
61,273 
28,532 
218,197 

29,452 
(2,065) 
212 
190,598 
53,013 
137,585 

26,829 
7,853 

Net earnings attributable to Company 

      $ 

49,074   

$ 

102,903 

Net earnings per common share (note 20) 
  Basic 
  Diluted 

      $ 
      $ 

1.23   
1.22   

$ 
$ 

2.60 
2.57 

The accompanying notes are an integral part of these consolidated financial statements. 

24

 
 
 
 
       
 
 
 
 
     
 
 
 
 
 
 
     
 
  
  
 
 
 
       
 
 
  
       
 
 
  
 
       
 
       
 
       
 
       
 
       
 
       
 
 
 
 
       
 
 
  
       
 
       
 
       
 
       
 
       
 
       
 
 
       
 
 
  
       
 
       
 
 
     
 
  
 
 
 
 
 
     
 
  
 
 
       
 
 
  
  
COLLIERS INTERNATIONAL GROUP INC. 
CONSOLIDATED STATEMENTS OF COMPREHENSIVE EARNINGS 
(in thousands of US dollars) 

Year ended December 31, 

Net earnings 

Foreign currency translation gain (loss) 
Unrealized loss on interest rate swaps, net of tax 
Pension liability adjustments, net of tax 
Comprehensive earnings 

Less: Comprehensive earnings attributable to non- 

controlling interests 

Comprehensive earnings attributable to Company 

2020 

2019 

$ 

94,489   

$ 

137,585 

2,591   
(2,448)  
(753)  
93,879   

(185) 
(4,073) 
(811) 
132,516 

39,620   

35,559 

$ 

54,259   

$ 

96,957 

The accompanying notes are an integral part of these consolidated financial statements. 

25

 
       
 
 
 
 
 
       
 
 
 
 
 
 
       
  
 
 
 
       
 
 
 
       
  
 
  
       
 
 
       
 
 
       
 
 
       
 
 
 
 
 
       
  
 
  
       
  
 
  
 
 
       
 
 
 
       
  
 
  
       
 
 
 
       
 
 
 
 
 
  
COLLIERS INTERNATIONAL GROUP INC. 
CONSOLIDATED BALANCE SHEETS 
(in thousands of US dollars) 

As at December 31, 
Assets 
Current assets 
Cash and cash equivalents 
Restricted cash 
Accounts receivable, net of allowance of $25,632 (December 31, 2019 - $9,131) 
Contract assets (note 28) 
(note 16) 
Warehouse receivables (note 25) 
Income tax recoverable 
Prepaid expenses and other current assets (note 8) 
Real estate assets held for sale (note 5) 

Other receivables 
Contract assets (note 28) 
Other assets (note 8) 
Fixed assets (note 10) 
Operating lease right-of-use assets (note 9) 
Deferred tax assets, net (note 22) 
Intangible assets (note 11) 
Goodwill (note 12) 
Real estate assets held for sale (note 5) 

Liabilities and shareholders' equity 
Current liabilities 
Accounts payable and accrued expenses 
Accrued compensation 
Income tax payable 
Contract liabilities (note 28) 
Long-term debt - current (note 13) 
Contingent acquisition consideration - current (note 25) 
Warehouse credit facilities (note 15) 
Operating lease liabilities (note 9) 
Liabilities related to real estate assets held for sale (note 5) 

Long-term debt - non-current (note 13) 
Contingent acquisition consideration (note 25) 
Operating lease liabilities (note 9) 
Other liabilities 
Deferred tax liabilities, net (note 22) 
Convertible notes (note 14) 
Liabilities related to real estate assets held for sale (note 5) 

Redeemable non-controlling interests (note 18) 

Shareholders' equity 
Common shares (note 19) 
Contributed surplus 
Retained earnings 
Accumulated other comprehensive loss 
Total Company shareholders' equity 
Non-controlling interests 
Total shareholders' equity 

2020  

2019 

$ 

$ 

$ 

$ 

156,614   
20,919   
372,149   
61,101   
232,207   
15,041   
177,780   
-   
1,035,811   

14,989   
5,335   
74,355   
129,221   
288,134   
45,008   
610,330   
1,088,984   
-   
2,256,356   
3,292,167   

297,766   
450,894   
26,783   
21,076   
9,024   
5,802   
218,018   
78,923   
-   
1,108,286   

470,871   
109,841   
251,680   
48,525   
50,523   
223,957   
-   
1,155,397   
442,375   

457,993   
66,971   
119,421   
(61,979)  
582,406   
3,703   
586,109   
3,292,167   

$ 

$ 

$ 

$ 

114,993 
- 
393,945 
42,772 
- 
10,435 
145,171 
10,741 
718,057 

16,678 
6,162 
69,510 
107,197 
263,639 
37,420 
477,454 
949,221 
247,376 
2,174,657 
2,892,714 

261,910 
495,374 
15,756 
24,133 
4,223 
16,813 
- 
69,866 
36,191 
924,266 

607,181 
68,180 
229,224 
31,693 
28,018 
- 
127,703 
1,091,999 
359,150 

442,153 
60,706 
77,181 
(67,164) 
512,876 
4,423 
517,299 
2,892,714 

Commitments and contingencies (notes 19 and 26) 

The accompanying notes are an integral part of these consolidated financial statements. 

On behalf of the Board of Directors, 
/s/Frederick Sutherland                                                         /s/Jay S. Hennick 
Director                                                                                  Director 

26

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance, December 31, 2019  

    39,845,211   $ 442,153  

$  60,706   $ 

77,181  

$ 

(67,164)   $ 

4,423    $  517,299 

COLLIERS INTERNATIONAL GROUP INC. 
CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY 
(in thousands of US dollars, except share information) 

Common shares 

 Issued and  
 outstandin
shares  
g 

    Contributed   
  surplus   

 Amount   

Accumulated   
other   

Total 
  Retained   
  Earnings   comprehensive    controlling   shareholders' 
equity 

(Deficit)    earnings (loss)   

  interests   

Non-   

Balance, December 31, 2018  

    39,213,136   $ 415,805  

$  54,717   $ 

(21,751)  

$ 

(61,218)   $ 

4,420    $  391,973 

-  

  137,585    

-    

-    

137,585 

-  

Net earnings 
Pension liability adjustment, 
         net of tax 
Foreign currency translation 
Unrealized loss on interest rate    
loss 
         swaps, net of tax 
Other comprehensive loss 
         attributable to NCI 
NCI share of earnings 
NCI redemption increment  
Distributions to NCI 
Acquisitions of businesses, net     

Subsidiaries’ equity 
transactions 
Subordinate Voting Shares: 
   Stock option expense 
   Stock options exercised 
   Dividends 

Cumulative effect adjustment:     
   Current expected credit 
      losses, net of tax (note 3) 

Net earnings 
Pension liability adjustment, 
         net of tax 
Foreign currency translation 
Unrealized loss on interest rate    
gain 
         swaps, net of tax 
Other comprehensive loss 
         attributable to NCI 
NCI share of earnings 
NCI redemption increment  
Distributions to NCI 
Acquisition of businesses, net 

Subsidiaries’ equity 
transactions 
Subordinate Voting Shares: 
   Stock option expense 
   Stock options exercised 
   Dividends  
Balance, December 31, 2020 

-   

-   
-   

-   

-   
-   
-   
-   
-   

-   

-    

-    
-    

-    

-    
-    
-    
-    
-    

-    

-    
-    

-    

-  
-  
-  
-  
-  

-    
-    

-    

-    
(26,829)    
(7,853)    
-    
-    

2,567  

-    

-   
632,075   
-   

-    
26,348    
-    

7,831  
(4,409)  
-  

-    
-    
(3,971)    

(811)    
(185)    

(4,073)    

(877)    
-    
-    
-    
-    

-    

-    
-    
-    

-  
-  

-  

233    
2,270    
-    
(2,305)    
(195)    

-    

-    
-    
-    

(811) 
(185) 

(4,073) 

(644) 
(24,559) 
(7,853) 
(2,305) 
(195) 

2,567 

7,831 
21,939 
(3,971) 

-   

-   

-   
-   

-   

-   
-   
-   
-   
-   

-   

-    

-    

-    
-    

-    

-    
-    
-    
-    
-    

-    

-    

-    

-    
-    

-    

-    
-    
-    
-    
-    

(2,824)    

94,489    

-    
-    

-    

-    
(29,572)    
(15,843)    
-    
-    

134    

-    

-    
-   
15,840    
344,225   
-    
-   
    40,189,436   $ 457,993  

9,628    
(3,497)    
-    

-    
-    
(4,010)    
$  66,971   $  119,421  

-    

-    

(753)    
2,591    

(2,448)    

5,795    
-    
-    
-    
-    

-    

-    
-    
-    

$ 

(61,979)   $ 

-  

-  

-  
-  

-  

(154)  
2,023  
-  
(2,524)  
(65)  

(2,824) 

94,489 

(753) 
2,591 

(2,448) 

5,641 
(27,549) 
(15,843) 
(2,524) 
(65) 

-  

134 

-  
-  
-  
3,703  

9,628 
12,343 
(4,010) 
$  586,109 

27

The accompanying notes are an integral part of these consolidated financial statements. 

 
 
 
 
 
     
  
 
   
 
   
 
   
 
   
 
 
  
 
 
 
   
 
    
  
 
  
 
 
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
    
    
    
    
  
 
 
 
   
   
    
  
 
    
    
    
 
 
 
 
   
   
    
    
    
    
  
 
 
   
     
  
 
   
 
   
 
   
 
   
 
   
 
 
   
 
   
    
    
    
    
  
 
 
   
 
     
  
 
   
 
 
  
   
 
   
 
   
 
   
 
   
 
   
 
   
 
 
 
 
 
   
   
    
  
 
    
    
    
 
   
 
 
 
 
   
   
    
  
 
    
    
    
 
   
   
    
  
 
    
    
    
 
   
 
   
 
   
 
 
 
 
   
   
    
    
    
    
  
 
 
 
   
   
    
    
    
    
  
 
 
   
    
    
    
    
  
 
 
   
   
    
    
    
    
  
 
 
   
 
 
 
 
   
   
    
    
    
    
  
 
 
   
 
     
  
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
    
    
    
    
  
 
 
   
 
     
  
 
   
 
   
 
   
 
   
 
 
  
   
 
   
 
   
 
   
 
   
 
 
 
 
   
   
    
    
    
    
  
 
 
   
 
 
 
 
   
   
    
    
    
    
  
 
 
   
   
    
    
    
    
  
 
 
   
 
   
 
   
 
 
 
 
     
  
 
   
 
   
 
   
 
   
 
 
  
  
COLLIERS INTERNATIONAL GROUP INC. 
CONSOLIDATED STATEMENTS OF CASH FLOWS 
(Unaudited) 
(in thousands of US dollars) 
Year ended December 31, 

Cash provided by (used in) 

Operating activities 
Net earnings    

Items not affecting cash: 
  Depreciation and amortization 
  Gains attributable to mortgage servicing rights 
  Gains attributable to the fair value of mortgage 

   premiums and origination fees 

  Deferred tax 

Earnings from equity method investments  
Stock option expense (note 21) 

  Allowance for credit losses 
  Amortization of advisor loans 
  Contingent consideration (note 6) 
  Other  

(Increase) decrease in accounts receivable, 
  prepaid expenses and other assets 
(Decrease) increase in accounts payable, accrued 

expenses and other liabilities 

(Decrease) increase in accrued compensation 
Contingent acquisition consideration paid 
Proceeds from sale of mortgage loans  
Origination of mortgage loans 
Increase in warehouse credit facilities 
Sale proceeds from AR Facility, net of repurchases (note 16) 
Net cash provided by operating activities 

Investing activities 
Acquisitions of businesses, net of cash acquired (note 4) 
Purchases of fixed assets 
Advisor loans issued 
Purchase of held for sale real estate assets (note 5) 
Proceeds from sale of held for sale real estate assets (note 5) 
Collections of AR facility deferred purchase price (note 16) 
Other investing activities 
Net cash used in investing activities 

Financing activities 
Increase in long-term debt 
Repayment of long-term debt 
Issuance of convertible notes (note 14) 
Purchases of non-controlling interests' subsidiary shares, net 
Contingent acquisition consideration paid 
Proceeds received on exercise of stock options 
Dividends paid to common shareholders  
Distributions paid to non-controlling interests 
Financing fees paid (note 14) 
Net cash provided by (used in) financing activities 

Effect of exchange rate changes on cash 

Net change in cash, cash equivalents and restricted cash 

Cash, cash equivalents and restricted cash, beginning of year 
Cash, cash equivalents and restricted cash, end of year 

The accompanying notes are an integral part of these consolidated financial statements. 

28

2020 

2019 

  $ 

94,489 

  $ 

137,585 

125,906   
(17,065)  

(38,531)  
(13,184)  
(2,919)  
9,628   
15,275   
20,871   
29,679   
7,963   

94,664 
- 

- 
(6,699) 
(2,065) 
7,831 
5,414 
20,424 
22,808 
3,108 

49,039   

(89,235) 

(13,901)  
(78,591)  
(18,224)  
1,226,041   
(1,395,734)  
193,168   
(27,431)  
166,479   

(205,608)  
(40,353)  
(14,695)  
(84,382)  
178,604   
51,994   
982   
(113,458)  

616,121   
(779,185)  
230,000   
(19,791)  
(11,181)  
12,343   
(3,992)  
(35,698)  
(7,568)  
1,049   

8,470   

62,540   

114,993   
177,533   

$ 

(15,692) 
16,580 
(8,928) 
- 
- 
- 
124,963 
310,758 

(80,576) 
(44,197) 
(21,457) 
(94,223) 
- 
28,100 
(5,915) 
(218,268) 

585,358 
(644,670) 
- 
(11,480) 
(15,033) 
21,939 
(3,940) 
(31,858) 
(1,304) 
(100,988) 

(3,541) 

(12,039) 

127,032 
114,993 

  $ 

 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
  
 
  
 
 
 
 
 
  
 
  
 
 
 
  
 
  
 
 
 
 
 
 
 
  
 
  
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
  
 
  
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
  
 
   
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
  
 
  
  
COLLIERS INTERNATIONAL GROUP INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
(in thousands of US dollars, except share and per share amounts) 

1. 

Description of the business 

Colliers International Group Inc. (“Colliers” or the “Company”) provides commercial real estate oriented 
professional services and investment management to corporate and institutional clients in 36 countries 
around  the  world  (67  countries  including  affiliates  and  franchisees).  Colliers’  primary  services  are 
Outsourcing & Advisory services, Leasing, Capital Markets and Investment Management. Operationally, 
Colliers is organized into four distinct segments: Americas; Europe, Middle East and Africa (“EMEA”); Asia 
and Australasia (“Asia Pacific”) and Investment Management. 

2. 

Summary of presentation 

The preparation of consolidated financial statements in accordance with accounting principles generally 
accepted  in  the  United  States  of  America  (“GAAP”)  requires  management  to  make  estimates  and 
assumptions  that  affect  the  reported  amounts  of  assets  and  liabilities  and  disclosures  of  contingent 
assets and liabilities at the date of the financial statements, and the reported amounts of revenues and 
expenses during the reporting period. The most significant estimates are related to the judgments used 
to determine the timing and amount of revenue recognition, recoverability of goodwill and intangible 
assets, determination of fair values of assets acquired and liabilities assumed in business combinations, 
estimated fair value of contingent consideration related to acquisitions, quantification of uncertain tax 
positions, recoverability of deferred tax assets, warehouse receivables, capitalized mortgage servicing 
rights, derivative financial instruments and current expected credit losses on financial assets including 
collectability of accounts receivable and allowance for loss sharing obligations. Actual results could be 
materially different from these estimates. 

The Company revised the name of its Sales Brokerage revenue line to Capital Markets. The Company 
has  also  combined  project  management,  property  management  and  engineering  &  design  into  a 
Property Services revenue line. Loan servicing revenues are included in Other revenue. 

Significant accounting policies are summarized as follows: 

Principles of consolidation 
The accompanying consolidated financial statements include the accounts of the Company, its majority-
owned subsidiaries and those variable interest entities where the Company is the primary beneficiary. 
Where the Company does not have a controlling interest but has the ability to exert significant influence, 
the equity method is used.  Inter-company transactions and accounts are eliminated on consolidation. 

When applying the principles of consolidation, the Company begins by determining whether an investee 
is a variable interest entity (“VIE”) or a voting interest entity (“VOE”). Assessing whether an entity is a VIE 
or a VOE involves judgment and analysis. Factors considered in this assessment include the entity’s legal 
organization, the entity’s capital structure and equity ownership, and any related party or de facto agent 
implications of the Company’s involvement with the entity.  

VOEs are embodied by common and traditional corporate and certain partnership structures. For VOEs, 
the interest holder with control through majority ownership and majority voting rights consolidates the 
entity.  

For VIEs,  identification  of the  primary  beneficiary  determines  the  accounting  treatment.  In  evaluating 
whether the Company is the primary beneficiary, it evaluates its direct and indirect economic interests 
in  the  entity.  A  reporting  entity  is  determined  to  be  the  primary  beneficiary  if  it  holds  a  controlling 

29

 
 
 
 
 
 
 
 
 
 
 
 
 
financial interest in the VIE. Determining which reporting entity, if any, has a controlling financial interest 
in a VIE is primarily a qualitative approach focused on identifying which reporting entity has both (1) the 
power to direct the activities of a VIE that most significantly impact such entity’s economic performance 
and  (2)  the  obligation  to  absorb  losses  or  the  right  to  receive  benefits  from  such  entity  that  could 
potentially be significant to such entity. 

The primary beneficiary analysis is performed at the inception of the Company’s investment and upon 
the occurrence of a reconsideration event. When the Company determines it is the primary beneficiary 
of a VIE, it consolidates the VIE; when it is determined that the Company is not the primary beneficiary 
of the VIE, the investment in the VIE is accounted for at fair value or under the equity method, based 
upon an election made at the time of investment. 

Cash and cash equivalents 
Cash  equivalents  consist  of  short-term  interest-bearing  securities  and  money  market  mutual  funds. 
These cash equivalents are readily convertible into cash and the interest-bearing securities have original 
maturities at the date of purchase of three months or less. The Company also maintains custodial escrow 
accounts,  agency  and  fiduciary  funds  relating  to  its  debt  finance  operations  and  as  an  agent  for  its 
property management operations. These amounts are not included in the accompanying consolidated 
balance sheets as they are not assets of the Company. 

Restricted cash 
Restricted cash consists primarily of cash amounts set aside to satisfy legal or contractual requirements 
arising in the normal course of business, primarily at Colliers Mortgage. 

Receivables and allowance for credit losses 
Accounts receivable are recorded when the Company has a right to payment within customary payment 
terms or it recognizes a contract asset if revenue is recognized prior to when payment is due. From the 
point of initial recognition, the carrying value of such receivables and contract assets, net of allowance 
for doubtful accounts, represents their estimated net realizable value after deducting for potential credit 
losses. The Company’s expected loss allowance methodology uses historical collection experience, the 
current  status  of  customers’  accounts  receivable  and  considers  both  current  and  expected  future 
economic  and  market  conditions.  Due  to  the  short-term  nature  of  such  receivables,  the  estimate  of 
accounts  receivable  that  may  be  collected  is  based  on  the  aging  of  the  receivable  balances  and  the 
financial condition of customers. Additionally, specific allowance amounts are established to record the 
appropriate provision for customers that have a higher probability of default. The allowances are then 
reviewed on a quarterly basis to ensure that they are appropriate. After all collection efforts have been 
exhausted by management, the outstanding balance considered not collectible is written off against the 
allowance. In providing for credit losses as at December 31, 2020, the Company considered the current 
and expected future economic and market conditions surrounding the novel coronavirus (“COVID-19”) 
pandemic  and  determined  to  adjust  its  historical  loss  rates  for  the  increased  credit  risk  with  an 
associated credit loss expense included in Selling, general and administrative expenses. 

In  some  cases,  the  Company  may  record  a  receivable  or  a  contract  asset  which  corresponds  with 
payables which the Company is only obligated to pay upon collection of the receivable (“Reimbursable 
receivables”). These receivables correspond with commissions payable, payables to facilitate collection 
from  the  customer  and  make  payments  to  subcontractors  or  relate  to  collection  from  tenants  for 
payment to the landlord. These corresponding payables are typically satisfied on a pay-when-paid basis. 
In relation to Reimbursable receivables, an allowance is only recorded to the extent that the Company 
will incur credit losses. 

Fixed assets 
Fixed assets are carried at cost less accumulated depreciation. The costs of additions and improvements 
are capitalized, while maintenance and repairs are expensed as incurred. Fixed assets are reviewed for 
impairment whenever events or circumstances indicate that the carrying value of an asset group may 

30

 
 
 
 
 
 
 
not  be  recoverable.  An  impairment  loss  is  recorded  to  the  extent  the  carrying  amount  exceeds  the 
estimated fair value of an asset group. Fixed assets are depreciated over their estimated useful lives as 
follows: 

Buildings 
Vehicles  
Furniture and equipment 
Computer equipment and software 
Leasehold improvements 

20 to 40 years straight-line 
3 to 5 years straight-line 
3 to 10 years straight-line 
3 to 5 years straight-line 
term of the lease to a maximum of 10 years 

Investments 
Equity method investments 
For equity investments where it does not control the investee, and where it is not the primary beneficiary 
of a VIE, but can exert significant influence over the financial and operating policies of the investee the 
Company  utilizes  the  equity  method  of  accounting.  The  evaluation  of  whether  the  Company  exerts 
control  or  significant  influence  over  the  financial  and  operation  policies  of  the  investees  requires 
significant  judgement based  on  the  facts  and circumstances  surrounding  each  individual  investment. 
Factors considered in these evaluations may include the type of investment, the legal structure of the 
investee, any influence the Company may have on the governing board of the investee. 

The  Company’s  equity  method  investees  that  are  investment  companies  record  their  underlying 
investments at fair value. Therefore, under the equity method of accounting, the Company’s share of the 
investee’s underlying net income predominantly represents fair value adjustments in the investments 
held by the equity method investees.  

The Company’s share of the investee’s underlying net income or loss is based upon the most currently 
available information, which may precede the date of the consolidated statement of financial condition 
and is realized in other (income) expense. Distributions received reduce the Company’s carrying value 
of the investee. 

Investments in debt and equity securities 
The  Company  invests  in  debt  and  equity  securities  primarily  in  relation  to  its  wholly  owned  captive 
insurance company and Colliers Securities, a broker-dealer licensed under the Securities and Exchange 
Commission and a member of the Financial Industry Regulatory Authority (“FINRA”). These investments 
are accounted for at fair value with changes recorded in net earnings (loss). 

Financial instruments and derivatives 
Certain  loan  commitments  and  forward  sales  commitments  related  to  the  Company’s  warehouse 
receivables meet the definition of a derivative asset and are recorded at fair value in the consolidated 
balance sheets upon the execution of the commitment to originate a loan with a borrower and to sell 
the  loan  to  an  investor,  with  a  corresponding  amount  recognized  as  revenue  in  the  consolidated 
statements  of  earnings.  The  estimated  fair  value  of  loan  commitments  includes  the  value  of  loan 
origination fees and premiums on anticipated sale of the loan, net of related costs and broker fees, a  
loss sharing reserve, the fair value of the expected net cash flows associated with servicing of the loan, 
and the effects of interest rate movements. The estimated fair value of the forward sales commitments 
includes  the  effects  of  interest  rate  movements.  Adjustments  to  the  fair  value  related  to  loan 
commitments  and  forward  sale  commitments  are  included  within  Capital  Markets  revenue  on  the 
consolidated statements of earnings. 

From  time  to  time,  the  Company  may  use  interest  rate  swaps  to  hedge  a  portion  of  its  interest  rate 
exposure  on  long-term  debt.  Hedge  accounting  is  applied  and  swaps are  carried  at  fair  value  on  the 
consolidated balance sheets, with gains or losses recognized in interest expense. The carrying value of 
the hedged item is adjusted for changes in fair value attributable to the hedged interest rate risk; the 
associated gain or loss is recognized currently in earnings and the unrealized gain or loss is recognized 

31

 
 
 
 
 
 
 
 
in other comprehensive income. If swaps are terminated and the underlying item is not, the resulting 
gain or loss is deferred and recognized over the remaining life of the underlying item using the effective 
interest  method.  In  addition,  the  Company  may  enter  into  short-term  foreign  exchange  contracts  to 
lower its cost of borrowing, to which hedge accounting is not applied.  

Derivative  financial  instruments  are  recorded  on  the  consolidated  balance  sheets  as  other  assets  or 
other liabilities and carried at fair value. See note 25 for additional information on derivative financial 
instruments. 

Fair value 
The Company uses the fair value measurement framework for financial assets and liabilities and for non-
financial assets and liabilities that are recognized or disclosed at fair value on a non-recurring basis. The 
framework defines fair value, gives guidance for measurement and disclosure, and establishes a three-
level hierarchy for observable and unobservable inputs used to measure fair value. An asset or liability’s 
classification within the hierarchy is determined based on the lowest level input that is significant to the 
fair value measurement.  The three levels are as follows: 

Level 1   – Quoted prices (unadjusted) in active markets for identical assets or liabilities 
Level 2  –  Observable  market-based  inputs  other  than  quoted  prices  in  active  markets  for  identical 
assets or liabilities 
Level 3   – Unobservable inputs for which there is little or no market data, which requires the Company 
to develop its own assumptions 

Convertible notes 
The Company issued Convertible Notes in May 2020 (see note 14). The Convertible Notes are accounted 
for entirely as debt as no portion of the proceeds is required to be accounted for as attributable to the 
conversion feature. Interest on the Convertible Notes is recorded as interest expense. Financing fees are 
amortized  over the  life  of  the  Convertible  Notes  as  additional  non-cash  interest  expense  utilizing the 
effective interest method.  

The earnings per share impact of the Convertible Notes is calculated using the “if-converted” method, if 
dilutive,  where  coupon  interest  expense,  net  of  tax,  is  added  to  the  numerator  and  the  number  of 
potentially issuable subordinate voting shares is added to the denominator. 

Financing fees 
Financing fees related to the Revolving Credit Facility are recorded as an asset and amortized to interest 
expense using the effective interest method. Financing fees related to the Senior Notes and Convertible 
Notes are recorded as a reduction of the debt amount and are amortized to interest expense using the 
effective interest method. 

Financial guarantees and allowance for loss sharing obligations 
For  certain  loans  originated  and  sold  under  the  Fannie  Mae  Delegated  Underwriting  and  Servicing 
(“DUS”) Program the Company undertakes an obligation to partially guarantee performance of the loan 
typically up to one-third of any losses on loans originated.  

When  the  Company  commits  to  making  a  loan  to  a  borrower,  it  recognizes  a  liability  equal  to  the 
estimated fair value of this loss sharing obligation (the “Loss Reserve”), which reduces the gain on sale 
of the loan reported in Capital Markets revenue.  

In accordance with ASC 326, the Company estimates the credit losses expected over the life of the credit 
exposure related to this loss sharing obligation and performs a quarterly analysis of the Loss Reserve. 
The Company evaluates the Loss Reserve on an individual loan basis and the evaluation models consider 
the  specific  details  of  the  underlying  property  used  as  collateral,  such  as  occupancy  and  financial 
performance.  The models also analyze historical losses, current and expected economic conditions, and 

32

 
 
 
 
 
 
 
 
 
 
reasonable and supportable forecasts. Changes to the Loss Reserve are recognized as an expense. For 
the period ended December 31, 2020, the analysis incorporated specific economic conditions related to 
the COVID-19 pandemic. See note 26 for further information on the DUS Program and the loss-sharing 
obligation. 

Warehouse receivables 
The Company originates held for sale mortgage loans with commitments to sell to third party investors. 
These  loans  are  referred  to  as  warehouse  receivables  and  are  funded  directly  to  borrowers  by  the 
warehouse  credit  facilities.  The  facilities  are  generally  repaid  within  45  days  when  the  loans  are 
transferred while the Company retains the servicing rights. The Company elects the fair value option for 
warehouse receivables. 

Mortgage servicing rights (“MSRs”) 
MSRs, or the rights to service mortgage loans for others, result from the sale or securitization of loans 
originated by the Company and are recognized as intangible assets on the Consolidated Balance Sheets. 
The Company initially recognizes MSRs based on the fair value of these rights on the date the loans are 
sold. Subsequent to initial recognition, MSRs are amortized and carried at the lower of amortized cost 
or  fair  value.  They  are  amortized  in  proportion  to  and  over  the  estimated  period  that  net  servicing 
income is expected to be received based on projections and timing of estimated future net cash flows.  

In connection with the origination and sale of mortgage loans for which the Company retains servicing 
rights, an asset or liability is recognized based upon the fair value of the MSR on the date that the loans 
are sold. Upon origination of a mortgage loan held for sale, the fair value of the retained MSR is included 
in the forecasted proceeds from the anticipated loan sale and results in a net gain (which is reflected in 
Capital Markets revenue). 

MSRs  do  not  actively  trade  in  an  open  market  with  readily  observable  prices;  therefore,  fair  value  is 
determined  based  on  certain  assumptions  and  judgments.  The  valuation  model  incorporates 
assumptions including contractual servicing fee income, interest on escrow deposits, discount rates, the 
cost of servicing, prepayment rates, delinquencies, the estimated life of servicing cash flows and ancillary 
income and late fees. The assumptions used are subject to change based upon changes to estimates of 
future cash flows and interest rates, among other things. The key assumptions used during the years 
ended December 31, 2020 in measuring fair value were as follows: 

Discount rate 
Conditional prepayment rate 

  As at December 31, 
2020 

11.5  % 
6.0  % 

As at December 31, 2020, the estimated fair value of MSRs was $108,315. See notes 4 and 11 for the 
acquisition  date  fair  value  and  current  carrying  value  of  the  MSR  assets.  The  estimated  fair  value  of 
Impairment is evaluated quarterly through a comparison of the carrying amount and fair value of the 
MSRs,  and  recognized  with  the  establishment  of  a  valuation  allowance.  Other  than  write-offs  due  to 
prepayments of sold Warehouse receivables where servicing rights have been retained, there have been 
no instances of impairment since acquiring Colliers Mortgage.  

Goodwill and intangible assets 
Goodwill represents the excess of purchase price over the fair value of assets acquired and liabilities 
assumed in a business combination and is not subject to amortization. 

33

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
Intangible assets are recorded at fair value on the date they are acquired. Indefinite life intangible assets 
are not subject to amortization. Where lives are finite, they are amortized over their estimated useful 
lives as follows: 

Customer lists and relationships 
Investment management contracts 
Trademarks and trade names 
Franchise rights 
Management contracts and other 
Backlog 

straight-line over 4 to 20 years 
straight-line over 5 to 15 years 
straight-line over 2 to 10 years 
straight-line over 2 to 15 years 
straight-line over life of contract ranging from 2 to 10 years  
as underlying backlog transactions are completed 

The Company reviews the carrying value of finite life intangible assets for impairment whenever events 
or changes in circumstances indicate that the carrying amount of an asset group may not be recoverable 
from the estimated future cash flows expected to result from their use and eventual disposition. If the 
sum of the undiscounted expected future cash flows is less than the carrying amount of the asset group, 
an impairment loss is recognized. Measurement of the impairment loss is based on the excess of the 
carrying amount of the asset group over the fair value calculated using discounted expected future cash 
flows. 

Goodwill and indefinite life intangible assets are tested for impairment annually, on August 1, or more 
frequently if events or changes in circumstances indicate the asset might be impaired, in which case the 
carrying amount of the asset is written down to fair value.   

Impairment  of  goodwill  is  tested  at the reporting  unit  level. The  Company  has  four distinct reporting 
units. Impairment is tested by first assessing qualitative factors to determine whether it is more likely 
than not that the fair value of a reporting unit is less than its carrying amount. Where it is determined to 
be more likely than not that its fair value is greater than its carrying amount, then no further testing is 
required.  Where  the  qualitative  analysis  is  not  sufficient  to  support  that  the  fair  value  exceeds  the 
carrying  amount  then  a  quantitative  goodwill  impairment  test  is  performed.  The  quantitative  test 
compares the reporting unit’s carrying amount, including goodwill with the estimated fair value of the 
reporting  unit.  The  fair  values  of  the  reporting  units  are  estimated  using  a  discounted  cash  flow 
approach.  The  fair  value  measurement  is  classified  within  Level  3  of  the  fair  value  hierarchy.  If  the 
carrying amount of the reporting unit exceeds its fair value, the difference is reported as an impairment 
loss. Certain assumptions are used to determine the fair value of the reporting units, the most sensitive 
of which are estimated future cash flows and the discount rate applied to future cash flows. Changes in 
these assumptions could result in a materially different fair value.  

Impairment  of  indefinite  life  intangible  assets  is  tested  by  comparing  the  carrying  amount  to  the 
estimated fair value on an individual intangible asset basis. 

Redeemable non-controlling interests 
Redeemable non-controlling interests (“RNCI”) are recorded at the greater of (i) the redemption amount 
or (ii) the amount initially recorded as RNCI at the date of inception of the minority equity position. This 
amount  is  recorded  in the  “mezzanine”  section  of the  balance  sheet,  outside  of  shareholders’  equity.  
Changes in the RNCI amount are recognized immediately as they occur. 

Revenue 
The Company  generates  revenue from contracts  with customers through its provision of commercial 
real  estate  services.  These  services  consist  of  Leasing,  Capital  Markets,  Outsourcing  &  Advisory  and 
Investment Management services. 

(a) Leasing 
Leasing  includes  landlord  and  tenant  representation  services.  Landlord  representation  provides  real 
estate  owners  with  services  to  strategically  position  properties  and  to  secure  appropriate  tenants. 

34

 
 
 
 
 
 
 
 
 
Tenant  representation  focuses  on  assisting  businesses  to  assess  their  occupancy  requirements  and 
evaluating and negotiating leases and lease renewals. 

(b) Capital Markets 
Capital Markets revenue is generated through sales brokerage and other capital markets transactions. 
These services include real estate sales, debt origination and placement, equity capital raising, market 
value  opinions,  acquisition  advisory  and  transaction  management.  The  Company’s  debt  finance 
operations relate to the origination and sale of multifamily and commercial mortgage loans  

(c) Outsourcing & Advisory 
Outsourcing  &  Advisory  services  consist  of  project  management,  engineering  and  design,  valuation 
services, property management as well as loan servicing. Project management services include  design 
and construction management, move management and workplace solutions consulting. Engineering & 
design  services  consist  of  multidisciplinary  planning,  consulting  and  design  engineering  services  to 
multiple end-markets. Project management and engineering & design engagements range from single 
project  contracts  with  a  duration  of  less  than  one  year  to  multi-year  contracts  with  multiple  discrete 
projects. Property management provides real estate service solutions to real estate owners. In addition 
to  providing  on-site  management  and  staffing,  the  Company  provides  support  through  centralized 
resources such as technical and environmental services, accounting, marketing and human resources. 
Consistent with industry standards, management contract terms typically range from one to three years, 
although most contracts are terminable at any time following a notice period, usually 30 to 120 days. 
Property  management,  project  management  and  engineering  &  design  are  included  in  the  Property 
Services revenue line. 

Valuation services consist of helping customers determine market values for various types of real estate 
properties. Such services may involve appraisals of single properties or portfolios of properties. These 
appraisals may be utilized for a variety of customer needs including acquisitions, dispositions, financing 
or for tax purposes. 

Loan  servicing  fees  consist  of  revenues  earned  in  accordance  with  the  contractual  arrangements 
associated with the Company’s debt finance operations and represent fees earned for servicing loans 
originated by the Company. Loan servicing revenues are included in the Other revenue line. 

(d) Investment Management 
Investment Management revenues include consideration for services in the form of asset management 
advisory and administration fees, transaction fees and incentive fees (carried interest). The performance 
obligation is to manage client’s invested capital for a specified period of time and is delivered over time.  

Revenue recognition and unearned revenues 
Revenue  is  recognized  upon  transfer  of  control  of  promised  products  or services  to  customers  in  an 
amount that reflects the consideration the Company expects to receive in exchange for those products 
or services. The Company enters into contracts that can include various combinations of services, which 
are  capable  of  being  distinct  and  accounted  for  as  separate  performance  obligations.  Revenue  is 
recognized net of any taxes collected from customers, which are subsequently remitted to governmental 
authorities.  

(a)  Nature of services 
The Company has determined that control of real estate sales brokerage services rendered transfer to 
a  customer  when  a  sale and  purchase  agreement  becomes  unconditional.  Leasing  services  rendered 
transfer to a customer when a lease between the landlord and the tenant is executed. At these points in 
time the customer has received substantially all of the benefit of the services provided by the Company. 
The transaction price is typically associated with the underlying asset involved in the transaction, most 
commonly a percentage of the sales price or the aggregate rental payments over the term of the lease 
which are generally known when revenue is recognized. 

35

 
 
 
 
 
 
 
 
Other Capital Market revenues are recorded when the Company’s performance obligation is satisfied. 
Although  the  performance  obligation  varies  based  upon  the  contractual  terms  of  the  transaction  or 
service, the performance obligation is generally recognized at the point in time when a defined outcome 
is satisfied, including completion of financing or closing of a transaction. At this time, the Company has 
transferred control of the promised service and the customer obtains control. 

Revenues  from  the  Company’s  debt  finance  operations,  included  in  Capital  Markets  revenue,  are 
excluded from the scope of ASC Topic 606, Revenue from Contracts with Customers (“ASC 606”). Revenue 
is  recognized  and  a  derivative  asset  is  recorded  upon  the  commitment  to  originate  a  loan  with  a 
borrower and corresponding sale to an investor. The derivative asset is recognized at fair value, which 
reflects the fair value of the contractual loan origination, related fees and sale premium, the estimated 
fair value of the expected net cash flows associated with the servicing of the loan and the estimated fair 
value of guarantee obligations to be retained. Debt finance revenue also includes changes to the fair 
value of loan commitments, forward sale commitments and loans held for sale that occur during their 
respective holding periods. Upon sale of the loans, no gains or losses are recognized as such loans are 
recorded  at  fair  value  during  the  holding  periods.  MSRs  and  guarantee  obligations are  recognized  as 
assets and liabilities, respectively, upon the sale of the loans. 

Outsourcing & Advisory services including those provided in relation to property management, project 
management and engineering & design transfer to the customer over time as the services are performed 
and revenue from providing these services is recognized in the accounting period in which the services 
are rendered. For fixed-price contracts, revenue is recognized based upon the actual labor hours spent 
relative to the total expected labor hours or the project costs incurred relative to the total project costs. 
For some projects certain obligations that are representative of the work completed may be used as an 
alternative to recognize revenue. The use of labor hours or overall project costs is dependent upon the 
input that best represents the progress of the work completed in relation to the specific contract. For 
cost-reimbursable and hourly-fee contracts, revenue is recognized in the amount to which the Company 
has a right to invoice.  

For other advisory services, including valuation and appraisal review, the customer is unable to benefit 
from  the  services  until  the  work  is  substantially  complete,  revenue  is  recognized  upon  delivery  of 
materials to the customer because this faithfully represents when the service has been rendered. For 
most fixed fee consulting assignments, revenue is recognized based upon the actual service provided to 
the end of the reporting period as a proportion of the total services to be provided. 

Loan servicing revenues are recognized over the contractual service period. Loan servicing fees related 
to retained MSRs are governed by ASC 820 and ASC 860 and excluded from the scope of ASC 606. Loan 
servicing  fees  earned  from  servicing  contracts  which  the  Company  does  not  hold  mortgage  servicing 
rights are in scope of ASC 606.  

Investment Management advisory fees are recognized as the services are performed over time and are 
primarily  based  on  agreed-upon  percentages  of  assets  under  management  or  committed  capital. 
Revenue recognition for transactional performance obligations are recognized at a point in time when 
the  performance  obligation  has  been  met.  The  Company  receives  investment  management  advisory 
incentive fees (carried interest) from certain investment funds. These incentive fees are dependent upon 
exceeding specified performance thresholds on a relative or absolute basis, depending on the product. 
Incentive  fees  are  recognized  when  it  is  determined  that  significant  reversal  is  considered  no  longer 
probable  (such  as  upon  the  sale  of  a  fund’s  investment  or  when  the  amount  of  assets  under 
management  becomes  known  as  of  the  end  of  the  specified  measurement  period).  Pursuant  to  the 
terms of the Harrison Street Real Estate Capital, LLC (“Harrison Street”) acquisition, incentive fees related 
to assets that were invested prior to the acquisition date by its former owners are allocated to certain 
employees  and  former  owners;  as  such  the  full  amount  of  these  incentive  fees  is  passed through  as 
compensation expense and recognized as cost of revenues in the consolidated statement of earnings. 

36

 
 
 
 
 
 
 
(b)  Significant judgments 
The  Company’s  contracts  with  customers  may  include  promises  to  transfer  multiple  products  and 
services. Determining whether products and services are considered distinct performance obligations 
that  should  be  accounted  for  separately  versus  together  may  require  significant  judgment.  Where  a 
contract contains multiple performance obligations, judgment is used to assess whether they are distinct 
and accounted for separately or not distinct and are accounted for and recognized together. 

Brokerage commission arrangement may include terms that result in variability to the transaction price 
and ultimate revenues earned beyond the underlying value of the transaction, these may include rebates 
and/or contingencies. The Company estimates variable consideration and performs a constraint analysis 
for  these  contracts  on  the  basis  of  historical  information  to  estimate  the  amount  the  Company  will 
ultimately be entitled to. Generally, revenue is constrained when it is probable that the Company may 
not be entitled to the total amount of the revenue as associated with the occurrence or non-occurrence 
of  an  event  that  is  outside  of  the  Company’s  control  or  where  the  facts  and  circumstances  of  the 
arrangement  limit  the  Company’s  ability  to  predict  whether  this  event  will  occur.  When  revenue  is 
constrained, this revenue is not recognized until the uncertainty has been resolved. 

Outsourcing  &  Advisory  arrangements  may  include  incentives  tied  to  achieving  certain  performance 
targets.  The  Company  estimates  variable  consideration  or  performs  a  constraint  analysis  for  these 
contracts  on  the  basis  of  circumstances  specific  to  the  project  and  historical  information  in  order  to 
estimate the amount the Company will ultimately be entitled to. Estimates of revenue, costs or extent of 
progress toward completion are revised if circumstances change.  Any resulting increases or decreases 
in estimated revenues or costs are reflected in profit or loss in the period in which the circumstances 
that give rise to the revision become known by management. 

In  providing  project  management,  engineering  and  design  or  property  management  services,  the 
Company  may  engage  subcontractors  to  provide  on-site  staffing  or  to  provide  specialized  technical 
services, materials and/or installation services. These arrangements are assessed and require judgment 
to determine whether the Company is a principal or an agent of the customer. When the Company acts 
as a principal, because it is primarily responsible for the delivery of the completed project and controls 
the services provided by the subcontractors, these amounts are accounted for as revenue on a gross 
basis. However, when the Company acts as an agent, because it does not control the services prior to 
delivery to the customer, these costs are accounted for on a net basis. 

In some cases, the Company may facilitate collection from the customer and payments to subcontractors 
or may facilitate collection from tenants for payment to the landlord. In these instances, balances are 
recorded as accounts receivable and accounts payable until settled. 

Investment Management fee arrangements are unique to each contract and evaluated on an individual 
basis to determine the timing of revenue recognition and significant judgment is involved in making such 
determination. At each reporting period, the Company considers various factors in estimating revenue 
to be recognized. Incentive fees have a broad range of possible amounts and the determination of these 
amounts  is  based  upon  the  market  value  for  managed  assets  which  is  highly  susceptible  to  factors 
outside  of  the  Company’s  influence.  As  a  result,  incentive  fee  revenue  is  generally  constrained  until 
significant reversal is considered no longer probable. 

Certain  constrained  Capital  Markets  and  Leasing  fees,  Outsourcing  &  Advisory  fees  and  Investment 
Management  fees  may  arise  from  services  that  began  in  a  prior  reporting  period.  Consequently,  a 
portion of the fees the Company recognizes in the current period may be partially related to the services 
performed  in  prior  periods.  In  particular,  substantially  all  investment  management  incentive  fees 
recognized in the period were previously constrained.  

37

 
 
 
 
 
 
 
 
 
 
Contract balances 
Timing  of  revenue  recognition  may  differ  from  the  timing  of  invoicing  to  customers.  The  Company 
invoices the customer and records a receivable when it has a right to payment within customary payment 
terms or it recognizes a contract asset if revenue is recognized prior to when payment is due. Contract 
liabilities  consist  of  payments  received  in  advance  of  recognizing  revenue.  These  liabilities  consist 
primarily of payments received for outsourcing and advisory engagements where a component of the 
revenue may be paid by the customer prior to the benefits of the services transferring to the customer. 
As a practical expedient, the Company does not adjust the promised amount of consideration for the 
effect of a significant financing component  when it  is  expected, at  contract  inception,  that  the  period 
between transfer of the service and when the customer pays for that service will be one year or less. The 
Company does not typically include extended payment terms in its contracts with customers. 

The Company generally does not incur upfront costs to obtain or fulfill contracts that are capitalizable to 
contract  assets  and  if  capitalizable  they  would  be  amortized  to  expense  within  one  year  or  less  of 
incurring the expense; consequently, the  Company applies the  practical  expedient to  recognize these 
incremental costs as an expense when incurred. Any costs to obtain or fulfill contracts that exceed one 
year  are  capitalized  to  contract  assets  and  amortized  over  the  term  of  the  contract  on  a  method 
consistent with the transfer of services to the customer and the contract’s revenue recognition. 

Payment terms and conditions vary by contract type, although terms generally include a requirement of 
payment within 30 to 90 days. With the exceptions of sales brokerage and lease brokerage, the Company 
does not expect to have any contracts where the period between the transfer of services to the customer 
and the payment by the customer exceeds one year. With regard to sales brokerage and lease brokerage, 
arrangements may exist where the service is transferred but payment is not received for a period greater 
than one year.  However, arrangements of this nature do not contain a significant financing component 
because the amount and timing varies on the basis of the occurrence or non-occurrence of an event that 
is outside the control of the Company or the customer.  As a consequence, the Company does not adjust 
the transaction prices for the time value of money. 

Contract liabilities represent advance payments associated with the Company’s performance obligations 
that have not yet been satisfied. The majority of the balances are expected to be recognized to revenue 
or disbursed on behalf of the client within a year.                

Remaining performance obligations 
Remaining performance obligations represent the aggregate transaction prices for contracts where the 
Company’s  performance  obligations  have  not  yet  been  satisfied.  The  Company  applies  the  practical 
expedient related to remaining performance obligations that are part of a contract that has an original 
expected duration of one year or less and the practical expedient related to variable consideration from 
remaining performance obligations.  

Stock-based compensation 
For equity classified awards, compensation cost is measured at the grant date based on the estimated 
fair  value  of  the  award  adjusted  for  expected  forfeitures.  The  related  stock  option  compensation 
expense is allocated using the graded attribution method. 

Long-term incentive plans 
Under  these  plans,  certain  subsidiary  employees  are  compensated  if  the  earnings  before  interest, 
income  tax  and  amortization  of  the  subsidiary  increases.  Awards  under  these  plans  generally  have  a 
term of up to ten years, a vesting period of five to ten years and are settled in cash at the end of the 
term. If an award is subject to a vesting condition, then the graded attribution method is applied to the 
fair  value  or  intrinsic  value  of  the  award.  The  related  compensation  expense  is  recorded  in  selling, 
general and administrative expenses and the liability is recorded in accrued compensation. 

38

 
 
 
 
 
 
 
 
 
Foreign currency translation and transactions 
Assets, liabilities and operations of foreign subsidiaries are recorded based on the functional currency 
of each entity. For certain foreign operations, the functional currency is the local currency, in which case 
the assets, liabilities and operations are translated at current exchange rates from the local currency to 
the  reporting  currency,  the  US  dollar.  The  resulting  unrealized  gains  or  losses  are  reported  as  a 
component  of  accumulated other  comprehensive  earnings.  Realized  and  unrealized foreign  currency 
gains or losses related to any foreign dollar denominated monetary assets and liabilities are included in 
net earnings. 

Income tax 
Income  tax  has  been  provided  using  the  asset and  liability  method  whereby  deferred  tax assets  and 
liabilities  are  recognized  for  the  expected  future  income  tax  consequences  of  events  that  have  been 
recognized  in  the  consolidated  financial  statements  or  income  tax  returns.  Deferred  tax  assets  and 
liabilities are measured using enacted income tax rates expected to apply to taxable income in the years 
in which temporary differences are expected to reverse, be recovered or settled. The effect on deferred 
tax assets and liabilities of a change in income tax rates is recognized in earnings in the period in which 
the change occurs. A valuation allowance is recorded unless it is more likely than not that realization of 
a deferred tax asset will occur based on available evidence. 

The Company recognizes uncertainty in tax positions taken or expected to be taken utilizing a two-step 
approach. The first step is to determine whether it is more likely than not that the tax position will be 
sustained upon examination by tax authorities on the basis technical merits of the position. The second 
step is to recognize the largest amount of tax benefit that is more than 50 percent likely to be realized 
upon ultimate settlement with the related tax authority. 

The  Company  classifies  interest  and  penalties  associated  with  income  tax  positions  in  income  tax 
expense. 

Leases  
The  Company  recognizes  an  operating  lease  right-of-use  (“ROU”)  asset  and  a  lease  liability  on  the 
consolidated balance sheet at the lease commencement date. Operating lease ROU assets represent the 
Company’s  right  to  use  an  underlying  asset  for  the  lease  term  and  lease  liabilities  represent  the 
obligation to make lease payments arising from the lease. Operating lease ROU assets and liabilities are 
recognized at commencement date based on the present value of lease payments over the lease term 
adjusted for lease pre-payments and lease incentives. After the commencement date any modifications 
to  the  leasing  arrangement  are  assessed  and  the  ROU  asset  and  lease  liability  are  remeasured  to 
recognize modifications to the lease term or fixed payments. As most of the Company’s leases do not 
provide  an  implicit  rate,  the  incremental  borrowing  rate  based  on  the  information  available  at 
commencement date is used to determine the present value of lease payments. The Company uses the 
implicit rate when readily determinable. The lease terms may include options to extend or terminate the 
lease  when it is reasonably certain that the Company will  exercise that option.  Operating leases ROU 
assets are amortized to selling, general and administrative expenses (“SG&A”) straight-line over the lease 
term. 

Finance  leases  are  included  in  fixed  assets  and  long-term  debt  on  the  consolidated  balance  sheet. 
Finance lease assets are depreciated using the straight-line method from the commencement date to 
the earlier of the end of the useful life of the right-of-use asset or the end of lease term. 

Variable lease payments and variable payments related to non-lease components are recorded to SG&A 
as incurred. Variable lease payments include amounts related to changes in payments associated with 
changes in an index or rate but which are not also associated with a remeasurement of the lease liability. 

The Company has operating lease agreements with lease and non-lease components, and the Company 
has  elected  to  apply  the  practical  expedient  to  not  separate  lease  and  nonlease  components  and 

39

 
 
 
 
 
 
 
  
therefore the ROU assets and lease liabilities include payments related to services included in the lease 
agreement. Additionally, for certain leases the Company has elected to group leases that commence at 
the  same  time  and  where  accounting  does  not  materially  differ  from  accounting  for  the  leases 
individually as a portfolio of leases.  

The Company has elected not to recognize ROU assets and lease liabilities for leases that have a term of 
twelve months or less. Similarly, the Company will be applying the practical expedient to not recognize 
assets or liabilities related to a business combination when the acquired lease has a remaining term of 
twelve months or less at the acquisition date. The payments associated with these leases are recorded 
to SG&A on a straight-line basis over the remaining lease term.  

Business combinations 
All business combinations are accounted for using the acquisition method of accounting. Transaction 
costs are expensed as incurred. 

The fair value of the contingent consideration is classified as a financial liability and is recorded on the 
balance sheet at the acquisition date and is re-measured at fair value at the end of each period until the 
end  of  the  contingency  period,  with  fair  value  adjustments  recognized  in  earnings.  However,  if  the 
contingent consideration includes an element of compensation to the vendors (i.e. it is tied to continuing 
employment or it is not linked to the business valuation), then the portion of contingent consideration 
related to such element is treated as compensation expense over the expected employment period. 

Government assistance related to the COVID-19 pandemic 
The Company received $34,767 of wage subsidies from governments in several countries around the 
world  during  the  year  ended  December  31,  2020.  $24,456  of  the  wage  subsidies  were  recorded  as 
reduction  to  cost  of  revenues  and  $9,312  were  recorded  as  a  reduction  to  selling,  general  and 
administrative expenses in the Consolidated Statements of Earnings. 

3. 

Impact of recently issued accounting standards 

Recently adopted accounting guidance 

Current Expected Credit Losses 
In June 2016, the FASB issued ASU No. 2016-13, Financial Instruments – Credit Losses. This ASU creates a 
new framework to evaluate financial instruments, such as trade receivables, for expected credit losses. 
This  new  framework  replaces  the  previous  incurred  loss  approach  and  is  expected  to  result  in  more 
timely recognition of credit losses. 

The Company has adopted Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses 
on  Financial  Instruments  effective  January  1,  2020  using  the  modified  retrospective  basis  recording  a 
cumulative  catch-up  adjustment  to  retained  earnings.  Following  adoption  of  the  standard,  the 
Company’s  methodology  of  reserving  for  Accounts  receivable  and  other  receivable-related  financial 
assets, including contract assets has changed. See note 2 for details on the significant accounting policies 
related to receivables and allowance for doubtful accounts. The adoption of the standard has had the 
impact  of  accelerating  the  recognition  of  credit  losses  on  certain  receivables  and  the  Company 
recognized a non-cash cumulative catch-up adjustment to retained earnings in the amount of $3,629, 
net of $805 in taxes, on the opening consolidated balance sheet as of January 1, 2020. 

Goodwill impairment testing 
In  January  2017,  the  FASB  issued  ASU  No.  2017-04,  Intangibles  –  Goodwill  and  Other:  Simplifying  the 
Accounting for Goodwill Impairment to remove Step 2 of the goodwill impairment test, which requires a 
hypothetical  purchase  price  allocation.  Under  this  guidance,  a  goodwill  impairment  will  now  be  the 
amount  by  which  a  reporting  unit’s  carrying  value  exceeds  its  fair  value,  not  to  exceed  the  carrying 
amount of goodwill. The Company has adopted the standard effective January 1, 2020. Adoption of the 

40

 
 
 
 
 
 
 
 
 
 
ASU simplifies the goodwill impairment testing process for the Company without any direct impact on 
the financial statements.  

Capitalization of implementation costs in relation to hosting arrangements 
In August 2018, the FASB issued ASU No. 2018-15, Intangibles – Goodwill and Other – Internal-Use Software 
(Subtopic  350-40).  This  ASU  aligns  the  capitalizing  of  implementation  costs  incurred  in  relation  to  a 
hosting arrangement with the requirements for capitalizing implementation costs incurred to develop 
or obtain internal-use software. It also requires these capitalized costs to be expensed over the term of 
the  hosting  arrangement  and  to  the  same  line  as  the  hosting  arrangement.  As  this  ASU  clarifies  the 
previously existing ambiguity related to capitalization, it was determined that the guidance under the 
ASU is consistent with the Company’s existing capitalization process for development costs related to 
hosting arrangements without any impact on the financial statements.

Recently issued accounting guidance, not yet adopted 

In  March 2020, the  FASB  issued  ASU  No.  2020-04,  Reference  Rate  Reform  (Topic  848):  Facilitation  of  the 
Effects of Reference Rate Reform on Financial Reporting. With LIBOR ceasing at the end of 2021, a significant 
volume of contracts and other arrangements will be impacted by the transition required to alternative 
reference  rates.  This  ASU  provides  optional  expedients  and  exceptions  to  reduce  the  costs  and 
complexity of applying existing GAAP to contract modifications and hedge accounting if certain criteria 
are met. The standard is effective from the beginning of an interim period that includes the March 12, 
2020 issuance date of the ASU through December 31, 2022. On March 25, 2020, the Alternative Reference 
Rates Committee (the “ARRC”), which is a group of private-market participants convened by the Federal 
Reserve Board and the New York Fed, reiterated the end of 2021 timeline for the phase out of LIBOR 
amid  the  uncertainty  surrounding  the  COVID-19  pandemic.  The  Company  is  currently  assessing  the 
options available under this ASU and their potential impacts on its consolidated financial statements.   

In August 2020, the FASB issued ASU No. 2020-06, Debt- Debt with Conversion and Other Options (Subtopic 
470-20)  and  Derivatives  and  Hedging  –  Contracts  in  Entity’s  Own  Equity  (Subtopic  815-40):  Accounting  for 
Convertible  Instruments  and  Contract  in  an  Entity’s  Own  Equity.  The  ASU  simplifies  the  accounting  for 
convertible  instruments  and  reduces  the  number  of  embedded  conversion  features  being  separately 
recognized from the host contract as compared to current GAAP. The ASU also enhances information 
transparency  through  targeted  improvements  to  the  disclosures  for  convertible  instruments  and 
earnings-per-share  guidance.  The  standard  is  effective  for  fiscal  years  beginning  after  December  15, 
2021. Early adoption is permitted, but no earlier than fiscal years beginning after December 15, 2020. 
The  standard  can  be  applied  using  the  modified  retrospective  method  of  transition  or  a  fully 
retrospective method of transition. The Company is currently assessing the options available under this 
ASU and their potential impacts on its consolidated financial statements.  

4. 

Acquisitions 

2020 acquisitions: 
On May 29, 2020, the Company acquired controlling interests in four subsidiaries of Dougherty Financial 
Group  LLC  –  Dougherty  Mortgage  LLC,  Dougherty  &  Company  LLC,  Dougherty  Funding  LLC  and 
Dougherty Insurance Agency LLC. Headquartered in Minneapolis, Dougherty operates across 21 states 
in the U.S. Dougherty’s mortgage banking operations have been renamed as “Colliers Mortgage” while 
all brokerage, investment banking, capital markets and public finance services were renamed “Colliers 
Securities”  which  operates  as  a  broker-dealer  and  is  licensed  under  the  Securities  and  Exchange 
Commission and is a member of the Financial Industry Regulatory Authority. 

Colliers Mortgage is licensed as a U.S. Department of Housing and Urban Development (“HUD”) title II 
non-supervised mortgagee, a Government National Mortgage Association (“Ginnie Mae”) issuer, and a 
Federal National Mortgage Association (“Fannie Mae”) approved Delegated Underwriting and Servicing 
Program (“DUS”) lender for multifamily affordable and market rate housing and senior housing mortgage 

41

 
 
 
 
 
 
 
 
loans.  Colliers  Mortgage  is  also  an  approved  lender  in  the  United  States  Department  of  Agriculture 
(“USDA”)  Community  Facilities  Guaranteed  Loan  Program.  Ginnie  Mae  and  Fannie  Mae  together  are 
referred to as government sponsored enterprises (“GSEs”). 

On  July  13,  2020,  the  Company  acquired  a  controlling  interest  in  Maser  Consulting  P.A.  (“Maser”), 
headquartered in New Jersey. Maser operates in the Americas segment across 13 U.S. states. Maser is a 
leading multi-disciplinary engineering design and consulting firm in the U.S. 

During the year ended December 31, 2020 the Company acquired controlling interests in two Colliers 
International affiliates operating in the Americas segment (Austin, Texas and Nashville, Tennessee). 

The acquisition date fair value of consideration transferred and purchase price allocation was as follows: 

Current assets, excluding cash 
Warehouse receivables 
Non-current assets 
Current liabilities 
Warehouse credit facilities 
Long-term liabilities 

Cash consideration, net of cash acquired of 
Acquisition date fair value of contingent 
$50,331 
consideration 
Total purchase consideration 

Acquired intangible assets (note 11) 

Indefinite life 
Finite life 

Goodwill 
Redeemable non-controlling interest 

Colliers   
    Mortgage   

Maser   

    Aggregate 
Other   Acquisitions 

  $ 

   $ 

$ 

  $ 

 $ 

46,510 
31,282 
9,021 
(55,881)     
(25,850)     
(6,266)     
(1,184)   $ 

 $ 

57,533 
- 
37,516 
(32,582)     

- 

(54,739)     
 $ 
7,728 

 $ 

2,800 
- 
3,449 
(3,156)     
- 
(2,951)     
 $ 
142 

106,843   
31,282   
49,986   
(91,619)  
(25,850)  
(63,956)  
6,686   

(134,204)   $ 
(9,250)     
(143,454)   $ 

(59,355)   $ 
(12,204)     
(71,559)   $ 

(12,049)   $ 
(2,263)     
(14,312)   $ 

(205,608)  
(23,717)  
(229,325)  

  $ 
29,200 
  $  105,150 
53,530 
  $ 
43,242 
  $ 

 $ 
 $ 
 $ 
 $ 

- 
51,100 
56,838 
44,107 

 $ 
 $ 
 $ 
 $ 

- 
11,430 
7,616 
4,876 

 $ 
 $ 
 $ 
 $ 

29,200   
167,680   
117,984   
92,225   

Indefinite life intangible assets consist mainly of the mortgage licenses acquired, and the fair value of 
these licenses are determined using revenue growth rates, attrition rates and applicable discount rates. 

The MSR intangible asset acquired with Colliers Mortgage had a fair value of $99,900 at the acquisition 
date and had a weighted average useful life of 8.15 years. The key assumptions used in measuring the 
fair  value  of  the  MSR  intangible  assets  at  acquisition  date  included  a  discount  rate  of  11.20%  and  a 
conditional prepayment rate of 6.30%.  

2019 acquisitions: 
The Company acquired controlling interests in four businesses, two operating in the Americas (Virginia; 
North Carolina), one operating in EMEA (Sweden), and one operating in Asia Pacific (India). 

42

 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
   
 
   
 
   
 
   
 
  
 
 
 
 
   
   
   
 
 
 
   
   
   
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
  
 
     
     
     
  
 
 
 
 
 
 
  
 
   
 
   
 
   
 
  
 
 
 
   
 
   
 
   
 
  
 
 
 
 
 
 
 
 
 
 
The acquisition date fair value of consideration transferred and purchase price allocation was as follows: 

Current assets, excluding cash 
Non-current assets 
Current liabilities 
Long-term liabilities 

Cash consideration, net of cash acquired of $4,765 
Acquisition date fair value of contingent consideration 
Total purchase consideration 

Acquired intangible assets 
Goodwill 
Redeemable non-controlling interest 

    Aggregate 
   Acquisitions 

 $ 

 $ 

 $ 

 $ 

 $ 
 $ 
 $ 

29,720 
7,989 
(18,616) 
(11,913) 
7,180 

(80,576) 
- 
(80,576) 

42,226 
58,221 
27,051 

In  all  years  presented,  the  fair  values  of  non-controlling  interests  were  determined  using  an  income 
approach  with  reference  to  a  discounted  cash  flow  model  using  the  same  assumptions  implied  in 
determining the purchase consideration.  

The purchase price allocations of acquisitions resulted in the recognition of goodwill. The primary factors 
contributing to goodwill are assembled workforces, synergies with existing operations and future growth 
prospects. For acquisitions completed during the year ended December 31, 2020, goodwill in the amount 
of $61,146 is deductible for income tax purposes (2019 - $12,816). 

The Company typically structures its business acquisitions to include contingent consideration. Certain 
vendors,  at  the  time  of  acquisition,  are  entitled  to  receive  a  contingent  consideration  payment  if  the 
acquired businesses achieve specified earnings levels during the one- to five-year periods following the 
dates of acquisition. The ultimate amount of payment is determined based on a formula, the key inputs 
to which are (i) a contractually agreed maximum payment; (ii) a contractually specified earnings level and 
(iii) the actual earnings for the contingency period. If the acquired business does not achieve the specified 
earnings level, the maximum payment is reduced for any shortfall, potentially to nil. 

Unless it contains an element of compensation, contingent consideration is recorded at fair value each 
reporting period. The fair value recorded on the consolidated balance sheet as at December 31, 2020 
was $115,643 (December 31, 2019 - $84,992). See note 25 for discussion on the fair value of contingent 
consideration.  Contingent  consideration  with  a  compensatory  element  is  revalued  at  each  reporting 
period  and  recognized  on  a  straight-line  basis  over  the  term  of  the  contingent  consideration 
arrangement. The liability recorded on the balance sheet for the compensatory element of contingent 
consideration arrangements as at December 31, 2020 was $17,646 (December 31, 2019 - $23,014). The 
estimated range of outcomes (undiscounted) for all contingent consideration arrangements, including 
those with an element of compensation is determined based on the formula price and the likelihood of 
achieving  specified  earnings  levels  over  the  contingency  period,  and  ranges  from  $184,660  to  a 
maximum of $208,610. These contingencies will expire during the period extending to December 2024.  

The  consideration  for  the  acquisitions  during  the  year  ended  December  31,  2020  was  financed  from 
borrowings on the Revolving Credit Facility and cash on hand. During the year ended December 31, 2020, 
$29,405 was paid with reference to contingent consideration (2019 - $23,962). 

The amounts of revenues and earnings contributed from the dates of acquisition and included in the 
Company’s consolidated results for the year ended December 31, 2020, and the supplemental pro forma 

43

 
 
 
   
   
 
   
   
 
   
 
   
 
   
 
 
 
     
     
 
     
     
   
 
     
     
   
 
     
     
   
 
 
     
     
 
 
     
     
     
 
     
     
 
     
     
   
 
     
     
 
 
 
  
 
  
 
  
 
     
     
 
     
     
 
     
     
 
 
 
 
 
 
revenues and earnings of the combined entity had the acquisition dates been January 1, 2019, are as 
follows: 

Actual from acquired entities for 2020 
Supplemental pro forma for 2020 (unaudited) 
Supplemental pro forma for 2019 (unaudited) 

Revenues 

Net earnings 

$ 

194,977 
2,927,994 
3,378,981 

  $ 

24,449 
104,662 
163,942 

Supplemental pro forma results were adjusted for non-recurring items. 

5. 

Real estate assets held for sale 

From time to time, the Company’s Investment Management segment purchases real estate assets for 

placement into a fund. This typically occurs in the early stages of fundraising where temporary liquidity 

is  needed  to  fund  investment  opportunities  that  arise  prior  to  the  availability  of  fund  capital.  The 

purchased  assets  are  recorded  as  real  estate  assets  held  for  sale  prior  to  the  ultimate  sale  to  the 

identified fund. The assets are typically held for a short period of time not expected to exceed twelve 

months.  The  transactions  are  not  intended  as  an  alternative  source  of  operating  earnings  and  the 

arrangements to sell the assets to a fund are generally structured not to generate any gain or loss. The 

purchases are accounted for by the acquisition method of accounting for asset purchases that do not 

constitute the acquisition of a business. 

In  December  2019,  the  Company  acquired  a  controlling  interest  in  a  portfolio  of  land  and  buildings 

located in the United Kingdom and associated liabilities (“Asset A”) from an unrelated party. In May 2020, 

the Company sold Asset A to a fund, without gain or loss. 

In July 2020, the Company acquired a controlling interest in an undeveloped parcel of land located in the 

United Kingdom and associated liabilities  (“Asset B”)  from  an  unrelated  party.  In  December  2020, the 

Company sold Asset B to a fund, without gain or loss. 

In November 2020, the Company acquired a controlling interest in an undeveloped parcel of land located 

in the United States and associated liabilities (“Asset C”) from an unrelated party. In December 2020, the 

Company sold Asset C to a fund, without gain or loss. 

Each of these transactions are related to newly established closed-end funds which are managed by the 
Company and as is customary for closed-end funds, the Company has a limited partner equity interest 
of between 1% and 2%. 

During the year ended December 31, 2020, the real estate assets generated $2,396 of net earnings (2019 
- $195) which was included in the Company’s consolidated net earnings. 

44

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
6. 

Acquisition-related items 

Acquisition-related expense comprises the following: 

Transaction costs (note 4) 
Contingent consideration fair value adjustments 
Contingent consideration compensation expense 

  Year ended December 31, 
2019 

2020  

  $  16,169    $ 
  23,393   
6,286   

5,725 
  10,849 
  11,958 
  $  45,848    $  28,532 

Contingent consideration compensation expense and contingent consideration fair value adjustments 
relate to acquisitions made in the current year as well as the preceding four years. 

7. 

  Other income, net 

  Loss (gain) on investments 
  Fair value adjustment on DPP (note 16) 
  Other 

8. 

Prepaid expenses and other assets 

Prepaid expenses 
Advisor loans receivable 
Investments in equity securities 
Investments in debt securities 
Deferred Purchase Price (notes 16, 25) 
Other 

Prepaid and other assets (Current Assets) 

Advisor loans receivable 

Equity method investments 

Investments in equity securities 

Investments in debt securities 

Financing fees, net of accumulated amortization of  

$4,956 (December 31, 2019 - $3,632) 

Other 

  Year ended December 31, 
2019 

2020  

$ 

$ 

271    $ 
142   
(400)  

13    $ 

(109) 
465 
(144) 
212 

  As at December 31, 
2020   

2019 

 $ 

$  35,956 
18,571 
3,918 
12,525     
87,957     
18,853 

42,826 
18,448 
10,788 
1,862 
69,873 
1,374 

$  177,780 

 $  145,171 

As at December 31, 

2020   

2019 

$  42,900 

 $ 

48,283 

11,154 

5,261 

3,948 

3,751 

7,341 

5,926 

5,565 

4,189 

4,469 

1,078 

Other assets (Non-Current Assets) 

$  74,355 

 $ 

69,510 

Held to maturity investments 
Investments  in  debt  securities  include  held-to-maturity  investments  current  $2,585  and  non-current 
$3,948,  both  of  which  are  recorded  at  amortized  cost.  The  amortized  cost  (carrying  value)  of  these 

45

 
 
   
 
   
 
 
 
  
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
   
 
 
 
   
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
     
 
 
 
 
 
 
   
     
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
   
 
 
 
   
 
 
 
   
 
 
   
   
 
 
 
 
 
   
 
 
 
   
 
 
 
 
   
     
 
 
 
investments approximated fair value. At December 31, 2020, all of these investments mature within 10 
years. 

Investments in equity securities 
Investments in equity securities (current) include $3,847 (2019 - $3,887) recorded at fair value (see note 
25). The remainder of current and non-current investments in equity securities are recorded at fair value 
following  the  net  asset  value  practical  expedient  or  recorded  at  cost  less  impairment  adjusted  for 
observable prices. 

9. 

Leases 

The Company enters into premise leases and equipment leases as a lessee. 

(a)  Premise leases 
The Company  leases office space where the remaining lease  term ranges from less than one year to 
fifteen  years.  Leases  generally  include  an  initial  contract  term  but  some  leases  include  an  option  to 
renew the lease for an additional period at the end of this initial term. These renewal periods range in 
length up to a period equivalent to the initial term of the lease. All of the Company’s premise leases are 
classified as operating leases. 

(b)  Equipment leases 
The Company leases certain equipment in its operations, including furniture and equipment, computer 
equipment and vehicles. Equipment leases may consist of operating leases or finance leases based upon 
the  assessment  of  the  facts  at  the  commencement  date  of  the  lease.  The  remaining  lease  terms  for 
equipment leases range from one year to five years. Certain leases may have the option to extend the 
leases for a short period or to purchase the asset at the end of the lease term. 

The components of lease expense were as follows: 

Operating lease cost 
Finance lease cost 
  Amortization of right-of-use assets 

Interest on lease liabilities 

Variable lease cost 
Short term lease cost 

Total lease expense 

Sublease revenues 
Total lease cost, net of sublease revenues 

Supplemental information related to leases was as follows: 

Operating leases recognized on transition to ASC 842 
Right-of-use assets obtained in exchange for new operating  

lease obligations 

Right-of-use assets obtained in exchange for new finance  

lease obligations 

Cash paid for amounts included in the measurement of 
   lease liabilities: 
  Operating cash flows from operating leases 

46

  Year ended December 31, 

2020 

2019 

  $  82,643    $  77,394 

898   
17   
  25,297   
3,662   

920 
19 
  26,030 
4,712 

  $  112,517    $  109,075 

(2,844)  

(3,124) 
  $  109,673    $  105,951 

Year ended December 31, 

2020 

2019 

$ 

-    $  274,696 

  91,575   

  36,945 

2,160   

400 

$  (83,351)   $ 

(79,764) 

 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
  
   
 
 
 
 
  
 
  
 
 
 
 
 
 
 
  
 
  
 
  
 
  
 
  
 
  
 
  Operating cash flows from finance leases 
Financing cash flows from finance leases 

(17)  
(884)  

(19) 
(874) 

Supplemental balance sheet information related to leases was as follows: 

Operating leases 
Operating lease right-of-use assets 
Operating lease liabilities - current 
Operating lease liabilities - non-current 
Total operating lease liabilities 

Finance leases 
Fixed assets, gross 
Accumulated depreciation 
Fixed assets, net 

Long-term debt - current 
Long-term debt - non-current 
Total finance lease liabilities 

Maturities of lease liabilities were as follows: 

As at December 31, 

2020   

2019 

$  288,13
  $  263,639 
$  (78,923)   $  (69,866) 
4 
 (229,224
 (251,680
  $  (299,090
$  (330,603
) 
) 
) 
) 

$ 

$ 

$ 

$ 

4,662    $ 
(2,327)  
2,335    $ 

(1,113)   $ 
(1,316)  
(2,429)   $ 

3,164 
(2,320) 
844 

(550) 
(303) 
(853) 

One 
year 

Two 
years 

Three  
years 

Four 
years 

Five 

years  Thereafter 

Total 

Operating leases  $  87,112  $  74,269  $  59,617  $  46,302  $  33,393  $  60,239  $  360,932 

Present value of operating lease liabilities 
Difference between undiscounted cash flows and discounted cash flows 

330,603 
$  30,329 

Finance leases 

$ 

1,115  $ 

855  $ 

470  $ 

9  $ 

-  $ 

-  $ 

2,449 

Present value of finance lease liabilities 
Difference between undiscounted cash flows and discounted cash flows 

2,429 
20 

$ 

Weighted average remaining lease term 
Operating leases 
Finance leases 

Weighted average discount rate 
Operating leases 
Finance leases 

  As at December 31, 
2020 

5.4  years   
2.0  years   

3.1  % 
1.5  % 

As of December 31, 2020, the Company has additional operating leases, primarily for premises, that have 
not yet commenced of $150,692. These operating leases will commence within the next year and have 
lease terms ranging from one to fifteen years. 

47

 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
  
 
 
 
 
 
 
 
 
  
 
  
 
  
 
  
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
10. 

Fixed assets 

December 31, 2020 

Buildings 
Vehicles 
Furniture and equipment 
Computer equipment and software 
Leasehold improvements 

    Accumulated   
Cost    depreciation   

Net 

$ 

2,558   
8,539   
  82,117   
  151,246   
  113,786   
$  358,246   

$ 

1,321   
2,505   
  53,353   
  114,429   
  57,417   
$  229,025   

$ 

1,237 
6,034 
  28,764 
  36,817 
  56,369 
$  129,221 

ROU assets - Finance leases are included in these balances. 

December 31, 2019 

Buildings 
Vehicles 
Furniture and equipment 
Computer equipment and software 
Leasehold improvements 

11. 

Intangible assets 

    Accumulated   
Cost    depreciation   

Net 

$ 

2,521   
2,563   
  66,338   
  139,685   
  96,102   
$  307,209   

$ 

1,178   
1,628   
  48,194   
  101,532   
  47,480   
$  200,012   

$ 

1,343 
935 
  18,144 
  38,153 
  48,622 
$  107,197 

The following table summarizes the gross value, accumulated amortization and net carrying value of the 
Company’s indefinite life and finite life intangible assets: 

December 31, 2020 

Indefinite life intangible assets: 

Licenses 
Trademarks and trade names 

Finite life intangible assets: 

Customer lists and relationships 
Investment management contracts 
Mortgage servicing rights ("MSRs") 
Franchise rights 
Trademarks and trade names 
Management contracts and other 
Backlog 

Gross   

carrying    Accumulated   
amount    amortization   

Net 

$ 

$ 

29,200   
24,096  
53,296   

$ 

$ 

-  
-  
-  

$ 

$ 

29,200 
24,096 
53,296 

$  345,511  
  270,600  
  114,909   
5,630  
14,803  
20,813  
16,307  
$  788,573   

$  123,368  
60,723  
13,121  
5,322  
4,355  
12,406  
12,244  
$  231,539  

$  222,143 
  209,877 
  101,788 
308 
10,448 
8,407 
4,063 
$  557,034 

$  841,869  

$  231,539  

$  610,330 

48

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
  
  
 
 
 
 
 
   
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
  
  
 
 
 
 
 
   
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
 
December 31, 2019 

Indefinite life intangible assets: 

Trademarks and trade names 

Finite life intangible assets: 

Customer lists and relationships 
Investment management contracts 
Franchise rights 
Trademarks and trade names 
Management contracts and other 
Backlog 

Gross   

carrying    Accumulated   
amount    amortization   

Net 

$ 
$ 

23,810  
23,810   

$ 
$ 

-  
-  

$ 
$ 

23,810 
23,810 

$  310,856  
  270,600  
5,163  
12,435  
16,088  
8,558  
$  623,700   

$  115,987  
36,434  
4,505  
2,398  
9,306  
1,426  
$  170,056  

$  194,869 
  234,166 
658 
10,037 
6,782 
7,132 
$  453,644 

$  647,510  

$  170,056  

$  477,454 

In May 2020, the Company acquired MSR intangible assets in its acquisition of Colliers Mortgage. MSR 
intangible assets represent the carrying value of servicing assets in the Americas segment. The MSR asset 
is being amortized over the estimated period that the net servicing income is expected to be received. 
The amount of MSRs recognized in 2020 are summarized in the table below. 

Balance, January 1 
Recognized on business acquisitions 
Additions, following the sale of loan 
Amortization expense 
Prepayments and write-offs 
Balance, December 31 

2020 

  $ 

- 
99,900 
15,009 
(8,553) 
(4,568) 
  $  101,788 

During the year ended December 31, 2020, the Company acquired the following intangible assets: 

Indefinite life intangible assets: 
Licenses - indefinite life 

Finite life intangible assets: 

Customer lists and relationships 
Mortgage servicing rights (MSR) 
Trademarks and trade names - finite life 
Customer backlog 
Other 

Amount 

$ 

29,200 

$ 

52,193 
99,900 
3,500 
8,740 
4,800 

$ 

198,333 

Estimated 
  weighted 
average 
amortization 
  period (years) 

- 

9.8 
8.2 
2.0 
0.7 
4.6 

8.1 

49

 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
  
  
 
 
 
 
 
   
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
  
 
 
 
 
 
 
 
   
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
  
 
 
 
 
 
  
  
 
 
 
 
  
  
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
  
  
 
 
 
 
 
 
  
 
 
 
 
 
The  following  is  the  estimated  future  expense  for  amortization  of  the  recorded  MSRs  and  other 
intangible assets for each of the next five years and thereafter: 

For the year ended December 31, 
2021 
2022 
2023 
2024 
2025 

Thereafter 

$ 

MSRs 

13,469   
12,376   
11,516   
10,730   
9,652   

44,045   

Other 
Intangibles 

68,831    $ 
62,153 
58,429 
48,828 
41,493 

175,512 

 $ 

101,788   

455,246 

 $ 

Total 

82,300 
74,529 
69,945 
59,558 
51,145 

219,557 

557,034 

12. 

Goodwill 

  Americas 

EMEA 

Balance, December 31, 2018 
Goodwill acquired during the year   
Other items 
Foreign exchange 
Balance, December 31, 2019 
Goodwill acquired during the year   
Other items 
Foreign exchange 
Balance, December 31, 2020 

Goodwill 
Accumulated impairment loss   

 $  207,799 
11,970 
330 
311 
  220,410 
  117,984 
- 
(667) 
  337,727 
  363,998 
(26,271) 

  253,752 
846 
4,404 
(1,669) 
  257,333 
- 
- 
18,213 
  275,546 
  278,858 
(3,312) 

Asia  
Pacific 

46,931 
45,405 
- 
(9) 
92,327 
- 
150 
2,942 
95,419 
95,419 
- 

 $  337,727  $  275,546  $ 

95,419  $ 

Investment  
  Manageme
nt 

 Consolidated   

379,412  $ 

- 
- 
(261) 
379,151 
- 
- 
1,141 
380,292 
380,292 
- 

887,894  
58,221  
4,734  
(1,628)  
949,221  
117,984  
150  
21,629  
  1,088,984   
  1,118,567  
(29,583)  
380,292  $  1,088,984   

A test for goodwill impairment is required to be completed annually, in the Company’s case as of August 
1, or more frequently if events or changes in circumstances indicate the asset might be impaired.  No 
goodwill  impairments  were  recorded  in  2020  or  2019.  The  accumulated  impairment  loss  reflects  a 
goodwill impairment incurred in 2009. 

13. 

Long-term debt 

Revolving Credit Facility 
Senior Notes 
Capital leases maturing at various dates through 2022 
Other long-term debt maturing at various dates up to 2022 

Less: current portion 

Long-term debt - non-current 

As at December 31, 

2020   

2019 

$  213,239 
  255,790 
2,430 
8,436 
  479,895 
9,024 

  $  371,929 
  234,901 
854 
3,720 
  611,404 
4,223 

$  470,871 

  $  607,181 

The  Company  has  a  multi-currency  senior  unsecured  revolving  credit  facility  (the  “Revolving  Credit 
Facility”) of $1,000,000. The Revolving Credit Facility has a 5-year term ending April 30, 2024 and bears 
interest at an applicable margin of 1.25% to 3.0% over floating reference rates, depending on financial 
leverage ratios. The weighted average  interest  rate  at  December  31,  2020  was  3%  (2019  –  3.4%). The 
Revolving  Credit  Facility  had  $777,322  of  available  undrawn  credit  as  at  December  31,  2020.  As  of 
December 31, 2020, letters of credit in the amount of $15,663 were outstanding ($9,836 as at December 
31,  2019).  The  Revolving  Credit  Facility  requires  a  commitment  fee  of  0.25%  to  0.6%  of  the  unused 

50

 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
   
 
   
 
   
 
   
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
portion, depending on certain leverage ratios. At any time during the term, the Company has the right 
to increase the Revolving Credit Facility by up to $250,000 on the same terms and conditions. 

The Company has outstanding €210,000 of senior unsecured notes with a fixed interest rate of 2.23% 

(the “Senior Notes”), which are held by a group of institutional investors. The Senior Notes have a 10-

year term ending May 30, 2028. 

The Revolving Credit Facility and the  Senior Notes  rank  equally  in  terms  of seniority and  have  similar 

financial  covenants.  The  Company  is  required  to  maintain  financial  covenants  including  leverage  and 

interest coverage. The Company was in compliance with these covenants as of December 31, 2020. The 

Company  is  limited  from  undertaking  certain  mergers,  acquisitions  and  dispositions  without  prior 

approval. 

The effective interest rate on the Company’s long-term debt for the year ended December 31, 2020 was 

3.9%  (2019  –  3.8%).  The  estimated  aggregate  amount  of  principal  repayments  on  long-term  debt 

required  in  each  of  the  next  five  years  ending  December  31  and  thereafter  to  meet  the  retirement 

provisions are as follows: 

For the year ended December 31, 
2021 
2022 
2023 
2024 
2025 and thereafter 

14. 

Convertible notes 

$ 

9,023 
1,120 
713 
213,248 
255,791 

 $ 

479,895 

On  May  19,  2020,  the  Company  issued  $230,000  aggregate  principal  of  4.0%  Convertible  Senior 
Subordinated Notes (the “Convertible Notes”) at par value. The Convertible Notes will mature on June 1, 
2025 and bear interest of 4.0% per annum, payable semi-annually in arrears on June 1 and December 1 
of each year, beginning on December 1, 2020. The Convertible Notes are accounted for entirely as debt 
as no portion of the proceeds is required to be accounted for as attributable to the conversion feature. 
The  Convertible  Notes  are  unsecured  and  subordinated  to  all  of  the  Company’s  existing  and  future 
secured indebtedness, and are treated as equity for financial leverage calculations under the Company’s 
Revolving Credit Facility and Senior Notes.  

At  the  holder’s  option,  the  Convertible  Notes  may  be  converted  at  any  time  prior  to  maturity  into 
Subordinate Voting Shares based on  an initial  conversion  rate  of  approximately  17.2507  Subordinate 
Voting Shares per $1,000 principal amount of Convertible Notes, which represents an initial conversion 
price of $57.97 per Subordinate Voting Share. 

The Company, at its option, may also redeem the Convertible Notes, in whole or in part, on or after June 
1,  2023  at  a  redemption  price  equal to  100%  of  the  principal  amount  of  the  Convertible  Notes to  be 
redeemed,  plus  accrued  and  unpaid  interest,  provided  that  the  last  reported  trading  price  of  the 
Subordinate Voting Shares for any 20 trading days in a consecutive 30 trading day period preceding the 
date of the notice of redemption is not less than 130% of the conversion price. 

Subject to specified conditions, the Company may elect to repay some or all of the outstanding principal 
amount  of  the  Convertible  Notes,  on  maturity  or  redemption,  through  the  issuance  of  Subordinate 
Voting Shares.  

51

 
 
 
  
 
 
 
  
 
 
 
 
   
 
 
 
 
 
In connection with the issuance of the Convertible Notes, the Company incurred financing costs of $6,795 
which are being amortized over five years using the effective interest rate method. For the year ended 
December 31, 2020 there was $752 of financing fee amortization included in interest expense within the 
accompanying Consolidated Statements of Earnings. The effective interest rate on the Convertible Notes 
is approximately 4.7%. 

15. 

Warehouse credit facilities 

The following table summarizes the Company’s mortgage warehouse credit facilities as at December 31, 
2020: 

Facility A - LIBOR plus 1.60% 
Facility B - SOFR plus 1.70% 

December 31, 2020 

Current 
Maturity 

  Maximum 
  Capacity 

Carrying 
Value 

January 11, 2021 
On demand 

  $  275,000  
125,000  
  $  400,000  

$  167,004 
51,014 
$  218,018 

Colliers Mortgage has warehouse credit facilities which are used exclusively for the purpose of funding 
warehouse mortgages receivable. The warehouse credit facilities are recourse only to Colliers Mortgage; 
these facilities are revolving and are secured by warehouse mortgages financed on the facilities, if any.  

On  January  11,  2021  Colliers  Mortgage  entered  into  an  amendment  to  the  financing  agreement  for 
Facility A modifying the borrowing capacity to $175,000 and extending the maturity date to October 20, 
2021.  On  January  15,  2021  Colliers  Mortgage  entered  into  an  additional  amendment  for  Facility  A 
temporarily  increasing  the  borrowing  capacity  to  $250,000  through  March  31,  2021;  The  borrowing 
capacity will decrease to $125,000 on October 20, 2021. 

16. 

AR Facility 

On April 12, 2019, the Company established a structured accounts receivable facility (the “AR Facility”) 
with committed availability of $125,000 and an initial term of 364 days, unless extended or an earlier 
termination event occurs. On April 27, 2020, the Company extended the term of AR Facility for another 
364 days. Under the AR Facility, certain of the Company's subsidiaries continuously sell trade accounts 
receivable and contract assets (the “Receivables”) to wholly owned special purpose entities at fair market 
value. The special purpose entities then sell 100% of the Receivables to a third-party financial institution 
(the “Purchaser”). Although the special purpose entities are wholly owned subsidiaries of the Company, 
they  are  separate  legal  entities  with  their  own  separate  creditors  who  will  be  entitled,  upon  their 
liquidation, to be satisfied out of their assets prior to any assets or value in such special purpose entities 
becoming available to their equity holders and their assets are not available to pay other creditors of the 
Company. As of December 31, 2020, the Company had drawn $97,959 under the AR Facility. 

All  transactions  under  the  AR  Facility  are  accounted  for  as  a  true  sale  in  accordance  with  ASC  860, 
Transfers and Servicing (“ASC 860”). Following the sale and transfer of the Receivables to the Purchaser, 
the  Receivables  are  legally  isolated  from  the  Company  and  its  subsidiaries,  and  the  Company  sells, 
conveys,  transfers  and  assigns  to  the  Purchaser  all  its  rights,  title  and  interest  in  the  Receivables. 
Receivables  sold  are  derecognized  from  the  consolidated  balance  sheet.  The  Company  continues  to 
service, administer and collect the Receivables on behalf of the Purchaser, and recognizes a servicing 
liability in accordance with ASC 860. The Company has elected the amortization method for subsequent 
measurement of the servicing liability, which is assessed for changes in the obligation at each reporting 
date. As of December 31, 2020, the servicing liability was nil.  

52

 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
 
 
   
 
 
   
 
 
 
 
 
 
   
 
 
 
   
 
 
  
 
 
Under the AR Facility, the Company receives a cash payment and a deferred purchase price (“Deferred 
Purchase Price” or “DPP”) for sold Receivables. The DPP is paid to the Company in cash on behalf of the 
Purchaser as the Receivables are collected; however, due to the revolving nature of the AR Facility, cash 
collected  from  the  Company's  customers  is  reinvested  by  the  Purchaser  monthly  in  new  Receivable 
purchases under the AR Facility. For the year ended December 31, 2020, Receivables sold under the AR 
Facility were $1,053,977 and cash collections from customers on Receivables sold were $1,065,650, all 
of which were reinvested in new Receivables purchases and are included in cash flows from operating 
activities in the consolidated statement of cash flows. As of December 31, 2020, the outstanding principal 
on  trade accounts receivable, net of Allowance for Doubtful Accounts, sold under the AR Facility was 
$115,889; and the outstanding principal on contract assets, current and non-current, sold under the AR 
Facility was $71,025. See note 25 for fair value information on the DPP. 

For the year ended December 31, 2020, the Company recognized a loss related to Receivables sold of 
$142 (2019 - $465) that was recorded in other expense in the consolidated statement of earnings. Based 
on the Company’s collection history, the fair value of the Receivables sold subsequent to the initial sale 
approximates carrying value. 

The non-cash investing activities associated with the DPP for the year ended December 31, 2020 were 
$70,079. 

17. 

Variable interest entities  

The  Company  holds  variable  interests  in  certain  Variable  Interest  Entities  (“VIE”)  in  its  Investment 
Management segment which are not consolidated as  it was  determined  that the  Company  is  not the 
primary  beneficiary.  The  Company’s  involvement  with  these  entities  is  in  the  form  of  advisory  fee 
arrangements and equity co-investments (typically 1%-2%). 

The following table provides the maximum exposure to loss related to these non-consolidated VIEs: 

Investments in unconsolidated subsidiaries 
Co-investment commitments 
Maximum exposure to loss 

18. 

Redeemable non-controlling interests 

As at December 31, 

2020  

  $ 

  $ 

6,158    $ 

14,345   
20,503    $ 

2019 

1,981 
7,969 
9,950 

The  minority  equity  positions  in  the  Company’s  subsidiaries  are  referred  to  as  redeemable  non-
controlling  interests  (“RNCI”).  The  RNCI  are  considered  to  be  redeemable  securities.  Accordingly,  the 
RNCI is recorded at the greater of (i) the redemption amount or (ii) the amount initially recorded as RNCI 
at  the  date  of  inception  of  the  minority  equity  position.  This  amount  is  recorded  in  the  “mezzanine” 
section  of  the  balance  sheet,  outside  of  shareholders’  equity.  Changes  in  the  RNCI  amount  are 
recognized immediately as they occur. The following table provides a reconciliation of the beginning and 
ending RNCI amounts: 

Balance, January 1 
RNCI share of earnings 
RNCI redemption increment 
Distributions paid to RNCI 
Purchase of interests from RNCI, net 
RNCI recognized on business acquisitions 
Balance, December 31 

2020  

2019 

$  359,150   
27,550   
15,843   
(33,293)  
(19,100)  
92,225   
$  442,375   

$  343,361 
24,558 
7,853 
(29,662) 
(14,011) 
27,051 
$  359,150 

53

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Company has shareholders’ agreements in place at each of its non-wholly owned subsidiaries. These 
agreements allow the Company to “call” the RNCI at a price determined with the use of a formula price, 
which is usually equal to a fixed multiple of average annual net earnings before income taxes, interest, 
depreciation, and amortization. The agreements also have redemption features which allow the owners 
of the RNCI to “put” their equity to the Company at the same  price  subject  to  certain limitations. The 
formula price is referred to as the redemption amount and may be paid in cash or in Subordinate Voting 
Shares.  The  redemption  amount  as  of  December  31,  2020  was  $415,141  (2019  -  $333,064).  The 
redemption amount is lower than that  recorded  on the balance sheet as  the  formula  price  of  certain 
RNCI are lower than the amount initially recorded at the inception of the minority equity position. If all 
put or call options were settled with Subordinate Voting Shares as at December 31, 2020, approximately 
4,600,000 such shares would be issued. 

Increases or decreases to the formula price of the underlying shares are recognized in the statement of 
earnings as the NCI redemption increment. 

19. 

Capital stock 

The authorized capital stock of the Company is as follows: 

An unlimited number of Preferred Shares, issuable in series; 
An unlimited number of Subordinate Voting Shares having one vote per share; and 
An unlimited number of Multiple Voting Shares having 20 votes per share, convertible at any 
time into Subordinate Voting Shares at a rate of one Subordinate Voting Share for each 
Multiple Voting Share outstanding. 

The following table provides a summary of total capital stock issued and outstanding:  

Subordinate Voting Shares    Multiple Voting Shares   
Number  Amount  

Number    Amount  

Total Common Shares 

Number 

Amount 

Balances as at: 
  December 31, 2019 
  December 31, 2020 

38,519,517    $441,780  
38,863,742    457,620  

1,325,694   
1,325,694   

$373   39,845,211    $442,153 
373   40,189,436    457,993 

During the year ended December 31, 2020, the Company declared dividends on its Common Shares of 
$0.10 per share (2019 - $0.10). 

Pursuant to  an agreement  approved  in  February  2004  and  restated  on  June  1,  2015  (the  “Long Term 
Arrangement”), the Company agreed that it will make payments to Jay S. Hennick, its Chairman & Chief 
Executive  Officer  (“CEO”),  that  are  contingent  upon  the  arm’s  length  acquisition  of  control  of  the 
Company or upon a distribution of the Company’s assets to shareholders. The payment amounts will be 
determined with reference to the price per Subordinate Voting Share received by shareholders upon an 
arm’s length sale or upon a distribution of assets. The right to receive the payments may be transferred 
among members of the Chairman & CEO’s family, their holding companies and trusts. The agreement 
provides for the Chairman & CEO to receive each of the following two payments. The first payment is an 
amount equal to 5% of the product of: (i) the total number of Subordinate and Multiple Voting Shares 
outstanding on a fully diluted basis at the time of the sale and (ii) the per share consideration received 
by  holders  of  Subordinate  and  Multiple  Voting  Shares  minus  a  base  price  of  C$3.324.  The  second 
payment is an amount equal to 5% of the product of (i) the total number of shares outstanding on a fully 
diluted  basis  at  the  time  of  the  sale  and  (ii)  the  per  share  consideration  received  by  holders  of 
Subordinate  Voting  Shares  minus  a  base  price  of  C$6.472.  Assuming  an  arm’s  length  acquisition  of 
control  of  the  Company  took  place  on  December  31,  2020,  the  amount  required  to  be  paid  to  the 
Chairman  &  CEO,  based  on  a  market  price  of  C$113.28  per  Subordinate  Voting  Share,  would  be 
US$393,850. 

54

 
 
 
 
 
 
 
 
    
 
   
 
   
 
   
  
   
  
   
 
 
   
  
   
  
   
 
 
 
 
20. 

Net earnings per common share 

Diluted EPS is calculated using the “if-converted” method of calculating earnings per share in relation to 
the Convertible Notes, which were issued on May 19, 2020. As such, the interest (net of income tax) on 
the Convertible Notes is added to the numerator and the additional shares issuable on conversion of 
the Convertible Notes are added to the denominator of the earnings per share calculation to determine 
if an assumed conversion is more dilutive than no assumption of conversion. The “if-converted” method 
is used if the impact of the assumed conversion is dilutive. The “if-converted” method is dilutive for the 
year ended December 31, 2020. 

The following table reconciles the basic and diluted common shares outstanding: 

(in thousands of US dollars, except share information) 

Net earnings attributable to Company 
Adjusted numerator under the If-Converted Method 

Shares issued and outstanding at beginning of period 
Weighted average number of shares: 

Issued during the period 

Weighted average number of shares used in computing 
  basic earnings per share 
Assumed exercise of stock options 
  acquired under the Treasury Stock Method 
Number of shares used in computing diluted earnings  
  per share 

21. 

Stock-based compensation 

Year ended December 31, 

2020  

2019 

$ 
$ 

49,074    $  102,903 
49,074    $  102,903 

  39,845,21
1 
  140,657   

  39,985,86
8 
  193,296   

  40,179,16
4 

 39,213,136 

  336,426 

 39,549,562 

  431,456 

 39,981,018 

The Company has a stock option plan for certain officers, key full-time employees and directors of the 
Company and its subsidiaries, other  than  its Chairman  &  CEO  who  has  a  Long Term Arrangement as 
described  in  note  19.  Options  are  granted  at  the  market  price  for  the  underlying  shares  on  the  day 
immediately prior to the date of grant.  Each option vests over a four-year term, expires five years from 
the date granted and allows for the purchase of one Subordinate Voting Share. All Subordinate Voting 
Shares issued are new shares. As at December 31, 2020, there were 352,500 options available for future 
grants. 

Grants under the Company’s stock option plan are equity-classified awards. 

55

 
 
 
  
 
  
 
  
 
 
 
 
 
 
 
   
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
  
 
  
 
 
 
  
 
 
 
  
 
  
 
 
  
 
 
 
 
  
 
  
 
 
  
 
 
 
  
 
  
 
 
  
 
 
 
 
 
 
 
Stock option activity for the years ended December 31, 2020 and 2019 was as follows: 

Number of  

Weighted  
average  
options   exercise price  

Weighted 
remaining   Aggregate 
average 
intrinsic 
contractual life  
value 
(years)  

Shares issuable under options - 
December 31, 2018 

Granted 
Exercised 
Forfeited 
Shares issuable under options - 
December 31, 2019 

Granted 
Exercised 
Forfeited 
Shares issuable under options - 
December 31, 2020 

Options exercisable - December 31,2020 

1,897,425  
960,000  
(632,075)  
(223,750)  

2,001,600  
547,250  
(344,225)  
(14,500)  

$ 

$ 

45.08  
70.99  
34.71  
61.41  

58.96  
85.79  
35.86  
70.07  

2,190,125  
747,975  

$ 
$ 

69.22  
60.51  

3.2   $  43,606 
2.3   $  21,407 

The Company incurred stock-based compensation expense related to these awards of $9,628 during the 
year ended December 31, 2020 (2019 - $7,831). As at December 31, 2020, the range of option exercise 
prices was $31.62 to $88.90 per share. 

The following table summarizes information about option exercises: 

Number of options exercised 

Aggregate fair value 

Intrinsic value 

Amount of cash received 

Tax benefit recognized 

Year ended December 31, 

2020  

2019 

  344,225   

  632,075 

$ 

25,919    $ 

43,873 

13,576   

12,343   

21,934 

21,939 

$ 

102    $ 

1,322 

As at December 31, 2020, there was $18,826 of unrecognized compensation cost related to non-vested 
awards which is expected to be recognized over the next four years.  During the year ended December 
31, 2020, the fair value of options vested was $7,841 (2019 - $6,727).   

The  fair  value  of  each  option  grant  is  estimated  on  the  date  of  grant  using  the  Black-Scholes  option 
pricing model, utilizing the following weighted average assumptions: 

Risk free rate 
Expected life in years 
Expected volatility 
Dividend yield 

As at December 31, 

2020   

0.2%  
4.41   
36.5%  
0.1%  

2019 

2.1% 
4.75 
28.8% 
0.1% 

Weighted average fair value per option granted 

$28.33   

$19.87 

The risk-free interest rate is based on the implied yield of a zero-coupon US Treasury bond with a term 
equal to the option’s expected term. The expected life in years represents the estimated period of time 

56

 
 
 
 
 
 
 
  
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
 
  
 
  
 
 
  
 
  
 
 
  
 
  
 
 
  
 
  
 
 
 
  
 
  
 
  
 
 
  
 
  
 
 
  
 
  
 
 
  
 
  
 
 
  
 
  
 
 
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
  
 
 
 
 
 
  
 
  
 
  
 
 
 
 
  
 
 
 
 
 
 
  
 
  
 
  
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
  
 
  
 
  
 
 
 
 
  
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
  
 
 
 
 
 
  
 
  
 
  
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
  
 
  
 
  
 
 
  
 
 
 
 
until  exercise  and  is  based on  historical  experience.  The  expected  volatility  is  based  on  the  historical 
prices of the Company’s shares over the previous four years. 

22. 

Income tax 

The  following  is  a  reconciliation  stated  as  a  percentage  of  pre-tax  income  of  the  combined  statutory 
corporate income tax rate of Ontario, Canada to the Company’s effective tax rate: 

Combined statutory rate  
Nondeductible expenses 
Tax effect of flow through entities 
Impact of changes in foreign exchange rates 
Adjustments to tax liabilities for prior periods 
Effect of changes in enacted tax rate in other jurisdictions 
Changes in liability for unrecognized tax benefits 
Stock-based compensation 
Foreign, state, and provincial tax rate differential 
Change in valuation allowance 
Acquisition related costs and contingent consideration 
Withholding taxes and other 
Effective income tax rate 

Earnings before income tax by jurisdiction comprise the following: 

Canada 
United States 
Foreign 
Total 

  Year ended December 31, 
2019 

2020  

26.5  %  
1.5   
(4.6)  
0.3   
(0.2)  
0.3   
0.6   
1.5   
(2.3)  
3.8   
1.6   
1.8   
30.8  %  

26.5  % 
3.0   
(2.0)  
(0.1)  
(0.1)  
0.3   
-   
0.3   
(1.5)  
(0.4)  
1.4   
0.4   
27.8  % 

  Year ended December 31, 
2019 

2020  

  $ 

8,257    $ 

10,876 
  49,884 
  129,838 
  $  136,535    $  190,598 

  53,111   
  75,167   

Income tax expense (recovery) comprises the following: 

  Year ended December 31, 
2019 

2020  

Current 
  Canada 
  United States 
  Foreign 

Deferred 
  Canada 
  United States 
  Foreign 

Total 

  $ 

3,309    $ 

  19,577   
  32,344   
  55,230   

2,939 
  15,029 
  41,745 
  59,713 

2,154   
(9,765)  
(5,573)  
(13,184)  

238 
(520) 
(6,418) 
(6,700) 

  $ 

42,046    $ 

53,013 

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The significant components of deferred tax assets and liabilities are as follows: 

Loss carry-forwards and other credits 
Expenses not currently deductible 
Revenue not currently taxable 
Stock-based compensation 
Investments 
Provision for doubtful accounts 
Financing fees 
Net unrealized foreign exchange losses 
Depreciation and amortization 
Operating leases 
Less: valuation allowance 
Net deferred tax (liabilities) assets 

As at December 31, 

2020   

2019 

$ 

  $ 

18,314 
33,442 
(14,076)   
526 
10,696 
8,308 

(325)   
560 
(57,746)   
8,110 
(13,324)   

$ 

(5,515)    $ 

18,969 
28,446 
(6,212) 
386 
7,870 
4,585 
(330) 
68 
(44,577) 
7,998 
(7,801) 
9,402 

As at December 31, 2020, the Company believes that it is more likely than not that its deferred tax assets 
of  $45,008  will  be  realized  based  upon  future  income,  consideration  of  net  operating  loss  (“NOL”) 
limitations, earnings trends, and tax planning strategies.  The amount of deferred tax assets considered 
realizable, however, could be reduced in the near term if estimates of future income are reduced. 

The Company has pre-tax NOL carry-forward balances as follows: 

   Pre-tax loss carry forward    Pre-tax losses not recognized   Pre-tax losses recognized 
2020 

2019  

2019  

2020 

2020 

2019 

Canada 
United States    
Foreign 

$ 

$ 

5,632 
3,059   
53,997 

16,525  
3,144    
40,006  

$ 

$ 

65 
924   
32,091 

$ 

24  
922    
21,476  

$ 

5,567 
2,135   
21,906 

16,501 
2,222 
18,530 

The Company has pre-tax capital loss carry-forwards as follows: 

   Pre-tax loss carry forward    Pre-tax losses not recognized   Pre-tax losses recognized 
2020 

2019  

2019  

2020 

2020 

2019 

Canada 
United States    
Foreign 

$ 

$ 

1,922 
1,698   
6,876 

$ 

1,864  
1,698    
6,271  

$ 

1,922 
1,698   
6,876 

$ 

1,758  
1,698    
6,271  

$ 

- 
-   
- 

106 
- 
- 

These amounts above are available to reduce future, federal, state, and provincial income taxes in their 
respective jurisdictions. NOL carry-forward balances attributable to Canada begin to expire in 2035. NOL 
carry-forward  balances  attributable  to  the  United  States  begin  to  expire  in  2028.  Foreign  NOL  carry-
forward balances begin to expire in 2021. The utilization of NOLs may be subject to certain limitations 
under federal, provincial, state or foreign tax laws. 

Cumulative  unremitted  foreign  earnings  of  US  subsidiaries  is  nil  (2019  -  nil).  Cumulative  unremitted 
foreign  earnings  of  international  subsidiaries  (other  than  the  US)  approximated  $117,897  as  at 
December  31,  2020  (2019  -  $107,323).  The  Company  has  not  provided  a  deferred  tax  liability  on  the 
unremitted foreign earnings as it is management’s intent to permanently reinvest such earnings outside 
of Canada. In addition, any repatriation of such earnings would not be subject to significant Canadian or 
foreign taxes. 

58

 
 
 
 
 
 
  
   
 
 
 
  
 
 
 
 
 
 
 
 
 
   
 
 
 
  
 
  
 
 
 
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
  
  
 
 
   
 
 
 
   
 
 
 
 
  
  
 
 
 
 
 
 
 
  
  
 
  
  
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
  
  
 
  
  
 
 
  
  
 
 
   
 
 
 
 
  
  
 
  
  
 
 
 
 
 
 
 
  
  
 
  
  
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
A reconciliation of the beginning and ending amounts of the liability for unrecognized tax benefits is as 
follows: 

Balance, January 1 
Gross increases for tax positions of prior periods 
Reduction for lapses in applicable statutes of limitations 
Foreign currency translation 

  $ 

2020   

2019 

1,468    $ 
908   
(87)  
55   

1,460 
71 
(129) 
66 

Balance, December 31 

  $ 

2,344    $ 

1,468 

Of the $2,344 (2019 - $1,468) in gross unrecognized tax benefits, $2,344 (2019 - $1,468) would affect the 
Company’s effective tax rate if recognized. For the year-ended December 31, 2020, additional interest 
and  penalties  of  $224  related  to  uncertain  tax  positions  was  accrued  (2019  -  $72;  2018  -  $6).  The 
Company reversed $44 of accrued interest and penalties related to positions lapsed in applicable statute 
of limitations in 2020 (2019 - $80; 2018 - $173).  As at December 31, 2020, the Company had accrued 
$362 (2019 - $182) for potential income tax related interest and penalties. 

Within the next twelve months, the Company believes it is reasonably possible that $262 of unrecognized 
tax  benefits  associated  with  uncertain  tax  positions  may  be  reduced  due  to  lapses  in  statutes  of 
limitations.   

The Company files tax returns in Canada and multiple foreign jurisdictions. The number of years with 
open  tax  audits varies  depending  on  the  tax  jurisdiction. Generally,  income tax  returns  filed  with the 
Canada Revenue Agency and related provinces are open for four to seven years and income tax returns 
filed  with  the  United  States  Internal  Revenue  Service  and  related  states  are  open  for  three  to  five 
years. Tax  returns  for  significant  other  jurisdictions  in  which  the  Company  conducts  business  are 
generally open for four years.   

The  Company  does  not  currently  expect  any  other  material  impact  on  earnings  to  result  from  the 
resolution of matters related to open taxation years, other than noted above. Actual settlements may 
differ from the amounts accrued. The Company has, as part of its analysis, made its current estimates 
based on facts and circumstances known to date and cannot predict changes in facts and circumstances 
that may affect its current estimates.  

23. 

Pension plan 

The Company has a defined benefit pension plan (the “Plan”), which was assumed in connection with a 
business acquired during 2016. The Plan covers eligible employees in the Netherlands and provides old 
age, survivor, orphan and disability benefits. Effective December 31, 2016, enrollment in the Plan was 
frozen and no additional employees are entitled to join the Plan.  

The Plan is covered by an insurance contract which limits the Company’s exposure to returns below a 
fixed discount rate. Effective August 31, 2019, the Company amended its insurance contract reducing its 
exposure to gains and losses as related to the fair value of  the Plan  assets  and the projected  benefit 
obligations under the Plan. The amendment constituted a settlement of $45,388 under ASC 715, as a 
result of the settlement, the insurance benefits were removed from the plan assets and the fair value of 
Plan assets reduced to $10 and the projected benefit obligation reduced to $1,813 as at December 31, 
2019. 

On December 31, 2020 the amended contract with the insurance company expired. The Company and 
the  employees  also  completed  an  agreement  to  terminate  the  defined  benefit  plan  and  move  to  a 
defined contribution plan. The Company fully curtailed and terminated the plan which resulted in a gain 
of $2,093 recognized through net earnings in the year ended December 31, 2020. 

59

 
 
 
 
 
   
 
 
 
 
 
  
 
  
 
 
 
 
 
  
 
  
 
 
   
 
 
   
 
 
   
 
 
 
 
 
   
 
 
  
 
 
 
 
 
 
 
 
 
24. 

Other supplemental information 

Cash payments made during the year 

Income tax, net of refunds 

Interest 

Non-cash financing activities 

Dividends declared but not paid 

Other expenses 

Rent expense 

25. 

Financial instruments 

  Year ended December 31, 

2020  

2019 

$ 

46,492    $ 

73,031 

29,148   

27,685 

2,009   

1,992 

$ 

79,795    $ 

76,893 

Concentration of credit risk 
The Company is subject to credit risk with respect to its cash and cash equivalents, accounts receivable, 
unbilled  revenues,  other  receivables  and  advisor  loans  receivable.  Concentrations  of  credit  risk  with 
respect  to  cash  and  cash  equivalents  are  limited  by  the  use  of  multiple  large  and  reputable  banks. 
Concentrations of credit risk with respect to receivables are limited due to the large number of entities 
comprising the Company’s customer base and their dispersion across different service lines in various 
countries. 

Foreign currency risk 
Foreign currency risk is related to the portion of the Company’s business transactions denominated in 
currencies  other  than  US  dollars.  A  significant  portion  of  revenue  is  generated  by  the  Company’s 
Canadian,  Australian,  UK  and  Euro  currency  operations.  The  Company’s  head  office  expenses  are 
incurred primarily in Canadian dollars which are hedged by Canadian dollar denominated revenue.  

Fluctuations in foreign currencies impact the amount of total assets and liabilities that are reported for 
foreign subsidiaries upon the translation of these amounts into US dollars. In particular, the amount of 
cash,  working  capital,  goodwill  and  intangibles  held  by  these  subsidiaries  is  subject  to  translation 
variance caused by changes in foreign currency exchange rates as of the end of each respective reporting 
period (the offset to which is recorded to accumulated other comprehensive income on the consolidated 
balance sheets). 

Interest rate risk 
The  Company  utilizes  an  interest  rate  risk  management  strategy  that  may  use  interest  rate  hedging 
contracts from time to time. The Company’s specific goals are to: (i) manage interest rate sensitivity by 
modifying the characteristics of its debt and (ii) lower the long-term cost of its borrowed funds.  

In April 2017, the Company entered into interest rate swap agreements to convert the LIBOR floating 
interest rate on $100,000 of US dollar denominated debt into a fixed interest rate of 1.897% plus the 
applicable margin. The swaps have a maturity of January 18, 2022.  

In December 2018, the Company entered into additional interest rate swap agreements to convert the 
LIBOR  floating  interest  rate  on  $100,000  of  US  dollar  denominated  debt  into  a  fixed  interest  rate  of 
2.7205% plus the applicable margin. The swaps have a maturity of April 30, 2023.  

60

 
 
 
  
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
The swaps are being accounted for as cash flow hedges and are measured at fair value on the balance 
sheet. Gains or losses on the swaps, which are determined to be effective as hedges, are reported in 
other comprehensive income. 

Fair values of financial instruments 
The  following  table  provides  the  financial  assets  and  liabilities  carried  at  fair  value  measured  on  a 
recurring basis as of December 31, 2020: 

Carrying value at  
December 31, 2020  

Fair value measurements 

Level 1  

Level 2  

Level 3 

Assets 
   Cash equivalents 
   Equity securities 
   Debt securities 
   Mortgage derivative assets 
   Warehouse receivables 
   Deferred Purchase Price on AR Facility 
Total assets 

Liabilities 
   Mortgage derivative liability 
   Interest rate swap liability 
   Contingent consideration liability 
Total liabilities 

$ 

$ 

$ 

$ 

10,974  
3,983  
9,940  
18,383  
232,207  
87,957  
363,444  

$  10,974  
3,847  
-  
-  
-  
-  
$  14,821  

$ 

-  
136  
9,940  
  18,383  
  232,207  
-  
$  260,666  

$ 

- 
- 
- 
- 
- 
  87,957 
$  87,957 

7,062  
7,946  
115,643  
130,651  

$ 

$ 

-  

-  
-  

$ 

7,062  
7,946  
-  
$  15,008  

$ 

- 

  115,643 
$  115,643 

There were no significant non-recurring fair value measurements recorded during the year ended 

December 31, 2020 or 2019. 

Cash equivalents 
Cash equivalents include highly liquid investments with original maturities of less than three months. 
Actively traded cash equivalents where a quoted price is readily available are classified as Level 1 in the 
fair value hierarchy. 

Warehouse receivables 
As  at  December  31,  2020,  all  of  the  Company’s  mortgage  warehouse  receivables  were  under 
commitment to be purchased by a GSE or by a qualifying investor. These assets are classified as Level 2 
in the fair value hierarchy as a substantial majority of the inputs are readily observable. 

Mortgage-related derivatives 
The  fair  value  of  interest  rate  lock  commitments  and  forward  sale  commitments  are  derivatives  and 
considered Level 2 valuations. Fair value measurements for both interest rate lock commitments and 
forward sales commitment consider observable market data, particularly changes in interest rates. In 
the case of interest rate lock commitments, the fair value measurement also considers the expected net 
cash flows associated with the servicing of the loans or the fair value of MSRs. However, the Company 
has evaluated the impact of the fair value of the MSRs on the fair value of the derivatives and they do 
not have a significant impact on the derivative fair values. The Company also considers the impact of 
counterparty non-performance risk when measuring the fair value of these derivatives. Given the credit 
quality  of  the  Company’s  counterparties,  the  short  duration  of  interest  rate  lock  commitments  and 
forward  sales  contracts  and  the  Company’s  historical  experience,  the  risk  of  nonperformance  by  the 
counterparties does not have a significant impact on the determination of fair value. 

61

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
  
 
 
  
 
  
 
  
 
  
 
 
 
 
 
 
 
  
  
 
 
 
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
AR Facility deferred purchase price (“DPP”) 
The Company recorded a DPP under its AR Facility. The DPP represents the difference between the fair 
value of the Receivables sold and the cash purchase price and is recognized at fair value as part of the 
sale transaction. The DPP is remeasured each reporting period in order to account for activity during the 
period,  including  the  seller’s  interest  in  any  newly  transferred  Receivables,  collections  on  previously 
transferred Receivables attributable to the DPP and changes in estimates for credit losses. Changes in 
the  DPP  attributed  to  changes  in  estimates  for  credit  losses  are  expected  to  be  immaterial,  as  the 
underlying Receivables are short-term and of high credit quality. The DPP is valued using Level 3 inputs, 
primarily discounted cash flows, with the significant inputs being discount rates ranging from 2.5% to 
5.0% depending upon the aging of the Receivables. See note 16 for information on the AR Facility. 

Changes in the fair value of the DPP comprises the following: 

Balance, January 1 

Additions to DPP 

Collections on DPP 

Fair value adjustment 

Foreign exchange and other 

Balance, December 31 

2020   

$ 

69,873    $ 

2019 

- 

68,017   

  100,252 

(51,994)  

(28,100) 

(142)  

2,203   

(465) 

(1,814) 

$ 

87,957    $ 

69,873 

Contingent acquisition consideration 
The inputs to the measurement of the fair value of contingent consideration related to acquisitions are 
Level 3 inputs. The fair value measurements were made using a discounted cash flow model; significant 
model  inputs  were  expected  future  operating  cash  flows  (determined  with  reference  to  each  specific 
acquired business) and discount rates (which range from 2.1% to 9.5%, with a weighted average of 4.6%). 
The  wide  range  of  discount  rates  is  attributable  to  level  of  risk  related  to  economic  growth  factors 
combined with the length of the contingent payment periods; and the dispersion was driven by unique 
characteristics of the businesses acquired and the respective terms for these contingent payments. A 
2%  increase  in  the  weighted  average  discount  rate  would  reduce  the  fair  value  of  contingent 
consideration by $3,400.  

Changes in the fair value of the contingent consideration liability comprises the following: 

Balance, January 1 
Amounts recognized on acquisitions 
Fair value adjustments (note 6) 
Resolved and settled in cash 
Other 
Balance, December 31 

Less: current portion 
Non-current portion 

$ 

2020 
84,993   
23,717   
23,393   
(17,249)  
788   
$  115,643   

$ 
5,802   
$  109,841   

$ 

$ 

$ 
$ 

2019 
93,865 
- 
10,849 
(19,665) 
(56) 
84,993 

16,813 
68,180 

The  carrying  amounts  for  cash,  restricted  cash,  accounts  receivable,  accounts  payable  and  accrued 
liabilities  approximate  fair  values  due  to  the  short  maturity  of  these  instruments,  unless  otherwise 
indicated. The inputs to the measurement of the fair value of non-current receivables, advisor loans and 
long-term debt are Level 3 inputs. The fair value measurements were made using a net present value 
approach; significant model inputs were expected future cash outflows and discount rates. 

The following are estimates of the fair values for other financial instruments: 

62

 
 
 
 
 
 
 
   
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
  
 
  
 
 
December 31, 2020 
Carrying   
amount   

Fair  
value  

December 31, 2019 
Carrying   
amount   

Fair 
value 

Other receivables 
Advisor loans receivable (non-current) 
Long-term debt (non-current) 
Senior Notes 
Convertible Notes 

$ 

14,989    $ 

14,989    $ 

16,678    $ 

  42,900   
  215,081   
  255,790   
  223,957   

  42,900   
  215,081   
  275,928   
  230,000   

  48,283   
  372,281   
  234,901   
-   

16,678 
  48,283 
  372,281 
  254,858 
- 

Other receivables include notes receivable from non-controlling interests and non-current income tax 
recoverable. 

26. 

Commitments and Contingencies 

(a)  Purchase commitments 
Minimum contractual purchase commitments for the years ended December 31 are as follows: 

Year ended December 31, 
2021 
2022 
2023 
2024 
2025 
Thereafter 

 (b)  Contingencies 

$ 

 $ 

18,076 
4,695 
2,557 
1,540 
1,540 
4,904 
33,312 

In the normal course of operations, the Company is subject to routine claims and litigation incidental to 
its  business.  Litigation  currently  pending  or  threatened  against  the  Company  includes  disputes  with 
former  employees  and  commercial  liability  claims  related  to  services  provided  by  the  Company.  The 
Company  believes  resolution  of  such  proceedings,  combined  with  amounts  set  aside,  will  not  have  a 
material impact on the Company’s financial condition or the results of operations. 

In May 2020, the Company acquired a controlling interest in Colliers Mortgage, a lender in the Fannie 
Mae DUS Program. Commitments for the origination and subsequent sale and delivery of loans to Fannie 
Mae represent those mortgage loan transactions where the borrower has locked an interest rate and 
scheduled closing and the Company has entered into a mandatory delivery commitment to sell the loan 
to Fannie Mae. As discussed in note 25, the Company accounts for these commitments as derivatives 
recorded at fair value. 

Colliers Mortgage is obligated to share in losses, if any, related to mortgages originated under the DUS 
Program.  These  obligations  expose  the  Company  to  credit  risk  on  mortgage  loans  for  which  the 
Company is providing underwriting, servicing, or other services under the DUS Program. Net losses on 
defaulted loans are shared with Fannie Mae based upon established loss-sharing ratios, and typically, 
the Company is subject to sharing up to one-third of incurred losses on loans originated under the DUS 
Program. As of December 31, 2020, the Company has funded and sold loans subject to such loss sharing 
obligations with an aggregate unpaid principal balance of approximately $4,000,000. As at December 31, 
2020,  the  Loss  Reserve  was  $15,194  and  was  included  within  Other  liabilities  on  the  Consolidated 
Balance Sheets.  

63

 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
 
 
 
 
 
 
Pursuant to the Company’s licenses with Fannie Mae, Ginnie Mae and HUD the Company is required to 
maintain  certain  standards  for  capital  adequacy  which  include  minimum  net  worth  and  liquidity 
requirements.  If  it  is  determined  at  any  time  that  the  Company  fails  to  maintain  appropriate  capital 
adequacy, the licensor reserves the right to terminate the Company’s servicing authority for all or some 
of the portfolio. At December 31, 2020, the licensees were in compliance with all such requirements. 

27. 

Related party transactions 

As  at  December  31,  2020,  the  Company  had  $3,356  of  loans  receivable  from  non-controlling 
shareholders  (2019  -  $3,430).  The  majority  of  the  loans  receivable  represent  amounts  assumed  in 
connection with acquisitions and amounts issued to non-controlling interests to finance the sale of non-
controlling interests in subsidiaries to senior managers. The loans are of varying principal amounts and 
interest rates which range from nil to 4.0%. These loans are due on demand or mature on various dates 
up to 2026, but are open for repayment without penalty at any time. 

See note 19 for discussion of an arrangement between the Company and Jay S. Hennick, its CEO. 

28. 

Revenue 

Disaggregated revenue 
Colliers has disaggregated its revenue from contracts with customers by type of service and region as 
presented in the following table. 

OPERATING SEGMENT REVENUES 

Americas  

EMEA  

Pacific  

Mgmt   Corporate   Consolidated 

Asia   Investment  

Year ended December 31, 

2020 

  Leasing 

$  495,597    $ 107,947    $  82,917    $ 

-    $ 

21    $ 

686,482 

  Capital Markets 

  460,224   

 136,479   

 104,201   

  Property services 

  471,377   

 162,853   

 200,727   

  Valuation and advisory 

  162,672   

 104,498   

  71,463   

-   

-   

-   

  IM - Advisory and other 

  IM - Incentive Fees 

-   

-   

-   

-   

-   

-   

  168,404   

4,190   

-   

-   

-   

-   

-   

  Other 

36,502   

  4,730   

  11,324   

-   

731   

  700,904 

  834,957 

  338,633 

  168,404 

4,190 

53,287 

Total Revenue 

$  1,626,372    $ 516,507    $ 470,632    $  172,594    $ 

752    $  2,786,857 

2019 

  Leasing 

$  691,149    $  139,141    $  115,916    $ 

-    $ 

193    $ 

946,399 

  Capital Markets 

  424,703   

 192,673   

 158,533   

  Property services 

  388,117   

 189,543   

 187,183   

  Valuation and advisory 

  167,919   

 109,517   

  69,028   

-   

-   

-   

  IM - Advisory and other 

  IM - Incentive Fees 

-   

-   

-   

-   

-   

-   

  155,426   

  19,162   

-   

-   

-   

-   

-   

  Other 

18,619   

5,592   

  11,949   

-   

1,448   

775,909 

764,843 

346,464 

155,426 

19,162 

37,608 

Total Revenue 

$  1,690,507    $  636,466    $  542,609    $  174,588    $ 

1,641    $  3,045,811 

Revenue  associated  with  the  Company’s  debt  finance  and  loan  servicing  operations  are  outside  the 
scope of ASC 606. In the year ended  December  31,  2020,  $75,975 of  revenue was excluded  from the 
scope of ASC 606. These revenues were included entirely within the Americas segment within Capital 
Markets and Other revenue. 

64

 
 
 
 
 
 
 
 
 
  
 
    
 
   
 
   
 
 
   
  
  
  
 
 
   
 
   
 
  
 
  
  
 
  
 
  
 
  
 
 
 
  
  
 
  
 
  
 
  
 
   
 
  
 
  
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Contract balances 
The Company had contract assets totaling $66,436 of which $61,101 was current (2019 - $48,934 of which 
$42,772 was current). During the year ended December 31, 2020, substantially all of the current contract 
assets were either moved to accounts receivable or sold under the AR Facility (Note 16). 

The Company had contract liabilities (all current) totaling $21,076 (2019 - $24,133). Revenue recognized 
for the year ended December 31, 2020 totaled $22,338 (2019 - $26,568) that was included in the contract 
liability balance at the beginning of the year.  

Certain constrained brokerage fees, outsourcing & advisory fees and investment management fees may 
arise  from  services  that  began  in  a  prior  reporting  period.  Consequently,  a  portion  of  the  fees  the 
Company recognizes in the current period may be partially related to the services performed in prior 
periods.  Typically,  less  than  5%  of  brokerage  revenue  recognized  in  a  period  had  previously  been 
constrained  and  substantially  all  investment  management  incentive  fees,  including  carried  interest, 
recognized in the period were previously constrained. 

29. 

Segmented information 

Operating segments 
Colliers has identified four reportable operating segments. Three segments are grouped geographically 
into Americas, Asia Pacific and EMEA. The Investment Management segment operates in the Americas 
and EMEA. The groupings are based on the manner in which the segments are managed. Management 
assesses  each  segment’s  performance  based  on  operating  earnings  or  operating  earnings  before 
depreciation and amortization. Corporate includes the costs of global administrative functions and the 
corporate head office. 

Included in segment total assets at December 31, 2020 are investments in non-consolidated subsidiaries 
accounted for under the equity method: Americas $3,147 (2019 - $3,278), EMEA $1,550 (2019 - $1,427) 
and  Investment  Management  $7,518  (2019  -  $2,161).  The  reportable  segment  information  excludes 
intersegment transactions. 

2020 

Asia    Investment  

Americas  

EMEA  

Pacific   

Mgmt   Corporate   Consolidated 

Revenues 
Depreciation and 
  amortization 
Operating earnings 
  (loss) 
Equity earnings 
Other income, net 
Interest expense, net 
Income tax expense 

Net earnings 

$  1,626,372    $  516,507    $  470,632    $  172,594    $ 

752    $  2,786,857 

56,667   

  22,391   

  14,616     

27,464   

4,768   

125,906 

  121,371   
1,469   

8,336   
75   

  45,221     
-     

40,738   
1,181   

  (51,088)  
193   

164,578 
2,919 
(13) 
(30,949) 
(42,046) 

  $ 

94,489 

Total assets 

$  1,640,046    $  648,557    $  384,001    $  694,270    $  (74,707)   $  3,292,167 

Total additions to 
long-lived assets 

  357,187   

8,194   

4,593     

3,669   

2,255   

375,898 

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2019 

Americas  

EMEA  

Asia   
Pacific   

Investment  

Mgmt   Corporate   Consolidated 

Revenues 
Depreciation and 
  amortization 
Operating earnings 
  (loss) 
Equity earnings 
Other income, net 
Interest expense, net 
Income tax expense 

Net earnings 

$  1,690,507   $  636,466   $  542,609   $  174,588   $ 

1,641   $ 

3,045,811 

34,113  

  22,489  

7,969    

26,504  

3,589  

94,664 

  103,731  
1,361  

  48,510  
35  

  67,062    
-    

35,048  
669  

(36,154)  
-  

218,197 
2,065 
(212) 
(29,452) 
(53,013) 

  $ 

137,585 

Total assets 

$  917,997   $  672,691   $  388,606   $  953,567   $ 

(40,147)   $ 

2,892,714 

Total additions to 
long-lived assets 

47,132  

  12,656  

  79,904    

1,829  

4,961  

146,482 

Geographic information 
Revenues in each geographic region are reported by customer locations.  

GEOGRAPHIC INFORMATION 

Year ended December 31, 

2020 

2019 

$  1,432,288   
  1,378,648   

$  1,429,650 
  1,057,543 

$  304,039   
82,520   

$  356,634 
88,589 

$  280,853   
  306,472   

$  356,171 
  293,673 

$  190,106   
84,758   

$  235,469 
84,969 

$  135,572   
79,738   

$  170,302 
85,998 

$  443,999   
  184,533   

$  497,585 
  186,739 

$  2,786,857   
  2,116,669   

$  3,045,811 
  1,797,511 

United States 
  Revenues 
  Total long-lived assets 

Canada 
  Revenues 
  Total long-lived assets 

Euro currency countries 
  Revenues 
  Total long-lived assets 

Australia 
  Revenues 
  Total long-lived assets 

United Kingdom 
  Revenues 
  Total long-lived assets 

Other 
  Revenues 
  Total long-lived assets 

Consolidated 
  Revenues 
  Total long-lived assets 

66

 
 
  
  
  
 
 
 
 
 
 
 
 
  
 
  
  
   
 
 
  
 
  
 
 
  
 
  
 
  
 
  
 
  
 
  
 
 
 
 
 
 
  
 
  
 
  
   
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
   
 
 
  
 
 
 
  
 
  
 
  
   
 
 
  
 
 
 
  
 
  
 
  
   
 
 
  
 
 
 
 
  
 
  
 
  
   
 
 
  
 
  
 
  
 
  
 
  
   
 
 
  
 
 
 
  
 
  
 
  
   
 
 
  
 
  
 
 
  
 
  
 
  
   
 
 
  
 
  
 
 
 
 
 
 
 
 
  
 
  
 
  
   
 
 
  
 
  
 
 
 
  
 
  
 
  
   
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
  
 
 
 
 
 
 
 
 
   
 
  
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
  
 
  
 
 
 
 
 
  
 
  
 
Financial Highlights

(US$ thousands, except per share amounts)

Year ended December 31

Operations

Revenues

Operating earnings

Net earnings

Financial Position

Total assets

Long-term debt1

Financial leverage2

Shareholders’ equity

Earnings Data

Adjusted EBITDA3

Diluted net earnings per common share

Adjusted EPS4

Diluted weighted average common shares 
outstanding (thousands)

2020

2019

2018

2017

2016

$2,786,857

$3,045,811

$2,825,427

$2,435,200

$1,896,724

164,578

94,489

218,197

137,585

201,398

128,574

167,376

94,074

146,173

91,571

$3,292,167

$2,892,714

$2,357,580

$1,507,560

$1,194,779

479,895

611,404

672,123

249,893

262,498

1.0

1.4

1.6

0.6

0.7

586,109

517,299

391,973

303,014

212,513

$361,442

$359,476

$311,435

$242,824

$203,062

1.22

4.18

2.57

4.67

2.45

4.09

1.31

3.16

1.75

2.44

40,179

39,981

39,795

39,308

38,868

Cash dividends per common share

0.10

0.10

0.10

0.10

0.09

1Excluding warehouse credit facilities and convertible notes.
2Financial leverage expressed in terms of (long term debt less cash) / pro forma adjusted EBITDA. 
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compensation expense.
4 (cid:36)(cid:71)(cid:77)(cid:88)(cid:86)(cid:87)(cid:72)(cid:71)(cid:3)(cid:40)(cid:51)(cid:54)(cid:3)(cid:76)(cid:86)(cid:3)(cid:71)(cid:72)(cid:564)(cid:81)(cid:72)(cid:71)(cid:3)(cid:68)(cid:86)(cid:3)(cid:71)(cid:76)(cid:79)(cid:88)(cid:87)(cid:72)(cid:71)(cid:3)(cid:81)(cid:72)(cid:87)(cid:3)(cid:72)(cid:68)(cid:85)(cid:81)(cid:76)(cid:81)(cid:74)(cid:86)(cid:3)(cid:83)(cid:72)(cid:85)(cid:3)(cid:70)(cid:82)(cid:80)(cid:80)(cid:82)(cid:81)(cid:3)(cid:86)(cid:75)(cid:68)(cid:85)(cid:72)(cid:15)(cid:3)(cid:68)(cid:71)(cid:77)(cid:88)(cid:86)(cid:87)(cid:72)(cid:71)(cid:3)(cid:73)(cid:82)(cid:85)(cid:3)(cid:87)(cid:75)(cid:72)(cid:3)(cid:72)(cid:907)(cid:72)(cid:70)(cid:87)(cid:15)(cid:3)(cid:68)(cid:73)(cid:87)(cid:72)(cid:85)(cid:3)(cid:76)(cid:81)(cid:70)(cid:82)(cid:80)(cid:72)(cid:3)(cid:87)(cid:68)(cid:91)(cid:15)(cid:3)(cid:82)(cid:73)(cid:3)(cid:81)(cid:82)(cid:81)(cid:16)(cid:70)(cid:82)(cid:81)(cid:87)(cid:85)(cid:82)(cid:79)(cid:79)(cid:76)(cid:81)(cid:74)(cid:3)(cid:76)(cid:81)(cid:87)(cid:72)(cid:85)(cid:72)(cid:86)(cid:87)(cid:3)(cid:85)(cid:72)(cid:71)(cid:72)(cid:80)(cid:83)(cid:87)(cid:76)(cid:82)(cid:81)(cid:3)(cid:76)(cid:81)(cid:70)(cid:85)(cid:72)(cid:80)(cid:72)(cid:81)(cid:87)(cid:15)(cid:3)(cid:68)(cid:80)(cid:82)(cid:85)(cid:87)(cid:76)(cid:93)(cid:68)(cid:87)(cid:76)(cid:82)(cid:81)(cid:15)(cid:3)(cid:74)(cid:68)(cid:76)(cid:81)(cid:86)(cid:3)(cid:68)(cid:87)(cid:87)(cid:85)(cid:76)(cid:69)(cid:88)(cid:87)(cid:68)(cid:69)(cid:79)(cid:72)(cid:3)(cid:87)(cid:82)(cid:3)(cid:80)(cid:82)(cid:85)(cid:87)(cid:74)(cid:68)(cid:74)(cid:72)(cid:3)(cid:86)(cid:72)(cid:85)(cid:89)(cid:76)(cid:70)(cid:76)(cid:81)(cid:74)(cid:3)
(cid:85)(cid:76)(cid:74)(cid:75)(cid:87)(cid:86)(cid:15)(cid:3)(cid:68)(cid:70)(cid:84)(cid:88)(cid:76)(cid:86)(cid:76)(cid:87)(cid:76)(cid:82)(cid:81)(cid:16)(cid:85)(cid:72)(cid:79)(cid:68)(cid:87)(cid:72)(cid:71)(cid:3)(cid:76)(cid:87)(cid:72)(cid:80)(cid:86)(cid:15)(cid:3)(cid:85)(cid:72)(cid:86)(cid:87)(cid:85)(cid:88)(cid:70)(cid:87)(cid:88)(cid:85)(cid:76)(cid:81)(cid:74)(cid:3)(cid:70)(cid:82)(cid:86)(cid:87)(cid:86)(cid:3)(cid:68)(cid:81)(cid:71)(cid:3)(cid:86)(cid:87)(cid:82)(cid:70)(cid:78)(cid:16)(cid:69)(cid:68)(cid:86)(cid:72)(cid:71)(cid:3)(cid:70)(cid:82)(cid:80)(cid:83)(cid:72)(cid:81)(cid:86)(cid:68)(cid:87)(cid:76)(cid:82)(cid:81)(cid:3)(cid:72)(cid:91)(cid:83)(cid:72)(cid:81)(cid:86)(cid:72)(cid:17)

  
  
Notice of  
Shareholders  
Meeting

The virtual annual meeting of shareholders  
will be held on April 14, 2021 at 11:00am ET 

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1140 Bay Street, Suite 4000
Toronto, Ontario, Canada
M5S 2B4
Phone: 416 960 9500

Registrar & Transfer Agent

TSX Trust Company
Phone: 1 866 393 4891
Email: tmxeinvestorservices@tmx.com

Stock Exchange Listing

NASDAQ Global Select Market – CIGI
Toronto Stock Exchange – CIGI

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Learn more about how we accelerate  
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About Colliers
About Colliers

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With operations in 67 countries, our more than 15,000 enterprising professionals work collaboratively to provide
With operations in 67 countries, our more than 15,000 enterprising professionals work collaboratively to provide 

expert advice to real estate occupiers, owners and investors. For more than 25 years, our experienced leadership with 

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we maximize the potential of property and accelerate the success of our clients and our people. 

 Accelerating success.