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FY2017 Annual Report · Class
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Annual
Report
2017

CLASS LIMITED
ACN 116 802 058

Table of contents

Financial highlights 

Chairman’s letter 

CEO’s report 

Financial report 2017 

Shareholder information 

Corporate directory 

Class Annual Report 2017      1

2

4

5

9

63

67

2      Class Annual Report 2017

Financial highlights

Year ended 30 June 2017

$29.20m 28%
REVENUE GROWTH 
IN 2017

+6.47m from $22.73m

$13.97m 39%
EBITDA*

GROWTH 
IN 2017

+3.92m from $10.05m

*  All references are before one-off expenses relating to the initial public offering. They are non-IFRS measures and are used internally by 

management to assess the performance of the business and have been extracted or derived from the full year financial report.

Class Annual Report 2017      3

$11.7m

NPBT*

36%

+3.1m from $8.6m

$8.0m

NPAT*

37%

+2.2m from $5.8m

6.8c

BASIC EPS*

6.7c

DILUTED EPS*

31%

+1.6c from 5.2c

31%

+1.6c from 5.1c

5.0c

DIVIDEND

34%

+1.25c from 3.75c

*  All references are before one-off expenses relating to the initial public offering. They are non-IFRS measures and are used internally by 

management to assess the performance of the business and have been extracted or derived from the full year financial report.

4      Class Annual Report 2017

Chairman’s letter

Dear Shareholder

On behalf of my fellow directors, I am pleased to present our annual report for the year ended 30 June 2017 and to 
announce net profit after tax of $7.988 million, up 37%1 on the prior year.

In addition to increased profit and a record 31,503 new accounts added to the platform, we have set the company 
up to deliver further growth in coming years. With over 140,000 SMSFs now administered on the Class platform, 
our market share has increased from 19% to 24% of the estimated 594,000 SMSFs.

Continued investment in product development has been rewarded with significant industry recognition, including 
the Investment Trends SMSF Software Award, the third year in a row we have received this honour. We also 
received the SMSF Adviser SMSF Software Provider of the Year Award for the fourth year running.

As well as significant investment in the Class Super product, we continue to invest in Class Portfolio with additional 
staff and resources allocated to its development. Class Portfolio accounts grew by 78%, with 26% of Class Super 
subscribers now also using Class Portfolio.

We are moving from quarterly to six monthly dividends in line with our financial reporting periods and you will 
receive the equivalent of an extra quarter dividend in September to provide an orderly transition.

I would like to thank our shareholders for your continued support and we look forward to seeing you at the Annual 
General Meeting on 16 October 2017. 

We would also like to thank our 1,164 subscribers, and to reconfirm our ongoing commitment to further developing 
our products to make your businesses more streamlined and profitable.

To Class employees, congratulations on another record-breaking year and thank you for your dedication to the 
company.

Yours sincerely

Matthew Quinn

Chairman

1  Reference is before one-off expenses relating to the initial public offering. This is a non-IFRS measure and is used internally by 
management to assess the performance of the business and has been extracted or derived from the full year financial report.

Class Annual Report 2017      5

CEO’s report

I would like to join the Chairman in welcoming shareholders to the annual report for the year ending 30 June 2017, our 
first full year as a publicly listed company. 

In a year where the industry experienced the most significant reforms in a decade, Class has continued to increase 
market share and deliver record results.

Financial Results
Class Limited (Class) has posted a 37%2 increase in profit to $7.988 million for the full year ended 30 June 2017, driven 
by a record increase in accounts.

The increase is compared to the FY16 numbers prior to one-off costs in relation to the company’s Initial Public Offering 
(IPO) in that year. Earnings before interest, tax, depreciation and amortisation (‘EBITDA’) grew 39% to $13.973 million.

Operating revenue grew by 28% to $28.893 million. This was primarily driven by an increase in accounts which grew by 
a record 31,503 in the last 12 months. 

Expenses excluding amortisation and depreciation increased by $2.350 million, of which $1.274 million was in 
relation to employee costs. This was driven by continued investment in the Class Super product, Class Portfolio 
product and customer acquisition with the expansion and restructuring of the sales team and additional marketing 
and implementations staff.

The Super Reforms had a major impact on the Class Super product and required an immediate and significant 
investment in product development. The increased costs required have been spread across the FY17 and  
FY18 years.

While the reforms are time consuming for the industry in the short-term, they have increased the need for Class 
software and we expect they will be a positive impact in the longer-term.

Accounts and Market Share
At 30 June 2017, Class had a total of 143,944 accounts (30 June 2016: 112,441) including 140,690 Self Managed Super 
Funds (SMSFs) on the Class Super product. Class Super’s share of the SMSF market at 30 June 2017 was 23.7% 
(estimated total market 594,000 SMSFs).

SMSF Software Market Share

By estimated number of SMSFs administered on each system3

DIY unchanged  
at 15%

Excel down 
from 15% to 13%

Class up from 
19% to 24%

Other SMSF 
Software down 
from 51% to 48%

2  Reference is before one-off expenses relating to the initial public offering. This is a non-IFRS measure and is used internally by management to 

assess the performance of the business and has been extracted or derived from the full year financial report.

3  Estimated from company announcements and various Investment Trends surveys of SMSF Investors, Planners and Accountants in 2016 and 
2017. DIY = SMSFs administered directly by investors. Excel = SMSFs administered by accountants on Excel and general accounting software.

6      Class Annual Report 2017
6      Class Annual Report 2017

CEO’s report continued

Class Portfolio subscriptions continue to grow. At 30 June 2017, there was a total of 3,254 investment accounts  
(30 June 2016: 1,827), a 78% increase over the period.

Quarterly Net Account Growth

s
t
n
u
o
c
c
A

14,000 

12,000 

10,000 

8,000 

6,000 

4,000 

2,000 

0 

September 

December 

March 

June 

 FY 14 

 FY 15 

 FY 16 

 FY 17 

Operational Highlights 
Class’ flagship product, Class Super, has once again received significant industry recognition this year, winning the 
2017 Investment Trends Highest Overall Client Satisfaction: SMSF Software Award4 for the third year running. The 
award recognises that Class Super users were the most satisfied with their SMSF software compared with all other 
providers.

Class Super scored above average for all industry features in the Investment Trends awards again this year. These 
features included the product’s level of automation, smartphone/tablet functionality, data feeds, integration with 
actuarial and other document providers, timeliness of reporting, ease of generating tax returns, value for money, 
quality of training for software, and technical support.

More Class Super users were able to cite new features, processes and innovations than users of any other SMSF 
software provider. In the past 12 months, these improvements included improved client access functionality, 
changes to customised reporting, increased availability of feeds and greater automation.

In addition to the 2017 Investment Trends award, Class also won the 2017 SMSF Adviser SMSF Software Provider of 
the Year Award, for the fourth year running. 

As well as industry recognition, our Customer Service Satisfaction surveys continue to show that accountants and 
advisers rate Class very highly, particularly in the areas of ease of use, efficiency, support, staff satisfaction with 
Class, implementation and transitions. 

These high ratings continue to be reflected in our retention rate, which has remained above 99% in terms of 
accounts.

4  Source: Investment Trends 2017 SMSF Accountant Report.

     
Class Annual Report 2017      7

Retention of Accounts (%)

98.9% 

99.3% 

99.8% 

99.8% 

99.4% 

s
e
t
a
R
n
o
i
t
n
e
t
e
R

100% 

99% 

98% 

97% 

96% 

95% 

2013 

2014 

2015 

2016 

2017 

Retention Rates 

Financial Year

Retention Rate = (Accounts for the period less Accounts lost due to subscriber terminations) / Accounts for the period

Accounts = billable accounts, accounts lost = the maximum number of accounts the subscriber had during the year

Class has previously advised the market that AMP’s SuperIQ business has provided notice on their licence 
agreement which covers over 5,000 SMSFs (of the approximate 11,000 SMSFs on Class Super under AMP’s various 
licenses). We have also advised that we expected AMP to transfer all of the affected SMSFs onto its own SMSF 
platform by early November 2017; this is no longer the case.

Class and AMP’s SuperConcepts business are finalising the consolidation of the various Class licences that 
SuperConcepts hold into one standard contract covering all the SuperConcepts’ brands. 

As a result of this change there is no longer a set end-date for the migration of the SuperIQ SMSFs off the Class 
platform. SuperConcepts does however retain the right, under the new agreement, to provide a standard 90 days’ 
notice of termination which is the same as a typical Class customer. 

Class onboarded a record number of SMSFs over the past 12 months. Since 1 July 2016, the total number of 
accounts on Class Super has grown by 27.2%. This growth was again driven by the expansion in our sales team, 
increased marketing efforts and an increase in the rate of cloud adoption by accountants. 

Innovation
Class has twice been nominated as one of Australia’s most innovative companies by The Australian Financial 
Review. Innovation is key to how our business is structured and is what sets us apart from our competitors.

Class Super underwent significant development during the year to help accountants and SMSF administrators 
manage the Super Reforms. New functionality includes bulk commutation of pension accounts, Capital Gains Tax 
relief report for proportionate funds and new data filters on the member console.

Class made an investment of $5.217 towards development this period, an increase of 17.3%, which included a 
significant commitment towards innovation.

 
8      Class Annual Report 2017

CEO’s report continued

As well as these improvements, more new features were added to Class Super during the year. A couple are  
listed below:

Consolidated Reporting – accountants and advisers can now administer and report on investors’ SMSF and 
non-SMSF wealth using one software platform. They can easily report back to investors on their total investment 
performance and process transactions for all their accounts without moving between different platforms.

Investor communication tools – new communication channels for the timely, secure exchange of financial 
information, including documents; two-way messaging between accountants and investors; a dedicated mobile 
app for investors; and document management enhancements to facilitate simpler document exchange.

Innovation doesn’t only relate to our software, it is embedded as a key part of our culture. Our internal Change 
Champion awards are awarded to staff annually in recognition of significant contribution to innovation and change 
within the business.

Thank you
The Class journey has been an exciting one so far and we are positive about the opportunities that lie ahead for 
further growth and success. We will continue to provide shareholders with regular updates throughout the year.

On behalf of the executive team I would like to thank all our shareholders, subscribers, partners and employees for 
your continued support. 

Kevin Bungard

Chief Executive Officer and Managing Director

Financial  
report 2017

10      Class Annual Report 2017

Class Limited 
Directors' report 
30 June 2017 

The directors present their report, together with the financial statements, on the consolidated entity (referred to hereafter 
as  the  'Group')  consisting  of  Class  Limited  (referred  to  hereafter  as  the  'Company'  or  'parent  entity')  and  the  entities  it 
controlled at the end of, or during, the year ended 30 June 2017. 

Directors 
The  following  persons  were  directors  of  Class  Limited  during  the  whole  of  the  financial  year  and  up  to  the  date  of  this 
report, unless otherwise stated: 

Matthew Quinn - Chairman 
Kevin Bungard 
Anthony Fenning 
Kathryn Foster 
Rajarshi Ray 
Nicolette Rubinsztein (appointed on 1 April 2017) 
Barry Lambert (resigned on 9 February 2017) 
Roderick Kibble (resigned on 15 December 2016) 

Principal activities 
During  the  financial  year  the  principal  continuing  activities  of  the  Group  were  to  develop  and  distribute  cloud-based 
accounting, investment reporting and administration software, namely Class Super and Class Portfolio. 

Review of operations 

Sales revenue 
Cost of undertaking business 
EBITDA* 
Interest revenue 
Depreciation and amortisation 
Tax expense* 
Net profit after tax* 
One-off IPO expenses** 
Statutory net profit after tax 

2017 
$'000 

2016 
$'000 

Change 
$'000 

Change 
% 

28,893   
(14,920)  
13,973   
313   
(2,584)  
(3,714)  
7,988   
-  
7,988   

22,563   
(12,512)  
10,051   
168   
(1,631)  
(2,761)  
5,827   
(617)  
5,210   

6,330   
(2,408)  
3,922   
145   
(953)  
(953)  
2,161   
617   
2,778   

28%  
19%  
39%  
86%  
58%  
35%  
37%  
(100%) 
53%  

* 

** 

 All  references  are  before  one-off  initial  public  offering  ('IPO')  expenses.  They  are  non-IFRS  measures  and  are  used 
internally by management to assess the performance of the business and have been extracted or derived from the 
financial report. 
 One-off IPO expenses net of tax benefits.  

Basic Earnings per share before one-off IPO expenses amounted to [6.82] cents (2016: 5.19 cents). 
Basic Earnings per share after one-off IPO expenses amounted to [6.82] cents (2016: 4.64 cents). 

Refer to Chairman's letter and CEO's report for further commentary on the results 

 
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
  
Class Limited 
Directors' report 
30 June 2017 

Dividends 
Dividends paid during the financial year were as follows: 

Final dividend for the year ended 30 June 2016 of 1 cent per ordinary share  
(2016: 0.75 cents) 
Interim dividend for the year ended 30 June 2017 of 1 cent per ordinary share  
(2016: 0.75 cents) 
Interim dividend for the year ended 30 June 2017 of 1 cents per ordinary share  
(2016: 1 cent) 
Interim dividend for the year ended 30 June 2017 of 1 cents per ordinary share  
(2016: 1 cent) 

Class Annual Report 2017      11

Consolidated 

2017 
$'000 

2016 
$'000 

1,168  

1,168  

1,168  

1,176  

835  

835  

1,168  

1,168  

4,680   

4,006  

On  15  August  2017,  the  directors  declared  a  fully  franked  final  dividend  for  the  year  ended  30  June  2017  of  2  cents  per 
ordinary share with payment date of 5 September 2017 to eligible shareholders on the register as at 17 August 2017. This 
equates  to  a  total  distribution  of  $2,350,000,  based  on  the  number  of  ordinary  shares  on  issue  as  at  30  June  2017.  The 
financial effect of dividends declared after the reporting date is not reflected in the 30 June 2017 financial statements and 
will be recognised in subsequent financial reports. 

Significant changes in the state of affairs 
There were no significant changes in the state of affairs of the Group during the financial year. 

Matters subsequent to the end of the financial year 
Apart from the dividend declared as discussed above, no other matter or circumstance has arisen since 30 June 2017 that 
has significantly affected, or may significantly affect the Group's operations, the results of those operations, or the Group's 
state of affairs in future financial years. 

Likely developments and expected results of operations 
Information  on  likely  developments  in  the  operations  of  the  Group  and  the  expected  results  of  those  operations  are 
contained in the Chairman's letter and CEO’s report. 

Environmental regulation 
The Group is not subject to any significant environmental regulation under Australian Commonwealth or State law. 

 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
  
  
  
  
  
12      Class Annual Report 2017

Class Limited 
Directors' report 
30 June 2017 

Information on directors 
Name: 
Title: 
Qualifications: 

Experience and expertise: 

 Matthew Quinn 
 Non-Executive Chairman 
 First  Class  Honours  Degree  in  Chemistry  &  Management  Science.  Chartered 
Accountant. 
 Mr.  Quinn  joined  the  Board  in  July  2015.  He  was  formerly  managing  director  of 
Stockland,  an  ASX  top  50  company,  from  2000  to  2013.  He  has  an  extensive 
background  in  commercial,  retail,  industrial  and  residential  property  investment  and 
development. He is now a Non-Executive Director of CSR Limited and Urban Growth 
NSW,  a  state  owned  corporation  and  is  Chairman  of  Carbonxt  Group  Limited  and 
mPort Ltd. He was National President of the Property Council of Australia from 2003 
to  2005  and  a  director  of  the  Business  Council  of  Australia  in  2012.  Mr  Quinn  is 
involved in a number of not-for-profits and is on the board of the Australian Business 
and Community Foundation. 
 Non-executive director CSR Limited (ASX: CSR) 

 Member of the Nomination Remuneration and Human Resources Committee 
 60,000 

Other current directorships: 
Former directorships (last 3 years):   None 
Special responsibilities: 
Interests in shares: 

Name: 
Title: 
Experience and expertise: 

 Kevin Bungard 
 Chief Executive Officer and Managing Director ('CEO') 
 Mr  Bungard  is  a  highly  regarded  industry  expert  in  cloud  technology  systems,  with 
more  than  30  years’  experience  developing  software  solutions  and  applying 
technology  in  the  Australian  financial  services  and  superannuation  administration 
industries. 

Mr  Bungard  joined  the  Group  in  2008  as  Chief  Operating  Officer  and  has  overseen 
the  commercialisation,  launch  and  rapid  growth  of  Class  Super.  In  April  2014,  Mr 
Bungard  was  appointed  Chief  Executive  Officer  and  has  continued  to  play  an 
instrumental  role  in  driving  and  delivering  key  innovation  and  successes  for  the 
Group. Mr Bungard also has responsibility, together with the Company Secretary, for 
human resource issues within the Group. 

Prior to joining the Group, Mr Bungard was a General Manager at the IQ Group where 
he  managed  the  delivery  of  technology  and  business  process  outsourcing  solutions 
to  Australia’s  largest  superannuation  funds  and  their  administrators.  Significant 
projects  included  the  development,  sale  and  commercialisation  of  enterprise 
software  solutions  to  Bravura  and  Australian  Unity.  Prior  to  his  role  at  IQ  Group,  Mr 
Bungard was involved in major projects with Westfield, AMP, Macquarie and many of 
Australia’s largest financial institutions. 
Other current directorships: 
 None 
Former directorships (last 3 years):   None 
Interests in shares: 
Interests in options: 

 1,905,572 
 975,860 

Name: 
Title: 
Qualifications: 

Experience and expertise: 

 Anthony Fenning 
 Non-Executive Director 
 Bachelor of Economics (BEc), Bachelor of Laws (LLB) and an MBA in Management at 
the Australian Graduate School of Management. 
 Mr Fenning joined the Board in July 2015. He is the former Chief Executive Officer of 
Shadforth  Financial  Group  (SFG),  a  leading  financial  and  business  advisory  firm. 
Appointed  in  2006,  he  took  on  the  role  of  Managing  Director  of  SFG  Australia  Ltd 
from 2011 to 2014, before the acquisition in 2014 of the business by IOOF. Previously, 
he was the Chief Executive Officer at Tynan Mackenzie and before that had a career 
in law and banking. 
 None 

Other current directorships: 
Former directorships (last 3 years):   SFG Australia Ltd 
Special responsibilities: 
Interests in shares: 

 Member of the Audit and Risk Committee 
 None 

 
  
  
  
 
 
  
  
Class Annual Report 2017      13

Class Limited 
Directors' report 
30 June 2017 

Experience and expertise: 

Name: 
Title: 
Qualifications: 

 Kathryn Foster 
 Non-Executive Director 
 Bachelor  of  Science  (BSc)  -  International  Marketing  from  Oregon  State  University, 
Associate  of  Science  (ASc)  -  Computer  Science  and  Information  Systems  from 
Shoreline Community University. 
 Ms  Foster  joined  the  Class  Board  in  July  2015.  Ms  Foster  has  over  20  years’ 
experience creating and running large internet based businesses. Prior to becoming a 
professional director, Ms Foster was Senior Director of Microsoft Store online where 
she managed the sales and merchandising team for Microsoft Store online across 232 
geographies.  As  the  Senior  Director,  she  was  responsible  for  an  annual  revenue 
budget  in  the  low  billions  of  dollars.  As  Senior  Director  of  e-commerce  strategy  in 
Supply Chain, and prior to that, for the inception of the Xbox Games Marketplace, Ms 
Foster set business vision, strategy and drove the technical execution around digital 
and  physical  supply  chain  technology  and  operations  to  enable  Xbox’s  billion-dollar 
business globally. 
Other current directorships: 
 None 
Former directorships (last 3 years):   None 
Special responsibilities: 
Interests in shares: 

 Chairperson of the Nomination Remuneration and Human Resources Committee 
 522,208 

Experience and expertise: 

Name: 
Title: 
Qualifications: 

 Rajarshi Ray 
 Non-Executive Director 
 Bachelor of Information Technology and Graduate Diploma in Accounting. Fellow of 
Chartered  Accountants  Australia  and  New  Zealand.  Graduate  Diploma  from  the 
Financial  Services  Institute  of  Australia.  Graduate  of  the  Australian  Institute  of 
Company Directors. 
 Mr  Ray  joined  the  Board  in  2008.  He  is  a  former  Director  /  Executive  at  American 
Express and Coopers & Lybrand.  
In  addition  to  Class,  he  is  Chairman,  Venus  Shell  Systems;  and  Non-Executive 
Director, Heffron and is also involved in a number of not-for-profits.  
He  holds  post  graduate  qualifications  in  Information  Technology,  Accounting  and 
Finance.  He  is  a  Fellow  of  the  Institute  of  Chartered  Accounts,  a  Member  of  the 
Financial Institute of Australia and a Graduate of the Australian Institute of Company 
Directors. 
Other current directorships: 
 None 
Former directorships (last 3 years):   None 
Special responsibilities: 
Interests in shares: 

 Chairman of the Audit and Risk Committee 
 1,248,848 

Experience and expertise: 

Name: 
Title: 
Qualifications: 

 Nicolette Rubinsztein 
 Non-Executive Director 
 Qualified  actuary,  an  executive  MBA  from  the  Australian  Graduate  School  of 
Management and a graduate of the Australian Institute of Company Directors. 
 Ms  Rubinsztein  joined  the  Board  in  April  2017.  Ms  Rubinsztein  is  a  non-executive 
director of UniSuper, OnePath Insurance, SuperEd and the Actuaries Institute. In her 
executive  career,  she  held  senior  roles  at  CBA  /  Colonial  First  State,  BT  Funds 
Management  and  Towers  Perrin.  Ms  Rubinsztein  was  also  a  director  of  the 
Association of Superannuation Funds of Australia (ASFA) for eight years and chair of 
its Super System Design Council. 
 None  
Other current directorships: 
Former directorships (last 3 years):   None 
Special responsibilities: 

 Member  of  the  Audit  and  Risk  Committee  and  member  of  the  Nomination 
Remuneration and Human Resources Committee 
 None 

Interests in shares: 

'Other current directorships' quoted above are current directorships for listed entities only and excludes directorships of 
all other types of entities, unless otherwise stated. 

'Former  directorships  (last  3  years)'  quoted  above  are  directorships  held  in  the  last  3  years  for  listed  entities  only  and 
excludes directorships of all other types of entities, unless otherwise stated. 

 
  
  
  
  
  
  
  
14      Class Annual Report 2017

Class Limited 
Directors' report 
30 June 2017 

Chief financial officer and company secretary 
Glenn  Day  joined  the  Group  in  September  2008.  Mr  Day  holds  a  Bachelor  of  Business,  majoring  in  Accounting  and  is  a 
member of CPA Australia. 

Mr Day is responsible for the financial management of the Group, its corporate affairs and company secretarial matters. Mr 
Day also has responsibility, with the Chief Executive Officer, for human resources issues within the Group. Prior to joining 
the Group, Mr Day was the Head of Finance of an ASX-listed entity and has more than 15 years' experience in the financial 
services and superannuation industries. 

Meetings of directors 
The number of meetings of the Company's Board of Directors ('the board') and of each board committee held during the 
year ended 30 June 2017, and the number of meetings attended by each director were: 

Matthew Quinn 
Kevin Bungard 
Anthony Fenning 
Kathryn Foster 
Rajarshi Ray 
Nicolette Rubinsztein 
Barry Lambert 
Roderick Kibble 

Full Board 

Attended 
9 
10 
9 
10 
10 
3 
6 
5 

Held 
10 
10 
10 
10 
10 
3 
6 
5 

Audit and Risk Committee 
Attended 
3 
- 
4 
- 
4 
1 
- 
- 

Held 
3 
- 
4 
- 
4 
1 
- 
- 

Nomination Remuneration 
and Human Resources 
Committee (‘NRHRC’) 
Held 
5 
- 
- 
5 
1 
2 
2 
1 

Attended 
5 
- 
- 
5 
1 
2 
2 
- 

Remuneration report (audited) 
This remuneration report provides a summary of the Group’s remuneration policy and practices during the past financial 
year as they apply to the Group’s directors and executives. 

The remuneration report has been prepared in accordance with the requirements of section 300A of the Corporations Act 
2001 and Corporations Regulation 2M.3.03 and has been audited by the Group’s external auditor. 

The  report  contains  an  overview  which  is  intended  to  provide  a  ‘plain  English’  explanation  for  shareholders  of  the  key 
management  personnel  (KMP)  and  senior  executives’  actual  remuneration  outcomes  for  the  year  ended  30  June  2017 
(FY17) and the remuneration framework including proposed changes for the financial year ended 30 June 2018 (FY18). 

Key management personnel (KMP) and senior executives 
KMP, as defined by the Accounting Standard AASB 124 Related Party Disclosures (AASB 124), for the year ended 30 June 
2017 are detailed in the table below.  

The  Group’s  KMP  are  the  non-executive  directors,  the  chief  executive  officer/managing  director  and  the  chief  financial 
officer. This is consistent with the assessment performed for last year. 

Key management personnel 

Name 
Non-executive directors (NEDs) 
Matthew Quinn 
Anthony Fenning 
Kathryn Foster 
Rajarshi Ray 
Nicolette Rubinsztein 
Barry Lambert 
Roderick Kibble 
Executive KMP 
Kevin Bungard 
Glenn Day 

Position 

Chairman 
Director 
Director 
Director 
Director 
Director 
Director 

Chief Executive Officer & Managing Director (CEO) 
Chief Financial Officer 

Term as KMP 

Full year 
Full year 
Full year 
Full year 
Appointed 3 April 2017 
Resigned 9 February 2017 
Resigned 15 December 2016 

Full year 
Full year 

Overview of remuneration approach and framework 
The Nomination, Remuneration and Human Resources Committee (NRHRC) is responsible for determining and reviewing 
remuneration arrangements for directors and executives. The performance of the Group depends on the quality of its 
directors and executives. 

 
  
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
Class Annual Report 2017      15

Class Limited 
Directors' report 
30 June 2017 

The  Group’s  remuneration  framework  is  based  on  the  principles  that  remuneration  is  performance  driven,  aligns  with 
shareholder  interests  and  provides  market  competitive  remuneration  opportunities.  The  key  features  of  the  Group’s 
executive  remuneration  and  non-executive  remuneration  frameworks  are  outlined  below,  with  further  details  provided  in 
the body of the report. 

Remuneration type 
The  following  are  non-IFRS  measures  that  are  used  to  provide  shareholders  with  a  clear  and  transparent  view  of  the 
remuneration structure and how remuneration was paid to the executive KMP for the year ended 30 June 2017.  

Fixed Remuneration 
Short Term Incentive  Consists  of  a  cash  bonus  under  the  Group's  'Short  Term  Incentive  Plan',  and  related 

Consists of cash salary, fees and related superannuation contributions. 

Long Term Incentive 

superannuation contributions. 
Consists of the value of LTIs that have vested and become unrestricted during the year, calculated 
based  on  the  number  of  options  valued  using  the  five-day  volume  weighted  average  price 
(VWAP)  prior  to  the  latter  of  the  vesting  of  the  options,  or  removal  of  disposal  restrictions. 
Excludes the value of unvested or restricted LTIs at 30 June 2017. 

The Group’s executive remuneration framework  

Feature 
Market positioning 

Fixed and variable pay 
mix 

Short term incentive 
(STI) plan 

Long term incentive 
(LTI) plan  

Explanation 
Fixed remuneration is positioned at the market median against the appropriate services index 
for roles of comparative size, or relative to their counterparts in related industries. 
Variable  remuneration  provides  executives  the  opportunity  to  earn  upper  quartile  total 
remuneration for exceptional performance. 
Total remuneration is comprised of fixed plus variable (or ‘at risk’) remuneration. 
A significant proportion of the total remuneration opportunity for senior executives is variable 
and ‘at risk’ based on performance. 
The STI plan provides rewards to executives for achievement of business financial performance 
metrics (60% weighting) and individual performance goals (40% weighting). 
Weightings  of  50%  financial  and  50%  individual  performance  goals  may  apply  to  lower  job 
grades. 
The  Employee  Share  Option  Plan  (ESOP)  provides  the  Group’s  executives  with  grants  of 
options  based  on  the  recommendations  of  the  NRHRC,  having  considered  the  individual’s 
contribution  to  the  Group’s  performance.  The  board  may  specify  vesting  conditions  for  any 
option  granted  and  may,  at  its  discretion,  waive  or  vary  these  conditions  in  regard  to  any 
option at any time. 
The exercise price is based on a 10% compounding annual growth in the share price to the last 
vesting date.  

Non-executive director remuneration framework 

Feature 
Market comparison 

Fee pool 

Explanation 
Non-executive directors are paid a base fee for service to the board. 
The  NRHRC  may,  from  time  to  time,  receive  advice  from  independent  remuneration 
consultants to ensure the chairman and other non-executive directors' fees and payments are 
appropriate and in line with the market for companies of a similar size and complexity. 
The fee pool is currently $500,000 per annum including superannuation. 

Actual Remuneration 
Actual  remuneration  disclosure  has  been  prepared  to  provide  shareholders  with  a  clear  and  transparent  view  of  the 
remuneration structure and how remuneration was paid to the executive KMP for FY17.  

Actual remuneration received by executive KMP is set out in the table below. The remuneration disclosure is prepared on 
the  basis  summarised  under  remuneration  types  above.  No  termination  benefits  were  paid  to  executive  KMP  during  the 
year. 

Actual remuneration received by executive KMP FY17 

Fixed 
remuneration 

Kevin Bungard  308,198 
223,795 
Glenn Day 

- 
- 
* There were no vested options that became unrestricted during the year 

Short term 
incentive 
30,660 
33,569 

Long term 
incentive 
- * 
- * 

Other benefits 

Total 

338,858 
257,364 

Given  the  flat  organisational  structure  of  the  Group  and  following  a  review  of  senior  executives  against  the  criteria  for 
determining executive KMP, only the CEO and chief financial officer qualify as executive KMP.  

 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
16      Class Annual Report 2017

Class Limited 
Directors' report 
30 June 2017 

Remuneration framework changes 
The board continually reviews the remuneration framework to ensure it supports the overall business strategy, is aligned 
with  shareholder  interests,  is  competitive  with  market  practices  and  is  simple  for  both  participants  and  shareholders  to 
understand. There were no significant changes to the remuneration framework as a consequence of the review undertaken 
for FY17. 

Remuneration Policy 
Remuneration governance  
The  Group’s  remuneration  governance  framework  is  set  out  below.  Whilst  the  board  retains  ultimate  responsibility,  the 
Group’s  remuneration  policy  is  implemented  through  the  NRHRC.  The  composition  and  functions  of  the  NRHRC,  which 
oversees  remuneration  issues  and  human  resources  matters,  are  set  out  in  the  charter  available  from  the  Class  website. 
The charter is reviewed each year. 

 
  
  
 
 
 
Class Annual Report 2017      17

Class Limited 
Directors' report 
30 June 2017 

The Group’s remuneration governance framework  

The Group’s Board 
• 

Overall responsibility for the remuneration strategy and outcomes for executives and  
non-executive directors. 

• 

Reviews and, as appropriate, approves recommendations from the Group’s NRHRC. 

Nomination, Remuneration & Human Resources Committee (NRHRC) 

Management and Board remuneration policy 

Human  Resources,  Talent  Management  and 
Diversity 

Monitors,  recommends  and  reports  to  the  board 
on: 

Monitors,  recommends  and  reports  to  the  board 
on: 

• 

• 

• 

• 

• 

• 

• 

Alignment  of  remuneration 
incentive 
policies  and  guidelines  for  executive 
managers  and  senior  employees  with 
long-term  growth  and 
shareholder 
value. 

Superannuation arrangements. 

Employee share plans. 

Recruitment,  retention  and  termination 
policies  and  procedures 
for  senior 
management. 

Board  remuneration  including  the  terms 
and  conditions  of  appointment  and 
retirement,  non-executive  remuneration 
within 
by 
shareholders. 

aggregate 

approved 

induction  of  new  non-
Overseeing 
executive  directors  and  evaluation  of 
board performance. 

The remuneration of the CEO and senior 
executives. 

• 

• 

• 

• 

• 

• 

The  adequacy  of  talent  pools  for  senior 
management succession. 

policies  and 

The  effectiveness  of 
diversity  
including an annual   assessment 
performance against   measurable 
objectives 
and 
proportion of women at all levels. 

the 

the  Group’s 
initiatives, 
of 

relative 

Management  development  frameworks 
and  individual  development  progress  for 
key talent. 

Monitoring  surveys  conducted  by  the 
Group  in  relation  to  the  culture  of  the 
organisation. 

Initiatives  to  improve  and  drive  a  strong 
performance culture. 

Assessing  performance  against 
Group’s 
reporting requirements. 

compliance  with 

the 
external 

CEO and Chief Financial Officer 

External advisors 

Makes recommendations to the NRHRC on: 

• 

• 

• 

• 

Incentive targets and outcomes. 

Remuneration policy for all employees. 

Long term incentive participation. 

Individual  remuneration  and  contractual 
arrangements for executives. 

• 

• 

Provide  independent  advice,  information 
and 
to 
remuneration decisions. 

recommendations 

relevant 

Throughout  the  year,  the  NRHRC  and 
management  received  information  from 
external  provider  Boyden  ANZ  Pty  Ltd 
related to remuneration market data and 
director recruitment. 

 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
18      Class Annual Report 2017

Class Limited 
Directors' report 
30 June 2017 

Remuneration strategy 

The core elements of the Group’s remuneration strategy for the executive KMP and executives are outlined below. 

Performance driven 

Alignment with shareholder 
interests 

Market competitive remuneration 
opportunities 

Total target executive remuneration 

Fixed 

Fixed remuneration 
Fixed  remuneration  is  targeted  at  the 
median  of  the  market  for 
jobs  of 
comparable size and responsibility. 

• 

• 

• 

Base salary 

Superannuation 

Other short-term benefits 

At risk 

Group’s 

Short term incentive 
executives 
The 
participate 
in  an  STI  plan. 
Typically, the STI plan is weighted 
60% to financial metrics and 40% 
to individual performance metrics. 

Long term incentive 
LTIs are provided through the ESOP and 
are 
linked  to  performance  with  an 
exercise  based  on  a  10%  compounding 
annual  growth  in  the  share  price  to  the 
last vesting date.  

• 

Cash  

• 

Equity 

The key principles on which the Group’s executive remuneration policy is based are outlined below. 

Key principles of the Group’s executive remuneration policy  

Objective 
Performance driven 

Market competitive 
remuneration 
opportunities 

Alignment with 
shareholder interests 

Explanation 
Remuneration  should  reward  executives  based  on  annual  performance  against  business 
plans  and  longer-term  shareholder  returns.  The  variable  components  of  remuneration 
(both  short  term  and  long  term)  are  driven  by  challenging  targets  focused  on  both 
external and internal measures of financial and non-financial performance. 
A significant proportion of executive remuneration is ‘at risk’.  
Remuneration  opportunities,  including  those  elements  which  can  be  earned  subject  to 
performance,  are  set  at  competitive  levels  that  will  attract,  motivate  and  retain  high 
quality executives. 
Executive  remuneration  is  reviewed  annually.  The  Group  aims  to  provide  market-
competitive remuneration against jobs of comparable size and responsibility as follows: 

• 
• 

fixed remuneration for executives is targeted at market median; and 
variable  remuneration  (through  STI  and  LTI)  provides  the  opportunity  to  earn 
total  remuneration  (fixed  remuneration  plus  variable  remuneration)  that  reaches 
the top quartile of the market for exceptional performance. 

Executives’  remuneration  is  aligned  with  shareholder  interests  through  a  significant 
emphasis  on  variable  remuneration.  Incentive  plans  and  performance  measures  are 
aligned with the Group’s short and long-term success. 
Ownership  of  the  Company’s  shares  is  encouraged  through  the  use  of  equity  as  the 
vehicle for the LTI plan for executive KMP and senior executives. 

Composition of remuneration 
The components of the fixed and variable or ‘at risk’ remuneration (STI and LTI) are detailed below. 

(i) 

Fixed remuneration 

 Fixed remuneration is made up of base salary, superannuation and other short-term benefits provided by the Group. 
As  outlined  above,  fixed  remuneration  is  targeted  at  the  median  of  the  market  for  jobs  of  comparable  size  and 
responsibility. In some cases, superior performance or strong market demand for specific job categories may justify 
above-median fixed remuneration. 

 Base salary is reviewed annually. There are no guaranteed base salary increases included in any executives’ contracts.  

 
  
  
 
 
 
 
 
 
 
 
 
 
 
Class Annual Report 2017      19

Class Limited 
Directors' report 
30 June 2017 

Details of the short-term incentive plan 
(ii)  At risk remuneration – short term incentive plan 

Purpose 

Frequency and 
timing 
Financial 
measures 

Individual 
objectives used 
(and rationale) 
Assessment of 
performance 
against measures 

To  drive  individual  and  team  performance  to  deliver  annual  business  objectives  and  increase 
shareholder value. 
Awards are determined on an annual basis with performance measured over the reporting period. 
Payment is normally made in August following the end of the performance year. 
The quantum of the STI pool is determined by the board. Typically, the STI plan is weighted 60% 
to financial metrics and 40% to individual performance metrics.  
The  financial  targets  are  set  each  year  by  the  CEO,  in  consultation  with  the  executives  and  are 
approved by the board. The CEO’s targets are set each year by the board. 
A financial performance gateway has been set by the board, below which no financial component 
can be paid.  
Individual  objectives  are  set  for  each  participant  and  are  aligned  to  the  business  plan.  These 
objectives  include  customer  satisfaction,  leadership  and  development  of  people,  sales  targets, 
operational improvement, product targets, growth and other personally attributable goals. 
At the end of the Group’s performance period, each participant’s performance is assessed based 
on financial results for the Group and individual objectives. A review by the CEO is undertaken to 
determine performance against the relevant individual objectives for each senior executive. 
The NRHRC makes recommendations to the board regarding KMP and senior executive STIs and 
the  overall  STI  pool  in  aggregate.  STI  assessments  and  recommendations  are  made  by  the 
participant’s  immediate  manager,  as  he  or  she  is  best  placed  to  assess  the  individual’s 
performance.  All  recommendations  for  non-executive  staff  are  reviewed  and  approved  by  the 
senior executives, the chief financial officer and the CEO. 
Payment  for  the  individual  component  is  normally  dependent  on  the  business  financial  result. 
Should  the  Group  fail  to  reach  the  financial  performance  gateway  set  by  the  board,  then  any 
payment for the individual component will be at the discretion of the board. 

(iii)  At risk remuneration – long term incentive plan 

•  The Group’s LTI program aims to: 
•  drive performance and deliver strategic objectives that create long-term shareholder value; 
•  provide executives with the opportunity to build their interests in the Group’s equity; and 
• 

attract, motivate and retain the necessary talent to deliver and sustain business performance and increase returns 
to shareholders. 

All securities referred to in this report are granted by Class Limited. 

Features of the long-term incentive plan – summary of the Employee Share Option Plan (ESOP) 

Participation 
Grant frequency 
Type of award 

Vesting and 
performance 
period 

CEO, direct reports and selected key roles are eligible, subject to approval by the board. 
Grants are made on an annual basis. 
Grants of options are subject to service requirements and performance vesting criteria. If 
performance conditions are met, the Company will either issue new shares or shares will be 
purchased on market and transferred to participants. Refer to ‘Vesting and performance period’ 
below for more detail. 
As at 30 June 2017, all unvested options were subject to a three-year vesting period. 
Future options will vest in annual instalments. 
All options are subject to disposal restrictions being the earlier of three years from grant date or 
cessation of employment. 

(iv)  Other equity incentive plans 

To provide employees, other than directors and senior executives, with the opportunity to own shares in the 
company, the Group established the Class Limited Employee Share Plan (ESP). The ESP enables the Group to 
issue shares to qualifying employees on a non-discriminatory basis. Each year, the board approves the issue of 
shares up to a maximum of $1,000 in value (being the limit of the tax exemption) for each eligible participant.  
Shares vest immediately upon acquisition by participants. The shares can only be sold three years after the date of 
grant, unless the participant ceases employment prior. 
The plans are designed to encourage share ownership for employees and therefore do not have any performance 
conditions attached. Participants are entitled to dividends and other distributions and have full voting rights. 

 
  
  
 
 
 
 
 
 
 
 
20      Class Annual Report 2017

Class Limited 
Directors' report 
30 June 2017 

Linking remuneration to performance 
A key underlying principle of the Group’s executive remuneration strategy is the link between company performance and 
executive reward. 

(i) 

STI and LTI financial measures 

STI payments are based on a variety of performance metrics, both financial and non-financial. 

The key financial measure in FY17 for determining the value of STI payments was NPBT. 

Building  on  the  strong  financial  performance  in  FY16,  the  FY17  NPBT  performance  of  the  Group  improved 
significantly,  increasing  by  36%  to  $11.702  million  (or  increasing  by  52%  when  the  significant  costs  of  the  IPO  are 
considered for FY16). The improvements in financial performance and specifically NPBT results moderately exceeded 
the NPBT target for STIs set by the board.  

LTIs have been linked to company performance as follows: 

• the value of options (under the ESOP) ultimately depends on share price performance; and 
• the exercise price is based on a 10% compounding annual growth in the share price to the last vesting date. 

The following table summarises the clear link between company performance and incentives awarded to executive KMP, 
senior executives and other eligible employees: 

Summary of financial performance and STIs and LTIs awarded 

Financial Performance 

STI 

Year  Revenue 

(‘000) 

NPBT 
(‘000) 

Earnings 
Per Share 
(cents) 

Dividends 
Per Share 
(cents) 

Share 
price 
($) 

Executive 
KMP ($) 

LTI 

All eligible 
employees 
STI as a % 
of NPBT 

FY17 
FY16 
FY15 

28,893 
22,563 
15,598 

11,702 
8,588 
5,186 

6.82 
5.19 
3.17 

5.00 
3.75 
2.25 

$3.00 
$3.30 
N/A 

64,229 
43,800 
40,515 

5.2% 
4.8% 
4.9% 

Vested & 
unrestricte
d value – 
Executive 
KMP 

N/A 
N/A 
N/A 

Vested & 
unrestricted 
value – All 
eligible 
employees ($) 
1,120,716 
N/A 
N/A 

1.   NPBT and EPS are calculated before significant items (FY16 STI as % of NPBT after significant items totals 5.2%). 
2.  Closing share price at 30 June. 
3.  Represents  approved  and  expensed  STI  for  FY17  but  at  the  time  of  writing  this  report,  this  amount  has  not  yet 

been paid. 

4.  Represents the value of ESOPs which became vested and unrestricted in the period, valued using the VWAP for 

the five days prior, less the exercise price. 

5.  STI excludes any sales commission paid/ payable, but includes superannuation paid on bonus payments and the 

value of the shares issued under the ESP. 

 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
Class Annual Report 2017      21

Class Limited 
Directors' report 
30 June 2017 

(ii)  STI non-financial measures 

For  FY17,  payments  approved  by  the  board  for  the  non-financial  component  of  the  STI  averaged  across  executive 
KMP  and  senior  executives  were  above  target.  The  following  table  provides  some  examples  of  key  performance 
measures used in FY17 to assess executive performance in the non-financial component of the STI. 

Non-financial measures and FY17 performance 

Performance 
area 

People and 
Culture 

Measure 

Culture 

Leadership Development 

Succession 

Diversity 

Innovation and 
Growth 

Product Development 

Growth from New Business  

Operational improvement 

Customer 

Customer Service 

Customer focused culture 

Performance 

Above target 

The  Group  takes  part  in  the  annual  Great  Place  to  Work®  Trust 
Index© Employee Survey which is carried out by Great Place to 
Work®  Australia.  Over  95%  of  staff  completed  the  survey  this 
year with no significant variance in engagement levels between 
genders. 
Overall  employee  satisfaction  rating  increased  to  89  (2016:  86) 
with  the  company  scoring  extremely  high  in  the  areas  of 
diversity  including  age  (95),  race  (96),  gender  (97)  and  sexual 
orientation (97). 
Female participation in the business has remained stable overall 
at  approximately  40%  with  significant  increases  at  board  and 
management level. 
The  Group  provides  regular  compulsory  training  to  staff  and 
management to promote appropriate behaviour in the office. 

On target 
The  business  has  targets  to  develop  and  introduce  new 
products  and  services.  Over  the  period  new  features  were 
added  to  Class  Super  including  consolidated  reporting  and 
investor  communication  tools  and  a  dedicated  mobile  app  for 
investors. 
The Group commenced the business transformation program to 
accelerate innovation, growth and operational improvements. 

Above target 
The Group monitors a range of customer service metrics during 
the year. 
Class  Super  won  the  2017  Investment  Trends  Highest  Overall 
Client  Satisfaction:  SMSF  Software  Award  for  the  third  year 
running  as  well  as  the  SMSF  Adviser  Software  Provider  of  the 
Year Award, for the fourth year running. 
Specific  customer  objectives  are  now  included  in  the  FY18  STI 
plan. 
These  all  provide  greater  certainty,  visibility  and  improved 
service for our customers 

 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
22      Class Annual Report 2017

Class Limited 
Directors' report 
30 June 2017 

Use of remuneration consultants 
During the financial year ended 30 June 2017, the Group engaged Boyden ANZ Pty Limited ('Boyden') to recruit a Non- 
Executive Director. Boyden also provided recommendations on the level of remuneration for the Group’s Directors. These 
services were performed at no additional cost. The recommendations made by Boyden were reviewed by the NRHRC 
which recommended an increase in Director remuneration effective 1 April 2017. Total director fees were kept within the 
limits previously approved by shareholders. 

Voting and comments made at the Company's 2016 Annual General Meeting ('AGM') 
At the 2016 AGM, shareholders voted to approve the adoption of the remuneration report for the year ended 30 June 
2016. 
The Company did not receive any specific feedback at the AGM regarding its remuneration practices. 

Details of statutory remuneration 

Amounts of statutory remuneration 
Details of the statutory remuneration of KMP of the Group are set out in the following tables. 

The KMP of the Group consisted of the directors of Class Limited and the chief financial officer. 

Details of remuneration 

Short-term benefits 

Post-
employment 
benefits 

Long-term 
benefits 

Share-
based 
payments 

Cash salary 
  and fees 

$ 

Cash 
bonus 
$ 

Non- 

Super- 

  monetary    annuation 

$ 

$ 

Long 
service 
leave 
$ 

  Equity-
settled 
  options 

$ 

Total 
$ 

81,625   
65,000   
65,000   
65,000   
20,000   
55,125   
27,581   

-  
-  
-  
-  
-  
-  
-  

305,623   

28,000   

204,836   
889,790   

30,657   
58,657   

-  
-  
-  
-  
-  
-  
-  

-  

-  
-  

7,754   
6,175   
6,175   
6,175   
1,900   
5,237   
2,620   

-  
-  
-  
-  
-  
-  
-  

-  
-  
-  
-  
-  
-  
-  

89,379  
71,175  
71,175  
71,175  
21,900  
60,362  
30,201  

19,616   

10,607   

98,844   

462,690  

19,616   
75,268   

7,776   
18,383   

64,800   
163,644   

327,685  
1,205,742  

2017 

Non-Executive Directors: 
Matthew Quinn 
Anthony Fenning 
Kathryn Foster 
Rajarshi Ray 
Nicolette Rubinsztein* 
Barry Lambert** 
Roderick Kibble** 

Executive Directors: 
Kevin Bungard*** 

Other Key Management 
Personnel: 
Glenn Day*** 

* 
** 

 Represents remuneration from the date of appointment as KMP for Nicolette Rubinsztein on 1 April 2017. 
 Represents remuneration up to the date of resignation as KMP for Barry Lambert on 9 February 2017 and Roderick 
Kibble on 15 December 2016. 

***   Kevin Bungard and Glenn Day achieved bonuses of 50% and 75% respectively of the potential STI for the period. No 

STI was deferred or forfeited during the period. 

 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
 
 
  
  
  
  
  
  
 
 
 
 
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
Class Annual Report 2017      23

Class Limited 
Directors' report 
30 June 2017 

2016 

Non-Executive Directors: 
Barry Lambert 
Roderick Kibble 
Rajarshi Ray 
Kathryn Foster 
Matthew Quinn 
Anthony Fenning 

Executive Directors: 
Kevin Bungard 

Other Key Management 
Personnel: 
Glenn Day 

Short-term benefits 

Post-
employment 
benefits 

Long-term 
benefits 

Share-
based 
payments 

Cash salary 
  and fees 

Cash 

Non- 

Super- 

  bonus* 

  monetary    annuation 

$ 

$ 

$ 

$ 

Long 
service 
leave 
$ 

Equity- 
settled 
$ 

Total 
$ 

90,000   
60,000   
60,000   
60,000   
60,000   
60,000   

-  
-  
-  
-  
-  
-  

261,863   

15,000   

206,158   
858,021   

25,000   
40,000   

-  
-  
-  
-  
-  
-  

-  

-  
-  

8,550   
5,700   
5,700   
5,700   
5,700   
5,700   

-  
-  
-  
-  
-  
-  

-  
-  
-  
-  
-  
-  

98,550  
65,700  
65,700  
65,700  
65,700  
65,700  

27,639   

8,509   

93,044   

406,055  

21,410   
86,099   

7,936   
16,445   

79,215   
172,259   

339,719  
1,172,824  

Non-Executive  Directors'  salaries  are  100%  fixed.  The  fixed  proportion  and  the  proportion  of  remuneration  linked  to 
performance of Executive Directors and KMP are as follows: 

Name 

Executive Directors: 
Kevin Bungard 

Other Key Management Personnel: 
Glenn Day 

Fixed 
remuneration 
2017 

At risk - STI 
2017 

At risk - LTI 
2017 

73%   

6%   

21%  

71%   

9%   

20%  

Service agreements 
Non-Executive  Directors  do  not  have  fixed  term  contracts  with  the  Group.  On  appointment  to  the  Board,  all  
Non-Executive Directors enter into a service agreement with the Group in the form of a letter of appointment. The letter 
summarises  the  Board  policies  and  terms,  including  compensation.  Non-Executive  directors  retire  by  whichever  is  the 
longer  period:  the  third  annual  general  meeting  following  their  appointment,  or  the  third  anniversary  from  the  date  of 
appointment, but may then be eligible for re-election. 

 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
 
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
 
 
  
  
  
  
  
  
 
 
 
 
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
24      Class Annual Report 2017

Class Limited 
Directors' report 
30 June 2017 

Remuneration  and  other  terms  of  employment  for  Executives  are  formalised  in  service  agreements.  Details  of  these 
agreements are as follows: 

Name: 
Title: 
Agreement commenced: 
Term of agreement: 
Details: 

Name: 
Title: 
Agreement commenced: 
Term of agreement: 
Details: 

 Kevin Bungard 
 Chief Executive Officer and Managing Director ('CEO') 
 8 October 2015 
 Ongoing 
 The  terms  of  employment  and  remuneration  of  the  CEO 
in  a 
tailored service  agreement.  The  agreement  is  not  of  a  fixed  duration  and  may  be 
terminated  by  either  party,  providing  a  notice  period  of  3  months  is  given.  The 
agreement entitles the individual to a base salary and superannuation contributions, 
as  well  as  eligibility  to  participate  in  the  Executive  Incentive  Plan  (EIP).  The  Board 
retains  absolute  discretion  relating  to  the  EIP,  it's  continuance  and  whether  any 
payments  will  be  made  in  any  given  year. Upon  termination,  the  individual is  bound 
by restraint clauses spanning a period of up to 12 months and no less than 3 months, 
dependant on the circumstances surrounding the termination. 

is  detailed 

 Glenn Day 
 Chief Financial Officer and Company Secretary ('CFO') 
 8 October 2015 
 Ongoing 
 The  terms  of  employment  and  remuneration  of  the  CFO  are  detailed  in  a 
tailored service  agreement.  The  agreement  is  not  of  a  fixed  duration  and  may  be 
terminated  by  either  party,  providing  a  notice  period  of  3  months  is  given.  The 
agreement entitles the individual to a base salary and superannuation contributions, 
as  well  as  eligibility  to  participate  in  the  EIP.  The  Board  retains  absolute  discretion 
relating  to  the  EIP,  it's  continuance  and  whether  any  payments  will  be  made  in  any 
given year. Upon termination, the individual is bound by restraint clauses spanning a 
period  of  up  to  12  months  and  no  less  than  3  months,  dependant  on  the 
circumstances surrounding the termination. 

Key management personnel have no entitlement to termination payments in the event of removal for misconduct. 

Share-based compensation 

Issue of shares 
There were no shares issued to directors and other key management personnel as part of compensation during the year 
ended 30 June 2017. 

Options 
The terms and conditions of each grant of options over ordinary shares affecting remuneration of directors and other key 
management personnel in this financial year or future reporting years are as follows: 

Grant date 

 Particulars 

 Expiry date 

 Exercise price   at grant date 

30/09/2015 
30/09/2015 
30/09/2015 
30/09/2015 
29/06/2016 
29/06/2016 

 Kevin Bungard: 495,860 options 
 Glenn Day: 484,377 options 
 Kevin Bungard: 280,000 options 
 Glenn Day: 120,000 options 
 Kevin Bungard: 200,000 options 
 Glenn Day: 90,000 options 

 30/09/2019 
 30/09/2019 
 30/09/2020 
 30/09/2020 
 30/06/2021 
 30/06/2021 

$1.10   
$1.10   
$1.33   
$1.33   
$3.81   
$3.81   

$0.197  
$0.197  
$0.168  
$0.168  
$0.661  
$0.661  

Options granted under ESOP carry no dividend or voting rights. Vesting is subject to continuity of service and there are 
no performance conditions. 

  Fair value 
  per option 

 
  
  
  
  
  
  
 
  
  
 
  
  
  
 
  
  
  
 
  
  
  
  
 
 
 
 
 
 
  
  
Class Annual Report 2017      25

Class Limited 
Directors' report 
30 June 2017 

The number of options over ordinary shares granted to and vested in directors and other key management personnel as 
part of compensation are set out below: 

Name 

Kevin Bungard 
Rajarshi Ray 
Glenn Day 

  Number of 

  Number of 

  Number of 

  Number of 

options 
granted 

options 
granted 

options 
vested 

options 
vested 

  during the 

  during the 

  during the 

  during the 

year 
2017 

year 
2016 

year 
2017 

year 
2016 

-  
-  
-  

1,235,860   
-  
948,356   

495,860   
-  
484,377   

1,140,000  
240,000  
613,979  

Additional disclosures relating to key management personnel 

Shareholding 
The  number  of  shares  in  the  Company  held  during  the  financial  year  by  each  director  and  other  members  of  key 
management personnel of the Group, including their personally related parties, is set out below: 

Ordinary shares 
Matthew Quinn 
Kevin Bungard 
Kathryn Foster 
Rajarshi Ray 
Barry Lambert* 
Roderick Kibble** 
Glenn Day 

  Balance at 
the start of 
the year 

  Received 
  as part of 
 remuneration   Additions 

  Disposals/ 

other 

  Balance at 
the end of 
the year 

50,000   
2,305,572   
783,312   
1,450,740   
2,047,318   
19,664,320   
402,500   
26,703,762   

-  
-  
-  
-  
-  
-  
-  
-  

10,000   
-  
-  
-  
-  
-  
-  

-  
(400,000)  
(261,104)  
(201,892)  
(2,047,318)  
(19,664,320)  
(100,000)  
10,000    (22,674,634)  

60,000  
1,905,572  
522,208  
1,248,848  
-   
-   
302,500  
4,039,128  

* 

** 

 Disposal/others  represents  disposal  of  447,318  shares  during  the  period  and  1,600,000  shares  held  at  resignation 
date. 
 Disposal/others represents disposal of 2,250,000 shares during the period and 17,414,320 shares held at resignation 
date. 

Option holding 
The  number  of  options  over  ordinary  shares  in  the  Company  held  during  the  financial  year  by  each  director  and  other 
members of key management personnel of the Group, including their personally related parties, is set out below: 

Options over ordinary shares 
Kevin Bungard 
Glenn Day 

Options over ordinary shares 
Kevin Bungard 
Glenn Day 

  Balance at 
the start of 
the year 

  Granted 

  Exercised 

  Expired/ 
forfeited/ 
other 

  Balance at 
the end of 
the year 

975,860   
694,377   
1,670,237   

-  
-  
-  

-  
-  
-  

-  
-  
-  

975,860  
694,377  
1,670,237  

  Vested and 
  exercisable 

  Vested and 
 unexercisable 

495,860   
484,377   
980,237   

- 
- 
- 

This concludes the remuneration report, which has been audited. 

 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
 
 
 
 
 
 
 
 
 
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
 
 
 
 
 
  
 
  
  
 
 
 
  
 
 
 
 
 
  
  
26      Class Annual Report 2017

Class Limited 
Directors' report 
30 June 2017 

Shares under option 
Unissued ordinary shares of Class Limited under option at the date of this report are as follows: 

Grant date 

30/09/2015 
30/09/2015 
29/06/2016 
24/07/2017 

 Expiry date 

 30/09/2019 
 30/09/2020 
 30/06/2021 
 15/03/2022 

Exercise 
price 

  Number 
  under option 

$1.10   
$1.33   
$3.81   
$3.99   

1,948,991  
1,058,506  
1,058,202  
1,168,000  

5,233,699  

No person entitled to exercise the options had or has any right by virtue of the option to participate in any share issue of 
the Company or of any other body corporate. 

Shares issued on the exercise of options 
The following ordinary shares of Class Limited were issued during the year ended 30 June 2017 and up to the date of this 
report on the exercise of options granted: 

Date options granted 

30/09/2015 

Exercise 
price 

  Number of 
 shares issued 

$1.10   

675,093  

Indemnity and insurance of officers 
The  Company  has  indemnified  the  directors  and  executives  of  the  Company  for  costs  incurred,  in  their  capacity  as  a 
director or executive, for which they may be held personally liable, except where there is a lack of good faith. 

During the financial year, the Company paid a premium in respect of a contract to insure the directors and executives of 
the Company against a liability to the extent permitted by the Corporations Act 2001. The contract of insurance prohibits 
disclosure of the nature of the liability and the amount of the premium. 

Indemnity and insurance of auditor 
The Company has not, during or since the end of the financial year, indemnified or agreed to indemnify the auditor of the 
Company or any related entity against a liability incurred by the auditor. 

During  the  financial  year,  the  Company  has  not  paid  a  premium  in  respect  of  a  contract  to  insure  the  auditor  of  the 
Company or any related entity. 

Proceedings on behalf of the Company 
No  person  has  applied  to  the  Court  under  section  237  of  the  Corporations  Act  2001  for  leave  to  bring  proceedings  on 
behalf  of  the  Company,  or  to  intervene  in  any  proceedings  to  which  the  Company  is  a  party  for  the  purpose  of  taking 
responsibility on behalf of the Company for all or part of those proceedings. 

Non-audit services 
Details  of  the  amounts  paid  or  payable  to  the  auditor  for  non-audit  services  provided  during  the  financial  year  by  the 
auditor are outlined in note 22 to the financial statements. 

The directors are satisfied that the provision of non-audit services during the financial year, by the auditor (or by another 
person or firm on the auditor's behalf), is compatible with the general standard of independence for auditors imposed by 
the Corporations Act 2001. 

 
  
  
  
 
  
 
 
 
  
  
  
 
 
 
 
 
  
 
  
 
 
  
 
  
  
 
  
  
 
 
 
 
  
  
 
  
  
  
  
  
  
  
  
Class Annual Report 2017      27

Class Limited 
Directors' report 
30 June 2017 

The directors are of the opinion that the services as disclosed in note 22 to the financial statements do not compromise 
the external auditor's independence requirements of the Corporations Act 2001 for the following reasons: 
● 

 all non-audit services have been reviewed and approved to ensure that they do not impact the integrity and 
objectivity of the auditor; and 
 none of the services undermine the general principles relating to auditor independence as set out in APES 110 Code 
of Ethics for Professional Accountants issued by the Accounting Professional and Ethical Standards Board, including 
reviewing or auditing the auditor's own work, acting in a management or decision-making capacity for the Company, 
acting as advocate for the Company or jointly sharing economic risks and rewards. 

● 

Officers of the Company who are former partners of Grant Thornton 
There are no officers of the Company who are former partners of Grant Thornton. 

Rounding of amounts 
The  Company  is  of  a  kind  referred  to  in  Corporations  Instrument  2016/191,  issued  by  the  Australian  Securities  and 
Investments Commission, relating to 'rounding-off'. Amounts in this report have been rounded off in accordance with that 
Corporations Instrument to the nearest thousand dollars, or in certain cases, the nearest dollar. 

Auditor's independence declaration 
A copy of the auditor's independence declaration as required under section 307C of the Corporations Act 2001 is set out 
immediately after this directors' report. 

Auditor 
Grant Thornton continues in office in accordance with section 327 of the Corporations Act 2001. 

This  report  is  made  in  accordance  with  a  resolution  of  directors,  pursuant  to  section  298(2)(a)  of  the  Corporations  Act 
2001. 

On behalf of the directors 

Matthew Quinn 
Chairman 

15 August 2017 
Sydney 

 Kevin Bungard 
 Chief Executive Officer and Managing Director 

 
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
   
  
  
  
28      Class Annual Report 2017

Level 17, 383 Kent Street 
Sydney  NSW  2000 

Correspondence to:  
Locked Bag Q800 
QVB Post Office 
Sydney  NSW  1230 

T +61 2 8297 2400 
F +61 2 9299 4445 
E info.nsw@au.gt.com 
W www.grantthornton.com.au 

Auditor’s Independence Declaration 
To the Directors of Class Limited 

In accordance with the requirements of section 307C of the Corporations Act 2001, as lead auditor 

for the audit of Class Limited for the year ended 30 June 2017, I declare that, to the best of my 

knowledge and belief, there have been: 

a 

no contraventions of the auditor independence requirements of the Corporations Act 2001 in 

relation to the audit; and 

b 

no contraventions of any applicable code of professional conduct in relation to the audit. 

GRANT THORNTON AUDIT PTY LTD 
Chartered Accountants 

Matthew Leivesley 

Partner - Audit & Assurance 

Sydney, 15 August 2017 

Grant Thornton Audit Pty Ltd ACN 130 913 594 
a subsidiary or related entity of Grant Thornton Australia Ltd ABN 41 127 556 389  

‘Grant Thornton’ refers to the brand under which the Grant Thornton member firms provide assurance, tax and advisory services to their clients and/or refers to one or more member firms, as the 
context requires. Grant Thornton Australia Ltd is a member firm of Grant Thornton International Ltd (GTIL). GTIL and the member firms are not a worldwide partnership. GTIL and each member firm 
is a separate legal entity. Services are delivered by the member firms. GTIL does not provide services to clients. GTIL and its member firms are not agents of, and do not obligate one another and 
are not liable for one another’s acts or omissions. In the Australian context only, the use of the term ‘Grant Thornton’ may refer to Grant Thornton Australia Limited ABN 41 127 556 389 and its 
Australian subsidiaries and related entities. GTIL is not an Australian related entity to Grant Thornton Australia Limited. 

Liability limited by a scheme approved under Professional Standards Legislation. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Class Limited 
Statement of profit or loss and other comprehensive income 
For the year ended 30 June 2017 

Revenue 

Expenses 
Employee benefits expense 
Depreciation and amortisation expense 
Selling and marketing expenses 
Occupancy expenses 
Technology and data costs 
Transaction costs on initial public offering 
Other expenses 

Profit before income tax expense 

Income tax expense 

Class Annual Report 2017      29

  Note   

Consolidated 

2017 
$'000 

2016 
$'000 

5 

6 

29,206   

22,731  

(11,130)  
(2,584)  
(1,206)  
(524)  
(940)  
-    
(1,120)  

(9,813) 
(1,631) 
(834) 
(309) 
(738) 
(882) 
(818) 

11,702   

7,706  

7 

(3,714)  

(2,496) 

Profit after income tax expense for the year attributable to the owners of Class 
Limited 

Other comprehensive income for the year, net of tax 

7,988  

5,210  

-    

-   

Total comprehensive income for the year attributable to the owners of Class 
Limited 

Basic earnings per share 
Diluted earnings per share 

7,988  

5,210  

Cents 

Cents 

29 
29 

6.82   
6.72   

4.64  
4.59  

The above statement of profit or loss and other comprehensive income should be read in conjunction with the 
accompanying notes 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
  
 
 
 
 
  
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
30      Class Annual Report 2017

Class Limited 
Statement of financial position 
As at 30 June 2017 

Assets 

Current assets 
Cash and cash equivalents 
Trade and other receivables 
Other 
Total current assets 

Non-current assets 
Property, plant and equipment 
Intangibles 
Deferred tax asset 
Total non-current assets 

Total assets 

Liabilities 

Current liabilities 
Trade and other payables 
Income tax provision 
Provisions 
Total current liabilities 

Non-current liabilities 
Deferred tax 
Provisions 
Total non-current liabilities 

Total liabilities 

Net assets 

Equity 
Issued capital 
Reserves 
Retained earnings 

Total equity 

  Note   

Consolidated 

2017 
$'000 

2016 
$'000 

8 
9 
10 

11 
12 
7 

13 
7 
14 

7 
15 

16 
17 

19,413   
3,120   
732   
23,265   

835   
5,025   
-    
5,860   

15,179  
2,318  
496  
17,993  

604  
3,571  
307  
4,482  

29,125   

22,475  

2,384   
1,765   
547   
4,696   

682   
344   
1,026   

2,268  
666  
434  
3,368  

-   
313  
313  

5,722   

3,681  

23,403   

18,794  

24,994   
1,126   
(2,717)  

24,260  
559  
(6,025) 

23,403   

18,794  

The above statement of financial position should be read in conjunction with the accompanying notes 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
  
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
Class Annual Report 2017      31

Class Limited 
Statement of changes in equity 
For the year ended 30 June 2017 

Consolidated 

Issued 
capital 
$'000 

Profit  
reserve 
$'000 

Other 
reserves 
$'000 

  Retained 
earnings 
$'000 

Total equity 
$'000 

Balance at 1 July 2015 

16,152   

2,553   

94   

(9,782)  

9,017  

Profit after income tax expense for the year 
Other comprehensive income for the year, net 
of tax 

Total comprehensive income for the year 

Transactions with owners in their capacity 
as owners: 
Contributions of equity, net of transaction 
costs (note 16) 
Share-based payments (note 30) 
Transfer from profit reserve 
Dividends paid (note 18) 

-  

- 

-  

-  

- 

-  

-  

- 

-  

5,210   

5,210  

- 

-   

5,210   

5,210  

8,108  
-  
-  
-  

- 
-  
(2,553)  
-  

- 
465   
-  
-  

- 
-  
2,553   
(4,006)  

8,108  
465  
-   
(4,006) 

Balance at 30 June 2016 

24,260   

-  

559   

(6,025)  

18,794  

Consolidated 

Issued 
capital 
$'000 

Profit  
reserve 
$'000 

Other 
reserves 
$'000 

  Retained 
earnings 
$'000 

Total equity 
$'000 

Balance at 1 July 2016 

24,260   

Profit after income tax expense for the year 
Other comprehensive income for the year, net 
of tax 

Total comprehensive income for the year 

Transactions with owners in their capacity 
as owners: 
Contributions of equity, net of transaction 
costs (note 16) 
Share-based payments (note 30) 
Dividends paid (note 18) 

Balance at 30 June 2017 

-  

- 

-  

734  
-  
-  

24,994   

-  

-  

- 

-  

- 
-  
-  

-  

559   

(6,025)  

18,794  

-  

- 

-  

7,988   

7,988  

- 

-   

7,988   

7,988  

- 
567   
-  

- 
-  
(4,680)  

734  
567  
(4,680) 

1,126   

(2,717)  

23,403  

The above statement of changes in equity should be read in conjunction with the accompanying notes 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
 
 
 
 
 
 
 
 
 
  
  
  
  
 
 
 
 
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
 
 
 
 
 
 
 
 
 
  
  
  
  
 
 
 
 
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
 
 
  
32      Class Annual Report 2017

Class Limited 
Statement of cash flows 
For the year ended 30 June 2017 

Cash flows from operating activities 
Receipts from customers (inclusive of GST) 
Payments to suppliers and employees (inclusive of GST) 
Interest received 
Income taxes refunded/(paid) 

  Note   

Consolidated 

2017 
$'000 

2016 
$'000 

31,013   
(17,155)  
280   
(1,626)  

24,168  
(14,661) 
168  
(1,549) 

Net cash from operating activities 

28 

12,512   

8,126  

Cash flows from investing activities 
Payments for property, plant and equipment 
Payments for intangibles 
Payments for term deposits 

Net cash used in investing activities 

Cash flows from financing activities 
Proceeds from issue of shares 
Proceeds from treasury shares on vesting of loan funded share plan 
Share issue transaction costs 
Dividends paid 

Net cash from/(used in) financing activities 

Net increase in cash and cash equivalents 
Cash and cash equivalents at the beginning of the financial year 

(578)  
(3,691)  
(63)  

(318) 
(2,627) 
(54) 

(4,332)  

(2,999) 

734   
-    
-    
(4,680)  

5,429  
2,943  
(264) 
(4,006) 

(3,946)  

4,102  

4,234   
15,179   

9,229  
5,950  

18 

Cash and cash equivalents at the end of the financial year 

8 

19,413   

15,179  

The above statement of cash flows should be read in conjunction with the accompanying notes 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
Class Annual Report 2017      33

Class Limited 
Notes to the financial statements 
30 June 2017 

Note 1. General information 

These financial statements represent the consolidated financial statements of the Group consisting of Class Limited (the 
Company)  and  its  subsidiaries.  The  financial  statements  are  presented  in  Australian  dollars,  which  is  the  Company's 
functional and presentation currency. 

Class Limited is a listed public company limited by shares, incorporated and domiciled in Australia. Its registered office and 
principal place of business is: 

Class Limited 
Level 3, 228 Pitt Street 
Sydney, NSW 2000 

A description of the nature of the Group's operations and its principal activities are included in the directors' report, which 
is not part of the financial statements. 

The  financial  statements  were  authorised  for  issue,  in  accordance  with  a  resolution  of  directors,  on  15  August  2017.  The 
directors have the power to amend and reissue the financial statements. 

Note 2. Significant accounting policies 

The principal accounting policies adopted in the preparation of the financial statements are set out either in the respective 
notes or below. These policies have been consistently applied to all the years presented, unless otherwise stated. 

New or amended Accounting Standards and Interpretations adopted 
The  Group  has  adopted  all  of  the  new  or  amended  Accounting  Standards  and  Interpretations  issued  by  the  Australian 
Accounting  Standards  Board  ('AASB')  that  are  mandatory  for  the  current  reporting  period.  The  adoption  of  these 
Accounting Standards and Interpretations did not have any significant impact on the financial performance or position of 
the Group. 

Any new or amended Accounting Standards or Interpretations that are not yet mandatory have not been early adopted. 

Basis of preparation 
These general purpose financial statements have been prepared in accordance with Australian Accounting Standards and 
Interpretations  issued  by  the  Australian  Accounting  Standards  Board  ('AASB')  and  the  Corporations  Act  2001,  as 
appropriate  for  for-profit  oriented  entities.  These  financial  statements  also  comply  with  International  Financial  Reporting 
Standards as issued by the International Accounting Standards Board ('IASB'). 

Historical cost convention 
The financial statements have been prepared under the historical cost convention. 

Critical accounting estimates 
The  preparation  of  the  financial  statements  requires  the  use  of  certain  critical  accounting  estimates.  It  also  requires 
management to exercise its judgement in the process of applying the Group's accounting policies. The areas involving a 
higher  degree  of  judgement  or  complexity,  or  areas  where  assumptions  and  estimates  are  significant  to  the  financial 
statements, are disclosed in note 3. 

Parent entity information 
In  accordance  with  the  Corporations  Act  2001,  these  financial  statements  present  the  results  of  the  Group  only. 
Supplementary information about the parent entity is disclosed in note 26. 

Rounding of amounts 
The  Company  is  of  a  kind  referred  to  in  Corporations  Instrument  2016/191,  issued  by  the  Australian  Securities  and 
Investments Commission, relating to 'rounding-off'. Amounts in this report have been rounded off in accordance with that 
Corporations Instrument to the nearest thousand dollars, or in certain cases, the nearest dollar. 

 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
34      Class Annual Report 2017

Class Limited 
Notes to the financial statements 
30 June 2017 

Note 3. Critical accounting judgements, estimates and assumptions 

The  preparation  of  the  financial  statements  requires  management  to  make  judgements,  estimates  and  assumptions  that 
affect the reported amounts in the financial statements. Management continually evaluates its judgements and estimates 
in  relation  to  assets,  liabilities,  contingent  liabilities,  revenue  and  expenses.  Management  bases  its  judgements,  estimates 
and  assumptions  on  historical  experience  and  on  other  various  factors,  including  expectations  of  future  events, 
management believes to be reasonable under the circumstances. The resulting accounting judgements and estimates will 
seldom equal the related actual results. The judgements, estimates and assumptions that have a significant risk of causing 
a  material  adjustment  to  the  carrying  amounts  of  assets  and  liabilities  (refer  to  the  respective  notes)  within  the  next 
financial year are discussed below. 

Provision for impairment of receivables 
The  provision  for  impairment  of  receivables  assessment  requires  a  degree  of  estimation  and  judgement.  The  level  of 
provision  is  assessed  by  taking  into  account  the  recent  sales  experience,  the  ageing  of  receivables,  historical  collection 
rates and specific knowledge of the individual debtor's financial position. 

Capitalised software development costs 
Distinguishing the research and development phases of a new customised software project and determining whether the 
recognition  requirements  for  the  capitalisation  of  development  costs  are  met  requires  judgement.  After  capitalisation, 
management  monitors  whether  the  recognition  requirements  continue  to  be  met  and  whether  there  are  any  indicators 
that capitalised costs may be impaired. 

Estimation of useful lives of assets 
The Group determines the estimated useful lives and related depreciation and amortisation charges for its property, plant 
and  equipment  and  finite  life  intangible  assets.  The  useful  lives  could  change  significantly  as  a  result  of  technical 
innovations  or  some  other  event.  The  depreciation  and  amortisation  charge  will  increase  where  the  useful  lives  are  less 
than previously estimated. Technically obsolete or non-strategic assets that have been abandoned or sold will be written 
off or written down. 

Impairment of non-financial assets 
The  Group  assesses  impairment  of  non-financial  assets  at  each  reporting  date  by  evaluating  conditions  specific  to  the 
Group and to the particular asset that may lead to impairment. If an impairment trigger exists, the recoverable amount of 
the  asset  is  determined.  This  involves  fair  value  less  costs  of  disposal  or  value-in-use  calculations,  which  incorporate  a 
number of key estimates and assumptions. 

Income tax 
The  Group  is  subject  to  income  taxes  in  the  jurisdictions  in  which  it  operates.  Significant  judgement  is  required  in 
determining  the  provision  for  income  tax.  There  are  many  transactions  and  calculations  undertaken  during  the  ordinary 
course  of  business  for  which  the  ultimate  tax  determination  is  uncertain.  The  Group  recognises  liabilities  for  anticipated 
tax audit issues based on the Group's current understanding of the tax law. Where the final tax outcome of these matters 
is different from the carrying amounts, such differences will impact the current and deferred tax provisions in the period in 
which such determination is made. 

Recovery of deferred tax assets 
Deferred  tax  assets  are  recognised  for  deductible  temporary  differences  and  losses  only  if  the  Group  considers  it  is 
probable that future taxable amounts will be available to utilise those temporary differences and losses. 

 
  
  
  
  
  
  
  
  
  
  
Class Annual Report 2017      35

Class Limited 
Notes to the financial statements 
30 June 2017 

Note 4. Operating segments 

The Group's operating segments are based on the internal reports that are reviewed and used by the Board of Directors 
(who  are  identified  as  the  Chief  Operating  Decision  Makers  ('CODM'))  in  assessing  performance  and  in  determining  the 
allocation of resources. 

The  Directors  have  determined  that  there  is  one  operating  segment  identified  and  located  in  Australia.  The  information 
reported to the CODM is the consolidated results of the Group. 

The segment results are as shown in the statement of profit or loss and other comprehensive income. Refer to statement 
of financial position for segment assets and liabilities. 

Accounting policy for operating segments 
Operating  segments  are  presented  using  the  'management  approach',  where  the  information  presented  is  on  the  same 
basis as the internal reports provided to the CODM. The CODM is responsible for the allocation of resources to operating 
segments and assessing their performance. 

Note 5. Revenue 

Sales revenue 
Software licence fees 
Service fees 
Commission and partner fees 

Other revenue 
Interest 

Revenue 

Consolidated 

2017 
$'000 

2016 
$'000 

27,454   
233   
1,206   
28,893   

21,432  
252  
879  
22,563  

313   

168  

29,206   

22,731  

Accounting policy for revenue recognition 
Revenue  is  recognised  when  it  is  probable  that  the  economic  benefit  will  flow  to  the  Group  and  the  revenue  can  be 
reliably measured. Revenue is measured at the fair value of the consideration received or receivable. 

Software licence fees 
The Group recognises revenue pursuant to software licence agreements upon the provision of access to its customers of 
the Group’s intellectual property as it exists at any given time during the period of the license. Revenue is recognised over 
the duration of the agreement or for as long as the customer has been provided access, when persuasive evidence of an 
arrangement exists, delivery has occurred, the fee is fixed or determinable and collectability is probable. 

Service fees 
Fees  for  the  provision  of  services  are  recognised  as  revenue  as  the  services  are  rendered,  in  accordance  with  the  terms 
and conditions of the service agreement. 

Commission and partner fees 
The  Group  recognises  commission  and  partner  fees  pursuant  to  an  agreement  when  it  sells  a  third  party’s  products  to 
customers which provides these customers with access to products and services. 

Interest 
Interest revenue is recognised as interest accrues using the effective interest method. This is a method of calculating the 
amortised cost of a financial asset and allocating the interest income over the relevant period using the effective interest 
rate, which is the rate that exactly discounts estimated future cash receipts through the expected life of the financial asset 
to the net carrying amount of the financial asset. 

Other revenue 
Other revenue is recognised when it is received or when the right to receive payment is established. 

 
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
  
 
 
  
 
 
 
 
  
 
 
  
  
  
  
  
  
  
36      Class Annual Report 2017

Class Limited 
Notes to the financial statements 
30 June 2017 

Note 6. Expenses 

Profit before income tax includes the following specific expenses: 

Depreciation 
Leasehold improvements 
Furniture and fittings 
Computer equipment 
Office equipment 

Total depreciation 

Amortisation 
Website tools development 
Software development 
Computer software 

Total amortisation 

Total depreciation and amortisation 

Rental expense relating to operating leases 
Minimum lease payments 

Superannuation expense 
Defined contribution superannuation expense 

Consolidated 

2017 
$'000 

2016 
$'000 

66   
21   
214   
46   

347   

40   
2,179   
18   

32  
12  
139  
11  

194  

52  
1,360  
25  

2,237   

1,437  

2,584   

1,631  

483   

282  

1,425   

1,058  

 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
  
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
  
 
 
  
 
 
 
 
  
 
 
  
 
 
  
Class Annual Report 2017      37

Class Limited 
Notes to the financial statements 
30 June 2017 

Note 7. Income tax 

Income tax expense 
Current tax 
Deferred tax - origination and reversal of temporary differences 

Aggregate income tax expense 

Deferred tax included in income tax expense comprises: 
Decrease in deferred tax assets 

Numerical reconciliation of income tax expense and tax at the statutory rate 
Profit before income tax expense 

Tax at the statutory tax rate of 30% 

Tax effect amounts which are not deductible/(taxable) in calculating taxable income: 

Entertainment expenses 
Share-based payments 
Non allowable deductions 

Income tax expense 

Deferred tax asset/(liability) 
Deferred tax asset comprises temporary differences attributable to: 

Amounts recognised in profit or loss: 

Tax losses 
Employee benefits 
Accrued expenses 
Software development - Research and Development 
Other 

Amounts recognised in equity: 

Transaction costs on share issue 

Deferred tax asset/(liability) 

Movements: 
Opening balance 
Charged to profit or loss 

Closing balance 

Consolidated 

2017 
$'000 

2016 
$'000 

2,725   
989   

1,692  
804  

3,714   

2,496  

989   

804  

11,702   

7,706  

3,511   

2,312  

14   
170   
19   

15  
150  
19  

3,714   

2,496  

Consolidated 

2017 
$'000 

2016 
$'000 

-    
250   
288   
(1,480)  
32   

596  
202  
206  
(1,030) 
29  

(910)  

3  

228   

(682)  

307   
(989)  

(682)  

304  

307  

1,111  
(804) 

307  

 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
  
 
 
  
 
 
 
 
  
 
 
  
 
 
 
 
  
 
 
 
 
  
 
 
  
 
 
 
 
 
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
 
  
 
 
  
 
 
 
 
 
 
 
 
  
 
 
 
 
 
  
 
 
  
 
 
 
 
  
 
 
 
 
  
 
 
  
 
 
 
 
 
  
 
 
  
38      Class Annual Report 2017

Class Limited 
Notes to the financial statements 
30 June 2017 

Note 7. Income tax (continued) 

Provision for income tax 
Provision for income tax 

Consolidated 

2017 
$'000 

2016 
$'000 

1,765   

666  

Accounting policy for income tax 
The  income  tax  expense  or  benefit  for  the  period  is  the  tax  payable  on  that  period's  taxable  income  based  on  the 
applicable income tax rate for each jurisdiction, adjusted by the changes in deferred tax assets and liabilities attributable 
to temporary differences, unused tax losses and the adjustment recognised for prior periods, where applicable. 

Deferred tax assets and liabilities are recognised for temporary differences at the tax rates expected to be applied when 
the  assets  are  recovered  or  liabilities  are  settled,  based  on  those  tax  rates  that  are  enacted  or  substantively  enacted, 
except for: 
● 

 When the deferred income tax asset or liability arises from the initial recognition of goodwill or an asset or liability in 
a transaction that is not a business combination and that, at the time of the transaction, affects neither the 
accounting nor taxable profits; or 
 When the taxable temporary difference is associated with interests in subsidiaries, associates or joint ventures, and 
the timing of the reversal can be controlled and it is probable that the temporary difference will not reverse in the 
foreseeable future. 

● 

Deferred tax assets are recognised for deductible temporary differences and unused tax losses only if it is probable that 
future taxable amounts will be available to utilise those temporary differences and losses. 

The carrying amount of recognised and unrecognised deferred tax assets are reviewed at each reporting date. Deferred 
tax assets recognised are reduced to the extent that it is no longer probable that future taxable profits will be available for 
the carrying amount to be recovered. Previously unrecognised deferred tax assets are recognised to the extent that it is 
probable that there are future taxable profits available to recover the asset. 

Deferred  tax  assets  and  liabilities  are  offset  only  where  there  is  a  legally  enforceable  right  to  offset  current  tax  assets 
against  current  tax  liabilities  and  deferred  tax  assets  against  deferred  tax  liabilities;  and  they  relate  to  the  same  taxable 
authority on either the same taxable entity or different taxable entities which intend to settle simultaneously. 

Class  Limited  (the  'head  entity')  and  its  wholly-owned  Australian  subsidiaries  have  formed  an  income  tax  consolidated 
group  under  the  tax  consolidation  regime  with  effect  from  1  July  2014.  The  head  entity  and  each  subsidiary  in  the  tax 
consolidated group continue to account for their own current and deferred tax amounts. The tax consolidated group has 
applied  the  'separate  taxpayer  within  group'  approach  in  determining  the  appropriate  amount  of  taxes  to  allocate  to 
members of the tax consolidated group. 

In  addition  to  its  own  current  and  deferred  tax  amounts,  the  head  entity  also  recognises  the  current  tax  liabilities  (or 
assets) and the deferred tax assets arising from unused tax losses and unused tax credits assumed from each subsidiary in 
the tax consolidated group. 

Assets  or  liabilities  arising  under  tax  funding  agreements  with  the  tax  consolidated  entities  are  recognised  as  amounts 
receivable from or payable to other entities in the tax consolidated group. The tax funding arrangement ensures that the 
intercompany charge equals the current tax liability or benefit of each tax consolidated group member, resulting in neither 
a contribution by the head entity to the subsidiaries nor a distribution by the subsidiaries to the head entity. 

 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
  
  
  
  
  
  
  
  
Class Limited 
Notes to the financial statements 
30 June 2017 

Note 8. Current assets - cash and cash equivalents 

Cash on hand and at bank 

Class Annual Report 2017      39

Consolidated 

2017 
$'000 

2016 
$'000 

19,413   

15,179  

Accounting policy for cash and cash equivalents 
Cash and cash equivalents includes cash on hand, deposits held at call with financial institutions, other short-term, highly 
liquid investments with original maturities of three months or less that are readily convertible to known amounts of cash 
and which are subject to an insignificant risk of changes in value. 

Note 9. Current assets - trade and other receivables 

Trade receivables 
Less: Provision for impairment of receivables 

Accrued revenue 

Consolidated 

2017 
$'000 

2016 
$'000 

3,099   
(12)  
3,087   

2,307  
(8) 
2,299  

33   

19  

3,120   

2,318  

Impairment of receivables 
The Group has recognised a loss of $4,000 (2016: $5,000) in profit or loss in respect of impairment of receivables for the 
year ended 30 June 2017. 

The ageing of the impaired receivables provided for above are as follows: 

0 to 3 months overdue 
3 to 6 months overdue 
Over 6 months overdue 

Movements in the provision for impairment of receivables are as follows: 

Opening balance 
Additional provisions recognised 

Closing balance 

Consolidated 

2017 
$'000 

2016 
$'000 

-    
5   
7   

12   

Consolidated 

2017 
$'000 

2016 
$'000 

8   
4   

12   

4  
4  
-   

8  

3  
5  

8  

Past due but not impaired 
Customers with balances past due but without provision for impairment of receivables amount to $46,000 as at 30 June 
2017 ($28,000 as at 30 June 2016). 

 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
  
 
 
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
  
40      Class Annual Report 2017

Class Limited 
Notes to the financial statements 
30 June 2017 

Note 9. Current assets - trade and other receivables (continued) 

The Group did not consider a credit risk on the aggregate balances after reviewing the credit terms of customers based 
on recent collection practices. 

The ageing of the past due but not impaired receivables are as follows: 

0 to 3 months overdue 
3 to 6 months overdue 

Consolidated 

2017 
$'000 

2016 
$'000 

22   
24   

46   

28  
-   

28  

Accounting policy for trade and other receivables 
Trade  receivables  are  initially  recognised  at  fair  value  and  subsequently  measured  at  amortised  cost  using  the  effective 
interest  method,  less  any  provision  for  impairment.  Trade  receivables  are  generally  due  for  settlement  within  30  and  90 
days. 

Collectability of trade receivables is reviewed on an ongoing basis. Debts which are known to be uncollectable are written 
off  by  reducing  the  carrying  amount  directly.  A  provision  for  impairment  of  trade  receivables  is  raised  when  there  is 
objective  evidence  that  the  Group  will  not  be  able  to  collect  all  amounts  due  according  to  the  original  terms  of  the 
receivables.  Significant  financial  difficulties  of  the  debtor,  probability  that  the  debtor  will  enter  bankruptcy  or  financial 
reorganisation and default or delinquency in payments (more than 120 days overdue) are considered indicators that the 
trade receivable may be impaired. The amount of the impairment allowance is the difference between the asset's carrying 
amount and the present value of estimated future cash flows, discounted at the original effective interest rate. Cash flows 
relating to short-term receivables are not discounted if the effect of discounting is immaterial. 

Other receivables are recognised at amortised cost, less any provision for impairment. 

Note 10. Current assets - other 

Prepayments 
Term deposits* 

Consolidated 

2017 
$'000 

2016 
$'000 

528   
204   

732   

355  
141  

496  

*Includes term deposit which is held as security for lease of office premises $204,000 (2016: $141,000). 

 
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
  
Class Limited 
Notes to the financial statements 
30 June 2017 

Note 11. Non-current assets - property, plant and equipment 

Leasehold improvements - at cost 
Less: Accumulated depreciation 

Furniture and fittings - at cost 
Less: Accumulated depreciation 

Computer equipment - at cost 
Less: Accumulated depreciation 

Office equipment - at cost 
Less: Accumulated depreciation 

Class Annual Report 2017      41

Consolidated 

2017 
$'000 

2016 
$'000 

338   
(174)  
164   

289   
(50)  
239   

940   
(555)  
385   

127   
(80)  
47   

835   

156  
(107) 
49  

133  
(29) 
104  

722  
(341) 
381  

105  
(35) 
70  

604  

Reconciliations 
Reconciliations of the written down values at the beginning and end of the current and previous financial year are set out 
below: 

Consolidated 

Balance at 1 July 2015 
Additions 
Depreciation expense 

Balance at 30 June 2016 
Additions 
Depreciation expense 

Balance at 30 June 2017 

  Leasehold 
 improvement
s 
 $'000 

  Furniture and   Computer 

  Office 

fittings 
 $'000 

equipment 
 $'000 

equipment 
 $'000 

Total 
 $'000 

81   
-  
(32)  

49   
181   
(66)  

164   

100   
16   
(12)  

104   
156   
(21)  

239   

233   
287   
(139)  

381   
218   
(214)  

385   

66   
15   
(11)  

70   
23   
(46)  

47   

480  
318  
(194) 

604  
578  
(347) 

835  

Accounting policy for property, plant and equipment 
Plant  and  equipment  is  stated  at  historical  cost  less  accumulated  depreciation  and  impairment.  Historical  cost  includes 
expenditure that is directly attributable to the acquisition of the items. 

Depreciation is calculated on a straight-line basis to write off the net cost of each item of property, plant and equipment 
over their expected useful lives as follows: 

Leasehold improvements 
Furniture and fittings 
Computer equipment 
Office equipment 

 3-5 years 
 3-20 years 
 3-5 years 
 3-10 years 

The  residual  values,  useful  lives  and  depreciation  methods  are  reviewed,  and  adjusted  if  appropriate,  at  each  reporting 
date. 

Leasehold improvements are depreciated over the unexpired period of the lease or the estimated useful life of the assets, 
whichever is shorter. 

 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
  
  
 
  
 
 
 
 
 
 
  
  
  
  
  
 
 
 
 
 
  
  
  
  
 
 
 
 
 
 
  
  
  
  
 
 
  
  
  
  
  
  
42      Class Annual Report 2017

Class Limited 
Notes to the financial statements 
30 June 2017 

Note 11. Non-current assets - property, plant and equipment (continued) 

An item of property, plant and equipment is derecognised upon disposal or when there is no future economic benefit to 
the Group. Gains and losses between the carrying amount and the disposal proceeds are taken to profit or loss. 

Note 12. Non-current assets - intangibles 

Website tools development - at cost 
Less: Accumulated amortisation 

Trademarks and domain names - at cost 

Software development - at cost 
Less: Accumulated amortisation 

Computer software - at cost 
Less: Accumulated amortisation 

Consolidated 

2017 
$'000 

2016 
$'000 

157   
(141)  
16   

46   

15,828   
(10,909)  
4,919   

100   
(56)  
44   

157  
(101) 
56  

36  

12,185  
(8,730) 
3,455  

76  
(52) 
24  

5,025   

3,571  

Reconciliations 
Reconciliations of the written down values at the beginning and end of the current and previous financial year are set out 
below: 

Consolidated 

Balance at 1 July 2015 
Additions 
Amortisation expense 

Balance at 30 June 2016 
Additions 
Amortisation expense 

Balance at 30 June 2017 

Website tools 
  development   
$'000 

  Trademarks 
and domain 
names 
$'000 

Software 
  development   
$'000 

Computer 
software 
$'000 

Total 
$'000 

106   
2   
(52)  

56   
-  
(40)  

16   

36   
-  
-  

36   
10   
-  

46   

2,200   
2,615   
(1,360)  

3,455   
3,643   
(2,179)  

4,919   

39   
10   
(25)  

24   
38   
(18)  

44   

2,381  
2,627  
(1,437) 

3,571  
3,691  
(2,237) 

5,025  

Accounting policy for intangible assets 
Intangible assets acquired as part of a business combination, other than goodwill, are initially measured at their fair value 
at the date of the acquisition. Intangible assets acquired separately are initially recognised at cost. Indefinite life intangible 
assets  are  not  amortised  and  are  subsequently  measured  at  cost  less  any  impairment.  Finite  life  intangible  assets  are 
subsequently  measured  at  cost  less  amortisation  and  any  impairment.  The  gains  or  losses  recognised  in  profit  or  loss 
arising from the derecognition of intangible assets are measured as the difference between net disposal proceeds and the 
carrying amount of the intangible asset. The method and useful lives of finite life intangible assets are reviewed annually. 
Changes  in  the  expected  pattern  of  consumption  or  useful  life  are  accounted  for  prospectively  by  changing  the 
amortisation method or period. 

 
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
 
 
 
 
 
  
  
  
  
 
 
 
 
 
 
  
  
  
  
 
 
  
  
Class Annual Report 2017      43

Class Limited 
Notes to the financial statements 
30 June 2017 

Note 12. Non-current assets - intangibles (continued) 

Website tool and software development 
Research  costs  are  expensed  in  the  period  in  which  they  are  incurred.  Development  costs  are  capitalised  when:  it  is 
probable that the project will be a success considering its commercial and technical feasibility; the Group is able to use or 
sell the asset; the Group has sufficient resources and intent to complete the internal development; and the costs incurred 
can  be  measured  reliably.  These  capitalised  costs  are  amortised  commencing  from  the  time  the  asset's  development 
reaches the condition necessary for it to be capable of operation in the manner intended by management. Amortisation is 
on a straight-line basis over the period of the asset's expected benefit, being its finite useful lives of three years. 

Trademarks and domain names 
Significant  costs  associated  with  trademarks  and  domain  names  are  capitalised.  Such  assets  are  not  amortised  on  the 
basis  that  they  are  deemed  to  have  an  indefinite  life.  This  assumption  is  reassessed  every  year.  Instead,  trademarks  and 
domain names are tested annually for impairment, or more frequently if events or changes in circumstances indicate that 
they might be impaired. They are carried at cost less accumulated impairment losses. 

Computer software 
Software  purchased  from  third  parties  are  capitalised  and  amortised  on  a  straight-line  basis  over  the  period  of  their 
expected benefit of between three to five years. 

Note 13. Current liabilities - trade and other payables 

Trade payables 
Accrued expenses 
BAS payable 

Consolidated 

2017 
$'000 

2016 
$'000 

405   
1,385   
594   

517  
1,303  
448  

2,384   

2,268  

Refer to note 19 for further information on financial instruments. 

Accounting policy for trade and other payables 
These amounts represent liabilities for goods and services provided to the Group prior to the end of the financial year and 
which  are  unpaid.  Due  to  their  short-term  nature  they  are  measured  at  amortised  cost  and  are  not  discounted.  The 
amounts are unsecured and are usually paid within 30 days of recognition. 

Note 14. Current liabilities - provisions 

Annual leave 
Long service leave 
Deferred lease incentives 

Consolidated 

2017 
$'000 

2016 
$'000 

458   
72   
17   

547   

387  
-   
47  

434  

Deferred lease incentives 
The  provision  represents  operating  lease  incentives  received.  The  incentives  are  allocated  to  profit  or  loss  in  such  a 
manner that the rent expense is recognised on a straight-line basis over the lease term. 

 
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
  
44      Class Annual Report 2017

Class Limited 
Notes to the financial statements 
30 June 2017 

Note 14. Current liabilities - provisions (continued) 

Accounting policy for employee benefits 

Short-term employee benefits 
Liabilities  for  wages  and  salaries,  including  non-monetary  benefits,  annual  leave  and  long  service  leave  expected  to  be 
settled wholly within 12 months of the reporting date are measured at the amounts expected to be paid when the liabilities 
are settled. The liability for annual leave not expected to be settled within 12 months of the reporting date but for which 
employees  have  a  current  entitlement  is  measured  as  the  present  value  of  expected  future  payments  to  be  made  in 
respect of services provided by employees up to the reporting date using the projected unit credit method (refer to the 
accounting policy in note [15] for further details). Such amounts are presented as current liabilities as the Group does not 
have  an  unconditional  right  to  defer  settlement.  However,  based  on  past  experience,  the  Group  does  not  expect  all 
employees to take the full amount of accrued leave or require payment within the next 12 months.  

Note 15. Non-current liabilities - provisions 

Long service leave 
Deferred lease incentives 
Lease make good 

Consolidated 

2017 
$'000 

2016 
$'000 

300   
21   
23   

344   

285  
28  
-   

313  

Movements in provisions 
Movements  in  each  class  of  provision  (current  and  non-current)  during  the  current  financial  year,  other  than  employee 
benefits, are set out below: 

Consolidated - 2017 

Carrying amount at the start of the year 
Additional provisions recognised 
Amounts used 

Carrying amount at the end of the year 

 Deferred 
lease 
 incentives 
 $'000 

Lease make  
 good 
 $'000 

75   
50   
(87)  

38   

- 
23  
- 

23  

Accounting policy for other long-term employee benefits 
The  liability  for  long  service  leave  not  expected  to  be  settled  within  12  months  of  the  reporting  date  is  measured  as  the 
present value of expected future payments to be made in respect of services provided by employees up to the reporting 
date using the projected unit credit method. Pursuant to this method, consideration is given to expected future wage and 
salary  levels,  past  experience  of  employee  departures  and  periods  of  service.  Expected  future  payments  are  discounted 
using market yields at the reporting date on corporate bonds with terms to maturity and currency that match, as closely 
as possible, the estimated future cash outflows. 

Note 16. Equity - issued capital 

Ordinary shares - fully paid 

117,515,849   

116,820,283   

24,994   

24,260  

Consolidated 

2017 
Shares 

2016 
Shares 

2017 
$'000 

2016 
$'000 

 
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
  
 
 
 
 
  
  
 
 
 
 
 
  
 
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
Class Annual Report 2017      45

Class Limited 
Notes to the financial statements 
30 June 2017 

Note 16. Equity - issued capital (continued) 

Movements in ordinary share capital 

Details 

 Date 

Shares 

$'000 

Balance 
Exercise price transferred on vesting of loan funded 
share plan 
Issuance of shares at $1.00 per share 
Issuance of shares in the employee offer 
Issuance of shares at $1.00 per share 
Share issue transaction costs, net of tax 

 1 July 2015 

111,350,680   

18,715  

8 December 2015 
 14 December 2015 
 14 December 2015 
 24 December 2015 

- 
5,318,603   
41,000   
110,000   
-  

380  
5,319  
- 
110  
(264) 

Balance 
Issuance of shares under Tax Exempt Employee Share Plan for nil 
consideration 
Issuance of shares at $1.10 per share on exercise of options 
Issuance of shares at $1.10 per share on exercise of options 

 30 June 2016 

116,820,283   

24,260  

20 December 2016 
 28 February 2017 
 7 March 2017 

20,473  
484,377   
190,716   

- 
527  
207  

Balance 

 30 June 2017 

117,515,849   

24,994  

Ordinary shares 
Ordinary  shares  entitle  the  holder  to  participate  in  dividends  and  the  proceeds  on  the  winding  up  of  the  Company  in 
proportion to the number of and amounts paid on the shares held. The fully paid ordinary shares have no par value and 
the Company does not have a limited amount of authorised capital. 

On a show of hands every member present at a meeting in person or by proxy shall have one vote and upon a poll each 
share shall have one vote. 

Share buy-back 
There is no current on-market share buy-back. 

Capital risk management 
The  Group's  objectives  when  managing  capital  is  to  safeguard  its  ability  to  continue  as  a  going  concern,  so  that  it  can 
provide  returns  for  shareholders  and  benefits  for  other  stakeholders  and  to  maintain  an  optimum  capital  structure  and 
reduce the cost of capital. 

Capital  is  regarded  as  total  equity,  as  recognised  in  the  statement  of  financial  position,  plus  net  debt.  Net  debt  is 
calculated as total borrowings less cash and cash equivalents. 

In order to maintain or adjust the capital structure, the Group may adjust the amount of dividends paid to shareholders, 
return capital to shareholders, issue new shares or sell assets to reduce debt. 

The Group would look to raise capital when an opportunity to invest in a business or company was seen as value adding 
relative to the current Company's share price at the time of the investment. 

The Group has complied with the capital requirements prescribed under its Australian Financial Service Licence. 

The capital risk management policy remains unchanged from the 30 June 2016 Annual Report. 

Accounting policy for issued capital 
Ordinary shares are classified as equity. 

Incremental costs directly attributable to the issue of new shares or options are shown in equity as a deduction, net of tax, 
from the proceeds. 

 
  
  
  
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
  
 
 
 
 
 
 
 
 
  
 
  
 
 
  
  
  
  
  
  
  
  
  
  
  
  
46      Class Annual Report 2017

Class Limited 
Notes to the financial statements 
30 June 2017 

Note 17. Equity - reserves 

Share-based payments reserve 
Acquisition reserve 

Consolidated 

2017 
$'000 

2016 
$'000 

1,179   
(53)  

1,126   

612  
(53) 

559  

Profit reserve 
The  reserve  was  previously  used  to  transfer  profits  from  retained  earnings  for  the  purpose  of  distributing  dividends. 
Dividends are now distributed out of retained earnings. 

Share-based payments reserve 
The  reserve  is  used  to  recognise  the  value  of  equity  benefits  provided  to  employees  and  directors  as  part  of  their 
remuneration. 

Acquisition reserve 
The  reserve  resulted  from  the  acquisition  of  non-controlling  interests  in  a  subsidiary.  The  acquisition  of  non-controlling 
interests is not a business combination but is an equity transaction between owners. Accordingly, the difference between 
consideration  paid  and  fair  value  of  identifiable  net  assets  of  the  non-controlling  interest  has  been  accounted  for  in  the 
acquisition reserve. 

Movements in reserves 
Movements in each class of reserve during the current and previous financial year are set out below: 

Consolidated 

Balance at 1 July 2015 
Transfer to retained earnings 
Share based payment 

Balance at 30 June 2016 
Share based payment 

Balance at 30 June 2017 

Profit 
 reserve  
 $'000 

 Share-based 
payment 
 reserve 
 $'000 

Acquisition 
 reserve 
 $'000 

 Total 
 $'000 

2,553   
(2,553)  
-  

-  
-  

-  

147   
-  
465   

612   
567   

1,179   

(53)  
-  
-  

(53)  
-  

(53)  

2,647  
(2,553) 
465  

559  
567  

1,126  

 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
  
  
  
  
 
 
 
 
 
 
 
  
  
  
  
 
 
 
 
 
  
  
  
 
 
 
 
 
  
  
  
 
 
  
Class Limited 
Notes to the financial statements 
30 June 2017 

Note 18. Equity - dividends 

Dividends 
Dividends paid during the financial year were as follows: 

Final dividend for the year ended 30 June 2016 of 1 cent per ordinary share  
(2016: 0.75 cents) 
Interim dividend for the year ended 30 June 2017 of 1 cent per ordinary share  
(2016: 0.75 cents) 
Interim dividend for the year ended 30 June 2017 of 1 cents per ordinary share  
(2016: 1 cent) 
Interim dividend for the year ended 30 June 2017 of 1 cents per ordinary share  
(2016: 1 cent) 

Class Annual Report 2017      47

Consolidated 

2017 
$'000 

2016 
$'000 

1,168  

1,168  

1,168  

1,176  

835  

835  

1,168  

1,168  

4,680   

4,006  

On  15  August  2017,  the  directors  declared  a  fully  franked  final  dividend  for  the  year  ended  30  June  2017  of  2  cents  per 
ordinary share with payment date of 5 September 2017 to eligible shareholders on the register as at 17 August 2017. This 
equates  to  a  total  distribution  of  $2,350,000,  based  on  the  number  of  ordinary  shares  on  issue  as  at  30  June  2017.  The 
financial effect of dividends declared after the reporting date is not reflected in the 30 June 2017 financial statements and 
will be recognised in subsequent financial reports. 

Franking credits 

Consolidated 

2017 
$'000 

2016 
$'000 

Franking credits available for subsequent financial years based on a tax rate of 30% 

2,753   

1,454  

The above amounts represent the balance of the franking account as at the end of the financial year, adjusted for: 
● 
● 
● 

 franking credits that will arise from the payment of the amount of the provision for income tax at the reporting date 
 franking debits that will arise from the payment of dividends recognised as a liability at the reporting date 
 franking credits that will arise from the receipt of dividends recognised as receivables at the reporting date 

Accounting policy for dividends 
Dividends are recognised when declared during the financial year and are no longer at the discretion of the Company. 

Note 19. Financial instruments 

Financial risk management objectives 
The  Group's  activities  expose  it  to  a  variety  of  financial  risks:  market  risk  (including  foreign  currency  risk,  price  risk  and 
interest  rate  risk),  credit  risk  and  liquidity  risk.  The  Group's  overall  risk  management  program  focuses  on  the 
unpredictability  of  financial  markets  and  seeks  to  minimise  potential  adverse  effects  on  the  financial  performance  of  the 
Group. The Group uses different methods to measure different types of risk to which it is exposed. These methods include 
sensitivity analysis in the case of interest rate, foreign exchange and other price risks and ageing analysis for credit risk. 

Risk management is carried out by senior finance executives ('finance') under policies approved by the Board of Directors 
('the  Board').  These  policies  include  identification  and  analysis  of  the  risk  exposure  of  the  Group  and  appropriate 
procedures,  controls  and  risk  limits.  Finance  identifies,  evaluates  and  hedges  financial  risks  within  the  Group's  operating 
units. 

Market risk 

Foreign currency risk 
The Group is not exposed to any significant foreign currency risk. 

 
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
48      Class Annual Report 2017

Class Limited 
Notes to the financial statements 
30 June 2017 

Note 19. Financial instruments (continued) 

Price risk 
The Group is not exposed to any significant price risk. 

Interest rate risk 
The Group's exposure to interest rate risk is limited to cash at bank and short term deposits. 

An  official  increase/decrease  in  interest  rates  of  50  (2016:50)  basis  points  would  have  an  adverse/favourable  effect  on 
profit  before  tax  of  $98,000  (2016:  $77,000)  per  annum.  The  percentage  change  is  based  on  the  expected  volatility  of 
interest rates using market data and analysts' forecasts. 

Credit risk 
Credit risk refers to the risk that a counterparty will default on its contractual obligations resulting in financial loss to the 
Group.  The  Group  has  a  strict  code  of  credit,  including  obtaining  agency  credit  information,  confirming  references  and 
setting  appropriate  credit  limits.  The  Group  obtains  guarantees  where  appropriate  to  mitigate  credit  risk.  The  maximum 
exposure to credit risk at the reporting date to recognised financial assets is the carrying amount, net of any provisions for 
impairment of those assets, as disclosed in the statement of financial position and notes to the financial statements. The 
Group does not hold any collateral. 

Liquidity risk 
Vigilant  liquidity  risk  management  requires  the  Group  to  maintain  sufficient  liquid  assets  (mainly  cash  and  cash 
equivalents) to be able to pay debts as and when they become due and payable. 

The Group manages liquidity risk by maintaining adequate cash reserves by continuously monitoring actual and forecast 
cash flows and matching the maturity profiles of financial assets and liabilities. 

Remaining contractual maturities 
The following tables detail the Group's remaining contractual maturity for its financial instrument liabilities. The tables have 
been  drawn  up  based  on  the  undiscounted  cash  flows  of  financial  liabilities  based  on  the  earliest  date  on  which  the 
financial liabilities are required to be paid. The tables include both interest and principal cash flows disclosed as remaining 
contractual  maturities  and  therefore  these  totals  may  differ  from  their  carrying  amount  in  the  statement  of  financial 
position. 

Consolidated - 2017 

Non-derivatives 
Non-interest bearing 
Trade payables 
Total non-derivatives 

Consolidated - 2016 

Non-derivatives 
Non-interest bearing 
Trade payables 
Total non-derivatives 

1 year or less 
$'000 

Between 1 
and 2 years 
$'000 

Between 2 
and 5 years 
$'000 

Over 5 years 
$'000 

  Remaining 
contractual 
maturities 
$'000 

405   
405   

-  
-  

-  
-  

-  
-  

405  
405  

1 year or less 
$'000 

Between 1 
and 2 years 
$'000 

Between 2 
and 5 years 
$'000 

Over 5 years 
$'000 

  Remaining 
contractual 
maturities 
$'000 

517   
517   

-  
-  

-  
-  

-  
-  

517  
517  

The cash flows in the maturity analysis above are not expected to occur significantly earlier than contractually disclosed 
above. 

 
  
  
  
  
 
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
 
  
  
  
  
 
 
  
  
  
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
 
  
  
  
  
 
 
  
  
  
  
 
 
 
  
  
Class Annual Report 2017      49

Class Limited 
Notes to the financial statements 
30 June 2017 

Note 20. Fair value measurement 

Unless  otherwise  stated,  the  carrying  amounts  of  financial  instruments  reflect  their  fair  value.  The  carrying  amounts  of 
trade and other receivables and trade and other payables approximate their fair values due to their short term nature. The 
fair  value  of  financial  liabilities  is  estimated  by  discounting  the  remaining  contractual  maturities  at  the  current  market 
interest rate that is available for similar financial liabilities. 

Accounting policy for fair value measurement 
When an asset or liability, financial or non-financial, is measured at fair value for recognition or disclosure purposes, the fair 
value is based on the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction 
between  market  participants  at  the  measurement  date;  and  assumes  that  the  transaction  will  take  place  either:  in  the 
principal market; or in the absence of a principal market, in the most advantageous market. 

Fair  value  is  measured  using  the  assumptions  that  market  participants  would  use  when  pricing  the  asset  or  liability, 
assuming  they  act  in  their  economic  best  interests.  For  non-financial  assets,  the  fair  value  measurement  is  based  on  its 
highest  and  best  use.  Valuation  techniques  that  are  appropriate  in  the  circumstances  and  for  which  sufficient  data  are 
available  to  measure  fair  value,  are  used,  maximising  the  use  of  relevant  observable  inputs  and  minimising  the  use  of 
unobservable inputs. 

Note 21. Key management personnel disclosures 

Compensation 
The aggregate compensation made to directors and other members of key management personnel of the Group is set out 
below: 

Short-term employee benefits 
Post-employment benefits 
Long-term benefits 
Share-based payments 

Note 22. Remuneration of auditors 

Consolidated 

2017 
$ 

2016 
$ 

948,447   
75,268   
18,383   
163,644   

898,021  
86,099  
16,445  
172,259  

1,205,742   

1,172,824  

During the financial year the following fees were paid or payable for services provided by Grant Thornton, the auditor of 
the Company: 

Audit services - Grant Thornton 
Audit or review of the financial statements 

Other services - Grant Thornton 
Due diligence 
Tax compliance services 
Taxation advisory services 

Consolidated 

2017 
$ 

2016 
$ 

79,118   

67,950  

-    
24,420   
15,400   

40,000  
15,750  
108,775  

39,820   

164,525  

118,938   

232,475  

 
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
  
 
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
  
50      Class Annual Report 2017

Class Limited 
Notes to the financial statements 
30 June 2017 

Note 23. Contingent liabilities 

The Group has given bank guarantees as at 30 June 2017 of $204,000 (2016: $141,000) to various landlords. 

Note 24. Commitments 

Lease commitments - operating 
Committed at the reporting date but not recognised as liabilities, payable: 
Within one year 
One to five years 

Consolidated 

2017 
$'000 

2016 
$'000 

638   
653   

517  
1,253  

1,291   

1,770  

Operating  lease  commitments  relate  to  leases  of  office  premises  under  non-cancellable  operating  leases  expiring  within 
one and three years with no options to extend. The leases have various escalation clauses. On renewal, the terms of the 
leases are renegotiated. 

Note 25. Related party transactions 

Parent entity 
Class Limited is the parent entity. 

Subsidiaries 
Interests in subsidiaries are set out in note 27. 

Key management personnel 
Disclosures  relating  to  key  management  personnel  are  set  out  in  note  21  and  the  remuneration  report  included  in  the 
directors' report. 

Transactions with related parties 
Rajarshi Ray, a director of the Company is also a director of Heffron Consulting Pty Ltd, a major customer of the Group. 
Heffron Consulting Pty Ltd also provides actuarial certificates to the customers of the Group. Mr Ray is not a shareholder 
of  Heffron,  is  one  of  three  directors  and  is  not  related  to  any  of  the  other  directors.  Transactions  between  Heffron 
Consulting Pty Ltd and the Group are at arm's length and on normal commercial terms. 

Barry Lambert, a former director of the Company is also a director of Countplus Limited, a major customer of the Group. 
Barry  Lambert  is  one  of  five  Directors  and  is  not  related  to  any  of  the  other  directors.  Transactions  between  Countplus 
Limited and the Group are at arm's length and on normal commercial terms. 

Terms and conditions 
All transactions were made on normal commercial terms and conditions and at market rates. 

 
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
 
 
 
  
 
 
 
  
  
  
  
  
  
  
  
  
Class Limited 
Notes to the financial statements 
30 June 2017 

Note 26. Parent entity information 

Set out below is the supplementary information about the parent entity. 

Statement of profit or loss and other comprehensive income 

Profit after income tax 

Total comprehensive income 

Statement of financial position 

Total current assets 

Total assets 

Total current liabilities 

Total liabilities 

Equity 

Issued capital 
Share-based payments reserve 
Retained earnings 

Total equity 

Class Annual Report 2017      51

Parent 

2017 
$'000 

2016 
$'000 

5,479   

4,442  

5,479   

4,442  

Parent 

2017 
$'000 

2016 
$'000 

14,850   

12,849  

26,798   

23,526  

3,505   

2,987  

4,455   

3,300  

24,994   
1,179   
(3,830)  

24,260  
612  
(4,646) 

22,343   

20,226  

Guarantees entered into by the parent entity in relation to the debts of its subsidiaries 
The parent entity had no guarantees in relation to the debts of its subsidiaries as at 30 June 2017 and 30 June 2016. 

Contingent liabilities 
The parent entity had no contingent liabilities as at 30 June 2017 and 30 June 2016. 

Capital commitments - Property, plant and equipment 
The parent entity had no capital commitments for property, plant and equipment as at 30 June 2017 and 30 June 2016. 

Significant accounting policies 
The accounting policies of the parent entity are consistent with those of the Group, as disclosed in note 2, except for the 
following: 
● 
● 

 Investments in subsidiaries are accounted for at cost, less any impairment, in the parent entity. 
 Dividends received from subsidiaries are recognised as other income by the parent entity and its receipt may be an 
indicator of an impairment of the investment. 

 
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
  
 
 
 
 
  
 
 
  
 
 
 
 
 
 
  
 
 
  
  
  
  
  
52      Class Annual Report 2017

Class Limited 
Notes to the financial statements 
30 June 2017 

Note 27. Interests in subsidiaries 

The  consolidated  financial  statements  incorporate  the  assets,  liabilities  and  results  of  the  following  subsidiaries  in 
accordance with the accounting policy described in note 2: 

Name 

 Principal place of business / 
 Country of incorporation 

Class Super Pty Limited 
Class Investment Reporter Pty Ltd 
Super IP Incentive Pty Ltd 

 Australia 
 Australia 
 Australia 

Ownership interest 
2016 
2017 
% 
% 

100%   
100%   
100%   

100%  
100%  
100%  

Note 28. Reconciliation of profit after income tax to net cash from operating activities 

Profit after income tax expense for the year 

Adjustments for: 
Depreciation and amortisation 
Share-based payments 

Change in operating assets and liabilities: 

Increase in trade and other receivables 
Decrease in deferred tax assets 
Increase in prepayments 
Increase in trade and other payables 
Increase in provision for income tax 
Increase in deferred tax liabilities 
Increase in employee benefits 
Decrease in other provisions 

Consolidated 

2017 
$'000 

2016 
$'000 

7,988   

5,210  

2,584   
567   

(802)  
307   
(173)  
116   
1,099   
682   
158   
(14)  

1,631  
465  

(651) 
804  
(177) 
653  
143  
-   
95  
(47) 

Net cash from operating activities 

12,512   

8,126  

Note 29. Earnings per share 

Consolidated 

2017 
$'000 

2016 
$'000 

Profit after income tax attributable to the owners of Class Limited 

7,988   

5,210  

Weighted average number of ordinary shares used in calculating basic earnings per share 
Adjustments for calculation of diluted earnings per share: 

Options over ordinary shares 

  Number 

  Number 

117,054,948   

112,336,128  

1,806,985   

1,114,769  

Weighted average number of ordinary shares used in calculating diluted earnings per share   

118,861,933   

113,450,897  

Basic earnings per share 
Diluted earnings per share 

Cents 

Cents 

6.82   
6.72   

4.64  
4.59  

 
  
  
  
  
 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
 
 
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
  
Class Annual Report 2017      53

Class Limited 
Notes to the financial statements 
30 June 2017 

Note 29. Earnings per share (continued) 

Accounting policy for earnings per share 

Basic earnings per share 
Basic  earnings  per  share  is  calculated  by  dividing  the  profit  attributable  to  the  owners  of  Class  Limited,  excluding  any 
costs  of  servicing  equity  other  than  ordinary  shares,  by  the  weighted  average  number  of  ordinary  shares  outstanding 
during the financial year, adjusted for bonus elements in ordinary shares issued during the financial year. 

Diluted earnings per share 
Diluted earnings per share adjusts the figures used in the determination of basic earnings per share to take into account 
the after income tax effect of interest and other financing costs associated with dilutive potential ordinary shares and the 
weighted  average  number  of  shares  assumed  to  have  been  issued  for  no  consideration  in  relation  to  dilutive  potential 
ordinary shares. 

Note 30. Share-based payments 

The Group has established the Class Limited Tax Exempt Employee Share Plan ('Tax Exempt ESP') to assist the Group in 
rewarding  employees  by  providing  them  with  the  opportunity  to  own  shares  in  the  Company.  The  Tax  Exempt  ESP 
enables the Group to issue shares to qualifying employees on a non-discriminatory basis so as to permit the application of 
section 83A-35 of the Income Tax Assessment Act 1997. 

The  Group  also  has  a  long  term  incentive  plan  ('LTIP'),  Class  Limited  Employee Share  Option  Plan  ('ESOP')  to  assist  the 
Group in retaining and attracting current and future employees by providing them with the opportunity to allow them to 
acquire  options  or  rights  as  part  of  the  remuneration  for  their  services.  The  ESOP  is  by  invitation  of  the  Board  (or  a 
committee of the Board). 

The share-based payment expense for the year was $567,000 (2016: $465,000). No options were granted during the year 
ended 30 June 2017 (2016: 6,281,708). 

Set out below summary of the options granted under the plan: 

2017 

Grant date 

 Expiry date 

30/09/2015 
30/09/2015 
29/06/2016 

 30/09/2019 
 30/09/2020 
 30/06/2021 

 Exercise  
 price 

 Balance at  
 the start of  
 the year 

 Granted 

 Exercised 

 Expired/  
 forfeited/ 
  other 

 Balance at  
 the end of  
 the year 

$1.10   
$1.33   
$3.81   

2,624,084   
1,058,506   
1,168,202   
4,850,792   

-  
-  
-  
-  

(675,093)  
-  
-  
(675,093)  

-  
-  
(110,000)  
(110,000)  

1,948,991  
1,058,506  
1,058,202  
4,065,699  

Weighted average exercise price 

$1.78   

$0.00  

$1.10   

$3.81   

$1.87  

2016 

Grant date 

 Expiry date 

03/12/2013 
28/04/2014 
30/06/2014 
17/08/2015 
30/09/2015 
30/09/2015 
29/06/2016 

 02/06/2017 
 26/10/2017 
 28/12/2017 
 16/06/2017 
 30/09/2019 
 30/09/2020 
 30/06/2021 

 Exercise  
 price 

 Balance at  
 the start of  
 the year 

 Granted 

 Exercised 

 Expired/  
 forfeited/ 
  other** 

 Balance at  
 the end of  
 the year 

$0.61   
$0.59   
$0.75   
$0.69   
$1.10   
$1.33   
$3.81   

2,400,000   
400,000   
400,000   
-  
-  
-  
-  
3,200,000   

-  
-  
-  
1,375,916   
2,624,084   
1,113,506   
1,168,202   
6,281,708   

(2,400,000)  
(400,000)  
(400,000)  
(1,375,916)  
-  
-  
-  
(4,575,916)  

-  
-  
-  
-  
-  
(55,000)  
-  
(55,000)  

-   
-   
-   
-   
2,624,084  
1,058,506  
1,168,202  
4,850,792  

Weighted average exercise price 

$0.62   

$1.54   

$0.64   

$1.33   

$1.78  

 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
 
 
 
  
 
  
  
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
  
 
  
  
 
  
54      Class Annual Report 2017

Class Limited 
Notes to the financial statements 
30 June 2017 

Note 30. Share-based payments (continued) 

The weighted average share price during the financial year was $3.26 (2016:$2.29). 

The weighted average remaining contractual life of options outstanding at the end of the financial year was 3 years (2016: 
4 years). 

2,624,084 options outstanding as at 30 June 2017 are vested and exercisable (30 June 2016: Nil). 

Accounting policy for share-based payments 
Equity-settled share-based compensation benefits are provided to employees. 

Equity-settled transactions are awards of shares, or options over shares, that are provided to employees in exchange for 
the rendering of services. 

The  cost  of  equity-settled  transactions  is  measured  at  fair  value  on  grant  date.  Fair  value  is  determined  using  either  the 
Binomial  or  Black-Scholes  option  pricing  model  that  takes  into  account  the  exercise  price,  the  term  of  the  option,  the 
impact  of  dilution,  the  share  price  at  grant  date  and  expected  price  volatility  of  the  underlying  share,  the  expected 
dividend yield and the risk free interest rate for the term of the option, together with non-vesting conditions that do not 
determine whether the Group receives the services that entitle the employees to receive payment. No account is taken of 
any other vesting conditions. 

The  cost  of  equity-settled  transactions  is  recognised  as  an  expense  with  a  corresponding  increase  in  equity  over  the 
vesting period. The cumulative charge to profit or loss is calculated based on the grant date fair value of the award, the 
best estimate of the number of awards that are likely to vest and the expired portion of the vesting period. The amount 
recognised in profit or loss for the period is the cumulative amount calculated at each reporting date less amounts already 
recognised in previous periods. 

If equity-settled awards are modified, as a minimum an expense is recognised as if the modification has not been made. 
An additional expense is recognised, over the remaining vesting period, for any modification that increases the total fair 
value of the share-based compensation benefit as at the date of modification. 

If the non-vesting condition is within the control of the Group or employee, the failure to satisfy the condition is treated as 
a cancellation. If the condition is not within the control of the Group or employee and is not satisfied during the vesting 
period, any remaining expense for the award is recognised over the remaining vesting period, unless the award is forfeited. 

If  equity-settled  awards  are  cancelled,  it  is  treated  as  if  it  has  vested  on  the  date  of  cancellation,  and  any  remaining 
expense is recognised immediately. If a new replacement award is substituted for the cancelled award, the cancelled and 
new award is treated as if they were a modification. 

Note 31. Events after the reporting period 

Apart from the dividend declared as disclosed in note 18, no other matter or circumstance has arisen since 30 June 2017 
that  has  significantly  affected,  or  may  significantly  affect  the  Group's  operations,  the  results  of  those  operations,  or  the 
Group's state of affairs in future financial years. 

 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
Class Annual Report 2017      55

Class Limited 
Notes to the financial statements 
30 June 2017 

Note 32. Other accounting policies 

Principles of consolidation 
The consolidated financial statements incorporate the assets and liabilities of all subsidiaries of Class Limited ('Company' 
or  'parent  entity')  as  at  30  June  2017  and  the  results  of  all  subsidiaries  for  the  year  then  ended.  Class  Limited  and  its 
subsidiaries together are referred to in these financial statements as the 'Group'. 

Subsidiaries  are  all  those  entities  over  which  the  Group  has  control.  The  Group  controls  an  entity  when  the  Group  is 
exposed to, or has rights to, variable returns from its involvement with the entity and has the ability to affect those returns 
through its power to direct the activities of the entity. Subsidiaries are fully consolidated from the date on which control is 
transferred to the Group. They are de-consolidated from the date that control ceases. 

Intercompany  transactions,  balances  and  unrealised  gains  on  transactions  between  entities  in  the  Group  are  eliminated. 
Unrealised losses are also eliminated unless the transaction provides evidence of the impairment of the asset transferred. 
Accounting policies of subsidiaries have been changed where necessary to ensure consistency with the policies adopted 
by the Group. 

The  acquisition  of  subsidiaries  is  accounted  for  using  the  acquisition  method  of  accounting.  A  change  in  ownership 
interest,  without  the  loss  of  control,  is  accounted  for  as  an  equity  transaction,  where  the  difference  between  the 
consideration transferred and the book value of the share of the non-controlling interest acquired is recognised directly in 
equity attributable to the parent. 

Where  the  Group  loses  control  over  a  subsidiary,  it  derecognises  the  assets  including  goodwill,  liabilities  and  non-
controlling interests in the subsidiary together with any cumulative translation differences recognised in equity. The Group 
recognises the fair value of the consideration received and the fair value of any investment retained together with any gain 
or loss in profit or loss. 

Current and non-current classification 
Assets and liabilities are presented in the statement of financial position based on current and non-current classification. 

An  asset  is  classified  as  current  when:  it  is  either  expected  to  be  realised  or  intended  to  be  sold  or  consumed  in  the 
Group's  normal  operating  cycle;  it  is  held  primarily  for  the  purpose  of  trading;  it  is  expected  to  be  realised  within  12 
months after the reporting period; or the asset is cash or cash equivalent unless restricted from being exchanged or used 
to settle a liability for at least 12 months after the reporting period. All other assets are classified as non-current. 

A liability is classified as current when: it is either expected to be settled in the Group's normal operating cycle; it is held 
primarily  for  the  purpose  of  trading;  it  is  due  to  be  settled  within  12  months  after  the  reporting  period;  or  there  is  no 
unconditional  right  to  defer  the  settlement  of  the  liability  for  at  least  12  months  after  the  reporting  period.  All  other 
liabilities are classified as non-current. 

Deferred tax assets and liabilities are always classified as non-current. 

Leases 
The  determination  of  whether  an  arrangement  is  or  contains  a  lease  is  based  on  the  substance  of  the  arrangement  and 
requires an assessment of whether the fulfilment of the arrangement is dependent on the use of a specific asset or assets 
and the arrangement conveys a right to use the asset. 

A distinction is made between finance leases, which effectively transfer from the lessor to the lessee substantially all the 
risks  and  benefits  incidental  to  the  ownership  of  leased  assets,  and  operating  leases,  under  which  the  lessor  effectively 
retains substantially all such risks and benefits. 

Finance leases are capitalised. A lease asset and liability are established at the fair value of the leased assets, or if lower, 
the  present  value  of  minimum  lease  payments.  Lease  payments  are  allocated  between  the  principal  component  of  the 
lease liability and the finance costs, so as to achieve a constant rate of interest on the remaining balance of the liability. 

Leased assets acquired under a finance lease are depreciated over the asset's useful life or over the shorter of the asset's 
useful  life  and  the  lease  term  if  there  is  no  reasonable  certainty  that  the  Group  will  obtain  ownership  at  the  end  of  the 
lease term. 

Operating lease payments, net of any incentives received from the lessor, are charged to profit or loss on a straight-line 
basis over the term of the lease. 

 
  
  
  
 
 
  
  
  
 
  
 
  
 
  
 
  
  
56      Class Annual Report 2017

Class Limited 
Notes to the financial statements 
30 June 2017 

Note 32. Other accounting policies (continued) 

Impairment of non-financial assets 
Other  intangible  assets  that  have  an  indefinite  useful  life  are  not  subject  to  amortisation  and  are  tested  annually  for 
impairment,  or  more  frequently  if  events  or  changes  in  circumstances  indicate  that  they  might  be  impaired.  Other  non-
financial  assets  are  reviewed  for  impairment  whenever  events  or  changes  in  circumstances  indicate  that  the  carrying 
amount may not be recoverable. An impairment loss is recognised for the amount by which the asset's carrying amount 
exceeds its recoverable amount. 

Recoverable  amount  is  the  higher  of  an  asset's  fair  value  less  costs  of  disposal  and  value-in-use.  The  value-in-use  is  the 
present value of the estimated future cash flows relating to the asset using a pre-tax discount rate specific to the asset or 
cash-generating unit to which the asset belongs. Assets that do not have independent cash flows are grouped together to 
form a cash-generating unit. 

Goods and Services Tax ('GST') and other similar taxes 
Revenues,  expenses  and  assets  are  recognised  net  of  the  amount  of  associated  GST,  unless  the  GST  incurred  is  not 
recoverable from the tax authority. In this case it is recognised as part of the cost of the acquisition of the asset or as part 
of the expense. 

Receivables  and  payables  are  stated  inclusive  of  the  amount  of  GST  receivable  or  payable.  The  net  amount  of  GST 
recoverable  from,  or  payable  to,  the  tax  authority  is  included  in  other  receivables  or  other  payables  in  the  statement  of 
financial position. 

Cash flows are presented on a gross basis. The GST components of cash flows arising from investing or financing activities 
which are recoverable from, or payable to the tax authority, are presented as operating cash flows.  

Commitments  and  contingencies  are  disclosed  net  of  the  amount  of  GST  recoverable  from,  or  payable  to,  the  tax 
authority. 

Comparatives 
Comparatives  in  the  statement  of  profit  or  loss  and  other  comprehensive  income  have  been  realigned  to  current  year 
presentation. There has been no effect on the profit for the year. 

New Accounting Standards and Interpretations not yet mandatory or early adopted 
Australian  Accounting  Standards  and  Interpretations  that  have  recently  been  issued  or  amended  but  are  not  yet 
mandatory, have not been early adopted by the Group for the annual reporting period ended 30 June 2017. The Group's 
assessment  of  the  impact  of  these  new  or  amended  Accounting  Standards  and  Interpretations,  most  relevant  to  the 
Group, are set out below. 

AASB 9 Financial Instruments 
This  standard  is  applicable  to  annual  reporting  periods  beginning  on  or  after  1  January  2018.  The  standard  replaces  all 
previous  versions  of  AASB  9  and  completes  the  project  to  replace  IAS  39  ‘Financial  Instruments:  Recognition  and 
Measurement’. AASB 9 introduces new classification and measurement models for financial assets. New hedge accounting 
requirements  are  intended  to  more  closely  align  the  accounting  treatment  with  the  risk  management  activities  of  the 
entity. New impairment requirements will use an ‘expected credit loss’ (‘ECL’) model to recognise an allowance. The Group 
will adopt this standard from 1 July 2018 but the impact of its adoption is not expected to be material. 

AASB 15 Revenue from Contracts with Customers 
This  standard  is  applicable  to  annual  reporting  periods  beginning  on  or  after  1  January  2018.  The  standard  provides  a 
single  standard  for  revenue  recognition.  The  core  principle  of  the  standard  is  that  an  entity  will  recognise  revenue  to 
depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the 
entity  expects  to  be  entitled  in  exchange  for  those  goods  or  services.  The  Group  expects  to  adopt  this  standard  from  1 
July 2018.  

Adoption of AASB 15 is not expected to significantly impact the recognition of revenue on the basis that all of the Group's 
revenue is recognised at the time of transfer of services to the customer which represents the satisfaction of the primary 
performance obligation. The main impact of adopting AASB 15 is expected to be in relation to contract acquisition costs 
and contract fulfilment costs directly incremental to the obtaining of a new contract. These will be recorded as an asset 
and  then  amortised  on  a  systematic  basis  that  is  consistent  with  the  entity’s  transfer  of  the  related  services  to  the 
customer.  This  will  be  a  change  in  practice  as  the  Group  currently  expenses  these  costs  as  they  are  incurred.  The  full 
impact is not yet known as the Group is in the process of undertaking an exercise to quantify the expected impact on the 
financial statements on initial adoption. 

 
  
  
  
  
  
 
 
 
 
  
  
  
 
  
Class Annual Report 2017      57

Class Limited 
Notes to the financial statements 
30 June 2017 

Note 32. Other accounting policies (continued) 

AASB 16 Leases 
This  standard  is  applicable  to  annual  reporting  periods  beginning  on  or  after  1  January  2019.  For  lessee  accounting,  the 
standard  eliminates  the  ‘operating  lease’  and  ‘finance  lease’  classification  required  by  AASB  117  ‘Leases’.  Subject  to 
exceptions, a ‘right-of-use’ asset will be capitalised in the statement of financial position, measured as the present value of 
the unavoidable future lease payments to be made over the lease term. The exceptions relate to short-term leases of 12 
months  or  less  and  leases  of  low-value  assets  (such  as  personal  computers  and  office  furniture)  where  an  accounting 
policy choice exists whereby either a ‘right-of-use’ asset is recognised or lease payments are expensed to profit or loss as 
incurred.  A  liability  corresponding  to  the  capitalised  lease  will  also  be  recognised,  adjusted  for  lease  prepayments,  lease 
incentives  received,  initial  direct  costs  incurred  and  an  estimate  of  any  future  restoration,  removal  or  dismantling  costs. 
Straight-line  operating  lease  expense  recognition  will  be  replaced  with  a  depreciation  charge  for  the  leased  asset 
(included  in  operating  costs)  and  an  interest  expense  on  the  recognised  lease  liability  (included  in  finance  costs).  For 
classification  within  the  statement  of  cash  flows,  the  lease  payments  will  be  separated  into  both  a  principal  (financing 
activities) and interest (either operating or financing activities) components. For lessor accounting, the standard does not 
substantially change how a lessor accounts for leases. The Group will adopt this standard from 1 July 2019 but the impact 
of its adoption is yet to be assessed by the Group. 

 
  
  
  
  
58      Class Annual Report 2017

Class Limited 
Directors' declaration 
30 June 2017 

In the directors' opinion: 

● 

● 

● 

● 

 the attached financial statements and notes comply with the Corporations Act 2001, the Accounting Standards, the 
Corporations Regulations 2001 and other mandatory professional reporting requirements; 

 the attached financial statements and notes comply with International Financial Reporting Standards as issued by the 
International Accounting Standards Board as described in note 2 to the financial statements; 

 the attached financial statements and notes give a true and fair view of the Group's financial position as at 30 June 
2017 and of its performance for the financial year ended on that date; and 

 there are reasonable grounds to believe that the Company will be able to pay its debts as and when they become 
due and payable. 

The directors have been given the declarations required by section 295A of the Corporations Act 2001. 

Signed in accordance with a resolution of directors made pursuant to section 295(5)(a) of the Corporations Act 2001. 

On behalf of the directors 

Matthew Quinn 
Chairman 

15 August 2017 
Sydney 

 Kevin Bungard 
 Chief Executive Officer and Managing Director 

Level 17, 383 Kent Street 

Sydney  NSW  2000 

Correspondence to:  

Locked Bag Q800 

QVB Post Office 

Sydney  NSW  1230 

T +61 2 8297 2400 

F +61 2 9299 4445 

E info.nsw@au.gt.com 

W www.grantthornton.com.au 

Independent Auditor’s Report 

To the Members of Class Limited 

Report on the audit of the financial report 

Opinion  

We have audited the financial report of Class Limited (the Company) and its subsidiaries (the 

Group), which comprises the consolidated statement of financial position as at 30 June 2017, the 

consolidated statement of profit or loss and other comprehensive income, consolidated statement 

of changes in equity and consolidated statement of cash flows for the year then ended, and notes 

to the consolidated financial statements, including a summary of significant accounting policies, 

and the directors’ declaration.  

In our opinion, the accompanying financial report of Class Limited is in accordance with the 

Corporations Act 2001, including: 

a  Giving a true and fair view of the Group’s financial position as at 30 June 2017 and of its 

performance for the year ended on that date; and  

b  Complying with Australian Accounting Standards and the Corporations Regulations 2001. 

Basis for Opinion  

We conducted our audit in accordance with Australian Auditing Standards.  Our responsibilities 

under those standards are further described in the Auditor’s Responsibilities for the Audit of the 

Financial Report section of our report.  We are independent of the Group in accordance with the 

independence requirements of the Corporations Act 2001 and the ethical requirements of the 

Accounting Professional and Ethical Standards Board’s APES 110 Code of Ethics for Professional 

Accountants (the Code) that are relevant to our audit of the financial report in Australia.  We have 

also fulfilled our other ethical responsibilities in accordance with the Code.  

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a 

basis for our opinion. 

Key Audit Matters  

Key audit matters are those matters that, in our professional judgement, were of most significance 

in our audit of the financial report of the current period.  These matters were addressed in the 

context of our audit of the financial report as a whole, and in forming our opinion thereon, and we 

do not provide a separate opinion on these matters.   

Grant Thornton Audit Pty Ltd ACN 130 913 594 

a subsidiary or related entity of Grant Thornton Australia Ltd ABN 41 127 556 389 

‘Grant Thornton’ refers to the brand under which the Grant Thornton member firms provide assurance, tax and advisory services to their clients and/or refers to one or more member firms, as the 

context requires. Grant Thornton Australia Ltd is a member firm of Grant Thornton International Ltd (GTIL). GTIL and the member firms are not a worldwide partnership. GTIL and each member firm 

is a separate legal entity. Services are delivered by the member firms. GTIL does not provide services to clients. GTIL and its member firms are not agents of, and do not obligate one another and 

are not liable for one another’s acts or omissions. In the Australian context only, the use of the term ‘Grant Thornton’ may refer to Grant Thornton Australia Limited ABN 41 127 556 389 and its 

Australian subsidiaries and related entities. GTIL is not an Australian related entity to Grant Thornton Australia Limited. 

Liability limited by a scheme approved under Professional Standards Legislation. 

 
  
  
  
  
  
  
  
  
  
  
  
   
  
   
  
 
 
 
 
  
  
   
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Class Annual Report 2017      59

Level 17, 383 Kent Street 
Sydney  NSW  2000 

Correspondence to:  
Locked Bag Q800 
QVB Post Office 
Sydney  NSW  1230 

T +61 2 8297 2400 
F +61 2 9299 4445 
E info.nsw@au.gt.com 
W www.grantthornton.com.au 

Independent Auditor’s Report 
To the Members of Class Limited 
Report on the audit of the financial report 

Opinion  
We have audited the financial report of Class Limited (the Company) and its subsidiaries (the 
Group), which comprises the consolidated statement of financial position as at 30 June 2017, the 
consolidated statement of profit or loss and other comprehensive income, consolidated statement 
of changes in equity and consolidated statement of cash flows for the year then ended, and notes 
to the consolidated financial statements, including a summary of significant accounting policies, 
and the directors’ declaration.  

In our opinion, the accompanying financial report of Class Limited is in accordance with the 
Corporations Act 2001, including: 

a  Giving a true and fair view of the Group’s financial position as at 30 June 2017 and of its 

performance for the year ended on that date; and  

b  Complying with Australian Accounting Standards and the Corporations Regulations 2001. 

Basis for Opinion  
We conducted our audit in accordance with Australian Auditing Standards.  Our responsibilities 
under those standards are further described in the Auditor’s Responsibilities for the Audit of the 
Financial Report section of our report.  We are independent of the Group in accordance with the 
independence requirements of the Corporations Act 2001 and the ethical requirements of the 
Accounting Professional and Ethical Standards Board’s APES 110 Code of Ethics for Professional 
Accountants (the Code) that are relevant to our audit of the financial report in Australia.  We have 
also fulfilled our other ethical responsibilities in accordance with the Code.  

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a 
basis for our opinion. 

Key Audit Matters  
Key audit matters are those matters that, in our professional judgement, were of most significance 
in our audit of the financial report of the current period.  These matters were addressed in the 
context of our audit of the financial report as a whole, and in forming our opinion thereon, and we 
do not provide a separate opinion on these matters.   

Grant Thornton Audit Pty Ltd ACN 130 913 594 
a subsidiary or related entity of Grant Thornton Australia Ltd ABN 41 127 556 389 

‘Grant Thornton’ refers to the brand under which the Grant Thornton member firms provide assurance, tax and advisory services to their clients and/or refers to one or more member firms, as the 
context requires. Grant Thornton Australia Ltd is a member firm of Grant Thornton International Ltd (GTIL). GTIL and the member firms are not a worldwide partnership. GTIL and each member firm 
is a separate legal entity. Services are delivered by the member firms. GTIL does not provide services to clients. GTIL and its member firms are not agents of, and do not obligate one another and 
are not liable for one another’s acts or omissions. In the Australian context only, the use of the term ‘Grant Thornton’ may refer to Grant Thornton Australia Limited ABN 41 127 556 389 and its 
Australian subsidiaries and related entities. GTIL is not an Australian related entity to Grant Thornton Australia Limited. 

Liability limited by a scheme approved under Professional Standards Legislation. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
60      Class Annual Report 2017

Key audit matter 

How our audit addressed the key audit matter 

Measurement and recognition of capitalised 
development costs – Note 12 Non-current assets - 
intangibles 

Capitalised software development costs had a net 
carrying value of $4,919,000 at 30 June 2017. 

AASB 138 Intangible Assets sets out the specific 
requirements to be met in order to capitalise 
development costs. Intangible assets should be 
amortised over their useful economic lives in 
accordance with AASB 138. 

The process to measure the amount of development 
costs to capitalise involves significant management 
judgement in assessing whether costs meet the 
development phase criteria described in AASB 138 
and in relation to the estimate of the assets’ useful 
lives. 

Our procedures included, amongst others:   

• 

agreeing a sample of internal salary costs and 

external contractor invoices capitalised to 

supporting documentation and assessing those 

amounts against the recognition criteria of AASB 

138;  

• 

assessing the company’s accounting policy for 

software development costs for adherence to 

AASB 138; 

• 

considering the reasonableness of useful lives 

During the year, the Company capitalised $3,643,000 
of software development costs. The capitalised 
software development costs are being amortised over 
3 years. 

• 

This area is a key audit matter due to subjectivity and 
management judgement applied in the assessment of 
whether costs meet the development phase criteria 
described in AASB 138. 

applied; and 

assessing the adequacy of disclosures included 

in the financial report for adherence to AASB 
138. 

Information Other than the Financial Report and Auditor’s Report Thereon 
The directors are responsible for the other information. The other information comprises the 
information included in the Company's annual report for the year ended 30 June 2017, but does 
not include the financial report and our auditor's report thereon.  

Our opinion on the financial report does not cover the other information and accordingly we do not 
express any form of assurance conclusion thereon. 

In connection with our audit of the financial report, our responsibility is to read the other information 
and, in doing so, consider whether the other information is materially inconsistent with the financial 
report or our knowledge obtained in the audit or otherwise appears to be materially misstated. 

If, based on the work we have performed, we conclude that there is a material misstatement of this 
other information, we are required to report that fact. We have nothing to report in this regard. 

Responsibilities of the Directors’ for the Financial Report  
The Directors of the Company are responsible for the preparation of the financial report that gives 
a true and fair view in accordance with Australian Accounting Standards and the Corporations Act 
2001 and for such internal control as the Directors determine is necessary to enable the 
preparation of the financial report that gives a true and fair view and is free from material 
misstatement, whether due to fraud or error.  

In preparing the financial report, the Directors are responsible for assessing the Group’s ability to 
continue as a going concern, disclosing, as applicable, matters related to going concern and using 
the going concern basis of accounting unless the Directors either intend to liquidate the Group or 
to cease operations, or have no realistic alternative but to do so.  

Auditor’s Responsibilities for the Audit of the Financial Report  

Our objectives are to obtain reasonable assurance about whether the financial report as a whole is 

free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that 

includes our opinion.  Reasonable assurance is a high level of assurance, but is not a guarantee 

that an audit conducted in accordance with the Australian Auditing Standards will always detect a 

material misstatement when it exists.  Misstatements can arise from fraud or error and are 

considered material if, individually or in the aggregate, they could reasonably be expected to 

influence the economic decisions of users taken on the basis of this financial report.  

A further description of our responsibilities for the audit of the financial report is located at the 

Auditing and Assurance Standards Board website at: 

http://www.auasb.gov.au/auditors_files/ar2.pdf.  This description forms part of our auditor’s report. 

Report on the Remuneration Report 

We have audited the Remuneration Report included in pages 14 to 25 of the directors’ report for 

Opinion on the Remuneration Report 

the year ended 30 June 2017.   

In our opinion, the Remuneration Report of Class Limited, for the year ended 30 June 2017, 

complies with section 300A of the Corporations Act 2001.  

Responsibilities 

The Directors of the Company are responsible for the preparation and presentation of the 

Remuneration Report in accordance with section 300A of the Corporations Act 2001.  Our 

responsibility is to express an opinion on the Remuneration Report, based on our audit conducted 

in accordance with Australian Auditing Standards.  

GRANT THORNTON AUDIT PTY LTD 

Chartered Accountants 

Matthew Leivesley 

Partner - Audit & Assurance 

Sydney, 15 August 2017 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Class Annual Report 2017      61

Auditor’s Responsibilities for the Audit of the Financial Report  
Our objectives are to obtain reasonable assurance about whether the financial report as a whole is 
free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that 
includes our opinion.  Reasonable assurance is a high level of assurance, but is not a guarantee 
that an audit conducted in accordance with the Australian Auditing Standards will always detect a 
material misstatement when it exists.  Misstatements can arise from fraud or error and are 
considered material if, individually or in the aggregate, they could reasonably be expected to 
influence the economic decisions of users taken on the basis of this financial report.  

A further description of our responsibilities for the audit of the financial report is located at the 
Auditing and Assurance Standards Board website at: 
http://www.auasb.gov.au/auditors_files/ar2.pdf.  This description forms part of our auditor’s report. 

Report on the Remuneration Report 

Opinion on the Remuneration Report 
We have audited the Remuneration Report included in pages 14 to 25 of the directors’ report for 
the year ended 30 June 2017.   

In our opinion, the Remuneration Report of Class Limited, for the year ended 30 June 2017, 
complies with section 300A of the Corporations Act 2001.  

Responsibilities 
The Directors of the Company are responsible for the preparation and presentation of the 
Remuneration Report in accordance with section 300A of the Corporations Act 2001.  Our 
responsibility is to express an opinion on the Remuneration Report, based on our audit conducted 
in accordance with Australian Auditing Standards.  

GRANT THORNTON AUDIT PTY LTD 

Chartered Accountants 

Matthew Leivesley 

Partner - Audit & Assurance 

Sydney, 15 August 2017 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
62      Class Annual Report 2017

This page is left blank intentionally.

Shareholder 
information

64      Class Annual Report 2017

Class Limited 
Shareholder information 
30 June 2017 

The shareholder information set out below was applicable as at 1 August 2017. 

Distribution of equitable securities 
Analysis of number of equitable security holders by size of holding: 

1 to 1,000 
1,001 to 5,000 
5,001 to 10,000 
10,001 to 100,000 
100,001 and over 

Holding less than a marketable parcel 

Equity security holders 

Twenty largest quoted equity security holders 
The names of the twenty largest security holders of quoted equity securities are listed below: 

68   
504   
794   
2,543   
1,604   

5,513   

-  

  Number  
  of holders    
  of ordinary    
shares 

  Number  
  of holders  
  of options  

over  
ordinary  
shares 

6  
27  
7  
- 
- 

40  

- 

TRONCELL PTY LTD 
HSBC CUSTODY NOMINEES (AUSTRALIA) LIMITED 
J P MORGAN NOMINEES AUSTRALIA LIMITED 
RBC INVESTOR SERVICES AUSTRALIA NOMINEES PTY LTD 
MR JOSEPH CHARLES CAMUGLIA & MRS KIRSTEN INGRET CAMUGLIA 
CITICORP NOMINEES PTY LIMITED 
ARMELEK PTY LTD 
NATIONAL NOMINEES LIMITED 
BNP PARIBAS NOMINEES PTY LTD 
BNP PARIBAS NOMS PTY LTD 
CANEMOON INVESTMENTS PTY LTD 
MR KEITH FINKELDE & MRS ANNE FINKELDE & MR WAYNE FINKELDE 
MR PETER DORIAN KIBBLE & MRS LORRAINE LESTER 
MR RODERICK KIBBLE & MRS MICHELLE KIBBLE 
MR KEVIN BUNGARD 
ONE MANAGED INVESTMENT FUNDS LIMITED 
PROFITOUS PTY LTD 
KAPITAL SUPER FUND P/L 
MR RAJARSHI MANU RAY 
FYLPANE PTY LTD 
CITICORP NOMINEES PTY LIMITED 

Ordinary shares  

  % of total  

  Number held  

shares  
issued 

15,005,700   
11,635,875   
7,939,518   
7,105,094   
3,593,000   
3,460,692   
3,300,000   
2,837,977   
2,818,708   
2,764,888   
2,404,650   
2,054,528   
2,001,652  
2,001,652  
1,160,912   
1,068,447   
1,044,175   
1,007,592   
1,000,000   
990,000   
934,419   

12.77  
9.90  
6.76  
6.05  
3.06  
2.94  
2.81  
2.41  
2.40  
2.35  
2.05  
1.75  
1.70 
1.70 
0.99  
0.91  
0.89  
0.86  
0.85  
0.84  
0.80  

75,195,060  

63.99  

 
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
  
 
 
  
  
  
 
 
 
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
Class Limited 
Shareholder information 
30 June 2017 

Unquoted equity securities 

Options over ordinary shares 

Substantial holders 
Substantial holders in the Company are set out below: 

TRONCELL PTY LTD 
HSBC CUSTODY NOMINEES (AUSTRALIA) LIMITED 
J P MORGAN NOMINEES AUSTRALIA LIMITED 
RBC INVESTOR SERVICES AUSTRALIA NOMINEES PTY LTD 

Voting rights 
The voting rights attached to ordinary shares are set out below: 

Class Annual Report 2017      65

  Number on 

  Number of 

issue 

holders 

5,233,699    

40  

Ordinary shares  

  % of total  

  Number held  

shares  
issued 

15,005,700   
11,635,875   
7,939,875   
7,105,094   

12.77  
9.90  
6.76  
6.05  

Ordinary shares 
On a show of hands every member present at a meeting in person or by proxy shall have one vote and upon a poll each 
share shall have one vote. 

There are no other classes of equity securities. 

Restricted securities 

Class 

Ordinary shares 

Ordinary shares 

Ordinary shares 

 Expiry date 

 13 October 2018 or the day after the date which the 
shareholder ceases to be an employee 
 14 December 2018 or the day after the date which 
the shareholder ceases to be an employee 
 20 December 2019 or the day after the date which 
the shareholder ceases to be an employee 

  Number  
  of shares 

190,716  

30,000  

17,697  

238,413  

 
  
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
 
  
 
  
 
 
 
 
 
 
  
 
 
 
  
 
  
66      Class Annual Report 2017

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Corporate  
directory

68      Class Annual Report 2017

Corporate directory 30 June 2017

Auditor

Grant Thornton Audit Pty Ltd
Level 17
383 Kent Street
Sydney NSW 2000
Ph: 02 8297 2400

Solicitors

Addisons
Level 12
60 Carrington Street
Sydney NSW 2000
Ph: 02 8915 1000

Stock exchange listing

Class Limited shares are listed on the Australian 
Securities Exchange (ASX code: CL1)

Website

www.class.com.au

Corporate Governance Statement

The Corporate Governance Statement which was 
approved at the same time as the Annual Report can be 
found at https://investors.class.com.au/Investors/

Directors

Matthew Quinn 
Kevin Bungard  
Anthony Fenning 
Kathryn Foster  
Rajarshi Ray 
Nicolette Rubinsztein

Company Secretary

Glenn Day

Notice of Annual General Meeting

The details of the Annual General Meeting  
of Class Limited are:
Hilton Sydney 
Level 1, 488 George Street 
Sydney NSW 2000 
Monday 16 October 2017 at 3:00pm

Registered office

Level 3
228 Pitt Street
Sydney NSW 2000
Ph: 1300 851 057

Principal place of business

Level 3
228 Pitt Street
Sydney NSW 2000
Ph: 1300 851 057

Share register

Link Market Services
Level 12
680 George Street
Sydney NSW 2000
Ph: 02 8280 7100

class.com.au