Cloud DX
Annual Report 2022

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CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 ANNUAL REPORT FOR THE YEAR ENDED 30 JUNE 2022 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 CORPORATE DIRECTORY DIRECTORS Mr. Niall Cairns Mr. Craig Cooper Mr. Jarrod White Mr. King Nelson Ms. Lesa Musatto (appointed 26 April 2022) JOINT COMPANY SECRETARIES Mr. Jarrod White Mr. Nicholas Marshall CHIEF FINANCIAL OFFICER Mr. Jarrod White REGISTERED OFFICE AND PRINCIPAL PLACE OF BUSINESS Suite 301, Level 3 55 Lime Street Sydney NSW 2000 Telephone: (02) 9874 8761 Email: info@CardieX.com Website: www.CardieX.com SHARE REGISTRY Automic Pty Ltd Level 5/126 Phillip St Sydney NSW 2000 Telephone: (02) 9698 5414 Website: www.automicgroup.com.au AUDITOR BDO Audit Pty Ltd Level 11, 1 Margaret Street Sydney NSW 2000 Telephone: (02) 9251 4100 Facsimile: (02) 9240 9821 Website: www.bdo.com.au CORPORATE ACCOUNTANT Traverse Accountants Suite 305, Level 3 35 Lime Street Sydney NSW 2000 Website: www.traverseaccountants.com.au STOCK EXCHANGE LISTING CardieX Limited’s shares are listed on the Australian Securities Exchange (ASX code: CDX). 1 TABLE OF CONTENTS Chairman’s Report CEO’s Report and Overview of Operations Directors’ Report Remuneration Report Auditor’s Independence Declaration Page Page 3 4 Page 11 Page 18 Page 23 Consolidated Statement of Profit or Loss and Other Comprehensive Income Page 24 Consolidated Statement of Financial Position Consolidated Statement of Changes in Equity Consolidated Statement of Cash Flows Notes to the Consolidated Financial Statements Directors’ Declaration Independent Auditor’s Report Shareholder Information Page 25 Page 26 Page 27 Page 28 Page 63 Page 64 Page 68 2 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 Chairman’s Report My Fellow Shareholders, On behalf of the Board of CardieX Limited, it is my great pleasure to present the Company’s Annual Report for the 2022 Financial Year (FY22). Our focus is to create and own a significant new global health category in “vascular health” with multiple new products on track for launch over the next year - including two “world-first” devices targeting the home health and wearable markets. The past year has seen the Company achieve significant milestones in executing on our strategic plan. Strong progress has been made in both our traditional ATCOR business as well as in the product development and regulatory approval programs for our new suite of CONNEQT products. We lodged our first FDA 510(k) application in over 10 years for the CONNEQT App, which has since been classified by the FDA as a ‘Medical Device Data System’ (MDDS). This enables the Company to proceed with its launch. We also lodged a second 510(k) application for our CONNEQT Pulse "dual blood pressure monitor". Whilst our ATCOR business had a tough year, it has entered the new financial year with the largest pipeline for clinical trial services and contracts in the history of the Company. We see this business as delivering strong revenue growth to the group in FY23 and look forward to providing updates as we convert the pipeline into sales. Finally, I would like to thank our loyal shareholders for their continued support and welcome all new shareholders who have joined us in this exciting journey over the last 12 months. We look forward to delivering on the next stage of CardieX’s strategic plan, reporting on the progress of our multiple new product launches and growing the business towards greater and sustainable success. My best regards, Niall Cairns Executive Chairman CardieX Limited 3 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 Chief Executive Officer’s Report & Overview of Operations My Fellow Shareholders, I am pleased to report that CardieX has delivered on all key operational objectives set in 2022 to progress the Company’s strategy of becoming a leading multi-platform developer of consumer and medical devices & software/SaaS based healthcare solutions. We are forecasting another exciting year of continued growth in revenue, expansion of our product portfolio, and development of new markets through new sales channels and strategic partnerships. Importantly, we are also making excellent progress in achieving our mission of making a positive impact on global health outcomes which is fundamental to our vision of “improving humanity through technology”. Going into this next year, I continue to be excited and passionate about the growth opportunity and the disruptive nature of our vision. More detail is provided in my “CEO Overview of Operations” below. I would like to thank my fellow Board members, management and staff at CardieX who have worked tirelessly to realise our vision as we continue to grow shareholder value. My best regards, Craig Cooper CEO & Managing Director CardieX Limited CEO Overview of Operations During FY22, the Company continued to make significant progress on all fronts for both our traditional ATCOR business as well as the product development and regulatory approvals for our new suite of CONNEQT products. ATCOR continues to focus on devices and solutions for hospitals, research & pharma, and specialist clinician markets while our new brand, CONNEQT, is focused on devices and solutions for home health, remote patient monitoring, and decentralised clinical trials. Under the CONNEQT brand, the Company is on track to launch multiple new products and devices in FY23. One of these products is the CONNEQT “Pulse” – a world-first dual blood pressure monitor, which will also be the first consumer vital signs monitor to include central blood pressure and ATCOR’s patented SphygmoCor® technology. The other major product targeted for release in FY23 is the CONNEQT Band wearable – which will include a full suite of patented heart health parameters as well as a comprehensive ecosystem of unique health and wellness features focused on heart health. During the year, our partner Mobvoi also successfully launched a world’s-first smartwatch featuring advanced heart health features developed by ATCOR, a significant achievement for the Company. 4 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 CONNEQT Digital Health and Remote Patient Monitoring Platforms OPERATIONAL UPDATE Since the establishment of the CONNEQT brand and business in April 2021, significant progress has been made in all aspects of the business on the path to becoming a global leader in wearable and home vascular health solutions. CONNEQT remains focused on devices and solutions for home health, remote patient monitoring and decentralised clinical trials and solutions that seamlessly connect patients and their doctors with the data they require to provide better health treatment and outcomes. The Company is in the process of seeking FDA clearance for these products and digital solutions. (a) CONNEQT Product Development During FY22, the Company made significant progress in relation to regulatory approvals that are required for the CONNEQT Pulse Dual Blood Pressure Monitor (Pulse) and CONNEQT Companion App (app). The app is part of a new digital ecosystem for both consumers and clinicians all based on CardieX subsidiary, ATCOR’s FDA-cleared SphygmoCor ® technology. The app will integrate with the CONNEQT Pulse device, a new home-based heart health vital signs monitoring system, that measures central blood pressure, arterial waveforms, and multiple other proprietary arterial health parameters based on the existing FDA-cleared SphygmoCor® technology used in the Company’s other devices. Towards the end of June, a US FDA 510(k) clearance submission for the CONNEQT Pulse was made in conjunction with our manufacturing partner, Andon, who are responsible for FDA lodgement – representing a significant milestone for the Company. Subject to final FDA clearance, Pulse will be the first arterial health monitor to incorporate a full suite of patented and trademarked heart and vascular health parameters beyond traditional blood pressure focused on our specific target markets. Pulse will integrate with the app to provide medical-grade health insights into a unique and world-first suite of arterial health features – enabling consumers and patients to make more informed decisions about their health. Pulse also features cloud-based remote patient monitoring, patient record sharing, and health coaching features. Towards the end of the financial year, the Company also reported the FDA classification of the app as a “Medical Device Data System” (MDDS), enabling the Company to proceed with its launch upon FDA clearance of the Pulse. The app forms the hub of CONNEQT’s device ecosystem and will also have the ability in the future to pair with the CONNEQT Band, a smart wearable also featuring a range of patented health and wellness features focused on heart and arterial health, including a world’s first blood pressure monitoring PPG sensor powered by ATCOR’s SphygmoCor ® technology. The Company has received its first round of comments on its clearance submission for Pulse from the FDA and has responded to those questions. We anticipate 510(k) clearance for the Pulse late 2022 in advance of our participation and exhibition at the Consumer Electronics Show (CES) in January 2023 where we plan to formally launch the product. (b) CONNEQT Band (Band) During FY22, CardieX’s consumer subsidiary, CONNEQT, Inc (CONNEQT), entered into a manufacturing & development partnership agreement with Fenda Technology Co., Ltd (Fenda), a leading Chinese wireless solutions provider and manufacturer of smart wearable products. The Company also announced a strategic collaboration agreement with LifeQ, Inc (LifeQ), a world- leading provider of biometrics and health information metrics for wearable devices. Fenda will be responsible for the co-development and manufacture of the Band whereas LifeQ will be responsible for the non-medical grade consumer health parameters that will be incorporated into the device. Since the announcement of our strategic relationships with Fenda and LifeQ, significant progress has been made on the development of the Band. To accelerate these development efforts, the Company recently announced the establishment of “CONNEQT Labs”, a partnership between CONNEQT, Macquarie University, and other global institutions – to be jointly located in Sydney CBD and at the Macquarie University campus. 5 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 OPERATIONAL UPDATE CONNEQT Labs is the epicentre of our development and validation protocols for the Band and is comprised of some of the leading global authorities in cuffless blood pressure monitoring, led by our own Chief Science & Research Officer, Dr. Ahmad Qasem. CONNEQT Labs positions us to have a meaningful impact on the world’s largest health disorder – cardiovascular disease – and to be a leader in the development of novel solutions for identifying and managing patients at risk for multiple other disorders including preeclampsia, Alzheimer’s, kidney disease, and stroke risk. Upon launch, the Band will be the first-to-market smart wearable to feature a full suite of patented health and wellness features focused on heart and arterial health, including a first-in-kind blood pressure monitoring PPG sensor powered by ATCOR's patented SphygmoCor® technology. ATCOR Our ATCOR clinical trial business unit remains strong and continues to generate consistent revenue for the group. ATCOR contracts with pharmaceutical companies for the use of SphygmoCor® XCEL devices and the provision of core lab and data management services for clinical trials — providing end-to-end service that ultimately delivers clean datasets to study sponsors. The ATCOR business is largely dependent on the timing of clinical trials, some of which have been impacted and delayed over the course of the year due to the lack of patients and issues surrounding the COVID-19 pandemic. Despite delays, the Company continued to progress clinical trials, releasing a number of important announcements over the course of the year. (a) ATCOR Clinical Trial Contracts In FY22, our clinical trial services market continued to expand and remained the focus of our ATCOR business development efforts. In October 2021, Bayer AG and CardieX entered into a new Amended Agreement for both the lease of ATCOR devices and the provision of expanded data management services for Bayer’s ‘CONCORD’ clinical trial that is being conducted in patients with chronic diseases - diabetes and/or hypertension. This latest increase in the Concord trial brings that the total contract value to in excess of $US2m (AU$2.76m). The CONCORD trial now has ATCOR technology being used at 84 sites across 13 counties for this contract alone. 6 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 OPERATIONAL UPDATE In February 2022, CardieX announced that its subsidiary, ATCOR, had entered into a new global Clinical Trial Services Agreement (“the Agreement”) with Andwin Scientific for both the lease of ATCOR XCEL devices and the provision of data management services for a new global clinical trial sponsored by Philip Morris. The total revenue for the Agreement is likely to be ~US$936,000 (~AU$1,300,000) over a 19-month period with the majority having been recognised in FY22. Currently, the study is for 19 months across 22 sites. Results and any extension in the length of the trial or expansion in the number of sites will be beneficial to CardieX and will result in an increase in services and revenue. The Company also announced a search to recruit a new “Head of Clinical Trial Services” to lead the expansion of what we believe will be a significant revenue generator for the Company going forward – especially with the launch of the Pulse device which provides a full decentralized clinical trial solution for our traditional Pharma partners such as Bayer, Novartis, AstraZeneca, GSK, and others. Our current (in negotiation) pipeline for clinical trials is over $USD7.2m, the largest pipeline for clinical trial contract services in the history of the Company. (b) Other ATCOR Corporate Activity Separate to our clinical trial efforts the Company has also been aggressively pursuing multiple other business development opportunities for the licensing of its SphygmoCor® technology to third-party medical device companies. We anticipate an announcement regarding the first of these new efforts shortly. Multiple trade shows and other events have also been scheduled for the ATCOR sales team in FY23. Mobvoi Product Launch Update In March 2022, following a two-year commercial partnership, Mobvoi, a leading global consumer electronics and enterprise AI developer, successfully launched the world’s first heart health monitoring smartwatch based on CardieX subsidiary, ATCOR’s FDA-cleared SphygmoCor® technology. The TicWatch GTH Pro smartwatch includes ATCOR’s proprietary ArtyTM Heart Health analytics platform, which is an advanced heart and arterial health management platform. The device gives users insight into their overall wellness and cardiovascular health via ‘Arty Heart Health powered by ATCOR’ and Mobvoi’s own smartwatch metrics. Significantly for the Company, the TicWatch GTH Pro represents the first commercial implementation of ATCOR’s proprietary heart monitoring technology in a wearable device. The TicWatch GTH Pro was launched on 1 March 2022 via Mobvoi.com, Amazon, and GTHPro.com for customers in the United States. Online ordering has also been available for customers from Australia and New Zealand on Amazon and Mobvoi.com. Towards the end of the financial year, Mobvoi expanded the sale of the GTH Pro to the United Kingdom and Canada. This new expanded release by Mobvoi into additional markets is strong validation for the product and its success to date. Since the initial limited market release of the GTH Pro this financial year, positive customer reviews and feedback have been received on the Amazon website in both the United States and Australia, with the product achieving a solid “4-star +” rating as at June quarter. Finally, the Company also collaborated with Mobvoi to successfully launch the first software update to the Company’s “Arty Heart Health Platform” that powers the arterial health insights features on the GTH Pro. 7 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 OPERATIONAL UPDATE COVID-19 Update on Operations Like all global companies, CardieX has continued to feel the impacts of the COVID-19 pandemic; however, we have continued to achieve significant milestones for the business in FY22. The Company’s management and staff have seamlessly converted to communicating via digital channels, with some office locations able to migrate back to the office while upholding appropriate safety protocols. Travel restrictions to China have impacted new product and device launches, creating initial delays in obtaining sample and test units, but the team is largely on target to release its new suite of devices to market in FY23. Board Appointments The Company announced expansion of the senior executive team with the appointment of US-based Non- Executive Director, Lesa Musatto, to its Board of Directors. With the Company’s recent expansion into the consumer space through subsidiary CONNEQT, CardieX is thrilled to have Lesa join the board and bring valuable, hands-on insight to our medical and consumer device strategies as we prepare to launch multiple new products. Corporate Update (a) NAM R&D Loan Facility During the year, the Company repaid the outstanding balance of its $1.04 million loan facility with Mitchell Asset Management Pty Ltd (“MAM”). This included the repayment of $594k in December 2021, with the balance of the facility paid in the March 2022 quarter following the receipt of proceeds from the Company’s 2021 R&D Tax Incentive of ~$480,000. Following the repayment of the outstanding balance owed to MAM, the Company was able to renegotiate terms for an extension of the facility terms which has provided for a new drawdown by the Company, allowing it to access a total of $1,294,125 as a prepayment of forecasted R&D tax incentive claim for the year ended 30 June 2022. As per the preceding loan arrangement with MAM, the use of funds from the facility funds will be utilised to continue R&D programs and for working capital, which allows CardieX to fully commit to its previously announced product development initiatives without the need for immediate further equity capital or dilution to existing shareholders. 8 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 OPERATIONAL UPDATE (b) Placement and SPP Subsequent to the end of FY22, CardieX successfully completed a placement of 14,433,337 new fully paid ordinary shares in the Company raising $4.33 million at an issue price of $0.30 per share with a 1 for 3 free attaching unlisted option, exercisable at $0.45, and expiring one year from the date of issue. In addition to the placement, CardieX announced a share purchase plan (SPP) offering existing shareholders an opportunity to apply for up to $30,000 of new shares in the Company at $0.30 per share. The Company received applications for fully paid ordinary shares from eligible shareholders under the SPP at an issue price of $0.3per share in the amount of $1.6 million (before costs) representing a 59.3% over-subscription over the originally targeted raise of $1.0 million. The Company elected to accept the full $1.6 million of valid applications. Funds raised from the Placement and SPP will primarily be used to support and accelerate new product initiatives related to the Company’s CONNEQT subsidiary as well as corporate initiatives in the USA. As at 30 June 2022, the Company had a cash balance of AU$1.46 million. In November 2021, the Company reported the results of its listed options (ASX:CDXO - $0.05 exercise price, November 2021 expiry). Of the 127,675,656 listed CDXO Options and 37,500,000 unlisted options on issue, being a total of 165,175,656 November Options, 153,330,197 were fully exercised by November Option holders, raising a total of $7,666,510 representing a conversion of 92.82%. In addition, the Company advised that C2 Ventures Pty Ltd (“C2V”), an entity jointly controlled by Craig Cooper (CEO), and Niall Cairns (Chairman), had exercised 2,420,455 listed CDXO Options and 37,500,000 unlisted Options at $0.05, representing a $1,996,023 contribution of working capital of CardieX. Importantly, all directors exercised all of their Options available for conversion taking total board participation inclusive of C2V beyond $2,000,000 of the total November Options exercised. The funds raised through the exercise of Options are being used to accelerate the Company’s strategic vision, including new product development and go-to-market strategy, partnerships, FDA clearances, and other strategic initiatives across its medical and new consumer device divisions. (c) USA Listing In January 2022, the Company announced that it had commenced the process to apply for an OTCQX quotation on the OTC Markets in the US. The Board subsequently decided to focus their efforts on progressing a dual ASX/ NASDAQ or NYSE listing rather than pursuing a “quotation” of the ASX shares on the OTC market. The rationale for this strategy is as follows: • • • • • • • It broadens our investor base to include investors in one of the major global capital markets; It enables us to better attract strategic and institutional investors otherwise unable to invest in offshore securities on non-USA exchanges; It enhances our visibility and global presence among investors, consumers, and customers - especially in the single biggest market for our products and services; It provides us with a way to better compensate and attract U.S. employees - particularly given the competition for engineering talent; It increases liquidity of our shares by attracting new investors looking for exposure to our sector - especially given the valuations of other health-tech/wearable companies based in the USA that have significantly greater valuation comps. It can facilitate merger and acquisition activity by creating a desirable stock-swap “acquisition currency”; and It enables us to have better communication with all our shareholders globally. The Company and its advisory team have made significant progress over the year to achieve this key corporate objective. 9 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 OPERATIONAL UPDATE (d) Share Consolidation On 16 February 2022, there was a share consolidation of the issued capital of the Company on the basis of one (1) security for every ten (10) securities held. Where the consolidation resulted in a fraction of a Share, Performance Right or Option being held, the Company rounded that fraction up to the next whole number. The FY21 number of equity instruments have been adjusted throughout the financial statements for the share consolidation to ensure the numbers are comparable. Outlook Throughout FY22 we continued to achieve a number of significant milestones which has positioned the Company for major new product launches in FY23. These product launches will significantly expand the commercial opportunities for the Company into multiple new markets and sales channels. Finally, based on the strong growth we are seeing in all market segments and with the addition of new product launches, our internal sales target for FY23 is for a significant increase over our FY22 results. 10 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 DIRECTORS’ REPORT The Directors of CardieX Limited (the “Company”) submit the financial report of the Company for the year ended 30 June 2022, which comprises the results of CardieX Limited and the entities it controlled during the period (the “Group”). Review of Operations The loss for the Group after income tax amounted to $11,809,634 (30 June 2021 $5,180,098). The Group has generated total revenue of $4,499,562, down 14% from $5,257,624 in the previous year. Please refer to the operational update on page 4 for further information. Principal Activities During the year the principal continuing activities of the Group consisted of designing, manufacturing and marketing medical devices for use in cardiovascular health management. Going Concern The financial statements have been prepared on the going concern basis, which contemplates continuity of normal business activities and the realisation of assets and the discharge of liabilities in the normal course of business. At the date of signing, the Directors have assessed that there is a material uncertainty related to going concern that may cast significant doubt over the ability of the Group to continue as a going concern given that the Group incurred a loss after tax of $11,809,634 (2021: $5,180,098), had net cash outflows from operating activities of $9,150,712 for the year ended 30 June 2022 (2021: $3,989,135) and had a net current liability position as at year- end of $285,915 (2021: net asset position of $7,457,455). As a result of these conditions the Group may be unable to realise its assets and discharge its liabilities in the normal course of business. The Directors believe that there are reasonable grounds that the Group will be able to continue as a going concern, after consideration of the following factors: • On 22 August 2022, CardieX announced that it had completed a $4.33m placement, as well as the launch of a share purchase plan (SPP) where proceeds exceeded the target of $1m; • On 29 September 2022, the Company announced the results of the SPP and raised $1.6m – this • • • represents a 59.3% over-subscription over the originally targeted raise of $1.0 million; The Company is the process of progressing a dual ASX/NASDAQ or NYSE listing, and if successful, this would raise significant equity funding for the Company, along with improving the Company’s options with regards to equity raising; If required, the Group has the ability to continue to raise additional funds on a timely basis pursuant to the Corporations Act 2001. The Group has a strong track record of successful equity funding in the preceding financial years. The Directors have no reason to believe that it will not be able to continue to source equity or alternative funding if required. There is a term loan facility of $1,297,505 repayable in October 2022, however this will be partially offset by R&D tax rebates expected in the same month. The Group are also currently reviewing options to extend or refinance the facility. Accordingly, the Directors believe that the Group will be able to continue as a going concern, and that it is appropriate to adopt the going concern basis in the preparation of the financial report. Dividends No dividends were paid or declared by the Group since the end of the previous financial year and the Directors do not recommend dividends be paid for the year ended 30 June 2022. Significant Changes in the State of Affairs There were no significant changes in the state of affairs of the Group during the financial year. 11 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 DIRECTORS’ REPORT (CONT.) Likely Developments and Expected Results of Operations Further information on likely developments in the operations of the Group and the expected results of operations have not been included in this annual financial report because the directors believe it would be likely to result in unreasonable prejudice to the Group. Matters Subsequent to Year End Subsequent to the balance date the Group announced the following material events: • On 29 July 2022, CardieX announced that it has changed its provider for shareholder registry services from Link Market Services to Automic Pty Ltd. • On 22 August 2022, CardieX announced that it had completed a $4.33m placement. • On 26 August 2022, CardieX announced the launch of a share purchase plan (SPP), with a target of $1m to be raised. • On 28 September 2022, CardieX announced the successful completion of its SPP, which closed on 26 September 2022. The Company received applications for fully paid ordinary shares (Shares) from eligible shareholders (which included Directors) under the SPP at an issue price of $0.30 per share in the amount of $1.593 million (before costs) representing a 59.3% over-subscription over the originally targeted raise of $1.0 million. • As disclosed in the SPP Offer Booklet (refer ASX release 26 August 2022), the Company reserved the right to conduct either a scale-back of over-subscriptions above the targeted of $1.0 million, or to accept over-subscriptions above the target. In response to the strong demand from shareholders, the Company has elected to accept the full $1.593 million of valid applications including the $593,000 in oversubscriptions and therefore not conduct any scale-back No other significant subsequent event has arisen that significantly affects the operations of the Group. 12 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 DIRECTORS’ REPORT (CONT.) Directors The following persons held office as Directors of CardieX Limited at any time during or since the end of the financial year: Mr. Niall Cairns – Executive Chairman and Director Mr. Craig Cooper – Executive Director, Chief Executive Director Mr. Jarrod White – Executive Director Mr. King Nelson – Non-Executive Director Ms. Lesa Musatto – Non-Executive Director (appointed 26 April 2022) Joint Company Secretaries Mr. Jarrod White Mr. Nicholas Marshall Chief Financial Officer Mr. Jarrod White Information on Directors Mr. Niall Cairns Executive Chairman and Director Qualifications: Appointed: Experience and expertise: Other current directorships: Former directorships (last 3 years): Special responsibilities: B.Ec, CA and FAICD 20 December 2017, appointed Chairman on 27 February 2019 Mr. Cairns is a Sydney based technology growth company director and investor with over 25 years of track record of value creation, restructuring, and exits in both listed and unlisted companies. As a founding partner of Nanyang Ventures, Kestrel Capital and C2 Ventures, Niall has managed significant institutional and private capital, whilst raising capital for and driving the global growth of over 50 companies in sectors as diverse as Agtech, Medtech, digital and SaaS based businesses. These have included Tru-Test Corporation, Intrapower, Gale Pacific (AVCAL Award winner) and Australian Helicopters. Niall is currently the Non-Executive Chairman of Tambla Limited and the St Andrews College Foundation. Consolidated Financial Holdings Limited, Kestrel Capital, Kestrel Growth Companies Limited, DTS Limited, Listing Logic Limited, Harri LLC, St Andrews College Foundation and Tambla Limited. Tru-Test Corporation Limited. • • • Chairman of the Board. Chairman of the audit and risk committee. Member of remuneration and nomination committee. 13 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 DIRECTORS’ REPORT (CONT.) Mr. Craig Cooper Executive Director, Chief Executive Officer Qualifications: Appointed: Experience and expertise: B.Ec, LLB (Hons) 1 December 2017 Mr. Cooper was appointed as Chief Executive Officer effective 1 December 2017. Mr Cooper has founded multiple successful health, digital media, technology, and wellness businesses – and was also the co-founder of the telecommunications company Boost Mobile - one of the leading mobile phone businesses in the USA. He is recognised as a global expert and thought leader in mobile and wireless technology as well as digital health and med-tech-related businesses. His venture capital funds have raised over A$1 billion in capital and have funded some of the most significant global digital media technology companies including Buzzfeed and The Huffington Post. Other current directorships: Former directorships (last 3 years): Special responsibilities: None. None. None. Mr. Jarrod White Executive Director Qualifications: Appointed: Experience and expertise: B.Bus, CA, CTA 21 May 2020 Mr. White is a Chartered Accountant and founding Director of Traverse Accountants Pty Ltd, a Corporate Advisory and Chartered Accounting Firm. In conjunction with his Corporate Advisory roles at Traverse Mr. White has been appointed Company Secretary and Chief Financial Officer of several other listed entities that operate on the Australian Stock Exchange and has a sound knowledge of corporate governance and compliance. Jarrod has also been an advisor to a wide range of capital raisings, IPO’s and reverse takeover transactions and has a focus on working with growing Companies in the exploration, technology and biotech space. Other current directorships: Former directorships (last 3 years): Special responsibilities: None. High Peak Royalties Limited (ASX.HPR) None. 14 Mr. King Nelson Non-Executive Director Qualifications: Appointed: Experience and expertise: CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 DIRECTORS’ REPORT (CONT.) BA, MBA 13 November 2015 Mr. King was elected to the Board in November 2015. He brings more than 30 years of diverse experience and expertise with medical devices. He is a former President and CEO of Uptake Medical Corporation, a company focused on treatments for emphysema and lung cancer. Previously, he served as president and CEO of Kerberos Proximal Solutions, which was acquired by FoxHollow Technologies, and as president and CEO of VenPro, a heart valve business acquired by Medtronic. Both these companies specialized in devices for the cardiovascular system. Prior to that, he spent 19 years with Baxter International and American Hospital Supply Corporation in roles of increasing responsibility that included division president for Dade Diagnostics, Bentley Labs, and Baxter’s Perfusion Services. King is also currently CEO of Q’Apel Medical – a medical device company focused on Neurovascular disease Other current directorships: Former directorships (last 3 years): Special responsibilities: None. Uptake Medical Corporation • • Chairman of remuneration and nomination committee. Member of audit and risk committee. Ms. Lesa Musatto Non-Executive Director Appointed: 26 April 2022 Experience and expertise: for companies ranging Ms. Musatto serves as the Chief Marketing Officer at Auction Technology Group (LSE:ATG), after being in multiple executive and marketing strategy roles large corporations to start-ups. Her ability to execute successful marketing campaigns has allowed her to take on roles in different industries – from consumer retail experience with Levi Strauss, Gap, Inc. and Safeway to health tech experience with Nuelle and more recently with ATG – a leading publicly listed exchange and marketplace technology platform. from Other current directorships: Former directorships (last 3 years): Special responsibilities: None. None. None. 15 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 DIRECTORS’ REPORT (CONT.) Meetings of Directors The number of meetings of the Group’s Board of Directors and of each Board Committee held during the financial year ended 30 June 2022 and the number of meetings attended by each Director were: Director Niall Cairns Craig Cooper Jarrod White King Nelson Lesa Musatto Directors Meetings Held Whilst in Office Attended 4 4 4 4 - 4 4 4 4 - Directors’ Interests Information on the Directors’ and their associates’ interests in shares and options of the Company at 30 June 2022 can be found in the Remuneration Report on page 18. Shares Issued on the Exercise of Options During the financial year ended 30 June 2022, 80,238,638 shares were issued to Directors on the exercise of options, see the Remuneration Report for more detail. Environmental Regulations The Group’s operations are not regulated by any significant environmental regulation under a law of the Commonwealth or of a state or territory. Indemnity and Insurance of Directors and Officers During the financial year the Group paid premiums in respect of a contract insuring Directors and Executives against a liability incurred in the ordinary course of business. Proceedings on Behalf of the Company No person has applied for leave of court to bring proceedings on behalf of the Company or intervene in any proceedings to which the Company is a party for the purpose of taking responsibility on behalf of the Company for all or any part of those proceedings. The Company was not a party to any such proceedings during the year. Corporate Governance Statement A copy of the Corporate Governance Statement has not been disclosed within the Annual Report but is available on the website http://www.CardieX.com in accordance with the ASX Listing Rule 4.10.3. Declaration by Directors Before it approved the Company’s 2022 financial statements, the Board was satisfied that the financial records have been properly maintained and that the financial statements comply with the appropriate accounting standards and give a true and fair view of the financial position and performance of the Group, and their opinion has been formed on the basis of a sound system of risk management and internal control which is operating effectively. Non-audit Services The Directors received the Auditor’s Independence Declaration under s.307 of the Corporations Act 2001, which is set out on page 23. The external auditor did not provide non-audit services to the Company during the year ended 30 June 2022. 16 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 DIRECTORS’ REPORT (CONT.) Indemnity and insurance of auditor The Company has not, during or since the end of the financial year, indemnified or agreed to indemnify the auditor of the Company or any related entity against a liability incurred by the auditor. During the financial year, the Company has not paid a premium in respect of a contract to insure the auditor of the Company or any related entity. Officers of the Company who are former partners of BDO There are no officers of the Company who are former partners of BDO. Auditor's independence declaration A copy of the auditor's independence declaration as required under section 307C of the Corporations Act 2001 is set out on page 23. 17 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 REMUNERATION REPORT This report outlines the remuneration arrangements in place for Directors and executives of CardieX Limited. The information in this report has been audited as required by 308(3C) of the Corporations Act 2001. Principles used to determine the nature and amount of remuneration Non-executive directors Fees and payments to non-executive directors reflect the demands which are made on, and the responsibilities of, the directors. Non-executive directors’ fees and payments are reviewed annually by the Board. The Board also refers to external surveys to ensure non-executive directors’ fees and payments are appropriate and in line with the market. The Chairman’s fees are determined independently to the fees of non-executive directors based on comparative roles in the external market. The Chairman is not present at any discussions relating to determination of his own remuneration. Non-executive directors are entitled to receive share options, following approval by the shareholders of CardieX Limited. Non-executive directors’ fees are determined within an aggregate directors’ fee pool limit, which is periodically recommended for approval by shareholders. The pool was increased to $500,000 at the 2021 shareholder meeting, excluding share-based payments that are subject to separate shareholder approval. Executives The objective of the Group’s executive reward framework is to ensure reward for performance is competitive and appropriate for the results delivered. The framework aligns executive reward with achievement of strategic objectives and the creation of value for shareholders. The Board ensures that executive reward satisfies the following key criteria for good reward governance practices: • • • • • competitiveness and reasonableness; acceptability to shareholders; performance linkage / alignment of executive compensation; transparency; and capital management. Alignment to shareholders’ interests: • • • has Company growth as a core component of plan design; focuses on sustained long-term growth in shareholder wealth; and attracts and retains high calibre executives. Alignment to program participants’ interests: • • • • rewards capability and experience; reflects competitive reward for contribution to growth in Company value; provides a clear structure for earning rewards; and provides recognition for contribution. Details of the nature and amount of each element of the emoluments of each Director of CardieX Limited are set out below. Directors Names and positions held of key management personnel in office at any time during the financial year are: Mr. Niall Cairns Mr. Craig Cooper Mr. King Nelson Mr. Jarrod White Ms. Lesa Musatto Executive Director and Chairman CEO and Executive Director Non-executive Director Executive Director Non-executive Director 18 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 REMUNERATION REPORT (CONT.) Key Management Personnel Compensation 2022 Niall Cairns Craig Cooper King Nelson Jarrod White Lesa Musatto Salary and directors fees Share Based Payment Benefits $ $ 260,000 716,421 55,915 116,500 - 499,325 499,325 30,845 187,489 - Total $ 759,325 1,215,746 86,760 303,989 - Total Compensation 1,148,836 1,216,984 2,365,820 2021 Niall Cairns Craig Cooper King Nelson Jarrod White Total Compensation 204,000 528,953 36,697 102,000 871,650 247,611 545,759 15,295 96,507 905,172 451,611 1,074,712 51,992 198,507 1,776,822 Shares Held by Key Management Personnel and Their Associates Niall Cairns Craig Cooper King Nelson Jarrod White Lesa Musatto Total Balance 01 July 2021 Additions Share consolidation 181,842,010 53,751,9221 (212,034,538) 177,242,010 53,751,9221 (207,894,538) 153,846 4,857,577 - - (138,461) 907,933 (5,188,559) - - Balance 30 June 2022 23,559,394 23,099,394 15,385 576,951 - 364,095,443 108,411,777 (425,256,096) 47,251,124 1. A total of 47,751,922 pre consolidated shares acquired by Mr Cairns and Mr Cooper in the year are indirectly held by C2 Ventures, in which Mr Cairns and Mr Cooper are directors. These shares are subject to the Restriction Agreement and Deed of Undertaking as approved by members at the Extraordinary General Meeting held on 28 May 2018. 19 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 REMUNERATION REPORT (CONT.) Shares Held by Key Management Personnel and Their Associates (Cont.) Niall Cairns Craig Cooper King Nelson Jarrod White Total Balance 01 July 2020 Additions Balance 30 June 2021 161,960,192 19,881,8181 181,842,010 158,960,192 18,281,8181 177,242,010 153,846 3,257,577 - 1,600,000 153,846 4,857,577 324,331,807 39,763,636 364,095,443 1. A total of 18,281,818 pre consolidated shares acquired by Mr Cairns and Mr Cooper in the year are indirectly held by C2 Ventures, in which Mr Cairns and Mr Cooper are directors. These shares are subject to the Restriction Agreement and Deed of Undertaking as approved by members at the Extraordinary General Meeting held on 28 May 2018. Options Held by Key Management Personnel and Their Associates Niall Cairns Craig Cooper King Nelson Jarrod White Lesa Musatto Total Balance 01 July 2021 Exercised Transferred Share consolidation Balance 30 June 2022 43,420,455 (39,920,455) (2,000,000) (1,350,000) 43,420,455 (39,920,455) (2,000,000) (1,350,000) 1,500,000 - 1,897,728 (397,728) - - - - - (1,350,000) (1,350,000) - 150,0002 150,0002 150,000 150,000 - 90,238,638 (80,238,638) (4,000,000) (5,400,000) 600,000 2. Directors Mr Cairns and Mr Cooper hold 150,000 options indirectly through C2 Ventures Pty Limited, of which they are both directors. Niall Cairns Craig Cooper King Nelson Jarrod White Total Balance 01 July 2020 39,000,000 39,000,000 1,500,000 1,897,728 81,397,728 Expired Additions Balance 4,420,455 4,420,455 - - 30 June 2021 43,420,4553 43,420,4553 1,500,000 1,897,728 8,840,910 90,238,638 - - - - - 3. Directors Mr Cairns and Mr Cooper hold 41,920,455 options indirectly through C2 Ventures Pty Limited, of which they are both directors. 20 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 REMUNERATION REPORT (CONT.) Performance Rights Held by Key Management Personnel and Their Associates On 11 December 2020 shareholders approved the issue of performance rights to be issued to the Directors under the Company’s Performance Rights and Option Plan. These performance rights total 160,500,000 and expire on 11 December 2023. The terms of the Director rights on issue are as follows: Tranche Tranche 1 Tranche 2 Tranche 3 Tranche 4 Tranche 5 Number of performance rights Will vest if share price trade at or above: 1,100,000 1,100,000 2,450,000 5,700,000 5,700,000 $0.12 $0.15 $0.20 $0.25 $0.50 Expiry Date of Performance Milestone 11/12/2023 11/12/2023 11/12/2023 11/12/2023 11/12/2023 Balance 01 July 2021 Converted Expired Share consolidation Balance 30 June 2022 Niall Cairns 68,000,000 - - (61,200,000) Craig Cooper 104,000,000 (12,000,000) (24,000,000) (61,200,000) King Nelson Jarrod White Lesa Musatto Total Niall Cairns Craig Cooper King Nelson Jarrod White Total 3,500,000 21,000,000 - - - - - - - (3,150,000) (18,900,000) - 196,500,000 (12,000,000) (24,000,000) (144,450,000) 16,050,000 Balance 01 July 2020 - 36,000,000 - - 36,000,000 Expired Additions Balance 30 June 2021 68,000,000 68,000,000 68,000,000 104,000,000 3,500,000 21,000,000 3,500,000 21,000,000 160,500,000 196,500,000 - - - - - 6,800,000 6,800,000 350,000 2,100,000 - Employment Agreements Remuneration and other terms of employment for the CEO and the other key management personnel are formalised in employment agreements. Each of these agreements provide for the provision of performance related cash bonuses, other benefits including health insurance and car allowances, and participation, when eligible, in the CardieX Limited Employee Share Option Plan. Other major provisions of the agreements relating to remuneration are set out below. All contracts with executives may be terminated early by either party with variable notice periods, subject to termination payments as detailed below. 21 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 REMUNERATION REPORT (CONT.) Craig Cooper – Chief Executive Officer • Agreement commenced on 1 December 2017. • Base salary of US$420,000 per annum. • Bonuses to be paid at discretion of the Group based on performance reviews. • Reimbursement for reasonable expenses incurred in running the US business, paid on a monthly basis. Niall Cairns – Executive Chairman and Director • Current agreement commenced with an effective date of 1 August 2019. • Monthly consulting fee for strategic review and consulting services of AU$25,000 per month. • Reimbursement for reasonable expenses incurred. King Nelson – Non-Executive Director • Current agreement commenced with an effective date of 13 November 2015. • Base salary of US$50,000 per annum. Jarrod White – Director • Jarrod White is the principal of Traverse Accountants Pty Ltd, who holds an engagement with the Group covering CFO services, Company Secretarial services, and other general accountancy services. • Mr. White received Directors Fees of $35,000 in shares for this reporting year in addition to the arms’ length services paid to Traverse Accountants Pty Ltd. Lesa Musatto – Non-Executive Director • Lesa Musatto is remunerated in options for her services as Non-Executive Director. Loans to Directors and Key Management Personnel There were no loans made to directors or key management personnel of the Company and the Group during the period commencing at the beginning of the financial year and up to the date of this report. Signed in accordance with a resolution of the Board of Directors, made pursuant to s298(2) of the Corporations Act 2001. Niall Cairns Executive Chairman Sydney, 30 September 2022 22 Tel: +61 2 9251 4100 Fax: +61 2 9240 9821 www.bdo.com.au Level 11, 1 Margaret Street Sydney NSW 2000 Australia DECLARATION OF INDEPENDENCE BY GRANT SAXON TO THE DIRECTORS OF CARDIEX LIMITED As lead auditor of CardieX Limited for the year ended 30 June 2022, I declare that, to the best of my knowledge and belief, there have been: 1. No contraventions of the auditor independence requirements of the Corporations Act 2001 in relation to the audit; and 2. No contraventions of any applicable code of professional conduct in relation to the audit. This declaration is in respect of CardieX Limited and the entities it controlled during the period. Grant Saxon Director BDO Audit Pty Ltd Sydney 30 September 2022 BDO Audit Pty Ltd ABN 33 134 022 870 is a member of a national association of independent entities which are all members of BDO Australia Ltd ABN 77 050 110 275, an Australian company limited by guarantee. BDO Audit Pty Ltd and BDO Australia Ltd are members of BDO International Ltd, a UK company limited by guarantee, and form part of the international BDO network of independent member firms. Liability limited by a scheme approved under Professional Standards Legislation. 23 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 CONSOLIDATED STATEMENT OF PROFIT OR LOSS AND OTHER COMPREHENSIVE INCOME FOR YEAR ENDED 30 JUNE 2022 Sales revenue Other revenue Other income Total income Cost of sales Provision for doubtful debts Marketing and sales expense Product development and regulatory expense Occupancy expense Employee benefits expense Administration expense Interest expense Foreign exchange gain / (loss) Fair value loss Loss before income tax expense Income tax expense Note 3 3 4 10 2022 $ 4,066,982 432,580 4,499,562 671,048 5,170,610 (1,006,703) (373) (1,540,278) (2,376,723) (341,339) (9,769,755) (1,738,425) (227,945) 296,307 (275,010) 2021 (restated) $ 5,001,134 256,490 5,257,624 839,647 6,097,271 (905,282) (41,911) (182,167) (918,112) (294,658) (6,628,530) (1,498,018) (268,384) (484,452) (55,855) (11,809,634) (5,180,098) 6 - - Loss attributable to members of the parent entity (11,809,634) (5,180,098) Other comprehensive income Items that will be reclassified subsequently to profit or loss when specific conditions are met: Exchange differences on translating foreign operations (20,247) 87,036 Total comprehensive loss for the period (11,829,881) (5,093,062) Basic loss per share (cents) Diluted loss per share (cents) 8 8 (11.5) (11.5) (5.9) (5.9) These financial statements should be read in conjunction with the accompanying notes. 24 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 CONSOLIDATED STATEMENT OF FINANCIAL POSITION AS AT 30 JUNE 2022 ASSETS CURRENT ASSETS Cash and cash equivalents Trade and other receivables Inventory Financial assets Other current assets TOTAL CURRENT ASSETS NON-CURRENT ASSETS Property, plant and equipment Intangible assets Financial assets Other non-current assets TOTAL NON-CURRENT ASSETS TOTAL ASSETS LIABILITIES CURRENT LIABILITIES Trade and other payables Unearned revenue Provisions Financial liabilities Lease liabilities Borrowings TOTAL CURRENT LIABILITIES NON-CURRENT LIABILITIES Provisions Lease liabilities TOTAL NON-CURRENT LIABILITIES TOTAL LIABILITIES NET ASSETS EQUITY Contributed equity Reserves Accumulated losses TOTAL EQUITY Note 9 10 11 18 12 14 18 12 15 16 17 20 21 22 17 21 2022 $ 1,455,590 813,138 994,774 - 2021 (restated) $ 3,665,259 555,504 444,226 4,937,483 1,566,218 1,100,304 4,829,720 10,702,776 1,069,790 320,885 6,080,309 77,160 352,068 331,577 642,392 32,150 7,548,144 1,358,187 12,377,864 12,060,963 2,224,631 877,312 526,538 66,778 122,871 1,297,505 5,115,635 1,074,799 430,181 404,793 275,209 70,616 989,723 3,245,321 1,824 649,092 650,916 218 108,292 108,510 5,766,551 3,353,831 6,611,313 8,707,132 23(a) 24 26 67,552,468 3,925,422 59,286,666 3,086,032 (64,866,577) (53,665,566) 6,611,313 8,707,132 These financial statements should be read in conjunction with the accompanying notes. 25 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 CONSOLIDATED STATEMENT OF CHANGES IN EQUITY FOR YEAR ENDED 30 JUNE 2022 Shares on Issue Note Reserves Accumulated Total $ $ losses $ $ Balance at 1 July 2020 53,127,941 1,969,548 (49,217,488) 5,880,001 Restatement of retained earnings 2 - - 431,284 431,284 Restated total equity at the beginning of the financial year Loss for the year Other comprehensive income Total comprehensive income for the year Transactions with equity holders in their capacity as owners 53,127,941 1,969,548 (48,786,204) 6,311,285 - - - - (5,180,098) (5,180,098) 87,036 - 87,036 87,036 (5,180,098) (5093,062) Capital placement Share issue costs Shares issued in lieu of payments to employees Performance rights vesting expense Options vesting expense Options expired 23(a) 23(a) 6,385,478 (333,405) 23(a) 106,652 23(b) 23(c) 23(c) - - - - - - 898,020 432,164 - - - - - 6,385,478 (333,405) 106,652 898,020 432,164 (300,736) 300,736 - Balance at 30 June 2021 59,286,666 3,086,032 (53,665,566) 8,707,132 Balance at 1 July 2021 Loss for the year Other comprehensive income Total comprehensive income for the year Transactions with equity holders in their capacity as owners Shares issued on conversion of options Performance rights converted to shares Conversion of convertible notes Shares issued in lieu of payments to employees Performance rights vesting expense Options vesting expense Share issue costs Performance rights expired Transfer to retained earnings 59,286,666 3,086,032 (53,665,566) 8,707,132 - - - - (11,809,634) (11,809,634) (20,247) - (20,247) (20,247) (11,809,634) (11,829,881) 23(a) 23(c) 20 7,602,431 - 422,557 (422,557) 270,663 (35,719) 23(a) 118,965 - - - 1,432,148 494,388 (148,814) - 23(b) 23(c) 23(a) 23(b) 23(b) - - (573,032) 573,032 (35,591) 35,591 - - - - - - - 7,602,431 - 234,944 118,965 1,432,148 494,388 (148,814) - - Balance at 30 June 2022 67,552,468 3,925,422 (64,866,577) 6,611,313 These financial statements should be read in conjunction with the accompanying notes. 26 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 CONSOLIDATED STATEMENT OF CASH FLOWS FOR YEAR ENDED 30 JUNE 2022 CASH FLOWS FROM OPERATING ACTIVITIES Receipts from customers Payments to suppliers and employees Receipt for R&D tax incentives Interest received Note 2022 $ 2021 $ 4,291,582 (13,911,521) (9,619,939) 468,927 300 4,511,959 (9,024,602) (4,512,643) 522,779 729 Net cash used in operating activities 27 (9,150,712) (3,989,135) CASH FLOWS FROM INVESTING ACTIVITIES Payments to acquire property, plant and equipment Payments for intangible assets Repayment of convertible notes Net cash (used in)/from investing activities CASH FLOWS FROM FINANCING ACTIVITIES Proceeds from shares issued Share issue costs Borrowings received, net of transaction costs Borrowings repaid Finance costs Repayment of lease liabilities Net cash provided by financing activities 23(a) 23(a) 22 22 Net (decrease)/increase in cash held Cash and cash equivalents at beginning of financial year Effects of foreign currency exchange Cash and cash equivalents at end of financial year 9 (420,986) (17,070) - (438,056) 7,602,431 (148,814) 1,199,285 (1,055,591) (26,322) (157,487) 7,413,502 (2,175,266) 3,665,259 (34,403) 1,455,590 (71,184) (287,155) 721,500 363,161 6,385,478 (333,405) 13,750 (459,778) (175,138) (144,977) 5,285,930 1,659,956 2,061,642 (56,339) 3,665,259 These financial statements should be read in conjunction with the accompanying notes. 27 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 1: SIGNIFICANT ACCOUNTING POLICIES The financial report includes the consolidated financial statements and notes of CardieX Limited and controlled entities (‘Consolidated Group’ or ‘Group’). The separate financial statements and notes of CardieX Limited as an individual parent entity (‘Company’) have not been presented within the financial report as permitted by the Corporations Act 2001. CardieX Limited is a for-profit entity. The financial statements were authorised for issue on 30 September 2022 by the directors of the Company. Basis of Preparation The financial report is a general-purpose financial report that has been prepared in accordance with Australian Accounting Standards, Australian Accounting Interpretations, other authoritative pronouncements of the Australian Accounting Standards Board (“AASB”) and the Corporations Act 2001. Australian Accounting Standards set out accounting policies that the AASB has concluded would result in a financial report containing relevant and reliable information about transactions, events and conditions to which they apply. Compliance with Australian Accounting Standards ensures that the financial statements and notes also comply with International Financial Reporting Standards. Material accounting policies adopted in the preparation of this financial report are reported below. They have been consistently applied unless stated otherwise. All applicable new accounting standards have been adopted for the year ended 30 June 2022 unless otherwise stated and their adoption did not have a significant impact on the financial performance or position of the consolidated entity. The financial report has been prepared on an accruals basis and is based on historical costs, modified, where applicable, by the measurement at fair value of selected non-current assets, financial assets and financial liabilities. Going Concern The financial statements have been prepared on the going concern basis, which contemplates continuity of normal business activities and the realisation of assets and the discharge of liabilities in the normal course of business. At the date of signing, the Directors have assessed that there is a material uncertainty related to going concern that may cast significant doubt over the ability of the Group to continue as a going concern given that the Group incurred a loss after tax of $11,809,634 (2021: $5,180,098), had net cash outflows from operating activities of $9,150,712 for the year ended 30 June 2022 (2021: $3,989,135) and had a net current liability position as at year- end of $285,915 (2021: net asset position of $7,457,455). As a result of these conditions the Group may be unable to realise its assets and discharge its liabilities in the normal course of business. The Directors believe that there are reasonable grounds that the Group will be able to continue as a going concern, after consideration of the following factors: • On 22 August 2022, CardieX announced that it had completed a $4.33m placement, as well as the launch of a share purchase plan (SPP) where proceeds exceeded the target of $1m; • On 29 September 2022, the Company announced the results of the SPP and raised $1.6m – this • • • represents a 59.3% over-subscription over the originally targeted raise of $1.0 million; The Company is the process of progressing a dual ASX/NASDAQ or NYSE listing, and if successful, this would raise significant equity funding for the Company, along with improving the Company’s options with regards to equity raising; If required, the Group has the ability to continue to raise additional funds on a timely basis pursuant to the Corporations Act 2001. The Group has a strong track record of successful equity funding in the preceding financial years. The Directors have no reason to believe that it will not be able to continue to source equity or alternative funding if required. There is a term loan facility of $1,297,505 repayable in October 2022, however this will be partially offset by R&D tax rebates expected in the same month. The Group are also currently reviewing options to extend or refinance the facility. Accordingly, the Directors believe that the Group will be able to continue as a going concern, and that it is appropriate to adopt the going concern basis in the preparation of the financial report. 28 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 1: SIGNIFICANT ACCOUNTING POLICIES (CONT.) Principles of Consolidation A controlled entity is any entity CardieX Limited has the power to control the financial and operating policies of so as to obtain benefits from its activities. A list of controlled entities is contained in Note 13 to the financial statements. All controlled entities have a 30 June 2022 financial year-end for this current year. As at the reporting date, the assets and liabilities of all controlled entities have been incorporated into the consolidated financial statements as well as their results for the year ended. All inter-company balances and transactions between entities in the Group, including any unrealised profits or losses, have been eliminated on consolidation. Accounting policies of subsidiaries have been changed where necessary to ensure consistencies with those policies applied by the Company. Where controlled entities have entered or left the Group during the year, their operating results have been included/excluded from the date control was obtained or until the date control ceased. Financial Instruments Recognition, initial measurement and derecognition Financial assets and financial liabilities are recognised when the Company becomes a party to the contractual provisions of the financial instrument and are measured initially at fair value adjusted by transactions costs, except for those carried at fair value through profit or loss, which are measured initially at fair value. Subsequent measurement of financial assets and financial liabilities are described below. Financial assets are derecognised when the contractual rights to the cash flows from the financial asset expire, or when the financial asset and substantially all the risks and rewards are transferred. A financial liability is derecognised when it is extinguished, discharged, cancelled or expires. Classification and subsequent measurement of financial assets Except for those trade receivables that do not contain a significant financing component and are measured at the transaction price in accordance with AASB 9, all financial assets are initially measured at fair value adjusted for transaction costs (where applicable). Hybrid contracts If a hybrid contract contains a host that is a financial asset, the policies applicable to financial assets are applied consistently to the entire contract. Subsequent measurement of financial assets For the purpose of subsequent measurement, financial assets, other than those designated and effective as hedging instruments, are classified into the following categories upon initial recognition: • • • • financial assets at amortised cost financial assets at fair value through profit or loss (FVPL) debt instruments at fair value through other comprehensive income (FVOCI) equity instruments at fair value through other comprehensive income (FVOCI) Classifications are determined by both: • • the entity’s business model for managing the financial asset the contractual cash flow characteristics of the financial assets All income and expenses relating to financial assets that are recognised in profit or loss are presented within finance costs, finance income or other financial items, except for impairment of trade receivables which is presented within other expenses. 29 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 1: SIGNIFICANT ACCOUNTING POLICIES (CONT.) Financial assets at amortised cost Financial assets are measured at amortised cost if the assets meet the following conditions (and are not designated as FVPL): • • they are held within a business model whose objective is to hold the financial assets and collect its contractual cash flows the contractual terms of the financial assets give rise to cash flows that are solely payments of principal and interest on the principal amount outstanding After initial recognition, these are measured at amortised cost using the effective interest method. Discounting is omitted where the effect of discounting is immaterial. The Company’s cash and cash equivalents, trade and most other receivables fall into this category of financial. Financial assets at fair value through profit or loss (FVPL) Financial assets that are held within a business model other than ‘hold to collect’ or ‘hold to collect and sell’ are categorised at fair value through profit and loss. Further, irrespective of business model, financial assets whose contractual cash flows are not solely payments of principal and interest are accounted for at FVPL. All derivative financial instruments fall into this category, except for those designated and effective as hedging instruments, for which the hedge accounting requirements apply. Debt instruments at fair value through other comprehensive income (Debt FVOCI) Financial assets with contractual cash flows representing solely payments of principal and interest and held within a business model of collecting the contractual cash flows and selling the assets are accounted for at FVOCI. Any gains or losses recognised in OCI will be recycled upon derecognition of the asset. Equity instruments at fair value through other comprehensive income (Equity FVOCI) Investments in equity instruments that are not held for trading are eligible for an irrevocable election at inception to be measured at FVOCI. Under this category, subsequent movements in fair value are recognised in other comprehensive income and are never reclassified to profit or loss. Dividend income is taken to profit or loss unless the dividend clearly represents return of capital. Impairment of Financial assets The Group recognises a loss allowance for expected credit losses on financial assets which are either measured at amortised cost or fair value through other comprehensive income. The measurement of the loss allowance depends upon the Group's assessment at the end of each reporting period as to whether the financial instrument's credit risk has increased significantly since initial recognition, based on reasonable and supportable information that is available, without undue cost or effort to obtain. Where there has not been a significant increase in exposure to credit risk since initial recognition, a 12-month expected credit loss allowance is estimated. This represents a portion of the asset's lifetime expected credit losses that is attributable to a default event that is possible within the next 12 months. Where a financial asset has become credit impaired or where it is determined that credit risk has increased significantly, the loss allowance is based on the asset's lifetime expected credit losses. The amount of expected credit loss recognised is measured on the basis of the probability weighted present value of anticipated cash shortfalls over the life of the instrument discounted at the original effective interest rate. For financial assets mandatorily measured at fair value through other comprehensive income, the loss allowance is recognised in other comprehensive income with a corresponding expense through profit or loss. In all other cases, the loss allowance reduces the asset's carrying value with a corresponding expense through profit or loss. 30 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 1: SIGNIFICANT ACCOUNTING POLICIES (CONT.) Goods and Services Tax Revenue, expenses and assets are recognised net of the amount of GST, except where the amount of GST incurred is not recoverable from the Australian Tax Office. In these circumstances the GST is recognised as part of the cost of acquisition of the asset or as part of an item of the expense. Receivables and payables in the Statement of Financial Position are shown inclusive of GST. Cash flows are presented in the Statement of Cash Flows on a gross basis, except for the GST components of investing and financing activities, which are disclosed as operating cash flows. There is provision made in the Statement of Cash Flows to disclose the applicable GST refunds/payments that have been remitted to the ATO to accurately show the cash position of CardieX Limited. Foreign Currency Translation Functional currency Items included in the financial statements of the Group’s operations are measured using the currency of the primary economic environment in which it operates (‘the functional currency’). The functional currency of the Company and controlled entities registered in Australia is Australian dollars (AU$). The functional currency of the AtCor Medical Inc is United States dollars (US$). Foreign currency transactions are translated into the functional currency using the exchange rates ruling at the date of the transaction. Monetary assets and liabilities denominated in foreign currencies are retranslated at the rate of exchange ruling at the end of the reporting period. Foreign exchange gains and losses resulting from settling foreign currency transactions, as well as from restating foreign currency denominated monetary assets and liabilities, are recognised in profit or loss, except when they are deferred in other comprehensive income as qualifying cash flow hedges or where they relate to differences on foreign currency borrowings that provide a hedge against a net investment in a foreign entity. Non-monetary items measured at fair value in a foreign currency are translated using the exchange rates at the date when fair value was determined. Presentation currency The financial statements are presented in Australian dollars, which is the Group’s presentation currency. Functional currency balances are translated into the presentation currency using the exchange rates at the balance sheet date. Value differences arising from movements in the exchange rate is recognised in the statement of comprehensive income. Critical accounting estimates and judgements The Group has operations in both the US and Australia; however, the functional currency is deemed to be Australian dollars as the Group is listed on the Australian stock exchange and the main operations are located in Australia. Functional currency of AtCor Medical Inc. In determining that United States dollar (US$) is the functional currency of AtCor Medical Inc., management have applied judgement to assess the currency that most faithfully represents the economic effects of the underlying transactions, events and conditions in AMI. Management have considered the currency that mainly influences sales prices for goods and services and labour, material and other costs of providing goods or services. New accounting standards and interpretations adopted The Group has adopted all other new or amended Accounting Standards and Interpretations issued by the Australian Accounting Standards Board ('AASB') that are mandatory for the current reporting period. As at 30 June 2022, the group has adopted all new and revised mandatory accounting standards applicable. Any new or amended Accounting Standards or Interpretations that are not yet mandatory have not been early adopted. 31 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 2: RESTATEMENT OF COMPARATIVE FIGURES The 2021 consolidated statement of profit or loss and other comprehensive income and statement of financial position have been restated as a result of a revaluations of the Group’s financial assets. Refer note 17 for further details. Consolidated statement of profit or loss and other comprehensive income for year ended 30 June 2021 Sales revenue Interest revenue Other income Total income Cost of sales Bad debts expense Marketing and sales expense Product development and regulatory expense Occupancy expense Employee benefits expense Administration expense Interest expense Loss of forgiveness of debt Foreign exchange loss Fair value loss Loss before income tax expense Income tax expense Loss attributable to members of the parent entity Other comprehensive income Exchange differences on translating foreign operations Total comprehensive loss for the period 2021 Reported $ 5,001,134 256,490 5,257,624 839,647 6,097,271 (905,282) (41,911) (182,167) (918,112) (294,658) (6,628,530) (1,498,018) (268,384) (338,373) (567,433) - (5,545,597) - 2021 Adjustments $ - - - - - - - - - - - - - 338,373 82,981 (55,855) 365,499 - 2021 Restated $ 5,001,134 256,490 5,257,624 839,647 6,097,271 (905,282) (41,911) (182,167) (918,112) (294,658) (6,628,530) (1,498,018) (268,384) - (484,452) (55,855) (5,180,098) - (5,545,597) 365,499 (5,180,098) 87,036 (5,458,561) - 87,036 365,499 (5,093,062) 32 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 2: RESTATEMENT OF COMPARATIVE FIGURES (CONT.) Consolidated statement of financial position as at 30 June 2021 ASSETS CURRENT ASSETS Cash and cash equivalents Trade and other receivables Inventory Financial assets Other current assets TOTAL CURRENT ASSETS NON-CURRENT ASSETS Property, plant and equipment Intangible assets Financial assets Other non-current assets TOTAL NON-CURRENT ASSETS TOTAL ASSETS LIABILITIES CURRENT LIABILITIES Trade and other payables Unearned revenue Provisions Financial liabilities Lease liabilities Borrowings TOTAL CURRENT LIABILITIES NON-CURRENT LIABILITIES Provisions Lease liabilities TOTAL NON-CURRENT LIABILITIES TOTAL LIABILITIES NET ASSETS EQUITY Contributed equity Reserves Accumulated losses TOTAL EQUITY 2021 Adjustments $ - - - 1,406,520 - 1,406,520 - - (609,737) - (609,737) 796,783 - - - - - - - - - - - 2021 Restated $ 3,665,259 555,504 444,226 4,937,483 1,100,304 10,702,776 352,068 331,577 642,392 32,150 1,358,187 12,060,963 1,074,799 430,181 404,793 275,209 70,616 989,723 3,245,321 218 108,292 108,510 3,353,831 796,783 8,707,132 - - 796,783 796,783 59,286,666 3,086,032 (53,665,566) 8,707,132 2021 Reported $ 3,665,259 555,504 444,226 3,530,963 1,100,304 9,296,256 352,068 331,577 1,252,129 32,150 1,967,924 11,264,180 1,074,799 430,181 404,793 275,209 70,616 989,723 3,245,321 218 108,292 108,510 3,353,831 7,910,349 59,286,666 3,086,032 (54,462,349) 7,910,349 33 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 3: REVENUE Sales revenue Sale of goods Lease income Service income Freight income Royalty income Other revenue Interest revenue Total revenue 2022 $ 2,334,130 1,185,293 395,332 93,766 2021 $ 2,104,182 2,165,120 595,562 81,674 58,461 54,596 4,066,982 5,001,134 432,580 4,499,562 256,490 5,257,624 Accounting policy for revenue recognition To determine whether to recognise revenue and what price, the Group follows a 5-step process: 1. 2. 3. 4. 5. Identifying the contract with a customer Identifying the performance obligations Determining the transaction price Allocating the transaction price to the performance obligations Recognising revenue when/as performance obligation(s) are satisfied. Total transaction price for a contract is allocated amongst the various performance obligations based on their relative stand-alone selling prices. The transaction price for a contract excludes any amounts collected on behalf of third parties. Revenue is recognised either at a point in time or over time, when (or as) the Group satisfies performance obligations by transferring the promised goods or services to its customers. The Group has identified the following revenue streams: Sale of goods Sale of goods revenue is recognised at the point of sale, which is where the customer has taken delivery of the goods, the control is transferred to the customer and there is a valid sales contract. Amounts disclosed as revenue are net of sales returns and trade discounts. Service income Service income is recognised over time in line with management’s assessment of the performance obligations under each contract. Freight income Freight income is recognised when the control is transferred to the customer and there is a valid sales contract. Royalty income Royalty income is recognised when entitled under royalty agreements. Other revenue Other revenue is recognised when it is received or when the right to receive payment is established. 34 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 3: REVENUE (CONT.) Lease Income Lease income accounting policy The Group earned lease income from both finance and operating lease of goods and continues to recognise related income in line with AASB 16 Leases. The Group recognises unearned revenue for lease income received in advance where the benefit from the use of the underlying asset has not been diminished. The unearned revenue is reported in the statement of financial position. Similarly, if the Group provides benefits from the underlying asset before it receives the consideration, the Group recognises either a contract lease asset or a receivable in its statement of financial position, depending on whether something other than the passage of time is required before the consideration is due. For operating leases, the lease income and interest in relation to the goods are recognised over time per the terms set in the contract with the customer. For goods sold on a finance lease, income is recognised at the point of sale, which is where the customer has taken delivery of the goods, the control is transferred to the customer and there is a valid sales contract. Any associated interest income is recognised over the life of the lease in line with the terms set in the contract with the customer. CardieX leases multiple medical devices to customers as part of pharmaceutical trials. The amounts are paid over an accelerated term per the signed contract, and then revenue is recognised on a straight-line basis based on the amount of equipment delivered. The equipment is leased to the customer for approximately 2 years which is not considered to be a major part of the economic life of the asset. The equipment is returned to CardieX at the end of the lease and the equipment can continue to be used without any major modification. Lessor commitments Minimum lease commitments receivable but not recognised in the financial statements: Within one year One to five years More than five years Total NOTE 4: OTHER INCOME R&D tax concession from the Australian Tax Office Covid-19 Stimulus benefits from the Australian Tax Office PPP loan forgiveness Other Total 2022 $ 123,748 2,540 - 126,288 661,030 - - 10,018 671,048 2021 $ 603,316 3,166 - 606,482 536,008 63,000 233,479 7,160 839,647 Accounting policy for research and development grant income Research and development grant income is recognised when the Group is entitled to the research and development grant. The amount is treated as other income in the period in which the research and development costs were incurred. 35 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 5: EXPENSES 2022 $ 2021 (restated) $ Loss before income tax includes the following specific expenses: Depreciation on plant and equipment 58,451 73,805 Depreciation on right of use assets 14 160,348 108,624 Share based payments 23 2,010,500 1,406,836 Rental expense relating to short term leases - 62,820 NOTE 6: INCOME TAX EXPENSE Loss from continuing operations before income tax expense Prima facie tax benefit on loss from ordinary activities before income tax at 25% (2021: 26%): Add tax effect of: — Other non-allowable items Subtotal Less tax effect of: — — Items not assessable for taxation Items deductible for taxation but not accounting Differences in overseas tax rates Benefit of tax losses and temporary differences not recognised Income tax expense (11,809,634) (5,180,098) (2,952,408) (1,346,825) 1,096,025 (1,856,384) (165,257) (270,269) 127,355 652,622 (694,203) (295,248) (116,116) (4,492) 2,164,555 1,110,059 - - The Group has carried forward tax losses, calculated according to Australian income tax legislation of $51,027,938 (2021: $38,636,618), which will be deductible from future assessable income provided that income is derived, and: a) The Company and its controlled entities carry on a business of, or a business that includes software development in Australia; and b) No change in tax legislation adversely affects the Group and its controlled entities in realising the benefit from the deduction for the losses. The benefit of these losses will only be recognised where it is probable that future taxable profit will be available against which the benefits of the deferred tax asset can be utilised. Deferred tax assets are estimated but not recognised at $12,756,984 at 30 June 2022 (2021: $10,045,521) so as to enable the Board to determine more reliably the probability of utilising these tax assets in the foreseeable future. As at the date of this report the entities in the tax consolidation group had not entered into a tax sharing agreement. No compensation has been received or paid for any current tax payable or deferred tax assets relating to tax losses assumed by the parent entity since implementation of the tax consolidation regime. 36 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 6: INCOME TAX (CONT.) Accounting policy for income tax The income tax expense or benefit for the period is the tax payable on that period's taxable income based on the applicable income tax rate for each jurisdiction, adjusted by the changes in deferred tax assets and liabilities attributable to temporary differences, unused tax losses and the adjustment recognised for prior periods, where applicable. CardieX Limited and its wholly owned Australian controlled entities have implemented the tax consolidation legislation as of July 1, 2005. The head entity, CardieX Limited, and the controlled entities in the tax consolidated group account for their own current and deferred tax amounts. These amounts are measured as if each entity in the tax consolidated group continues to be a standalone taxpayer in its own right. NOTE 7: AUDITOR REMUNERATION Remuneration of the auditor of the Group for: Audit services for the financial year – BDO NOTE 8: LOSS PER SHARE Reconciliation of loss: Loss after tax 2022 $ 2021 $ 95,000 99,000 2022 $ 2021 (restated) $ (11,809,634) (5,180,098) Weighted average number of ordinary shares outstanding during the year used in calculating loss per share1 103,005,388 87,278,943 Basic and diluted loss per share (11.5) (5.9) Performance rights and options to acquire shares that would be dilutive if the Group was generating a profit have been excluded from the weighted average number of issued ordinary shares as the Group is generating a loss. 1On 16 February 2022, there was a share consolidation of the issued capital of the Company on the basis of one (1) security for every ten (10) securities held. Where the consolidation resulted in a fraction of a Share, Performance Right or Option being held, the Company rounded that fraction up to the next whole number. The prior year weighted average number of ordinary shares has been adjusted accordingly so that the basic and diluted los per share are comparable. 37 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 9: CASH AND CASH EQUIVALENTS Cash at bank and on hand Total 2022 $ 2021 $ 1,455,590 3,665,259 1,455,590 3,665,259 Accounting policy for cash and cash equivalents Cash and cash equivalents include cash on hand, deposits held at call with banks and other short-term highly liquid investments with original maturities of three months or less. NOTE 10: TRADE AND OTHER RECEIVABLES Trade receivables Less: Provision for doubtful debts Provision for doubtful debts 2022 $ 860,738 (47,600) 813,138 2021 $ 604,011 (48,507) 555,504 As at 30 June 2022 current trade receivables of the Group with a nominal value of $47,600 (2021: $48,507) were fully impaired. At 1 July Provision for doubtful debts recognised during the year Reversal of provision upon receipt of payment Receivables written off during the year as uncollectible At 30 June 2022 $ 48,507 373 (1,280) - 47,600 2021 $ 68,164 41,911 - (61,568) 48,507 Accounting policy for trade and other receivables Trade receivables are initially recognised at fair value and subsequently measured at amortized cost using the effective interest method, less any provision for impairment. Trade and other receivables are non-interest bearing and are generally on 30 to 60 day terms. Collectability of trade receivables is reviewed on an ongoing basis in accordance with the expected credit loss (“ECL”) model. Credit losses are measured at the present value of all cash shortfalls (i.e. the difference between the cash flows due to the Group in accordance with the contract and the cash flows that the Group expects to receive). ECLs are discounted at the effective interest rate of the financial asset. The ECL assessment completed by the Group as at year end has resulted in an immaterial credit loss and no impairment allowance has been recognised by the Group (2021: $Nil). A specific provision of $47,600 (2021: $48,507) was recognised at each financial year end. Critical accounting estimates and judgements The allowance for expected credit losses assessment requires a degree of estimation and judgement. It is based on the lifetime expected credit loss, grouped based on days overdue, and makes assumptions to allocate an overall expected credit loss rate for each group. These assumptions include recent sales experience, historical collection rates, the impact of the Coronavirus (COVID-19) pandemic and forward-looking information that is available. 38 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 11: INVENTORY Raw materials and stores - at cost Finished goods at cost 2022 $ 2021 $ 517,013 283,938 477,761 160,288 994,774 444,226 Accounting policy for inventory Inventories are stated at the lower of cost and net realisable value. Cost includes all expenses directly attributable to the manufacturing process as well as suitable portions of related production overheads, based on normal operating capacity. Costs are assigned using the first in, first out cost formula. Net realisable value is the estimated selling price in the ordinary course of business less any applicable selling expenses. Critical accounting estimates and judgements The provision for impairment of inventories assessment requires a degree of estimation and judgement. The level of the provision is assessed by considering the recent sales experience, the ageing of inventories and other factors that affect inventory obsolescence. NOTE 12: OTHER ASSETS CURRENT Prepayments Contract assets R&D tax incentive receivable Deposits Other NON-CURRENT Deposits 2022 $ 2021 $ 816,388 445,627 12,179 83,935 735,026 542,923 - 25,195 2,625 2,624 1,566,218 1,100,304 77,160 32,150 NOTE 13: CONTROLLED ENTITIES The consolidated financial statements include the financial statements of CardieX Limited, and the following subsidiaries: AtCor Medical Pty Limited AtCor Medical Inc CardieX (Shanghai) Medical Technology Co., Ltd. Conneqt Inc * Percentage of voting power is in proportion to ownership Country of Incorporation Beneficial Interest (%)* 2022 2021 Australia USA China USA 100 100 100 100 100 100 100 100 39 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 14: PLANT AND EQUIPMENT Manufacturing plant and equipment Furniture, fixtures and equipment Devices leased to customers Property under lease (right-of use asset) $ $ $ $ Total $ Year ended 30 June 2021 Opening net book amount 16,951 102,358 183,408 262,919 565,636 Additions Exchange differences Depreciation charge - - 20,621 (4,915) 50,563 (9,720) - 71,184 (14,201) (28,836) (13,979) (46,506) (86,826) (108,382) (255,693) Disposal Adjustments to Cost (163,813) (634,405) (37,897) Disposal Adjustments to Depreciation 163,787 634,208 37,897 - - (836,115) 835,892 Closing net book amount 2,946 71,361 137,425 140,336 352,068 At 30 June 2021 Cost 344,867 230,362 231,145 418,689 1,225,063 Accumulated depreciation (341,921) (159,001) (93,720) (278,353) (872,995) Net book amount 2,946 71,361 137,425 140,336 352,068 Manufacturing plant and equipment Furniture, fixtures and equipment Devices leased to customers Property under lease (right-of use asset) $ $ $ $ Total $ Year ended 30 June 2022 Opening net book amount 2,946 71,361 137,425 140,336 352,068 Additions Disposal Adjustments to Cost Disposal Adjustments to Depreciation Exchange differences Depreciation charge - - - - 290,186 25,864 677,701 993,751 - - - - (218,015) (218,015) 218,015 218,015 3,712 12,548 10,324 26,584 (1,202) (45,407) (95,656) (160,348) (302,613) Closing net book amount 1,744 319,852 80,181 668,013 1,069,790 At 30 June 2022 Cost 344,867 517,431 299,676 892,043 2,054,017 Accumulated depreciation (343,123) (197,579) (219,495) (224,030) (984,227) Net book amount 1,744 319,852 80,181 668,013 1,069,790 40 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 14: PLANT AND EQUIPMENT (CONT.) Accounting policy for plant and equipment Each class of property, plant and equipment is carried at cost or fair value less, where applicable, any accumulated depreciation and impairment losses. Depreciation The depreciable amount of all fixed assets is depreciated on a straight-line basis over their useful lives to the Group commencing from the time the asset is held ready for use. The useful lives used for depreciable assets are: • Manufacturing plant and equipment • Furniture, fixtures and equipment • Devices leased to customers • Lease improvements 3 – 10 years 3 – 5 years 3 – 4 years Life of lease The assets’ residual values and useful lives are reviewed, and adjusted if appropriate, at each balance sheet date. An asset’s carrying amount is written down immediately to its recoverable amount if the asset’s carrying amount is greater than its estimated recoverable amount. Gains and losses on disposals are determined by comparing proceeds with the carrying amount. These gains and losses are included in the Statement of Profit or Loss and Other Comprehensive Income. Right of Use Asset The right-of-use asset is initially measured at cost, which comprised the initial amount of the lease liability adjusted for any lease payments made at or before the commencement date, plus any initial direct costs incurred and an estimate of costs to dismantle and remove the underlying asset or to restore the underlying or the site on which it is located, less any lease incentives received. The Group assesses whether a contract is or contains a lease, at inception of the contract. The Group recognises a right-of-use asset and a corresponding lease liability with respect to all lease arrangements in which it is the lessee, except for short-term leases (defined as leases with a lease term of 12 months or less) and leases of low value assets. For these leases, the Group recognises the lease payments as an operating expense on a straight- line basis over the term of the lease unless another systematic basis is more representative of the time pattern in which economic benefits from the leased assets are consumed. The right-of-use asset is subsequently depreciated using the straight-line method from the commencement date to the earlier of the end of the useful life of the right-of-use asset or the end of the lease term. The estimated useful lives of right-of-use assets are determined on the same basis as those of property and equipment. In addition, the right-of-use asset is periodically reduced by impairment losses, if any, and adjusted for certain remeasurements of the lease liability. Impairment of Assets At each reporting date, the Group reviews the carrying values of its tangible assets to determine whether there is any indication that those assets have been impaired. If such an indication exists, the recoverable amount of the asset, being the higher of the asset’s fair value less costs to sell and value in use, is compared to the asset’s carrying value. Any excess of the asset’s carrying value over its recoverable amount is expensed to the Statement of Profit or Loss and Other Comprehensive Income. Where it is not possible to estimate the recoverable amount of an individual asset, the Group estimates the recoverable amount of the cash-generating unit to which the asset belongs. Critical accounting estimates and judgements Estimation of useful lives of assets The Group determines the estimated useful lives and related depreciation and amortisation charges for its property, plant and equipment and finite life intangible assets. The useful lives could change significantly as a result of technical innovations or some other event. The depreciation and amortisation charge will increase where the useful lives are less than previously estimated lives, or technically obsolete or non-strategic assets that have been abandoned or sold will be written off or written down. 41 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 15: TRADE AND OTHER PAYABLES Trade creditors Other payables 2022 $ 1,940,158 284,473 2021 $ 776,976 297,823 2,224,631 1,074,799 Accounting policy for trade and other payables Liabilities for creditors and other amounts are carried at amortised cost, which is the present value of the consideration to be paid in the future for goods and services received, whether or not billed to the Group. The carrying period is dictated by market conditions but is generally less than 30 days. NOTE 16: UNEARNED REVENUE Unearned Revenue 2022 $ 877,312 877,312 2021 $ 430,181 430,181 The above unearned revenue relates to contracts where payments have been received, but revenue has not yet been recognised. NOTE 17: PROVISIONS CURRENT Employee benefits NON-CURRENT Employee benefits Accounting policy for provisions 2022 $ 2021 $ 526,538 404,793 1,824 528,362 218 405,011 Short-term employee benefits Short-term employee benefits are benefits, other than termination benefits, that are expected to be settled wholly within 12 months after the end of the period in which the employees render the related service. Examples of such benefits include wages and salaries, non-monetary benefits and accumulating sick leave. Short-term employee benefits are measured at the undiscounted amounts expected to be paid when the liabilities are settled. Other long-term employee benefits The Group’s liabilities for annual leave and long service leave are included in other long term benefits as they are not expected to be settled wholly within 12 months after the end of the period in which the employees render the related service. They are measured at the present value of the expected future payments to be made to employees. The expected future payments incorporate anticipated future wage and salary levels, experience of employee departures and periods of service, and are discounted at rates determined by reference to market yields at the end of the reporting period on high quality corporate bonds that have maturity dates that approximate the timing of the estimated future cash outflows. Any re-measurements arising from experience adjustments and changes in assumptions are recognised in profit or loss in the periods in which the changes occur. The Group presents employee benefit obligations as current liabilities in the statement of financial position if the Group does not have an unconditional right to defer settlement for at least 12 months after the reporting period, irrespective of when the actual settlement is expected to take place. 42 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 18: FINANCIAL ASSETS CURRENT inHealth convertible note NON-CURRENT Blumio convertible note inHealth investment inHealth convertible note TOTAL FINANCIAL ASSETS Blumio Inc 2021 2022 (restated) $ - - - 648,461 5,431,848 6,080,309 6,080,309 $ 4,937,483 4,937,483 - 642,392 - 642,392 5,579,875 • In March 2018, the Company entered into a convertible note purchase agreement for the acquisition of a Convertible Note (the “Blumio Note”) issued by Blumio Inc, payable in two instalments. The full principal balance of US$600,000 payable under the Blumio Note agreement was met on 14 March 2019. • Both the debt and derivative components of the Blumio Note are measured as a single instrument at fair value through profit and loss (FVTPL). It is measured at FVTPL as there is an embedded conversion feature. The term of the Blumio Convertible Note continues until a fundraising event of more than $8,000,000 occurs at which point the investment will convert into shares in the Blumio at a 20% discount to the price of the fundraising. • As part of a detailed review of all financial assets in the Group as at 30 June 2022, management determined that the fair value of the Blumio Note should have been written down to nil as at 30 June 2021. This is due to the following indicators of impairment: - CardieX was unable to obtain sufficient financial information from Blumio in previous financial years, and as such, the fair value of the investment was assumed to be equal to the consideration paid for the Blumio Note. - The auditors qualified their opinion in the previous financial year as a result of a lack of evidence to support the fair value of the investment. - During the 2022 financial year, the Company obtained financial statements from Blumio which indicated that Blumio was in a net liabilities position as at 30 June 2020, 30 June 2021 and 30 June 2022. The financial statements also indicated that Blumio has not generated any income to date, other than research grants. - Based on this new information, the Company has restated the balance sheet as at 30 June 2020 and 30 June 2021 to reflect the nil value of the Blumio Note as management consider there to be a low probability of repayment of the Note. See Note 2 of the financial statements for detail on the prior period restatement. inHealth Medical Services • On 31 January 2019, the Company exercised in full its option under the agreement to purchase US$3,000,000 of inHealth Medical Services “Tranche 2” (T2) Convertible Note (the “inHealth Note”) securities; • Both the debt and derivative components of the inHealth Note are measured as a single instrument at FVTPL; • By 31 December 2019, the Company had paid the full US$3,000,000 to inHealth under the Agreement for the T2 Notes; • In July 2020, the Company and inHealth had signed an agreement to restructure the partnership. Key changes were reducing the outstanding convertible note to US$2,500,000 by repayment of US$500,000, extending the maturity date to 1 July 2021, and exchanging the option to move to 50.5% for the issuance of 1% of the fully diluted equity of inHealth. 43 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 18: FINANCIAL ASSETS (CONT.) inHealth Medical Services (cont.) • In July 2021 it was agreed to further extend the maturity date of the convertible note to 31 December 2021, and further agreed between the parties to forgive accrued interest up until 30 June 2020 totalling $338,373 in return for a further 1% of fully diluted equity of inHealth to CardieX. • In March 2022, the inHealth Note was extended a further term to November 2023. • As at 30 June 2022, the total convertible note asset was fair valued at AU$5,431,848 (2021: restated value of $4,937,483). • As at 30 June 2022, the Company holds 8.35% equity in inHealth Medical Services, Inc, currently valued at $648,461 (2021: restated value of $642,392) NOTE 19: FAIR VALUE MEASUREMENT Fair value measurement hierarchy The following tables detail the Group’s assets and liabilities, measured or disclosed at fair using a three-level hierarchy, based on the lowest level of input that is significant to the entire fair value measurement, being: • • Level 1: Quoted prices (unadjusted) in active markets for identical assets or liabilities that the entity can access at the measurement date; Level 2: Inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly or indirectly; and • Level 3: Unobservable inputs for the asset or liability. Considerable judgement is required to determine what is significant to fair value and therefore which category the asset or liability is placed in can be subjective. 2022 Assets Convertible notes Shares at FVTPL Total Assets Liabilities Convertible notes Total Liabilities 2021 (restated) Assets Convertible notes Shares at FVTPL Total Assets Liabilities Convertible notes Total Liabilities Level 1 $ Level 2 $ Level 3 $ Total $ - - - - - - - - - - 5,431,848 5,431,848 648,461 648,461 6,080,309 6,080,309 66,778 66,778 66,778 66,778 Total $ Level 1 $ Level 2 $ Level 3 $ - - - - - 4,937,483 4,937,483 642,392 642,392 5,579,875 5,579,875 275,209 275,209 275,209 275,209 - - - - - 44 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 19: FAIR VALUE MEASUREMENT (CONT.) There were no transfers between levels during the financial year. The carrying amounts of trade and other receivables are assumed to approximate their fair value due to their short- term nature. The fair value of financial liabilities is estimated by discounting the remaining contractual maturities are the current market interest rate that is available for similar financial liabilities. The following valuation techniques are used for instruments categorised in Level 3: • Convertible notes (Level 3) – The Group’s holding of convertible notes issued by Blumio and inHealth are classified as loans held at FVTPL. The Group obtained a third party valuation of inHealth for the years ended 30 June 2020, 2021, and 2022, which used a Monte Carlo Simulation to value the assets. • Shares in inHealth (Level 3) – The fair value of this investment was also determined from the third party valuation that was obtained. Shares in inHealth $ inHealth convertible note $ Blumio convertible note $ Total $ 527,626 - - - 114,766 642,392 - - 6,069 648,461 5,932,050 206,999 (721,501) (358,207) (121,858) 4,937,483 382,671 343,165 (231,471) 5,431,848 - 6,459,676 48,763 - - (48,763) 255,762 (721,501) (358,201) (55,855) - 5,579,875 49,609 - (49,609) - 432,280 343,165 (275,011) 6,080,309 Balance at 30 June 2020 (restated) Interest income Repayments Forex adjustment Fair value adjustment Balance at 30 June 2021 (restated) Interest income Forex adjustment Fair value adjustment Balance at 30 June 2022 Critical estimates and judgements Fair value measurement hierarchy The consolidated entity is required to classify all assets and liabilities, measured at fair value, using a three level hierarchy, based on the lowest level of input that is significant to the entire fair value measurement, being: Level 1: Quoted prices (unadjusted) in active markets for identical assets or liabilities that the entity can access at the measurement date; Level 2: Inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly or indirectly; and Level 3: Unobservable inputs for the asset or liability. Considerable judgement is required to determine what is significant to fair value and therefore which category the asset or liability is placed in can be subjective. The fair value of assets and liabilities classified as level 3 is determined by the use of valuation models. These include discounted cash flow analysis or the use of observable inputs that require significant adjustments based on unobservable inputs. 45 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 20: FINANCIAL LIABILITIES Convertible note liabilities Total financial liabilities 2022 $ 66,778 66,778 2021 $ 275,209 275,209 In January 2019, C2 Ventures Pty Ltd applied to the Company for 2,500,000 convertible notes at $1 per note. On 6 March 2019, 1,638,503 notes were converted to shares and a further 640,303 notes were converted to shares on 21 November 2019. The remaining 221,194 notes were approved in the 2021 AGM and subsequently converted on 7 December 2021. The balance of $66,778 reflects unpaid interest. Accounting policy for financial liabilities Financial liabilities are initially measured at fair value, and, where applicable, adjusted for transaction costs unless the Group designated a financial liability at fair value through profit or loss. Subsequently, financial liabilities are measured at amortised cost using the effective interest method except for derivatives and financial liabilities designated at FVPL, which are carried subsequently at fair value with gains or losses recognised in profit or loss (other than derivative financial instruments that are designated and effective as hedging instruments). NOTE 21: LEASE LIABILITIES CURRENT Lease liabilities NON-CURRENT Lease liabilities TOTAL LEASE LIABILITIES Maturity analysis 2022 $ 2021 $ 122,871 70,616 649,092 771,963 108,292 178,908 Less than 6 months 6 months to 1 year 1 to 5 years 5+ years $ $ $ $ Total $ Lease payments Finance charges 103,218 107,987 786,616 31,295 1,029,116 (46,106) (42,229) (168,344) (474) (257,153) Net present values 57,112 65,758 618,272 30,821 771,963 Accounting policy for lease liabilities Where a lease is identified at inception, the Group recognises a right-of-use asset and a lease liability at the lease commencement date. The right-of-use asset is initially measured at cost, which comprises the ignition amount of the lease liability adjusted for any lease payments made at or before the commencement date, plus any initial direct costs incurred and an estimate of costs to dismantle and remove the underlying asset or to restore the underlying asset or the site on which it is location, less any leased incentives received. The Group assesses whether a contract is or contains a lease, at inception of the contract. The Group recognises a right-of-use asset and a corresponding lease liability with respect to all lease arrangements in which it is the lessee, except for short-term leases (defined at leases with a lease term of 12 months or less) and leases of low value assets. For these leases, the Group recognises the lease payments as an operating expense son a straight- line basis over the term of the lease unless another systematic basis is more representative of the time pattern in which economic benefits from the leased assets are consumed. 46 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 21: LEASE LIABILITIES (CONT.) The Group used the following practical expedients when applying AASB 16 to leases previously classified as operating leases under AASB117. • Applied the exemption not to recognise right-of-use assets and liabilities for leases with less than 12 months of lease term. • Excluded initial direct costs from measuring the right-of-use asset at the date of initial acquisition. • Used hindsight when determining the lease term if the contract contains options to extend or terminate the lease. NOTE 22: BORROWINGS CURRENT Term loan facility 2022 $ 2021 $ 1,297,505 1,297,505 989,723 989,723 Term Loan Facility On 24 March 2022, the Company entered into a new term loan facility secured against future R&D refunds to be received by the Company and its wholly owned subsidiary AtCor Medical Pty Ltd. The facility is a prepayment of forecasted R&D tax incentive claim for the year ended 30 June 2022, with a termination date of 31 October 2022. The Facility attracts interest at 1% per calendar month. Net cash received from the facility in the quarter was $1,199,285 with the difference of $98,220 withheld for establishment costs and prepaid interest. The Company also repaid $1,055,591 during the financial period. Accounting policy for borrowings Loans and borrowings are initially recognised at the fair value of the consideration received, net of transaction costs. They are subsequently measured at amortised cost using the effective interest method. NOTE 23: ISSUED CAPITAL (a) Ordinary shares 2022 20211 No of Shares $ No of Shares $ At the beginning of reporting period 926,038,155 59,286,666 753,209,290 53,127,941 Capital placement Shares issued on conversion of options Shares issued on conversion of performance rights Shares issued on conversion of convertible notes Shares issued in lieu of payments to employees - - 169,670,063 6,385,478 23(c) 152,048,619 7,602,431 23(b) 12,000,000 422,557 24 7,831,467 270,663 - - - - - - 1,614,480 103,465 3,158,802 106,652 Share consolidation1 (989,579,021) - (833,434,339) Shares issued in lieu of payments to employees post share consolidation Cost of raising capital 50,000 15,500 - (148,814) - - - - (333,405) Closing balance at reporting date 110,003,700 67,552,468 92,603,816 59,286,666 47 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 23: ISSUED CAPITAL (CONT.) Ordinary shares participate in dividends and the proceeds on winding up of the Company in proportion to the number of shares held. At the shareholders meetings each ordinary share is entitled to one vote when a poll is called, otherwise each shareholder has one vote on a show of hands. 1. On 16 February 2022, there was a share consolidation of the issued capital of the Company on the basis of one (1) security for every ten (10) securities held. Where the consolidation resulted in a fraction of a Share, Performance Right or Option being held, the Company rounded that fraction up to the next whole number. The prior year number of shares has been adjusted for the share consolidation to ensure the numbers are comparable. Accounting policy for ordinary shares Ordinary shares are classified as equity. Incremental costs directly attributable to the issue of new shares or options are shown in equity as a deduction, net of tax, from the proceeds. 2022 2021 No of Rights $ No of Rights $ (b) Rights on Issue At the beginning of reporting period 196,500,000 1,593,292 36,000,000 695,272 Issued under Performance Rights Plan - - 160,500,000 Rights converted during the year (12,000,000) (422,557) Rights expired during the year (24,000,000) (573,032) Rights vesting expense during the year Transfer to retained earnings Share consolidation1 - - 1,432,148 (35,591) (144,450,000) - (176,850,000) - - - - - - - 898,020 - - Closing balance at reporting date 16,050,000 1,994,260 19,650,000 1,593,292 1See Note 23(a) for further detail on the share consolidation. Details of performance rights relating to Directors that were issued with shareholder approval under the Company’s Performance Rights and Options Plan are as follows: Number of performance rights 1,100,000 1,100,000 2,450,000 5,700,000 5,700,000 Will vest if share price trades at or above: $0.12 $0.15 $0.20 $0.25 $0.50 Issue Date Expiry Date 11/12/2020 11/12/2020 11/12/2020 11/12/2020 11/12/2020 11/12/2023 11/12/2023 11/12/2023 11/12/2023 11/12/2023 48 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 23: ISSUED CAPITAL (CONT.) 2022 2021 No of Options $ No of Options $ (c) Options on Issue At the beginning of reporting period 213,555,201 800,492 167,423,535 Options vesting expense Options issue to employees - - Expired and lapsed employee options (11,123,249) Options converted to shares (152,048,619) Free attaching options (1 for 5) as attaching to placement Share consolidation Options issue to employees post share consolidation - (45,103,333) 1,300,000 494,388 - - - - - - - 34,500,000 (5,035,000) - 16,666,666 - - 669,064 432,164 - (300,736) - - - - Closing balance at reporting date 6,580,000 1,294,880 213,555,201 800,492 The weighted average assessed fair value at grant date of options granted during the year ended 30 June 2022 was 20¢ cents per option (2021: 40¢). The fair value at grant date is determined using a Black-Scholes option pricing model that considers the exercise price, the term of the option, the impact of dilution, the share price at grant date and expected price volatility of the underlying share, the expected dividend yield and the risk free interest rate for the term of the option. The model inputs for options granted during the year ended 30 June 2022 included: Grant Date 30 June 2022 30 June 2022 Number issued 300,000 1,000,000 Exercise price $0.80 $0.80 Term 5 years 5 years Share price at grant date $0.31 $0.31 Share price volatility 98% 98% Expected dividend yield 0.00% 0.00% Risk-free interest rate 3.50% 3.50% The expected price volatility is based on the historic volatility (based on the remaining life of the options), adjusted for any expected changes to future volatility due to publicly available information. Accounting policy for equity settled compensation Options issues have their fair value determined with reference to an approved valuation methodology, such as the Black-Scholes valuation method. On issue, the fair value of an option is taken to the Income Statement as equity settled compensation, with a corresponding credit to the options reserve. This is then disclosed as other comprehensive income in the Statement of Comprehensive Income to show other net profit position of the Group from a third party perspective. Shares have their value determined using the direct method of share price at date of issue multiplied by the number of shares issued. Critical Accounting Judgements. Estimates and Assumptions The Group measures the cost of equity-settled transactions with employees by reference to the fair value of the equity instruments at the date at which they are granted. The fair value is determined by using either the Binomial or Black- Scholes model taking into account the terms and conditions upon which the instruments were granted. The accounting estimates and assumptions relating to equity-settled share-based payments would have no impact on the carrying amounts of assets and liabilities within the next annual reporting period but may impact profit or loss and equity. 49 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 23: ISSUED CAPITAL (CONT.) Capital Management Management controls the capital of the Group in order to maintain a good debt to equity ratio, provide the shareholders with adequate returns and ensure that the group can fund its operations and continue as a going concern. The Group’s capital includes ordinary share capital, shares and financial liabilities, supported by financial assets. There are no externally imposed capital requirements. Management effectively manages the Group’s capital by assessing the Group’s financial risks and adjusting its capital structure in response to changes in these risks and in the market. These responses include the management of debt levels, distribution to shareholders and share issues. NOTE 24: RESERVES Share-based payments reserve Foreign currency translation reserve Derivative reserve 2022 $ 3,289,140 636,282 - 2021 $ 2,393,784 656,529 35,719 3,925,422 3,086,032 Share-based payments reserve Foreign currency translation reserve Derivative reserve $ $ $ Total $ Balance at 30 June 2020 Performance rights vesting expense 23(b) Options vesting expense Options expired Other comprehensive loss Balance at 30 June 2021 23(c) 23(c) Performance rights vesting expense 23(b) Options vesting expense Performance rights converted Performance rights expired Transfer to retained earnings Conversion of convertible notes Other comprehensive loss Balance at 30 June 2022 23(c) 23(b) 23(b) 23(b) 20 1,364,336 898,020 432,164 (300,736) - 2,393,784 1,432,148 494,388 (422,557) (573,032) (35,591) - - 3,289,140 569,493 35,719 1,969,548 - - - 87,036 656,529 - - - - 898,020 432,164 (300,736) 87,036 35,719 3,086,032 - - - - - - (20,247) 636,282 - - - - - (35,719) - - 1,432,148 494,388 (422,557) (573,032) (35,591) (35,719) (20,247) 3,925,422 Share-based payments reserve The share based-payments reserve records the fair value of options and performance rights on issue. Foreign currency reserve The reserve is used to recognise exchange differences arising from the translation of the financial statements of foreign operations to Australian dollars. It is also used to recognise gains and losses on hedges of the net investments in foreign operations. Derivative reserve The derivative reserve records the issue date value of the derivative financial instruments recognised in equity. 50 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 25: SHARE BASED PAYMENTS Employee Share Option Plan (ESOP) The CardieX Employee Option Plan was approved by shareholders at the 2005 annual general meeting and amendments were approved at the 2006 & 2008 annual general meetings. All staff are eligible to participate in the plan at the discretion of the directors (including executive directors) following recommendations from the remuneration committee, a sub-committee of the CardieX Limited Board of Directors. Options are granted under the plan for no consideration. Options are granted for a 5-year period, with vesting conditions over 3 years from the date of grant. Options granted under the plan carry no dividend or voting rights. When exercisable, each option is convertible into 1 ordinary share. The exercise price of options is no less than the weighted average price at which the Company’s shares are traded on the Australian Stock Exchange during the 5 trading days immediately before the options are granted. Set out below are summaries of options granted under the plan. All figures are post share consolidation: 2022: Grant Date Expiry date Exercise price Balance at start of the year Number Granted during the year Number Exercised during the year Number Expired/ Forfeited during the year Number Balance at end of the year Number Exercisable at end of the year Number 15-Jan-19 15-Jan-24 $0.50 1,530,000 26-Feb-19 26-Feb-24 $0.50 300,000 15-Feb-21 15-Feb-26 $0.80 2,925,000 15-Feb-21 15-Feb-26 $0.50 400,000 11-Jun-21 11-Jun-26 $0.80 125,000 - - - - - 30-Jun-22 30-Jun-27 $0.80 - 1,300,000 Total 5,280,000 1,300,000 Weighted average exercise price $0.67 $0.80 - - - - - - - - - - - - - - - - 1,530,000 1,530,000 300,000 300,000 2,925,000 1,218,750 400,000 166,667 125,000 41,667 1,300,000 100,000 6,580,000 3,357,084 $0.70 $0.68 51 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 25: SHARE BASED PAYMENTS (CONT.) Set out below are summaries of options granted under the plan. All figures have been adjusted for the share consolidation: 2021 (Adjusted to account for share consolidation in FY22): Grant Date Expiry date Exercise price Balance at start of the year Number Granted during the year Number Exercised during the year Number Expired/ Forfeited during the year Number Balance at end of the year Number Exercisable at end of the year Number 20-Aug-15 20-Aug-20 $2.56 153,500 13-Nov-15 13-Nov-20 $2.50 100,000 15-Jan-19 15-Jan-24 $0.50 1,530,000 26-Feb-19 26-Feb-24 $0.50 300,000 - - - - 15-Feb-21 15-Feb-26 15-Feb-21 15-Feb-26 11-Jun-21 11-Jun-26 $0.80 $0.50 $0.80 - - - 2,925,000 400,000 125,000 Total 2,083,500 3,450,000 Weighted average exercise price $0.80 $0.77 - - - - - - - - - (153,500) (100,000) - - - - - - - - - 1,530,000 768,333 300,000 300,000 2,925,000 231,250 400,000 33,333 125,000 - (253,500) 5,280,000 1,332,916 $2.54 $0.67 $0.55 Performance rights Details of performance rights relating to Directors that were issued with shareholder approval on 11 December 2020 under the Company’s Performance Rights and Options Plan are as follows: Number of performance rights 1,100,000 1,100,000 2,450,000 5,700,000 5,700,000 Will vest if share price trades at or above: $0.12 $0.15 $0.20 $0.25 $0.50 Issue Date Expiry Date 11/12/2020 11/12/2020 11/12/2020 11/12/2020 11/12/2020 11/12/2023 11/12/2023 11/12/2023 11/12/2023 11/12/2023 (a) (b) (c) (d) the fair value of the Performance Rights is based upon the price of CDX at issue date and adjusted for the probability of their performance milestones being achieved. The value of the Performance Rights, together with the probability of milestones being achieved is assessed by the Directors at least annually. the Performance Rights will be issued for no consideration if they vest and are exercised, the resulting Shares will be fully paid ordinary shares in the capital of the Company issued on the same terms and conditions as the Company’s existing ordinary shares. no individual has previously received securities under this scheme as this is the first time the Company has proposed an issue of securities under the Scheme; and no loans or other financial assistance have or will be made by the Company in connection with the issue of the relevant Performance Rights. Expenses arising from share-based payment transactions Total expenses arising from share-based payment transactions recognised during the period as part of employee benefit expense were as follows. 52 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 25: SHARE BASED PAYMENTS (CONT.) Rights issued under Option and Performance Rights Plan Options issued under Employee Share Option Plan Shares issued in lieu of payments to employees (a) 2022 $ 1,397,138 494,397 118,965 2021 $ 898,020 432,164 76,652 2,010,500 1,406,836 (a) During the financial year, 25,847 shares were issued to employees for their services in lieu of cash payment. NOTE 26: ACCUMULATED LOSSES Opening balance at 1 July Restatement of retained earnings Losses for the year Transfer from share-based payments reserve Closing balance at 30 June NOTE 27: CASH FLOW INFORMATION Reconciliation of Cash Flow from Operations with Loss after Income Tax Loss after income tax Non-cash flows in loss: Depreciation and amortisation Share based payments expense Interest income on convertible notes Unrealised foreign exchange difference Interest expense Changes in current assets and liabilities: Increase in trade and other receivables Increase in inventories Increase in trade and other payables Increase / (decrease) in unearned revenue Increase in provisions 2022 $ 2021 (restated) $ (53,665,566) (49,217,488) - 431,284 (11,809,634) (5,180,098) 608,623 300,736 (64,866,577) (53,665,566) 2022 $ 2021 (restated) $ (11,809,634) (5,180,098) 222,633 2,010,500 (432,580) (296,307) 244,150 (257,634) (550,548) 1,149,832 447,131 121,745 255,693 1,406,836 (256,490) 484,452 160,319 (26,135) (184,547) 363,269 (1,094,680) 82,246 Net cash used in operating activities (9,150,712) (3,989,135) 53 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 28: CAPITAL AND FINANCIAL RISK MANAGEMENT Capital management The group’s objectives when managing the Company’s share capital, reserves and accumulated losses, which represents the group’s capital, are to: • • safeguard their ability to continue as a going concern, so that they can continue to provide returns for shareholders and benefits for other stakeholders; and sustain future product development. Financial risk management The Group's activities expose it to a variety of financial risks: market risk (primarily currency risk), credit risk, and liquidity risk. The Group's overall risk management program focuses on the unpredictability of financial markets and seeks to minimise potential adverse effects on the financial performance of the Group. The Group uses different methods to measure different types of risk to which it is exposed. These methods include sensitivity analysis in the case of foreign exchange risk and aging analysis for credit risk. Financial risk management is carried out by the Chief Financial Officer (CFO) and overseen by the Audit & Risk Committee, a subcommittee of the Board of Directors. (a) Market risk Foreign exchange risk Foreign exchange risk arises when future commercial transactions and recognised assets and liabilities are denominated in a currency that is not the entity’s functional currency. The risk is measured using sensitivity analysis and cash flow forecasting. The Group operates internationally and is exposed to foreign exchange risk arising from currency exposures to the US Dollar and the Euro. The Group’s exposure to foreign currency exchange risk at the reporting date was as follows: Cash and Cash Equivalents Trade Receivables Trade Payables 30 June 2022 30 June 2021 In USD 383,109 405,817 (710,333) In EUR 251,694 56,659 (4,872) In USD 247,898 326,133 (326,477) In EUR 269,639 80,933 - Sensitivity Based on the financial instruments held at 30 June 2022, had the Australian dollar weakened/strengthened by 10% against the US dollar with all other variables held constant, the Group’s pre-tax result for the year would have varied by $10,371/($11,408) (2021: $29,935/($32,928)). Had the Australian dollar weakened/strengthened by 10% against the Euro with all other variables held constant, the Group’s pre-tax result for the year would have varied by $41,872/($46,059) (2021: $52,152/($57,367)). Credit risk (b) Credit risk arises from cash and cash equivalents, derivative financial instruments and deposits with banks and financial institutions, as well as credit exposures to customers, including outstanding receivables and committed transactions. The Group has no significant concentrations of credit risk. For banks and financial institutions, only independently rated and reputable parties are accepted. The Group has policies in place to ensure that sales of products and services are made to customers with an appropriate credit history. Terms of trade provided to creditworthy customers are between 30 and 90 days, whilst customers deemed higher risk arrange a letter of credit or prepay for goods. The maximum exposure to credit risk at the reporting date is the carrying amount of the financial assets. 54 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 28: CAPITAL AND FINANCIAL RISK MANAGEMENT (CONT.) Liquidity risk (c) Prudent liquidity risk management implies maintaining sufficient cash and marketable securities, the availability of funding through an adequate amount of committed credit facilities and the ability to close out market positions. The Group manages liquidity risk by continuously monitoring forecast and actual cash flows and matching the maturity profiles of financial assets and liabilities. Interest rate risk (d) The consolidated entity's main interest rate risk arises from long-term borrowings. Borrowings obtained at variable rates expose the consolidated entity to interest rate risk. Borrowings obtained at fixed rates expose the consolidated entity to fair value risk. Fair value estimation (e) The fair value of financial assets and financial liabilities must be estimated for recognition and measurement or for disclosure purposes. The carrying value less impairment provision of trade receivables and payables are assumed to approximate their fair values due to their short-term nature. The fair value of financial liabilities approximates their carrying values. NOTE 29: SEGMENT REPORTING Description of segments (a) In the 2022 financial year, the Group operated in one operating segment, being sales of cardiovascular devices and services to hospitals, clinics, research institutions and pharmaceutical companies. Management has determined the reporting segments based on the reports reviewed by the Board of Directors that are used to make strategic decisions. The Board generally considers the business from a geographical perspective and has identified three reportable segments by geographic area. Geographic areas are: - - - Americas (includes global pharmaceutical trials business) Europe (includes Middle East and Africa) Asia Pacific (includes Asia & Australia/NZ) (b) Segmental information provided to the Board 2022 Americas Europe Asia Pacific $ $ $ Sales to external customers 3,168,257 472,029 426,696 Inter- segment eliminations / unallocated Consolidate d $ - $ 4,066,982 Intersegment sales Total sales revenue Interest revenue 1,045,319 (1,045,319) - 3,168,257 472,029 1,472,015 (1,045,319) 4,066,982 - - 432,580 - 432,580 Total segment revenue/income 3,168,257 472,029 1,904,595 (1,045,319) 4,499,562 Segment loss before income tax (4,578,606) 191,648 (6,984,150) (438,526) (11,809,634) Income tax expense Loss for the year Segment assets Segment liabilities - 71,135,687 (11,809,634) (72,915,120) 12,377,864 57,918,055 (90,312,044) 5,766,551 - - 14,157,297 38,160,540 55 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 29: SEGMENT REPORTING (CONT.) 2021 (restated) Americas Europe Asia Pacific unallocated Consolidated Inter- segment eliminations/ Sales to external customers 4,217,518 389,153 394,463 $ $ $ $ - $ 5,001,134 Intersegment sales Total sales revenue Interest revenue - - 1,298,159 (1,298,159) - 4,217,518 389,153 1,692,622 (1,298,159) 5,001,134 - - 256,490 - 256,490 Total segment revenue/income 4,217,518 389,153 1,949,112 (1,298,159) 5,257,624 Segment loss before income tax 77,160 281,764 (4,985,941) (553,081) (5,180,098) Income tax expense Loss for the year Segment assets Segment liabilities 12,435,649 30,010,191 - - 59,729,405 (60,104,091) 12,060,963 49,451,769 (76,108,129) 3,353,831 - (5,180,098) (c) Notes to and forming part of the segment information Inter-segment transfers Segment revenues, expenses and results include transfers between segments. The group transfer inventory and finished goods between its group companies. Such transfers are priced on an ''arm’s-length'' basis and are eliminated on consolidation. Segment revenue There was no significant concentration of revenue attributable to one customer in 2021 (2021: $NIL). (d) Disaggregation of revenue Revenue is disaggregated by the country in which the customer is located as this depicts how the nature, amount, timing and uncertainty of our revenue and cash flows are affected by economic factors. 2022 Sale of goods Lease revenue Service revenue Freight revenue Royalty income Total sales revenue Interest revenue Total revenue/income Americas Europe Asia Pacific Consolidated $ $ $ $ 1,520,651 457,599 355,880 2,334,130 1,185,293 379,418 82,895 - 7,219 7,211 - 1,185,293 8,695 3,660 395,332 93,766 58,461 - - 58,461 3,168,257 472,029 426,696 4,066,982 - - 432,580 432,580 3,168,257 472,029 859,276 4,499,562 Americas Europe Asia Pacific Consolidated 56 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 29: SEGMENT REPORTING (CONT.) 2021 Sale of goods Lease income Service income Freight income Royalty income Total sales revenue Other revenue/income Total revenue/income $ $ $ $ 383,492 336,305 2,104,182 1,384,385 2,165,120 591,408 76,605 - - 1,384 4,277 - 4,217,518 389,153 - - - 2,165,120 2,770 792 54,596 394,463 256,490 595,562 81,674 54,596 5,001,134 256,490 4,217,518 389,153 650,953 5,257,624 NOTE 30: RELATED PARTY TRANSACTIONS Subsidiaries The group’s principal subsidiaries at 30 June 2022 are set out below. Unless otherwise stated, they have share capital consisting solely of ordinary shares that are held directly by the group, and the proportion of ownership interests held equals the voting rights held by the group. The country of incorporation or registration is also their principal place of business. Name of entity Country of incorporation AtCor Medical Pty Ltd AtCor Medical, Inc. (Delaware C Corp) CardieX (Shanghai) Medical Technology Co., Ltd. Conneqt Inc Australia USA China USA Percentage owned 2022 100% 100% 100% 100% 2021 100% 100% 100% 100% Key Management Personnel Compensation 2022 Niall Cairns Craig Cooper King Nelson Jarrod White Lesa Musatto1 Salary and directors fees Share Based Payment Benefits $ $ 260,000 716,421 55,915 116,500 - 499,325 499,325 30,845 187,489 - Total $ 759,325 1,215,746 86,760 303,989 - Total Compensation 1,148,836 1,216,984 2,365,820 2021 Niall Cairns Craig Cooper King Nelson Jarrod White Total Compensation 1. Appointed as a director on 26 April 2022. 57 204,000 528,953 36,697 102,000 871,650 247,611 545,759 15,295 96,507 905,172 451,611 1,074,712 51,992 198,507 1,776,822 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 30: RELATED PARTY TRANSACTIONS (CONT.) Shares Held by Key Management Personnel and Their Associates Niall Cairns Craig Cooper King Nelson Jarrod White Lesa Musatto1 Total Balance 01 July 2021 Additions Share consolidation 181,842,010 53,751,9222 (212,034,538) 177,242,010 53,751,9222 (207,894,538) 153,846 4,857,577 - - (138,461) 907,933 (5,188,559) - - Balance 30 June 2022 23,559,394 23,099,394 15,385 576,951 - 364,095,443 108,411,777 (425,256,096) 47,251,124 2. A total of 47,751,922 pre consolidated shares acquired by Mr Cairns and Mr Cooper in the year are indirectly held by C2 Ventures, in which Mr Cairns and Mr Cooper are directors. These shares are subject to the Restriction Agreement and Deed of Undertaking as approved by members at the Extraordinary General Meeting held on 28 May 2018. Shares Held by Key Management Personnel and Their Associates (Cont.) Niall Cairns Craig Cooper King Nelson Jarrod White Total Balance 01 July 2020 Additions Balance 30 June 2021 161,960,192 19,881,8181 181,842,010 158,960,192 18,281,8181 177,242,010 153,846 3,257,577 - 1,600,000 153,846 4,857,577 324,331,807 39,763,636 364,095,443 1. A total of 18,281,818 pre consolidated shares acquired by Mr Cairns and Mr Cooper in the year are indirectly held by C2 Ventures, in which Mr Cairns and Mr Cooper are directors. These shares are subject to the Restriction Agreement and Deed of Undertaking as approved by members at the Extraordinary General Meeting held on 28 May 2018. Options Held by Key Management Personnel and Their Associates Niall Cairns Craig Cooper King Nelson Jarrod White Lesa Musatto Total Balance 01 July 2021 Exercised Transferred Share consolidation Balance 30 June 2022 43,420,455 (39,920,455) (2,000,000) (1,350,000) 43,420,455 (39,920,455) (2,000,000) (1,350,000) 1,500,000 - 1,897,728 (397,728) - - - - - (1,350,000) (1,350,000) - 150,0002 150,0002 150,000 150,000 - 90,238,638 (80,238,638) (4,000,000) (5,400,000) 600,000 2. Directors Mr Cairns and Mr Cooper hold 150,000 options indirectly through C2 Ventures Pty Limited, of which they are both directors. 58 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 30: RELATED PARTY TRANSACTIONS (CONT.) Niall Cairns Craig Cooper King Nelson Jarrod White Total Balance 01 July 2020 39,000,000 39,000,000 1,500,000 1,897,728 81,397,728 Expired Additions Balance 4,420,455 4,420,455 - - 30 June 2021 43,420,4553 43,420,4553 1,500,000 1,897,728 8,840,910 90,238,638 - - - - - 3. Directors Mr Cairns and Mr Cooper hold 41,920,455 options indirectly through C2 Ventures Pty Limited, of which they are both directors. Performance Rights Held by Key Management Personnel and Their Associates On 11 December 2020 shareholders approved the issue of performance rights to be issued to the Directors under the Company’s Performance Rights and Option Plan. These performance rights total 160,500,000 and expire on 11 December 2023. The terms of the Director rights on issue are as follows: Tranche Tranche 1 Tranche 2 Tranche 3 Tranche 4 Tranche 5 Number of performance rights Will vest if share price trade at or above: 1,100,000 1,100,000 2,450,000 5,700,000 5,700,000 $0.12 $0.15 $0.20 $0.25 $0.50 Expiry Date of Performance Milestone 11/12/2023 11/12/2023 11/12/2023 11/12/2023 11/12/2023 Balance 01 July 2021 Converted Expired Share consolidation Balance 30 June 2022 Niall Cairns 68,000,000 - - (61,200,000) Craig Cooper 104,000,000 (12,000,000) (24,000,000) (61,200,000) King Nelson Jarrod White Lesa Musatto Total Niall Cairns Craig Cooper King Nelson Jarrod White Total 6,800,000 6,800,000 350,000 2,100,000 - 3,500,000 21,000,000 - - - - - - - (3,150,000) (18,900,000) - 196,500,000 (12,000,000) (24,000,000) (144,450,000) 16,050,000 Balance 01 July 2020 - 36,000,000 - - 36,000,000 Expired Additions Balance 30 June 2021 68,000,000 68,000,000 68,000,000 104,000,000 3,500,000 21,000,000 3,500,000 21,000,000 160,500,000 196,500,000 - - - - - 59 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 30: RELATED PARTY TRANSACTIONS (CONT.) Employment Agreements Remuneration and other terms of employment for the CEO and the other key management personnel are formalised in employment agreements. Each of these agreements provide for the provision of performance related cash bonuses, other benefits including health insurance and car allowances, and participation, when eligible, in the CardieX Limited Employee Share Option Plan. Other major provisions of the agreements relating to remuneration are set out below. All contracts with executives may be terminated early by either party with variable notice periods, subject to termination payments as detailed below. Craig Cooper – Chief Executive Officer • Agreement commenced on 1 December 2017. • Base salary of US$420,000 per annum. • Bonuses to be paid at discretion of the Group based on performance reviews. • Reimbursement for reasonable expenses incurred in running the US business, paid on a monthly basis. NOTE 30: RELATED PARTY TRANSACTIONS (CONT.) Niall Cairns – Executive Chairman and Director • Current agreement commenced with an effective date of 1 August 2019. • Monthly consulting fee for strategic review and consulting services of AU$25,000 per month. • Reimbursement for reasonable expenses incurred. King Nelson – Non-Executive Director • Current agreement commenced with an effective date of 13 November 2015. • Base salary of US$50,000 per annum. Jarrod White – Director • Jarrod White is the principal of Traverse Accountants Pty Ltd, who holds an engagement with the Group covering CFO services, Company Secretarial services, and other general accountancy services. • Mr White received Directors Fees of $35,000 in shares for this reporting year in addition to the arms’ length services paid to Traverse Accountants Pty Ltd. Loans to Directors and Key Management Personnel There were no loans made to directors or key management personnel of the Company and the Group during the period commencing at the beginning of the financial year and up to the date of this report. 60 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 31: MATTERS SUBSEQUENT TO YEAR END Subsequent to balance date the Group announced the following material events: • On 29 July 2022, CardieX announced that it has changed its provider for shareholder registry services from Link Market Services to Automic Pty Ltd. • On 22 August 2022, CardieX announced that it had completed a $4.33m placement. • On 26 August 2022, CardieX announced the launch of a share purchase plan, with a target of $1m to be raised. • On 28 September 2022, CardieX announced the successful completion of its SPP, which closed on 26 September 2022. The Company received applications for fully paid ordinary shares (Shares) from eligible shareholders (which included Directors) under the SPP at an issue price of $0.30 per share in the amount of $1.593 million (before costs) representing a 59.3% over-subscription over the originally targeted raise of $1.0 million. • As disclosed in the SPP Offer Booklet (refer ASX release 26 August 2022), the Company reserved the right to conduct either a scale-back of over-subscriptions above the targeted of $1.0 million, or to accept over-subscriptions above the target. In response to the strong demand from shareholders, the Company has elected to accept the full $1.593 million of valid applications including the $593,000 in oversubscriptions and therefore not conduct any scale-back No other significant subsequent event has arisen that significantly affects the operations of the Group. NOTE 32: PARENT ENTITY DISCLOSURES Financial position Assets Total current assets Inter-company loans Total assets Liabilities Total current liabilities Inter-company loans Total liabilities Equity Contributed equity Reserves Accumulated losses Total equity Financial performance Loss for the year Other comprehensive income Total comprehensive loss 2022 $ 1,355,562 27,404,035 35,691,871 1,836,433 9,751,264 12,308,260 74,009,758 3,289,139 2021 (restated) $ 8,395,395 19,439,124 28,526,914 1,560,076 10,613,236 12,173,312 65,743,956 2,429,503 (53,915,286) (51,819,857) 23,383,611 16,353,602 (2,704,052) (2,768,825) - - (2,704,052) (2,768,825) Guarantees entered into by the parent entity (a) No guarantees have been entered into by the parent entity during 2022 or 2021. Contingent liabilities of the parent entity (b) The parent entity did not have any contingent liabilities as at 30 June 2022 or 30 June 2021. 61 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2022 NOTE 33: CAPITAL COMMITMENTS CardieX subsidiary, AtCor Medical Pty Ltd has an open purchase order to the value of US$279,000 for microchips. There were no other capital commitments as at 30 June 2022. 62 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 DIRECTORS’ DECLARATION The Directors of the Company declare that: 1. the financial statements and notes, as set out on pages 24 to 62, are in accordance with the Corporations Act 2001 and: a. b. comply with Accounting Standards and the Corporations Regulations 2001; and give a true and fair view of the financial position as at 30 June 2022 and of the performance for the year ended on that date of the Consolidated Group. 2. 3. 4. 5. the Company has included in note 1 to the financial statements an explicit and unreserved statement of compliance with International Financial Reporting Standards; the Directors have been given the declaration required by Section 295A of the Corporations Act from the Chief Executive Officer for the financial year ended 30 June 2022; in the Director’s opinion there are reasonable grounds to believe that the Company will be able to pay its debts as and when they become due and payable; and the remuneration disclosures included on pages 18 to 22 of the Directors’ Report (as part of the Audited Remuneration Report) for the year ended 30 June 2022, comply with section 300A of the Corporations Act 2001. This declaration is made in accordance with a resolution of the Board of Directors. Niall Cairns Executive Chairman Sydney, 30 September 2022 63 Tel: +61 2 9251 4100 Fax: +61 2 9240 9821 www.bdo.com.au Level 11, 1 Margaret Street Sydney NSW 2000 Australia INDEPENDENT AUDITOR'S REPORT To the members of CardieX Limited Report on the Audit of the Financial Report Opinion We have audited the financial report of CardieX Limited (the Company) and its subsidiaries (the Group), which comprises the consolidated statement of financial position as at 30 June 2022, the consolidated statement of profit or loss and other comprehensive income, the consolidated statement of changes in equity and the consolidated statement of cash flows for the year then ended, and notes to the financial report, including a summary of significant accounting policies and the directors’ declaration. In our opinion the accompanying financial report of the Group, is in accordance with the Corporations Act 2001, including: (i) Giving a true and fair view of the Group’s financial position as at 30 June 2022 and of its financial performance for the year ended on that date; and (ii) Complying with Australian Accounting Standards and the Corporations Regulations 2001. Basis for opinion We conducted our audit in accordance with Australian Auditing Standards. Our responsibilities under those standards are further described in the Auditor’s responsibilities for the audit of the Financial Report section of our report. We are independent of the Group in accordance with the Corporations Act 2001 and the ethical requirements of the Accounting Professional and Ethical Standards Board’s APES 110 Code of Ethics for Professional Accountants (including Independence Standards) (the Code) that are relevant to our audit of the financial report in Australia. We have also fulfilled our other ethical responsibilities in accordance with the Code. We confirm that the independence declaration required by the Corporations Act 2001, which has been given to the directors of the Company, would be in the same terms if given to the directors as at the time of this auditor’s report. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion. BDO Audit Pty Ltd ABN 33 134 022 870 is a member of a national association of independent entities which are all members of BDO Australia Ltd ABN 77 050 110 275, an Australian company limited by guarantee. BDO Audit Pty Ltd and BDO Australia Ltd are members of BDO International Ltd, a UK company limited by guarantee, and form part of the international BDO network of independent member firms. Liability limited by a scheme approved under Professional Standards Legislation. 64 Material uncertainty related to going concern We draw attention to Note 1 in the financial report which describes the events and/or conditions which give rise to the existence of a material uncertainty that may cast significant doubt about the group’s ability to continue as a going concern and therefore the group may be unable to realise its assets and discharge its liabilities in the normal course of business. Our opinion is not modified in respect of this matter. Key audit matters Key audit matters are those matters that, in our professional judgement, were of most significance in our audit of the financial report of the current period. These matters were addressed in the context of our audit of the financial report as a whole, and in forming our opinion thereon, and we do not provide a separate opinion on these matters. In addition to the matter described in the Material uncertainty related to going concern section, we have determined the matters described below to be the key audit matters to be communicated in our report. Carrying Value of Convertible Notes and Shares Key audit matter How the matter was addressed in our audit The Group carries investments in convertible We challenged management in respect of the notes and shares, classified as fair value through appropriateness of the carrying value of the investments as profit and loss, totalling $6,080,309 as at 30 June financial assets at fair value through profit and loss. 2022 (30 June 2021: $5,579,875), as disclosed in Note 18 to the financial statements. The financial assets at fair value through profit and loss is a key audit matter due to: Our procedures included, amongst others: • Obtaining from management a schedule of investments in convertible notes and shares held by the Group and vouching these to supporting • • • The significance of the total balance; documentation; the complexities involved in determining • Reviewing the accounting treatment applied to the accounting treatment under the investments with reference to reports from Australian Accounting Standards; and management’s external experts and assessing the the determination of the fair value of key judgements applied; the convertible notes and shares involves • Obtaining a copy of the external valuation report significant judgement on the valuation and in conjunction with internal experts, methodology and the inputs and evaluating the appropriateness of the valuation assumptions applied by management. methodology applied, including an assessment of the significant inputs applied by management in the valuation models; and • Reviewing managements' assessment of the movements in fair value of the convertible notes and shares, ensuring that all gains and losses have been treated and disclosed appropriately. 65 Other information The directors are responsible for the other information. The other information comprises the information in the Group’s annual report for the year ended 30 June 2022, but does not include the financial report and the auditor’s report thereon. Our opinion on the financial report does not cover the other information and we do not express any form of assurance conclusion thereon. In connection with our audit of the financial report, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial report or our knowledge obtained in the audit or otherwise appears to be materially misstated. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact. We have nothing to report in this regard. Responsibilities of the directors for the Financial Report The directors of the Company are responsible for the preparation of the financial report that gives a true and fair view in accordance with Australian Accounting Standards and the Corporations Act 2001 and for such internal control as the directors determine is necessary to enable the preparation of the financial report that gives a true and fair view and is free from material misstatement, whether due to fraud or error. In preparing the financial report, the directors are responsible for assessing the ability of the group to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the Group or to cease operations, or has no realistic alternative but to do so. Auditor’s responsibilities for the audit of the Financial Report Our objectives are to obtain reasonable assurance about whether the financial report as a whole is free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with the Australian Auditing Standards will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of this financial report. A further description of our responsibilities for the audit of the financial report is located at the Auditing and Assurance Standards Board website at: https://www.auasb.gov.au/admin/file/content102/c3/ar1_2020.pdf This description forms part of our auditor’s report. 66 Report on the Remuneration Report Opinion on the Remuneration Report We have audited the Remuneration Report included in pages 18 to 22 of the directors’ report for the year ended 30 June 2022. In our opinion, the Remuneration Report of CardieX Limited, for the year ended 30 June 2022, complies with section 300A of the Corporations Act 2001. Responsibilities The directors of the Company are responsible for the preparation and presentation of the Remuneration Report in accordance with section 300A of the Corporations Act 2001. Our responsibility is to express an opinion on the Remuneration Report, based on our audit conducted in accordance with Australian Auditing Standards. BDO Audit Pty Ltd Grant Saxon Director Sydney, 30 September 2022 67 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 ADDITIONAL INFORMATION FOR PUBLIC LISTED COMPANIES Additional information required by the ASX Listing Rules and not disclosed elsewhere in this report is set out below. Distribution Schedule of Equity Securities as at 28 September 2022 Spread of Holdings 100,001 and over 10,001 to 100,000 5,001 to 10,000 1,001 to 5,000 1 to 1,000 Total No. of Holders 166 659 363 841 464 Shares 93,525,215 22,267,109 2,802,500 2,254,735 253,147 2,493 121,102,706 Unmarketable parcels There were 683 shareholders holding less than a marketable parcel totalling 542,878 shares as at 28 September 2022. Top 20 Holdings as at 28 September 2022 Holder Name C2 VENTURES PTY LIMITED MR DARRYL PATTERSON & MRS MARGARET STEWART PATTERSON MR PAUL COZZI MR PAUL JOSEPH COZZI CITICORP NOMINEES PTY LIMITED MR JOHN CHARLES PLUMMER MR MICHAEL JOHN JEIL & MRS JOANNE LEE KEIL CB CO PTY LTD BNP PARIBAS NOMINEES PTY LTD TOWNS CORPORATION PTY LTD KEIL INVESTMENTS PTY LTD MRS GLENIS NITA O’DONNELL SR MILJKOVIC SUPER PTY LTD MR JON PHILIPPE WEBSTER MR HENDRIK HARTMANN & MS JIN KI PARK DOSSMAN PTY LTD DRUMNADROCHIT FUTURES PTY LTD DIXSON TRUST PTY LTD HSBC CUSTODY NOMINEES (AUSTRALIA) LIMITED MR PHILIP WAYNE RIECK TOTAL Balance at 28 Sep 2022 % 22,499,394 18.58 5,002,195 4,800,000 3,997,000 3,052,511 2,300,000 1,875,000 1,574,000 1,447,539 1,133,000 1,043,667 1,004,000 958,897 953,003 902,163 897,062 875,609 833,334 785,511 784,850 4.13 3.96 3.30 2.52 1.90 1.55 1.28 1.20 0.94 0.86 0.83 0.79 0.79 0.75 0.74 0.72 0.69 0.65 0.65 56,691,735 46.81 68 CARDIEX LIMITED AND CONTROLLED ENTITIES ABN 81 113 252 234 ADDITIONAL INFORMATION FOR PUBLIC LISTED COMPANIES Substantial Shareholders The names of substantial shareholders who have notified the Company in accordance with Section 671B of the Corporations Act 2001 are: Holder Name Number of Ordinary Fully Paid Shares Held % Held of Issued Ordinary Capital C2 VENTURES PTY LIMITED 22,499,394 18.58 Voting rights Every member is entitled to be present at a meeting and may vote. Options do not carry a right to vote. On a show of hands, every Member has one vote. On a poll, every Member has: One vote for each fully paid share; and Voting rights pro rata to the amount paid up on each partly paid share held by the Member. The name of the Joint Company Secretaries are: Jarrod Travers White Nicholas Marshall Registered Office and Principal Place of Business Suite 301, Level 3 55 Lime Street Sydney NSW 2000 Telephone: (02) 9874 8761 Email: info@CardieX.com Website: www.CardieX.com 69

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