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Clover Corporation

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FY2024 Annual Report · Clover Corporation
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1 
 
 
 
 
 
 
 
 
 
 
CLOVER CORPORATION 
LIMITED 
 
ABN 85 003 622 866 
 
 
Annual Report 
For the Year Ended 
31 July 2024 
 
 
 
 
 
 
 
 
 

 
 
2 
 
CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
 
 
CORPORATE DIRECTORY 
 
 
Directors 
Mr Rupert A Harrington 
Non-Executive Director and Chairman  
Mr Graeme A Billings 
 
Non-Executive Director  
Ms Toni L Brendish 
Non-Executive Director 
Mr Ian D Glasson 
 
Non-Executive Director 
Dr Simon P Green 
 
Non-Executive Director 
Mr Peter J Davey 
 
Chief Executive Officer and Managing Director 
 
 
Company Secretary 
Mr Andrew G M Allibon  
 
 
Registered Office 
39 Pinnacle Road 
Altona North VIC 3025 
 
Telephone: 
(03) 8347 5000 
Facsimile: 
(03) 8347 5055 
 
 
Auditors 
PKF Melbourne Audit & Assurance Pty Ltd 
Level 15, 500 Bourke Street 
Melbourne VIC 3000 
 
 
Share Registry 
Computershare Investor Services Pty Limited 
Level 3, 60 Carrington Street 
Sydney NSW 2000 
 
Telephone: 
1300 850 505 
 
 
Australian Securities Exchange Code 
Ordinary Shares 
CLV 
 
 
Website 
http://www.clovercorp.com.au 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
 
 
3 
 
 
 
 
Table of Contents 
 
 
 
Chairman’s Report 
4 
 
 
Managing Director’s Report 
5 - 6 
 
 
About Clover 
7 
 
 
Directors’ Report 
8 - 23 
 
 
Remuneration Report 
14 - 23 
 
 
Corporate Governance Statement 
24 - 31 
 
 
Consolidated Statement of Profit or Loss and Other 
Comprehensive Income 
32 
 
 
Consolidated Statement of Financial Position 
 
33 
 
 
Consolidated Statement of Changes in Equity 
34 
 
 
Consolidated Statement of Cash Flows 
35 
 
 
Notes to the Financial Statements 
36 - 59 
 
 
Consolidated Entity Disclosure Statement 
 
60 
Directors’ Declaration 
61 
 
 
Independent Audit Report 
62 - 66 
 
 
Auditors’ Independence Declaration 
67 
 
 
ASX Additional Information 
68 - 69 
 
 
 
Vision 
 
To optimise the health and development of adults, infants and children. 
 
 
Purpose Statement 
 
In collaboration with key market participants, Clover develops customised high value nutritional 
ingredients that enhance the wellbeing and dietary needs of their customers.

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
CHAIRMAN’S REPORT  
 
 
4 
 
Dear Shareholders 
 
On reflecting on the performance of the Clover Corporation over the past financial year, it has been 
again a year of two distinct halves. 
In the initial six months we witnessed a significant decline in revenue due to reduced demand in the 
infant formula market, which has also been exacerbated by the lower global birth rate.  Management 
responded by reducing operating expenses, improving working capital, whilst continuing to focus on 
new product development and customer engagement.  
The market stabilised during the second half resulting in strong sales and profit performance in the 
final quarter and an improved forward order book. 
During the year Clover continued its strategic focus on improving and diversifying its supply chain.   
As previously reported the performance of Melody Dairies has been unsatisfactory.  Changes to the 
ownership structure provides better alignment of capacity usage and the opportunity for a new 
management structure.  This has resulted in a profitable outcome in the final quarter. 
A state-of-the-art fish oil extraction facility was established on time and on budget in Ecuador in the 
past year.   This strategic investment will provide improved supply chain and cost benefits for Clover 
in the coming years. 
Clover continues its commitment to drive growth by expediting the commercialisation of innovative 
products.   
The Company recently announced the successful development of a commercial powdered Choline 
product.  A patent application has been registered to protect our IP.  Choline is essential for lipid 
disposition in the human body and is mandated for use in infant formula and used in prenatal 
products.  Customer trials are expected in H1FY 25. 
Our business development team continues implementation of the strategy to use our encapsulated 
powders and Gelphorm in nutraceutical markets.  As you may be aware customer trials and shelf 
testing in these high-quality markets result in extended lead times for market acceptance. 
The planning for commercialisation of Premneo continues.  A critical step for regulatory approval in 
various markets, including ANZ and EU is completion of an independent safety data study.  The 
results of this are currently under expert review and should pave the way for market access. 
Whilst our traditional infant formula customer base has been challenged during the year, the 
turnaround in sales in the second half, and strengthening in the final quarter provides confidence that 
we should see a return to normalised revenue patterns in FY25.  
On behalf of the Board of Directors, I extend my sincere thanks to you, our shareholders, for your 
continued support.  I also want to acknowledge the dedication of our employees and management in 
responding to the fluctuating demands of our customers throughout the year. 
Mr Rupert A Harrington  
 
 
 
 
 
 
Chairman 
 
 
 
 
 
 
 
 
Date: 23 September 2024

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
MANAGING DIRECTOR’S REPORT  
 
 
5 
 
Revenue and Profit 
The fiscal year 2024 was challenged due to reduced demand in the infant formula market, which has 
been affected by lower global birth rates and the exit of pipeline fill inventory for many manufacturers 
dealing with the renewal of licensing requirements in China 
The company reported a total revenue of $62.2m which was in line with guidance, marking a decline 
from the previous year’s $79.9m.   
Net profit after tax (NPAT) also saw a significant drop, falling to $1.5m from $6.2m in FY23. 
Second Half Performance 
The second half of the year delivered revenue of $34.9m, a 28% increase on the 1st half, and a 
second half NPAT of $2.2m.  The last quarter delivered improved orders, including those from our 
Chinese customers. 
Operating Expenses and Gross Margin 
Operating expenses for the year were $12.9m, down 6.6% from $13.8m in FY23.  This reduction was 
achieved through lower headcount and cost management.    
As a consequence of lower sales volumes and value, decisions on manufacturing commitments and 
scrapping of aged inventory has impacted the overall reported gross margin. 
Product Diversification and Inventory Management 
The company continues to diversify its product offerings, adding new customers in the food and 
nutraceutical markets.   
Inventory levels were reduced to $29.6m, a $7.3m decrease from the previous year. 
Financial Health 
The balance sheet remains strong with a cash position as at 31 July 2024 of $12.2m. Stronger sales 
in the second half of the year and low debtor levels contributed to this healthy cash position.  At the 
same time, additional loan repayments were made late in the year which will reduce interest costs in 
FY25.   
A final dividend of 0.75 cent per share was declared. 
 
Key Highlights 
Ecuador Facility 
The facility in Ecuador, situated in a major fishing port has commenced production.  This facility is 
uniquely positioned to source and efficiently extract oil from the heads of tuna fish.  Extraction of the 
oil, before the heads are turned into ‘meal’, optimises the value of the responsibly caught fish in the 
region.  All the fish sourced are managed within the IATTC (Inter American Tropical Tuna 
Commission) guidelines which follows EU standards of responsible sourcing.  The strategic decision 
to vertically integrate into the supply chain was driven by challenges during the pandemic, evolving 
global events, heightened regulations, and intensified competition.  The facility is expected to meet up 
to 50% of the company’s current oil requirements, providing cost savings and a timely return on 
capital.   
Melody Dairies - New Zealand 
A change in the ownership structure of Melody Dairies, a spray drying facility in Hamilton, New 
Zealand took place in December 2023. 
Food Innovation Waikato (FIW) sold its 11% holding and relinquished the management contract to run 
the facility.   Clover increased its holding by 2%, and now holds 43.9% of the facility with the other 
major partner in Landcorp purchasing the remaining 9%.  Landcorp subsequently sold 12% of its 
holding to Spring Sheep in July 2024.  As a shareholder, SpringSheep is very much aligned with 
Clover around optimisation of the facility.   

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
MANAGING DIRECTOR’S REPORT cont 
 
 
6 
 
At the same time FIW exited the business, a new management team was installed by Clover and 
SpringSheep to run the facility, with the business operating profitably in the final quarter of FY24.   
 
Growth Platforms 
Choline 
Having now successfully completed a series of trials, moving from the laboratory to scaled production, 
the company has filed for IP for a unique Choline powder.  The benefit to potential customers is that 
the unique free flowing powder removes manual handling and manufacturing challenges in the 
prenatal and infant formula markets where Choline is a specified ingredient.  The mother and baby 
segment for Choline is projected to reach ~ $150m in 2024, with a CAGR of 6%. 
Premneo 
Regulators required a review of all available clinical trials involving DHA and preterm infants to prove 
safety.  The study has been completed and is now under review by clinical experts.  Clover is 
confident that the conclusions will pave the way for regulatory approvals. 
 
Conclusion 
Despite facing challenges in the infant formula market and global economic conditions, the company 
has managed to maintain a strong financial position through strategic inventory management, 
continued product diversification, and new market development in FY24.   
The Ecuador facility is expected to support future growth and cost reduction opportunities. 
As we move into FY25, Clover aims to build on the demand profile achieved in the last quarter.  
Diversification remains a core focus with our powders being used in the nutraceutical markets in 
addition to major long-term projects including Gelphorm and Premneo providing a channel for growth 
outside the infant formula market.  At the same time the ability to extend our offering with existing 
infant formula customers using our unique powdered Choline product is exciting. 
 
 
 
 
 
 
 
 
Mr Peter J Davey  
Managing Director & CEO 
Date: 23 September 2024 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
ABOUT CLOVER 
 
7 
 
 
Company Focus:  
 
Clover seeks to improve human nutrition and quality of life by developing value-added nutrients for use 
in foods or as nutritional supplements.  In doing so, Clover provides a competitive advantage for its 
customers, value to shareholders and a working environment in which employees can fully utilise and 
develop their respective skills. 
 
Company History:  
 
Clover was formed in 1988 as a family-owned Australian Company providing lipid-based ingredients for 
the food industry.  Clover was listed on the ASX in November 1999. 
 
In November 2002, Clover entered a joint venture with the Queensland-based Food Spectrum Group 
of companies.  The incorporated joint venture, Nu-Mega Ingredients Pty Limited (Nu-Mega), was 70% 
owned by Clover.  The joint venture ceased in November 2007 when Clover acquired the remaining 
30% of Nu-Mega to make it a wholly owned subsidiary.  Nu-Mega has significantly expanded its 
markets, introducing new products with a focus on encapsulation technology and the delivery of 
bioactive nutritional ingredients. 
 
Company Operations:   
 
Clover operates from two Australian controlled sites, a newly established fish oil recovery plant in 
Ecuador and the 43.9% owned spray drying facility in New Zealand: 
 
• 
The Company’s registered office and manufacturing plant for tuna oils and related products, 
Head Office, Customer Service, Quality Assurance, and Sales and Marketing departments 
are in Altona, Victoria.  
 
• 
Innovation, Research & Development, Product Development, Technical Support departments 
are in Brisbane, Queensland. 
 
• 
Fish oil recovery plant located in Manta, Ecuador. 
 
• 
Melody Dairies Spray Drying facility which is located in Hamilton, New Zealand. 
 
 
Company Technology and Products.   
 
The major focus of the Company is on the delivery of bioactive ingredients using proprietary 
encapsulation technology to produce ready-to-blend products containing tuna oil and/or other nutritional 
lipids.  The health benefits of omega-3 fatty acids in the diet have been well documented and this has 
assisted in developing the expanding global market for products containing these nutritionally important 
dietary components.  One material that Clover uses is tuna oil, which is high in DHA (docosahexaenoic 
acid), an essential fatty acid, which is recognized for its importance in brain, nerve and eye tissue 
development in babies and infants.  Clover, through its subsidiary Nu-Mega, supplies refined Omega 3 
oils and a range of other encapsulated ingredients for use in infant formula, nutraceuticals, 
pharmaceuticals, and sports nutrition markets. 
 
In addition to its own internally developed intellectual property, Clover has licensed patented technology 
from the Commonwealth Scientific Industrial Research Organisation (CSIRO) for the encapsulation of 
marine and algal oils to protect them from oxidation and degradation.  Nu-Mega’s Driphorm® range of 
microencapsulated powders enables the addition of Hi-DHA® tuna and/or algal oils to a broad spectrum 
of products in a convenient and stable dry powder form.  These ingredients are marketed globally. 
 
Clover continues to seek other nutritional and medical applications for its products, as well as 
developing new types of products, often in conjunction with customers. 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
DIRECTOR’S REPORT 
 
 
8 
 
Your directors present their report on the consolidated entity consisting of Clover Corporation Limited 
(“the Company”) and the entities it controlled (“the consolidated entity”) at the end of, or during, the 
year ended 31 July 2024. 
 
Directors 
 
The following persons were directors of Clover Corporation Limited during the financial year and up to 
the date of this report: 
 
Name and qualifications  
Experience and special responsibilities 
 
 
 
Mr Rupert A Harrington 
BTech, MSc, CDipAF, MAICD. 
 
Non-Executive Director since 1 July 2015 
Appointed Chairman 21 September 2017 
Chair of the Nomination Committee  
 
 
 
Mr Graeme A Billings 
BCom, FCA, MAICD 
 
Non-Executive Director since 14 May 2013 
Chair of the Audit Committee 
Member of the Remuneration Committee 
Member of the Nomination Committee 
Mr Harrington is an experienced company Director with 
over 30 years’ experience as a Non-Executive Director of 
companies operating in manufacturing, industrial services, 
health and technology.  He has been involved in private 
equity since 1987 and is considered to be one of the key 
founders of the Australian industry. 
  
He joined the Board of Clover in 2015 and has been 
Chairman since 2017. 
 
Mr Harrington is Non-Executive Director of Pro Pac 
Packaging Limited (ASX:PPG) and was previously a Non-
Executive Director of Integral Diagnostics Limited (ASX: 
IDX – resigned December 2021) and Bradken Limited, 
Advent Partners and others. 
 
 
 
 
 
 
 
 
 
Mr Billings has been a Chartered Accountant since 1980.  Mr 
Billings was a partner at Coopers and Lybrand and then 
PricewaterhouseCoopers (PwC) for 24 years. 
 
Mr Billings was head of PwC’s Melbourne Assurance 
practice for several years as well as Global Leader of PwC’s 
Industrial Products and Manufacturing industry group. 
 
Mr Billings brings a range of financial, corporate governance, 
internal control, commercial and corporate transactional 
skills to the Company. 
 
Other current non-executive Company directorships: 
Chairman (appointed 2020) of Amotiv Limited (ASX:AOV) 
and Chairman of  Austco Healthcare Limited (ASX:AHC), 
appointed 2015. 
 
Previously, Graeme was Chairman of Korvest Ltd (resigned 
in August 2021) and a Non-Executive Director and Audit 
Committee Chair of DomaCom Ltd (resigned in June 2021). 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
DIRECTOR’S REPORT 
 
 
9 
 
 
 
Mr Peter J Davey 
MBA, GradDip Bus., Dip.Art (Design), 
GAICD. 
 
Managing Director since 11 November 
2014 
 
 
 
 
 
 
 
Mr Ian D Glasson 
BEng (Hons) MIE Aust, GAICD 
 
Non-Executive Director since 1 February 
2017 
Member of the Audit Committee 
Chair of the Remuneration Committee 
Member of the Nomination Committee 
 
 
Mr Davey has a track record of building businesses across 
a diverse range of industry sectors.  He has held senior 
management positions within a number of manufacturing 
and distribution companies operating in competitive and 
diverse markets.  Mr Davey has particular strengths in sales 
and marketing, and development and implementation of 
strategies for growth. 
 
Mr Davey was formerly Executive Manager AgriProducts 
and a director of Viterra Australia Limited, responsible for the 
AgriProducts division that traded in agricultural inputs, 
fertilizer, seed and wool.  In earlier roles, Mr Davey headed 
the Sales and Marketing divisions of FMP Products and Hi 
Fert Pty Ltd. 
 
During his career, Mr Davey has had a particular focus on 
marketing-based businesses operating in the Asia and 
Oceania regions.  
 
Other current Non-Executive Company directorships: 
Chairman Melody Dairies Ltd Partnership, appointed 30 
October 2018. 
 
 
 
 
 
 
Mr Glasson is former CEO of PGG Wrightson based in 
Christchurch, New Zealand. He was formerly CEO of Gold 
Coin Group / Zuellig Agriculture which managed a portfolio 
of animal feed operations and farming ventures throughout 
South East Asia. Prior to that he was CEO for seven years 
of Sucrogen (formerly the sugar business of listed entity 
CSR and now owned by Wilmar) which generated revenues 
of nearly $2 billion and had extensive contacts across the 
local and international food and beverage sector and retail 
market. 
 
He has also had extensive agribusiness experience with 
Goodman Fielder and Gresham Rabo, as well as spending 
the first sixteen years of his career in the oil and gas sector 
with Esso.  
 
Other current Company Non-Executive directorships: 
Ricegrowers Ltd (ASX:SGLLV), appointed 2016. 
 
 
 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
DIRECTOR’S REPORT 
 
 
10 
 
 
 
 
 
Name and qualifications  
Experience and special responsibilities 
 
 
Ms. Toni L Brendish 
B.Com, Grad Dip Business Admin, FAICD. 
Non-Executive Director since 20 October 
2020 
Member of the Audit Committee 
Member of the Remuneration Committee 
Member of the Nomination Committee 
 
 
 
 
 
 
 
Toni has more than 30 years’ experience working in blue 
chip FMCG, healthcare, manufacturing, agriculture, and 
telecommunication companies in Asia, Australia, and New 
Zealand, including over 20 years in Chief Executive 
Officer / Managing Director roles.  
Toni Brendish’ s most recent executive role was as Chief 
Executive Officer of Westland Milk Products in the South 
Island of New Zealand.  Prior to this, Toni spent 11 years 
working for the Danone Group as Managing Director of 
their Infant Formula and Dairy businesses in Australia, 
New Zealand, Malaysia and Indonesia.  
She has also worked for Kimberly-Clark and Colgate 
Palmolive, together with a number of other blue chip FMCG 
organisations.  
Toni is currently a non-executive director of ASX-listed 
Cobram Estate Olives Ltd (ASX:CBO).  She was appointed 
as a shareholder representative director on the board of 
Prolife Foods, a private New Zealand consumer foods 
business with brands including Mother Earth and Scoop 
and Weigh.  Toni is also on the board advisory committee 
for dairy farming and milk producers, Aurora Dairies. 
Dr Simon P Green 
BSc(Hons), PhD, GAICD 
Non-Executive Director since 20 October 
2020 
Member of the Audit Committee 
Member of the Remuneration Committee 
Member of the Nomination Committee 
 
 
 
Simon has 32 years of experience in the biotechnology 
industry focused on the discovery, development and 
commercialisation of life saving medicines.  
 
He was actively involved in CSL’s global expansion over a 
17-year period and held roles as Senior Vice President, 
Global Plasma R&D and General Manager of CSL’s 
manufacturing plants in Germany and Australia. 
 
Simon is currently the founder and CEO of Immunosis Pty 
Ltd, a start-up diagnostics Company.  
 
He is also a Non-Executive Director and Chair of 
Remuneration and Nomination Committee of Syntara 
Limited (ASX:SNT).   
 
Simon previously served as a Non-Executive Director for 
Acrux Pty Ltd, an ASX listed Company from 2016-2019. 
 
 
 
 
 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
DIRECTOR’S REPORT 
 
 
11 
 
 
Mr Andrew G M Allibon,  
B.Bus, CA 
Chief Financial Officer & Co. Secretary 
 
Mr Allibon is a Chartered Accountant with over 28 years’ 
experience in executive finance roles across a range of 
industries operating in the Asia and Oceania regions. 
 
Prior to joining Clover Corporation, he was CFO for the 
Leef Independent Living Solutions group of companies, 
since acquired by Independent Living Solutions (ILS) a 
leader in healthcare equipment solutions. 
 
Other current Company Directorships: 
- Melody Dairies Ltd Partnership. 
 
 
Principal Activities 
 
The principal activities of the consolidated entity during the financial year were the refining and sale of 
natural oils, the production of encapsulated powders and the research and product development of 
functional food and infant nutrition ingredients. There were no significant changes in the nature of the 
principal activities of the consolidated entity during the financial year. 
 
Operating Results 
 
The results for this report are for the financial year ended 31 July 2024, the comparative period being 
the financial year ended 31 July 2023. Total revenue from sale of goods decreased 22.1% to 
$62,207,000. Net profit after tax is $1,514,981 (FY23: profit of $6,205,316). 
 
 
Review of Operations  
 
A full review of operations is included in the Chairman’s Report appearing on page 4 and the Managing 
Director’s report appearing on pages 5 to 6 of this Annual Report. 
 
 
Employees 
 
The consolidated entity had a headcount of 60 employees as at 31 July 2024 (FY23: 56 employees). 
 
Events Subsequent to Reporting Date   
 
No matter or circumstance has arisen since 31 July 2024 that has significantly affected or may 
significantly affect the consolidated entity’s state of affairs in future financial years. 
 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
DIRECTOR’S REPORT 
 
 
12 
 
 
Significant changes in the State of the Affairs 
  
Other than in the accompanying Financial Report, there were no significant changes in the state of the 
affairs of the consolidated entity during the financial year. 
 
Likely Developments 
 
The consolidated entity will continue to pursue its policy of increasing the profitability and market share 
of its operating businesses during the next financial year.  
 
Dividends 
 
A fully franked final dividend of 0.75 cent per share for the 12 months ended 31 July 2023 was paid on 
20 November 2023.  The total final FY23 dividend paid was $1,252,496. 
 
The Directors have declared a fully franked final dividend of 0.75 cent per share ($1,252,496) in respect 
of the year ended 31 July 2024.  The record date for this dividend will be 22 October 2024 with payment 
due on 18 November 2024.  No interim dividend was paid for FY24.  
 
The total dividend declared in respect to FY24 is 0.75 cent per share, a decrease of 0.75 cent per share 
compared with the total dividend declared for FY23. 
 
 
Environmental Regulations 
 
The consolidated entity’s operations are subject to environmental regulations under the laws of the 
Commonwealth and State.  The consolidated entity complies with all applicable environmental 
regulations. 
 
 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
DIRECTOR’S REPORT 
 
 
13 
 
Directors’ Meetings  
 
The number of directors’ meetings (including meetings of sub-committees of directors) and number of 
meetings attended by each of the directors of the Company during the financial year are: 
 
 
Directors Meetings 
Nomination 
Committee 
Meetings 
Audit Committee 
Meetings 
Remuneration 
Committee 
Meetings 
 
Director 
Number 
Eligible 
to 
Attend 
Number 
Attended 
Number 
Eligible 
to 
Attend 
Number 
Attended 
Number 
Eligible 
to 
Attend 
Number 
Attended 
Number 
Eligible 
to 
Attend 
Number 
Attended 
R A Harrington  
15 
14 
3 
2 
- 
- 
- 
- 
G A Billings 
13 
13 
3 
3 
4 
4 
6 
6 
P J Davey 
15 
15 
- 
- 
- 
- 
- 
- 
I D Glasson 
13 
13 
3 
3 
4 
4 
6 
6 
Ms T L Brendish 
13 
13 
3 
3 
4 
4 
6 
6 
Dr S P Green 
13 
12 
3 
3 
4 
3 
6 
6 
 
Insurance of Directors and Officers 
 
During the financial year, the Company paid a premium in respect of a contract insuring its directors 
and officers against all liabilities to another person (other than the Company or a related body corporate) 
that may arise from their position, except where the liability arises out of conduct involving lack of good 
faith.  The contract covers any past, present or future director, secretary, executive officer or employee 
of the Company and its controlled entities.  Further details have not been disclosed due to confidentiality 
provisions of the contract of insurance. 
 
Indemnity and insurance of auditor 
 
The Company has not, during or since the end of the financial year, indemnified or agree to indemnify 
the auditor of the Company or any related entity against a liability incurred by the auditor. 
 
During the financial year, the Company has not paid a premium in respect of a contract to insure the 
auditor of the Company or any related entity. 
 
Rounding Off of Amounts 
 
The Company is of a kind referred to in ASIC Corporations Instrument (Rounding in Financial/ Directors’ 
Reports) 2016/191, and accordingly amounts in the Financial Report and the Directors’ Report have 
been rounded off to the nearest thousand dollars, unless otherwise stated. 
 
Proceedings on behalf of the Company 
 
No person has applied for leave of the Court to bring proceedings on behalf of the Company or to 
intervene in any proceedings to which the Company is a party for the purpose of taking responsibility 
on behalf of the Company for all or any part of those proceedings. 
 
Unissued shares or interests under option 
 
As of the date of this report there are 64,491 Performance Rights offers whose conditions have been 
met, entitling recipients to one share per right for issue.  An additional 2,485,713 performance rights 
are available, subject to meeting relevant conditions. 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
REMUNERATION REPORT (audited) 
 
14 
 
 
The Remuneration Report outlines the director and executive remuneration arrangements of the 
Company for the 2024 financial year in accordance with the requirements of the Corporations Act 
2001 and its Regulations.  It has been audited in accordance with section 300 of the Corporations Act 
2001 (as amended). 
 
(i) Key Management Personnel 
 
Key Management Personnel (KMP) in this report are those individuals having responsibility for 
planning, directing and controlling the major activities of the Company during the financial year.  They 
include Non-Executive Directors, CEO and CFO.  The Directors and Chief Executive Officer 
determined that those persons having authority and responsibility for planning, directing and 
controlling activities are as listed below. 
 
 
Name 
Position 
 
 
 
 
 
 
Directors 
 
 
 
R A Harrington 
Non-Executive Chairman  
 
 
G A Billings 
Non-Executive Director 
 
 
T L Brendish  
Non-Executive Director 
 
 
I D Glasson 
Non-Executive Director 
 
 
Dr S P Green  
Non-Executive Director 
 
 
P J Davey  
Chief Executive Officer and Managing Director  
 
 
 
 
 
 
 
 
 
 
Executive KMP 
 
 
 
P J Davey  
Chief Executive Officer and Managing Director 
 
 
A G M Allibon 
Chief Financial Officer and Company Secretary 
 
 
 
 
(ii) Remuneration Policy 
 
The Company operates from four locations across Australia, New Zealand, Ecuador and markets its 
products internationally.  All Executive KMP are based in Australia. 
 
 
Through an effective remuneration framework, the Company aims to: 
• 
Provide fair and equitable rewards; 
• 
Align rewards to business outcomes that are linked to creation of shareholder value; 
• 
Stimulate a high performance culture; 
• 
Encourage the teamwork required to achieve business and financial objectives; 
• 
Attract, retain and motivate high calibre employees; and 
• 
Ensure that remuneration is competitive in relation to peer companies in Australia. 
 
 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
REMUNERATION REPORT (Continued) 
 
 
15 
 
(iii) Remuneration Framework Responsibilities 
 
The Board has a People & Culture Committee to assist it in designing a suitable remuneration 
framework for the Company.  Responsibilities of the People & Culture Committee include reviewing 
and making recommendations to the Board on the following issues: 
 
• 
The structure of the total remuneration package (TRP) including base salary, other benefits, 
Short Term Incentive (STI) and share-based long-term incentive for the CEO;  
• 
The mechanism to be used to review and benchmark the competitiveness of this TRP;  
• 
Changes in the amounts of different components of the TRP following annual performance 
review of the CEO;  
• 
Review and consideration of the structure of incentive plans operating within the Company 
from time to time; 
• 
The Key Performance Indicators (KPIs) to be set for the CEO for each financial year;  
• 
Review of performance against these KPIs at the end of each financial year, and 
recommendation on the amount of STI to be paid to the CEO; 
• 
Decision on whether the Long-Term Incentive (LTI) Plan will be offered for any year; the 
number of performance rights to be awarded to the CEO and specified Executives under this 
plan when offered; and setting of associated performance indicators for future assessment; 
• 
Determination of the number of performance rights vesting at the end of each assessment 
period of the LTI Plan, based on financial performance and other strategic indicators 
previously established; and 
• 
The remuneration and any other benefits of the Non-Executive Directors. 
 
The People & Culture Committee consists of four independent Non-Executive directors, Mr Ian 
Glasson (Chair), Ms Toni Brendish, Dr Simon Green and Mr Graeme Billings. The Company Secretary 
or General Manager of People & Culture may act as secretary for the Committee.   
 
The Board Chairperson and any other Non-Executive Directors may attend committee meetings in an 
ex officio capacity.  Executives including the CEO, and any advisors retained by the Committee may 
attend by invitation.  More information on People & Culture Committee meetings held during the year 
and Directors’ attendance at these meetings can be found on page 13 of this report. 
 
The Board is responsible for reviewing and resolving on recommendations from the People& Culture 
Committee, including: 
• 
Considering matters relating to remuneration of Executives reporting to the CEO; 
• 
Approving the establishment of or amendment to employee share, performance rights and 
any other deferred incentive plan; and 
• 
Considering matters related to Executive succession planning. 
 
(iv)   Non-Executive Directors’ Remuneration 
 
Total Non-Executive Directors’ remuneration including superannuation paid at the statutory prescribed 
rate for the year ended 31 July 2024 was $494,014. These fees are within the NED pool fee of 
$750,000 which was approved in the November 2021 AGM. 
 
The Board believes that the remuneration approved for Non-Executive Directors must: 
• 
enable the Company to attract and retain suitably qualified directors with appropriate 
experience and expertise; and 
• 
be appropriate in the context of the overall financial performance of the Company. 
 
 
The People & Culture Committee reviews fees for Non-Executive directors regularly, utilising data on 
and trends in Director and Chairperson remuneration in the relevant group of the top 500 ASX-listed 
companies in Australia (from published reports), as well as data obtainable on director remuneration 
in a number of peer companies either from the same industry or with similar market capitalisation and 
financial performance.   Remuneration consultants have been used to assist in this process. 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
REMUNERATION REPORT (Continued) 
 
 
16 
 
 
The Board has to date employed a remuneration policy whereby only fees and statutory 
superannuation benefits are payable to NED’s.  The tables on pages 19-21 of this report shows fees 
paid to Non-Executive Directors for the 2024 and 2023 financial years.  
 
They do not participate in any share or performance rights plans.  Non-Executive Directors are entitled 
to reimbursement of travel or other reasonable expenses incurred by them while discharging their 
duties. 
 
 
(v)   Executive Remuneration and Link to Business Strategy 
The diagram below outlines components which may be included as part of the TRP for Executives. 
 
TOTAL REMUNERATION PACKAGE 
Total fixed remuneration 
(cash salary, 
superannuation and 
non-monetary benefits)  
+ 
STI (cash 
payment) 
+ 
LTI (performance 
rights) 
= 
Total 
Remuneration 
Package 
FIXED 
 
VARIABLE 
 
 
 
 
The Managing Director and specified Executives (Executives) are eligible for STI payments, while the 
Managing Director and Executives may also have access to an LTI in the form of Performance Rights.  
The most recent LTI Offer was made to the CEO and Executives in August 2024.  
 
The total fixed remuneration of the Managing Director is set against market benchmarks by use of a 
remuneration consultant.  The Company seeks this benchmark information every 2-3 years.  It was 
reviewed during the FY23 for setting remuneration from FY24. 
 
Non-Executive Directors are responsible for appointing, briefing external consultants and managing 
this process.  At other times, increases in fixed remuneration are determined by consideration of CPI 
salary increases applied across the whole Company, and use of published information on CEO/MD 
salaries in the top 500 ASX-listed companies and in companies from related industries of similar 
market capitalisation and financial status, as described for review of fees for Non-Executive Directors.   
 
The Company’s Executive remuneration is directly linked to its business strategy.  The People & 
Culture Committee engages in an annual strategy review with management, identifying key goals and 
challenges for the year and the longer term.  Following this, business plans and an annual budget are 
prepared and approved, with KPIs (both financial and non-financial) established for the business. 
 
These are the basis for KPIs for the CEO, set by the Board, and for other Executives, set by the CEO. 
 
A formal review of the achievement of each Executive is conducted by the CEO annually and 
proposed changes in fixed remuneration and the STI to be paid are submitted to the Board for 
approval.  As noted in section (iii) of the Remuneration Report, the performance of the CEO against 
agreed KPIs is reviewed by the Remuneration Committee, and recommendations on adjustment to 
total fixed remuneration and payment of the STI are made to the Board, for approval.   
 
The STI is a variable cash payment with the maximum payment based on a percentage of the 
Executive’s total fixed remuneration.  For the Managing Director 50% applied in FY24 (50% in FY23), 
while for other Executives, 10-20% applied in FY24 (10-20% applied in FY23).  
 
The Company awards STI payments on evidence that the Executives have achieved targeted work 
plan objectives and dealt with unexpected challenges in a way that contributes to both short-term 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
REMUNERATION REPORT (Continued) 
 
 
17 
 
performance and long-term prospects of the Company.  The Board retains discretion to vary STI 
payments outside of the set formula to recognise overall Company performance and changes in the 
Company’s circumstances during the year. 
 
KPIs set for the CEO and individual executives each year include financial, strategic and operational 
targets as summarised in the table below.  The financial targets are set at two levels, with the initial 
target establishing a gateway to an entitlement to an STI payment. 
 
For FY24, the financial targets were not achieved, which has meant that the ‘gateway’ was not met.  
The Board whilst having discretion on changes in the Company circumstances has considered this 
position and confirmed that an STI has not been awarded for the FY24 year.  This is noted on page 
20.  
 
Table STI Weightings 
KPI type 
Possible STI 
weighting 
CEO 
Possible 
STI  
weighting 
Exec 
Description - Examples 
Link to Company Strategy 
Financial 
50% 
40-60% 
Achievement of revenue, profit 
and free cash flow targets set 
for the year in the annual 
budget. 
Sets target for growth in sales and profits 
for each year, contributing to increasing 
shareholder value.  Net free cash flow 
provides for further investment in the 
business and capacity to pay dividends 
each year. 
Environment, 
Social & 
Governance 
20% 
20-40% 
Establishment of agreed plans 
to secure the sustainability of 
the Company and progress 
towards their implementation. 
Sustainability KPIs address the medium 
to long term prospects for the Company, 
including developing new products, 
technologies, expanding markets, 
contracting with customers and suppliers, 
forming alliances, and contributing to 
mitigation of business risk. 
 
 
 
Establishment of agreed plans 
to continue developing the 
cultural & social behavioural 
norms of the Company 
KPI’s that focus on a safe working 
environment, continual improvement in 
collaboration and addressing emerging 
governance issues. 
Strategic 
30% 
20-50% 
Commercial development of 
new products from the R&D 
team; expansion of sales – 
new products, new customers; 
meeting regulatory challenges; 
manufacturing efficiencies and 
cost effective sourcing of raw 
materials; effective 
management of inventory, 
debtors and creditors (working 
capital requirements). 
Strategic KPIs address key priorities for 
the Company to advance to the next 
stage of its planned strategic direction, in 
the key management areas of Sales and 
Marketing, R&D output, Manufacturing, 
Regulatory and Cash Management.  
Examples include fast-tracking the output 
from the R&D team into profitable 
products attracting new sales.  
Adjustment to the changing nature of the 
market, to raw material availability and to 
manufacturing efficiency are all required 
to maintain both short term performance 
of the Company, and longer term growth. 
 
 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
REMUNERATION REPORT (Continued) 
 
 
18 
 
 
(vi) Long Term Incentive Plan 
 
An LTI may be offered each year to the CEO at the discretion of the Board.   
 
The incentive, when offered, is in the form of Performance Rights (rights to receive shares in the 
Company) which are delivered according to the terms of the Clover Corporation LTI Plan and a Letter 
of Invitation from the Board to the CEO, setting out the terms for vesting of Performance Rights at the 
end of an assessment period.  Performance Rights are issued for nil consideration and entitle the 
recipient to receive one Clover Corporation share at no cost for each Performance Right that vests at 
the end of the assessment period. 
 
The number of Performance Rights offered for a financial year is determined from a percentage of the 
CEO’s total fixed remuneration for that year.  This dollar value is converted into a number of 
Performance Rights based on the Volume Weighted Average Price of Clover Corporation shares on 
the ASX for the two-week period up to and including the last day of the previous financial year.  Hurdles 
for vesting of Performance Rights reflect long term growth and financial performance of the Company 
relevant to current and future growth in shareholder value, including such parameters as Earnings per 
Share (EPS) growth over a three-year period, Return on Equity (ROE) over the same period, and 
achievements in building the Company’s product portfolio, as reflected in New Product Sales. 
 
Executives may also be invited to participate in the Company’s LTI Plan.  Performance Rights offered 
are on the same basis as for the CEO with the number calculated by taking a percentage of the 
Executive’s total fixed remuneration for that year and converting this value to the number of 
Performance Rights granted using the same methodology as for the CEO, as described above. 
 
Shares underlying Performance Rights that vest as a result of achievement of performance hurdles 
are either purchased on-market by the Company on behalf of the CEO and Executives, or shares can 
be issued provided that in the case of the CEO (who is also a director of the Company) shareholder 
approval is obtained.  Any Performance Rights not vesting at the end of the assessment period lapse.   
 
 
During the FY24 year, 35,693 shares that had vested, were issued to the Employee Incentive Plan 
participants. 
 
 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
REMUNERATION REPORT (Continued) 
 
 
19 
 
A summary of the Performance Rights current during the financial year are: 
 
Year of 
Offer 
Components 
Allocation 
Performance 
conditions 
Targeted 
result 
Year ended 
31 July 2024 
Targeted 
Result 
Year Ended 
31 July 2025 
Targeted 
Result 
Year Ended 
31 July 2026 
2021 
Financial 
50% 
Target – 5% 
compound growth on 
FY21 NPAT / EPS 
Not 
achieved 
 
Target – 15% 
compound growth on 
FY21 NPAT / EPS 
Not 
achieved 
Strategic 
50% 
 
Partially 
Achieved 
2022 
Financial 
50% 
Target – 5% 
compound growth on 
FY22 NPAT / EPS 
 
Pending 
 
Target – 15% 
compound growth on 
FY22 NPAT / EPS 
Pending 
Strategic 
50% 
 
Pending 
2023 
Financial 
50% 
Target – 5% 
compound growth on 
FY23 NPAT / EPS 
 
Pending 
Target – 15% 
compound growth on 
FY23 NPAT / EPS 
Pending 
Strategic 
50% 
 
Pending 
 
 
 
 
 
 
 
 
The most recent performance assessment period of the 2021 Performance Rights ended on 31 July 
2024 and the board of directors of the Company determined that a strategic element of the relevant 
performance conditions had been satisfied for the FY24 period.  In consequence, some of the 2021 
Performance Rights that have vested for both KMP and Executives can now be exercised.   
 
The performance rights for KMP whose conditions have been met, and their vesting profile:  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
As at 
31 July 2024 
31 July 2024 
Fair value of the 
rights as 
compensation * 
As at 
31 July 2023 
31 July 2023 
Fair value of the 
rights as 
compensation 
 
 
 
 
 
P Davey 
35,144 
17,221 
27,266 
29,993 
A Allibon 
7,624 
3,736 
- 
- 
 
42,768 
20,957 
27,266 
29,993 
 
* Note:  The actual value of the Performance Rights will be dependent on the Clover share price at 
the time of vesting.  Rights valued at 31 July 2024 ($0.49) are based on the VWAP price of 
the ASX market close price for the last 10 business days of the year (FY23 - $1.10). 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
REMUNERATION REPORT (Continued) 
 
 
20 
 
 
 
 
Rights whose 
conditions 
were fulfilled 
in years 
preceding 
31 July 2022 
Rights whose 
conditions 
were fulfilled in 
year ending 31 
July 2023 
Rights whose 
conditions 
were fulfilled 
in year 
ending 31 
July 2024 
Sub-total 
Rights whose 
conditions 
were fulfilled 
Rights yet to be 
fulfilled, 
subject to 
achievement of 
targets and 
service 
conditions 
Rights 
Exercised & 
Exercisable 
Total open 
Rights 
 
# 
# 
# 
# 
# 
# 
# 
P Davey 
910,505 
27,266 
35,144 
972,915 
1,087,267 
(972,915) 
1,087,267 
A Allibon 
- 
- 
7,624 
7,624 
386,523 
(7,624) 
386,523 
 
910,505 
27,266 
42,768 
980,539 
1,473,790 
(980,539) 
1,473,790 
 
 
 
 
 
 
 
 
 
 
(viii) Remuneration of Non-Executive Directors and Executive KMP  
 
The following tables disclose details of the remuneration of the Directors and Executive KMP of the 
consolidated entity. 
2024 
 
Salary 
and Fees 
Superannuation 
Contributions 
STI 
Non-cash 
Benefits 
LTI 
Total 
Directors 
$ 
$ 
$ 
$ 
$ 
$ 
R A Harrington 
130,092 
14,364 
- 
- 
- 
144,456 
G A Billings  
3 
83,700 
9,242 
- 
- 
- 
92,942 
P J Davey  
1,2 
515,755 
27,500 
- 
23,678 
17,221 
584,154 
I D Glasson  
3 
83,700 
9,242 
- 
- 
- 
92,942 
Ms T L Brendish 
73,700 
8,137 
- 
- 
- 
81,837 
Dr S P Green 
73,700 
8,137 
- 
- 
- 
81,837 
 
960,647 
76,622 
- 
23,678 
17,221 
1,078,168 
 
 
Salary  
and Fees 
Superannuation 
Contributions 
STI 
Non-cash 
Benefits 
 
LTI 
 
Total 
Executive KMP 
$ 
$ 
$ 
$ 
$ 
$ 
A G.M. Allibon 
1 
276,918 
27,648 
- 
- 
3,736 
308,302 
 
276,918 
27,648 
- 
- 
3,736 
308,302 
 
1. 
STI gateway not achieved for FY24.  
2. 
LTI consists of fair value of rights whose conditions were fulfilled in year ending 31 July 2024 
3. 
ARC & Remuneration Committee Chair positions remuneration includes additional $10,000 p.a. 
 
 
2023 
 
Salary 
and Fees 
Superannuation 
Contributions 
STI 
Non-cash 
Benefits 
LTI 
Total 
Directors 
$ 
$ 
$ 
$ 
$ 
$ 
R A Harrington 
125,089 
13,186 
- 
- 
- 
138,275 
G A Billings  
3 
75,666 
7,976 
- 
- 
- 
83,642 
P J Davey  
1,2 
498,417 
27,500 
- 
8,232 
29,993 
564,142 
I D Glasson  
3 
75,666 
7,976 
- 
- 
- 
83,642 
Ms T L Brendish 
70,865 
7,470 
- 
- 
- 
78,335 
Dr S P Green 
70,865 
7,470 
- 
- 
- 
78,335 
 
916,568 
71,578 
- 
8,232 
29,993 
1,026,371 
 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
REMUNERATION REPORT (Continued) 
 
 
21 
 
 
2023 
Salary  
and Fees 
Superannuation 
Contributions 
STI 
Non-cash 
Benefits 
 
LTI 
 
Total 
Executive KMP 
$ 
$ 
$ 
$ 
$ 
$ 
A G.M. Allibon 
1 
258,922 
25,420 
- 
- 
- 
284,342 
 
258,922 
25,420 
- 
- 
- 
284,342 
 
1. 
STI gateway not achieved for FY23.  No recognition in FY23.  FY22 was provided for in FY22 / paid in FY23 
2. 
LTI consists of fair value of rights whose conditions were fulfilled in year ending 31 July 2023 
3. 
ARC & Remuneration Committee Chair positions remuneration includes additional $4,800 p.a. 
 
 
(ix)  Employment Contracts 
 
There are no specific employment contracts with Non-Executive Directors.  Non-Executive Directors 
are appointed under a letter of appointment and are subject to election and rotation requirements as 
set out in the ASX listing rules and the Company’s constitution, per the ‘Board Nomination Policy and 
Procedure for Selection and Appointment of Directors’ policy, which can be viewed in the Corporate 
Governance section of the Company’s website at www.clovercorp.com.au.  
 
Managing Director Mr Peter Davey was employed by the Company under a contract of employment 
dated 24 October 2017.  The contract provides for base salary and continuing access to incentive 
remuneration subject to Remuneration Committee approval, 6 months’ termination notice by either 
party, and non-solicitation and non-compete clauses. 
 
Other Executives (standard contract) 
 
All other Executives have rolling contracts.  The Company may terminate the Executive’s employment 
agreement by providing between 1 to 6 months’ written notice or providing payment in lieu of the 
notice period (based on the fixed component of the executive’s remuneration), together with statutory 
termination entitlements. The Company may terminate the contract at any time without notice if 
serious misconduct has occurred.  Where termination with cause occurs, the Executive is only entitled 
to that portion of remuneration that is fixed, and only up to the date of termination.  
 
(x)  Minimum Shareholding Policy 
 
To ensure Board members and KMP are aligned with the interests of shareholders, from 1 July 
2023 the Board introduced a Minimum Shareholding Policy.  It requires the Non-Executive Directors 
and other KMP to build and maintain a minimum shareholding by the latter of the 3rd anniversary of 
the policy or the 3rd anniversary of the KMP’s appointment.  The minimum shareholding is 
measured on the value of purchases made by each NED or KMP relative to directors’ fees or salary. 
 
KMP and Directors are required to meet a minimum shareholding equivalent as per the prescribed 
percentage of their total fixed remuneration and annual director fees as outlined below. 
 
Managing Director and CEO 
50 % 
CFO 
50 % 
Non-Executive Directors 
100 % 
 
 
At the date of this report – full compliance has been met by KMP and Non-Executive Directors  

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
REMUNERATION REPORT (Continued) 
 
 
22 
 
 
Directors’ interests 
 
The relevant interest of each director in the share capital of the Company, as notified by the directors 
to the Australian Securities Exchange in accordance with section 205G(1) of the Corporations Act 
2001, at the date of this report is as follows: 
 
 
Ordinary 
Shares 
Performance 
Rights* 
Director 
 
 
 
R A Harrington 
 
728,921 
- 
G A Billings 
 
50,000 
- 
P J Davey 
 
609,762 
35,144 
I D Glasson 
 
80,000 
- 
T L Brendish 
 
43,455 
- 
Dr S P Green   
 
36,234 
- 
 
 
1,548,372 
35,144 
 
 
* There are an additional 1,087,267 performance rights available to Mr Davey subject to 
meeting relevant performance and employment conditions. 
 
KMP Interests 
 
 
Ordinary 
Shares 
Performance 
Rights* 
 
 
 
 
A.G. M Allibon 
 
270,000 
7,624 
 
 
270,000 
7,624 
 
* 
There are an additional 386,523 performance rights available to Mr Allibon subject to meeting 
relevant performance and employment conditions. 
 
Auditor’s Independence and Non-audit Services 
 
 
The Board of Directors is satisfied that the provision of non-audit services during the period is 
compatible with the general standard of independence for auditors imposed by the Corporations Act 
2001.  The directors are satisfied that the services disclosed below did not compromise the external 
auditor’s independence for the following reasons: 
 
• 
all non-audit services are reviewed and approved by the Board of Directors prior to 
commencement to ensure they do not adversely affect the integrity and objectivity of the auditor; 
and 
 
• 
the nature of the services provided do not compromise the general principles relating to auditor 
independence as set out in the APES110 Code of Ethics for Professional Accountants set by the 
Accounting Professional and Ethical Standards Board. 
 
The following fees for non-audit services were paid/payable to the external auditors during the year 
ended 31 July 2024: 
 
 
        $ 
Taxation structural and compliance services 
15,015 
 
15,015 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
REMUNERATION REPORT (Continued) 
 
 
23 
 
 
 
 
Auditor’s Independence Declaration 
 
A copy of the auditor’s independence declaration as required under section 307C of the Corporations 
Act 2001 has been received by the Directors, and a copy is attached at page 67. 
 
 
 
Signed in accordance with a resolution of the Board of Directors. 
 
 
 
 
Mr Rupert A Harrington 
 
 
 
Chairman 
Melbourne 
 
Date: 23 September 2024 
 
 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
CORPORATE GOVERNANCE 
 
 
24 
 
 
The Board of Clover Corporation Limited is committed to ensuring its policies and practices reflect 
good corporate governance and recognises that for the success of the Company an appropriate 
culture needs to be nurtured and developed throughout all levels of the Company. 
This statement outlines the Company’s Corporate Governance practices in place throughout the year, 
unless otherwise stated, and has been summarised into sections in line with the 8 core principles set 
out in the ASX Corporate Governance Council’s “Corporate Governance Principles and 
Recommendations – 4th Edition”. 
 
 
Principle 1 – Lay solid foundations for management and oversight 
 
The Board is ultimately responsible for the operations, management and performance of the 
Company.  In discharging this responsibility, the Board delegates to senior management whose role 
it is to manage the Company in accordance with the directions and policies set by the Board.  The 
Board monitors the activities of senior management in the performance of their delegated duties.   
 
It is the responsibility of the Board to determine policies, practices, management and the operations 
of the Company and to ensure that the Company is compliant with statutory, legal and other regulatory 
obligations. 
  
Responsibilities of the Board include the following:- 
 
• 
Determining corporate strategies, policies and guidelines for the successful performance of the 
Company in the present and in the future; 
• 
Monitoring the performance and conduct of the Company; 
• 
Accountability to shareholders; 
• 
Ensuring that risk management procedures and compliance and control systems are in place 
and operating effectively to ensure a safe operating and inclusive environment 
• 
Monitoring the performance and conduct of senior management, and ensuring adequate 
succession plans are in place; and 
• 
Ensuring the Company continually builds an honest and ethical culture.  
 
The Board has delegated responsibility for the following to management: 
 
• 
Day to day management of the Company; 
• 
Production of performance measurement reports; 
• 
Managing the compliance and risk management systems; 
• 
Management of staff including, appointment, termination, staff development and performance 
measurement. 
 
The Company has a Board Charter which is disclosed on its website using the following address 
https://www.clovercorp.com.au/en/invest-our-business/governance/ that sets out the respective roles 
and responsibilities of its board and management, and those matters which are expressly reserved to 
the board and those which are delegated to management. 
 
The CEO is responsible for ensuring that the responsibilities delegated by the Board to management 
are properly discharged. 
 
The performance of the CEO is evaluated by the Board with reference to the overall performance of 
the Company, its subsidiaries and associates in which the CEO represents the Company.  Both 
qualitative and quantitative measures are used to evaluate performance.  
 
The CEO evaluates the performance of the other senior executives and reports to the Board.  The 
Board also reviews the performance of these executives via their attendance at Board meetings and 
the monthly Board reports.  
 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
CORPORATE GOVERNANCE 
 
 
 
25 
 
 
Principle 1 – Lay solid foundations for management and oversight (continued)  
 
The performance of the senior executives of the Company was assessed, as set out above, during 
the reporting period. 
 
The Company conducts an annual evaluation of the performance of the Board, its Committees and 
individual Directors. 
 
The Board is responsible for evaluating candidates and recommending individuals for appointment as 
Directors.  The Company undertakes appropriate background and screening checks prior to 
nominating a Director for election by shareholders. 
 
The Company maintains written agreements with each Director and senior Executives that sets out 
the terms of their appointment and outlines all relevant roles and obligations.  
 
The Company Secretary is accountable to the Board, through the Chairman, and is responsible for 
advising the Board and its Committees on governance matters, monitoring the Board and ensuring 
Committee policies and procedures are followed, and coordinating the timely completion of Board 
and Committee papers. 
 
Diversity 
 
The Company values and respects the skills that people with diverse backgrounds, experiences and 
perspectives bring to the organisation.  The Company is committed to rewarding performance and 
providing opportunities that allow individuals to reach their full potential irrespective of background or 
difference.  When appointing or promoting people within the organisation the most suitably qualified 
candidates are selected.   As a result, diversity is promoted throughout the organisation. 
 
In March 2012, the Company established a Diversity Policy to formalise its commitment to providing 
equal access to opportunities irrespective of background, beliefs or other factors.  The policy is 
regularly updated and may be viewed in the Corporate Governance section of the Company’s web 
site at www.clovercorp.com.au.  The policy governs the conduct of the Company, its wholly owned 
subsidiaries and all Directors and employees of those entities.   
 
As at 31 July 2024 the organisation had a headcount of 60 employees.  As the Company has less 
than 100 employees, it is not a relevant employer under the Workplace Gender Equality Act 2012, 
despite this the Company has adopted the ASX Corporate Governance Principles and 
Recommendations on diversity and works to the following principles: 
 
• 
Ensuring targets are based on current workforce data including growth, promotions and 
attrition, and that they are achievable and provide stretch goals 
• 
Incorporating targets in leaders’ KPIs to improve accountability and sponsorship 
• 
Sharing gender targets and updates on achievements, internally and externally, including 
reporting to the board on a regular basis. 
 
Clover is committed to inclusion at all levels of the organisation regardless of gender, marital or 
family status, sexual orientation, gender identity, age disabilities, ethnicity, religious beliefs, cultural 
background, socio-economic background, perspective and/or experience, and to creating and 
fostering a supportive and understanding environment by providing opportunities and development 
that allow individuals to reach their full potential irrespective of background or difference. 
 
The company has revisited key policies, strategies and frameworks that attract, retain, and 
encourage participation and inclusion of both men and women in FY24.  Our goal is to continue to 
maintain and improve our gender balance and strengthen our retention rate of women by creating 
an environment that encourages women’s participation, inclusion, development, and growth.   
 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
CORPORATE GOVERNANCE 
 
 
 
26 
 
 
The proportion of women employees in the whole organisation was 36%.  The Company’s objective 
is to incrementally grow this as vacancies allow and suitably qualified candidates are available.  The 
aim is to achieve female representation at all levels of 40% or more.  
 
The Company will continue to ensure that neither gender or diversity differences interfere with the 
employment of individuals based on their suitability for the position available and aspires to achieve 
greater diversity. 
 
Principle 2 – Structure the Board to add value  
 
The Company’s constitution states that its Board is to comprise no less than three and no more than 
ten Directors.  The names and details of the Directors of the Company at the date of this statement 
are set out in the Directors’ Report. 
 
At the date of this report the Board consisted of five Non-Executive Directors and one Executive 
Director.  Each Director has undertaken to provide the Board with all information that is relevant to 
the assessment of his/her independence in a timely manner.  The Board has assessed the 
independence of its members and is of the view that the following Directors are independent: 
 
 
 
Mr R A Harrington 
Non-Executive 
Mr G A Billings 
Non-Executive 
Mr I D Glasson 
Non-Executive 
Ms T L Brendish 
Non-Executive 
Dr S P Green 
Non-Executive 
 
 
The Company has established a Nomination Committee which currently consists of four independent 
Non-Executive Directors and is chaired by one of the independent Non-Executive directors. The 
Committee periodically reviews the Board’s membership having regard to the Company’s particular 
needs, both present and future.  Where a Board member is due for re-election at the next Annual 
General Meeting, that Director abstains from consideration of their nomination for re-election. 
 
The Company has a Nomination Committee Charter that sets out the process by which new Director 
candidates are identified and selected, the use of professional intermediaries and the requirement for 
a diverse range of candidates to be considered.  This policy may be viewed in the Corporate 
Governance section of the Company’s web site at www.clovercorp.com.au. 
 
The Nomination Committee considers the structure, balance and skills of the Board in making 
decisions regarding appointment, retirement and nominations for re-election.  When a vacancy 
occurs, the necessary and desirable skills, expertise and experience required to complement the 
Board are identified and a process to identify the most appropriate candidates is implemented.  The 
committee engages recruitment consultants and other independent experts to undertake research 
and assessment as required. 
 
Directors are initially appointed by the full Board, subject to election by the shareholders of the 
Company at the next Annual General Meeting.  Under the Constitution, one third of the Board is 
required to retire from office each year.  Retiring Directors may stand for re-election subject to 
approval by the Board. 
 
The Company has an established induction procedure which allows new Board appointees to 
participate fully and actively in Board decision making at the earliest opportunity. 
 
The Board considers that the current Directors bring an appropriate mix of skills, breadth and depth 
of knowledge and experience and diversity to meet the Board’s responsibilities and objectives.  The 
range of skills and experience possessed by the each of the Directors is set out in the Directors’ 
Report, and is summarised in the table below: 
 
 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
CORPORATE GOVERNANCE 
 
 
 
27 
 
Principle 2 – Structure the Board to add value (continued) 
 
Skill Category 
Description of Attribute 
Board Capability 
Governance 
Board experience as a director of an ASX listed company, 
demonstrated commitment to highest standards of governance 
including experience with companies subject to rigorous 
governance standards and member of a governance body. 
Significant 
Risk and 
Compliance 
Experience with the establishment of risk and compliance 
frameworks and the identification and monitoring key risks to 
the Company. 
Significant 
Leadership 
Sustainable success in business at a Senior Executive level or 
practice leadership level in relevant sectors including 
manufacturing, finance, R&D and consumer products. 
Significant 
R&D / Product 
Development 
Knowledge and experience (local & international) of 
developing and commercialising new science-based products 
with health offerings. 
Adequate 
Strategy 
Experience in developing, implementing, and challenging a 
plan of action designed to achieve the long-term goals of the 
Company. 
Significant 
Financial and 
Accounting 
Experience in financial accounting and reporting, corporate 
finance and internal financial controls. Includes the ability to 
probe the adequacy of financial controls. 
Significant 
Quality and Safety 
Experience related to work health and safety governance 
and/or quality governance.  
Significant 
Regulatory, Legal, 
and Public Policy 
Experience in Government relations, public and regulatory 
policy or qualified legal professional. 
Developing 
Business 
Acquisition and 
Integration 
Experience in M&A and implementation / business integration. 
Significant 
People, Culture 
and Remuneration 
Management experience in relation to workplace culture, 
remuneration, organisational development, succession, 
diversity, and human resource management and or ASX listed 
company Remuneration Committee membership.  
Significant 
Technology 
Strategy and 
Governance 
Knowledge and experience in IT including artificial intelligence 
(AI), privacy, data management, cyber security, document 
protection and Digital Experiences 
Adequate 
Environment and 
Social 
Experience in environmental and social governance. 
Adequate 
Global Experience 
Expertise in understanding the challenges of growing 
international trading and operational expansion 
Significant 
 
In the discharge of their duties and responsibilities the Directors, either individually or jointly, have the 
right to seek independent professional advice at the Company’s expense.  In respect of advice to 
individual Directors, the prior approval of the Chairman is required; such approval is not to be 
unreasonably withheld.  The Chairman is entitled to receive a copy of any such advice obtained. 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
CORPORATE GOVERNANCE 
 
 
 
28 
 
Principle 2 – Structure the Board to add value (continued) 
 
The Chairman is responsible for monitoring and assessing the performance of individual Directors, 
each Board committee and the Board as a whole.  The Chairman interviews each Director and 
provides feedback regarding their performance.  In 2024 each Director independently completed an 
external confidential assessment of the performance of the Board.  The results of the assessments 
are compiled into a written report which is presented to the Board and discussed.  The performance 
of each Director of the Company was assessed during the reporting period.  
 
 
Principle 3 – Act lawfully, ethically and responsibly 
 
Code of Conduct 
The Company has an established code of conduct dealing with matters of integrity and ethical 
standards, which can be viewed at the Corporate Governance section of the Company’s web site at 
www.clovercorp.com.au. 
 
The Board recognises the need for the Directors and employees to adhere to the highest standards 
of behaviour and business ethics. 
 
All Directors and employees are expected to abide by the code of conduct which covers a number of 
areas including the following:- 
• 
Professional conduct and ethical standards; 
• 
Compliance with laws and regulations; 
• 
Relationships with shareholders, customers, suppliers and competitors; 
• 
Confidentiality and continuous disclosure; 
• 
Standards of workplace behaviour and equal opportunity; 
• 
Privacy and anti-discrimination; 
• 
Proper use of Company assets; 
• 
The environment; and 
• 
Investigation and reporting of breaches of the code. 
 
Share Trading 
The Company has established a share trading policy which may be viewed in the Corporate 
Governance section of the Company’s web site at www.clovercorp.com.au. 
 
Whistle Blowing 
The Company has established a Whistleblower policy which can be viewed at the Corporate 
Governance section of the Company’s web site at www.clovercorp.com.au.  It is the responsibility of 
the Company Secretary and Managing Director to regularly update the board as to whether any 
material incidents have been reported under that policy.  With respect to confidentiality, our 
employees have a range of options in respect of who they may contact including an Officer of Clover 
Corporation, ASIC, APRA, the Auditors, an Actuary or legal practitioner. 
 
Anti-bribery and Corruption 
 
The Company has established an Anti-bribery and Corruption policy which can be viewed at the 
Corporate Governance section of the Company’s web site at www.clovercorp.com.au. It is the 
responsibility of the Company Secretary and Managing Director to regularly update the board as to 
whether any material incidents have been reported under that policy. 
 
 
Principle 4 – Safeguard integrity in financial reporting 
 
The Company has an established Audit Committee, which has a formal charter outlining the 
committee’s function, composition, authority, responsibility and reporting.  The Audit Committee 
charter may be viewed in the Corporate Governance section of the Company’s web site at 
www.clovercorp.com.au. 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
CORPORATE GOVERNANCE 
 
 
 
29 
 
 
 
There are currently four members of the Audit Committee, all of whom are non-executive Directors 
and are considered to be independent (refer to principle 2 above). 
 
Mr Billings, who is the Chair of the Audit & Risk Committee, is not the Chairman of the Board.  The 
Chairman of the Board is not a member of the Audit Committee (but may attend committee meetings 
in an ex officio capacity).  The details of the Audit Committee members at the date of this statement 
and their attendance at meetings are set out in the Directors’ Report. 
 
The Non-Executive Chairman, CEO, and Company Secretary may attend Audit Committee meetings 
by invitation.  The external auditors, PKF, are requested by the Audit Committee to attend appropriate 
meetings to report on the results of their half-year review and of their planning for and result of the full 
year audit.  
 
The function of the Audit Committee is to assist the Board in fulfilling its statutory and fiduciary 
responsibilities relating to: 
 
• 
The external reporting of financial information, including the selection and application of 
accounting policies; 
• 
The independence and effectiveness of the external auditors; 
• 
The effectiveness of internal control processes and management information systems; 
• 
Compliance with the Corporations Act, ASX Listing Rules and any other applicable requirements;  
• 
The application and adequacy of risk management systems within the Company. 
 
 
The CEO and the Chief Financial Officer are required to state in writing to the Board, by submission 
to the Audit Committee, that the Company’s financial statements present a true and fair view, in all 
material respects, of the Company’s financial position and operational results and that they are in 
accordance with relevant accounting standards.  A declaration under Section 295A of the 
Corporations Act from the CEO and Chief Financial Officer has been received in respect of the current 
reporting period. 
 
Before it is released to the market, the Chairman reviews any periodic corporate reports. 
 
Principle 5 – Make timely and balanced disclosure 
 
The Board recognises the need to ensure that all investors have equal and timely access to material 
information regarding the Company and for announcements to be factual, clear, balanced and 
complete. 
 
The Company has established a Continuous Disclosure Policy to ensure compliance with the ASX 
and Corporations Act continuous disclosure requirements which can be viewed at the Corporate 
Governance section of the Company’s web site at www.clovercorp.com.au.  The policy requires timely 
disclosure through the ASX Company announcements platform of information concerning the 
Company that a reasonable person would expect to have a material effect on the price or value of the 
Company’s securities, or which would materially influence the decision making of investors.  Internal 
procedures are in place to ensure that relevant information is communicated promptly.  The Company 
Secretary is the nominated continuous disclosure officer for the Company. 
 
It is the responsibility of the Company Secretary to ensure the board receives copies of all market 
announcements promptly after they have been made. 
 
The Company will not release any information publicly, including any new and substantive investor or 
analyst presentation, that is required to be disclosed through the ASX, until the Company has received 
formal confirmation of its release to the market by the ASX. 
 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
CORPORATE GOVERNANCE 
 
 
 
30 
 
 
Principle 6 – Respect the rights of security holders 
 
The Board is committed to ensuring that shareholders are fully informed of all material matters 
affecting the Company in a timely manner.  
 
The dissemination of information is mainly achieved as follows:- 
 
• 
An Annual Report is distributed (electronically if preferred) to shareholders in November each 
year; 
• 
A newsletter is periodically distributed to shareholders; 
• 
Announcements to the ASX and press releases advising of events which are of particular 
significance to the progress and prospects of the Company, and  
• 
Significant information is also posted on the Company’s website. 
 
In addition, shareholders are encouraged to attend and participate in the Annual General Meeting 
(AGM) of the Company.  The external auditor attends the AGM to answer shareholders’ questions 
with regard to the conduct of the audit and the content of the Auditor’s Report.  The Company ensures 
that all substantive resolutions at a meeting of security holders are decided by a poll rather than by a 
show of hands.  The Company’s shareholders may elect to receive information from the Company 
and its registry electronically.  Otherwise the Company and its registry will communicate by post with 
shareholders who have not elected to receive information electronically.  The Company’s share 
registry helps to manage these shareholder communication preferences.  The Company’s share 
registry is Computershare Investor Services Pty Ltd; https://www.computershare.com.au  
 
 
Principle 7 – Recognise and manage risk 
 
The Company is committed to identifying and managing areas of significant business risk to protect 
shareholders, employees, earnings and the environment.  Arrangements in place include:- 
 
• 
Regular detailed financial, budgetary and management reporting; 
• 
Procedures to manage financial and operational risks; 
• 
Regular monthly ‘deep dives’ to assess risk in each Board meeting; 
• 
Established organisational structures, procedures and policies dealing with the areas of health 
and safety, environmental issues, industrial relations and legal and regulatory matters; 
• 
Comprehensive insurance and risk management programs; 
• 
Procedures requiring Board approval for all borrowings, guarantees and capital expenditure 
beyond minor levels;  
• 
Where applicable, the utilisation of specialised staff and external advisors; and 
• 
Regular operational audits undertaken by major customers. 
 
Management is responsible for the design and implementation of a risk management and internal 
control system which manages the material business risks of the Company and reporting to the Board 
on whether those risks are being managed efficiently.  Management reported to the Board on an 
ongoing basis during the current reporting period. 
 
Whilst the Company does not have an internal audit function, the Board of Directors regularly reviews 
the external risks to the Company and confirms it has conducted such a review his financial period.  
The Board reviews and approves management’s plans to reduce the impact of potential risks and 
monitors progress against these plans. 
 
The Company’s risk management approach is to identify, evaluate, and mitigate or manage its 
financial, operational and business risks.  Our risk assessment approach includes an estimation of 
the likelihood of risk occurrence and potential impacts on the financial results.  Risks are assessed 
across the business and reported to the Audit & risk Committee and to the Board where required 
under the Company’s Risk Management Framework. 
 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
CORPORATE GOVERNANCE 
 
 
 
31 
 
 
Principle 7 – Recognise and manage risk (continued)  
 
The Board remains optimistic about future trading performance but acknowledges there are certain 
factors that may pose a risk to the achievement of business strategies and future performance, in 
particular the potential ongoing impact of supply chain challenges and commodity price movements.  
The focus of the Company’s risk management efforts this year has also included consideration of 
political risk in the context of its international investments and operations, capacity management, 
cyber risk as well as broader environmental and sustainability activities. 
 
Other than as disclosed, the Company does not have any exposure to economic, environmental and 
social sustainability risks to disclose during the reporting period.  The Board is monitoring the evolving 
debate and expected reporting requirements in future periods around mandatory climate change and 
sustainability reporting disclosures. 
 
The CEO and the Chief Financial Officer are required to state in writing to the Board, by submission 
to the Audit Committee, that the risk management and internal control compliance systems are 
operating efficiently and effectively.  In their declaration under section 295A of the Corporations Act 
the CEO and Chief Financial Officer have made this statement in respect of the current reporting 
period. 
 
Principle 8 – Remunerate fairly and responsibly 
 
The Company has established a People & Culture Committee which currently consists of four 
independent, non-executive Directors.  Mr Ian Glasson is the Chair of the People & Culture 
Committee.  The Committee makes recommendations to the full Board on remuneration matters and 
other terms of employment for Executive Directors and Non-Executive Directors. 
 
Senior executive performance is continually monitored by the CEO and the CEO’s performance is 
subject to continuous monitoring by the full Board. 
 
The remuneration of the CEO is reviewed annually by the People & Culture Committee, which consists 
of only Non-Executive Directors.  The remuneration of the senior executive staff is reviewed annually 
by the full Board after taking into consideration the recommendations of the People & Culture 
Committee and the CEO. 
 
The CEO and senior executive staff are remunerated by way of salary, performance incentive 
payments, non-monetary benefits, and superannuation contributions. 
 
Non-Executive Director’s fees are reviewed periodically by the full Board after taking into 
consideration the Company’s performance, market rates, level of responsibility and the 
recommendations of the People & Culture Committee.  Non-Executive Directors are remunerated by 
way of fees in the form of cash and superannuation contributions and are not entitled to receive bonus 
payments or any equity-based remuneration. 
 
Remuneration is set so as to attract and retain suitable personnel and to motivate them to pursue the 
long-term growth and success of the Company. 
 
Further information of Directors’ and Executive remuneration is set out in the Remuneration Report. 
 
For further information concerning the corporate governance practices of the Company refer to the 
corporate governance section of the Company’s web site at www.clovercorp.com.au. 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
CONSOLIDATED STATEMENT OF PROFIT OR LOSS AND OTHER COMPREHENSIVE 
INCOME 
FOR THE FINANCIAL YEAR ENDED 31 JULY 2024 
 
32 
 
 
 
Notes 
2024 
2023 
 
 
 $'000  
 $'000  
 
 
 
 
Revenue 
2 
62,207 
79,875 
 
 
 
 
Net Exchange Gains / (Losses) 
3 
172 
294 
Net Interest expense 
3 
(899) 
(730) 
 
 
 
 
Raw materials, consumables & conversion costs 
 
(45,345) 
(56,137) 
Marketing and sales expenses 
 
(4,818) 
(5,691) 
Administration and corporate expenses 
 
(5,556) 
(5,514) 
Research and development expenses 
 
(2,493) 
(2,572) 
New Market Development Costs 
 
(865) 
(677) 
Share of net profit of investments accounted for 
under the equity method 
 
(486) 
(487) 
 
 
 
 
Profit before income tax 
3 
1,917 
8,361 
Income tax (expense) 
4 
(402) 
(2,156) 
Profit after tax for the period attributable to 
members of the parent entity 
 
1,515 
6,205 
 
 
 
 
Other comprehensive profit/(loss) 
 
 
 
Items that may be reclassified subsequently to profit 
or loss: 
 
 
 
Foreign currency translation adjustments 
 
(386) 
822 
 
 
 
 
Total comprehensive profit for the year 
 
1,129 
7,027 
 
 
 
 
 
 
Earnings per share (EPS) 
 
 
 
 
 
 
 
Basic earnings per share (cent per share) 
22 
0.91 
3.72 
 
 
 
 
Diluted earnings per share (cent per share) 
22 
0.91 
3.72 
 
 
 
 
 
 
 
 
This Statement of Profit or Loss and Other Comprehensive Income should be read in conjunction 
with the accompanying notes. 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
CONSOLIDATED STATEMENT OF FINANCIAL POSITION 
AS AT 31 JULY 2024 
 
33 
 
 
Notes 
2024 
2023 
 
 
 $'000  
 $'000  
Current assets 
 
 
 
Cash and cash equivalents 
6 
12,259 
9,437 
Trade and other receivables 
7 
13,711 
11,948 
Inventories 
8 
29,554 
36,877 
Other current assets - prepayments 
 
1,357 
1,744 
 
 
56,881 
60,006 
Non-current assets 
 
 
 
Property, plant and equipment 
9 
10,692 
9,103 
Right of use assets 
10 
1,845 
2,238 
Investments in associates 
11 
11,251 
11,662 
Deferred tax assets 
4 
1,816 
1,286 
Intangible assets 
12 
1,907 
1,907 
 
 
27,511 
26,196 
 
 
 
 
Total assets 
 
84,392 
86,202 
 
 
 
 
Current liabilities 
 
 
 
Trade and other payables 
13 
5,087 
4,647 
Interest bearing liabilities 
14 
3,435 
1,743 
Lease liability 
15 
411 
386 
Current tax liabilities 
 
- 
594 
Short-term provisions 
16 
898 
919 
 
 
9,831 
8,289 
Non-current liabilities 
 
 
 
Interest bearing liabilities 
14 
5,033 
7,690 
Lease liability 
15 
1,508 
1,893 
Deferred tax liability 
4 
892 
1,142 
Long-term provisions 
16 
58 
37 
 
 
7,491 
10,762 
 
 
 
 
Total liabilities 
 
17,322 
19,051 
 
 
 
 
Net assets 
 
67,070 
67,151 
 
 
 
 
Equity 
 
 
 
Issued capital 
17 
36,270 
36,270 
Reserves 
18 
(1,199) 
(855) 
Retained profits 
 
31,999 
31,736 
Total equity 
 
67,070 
67,151 
 
This Statement of Financial Position should be read in conjunction with the accompanying notes. 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
CONSOLIDATED STATEMENT OF CHANGES IN EQUITY 
FOR THE FINANCIAL YEAR ENDED 31 JULY 2024 
 
34 
 
 
 
 
Issued 
capital 
Retained 
profits 
Share- 
based 
payment 
reserve 
Foreign 
currency 
translation  
reserve 
Total 
 
$'000 
$'000 
$'000 
$'000 
$'000 
 
 
 
 
 
 
Balance at 1 August 2022 
35,603 
28,448 
- 
(1,011) 
63,040 
 
 
 
 
 
 
 
 
 
 
 
 
Profit attributable to members of the 
entity 
- 
6,205 
               - 
- 
6,205 
Other comprehensive income 
- 
- 
- 
822 
822 
Total Comprehensive Income for the 
year 
 
6,205 
 
822 
7,027 
Transactions with Owners in their 
capacity as owners 
 
 
 
 
 
Dividend paid 
- 
(2,917) 
- 
- 
(2,917) 
Shares issued for the period 
667 
 
 
 
667 
Share-based payment reserve 
- 
- 
(666) 
- 
(666) 
 
 
 
 
 
 
Balance at 31 July 2023 
36,270 
31,736 
(666) 
(189) 
67,151 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at 1 August 2023 
36,270 
31,736 
(666) 
(189) 
67,151 
 
 
 
 
 
 
 
 
 
 
 
 
Profit attributable to members of the 
entity 
- 
1,515 
               - 
- 
1,515 
Other comprehensive income 
- 
- 
- 
(386) 
(386) 
Total Comprehensive Income for the 
year 
 
1,515 
 
(386) 
1,129 
Transactions with Owners in their 
capacity as owners 
 
 
 
 
 
Dividend paid 
- 
(1,252) 
- 
- 
(1,252) 
Shares issued for the period 
- 
- 
- 
- 
- 
Share-based payment reserve 
- 
- 
42 
- 
42 
 
 
 
 
 
 
Balance at 31 July 2024 
36,270 
31,999 
(624) 
(575) 
67,070 
 
 
 
 
This Statement of Changes in Equity should be read in conjunction with the accompanying notes. 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
CONSOLIDATED STATEMENT OF CASH FLOWS 
FOR THE FINANCIAL YEAR ENDED 31 JULY 2024 
 
35 
 
 
Notes 
2024 
2023 
 
 
$ '000 
$ '000 
Cash flows from operating activities 
 
 
 
Receipts from customers 
 
60,730 
87,489 
Payments to suppliers and employees 
 
(49,069) 
(78,122) 
Net Interest paid  
 
(899) 
(730) 
Income tax paid  
 
(2,308) 
(1,901) 
 
 
 
 
Net cash inflow from operating activities 
21 
8,454 
6,736 
 
 
 
 
Cash flows from investing activities 
 
 
 
Acquisition of plant and equipment 
 
(2,328) 
(1,639) 
Investment in MDLP 
 
(287) 
- 
Loans to Associates 
 
(356) 
(890) 
 
 
 
 
Net cash outflow on investing activities 
 
(2,971) 
(2,529) 
 
 
 
 
Cash flows from financing activities 
 
 
 
Dividends paid 
5 (a) 
(1,252) 
(2,917) 
Loan Drawdowns 
 
5,000 
- 
Repayment of interest-bearing liabilities 
 
(5,966) 
(1,735) 
Lease payments 
 
(443) 
(229) 
 
 
 
 
Net cash outflow on financing activities 
 
(2,661) 
(4,881) 
 
 
 
 
Net increase / (decrease) in cash held 
 
2,822 
(674) 
Cash and cash equivalents at the beginning of the 
period 
 
9,437 
10,111 
Cash and cash equivalents at the end of the period 
6 
12,259 
9,437 
 
 
 
 
 
 
 
 
 
This Statement of Cash Flows should be read in conjunction with the accompanying notes. 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
NOTES TO THE FINANCIAL STATEMENTS (Continued) 
FOR THE FINANCIAL YEAR ENDED 31 JULY 2024 
 
36 
 
 
1. 
STATEMENT OF SIGNIFICANT ACCOUNTING POLICIES 
 
The financial report covers Clover Corporation Limited (“the Company”) and controlled entities (“the 
consolidated entity or “the Group”).  Clover Corporation Limited is a listed public Company, 
incorporated and domiciled in Australia. 
 
Basis of preparation  
The financial report is a general-purpose financial report that has been prepared in accordance with 
Australian Accounting Standards and other authoritative pronouncements of the Australian 
Accounting Standards Board (AASB) and the Corporations Act 2001. 
 
The financial report also complies with International Financial Reporting Standards (IFRS) as issued 
by the International Accounting Standards Board. 
 
The consolidated financial statements have been prepared on the basis of historical cost, except for 
certain financial instruments that are measured at fair value.  All amounts are presented in Australian 
dollars, unless otherwise noted. 
 
The consolidated entity has applied the relief available to it in ASIC Corporations Instrument 
(Rounding in Financial/ Directors’ Reports) 2016/191 and accordingly amounts in the financial report 
and the directors’ report have been rounded off to the nearest thousand dollars, unless otherwise 
stated. 
 
The financial report was authorised for issue on 23 September 2024 by the Board of Directors. 
 
This Note 1 details the material accounting policies adopted by the consolidated entity in the 
preparation of the financial report. 
 
(a) (i) 
Changes in accounting policy and disclosures, standards and interpretations 
 
The consolidated entity has adopted all amendments to Australian Accounting Standards which 
became applicable for the consolidated entity from 1 August 2023.  No significant impact has arisen 
on recognition, measurement, or disclosure in the financial report from application of these standards. 
 
 
(b) Principles of consolidation and investment in associates 
 
Investment in controlled entities 
 
The consolidated financial statements incorporate the financial statements of Clover Corporation 
Limited and entities controlled by the Company and its subsidiaries.  All subsidiaries have a reporting 
date of 31 July. 
 
 
Investment in associates 
 
Associates are entities over which the consolidated entity has significant influence but not control or 
joint control.  Investments in associates are accounted for using the equity method.  Under the equity 
method, the share of the profits or losses of the associate is recognised in profit or loss and the share 
of the movements in equity is recognised in other comprehensive income.  Investments in associates 
are carried in the statement of financial position at cost plus post-acquisition changes in the 
consolidated entity’s share of net assets of the associate.  Goodwill relating to the associate is 
included in the carrying amount of the investment and is neither amortised nor individually tested for 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
NOTES TO THE FINANCIAL STATEMENTS (Continued) 
FOR THE FINANCIAL YEAR ENDED 31 JULY 2024 
 
37 
 
impairment.  Dividends received or receivable from associates reduce the carrying amount of the 
investment. 
 
 (c) Income tax 
 
In determining the current tax position, Research and Development incentive allowances are 
accounted as tax credits, reducing income tax payable and current tax expense. 
Tax consolidation 
Clover Corporation Limited and its wholly-owned Australian subsidiaries have not formed an income 
tax consolidated group under tax consolidation legislation. 
 
(d) Inventories 
 
Costs are assigned on the basis of weighted average costs.  
 
 (e) Property, plant and equipment 
 
Each class of property, plant and equipment is carried at cost, less where applicable any accumulated 
depreciation and impairment losses. 
 
Depreciation 
 
The depreciable amount of all fixed assets are depreciated on a straight-line basis.  
 
The depreciation rates used for each class of depreciable assets are: 
 
Class of asset  
Depreciation Rates  
Buildings, at cost  
4.00% - 15.00% 
Plant and equipment, at cost 
 
5.00% - 33.33% 
Furniture and equipment, at cost 
10.00% - 33.00% 
 
 
(f) 
Right-of-use assets 
 
A right-of-use asset is recognised at the commencement date of a lease.  The right-of-use asset is 
measured at cost. 
 
Right-of-use assets are depreciated on a straight-line basis in a accordance with lease terms. 
 
The consolidated entity has elected not to recognise a right-of-use asset and corresponding lease 
liability for short-term leases with terms of 12 months or less and leases of low-value assets.  Lease 
payments on these assets are expensed to profit or loss as incurred. 
 
 
(g) Leases  
 
A lease liability is recognised at the commencement date of a lease.  The lease liability is initially 
recognised at the present value of the lease payments to be made over the term of the lease, 
discounted using the interest rate implicit in the lease or, if that rate cannot be readily determined, the 
consolidated entity's incremental borrowing rate. 
 
 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
NOTES TO THE FINANCIAL STATEMENTS (Continued) 
FOR THE FINANCIAL YEAR ENDED 31 JULY 2024 
 
38 
 
 
(h) Financial instruments 
 
Financial assets 
 
The consolidated entity’s financial assets are measured at amortised cost and comprise trade and 
other receivables and cash and cash equivalents.  
 
Allowance for expected credit losses (ECL) 
 
For trade receivables and contract assets, the consolidated entity applies a simplified approach in 
calculation of ECLs.  Thus, the consolidated entity does not track changes in credit risk, but instead 
recognises a loss allowance based on lifetime ECLs at each reporting date.  The consolidated 
entity’s current impairment allowance has been based on historical credit loss experience, adjusted 
for forward looking factors specific to the debtors and the economic environment and future 
positions. 
 
The loss allowance is recognised in profit or loss. 
 
Financial liabilities 
 
The consolidated entity measures all financial liabilities at amortised cost. 
 
The financial liabilities of the consolidated entity comprise trade payables, bank and other loans and 
lease liabilities. 
 
(i) 
Impairment of assets 
 
At each reporting date, the consolidated entity reviews the carrying values of its tangible and intangible 
assets to determine whether there is any indication that those assets have been impaired.  If such an 
indication exists, the recoverable amount of the asset, being the higher of the asset’s fair value less 
costs to sell and value in use, is compared to the asset’s carrying value.  In assessing value in use, 
the estimated future cash flows are discounted to their present value using a pre-tax discount rate 
that reflects current market assessments of the time value of money and the risks specific to the asset.  
Any excess of the asset’s carrying value over its recoverable amount is expensed to profit or loss. 
 
(j) 
Intangibles 
 
Goodwill 
 
Goodwill is carried at cost less accumulated impairment losses. 
 
 
(k) Foreign currency transactions and balances 
 
Functional and presentation currency 
 
The consolidated financial statements are presented in Australian dollars which is the Company’s 
functional and presentation currency.  
 
Transaction and balances 
 
Foreign currency transactions are translated into functional currency using the exchange rates 
prevailing at the date of the transaction.  Foreign currency monetary items are translated at the period-
end exchange rate.   
 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
NOTES TO THE FINANCIAL STATEMENTS (Continued) 
FOR THE FINANCIAL YEAR ENDED 31 JULY 2024 
 
39 
 
 
(l) 
Revenue 
  
Revenue from sale of inventory is recognised at the point in time when control of the assets is 
transferred to the customer, which is generally upon delivery.  
 
All revenue is stated net of the amount of goods and services tax (GST). 
 
 
(m) Employee benefits 
 
Provision is made for the consolidated entity’s liability for employee benefits arising from services 
rendered by employees to the reporting date.   
 
 
(n) Share-based payments 
 
Equity-settled share-based compensation benefits are provided to employees.  
 
Equity-settled transactions are awards in respect of shares, in the form of performance rights, that are 
provided to employees in exchange for the rendering of services.  
 
The cost of equity-settled transactions is measured at fair value on grant date.  Fair value has been 
calculated using the VWAP for each period in which the performance rights have been awarded.  No 
account is taken of any other vesting conditions. 
 
The cost is recognised in employee benefits expense, together with a corresponding increase in 
equity, over the period in which the service and, where applicable, the performance conditions are 
fulfilled (the vesting period).  The cumulative expense recognised for equity-settled transactions at 
each reporting date until the vesting date reflects the extent to which the vesting period has expired 
and the consolidated entity’s best estimate of the number of equity instruments that will ultimately 
vest.  The expense or credit in the statement of profit or loss for a period represents the movement in 
cumulative expense recognised as at the beginning and end of that period. 
 
No expense is recognised for awards that do not ultimately vest because non-market performance 
and/or service conditions have not been met.  Where awards include a market or non-vesting 
condition, the transactions are treated as vested irrespective of whether the market or non-vesting 
condition is satisfied, provided that all other performance and/or service conditions are satisfied. 
 
(o) Operating segments  
 
An operating segment is a component of an entity that engages in business activities from which it 
may earn revenues and incur expenses (including revenues and expenses relating to transactions 
with other components of the same entity), whose operating results are regularly reviewed by the 
entity's chief operating decision maker to make decisions about resources to be allocated to the 
segment and assess its performance and for which discrete financial information is available.  This 
includes start-up operations which are yet to earn revenues. 
 
Operating segments have been identified based on the information provided to the CEO and CFO. 
 
 
(p) Critical accounting estimates and judgements 
 
The directors evaluate estimates and judgements incorporated into the financial report based on 
historical knowledge and best available current information.  Estimates assume a reasonable 
expectation of future events and are based on current trends and economic data; obtained both 
externally and within the consolidated entity. 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
NOTES TO THE FINANCIAL STATEMENTS (Continued) 
FOR THE FINANCIAL YEAR ENDED 31 JULY 2024 
 
40 
 
 
Key estimate 
 
Impairment 
The consolidated entity assesses impairment at each reporting date by evaluating conditions and 
events specific to the consolidated entity that may be indicative of impairment triggers.  Recoverable 
amounts of relevant assets are reassessed using value-in-use calculations performed.  In assessing 
recoverable amounts, several key estimates are made. 
 
Allowance for expected credit losses 
The allowance for expected credit losses assessment requires a degree of estimation and 
judgement.  It is based on the lifetime expected credit loss, grouped based on days overdue, and 
makes assumptions to allocate an overall expected credit loss rate for each group.  These 
assumptions include recent sales experience, historical and future collection rates. 
 
Key judgements  
 
Impairment of goodwill:  
Goodwill is allocated to the tuna oil cash-generation units which are based on the controlled entity’s 
principal activities.  The Company assessed the recoverable amount of goodwill and determined that 
no impairment was required at reporting date.  Recoverable amounts of relevant assets are 
reassessed using value-in-use calculations that incorporate various key assumptions. 
 
 Refer to Note 12 for further details on the assumptions used in these calculations. 
 
Inventory realisation: 
 
The measurement of inventory at the lower of cost and net realisable value requires judgements to 
be made in respect of the forecast demand for the consolidated entity’s products and the matching 
of raw material purchasing and the manufacturing process to meet forecasts.  The possibility that 
inventory lines may exceed optimum levels or be obsolete is factored into adjustments necessary 
to measure inventory at net realisable value, should it be determined to be lower than cost. 
 
Certain lines of inventory are carried at net realisable value, that being lower than cost (refer to 
Note 8).  The impact of net realisable value adjustments on the financial result for the year is 
disclosed in Note 3. 
 
Income tax: 
Deferred tax assets are recognised for unused tax losses and tax offsets to the extent that it is 
probable that taxable profit will be available against which the losses and offsets can be utilised.  
Management judgement is required to determine the amount of deferred tax assets that can be 
recognised, based upon the likely timing and the level of future taxable profits together with future tax 
planning strategies. 
 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
NOTES TO THE FINANCIAL STATEMENTS (Continued) 
FOR THE FINANCIAL YEAR ENDED 31 JULY 2024 
 
41 
 
 
 
 
 Consolidated 
    
 
 
 
2024 
2023 
 
 
 
 $'000  
 $'000  
   2. Revenue and other income 
 
 
 
 
 
 
 
 
 
      Operating activities: 
 
 
 
 
      Sales of goods 
 
62,207 
79,875 
 
 
 
 
 
 
      Other income: 
 
 
 
 
       Interest revenue 
 
- 
- 
 
 
 
 
 
 
Total revenue 
 
62,207 
79,875 
 
 
 
 
 
 
 
The disaggregation of revenue from 
contracts with customers is as follows: 
 
 
 
 
Timing of revenue: 
 
 
 
 
   Goods transferred at a point in time 
 
62,207 
79,875 
 
 
 
 
 
 
Geographical location: 
 
 
 
 
    Australia / New Zealand 
 
29,672 
32,105 
 
    Asia 
 
17,124 
20,225 
 
    Europe / Middle East 
 
12,845 
24,536 
 
    Americas 
 
2,566 
3,009 
 
 
62,207 
79,875 
 
3. Expenses 
 
 
 
 
 
Profit before income tax includes the following items: 
 
 
 
 
 
 
Employee benefits expense 
 
8,839 
7,836 
 
Share-based payments expense / (credit) 
 
42 
- 
 
Inventory Scrap / Impairment 
 
1,200 
867 
 
Melody Dairies contractual charges 
 
- 
- 
 
 
 
 
 
 
Depreciation and amortisation: 
 
 
 
 
 - buildings 
 
340 
357 
 
 - plant and equipment 
 
359 
251 
 
 - office furniture and equipment 
 
39 
59 
 
-  right-of-use assets 
 
427 
252 
 
 
 
1,165 
919 
 
 
 
 
 
 
Net exchange Gains / (Losses) 
 
172 
294 
 
Interest expense 
 
899 
730 
 
      Minimum lease payments:  
 
 
 
- 
short term leases 
 
571 
567 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
NOTES TO THE FINANCIAL STATEMENTS (Continued) 
FOR THE FINANCIAL YEAR ENDED 31 JULY 2024 
 
42 
 
 
 
 
 Consolidated 
 
 
 
2024 
    2023 
 
 
 
 $'000  
 $'000  
   4. Income tax expense: 
 
 
 
   (a) The components of tax expense comprise: 
 
 
 
 
 
 
 
 
     Current tax 
 
(378) 
2,097 
 
 
Deferred tax asset 
 
530 
277 
 
    Deferred tax liability 
 
250 
(218) 
 
 
 
402 
2,156 
 
 
 
 
(b)  Reconciliation of income tax expense/(credit): 
 
The aggregated amount of income tax expense attributable to 
the period differs from the amount’s prima facie payable on 
profits from ordinary activities. The difference is reconciled as 
follows:  
 
Prima facie tax payable on group profit before income tax at 
30%  
575 
2,508 
 
 
Tax effect amounts: 
 
 
 
 
- 
Research and development claim 
(49) 
(597) 
 
- 
Lower tax rates in foreign jurisdictions 
36 
- 
 
- 
Prior period tax losses brought to account 
(126) 
- 
 
- 
Sundry other 
(34) 
245 
 
Income tax expense/ attributable to profit 
 
402 
2,156 
 
(c) Deferred tax assets 
 
 
 
 
 
 
 
Deferred tax asset 
1,816 
1,286 
 
 
The deferred tax assets balance comprises the following 
temporary differences: 
 
 
 
Impairment of inventory 
288 
134 
 
Provisions 
344 
341 
 
Lease Liability 
303 
356 
 
Other temporary differences 
881 
455 
 
 
1,816 
1,286 
 
Reconciliation: 
 
 
 
Opening balance 
1,286 
1,009 
 
(Charges) / credits to income statement 
530 
277 
 
Closing balance 
1,816 
1,286 
 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
NOTES TO THE FINANCIAL STATEMENTS (Continued) 
FOR THE FINANCIAL YEAR ENDED 31 JULY 2024 
 
43 
 
 
 
 
 Consolidated 
 
 
 
2024 
    2023 
 
 
 
 $'000  
 $'000  
 
 
 
 
(d) 
Deferred tax liability 
892 
1,142 
 
The deferred tax liability comprises the following 
temporary differences: 
 
 
 
Prepayments 
38 
45 
 
Book / tax Assets 
459 
477 
 
Lease Asset 
291 
347 
 
Unrealised foreign exchange 
104 
198 
 
Other temporary differences 
- 
75 
 
 
892 
1,142 
 
Reconciliation: 
 
 
 
Opening balance 
1,142 
924 
 
Charges / (credits) to income statement 
(250) 
218 
 
Closing balance 
892 
1,142 
 
5. Dividends 
 
 
 
 
 
(a) Dividend paid during the period 
 
 
Final dividend for the year ended 31 July 2023 of 0.75 cent per 
share (FY22: 1.0 cent per share) fully franked at the tax rate of 
30%, paid 20 November 2023 
1,252 
1,664 
Interim dividend for the year ended 31 July 2024 of 0.0 cent per 
share (FY23: 0.5 cent per share)  
- 
1,253 
 
1,252 
2,917 
 
Franking account balance 
 
 
Franking credits available for subsequent financial years 
13,113 
13,299 
 
 
The above available amounts are based on the balance of the dividend franking account at the 
period end adjusted for franking credits that will arise from the payment of the current tax liability; 
franking debits that will arise from payment of dividends recognised as a liability at period end; and 
franking credits that will arise from dividends recognised as a receivable at period end. 
 
There were no dividend or distribution reinvestment plans operating during the financial period. 
 
 
(b) Dividends declared after reporting date 
 
The Directors have declared a final dividend for the financial year ended 31 July 2024 of 0.75 cent 
per share (FY23: final 0.75 cent per share) fully franked at 30%, payable on 18 November 2024, but 
not recognised as a liability at the end of the financial period.  
 
The record date for this dividend will be 22 October 2024. 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
NOTES TO THE FINANCIAL STATEMENTS (Continued) 
FOR THE FINANCIAL YEAR ENDED 31 JULY 2024 
 
44 
 
 
 
 
 
 
Consolidated  
 
 
 
2024 
    2023 
 
 
 
 $'000  
 $'000  
 
     
6. Cash and cash equivalents 
 
 
 
 
 
 
 
 
Cash at bank 
 
12,259 
9,437 
 
 
 
12,259 
9,437 
 
 
 
7. Trade and other receivables  
 
 
 
 
 
 
 
 
 
Current 
 
 
 
 
Trade debtors 
 
11,997 
11,070 
 
Less: expected credit losses 
 
(214) 
(54) 
 
Net Trade Debtors 
 
11,783 
11,016 
 
Loan to Associate 
 
1,246 
890 
 
Income Tax Receivable 
 
541 
- 
 
Other debtors 
 
141 
42 
 
Total current trade and other receivables 
 
13,711 
11,948 
 
 
Provision for impairment of receivables 
 
Trade receivables are amounts due from customers for goods sold in the ordinary course of 
business.  They are generally due for settlement between 30 and 120 days and therefore are 
classified as current.  Other receivables generally arise from transactions outside the usual 
operating activities of the consolidated entity.  Settlement timeframes may vary, though their 
classification is current. 
 
Refer to Note 26 for more information on credit risk of trade and other receivables. 
 
 
8. Inventories 
 
 
 
 
Raw materials 
 
16,110 
21,478 
 
Goods in transit 
 
1,136 
1,034 
 
Finished goods 
 
13,347 
14,644 
 
 
 
30,593 
37,156 
 
Less: provision for inventory obsolescence 
 
(1,039) 
(279) 
 
Total Inventories 
 
29,554 
36,877 
 
 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
NOTES TO THE FINANCIAL STATEMENTS (Continued) 
FOR THE FINANCIAL YEAR ENDED 31 JULY 2024 
 
45 
 
 
 
 
 
Consolidated  
 
 
 
2024 
    2023 
 
 
 
 $'000  
 $'000  
 
    9. Property, plant and equipment 
 
Land, at cost 
 
2,000 
2,000 
 
 
 
 
 
 
Buildings, at cost 
 
6,190 
6,234 
 
Less: accumulated depreciation 
 
(2,829) 
(3,049) 
 
Total Buildings 
 
3,361 
3,185 
 
 
 
 
 
 
Plant and equipment, at cost 
 
6,008 
2,827 
 
Less: accumulated depreciation 
 
(1,211) 
(959) 
 
Total plant and equipment 
 
4,797 
1,868 
 
 
 
 
 
 
Capital WIP 
 
 
212 
1,991 
 
Furniture and equipment, at cost 
 
679 
377 
 
Less: accumulated depreciation 
 
(357) 
(318) 
 
Total furniture and equipment 
 
322 
59 
 
 
 
 
 
Total property, plant and equipment 
 
10,692 
9,103 
 
 
 
 
 
Reconciliation of the carrying amounts of each class of asset at the beginning and the 
end of the current financial period: 
 
 
 
 
 
 
Land 
 
 
 
 
Balance at beginning of the period 
 
2,000 
2,000 
 
Carrying amount at the end of the period 
 
2,000 
2,000 
 
 
 
 
 
 
Buildings 
 
 
 
 
Balance at beginning of the period 
 
3,185 
2,752 
 
Additions 
 
347 
- 
 
Transfers In 
 
169 
790 
 
Depreciation expense 
 
(340) 
(357) 
 
Carrying amount at the end of the period 
 
3,361 
3,185 
 
 
 
 
 
 
Plant and equipment 
 
 
 
 
Balance at beginning of the period 
 
1,868 
1,343 
 
Additions, net of disposals 
 
1,608 
- 
 
Transfers In 
 
1,573 
751 
 
Depreciation expense 
 
(252) 
(226) 
 
Carrying amount at the end of the period 
 
4,797 
1,868 
 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
NOTES TO THE FINANCIAL STATEMENTS (Continued) 
FOR THE FINANCIAL YEAR ENDED 31 JULY 2024 
 
46 
 
 
 
 
 
Consolidated  
 
 
 
2024 
    2023 
 
 
 
 $'000  
 $'000  
 
 
 
 
 
 
Capital WIP 
 
 
 
 
Balance at beginning of the period 
 
1,991 
1,740 
 
Additions 
 
286 
1,639 
 
Transfers Out 
 
(1,958) 
(1,487) 
 
Foreign currency translation 
 
- 
124 
 
Depreciation expense 
 
(107) 
(25) 
 
Carrying amount at the end of the period 
 
212 
1,991 
 
 
 
 
 
 
Furniture and equipment 
 
 
 
 
Balance at the beginning of the period 
 
59 
192 
 
Additions, net of disposals 
 
85 
- 
 
Transfers In / (Out) 
 
216 
(74) 
 
Depreciation expense 
 
(39) 
(59) 
 
Carrying amount at the end of the period 
 
321 
59 
 
 
10. Right of use assets 
 
 
 
 
 
 
 
 
Right of use assets – premises 
 
2,693 
2,659 
 
Less: accumulated depreciation 
 
(848) 
(421) 
 
 
 
1,845 
2,238 
 
 
 
 
 
 
Balance from prior year 
 
2,238 
1,150 
 
Additions to Right of use assets 
 
- 
1,340 
 
Foreign currency translation 
 
34 
- 
 
Depreciation expense 
 
(427) 
(252) 
 
Carrying amount at end of period 
 
1,845 
2,238 
 
 
   11. Investment in associates 
Investment in Melody Dairies 
11,251 
11,662 
Total Investment in associates  
11,251 
11,662 
 
The consolidated entity has a 43.9% (FY23: 41.9%) interest in Melody Dairies, a limited 
partnership established for the purpose of undertaking construction and operation of a 
manufacturing facility in New Zealand.  The objective of the project is to enable expansion of the 
consolidated entity’s capacity to deliver its products to the market, through its equity interest in 
the project. 
 
The consolidated entity’s interest in Melody Dairies is accounted using the equity method in the 
consolidated financial statements.  As of the reporting date, the consolidated entity’s investment 
is represented by its share of assets, cash and related working capital amounts to an equity 
accounted total of $13.894m, net of $2.643m in equity accounted operating losses and translation 
adjustments. 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
NOTES TO THE FINANCIAL STATEMENTS (Continued) 
FOR THE FINANCIAL YEAR ENDED 31 JULY 2024 
 
47 
 
Melody Dairies continues to be in breach of its banking covenant with the Bank of New Zealand 
(BNZ) loan agreement.  BNZ has acknowledged the breach and has not taken any action in 
relation to the breach.  The total value of the borrowings held by Melody Dairies is $NZ 20.1m 
with BNZ. 
The presence of a covenant breach can lead to the total borrowings falling due within 12 
months and were this to happen Clover and the other partners would be required to fund their 
share of these borrowings. 
 
 
 
Consolidated 
 
 
 
2024 
    2023 
 
 
 
 $'000  
 $'000  
 
   12. Intangible assets 
Goodwill on acquisition, at cost 
1,907 
1,907 
Total intangible assets 
1,907 
1,907 
  
There were no acquisitions of controlled entities in FY24 (FY23: None).  
 
 
Impairment assessment 
 
Goodwill is allocated to the tuna oil cash-generating unit which is based on the controlled entities’ 
principal activities. 
 
During the 31 July 2024 financial year, the Company assessed the recoverable amount of 
goodwill relating to the tuna oil segment and determined that goodwill is not impaired.  The 
recoverable amount of the cash-generating unit, being the assets of the cash-generating unit and 
goodwill, was assessed by reference to the cash-generating unit’s value-in-use.  Value-in-use is 
calculated based on the present value of cash flow projections over a 5-year period approved by 
the Board of Directors.  The cash flows are discounted using a pre-tax 12% risk rate and 2% 
annual growth rate.  Management believes that any reasonable possible change in key 
assumptions on which recoverable amount is based would not cause the aggregate carrying 
amount of the cash generating unit to exceed its recoverable amount. 
 
 
 
Consolidated 
 
 
 
2024 
    2023 
 
 
 
 $'000  
 $'000  
13. Trade and other payables 
 
 
 
 
 
 
 
 
 
Current 
 
 
 
 
Trade creditors 
 
5,081 
3,961 
 
Sundry creditors and other accruals 
 
6 
686 
 
 
 
5,087 
4,647 
 
 
14. Interest bearing liabilities 
 
 
 
 
 
 
 
 
 
Current interest-bearing liabilities 
 
3,435 
1,743 
 
Non-current interest-bearing liabilities 
 
5,033 
7,690 
 
 
 
8,468 
9,433 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
NOTES TO THE FINANCIAL STATEMENTS (Continued) 
FOR THE FINANCIAL YEAR ENDED 31 JULY 2024 
 
48 
 
Assets pledged as security 
 
The interest-bearing liabilities are secured by a first mortgage over the investment in Melody 
Dairies (with a carrying value of $11.251m), land and buildings (with a carrying value of $5.361m), 
as well as a general charge over the consolidated entity’s assets. 
 
 
 
Consolidated 
 
 
 
2024 
    2023 
 
 
 
 $'000  
 $'000  
 
15. Lease liabilities 
 
 
 
 
 
 
 
 
 
Current lease liabilities 
 
411 
386 
 
Non-current lease liabilities 
 
1,508 
1,893 
 
 
 
1,919 
2,279 
 
 
The Company is reasonably certain that the lease term (inclusive of options) of the newly occupied 
facility in Queensland will be exercised and have disclosed the lease term as 10 years.  The facility 
in Ecuador has an initial lease period of 5 years with options to extend that lease period for a further 
10 years. 
 
 
 
 
16. Provisions 
 
 
 
 
 
 
 
 
Aggregate employee entitlements: 
 
 
 
 Current 
 
 
 
- 
Annual Leave 
 
453 
488 
- 
Long Service Leave 
 
440 
431 
- 
International Obligations 
 
5 
- 
 
 
898 
919 
 
 
 
 
 Non-current 
 
 
 
- 
Long Service Leave 
 
58 
37 
Total employee entitlements 
 
956 
956 
 
 
 
 
< 1 year 
1 -5 years 
> 5 years 
Total 
undiscounted 
lease 
liabilities 
Lease liabilities 
included in the 
Statement of 
Financial Position 
 
$’000 
$’000 
$’000 
$’000 
$’000 
2024 
Lease Liabilities 
411 
1,242 
266 
2,103 
1,919 
2023 
Lease Liabilities 
475 
1,832 
241 
2,548 
2,279 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
NOTES TO THE FINANCIAL STATEMENTS (Continued) 
FOR THE FINANCIAL YEAR ENDED 31 JULY 2024 
 
49 
 
 
 
Consolidated 
 
 
 
2024 
    2023 
 
 
 
 $'000  
 $'000  
 
17. Issued capital 
 
 
 
 
 
 
 
 
(a) Issued and paid-up capital 
 
 
 
166,999,431 (FY23:166,999,431) fully paid ordinary 
shares 
 
36,270 
36,270 
Total contributed equity 
 
36,270 
36,270 
 
The Company has issued share capital amounting to 166,999,431 ordinary shares of no-par value. 
 
Ordinary shares participate in dividends and the proceeds on winding up of the parent entity in 
proportion to the number of shares held.  At shareholders’ meetings, each ordinary share is entitled 
to one vote when a poll is called, otherwise each shareholder has one vote on a show of hands. 
 
 
(a) Movement in ordinary shares 
 
The Company issued nil shares during the financial period.   
 
 
Rights to capital 
 
At the reporting date there were 64,491 performance rights offers whose conditions had been met, 
entitling recipients to one share per right, which vested as at 31 July 2024.  In the case of the CEO 
/ Managing Director’s 35,144 rights, these rights will require shareholder approval at the November 
2024 Annual General Meeting for shares to be issued. 
 
There are an additional 1,640,231 performance rights available to entitling recipients that have 
been granted but are still subject to meeting conditions of achievement in future years. 
 
(b) Capital management 
 
The Company’s objective in managing capital is to continue to provide shareholders with attractive 
investment returns and ensure that the Company can fund its operations and continue as a going 
concern. 
 
The Company’s capital consists of shareholders’ equity plus net debt.  The movement in equity is 
shown in the Consolidated Statement of Changes in Equity.   
 
There are no externally imposed capital requirements other than meeting the bank covenants imposed 
by two of the lending facilities as at 31 July 2024.  The Company was compliant with all covenants. 
 
To maintain or adjust the capital structure, the Company may adjust the amount of dividends paid to 
shareholders, return capital to shareholders, issue new shares or raise debt. 
 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
NOTES TO THE FINANCIAL STATEMENTS (Continued) 
FOR THE FINANCIAL YEAR ENDED 31 JULY 2024 
 
50 
 
 
 
 
 
Consolidated 
 
 
 
 
2024 
    2023 
 
 
 
 
 $'000  
 $'000  
18. Reserves 
 
Foreign currency translation 
(575) 
(189) 
Share-based payment reserve 
(624) 
(666) 
Total 
(1,199) 
(855) 
 
The foreign currency translation reserve records exchange differences arising on translation of the 
financial statements of foreign subsidiaries. 
 
The Long-Term Incentive Plan grants shares in the Company to certain employees.  The fair value of 
performance rights granted under the Long-Term Incentive Plan is recognised as an employee 
expense with a corresponding increase in the equity reserve.  
 
19. Share-based payments 
  
Certain employees (including key management personnel) have been granted performance rights 
under the consolidated entity’s Long Term Incentive Plan during the current and previous financial 
year.  The performance rights do not give the holder a legal or beneficial interest in ordinary fully paid 
shares in the Company until those rights vest.  Prior to vesting, performance rights do not carry a right 
to vote or receive dividends.  When the performance rights have vested, ordinary fully paid shares will 
be allocated, and these shares will rank equally with existing shares. 
 
The following table summarises the performance conditions in respect of active grants for which 50% 
of the performance rights that are subject to a particular condition vest on achievement of the target, 
and a further 50% on achievement of the stretch goals. 
 
 
Targeted 
result 
Year ended 
31 July 2024 
Targeted 
result 
Year ended 
31 July 2025 
Targeted 
result 
Year ended 
31 July 2026 
Targeted 
result 
Year ended 
31 July 2027 
Issue Date 
August 2021 
August 2022 
August 2023 
August 2024 
Vesting and Test Date 
July 2024 
July 2025 
July 2026 
July 2027 
Financial Measure 
Target 
5% 
compound 
growth on 
FY21 NPAT 
5% 
compound 
growth on 
FY22 NPAT 
5% 
compound 
growth on 
FY23 NPAT 
Average 
NPAT Target 
over 3 years 
Financial Measure 
Stretch 
15% 
compound 
growth on 
FY21 NPAT 
15% 
compound 
growth on 
FY22 NPAT 
15% 
compound 
growth on 
FY23 NPAT 
Average 
NPAT Stretch 
over 3 years 
 
 
In relation to the rights granted, the performance condition shown in the table accounts for 50% of the 
total potential LTI and the other 50% is based upon achievement of targeted levels of new product 
sales and strategic goals. 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
NOTES TO THE FINANCIAL STATEMENTS (Continued) 
FOR THE FINANCIAL YEAR ENDED 31 JULY 2024 
 
51 
 
The movement in the number of rights on issue is summarised in the following table. 
 
Number of  
rights 
Opening 
balance 
Granted 
Closing 
balance 
Weighted 
average fair 
value of 
grants issued 
$’000 
31 July 
2023 
Fulfilled / 
(Lapsed) 
(Vested) 
To be 
fulfilled 
Total rights 
870,038 
(834,346) 
(35,692) 
1,202,315 
1,202,315 
$ 1,454  
31 July 
2024 
 
 
 
 
 
 
Total rights 
1,202,315 
(1,137,824) 
(64,491) 
2,485,712 
2,485,712 
1,758  
 
The weighted average fair value of the performance rights granted to employees was historically 
determined on the basis of the price paid by the Company to acquire the settlement shares on market. 
 
In the current financial year, the weighted average fair value of the rights granted has been calculated 
on the last 10 days VWAP share price relative to each year of issue. 
 
 
20. Parent Company information 
 
 
Consolidated 
 
 
 
 
 
2024 
2023 
 
 
 
 $'000  
 $'000  
 
 
 
 
 
 
Current assets 
 
97 
225 
 
Non-current assets 
 
37,286 
37,774 
 
Total assets 
 
37,383 
37,999 
 
 
 
 
 
 
Current liabilities 
 
257 
95 
 
Total liabilities 
 
257 
95 
 
 
 
 
 
 
Net assets 
 
37,126 
37,904 
 
 
 
 
 
 
 
 
 
 
 
Equity 
 
 
 
 
Issued capital 
 
36,270 
36,270 
 
Reserves 
 
(624) 
(666) 
 
Accumulated Gains / (Losses) 
 
1,480 
2,300 
 
Total equity 
 
37,126 
37,904 
 
 
Net profit for the period before other comprehensive 
income 
 
433 
(406) 
 
 
 
 
 
 
Total comprehensive income for the period 
  
433 
(406) 
 
 
 
 
 
 
Earnings per share (cents per share) 
 
0.3c 
(0.2c) 
 
 
In FY24 and FY23 no dividend was issued by Nu-Mega Ingredients Pty Ltd to Clover Corporation 
Limited. 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
NOTES TO THE FINANCIAL STATEMENTS (Continued) 
FOR THE FINANCIAL YEAR ENDED 31 JULY 2024 
 
52 
 
 
 
 
 Country of 
Incorporation  
Percentage Owned 
Controlled entities: 
2024 
2023 
 
 
% 
% 
 
 
 
 
Clover Corporation Ltd Employee Incentive 
Plans Trust 
Australia 
100 
100 
Nu-Mega Ingredients Pty Limited 
 Australia  
100 
100 
   Subsidiaries: 
 
 
 
    - Nu-Mega Ingredients Limited 
United Kingdom 
100 
100 
    - Nu-Mega Ingredients (USA) Inc 
United States of America 
100 
100 
    - Nu-Mega Ingredients (NZ) Limited 
New Zealand 
100 
100 
    - Nu-Mega Ingredients NL B.V. 
Netherlands 
100 
100 
    - Nu-Mega Ingredients Ecuador NMI S.A. 
Ecuador 
100 
100 
- Prem Neo Pty Ltd 
Australia 
100 
100 
 
 
 
21.  Reconciliation of cash flow from operating activities to 
Operating Profit 
 
 
 
 
Profit for the period 
 
1,515 
6,205 
Non cash items : 
 
 
 
   - Amortisation and depreciation 
 
1,165 
808 
   - Foreign exchange on international assets & liabilities 
 
(172) 
(293) 
   - Melody Dairies Limited Partnership Loss 
486 
487 
   - Employee benefits not paid in cash 
 
- 
- 
Change in assets and liabilities, net of the effects of purchase of 
subsidiaries 
 
 
Decrease /(Increase) in receivables 
(1,763) 
7,614 
(Increase)/Decrease in other assets 
387 
1,414 
(Increase)/Decrease in inventories 
7,323 
(912) 
(Decrease)/Increase in payables 
440 
(8,913) 
(Decrease)/Increase in employee entitlements 
- 
70 
Decrease/(Increase) in deferred tax assets 
(530) 
223 
(Decrease)/Increase in current tax liability 
(250) 
- 
Decrease(/Increase) in other 
(147) 
33 
Net cash inflow from operating activities 
8,454 
6,736 
 
 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
NOTES TO THE FINANCIAL STATEMENTS (Continued) 
FOR THE FINANCIAL YEAR ENDED 31 JULY 2024 
 
53 
 
 
22. Earnings per share 
 
The following reflects the income and share data used in the calculation of basic and diluted 
earnings per share: 
 
 
 
           2024 
            2023 
 
 
         $ 000 
     $ 000 
(a) Reconciliation of earnings to net profit or loss 
 
 
 
 
 
 
 
 
 
Profit attributable to members of the parent entity 
1,515 
6,205 
 
 
 
 
 
 
Earnings used to calculate basic and diluted EPS 
1,515 
6,205 
 
 
 
 
 
(b)  Weighted average number of ordinary shares 
outstanding during the period used in the calculation 
of basic earnings per share 
166,999,431 
166,999,431 
 
 
 
 
 
(c)  Weighted average number of ordinary shares 
outstanding during the period used in the calculation 
diluted earnings per share 
166,999,431 
166,999,431 
 
 
 
 
 
(d)  Basic earnings per share (cents per share) 
0.91c 
3.72c 
 
 
 
 
(e)  Diluted earnings per share (cents per share) 
0.91c 
3.72c 
 
The weighted average number of potential dilutive ordinary shares in FY24 is accounted for by: 
 
- 
Shares Issued 
Nil 
Nil 
 
 
 
 
 
 
23. Auditor's remuneration  
 
       2024 
  
$ 
        2023 
    
$ 
 
Remuneration of the auditor of the parent 
 
 
 
 
entity in respect of: 
 
 
 
 
 
 
 
 
 
 - Auditing and reviewing the financial reports of the 
 
 
 
 
   Company and the controlled entities 
 
116,491 
105,000 
 
    
 
 
 
 - Taxation structuring and compliance services 
 
15,015 
15,290 
 
 
 
131,506 
120,290 
 
24. Related party transactions 
 
 
 
(a) Ultimate parent entity: 
 
 
 
    Clover Corporation Limited is the ultimate parent entity of the consolidated entity. 
 
    (b) Ownership interests: 
Information in relation to ownership interest in controlled entities is provided in Note 20. 
 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
NOTES TO THE FINANCIAL STATEMENTS (Continued) 
FOR THE FINANCIAL YEAR ENDED 31 JULY 2024 
 
54 
 
 
25. Key management personnel compensation 
 
(a) Names and positions held in the consolidated entity of key management personnel in office at any 
time during the period were: 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2024 
 
$ 
 
2023 
 
$ 
Short-term benefits 
1,365,013 
1,280,721 
Long-term benefits 
21,457 
29,993 
 
1,386,470 
1,310,714 
 
(b) Performance rights:  
 
There were 42,768 Performance Rights offers available to Key management personnel whose 
conditions have been met as at 31 July 2024.  There were an additional 128,303 Performance Rights 
offers available to key management personnel, subject to meeting relevant conditions which were not 
met.  The right to convert 42,768 Performance Rights to key management personnel was satisfied in 
financial year ending 31 July 2024. 
 
(c) Shareholding: 
 
 
Balance 
31 July 2023 
Shares 
Purchased  
& (Sold) 
Converted 
Rights 
Retirement 
Balance 
31 July 2024 
Directors 
 
 
 
 
 
R A Harrington 
528,921 
200,000 
- 
- 
728,921 
G A Billings 
50,000 
- 
- 
- 
50,000 
P J Davey 
551,360 
31,136 
27,266 
- 
609,762 
I D Glasson 
60,000 
20,000 
- 
- 
80,000 
T Brendish 
27,055 
16,400 
- 
- 
43,455 
DR S Green 
36,234 
- 
- 
- 
36,234 
 
1,253,570 
267,536 
27,266 
- 
1,548,372 
 
KMP 
A Allibon 
89,000 
181,000 
- 
- 
270,000 
 
 
 
Name 
Position 
 
 
Directors 
 
R A Harrington 
Non-Executive Chairman  
G A Billings 
Non-Executive Director 
T Brendish 
Non-Executive Director 
I D Glasson 
Non-Executive Director 
Dr S Green 
Non-Executive Director 
P J Davey 
Chief Executive Officer and Managing Director 
 
 
 
Executive KMP 
 
 
A G Allibon 
 
Chief Financial Officer and Company Secretary 
 
 
 
Key management personnel remuneration has been included in the Remuneration 
Report section of the Directors’ Report. 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
NOTES TO THE FINANCIAL STATEMENTS (Continued) 
FOR THE FINANCIAL YEAR ENDED 31 JULY 2024 
 
55 
 
26. Management of financial risk 
 
The consolidated entity's principal financial instruments consist of cash, deposits with bank, accounts 
receivable, payables and borrowings. 
 
Financial risk management policies 
 
The consolidated entity manages its exposure to key financial risks, including interest rate and 
currency risk in accordance with the consolidated entity's financial risk management policies.  The 
majority of sales are transacted in US dollars and Australian dollars. The objective of the policies is to 
support the delivery of the consolidated entity's financial targets whilst protecting future financial 
security. 
 
Primary responsibility for identification and control of financial risks rests with the audit and risk 
committee under the authority of the board.  The board reviews and agrees policies for managing 
each of the risks identified below, including the review of credit risk policies and future cash flow 
requirements. 
 
Specific financial risk exposures and management 
 
The main risks arising from the consolidated entity's financial instruments are interest rate risk, foreign 
currency risk, price risk, credit risk and liquidity risk.  Interest rate risk is not significant given the 
consolidated entity has minimal borrowings.  The consolidated entity uses different methods to 
measure and manage different types of risks to which it is exposed.  These include monitoring levels 
of exposure to foreign exchange risk and assessments of market forecasts for foreign exchange rates.  
Ageing analysis and monitoring of specific credit allowances are undertaken to manage credit risk 
and liquidity risk is monitored through the development of future rolling cash flow forecasts. 
 
(a) Foreign currency risk 
 
As a result of the consolidated entity having cash balances, trade receivables and trade payables 
denoted in foreign currency, the consolidated entity's statement of financial position can be affected 
by movements in the relevant exchange rates relative to the Australian dollar.  The consolidated entity 
utilises foreign exchange hedges to manage its exposure to currency fluctuations arising from the 
purchase of goods and services in foreign currency. 
 
At 31 July 2024, the consolidated entity had the following financial assets and liabilities denominated 
in foreign currency. 
 
 
2024 
2023 
 
 $'000  
 $'000  
Financial assets 
 
 
Cash and cash equivalents 
3,993 
2,177 
Trade and other receivable 
6,627 
3,814 
Total financial assets 
10,620 
5,991 
 
 
 
Financial liabilities 
 
 
Trade and other payables 
(1,596) 
(3,036) 
Total financial liabilities 
(1,596) 
(3,036) 
 
 
At 31 July 2024, had the Australian Dollar moved as illustrated in the table below with all other 
variables held constant, profit after tax and equity would have been affected as follows: 
 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
NOTES TO THE FINANCIAL STATEMENTS (Continued) 
FOR THE FINANCIAL YEAR ENDED 31 JULY 2024 
 
56 
 
 
26.  Management of financial risk (continued) 
 
Foreign exchange movement 
 
Post Tax Profit 
 
 Change in Equity  
 
Higher/(Lower) 
 
Higher/(Lower) 
 
2024 
2023 
 
2024 
2023 
 
 $'000  
 $'000   
 $'000  
 $'000  
Change in Profit 
 
  
 
 
AUD:USD + 5% 
(357) 
(392) 
 
(357) 
(392) 
AUD:USD - 5% 
395 
434 
 
395 
434 
 
 
 
 
 
 
 
 
 
 
 
 
AUD:EUR + 5% 
(137) 
(303) 
 
(137) 
(303) 
AUD:EUR - 5% 
151 
336 
 
151 
336 
 
 
 
 
 
 
 
 
 
 
 
 
 
AUD/NZD  + 5% 
(280) 
(291) 
 
(280) 
(291) 
AUD/NZD  - 5% 
310 
321 
 
310 
321 
 
 
Significant assumptions used in the foreign currency exposure sensitivity analysis include: 
 
• 
Reasonable estimates of movements in foreign exchange rates were determined based on a 
review of the last two years’ historical movements and economic forecasters’ expectations. 
• 
The reasonable movement of 5% was calculated by taking the spot rates for each currency 
as at reporting date, moving this spot rate by 5% and then re-converting the foreign currency 
into Australian dollars at the revised spot rate. 
• 
The net exposure at reporting date is representative of what the consolidated entity was, and 
is expecting, to be exposed to in the next twelve months from reporting date. 
  
 
(b) Price risk 
 
The consolidated entity's exposure to commodity and price risk is considered minimal.  There are 
annual fixed price purchase contracts in place for forecast raw material requirements.  From time to 
time it may be necessary to purchase raw materials from outside of the agreements. 
 
 
 (c) Credit risk  
 
Credit risk arises from the financial assets of the consolidated entity, which comprise cash and cash 
equivalents, trade and other receivables.  The consolidated entity's exposure to credit risk arises from 
potential default of the counter party, with a maximum exposure equal to the carrying amount of the 
financial assets. 
 
The consolidated entity trades only with recognised, creditworthy third parties, and as such collateral 
is not requested nor is it the consolidated entity's policy to securitize its trade and other receivables. 
 
It is the consolidated entity's policy that all customers who wish to trade on credit terms are subject to 
credit verification procedures including an assessment of their independent credit rating, financial 
position, past experience and industry reputation. Risk limits are set for each individual customer in 
accordance with parameters monitored by the CEO.  
 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
NOTES TO THE FINANCIAL STATEMENTS (Continued) 
FOR THE FINANCIAL YEAR ENDED 31 JULY 2024 
 
57 
 
26.  Management of financial risk (continued) 
 
These risk limits are regularly monitored.  A breakdown of receivables showing those within/out of 
terms is shown below.  Receivable balances are monitored on an ongoing basis to minimize the 
occurrence of bad debts. 
 
Trade receivables as at 31 July 2024 
 
 
 Consolidated   
 
 
2024 
2023 
 
 
 $'000  
 $'000  
Trade receivables: 
 
 
 
Within terms 
 
9,800 
8,901 
Over terms 
 
1,983 
2,112 
Total 
 
11,783 
11,013 
 
 
As at 31 July 2024, 3 customers make up the provision for Doubtful debts.  One of these customers 
is in voluntary administration with low confidence of recovering any portion of the debt.  The amount 
provided is $277,000 for this one customer.   
 
For the remaining financial assets there are no significant concentrations of credit risk within the 
consolidated entity and financial instruments are spread amongst a number of AAA rated financial 
institutions. 
 
 (d) Liquidity risk  
 
Liquidity risk arises from the financial liabilities of the consolidated entity and the consolidated entity’s 
subsequent ability to meet these obligations to repay their financial liabilities and other obligations as 
and when they fall due. 
 
The consolidated entity's objective is to maintain a balance between continuity of funding and flexibility 
through the use of cash balances, borrowings, working capital and leasing. 
 
Maturity analysis of financial assets and liability based on management's expectations 
 
The risk implied from the values shown in the tables below, reflects a balanced view of cash inflows 
and outflows.  Leasing obligations, trade payables and other financial liabilities mainly originate from 
the financing of assets used in the consolidated entity’s ongoing operations such as property, plant, 
equipment and investments in working capital.  
 
 
Consolidated 
Balance as at 
31 July 2024 
Less 
than 1 
year 
1-5 years 
Over 5 
years 
 
 
 $'000  
 $'000  
 $'000  
$'000 
Realisable cash flows from 
financial assets 
 
 
 
 
 
Cash and cash equivalents 
 
12,259 
12,259 
- 
- 
Trade and other receivables 
 
13,170 
13,170 
- 
- 
Anticipated cash inflows 
 
25,429 
25,429 
- 
- 
 
 
 
 
 
 
Financial liabilities and 
obligations due for payment 
 
 
 
 
 
Trade and other payables 
 
5,087 
5,087 
- 
- 
Interest bearing liabilities 
 
8,468 
3,435 
5,033 
- 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
NOTES TO THE FINANCIAL STATEMENTS (Continued) 
FOR THE FINANCIAL YEAR ENDED 31 JULY 2024 
 
58 
 
Leasing liabilities 
 
1,919 
320 
1,389 
210 
Anticipated cash outflows 
 
15,474 
8,842 
6,422 
210 
Net inflow/(outflow) 
 
9,955 
16,587 
(6,422) 
(210) 
 
(e) Interest rate risk 
 
The consolidated entity’s primary interest rate risk arises from long-term borrowings.  The 
consolidated entity’s bank loans outstanding, totalling $8,468,000 (FY23: $9,433,000) are principal 
and interest payment loans, bearing interest at a weighted average current annual rate of 8.1%. 
 
 
 
 
 
 
 
 
 
(f) Fair value 
 
All assets and liabilities recognised in the statement of financial position, whether they are carried at 
cost or at fair value, are recognised at amounts that represent a reasonable approximation of fair 
value, unless otherwise stated in the applicable notes. 
 
The carrying amounts of cash and bank balances, other receivables and other payables approximate 
their fair values due to their short-term nature. 
 
 
27.   Operating segments  
 
Identification of reportable segments 
 
The consolidated entity operates in the industry of manufacturing tuna oil and encapsulated products 
in Australia.  Financial information about the business is reported to and reviewed by the Chief 
Executive Officer and Board of Directors on a monthly basis, in order to assess performance and 
determine the allocation of resources. 
 
 
Geographical information 
 
Revenues from external customers by domestic and export location of operations and information 
about its non-current assets by location of assets is shown in the following table. 
 
 
 
 
Revenue from  
external customers 
 
 Non-current assets 
 
2024 
2023 
 
2024 
2023 
 
 $'000  
 $'000   
 $'000  
 $'000  
 
 
 
 
 
 
Australia / New Zealand 
29,672 
32,105 
 
20,796 
22,228 
Asia 
17,124 
20,225 
 
- 
- 
Europe / Middle East 
12,845 
24,536 
 
- 
- 
Americas 
2,566 
3,009 
 
4,808 
1,804 
Total 
62,207 
79,875 
 
25,604 
24,032 
 
During the financial year there were 2 customers who represented 25% and 17% of total sales 
respectively (FY23: 25% and 15% respectively). 
 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
NOTES TO THE FINANCIAL STATEMENTS (Continued) 
FOR THE FINANCIAL YEAR ENDED 31 JULY 2024 
 
59 
 
 
 
 
 
28. Events subsequent to reporting date 
 
 
No matter or circumstance has arisen since 31 July 2024 that has significantly affected, or may 
significantly affect the consolidated entity's operations, the results of those operations, or the 
consolidated entity's state of affairs in future financial years. 
 
29. Contingencies 
 
 
There are no contingent liabilities at the reporting date. 
 
 
 

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
Consolidated Entity Disclosure Statement 
60 
 
 
 
Name of Entity 
Type of 
Entity 
Trustee, 
partner or 
participant 
in JV 
% of 
share 
capital 
Place of 
Business / 
Country of 
Incorporation 
Australia 
resident 
or foreign 
resident 
Foreign 
jurisdiction(s) 
of foreign 
residents 
Nu-Mega Ingredients Pty Ltd 
Company 
- 
100 
Australia 
Australia 
n/a 
Nu-Mega Ingredients Limited 
Company 
- 
100 
United 
Kingdom 
Foreign 
United 
Kingdom 
Nu-Mega Ingredients (USA) Inc 
Company 
- 
100 
United 
States of 
America 
Foreign 
United 
States of 
America 
Nu-Mega Ingredients (NZ) Limited 
Company 
- 
100 
New 
Zealand 
Foreign 
New Zealand 
Nu-Mega Ingredients NL BV 
Company 
- 
100 
Netherlands 
Foreign 
Netherlands 
Nu-Mega Ingredients Ecuador NMI SA 
Company 
- 
100 
Ecuador 
Foreign 
Ecuador 
Prem Neo Pty Ltd 
Company 
- 
100 
Australia 
Australia 
n/a 
 
Basis of Preparation 
 
This Consolidated Entity Disclosure Statement (CEDS) has been prepared in accordance with the 
Corporations Act 2001 and includes information for each entity that was part of the consolidated entity 
as at the end of the financial year in accordance with AASB 10: Consolidated Financial Statements. 
 
Determination of Tax Residency 
 
Section 295 (3A)(vi) of the Corporations Act 2001 defines tax residency as having the meaning in the 
Income Tax Assessment Act 1997.  The determination of tax residency involves judgement as there 
are different interpretations that could be adopted, and which could give rise to a different conclusion 
on residency. 
 
In determining tax residency, the consolidated entity has applied the following interpretations: 
 
• 
Australian tax residency 
 
The consolidated entity has applied current legislation and judicial precedent, including having regard 
to the Tax Commissioner’s public guidance in Tax Ruling TR 2018/5: 
 
• 
Foreign tax residency 
 
Where necessary, the consolidated entity has used independent tax advisors in foreign jurisdictions 
to assist in its determination of tax residency to ensure applicable foreign tax legislation has been 
complied with (see section 295 (3A)(vii) of the Corporations Act 2001). 
 
Partnerships and trusts 
 
Entities are typically taxed on a flow through basis.  Australian tax law generally does not contain 
corresponding residency tests for partnerships and trusts, and these additional disclosures on the tax 
status of partnerships and trusts have been provided where relevant.

CLOVER CORPORATION LIMITED 
ABN 85 003 622 866 
 
DIRECTORS DECLARATION 
 
 
61 
 
The Directors of Clover Corporation Limited declare that in their opinion: 
 
(a)  the financial statements and notes of the consolidated entity are in accordance with the 
Corporations Act 2001, including: 
 
(i)  giving a true and fair view of the consolidated entity’s financial position as at 31 July 2024 
and of its performance for the period ended on that date; and 
 
(ii)  complying with Australian Accounting Standards (including the Australian Accounting 
Interpretations) and the Corporations Regulations 2001;  
 
(b)  the financial statements and notes also comply with International Financial Reporting Standards 
as disclosed in note 1; 
 
(b) there are reasonable grounds to believe that the consolidated entity will be able to pay its debts 
as and when they become due and payable; and 
 
(a) The Consolidated Entity Disclosure Statement on page 60 is true and correct. 
 
This declaration has been made after receiving the declarations required to be made to the directors 
in accordance with section 295A of the Corporations Act 2001 for the financial year ending 31 July 
2024. 
 
 
 
This declaration is made in accordance with a resolution of the Board of Directors. 
 
 
 
 
Mr Rupert A Harrington 
Chairman 
Melbourne 
Date: 23 September 2024 
 

 
62 
PKF Melbourne Audit & Assurance Pty Ltd is a member of PKF Global, the network of member firms of PKF International Limited, each of which is a separately owned legal entity and does not 
accept any responsibility or liability for the actions or inactions of any individual member or correspondent firm(s). Liability limited by a scheme approved under Professional Standards Legislation. 
 
PKF Melbourne Audit & Assurance Pty Ltd 
ABN  75 600 749 184 
Level 15, 500 Bourke Street 
Melbourne, Victoria 3000 
T: +61 3 9679 2222   
F: +61 3 9679 2288   
info@pkf.com.au 
pkf.com.au 
INDEPENDENT AUDITOR’S REPORT TO THE MEMBERS OF CLOVER CORPORATION LIMITED 
Report on the Financial Report 
Auditor’s Opinion 
We have audited the accompanying financial report of Clover Corporation Limited (the Company) and its controlled 
entities (collectively the Group), which comprises the consolidated statement of financial position as at 31 July 2024, 
the consolidated statement of profit or loss and other comprehensive income, the consolidated statement of changes 
in equity, and the consolidated statement of cash flows for the year then ended, notes to the financial statements, 
including material accounting policy information, the consolidated entity disclosure statement, and the Directors’ 
Declaration of the Company and the consolidated entity (the Group) comprising the Company and the entities it 
controlled at the year’s end or from time to time during the financial year. 
In our opinion, the accompanying financial report is in accordance with the Corporations Act 2001, including: 
(a) giving a true and fair view of the Group’s financial position as at 31 July 2024 and of its financial performance for 
the year ended on that date; and 
(b) complying with Australian Accounting Standards and the Corporations Regulations 2001. 
Basis for Opinion 
We conducted our audit in accordance with Australian Auditing Standards. Our responsibilities under those standards 
are further described in the Auditor’s Responsibilities for the Audit of the Financial Report section of our report.  
We are independent of the Group in accordance with the auditor independence requirements of the Corporations Act 
2001 and the ethical requirements of the Accounting Professional and Ethical Standards Board’s APES 110 Code of Ethics 
for Professional Accountants (including Independence Standards) (the Code) that are relevant to our audit of the 
financial report in Australia. We have also fulfilled our other ethical responsibilities in accordance with the Code. 
We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.  
 
Key Audit Matters 
Key audit matters are those matters that, in our professional judgement, were of most significance in our audit of the 
financial report of the current year. These matters were addressed in the context of our audit of the financial report as 
a whole, and in forming our opinion thereon, but we do not provide a separate opinion on these matters. For each 
matter below, our description of how our audit addressed the matter is provided in that context. 
Key audit matter – Valuation of goodwill 
How our audit addressed this matter 
As at 31 July 2024, the carrying value of goodwill 
totalled $1,906,935 (2023: $1,906,935), as disclosed in 
note 12 of the financial report. The accounting policy 
in respect to these assets is outlined in note 1 (i) 
Intangible Assets. 
An annual impairment test for goodwill and other 
indefinite life intangible assets is required under AASB 
136 Impairment of Assets. Management’s testing has 
been performed using a discounted cash flow model 
(Impairment Model) to estimate the value-in-use of 
the Cash-Generating Unit (CGU) to which these 
intangible assets have been allocated. 
The evaluation of the recoverable amount required 
the Group to exercise significant judgement in 
determining key assumptions. 
The outcome of this impairment assessment could 
vary if different assumptions were applied. 
Due to these factors, we consider the valuation of 
goodwill to be a Key Audit Matter. 
 
Our procedures included but were not limited to: 
• 
Assessing the appropriateness of Management’s 
determination that a single CGU is appropriate in 
assessing impairment; 
• 
Assessing the integrity and mathematical accuracy of 
the Impairment Model; 
• 
Assessing the reasonableness of the cash flow budget 
approved by the Directors, comparing to actual 
results, and considering trends, strategies, and 
outlooks; 
• 
Assessing the reasonableness of inputs into the 
Impairment Model; 
• 
Assessing the short and medium term growth rates 
applied in the forecast cash flow, considering 
historical results and available industry data; 
• 
Performing sensitivity analysis around the key 
assumptions within the cash-flow projections, to 

CLOVER CORPORATION LIMITED 
 
ABN 85 003 622 866 
 
INDEPENDENT AUDITOR’S REPORT 
 
63 
 
 
 
consider the likelihood of such movements occurring 
sufficient to give rise to impairment; and 
• 
Reviewing the appropriateness of the disclosures in 
the financial report. 
 
Key audit matter – Valuation of investment in 
associate (Melody Dairies) 
How our audit addressed this matter  
Clover holds a 43.9% equity interest in Melody Dairies 
a New Zealand entity which is presented as an 
investment in an associate in the financial statements.  
The equity accounted carrying amount of the 
investment is disclosed in note 11 as $11,251,00 
(2023: $11,662,000). 
The evaluation of the recoverable amount of the 
investment in the associate required the Group to 
exercise significant judgment in determining key 
assumptions, assessing financial performance, and 
projecting future cash flows. The outcome of this 
impairment assessment could vary substantially if 
different assumptions were applied.  
Due to these factors, we consider valuation of 
investment in associate (Melody Dairies) as a Key 
Audit Matter. 
Our procedures included but were not limited to: 
• 
Assessing the integrity and mathematical accuracy of 
the Impairment Model; 
• 
Assessing the reasonableness of the cash flow 
forecasts, comparing to actual results, and considering 
trends, strategies, and outlooks; 
• 
Considered the terms, conditions & impact of the take 
or pay arrangements relating to the operation of the 
Melody Dairy facility & the related forecast model; 
• 
Assessing the reasonableness of inputs into the 
Impairment Model; 
• 
Assessing the short and medium term growth rates 
applied in the forecast cash flow, considering 
historical results and available industry data; 
• 
Performing sensitivity analysis around the key 
assumptions within the cash-flow projections, to 
consider the likelihood of such movements occurring 
sufficient to give rise to impairment; and 
• 
Reviewing the minutes of Melody Dairies directors’ 
meetings and financial statements through 31 July 
2024 for evidence of concerns as to the current state 
of the business or its outlook; and 
• 
Reviewing the appropriateness of the disclosures in 
the financial report. 
 
Key audit matter – Banking arrangements in 
Investment in associate (Melody Dairies)  
How our audit addressed this matter 
Clover holds a 43.9% equity interest in Melody Dairies 
a New Zealand entity which is presented as an 
investment in an associate in the financial statements.  
The equity accounted carrying amount of the 
investment is disclosed in note 11 as $11,251,00 
(2023: $11,662,000). 
During the year there was breach of a covenant within 
a banking facility agreement held by Melody 
Dairies.  The total value of the borrowings held by 
Our procedures included but were not limited to: 
• 
Confirming our understanding of the terms and 
conditions of the banking facility agreement held by 
Melody Dairies including the potential consequences 
of a covenant breach; 
• 
Reviewing the financial performance and cashflow 
position of Melody Dairies as at 30 June 2024; 
• 
Discussing with the Board and Management of Clover 
in relation to their understanding of the banking 

CLOVER CORPORATION LIMITED 
 
ABN 85 003 622 866 
 
INDEPENDENT AUDITOR’S REPORT 
 
64 
 
Melody Dairies is $NZD20.05m (2023: $NZ20.8m) with 
the bank of New Zealand.   
The presence of a covenant breach can lead to the 
total borrowings falling due within 12 months and 
were this to happen Clover and the other partners 
would be required to fund their share of these 
borrowings. 
On the basis that this scenario would have cashflow 
implications for Clover as an equity owner of Melody 
Dairies we consider this a Key Audit Matter. 
 
relationship Melody Dairies has and the consequences 
if these borrowings fell due within 12 months; 
• 
Noting that whilst the bank has not provided a formal 
written waiver at the date of this audit report, it is the 
view of the board that the banking relationship 
remains strong and there is no intention to action the 
consequences of this covenant breach; and 
• 
Assessing the appropriateness of the disclosures 
included in note 11.  
 
 
                                    
Key audit matter – Revenue recognition 
How our audit addressed this matter 
The Group’s sales revenue amounted to $62,207,000 
during the year (2023: $79,875,000). Note 1(m) 
Revenue describes the accounting policies applicable 
to distinct revenue streams, noting that revenue from 
the sale of goods, after adjusting for discounts or 
allowances, is recognised upon the delivery of goods 
to customers. Shipments dispatched but not yet 
delivered to customers are classified as goods in 
transit inventories. 
On the basis of the significance of the account and the 
processes used to determine the recognition point, 
we have considered revenue recognition as a Key 
Audit Matter. 
Our procedures included but were not limited to: 
• 
Evaluating a sample of contracts, identifying 
contracted performance obligations, and agreeing 
revenue amounts to the records accumulated as 
inputs 
to 
the 
financial statements, 
including 
supporting billing systems and bank records; these 
procedures enabled our assessment of the values 
recorded and the timing of revenue recognition 
aligned to fulfilment of the Group’s performance 
obligations, transferred at a point in time; 
• 
Evaluating the cut-off process and its reliability to 
fairly account for dispatches not yet transferred to 
customers at the reporting date and the recognition 
of revenue in accordance with the Group’s accounting 
policies; and 
• 
Assessing the consistency of the Group’s accounting 
policies in respect of revenue recognition with the 
criteria prescribed by the applicable standard, AASB 
15 Revenue from contracts with customers. 
 
Other Information 
The Directors are responsible for the other information. The other information comprises the information included in 
the Group’s annual report for the year ended 31 July 2024 but does not include the financial report and our Auditor’s 
Report thereon.  
Our opinion on the financial report does not cover the other information and, accordingly, we do not express any form 
of assurance conclusion thereon, with the exception of our opinion on the Remuneration Report. 
In connection with our audit of the financial report, our responsibility is to read the other information and, in doing so, 
consider whether the other information is materially inconsistent with the financial report, or our knowledge obtained 
in the audit, or otherwise appears to be materially misstated. 

CLOVER CORPORATION LIMITED 
 
ABN 85 003 622 866 
 
INDEPENDENT AUDITOR’S REPORT 
 
65 
 
If, based on the work we have performed, we conclude that there is a material misstatement of the other information 
we obtained prior the date of the Auditor’s Report, we are required to report that fact. We have nothing to report in 
this regard. 
Directors’ Responsibilities for the Financial Report 
The Directors of the Company are responsible for the preparation of:  
a) the financial report (other than the consolidated entity disclosure statement) that gives a true and fair view in 
accordance with Australian Accounting Standards and the Corporations Act 2001 ; and  
b) the consolidated entity disclosure statement that is true and correct in accordance with the Corporations Act 2001, 
and for such internal control as the Directors determine is necessary to enable the preparation of:   
i. 
the financial report (other than the consolidated entity disclosure statement) that gives a true and fair view 
and is free from material misstatement, whether due to fraud or error; and   
ii. 
the consolidated entity disclosure statement that is true and correct and is free of misstatement, whether due 
to fraud or error.  
In preparing the financial report, the Directors are responsible for assessing the Group’s ability to continue as a going 
concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting 
unless the Directors either intend to liquidate the Group or cease operations, or have no realistic alternative but to do 
so. 
Auditor’s Responsibilities for the Audit of the Financial Report 
Our objectives are to obtain reasonable assurance about whether the financial report as a whole is free from material 
misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable 
assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance with Australian 
Auditing Standards will always detect a material misstatement when it exists. Misstatements can arise from fraud or 
error and are considered material if, individual or in aggregate, they could reasonably be expected to influence the 
economic decisions of users taken on the basis of this financial report. 
As part of an audit in accordance with Australian Auditing Standards, we exercise professional judgement and maintain 
professional scepticism throughout the audit. We also: 
• 
Identify and assess the risks of material misstatement of the financial report, whether due to fraud or error, design 
and perform audit procedures responsive to those risks, and obtain audit evidence that is sufficient and 
appropriate to provide a basis for our opinion. The risk of not detecting a material misstatement resulting from 
fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, 
misrepresentations, or the override of internal control. 
• 
Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are 
appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the 
Group’s internal control. 
• 
Evaluate the appropriateness of accounting policies used and the reasonableness of accounting estimates and 
related disclosures made by the Directors. 
• 
Conclude on the appropriateness of the Directors’ use of the going concern basis of accounting and, based on the 
audit evidence obtained, whether a material uncertainty exists related to events and conditions that may cast 
significant doubt on the Group’s ability to continue as a going concern. If we conclude that a material uncertainty 
exists, we are required to draw attention in our auditor’s report to the related disclosures in the financial report 
or, if such disclosures are inadequate, to modify our opinion. Our conclusions are based on the audit evidence 
obtained up to the date of our auditor’s report. However, future events or conditions may cause the Group to 
cease to continue as a going concern. 

CLOVER CORPORATION LIMITED 
 
ABN 85 003 622 866 
 
INDEPENDENT AUDITOR’S REPORT 
 
66 
 
• 
Evaluate the overall presentation, structure and content of the financial report, including the disclosures, and 
whether the financial report represents the underlying transactions and events in a manner that achieves fair 
presentation. 
• 
Obtain sufficient appropriate audit evidence regarding the financial information of the entities or business 
activities within the Group to express an opinion on the group financial report. We are responsible for the 
direction, supervision and performance of the Group audit. We remain solely responsible for our audit opinion.  
We communicate with the Directors regarding, among other matters, the planned scope and timing of the audit and 
significant audit findings, including any significant deficiencies in internal control that we identify during our audit.  
We also provide the Directors with a statement that we have complied with relevant ethical requirements regarding 
independence, and to communicate with them all relationships and other matters that may reasonably be thought to 
bear on our independence, and where applicable, actions taken to eliminate threats or safeguards applied.  
From the matters communicated with the Directors, we determine those that were of most significance in the audit of 
the financial report of the current year and are therefore the key audit matters. We describe these matters in our 
auditor’s report unless law or regulation precludes public disclosure about the matter or when, in extremely rare 
circumstances, we determine that a matter should not be communicated in our report because the adverse 
consequences of doing so would reasonably be expected to outweigh the public interest benefits of such 
communication.  
 
Report on the Remuneration Report 
Auditor’s Opinion 
We have audited the Remuneration Report included in pages 14 to 23 of the Directors’ Report for the year ended 31 
July 2024. In our opinion, the Remuneration Report of Clover Corporation Limited for the year then ended complies 
with Section 300A of the Corporations Act 2001. 
Responsibilities 
The Directors of the Company are responsible for the preparation and presentation of the Remuneration Report in 
accordance with Section 300A of the Corporations Act 2001. Our responsibility is to express an opinion on the 
Remuneration Report, based on our audit conducted in accordance with Australian Auditing Standards. 
 
 
 
 
 
 
 
 
PKF 
Kenneth Weldin 
Melbourne, 23 September 2024 
Partner 
 
 
 
 
 

CLOVER CORPORATION LIMITED 
 
ABN 85 003 622 866 
 
INDEPENDENT AUDITOR’S REPORT 
 
67 
 
 
 
AUDITOR’S INDEPENDENCE DECLARATION UNDER SECTION 307C OF THE CORPORATIONS ACT 2001 
TO THE DIRECTORS OF CLOVER CORPORATION LIMITED 
 
In relation to our audit of the financial report of Clover Corporation Limited for the year ended 31 July 2024, I declare 
to the best of my knowledge and belief, there have been: 
(a) no contraventions of the auditor independence requirements of the Corporations Act 2001; and 
(b) no contraventions of any applicable code of professional conduct. 
 
 
 
 
 
 
 
 
PKF 
Kenneth Weldin 
Melbourne, 23 September 2024 
Partner 
 
 
 
 
 

CLOVER CORPORATION LIMITED 
ABN:  85 003 622 866 
 
Additional ASX Information 
 
 
68 
 
ASX Information 
 
Additional information required by the Australian Securities Exchange Listing Rules and not disclosed 
elsewhere in this report. 
 
 
 
Distribution of shareholders as at 31 July 2024 
 
 
Category 
 
 
1 – 1,000 
941 
1,001 – 5,000 
1,175 
5,001 – 10,000 
525 
10,001 – 100,000 
646 
100,001 and over 
90 
Total Number of Holders 
3,377 
 
 
Total number of holders of less than a marketable parcel.  The minimum 
parcel of $500 @ $.4850 per unit (1,031 parcels) 
949 
 
 
Voting rights 
 
On a show of hands every Shareholder present in person or by proxy at a general meeting shall have 
one vote. 
 
Where a poll is demanded, every Shareholder present in person or by proxy at a general meeting 
shall have one vote for every ordinary share held. 
 
 
 
 
 

CLOVER CORPORATION LIMITED 
ABN:  85 003 622 866 
 
 
Additional ASX Information 
 
69 
 
 
Twenty largest shareholders as at 31 July 2024* 
 
 
 
Rank 
 
 
Name 
Number of  
Fully Paid  
Ordinary Shares 
Percentage  
of Issued  
Ordinary  
Shares (%) 
 
 
 
 
1 
WASHINGTON H SOUL PATTINSON & COMPANY LIMITED 
32,717,159 
19.59  
2 
CITICORP NOMINEES PTY LIMITED 
22,108,065 
13.24  
3 
UBS NOMINEES PTY LTD 
16,414,463 
9.83  
4 
HSBC CUSTODY NOMINEES (AUSTRALIA) LIMITED 
13,359,928 
8.00  
5 
ANACACIA PTY LTD 
11,618,012 
6.96  
6 
EVELIN INVESTMENTS PTY LIMITED 
7,550,000 
4.52  
7 
J P MORGAN NOMINEES AUSTRALIA PTY LIMITED 
7,427,140 
4.45  
8 
INCANI & PAPADOPOULOS SUPER PTY LTD 
2,010,000 
1.20  
9 
MR PETER HOWELLS 
1,380,000 
0.83  
10 
GANESH SUPER FUND 
1,128,457 
0.68 
11 
BNP PARIBAS NOMS PTY LTD 
1,127,044 
0.67  
12 
NEWECONOMY COM AU NOMINEES PTY LIMITED 
960,983 
0.58  
13 
MR GARRIE ELLICE 
960,000 
0.57  
14 
MR PEI YIN FOO 
900,000 
0.54  
15 
BNP PARIBAS NOMS (NZ) LTD 
870,430 
0.52  
16 
BAOBAB NOMINEES PTY LTD 
861,011 
0.52  
17 
MS NINA TSCHERNYKOW 
858,881 
0.51  
18 
MORGAN STANLEY AUST SECURITIES (NOMINEE) Pty Ltd 
783,764 
0.47  
19 
CONNAUGHT CONSULTANTS (FINANCE) PTY LTD 
741,000 
0.44  
20 
HSBC CUSTODY NOMINEES (AUSTRALIA) LIMITED A/c2  
719,184 
0.43  
 
 
124,495,521 
74.55 
 
 
42,503,820 
25.45 
 
 
166,999,341 
100.00 
 
* As shown on the register, beneficial holdings may differ. 
 
 
Securities quoted by the ASX 
 
All the Company’s issued ordinary shares are quoted by the ASX under the code CLV. 
 
 
Register of securities 
 
New South Wales       
Computershare Investor Services Pty Limited 
 
Level 3, 60 Carrington Street 
 
Sydney NSW 2000 
 
Telephone: 1300 850 505