Flexsteel Industries
Annual Report 2014

Plain-text annual report

Financial hiGhliGhts (in thousands, except per share data) For the Year Ended June 30, 2014 2013 2012 2011 Net sales . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 438,543 Operating income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 22,286 Income before income taxes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23,800 Net income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 14,990 $ 386,189 20,271 20,881 $ 13,151 $ 352,089 $ 339,426 15,864 16,207 $ 10,417 20,246 20,668 $ 13,068 Weighted Average Common Shares Outstanding – Diluted . . . . . 7,511 7,326 7,008 6,929 Earnings per share of Common Stock – Diluted . . . . . . . . . . . . . $ 2.00 $ 1.80 $ 1.86 $ 1.50 Cash dividends declared per common share . . . . . . . . . . . . . . . . $ 0.60 $ 0.60 $ 0.45 $ 0.30 Book value per share . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 22.62 $ 21.28 $ 20.19 $ 19.16 At June 30, Working capital . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 128,644 Total assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 210,213 Total liabilities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 43,478 Shareholders’ equity . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 166,735 $ 113,699 192,539 41,302 $ 151,237 $ 103,743 $ 100,683 164,677 36,104 $ 139,442 $ 128,573 181,672 42,230 Net Sales [in millions] $439 Net Income [in millions] $386 $352 $339 $15.0 $13.0 $13.2 $10.4 $4.2 $4.4 Dividends [in millions] $3.1 $2.0 2011 2012 2013 2014 2011 2012 2013 2014 2011 2012 2013 2014 29% Revenue Growth [From June 30th 2011 – June 30th 2014] 44% Profit Growth [From June 30th 2011 – June 30th 2014] 220% Dividend Growth [From June 30th 2011 – June 30th 2014] To Our shareholDers “Quality begins with us” are words we live by at Flexsteel. It’s how we design and build our furniture and how we manage our business. It’s more relevant today than ever, as we continually prepare all facets of the company for the future. For more than a century, we have built our products and our company on the premise that our strength comes from within. At the center is our lifetime-guaranteed blue steel seat spring: our namesake. The iconic spring is a vital part of who we are and why our product line is successful. In addition, we maintain a fiscally conservative business approach. Our energy is focused on delivering value today while planning for tomorrow. Throughout every aspect of our business, we concentrate our attention on our customers. They figure prominently in every decision we make because we know that success with customers ensures we will deliver value for our investors and our associates. that is quality you can count on. Fiscal year 2014 marks the fifth consecutive year of net sales and net income growth and the third year of record net income. The company posted record net sales of $439 million, a 14-percent increase compared to $386 million in fiscal year 2013. Our net income climbed from a previous record of $13.2 million to a new record of $15 million or $2.00 per share. Residential net sales increased 16 percent or $49 million to $360 million, and commercial net sales were $79 million. Our outstanding financial position has allowed us to provide cash dividend payments for an impressive 290 consecutive quarters. In 2014, we continued to build on the premise that quality begins on the inside. To that end, we leveraged the strength of our exclusive blue steel seat spring, around which our popular home furnishings line has been built, by integrating the technology into new product groups across the company serving the senior living, patient care, and vehicle seating markets. We have demonstrated that the blue steel spring delivers the lasting comfort and performance required in today’s residential and commercial markets. With almost 3 million square feet of dedicated retail space through our home furnishings retailers and a strong track record of success, Flexsteel viewed 2014 as the foundational year to provide a “whole-home solution.” By combining Flexsteel’s design, style, and quality standards with the Wynwood case goods line, we have crafted an integrated offering for continued profitable growth: the Flexsteel Wynwood Collection. We have strong confidence in our residential businesses, recently ranked by trade journal Furniture Today as seventh in the top 20 national sources for home furnishings, up from ninth last year, and on a steady climb since 2002. This recognition has been earned through our strong retail gallery and studio programs as well as by our dynamic performance in online sales through our high-quality offering in the ready-to-assemble market with Home Styles. We continue to introduce a wide variety of designs and product categories desired by consumers, offering the quality and performance that matter. In addition, we launched two strategic corporate initiatives in 2014: a logistics and supply chain study and modernizing the business information system. The logistics and supply chain work has shifted from analysis to action as we optimize our hub-and-spoke model to create even more customer-responsive deliveries across our businesses. Fewer miles and fewer touches and transfers allow customers shorter delivery times and make Flexsteel a great strategic partner for growth. The business information optimization is in the early stages of enabling industry-leading technology to deliver pace and insight to every level of our business operations. We are pleased to report a solid showing for fiscal year 2014. Sales were strong, and our outlook is positive. We will continue our long-standing tradition of creating and delivering sustainable value for our shareholders, highly desirable products for our customers, and compelling careers for our associates. We thank our investors, Board of Directors, customers, and associates for their continued support. Delivering quality today and preparing for the future is our commitment. Karel K. Czanderna President and Chief Executive Officer Lynn J. Davis Chair of the Board of Directors Fine Furniture Since 1893 Flexsteel Industries, Inc. is headquartered in Dubuque, Iowa. Flexsteel is a designer, manufacturer, importer and marketer of quality upholstered, wood and metal furniture for residential, recreational vehicle, office, hospitality and healthcare markets. 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Statements, including those in this Annual Report on Form 10-K, which are not historical or current facts, are “forward- looking statements” made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. There are certain important factors that could cause our results to differ materially from those anticipated by some of the statements made herein. Investors are cautioned that all forward-looking statements involve risk and uncertainty. Some of the factors that could affect results are the cyclical nature of the furniture industry, supply chain disruptions, litigation, the effectiveness of new product introductions and distribution channels, the product mix of sales, pricing pressures, the cost of raw materials and fuel, retention and recruitment of key employees, actions by governments including laws, regulations, taxes and tariffs, inflation, the amount of sales generated and the profit margins thereon, competition (both U.S. and foreign), credit exposure with customers, participation in multi- employer pension plans and general economic conditions. For further information regarding these risks and uncertainties, see the “Risk Factors” section in Item 1A of this Annual Report on Form 10-K. The Company specifically declines to undertake any obligation to publicly revise any forward-looking statements that have been made to reflect events or circumstances after the date of such statements or to reflect the occurrence of anticipated or unanticipated events. Item 1. Business General Flexsteel Industries, Inc. and Subsidiaries (the “Company”) was incorporated in 1929 and is one of the oldest and largest manufacturer, importer and marketer of residential and commercial upholstered and wood furniture products in the United States. Product offerings include a wide variety of upholstered and wood furniture such as sofas, loveseats, chairs, reclining and rocker- reclining chairs, swivel rockers, sofa beds, convertible bedding units, occasional tables, desks, dining tables and chairs and bedroom furniture. The Company’s products are intended for use in home, office, hotel, healthcare and other commercial applications. A featured component in most of the upholstered furniture is a unique steel drop-in seat spring from which our name “Flexsteel” is derived. The Company distributes its products throughout the United States through the Company’s sales force and various independent representatives. The Company operates in one reportable segment, furniture products. Our furniture products business involves the distribution of manufactured and imported products consisting of a broad line of upholstered and wooden furniture for residential and commercial markets. Set forth below is information for the past three fiscal years showing the Company’s net sales attributable to each of the areas of application: (in thousands) Residential ...................................... $ Commercial .................................... $ Manufacturing and Offshore Sourcing FOR THE YEARS ENDED JUNE 30, 2013 311,214 74,975 386,189 2014 359,565 78,978 438,543 2012 275,442 76,647 352,089 $ $ $ $ We operate manufacturing facilities that are located in Arkansas, California, Georgia, Iowa, Mississippi and Juarez, Mexico. These manufacturing operations are integral to our product offerings and distribution strategy by offering smaller and more frequent product runs of a wider product selection. We identify and eliminate manufacturing inefficiencies and adjust manufacturing schedules on a daily basis to meet customer requirements. We have established relationships with key suppliers to ensure prompt delivery of quality component parts. Our production includes the use of selected offshore component parts to enhance our value in the marketplace. We integrate our manufactured products with finished products acquired from offshore suppliers who can meet our quality specification and scheduling requirements. We will continue to pursue and refine this blended strategy, offering customers manufactured goods, products manufactured utilizing imported component parts, and ready-to-deliver imported products. This 2 blended focus on products allows the Company to provide a wide range of price points, styles and product categories to satisfy customer requirements. Competition The furniture industry is highly competitive and includes a large number of U.S. and foreign manufacturers and distributors, none of which dominates the market. The markets in which we compete include a large number of relatively small manufacturers; however, certain competitors have substantially greater sales volumes than we have. Our products compete based on style, quality, price, delivery, service and durability. We believe that our manufacturing and sourcing capabilities, facility locations, commitment to customers, product quality, delivery, service and value and experienced production, sales, marketing and management teams, are our competitive advantages. Seasonality The Company’s business is not considered seasonal. Foreign Operations The Company makes minimal export sales. At June 30, 2014, the Company had approximately 90 employees located in Asia to inspect and coordinate the delivery of purchased products. Customer Backlog The approximate backlog of customer orders believed to be firm as of the end of the current fiscal year and the prior two fiscal years were as follows (in thousands): June 30, 2014 $ 45,000 June 30, 2013 $ 43,300 June 30, 2012 $ 38,700 Raw Materials The Company utilizes various types of wood, fabric, leather, filling material, high carbon spring steel, bar and wire stock, polyurethane and other raw materials in manufacturing furniture. While the Company purchases these materials from numerous outside suppliers, both U.S. and foreign, it is not dependent upon any single source of supply. The costs of certain raw materials fluctuate, but all continue to be readily available. Working Capital Practices For a discussion of the Company’s working capital practices, see “Liquidity and Capital Resources” in Item 7 of this Annual Report on Form 10-K. Industry Factors The Company has exposure to actions by governments, including tariffs, see “Risk Factors” in Item 1A of this Annual Report on Form 10-K. Government Regulations The Company is subject to various local, state, and federal laws, regulations and agencies that affect businesses generally, see “Risk Factors” in Item 1A of this Annual Report on Form 10-K. Environmental Matters The Company is subject to environmental laws and regulations with respect to product content and industrial waste, see “Risk Factors” in Item 1A and “Legal Proceedings” in Item 3 of this Annual Report on Form 10-K. Trademarks and Patents The Company owns the American and Canadian improvement patents to its Flexsteel seat spring, as well as patents on convertible beds. The Company has patents and owns certain trademarks in connection with its furniture products, which are due to expire on dates ranging from 2014-2031. It is not common in the furniture industry to obtain a patent for a furniture design. If a particular design of a furniture manufacturer is well accepted in the marketplace, it is common for other manufacturers to imitate the same design without recourse by the furniture manufacturer who initially introduced the design. Furniture products are designed by the Company’s own design staff and through the services of third-party designers. New models and designs of furniture, as well as new fabrics, are introduced 3 continuously. In the last three fiscal years, these design activities involved the following expenditures (in thousands): Fiscal Year Ended June 30, 2014 2013 2012 Expenditures $2,820 $2,520 $2,310 Employees The Company had 1,350 employees as of June 30, 2014, including 220 employees that are covered by collective bargaining agreements. Management believes it has good relations with employees. Website and Available Information Our website is located at www.flexsteel.com. Information on the website does not constitute part of this Annual Report on Form 10-K. A copy of the Company’s Annual Report on Form 10-K, as filed with the Securities and Exchange Commission (“SEC”), other SEC reports filed or furnished and our Guidelines for Business Conduct are available, without charge, on the Company’s website at www.flexsteel.com or by writing to the Office of the Secretary, Flexsteel Industries, Inc., P. O. Box 877, Dubuque, IA 52004-0877. The executive officers of the Company, their ages, positions (in each case as of August 19, 2014), and the year they were first elected or appointed an officer of the registrant, are as follows: Name (age) Karel K. Czanderna (58) Timothy E. Hall (56) Jeffrey T. Bertsch (59) Julia K. Bizzis (57) Donald D. Dreher (64) James R. Richardson (70) Item 1A. Risk Factors Position (date first became officer) President & Chief Executive Officer (2012) Senior Vice President-Finance, Chief Financial Officer, Secretary & Treasurer (2000) Senior Vice President of Corporate Services (1989) Senior Vice President Strategic Growth (2013) Senior Vice President (2004) Senior Vice President of Residential Sales and Marketing (1979) Our business is subject to a variety of risks. You should carefully consider the risk factors detailed below in conjunction with the other information contained in this Annual Report on Form 10-K. Should any of these risks actually materialize, our business, financial condition, and future prospects could be negatively impacted. There may be additional factors that are presently unknown to us or that we currently believe to be immaterial that could affect our business. Our business information systems could be impacted by disruptions and security breaches. The Company employs information technology systems to support its global business. Security breaches and other disruptions to the Company’s information technology infrastructure could interfere with the Company’s operations, compromise information belonging to the Company and its customers and suppliers, and expose the Company to liability which could adversely impact the Company’s business and reputation. In the ordinary course of business, the Company relies on information technology networks and systems to process, transmit and store electronic information, and to manage or support a variety of business processes and activities. Additionally, the Company collects and stores certain data, including proprietary business information, and may have access to confidential or personal information in certain of our businesses that is subject to privacy and security laws, regulations and customer-imposed controls. While security breaches and other disruptions to the Company’s information technology networks and infrastructure could happen, none have occurred to date that have had a material impact to the Company. There may be other challenges and risks as the Company upgrades and standardizes its business information systems. Any such events could result in legal claims or proceedings, liability or penalties under privacy laws, disruption in operations, and damage to the Company’s reputation, which could adversely affect the Company’s business. Our operations may be impacted by various business interruptions. Uncharacteristic or significant weather conditions, natural disasters, political or civil unrest in the countries in which we operate and source products from can cause property damage or interrupt our business operations. These events can lead to damaged property, lost sales or lost customers and could adversely affect our short-term results of operations. 4 If we are unable to obtain bank credit or generate cash flow from our operations, our financial position, liquidity and results of operations could suffer. We are dependent on a stable, liquid and well-functioning financial system to fund our operations and capital investments. Our continued access to these markets depends on multiple factors including the condition of capital markets, our operating performance and maintaining a strong balance sheet. If we lose our ability to generate cash flow from operations or our availability to borrow with our financial institutions to meet capital and operational needs, our liquidity and results of operations could suffer. Our products are considered deferrable purchases for consumers during economic downturns. Prolonged negative economic conditions could impact our business. Economic downturns and prolonged negative economic conditions could affect consumer spending habits by decreasing the overall demand for home furnishings and commercial products. These events could impact retailers, offices, hospitality, recreational vehicle seating and healthcare businesses resulting in an impact on our business. A recovery in our sales could lag significantly behind a general economic recovery due to the deferrable nature and relatively significant cost of home furnishings and commercial products purchases. Our future success depends on our ability to manage our global supply chain. We acquire raw materials, component parts and certain finished products from external suppliers, both U.S. and foreign. Many of these suppliers are dependent upon other suppliers in countries other than where they are located. This global interdependence within our supply chain is subject to delays in delivery, availability, quality and pricing (including tariffs) of products. The delivery of goods from these suppliers may be delayed by customs, labor issues, changes in political, economic and social conditions, laws and regulations. Unfavorable fluctuations in price, quality, delivery and availability of these products could negatively affect our ability to meet demands of our customers and have a negative impact on product margin. Competition from U.S. and foreign finished product manufacturers may adversely affect our business, operating results or financial condition. The furniture industry is very competitive and fragmented. We compete with U.S. and foreign manufacturers and distributors. As a result, we may not be able to maintain or raise the prices of our products in response to competitive pressures or increasing costs. Also, due to the large number of competitors and their wide range of product offerings, we may not be able to significantly differentiate our products (through styling, finish and other construction techniques) from those of our competitors. As a result, we are continually subject to the risk of losing market share, which may lower our sales and earnings. Our failure to anticipate or respond to changes in consumer or designer tastes and fashions in a timely manner could adversely affect our business and decrease our sales and earnings. Furniture is a styled product and is subject to rapidly changing consumer and end-user trends and tastes and is highly fashion oriented, and if we are not able to acquire sufficient fabric variety, or if we are unable to predict or respond to changes in fashion trends, we may lose sales and have to sell excess inventory at reduced prices. Our success depends on our ability to recruit and retain key employees. If we are not successful in recruiting and retaining key employees or experience the unexpected loss of key employees, our operations may be negatively impacted. Future costs of complying with various laws and regulations may adversely impact future operating results. Our business is subject to various laws and regulations which could have a significant impact on our operations and the cost to comply with such laws and regulations could adversely impact our financial position, results of operations and cash flows. In addition, failure to comply with such laws and regulations, even inadvertently, could produce negative consequences which could adversely impact our operations. Terms of collective bargaining agreements and labor disruptions could adversely impact our results of operations. Terms of collective bargaining agreements that prevent us from competing effectively could adversely affect our financial condition, results of operations and cash flows. We are committed to working with those groups to avert or resolve conflicts as they arise. However, there can be no assurance that these efforts will be successful. 5 Due to our participation in multi-employer pension plans, we may have exposures under those plans that could extend beyond what our obligations would be with respect to our employees. We participate in, and make periodic contributions to, three multi-employer pension plans that cover union employees. Multi- employer pension plans are managed by trustee boards comprised of participating employer and labor union representatives, and the employers participating in a multi-employer pension plan are jointly responsible for maintaining the plan’s funding requirements. Based on the most recent information available to us, we believe that the present value of actuarially accrued liabilities in the multi- employer pension plans substantially exceeds the value of the assets held in trust to pay benefits. As a result of our participation, we could experience greater volatility in our overall pension funding obligations. Our obligations may be impacted by the funded status of the plans, the plans’ investment performance, changes in the participant demographics, financial stability of contributing employers and changes in actuarial assumptions. Our future results may be affected by various legal proceedings and compliance risk, including those involving product liability, environmental, or other matters. We face the business risk of exposure to product liability claims in the event that the use of any of our products results in personal injury or property damage. In the event any of our products prove to be defective, we may be required to recall or redesign such products. We are also subject to various laws and regulations relating to environmental protection and the discharge of materials into the environment. We could incur substantial costs, including legal expenses, as a result of the noncompliance with, or liability for cleanup or other costs or damages under, environmental laws. Given the inherent uncertainty of litigation, these various legal proceedings and compliance matters could have a material impact on our business, operating results or financial condition. Item 1B. Unresolved Staff Comments None. Item 2. Properties The Company owns the following facilities as of June 30, 2014: Location Size (square feet) Principal Operations Approximate Harrison, Arkansas Riverside, California Dublin, Georgia New Paris, Indiana Huntingburg, Indiana Dubuque, Iowa Dubuque, Iowa Starkville, Mississippi Lancaster, Pennsylvania 221,000 305,000 300,000 168,000 691,000 719,000 40,000 349,000 216,000 Manufacturing Manufacturing and Distribution Manufacturing Held for sale Distribution Manufacturing and Distribution Corporate Office Manufacturing Distribution The Company leases the following facilities as of June 30, 2014: Location Size (square feet) Principal Operations Approximate Cerritos, California Riverside, California Ferdinand, Indiana Louisville, Kentucky Juarez, Mexico 32,000 65,000 101,000 15,000 225,000 Distribution Distribution Distribution Administrative Offices Manufacturing The Company’s operating plants are well suited for their manufacturing purposes and have been updated and expanded from time to time as conditions warrant. Management believes there is adequate production and distribution capacity at the Company’s facilities to meet present market demands. The Company leases showrooms for displaying its products in the furniture markets in High Point, North Carolina and Las Vegas, Nevada. 6 Item 3. Legal Proceedings Indiana Civil Litigation"i"In December 2013, the Company entered into a confidential agreement to settle the Indiana Civil Litigation. In February 2014, the Company paid $6.25 million to Plaintiffs to settle the matter without admission of wrongdoing. The Company continues to believe that it did not cause or contribute to the contamination. The Company will continue to pursue the recovery of defense and settlement costs from insurance carriers. Based on policy language and jurisdiction, insurance coverage is in question. The Company filed an appeal to the Iowa Supreme Court regarding two adverse opinions of an Iowa District Court regarding coverage issues. The Iowa Court of Appeals reversed the District Court, ruling in favor of the Company, and the Iowa Supreme Court denied further review. The cases have now been returned to the Iowa District Court for further proceedings. Item 4. Mine Safety Disclosures None. PART II Item 5. Market for the Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities Share Investment Performance The following graph shows changes over the past five-year period in the value of $100 invested in: (1) Flexsteel’s common stock; (2) The NASDAQ Global Market; and (3) an industry peer group of the following: American Woodmark Corp, Bassett Furniture Ind., Dixie Group Inc., Ethan Allen Interiors Inc., Hooker Furniture Corp., iRobot Corp., Johnson Outdoors Inc., Kimball International, Knoll Inc., La-Z-Boy Inc., Lifetime Brands Inc., Patrick Industries Inc., and Select Comfort Corp. Comparison of 5 Year Cumulative Total Return Assumes Initial Investment of $100 June 2014 500.00 450.00 400.00 350.00 300.00 250.00 200.00 150.00 100.00 50.00 0.00 2009 2010 2011 2012 2013 2014 Flexsteel Industries Inc. NASDAQ Global Market Composite Index Peer Group Flexsteel Peer Group NASDAQ 2009 100.00 100.00 100.00 2010 133.88 152.33 112.55 2011 181.69 230.26 148.28 2012 252.65 224.73 143.73 2013 320.13 322.00 187.07 2014 446.85 348.35 251.34 The NASDAQ Global Select Market is the principal market on which the Company’s common stock is traded. 7 Sale Price of Common Stock * Fiscal 2014 Fiscal 2013 High 25.96 31.65 38.63 40.44 $ High Low Low 22.27 $ 23.28 $ 18.68 19.01 23.44 22.51 21.15 26.29 25.77 18.56 25.43 30.61 Cash Dividends Per Share $ Fiscal 2014 0.15 0.15 0.15 0.15 $ Fiscal 2013 0.15 0.15 0.15 0.15 $ First Quarter ....... Second Quarter ... Third Quarter ...... Fourth Quarter .... * Reflects the market price as reported on The NASDAQ Global Market through January 2, 2013 and on The NASDAQ Global Select Market thereafter. The Company estimates there were approximately 4,000 holders of common stock of the Company as of June 30, 2014. There were no repurchases of the Company’s common stock during the quarter ended June 30, 2014. The payment of future cash dividends is within the discretion of our Board of Directors and will depend, among other factors, on our earnings, capital requirements and operating and financial condition. Item 6. Selected Financial Data The selected financial data presented below should be read in conjunction with the Company’s consolidated financial statements and notes thereto included in Item 8 of this Annual Report on Form 10-K and with “Management’s Discussion and Analysis of Financial Condition and Results of Operations” included in Item 7 of this Annual Report on Form 10-K. The selected consolidated statements of income data of the Company is derived from the Company’s consolidated financial statements. Five-Year Review (Amounts in thousands, except certain ratios and per share data) SUMMARY OF OPERATIONS Net sales ............................................................. Cost of goods sold .............................................. Operating income ............................................... Interest and other income ................................... Interest expense .................................................. Income before income taxes ............................... Income tax provision ......................................... Net income (1) (2) (3) ....................................... Earnings per common share: (1) (2) (3) Basic ................................................................ Diluted ............................................................. Cash dividends declared per common share ................................................. SELECTED DATA AS OF JUNE 30 Average common shares outstanding: Basic ................................................................ Diluted ............................................................. Total assets ......................................................... Property, plant and equipment, net ..................... Capital expenditures ........................................... Working capital (current assets less current liabilities) ............................................ Shareholders’ equity ........................................... SELECTED RATIOS Net income, as a percent of sales ....................... Current ratio ....................................................... Return on ending shareholders’ equity ............... Average number of employees ........................... 2014 2013 2012 2011 2010 $ $ $ 438,543 $ 338,280 22,286 1,514 – 23,800 8,810 14,990 2.07 2.00 386,189 295,720 20,271 610 – 20,881 7,730 13,151 1.87 1.80 352,089 266,810 20,246 422 – 20,668 7,600 13,068 1.93 1.86 339,426 262,124 15,864 343 – 16,207 5,790 10,417 1.56 1.50 $ 326,466 251,685 17,529 361 439 17,451 6,650 10,801 1.63 1.61 $ 0.60 $ 0.60 $ 0.45 $ 0.30 $ 0.20 $ 7,231 7,511 210,213 $ 31,900 4,187 7,041 7,326 192,539 32,145 6,225 $ 6,781 7,008 181,672 29,867 10,939 $ 6,693 6,929 164,677 21,387 2,573 $ 6,608 6,697 157,670 21,614 1,251 128,644 166,735 $ 113,699 151,237 $ 103,744 139,442 $ 100,683 128,573 $ 90,800 117,612 $ 3.4 4.5 to 1 9.0 1,380 3.4 4.2 to 1 8.7 1,320 3.7 4.3 to 1 9.4 1,280 3.1 4.6 to 1 8.1 1,320 3.3 3.9 to 1 9.2 1,400 (1) Fiscal 2014 net income and per share amounts include litigation settlement costs of $3.9 million (after tax) or $0.52 per share. (2) Fiscal 2013 net income and per share amounts include executive transition costs of $0.8 million (after tax) or $0.11 per share. (3) Fiscal 2011 net income and per share amounts include charges consisting of employee separation costs and inventory write down related to closing a manufacturing facility of $1.0 million (after tax) or $0.15 per share. 8 Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations General The following analysis of the results of operations and financial condition of the Company should be read in conjunction with the consolidated financial statements and related notes included elsewhere in this Annual Report on Form 10-K. Critical Accounting Policies The discussion and analysis of the Company’s consolidated financial statements and results of operations are based on consolidated financial statements prepared in accordance with accounting principles generally accepted in the United States of America. Preparation of these consolidated financial statements requires the use of estimates and judgments that affect the reported results. The Company uses estimates based on the best information available in recording transactions and balances resulting from business operations. Estimates are used for such items as collectability of trade accounts receivable and inventory valuation. Ultimate results may differ from these estimates under different assumptions or conditions. Accounts receivable allowances – the Company establishes accounts receivable allowances to reduce trade accounts receivable to an amount that reasonably approximates their net realizable value. The Company’s accounts receivable allowances consist of an allowance for doubtful accounts which is established through review of open accounts, historical collection, and historical write-off amounts and an allowance for estimated returns on sales of the Company’s products which is based on historical product returns, as well as existing product return authorizations. The Company records a provision against revenue for estimated returns on sales of our products in the same period that the related revenues are recognized. The amount ultimately realized from trade accounts receivable may differ from the amount estimated in the consolidated financial statements. Inventories – the Company values inventory at the lower of cost or net realizable value. The Company’s inventory valuation reflects markdowns for the excess of the cost over the amount expected to be realized and considers obsolete and excess inventory. Markdowns establish a new cost basis for the Company’s inventory. Subsequent changes in facts or circumstances do not result in the reversal of previously recorded markdowns or an increase in that newly established cost basis. Revenue recognition – is when both product ownership and the risk of loss have transferred to the customer, collectability is reasonably assured, and the Company has no remaining obligations. The Company’s ordering process creates persuasive evidence of the sale arrangement and the sales price is determined. The delivery of the goods to the customer completes the earnings process. Net sales consist of product sales and related delivery charge revenue, net of adjustments for returns and allowances. Shipping and handling costs are included in cost of goods sold. Recently Issued Accounting Pronouncements See Item 8. Note 1 to the Company’s consolidated financial statements. Results of Operations The following table has been prepared as an aid in understanding the Company’s results of operations on a comparative basis for the fiscal years ended June 30, 2014, 2013 and 2012. Amounts presented are percentages of the Company’s net sales. Net sales ................................................................ Cost of goods sold ................................................. Gross margin ......................................................... Selling, general and administrative ....................... Litigation settlement costs .................................... Operating income ................................................. Interest and other income ...................................... Income before income taxes ................................. Income tax provision ............................................ Net income ........................................................... FOR THE YEARS ENDED JUNE 30, 2013 100.0% (76.6) 23.4 (18.2) – 5.2 0.2 5.4 (2.0) 3.4% 2014 100.0% (77.1) 22.9 (16.4) (1.4) 5.1 0.3 5.4 (2.0) 3.4% 2012 100.0% (75.8) 24.2 (18.4) – 5.8 0.1 5.9 (2.2) 3.7% 9 Fiscal 2014 Compared to Fiscal 2013 Net sales for fiscal 2014 were $438.5 million compared to $386.2 million in the prior fiscal year, an increase of 13.6%. For the fiscal year ended June 30, 2014, residential net sales were $359.6 million compared to $311.2 million for the year ended June 30, 2013, an increase of 15.5%. The residential net sales increase of $48.3 million for the year ended June 30, 2014 resulted from capturing demand for upholstered and ready-to-assemble products. Commercial net sales were $79.0 million for the year ended June 30, 2014, an increase of 5.3% from net sales of $75.0 million for the year ended June 30, 2013. Gross margin for the fiscal year ended June 30, 2014 was 22.9% compared to 23.4% for the prior fiscal year. The decrease in the current fiscal year was primarily due to price discounting on certain case goods to address changing customer requirements. Selling, general and administrative expenses (SG&A) for the fiscal year ended June 30, 2014 were 16.4% of net sales compared to 18.2% in the prior fiscal year. The Company incurred approximately $2.1 million of legal defense costs during the current fiscal year which has been recorded in SG&A expense. The Company received reimbursements of legal defense costs of approximately $2.8 million from insurers which has been reflected as a reduction of legal expenses in SG&A expenses for the current fiscal year. The prior fiscal year included $2.3 million in legal defense costs. In December 2013, the Company entered into an agreement to settle the Indiana civil litigation in order to eliminate the ongoing costs and distraction of the litigation. In February 2014, the Company contributed $6.25 million to the settlement as part of an agreement. In reaching the agreement, the Company did not admit any wrongdoing and believes that it did not cause or contribute to the contamination at issue. This amount is recorded as litigation settlement costs in the consolidated statements of income. The effective tax rate was 37% for fiscal years ended June 30, 2014 and 2013. The fiscal year 2014 net income increased $1.8 million to $15.0 million, the highest ever reported for the Company. The number of diluted shares increased during fiscal 2014 due to additional shares outstanding and the impact of more dilutive stock options at June 30, 2014 based on the Company’s higher stock trading price, resulting in the Company reporting diluted earnings per share of $2.00 for fiscal year 2014 versus $1.80 for fiscal year 2013. All earnings per share amounts are on a diluted basis. Fiscal 2013 Compared to Fiscal 2012 Net sales for fiscal 2013 were $386.2 million compared to $352.1 million in the prior fiscal year, an increase of 10%. For the fiscal year ended June 30, 2013, residential net sales were $311.2 million compared to $275.4 million for the year ended June 30, 2012, an increase of 13.0%. The residential net sales increase of $35.8 million was primarily due to growth from existing customers and products, and expansion of product portfolio and customer base. Commercial net sales were $75.0 million for the year ended June 30, 2013, a decrease of 2.2% from net sales of $76.7 million for the year ended June 30, 2012. Gross margin for the fiscal year ended June 30, 2013 was 23.4% compared to 24.2% for the prior fiscal year. During fiscal year 2013 the Company’s expenses related to workers compensation and health insurance programs were approximately $1.5 million higher than in fiscal 2012, impacting gross margin by 0.4%. Selling, general and administrative expenses for the fiscal year ended June 30, 2013 were 18.2% of net sales compared to 18.4% in the prior fiscal year. Fiscal year 2013 includes executive transition costs of $1.3 million or 0.4% of net sales. The effective tax rate for the fiscal year ended June 30, 2013 was 37.0% compared to 36.8% for fiscal year 2012. The change in effective tax rate is primarily due to the lower benefit of the Domestic Manufacturing Deduction under Internal Revenue Code Section 199 (DMD), which provides a tax benefit on U.S. based manufacturing, and the limitation on executive compensation deduction. The fiscal year 2013 net income increased $0.1 million to $13.2 million. The number of diluted shares increased during fiscal 2013 due to additional shares outstanding and the impact of the Company’s higher stock trading price on outstanding options, resulting in the Company reporting diluted earnings per share of $1.80 for fiscal year 2013 versus $1.86 for fiscal year 2012. 10 Liquidity and Capital Resources Working capital (current assets less current liabilities) at June 30, 2014 was $128.6 million as compared to $113.7 million at June 30, 2013. Significant changes in working capital during fiscal year 2014 included increases in cash of $11.2 million, inventories of $5.5 million and accounts receivable of $2.5 million. The higher inventory levels support anticipated increased sales volume in upholstered and ready-to-assemble product categories. The Company’s main source of liquidity is cash and cash flows from operations. As of June 30, 2014 and 2013, the Company had cash totaling $22.2 million and $10.9 million, respectively. The Company maintains a credit agreement which provides short-term working capital financing up to $25.0 million with interest of LIBOR plus 1%, including up to $4.0 million of letters of credit. Letters of credit outstanding at June 30, 2014 totaled $2.7 million, leaving borrowing availability of $22.3 million. The Company did not utilize any borrowing availability under the credit facility during the year other than the aforementioned letters of credit. The credit agreement expires June 30, 2016. At June 30, 2014, the Company was in compliance with all of the financial covenants contained in the credit agreement. An officer of the Company is a director at a bank where the Company maintains an unsecured $8.0 million line of credit, with interest at prime minus 2%, and where its routine banking transactions are processed. The Company did not utilize any borrowing availability during the year and no amount was outstanding on the line of credit at June 30, 2014. In addition, the supplemental retirement plans assets, held in a Rabbi Trust, of $3.8 million are administered by this bank’s trust department. The Company receives no special services or pricing on the services performed by the bank due to the directorship of this officer. Cash increased by $11.2 million during fiscal year 2014 with net cash provided by operating activities of $16.2 million driven primarily by net income of $15.0 million and proceeds received from stock option exercises of $2.4 million, partially offset by capital expenditures of $4.2 million and payment of dividends of $4.3 million. Net cash provided by operating activities was $16.2 million and $5.9 million in fiscal years 2014 and 2013, respectively. Net income of $15.0 million was the primary driver of net cash provided by operating activities in fiscal year 2014 and reflects the cash paid for litigation settlement costs. The Company had net income of $13.2 million that included $4.9 million in non-cash charges in fiscal year 2013 and was offset by cash utilized for operating assets and liabilities of $12.2 million. Net cash used in investing activities was $4.4 million and $6.0 million in fiscal years 2014 and 2013, respectively. Capital expenditures were $4.2 million and $6.2 million during fiscal years 2014 and 2013, respectively. Net cash used in financing activities was $0.6 million and $2.9 million in fiscal years 2014 and 2013, respectively, primarily for the payment of dividends of $4.3 million and $4.2 million, partially offset by proceeds from issuance of common stock of $2.4 million and $1.1 million and excess tax benefit from stock-based payment arrangements of $1.4 million and $ 0.2 million in fiscal years 2014 and 2013, respectively. The Company expects that capital expenditures for fiscal year 2015 will include approximately $35-$40 million for purchasing and equipping a Midwest Distribution Center and $6.0 million for other operating capital primarily for delivery and manufacturing equipment and information technology infrastructure. Management believes that the Company has adequate cash, cash flows from operations and credit arrangements to meet its operating and capital requirements for fiscal year 2015. In the opinion of management, the Company’s liquidity and credit resources provide it with the ability to react to opportunities as they arise, to pay quarterly dividends to its shareholders, and to purchase productive capital assets that enhance safety and improve operations. At June 30, 2014, the Company has no long-term debt obligations and therefore, no contractual interest payments are included in the table below. The following table summarizes the Company’s contractual obligations at June 30, 2014 and the effect these obligations are expected to have on the Company’s liquidity and cash flow in the future (in thousands): Operating lease obligations ........................... Supplemental retirement plans ...................... Total contractual obligations ......................... $ Total 12,081 4,089 16,170 $ 1 Year 2,781 693 3,474 $ 2 - 3 Years 4,139 – 4,139 $ 4 - 5 Years 3,508 – 3,508 $ More than 5 Years 1,653 3,396 5,049 The long-term portion of the contractual obligations associated with the Company’s supplemental retirement plans are included in the table above under more than five years as the Company cannot predict when the events that trigger payment will occur. At June 30, 2014, the Company had no capital lease obligations, and no purchase obligations for raw materials or finished goods. The purchase price on all open purchase orders was fixed and denominated in U.S. dollars. Additionally, the Company has excluded the uncertain tax positions from the above table, as the timing of payments, if any, cannot be reasonably estimated. 11 See Note 6 to the consolidated financial statements of this Annual Report on Form 10-K. Financing Arrangements Outlook Due to existing strong order backlog and positive order trends the Company expects top line growth will continue into fiscal year 2015. Growth is expected from existing customers and products, and through expanding our product portfolio and customer base. The Company believes this growth will be led by increased demand for upholstered and ready-to-assemble products. The Company is confident in its ability to take advantage of market opportunities. The Company has started two multi-year initiatives designed to enhance customer experience and increase shareholder value. In anticipation of future growth we are implementing a logistics strategy, and are assessing our business information requirements. Consistent with the logistics strategy and subject to closing, the Company will be investing $35-$40 million to purchase and equip a Midwest distribution center. We are still in the preliminary stages of the business information system assessment. The timing and level of additional investment required for these initiatives will be evaluated as the projects progress. Other operating capital expenditures are estimated at $6.0 million for fiscal 2015. The Company believes it has adequate working capital, ability to generate cash flow and borrowing capabilities to execute the two multi-year initiatives. The Company remains committed to its core strategies, which include providing a wide range of quality product offerings and price points to the residential and commercial markets, combined with a conservative approach to business. We will maintain our focus on a strong balance sheet through emphasis on cash flow and increasing profitability. We believe these core strategies are in the best interest of our shareholders. Item 7A. Quantitative and Qualitative Disclosures About Market Risk General – Market risk represents the risk of changes in the value of a financial instrument, derivative or non-derivative, caused by fluctuations in interest rates, foreign exchange rates and equity prices. As discussed below, management of the Company does not believe that changes in these factors could cause material fluctuations in the Company’s results of operations or cash flows. The ability to import furniture products can be adversely affected by political issues in the countries where suppliers are located, disruptions associated with shipping distances and negotiations with port employees. Other risks related to furniture product importation include government imposition of regulations and/or quotas; duties and taxes on imports; and significant fluctuation in the value of the U.S. dollar against foreign currencies. Any of these factors could interrupt supply, increase costs and decrease earnings. Inflation – Increased operating costs are reflected in product or services pricing with any limitations on price increases determined by the marketplace. Inflation or other pricing pressures could impact raw material costs, labor costs and interest rates which are important components of costs for the Company and could have an adverse effect on our profitability, especially where increases in these costs exceed price increases on finished products. Foreign Currency Risk – During fiscal years 2014, 2013 and 2012, the Company did not have sales, purchases, or other expenses denominated in foreign currencies. As such, the Company is not directly exposed to market risk associated with currency exchange rates and prices. Interest Rate Risk – The Company’s primary market risk exposure with regard to financial instruments is changes in interest rates. At June 30, 2014, the Company did not have any debt outstanding. Item 8. Financial Statements and Supplementary Data Report of Independent Registered Public Accounting Firm ........................................................................................ Report of Independent Registered Public Accounting Firm – Internal Control Over Financial Reporting .................. Consolidated Balance Sheets at June 30, 2014 and 2013 ............................................................................................. Consolidated Statements of Income for the Years Ended June 30, 2014, 2013 and 2012 ............................................ Consolidated Statements of Comprehensive Income for the Years Ended June 30, 2014, 2013 and 2012 .................. Consolidated Statements of Changes in Shareholders’ Equity for the Years Ended June 30, 2014, 2013 and 2012 ... Consolidated Statements of Cash Flows for the Years Ended June 30, 2014, 2013 and 2012 ..................................... Notes to Consolidated Financial Statements ................................................................................................................ Page(s) 13 14 15 16 16 17 18 19-29 12 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM To the Board of Directors and Shareholders of Flexsteel Industries, Inc. We have audited the accompanying consolidated balance sheets of Flexsteel Industries, Inc. and subsidiaries (the "Company") as of June 30, 2014 and 2013, and the related consolidated statements of income, comprehensive income, changes in shareholders’ equity, and cash flows for each of the three years in the period ended June 30, 2014. Our audits also included the financial statement schedule listed in the Index at Item 15. These financial statements and financial statement schedule are the responsibility of the Company's management. Our responsibility is to express an opinion on the financial statements and financial statement schedule based on our audits. We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion. In our opinion, such consolidated financial statements present fairly, in all material respects, the financial position of Flexsteel Industries, Inc. and subsidiaries as of June 30, 2014 and 2013, and the results of their operations and their cash flows for each of the three years in the period ended June 30, 2014, in conformity with accounting principles generally accepted in the United States of America. Also, in our opinion, such financial statement schedule, when considered in relation to the basic consolidated financial statements taken as a whole, presents fairly, in all material respects, the information set forth therein. We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States), the Company's internal control over financial reporting as of June 30, 2014, based on the criteria established in Internal Control — Integrated Framework (1992) issued by the Committee of Sponsoring Organizations of the Treadway Commission and our report dated August 27, 2014 expressed an unqualified opinion on the Company's internal control over financial reporting. /s/ DELOITTE & TOUCHE LLP Minneapolis, Minnesota August 27, 2014 13 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM To the Board of Directors and Shareholders of Flexsteel Industries, Inc. We have audited the internal control over financial reporting of Flexsteel Industries, Inc. and subsidiaries (the "Company") as of June 30, 2014, based on criteria established in Internal Control — Integrated Framework (1992) issued by the Committee of Sponsoring Organizations of the Treadway Commission. The Company's management is responsible for maintaining effective internal control over financial reporting and for its assessment of the effectiveness of internal control over financial reporting, included in the accompanying Management’s Annual Report on Internal Control Over Financial Reporting. Our responsibility is to express an opinion on the Company's internal control over financial reporting based on our audit. We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all material respects. Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, testing and evaluating the design and operating effectiveness of internal control based on the assessed risk, and performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion. A company's internal control over financial reporting is a process designed by, or under the supervision of, the company's principal executive and principal financial officers, or persons performing similar functions, and effected by the company's board of directors, management, and other personnel to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles. A company's internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company's assets that could have a material effect on the financial statements. Because of the inherent limitations of internal control over financial reporting, including the possibility of collusion or improper management override of controls, material misstatements due to error or fraud may not be prevented or detected on a timely basis. Also, projections of any evaluation of the effectiveness of the internal control over financial reporting to future periods are subject to the risk that the controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate. In our opinion, the Company maintained, in all material respects, effective internal control over financial reporting as of June 30, 2014, based on the criteria established in Internal Control — Integrated Framework (1992) issued by the Committee of Sponsoring Organizations of the Treadway Commission. We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States), the consolidated financial statements and financial statement schedule as of and for the year ended June 30, 2014 of the Company and our report dated August 27, 2014 expressed an unqualified opinion on those consolidated financial statements and financial statement schedule. /s/ Deloitte & Touche LLP Minneapolis, Minnesota August 27, 2014 14 FLEXSTEEL INDUSTRIES, INC. AND SUBSIDIARIES Consolidated Balance Sheets (Amounts in thousands, except share and per share data) ASSETS CURRENT ASSETS: Cash Trade Receivables - less allowances: 2014, $1,370; 2013, $1,560 Inventories Deferred income taxes Other Total current assets NONCURRENT ASSETS: Property, plant and equipment, net Deferred income taxes Other assets TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY CURRENT LIABILITIES: Accounts payable - trade Accrued liabilities: Payroll and related items Insurance Other Total current liabilities LONG-TERM LIABILITIES: Supplemental retirement plans Other liabilities Total liabilities June 30, 2014 2013 $ $ 22,176 38,536 97,940 4,230 2,528 165,410 31,900 2,170 10,733 210,213 $ $ 10,934 36,075 92,417 4,970 4,805 149,201 32,145 1,190 10,003 192,539 $ 15,818 $ 13,927 8,452 4,602 7,894 36,766 3,396 3,316 43,478 7,836 4,667 9,072 35,502 2,414 3,386 41,302 COMMITMENTS AND CONTINGENCIES (Note 12) SHAREHOLDERS' EQUITY: Cumulative preferred stock - $50 par value; authorized 60,000 shares; outstanding - none Undesignated (subordinated) stock - $1 par value; authorized 700,000 shares; outstanding - none Common stock - $1 par value; authorized 15,000,000 shares; outstanding 2014, 7,370,735 shares; 2013, 7,106,723 shares Additional paid-in capital Retained earnings Accumulated other comprehensive loss Total shareholders' equity TOTAL See accompanying Notes to Consolidated Financial Statements. ' ' ' 7,371 15,386 145,234 (1,256) 166,735 210,213 $ 7,107 10,615 134,606 (1,091) 151,237 192,539 $ 15 FLEXSTEEL INDUSTRIES, INC. AND SUBSIDIARIES Consolidated Statements of Income (Amounts in thousands, except per share data) ' Net sales Cost of goods sold Gross margin Selling, general and administrative Litigation settlement costs Operating income Interest and other income Income before income taxes Income tax provision Net income Weighted average number of common shares outstanding: Basic Diluted Earnings per share of common stock: Basic Diluted Cash dividends declared per common share $ $ $ $ $ 2014 For the years ended June 30, 2013 438,543 (338,280) 100,263 (71,727) (6,250) 22,286 1,514 23,800 (8,810) 14,990 $ $ 7,231 7,511 2.07 2.00 0.60 $ $ $ 386,189 (295,720) 90,469 (70,198) – 20,271 610 20,881 (7,730) 13,151 7,041 7,326 1.87 1.80 0.60 $ $ $ $ $ 2012 352,089 (266,810) 85,279 (65,033) – 20,246 422 20,668 (7,600) 13,068 6,781 7,008 1.93 1.86 0.45 CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (Amounts in thousands) Net income Other comprehensive (loss) income: Unrealized gains on securities in supplemental retirement plans Reclassification of realized gain on supplemental retirement plans to other income Unrealized (losses) gains on securities in supplemental retirement plans before taxes(1) Income tax benefit (expense) related to securities in supplemental retirement plans (losses) gains Net unrealized gains (losses) on securities in supplemental retirement plans Minimum pension liability Income tax (expense) benefit related to minimum pension Liability Net minimum pension liability Other comprehensive (loss) income, net of tax For the years ended June 30, 2014 2013 2012 $ 14,990 $ 13,151 $ 13,068 674 (1,316) (642) 244 (398) 376 (143) 233 (165) 452 (356) 96 (36) 60 787 (299) 488 141 (146) (5) 2 (3) (1,771) 670 (1,101) 548 (1,104) Comprehensive income $ 14,825 $ 13,699 $ 11,964 (1) See Note 9 to the Consolidated Financial Statements See accompanying Notes to Consolidated Financial Statements. ' ' 16 FLEXSTEEL INDUSTRIES, INC. AND SUBSIDIARIES Consolidated Statements of Changes in Shareholders’ Equity (Amounts in thousands) Total Par Value of Common Shares ($1 Par) Additional Paid-In Capital Accumulated Other Retained Comprehensive Earnings (Loss) Income Total $ 6,711 $ 6,698 $ 115,699 $ (535) $ 128,573 156 – 39 – – – – 761 – 761 256 – – – – – – – – (3,068) 13,068 – (3) – – (1,101) – – 917 (3) 800 256 (1,101) (3,068) 13,068 $ 6,906 $ 8,476 $ 125,699 $ (1,639) $ 139,442 92 – 109 – – – – 1,197 – 442 500 – – – – – – – – (4,244) 13,151 – 60 – – 488 – – 1,289 60 551 500 488 (4,244) 13,151 $ 7,107 $ 10,615 $ 134,606 $ (1,091) $ 151,237 Balance at June 30, 2011 Issuance of common stock: Stock options exercised, net Unrealized gain on available for sale investments, net of tax Long-term incentive compensation Stock-based compensation Minimum pension liability adjustment, net of tax Unrealized gain on available for sale investments, net of tax Long-term incentive compensation Stock-based compensation Minimum pension liability adjustment, net of tax Cash dividends declared Net income Balance at June 30, 2012 Issuance of common stock: Stock options exercised, net Cash dividends declared Net income Balance at June 30, 2013 Issuance of common stock: Stock options exercised, net Unrealized gain on available for sale investments, net of tax Long-term incentive compensation Stock-based compensation Excess tax benefit from stock-based payment arrangements Minimum pension liability adjustment, net of tax Cash dividends declared Net income Balance at June 30, 2014 223 – 41 – – – – – 2,165 – 724 525 1,357 – – – – – – – – – (4,362) 14,990 145,234 – (398) – – – 233 – – (1,256) 2,388 (398) 765 525 1,357 233 (4,362) 14,990 166,735 $ 7,371 15,386 See accompanying Notes to Consolidated Financial Statements. 17 2014 FOR THE YEARS ENDED JUNE 30, 2013 2012 $ 14,990 $ 13,151 $ 13,068 FLEXSTEEL INDUSTRIES, INC. AND SUBSIDIARIES Consolidated Statements of Cash Flows (Amounts in thousands) OPERATING ACTIVITIES: Net income Adjustments to reconcile net income to net cash provided by (used in) operating activities: Depreciation Deferred income taxes Stock-based compensation expense Excess tax benefit from stock-based payment arrangements Provision for losses on accounts receivable Other non-cash, net Gain on disposition of capital assets Changes in operating assets and liabilities: Trade receivables Inventories Other current assets Other assets Accounts payable - trade Accrued liabilities Other long-term liabilities Supplemental retirement plans Net cash provided by operating activities INVESTING ACTIVITIES: Purchases of investments Proceeds from sales of investments Proceeds from sale of capital assets Capital expenditures Net cash used in investing activities FINANCING ACTIVITIES: Dividends paid Proceeds from issuance of common stock Excess tax benefit from stock-based payment arrangements Net cash used in financing activities Increase (decrease) in cash and cash equivalents Cash at beginning of year Cash at end of year SUPPLEMENTAL INFORMATION Income taxes paid Capital expenditures in accounts payable $ $ $ See accompanying Notes to Consolidated Financial!Statements. 18 4,197 (138) 1,290 (1,357) 6 42 (90) (2,467) (5,523) (278) (163) 2,117 2,986 265 360 16,237 (5,537) 5,209 98 (4,187) (4,417) (4,323) 2,388 1,357 (578) 11,242 10,934 22,176 $ 3,803 414 1,051 (182) (215) 69 (18) (2,260) (9,728) 58 (307) 1,082 (138) (665) (210) 5,905 (1,086) 1,273 21 (6,225) (6,017) (4,213) 1,107 182 (2,924) (3,036) 13,970 10,934 $ 2,835 23 1,056 – (150) 7 (34) (2,000) (9,009) 50 (308) 2,699 572 (174) 342 8,977 (777) 405 34 (10,939) (11,277) (2,535) 916 – (1,619) (3,919) 17,889 13,970 FOR THE YEARS ENDED JUNE 30, 2014 2013 2012 6,880 35 $ $ 7,250 261 $ $ 6,237 389 FLEXSTEEL INDUSTRIES, INC. AND SUBSIDIARIES Notes to Consolidated Financial Statements 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES DESCRIPTION OF BUSINESS – Flexsteel Industries, Inc. and subsidiaries (the “Company”) is one of the oldest and largest manufacturer, importer and marketer of residential and commercial upholstered and wooden furniture products in the United States. The Company’s furniture products include a broad line of quality upholstered and wooden furniture for residential and commercial use. Product offerings include a wide variety of upholstered and wood furniture such as sofas, loveseats, chairs, reclining and rocker-reclining chairs, swivel rockers, sofa beds, convertible bedding units, occasional tables, desks, dining tables and chairs, bedroom furniture and home and commercial office furniture. PRINCIPLES OF CONSOLIDATION – the consolidated financial statements include the accounts of Flexsteel Industries, Inc. and its wholly owned subsidiaries. All intercompany transactions and accounts have been eliminated in consolidation. USE OF ESTIMATES – the preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the amounts reported in the consolidated financial statements and accompanying notes. Ultimate results could differ from those estimates. FAIR VALUE – the Company’s cash, accounts receivable, other current assets, accounts payable and certain accrued liabilities are carried at amounts which reasonably approximate their fair value due to their short-term nature. Generally accepted accounting principles on fair value measurement for certain financial assets and liabilities require that each asset and liability carried at fair value be classified into one of the following categories: Level 1: Quoted market prices in active markets for identical assets and liabilities; Level 2: Observable market based inputs or unobservable inputs that are corroborated by market data; or Level 3: Unobservable inputs that are not corroborated by market data. The Company has not changed its valuation techniques in measuring the fair value of any financial assets and liabilities during the period. ACCOUNTS RECEIVABLE ALLOWANCES – the Company establishes accounts receivable allowances to reduce trade accounts receivable to an amount that reasonably approximates their net realizable value. The Company’s accounts receivable allowances consist of an allowance for doubtful accounts which is established through review of open accounts, historical collection, and historical write-off amounts and an allowance for estimated returns on sales of the Company’s products which is based on historical product returns, as well as existing product return authorizations. The Company records a provision against revenue for estimated returns on sales of our products in the same period that the related revenues are recognized. The amount ultimately realized from trade accounts receivable may differ from the amount estimated in the consolidated financial statements. INVENTORIES – are stated at the lower of cost or net realizable value. Steel products are valued on the last-in, first-out (“LIFO”) method. All other inventories are valued on the first-in, first-out (“FIFO”) method. PROPERTY, PLANT AND EQUIPMENT – is stated at cost and depreciated using the straight-line method over the estimated useful lives of the assets. These costs are amortized using the straight-line method over the useful lives. VALUATION OF LONG–LIVED ASSETS – the Company periodically reviews the carrying value of long-lived assets and estimated depreciable or amortizable lives for continued appropriateness. This review is based upon projections of anticipated future cash flows and is performed whenever events or changes in circumstances indicate that asset carrying values may not be recoverable or that the estimated depreciable or amortizable lives may have changed. No impairments of long-lived assets or changes in depreciable or amortizable lives were incurred during fiscal year 2014, 2013 and 2012. WARRANTY – the Company estimates the amount of warranty claims on sold product that may be incurred based on current and historical data. The actual warranty expense could differ from the estimates made by the Company based on product performance. REVENUE RECOGNITION – is when both product ownership and the risk of loss have transferred to the customer, collectability is reasonably assured, and the Company has no remaining obligations. The Company’s ordering process creates persuasive evidence of the sale arrangement and the sales price is determined. The delivery of the goods to the customer completes the earnings process. Net sales consist of product sales and related delivery charge revenue, net of adjustments for returns and allowances. Shipping and handling costs are included in cost of goods sold. ADVERTISING COSTS – are charged to selling, general and administrative expense in the periods incurred. The Company conducts no direct-response advertising programs and there are no assets related to advertising recorded on the consolidated balance sheets. Advertising expenditures, primarily shared customer advertising in which an identifiable benefit is received and national trade-advertising programs, were approximately $6.1 million, $5.6 million and $4.9 million in fiscal 2014, 2013 and 2012, respectively. 19 DESIGN, RESEARCH AND DEVELOPMENT COSTS – are charged to selling, general and administrative expense in the periods incurred. Expenditures for design, research and development costs were approximately $2.8 million, $2.5 million and $2.3 million in fiscal 2014, 2013 and 2012, respectively. INSURANCE – the Company is self-insured for health care and most workers’ compensation up to predetermined amounts above which third party insurance applies. The Company purchases specific stop-loss insurance for individual health care claims in excess of $150,000 per plan year. For workers’ compensation the Company retains the first $450,000 per claim and purchases excess coverage up to the statutory limits for amounts in excess of the retention limit. Losses are accrued based upon the Company’s estimates of the aggregate liability for claims incurred using certain actuarial assumptions followed in the insurance industry and based on Company experience. The Company records these insurance accruals within accrued liabilities – insurance on the consolidated balance sheets. INCOME TAXES – the Company uses the liability method of accounting for income taxes. Under this method, deferred tax assets and liabilities are determined based on differences between the financial reporting and tax bases of assets and liabilities and are measured using the enacted tax rates and laws that will be in effect when the differences are expected to reverse. The Company recognizes in its financial statements the tax benefit from an uncertain tax position only if it is more likely than not that the tax position will be sustained on examination by the taxing authorities, based on the technical merits of the position. EARNINGS PER SHARE (EPS) – basic earnings per share of common stock is based on the weighted-average number of common shares outstanding during each fiscal year. Diluted earnings per share of common stock includes the dilutive effect of potential common shares outstanding. The Company’s potential common shares outstanding are stock options and shares associated with the long-term management incentive compensation plan. The Company calculates the dilutive effect of outstanding options using the treasury stock method. Anti-dilutive shares are not included in the computation of diluted EPS when their exercise price was greater than the average closing market price of the common shares. The Company calculates the dilutive effect of shares related to the long-term management incentive compensation plan based on the number of shares, if any, that would be issuable if the end of the fiscal year were the end of the contingency period. In computing EPS for the fiscal years ended 2014, 2013 and 2012, net income as reported for each respective period is divided by the fully diluted weighted average number of shares outstanding: (in thousands) 2014 2013 2012 June 30, Basic shares 7,231 7,041 6,781 Potential common shares: Stock options Long-term incentive plan 254 26 280 253 32 285 142 85 227 Diluted shares 7,511 7,326 7,008 Anti-dilutive shares – 10 300 STOCK–BASED COMPENSATION – the Company recognizes compensation expense related to the cost of employee services received in exchange for Company equity interests based on the award’s fair value at the date of grant. See Note 8 Stock-Based Compensation. ACCOUNTING DEVELOPMENTS – In May 2014, the Financial Accounting Standards Board issued Revenue from Contracts with Customers, Topic 606 (Accounting Standards Update (ASU) No. 2014-09), which provides a framework for the recognition of revenue, with the objective that recognized revenues properly reflect amounts an entity is entitled to receive in exchange for goods and services. This guidance, which includes additional disclosure requirements regarding revenue, cash flows and obligations related to contracts with customers, will be effective for the Company beginning in fiscal year 2018, early adoption is not permitted. The Company is currently evaluating the impact of adopting ASU 2014-09 on its consolidated financial statements, but believes there will be no material impact, if any. 20 2. INVENTORIES Inventories valued on a LIFO basis (steel) would have been approximately $1.4 million and $1.7 million higher at June 30, 2014 and 2013, respectively, if they had been valued on a FIFO basis. At June 30, 2014 and 2013 the total value of LIFO inventory was $2.7 million and $2.6 million, respectively. There was no material liquidation of LIFO inventory in 2014, 2013, or 2012. A comparison of inventories is as follows: (in thousands) Raw materials Work in process and finished parts Finished goods Total June 30, 2014 2013 $ $ 11,603 5,470 80,867 97,940 $ $ 10,684 5,410 76,323 92,417 3. PROPERTY, PLANT AND EQUIPMENT (in thousands) Estimated June 30, Life (Years) 2014 2013 Land Buildings and improvements Machinery and equipment Delivery equipment Furniture and fixtures Total Less accumulated depreciation 5-39 3-7 3-5 3-7 $ 4,460 $ 49,436 27,460 19,556 6,293 107,205 (75,305) 4,233 49,147 27,048 18,689 6,265 105,382 (73,237) Net $ 31,900 $ 32,145 4. OTHER NONCURRENT ASSETS (in thousands) June 30, Cash value of life insurance Rabbi Trust assets (see Note 9) Other Total 2014 2013 $ 7,529 3,095 109 7,337 2,529 137 10,733 $ 10,003 $ $ 21 5. ACCRUED LIABILITIES – OTHER (in thousands) Dividends Income taxes Advertising Warranty Supplemental retirement plans - current Other Total 6. CREDIT ARRANGEMENTS June 30, 2014 2013 $ $ 1,106 737 2,706 1,020 693 1,632 7,894 $ $ 1,067 299 2,220 1,000 2,989 1,497 9,072 The Company maintains a credit agreement which provides short-term working capital financing up to $25.0 million with interest of LIBOR plus 1%, including up to $4.0 million of letters of credit. Letters of credit outstanding at June 30, 2014 totaled $2.7 million, leaving borrowing availability of $22.3 million. The Company did not utilize any borrowing availability under the credit facility during the year other than the aforementioned letters of credit. The credit agreement expires June 30, 2016. At June 30, 2014, the Company was in compliance with all of the financial covenants contained in the credit agreement. An officer of the Company is a director at a bank where the Company maintains an unsecured $8.0 million line of credit, with interest at prime minus 2%, and where its routine banking transactions are processed. The Company did not utilize any borrowing availability during the year and no amount was outstanding on the line of credit at June 30, 2014. In addition, the supplemental retirement plans assets, held in a Rabbi Trust, of $3.8 million are administered by this bank’s trust department. The Company receives no special services or pricing on the services performed by the bank due to the directorship of this officer. 7. INCOME TAXES In determining the provision for income taxes, the Company uses an estimated annual effective tax rate that is based on the annual income, statutory tax rates and permanent differences between book and tax. This includes recognition of deferred tax assets and liabilities for the expected future tax consequences of events that have been included in the financial statements or tax returns to the extent pervasive evidence exists that they will be realized in future periods. The deferred tax balances are adjusted to reflect tax rates by tax jurisdiction, based on currently enacted tax laws, which are expected to be in effect in the years in which the temporary differences are expected to reverse. In accordance with the Company’s income tax policy, significant or unusual items are separately recognized when they occur. The components of the gross liabilities related to unrecognized tax benefits and the related deferred tax assets are as follows: (in thousands) Gross unrecognized tax benefits Accrued interest and penalties Gross liabilities related to unrecognized tax benefits Deferred tax assets June 30, 2014 1,290 $ 490 1,780 $ 2013 1,085 425 1,510 520 $ 440 $ $ $ A reconciliation of the beginning and ending amount of unrecognized tax benefits is as follows: (in thousands) Balance at July 1 2014 2013 2012 $ 1,085 $ 1,000 $ Additions based on tax positions related to the current year Additions for tax positions of prior years Reductions for tax positions of prior years 325 – (120) Balance at June 30 $ 1,290 $ 265 100 (280) 1,085 $ 22 970 207 – (177) 1,000 The Company records interest and penalties related to income taxes as income tax expense in the consolidated statements of income. The Company does not expect that there will be any positions for which it is reasonably possible that the total amounts of unrecognized tax benefits will significantly increase or decrease within the next twelve months. The income tax provision is as follows for the years ended June 30: (in thousands) Federal- current State - current Deferred Total 2014 2013 2012 $ $ 8,395 553 (138) 8,810 $ $ 6,750 566 414 7,730 $ $ 6,969 608 23 7,600 A reconciliation between the U.S. federal statutory tax rate and the effective tax rate is as follows for the years ended June 30: Federal statutory tax rate State taxes, net of federal effect Other 2014 35.0 % 2.2 (0.2) 2013 35.0 % 2.6 (0.6) 2012 35.0 % 2.9 (1.1) Effective tax rate 37.0 % 37.0 % 36.8 % The effective tax rate for the fiscal years ended June 30, 2014 and 2013 was 37.0% and 36.8% for fiscal year ended June 30, 2012. The primary components of deferred tax assets and (liabilities) are as follows: (in thousands) June 30, 2014 June 30, 2013 Current Long-term Current Long-term Accounts receivable $ 520 $ Inventory Self-insurance Employee benefits Accrued expenses Property, plant and equipment Supplemental retirement plans Other Total 1,660 600 650 540 – 260 – – – – – – (740) 1,290 1,620 $ 590 $ 1,530 500 800 550 – 1,000 – – – – – – (1,150) 810 1,530 $ 4,230 $ 2,170 $ 4,970 $ 1,190 The Company is subject to U.S. federal income tax as well as income tax of multiple state and foreign jurisdictions. Generally, tax years 2010–2013 remain open to examination by the Internal Revenue Service or other taxing jurisdictions to which we are subject. 8. STOCK-BASED COMPENSATION The Company has two stock-based compensation methods available when determining employee compensation. (1) Long-Term Incentive Compensation Plans Long-Term Incentive Compensation Plan The long-term incentive compensation plan provides for shares of common stock to be awarded to officers and key employees based on performance targets set by the Nominating and Compensation Committee of the Board of Directors (the “Committee”). In December 2013, the Company’s shareholders approved 700,000 shares to be issued under the plan. As of June 30, 2014, no shares have been issued. The Committee selected fully-diluted earnings per share as the performance goal for the three-year performance period July 1, 2013 – June 30, 2016. Stock awards will be issued to 23 participants as soon as practicable following the end of the performance periods subject to Committee approval and verification of results. The compensation cost related to the number of shares to be granted under each performance period is fixed on the grant date, which is the date the performance period begins. The Company recorded expense of $0.5 million for the fiscal year ended June 30, 2014 related to this plan. If the target performance goals would be achieved, the total amount of compensation cost recognized over the requisite service periods (2014-2016) would be $1.1 million. The aggregate number of shares that could be awarded to key executives if the minimum, target or maximum performance goals are met is as follows: (in thousands) Performance Period Fiscal Year 2014 - 2016 Minimum 16 Target 47 Maximum 90 2007 Long-Term Management Incentive Plan (2007 Plan) The plan provides for shares of common stock and cash to be awarded to officers and key employees based on performance targets set by the Nominating and Compensation Committee of the Board of Directors (the “Committee”). The Company’s shareholders approved 500,000 shares to be issued under the plan. Due to the adoption of the Long-Term Incentive Compensation Plan in December 2013, no additional shares can be awarded under the 2007 Plan. As of June 30, 2014, 189,030 shares have been issued. The Committee selected consolidated operating results for organic net sales growth and fully-diluted earnings per share as the performance goal for the three-year performance periods beginning July 1, 2011 and ending on June 30, 2014 and beginning July 1, 2012 and ending on June 30, 2015. The Committee has also specified that payouts, if any, for awards earned in these performance periods will be 60% stock and 40% cash. Awards will be paid to participants as soon as practicable following the end of the performance periods subject to Committee approval and verification of results. The compensation cost related to the number of shares to be granted under each performance period is fixed on the grant date, which is the date the performance period begins. The compensation cost related to the cash portion of the award is re-measured based on the equity award’s estimated fair value at the end of each reporting period. The accrual is based on the probable outcomes of the performance conditions. The short-term portion of the recorded cash award payable is classified within current liabilities, payroll and related items, and the long-term portion of the recorded cash award payable is classified within other long-term liabilities in the consolidated balance sheets. As of June 30, 2014 and 2013, the Company has recorded the cash-portion of awards payable of $0.6 million within current liabilities and $0.4 million within long-term liabilities. For the fiscal years ended June 30, 2014, 2013 and 2012, the Company recorded expense of $0.9 million, $1.2 million and $1.8 million, respectively. For the fiscal years 2012 – 2014 awards, based on the Company’s performance during that period, $1.0 million of compensation expense has been recognized over the requisite service periods. If the target performance goals would be achieved for the fiscal years 2013 – 2015 awards, the amount of compensation cost recognized over the requisite service periods would be $1.0 million based on the fair values at June 30, 2014. The aggregate number of shares and cash that could be awarded to key executives if the minimum, target or maximum performance goals are met is as follows: (in thousands) Performance Period Fiscal Year 2012 - 2014 Fiscal Year 2013 - 2015 Minimum Shares 8 8 Cash 298 333 $ $ Target Shares 22 23 Cash 853 951 $ $ Maximum Shares 35 36 Cash $ $ 1,365 1,522 (2) Stock Plans Omnibus Stock Plan The Omnibus Stock Plan is for key employees, officers and directors and provides for the granting of incentive and nonqualified stock options, restricted stock, restricted stock units, stock appreciation rights and performance units. In December 2013, the Company’s shareholders approved 700,000 shares to be issued under the plan. The options are exercisable up to 10 years from the date of grant. It is the Company’s policy to issue new shares upon exercise of stock options. The Company accepts shares of the Company’s common stock as payment for the exercise price of options. These shares received as payment are retired upon receipt. 24 In fiscal year 2014, the Company issued options for 57,450 common shares at a weighted average exercise price of $27.49 (the fair market value on the date of grant). The options were immediately available for exercise. For fiscal year ended June 30, 2014, the Company recorded expense of $0.4 million. The fair value of each option grant is estimated on the date of grant using the Black-Scholes option-pricing model with the following weighted-average assumptions used for grants in fiscal year 2014 under this plan; dividend yield of 2.2%; expected volatility of 32.6%; risk-free interest rate of 1.5%; and an expected life of 5 years. The expected volatility and expected life are determined based on historical data. The weighted- average grant date fair value of stock options granted during fiscal year 2014 was $6.63. The cash proceeds from stock options exercised were $0.1 million for fiscal years ended 2014. At June 30, 2014, 641,550 shares were available for future grants. 2002, 2006 and 2009 Stock Option Plans The stock option plans were for key employees, officers and directors and provided for granting incentive and nonqualified stock options. Under the plans, options were granted at an exercise price equal to the fair market value of the underlying common stock at the date of grant and exercisable for up to 10 years. All options were exercisable when granted. Due to the adoption of the Omnibus Stock Plan in December 2013, no additional options can be granted under the 2002, 2006 and 2009 stock option plans. There were no options granted and no expense was recorded under these Plans during the fiscal year ended June 30, 2014. For fiscal years ended June 30, 2013 and 2012, the Company issued options for 89,300 and 82,500 common shares at weighted average exercise prices of $20.31 and $13.87 (the fair market value on the date of grant), respectively. The options were immediately available for exercise. The Company recorded compensation expense of $0.5 million and $0.3 million during fiscal years ended 2013 and 2012, respectively. The fair value of each option grant is estimated on the date of grant using the Black-Scholes option-pricing model with the following weighted-average assumptions used for grants in fiscal 2013 and 2012, respectively; dividend yield of 2.5% and 2.9%; expected volatility of 35.4% and 34.4%; risk-free interest rate of 0.8% and 0.9%; and an expected life of 5 years, respectively. The expected volatility and expected life are determined based on historical data. The weighted-average grant date fair value of stock options granted during fiscal years 2013 and 2012 was $5.06 and $3.11, respectively. The cash proceeds from stock options exercised were $2.3 million, $1.1 million and $0.9 million, respectively, for fiscal years ended 2014, 2013 and 2012. The income tax benefit related to the exercise of stock options was $0.4 million, $0.2 million and $0.1 million for fiscal years ended 2014, 2013 and 2012, respectively. A summary of the status of the Company’s stock option plans as of June 30, 2014, 2013 and 2012 and the changes during the years then ended is presented below: Shares Weighted Average Intrinsic Value (in thousands) Exercise Price (in thousands) Aggregate Outstanding and exercisable at June 30, 2012 818 $ 13.94 $ 4,783 Granted Exercised Canceled 89 (109) (11) Outstanding and exercisable at June 30, 2013 787 $ Granted Exercised Canceled 58 (292) (29) Outstanding and exercisable at June 30, 2014 524 $ 20.31 13.38 16.09 14.71 27.49 15.55 19.35 15.39 $ 7,609 $ 9,403 25 The following table summarizes information for options outstanding and exercisable at June 30, 2014: Range of Prices Options Remaining Outstanding Life (Years) Exercise Price Weighted Average $ 6.81 - 8.55 12.35 - 13.90 14.40 – 17.23 19.21 – 27.57 $ 6.81 – 27.57 (in thousands) 93 153 150 128 524 5.0 4.4 3.1 8.8 5.2 $ $ 7.73 12.93 15.83 23.33 15.39 9. BENEFIT AND RETIREMENT PLANS Defined Contribution and Retirement Plans The Company sponsors various defined contribution retirement plans, which cover substantially all employees, other than employees covered by multi-employer pension plans under collective bargaining agreements. Total pension and retirement plan expense was $1.9 million, $1.8 million and $1.6 million in fiscal years 2014, 2013 and 2012. The amounts include $0.5 million in fiscal year 2014, $0.5 million in fiscal year 2013 and $0.4 million in fiscal 2012, for the Company’s matching contribution to retirement savings plans. Multi-employer Pension Plans The Company contributes to three multi-employer defined benefit pension plans under the terms of collective-bargaining agreements that cover its union-represented employees. The risks of participating in these multi-employer plans are different from single-employer plans in the following aspects: • Assets contributed to the multi-employer plan by one employer may be used to provide benefits to employees of other • • participating employers. If a participating employer stops contributing to the plan, the unfunded obligations of the plan may be shared by the remaining participating employers. If a participating employer chooses to stop participating in some of its multi-employer plans, the employer may be required to pay those plans an amount based on the underfunded status of the plan, referred to as a withdrawal liability. The Company’s participation in these plans for the annual period ended June 30, 2014, is outlined in the following table. Unless otherwise noted, the most recent Pension Protection Act zone status available in 2014 and 2013 is for the plan’s year-end at December 31, 2013 and 2012, respectively. The zone status is based on information that the Company received from the plan and is certified by the plan’s actuary. Among other factors, plans in the red zone are generally less that 65 percent funded, plans in the yellow zone are between 65 percent and 80 percent funded, and plans in the green zone are at least 80 percent funded. Pension Fund Central States SE and SW Areas Pension Fund Steelworkers Pension Trust Central Pension Fund Pension Protection Act Zone Status EIN/Pension Plan Number 2014 June 30, 2013 Rehabilitation Plan Status Company Contributions (in thousands) 2013 2014 Surcharge Bargaining 2012 Imposed Agreement Expiration Date Number of of Collective Company Employees in Plan 36-6044243 Red Red Implemented $ 252 $ 243 $ 254 No 03/28/2015 19 23-6648508 Green Green No 380 347 285 No 10/31/2015 196 36-6052390 Green Green No 7 7 7 No 05/31/2017 3 $ 639 $ 597 $ 546 The cumulative cost to exit the Company’s multi-employer plans was approximately $8.9 million on June 30, 2014. 26 Supplemental Retirement Plans The Company has unfunded supplemental retirement plans with executive officers. The plans require various annual contributions for the participants based upon compensation levels and age. All participants are fully vested. At June 30, 2014 and 2013, the supplemental retirement plan liability was $4.1 million and $5.4 million, respectively, of which $0.7 million and $3.0 million were recorded in other current liabilities and $3.4 million and $2.4 million were recorded in other long-term liabilities, respectively. The Company maintains supplemental retirement plans, collectively referred to as the Supplemental Plan, which provides for additional annual defined contributions toward retirement benefits to certain of the Company’s executive officers. For fiscal 2014, 2013 and 2012, the benefit obligation was increased by interest expense of $1.4 million, $0.5 million and $0.3 million, deposits of $0.3 million, $0.5 million and $0.4 million, and decreased by payments of $3.1 million, $1.3 million and $0.4 million, respectively. Funds of the deferred compensation plans are held in a Rabbi Trust. The assets held in the Rabbi Trust are not available for general corporate purposes. The Rabbi Trust is subject to creditor claims in the event of insolvency, but otherwise must be used only for purposes of providing benefits under the plans. As of June 30, 2014, the Company’s deferred compensation plan assets, held in the Rabbi Trust, were invested in stock and bond funds and are recorded in the consolidated balance sheets at fair market value. As of June 30, 2014 and 2013, the fair market value of the assets held in the Rabbi Trust were $3.8 million and $5.8 million, respectively, $0.7 million and $3.3 million, respectively, of the assets are classified as other current assets and $3.1 million and $2.5 million, respectively, are classified as other assets in the consolidated balance sheets. These assets are classified as Level 2 in accordance with fair value accounting as discussed in Note 1. Defined Benefit Plan The Company’s defined benefit pension plan is frozen. There are a total of 408 participants in the plan. Retirement benefits are based on years of credited service multiplied by a dollar amount negotiated under collective bargaining agreements. The Company’s policy is to fund normal costs and amortization of prior service costs at a level that is equal to or greater than the minimum required under the Employee Retirement Income Security Act of 1974 (ERISA). As of June 30, 2014 and 2013, the Company recorded an accrued benefit liability related to the funded status of the defined benefit pension plan recognized on the Company’s consolidated balance sheets in other long-term liabilities of $0.7 million and $1.5 million, respectively. The accumulated benefit obligation was $7.8 million and $7.4 million at fiscal years ended June 30, 2014 and 2013, respectively. The Company recorded expense of $0.1 million, $0.1 million and $0.0 million during fiscal years 2014, 2013 and 2012, respectively, related to the plan. 10. ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) The components of accumulated other comprehensive loss, net of income taxes, are as follows: (in thousands) Available-for-sale securities, net of tax (1) Pension and other post-retirement benefit adjustments, net of tax (2) $ Total accumulated other comprehensive loss $ (1,256) $ (1,091) $ (1,251) (1,485) (1,973) (1,639) 2014 June 30, 2013 2012 (5) $ 394 $ 334 (1) The tax effect on the available-for-sale securities is a tax (benefit) expense of $(0.0) million, $0.2 million and $0.2 million at June 30, 2014, 2013 and 2012, respectively. (2) The tax effect on the pension and other post-retirement benefit adjustments is a tax benefit of $0.8 million, $0.9 million and $1.2 million at June 30, 2014, 2013 and 2012, respectively. 11. LITIGATION Indiana Civil Litigation – In December 2013, the Company entered into a confidential agreement to settle the Indiana Civil Litigation. The Company paid $6.25 million to Plaintiffs to settle the matter without admission of wrongdoing. The Company continues to believe that it did not cause or contribute to the contamination. This settlement is recorded as litigation settlement costs in the consolidated statements of income. During the fiscal years ended June 30, 2014, 2013 and 2012, the Company recorded $2.1 million, $2.3 million and $2.4 million, respectively, in legal and other related expenses that were incurred responding to the lawsuits and pursuing insurance coverage. These expenses are included in SG&A expense in the consolidated statements of income. During the fiscal year ended June 30, 2014, the Company received approximately $2.8 million from insurance carriers to reimburse the Company for certain legal defense costs. These reimbursement amounts are recorded in SG&A as a reduction of 27 legal expenses. The Company did not receive reimbursements for certain legal defense costs during fiscal years 2013 and 2012. The Company will continue to pursue the recovery of additional defense and settlement costs from insurance carriers. Based on policy language and jurisdiction, insurance coverage is in question. The Company filed an appeal to the Iowa Supreme Court regarding two adverse opinions of an Iowa District Court regarding coverage issues. The Iowa Court of Appeals reversed the District Court, ruling in favor of the Company, and the Iowa Supreme Court denied further review. The cases have now been returned to the Iowa District Court for further proceedings. Other Proceedings – From time to time, the Company is subject to various other legal proceedings, including lawsuits, which arise out of, and are incidental to, the conduct of the Company’s business. The Company does not consider any of such other proceedings that are currently pending, individually or in the aggregate, to be material to its business or likely to result in a material effect on its consolidated operating results, financial condition, or cash flows. 12. COMMITMENTS AND CONTINGENCIES FACILITY LEASES – the Company leases certain facilities and equipment under various operating leases. These leases require the Company to pay the lease cost, operating costs, including property taxes, insurance, and maintenance. Total lease expense related to the various operating leases was approximately $2.8 million, $2.5 million and $2.2 million in fiscal 2014, 2013 and 2012, respectively. Expected future minimum commitments under operating leases as of June 30, 2014 were as follows: (in thousands) Fiscal Year Ended June 30, 2015 2016 2017 2018 2019 Thereafter $ $ 2,781 2,464 1,675 1,727 1,781 1,653 12,081 13. SEGMENT REPORTING The Company operates in one reportable segment, furniture products. Our operations involve the distribution of manufactured and imported furniture for residential and commercial markets. The Company’s furniture products are sold primarily throughout the United States by the Company’s internal sales force and various independent representatives. The Company makes minimal export sales. No single customer accounted for more than 10% of net sales. Set forth below is information for the past three fiscal years showing the Company’s net sales attributable to each of the areas of application: (in thousands) FOR THE YEARS ENDED JUNE 30, 2014 2013 2012 Residential $ 359,565 $ 311,214 $ 275,442 Commercial 78,978 74,975 76,647 $ 438,543 $ 386,189 $ 352,089 14. SUBSEQUENT EVENT On August 8, 2014, the Company entered into an agreement with ELHC I, LLC (the Seller), to purchase real property from the Seller for $24.1 million. The real property is located in Edgerton, Kansas and includes approximately 26.6 acres of land together with a building of approximately 500,000 square feet. The Company intends to utilize available cash and borrowing availability to fund the transaction. 28 15. SUPPLEMENTARY QUARTERLY FINANCIAL INFORMATION – UNAUDITED (in thousands, except per share amounts) Fiscal 2014: Net sales Gross margin Litigation settlement Net income Earnings per share: Basic Diluted (in thousands, except per share amounts) Fiscal 2013: Net sales Gross margin Net income Earnings per share: Basic Diluted September 30 FOR THE QUARTER ENDED March 31 December 31 $ 104,348 $ 23,645 – 3,768 112,534 26,059 (6,250) 1,170 $ $ 0.53 0.51 $ $ 0.16 0.16 $ $ $ 110,532 25,044 – 4,420 0.61 0.58 September 30 FOR THE QUARTER ENDED March 31 December 31 $ $ $ 91,237 21,101 2,872 0.41 0.40 $ $ $ 94,590 22,747 2,922 0.42 0.40 $ $ $ 98,351 22,839 3,118 0.44 0.42 June 30 111,129 25,515 – 5,632 0.77 0.74 June 30 102,010 23,781 4,240 0.60 0.57 $ $ $ $ $ $ Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure None. Item 9A. Controls and Procedures Evaluation of disclosure controls and procedures – Based on their evaluation as of the end of the period covered by this Annual Report on Form 10-K, the Company’s Chief Executive Officer (“CEO”) and Chief Financial Officer (“CFO”) have concluded that the Company’s disclosure controls and procedures (as defined in Rules 13a-15(e) or 15d-15(e)) under the Securities Act of 1934, as amended) were effective as of June 30, 2014. Changes in internal control over financial reporting – During the fiscal quarter ended June 30, 2014, there was no change in the Company’s internal control over financial reporting (as defined in Rule 13a-15(f) under the Securities Exchange Act of 1934) that has materially affected, or is reasonably likely to materially affect the Company’s internal control over financial reporting. Management’s Annual Report on Internal Control Over Financial Reporting – Management is responsible for establishing and maintaining adequate internal control over financial reporting, as such term is defined in Rules 13a-15(f) or 15d-15(f) of the Securities Exchange Act of 1934, as amended. We performed an evaluation under the supervision and with the participation of our management, including the CEO and CFO, to assess the effectiveness of the design and operation of our disclosure controls and procedures under the Exchange Act as of June 30, 2014. In making this assessment, we used the criteria set forth by the Committee of Sponsoring Organizations of the Treadway Commission in Internal Control — Integrated Framework (1992). Based on those criteria, management concluded that the internal control over financial reporting is effective as of June 30, 2014. The effectiveness of the Company’s internal control over financial reporting as of June 30, 2014, has been audited by Deloitte & Touche LLP, our independent registered public accounting firm, as stated in their report in Part II, Item 8 of this Form 10-K. Item 9B. Other Information None. 29 Item 10. Directors, Executive Officers and Corporate Governance PART III The information contained in the Company’s 2014 definitive proxy statement to be filed with the Securities and Exchange Commission under the sections captioned “Proposal 1 Election of Directors,” “Corporate Governance – Audit and Ethics Committee,” “Corporate Governance – Nomination Matters,” and “Section 16(a) Beneficial Ownership Reporting Compliance” is incorporated herein by reference. The Company has adopted a code of ethics called the Guidelines for Business Conduct that applies to the Company’s employees, including the principal executive officer, principal financial officer, principal accounting officer or controller, and persons performing similar functions. A copy of the code of ethics is posted on our website at www.flexsteel.com. Item 11. Executive Compensation The information contained in the Company’s 2014 definitive proxy statement to be filed with the Securities and Exchange Commission under the sections captioned “Executive Compensation,” and “Director Compensation,” is incorporated herein by reference. Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters The information contained in the Company’s 2014 definitive proxy statement to be filed with the Securities and Exchange Commission under the sections captioned “Ownership of Stock By Directors and Executive Officers,” “Ownership of Stock by Certain Beneficial Owners,” and “Equity Compensation Plan Information” is incorporated herein by reference. Item 13. Certain Relationships and Related Transactions, and Director Independence The information contained under the sections “Interest of Management and Others in Certain Transactions” and “Corporate Governance – Board of Directors” in the Company’s 2014 definitive proxy statement to be filed with the Securities and Exchange Commission is incorporated herein by reference. Item 14. Principal Accountant Fees and Services The information contained in the Company’s 2014 definitive proxy statement to be filed with the Securities and Exchange Commission under the sections captioned “Independent Registered Public Accounting Firm” is incorporated herein by reference. PART IV Item 15. Exhibits, Financial Statement Schedules, and Reports on Form 8-K (a) (1) Financial Statements The financial statements of the Company are set forth above in Item 8. (2) Schedules The following financial statement schedules for the years ended June 30, 2014, 2013 and 2012 are submitted herewith: SCHEDULE II VALUATION AND QUALIFYING ACCOUNTS For the Years Ended June 30, 2014, 2013 and 2012 (in thousands) Description Accounts Receivable Allowances: 2014…………………. 2013.............................. 2012.............................. $ $ Balance at Beginning of Year (Additions) Reductions to Income Additions to (Deductions from) Reserves Balance at End of Year 1,560 1,910 2,000 $ $ 6 (215) (150) $ $ (196) (135) 60 $ $ 1,370 1,560 1,910 30 Other schedules are omitted because they are not required or are not applicable or because the required information is included in the financial statements. (3) Exhibits Exhibit No. 3.1 Amended and Restated Articles of Incorporation of the Company (incorporated by reference to Form 8-K, as filed with the Securities and Exchange Commission on December 8, 2010). 3.2 10.1 Amended and Restated Bylaws of the Company (incorporated by reference to Form 8-K, as filed with the Securities and Exchange Commission on December 8, 2010). Flexsteel Industries, Inc. Voluntary Deferred Compensation Plan (incorporated by reference to Exhibit No. 10.5 to the Annual Report on Form 10-K for the fiscal year ended June 30, 2001). * 10.2 Flexsteel Industries, Inc. Restoration Retirement Plan (incorporated by reference to Exhibit No. 10.6 to the Annual Report on Form 10-K for the fiscal year ended June 30, 2001). * 10.3 Flexsteel Industries, Inc. Senior Officer Supplemental Retirement Plan (incorporated by reference to Exhibit No. 10.7 to the Annual Report on Form 10-K for the fiscal year ended June 30, 2001). * 10.4 2002 Stock Option Plan (incorporated by reference to Appendix A from the 2002 Flexsteel definitive proxy statement). * 10.5 10.6 10.7 10.8 10.9 Flexsteel Industries, Inc. 2006 Stock Option Plan (incorporated by reference to Appendix C from the 2006 Flexsteel Proxy Statement filed with the Securities and Exchange Commission on October 31, 2006). Employment Agreement dated October 1, 2006 between Flexsteel Industries, Inc. and Donald D. Dreher (incorporated by reference to Exhibit 10.1 to Flexsteel’s Form 8-K filed with the Securities and Exchange Commission on October 5, 2006). * Amendment to Employment Agreement dated June 27, 2008 between Flexsteel Industries, Inc. and Donald D. Dreher (incorporated by reference to Exhibit 10.3 to Flexsteel’s Form 8-K filed with the Securities and Exchange Commission on June 27, 2008).* Flexsteel Industries, Inc. 2007 Long-Term Management Compensation Plan (incorporated by reference to Appendix C to the Definitive Proxy Statement on Schedule 14A filed with the Commission on November 1, 2007). * 2009 Stock Option Plan (incorporated by reference to Appendix A from the 2009 Flexsteel definitive proxy statement). * 10.10 Credit Agreement dated April 14, 2010 between Flexsteel Industries, Inc. and Wells Fargo Bank, N.A. (incorporated by reference to Form 8-K filed with the Securities and Exchange Commission on April 19, 2010). 10.11 First Amendment dated June 7, 2011 to Credit Agreement dated April 14, 2010 between Flexsteel Industries, Inc. and Wells Fargo Bank, N.A. (incorporated by reference to Form 8-K filed with the Securities and Exchange Commission on June 9, 2011). 10.12 Second Amendment dated May 11, 2012 to Credit Agreement dated April 14, 2010 between Flexsteel Industries, Inc. and Wells Fargo Bank, N.A. (incorporated by reference to Form 10-Q for the period ended March 31, 2013 filed with the Securities and Exchange Commission on April 18, 2013). 10.13 Third Amendment dated June 28, 2013 to Credit Agreement dated April 14, 2010 between Flexsteel Industries, Inc. and Wells Fargo Bank, N.A. (incorporated by reference to Form 8-K filed with the Securities and Exchange Commission on July 5, 2013). 10.14 Restricted Stock Unit Award Agreement for Karel K. Czanderna, dated July 1, 2012 (incorporated by reference to Exhibit 4.1 of Flexsteel’s Form S-8 filed with the Securities and Exchange Commission on August 20, 2012.)* 10.15 Form of Notification of Award for the Cash Incentive Compensation Plan (incorporated by reference to Form 8-K filed with the Securities and Exchange Commission on December 13, 2013.) 31 10.16 Form of Notification of Award for the Long-Term Incentive Compensation Plan (incorporated by reference to Form 8-K filed with the Securities and Exchange Commission on December 13, 2013.) 10.17 Form of Notification of Award for incentive stock options issued under the Omnibus Stock Plan (incorporated by reference to Form 8-K filed with the Securities and Exchange Commission on December 13, 2013.) 10.18 Form of Notification of Award for non-qualified stock options issued under the Omnibus Stock Plan (incorporated by reference to Form 8-K filed with the Securities and Exchange Commission on December 13, 2013.) 10.19 Form of Notification of Award for director non-qualified stock options issued under the Omnibus Stock Plan (incorporated by reference to Form 8-K filed with the Securities and Exchange Commission on December 13, 2013.) 10.20 Form of Notification of Award for restricted stock units issued under the Omnibus Stock Plan (incorporated by reference to Form 8-K filed with the Securities and Exchange Commission on December 13, 2013.) 10.21 Long-Term Incentive Compensation Plan, dated July 1, 2013 (incorporated by reference to Exhibit 4.1 of Flexsteel’s Form S-8 filed with the Securities and Exchange Commission on December 23, 2013.)* 10.22 Omnibus Stock Plan, dated July 1, 2013 (incorporated by reference to Exhibit 4.1 of Flexsteel’s Form S-8 filed with the Securities and Exchange Commission on December 23, 2013.)* 10.23 Fourth Amendment to Credit Agreement dated June 27, 2014 between Flexsteel Industries, Inc. and Wells Fargo Bank, N.A. (incorporated by reference to Form 8-K filed with the Securities and Exchange Commission on June 27, 2014). 10.24 Revolving Line of Credit Note dated June 27, 2014 between Flexsteel Industries, Inc. and Wells Fargo Bank, N.A. (incorporated by reference to Form 8-K filed with the Securities and Exchange Commission on June 27, 2014). 10.25 Purchase and Sale Agreement dated August 8, 2014 between Flexsteel Industries, Inc. and ELHC I, LLC (incorporated by reference to Form 8-K filed with the Securities and Exchange Commission on August 14, 2014). 21.1 Subsidiaries of the Company. Filed herewith. 23 Consent of Independent Registered Public Accounting Firm. Filed herewith. 31.1 Certification. Filed herewith. 31.2 Certification. Filed herewith. 32 Certification by Chief Executive Officer and Chief Financial Officer Pursuant to 18 U.S.C. Section 1350 as Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002. Filed herewith. 101.INS XBRL Instance Document. 101.SCH XBRL Taxonomy Extension Schema Document. 101.CAL XBRL Taxonomy Extension Calculation Linkbase Document. 101.LAB XBRL Taxonomy Extension Labels Linkbase Document. 101.DEF XBRL Taxonomy Extension Definition Linkbase Document. 101.PRE XBRL Taxonomy Extension Presentation Linkbase Document. *Management contracts, compensatory plans and arrangements required to be filed as an exhibit to this report. 32 SIGNATURES Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. Date: August 27, 2014 FLEXSTEEL INDUSTRIES, INC. By: /S/ Karel K. Czanderna Karel K. Czanderna Chief Executive Officer and Principal Executive Officer By: /S/ Timothy E. Hall Timothy E. Hall Chief Financial Officer and Principal Financial and Accounting Officer 33 Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated. /S/ Lynn J. Davis Lynn J. Davis Chair of the Board of Directors /S/ Karel K. Czanderna Karel K. Czanderna Director /S/ Jeffrey T. Bertsch Jeffrey T. Bertsch Director /S/ Mary C. Bottie Mary C. Bottie Director /S/ Patrick M. Crahan Patrick M. Crahan Director /S/ Robert E. Deignan Robert E. Deignan Director /S/ Thomas M. Levine Thomas M. Levine Director /S/ Ronald J. Klosterman Ronald J. Klosterman Director /S/ Robert J. Maricich Robert J. Maricich Director /S/ Eric S. Rangen Eric S. Rangen Director /S/ James R. Richardson James R. Richardson Director /S/ Nancy E. Uridil Nancy E. Uridil Director Date: August 27, 2014 Date: August 27, 2014 Date: August 27, 2014 Date: August 27, 2014 Date: August 27, 2014 Date: August 27, 2014 Date: August 27, 2014 Date: August 27, 2014 Date: August 27, 2014 Date: August 27, 2014 Date: August 27, 2014 Date: August 27, 2014 34 Exhibit 21.1 Subsidiaries of Flexsteel Industries, Inc. • DMI Furniture, Inc. (Delaware) o DMI Management, Inc. (Kentucky)* o DMI Sourcing Company, LLC (Kentucky) * " DMI Business Consulting Company (Shenzhen) Co. Ltd. * " Home Styles Furniture Co., Ltd. (Thailand) (99.99% interest) * " Vietnam Representative Office * • Desert Dreams, Inc. (Iowa) o Shelf Company No. 74 (Mexico) * Subsidiaries of DMI Furniture, Inc. 35 CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM We consent to the incorporation by reference in Registration Statement Nos. 333-151865, 333-140811, 333-105951, 333-164994, 333-183443, 333-193041 and 333-193042 on Form S-8 of our reports dated August 27, 2014, relating to the consolidated financial statements and financial statement schedule of Flexsteel Industries, Inc. and subsidiaries (the “Company”), and the effectiveness of the Company’s internal control over financial reporting, appearing in this Annual Report on Form 10-K of Flexsteel Industries, Inc. for the year ended June 30, 2014. EXHIBIT 23 /s/ DELOITTE & TOUCHE LLP Minneapolis, Minnesota August 27, 2014 36 CERTIFICATION EXHIBIT 31.1 I, Karel K. Czanderna, certify that: 1. I have reviewed this annual report on Form 10-K of Flexsteel Industries, Inc.; 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report; 3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the Registrant as of, and for, the periods presented in this report; 4. The Registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the Registrant and have: a) designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the Registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared; b) designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles; c) evaluated the effectiveness of the Registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and d) disclosed in this report any changes in the Registrant’s internal control over financial reporting that occurred during the Registrant’s most recent fiscal quarter that has materially affected, or is reasonably likely to materially affect, the Registrant’s internal control over financial reporting; and 5. The Registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the Registrant’s auditors and the Audit and Ethics Committee of the Registrant’s Board of Directors (or persons performing the equivalent functions): a) all significant deficiencies and material weaknesses in the design or operation of internal controls over financial reporting which are reasonably likely to adversely affect the Registrant’s ability to record, process, summarize and report financial information; and b) any fraud, whether or not material, that involves management or other employees who have a significant role in the Registrant’s internal control over financial reporting. Date: August 27, 2014 By: /S/ Karel K. Czanderna Karel K. Czanderna Chief Executive Officer 37 CERTIFICATION EXHIBIT 31.2 I, Timothy E. Hall, certify that: 1. I have reviewed this annual report on Form 10-K of Flexsteel Industries, Inc.; 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report; 3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the Registrant as of, and for, the periods presented in this report; 4. The Registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the Registrant and have: a) designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the Registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared; b) designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles; c) evaluated the effectiveness of the Registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and d) disclosed in this report any changes in the Registrant’s internal control over financial reporting that occurred during the Registrant’s most recent fiscal quarter that has materially affected, or is reasonably likely to materially affect, the Registrant’s internal control over financial reporting; and 5. The Registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the Registrant’s auditors and the Audit and Ethics Committee of the Registrant’s Board of Directors (or persons performing the equivalent functions): a) all significant deficiencies and material weaknesses in the design or operation of internal controls over financial reporting which are reasonably likely to adversely affect the Registrant’s ability to record, process, summarize and report financial information; and b) any fraud, whether or not material, that involves management or other employees who have a significant role in the Registrant’s internal control over financial reporting. Date: August 27, 2014 By: /S/ Timothy E. Hall Timothy E. Hall Chief Financial Officer 38 EXHIBIT 32 CERTIFICATION BY CHIEF EXECUTIVE OFFICER AND CHIEF FINANCIAL OFFICER PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Annual Report of Flexsteel Industries, Inc. (the “Company”) on Form 10-K for the fiscal year ended June 30, 2014 as filed with the Securities and Exchange Commission on the date hereof (the “Report”), we, Karel K. Czanderna, Chief Executive Officer, and Timothy E. Hall, Chief Financial Officer, of the Company, certify, pursuant to 18 U.S.C. §1350, as adopted pursuant to §906 of the Sarbanes-Oxley Act of 2002, that: (1) (2) The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, and; The information contained in the Report fairly presents, in all material respects, the consolidated financial condition and results of operations of the Company. Date: August 27, 2014 By: /S/ Karel K. Czanderna Karel K. Czanderna Chief Executive Officer By: /S/ Timothy E. Hall Timothy E. Hall Chief Financial Officer 39 Directors Lynn J. Davis Chair of the Board of Directors Retired President and Chief Operating Officer August Technology Karel K. Czanderna President and Chief Executive Officer Flexsteel Industries, Inc. Director Jeffrey T. Bertsch Senior Vice President Flexsteel Industries, Inc. Director Mary C. Bottie Director Retired Vice President Motorola, Inc. Robert E. Deignan Director Attorney at Law Baker & McKenzie LLP Ronald J. Klosterman Director Retired President and Chief Executive Officer Flexsteel Industries, Inc. Thomas M. Levine Director Independent Management Advisor Robert J. Maricich Director Chief Executive Officer International Market Centers Eric S. Rangen Director Senior Vice President and Chief Accounting Officer United Health Group James R. Richardson Senior Vice President Flexsteel Industries, Inc. Director Nancy E. Uridil Director Retired Senior Vice President Moen Incorporated committees Audit and Ethics Committee Eric S. Rangen, Chair Lynn J. Davis Thomas M. Levine Nominating and Compensation Committee Mary C. Bottie, Chair Robert E. Deignan Robert J. Maricich Nancy E. Uridil officers Julia K. Bizzis Senior Vice President Strategic Growth Carrie T. Bertsch Bleile Vice President – Merchandising Home Furnishings Donald D. Dreher Senior Vice President President and Chief Executive Officer DMI Furniture Lee D. Fautsch Senior Vice President Home Furnishings Sales Steven K. Hall Vice President North American Operations Timothy E. Hall Senior Vice President – Finance Chief Financial Officer Secretary, Treasurer Michael A. Santillo Vice President Healthcare TraNS Fer ageNT aND regISTrar Wells Fargo Shareowner Services P.O. Box 64854 • South St. Paul, Minnesota 55164-0854 geNeral CouNSelS Gray, Plant, Mooty, Mooty & Bennett, P.A. Minneapolis, Minnesota O’Connor and Thomas, P.C. • Dubuque, Iowa NaSDaQ global SeleCT MarkeT NASDAQ Symbol • FLXS aNNual MeeTINg December 8, 2014, 2:00 p.m. Dubuque, Iowa loCaTIoNS Flexsteel Industries, Inc. Dubuque Iowa Global Headquarters . . . . . . K. K. Czanderna, President & CEO Dubuque Operations . . . . . G. L. Santiago, General Manager Dublin, Georgia . . . . . . . . . M. C. Dixon, General Manager Lancaster, Pennsylvania . . . D. Kobie, Manager Riverside, California . . . . . D. J. Bashor, General Manager Harrison, Arkansas . . . . . . M. J. Feldman, General Manager Starkville, Mississippi . . . . . M. B. Chandler, General Manager DMI Furniture, Inc. Louisville, Kentucky . . . . . . D. D. Dreher, President & CEO Huntingburg, Indiana . . . . R. Rosbottom, VP Distribution PerMaNeNT ShowrooMS High Point, North Carolina • Las Vegas, Nevada INTerNeT www.flexsteel.com aFFIrMaTIVe aCTIoN PolICY It is the policy of Flexsteel Industries, Inc. that all employees and potential employees shall be judged on the basis of qualifications and ability, without regard to age, sex, race, creed, color or national origin in all personnel actions. No employee or applicant for employment shall receive discriminatory treatment because of physical or mental disability in regard to any position for which the employee or applicant for employment is qualified. Employment opportunities and job advancement opportunities will be provided for qualified disabled veterans and veterans of the Vietnam era. This policy is consistent with the Company’s plan for “Affirmative Action” in implementing the intent and provisions of the various laws relating to employment and non-discrimination. aNNual rePorT oN ForM 10-k aVaIlable A copy of the Company’s annual report on Form 10-K, as filed with the Securities and Exchange Commission, can be found online via the website www.flexsteel.com under “About Flexsteel” or can be obtained by writing to: Office of the Secretary Flexsteel Industries, Inc. P . O . Box 877 Dubuque, Iowa 52004-0877 © 2014 Flexsteel Industries, Inc. PO Box 877 • Dubuque, IA 52004-0877 residential commercial Fine Furniture Since 1893

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