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Inchcape

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FY2011 Annual Report · Inchcape
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Annual Report and Accounts 2011

Industry leader

Engineered for  
performance

Financial highlights 
Inchcape delivers robust EPS growth

Sales 

£5.8bn
2010: £5.9bn

Cash flows from  
operating activities
£244.7m
2010: £274.3m

Net assets 

£1,357.5m
2010: £1,289.3m

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Operating profit  
(before exceptional items)
£244.4m
2010: £225.5m

Profit before tax  
(before exceptional items)
£227.7m
2010: £214.0m

Adjusted earnings per share* 
(before exceptional items) 
35.5p
2010: 32.0p

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Operating profit  

Profit before tax  

Earnings per share* 

£231.0m
2010: £203.6m

£203.4m
2010: £192.1m

31.0p
2010: 27.9p

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*  2007/08/09 numbers restated to reflect the bonus element of the Rights Issue and the Share Consolidation

   
 
   
 
 
 
Global industry leader 
operating in the luxury and 
premium automotive market.

Strengthened industry position 
during the downturn and robust 
earnings recovery as of 2010.

Business geared to deliver 
significant operational leverage 
as we grow the top line.

Uniquely positioned to benefit 
from premiumisation of fast 
growing Asia Pacific and the 
Emerging Markets.

Scale brand partner 
relationships and strong 
balance sheet to leverage 
consolidation opportunities.

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Contents

Directors’ Report: Business Review
2
Engineered for performance
14 
Inchcape worldwide
16
Chairman’s statement
17
Group Chief Executive’s strategic review
18
Inchcape strategy
22
Key performance indicators
23  Operating review
31 
32 
34  Corporate Responsibility

Finance review
Principal risks

Board of Directors
Executive committee

Directors’ Report: Governance
38 
39 
41  Corporate governance report
51
58
60

 Directors’ report on remuneration
Other statutory information
Investor relations

 Consolidated income statement
 Consolidated statement of comprehensive income
 Consolidated statement of financial position
 Consolidated statement of changes in equity
 Consolidated statement of cash flows
Accounting policies
Notes to the accounts
Five year record
Report of the auditors – Group

Financial statements
62
63
64
65
66
67
74
121
122
123 Company balance sheet
124 Accounting policies
125 Notes to the accounts
131

Report of the auditors – Company

Shareholder information
132  Company details

Online driver/reporting format  
We continue to minimise the environmental impact of our 
printed report by reducing the print run, length and weight  
of paper used, while aiming to raise the quality of reporting, 
level of disclosure and effectiveness of communication.

Our online offering has been improved and our new 
‘Reporting Centre’ allows visitors to view and download  
the Annual Report, link to further information in the corporate 
website, and view videos about our business. We have also 
added a new and interactive ‘Year in Review’ section that 
communicates about our current positioning in the market.

We hope you find the online format easy to use and are 
assured that the same quality of reporting is maintained  
in print and online.

See online:  
 www.inchcape.com/reportingcentre 
www.inchcape.com/annualreport2011 
www.inchcape.com/yearinreview2011 

www.inchcape.com 

1

 
 
 
 
   
 
Engineered for  
performance

2 

Inchcape plc ¦ Annual Report and Accounts 2011

Inchcape is engineered for performance and poised  
to take advantage of the exciting growth opportunities  
in both emerging and developed markets. 

We apply rigorous performance monitoring to a range  
of operational and customer metrics, allowing us to respond 
quickly and decisively to global conditions. We are geared to 
deliver significant operational leverage across the business. 

In this year’s Annual Report, we emphasise how we deliver 
performance as we execute our Customer 1st Strategy. 

Inchcape is truly engineered for performance and has  
a competitive advantage in the following areas: 

1 
Performance track record  
in all economic cycles. 
Page 4 

2  
Performance discipline  
through operational focus on ‘Top Five Priorities’. 
Page 6

3 
Performance management  
with industry leading processes. 
Page 8

4 
Performance advantage  
for customers with ever better cars  
and superior customer service. 
Page 10

5  
Performance ahead  
with exciting growth prospects. 
Page 12

www.inchcape.com 

3

 
Engineered for performance

1
Performance  
track record  

in all economic cycles

4 

Inchcape plc ¦ Annual Report and Accounts 2011

Inchcape’s unique and proven business model has five key components: a broad geographic spread with scale 
operations; a focused portfolio of world leading luxury and premium automotive brands; a well financed route to 
market for our brand partners; growth and defensive value drivers; and empowered local management. Together, 
these have secured our performance track record through all economic cycles.

The Inchcape business model
Proven business model in global premium car markets with strong performance in all cycles.

      G r o w th drivers

Broad geographical 
spread with scale 
operations

Portfolio of world leading 
luxury & premium brands

hicle s a l e
e
    V

S

e

r

s         

             Financ

e a

n

d

 i

n

s

u

r

a

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c
e

Global 
brand 
partners

Well financed route to 
market for our brand 
partners: Distribution  
and Retail 

Diversified revenue streams 
from growth and defensive  
value drivers

v

i

c

e                              

             P arts

Defensive  d r i v e r

s

Empowered organisation is responsive to market  
changes and aligned on global processes

Broad geographic spread
We operate in 26 markets, with 21  
of these in the world’s fast growing 
economies of Asia Pacific and the 
Emerging Markets. While the mature 
nations of Western Europe are 
projected to continue recording 
steady growth in luxury and premium 
car sales from 2012 to 2015 and 
beyond, rapid and sustained growth  
is forecast from the premiumisation  
in the Asia Pacific region and other 
emerging nations. These markets are 
set to become the greatest drivers  
for Inchcape’s growth in the next 
decade, as countries like China  
and Russia further cement their  
place among the top global 
automotive markets.

Portfolio of world leading luxury  
and premium brands
Our unique portfolio of leading luxury 
and premium automotive brands 
includes Audi, BMW, Jaguar, Land 
Rover, Lexus, Mercedes-Benz, Porsche, 
Rolls-Royce, Subaru, Toyota and 
Volkswagen. Luxury and premium 
brands continue to be the driving  
force of growth in automotive sales, 
outperforming other segments in the 
majority of markets with innovative 
developments in powertrains and 
environmental research.

Well financed route to market 
Inchcape plays a key role in the 
automotive value chain, providing  
a trusted and well-funded route to 

market for our brand partners.  
Through our retail route, we provide 
manufacturers with quality brand 
representation with scale facilities  
on a regional basis. Our competitive 
differentiation is the creation of  
a superior customer experience 
delivered through the proprietary 
processes of our Inchcape  
Advantage programme. 

Our distribution route involves  
a wider range of critical functions 
carried out on behalf of our brand 
partners, including many activities  
that in other markets would be carried 
out by the manufacturer themselves. 
As the distributor, we operate as  
the manufacturer’s exclusive  
master-franchise partner in a particular 
territory. We carry out all of the 
marketing and sales activities, from 
selecting market-specific models, 
setting prices, ordering new cars and 
parts and their subsequent distribution, 
to appointing and managing the entire 
dealer network (of which we typically 
own 10-20% ourselves). We also 
undertake national marketing activities, 
including brand advertising, public 
relations and customer database 
management and the fulfilment of 
back-office functions. 

In city-state markets such as Hong Kong 
and Singapore, we operate both as 
the exclusive distributor and the 
exclusive retailer for our brand partners. 
Called vertically integrated retail (VIR), 

this enables us to capitalise on 
important margin opportunities. 

Growth and defensive value drivers
Our diversified revenue streams are 
balanced to deliver strong margins 
during times of economic growth  
and decline alike. Our ‘growth’  
value drivers are sales of new and  
used vehicles, alongside the finance 
and insurance products that are 
associated with them. Inchcape’s 
‘defensive’ value drivers are aftersales, 
servicing and parts, which in an 
average year deliver c.50% of  
our annual gross profit.

Empowered organisation is 
responsive to market changes and 
aligned on global processes
Our decentralised management 
structure enables local management 
teams to use their in-depth personal 
knowledge of individual markets within 
a globally aligned group structure.  
Our scale enables investments in 
world-class Group wide information 
systems, shared best practice and 
advanced business processes while  
our in-depth market knowledge and 
the ability to respond swiftly and 
decisively to fast-changing conditions 
gives us important advantages in our 
local markets. Therefore our 
organisational model provides the 
benefits of both global scale and local 
agility, enabling us to compete both in 
local markets and worldwide, through 
all stages of the economic cycle.

www.inchcape.com 

5

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Engineered for performance

2
Performance  
discipline  

through operational focus  
on ‘Top Five Priorities’

6 

Inchcape plc ¦ Annual Report and Accounts 2011

Inchcape’s organic growth through the downturn, with peak operating cash flow during 2009, strong earnings 
recovery in 2010 and robust profit growth in 2011, owes much to the Group’s balanced operational focus on its 
‘Top Five Priorities’, which supports its differentiating Customer 1st strategy. This performance discipline will remain 
in place in 2012 and beyond.

d strategy
Differentiated strategy

cial initiatives
Commercial initiatives
to grow revenues ahead  
enues ahead
of competitors
mpetitors

es
Cash initiatives
and
to grow profit and 
sh
operating cash 
faster than  
revenue

Growing
Growing 
market share
market share

Growing 
Growing  
aftersales
aftersales

Improving  
Improving 
margin
margin

Controlling  
Controlling 
working capital
working capital

Selective capital 
Selective capital
expenditure
expenditure

Balanced focus on commercial and cash initiatives in every operation

Selective capital expenditure
During 2011, our strong financial 
position enabled us to maintain our 
investment programme in strategic  
sites to take advantage of growth 
opportunities in the premium and 
luxury segments in Asia Pacific and  
the Emerging Markets, as we 
continued to invest in increasing our 
retail and aftersales capacity in Russia, 
Poland, South America and China.  
In 2012, we will build a new Porsche 
retail centre in Nanchang, China. We 
are well placed to take advantage  
of future opportunities in these high 
growth, high margin markets. 

Cash initiatives
Our cash initiatives are designed  
to grow profit and operating cash 
faster than revenue and these are 
driven by focused performance 
management processes based  
on daily, weekly and monthly 
operational and financial metrics.

Improving margin 
Gross margin is improved with  
careful value driver mix management, 
based on rigorous benchmarking, 
while overheads are tightly controlled 
through a constant focus on improving 
productivity, returns on marketing 
investments and costs. 

Controlling working capital 
We remain resolute on our working 
capital discipline with proven 
processes in place to effectively 
manage the supply chain to 1.5 
months stock cover across the Group. 

Commercial initiatives
Commercial initiatives designed  
to increase both our market share  
and our aftersales operations are 
growing Group revenue ahead of  
the competition. Our local marketing 
teams are recognised for their 
innovative marketing programmes 
which are driving customer traffic  
into our showrooms and aftersales 
customers into our service centres. 

Growing market share
Vehicle sales initiatives dovetail into  
our Inchcape Advantage programme 
to make the retail visit a special 
experience, from the initial welcome 
and a flexible test drive programme  
all the way through to a memorable 
car handover process.

Growing aftersales
In aftersales too, creative  
programmes, such as our digital 
vehicle health checks, express service 
and oil and tyre programmes, ensure  
a differentiated customer experience 
based on trust and integrity. Our 
marketing focus on achieving higher 
customer retention in the post 
warranty period is proving successful.

www.inchcape.com 

7

 
Engineered for performance

3
Performance  
management  

with industry leading processes

8 

Inchcape plc ¦ Annual Report and Accounts 2011

The Group has a deeply ingrained performance management discipline both centrally and locally – in breadth and  
in depth. We consider this to be fundamental to the Group’s success. The processes we operate are comprehensive  
and completed in a timely manner in order to inform the business for greater operational efficiency. It is an approach 
which combines central governance alongside tools for strong and knowledgeable local management to respond 
rapidly and effectively to the changing individual needs of their specific markets.

We apply a consistent approach to operational and financial metrics right across the Group as evidenced by  
our balanced scorecard, by region, as part of our monthly reporting. This highlights the key metrics to management  
and enables rigorous benchmarking alongside performance tracking. 

Inchcape Performance Management Cycle

5 Year 
Strategy Plan

Yearly  
Budget

3+9  
Forecast*

9+3  
Forecast*

CAPEX 
Committee

IA 
Committee**

iPOM  
Committee***

Talent 
Performance 
Review

Board 
Governance

Daily, weekly  
& monthly  
traffic & volume data

Weekly/monthly P&L, Cash Flow  
& Working Capital reports

Monthly balanced scorecard,  
by site, country and region

Monthly performance reviews  
with each market

12 month  
rolling forecast

Global governance
There is certainly breadth to  
our performance management 
approach. Our strategic, long and 
short term financial planning sits 
alongside committee structures  
for capital expenditure approval  
and monitoring, customer 

management (Inchcape Advantage), 
risk management (iPOM Inchcape 
Peace of Mind), talent performance 
and of course, the governance of  
a strong Board of Directors.

Local insights 
The depth of our approach starts  
with our unique Inchcape Advantage 

portal with real-time customer metrics 
for both sales and aftersales for every 
single site and flows through to 
Group-level weekly and monthly 
financial metrics, monthly business 
performance reviews held between 
the Group and Market CEOs and 
regional 12 month rolling forecasts. 

Year on year  
market share  
growth

Growing  
aftersales

c.50%

of gross profit from 
aftersales

1.5 months 
stock cover

Performance  
tracking

*  Full year forecast once a year: Q1 actual + 9 
months in 3+9; 9 months actual + Q4 in 9+3 

**  Inchcape Advantage Committee is 

responsible for the development of this core 
strategic programme 

***  Inchcape Peace of Mind Committee  
is responsible for risk management 

www.inchcape.com 

9

 
Engineered for performance

4
Performance 
advantage 
for customers with ever better  
cars and superior customer service

10 

Inchcape plc ¦ Annual Report and Accounts 2011

Customer service has successfully differentiated us from our competitors through our Inchcape Advantage 
programme, which enables us to constantly evolve and refi ne our operational processes based on the fi ndings 
of 12,000 interviews that we undertake every month with both customers and non-customers. This close customer 
contact additionally provides insight to drive strong marketing programmes to differentiate our ‘value for money’ 
propositions. Inchcape Advantage lies at the heart of our competitive advantage and empowers our core purpose 
to create the ultimate customer experience for our brand partners.

Attractive ‘value for money’
We have proven marketing capability 
in our distribution businesses. Marketing 
excellence combined with a deep 
and sophisticated local knowledge in 
the markets in which we operate allows 
us to leverage the strong pricing power 
of our brands and deliver attractive 
‘value for money’ campaigns. 

Our brand partners
Inchcape is unique in the range 
of long-standing and deep brand 
partnerships we enjoy with the world’s 
leading premium and luxury motor 
manufacturers. These companies 
represent the fastest growing sales 
sector in mature and emerging 
markets alike, right across the world. 
In addition, we operate in 21 of the 
world’s fast growing markets in Asia 
Pacifi c and the Emerging Markets. 
These two factors combine to ideally 
place us to meet global demands 
for automotive innovation, a primary 
driver of growth among the fast 
expanding middle classes in 
developing countries across the 
Asia Pacifi c region and elsewhere.

Technical innovations 
are driving growth
Ever increasing demand for 
innovations that drive down the cost 
of ownership is fundamental to the 
continuing popularity of the leading 
automotive brands with which we 
work. Our brand partners’ investments 
in research and development have 
placed them at the forefront of 
improvements in environmental 
technologies, safety, reliability 
and connectivity. 

Superior customer service
Excellent service is key to a customer’s 
perception that the value derived from 
a transaction is greater than the price 
that they have paid, a factor that our 
research reveals is of increasing 
importance in the purchase decision. 
Our outstanding customer service is 
proving to be a winning factor in sales 
conversion and customer retention. 

www.inchcape.com 

 11

 
Engineered for performance

5
Performance ahead  
with exciting growth prospects

12 

Inchcape plc ¦ Annual Report and Accounts 2011

Inchcape’s business model and balance sheet strength ideally position us to benefit from five important global trends 
that will dominate the automotive industry, which is projected for high growth in the years to come, enabling us to  
return to peak earnings and beyond. These trends are particularly significant for Inchcape as we have the scale  
and global presence, market leadership position, high quality brand partnerships and the financial strength to fully 
capitalise on them. 

Global TIV (m)
Global car sales are forecast  
to grow significantly*

+30%

100

80

60

40

20

0

11

12

13

14

15

16

Global car parc (m)
Number of cars on the road 
globally forecast to increase**

+16%

100

80

60

40

20

0

11

12

13

14

15

16

*  source: IHS Automotive

** source: LMC Automotive

Strongest players will lead  
industry consolidation
The strongest and well capitalised 
players in the industry will continue  
to lead its consolidation. Inchcape is 
well positioned to gain access to these 
expansion opportunities, benefiting 
from our long standing and close 
relationships with the world’s leading 
manufacturers, a proven track record 
of effective brand stewardship across 
five continents and a strong balance 
sheet. This is evidenced by our newly 
won distribution contract with Land 
Rover and Ford in Hong Kong and 
Macau and exclusive representation  
of Rolls-Royce in Chile.

Uniquely positioned  
to take advantage  
of global growth

Broad based global recovery

Structural growth led by wealth  
creation in Asia Pacific and the  
Emerging Markets

Technology will create value  
and accelerate vehicle replacement  
in advanced markets

Car parc growth in both the fast  
growing and advanced markets

Strongest players will  
lead industry consolidation

Broad based global recovery
It is evident that the global economic 
recovery will continue to be uneven. 
That said, the forecast for the total car 
market is exciting as the global industry 
is geared for 30% growth over the next 
five years (source: IHS Automotive). 
Given our geographic spread, we  
are well positioned to benefit from  
this uneven recovery. 

Structural growth led by  
wealth creation in Asia Pacific  
and the Emerging Markets
Structural growth in the industry  
will be led by wealth creation in Asia 
Pacific and the Emerging Markets.  
With our strong portfolio of luxury and 
premium brands, Inchcape is uniquely 
positioned to take advantage of the 
premiumisation of these markets as 
consumers increasingly aspire to  
better lifestyles.

Technology will create value  
and accelerate replacement in 
advanced markets
In advanced markets, new technology 
will create value and drive vehicle 
replacement. Inchcape’s leading luxury 
and premium brand partners are at the 
forefront, with their leading-edge 
development of hybrid and electric 
vehicles and fuel efficient technology 
for both diesel and petrol engines.

Car parc growth in both the fast 
growing and advanced markets
Research shows that the global car 
parc, comprising new and used cars,  
is set to grow by 16% over the next five 
years (source: LMC Automotive). While 
this is an obvious driver of our continued 
growth through the sale of new and 
used vehicles, its significance for us  
is further strengthened through the 
opportunities it provides for the sale  
of finance and insurance products  
and for aftersales servicing through 
the whole ownership life-cycle as  
the car parc increases. 

www.inchcape.com 

13

 
Directors’ Report: Business Review

Inchcape worldwide 
Global footprint uniquely positions  
Inchcape for future growth

Australasia
Inchcape is the distributor for 
Subaru in Australia and New 
Zealand and operates a multi 
brand retail strategy in Australia.  

Europe
Inchcape operates distribution 
and retail across four western 
European markets – Belgium, 
Greece, Finland and 
Luxembourg. 

North Asia
Inchcape operates a multi 
brand VIR model in Hong Kong, 
Macau, Guam and Saipan. 

 See page 25

 See page 26

 See page 27

Financial highlights
Sales

£1,011.0m

2010: £1,030.3m

Trading profit

£55.3m

2010: £62.5m

Financial highlights
Sales

£806.0m

2010: £870.9m

Trading profit

£24.0m

2010: £27.8m

Financial highlights
Sales

£433.3m

2010: £430.6m

Trading profit

£42.0m

2010: £34.0m

See online:  
www.inchcape.com/ar11

Key

Distribution

Brand partners

Brand partners

Brand partners

Retail

Vertically  
integrated  
retail (VIR)

Market channels

Market channels

Market channels

14 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Directors’ Report: Business Review

Contribution to Group by Sales (%)

Contribution to Group Trading Profit (%)

 Asia Pacific and  
the Emerging Markets
50.8%
 UK and Europe 
49.2%

 Asia Pacific and  
the Emerging Markets 
67.8%
 UK and Europe 
32.2%

South Asia
Inchcape operates a multi 
brand VIR model in Singapore 
and Brunei. 

United Kingdom
Inchcape operates a  
scale retail business with 
premium brand partners in  
key regions together with  
a fleet leasing business. 

Russia and  
Emerging Markets
Inchcape operates a VIR model 
in the Baltics, Africa and South 
America, distribution and retail  
in the Balkans, and retail in Russia, 
China and Poland.

 See page 28

 See page 29

 See page 30

Financial highlights
Sales

£296.2m

2010: £371.8m

Trading profit

£26.0m

2010: £36.1m

Financial highlights
Sales

£2,059.3m

2010: £2,125.8m

Trading profit

£60.4m

2010: £55.9m

Financial highlights
Sales

£1,220.5m

2010: £1,056.0m

Trading profit

£54.1m

2010: £31.8m

Brand partners

Brand partners

Brand partners

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Market channels

Market channels

Market channels

www.inchcape.com 

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Directors’ Report: Business Review

Chairman’s statement 
Inchcape has delivered robust  
earnings growth in 2011

In a year that has been characterised by challenging conditions  
in many developed markets countered by strong demand and 
industry growth for premium vehicles in Asia Pacific and the 
Emerging Markets, I am pleased to report robust results for 2011 
coupled with a strong year end net cash position. Inchcape  
has delivered ahead of expectations in the UK and Europe  
as well as achieving excellent results in our Asia Pacific and  
Emerging Markets despite the supply issues faced following  
the Japanese earthquake in March. 

Performance 
Group sales decreased by 1.0% to £5.8bn for the full year to  
31 December 2011 largely as a result of the temporary supply 
constraints from the March earthquake and tsunami in Japan 
which affected our Subaru distribution business in Australasia  
and our Toyota/Lexus operations in Europe and Asia, combined 
with the challenging market conditions in Greece and the UK.  
On a like for like, constant currency basis, sales decreased by 1.7%. 

Our swift and decisive actions to strengthen and protect the  
business in response to the global downturn since the last quarter  
of 2008 have significantly reduced our cost base. In the fourth 
quarter of 2011 we announced further productivity initiatives  
to offset the impact of inflation on our global cost base in 2012.  
The Group remains focused on tight cost control throughout  
its operations. 

Our 4.5% Group trading margin is a 30bps improvement on last  
year and only 40bps below our 2006 peak. Given that like for like 
revenues are significantly below our historical peak this is a great 
result, highlighting the emphasis on performance management  
and the potential for the Group to gain from operating leverage. 

Profit before tax and exceptional items of £227.7m was 6.4% higher 
than 2010 and adjusted earnings per share rose by 10.9% to 35.5p. 
On a statutory basis, profit before tax was £203.4m, 5.9% above 2010. 
Cash generated from operations during the year was £244.7m  
which represents a 105.9% conversion of statutory operating profit. 

Capital expenditure 
Following two years of reduced capital expenditure the Group 
invested at a greater level in 2011 while continuing to be selective 
and specific in our spending, in line with our Top Five Priorities. We 
have expanded our capacity in Chile, Peru, Poland and Russia; 
where we also opened new sites in Moscow for BMW and Land 
Rover in 2011. We have made further strategic greenfield 
investments in China, with our new 3S Jaguar Land Rover site in 
Shaoxing and are building a new site with Porsche in Nanchang. 
We are also building a new Porsche site in the UK. 

Board 
Following seven years with the Group, Michael Wemms retired  
in May 2011. Michael has been a valuable member of the Board, 
bringing a depth of knowledge and experience to his role as 

16 

Inchcape plc ¦ Annual Report and Accounts 2011

Chairman of the Remuneration Committee. Michael stepped 
down from the Remuneration, Audit, Nominations and Corporate 
Responsibility (CR) Committees at the beginning of the year.  
I would like to thank Michael for his contribution during his time  
with the Group. 

Vicky Bindra joined the Board on 1 July 2011 and Till Vestring  
joined the Board on 1 September 2011. I am delighted with the 
new appointments as these bring valuable international and  
Asian expertise to the Board.

Dividend 
The Board is pleased to recommend a payment of a final  
dividend for the year ended 31 December 2011 of 7.4p per share  
(2010: 6.6p). This gives a total dividend for 2011 of 11.0p per share. 

Approach to governance and CR 
We see governance as an evolving set of principles and the 
Annual Report gives the Board an opportunity to communicate 
how we have incorporated these principles to underpin the 
delivery of the Group’s strategy. The Corporate Governance 
Report on pages 41 to 50 aims to set out how we have structured 
the Board, how we have reviewed and evaluated ourselves  
and our processes, and what changes we have made to ensure 
the Board and its committees remain effective. In 2011 the  
CR Committee, responsible for the strategic direction of the 
Group’s CR programme, continued to develop a global  
approach to making responsible economic, environmental  
and social behaviour fundamental to the way we work. 

People 
We have experienced another year of challenges and 
opportunities, and I wish to express my sincere thanks, on behalf  
of the Board, to all our colleagues across the Group for their 
outstanding commitment and support in 2011. 

Outlook 
Inchcape is uniquely positioned in the global car industry and while 
we remain cautious regarding the short term outlook in some of  
our markets, we expect to deliver another solid performance in 
2012. The global recovery remains uneven with the European 
sovereign credit issues continuing to unsettle financial markets.  
We expect the trading environment to remain challenging in the 
UK and Europe as the various austerity measures are likely to affect 
consumer confidence and disposable income. However, we  
are well positioned to take advantage of the structural growth 
prospects driven by the premiumisation of consumer demand  
in Asia Pacific and the Emerging Markets.

Ken Hanna,  
Chairman

Directors’ Report: Business Review

Group Chief Executive’s strategic review 
Engineered for performance

André Lacroix
Group Chief Executive

Our results for 2011 clearly demonstrate the resilience of our unique  
business model as we strengthened our profitability and balance  
sheet while continuing to grow market share around the world. 

Sales  

£5.8bn

-1.0%

Operating profit  
before exceptional items

£244.4m

+8.4%

Profit before tax 
before exceptional items

£227.7m

+6.4%

A strategy engineered for performance
Inchcape is a global industry leader in automotive distribution and 
retailing. We have deep relationships with the world’s leading luxury 
and premium brands and have scale operations in 26 markets.  
21 of these are in the fast growing economies of Asia Pacific and 
the Emerging Markets with burgeoning new middle classes that  
are driving the robust growth of global industry volumes.

premium vehicles in Asia Pacific and the Emerging Markets, 
although consumer confidence weakened further in the more 
mature and developed economies of the UK and Europe. 

However in the UK, we benefited from our position in the market,  
as the luxury and premium segment continued to outperform in  
an increasingly competitive environment. This meant that we too 
outperformed the industry, managing to again win market share.

Our vision is to be the world’s most customer-centric automotive 
retail group driven by our Customer 1st strategy to both strengthen 
the performance of our existing assets through improved market 
share and aftersales service retention and, through the strong 
brand partner relationships that this creates, to gain access to 
expansion opportunities in high margin/high growth areas of the 
world. We operationalise this strategy to deliver organic growth 
through a disciplined focus on our ‘Top Five Priorities’, growing 
market share, growing aftersales, improving margins, controlling 
working capital and being selective about capital expenditure, 
and we drive consistently superior customer service in every site 
through the proprietary processes of our unique Inchcape 
Advantage programme.

Over the last three years, we have taken swift and decisive action 
to protect and strengthen our business against the impact of the 
economic downturn. These actions have supported the delivery  
in 2011 of strong profits for the Group, with EPS +11% year on year 
following 18% EPS growth in 2010. This was achieved despite a  
small decrease in revenue from the previous year, highlighting the 
effectiveness of our cost controls and governance at the Group, 
country and retail centre level.

Our results for 2011 clearly demonstrate the value of our 
international reach, which has successfully protected us against 
the uneven recovery of the global automotive market. During  
the year we witnessed strong growth momentum for luxury and 

Against a difficult economic backdrop, it is pleasing to report that 
our disciplined approach to performance enabled us to grow 
market share in Europe during the year. We benefited from strong 
growth in Russia and Emerging Markets as we focused on meeting 
the aspirations of these economies’ fast-growing middle classes.  
All this was achieved despite significant supply difficulties due to 
the Japanese earthquake in the spring that affected our 
operations in Asia Pacific.

In 2011, we also made important strategic investments in  
our retail and aftersales capacity in a number of key markets 
including China, Russia, Poland, Peru and Chile, and we were 
awarded two strategically significant distribution contracts in  
Hong Kong and Chile. Our close relationship with our manufacturer 
brand partners and long standing track record of performance  
has given us access to expansion opportunities in these exciting 
growth markets. 

We first entered China in 2007 with the three objectives of testing 
the retail unit economics, building a local organisation and 
establishing best practice operating processes. We achieved this 
by 2010 through three successful pilot operations, one in Shanghai 
and two in Shaoxing. 2011 saw further expansion in China, with  
two Jaguar Land Rover facilities in Shaoxing and the award of  
the highly prestigious retail franchise for Porsche in Nanchang, 
which is set to open in 2012. These are key elements of our strategy 
for China, which sees us target 20 retail sites in the next five years.

www.inchcape.com 

17

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Directors’ Report: Business Review
Group Chief Executive’s strategic review continued

Looking to other newer markets for Inchcape, we have 22 retail 
centres in Moscow and St Petersburg. This reflects predictions that 
Russia will be Europe’s largest – and the world’s fourth biggest –  
car market within the next five years. Building a portfolio of scale 
businesses with our core brand partners in the fast-growing 
premium segment is the right expansion strategy for Inchcape  
in markets that are set to become the largest in the world.

Naturally, as we move forward we will continue to exercise strong 
control over our working capital and inventory management as  
a key aspect of our Top Five Priorities. But as the global middle class 
grows in both scale and buying power, we are a company whose 
structure and strategy make consistent growth over the years to 
come an achievable reality. This is the key benefit to being 
engineered for performance. 

During 2011 we were appointed as distributor for Land Rover and 
Ford in Hong Kong and Macau and as exclusive representative  
of Rolls-Royce in Chile, where we have complete responsibility  
for these brands within the markets. These successful gains clearly 
show that desirable distribution contracts are available to the  
right businesses with a proven track record of effective brand 
stewardship, a disciplined process to integrate acquisitions and  
a strong balance sheet.

Our strong performance for 2011 gives us a solid platform for 
growth into the future. We plan to take advantage of growth 
opportunities that arise in the global industry, leveraging our 
financial strength and long standing, deep brand partnerships. 

Looking ahead to 2012 and beyond, we will benefit from  
five unique strengths as we seek to engineer the best possible 
performance for our brand partners, customers and shareholders. 
A brief summary of these follows.

Performance track record in all economic cycles 
Our unique business model is based on a number of key strengths 
and has played a key role in ensuring that the Group has, over 
the years, delivered a performance track record during growth, 
downturn and recovery cycles. 

First, we have a broad geographic spread with scale operations in 
26 markets, of which 21 are among the world’s fastest growing Asia 
Pacific and Emerging Markets. In fact, Inchcape is the world’s only 

A strategy engineered for performance

Proven business model in  
global premium car markets 
with strong performance in all 
economic cycles.
    G r o w th drivers
            Financ

s         

hicle s a l e

e
   V

e a

n

d

 i

n

s

u

r

a

n

c
e

Global 
brand 
partners

S

e

r

vic

e                            

             P arts

Defensive  d r

s

i v e r

Well financed route to 
market for our brand 
partners: Distribution  
and Retail 

Diversified revenue streams 
from growth and defensive 
value drivers

Broad geographical 
spread with scale 
operations

Portfolio of leading luxury 
& premium brands

Empowered organisation is responsive to market changes 
and aligned on global processes 

Inchcape is a world leading automotive retailer and distributor.  
Across our 26 markets, we operate as distributor in 22 of these, 
with retail only operations in the UK, Poland, Russia and China. 
Furthermore, 21 of our markets are in the fast growing economies  
of Asia Pacific and the Emerging Markets.

18 

Inchcape plc ¦ Annual Report and Accounts 2011

Our clear vision and strategy 
aim to generate consistently 
excellent results for our 
shareholders.

Vision 
To be the world’s most 
customer-centric 
automotive retail group

Strategy 
Strengthen 
Superior customer  
value proposition 
through Inchcape 
Advantage 

Core Purpose 
To create the 
ultimate customer 
experience  
for our brand 
partners

Strategy 
Expand 
Consolidation in 
high margin/high 
growth areas

Superior customer service both strengthens the performance 
of our existing assets, enabling us to improve market share and 
aftersales service retention and, through the strong brand partner 
relationships that this creates, also provides  
us with better access to expansion opportunities  
in high margin/high growth areas. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Directors’ Report: Business Review
Group Chief Executive’s strategic review continued

automotive distribution and retail Group with scale businesses 
across five continents.

an even higher proportion of customers following the expiry  
of their warranties.

This geographic reach has been key to the six consecutive years  
of growth and strong returns we achieved prior to the downturn  
in 2008, peak operating cashflow in 2009, strong earnings recovery 
in 2010 and robust profit growth in 2011, despite challenging UK 
and European markets and the impact of the Japanese 
earthquake. 

Second is the diversity of our revenue streams, covering both 
‘defensive’ and ‘growth’ value drivers. 

We generate around 50% of our gross profit from the ‘defensive’ 
value drivers of aftersales servicing and parts, which balance our 
‘growth’ revenue streams of vehicle sales alongside finance and 
insurance products. Looking ahead, however, we believe that 
there is a great opportunity to expand our aftersales business 
significantly by not only growing new aftersales customer bases  
in our expanding emerging market operations but also  
by further building on our competitive strengths to retain  

Typically, the industry experiences a high proportion of aftersales 
customers leaving franchised centres once the vehicle warranty 
expires. Our approach is to concentrate additional marketing 
resource on customer retention, highlighting the tangible value  
of our state of the art onsite equipment, live links to manufacturer 
diagnosis and resolution systems, and the top level of training  
our operatives receive directly from our brand partners. In our 
Singapore business for example, this approach has resulted in  
more than double the percentage of customers who make us 
responsible for their vehicle servicing for six years and more.

We also leverage our industry leading service standards, based  
on our complete transparency with customers, which ensures  
we undertake no work without their prior agreement and 
understanding. In this way, we demonstrate that there is no  
better place to go than an Inchcape service centre throughout 
the entire life of a vehicle.

Strong operational discipline  
on ‘Top Five Priorities’ supports  
Inchcape’s differentiating  
Customer 1st strategy.

Differentiated 
strategy

Growing  
market share

Growing  
aftersales

Commercial initiatives 
to grow revenues ahead  
of competitors

Improving  
margin

Controlling  
working capital

Selective 
capital 
expenditure

Cash initiatives 
to grow profit 
and operating 
cash faster  
than revenue

Balanced focus on commercial and cash initiatives in every operation

To deliver organic growth, we execute our differentiated 
Customer 1st strategy with a strong operational discipline 
on what we call our ‘Top Five Priorities’.

Inchcape Advantage is critical 
to driving revenues  
ahead of the competition.

Purchase

Ownership

Customer  
data

Traffic

Leads

Test drivers

Enquiries
Bookings
Lead times

CaptCapture ure rate
Capture rate

Identify focus  
areas & 
recognise  
progress

Superior customer value

Delivering superior and differentiated customer service is the  
over-arching strategic goal for the Group.

Inchcape Advantage, our programme to deliver consistently superior 
customer service in every centre through our proprietary processes, 
was formed after extensive consumer research. 

www.inchcape.com 

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Directors’ Report: Business Review
Group Chief Executive’s strategic review continued

A further critical factor behind Inchcape’s success is our 
decentralised organisation, which enables us to gain from the 
empowerment of highly knowledgeable local management who 
can respond rapidly and decisively to changing market conditions. 

Alongside the global alignment of processes, controls, 
performance measures, governance and the sharing of best 
practice across the Group, this enables us to adapt rapidly and  
to tailor our approach precisely to the needs of each local market.

Performance discipline through operational focus  
on our Top Five Priorities
At Inchcape, we constantly seek to achieve a balance between 
commercial and cash initiatives to ensure we remain focused  
on growth while maintaining a disciplined approach to  
financial returns. 

At the base of our business is the strength we gain through  
our close partnerships with the world’s leading luxury and  
premium automotive brands. We maximise the opportunities  
these represent through focusing on what we call our ‘Top Five 
Priorities’, the elements of which ensure we grow our revenues 
ahead of our competitors through increasing market share and 
aftersales, while successfully growing profit and operating cash 
faster than revenue through improved margins, control of our 
working capital and by being selective about capital  
expenditure investment.

For example, since the global downturn of 2008 we have 
undertaken a number of separate rationalisations of our  
business to manage costs and strengthen our margins across the 
organisation. These have included the closure of underperforming 
and non-core retail sites, the move of a number of national head 
offices into cost-effective office suites above showrooms and a 
more disciplined approach to marketing that involves a greater 
emphasis on digital advertising with better commercial returns.

Such initiatives have seen us drive a particularly strong profit and 
cash performance over the last three years that demonstrates  
the defensive strengths of our business model.

Looking ahead, while we recognise the need to invest in the 
increase of our revenues and profitability in the years to come,  
we will not relax our focus on tight cost and cash controls, even 
in already strong economies or those markets moving out of 
downturn and into recovery.

One of the main reasons we were able to improve our competitive 
position during the economic downturn, which has seen many of 
our competitors either suffer long term damage or fail altogether, 
was the fact that the market intelligence we gain through the 
leading indicators of our unique Inchcape Advantage portal 
enables us to carry only six weeks’ worth of stock across the Group. 
This enables us to manage our working capital efficiently, so giving 
us exceptional financial strength and flexibility. Drawing on the 
investments in customer insight that we make, it will continue  
to be a unique advantage for Inchcape as we maintain our  
focus throughout 2012 and beyond.

Performance management with industry  
leading processes

An ethos of rigorous performance management is ingrained  
in Inchcape’s culture through the frequent and timely 
implementation of key processes; centrally, locally and at every 
level of the organisation. These include the use of a suite of sales 
and aftersales based customer metrics, which provide leading 
indicators to help manage the business, and the sharing of best 
practice across the Group. 

The way in which Inchcape is structured and the day to day 
management practices we use throughout the organisation are 
designed to ensure we grow revenue ahead of our competitors 
and grow operating profit and gross margin faster than revenue.

For example, our commitment to daily, weekly and monthly 
management reporting and disciplined central governance 
underpins well informed local decision making, in which 
expenditure is only ever justified by its positive impact on our 
profitability. This is further supported by our daily analysis of the 
metrics we access through our unique ‘customer funnel’ – dynamic 
information relating to the purchase and aftersales process that we 
glean through live customer contacts at every point in the journey. 
This gives us early insights into future customer behaviour that  
drive performance for every brand in every national market  
and retail centre.

These are examples of our broad and deep range of performance 
management measures collectively building strategic planning 
and control tools into the heart of our business to deliver an 
integrated set of forecasting, budgeting, governance, review, 
analysis and talent development tools that enable global policies 
to be tailored for local and regional markets.

Performance advantage for customers with ever 
better cars and superior customer service
Every month, we conduct around 12,000 interviews with our 
customers and non buyers to provide us with the insight we need  
to drive revenues ahead of our competitors and to stay closely  
in touch with changing consumer behaviour and attitudes. These 
are clearly showing us that consumers have changed since the 
downturn of 2008 and 2009 in markets across the world, and are 
now, more than ever, seeking value for money in their purchases.

This does not mean that they are seeking low cost alternatives  
to the models they used to buy. On the contrary, we are witnessing 
the ‘premiumisation’ of Emerging Markets and Asia Pacific 
countries as newly middle class customers seek better quality, 
innovation and environmental performance from their vehicles.  
In advanced economies, luxury and premium vehicles are gaining 
market share as the brand strength of our manufacturer partners 
provide superior value for money. 

We in turn leverage this pricing power of our brand partners with 
outstanding customer service to create superior margins, delivering 
value through the right vehicle specifications, warranty support, 
cost effective marketing, service support and finance options.

20 

Inchcape plc ¦ Annual Report and Accounts 2011

Directors’ Report: Business Review
Group Chief Executive’s strategic review continued

Our manufacturer partners are investing more than ever in green 
technologies that are in fast growing demand from perceptive 
buyers. BMW, for example, has achieved a 63% improvement in  
the MPG performance and a 39% reduction in the CO2 emissions 
of its 2011 320d model over its 2005 equivalent, and our other 
manufacturer partners have achieved similar advances. 

The fourth is the predicted growth of the global car parc in both 
advanced and emerging markets. The global car parc, comprising 
new and used cars, is set to grow by 16% over the next five years 
(source: LMC Automotive) which will drive revenue growth for  
us in both the highly profitable areas of used cars and in  
aftersales servicing. 

The fifth trend is the fact that in a fragmented global marketplace 
only the strongest players will lead industry consolidation through 
expansion and the erosion of weaker rivals. Vehicle manufacturers 
will want to strengthen both their market coverage and quality  
of operations and, as we have demonstrated in 2011, Inchcape  
is well positioned to gain access to expansion opportunities, 
benefiting from our long standing and deep relationships with  
the world’s leading car manufacturers, a proven track record  
of effective brand management, customer service excellence  
and a strong balance sheet. 

As a Group we are already focused on positioning ourselves  
to take advantage of and benefit from these key trends, again 
moving ahead of our competition to seize opportunities as  
they arise. 

We have a unique and proven business model, a differentiated 
strategy, a strong operational focus and Inchcape people who 
have a genuine passion for performance.

Inchcape is a global industry leader and engineered 
for performance. 

André Lacroix, 
Group Chief Executive

ro

See online: www inchcape.com/ar11

Customer service is, and has been for some years, our number  
one competitive advantage. Not only does it enable the 
strengthening of existing assets for improved market share  
and aftersales service retention, it also facilitates expansion 
opportunities as we leverage our increasingly powerful brand 
partner relationships.

Inchcape Advantage, our unique Group-wide programme  
for continuous improvement, which is now in its fifth year, lies  
at the heart of our strategic commitment to customer-centric 
operational excellence. Its proprietary processes are what drive  
the organic growth of our business, both through delivering for  
our customers and through the resultant superior relationships  
with our brand partners.

To maintain and expand upon our leading position, we intend  
to constantly raise the bar in every aspect of customer service.  
This we have done in 2011, and we will continue to drive further 
improvements during 2012 and into the future.

Performance ahead with exciting growth prospects
Looking to the future, for many of the reasons I have already 
outlined, Inchcape is uniquely positioned to take advantage of  
five important trends that are set to affect the global car market.

The growth prospects are truly exciting in our industry as we expect 
the global car market to increase by 30% (source: IHS Automotive)
in the next five years. 

The first key trend is the expected broad based global recovery  
in the medium term. Some of our markets have quickly rebounded 
in 2010 and 2011 and are now ahead of their pre-2008 levels.  
Some of our markets are slightly below their 2007 peak level and  
are poised for growth as the ageing of the car parc will accelerate 
the recovery pace in the years to come. Thanks to our geographic 
spread, we are well positioned to benefit from this uneven recovery.

The second trend is the growing wealth in Asia Pacific and the 
Emerging Markets. Between 2011 and 2016, these markets will 
represent 94% of the world’s population growth (source: IMF)  
and 72% of GDP growth (source: EIU). As a result, these regions  
will also be the key drivers of the predicted 16% growth in the 
global car parc over the same period (source: LMC Automotive), 
responsible for 78% of car industry growth and coming to represent 
64% of global car sales by 2016 (source: IHS Automotive). Inchcape 
is already in 21 such growth markets. 

The third trend is of accelerated car replacement in advanced 
markets thanks to the technological advances pioneered by our 
brand partners, particularly those that reduce the cost of ownership. 
Inchcape’s premium brand partners are at the forefront of these 
advances, with their leading-edge development of hybrid and 
electric vehicles and fuel efficient technology for both diesel  
and petrol engines. 

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Directors’ Report: Business Review

Key performance indicators (KPIs) 
Measuring our performance

These KPIs are how we measure our business performance

The Board of Directors and the Group Executive Committee monitor the Group’s progress against its strategic objectives and the financial 
performance of the Group’s operations on a regular basis. Performance is assessed against the strategy, budgets and forecasts. We also 
measure the quality of revenues through the mix of revenue streams, and the flow through of value from sales revenue to trading profit.

Sales 

Trading profit 

Trading margin 

Like for like sales and  
trading profit

Definition
Excludes the impact of 
acquisitions from the date  
of acquisition until the 13th 
month of ownership and 
businesses that are sold or 
closed. It further removes the 
impact of retail centres that  
are relocated from the date  
of opening until the 13th month 
of trading in the new location. 
These numbers are presented  
in constant currency.

Achievements in 2011
Like for like sales decreased  
by 1.7% while like for like trading 
profit grew by 3.5% as we 
continued to focus on cost 
management in all our markets.

+3.5%

Like for like 
trading profit

Definition
Operating profit excluding the 
impact of exceptional items 
and unallocated central costs.

Achievements in 2011
Trading profit increased by 5.5% 
driven by our continued focus 
on our Top Five Priorities in all of 
the Group’s regions and tight 
cost controls. 

Definition
Calculated by dividing trading 
profit by sales.

Achievements in 2011
The Group’s trading margin 
grew 30bps to 4.5% despite a 
challenging year in a number  
of our markets. 

Definition
Consideration receivable from 
the sale of goods and services.  
It is stated net of rebates and 
any discounts, and excludes 
sales related taxes.

Achievements in 2011
Sales marginally declined by 
1.0% with strong sales growth  
in Russia and Emerging Markets 
offsetting much of the impact  
of the earthquake in Japan  
and tougher trading conditions 
in some markets.
£5.8bn
2010: £5.9bn
8

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Trading profit split

21.1%
Australasia 
9.2%
Europe 
16.1%
North Asia 
9.9%
South Asia 
23.1%
UK 
Russia and Emerging Markets  20.6%

£261.8m

07

08

09

10

11

Working capital 

Definition
Inventory, receivables, payables, 
and supplier related credit.

Achievements in 2011
We have maintained our stock 
cover at our target of 1.5 months 
through the year and have 
reduced our working capital  
by a further 33.7% to £12.2m,  
a historical low for the Group.  

Profit before tax and 
exceptional items 

Definition
Represents the profit made  
after operating and interest 
expense but before tax is 
charged excluding the  
impact of exceptional items.

Achievements in 2011
Profit before tax and exceptional 
items increased by 6.4%, to 
£227.7m only £7.4m away  
from the 2007 peak. 
£227.7m
2010: £214.0m

4.5%
2010: 4.2%

6.00

5.25

4.50

3.75

3.00

2.25

1.50

0.75

0

%
8
.
4

%
0
.
4

%
5
.
3

%
5
% 4
.
2
.
4

07

08

09

10

11

Cash generated from 
operations 

Definition
Trading profit adjusted for 
depreciation, amortisation  
and other non cash items plus 
the change in working capital  
and provisions.

Achievements in 2011
Our strong control over working 
capital has again enabled the 
Group to deliver an operating 
cash flow of £244.7m.  

£12.2m
2010: £18.4m

£244.7m
2010: £274.3m

240

210

180

150

120

90

60

30

0

m
7
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7
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£

m
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4
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m
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£

m
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m
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5
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£

280

245

210

175

140

105

70

35

0

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5
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2
5
2
£

m
9
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4
2
1
£

m
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6
7
£

m
4
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8
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£

07

08

09

10

11

07

08

09

10

22 

Inchcape plc ¦ Annual Report and Accounts 2011

360

315

270

225

180

135

90

45

0

m
2
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2
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£

11

m
7
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6
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£

m
3
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£

m
7
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4
4
2
£

m
0
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3
9
2
£

m
7
.
3
8
1
£

07

08

09

10

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Directors’ Report: Business Review

Operating review 
Strong recovery

John McConnell
Group Finance Director

Our disciplined focus on the Top Five Priorities  
has delivered strong margin growth and  
strong cash generation.

Sales  

£5.8bn

-1.0%

Trading profit

£261.8m

+5.5%

Working capital

£12.2m

-33.7%

Net cash

£243.5m

+18.3%

Performance indicators – Results
Sales
Trading profit
Trading margin %
Like for like sales
Like for like trading profit
Like for like sales growth % 
Like for like trading profit growth %
Profit before tax before exceptional items
Working capital
Cash generated from operations
Net cash

Year ended
31.12.2011
£m

Year ended 
31.12.2010
£m

5,826.3
261.8
4.5
5,736.5
260.5
0.1
5.3
227.7
12.2
244.7
243.5

5,885.4
248.1
4.2
5,729.0
247.5
6.0
25.8
214.0
18.4
274.3
205.8

% change

(1.0)
5.5
0.3ppt
0.1
5.3
(5.9)ppt
(20.5)ppt
6.4
(33.7)
(10.8)
18.3

% change in 
constant 
currency

 (2.8)
3.8
0.3ppt
(1.7)
3.5

4.4

Our results are stated at actual rates of exchange. However to enhance comparability we also present year on year changes in 
sales and trading profit in constant currency thereby isolating the impact of exchange. Unless otherwise stated changes in sales 
and trading profit in the operating review are at constant currency.

The global economic environment in 2011 remained uneven with 
growth in Asia Pacific and the emerging economies whilst the UK 
and Europe were challenging. Demand for new and used cars 
grew in Russia, Australia, the Baltics, South America, Hong Kong 
and Belgium but demand in the UK weakened and Greece 
experienced a further severe downturn. 

The supply disruption resulting from the Japanese earthquake 
and tsunami in March was addressed quickly and effectively  
by the Group and our brand partners. The full year impact on 
revenues was less than initially expected in all markets except 
Australasia, where the loss of sales amounted to approximately 
three months and South Asia where the loss of sales amounted  
to approximately one month.

Singapore sales affected by the temporary disruption to supply. 

Focus on margin growth and cost control has been rigorous 
throughout the Group. Pre-exceptional operating costs were 
reduced by 8.1% to £611.7m. This ensured our trading margin 
improved by 0.3ppts to 4.5% and our trading profit grew by  
3.8% to £261.8m. 

Working capital has been tightly controlled resulting in a 
historically low position of £12.2m and a strong cash generation 
from operations of £244.7m. 

Net capital expenditure was £88.5m as the Group continued  
to invest in capacity expansion, and greenfield sites mostly in  
Asia Pacific and the Emerging Markets.

In these conditions the Group’s sales were £5.8bn, representing  
a decline of 2.8% compared to last year with Australia and 

Net cash at the end of the year was £243.5m, up by £37.7m 
compared to the end of 2010. 

www.inchcape.com 

23

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Directors’ Report: Business Review
Operating review continued

2011
Operating 
profit £m

2011
Exceptional 
items £m

2011
Trading profit 
£m

2010
Operating 
profit £m

2010
Exceptional 
items £m

2010
Trading profit 
£m

54.6
21.3
41.9
26.0
52.5
53.7
(19.0)
231.0

(0.7)
(2.7)
(0.1)
–
(7.9)
(0.4)
(1.6)
(13.4)

55.3
24.0
42.0
26.0
60.4
54.1

58.4
23.1
34.0
35.2
47.5
28.1
(22.7)
203.6

(4.1)
(4.7)
 –
(0.9)
(8.4)
(3.7)
(0.1)
(21.9)

62.5
27.8
34.0
36.1
55.9
31.8

Retail business
Although our retail sales were flat year on year at £3.5bn, with our 
continued focus on the Top Five Priorities the Group grew trading 
profit by 13.7% in 2011. 

The Group’s UK retail business sales declined by 3.1% in  
a market that declined by 4.4% compared to 2010. The  
growth in UK retail like for like sales of 1.6% represents a clear 
out-performance of the broader market. The focus on margin 
growth opportunities and cost management resulted in trading 
profit growth of 8.3% and a record annual trading margin of 2.6%,  
an increase of 0.2ppts. 

Our Australian retail business was affected by the Japanese 
earthquake. Sales were down 4.8% and trading margins were 
0.7ppts lower at 3.2% as a result of lower sales and the 
normalisation of used car margins. 

Our European region experienced a sales decline of 14.5% 
compared to 2010 driven primarily by the severe market 
downturn in Greece. 

Demand in the Russian market continued to strengthen in  
2011 and with strong cost controls in the Baltics, Russia and  
the other emerging markets, sales for the segment grew by  
13.8% to £908.6m, delivering a trading profit of £24.0m, up  
89.9% year on year. 

Regional analysis
The Group reports its regional analysis in line with IFRS 8 
’Operating Segments’, which we adopted in 2009. This  
standard requires operating segments to be identified on  
the basis of internal reports about components of the Group  
that are regularly reviewed by the chief operating decision 
maker in order to assess their performance and to allocate 
resources to the segments. These operating segments are  
then aggregated into reporting segments to combine those  
with similar characteristics.

Distribution

Retail

Australasia
Europe
North Asia
South Asia
United Kingdom
Russia and Emerging Markets

Australasia
Europe
United Kingdom
Russia and Emerging Markets

Included within the Russia and Emerging Markets segment are 
Russia, China, South America, Africa, the Balkans, the Baltics, 
and Poland on the basis that prior to the global downturn these 
markets had entered the growth phase of their development 
cycle and we expect these markets to return to that growth 
phase in the medium term.

Australasia
Europe
North Asia
South Asia
United Kingdom
Russia and Emerging Markets
Central costs
Operating profit

Business analysis

Year ended
31.12.2011
£m

Year ended
31.12.2010

£m % change

% change in 
constant 
currency

Sales
Distribution
Retail
Like for like sales
Distribution
Retail
Trading profit
Distribution
Retail
Like for like trading profit
Distribution
Retail

2,357.4
3,468.9

2,352.2
3,384.3

172.0
89.8

173.4
87.1

2,455.9
3,429.5

2,455.8
3,273.2

170.5
77.6

170.2
77.3

(4.0)
1.1

(4.2)
3.4

0.9
15.7

1.8
12.7

(6.5)
–

(6.7)
2.2

(0.7)
13.7

0.3
10.7

Distribution business
The distribution business has performed well despite challenging 
market and supply conditions with sales down 6.5% on 2010  
to £2.4bn. Strong margin management initiatives and focused 
controls on costs meant that trading profit declined by 0.7%  
to £172.0m. 

In the European markets, we benefited from market growth  
in Belgium (up 5% on 2010) and Finland (up 13%). Greece 
experienced another year of vehicle market contraction,  
down 32% versus 2010. 

In our North Asia businesses, trading profit increased by 29.1%  
to £42.0m on the back of robust market growth driven by a 12% 
increase in the Hong Kong new car market. As expected, South 
Asia experienced a further 25% decline in the market as a result 
of the continued restrictions on the availability of Certificates  
of Entitlement (COE). 

The Australian market contracted by 3% in 2011 after a 10% 
increase in 2010 as Japanese brands faced restricted supply.  
Our market share declined by 0.5ppts to 3.4%. Australasia 
distribution trading profit was £42.7m, an 18.8% decrease  
on the previous year. The prior year trading profit included  
a one-off profit of £7.3m from the disposal of a surplus  
property. Excluding this effect, underlying trading profit 
decreased by 4.0%.

Russia and Emerging Markets’ distribution businesses  
experienced strong growth with a trading profit of £30.1m  
and a trading margin of 9.7%, up 3.1ppts on 2010. However  
it should be noted that the 2010 result included a £7.5m 
impairment charge on a property in Romania. Excluding  
this effect, underlying trading profit increased by 25.4%. 

24 

Inchcape plc ¦ Annual Report and Accounts 2011

Directors’ Report: Business Review
Operating review continued

Australasia
Resilient financial performance despite  
challenging supply conditions

Sales
Distribution
Retail
Like for like sales
Distribution
Retail
Trading profit
Distribution
Retail
Like for like  
trading profit
Distribution
Retail
Trading margin %
Distribution
Retail

Year ended
31.12.2011
£m

Year ended
31.12.2010
£m

% change 
in constant 
currency

% change

1,011.0
621.4
389.6
996.0
621.4
374.6
55.3
42.7
12.6

55.6
42.7
12.9
5.5
6.9
3.2

1,030.3
657.4
372.9
1,016.8
657.4
359.4
62.5
47.9
14.6

(1.9)
(5.5)
4.5
(2.0)
(5.5)
4.2
(11.5)
(10.9)
(13.7)

(10.5)
(13.7)
(4.8)
(10.6)
(13.7)
(5.0)
(19.4)
(18.8)
(21.4)

62.4
47.9
14.5
6.1
7.3
3.9

(10.9)
(10.9)
(11.0)
(0.6)ppt
(0.4)ppt
(0.7)ppt

(18.8)
(18.8)
(19.0)
(0.6)ppt
(0.4)ppt
(0.7)ppt

Our retail business delivered a trading profit of £12.6m  
despite a 4.8% sales decrease as a result of the closure of  
two underperforming non-core brand retail centres and Subaru 
supply constraints. Used car margins normalised from their record 
highs and we continued making progress in aftersales retention. 

Outlook for 2012
We expect to see solid growth in the market given the 
normalisation of supply from Japan. We expect to benefit from 
the launch of the new XV crossover SUV in January 2012 and  
the new generation Impreza in the second quarter.

We will continue to face restricted supply in the first quarter  
of the year. 

We anticipate some pressure on gross margin due to the 
appreciation of the Yen. We have put in place currency hedging 
contracts for the majority of 2012 sales to manage our JPY/AUD 
exposure on vehicles and parts purchases from Japan.

Our operational focus on our Top Five Priorities of growing market 
share, growing aftersales, improving margins, controlling working 
capital and selective capital expenditure should enable us to 
further increase our competitive position in 2012.

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Key financial highlights

Sales

£1,011.0m -1.9%  
(2010: £1,030.3m)*

Trading profit

£55.3m -11.5%  
(2010: £62.5m)*

Contribution 
to Group sales 

17.4%

Contribution 
to Group profit

21.1%

George Ashford
Chief Executive Officer, 
Inchcape Australasia

* at actual exchange rates

The market
The Australian market had a strong year in 2011, being in  
excess of one million units for only the fourth time, although 
volume contracted by 3% versus 2010. The industry was 
supported by a government incentive scheme in 2011,  
however in the wake of the March 2011 tsunami and 
earthquake, key Japanese brands suffered an 8.3%  
volume decrease due to supply constraints.

Business model & strategy
We are the distributor for Subaru in Australia and New Zealand.  
We also have multi-franchise retail operations in Sydney, 
Melbourne and Brisbane. These operations hold franchises for 
Subaru, Volkswagen, Mitsubishi and Kia. We own 21 retail centres 
and manage a network of 104 independently owned centres  
on behalf of Subaru throughout Australasia.

Supporting these operations, our logistics business Autonexus is 
responsible for managing vehicle and parts inventory distribution 
and vehicle preparation on behalf of Subaru Australia and our 
retail business as well as other independent dealers.

Our strategy for our distribution operations is to continue to  
grow market share through our superior Customer 1st business 
processes. Our retail operations are focused on delivering  
an outstanding customer experience for our brand partners  
and driving revenue from sales of new and used cars, service  
and vehicle parts. 

Our operating performance
Following a very strong first quarter the Japanese tsunami and 
earthquake severely disrupted the supply of vehicles and parts 
driving a 10.5% decrease in sales for the year. 

Our distribution trading profit of £42.7m was the result of strong 
focus on overhead and margin control initiatives. While trading 
profit decreased by 18.8%, 2010 included a one-off gain of £7.3m 
on the disposal of surplus property. Excluding this gain, underlying 
trading profit would have been 4.0% lower than 2010. 

www.inchcape.com 

25

 
 
 
 
Directors’ Report: Business Review
Operating review continued

Europe
Resilient financial performance despite  
challenging conditions in Greece

Sales
Distribution
Retail
Like for like sales
Distribution
Retail
Trading profit
Distribution
Retail
Like for like  
trading profit
Distribution
Retail
Trading margin %
Distribution
Retail

Year ended
31.12.2011
£m

Year ended
31.12.2010
£m

% change 
in constant 
currency

% change

806.0
658.5
147.5
806.0
658.5
147.5
24.0
24.3
(0.3)

24.0
24.3
(0.3)
3.0
3.7
(0.2)

870.9
701.3
169.6
870.9
701.3
169.6
27.8
26.9
0.9

27.8
26.9
0.9
3.2
3.8
0.5

(7.5)
(6.1)
(13.0)
(7.5)
(6.1)
(13.0)
(13.7)
(9.7)
(133.3)

(9.0)
(7.7)
(14.5)
(9.0)
(7.7)
(14.5)
(15.2)
(11.3)
(132.4)

(13.7)
(9.7)
(133.3)
(0.2)ppt
(0.1)ppt
(0.7)ppt

(15.2)
(11.3)
(132.0)
(0.2)ppt
(0.1)ppt
(0.7)ppt

Our operating performance
Despite the challenging trading environment, our European 
businesses delivered a resilient trading profit of £24.0m,  
a decrease of 15.2%. 

In Belgium, we delivered a robust performance, growing revenue 
despite the impact of delayed product availability in the period 
April-September 2011 following the tsunami in Japan. Volume 
increased by 12%, enabling us to grow market share. Toyota 
Belgium is now market leader in the petrol segment. 

In Greece we remained profitable, although trading profit 
declined due to difficult trading and economic conditions. 
Despite this, we delivered a record market share of  
13.2%, up 0.3ppts year on year. 

Outlook for 2012
The economies in Europe remain challenging with low levels  
of consumer confidence and rising unemployment. 

In Belgium, the cancellation of the Government CO2 incentive 
scheme as from January is expected to reduce market volumes 
in 2012. However we plan to grow Toyota market share with  
the launch of new models. 

In Greece we expect that the ongoing recession, high 
unemployment and additional austerity measures will result  
in a further decline in the market. The focus on our Top Five 
Priorities and the reduction of our cost base will partially  
mitigate the effect of the industry decline. 

Key financial highlights

Sales

£806.0m -7.5%  
(2010: £870.9m)*

Trading profit

£24.0m -13.7%  
(2010: £27.8m)*

Contribution 
to Group sales 

13.8%

Contribution 
to Group profit

9.2%

Bertrand Mallet
Chief Executive Officer, 
Belgium

Aris Aravanis
Chairman & Managing 
Director, Toyota Hellas

Jean Van der Hasselt
Chief Executive Officer,  
Russia and the Nordics

* at actual exchange rates

The market
Belgium’s market grew 5% compared to 2010 aided by a 
Government CO2 incentive, targeted at low emission, small 
engine vehicles. As it was announced that this incentive  
scheme would end from January 2012, there was a significant 
uplift in December 2011 registrations.

As anticipated, the Greek market declined by another 32% in 
2011, following a 40% decline in 2010, having been significantly 
affected by the deep recession, high unemployment and  
austerity measures.

Finland’s economic recovery continued in 2011 delivering  
market growth of 13% compared to 2010.

Business model & strategy
In Belgium and Luxembourg we distribute Toyota and Lexus  
and own eight retail centres with a network of 96 further retail 
centres operated by independent third party retailers and  
31 repair outlets. In Luxembourg we also have a retail centre  
for Jaguar. 

In Greece we are the distributor for Toyota and Lexus owning  
six retail centres and overseeing a further 45 which are 
independently owned. 

In Finland we are distributor for Jaguar, Land Rover and  
Mazda, owning four retail centres and managing a network  
of 57 independent retailers. We are delighted to announce  
we were recently appointed the exclusive retailer for Fisker  
in Finland with one retail centre.

In distribution, growth is driven by strong marketing programmes 
increasing traffic into the dealer network with new model 
launches supported by tight overhead control.

In retail, we focus on customer centric operational excellence 
and improving footfall conversion.

26 

Inchcape plc ¦ Annual Report and Accounts 2011

Directors’ Report: Business Review
Operating review continued

North Asia
Market leadership position, Toyota Triple  
Crown Award winner for 20th year

Key financial highlights

Sales

£433.3m +0.6%  
(2010: £430.6m)*

Trading profit

£42.0m +23.5%  
(2010: £34.0m)*

Patrick Lee
Chief Executive Officer,  
Inchcape North Asia

Sales
Distribution
Like for like sales
Distribution
Trading profit
Distribution
Like for like  
trading profit
Distribution
Trading margin %
Distribution

Contribution 
to Group sales 

7.4%

Contribution 
to Group profit

16.1%

Year ended
31.12.2011
£m

Year ended
31.12.2010
£m

% change 
in constant 
currency

% change

433.3

430.6

0.6

428.1

430.6

(0.6)

4.9

3.7

42.0

34.0

23.5

29.1

43.4

34.0

27.6

33.1

9.7

7.9

1.8 ppt

1.8 ppt

* at actual exchange rates

The market
The market in Hong Kong grew 12% from 2010 despite the  
supply problem caused by the earthquake in Japan, reflecting 
continued economic recovery. 

Business model & strategy
In Hong Kong and Macau we are the distributor for Toyota, Lexus, 
Hino Trucks, Daihatsu and Jaguar. At the end of 2011 we began 
distribution and retail for Land Rover in Hong Kong and Macau 
and ceased to distribute Mazda. We own and operate all 20 
retail centres for these brand partners in this market. 

We are pleased to announce we have recently been awarded 
the exclusive distribution and retail rights for Ford in Hong Kong 
and in Macau.

In Guam we are the distributor and retailer for Toyota, Lexus, 
Chevrolet and Scion owning all three retail centres and in  
Saipan we are distributor and retailer for Toyota with one  
further retail centre. 

Our operating performance
In Hong Kong, we maintained our position as number one  
in the passenger car segment for the 22nd consecutive year  
and celebrated winning the ‘Toyota Triple Crown’ Award 
(number one in passenger car sales, commercial sales and 
overall market position) for the 20th consecutive year, the only 
company to have done so over such an extended period. 

Market share was slightly lower than 2010 with the temporary 
supply issues affecting our second quarter sales. We benefited 
from the successful launch of Toyota Ractis in the second half  
of the year and a strong performance of the Lexus brand.

Sales and trading profit for North Asia grew by 4.9% and 29.1% 
respectively in 2011 despite the supply challenges in the year. 
Continued strong focus on cost controls and margin initiatives 
resulted in a trading margin which has improved to 9.7%, up 
1.8ppts on 2010. 

Outlook for 2012
We anticipate the market will continue to grow in 2012. We  
will leverage another strong line up of product launches across 
all brands we represent, including Toyota Mark X, Auris, Prius C,  
Prius V, Lexus GS and LX and Range Rover Evoque. Further, we  
will continue to drive sales and aftersales through our industry 
leading Inchcape Advantage Plus programmes. 

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www.inchcape.com 

27

 
 
 
 
Directors’ Report: Business Review
Operating review continued

South Asia
Robust operating margin of 8.8%

Key financial highlights

Sales

£296.2m -20.3%  
(2010: £371.8m)*

Trading profit

£26.0m -28.0%  
(2010: £36.1m)*

Koh Ching Hong
Managing Director,  
Inchcape South Asia

Sales
Distribution
Like for like sales
Distribution
Trading profit
Distribution
Like for like  
trading profit
Distribution
Trading margin %
Distribution 

Contribution 
to Group sales 

5.1%

Contribution 
to Group profit

9.9%

Year ended
31.12.2011
£m

Year ended
31.12.2010
£m

% change 
in constant 
currency

% change

296.2

371.8

(20.3)

(23.7)

296.2

371.8

(20.3)

(23.7)

26.0

36.1

(28.0)

(31.1)

26.0

36.1

(28.0)

(31.1)

8.8

9.7

(0.9)ppt

(0.9)ppt

* at actual exchange rates

The market
As expected, the market in Singapore continued to decline  
in 2011 and ended the year 25% down on 2010, due to  
a reduction of the number of Certificates of Entitlement  
(COE) available following the slowdown of de-registrations.

Business model & strategy
In Singapore we are the distributor for Toyota, Lexus, Hino Trucks 
and Suzuki. We have represented Toyota in Singapore since  
1967. We have held the Suzuki distribution franchise since  
1977. We own and operate all six retail centres in the market.

In Brunei we are the distributor for both Toyota and Lexus  
owning and operating all four retail centres.

Our operating performance
Although sales revenue declined by 23.7% as a result of the  
fall in volume of new car sales in Singapore and the impact  
on supply following the earthquake in Japan, South Asia 
delivered £26.0m trading profit with a 8.8% trading margin  
thanks to strong management of our sales mix and strong  
gross margin performance. 

We continued to protect our gross margin by defending our 
pricing power despite competitive pressure on price and the 
strength of the Japanese Yen.

We continued to outperform the aftersales market through  
an expansion of customer contact activities to grow enquiries 
and capture rate. We strengthened the member benefits 
programme and increased upselling opportunities with the 
introduction of new service packages and parts offerings.

Outlook for 2012
We expect the market will start to rebound gradually from  
the end of 2012 with an increase in availability of COEs.  
We aim to grow our market share through new model launches  
such as the Toyota Camry, Toyota Prius C, Lexus GS and Suzuki 
Swift Sport. 

We will face supply constraints in the first quarter for models  
being manufactured in Thailand such as the Toyota Vios,  
Corolla and Camry as a result of the floods in November 2011.

Our aftersales business will benefit from our innovative approach 
to retention of warranty and post warranty customers.

Our controls on cost and cash will remain firmly in place  
during 2012.

28 

Inchcape plc ¦ Annual Report and Accounts 2011

Directors’ Report: Business Review
Operating review continued

United Kingdom
Record operating margin

Key financial highlights

Year ended
31.12.2011
£m

Year ended
31.12.2010
£m

% change 
in constant 
currency

% change

Sales

£2,059.3m -3.1%  
(2010: £2,125.8m)

Trading profit

£60.4m +8.1%  
(2010: £55.9m)

Connor McCormack
Chief Executive Officer, 
Inchcape UK

Contribution 
to Group sales 

35.3%

Contribution 
to Group profit

23.1%

Sales
Distribution
Retail
Like for like sales
Distribution
Retail
Trading profit
Distribution
Retail
Like for like  
trading profit
Distribution
Retail
Trading margin %
Distribution
Retail

2,059.3
36.1
2,023.2
2,027.5
36.1
1,991.4
60.4
6.9
Awaiting Data
53.5

2,125.8
36.9
2,088.9
1,997.4
36.9
1,960.5
55.9
6.5
49.4

TBC

(3.1)
(2.2)
(3.1)
1.5
(2.2)
1.6
8.1
6.2
8.3

(3.1)
(2.2)
(3.1)
1.5
(2.2)
1.6
8.1
6.2
8.3

60.8
6.9
53.9
2.9
19.1
2.6

55.6
6.5
49.1
2.6
17.6
2.4

9.4
6.2
9.8
0.3 ppt
1.5 ppt
0.2 ppt

9.4
6.2
9.8
0.3 ppt
1.5 ppt
0.2 ppt

We outperformed the market with like for like sales increasing  
by 1.6% in our retail business, primarily driven by our market  
share gains. Aftersales performance also benefited from the  
roll out of customer contact centres in the Audi, Toyota, Lexus,  
Mercedes-Benz and Volkswagen businesses. An ongoing focus 
on tightly controlling operating expenses also contributed to  
a record trading margin performance of 2.6%, which is 0.2ppts 
up on 2010.

IFS delivered a strong £6.9m trading profit, up 6.2% on 2010  
with a trading margin of 19.1%, 1.5ppts ahead of 2010 as  
we benefited from increased fleet volumes and rigorous  
cost controls.

Outlook for 2012
The UK economic outlook remains uncertain in 2012. Continued 
modest GDP growth, combined with higher unemployment,  
is expected to result in a decline in retail market volumes. Our 
brand partners will continue to grow their market share and  
we expect to take advantage of an attractive new product 
pipeline, including the BMW 3 series, Audi Q3, Volkswagen UP! 
and Beetle, Lexus GS and Mercedes-Benz B Class.

We are confident that our customer centric strategy combined 
with continued focus on operational excellence and efficiency 
will enable us to deliver a resilient performance.

The market
As expected, the UK market declined in 2011 to 1.9m units  
(down 4%), due to the impact of the Government scrappage 
scheme which ended in the first half of 2010. On an underlying 
basis, excluding scrappage, the market increased by 0.9%, with 
growth in the corporate market more than offsetting declines in 
the private sector. Market growth slowed in the second half due 
to the increasingly uncertain economic environment and 
pressure on consumer spending.

Business model & strategy
We have scale operations in the South East, Midlands, North  
and North East of England with a streamlined portfolio of 117 
retail centres focused on premium brands. We aim to create 
differentiation by delivering outstanding customer service 
through our Inchcape Advantage programme and to drive 
growth in aftersales and car finance penetration.

We were awarded two further franchises in the luxury and 
premium segment: a Porsche retail centre in Portsmouth that  
will open in 2012 and the West London Volkswagen franchise  
due to open in 2015. 

The distribution element of our results is made up of our fleet 
management and leasing business, Inchcape Fleet Solutions  
(IFS), which offers services to corporate and government 
customers. With over 50 years’ experience, IFS has a combined 
fleet size of approximately 50,000 vehicles. 

Our operating performance
Our strategy to focus on premium brands continued to provide 
strong results. Inchcape Retail’s like for like total market share 
increased by 0.3ppts, as we continued to focus on delivering  
an exceptional customer experience through the Inchcape 
Advantage programme.

www.inchcape.com 

29

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Directors’ Report: Business Review
Operating review continued

Russia and Emerging Markets
Strong market growth in premium and luxury brands 
delivering significant margin improvement

Key financial highlights

Sales

£1,220.5m +15.6%  
(2010: £1,056.0m)*

Trading profit

£54.1m +70.1%  
(2010: £31.8m)*

Contribution 
to Group sales 

21.0%

Contribution 
to Group profit

20.6%

Louis Fallenstein
Managing Director,  
Emerging Markets

Jean Van der Hasselt
Chief Executive Officer,  
Russia and the Nordics

* at actual exchange rates

The market
There was continuing growth in most of our emerging markets 
driven mainly by Russia (up 39%), South America (up 20%), Africa 
and Poland. Continued uncertain economic outlook and credit 
restrictions in the Balkans resulted in a further market decline.  
The Baltic economies recovered strongly in 2011 driven primarily 
by increased availability of consumer finance and increased 
consumer confidence. This contributed towards market growth  
of over 70% compared to 2010. After a strong growth rate of  
31% in 2010, China’s passenger car market growth slowed to  
5% in 2011 with luxury brands outperforming the market (up 45%).

Business model & strategy
In Russia we operate 22 scale retail centres in St Petersburg and 
Moscow representing 11 brands. We ceased trading with the 
Renault brand in the latter part of 2011 given our lack of scale. 

In the Balkans we are the distributor for Toyota and Lexus 
operating six retail centres and in Poland we own four retail 
centres for BMW and MINI.

We operate VIR for Mazda, Jaguar and Land Rover across  
the Baltic region and we operate VIR for Mitsubishi in Lithuania. 
Additionally we retail BMW, Ford and MINI in Latvia and Ford  
and Hyundai in Lithuania. We operate a total of 23 retail  
centres across the region. 

In Ethiopia we operate VIR for Toyota and in South America  
we are the distributor and retailer for BMW and were appointed 
the exclusive representative for Rolls-Royce in Chile in 2011. 

In China we have five scale retail centres for Toyota, Lexus, 
Jaguar and Land Rover in Shanghai and Shaoxing. We have  
also been awarded the Porsche franchise for Nanchang and  
are currently building a retail centre there which is due to be 
completed toward the end of 2012.

Sales
Distribution
Retail
Like for like sales
Distribution
Retail
Trading profit
Distribution
Retail
Like for like  
trading profit
Distribution
Retail
Trading margin %
Distribution
Retail

Year ended
31.12.2011
£m

Year ended
31.12.2010
£m

% change 
in constant 
currency

% change

1,220.5
311.9
908.6
1,182.7
311.9
870.8
54.1
30.1
24.0

50.7
30.1
20.6
4.4
9.7
2.6

1,056.0
257.9
798.1
1,041.5
257.9
783.6
31.8
19.1
12.7

15.6
20.9
13.8
13.6
20.9
11.1
70.1
57.6
89.0

16.4
24.5
13.8
14.4
24.5
11.2
85.9
82.8
89.9

31.6
18.8
12.8
3.0
7.4
1.6

60.4
60.1
60.9
1.4 ppt
2.3 ppt
1.0 ppt

75.3
86.0
61.7
1.7 ppt
3.1 ppt
0.9 ppt

Our operating performance
Russia and Emerging Markets delivered strong growth in 2011  
with revenue up 16.4% on 2010 and trading profit growing by 
85.9% to £54.1m; £30.1m in distribution and £24.0m in retail. Due 
to strong margin management and cost controls, trading margin 
increased 1.7ppts to 4.4%. Included in the 2010 trading profit was 
an impairment charge of £7.5m on land in Romania. Adjusting 
for this item, underlying trading profit growth was 47.8%. 

In Russia, the market recovery continued albeit at a faster rate  
in the regions than in the major cities. We delivered a trading 
profit of £20.3m with a return on sales of 3.0%. In June 2011 we 
completed the purchase of Musa Motors for a final payment  
of £19.6m.

We delivered a strong performance and leading market share  
in Chile and Peru due to innovative marketing initiatives and 
leading customer service. Ethiopia also delivered a strong 
performance based on our continued growth in aftersales.

Poland continued to perform well. Our Balkans operations 
remained profitable throughout the year and our combined 
Baltics business delivered a solid trading performance.

Our China business continued to grow with a Jaguar Land Rover 
flagship store opened in Shaoxing in October 2011.

Outlook for 2012
We expect to see further growth in Russia and across many  
of the markets in South America, Africa and Poland. In the 
Balkans the recovery is expected in the second half of the year. 
Although we anticipate the rate of market growth in the Baltics 
to be moderate in 2012 we still anticipate a strong year for the 
market and further improvements in our financial performance. 
The China luxury passenger car market is forecast to grow by  
15% in 2012. 

We plan to continue to invest in capacity expansion in our retail 
facilities in Moscow, Santiago, Lima and Wroclaw. We will further 
strengthen our presence in the luxury market with Rolls-Royce 
operations starting in March 2012 in Chile.

30 

Inchcape plc ¦ Annual Report and Accounts 2011

Directors’ Report: Business Review

Finance Review
The Group has delivered a solid performance in 2011. 
In addition to the segmental results, the financial implications  
of our operating activities are detailed below

Dividend
The Board recommends a final ordinary dividend of 7.4p per 
share which is subject to the approval of shareholders at the  
2012 Annual General Meeting. This gives a total dividend for  
2011 of 11.0p per share. A final ordinary dividend for 2010 of  
6.6p per ordinary share was paid in 2011.

Pensions
During the year, and in line with the funding programme agreed 
with the Trustees, the Group made cash contributions to the UK 
defined benefit scheme amounting to £24.1m (2010: £28.4m). A 
revision of market and actuarial assumptions for defined benefit 
schemes has resulted in a closing deficit on Group schemes of 
£14.9m, compared to a deficit of £22.2m in 2010.

Acquisitions and disposals
In June 2011 the Group completed the purchase of Musa Motors 
for a final cash consideration of US$32m (£19.6m). The Group also 
realised £5.5m from the disposal of underperforming sites, which 
were identified as part of the restructuring exercise conducted  
in the fourth quarter of 2010. 

Capital expenditure
The Group increased its investment in retail capacity expansion 
with the development of greenfield sites and the enlargement  
of existing facilities primarily in Asia Pacific and the Emerging 
Markets. Net capital expenditure was £88.5m in 2011.

John McConnell, 
Group Finance Director

Central costs
Unallocated central costs for the full year are £17.4m before 
exceptional items (2010: £22.6m). This includes a one-off gain  
of £6.1m relating to the settlement of certain liabilities in one  
of the Group’s pension schemes. 

Joint ventures and associates
The share of profit after tax from joint ventures was a loss of £3.0m 
(2010: loss of £1.7m) driven by a net loss in our Greek joint venture 
as a result of the impact of the austerity measures in the market 
and the start-up of a joint venture retail operation in Russia. 

Operating exceptional items
We have reported operating exceptional costs of £13.4m for 2011 
(2010: £21.9m), which relate to a global restructuring exercise 
conducted in the fourth quarter of 2011. The restructuring will 
ensure we continue to maintain an organisational structure and 
cost base which reflects trading conditions across the Group. 

Net financing costs
Net financing costs before exceptional items for the full year  
of £13.7m are £3.9m higher than in 2010 primarily due to a loss  
of £2.4m on the mark-to-market reporting of the hedges for  
the US Loan Notes (2010: a gain of £2.0m).

Exceptional finance costs of £10.9m represent an impairment 
charge on Greek Government Bonds held by our insurance 
business in Greece to back warranty liabilities. 

Tax
The effective tax rate before exceptional items for the year 
is 26% compared to 29% in 2010. This is due to the impact  
of reducing tax rates in a number of our markets and the 
successful conclusion of overseas territories audits. 

Non controlling interests
Profits attributable to our non controlling interests were £5.6m, 
compared to £5.1m in 2010. At the year end the Group’s  
non controlling interests principally comprise a 33% minority 
holding in UAB Vitvela in Lithuania, a 30% share in NBT Brunei  
and a 10% share of Subaru Australia.

Foreign currency
During 2011, the Group benefited by £1.2m (2010 benefit: £9.9m) 
from the translation of its overseas profits before tax into Sterling 
at the 2011 average exchange rate.

Cash flow and net funds
The Group’s operations have generated strong cash flow in 2011. 
Working capital ended the year at an historical low of £12.2m 
(2010: £18.4m) as we adjusted our inventory in the UK and Europe 
to reflect challenging trading conditions and as we benefited 
from the delayed payment for late shipments in some of our 
operations. At the end of 2011 we had £243.5m in net cash. 

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www.inchcape.com 

31

 
 
 
 
Directors’ Report: Business Review

Principal risks
The Group applies an effective system of risk management  
which identifies, monitors and mitigates risks 

Further details of the Group’s risk management process can  
be found on pages 44 to 46. 

Risk is a part of doing business: the risk management system  
aims to provide assurance to all stakeholders of the effectiveness 
of our control framework in managing risk against a background 
of highly diverse and competitive markets. 

The key benefits of the system include maximised  
resource efficiency through controlled prioritisation of  
issues, benchmarking between business units, sharing  
best practice and effective crisis management. 

The following provides an overview of the principal business  
risk areas facing the Group, along with the mitigating  
actions in place.

Strategy, including customer and consumer

Description of risk

Impact

  Mitigation

Failure to deliver on our five 
key areas of strategic focus: 
growing market share; growing 
aftersales; improving margin; 
controlling working capital and 
selective capital expenditure

We do not increase our profits, 
revenues and margins. There 
may be an impact on our 
relationships with the brand 
partners whom we represent

(cid:114)(cid:1) The Group is investing in its Inchcape Advantage and Customer 1st 

programmes to ensure that we win new customers and retain existing  
ones, with particular emphasis upon retaining customer loyalty in respect  
of older vehicles

(cid:114)(cid:1) The Group is investing in new ways of reaching its customers including  

through use of the internet and social media

(cid:114)(cid:1) Obtaining favourable credit terms and making improvements in supply  

chain management

(cid:114)(cid:1) Group wide focus on working capital (particularly aged stock) reduction
(cid:114)(cid:1) Thorough reviews of all proposed capital expenditure to ensure Group 

investment hurdles are met

Finance and Treasury

Description of risk

Impact

  Mitigation

Funding and liquidity risk

Unable to meet obligations within 
available committed facilities

(cid:114)(cid:1) The Group maintains sufficient committed facilities to meet forecast debt 

requirements and ensure adequate headroom is maintained

Currency risk

Transactional foreign  
exchange exposures

(cid:114)(cid:1) A significant proportion of Group trading is denominated in local currency
(cid:114)(cid:1) Where possible, foreign exchange exposures are matched internally before 

Interest rate risk

Increase in net finance costs

hedging externally

(cid:114)(cid:1) Where businesses are billed in a foreign currency, committed transactional 

exposures are hedged back to the reporting currency

(cid:114)(cid:1) Continuous monitoring of short and long term interest rates
(cid:114)(cid:1) Group policy permits the fixing of gross borrowings at fixed interest rates  

if deemed appropriate by management

Counterparty risk

   Credit losses

   (cid:114)(cid:1) Approved credit parties and limits with regular review

Brand partners, key relationships and reputation

Description of risk

Impact

  Mitigation

Not sustaining current  
high quality relationships  
with brand partners

Impact on our ability to retain 
existing businesses on contract 
renewal and to take on  
new opportunities

Inability to continue to work with 
brand partners best placed to 
deliver competitive technologies    

Impact on ability to deliver  
on strategy through lack  
of competitive products

(cid:114)(cid:1) Constant focus on performance, effective communication and ensuring  

that our objectives are closely linked to those of our brand partners

(cid:114)(cid:1) Constant focus on building and retaining high quality relationships with brand 

partners best placed to invest in technology

32 

Inchcape plc ¦ Annual Report and Accounts 2011

 
   
   
 
   
   
   
   
   
   
 
   
   
   
Directors’ Report: Business Review
Principal risks continued

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Systems and Technology

Description of risk

Failure to appropriately support 
the business operations

Impact

Fraud 

Loss of competitive advantage 

  Mitigation

(cid:114)(cid:1) Strategy in place to invest in new systems and technology
(cid:114)(cid:1) Investments made to support legacy systems

People, including EH&S

Description of risk

Impact

  Mitigation

Failure to attract, develop  
and retain talent

Unable to deliver business plans

Employees who lack motivation 
and engagement

(cid:114)(cid:1) Global annual performance management process
(cid:114)(cid:1) Talent review and planning process
(cid:114)(cid:1) Internal annual employee engagement survey and action planning
(cid:114)(cid:1) External benchmarking of remuneration
(cid:114)(cid:1) Succession plans in place for key positions

Economic, political and environmental

Description of risk

Impact

  Mitigation

Corporate responsibility risk

Loss of reputation as a good 
corporate citizen

(cid:114)(cid:1) Board supported global corporate responsibility programme

Increased demand for  
greener technologies

European markets recover more 
slowly due to governmental 
austerity measures

Consumers seek alternate vehicles

(cid:114)(cid:1) Group works closely with brand partners who recognise their environmental 

responsibility and invest in new technology

Lower purchases of new vehicles

(cid:114)(cid:1) Group has multi-market strategy with a presence in Asia Pacific and  

the Emerging Markets where the potential for strong growth is forecast

(cid:114)(cid:1) Group has multi-channel business model including used cars and  
aftersales which reduce dependency on a single revenue stream

Legal and regulatory

Description of risk

Impact

  Mitigation

Litigation and regulatory risk

Litigation or breaching the  
laws or regulations of the 
countries in which we operate 
could have a financial  
and/or reputational impact

(cid:114)(cid:1) The Group ensures that it obtains timely information about forthcoming 

changes in legislation and that it has robust procedures in place to minimise 
any risk of detriment or non-compliance

(cid:114)(cid:1) Processes are in place which are aimed at reducing the potential for  

litigation and for escalating any problems which do arise, with a view to 
managing the appropriate exposure

(cid:114)(cid:1) The Group has a risk management programme in place aimed at preventing 

issues from arising where possible and managing any that do crystallise 

Tax, pensions and insurance

Description of risk

Impact

  Mitigation

Increase in cash contributions  
in the event of adverse change 
in the schemes’ financial position

Risk arising out of the Group’s 
defined benefit pension funds

These risks will primarily be: 

(cid:116)(cid:1)  Investment risk 
(cid:116)(cid:1) Interest rate risk
(cid:116)(cid:1) Inflation risk 
(cid:116)(cid:1) Increasing life expectancy

(cid:114)(cid:1) The Group employs specialist staff who monitor the financial health and 

compliance of the schemes on a quarterly basis. The Group has agreed fixed 
cash contributions with each scheme on a medium term horizon, based on  
a prudent outlook for the scheme's financial position

(cid:114)(cid:1) An active programme of identifying and reducing risk, particularly investment 
risk, is in place for all schemes. The schemes benefit from significant hedging 
against both interest rate movements and inflation, and direct exposure to 
equity markets has been significantly reduced through this process

(cid:114)(cid:1) All the schemes participate in a specialised life expectancy study with a 

recognised market leader in this field. This study informs a prudent assumption 
for life expectancy and allows a monitoring process to ensure that the schemes 
are prepared for, and funded on the basis that individuals are expected to  
live for longer in the future

www.inchcape.com 

33

 
 
 
 
 
   
   
 
   
   
 
   
   
   
   
   
   
 
   
   
 
   
   
Directors’ Report: Business Review

Corporate Responsibility 
We believe that it is the enthusiasm and spirit of our people that 
shape and empower our Corporate Responsibility culture

Introduction from the Group Chief Executive

I am happy to present our 2011  
Corporate Responsibility Report which sets 
out our progress and achievements  
during the year.

We continue to be committed to integrating socially responsible 
behaviour into every aspect of how we operate. Our Corporate 
Responsibility (CR) strategy aims to ensure a sustainable business 
for the benefit of all our stakeholders and the communities in which 
we operate while managing our impact on the environment. To 
implement this strategy effectively across all our markets we focus 
on five core areas; Environment, People, Brand Partners, Customers 
and Communities.

This year we have made progress in all five CR core areas.  
We rolled out the automated CO2 collection programme during 
2010 and have continued to focus on the integrity of the data 
throughout the year to ensure robustness. We have worked hard 
to improve employee communications and have launched our 
new Group-wide intranet, The Light. Our carefully selected brand 
partners continue to be at the forefront of technology, making  
it possible for our customers to better manage their own impact 
on the environment.

During 2011, our colleagues were once again involved in 
numerous programmes and partnerships to support their  
local communities. Community involvement is central to us  
as these activities engage our people and positively impact  
the communities in which we operate, making them stronger 
and better places in which to live, work and do business.

I truly believe that it is the spirit of our people that drives our  
CR culture and our ability to combine the local knowledge, 
enthusiasm and expertise of our employees with clearly  
defined values, standards and policies enables us to  
contribute responsibly and sustainably to society.

André Lacroix,  
Group Chief Executive

34 

Inchcape plc ¦ Annual Report and Accounts 2011

Governance and management 
The Board has delegated authority to the CR Committee.  
Thus the CR Committee provides oversight of the CR policy and 
assists in its delivery. The day to day management of CR activities 
are delegated to local CR working groups and CR champions 
within each of our businesses which offer a network of support 
for the CR Committee. Our CR activities are focused through  
our CR Aware campaign. Above all, the CR Committee’s role  
is to ensure that our day to day business operations respond  
to opportunities and challenges posed by CR issues.

CR is integral to business decision making and the standards 
expected of the Group and its stakeholders are clearly 
communicated throughout. The Subsidiary Governance  
Manual contains the policies which set the standard for the  
way we do business across the Group. Compliance is checked 
annually through year end reporting and internal audit reviews. 

The Board – responsible for the strategic direction of CR  
and ensuring that CR is integrated into the Group’s strategy. 

CR Committee – responsible for setting the CR Policy within  
the framework established by the Board and ensuring that our 
business operations respond to the opportunities and risks posed 
by CR issues.

CR Working Groups – responsible for ensuring that the CR policy  
is promoted and communicated effectively and for developing 
CR best practice at local levels.

CR Champions – employees with global and local responsibilities 
support the CR Working Groups and CR Committee. 

Environment
In 2008, the Group commenced collecting data to determine  
its CO2 footprint, measured against three Key Performance 
Indicators (KPIs). During 2011 we continued the roll out of the 
automated CO2 collection programme introduced in 2010,  
within each market.

Energy

Transport

Flights

This KPI measures our global electricity and gas 
usage. Since 2008, data has been collected 
on the basis of megawatt hours for electricity 
and cubic metres for gas.

This KPI measures the movement of cars and 
parts from the point of ownership (which 
means legal or contractual ownership) to the 
point we cease to have legal ownership. This 
includes test drives. We calculate our CO2 
footprint by car or parts kilometres depending 
on the mode of transport with a CO2 multiplier.

This KPI measures the impact of the movement 
of our people. We have recorded the number 
of flights (each flight leg counts as one unit) 
and calculate our flight CO2 emissions with  
a multiplier by flight kilometre.

As the Group operates three routes to market – distribution, retail 
and VIR – there are variances in our CO2 footprint across these 
channels. Direct comparisons between the markets’ operating 
channels are unlikely to produce meaningful results at the 

  
  
  
Directors’ Report: Business Review
Corporate Responsibility continued

Our five core areas

Communities 
We support our local 
communities to make 
positive impacts where 
we operate

Customers 
 We drive constantly 
improving levels 
of customer 
service every day, 
everywhere

Environment 
We manage our 
CO2 footprint by 
understanding  
our impact 

People 
We attract, train 
and motivate 
by engaging our 
people in the 
strategy and vision  
of the Group

Brand partners 
 We partner with 
brands that are 
at the forefront of 
green technology 
developments

Core areas of focus and their risks 
Impact
Risk 

Communities

Lack of engagement with the communities in  
which we operate leading to a poor reputation  
and lack of understanding of our customer base

Environment

Energy can be a significant cost to the Group  
as well as increasing our CO2 footprint

Unnecessary business travel can increase  
the CO2 footprint of the Group

Unmanaged shipments of cars and parts  
can adversely impact our CO2 footprint

Management 

Encourage employees to support local charities  
and initiatives that directly benefit their community

By finding ways to cut back on energy usage the  
Group saves money and also significantly reduces  
its CO2 emissions 

Manage travel by use of alternative  
communication tools

Ensure co-ordinated shipping programmes  
to meet supply

Customers

Poor customer service leads to decrease  
in revenue 

Inchcape Advantage embedded in all our sales  
and aftersales operations

People

Employees lack motivation and engagement;  
unable to attract and retain talent

Net promoter score to measure customer satisfaction 
and identify areas for improvement

By ensuring that employees are fully engaged they  
will continue to provide the ultimate customer service 
that will enable us to become the most customer 
centric automotive retailer in the world

Brand  
partners

Unable to deliver on strategy through lack  
of competitive products

Carefully selecting brand partners that invest  
in technology

Support brand partners in seeking positive labour 
practices including safe working environments and  
the eradication of child labour

present time and we are looking for opportunities to exploit 
synergies between the channels by having a consistent 
approach to CO2 management and by sharing best practice. 

continuing to build up sufficient data to ensure we can perform 
meaningful analysis of the significance of any trends that  
may emerge.

In 2011 we started to develop a sliding scale of targets, as a ‘one 
size fits all’ approach does not allow meaningful objectives to be 
set. It is important that our data is robust and we are still working 
on control processes to ensure that the data collected is 
relevant, fit for purpose and capable of independent verification. 
Our initial analysis shows how many CO2 tonnes we produce per 
pound Sterling of revenue against each of our KPIs. We are 

Carbon Reduction Commitment
Within the markets in which we operate the Group is subject  
to local regulations on CO2 emissions. In the UK, the combined 
operations of our Head Office, UK Retail businesses and Inchcape 
Fleet Solutions, qualify us for participation in the Government’s 
Carbon Reduction Commitment scheme (CRC scheme).

www.inchcape.com 

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Directors’ Report: Business Review
Corporate Responsibility continued

The CRC scheme requires large public and private sector 
organisations to buy allowances, from 2012 onwards, to cover 
emissions produced from their usage of electricity and heat. 
During 2011, the CRC scheme published a Performance 
League Table which ranked organisations according to the 
measures they have taken on energy use as preparation for 
taking part in the CRC scheme. The Table ranks participants  
on the basis of performance in three metrics. The metrics are 
not created so as to provide like for like comparisons, rather  
to look at all qualifying companies irrespective of scale  
or business model. In the early years of the CRC scheme,  
the early adopter metric is the most relevant as it is the sole 
indicator of performance for the purposes of the Table. This 
metric takes into account early action initiatives made by an 
organisation to reduce its carbon emissions prior to April 2011. 
Qualification for the early adopter metric required organisations 
to be assessed for coverage of the Carbon Trust Standard  
and automatic meter readings. Other metrics will apply  
within the next few years and will be taken into account  
when assessing performance.

Given the upfront investment required for the early adoption 
metric, which would be of tangible benefit for only a short 
period of time, and the current lack of data to assess real 
comparative performance, the Group decided not to invest  
in early action initiatives but to continue to focus on the longer 
term projects which are already embedded into the Group’s 
overall CR strategy.

People
We believe that it is our people that make a difference.  
During 2011 we furthered our people strategy to achieve our 
ultimate goal of having ‘Engaged People in Winning Teams’.  
For more information about our people strategy, please visit  
www.inchcape.com/people_and_careers.

Average number of employees 2011

13,854

Australasia
Europe
North Asia
South Asia
UK
Russia and Emerging Markets

We seek to eliminate discriminatory practices and promote  
the support of fundamental human rights in all our operations.

Talent management 
We proactively manage the development of our leadership 
population through our Talent Review and Planning Process 
which is currently in its fifth year. This process looks to evaluate 
each manager on a regular basis against both the achievement 
of their objectives (‘what’ they are tasked to do) as well as the 
quality of their leadership skill (‘how’ they achieve their results).  
By having this consistent global view of how we evaluate our 
leadership population we are able to identify development 
opportunities, promotional opportunities and also have in  
place our succession plans. We have made several key  
people decisions as a result of the talent and performance 
management process including international opportunities  
which have enabled our people to have a more stimulating 
career path.

Employee communication 
During 2011, we continued to keep our employees well informed 
and therefore engaged, which is important to us. We recently 
launched The Light, our new Group intranet, to provide all of our 
colleagues with a direct line of sight to our strategy. The pilot was 
successfully launched in the UK in July 2011, and will be rolled  
out to the rest of the Group by March 2012.

The site has been designed to be a central hub of information 
and news about the Group, an enabler of team collaboration 
and best practice sharing. It is the first common internal 
communications platform that all of our colleagues will  
be able to access no matter where they are in the world.

Employee survey 
Our Heartbeat employee engagement programme has been  
a significant contributor to strong employee morale. For three 
weeks in May 2011, employees participated in the Heartbeat 
survey, run in collaboration with Gallup. We continued our 
previous year’s success with over 90% of employees 
participating. The results of the survey are incorporated into  
team level scorecards from which, based on responses to the 
Heartbeat survey, each team develops an action plan to help 
increase their level of engagement with the business.

Employee safety 
Many of our employees work with hazardous substances and 
heavy machinery. Our approach to safety aims to manage  
risks effectively by ensuring that our employees are fully trained  
and our workplaces comply with safety regulations. We report 
and monitor accidents and lost time incidents to ensure that  
the safety of our employees and customers remains at the  
top of our agenda. 

Location

Australasia 
Europe 
North Asia 
South Asia 
UK
Russia & Emerging Markets

%

6
7
25
2
56
4

2011 

7
9
32
2
74
5

%

5
6
19
3
54
13

2010 

8
9
29
5
80
19

Brand partners
Our brand partners are carefully selected for each market in 
which we operate. They have each developed comprehensive 
sustainability programmes and the automotive industry in general 
has made significant progress in reducing vehicle emissions. Our 
brand partners are at the forefront of technological advances  
in this area. New technology will create value and accelerate 
vehicle replacement in advanced markets. 

Customers 
As part of our Customer 1st strategy, our Inchcape Advantage 
programme aims to deliver outstanding customer service ‘every 
time, every day, everywhere’. 

Our customer processes, training and systems throughout our 
retail centres allow local managers to set targets based on 
customer satisfaction measured through Net Promoter Score 
(NPS) and sales and service funnel management analysis. Our 
system for tracking daily customer information includes retail 
centre traffic, sales leads, test drives and vehicle and sales orders.

The mystery shop facilitates customer understanding and  
is carried out on a monthly basis. Each retail centre submits 
feedback from 20 buyers and 20 non-buyers. This exercise  
is also undertaken with aftersales customers.

36 

Inchcape plc ¦ Annual Report and Accounts 2011

Directors’ Report: Business Review
Corporate Responsibility continued

Our award winning Inchcape Advantage web portal is used  
to collect and monitor results from daily customer information 
which allows us to benchmark our businesses across all our 
markets. The Inchcape Advantage programme is used to 
monitor both our own performance as a retailer and the 
performance of our third party retailers where we manage  
the network as a distributor. It is this focus that helps us deliver 
outstanding customer service, builds loyalty and results in 
stronger relationships which leaves the Group better  
positioned to grow market share.

Customer 1st in 2011 
(cid:114)(cid:1) We carried out 2,255 mystery shop exercises in 217 retail  

centre showrooms across the Group

(cid:114)(cid:1) We carried out 2,087 mystery shop exercises in 204 service 

centres across the Group

(cid:114)(cid:1) We talked to over 82,000 customers for our vehicle sales  

NPS programme

(cid:114)(cid:1) We talked to over 78,000 service customers for our  

aftersales NPS

NPS has improved again across the Group in both sales  
and aftersales.

As part of our aftersales service we offer a Vehicle Health  
Check which includes:

Communities 
Our people continued to drive our CR strategy locally during 
2011. We encourage support of local charities and initiatives  
as this approach increases our colleagues’ engagement in CR 
activities and helps us further connect with the communities in 
which we operate. Information on the amazing support given  
by our colleagues to their local communities can be found on 
our website www.inchcape.com/responsibility. 

In order to communicate our CR activities with employees we 
proposed The Green Baton initiative as stated in last year’s  
report. The Green Baton site will sit within the CR section of The 
Light and will feature a series of pages that not only explain the 
programme, but provide a platform for each region to share  
its good news and initiatives around CR with the rest of the 
Group. Regional CR information will then be archived so that 
colleagues can find ideas and best practices after the region’s 
promotional period has passed.

Our Values
Much more than just words, our Values are shared beliefs  
within our business that inform our day to day behaviours.  
Based on 170 years of history, they help us operate with  
a true pioneering spirit alongside genuine integrity and  
deep respect for each other: 

(cid:114)(cid:1) Tyre pressure check
(cid:114)(cid:1) CO2 test and emissions test
(cid:114)(cid:1) Air condition check
(cid:114)(cid:1) Engine lubricant test

A Green Test Drive is offered in some retail centres which  
gives tips on how to drive more efficiently, how to improve 
environmental impact and how to reduce vehicle running  
costs. Accessories are also available including low rolling 
resistance tyres, which can reduce CO2 emissions by around  
2%, and low friction engine lubricants, which can reduce  
CO2 emissions by around 0.5%.

Progress against goals 

(cid:114)(cid:1) Respect for each other
(cid:114)(cid:1) Winning together 
(cid:114)(cid:1) Treating every £ as our own
(cid:114)(cid:1) Integrity without compromise
(cid:114)(cid:1) Pioneering new ideas 
(cid:114)(cid:1) Passionate about customers
(cid:114)(cid:1) Caring for our environment  

   For more information on our Values please visit  

www.inchcape.com/about us/Values. 

Objective

What we did in 2011

What we aim to do in 2012

Raising awareness of local CR activities 
and employee engagement through  
The Green Baton

Launched new intranet site, The Light,  
to support The Green Baton in the UK;  
began a roll out programme globally

Ensure that The Light is rolled out in  
all regions and prepare for the launch  
of The Green Baton

Identifying opportunities to demonstrate 
and share our best practice within  
our industry

Measured accident rates and agreed 
targets for reduction. Commenced  
global audit of Health & Safety. Worked  
with the SMMT and brand partners to  
share best practice

Global audit of Health & Safety  
completed in 2012 by external  
third party

Extending Health & Safety best practice  
to our operations worldwide

Reviewed time lost through accidents  
and monitored impact on business

Global audit of Health & Safety completed 
in 2012 by external third party

Continued support of the communities  
in which we operate

Encouraged local initiatives and 
provided support for these

Support local initiatives and establish  
The Green Baton as a global 
communication tool

CO2 data collection

Continued to develop the automated 
collections system and tested greater  
depth of data to perform detailed 
qualitative and quantitative trend analysis

Test the data collected to ensure that it  
is robust; measure CO2 usage since the 
beginning of the collection project; discuss 
reduction targets

Identification of CO2 reduction  
and/or off-set opportunities in our  
core markets

Reviewed opportunities which impact  
our CO2 footprint 

Establish management targets for each 
business; review new technologies to assist 
with the agreed plans

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37

 
 
 
 
Directors’ Report: Governance

Board of Directors

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1 Ken Hanna
Chairman
Appointment to Board: September 2001

4 John McConnell
Group Finance Director
Appointment to Board: October 2009

8 Nigel Northridge
Non-Executive Director
Appointment to Board: July 2009

Ken became Chairman in May 2009. He is  
also a Non-Executive Director of Tesco plc 
and Aggreko plc. Ken will become Chairman 
of Aggreko plc in April 2012. Prior to joining 
Inchcape, Ken was an Executive Director  
and Chief Financial Officer of Cadbury plc. He 
was previously a Partner of Compass Partners 
International and Group Finance Director and 
Chief Executive of Dalgety plc and had previous 
experience with Guinness plc (now Diageo plc), 
Avis Europe and Black & Decker. 
Ken is Chairman of the Nominations Committee 
and a member of the Remuneration Committee. 

2 André Lacroix 
Group Chief Executive
Appointment to Board: September 2005

André is a Non-Executive Director of Reckitt 
Benckiser Group plc and the Chairman of Good 
Restaurants AG. He was previously Chairman 
and Chief Executive Officer of Euro Disney S.C.A. 
Prior to this he was the President of Burger King 
International, previously part of Diageo.
André is a member of the Nominations and  
CR Committees.

3 Will Samuel
Deputy Chairman and Senior 
Independent Non-Executive Director
Appointment to Board: January 2005

Will is Chairman of Howden Joinery Group plc 
and the Ecclesiastical Insurance Group. He  
is also a senior advisor of Lazard & Co, a  
Non-Executive Director of the Edinburgh 
Investment Trust plc and a Director of the 
All Churches Trust. In January 2012, Will was 
appointed by the Financial Services Authority 
as its senior advisor on investment banking. 
He was previously a Director of Schroders plc, 
Co-Chief Executive Officer of Schroder Salomon 
Smith Barney (a division of Citigroup Inc.) and 
Vice Chairman, European Investment Bank of 
Citigroup Inc and Chairman of H.P. Bulmer plc. 
Will is a chartered accountant.
Will is a member of the Remuneration, Audit  
and Nominations Committees.

John was appointed as Group Finance Director 
of Inchcape plc in October 2009, having worked 
with the Group since 1999. John joined Inchcape 
Australasia as Chief Financial Officer before 
moving to the role of Chief Executive Officer of 
Australasia. Prior to joining Inchcape he worked 
with Reckitt and Colman (now Reckitt Benckiser) 
for 13 years in a variety of senior financial roles in 
the UK, Germany and Australia.

Nigel is Chairman of Paddy Power plc  
and Debenhams plc. He spent 32 years with 
Gallaher Group plc in sales and marketing roles, 
becoming the Group Chief Executive in 2000. 
He was previously a Non-Executive Director of 
Thomas Cook plc and the Senior Independent 
Non-Executive Director of Aggreko plc.
Nigel is Chairman of the Remuneration Committee.

9 Vicky Bindra
Non-Executive Director
Appointment to Board: July 2011

Vicky joined the Board on 1 July 2011. He 
is President of Asia/Pacific, Middle East & 
Africa (APMEA) for MasterCard Worldwide. 
Prior to joining MasterCard in June 2009, 
Vicky has worked with Bain & Company, Citi 
and GE Capital. He was a member of the Citi 
Management Committee and held various 
senior roles within the company including  
head of SME Business for International, Sales  
& Marketing for North America Retail. He was  
a financial services partner for Bain & Company  
in the New York office.
Vicky is a member of the CR Committee.

10 Till Vestring
Non-Executive Director
Appointment to Board: September 2011

Till joined the Board on 1 September 2011.  
Till is Managing Partner of Bain & Company 
South East Asia. Till has a 20 year career at  
Bain & Company of which the last 18 were  
spent in Asia with postings in Sydney, Hong Kong, 
Tokyo and Singapore. He has served as head  
of Bain’s Automotive & Industrial Practice in Asia 
as well as on Bain’s global Partner Nomination 
& Compensation Committee. He has extensive 
experience advising multinationals on growth 
strategy across Asia as well as advising  
leading Asian companies on strategy,  
M&A and organisation.

5 Alison Cooper
Non-Executive Director
Appointment to Board: July 2009

Alison is Chief Executive of Imperial Tobacco 
Group PLC. Alison joined Imperial Tobacco 
Group in 1999 and has held a number of 
senior roles including Director of Finance and 
Planning, Regional Director Western Europe, 
Corporate Development Director and Chief 
Operating Officer. Previously she was with 
PricewaterhouseCoopers LLP.
Alison is a member of the Audit Committee.

6 David Scotland
Non-Executive Director
Appointment to Board: February 2005

David was previously an Executive Director of 
Allied Domecq plc and a Non-Executive Director 
of Photo-Me International plc, Brixton plc and 
Thompson Travel Group plc. He was also a 
Trustee and Director of Winston’s Wish, a child 
bereavement registered charity.
David is the Chairman of the CR Committee 
and a member of the Remuneration and 
Nominations Committees.

7 Simon Borrows
Non-Executive Director
Appointment to Board: October 2010

Simon was appointed as Chief Investment  
Officer of 3i Group plc in October 2011. He is  
also a Non-Executive Director of The British 
Land Company PLC. Previously, Simon was the 
Chairman of Greenhill & Co International LLP  
and was a founding partner of Greenhill’s 
European business. Before starting Greenhill  
he was Managing Director of Baring Brothers 
International Limited. 
Simon is Chairman of the Audit Committee.

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Directors’ Report: Governance

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1 André Lacroix 
Position: Group Chief Executive
Appointment to Executive Committee: February 2006

Please see page 38 for full biography.

2 John McConnell
Position: Group Finance Director
Appointment to Executive Committee: February 2006 

Please see page 38 for full biography.

3 Aris Aravanis
Position: Chairman & Managing Director, Toyota Hellas
Appointment to Executive Committee: July 2009

Skills and experience: During his tenure with Inchcape, Aris has led  
the establishment and development of Tefin, a finance company that  
was constituted by Toyota Hellas and EFG Eurobank, to the top of the 
automotive financing market in Greece. In February 2000, Aris assumed  
the position of General Manager of Toyota Hellas and then became Deputy 
Managing Director and member of the Board of Directors. During his service, 
Toyota has established solid and clear leadership in the Greek market. 
Before joining Toyota Hellas and Inchcape, Aris had extensive experience 
in the finance field working in various sectors including the food industry, 
electric cabling and banking.

4 George Ashford
Position: Chief Executive Officer, Inchcape Australasia
Appointment to Executive Committee: October 2006

Skills and experience: George was appointed as Chief Executive Officer, 
Inchcape Australasia in January 2012. George joined Inchcape in March 
2006 as Director of Implementation, Inchcape Advantage. In this role 
George led the implementation of Inchcape Advantage, a Group-wide 
strategic programme putting the customer at the heart of the Group’s 
service initiatives. In October 2006, George was appointed Managing 
Director European Retail where he led the implementation of world  
class retail operation programmes across the European retail network.  
He was also responsible for the integration of businesses acquired in the 
Baltics and the construction and opening of four greenfield operations  
in eastern Europe. George was Chief Executive Officer, Toyota Belgium 
from July 2009 to December 2011. 
George joined Inchcape from Yum Restaurants International (previously 
Pepsi Restaurants International), where he spent 10 years holding several 
senior management positions.

5 Stéphane Chatal
Position: Group Chief Information Officer
Appointment to Executive Committee: November 2011

Skills and experience: Stéphane was appointed as Chief Information 
Officer in 2008 and is responsible for the Group’s IS strategy, its 
implementation and the IS function.
Before joining the Group, Stéphane spent over four years with Reckitt 
Benckiser in senior IT roles, most recently as Global Solutions Director.
Prior to Reckitt Benckiser, Stéphane worked for Procter & Gamble for  
12 years, where he was responsible for the global implementation  
of multi-country, single instance SAP systems and centralised shared 
service centres.

6 Claire Chapman
Position: General Counsel and Group Company Secretary
Appointment to the Executive Committee: March 2007

Skills and experience: Claire joined Inchcape in March 2007 and is 
responsible for the Group’s legal and compliance programmes, mergers 
and acquisitions, major contracts, corporate projects and restructurings; 
effective corporate governance and Board management. 
Claire was formerly a solicitor at Freshfields Bruckhaus Derringer from  
1991 to 1995 before joining the legal team at the Reuters Group PLC  
from 1995 to 2007. Claire held various roles whilst at Reuters, working for 
their UK, European and US businesses. She was General Counsel for the  
UK from 2000 to 2003 and General Counsel for Europe, Middle East and 
Africa from 2004 to 2007, advising on a range of matters from major 
commercial and IT contracts, global projects, integration and key 
corporate projects. Additionally she advised on company secretariat 
matters from 2004 to 2007. 
Claire is a qualified solicitor for England and Wales and Attorney at Law, 
New York and has a Masters in International Law.

7 Tony George
Position: Group HR Director
Appointment to the Executive Committee: February 2007

Skills and experience: Tony joined the Group in February 2007. He has over 
23 years of experience in Human Resources and General Management 
in International FMCG, chemicals, telecommunications and customer 
service oriented retail companies. In his previous role he was HR Director, 
Corporate Functions for Vodafone plc and prior to that, SVP International 
Partner Resources for Starbucks Coffee Company based in the US. He 
has also worked with ICI in India and Diageo plc where, at the time of 
the formation of the Company, he was the first Global Management 
Development Director UDV in the UK and latterly was the SVP International  
HR for the Burger King business. During his career Tony has lived and 
worked in India, the UK, USA and Australia. 

8 Jean Van der Hasselt
Position: Chief Executive Officer, Russia and the Nordics
Appointment to Executive Committee: June 2009

Skills and experience: Jean joined Inchcape in 2003 as Chief Executive 
Officer of Toyota Belgium, having been in the automotive industry since 
1985. During this tenure the network has been successfully restructured, 
leading to fewer and better retailers whilst improving market share and 
maximising the profitability for Toyota Belgium. The successful run out 
campaign of Toyota’s best selling model in 2006 led to an overall best 
market share performance. In 2010, Jean was appointed CEO Russia and 
the Nordics and has responsibility for our Russian and Nordic operations 
that include Finland, Estonia, Latvia and Lithuania. 
Prior to Inchcape, Jean held several Director positions within the Volvo 
organisation and was Managing Director for the Volvo Cars operations  
in Belgium, actively contributing to the set up of the PAG structure,  
leading to effective synergies within Ford’s luxury brand cluster.

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Directors’ Report: Governance
Executive Committee continued

9 Koh Ching Hong
Position: Managing Director, Inchcape South Asia
Appointment to Executive Committee: August 2009 

13 Louis Fallenstein
Position: Managing Director, Emerging Markets
Appointment to Executive Committee: January 2012

Skills and experience: Louis was appointed as the Managing Director, 
Emerging Markets in January 2012 . He is responsible for the Emerging 
Markets region, encompassing all of our retail and distribution activities in 
Poland, the Balkans, South America and Africa. He oversees both current 
operations and our future expansion plans in these markets.
Prior to this Louis was Franchise Director BMW in our UK business. Louis has 
been with the Group since the acquisition of European Motor Holdings plc 
in 2006. Prior to that, he spent the majority of his career in senior roles within 
the UK automotive industry. Louis has been a major force in the integration 
of the Lind Automotive Group and European Motor Holdings with existing 
UK retail businesses and has been a key member of the UK leadership 
team over the last six years.

14 Bertrand Mallet 
Position: Chief Executive Officer, Toyota Belgium 
Appointment to Executive Committee: July 2008

Skills and experience: Bertrand was appointed as Chief Executive Officer, 
Toyota Belgium in January 2012. Prior to this appointment he was the 
Managing Director of the Emerging Markets and previously the Group 
Strategy Director. 
Before joining the Group in 2008, Bertrand spent over six years with  
Euro Disney in both Strategy and Sales roles, most recently as Managing 
Director for the French market. During his tenure, a new sales and 
marketing approach was defined and implemented. Prior to Euro Disney, 
he spent five years as a senior consultant with Bain & Company, both 
in France and in the US. His main areas of focus were around retail and 
distribution. Bertrand began his career in Sales and Marketing with 
Automobiles Peugeot in Sweden.

15 Connor McCormack
Position: Chief Executive Officer, Inchcape UK
Appointment to Executive Committee: November 2009

Skills and experience: Connor has been with the Group since July 2005, 
having initially joined Inchcape as Finance Director, UK Retail. Connor 
has led the business through the acquisitions and integrations of the Lind 
Automotive Group and European Motor Holdings, as well as playing an 
instrumental part in the right sizing of the UK business in the second half 
of 2008, as the global economy entered the downturn. Connor was 
appointed Chief Executive Officer of the UK business in November 2009. 
Prior to Inchcape, Connor held senior positions with B&Q plc, Kingfisher plc, 
the L’Oreal Group and the Gillette Company.

Skills and experience: Ching Hong joined Borneo Motors as its Managing 
Director in January 2008. He was appointed as Managing Director, 
Inchcape South Asia in August 2009 and is responsible for Borneo Motors 
and Champion Motors in Singapore and NBT in Brunei. Prior to joining the 
Group, Ching Hong was Managing Director of Fuji Xerox Singapore and 
an Executive member of Fuji Xerox Asia Pacific Senior Management from 
1996 to 2008. In these roles he led the transformation and restructuring 
of its business model and business approach, thereby increasing market 
share, doubling revenue and leading the organisation into the prestigious 
Singapore Quality Class, achieving a high customer satisfaction index.

10 Arthur Kipferler
Position: Group Strategy and Business Development Director
Appointment to Executive Committee: February 2011

Skills and experience: Arthur joined the Group on 1 February 2011.  
Arthur worked for the Toyota Motor Corporation from 2002 until 2011  
with assignments in the European headquarters in Brussels and in national 
sales in central Europe and the USA. He successfully led numerous strategic 
projects, among them a new European customer satisfaction programme, 
the streamlining of the European distributor network, the launch of Lexus  
in the Czech and Slovak Republics and major cost reduction efforts.  
From 1999 to 2002 Arthur was with The Boston Consulting Group, advising 
on strategic, corporate development and operational projects mostly  
in the automotive industry. After becoming a Partner and Director of  
the company, Arthur led the Global Automotive Practice Group.

11 Ken Lee
Position: Group Communications Director 
Appointment to Executive Committee: November 2006 

Skills and experience: Ken joined Inchcape in September 2003 as 
Marketing Director for the UK businesses, where he led the development  
of online car retailing and a pioneering customer experience 
programme. In early 2006 he was appointed Customer Strategy 
Director to lead the Group-wide identification of customer insights to 
drive the Company’s pioneering Inchcape Advantage programme. 
In late 2006 he was appointed to the Executive Committee as Group 
Communications Director with global responsibility for internal and 
external communications. 
Prior to joining Inchcape, Ken held the position of Group Marketing 
Director at the RAC from 1999 to 2003 having been part of the team that 
acquired and then led the business post demutualisation. During his tenure 
the company moved from a car breakdown organisation to a customer 
focused motoring services group. Before joining the RAC, Ken worked for 
Lex Service plc, where as Marketing Director he successfully established 
the Hyundai brand in the UK.

12 Patrick S Lee
Position: Chief Executive Officer, Inchcape North Asia
Appointment to Executive Committee: November 2006

Skills and experience: Patrick is in charge of our VIR operations in Hong  
Kong, Macau and Guam. Representing Toyota in all three markets, Toyota 
has maintained the No.1 position for several years. He is also responsible  
for Inchcape’s operations in China. Before joining Inchcape, Patrick was the 
Group General Manager, Sales and Marketing of Kerry Beverages Ltd from 
1998 to 2006. Kerry Beverages owned and operated 11 Coca-Cola bottling 
plants in China. Patrick’s experience in auto retailing came from a Toronto 
Honda dealership where he worked for three years and was awarded the 
highest honour ‘Sales Master’ by Honda Canada for two consecutive years. 
Patrick started his career in brand marketing with Procter & Gamble and has 
worked in various locations including Canada, Switzerland, Thailand and 
Hong Kong. Patrick holds a BBA and an MBA from the Chinese University  
of Hong Kong.

40 

Inchcape plc ¦ Annual Report and Accounts 2011

Directors’ Report: Governance

Corporate governance report
Governance is at the heart of everything we do

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Introduction from the Chairman
One of the key topics the Board discussed during the year was 
that of Board composition. The Nominations Committee spent 
time defining the current skills set represented by the Directors 
and identified several areas where additional knowledge and 
experience would enhance the Board. 

In identifying the appropriate skills now required on the Board,  
the Nominations Committee began developing a set of criteria  
for potential candidates including knowledge and experience  
and key skills in order to commence the recruitment process,  
taking into account our strategy of expansion in Asia Pacific  
and the Emerging Markets.

As a result of this process I am pleased to report that we recruited 
two excellent Non-Executive Directors during the year, Vicky Bindra 
and Till Vestring, both of whom are based in Singapore and who 
bring a wealth of Asian and operational business experience to  
our discussions. An in-depth induction programme was provided  
to each of them, details of which can be found on page 43.

In addition to the new appointees, Michael Wemms retired from 
the Board in May 2011 after seven years of valued service. The 
Board members and I would like to thank Michael for his advice 
and assistance, both as a member of the Board but also during  
his time as our Remuneration Committee Chairman.

Diversity of our Board members has also been a particular focus 
during the year and with the publication of the report “Women  
on Boards” by Lord Davies, gender has been a specific discussion 
point. The report provides recommendations to address the lack  
of balance in the number of women on boards, including a 
recommendation for listed companies to set out their targets for 
the proportion of women who serve on their board. Additionally, 
the Financial Reporting Council has recently consulted on whether 
to make further changes in light of the Davies Report. Within the UK 
Corporate Governance Code there is a requirement for 
organisations to actively consider the make up and diversity of  
their boards. Our Board already benefits from having a broad 
range of skills, backgrounds and experience, which has been 
further enhanced by our two new appointments. We will continue 
to take diversity considerations into account when making 
appointments to the Board, including those raised by Lord Davies.

development which, in turn, will provide a diverse range  
of potential candidates for future roles on the boards of UK 
companies. As a result the Nominations Committee has proposed 
that succession planning for executive management will again  
be an agenda item for the full Board during 2012.

Another key activity during 2011 was our Board evaluation  
process. The evaluation was carried out by an external 
independent consultant. The Board was encouraged to give  
open and thoughtful feedback on its performance and that of the 
Committees. The exercise was a very positive experience, assisting 
the Board in seeking to continually improve its performance and 
effectiveness. An outline of the Board evaluation can be found  
on page 44.

The Board carried out a review of the Non-Executive Directors’ fees 
during the year. Traditionally the Non-Executive Directors’ fees are 
reviewed annually, however there had been no increase in fees 
since 2007. The fee structure was updated to reflect current market 
practice and details of the new fee structure is shown on page  
54 of the Directors’ report on remuneration.

Statement of Code compliance 
The Board has been fully compliant with the UK Corporate 
Governance Code (the Code) during 2011. For Code provision 
B7.1, annual re-election of all directors at the AGM, as the Code 
applied to accounting periods on or after 29 June 2010 we 
decided not to re-elect all the directors at the 2011 AGM but  
all directors will be up for re-election at the 2012 AGM. 

The information required under DTR 7.2.6 is given on pages  
58 to 59 and forms part of the Corporate Governance Report.

In the following report we show how the Board and the Executive 
Committee have run the Company over the last year, how  
we made decisions, how we managed risks, how we monitored 
controls and how we engaged with our stakeholders. I hope that 
this information will help put into context our strategy and the 
financial results we have achieved.

The Davies Report sparked a further discussion for the Board  
this year on how to develop our senior management to ensure  
that we can provide opportunities for long-term executive 

Ken Hanna, 
Chairman 

www.inchcape.com 

41

 
 
 
 
Directors’ Report: Governance
Corporate governance report continued

Inchcape committee structure 

Inchcape plc

Audit
Committee

Remuneration
Committee

Executive
Committee

Nominations
Committee

Corporate
Responsibility
Committee

Delegated authorities:
Financial Reporting 
Financial Risk Management 
 Internal Control

Delegated authorities:
Remuneration Policy  
Incentive Plans
Performance Targets 

Delegated authorities:
Group Strategy
Operational Management

Delegated authorities:
Balance of the Board 
Leadership of the Group

Delegated authorities:
Oversight of the  
Group CR Programme

Delegated authorities:
Risk Oversight
Principal Risks Assessment  
Control Processes

iPOM Committee

Group Capital Committee

Delegated authorities:
Oversight of Group  
Capital Expenditure 

Leadership 
The Board

Name of Director 
Chairman 
Ken Hanna 
Deputy Chairman & Senior Independent 
Non-Executive Director
Will Samuel 
Group Chief Executive 
André Lacroix 
Group Finance Director 
John McConnell 
Non-Executive Directors 
Vicky Bindra (appointed 1 July 2011)**
Simon Borrows 
Alison Cooper 
David Scotland* 
Nigel Northridge 
Till Vestring (appointed 1 September 2011)
Michael Wemms (retired 11 May 2011)

 – monitoring the performance of the Group and the members  

of the Board; 

Board Meetings

 – ensuring that the systems of controls remain sound and relevant;

Scheduled

Attended 

7

7

7

7

3
7
7
7
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2
2

7

7

7

7

2
7
7
6
7
2
2

 – ensuring there is a comprehensive risk management and 

mitigation programme and process in place.

To help the Board discharge its duties a formal schedule of Matters 
Reserved for the Board sets out the decisions it is responsible for  
and can be found on our website www.inchcape.com.

If a Director has any concerns about the running of the Company, 
his or her concerns would be recorded in the Board minutes.  
No concerns were raised in 2011. 

The Board delegates some decisions to its Committees  
and further information on the decisions that they make  
can be found in their reports on pages 47 to 50. Day to day 
management is the responsibility of the Executive Directors  
and the Executive Committee. 

Division of responsibilities

The Role  
of the  
Chairman

The Role of the 
Group Chief 
Executive 

*  David Scotland was unable to attend the meeting on 8 April 2011. 

**  Vicky Bindra was unable to attend the meeting on 27 July due to commitments 

prior to his appointment to the Board.

Biographies of the Directors can be found on page 38.

Statement of how the Board operates 
The Board is collectively responsible for the long term success  
of the Group, setting the strategic agenda and establishing its  
risk appetite. This is achieved by:

 – ensuring that the Board comprises competent individuals  
with a breadth of knowledge and experience that brings 
independent views to the decisions being made;

 – ensuring that the Board has appropriate, timely information  

and access to professional development and advice;

 – ensuring that the Executive Committee have the necessary  
skills and experience in order to further the strategic goals  
of the Company;

42 

Inchcape plc ¦ Annual Report and Accounts 2011

Leads the Board, sets the 
agenda including agreeing 
strategy and risk appetite

Is responsible for ensuring  
that information is accurate 
and relevant to enable 
decision making

As Chairman of the 
Nominations Committee,  
is responsible for  
succession planning

Leads the Board  
evaluation process

Leads the Executive Committee

Is responsible for the  
day to day operational 
management of the Business

Manages the Group’s risk and 
internal control framework

Reports to the Board on 
significant developments and 
performance of the Group

Regularly engages in dialogue 
with shareholders to ensure that 
they are up to date with the 
Group’s activities

Directors’ Report: Governance
Corporate governance report continued

Non-Executive Directors 
The Non-Executive Directors as members of the Board and  
its Committees have the responsibility for the following: 

(cid:114)(cid:1) Assisting in the development of the Group’s strategy;
(cid:114)(cid:1) Scrutinising the performance of management by measuring 

performance against targets at each Board meeting through 
strategic and market reviews and a monthly performance report;

(cid:114)(cid:1) Monitoring the reporting of performance at Board and Audit 

Committee meetings;

(cid:114)(cid:1) Ensuring the integrity of financial controls and that systems  
of risk management are robust and defensible at Board  
and Audit Committee meetings;

(cid:114)(cid:1) Determining the levels of remuneration at the Remuneration 

Committee meetings;

(cid:114)(cid:1) Appointment (and removal) of Directors and succession 

planning for the Executive Committee at the Nominations 
Committee and Board meetings.

All Committee Chairmen report to the Board on the Committee’s 
activities at each Board meeting.

Will Samuel is the Deputy Chairman and Senior Independent 
Director and in this role he acts as a sounding board for the 
Chairman and, should the need arise, is available to shareholders 
whose concerns have not been resolved by the Chairman or the 
Executive Directors or should such contact not be appropriate.

A series of meetings were held in March 2011, where Ken Hanna 
met with the Non-Executive Directors without the Executive 
Directors present. In addition, Will Samuel also met with the 
Non-Executive Directors without Ken Hanna or the Executive 
Directors present.  

Effectiveness 
To ensure that the Board remained effective throughout the  
year the Board reviewed its effectiveness within the context  
of the principles and provisions of section B of the Code and 
examined each area throughout the year. The Board also 
reviewed the Financial Reporting Council’s guidance of board 
effectiveness and the Association of British Insurers’ report on  
board effectiveness, both of which were published during 2011.

Composition

Industry
background 

Balance of Non- 
Executive Directors

Length of service

(cid:81) Financial 50%
(cid:81) Retail 40%
(cid:81) Consultancy 10%

(cid:81) Non-Executive 
  Directors 70%
(cid:81) Executive Directors 20%
(cid:81) Chairman 10%

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0-2
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2-5
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5-9
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All of the Non-Executive Directors are considered independent  
in accordance with the Code.

Appointments to the Board 
The Nominations Committee has responsibility for referring potential 
appointments to the Board for approval and is assisted by external 
search consultants. Further information on its activities can be 
found in the Nominations Committee report on page 47.

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Will Samuel and David Scotland both completed six years’ service 
in 2011. Their length of service was taken into account when 
considering succession planning and it was felt that their detailed 
knowledge of the Group’s operations was crucial during this time 
of Board changes.

Commitment 
The time commitment required by Non-Executive Directors is set  
out in their Letter of Appointment and is reviewed annually by the 
Nominations Committee to ensure that it remains appropriate. The 
Company recognises that its Board members may be invited to 
become directors of other companies and that this additional 
experience is likely to benefit the deliberations of the Board. Details 
of other directorships held by the Executive and Non-Executive 
Directors are given in their biographies on page 38. The Executive 
Directors are generally permitted to take one Non-Executive 
Directorship as long as it does not lead to conflicts of interest  
or undue time commitment. André Lacroix holds two such positions: 
Non-Executive Director for Reckitt Benckiser Group plc for which  
he received a fee of £85,000 and as Non-Executive Chairman of 
Good Restaurants AG for which he does not receive a fee.

Development 
New Directors receive a tailored induction programme designed  
to give them a comprehensive understanding of the values, 
operations and strategy of the Group. Our two new Non-Executive 
Directors were inducted during 2011. Their programmes were split 
into two parts, an operational induction programme and a head 
office induction programme. 

Induction programme for Vicky Bindra and Till Vestring

Part 1

(cid:114)(cid:1) A tour of the head office in Singapore 
(cid:114)(cid:1) Market overview of Inchcape South Asia 
(cid:114)(cid:1) Site visit to the Toyota and Lexus showroom,  

service and body and parts facilities in Singapore
(cid:114)(cid:1) Site visit to the New Vehicle Delivery Centre and  
Suzuki showroom and service centre (Vicky only) 

Part 2

(cid:114)(cid:1) UK business overview with UK Chief Executive and  

UK Finance Director 

(cid:114)(cid:1) Site visit – UK Retail Head Office – Mercedes-Benz 
(cid:114)(cid:1) Site visit – Toyota Oxford 
(cid:114)(cid:1) Chairman – the Board, its committees, history of  

the Group, vision and values 

(cid:114)(cid:1) Group Chief Executive – strategy, overview  

of operational businesses, analyst and  
investor engagement 

(cid:114)(cid:1) General Counsel & Group Company Secretary – 

Directors’ duties and regulatory rules, governance  
and Board administration 

(cid:114)(cid:1) Group HR Director – key management, succession 

planning, remuneration policy

(cid:114)(cid:1) Group Finance Director – financial review, current KPIs
(cid:114)(cid:1) Group Financial Controller – operational  

financial review, reporting systems and processes 
(cid:114)(cid:1) Group Chief Information Officer – overview of the 

Group’s IT strategy and structure 

(cid:114)(cid:1) Group Strategy and Business Development Director – 

strategy and Inchcape Advantage

(cid:114)(cid:1) Director of Taxation – overview of the Group’s  

tax structure 

(cid:114)(cid:1) Group Treasury Director – structure of the  

Group’s banking relationships, committed and 
uncommitted facilities

(cid:114)(cid:1) Group Communications Director – brand, marketing, 

internal and external communications 

www.inchcape.com 

43

 
 
 
 
Directors’ Report: Governance
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In order to ensure that the Non-Executive Directors continue to 
have up to date knowledge of the Group’s operations, we hold  
a two day Board meeting at a UK or overseas retail centre which 
includes a site visit, regional update and meetings with key 
management and operational staff. 

The Chairman also reviewed any training and development needs 
with Directors during his or her one on one performance review.

During 2011, the Non-Executive Directors attended a one day 
investor relations event during which the Chief Executive gave  
an in-depth update on vision and strategy to shareholders. 
Presentations were also given by the market Chief Executive and 
senior management of our businesses in Australia, Hong Kong, 
China, Singapore and Emerging Markets.

Information and support 
The information received by the Board is vital to ensure that members 
are able to contribute fully to discussions. The Chairman and the 
Group Company Secretary ensure that the information received  
by Directors encourages open debate and enables the Board to 
make well informed decisions. All Directors receive Committee 
papers regardless of whether they are members of that Committee 
to ensure that each member has access to all available information. 
The Board also receives regular financial and governance updates 
to enable the Directors to keep informed of progress to date and 
best practice developments between Board meetings. 

Independent professional advice and support are available  
to all Directors should they request it.

Board evaluation 
In 2011 the Board was evaluated by an external independent third 
party. The evaluation consisted of a tailored questionnaire focusing 
on overall effectiveness, strategy, Board knowledge, training and 
development, succession, risk management, the Committees and 
administration. The evaluation employed a range of techniques 
including ‘scoring’ and commentary from participants.

The three main areas where action points were identified were: 

2011 Objectives

  2011 Achievements

Strategic  
planning

Succession  
planning

Structure and  
remit of the  
Audit Committee

The implementation of the two day 
Strategy Away Day gave the Board  
the opportunity to focus entirely on the 
strategic plan and review progress to date.

The Board carried out an in-depth review 
of succession planning for the Executive 
Committee at the Strategy Away Day.

The Audit Committee membership was 
reduced to three Non-Executive Directors 
all with relevant financial experience to 
enable the Committee to focus in more 
depth on the key issues.

Focus for 2012

Continue to  
focus on strategy  
and processes  
for measuring 
performance to date 
against objectives.

Enhance the process 
for succession 
planning at Board 
and Executive 
Committee level.

Review composition 
of the Board and  
its Committees.

The Board discussed the findings of the Board evaluation including 
the results for each of the Committees and determined the main 
action points and the focus for the 2012 evaluation. The Chairman 
also met each Non-Executive Director individually to discuss his or 
her performance throughout the year and personal commentary 
from the Board evaluations were provided to the Chairman  
to assist with the personal performance evaluations of the 
Non-Executive Directors.

The Deputy Chairman and Senior Independent Non-Executive 
Director met with the Non-Executive Directors to evaluate the 
performance of the Chairman.

Accountability
Financial & business reporting 
The Board is responsible for establishing and maintaining adequate 
internal controls over regular financial reporting for the Group, 
including the consolidation process. 

There is a comprehensive system of internal controls in place, 
including an Annual Operating Plan (AOP) which is reviewed  
and approved by the Board. Monthly actual results are reviewed 
by management against the AOP, and where appropriate, revised 
forecasts are presented to the Board. All data to be consolidated 
into the Group’s financial statements is reviewed thoroughly by 
management to ensure that it complies with relevant accounting 
policies, and that financial reporting gives a true and fair reflection 
of the financial position of the Group.

Internal controls over this financial reporting framework are 
designed to provide reasonable assurance regarding the reliability 
of regular internal financial reporting as well as the preparation of 
financial statements in accordance with IFRS. Management and 
Internal Audit conduct regular assessments of the effectiveness of 
internal controls over financial reporting based on the framework 
contained in the Turnbull Guidance. There have been no significant 
changes in internal controls over financial reporting during 2011 
that have, or are likely to have, materially affected the Group’s 
internal controls over financial reporting. 

Based on these statements, the Board concludes that as at  
31 December 2011, the Group’s internal system of control  
over financial reporting was effective.

Risk management 
The Group has in place comprehensive processes to manage 
risks across its businesses which are regularly audited and the 
results reported to the Audit Committee and the Board for their 
review. Inchcape Peace of Mind (iPOM) is the Group wide risk 
management programme. It provides a simple system which 
aims to:

identify  
and reduce  
our risks

raise 
awareness 
through 
education and 
training

embed the 
prevention 
of risk within 
our business 
processes

iPOM provides rewards for the ‘right way of doing business’:  
it is aligned to our Values and ensures that we drive the right 
behaviours across our business to embed compliance in all  
that we do.

44 

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Directors’ Report: Governance
Corporate governance report continued

Seven steps
All risk activities are benchmarked against seven key steps:

Step

Purpose

1 Written compliance  

standards and procedures

What are the rules?

2 Oversight responsibilities 
assigned to appropriate 
personnel

3 Appropriate delegation  

of authority

Training and education

4

Who is in charge?

What employee education  
is in place regarding the rules  
and standards?

5 Routine monitoring, 

reporting and auditing

How do we know the rules  
are being followed?

Enforcement and discipline  What happens if the rules  

6

and standards are not  
being followed?

7 Response and prevention

Principal Risks Accountability
As part of the risk governance process, the mapping of  
risk accountability across key operational and functional  
areas was reviewed in 2011. Whilst the Board has overall  
risk management oversight, it has formally delegated this 
responsibility to various Committees under formal terms of 
reference. Through these formal terms of reference, risk items  
are tabled on a rolling basis over each 12 month period,  
either to meet external requirements (e.g. company reporting 
obligations) or internal governance requirements.

Group iPOM Committee
Key day to day risk oversight is managed through the Group  
iPOM Committee.

The Committee is chaired by the Group Chief Executive and its 
members are the Group Finance Director, the General Counsel & 
Group Company Secretary, the Group HR Director and the Head 
of Internal Audit. 

The Group iPOM Committee’s processes have been updated  
to reflect the changing risk environment and, in particular, can 
address both systemic and dynamic risks. This Group meets six  
times a year to ensure that:

(a)  the right management focus is on key risks and actions  

to mitigate identified and emerging risks;

(b)  a compliance programme is in place which meets  
external benchmarks and is appropriate in terms of  
the legal requirements, content, sector, cost and  
resources; and

(c)  appropriate defences are in place to mitigate exposure  
and effect a response to any risk that may crystallise.

The Group iPOM Committee is also responsible for developing and 
managing the Group’s overall Principal Risk Register, which is based 
on risks identified at market/region and Group level. 

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Market iPOM Committees
Reporting into the Group iPOM Committee are the market iPOM 
Committees. These are a sub-committee of each market’s 
Executive Committee to ensure that risk management oversight 
remains at the highest level within each market or region. Each 
market iPOM Committee operates through standard terms of 
reference which ensures that there is a consistent approach to 
identifying and managing systemic and dynamic risks. Additionally, 
the meeting dates are coordinated so that appropriate reviews 
are performed consistent with the Group iPOM Committee 
schedule and the Board and Board Committee meetings.

Each market iPOM Committee will review its own risk register using 
FlexEye reports at its own market iPOM Committee meeting. The 
FlexEye risk management system allows each business to identify 
and assess risks to their business; propose actions to implement 
preventative or detective controls to mitigate against these risks; 
estimate the level of impact these actions will have and monitor 
progress against these actions, as well as seeing what other Group 
businesses are proposing as risks and assessing whether these are 
also applicable in some way to their own business.

Internal Audit will continue to monitor risks capture and actions 
through Internal Audit reviews.

2011 key areas of focus
During 2011, we additionally focused on several areas to ensure 
that our processes reflected not only best practice, but also key 
regulatory areas and developments that are pertinent to our 
business. Highlights of these key areas are below:

Focus area

Activity

iPOM

UK Bribery Act

Environmental 
Health and  
Safety (EH&S)

Data privacy

We continued to ensure that iPOM was 
fully communicated throughout the Group 
and embedded into our processes through 
a series of targeted communications  
and presentations.

Starting in 2010 and continuing throughout 
2011, we carried out a risk analysis of our 
exposure under UK, local and international 
conventions relating to anti-bribery and 
corruption. We have updated our policies 
and performed face to face training with 
our senior management population in 
addition to developing an online training 
package suitable for use with the 
remainder of the organisation. 

We commissioned an independent third 
party to perform a benchmarking review 
of our standards globally in respect of 
EH&S. We will use the findings of this review 
to improve, as needed, our performance 
in this area during 2012.

We carried out an internal review of our 
practices and compliance in respect of 
data privacy requirements in our markets 
globally to ensure that we continue to 
treat not only our employees but our 
customer data in the right way and to 
ensure that we continue to have a strong 
foundation for our Customer 1st initiative.

www.inchcape.com 

45

 
 
 
 
Directors’ Report: Governance
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In order to harmonise and simplify the Group’s approach to risk 
under iPOM, two key areas have been reviewed during 2011:

2012 key areas of focus
Again for 2012 we have identified areas of focus. These include:

Principal risk categories
To ensure consistency across our risk reporting we have updated 
our principal risk categories. We now track risks under one of  
eight categories:

Focus area

iPOM

Activity

We will continue to ensure that iPOM  
is fully communicated throughout the 
Group and embedded into our processes. 
An iPOM website, with access to key 
information and policies and procedures, 
will be launched, along with continued 
emphasis on targeted communications 
and presentations.

We will focus on ensuring that FlexEye is 
fully operational within the Group as the 
primary risk reporting and action planning/
mitigating tool.

Risk management 
reporting

Audit Committee and auditors 
The Board has delegated responsibility for risk management  
and internal controls to the Audit Committee. Details of the 
Committee’s activities during the year can be found in the Audit 
Committee Report on pages 48 to 49. A statement of the Directors’ 
responsibility for reporting the financial statements is set out on  
page 58.

Remuneration 
The Board has delegated responsibility for setting the level and 
components of remuneration and for developing remuneration 
policy to the Remuneration Committee. Details of the Committee’s 
activities during the year can be found in the Remuneration 
Committee Report on page 50 and the Directors’ report on 
remuneration can be found on pages 51 to 54.

Relations with Shareholders 
The Group Chief Executive and Group Finance Director met with 
institutional investors throughout the year. We also held an investor 
day in which institutional investors were invited to receive an 
update on performance to date. The investor seminar in May 
focused on Asia Pacific and Emerging Markets in line with the 
Group’s strategy. Shareholders received an in-depth overview  
and strategy update from the Group Chief Executive and regional 
presentations with Q&A sessions from the senior management 
teams in Hong Kong, China, Singapore, Australia, the Balkans, 
Africa, South America, Russia and the Baltics.

The Board recognises the importance of maintaining good 
communications with all shareholders to ensure understanding  
of the Group’s performance and strategy. The Annual General 
Meeting (AGM) gives institutional and private shareholders an 
opportunity to meet the Board and ask any questions they may 
have regarding the Group. Each year we send shareholders a 
prepaid reply form which gives any shareholders unable to attend 
the AGM an opportunity to give their views. At the 2011 AGM we 
were pleased to invite shareholders to the launch of the Inchcape 
book ‘Pioneering Spirit’. The book celebrates the energy, foresight 
and business acumen that has built the Group into a global force.

The Group is committed to reducing its impact on the environment 
in line with its CR policy and encourages shareholders to receive 
communications electronically in order to reduce printing and 
paper usage. Shareholders can register for email alerts on our 
website at www.inchcape.com/investors. It is important for investors 
to receive communications in the form most appropriate to their 
needs and they can change the way in which they receive 
shareholder communications at any time.

(cid:114)(cid:1) Strategy including customer and consumer;
(cid:114)(cid:1) Finance and Treasury;
(cid:114)(cid:1) Brand partners, key relationships and reputation;
(cid:114)(cid:1) Systems and technology;
(cid:114)(cid:1) People, including EH&S;
(cid:114)(cid:1) Economic, political and environmental;
(cid:114)(cid:1) Legal and regulatory;
(cid:114)(cid:1) Tax, pensions and insurance.
These were implemented in the 2010 Annual Report and are  
used consistently throughout the Group.

Business Risk Assessment (BRA)
The BRA process has been our key risk capture and tracking 
methodology in recent years. The BRA was used to identify key 
strategic risks which may impact the Group’s risk profile. Owners 
were assigned to each risk and action plans prepared. The BRA 
was cascaded through the organisation with local owners and 
action plans also being assigned which either reflected the Group 
risk or a sub-set of that risk as it pertained to that local market. 
Additionally, the BRA has been reviewed as part of the AOP 
process and monitored through the internal audit reviews.

Improvement actions
As part of the on-going efforts to enhance the risk management 
process within the Group, FlexEye has been introduced to better 
manage risks. This new approach is improving the visibility of risk 
reporting and of action planning to mitigate risks, both at market, 
regional and Group levels. By using technology, we are also 
making the process of risk capture more efficient. 

We propose to continue to review the Group’s principal risks at  
the Board Strategy review each October, with the Board having 
primary responsibility for this. Risk identification, action plans and 
mitigation also remain part of the Strategic Plan and AOP process 
and monthly budget review process.

However, the Group iPOM Committee formally reviews the Group 
and market risks at each Group iPOM Committee (six times a year) 
using reports generated through FlexEye. This will:

(cid:114)(cid:1) allow better cross market/region trend analysis;
(cid:114)(cid:1) allow better cross risk analysis;
(cid:114)(cid:1) allow increased visibility of actions and mitigation plans progress;
(cid:114)(cid:1) remove duplication of reporting through the adoption of a single 

automated system;

(cid:114)(cid:1) ensure both dynamic and systemic risks are identified  

and managed.

46 

Inchcape plc ¦ Annual Report and Accounts 2011

Directors’ Report: Governance
Corporate governance report continued

Nominations Committee report

Ken Hanna 
Chairman

Key responsibilities 

(cid:114)(cid:1) Evaluate balance of skills, knowledge and experience on  

the Board

(cid:114)(cid:1) Agree skills profile for candidates to fill vacant Board positions
(cid:114)(cid:1) Nominate suitable candidates to the Board for approval
(cid:114)(cid:1) Succession planning

   The Terms of Reference for the Nominations Committee  

can be found on the website www.inchcape.com/ 
aboutus/governance

Members 

Ken Hanna – Chairman 
Will Samuel 
André Lacroix 
David Scotland
Michael Wemms (retired 11 May 2011)

Committee Meetings 

Scheduled

Attended 

2
2
2
2
1

2
2
2
2
1

Only members of the Committee have the right to attend 
Committee meetings, however other individuals such as the  
Group HR Director and external consultants attend by invitation.

Committee activities during the year

March
The Committee reviewed the composition of the Board. The 
Committee spent time defining the current skills set represented  
on the Board and in particular discussed the position in respect of 
diversity, including gender, and the findings of the Davies Report. 

The Committee identified several areas where additional 
knowledge and experience would enhance the Board and the 
desired skill set for potential candidates was agreed in order to 
commence the recruitment process.

The Committee also agreed that the external search consultants 
would prepare a summary of recommendations for circulation  
to the Committee.

Governance
(cid:114)(cid:1) The Committee discussed the retirement and re-election of 

Directors and agreed to adopt the principles of the Combined 
Code for 2011 and adopted the principles of the UK Corporate 
Governance Code for 2012. The Committee agreed that  
all Directors would stand for election or re-election at the  
2012 AGM.

(cid:114)(cid:1) The Committee reviewed the length of service of the Directors 

and discussed succession planning.

(cid:114)(cid:1) The Committee discussed the time commitment required by  

the Non-Executive Directors in order for them to discharge their 
duties effectively and it was agreed the current requirements 
remained appropriate.

(cid:114)(cid:1) The Committee reviewed the policy on multiple board 

appointments and confirmed that it had been complied with 
throughout the year. 

(cid:114)(cid:1) The Committee evaluated its processes and agreed to update its 
terms of reference, approved standing agenda items and agreed 
that the full Board should review Executive Committee succession 
planning at the Strategy Away Day in October. It also agreed that 
two scheduled meetings would continue to be held each year.

May
Additional meeting. The Committee approved the recommendation 
to the Board of the appointment of Vicky Bindra. 

July
Additional meeting. The Committee approved the recommendation 
to the Board of the appointment of Till Vestring.

The Committee also discussed changes to the Audit Committee 
membership and the need to ensure that a range of skills were 
represented on each Committee as well as taking into account 
balancing the time commitments of the Non-Executive Directors. 
The Committee agreed that Nigel Northridge and David 
Scotland would step down from the Audit Committee  
particularly taking into account their recent appointments  
as Remuneration Chairman and CR Committee  
Chairman respectively.

November
The Committee reviewed the membership of the CR Committee 
and agreed that Vicky Bindra would be an excellent addition  
to the Committee. The Committee recommended his 
appointment to the Board for approval.

Governance 
(cid:114)(cid:1) The Committee reviewed its terms of reference and confirmed 

that it had been fully compliant throughout the year.

(cid:114)(cid:1) The Committee reviewed the job description of the Senior 
Independent Director and agreed that Will Samuel should 
continue in this role.

(cid:114)(cid:1) The Committee reviewed its membership and confirmed that  

it complied with the Code and approved the recommendation 
for Ken Hanna to continue as Chairman of the Committee.

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Directors’ Report: Governance
Corporate governance report continued

May
The Committee agreed the process for reviewing the CR Report 
annually to ensure that its message was being clearly 
communicated to shareholders and employees.

The first of the core areas, People, was explored in detail by  
the Committee. The presentation included data from industry 
experts and best practice examples on employee engagement.

The Committee discussed strategic messaging and agreed that 
the Group’s intranet site should be developed in order to 
communicate the Group’s CR messages globally.

The Committee received an update on the Group’s CO2  
data collection process and discussed the KPIs to ensure  
that they remained relevant to the Group.

November
After a review of the membership of the Committee, Vicky Bindra 
joined the Committee.

The Committee developed the key themes for the 2011 CR Report 
and discussed the reporting processes.

The Committee agreed that internal communication and 
engagement in CR would be a key priority for 2012.

The CR risk strategy was discussed by the Committee.

The Committee received an update on the new technologies 
which could be introduced to assist with the Group’s CO2 emissions 
and the Group’s own best practice approach.

Governance
(cid:114)(cid:1) The Committee reviewed its terms of reference and confirmed 

that it had been compliant throughout the year.

(cid:114)(cid:1) The Committee agreed that a rolling agenda would be drafted 

for review in 2012.

Audit Committee Report 

Simon Borrows 
Chairman

Key responsibilities 

(cid:114)(cid:1) Monitor integrity of financial statements 
(cid:114)(cid:1) Review and approve the Annual Report & Accounts 
(cid:114)(cid:1) Review Group accounting policies 
(cid:114)(cid:1) Review internal controls and risk management – iPOM
(cid:114)(cid:1) Internal and external audit function

   The Terms of Reference for the Audit Committee  

can be found on the website  
www.inchcape.com/aboutus/governance

CR Committee Report 

David Scotland 
Chairman

Key responsibilities 

(cid:114)(cid:1) Develop Group’s CR strategy and monitor  

external developments 
(cid:114)(cid:1) Review Group’s CR Policy 
(cid:114)(cid:1) Monitor Group’s CR risk exposure 
(cid:114)(cid:1) Review annual CR report 

   The Terms of Reference for the CR Committee can be found 
on the website www.inchcape.com/aboutus/governance 

Members

David Scotland – Chairman 
Vicky Bindra  
(appointed 30 November 2011)
Claire Chapman
André Lacroix
Tony George*
Michael Wemms (retired 11 May 2011)

Committee Meetings 

Scheduled

Attended 

3

1
3
3
3
2

3

1
3
3
2
2

* Tony George was unable to attend the meeting on 29 November 2011.

   The CR Report can be found on pages 34 to 37.

Committee activities during the year

January
The Committee discussed the themes to be included in the CR 
section of the Annual Report and Accounts. The draft report was 
reviewed and approved by the Committee. The Committee 
recommended that the CR Report be approved by the Board. 

The Committee also reviewed its approach to reporting and 
discussed ways in which the Group could improve its reporting 
procedures in the future.

The Committee looked at ways in which new technologies  
could assist with decreasing CO2 emissions in dealerships  
within the Group.

The Committee discussed the process for engaging employees  
in CR and how to incorporate its vision and values into the  
Group’s processes. 

Governance
(cid:114)(cid:1) The Committee agreed that the core CR areas should be added 
as an agenda item. One core area would be explored in detail 
each year to ensure that it remains relevant and industry experts 
would be invited to advise the Committee on best practice.

48 

Inchcape plc ¦ Annual Report and Accounts 2011

Directors’ Report: Governance
Corporate governance report continued

Members

Simon Borrows – Chairman 
Alison Cooper 
Nigel Northridge*
Will Samuel
David Scotland* 
Michael Wemms (retired 11 May 2011)

Committee Meetings 

Scheduled

Attended 

4
4
2
4
2
1

4
4
2
4
2
1

The Committee discussed the Internal Audit and Risk  
Management Status report and in particular reviewed the  
Key Control questionnaire findings from the yearly review.  
The Report included an update on the whistleblowing policy 
and procedures.

The Committee was provided with an update on litigation.

The Committee discussed the performance and reviewed  
the effectiveness of the external auditor without the auditor 
being present.

*  Nigel Northridge and David Scotland stepped down from the Committee in  

July 2011 

Only members of the Committee have the right to attend 
Committee meetings, however other individuals such as the 
Chairman, Group Chief Executive, Group Finance Director, Group 
Head of Internal Audit and external auditors attend by invitation.

Committee activities during the year

March
The Committee reviewed the processes adopted for the year  
end results and in particular reviewed the going concern 
statement and the 2010 Annual Report and Accounts. The 
Committee recommended that the 2010 Accounts be  
approved by the Board.

The Committee received the Auditors’ Report from 
PricewaterhouseCoopers LLP. The Committee reviewed  
and approved the auditors’ independence, the auditors’ 
engagement letter, the management representation letter and  
the re-appointment of the auditors for 2011(subject to shareholder 
approval at the AGM). The auditors confirmed that they complied 
with the UK regulatory and professional requirements, including 
Ethical Standards issued by the Auditing Standards Practices Board, 
and their objectivity was not compromised.

The Committee reviewed its policy on the provision of non audit 
services by PricewaterhouseCoopers LLP. The purpose of the policy 
is to ensure that the auditors remain objective and independent. 
The Committee confirmed that the policy guideline of a 1:1 fee 
ratio continued to be applicable and reviewed the engagement 
of auditors for any non audit work and the restrictions on permitted 
areas of non audit work. The Committee tested the performance 
of the auditors against the policy. A statement of the fees paid  
for audit and non audit services is provided in note 3d on page 84.

The Internal Audit Charter setting out the responsibility, authority 
and processes of the Internal Audit function was reviewed and 
approved by the Committee.

The Committee reviewed the Internal Audit and Risk Management 
Status Report and measured performance to date against the 
internal audit plan. The Committee confirmed it was satisfied with 
the level of internal controls across the Group however it agreed 
that it would continue to focus on controls to ensure that they 
remain effective. The Report included an update on the 
whistleblowing policy and procedures.

The Committee was provided with an update on tax and litigation.

Governance 
(cid:114)(cid:1) The Committee reviewed the processes in place within the 

Group to meet the accountability and audit requirements of the 
Code and confirmed that these remain robust and defensible.
(cid:114)(cid:1) The Committee reviewed its Terms of Reference and approved 

the changes recommended to the Committee.

May 
PricewaterhouseCoopers LLP presented its report on Internal 
Controls to the Committee.

July
The Committee reviewed the processes adopted for the interim 
results and in particular reviewed the going concern statement.

The Committee received the Auditor Report and Internal  
Control recommendations.

The Committee reviewed the Internal Audit and Risk Management 
Status Report and measured performance to date against the 
internal audit plan. The Report included an update on the 
whistleblowing policy and procedures.

The Committee reviewed the non audit services provided by 
PricewaterhouseCoopers LLP during the year and confirmed that 
they remained within the scope of the policy for non audit services.

The Committee was provided with an update on tax  
and litigation.

October
The Committee endorsed PricewaterhouseCoopers LLP’s 2012 
Audit Plan recommending it for approval by the Board.

The Committee endorsed PricewaterhouseCoopers LLP’s fee 
proposal recommending it for approval by the Board.

The Committee reviewed the Internal Audit and Risk Management 
Status Report and agreed that Internal Audit would review the risk 
management plans as part of the audit process in addition to the 
risk and market reviews. The Report included an update on the 
whistleblowing policy and procedures.

The Committee was provided with an update on tax and litigation.

Governance
(cid:114)(cid:1) The Committee reviewed, with PricewaterhouseCoopers LLP, 

emerging regulatory issues.

November
The Committee discussed the iPOM framework, the structure for 
managing and monitoring risks through the Group and Market 
iPOM Committees, linking the risk and control framework and the 
mapping of responsibility and oversight across various Committees, 
both at Board and Executive level.

The Committee approved the 2012 Internal Audit Plan. The 
discussion included a review of internal processes to ensure that 
they remained robust. 

The remit and effectiveness of the Internal Audit Charter was 
reviewed by the Committee.

The Committee was provided with an update on tax and litigation.

Governance
(cid:114)(cid:1) The Committee reviewed its Terms of Reference and confirmed 

that it had been compliant throughout the year.

(cid:114)(cid:1) The Committee confirmed that Will Samuel satisfied the recent 
and relevant financial experience criteria under the provisions  
of the Code.

Internal and external auditor private sessions took place 
throughout the year as requested.

www.inchcape.com 

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Directors’ Report: Governance
Corporate governance report continued

Remuneration Committee Report

Nigel Northridge 
Chairman

Key responsibilities 

(cid:114)(cid:1) Remuneration Policy
(cid:114)(cid:1) Annual bonus targets
(cid:114)(cid:1) Performance targets for share incentive plans 
(cid:114)(cid:1) Executive Committee remuneration 

   The Terms of Reference for the Remuneration Committee  

can be found on the website www.inchcape.com/ 
aboutus/governance 

Members

Nigel Northridge – Chairman 
Ken Hanna 
Will Samuel
David Scotland
Michael Wemms (retired 11 May 2011)

Committee Meetings 

Scheduled

Attended 

3
3
3
3
2

3
3
3
3
2

Only members of the Committee have the right to attend 
Committee meetings, however other individuals such as the Group 
Chief Executive, Group HR Director and external consultants advise 
the Committee and attend by invitation.

Committee activities during the year

January
The Committee received an update on progress to date for the 
performance targets for the 2010 annual bonus scheme and the 
share incentive plans.

The Committee reviewed the 2010 Directors’ Report on 
Remuneration to be included in the Annual Report and Accounts 
and recommended it for approval by the Board.

The performance targets for the 2008 executive share option grant 
and 2008 co-investment plan were reviewed by the Committee. 

The rules of the performance share plan were reviewed by the 
Committee along with the draft Notice of Meeting to be issued  
to shareholders for voting on the approval of the new plan at  
the AGM. The Committee approved the rules and the wording  
of the Notice.

The Committee approved the grant of awards under the 
performance share plan and co-investment plan subject to 
shareholder approval being received at the AGM.

The Committee approved the operation of the SAYE scheme 
during 2011.

The Committee reviewed the status of headroom limits in line with 
Association of British Insurers Guidelines and agreed that headroom 
limits would continue to be reviewed twice a year.

Governance 
(cid:114)(cid:1) The Committee reviewed the Terms of Reference of the 

sub-committee established to deal with the administration  
of its share plans and agreed that, subject to shareholder 
approval, the new plans should be added.

November
The Committee reviewed the SAYE grant made in 2011 and the 
performance to date of the targets for the 2009 Executive Share 
Option Plan.

The Committee reviewed the status of headroom limits in line with 
Association of British Insurers Guidelines and confirmed that the 
Company was compliant during the year.

The Committee reviewed the progress to date for the performance 
targets of the 2011 bonus scheme.

Kepler Associates (Kepler) gave an update to the  
Committee on recent developments in Corporate Governance, 
remuneration trends and current best practice. The Committee 
agreed that the Remuneration Policy remained in line with 
governance requirements.

It was agreed that the Pension Policy would be reviewed by  
the Board in 2012.

The Committee reviewed the proposed performance measures 
and targets for the 2011 annual bonus scheme.

Governance 
(cid:114)(cid:1) The Committee reviewed its Terms of Reference and confirmed 

The Committee received an update on the Shareholder 
Consultation which began in 2010. The Committee noted the 
comments from its institutional shareholders and agreed that the 
new Remuneration Policy was of suitable quality to attract, 
motivate and retain employees, was in line with the Group’s 
strategic focus and was aligned with stakeholders’ interests.

that it had been fully compliant throughout the year.
(cid:114)(cid:1) The Committee reviewed the Terms of Reference of the 

sub-committee established to deal with the administration  
of its share plans and agreed to the proposed amendments.
(cid:114)(cid:1) The Committee reviewed its membership and confirmed that  

it complied with the Code. 

March
The Chairman updated the Committee on the conclusion of 
Shareholder Consultation in respect of the Remuneration Policy.

The Committee assessed the measurement and the achievement 
of the performance targets set for the 2010 bonus scheme and 
approved the recommendation for the 2010 bonus payments.

The Committee approved the remuneration packages of the 
Executive Committee for 2011. No executive was present when  
the Committee discussed his remuneration.

50 

Inchcape plc ¦ Annual Report and Accounts 2011

Directors’ Report: Governance

Directors’ report on remuneration

Compliance 
The Report complies with Regulation 11 and Schedule 8  
of the Large and Medium–Sized Companies and Groups 
(Accounts and Reports) Regulations 2008 and other relevant 
requirements of the FSA Listing Rules. The Remuneration 
Committee (Committee) believes that the Company has 
complied with the provisions regarding remuneration matters 
contained within the Code.

Details of the Non-Executive Directors who served on the 
Committee, and their attendance at meetings during the  
year, can be found on page 50. 

Remuneration consultants 
Kepler, appointed in 2010, acted as the independent 
remuneration advisor to the Committee during the year.  
Kepler attends Committee meetings and provides advice  
on remuneration for executives, analysis on all elements of  
the remuneration policy and regular market and best practice 
updates. Kepler reports directly to the Committee Chairman  
and complies with the Code of Conduct for Remuneration 
Consultants (which can be found at  
www.remunerationconsultantsgroup.com). 

Kepler provides no other services to the Company.

Remuneration policy 
2011 saw the introduction of the new remuneration policy  
which was set out in our 2010 Annual Report. The policy design  
is based on the following objectives: 

(cid:114)(cid:1) align with and support the Group’s business strategy;

(cid:114)(cid:1) enable the Company to attract, retain and motivate 

executive management; 

(cid:114)(cid:1) encourage the right behaviours, drive performance and 
reward results by delivering upper quartile pay for upper 
quartile performance; and 

(cid:114)(cid:1) align executive management and shareholders’ interests.

In addition, the Committee considers performance on 
environmental, social and governance issues when setting  
the remuneration policy and believes that the policy does not 
raise risks in these areas by motivating irresponsible behaviour.

The elements of the remuneration policy for Executive Directors  
are set out below. 

Element

Objective

Structure

To pay competitive salary  
to attract, retain and  
motivate talent.

Comparison to organisations  
of a similar size, complexity and 
type, taking into account pay 
and conditions elsewhere in  
the Group.

Award level in 2011

The Group Chief 
Executive and Group 
Finance Director 
received a salary 
increase of 3% after  
two years of zero  
salary increases.

Base  
salary

Annual  
bonus

Co-investment 
plan 

Performance 
share plan

Incentivise growth and a return  
to peak earnings; 

Motivate outstanding 
performance; specifically,  
reward sustainable growth in 
profits, i.e. growth that comes 
from the top line as well as  
from improving margins; 

Reward profitable growth whilst 
maintaining exceptional levels  
of customer service. 
Encourage executive  
share ownership;

Ensure balance between  
growth and returns. 

Ensure that remuneration  
is robust to market downturns  
and volatility;

Deliver median pay for median 
performance; upper quartile pay 
for upper quartile performance; 
and upper decile pay for upper 
decile performance; 

Strengthen alignment  
with shareholders. 

Matrix structure rewarding growth 
in revenue and operating profit, 
heavily weighted towards delivery 
of profit growth;

Any bonus above 100% of salary  
in shares which are automatically 
invested in the co-investment plan;

60% of salary payable 
for target performance;

150% of salary 
maximum payable  
for achieving stretch 
performance against 
all measures.

Net Promoter Score (NPS)  
that falls below target levels  
of performance reduces  
bonus earned.
Offers Executive Directors a 
voluntary investment opportunity 
in return for a performance  
based match; 

Vesting based on three year EPS  
and ROCE performance. 

Normal awards linked to 
stretching performance targets 
and enhanced awards linked to 
exceptional performance; 

Vesting based on three year EPS 
and ROCE performance. 

Maximum match of  
2:1, threshold of 0.5:1;

Executive Directors 
may invest up to an 
overall maximum of 
50% of salary after tax.

Group Chief Executive: 
150% of salary in  
normal awards  
and 50% of salary in 
enhanced awards;

Group Finance 
Director: 125% of salary 
in normal awards  
and 25% of salary in 
enhanced awards.

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Directors’ Report: Governance
Directors’ report on remuneration continued

The UK Corporate Governance Code
The Committee considered the UK Corporate Governance  
Code requirement regarding the remuneration incentives  
being compatible with the Group’s risk policies and systems.  
The Committee is satisfied that the approach to setting the 
structure of remuneration packages for senior executives 
underpins the effective and proper management of risk by 
rewarding executives fairly for sustainable profit growth and  
long term returns to shareholders and delivering a significant 
portion of senior executive remuneration in shares. 

Pay mix chart
The chart below shows the relative importance of each  
element of the package for Executive Directors.

Proportion of package delivered through fixed 
and performance related reward

Illustration of bonus structure for Executive Directors 

Financial performance matrix (% of salary)

Stretch

30%

90%

150%

Target

20%

60%

120%

e
u
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v
e
R

Threshold

15%

45%

90%

Threshold

Target

Stretch

Operating profit

NPS multiplier

X 0.8 -1.0

Note: In this way,  
20% of total bonus  
is based on NPS –  
the customer measure

100

75

50

25

0

Salary
Pension
Annual bonus
COIP
'Normal' performance shares
'Enhanced' performance shares

CEO

CFO

CEO CFO

Target/
expected value

Maximum
value

Base salary 
The Committee reviews base salary for the Executive Directors 
and Executive Committee against organisations of similar size, 
complexity and type, and also taking into account pay and 
conditions elsewhere in the Group. Salaries are reviewed 
annually and typically take effect from 1 April of each year.  
The salaries for 2011 and 2012 are set out in the table below.  
In 2012, the average salary increases across the UK were 
between 1.5% and 2%. 

Name

André  
Lacroix
John 
McConnell 

1 April 2010

1 April 2011

1 April 2012

£756,000 
(0% increase)
£390,000 
(0% increase)

£778,680 
(3% increase)
£401,700 
(3% increase)

£794,254 
(2% increase)
£409,734 
(2% increase)

has determined that both the Group Chief Executive and the 
Group Finance Director receive a bonus of 78% of salary for 2011. 

The Committee continues to believe that revenue, operating 
profit and NPS are core strategic priorities for the Group,  
and therefore remain appropriate performance measures  
for the 2012 bonus scheme. The target and maximum bonus 
opportunities for Executive Directors will remain at 60% and 150% 
of salary respectively, with any bonus in excess of 100% of salary 
invested in Company shares through the co-investment plan. 

Performance share plan 
The performance share plan (PSP) was approved by 
shareholders at the 2011 AGM. The award levels for the  
Executive Directors for 2011 are shown in the table on page 57. 

As disclosed last year, the award levels for 2012 will be expressed 
as a number of shares. The Committee feels that fixing the award 
sizes as a number of shares provides strong alignment with 
shareholders, as the face value of awards will fall if the share 
price falls and vice versa. In order to provide flexibility to follow 
this policy, while recognising our shareholders’ desire for a cap 
on potential awards, the PSP rules contain an individual limit of 
300% of salary. However, the Committee will review award sizes 
prior to each grant to ensure that they are appropriate in light  
of market data and individual and Group performance.

Key features of the plan are: 

(cid:114)(cid:1) annual awards of ‘normal’ performance shares, vesting  
75% on three year EPS growth, and 25% on three year  
average ROCE.

Annual bonus 
In 2011, the Committee introduced a financial performance 
matrix for annual bonus assessment. This matrix was designed to 
reward stretching targets of revenue and operating profit, whilst 
maintaining exceptional levels of customer service. In addition, 
the Committee agreed that any bonus earned above 100% of 
salary would automatically be invested in Company shares 
through the co-investment plan.

During the year, the Group delivered revenue around threshold 
and operating profit between target and maximum. The Group 
met the NPS targets. 

The Committee reviewed performance against the targets and 
rules of the scheme and taking into account all relevant factors 

Targets are as follows:

3 year EPS growth p.a.  

Less than 7%  
7%  
15% 
Between 7% and 15% 

3 year average ROCE  

Less than 18%  
18%  
21% 
Between 18% and 21% 

Vesting Percentage

0% 
25% 
100% 
Straight line basis

Vesting Percentage

0% 
25% 
100% 
Straight line basis

52 

Inchcape plc ¦ Annual Report and Accounts 2011

Directors’ Report: Governance
Directors’ report on remuneration continued

(cid:114)(cid:1) annual awards of ‘enhanced’ performance shares, vesting  
on stretching EPS targets, over and above those attached to 
‘normal’ performance shares.

Targets are as follows:

3 year EPS growth p.a.  

Less than 15%  
20%  
Between 15% and 20% 

Vesting Percentage

0% 
100% 
Straight line basis

(cid:114)(cid:1) Any dividends paid would accrue over the vesting period  

and would be paid only on those shares that vest.

(cid:114)(cid:1) For good leavers, or on a change of control, awards would  

be pro-rated for time and performance subject to  
Committee discretion.

(cid:114)(cid:1) The Committee can reduce or prevent vesting in the event  
of a material restatement of the Group Financial statements  
or gross misconduct.

The Committee continues to believe that EPS is the best measure 
of long term performance for the Group and should therefore 
remain the primary long term incentive measure. It provides 
strong line of sight for executives, who are familiar with the 
existing basis of EPS performance measurement and is consistent 
with the Group’s long term strategy focusing on sustainable 
growth. ROCE, combined with EPS, provides a balance  
between growth and returns. 

Targets have been set taking into account a range of reference 
points including the Group’s strategic plan and broker forecasts 
for both the Group and other sector peers. The Committee 
believes that these targets are very stretching, and that the 
maximum overall award of 300% of salary is appropriate given 
that it will only be available for truly outstanding performance. 

Co-investment plan
The renewal of the co-investment plan was approved by 
shareholders in 2011. The award levels for Executive Directors  
in 2011 are shown in the summary table on page 57. 

For 2012, the maximum investment opportunity will remain at  
50% of post-tax salary for the Group Chief Executive and the 
Group Finance Director and the maximum matching opportunity 
will remain at 2:1 based on performance over three years.

Key features of the plan are: 

(cid:114)(cid:1) Any bonus over 100% of salary will be paid in shares which  

will be automatically invested in the plan. If this amount is less 
than the 50% salary limit, Executive Directors may make  
a further investment to reach the maximum. 

(cid:114)(cid:1) Invested shares can be withdrawn at any time but the 

entitlement to a match would be lost if the invested shares  
are withdrawn before the end of the relevant three year 
vesting period.

For simplicity and alignment, the performance targets and 
measures for the co-investment plan awards are the same as  
the normal performance share plan award vesting on 75% on 
three year EPS growth and 25% on three year average ROCE.

3 year EPS growth p.a.  

Less than 7%  
7%  
15% 
Between 7% and 15% 

Matching shares: Invested shares

0:1 
0.5:1 
2:1 
Straight line basis

3 year average ROCE 

Matching shares: Invested shares

Less than 18%  
18%  
21% 
Between 18% and 21% 

0:1 
0.5:1 
2:1 
Straight line basis

Executive share options 
The final grant of share options under this scheme was made in 
2010. The grant level for these options was half the normal levels 
to reflect the fall in the Group’s share price as well as the strategy 
to reduce operating costs. These options vest on three year EPS 
growth as follows: 

EPS growth p.a. 

Less than RPI+3%  
RPI+3%  
RPI+8% 
Between RPI+3% and RPI+8% 

There will be no retesting.

Vesting Percentage

0% 
25% 
100% 
Straight line basis

The executive share options granted in 2009 had a performance 
measure of cash flow from operating activities (CFOA). The 
cumulative CFOA for 2009, 2010 and 2011 was £990.3m. This 
figure is 61.5% above the cumulative three year target. Therefore,  
the 2009 options will vest in full.

André Lacroix has 755,999 options and John McConnell has 
222,772 options granted under the executive share option plan 
in 2009. The exercise price is £2.00. Details of all options granted 
to Executive Directors are shown in the table on page 56.

SAYE 
Executive Directors are eligible to participate in the Company’s 
save as you earn scheme (SAYE) on the same terms as other 
employees. Participants make monthly savings, up to a 
maximum of £250 per month, over a three year period. At the  
end of the savings period the funds are used to purchase shares 
under option. The acquisition of shares under this scheme is not 
subject to the satisfaction of a performance target.

Dilution limits 
Options granted under the executive share option scheme,  
the SAYE scheme and awards granted under the performance 
share plan are met by the issue of new shares or treasury shares. 
All other plans are satisfied on exercise by market purchase  
shares. Dilution limits are monitored throughout the year by the 
Remuneration Committee and the Company complies with the 
limits set by the Association of British Insurers.

Issued share capital as at 31 December 2011
All schemes – 10% over 10 year rolling period 
Remaining headroom
Executive schemes – 5% over a 10 year rolling period 
Remaining headroom

463m
46m
20m
23m
4m

Executive share ownership
To emphasise the importance the Committee places on 
executive share ownership, Executive Directors are required to 
hold a fixed number of shares equivalent to 200% of base salary. 
Each Executive Director has five years from 2007, or date of 
appointment if later, to reach this shareholding target. 

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53

 
 
 
 
Directors’ Report: Governance
Directors’ report on remuneration continued

As at 31 December 2011, the Executive Directors held the 
following shares: 

Name

Number of shares held 

Percentage of salary 

Within legal constraints, the Committee tailors its approach,  
in the event of early termination, to the circumstances of each 
individual case. 

André Lacroix 
John McConnell 

507,214
181,038

191%
132%

Name

André 
Lacroix 

1 September 
2005

The share price as at 31 December 2011 was 293.4p. 

Retirement benefits 
Our policy is to provide market competitive pension benefits 
where it is cost effective and tax efficient to do so. 

John 
McConnell 

1 October 
2009 

12 months from 
Director or 
Company 
12 months from 
Director or 
Company 

To retirement  
age 

To retirement  
age 

Date of contract

Notice period 

Unexpired term 

The Group offers defined benefit pensions for Executive Directors 
and senior executives at the normal retirement age of 65. 

The maximum pension benefit is two thirds of a scheme specific 
ceiling of £129,600 in the 2011/12 tax year, subject to completion 
of between 20 and 40 years’ service. Members who join after 
March 2005 contribute 7% of pensionable salary.

The Non-Executive Directors receive a letter of appointment  
and are normally appointed for an initial three year period, 
subject to their re-appointment by shareholders at the AGM. 

No Non-Executive Director is engaged on a service contract  
with the Company.

Name

Date of appointment

Expiry of current term

Executive Directors, whose base salary is higher than £129,600, 
are paid a monthly cash supplement to enable them to make 
additional pension arrangements. John McConnell received 
such supplements in 2011. André Lacroix received a cash 
supplement of 40% of his base salary in lieu of a formal pension 
provision. He is not a member of the pension scheme except  
in respect of the life assurance benefit for death in service. 
Details of the amounts paid are shown on page 55.

A lump sum life assurance benefit of four times full base salary  
is provided on death in service. For pension scheme members,  
a spouse’s pension of one half of the prospective member’s 
pension may also be payable. Children’s pensions may also  
be payable in accordance with the rules of the scheme.

Taxable and other benefits
These include items such as company cars, medical care  
and life assurance premiums. These benefits are in line with  
the remuneration policy framework outlined in this report.  
These benefits are non-pensionable.

Total shareholder return (TSR)
The following graph illustrates the Group’s TSR over a five year 
period, relative to the performance of the total return index of the 
FTSE mid-250 group of companies (excluding investment trusts). TSR 
is essentially share price growth plus re-invested dividends. The FTSE 
mid-250 has been chosen as the most suitable comparator group 
as it is the general market index in which the Company appears. 

Historical TSR performance

200

150

100

50

0

Vicky Bindra 
Simon Borrows 
Alison Cooper 
Nigel Northridge 
David Scotland 
Will Samuel 
Till Vestring 

1 July 2011

30 June 2014
1 October 2010 30 September 2013
30 June 2012 
30 June 2012
24 February 2014 
25 January 2014 
31 August 2014 

1 July 2009
1 July 2009
25 February 2005
26 January 2005
1 September 2011

Non-Executive Directors’ fees 
As stated in the Chairman’s letter, the Board approved a new 
fee structure for the Non-Executive Directors.

Previously, fees for Non-Executive Directors were based on  
three components, an annual fee of £36,000, a Committee 
membership fee of £4,000 per Committee and a Committee 
Chairmanship fee of £10,000. The Deputy Chairman is paid a 
single fee per annum.

The new policy simplifies the structure by having one  
Non-Executive Director fee of £50,000 and an additional fee for  
a Chairmanship of £10,000. The Deputy Chairman continues to 
be paid a single fee. The new structure better reflects the time 
commitment and responsibilities of the roles.

The change to the fee structure is set out below. 

Name

Will Samuel 
Simon Borrows 
Alison Cooper 
Nigel Northridge 
David Scotland 
Vicky Binda 
Till Vestring 

Previous Fee £

New Fee £

70,000
56,000
40,000
50,000
58,000
–
–

76,000
60,000
50,000 
60,000
60,000 
50,000 
50,000 

Dec 06

Dec 07

Dec 08

Dec 09

Dec 10

Dec 11

Inchcape

FTSE mid 250 excluding investment trust

By order of the Board 

Source: Datastream

Growth in the value of a hypothetical £100 holding over five years 
FTSE 250 (excluding investment companies) comparisons based  
on 30 trading day average values.

Service contracts 
The Company’s policy is for Executive Directors’ service contract 
notice periods to be no longer than 12 months, except in 
exceptional circumstances. All current contracts contain notice 
periods of 12 months. In the event of termination, the Company 
will seek fair mitigation of contractual rights. 

54 

Inchcape plc ¦ Annual Report and Accounts 2011

Nigel Northridge, 
Chairman of the Remuneration Committee  
12 March 2012 

Directors’ Report: Governance

Notes to the Directors’ report on remuneration (audited)

1. Individual emoluments for the year

Base salary/fees

Bonus

Taxable and other 
benefits (e)

Company 
contributions paid in 
year in respect of 
pension arrangements

Termination payment

Total remuneration

2011 
£’000

2010 
£’000

2011 
£’000

2010 
£’000

2011 
£’000

2010 
£’000

2011 
£’000

2010 
£’000

2011 
£’000

2010 
£’000

2011 
£’000

2010 
£’000

Chairman
Ken Hanna 
Peter Johnson (left  
14 May 2009) (a)
Executive Directors
André Lacroix (b)
John McConnell (c) 
Non–Executive  
Directors (d)
Vicky Bindra  
(appointed 1 July 2011)
Simon Borrows 

Alison Cooper 
Nigel Northridge 
Graham Pimlott  
(left 31 October 2010)
Will Samuel 
David Scotland 
Till Vestring  
(appointed  
1 September 2011)
Michael Wemms  
(left 11 May 2011)
Total

275.0

275.0

–

–

–

–

–

–

22.1

11.8

0.6

1.4

–

–

–

–

773.0
398.8

756.0
390.0

607.4
313.3

907.2
468.0

18.4
49.4

18.4
51.0

309.2
81.2

302.4
79.9

25.0
55.3

46.7
56.7

–
74.0
59.3

–
11.0

40.0
44.0

38.3
70.0
56.2

16.7

–

–
–

–
–

–
–
–

–

–
–

–
–

–
–
–

–

–
–

–
–

–
–
–

–

–
–

–
–

–
–
–

–

–
–

–
–

–
–
–

–

–
–

–
–

–
–
–

–

19.0

57.3
1,799.5 1,737.8

–

–
920.7 1,375.2

–
90.5

–
82.6

–
390.4

–
382.3

–

–

–
–

–
–

–
–

–
–
–

–

–
–

–

–

297.1

286.8

0.6

1.4

– 1,708.0 1,984.0
988.9
–

842.7

–
–

–
–

–
–
–

–

25.0
55.3

46.7
56.7

–
74.0
59.3

–
11.0

40.0
44.0

38.3
70.0
56.2

16.7

–

19.0

–
57.3
– 3,201.1 3,577.9

Notes on Directors’ emoluments
(a) The Company agreed to extend post retirement medical expenses for Peter Johnson and his wife until 13 May 2011. 

(b) The payment of £309,204 (2010 – £302,400) was paid directly to André Lacroix to allow him to make his own pension 

arrangements outside of the Company’s pension plan. This payment was subject to tax. 

(c)  The payment of £81,202 (2010 – £79,920) was paid to John McConnell to allow him to make his own pension arrangements 

outside the Company’s pension plan. This payment was subject to tax.

(d) The Non-Executive Directors fees were reviewed in May 2011. Details of the new fees are shown on page 54.

(e)  Taxable and other benefits comprise such items as company car, medical care, life assurance premiums, petrol allowance 

and relocation expenses. All Executive Directors are entitled to such benefits.

No Directors waived emoluments in respect of the year ended 31 December 2011 (2010 – none).

2. Directors’ pension entitlements

Increase in 
accrued pension 
during the year 
£'000

Increase in 
accrued pension 
during the year 
(net of inflation)
£’000

Accumulated 
total of accrued 
pension at 
31.12.10
£’000

Accumulated 
total of accrued 
pension at 
31.12.11
£’000

Transfer value 
(less Director's 
contributions) of 
the increase in 
accrued benefit 
net of inflation
£’000

Transfer value of 
accrued benefits 
at 31.12.11
£’000

Transfer value of 
accrued benefits 
at 01.01.11
£’000

Difference in 
transfer value less 
any contributions 
made in the year
£’000

John McConnell

4.4

4.2

5.2

9.6

81.3

194.7

71.5

114.2

The transfer value has been calculated in accordance with the Retirement Benefits Transfer Values (GN 11), 6 April 2002.

The transfer values of the accrued benefits represent the value of assets that the pension scheme would need to transfer to another 
pension provider on transferring the scheme’s liability in respect of the Directors’ pension benefits. The transfer values do not 
represent sums payable or due to the individual Directors and therefore cannot be added meaningfully to annual remuneration.

John McConnell made a contribution to his pension of 7% of capped salary via salary sacrifice during the year.

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55

 
 
 
 
Directors’ Report: Governance
Notes to the Directors’ report on remuneration continued (audited)

3. Directors’ share options

André Lacroix

John McConnell

Held at 31.12.11

205,468 (a)
–
755,999 (a)
243,870 (a)
4,390 (b)

17,746 (a)
28,428 (a)
21,644 (a)

–
222,772 (a)
46,875 (a)
125,806 (a)
3,703 (b)

Lapsed during 
year

Exercised during 
the year

Granted 
during the 
year

Held at 01.01.11

Exercise price (c)

Exercise period

–
209,567 (a)
–
–
–

–
–
–

48,952 (a)
–

–
–
–
–
–

–
–
–

–
–

–
–
–
–
–

–
–
–

–
–

–
–

–
–
– 3,703 (b)

205,468 (a)
209,567 (a)
755,999 (a)
243,870 (a)
4,390 (b)

17,746 (a)
28,428 (a)
21,644 (a)

48,952 (a)
222,772 (a)
46,875 (a)
125,806 (a)
–

£6.034
£7.214

Sept 2008 – Sept 2015
Apr 2011 –Apr 2018
£2.00 May 2012 – May 2019
Apr 2013 – Apr 2020
£3.10
Nov 2013 – Apr 2014
£2.05

£2.140
Mar 2006 – Mar 2013
£4.416 May 2007 – May 2014
Mar 2008 – Mar 2015
£5.776

£7.214

Apr 2011 – Apr 2018
£2.00 May 2012 – May 2019
Nov 2012 – Nov 2019
£3.20
Apr 2013 – Apr 2020
£3.10
Nov 2014 – Apr 2015
£2.43

Notes on share options
(a) Under the Inchcape 1999 Share Option Plan. 

(cid:114)(cid:1) The options granted in 2008 did not meet the performance targets set at the time of grant and lapsed in full. 

(cid:114)(cid:1) Options under the Inchcape 1999 Share Option Plan are granted on a discretionary basis to certain full time senior  

executives based within and outside the UK including Executive Directors of the Company. 

(cid:114)(cid:1) Such options are normally exercisable between three and ten years of grant.

(cid:114)(cid:1) Details of performance targets are given on page 53.

(b) Under the Inchcape SAYE Share Option Scheme. 

(cid:114)(cid:1) There were no option exercises by Executive Directors during 2011.

(cid:114)(cid:1) The Inchcape SAYE Share Option Scheme is open to employees in the UK with at least three months’ service. 

(cid:114)(cid:1) Participants make monthly savings for a three year period. At the end of the savings period options become exercisable  

within a six month period.

(c)  Exercise prices are determined in accordance with the rules of the relevant share option scheme.

(cid:114)(cid:1) All options were granted for nil consideration. 

(cid:114)(cid:1) The table shows Executive Directors’ options over ordinary shares of 10.0p at 1 January 2011 and 31 December 2011. 

(cid:114)(cid:1) The mid market price for shares at the close of business on 31 December 2011 was 293.4p. The price range during 2011  

was 268.6p to 425.4p.

56 

Inchcape plc ¦ Annual Report and Accounts 2011

Directors’ Report: Governance
Notes to the Directors’ report on remuneration continued (audited)

4. Performance share plan 

André Lacroix

John McConnell

Share awards as 
at 31.12.11

304,171 (a)
101,390 (b)

130,761 (a)
26,152 (b)

Share awards 
lapsed during 
the year

Share awards 
exercised during 
the year

Share awards 
granted during 
the year

Share awards as 
at 01.01.11

–
–

–
–

– 304,171 (a)
– 101,390 (b)

– 130,761 (a)
26,152 (b)
–

–
–

–
–

Date of grant

23 May 11
23 May 11

Exercise Period

May 2014 – May 2015
May 2014 – May 2015

23 May 11
23 May 11

May 2014 – May 2015
May 2014 – May 2015

Notes on the performance share plan
(cid:114)(cid:1) Awards under the performance share plan are granted on a discretionary basis to certain full time senior executives  

based within and outside the UK including Executive Directors of the Company. 

(a) Normal awards vest 75% on three year EPS growth and 25% on three year average ROCE.

(b) Enhanced awards vest 100% on stretch EPS performance over three years above those attached to normal awards. 

(cid:114)(cid:1) Details of the performance targets are given on page 52 and 53.

(cid:114)(cid:1) All awards were granted as nil cost awards. 

(cid:114)(cid:1) The table shows Executive Directors’ awards over ordinary shares of 10.0p at 1 January 2011 and 31 December 2011. 

(cid:114)(cid:1) The share price on the date of grant was 379.9p.

5. Co-investment plan 

Awarded 
ordinary shares 
31.12.11

Ordinary shares 
lapsed during 
the year

Ordinary shares 
exercised during 
the year

Ordinary shares 
awarded during 
the year

Awarded ordinary 
shares 01.01.11

André Lacroix

John McConnell

–
195,322

190,524
–

–
103,238

29,669
–

–
–

–
–

–
195,322

–
103,238

190,524
–

Date of grant

1 Jan 08
2 Jun 11

Exercise Period

Jan 2011 – Jun 2011
Jun 2014 – Dec 2014

29,669
–

1 Jan 08
2 Jun 11

Jan 2011 – Jun 2011
Jun 2014 – Dec 2014

Notes on co-investment plan
(cid:114)(cid:1) The Awards granted on 1 January 2008 did not meet the performance target set at grant and lapsed in full.

(cid:114)(cid:1) Executive Directors will be entitled to matching shares if they remain employed by the Company for three years and retain  

the shares they have purchased under the Plan throughout that period and the performance targets are met. 

(cid:114)(cid:1) Awards vest 75% on three year EPS growth and 25% on three year average ROCE.

(cid:114)(cid:1) The share price on the date of grant was 389.7p.

(cid:114)(cid:1) Details of the performance targets are given on page 53.

By order of the Board 

Nigel Northridge, 
Chairman of the Remuneration Committee  
12 March 2012 

www.inchcape.com 

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Directors’ Report: Governance

Other statutory information

Business review
The information that fulfils the requirements of the business review 
can be found in the Operating Review on pages 23 to 30, which 
are incorporated into this Report by reference. Information on 
the environment, employees, community and social issues is 
given in the Corporate Responsibility Report on pages 34 to 37.

Directors
The names of the Directors, plus brief biographical details are 
given on page 38. Each Director held office throughout the  
year except Vicky Bindra who was appointed on 1 July 2011,  
Till Vestring who was appointed on 1 September 2011 and 
Michael Wemms who retired from the Board on 11 May 2011.

In accordance with the UK Corporate Governance Code  
all of the Directors will stand for election or re-election at the  
AGM on 10 May 2012.

Directors’ responsibilities 
The Directors are responsible for preparing the Annual Report,  
the directors’ report on remuneration and the Financial statements  
in accordance with applicable law and regulations. Company  
law requires the Directors to prepare Financial statements for  
each financial year. Under that law the Directors have prepared 
the Group Financial statements in accordance with International 
Financial Reporting Standards (IFRSs) as adopted by the  
European Union, and the parent Company Financial statements  
in accordance with applicable law and United Kingdom 
Accounting Standards (United Kingdom Generally Accepted 
Accounting Practice). Under company law the Directors must not 
approve the Financial statements unless they are satisfied that they 
give a true and fair view of the state of affairs of the Group and the 
Company and of the profit or loss of the Group for that period. In 
preparing these Financial statements, the Directors are required to:

Principal activities
A description of the principal activities of the Group and likely future 
developments and important events occurring since the end of the 
year are given in the Operating Review on pages 23 to 30.

(cid:114)(cid:1) select suitable accounting policies and then apply  

them consistently;

(cid:114)(cid:1) make judgements and accounting estimates that are 

reasonable and prudent;

Results and dividends
The Group’s audited Financial statements for the year ended  
31 December 2011 are shown on pages 62 to 130. The Board 
recommends a final ordinary dividend of 7.4p per ordinary share. 
If approved at the 2012 AGM, the final ordinary dividend will be 
paid on 12 June 2012 to shareholders registered in the books of 
the Company at the close of business on 18 May 2012. Together 
with the interim dividend of 3.6p per ordinary share paid on  
5 September 2011, this makes a total ordinary dividend for  
the year of 11.0p per ordinary share (2010 – 6.6p).

Auditors and disclosure of information to auditors
So far as the Directors are aware, there is no relevant audit 
information of which the Company’s auditors are unaware. The 
Directors have taken all the steps that they ought to have taken 
as Directors in order to make themselves aware of any relevant 
audit information and to establish that the Company’s auditors 
are aware of that information.

Directors’ indemnity
A qualifying third party indemnity (QTPI), as permitted by the 
Company’s Articles of Association and sections 232 and 234  
of the Companies Act 2006, has been granted by the Company  
to each of the Directors of the Company. Under the provisions of 
the QTPI the Company undertakes to indemnify each Director 
against liability to third parties (excluding criminal and regulatory 
penalties) and to pay Directors’ costs as incurred, provided that 
they are reimbursed to the Company if the Director is found guilty  
or, in an action brought by the Company, judgement is given 
against the Director.

Going concern 
A full description of the Group’s business activities, financial 
position, cash flows, liquidity position, committed facilities and 
borrowing position, together with the factors likely to affect its 
future development and performance, is set out in the Operating 
and Financial Reviews on pages 23 to 31 and in the notes to the 
accounts on pages 74 to 130.

The Group has significant financial resources and the Directors, 
having reviewed the Group’s operating budgets, investment  
plans and financing arrangements, have assessed the future 
funding requirements of the Group and compared this to the  
level of committed facilities and cash resources.

The Directors have a reasonable expectation that the Company 
and the Group have adequate resources to continue in operation 
for the foreseeable future. Accordingly, the Directors are satisfied 
that it is appropriate to adopt the going concern basis in preparing 
the Annual Report and Accounts.

58 

Inchcape plc ¦ Annual Report and Accounts 2011

(cid:114)(cid:1) state whether IFRSs as adopted by the European Union and 
applicable United Kingdom Accounting Standards have  
been followed, subject to any material departures disclosed  
and explained in the Group and parent Company Financial 
statements respectively;

(cid:114)(cid:1) prepare the Financial statements on the going concern basis 
unless it is inappropriate to presume that the Company will 
continue in business.

The Directors are responsible for keeping adequate accounting 
records that are sufficient to show and explain the Company’s 
transactions and disclose with reasonable accuracy at any time 
the financial position of the Company and the Group and enable 
them to ensure that the Financial statements and the directors’ 
report on remuneration comply with the Companies Act 2006  
and, as regards the Group Financial statements, Article 4 of the  
IAS Regulation. They are also responsible for safeguarding the 
assets of the Company and the Group and hence for taking 
reasonable steps for the prevention and detection of fraud  
and other irregularities.

The Directors are responsible for the maintenance and integrity  
of the Company’s website. Legislation in the United Kingdom 
governing the preparation and dissemination of Financial 
statements may differ from legislation in other jurisdictions.

Each of the Directors confirms that, to the best of their knowledge:

(cid:114)(cid:1) the Group Financial statements, which have been prepared in 
accordance with IFRSs as adopted by the EU, give a true and 
fair view of the assets, liabilities, financial position and profit of  
the Group; and

(cid:114)(cid:1) the Operating Review contained on pages 23 to 30 includes a 

fair review of the development and performance of the business 
and the position of the Group, together with a description of the 
principal risks and uncertainties that it faces.

Charitable and political donations
The Company made a charitable donation to Chase Shooting  
Star Children’s Hospice of £19,290 during 2011. In 2010, the 
Company donated £11,769 to Havens Hospice.

No political donations were made during 2011. 

Principal financial risk factors 
These risks are shown on pages 32 to 33.

Events after the balance sheet date
There have been no events after the balance sheet date.

Directors’ Report: Governance
Other statutory information continued

Creditor payment policy 
The Company has no trade creditors (2010 – nil). The Group  
is responsible for agreeing the terms and conditions including  
terms of payment under which business transactions with the 
Group’s suppliers are conducted. Whilst the Group does not  
follow any single external code or standard, in line with Group 
policy, payments to suppliers are made in accordance with 
agreed terms and conditions.

Employees 
The Company is committed to a policy of treating all its colleagues 
and job applicants equally and to increasing the involvement  
of colleagues through engagement activities. Full details can be 
found in the Corporate Responsibility Report on pages 34 to 37.

We are committed to the employment of people with disabilities 
and will interview those candidates who meet the minimum 
selection criteria. We provide training and career development  
for our employees, tailored where appropriate to their specific 
needs, to ensure they achieve their potential. If an individual 
becomes disabled while in our employment, we will do our best  
to ensure continued development in their role, including consulting 
them about their requirements, making appropriate adjustments 
and providing suitable alternative positions.

Directors’ interests
The table shows the beneficial interests, other than share options, 
including family interests, in the ordinary shares of the Company 
of the persons who were Directors at 31 December 2011.

Ken Hanna
André Lacroix 
John McConnell
Simon Borrows
Alison Cooper
Nigel Northridge
Will Samuel
David Scotland
Till Vestring

31 Dec 2011
70,000
507,214
181,038
1,000,000
2,500
25,000
12,000
11,298
30,000

1 Jan 2011
70,000
459,158
155,368
500,000
2,500
10,000
12,000
11,298
– 

There have been no changes to the number of shares held by Directors between  
31 December 2011 and 12 March 2012.

Employee benefit trust 
The Executive Directors of the Company, together with other 
employees of the Group, are potential beneficiaries of the 
Inchcape Employee Trust (Trust) and, as such, are deemed to be 
interested in any ordinary shares held by the Trust. At 31 December 
2011, the Trust’s shareholding totalled 1,370,916 ordinary shares. 
Between 1 January 2012 and 12 March 2012 the Trust transferred 
33,964 ordinary shares to satisfy the exercise of awards under 
employee share plans.

Share capital
As at 31 December 2011, the Company’s issued share capital  
of £46,347,321.60 comprised 463,473,216 ordinary shares of 10.0p.

Holders of ordinary shares are entitled to receive the Company’s 
Report and Accounts; to attend and speak at General Meetings 
and to appoint proxies and exercise voting rights. The shares do  
not carry any special rights with regard to control of the Company. 
The rights are set out in the Articles of Association of the Company. 
There are no restrictions or limitations on the holding of ordinary 
shares and no requirements for prior approval of any transfers. 
There are no known arrangements under which financial rights  
are held by a person other than the holder of the shares.

Shares acquired through the Company share schemes rank  
pari passu with the shares in issue and have no special rights. 

Authority to purchase shares
At the Company’s AGM on Thursday 12 May 2011, the Company 
was authorised to make market purchases of up to 46,057,393 

ordinary shares (representing approximately 10.0% of its issued 
share capital). No such purchases were made during 2011.

Articles of Association 
The appointment and replacement of Directors are governed  
by the Company’s Articles of Association. Any changes to the 
Articles of Association must be approved by the shareholders  
in accordance with the legislation in force from time to time.

The Directors have authority to issue and allot ordinary shares 
pursuant to article 10 of the Articles of Association and shareholder 
authority is requested at each AGM. The Directors have authority to 
make market purchases of ordinary shares and this authority is also 
renewed annually at the AGM. 

Conflicts of interest 
The Articles of Association permit the Board to authorise any  
matter which would otherwise involve a Director breaching his duty 
under the Companies Act 2006 to avoid conflicts of interest. When 
authorising a conflict of interest the Board must do so without the 
conflicting Director counting as part of the quorum. In the event 
that the Board consider it appropriate, the conflicted Director may 
be permitted to participate in the debate, but will neither be 
permitted to vote nor count in the quorum when the decision  
is being agreed. The Directors are aware that it is their responsibility  
to inform the Board of any potential conflicts as soon as possible 
and procedures are in place to facilitate disclosure.

Change of control 
The Company is not party to any significant agreements that  
would take effect, alter or terminate upon a change of control  
of the Company following a takeover bid. However, certain of the 
Group’s third party funding arrangements would terminate upon  
a change of control of the Company. The Group’s relationships 
with its brand partners are managed at Group level, however the 
relevant contracts are entered into at a local level with day to day 
management being led by each operating business. Certain of the 
contracts may terminate on a change of control of the local 
contracting company. 

The Company does not have agreements with any Director or 
employee providing compensation for loss of office or employment 
that occurs because of a takeover bid, except for provisions in the 
rules of the Company’s share schemes which may result in options 
or awards granted to employees to vest on a takeover.

Transactions with Directors
No transaction, arrangement or agreement required to be 
disclosed in terms of the Companies Act 2006 and IAS 24 ‘Related 
Parties’ was outstanding at 31 December 2011, or was entered  
into during the year for any Director and/or connected person 
(2010 – none).

Annual General Meeting
The AGM will be held at 11.00 a.m. on Thursday 10 May 2012 at 
Investec Bank plc, 2 Gresham Street, London EC2V 7QP. The notice 
convening the meeting and the resolutions to be put to the 
meeting, together with the explanatory notes, are given in the 
Circular to all shareholders.

The auditors, PricewaterhouseCoopers LLP, have indicated their 
willingness to continue in office. A resolution to reappoint them  
as auditors will be proposed at the AGM.

By order of the Board

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Claire Chapman, 
General Counsel & Group Company Secretary

www.inchcape.com 

59

 
 
 
 
Directors’ Report: Governance

Investor relations

Shareholder profile
As at 31 December 2011 the Company had 7,282 holdings on  
its register of ordinary shareholders (2010: 7,830). 68% of the total 
share register was held on behalf of investment institutions such  
as pension funds, mutual funds, insurance funds and funds 
managed for private individuals (2010: 71%). The majority of  
funds are managed from the UK, with the USA representing 21%.

Total shareholder return (TSR)
The following graph illustrates the Group’s TSR over a five year 
period, relative to the performance of the total return index of the 
FTSE mid-250 group of companies (excluding investment trusts). TSR 
is essentially share price growth plus re-invested dividends. The FTSE 
mid-250 has been chosen as the most suitable comparator group 
as it is the general market index in which the Company appears.

Register analysis by holder

Register analysis by geography

Historical TSR performance

Unit trusts &
mutual funds
Pension funds
Insurance 
companies
Private investors
Other

UK
USA
Israel
Europe
Other

200

150

100

50

0

Significant shareholdings
As at 12 March 2012, the Company had been notified of the 
following significant interests:
Holding
Prudential plc 
Mr George Horesh
Legal & General
Black Rock Inc
AXA Investment 

percentage notified
12.03%
7.99%
5.02%
5.02%
4.81%

Source: TR-1 notifications. These are updated on the Company’s website

Communication with shareholders
Executive Directors, Non-Executive Directors and senior 
management meet with existing and prospective institutional 
investors on a regular basis. The meetings cover a wide range  
of issues including strategy, performance and governance. During 
the year, close to 170 existing or prospective shareholders or their 
representatives attended meetings, roadshows or conferences  
held by the Company.

Shareholders are also kept informed through regular press releases. 
These are made available to the London Stock Exchange and our 
website. Presentations were held for analysts for our annual and half 
year results. Recorded conference calls are also held on the release 
of Interim Management Statements for analysts. These presentations 
and calls are recorded and published on our website so that  
all investors may access them.

Investor Relations calendar
We believe our Investor Relations programme is an important part 
of investor interaction providing perspective and feedback on 
strategy, results and governance matters.

In the past year the proactive programme has included site visits, 
roadshows and regular financial calendar linked conference  
calls and presentations.

Dec 06

Dec 07

Dec 08

Dec 09

Dec 10

Dec 11

Inchcape

FTSE mid 250 excluding investment trust

Source: Datastream

Growth in the value of a hypothetical £100 holding over five years 
FTSE 250 (excluding investment companies) comparisons based 
on 30 trading day average values.

Dealing in Inchcape shares
The Company’s ordinary shares are listed on the London Stock 
Exchange. Prices are reported daily in the Financial Times and  
on our website. For further information please call Computershare 
Investor Services on +44 (0) 870 707 1076. 

The share price by volume graph shows the movement in the  
share price, closing at 293.4p as at 31 December 2011. The 
Company’s shares trade within the FTSE 250 index and at the year 
end it was ranked no. 152 by market capitalisation in the FTSE 350 
(2010: 143). The Company’s market capitalisation at 31 December 
2011 was £1,351.9m (2010: £1,642.1m). The average daily number  
of shares traded on the London Stock Exchange was 1.47m  
(2010: 1.97m). This represents an average of 0.32% of the 
Company’s shares traded each day (2010: 0.43%).

Share price by volume during 2011

60

50

40

30

20

10

0

400
350
300
250
200
150
100
50
0

)

m

l

l

(
e
m
u
o
v
y
h
t
n
o
m
a
t
o
T

l

Jan
11

Feb
11

Mar
11

Apr
11

May
11

Jun
11

Jul
11

Aug
11

Sep
11

Oct
11

Nov
11

Dec
11

Inchcape share price

Volume

Source: Datastream

)
p
(
e
c

i
r

p
d
n
e
h
t
n
o
M

Investor Relations 
calendar

Annual  
results

Interim Management 
Statement

Interim  
results

Interim Management 
Statement

Audiocast  
& presentation

Audiocast 

Audiocast  
& presentation

Audiocast 

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Retail Conference

Roadshow

Retail Conference

Roadshow

Retail Conference

Roadshow

Broker &  
Retail Conferences

Investor  
Seminar

Throughout the year 1:1 meetings and Inchcape Advantage site visits held

60 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
 
 
 
 Consolidated income statement
 Consolidated statement of comprehensive income
 Consolidated statement of financial position
 Consolidated statement of changes in equity
 Consolidated statement of cash flows
Accounting policies
Notes to the accounts
Five year record
Report of the auditors – Group

Financial statements
62
63
64
65
66
67
74
121
122
123 Company balance sheet
124 Accounting policies
125 Notes to the accounts
131

Report of the auditors – Company  

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www.inchcape.com 

61

 
 
 
 
Financial statements

Consolidated income statement 

For the year ended 31 December 2011 

Revenue 
Cost of sales 
Gross profit 
Net operating expenses  
Operating profit  
Share of loss after tax of joint ventures and associates  
Profit before finance and tax 
Finance income  
Finance costs 
Profit before tax 
Tax  
Profit for the year 

Profit attributable to: 
– Owners of the parent 
– Non controlling interests 

Basic earnings per share (pence) 
Diluted earnings per share (pence) 

Notes 

 1, 3 

3 

 13 

 6 
 7 

8 

 9
 9

 Before 
exceptional 
items 
2011
£m 

 Exceptional 
items
(note 2)
2011
£m 

 Before 
exceptional 
items  
2010 
£m 

 Exceptional 
items
(note 2)
2010
£m 

 Total
2011
£m 

5,826.3
(4,970.2)
856.1
(611.7)
244.4
(3.0)
241.4
57.3
(71.0)
227.7
(59.2)
168.5

–
–
–
(13.4)
(13.4)
–
(13.4)
–
(10.9)
(24.3)
3.6
(20.7)

5,826.3
5,885.4 
(4,970.2) (5,004.5) 
880.9 
(655.4) 
225.5 
(1.7) 
223.8 
58.6 
(68.4) 
214.0 
(62.2) 
151.8 

856.1
(625.1)
231.0
(3.0)
228.0
57.3
(81.9)
203.4
(55.6)
147.8

–
–
–
(21.9)
(21.9)
–
(21.9)
–
–
(21.9)
3.1
(18.8)

142.2
5.6
147.8

31.0p
30.5p

 Total
2010
£m 

5,885.4
(5,004.5)
880.9
(677.3)
203.6
(1.7)
201.9
58.6
(68.4)
192.1
(59.1)
133.0

127.9
5.1
133.0

27.9p
27.6p

62 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
 
 
 
 
 
 
 
 
 
Financial statements

Consolidated statement of comprehensive income 

For the year ended 31 December 2011 

Profit for the year 

Other comprehensive income: 
Cash flow hedges 
Fair value losses on available for sale financial assets 
Impairment losses on available for sale financial assets transferred to consolidated  
income statement 
Effect of foreign exchange rate changes 
Net actuarial gains on defined benefit pension schemes  
Irrecoverable element of pension surplus 
Current tax recognised directly in shareholders’ equity 
Deferred tax recognised directly in shareholders’ equity  
Other comprehensive income for the year, net of tax 
Total comprehensive income for the year 

Total comprehensive income attributable to: 
– Owners of the parent 
– Non controlling interests 
Total comprehensive income for the year 

Notes 

2011 
£m 

2010 
£m 

147.8

133.0

14 

7 

5 
5 

16 

5.7
(6.5)

10.9
(26.5)
18.0
(36.7)
7.0
(8.4)
(36.5)
111.3

105.7
5.6
111.3

0.3
(3.6)

–
37.2
64.9
(36.3)
14.7
(15.2)
62.0
195.0

188.7
6.3
195.0

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www.inchcape.com 

63

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Financial statements

Consolidated statement of financial position 

As at 31 December 2011 

Non-current assets 
Intangible assets 
Property, plant and equipment 
Investments in joint ventures and associates 
Available for sale financial assets 
Trade and other receivables 
Deferred tax assets 
Retirement benefit asset 

Current assets 
Inventories 
Trade and other receivables 
Available for sale financial assets 
Derivative financial instruments 
Current tax assets 
Cash and cash equivalents 

Assets held for sale and disposal group 

Total assets 

Current liabilities 
Trade and other payables 
Derivative financial instruments 
Current tax liabilities 
Provisions 
Borrowings 

Non-current liabilities 
Trade and other payables 
Provisions 
Deferred tax liabilities 
Borrowings 
Retirement benefit liability 

Liabilities directly associated with the disposal group 
Total liabilities 

Net assets 

Shareholders’ equity 
Share capital  
Share premium 
Capital redemption reserve 
Other reserves 
Retained earnings 
Equity attributable to owners of the parent 
Non controlling interests 
Total shareholders’ equity 

 Notes  

2011 
£m 

 2010
£m 

11 
12 
13 
14 
15 
16 
5 

17 
15 
14 
23 

18 

19 

20 
23 

21 
22 

20 
21 
16 
22 
5 

19 

24 

25 
26 

542.6
647.6
29.5
5.6
34.4
43.0
47.3
1,350.0

905.5
251.5
0.5
139.7
2.2
558.9
1,858.3
5.7
1,864.0
3,214.0

551.2
632.3
33.1
12.4
28.8
31.4
22.0
1,311.2

844.1
232.7
1.7
122.1
5.1
561.6
1,767.3
23.4
1,790.7
3,101.9

(1,140.6)
(7.4)
(45.1)
(36.8)
(101.9)
(1,331.8)

(29.6)
(54.1)
(40.2)
(338.6)
(62.2)
(524.7)
–
(1,856.5)

(1,080.9)
(9.0)
(46.6)
(36.1)
(144.2)
(1,316.8)

(34.6)
(58.8)
(18.1)
(320.5)
(44.2)
(476.2)
(19.6)
(1,812.6)

1,357.5

1,289.3

46.4
126.9
133.3
126.8
895.7
1,329.1
28.4
1,357.5

46.4
126.3
133.3
145.2
811.9
1,263.1
26.2
1,289.3

The consolidated Financial statements on pages 62 to 120 were approved by the Board of Directors on 12 March 2012 and were 
signed on its behalf by: 

André Lacroix, Group Chief Executive 

John McConnell, Group Finance Director 

64 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Financial statements

Consolidated statement of changes in equity 

For the year ended 31 December 2011 

  Notes 

4,16 

24b 

Share 
capital
£m 

163.3

–

–
–
(116.9)
–

–

–
–
–
0.2

–
–
46.4

–
–
126.3

– 

– 
– 
– 

– 

– 
– 
0.6

At 1 January 2010 

Total comprehensive income for the year  

Share-based payments, net of tax 
Net purchase of own shares by ESOP Trust 
Share Consolidation 
Issue of ordinary share capital 
Dividends: 
– Non controlling interests 
Acquisition of businesses 
At 1 January 2011 

Total comprehensive income for the year  

26 

Share-based payments, net of tax 
Net purchase of own shares by ESOP Trust 
Issue of ordinary share capital 
Dividends: 
– Owners of the parent 
– Non controlling interests 
At 31 December 2011 

4,16 

10 

Share 
premium 
£m 

126.1

Capital 
redemption 
reserve
£m 

16.4

Other 
reserves 
£m 

112.4

Equity 
attributable 
to owners of 
the parent 
£m 

Retained 
earnings  
£m 

Non 
controlling 
interests
£m 

Total
shareholders’
 equity
£m

649.5 

1,067.7 

22.0

1,089.7

–

32.8

155.9 

188.7 

6.3

195.0

–
–
116.9
–

–
–
133.3

– 

– 
– 
– 

–
–
–
–

7.2 
(0.6) 
(0.1) 
– 

7.2 
(0.6) 
(0.1) 
0.2 

–
–
–
–

7.2
(0.6)
(0.1)
0.2

–
–
145.2

– 
– 

– 
– 
811.9  1,263.1 

(2.5)
0.4
26.2

(2.5)
0.4
1,289.3

(18.4)

124.1 

105.7 

5.6

111.3

– 
– 
– 

6.7 
(0.2) 
–  

6.7 
(0.2) 
0.6 

– 
– 
– 

6.7
(0.2)
0.6

– 
– 
46.4

– 
– 
126.9

– 
– 
133.3

– 
– 
126.8

(46.8) 
–  

(46.8) 
–  
895.7  1,329.1 

– 
(3.4)
28.4

(46.8)
(3.4)
1,357.5

Share-based payments have been stated net of a tax charge of £0.6m (2010 – credit of £0.7m). 

Cumulative goodwill of £108.1m (2010 – £108.1m) has been written off against the Retained earnings reserve. In addition, the 
Retained earnings reserve includes non-distributable reserves of £5.5m (2010 – £5.5m). 

www.inchcape.com 

65

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Notes 

27a 

28a 
28b 

27b 

18 
18 
22 

 2011 
£m 

 2010
£m 

244.7
(45.2)
10.9
(20.4)
190.0

(20.2)
5.5
(80.7)
(14.3)
6.5
2.4
– 
(100.8)

0.6
(0.2)
1.5
(0.8)
0.3
4.7
(46.8)
(3.4)
(44.1)

45.1
419.6
(3.4)
461.3

385.6
173.3
(97.6)
461.3

274.3
(49.2)
10.6
(20.8)
214.9

(12.9)
1.6
(36.9)
(7.4)
24.8
0.3
1.5
(29.0)

0.2
(0.6)
(39.4)
(1.3)
(3.8)
17.8
– 
(2.5)
(29.6)

156.3
257.2
6.1
419.6

376.5
185.1
(142.0)
419.6

Financial statements

Consolidated statement of cash flows 

For the year ended 31 December 2011 

Cash flows from operating activities 
Cash generated from operations 
Tax paid 
Interest received  
Interest paid 
Net cash generated from operating activities 

Cash flows from investing activities 
Acquisition of businesses, net of cash and overdrafts acquired 
Net cash inflow from sale of businesses 
Purchase of property, plant and equipment 
Purchase of intangible assets 
Proceeds from disposal of property, plant and equipment 
Net disposal of available for sale financial assets 
Dividends received from joint ventures and associates 
Net cash used in investing activities 

Cash flows from financing activities  
Proceeds from issue of ordinary shares 
Net purchase of own shares by ESOP Trust 
Net cash inflow / (outflow) from borrowings 
Payment of capital element of finance leases 
Loans received / (granted) to joint ventures 
Settlement of derivatives 
Equity dividends paid  
Dividends paid to non controlling interests 
Net cash used in financing activities 

Net increase in cash and cash equivalents 
Cash and cash equivalents at the beginning of the year 
Effect of foreign exchange rate changes 
Cash and cash equivalents at the end of the year 

Cash and cash equivalents consist of: 
– Cash at bank and cash equivalents 
– Short-term deposits 
– Bank overdrafts 

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Financial statements

Accounting policies 

The consolidated Financial statements have been prepared in accordance with International Financial Reporting Standards (IFRS) 
as adopted by the European Union, and International Financial Reporting Interpretation Committee (IFRIC) interpretations and with 
those parts of the Companies Act 2006 applicable to companies reporting under IFRS. 

Accounting convention 
The consolidated Financial statements have been prepared under the historical cost convention, except for certain balances, 
including financial instruments, that have been measured at fair value as disclosed in the accounting policies below. 

Going concern 
After making enquiries, the Directors have a reasonable expectation that the Group has adequate resources to continue in operation 
for the foreseeable future. Accordingly, the Directors are satisfied that it is appropriate to adopt the going concern basis in preparing 
the Annual Report and Accounts. 

Changes in accounting policy and disclosures 
The accounting policies have been applied consistently throughout the reporting period, other than where new policies have been 
adopted as presented below. 

The following new standards are effective for accounting periods beginning 1 January 2011 but have not had a material impact on 
the results or financial position of the Group: 

– IAS 24 (revised), ‘Related party disclosures’ 

– Amendment to IAS 32, ‘Classification of rights issue’ 

– Amendment to IFRIC 14, ‘Prepayments of minimum funding requirement’ 

– IFRIC 19, ‘Extinguishing financial liabilities with equity instruments’. 

The following standards were in issue but were not yet effective at the balance sheet date. These standards have not yet been early 
adopted by the Group and will be applied for the Group’s financial years commencing on or after 1 January 2012: 

– IAS 1, ‘Amendments to IAS 1, Presentation of financial statements: Other comprehensive income’ 

– IAS 12, ‘Amendments to IAS 12, Income Taxes: Deferred taxes’ 

– IAS 19, ‘Amendments to IAS 19, Employee benefits’ 

– IAS 27 (revised), ‘Separate financial statements’ 

– IAS 28 (revised), ‘Associates and joint ventures’ 

– IFRS 7, ‘Amendments to IFRS 7, Financial Instruments: Disclosure’ 

– IFRS 9, ‘Financial instruments’ 

– IFRS 10, ‘Consolidated financial statements’ 

– IFRS 11, ‘Joint arrangements’ 

– IFRS 12, ‘Disclosure of interests in other entities’ 

– IFRS 13, ‘Fair value measurement’. 

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Financial statements

Accounting policies continued 

Basis of consolidation 
The consolidated Financial statements comprise the Financial statements of the parent Company (Inchcape plc) and all of its 
subsidiary undertakings (defined as those where the Group has control), together with the Group’s share of the results of its joint 
ventures (defined as those where the Group has joint control) and associates (defined as those where the Group has significant 
influence but not control). The results of subsidiaries, joint ventures and associates are consolidated as of the same reporting date as 
the parent Company, using consistent accounting policies.  

The results of subsidiaries are consolidated using the acquisition method of accounting from the date on which control of the net 
assets and operations of the acquired company are effectively transferred to the Group. Similarly, the results of subsidiaries disposed 
of cease to be consolidated from the date on which control of the net assets and operations are transferred out of the Group. 

The Group treats transactions with non controlling interests as transactions with equity owners of the Group. For purchases from non 
controlling interests, the difference between any consideration paid and the relevant share acquired of the carrying value of net 
assets of the subsidiary is recorded in equity. Gains or losses on disposals to non controlling interests are also recorded in equity. 

Where the Group acquires a controlling interest in a subsidiary with a contractual obligation to purchase the remaining non 
controlling interest, the acquired company is accounted for as a 100% subsidiary, with the liability for the purchase of the remaining 
non controlling interest recorded as deferred consideration. Subsequent changes to estimates of the deferred consideration are 
recorded as additions / reductions to the amount of goodwill arising on acquisition. 

Investments in joint ventures and associates are accounted for using the equity method, whereby the Group’s share of post-
acquisition profits or losses is recognised in the consolidated income statement, and its share of post-acquisition movements in 
shareholders’ equity is recognised in shareholders’ equity. If the Group’s share of losses in a joint venture or associate equals or 
exceeds its investment in the joint venture or associate, the Group does not recognise further losses, unless it has contractual 
obligations or made payments on behalf of the joint venture or associate. 

Intercompany balances and transactions and any unrealised profits arising from intercompany transactions are eliminated in 
preparing the consolidated Financial statements. 

Foreign currency translation 
Transactions included in the results of each of the Group’s entities are measured using the currency of the primary economic 
environment in which the entity operates (the functional currency). The consolidated Financial statements are presented in Sterling, 
which is the functional currency of the parent company, Inchcape plc, and the presentational currency of the Group.  

In the individual entities, transactions in foreign currencies are translated into the functional currency at the rates of exchange 
prevailing at the dates of the individual transactions. Monetary assets and liabilities denominated in foreign currencies are 
subsequently retranslated at the rate of exchange ruling at the end of the reporting period. All differences are taken to the 
consolidated income statement, except those arising on long-term foreign currency borrowings used to finance or hedge foreign 
currency investments which on consolidation are taken directly to other comprehensive income.  

The assets and liabilities of foreign operations are translated into Sterling at the rate of exchange ruling at the end of the reporting 
period. The income statements of foreign operations are translated into Sterling at the average rates of exchange for the period. 
Exchange differences arising from 1 January 2004 are recognised as a separate component of shareholders’ equity. On disposal  
of a foreign operation, any cumulative exchange differences held in shareholders’ equity are transferred to the consolidated  
income statement.  

Revenue, other income and cost of sales 
Revenue from the sale of goods and services is measured at the fair value of consideration receivable, net of rebates and any 
discounts, and includes lease rentals and finance and insurance commission. It excludes sales related taxes and intra-group 
transactions. Where the Group acts as an agent on behalf of a principal, the commission earned is recorded within revenue. 

Revenue is recognised to the extent that it is probable that economic benefits will flow to the Group and the revenue can be reliably 
measured. In practice this means that revenue is recognised when vehicles or parts are invoiced and physically dispatched or when 
the service has been undertaken. Revenue from commission is recognised when receipt of payment can be assured. 

Where a vehicle is sold to a leasing company and a Group company retains a residual value commitment to buy back the vehicle  
for a specified value at a specified date, the sale is not recognised on the basis that the value of the asset will be realised over the 
lease period and from the disposal of the vehicle at the end of the lease period. These vehicles are retained within ‘property, plant 
and equipment’ on the consolidated statement of financial position at cost, and are depreciated to their residual value over the life  
of the lease. Total revenue on a leased vehicle comprises the difference between consideration received and residual value. This sits 
as deferred revenue on the consolidated statement of financial position and is released to the consolidated income statement on a 
straight line basis over the life of the lease. The residual value commitment, which reflects the price at which the vehicle will be bought 
back, is held within ‘trade and other payables’, according to the date of the commitment. 

Dividend income is recognised when the right to receive payment is established.  

Finance income is recognised when it is probable that the economic benefits will flow to the Group and the amount of income  
can be measured reliably. It is accrued on a time basis, by reference to the principal outstanding and at the effective interest  
rate applicable. 

Cost of sales includes the expense relating to the estimated cost of self-insured warranties offered to customers. These warranties form 
part of the package of goods and services provided to the customer when purchasing a vehicle and are not a separable product. 

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Financial statements

Share-based payments 
The Group operates various share-based award schemes. The fair value at the date at which the share-based awards are granted  
is recognised in the consolidated income statement (together with a corresponding increase in shareholders’ equity) on a straight 
line basis over the vesting period, based on an estimate of the number of shares that will eventually vest. At the end of each reporting 
period, the Group revises its estimates of the number of awards that are expected to vest. The impact of any revision is recognised  
in the consolidated income statement with a corresponding adjustment to equity. 

For equity-settled share-based awards, the services received from employees are measured by reference to the fair value of the 
awards granted. With the exception of the Group ‘Save as you earn’ scheme, the vesting of all share-based awards under all 
schemes is solely reliant upon non-market conditions, therefore no expense is recognised for awards that do not ultimately vest. 
Where an employee or the Company cancels an award, the charge for that award is recognised as an expense immediately,  
even though the award does not vest. 

Finance costs 
Borrowing costs which are directly attributable to the acquisition, construction or production of a qualifying asset are capitalised  
as part of the cost of that asset from the first date on which the expenditure is incurred for the asset and until such time as the asset  
is ready for its intended use. A Group capitalisation rate is used to determine the magnitude of borrowing costs capitalised on each 
qualifying asset. This rate is the weighted average of Group borrowing costs, excluding those borrowings made specifically for the 
purpose of obtaining a qualifying asset. 

All other borrowing costs are recognised as an expense in the period in which they are incurred. 

Income tax  
The charge for current income tax is based on the results for the period as adjusted for items which are not taxed or disallowed.  
It is calculated using tax rates that have been enacted or substantively enacted by the end of the reporting period.  

Deferred income tax is accounted for using the liability method in respect of temporary differences arising from differences between 
the tax bases of assets and liabilities and their carrying amounts in the consolidated Financial statements.  

In principle, deferred tax liabilities are recognised for all taxable temporary differences and deferred tax assets are recognised to  
the extent that it is probable that taxable profits will be available against which deductible temporary differences can be utilised.  
Such assets and liabilities are not recognised if the temporary difference is due to goodwill arising on a business combination,  
or to an asset or liability, the initial recognition of which does not affect either taxable or accounting income. 

Deferred tax liabilities are recognised for taxable temporary differences arising on investments in subsidiaries, joint ventures and 
associates, except where the Group is able to control the reversal of the temporary difference and it is probable that the temporary 
difference will not reverse in the foreseeable future. 

Deferred tax is calculated at the tax rates that are expected to apply to the period when the asset is realised or the liability is settled 
using rates enacted at the end of the reporting period. Deferred tax is charged or credited in the consolidated income statement, 
except when it relates to items credited or charged directly to shareholders’ equity, in which case the deferred tax is also dealt with 
in shareholders’ equity. 

Deferred tax assets and liabilities are only offset where there is a legally enforceable right of offset and there is an intention to settle 
balances net. 

Exceptional items  
Items which are both material and non-recurring are presented as exceptional items within their relevant consolidated income 
statement category. The separate reporting of exceptional items helps provide additional useful information regarding the Group’s 
underlying business performance. Examples of events which may give rise to the classification of items as exceptional include gains 
or losses on the disposal of businesses, restructuring of businesses, litigation, asset impairments and exceptional tax related matters.  

Goodwill 
Goodwill represents the excess of the cost of acquisition of a business combination over the Group’s share of the fair value of 
identifiable net assets of the business acquired at the date of acquisition. Goodwill is initially recognised at cost and is held in the 
currency of the acquired entity and revalued at the closing exchange rate at the end of each reporting period. 

After initial recognition, goodwill is measured at cost less any accumulated impairment losses. At the date of acquisition, the goodwill 
is allocated to cash generating units for the purpose of impairment testing and is tested at least annually for impairment.  

Gains and losses on disposal of a business include the carrying amount of goodwill relating to the business sold except for goodwill 
arising on business combinations on or before 31 December 1997 which has been deducted from shareholders’ equity and remains 
indefinitely in shareholders’ equity. 

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Financial statements

Accounting policies continued 

Other intangible assets 
Intangible assets, when acquired separately from a business (including computer software), are carried at cost less accumulated 
amortisation and impairment losses. Costs comprise purchase price from third parties as well as internally generated development 
costs where relevant. Amortisation is provided on a straight line basis to allocate the cost of the asset over its estimated useful life, 
which in the case of computer software is three to seven years. Amortisation is recognised in the consolidated income statement 
within ‘net operating expenses’. 

Intangible assets acquired as part of a business combination (including back orders and customer contracts) are capitalised 
separately from goodwill if the fair value can be measured reliably on initial recognition. These intangible assets are amortised  
over their estimated useful life, which is generally less than a year.  

Property, plant and equipment 
Property, plant and equipment is stated at cost less accumulated depreciation and impairment losses. Cost comprises the purchase 
price and directly attributable costs of the asset and includes, where relevant, capitalised borrowing costs. Depreciation is based on 
cost less estimated residual value and is provided, except for freehold land which is not depreciated, on a straight line basis over the 
estimated useful life of the asset. For the following categories, the annual rates used are:  

Freehold buildings and long leasehold buildings  
Short leasehold buildings  
Plant, machinery and equipment  
Interest in leased vehicles  

2.0% 
shorter of lease term or useful life 
5.0% – 33.3% 
over the lease term 

The residual values and useful lives of all assets are reviewed at least at the end of each reporting period. 

Impairment  
Assets that are subject to amortisation or depreciation are reviewed for impairment whenever events or circumstances indicate that 
the carrying amount may not be recoverable.  

In addition, goodwill is not subject to amortisation but is tested at least annually for impairment. An impairment loss is recognised for 
the amount by which the asset’s carrying amount exceeds its recoverable amount, the latter being the higher of the asset’s fair value 
less costs to sell and value in use. Value in use calculations are performed using cash flow projections, discounted at a pre-tax rate 
which reflects the asset specific risks and the time value of money.  

A provision for impairment of trade receivables is established when there is objective evidence that the Group will not be able to 
collect all amounts due according to the original terms of the receivables. The carrying amount of the asset is reduced through the 
use of an allowance account, and the amount of the loss is recognised in the consolidated income statement within ‘net operating 
expenses’. When a trade receivable is uncollectible, it is written off against the allowance account for trade receivables. Subsequent 
recoveries of amounts previously written off are credited against ‘net operating expenses’ in the consolidated income statement. 

Inventories 
Inventories are stated at the lower of cost and net realisable value. Cost comprises expenditure incurred in bringing inventories to their 
present location and condition. Net realisable value represents the estimated selling price less all estimated costs of completion and 
costs to be incurred in marketing, selling and distribution. Used vehicles are carried at the lower of cost or fair value less costs to sell, 
generally based on external market data available for used vehicles. 

Vehicles held on consignment which are deemed in substance to be assets of the Group are included within ‘inventories’ with the 
corresponding liability included within ‘trade and other payables’.  

Inventory can be held on deferred payment terms. All costs associated with this deferral are expensed in the period in which they 
are incurred. 

Pensions and other post-retirement benefits 
The Group operates a number of retirement benefit schemes.  

The major schemes are defined benefit pension funds with assets held separately from the Group. The cost of providing benefits 
under the plans is determined separately for each plan using the projected unit credit actuarial valuation method. 

The current service cost and gains and losses on settlements and curtailments are included in ‘cost of sales’ or ‘net operating 
expenses’ in the consolidated income statement. Past service costs are similarly included where the benefits have vested, otherwise 
they are amortised on a straight line basis over the vesting period. The expected return on assets of funded defined benefit pension 
plans and the imputed interest on pension plan liabilities comprise the post-retirement benefit element of finance costs and finance 
income in the consolidated income statement. 

Differences between the actual and expected return on assets, changes in the retirement benefit obligation due to experience and 
changes in actuarial assumptions are included in the consolidated statement of comprehensive income, as actuarial gains and 
losses, in full in the period in which they arise. 

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Financial statements

Where scheme assets exceed the defined benefit obligation, a net asset is only recognised to the extent that an economic benefit 
is available to the Group, in accordance with the terms of the scheme and, where relevant, statutory requirements. 

The Group’s contributions to defined contribution plans are charged to the consolidated income statement in the period to which 
the contributions relate. 

The Group also has a liability in respect of past employees under post-retirement healthcare schemes which have been closed to 
new entrants. These schemes are accounted for on a similar basis to that for defined benefit pension plans in accordance with the 
advice of independent qualified actuaries.  

Provisions 
Provisions are recognised when the Group has a present obligation in respect of a past event, when it is more likely than not that 
an outflow of resources will be required to settle the obligation and where the amount can be reliably estimated. Provisions are 
discounted when the time value of money is considered to be material, using an appropriate risk free rate on government bonds.  

Disposal group and assets held for sale  
Where the Group is actively marketing a business and disposal is expected within one year of the end of the reporting period, the 
assets and liabilities of the associated businesses are separately disclosed on the consolidated statement of financial position as 
a disposal group. Assets are classified as assets held for sale if their carrying amount is to be recovered principally through a sale 
transaction rather than through continuing use. Both disposal groups and assets held for sale are stated at the lower of their carrying 
amount and fair value less costs to sell. 

Segmental reporting 
Segment information is reported in accordance with IFRS 8, ‘Operating segments’, which requires segmental reporting to be 
presented on the same basis as the internal management reporting. The Group has identified operating segments, corresponding to 
the six main regions in which it operates. These segments are then categorised into the Group’s two distinctive market channels, 
distribution and retail. 

Financial instruments  
The Group classifies its financial instruments in the following categories: loans and receivables; held at fair value; amortised cost; 
and available for sale. The classification is determined at initial recognition and depends on the purpose for which the financial 
instruments are required.  

Loans and receivables are non-derivative financial assets with fixed or determinable payments that are not quoted in an active 
market. They are included in current assets, except where the maturity date is more than 12 months after the end of the reporting 
period. They are initially recorded at fair value and subsequently recorded at amortised cost.  

Held at fair value includes derivative financial assets and liabilities, which are further explained below. They are classified according 
to maturity date, within current and non-current assets and liabilities respectively.  

Amortised cost includes non-derivative financial assets and liabilities which are held at original cost, less amortisation  
or provision raised.  

Available for sale financial assets are the residual category and include non-derivative financial assets, such as bonds and equity 
investments. They are classified as non-current assets unless management intends to dispose of them within 12 months of the end 
of the reporting period and are held at fair value.  

Cash and cash equivalents 
Cash and cash equivalents in the consolidated statement of financial position comprise cash at bank and in hand, short-term bank 
deposits and money market funds.  

In the consolidated statement of cash flows, cash and cash equivalents comprise cash and cash equivalents, as defined above, 
net of bank overdrafts.  

Leases 
Finance leases, which transfer to the Group substantially all the risks and rewards of ownership of the leased item, are capitalised 
at the inception of the lease at the fair value of the leased asset or, if lower, at the present value of the minimum lease payments. 
Lease payments are apportioned between the finance charges and reduction of the lease liability so as to achieve a constant rate 
of interest on the remaining balance of the liability. Finance charges are charged to the consolidated income statement. Capitalised 
leased assets are depreciated over the shorter of the estimated useful life of the asset or the lease term. 

Leases where the Group does not retain substantially all the risks and rewards of ownership of the asset are classified as operating 
leases. Operating lease rental payments are recognised as an expense in the consolidated income statement on a straight line basis 
over the lease term. 

Offsetting  
Netting in the consolidated statement of financial position only occurs to the extent that there is the legal ability and intention to settle 
net. As such, bank overdrafts are presented in current liabilities to the extent that there is no intention to offset with the cash balance. 

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Financial statements

Accounting policies continued 

Derivative financial instruments  
An outline of the objectives, policies and strategies pursued by the Group in relation to its financial instruments is set out in note 23 to 
the consolidated Financial statements. 

Derivatives are initially recognised at fair value on the date a derivative contract is entered into and are subsequently re-measured 
at their fair value. The method of recognising the resulting gain or loss depends on whether the derivative is designated as a hedging 
instrument, and if so, the nature of the item being hedged. The Group designates certain derivatives as:  

(cid:2)(cid:3) hedges of the fair value of recognised assets or liabilities or a firm commitment (fair value hedge); or 

(cid:2)(cid:3) hedges of a particular risk associated with a recognised asset or liability or a highly probable forecast transaction  

(cash flow hedge); or  

(cid:2)(cid:3) hedges of a net investment in a foreign operation (net investment hedge). 
Fair value hedge 
Changes in the fair value of derivatives that are designated and qualify as fair value hedges are recorded in the consolidated 
income statement, together with any changes in the fair value of the hedged asset or liability that are attributable to the hedged risk. 
The Group only applies fair value hedge accounting for hedging fixed interest risk on borrowings and future fixed amount currency 
liabilities (on its cross currency interest rate swaps). The gain or loss relating to the effective portion of interest rate swaps hedging  
fixed rate borrowings and changes in the fair value of those borrowings are recognised in the consolidated income statement within 
‘finance costs’. The gain or loss relating to the ineffective portion is also recognised in the consolidated income statement within 
‘finance costs’. 

Cash flow hedge 
For cash flow hedges that meet the conditions for hedge accounting, the portion of the gains or losses on the hedging instrument 
that is determined to be an effective hedge is recognised directly in other comprehensive income and the ineffective portion is 
recognised in the consolidated income statement. When the hedged forecast transaction results in the recognition of a non-financial 
asset or liability then, at the time the asset or liability is recognised, the associated gains or losses that had previously been recognised 
in other comprehensive income are included in the initial measurement of the acquisition cost or other carrying amount of the asset 
or liability. For all other cash flow hedges, the gains or losses that are recognised in other comprehensive income are transferred  
to the consolidated income statement in the same period in which the hedged forecast transaction affects the consolidated  
income statement. 

Net investment hedge 
The Group uses borrowings denominated in foreign currency to hedge net investments in foreign operations. These are accounted 
for similarly to cash flow hedges. Any gain or loss on the hedging instrument relating to the effective portion of the hedge is 
recognised in other comprehensive income; the gain or loss relating to any ineffective portion is recognised immediately in the 
consolidated income statement in ‘net operating expenses’. Gains and losses accumulated in equity are included in the 
consolidated income statement when the foreign operation is disposed of. 

Hedge accounting is discontinued when the hedging instrument expires, is sold, terminated, exercised or no longer qualifies for 
hedge accounting. At that point in time any cumulative gains or losses on the hedging instrument which have been recognised in 
other comprehensive income are kept in other comprehensive income until the forecast transaction occurs. If a hedged transaction 
is no longer expected to occur, the cumulative gains or losses that have been recognised in other comprehensive income are 
transferred to the consolidated income statement for the period.  

For derivatives that do not qualify for hedge accounting, any gains or losses arising from changes in fair value are taken directly  
to the consolidated income statement. 

Investments  
The Group’s investments are classified as available for sale or held to maturity (where management has a positive intention and 
ability to hold the asset to maturity).  

Gains and losses on available for sale financial assets are recognised in other comprehensive income, until the investment is sold  
or is considered to be impaired, at which time the cumulative gain or loss previously reported in other comprehensive income is 
included in the consolidated income statement as part of ‘finance costs’. 

Held to maturity financial assets are carried at amortised cost. 

Share capital 
Ordinary shares are classified as equity. Where the Group purchases the Group’s equity share capital (treasury shares), the 
consideration paid is deducted from shareholders’ equity until the shares are cancelled, reissued or disposed of. Where such  
shares are subsequently sold or reissued, any consideration received is included in shareholders’ equity.  

Dividends 
Final dividends proposed by the Board of Directors and unpaid at the year end are not recognised in the consolidated Financial 
statements until they have been approved by the shareholders at the Annual General Meeting. Interim dividends are recognised 
when they are paid. 

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Financial statements

Significant accounting judgements and estimates 
Judgements 
In the process of applying the Group’s accounting policies, the Directors have made the following judgements which have the most 
significant effect on the amounts recognised in the consolidated Financial statements. 

Revenue recognition on vehicles subject to residual value commitments 
Where the Group sells vehicles sourced from within the Group to a finance provider for the purpose of leasing the vehicles to a third 
party, and retains a residual value commitment, the sale is not recognised on the basis that the value of these assets will be realised 
over the lease period and from the disposal of the vehicles at the end of the lease period. 

Consignment stock 
Vehicles held on consignment have been included in ‘finished goods’ within ‘inventories’ on the basis that the Group has determined 
that it holds the significant risks and rewards attached to these vehicles. 

Estimates 
The key assumptions concerning the future and other sources of estimation uncertainty at the end of the reporting period, that have 
a significant risk of causing material adjustment to the carrying amounts of assets and liabilities within the next financial year are 
discussed below: 

Product warranty provision  
The product warranty provision requires an estimation of the number of expected warranty claims, and the expected cost of labour 
and parts necessary to satisfy these warranty claims.  

Pensions and other post-retirement benefits 
The net retirement benefit asset or liability is calculated based on a number of actuarial assumptions as detailed in note 5. A number 
of these assumptions involve a considerable degree of estimation, including the rate of inflation, discount rate and expected  
mortality rates.  

Tax 
The Group is subject to income taxes in a number of jurisdictions. Some degree of estimation is required in determining the worldwide 
provision for income taxes. There are a number of transactions and calculations for which the ultimate tax determination is uncertain 
during the ordinary course of business. The Group recognises liabilities for anticipated tax audit issues based on estimates of whether 
additional taxes will be due. Where the final tax outcome of these matters is different from the amounts that were initially recorded, 
such differences will impact the current tax and deferred tax provisions in the period in which such determination is made.  

In addition, the recognition of deferred tax assets is dependent upon an estimation of future taxable profits that will be available 
against which deductible temporary differences can be utilised. In the event that actual taxable profits are different, such differences 
may impact the carrying value of such deferred tax assets in future periods.  

Goodwill 
Goodwill is tested at least annually for impairment in accordance with the accounting policy set out above. The recoverable amount 
of cash generating units is determined based on value in use calculations. These calculations require the use of estimates including 
projected future cash flows (see note 11). 

Property, plant and equipment and intangible assets 
Property, plant and equipment and intangibles are reviewed for impairment if events or circumstances indicate that the carrying 
value may not be recoverable. When an impairment review is carried out, the recoverable value is determined based on value in use 
calculations which require estimates to be made of future cash flows. 

Residual value commitments 
The Group has residual value commitments on certain leased vehicles. These commitments are an estimate of future market value 
at a specified point in time. The actual market value of vehicles bought back may vary from the committed purchase value. 

B
U
S
I
N
E
S
S
R
E
V
I
E
W

G
O
V
E
R
N
A
N
C
E

F
I
N
A
N
C
A
L

I

S
T
A
T
E
M
E
N
T
S

S
H
A
R
E
H
O
L
D
E
R

I

N
F
O
R
M
A
T
I
O
N

www.inchcape.com 

73

 
 
 
 
 
 
 
Financial statements

Notes to the accounts 

1 Segmental analysis 
The Group has determined that the chief operating decision maker is the Executive Committee. 

Emerging markets are those countries in which the Group operates that have started to grow but have yet to reach a mature stage 
of development and that prior to the global downturn, had entered the growth phase of their development cycle and are expected 
to return to that growth phase in the medium term. These currently comprise China, the Balkans, the Baltics, Poland, South America 
and Africa. 

The Group’s reported segments are based on the location of the Group’s assets. Revenue earned from sales is disclosed by origin 
and is not materially different from revenue by destination.  

Transfer prices between segments are set on an arm’s length basis. 

Distribution comprises Vertically Integrated Retail businesses as well as Financial Services and other businesses. 

 Australasia 
£m 

 Europe 
£m 

 North Asia 
£m 

 South Asia
£m 

801.6
(180.2)
621.4

766.7
(108.2)
658.5

433.4
(0.1)
433.3

42.7
(0.3)
42.4

–
42.4

24.3
(2.7)
21.6

(1.3)
20.3

42.0
(0.1)
41.9

–
41.9

296.2
–
296.2

26.0
–
26.0

–
26.0

 United 
Kingdom  
£m 

 Russia and 
Emerging 
Markets 
£m  

Distribution 

 Total 
Distribution 
£m 

36.1 
– 
36.1 

6.9 
– 
6.9 

0.1 
7.0 

336.0 
(24.1)
311.9 

2,670.0
(312.6)
2,357.4

30.1 
(0.3)
29.8 

– 
29.8 

172.0
(3.4)
168.6

(1.2)
167.4

2011 

Revenue 
Total revenue  
Inter-segment revenue  
Revenue from third parties  

Results  
Segment result  
Operating exceptional items  
Operating profit after exceptional items  
Share of (loss) / profit after tax of joint  
ventures and associates  
Profit before finance and tax  

Finance income  
Finance costs  
Profit before tax  
Tax  
Profit for the year  

74 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Financial statements

1 Segmental analysis continued 

2011 

Revenue 
Total revenue  
Inter-segment revenue  
Revenue from third parties  

Results  
Segment result  
Operating exceptional items  
Operating profit after exceptional items  
Share of (loss) / profit after tax of joint 
ventures and associates  
Profit before finance and tax  

Finance income  
Finance costs  
Profit before tax  
Tax  
Profit for the year  

Australasia
£m 

 Europe 
£m 

 United 
Kingdom
£m 

 Russia and 
Emerging 
Markets
£m 

Retail 

 Total  
Retail  
£m 

 Total pre 
Central  
£m 

 Central
£m 

 Total
£m 

389.6
–
389.6

147.5
–
147.5

2,023.2
–
2,023.2

908.6
–
908.6

3,468.9 
– 
3,468.9 

6,138.9 
(312.6) 
5,826.3 

–
–
–

6,138.9
(312.6)
5,826.3

12.6
(0.4)
12.2

–
12.2

(0.3)
–
(0.3)

–
(0.3)

53.5
(7.9)
45.6

(0.4)
45.2

24.0
(0.1)
23.9

(1.4)
22.5

89.8 
(8.4) 
81.4 

(1.8) 
79.6 

261.8 
(11.8) 
250.0 

(3.0) 
247.0 

(17.4)
(1.6)
(19.0)

–
(19.0)

244.4
(13.4)
231.0

(3.0)
228.0

57.3
(81.9)
203.4
(55.6)
147.8

Central costs include a post-retirement settlement gain of £6.1m. 

Net finance costs of £24.6m are not allocated to individual segments and include an exceptional charge of £10.9m relating to the 
impairment losses on Greek Government Bonds (see note 2). 

B
U
S
I
N
E
S
S
R
E
V
I
E
W

G
O
V
E
R
N
A
N
C
E

F
I
N
A
N
C
A
L

I

S
T
A
T
E
M
E
N
T
S

S
H
A
R
E
H
O
L
D
E
R

I

N
F
O
R
M
A
T
I
O
N

www.inchcape.com 

75

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Financial statements

Notes to the accounts continued 

1 Segmental analysis continued 

2011 

Segment assets and liabilities  
Segment assets  

Other current assets  
Non-current assets  
Segment liabilities  

Other liabilities  
Net assets  

 Australasia
£m 

 Europe
£m 

 North Asia 
£m 

 South Asia 
£m 

 United 
Kingdom  
£m 

 Russia and 
Emerging 
Markets 
£m 

 Distribution 

 Total 
Distribution
£m 

110.4

142.5

94.6

50.1

27.1 

103.7 

528.4

(237.8)

(182.8)

(67.0)

(37.6)

(48.4) 

(78.3)

(651.9)

Segment assets include net inventory, trade receivables and derivative assets. Segment liabilities include payables, provisions and 
derivative liabilities. 

2011 

Other segment items  
Capital expenditure:  
– Property, plant and equipment  
– Interest in leased vehicles  
– Intangible assets  
Depreciation:  
– Property, plant and equipment  
– Interest in leased vehicles  
Amortisation of intangible assets  
Impairment of intangible assets  
Net provisions charged / (released) 
to the consolidated income statement 

 Australasia 
£m 

 Europe 
£m 

 North Asia 
£m 

 South Asia 
£m 

 United 
Kingdom  
£m 

 Russia and 
Emerging 
Markets  
£m 

 Distribution 

 Total 
Distribution 
£m 

1.4
7.3
1.1

3.0
1.6
0.3
–

7.2

0.7
3.5
0.4

1.2
3.2
0.1
–

17.9

3.1
2.8
0.2

1.5
1.6
–
–

1.6

2.6
–
0.9

2.2
–
–
–

4.2

0.3 
23.7 
0.1 

0.1 
8.6 
0.2 
– 

(1.1) 

6.4 
0.9 
– 

2.2 
1.1 
0.1 
– 

1.1 

14.5
38.2
2.7

10.2
16.1
0.7
–

30.9

Net provisions include inventory, trade receivables impairment and other liability provisions. 

76 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Financial statements

1 Segmental analysis continued 

2011 

Segment assets and liabilities  
Segment assets  

Other current assets  
Non-current assets  
Segment liabilities  

Other liabilities  
Net assets  

 Australasia 
£m 

 Europe 
£m 

 United 
Kingdom  
£m 

 Russia and 
Emerging 
Markets  
£m 

Retail 

 Total 
Retail 
£m 

 Total 
£m 

61.3

23.9

394.8 

184.7 

664.7

1,193.1

(62.7)

(9.5)

(405.7) 

(101.2) 

(579.1)

705.1
1,315.8
(1,231.0)

(625.5)
1,357.5

Segment assets include net inventory, trade receivables and derivative assets. Segment liabilities include payables, provisions and 
derivative liabilities. 

2011 

Other segment items  
Capital expenditure:  
– Property, plant and equipment  
– Interest in leased vehicles  
– Intangible assets  
Depreciation:  
– Property, plant and equipment  
– Interest in leased vehicles  
Amortisation of intangible assets  
Impairment of intangible assets  
Net provisions charged / (released)  
to the consolidated income statement 

 Australasia 
£m 

 Europe 
£m 

 United 
Kingdom 
£m 

 Russia and 
Emerging 
Markets
£m 

 Total  
Retail  
£m 

 Total pre 
Central  
£m 

 Central 
£m 

 Total 
£m 

 Retail  

1.2
–
–

0.6
–
–
–

3.9

0.4
0.4
–

1.0
0.1
–
–

1.0

22.0
–
3.3

9.4
–
2.3
7.1

21.6

42.6
0.3
1.8

7.3
0.1
1.3
–

0.8

66.2 
0.7 
5.1 

18.3 
0.2 
3.6 
7.1 

80.7 
38.9 
7.8 

28.5 
16.3 
4.3 
7.1 

27.3 

58.2 

0.5
–
5.3

0.5
–
0.2
–

–

81.2
38.9
13.1

29.0
16.3
4.5
7.1

58.2

Net provisions include inventory, trade receivables impairment and other liability provisions. 

B
U
S
I
N
E
S
S
R
E
V
I
E
W

G
O
V
E
R
N
A
N
C
E

F
I
N
A
N
C
A
L

I

S
T
A
T
E
M
E
N
T
S

S
H
A
R
E
H
O
L
D
E
R

I

N
F
O
R
M
A
T
I
O
N

www.inchcape.com 

77

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Financial statements

Notes to the accounts continued 

 Australasia 
£m 

 Europe 
£m 

 North Asia 
£m 

 South Asia 
£m 

 United 
Kingdom  
£m 

 Russia and 
Emerging 
Markets  
£m 

 Distribution 

 Total 
Distribution 
£m 

846.5
(189.1)
657.4

809.0
(107.7)
701.3

47.9
(0.3)
47.6

–
47.6

26.9
(3.8)
23.1

(1.3)
21.8

430.6
–
430.6

34.0
–
34.0

–
34.0

371.8
–
371.8

36.1
(0.9)
35.2

–
35.2

36.9 
– 
36.9 

6.5 
– 
6.5 

– 
6.5 

286.9 
(29.0)
257.9 

2,781.7
(325.8)
2,455.9

19.1 
(2.9)
16.2 

– 
16.2 

170.5
(7.9)
162.6

(1.3)
161.3

1 Segmental analysis continued 

2010 

Revenue  
Total revenue  
Inter-segment revenue  
Revenue from third parties  

Results  
Segment result  
Exceptional items  
Operating profit after exceptional items  
Share of (loss) / profit after tax of joint  
ventures and associates  
Profit before finance and tax  

Finance income  
Finance costs  
Profit before tax  
Tax  
Profit for the year  

The segment result for Distribution includes a profit of £7.3m related to the sale of a property in Australasia and an impairment charge 
of £7.5m for land in Russia and Emerging Markets. 

78 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Financial statements

1 Segmental analysis continued 

2010 

Revenue  
Total revenue  
Inter-segment revenue  
Revenue from third parties  

Results  
Segment result  
Exceptional items  
Operating profit after exceptional items  
Share of (loss) / profit after tax of joint 
ventures and associates  
Profit before finance and tax  

Finance income  
Finance costs  
Profit before tax  
Tax  
Profit for the year  

 Australasia 
£m 

 Europe 
£m 

 United 
Kingdom 
£m 

 Russia and 
Emerging 
Markets 
£m 

 Total  
Retail  
£m 

 Total pre 
Central  
£m 

 Central 
£m 

 Total 
£m 

 Retail  

372.9
–
372.9

169.6
–
169.6

2,088.9
–
2,088.9

798.1
–
798.1

3,429.5 
– 
3,429.5 

6,211.2 
(325.8) 
5,885.4 

–
–
–

6,211.2
(325.8)
5,885.4

14.6
(3.8)
10.8

–
10.8

0.9
(0.9)
–

–
–

49.4
(8.4)
41.0

0.2
41.2

12.7
(0.8)
11.9

(0.6)
11.3

77.6 
(13.9) 
63.7 

(0.4) 
63.3 

248.1 
(21.8) 
226.3 

(1.7) 
224.6 

(22.6)
(0.1)
(22.7)

–
(22.7)

225.5
(21.9)
203.6

(1.7)
201.9

58.6
(68.4)
192.1
(59.1)
133.0

Net finance costs of £9.8m are not allocated to individual segments. 

B
U
S
I
N
E
S
S
R
E
V
I
E
W

G
O
V
E
R
N
A
N
C
E

F
I
N
A
N
C
A
L

I

S
T
A
T
E
M
E
N
T
S

S
H
A
R
E
H
O
L
D
E
R

I

N
F
O
R
M
A
T
I
O
N

www.inchcape.com 

79

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Financial statements

Notes to the accounts continued 

1 Segmental analysis continued 

2010 

Segment assets and liabilities  
Segment assets  

Other current assets  
Non-current assets  
Segment liabilities  

Other liabilities  
Net assets  

 Australasia 
£m 

 Europe 
£m 

 North Asia 
£m 

 South Asia 
£m 

 United 
Kingdom  
£m 

 Russia and 
Emerging 
Markets  
£m 

 Distribution 

 Total 
Distribution 
£m 

126.1

163.8

78.2

56.7

22.6 

80.9 

528.3

(248.9)

(180.5)

(60.2)

(36.8)

(48.7) 

(72.0)

(647.1)

Segment assets include net inventory, trade receivables and derivative assets. Segment liabilities include payables, provisions  
and derivative liabilities. 

2010 

Other segment items  
Capital expenditure:  
– Property, plant and equipment  
– Interest in leased vehicles  
– Intangible assets  
Depreciation:  
– Property, plant and equipment  
– Interest in leased vehicles  
Amortisation of intangible assets  
Impairment of goodwill 
Impairment of property, plant and equipment 
Net provisions charged / (released) to the  
consolidated income statement  

 Australasia 
£m 

 Europe 
£m 

 North Asia 
£m 

 South Asia 
£m 

 United 
Kingdom  
£m 

 Russia and 
Emerging 
Markets  
£m 

 Distribution 

 Total 
Distribution 
£m 

1.4
10.5
0.2

2.9
0.9
0.2
–
–

8.5

0.5
6.6
0.4

1.2
4.6
0.5
–
–

18.5

0.8
2.8
–

1.4
1.8
–
–
–

4.8

3.3
–
–

2.0
–
–
–
–

3.6

0.1 
14.9 
0.2 

0.1 
10.8 
0.3 
– 
– 

(1.1) 

2.5 
1.0 
– 

2.6 
2.3 
0.1 
– 
7.5 

1.6 

8.6
35.8
0.8

10.2
20.4
1.1
–
7.5

35.9

Net provisions include inventory, trade receivables impairment and other liability provisions. 

80 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Financial statements

1 Segmental analysis continued 

2010 

Segment assets and liabilities  
Segment assets  

Other current assets  
Non-current assets  
Segment liabilities  

Other liabilities  
Net assets  

 Australasia 
£m 

 Europe 
£m 

 United 
Kingdom  
£m 

 Russia and 
Emerging 
Markets  
£m 

 Retail 

 Total
Retail 
£m 

 Total 
£m 

46.3

20.2

381.2 

150.1 

597.8

1,126.1

(48.0)

(10.7)

(378.1) 

(99.5) 

(536.3)

693.4
1,282.4
(1,183.4)

(629.2)
1,289.3

Segment assets include net inventory, trade receivables and derivative assets. Segment liabilities include payables, provisions  
and derivative liabilities. 

2010 

Other segment items  
Capital expenditure:  
– Property, plant and equipment  
– Interest in leased vehicles  
– Intangible assets  
Depreciation:  
– Property, plant and equipment  
– Interest in leased vehicles  
Amortisation of intangible assets  
Impairment of goodwill 
Impairment of property, plant and equipment  
Net provisions charged / (released) to the 
consolidated income statement 

 Australasia 
£m 

 Europe 
£m 

 United 
Kingdom 
£m 

 Russia and 
Emerging 
Markets
£m 

 Total  
Retail  
£m 

 Total pre 
Central  
£m 

 Central 
£m 

 Total 
£m 

 Retail  

1.2
–
–

0.6
–
–
3.0
–

4.3

0.6
0.3
–

1.2
0.2
–
–
–

1.7

10.7
–
3.1

9.4
–
3.3
2.3
5.0

13.6
1.2
1.5

6.0
0.2
0.4
0.2
0.2

26.1 
1.5 
4.6 

17.2 
0.4 
3.7 
5.5 
5.2 

34.7 
37.3 
5.4 

27.4 
20.8 
4.8 
5.5 
12.7 

0.4
–
3.0

0.4
–
0.2
–
–

35.1
37.3
8.4

27.8
20.8
5.0
5.5
12.7

20.4

–

26.4 

62.3 

 (3.5)

58.8

Net provisions include inventory, trade receivables impairment and other liability provisions. 

B
U
S
I
N
E
S
S
R
E
V
I
E
W

G
O
V
E
R
N
A
N
C
E

F
I
N
A
N
C
A
L

I

S
T
A
T
E
M
E
N
T
S

S
H
A
R
E
H
O
L
D
E
R

I

N
F
O
R
M
A
T
I
O
N

www.inchcape.com 

81

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Financial statements

Notes to the accounts continued 

2 Exceptional items 

Restructuring costs 
Goodwill impairment (note 11)  
Impairment of property, plant and equipment 
Operating exceptional items 
Impairment of available for sale financial assets (note 7) 
Finance exceptional items 
Total exceptional items before tax 
Exceptional tax credit 
Total exceptional items 

2011
 £m 

(13.4)
–
–
(13.4)
(10.9)
(10.9)
(24.3)
3.6
(20.7)

2010
 £m 

(12.4)
(5.5)
(4.0)
(21.9)
–
–
(21.9)
3.1
(18.8)

The restructuring costs of £13.4m represent the cost of a global restructuring exercise conducted in the fourth quarter of 2011. The 
restructuring was carried out to ensure that we continue to maintain an organisational structure and cost base that reflect trading 
conditions across the Group, as well as improving the cost effectiveness of our global IT strategy. Included within the restructuring 
costs is a £7.1m impairment of computer software costs in the UK. 

The £10.9m charge on the impairment of available for sale financial assets relates to the impairment losses on Greek Government 
Bonds to reflect current market conditions.  

The exceptional tax credit of £3.6m represents relief on restructuring costs and impairment of software costs. No relief is available for 
the impairment of available for sale financial assets. 

In 2010, the charge for restructuring costs of £12.4m represented the cost of headcount reduction across the Group and the closure 
of less profitable sites in the UK, Belgium, South America and Australia. Impairment charges for goodwill (£5.5m) and property, plant 
and equipment (£4.0m) related to the closure of the same sites. 

The 2010 exceptional tax credit of £3.1m represented relief on restructuring costs. In 2010, no relief was available for the impairment  
of goodwill and property, plant and equipment. 

82 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
Financial statements

3 Revenue and expenses  
a. Revenue  
An analysis of the Group’s revenue for the year is as follows:  

Sale of goods  
Provision of services  

b. Analysis of net operating expenses  

Distribution costs  
Administrative expenses  
Other operating (income) / expense 

2011 
£m 

5,317.1
509.2
5,826.3

2010 
£m 

5,274.6
610.8
5,885.4

Net operating 
expenses 
before 
exceptional 
items 
2011
 £m 

329.7
291.0
(9.0)
611.7

 Exceptional 
items 
2011
 £m 

0.4
13.0
–
13.4

 Net operating 
expenses  
before 
exceptional 
items  
2010 
 £m 

 Net  
operating 
expenses  
2011 
 £m 

330.1 
304.0 
(9.0) 
625.1 

358.8 
291.0 
5.6 
655.4 

 Exceptional 
items 
2010
 £m 

3.0
14.9
4.0
21.9

 Net 
operating 
expenses 
2010
 £m 

361.8
305.9
9.6
677.3

Other operating (income) / expense includes a £6.1m gain in relation to post-retirement settlements (2010 – £12.7m property 
impairment charge).  

c. Profit before tax is stated after the following charges / (credits):  

Depreciation of tangible fixed assets: 
– Property, plant and equipment  
– Interest in leased vehicles  
Amortisation of intangible assets 
Impairment of intangible assets 
Impairment of goodwill 
Impairment of property, plant and equipment 
Bad debt provision 
Profit on sale of property, plant and equipment 
Operating lease rentals  

2011
 £m 

29.0
16.3
4.5
7.1
–
–
1.2
(0.1)
48.3

2010
 £m 

27.8
20.8
5.0
–
5.5
12.7
2.0
(7.5)
45.7

www.inchcape.com 

83

B
U
S
I
N
E
S
S
R
E
V
I
E
W

G
O
V
E
R
N
A
N
C
E

F
I
N
A
N
C
A
L

I

S
T
A
T
E
M
E
N
T
S

S
H
A
R
E
H
O
L
D
E
R

I

N
F
O
R
M
A
T
I
O
N

 
 
 
 
 
 
 
 
 
 
 
 
Financial statements

Notes to the accounts continued 

3 Revenue and expenses continued 
d. Auditors’ remuneration 
During the year the Group (including its overseas subsidiaries) obtained the following services from the Group’s auditors at costs  
as detailed below:  

Audit services:  
– Fees payable for the audit of the parent Company and the consolidated Financial statements  
Fees payable to the Company’s auditors and its associates for other services:  
– The audit of the Company’s subsidiaries pursuant to legislation  
– Other services supplied pursuant to such legislation  
– Services relating to taxation  
– All other services  

Total fees payable to PricewaterhouseCoopers LLP  

Audit fees – firms other than PricewaterhouseCoopers LLP  

e. Staff costs 

Wages and salaries  
Social security costs  
Other pension costs  
Share-based payment charge 

 2011 
£m  

2010 
£m 

0.4 

1.6 
0.1 
1.1 
0.2 
3.0 
3.4 

0.2 

0.4

1.6
0.1
1.3
0.2
3.2
3.6

0.1

 2011 
£m  

370.5 
43.2 
12.2 
7.3 
433.2 

 2010
£m 

384.3
40.4
12.1
6.9
443.7

Information on Directors’ emoluments and interests which forms part of these audited consolidated Financial statements, is given 
in the Directors’ report on remuneration which can be found on pages 50 – 57 of this document. Information on compensation  
of key management personnel is set out in note 31c. 

f. Average number of employees 

Australasia 
Europe 
North Asia 
South Asia 
United Kingdom  
Russia and Emerging Markets 
Total operational 
Central 

2011
 Number 

455
321
1,398
842
166
1,346
4,528

Distribution 

2010
 Number 

493
351
1,377
929
167
1,315
4,632

2011
 Number 

679
391
–
–
4,819
3,290
9,179

Retail   

2010 

 Number   

660   
414   
–   
–   
4,939   
3,275   
9,288   

2011 
 Number  

1,134 
712 
1,398 
842 
4,985 
4,636 
13,707 
147 
13,854 

Total 

2010
 Number 

1,153
765
1,377
929
5,106
4,590
13,920
148
14,068

84 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
 
 
 
 
 
 
 
   
 
   
Financial statements

4 Share-based payments 
The terms and conditions of the Group’s share-based payment plans are detailed in the Directors’ report on remuneration.  

The charge arising from share-based payment transactions during the year is £7.3m (2010 – £6.9m), of which £7.3m  
(2010 – £6.5m) is equity-settled and £nil (2010 – £0.4m) is cash-settled.  

The Other Share Plans disclosures below include other share-based incentive plans for senior executives and employees. 

The following table sets out the movements in the number of share options and awards during the year: 

2011 

Outstanding at 1 January 
Granted 
Exercised 
Lapsed 
Outstanding at 31 December  

Exercisable at 31 December  

2010 

Outstanding at 1 January 
Granted 
Exercised 
Lapsed 
Outstanding at 13 May 

Outstanding following Share Consolidation  
Granted 
Exercised 
Lapsed 
Outstanding at 31 December  

Exercisable at 31 December  

Weighted average 
exercise price* 

£3.01  
£2.43  
£2.06  
£5.29  
£2.52  

£4.94  

Performance 
Share Plan 

–
2,670,797
(930)
(116,214)
2,553,653

Executive Share 
Option Plan 

11,711,713  
–  
(229,198)  
(2,055,990)  
9,426,525  

Save As You  
Earn Plan 

3,721,983 
758,105 
(52,690) 
(690,910) 
3,736,488 

–

1,084,758  

97,598 

Weighted average 
exercise price* 

Performance

Share Plan   

Executive Share 

Option Plan   

£0.35
£0.31
£0.20
£0.59
£0.31

£3.03
£2.06
£1.93
£2.75
£3.01

£5.04

–
–
–
–
–

–
–
–
–
–

–

129,459,199   
26,185,622   
(179,960)  
(19,653,492)  
135,811,369   

13,580,518   
20,532   
(101,500)  
(1,787,837)  
11,711,713   

1,204,957   

Save As You 
 Earn Plan 

35,716,267 
– 
– 
(2,921,677)
32,794,590 

3,277,730 
1,293,370 
(1,304)
(847,813)
3,721,983 

63,945 

Other Share Plans 

1,101,278
936,460
(153,347)
(574,814)
1,309,577

–

Other Share Plans 

12,588,698
–
(2,110,760)
(1,160,715)
9,317,223

931,722
210,897
–
(41,341)
1,101,278

–

* The weighted average exercise price excludes awards made under the Performance Share Plan and Other Share Plans as there is no exercise price attached to these  

share awards.  

Included in the table above are 18,171 (2010 – 60,021) share options outstanding at 31 December granted before 7 November 2002 
which have been excluded from the share-based payments charge in accordance with the IFRS 2 transitional provisions.  

The weighted average remaining contractual life for the share options outstanding at 31 December 2011 is 5.0 years (2010 – 6.3 years). 

The range of exercise prices for options outstanding at the end of the year was £1.93 to £7.43 (2010 – £1.08 to £7.43). See note 24  
for further details.  

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85

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Financial statements

Notes to the accounts continued 

4 Share-based payments continued 
The fair value of equity-settled share options granted is estimated as at the date of grant using a Black-Scholes option pricing model 
(2010 – binomial model), taking into account the terms and conditions upon which the options were granted. The following table  
lists the main inputs to the model for shares granted during the years ended 31 December 2011 and 31 December 2010: 

Weighted average share 
price at grant date 
Weighted average  
exercise price 
Vesting period 
Expected volatility 
Expected life of option 

Weighted average risk  
free rate 
Expected dividend yield 

Weighted average fair 
value per option 

Performance Share Plan   

Executive Share Option Plan   

Save As You Earn Plan   

Other Share Plans 

2011 

2010   

2011 

2010   

2011 

2010   

2011 

2010 

£3.84 

n/a   

n/a 
3.0 years 
n/a 
3.0 years 

n/a 
n/a 

n/a   
n/a   
n/a   
n/a   

n/a   
n/a   

£3.84 

n/a 

n/a

n/a
n/a
n/a
n/a

n/a
n/a

n/a

£3.12

£2.96

£2.56   

£3.74 

£3.08

£3.12
3.0 years
50.0%
3.5 years

£2.43
3.0 years
48.5%
3.2 years

£2.05   
3.0 years   
50.0%   
3.2 years   

n/a 
3.0 years 
n/a 
3.0 years 

n/a
3.0 years
n/a
3.0 years

1.8%
2.0%

1.0%
3.5%

0.9%   
3.0%   

n/a 
n/a 

n/a
n/a

£1.05

£0.99

£1.21 

£3.74 

£3.08

The expected life and volatility of the options are based upon historical data. 

The social security contributions payable in connection with the grant of the share options are considered an integral part of the grant 
itself and the charge will be treated as a cash-settled transaction. 

86 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
Financial statements

5 Pensions and other post-retirements benefits 
The Group operates a number of pension and post-retirement benefit schemes for its employees in a number of its subsidiaries.  

The principal schemes are held in the UK and are final salary defined benefit pension schemes. Most of the schemes have assets  
held in trust in separately administered funds although there are some minor unfunded arrangements relating to post-retirement 
health and medical plans in respect of past employees. There are no material defined contribution schemes in the UK. 

The majority of the overseas defined benefit schemes are final salary schemes which provide a lump sum on retirement, some of 
which have assets held in trust in separately administered funds and others which are unfunded. The overseas defined contribution 
schemes are principally linked to local statutory arrangements. 

a. UK schemes 
The UK has four main defined benefit schemes, namely the Inchcape Group (UK) Pension Scheme, the Inchcape Motors Pension 
Scheme, the Inchcape Overseas Pension Scheme and the TKM Group Pension Scheme. These schemes are considered below: 

Open schemes 
Inchcape Group (UK) Pension Scheme 
The latest triennial actuarial valuation for this scheme was carried out as at 31 March 2009 on a market related basis and determined 
in accordance with the advice of independent professionally qualified actuaries based on the projected unit method. The majority of 
the scheme’s liabilities are for pensioners and deferred pensioners, and the investment strategy is to hold a broadly balanced portfolio 
of equities and gilts. 

Inchcape Motors Pension Scheme 
The latest triennial actuarial valuation for this scheme was carried out as at 5 April 2009 on a market related basis and determined in 
accordance with the advice of independent professionally qualified actuaries based on the projected unit method. Whilst a majority 
of the scheme’s members are pensioners and deferred pensioners, a sizeable portion of the membership is still accruing benefits and 
the investment strategy reflects this with the majority of the assets invested in equities and bonds.  

Inchcape Overseas Pension Scheme 
This scheme is managed from Guernsey and is therefore reported in the United Kingdom segment in this note. The latest triennial 
actuarial valuation for this scheme was carried out as at 31 March 2009 and determined in accordance with the advice of 
independent professionally qualified actuaries based on the projected unit method. A significant majority of the scheme’s members 
are pensioners and deferred pensioners and therefore the majority of the assets are invested in bonds. 

Closed scheme 
TKM Group Pension Scheme 
The latest triennial actuarial valuation for this closed scheme was carried out at 5 April 2010 on a market related basis and 
determined in accordance with the advice of independent professionally qualified actuaries based on the projected unit method. 
The scheme has a prudent investment strategy and the majority of the assets are invested in bonds, cash or gilts. Approximately half 
the members are pensioners and half are deferred pensioners and as such no further pension accrual arises. 

b. Overseas schemes 
There are a number of smaller defined benefit schemes overseas, the most significant being the Inchcape Motors Limited Retirement 
Scheme in Hong Kong. In general these schemes offer a lump sum on retirement with no further obligation to the employee. These 
schemes are typically subject to triennial valuations.  

c. Defined contribution plans 
The total expense recognised in the consolidated income statement is £5.0m (2010 – £4.8m). There are no outstanding contributions 
to the defined contribution schemes at the year end (2010 – £nil). 

d. Defined benefit plans 
As the Group’s principal defined benefit schemes are in the UK, these have been reported separately to the overseas schemes.  
For the purposes of reporting, actuarial updates have been obtained for the Group’s material schemes and these updates are 
reflected in the amounts reported below.  

The principal weighted average assumptions used by the actuaries were: 

Rate of increase in salaries 
Rate of increase in pensions 
Discount rate 
Rate of inflation:  
– Retail price index 
– Consumer price index 
Expected return on plan assets 

United Kingdom   

Overseas 

2011
% 

4.5
3.0
4.7

3.0
2.3
5.2

2010 

%   

4.9   
3.4   
5.4   

3.4   
n/a   
6.1   

2011
% 

4.9
–
2.7

0.4
n/a
7.0

2010
% 

4.5
–
3.2

0.2
n/a
6.1

www.inchcape.com 

87

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Financial statements

Notes to the accounts continued 

5 Pensions and other post-retirements benefits continued 
The rate of increase in healthcare cost is 5.2% (2010 – 6.0%) per annum. 

Assumptions regarding future mortality experience are set based on published statistics and experience. For the UK schemes,  
the average life expectancy of a pensioner retiring at age 65 is 22.9 years (2010 – 22.6 years) for current pensioners and 25.3 years  
(2010 – 25.0 years) for current non pensioners. Most of the overseas schemes only offer a lump sum on retirement and therefore 
mortality assumptions are not applicable. 

The expected return on plan assets is based on the weighted average expected return on each type of asset (principally equities, 
bonds and diversified growth funds). The overall expected return on plan assets is determined based on the expected real rates  
of return on equities, expected yields on bonds and expected returns on the diversified growth funds applicable to the period over 
which the obligation is to be settled. 

The asset / (liability) recognised in the consolidated statement of financial position is determined as follows: 

Present value of funded obligations 
Fair value of plan assets 
Surplus / (deficit) in funded obligations 
Irrecoverable element of pension surplus 
Net (deficit) / surplus in funded obligations 
Present value of unfunded obligations 

The net pension asset / (liability) is analysed as follows:  

Schemes in surplus 
Schemes in deficit 

United Kingdom 

Overseas   

2011
£m 

(837.3)
906.5
69.2
(72.9)
(3.7)
(1.2)
(4.9)

2010
£m 

(824.8)
841.6
16.8
(36.2)
(19.4)
(1.3)
(20.7)

47.0
(51.9)
(4.9)

21.2
(41.9)
(20.7)

2011
£m 

(44.0)
35.9
(8.1)
(0.4)
(8.5)
(1.5)
(10.0)

0.3
(10.3)
(10.0)

2010 

£m   

(37.1)  
38.1   
1.0   
(0.4)  
0.6   
(2.1)  
(1.5)  

2011 
£m 

(881.3)
942.4 
61.1 
(73.3)
(12.2)
(2.7)
(14.9)

0.8   
(2.3)  
(1.5)  

47.3 
(62.2)
(14.9)

The amounts recognised in the consolidated income statement are as follows: 

Current service cost 
Interest expense on plan liabilities 
Expected return on plan assets  
Plan settlements 

United Kingdom 

Overseas   

2011
£m 

(5.1)
(42.5)
42.8
6.1
1.3

2010
£m 

(5.2)
(45.2)
44.5
–
(5.9)

2011
£m 

(2.1)
(1.2)
2.3
–
(1.0)

2010 

£m   

(2.1)  
(1.0)  
2.4   
–   
(0.7)  

The actual gain on plan assets amounts to £94.1m (2010 – £119.7m). 

The totals in the previous table are analysed as follows: 

Cost of sales 

Distribution costs 

Administrative expenses   

2011 
£m 

(0.4) 

2010
£m 

(0.5)

2011
£m 

(1.1)

2010
£m 

(1.5)

2011
£m 

(5.7)

2010 

£m   

(5.3)  

Current service cost 
Interest expense on plan liabilities 
Expected return on plan assets 
Plan settlements 

2011 
£m 

(7.2)
(43.7)
45.1 
6.1 
0.3 

2011 
£m 

(7.2)
(43.7)
45.1 
6.1 
0.3 

Total 

2010
£m 

(861.9)
879.7
17.8
(36.6)
(18.8)
(3.4)
(22.2)

22.0
(44.2)
(22.2)

Total 

2010
£m 

(7.3)
(46.2)
46.9
–
(6.6)

Total 

2010
£m 

(7.3)
(46.2)
46.9
–
(6.6)

88 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
   
 
   
 
   
 
 
   
Financial statements

5 Pensions and other post-retirements benefits continued 
The amounts recognised in the consolidated statement of comprehensive income are as follows: 

Actuarial gains / (losses) on liabilities: 
– Experience gains and losses 
– Changes in assumptions 
Actuarial gains / (losses) on assets: 
– Experience gains and losses 
Irrecoverable element of pension surplus 

Analysis of the movement in the net asset / (liability): 

United Kingdom 

2011
£m 

2010
£m 

(0.4)
(25.5)

53.0
(36.7)
(9.6)

5.2
(12.0)

73.4
(36.2)
30.4

2011
£m 

(0.6) 
(4.5) 

(4.0) 
–
(9.1) 

Overseas   

2010 

£m   

(0.9)  
(0.2)  

(0.6)  
(0.1)  
(1.8)  

United Kingdom 

Overseas   

At 1 January 
Amount recognised in the consolidated income statement 
Contributions by employer 
Actuarial gains / (losses) recognised in the year 
Irrecoverable surplus recognised in the year 
Effect of foreign exchange rates 
At 31 December 

2011
£m 

(20.7)
1.3
24.1
27.1
(36.7)
–
(4.9)

2010
£m 

(73.6)
(5.9)
28.4
66.6
(36.2)
–
(20.7)

Changes in the present value of the defined benefit obligation are as follows: 
United Kingdom 

At 1 January 
Current service cost 
Interest expense on plan liabilities 
Actuarial gains / (losses): 
– Experience gains and losses 
– Changes in assumptions 
Contributions by employees 
Benefits paid  
Plan settlements 
Effect of foreign exchange rate changes 
At 31 December 

2011
£m 

(826.1)
(5.1)
(42.5)

(0.4)
(25.5)
(0.3)
39.6
21.8
–
(838.5)

2010
£m 

(809.7)
(5.2)
(45.2)

5.2
(12.0)
(0.6)
41.4
–
–
(826.1)

2011
£m 

(1.5) 
(1.0) 
1.9
(9.1) 
–
(0.3) 
(10.0) 

2011
£m 

(39.2) 
(2.1) 
(1.2) 

(0.6) 
(4.5) 
(0.1) 
2.6
–
(0.4) 
(45.5) 

2010 

£m   

(1.2)  
(0.7)  
1.8   
(1.7)  
(0.1)  
0.4   
(1.5)  

Overseas   

2010 

£m   

(35.6)  
(2.1)  
(1.0)  

(0.9)  
(0.2)  
(0.1)  
2.0   
–   
(1.3)  
(39.2)  

2011
£m 

(1.0)
(30.0)

49.0
(36.7)
(18.7)

2011
£m 

(22.2)
0.3
26.0
18.0
(36.7)
(0.3)
(14.9)

2011
£m 

(865.3)
(7.2)
(43.7)

(1.0)
(30.0)
(0.4)
42.2
21.8
(0.4)
(884.0)

Total 

2010
£m 

4.3
(12.2)

72.8
(36.3)
28.6

Total 

2010
£m 

(74.8)
(6.6)
30.2
64.9
(36.3)
0.4
(22.2)

Total 

2010
£m 

(845.3)
(7.3)
(46.2)

4.3
(12.2)
(0.7)
43.4
–
(1.3)
(865.3)

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89

 
 
 
 
 
 
 
 
 
   
  
 
 
 
 
 
 
  
Financial statements

Notes to the accounts continued 

5 Pensions and other post-retirements benefits continued 
Changes in the fair value of the defined benefit asset are as follows: 

At 1 January 
Expected return on plan assets 
Actuarial gains / (losses): 
– Experience gains and losses 
Contributions by employer 
Contributions by employees 
Benefits paid 
Plan settlements 
Effect of foreign exchange rate changes 
At 31 December 
Irrecoverable element of pension surplus 
Revised value at 31 December 

United Kingdom 

Overseas   

2011
£m 

841.6
42.8

53.0
24.1
0.3
(39.6)
(15.7)
–
906.5
(72.9)
833.6

2010
£m 

736.1
44.5

73.4
28.4
0.6
(41.4)
–
–
841.6
(36.2)
805.4

2011
£m 

38.1
2.3

(4.0)
1.9
0.1
(2.6)
–
0.1
35.9
(0.4)
35.5

2010 

£m   

34.7   
2.4   

(0.6)  
1.8   
0.1   
(2.0)  
–   
1.7   
38.1   
(0.4)  
37.7   

2011 
£m 

879.7 
45.1 

49.0 
26.0 
0.4 
(42.2)
(15.7)
0.1 
942.4 
(73.3)
869.1 

At the end of the reporting period, the percentage of the plan assets by category had been invested as follows: 

Equities 
Corporate bonds 
Government bonds 
Diversified growth funds 
Other 

United Kingdom 

Overseas   

2011 

2010 

2011 

2010   

2011 

8.4%
32.3%
26.3%
24.5%
8.5%
100.0%

10.7%
27.4%
29.3%
23.9%
8.7%
100.0%

65.5%
25.5%
–
–
9.0%
100.0%

67.7%   
23.0%   
–   
–   
9.3%   
100.0%   

10.6% 
32.0% 
25.3% 
23.5% 
8.6% 
100.0% 

The history of the plans for the current and previous years is as follows: 

Present value of defined benefit obligation 
Fair value of plan assets 
Surplus / (deficit)  
Irrecoverable element of pension surplus 
Revised (deficit) / surplus  

Experience adjustments on plan liabilities 

Experience adjustments on plan assets 

2011
£m 

(884.0)
942.4
58.4
(73.3)
(14.9)

(1.0)

49.0

2010
£m 

(865.3)
879.7
14.4
(36.6)
(22.2)

4.3

72.8

2009 
£m 

(845.3) 
770.8 
(74.5) 
(0.3) 
(74.8) 

5.2 

4.3 

2008 
£m 

(677.4)
727.3 
49.9 
(43.9)
6.0 

16.7 

(117.0)

Total 

2010
£m 

770.8
46.9

72.8
30.2
0.7
(43.4)
–
1.7
879.7
(36.6)
843.1

Total 

2010 

13.1%
27.2%
28.0%
22.9%
8.8%
100.0%

2007
£m 

(770.5)
799.3
28.8
(0.3)
28.5

0.1

1.3

The cumulative actuarial gains and losses arising since 1 January 2004 recognised in shareholders’ equity amounted to a £139.0m 
loss at 31 December 2011 (2010 – £120.3m loss). 

The Group has agreed to pay approximately £28.2m to its defined benefit plans in 2012. 

90 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
 
   
 
 
 
 
 
Financial statements

6 Finance income 

Bank and other interest receivable 
Expected return on post-retirement plan assets 
Other finance income 
Total finance income 

7 Finance costs  

Interest payable on bank borrowings 
Interest payable on Private Placement  
Interest payable on other borrowings 
Fair value adjustment on Private Placement 
Fair value gain on cross currency interest rate swaps  
Stock holding interest 
Interest expense on post-retirement plan liabilities 
Other finance costs 
Capitalised borrowing costs 
Total finance costs before exceptional items 
Exceptional items: 
– Impairment of available for sale financial assets (note 2) 
Total finance costs 

 2011 
£m 

5.6
45.1
6.6
57.3

 2011 
£m 

2.0
3.9
0.3
18.5
(16.1)
13.6
43.7
5.8
(0.7)
71.0

10.9
81.9

 2010 
£m 

4.5
46.9
7.2
58.6

 2010 
£m 

2.8
3.7
0.6
22.2
(24.2)
13.2
46.2
5.0
(1.1)
68.4

–
68.4

The Group capitalisation rate used for general borrowing costs in accordance with IAS 23 was a weighted average rate for the year 
of 2.0% (2010 – 2.0%). 

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91

 
 
 
 
 
 
 
 
 
Financial statements

Notes to the accounts continued 

8 Tax 

Current tax: 
– UK corporation tax 

Overseas tax 

Adjustments to prior year liabilities: 
– UK 
– Overseas 
Current tax 
Deferred tax (note 16) 
Tax before exceptional tax 
Exceptional tax – current tax 
Exceptional tax – deferred tax 
Exceptional tax (note 2) 
Total tax charge 

2011 
£m 

7.0 
7.0 
49.0 
56.0 

(0.3)
(0.9)
54.8 
4.4 
59.2 
(1.0)
(2.6)
(3.6)
55.6 

2010
£m 

19.2
19.2
46.6
65.8

–
(0.2)
65.6
(3.4)
62.2
(2.5)
(0.6)
(3.1)
59.1

The effective tax rate for the year, before exceptional items, of 26% (2010 – 29%) is higher than the standard blended rate of tax of 
23.8% (2010 – 23.6%) as explained below. The standard rate comprises the average statutory rates across the Group, weighted in 
proportion to accounting profits. 

Profit before tax  
Profit before tax multiplied by the standard rate of tax of 23.8% (2010 – 23.6%) 
Effects of: 
– Amortisation and impairment 
– Non-tax deductible items 
– Unrecognised tax losses  
– Overseas tax levies and austerity taxes 
– Prior year items  
– Withholding tax on overseas dividends 
– Disallowed interest due to UK debt cap 
– Other items 
Total tax charge  

2011 
£m 

203.4 
48.4 

2.9 
4.5 
(0.8)
2.1 
(2.0)
– 
– 
0.5 
55.6 

 2010
£m 

192.1
45.4

5.0
3.1
(3.7)
5.6
0.9
1.1
1.1
0.6
59.1

92 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
 
 
 
 
  
 
Financial statements

9 Earnings per share 

Profit for the year 
Non controlling interests 
Basic earnings 
Exceptional items  
Adjusted earnings 

Basic earnings per share 
Diluted earnings per share 
Basic Adjusted earnings per share 
Diluted Adjusted earnings per share 

 2011
£m 

147.8
(5.6)
142.2
20.7
162.9

31.0p
30.5p
35.5p
34.9p

2010
£m 

133.0
(5.1)
127.9
18.8
146.7

27.9p
27.6p
32.0p
31.7p

2010
number 

 2011 
number  

Weighted average number of fully paid ordinary shares in issue during the year 
Weighted average number of fully paid ordinary shares in issue during the year: 
– Held by the ESOP Trust 
– Repurchased as part of the share buy back programme 
Weighted average number of fully paid ordinary shares for the purposes of basic EPS 
Dilutive effect of potential ordinary shares 
Adjusted weighted average number of fully paid ordinary shares in issue during the 
year for the purposes of diluted EPS 

463,324,543 

463,111,916

(1,372,654) 
(2,687,560) 
459,264,329 
7,193,499 

(1,365,559)
(2,687,560)
459,058,797
3,800,689

466,457,828 

462,859,486

Basic earnings per share is calculated by dividing the basic earnings for the year by the weighted average number of fully paid 
ordinary shares in issue during the year, less those shares held by the ESOP Trust and those repurchased as part of the share buy  
back programme. 

Diluted earnings per share is calculated on the same basis as the basic earnings per share with a further adjustment to the weighted 
average number of fully paid ordinary shares to reflect the effect of all dilutive potential ordinary shares. Dilutive potential ordinary 
shares comprise share options and other share-based awards. 

Adjusted earnings (which excludes exceptional items) is adopted to assist the reader in understanding the underlying performance 
of the Group. Adjusted earnings per share is calculated by dividing the Adjusted earnings for the year by the weighted average 
number of fully paid ordinary shares in issue during the year, less those shares held by the ESOP Trust and those repurchased as part 
of the share buy back programme. 

Diluted Adjusted earnings per share is calculated on the same basis as the basic Adjusted earnings per share with a further 
adjustment to the weighted average number of fully paid ordinary shares to reflect the effect of all dilutive potential ordinary shares. 
Dilutive potential ordinary shares comprise share options and other share-based awards. 

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93

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Financial statements

Notes to the accounts continued 

10 Dividends 
The following dividends were paid by the Group: 

Interim dividend for the six months ended 30 June 2011 of 3.6p per share (2010 – nil per share) 
Final dividend for the year ended 31 December 2010 of 6.6p per share (2009 – nil per share) 

 2011 
£m 

16.5 
30.3 
46.8 

2010
£m 

–
–
–

A final proposed dividend for the year ending 31 December 2011 of 7.4p per share amounting to £34.1m is subject to approval by 
shareholders at the Annual General Meeting and has not been included as a liability as at 31 December 2011. 

11 Intangible assets 

Cost 
At 1 January 2010 
Additions 
Disposals 
Effect of foreign exchange rate changes 
At 1 January 2011 
Businesses sold 
Additions 
Retirement of fully amortised assets not in use 
Effect of foreign exchange rate changes 
At 31 December 2011 

Accumulated amortisation and impairment 
At 1 January 2010 
Amortisation charge for the year 
Impairment charge for the year 
Disposals 
Effect of foreign exchange rate changes 
At 1 January 2011 
Businesses sold 
Amortisation charge for the year 
Impairment charge for the year 
Retirement of fully amortised assets not in use 
Effect of foreign exchange rate changes 
At 31 December 2011 

Net book value at 31 December 2011 

Net book value at 31 December 2010 

 Goodwill
£m 

 Computer 
software 
£m  

 Other  
intangible  
assets 
£m  

571.2
–
–
5.5
576.7
(2.3)
0.2
–
(10.6)
564.0

(61.2)
–
(5.5)
–
2.1
(64.6)
2.3
–
–
–
0.6
(61.7)

502.3

512.1

64.1 
8.4 
(4.4) 
0.2 
68.3 
– 
13.1 
(3.9) 
(0.9) 
76.6 

(28.5) 
(5.0) 
– 
4.4 
(0.1) 
(29.2) 
– 
(4.5) 
(7.1) 
3.9 
0.6 
(36.3) 

40.3 

39.1 

7.0 
– 
– 
0.1 
7.1 
– 
– 
(7.1)
– 
– 

(7.0)
– 
– 
– 
(0.1)
(7.1)
– 
– 
– 
7.1 
– 
–  

– 

– 

 Total 
£m 

642.3
8.4
(4.4)
5.8
652.1
(2.3)
13.3
(11.0)
(11.5)
640.6

(96.7)
(5.0)
(5.5)
4.4
1.9
(100.9)
2.3
(4.5)
(7.1)
11.0
1.2
(98.0)

542.6

551.2

As at 31 December 2011, capitalised borrowing costs of £1.5m (2010 – £1.5m) were included within ‘computer software’, £nil of which 
was capitalised in 2011 (2010 – £0.4m). 

94 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
 
 
 
 
 
 
  
 
  
Financial statements

11 Intangible assets continued 
a. Goodwill 
Goodwill acquired in a business combination is allocated to the cash generating units (CGUs) that are expected to benefit from  
that business combination. These are independent sources of income streams and represent the lowest level within the Group at 
which the associated goodwill is monitored for management purposes. This may be at country, regional or brand level. 

The carrying amount of goodwill has been allocated to the following operating segments: 

United Kingdom 
Russia and Emerging Markets 
South Asia 
Australasia 

2011
£m 

262.3 
210.0 
20.2 
9.8 
502.3

2010
£m 

262.3
219.8
20.3
9.7
512.1

Goodwill is subject to impairment testing annually, or more frequently where there are indications that the goodwill may be impaired. 
Impairment tests were performed for all CGUs during the year ended 31 December 2011.  

The recoverable amounts of all CGUs were determined based on value in use calculations. These calculations use cash flow 
projections based on five year financial forecasts prepared by management. The key assumptions for these forecasts are those 
relating to revenue growth / decline, operating margins and the level of working capital required to support trading, which have 
been based on past experience, recent trading and expectations of future changes in the relevant markets. They also reflect 
expectations about continuing relationships with key brand partners. 

Cash flows after the five year period are extrapolated at an estimated average long-term growth rate for each market. These growth 
rates reflect the long-term growth prospects of the markets in which the CGUs operate. The growth rates used vary between 1% and 
5% and are consistent with appropriate external sources for the relevant markets. 

Cash flows are discounted back to present value using a risk adjusted discount rate. The discount rate assumptions are based on 
an estimate of the Group’s weighted average cost of capital adjusted for a risk premium attributable to the relevant CGU. The pre-tax 
discount rates used vary between 10% and 12%, and reflect long-term country risk. 

The assumptions used with regards to pre-tax discount rates and long-term growth rates in those segments with material goodwill 
balances were as follows: 

United Kingdom 
Russia and Emerging Markets 
South Asia 
Australasia 

Discount rate 

Long-term growth rate 

10% 
11% to 12% 
10% 
12% 

2%
5%
1%
1%

Impairment 
An impairment charge of £5.5m was recognised in the year ended 31 December 2010 in relation to sites in the UK and Australia  
that were sold or closed. 

Sensitivities 
The Group’s value in use calculations are sensitive to a change in the key assumptions used, most notably the discount rates and  
the long-term growth rates. With the exception of the Musa Motors group in Russia and the Group’s business in Lithuania, a 
reasonably possible change in a key assumption will not cause a material impairment of goodwill in any of the other CGUs. 

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95

 
 
 
 
 
 
 
 
 
 
Financial statements

Notes to the accounts continued 

11 Intangible assets continued 
The Group’s goodwill in the Russia and Emerging Markets segment at 31 December 2011 is allocated as follows: 

Musa Motors group (Russia) 
Inchcape Olimp (Russia) 
Latvia 
Lithuania 
Other 
At 31 December 2011 

Cost 
£m 

123.5 
62.3 
44.2 
21.8 
2.6 
254.4 

Impairment 
provision 
£m 

Net book 
value
£m 

– 
– 
(44.2)
– 
(0.2)
(44.4)

123.5
62.3
–
21.8
2.4
210.0

The value in use calculations for the Musa Motors group currently exceed the carrying value by approximately 20%. A 0.5% increase  
in the discount rate or a 0.5% reduction in the long-term growth rate would reduce the headroom available to approximately 10%  
of the carrying value. The value in use calculations for the Group’s business in Lithuania currently exceed the carrying value by 
approximately 5%. A 0.5% increase in the discount rate or a 0.5% reduction in the long-term growth rate would eliminate the 
headroom available. 

96 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
Financial statements

12 Property, plant and equipment 

Cost 
At 1 January 2010 
Businesses sold 
Additions 
Disposals 
Transferred to inventory 
Reclassified within disposal group / assets held for sale (note 19) 
Effect of foreign exchange rate changes 
At 1 January 2011 
Additions 
Disposals 
Transferred to inventory 
Retirement of fully depreciated assets not in use 
Reclassified to assets held for sale (note 19) 
Effect of foreign exchange rate changes 
At 31 December 2011 

Accumulated depreciation and impairment 
At 1 January 2010 
Businesses sold 
Depreciation charge for the year 
Impairment losses recognised during the year 
Disposals 
Transferred to inventory 
Reclassified within disposal group / assets held for sale (note 19) 
Effect of foreign exchange rate changes 
At 1 January 2011 
Depreciation charge for the year 
Disposals 
Transferred to inventory 
Retirement of fully depreciated assets not in use 
Reclassified to assets held for sale (note 19) 
Effect of foreign exchange rate changes 
At 31 December 2011 

Net book value at 31 December 2011 

Net book value at 31 December 2010 

Plant, 
machinery 
and 
equipment 
£m 

Land and
buildings
£m 

577.1
–
19.0
(10.2)
–
(4.0)
9.6
591.5
51.2
(3.1)
–
(0.6)
(3.6)
(7.7)
627.7

(77.9)
–
(10.8)
(12.7)
1.8
–
1.2
(1.8)
(100.2)
(10.4)
1.5
–
0.6
0.7
0.9
(106.9)

520.8

491.3

176.0 
(0.2) 
16.1 
(8.1) 
– 
(2.5) 
6.8 
188.1 
30.0 
(9.9) 
(2.4) 
(18.3) 
– 
(2.3) 
185.2 

(112.5) 
0.1 
(17.0) 
– 
5.8 
– 
1.9 
(4.1) 
(125.8) 
(18.6) 
5.1 
0.8 
18.3 
– 
1.4 
(118.8) 

66.4 

62.3 

Subtotal 
£m 

753.1 
(0.2) 
35.1 
(18.3) 
– 
(6.5) 
16.4 
779.6 
81.2 
(13.0) 
(2.4) 
(18.9) 
(3.6) 
(10.0) 
812.9 

(190.4) 
0.1 
(27.8) 
(12.7) 
7.6 
– 
3.1 
(5.9) 
(226.0) 
(29.0) 
6.6 
0.8 
18.9 
0.7 
2.3 
(225.7) 

587.2 

553.6 

Interest
in leased
vehicles
£m 

141.3
–
37.3
–
(56.9)
–
(0.8)
120.9
38.9
(0.1)
(64.2)
–
–
(0.6)
94.9

(47.4)
–
(20.8)
–
–
25.4
–
0.6
(42.2)
(16.3)
0.1
23.6
–
–
0.3
(34.5)

60.4

78.7

Total
£m 

894.4
(0.2)
72.4
(18.3)
(56.9)
(6.5)
15.6
900.5
120.1
(13.1)
(66.6)
(18.9)
(3.6)
(10.6)
907.8

(237.8)
0.1
(48.6)
(12.7)
7.6
25.4
3.1
(5.3)
(268.2)
(45.3)
6.7
24.4
18.9
0.7
2.6
(260.2)

647.6

632.3

Certain subsidiaries have an obligation to repurchase, at a guaranteed residual value, vehicles which have been legally sold for 
leasing contracts. These assets are included in ‘interest in leased vehicles’ in the table above.  

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97

 
 
 
 
 
 
 
 
 
 
 
 
Financial statements

Notes to the accounts continued 

12 Property, plant and equipment continued 
Assets held under finance leases have the following net book values: 

Leasehold buildings 
Plant, machinery and equipment 

The book value of land and buildings is analysed between: 

Freehold 
Leasehold with over fifty years unexpired 
Short leasehold 

2011 
£m 

2.3 
1.2 
3.5 

2011 
£m 

384.3 
35.5 
101.0 
520.8 

2010
£m 

2.1
1.7
3.8

2010
£m 

376.4
25.3
89.6
491.3

As at 31 December 2011, £4.0m (2010 – £3.6m) of capitalised borrowing costs were included within ‘land and buildings’, £0.7m  
of which was capitalised in 2011 (2010 – £0.7m). 

13 Investments in joint ventures and associates 

At 1 January 
Additions  
Share of loss after tax of joint ventures and associates  
Dividends received 
Loan (repayment) / advances 
Effect of foreign exchange rate changes 
At 31 December  

Group’s share of net assets of joint ventures and associates 

Non-current assets  
Current assets 
Group’s share of gross assets 
Current liabilities 
Non-current liabilities 
Group’s share of gross liabilities 
Group’s share of net assets 

Group’s share of results of joint ventures and associates
Revenue 
Expenses 
(Loss) / profit before tax 
Tax 
Share of (loss) / profit after tax of joint ventures  
and associates  

2011 
£m 

33.1 
0.1 
(3.0)
– 
(0.3)
(0.4)
29.5 

2011 
£m 

26.8 
46.8 
73.6 
(35.3)
(8.8)
(44.1)
29.5 

6.0 
(8.6)
(2.6)
(0.4)

2010
£m 

22.3
10.7
(1.7)
(1.5)
3.8
(0.5)
33.1

Total 

2010
£m 

21.3
64.5
85.8
(40.7)
(12.0)
(52.7)
33.1

9.5
(10.4)
(0.9)
(0.8)

Joint ventures 

Associates   

2011
£m 

26.7
12.4
39.1
(11.0)
(6.9)
(17.9)
21.2

3.6
(6.6)
(3.0)
(0.3)

2010
£m 

21.2
24.8
46.0
(16.8)
(4.2)
(21.0)
25.0

6.6
(7.9)
(1.3)
(0.3)

2011
£m 

0.1
34.4
34.5
(24.3)
(1.9)
(26.2)
8.3

2.4
(2.0)
0.4
(0.1)

2010 

£m   

0.1   
39.7   
39.8   
(23.9)  
(7.8)  
(31.7)  
8.1   

2.9   
(2.5)  
0.4   
(0.5)  

(3.3)

(1.6)

0.3

(0.1)  

(3.0)

(1.7)

As at 31 December 2011, no guarantees were provided in respect of joint ventures and associates borrowings (2010 – £nil). 

Principal joint ventures and associates are disclosed in note 31 of this report. 

98 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
 
 
 
 
 
 
   
 
Financial statements

14 Available for sale financial assets 

At 1 January  
Disposals  
Fair value movement transferred to shareholders’ equity 
Effect of foreign exchange rate changes 
At 31 December 

Analysed as: 

Non-current 
Current 

Assets held are analysed as follows: 

Equity securities 
Bonds 
Other 

2011
£m 

14.1
(1.5)
(6.5)
–
6.1

2011
£m 

5.6
0.5
6.1

2011
£m 

0.2
3.7
2.2
6.1

2010
£m 

18.5
(0.3)
(3.6)
(0.5)
14.1

2010
£m 

12.4
1.7
14.1

2010
£m 

0.2
11.3
2.6
14.1

During the year the Group recycled impairment losses relating to Greek Government Bonds of £10.9m (2010 – £nil) from equity  
into the consolidated income statement. The impairment loss represents the difference between the fair value of the bonds at  
31 December 2011 and historical cost. The charge has been recognised as exceptional finance costs (see note 7).  

At 31 December 2011, the bonds attracted a weighted average fixed interest rate of 5.1% (2010 – 5.2%). The bonds are traded on 
active markets with coupons generally paid on an annual basis. 

Other includes debentures that are not subject to interest rates and do not have fixed maturity dates. They are valued by reference 
to traded market values. 

Available for sale financial assets, which are valued based on active markets’ prices, are reported under Level 1 in note 23 on 
financial instruments. 

Available for sale financial assets subject to fixed interest rates are aged by maturity date as follows: 

2011 

2010 

Less than
1 year
£m 

0.4

1.4

Between
1 and
2 years
£m 

0.5

0.8

Between
2 and
3 years
£m 

0.3

1.4

Between 
3 and 
4 years 
£m 

0.8 

1.3 

Between 
4 and 
5 years 
£m 

– 

2.6 

Greater
than 5
years
£m 

1.7

3.8

Total
interest
bearing
£m 

3.7

11.3

In certain jurisdictions management holds bonds to offset future vehicle warranty obligations. To meet this requirement, management 
purchases and sells bonds regularly and does not usually hold the bonds to maturity. Accordingly, the maturity profile of the bonds is 
not necessarily an indication of when management intends to realise the associated future cash flows. 

The maximum exposure to credit risk at the reporting date is the fair value of the bonds classified as available for sale.  

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99

 
 
 
 
 
 
 
 
 
 
 
 
 
Financial statements

Notes to the accounts continued 

15 Trade and other receivables 

Trade receivables 
Less: provision for impairment of trade receivables 
Net trade receivables 
Amounts receivable from related parties 
Prepayments and accrued income 
Other receivables 

Movements in the provision for impairment of receivables were as follows:  

At 1 January  
Charge for the year 
Amounts written off  
Unused amounts reversed 
Effect of foreign exchange rate changes 
At 31 December 

At 31 December, the analysis of trade receivables is as follows: 

2011
 £m 

152.7
(7.7)
145.0
0.4
70.2
35.9
251.5

Current   

2010 
 £m    

140.6   
(7.8)  
132.8   
0.4   
63.4   
36.1   
232.7   

Non-current 

2010
 £m 

0.6
–
0.6
–
13.9
14.3
28.8

2010
£m 

(8.0)
(2.0)
1.0
1.1
0.1
(7.8)

2011 
 £m  

0.2 
– 
0.2 
– 
14.3 
19.9 
34.4 

2011 
£m 

(7.8)
(1.2)
0.6 
0.5 
0.2 
(7.7)

2011 

2010 

Neither past 
due nor 
impaired
£m 

111.0

104.9

Total
£m 

152.9

141.2

 Past due but not impaired 

0 < 30 days
£m 

30 – 90 days 
£m 

> 90 days 
£m 

Impaired
£m 

19.3

16.3

8.2 

5.8 

6.7 

6.4 

7.7

7.8

Trade receivables are non-interest bearing and are generally on credit terms of 30 to 60 days. 

Management considers the carrying amount of trade and other receivables to approximate to their fair value. Long-term receivables 
have been discounted where the time value of money is considered to be material.  

Concentration of credit risk with respect to trade receivables is very limited due to the Group’s broad customer base across a number 
of geographic regions.  

100 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
 
 
 
 
 
 
16 Deferred tax 

Net deferred tax asset / (liability) 
At 1 January 2011 
(Charged) / credited to the consolidated 
income statement 
Charged to shareholders’ equity  
Effect of foreign exchange rate changes 
At 31 December 2011 

Analysed as: 

Deferred tax assets 
Deferred tax liabilities 

Financial statements

Pension and 
other post-
retirement 
benefits
£m 

Cash flow 
hedges
£m 

Share-based 
payments
£m 

Tax losses 
£m 

Accelerated  
tax 
depreciation 
£m 

3.5

1.9

3.1

(0.6)
(6.4)
–
(3.5)

(0.7)
(2.0)
–
(0.8)

0.2
(0.6)
–
2.7

7.3 

1.2 
– 
– 
8.5 

6.5 

2.1 
– 
– 
8.6 

Provisions 
and other 
timing 
differences
£m 

(9.0)

(4.0)
–
0.3
(12.7)

2011
 £m 

43.0
(40.2)
2.8

Total
£m 

13.3

(1.8)
(9.0)
0.3
2.8

2010
 £m 

31.4
(18.1)
13.3

The Group has unrecognised deferred tax assets of £34m (2010 – £32m) relating to tax relief on trading losses. The asset represents 
£144m (2010 – £136m) of losses at the standard blended rate of 23.8%. The asset is not recognised, as £144m (2010 – £132m)  
relates to losses which exist within legal entities that are not forecast to generate taxable income with reasonable certainty in the 
foreseeable future. 

The deferred tax asset of £8.5m (2010 – £7.3m) relates to trading losses in Russia (£4.6m), Belgium (£2.9m) and other territories (£1.0m) 
where future profits are anticipated with reasonable certainty. 

The Group has unrecognised deferred tax assets of £33m (2010 – £36m) relating to capital losses. The asset represents £131m  
(2010 – £134m) of losses at the UK standard rate of 25.0%. The key territory holding the losses is the UK. 

No deferred tax is recognised on unremitted earnings of overseas subsidiaries and joint ventures. The vast majority of overseas 
reserves can now be repatriated to the UK with no tax cost. There are a small number of territories that do not qualify for this treatment 
but the annual profits for these territories are self assessed for UK current tax each year and hence no deferred tax accrues. If all 
overseas earnings were repatriated with immediate effect, no tax charge (2010 – £nil) would be payable. 

The £12.7m (2010 – £9.0m) deferred tax liability for ‘provisions and other timing differences’ consists of a £32.0m (2010 – £31.0m) 
liability in respect of the net book value of property, plant and equipment that do not qualify for tax allowances and property 
revaluations, and a £19.3m (2010 – £22.0m) deferred tax asset in respect of provisions and other temporary differences between  
the accounts base and the tax base. The key temporary differences are £14.0m for Australia, £3.0m in the UK and £2.3m in other 
territories (2010 – £16.0m for Australia, £3.0m for Greece and £3.0m in the UK). 

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101

 
 
 
 
 
 
 
 
 
Financial statements

Notes to the accounts continued 

17 Inventories 

Raw materials and work in progress 
Finished goods and merchandise  

2011 
£m 

13.2 
892.3 
905.5 

2010*
£m  

14.2 
829.9 
844.1 

* The basis of allocation has been revised and prior year figures have been amended accordingly (2010 balances previously reported: raw materials and work in progress - £3.6m; 

finished goods and merchandise - £840.5m). 

Vehicles held on consignment which are in substance assets of the Group amount to £124.5m (2010 – £109.4m). These have been 
included in ‘finished goods and merchandise’ with the corresponding liability included within ‘trade and other payables’. Payment 
becomes due when title passes to the Group, which is generally the earlier of six months from delivery or the date of sale.  

An amount of £33.0m (2010 – £37.0m) has been provided against the gross cost of inventory at the year end. The cost of inventories 
recognised as an expense in the year is £4,271.0m (2010 – £4,282.9m). The write down of inventory to net realisable value recognised 
as an expense during the year was £34.6m (2010 – £33.5m). All of these items have been included within ‘cost of sales’ in the 
consolidated income statement.  

18 Cash and cash equivalents 

Cash at bank and cash equivalents 
Short-term deposits 

2011 
 £m  

385.6 
173.3 
558.9 

2010 
 £m  

376.5 
185.1 
561.6 

Cash and cash equivalents are generally subject to floating interest rates determined by reference to short-term benchmark rates 
applicable in the relevant currency or market (primarily LIBOR or the local equivalent). At 31 December 2011, the weighted average 
floating rate was 1.5% (2010 – 0.8%). 

£20.3m (2010 – £19.0m) of cash and cash equivalents are held in countries where prior approval is required to transfer funds abroad. 
If the Group complies with the required procedures, such liquid funds are at its disposition within a reasonable period of time. 

At 31 December 2011, short-term deposits have a weighted average period to maturity of 45 days (2010 – 44 days). 

102 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
 
 
 
Financial statements

19 Assets held for sale and disposal group 

Assets directly associated with the disposal group 
Assets held for sale 
Assets held for sale and disposal group 

Liabilities directly associated with the disposal group  

The assets and liabilities in the disposal group comprise the following: 

Property, plant and equipment 
Inventories 
Trade and other receivables 
Assets directly associated with the disposal group 

Trade and other payables 
Liabilities directly associated with the disposal group  

2011
 £m 

2.8
2.9
5.7

–

2011
 £m 

2.8
–
–
2.8

–
–

2010
 £m 

23.4
–
23.4

(19.6)

2010
 £m 

3.4
16.6
3.4
23.4

(19.6)
(19.6)

Assets held for sale relate to surplus properties being actively marketed with a view to sale. 

In October 2010, the Group announced its intention to dispose of certain non-core franchises. These businesses were actively 
marketed with a view to sale and the corresponding assets and liabilities have been disclosed as a disposal group in the 
consolidated statement of financial position in 2010. During the year, the majority of these assets and liabilities were disposed of. 

20 Trade and other payables 

Trade payables:  payments received on account 

vehicle funding agreements 
other trade payables 

Other taxation and social security payable 
Accruals and deferred income 
Amounts payable to related parties 
Other payables 

2011
£m 

55.8
144.9
722.4
25.8
175.4
0.2
16.1
1,140.6

Current   

2010 

£m   

79.7   
109.7   
638.2   
16.7   
202.1   
0.2   
34.3   
1,080.9   

Non-current 

2010
£m 

0.1
–
17.7
 – 
 16.8 
 – 
–
34.6

2011
£m 

0.2
–
14.8
–
14.6
–
–
29.6

The Group entered into vehicle funding agreements whereby the Group is able to refinance interest bearing amounts due to suppliers 
on similar terms. Amounts outstanding under these agreements are included within vehicle funding agreements above and interest 
charged under this agreement is included within stock holding interest. 

At 31 December 2011 current other trade payables includes £386.8m (2010 – £370.7m) of creditors where payment is made on 
deferred terms and is subject to a weighted average floating interest rate of 2.0% (2010 – 1.9%). Interest charged on these balances 
is included within stock holding interest. 

Management considers the carrying amount of trade and other payables to approximate to their fair value. Long-term payables 
have been discounted where the time value of money is considered to be material.

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103

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Financial statements

Notes to the accounts continued 

21 Provisions 

At 1 January 2011 
Charged to the consolidated income statement 
Released to the consolidated income statement 
Effect of unwinding of discount factor 
Utilised during the year 
Effect of foreign exchange rate changes 
At 31 December 2011 

Analysed as: 

Current 
Non-current 

Product 
warranty 
£m 

Vacant 
leasehold 
£m 

Litigation  
£m 

61.8
24.4
(3.7)
1.1
(21.7)
(0.8)
61.1

8.9
0.6
(0.3)
0.5
(1.6)
–
8.1

12.2 
1.5 
(1.0) 
– 
(2.0) 
(0.2) 
10.5 

Other  
£m 

12.0 
3.4 
(1.9)
– 
(2.1)
(0.2)
11.2 

2011 
£m 

36.8 
54.1 
90.9 

Total 
£m 

94.9
29.9
(6.9)
1.6
(27.4)
(1.2)
90.9

2010
£m 

36.1
58.8
94.9

Product warranty 
Certain Group companies provide self-insured extended warranties beyond those provided by the manufacturer, as part of the 
sale of a vehicle. These are not separable products. The warranty periods covered are up to six years and / or specific mileage limits. 
Provision is made for the expected cost of labour and parts based on historical claims experience and expected future trends. 
These assumptions are reviewed regularly.  

Vacant leasehold 
The Group is committed to certain leasehold premises for which it no longer has a commercial use. These are principally located in 
the UK. Provision has been made to the extent of the estimated future net cost. This includes taking into account existing subtenant 
arrangements. The expected utilisation period of these provisions is generally over the next 10 years.  

Litigation 
This includes a number of litigation provisions in respect of the exit of certain motors and non-motors businesses. The majority of these 
relate to the exit of our former South American bottling business and shipping business. The cases are largely historical claims and are 
generally expected to be concluded within the next three to five years. 

Other 
This category principally includes provisions relating to residual values on leased vehicles, which are expected to be settled within 
three years. 

104 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
 
 
22 Borrowings  

2011 
Current 
Bank overdrafts 
Bank loans  
Other loans 
Finance leases  

Non-current 
Private Placement 
Finance leases  

Total borrowings 

2010 
Current 
Bank overdrafts 
Bank loans  
Other loans 
Finance leases  

Non-current 
Bank loans  
Private Placement 
Finance leases  

Total borrowings 

Financial statements

Floating rate 

Weighted 
average 
effective 
interest rate 
% 

0.1
7.1
0.1
3.3
0.3

2.2
–
2.2
1.8

Floating rate 

Weighted 
average 
effective 
interest rate 
% 

0.1
8.8
0.1
2.6
0.2

–
1.9
2.6
1.9
1.4

£m 

97.5
2.3
0.3
0.2
100.3

335.8
–
335.8
436.1

£m 

135.3
1.0
0.6
0.4
137.3

–
317.2
0.4
317.6
454.9

Fixed rate 

Weighted 
average 
effective  
interest rate  
% 

Total interest 
bearing  
£m 

On which
no interest
is paid 
£m 

– 
4.2 
– 
7.1 
5.2 

– 
7.1 
7.1 
6.4 

97.5 
3.3 
0.3 
0.7 
101.8 

335.8 
2.8 
338.6 
440.4 

0.1
–
–
–
0.1

–
–
–
0.1

Fixed rate 

Weighted 
average 
effective  
interest rate  
% 

Total interest 
bearing  
£m 

On which
no interest
is paid 
£m 

– 
– 
1.7 
8.6 
5.2 

– 
– 
7.1 
7.1 
7.0 

135.3 
1.0 
0.7 
0.5 
137.5 

– 
317.2 
2.9 
320.1 
457.6 

6.7
–
–
–
6.7

0.4
–
–
0.4
7.1

£m 

–
1.0
–
0.5
1.5

–
2.8
2.8
4.3

£m 

–
–
0.1
0.1
0.2

–
–
2.5
2.5
2.7

2011
Total 
£m 

97.6
3.3
0.3
0.7
101.9

335.8
2.8
338.6
440.5

2010
Total 
£m 

142.0
1.0
0.7
0.5
144.2

0.4
317.2
2.9
320.5
464.7

Interest payments on floating rate financial liabilities are determined by reference to short-term benchmark rates applicable in  
the relevant currency or market (primarily LIBOR or the local equivalent). 

The fair values of the Group’s borrowings are not considered to be materially different from their book value, with the exception  
of the Private Placement which includes a fair value basis adjustment of £54.9m (2010 – £38.2m). 

The Group’s borrowings are unsecured. 

At 31 December 2011, the committed funding facilities of the Group comprised bank facilities of £500m and Private Placement loan 
notes totalling US$436m. 

At 31 December 2011, none (2010 – none) of the £500m syndicated credit facility that expires in April 2013 was drawn down.  

All US$436m of the Group’s Private Placement loan notes is swapped into Sterling. US$275m is repayable in six years, and US$161m  
in eight years.

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105

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Financial statements

Notes to the accounts continued 

22 Borrowings continued  
The table below sets out the maturity profile of the Group’s borrowings that are exposed to interest rate risk. This analysis is presented 
after taking account of the cross currency fixed to floating interest rate swap on US$436m of the Private Placement. 

2011 
Fixed rate 
Bank loans 
Finance leases 

Floating rate 
Bank overdrafts 
Bank loans  
Other loans 
Private Placement 
Finance leases  

2010 
Fixed rate 
Other loans 
Finance leases 

Floating rate 
Bank overdrafts 
Bank loans  
Other loans 
Private Placement 
Finance leases  

Less than 
 1 year  
£m 

Between 1 
 and 2 years 
£m 

Between 2 
and 3 years 
£m 

Between 3 
and 4 years 
£m 

Between 4  
and 5 years  
£m 

Greater than  
5 years  
£m 

Total interest 
bearing 
£m 

1.0 
0.5 

97.5 
2.3 
0.3 
– 
0.2 

–
0.4

–
–
–
–
–

–
–

–
–
–
–
–

–
–

–
–
–
–
–

– 
– 

– 
– 
– 
– 
– 

– 
2.4 

– 
– 
– 
335.8 
– 

1.0
3.3

97.5
2.3
0.3
335.8
0.2

Less than 
 1 year  
£m 

Between 1
 and 2 years 
£m 

Between 2 
and 3 years 
£m 

Between 3 
and 4 years 
£m 

Between 4  
and 5 years  
£m 

Greater than  
5 years  
£m 

Total interest 
bearing 
£m 

0.1 
0.1 

135.3 
1.0 
0.6 
– 
0.4 

–
0.1

–
–
–
–
0.4

–
0.1

–
–
–
–
–

–
–

–
–
–
–
–

– 
– 

– 
– 
– 
– 
– 

– 
2.3 

– 
– 
– 
317.2 
– 

0.1
2.6

135.3
1.0
0.6
317.2
0.8

23 Financial instruments 
The Group’s financial liabilities, other than derivatives, comprise bank loans and overdrafts, loan notes, finance leases and trade 
and other payables. The main purpose of these instruments is to raise finance for the Group’s operations. The Group also has various 
financial assets such as trade and other receivables, cash and short-term deposits which arise from its trading operations. 

The Group’s primary derivative transactions are forward and swap currency contracts, and cross currency interest rate swaps. The 
purpose is to manage the currency and interest rate risks arising from the Group’s trading operations and its sources of finance. 

The main risks arising from the Group’s financial instruments are interest rate risk, currency risk, credit risk and liquidity risk. 

a. Classes of financial instruments 

2011 
Financial assets 
Available for sale financial assets 
Trade and other receivables 
Derivative financial instruments 
Cash and cash equivalents 
Total financial assets 

Financial liabilities 
Trade and other payables 
Derivative financial instruments 
Borrowings 
Total financial liabilities 

106 

Inchcape plc ¦ Annual Report and Accounts 2011

 Loans and 
receivables 
£m 

 Available for 
sale 
£m 

 Held at fair 
value  
£m  

 Amortised  
cost  
£m  

–
213.1
–
–
213.1

–
–
–
–
213.1

6.1
–
–
–
6.1

–
–
–
–
6.1

– 
– 
139.7 
– 
139.7 

– 
– 
– 
558.9 
558.9 

 Total 
£m 

6.1
213.1
139.7
558.9
917.8

– 
(7.4) 
– 
(7.4) 
132.3 

(1,038.7)
– 
(440.5)
(1,479.2)
(920.3)

(1,038.7)
(7.4)
(440.5)
(1,486.6)
(568.8)

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
23 Financial instruments continued 

2010 
Financial assets 
Available for sale financial assets 
Trade and other receivables 
Derivative financial instruments 
Cash and cash equivalents 
Total financial assets 

Financial liabilities 
Trade and other payables 
Derivative financial instruments 
Borrowings 
Total financial liabilities 

Financial statements

 Loans and 
receivables 
£m 

 Available for 
sale  
£m  

 Held at fair 
value  
£m  

 Amortised 
cost 
£m 

–
180.9
–
–
180.9

–
–
–
–
180.9

14.1 
– 
– 
– 
14.1 

– 
– 
– 
– 
14.1 

– 
– 
122.1 
– 
122.1 

–
–
–
561.6
561.6

 Total 
£m 

14.1
180.9
122.1
561.6
878.7

– 
(9.0) 
– 
(9.0) 
113.1 

(955.6)
–
(464.7)
(1,420.3)
(858.7)

(955.6)
(9.0)
(464.7)
(1,429.3)
(550.6)

b. Market risk and sensitivity analysis 
Financial instruments affected by market risk include borrowings, deposits and derivative financial instruments. The Group is not 
exposed to commodity price risk. The following analysis, required by IFRS 7, is intended to illustrate the sensitivity to changes in market 
variables, being primarily UK interest rates and the Australian Dollar to Japanese Yen exchange rate. 

The following assumptions were made in calculating the sensitivity analysis: 

(cid:2)(cid:3) changes in the carrying value of derivative financial instruments designated as cash flow hedges from movements in interest rates 

are assumed to be recorded fully in equity; 

(cid:2)(cid:3) changes in the carrying value of derivative financial instruments designated as fair value hedges from movements in interest rates 
have an immaterial effect on the consolidated income statement and equity due to compensating adjustments in the carrying 
value of debt; 

(cid:2)(cid:3) changes in the carrying value of financial instruments designated as net investment hedges from movements in the US Dollar to 

Sterling exchange rate are recorded directly in equity; 

(cid:2)(cid:3) changes in the carrying value of financial instruments not in hedging relationships only affect the consolidated income statement; 

(cid:2)(cid:3) all other changes in the carrying value of derivative financial instruments designated as hedges are fully effective with no impact 

on the consolidated income statement. 

c. Interest rate risk and sensitivity analysis 
The Group’s interest rate policy has the objective of minimising net interest expense, and protecting the Group from material adverse 
movements in interest rates. Throughout 2011 the Group has borrowed at floating rates only (after taking into account existing interest 
rate hedging activities). This approach maximises the Group’s exposure to the current low interest rate environment. If hedging is 
deemed appropriate by management in the future, the Board has approved the fixing of up to 30% of gross borrowings. Instruments 
approved for this purpose include interest rate swaps, forward rate agreements and options. The Group’s exposure to the risk of 
changes in market interest rates arises primarily from the floating rate interest payable on the Group’s 10 and 12 year loan notes, 
bank borrowings, supplier related finance and the returns available on surplus cash. 

Interest rate risk table 
The following table demonstrates the sensitivity to a reasonably possible change in interest rates, with all other variables held constant, 
of the Group’s profit before tax through the impact of floating rate borrowings. 

2011 
Sterling 
Euro 
Australian Dollar 

2010 
Sterling 
Euro 
Australian Dollar 

Increase
in basis 
points 

 Effect on profit 
before tax
£m 

75
50
100

75
50
100

3.9
(0.1)
(1.1)

3.0
–
(1.6)

www.inchcape.com 

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Financial statements

Notes to the accounts continued 

23 Financial instruments continued 
d. Foreign currency risk 
The Group publishes its consolidated Financial statements in Sterling and faces currency risk on the translation of its earnings  
and net assets, a significant proportion of which are in currencies other than Sterling. 

Transaction exposure hedging 
The Group has transactional currency exposures, where sales or purchases by an operating unit are in currencies other than 
that unit’s reporting currency. For a significant proportion of the Group these exposures are removed as trading is denominated in 
the relevant local currency. In particular, local billing arrangements are in place for many of our businesses with our brand partners. 
The principal exception is for our business in Australia which purchases vehicles in Japanese Yen. 

In this instance, the Group seeks to hedge forecast transactional foreign exchange rate risk using forward foreign currency exchange 
contracts. The effective portion of the gain or loss on the hedge is recognised in the consolidated statement of comprehensive 
income to the extent it is effective and recycled into the consolidated income statement at the same time as the underlying hedged 
transaction affects the consolidated income statement. Under IAS 39 hedges are documented and tested for hedge effectiveness on 
an ongoing basis. 

Hedge of foreign currency debt 
The Group uses cross currency interest rate swaps to hedge the forward foreign currency risk associated with the US$436m Private 
Placement. The effective portion of the gain or loss on the hedge is recognised in the consolidated income statement at the same 
time as the underlying hedged transaction affects the consolidated income statement. 

Net investment hedging 
Consideration is given to the currency mix of debt with the primary objective that interest on such borrowings acts as a hedge on 
foreign currency earnings. 

Foreign currency risk table 
The following table shows the Group sensitivity to a reasonably possible change in foreign exchange rates on its Japanese Yen 
financial instruments. In this table, financial instruments are only considered sensitive to foreign exchange rates when they are not 
in the functional currency of the entity that holds them.  

2011 
Yen 
Yen 

2010 
Yen 
Yen 

Increase/ 
(decrease) in 
exchange 
rate  

 Effect on
 equity
£m 

+10% 
-10% 

+10% 
-10% 

1.1
(1.0)

–
–

108 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
 
 
 
 
Financial statements

23 Financial instruments continued 
e. Credit risk 
The amount due from counterparties arising from cash deposits and the use of financial instruments creates credit risk. The Group 
monitors its credit exposure to its counterparties via their credit ratings (where applicable) and through its policy of limiting its 
exposure to any one party to ensure that they are within Board approved limits and that there are no significant concentrations 
of credit risk.  

Group policy is to deposit cash and use financial instruments with counterparties with a long-term credit rating of A or better, where 
available. The notional amounts of financial instruments used in interest rate and foreign exchange management do not represent 
the credit risk arising through the use of these instruments. The immediate credit risk of these instruments is generally estimated by 
the fair value of contracts with a positive value. Credit limits are reviewed regularly. 

The table below analyses the Group’s short-term deposits and derivative assets by credit exposure excluding bank balances and 
cash in hand: 

Credit rating of counterparty1 
AA 
AA- 
A+ 
A 
A- 
BB2 
CCC2 
No rating3 

Derivative 
assets 
£m 

–
2.7
73.8
–
63.2
–
–
–
139.7

2011   

 Short-term 
deposits 

£m   

–   
72.9   
21.6   
38.0   
14.9   
–   
9.0   
16.9   
173.3   

Derivative 
assets
£m 

2010 

 Short-term 
deposits
£m 

61.5
–
58.5
2.1
–
–
–
–
122.1

63.9
1.8
95.0
1.4
2.0
5.3
–
15.7
185.1

1 Standard & Poor’s equivalent rating shown as a reference for the lowest credit rating of the counterparty from either Standard & Poor’s or Moody’s. 

2 Exposure to a counterparty approved as an exception to Group policy. 

3 Counterparties in certain markets in which the Group operates do not have a credit rating. 

No credit limits were exceeded during the reporting period and management does not expect any losses from non-performance  
by these counterparties. 

The maximum exposure to credit risk for cash at bank, receivables and other financial assets is represented by their carrying amount. 

Total cash at bank of £385.6m (2010 – £376.5m) includes cash in the Group’s regional pooling arrangements which are offset against 
borrowings for interest purposes. Netting of cash and overdraft balances in the consolidated statement of financial position only 
occurs to the extent that there is the legal ability and intention to settle net. As such, overdrafts are presented in current liabilities  
to the extent that there is no intention to offset with the cash balance. 

Concentration of credit risk with respect to trade receivables is very limited due to the Group’s broad customer base. Trade 
receivables include amounts due from a number of finance houses in respect of vehicles sold to customers on finance arranged 
through the Group. An independent credit rating agency is used to assess the credit standing of each finance house. Limits for the 
maximum outstanding with each finance house are set accordingly. Title to the vehicles sold on finance resides with the Group until 
cleared funds are received from the finance house in respect of a given vehicle.

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109

 
 
 
 
 
 
 
 
 
 
 
Financial statements

Notes to the accounts continued 

23 Financial instruments continued 
f. Liquidity risk 
Prudent liquidity risk management implies maintaining sufficient cash and marketable securities, the availability of funding through 
an adequate amount of committed credit facilities and the ability to close out market positions. Due to the dynamic nature of the 
underlying businesses, Group Treasury aims to maintain flexibility in funding by keeping committed credit lines available. Refer to the 
Business Review on page 32 for discussion of liquidity risks to the Group. 

The table below summarises the maturity profile of the Group’s financial assets and liabilities at 31 December 2011 and 2010 based  
on expected contractual undiscounted cash flows:  

2011 
Financial assets 
Cash and cash equivalents 
Trade and other receivables 
Available for sale financial assets 
Derivative financial instruments 

Financial liabilities 
Interest bearing loans and borrowings 
Trade and other payables 
Derivative financial instruments 

Net outflows 

2010 
Financial assets 
Cash and cash equivalents 
Trade and other receivables 
Available for sale financial assets 
Derivative financial instruments 

Financial liabilities 
Interest bearing loans and borrowings 
Trade and other payables 
Derivative financial instruments 

Net outflows 

Less than 
3 months 
£m 

Between 
3 to 12 
months
£m 

Between  
1 to 5 years  
£m 

More than  
5 years  
£m 

Total 
£m 

516.6
193.3
0.3
10.9
721.1

(100.8)
(990.3)
(6.5)
(1,097.6)
(376.5)

Less than 
3 months 
£m 

543.6
162.1
0.4
12.5
718.6

(142.9)
(788.1)
(4.7)
(935.7)
(217.1)

42.3
13.5
0.4
22.8
79.0

(18.1)
(28.0)
(7.8)
(53.9)
25.1

Between 
3 to 12 
months 
£m 

18.0
16.8
1.4
19.7
55.9

– 
5.8 
1.6 
76.8 
84.2 

– 
0.5 
3.8 
358.7 
363.0 

558.9
213.1
6.1
469.2
1,247.3

(68.6) 
(20.4) 
(27.1) 
(116.1) 
(31.9) 

(305.9)
– 
(275.4)
(581.3)
(218.3)

(493.4)
(1,038.7)
(316.8)
(1,848.9)
(601.6)

Between  
1 to 5 years  
£m 

More than  
5 years  
£m 

Total 
£m 

– 
1.4 
6.1 
76.1 
83.6 

– 
0.6 
6.2 
375.4 
382.2 

561.6
180.9
14.1
483.7
1,240.3

(18.3)
(144.8)
(10.4)
(173.5)
(117.6)

(85.4) 
(22.7) 
(24.3) 
(132.4) 
(48.8) 

(304.2)
– 
(280.4)
(584.6)
(202.4)

(550.8)
(955.6)
(319.8)
(1,826.2)
(585.9)

110 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Financial statements

23 Financial instruments continued 
g. Hedging activities 
In accordance with IFRS 7 disclosure is required for financial instruments that are measured in the consolidated statement of financial 
position at fair value. This requires disclosure of fair value measurements by level for the following fair value measurement hierarchy: 

(cid:2)(cid:3) quoted prices in active markets (level 1); 

(cid:2)(cid:3) inputs other than quoted prices that are observable for the asset or liability, either directly or indirectly (level 2); or 

(cid:2)(cid:3) inputs for the asset or liability that are not based on observable market data (level 3). 

The following table presents the Group’s assets and liabilities that are measured at fair value: 

Assets 
Derivatives used for hedging 
Available for sale financial assets 

Liabilities 
Derivatives used for hedging 

Level 1
£m 

Level 2
£m 

–
6.1
6.1

139.7
–
139.7

2011   

Total  
£m   

139.7   
6.1   
145.8   

Level 1 
£m 

Level 2
£m 

– 
14.1 
14.1 

122.1
–
122.1

2010 

Total 
£m 

122.1
14.1
136.2

–

(7.4)

(7.4)  

– 

(9.0)

(9.0)

Level 1 represents the fair value of financial instruments that are traded in active markets and is based on quoted market prices  
at the end of the reporting period. 

The fair value of financial instruments that are not traded in an active market (level 2) is determined by using valuation techniques 
which include the present value of estimated future cash flows. These valuation techniques maximise the use of observable market  
data where it is available and rely as little as possible on entity specific estimates. 

Derivative financial instruments are carried at their fair values. The fair value of forward foreign exchange contracts and foreign 
exchange swaps represents the difference between the value of the outstanding contracts at their contracted rates and a valuation 
calculated using the spot rates of exchange prevailing at 31 December 2011. 

The Group’s derivative financial instruments comprise the following: 

Cross currency interest rate swap 
Forward foreign exchange contracts  

 2011
£m 

125.1
14.6
139.7

Assets   

 2010 

£m    

108.9   
13.2   
122.1   

 2011
£m 

–
(7.4)
(7.4)

Liabilities 

 2010
£m 

–
(9.0)
(9.0)

The ineffective portion recognised in the consolidated income statement that arises from fair value hedges amounts to a loss of £2.4m 
(2010 – gain of £2.0m). The ineffective portion recognised in the consolidated income statement that arises from cash flow hedges 
amounts to a gain of £nil (2010 – £nil). 

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111

 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
 
 
 
 
 
 
Financial statements

Notes to the accounts continued 

23 Financial instruments continued 
Cash flow hedges 
The Group principally uses forward foreign exchange contracts to hedge purchases in a non-functional currency against movements 
in exchange rates. The cash flows relating to these contracts are generally expected to occur within 12 months of the end of the 
reporting period. 

The nominal principal amounts of the outstanding forward foreign exchange contracts relating to transactional exposures at 
31 December 2011 was £520.1m (2010 – £637.5m). 

Net fair value gains and losses recognised in the hedging reserve in shareholders’ equity (see note 25) on forward foreign exchange 
contracts as at 31 December 2011 are expected to be released to the consolidated income statement within 12 months of the end 
of the reporting period. 

Fair value hedge 
At 31 December 2011, the Group had in place five cross currency interest rate swaps. Four of these total US$475m which hedge 
changes in the fair value of the Group’s 10 and 12 year loan notes. Under these swaps the Group receives fixed rate US Dollar interest 
of 5.94% on US$275m and 6.04% on US$200m and pays LIBOR +85bps and LIBOR +90bps for the 10 and 12 year notes respectively. An 
additional US$39.2m cross currency interest rate swap was put in place after debt reduction in 2009 to offset the non-required portion 
of the original US$475m swaps. Under this swap the Group pays US Dollar interest of 6.04% on US$39.2m and receives LIBOR +214bps 
for the 12 year notes only. The loan notes and cross currency interest rate swaps have the same critical terms. 

h. Capital management 
The primary objective of the Group’s management of debt and equity is to ensure that it maintains a strong credit rating and healthy 
capital ratios in order to support its business and maximise shareholder value. 

The Group manages its capital structure and makes adjustments to it in light of changes in economic conditions. To maintain  
or adjust the capital structure, the Group may adjust the dividend payment to shareholders, return capital to shareholders or issue 
new shares. 

The committed bank facilities and Private Placement borrowings are subject to the same interest cover covenant based on an 
adjusted EBITA measure to interest on consolidated borrowings. The Group is required to maintain a ratio of not less than three to  
one and was compliant with this covenant throughout the year.  

The Group monitors group leverage by reference to three tests: Adjusted EBITA interest cover, the ratio of net debt to EBITDA and  
the ratio of net debt to market capitalisation.  

Adjusted EBITA interest cover (times)* 
Net debt to EBITDA (times)** 
Net debt / market capitalisation (percentage)*** 

*    Calculated as Adjusted EBITA / interest on consolidated borrowings 

**   Calculated as net debt / earnings before exceptional items, interest, tax, depreciation and amortisation 

*** Calculated as net debt / market capitalisation as at 31 December  

2011 

227.2 
n/a 
n/a 

2010 

83.7
n/a
n/a

112 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
 
Financial statements

24 Share capital 
a. Allotted, called up and fully paid up 

Ordinary shares (nominal value of 10.0p each) 
At 1 January 
Allotted under share option schemes prior to Share Consolidation 
Share Consolidation 
Allotted under share option schemes post Share Consolidation 
At 31 December 

Deferred shares 
At 1 January 
Share capital re-organisation 
At 31 December 

2011
Number 

2010 
Number 

2011
£m 

4,630,714,974 
463,192,297
–
179,960 
– (4,167,805,441) 
102,804 
463,192,297 

280,919
463,473,216

–
–
–

487,244,106 
(487,244,106) 
– 

46.4
–
–
–
46.4

–
–
–
46.4

2010
£m 

46.4
–
–
–
46.4

116.9
(116.9)
–
46.4

b. Share Consolidation 
On 13 May 2010, shareholders approved a consolidation of the Company’s shares in issue or held in treasury, whereby shareholders 
received one new ordinary share of 10p each for every 10 existing ordinary shares of 1p each held at the close of business on  
14 May 2010. Trading in the new ordinary shares of 10p commenced on 17 May 2010. 

c. Deferred shares 
On 30 June 2010, the Company completed the transfer and subsequent cancellation of 487,244,106 deferred shares. These shares, 
which were created in connection with the Rights Issue in 2009, had very limited rights, were not listed and were not freely 
transferrable, and were effectively worthless. An amount of £116.9m, equivalent to the nominal value of the cancelled deferred 
shares, was transferred to the capital redemption reserve. 

d. Share buy back programme 
At 31 December 2011, the Company held 2,687,560 treasury shares (2010 – 2,687,560) with a total book value of £99.4m  
(2010 – £99.4m). These shares may be either cancelled or used to satisfy share options at a later date. The Group did not  
repurchase any of its own shares during the period ended 31 December 2011 (2010 – nil). The market value of treasury shares  
at 31 December 2011 was £7.9m (2010 – £9.7m).  

e. Substantial shareholdings 
Details of substantial interests in the Company’s issued ordinary share capital received by the Company at 12 March 2012 under  
the provisions of the Companies Act 2006 have been disclosed in the significant shareholdings section, in the Investor relations section 
on page 60. 

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113

 
 
 
 
 
 
 
 
 
 
 
 
 
Financial statements

Notes to the accounts continued 

24 Share capital continued 
f. Share options 
At 31 December 2011, options to acquire ordinary shares of 10.0p each in the Company up to the following numbers under the 
schemes below were outstanding as follows: 

Number of ordinary  
shares of 10.0p each 

Exercisable until  Option price (£) 

Number of ordinary  
shares of 10.0p each 

Exercisable until  Option price (£) 

17 March 2012 
19 March 2013 
31 August 2013 
20 May 2014 
29 September 2014 
6 March 2015 
11 September 2015 
19 May 2019 
22 November 2019 
7 April 2020 

The Inchcape 1999 Share Option Plan  
– approved (Part II – UK) 
5,188 
4,668 
17,348 
43,056 
16,017 
52,735 
19,866 
731,854 
9,375 
164,779 
– unapproved (Part I – UK) 
8,670 
83,915 
2,288 
140,446 
218,727 
2,964,654 
37,500 
1,046,717 
– unapproved overseas (Part I – Overseas) 
12,983 
68,857 
164,552 
225,308 
2,474,301 
892,189 
20,532 

31 August 2013 
20 May 2014 
29 September 2014 
6 March 2015 
11 September 2015 
19 May 2019 
22 November 2019 
7 April 2020 

17 March 2012 
19 March 2013 
20 May 2014 
6 March 2015 
19 May 2019 
7 April 2020 
14 June 2020 

The Inchcape SAYE Share Option Scheme  
– approved 
84 
3,015 
94,499 
1,882,219 
1,010,414 
746,257 

1 December 2010 
1 December 2011 
1 May 2012 
1 May 2013 
1 May 2014 
1 May 2015 

7.43
5.31
3.42
2.30
2.05
2.43

1.93  
2.14  
3.46  
4.42  
4.37  
5.78  
6.03  
2.00  
3.20  
3.10  

3.46  
4.42  
4.37  
5.78  
6.03  
2.00  
3.20  
3.10  

1.93  
2.14  
4.42  
5.78  
2.00  
3.10  
2.63  

Included within the retained earnings reserve are 1,370,916 (2010 – 1,448,052) own ordinary shares held by the ESOP Trust, a general 
discretionary trust whose beneficiaries include current and former employees of the Group and their dependants. The book value of 
these shares at 31 December 2011 was £2.5m (2010 – £2.5m). The market values of these shares at 31 December 2011 and at  
12 March 2012 were £4.0m and £5.2m respectively (31 December 2010 – £5.2m, 7 March 2011 – £5.7m). 

114 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Financial statements

25 Other reserves  

At 1 January 2010 
Cash flow hedges: 
– Fair value movements 
– Reclassified and reported in inventories 
– Tax on cash flow hedges 
Movement on available for sale financial assets 
Effect of foreign exchange rate changes 
At 1 January 2011 
Cash flow hedges: 
– Fair value movements 
– Reclassified and reported in inventories 
– Tax on cash flow hedges 
Transfer of impairment losses to consolidated income statement (note 7) 
Fair value movement transferred from available for sale financial assets 
Effect of foreign exchange rate changes 
At 31 December 2011 

Available for 
sale reserve 
£m 

Translation 
reserve 
£m 

– 

121.8 

Hedging 
reserve
£m 

(9.4)

Total other 
reserves
£m 

112.4

– 
– 
– 
(3.6) 
– 
(3.6) 

– 
– 
– 
10.9 
(6.5) 
– 
0.8 

– 
– 
– 
– 
36.0 
157.8 

– 
– 
– 
– 
– 
(26.2) 
131.6 

11.3
(11.0)
0.1
–
–
(9.0)

7.1
(1.7)
(2.0)
–
–
–
(5.6)

11.3
(11.0)
0.1
(3.6)
36.0
145.2

7.1
(1.7)
(2.0)
10.9
(6.5)
(26.2)
126.8

Available for sale reserve 
Gains and losses on available for sale financial assets are recognised in the ‘available for sale reserve’ until the asset is sold or is 
considered to be impaired, at which time the cumulative gain or loss is included in the consolidated income statement. In 2011, 
impairment losses of £10.9m on Greek Government Bonds have been recognised in the consolidated income statement. 

Translation reserve 
The translation reserve is used to record foreign exchange rate changes relating to the translation of the results of foreign subsidiaries 
arising after 1 January 2004. It is also used to record foreign exchange differences arising on long-term foreign currency borrowings 
used to finance or hedge foreign currency investments.  

Hedging reserve 
For cash flow hedges that meet the conditions for hedge accounting, the portion of the gains or losses on the hedging instrument 
that are determined to be an effective hedge are recognised directly in shareholders’ equity. When the hedged firm commitment 
results in the recognition of a non-financial asset or liability then, at the time the asset or liability is recognised, the associated gains 
or losses that had previously been recognised in shareholders’ equity are included in the initial measurement of the acquisition cost  
or other carrying amount of the asset or liability.  

26 Retained earnings 

At 1 January  
Total comprehensive income attributable to owners of the parent for the year: 
– Profit for the year 
– Actuarial (losses) / gains on defined pension benefits (note 5) 
– Tax charged / (credited) to reserves 
Total comprehensive income for the year 
Share-based payments, net of tax 
Net purchase of own shares by ESOP Trust 
Dividends paid (note 10) 
Share Consolidation 
At 31 December 

 2011 
£m 

811.9

142.2
(18.7)
0.6
124.1
6.7
(0.2)
(46.8)
–
895.7

 2010 
£m 

649.5

127.9
28.6
(0.6)
155.9
7.2
(0.6)
–
(0.1)
811.9

www.inchcape.com 

115

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Financial statements

Notes to the accounts continued 

27 Notes to the consolidated statement of cash flows  
a. Reconciliation of cash generated from operations 

Cash flows from operating activities  
Operating profit  
Operating exceptional items 
Amortisation of intangible assets 
Depreciation of property, plant and equipment 
Profit on disposal of property, plant and equipment 
Share-based payments charge 
Increase in inventories 
(Increase) / decrease in trade and other receivables 
Increase in trade and other payables 
Decrease in provisions 
Pension contributions in excess of the pension charge for the year* 
Increase in interest in leased vehicles 
Payment in respect of operating exceptional items 
Other items  
Cash generated from operations 

* The decrease in post-retirement defined benefits includes additional payments of £19.2m (2010 – £23.3m). 

b. Reconciliation of net cash flow to movement in net funds 

Net increase in cash and cash equivalents 
Net cash (inflow) / outflow from borrowings and finance leases 
Change in net cash and debt resulting from cash flows 
Effect of foreign exchange rate changes on net cash and debt  
New finance leases 
Net movement in fair value 
Movement in net funds 
Opening net funds 
Closing net funds 

Net funds is analysed as follows: 

Cash at bank and cash equivalents 
Short-term deposits 
Bank overdrafts 
Cash and cash equivalents 
Bank loans 
Other loans 
Finance leases 

Fair value of cross currency interest rate swap 
Net funds 

116 

Inchcape plc ¦ Annual Report and Accounts 2011

 2011  
£m  

 2010 
£m 

231.0 
13.4 
4.5 
29.0 
(0.1)
7.3 
(61.0)
(24.0)
79.0 
(1.1)
(24.8)
(1.1)
(6.5)
(0.9)
244.7 

 2011 
 £m  

45.1 
(0.7)
44.4 
(3.5)
(0.8)
(2.4)
37.7 
205.8 
243.5 

 2011 
£m  

385.6 
173.3 
(97.6)
461.3 
(339.1)
(0.3)
(3.5)
118.4 
125.1 
243.5 

203.6
21.9
5.0
36.5
(7.5)
6.5
(64.0)
16.7
85.9
(1.0)
(22.9)
(1.4)
(5.0)
–
274.3

 2010 
£m 

156.3
40.7
197.0
6.0
–
2.0
205.0
0.8
205.8

 2010
£m 

376.5
185.1
(142.0)
419.6
(318.6)
(0.7)
(3.4)
96.9
108.9
205.8

 
 
 
 
 
 
 
Financial statements

28 Acquisitions and disposals 
a. Acquisitions 
The Group acquired its interest in the Musa Motors group in July 2008. Under the terms of the original acquisition agreement, 
contingent deferred consideration dependent on 2010 EBITA was due in respect of 24.9% of the Group. In the first half of 2011, the 
amount of the deferred consideration was determined and a payment of US$32m (£19.6m) was made to the vendor to complete  
the Group’s purchase. 

In addition, a further US$1m (£0.6m) was paid which relates to the consideration agreed upon in October 2009, relating to the 
acquisition of the initial 75.1% shareholding. 

b. Disposals 
During the year, the Group disposed of a small number of dealerships at net book value generating disposal proceeds of £5.5m 
(2010 – proceeds of £1.0m). 

29 Guarantees and contingencies 

Guarantees, performance bonds and contingent liabilities 

2011
£m 

19.5

2010
£m 

13.4

Guarantees and contingencies largely comprise letters of credit issued on behalf of the Group in the ordinary course of business. 

The Group also has, in the ordinary course of business, commitments under foreign exchange instruments relating to the hedging 
of transactional exposures (see note 23). 

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117

 
 
 
 
 
 
 
 
 
Financial statements

Notes to the accounts continued 

30 Commitments 
a. Capital commitments 
Contracts placed for future capital expenditure at the balance sheet date but not yet incurred are as follows: 

Property, plant and equipment 
Vehicles subject to residual value commitments* 

2011 
£m 

24.8 
75.7 

2010
£m 

3.5
82.3

* Residual value commitments comprise the total repurchase liability on all vehicles sold subject to a residual value commitment, of which £29.8m (2010 – £44.7m) has been 
included within ‘trade and other payables’. These commitments are largely expected to be settled within the next 12 months, with a minority to be settled within three years. 

b. Lease commitments 
Operating lease commitments – Group as lessee 
The Group has entered into non-cancellable operating leases for various offices, warehouses and dealerships. These leases have 
varying terms, escalation clauses and renewal rights. 

Future minimum lease payments under non-cancellable operating leases are as follows: 

Within one year 
Between one and five years 
After five years 

2011 
£m 

43.3 
107.2 
156.4 
306.9 

2010
£m 

40.4
100.4
121.3
262.1

Operating lease commitments – Group as lessor 
The Group has entered into non-cancellable operating leases on a number of its vehicles. These leases have varying terms, 
escalation clauses and renewal rights and are not individually significant to the Group. 

Future minimum lease payments receivable under non-cancellable operating leases are as follows: 

Within one year 
Between one and five years 
After five years 

2011 
£m 

4.3 
6.0 
8.3 
18.6 

2010
£m 

3.7
5.5
4.0
13.2

Finance leases and hire purchase contracts 
The Group has finance leases and hire purchase contracts for various items of property, plant and equipment. These leases have 
varying terms, escalation clauses and renewal rights. Future minimum lease payments under finance leases and hire purchase 
contracts, together with the present value of the net minimum lease payments (included within borrowings), are as follows:  

Minimum lease payments: 
– Within one year 
– Between one and five years 
– After five years 
Total minimum lease payments 
Less: future finance charges 
Present value of finance lease liabilities 

2011 
£m 

0.8 
1.4 
3.8 
6.0 
(2.5)
3.5 

2010
£m 

0.8
1.4
3.9
6.1
(2.7)
3.4

118 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
 
 
 
 
 
 
Financial statements

31 Related party disclosures 
a. Principal subsidiaries and joint ventures 
The consolidated Financial statements include the principal subsidiaries and joint ventures listed below: 

Country of incorporation 

Shareholding 

Description 

Subsidiaries 
Australia 
Subaru (Australia) Pty Limited 
Belgium 
Toyota Belgium NV/SA 
The Motor & Engineering Company of Ethiopia Ltd S.C.  Ethiopia 
Finland 
Inchcape Motors Finland OY 
Greece 
Toyota Hellas SA 
Hong Kong 
Crown Motors Limited 
Russia 
Inchcape Olimp OOO 
Netherlands  
Inchcape Moscow Motors BV  
Singapore 
Borneo Motors (Singapore) Pte Ltd 
United Kingdom 
Inchcape Finance plc 
United Kingdom 
Inchcape Fleet Solutions Limited 
United Kingdom 
Inchcape International Holdings Limited  
United Kingdom 
Inchcape Retail Limited 
United Kingdom 
The Cooper Group Limited 
United Kingdom 
Gerard Mann Limited 
Joint ventures 
Unitfin SA 
Tefin SA 
Inchcape Independence LLC 
Associates 
Excelease SA 

Greece 
Greece 
Russia 

Belgium 

(1) Holding company of the Musa Motors businesses in Moscow 

(2) Included within distribution in the business segmental analysis (see note 1) 

90.0% 
100.0% 
94.1% 
100.0% 
100.0% 
100.0% 
100.0% 
100.0% 
100.0% 
100.0% 
100.0% 
100.0% 
100.0% 
100.0% 
100.0% 

60.0% 
50.0% 
51.0% 

Distribution 
Distribution 
Distribution 
Distribution 
Distribution 
Distribution 
Retail 
Intermediate holding company(1) 
Distribution 
Central treasury company 
Financial services(2) 
Intermediate holding company 
Retail 
Retail 
Retail 

Financial services  
Financial services 
Retail 

49.0% 

Financial services 

www.inchcape.com 

119

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Financial statements

Notes to the accounts continued 

31 Related party disclosures continued 
b. Trading transactions 
Intra-group transactions have been eliminated on consolidation and are not disclosed in this note. Details of transactions between 
the Group and other related parties are disclosed below: 

Vehicles purchased from joint ventures and associates 
Vehicles sold to joint ventures and associates 
Other income paid to joint ventures and associates 
Other income received from joint ventures and associates 

Transactions   

Amounts outstanding 

2011
£m 

0.1
315.2
1.3
0.4

2010 

£m   

0.1   
299.5   
2.5   
1.7   

2011 
£m 

– 
– 
0.2 
0.4 

2010
£m 

–
0.1
0.2
0.3

All of the transactions arise in the ordinary course of business and are on an arm’s length basis. The amounts outstanding are 
unsecured and will be settled in cash. There have been no guarantees provided or received for any related party receivables. The 
Group has not raised any provision for doubtful debts relating to amounts owed by related parties (2010 – £nil).  

c. Compensation of key management personnel 
The remuneration of the Board of Directors and the Executive Committee was as follows: 

Wages and salaries 
Post-retirement benefits 
Share-based payments 
Compensation for loss of office  

2011 
 £m  

8.0 
1.1 
1.9 
0.7 
11.7 

2010
 £m 

8.6
1.0
1.1
0.3
11.0

The remuneration of the Directors and other key management is determined by the Remuneration Committee having regard to the 
performance of individuals and market trends. Further details of emoluments paid to the Directors are included in the Directors’ report  
on remuneration. 

32 Foreign currency translation 
The main exchange rates used for translation purposes are as follows: 

Australian Dollar 
Euro 
Hong Kong Dollar 
Singapore Dollar 
Russian Ruble 

Average rates   

Year end rates 

2011 

1.54
1.15
12.53
2.02
47.11

2010   

1.69   
1.17   
12.00   
2.11   
47.05   

2011 

1.52 
1.20 
12.07 
2.01 
49.88 

2010 

1.53
1.17
12.14
2.00
47.61

120 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
 
 
 
 
 
Financial statements

Five year record 

The information presented in the table below is prepared in accordance with IFRS, as in issue and effective at that year end date.  

Consolidated income statement 
Revenue 

2011
£m 

2010 
£m  

2009 
£m  

2008
£m 

2007
£m 

5,826.3

5,885.4 

5,583.7 

6,259.8

6,056.8

Operating profit before exceptional items 
Operating exceptional items 
Operating profit 
Share of (loss) / profit after tax of joint ventures and associates 
Profit before finance and tax 
Net finance costs before exceptional items 
Finance costs exceptional items 
Profit before tax 
Tax before exceptional tax 
Exceptional tax 
Profit after tax 
Non controlling interests  
Profit for the year 

Basic: 
– Profit before tax 
– Earnings per share (pence) 
Adjusted (before exceptional items): 
– Profit before tax 
– Earnings per share (pence) 
Dividends per share – interim paid and final proposed (pence) 

Consolidated statement of financial position 
Non-current assets 
Other assets less (liabilities) excluding net funds / (debt) 

Net funds / (debt) 
Net assets 

Equity attributable to owners of the parent 
Non controlling interests 
Total shareholders’ equity 

.  

244.4
(13.4)
231.0
(3.0)
228.0
(13.7)
(10.9)
203.4
(59.2)
3.6
147.8
(5.6)
142.2

203.4
31.0p

227.7
35.5p
11.0p

225.5 
(21.9) 
203.6 
(1.7) 
201.9 
(9.8) 
– 
192.1 
(62.2) 
3.1 
133.0 
(5.1) 
127.9 

192.1 
27.9p 

214.0 
32.0p 
6.6p 

 175.2  
 (18.4) 
 156.8  
 0.7  
 157.5  
 (20.8) 
– 
 136.7  
 (43.5) 
 1.8  
 95.0  
 (3.0) 
 92.0  

 240.5 
 (82.5)
 158.0 
 2.2 
 160.2 
 (52.0)
–
 108.2 
 (49.3)
 (3.6)
 55.3 
 (3.9)
 51.4 

 136.7  
22.9p 

 108.2 
18.9p

 155.1  
27.1p 
– 

 190.7 
50.5p
5.5p

 265.0 
 4.9 
 269.9 
 3.5 
 273.4 
 (33.4)
–
 240.0 
 (57.9)
 – 
 182.1 
 (5.7)
 176.4 

 240.0 
64.1p

 235.1 
62.4p
15.8p

1,350.0
(236.0)
1,114.0
243.5
1,357.5

1,311.2 
(227.7) 
1,083.5 
205.8 
1,289.3 

 1,306.1  
 (217.2) 
 1,088.9  
 0.8  
 1,089.7  

 1,372.1 
 55.3 
 1,427.4 
 (407.8)
 1,019.6 

 1,037.0 
 14.3 
 1,051.3 
 (213.5)
 837.8 

1,329.1
28.4
1,357.5

1,263.1 
26.2 
1,289.3 

 1,067.7  
 22.0  
 1,089.7  

 995.5 
 24.1 
 1,019.6 

 813.6 
 24.2 
 837.8 

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121

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Report of the independent auditors to the members of Inchcape plc 

Financial statements

Opinion on other matter prescribed by the 
Companies Act 2006  
In our opinion: 

(cid:2)(cid:3) the information given in the Directors’ report for the financial 
year for which the Group Financial statements are prepared  
is consistent with the Group Financial statements. 

Matters on which we are required to report 
by exception  
We have nothing to report in respect of the following: 

Under the Companies Act 2006 we are required to report to you 
if, in our opinion:  

(cid:2)(cid:3) certain disclosures of Directors’ remuneration specified by law 

are not made; or  

(cid:2)(cid:3) we have not received all the information and explanations we 

require for our audit. 

Under the Listing Rules we are required to review:  

(cid:2)(cid:3) the Directors’ statement, in relation to going concern;  

(cid:2)(cid:3) the part of the Corporate Governance Statement relating to 

the Company’s compliance with the nine provisions of the UK 
Corporate Governance Code specified for our review; and 

(cid:2)(cid:3) certain elements of the report to shareholders by the Board 

on Directors’ remuneration. 

Other matter  
We have reported separately on the parent Company Financial 
statements of Inchcape plc for the year ended 31 December 
2011 and on the information in the Directors’ Remuneration 
Report that is described as having been audited. 

Mark Gill, 
(Senior Statutory Auditor) 
for and on behalf of PricewaterhouseCoopers LLP 
Chartered Accountants and Statutory Auditors 
London 
12 March 2012 

We have audited the Group Financial statements of Inchcape 
plc for the year ended 31 December 2011 which comprise the 
consolidated income statement, the consolidated statement of 
comprehensive income, the consolidated statement of financial 
position, the consolidated statement of changes in equity, the 
consolidated statement of cash flows, the accounting policies 
and the related notes. The financial reporting framework that  
has been applied in their preparation is applicable law and 
International Financial Reporting Standards (IFRSs) as adopted 
by the European Union. 

Respective responsibilities of Directors and auditors  
As explained more fully in the statement of the Directors’ 
responsibilities, the Directors are responsible for the preparation 
of the Group Financial statements and for being satisfied that 
they give a true and fair view. Our responsibility is to audit and 
express an opinion on the Group Financial statements in 
accordance with applicable law and International Standards on 
Auditing (UK and Ireland). Those standards require us to comply 
with the Auditing Practices Board’s Ethical Standards for Auditors.  

This report, including the opinions, has been prepared for and 
only for the Company’s members as a body in accordance with 
Chapter 3 of Part 16 of the Companies Act 2006 and for no other 
purpose. We do not, in giving these opinions, accept or assume 
responsibility for any other purpose or to any other person to 
whom this report is shown or into whose hands it may come save 
where expressly agreed by our prior consent in writing. 

Scope of the audit of the Financial statements  
An audit involves obtaining evidence about the amounts  
and disclosures in the Financial statements sufficient to give 
reasonable assurance that the Financial statements are free  
from material misstatement, whether caused by fraud or error. 
This includes an assessment of: whether the accounting policies 
are appropriate to the Group’s circumstances and have been 
consistently applied and adequately disclosed; the 
reasonableness of significant accounting estimates made by  
the Directors; and the overall presentation of the Financial 
statements. In addition, we read all the financial and  
non-financial information in the Annual Report to identify  
material inconsistencies with the audited Financial statements.  
If we become aware of any apparent material misstatements  
or inconsistencies we consider the implications for our report. 

Opinion on Financial statements  
In our opinion the Group Financial statements:  

(cid:2)(cid:3) give a true and fair view of the state of the Group’s affairs as  
at 31 December 2011 and of its profit and cash flows for the 
year then ended;  

(cid:2)(cid:3) have been properly prepared in accordance with IFRSs as 

adopted by the European Union; and  

(cid:2)(cid:3) have been prepared in accordance with the requirements  

of the Companies Act 2006 and Article 4 of the lAS Regulation. 

122 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
 
Financial statements

Company balance sheet 

As at 31 December 2011 

Fixed assets 
Investment in subsidiaries 
Current assets 
Debtors: 
– Amounts due within one year 
– Amounts due after more than one year 
Cash at bank and in hand 

Creditors – amounts falling due within one year 
Net current assets  

Total assets less current liabilities 

Creditors – amounts falling due after more than one year 

Provisions for liabilities and charges 
Net assets 

Capital and reserves 
Share capital 
Share premium  
Capital redemption reserve 
Profit and loss account 
Total shareholders’ funds 

Notes 

2011
£m 

2010
£m 

3 

1,622.0

1,608.0

4 
4 
5 

6 

347.0
916.1
16.7
1,279.8

301.7
840.1
16.1
1,157.9

(24.5)
1,255.3

(31.3)
1,126.6

2,877.3

2,734.6

7 

(1,811.0)

(1,955.8)

9 

(4.6)
1,061.7

(4.6)
774.2

11, 13 
13 
13 
13 

46.4
126.9
133.3
755.1
1,061.7

46.4
126.3
133.3
468.2
774.2

The Financial statements on pages 123 to 130 were approved by the Board of Directors on 12 March 2012 and were signed on its 
behalf by: 

André Lacroix, Group Chief Executive  

John McConnell, Group Finance Director 

Registered Number: 609782 

Inchcape plc 

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123

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Financial statements

Accounting policies 

Basis of preparation 
These Financial statements are prepared for Inchcape plc (the Company) for the year ended 31 December 2011. The Company  
is the ultimate parent entity of the Inchcape Group (the Group).  

Accounting convention 
These Financial statements have been prepared on the historical cost basis modified for fair values in accordance with the 
Companies Act 2006 and applicable UK accounting standards. As permitted by Section 408 of the Companies Act 2006, no separate 
profit and loss account is presented for the Company. In addition, the Company is not required to prepare a cash flow statement 
under the terms of FRS 1 (revised), ‘Cash Flow Statements’. 

Going concern 
After making enquiries, the Directors have a reasonable expectation that the Group has adequate resources to continue in operation 
for the foreseeable future. Accordingly, the Directors are satisfied that it is appropriate to adopt the going concern basis in preparing 
the Annual Report and Accounts. 

Foreign currencies 
Monetary assets and liabilities in foreign currencies are translated into Sterling at closing rates of exchange and are taken to the  
profit and loss account. 

Investments 
Investments in subsidiaries are stated at cost, less provisions for impairment. 

Deferred tax 
Deferred tax is provided in full (without discounting) based on current tax rates and law, on timing differences that result in an 
obligation at the balance sheet date to pay more tax, or a right to pay less tax in the future except as otherwise required by  
FRS 19, ‘Deferred Tax’. Deferred tax is not provided on timing differences arising from the revaluation of fixed assets where there 
is no binding commitment to sell the asset. 

Provisions 
Provisions are recognised when the Company has a present obligation in respect of a past event, it is more likely than not that  
an outflow of resources will be required to settle the obligation and where the amount can be reliably estimated. Provisions are 
discounted when the time value of money is considered material. 

Share capital 
Ordinary shares are classified as equity. 

Where the Company purchases its own equity share capital (treasury shares), the consideration paid is deducted from shareholders’ 
funds until the shares are cancelled, reissued or disposed of. Where such shares are subsequently sold or reissued, any consideration 
received is included in shareholders’ funds. 

Dividends 
Final dividends proposed by the Board of Directors and unpaid at the year end are not recognised in the Financial statements until 
they have been approved by the shareholders at the Annual General Meeting. Interim dividends are recognised when they are paid. 

Share-based payments 
The Company operates various share-based award schemes. The fair value at the date at which the share-based awards are 
granted is recognised in the profit and loss account (together with a corresponding increase in shareholders’ equity) on a straight line 
basis over the vesting period, based on an estimate of the number of shares that will eventually vest. For equity-settled share-based 
awards, the services received from employees are measured by reference to the fair value of the awards granted. With the exception 
of the ‘Save as you earn’ scheme, the vesting of all share-based awards under all schemes is solely reliant upon non-market 
conditions, therefore no expense is recognised for awards that do not ultimately vest. Where an employee cancels a ‘Save as you 
earn’ award, the charge for that award is recognised as an expense immediately, even though the award does not vest. In 
accordance with the transitional provisions of FRS 20, ‘Share-based payment’, no charge had been recognised for grants of equity 
instruments made before 7 November 2002. The Company adopts Amendments to FRS 20 in line with the Group’s adoption of 
Amendments to IFRS 2. 

Financial instruments 
The adoption by the Company of FRS 29, ‘Financial Instruments: Disclosures’ has had no impact as the Company has taken 
advantage of the exemption not to apply FRS 29 in its own Financial statements. The Group’s policies on the recognition, 
measurement and presentation of financial instruments under IFRS 7 are set out in the Group’s accounting policies on pages 67 to 73. 

124 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
 
Financial statements

Notes to the accounts 

1 Auditors’ remuneration 
The Company incurred £0.1m (2010 – £0.1m) in relation to UK statutory audit fees for the year ended 31 December 2011. 

2 Directors’ remuneration 

Wages and salaries 
Social security costs 
Pension costs 

2011
£m 

2.8
0.4
0.4
3.6

2010
£m 

3.2
0.4
0.4
4.0

Further information on Executive Directors’ emoluments and interests is given in the Directors’ report on remuneration which can be 
found on pages 50 to 57. 

3 Investment in subsidiaries 

Cost 
At 1 January 
Additions  
Disposals 
At 31 December 

Provisions 
At 1 January 
Provisions for impairment 
Reversal of provision for impairment 
At 31 December 

Net book value 

2011
£m 

2010
£m 

1,632.2
40.8
(11.2)
1,661.8

1,632.2
–
–
1,632.2

(24.2)
(15.6)
–
(39.8)

(28.9)
–
4.7
(24.2)

1,622.0

1,608.0

During the year, the Company purchased St James Insurance from its subsidiary Inchcape Overseas Limited for £3.5m. The Company 
also paid a capital injection of £37.3m to Inchcape Overseas Limited and subsequently sold 30% of Inchcape Overseas Limited to 
Inchcape Australia Limited. 

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125

 
 
 
 
 
 
 
 
 
 
Financial statements

Notes to the accounts continued 

4 Debtors 

Amounts due within one year 
Amounts owed by Group undertakings 

Amounts due after more than one year 
Deferred tax asset (note 8) 
Amounts owed by Group undertakings 

Amounts owed by Group undertakings bear interest at rates linked to LIBOR. 

5 Cash at bank and in hand 

Cash at bank and in hand 

6 Creditors – amounts falling due within one year 

Amounts owed to Group undertakings 
Other taxation and social security payable 
Other loans 
Other creditors 

7 Creditors – amounts falling due after more than one year 

Amounts owed to Group undertakings  
Other loans 
Private Placement 

2011
£m 

2010
£m 

347.0
347.0

2.4
913.7
916.1

2011
£m 

16.7

2011
£m 

20.3
0.8
0.4
3.0
24.5

301.7
301.7

1.8
838.3
840.1

2010
£m 

16.1

2010
£m 

28.0
–
–
3.3
31.3

2011
£m 

2010
£m 

1,530.2
–
280.8
1,811.0

1,676.3
0.6
278.9
1,955.8

The Company has US$435.8m outstanding under the Private Placement borrowing: US$235.8m is repayable in 2017 and bears interest 
at a fixed rate of 5.94% per annum; and US$200m is repayable in 2019 and bears interest at a fixed rate of 6.04% per annum. 

Other loans are loan notes issued in connection with the acquisition of European Motor Holdings plc and bear interest at rates  
linked to LIBOR. 

Amounts owed to Group undertakings bear interest at rates linked to LIBOR. 

126 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
 
 
 
 
 
 
 
 
Financial statements

8 Deferred tax 

At 1 January 2011 
Credited / (charged) to the profit and loss account 
At 31 December 2011 

9 Provisions for liabilities and charges 

At 1 January 
Released to the profit and loss account 
At 31 December 

Share-based 
payments 
£m 

Other timing 
differences
£m 

0.5 
0.8 
1.3 

1.3
(0.2)
1.1

2011
£m 

4.6
–
4.6

Total
£m 

1.8
0.6
2.4

2010
£m 

8.1
(3.5)
4.6

Provision has been made for warranties, indemnities and other litigation issues in relation to motors and non-motors business exits, 
based on expected outcomes. These provisions are expected to be settled within the next three to five years. 

10 Guarantees and contingencies 

Guarantees of various subsidiaries’ borrowings  
(against which £nil has been drawn at 31 December 2011 (2010 – £nil)) 

2011
£m 

2010
£m 

500.0

500.0

The Company is party to composite cross guarantees between banks and its subsidiaries. The Company’s contingent liability under 
these guarantees at 31 December 2011 was £16.7m (2010 – £16.1m). 

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127

 
 
 
 
 
 
 
 
 
 
 
Financial statements

Notes to the accounts continued 

11 Share capital  
a. Allotted, called up and fully paid up 

Ordinary shares 
At 1 January 
Allotted under share option schemes prior to Share Consolidation  
Share Consolidation 
Allotted under share option schemes post Share Consolidation 
At 31 December 

Deferred shares 
At 1 January 
Share capital re-organisation 
At 31 December 

2011 
Number 

2010  
Number   

2011
£m 

2010
£m 

4,630,714,974   
463,192,297
–
179,960   
– (4,167,805,441)  
102,804   
463,192,297   

280,919
463,473,216

–
–
–

487,244,106   
(487,244,106)  
–   

46.4
–
–
–
46.4

–
–
–
46.4

46.4
–
–
–
46.4

116.9
(116.9)
–
46.4

b. Share Consolidation 
On 13 May 2010, shareholders approved a consolidation of the Company’s shares in issue or held in treasury, whereby shareholders 
received one new ordinary share of 10p each for every 10 existing ordinary shares of 1p each held at the close of business on  
14 May 2010. Trading in the new ordinary shares of 10p commenced on 17 May 2010.  

c. Deferred shares  
On 30 June 2010, the Company completed the transfer and subsequent cancellation of 487,244,106 deferred shares. These shares, 
which were created in connection with the Rights Issue in 2009, had very limited rights, were not listed and were not freely transferrable 
and were effectively worthless. An amount of £116.9m, equivalent to the nominal value of the cancelled deferred shares, has been 
transferred to the capital redemption reserve.  

d. Share buy back programme 
At 31 December 2011, the Company held 2,687,560 treasury shares (2010 – 2,687,560) with a total book value of £99.4m  
(2010 – £99.4m). These shares may be either cancelled or used to satisfy share options at a later date. The Group did not  
repurchase any of its own shares during the period ended 31 December 2011 (2010 – nil). The market value of treasury shares at  
31 December 2011 was £7.9m (2010 – £9.7m). 

e. Substantial shareholdings 
Details of substantial interests in the Company’s issued ordinary share capital received by the Company at 12 March 2012 under the 
provisions of the Companies Act 2006 have been disclosed in the significant shareholdings section, in the Investor relations section  
on page 60.  

128 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
   
 
 
   
 
   
   
 
   
Financial statements

11 Share capital continued 
f. Share options 
At 31 December 2011, options to acquire ordinary shares of 10.0p each in the Company up to the following numbers under the 
schemes below were outstanding as follows: 

Number of ordinary  
shares of 10.0p each 

Exercisable until 

Option 
price (£) 

Number of ordinary  
shares of 10.0p each 

Exercisable until 

Option 
price (£) 

The Inchcape 1999 Share Option Plan  
– approved (Part II – UK) 

The Inchcape SAYE Share Option Scheme  
– approved 

17 March 2012

1.93   84 

19 March 2013

2.14   3,015 

31 August 2013

3.46   94,499 

20 May 2014

4.42   1,882,219 

29 September 2014

4.37   1,010,414 

6 March 2015

5.78   746,257 

1 December 2010

1 December 2011

1 May 2012

1 May 2013

1 May 2014

1 May 2015

7.43

5.31

3.42

2.30

2.05

2.43

5,188 

4,668 

17,348 

43,056 

16,017 

52,735 

19,866 

731,854 

9,375 

164,779 

– unapproved (Part I – UK) 

8,670 

83,915 

2,288 

140,446 

218,727 

2,964,654 

37,500 

1,046,717 

11 September 2015

19 May 2019

22 November 2019

7 April 2020

31 August 2013

20 May 2014

29 September 2014

6 March 2015

11 September 2015

19 May 2019

22 November 2019

7 April 2020

– unapproved overseas (Part I – Overseas) 

12,983 

68,857 

164,552 

225,308 

2,474,301 

892,189 

20,532 

17 March 2012

19 March 2013

20 May 2014

6 March 2015

19 May 2019

7 April 2020

14 June 2020

6.03  

2.00  

3.20  

3.10  

3.46  
4.42  

4.37  

5.78  

6.03  

2.00  

3.20  

3.10  

1.93  

2.14  

4.42  

5.78  

2.00  

3.10  

2.63  

Included within the Retained earnings reserve are 1,370,916 (2010 – 1,370,916) own ordinary shares held by the ESOP Trust, a general 
discretionary trust whose beneficiaries include current and former employees of the Group and their dependants. The book value  
of these shares at 31 December 2011 was £2.5m (2010 – £2.5m). The market values of these shares at 31 December 2011 and at  
12 March 2012 were £4.0m and £5.2m respectively (31 December 2010 – £5.2m, 7 March 2011 – £5.7m). 

www.inchcape.com 

129

B
U
S
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N
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S
S
R
E
V
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W

G
O
V
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R
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A
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C
E

F
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I

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Financial statements

Notes to the accounts continued 

12 Dividends 
The following dividends were paid by the Company: 

Interim dividend for the six months ended 30 June 2011 of 3.6p per share (2010 – nil per share) 
Final dividend for the year ended 31 December 2010 of 6.6p per share (2009 – nil per share) 

 2011 
£m 

16.5 
30.3 
46.8 

2010
£m 

–
–
–

A final proposed dividend for the year ending 31 December 2011 of 7.4p per share amounting to £34.1m is subject to approval by 
shareholders at the Annual General Meeting and has not been included as a liability as at 31 December 2011. 

13 Reserves 

At 1 January 2010 
Profit for the financial year 
Issue of ordinary share capital 
Share Consolidation and cancellation 
Net purchase of own shares by ESOP Trust 
Share-based payments charge (net of tax) 
At 1 January 2011 
Profit for the financial year 
Dividends 
Issue of ordinary share capital 
Net purchase of own shares by ESOP Trust 
Share-based payments charge (net of tax) 
At 31 December 2011 

Share 
capital
£m 

163.3
–
–
(116.9)
–
–
46.4
–
–
–
–
–
46.4

Share 
premium
£m 

Capital 
redemption 
reserve 
£m 

Profit 
and loss 
account
£m 

126.1
–
0.2
–
–
–
126.3
–
–
0.6
–
–
126.9

16.4 
– 
– 
116.9 
– 
– 
133.3 
– 
– 
– 
– 
– 
133.3 

405.7
56.7
–
(0.1)
(0.6)
6.5
468.2
326.6
(46.8)
–
(0.2)
7.3
755.1

Total
£m 

711.5
56.7
0.2
(0.1)
(0.6)
6.5
774.2
326.6
(46.8)
0.6
(0.2)
7.3
1,061.7

14 Principal subsidiaries at 31 December 2011 
The Company is a limited company incorporated in England and Wales whose shares are publicly traded on the London Stock 
Exchange. The principal subsidiaries in which the Company holds an investment are as follows: 

Inchcape Finance plc 
Inchcape International Holdings Limited  
Inchcape Overseas Limited 

United Kingdom 
United Kingdom 
United Kingdom 

100.0% 
100.0% 
70.0% 

Central treasury company 
Intermediate holding company 
Intermediate holding company 

Country of incorporation 

Shareholding 

Description 

130 

Inchcape plc ¦ Annual Report and Accounts 2011

 
 
 
 
 
 
 
Report of the independent auditors to the members of Inchcape plc 

Financial statements

Matters on which we are required to report by 
exception  
We have nothing to report in respect of the following matters 
where the Companies Act 2006 requires us to report to you if, in 
our opinion:  

(cid:2)(cid:3) adequate accounting records have not been kept by the 

parent company, or returns adequate for our audit have not 
been received from branches not visited by us; or  

(cid:2)(cid:3) the parent company Financial statements and the part of the 
Directors’ report on remuneration to be audited are not in 
agreement with the accounting records and returns; or  

(cid:2)(cid:3) certain disclosures of Directors’ remuneration specified by law 

are not made; or  

(cid:2)(cid:3) we have not received all the information and explanations we 

require for our audit. 

Other matter  
We have reported separately on the Group Financial statements 
of Inchcape plc for the year ended 31 December 2011.  

Mark Gill, 
(Senior Statutory Auditor) 
for and on behalf of PricewaterhouseCoopers LLP 
Chartered Accountants and Statutory Auditors 
London 
12 March 2012 

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We have audited the parent company Financial statements 
of Inchcape plc for the year ended 31 December 2011 which 
comprise the Company balance sheet, the accounting policies 
and the related notes. The financial reporting framework that has 
been applied in their preparation is applicable law and United 
Kingdom Accounting Standards (United Kingdom Generally 
Accepted Accounting Practice). 

Respective responsibilities of Directors and auditors  
As explained more fully in the statement of Directors’ 
responsibilities, the Directors are responsible for the preparation 
of the parent company Financial statements and for being 
satisfied that they give a true and fair view. Our responsibility is to 
audit and express an opinion on the parent company Financial 
statements in accordance with applicable law and International 
Standards on Auditing (UK and Ireland). Those standards require 
us to comply with the Auditing Practices Board’s Ethical 
Standards for Auditors.  

This report, including the opinions, has been prepared for and 
only for the Company’s members as a body in accordance with 
Chapter 3 of Part 16 of the Companies Act 2006 and for no other 
purpose. We do not, in giving these opinions, accept or assume 
responsibility for any other purpose or to any other person to 
whom this report is shown or into whose hands it may come 
save where expressly agreed by our prior consent in writing. 

Scope of the audit of the Financial statements 
An audit involves obtaining evidence about the amounts and 
disclosures in the Financial statements sufficient to give 
reasonable assurance that the Financial statements are free from 
material misstatement, whether caused by fraud or error. This 
includes an assessment of: whether the accounting policies are 
appropriate to the parent company’s circumstances and have 
been consistently applied and adequately disclosed; the 
reasonableness of significant accounting estimates made by the 
Directors; and the overall presentation of the Financial 
statements. In addition, we read all the financial and  
non-financial information in the Annual Report to identify material 
inconsistencies with the audited Financial statements. If we 
become aware of any apparent material misstatements or 
inconsistencies we consider the implications for our report. 

Opinion on Financial statements  
In our opinion the parent company Financial statements:  

(cid:2)(cid:3) give a true and fair view of the state of the Company’s affairs 

as at 31 December 2011; 

(cid:2)(cid:3) have been properly prepared in accordance with United 
Kingdom Generally Accepted Accounting Practice; and  

(cid:2)(cid:3) have been prepared in accordance with the requirements of 

the Companies Act 2006. 

Opinion on other matters prescribed by the 
Companies Act 2006  
In our opinion:  

(cid:2)(cid:3) the part of the Directors’ report on remuneration to be audited 

has been properly prepared in accordance with the 
Companies Act 2006; and  

(cid:2)(cid:3) the information given in the Directors’ Report for the financial 
year for which the parent company Financial statements are 
prepared is consistent with the parent company 
Financial statements. 

www.inchcape.com 

131

 
 
 
 
 
 
 
 
Shareholder information

Shareholder information

Registered office
Inchcape plc
22a St James’s Square 
London SW1Y 5LP

Tel: +44 (0) 20 7546 0022

Fax: +44 (0) 20 7546 0010

Registered number 609782

Advisors
Auditors
PricewaterhouseCoopers LLP 
Chartered Accountants and  
Registered Auditors

Share registrars
Computershare Investor Services PLC

Registrar’s Department, The Pavilions  
Bridgwater Road 
Bristol BS99 7NH

Tel: +44 (0) 870 707 1076

Solicitors
Slaughter and May

Corporate brokers
Investec

JP Morgan Cazenove

Inchcape PEPs 
Individual Savings Accounts (ISAs) replaced Personal Equity 
Plans (PEPs) as the vehicle for tax efficient savings. Existing PEPs 
may be retained. Inchcape PEPs are managed by The Share 
Centre Ltd, who can be contacted at PO Box 2000, Oxford 
House, Oxford Road, Aylesbury, Buckinghamshire HP21 8ZB

Tel: +44 (0) 1296 414144

Inchcape ISA
Inchcape has established a Corporate Individual Savings 
Account (ISA).  This is managed by Equiniti Financial Services 
Limited, Aspect House, Spencer Road, Lancing, West Sussex 
BN99 6DA

Tel: 0870 300 0430

International callers:  
Tel: +44 121 441 7560

More information is available at  
www.shareview.com

Financial calendar
Annual General Meeting
10 May 2012

Announcement of 2012 interim results
July 2012

132 

Inchcape plc ¦ Annual Report and Accounts 2011

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Inchcape plc
22a St James’s Square
London SW1Y 5LP
T +44 (0) 20 7546 0022
F +44 (0) 20 7546 0010

www.inchcape.com
Registered number 609782