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Innodata

inod · NASDAQ Technology
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Ticker inod
Exchange NASDAQ
Sector Technology
Industry Information Technology Services
Employees 5001-10,000
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FY2020 Annual Report · Innodata
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Fellow Stockholders, 

In 2021, we are ushering in what I believe will be an era of growth and excitement for our 

company. My confidence comes from what we accomplished in 2020: despite the ravages of a 

global pandemic that slowed business to a crawl, we acquired 20 new customers for the AI-

related services we launched in late 2019 – more new customers than our digital data solutions 

business had acquired in the past three years combined – and we grew revenues, improved 

earnings, and increased our cash balances. 

Now it’s clearly time to scale. 

Our growth plan calls for significantly expanding our sales team from an average of 15 in 2020 

to a forecasted 98 by the end of 2021.1 Our plan also calls for continuing to invest in our 

proprietary AI technology platform that drives our products and services and several new 

platforms. We expect to fully fund these investments from our internal resources without a 

need for outside financing. 

We’re seeing blue-sky growth trajectory in each of our three product/service categories. 

AI/ML Industry Platforms

AI/ML Solutions

Data Annotation

Proprietary 
"Goldengate" AI 
Technology 
Platform

Our “Data Annotation” offering - which we 

consider to be our foundational offering - 

is geared towards helping data sciences 

teams create and manage the training 

data that is required to build and maintain high-performing AI algorithms. AI applications are 

1 We plan to exit 2021 with 63 sales executives; 25 business development resources; and 10 sales managers and sales 
enablement directors. 

1 

 
  
 
 
 
 
 
 
 
 
trained with data, rather than mainly programmed with computer code, which means high-

quality training data is a must-have for any company that expects its AI applications to perform 

well. 

The AI data training market is estimated at $1.9 billion this year and is expected to grow to $3.2 

billion by 2023,2  essentially tracking the enormous growth expected in AI overall. We believe 

each day our Innodata brand strengthens in this market and we are getting more and more 

valuable outreaches from companies embarking on their AI journeys. At the same time, we’re 

continuing to see expanded opportunities within current customers. 

This year, we expect to launch a data annotation platform for text that we anticipate will 

quickly be perceived as best-in-class. Our plan is that it will incorporate AI in ways that existing 

tools in the market do not, reducing the cost of data annotation and improving consistency and 

quality of output. The global data annotation tools market was valued at $695 million in 2019, 

and is projected to reach $6.5 billion by 2027, which is a compound annual growth rate (CAGR) 

of 33%.3  

In our next category of services, “AI/ML Solutions”, we help businesses apply AI/ML algorithms 

that we engineer and maintain to derive actionable insights from unstructured text or to 

automate text-dependent business processes, fundamentally aligning the way work is done to 

an era of human + machine. In this solutions category, we are both generating the training data 

and engineering the AI algorithms that can be utilized as digital services, or application 

programming interfaces (APIs), delivered via the Cloud. This means we can help a business 

generate insights from any kind of complex document. It also means we can help businesses 

significantly lower the operating costs of humans working with documents to make decisions. 

2 Data Engineering, Preparation, and Labeling for AI 2020 (Cognilytica Research, January 31, 2020). 
3 Data Annotation Tools Market to 2027 - Global Analysis and Forecasts by Type; Annotation Type; End-user (ReportLinker, 
March 2020). 

2 

 
 
 
 
 
The document analytics market is also fast-moving and dynamic, expected to grow at a CAGR of 

48% from 2020 to 2027, reaching $12 billion by 2027.4  

In our “AI/ML Industry Platforms” category, we’re embedding our high-performing AI within 

products used to re-model legacy, niche industry workflows. We presently have two such 

products. Our Agility SaaS platform now competes in the $4.5 billion media intelligence 

solutions market helping public relations and media communications professionals distribute, 

monitor and analyze news.5 We have great ambitions for Agility as it has been particularly well-

received by the market. In fact, reviewers on G2 Crowd have ranked Agility as meeting the 

needs of customers better than its two largest competitors that have combined revenues of 

over $1 billion.6 Within Agility, we use AI to bolster both the quality of our databases and to 

perform high-value monitoring. Our Synodex industry platform extracts analytical data from 

medical records. Thanks to AI, our Synodex platform is delivering increased throughput speeds 

at a lower cost. Consequently, we think it will enable us to address several new markets that 

would benefit from faster, more automated, but highly accurate, medical data extraction. For 

example, the global artificial intelligence (AI) in healthcare market is forecast to reach a market 

size of $62 billion by 2027, up from $3 billion this year, with a CAGR of 43.6%.7   

We view our product/service architecture as synergetic. Each product/service is increasingly 

powered by our proprietary, state-of-the-art AI platform we call Goldengate. Using Goldengate 

in combination with our subject matter experts (SMEs), we build high-performing, cutting-edge 

models that address real-world problems. Goldengate serves up no-code AI with transfer 

learning built on generative language models we have developed and perfected over the past 

five years of deploying industrial deep neural networks. Our 2021 journey is to further AI-

4 Document Analytics Market by Product Type (Solution and Services), Deployment Type, Industry Vertical (BFSI, Government, 
Healthcare, Retail and ecommerce, Manufacturing, Transportation), Organization Size, and Region - Global Forecast to 2027 
(Meticulous Research®, December 2020). 
5 Media Intelligence and Public Relations Software/Information Global Share & Segment Sizing 2020 (Burton-Taylor, May 2020). 
6 https://www.agilitypr.com/wp-content/uploads/2021/03/g2-compare-agility-cision-meltwater-210312.pdf 
7 Artificial Intelligence in Healthcare Market by Offering (Hardware, Software), By Technology (Machine Learning, Context-
Aware Computing, Natural Language Processing, Computer Vision), By End-Use (Hospitals & Healthcare Providers), and Region 
Forecast To 2027 (Reports and Data, January 2021). 

3 

 
 
 
 
enable Synodex, Agility and our data annotation platform using Goldengate and to build it into 

customer solutions; in 2022, we intend to commercialize it further as both a customer-facing 

technology and as the engine under other potential industry solutions. Meanwhile, as we both 

train and deploy Goldengate services within new business cases, we expect to identify more 

opportunities to build industry SaaS platforms.  

Five years ago, propelled by the belief that data and AI would reorder technology and business, 

we embarked on a journey that would enable us to derive operational benefits with AI near 

term while pivoting to larger markets in the longer term. As a result of this journey, we’ve 

transformed and clarified the business and prospects of Innodata, with a clear drive and 

direction. The realization of the vision we had for Innodata is now at hand. I believe we will 

continue to reap the rewards of these investments in the years ahead in the form of strong, 

profitable growth with unique beachheads of future opportunity. The common theme will 

continue to be lines of business that require or otherwise benefit from high-quality data and 

high-performing AI. 

As we proceed on our path, we will continue to have a long-term outlook. This year, we will be 

measuring ourselves against metrics most indicative of attaining market leadership and 

customer loyalty: existing customer expansions; new logo acquisition; revenue growth; new use 

cases supported; customer satisfaction; the strength of our brand.  

I want to take this opportunity to thank my indefatigable and immensely talented global team. 

Together we figured out how to shift nearly four thousand global staff to remote working 

within a matter of days, missing not a single customer deliverable along the way.  We’re now 

practically 100% Cloud-based and remote, which means lower fixed operating costs and greater 

scalability. The COVID-19 pandemic forced us to find another way, and we’ve made lemonade 

when the world got served lemons. 

4 

 
 
 
 
 
I also want to thank you, my fellow stockholders, for the trust you have shown in us. We very 

much appreciate your confidence, and stewarding your investment in the company is a 

responsibility that we take most seriously. Toward that end, we will provide transparent 

accountability around the returns we’re getting as we make investments to position our 

organization for continuing growth in coming years on a consolidated basis, supported by 

growth in each of our underlying businesses. 

We’re truly excited about where we see the business going. This year, we’re expecting to 

deliver growth in 2021 both on a consolidated basis and across each of our business segments 

as we continue to undertake the kinds of initiatives that we believe will make us an increasingly 

valuable player in the AI ecosystem.  

Thank you for your interest and support. 

Sincerely,	

Jack	S.	Abuhoff	
President	&	CEO	
April	21,	2021	

Forward Looking Statements 

This  letter  may  contain  forward-looking  statements  within  the  meaning  of  Section  21E  of  the 
Securities and Exchange Act of 1934, as amended, and Section 27A of the Securities Act of 1933, 
as amended. Words such as “project,” “believe,” “expect,” “can,” “continue,” “could,” “intend,” 
“may,”  “should,”  “will,”  “anticipate,”  “indicate,”  “forecast,”  “predict,”  “likely,”  “goals,” 
“estimate,” “plan,” “potential,” or the negatives thereof and other similar expressions generally 
identify forward-looking statements, which speak only as of the date hereof. 

These  forward-looking  statements  are  based  on  management’s  current  expectations, 
assumptions  and  estimates  and  are  subject  to  a  number  of  risks  and  uncertainties,  including 
without  limitation,  the  expected  or  potential  effects  of  the  novel  coronavirus  (COVID-19) 
pandemic and the responses of governments, the general global population, our customers, and 

5 

 
 
 
 
	
	
	
	
 
 
the  Company  thereto;  that  contracts  may  be  terminated  by  clients;  projected  or  committed 
volumes  of  work  may  not  materialize;  continuing  Digital  Data  Solutions  segment  reliance  on 
project-based  work  and  the  primarily  at-will  nature  of  such  contracts  and  the  ability  of  these 
clients  to  reduce,  delay  or  cancel  projects; the  likelihood  of  continued  development  of  the 
markets,  particularly  new  and  emerging  markets,  that  our  services  support; continuing  Digital 
Data Solutions segment revenue concentration in a limited number of clients; potential inability 
to  replace  projects  that  are  completed,  canceled  or  reduced;  our  dependency  on  content 
providers in our Agility segment; difficulty in integrating and deriving synergies from acquisitions, 
joint  venture  and  strategic  investments;  potential  undiscovered  liabilities  of  companies  and 
businesses that we may acquire; potential impairment of the carrying value of goodwill and other 
acquired intangible assets of companies and businesses that we acquire; changes in our business 
or growth strategy; a continued downturn in or depressed market conditions, whether as a result 
of  the  COVID-19  pandemic  or  otherwise;  changes  in  external  market  factors;  the  ability  and 
willingness  of  our  clients  and  prospective  clients  to  execute  business  plans  that  give  rise  to 
requirements for our services; changes in our business or growth strategy; the emergence of new 
or growth in existing competitors; various other competitive and technological factors; our use 
of and reliance on information technology systems, including potential security breaches, cyber-
attacks,  privacy  breaches  or  data  breaches  that  result  in  the  unauthorized  disclosure  of 
consumer, client, employee or Company information, or service interruptions; and other risks 
and  uncertainties  indicated  from  time  to  time  in  our  filings  with  the  Securities  and  Exchange 
Commission. 

Our  actual  results  could  differ  materially  from  the  results  referred  to  in  forward-looking 
statements. Factors that could cause or contribute to such differences include, but are not limited 
to, uncertainty around the COVID-19 pandemic and the effects of the global response thereto 
and the risks discussed in Part I, Item 1A. “Risk Factors,” Part II, Item 7. Management’s Discussion 
and  Analysis  of  Financial  Condition  and  Results  of  Operations,  and  other  parts  of  our  Annual 
Report on Form 10-K, filed with the Securities and Exchange Commission on March 15, 2021, as 
updated or amended by our other filings with the Securities and Exchange Commission. In light 
of these risks and uncertainties, there can be no assurance that the results referred to in the 
forward-looking  statements  will  occur, and  you  should  not  place  undue  reliance  on  these 
forward-looking statements. We undertake no obligation to update or review any guidance or 
other forward-looking statements, whether as a result of new information, future developments 
or otherwise, except as may be required by the Federal securities laws. 

6 

 
  
	
UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
WASHINGTON, D.C. 20549 

(Mark One) 
þ    ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934  

For the fiscal year ended December 31, 2020 

o   TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934  

FORM 10-K 

Commission file number 001-35774 

INNODATA INC. 
(Exact name of registrant as specified in its charter) 

Delaware 
 (State or other jurisdiction of  
incorporation or organization) 

55 Challenger Road 
Ridgefield Park, New Jersey 
 (Address of principal executive offices)  

13-3475943 
(I.R.S. Employer Identification No.) 

07660 
(Zip Code) 

(201) 371-8000 
(Registrant's telephone number) 

Securities registered under Section 12(b) of the Exchange Act: 

Title of each class 

Trading Symbol(s) 

Common Stock  
Preferred Stock 
Purchase Right 

INOD  
N/A 

Name of each exchange on which 
registered 
The NASDAQ Stock Market LLC 
N/A 

Securities registered under Section 12(g) of the Exchange Act:  

   None 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.  
Yes o   No þ 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Exchange 
Act. Yes o   No þ 

Indicate  by  check  mark  whether  the  Registrant  (1)  has  filed  all  reports  required  to  be  filed  by  Section  13  or  15(d)  of  the 
Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the Registrant was required 
to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes þ   No o 

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted 
pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period 
that the registrant was required to submit such files).    Yes  þ    No o  

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller 
reporting company, or an emerging growth company. See definitions of “large accelerated filer,” “accelerated filer,” “smaller 
reporting company” and “emerging growth company” in Rule 12b-2 of the Exchange Act. 
Large accelerated filer o 
Emerging growth company o 

Non-accelerated  filer    þ                    Smaller  reporting  company    þ   

Accelerated filer o 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period 
for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. 
o 

Indicate  by  check  mark  whether  the  registrant  has  filed  a  report  on  and  attestation  to  its  management’s  assessment  of  the 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
effectiveness  of  its  internal  control  over  financial  reporting  under  Section  404(b)  of  the  Sarbanes-Oxley  Act  (15  U.S.C. 
7262(b)) by the registered public accounting firm that prepared or issued its audit report.         o 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). 

Yes o   No þ 

The aggregate market value of the registrant’s common stock held by non-affiliates of the registrant (based on the closing price 
reported on The Nasdaq Stock Market on June 30, 2020) was $29,436,447. 

The number of outstanding shares of the registrant’s Common Stock, $.01 par value, as of March 8, 2021 was 25,859,483. 

DOCUMENTS INCORPORATED BY REFERENCE 

Portions of the Registrant’s definitive proxy statement for the 2021 Annual Meeting of Stockholders are incorporated by 
reference in Items 10,11,12,13 and 14 of Part III of this Form 10-K.

 
 
 
 
 
 
 
 
 
INNODATA INC. 
Form 10-K 
For the Year Ended December 31, 2020 

TABLE OF CONTENTS   

Part I 

Business 
Risk Factors 
Unresolved Staff Comments 
Properties 
Legal Proceedings 
Mine Safety Disclosures 

Part II 
Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer 
Purchases of Equity Securities 
Selected Financial Data 
Management’s Discussion and Analysis of Financial Condition and Results of 
Operations 
Quantitative and Qualitative Disclosures about Market Risk 
Financial Statements and Supplementary Data 
Changes in and Disagreements with Accountants on Accounting and Financial 
Disclosure  
Controls and Procedures 
Management’s Annual Report on Internal Control over Financial Reporting  
Other Information 

Part III 

Directors, Executive Officers and Corporate Governance 
Executive Compensation 
Security Ownership of Certain Beneficial Owners and Management and Related 
Stockholder Matters 
Certain Relationships and Related Transactions, and Director Independence 
Principal Accountant’s Fees and Services 

Item 1. 
Item 1A. 
Item 1B. 
Item 2. 
Item 3. 
Item 4. 

Item 5. 

Item 6. 
Item 7. 

Item 7A. 
Item 8. 
Item 9. 

Item 9A. 

Item 9B. 

Item 10. 
Item 11. 
Item 12. 

Item 13. 
Item 14. 

Page 
4 
13 
26 
26 
26 
26 

27 
27 

27 
35 
35 

35 

35 
36 

37 
37 

37 
37 
37 

Item 15. 
Item 16. 

Exhibits, Financial Statement Schedules 
Form 10-K Summary                                                                                                                                          

          37 
          38 

Part IV 

Signatures 

38 

3 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
PART I 

Cautionary Note Regarding Forward-Looking Statements 

Disclosures  in  this  Annual  Report  on  Form  10-K  (this  “Report”)  contain  certain  forward-looking 
statements within the meaning of Section 21E of the Securities and Exchange Act of 1934, as amended, and 
Section  27A  of  the  Securities  Act  of  1933,  as  amended.  These  forward-looking  statements  include,  without 
limitation, statements concerning our operations, economic performance, and financial condition. Words such 
as  “project,”  “believe,”  “expect,”  “can,”  “continue,”  “could,”  “intend,”  “may,”  “should,”  “will,” 
“anticipate,” “indicate,” “predict,” “likely,” “estimate,” “plan,” “potential,” or the negatives thereof, and 
other similar expressions generally identify forward-looking statements.   

These forward-looking statements are based on management’s current expectations, assumptions and 
estimates and are subject to a number of risks and uncertainties, including, without limitation, the expected or 
potential  effects  of  the  novel  coronavirus  (“COVID-19”)  pandemic  and  the  responses  of  governments,  the 
general  global  population,  our  customers,  and  the  Company  thereto;  that  contracts  may  be  terminated  by 
clients;  projected  or  committed  volumes  of  work  may  not  materialize;  continuing  reliance  on  project-based 
work in the DDS segment and the primarily at-will nature of such contracts and the ability of these clients to 
reduce, delay or cancel projects; the likelihood of continued development of the markets, particularly new and 
emerging  markets,  that  our  services  support;  continuing  DDS  segment  revenue  concentration  in  a  limited 
number  of  clients;  potential  inability  to  replace  projects  that  are  completed,  canceled  or  reduced;  our 
dependency on content providers in our Agility segment; difficulty in integrating and deriving synergies from 
acquisitions,  joint  venture  and  strategic  investments;  potential  undiscovered  liabilities  of  companies  and 
businesses that we may acquire; potential impairment of the carrying value of goodwill and other acquired 
intangible assets of companies and businesses that we acquire; changes in our business or growth strategy, 
such as our re-design of our solutions and product portfolio in 2019; a continued downturn in or depressed 
market conditions, whether as a result of the COVID-19 pandemic or otherwise; changes in external market 
factors; the ability and willingness of our clients and prospective clients to execute business plans that give rise 
to requirements for our services; changes in our business or growth strategy; the emergence of new, or growth 
in existing competitors; various other competitive and technological factors; the Company’s use of and reliance 
on information technology systems, including potential security breaches, cyber-attacks, privacy breaches or 
data breaches that result in the unauthorized disclosure of consumer, client, employee or Company information, 
or service interruptions; and the risks discussed in Part I, Item 1A. “Risk Factors” included in this Report, 
“Part II, Item 7. “Management’s Discussion and Analysis of Financial Condition and Results of Operations,” 
and other parts of this Report and in our other filings that we may make with the Securities and Exchange 
Commission (the “SEC”). 

Our actual results could differ materially from the results referred to in forward-looking statements.  
In light of these risks and uncertainties, there can be no assurance that the results referred to in the forward-
looking statements will occur, and you should not place undue reliance on these forward-looking statements. 
These forward-looking statements speak only as of the date hereof. 

We undertake no obligation to update or review any guidance or other forward-looking statements, 
whether as a result of new information, future developments or otherwise, except as may be required by the 
federal securities laws. 

. 

Item 1. Business.    

Business Overview 

Innodata Inc. (NASDAQ: INOD) (including its subsidiaries, the “Company”, “Innodata”, “we”, “us” 
or “our”) is a global data engineering company. We solve complex data challenges using artificial intelligence 
(AI) and human expertise.  

4 

 
 
 
 
 
 
  
 
We provide large-scale data annotation services and platforms to companies who require high-quality 
data for training AI and machine learning (ML) algorithms. We also provide AI/ML-based solutions to help 
companies apply AI/ML to real-world problems relating to analyzing and deriving insights from documents. 
For industry-specific, document-intensive industry use cases, we provide AI-augmented software-as-a-service 
(SaaS) platforms and discrete managed services. 

Our platforms and services are powered by Goldengate, our proprietary AI/ML platform, as well as 
other technologies we have developed.  In addition, we bring to bear 3,500 + employees spanning nine countries 
with  expertise  in  data  pertaining  to  many  professional  fields.  Our  hybrid  approach  of  using  AI/ML  in 
conjunction with human experts enables us to deliver superior data quality with even the most complex and 
sensitive data. 

We developed our capabilities and honed our customer- and quality-centric culture progressively over 
the last 30 years creating high-quality data for many of the world’s most demanding information companies. 
Approximately  five  years  ago,  we  formed  Innodata  Labs,  a  research  and  development  center,  to  research, 
develop and apply machine learning and emerging AI to our large-scale, human-intensive data operations. In 
2019, we began packaging the capabilities that emerged from our R&D efforts in order to align with several 
fast-growing new markets and help companies use AI/ML to drive performance benefits and business insights. 
We anticipate this strategy will enable us to accelerate growth. 

Market Opportunities 

Data Annotation 

Companies across industry verticals are increasingly seeking to develop AI-based applications for an 
ever-increasing  variety  of  use  cases  such  as  self-driving  cars,  surveillance  systems,  automated  medical 
diagnostics,  digital  assistants  and  chatbots  and  contract  review.  These  applications  depend  upon  high-
performing AI algorithms in areas such as speech recognition, image recognition, and text recognition. 

Unlike traditional computer applications that are programmed in languages like Python and Java to tell 
computers what to do, AI applications can be created with little to no programming. Instead, AI applications 
are trained with large quantities of input data and expected output data. Leveraging such data,  the AI application 
learns on its own from the data itself through a series of regressions. Developing high-quality training data is 
critical for the AI to perform correctly, but often requires technology and skilled human resources that data 
science  teams  lack.  Moreover,  developing  high-quality  data  takes  up  80%  of  the  time  for  most  AI  and ML 
projects.1 

We train AI algorithms for social media companies, robotics companies, financial services companies, 
and  many  others,  working  with  images,  text,  video  and  audio.  Data  sciences  teams  seek  partners  that  can 
perform data preparation functions for them at large-scale and at high quality, while using automated tools to 
minimize  cost.  Moreover,  as  AI  projects  become  more  specialized  and  mission-critical,  data  preparation  is 
becoming increasingly complex, requiring deep domain knowledge and an infrastructure in which data security 
is assured. We believe that Innodata is ideally situated to be such a partner. 

We  utilize  a  variety  of  leading  third-party  image  and  video  annotation  tools.  For  text,  we  use  our 
proprietary text annotation platform that incorporates AI to reduce cost while improving consistency and quality 
of output. Our proprietary text annotation platform features auto-tagging capabilities that apply to both classical 
and generative AI tasks. It also encapsulates many of the innovations we have conceived of in the course of our 
30-year history of creating high-quality data. We are developing a new version of our text annotation platform 
for customer use which we anticipate will be a source of competitive differentiation and potential SaaS licensing 

1 Cognilytica Research, Data Engineering, Preparation, and Labeling for AI in 2019 (January 31, 2019) 

5 

 
 
 
 
 
revenue. 

The AI data training market is estimated at $1.9 billion this year and is expected to grow to $3.2 billion 
by 2023,2  essentially proxying the enormous growth expected in AI overall ($18 billion in 2020, $44 billion in 
2024, a 24% CAGR).3 Similarly, the global data annotation tools market was valued at $695 million in 2019, 
projected to reach $6.5 billion by 2027, which is a CAGR of 33%.4 

AI/ML Solutions 

We also provide AI/ML solutions to companies that intensively process textual data and seek to obtain 
the benefits of AI/ML technologies without having to develop AI/ML engineering capabilities in-house. For 
such companies, we often integrate one or more of our pre-trained text processing algorithms as a foundation 
for an overall solution. Our algorithms are accessible as microservices via application programming interfaces 
(APIs), enabling easy integration. 

In conjunction with AI/ML solutions, we often provide a range of data engineering support services, 
including data transformation, data curation, data hygiene, data consolidation, data compliance, and master data 
management. 

Our customers span a diverse range of industries and a wide range of AI use cases, benefiting from the 

short time-to-value and high economic returns our AI/ML solutions provide. 

The  AI  solutions  market  is  expected  to  grow  at  a  24%  CAGR  reaching  $44  billion  in  2024.  The 
document analytics market - a subset of the overall AI solutions market - is also fast-moving and dynamic, 
expected to grow at a CAGR of 48% from 2020 to 2027, reaching $12 billion by 2027.5 Meanwhile, overall 
enterprise AI spend that is projected to reach $53.06 billion by 2026, registering a CAGR of 35.4% from 2019 
to 2026.6 

AI/ML Industry Platforms 

Our industry platforms address specific, niche market requirements that we believe we can fulfill in 
large part with our AI/ML technologies. We deploy these industry platforms as software-as-a-service (SaaS) 
and as managed services.  To date, we have built an industry platform for medical records data extraction and 
transformation  (which  we  brand  as  “Synodex®”)  and  for  marketing  communications/public  relations  news 
distribution and monitoring (which we brand as “Agility PR Solutions”). 

Our  Synodex  industry  platform  transforms  medical  records  into  useable  digital  data  organized  in 
accordance  with  our  proprietary  data  models  or  client  data  models.  At  the  end  of  2020,  we  had  20  clients 
utilizing  our  Synodex  platform,  including  John  Hancock  Insurance,  the  insurance  operating  unit  of  John 
Hancock  Financial  (a  division  of  Manulife)  and  one  of  the  largest  life  insurers  in  the  United  States.  As  we 
further integrate AI into the platform, we aim to address the needs of the healthcare sector, which is increasingly 
seeking to search, analyze, and interpret vast volumes of patient data, improve clinical documentation and make 

2 Cognilytica Research, Data Engineering, Preparation, and Labeling for AI 2020 (January 31, 2020) 
3 IDC, Worldwide Artificial Intelligence Systems Spending Guide, September 2019. 
4 "Data Annotation Tools Market to 2027 - Global Analysis and Forecasts by Type ; Annotation Type ; End-user" (ReportLinker, 
March 2020). 
5 “Document Analytics Market by Product Type (Solution and Services), Deployment Type, Industry Vertical (BFSI, Government, 
Healthcare, Retail and ecommerce, Manufacturing, Transportation), Organization Size, and Region - Global Forecast to 2027” 
(Meticulous Research®, December 2020) 
6 Allied Market Research, Enterprise Artificial Intelligence (AI) Market Outlook-2026 (2020) 

6 

 
 
computer-assisted coding more efficient.  The global artificial intelligence (AI) in healthcare market is forecast 
to reach a market size of $62 billion by 2027, up from $3 billion this year, with a CAGR of 43.6%.7 

Our Agility industry platform provides marketing communications and public relations professionals 
with the ability to target and distribute content to journalists and social media influencers world-wide and to 
monitor and analyze global news (print, web, radio and TV) and social media.  Agility is now ranked by software 
review site G2 Crowd as meeting the requirements of customers better than its two largest competitors that have 
combined revenues of over $1 billion.8 Agility operates in the $4.5 billion media intelligence solutions market.9 

The Company’s operations are presently classified and reported in three reporting segments: Digital 

Data Solutions (DDS), Synodex and Agility. 

Competitive Strengths 

Our Data Quality 

We believe we achieve industry-leading data quality by leveraging our technology, our large staff of 
human experts, and the culture we have cultivated over many years of providing high-quality data to the most 
demanding customers. 

For the past five years, we have been designing and refining our approach for combining human experts 
and AI to produce large-scale, highly accurate data. In our approach, AI networks automatically perform much 
of the required processing and human experts perform processing that the AI cannot perform at a high level of 
confidence. The human output is fed back into the AI networks, which, as a result, “learn” and become “smarter” 
over time, achieving progressively greater levels of automation while maintaining the highest levels of quality. 
(See “Our Technology”, below.) 

Our 3,500+ experts have deep domain knowledge in a wide diversity of data domains. They are selected 
on  the  basis  of  data  acumen,  analytical  ability,  and  deep  domain  proficiency.  (See  “Our  Domain  Experts”, 
below.)   

Our culture of quality is critical to achieving and sustaining high data quality. Our culture has been 
cultivated over our decades of experience performing data-related tasks for leading global companies, including 
the  four  largest  global  information  companies  with  which  we  have  10-plus  year  relationships  building  and 
maintaining many of their leading data products. 

We  maintain  independent  quality  assurance  centers  that  comply  with  and  are  certified  to  the  ISO 

9001:2008 quality management system standards. 

Our Domain Experts 

We  have  over  3,500+  employees  with  deep  data  domain  expertise  in  various  fields,  including  law, 
sciences, health, finance, and technology. Many of them hold advanced degrees. They process data in over 25 
languages.  Most  work  from  our  global  operations  centers  in  India,  Israel,  Germany,  Sri  Lanka  and  the 
Philippines. For annotating complex or sensitive data, our expert staff provides an attractive alternative to the 
crowdsourced labor pools utilized by many of our competitors typically for mundane tasks. They are especially 
well-suited for high-context data, such as legal contract classification, medical images, medical records, and 
scientific and legal literature. 

7 Artificial Intelligence In Healthcare Market By Offering (Hardware, Software), By Technology (Machine Learning, Context-Aware 
Computing, Natural Language Processing, Computer Vision), By End-Use (Hospitals & Healthcare Providers), and Region Forecast 
To 2027 (Reports and Data, January 2021)  
8 https://www.agilitypr.com/wp-content/uploads/2021/03/g2-compare-agility-cision-meltwater-210312.pdf 
9 Burton-Taylor, Media Intelligence and public Relations Software/Information Global Share & Segment Sizing 2020 (May 2020) 

7 

 
 
 
 
 
 
 
 
 
 
 
 
 
Our Technology 

Over  the  past  four  years,  we  have  built  a  technology  infrastructure  that  automates  complex  data 
annotation and other data engineering tasks. Our technology infrastructure combines advanced dataflow, deep 
learning  (a  branch  of  AI),  and  purpose-built  applications  used  by  human  experts,  which  we  refer  to  as 
“workbenches”. This infrastructure enables us to perform data annotation and other data engineering tasks at 
progressively higher levels of efficiency without compromising quality as it continuously learns from human 
experts. 

Our  proprietary,  state-of-the-art  Goldengate  platform  is  our  core  AI  technology  stack.  Goldengate 
accepts a wide range of documents –including images, PDFs, and web copy – and performs a series of cognitive 
tasks to extract intelligence and create analytical data that people can use for generating inferences and powering 
analytical applications. It serves up no-code AI with transfer learning built on generative language models we 
have developed over the past five years of deploying industrial deep neural networks. Goldengate serves as the 
foundational technology for the AI projects we perform for customers, as well as the AI-under-the-hood that 
powers our data annotation platform and our industry platforms. One of the main benefits of the platform is that 
it’s “no-code”, so it doesn’t require a large number of data scientists to build models or require a data science 
platform to orchestrate models and update models. Using Goldengate in combination with our SMEs, we are 
able to build high-performing, cutting-edge models that address real-world problems. Our 2021 journey is to 
further AI-enable Synodex, Agility and our data annotation platform using Goldengate; in 2022, we intend to 
commercialize it further as both a customer-facing technology and as the engine under other potential industry 
solutions. 

Goldengate functionality can be consumed as domain-specific and task-specific microservices each of 
which  performs  a  discrete  data-related  task  automatically.  Each  AI  microservice  may  be  invoked  by  the 
dataflow  via  a  RESTful  API.  Many  complex  data  problems  can  be  solved  with  a  combination  of  these 
microservices.  Capabilities  include  deep  sequence  labelling,  categorization,  segmentation  and  sequence-to-
sequence  mapping.  For  each  cognitive  task  an  AI  microservice  performs,  it  provides  a  confidence  score.  A 
confidence score at or above an established accuracy threshold means no human expert review is required. A 
confidence score below an established accuracy threshold means human expert review is required.  

When expert review is required, the dataflow automatically routes data to an appropriate human expert. 
Our  human  experts  use  workbenches  that  enable  them  to  quickly  and  efficiently  review  the  data  and  make 
judgements. The workbenches then retroactively feed back the expert-reviewed work into Goldengate’s deep 
neural network, enabling it to learn and become smarter. This feature is commonly known as “human-in-the-
loop”. It results in continuous, predictable improvement and progressively greater levels of automation. 

To support our Agility industry platform, we have built a fully scalable, cloud-based infrastructure that 
powers a SaaS experience for global clients on a 24/7 basis. It includes (i) an AI/ML-powered big data media 
intelligence  platform  that  indexes  two  billion  media  items  per  year,  powering  media  monitoring,  media 
enrichment, and media database APIs; (ii) a full targeting workflow platform that integrates media targeting, 
content curation, content distribution, integrated newswires, and a newsroom; (iii) a comprehensive database of 
more than one million global media influencers and journalists; (iv) a media monitoring and analytics engine; 
and (v) a workflow platform for media database research combining AI and machine learning to streamline 
research workflows for discovery and maintenance of our database. 

To support our Synodex intelligent automation platform, we have built technologies for transforming 
imaged medical records and HL7/FHIR electronic health records (EHR) systems into digital data conforming 
to  proprietary  insurance  medical  data  dictionaries  that  span  diseases  and  impairments,  diagnostic  tests, 
pharmacology  and  support  industry  standard  codes  such  as  ICD-10  as  well  as  rules  engines  for  processing, 
analyzing and displaying the digital data. 

8 

 
 
 
 
 
 
 
 
 
Our Infrastructure 

Our  infrastructure  supports  a  range  of  strategies  to  suit  our  clients’  requirements  for  data  security, 
compliance, scalability and reliability. We host data and applications in our own data centers at our operations 
centers,  in  our  clients’  data  centers,  and  on  third-party  cloud  services  that  provide  the  benefit  of  “infinite 
scalability” of hardware resources. Our data operations are linked by multiple redundant network connections. 
Our Wide Area Network – along with our Local Area Networks, Storage Area Networks, Network Attached 
Storage and data centers – are configured with industry standard redundancy, often with more than one backup 
to  establish  24x7  availability.   In  2020,  our  Wide  Area  Network  had  99.96%  uptime  excluding  scheduled 
maintenance.  We  encrypt  all  sensitive  information,  both  at  rest  and  in  transit,  to  the  Advanced  Encryption 
Standard (AES) 256 or similar standard, and we employ a range of security features, including industry-leading 
managed firewalls and intrusion detection and prevention services. (See “Information Security”, below.) 

Our Breath of Capabilities 

We  are  able  to  address  clients  at  their  highest  point  of  need.  For  example,  we  may  provide  data 
annotation  for  a  data  sciences  team  at  a  bank  that  is  building  an  AI  application  to  manage  complex  loan 
agreements. For another banking client with the same requirement but without a sophisticated data sciences 
team, we might provide a full AI/ML solution built on our proprietary Goldengate AI platform that extracts key 
data  points  from  the  loan  agreements  and  outputs  normalized  digital  data  via  an  API  to  the  bank’s  existing 
application.  For  still  another  banking  client  that  also  lacked  such  an  application,  we  might  provide  a  data 
analytics platform. 

Data  science  teams  that  utilize  our  data  annotation  services  also  often  have  other  related  needs  that 
include data transformation, data curation, data hygiene, data consolidation, data compliance, and master data 
management. Unlike many of our data annotation competitors – that are essentially staffing companies – as a 
full-service data engineering company we are able to address these attendant requirements. 

Our Outcomes Orientation 

We have developed a strong customer-centric culture and a set of values designed around achieving 
promised  outcomes  for  our  clients.  This  includes  proactive  communication,  innovation,  transparency,  and 
empathy. 

Growth Strategy 

Our strategy for growth is to align to and serve large, dynamic and rapidly growing markets related to 
the deployment of AI/ML in businesses. Our solutions and platforms leverage the technology, human resources, 
and culture of fanaticism for data quality that we have developed over the past 30 years, as well as the AI/ML 
research and development we have invested in over the past five years. 

We intend to invest significantly in scaling our sales and marketing. Through most of 2020, we had 15 
people in sales. Our 2021 budget, by contrast, anticipates ending 2021 with a sales team of 98 in total: 63 sales 
executives;  25  business  development  resources;  and  10  sales  managers  and  sales  enablement  directors.  We 
expect this will deliver significant returns in future years. 

We also plan to continue to invest in our proprietary text annotation platform and Goldengate AI/ML 
platform  as  sources  of  competitive  advantage.  We  also  plan  to  invest  in  building  a  proprietary  resource 
management  platform  geared  specifically  to  managing  remote  staff  and  freelancers.  Prior  to  the  global 
pandemic,  our  operating  model  was  to  almost  exclusively  use  full-time  employees  working  from  large 
production centers. Propelled by the need to shift to remote working, we are presently near 100% cloud-based 
and remote, which has enabled us to lower fixed operating costs and achieve greater scalability.  

9 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
We  expect  to  fully  fund  these  investments  for  growth  from  our  internal  resources  without  need  for 

outside financing. 

Our Customers 

Our  customers  include  leading  businesses  across  multiple  verticals  including  banking,  insurance, 
financial services, technology, digital retailing and information/media. One client in the DDS segment generated 
approximately 14% and 16% of the Company’s total revenues in the fiscal years ended December 31, 2020 and 
2019, respectively.  Another client in the DDS segment generated 10% of the Company’s total revenues for the 
fiscal year ended December 31, 2019. No other client accounted for 10% or more of total revenues during these 
periods. Further, in the years ended December 31, 2020 and 2019, revenues from non-US clients accounted for 
54% and 55%, respectively, of the Company's revenues. 

We have long-standing relationships with many of our clients, and we have provided services to the 
two clients referenced in the preceding paragraph for over ten years. Our track record of delivering high-quality 
services helps us to solidify client relationships. Many of our clients are recurring clients, meaning that they 
have continued to provide additional projects to us after our initial engagement with them. 

Our agreements with our clients are in many cases terminable on 30 to 90 days’ notice. A substantial 

portion of the services we provide to our clients is subject to their requirements. 

Sales and Marketing 

We  market  and  sell  our  solutions  and  platforms  directly  through  our  professional  staff,  senior 
management  and  direct  sales  personnel  operating  primarily  from  various  locations  in  the  U.S.,  Canada,  the 
United Kingdom and Europe. In addition, we are increasingly developing and expanding our use of strategic 
partnerships and channel relationships for the establishment and development of new and existing clients. 

In  addition  to  our  executive-level  business  development  professionals  and  sales  and  marketing 
personnel,  we  also  deploy  solutions  architects,  technical  support  experts  and  consultants  who  support  the 
development of new clients and new client engagements. These resources work within teams (both permanent 
and ad hoc) that provide support to clients. 

Our  marketing  department  and  sales  professionals  work  together  to  generate  leads.  Our  sales 
professionals identify and qualify prospects, securing direct personal access to decision makers at existing and 
prospective clients. They facilitate interactions between client personnel and our service teams to define ways 
in which we can assist clients with their goals. For each prospective client engagement, we assemble a team of 
our senior employees drawn from various disciplines within our Company. The team members assume assigned 
roles in a formalized process, using their combined knowledge and experience to understand the client’s goals 
and collaborate with the client on a solution. 

Our marketing organization is responsible for developing and increasing the visibility and awareness 
of our brand and our service offerings, defining and communicating our value proposition, generating qualified, 
early-stage leads and furnishing effective sales support tools. 

As part of our marketing strategy, we partner with media organizations to build awareness, establish a 
reputation  as  an  industry  thought  leader  and  generate  leads.  Media  partners  include  trade  associations  and 
publications, trade show producers and consulting organizations. These partnerships are particularly valuable 
in enterprise industries as we build our presence among digital content leaders and decision makers. 

Primary marketing outreach activities include content marketing, event marketing (including exhibiting 
at trade shows, virtual summits, conferences and seminars), direct and database marketing, public and media 

10 

 
 
 
  
  
 
relations (including speaking engagements), and web marketing (including integrated marketing campaigns, 
search  engine  optimization,  search  engine  marketing  and  the  maintenance  and  continued  development  of 
external websites). 

Sales  activities  include  lead  generation,  nurturing  leads,  engaging  in  discussions  with  prospective 
clients to understand their needs, demonstrating our products, designing solutions, responding to requests for 
proposals, and managing account and client relationships and activities. 

Personnel from our solutions analysis group, our client services group and our engineering services 
group  closely  support  our  direct  sales  effort.  These  individuals  assist  the  sales  force  in  understanding  the 
technical needs of clients and providing responses to these needs, including demonstrations, prototypes, pricing 
quotations and time estimates. In addition, account managers from our client service group support our direct 
sales effort by providing ongoing project-level support to our clients. 

Competition 

Major  competitors  across  industry  verticals  include  Amazon  Sagemaker  Ground  Truth,  Appen, 
CloudFactory, Defined Crowd, Deepen.ai, Lionbridge, Samasource, Scale AI, , several of which are large firms 
with established client bases, as well as technology service providers such as Cognizant Technology Solutions, 
ExlService Holdings, Inc., Genpact Limited, Infosys, and Tata Consultancy Services.  

We compete in the data engineering market by offering high-quality services and competitive pricing 
that leverage our technical platforms, IT infrastructure, offshore domain experts and economies of scale.  Our 
competitive advantages are especially attractive to clients for undertakings that are complex, mission-critical, 
sizable in scope or scale, or that require high levels of information security.   

Each of our industry platforms has its discrete set of competitors. Major competitors for our Synodex 
industry platform are Risk Righter, eNoah, Parameds and a few BPO companies, several of which are large 
firms with established client bases. We also compete with in-house personnel at existing or prospective clients 
who may attempt to duplicate our services in-house or use alternative approaches to fulfill their needs.  

Our Agility industry platform competes with Meltwater, Cision, Kantar, and Intrado, several of which 
are large firms with established client bases, as well as PR firms that provide media monitoring and analysis 
services and journalist and influencer databases. Our competitors also include social media listening companies 
and start-ups offering platforms to amplify messages by targeting social media influencers.   

Intellectual Property 

Innodata  depends,  in  part,  upon  its  proprietary  technologies  and  methodologies,  including  its 
Goldengate  AI/ML  platform,  various  applications  of  its  platforms,  its  proprietary  data  models  and  other 
intellectual property rights. Innodata has a patent and several patent applications pending and believes that the 
duration of these patents is adequate relative to the expected lives of their applications. Innodata relies on a 
combination  of  trade  secret,  license,  nondisclosure  and  other  contractual  agreements  and  copyright  and 
trademark laws to protect its intellectual property rights.  

Innodata enters into confidentiality agreements with its employees, contractors and clients, and limits 
access to and distribution of Innodata’s and Innodata’s clients’ proprietary information. Innodata cannot assure 
that these arrangements will be adequate to deter misappropriation of its proprietary information or that it will 
be able to detect unauthorized use and take appropriate steps to enforce its intellectual property rights. 

Information Security 

Our  operations  facilities  and  data  centers  in  Asia  are  certified  to  information  security  management 

11 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
standard - ISO27001. We employ a range of standard security features, such as two-factor authentication, patch 
management, anti-virus with IDS/IPS capability, redundant firewalls with intrusion detection and prevention 
features, and utilize appropriately certified cloud resources. When we are processing sensitive information, we 
utilize U.S.-based, co-located data centers or HIPAA compliant cloud computing services with advanced data 
encryption  (AES  256  or  comparable  applied  to  data  at  rest  and  in  motion).  Secure  desktop  virtualization 
technologies are used for safeguarding against data leaving secured environments in the USA. 

Government Regulation 

We are subject to a number of U.S. federal and state and foreign laws and regulations that relate to our 
business, including those governing privacy and data protection. We comply with the requirements of the United 
States  Health  Insurance  Portability  and  Accountability  Act  of  1996  as  amended  (including  by  the  Health 
Information Technology for Economic and Clinical Health Data (HITECH)) (HIPAA), the United Kingdom’s 
General Data Protection Regulation as tailored by the Data Protection Act 2018, the EU General Data Protection 
Regulation,  and  local  laws  regulating  data  privacy,  as  applicable.    We  are  certified  to  the  EU-U.S.  Privacy 
Shield framework. 

Research and Development 

Our Innodata Labs researches and develops AI-based technologies that we utilize in our operations and 
with our clients. The Innodata Labs team is comprised of data scientists, including data scientists who have 
published leading papers on discrete topics in data science and have earned PhD degrees in fields such as data 
entity extraction. 

Environmental, Social, and Governance 

We are values-driven company, committed to continuously improving how we perform as a steward of 
nature,  manage  relationships  with  our  employees,  suppliers,  customers  and  communities,  and  conduct  our 
business. 

While we are driven by the vision of ushering in the promise of digital data and ubiquitous AI, we are 
cognizant that the disruption AI will inevitably cause will not be equitably distributed. Ironically, many of the 
communities in which we source human capital for AI projects – communities in India, the Philippines, and Sri 
Lanka – are also more heavily dependent on manual labor and face greater potential disruption as a result of AI. 

Therefore, as we set out on our AI journey five years ago, we made a concomitant commitment to do 
our part to help economically disadvantaged youth (especially young women) in these communities become 
technology-savvy.  It  was  our  aspiration  that  they  become  empowered  beneficiaries  of  an  AI-enabled  world 
rather than its victims.  

From 2016 to 2020, our employees have contributed over 1,400 person days to our I-Hope program, 
and  we  have  contributed  resources,  to  build  12  fully-functional  computer  labs  at  schools  across  India,  the 
Philippines, and Sri Lanka. We take immense pride knowing that as a result of our work 4,426 more children 
are now technology proficient and ready to take on challenges of navigating an increasingly AI-enabled world. 
In 2020, we were the proud recipients of the Asia CEO Awards Circle of Excellence for this work followed by 
DSWD Philippines (Department of Social Welfare & Development) Regional Citation Award. 

Our goal is to technology-enable 12,000 children by 2025, and we will be devoting a portion of our 

revenue to this worthy goal. 

Employees 

As  of  December  31,  2020,  we  employed  169  persons  in  the  United  States,  Canada  and  the  United 

12 

 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Kingdom, and 3,600 persons in global delivery centers in the Philippines, India, Sri Lanka, Canada, Germany, 
and  Israel,  and  3,711  of  our  employees  are  full-time.  Many  of  our  employees  hold  advanced  degrees  in  law, 
business, technology, medicine, and social sciences. No employees are currently represented by a labor union, and 
we believe that our relations with our employees are satisfactory. 

Corporate Offices 

Our principal executive offices are located at 55 Challenger Road, Ridgefield Park, New Jersey 07660, 
just outside New York City, and our telephone number is (201) 371-8000. We have an additional office location 
in Ottawa, Canada. We have six operations centers in the Philippines, India, Sri Lanka, Germany, and Israel. 
We were founded in 1988. 

Our website is www.innodata.com;  information contained on our website is not included as a part of, or 
incorporated by reference into, this Annual Report on Form 10-K.  There we make available, free of charge, our 
Annual  Report  on  Form  10-K,  Quarterly  Reports  on  Form  10-Q,  Current  Reports  on  Form  8-K,  and  any 
amendments to those reports, as soon as reasonably practicable after we electronically file that material with, or 
furnish it to, the SEC. Our SEC reports can be obtained through the Investor Relations section of our website or 
from the Securities and Exchange Commission at www.sec.gov. 

Item 1A.  Risk Factors. 

The  risk  factors  set  forth  below  describe  what  the  Company  believes  to  be  the  material  factors,  risks,  and 
uncertainties related to our business, financial condition, and results of operations. The risks and uncertainties 
set  forth  below,  as  well  as  other  factors  described  elsewhere  in  this  Form  10-K  or  in  other  filings  by  the 
Company  with  the  SEC,  could  adversely  affect  the  Company’s  business,  financial  condition  and  results  of 
operations. Additional risks and uncertainties that are not currently known to the Company or that are not 
currently believed by the Company to be material may also harm the Company’s business, financial condition 
and results of operations. 

Risks Related to Our Business and Operations 

We have historically relied on a very limited number of clients that have accounted for a significant portion 
of our revenues, and our results of operations could be adversely affected if we were to lose one or more of 
these significant clients. 

We  have  historically  relied  on  a  very  limited  number  of  clients  that  have  accounted  for  a  significant 
portion of our revenues. One client in the DDS segment generated approximately 14% and 16% of the Company’s 
total revenues in the fiscal years ended December 31, 2020 and 2019, respectively. Another client in the DDS 
segment generated 10% of the Company’s total revenues for the fiscal year ended December 31, 2019. No other 
client accounted for 10% or more of total revenues during these periods. Further, in the years ended December 31, 
2020  and  2019,  revenues  from  non-US  clients  accounted  for  54%  and  55%,  respectively,  of  the  Company's 
revenues. We may lose any of these clients, or our other major clients, as a result of our failure to meet or satisfy 
our client’s requirements, the completion or termination of a project or engagement, or the client’s selection of 
another service provider.   

In  addition,  the  volume  of  work  performed  for  our  major  clients  may  vary  from  year  to  year,  and 
services they require from us may change from year to year. They may also request that we modify certain key 
terms of our agreements with them as a condition of continuing to do business with us. If the volume of work 
performed  for  our  major  clients  varies,  if  the  services  they  require  from  us  change,  or  if  they  require  price 
concessions, our revenues and results of operations could be adversely affected, and we may incur a loss from 
operations. If certain key terms of our agreements with our major clients are modified, our revenues and results 
of operations may be adversely affected. Our services are typically subject to client requirements, and in many 

13 

 
 
 
 
 
 
 
 
 
 
 
 
 
cases are terminable upon 30 to 90 days’ notice.  The loss of these clients or a significant variation in the volume 
of work performed for these clients may have a material adverse effect upon our business, financial condition 
and results of operations.   

A portion of our services is provided on a non-recurring basis for specific projects, and our inability to 
replace large projects when they are completed or otherwise terminated has adversely affected, and could 
in the future adversely affect, our revenues and results of operations. 

We  provide  a  portion  of  our  services  for  specific  projects  that  generate  revenues  that  terminate  on 
completion of a defined task.  While we seek, whenever possible, on completion or termination of large projects, 
to counterbalance periodic declines in revenues with new arrangements to provide services to the same client or 
others, our inability to obtain sufficient new projects to counterbalance any decreases in such work may adversely 
affect our future revenues and results of operations. 

New  acquisitions,  joint  ventures  or  strategic  investments  or  partnerships  could  harm  our  operating 
results.  

We may pursue acquisitions, joint ventures or engage in strategic investments or partnerships to grow 
and enhance our capabilities. There can be no assurance that we will successfully consummate any acquisitions 
or joint ventures, or realize profit from strategic investments, or achieve desired financial and operating results. 
Further,  such  activities  involve  a  number  of  risks  and  challenges,  including  proper  evaluation,  diversion  of 
management’s attention and proper integration with our current business. Accordingly, we might fail to realize 
the expected benefits or strategic objectives of any such venture we undertake. If we are unable to complete the 
kind of acquisitions for which we plan, we may not be able to achieve our planned rates of growth, profitability 
or competitive position in specific markets or services. 

Our new clients may sunset their products because of lack of sufficient revenues or declining revenues, 
and this may result in termination of our work for these clients.   

As  we  obtain  new  opportunities  and  win  new  business,  our  clients  may  not  generate  the  level  of 
revenues that we initially anticipated at the time of signing a contract with them, or our clients may experience 
declining revenues with their existing products. This could be due to various reasons beyond our or their control, 
and it could lead to termination of projects or contracts. As we normally invest in people and technology and 
incur other costs in anticipation of revenues, any such deviation from our expected plan or anticipated results 
could impact our margins and earnings.  

Our business will suffer if we fail to develop new solutions and products and enhance our existing services, 
solutions and products in order to keep pace with the rapidly evolving technological environment or to 
provide new offerings, which may not succeed.  

The information technology and consulting services industries are characterized by rapid technological 
change, evolving industry standards, changing client preferences, new product and service introductions and 
the emergence of new vendors with lean cost and flexible cost models. Our future success will depend on our 
ability to develop products and solutions that keep pace with changes in our addressable markets, such as when 
we re-designed our solutions and product portfolio in 2019. We cannot guarantee that we will be successful in 
developing new products and solutions, addressing evolving technologies on a timely or cost-effective basis or, 
if these products and solutions are developed, that we will be successful in the marketplace. We also cannot 
guarantee that we will be able to compete effectively with new vendors offering lean cost and flexible cost 
models, or that products, services or technologies developed by others will not render our products and solutions 
non-competitive or obsolete. Our failure to address these developments could have a material adverse effect on 
our business, results of operations and financial condition.  

14 

 
 
 
 
 
 
 
 
We operate in highly competitive markets. While we invest in developing and pursuing new solutions and 
product offerings from time to time, our profitability could be reduced if these solutions and products do 
not yield the profit margins we expect, or if the new offerings do not generate the planned revenues.  

The markets for our services, products and solutions are highly competitive. Some of our competitors 
have longer operating histories, significantly greater financial, human, technical and other resources and greater 
name recognition than we do.  There are relatively few barriers preventing companies from entering the markets 
in which we operate. As a result, new market entrants also pose a threat to our business. We also compete with in-
house personnel at current and prospective clients, who may attempt to duplicate our offerings using their own 
personnel.  

We have made and continue to make significant investments towards building-out new capabilities to 
pursue growth. These investments increase our costs, and if these services do not yield the revenues or profit 
margins we expect, and we are unable to grow our business and revenue proportionately, our profitability may 
be reduced, or we may incur losses. If we are not able to compete effectively in the markets we serve or if we 
are not able to develop new solutions and product offerings, our revenues and results of operations could be 
adversely affected. 

We depend on third-party technology in the provision of our services. 

We rely upon certain software that we license from third parties, including software integrated with our 
internally developed software used in the provision of our services. These third-party software licenses may not 
continue to be available to us on commercially reasonable or competitive terms, if at all.  The loss of, or inability 
to maintain or obtain any of these software licenses, could result in delays in the provision of our services until 
we develop, identify, license and integrate equivalent software. Any delay in the provision of our services could 
damage our business and adversely affect our results of operations. In addition, our Company utilizes third party 
data centers to serve our clients and generate revenue. Any disruption in the provision of services from these 
data centers could result in loss of revenue, client dissatisfaction and loss of clients.  

Our Agility segment relies on third parties to provide certain content and data for our solutions. The 
cessation by third parties to provide their content has adversely affected, and could in the future adversely 
affect, our revenue and results of operations.  

Our Agility segment relies on third parties to provide or make available certain data for our information 
databases and our news and social media monitoring service. These third parties, in the past, have restricted 
access to certain content and may not renew agreements to provide content to us or may increase the price they 
charge for their content. Additionally, the quality of the content provided to us may not be acceptable to us and 
we may need to enter into agreements with additional third parties. In the event we are unable to use or have 
access to such third-party content or are unable to enter into agreements with new third parties, current clients 
may discontinue their relationship with us, and it may be difficult to acquire new clients.  

Our businesses are reliant on key employees, and we may face high attrition in our talent. We may not 
be able to replace displaced talent with new talent on a timely basis or with equivalent skill sets.  

We are, to a considerable degree, reliant on the continuing leadership of our Chief Executive Officer 
and would be materially and adversely affected should he unexpectedly cease to be employed by us. In addition, 
our businesses are subject to fierce competition for talent, which could result in high attrition of our employees, 
or we may not be able to find the requisite talent to operate our businesses. A significant increase in the attrition 
rate among employees with specialized skills could decrease our operating efficiency and productivity. Our failure 
to attract, train and retain personnel with the qualifications necessary to fulfill the needs of our existing and 
future clients or to assimilate new employees successfully could have a material adverse effect on our business, 
results of operations, financial condition and cash flows. In addition, fluctuations in our business may require 
that we lay off employees with possible negative effects on employee morale. We try to minimize these risks 

15 

 
 
 
 
 
 
 
 
by actively promoting employee relationships and offering competitive salaries, but if we cannot mitigate these 
risks, our business and our operating performance could be adversely affected.  

We operate from multiple locations and our employees are very diverse, so we have significant coordination 
risks.  

We are headquartered in Ridgefield Park, New Jersey, just outside New York City, and our Agility 
business is headquartered in Ottawa, Canada. We have six delivery centers in the Philippines, India, Sri Lanka, 
Canada, Germany, and Israel.  Our employees are geographically dispersed, as well as culturally diverse. Our 
personnel need to work together to successfully execute our business plans and we invest in various measures 
to improve coordination and teamwork. Should we fail in these efforts, our ability to execute our business plans 
may be adversely affected.   

Our  intellectual  property  rights  are  valuable  and  if  we  are  unable  to  protect  them  or  are  subject  to 
intellectual property rights claims, our business may be harmed. 

Our intellectual property rights include certain trademarks, trade secrets, domain name registrations, a 
patent  and  patent  applications.  Although  we  take  precautions  to  protect  our  intellectual  property  rights,  these 
efforts may not be sufficient or effective. If we are unable to protect our intellectual property, we may experience 
difficulties in achieving and maintaining brand recognition. 

Disruptions  in  telecommunications,  system  failures,  data  corruption  or  virus  attacks  could  harm  our 
ability to execute our global resource model, which could result in client dissatisfaction and a reduction 
of our revenues. 

We use a distributed global resource model. Our North American workforce provides services from our 
U.S. and Canadian offices, as well as from client sites; and our other international workforce provides services 
from our six offshore delivery centers in the Philippines, India, Sri Lanka, Germany, and  Israel. Our global 
facilities are linked with a telecommunications network that uses multiple service providers. We may not be 
able to maintain active voice and data communications between our various facilities and our clients' sites at all 
times due to disruptions in these networks, system failures, data corruption or virus attacks. Any significant 
failure in our ability to communicate, or the availability of our platforms, could result in a disruption in our 
business, which could hinder our performance, or our ability to complete client projects on time, or provide 
services to our clients. This, in turn, could lead to client dissatisfaction and an adverse effect on our business, 
results of operations and financial condition. 

Even though we have implemented network security measures, our information technology systems 
may  be  vulnerable  to  computer  viruses,  cyber-attacks,  break-ins  and  similar  disruptions  from  unauthorized 
tampering or intentional and unintentional disclosure of sensitive and /or confidential personal information by 
employees and non-employees. Additionally, the Company may not be able to effectively identify and resolve 
such issues on a timely basis. The occurrence of any of the events described above could result in interruptions, 
delays, the loss or corruption of data, cessations in the availability of systems or liability under privacy laws or 
contracts, each of which could have a material adverse effect on our financial position and results of operations. 

Our international operations subject us to risks inherent in doing business on an international level, any of 
which could increase our costs and hinder our growth. 

The major part of our operations is carried on in the Philippines, India, Sri Lanka, Israel, Canada and 
Germany,  while  our  headquarters  are  in  the  U.S.,  and  our  clients  are  primarily  located  in  North  America  and 
Europe.  While we do not depend on significant revenues from sources internal to the Asian countries in which 
we  operate,  we  are  nevertheless  subject  to  certain  adverse  economic  factors  relating  to  overseas  economies 
generally, including inflation, external debt, a negative balance of trade and underemployment. In certain of the 
countries  in  which  we  operate  tax  authorities  have  exercised,  and  may  continue  to  exercise,  significant 

16 

 
 
 
 
 
 
 
 
 
discretionary and arbitrary powers to make tax demands or decline to refund payments that may be due to us as 
per tax returns. Other risks associated with our international business activities include:  

•  difficulties  in  staffing  international  projects  and  managing  international  operations,  including  overcoming 

logistical and communications challenges;  

•  local competition, particularly in the Philippines, India and Sri Lanka;  

•  imposition of public sector controls;  

•  trade and tariff restrictions;  

•  price or exchange controls;  

•  currency control regulations;  

•  foreign tax consequences;  

•  data privacy laws and regulation; 

•  labor disputes and related litigation and liability;  

•  intellectual property laws and enforcement practices; 

•  limitations on repatriation of earnings; and 

•  changing laws and regulations, occasionally with retroactive effect. 

One or more of these factors could adversely affect our business, financial condition and results of operations.  

Political  uncertainty,  political  unrest,  terrorism,  and  natural  calamities  in  the  Philippines,  India,  Sri 
Lanka and Israel could adversely affect business conditions in those regions, which in turn could disrupt 
our business and adversely impact our results of operations and financial condition. 

The majority of our delivery centers are located in the Philippines, India, Sri Lanka and Israel. These 
countries and regions remain vulnerable to disruptions from political uncertainty, political unrest, terrorist acts, 
and natural calamities. 

Any damage to our network and/or information systems would damage our ability to provide services, 
in whole or in part, and/or otherwise damage our operations and could have an adverse effect on our business, 
financial condition or results of operations. Further, political tensions and escalation of hostilities in any of these 
countries could adversely affect our operations in these countries and therefore adversely affect our revenues 
and results of operations.  

Our global operations expose us to risks associated with public health crises. 

We use a distributed global resource model, which exposes us to risks associated with public health 
crises, such as pandemics and epidemics. A public health crisis in one or more of the geographic areas in which 
we  operate  could  affect  our  ability  to  provide  services  to  our  clients  and  adversely  affect  our  results  of 
operations.  

The effects of the COVID-19 pandemic could materially adversely affect our results of operations and 
financial condition. 

17 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The novel coronavirus disease 2019 (“COVID-19”), which the World Health Organization declared a 
pandemic on  March 11,  2020, continues  to  spread throughout  the world.  COVID-19 has  created  significant 
global economic downturn, disrupted global trade and supply chains, adversely impacted many industries, and 
contributed to significant declines and volatility in financial markets. In response to COVID-19, countries and 
local  governments  have  imposed  restrictions  on  the  operations  of  non-essential  businesses  and  services, 
imposed  travel  restrictions  and  implemented  societal  lockdowns.  Additionally,  companies  are  taking 
precautions, such as requiring employees to work remotely and temporarily closing businesses. All of these 
factors have had, and are likely to continue to have, a severe adverse effect on global economic conditions, 
underemployment  and  unemployment,  consumer  spending  and  reductions  in  non-essential  spending  by 
governments and private companies, as well as uncertainty in financial markets. We have experienced limited 
operational disruptions and declines in customer demand for services to date; however, depending upon the 
extent and duration of the COVID-19 pandemic, we may experience a material adverse effect on our results of 
operations and financial condition as a result of the effects of COVID-19. 

In response to the declaration of the COVID-19 pandemic we triggered our Business Continuity Plan 
for our global delivery centers and offices, enabling us to continue operations while safeguarding the health and 
welfare  of  our  employees.  While  the  pandemic  presented,  and  may  in  the  future  present,  new  risks  to  our 
business  and  there  have  been  logistical  and  other  challenges,  there  was  no  material  adverse  impact  on  our 
financial condition or results of operations for the year ended December 31, 2020.  

The COVID-19 pandemic could have a material adverse effect on our results of operations and financial 
condition  by,  among  others,  customers  with  at-will  contracts,  particularly  in  our  DDS  segment,  reducing, 
delaying or cancelling orders; reduced spending by customers on third-party service providers as part of cost-
rationalization  efforts  or  otherwise;  or  customers  determining  to  bring  services  in-house  and/or  customers 
delaying or postponing data engineering needs. Additionally, the effects of COVID-19 could exacerbate any 
other risks or uncertainties to which we are subject. Lastly, should we experience material adverse effects on 
our results of operations or financial condition, we may not be able to access additional sources of liquidity at 
rates that are acceptable to us, if at all. 

The situation surrounding COVID-19 crisis remains fluid and the extent and duration of its impact to 
the economy remains unclear. For this reason, we cannot reasonably estimate with any degree of certainty the 
future impact to our results of operations and financial condition. The potential for a material impact on our 
results of operations and financial condition increases the longer the virus affects the level of economic activity 
in the United States and globally. In the event we experience a significant or prolonged reduction in revenues, 
the likelihood of which is uncertain, we would seek to manage our liquidity by reducing capital expenditures, 
deferring investment activities, and reducing operating costs as we would likely have no other source of liquidity 
to support ongoing operations in a manner that is not significantly detrimental to the business. 

Terrorist attacks or a war could adversely affect our results of operations. 

Terrorist attacks and other acts of violence or war could affect us or our clients by disrupting normal 
business practices for extended periods of time and reducing business confidence.  In addition, acts of violence or 
war may make travel more difficult and may effectively curtail our ability to serve our clients' needs, any of which 
could adversely affect our results of operations.   

We  may  face  various  risks  associated  with  shareholder  activists  or  shareholder  demands  for  better 
performance. 

There is no assurance that we will not be subject to shareholder activism or demands. Such activities 
could  interfere  with  our  ability  to  execute  our  strategic  plan,  be  costly  and  time-consuming,  disrupt  our 
operations, and divert the attention of management and our employees.   

18 

 
 
 
 
 
 
 
 
 
 
We are the subject of continuing litigation, including litigation by certain of our former employees. 

In 2008, a judgment was rendered in the Philippines against a Philippine subsidiary of the Company 
that is no longer active and purportedly also against Innodata Inc., in favor of certain former employees of the 
Philippine  subsidiary.  The  potential  payment  amount  aggregates  to  approximately  $6.8  million,  plus  legal 
interest that accrued at 12% per annum from August 13, 2008 to June 30, 2013, and thereafter accrued and 
continues to accrue at 6% per annum. The potential payment amount as expressed in U.S. dollars varies with 
the Philippine peso to U.S. dollar exchange rate. In December 2017, a group of 97 of the former employees of 
the Philippine subsidiary indicated that they proposed to record the judgment as to themselves in New Jersey. 
In January 2018, in response to an action initiated by Innodata Inc., the United States District Court for the 
District of New Jersey (“USDC”) entered a preliminary injunction that enjoins these former employees from 
pursuing or seeking recognition or enforcement of the judgment against Innodata Inc. in the U.S. during the 
pendency of the action and until further order of the USDC. In June 2018, the USDC entered a consent order 
administratively closing the action subject to return of the action to the active docket upon the written request 
of  Innodata  Inc.  or  the  former  employees,  with  the  USDC  retaining  jurisdiction  over  the  matter  and  the 
preliminary injunction remaining in full force and effect. The principal relevant cases in the Philippines are 
Court  of  Appeals  Case  Nos.  CA-G.R.  SP  No.  93295  Innodata  Employees  Association  (IDEA),  Eleanor 
Tolentino, et al. vs. Innodata Philippines, Inc., et al., and CA-G.R. SP No. 90538 Innodata Philippines, Inc. vs. 
Honorable Acting Secretary Manuel G. Imson, et al. (28 June 2007), the Department of Labor and Employment 
National Labor Relations Commission, Republic of the Philippines (NLRC-NCR-Case No.07-04713-2002, et 
al., Innodata Employees Association (IDEA) and Eleanor A. Tolentino, et al. vs. Innodata Philippines, Inc., et 
al), and the Department of Labor and Employment Office of the Secretary of Labor and Employment, Republic 
of the Philippines (Case No. OS-AJ-0015-2001, In Re: Labor Dispute at Innodata Philippines, Inc.). The U.S. 
District  Court  action  is  Civil  Action  No.:  2:17-cv-13268-SDW-LDW  Innodata  Inc.  v.  Myrna  C.  Augustin-
Simon; et al. 

We are also subject to various other legal proceedings and claims that have arisen in the ordinary course 
of business. While we believe that we have adequate reserves for those losses that we believe are probable and 
can  be  reasonably  estimated,  the  ultimate  results  of  legal  proceedings  and  claims  cannot  be  predicted  with 
certainty. 

While  we  currently  believe  that  the  ultimate  outcome  of  these  proceedings  will  not  have  a  material 
adverse effect on our consolidated financial position or overall trends in our consolidated results of operations, 
litigation is subject to inherent uncertainties. Substantial recovery against us in the above- referenced Philippines 
action could have a material adverse impact on us, and unfavorable rulings or recoveries in the other proceedings 
could have a material adverse impact on the consolidated operating results of the period in which the ruling or 
recovery occurs. In addition, our estimate of potential impact on our consolidated financial position or overall 
consolidated results of operations for the above referenced legal proceedings could change in the future. See 
“Legal Proceedings”.  

Our reputation could be damaged, or our profitability could suffer if we do not meet the controls and 
procedures in respect of the services and solutions we provide to our clients, or if we contribute to our 
clients’ internal control deficiencies. 

Our  clients  may  perform  audits  or  require  us  to  perform  audits,  provide  audit  reports  or  obtain 
certifications with respect to the controls and procedures that we use in the performance of services for such 
clients, especially when we process data or information belonging to them. Our ability to acquire new clients 
and  retain  existing  clients  may  be  adversely  affected  and  our  reputation  could  be  harmed  if  we  receive  a 
qualified opinion, or if we cannot obtain an appropriate certification or opinion with respect to our controls and 
procedures in connection with any such audit in a timely manner. Additionally, our profitability could suffer if 
our controls and procedures were to fail or to impair our client’s ability to comply with its own internal control 
requirements.  

19 

 
 
 
 
 
 
 
 
We  had  a material  weakness in  internal  control  over  financial  reporting  as  of  September  30,  2020  and 
cannot assure you that additional material weaknesses will not be identified in the future. 

Our efforts to comply with Section 404 of the Sarbanes-Oxley Act of 2002 and the related regulations 
regarding our required assessment of our internal control over financial reporting requires the commitment of 
significant  financial  and  managerial  resources.  We  regularly  assess  the  adequacy  of  our  internal  control  over 
financial reporting, remediate any control deficiencies that may be identified, and validate through testing that our 
controls are functioning as documented. We identified a material weakness in our internal control over financial 
reporting  as  of  September  30,  2020  in  accounting  for  capital  leases  under  ASC  Topics  840  and  842.  We 
implemented enhancements to our internal controls to prevent and detect such errors from occurring in the future. 
Our failure to successfully remediate a material weakness could result in adverse consequences to us, including, 
but not limited to, a loss of investor confidence in the reliability of our financial statements, which could cause the 
market price of our stock to decline. 

Risks Related to Our Contracts 

A portion of our revenue is generated from projects that we characterize as recurring in nature. Projects 
that we characterize as recurring are nevertheless subject to termination.  

Our operating performance is materially dependent on the continuation of these projects. However, we 
are exposed to the risks that these projects may not be renewed by our clients or they could be terminated by our 
clients  and  we  may  not  be  able  to  replace  these  terminated  projects  with  new  recurring  projects  with  similar 
profitability  or  clients  may  ask  for  a  price  reduction,  which  could  adversely  affect  our  revenue  and  results  of 
operations.         

Our solutions for the Agility segment are sold pursuant to subscription agreements, and if subscription 
clients elect either not to renew these agreements, or to renew these agreements for less expensive services, 
our revenues and results of operations will be adversely affected.  

Our Agility segment derives its revenues primarily from subscription arrangements. Our clients may 
choose  not  to  renew  subscription  agreements  when  they  expire  or  may  renew  them  at  lower  prices  or  for  a 
significantly  narrower  scope  of  work.  If  large  numbers  of  existing  subscription  clients  do  not  renew  these 
agreements or renew these agreements on terms less favorable to us, and if we cannot replace or supplement 
those non-renewals with new subscription agreements generating the same or greater levels of revenue, our 
revenues and results of operations will be adversely affected.  

If  our  clients  are  not  satisfied  with  our  services,  they  may  terminate  our  contracts  with  them  or  our 
services and we may suffer reputational damage, which could have an adverse impact on our business.  

Our business model depends in large part on our ability to attract additional work from our base of 
existing clients. Our business model also depends on relationships our account teams develop with our clients 
so that we can understand our clients’ needs and deliver solutions and services that are tailored to those needs. 
If a client is not satisfied with the quality of work performed by us, or with the type of services or solutions 
delivered, then we could incur additional costs to address the situation, the profitability of that work might be 
impaired, and the client’s dissatisfaction with our services could damage our ability to obtain additional work 
from that client. In particular, clients that are not satisfied might seek to terminate existing contracts, which 
could mean that we could incur costs for the services performed with no associated revenue upon termination 
of a contract. This could also direct future business to our competitors. In addition, negative publicity related to 
our client services or relationships, regardless of its accuracy, may further damage our business by affecting our 
reputation and our ability to compete for new contracts with current and prospective clients.  

Risks Related to Financial Performance or General Economic Conditions 

20 

 
 
 
 
 
 
 
 
 
 
We have no bank facilities or line of credit.  

We believe that our existing cash and cash equivalents and cash flows from operations will provide 
sufficient sources of liquidity to satisfy our financial needs for the next 12 months.  However, we have no bank 
facilities  or  lines  of  credit,  and  reductions  in  our  cash  and  cash  equivalents  from  operating  losses,  capital 
expenditures,  adverse  legal  decisions,  acquisitions  or  other  events  affecting  our  access  to  capital  could 
materially  and  adversely  affect  the  Company.  See  “Management  Discussion  and  Analysis  –  Liquidity  and 
Capital Resources” for additional information.  

A large portion of our accounts receivable is payable by a limited number of clients; the inability of any of 
these clients to pay its obligations could adversely affect our results of operations.  

Several significant clients account for a large percentage of our accounts receivable. If any of these clients 
were unable, or refused, for any reason, to pay our accounts receivable, our financial condition and results of 
operations could be materially adversely affected. As of December 31, 2020, 36% or $3.6 million, of our accounts 
receivable  was  due  from  three  clients.  See  “Management  Discussion  and  Analysis  –  Liquidity  and  Capital 
Resources”.  

In addition, we evaluate the financial condition of our clients prior to extending credit to them. We 
maintain specific allowances against doubtful receivables. Actual losses on client balances could differ from 
those that we currently anticipate and, as a result, we might need to adjust our allowances. There is no guarantee 
that we will accurately assess the creditworthiness of our clients. Macroeconomic conditions could also result 
in financial difficulties, including limited access to the credit markets, insolvency or bankruptcy, for our clients, 
and, as a result, could cause clients to delay payments to us, request modifications to their payment arrangements 
that could increase our receivables balance, or default on their payment obligations to us. If we are unable to 
timely collect from our clients, our cash flows could be adversely affected.  

Quarterly fluctuations in our revenues and results of operations could make financial forecasting difficult 
and could negatively affect our stock price. 

We  have  experienced,  and  expect  to  continue  to  experience,  significant  fluctuations  in  our  quarterly 
revenues  and  results  of  operations.  During  the  past  eight  quarters,  our  net  income  ranged  from  income  of 
approximately $1.2 million in the fourth quarter of 2020 to a loss of approximately $0.7 million in the second 
quarter of 2019.   

We experience fluctuations in our revenue and earnings as we replace and begin new projects, which 
may have some normal start-up delays, or we may be unable to replace a project entirely or on terms that are as 
attractive to us as the project that is being replaced. These and other factors may contribute to fluctuations in our 
results of operations from quarter to quarter.  

A  high  percentage  of  our  operating  expenses,  particularly  personnel  and  rent,  are  relatively  fixed  in 
advance of any particular quarter.  As a result, unanticipated variations in the number and timing of our projects, 
or in employee wage levels and utilization rates, may cause us to significantly underutilize our production capacity 
and  employees,  resulting  in  significant  variations  in  our  operating  results  in  any  particular  quarter,  and  have 
resulted in losses. 

The economic environment and pricing pressures could negatively impact our revenues and operating 
results.  

Due  to  the  intense  competition  involved  in  outsourcing  and  information  technology  services,  we 
generally face pricing pressures from our clients due to competition from other companies in our markets. Our 
ability to maintain or increase pricing is restricted as clients generally expect to receive volume discounts or 

21 

 
 
 
 
 
 
 
 
 
 
 
special pricing incentives as we do more business with them; moreover, our large clients may exercise pressure 
for discounts outside of agreed terms.  

Our profitability could suffer if we are not able to maintain pricing on our existing projects and win new 
projects  at  appropriate  margins.    If  our  pricing  structures  do  not  accurately  anticipate  the  cost  and 
complexity of performing our work, then our contracts could be unprofitable. 

Our profit margin, and therefore our profitability, is dependent on the rates we are able to charge for 
our services measured against the costs of providing the services. If we are not able to maintain pricing on our 
existing services and win new projects at profitable margins, or if we underestimate the costs or complexities 
of new projects and incur losses, our profitability could suffer. The amounts we are able to recover for our 
services  are  affected  by  a  number  of  factors,  including  competition,  volume  fluctuations,  productivity  of 
employees and processes, the value our client derives from our services and general economic and political 
conditions.   

  Furthermore, we provide services either on a time-and-materials basis or on a fixed-price basis. Our 
pricing is highly dependent on our internal forecasts and predictions about our projects, which might be based 
on limited data and could turn out to be inaccurate. If we do not accurately estimate the costs and timing for 
completing projects, our contracts could prove unprofitable for us or yield lower profit margins than anticipated.  

We may not be able to obtain price or volume increases that are necessary to offset the effect of wage 
inflation and other government mandated cost increases.   

We  have  experienced  wage  inflation  and  other  government  mandated  cost  increases  in  the  Asian 
countries where we have the majority of our operations. In addition, we may experience adverse fluctuations in 
foreign currency exchange rates. These global events have put pressure on our profitability and our margins. 
Although we have tried to partially offset wage increases, foreign currency fluctuations and other such increases 
through price increases and improving our efficiency, we cannot ensure that we will be able to continue to do 
so in the future, which could negatively impact our results of operations.  

Our international operations subject us to currency exchange fluctuations, which could adversely affect our 
results of operations. 

Although most of our revenues are denominated in U.S. dollars, a significant portion of our revenues are 
denominated in Canadian dollars, Pound Sterling and Euros. In addition, a significant portion of our expenses, 
primarily labor expenses in the Philippines, India, Sri Lanka, Germany, Canada, the United Kingdom and Israel, 
are incurred in the local currencies of the countries in which we operate. For financial reporting purposes, we 
translate  all  non-U.S.  denominated  transactions  into  U.S.  dollars  in  accordance  with  accounting  principles 
generally accepted in the United States (U.S. GAAP).  Fluctuations in the value of these currencies relative to the 
U.S. dollar could have a direct impact on our revenues and our results of operations.  

The Philippines and India have, at times, experienced high rates of inflation, as well as major fluctuations 

in the exchange rate between the Philippine peso and the U.S. dollar and the Indian rupee and the U.S. dollar.  

We are also subject to fluctuations in exchange rates that affect the value of funds held by our foreign 

subsidiaries. 

Although  we  selectively  undertake  hedging  activities  to  mitigate  certain  of  these  risks,  our  hedging 
activities may not be effective and may result in losses. See Note 14, “Derivatives,” to the consolidated financial 
statements.    

In  the  event  that  the  governments  of  India  or  the  Philippines  or  the  government  of  another  country 
changes its tax policies, rules and regulations, our tax expense may increase and affect our effective tax 
rates.   

22 

 
 
 
 
 
 
 
 
 
We are subject to income taxes in both the U.S. and numerous foreign jurisdictions. We are subject to 
the  continual  examination  by  tax  authorities  in  India  and  in  the  Philippines,  and  the  Company  assesses  the 
likelihood of outcomes resulting from these examinations to determine the adequacy of its provision for income 
taxes.  Although  we  believe  our  tax  estimates  are  reasonable,  the  final  determination  of  tax  audits  could  be 
materially different from what is reflected in historical income tax and indirect tax provisions and accruals, and 
could result in a material effect on the Company’s income tax provision, indirect tax expenses, net income or 
cash flows in the period or periods for which that determination is made. If additional taxes are assessed, it 
could have an adverse impact on our financial results.  

In addition, changes in the tax rates, tax laws or the interpretation of tax laws in the jurisdictions where 

we operate, could affect our future results of operations.  

In  September  2015,  the  Company’s  Indian  subsidiary  was  subject  to  an  inquiry  by  the  Service  Tax 
Department  in  India  regarding  the  classification  of  services  provided  by  this  subsidiary,  asserting  that  the 
services provided by this subsidiary fall under the category of online information and database access or retrieval 
services (“OID Services”), and not under the category of business support services (“BS Services”) that are 
exempt  from  service  tax  as  historically  indicated  in  the  subsidiary’s  service  tax  filings.  Our  management 
disagrees with the Service Tax Department’s position. In November 2019, the Commissioner of Central Tax, 
GST & Central Excise issued an order confirming the Service Tax Department’s position. The Company is 
contesting this order in an appeal to the Customs, Excise and Service Tax Appellate Tribunal.  In the event the 
Service Tax Department is ultimately successful in proving that the services fall under the category of OID 
Services, the revenues earned by the Company’s Indian subsidiary for the period July 2012 through November 
2016 would be subject to a service tax of between 12.36% and 15%, and this subsidiary may also be liable to 
pay interest and penalties. The revenue of our Indian subsidiary during this period was approximately $64.0 
million. In accordance with new rules promulgated by the Service Tax Department, as of December 1, 2016 
service tax is no longer applicable to OID or BS Services. Based on the assessment of the Company’s counsel, 
the Company has not recorded any tax liability for this case. 

In a separate action relating to service tax refunds, in October 2016, the Company’s Indian subsidiary 
received notices from the Indian Service Tax Department in India seeking to reverse service tax refunds of 
approximately $160,000 previously granted to our Indian subsidiary for three quarters in 2014, asserting that 
the services provided by this subsidiary fall under the category of OID Services and not BS Services. The appeal 
was determined in favor of the Service Tax Department. Management disagrees with the basis of this decision 
and is contesting it. The Company expects delays in its Indian subsidiary receiving further service tax refunds 
until this matter is adjudicated with finality, and currently has service tax credits of approximately $1.0 million 
recorded as a receivable. Based on the assessment of the Company’s counsel, the Company has not recorded 
any tax liability for this case. 

Substantial recovery against us in the above referenced 2015 Service Tax Department case could have 
a material adverse impact on us, and unfavorable rulings or recoveries in other tax proceedings could have a 
material impact on the consolidated operating results of the period in which the rulings or recovery occurs.  

If tax authorities in any of the jurisdictions in which we operate contest the manner in which we allocate 
our profits, our net loss could be higher. 

A significant portion of the services we provide to our clients are provided by our Asian subsidiaries 
located in different jurisdictions. Tax authorities in some of these jurisdictions have from time to time challenged 
the manner in which we allocate our profits among our subsidiaries, and we may not prevail in any future challenge 
of  this  type.  If  such  a  challenge  were  successful,  our  worldwide  effective  tax  rate  could  increase,  thereby 
decreasing our profitability.  

An expiration or termination of our preferential tax rate incentives could adversely affect our results of 
operations. 

23 

 
 
 
 
 
 
 
Two of our foreign subsidiaries are subject to preferential tax rates. This tax incentive provides that we 
pay reduced income taxes with respect to those jurisdictions for a fixed period of time. An expiration or termination 
of these incentives could increase our worldwide effective tax rate, or increase our tax expense, thereby decreasing 
our net income and adversely affecting our results of operations.    

Our earnings may be adversely affected if we change our intent not to repatriate our foreign earnings 
and profits or if such earnings and profits become subject to U.S. tax on a current basis.  

A significant portion of our operations are conducted outside the U.S. Despite our access to the overseas 
earnings  and  the  resulting  toll  charge,  we  intend  to  indefinitely  reinvest  the  foreign  earnings  in  our  foreign 
subsidiaries on account of the foreign jurisdiction withholding tax that the Company has to incur on the actual 
remittances. Unremitted earnings of foreign subsidiaries amounted to approximately $47.0 million at December 
31, 2020. If such earnings are repatriated in the future, or are no longer deemed to be indefinitely reinvested, 
the Company would have to accrue as a liability the applicable amount of foreign jurisdiction withholding taxes 
associated with such remittances. 

It is unlikely that we will pay dividends. 

We have not paid any cash dividends since our inception and do not anticipate paying any cash dividends 

in the foreseeable future. We expect that our earnings, if any, will be used to finance our growth.  

Risks Related to Laws and Regulations 

Governmental and client focus on data security could increase our costs of operations. In addition, any 
incident  in  which  we  fail  to  protect  our  client’s  information  against  security  breaches  may  result  in 
monetary  damages  against  us,  and  termination  of  our  engagement  by  our  client,  and  may  adversely 
impact our results of operations. 

Certain  laws  and  regulations  regarding  data  privacy  and  security  affecting  our  clients  impose 
requirements  regarding  the  privacy  and  security  of  information  maintained  by  these  clients,  as  well  as 
notification to persons whose personal information is accessed by an unauthorized third party. As a result of 
any continuing legislative initiatives and client demands, we may have to modify our operations with the goal 
of further improving data security. The cost of compliance with these laws and regulations is high and is likely 
to increase in the future. Any such modifications may result in increased expenses and operating complexity, 
and we may be unable to increase the rates we charge for our services sufficiently to offset these increases.  In 
addition,  as  part  of  the  services  we  perform,  we  have  access  to  confidential  client  data,  including  sensitive 
personal data. As a result, we are subject to numerous laws and regulations designed to protect this information. 
We may also be bound by certain client agreements to use and disclose the confidential client information in a 
manner consistent with the privacy standards under regulations applicable to such client. Any failure on our 
part to comply with these laws and regulations can result in negative publicity and diversion of management’s 
time and effort and may subject us to significant liabilities and other penalties.  

If client confidential information is inappropriately disclosed due to a breach of our computer systems, 
system  failures  or  otherwise,  or  if  any  person,  including  any  of  our  employees,  negligently  disregards  or 
intentionally breaches controls or procedures with which we are responsible for complying with respect to such 
data or otherwise mismanages or misappropriates that data, we may have substantial liabilities to our clients. 
Any incidents with respect to the handling of such information could subject us to litigation or indemnification 
claims  with  our  clients  and  other  parties.  In  addition,  any  breach  or  alleged  breach  of  our  confidentiality 
agreements  with  our  clients  may  result  in  termination  of  their  engagements,  resulting  in  associated  loss  of 
revenue and increased costs.  

24 

 
 
 
 
 
 
 
 
 
 
 
Our  business  is  subject  to  applicable  laws  and  regulations  relating  to  foreign  corrupt  practices,  the 
violation of which could adversely affect our operations. 

We must comply with all applicable anti-bribery laws and regulations of the U.S. and other jurisdictions 
where we operate. For example, we are subject to the U.S. Foreign Corrupt Practices Act and the U.K. Bribery 
Act  of  2010  relating  to  corrupt  and  illegal  payments  to  government  officials  and  others.  Although  we  have 
policies  and  controls  in  place  that  are  designed  to  ensure  compliance  with  these  laws  and  regulations,  it  is 
possible  that  an  employee  or  an  agent  acting  on  our  behalf  could  fail  to  comply  with  applicable  laws  and 
regulations,  and  due  to  the  complex  nature  of  the  risks,  it  may  not  always  be  possible  for  us  to  ascertain 
compliance  with  such  laws  and  regulations.  In  such  event,  we  could  be  exposed  to  civil  penalties,  criminal 
penalties  and  other  sanctions,  including  fines  or  other  unintended  punitive  actions,  and  we  could  incur 
substantial legal fees and related expenses. In addition, such violations could damage our business and/or our 
reputation. All of the foregoing could have a material adverse effect on our financial condition and operating 
results. 

Anti-outsourcing  legislation,  if  adopted,  could  adversely  affect  our  business,  financial  condition  and 
results of operations and impair our ability to service our clients.  

The issue of outsourcing of services abroad by U.S. companies is a topic of political discussion in the 
U.S. Measures aimed at limiting or restricting outsourcing by U.S. companies are under discussion in Congress 
and in numerous state legislatures. While no substantive anti-outsourcing legislation has been introduced to 
date, given the ongoing debate over this issue, the introduction of such legislation is possible. If introduced, our 
business, financial condition and results of operations could be adversely affected and our ability to service our 
clients could be impaired.  

Our growth could be hindered by visa restrictions. 

Occasionally, we have employees from our other facilities visit or transfer to the U.S. to meet our clients 
or work on projects at a client’s site. Any visa restrictions or new legislation putting a restriction on issuing 
visas could affect our business.  

Immigration and visa laws and regulations in the U.S. and other countries are subject to legislative and 
administrative  changes,  as  well  as  changes  in  the  application  of  standards.  Immigration  and  visa  laws  and 
regulations can be significantly affected by political forces and levels of economic activity. Our international 
expansion strategy and our business, results of operations and financial condition may be materially adversely 
affected if legislative or administrative changes to immigration or visa laws and regulations impair our ability 
to staff projects with our professionals who are not citizens of the country where the work is to be performed.  

New  and  changing  corporate  governance  and  public  disclosure  requirements  add  uncertainty  to  our 
compliance policies and increase our costs of compliance.  

Changing  laws,  regulations  and  standards  relating  to  accounting,  corporate  governance  and  public 
disclosure, including the Sarbanes-Oxley Act of 2002, other SEC regulations, and the Nasdaq Stock Market rules, 
create uncertainty for companies like ours. These laws, regulations and standards may lack specificity and are 
subject to varying interpretations. Their application in practice may evolve over time, as new guidance is provided 
by regulatory and governing bodies. This could result in continuing uncertainty regarding compliance matters and 
higher costs of compliance as a result of revisions to such corporate governance standards.  

Although we are committed to maintaining high standards of corporate governance and public disclosure, 
and complying with evolving laws, regulations and standards, if we fail to comply with new or changed laws, 
regulations or standards of corporate governance, our business and reputation may be harmed.  

Item 1B.  Unresolved Staff Comments. 

25 

 
 
 
 
 
 
 
 
 
 
None. 

Item 2.  Properties. 

Our services are primarily performed from our Ridgefield Park, New Jersey headquarters and seven 
overseas delivery centers in the Philippines, India, Sri Lanka, Canada, Germany, and Israel, all of which are 
leased. The square footage of all our leased properties totals approximately 236,000. Our leased properties in 
the Philippines, Sri Lanka, Germany and Israel are primarily used by our DDS segment; our leased property in 
India is primarily used by our DDS and Synodex segments; and our leased property in Canada is primarily used 
by our Agility segment. Our leased property in the United States is our corporate headquarters and is used by 
all segments. 

In addition, we may need to lease additional property in the future. We believe that we will be able to 

obtain suitable additional facilities on commercially reasonable terms on an “as needed” basis. 

Item 3.  Legal Proceedings. 

Reference  is  made  to  Note  6,  “Commitments  and  Contingencies  -  Litigation,”  to  the  consolidated 

financial statements in Item 8 of this Report, which is incorporated by reference herein.  

Item 4.  Mine Safety Disclosures. 

Not applicable. 

26 

 
 
 
 
 
 
 
 
 
PART II 

Item 5.  Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of 
Equity Securities. 

Innodata Inc. (the “Company”) Common Stock is quoted on The Nasdaq Stock Market LLC under the 
symbol “INOD”. On February 10, 2021, there were 64 stockholders of record of the Company’s Common Stock 
based on information provided by the Company's transfer agent. The number of stockholders of record is based 
upon  the  actual  number  of  holders  registered  at  such  date  and  does  not  include  holders  of  shares  in  “street 
names” or persons, partnerships, associates, corporations, or other entities identified in security position listings 
maintained by depositories. We did not have any sales of unregistered securities during the year ended December 
31, 2020. We do not anticipate paying any dividends in the foreseeable future. 

Securities Authorized for Issuance Under Equity Compensation Plans 

The following table sets forth the aggregate information for the Company's equity compensation plans 

in effect as of December 31, 2020: 

Number of  

Securities to be Issued   Weighted-Average 
Exercise Price of  

 Upon Exercise of  

Outstanding Options,  Outstanding Options, 
Warrants and Rights  Warrants and Rights  

 (a) 

(b) 

Number of Securities  
Remaining Available for  
 Future Issuance Under 
 Equity Compensation Plans 
        (c) 

  5,906,884 

   $   1.61 

    2,925,638 

                            - 

                          -                           

                                    -                           

Plan Category 

Equity compensation plans 
approved by security holders (1)  

Equity compensation plans  
not approved by security 
holders 

Total 

            5,906,884    

              $   1.61 

                    2,925,638    

(1) 2013 Stock Plan, approved by the stockholders, see Note 10, “Stock Options,” to the consolidated financial 
statements. 

Purchase of Equity Securities 

We did not repurchase any shares of our common stock during 2020.  

We did not have any sales of unregistered equity securities during the year ended December 31, 2020.  

Item 6.  Selected Financial Data. 

Not applicable to smaller reporting companies. 

Item 7.  Management's Discussion and Analysis of Financial Condition and Results of Operations. 

The following discussion should be read in conjunction with our consolidated financial statements and 
the related notes thereto included elsewhere in this report, which are incorporated by reference herein. In addition 
to historical information, this discussion includes forward-looking information that involves risks and assumptions 
based  upon  management’s  current  expectations.  Our  actual  results  could  differ  materially  from  the  results 

27 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
            
           
 
      
 
 
 
 
 
 
 
 
 
 
 
       
 
 
 
 
 
 
  
 
 
 
referred to in any forward-looking statements. See “Cautionary Note Regarding Forward-Looking Statements” 
included elsewhere in this report.  

Correction  of  Immaterial  Errors  –  During  the  preparation  of  the  September  30,  2020  condensed 
consolidated financial statements, certain historical errors were identified relating to the accounting for capital 
leases under ASC Topics 840 and 842. The lease obligations under certain leases were not recorded at their 
present values at the inception of the leases; in addition, the asset buyout prices were not reassessed in December 
2019 by the Company, both of which resulted in an understatement of expenses from December 31, 2017 to 
December 31, 2019 and an overstatement of expenses for the nine months ended September 30, 2020. 

The  errors  were  not  material,  either  quantitatively  or  qualitatively,  in  any  of  the  reported  periods. 
However, the corrections, if recorded in the three-month period ended September 30, 2020 would have been 
material  to  such  period.  Accordingly,  the  prior  period  financial  statements  were  corrected  by  revising  such 
consolidated  financial  statements  for  comparability.  For  the  December  31,  2019  consolidated  financial 
statements included in this Form 10-K, the corrections are as follows: 

•  An increase in net loss of $540,000 for the year ended December 31, 2019. 
•  An increase in expenses of $540,000 for the year ended December 31, 2019.  
•  An increase in the loss per share of $0.02 for the year ended December 31, 2019. 
•  An increase in liabilities of $528,000 as of December 31, 2019. 
•  A  decrease  in  retained  earnings  of  $777,000  and  $237,000  as  of December  31,  2019  and  2018, 

respectively. 

•  A decrease in total assets of $249,000 as of December 31, 2019. 
•  The impact on cash flows for the year ended December 31, 2019 was: 

•  A decrease in net cash flows provided by operating activities of $573,000. 
•  A decrease in net cash flows used in investing activities of $102,000. 
•  A decrease in net cash flows used in financing activities of $471,000. 

Executive Overview 

We are a global data engineering company. We operate in three reporting segments: Digital Data Solutions 

(DDS), Synodex and Agility.  

The following table sets forth certain financial data for the two years ended December 31, 2020 and 2019: 

Revenues
Direct operating costs
Selling and administrative expenses
Income (loss) from operations
Other expense
Income (loss) before provision for income taxes
Provision for income taxes
Net income (loss)

(Dollars in millions)
Years Ended December 31,

2020

% of revenue

2019

% of revenue

100.0 %
66.0 %
32.0 %
                 %
2.0

$         

55.9
37.3
19.5
(0.9)
0.1
(1.0)
1.1
(2.1)

100.0
66.7
34.9
(1.6)

%
%
%
%

$         

58.2
38.4
18.7
1.1
0.1
1.0
0.4
0.6

28 

 
 
 
 
 
 
 
  
 
 
 
 
      
 
 
 
 
 
            
           
           
              
           
           
              
             
            
              
             
             
             
            
             
             
             
            
Results of Operations 

All percentages have been calculated using rounded amounts. 

Year Ended December 31, 2020 Compared to the Year Ended December 31, 2019 

Revenues 

Total revenues were $58.2 million for the year ended December 31, 2020, an increase of $2.3 million 

or 4% from total revenues of $55.9 million for the year ended December 31, 2019.   

Revenues from the DDS segment were $42.0 million and $41.3 million for the years ended December 
31, 2020 and 2019, respectively, an increase of $0.7 million or approximately 2%.  The increase was due to 
higher volume from one client, partially offset by lower volume from two clients of the DDS segment. 

Revenues from the Synodex segment were $4.8 million and $3.9 million for the years ended December 
31, 2020 and 2019, respectively, an increase of $0.9 million or approximately 23%.  The increase was primarily 
due to higher volume from three clients, partially offset by lower volume from two clients. 

Revenues from the Agility segment were $11.4 million and $10.7 million for the year ended December 
31, 2020 and 2019, respectively, an increase of $ 0.7 million or approximately 7%. The increase was attributable 
to higher revenues from subscriptions to our Agility media database. 

One client in the DDS segment generated approximately 14% and 16% of the Company’s total revenues 
in the fiscal years ended December 31, 2020 and 2019, respectively. Another client in the DDS segment generated 
10% of the Company’s total revenues for the fiscal year ended December 31, 2019. No other client accounted 
for 10% or more of total revenues during these periods. Further, in the years ended December 31, 2020 and 2019, 
revenues from non-US clients accounted for 54% and 55% of the Company's revenues respectively. 

Direct Operating Costs 

Direct  operating  costs  consist  of  direct  payroll,  occupancy  costs,  data  center  hosting  fees,  content 
acquisition  costs,  depreciation  and  amortization,  travel,  telecommunications,  computer  services  and  supplies, 
realized gain (loss) on forward contracts, foreign currency remeasurement gain (loss), and other direct expenses 
that are incurred in providing services to our clients.   

Direct operating costs were $38.4 million and $37.3 million for the years ended December 31, 2020 
and 2019, respectively, an increase of $1.1 million or approximately 3%.  This increase was primarily due to an 
increase in labor related costs of $2.1 million, and technology-related expenditures in connection with our BCP in 
response to the COVID-19 pandemic of $1.1 million. The increase was offset in part by reductions in occupancy 
and related costs of $1.1 million, content acquisition costs of $0.2 million, and a decrease of $0.8 million due to 
reversal of a one-time charge of $0.4 million made in the second quarter of 2019 for an assessment of retroactive 
foreign social security contributions that was successfully adjudicated. Direct operating costs as percentage of total 
revenues were 66% and 67% for the years ended December 31, 2020 and 2019, respectively.  

Direct operating costs for the DDS segment were $28.5 million and $27.5 million for the years ended 
December 31, 2020 and 2019, respectively, an increase of $1.0 million or approximately 4%. This increase was 
primarily  due  to  an  increase  in  labor  related  costs  of  $1.8  million,  and  technology-related  expenditures  in 
connection with our BCP in response to the COVID-19 pandemic of $1.1 million. The increase was offset in part 
by reductions in occupancy and related costs of $1.0 million and a decrease of $0.8 million due to reversal of a 
one-time charge of $0.4 million made in the second quarter of 2019 for an assessment of retroactive foreign social 
security  contributions  that  was  successfully  adjudicated.  Direct  operating  costs  for  the  DDS  segment  as  a 
percentage  of  DDS  segment  revenues  were  68%  and  67%  for  the  years  ended  December  31,  2020  and  2019, 

29 

 
 
 
 
 
 
 
 
 
 
 
  
 
 
respectively.  

Direct operating costs for the Synodex segment were approximately $3.4 million and $3.2 million for 
the years ended December 31, 2020 and 2019, respectively, an increase of $0.2 million or 6%. The increase was 
principally  due  to  labor  related  costs  associated  with  the  increase  in  volume.  Direct  operating  costs  for  the 
Synodex segment as a percentage of segment revenues were 71% and 82% for the years ended December 31, 
2020 and 2019, respectively. The decrease in Direct operating costs as a percentage of segment revenues during 
the year was primarily due to higher revenue. 

Direct operating costs for the Agility segment were approximately $6.5 million and $6.6 million for the 
years ended December 31, 2020 and 2019, respectively, a decrease of $0.1 million or 2%. This decrease was 
primarily  due  to  a  reduction  in  content  acquisition  costs.  Direct  operating  costs  for  the  Agility  segment  as  a 
percentage of Agility segment revenues were 57% and 62% for the years ended December 31, 2020 and 2019, 
respectively. The decrease in Direct operating costs as a percentage of segment revenues during the year was 
primarily due to higher revenue from subscriptions to our Agility intelligent data platform and newswire products. 

 Selling and Administrative Expenses 

Selling  and  administrative  expenses  consist  of  management  and  administrative  salaries,  sales  and 
marketing  costs  including  commissions,  new  services  research  and  related  software  development,  third-party 
software,  advertising  and  trade  conferences,  professional  fees  and  consultant  costs,  and  other  administrative 
overhead costs.   

Selling and administrative expenses were $18.7 million for the year ended December 31, 2020 compared 
to $19.5 million for the year ended December 31, 2019, a decrease of $0.8 million or 4%. This decrease was 
primarily due to lower marketing, travel and occupancy expenses of $0.3 million and professional fees of $0.5 
million. Selling and administrative expenses as a percentage of total revenues were 32% and 35% for the years 
ended  December  31,  2020  and  2019,  respectively.  The  decrease  in  selling  and  administrative  expenses  as 
percentage of revenues during the year was primarily due to higher revenues and lower selling and administrative 
costs. 

Selling  and  administrative  expenses  for  the  DDS  segment  were  $12.4  million  for  the  year  ended 
December 31, 2020 compared to $13.1 million for the year ended December 31, 2019, a decrease of $0.7 million 
or 5%. This decrease was primarily due to lower marketing, travel and occupancy expenses of $0.2 million and 
professional fees of $0.5 million. As a percentage of DDS revenues, DDS selling and administrative expenses 
were 30% and 32% for the years ended December 31, 2020 and 2019, respectively. The decrease in selling and 
administrative  expenses  as  a  percentage  of  revenues  was  due  to  higher  revenues  and  lower  selling  and 
administrative expenses. 

Selling  and  administrative  expenses  for  the  Synodex  segment  was  $0.9  million  for  the  year  ended 
December 31, 2020 compared to $0.7 million for the year ended December 31, 2019, an increase of $0.2 million 
or 29%. This increase was primarily due to labor related expenses. Selling and administrative expenses for the 
Synodex  segment  as  a  percentage  of  Synodex  segment  revenues  were  19%  and  18%  for  the  years  ended 
December 31, 2020 and 2019, respectively.  

Selling and administrative expenses for the Agility segment were $5.4 million and $5.7 million for the 
years ended December 31, 2020 and 2019, respectively, a decrease of $0.3 million or 5%. This decrease was 
primarily  due  to  labor  related  expenses.  Selling  and  administrative  expenses  for  the  Agility  segment  as  a 
percentage of Agility segment revenues were 47% and 53% for the years ended December 31, 2020 and 2019, 
respectively. The decrease in selling and administrative expenses as a percentage of revenues was due to higher 
revenues and lower selling and administrative expenses. 

30 

 
 
 
  
 
  
 
 
 
 
 
Goodwill Impairment 

On March 31, 2020, we determined that adverse changes in macroeconomic trends as a consequence of 
the continuing COVID-19 pandemic constituted a triggering event under the Financial Accounting Standards 
Board’s  (the  “FASB”)  Accounting  Standards  Codification  (“ASC”)  No.  350,  “Intangibles  -  Goodwill  and 
Other” and ASC No. 360, “Impairment or Disposal of Long-Lived Assets”). We completed our impairment 
analysis procedures as of March 31, 2020. We determined that there was no impairment of long-lived assets in 
any of the reporting units as of March 31, 2020. 

On  September  30,  2020,  we  performed  our  annual  goodwill  assessment  for  the  Agility  segment  in 
accordance with the provisions of the FASB’s Accounting Standards Update (“ASU”) 2017-04, “Intangibles – 
Goodwill and Other (Topic 350)”, by using a single step approach that evaluates the carrying value of goodwill 
and comparing it against the reporting unit’s fair value. Our conclusion was consistent with the results of the 
March 31, 2020 impairment test. 

Income Taxes 

We recorded a provision for income taxes of approximately $0.4 million and $1.1 million for the years 
ended  December  31,  2020  and  2019,  respectively.  Tax-related  charges  primarily  consisted  of  a  provision  for 
foreign taxes recorded in accordance with the local tax regulations by our foreign subsidiaries. Effective income 
tax rates are disproportionate primarily due to the valuation allowance recorded on the deferred taxes on the U.S. 
and  Canadian  entities.  See  Note  4,  “Income  Taxes”  of  the  notes  to  the  consolidated  financial  statements  for 
additional information.  

The reconciliation of the U.S. statutory rate with the Company’s effective tax rate for the years ended 

December 31, 2020 and 2019 are summarized in the table below:  

Federal income tax expense (benefit) at statutory rate
Effect of:

Change in valuation allowance
Increase in unrecognized tax benefits (ASC 740)
Tax effects of foreign operations
Foreign operations permanent differences - foreign exchange gains and 
losses
Deemed interest
State income tax net of federal benefit
Foreign rate differential
Effect of share based compensation

   Return to provision true up

Change in rates
Withholding tax
Other
Effective tax rate

2020

2019

21.0

%

(21.0)

%

137.7
31.5
57.7

(1.3)
(2.1)
(4.3)
(8.6)
(10.9)
(10.8)
(172.7)
1.5
(0.3)
38.4

%

22.4
55.1
59.7

(12.2)
-
1.3
0.8
-
(2.6)
-
6.0
(7.3)
102.2

%

Despite  access  to  overseas  earnings  and  the  resulting  toll  charge,  we  intend  to  indefinitely  reinvest 
earnings and profits in our foreign subsidiaries on account of the foreign jurisdiction withholding taxes that we 
would  have  to  incur  on  the  actual  remittances.  Unremitted  foreign  earnings  and  profits  amounted  to 
approximately $47.0 million at December 31, 2020. If such foreign earnings and profits are repatriated in the 

31 

 
 
 
 
  
 
 
        
 
 
         
         
            
        
            
        
           
            
           
         
         
future, or are no longer deemed to be indefinitely reinvested, we would have to accrue the applicable amount 
of foreign jurisdiction withholding taxes associated with such remittances.  

We have a valuation allowance on all of our U.S. deferred tax assets on account of continuing losses 
incurred by our U.S. entity. In addition, we also have a valuation allowance on the deferred tax assets of our 
Canadian  subsidiaries.  Our  Canadian  subsidiaries  also  have  research  and  development  credits  available  to 
reduce taxable income in future years, which may be carried forward indefinitely. The potential benefits from 
these balances have not been recognized for financial statement purposes. 

Tax Assessments 

In September 2015, our Indian subsidiary was subject to an inquiry by the Service Tax Department in 
India regarding the classification of services provided by this subsidiary, asserting that the services provided by 
this  subsidiary  fall  under  the  category  of  online  information  and  database  access  or  retrieval  services  (OID 
Services), and not under the category of business support services (BS Services) that are exempt from service 
tax  as  historically  indicated  in  the  subsidiary’s  service  tax  filings.  We  disagree  with  the  Service  Tax 
Department’s position. In November 2019, the Commissioner of Central Tax, GST & Central Excise issued an 
order confirming the Service Tax Department’s position. We are vigorously contesting this order in an appeal 
to  the  Customs,  Excise  and  Service  Tax  Appellate  Tribunal.  In  the  event  the  Service  Tax  Department  is 
ultimately successful in proving that the services fall under the category of OID Services, the revenues earned 
by our Indian subsidiary for the period July 2012 through November 2016 would be subject to a service tax of 
between 12.36% and 15%, and this subsidiary may also be liable to pay interest and penalties. The revenue of 
our  Indian  subsidiary  during  this  period  was  approximately  $64.0  million.  In  accordance  with  new  rules 
promulgated by the Service Tax Department, as of December 1, 2016 service tax is no longer applicable to OID 
or BS Services. Based on our counsel’s assessment, we have not recorded any tax liability for this case. 

In a separate action relating to service tax refunds, in October 2016, our Indian subsidiary received 
notices from the Indian Service Tax Department in India seeking to reverse service tax refunds of approximately 
$160,000  previously  granted  to  our  Indian  subsidiary  for  three  quarters  in  2014,  asserting  that  the  services 
provided  by  this  subsidiary  fall  under  the  category  of  OID  Services  and  not  BS  Services.  The  appeal  was 
determined  in  favor  of  the  Service  Tax  Department.  We  disagree  with  the  basis  of  this  decision  and  are 
contesting it vigorously. We expect delays in our Indian subsidiary receiving further service tax refunds until 
this matter is adjudicated with finality, and currently have service tax credits of approximately $1.0 million 
recorded as a receivable. Based on our counsel’s assessment, we have not recorded any tax liability for this 
case. 

Net Income (Loss) 

We had a net income of $0.6 million during the year ended December 31, 2020, compared to a net loss of 
$2.1 million during the year ended December 31, 2019.  The $2.7 million improvement was attributable to higher 
revenues  of  $2.3  million,  and  a  decrease  in  tax  provision  of  $0.7  million,  partially  offset  by higher  operating 
expenses of $0.3 million. 

Net income for the DDS segment was $0.3 million for the year ended December 31, 2020, compared to a 
net loss of $0.5 million for the year ended December 31, 2019. The $0.8 million improvement was attributable to 
higher revenues of $0.7 million and a decrease in tax provisions of $0.4 million, partially offset by higher operating 
expenses of $0.3 million. 

Net income for the Synodex segment was $0.5 million for the year ended December 31, 2020, compared 
to breakeven for the year ended December 31, 2019. The $0.5 million increase was primarily attributable to the 
higher revenues of $0.9 million offset in part by higher operating expenses of $0.4 million.  

Net loss for the Agility segment was $0.2 million for the year ended December 31, 2020, compared to a 

32 

 
 
 
 
 
 
  
 
 
 
net loss of $1.6 million for the year ended December 31, 2019.  The $1.4 million improvement was the result of 
higher revenues of $0.7 million, reductions in operating expenses of $0.4 million and a tax benefit of $0.3 million. 

Liquidity and Capital Resources 

Selected measures of liquidity and capital resources, expressed in thousands, are as follows:  

December 31,

2020

2019          

Cash and cash equivalents
Working capital

$        

17,573
13,515

$        

10,874
8,250

On December 31, 2020, we had cash and cash equivalents of $17.6 million, of which $10.2 million was 
held by our foreign subsidiaries, and $7.4 million was held in the United States. Despite the passage of the new 
tax law under which we may repatriate funds from overseas after paying the toll charge, it is our intent, as of 
December  31,  2020,  to  permanently  reinvest  the  overseas  funds  in  our  foreign  subsidiaries  on  account  of  the 
withholding tax that we would have to incur on the actual remittances.  

 We have used, and plan to use, our cash and cash equivalents for (i) investments in the Agility segment; 
(ii)  the  expansion  of  our  other  operations;  (iii)  technology  innovation;  (iv)  product  management  and  strategic 
marketing; (v) general corporate purposes, including working capital; and (vi) possible business acquisitions. As 
of December 31, 2020, we had working capital of approximately $13.5 million, as compared to working capital 
of approximately $8.3 million as of December 31, 2019. 

On May 4, 2020, we received loan proceeds of $579,700 under the Paycheck Protection Program (PPP), 
which was established as part of the Coronavirus Aid, Relief and Economic Security Act. The loans and accrued 
interest are forgivable, as long as the borrower uses the loan proceeds for eligible purposes, including payroll, 
benefits, rent and utilities, and maintains its payroll levels. The unforgiven portion of the loan is payable over two 
years  at  an  interest  rate  of  1%  per  year,  with  a  deferral  of  payments  until  the  date  that  the  Small  Business 
Administration remits the borrower’s loan forgiveness amount to the lender. On January 29, 2021, we filed our 
loan forgiveness application for 100% of the approved loan under the PPP.   

Proceeds from stock option exercises for the year ended December 31, 2020 were $2.6 million.  

We did not have any material commitments for capital expenditures as of December 31, 2020.  

We  believe  that  our  existing  cash  and  cash  equivalents  and  cash  flows  from  operations  will  provide 
sufficient sources of liquidity to satisfy our financial needs for the next 12 months from the date of issuance of 
these financial statements. However, as we have no bank facilities or lines of credit, reductions in our cash and 
cash equivalents from operating losses, capital expenditures, adverse legal decisions, acquisitions or otherwise 
could materially and adversely affect the Company. 

Net Cash Provided by Operating Activities 

Cash provided by our operating activities for the year ended December 31, 2020 was $5.7 million and 
was the result of the net income of $0.6 million, the effect of adjustments for non-cash items of $3.4 million and 
sources of working capital of $1.6 million. Adjustments for non-cash items primarily consisted of $2.3 million for 
depreciation  and  amortization,  stock-based  compensation  of  $0.9  million  and  $0.2  million  for  other  non-cash 
items. Working capital activities primarily consisted of sources from a $1.4 million increase in accrued salaries, 

33 

 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
         
           
wages and related benefits, a $0.8 million increase in income and other taxes, offset by a $0.6 million increase in 
prepaid expenses and other current assets.  Refer to the Consolidated Statements of Cash Flows for further details. 

Cash provided by our operating activities for the year ended December 31, 2019 was $4.3 million and 
was the result of the net loss of $2.1 million, the effect of adjustments for non-cash items of $3.6 million and 
sources of working capital of $2.9 million. Adjustments for non-cash items primarily consisted of $2.7 million for 
depreciation and amortization, stock option expense of $0.8 million and $0.1 million for other non-cash items. 
Working capital activities primarily consisted of sources from a $1.2 million decrease in our accounts receivable, 
a $1.2 million decrease in prepaid and other current assets, and a $0.9 million increase in income and other taxes 
which was offset in part by a use of $0.5 million due to an increase in other working capital. The reduction in 
accounts  receivable  is  a  result  of  higher  collections  during  the  year  ended  December  31,  2019.    Refer  to  the 
Consolidated Statements of Cash Flows for further details. 

Our days’ sales outstanding were 62 days and 66 days December 31, 2020 and 2019, respectively. We 
calculate DSO by first dividing the total revenues for the period by average net accounts receivable, which is the 
sum of net accounts receivable at the beginning of the period and net accounts receivable at the end of the period, 
to yield an amount we refer to as the “accounts receivable turnover”. Then we divide the total number of days 
within the period reported by the accounts receivable turnover to yield DSO expressed in number of days.  

Net Cash Used in Investing Activities 

Cash used in our investing activities was $1.4 million and $1.7 million for the years ended December 31, 
2020  and  2019,  respectively.  These  capital  expenditures  were  principally  for  the  purchase  of  technology 
equipment including servers, network infrastructure and workstations, and expenditures for internally developed 
software. Capital expenditures for the year ended December 31, 2020 amounting to $1.4 million consisted of $0.6 
million for the DDS segment and $0.8 million for the Agility segment.  

For  the  year  2020,  we  anticipate  that  capital  expenditures  for  ongoing  technology,  equipment  and 

infrastructure upgrades will approximate $2.0 to $2.3 million, a portion of which we may finance. 

Net Cash Used in Financing Activities 

Cash provided by financing activities for the year ended December 31, 2020 was from PPP loan proceeds 
of $0.6 million and proceeds from stock option exercises of $2.6 million.  Payments of long-term obligations were 
$0.9 million and $0.6 million for December 31, 2020 and 2019, respectively. Cash used in financing activities for 
2019 was $1.8 million for the repurchase of 1,503,095 shares of our common stock at a volume-weighted average 
price of $1.23 per share. 

Inflation, Seasonality and Prevailing Economic Conditions 

Although most of our revenues are denominated in U.S. dollars, a significant portion of our revenues is 
denominated in Canadian dollars, Pound Sterling and Euros. In addition, a significant portion of our expenses, 
primarily labor expenses in the Philippines, India, Sri Lanka, Germany, Canada and Israel, are incurred in the local 
currencies  of  the  countries  in  which  we  operate.  For  financial  reporting  purposes,  we  translate  all  non-U.S. 
denominated transactions into U.S. dollars in accordance with U.S. GAAP.  Thus, we are exposed to the risk that 
fluctuations in the value of these currencies relative to the U.S. dollar could have a direct impact on our revenues 
and our results of operations.  

The Philippines and India have at times experienced high rates of inflation as well as major fluctuations 
in the exchange rate between the Philippine peso and the U.S. dollar and the Indian rupee and the U.S. dollar. As 
of December 31, 2020, the aggregate notional amount of our hedges against the Indian rupee was approximately 
$2.9 million, and $4.0 million for the Philippine peso.  

34 

 
 
 
 
 
 
 
 
 
  
 
 
 
Fluctuations in exchange rates also affect the value of funds held by our foreign subsidiaries.  We do not 

currently intend to hedge these assets. 

Our most significant costs are the salaries and related benefits of our employees in Asia. We are exposed 
to high inflation in wage rates in the countries in which we operate. We generally perform work for our clients 
under  project-specific  contracts,  requirements-based  contracts  or  long-term  contracts.  We  must  adequately 
anticipate wage increases, particularly on our fixed-price contracts. There can be no assurance that we will be able 
to recover cost increases through increases in the prices that we charge for our services to our clients.  

Our  quarterly  operating  results  are  subject  to  certain  fluctuations.  We  experience  fluctuations  in  our 
revenue and earnings as we replace and begin new projects, which may have some normal start-up delays, or 
we may be unable to replace a project entirely. These and other factors may contribute to fluctuations in our 
operating results from quarter to quarter. In addition, as some of our Asian facilities are closed during holidays in 
the fourth quarter, we typically incur higher wages, due to overtime, that reduce our margins.  

Our Synodex subsidiary experiences seasonal fluctuations in revenues. Typically, revenue is lowest in the 
third quarter of the calendar year and highest in the fourth quarter of the calendar year. The seasonality is directly 
linked to the number of life insurance applications received by the insurance companies. 

Item 7A.  Quantitative and Qualitative Disclosures About Market Risk. 

Not applicable to smaller reporting companies. 

Item 8.  Financial Statements and Supplementary Data. 

See  Financial  Statement  Index  and  Financial  Statements  commencing  on  page  F-1,  which  are 

incorporated by reference herein. 

Item 9.  Changes in and Disagreements with Accountants on Accounting and Financial Disclosure. 

None. 

Item 9A.  Controls and Procedures.  

Evaluation of Disclosure Controls and Procedures  

We maintain disclosure controls and procedures (as such term is defined in Rules 13a-15(e) and 15d-
15(e) under the Securities Exchange Act of 1934, as amended (the “Exchange Act”), that are designed to ensure 
that information required to be disclosed in the reports we file or submit under the Exchange Act is recorded, 
processed,  summarized  and  reported  within  the  time  periods  specified  in  the  Securities  and  Exchange 
Commission's rules and forms, and that such information is accumulated and communicated to our management, 
including our principal executive officer and principal financial officer, as appropriate, to allow timely decisions 
regarding required disclosure.  

Under the supervision, and with the participation of our management, including our principal executive 
officer and our principal financial officer, we conducted an evaluation of the effectiveness of our disclosure 
controls and procedures, as defined under Exchange Act Rule 13a-15(e), as of December 31, 2020. Based on 
this evaluation, our principal executive officer and our principal financial officer concluded that, as of December 
31, 2020, our disclosure controls and procedures were effective.  

35 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Management’s Annual Report on Internal Control over Financial Reporting  

Our  management  is  responsible  for  establishing  and  maintaining  adequate  internal  control  over  our 
financial  reporting.  Internal  control  over  financial  reporting  is  a  process  designed  to  provide  reasonable 
assurance  regarding  the  reliability  of  our  financial  reporting  and  the  preparation  of  financial  statements  for 
external purposes in accordance with U.S. GAAP. Internal control over financial reporting includes maintaining 
records that in reasonable detail accurately and fairly reflect our transactions and disposition of assets; providing 
reasonable assurance that transactions are recorded as necessary for preparation of our financial statements; 
providing reasonable assurance that receipts and expenditures of company assets are made in accordance with 
management and director authorization; and providing reasonable assurance that unauthorized acquisition, use 
or  disposition  of  company  assets  that  could  have  a  material  effect  on  our  financial  statements  would  be 
prevented  or  detected  on  a  timely  basis.  Because  of  its  inherent  limitations,  internal  control  over  financial 
reporting is not intended to provide absolute assurance that a misstatement of our financial statements would be 
prevented or detected.  

Under the supervision and with the participation of the Company’s Chief Executive Officer and Chief 
Financial  Officer,  management  conducted  an  evaluation  of  the  effectiveness  of  our  internal  control  over 
financial reporting based on the framework in Internal Control – Integrated Framework (2013) - issued by the 
Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission  (COSO).  Based  on  this  evaluation, 
management  concluded  that  the  Company’s  internal  control  over  financial  reporting  was  effective  as  of 
December 31, 2020.   

A material weakness is a deficiency or a combination of deficiencies in internal control over financial 
reporting, such that there is reasonable possibility that a material misstatement of the Company’s annual or 
interim financial information will not be prevented or detected on a timely basis. 

This Annual Report on Form 10-K does not include an attestation report of our independent registered 
public accounting firm regarding internal control over financial reporting. Management’s report was not subject 
to  attestation  by  our  independent  registered  public  accounting  firm  pursuant  to  rules of  the  Securities  and 
Exchange Commission that permit us to provide only management’s report in this Annual Report on Form 10-
K. 

Changes in Internal Control over Financial Reporting 

There were changes in our internal control over financial reporting (as such term is defined in Rules 
13a-15(f) or 15d-15(f) under the Exchange Act) during the three months ended December 31, 2020 that have 
materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.  
These  changes  relate  to  remediation  of  the  material  weakness  on  appropriate  review  procedures  related  to 
evaluation and proper accounting for lease contracts consistent with capital lease accounting under U.S. GAAP. 
The  Company  implemented  enhancements  to  its  internal  controls  to  prevent  and  detect  errors  by  instituting 
additional controls and procedures that entails a comprehensive review of new lease contracts to ensure that all 
appropriate clauses are thoroughly evaluated and accounted for in accordance with ASC 842 guidance. 

Item 9B.  Other information. 

None. 

36 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 10.  Directors, Executive Officers and Corporate Governance. 

PART III 

The information called for by Items 401, 405, if required, and 407(c)(3), (d)(4) and (d)(5) of Regulation 
S-K is incorporated by reference from the Company’s definitive proxy statement for the 2021 Annual Meeting 
of Stockholders to be filed pursuant to Regulation 14A under the Exchange Act no later than 120 days after 
the end of the Company’s 2020 fiscal year. 

The Company has a code of ethics that applies to all of its employees, officers, and directors, including 
its principal executive officer, principal financial officer, and corporate controller.  The text of the Company’s 
code  of  ethics  is  posted  on  its  website  at  www.innodata.com.  The  Company  intends  to  disclose  future 
amendments to, or waivers from, certain provisions of the code of ethics for executive officers and directors 
in accordance with applicable Nasdaq and SEC requirements. 

Item 11.  Executive Compensation. 

The information called for by Item 11 is incorporated by reference from the Company’s definitive proxy 
statement  for  the  2021  Annual  Meeting  of  Stockholders  to  be  filed  pursuant  to  Regulation  14A  under  the 
Exchange Act no later than 120 days after the end of the Company’s 2020 fiscal year. 

Item 12.  Security Ownership of Certain Beneficial Owners and Management and Related Stockholder 
Matters. 

The information required by this Item regarding the Company’s equity compensation plans is set forth 
in Part II, Item 5 of this Annual Report on Form 10-K under the caption “Securities Authorized for Issuance 
Under Equity Compensation Plans” and is incorporated by reference herein. The information called for under 
Item 403 of Regulation S-K by Item 12 is incorporated by reference from the Company’s definitive proxy 
statement  for  the  2021  Annual  Meeting  of  Stockholders  to  be  filed  pursuant  to  Regulation  14A  under  the 
Exchange Act no later than 120 days after the end of the Company’s 2020 fiscal year.  

Item 13.  Certain Relationships and Related Transactions, and Director Independence. 

The information called for by Item 13 is incorporated by reference from the Company’s definitive proxy 
statement  for  the  2021  Annual  Meeting  of  Stockholders  to  be  filed  pursuant  to  Regulation  14A  under  the 
Exchange Act no later than 120 days after the end of the Company’s 2020 fiscal year.  

Item 14.  Principal Accountant’s Fees and Services. 

The information called for by Item 14 is incorporated by reference from the Company’s definitive proxy 
statement  for  the  2021  Annual  Meeting  of  Stockholders  to  be  filed  pursuant  to  Regulation  14A  under  the 
Exchange Act no later than 120 days after the end of the Company’s 2020 fiscal year. 

Item 15. Exhibits, Financial Statement Schedules. 

PART IV 

(a)(1)    Financial  Statements.  The  following  Report  of  Independent  Registered  Public  Accounting  firm, 
consolidated  financial  statements,  and  accompanying  notes  are  included  in  Item  8.  Index  to 
Financial Statements: 

Reports of Independent Registered Public Accounting Firms. 

37 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  Consolidated Balance Sheets as of December 31, 2020 and 2019. 

Consolidated Statements of Operations and Comprehensive Income (Loss) for the years ended 
December 31, 2020 and 2019. 
Consolidated Statements of Stockholders’ Equity for the years ended December 31, 2020 and 2019. 

  Consolidated Statements of Cash Flows for the years ended December 31, 2020 and 2019. 

(a)(2)  Exhibits – See Exhibit Index attached hereto, which is incorporated by reference herein. 

Item 16.  Form 10K Summary. 

None. 

Pursuant  to  the  requirements  of  Section  13  or  15(d)  of  the  Securities  Exchange  Act  of  1934,  the 

registrant caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. 

SIGNATURES 

INNODATA INC. 

By 

/s/ Jack S. Abuhoff 
Jack S. Abuhoff  

Chief Executive Officer and President 
March 12, 2021 

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below 

by the following persons on behalf of the registrant and in the capacities and on the dates indicated. 

Signature 

 Title 

 Date 

/s/ Jack S. Abuhoff 
Jack S. Abuhoff 

/s/ Mark A. Spelker 
Mark A. Spelker 

/s/ Louise C. Forlenza 
Louise C. Forlenza 

/s/ Stewart R. Massey 
Stewart R. Massey 

/s/ Nauman (Nick) Toor 
Nauman (Nick) Toor 

Chief Executive Officer and President   March 12, 2021 

Chief Financial Officer and Executive 
Vice President      

March 12, 2021 

March 12, 2021 

March 12, 2021 

March 12, 2021 

 Director 

Director 

Director  

38 

 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                                                                     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
INNODATA INC. AND SUBSIDIARIES 
INDEX TO CONSOLIDATED FINANCIAL STATEMENTS 

Reports of Independent Registered Public Accounting Firms 

Consolidated Balance Sheets as of December 31, 2020 and 2019  

Consolidated Statements of Operations and Comprehensive Income (Loss) for 
the years ended December 31, 2020 and 2019 

Consolidated Statements of Stockholders’ Equity for the years ended 
   December 31, 2020 and 2019 

Consolidated Statements of Cash Flows for the years ended December 31, 2020 
   and 2019 

Notes to Consolidated Financial Statements 

PAGE 

F-2 

F-6 

F-8 

F-9 

F-10 

F-11 

F-1 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Report of Independent Registered Public Accounting Firm 

Shareholders and Board of Directors  
Innodata Inc. 

Opinion on the Consolidated Financial Statements  

We  have  audited  the  accompanying  consolidated  balance  sheet  of  Innodata  Inc.  and  subsidiaries  (the 
“Company”) as of December 31, 2020, the related consolidated statements of operations and comprehensive 
income,  stockholders’  equity,  and  cash  flows  for  the  year  ended  December  31,  2020,  and  the  related  notes 
(collectively referred to as the “consolidated financial statements”). In our opinion, the consolidated financial 
statements present fairly, in all material respects, the financial position of the Company as of December 31, 
2020 and the results of its operations and its cash flows for the year then ended in conformity with accounting 
principles generally accepted in the United States of America. 

Revision to 2019 consolidated financial statements. 

We  have  also  audited  the  revision  adjustments  to  2019  consolidated  financial  statements  to  correct  the 
immaterial errors as discussed in Note 1 to the consolidated financial statements. In our opinion, such revision 
adjustments are appropriate and have been properly applied. We were not engaged to audit, review, or apply 
any procedures to the 2019 consolidated financial statements of the Company other than with respect to the 
revision adjustments and, accordingly, we do not express an opinion or any other form of assurance on the 2019 
consolidated financial statements taken as a whole. 

Basis for Opinion 

These  consolidated  financial  statements  are  the  responsibility  of  the  Company’s  management.  Our 
responsibility is to express an opinion on the Company’s consolidated financial statements based on our audit. 
We  are  a  public  accounting  firm  registered  with  the  Public  Company  Accounting  Oversight  Board  (United 
States) (“PCAOB”) and are required to be independent with respect to the Company in accordance with the 
U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission 
and the PCAOB. 

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan 
and perform the audit to obtain reasonable assurance about whether the consolidated financial statements are 
free of material misstatement, whether due to error or fraud.  The Company is not required to have, nor were 
we engaged to perform, an audit of its internal control over financial reporting. As part of our audit, we are 
required  to  obtain  an  understanding  of  internal  control  over  financial  reporting  but  not  for  the  purpose  of 
expressing  an  opinion  on  the  effectiveness  of  the  Company’s  internal  control  over  financial  reporting. 
Accordingly, we express no such opinion. 

Our  audit  included  performing  procedures  to  assess  the  risks  of  material  misstatement  of  the  consolidated 
financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such 
procedures  included  examining,  on  a  test  basis,  evidence  regarding  the  amounts  and  disclosures  in  the 
consolidated  financial  statements.  Our  audit  also  included  evaluating  the  accounting  principles  used  and 
significant estimates made by management, as well as evaluating the overall presentation of the consolidated 
financial statements. We believe that our audit provides a reasonable basis for our opinion. 

F-2 

 
 
 
 
Critical Audit Matters 

The  critical  audit  matters  communicated  below  are  matters  arising  from  the  current  period  audit  of  the 
consolidated  financial  statements  that  were  communicated  or  required  to  be  communicated  to  the  audit 
committee and that: (i) relate to accounts or disclosures that are material to the consolidated financial statements 
and (ii) involved our especially challenging, subjective, or complex judgments. The communication of critical 
audit matters does not alter in any way our opinion on the consolidated financial statements, taken as a whole, 
and we are not, by communicating the critical audit matters below, providing a separate opinion on the critical 
audit matters or on the accounts or disclosures to which they relate. 

1.  Intangible Assets Impairment Assessment (Including Goodwill) 

Description of Matter: 

As described in Note 3 to the consolidated financial statements, the Company’s Intangible assets and goodwill 
balance was $ 6.8 million as of December 31, 2020. Goodwill is tested for impairment at least annually at the 
reporting  unit  level  and  more  frequently  when  an  event  occurs,  or  circumstances  change,  that  indicates  the 
carrying  value  may  not  be  recoverable.  The  determination  of  the  fair  value  of  the  reporting  unit  requires 
management to make significant estimates and assumptions related to forecasts of future revenues and operating 
margins  and  discount  rates  which  are  complex  and  subjective.  Changes  in  these  assumptions  could  have  a 
significant impact on the fair value.  

We  identified  the  intangible  assets,  including  goodwill,  impairment  assessment  of  the  Agility  Segment 
Reporting  Unit  as  a  critical  audit  matter  considering  materiality  of  the  amounts  involved  together  with  the 
inherent  subjectivity  related  to  principal  assumptions,  which  are  dependent  on  current  and  future  economic 
factors  including  uncertainties  arising  from  corona  virus  disease  2019  (“COVID-19”)  pandemic;  hence 
assessment of carrying values of intangible asset including goodwill for these unit is considered to be complex 
and  determined  to  be  a  critical  audit  matter  in  our  current  period  audit.  Auditing  management’s  judgments 
regarding forecasts of future revenue, operating margin, and the discount rate to be applied, involved a high 
degree of subjectivity. 

How the matter was addressed in our audit: 

The primary procedures we performed to address this critical audit matter included: 

•  Obtained understanding of the management process for impairment assessment and analysis prepared 

by management for the reporting unit. 

•  Evaluated  management’s  ability  to  accurately  forecast  by  comparing  actual  results  with  historical 
performance,  budgets  and  whether  assumptions  considered  are  consistent  with  evidence  obtained  in 
other areas of the audit. Also evaluated the appropriateness of judgments applied by the management 
while assessing the possible impact of COVID-19. 

• 

Involved  professionals  with  specialized  skill  and  knowledge  to  assist  in  the  evaluation  of  the 
Company’s  discounted  cash  flow  model,  growth  rates,  discount  rates  and  market  participant 
assumptions including testing the underlying source of information, and the mathematical accuracy of 
the calculations. 

•  Performed  independent  sensitivity  analysis  of  key  assumptions,  including  the  implied  growth  rates 
during explicit period, terminal growth rate and discount rate, to assess the effect of possible variations 
on the current estimated fair value for the reporting unit.  

F-3 

 
 
 
 
 
2.  Measurement of the provision for income tax exposures 

Description of Matter 
The Company operates in various countries and is subject to income taxes in multiple tax jurisdictions, with 
complexities of transfer pricing and changing tax laws, and is involved in various tax cases with respective 
tax authorities. Uncertainties arise primarily from certain ongoing tax litigations and open tax years for its 
foreign  subsidiaries.  As  described  in  Note  4  to  the  consolidated  financial  statements,  the  Company  has 
recognized accruals with respect of uncertain tax positions aggregating $ 3.2 million as of December 31, 
2020. 

We  identified  measurement  of  accruals  for  the  aforementioned  income  tax  exposures  as  a  critical  audit 
matter,  as  the  amounts  involved  are  material,  and  the  determination  of  provision  for  taxes  requires  the 
Company to make judgments on tax issues and develop estimates regarding the Company’s exposure to tax 
risks. Further, auditing management judgments on whether the tax positions are probable of being sustained 
in tax assessments involves a high degree of subjectivity. 

How the matter was addressed in our audit: 

The primary procedures we performed to address this critical audit matter included: 

•  Obtained  an  understanding  of  management’s  process  of  estimating  the  provision  for  income  taxes 
including assessment of uncertain tax positions and those related to interpretation of tax laws and its 
application in the estimation of tax liabilities including uncertain tax positions. 

• 

Involved professionals with specialized skill and knowledge in domestic and international taxes, who 
assisted in: 

inspection of correspondences and assessment orders with applicable tax authorities 

o 
o  evaluation of the Company’s interpretation of tax laws and their potential impact on uncertain tax 

positions 

o  evaluation of the assumptions used to determine tax provisions. 

/s/ BDO INDIA LLP 

We have served as the Company's auditor since 2020. 

Mumbai, India 

March 11, 2021 

F-4 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

The Board of Directors and Stockholders  
Innodata Inc. 

Opinion on the Financial Statements 

We  have  audited,  before  the  effects  of  the  adjustments  for  the  correction  of  the  errors  described  in  Note  1 
(Correction  of  Immaterial  Errors),  the  accompanying  consolidated  balance  sheet  of  Innodata  Inc.  and 
Subsidiaries (the Company) as of December 31, 2019, and the related consolidated statements of operations and 
comprehensive  loss,  stockholders’  equity,  and  cash  flows  for  the  year  then  ended,  and  the  related  notes 
(collectively referred to as the consolidated financial statements). In our opinion, except for the errors described 
in Note 1 (Correction of Immaterial Errors), the consolidated financial statements present fairly, in all material 
respects, the financial position of the Company as of December 31, 2019, and its results of operations and its 
cash flows for the year then ended, in conformity with accounting principles generally accepted in the United 
States of America. 

We were not engaged to audit, review, or apply any procedures to the adjustments for the correction of the 
errors described in Note 1(Correction of Immaterial Errors), and, accordingly, we do not express an opinion or 
any other form of assurance about whether such adjustments are appropriate and have been properly applied.  
Those adjustments were audited by BDO India LLP.  (The 2019 consolidated financial statements before the 
effects of the adjustments discussed in Note 1 are not presented herein). 

Basis for Opinion 

These  consolidated  financial  statements  are  the  responsibility  of  the  Company’s  management.  Our 
responsibility is to express an opinion on the Company’s consolidated financial statements based on our audit. 
We  are  a  public  accounting  firm  registered  with  the  Public  Company  Accounting  Oversight  Board  (United 
States) (PCAOB) and are required to be independent with respect to the Company in accordance with the U.S. 
federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and 
the PCAOB. 

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan 
and perform the audit to obtain reasonable assurance about whether the consolidated financial statements are 
free of material misstatement, whether due to error or fraud. The Company is not required to have, nor were we 
engaged to perform, an audit of its internal control over financial reporting. As part of our audit, we are required 
to obtain an understanding of internal control over financial reporting, but not for the purpose of expressing an 
opinion  on  the  effectiveness  of  the  Company’s  internal  control  over  financial  reporting.  Accordingly,  we 
express no such opinion. 

Our  audit  included  performing  procedures  to  assess  the  risks  of  material  misstatement  of  the  consolidated 
financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such 
procedures  included  examining,  on  a  test  basis,  evidence  regarding  the  amounts  and  disclosures  in  the 
consolidated  financial  statements.  Our  audit  also  included  evaluating  the  accounting  principles  used  and 
significant estimates made by management, as well as evaluating the overall presentation of the consolidated 
financial statements. We believe that our audit provides a reasonable basis for our opinion. 

Adoption of New Accounting Standard 

As discussed in Note 7 to the consolidated financial statements, the Company adopted Accounting Standards 

F-5 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Codification ASU 2016-02, beginning January 1, 2019 and applied the practical expedients consistently for all 
of its leases. 

/s/ CohnReznick LLP 
Parsippany, New Jersey 
March 16, 2020 

We served as the Company’s auditor from 2008 to 2020. 

F-6 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
INNODATA INC. AND SUBSIDIARIES 
CONSOLIDATED BALANCE SHEETS 
DECEMBER 31, 2020 AND 2019 
(in thousands, except share and per share data) 

ASSETS
Current assets:

Cash and cash equivalents
Accounts receivable, net of allowance for doubtful accounts of $670 
and $750, respectively
Prepaid expenses and other current assets
            Total current assets

Property and equipment, net
Right-of-use-asset, net
Other assets
Deferred income taxes, net
Intangibles, net
Goodwill
                       Total assets
LIABILITIES AND STOCKHOLDERS’ EQUITY
Current liabilities:
Accounts payable
Accrued expenses and other
Accrued salaries, wages and related benefits
Income and other taxes
Long-term obligations - current portion
Operating lease liability - current portion
            Total current liabilities

Deferred income taxes, net
Long-term obligations, net of current portion
Operating lease liability, net of current portion

            Total liabilities

Commitments and contingencies

Non-controlling interests

STOCKHOLDERS’ EQUITY:

2020

2019

 $         17,573 

 $         10,874 

10,048

4,240
31,861

9,723

3,407
24,004

             7,227 
             6,610 
             2,563 
             2,187 
             4,656 
             2,150 
 $         57,254 

             6,887 
             7,005 
             2,110 
             1,906 
             5,477 
             2,108 
 $         49,497 

 $          1,435 
3,490
5,719
5,000
1,712
990
18,346

 $          1,419 
3,340
4,265
4,183
1,440
1,107
15,754

44
6,282
6,332

363
4,534
6,731

31,004 

27,382 

(3,390)

(3,417)

Serial preferred stock; 4,998,000 shares authorized, none outstanding 

                  -   

                  -   

Common stock, $.01 par value; 75,000,000 shares authorized; 
28,984,000 shares issued and 25,800,000 outstanding at December 31, 
2020; 27,643,000 shares issued and 24,459,000 outstanding at 
December 31, 2019
Additional paid-in capital
Retained earnings
Accumulated other comprehensive loss

289

275

31,921
4,833
(938)
36,105

28,426
4,216
(920)
31,997

Less: treasury stock, 3,184,000 shares at December 31, 2020 and 2019, 
at cost
            Total stockholders’ equity

                       Total liabilities and stockholders’ equity

(6,465)
           29,640 
 $         57,254 

(6,465)
           25,532 
 $         49,497 

See notes to consolidated financial statements.

F-7 

 
 
    
 
 
INNODATA INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME (LOSS) 
YEARS ENDED DECEMBER 31, 2020 AND 2019 
 (In thousands, except per share amounts) 

Revenues
Operating costs and expenses:

Direct operating costs
Selling and administrative expenses
Interest expense, net

Income (loss) before provision for income taxes

Provision for income taxes

Consolidated net income (loss)

Income (loss) attributable to non-controlling interests

2020

2019

$    

58,240

$    

55,858

38,398
18,662
135
57,195
1,045

401

644

27

37,325
19,481
120
56,926
(1,068)

1,091

(2,159)

(17)

Net income (loss) attributable to Innodata Inc. and Subsidiaries

$        

617

$    

(2,142)

Income (loss) per share attributable to Innodata Inc. and Subsidiaries:

Basic
Diluted

Weighted average shares outstanding:

Basic
Diluted

Comprehensive income (loss):
Consolidated net income (loss)

Pension liability adjustment, net of taxes
Change in fair value of derivatives, net of taxes
Foreign currency translation adjustment, net of taxes
   Other comprehensive loss
Total comprehensive income (loss)
Comprehensive income (loss) attributed to non-controlling interest
Comprehensive income (loss) attributable to Innodata Inc. and 
Subsidiaries

See notes to consolidated financial statements.

$       
$       

0.03
0.02

$      
$      

(0.08)
(0.08)

24,607
25,573

25,774
25,774

$        

644
(391)
(33)
406
(18)
626
27

$    

(2,159)
(1,504)
33
566
(905)
(3,064)
(17)

$        

599

$    

(3,047)

F-8 

 
 
 
      
 
   
 
 
 
 
 
 
      
      
      
      
          
          
      
      
       
      
          
       
          
      
            
           
      
      
      
      
         
      
           
            
          
          
           
         
          
      
            
           
INNODATA INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY 
YEARS ENDED DECEMBER 31, 2020 AND 2019 
(In thousands) 

Common Stock

Shares

Amount

Additional 
Paid-in 
Capital

Retained 
Earnings

Accumulated 
Other 
Comprehensive 
Loss

Treasury Stock

Shares

Amount

Total

January 1, 2019 as reported
Revision adjustments
January 1, 2019 as adjusted
Net loss
Purchase of treasury stock
Stock-based compensation
Exercise of stock options
Pension liability adjustments, net of taxes
Foreign currency translation adjustment, net of taxes
Change in fair value of derivatives, net of taxes
December 31, 2019 as reported
Revision adjustments
December 31, 2019 as adjusted
Net income
Stock-based compensation
Exercise of stock options
Pension liability adjustments, net of taxes
Foreign currency translation adjustment, netof taxes
Change in fair value of derivatives, net of taxes
December 31, 2020

     27,558 
            -   
     27,558 
            -   
            -   

            75 
            10 

            -   
            -   
            -   
     27,643 
            -   
     27,643 
            -   
            -   

       1,341 

            -   
            -   
            -   
     28,984 

                  (15)

       1,681 

                    -   

            -   

                  (15)

       1,681 

            -   

                    -   
                    -           1,503 
                    -   
                    -   

            -   
            -   
            -   
            -   
            -   

            -   
            -   
            -   
            -                  (1,504)
            -                      566 
            -                        33 
                 (920)

          275 

            -   

          275 

       6,595 
     27,579 
            -            (237)
       6,358 
     27,579 
            -         (1,602)
            -   

            -   
            -   
            -              836 
            -                11 
            -   
            -   
            -   

            -   
            -   
            -   
       4,756 
     28,426 
            -            (540)
     28,426 
       4,216 
            -              617 

          275 

            -   

          275 

            -   
            -              913 
       2,582 

            14 

            -   
            -   
            -   

 $       289 

            -   
            -   
            -   
 $  31,921 

                    -   
                    -   
                    -   

            -   
            -   
            -                    (391)
            -                      406 
            -                      (33)
 $              (938)
 $    4,833 

            -   
            -   
            -   
            -   
            -   
            -   

       3,184 

    (4,622)

    (4,622)

    (1,843)

     29,812 
           -            (237)
     29,575 
           -         (1,602)
      (1,843)
           -              836 
           -                11 
           -         (1,504)
           -              566 
           -                33 
     26,072 
           -            (540)
     25,532 
           -              617 
           -              913 
           -           2,596 
           -            (391)
           -              406 
           -              (33)
 $  29,640 

 $  (6,465)

       3,184 

    (6,465)

                    -   

            -   

                 (920)

       3,184 

    (6,465)

See notes to consolidated financial statements.

F-9 

 
 
 
           
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
INNODATA INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF CASH FLOWS 
YEARS ENDED DECEMBER 31, 2020 AND 2019  
(In thousands) 

Cash flows from operating activities:
Consolidated net income (loss)
Adjustments to reconcile consolidated net income (loss) to net cash 
   provided by operating activities: 
   Depreciation and amortization
   Stock-based compensation 
   Deferred income taxes
   Pension cost
   Loss on disposal of property and equipment
   Changes in operating assets and liabilities:
       Accounts receivable
       Prepaid expenses and other current assets
       Other assets
       Accounts payable, accrued expenses and other
       Accrued salaries, wages and related benefits
       Income and other taxes
              Net cash provided by operating activities

Cash flows from investing activities:
   Capital expenditures
   Proceeds from disposal of property and equipment
              Net cash used in investing activities 

Cash flows from financing activities:
   Proceeds from bank loan
   Proceeds from exercise of stock options
   Payment of long-term obligations 
   Purchase of treasury stock
              Net cash provided by (used in) financing activities 

2020

2019

$          

644

$      

(2,159)

2,266
913
(618)
791
48

(481)
(555)
270
155
1,449
778
5,660

(1,414)
39
(1,375)

580
2,596
(864)
-
2,312

2,697
836
(313)
335
-

1,216
1,248
332
(589)
(249)
926
4,280

(1,667)
-
(1,667)

-
11
(567)
(1,843)
(2,399)

Effect of exchange rate changes on cash and cash equivalents

102

           (209)

Net increase in cash and cash equivalents

Cash and cash equivalents, beginning of year

6,699

10,874

5

10,869

Cash and cash equivalents, end of year

$     

17,573

$     

10,874

Supplemental disclosures of cash flow information:
   Cash paid for income taxes
   Cash paid for operating leases

   Cash paid for interest

$          
$       

348
2,286

$          
$       

962
2,110

$          

141

$          

130

See notes to consolidated financial statements.

F-10 

 
 
   
 
         
         
            
            
          
          
            
            
             
            
          
         
          
         
            
            
            
          
         
          
            
            
         
         
        
        
             
            
        
        
            
            
         
             
          
          
            
        
         
        
            
         
               
       
       
INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

1. Description of Business and Summary of Significant Accounting Policies 

Description of Business - Innodata Inc. (including its subsidiaries, the “Company”, “Innodata”, “we”, 
“us”  or  “our”)  is  a  global  data  engineering  company.  The  Company  solves  complex  data  challenges  using 
artificial intelligence (AI) and human expertise.  

The Company provides large-scale data annotation services and platforms to companies who require 
high-quality data for training AI and machine learning (ML) algorithms. The Company also provides AI/ML-
based  solutions  to  help  companies  apply  AI/ML  to  real-world  problems  relating  to  analyzing  and  deriving 
insights from documents. For industry-specific, document-intensive industry use cases, the Company provides 
AI-augmented software-as-a-service (SaaS) platforms and discrete managed services. 

The Company’s platforms and services are powered by Goldengate, its proprietary AI/ML platform, as 
well as other technologies it has developed.  In addition, the Company bring to bear 3,500 + employees spanning 
nine countries with expertise in data pertaining to many professional fields. The Company’s hybrid approach 
of using AI/ML in conjunction with human experts enables the Company to deliver superior data quality with 
even the most complex and sensitive data. 

The  Company  developed  its  capabilities  and  honed  its  customer-  and  quality-centric  culture 
progressively  over  the  last  30  years  creating  high-quality  data  for  many  of  the  world’s  most  demanding 
information  companies.  Approximately  five  years  ago,  the  Company  formed  Innodata  Labs,  a  research  and 
development center, to research, develop and apply machine learning and emerging AI to its large-scale, human-
intensive data operations. In 2019, the Company began packaging the capabilities that emerged from its R&D 
efforts  in  order  to  align  with  several  fast-growing  new  markets  and  help  companies  use  AI/ML  to  drive 
performance benefits and business insights. The Company anticipates this strategy will enable it to accelerate 
growth. 

Data Annotation 

The Company trains AI algorithms for social media companies, robotics companies, financial services 
companies, and many others, working with images, text, video and audio. Data sciences teams seek partners 
that can perform data preparation functions for them at large-scale and at high quality, while using automated 
tools to minimize cost. Moreover, as AI projects become more specialized and mission-critical, data preparation 
is  becoming  increasingly  complex,  requiring  deep  domain  knowledge  and  an  infrastructure  in  which  data 
security is assured.  

The Company utilize a variety of leading third-party image and video annotation tools. For text, the 
Company  use  its  proprietary  text  annotation  platform  that  incorporates  AI  to  reduce  cost  while  improving 
consistency and quality of output. The Company’s proprietary text annotation platform features auto-tagging 
capabilities that apply to both classical and generative AI tasks. It also encapsulates many of the innovations 
the Company has conceived of in the course of its 30-year history of creating high-quality data. 

AI/ML Solutions 

The Company also provides AI/ML solutions to companies that intensively process textual data and 
seek to obtain the benefits of AI/ML technologies without having to develop AI/ML engineering capabilities 
in-house.  For  such  companies,  the  Company  often  integrates  one  or  more  of  its  pre-trained  text  processing 
algorithms as a foundation for an overall solution. The Company’s algorithms are accessible as microservices 
via application programming interfaces (APIs), enabling easy integration. 

F-11 

 
 
 
 
INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

In conjunction with AI/ML solutions, the Company often provides a range of data engineering support 
services, including data transformation, data curation, data hygiene, data consolidation, data compliance, and 
master data management. 

The  Company’s  customers  span  a  diverse  range  of  industries  and  a  wide  range  of  AI  use  cases, 

benefiting from the short time-to-value and high economic returns the Company’s AI/ML solutions provide. 

AI/ML Industry Platforms 

The  Company’s  industry  platforms  address  specific,  niche  market  requirements  that  the  Company 
believes it can fulfill in large part with its AI/ML technologies. The Company deploys these industry platforms 
as software-as-a-service (SaaS) and as managed services.  To date, the Company has built an industry platform 
for medical records data extraction and transformation (which the Company brands as “Synodex®”) and for 
marketing communications/public relations news distribution and monitoring (which the Company brands as 
“Agility PR Solutions”). 

The  Company’s  Synodex  industry  platform  transforms  medical  records  into  useable  digital  data 
organized in accordance with its proprietary data models or client data models. At the end of 2020, the Company 
had 20 clients utilizing its Synodex platform, including John Hancock Insurance, the insurance operating unit 
of John Hancock Financial (a division of Manulife) and one of the largest life insurers in the United States.  

The  Company’s  Agility  industry  platform  provides  marketing  communications  and  public  relations 
professionals with the ability to target and distribute content to journalists and social media influencers world-
wide and to monitor and analyze global news (print, web, radio and TV) and social media.   

Principles of Consolidation - The consolidated financial statements include the accounts of Innodata 
Inc.  and  its  wholly  owned  subsidiaries,  and  the  Synodex  and  docGenix  limited  liability  companies  that  are 
majority-owned by the Company. The non-controlling interests in the Synodex and docGenix limited liability 
companies are accounted for in accordance with Financial Accounting Standards Board (FASB) non-controlling 
interest guidance. All intercompany transactions and balances have been eliminated in consolidation. 

Use  of  Estimates  -  In  preparing  consolidated  financial  statements  in  conformity  with  U.S.  GAAP, 
management  is  required  to  make  estimates  and  assumptions  that  affect  the  reported  amounts  of  assets  and 
liabilities, the disclosure of contingent assets and liabilities as of the date of the consolidated financial statements, 
and the reported amounts of revenues and expenses during the reporting period. Management believes that the 
estimates used in the preparation of the consolidated financial statements are reasonable, and management has 
made assumptions about the possible effects of the novel coronavirus (“COVID-19”) pandemic on critical and 
significant accounting estimates. Actual results could differ from those estimates. Significant estimates include 
those related to the allowance for doubtful accounts and billing adjustments, useful life of long-lived assets, 
useful life of intangible assets, impairment of goodwill, valuation of deferred tax assets, valuation of stock-
based compensation, litigation accruals and estimated accruals for various tax exposures. 

Revenue Recognition - The Company’s revenue is recognized when services are rendered or goods are 
delivered to a customer, in an amount that reflects the consideration that the Company expects to receive in 
exchange  for  those  services  or  goods  as  per  the  agreement  with  the  customer.  In  cases  where  there  are 
agreements with multiple performance obligations, the Company identifies each performance obligation and 
evaluates  whether  the  performance  obligations  are  distinct  within  the  context  of  the  agreement  at  the 
agreement’s inception. Performance obligations that are not distinct at agreement inception are combined. For 
agreements with distinct performance obligation, the Company allocates the transaction price to each distinct 
performance obligation proportionately based on the estimated standalone selling price for each performance 

F-12 

 
 
 
 
 
 
 
INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

obligation, if any, and then evaluates how the services are performed for the customer to determine the timing 
of revenue recognition. 

For the Digital Data Solutions (DDS) segment, revenue is recognized primarily based on the quantity 
delivered or resources utilized in the period in which services are performed and performance conditions are 
satisfied as per the agreement. Revenues for agreements billed on a time-and-materials basis are recognized as 
services are performed. Revenues under fixed-fee agreements, which are not significant to overall revenues, are 
recognized  based  on  the  proportional  performance  method  of  accounting,  as  services  are  performed,  or 
milestones are achieved.  

For the Synodex segment, revenue is recognized primarily based on the quantity delivered in the period 
in which services are performed and performance conditions are satisfied as per the agreement. A portion of the 
Synodex  segment  revenue  is  derived  from  licensing  our  functional  software  and  providing  access  to  the 
Company’s hosted software platform. Revenue from such services is recognized monthly when all parties to the 
agreement have agreed to the agreement; each party’s rights are identifiable; the payment terms are identifiable; 
the  agreement  has  commercial  substance;  access  to  the  service  is  provided  to  the  end  user;  and  collection  is 
probable. 

The  Agility  segment  derives  its  revenue  primarily  from  subscription  arrangements  and  provision  of 
enriched media analysis services. It also derives revenue as a reseller of corporate communication solutions. 
Revenue from subscriptions is recognized monthly when access to the service is provided to the end user; all 
parties to the agreement have agreed to the agreement; each party’s rights are identifiable; the payment terms 
are identifiable; the agreement has commercial substance; and collection is probable. Revenue from enriched 
media  analysis  services  is  recognized  when  the  services  are  performed,  and  performance  conditions  are 
satisfied. Revenues from the reseller agreements are recognized at the gross amount received for the goods in 
accordance with our functioning as a principal due to our meeting the following criteria: the Company acts as 
the primary obligor in the sales transaction; assumes the credit risk; sets the price; can select suppliers; and is 
involved in the execution of the services, including after sales service. 

Revenues  include  reimbursement  of  out-of-pocket  expenses,  with  the  corresponding  out-of-pocket 

expenses included in direct operating costs. 

The  Company  considers  U.S.  GAAP  criteria  for  determining  whether  to  report  gross  revenue  as  a 
principal versus net revenue as an agent. The Company evaluates whether it is in control of the services before 
the same are transferred to the customer to assess whether it is principal or agent in the arrangement. Revenues 
are recognized on a gross basis if the Company is in the capacity of principal and on a net basis if it falls in the 
capacity of an agent.  

Contract acquisition costs, which are included in prepaid expenses and other current assets are amortized 
over the term of a subscription agreement or contract that normally has a duration of 12 months or less. The 
Company reviews these prepaid acquisition costs on a periodic basis to determine the need to adjust the carrying 
values for early terminated contracts. 

Foreign Currency Translation - The functional currency of our locations in the Philippines, India, Sri 
Lanka, Israel and Hong Kong is the U.S. dollar. Transactions denominated in Philippine pesos, Indian and Sri 
Lankan rupees, Israeli shekels and Hong Kong dollars are translated to U.S. dollars at rates which approximate 
those  in  effect  on  the  transaction  dates.  Monetary  assets  and  liabilities  denominated  in  foreign  currencies  at 
December 31, 2020 and 2019 are translated at the exchange rate in effect as of those dates. Nonmonetary assets, 
liabilities, and stockholders’ equity are translated at the appropriate historical rates. Included in direct operating 
costs were exchange losses resulting from such transactions of approximately $108,000 and $158,000 for the years 
ended December 31, 2020 and 2019, respectively.  

F-13 

 
 
 
 
 
 
 
 
 
 
 
 
INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

The functional currency for the Company’s subsidiaries in Germany, the United Kingdom and Canada 
are  the  Euro,  the  Pound  Sterling  and  the  Canadian  dollar,  respectively.  The  financial  statements  of  these 
subsidiaries are prepared in these respective currencies. Financial information is translated from the applicable 
functional  currency  to  the  U.S.  dollar  (the  reporting  currency)  for  inclusion  in  the  Company’s  consolidated 
financial  statements.  Income,  expenses  and  cash  flows  are  translated  at  weighted  average  exchange  rates 
prevailing during the fiscal period, and assets and liabilities are translated at fiscal period-end exchange rates. 
Resulting  translation  adjustments  are  included  as  a  component  of  accumulated  other  comprehensive  loss  in 
stockholders' equity. Foreign exchange transaction gains or losses are included in direct operating costs in the 
accompanying consolidated statements of operations and comprehensive income (loss). The amount of foreign 
currency translation adjustment was $406,000 and $566,000 for the years ended December 31, 2020 and 2019, 
respectively.  

Derivative Instruments - The Company accounts for derivative transactions in accordance with ASC 
825,  “Financial  Instruments,”  with  the  corresponding  unrealized  gain  or  loss  recognized  outright  as  part  of 
operating income. The total notional value of outstanding foreign currency forward contracts at December 31, 
2020 was $6.9 million. 

Cash  Equivalents  -  For  financial  statement  purposes,  the  Company  considers  all  highly  liquid 

instruments purchased with an original maturity of three months or less to be cash equivalents.  

Property and Equipment - Property and equipment are stated at cost and are depreciated on the straight-
line method over the estimated useful lives of the related assets, which is generally two to ten years.  Leasehold 
improvements are amortized on a straight-line basis over the shorter of their estimated useful lives or the terms of 
the leases. Certain assets under capital leases are amortized over the lives of the respective leases or the estimated 
useful lives of the assets, whichever is shorter.  

Capitalized Software Development Costs - the Company incurs development costs related to its internal 
use  software.  Qualifying  costs  incurred  during  the  application  development  stage  are  capitalized.  These  costs 
primarily  consist  of  internal  labor  and  third-party  development  costs  and  are  amortized  using  the  straight-line 
method over the estimated useful life of the software, which is generally ranges between three and nine years. All 
other research and maintenance costs are expensed as incurred. Capitalized software and development costs – in 
progress  as  of  December  31,  2020  and  2019  were  $1.4  million  and  $2.5  million  respectively.  Completed 
capitalized software and development cost as of December 31, 2020 and 2019 were $10.7 million and $8.1 million 
respectively. 

Long-lived Assets - Management assesses the recoverability of its long-lived assets, whenever events 
or changes in circumstances indicate that the carrying value may not be recoverable. The following factors, if 
present, may trigger an impairment review: (i) significant underperformance relative to expected historical or 
projected future operating results; (ii) significant negative industry or economic trends; (iii) significant decline 
in the Company’s stock price for a sustained period; and (iv) a change in the Company’s market capitalization 
relative to net book value. If the recoverability of these assets is unlikely because of the existence of one or 
more  of  the  above-mentioned  factors,  an impairment  analysis  is  performed,  using  undiscounted  cash 
flow projections.  Management makes assumptions regarding estimated future cash flows and other factors to 
determine the fair value of these respective assets. An impairment loss will be recognized only if the carrying 
value of a long-lived asset is not recoverable and exceeds its fair value, and is measured as the amount by which 
the carrying amount of a long-lived asset exceeds its fair value.  

Goodwill and Other Intangible Assets – The Company performs a valuation of assets acquired and 
liabilities assumed on each acquisition accounted for as a business combination and allocates the purchase price 
of each acquired business to its respective net tangible and intangible assets and liabilities. Acquired intangible 
assets  principally  consist  of  technology,  client  relationships,  backlog  and  trademarks.  Liabilities  related  to 
intangibles principally consist of unfavorable vendor contracts. The Company determines the appropriate useful 

F-14 

 
 
 
 
  
 
 
 
 
INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

life by performing an analysis of expected cash flows based on projected financial information of the acquired 
businesses. Intangible assets are amortized over their estimated useful lives using the straight-line method, which 
approximates the pattern in which the majority of the economic benefits are expected to be consumed. Intangible 
assets are amortized into direct operating costs ratably over their expected related revenue streams over their useful 
lives. 

Goodwill represents the excess of the cost of an acquired entity over the fair value of the acquired net 
assets. The Company does not amortize goodwill but evaluates it for impairment at the reporting unit level annually 
during  the  third  quarter  of  each  fiscal  year  (as  of  September  30  of  that  year)  or  when  an  event  occurs,  or 
circumstances change, that indicates the carrying value may not be recoverable.  

The Company performed its annual goodwill assessment for the Agility segment as of September 30, 
2020. In performing the assessment, the Company adhered to the provisions of ASU 2017-04 by using a single 
step approach that determines the carrying value of goodwill and comparing it against the excess of the reporting 
unit’s fair value.  Based on the Company’s assessment, the Company reached the conclusion that there was no 
goodwill impairment because the fair value of the Agility segment’s goodwill exceeded its carrying value.  

Income Taxes - Estimated deferred taxes are determined based on the difference between the financial 
statement and tax basis of assets and liabilities, using enacted tax rates, as well as any net operating loss or tax 
credit carryforwards expected to reduce taxes payable in future years. A valuation allowance is provided when it 
is more likely than not that all or some portion of the estimated deferred tax assets will not be realized. While the 
Company considers future taxable income in assessing the need for the valuation allowance, in the event that the 
Company anticipates that it will be able to realize the estimated deferred tax assets in the future in excess of its net 
recorded amount, an adjustment to the provision for deferred tax assets would increase income in the period such 
determination was made. Similarly, in the event that the Company anticipates that it will not be able to realize the 
estimated deferred tax assets in the future considering future taxable income, an adjustment to the provision for 
deferred tax assets would decrease income in the period such determination was made. Changes in the valuation 
allowance  from  period  to  period  are  included  in  the  Company’s  tax  provision  in  the  period  of  change.  The 
Company indefinitely reinvests the foreign earnings in its foreign subsidiaries. If such earnings are repatriated in 
the future, or are no longer deemed to be indefinitely reinvested, the Company would have to accrue as a liability 
the applicable amount of foreign jurisdiction withholding taxes associated with such remittances.  

In assessing the realization of deferred tax assets, management considered whether it is more likely than 
not that all or some portion of the U.S. and Canadian deferred tax assets will not be realizable. As the expectation 
of future taxable income resulting from the Synodex and Agility segments cannot be predicted with certainty, 
the Company maintains a valuation allowance against all the U.S. and Canadian net deferred tax assets. 

The Company accounts for income taxes regarding uncertain tax positions, and recognizes interest and 
penalties related to uncertain tax positions in income tax expense in the consolidated statements of operations 
and comprehensive loss.  

Accounting for Leases - In February 2016, the FASB issued ASU No. 2016-02, “Leases (Topic 842),” 
as modified (“ASU 2016-02”), which replaced existing leasing rules with a comprehensive lease measurement 
and recognition standard and expanded disclosure requirements. ASU 2016-02 requires lessees to recognize 
most leases on their balance sheets as liabilities, with corresponding “right-of-use” assets and is effective for 
annual reporting periods beginning after December 15, 2018, subject to early adoption.  The Company adopted 
ASU  2016-02  effective  January  1,  2019.    Upon  adoption,  the  Company  recognized  a  right-of-use  asset  and 
corresponding lease liability. See Note 6, Operating Leases. 

The determination of whether an arrangement is, or contains, a lease is based on the substance of the 
arrangement at the inception date and requires an assessment of whether the fulfillment of the arrangement is 
dependent  on  the  use  of  a  specific  asset  or  assets  or  the  arrangement  conveys  a  right  to  use  the  asset.    A 

F-15 

 
 
 
  
  
 
 
 
 
 
INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

reassessment is made after inception of the lease only if one of the following applies: 

a. 

there is a change in contractual terms, other than a renewal or extension of the arrangement;  

b.  a renewal option is exercised, or extension granted, unless the term of the renewal or extension was 

initially included in the lease term;  

c. 

there is a change in the determination of whether fulfillment is dependent on a specified asset; or  

d. 

there is a substantial change to the asset.  

Whenever a reassessment is made, lease accounting shall commence or cease from the date when the 
change in circumstances gave rise to the reassessment for scenarios (a), (c) or (d) and at the date of renewal or 
extension period for scenario (b). 

Leases where the lessor retains substantially all the risks and rewards of ownership are classified as 
operating leases. As of December 31, 2020, all of the Company’s leases are classified under operating leases. 
Operating lease payments are recognized as an operating expense on a straight-line basis over the lease term. 

Accounting  for  Stock-Based  Compensation  -  The  Company  measures  and  recognizes  stock-based 
compensation  expense  for  all  share-based  payment  awards  made  to  employees  and  directors  based  on  the 
estimated fair value at the grant date. The stock-based compensation expense is recognized over the requisite 
service period. The fair value is determined using the Black-Scholes option-pricing model.  

The stock-based compensation expense related to the Company’s stock plans were allocated as follows 

(in thousands): 

Year Ended December 31,

2020

2019

Direct operating costs
Selling and adminstrative expenses

$           

158
755

$           

113
723

Total stock-based compensation

$           

913

$           

836

Fair Value of Financial Instruments - The carrying amounts of financial instruments approximated 
their fair value as of December 31, 2020 and 2019, because of the relative short maturity of these instruments.  
See Note 14, Financial Instruments. 

Fair value measurements and disclosures define fair value as the price that would be received for an 
asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or 
liability in an orderly transaction between market participants on the measurement date.  

The accounting standard establishes a fair value hierarchy that prioritizes the inputs used to measure 

fair value into three levels. The three levels are defined as follows: 

•  Level 1: Unadjusted quoted price in active market for identical assets and liabilities.  
•  Level 2: Inputs other than those included in Level 1 that are observable for the asset or liability, either 
directly or indirectly, such as quoted prices for similar assets or liabilities; quoted prices in markets that 
are not active; or other inputs that are observable or can be corroborated by observable market data for 
substantially the full term of the assets or liabilities. 

F-16 

 
 
 
 
 
 
 
 
 
 
 
 
 
             
             
INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

•  Level  3:  Unobservable  inputs  reflecting  management’s  own  assumptions  about  the  inputs  used  in 

pricing the asset or liability.  

The Company’s forward contracts are at level 2 in the fair value hierarchy. 

Accounts Receivable - The Company establishes credit terms for new clients based upon management’s 
review  of  their  credit  information  and  project  terms,  and  performs  ongoing  credit  evaluations  of  its  clients, 
adjusting credit terms when management believes appropriate based upon payment history and an assessment of 
the  client’s  current  creditworthiness.  The  Company  records  an  allowance  for  doubtful  accounts  for  estimated 
losses resulting from the inability of its clients to make required payments. The Company determines its allowance 
by considering a number of factors, including the length of time trade accounts receivable are past due (accounts 
outstanding longer than the payment terms are considered past due), the Company’s previous loss history, the 
client’s current ability to pay its obligation to the Company, and the condition of the general economy and the 
industry  as  a  whole.  This  cannot  guarantee  that  credit  loss  rates  in  the  future  will  not  be  greater  than  those 
experienced in the past. In addition, there is credit exposure if the financial condition of one of the Company’s 
major clients were to deteriorate. In the event that the financial condition of one of the Company’s clients were to 
deteriorate resulting in an impairment of their ability to make payments, additional allowances may be necessary. 
The allowance for doubtful accounts as of December 31, 2020 and 2019 was approximately $0.7 million and $0.8 
million, respectively. Total amounts written off against the existing allowance for doubtful accounts for the year 
ended December 31, 2020 was $0.3 million.  

Concentration  of  Credit  Risk  -  The  Company  maintains  its  cash  with  highly  rated  financial 
institutions,  located  in  the  United  States  and  in  foreign  locations  where  the  Company  has  its  operations. At 
December 31, 2020, the Company had cash and cash equivalents of $17.6 million, of which $10.2 million was 
held by its foreign subsidiaries with local banks located mainly in Asia and $7.4 million was held in the United 
States. To the extent that such cash exceeds the maximum insurance levels, the Company is uninsured. The 
Company has not experienced any losses in such accounts. 

Income (Loss) per Share – Income (loss) per share is computed using the weighted-average number 
of common shares outstanding during the year. Diluted income (loss) per share is computed by considering the 
impact of the potential issuance of common shares, using the treasury stock method, on the weighted average 
number of shares outstanding. For those securities that are not convertible into a class of common stock, the 
“two class” method of computing income (loss) per share is used.  

Pension - The Company records annual pension costs based on calculations, which include various 
actuarial  assumptions  including  discount  rates,  compensation  increases  and  other  assumptions  involving 
demographic  factors.  The  Company  reviews  its  actuarial  assumptions  on  an  annual  basis  and  makes 
modifications to the assumptions based on current rates and trends. The Company believes that the assumptions 
used in recording its pension obligations are reasonable based on its experience, market conditions and inputs 
from its actuaries. 

Deferred  Revenue  -  Deferred  revenue  represents  payments  received  from  clients  in  advance  of 
providing services and amounts deferred if conditions for revenue recognition have not been met. Included in 
accrued  expenses  on  the  accompanying  consolidated  balance  sheets  is  deferred  revenue  amounting  to  $1.2 
million and $1.1 million as of December 31, 2020 and 2019, respectively. 

Recent Accounting Pronouncements – In December 2019, the FASB issued ASU 2019-12, “Income 
Taxes (Topic 740): Simplifying the Accounting for Income Taxes” as part of its initiative to reduce complexity in 
the accounting standards. The standard eliminates certain exceptions related to the approach for intra-period tax 
allocation, the methodology for calculating income taxes in an interim period and the recognition of deferred tax 
liabilities for outside basis differences. The standard also clarifies and simplifies other aspects of the accounting 
for income taxes. The standard is effective for fiscal years, and interim periods within those fiscal years, beginning 

F-17 

 
 
 
 
 
 
 
 
 
 
INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

after December 15, 2020. Early adoption is permitted. We do not expect that the adoption of the new guidance 
will have a significant impact on our consolidated financial statements. 

In  August  2018,  the  FASB  issued  ASU  No.  2018-14,  “Compensation-Retirement  Benefits-Defined 
Benefit Plans-General (Subtopic 715-20): Disclosure Framework-Changes to the Disclosure Requirements for 
Defined  Benefit  Plans”  (“ASU  2018-14”),  which  makes  minor  changes  to  the  disclosure  requirements  for 
employers  that  sponsor  defined  benefit  pension  and/or  other  postretirement  benefit  plans.  The  guidance 
eliminates  requirements  for  certain  disclosures  that  are  no  longer  considered  cost  beneficial  and  adds  new 
disclosure requirements that the FASB considers pertinent. ASU 2018-14 is effective for fiscal years ending 
after December 15, 2020 for public entities. The Company adopted the standard and it had no material impact 
on the Company’s consolidated financial statements. 

In June 2016, the FASB issued ASU No. 2016-13, “Financial Instruments-Credit Losses (Topic 326): 
Measurement of Credit Losses on Financial Statements” (“ASU 2016-13”). ASU 2016-13 requires a financial 
asset (or a group of financial assets) measured at amortized cost basis to be presented at the net amount expected 
to be collected. The allowance for credit losses is a valuation amount that is deducted from the amortized cost 
basis of the financial asset(s) to present the net carrying value at the amount expected to be collected on the 
financial asset. In November 2018, the FASB issued ASU No. 2018-19, “Codification Improvements to Topic 
326, Financial Instruments-Credit Losses,” which clarifies codification and corrects unintended application of 
the  guidance,  and  in  November  2019,  the  FASB  issued ASU No.  2019-11, “Codification  Improvements  to 
Topic  326,  Financial  Instruments-Credit  Losses,”  which  clarifies  or  addresses  specific  issues  about  certain 
aspects of ASU 2016-13. In March 2020, the FASB issued ASU No. 2020-03, “Codification Improvements to 
Financial  Instruments,”  which  modifies  the  measurement  of  expected  credit  losses  of  certain  financial 
instruments. ASU 2016-13 is effective for certain Smaller Reporting Companies for financial statements issued 
for fiscal years beginning after December 15, 2022 and interim periods within those fiscal years, which will be 
fiscal 2023 for us if we continue to be classified as a Smaller Reporting Company, with early adoption permitted. 
We do not expect that the adoption of the new guidance will have a material impact on our consolidated financial 
statements. 

Correction  of  Immaterial  Errors  –  During  the  preparation  of  the  September  30,  2020  condensed 
consolidated financial statements, certain historical errors were identified relating to the accounting for capital 
leases under ASC Topics 840 and 842. The lease obligations under certain leases were not recorded at their 
present values at the inception of the leases; in addition, the asset buyout prices were not reassessed in December 
2019 by the Company, both of which resulted in an understatement of expenses from December 31, 2017 to 
December 31, 2019 and an overstatement of expenses for the nine months ended September 30, 2020. 

The  errors  were  not  material,  either  quantitatively  or  qualitatively,  in  any  of  the  reported  periods. 
However, the corrections, if recorded in the three-month period ended September 30, 2020 would have been 
material  to  such  period.  Accordingly,  the  prior  period  financial  statements  were  corrected  by  revising  such 
consolidated  financial  statements  for  comparability.  For  the  December  31,  2019  consolidated  financial 
statements included in this Form 10-K, the corrections are as follows: 

•  An increase in net loss of $540,000 for the year ended December 31, 2019. 
•  An increase in expenses of $540,000 for the year ended December 31, 2019.  
•  An increase in the loss per share of $0.02 for the year ended December 31, 2019. 
•  An increase in liabilities of $528,000 as of December 31, 2019. 
•  A  decrease  in  retained  earnings  of  $777,000  and  $237,000  as  of  December  31,  2019  and  2018, 

respectively. 

•  A decrease in total assets of $249,000 as of December 31, 2019. 
•  The impact on cash flows for the year ended December 31, 2019 was: 

•  A decrease in net cash flows provided by operating activities of $573,000. 

F-18 

 
 
 
 
 
 
 
 
INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

•  A decrease in net cash flows used in investing activities of $102,000. 
•  A decrease in net cash flows used in financing activities of $471,000. 

The Company evaluated each year’s/period’s errors under Staff Accounting Bulletins 99 and 108 and 
concluded  that  a  restatement  of  year’s/prior  periods’  consolidated  financial  statements  is  not  required. 
Accordingly, the consolidated financial statements for prior periods (March 31, 2020 and June 30, 2020) will 
be revised in future Forms 10-Q to be filed with the Securities and Exchange Commission.   

Reclassification  -  Certain  information  presented  in  the  2019  supplemental  disclosures  of  cash  flow 

information has been revised to conform to the 2020 presentation. 

2. 

Property and equipment 

Property  and  equipment,  which  include  amounts  recorded  under  capital  leases,  are  stated  at  cost  less 

accumulated depreciation and amortization (in thousands), and consist of the following: 

December 31,

2020

2019

Equipment
Capitalized software development costs
Capitalized software development cost - work in progress
Furniture and equipment
Leasehold improvements
   Total
Less: accumulated depreciation and amortization

$        

$        

11,199
10,693
1,360
1,437
3,267
27,956
(20,729)
7,227

12,826
8,074
2,536
2,119
4,492
30,047
(23,160)
6,887

$          

$          

Included in the property and equipment was  capitalized software development cost - in progress. The 
estimated useful lives of the property and equipment ranges between two years and ten years. Depreciation and 
amortization expense of property and equipment excluding capitalized software development cost - in progress 
were approximately $1.4 million and $1.7 million for the years ended December 31, 2020 and 2019, respectively. 

3. 

Goodwill and Intangible Assets 

The changes in the carrying amount of goodwill for the years ended December 31, 2020 and 2019 were 

as follows (in thousands): 

Balance as of January 1, 2019
Foreign currency translation
Balance as of December 31, 2019
Foreign currency translation
Balance as of December 31, 2020

$          

$          

2,050
58
2,108
42
2,150

The  Company  determined  that  adverse  changes  in  macroeconomic  trends  as  a  consequence  of  the 
continuing  COVID-19  pandemic  constituted  a  triggering  event  under  U.S.  GAAP  (Accounting  Standards 
Codification (ASC) No. 350, “Intangibles - Goodwill and Other” and ASC No. 360, “Impairment or Disposal 
of Long-Lived Assets”). The Company completed its impairment analysis procedures as of March 31, 2020. 
The Company determined that there was no impairment of long-lived assets in any of the reporting units as of 
March 31, 2020. 

F-19 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
          
            
            
            
            
            
            
            
          
          
         
         
                
            
                
INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

On September 30, 2020, The Company performed its annual goodwill assessment for the Agility segment 
in accordance with the provisions of ASU 2017-04, by using a single-step approach that determines the carrying 
value  of  goodwill  and  compares  it  against  the  reporting  unit’s  fair  value.  The  Company’s  conclusion  was 
consistent with the results of the March 31, 2020 impairment test. 

The fair value measurement of goodwill for the Agility segment was classified within Level 3 of the fair 
value  hierarchy  because  the  Company  used  the  income  approach,  which  utilizes  significant  inputs  that  are 
unobservable in the market and the market multiple approach using comparable entities to further validate the 
carrying values. The Company believes it made reasonable estimates and assumptions to calculate the fair value 
of the reporting unit as of the impairment test measurement date. The carrying value of Goodwill was $2,150,000 
and $2,108,000 as of December 31, 2020 and 2019, respectively.  

Information regarding our acquisition-related intangible assets is as follows for the dates indicated (in 

thousands): 

Developed 
technology

Customer 
relationships

Trademarks 
and trade 
names

Patents

Media 
Contact 
Database

Total

Gross carrying amounts:
Balance as of January 1, 2019
Foreign currency translation
Balance as of December 31, 2019
Foreign currency translation
Balance as of December 31, 2020

Accumulated amortization:
Balance as of January 1, 2019
Amortization expense
Foreign currency translation
Balance as of December 31, 2019
Amortization expense
Foreign currency translation
Balance as of December 31, 2020

$        

$         

$            

$             

$         

$         

$        

$         

$            

$             

$         

$       

Developed 
technology

Customer 
relationships

Trademarks 
and trade 
names

Patents

Media 
Contact 
Database

Total

$        

$            

$            

$             

$           

$         

2,999
109
3,108
67
3,175

1,137
305
51
1,493
308
43
1,844

2,081
96
2,177
51
2,228

766
178
39
983
179
30
1,192

855
16
871
11
882

440
120
7
567
55
7
629

42
1
43
2
45

19
4
1
24
4
1
29

3,546
60
3,606
64
3,670

886
357
18
1,261
361
28
1,650

9,523
282
9,805
195
10,000

3,248
964
116
4,328
907
109
5,344

$        

$         

$            

$             

$         

$         

Net carrying values - December 31, 2020

$        

1,331

$         

1,036

$            

253

$             

16

$         

2,020

$         

4,656

Net carrying values - December 31, 2019

$        

1,615

$         

1,194

$            

304

$             

19

$         

2,345

$         

5,477

Amortization expense relating to acquisition-related intangible assets was approximately $0.9 million and 

$1.0 million for the years ended December 31, 2020 and 2019, respectively. 

Estimated annual amortization expense for intangible assets subsequent to December 31, 2020 is as 

follows (in thousands): 

F-20 

 
 
 
 
 
 
 
 
      
  
 
 
 
 
 
             
               
                
                 
               
             
          
           
              
               
           
           
               
               
                
                 
               
             
             
             
              
                 
             
             
               
               
                  
                 
               
             
          
             
              
               
           
           
             
             
                
                 
             
             
               
               
                  
                 
               
             
INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

Year

2021
2022
2023
2024
2025
Thereafter

Amortization

$             

931
931
931
829
684
350
4,656

$          

4. 

Income Taxes  

The significant components of the provision for income taxes for the years ended December 31, 2020 and 

2019 were as follows (in thousands):     

Current income tax expense (benefit):

Foreign
Federal
State and local

Deferred income tax expense (benefit):

Foreign
Federal
State and local

Provision for income taxes

2020

2019

 $     1,065 
             15 
           (61)
        1,019 

 $      1,333 
              71 
              -   
         1,404 

         (628)
             10 

          (323)
              10 

             -   

              -   

         (618)

          (313)

 $        401 

 $      1,091 

 The reconciliation of the U.S. statutory rate with the Company’s effective tax rate for the years ended 

December 31, 2020 and 2019 is summarized as follows:  

F-21 

 
 
 
 
 
 
 
 
 
 
      
    
               
               
               
               
               
INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

Federal income tax expense (benefit) at statutory rate
Effect of:

Change in valuation allowance
Increase in unrecognized tax benefits (ASC 740)
Tax effects of foreign operations
Foreign operations permanent differences - foreign exchange gains and 
losses
Deemed interest
State income tax net of federal benefit
Foreign rate differential
Effect of share based compensation

   Return to provision true up

Change in rates
Withholding tax
Other
Effective tax rate

2020

2019

21.0

%

(21.0)

%

137.7
31.5
57.7

(1.3)
(2.1)
(4.3)
(8.6)
(10.9)
(10.8)
(172.7)
1.5
(0.3)
38.4

%

22.4
55.1
59.7

(12.2)
-
1.3
0.8
-
(2.6)
-
6.0
(7.3)
102.2

%

Deferred tax assets and liabilities are classified as non-current. Significant components of the Company’s 

deferred tax assets and liabilities as of December 31, 2020 and 2019 were as follows (in thousands): 

F-22 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
        
         
         
            
        
            
        
           
            
           
         
         
INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

Deferred income tax assets:

  Allowances not currently deductible
  Depreciation and amortization
  Equity compensation not currently deductible
  Net operating loss carryforwards
  Expenses not deductible until paid
  Other 
           Total gross deferred income tax assets before valuation allowance

Valuation allowance

         Deferred income tax assets, net

Deferred income tax liabilities:

Intangibles from acquisition of MediaMiser
Other
           Total deferred income tax liabilities

December 31,

2020

2019

$        

192
334
778
6,751
1,691
358
10,104
(7,917)
2,187

$        

223
297
966
5,317
1,245
379
8,427
(6,521)
1,906

-
(44)
(44)

(316)
(47)
(363)

Net deferred income tax assets 

$     

2,143

$     

1,543

Net deferred income tax assets
Net deferred income tax liability

Net deferred income tax assets 

$     

2,187
(44)

$     

1,906
(363)

$     

2,143

$     

1,543

In assessing the realization of deferred tax assets, management considers whether it is more likely than 
not that all or some portion of the deferred tax assets will not be realizable. The ultimate realization of the deferred 
tax  assets  is  dependent  upon  the  generation  of  future  taxable  income  during  the  periods  in  which  temporary 
differences are deductible and net operating losses are available. As of December 31, 2020, the Company continues 
to maintain a valuation allowance on all U.S. and Canadian net deferred tax assets. 

The Company maintained a valuation allowance of approximately $7.9 million and $6.5 million as of 
December  31,  2020  and  2019,  respectively.  The  valuation  allowance  relates  to  U.S.  and  the  Company’s 
Canadian subsidiaries deferred tax assets. The net change in the total valuation allowance was an increase of 
$1.4 million and $1.8 million for the years ended December 31, 2020 and December 31, 2019, respectively.   

Despite  the  access  to  the  overseas  earnings  and  the  resulting  toll  charge,  we  intend  to  indefinitely 
reinvest the foreign earnings in our foreign subsidiaries on account of the foreign jurisdiction withholding tax 
that the Company has to incur on the actual remittances. Unremitted earnings of foreign subsidiaries amounted 
to approximately $47.0 million at December 31, 2020. If such earnings are repatriated in the future, or are no 
longer  deemed  to  be  indefinitely  reinvested,  the  Company  would  have  to  accrue  the  applicable  amount  of 
foreign jurisdiction withholding taxes associated with such remittances.  

United States and foreign components of income (loss) before provision for income taxes for each of 

the two years ended December 31, were as follows (in thousands):  

F-23 

 
 
 
 
   
 
 
  
 
 
 
          
          
          
          
       
       
       
       
          
          
     
       
      
      
       
       
          
         
          
          
          
         
          
         
INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

2020

2019

United States
Foreign
Totals

$         

930
115
1,045

$      

$        

(537)
(531)
(1,068)

$      

At  December  31,  2020,  the  Company  had  available  U.S.  federal  net  operating  loss  carryforwards  of 
approximately $15.5 million. These net operating loss carryforwards expire at various times through the year 2035.   

  On March 27, 2020, the CARES Act was signed into law in response to the economic challenges facing 
US  businesses.  Under  the  CARES  Act,  the  Internal  Revenue  Code  was  amended  to  allow  for  federal  NOL 
carrybacks for five years to offset previous years income or can be carryforward indefinitely to offset 100% of 
taxable income for the tax year 2020 and 80% of taxable income for tax years 2021 and thereafter. As of the 
date the financial statements were available to be issued, the state NOL carryforwards, if not utilized, will expire 
beginning in 2022. 

At  December  31,  2020,  the  Company’s  Canadian  subsidiaries  had  available  net  operating  loss 
carryforwards of approximately $16.1 million in Canada which begin to expire in 2028. The potential benefits 
from these balances have not been recognized for financial statement purposes.  

The Company had unrecognized tax benefits of $3.2 million and $3.0 million as of December 31, 2020 
and  2019,  respectively.  The  Company  expects  that  unrecognized  tax  benefits  as  of  December  31,  2020  and 
December 31, 2019, if recognized, would have a material impact on the Company’s effective tax rate.  

The  Company  is  subject  to  Federal  income  tax,  as  well  as  income  tax  in  various  states  and  foreign 
jurisdictions. The Company has open tax years for U.S. Federal and state taxes from 2016 through 2020. Various 
foreign subsidiaries have open tax years from 2003 through 2019, some of which are under audit by local tax 
authorities. The Company believes that its accruals for uncertain tax positions as of December 31, 2020 under 
ASC 740, Income Taxes are adequate to cover the Company’s income tax exposures.  

The  following  table  represents  a  roll  forward  of  the  Company’s  unrecognized  tax  benefits  and 

associated interest for the years ended (amounts in thousands): 

December 31,

2020

2019

Balance at January 1
Increase for current year tax position
Decrease for prior year tax position
Interest accrual
Foreign currency revaluation
Balance at December 31

F-24 

$      

$       

2,957
308
(161)
199
(72)
3,231

2,424
355
-
234
(56)
2,957

$      

$       

 
 
 
      
 
  
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
          
          
          
           
         
            
          
           
           
            
INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

Tax Assessments 

In  September  2015,  the  Company’s  Indian  subsidiary  was  subject  to  an  inquiry  by  the  Service  Tax 
Department  in  India  regarding  the  classification  of  services  provided  by  this  subsidiary,  asserting  that  the 
services provided by this subsidiary fall under the category of online information and database access or retrieval 
services (OID Services), and not under the category of business support services (BS Services) that are exempt 
from service tax as historically indicated in the subsidiary’s service tax filings. The Company disagrees with 
the Service Tax Department’s position. In November 2019, the Commissioner of Central Tax, GST & Central 
Excise issued an order confirming the Service Tax Department’s position. The Company is contesting this order 
in  an  appeal  to  the  Customs,  Excise  and  Service  Tax  Appellate  Tribunal.  In  the  event  the  Service  Tax 
Department is ultimately successful in proving that the services fall under the category of OID Services, the 
revenues earned by the Company’s Indian subsidiary for the period July 2012 through November 2016 would 
be subject to a service tax of between 12.36% and 15%, and this subsidiary may also be liable for interest and 
penalties.  The  revenue  of  our  Indian  subsidiary  during  this  period  was  approximately  $64.0  million.  In 
accordance with new rules promulgated by the Service Tax Department, as of December 1, 2016 service tax is 
no longer applicable to OID or BS Services. Based on the assessment of the Company’s counsel, the Company 
has not recorded any tax liability for this case. 

In a separate action relating to service tax refunds, in October 2016, the Company’s Indian subsidiary 
received notices from the Indian Service Tax Department in India seeking to reverse service tax refunds of 
approximately $160,000 previously granted to our Indian subsidiary for three quarters in 2014, asserting that 
the services provided by this subsidiary fall under the category of OID Services and not BS Services. The appeal 
was determined in favor of the Service Tax Department. The Company disagrees with the basis of this decision 
and is contesting it. The Company expects delays in its Indian subsidiary receiving further service tax refunds 
until this matter is adjudicated with finality, and currently has service tax credits of approximately $1.0 million 
recorded as a receivable. Based on the assessment of the Company’s counsel, the Company has not recorded 
any tax liability for this case. 

Substantial recovery against the Company in the above referenced 2015 Service Tax Department case 
could  have  a  material  adverse  impact  on  the  Company,  and  unfavorable  rulings  or  recoveries  in  other  tax 
proceedings  could  have  a  material  adverse  impact  on  the  consolidated  operating  results  of  the  period  (and 
subsequent periods) in which the rulings or recovery occurs.  

5. 

Long-term obligations 

Total  long-term  obligations  as  of  December  31,  2020  and  2019  consisted  of  the  following  (in 
thousands): 

December 31,

2020

2019

Pension obligations - accrued pension liability
Settlement agreement (1)
Capital lease obligations
Microsoft licenses (2)
Bank loans payable (3)

Less: Current portion of long-term obligations
Totals

 $          5,940 
518
                209 

 $          4,611 
708
                655 

                747 

                  -   

                580 
7,994
             1,712 
 $          6,282 

                  -   

5,974
             1,440 
 $          4,534 

F-25 

 
 
 
 
 
 
 
 
 
 
 
 
INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

(1)  Represents payment to be made pursuant to a settlement agreement entered into in December 2018 
between a subsidiary of the Company and 19 former employees of such subsidiary. The balance is payable in 
monthly installments through March 2023.   

(2)    On  April  2020,  the  Company  renewed  a  vendor  agreement  to  acquire  certain  additional  software 
licenses and to receive support and subsequent software upgrades on these and other currently owned software 
licenses through February 2023. Pursuant to this agreement, the Company was obligated to pay approximately 
$0.4 million annually over the term of the agreement. 

(3)  On May 4, 2020, the Company received loan proceeds of $579,700 under the Paycheck Protection 
Program (“PPP”) which was established as part of the Coronavirus Aid, Relief and Economic Security Act of 
2020, as amended. The loans and accrued interest are forgivable, as long as the borrower uses the loan proceeds 
for eligible purposes, including payroll, benefits, rent and utilities, and maintains its payroll levels. On January 
29, 2021, the Company filed its loan forgiveness application for 100% of the approved loan under the PPP.   

6. 

Commitments and contingencies 

Litigation – In 2008, a judgment was rendered in the Philippines against a Philippine subsidiary of the 
Company  that  is  no  longer  active  and  purportedly  also  against  Innodata  Inc.,  in  favor  of  certain  former 
employees  of  the  Philippine  subsidiary.  The  potential  payment  amount  aggregates  to  approximately  $6.8 
million, plus legal interest that accrued at 12% per annum from August 13, 2008 to June 30, 2013, and thereafter 
accrued and continues to accrue at 6% per annum. The potential payment amount as expressed in U.S. dollars 
varies with the Philippine peso to U.S. dollar exchange rate.  In December 2017, a group of 97 of the former 
employees of the Philippine subsidiary indicated that they proposed to record the judgment as to themselves in 
New Jersey. In January 2018, in response to an action initiated by Innodata Inc., the United States District Court 
for the District of New Jersey (USDC) entered a preliminary injunction that enjoins these former employees 
from pursuing or seeking recognition or enforcement of the judgment against Innodata Inc. in the United States 
during  the  pendency  of  the  action  and  until  further  order  of  the  USDC.  In  June  2018,  the  USDC  entered  a 
consent order administratively closing the action subject to return of the action to the active docket upon the 
written request of Innodata Inc. or the former employees, with the USDC retaining jurisdiction over the matter 
and the preliminary injunction remaining in full force and effect.  

The  Company  is  also  subject  to  various  other  legal  proceedings  and  claims  that  have  arisen  in  the 

ordinary course of business.  

While management currently believes that the ultimate outcome of these proceedings will not have a 
material  adverse  effect  on  the  Company’s  consolidated  financial  position  or  overall  trends  in  consolidated 
results of operations, litigation is subject to inherent uncertainties. Substantial recovery against the Company in 
the above-referenced Philippine action could have a material adverse impact on the Company, and unfavorable 
rulings or recoveries in the other proceedings could have a material adverse impact on the consolidated operating 
results of the period in which the ruling or recovery occurs. In addition, the Company’s estimate of the potential 
impact on the Company’s consolidated financial position or overall consolidated results of operations for the 
above referenced legal proceedings could change in the future.  

The  Company’s  legal accruals  related  to  legal  proceedings  and  claims  are  based  on  the  Company’s 
determination of whether or not a loss is probable. The Company reviews outstanding proceedings and claims 
with external counsel to assess probability and estimates of loss. The accruals are adjusted if necessary. While 
the  Company  intends  to  defend  these  matters  vigorously,  adverse  outcomes  that  it  estimates  could  reach 
approximately $350,000 in the aggregate beyond recorded amounts are reasonably possible. If circumstances 
change, the Company may be required to record adjustments that could be material to its reported consolidated 
financial condition and results of operations.     

F-26 

 
 
 
 
 
 
 
   
                    
 
 
 
 
INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

Foreign Currency - To the extent that the currencies of the Company’s production facilities located in 
the  Philippines,  India,  Sri  Lanka  and  Israel  fluctuate,  the  Company  is  subject  to  risks  of  changing  costs  of 
production after pricing is established for certain client projects. In addition, the Company is exposed to the risk 
of foreign currency fluctuation on the non-U.S. dollar denominated revenues, and on the monetary assets and 
liabilities held by its foreign subsidiaries that are denominated in local currency.  

Indemnifications - The Company is obligated under certain circumstances to indemnify directors, certain 
officers and employees against costs and liabilities incurred in actions or threatened actions brought against such 
individuals because such individuals acted in the capacity of director, officer or fiduciary of the Company. In 
addition, the Company has contracts with certain clients pursuant to which the Company has agreed to indemnify 
the client for certain specified and limited claims. These indemnification obligations occur in the ordinary course 
of business and, in many cases, do not include a limit on potential maximum future payments. As of December 
31, 2020, the Company has not recorded a liability for any obligations arising as a result of these indemnification 
obligations. 

7. 

Operating Leases 

The Company has various lease agreements for its offices and service delivery centers.  The Company 
has  determined  that  the  risks  and  benefits  related  to  the  leased  properties  are  retained  by  the  lessors. 
Accordingly, these are accounted for as operating leases. 

These lease agreements are for terms ranging from two to eleven years and, in most cases, provide for 
rental escalations ranging from 1.75% to 10%.  Most of these agreements are renewable at the mutual consent 
of the parties to the contract. 

The Company adopted ASU 2016-02, effective January 1, 2019, and applied the practical expedients 

consistently for all of its leases. Accordingly, the Company: 

1.  Did not reassess whether any expired or existing contracts are or contain leases.  
2.  Did not reassess the lease classification for any expired or existing leases.  
3.  Did not reassess initial direct costs for any existing leases.  

In addition, the Company elected to retrospectively determine the lease term and assess impairment of 

the right-of-use asset.  

Under the standard, the Company recognizes an operating lease liability and right-of-use asset. The 
amount of right-of use asset is equal to the present value of the remaining lease payments discounted using the 
incremental borrowing rate of each respective country.  Modifications, if any are recalculated and corresponding 
adjustments are made to the carrying values of both the lease liability and right-of-use assets. 

A right-of-use asset is measured as the amount of the lease liability adjusted for the amount of deferred 

straight-line rent, prepaid rent and lease incentive allowances previously recognized. 

The table below summarizes the amounts recognized in the financial statements related to operating 

leases for the years presented (in thousands): 

F-27 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

Year Ended

December 31, 2020

Deceember 31, 2019

Rent expense for long-term operating leases
Rent expense for short-term leases
Total rent expense

$                       

$                       

$                       

$                       

1,667
619
2,286

1,813
297
2,110

The following table presents the maturity profile of the Company’s operating lease liabilities based on 
the contractual undiscounted payments with a reconciliation of these amounts to the remaining net present value 
of  the  operating  lease  liability  reported  in  the  consolidated  balance  sheet  as  of  December  31,  2020  (in 
thousands): 

Year

Amount

2021
2022
2023
2024
2025
2026 and thereafter
Total lease payments
Less: Interest
Net present value of lease liabilities

Current portion
Long-term portion

Total

$                       

1,565
1,531
1,261
1,027
1,043
3,490
9,917
(2,595)
7,322

990
6,332
7,322

$                       

$                         

$                       

The weighted average remaining lease terms and discount rates for all of our operating leases as of 

December 31, 2020 were as follows: 

Weighted-average lease term remaining
Weighted-average discount rate

65 months
8.68%

8. 

Pension Benefits 

U.S. Defined Contribution Pension Plan - The Company has a defined contribution plan qualified under 
Section 401(k) of the Internal Revenue Code, pursuant to which substantially all of its U.S. employees are eligible 
to  participate  after  completing  six  months  of  service.  Participants  may  elect  to  contribute  a  portion  of  their 
compensation to the plan. Under the plan, the Company has the discretion to match a portion of participants’ 
contributions. For the years ended December 31, 2020 and 2019, the Company did not make any matching 
contributions. 

Non-U.S. Pension Benefits - The accounting standard for pensions requires an employer to recognize 

F-28 

 
 
 
 
 
 
 
 
 
 
 
 
 
                           
                            
                         
                         
                         
                         
                         
                         
                       
                         
INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

a net liability or asset and an offsetting adjustment to accumulated other comprehensive loss to report the funded 
status of defined benefit pension and other post-retirement benefit plans. 

Most  of  the  non-U.S.  subsidiaries  provide  for  government-mandated  defined  pension  benefits.  For 
certain of these subsidiaries, vested eligible employees are provided a lump sum payment upon retiring from 
the Company at a defined age.  The lump sum amount is based on the salary and tenure as of retirement date. 
Other  non-U.S.  subsidiaries  provide  for  a  lump  sum  payment  to  vested  employees  on  retirement,  death, 
incapacitation  or  termination  of  employment,  based  upon  the  salary  and  tenure  as  of  the  date  employment 
ceases. The liability for such defined benefit obligations is determined and provided on the basis of actuarial 
valuations.  As  of  December  31,  2020,  these  plans  were  unfunded.  Pension  expense  for  foreign  subsidiaries 
totaled  approximately  $0.8  million  and  $0.3  million  for  the  years  ended  December  31,  2020  and  2019, 
respectively.  

The following tables set out the status of the non-U.S. pension benefits and the amounts (in thousands) 
recognized in the Company’s consolidated financial statements and the components of pension costs as of and 
for each of the two years in the period ended December 31, 2020:  

Benefit Obligations: 

2020

2019

Projected benefit obligation at beginning of the year
Service cost
Interest cost
Actuarial loss (gain)
Foreign currency exchange rates changes
Benefits paid
Projected benefit obligation at end of the year

Components of Net Periodic Pension Cost: 

Service cost 
Interest cost 
Actuarial gain (loss) recognized
Net periodic pension cost 

$         

$         

4,611
492
249
505
168
(85)
5,940

492
249
50
791

$         

$         

2020

2019

$            

$            

$            

$            

2,591
289
194
1,720
52
(235)
4,611

289
194
(148)
335

The  accumulated  benefit  obligation,  which  represents  benefits  earned  to  date,  was  approximately 

$3.7 million and $2.9 million as of December 31, 2020 and 2019, respectively.  

 Amounts recognized in the consolidated balance sheets for the years ended December 31, 2020 and 

2019 consisted of the following (in thousands): 

2020

2019

Current accrued benefit cost
Non-current accrued benefit cost
Total amount recognized

F-29 

$             

$             

332
5,608
5,940

570
4,041
4,611

$           

$           

 
 
 
 
 
 
 
 
  
 
 
   
 
 
 
 
 
  
 
              
              
              
              
              
           
              
                
               
             
              
              
                
             
             
             
INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

Current  accrued  benefit  cost  for  pension  benefits  was  included  in  the  current  portion  of  long-term 
obligations  in  the  consolidated  balance  sheets.  Non-current  accrued  benefit  cost  for  pension  benefits  was 
included in long-term obligations, net of current portion, in the consolidated balance sheets. 

Actuarial  assumptions  for  all  non-U.S.  plans  are  described  below.    The  discount  rates  are  used  to 
measure the year end benefit obligations and the earnings effects for the subsequent year. The assumptions for 
each of the two years in the period ended December 31, 2020 were as follows: 

Discount rate
Rate of increase in compensation level

3.57%-8.06% 4.85%-10.42%

5%-7%

5%-7%

2020

2019

Estimated Future Benefit Payments: 

As of December 31, 2020, the following benefit payments, which reflect expected future service, as 

appropriate, were expected to be paid (in thousands): 

Years Ending December 31, 

Amount 

2021 
2022 
2023 
2024 
2025 
2026 to 2030 

 $        629  
234 
        157  
        206  
          413  
      3,251  
 $      4,890  

9. 

Capital Stock 

Common Stock - The Company is authorized to issue 75,000,000 shares of common stock. Each share 
of common stock has one vote. Subject to preferences that may be applicable to any outstanding shares of 
preferred stock, the holders of common stock are entitled to receive ratably such dividends, if any, as may be 
declared by the Board of Directors. No common stock dividends have been declared to date.  

Preferred Stock - The Company is authorized to issue 4,998,000 shares of preferred stock. The Board 
of Directors is authorized to fix the terms, rights, preferences and limitations of the preferred stock and to issue 
the preferred stock in series that differ as to their relative terms, rights, preferences and limitations.  

Stockholders Rights Agreement - On February 1, 2019, the Board of Directors declared a dividend of 
one preferred share purchase right (each, a “Right,” and collectively, the “Rights”) for each outstanding share 
of the Company’s common stock on February 15, 2019. The description and terms of the Rights are set forth in 
a Rights Agreement between the Company and American Stock Transfer & Trust Co., as rights agent, dated as 
of  February  1,  2019  (the  “Rights  Agreement”).  Each  Right  entitles  its  holder  to  purchase,  under  certain 
conditions, one one-thousandth of a share of Series C Participating Preferred Stock (“Preferred Stock”). Each 
one one-thousandth of a share of Preferred Stock has substantially the same rights as one share of the Company’s 
common stock. Subject to the terms and conditions of the Rights Agreement, Rights become exercisable ten 

F-30 

 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

days after the public announcement that a “Person” has become an “Acquiring Person” (as each such term is 
defined  in  the  Rights  Agreement)  by  obtaining  beneficial  ownership  of  20%  or  more  of  the  Company’s 
outstanding common stock, or, if earlier, ten business days (or a later date determined by the Board of Directors 
before any Person becomes an Acquiring Person) after a Person begins a tender or exchange offer which, if 
completed, would result in that Person becoming an Acquiring Person. Any Rights held by an Acquiring Person 
are void and may not be exercised. 

If  a  Person  becomes  an  Acquiring  Person,  all  holders  of  Rights,  except  the  Acquiring  Person,  may 
purchase at the Right’s then-current exercise price, the Company’s common stock having a market value equal 
to twice the exercise price. Moreover, at any time after a Person becomes an Acquiring Person (unless such 
Person  acquires  50  percent  or  more  of  the  common  stock  of  the  Company  then  outstanding,  as  more  fully 
described in the Rights Agreement), the Board of Directors may exchange one share of the Company’s common 
stock for each outstanding Right (other than rights owned by such Person, which would have become void). In 
addition,  if  the  Company  is  acquired  in  a  merger  or  other  business  combination  transaction  after  a  Person 
becomes an Acquiring Person, all holders of Rights, except the Acquiring Person, may purchase at the Right’s 
then-current exercise price, a number of the acquiring company’s common stock having a market value of twice 
the exercise price. If the Company receives a “qualifying offer” (which includes certain all-cash fully financed 
tender  offers  or  exchange  offers  for  all  of  the  Company’s  outstanding  common  stock),  under  certain 
circumstances, holders of 10 percent of the Company’s outstanding common stock (excluding stock held by the 
offeror  and  its  affiliates  and  associates)  may  direct  the  Board  of  Directors  to  call  a  special  meeting  of 
stockholders to consider a resolution exempting such “qualifying offer” from the Rights Agreement. The Rights 
themselves have no voting power. The Board of Directors may redeem the Rights at an initial redemption price 
of $0.001 per Right under certain circumstances set forth in the Rights Agreement. 

The Rights Agreement was approved by the Company’s stockholders at the 2019 annual meeting. The 

Rights will expire on January 31, 2022 unless earlier redeemed or exchanged.  

Common Stock Reserved - As of December 31, 2020, the Company had available for future issuance 

2,925,638 shares of common stock pursuant to the Company’s stock option plans.   

Treasury Stock - In July 2019, the Company’s Board of Directors authorized the repurchase of up to 
$2.0 million of its common stock in open market or private transactions. There is no expiration date associated 
with the program. The total value of common stock acquired under the plan was $1.5 million as of December 31, 
2020. 

10. 

Stock Options 

On June 7, 2016, stockholders of the Company approved amendments to the Innodata Inc. 2013 Stock 
Plan (as amended, the “Plan”). The number of shares of common stock of Innodata Inc. that may be delivered, 
purchased or used for reference purposes (with respect to stock appreciation rights or stock units) for awards 
granted under the Plan after June 7, 2016 is 5,858,892 (the Share Reserve).  Shares subject to an option or stock 
appreciation right granted under the Plan after June 7, 2016 count against the Share Reserve as one share for 
every share granted, and shares subject to any other type of award granted under the Plan after June 7, 2016 
count against the Share Reserve as two shares for every share granted. Any award, or portion of an award, under 
the Plan or under the Company’s 2009 Stock Plan (as amended and restated (the Prior Plan)) that expires or 
terminates unexercised, becomes unexercisable or is forfeited or otherwise terminated, surrendered or canceled 
as to any shares without delivery of shares or other consideration will be added back to the Share Reserve as 
one share for each such share that was subject to an option or stock appreciation right granted under the Plan or 
the Prior Plan, and two shares for each such share that was subject to an award other than an option or stock 
appreciation right granted under the Plan or the Prior Plan. If any shares are withheld, tendered or exchanged 
by a participant in the Plan as full or partial payment to Innodata of the exercise price under an option under the 
Plan or the Prior Plan or in satisfaction of a participant’s tax withholding obligations with respect to any award 
under the Plan or the Prior Plan, there will be added back to the Share Reserve one share for each such share 
that was withheld, tendered or exchanged in respect of an option or stock appreciation right granted under the 

F-31 

 
 
 
 
 
 
 
 
 
INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

Plan or the Prior Plan, and two shares for each such share that was withheld, tendered or exchanged in respect 
of an award other than an option or stock appreciation right granted under the Plan or the Prior Plan. 

The fair value of stock options is estimated on the date of grant using the Black-Scholes option pricing 
model. The weighted-average fair value of the options granted and weighted-average assumptions were as follows: 

For the Years Ended December 31,

2020

2019

Weighted average fair value of options granted

$                    

0.61

$                    

0.56

Risk-free interest rate
Expected life (years)
Expected volatility factor
Expected dividends

0.29%-0.56%
5-6
46.75%-50.09%
None

1.68% - 2.55%
5-6
45.03%-46.38%
None

The Company estimates the risk-free interest rate using the U.S. Treasury yield curve for periods equal 
to the expected term of the options in effect at the time of grant. The expected term of options granted is based 
on a combination of vesting schedules, term of the options and historical experience. Expected volatility is based 
on historical volatility of the Company’s common stock. The Company uses an expected dividend yield of zero 
since it has never declared or paid any dividends on its capital stock. 

A summary of option activity under the Plans as of December 31, 2020, and changes during the years 

ended December 31, 2020 and 2019, is presented below:  

Number of 
Options

Weighted - 
Average Exercise 
Price

Weighted-Average 
Remaining 
Contractual Term 
(years)

Aggregate 
Intrinsic Value

Outstanding at January 1, 2019

Granted
Exercised
Forfeited/Expired

Outstanding at December 31, 2019

Granted
Exercised
Forfeited/Expired

Outstanding at December 31, 2020

4,982,040
2,112,500
(10,000)
(256,237)
6,828,303
1,080,000
(1,357,116)
(644,303)
5,906,884

$                    

$                    

$                    

2.14
1.25
1.11
2.42
1.86
1.37
1.97
3.06
1.61

6.86

$                

89,405

7.34

$          

21,769,727

Exercisable at December 31, 2020

3,923,564

$                    

1.79

6.66

$          

13,769,733

Vested and Expected to Vest at 
December 31, 2020

5,906,884

$                    

1.61

7.34

$          

21,769,727

The total compensation cost related to non-vested stock options not yet recognized as of December 31, 
2020 totals approximately $1.1 million. The weighted-average period over which these costs will be recognized 
is 21 months. 

F-32 

 
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
         
         
                      
            
                      
           
                      
         
                      
         
                      
        
                      
           
                      
         
                      
         
                      
         
                      
INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

A  summary  of  restricted  shares  under  the  Company’s  Plan  as  of  December  31, 2020  are  presented 

below: 

Outstanding January 1, 2019
Granted
Vested
Unvested at December 31, 2019
Granted
Vested
Forfeited/Expired
Unvested at December 31, 2020

11. 

Comprehensive loss  

Number of Shares

-
75,000
-
75,000
-
(25,000)
-
50,000

Weighted-Average 
Grant Date Fair 
Value

$                    

1.38

$                    

1.38

Accumulated  other  comprehensive  loss,  as  reflected  in  the  consolidated  balance  sheets,  consists  of 
pension liability adjustments, net of taxes, foreign currency translation adjustment and changes in fair value of 
derivatives, net of taxes. The components of accumulated other comprehensive loss as of December 31, 2020 
and  2019,  and  reclassifications  out  of  accumulated  other  comprehensive  loss  for  the  years  then  ended,  are 
presented below (in thousands): 

Balance at January 1, 2020
Other comprehensive income (loss) before 
reclassifications, net of taxes
Total other comprehensive loss before 
reclassifications, net of taxes
Net amount reclassified to earnings
Balance at December 31, 2020

Balance at January 1, 2019
Other comprehensive income before 
reclassifications, net of taxes
Total other comprehensive income (loss) 
before reclassifications, net of taxes
Net amount reclassified to earnings
Balance at December 31, 2019

Pension Liability 
Adjustment

Fair Value of 
Derivatives

Foreign Currency 
Translation 
Adjustment

Accumulated Other 
Comprehensive Loss

$                  

(53)

$                   

33

$                      

(900)

$                        

(920)

-

(106)

406

300

(53)
(391)
(444)

$                

(73)
73
$                  
-

(494)
-
(494)

$                      

(620)
(318)
(938)

$                        

Pension Liability 
Adjustment

Fair Value of 
Derivatives

Foreign Currency 
Translation 
Adjustment

Accumulated Other 
Comprehensive Loss

$               

1,451

$                  
-

$                   

(1,466)

$                          

(15)

-

46

566

612

1,451
(1,504)
(53)

$                  

46
(13)
33

$                   

(900)
-
(900)

$                      

597
(1,517)
(920)

$                        

All reclassifications out of accumulated other comprehensive loss had an impact on direct operating 

costs in the consolidated statements of operations and comprehensive income (loss).  

F-33 

 
 
 
 
  
 
 
 
    
 
 
 
 
                       
                  
                       
                  
                           
                 
                       
                  
                    
                  
                         
                           
                    
                    
                        
                          
                  
                     
                          
                          
                    
                     
                         
                           
                 
                     
                        
                           
               
                    
                          
                       
INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

12. 

Segment reporting and concentrations 

The Company’s operations are classified in three reporting segments: Digital Data Solutions (DDS), 

Synodex and Agility. 

The DDS segment provides a range of solutions and platforms for solving complex data challenges 
that companies face when they seek to obtain the benefits of AI systems and analytics platforms. These include 
data annotation, data transformation, data curation and intelligent automation. The DDS segment also provides 
a  variety  of  services  for  clients  in  the  information  industry  that  relate  to  content  operations  and  product 
development. 

The Synodex segment provides an intelligent data platform that transforms medical records into useable 

digital data organized in accordance with our proprietary data models or client data models. 

The Agility segment provides an intelligent data platform that provides marketing communications and 
public relations professionals with the ability to target and distribute content to journalists and social media 
influencers world-wide and to monitor and analyze global news channels (print, web, radio and TV) and social 
media channels.  

A  significant  portion  of  the  Company’s  revenues  is  generated  from  its  locations  in  the  Philippines, 

India, Sri Lanka, Canada, Germany, the United Kingdom and Israel.  

Revenues  from  external  clients  and  segment  operating  profit  (loss),  and  other  reportable  segment 

information were as follows (in thousands):    

For the Years Ended December 31,

2020

2019

$                  

$                  

$                  

$                  

$                    

$                      

$                    

$                   

$                      

$                      

$                    

$                   

41,983
4,828
11,429
58,240

1,260
357
(572)
1,045

980
536
(471)
1,045

41,172
3,942
10,744
55,858

944
(129)
(1,883)
(1,068)

683
40
(1,791)
(1,068)

Revenues:
DDS
Synodex
Agility

Total Consolidated

Income (loss) before provision for income taxes(1):

DDS
Synodex
Agility

Total Consolidated

Income (loss) before provision for income taxes(2):

DDS
Synodex
Agility

Total Consolidated

F-34 

 
 
 
 
 
 
 
 
 
    
 
                      
                      
                    
                    
                        
                       
                       
                    
                        
                          
                       
                    
INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

December 31, 2020

December 31, 2019

Total assets:

DDS
Synodex
Agility

Total Consolidated

Goodwill:
Agility
Total

(1) Before elimination of any inter-segment profits
(2) After elimination of any inter-segment profits

$                  

$                  

27,767
457
29,030
57,254

23,115
675
25,707
49,497

$                  

$                  

December 31, 2020

December 31, 2019

$                    
$                    

2,150
2,150

$                    
$                    

2,108
2,108

Long-lived assets as of December 31, 2020 and 2019 by geographic region were comprised of (in thousands): 

United States

Foreign countries:
   Canada
   United Kingdom
   Philippines
   India
   Sri Lanka
   Israel
   Germany
Total foreign

Totals

2020

2019

 $   4,045 

 $   4,521 

     9,044 
     1,759 
     4,545 
        930 
        319 
            1 

          -   

    16,598 
 $ 20,643 

     8,708 
     1,907 
     5,135 
        508 
        678 
          19 
            1 
    16,956 
 $ 21,477 

One client in the DDS segment generated approximately 14% and 16% of the Company’s total revenues 
in the fiscal years ended December 31, 2020 and 2019, respectively. Another client in the DDS segment generated 
10% of the Company’s total revenues for the fiscal year ended December 31, 2019. No other client accounted 
for 10% or more of total revenues during these periods. Further, in the years ended December 31, 2020 and 2019, 
revenues from non-US clients accounted for 54% and 55%, respectively, of the Company's revenues.  

F-35 

 
 
 
      
 
 
 
 
           
 
 
 
 
 
 
 
 
 
 
 
 
                        
                        
                    
                    
INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

Revenues for each of the two years in the period ended December 31, 2020 and 2019 by geographic region 

(determined based upon client’s domicile), were as follows (in thousands): 

United States
United Kingdom 
The Netherlands
Canada
Others - principally Europe

Totals

2020

2019

 $ 26,764 
11,184
6,695
5,791
7,806
 $ 58,240 

 $ 25,015 
9,577
6,982
6,192
8,092
 $ 55,858 

As  of  December  31,  2020,  approximately  55%  of  the  Company's  accounts  receivable  was  due  from 
foreign (principally European) clients and 36% of accounts receivable was due from three clients. As of December 
31, 2019, approximately 60% of the Company's accounts receivable was due from foreign (principally European) 
clients and 44% of accounts receivable was due from three clients. No other client accounted for 10% or more of 
the accounts receivable as of December 31, 2020.  

13. 

Income (Loss) per Share 

For the Years Ended 
December 31,

2020

2019

Net income (loss) attributable to Innodata Inc. and Subsidiaries 

 $        617 

 $    (2,142)

Weighted average common shares outstanding
Dilutive effect of outstanding options 
Adjusted for dilutive computation

       24,607 
           966 
       25,573 

       25,774 
              -   
       25,774 

Basic  income  (loss)  per  share  is  computed  using  the  weighted-average  number  of  common  shares 
outstanding during the year. Diluted income per share is computed by considering the impact of the potential 
issuance  of  common  shares,  using  the  treasury  stock  method,  on  the  weighted  average  number  of  shares 
outstanding. For those securities that are not convertible into a class of common stock, the two-class method 
of computing loss per share is used. 

Options to purchase 1.6 million shares of common stock for the year ended December 31, 2020, were 
outstanding but not included in the computation of diluted income (loss) per share because the exercise price of 
the  options  were  greater  than  the  average  market  price  of  the  common  shares  and  therefore  have  not  been 
considered  as  potential  equity  shares.  Options  to  purchase  6.8  million  shares  of  common  stock  for  the  year 
ended December 31, 2019 were outstanding but not included in the computation of diluted loss per share because 
the effect would have been anti-dilutive. 

14. 

Derivatives 

The Company conducts a large portion of its operations in international markets which subject it to 

F-36 

 
 
 
 
 
 
 
 
  
 
 
 
 
     
 
 
 
 
 
 
INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

foreign  currency  fluctuations.   The  most  significant  foreign  currency  exposures  occur  when  revenue  and 
associated accounts receivable are collected in one currency and expenses to generate that revenue are incurred 
in another currency. The Company is also subject to wage inflation and other government mandated increases 
and  operating  expenses  in  Asian  countries  where  the  Company  has  the  majority  of  its  operations.  The 
Company’s primary inflation and exchange rate exposure relates to payroll, other payroll costs and operating 
expenses in the Philippines, India, Sri Lanka and Israel.  

            In addition, although most of the Company’s revenue is denominated in U.S. dollars, a significant portion 
of total revenues is denominated in Canadian dollars, Pound Sterling and Euros.  

             The  Company  was  previously  following  hedge  accounting  guidelines  and  formally  documented  all 
relationships between hedging instruments and hedged items, as well as its risk management objective and strategy 
for  undertaking  hedge  transactions.  However,  commencing  November  2020,  the  Company  discontinued  this 
practice. The Company does not hold or issue derivatives for trading purposes.  All derivatives are recognized at 
their fair value and classified based on the instrument’s maturity date. The total notional amount for outstanding 
derivatives was $6.9 million and $4.3 million as of December 31, 2020 and 2019, respectively.  

The following table presents the fair value of derivative instruments included within the consolidated 

balance sheets as of December 31, 2020 and 2019 (in thousands): 

Derivatives:

Balance Sheet Location

Fair Value

2020

2019

Foreign currency forward contracts

Prepaid expenses and other 
current assets

$              

48

$              

33

The effect of foreign currency forward contracts designated as cash flow hedges on the consolidated 

statements of operations for the years ended December 31, 2020 and 2019 were as follows (in thousands): 

Net loss recognized in OCI(1)
Net loss reclassified from accumulated OCI into income(2)
Net gain recognized in income(3)

2020

2019

$          
(106)
$            
(73)
$            
-

$             
46
$             
13
$            
-

(1)Net change in fair value of the effective portion classified into other comprehensive income ("OCI")
(2)Effective portion classified within direct operating costs
(3)There were no ineffective portions for the period presented.

F-37 

 
 
 
 
 
 
 
 
   
          
 
   
 
 
 
 
 
 
 
 
Exhibit Index 

Exhibits which are indicated as being included in previous filings are incorporated herein by reference.  

Exhibit  Description 

Filed as Exhibit 

3.1 (a) 

3.1 (b) 

3.1 (c) 

Restated Certificate of Incorporation dated  
April 27, 1993 

Filed as Exhibit 3.1(a) to our Form 10-K for the year ended  
December 31, 2003 

Certificate of Amendment of Certificate of  
Incorporation of Innodata Corporation dated 
February 28, 2001 

Filed as Exhibit 3.1(b) to our Form 10-K for the year ended 
December 31, 2003 

Certificate of Amendment of Certificate of  
Incorporation of Innodata Corporation 
dated November 14, 2003 

Filed as Exhibit 3.1(c) to our Form 10-K for the year ended 
December 31, 2003 

3.1 (d) 

Certificate of Amendment of Certificate of 
Incorporation of Innodata Isogen, Inc. dated June 5, 
2012 

Filed as Exhibit 3.1 to our Form 10-Q for the quarter ended  
June 30, 2012 

3.2 

3.3 

4.1 

4.2 

4.3 

10.1 

10.2 

10.3 

10.4 

10.5 

10.6 

10.7 

10.8 

Form of Amended and Restated By-Laws 

Filed as Exhibit 3.1 to Form 8-K dated December 16, 2002 

Form of Certificate of Designation of  
Series C Participating Preferred Stock 

Filed as Exhibit A to Exhibit 4.1 to Form 8-K dated  
December 16, 2002 

Specimen of Common Stock certificate 

Filed as Exhibit 4.1 to Form 10-Q dated August 7, 2015 

Form of Rights Agreement, as of February 1, 2019 
between Innodata Inc. and American Stock 
Transfer and Trust Co., as Rights Agent 

Description of the Registrant’s Securities 
Registered Pursuant to Section 12 of the Securities 
Exchange Act of 1934  

Filed as Exhibit 4.1 to Form 8-K dated February 4, 2019 

Filed as Exhibit 4.3 to Form 10-K for the year ended December 31, 
2019 

Form of Indemnification Agreement between us 
and our Directors and one of our Officers 

Filed as Exhibit 10.3 to Form 10-K for the year ended December 31, 
2002 

Employment Agreement dated as of January 1, 
2007 with Ashok Mishra* 

Filed as Exhibit 10.1 to Form 10-Q for the quarter ended June 30, 
2007 

Employment Agreement dated as of March 25, 
2009 with Jack S. Abuhoff* 

Filed as Exhibit 10.1 to Form 8-K dated March 25, 2009 

Amendment to Employment Agreement with Jack 
S. Abuhoff dated as of July 11, 2011* 

Form of Director Stock Option Grant Letter dated 
March 8, 2013* 

Form of Stock Option Grant Letter dated March 8, 
2013 for Messrs. Abuhoff, Mishra and Nalavadi* 

Form of Stock Option Grant Letter dated March 8, 
2013 for Jack Abuhoff* 

Filed as Exhibit 10.1 to Form 8-K dated July 12, 2011 

Filed as Exhibit 10.42 to Form 10-K dated March 15, 2013 

Filed as Exhibit 10.43 to Form 10-K dated March 15, 2013 

Filed as Exhibit 10.44 to Form 10-K dated March 15, 2013 

Form of Stock Option Grant Letter 
for December 31, 2015 Grant, for Directors* 

Filed as Exhibit 10.53 to Form 10-K dated March 14, 2016 

1 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
10.9 

10.10 

10.11 

10.12 

10.13 

10.14 

10.15 

10.16 

10.17 

10.18 

Form of Stock Option Grant Letter  
for December 31, 2015 Grant, for Messrs. Abuhoff, 
Mishra and Nalavadi* 

Innodata Inc. 2013 Stock Plan (as Amended and 
Restated effective June 7, 2016) 

Form of Stock Option Grant Letter for  
December 31, 2016 Grant, for Directors* 

Form of Stock Option Grant Letter 
For December 31, 2016 Grant, for Messrs. 
Abuhoff, Mishra and Nalavadi* 

Amendment Number 1 dated August 24, 2018 to 
Agreement dated January 1, 2007 between the 
Company and Mr. Mishra* 

Form of Stock Option Grant Letter for  
July 13, 2018 Grant, for Directors* 

Form of Stock Option Grant Letter 
for July 13, 2018 Grant, for Messrs. Abuhoff and 
Mishra*  

Offer of Employment effective April 17, 2019 
between the Company and Mr. O’ Connor* 

Offer of Employment, effective October 2, 2020, 
between Innodata Inc. and Mr. Mark Spelker* 

Separation Agreement and General Release dated 
October 2, 2020 between Innodata Inc. and Robert 
O’Connor* 

Filed as Exhibit 10.53 to Form 10-K dated March 14, 2016 

Filed as Annex B to Definitive Proxy dated April 18, 2016 

Filed as Exhibit 10.56 to Form 10-K dated March 15, 2017 

Filed as Exhibit 10.57 to Form 10-K dated March 15, 2017 

Filed as Exhibit 10.1 to Form 8-K dated August 28, 2018 

Filed as Exhibit 10.59 to Form 10-K dated March 26, 2019 

Filed as Exhibit 10.60 to Form 10-K dated March 26, 2019 

Filed as Exhibit 10.1 to Form 8-K dated April 18, 2019 

Filed as Exhibit 10.1 to Form 8-K dated October 8, 2020 

Filed as Exhibit 10.2 to Form 8-K dated October 8, 2020 

16.1 

Letter from CohnReznick LLP to Innodata Inc. 
Dated August 24., 2020 

Filed as Exhibit 16.1 Form 8-K dated August 25, 2020 

21 

Significant subsidiaries of the registrant 

Filed herewith 

23.1 

Consent of BDO India LLP 

Filed herewith 

23.2 

Consent of CohnReznick LLP 

Filed herewith 

31.1 

31.2 

32.1 

32.2 

Certification of Chief Executive Officer  
pursuant to Section 302 of the  
Sarbanes-Oxley Act of 2002 

Certification of Chief Financial Officer  
pursuant to Section 302 of the  
Sarbanes-Oxley Act of 2002. 

Filed herewith 

Filed herewith 

Certification Pursuant to 18 U.S.C. Section  
1350, as adopted pursuant to Section 906 of the  
Sarbanes-Oxley Act of 2002. 

Furnished herewith 

Certification Pursuant to 18 U.S.C. Section  
1350, as adopted pursuant to Section 906 of the  

Furnished herewith 

2 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Sarbanes-Oxley Act of 2002. 

101            Interactive data files pursuant to Rule 405 of              Filed herewith 

  Regulation S-T: (i) the Consolidated Balance 
Sheets, (ii) the Consolidated Statements of 
Operations and Comprehensive Loss, (iii) the 
Consolidated Statements of Stockholders’ 
Equity, (iv) the Consolidated Statements of 
Cash Flows and (v) the Notes to the 
Consolidated Financial Statements. 

 ____________ 

* Exhibit represents a management contract or compensatory plan, contract or arrangement required to be 
filed as Exhibits to this Annual Report on Form 10-K. 

3 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                   Exhibit 21 

Significant Subsidiaries 

Name of Subsidiary 

Innodata India Private Limited 
Innodata Knowledge Services, Inc.  
ESS Manufacturing Company, Inc. 
EBAR Abstracting Company, Inc.  
Innodata Book Distribution Services Ltd.  
Agility PR Solutions Canada Ltd.  
Agility PR Solutions Ltd 

State or other 
jurisdiction of 
incorporation 

India 
Philippines 
Philippines 
Philippines 
Hong Kong 
Canada 
United Kingdom 

Name under 
which subsidiary 
conducts 
business 

Same 
Same 
Same 
Same 
Same 
Same 
Same 

4 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                                                                                                                  Exhibit 23.1 

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

We hereby consent to the incorporation by reference in the registration statements on Form S-8 (File Nos. 333-
193051, 333-201659, and 333-215130) and the registration statements on Form S-3 (File Nos. 333-91649 and 
333-51400) of our report, dated March 11, 2021, relating to the consolidated financial statements of Innodata 
Inc. as of December 31, 2020, and for the year then ended, included in this Annual Report on Form 10-K of 
Innodata Inc. for the year ended December 31, 2020. 

/s/ BDO INDIA LLP 
Mumbai, India 
March 11, 2021 

5 

 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                                                                                                                  Exhibit 23.2 

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

We consent to the incorporation by reference in the registration statements on Form S-8 (File Nos. 333-193051, 
333-201659,  and  333-215130)  and  the  registration  statements  on  Form  S-3  ((File  Nos. 333-91649  and  333-
51400) of our report, which includes explanatory paragraphs relating to a revision of the 2019 consolidated 
financial statements and the 2019 adoption of ASC Topic 842, Leases, dated March 16, 2020, relating to our 
audit of the consolidated financial statements of Innodata Inc. and Subsidiaries as of December 31, 2019, and 
for  the  year  then  ended,  included  in  this  Annual  Report  on  Form  10-K  of  Innodata  Inc.  for  the  year  ended 
December 31, 2020. 

/s/ CohnReznick LLP 

Parsippany, New Jersey 
March 11, 2021 

6 

 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CERTIFICATIONS 

      Exhibit 31.1 

I, Jack S. Abuhoff, certify that: 

1.  I have reviewed this annual report on Form 10-K of Innodata Inc.; 

2.  Based on my knowledge, this annual report does not contain any untrue statement of a material fact or omit 
to state a material fact necessary to make the statements made, in light of the circumstances under which 
such statements were made, not misleading with respect to the period covered by this annual report; 

3.  Based on my knowledge, the financial statements, and other financial information included in this annual 
report, fairly present in all material respects the financial condition, results of operations and cash flows of 
the registrant as of, and for, the periods presented in this annual report; 

4.  The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure 
controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control 
over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and 
we have: 

a) 

b) 

c) 

d) 

designed such disclosure controls and procedures, or caused such disclosure controls and procedures 
to be designed under our supervision, to ensure that material information relating to the registrant, 
including  its  consolidated  subsidiaries,  is  made  known  to  us  by  others  within  those  entities, 
particularly during the period in which this annual report is being prepared; 

designed such internal control over financial reporting, or caused such internal control over   financial 
reporting  to  be  designed  under  our  supervision,  to  provide  reasonable  assurance  regarding  the 
reliability of financial reporting and the preparation of financial statements for external purposes in 
accordance with generally accepted accounting principles;  

evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this 
annual report our conclusions about the effectiveness of the disclosure controls and procedures, as of 
the end of the period covered by this report based on such evaluation; and  

disclosed in this report any change in the registrant’s internal control over financial reporting that 
occurred  during  the  registrant’s  fourth  fiscal  quarter  that  has  materially  affected,  or  is  reasonably 
likely to materially affect, the registrant’s internal control over financial reporting.  

5.  The  registrant’s  other  certifying  officers  and  I  have  disclosed,  based  on  our  most  recent  evaluation  of 
internal controls over financial reporting, to the registrant’s auditors and the audit committee of registrant’s 
board of directors (or persons performing the equivalent function): 

a) 

b) 

all significant deficiencies and material weaknesses in the design or operation of internal control over 
financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, 
process, summarize and report financial information; and 

any  fraud,  whether  or  not  material,  that  involves  management  or  other  employees  who  have  a 
significant role in the registrant’s internal control over financial reporting. 

7 

 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
Dated:  March 12, 2021 

/s/ Jack S. Abuhoff 
Jack S. Abuhoff  
Chief Executive Officer and President 

8 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
I, Mark A. Spelker, certify that: 

1.  I have reviewed this annual report on Form 10-K of Innodata Inc.; 

Exhibit 31.2 

2.  Based on my knowledge, this annual report does not contain any untrue statement of a material fact or omit 
to state a material fact necessary to make the statements made, in light of the circumstances under which 
such statements were made, not misleading with respect to the period covered by this annual report; 

3.  Based on my knowledge, the financial statements, and other financial information included in this annual 
report, fairly present in all material respects the financial condition, results of operations and cash flows of 
the registrant as of, and for, the periods presented in this annual report; 

4.  The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure 
controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control 
over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and 
we have: 

a) 

b) 

c) 

d) 

designed such disclosure controls and procedures, or caused such disclosure controls and procedures 
to be designed under our supervision, to ensure that material information relating to the registrant, 
including  its  consolidated  subsidiaries,  is  made  known  to  us  by  others  within  those  entities, 
particularly during the period in which this annual report is being prepared; 

designed such internal control over financial reporting, or caused such internal control over   financial 
reporting  to  be  designed  under  our  supervision,  to  provide  reasonable  assurance  regarding  the 
reliability of financial reporting and the preparation of financial statements for external purposes in 
accordance with generally accepted accounting principles;  

evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in 
this annual report our conclusions about the effectiveness of the disclosure controls and procedures, 
as of the end of the period covered by this report based on such evaluation; and  

disclosed in this report any change in the registrant’s internal control over financial reporting that 
occurred during the registrant’s fourth fiscal quarter that has materially affected, or is reasonably 
likely to materially affect, the registrant’s internal control over financial reporting.  

5.  The  registrant’s  other  certifying  officers  and  I  have  disclosed,  based  on  our  most  recent  evaluation  of 
internal controls over financial reporting, to the registrant’s auditors and the audit committee of registrant’s 
board of directors (or persons performing the equivalent function): 

a) 

b) 

all significant deficiencies and material weaknesses in the design or operation of internal control over 
financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, 
process, summarize and report financial information; and 

any  fraud,  whether  or  not  material,  that  involves  management  or  other  employees  who  have  a 
significant role in the registrant’s internal control over financial reporting. 

Dated:  March 12, 2021 

/s/ Mark A Spelker 
Mark A. Spelker 
Chief Financial Officer and 
Executive Vice President 

9 

 
 
        
 
 
 
 
 
 
 
 
 
 
 
 
 
  Exhibit 32.1 

CERTIFICATION PURSUANT TO 
18 U.S.C. SECTION 1350, 
AS ADOPTED PURSUANT TO 
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 

In connection with the Annual Report of Innodata Inc. (the “Company”) on Form 10-K for the year 
ended  December  31,  2020  as  filed  with  the  Securities  and  Exchange  Commission  on  the  date  hereof  (the 
“Report”), I, Jack S. Abuhoff, Chief Executive Officer and President of the Company, certify, pursuant to 18 
U.S.C. §1350, as adopted pursuant to §906 of the Sarbanes-Oxley Act of 2002, that to the best of my knowledge: 

1. 

2. 

the Report fully complies with the requirements of section 13(a) or 15(d) of the Securities 
Exchange Act of 1934; and  

the information contained in the Report fairly presents, in all material respects, the 
financial condition and results of operations of the Company. 

/s/ Jack S. Abuhoff 
Jack S. Abuhoff  
Chief Executive Officer and President 

March 12, 2021 

10 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit 32.2 

CERTIFICATION PURSUANT TO 
18 U.S.C. SECTION 1350, 
AS ADOPTED PURSUANT TO 
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 

In connection with the Annual Report of Innodata Inc. (the “Company”) on Form 10-K for the year 
ended  December  31,  2020  as  filed  with  the  Securities  and  Exchange  Commission  on  the  date  hereof  (the 
“Report”), I, Mark A. Spelker, Chief Financial Officer and Executive Vice President, certify, pursuant to 18 
U.S.C. §1350, as adopted pursuant to §906 of the Sarbanes-Oxley Act of 2002, that to the best of my knowledge: 

1. 

2. 

the Report fully complies with the requirements of section 13(a) or 15(d) of the Securities 
Exchange Act of 1934; and  

the information contained in the Report fairly presents, in all material respects, the 
financial condition and results of operations of the Company. 

/s/ Mark A. Spelker 
Mark A. Spelker 
Chief Financial Officer and 
Executive Vice President 

March 12, 2021 

11