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Innodata

inod · NASDAQ Technology
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Ticker inod
Exchange NASDAQ
Sector Technology
Industry Information Technology Services
Employees 5001-10,000
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FY2021 Annual Report · Innodata
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Fellow Shareholders, 

2021 was a transformative year. We finished the year with accelerated, 26% year-over-year 

growth in the last quarter of the year and 20% revenue grow for the year overall. We expanded 

our business with accounts we landed in 2019 and 2020, including one of the largest social 

media companies from which we are now deriving revenues of more than $1 million per 

month. We won, and then gained traction with, important new accounts including the two 

largest cloud service providers and other large Silicon Valley tech companies. We signed 

significant new business with leading financial services institutions. We expanded our 

capabilities in fast growing areas like synthetic data creation, LiDAR annotation and content 

moderation. 

We’re enthusiastic about 2022 and our long-term prospects. We are budgeting a 30% increase 

in year-over-year revenues in 2022, an acceleration from the 20% growth we achieved in 2021. 

Longer term, our business plan is budgeting approximately $200 million in revenues and 

approximately 30% EBITDA margins by 2025. I’m confident we can get there. 

We believe we’re well positioned for the industry evolution 

Our industry is growing rapidly and changing rapidly. Our philosophy has always been to 

position the Company, in the words of the great Wayne Gretzky, for “where the puck is going 

and not where it is at”. We expect the next phase of AI implementation to be “Data-centric 

AI”.1 Data-centric AI is the systematic engineering discipline for tuning AI models using data.  

Given the current breed of powerful deep learning models, we expect more value will be 

1 Data-centric AI  was first identified by Hazy Research, Chris Ré's computer sciences research group at Stanford 
University. See: https://github.com/HazyResearch/data-centric-ai 

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derived from keeping the models relatively fixed while focusing on data quality to fine tune 

these models. Indeed, the shift to “Data-centric AI” is expected to drive the next wave of 

enterprise AI adoption and enable enterprises to derive billions of dollars of value from high-

performing AI applications and transforming entire industries in the years ahead.  

In this new “data-centric AI” paradigm, the performance of AI projects will be driven by AI 

becoming more intelligent through data, rather than code. Our approach for providing high 

quality data incorporates data curation, metadata, semantic reconciliation and the injection of 

domain expertise. Our new data annotation SaaS platform empowers organizations to focus on 

their training data by applying data engineering best practices while expressing their unique 

domain knowledge. 

We are focusing on being ahead of the curve in developing and strengthening our capabilities 

to service this exciting future. We believe that our long and successful legacy of data 

engineering for many of the world’s largest companies, together with our culture of data 

quality and organizational excellence, the research investments we have made in AI over the 

past five years, and the experience we have had applying AI to real-world challenges, positions 

us to be successful in this next phase of AI. In a competitive set that is dominated by software 

companies and crowd sourcing platforms, our customers are finding us differentiated and well-

suited to their requirements. 

We have a unique, three-prong business model 

We are approaching the market opportunity with a unique, three-pronged business model that 

reflects our end-to-end capabilities. 

•  First, we provide the highest-quality data engineering (including data sourcing, data 

capture, synthetic data, and data annotation) for high performance AI models.  

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•  Second, beginning this year, we provide a data annotation platform and an AI-enabled 

document intelligence platform. Our data annotation platform empowers customers to 

build their own models by engineering their own data and expressing their own domain 

knowledge. Our document intelligence low-code AI platform enables companies with 

even limited data sets to realize the business and operational value of AI and move AI 

projects from proof-of-concept to full scale production easier, faster, and less 

expensively. Both platforms encapsulate Goldengate, our proprietary, high-performing, 

no-code AI technology we built over the last several years processing large data sets 

across multiple domains. 

•  Third, we build and sell subscriptions to platform applications that harness AI and our 

Goldengate technology for particular industry-specific, knowledge-intensive tasks. We 

have three such industry platforms in the market presently, and we have two more in 

development. We are particularly excited when we can blend AI algorithms, rule-based 

systems, and robust workflow to create integrated solutions that truly enable users to 

work more efficiently and effectively. For shareholders, these industry platforms 

provide a source of predictable software-as-a-service (SaaS) licensing revenue and 

enhance our growth and margin profile. There’s also an element of eating-your-own-

cooking: when we build an industry platform, we are, in essence, consumers of our own 

data engineering services and AI models. This gives us insights we can harness to 

continuously improve, benefitting our data annotation and applied AI customers. 

Our three-pronged approach enables us to serve enterprises across many verticals, engage with 

both technical and business users, span modalities such as text, images, speech, video, graphs, 

structured data and others, and address a wide range of AI use cases such as document 

intelligence, image processing, retail, robotics, medical imaging, computational biology, 

autonomous driving, and content moderation.  

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Our 2022 strategic priorities are well-defined 

To capture this substantial market opportunity, which based upon current data we estimate to 

exceed $50 billion by 2027, we have a focused value-creation strategy that includes the 

following:2 

1.  We will continue to strengthen our market presence to facilitate expansion while 

increasing exposure to high-growth opportunities, and we will continue to dedicate 

capital and resources toward identified key growth opportunities. We plan to expand 

our sales and marketing and new product creation budget from $14.5MM in 2021 to 

approximately $27.5MM in 2022. We believe that our new capabilities and products will 

broaden our customer base, provide cross selling opportunities for our existing 

customers, and increase our TAM. For example, we announced in our last earnings call 

that Google has authorized us as a Build and Services Partner within its Partner 

Advantage Program. We’re super excited about this program. It enables Google sales 

and solutions teams to easily bring Innodata into their projects. We expect to soon be 

helping Google’s customers accelerate end-to-end AI software and solution 

development on Google’s 5G/Edge computing platform.  

2.  We will align the Company to key trends in AI, including data-centric AI as well as newer 

technologies that we anticipate will gain momentum and drive demand such as 5G, 

Metaverse, and Edge computing. 

3.  We will continue to cultivate our reputation for outstanding customer experience, 

which in turn drives revenue expansion. We view new logo acquisition as seed planting, 

and our culture of customer service and customer experience as seed cultivation. 

Because of this culture, as new customer engagements mature, we anticipate increased 

expansion opportunities. A good example is our engagement with a leading social media 

2 Based on Company estimates, together with the following: 

https://www.theinsightpartners.com/reports/data-annotation-tools-market 
Everest Group Research Intelligent Document Processing (IDP) Playbook (August 2019) 

• 
• 
•  AI in Fintech Market – Growth, Trends, Covid-19 Impact, and Forecasts (2021 – 2026) (Mordor Intelligence, 

2021) 

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Company that started in mid-2020 with a $200K proof-of-concept (POC) and has grown 

to more than $1 million in monthly run-rate spend with further expansion anticipated. 

In our last earnings call, we mentioned that we estimate that just three of our recently 

penetrated accounts spend in the aggregate approximately $2 billion annually on AI-

enablement services, solutions, and platforms of the type that we now provide or plan 

to soon be providing this year. Our commitment to our customer-centric culture isn’t 

just corporate-speak. Last week, we received the results of our latest Company-

sponsored customer satisfaction survey. We saw gains across all categories (including 

innovation, communication, customer focus, and consistency/quality) for the third 

successive half-year period, with an aggregate score of 4.6 out of 5.  

4.  We will carefully monitor and manage sales execution. Last year, we expanded our sales 

force from 23 to 106, of which 70 are quota-bearing. Many of our quota-bearing sales 

force were hired late in 2021, so did not significantly impact our revenues in 2021 as 

they went through training and market development. Our plan is for them to begin 

impacting revenue acceleration in 2022. In 2022, we also plan to further expand our 

sales force, from 106 to 134. We are very focused on hiring and retaining the best 

talent, especially in today’s tight labor market, and we are implementing best practices 

to execute on this goal. 

I want to take this opportunity to thank the amazing team that I am part of and privileged to 

lead. We’re a highly diverse team spanning individuals from more than 20 countries united by a 

common culture and singular purpose. Our diversity is organic, rather than engineered: we 

simply hire and retain the best talent we can find and commit to equality of opportunity for all. 

Nothing is more satisfying than individuals and teams taking on new challenges, growing 

professionally and personally, and creating value. 

Nick Toor (our board chairman) and I are Innodata’s largest individual shareholders. We, along 

with the rest of our Board of Directors and management team, spend a great deal of time 

together thinking through capital allocation and market opportunities, with the singular goal of 

creating sustainable shareholder value. 

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As we look to the future, we are firmly optimistic in our ability to extract significant value from 

the opportunities ahead of us. We hope that you join us for this exciting period in our 

Company’s history as we drive toward high-caliber growth and shareholder value creation. 

Very truly yours, 

Jack S. Abuhoff 
President & CEO 
April 21, 2022 

Forward-Looking Statements 

This letter may contain forward-looking statements within the meaning of Section 21E of the 
Securities Exchange Act of 1934, as amended, and Section 27A of the Securities Act of 1933, as 
amended. Words such as "project," "believe," "expect," "can," "continue," "could," "intend," 
"may," "should," "will," "anticipate," "indicate," "forecast," "predict," "likely," "goals," 
"estimate," "plan," "potential," or the negatives thereof and other similar expressions generally 
identify forward-looking statements, which speak only as of the date hereof. 

These forward-looking statements are based on management's current expectations, 
assumptions and estimates and are subject to a number of risks and uncertainties, including 
without limitation, the expected or potential effects of the novel coronavirus (COVID-19) 
pandemic and the responses of governments, the general global population, our customers, 
and the Company thereto;  impacts resulting from the rapidly evolving conflict between Russia 
and the Ukraine; that contracts may be terminated by clients; projected or committed volumes 
of work may not materialize; continuing Digital Data Solutions segment reliance on project-
based work and the primarily at-will nature of such contracts and the ability of these clients to 
reduce, delay or cancel projects; the likelihood of continued development of the markets, 
particularly new and emerging markets, that our services support; continuing Digital Data 
Solutions segment revenue concentration in a limited number of clients; potential inability to 
replace projects that are completed, canceled or reduced; our dependency on content 
providers in our Agility segment; difficulty in integrating and deriving synergies from 
acquisitions, joint venture and strategic investments; potential undiscovered liabilities of 
companies and businesses that we may acquire; potential impairment of the carrying value of 
goodwill and other acquired intangible assets of companies and businesses that we acquire; 
changes in our business or growth strategy; a continued downturn in or depressed market 

6 

 
 
 
 
 
 
 
 
conditions, whether as a result of the COVID-19 pandemic or otherwise; changes in external 
market factors; the ability and willingness of our clients and prospective clients to execute 
business plans that give rise to requirements for our services; changes in our business or 
growth strategy; the emergence of new or growth in existing competitors; various other 
competitive and technological factors; our use of and reliance on information technology 
systems, including potential security breaches, cyber-attacks, privacy breaches or data breaches 
that result in the unauthorized disclosure of consumer, client, employee or Company 
information, or service interruptions; and other risks and uncertainties indicated from time to 
time in our filings with the Securities and Exchange Commission. 

Our actual results could differ materially from the results referred to in forward-looking 
statements. Factors that could cause or contribute to such differences include, but are not 
limited to, uncertainty around the COVID-19 pandemic and the effects of the global response 
thereto and the risks discussed in Part I, Item 1A. "Risk Factors," Part II, Item 7. Management's 
Discussion and Analysis of Financial Condition and Results of Operations, and other parts of our 
Annual Report on Form 10-K, filed with the Securities and Exchange Commission on March 24, 
2022, as updated or amended by our other filings with the Securities and Exchange 
Commission. In light of these risks and uncertainties, there can be no assurance that the results 
referred to in the forward-looking statements will occur, and you should not place undue 
reliance on these forward-looking statements. We undertake no obligation to update or review 
any guidance or other forward-looking statements, whether as a result of new information, 
future developments or otherwise, except as may be required by the Federal securities laws. 

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Table of Contents 

UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
WASHINGTON, D.C. 20549 

FORM 10-K 

(Mark One) 
☑  ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934  

For the fiscal year ended December 31, 2021 

☐  TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934  

Commission file number 001-35774 

INNODATA INC. 
(Exact name of registrant as specified in its charter) 

Delaware 
 (State or other jurisdiction of  
incorporation or organization) 

55 Challenger Road 
Ridgefield Park, New Jersey 
 (Address of principal executive offices)  

13-3475943 
(I.R.S. Employer Identification No.) 

07660 
(Zip Code) 

(201) 371-8000 
 (Registrant’s telephone number)  

Securities registered under Section 12(b) of the Exchange Act: 

Title of each class 
Common Stock 

Trading Symbol(s) 
INOD 

Name of each exchange on which registered 
The NASDAQ Stock Market LLC 

Securities registered under Section 12(g) of the Exchange Act:  

None 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes ¨ No þ 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Exchange Act. Yes ¨ No þ 

Indicate by check mark whether the Registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the 
preceding 12 months (or for such shorter period that the Registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 
90 days. Yes þ No ¨ 

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T 
(§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes þ No ¨ 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth 
company. See definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company” and “emerging growth company” in Rule 12b-2 of the Exchange 
Act. 

Large accelerated filer ¨ 

Emerging growth company ☐ 

Accelerated filer ¨ 

Non-accelerated filer þ 

Smaller reporting company 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised 
financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨ 

Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control over financial 
reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report. ¨ 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes ☐ No 

The aggregate market value of the registrant’s common stock held by non-affiliates of the registrant (based on the closing price reported on The Nasdaq Stock Market on 
June 30, 2021) was $169,943,872. 

The number of outstanding shares of the registrant’s Common Stock, $.01 par value, as of March 18, 2022 was 27,163,485. 

DOCUMENTS INCORPORATED BY REFERENCE 

Portions of the Registrant’s definitive proxy statement for the 2022 Annual Meeting of Stockholders are incorporated by reference in Items 10,11,12,13 and 14 of 
Part III of this Form 10-K. 

 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
  
  
  
  
  
  
 
 
 
  
 
 
     
     
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
  
  
 
  
 
 
 
Table of Contents 

INNODATA INC. 
Form 10-K 
For the Year Ended December 31, 2021 

TABLE OF CONTENTS 

Part I 

Item 1. 
Item 1A. 
Item 1B. 
Item 2. 
Item 3. 
Item 4. 

Item 5. 

Item6. 
Item 7. 
Item 7A. 
Item 8. 
Item 9. 
Item 9A. 

Item 9B. 
Item 9C. 

Item 10. 
Item 11. 
Item 12. 
Item 13. 
Item 14. 

Item 15. 
Item 16. 
Signatures 

Business 
Risk Factors 
Unresolved Staff Comments 
Properties 
Legal Proceedings 
Mine Safety Disclosures 

Part II 

Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity 
Securities 
Reserved 
Management’s Discussion and Analysis of Financial Condition and Results of Operations 
Quantitative and Qualitative Disclosures about Market Risk 
Financial Statements and Supplementary Data 
Changes in and Disagreements with Accountants on Accounting and Financial Disclosure   
Controls and Procedures 
Evaluation of Disclosure Controls and Procedures 
Management’s Annual Report on Internal Control over Financial Reporting  
Other Information 
Disclosure Regarding Foreign Jurisdictions that Prevent Inspections 

Part III 
Directors, Executive Officers and Corporate Governance 
Executive Compensation 
Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 
Certain Relationships and Related Transactions, and Director Independence 
Principal Accountant’s Fees and Services 

Exhibits and Financial Statement Schedules 
Form 10-K Summary 

Part IV 

Page 
4 
10 
21 
21 
21 
21 

21 

27 
23 
29 
29 
29 
29 
29 
29 
30 
30 

31 
31 
31 
31 
31 

31 
32 
32 

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Table of Contents 

PART I 

Cautionary Note Regarding Forward-Looking Statements 

Disclosures  in  this  Annual  Report  on  Form  10-K  (this  “Report”)  contain  certain  forward-looking  statements  within  the 
meaning of Section 21E of the Securities and Exchange Act of 1934, as amended, and Section 27A of the Securities Act of 1933, as 
amended. These forward-looking statements include, without limitation, statements concerning our operations, economic performance, 
and  financial  condition.  Words  such  as  “project,”  “believe,”  “expect,”  “can,”  “continue,”  “could,”  “intend,”  “may,”  “should,” 
“will,”  “anticipate,”  “indicate,”  “predict,”  “likely,”  “estimate,”  “plan,”  “potential,”  or  the  negatives  thereof,  and  other  similar 
expressions generally identify forward-looking statements. 

These forward-looking statements are based on management’s current expectations, assumptions and estimates and are subject 
to a number of risks and uncertainties, including, without limitation, the expected or potential effects of the novel coronavirus (“COVID-
19”) pandemic and the responses of governments, the general global population, our customers, and the Company thereto; impacts 
resulting from the rapidly evolving conflict between Russia and the Ukraine; that contracts may be terminated by clients; projected or 
committed volumes of work may not materialize; continuing reliance on project-based work in the DDS segment and the primarily at-
will nature of such contracts and the ability of these clients to reduce, delay or cancel projects; the likelihood of continued development 
of the markets, particularly new and emerging markets, that our services support; continuing DDS segment revenue concentration in a 
limited number of clients; potential inability to replace projects that are completed, canceled or reduced; our dependency on content 
providers  in  our  Agility  segment;  difficulty  in  integrating  and  deriving  synergies  from  acquisitions,  joint  venture  and  strategic 
investments; potential undiscovered liabilities of companies and businesses that we may acquire; potential impairment of the carrying 
value of goodwill and other acquired intangible assets of companies and businesses that we acquire; changes in our business or growth 
strategy, such as our re-design of our solutions and product portfolio in 2019; a continued downturn in or depressed market conditions, 
whether as a result of the COVID-19 pandemic or otherwise; changes in external market factors; the ability and willingness of our 
clients and prospective clients to execute business plans that give rise to requirements for our services; changes in our business or 
growth strategy; the emergence of new, or growth in existing competitors; various other competitive and technological factors; the 
Company’s  use  of  and  reliance  on  information  technology  systems,  including  potential  security  breaches,  cyber-attacks,  privacy 
breaches or data breaches that result in the unauthorized disclosure of consumer, client, employee or Company information, or service 
interruptions; and the risks discussed in Part I, Item 1A. “Risk Factors” included in this Report, “Part II, Item 7. “Management’s 
Discussion and Analysis of Financial Condition and Results of Operations,” and other parts of this Report and in our other filings that 
we may make with the Securities and Exchange Commission (the “SEC”). 

Our actual results could differ materially from the results referred to in forward-looking statements. In light of these risks and 
uncertainties, there can be no assurance that the results referred to in the forward-looking statements will occur, and you should not 
place undue reliance on these forward-looking statements. These forward-looking statements speak only as of the date hereof. 

We undertake no obligation to update or review any guidance or other forward-looking statements, whether as a result of new 

information, future developments or otherwise, except as may be required by the federal securities laws. 

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Table of Contents 

Item 1. Business. 

Business Overview 

Innodata Inc. (NASDAQ: INOD) (including its subsidiaries, the “Company”, “Innodata”, “we”, “us” or “our”) is a global data 

engineering company. Our mission is to deliver the promise of AI to the world’s most prestigious companies. 

We provide AI-enabled software platforms and managed services to companies that require high-quality data for training AI 
and machine learning (ML) algorithms. We also provide AI digital transformation solutions and platforms to help companies apply 
AI/ML to real-world problems relating to analyzing and deriving insights from documents. For industry-specific, document-intensive 
industry business processes, we provide AI-augmented software-as-a-service (SaaS) platforms and discrete managed services. 

Our platforms and services are powered by Goldengate, our proprietary AI/ML platform, as well as other technologies we have 
developed. In addition, we bring to bear more than 4,500 employees spanning eight countries with expertise in data pertaining to many 
professional fields. Our hybrid approach of using AI/ML in conjunction with human experts enables us to deliver superior data quality 
with even the most complex and sensitive data. 

We developed our capabilities and honed our customer- and quality-centric culture progressively over the last 30 years creating 
high-quality data for many of the world’s most demanding information companies. Approximately six years ago, we formed Innodata 
Labs, a research and development center, to research, develop and apply machine learning and emerging AI to our large-scale, human-
intensive data operations. In 2019, we began packaging the capabilities that emerged from our R&D efforts in order to align with several 
fast-growing  new  markets  and  help  companies  use  AI/ML  to  drive  performance  benefits  and  business  insights.  We  anticipate  this 
strategy will enable us to accelerate growth. 

Market Opportunities 

AI Data Annotation 

Companies across industry verticals are increasingly seeking to develop AI-based applications for an ever-increasing variety 
of  use  cases  such  as  self-driving  cars,  surveillance  systems,  automated  medical  diagnostics,  digital  assistants  and  chatbots,  content 
moderation,  robotics  and  contract  review.  These  applications  depend  upon  high-performing  AI  algorithms  in  areas  such  as  speech 
recognition, image recognition, and text recognition. 

Unlike traditional computer applications that are programmed in languages like Python and Java to tell computers what to do, 
AI applications can be created with little to no programming. Instead, AI applications are trained with large quantities of input data and 
expected output data. Leveraging such data, the AI application learns on its own from the data itself through a series of regressions. 
Developing  high-quality  training  data  is  critical  for  the  AI  to  perform  correctly,  but  often  requires  technology  and  skilled  human 
resources that data science teams lack. Moreover, developing high-quality data takes up 80% of the time for most AI and ML projects.1  

We  train  AI  algorithms  for  social  media  companies,  robotics  companies,  financial  services  companies,  and  many  others, 
working with images, text, video and audio. Data sciences teams seek partners that can perform data preparation functions for them at 
large-scale and at high quality, while using automated tools to minimize cost. Moreover, as AI projects become more specialized and 
mission-critical, data preparation is becoming increasingly complex, requiring deep domain knowledge and an infrastructure in which 
data security is assured. We believe that Innodata is ideally situated to be such a partner. 

We utilize a variety of leading third-party image and video annotation tools. For text, we use our proprietary data annotation 
platform that incorporates AI to reduce cost while improving consistency and quality of output. Our proprietary text annotation platform 
features auto-tagging capabilities that apply to both classical and generative AI tasks. It also encapsulates many of the innovations we 
have  conceived  of  in the course of our 30-year history  of  creating  high-quality data.  In  November  2021 we announced the general 
availability of our text annotation platform for customer use which we anticipate will be a source of competitive differentiation and SaaS 
licensing revenue. 

The AI data training market is expected to grow to $3.5 billion by the end of 2024,2 essentially proxying the enormous growth 
expected  in  AI  system  spending  overall  ($85.3  billion  in  2021,  $204  billion  in  2025,  a  24.5%  CAGR).3  Similarly,  the  global  data 
annotation tools market was valued at $695 million in 2019, projected to reach $6.5 billion by 2027, which is a CAGR of 33%.4 

1 Data Preparation & Labeling for AI 2020, Cognilytica Research (Jan. 31, 2020) 
2 Data Preparation & Labeling for AI 2020, Cognilytica Research (Jan. 31, 2020) 
3 Worldwide Artificial Intelligence Systems Spending Guide, IDC (Aug. 30, 2021)  
4 Data Annotation Tools Market to 2027 - Global Analysis and Forecasts by Type; Annotation Type; End-user, ReportLinker, (Mar. 2020) 

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Table of Contents 

AI Digital Transformation 

We also provide AI solutions and platforms to companies that intensively process textual data and seek to obtain the benefits 
of AI/ML technologies without having to develop AI/ML engineering capabilities in-house. For such companies, we often integrate one 
or  more  of  our  pre-trained  text  processing  algorithms  as  a  foundation  for  an  overall  solution.  Our  algorithms  are  accessible  as 
microservices via application programming interfaces (APIs), enabling easy integration. 

In conjunction with AI digital transformation, we often provide a range of data engineering support services, including data 

transformation, data curation, data hygiene, data consolidation, data compliance, and master data management. 

Our customers span a diverse range of industries and a wide range of AI use cases, benefiting from the short time-to-value and 

high economic returns our AI digital transformation solutions and platforms offer. 

The document analytics market - a subset of the overall AI market - is expected to grow at a CAGR of 48.1% from 2020 to 
2027, reaching $12.45 billion by 2027.5 Meanwhile, overall enterprise AI spend is projected to reach $53.06 billion by 2026, registering 
a CAGR of 35.4% from 2019 to 2026.6  

Industry AI Platforms 

Our industry platforms address specific, niche market requirements that we believe we can fulfill in large part with our AI/ML 
technologies. We deploy these industry platforms as software-as-a-service (SaaS) and as managed services. To date, we have built an 
industry platform for medical records data extraction and transformation (which we brand as “Synodex®”) and an industry platform for 
public relations (which we brand as “Agility PR Solutions”). 

Our  Synodex  industry  platform  transforms  medical  records  into  useable  digital  data  organized  in  accordance  with  our 
proprietary data models or customer data models. At the end of 2021, we had 18 customers utilizing our Synodex platform, including 
John Hancock Insurance, the insurance operating unit of John Hancock Financial (a division of Manulife) and one of the largest life 
insurers in the United States. As we further integrate AI into the platform, we aim to address the needs of the healthcare sector, which 
is  increasingly  seeking  to  search,  analyze,  and  interpret  vast  volumes  of  patient  data,  improve  clinical  documentation  and  make 
computer-assisted coding more efficient. The global artificial intelligence (AI) in healthcare market is forecast to reach a market size of 
$67.4 billion by 2027, up from $6.9 billion in 2021, with a CAGR of 46.2%.7  

Our Agility industry platform provides marketing communications and public relations professionals with the ability to target 
and distribute content to journalists and social media influencers world-wide and to monitor and analyze global news (print, web, radio 
and TV) and social media. Agility is now ranked by software review site G2 Crowd as meeting the requirements of customers better 
than its two largest competitors that have combined revenues of over $1 billion.8 Agility operates in the $4.8 billion media intelligence 
solutions market.9  

The Company’s operations are presently classified and reported in three reporting segments: Digital Data Solutions (DDS), 

Synodex and Agility. 

5 Document Analytics Market by Product Type (Solution and Services), Deployment Type, Industry Vertical (BFSI, Government, Healthcare, Retail and ecommerce, 
Manufacturing, Transportation), Organization Size, and Region - Global Forecast to 2027, Meticulous Research®, (Mar. 2021) 
6 Enterprise Artificial Intelligence (AI) Market Outlook-2026, Allied Market Research (2020) 
7  Artificial  Intelligence  In  Healthcare  Market  By  Offering  (Hardware,  Software),  By  Technology  (Machine  Learning,  Context-Aware  Computing,  Natural  Language 
Processing, Computer Vision), By End-Use (Hospitals & Healthcare Providers), and Region Forecast To 2027, Markets and Markets Research Private Ltd.(Oct. 2021) 
8 https://www.agilitypr.com/wp-content/uploads/2022/01/G2-Comparison.pdf 
9 Strong Growth in Spending on Media Intelligence Software & Information – Burton-Taylor Report, Burton-Taylor International Consulting, (Apr. 27, 2021) 

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Table of Contents 

Competitive Strengths 

Our Data Quality 

We believe we achieve industry-leading data quality by leveraging our technology, our large staff of human experts, and the 

culture we have cultivated over many years of providing high-quality data to the most demanding customers. 

For the past six years, we have been designing and refining our approach for combining human experts and AI to produce 
large-scale,  highly  accurate  data.  In  our  approach,  AI  networks  automatically  perform  much  of  the  required  processing  and  human 
experts perform processing that the AI cannot perform at a high level of confidence. The human output is fed back into the AI networks, 
which, as a result, “learn” and become “smarter” over time, achieving progressively greater levels of automation while maintaining the 
highest levels of quality. (See “Our Technology”, below.) 

Our 4,000+ experts have deep domain knowledge in a wide diversity of data domains. They are selected on the basis of data 

acumen, analytical ability, and deep domain proficiency. (See “Our Domain Experts”, below.) 

Our culture of quality is critical to achieving and sustaining high data quality. Our culture has been cultivated over our decades 
of experience performing data-related tasks for leading global companies, including the four largest global information companies with 
which we have 10-plus year relationships building and maintaining many of their leading data products. 

We maintain independent quality assurance centers that comply with the ISO 9001:2008 quality management system standards. 

Our Domain Experts 

We have over 4,000 employees with deep data domain expertise in various fields, including law, sciences, health, finance, and 
technology. Many of them hold advanced degrees. They process data in over 25 languages. For annotating complex or sensitive data, 
our expert staff provides an attractive alternative to the crowdsourced labor pools utilized by many of our competitors typically for 
mundane tasks. They are especially well-suited for high-context data, such as legal contract classification, medical images, medical 
records, and scientific and legal literature. 

Our Technology 

Over  the  past  five  years,  we  have  built  a  technology  infrastructure  that  automates  complex  data  annotation  and  other  data 
engineering  tasks.  Our  technology  infrastructure  combines  advanced  dataflow,  deep  learning  (a  branch  of  AI),  and  purpose-built 
applications used by human experts, which we refer to as “workbenches”. This infrastructure enables us to perform data annotation and 
other data engineering tasks at progressively higher levels of efficiency without compromising quality as it continuously learns from 
human experts. 

Our proprietary, state-of-the-art  Goldengate  platform  is  our  core  AI  technology  stack.  Goldengate  accepts  a  wide  range  of 
documents – including images, PDFs, and web copy – and performs a series of cognitive tasks to extract intelligence and create analytical 
data that people can use for generating inferences and powering analytical applications. It serves up no-code AI with transfer learning 
built on generative language models we have developed over the past six years of deploying industrial deep neural networks. Goldengate 
serves as the foundational technology for the AI projects we perform for customers, as well as the AI-under-the-hood that powers our 
data annotation platform and our industry platforms. One of the main benefits of the platform is that it’s “no-code”, so it doesn’t require 
a large number of data scientists to build models or require a data science platform to orchestrate models and update models. Using 
Goldengate in combination with our SMEs, we are able to build high-performing, cutting-edge models that address real-world problems. 
In 2021 we further AI-enabled Synodex, Agility and our data annotation platform using Goldengate; in 2022, we intend to commercialize 
it further as both a customer-facing technology and as the engine under other potential industry solutions. 

Goldengate  functionality  can  be  consumed  as  domain-specific  and  task-specific  microservices  each  of  which  performs  a 
discrete data-related task automatically. Each AI microservice may be invoked by the dataflow via a RESTful API. Many complex data 
problems  can  be  solved  with  a  combination  of  these  microservices.  Capabilities  include  deep  sequence  labelling,  categorization, 
segmentation and sequence-to-sequence mapping. For each cognitive task an AI microservice performs, it provides a confidence score. 
A confidence score at or above an established accuracy threshold means no human expert review is required. A confidence score below 
an established accuracy threshold means human expert review is required.  

When expert review is required, the dataflow automatically routes data to an appropriate human expert. Our human experts use 
workbenches that enable them to quickly and efficiently review the data and make judgements. The workbenches then retroactively feed 

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back  the  expert-reviewed  work  into  Goldengate’s  deep  neural  network,  enabling  it  to  learn  and  become  smarter.  This  feature  is 
commonly  known  as  “human-in-the-loop”.  It  results  in  continuous,  predictable  improvement  and  progressively  greater  levels  of 
automation. 

To  support  our  Agility  industry  platform,  we  have  built  a  fully  scalable,  cloud-based  infrastructure  that  powers  a  SaaS 
experience for global customers on a 24/7 basis. It includes (i) an AI/ML-powered big data media intelligence platform that indexes two 
billion media items per year, powering media monitoring, media enrichment, and media database APIs; (ii) a full targeting workflow 
platform  that  integrates  media  targeting,  content  curation,  content  distribution,  integrated  newswires,  and  a  newsroom;  (iii)  a 
comprehensive database of more than one million global media influencers and journalists; (iv) a media monitoring and analytics engine; 
and (v) a workflow platform for media database research combining AI and machine learning to streamline research workflows for 
discovery and maintenance of our database. 

To support our Synodex industry platform, we have built technologies for transforming imaged medical records and HL7/FHIR 
electronic health records (EHR) systems into digital data conforming to proprietary insurance medical data dictionaries that span diseases 
and  impairments,  diagnostic  tests,  pharmacology  and  support  industry  standard  codes  such  as  ICD-10  as  well  as  rules  engines  for 
processing, analyzing and displaying the digital data. 

Our Infrastructure 

Our infrastructure supports a range of strategies to suit our customers’ requirements for data security, compliance, scalability 
and  reliability.  Our  user  endpoints  are  secured  with  cloud-managed  security  solutions  consisting  of  firewall,  IDS/IPS,  vulnerability 
scanning  and  patch  management  engines.  We  host  data  and  applications  in  our  own  data  centers  at  our  operations  centers,  in  our 
customers’ data centers, and on third-party cloud services that provide the benefit of “infinite scalability” of hardware resources. Our 
data operations are linked by multiple redundant network connections. Our Wide Area Network – along with our Local Area Networks, 
Storage Area Networks, Network Attached Storage and data centers – are configured with industry standard redundancy, often with 
more  than  one  backup  to  establish  24x7  availability.  In  2021,  our  Wide  Area  Network  had  99.96%  uptime  excluding  scheduled 
maintenance. We encrypt all sensitive information, both at rest and in transit, to the Advanced Encryption Standard (AES) 256 or similar 
standard,  and  we  employ  a  range  of  security  features,  including  industry-leading  managed  firewalls  and  intrusion  detection  and 
prevention services. (See “Information Security”, below.) 

Our Breath of Capabilities 

We are able to address customers at their highest point of need. For example, we may provide data annotation for a data sciences 
team at a bank that is building an AI application to manage complex loan agreements. For another banking customer with the same 
requirement but without a sophisticated data sciences team, we might provide a full AI/ML solution built on our proprietary Goldengate 
AI platform that extracts key data points from the loan agreements and outputs normalized digital data via an API to the bank’s existing 
application. For still another banking customer that also lacked such an application, we might provide a data analytics platform. 

Data science teams that utilize our data annotation services also often have other related needs that include data transformation, 
data curation, data hygiene, data consolidation, data compliance, and master data management. Unlike many of our data annotation 
competitors – that are essentially staffing companies – as a full-service data engineering company we are able to address these attendant 
requirements. 

Our Outcomes Orientation 

We have developed a strong customer-centric culture and a set of values designed around achieving promised outcomes for 

our customers. This includes proactive communication, innovation, transparency, and empathy. 

Growth Strategy 

Our strategy for growth is to align to and serve large, dynamic and rapidly growing markets related to the deployment of AI/ML 
in businesses. Our solutions and platforms leverage the technology, human resources, and culture of fanaticism for data quality that we 
have developed over the past 30 years, as well as the AI/ML research and development we have invested in over the past six years. 

We intend to invest significantly in scaling our sales and marketing. In 2021 we expanded our sales force by close to 400%, 

ending 2021 with a sales team of 115. We expect this will deliver significant returns in future years. 

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We also plan to continue to invest in our proprietary Goldengate AI/ML platform and in the continued development of new 
SaaS platforms as sources of competitive advantage. We have also invested in building a proprietary resource management platform 
geared specifically to managing remote staff and freelancers. Prior to the global pandemic, our operating model was to almost exclusively 
use full-time employees working from large production centers. Propelled by the need to shift to remote working, we are presently near 
100% cloud-based and remote, which has enabled us to lower fixed operating costs and achieve greater scalability.  

We expect to fully fund these investments for growth from our internal resources without need for outside financing. 

Our Customers 

Our customers include leading businesses across multiple verticals including banking, insurance, financial services, technology, 
digital retailing and information/media. One customer in the DDS segment generated approximately 11% and 14% of the Company’s 
total revenues in the fiscal years ended December 31, 2021 and 2020, respectively. No other customer accounted for 10% or more of 
total  revenues  during  these  periods.  Further,  in  the  years  ended  December  31,  2021  and  2020,  revenues  from  non-U.S.  customers 
accounted for 45% and 54%, respectively, of the Company’s revenues. 

We have long-standing relationships with many of our customers, and we have provided services to the customer referenced 
in  the  preceding  paragraph  for  over  ten  years.  Our  track  record  of  delivering  high-quality  services  helps  us  to  solidify  customer 
relationships. Many of our customers are recurring customers, meaning that they have continued to provide additional projects to us 
after our initial engagement with them. 

Our agreements with our customers are in many cases terminable on 30 to 90 days’ notice. A substantial portion of the services 

we provide to our customers is subject to their requirements. 

Sales and Marketing 

We market and sell our solutions and platforms directly through our professional staff, senior management and direct sales 
personnel  operating  primarily  from  various  locations  in  the  U.S.,  Canada,  the  United  Kingdom  and  Europe.  In  addition,  we  are 
increasingly developing and expanding our use of strategic partnerships and channel relationships for the establishment and development 
of new and existing customers. 

In  addition  to  our  executive-level  business  development  professionals  and  sales  and  marketing  personnel,  we  also  deploy 
solutions  architects,  technical  support  experts  and  consultants  who  support  the  development  of  new  customers  and  new  customer 
engagements. These resources work within teams (both permanent and ad hoc) that provide support to customers. 

Our marketing department and sales professionals work together to generate leads. Our sales professionals identify and qualify 
prospects, securing direct personal access to decision makers at existing and prospective customers. They facilitate interactions between 
customer  personnel  and  our  service  teams  to  define  ways  in  which  we  can  assist  customers  with  their  goals.  For  each  prospective 
customer engagement, we assemble a team of our senior employees drawn from various disciplines within our Company. The team 
members assume assigned roles in a formalized process, using their combined knowledge and experience to understand the customer’s 
goals and collaborate with the customer on a solution. 

Our marketing organization is responsible for developing and increasing the visibility and awareness of our brand and our 
service offerings, defining and communicating our value proposition, generating qualified, early-stage leads and furnishing effective 
sales support tools. 

As part of our marketing strategy, we partner with media organizations to build awareness, establish a reputation as an industry 
thought leader and generate leads. Media partners include trade associations and publications, trade show producers and consulting 
organizations. These partnerships are particularly valuable in enterprise industries as we build our presence among digital content leaders 
and decision makers. 

Primary marketing outreach activities include content marketing, event marketing (including exhibiting at trade shows, virtual 
summits, conferences and seminars), direct and database marketing, public and media relations (including speaking engagements), and 
web marketing (including integrated marketing campaigns, search engine optimization, search engine marketing and the maintenance 
and continued development of external websites). 

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Sales activities include lead generation, nurturing leads, engaging in discussions with prospective customers to understand their 
needs,  demonstrating  our  products,  designing  solutions,  responding  to  requests  for  proposals,  and  managing  account  and  customer 
relationships and activities. 

Personnel from our solutions analysis group, our customer services group and our engineering services group closely support 
our direct sales effort. These individuals assist the sales force in understanding the technical needs of customers and providing responses 
to these needs, including demonstrations, prototypes, pricing quotations and time estimates. In addition, account managers from our 
customer service group support our direct sales effort by providing ongoing project-level support to our customers. 

Competition 

Major competitors across industry verticals include Amazon Sagemaker Ground Truth, Appen, CloudFactory, Defined Crowd, 
Deepen.ai,  Lionbridge,  Samasource,  Scale  AI,  several  of  which  are  large  firms  with  established client  bases,  as well as technology 
service providers such as Cognizant Technology Solutions, ExlService Holdings, Inc., Genpact Limited, Infosys, and Tata Consultancy 
Services.  

We compete in the data engineering market by offering high-quality services and competitive pricing that leverage our technical 
platforms, IT infrastructure, offshore domain experts and economies of scale. Our competitive advantages are especially attractive to 
customers for undertakings that are complex, mission-critical, sizable in scope or scale, or that require high levels of information security.   

Each of our industry platforms has its discrete set of competitors. Major competitors for our Synodex industry platform are 
Risk Righter, eNoah, Parameds, Aosta and a few BPO companies, several of which are large firms with established customer bases. We 
also compete with in-house personnel at existing or prospective customers who may attempt to duplicate our services in-house or use 
alternative approaches to fulfill their needs.  

Our Agility industry platform competes with Meltwater, Cision, Kantar, and Intrado, several of which are large firms with 
established  customer  bases,  as  well  as  PR  firms  that  provide  media  monitoring  and  analysis  services  and  journalist  and  influencer 
databases.  Our  competitors  also  include  social  media  listening  companies  and  start-ups  offering  platforms  to  amplify  messages  by 
targeting social media influencers. 

Intellectual Property 

Innodata depends, in part, upon its proprietary technologies and methodologies, including its Goldengate AI/ML platform, 
various applications of its platforms, its proprietary data models and other intellectual property rights. Innodata has a patent and several 
patent applications pending and believes that the duration of these patents is adequate relative to the expected lives of their applications. 
Innodata relies on a combination of trade secret, license, nondisclosure and other contractual agreements and copyright and trademark 
laws to protect its intellectual property rights.  

Innodata  enters  into  confidentiality  agreements  with  its  employees,  contractors  and  customers,  and  limits  access  to  and 
distribution of Innodata’s and Innodata’s customers’ proprietary information. Innodata cannot assure that these arrangements will be 
adequate to deter misappropriation of its proprietary information or that it will be able to detect unauthorized use and take appropriate 
steps to enforce its intellectual property rights. 

Information Security 

Our  operations  facilities  in  Asia  and  our  data  centers  are  certified  to  information  security  management  standard  - 
ISO27001:2013. We have deployed multi-layered security consisting of a wide range of security controls and measures such as two-
factor authentication, patch management, full disk encryption system, anti-virus with firewall and IDS/IPS capability, redundant next 
generation firewalls with intrusion detection and prevention feature sets, and we utilize appropriately certified cloud resources. When 
we are processing personally identifiable information covered by HIPAA, we utilize U.S.-based, co-located data centers or HIPAA 
compliant cloud computing services with advanced data encryption (AES 256 or comparable) applied to data at rest and in motion. 

Government Regulation 

We are subject to a number of U.S. federal and state and foreign laws and regulations that relate to our business, including 
those governing privacy and data protection. We comply with the requirements of the United States Health Insurance Portability and 
Accountability  Act  of  1996  as  amended  (including  by  the  Health  Information  Technology  for  Economic  and  Clinical  Health  Data 

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(HITECH)) (HIPAA), the United Kingdom’s General Data Protection Regulation as tailored by the Data Protection Act 2018, the EU 
General Data Protection Regulation, and local laws regulating data privacy, as applicable.  

Research and Development 

Our Innodata Labs researches and develops AI-based technologies that we utilize in our operations and with our customers. 
The Innodata Labs team is comprised of data scientists, including data scientists who have published leading papers on discrete topics 
in data science and have earned PhD degrees in fields such as data entity extraction. 

Environmental, Social, and Governance 

We  are  values-driven  company,  committed  to  continuously  improving  how  we  perform  as  a  steward  of  nature,  manage 

relationships with our employees, suppliers, customers and communities, and conduct our business. 

While  we  are  driven  by  the  vision  of  ushering  in  the  promise  of  digital  data  and  ubiquitous  AI,  we  are  cognizant  that  the 
disruption AI will inevitably cause will not be equitably distributed. Ironically, many of the communities in which we source human 
capital for AI projects – communities in India, the Philippines, and Sri Lanka – are also more heavily dependent on manual labor and 
face greater potential disruption as a result of AI. 

Therefore,  as  we  set  out  on  our  AI  journey  six  years  ago,  we  made  a  concomitant  commitment  to  do  our  part  to  help 
economically disadvantaged youth (especially young women) in these communities become technology-savvy. It was our aspiration 
that they become empowered beneficiaries of an AI-enabled world rather than its victims.  

From 2016 to 2021, our employees have contributed over 1,600 person days to our I-Hope program. I-Hope has built 14 fully-
functional  computer  labs  at  schools  across  India,  the  Philippines,  and  Sri  Lanka,  and  has  donated  over  110,000  books  and  other 
educational materials to schools and a public library. We believe these efforts stand to benefit approximately 70,000 students, teachers 
and the members of the general public. As a direct result of our work, we believe approximately 5,700 more children are now technology 
proficient and ready to take on challenges of navigating an increasingly AI-enabled world. In 2021, we were the proud recipients of the 
Corporate Excellence Awards in CSR Programs and Health, Safety, and Environment Programs 2020-2021 issued by Cebu IT-BTM 
Organization (CIB.O), and the DSWD Philippines (Department of Social Welfare & Development) Regional Citation Award. 

Our goal is to technology-enable 24,000 children by 2025, and we will be devoting a portion of our revenue to this worthy 

goal. 

Employees 

As of December 31, 2021, we employed 225 persons in the United States, Canada and the United Kingdom, and 4,706 persons 
in the Philippines, India, Sri Lanka, Canada, Germany, and Israel, and we had 4,878 full-time employees. Many of our employees hold 
advanced degrees in specialized fields such as law, business, technology, medicine, and social sciences. No employees are currently 
represented by a labor union, and we believe that our relations with our employees are satisfactory. 

Corporate Offices 

Our principal executive offices are located at 55 Challenger Road, Ridgefield Park, New Jersey 07660, just outside New York 

City, and our telephone number is (201) 371-8000. We were founded in 1988. 

Our  website  is  www.innodata.com;  information  contained  on  our  website  is  not  included  as  a  part  of,  or  incorporated  by 
reference into, this Annual Report on Form 10-K. There we make available, free of charge, our Annual Report on Form 10-K, Quarterly 
Reports on Form 10-Q, Current Reports on Form 8-K, and any amendments to those reports, as soon as reasonably practicable after we 
electronically file that material with, or furnish it to, the SEC. Our SEC reports can be obtained through the Investor Relations section 
of our website or from the Securities and Exchange Commission at www.sec.gov. 

Item 1A. Risk Factors. 

The risk factors set forth below describe what the Company believes to be the material factors, risks, and uncertainties related to our 
business, financial condition, and results of operations. The risks and uncertainties set forth below, as well as other factors described 
elsewhere in this Form 10-K or in other filings by the Company with the SEC, could adversely affect the Company’s business, financial 
condition and results of operations. Additional risks and uncertainties that are not currently known to the Company or that are not 
currently believed by the Company to be material may also harm the Company’s business, financial condition and results of operations. 

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Risks Related to Our Business and Operations 

We have historically relied on a limited number of clients that have accounted for a significant portion of our revenues, and our 
results of operations could be adversely affected if we were to lose one or more of these significant clients. 

We have historically relied on a limited number of clients that have accounted for a significant portion of our revenues. One 
client in the DDS segment generated approximately 11% and 14% of the Company’s total revenues in the fiscal years ended December 
31, 2021 and 2020, respectively. No other client accounted for 10% or more of total revenues during these periods. Further, in the years 
ended  December  31,  2021  and  2020,  revenues  from  non-U.S.  clients  accounted  for  45%  and  54%,  respectively,  of  the  Company’s 
revenues. We may lose one or more of these clients, or our other major clients, as a result of our failure to meet or satisfy our client’s 
requirements, the completion or termination of a project or engagement, or the client’s selection of another service provider. 

In addition, the volume of work performed for our major clients may vary from year to year, and services they require from us 
may change from year to year. They may also request that we modify certain key terms of our agreements with them as a condition of 
continuing to do business with us. If the volume of work performed for our major clients varies, if the services they require from us 
change, or if they require price concessions, our revenues and results of operations could be adversely affected, and we may incur a loss 
from operations. If certain key terms of our agreements with our major clients are modified, our revenues and results of operations may 
be adversely affected. Our services are typically subject to client requirements, and in many cases are terminable upon 30 to 90 days’ 
notice. The loss of these clients or a significant variation in the volume of work performed for these clients may have a material adverse 
effect upon our business, financial condition and results of operations. 

A portion of our services is provided on a non-recurring basis for specific projects, and our inability to replace large projects 
when they are completed or otherwise terminated has adversely affected, and could in the future adversely affect, our revenues 
and results of operations. 

We provide a portion of our services for specific projects that generate revenues that terminate on completion of a defined task. 
While we seek, whenever possible, on completion or termination of large projects, to counterbalance periodic declines in revenues with 
new arrangements to provide services to the same client or others, our inability to obtain sufficient new projects to counterbalance any 
decreases in such work may adversely affect our future revenues and results of operations. 

New acquisitions, joint ventures or strategic investments or partnerships could harm our operating results. 

We  may  pursue  acquisitions,  joint  ventures  or  engage  in  strategic  investments  or  partnerships  to  grow  and  enhance  our 
capabilities. There can be no assurance that we will successfully consummate any acquisitions or joint ventures, or realize profit from 
strategic investments, or achieve desired financial and operating results. Further, such activities involve a number of risks and challenges, 
including proper evaluation, diversion of management’s attention and proper integration with our current business. Accordingly, we 
might fail to realize the expected benefits or strategic objectives of any such venture we undertake. If we are unable to complete the 
kind of acquisitions for which we plan, we may not be able to achieve our planned rates of growth, profitability or competitive position 
in specific markets or services. 

Our new clients may sunset their products because of lack of sufficient revenues or declining revenues, and this may result in 
termination of our work for these clients. 

As we obtain new opportunities and win new business, our clients may not generate the level of revenues that we initially 
anticipated at the time of signing a contract with them, or our clients may experience declining revenues with their existing products. 
This could be due to various reasons beyond our or their control, and it could lead to termination of projects or contracts. As we normally 
invest  in  people  and  technology  and  incur  other  costs  in  anticipation  of  revenues,  any  such  deviation  from  our  expected  plan  or 
anticipated results could impact our margins and earnings. 

Our success is dependent on our ability to successfully develop new services, platforms and solutions and enhance our existing 
services, platforms and solutions, and market acceptance of these offerings and our ability to compete with new vendors with 
lean cost and flexible cost models. 

The information technology and artificial intelligence (AI) industries are characterized by rapid technological change, evolving 
industry standards, changing client preferences, new product and service introductions and the emergence of new vendors with lean cost 
and flexible cost models. Our future success will depend on our ability to successfully develop services, platforms and solutions that 
keep pace with changes in our addressable markets, and the acceptance of these services, platforms and solutions by our existing and 
target clients. We cannot guarantee that we will be successful in developing new services, platforms and solutions, addressing evolving 

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technologies on a timely or cost-effective basis or, if these services, platforms and solutions are developed, that we will be successful in 
the marketplace. We also cannot guarantee that we will be able to compete effectively with new vendors offering lean cost and flexible 
cost models, or that products, services or technologies developed by others will not render our services, platforms and solutions non-
competitive  or  obsolete.  Our  failure  to  address  these  developments  could  have  a  material  adverse  effect  on  our  business,  results  of 
operations and financial condition. 

We operate in highly competitive markets. While we invest in developing and pursuing new services, platforms and solutions, 
our profitability could be reduced if these services, platforms and solutions do not yield the profit margins we expect, or if the 
new offerings do not generate the planned revenues. 

The markets for our services, platforms and solutions are highly competitive. Some of our competitors have longer operating 
histories,  significantly  greater  financial,  human,  technical  and  other  resources  and  greater  name  recognition  than  we  do.  There  are 
relatively few barriers preventing companies from entering the markets in which we operate. As a result, new market entrants also pose 
a threat to our business. We also compete with in-house personnel at current and prospective clients who may attempt to duplicate our 
offerings using their own personnel. 

We have made and continue to make significant investments towards building-out new capabilities to pursue growth. These 
investments increase our costs, and if these new capabilities do not yield the revenues or profit margins we expect, and we are unable to 
grow our business and revenue proportionately, our profitability may be reduced, or we may incur losses. If we are not able to compete 
effectively in the markets we serve or if we are not able to successfully develop new services, platforms and solutions, our revenues and 
results of operations could be adversely affected. 

We depend on third-party technology in the provision of our services. 

We rely upon certain software that we license from third parties, including software integrated with our internally developed 
software used in the provision of our services. These third-party software licenses may not continue to be available to us on commercially 
reasonable or competitive terms, if at all. The loss of, or inability to maintain or obtain any of these software licenses, could result in 
delays in the provision of our services until we develop, identify, license and integrate equivalent software. Any delay in the provision 
of our services could damage our business and adversely affect our results of operations. In addition, our Company utilizes third party 
data centers to serve our clients and generate revenue. Any disruption in the provision of services from these data centers could result 
in loss of revenue, client dissatisfaction and loss of clients. 

Our Agility segment relies on third parties to provide certain content and data for our solutions. The cessation by third parties 
to provide their content has adversely affected, and could in the future adversely affect, our revenue and results of operations. 

Our Agility segment relies on third parties to provide or make available certain data for our information databases and our news 
and  social  media  monitoring  service.  These  third  parties,  in  the  past,  have  restricted  access  to  certain  content  and  may  not  renew 
agreements to provide content to us or may increase the price they charge for their content. Additionally, the quality of the content 
provided to us may not be acceptable to us and we may need to enter into agreements with additional third parties. In the event we are 
unable to use or have access to such third-party content or are unable to enter into agreements with new third parties, current clients may 
discontinue their relationship with us, and it may be difficult to acquire new clients. 

Our  businesses  are  reliant  on  key  employees,  and  we  may  face  high  attrition  in  our  talent.  We  may  not  be  able  to  replace 
displaced talent with new talent on a timely basis or with equivalent skill sets. 

We are, to a considerable degree, reliant on the continuing leadership of our Chief Executive Officer and would be materially 
and adversely affected should he unexpectedly cease to be employed by us. In addition, our businesses are subject to fierce competition 
for  talent,  which  could  result  in  high  attrition  of  our  employees,  or  we  may  not  be  able  to  find  the  requisite  talent  to  operate  our 
businesses. A significant increase in the attrition rate among employees with specialized skills could decrease our operating efficiency 
and productivity. Our failure to attract, train and retain personnel with the qualifications necessary to fulfill the needs of our existing 
and future clients or to assimilate new employees successfully could have a material adverse effect on our business, results of operations, 
financial condition and cash flows. In addition, fluctuations in our business may require that we lay off employees with possible negative 
effects on employee morale. We try to minimize these risks by actively promoting employee relationships and offering competitive 
salaries, but if we cannot mitigate these risks, our business and our operating performance could be adversely affected. 

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We operate from multiple locations and our employees are very diverse, so we have significant coordination risks. 

We are headquartered in Ridgefield Park, New Jersey, just outside New York City, and our Agility business is headquartered 
in Ottawa, Canada. We have delivery centers in the Philippines, India, Sri Lanka, Canada, the United Kingdom, Israel, and Germany. 
Our employees are geographically dispersed, as well as culturally diverse. Our personnel need to work together to successfully execute 
our business plans and we invest in various measures to improve coordination and teamwork. Should we fail in these efforts, our ability 
to execute our business plans may be adversely affected. 

Our intellectual property rights are valuable and if we are unable to protect them or are subject to intellectual property rights 
claims, our business may be harmed. 

Our  intellectual  property  rights  include  certain trademarks,  trade  secrets,  domain  name  registrations,  a  patent  and  patent 
applications. Although we take precautions to protect our intellectual property rights, these efforts may not be sufficient or effective. If 
we are unable to protect our intellectual property, we may experience difficulties in achieving and maintaining brand recognition. 

Disruptions in telecommunications, system failures, data corruption or virus attacks could harm our ability to execute our global 
resource model, which could result in client dissatisfaction and a reduction of our revenues. 

We use a distributed global resource model. Our North American workforce provides services from the U.S. and Canada, and 
the balance of our workforce provides services from the Philippines, India, Sri Lanka, the United Kingdom, Israel and Germany. Our 
global facilities are linked with a telecommunications network that uses multiple service providers. We may not be able to maintain 
active  voice  and  data  communications  between  our  various  facilities  and  our  clients’  sites  at  all  times  due  to  disruptions  in  these 
networks, system failures, data corruption or virus attacks. Any significant failure in our ability to communicate, or the availability of 
our platforms, could result in a disruption in our business, which could hinder our performance, or our ability to complete client projects 
on time, or provide services to our clients. This, in turn, could lead to client dissatisfaction and an adverse effect on our business, results 
of operations and financial condition. 

Even  though  we  have  implemented  network  security  measures,  our  information  technology  systems  may  be  vulnerable  to 
computer  viruses,  cyber-attacks,  break-ins  and  similar  disruptions  from  unauthorized  tampering  or  intentional  and  unintentional 
disclosure of sensitive and /or confidential personal information by employees and non-employees. Additionally, the Company may not 
be able to effectively identify and resolve such issues on a timely basis. The occurrence of any of the events described above could result 
in interruptions, delays, the loss or corruption of data, cessations in the availability of systems or liability under privacy laws or contracts, 
each of which could have a material adverse effect on our financial position and results of operations. 

Our international operations subject us to risks inherent in doing business on an international level, any of which could increase 
our costs and hinder our growth. 

The major part of our operations is carried on in the Philippines, India, Sri Lanka, Canada, the United Kingdom, Israel, and 
Germany, while our headquarters are in the U.S., and our clients are primarily located in North America and Europe. While we do not 
depend on significant revenues from sources internal to the Asian countries in which we operate, we are nevertheless subject to certain 
adverse economic factors relating to overseas economies generally, including inflation, external debt, a negative balance of trade and 
underemployment.  In  certain  of  the  countries  in  which  we  operate,  tax  authorities  have  exercised,  and  may  continue  to  exercise, 
significant discretionary and arbitrary powers to make tax demands or decline to refund payments that may be due to us as per tax 
returns. Other risks associated with our international business activities include: 

• 

• 

• 

• 

• 

• 

difficulties  in  staffing  international  projects  and  managing  international  operations,  including  overcoming  logistical  and 
communications challenges; 

local competition, particularly in the Philippines, India and Sri Lanka; 

imposition of public sector controls; 

trade and tariff restrictions; 

price or exchange controls; 

currency control regulations; 

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• 

• 

• 

• 

• 

• 

foreign tax consequences; 

data privacy laws and regulation; 

labor disputes and related litigation and liability; 

intellectual property laws and enforcement practices; 

limitations on repatriation of earnings; and 

changing laws and regulations, occasionally with retroactive effect. 

One or more of these factors could adversely affect our business, financial condition and results of operations. 

Political uncertainty, political unrest, terrorism, and natural calamities in the Philippines, India, Sri Lanka and Israel could 
adversely affect business conditions in those countries, which in turn could disrupt our business and adversely impact our results 
of operations and financial condition. 

Our operations located in the Philippines, India, Sri Lanka and Israel are in countries that remain vulnerable to disruptions from 

political uncertainty, political unrest, terrorist acts, and natural calamities. 

Any damage to our network and/or information systems would damage our ability to provide services, in whole or in part, 
and/or otherwise damage our operations and could have an adverse effect on our business, financial condition or results of operations. 
Further, political tensions and escalation of hostilities in any of these countries could adversely affect our operations in these countries 
and therefore adversely affect our revenues and results of operations. 

Our global operations expose us to risks associated with public health crises. 

We use a distributed global resource model, which exposes us to risks associated with public health crises, such as pandemics 
and epidemics. A public health crisis in one or more of the geographic areas in which we operate could affect our ability to provide 
services to our clients and adversely affect our results of operations. 

The  continuing  effects  of  the  COVID-19  pandemic  could  materially  adversely  affect  our  results  of  operations  and  financial 
condition. 

The novel coronavirus disease 2019 (“COVID-19”), which the World Health Organization declared a pandemic on March 11, 
2020, continues to spread throughout the world. COVID-19 has created significant global economic downturn, disrupted global trade 
and supply chains, adversely impacted many industries, and contributed to significant volatility in financial markets. In response to 
COVID-19,  countries  and  local  governments  have  at  times  imposed  restrictions  on  the  operations  of  non-essential  businesses  and 
services,  imposed  travel  restrictions  and  implemented  societal  lockdowns.  Additionally,  companies  are  taking  precautions,  such  as 
requiring employees to work remotely and temporarily closing businesses. All of these factors have had, and are likely to continue to 
have, a severe adverse effect on global economic conditions, underemployment and unemployment, consumer spending and reductions 
in non-essential spending by governments and private companies, as well as uncertainty in financial markets. We have experienced 
limited operational disruptions and declines in customer demand for services to date; however, depending upon the extent duration and 
evolution  of  the  COVID-19  pandemic,  including  the  introduction  of  new  COVID-19  variants  or  the  spread  of  existing  COVID-19 
variants, we may experience a material adverse effect on our results of operations and financial condition as a result of the effects of 
COVID-19. 

In response to the declaration of the COVID-19 pandemic in March 2020 we triggered our Business Continuity Plan for our 
global delivery centers and offices, enabling us to continue operations while safeguarding the health and welfare of our employees. 
While  the  pandemic  presented,  and  may  in  the  future  present,  new  risks  to  our  business  and  there  have  been  logistical  and  other 
challenges, there was no material adverse impact on our financial condition or results of operations for the year ended December 31, 
2021. 

The COVID-19 pandemic could have a material adverse effect on our results of operations and financial condition by, among 
others, customers with at-will contracts, particularly in our DDS segment, reducing, delaying or cancelling orders; reduced spending by 
customers on third-party service providers as part of cost-rationalization efforts or otherwise; or customers determining to bring services 
in-house and/or customers delaying or postponing data engineering needs. Additionally, the effects of COVID-19 could exacerbate any 

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other risks or uncertainties to which we are subject. Lastly, should we experience material adverse effects on our results of operations 
or financial condition, we may not be able to access additional sources of liquidity at rates that are acceptable to us, if at all. 

The situation surrounding COVID-19 crisis remains fluid and the extent and duration of its impact to the economy remains 
unclear. For this reason, we cannot reasonably estimate with any degree of certainty the future impact to our results of operations and 
financial condition. The potential for a material impact on our results of operations and financial condition increases the longer the virus 
affects the level of economic activity in the United States and globally. In the event we experience a significant or prolonged reduction 
in revenues, the likelihood of which is uncertain, we would seek to manage our liquidity by reducing capital expenditures, deferring 
investment activities, and reducing operating costs as we would likely have no other source of liquidity to support ongoing operations 
in a manner that is not significantly detrimental to the business. 

Terrorist attacks or a war could adversely affect our results of operations. 

Terrorist attacks and other acts of violence or war could affect us or our clients by disrupting normal business practices for 
extended periods of time and reducing business confidence. In addition, acts of violence or war may make travel more difficult and may 
effectively curtail our ability to serve our clients’ needs, any of which could adversely affect our results of operations. 

We may face various risks associated with shareholder activists or shareholder demands for better performance. 

There is no assurance that we will not be subject to shareholder activism or demands. Such activities could interfere with our 
ability to execute our strategic plan, be costly and time-consuming, disrupt our operations, and divert the attention of management and 
our employees. 

We are the subject of continuing litigation, including litigation by certain of our former employees. 

In 2008, a judgment was rendered in the Philippines against a Philippine subsidiary of the Company that is no longer active 
and purportedly also against Innodata Inc., in favor of certain former employees of the Philippine subsidiary. The potential payment 
amount aggregates to approximately $6.4 million, plus legal interest that accrued at 12% per annum from August 13, 2008 to June 30, 
2013, and thereafter accrued and continues to accrue at 6% per annum. The potential payment amount as expressed in U.S. dollars varies 
with the Philippine peso to U.S. dollar exchange rate. In December 2017, a group of 97 of the former employees of the Philippine 
subsidiary indicated that they proposed to record the judgment as to themselves in New Jersey. In January 2018, in response to an action 
initiated by Innodata Inc., the United States District Court for the District of New Jersey (“USDC”) entered a preliminary injunction that 
enjoins these former employees from pursuing or seeking recognition or enforcement of the judgment against Innodata Inc. in the U.S. 
during the pendency of the action and until further order of the USDC. In June 2018, the USDC entered a consent order administratively 
closing the action subject to return of the action to the active docket upon the written request of Innodata Inc. or the former employees, 
with the USDC retaining jurisdiction over the matter and the preliminary injunction remaining in full force and effect. The principal 
relevant cases in the Philippines are Court of Appeals Case Nos. CA-G.R. SP No. 93295 Innodata Employees Association (IDEA), 
Eleanor Tolentino, et al. vs. Innodata Philippines, Inc., et al., and CA-G.R. SP No. 90538 Innodata Philippines, Inc. vs. Honorable 
Acting  Secretary  Manuel  G.  Imson,  et  al.  (28  June  2007),  the  Department  of  Labor  and  Employment  National  Labor  Relations 
Commission, Republic of the Philippines (NLRC-NCR-Case No.07-04713-2002, et al., Innodata Employees Association (IDEA) and 
Eleanor A. Tolentino, et al. vs. Innodata Philippines, Inc., et al), and the Department of Labor and Employment Office of the Secretary 
of Labor and Employment, Republic of the Philippines (Case No. OS-AJ-0015-2001, In Re: Labor Dispute at Innodata Philippines, 
Inc.). The U.S. District Court action is Civil Action No.: 2:17-cv-13268-SDW-LDW Innodata Inc. v. Myrna C. Augustin-Simon; et al. 

We are also subject to various other legal proceedings and claims that have arisen in the ordinary course of business. While we 
believe that we have adequate reserves for those losses that we believe are probable and can be reasonably estimated, the ultimate results 
of legal proceedings and claims cannot be predicted with certainty. 

While  we  currently  believe  that  the  ultimate  outcome  of  these  proceedings  will  not  have  a  material  adverse  effect  on  our 
consolidated financial position or overall trends in our consolidated results of operations, litigation is subject to inherent uncertainties. 
Substantial recovery against us in the above- referenced Philippines action could have a material adverse impact on us, and unfavorable 
rulings or recoveries in the other proceedings could have a material adverse impact on the consolidated operating results of the period 
in which the ruling or recovery occurs. In addition, our estimate of potential impact on our consolidated financial position or overall 
consolidated results of operations for the above referenced legal proceedings could change in the future. See “Legal Proceedings”. 

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Our reputation could be damaged, or our profitability could suffer if we do not meet the controls and procedures in respect of 
the services and solutions we provide to our clients, or if we contribute to our clients’ internal control deficiencies. 

Our clients may perform audits or require us to perform audits, provide audit reports or obtain certifications with respect to the 
controls and procedures that we use in the performance of services for such clients, especially when we process data or information 
belonging to them. Our ability to acquire new clients and retain existing clients may be adversely affected and our reputation could be 
harmed if we receive a qualified opinion, or if we cannot obtain an appropriate certification or opinion with respect to our controls and 
procedures  in  connection  with  any  such  audit  in  a  timely  manner.  Additionally,  our  profitability  could  suffer  if  our  controls  and 
procedures were to fail or to impair our client’s ability to comply with its own internal control requirements. 

Our  disclosure  controls  and  procedures  were  not  effective  as  of  December  31,  2021,  and  as  a  result,  it  is  possible  that  our 
disclosure controls and procedures will not prevent or detect all errors and all instances of fraud. The ineffective disclosure 
controls and procedures could cause investors to lose confidence in our reported financial information and have a negative effect 
on the market prices for our common stock. 

We  are  required  to  maintain  disclosure  controls  and  procedures  designed  to  provide  reasonable  assurance  that  material 
information required to be disclosed by us in the reports we file or submit under the Securities Exchange Act of 1934 is recorded, 
processed,  summarized  and  reported  within  the  time  periods  specified  in  the  SEC’s  rules  and  forms,  and  that  the  information  is 
accumulated  and  communicated  to  our  management,  including  our  principal  executive  officer  and  principal  financial  officer,  as 
appropriate to allow timely decisions regarding required disclosure. We performed an evaluation, under the supervision and with the 
participation of our management, including our principal executive officer and principal financial officer, of the effectiveness of the 
design and operation of our disclosure controls and procedures as December 31, 2021 and concluded that our disclosure controls and 
procedures were not effective as of December 31, 2021. 

Ineffective  disclosure  controls  and  procedures  could  restrict  our  ability  to  access  the  capital  markets,  require  significant 
resources to correct, subject us to fines, penalties or judgments, harm our reputation or otherwise cause a decline in investor confidence 
and cause a decline in the market price of our common stock. 

Risks Related to Our Contracts 

A portion of our revenue is generated from projects that we characterize as recurring in nature. Projects that we characterize 
as recurring are nevertheless subject to termination. 

Our operating performance is materially dependent on the continuation of these projects. However, we are exposed to the risks 
that these projects may not be renewed by our clients or they could be terminated by our clients and we may not be able to replace these 
terminated projects with new recurring projects with similar profitability or clients may ask for a price reduction, which could adversely 
affect our revenue and results of operations. 

Our solutions for the Agility segment are sold pursuant to subscription agreements, and if subscription clients elect either not 
to renew these agreements, or to renew these agreements for less expensive services, our revenues and results of operations will 
be adversely affected. 

Our  Agility  segment  derives  its  revenues  primarily  from  subscription  arrangements.  Our  clients  may  choose  not  to  renew 
subscription agreements when they expire or may renew them at lower prices or for a significantly narrower scope of work. If large 
numbers of existing subscription clients do not renew these agreements or renew these agreements on terms less favorable to us, and if 
we cannot replace or supplement those non-renewals with new subscription agreements generating the same or greater levels of revenue, 
our revenues and results of operations will be adversely affected. 

If our clients are not satisfied with our services, they may terminate our contracts with them or our services and we may suffer 
reputational damage, which could have an adverse impact on our business. 

Our business model depends in large part on our ability to attract additional work from our base of existing clients. Our business 
model also depends on relationships our account teams develop with our clients so that we can understand our clients’ needs and deliver 
solutions and services that are tailored to those needs. If a client is not satisfied with the quality of work performed by us, or with the 
type of services or solutions delivered, then we could incur additional costs to address the situation, the profitability of that work might 
be impaired, and the client’s dissatisfaction with our services could damage our ability to obtain additional work from that client. In 
particular, clients that are not satisfied might seek to terminate existing contracts, which could mean that we could incur costs for the 
services performed with no associated revenue upon termination of a contract. This could also direct future business to our competitors. 

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In addition, negative publicity related to our client services or relationships, regardless of its accuracy, may further damage our business 
by affecting our reputation and our ability to compete for new contracts with current and prospective clients. 

Risks Related to Financial Performance or General Economic Conditions 

We have no bank facilities or line of credit. 

We  believe  that  our  existing  cash  and  cash  equivalents  and  cash  flows  from  operations  will  provide  sufficient  sources  of 
liquidity to satisfy our financial needs for the next 12 months. However, we have no bank facilities or lines of credit, and reductions in 
our cash and cash equivalents from operating losses, capital expenditures, adverse legal decisions, acquisitions or other events affecting 
our access to capital could materially and adversely affect the Company. See “Management Discussion and Analysis – Liquidity and 
Capital Resources” for additional information. 

A large portion of our accounts receivable is payable by a limited number of clients; the inability of any of these clients to pay 
its obligations could adversely affect our results of operations. 

Several significant clients account for a large percentage of our accounts receivable. If any of these clients were unable, or 
refused, for any reason, to pay our accounts receivable, our financial condition and results of operations could be materially adversely 
affected. As of December 31, 2021, 57% or $6.3 million, of our accounts receivable was due from six clients. 

In addition, we evaluate the financial condition of our clients prior to extending credit to them. We maintain specific allowances 
against doubtful receivables. Actual losses on client balances could differ from those that we currently anticipate and, as a result, we 
might  need  to  adjust  our  allowances.  There  is  no  guarantee  that  we  will  accurately  assess  the  creditworthiness  of  our  clients. 
Macroeconomic  conditions  could  also  result  in  financial  difficulties,  including  limited  access  to  the  credit  markets,  insolvency  or 
bankruptcy,  for  our  clients,  and,  as  a  result,  could  cause  clients  to  delay  payments  to  us,  request  modifications  to  their  payment 
arrangements that could increase our receivables balance, or default on their payment obligations to us. If we are unable to timely collect 
from our clients, our cash flows could be adversely affected. 

Quarterly fluctuations in our revenues and results of operations could make financial forecasting difficult and could negatively 
affect our stock price. 

We have experienced, and expect to continue to experience, significant fluctuations in our quarterly revenues and results of 
operations. During the past eight quarters, our net income ranged from income of approximately $1.2 million in the fourth quarter of 
2020 to a loss of approximately $1.2 million in the fourth quarter of 2021. 

We experience fluctuations in our revenue and results of operations as we replace and begin new projects, which may have 
some normal start-up delays, or we may be unable to replace a project entirely or on terms that are as attractive to us as the project that 
is being replaced. These and other factors may contribute to fluctuations in our results of operations from quarter to quarter. 

A high percentage of our operating expenses, particularly personnel and rent, are relatively fixed in advance of any particular 
quarter. As a result, unanticipated variations in the number and timing of our projects, or in employee wage levels and utilization rates, 
may cause us to significantly underutilize our production capacity and employees, resulting in significant variations in our operating 
results in any particular quarter, and have resulted in losses. 

The economic environment and pricing pressures could negatively impact our revenues and operating results. 

Due  to  the  intense  competition  involved  in  outsourcing  and  information  technology  services,  we  generally  face  pricing 
pressures  from  our  clients  due  to  competition  from  other  companies  in  our  markets.  Our  ability  to  maintain  or  increase  pricing  is 
restricted  as  clients  generally  expect  to  receive  volume  discounts  or  special  pricing  incentives  as  we  do  more  business  with  them; 
moreover, our large clients may exercise pressure for discounts outside of agreed terms. 

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Our profitability could suffer if we are not able to maintain pricing on our existing projects and win new projects at appropriate 
margins.  If  our  pricing  structures  do  not  accurately  anticipate  the  cost  and  complexity  of  performing  our  work,  then  our 
contracts could be unprofitable. 

Our profit margin, and therefore our profitability, is dependent on the rates we are able to charge for our services measured 
against  the  costs  of  providing  the  services.  If  we  are  not  able  to  maintain  pricing  on  our  existing  services  and  win  new  projects  at 
profitable margins, or if we underestimate the costs or complexities of new projects and incur losses, our profitability could suffer. The 
amounts  we  are  able  to  recover  for  our  services  are  affected  by  a  number  of  factors,  including  competition,  volume  fluctuations, 
productivity of employees and processes, the value our client derives from our services and general economic and political conditions. 

Furthermore, we provide services either on a time-and-materials basis or on a fixed-price basis. Our pricing is highly dependent 
on our internal forecasts and predictions about our projects, which might be based on limited data and could turn out to be inaccurate. 
If we do not accurately estimate the costs and timing for completing projects, our contracts could prove unprofitable for us or yield 
lower profit margins than anticipated. 

We  may  not  be  able  to  obtain  price  or  volume  increases  that  are  necessary  to  offset  the  effect  of  wage  inflation  and  other 
government mandated cost increases. 

We have experienced wage inflation and other government mandated cost increases in the Asian countries where we have the 
majority of our operations. In addition, we may experience adverse fluctuations in foreign currency exchange rates. These global events 
have put pressure on our profitability and our margins. Although we have tried to partially offset wage increases, foreign currency 
fluctuations and other such increases through price increases and improving our efficiency, we cannot ensure that we will be able to 
continue to do so in the future, which could negatively impact our results of operations. 

Our international operations subject us to currency exchange fluctuations, which could adversely affect our results of operations. 

Although  most  of  our  revenues  are  denominated  in  U.S.  dollars,  a  significant  portion  of  our  revenues  are  denominated  in 
Canadian  dollars,  Pound  Sterling  and  Euros.  In  addition,  a  significant  portion  of  our  expenses,  primarily  labor  expenses  in  the 
Philippines, India, Sri Lanka, Germany, Canada, the United Kingdom and Israel, are incurred in the local currencies of the countries in 
which we operate. For financial reporting purposes, we translate all non-U.S. denominated transactions into U.S. dollars in accordance 
with accounting principles generally accepted in the United States (U.S. GAAP).  Fluctuations in the value of these currencies relative 
to the U.S. dollar could have a direct impact on our revenues and our results of operations. 

The Philippines, India and Sri Lanka have, at times, experienced high rates of inflation, as well as major fluctuations in the 

exchange rate between such foreign currencies and the U.S. dollar. 

We are also subject to fluctuations in exchange rates that affect the value of funds held by our foreign subsidiaries. 

Although  we  selectively  undertake  hedging  activities  to  mitigate  certain  of  these  risks,  our  hedging  activities  may  not  be 

effective and may result in losses. See Note 14, “Derivatives,” to the consolidated financial statements. 

In the event that the governments of India or the Philippines or the government of another country changes its tax policies, rules 
and regulations, our tax expense may increase and affect our effective tax rates. 

We are subject to income taxes in both the U.S. and numerous foreign jurisdictions. We are subject to the continual examination 
by tax authorities in India and in the Philippines, and the Company assesses the likelihood of outcomes resulting from these examinations 
to determine the adequacy of its provision for income taxes. Although we believe our tax estimates are reasonable, the final determination 
of tax audits could be materially different from what is reflected in historical income tax and indirect tax provisions and accruals, and 
could result in a material effect on the Company’s income tax provision, indirect tax expenses, net income or cash flows in the period 
or periods for which that determination is made. If additional taxes are assessed, it could have an adverse impact on our financial results. 

In addition, changes in the tax rates, tax laws or the interpretation of tax laws in the jurisdictions where we operate, could affect 

our future results of operations. 

In  September  2015,  the  Company’s  Indian  subsidiary  was  subject  to  an  inquiry  by  the  Service  Tax  Department  in  India 
regarding the classification of services provided by this subsidiary, asserting that the services provided by this subsidiary fall under the 
category of online information and database access or retrieval services (“OID Services”), and not under the category of business support 
services (“BS Services”) that are exempt from service tax as historically indicated in the subsidiary’s service tax filings. Our management 

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disagrees with the Service Tax Department’s position. In November 2019, the Commissioner of Central Tax, GST & Central Excise 
issued an order confirming the Service Tax Department’s position. The Company is contesting this order in an appeal to the Customs, 
Excise and Service Tax Appellate Tribunal. In the event the Service Tax Department is ultimately successful in proving that the services 
fall under the category of OID Services, the revenues earned by the Company’s Indian subsidiary for the period July 2012 through 
November 2016 would be subject to a service tax of between 12.36% and 15%, and this subsidiary may also be liable to pay interest 
and penalties. The revenue of our Indian subsidiary during this period was approximately $63.0 million. In accordance with new rules 
promulgated by the Service Tax Department, as of December 1, 2016 service tax is no longer applicable to OID or BS Services. Based 
on the Company’s assessment, in consultation with the Company’s tax counsel, the Company has not recorded any tax liability for this 
case. 

In a separate action relating to service tax refunds, in October 2016, the Company’s Indian subsidiary received notices from 
the Indian Service Tax Department in India seeking to reverse service tax refunds of approximately $160,000 previously granted to our 
Indian subsidiary for three quarters in 2014, asserting that the services provided by this subsidiary fall under the category of OID Services 
and not BS Services. The appeal was determined in favor of the Service Tax Department. Management disagrees with the basis of this 
decision and is contesting it. The Company expects delays in its Indian subsidiary receiving further service tax refunds until this matter 
is adjudicated with finality, and currently has service tax credits of approximately $1.0 million recorded as a receivable. Based on the 
Company’s assessment, in consultation with the Company’s tax counsel, the Company has not recorded any tax liability for this case. 

Substantial recovery against us in the above referenced 2015 Service Tax Department case could have a material adverse impact 
on us, and unfavorable rulings or recoveries in other tax proceedings could have a material impact on the consolidated operating results 
of the period in which the rulings or recovery occurs. 

If tax authorities in any of the jurisdictions in which we operate contest the manner in which we allocate our profits, our net loss 
could be higher. 

A  significant  portion  of  the  services  we  provide  to  our  clients  are  provided  by  our  Asian  subsidiaries  located  in  different 
jurisdictions. Tax authorities in some of these jurisdictions have from time to time challenged the manner in which we allocate our 
profits among our subsidiaries, and we may not prevail in any future challenge of this type. If such a challenge were successful, our 
worldwide effective tax rate could increase, thereby decreasing our profitability. 

An expiration or termination of our preferential tax rate incentives could adversely affect our results of operations. 

Two of our foreign subsidiaries are subject to preferential tax rates. This tax incentive provides that we pay reduced income 
taxes with respect to those jurisdictions for a fixed period of time. An expiration or termination of these incentives could increase our 
worldwide  effective  tax  rate,  or  increase  our  tax  expense,  thereby  decreasing  our  net  income  and  adversely  affecting  our  results  of 
operations. 

Our earnings may be adversely affected if we change our intent not to repatriate our foreign earnings and profits or if such 
earnings and profits become subject to U.S. tax on a current basis. 

A significant portion of our operations are conducted outside the U.S. Despite our access to the overseas earnings and the 
resulting  toll  charge,  we  intend  to  indefinitely  reinvest  the  foreign  earnings  in  our  foreign  subsidiaries  on  account  of  the  foreign 
jurisdiction  withholding  tax  that  the  Company  has  to  incur  on  the  actual  remittances.  Unremitted  earnings  of  foreign  subsidiaries 
amounted to approximately $50.0 million at December 31, 2021. If such earnings are repatriated in the future, or are no longer deemed 
to be indefinitely reinvested, the Company would have to accrue as a liability the applicable amount of foreign jurisdiction withholding 
taxes associated with such remittances. 

It is unlikely that we will pay dividends. 

We have not paid any cash dividends since our inception and do not anticipate paying any cash dividends in the foreseeable 

future. We expect that our earnings, if any, will be used to finance our growth. 

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Risks Related to Laws and Regulations 

Governmental and client focus on data security could increase our costs of operations. In addition, any incident in which we fail 
to protect our client’s information against security breaches may result in monetary damages against us, and termination of our 
engagement by our client, and may adversely impact our results of operations. 

Certain  laws  and  regulations  regarding  data  privacy  and  security  affecting  our  clients  impose  requirements  regarding  the 
privacy and security of information maintained by these clients, as well as notification to persons whose personal information is accessed 
by an unauthorized third party. As a result of any continuing legislative initiatives and client demands, we may have to modify our 
operations with the goal of further improving data security. The cost of compliance with these laws and regulations is high and is likely 
to increase in the future. Any such modifications may result in increased expenses and operating complexity, and we may be unable to 
increase the rates we charge for our services sufficiently to offset these increases. In addition, as part of the services we perform, we 
have access to confidential client data, including sensitive personal data. As a result, we are subject to numerous laws and regulations 
designed to protect this information. We may also be bound by certain client agreements to use and disclose the confidential client 
information in a manner consistent with the privacy standards under regulations applicable to such client. Any failure on our part to 
comply with these laws and regulations can result in negative publicity and diversion of management’s time and effort and may subject 
us to significant liabilities and other penalties. 

If  client  confidential  information  is  inappropriately  disclosed  due  to  a  breach  of  our  computer  systems,  system  failures  or 
otherwise, or if any person, including any of our employees, negligently disregards or intentionally breaches controls or procedures with 
which we are responsible for complying with respect to such data or otherwise mismanages or misappropriates that data, we may have 
substantial liabilities to our clients. Any incidents with respect to the handling of such information could subject us to litigation or 
indemnification claims with our clients and other parties. In addition, any breach or alleged breach of our confidentiality agreements 
with our clients may result in termination of their engagements, resulting in associated loss of revenue and increased costs. 

Our business is subject to applicable laws and regulations relating to foreign corrupt practices, the violation of which could 
adversely affect our operations. 

We must comply with all applicable anti-bribery laws and regulations of the U.S. and other jurisdictions where we operate. For 
example, we are subject to the U.S. Foreign Corrupt Practices Act and the U.K. Bribery Act of 2010 relating to corrupt and illegal 
payments to government officials and others. Although we have policies and controls in place that are designed to ensure compliance 
with these laws and regulations, it is possible that an employee or an agent acting on our behalf could fail to comply with applicable 
laws and regulations, and due to the complex nature of the risks, it may not always be possible for us to ascertain compliance with such 
laws and regulations. In such event, we could be exposed to civil penalties, criminal penalties and other sanctions, including fines or 
other unintended punitive actions, and we could incur substantial legal fees and related expenses. In addition, such violations could 
damage our business and/or our reputation. All of the foregoing could have a material adverse effect on our financial condition and 
operating results. 

Anti-outsourcing legislation, if adopted, could adversely affect our business, financial condition and results of operations and 
impair our ability to service our clients. 

The issue of outsourcing of services abroad by U.S. companies is a topic of political discussion in the U.S. While no substantive 
anti-outsourcing legislation has been introduced to date, given the ongoing debate over this issue, the introduction of such legislation is 
possible. If introduced, our business, financial condition and results of operations could be adversely affected and our ability to service 
our clients could be impaired. 

Our growth could be hindered by visa restrictions. 

Occasionally, we have employees from our other facilities visit or transfer to the U.S. to meet our clients or work on projects 

at a client’s site. Any visa restrictions or new legislation putting a restriction on issuing visas could affect our business. 

Immigration and visa laws and regulations in the U.S. and other countries are subject to legislative and administrative changes, 
as well as changes in the application of standards. Immigration and visa laws and regulations can be significantly affected by political 
forces  and  levels  of  economic  activity.  Our  international  expansion  strategy  and  our  business,  results  of  operations  and  financial 
condition  may  be  materially  adversely  affected  if  legislative  or  administrative  changes  to  immigration  or  visa  laws  and  regulations 
impair our ability to staff projects with our professionals who are not citizens of the country where the work is to be performed. 

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New and changing corporate governance and public disclosure requirements add uncertainty to our compliance policies and 
increase our costs of compliance. 

Changing laws, regulations and standards relating to accounting, corporate governance and public disclosure, including the 
Sarbanes-Oxley Act of 2002, other SEC regulations, and the Nasdaq Stock Market rules, create uncertainty for companies like ours. 
These laws, regulations and standards may lack specificity and are subject to varying interpretations. Their application in practice may 
evolve over time, as new guidance is provided by regulatory and governing bodies. This could result in continuing uncertainty regarding 
compliance matters and higher costs of compliance as a result of revisions to such corporate governance standards. 

Although we are committed to maintaining high standards of corporate governance and public disclosure, and complying with 
evolving  laws,  regulations  and  standards,  if  we  fail  to  comply  with  new  or  changed  laws,  regulations  or  standards  of  corporate 
governance, our business and reputation may be harmed. 

Item 1B. Unresolved Staff Comments. 

None. 

Item 2. Properties. 

Our services are primarily performed from our Ridgefield Park, New Jersey headquarters and overseas delivery centers in the 
Philippines, India, Sri Lanka, Canada, the United Kingdom, Israel and Germany all of which are leased. The square footage of all our 
leased properties totals approximately 163,500. Our leased properties in the Philippines, Sri Lanka, Germany and Israel are primarily 
used by our DDS segment; our leased property in India is primarily used by our DDS and Synodex segments; and our leased property 
in Canada and the United Kingdom is primarily used by our Agility segment. Our leased property in the United States is our corporate 
headquarters and is used by all segments. 

In addition, we may need to lease additional property in the future. We believe that we will be able to obtain suitable additional 

facilities on commercially reasonable terms on an “as needed” basis. 

Item 3. Legal Proceedings. 

Reference is made to Note 6, “Commitments and Contingencies - Litigation,” to the consolidated financial statements in Item 

8 of this Report, which is incorporated by reference herein. 

Item 4. Mine Safety Disclosures. 

Not applicable. 

PART II 

Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities. 

Innodata Inc. (the “Company”) Common Stock is quoted on The Nasdaq Stock Market LLC under the symbol “INOD”. On 
February  10,  2022,  there  were  60  stockholders  of  record  of  the  Company’s  Common  Stock  based  on  information  provided  by  the 
Company’s transfer agent. The number of stockholders of record is based upon the actual number of holders registered at such date and 
does not include holders of shares in “street names” or persons, partnerships, associates, corporations, or other entities identified in 
security  position  listings  maintained  by  depositories.  We  did  not  have  any  sales  of  unregistered  securities  during  the  year  ended 
December 31, 2021. We do not anticipate paying any dividends in the foreseeable future. 

Securities Authorized for Issuance Under Equity Compensation Plans 

The following table sets forth the aggregate information for the Company’s equity compensation plans in effect as of December 

31, 2021: 

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Plan Category 

Equity compensation plans 
approved by security holders (1) 

Equity compensation plans 
approved by security holders (2) 

Equity compensation plans 
not approved by security holders 
Total 

     Number of Securities         
to be Issued Upon  

  Weighted-Average  

     Number of Securities  
  Remaining Available  

Exercise of  

  Exercise Price of  

  Outstanding Options,    Outstanding Options,   
   Warrants and Rights     Warrants and Rights    Compensation Plans 

  for Future Issuance  
Under Equity  

(a) 

(b) 

(c) 

 5,536,896   $ 

 2.66   

 1,926,154 

-  

-  
 5,536,896  

-   

-   

 1,800,000 

- 
 3,726,154 

(1) 2013 Stock Plan, approved by the stockholders, see Note 10, “Stock Options”, to the consolidated financial statements. 

(2) 2021 Equity Compensation Plan, approved by stockholders, see Note 10, “Stock Options”, to the consolidated financial statements. 

Purchase or Unregistered Sales of Equity Securities 

We did not repurchase any shares of our common stock during 2021. 

We did not have any sales of unregistered equity securities during the year ended December 31, 2021. 

Item 6. [Reserved] 

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Item 7.  Management’s Discussion and Analysis of Financial Condition and Results of Operations. 

The following discussion should be read in conjunction with our consolidated financial statements and the related notes thereto 
included  elsewhere  in  this  Report.  In  addition  to  historical  information,  this  discussion  includes  forward-looking  information  that 
involves risks and assumptions based upon management’s current expectations. Our actual results could differ materially from the results 
referred to in any forward-looking statements. See “Cautionary Note Regarding Forward-Looking Statements” included elsewhere in 
this Report. 

Executive Overview 

We are a global data engineering company. We operate in three reporting segments: Digital Data Solutions (DDS), Synodex 

and Agility. 

The following table sets forth certain financial data for the two years ended December 31, 2021 and 2020: 

(Dollars in millions) 
Years Ended December 31, 

Revenues 
Direct operating costs 
Selling and administrative expenses 
Income (loss) from operations 
Interest income (expense) 
Gain on loan forgiveness 
Income (loss) before provision for income taxes 
Provision for income taxes 
Net income (loss) 

     % of revenue   
 100.0 % 
 66.0 % 
 32.0 % 
 2.0 % 

      2021 
  $ 

     % of revenue      

2020 

 69.7   
 43.5   
 27.9   
 (1.7)   
 0.1   
 0.6   
 (1.0)   
 0.8   
 (1.8)   

  $ 

 100.0 %   $ 
 62.4 %     
 40.0 %     
 (2.4) %     

$ 

 58.2   
 38.4   
 18.7   
 1.1   
 (0.1)   
 -   
 1.0   
 0.4   
 0.6   

For a summary of our Critical Accounting Estimates and Policies, please refer to Note 1 of the Notes to our Consolidated 

Financial Statements, which are included elsewhere in this Report. 

Results of Operations 

Amounts in the MD&A below have been rounded. All percentages have been calculated using rounded amounts. 

Year Ended December 31, 2021 Compared to the Year Ended December 31, 2020 

Revenues 

Total revenues were $69.7 million and $58.2 million for the years ended December 31, 2021 and 2020, respectively, an increase 

of $11.5 million or approximately 20%. 

Revenues from the DDS segment were $52.6 million and $42.0 million for the years ended December 31, 2021 and 2020, 
respectively, an increase of $10.6 million or approximately 25%.  The increase was due to higher volume from one client, partially offset 
by lower volume from two clients. 

Revenues from the Synodex segment were $4.2 million and $4.8 million for the years ended December 31, 2021 and 2020, 

respectively, a decrease of $0.6 million or approximately 13%. The decrease was primarily due to lower volume from three clients. 

Revenues from the Agility segment were $13.0 million and $11.4 million for the year ended December 31, 2021 and 2020 
respectively, an increase of $1.6 million or approximately 14%. The increase was attributable to higher revenues from subscriptions to 
our Agility media database. 

One client in the DDS segment generated approximately 11% and 14% of the Company’s total revenues in the fiscal years 
ended December 31, 2021 and 2020, respectively. No other client accounted for 10% or more of total revenues during these periods. 
Further, in the years ended December 31, 2021 and 2020, revenues from non-U.S. clients accounted for 45% and 54% of the Company’s 
revenues respectively. 

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Direct Operating Costs 

Direct operating costs consist of direct and indirect labor costs, occupancy costs, data center hosting fees, content acquisition 
costs,  depreciation  and  amortization,  travel,  telecommunications,  computer  services,  and  supplies,  realized  gain  (loss)  on  forward 
contracts, foreign currency remeasurement gain (loss), and other direct expenses that are incurred in providing services to our clients. 

Direct operating costs were $43.5 million and $38.4 million for the years ended December 31, 2021 and 2020, respectively, an 
increase  of  $5.1  million  or  approximately  13%.  These  cost  increases  primarily  supported  our  current  and  growth  initiatives.  Direct 
operating  costs  increases  include  labor  related  costs  of  $5.6  million,  higher  amortization  of  capitalized  developed  software  and 
depreciation of $0.8 million, and a reversal of a one-time charge of $0.4 million in the prior year for an assessment of retroactive foreign 
social security contributions that was successfully adjudicated. These cost increases were offset in part by the favorable impact of foreign 
exchange  rate  fluctuations  of  $0.6  million,  and  continuing  cost  optimizations  resulting  in  a  reduction  of  occupancy  and  technology 
related costs of $1.1 million. Direct operating costs as percentage of total revenues were approximately 62% and 66% for the years 
ended December 31, 2021 and 2020, respectively. The decrease in direct operating costs as a percentage of revenues during the year 
was primarily due to increased revenue, offset in part by an increase in direct operating costs. 

Direct operating costs for the DDS segment were $31.8 million and $28.5 million for the years ended December 31, 2021 and 
2020, respectively, an increase of $3.3 million or approximately 12%. These cost increases primarily supported our current and growth 
initiatives. Direct operating costs increases include labor related costs of $4.1 million, a reversal of a one-time charge of $0.4 million in 
the prior year for an assessment of retroactive foreign social security contributions that was successfully adjudicated, and other increases 
of $0.3 million. These cost increases were offset in part by the favorable impact of foreign exchange rate fluctuations of $0.6 million, 
and continuous cost optimization resulting in a reduction of occupancy and technology related costs of $0.9 million. Direct operating 
costs for the DDS segment as a percentage of DDS segment revenues were approximately 60% and 68% for the years ended December 
31, 2021 and 2020, respectively. The decrease in direct operating costs of the DDS segment as a percentage of DDS segment revenues 
during the year was primarily due to increased revenue, offset in part by an increase in direct operating costs. 

Direct operating costs for the Synodex segment were approximately $4.4 million and $3.4 million for the years ended December 
31, 2021 and 2020, respectively, an increase of $1.0 million or approximately 29%. The increase was primarily due to labor-related 
costs  supporting  current  and  future  growth  initiatives.  Direct  operating  costs  for  the  Synodex  segment  as  a  percentage  of  segment 
revenues were approximately 105% and 71% for the years ended December 31, 2021 and 2020, respectively. The increase in direct 
operating costs of the Synodex as a percentage of Synodex segment revenues during the year was primarily due to decreased revenues 
and increased direct operating costs. 

Direct operating costs for the Agility segment were approximately $7.3 million and $6.5 million for the years ended December 
31,  2021  and  2020,  respectively,  an  increase  of  $0.8  million  or  approximately12%.  This  increase  was  primarily  due  to  higher 
depreciation and amortization of capitalized developed software of $0.7 million and an increase in labor related costs of $0.1million. 
Direct operating costs for the Agility segment as a percentage of Agility segment revenues were approximately 56% and 57% for the 
years ended December 31, 2021 and 2020, respectively. The decrease in direct operating costs of the Agility as a percentage of Agility 
segment revenues during the year was primarily due to higher revenue from subscriptions to our Agility intelligent data platform and 
newswire products, offset in part by an increase in direct operating costs. 

Selling and Administrative Expenses 

Selling  and  administrative  expenses  consist  of  management  and  administrative  payroll  and  related  costs  including, 
commissions, bonuses and stock-based compensation, marketing costs, new services research and related software development, third-
party software, advertising and trade conferences, professional fees and consultant costs, and other administrative overhead costs. 

Selling and administrative expenses were approximately $27.9 million and $18.7 million for the years ended December 31, 
2021 and 2020, respectively, an increase of $9.2 million or approximately 49%. These cost increases supported our business growth 
strategies for sales expansion and product expansion. Selling and administrative cost increases include payroll-related costs for new 
hires,  including  commissions,  incentives  and  stock-based  compensation  to  promote  retention,  and  recruiting  fees,  of  $7.5  million; 
marketing programs and activities to improve our visibility in the market of $1.6 million, and other increases of $0.1 million. Selling 
and administrative expenses as a percentage of total revenues were approximately 40% and 32% for the years ended December 31, 2021 
and 2020, respectively. The increase in selling and administrative expenses as a percentage of revenues during the year was primarily 
due to increased selling and administrative costs, offset in part by an increase in revenues. 

Selling and administrative expenses for the DDS segment were approximately $15.5 million and $12.4 million for the years 
ended December 31, 2021 and 2020 respectively, an increase of $3.1 million or approximately 25%. These cost increases supported our 

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business growth strategies for sales expansion and product expansion. Selling and administrative cost increases include payroll-related 
costs for new hires, including commission, incentives and stock-based compensation to promote retention, and recruiting fees, of $2.6 
million; marketing programs and activities to improve our visibility in the market of $0.6 million, offset in part by other decreases of 
$0.1 million. Selling and administrative expenses for the DDS segment as a percentage of DDS segment revenue were approximately 
29% and 30% for the years ended December 31, 2021 and 2020, respectively. The increase in selling and administrative expenses as a 
percentage of revenues was due to increased selling and administrative expenses, offset by an increase in revenues. 

Selling and administrative expenses for the Synodex segment were $1.3 million and $0.9 million for the years ended December 
31, 2020 and 2021 respectively, an increase of $0.4 million or approximately 44%. This increase was primarily due to payroll related 
costs of new hires. Selling and administrative expenses for the Synodex segment as a percentage of Synodex segment revenues were 
approximately 31% and 19% for the years ended December 31, 2021 and 2020, respectively. The increase in selling and administrative 
expenses as a percentage of revenues was due to increased selling and administrative expenses and a decrease in revenues. 

Selling and administrative expenses for the Agility segment were $11.1 million and $5.4 million for the years ended December 
31, 2021 and 2020, respectively, an increase of $5.7 million or approximately 106%. These cost increases supported our business growth 
strategies for sales expansion and product expansion. Selling and administrative cost increases include payroll-related costs for new 
hires,  including  commission,  incentives  and  stock-based  compensation  to  promote  retention,  and  recruiting  fees,  of  $4.5  million; 
marketing programs and activities to improve our visibility in the market of $1.0 million, and other increases of $0.2 million. Selling 
and administrative expenses for the Agility segment as a percentage of Agility segment revenues were approximately 85% and 47% for 
the years ended December 31, 2021 and 2020, respectively. The increase in selling and administrative expenses as a percentage of 
revenues was due to increased selling and administrative expenses, offset in part by increased revenues. 

Goodwill Impairment 

On  September  30,  2021,  we  performed  our  annual  goodwill  assessment  for  the  Agility  segment  in  accordance  with  the 
provisions of the FASB’s Accounting Standards Update (“ASU”) 2017-04, “Intangibles – Goodwill and Other (Topic 350)”, by using 
a single-step approach that evaluates the carrying value of the reporting unit and compares it against the reporting unit’s fair value. The 
Company determined that there was no impairment of long-lived intangible assets as of September 30, 2021. 

Gain on PPP Loan Forgiveness 

On May 4, 2020, we received loan proceeds of $579,700 under the Paycheck Protection Program (“PPP”) which was established 
as part of the Coronavirus Aid, Relief and Economic Security Act of 2020, as amended (“CARES Act”). On May 21, 2021, the Small 
Business Administration approved our loan forgiveness application for 100% of the loan proceeds. 

Income Taxes 

We recorded a provision for income taxes of approximately $0.8 million and $0.4 million for the years ended December 31, 
2021 and 2020, respectively. Tax-related charges primarily consisted of a provision for foreign taxes recorded in accordance with the 
local tax regulations by our foreign subsidiaries. Effective income tax rates are disproportionate primarily due to the valuation allowance 
recorded on the deferred taxes on the U.S. and Canadian entities. See Note 4, “Income Taxes” of the notes to the consolidated financial 
statements for additional information. 

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The reconciliation of the U.S. statutory rate with the Company’s effective tax rate for the years ended December 31, 2021 and 

2020 are summarized in the table below: 

Federal income tax expense (benefit) at statutory rate 
Effect of: 

Change in valuation allowance 
Effect of Section 162 (m) 
Change in rates 
Foreign operations permanent differences - foreign exchange gains and losses 
State income tax net of federal benefit 
Withholding tax 
Deemed interest 
Return to provision true up 
Tax effects of foreign operations 
Increase in unrecognized tax benefits (ASC 740) 
Foreign rate differential 
Effect of stock-based compensation 
Other 
Effective tax rate 

2021 

2020 

 (21.0) %   

 21.0 % 

 186.1   
 29.9   
 12.2   
 9.5   
 1.9   
 -   
 (1.4)   
 (2.3)   
 2.0   
 (22.8)   
 (31.8)   
 (72.1)   
 (2.8)   
 87.4 %   

 137.7  
 -  
 (172.7)  
 (1.3)  
 (4.3)  
 1.5  
 (2.1)  
 (10.8)  
 57.7  
 31.5  
 (8.6)  
 (10.9)  
 (0.3)  
 38.4 % 

Despite access to overseas earnings and the resulting toll charge, we intend to indefinitely reinvest earnings and profits in our 
foreign subsidiaries on account of the foreign jurisdiction withholding taxes that we would have to incur on the actual remittances. 
Unremitted foreign earnings and profits amounted to approximately $50.0 million at December 31, 2021. If such foreign earnings and 
profits are repatriated in the future, or are no longer deemed to be indefinitely reinvested, we would have to accrue the applicable amount 
of foreign jurisdiction withholding taxes associated with such remittances. 

We have a valuation allowance on all of our U.S. deferred tax assets on account of continuing losses incurred by our U.S. 
entity. In addition, we also have a valuation allowance on the deferred tax assets of our Canadian subsidiaries. Our Canadian subsidiaries 
also have research and development credits available to reduce taxable income in future years, which may be carried forward indefinitely. 
The potential benefits from these balances have not been recognized for financial statement purposes. 

Tax Assessments 

In September 2015, our Indian subsidiary was subject to an inquiry by the Service Tax Department in India regarding the 
classification of services provided by this subsidiary, asserting that the services provided by this subsidiary fall under the category of 
online information and database access or retrieval services (OID Services), and not under the category of business support services (BS 
Services) that are exempt from service tax as historically indicated in the subsidiary’s service tax filings. We disagree with the Service 
Tax Department’s position. In November 2019, the Commissioner of Central Tax, GST & Central Excise issued an order confirming 
the Service Tax Department’s position. We are vigorously contesting this order in an appeal to the Customs, Excise and Service Tax 
Appellate Tribunal. In the event the Service Tax Department is ultimately successful in proving that the services fall under the category 
of OID Services, the revenues earned by our Indian subsidiary for the period July 2012 through November 2016 would be subject to a 
service tax of between 12.36% and 15%, and this subsidiary may also be liable to pay interest and penalties. The revenue of our Indian 
subsidiary  during  this  period  was  approximately  $63.0  million.  In  accordance  with  new  rules  promulgated  by  the  Service  Tax 
Department, as of December 1, 2016 service tax is no longer applicable to OID or BS Services. Based on our assessment, in consultation 
with our tax counsel, we have not recorded any tax liability for this case. 

In a separate action relating to service tax refunds, in October 2016, our Indian subsidiary received notices from the Indian 
Service Tax Department in India seeking to reverse service tax refunds of approximately $160,000 previously granted to our Indian 
subsidiary for three quarters in 2014, asserting that the services provided by this subsidiary fall under the category of OID Services and 
not BS Services. The appeal was determined in favor of the Service Tax Department. We disagree with the basis of this decision and 
are  contesting  it  vigorously.  We  expect  delays  in  our  Indian  subsidiary  receiving  further  service  tax  refunds  until  this  matter  is 
adjudicated with finality, and currently have service tax credits of approximately $1.0 million recorded as a receivable. Based on our 
assessment, in consultation with our tax counsel, we have not recorded any tax liability for this case. 

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Net Income (Loss) 

We had a net loss of $1.8 million during the year ended December 31, 2021, compared to a net income of $0.6 million during 
the year ended December 31, 2020.  The $2.4 million change was due to higher operating expenses of $14.3 million and an increase in 
tax provision of $0.4 million, partially offset by higher revenues of $11.6 million, gain on loan forgiveness of $0.6 million and net 
interest income of $0.1 million. 

Net income for the DDS segment was $5.0 million for the year ended December 31, 2021, compared to a net income of $0.3 
million for the year ended December 31, 2020. The $4.7 million improvement was due to higher revenues of $10.6 million, a gain on 
loan forgiveness of $0.6 million and net interest income of $0.1 million, partially offset by higher operating expenses of $6.4 million 
and tax provision of $0.2 million. 

Net loss for the Synodex segment was $1.5 million for the year ended December 31, 2021, compared to net income of $0.5 
million for the year ended December 31, 2020. The $2.0 million change was primarily due to higher operating expenses of $1.4 million 
and lower revenue of $0.6 million. 

Net loss for the Agility segment was $5.3 million for the year ended December 31, 2021, compared to a net loss of $0.2 million 
for the year ended December 31, 2020. The $5.1 million increase in loss was primarily due to higher operating costs of $6.5 million and 
an increase in tax provision of $0.2 million, partially offset by an increase in revenues of $1.6 million. 

Liquidity and Capital Resources 

Selected measures of liquidity and capital resources, expressed in thousands, are as follows: 

Cash and cash equivalents 
Working capital 

December 31, 

2021 
 18,902   $ 
 12,658  

2020 
 17,573 
 13,515 

  $ 

On December 31, 2021, we had cash and cash equivalents of $18.9 million, of which $12.6 million was held by our foreign 
subsidiaries, and $6.3 million was held in the U.S. Despite the passage of the new tax law under which we may repatriate funds from 
overseas after paying the toll charge, it is our intent, as of December 31, 2021, to indefinitely reinvest the overseas funds in our foreign 
subsidiaries due to the withholding tax that we would have to incur on the actual remittances. 

We  have  used,  and  plan  to  use,  our  cash  and  cash  equivalents  for  (i)  capital  investments;  (ii)  the  expansion  of  our  other 
operations; (iii) technology innovation; (iv) product management and strategic marketing; (v) general corporate purposes, including 
working capital; and (vi) possible business acquisitions. As of December 31, 2021, we had working capital of approximately $12.7 
million, as compared to working capital of approximately $13.5 million as of December 31, 2020. The decrease in working capital is 
due to higher liabilities associated with payroll-related accruals. 

Gain on PPP Loan Forgiveness 

On May 4, 2020, we received loan proceeds of $579,700 under the PPP which was established as part of the CARES Act. On 

May 21, 2021, the Small Business Administration approved our loan forgiveness application for 100% of the loan proceeds. 

Proceeds from stock option exercises for the year ended December 31, 2021 were $2.2 million. 

We did not have any material commitments for capital expenditures as of December 31, 2021. 

We  believe  that  our  existing  cash  and  cash  equivalents  and  cash  flows  from  operations  will  provide  sufficient  sources  of 
liquidity to satisfy our financial needs for at least 12 months from the date of issuance of these financial statements. However, as we 
have no bank facilities or lines of credit, reductions in our cash and cash equivalents from operating losses, capital expenditures, adverse 
legal decisions, acquisitions or otherwise could materially and adversely affect the Company. 

Net Cash Provided by Operating Activities 

Cash provided by our operating activities for the year ended December 31, 2021 was $5.1 million and was the result of the net 
loss  of  $1.8  million,  the  effect  of  adjustments  for  non-cash  items  of  $4.6  million  and  sources  of  working  capital  of  $2.3  million. 

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Adjustments for non-cash items primarily consisted of $2.9 million for depreciation and amortization, stock-based compensation of $1.8 
million, pension cost of $ 0.5 million, offset in part by a gain on loan forgiveness of $0.6 million. Working capital activities primarily 
consisted of sources from a $4.4 million increase in accounts payable, accrued expenses and other, a $0.7 million increase in accrued 
salaries, wages and related benefits, a $0.5 million increase in prepaid expenses and other current assets and a $0.3 million increase in 
other assets, offset by a $1.9 million increase in accounts receivable and $1.7 million decrease in income and other taxes. Refer to the 
Consolidated Statements of Cash Flows for further details. 

Cash provided by our operating activities for the year ended December 31, 2020 was $5.7 million and was the result of the net 
income of $0.6 million, the effect of adjustments for non-cash items of $3.4 million and sources of working capital of $1.6 million. 
Adjustments for non-cash items primarily consisted of $2.3 million for depreciation and amortization, stock-based compensation of $0.9 
million and $0.2 million for other non-cash items. Working capital activities primarily consisted of sources from a $1.4 million increase 
in accrued salaries, wages and related benefits, a $0.8 million increase in income and other taxes, offset by a $0.6 million increase in 
prepaid expenses and other current assets. Refer to the Consolidated Statements of Cash Flows for further details. 

Our days’ sales outstanding were 56 days and 62 days December 31, 2021 and 2020, respectively. We calculate DSO by first 
dividing the total revenues for the period by average net accounts receivable, which is the sum of net accounts receivable at the beginning 
of the period and net accounts receivable at the end of the period, to yield an amount we refer to as the “accounts receivable turnover”. 
Then we divide the total number of days within the period reported by the accounts receivable turnover to yield DSO expressed in 
number of days. 

Net Cash Used in Investing Activities 

Cash used in our investing activities was $4.4 million and $1.4 million for the years ended December 31, 2021 and 2020, 
respectively.  These  capital  expenditures  were  principally  for  the  purchase  of  technology  equipment  including  servers,  network 
infrastructure and workstations, and expenditures for capitalized developed software. Capital expenditures for the year ended December 
31, 2021 amounting to $4.4 million consisted of $2.1 million for the Agility segment, $1.7 million for the DDS segment and $0.6 million 
for the Synodex segment. 

For calendar year 2022, we anticipate that capital expenditures for ongoing technology, equipment, new platform development, 

and infrastructure upgrades will approximate to $11.0 million, a portion of which we may finance. 

Net Cash Used in Financing Activities 

Cash provided by financing activities for the year ended December 31, 2021 was proceeds from stock option exercises of $2.2 
million. Cash paid for withholding taxes on net settlement exercises of stock options for the year ended December 31, 2021 was $0.8 
million. Payments of long-term obligations were $0.7 million for the year ended December 31, 2021. 

Cash provided by financing activities for the year ended December 31, 2020 was proceeds from stock option exercises of $2.6 
million and PPP loan proceeds of $0.6 million. Payments of long-term obligations were $0.9 million for the year ended December 31, 
2020. 

Inflation, Seasonality and Prevailing Economic Conditions 

Although  most  of  our  revenues  are  denominated  in  U.S.  dollars,  a  significant  portion  of  our  revenues  is  denominated  in 
Canadian  dollars,  Pound  Sterling  and  Euros.  In  addition,  a  significant  portion  of  our  expenses,  primarily  labor  expenses  in  the 
Philippines, India, Sri Lanka, Germany, Canada and Israel, are incurred in the local currencies of the countries in which we operate. For 
financial reporting purposes, we translate all non-U.S. denominated transactions into U.S. dollars in accordance with U.S. GAAP. Thus, 
we are exposed to the risk that fluctuations in the value of these currencies relative to the U.S. dollar could have a direct impact on our 
revenues and our results of operations. 

The Philippines and India have at times experienced high rates of inflation as well as major fluctuations in the exchange rate 
between the Philippine peso and the U.S. dollar and the Indian rupee and the U.S. dollar. As of December 31, 2021, the aggregate 
notional  amount  of  our  hedges  against  the  Indian  rupee  was  approximately  $9.7  million, and  against  the  Philippine  peso  was 
approximately $10.0 million. 

Fluctuations in exchange rates also affect the value of funds held by our foreign subsidiaries. We do not currently intend to 

hedge these assets. 

28 

Table of Contents 

Our most significant costs are the salaries and related benefits of our employees in Asia. We are exposed to high inflation in 
wage  rates  in  the  countries  in  which  we  operate.  We  generally  perform  work  for  our  clients  under  project-specific  contracts, 
requirements-based  contracts  or  long-term  contracts.  We  must  adequately  anticipate  wage  increases,  particularly  on  our  fixed-price 
contracts. There can be no assurance that we will be able to recover cost increases through increases in the prices that we charge for our 
services to our clients. 

Our quarterly operating results are subject to certain fluctuations. We experience fluctuations in our revenue and earnings as 
we replace and begin new projects, which may have some normal start-up delays, or we may be unable to replace a project entirely. 
These and other factors may contribute to fluctuations in our operating results from quarter to quarter. In addition, as some of our Asian 
facilities are closed during holidays in the fourth quarter, we typically incur higher wages, due to overtime, that reduce our margins. 

Our Synodex subsidiary experiences seasonal fluctuations in revenues. Typically, revenue is lowest in the third quarter of the 
calendar year and highest in the fourth quarter of the calendar year. The seasonality is directly linked to the number of life insurance 
applications received by the insurance companies. 

Item 7A. Quantitative and Qualitative Disclosures About Market Risk. 

Not applicable to smaller reporting companies. 

Item 8. Financial Statements and Supplementary Data. 

See Financial Statement Index and Financial Statements commencing on page F-1, which are incorporated by reference herein. 

Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure. 

None. 

Item 9A. Controls and Procedures. 

Evaluation of Disclosure Controls and Procedures 

We maintain disclosure controls and procedures (as such term is defined in Rules 13a-15(e) and 15d-15(e) under the Exchange 
Act) that are designed to ensure that information required to be disclosed in the reports we file or submit under the Exchange Act is 
recorded, processed, summarized and reported within the time periods specified in the SEC’s rules and forms, and that such information 
is  accumulated  and  communicated  to  our  management,  including  our  principal  executive  officer  and  principal  financial  officer,  as 
appropriate, to allow timely decisions regarding required disclosure.  

Based upon the most recent evaluation of the effectiveness of our disclosure controls and procedures, our principal executive 
officer and our principal financial officer concluded that, as of December 31, 2021, our disclosure controls and procedures were not 
effective. We are in the process of implementing measures designed to improve our disclosure controls and procedures, including hiring 
a third-party consultant, more thoroughly documenting our policies and procedures, and conducting a more efficient review process. 
We expect to complete these remediation efforts in the second quarter of 2022. 

Management’s Annual Report on Internal Control over Financial Reporting  

Our management is responsible for establishing and maintaining adequate internal control over our financial reporting. Internal 
control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of our financial reporting 
and the preparation of financial statements for external purposes in accordance with U.S. GAAP. Internal control over financial reporting 
includes maintaining records that in reasonable detail accurately and fairly reflect our transactions and disposition of assets; providing 
reasonable  assurance  that  transactions  are  recorded  as  necessary  for  preparation  of  our  financial  statements;  providing  reasonable 
assurance that receipts and expenditures of company assets are made in accordance with management and director authorization; and 
providing reasonable assurance that unauthorized acquisition, use or disposition of company assets that could have a material effect on 
our financial statements would be prevented or detected on a timely basis. Because of its inherent limitations, internal control over 
financial reporting is not intended to provide absolute assurance that a misstatement of our financial statements would be prevented or 
detected.  

Under the supervision and with the participation of the Company’s Chief Executive Officer and Interim Chief Financial Officer, 
management conducted an evaluation of the effectiveness of our internal control over financial reporting based on the framework in 
Internal Control – Integrated Framework (2013) - issued by the Committee of Sponsoring Organizations of the Treadway Commission 

29 

Table of Contents 

(COSO). Based on this evaluation, management concluded that the Company’s internal control over financial reporting was effective 
as of December 31, 2021.   

This Annual Report on Form 10-K does not include an attestation report of our independent registered public accounting firm 
regarding internal control over financial reporting. Management’s report was not subject to attestation by our independent registered 
public accounting firm pursuant to rules of the Securities and Exchange Commission that permit us to provide only management’s report 
in this Annual Report on Form 10-K. 

Changes in Internal Control over Financial Reporting 

There were no changes in our internal control over financial reporting (as such term is defined in Rules 13a-15(f) or 15d-15(f) 
under the Exchange Act) during the three months ended December 31, 2021 that have materially affected, or are reasonably likely to 
materially affect, our internal control over financial reporting. 

Item 9B. Other information. 

None. 

Item 9C. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections 

None. 

30 

 
 
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Item 10.  Directors, Executive Officers and Corporate Governance.  

PART III 

The  information  called  for  by  Items  401,  405,  if  required,  and  407(c)(3),  (d)(4)  and  (d)(5)  of  Regulation  S-K,  including 
information about our directors and executive officers, is incorporated by reference from the Company’s definitive proxy statement for 
the 2021 Annual Meeting of Stockholders to be filed pursuant to Regulation 14A under the Exchange Act no later than 120 days after 
the end of the Company’s 2021 fiscal year. 

The Company has a code of ethics that applies to all of its employees, officers, and directors, including its principal executive 
officer, principal financial officer, principal accounting officer and corporate controller. The text of the Company’s code of ethics is 
posted on its website at www.innodata.com. The Company intends to disclose future amendments to, or waivers from, certain provisions 
of the code of ethics for executive officers and directors in accordance with applicable Nasdaq and SEC requirements. 

Item 11. Executive Compensation. 

The information called for by Item 11 is incorporated by reference from the Company’s definitive proxy statement for the 2022 
Annual Meeting of Stockholders to be filed pursuant to Regulation 14A under the Exchange Act no later than 120 days after the end of 
the Company’s 2021 fiscal year. 

Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters. 

The information required by this Item regarding the Company’s equity compensation plans is set forth in Part II, Item 5 of this 
Annual  Report  on  Form  10-K  under  the  caption  “Securities  Authorized  for  Issuance  Under  Equity  Compensation  Plans”  and  is 
incorporated by reference herein. The information called for under Item 403 of Regulation S-K by Item 12 is incorporated by reference 
from the Company’s definitive proxy statement for the 2022 Annual Meeting of Stockholders to be filed pursuant to Regulation 14A 
under the Exchange Act no later than 120 days after the end of the Company’s 2021 fiscal year. 

Item 13. Certain Relationships and Related Transactions, and Director Independence. 

The information called for by Item 13 is incorporated by reference from the Company’s definitive proxy statement for the 2022 
Annual Meeting of Stockholders to be filed pursuant to Regulation 14A under the Exchange Act no later than 120 days after the end of 
the Company’s 2021 fiscal year. 

Item 14. Principal Accountant’s Fees and Services. 

The information called for by Item 14 is incorporated by reference from the Company’s definitive proxy statement for the 2022 
Annual Meeting of Stockholders to be filed pursuant to Regulation 14A under the Exchange Act no later than 120 days after the end of 
the Company’s 2021 fiscal year. 

Item 15. Exhibits and Financial Statement Schedules. 

PART IV 

(a)(1)  Financial  Statements.  The  following  Report  of  Independent  Registered  Public  Accounting  firm,consolidated  financial 

statements, and accompanying notes are included in Item 8. Index to Financial Statements: 

Reports of Independent Registered Public Accounting Firms. 

Consolidated Balance Sheets as of December 31, 2021 and 2020. 

Consolidated Statements of Operations and Comprehensive Income (Loss) for the years ended December 31, 2021 and 2020. 

Consolidated Statements of Stockholders’ Equity for the years ended December 31, 2021 and 2020. 

Consolidated Statements of Cash Flows for the years ended December 31, 2021 and 2020. 

(a)(2)  Exhibits – See Exhibit Index attached hereto, which is incorporated by reference herein. 

31 

Table of Contents 

Item 16. Form 10-K Summary. 

None. 

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant caused this report to 

be signed on its behalf by the undersigned, thereunto duly authorized. 

SIGNATURES 

     INNODATA INC. 
  By /s/ Jack S. Abuhoff                                    

Jack S. Abuhoff 

  Chief Executive Officer and President 
  March 24, 2022 

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons 

on behalf of the registrant and in the capacities and on the dates indicated. 

Signature 

    Title 

    Date 

/s/ Jack S. Abuhoff              
Jack S. Abuhoff 

  Chief Executive Officer and President 
  (Principal Executive Officer) 

  March 24, 2022 

/s/ Marissa B. Espineli        
Marissa B. Espineli 

/s/ Louise C. Forlenza         
Louise C. Forlenza 

/s/ Stewart R. Massey          
Stewart R. Massey 

/s/ Nauman (Nick) Toor      
Nauman (Nick) Toor 

  Interim Chief Financial Officer 
  (Principal Financial Officer and 
Principal Accounting Officer) 

  Director 

  Director 

  March 24, 2022 

  March 24, 2022 

  March 24, 2022 

  Director (Chairman) 

  March 24, 2022 

32 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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INNODATA INC. AND SUBSIDIARIES 
INDEX TO CONSOLIDATED FINANCIAL STATEMENTS 

Reports of Independent Registered Public Accounting Firm (BDO India LLP; Mumbai, India; PCAOB ID#6074) 

Consolidated Balance Sheets as of December 31, 2021 and 2020    

Consolidated Statements of Operations and Comprehensive Income (Loss) for the years ended December 31, 2021 

and 2020 

Consolidated Statements of Stockholders’ Equity for the years ended December 31, 2021 and 2020 

Consolidated Statements of Cash Flows for the years ended December 31, 2021 and 2020 

Notes to Consolidated Financial Statements 

PAGE 

F-2 

F-4 

F-5 

F-6 

F-7 

F-8 

F-1 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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Report of Independent Registered Public Accounting Firm 

Shareholders and Board of Directors 
Innodata Inc. 

Opinion on the Consolidated Financial Statements 

We have audited the accompanying consolidated balance sheets of Innodata Inc. (the “Company”) as of December 31, 2021 and 2020, 
the related consolidated statements of operations and comprehensive income/(loss), stockholders’ equity, and cash flows for each of the 
years  then  ended,  and  the  related  notes  (collectively  referred  to  as  the  “consolidated  financial  statements”).  In  our  opinion,  the 
consolidated financial statements present fairly, in all material respects, the financial position of the Company at December 31, 2021 
and 2020, and the results of its operations and its cash flows for the years then ended, in conformity with accounting principles generally 
accepted in the United States of America. 

Basis for Opinion 

These consolidated financial statements are the responsibility of the Company’s management. Our responsibility is to express an opinion 
on the Company’s consolidated financial statements based on our audits. We are a public accounting firm registered with the Public 
Company Accounting Oversight Board (United States) (“PCAOB”) and are required to be independent with respect to the Company in 
accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission 
and the PCAOB. 

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit 
to obtain reasonable assurance about whether the consolidated financial statements are free of material misstatement, whether due to 
error or fraud. The Company is not required to have, nor were we engaged to perform, an audit of its internal control over financial 
reporting. As part of our audits we are required to obtain an understanding of internal control over financial reporting but not for the 
purpose  of  expressing  an  opinion  on  the  effectiveness  of  the  Company’s  internal  control  over  financial  reporting.  Accordingly,  we 
express no such opinion. 

Our audits included performing procedures to assess the risks of material misstatement of the consolidated financial statements, whether 
due  to  error  or  fraud,  and  performing  procedures  that  respond  to  those  risks.  Such  procedures  included  examining,  on  a  test  basis, 
evidence  regarding  the  amounts  and  disclosures  in  the  consolidated  financial  statements.  Our  audits  also  included  evaluating  the 
accounting  principles  used  and  significant  estimates  made  by  management,  as  well  as  evaluating  the  overall  presentation  of  the 
consolidated financial statements. We believe that our audits provide a reasonable basis for our opinion. 

Critical Audit Matter 

The critical audit matter communicated below is a matter arising from the current period audit of the consolidated financial statements 
that was communicated or required to be communicated to the audit committee and that: (1) relate to accounts or disclosures that are 
material to the consolidated financial statements and (2) involved our especially challenging, subjective, or complex judgments. The 
communication of critical audit matter does not alter in any way our opinion on the consolidated financial statements, taken as a whole, 
and we are not, by communicating the critical audit matter below, providing separate opinions on the critical audit matter or on the 
accounts or disclosures to which they relate. 

1.    Measurement of the provision for income tax exposures 

Description of Matter 

The Company operates in various countries and is subject to income taxes in multiple tax jurisdictions, with complexities of transfer 
pricing and changing tax laws, and is involved in various tax cases with respective tax authorities. Uncertainties arise primarily from 
certain  ongoing  tax  litigations  and  open  tax  years  for  its  foreign  subsidiaries.  As  described  in  Note  4  to  the  consolidated  financial 
statements, at December 31, 2021, the Company has recorded unrecognized tax benefits of $1.8 million for uncertain tax positions. 

We identified measurement of accruals for the aforementioned income tax exposures as a critical audit matter, as the amounts involved 
are material, and the determination of provision for taxes requires the Company to make judgments on tax issues and develop estimates 
regarding the Company’s exposure to tax risks. Further, auditing management judgments on whether the tax positions are probable of 
being sustained in tax assessments involves a high degree of subjectivity. 

F-2 

Table of Contents 

How the matter was addressed in our audit: 

The primary procedures we performed to address this critical audit matter included: 

•  Obtaining an understanding of management’s process of estimating the provision for income taxes including assessment of 
uncertain  tax  positions  and  those  related  to  interpretation  of  tax  laws  and  its  application  in  the  estimation  of  tax  liabilities 
including uncertain tax positions. 

• 

Involving tax professionals with specialized skill and knowledge in domestic and international taxes, who assisted in: 

o 
o 
o 

inspecting the correspondences and assessment orders with applicable tax authorities  
evaluating the Company’s interpretation of tax laws and their potential impact on uncertain tax positions  
evaluating the Company’s assumptions and data used to determine the amount of tax benefit to recognize and tested the 
accuracy of the calculations. 

/S/ BDO INDIA LLP 

We have served as the Company’s auditor since 2020. 

Mumbai, India 

March 24, 2022 

F-3 

Table of Contents 

ASSETS 
Current assets: 

INNODATA INC. AND SUBSIDIARIES 
CONSOLIDATED BALANCE SHEETS 
DECEMBER 31, 2021 AND 2020 
(in thousands, except share and per share data) 

Cash and cash equivalents 
Accounts receivable, net of allowance for doubtful accounts of $730 and $670, respectively 
Prepaid expenses and other current assets 

  $ 

 Total current assets 

Property and equipment, net 
Right-of-use-asset, net 
Other assets 
Deferred income taxes, net 
Intangibles, net 
Goodwill 

 Total assets 

LIABILITIES, NON-CONTROLLING INTERESTS AND STOCKHOLDERS’ EQUITY 
Current liabilities: 
Accounts payable 
Accrued expenses and other 
Accrued salaries, wages and related benefits 
Income and other taxes 
Long-term obligations - current portion 
Operating lease liability - current portion 
 Total current liabilities 

Deferred income taxes, net 
Long-term obligations, net of current portion 
Operating lease liability, net of current portion 

Total liabilities 

Commitments and contingencies 
Non-controlling interests 
STOCKHOLDERS’ EQUITY: 

  $ 

  $ 

Serial preferred stock; 4,998,000 shares authorized, none outstanding 
Common stock, $.01 par value; 75,000,000 shares authorized; 30,347,000 shares issued and 

27,163,000 outstanding at December 31, 2021 and 28,984,000 shares issued and 25,800,000 
outstanding at December 31, 2020 

Additional paid-in capital 
Retained earnings 
Accumulated other comprehensive loss 

Less: treasury stock, 3,184,000 shares at December 31, 2021 and 2020, at cost 

Total stockholders’ equity 
Total liabilities, non-controlling interests and stockholders’ equity 

  $ 

See notes to consolidated financial statements. 

2021 

2020 

$ 

$ 

$ 

 18,902  
 11,379  
 3,681  
 33,962  
 2,947  
 5,621  
 2,247  
 1,950  
 10,347  
 2,143  
 59,217  

 1,823  
 7,564  
 6,391  
 3,213  
 1,279  
 1,034  
 21,304  
 15  
 6,217  
 5,276  
 32,812  

 17,573 
 10,048 
 4,240 
 31,861 
 1,852 
 6,610 
 2,563 
 2,187 
 10,031 
 2,150 
 57,254 

 1,435 
 3,490 
 5,719 
 5,000 
 1,712 
 990 
 18,346 
 44 
 6,282 
 6,332 
 31,004 

 (3,522)  

 (3,390) 

 -  

 - 

 303  
 35,121  
 3,160  
 (2,192)  
 36,392  
 (6,465)  
 29,927  
 59,217  

$ 

 289 
 31,921 
 4,833 
 (938) 
 36,105 
 (6,465) 
 29,640 
 57,254 

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INNODATA INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE INCOME (LOSS) 
YEARS ENDED DECEMBER 31, 2021 AND 2020 
(In thousands, except per share amounts) 

Revenues 
Operating costs and expenses: 

Direct operating costs 
Selling and administrative expenses 

Income (loss) from operations 
Interest income (expense), net 
Gain on loan forgiveness 

Income (loss) before provision for income taxes 

Provision for income taxes 

Consolidated net income (loss) 

Income (loss) attributable to non-controlling interests 

2021 

2020 

  $ 

 69,755  

$ 

 58,240 

 43,494  
 27,912  
 71,406  
 (1,651)  
 108  
 580  
 (963)  

 842  

 (1,805)  

 (132)  

 38,398 
 18,662 
 57,060 
 1,180 
 (135) 
 — 
 1,045 

 401 

 644 

 27 

Net income (loss) attributable to Innodata Inc. and Subsidiaries 

  $ 

 (1,673)  

$ 

 617 

Income (loss) per share attributable to Innodata Inc. and Subsidiaries: 

Basic 
Diluted 

  $ 
  $ 

 (0.06)  
 (0.06)  

$ 
$ 

 0.03 
 0.02 

Weighted average shares outstanding: 

Basic  
Diluted 

Comprehensive income (loss): 
Consolidated net income (loss) 

Pension liability adjustment, net of taxes 
Change in fair value of derivatives, net of taxes 
Foreign currency translation adjustment 

Other comprehensive loss 

  $ 

Total comprehensive income (loss) 
Comprehensive income (loss) attributed to non-controlling interest 

Comprehensive income (loss) attributable to Innodata Inc. and Subsidiaries 

  $ 

See notes to consolidated financial statements. 

 26,630  
 26,630  

 24,607 
 25,573 

 (1,805)  
 (414)  
 (353)  
 (487)  
 (1,254)  
 (3,059)  
 (132)  
 (2,927)  

$ 

$ 

 644 
 (391) 
 (33) 
 406 
 (18) 
 626 
 27 
 599 

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INNODATA INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY 
YEARS ENDED DECEMBER 31, 2021 AND 2020 
(In thousands) 

  Additional  

  Accumulated   
Other 

  Common Stock   
     Shares      Amount       Capital       Earnings      

Paid-in    Retained   Comprehensive  

Loss 

January 1, 2020 
Net income attributable to 

Innodata Inc. and Subsidiaries   

Purchase of treasury stock 
Stock-based compensation 
Stock option exercises 
Pension liability adjustments, net 

of taxes 

Foreign currency translation 

adjustment 

Change in fair value of 

derivatives, net of taxes 

December 31, 2020 
Net loss attributable to Innodata 

Inc. and Subsidiaries 
Stock-based compensation 
Stock option exercises 
Shares withheld for exercise 

settlement and taxes 

Pension liability adjustments, net 

of taxes 

Foreign currency translation 

adjustment 

Change in fair value of 

derivatives, net of taxes 

December 31, 2021 

 27,643  

 275  

 28,426  

 4,216  

 -  
 -  
 -  
 1,341  

 -  

 -  

 -  
 -  
 -  
 14  

 -  

 -  

 -  
 -  
 913  
 2,582  

 -  

 -  

 617  
 -  
 -  
 -  

 -  

 -  

Treasury Stock   

     Shares      Amount       Total 
   25,532 

   (6,465)  

 (3,184)  

 (920)  

 -  
 -  
 -  
 -  

 (391)  

 406  

 -  
 -  
 -  
 -  

 -  

 -  

 -  

 -  
 -  

 -  

 -  

 617 

 913 
    2,596 

 (391) 

 406 

 -  
 28,984  

 -  
 289  

 -  
 31,921  

 -  
 4,833  

 (33)  
 (938)  

 -  
 (3,184)  

 -  
   (6,465)  

 (33) 
   29,640 

 -  
 -  
 1,556  

 (193)  

 -  

 -  

 -  
 30,347   $ 

 -  
 -  
 13  

 1  

 -  

 -  

 -  
 1,750  
 2,214  

    (1,673)  
 -  
 -  

 (764)  

 -  

 -  

 -  

 -  

 -  

 -  
 303   $   35,121   $   3,160   $ 

 -  

 -  
 -  
 -  

 (414)  

 (487)  

 (353)  
 (2,192)  

 -  
 -  
 -  

 -  

 -  

 -  
 -  
 -  

    (1,673) 
    1,750 
 2,227 

 (763) 

 (414) 

 (487) 

 -  

 -  

 -  

 (353) 
 (3,184)   $  (6,465)   $  29,927 

 -  

See notes to consolidated financial statements. 

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INNODATA INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF CASH FLOWS 
YEARS ENDED DECEMBER 31, 2021 AND 2020 
(In thousands) 

Cash flows from operating activities: 
Consolidated net income (loss) 
Adjustments to reconcile consolidated net income (loss) to net cash 

2021 

2020 

  $ 

 (1,805)  

$ 

 644 

provided by operating activities:  
Depreciation and amortization 
Gain on loan forgiveness 
Stock-based compensation 
Deferred income taxes 
Pension cost 
Loss on disposal of property and equipment 
Changes in operating assets and liabilities: 

Accounts receivable 
Prepaid expenses and other current assets 
Other assets 
Accounts payable, accrued expenses and other 
Accrued salaries, wages and related benefits 
Income and other taxes 

Net cash provided by operating activities 

Cash flows from investing activities: 

Capital expenditures 
Proceeds from disposal of property and equipment 

Net cash used in investing activities 

Cash flows from financing activities: 

Proceeds from exercise of stock options 
Withholding taxes on net settlement of stock-based compensation 
Payment of long-term obligations  
Proceeds from bank loan 

Net cash provided by (used in) financing activities 
Effect of exchange rate changes on cash and cash equivalents 
Net increase in cash and cash equivalents 
Cash and cash equivalents, beginning of year 
Cash and cash equivalents, end of year 
Supplemental disclosures of cash flow information: 

Cash paid for income taxes 
Cash paid for operating leases 
Cash paid for interest 

 2,869  
 (580)  
 1,750  
 88  
 507  
 -  

 (1,872)  
 487  
 311  
 4,441  
 685  
 (1,730)  
 5,151  

 (4,368)  
 -  
 (4,368)  

 2,227  
 (763)  
 (691)  
 -  
 773  
 (227)  
 1,329  
 17,573  
 18,902  

 1,540  
 1,789  
 28  

$ 

$ 
$ 
$ 

 2,266 
 - 
 913 
 (618) 
 791 
 48 

 (481) 
 (555) 
 270 
 155 
 1,449 
 778 
 5,660 

 (1,414) 
 39 
 (1,375) 

 2,596 
 - 
 (864) 
 580 
 2,312 
 102 
 6,699 
 10,874 
 17,573 

 348 
 2,286 
 141 

  $ 

  $ 
  $ 
  $ 

See notes to consolidated financial statements. 

F-7 

 
 
 
 
 
 
 
 
 
     
 
 
     
 
 
 
 
  
 
     
 
   
 
  
    
  
   
 
 
  
 
 
 
  
  
 
 
 
 
  
  
 
  
  
 
  
  
 
 
 
 
  
    
  
   
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
    
  
   
 
  
  
 
 
 
 
  
  
 
  
    
  
   
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
  
  
 
  
  
 
  
  
 
  
    
  
   
 
 
Table of Contents 

INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

1.           Description of Business and Summary of Significant Accounting Estimates and Policies  

Description of Business - Innodata Inc. (including its subsidiaries, the “Company”, “Innodata”, “we”, “us” or “our”) is a global 

data engineering company. The Company’s mission is to deliver the promise of AI to the world’s most prestigious companies. 

The Company provides AI-enabled software platforms and managed services to companies that require high-quality data for 
training AI and machine learning (ML) algorithms. The Company also provides AI digital transformation solutions and platforms to 
help companies apply AI/ML to real-world problems relating to analyzing and deriving insights from documents. For industry-specific, 
document-intensive  industry  business  processes,  the  Company  provides  AI-augmented  software-as-a-service  (SaaS)  platforms  and 
discrete managed services. 

The  Company’s  platforms  and  services  are  powered  by  Goldengate,  its  proprietary  AI/ML  platform,  as  well  as  other 
technologies  it  has  developed.  In  addition,  the  Company  brings  to  bear  more  than  4,500  employees  spanning  eight  countries  with 
expertise in data pertaining to many professional fields. The Company’s hybrid approach of using AI/ML in conjunction with human 
experts enables the Company to deliver superior data quality with even the most complex and sensitive data. 

The Company developed its capabilities and honed its customer- and quality-centric culture progressively over the last 30 years 
creating high-quality data for many of the world’s most demanding information companies. Approximately six years ago, the Company 
formed Innodata Labs, a research and development center, to research, develop and apply machine learning and emerging AI to its large-
scale, human-intensive data operations. In 2019, the Company began packaging the capabilities that emerged from its R&D efforts in 
order to align with several fast-growing new markets and help companies use AI/ML to drive performance benefits and business insights. 
The Company anticipates this strategy will enable it to accelerate growth. 

AI Data Annotation 

The Company trains AI algorithms for social media companies, robotics companies, financial services companies, and many 
others, working with images, text, video and audio. Data sciences teams seek partners that can perform data preparation functions for 
them at large-scale and at high quality, while using automated tools to minimize cost. Moreover, as AI projects become more specialized 
and mission-critical, data preparation is becoming increasingly complex, requiring deep domain knowledge and an infrastructure in 
which data security is assured.  

The  Company  utilizes  a  variety  of  leading  third-party  image  and  video  annotation  tools.  For  text,  the  Company  uses  its 
proprietary  data  annotation  platform  that  incorporates  AI  to  reduce  cost  while  improving  consistency  and  quality  of  output.  The 
Company’s proprietary text annotation platform features auto-tagging capabilities that apply to both classical and generative AI tasks. 
It also encapsulates many of the innovations the Company has conceived of in the course of its 30-year history of creating high-quality 
data.  

AI Digital Transformation 

The Company also provides AI solutions and platforms to companies that intensively process textual data and seek to obtain 
the  benefits  of  AI/ML  technologies  without  having  to  develop  AI/ML  engineering  capabilities  in-house.  For  such  companies,  the 
Company  often  integrates  one  or  more  of  its  pre-trained  text  processing  algorithms  as  a  foundation  for  an  overall  solution.  The 
Company’s algorithms are accessible as microservices via application programming interfaces (APIs), enabling easy integration. 

In  conjunction  with  AI  digital  transformation,  the  Company  often  provides  a  range  of  data  engineering  support  services, 

including data transformation, data curation, data hygiene, data consolidation, data compliance, and master data management. 

The Company’s customers span a diverse range of industries and a wide range of AI use cases, benefiting from the short time-

to-value and high economic returns of the Company’s AI digital transformation solutions and platforms. 

Industry AI Platforms 

The Company’s industry platforms address specific, niche market requirements that the Company believes it can fulfill in large 
part  with  its  AI/ML  technologies.  The  Company  deploys  these  industry  platforms  as  software-as-a-service  (SaaS)  and  as  managed 
services.  To  date,  the  Company  has  built  an  industry  platform  for  medical  records  data  extraction  and  transformation  (which  the 
Company brands as “Synodex®”) and an industry platform for public relations (which the Company brands as “Agility PR Solutions”). 

F-8 

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INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

The Company’s Synodex industry platform transforms medical records into useable digital data organized in accordance with 

its proprietary data models or customer data models.  

The  Company’s  Agility  industry  platform  provides  marketing  communications  and  public  relations  professionals  with  the 
ability to target and distribute content to journalists and social media influencers world-wide and to monitor and analyze global news 
(print, web, radio and TV) and social media. 

Critical Accounting Estimates and Policies 

Principles of Consolidation - The consolidated financial statements include the accounts of Innodata Inc. and its wholly owned 
subsidiaries, and the Synodex and docGenix limited liability companies that are majority-owned by the Company. The non-controlling 
interests  in  the  Synodex  and  docGenix  limited  liability  companies  have  call  and  put  options  that  can  be  settled  in  cash  or  stock 
accordingly is presented in temporary equity in accordance with Financial Accounting Standards Board (FASB) non-controlling interest 
guidance. All intercompany transactions and balances have been eliminated in consolidation. 

Use of Estimates - In preparing consolidated financial statements in conformity with U.S. GAAP, management is required to 
make estimates and assumptions that affect the reported amounts of assets and liabilities,the disclosure of contingent assets and liabilities 
as of the date of the consolidated financial statements, and the reported amounts of revenues and expenses during the reporting period. 
Management believes that the estimates used in the preparation of the consolidated financial statements are reasonable, and management 
has made assumptions about the possible effects of the novel coronavirus (“COVID-19”) pandemic on critical and significant accounting 
estimates. Actual results could differ from those estimates. Significant estimates include those related to the allowance for doubtful 
accounts and billing adjustments, useful life of long-lived assets, useful life of intangible assets, impairment of goodwill, valuation of 
deferred tax assets, valuation of stock-based compensation, pension benefit plan assumptions, litigation accruals and estimated accruals 
for various tax exposures. 

Revenue  Recognition –  The  Company’s  revenue  is  recognized  when  services  are  rendered  or  goods  are  delivered  to  a 
customer, in an amount that reflects the consideration that the Company expects to receive in exchange for those services or goods as 
per the agreement with the customer. In cases where there are agreements with multiple performance obligations, the Company identifies 
each performance obligation and evaluates whether the performance obligations are distinct within the context of the agreement at the 
agreement’s inception. Performance obligations that are not distinct at agreement inception are combined. For agreements with distinct 
performance obligation, the Company allocates the transaction price to each distinct performance obligation proportionately based on 
the estimated standalone selling price for each performance obligation, if any, and then evaluates how the services are performed for the 
customer to determine the timing of revenue recognition. 

For the Digital Data Solutions (DDS) segment, revenue is recognized primarily based on the quantity delivered or resources 
utilized in the period in which services are performed and performance conditions are satisfied as per the agreement. Revenues for 
agreements billed on a time-and-materials basis are recognized as services are performed. Revenues under fixed-fee agreements, which 
are not significant to overall revenues, are recognized based on the proportional performance method of accounting, as services are 
performed, or milestones are achieved. 

For the Synodex segment, revenue is recognized primarily based on the quantity delivered in the period in which services are 
performed and performance conditions are satisfied as per the agreement. A portion of the Synodex segment revenue is derived from 
licensing  our  functional  software  and  providing  access  to  the  Company’s  hosted  software  platform.  Revenue  from  such  services  is 
recognized monthly when all parties to the agreement have agreed to the agreement; each party’s rights are identifiable; the payment 
terms  are  identifiable;  the  agreement  has  commercial  substance;  access  to  the  service  is  provided  to  the  end  user;  and  collection  is 
probable. 

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INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

The Agility segment derives its revenue primarily from subscription arrangements and provision of enriched media analysis 
services. It also derives revenue as a reseller of corporate communication solutions. Revenue from subscriptions is recognized monthly 
when access to the service is provided to the end user; all parties to the agreement have agreed to the agreement; each party’s rights are 
identifiable; the payment terms are identifiable; the agreement has commercial substance; and collection is probable. Revenue from 
enriched media analysis services is recognized when the services are performed, and performance conditions are satisfied. Revenues 
from the reseller agreements are recognized at the gross amount received for the goods in accordance with our functioning as a principal 
due to our meeting the following criteria: the Company acts as the primary obligor in the sales transaction; assumes the credit risk; sets 
the price; can select suppliers; and is involved in the execution of the services, including after sales service. 

Revenues include reimbursement of out-of-pocket expenses, with the corresponding out-of-pocket expenses included in direct 

operating costs. 

The Company considers U.S. GAAP criteria for determining whether to report gross revenue as a principal versus net revenue 
as an agent. The Company evaluates whether it is in control of the services before the same are transferred to the customer to assess 
whether  it  is  principal  or  agent  in  the  arrangement.  Revenues  are  recognized  on  a  gross  basis  if  the  Company  is  in  the  capacity  of 
principal and on a net basis if it falls in the capacity of an agent. 

Contract acquisition costs, which are included in prepaid expenses and other current assets are amortized over the term of a 
subscription agreement or contract that normally has a duration of 12 months or less. The Company reviews these prepaid acquisition 
costs on a periodic basis to determine the need to adjust the carrying values for early terminated contracts. 

Foreign Currency Translation - The functional currency of the Company’s locations in the Philippines, India, Sri Lanka, 
Israel and Hong Kong is the U.S. dollar. Transactions denominated in Philippine pesos, Indian and Sri Lankan rupees, Israeli shekels 
and Hong Kong dollars are translated to U.S. dollars at rates which approximate those in effect on the transaction dates. Monetary assets 
and liabilities denominated in foreign currencies at December 31, 2021 and 2020 are translated at the exchange rate in effect as of those 
dates.  Nonmonetary  assets,  liabilities,  and  stockholders’  equity  are  translated  at  the  appropriate  historical  rates.  Included  in  direct 
operating costs were exchange (gains) losses resulting from such transactions of approximately $(533,000) and $108,000 for the years 
ended December 31, 2021 and 2020, respectively. 

The functional currency for the Company’s subsidiaries in Germany, the United Kingdom and Canada are the Euro, the Pound 
Sterling and the Canadian dollar, respectively. The financial statements of these subsidiaries are prepared in these respective currencies. 
Financial information is translated from the applicable functional currency to the U.S. dollar (the reporting currency) for inclusion in 
the Company’s consolidated financial statements. Income, expenses and cash flows are translated at weighted average exchange rates 
prevailing during the fiscal period, and assets and liabilities are translated at fiscal period-end exchange rates. Resulting translation 
adjustments are included as a component of accumulated other comprehensive loss in stockholders’ equity. Foreign exchange transaction 
gains or losses are included in direct operating costs in the accompanying consolidated statements of operations and comprehensive 
income (loss). 

Derivative  Instruments -  The  Company  accounts  for  derivative  transactions  in  accordance  with  the  FASB’s  Accounting 
Standards Codification (“ASC”) Topic 825, “Financial Instruments”. For derivative instruments that are designated and qualify as cash 
flow hedges, the entire change in fair value of the hedging instrument is recorded in Other comprehensive income (loss). When the 
amounts recorded in Other comprehensive income (loss) are reclassified to earnings, they are included as part of Direct operating costs. 
For derivative instruments that are not designated as hedges, any change in fair value is recorded directly in earnings as part of Direct 
operating costs. The total notional value of designated outstanding foreign currency forward contracts at December 31, 2021 was $19.7 
million. There were no non-designated hedges as of December 31, 2021. The total notional value of non-designated outstanding foreign 
currency forward contracts at December 31, 2020 was $6.9 million. There were no designated hedges as of December 31, 2020.  

Cash Equivalents - For financial statement purposes, the Company considers all highly-liquid instruments purchased with an 

original maturity of three months or less to be cash equivalents. 

Property and Equipment - Property and equipment are stated at cost and are depreciated on the straight-line method over the 
estimated useful lives of the related assets, which is generally two to ten years. Leasehold improvements are amortized on a straight-
line basis over the shorter of their estimated useful lives or the terms of the leases. Certain assets under capital leases are amortized over 
the lives of the respective leases or the estimated useful lives of the assets, whichever is shorter. 

F-10 

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INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

Capitalized Developed Software - the Company incurs development costs related to its internal use software. Qualifying costs 
incurred  during  the  application  development  stage  are  capitalized.  These  costs  primarily  consist  of  internal  labor  and  third-party 
development costs and are amortized using the straight-line method over the estimated useful life of the software, which is generally 
ranges between three and ten years. All other research and maintenance costs are expensed as incurred. Capitalized developed software 
in progress as of December 31, 2021 and 2020 were $0.6 million and $1.4 million respectively. The cumulative completed capitalized 
developed software as of December 31, 2021 and 2020 were $8.6 million and $5.5 million respectively. 

Long-lived  Assets -  Management  assesses  the  recoverability  of  its  long-lived  assets,  whenever  events  or  changes  in 
circumstances  indicate  that  the  carrying  value  may  not  be  recoverable.  The  following  factors,  if  present,  may  trigger  an 
impairment review: (i) significant underperformance relative to expected historical or projected future operating results; (ii) significant 
negative industry or economic trends; (iii) significant decline in the Company’s stock price for a sustained period; and (iv) a change in 
the Company’s market capitalization relative to net book value. If the recoverability of these assets is unlikely because of the existence of 
one  or  more  of  the  above-mentioned  factors,  an impairment  analysis  is  performed,  using  undiscounted  cash  flow projections. 
Management makes assumptions regarding estimated future cash flows and other factors to determine the fair value of these respective 
assets. An impairment loss will be recognized only if the carrying value of a long-lived asset is not recoverable and exceeds its fair 
value, and is measured as the amount by which the carrying amount of a long-lived asset exceeds its fair value. 

Goodwill and Other Intangible Assets – The Company performs a valuation of assets acquired and liabilities assumed on 
each acquisition accounted for as a business combination and allocates the purchase price of each acquired business to its respective net 
tangible and intangible assets and liabilities. Acquired intangible assets principally consist of technology, client relationships, backlog 
and  trademarks.  Liabilities  related  to  intangibles  principally  consist  of  unfavorable  vendor  contracts.  The  Company  determines  the 
appropriate  useful  life  by  performing  an  analysis  of  expected  cash  flows  based  on  projected  financial  information  of  the  acquired 
businesses. Intangible assets are amortized over their estimated useful lives using the straight-line method, which approximates the 
pattern in which the majority of the economic benefits are expected to be consumed. Intangible assets are amortized into direct operating 
costs ratably over their expected related revenue streams over their useful lives. 

Goodwill represents the excess of the cost of an acquired entity over the fair value of the acquired net assets. The Company 
does not amortize goodwill but evaluates it for impairment at the reporting unit level annually during the third quarter of each fiscal year 
(as  of  September 30  of  that  year)  or  when  an  event  occurs,  or  circumstances  change,  that  indicates  the  carrying  value  may  not  be 
recoverable. 

The Company performed its annual goodwill assessment for the Agility segment as of September 30, 2021. In performing the 
assessment, the Company adhered to the provisions of ASU 2017-04 by using a single step approach that determines the carrying value 
of goodwill and comparing it against the excess of the reporting unit’s fair value. Based on the Company’s assessment, the Company 
reached the conclusion that there was no goodwill impairment because the fair value of the Agility segment’s goodwill exceeded its 
carrying value. 

Income Taxes – Estimated deferred taxes are determined based on the difference between the financial statement and tax basis 
of assets and liabilities, using enacted tax rates, as well as any net operating loss or tax credit carryforwards expected to reduce taxes 
payable in future years. A valuation allowance is provided when it is more likely than not that all or some portion of the estimated 
deferred tax assets will not be realized. While the Company considers future taxable income in assessing the need for the valuation 
allowance, in the event that the Company anticipates that it will be able to realize the estimated deferred tax assets in the future in excess 
of its net recorded amount, an adjustment to the provision for deferred tax assets would increase income in the period such determination 
was made. Similarly, in the event that the Company anticipates that it will not be able to realize the estimated deferred tax assets in the 
future considering future taxable income, an adjustment to the provision for deferred tax assets would decrease income in the period 
such determination was made. Changes in the valuation allowance from period to period are included in the Company’s tax provision 
in  the  period  of  change.  The  Company  indefinitely  reinvests  the  foreign  earnings  in  its  foreign  subsidiaries.  If  such  earnings  are 
repatriated in the future, or are no longer deemed to be indefinitely reinvested, the Company would have to accrue as a liability the 
applicable amount of foreign jurisdiction withholding taxes associated with such remittances. 

In assessing the realization of deferred tax assets, management considered whether it is more likely than not that all or some 
portion of the U.S. and Canadian deferred tax assets will not be realizable. As the expectation of future taxable income resulting from 
the Synodex and Agility segments cannot be predicted with certainty, the Company maintains a valuation allowance against all the U.S. 
and Canadian net deferred tax assets. 

F-11 

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INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

The Company accounts for income taxes regarding uncertain tax positions, and recognizes interest and penalties related to 

uncertain tax positions in income tax expense in the consolidated statements of operations and comprehensive loss. 

Accounting for Leases - In February 2016, the FASB issued ASU No. 2016-02, “Leases (Topic 842),” as modified (“ASU 
2016-02”),  which  replaced  existing  leasing  rules  with  a  comprehensive  lease  measurement  and  recognition  standard  and  expanded 
disclosure requirements. ASU 2016-02 requires lessees to recognize most leases on their balance sheets as liabilities, with corresponding 
“right-of-use” assets and is effective for annual reporting periods beginning after December 15, 2018. Upon adoption, the Company 
recognized a right-of-use asset and corresponding lease liability. See Note 7, Operating Leases. 

The  determination  of  whether  an  arrangement  is,  or  contains,  a  lease  is  based  on  the  substance  of  the  arrangement  at  the 
inception date and requires an assessment of whether the fulfillment of the arrangement is dependent on the use of a specific asset or 
assets or the arrangement conveys a right to use the asset. A reassessment is made after inception of the lease only if one of the following 
applies: 

a. 

there is a change in contractual terms, other than a renewal or extension of the arrangement;  

b.  a renewal option is exercised, or extension granted, unless the term of the renewal or extension was initially included in the 

lease term;  

c. 

there is a change in the determination of whether fulfillment is dependent on a specified asset; or  

d. 

there is a substantial change to the asset.  

Whenever a reassessment is made, lease accounting shall commence or cease from the date when the change in circumstances 

gave rise to the reassessment for scenarios (a), (c) or (d) and at the date of renewal or extension period for scenario (b). 

Leases where the lessor retains substantially all the risks and rewards of ownership are classified as operating leases. As of 
December 31, 2021, all of the Company’s leases are classified under operating leases. Operating lease payments are recognized as an 
operating expense on a straight-line basis over the lease term. 

Accounting for Stock-Based Compensation - The Company measures and recognizes stock-based compensation expense for 
all share-based payment awards made to employees and directors based on the estimated fair value at the grant date. The stock-based 
compensation expense is recognized over the requisite service period. The fair value is determined using the Black-Scholes option-
pricing model. 

The stock-based compensation expense related to the Company’s stock plans were allocated as follows (in thousands): 

Direct operating costs 
Selling and adminstrative expenses 
Total stock-based compensation 

  Year Ended December 31,  

2021 

2020 

  $ 

  $ 

 178   $ 

 1,572  
 1,750   $ 

 158 
 755 
 913 

Fair Value of Financial Instruments - The carrying amounts of financial instruments approximated their fair value as of 

December 31, 2021 and 2020, because of the relative short maturity of these instruments. See Note 14, Derivatives. 

Fair value measurements and disclosures define fair value as the price that would be received for an asset or paid to transfer a 
liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market 
participants on the measurement date. 

The accounting standard establishes a fair value hierarchy that prioritizes the inputs used to measure fair value into three levels. 

The three levels are defined as follows: 

•  Level 1: Unadjusted quoted price in active market for identical assets and liabilities. 

F-12 

 
 
 
 
 
 
 
 
 
 
     
     
 
 
 
 
 
 
 
 
  
  
 
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INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

•  Level 2: Inputs other than those included in Level 1 that are observable for the asset or liability, either directly or indirectly, 
such  as  quoted  prices  for  similar  assets  or  liabilities;  quoted  prices  in  markets  that  are  not  active;  or  other  inputs  that  are 
observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. 

•  Level 3: Unobservable inputs reflecting management’s own assumptions about the inputs used in pricing the asset or liability. 

The Company’s forward contracts are at level 2 in the fair value hierarchy. 

Accounts Receivable - The Company establishes credit terms for new clients based upon management’s review of their credit 
information and project terms, and performs ongoing credit evaluations of its clients, adjusting credit terms when management believes 
appropriate based upon payment history and an assessment of the client’s current creditworthiness. The Company records an allowance 
for doubtful accounts for estimated losses resulting from the inability of its clients to make required payments. The Company determines 
its  allowance  by  considering  a  number  of  factors,  including  the  length  of  time  trade  accounts  receivable  are  past  due  (accounts 
outstanding longer than the payment terms are considered past due), the Company’s previous loss history, the client’s current ability to 
pay its obligation to the Company, and the condition of the general economy and the industry as a whole. This cannot guarantee that 
credit loss rates in the future will not be greater than those experienced in the past. In addition, there is credit exposure if the financial 
condition of one of the Company’s major clients were to deteriorate. In the event that the financial condition of one of the Company’s 
clients were to deteriorate resulting in an impairment of their ability to make payments, additional allowances may be necessary. 

Concentration of Credit Risk - The Company maintains its cash with highly rated financial institutions, located in the United 
States  and  in  foreign  locations  where  the  Company  has  its  operations.  At  December  31,  2021,  the  Company  had  cash  and  cash 
equivalents of $18.9 million, of which $12.6 million was held by its foreign subsidiaries with local banks located mainly in Asia and 
$6.3  million  was  held  in  the  United  States.  To  the  extent  that  such  cash  exceeds  the  maximum  insurance  levels,  the  Company  is 
uninsured. The Company has not experienced any losses in such accounts. 

Income  (Loss)  per  Share –  Income  (loss)  per  share  is  computed  using  the  weighted-average  number  of  common  shares 
outstanding during the year. Diluted income (loss) per share is computed by considering the impact of the potential issuance of common 
shares,  using  the  treasury  stock  method,  on  the  weighted  average  number  of  shares  outstanding.  For  those  securities  that  are  not 
convertible into a class of common stock, the “two class” method of computing income (loss) per share is used. 

Pension -  The  Company  records  annual  pension  costs  based  on  calculations,  which  include  various  actuarial  assumptions 
including  discount  rates,  compensation  increases  and  other  assumptions  involving  demographic  factors.  The  Company  reviews  its 
actuarial assumptions on an annual basis and makes modifications to the assumptions based on current rates and trends. The Company 
believes that the assumptions used in recording its pension obligations are reasonable based on its experience, market conditions and 
inputs from its actuaries. 

Deferred Revenue - Deferred revenue represents payments received from clients in advance of providing services and amounts 
deferred  if  conditions  for  revenue  recognition  have  not  been  met.  Included  in  accrued  expenses  on  the  accompanying  consolidated 
balance sheets is deferred revenue amounting to $4.5 million and $1.2 million as of December 31, 2021 and 2020 , respectively. We 
expect to recognize substantially all of these performance obligations over the next 12 months. 

Recent  Accounting  Pronouncements –  In  December  2019,  the  FASB  issued  Accounting  Standards  Update  (“ASU”)  No. 
2019-12, “Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes” as part of its initiative to reduce complexity in 
the  accounting  standards.  The  standard  eliminates  certain  exceptions  related  to  the  approach  for  intra-period  tax  allocation,  the 
methodology for calculating income taxes in an interim period and the recognition of deferred tax liabilities for outside basis differences. 
The standard also clarifies and simplifies other aspects of the accounting for income taxes. The standard is effective for fiscal years, and 
interim periods within those fiscal years, beginning after December 15, 2020. The Company adopted the standard on January 1, 2021 
and it had no material impact on the Company’s consolidated financial statements. 

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INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

In June 2016, the FASB issued ASU No. 2016-13, “Financial Instruments-Credit Losses (Topic 326): Measurement of Credit 
Losses on Financial Statements” (“ASU 2016-13”). ASU 2016-13 requires a financial asset (or a group of financial assets) measured at 
amortized cost basis to be presented at the net amount expected to be collected. The allowance for credit losses is a valuation amount 
that is deducted from the amortized cost basis of the financial asset(s) to present the net carrying value at the amount expected to be 
collected on the financial asset. In November 2018, the FASB issued ASU No. 2018-19, “Codification Improvements to Topic 326, 
Financial Instruments-Credit Losses,” which clarifies ASC Topic 326, “Financial Instruments – Credit Losses” and corrects unintended 
application of the guidance, and in November 2019, the FASB issued ASU No. 2019-11, “Codification Improvements to Topic 326, 
Financial Instruments-Credit Losses,” which clarifies or addresses specific issues about certain aspects of ASU 2016-13. In March 2020, 
the  FASB  issued  ASU  No.  2020-03,  “Codification  Improvements  to  Financial  Instruments,”  which  modifies  the  measurement  of 
expected credit losses of certain financial instruments. ASU 2016-13 is effective for certain smaller reporting companies for financial 
statements issued for fiscal years beginning after December 15, 2022 and interim periods within those fiscal years, which will be fiscal 
2023 for the Company if it continues to be classified as a smaller reporting company, with early adoption permitted. The Company does 
not  expect  that  the  adoption  of  the  new  guidance  will  have  a  material  impact  on  the  Company’s  condensed  consolidated  financial 
statements. 

2.           Property and equipment 

Property and equipment, which include amounts recorded under capital leases, are stated at cost less accumulated depreciation 

and amortization (in thousands), and consist of the following: 

Equipment 
Computer software 
Furniture and equipment 
Leasehold improvements 

Total 

Less: accumulated depreciation and amortization 

December 31,  

2021 

 12,834  
 4,399  
 1,397  
 3,287  
 21,917  
 (18,970)  
 2,947  

$ 

$ 

2020 

 11,199 
 5,186 
 1,437 
 3,267 
 21,089 
 (19,237) 
 1,852 

  $ 

  $ 

The estimated useful lives of the property and equipment range between two years and ten years. Depreciation and amortization 

expense of property and equipment were approximately $0.9 million for the years ended December 31, 2021 and 2020, respectively. 

3.           Goodwill and Intangible Assets 

The changes in the carrying amount of goodwill for the year ended December 31, 2021 was as follows (in thousands): 

Balance as of January 1, 2021 
Foreign currency translation adjustment 
Balance as of December 31, 2021 

     $ 

  $ 

 2,150 
 (7) 
 2,143 

On September 30, 2021, The Company performed its annual goodwill assessment for the Agility segment in accordance with 
the provisions of ASU 2017-04, by using a single-step approach that determines the carrying value of the reporting unit and compares 
it  against  the  reporting  unit’s  fair  value.  The  Company  determined  that  there  was  no  impairment  of  long-lived  assets,  tangible  or 
intangible, in any reporting units as of September 30, 2021. 

The  fair  value  measurement  of  goodwill  for  the  Agility  segment  was  classified  within  Level  3  of  the  fair  value  hierarchy 
because the Company used the income approach, which utilizes significant inputs that are unobservable in the market and the market 
multiple  approaches  using  comparable  entities  to  further  validate  the  carrying  values.  The  Company  believes  it  made  reasonable 
estimates and assumptions to calculate the fair value of the reporting unit as of the impairment test measurement date. The carrying 
value of Goodwill was $2.1 million as of December 31, 2021, and 2020. 

F-14 

 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
 
 
 
 
 
 
 
 
  
 
Table of Contents 

INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

Information  regarding  the  Company  acquired  intangible  assets  and  capitalized  developed  software  was  as  follows  (in 

thousands): 

Company Acquired Intangible Assets 

  Capitalized Developed Software  
Capitalized   

  Capitalized 
  Developed   Customer   
  Developed 
     technology      relationships      trade names       Patents       Database       Software 

     Trademarks       
and 

      Media 
  Contact 

Gross carrying amounts: 
Balance as of January 1, 2021 
Additions 
Transfers 
Foreign currency translation 

adjustment 

Balance as of December 31, 2021 
Accumulated amortization: 
Balance as of January 1, 2021 
Amortization expense 
Foreign currency translation 

adjustment 

  $   3,175   $ 

 -  
 -  

 (6)  

  $   3,169   $ 

  $   1,844   $ 

 315  

 (1)  

Balance as of December 31, 2021 
Net carrying amounts - December 

  $   2,158   $ 

 2,228   $ 
 -  
 -  

 882   $ 
 -  
 -  

 45   $  3,670 
 - 
 - 

 -  
 -  

 -  
 2,228   $ 

 (2)  
 880   $ 

 -  

 (22) 
 45   $  3,648 

 1,192   $ 
 187  

 629   $ 
 56  

 29   $  1,650 
 354 
 5  

 (2)  
 1,377   $ 

 -  
 685   $ 

 -  

 1 
 34   $  2,005 

 $ 

 $ 

 $ 

 $ 

 5,507 
 376 
 2,752 

 (59) 
 8,576 

 1,492 
 1,089 

 (6) 
 2,575 

31, 2021 

  $   1,011   $ 

 851   $ 

 195   $ 

 11   $  1,643 

 $ 

 6,001 

  Developed 
  Software - in  
Progress 

      Total 

 $ 

 $ 

 $ 

 $ 

 $ 

 1,360   $  16,867 
 2,381 
 2,005  
 - 
 (2,752)  

 22  
 (67) 
 635   $  19,181 

 -   $   6,836 
 2,006 
 -  

 -  
 (8) 
 -   $   8,834 

 635   $  10,347 

     Capitalized       

  Developed    Customer 

  Trademarks   
and 

  Media 
  Contact 

  Capitalized    Developed 
  Developed    Software - in   

     technology      relationships      tradenames      Patents      Database       Software        Progress 

      Total 

Gross carrying amounts: 
Balance as of January 1, 2020 
Additions 
Transfers 
Foreign currency translation adjustment 
Balance as of December 31, 2020 

  $   3,108   $ 

-  
-  
 67  

  $   3,175   $ 

 2,177   $ 
-  
-  
 51  
 2,228   $ 

Accumulated amortization: 
Balance as of January 1, 2020 
Amortization expense 
Foreign currency translation adjustment 
Balance as of December 31, 2020 

  $   1,493   $ 

 308  
 43  

  $   1,844   $ 

 983   $ 
 179  
 30  
 1,192   $ 

 871   $   43   $  3,606   $   2,962   $ 

-  
-  
 11  
 882   $   45   $  3,670   $   5,507   $ 

-  
 2,538  
 7  

-  
-  
 64  

-  
-  
 2  

 567   $   24   $  1,261   $   1,040   $ 
 55  
 7  

 361  
 28  

 469  
 (17)  

 4  
 1  

 629   $   29   $  1,650   $   1,492   $ 

 2,530   $  15,297 
 1,247 
 1,247  
- 
 (2,538)  
 323 
 121  
 1,360   $  16,867 

-   $   5,368 
-  
 1,376 
 92 
-  
-   $   6,836 

Net carrying values - December 31, 2020    $   1,331   $ 

 1,036   $ 

 253   $   16   $  2,020   $   4,015   $ 

 1,360   $  10,031 

The Company reclassified capitalized developed software, net of accumulated amortization, of $5.4 million at December 31, 

2020 from Property and Equipment to Intangibles to conform to the current year’s presentation. 

Amortization  expense  relating  to  acquisition-related  intangible  assets  was  approximately  $0.9  million  for  the  years  ended 

December 31, 2021 and 2020, respectively. 

Amortization expense relating to capitalized developed software was approximately $1.1 million and $0.5 million for the years 

ended December 31, 2021 and 2020, respectively. 

F-15 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
 
 
 
 
 
   
 
   
 
 
 
 
   
 
      
 
      
 
 
      
 
 
 
 
 
 
 
 
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
       
       
       
       
   
  
   
  
       
   
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
  
  
 
 
  
  
  
  
  
   
   
  
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
       
 
       
 
      
 
      
 
       
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
       
       
       
       
       
       
       
   
 
  
 
 
  
  
  
  
  
 
  
 
 
  
  
  
  
  
 
  
  
  
  
  
  
  
  
 
 
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
 
 
  
    
  
    
  
    
  
    
  
    
  
    
  
    
  
   
 
  
  
  
  
  
  
  
  
 
  
  
  
  
  
  
  
  
 
 
 
  
 
  
 
  
 
  
 
  
 
  
 
  
 
 
 
Table of Contents 

INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

Estimated annual amortization expense for intangible assets subsequent to December 31, 2021 is as follows (in thousands): 

Year 

2022 
2023 
2024 
2025 
2026 
Thereafter 

     Amortization 

  $ 

  $ 

 2,486 
 2,196 
 1,798 
 1,211 
 802 
 1,854 
 10,347 

4.           Income Taxes 

The significant components of the provision for income taxes for the years ended December 31, 2021 and 2020 were as follows 

(in thousands): 

Current income tax expense (benefit): 

Foreign 
Federal 
State and local 

Deferred income tax expense (benefit): 

Foreign 
Federal 
State and local 

Provision for income taxes 

2021 

2020 

  $ 

  $ 

 728  
 5  
 21  
 754  

 126  
 (38)  
 -  
 88  
 842  

$ 

$ 

 1,065 
 15 
 (61) 
 1,019 

 (628) 
 10 
 - 
 (618) 
 401 

The reconciliation of the U.S. statutory rate with the Company’s effective tax rate for the years ended December 31, 2021 and 

2020 is summarized as follows: 

Federal income tax expense (benefit) at statutory rate 
Effect of: 

Change in valuation allowance 
Effect of Section 162 (m) 
Change in rates 
Foreign operations permanent differences - foreign exchange gains and losses 
State income tax net of federal benefit 
Withholding tax 
Deemed interest 
Return to provision true up 
Tax effects of foreign operations 
Increase in unrecognized tax benefits (ASC 740) 
Foreign rate differential 
Effect of stock-based compensation 
Other 
Effective tax rate 

2021 

2020 

 (21.0) %   

 21.0 % 

 186.1   
 29.9   
 12.2  
 9.5   
 1.9   
 -   
 (1.4)  
 (2.3)   
 2.0   
 (22.8)  
 (31.8)   
 (72.1)  
 (2.8)  
 87.4 %   

 137.7  
 -  
 (172.7)  
 (1.3)  
 (4.3)  
 1.5  
 (2.1)  
 (10.8)  
 57.7  
 31.5  
 (8.6)  
 (10.9)  
 (0.3)  
 38.4 % 

F-16 

 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
     
     
  
 
     
 
   
 
  
  
 
  
  
 
 
  
  
 
  
    
  
   
 
  
  
 
  
  
 
  
  
 
 
  
  
 
 
 
 
 
 
 
 
 
     
     
  
  
  
   
    
  
  
 
  
  
  
 
  
  
 
  
 
 
  
 
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INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

Deferred tax assets and liabilities are classified as non-current. Significant components of the Company’s deferred tax assets 

and liabilities as of December 31, 2021 and 2020 were as follows (in thousands): 

Deferred income tax assets: 

Allowances not currently deductible 
Depreciation and amortization 
Equity compensation not currently deductible 
Net operating loss carryforwards 
Expenses not deductible until paid 
Other 

Total gross deferred income tax assets before valuation allowance 

Valuation allowance 

Deferred income tax assets, net 

Deferred income tax liabilities: 

Other 

Total deferred income tax liabilities 

Net deferred income tax assets 

Net deferred income tax assets 
Net deferred income tax liability 

Net deferred income tax assets 

  $ 

December 31,  

2021 

2020 

$ 

 183  
 308  
 831  
 7,741  
 1,829  
 153  
 11,045  
 (9,095)  
 1,950  

 192 
 334 
 778 
 6,751 
 1,691 
 358 
 10,104 
 (7,917) 
 2,187 

 (15)  
 (15)  

 (44) 
 (44) 

  $ 

 1,935  

$ 

 2,143 

  $ 

 1,950  
 (15)  

$ 

 2,187 
 (44) 

  $ 

 1,935  

$ 

 2,143 

In assessing the realization of deferred tax assets, management considers whether it is more likely than not that all or some 
portion  of  the  deferred  tax  assets  will  not  be  realizable.  The  ultimate  realization  of  the  deferred  tax  assets  is  dependent  upon  the 
generation  of  future  taxable  income  during  the  periods  in  which  temporary  differences  are  deductible  and  net  operating  losses  are 
available. As of December 31, 2021, the Company continues to maintain a valuation allowance on all U.S. and Canadian net deferred 
tax assets. 

The Company maintained a valuation allowance of approximately $9.1 million and $7.9 million as of December 31, 2021 and 
2020, respectively. The valuation allowance relates to U.S. and the Company’s Canadian subsidiaries deferred tax assets. The net change 
in the total valuation allowance was an increase of $1.2 million and $1.4 million for the years ended December 31, 2021 and December 
31, 2020, respectively. 

Despite  the  access  to  the  overseas  earnings  and  the  resulting  toll  charge,  the  Company  intends  to  indefinitely  reinvest  the 
foreign earnings in our foreign subsidiaries on account of the foreign jurisdiction withholding tax that the Company has to incur on the 
actual remittances. Unremitted earnings of foreign subsidiaries amounted to approximately $50.0 million at December 31, 2021. If such 
earnings are repatriated in the future, or are no longer deemed to be indefinitely reinvested, the Company would have to accrue the 
applicable amount of foreign jurisdiction withholding taxes associated with such remittances. 

United States and foreign components of income (loss) before provision for income taxes for each of the two years ended 

December 31, were as follows (in thousands): 

United States 
Foreign 
Totals 

2021 

2020 

 (261)  
 (702)  
 (963)  

$ 

$ 

 930 
 115 
 1,045 

$ 

$ 

At  December  31,  2021,  the  Company  had  available  U.S.  federal  net  operating  loss  carryforwards  of  approximately  $17.9 

million. These net operating loss carryforwards expire at various times through the year 2035. 

F-17 

 
 
 
 
 
 
 
 
 
 
 
     
     
  
 
     
 
   
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
  
  
 
 
 
 
 
 
  
 
 
 
  
    
  
   
 
  
  
 
  
  
 
 
 
  
 
 
 
 
 
  
 
 
 
  
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
Table of Contents 

INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

On March 27, 2020, the CARES Act was signed into law in response to U.S. businesses’ economic challenges. Under the 
CARES Act, the Internal Revenue Code was amended to allow for federal NOL carrybacks for five years to offset previous years taxable 
income or for the NOL to be carried forward indefinitely to offset 100% of taxable income for the tax year 2020 and 80% of taxable 
income for tax years 2021 and thereafter. As of the date the financial statements were issued, the state NOL carryforwards, if not utilized, 
will expire beginning in 2022. 

On December 31, 2021, the Company’s Canadian subsidiaries had available net operating loss carryforwards of approximately 
$20.6 million in Canada, which will begin to expire in 2028. The potential benefits from these balances have not been recognized for 
financial statement purposes. 

The Company had unrecognized tax benefits of $1.8 million and $3.2 million as of December 31, 2021, and 2020, respectively. 
The decrease in unrecognized tax benefits resulted from the reversal of a prior year’s accrual due to tax settlements. The Company 
expects that unrecognized tax benefits as of December 31, 2021 and December 31, 2020, if recognized, would have a material impact 
on the Company’s effective tax rate. 

The Company is subject to Federal income tax, as well as income tax in various states and foreign jurisdictions. The Company 
has open tax years for U.S. Federal and state taxes from 2016 through 2020. Various foreign subsidiaries have open tax years from 2003 
through 2020, some of which are under audit by local tax authorities. The Company believes that its accruals for uncertain tax positions 
as of December 31, 2021 under ASC 740, Income Taxes are adequate to cover the Company’s income tax exposures. 

The following table represents a roll forward of the Company’s unrecognized tax benefits and associated interest for the years 

ended in thousands: 

Balance at January 1 
Decrease (increase) for prior year tax positions 
Increase (decrease) for current year tax positions 
Interest accrual 
Foreign currency remeasurement 
Balance at December 31 

Tax Assessments 

Unrecognized Tax  
Benefits 
December 31,  

2021 

2020 

  $ 

  $ 

 3,231  
 (1,713)  
 156  
 111  
 (32)  
 1,753  

$ 

$ 

 2,957 
 308 
 (161) 
 199 
 (72) 
 3,231 

In  September 2015,  the  Company’s  Indian  subsidiary  was  subject  to  an  inquiry  by  the  Service  Tax  Department  in  India 
regarding the classification of services provided by this subsidiary, asserting that the services provided by this subsidiary fall under the 
category of online information and database access or retrieval services (OID Services), and not under the category of business support 
services (BS Services) that are exempt from service tax as historically indicated in the subsidiary’s service tax filings. The Company 
disagrees with the Service Tax Department’s position. In November 2019, the Commissioner of Central Tax, GST & Central Excise 
issued an order confirming the Service Tax Department’s position. The Company is contesting this order in an appeal to the Customs, 
Excise and Service Tax Appellate Tribunal. In the event the Service Tax Department is ultimately successful in proving that the services 
fall under the category of OID Services, the revenues earned by the Company’s Indian subsidiary for the period July 2012 through 
November 2016 would be subject to a service tax of between 12.36% and 15%, and this subsidiary may also be liable for interest and 
penalties. The revenue of the Company’s Indian subsidiary during this period was approximately $63.0 million. In accordance with new 
rules promulgated by the Service Tax Department, as of December 1, 2016 service tax is no longer applicable to OID or BS Services. 
Based on the Company’s assessment, in consultation with the Company’s tax counsel, the Company has not recorded any tax liability 
for this case. 

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INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

In a separate action relating to service tax refunds, in October 2016, the Company’s Indian subsidiary received notices from 
the Indian Service Tax Department in India seeking to reverse service tax refunds of approximately $160,000 previously granted to our 
Indian subsidiary for three quarters in 2014, asserting that the services provided by this subsidiary fall under the category of OID Services 
and not BS Services. The appeal was determined in favor of the Service Tax Department. The Company disagrees with the basis of this 
decision and is contesting it. The Company expects delays in its Indian subsidiary receiving further service tax refunds until this matter 
is adjudicated with finality, and currently has service tax credits of approximately $1.0 million recorded as a receivable. Based on the 
Company’s assessment, in consultation with the Company’s tax counsel, the Company has not recorded any tax liability for this case. 

Substantial recovery against the Company in the above referenced 2015 Service Tax Department case could have a material 
adverse impact on the Company, and unfavorable rulings or recoveries in other tax proceedings could have a material adverse impact 
on the consolidated operating results of the period (and subsequent periods) in which the rulings or recovery occurs. 

5.           Long-term obligations 

Total long-term obligations as of December 31, 2021 and 2020 consisted of the following (in thousands): 

Pension obligations - accrued pension liability 
Settlement agreement  
Capital lease obligations 
Microsoft licenses 
Bank loans payable 

Less: Current portion of long-term obligations 
Totals 

6.           Commitments and contingencies  

December 31,  

2021 

2020 

  $ 

  $ 

 6,839   $ 
 272  

 -       

 385  
 -  
 7,496  
 1,279  
 6,217   $ 

 5,940 
 518 
 209 
 747 
 580 
 7,994 
 1,712 
 6,282 

Litigation – In 2008, a judgment was rendered in the Philippines against a Philippine subsidiary of the Company that is no 
longer active and purportedly also against Innodata Inc., in favor of certain former employees of the Philippine subsidiary. The potential 
payment amount aggregates to approximately $6.4 million, plus legal interest that accrued at 12% per annum from August 13, 2008 to 
June 30, 2013, and thereafter accrued and continues to accrue at 6% per annum. The potential payment amount as expressed in U.S. 
dollars varies with the Philippine peso to U.S. dollar exchange rate. In December 2017, a group of 97 of the former employees of the 
Philippine subsidiary indicated that they proposed to record the judgment as to themselves in New Jersey. In January 2018, in response 
to an action initiated by Innodata Inc., the United States District Court for the District of New Jersey (USDC) entered a preliminary 
injunction  that  enjoins  these  former  employees  from  pursuing  or  seeking  recognition  or  enforcement  of  the  judgment  against 
Innodata Inc. in the United States during the pendency of the action and until further order of the USDC. In June 2018, the USDC 
entered a consent order administratively closing the action subject to return of the action to the active docket upon the written request 
of Innodata Inc. or the former employees, with the USDC retaining jurisdiction over the matter and the preliminary injunction remaining 
in full force and effect. 

The Company is also subject to various other legal proceedings and claims that have arisen in the ordinary course of business. 

While management currently believes that the ultimate outcome of these proceedings will not have a material adverse effect 
on the Company’s consolidated financial position or overall trends in consolidated results of operations, litigation is subject to inherent 
uncertainties. Substantial recovery against the Company in the above-referenced Philippine action could have a material adverse impact 
on the Company, and unfavorable rulings or recoveries in the other proceedings could have a material adverse impact on the consolidated 
operating results of the period in which the ruling or recovery occurs. In addition, the Company’s estimate of the potential impact on 
the Company’s consolidated financial position or overall consolidated results of operations for the above referenced legal proceedings 
could change in the future. 

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INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

The Company’s legal accruals related to legal proceedings and claims are based on the Company’s determination of whether 
or not a loss is probable. The Company reviews outstanding proceedings and claims with external counsel to assess probability and 
estimates  of  loss.  The  accruals  are  adjusted  if  necessary.  While  the  Company  intends  to  defend  these  matters  vigorously,  adverse 
outcomes that it estimates could reach approximately $350,000 in the aggregate beyond recorded amounts are reasonably possible. If 
circumstances change, the Company may be required to record adjustments that could be material to its reported consolidated financial 
condition and results of operations. 

Foreign Currency - To the extent that the currencies of the Company’s production facilities located in the Philippines, India, 
Sri Lanka and Israel fluctuate, the Company is subject to risks of changing costs of production after pricing is established for certain 
client projects. In addition, the Company is exposed to the risk of foreign currency fluctuation on the non-U.S. dollar denominated 
revenues, and on the monetary assets and liabilities held by its foreign subsidiaries that are denominated in local currency. 

Indemnifications -  The  Company  is  obligated  under  certain  circumstances  to  indemnify  directors,  officers  and  certain 
employees against costs and liabilities incurred in actions or threatened actions brought against such individuals because such individuals 
acted in the capacity of director, officer or fiduciary of the Company. In addition, the Company has contracts with certain clients pursuant 
to which the Company has agreed to indemnify the client for certain specified and limited claims. These indemnification obligations 
occur  in  the  ordinary  course  of  business  and,  in  many  cases,  do  not  include  a  limit  on  potential  maximum  future  payments.  As  of 
December 31, 2021, the Company has not recorded a liability for any obligations arising as a result of these indemnification obligations. 

7.           Operating Leases 

The Company has various lease agreements for its offices and service delivery centers. The Company has determined that the 

risks and benefits related to the leased properties are retained by the lessors. Accordingly, these are accounted for as operating leases. 

These lease agreements are for terms ranging from two to eleven years and, in most cases, provide for rental escalations ranging 

from 1.75% to 10%. Most of these agreements are renewable at the mutual consent of the parties to the contract. 

The Company adopted ASU 2016-02, effective January 1, 2019, and applied the practical expedients consistently for all of its 

leases. Accordingly, the Company: 

1.  Did not reassess whether any expired or existing contracts are or contain leases.  
2.  Did not reassess the lease classification for any expired or existing leases.  
3.  Did not reassess initial direct costs for any existing leases.  

In addition, the Company elected to retrospectively determine the lease term and assess impairment of the right-of-use asset.  

Under the standard, the Company recognizes an operating lease liability and right-of-use asset. The amount of right-of use asset 
is equal to the present value of the remaining lease payments discounted using the incremental borrowing rate of each respective country. 
Modifications, if any are recalculated and corresponding adjustments are made to the carrying values of both the lease liability and right-
of-use assets. 

A  right-of-use  asset  is  measured  as  the  amount  of  the  lease  liability  adjusted  for  the  amount  of  deferred  straight-line  rent, 

prepaid rent and lease incentive allowances previously recognized. 

The  table  below  summarizes  the  amounts  recognized  in  the  financial  statements  related  to  operating  leases  for  the  years 

presented (in thousands): 

Rent expense for long-term operating leases 
Rent expense for short-term leases 

Total rent expense 

Year Ended 
     December 31, 2021      December 31, 2020 

  $ 

  $ 

 1,560   $ 
 229  
 1,789   $ 

 1,667 
 619 
 2,286 

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INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

The  following  table  presents  the  maturity  profile  of  the  Company’s  operating  lease  liabilities  based  on  the  contractual 
undiscounted payments with a reconciliation of these amounts to the remaining net present value of the operating lease liability reported 
in the consolidated balance sheet as of December 31, 2021 (in thousands): 

Year 

2022 
2023 
2024 
2025 
2026 
2027 and thereafter 
Total lease payments 
Less: Interest 
Net present value of lease liabilities 

Current portion 
Long-term portion 

Total 

 Amount 

 $   1,510 
     1,256 
     1,028 
     1,043 
 1,068 
     2,423 
     8,328 
    (2,018) 
 $   6,310 

 $   1,034 
     5,276 
 $   6,310 

The weighted average remaining lease terms and discount rates for all of our operating leases as of December 31, 2021 were 

as follows: 

Weighted-average lease term remaining 
Weighted-average discount rate 

     53 months  
8.68%  

8.           Pension Benefits 

U.S. Defined Contribution Pension Plan – The Company has a defined contribution plan qualified under Section 401(k) of 
the Internal Revenue Code,  pursuant  to  which  substantially  all  of  its  U.S.  employees  are  eligible  to  participate  after  completing 
six months of service. Participants may elect to contribute a portion of their compensation to the plan. Under the plan, the Company has 
the discretion to match a portion of participants’ contributions. For the years ended December 31, 2021 and 2020, the Company did not 
make any matching contributions. 

Most of the non-U.S. subsidiaries provide for government-mandated defined pension benefits. For certain of these subsidiaries, 
vested eligible employees are provided a lump sum payment upon retiring from the Company at a defined age. The lump sum amount 
is based on the salary and tenure as of retirement date. Other non-U.S. subsidiaries provide for a lump sum payment to vested employees 
on retirement, death, incapacitation or termination of employment, based upon the salary and tenure as of the date employment ceases. 
The liability for such defined benefit obligations is determined and provided on the basis of actuarial valuations. As of December 31, 
2021,  these  plans  were  unfunded.  Pension  expense  for  foreign  subsidiaries  totaled  approximately  $0.9  million  and  $0.8  million  for 
the years ended December 31, 2021 and 2020, respectively. 

The  following  tables  set  out  the  status  of  the  non-U.S.  pension  benefits  and  the  amounts  recognized  in  the  Company’s 
consolidated financial statements and the components of pension costs as of and for each of the two years in the period ended December 
31 (in thousands): 

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Benefit Obligations: 

INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

Projected benefit obligation at beginning of the year 
Service cost 
Interest cost 
Actuarial loss (gain) 
Foreign currency exchange rates changes 
Benefits paid 
Projected benefit obligation at end of the year 

Components of Net Periodic Pension Cost: 

Service cost 
Interest cost 
Actuarial gain (loss) recognized 
Net periodic pension cost 

2021 

2020 

  $ 

  $ 

 5,940   $ 
 572  
 247  
 559  
 (359)  
 (120)  
 6,839   $ 

 4,611 
 492 
 249 
 505 
 168 
 (85) 
 5,940 

2021 

2020 

  $ 

  $ 

 572   $ 
 247  
 47  
 866   $ 

 492 
 249 
 50 
 791 

The accumulated benefit obligation, which represents benefits earned to date, was approximately $3.7 million for each of the 

years ended December 31, 2021 and 2020. 

Amounts  recognized  in  the  consolidated  balance  sheets  for  the years  ended  December  31,  2021  and  2020  consisted  of  the 

following (in thousands): 

Current accrued benefit cost 
Non-current accrued benefit cost 
Total amount recognized 

2021 

2020 

  $ 

  $ 

 677    $ 

 6,162   
 6,839    $ 

 332 
 5,608 
 5,940 

Current accrued benefit cost for pension benefits was included in the current portion of long-term obligations in the consolidated 
balance sheets. Non-current accrued benefit cost for pension benefits was included in long-term obligations, net of current portion, in 
the consolidated balance sheets. 

Actuarial assumptions for all non-U.S. plans are described below. The discount rates are used to measure the year end benefit 
obligations and the earnings effects for the subsequent year. The assumptions for each of the two years in the period ended December 
31 were as follows: 

Discount rate 
Rate of increase in compensation level 

2021 

2020 

   2.1%-12.03%    3.57%‑8.06% 

7%-10% 

5%‑7% 

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INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

Estimated Future Benefit Payments: 

As of December 31, 2021, the following benefit payments, which reflect expected future service, as appropriate, were expected 

to be paid (in thousands): 

Years Ending December 31, 

       Amount 

2022 
2023 
2024 
2025 
2027 
2030 to 2031 

  $ 

 682 
 256 
 158 
 422 
 290 
 4,737 
  $   6,545 

9.           Capital Stock 

Common Stock – The Company is authorized to issue 75,000,000 shares of common stock. Each share of common stock has 
one vote. Subject to preferences that may be applicable to any outstanding shares of preferred stock, the holders of common stock are 
entitled to receive ratably such dividends, if any, as may be declared by the Board of Directors. No common stock dividends have been 
declared to date. 

Preferred  Stock –  The  Company  is  authorized  to  issue  4,998,000  shares  of  preferred  stock.  The  Board  of  Directors  is 
authorized to fix the terms, rights, preferences and limitations of the preferred stock and to issue the preferred stock in series that differ 
as to their relative terms, rights, preferences and limitations. 

Stockholders Rights Agreement – On February 1, 2019, the Board of Directors declared a dividend of one preferred share 
purchase right (each, a “Right,” and collectively, the “Rights”) for each outstanding share of the Company’s common stock on February 
15,  2019.  The  description  and  terms  of  the  Rights  are  set  forth  in  a  Rights  Agreement  between  the  Company  and  American  Stock 
Transfer & Trust Co., as rights agent, dated as of February 1, 2019 (the “Rights Agreement”). The Rights Agreement expired on January 
31, 2022. 

Common Stock Reserved – As of December 31, 2021, the Company had available for future issuance 3,726,154 shares of 

common stock pursuant to the Company’s stock option plans. 

Treasury  Stock –  In  July 2019,  the  Company’s  Board  of  Directors  authorized  the  repurchase  of  up  to  $2.0  million  of  its 
common stock in open market or private transactions. There is no expiration date associated with the program. The total value of common 
stock acquired under the plan was $1.5 million as of December 31, 2021 and 2020. 

10.           Stock Options 

On June 7, 2016, stockholders of the Company approved amendments to the Innodata Inc. 2013 Stock Plan (as amended, the 
“Plan”). The number of shares of common stock of Innodata Inc. that may be delivered, purchased or used for reference purposes (with 
respect to stock appreciation rights or stock units) for awards granted under the Plan after June 7, 2016 is 5,858,892 (the Share Reserve). 
Shares subject to an option or stock appreciation right granted under the Plan after June 7, 2016 count against the Share Reserve as one 
share for every share granted, and shares subject to any other type of award granted under the Plan after June 7, 2016 count against the 
Share Reserve as two shares for every share granted. Any award, or portion of an award, under the Plan or under the Company’s 2009 
Stock Plan (as amended and restated (the Prior Plan)) that expires or terminates unexercised, becomes unexercisable or is forfeited or 
otherwise terminated, surrendered or canceled as to any shares without delivery of shares or other consideration will be added back to 
the Share Reserve as one share for each such share that was subject to an option or stock appreciation right granted under the Plan or 
the Prior Plan, and two shares for each such share that was subject to an award other than an option or stock appreciation right granted 
under the Plan or the Prior Plan. If any shares are withheld, tendered or exchanged by a participant in the Plan as full or partial payment 
to Innodata of the exercise price under an option under the Plan or the Prior Plan or in satisfaction of a participant’s tax withholding 
obligations with respect to any award under the Plan or the Prior Plan, there will be added back to the Share Reserve one share for each 
such share that was withheld, tendered or exchanged in respect of an option or stock appreciation right granted under the Plan or the 

F-23 

 
 
 
 
 
 
 
   
 
  
 
  
 
 
 
 
 
  
 
 
 
 
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INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

Prior Plan, and two shares for each such share that was withheld, tendered or exchanged in respect of an award other than an option or 
stock appreciation right granted under the Plan or the Prior Plan. 

On June 8, 2021, stockholders of the Company approved the Innodata Inc. 2021 Equity Compensation Plan (the “2021 Plan”). 
The number of shares of common stock of Innodata Inc. that may be delivered, purchased or used for reference purposes (with respect 
to stock appreciation rights or stock units) for awards granted under the 2021 Plan is 1,800,000 (the “Share Reserve”).  Shares subject 
to an option or stock appreciation right granted under the 2021 Plan count against the Share Reserve as one share for every share granted, 
and shares subject to any other type of award granted under the 2021 Plan count against the Share Reserve as two shares for every share 
granted. Any shares withheld, tendered or exchanged by a participant in the 2021 Plan as full or partial payment to Innodata of the 
exercise price under an option under the 2021 Plan or in satisfaction of a participant’s tax withholding obligations with respect to any 
award under the 2021 Plan, will not be added back to the Share Reserve. 

The fair value of stock options is estimated on the date of grant using the Black-Scholes option pricing model. The weighted-

average fair value of the options granted and weighted-average assumptions were as follows: 

Weighted average fair value of options granted 
Risk-free interest rate 
Expected life (years) 
Expected volatility factor 
Expected dividends 

  For the Years Ended December 31,    

2021 

2020 

     $ 

 3.73      $ 
0.22% - 0.82 %     

0.61  

0.29%-0.56 % 

3-6  

5-6  

58% - 68 %      46.75%-50.09 % 

 None   

 None   

The Company estimates the risk-free interest rate using the U.S. Treasury yield curve for periods equal to the expected term of 
the options in effect at the time of grant. The expected term of options granted is based on a combination of vesting schedules, term of 
the options and historical experience. Expected volatility is based on historical volatility of the Company’s common stock. The Company 
uses an expected dividend yield of zero since it has never declared or paid any dividends on its capital stock. 

A summary of option activity under the Plans as of December 31, 2021, and changes during the years ended December 31, 

2021 and 2020, is presented below: 

  Number of  
  Options 

  Weighted -Average  
Exercise 
Price 

     Weighted-Average        
Remaining 
  Contractual Term  
(years) 

Aggregate 

  Intrinsic Value 

Outstanding at January 1, 2020 

Granted 
Exercised 
Forfeited/Expired 

Outstanding at December 31, 2020 

Granted 
Exercised 
Forfeited/Expired 

Outstanding at December 31, 2021 

 6,828,303   $ 
 1,080,000  
    (1,357,116)  
 (644,303)  
 5,906,884   $ 
 1,226,300  
 (1,556,288)  
 (40,000)  
 5,536,896   $ 

Exercisable at December 31, 2021 

 3,266,872   $ 

Vested and Expected to Vest at December 31, 2021 

 5,536,896   $ 

 1.86   
 1.37   
 1.97   
 3.06   
 1.61  
 6.84  
 2.01  
 1.41  
 2.66   

 1.68   

 2.66   

 6.86   $ 

 89,405 

 7.52   $ 

 19,154,463 

 6.69   $ 

 13,943,444 

 7.52   $ 

 19,154,463 

The  total  compensation  cost  related  to  non-vested  stock  options  not  yet  recognized  as  of  December  31,  2021  totals 

approximately $3.9 million. The weighted-average period over which these costs will be recognized is twenty-eight months. 

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INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

A summary of restricted shares under the Company’s Plan as of December 31, 2021 and 2020 are presented below: 

Outstanding January 1, 2020 
Granted 
Vested 
Unvested at December 31, 2020 
Granted 
Vested 
Forfeited/Expired 
Unvested at December 31, 2021 

Subsequent Event  

     Weighted-Average 
  Grant Date Fair 

  Number of Shares  

Value 

 75,000   $ 
 -  
 (25,000)  
 50,000  
 -  
 (25,000)   
 -   

 25,000   $ 

 1.38 

 1.38 

On March 10, 2022 the Company granted 1,359,558 stock options to certain Company executive officers and a director under 
a  long  term  incentive  arrangement.  The  stock  options  were  granted  pursuant  to  the  terms  of  the  Company’s  2013  Stock  Plan  (As 
Amended and Restated Effective June 7, 2016). The stock options have an exercise price of $4.99, a term of ten years from the date of 
grant, vest in their entirety on January 1, 2025, and have a grant date fair value of approximately $4.0 million. 

11.         Comprehensive loss 

Accumulated  other  comprehensive  loss,  as  reflected  in  the  consolidated  balance  sheets,  consists  of  pension  liability 
adjustments, net of taxes, foreign currency translation adjustment and changes in fair value of derivatives, net of taxes. The components 
of  accumulated  other  comprehensive  loss  as  of  December  31,  2021  and  2020,  and  reclassifications  out  of  accumulated  other 
comprehensive loss for the years then ended, are presented below (in thousands): 

  Pension Liability   Fair Value of  
  Derivatives   

Adjustment 

Translation 
Adjustment 

Comprehensive 
Loss 

     Foreign Currency      Accumulated Other 

Balance at January 1, 2021 
Other comprehensive income (loss) before 
reclassifications, net of taxes 
Total other comprehensive loss before 
reclassifications, net of taxes 
Net amount reclassified to earnings 
Balance at December 31, 2021 

  $ 

  $ 

 (444)  

 (457)  

 -   $ 

 (494)   $ 

 (458)  

 (487)  

 (901)  
 43  
 (858)   $ 

 (458)  
 105  
 (353)   $ 

 (981)  
 -  
 (981)   $ 

 (938) 

 (1,402) 

 (2,340) 
 148 
 (2,192) 

  Pension Liability   Fair Value of  
  Derivatives   

Adjustment 

Translation 
Adjustment 

Comprehensive 
Loss 

     Foreign Currency      Accumulated Other 

Balance at January 1, 2020 
Other comprehensive income (loss) before 
reclassifications, net of taxes 
Total other comprehensive loss before 
reclassifications, net of taxes 
Net amount reclassified to earnings 
Balance at December 31, 2020 

  $ 

 (53)   $ 

 33   $ 

 (900)   $ 

 -  

 (106)  

 406  

 (53)  
 (391)  
 (444)   $ 

 (73)  
 73  

 -   $ 

 (494)  
 -  
 (494)   $ 

  $ 

 (920) 

 300 

 (620) 
 (318) 
 (938) 

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INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

All reclassifications out of accumulated other comprehensive loss had an impact on direct operating costs in the consolidated 

statements of operations and comprehensive income (loss). 

12.         Segment reporting and concentrations 

The Company’s operations are classified in three reporting segments: Digital Data Solutions (DDS), Synodex and Agility. 

The DDS segment provides AI-enabled software platforms and managed services to companies that require high-quality data 
for training AI and machine learning (ML) algorithms, and AI digital transformation solutions to help companies apply AI/ML to real-
world problems relating to analyzing and deriving insights from documents. In conjunction with AI digital transformation, the Company 
often  provides  a  range  of  data  engineering  support  services,  including  data  transformation,  data  curation,  data  hygiene,  data 
consolidation, data compliance, and master data management. 

The Synodex segment provides an industry platform that transforms medical records into useable digital data organized in 

accordance with its proprietary data models or client data models. 

The Agility segment provides an industry platform that provides marketing communications and public relations professionals 
with the ability to target and distribute content to journalists and social media influencers world-wide and to monitor and analyze global 
news channels (print, web, radio and TV) and social media channels. 

A significant portion of the Company’s revenues is generated from its locations in the Philippines, India, Sri Lanka, Canada, 

Germany, the United Kingdom and Israel. 

Revenues from external clients, segment operating profit (loss), and other reportable segment information are as follows (in 

thousands): 

Revenues: 
DDS 
Synodex 
Agility 

Total Consolidated 

Income (loss) before provision for income taxes(1): 

DDS 
Synodex 
Agility 

Total Consolidated 

Income (loss) before provision for income taxes(2): 

DDS 
Synodex 
Agility 

Total Consolidated 

Total assets: 

DDS 
Synodex 
Agility 

Total Consolidated 

F-26 

  For The Years Ended December 31,  

2021 

2020 

$ 

$ 

$ 

$ 

$ 

$ 

 52,569  
 4,163  
 13,023  
 69,755  

 6,311  
 (1,797)  
 (5,477)  
 (963)  

 5,932  
 (1,525)  
 (5,370)  
 (963)  

$ 

$ 

$ 

$ 

$ 

$ 

 41,983 
 4,828 
 11,429 
 58,240 

 1,260 
 357 
 (572) 
 1,045 

 980 
 536 
 (471) 
 1,045 

     December 31, 2021      December 31, 2020 

  $ 

  $ 

 40,100   $ 
 1,753  
 17,364  
 59,217   $ 

 37,095 
 825 
 19,334 
 57,254 

 
 
 
 
 
 
 
 
 
 
 
     
     
  
 
     
 
   
 
 
  
  
 
  
  
 
 
  
    
  
   
 
 
  
  
 
  
  
 
 
  
    
  
   
 
 
  
  
 
  
  
 
 
 
 
 
 
 
 
 
 
  
 
     
 
   
 
  
  
 
  
  
 
 
 
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INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

Goodwill: 
Agility 
Total 

(1)  Before elimination of any inter-segment profits 
(2)  After elimination of any inter-segment profits 

     December 31, 2021      December 31, 2020 

  $ 
  $ 

 2,143   $ 
 2,143   $ 

 2,150 
 2,150 

Long-lived assets as of December 31, 2021 and 2020 by geographic region were comprised of (in thousands):  

United States 
Foreign countries: 

Canada 
United Kingdom 
Philippines 
India 
Sri Lanka 
Israel 

Total foreign 
Totals 

2021 

      2020 

  $ 

 4,578   $ 

 4,045 

 9,044 
 9,280  
 1,759 
 1,538  
 4,545 
 4,027  
 930 
 1,481  
 319 
 154 
 1 
 - 
 16,480  
 16,598 
 21,058   $   20,643 

  $ 

One client in the DDS segment generated approximately 11% and 14% of the Company’s total revenues in the fiscal years 
ended December 31, 2021 and 2020, respectively. No other client accounted for 10% or more of total revenues during these periods. 
Further, in the years ended December 31, 2021 and 2020, revenues from non-U.S. clients accounted for 45% and 54%, respectively, of 
the Company’s revenues. 

Revenues for each of the two years in the period ended December 31, 2021 and 2020 by geographic region (determined based 

upon client’s domicile), were as follows (in thousands): 

United States 
United Kingdom 
The Netherlands 
Canada 
Others - principally Europe 

Totals 

2021 
 38,164   $ 
 11,588  
 6,547  
 6,190  
 7,266  
 69,755   $ 

2020 
 26,764 
 11,184 
 6,695 
 5,791 
 7,806 
 58,240 

  $ 

  $ 

As  of  December  31,  2021,  approximately  37%  of  the  Company’s  accounts  receivable  was  due  from  foreign  (principally 
European)  clients  and  19%  of  accounts  receivable  was  due  from  one  client.  As  of  December  31,  2020,  approximately  55%  of  the 
Company’s accounts receivable was due from foreign (principally European) clients and 36% of accounts receivable was due from three 
clients. No other client accounted for 10% or more of the accounts receivable as of December 31, 2021 and 2020. 

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INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

13.             Income (Loss) per Share 

Net income (loss) attributable to Innodata Inc. and Subsidiaries 
Weighted average common shares outstanding 
Dilutive effect of outstanding options 
Adjusted for dilutive computation 

For the Years Ended 
December 31, 

2021 

2020 

  $ 

(in thousands) 

 (1,673)      $ 
 26,630  
 -  
 26,630  

 617 
 24,607 
 966 
 25,573 

Basic income (loss) per share is computed using the weighted-average number of common shares outstanding during the year. 
Diluted income per share is computed by considering the impact of the potential issuance of common shares, using the treasury stock 
method, on the weighted average number of shares outstanding. For those securities that are not convertible into a class of common 
stock, the two-class method of computing loss per share is used. 

Options  to  purchase  5.5  million  shares  of  common  stock  for  the  year  ended  December  31,  2021  were  outstanding  but  not 
included in the computation of diluted loss per share because the effect would have been anti-dilutive. Options to purchase 1.6 million 
shares of common stock for the year ended December 31, 2020, were outstanding but not included in the computation of diluted income 
per share because the exercise price of the options were greater than the average market price of the common shares and therefore have 
not been considered as potential equity shares. 

14.          Derivatives 

The  Company  conducts  a  large  portion  of  its  operations  in  international  markets  which  subject  it  to  foreign  currency 
fluctuations. The most significant foreign currency exposures occur when revenue and associated accounts receivable are collected in 
one currency and expenses to generate that revenue are incurred in another currency. The Company is also subject to wage inflation and 
other government mandated increases and operating expenses in Asian countries where the Company has the majority of its operations. 
The  Company’s  primary  inflation  and  exchange  rate  exposure  relates  to  payroll,  other  payroll  costs  and  operating  expenses  in  the 
Philippines, India, Sri Lanka and Israel. 

In addition, although most of the Company’s revenue is denominated in U.S. dollars, a significant portion of total revenues is 

denominated in Canadian dollars, Pound Sterling and Euros. 

The Company’s policy is to enter derivative instrument contracts with terms that coincide with the underlying exposure being 
hedged for a period up to 12 months. As such, the Company’s derivative instruments are expected to be highly effective. For derivative 
instruments that are designated and qualify as cash flow hedges, the entire change in fair value of the hedging instrument is recorded to 
Other comprehensive income (loss). Upon settlement of these contracts, the change in the fair value recorded in Other comprehensive 
income (loss) are reclassified to earnings and included as part of Direct operating costs. For derivative instruments that are not designated 
as hedges, any change in fair value is recorded directly in earnings as part of Direct operating costs. 

The  Company  formally  documents  all  relationships  between  hedging  instruments  and  hedged  items,  as  well  as  its  risk 
management objective and strategy for undertaking hedge transactions. The Company does not hold or issue derivatives for trading 
purposes. All derivatives are recognized at their fair value and classified based on the instrument’s maturity date. The total notional 
amount for outstanding derivatives designated as hedges was $19.7 million as of December 31, 2021. 

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INNODATA INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

The  following  table  presents  the  fair  value  of  derivative  instruments  included  within  the  consolidated  balance  sheets  as  of 

December 31, 2021 and 2020 (in thousands): 

Derivatives designated as hedging instruments: 
Foreign currency forward contracts 
Foreign currency forward contracts 

Accrued expenses 

   Prepaid expenses and other current assets  

$ 
$ 

 353  
 -  

$ 
$ 

 - 
 48 

Balance Sheet Location 

Fair Value 

2021 

2020 

The effect of foreign currency forward contracts designated as cash flow hedges on the consolidated statements of operations 

for the years ended December 31, 2021 and 2020 were as follows (in thousands): 

Loss recognized in OCI(1) 
Loss reclassified from accumulated OCI into income(2) 
Gain recognized in income(3) 

(1)  Net change in fair value of the effective portion classified into other comprehensive income (“OCI”). 
(2) 
(3) 

Effective portion classified within direct operating costs. 
There were no ineffective portions for the period presented. 

2021 

2020 

  $ 
  $ 
  $ 

 (458)  
 (105)  
 -  

$ 
$ 
$ 

 (106) 
 (73) 
 - 

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Exhibits which are indicated as being included in previous filings are incorporated herein by reference. 

Exhibit 

  Description 

     Filed as Exhibit 

Exhibit Index 

3.1 (a) 

  Restated Certificate of Incorporation dated April 27, 

  Filed as Exhibit 3.1(a) to our Form 10-K for the year ended 

1993 

December 31, 2003 

3.1 (b) 

  Certificate of Amendment of Certificate of 

  Filed as Exhibit 3.1(b) to our Form 10-K for the year ended 

Incorporation of Innodata Corporation dated February 
28, 2001 

December 31, 2003 

3.1 (c) 

  Certificate of Amendment of Certificate of 

  Filed as Exhibit 3.1(c) to our Form 10-K for the year ended 

Incorporation of Innodata Corporation dated 
November 14, 2003 

December 31, 2003 

3.1 (d) 

  Certificate of Amendment of Certificate of 

  Filed as Exhibit 3.1 to our Form 10-Q for the quarter ended 

Incorporation of Innodata Isogen, Inc. dated June 5, 
2012 

June 30, 2012 

3.2 

3.3 

4.1 

4.2 

  Form of Amended and Restated By-Laws 

  Filed as Exhibit 3.1 to Form 8-K dated December 16, 2002 

  Form of Certificate of Designation of Series C 

  Filed as Exhibit A to Exhibit 4.1 to Form 8-K dated 

Participating Preferred Stock 

December 16, 2002 

  Specimen of Common Stock certificate 

  Filed as Exhibit 4.1 to Form 10-Q dated August 7, 2015 

  Description of the Registrant’s Securities Registered 

  Filed herewith 

Pursuant to Section 12 of the Securities Exchange Act 
of 1934 

10.1 

  Form of Indemnification Agreement between us and 

  Filed as Exhibit 10.3 to Form 10-K for the year ended 

our Directors and one of our Officers 

December 31, 2002 

10.2 

  Employment Agreement dated as of January 1, 2007 

  Filed as Exhibit 10.1 to Form 10-Q for the quarter ended June 

with Ashok Mishra* 

30, 2007 

10.3 

  Employment Agreement dated as of March 25, 2009 

  Filed as Exhibit 10.1 to Form 8-K dated March 25, 2009 

with Jack S. Abuhoff* 

10.4 

  Amendment to Employment Agreement with Jack S. 

  Filed as Exhibit 10.1 to Form 8-K dated July 12, 2011 

Abuhoff dated as of July 11, 2011* 

10.5 

  Form of Director Stock Option Grant Letter dated 

  Filed as Exhibit 10.42 to Form 10-K dated March 15, 2013 

March 8, 2013* 

10.6 

  Form of Stock Option Grant Letter dated March 8, 
2013 for Messrs. Abuhoff, Mishra and Nalavadi* 

  Filed as Exhibit 10.43 to Form 10-K dated March 15, 2013 

10.7 

  Form of Stock Option Grant Letter dated March 8, 

  Filed as Exhibit 10.44 to Form 10-K dated March 15, 2013 

2013 for Jack Abuhoff* 

10.8  

  Form of Stock Option Grant Letter for December 31, 

  Filed as Exhibit 10.53 to Form 10-K dated March 14, 2016  

2015 Grant, for Directors*  

10.9 

  Form of Stock Option Grant Letter for December 31, 

  Filed as Exhibit 10.53 to Form 10-K dated March 14, 2016 

2015 Grant, for Messrs. Abuhoff, Mishra and 
Nalavadi* 

 
 
 
 
 
 
 
 
 
   
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
   
 
 
 
 
 
 
 
 
   
 
 
 
   
 
 
 
   
 
 
 
   
 
 
 
   
 
 
 
   
 
 
 
   
 
 
 
   
 
 
 
   
 
 
 
   
 
 
 
   
 
 
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10.10 

  Innodata Inc. 2013 Stock Plan (as Amended and 

  Filed as Annex B to Definitive Proxy dated April 18, 2016 

Restated effective June 7, 2016) 

10.11 

  Form of Stock Option Grant Letter for December 31, 

  Filed as Exhibit 10.56 to Form 10-K dated March 15, 2017 

2016 Grant, for Directors* 

10.12 

  Form of Stock Option Grant Letter For December 31, 

  Filed as Exhibit 10.57 to Form 10-K dated March 15, 2017 

2016 Grant, for Messrs. Abuhoff, Mishra and 
Nalavadi* 

10.13 

  Amendment Number 1 dated August 24, 2018 to 
Agreement dated January 1, 2007 between the 
Company and Mr. Mishra* 

  Filed as Exhibit 10.1 to Form 8-K dated August 28, 2018 

10.14 

  Form of Stock Option Grant Letter for July 13, 2018 

  Filed as Exhibit 10.59 to Form 10-K dated March 26, 2019 

Grant, for Directors* 

10.15 

  Form of Stock Option Grant Letter for July 13, 2018 

  Filed as Exhibit 10.60 to Form 10-K dated March 26, 2019 

Grant, for Messrs. Abuhoff and Mishra* 

10.16 

  Offer of Employment effective April 17, 2019 between 

  Filed as Exhibit 10.1 to Form 8-K dated April 18, 2019 

the Company and Mr. O’ Connor* 

10.17 

  Offer of Employment, effective October 2, 2020, 

  Filed as Exhibit 10.1 to Form 8-K dated October 8, 2020 

between Innodata Inc. and Mr. Mark Spelker Filed as 
Exhibit 10.1 to S-8 Registration Statement dated June 
16, 2021 

10.18 

  Separation Agreement and General Release dated 
October 2, 2020 between Innodata Inc. and Robert 
O’Connor*  

  Filed as Exhibit 10.2 to Form 8-K dated October 8, 2020 

10.19 

  Innodata Inc. 2021 Equity Compensation Plan 

  Filed as Appendix A to Definitive Proxy Statement dated 

April 22, 2021 

10.20 

  Form of Innodata Inc. 2021 Equity Compensation Plan 

  Filed as Exhibit 10.1 to S-8 Registration Statement dated June 

Nonqualified Stock Option Award Agreement for 
Employees* 

16, 2021 

10.21 

  Form of Innodata Inc. 2021 Equity Compensation Plan 

  Filed as Exhibit 10.2 to S-8 Registration Statement dated June 

Nonqualified Stock Option Award Agreement for 
Directors* 

16, 2021 

10.22 

  Form of Indemnification Agreement between Innodata 

  Filed as Exhibit 10.1 to Form 8-K dated February 23, 2022 

Inc. and each of its Named Executive Officers and 
Directors* 

21 

23 

  Significant subsidiaries of the registrant 

  Filed herewith 

  Consent of BDO India LLP 

  Filed herewith 

31.1 

  Certification of Chief Executive Officer pursuant to 

  Filed herewith 

Section 302 of the Sarbanes-Oxley Act of 2002 

31.2 

  Certification of Chief Financial Officer pursuant to 
Section 302 of the Sarbanes-Oxley Act of 2002. 

  Filed herewith 

32.1 

  Certification Pursuant to 18 U.S.C. Section 1350, as 

  Furnished herewith 

adopted pursuant to Section 906 of the Sarbanes-Oxley 
Act of 2002. 

 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
   
 
 
 
   
 
 
 
   
 
 
 
   
 
 
 
   
 
 
 
   
 
 
 
   
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
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32.2 

  Certification Pursuant to 18 U.S.C. Section 1350, as 

  Furnished herewith 

adopted pursuant to Section 906 of the Sarbanes-Oxley 
Act of 2002. 

101 

  Interactive data files pursuant to Rule 405 of 

  Filed herewith 

Regulation S-T: 
(i) the Consolidated Balance Sheets, 
(ii) the Consolidated Statements of Operations and 
Comprehensive Loss, 
(iii) the Consolidated Statements of Stockholders’ 
Equity, 
(iv) the Consolidated Statements of Cash Flows and (v) 
the Notes to the Consolidated Financial Statements. 

104 

Cover Page Interactive Data File 

Included in Exhibit 101. 

* Exhibit represents a management contract or compensatory plan, contract or arrangement required to be filed as Exhibits to this Annual Report on Form 10-K.