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Kidoz Inc.

kidz · TSX-V Consumer Defensive
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Industry Education & Training Services
Employees 11-50
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FY2016 Annual Report · Kidoz Inc.
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UNITED STATES 

SECURITIES AND EXCHANGE COMMISSION  
Washington, D.C. 20549  

(Mark One)  

Form 10-K 

|X| ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE 

SECURITIES EXCHANGE ACT OF 1934 

For the fiscal year ended December 31, 2016 

|_| TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE 

SECURITIES EXCHANGE ACT OF 1934 

For the transition period from  

 to  

Commission file number 333-120120-01  

SHOAL GAMES LTD.  
(Exact name of registrant as specified in its charter)  

ANGUILLA, B.W.I. 
(State or other jurisdiction of incorporation 
or organization) 

98-0206369 
(I.R.S. Employer Identification No.) 

Hansa Bank Building, Ground Floor, Landsome Road  
AI 2640, The Valley, Anguilla, B.W.I 
(Address of principal executive offices) 

(888) 374-2163  
(Registrant’s telephone number, including area code) 

Securities registered under Section 12(b) of the Exchange Act:  

None 
(Title of Each Class & Name of each exchange on which registered) 

Securities registered under section 12(g) of the Exchange Act:  

COMMON STOCK, NO PAR VALUE PER SHARE 
(Title of class) 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the 
Securities Act.    
(cid:0) FORMCHECKBOX (cid:0)(cid:0)       No (cid:0) FORMCHECKBOX (cid:0)(cid:0) 

 Yes 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 
15(d) of the Act.  
(cid:0) FORMCHECKBOX (cid:0)(cid:0)       No (cid:0) FORMCHECKBOX (cid:0)(cid:0) 

 Yes 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Indicate  by  check  mark  whether  the  registrant  (1)  has  filed  all  reports  required  to  be  filed  by 
Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or 
for  such  shorter  period  that  the  registrant  was  required  to  file  such  reports),  and  (2)  has  been 
subject to such filing requirements for the past 90 days.    
(cid:0) FORMCHECKBOX (cid:0)(cid:0)       No (cid:0) FORMCHECKBOX (cid:0)(cid:0) 

  Yes 

Indicate by check mark whether the registrant has submitted electronically and posted on its 
corporate Web site, if any, every Interactive Data File required to be submitted and posted 
pursuant to Rule 405 of Regulation S-T during the preceding 12 months.    Yes 
(cid:0) FORMCHECKBOX (cid:0)(cid:0)       No (cid:0) FORMCHECKBOX (cid:0)(cid:0) 

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K 
is not contained herein, and will not be contained, to the best of registrant’s knowledge, in 
definitive proxy or information statements incorporated by reference in Part III of this Form 10-
K or any amendment to this Form 10-K.  

(cid:0) FORMCHECKBOX (cid:0)(cid:0) 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a 
non-accelerated filer, or a smaller reporting company. See the definitions of “large accelerated 
filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act. 

Large accelerated filer   (cid:0) FORMCHECKBOX (cid:0)(cid:0) 
filer 

(cid:0) FORMCHECKBOX (cid:0)(cid:0) 

Non-accelerated filer   (cid:0) FORMCHECKBOX (cid:0)(cid:0)  
(cid:0) FORMCHECKBOX (cid:0)(cid:0) 
reporting company 

Accelerated 

Smaller 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of 
the Act). 
(cid:0) FORMCHECKBOX (cid:0)(cid:0)       No (cid:0) FORMCHECKBOX (cid:0)(cid:0) 

 Yes 

State issuer’s revenues for its most recent fiscal year. 

$278,921 

State  the  aggregate  market  value  of  the  voting  and  non-voting  common  equity  held  by  non-
affiliates computed by reference to the price at which the common equity was last sold, or the 
average bid and asked price and asked price of such common equity, as of the last business day 
of the registrant’s most recently completed second fiscal quarter.  

Our  common  stock  is  currently  quoted  on  the  Over  the  Counter  Markets  –  The  Venture 
Marketplace  ("OTCQB")  operated  by  OTC  Markets  Group  Inc.  (http://www.otcmarkets.com/) 
under  the  symbol  “SGLDF”  and  on  the  TSX  Venture  Exchange  in  Canada  under  the 
symbol “SGW”. The closing share price as of March 31, 2017, being US$0.36 per share under 
the symbol SGLDF on the OTC Markets Group Inc. and CAD$0.51 under symbol SGW on the 
TSX Venture Exchange : $21,494,995.   

APPLICABLE ONLY TO CORPORATE REGISTRANTS 

Indicate the number of shares outstanding of the registrant’s common stock, no par value per 
share, was 59,708,318 as of March 31, 2017.  

DOCUMENTS INCORPORATED BY REFERENCE 

The merger of Bingo.com, Inc. with Shoal Games Ltd., which was approved by the Securities 
Exchange Commission on March 8, 2005, and is effective on April 7, 2005, is described in the 
prospectus filed under Rule 424(b) of the Securities Act and the Form S-4, which were filed on 
March 9, 2005, and March 4, 2005, respectively. The Company filed Form SB2 on September 
18, 2007, for the registration of shares originally issued in the private placement. In addition, the 
Company filed a TSX Venture Exchange Listing Application for the TSX-V listing on June 29, 
2015. 

  Page 1 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
TABLE OF CONTENTS 

PART I .......................................................................................................................................... 3 

ITEM 1. BUSINESS ................................................................................................................ 3 
ITEM 2. PROPERTIES. .......................................................................................................... 8 
ITEM 3. LEGAL PROCEEDINGS. ........................................................................................ 8 
ITEM 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS. ............ 8 
PART II ....................................................................................................................................... 10 

ITEM 5. MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED 
STOCKHOLDER MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES. 10 
ITEM 6. SELECTED FINANCIAL DATA .......................................................................... 11 
ITEM 7. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL 
CONDITION AND RESULTS OF OPERATIONS. ............................................................. 12 
ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA. ...................... 17 
ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON 
ACCOUNTING AND FINANCIAL DISCLOSURE. .......................................................... 44 
ITEM 9A.  CONTROLS AND PROCEDURES ................................................................... 44 
ITEM 9B. OTHER INFORMATION .................................................................................... 45 
PART III ..................................................................................................................................... 46 

ITEM 10.  DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE  
GOVERNANCE .................................................................................................................... 46 
ITEM 11.  EXECUTIVE COMPENSATION ....................................................................... 49 
ITEM 12.  SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND 
MANAGEMENT AND RELATED STOCKHOLDERS MATTERS .................................. 51 
ITEM 13.  CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND 
DIRECTOR INDEPENDENCE ............................................................................................ 54 
ITEM 14.  PRINCIPAL ACCOUNTANT FEES AND SERVICES ..................................... 54 
PART IV ..................................................................................................................................... 55 
ITEM 15.  EXHIBITS ............................................................................................................ 55 
SIGNATURES ....................................................................................................................... 55 
CERTIFICATIONS ............................................................................................................... 56 
CERTIFICATION PURSUANT TO 18 U.S.C. §1350, AS ADOPTED PURSUANT TO 
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 ............................................ 58 
EXHIBIT LIST ...................................................................................................................... 60 

  Page 2 

 
 
PART I 
This Annual Report on Form 10-K contains forward-looking statements that involve risks and 
uncertainties.    All  statements  contained  herein  that  are  not  statements  of  historical  fact 
constitute “forward-looking statements” within the meaning of the Private Securities Litigation 
Reform  Act  of  1995.  Discussions  containing  forward-looking  statements  may  be  found  in  the 
material  set  forth  under  “Business,”  and  “Management's  Discussion  and  Analysis  or  Plan  of 
Operation,”  as  well  as  in  this  Annual  Report  generally.    We  generally  use  words  such  as 
“believes,”  “intends,”  “expects,”  “anticipates,”  “plans,”  and  similar  expressions  to  identify 
forward-looking statements. Although we believe that the expectations reflected in the forward-
looking  statements  are  reasonable,  we  cannot  guarantee  future  results,  level  of  activity, 
performance  or  achievements.  These  forward-looking  statements  are  subject  to  risks, 
uncertainties and other factors, some of which are beyond our control, which could cause actual 
results to differ materially from this forecast or anticipated in such forward-looking statements.   
You  should  not  place  undue  reliance  on  these  forward-looking  statements,  which  reflect  our 
view only as of the date of this report. We undertake no obligation to update these statements or 
publicly release the result of any revisions to these statements to reflect events or circumstances 
after the date of this report or to reflect the occurrence of unanticipated events. 

ITEM 1. BUSINESS 

INTRODUCTION  

Shoal  Games  Ltd.  (TSXV  :  SGW)  (OTCQB  :  SGLDF)  (www.shoalgames.com)  is  the  parent 
company  of  a  group  of  companies,  which  creates  consumer  mobile  software  products  and  games.  
The  Company  is  managed  by  an  experienced  team  of  technology  entrepreneurs  who  have  a  long 
history in video games, enterprise software, mobile software, and Internet products.   

The  current  focus  of  Shoal  Games  is  the  development  and  marketing  of  a  platform  of  interactive 
games for families and children.  The product is called Rooplay and, similar to Netflix or Spotify, is a 
cloud-based system for delivering content on-demand to consumers based on subscription.  Rooplay 
differs from Netflix and Spotify in that it does not supply television or music content, but games.  In 
particular, Rooplay is a platform of games specifically curated to be suitable for children and families.  
Rooplay has no ads, no in-app purchases, no long downloads, no instant messaging, and no outbound 
links of any form.  These characteristics make the product a unique platform of game content that is 
entirely safe for children. 

Furthermore, the games on the Rooplay system are designed to both entertain and educate.  Children 
engaging with Rooplay learn technology, solve puzzles, paint pictures, practice language, learn math, 
and much more.  Shoal Games is developing a content system with Rooplay that builds tech literacy 
and  encourages  early  learning.    The  Company  believes  that  to  be  able  to  teach  children,  they  must 
first hold their attention.  Rooplay mixes entertainment with education so that long player sessions are 
created  in  a  safe  environment  where  children  have  fun  and  are  challenged  in  new  ways  with  every 
session.  Rooplay has over 500 unique interactive games in every imaginable format.   

One  strategy  that  Shoal  Games  pursues  to  acquire  content  for  the  Rooplay  system  is  by  licensing 
games  from  developers  around  the  world.    As  each  game  has  its  own  style  of  production,  children 
must learn to interact with each piece of software in a different way.  In every game the art design, 
game mechanics, controls and game objectives are different so each experience has its own learning 
curve and is engaging for kids of every age.   

While  acquiring  content  through  license  is  important,  the  Shoal  Games  team  recognizes  that  the 
development  of  exclusive  content  is  critical  to  the  competitive  position  of  the  Rooplay  system.  
Therefore,  the  Company  is  investing  its  resources  into  the  design  and  production  of  Rooplay 
Originals  for  release  onto  the  Rooplay  platform  and  into  the  App  Stores  as  single  products.    Shoal 
Games' Rooplay Originals focus on educational games (edugames), classic board and family games, 
coloring  books,  jigsaw  puzzles,  and  much  more.    In  addition,  the  Rooplay  Originals  strategy  is  to 

  Page 3 

 
 
 
license  popular  intellectual  property  rights  to  use  in  the  production  and  publishing  of  its  exclusive 
content.    The  first  license  for  Rooplay  Originals  is  with  the popular  cartoon cat,  Garfield,  who  will 
feature  in  many  of  the  Company's  releases.    Shoal  Games  intends  on  licensing  many  other  popular 
children's characters for future edugame productions.   

Shoal  Games  management  believes  that  through  the  development  of  the  Rooplay  platform  and  the 
production  of  exclusive  edugame  content  that  it  can  create  a  defensible  position  in  the  market  as  a 
platform of edugames and entertainment for kids of all ages.  Shoal Games has a long history in video 
games  and  software  development  and  believes  that  its  experienced  team  is  capable  of  creating 
Rooplay so that it becomes a global provider of mobile entertainment.  Rooplay will generate revenue 
for the Company from consumer subscriptions which customers will pay to unlock the Rooplay game 
catalog.   

Shoal  Games'  other  mobile  products  include  Garfield’s  Bingo  (www.garfieldsbingo.com),  the  first 
mobile bingo game to feature a mega-brand; and Trophy Bingo (www.trophybingo.com), live across 
mobile platforms with over 500,000 installs.  Trophy Bingo and Garfield’s Bingo are innovative free-
to-play  mobile  games  live  in  the  Apple,  Google  and  Amazon  App  Stores.    The  Company  has 
generated its main source of revenue to-date from players making in-app purchases in Trophy Bingo 
and Garfield’s Bingo. 

References in this document to “the Company,” “we,” “us,” and “our” refer to Shoal Games Ltd. and 
our subsidiaries, which are described below. 

Our  executive  offices  are  located  at  Hansa  Bank  Building,  Ground  Floor,  Landsome  Road,  The 
Valley, AI 2640, The Valley, Anguilla, B.W.I.  Our telephone number is (888) 374-2163. 

History and Corporate Structure 

The Company was originally incorporated in the State of Florida on January 12, 1987.  

Effective  January  22,  1999,  the  Company  acquired  the  use  of  the  second  level  domain  name 
bingo.com and embarked on a strategy to become a leading online provider of bingo based games and 
entertainment. 

Effective April 7, 2005, the shares of Bingo.com, Ltd. by way of a merger between Bingo.com, Inc. 
and Bingo.com, Ltd., began trading under the new ticker symbol “BNGOF”. 

Effective December 31, 2014 the URL www.bingo.com and the online bingo business were sold to 
Unibet, plc. 

On  January  22,  2015,  Bingo.com,  Ltd.  filed  Articles  of  Amendment  with  the  Anguilla  Registrar  of 
Companies changing its name to “Shoal Games Ltd.”.  Effective at the open of markets on January 
27,  2015,  the  Common  Shares  commenced  trading  under  the  new  trading  symbol  “SGLDF”  on  the 
OTC-QB. 

On June 29, 2015, the Company filed a TSX Venture Exchange Listing Application for the TSX-V 
listing and commenced trading on July 2, 2015, under the symbol “SGW”. 

We  conduct  our  business  through  the  Anguilla  incorporated  entity  and  through  our  wholly-owned 
subsidiaries  Shoal  Media  (Canada)  Inc.  (previously  English  Bay  Office  Management  Limited) 
(“Shoal  Media  Canada”),  Shoal  Games  (UK)  plc  (“Shoal  UK”),  Coral  Reef  Marketing  Inc.  (“Coral 
Reef”), Shoal Media Inc. (“Shoal Media”) and Rooplay Media Ltd. 

Shoal Media Canada was incorporated under the laws of British Columbia, Canada, on February 10, 
1998, as 559262 B.C. Ltd. and changed its name to Bingo.com (Canada) Enterprises Inc. on February 
11,  1999.  It  subsequently  changed  its  name  to  English  Bay  Office  Management  Limited  on 
September 8, 2003. Effective March 11, 2016, it changed it name to Shoal Media (Canada) Inc.   

On August 15, 2002, 99% of the share capital of Shoal UK was acquired. Shoal UK was incorporated 
under the laws of England and Wales on August 18, 2000, as CellStop plc. and changed its name to 
Bingo.com (UK) plc. on August 5, 2002. During the year ended December 31, 2015, the Company 
changed the name of the company to Shoal Games (UK) plc.  

  Page 4 

 
On January 21, 2008, Coral Reef Marketing Inc., was incorporated under the laws of Anguilla, British 
West Indies. 

On  January  1,  2013,  100%  of  the  share  capital  of  Shoal  Media  Inc.,  an  Anguillian  Company  was 
acquired.  

On  October  25,  2016,  Rooplay  Media  Ltd.,  was  incorporated  under  the  laws  of  British  Columbia, 
Canada.  

Subsequent to the year ended December 31, 2016, Shoal Media UK Ltd. was incorporated under the 
laws of England and Wales. 

The Company also maintains a number of inactive wholly-owned subsidiaries.  These are: 

-  Bingo.com  (Antigua),  Inc.,  (“Bingo.com  (Antigua”) 

incorporated  as  an  Antigua 
International  Business  Corporation  on  April  7,  1999,  as  Star  Communications  Ltd.  and 
changed its name to Bingo.com. (Antigua), Inc. on April 21, 1999;   

-  Bingo.com (Wyoming), Inc., incorporated in the State of Wyoming on July 14, 1999;  
-  Bingo.com Acquisition Corp., incorporated in the State of Delaware on January 9, 2001. 

All  three  of  the  inactive  subsidiaries  were  incorporated  to  facilitate  the  implementation  of  business 
plans  that  we  have  since  modified  and  refocused  and,  consequently,  there  is  no  activity  in  these 
entities. 

Our common shares are currently quoted on the Over the Counter Markets - The Venture Marketplace 
("OTCQB")  operated  by  OTC  Markets  Group  Inc.  under  the  symbol  “SGLDF”  and  on  the  TSX 
Venture  Exchange  in  Canada  under  the  symbol  “SGW”.    We  have  not  been  subject  to  any 
bankruptcy, receivership or other similar proceedings.  

Development of the Business 

The primary focus of Shoal Games is the development and marketing of the Rooplay edugame system 
for children and families.  Shoal Games management believes that Rooplay could become a popular 
global  platform  of  educational  and  entertainment  games  for  kids  and  is  executing  the  business 
strategy to achieve this goal. 

Bingo.com Domain Name  

Effective December 31, 2014, the Company sold the Bingo.com domain name to Unibet Group plc 
for  $8  million.  The  Company  received  cash  consideration  of  $2,000,000  and  the  redemption  of 
15,000,000 common shares of the Company at a price of $0.40 per share, which were held by Unibet. 
The  15,000,000  common  shares  held  by  Unibet  Group  plc.  have  been  returned  to  the  Company’s 
treasury and subsequently canceled. 

Shoal Games Domain Names 

the  domain  names  Rooplay.com,  Shoalgames.com,  Shoalgames.net, 
Shoal  Games  owns 
Shoalmedia.com,  Shoalmedia.net,  Garfieldsbingo.com,  Trophybingo.com,  Trophybingo.net,  and 
Trophybingo.ca.   

BUSINESS OVERVIEW 

The  current  focus  of  Shoal  Games  is  the  development  and  marketing  of  Rooplay,  an  innovative 
platform of interactive games for families and children. 

Product Strategy 

Rooplay is a Netflix of games for children and families.  Rooplay has no ads, no in-app purchases, no 
long  downloads,  no  instant  messaging,  and  no  outbound  links  of  any  form.    These  characteristics 
make the product a unique platform of game content that is entirely safe for children. 

Rooplay generates revenue from consumer subscriptions which are paid to access the Rooplay library 
of  games.    Shoal  Games  management  believes  that  the  development  of  a  platform  system  such  as 
Rooplay will create a significant and sustainable revenue stream for the Company. 

  Page 5 

 
In  addition  to  developing  and  maintaining  the  Rooplay  system,  Shoal  Games  develops  original 
content that it publishes into the App Stores as single apps and onto Rooplay to expand the library of 
content on the platform.  Mobile users can choose to download and play Shoal Games single apps, or 
access the entire library of over 500 games from within Rooplay. 

Marketing & Distribution Strategy 

Shoal Games pursues both a business-to-consumer strategy and a business-to-business strategy with 
Rooplay.  With the Company's direct to consumer strategy, new users of Rooplay are created via paid 
performance marketing, search engine marketing, word-of-mouth, and from links and promotions in 
the Company's other mobile products. 

The  business-to-business  distribution  strategy  involves  targeted  business  development  efforts  with 
mobile  handset  manufacturers,  cable  companies,  and  mobile  telecommunications  operators  to 
encourage them to partner with Shoal Games to distribute Rooplay to their customers.  Shoal Games 
offers  revenue  share  opportunities  to  potential  partners  who  are  interested  in  providing  content 
systems such as Rooplay to their customers. 

Pricing Strategy 

Shoal Games is pursuing an aggressive penetration pricing strategy with Rooplay by offering monthly 
subscriptions  to  its  library  of  500+  games  and  exclusive.    All  users  acquired  via  the  direct-to-
consumer  model  will  be  offered  a  30  day  trial  period  before  the  subscription  fee  becomes  payable.  
Rooplay users acquired via partner relationships will have varying periods of free trial and pricing as 
determined by the partner's circumstances and region. 

Growth Strategy 

Shoal Games management is pursuing an aggressive growth strategy by approaching local partners in 
many  regions  of  the  world  who  are  interested  in  distributing  Rooplay.    Rooplay's  games  are  not 
restricted  to  any  particular  region  and  the  demand  for  early  learning  systems  such  as  Rooplay  is 
strong.   

With  more  than  6.8  billion  mobile  phone  subscriptions  in  place  globally  the  demand  for  mobile 
content systems is enormous.  Rooplay fills a particular need for families and with every additional 
piece  of  content  that  is  added  to  the  system  the  draw  to  Rooplay  in  comparison  to  other  systems 
becomes  stronger.    With  the  competition  fierce  between  network  operators  for  new  mobile 
subscribers,  Shoal  Games  management  believes  that  owning  a  content  platform  system  such  as 
Rooplay will create long-term value for the Company’s shareholders.  

International Strategy 

The  first  release  of  Rooplay  is  in  English,  but  the  system  has  been  designed  from  conception  to 
provide  value  to  children  and  families  of  every  language.    Most  games  are  developed  without  the 
requirement  of  any  text  to  learn  and  play  so  Rooplay's  potential  for  localization  and  international 
publishing  is  ideal.    Furthermore,  all  of  Shoal  Games'  original  productions  for  Rooplay  are  built  to 
support learning in any language.   

With  densely  populated  regions  such  as  China  interested  in  games,  the  English  language,  and  early 
learning technology such as Rooplay, Shoal Games management is actively pursuing local partners to 
assist in the distribution of Rooplay in China. 

Trophy Bingo & Garfield's Bingo 

The Company has completed the social bingo games Trophy Bingo and Garfield’s Bingo which are 
available on Apple’s iOS, Google’s Android and Amazon Android systems.  Revenue is generated in 
the  games  via  in-app  purchases  and  advertising.    Shoal  Games  management  continues  to  support 
Trophy Bingo and Garfield's bingo to grow revenues and provide cash to the Company.  

  Page 6 

 
 
 
 
OPERATIONS  

Employees  

As  of  December  31,  2016,  we  had  eleven  full-time  employees,  not  including  temporary  personnel, 
consultants, and independent contractors. Since 2006 it has been, and continues to be, the Company’s 
objective  to  control  its  costs  by  retaining  consultants,  as  needed,  to  provide  special  expertise  in 
developing  internal  strategic,  marketing,  accounting  and  technical  services.  The  Company  ceased 
outsourcing  its  software  development  personnel  in  September  2016  following  the  bankruptcy  of  its 
outsource supplier.  The Company immediately hired the key personnel from that organization whom 
are  now  our  full-time  employees.  None  of  our  employees  or  consultants  are  represented  by  a  labor 
union, and we believe that our relationship with our employees and consultants is good. 

We are substantially dependent upon the continued services and performance of J. M. Williams, Chief 
Executive  Officer  and  T.  M.  Williams,  Executive  Chairman.  The  loss  of  the  services  of  these  key 
individuals  would  have  a  material  adverse  effect  on  our  business,  financial  condition  and  results  of 
operations. We do not carry any key man life insurance on any individuals. 

Seasonality 

We do not believe that seasonality has an effect on our product demand or our revenue realization. 

Competition 

At  present  the  Company  is  not  aware  of  any  direct  competitors  to  Rooplay.    To  management's 
knowledge, no other systems are in existence such as Rooplay that offer instantly playable edugames 
and family games.  

In  the  mobile  bingo  market,  large  operators  have  acquired  the  companies  behind  the  two  leading 
social bingo games.  Caesars Interactive Entertainment acquired Buffalo Studios, the makers of Bingo 
Blitz,  in  2012  for  $53  million.    More  recently  in  2014,  GSN  Games  purchased  Bash  Gaming,  the 
makers  of  Bingo  Bash,  for  $160  million.    The  Company  views  these  acquisitions  as  additional 
confirmation that the social bingo marketplace is valuable and will support another market entrant. 

Costs and Effects of Compliance with Environmental Laws 

The Company is in the business of developing and marketing Rooplay, Garfield’s Bingo, and Trophy 
Bingo. To the best of our knowledge, no federal, state or local environmental laws are applicable to 
our business. 

BRITISH COLUMBIA SECURITIES COMMISSION 

Effective September 15, 2008, the British Columbia Securities Commission (“BCSC”) issued rule 51-
509  Issuers  Quoted  in  the  U.S.  Over-the-Counter  Markets.  Rule  51  -  509  requires  all  Over-the-
Counter  Companies  that  have  connections  to  British  Columbia  (BC)  to  comply  with  BC  securities 
law  and  certain  public  disclosure  requirements.  The  Company  is  deemed  to  have  connection  to  BC 
due to the fact that administration and a director are located in BC. The Company has complied with 
rule 51-509 and registered and filed the necessary documents on SEDAR. The Company is deemed, 
due  to  the  fact  that  there  are  less  than  50%  of  the  Company’s  shareholders  located  in  BC,  to  be  a 
foreign reporting issuer in accordance with NI 71-102 “Continuous Disclosure and Other Exemptions 
Relating  to  Foreign  Issuers”.  Therefore  the  Company  is  only  required  to  file  what  it  files  with  the 
Securities and Exchange Commission on SEDAR. 

FINANCIAL INFORMATION ABOUT GEOGRAPHIC AREAS 

The  equipment  of  the  Company  to  operate  the  operations  of  the  Company  is  located  in  Anguilla, 
United  Kingdom,  and  Canada.  The  revenue  from  in-app  purchases  is  worldwide,  with  the  majority 
from Europe and the USA. 

AVAILABLE INFORMATION 

The Company makes available through the Corporate Shoal Games section of its internet website at 
http://investor.shoalgames.com  its  annual  report  on  Form  10-K,  quarterly  reports  on  Form  10-Q, 

  Page 7 

 
current  reports  on  Form  8-K,  Press  Releases,  Research  Reports,  and  amendments  to  those  reports 
filed  or  furnished  pursuant  to  Section  13(a)  or  15(d)  of  the  Exchange  Act,  as  soon  as  reasonably 
practicable after electronically filing such material with the Securities and Exchange Commission.  

You may read and copy any reports, statements or other information that we file with the Securities 
and Exchange Commission at the Securities and Exchange Commission’s Public Reference Room at 
100  F  Street,  N.E.,  Washington  D.C.  20549.  You  can  request  copies  of  these  documents,  upon 
payment of a duplicating fee, by writing to the Securities and Exchange Commission. Please call the 
Securities and Exchange Commission at 1-800-SEC-0330 for further information on the operation of 
the Public Reference Room.  

We  file  our  reports  with  the  Securities  and  Exchange  Commission  electronically  through  the 
Securities  and  Exchange  Commission’s  Electronic  Data  Gathering,  Analysis  and  Retrieval 
(“EDGAR”)  system.  The  Securities  and  Exchange  Commission  maintains  an  Internet  site  that 
contains reports, proxy and information statements, and other information regarding companies that 
file  electronically  with  the  Securities  and  Exchange  Commission  through  EDGAR.  The  address  of 
this Internet site is http://www.sec.gov. 

In addition, we file our reports on SEDAR, for TSX Venture companies. The address of this Internet 
site is http://www.sedar.com. 

ITEM 2. PROPERTIES.  

Since  2005  our  executive  office  is  located  in  The  Valley,  Anguilla,  British  West  Indies.  We 
commenced the present lease agreement on April 1, 2010, for a period of one year. Unless 3 month’s 
notice is given it automatically renews for a future 3 months until notice is given. To date no notice 
has been given. The monthly rental is $250.  

Our primary administrative and development facility is located in leased space in Vancouver, British 
Columbia.    During  the  year  ended  December  31,  2016,  the  Company  signed  a  lease  expiring 
December 31, 2016. After December 31, 2016, unless 30 day notice is given this lease is extended on 
a  month-to-month  basis.  To  date  no  notice  has  been  given.  This  facility  comprises  approximately 
1,651 square feet. The monthly rental is approximately $1,146.  

We operate a sales and marketing office in London, United Kingdom. 

We believe that these facilities will be adequate to meet our requirements for the near future and that 
suitable additional space will be available if needed. Other than described above, neither we, nor any 
of our subsidiaries presently own or lease any other property or real estate.  

ITEM 3. LEGAL PROCEEDINGS. 

We  are  not  currently  a  party  to  any  legal  proceedings  and  were  not  a  party  to  any  other  legal 
proceeding, during the fiscal year ended December 31, 2016. We are currently not aware of any legal 
proceedings proposed to be initiated against us. However, from time-to-time, we may become subject 
to claims and litigation generally associated with any business venture.  

ITEM 4 SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS.  

We  held  our  Annual  Meeting  of  Stockholders  in  Anguilla  on  November  9,  2016,  all  matters  were 
unanimously approved.  

All nominees for directors were elected and the appointment of auditors was ratified. The voting on 
each matter is set forth below: 

a)  

Elected to set the number of directors at 4. 
For  
49,156,967 

Against 
100,248 

Abstain 
- 

Not Voted 
- 

  Page 8 

 
 
 
Elected the following persons to serve as directors until the next annual meeting or until their 

b)  
successors are duly qualified: 

T. M. Williams 
J. M. Williams 
F. Curtis (Non Executive Director) 
W. Moore (Non Executive Director) 

Mr. C. M. Devereux was nominated as a director but was unable to stand for re-election. Mr. W. 
Moore was nominated at the Annual General Meeting and was elected accordingly by vote of the 
shareholders.  

For 

Election of the Directors of the Company. 
Nominee  
T. M. Williams 
J. M. Williams 
F. Curtis 
W. Moore 

49,242,870 
49,241,870 
49,243,770 
49,257,215 

Against 

Abstain 

Not Voted 

- 
- 
- 
- 

14,345 
15,345 
13,445 
- 

- 
- 
- 
- 

Approved the selection of Davidson & Company LLP, Chartered Professional Accountants as 

(c)  
the Company's independent auditors for the fiscal year ending December 31, 2016. 

For 
49,246,678 

Against 
- 

Abstain 
10,537 

Not Voted 
- 

(d)  

The ratification of the existing Rolling Stock Option plan was approved.  

For 
49,229,560 

Against 
27,655 

Abstain 
- 

Not Voted 
- 

Mr.  Jason  Williams  will  continue  as  President  and  CEO  of  the  Shoal  Games  Ltd.  organization  and 
Mr. T. M.  Williams, will continue to serve as Executive Chairman. 

  Page 9 

 
 
 
 
PART II 

ITEM 
STOCKHOLDER MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES.  

5.  MARKET  FOR  REGISTRANT’S  COMMON  EQUITY,  RELATED 

Our  common  stock  is  currently  quoted  on  the  TSX  Venture  Exchange  in  Canada  under  the 
symbol  “SGW”  and  on  the  Over  the  Counter  Markets  –  The  Venture  Marketplace  ("OTCQB") 
operated by OTC Markets Group Inc. under the symbol “SGLDF”.  

On  March  19,  1997,  our  common  stock  was  approved  for  trading  on  the  National  Association  of 
Securities Dealers OTC Bulletin Board (the “OTCBB”) under the symbol “PGLB”.  In January 1999, 
when we changed our name to Bingo.com, Inc., our OTCBB symbol was changed to “BIGG”.  On 
July  26,  1999,  we  changed  our  trading  symbol  from  “BIGG”  to  “BIGR”.  On  April  7,  2005, 
Bingo.com, Inc. completed a merger with its wholly- owned subsidiary Bingo.com, Ltd. The principal 
reason for Bingo.com, Inc.’s merger with its subsidiary Bingo.com, Ltd. was to facilitate Bingo.com, 
Inc.’s reincorporation under the International Business Companies Act of Anguilla, B.W.I. Effective 
April 7, 2005, the shares of Bingo.com, Ltd. began trading under the new ticker symbol “BNGOF”. 
In  2011,  we  transferred  to  the  Over  the  Counter  Markets  -  The  Venture  Marketplace  ("OTCQB") 
operated  by  OTC  Markets  Group  Inc.,  whilst  continuing  our  ticker  symbol  “BNGOF”.  The  bid 
quotations  set  forth  below,  reflect  inter-dealer  prices,  without  retail  mark-up,  mark-down  or 
commission and may not reflect actual transactions. During the year ended December 31, 2015, the 
Company changed its name to Shoal Games Ltd. and changed our trading symbol from “BNGOF” to 
“SGLDF”. Effective July 2, 2015, the Company additionally commenced trading on the TSX Venture 
Exchange in Canada under the symbol “SGW”. 

Quarter Ended 
December 31, 2016 
September 30, 2016 
June 30, 2016 
March 31, 2016 
December 31, 2015 
September 30, 2015 
June 30, 2015 
March 31, 2015 
Prices as per Yahoo! TM Finance 

1. 

High (1) 
$0.47 
$0.50 
$0.54 
$0.50 
$0.75 
$0.75 
$0.53 
$1.00 

Low (1) 
$0.35 
$0.45 
$0.35 
$0.34 
$0.36 
$0.20 
$0.19 
$0.40 

On  March  31,  2017,  the  last  reported  sale  price  of  our  common  stock,  as  reported  by  the  OTCQB, 
was $0.36 per share and CAD$0.51 per share on the TSX Venture Exchange.  

As  of  March  31,  2017,  we  believe  there  are  approximately 1,152  shareholders  (including  nominees 
and brokers holding street accounts) of our shares of common stock.  

Other than described above, our shares of common stock are not and have not been listed or quoted 
on any other exchange or quotation system. 

Dividend Policy 

We  have  not  declared  or  paid  any  cash  dividends  on  our  common  stock  since  our  inception.    The 
Board  of  Directors  is  presently  reviewing  the  Company’s  dividend  policy.  Any  future  payment  of 
dividends will depend upon our results of operations, financial condition, cash requirements and other 
factors deemed relevant by our Board of Directors. 

Recent Sales of Unregistered Securities 

On September 30, 2015, option holders exercised their options for 515,000 shares of the Company at 
$0.15 per share. 

During the year ended December 31, 2016, the Company had a private placement with two closings 
for  a  total  of  3,337,934  common  shares  at  CAD$0.60  per  share,  which  raised  proceeds  of 
US$1,562,479 (CAD$2,002,760). The Company incurred issuance costs of $33,876.  

 Page 10 

 
 
On October 11, 2016, the Company closed its rights issued raising US$80,949 (CAD$107,168) from 
the issuance of 172,681 common shares at an average price of CAD$0.626 per share. The Company 
incurred issuance costs of $36,148.  

Securities authorized for issuance under equity compensation plans.  

In  2015,  the  shareholders  approved  the  2015  plan  and  the  1999,  2001  and  the  2005  plans  were 
discontinued. Under the 2015 plan we have reserved 10% of the number of Shares of the Company 
issued  and  outstanding  as  of  each  Award  Date.  Pursuant  to  this  plan  we  have  1,010,000  stock 
purchase options (2015 - nil) outstanding at December 31, 2016. During the year ended December 31, 
2016, there were nil options exercised and nil options expired, issued under this plan.  

Equity Compensation Plan Information 

Number of securities to be 
issued upon exercise of 
outstanding options and rights  
(a)  
1,010,000 

Weighted average exercise 
price of outstanding options 
and rights  
(b)  
0.42 

Number of securities 
remaining available 
for future issuance  
(c)  
4,960,832 

0 

1,010,000 

0 

0.42 

0 

4,960,832 

Plan category 

Equity compensation 
plans approved by 
security holders  
Equity compensation 
plans not approved by 
security holders  
Total  

As of the date of this report no further options have been awarded subsequent to the year ended 
December 31, 2016. 

ITEM 6. SELECTED FINANCIAL DATA. 

Consolidated Statement of Operations Data for continuing operations: 

Revenue 

Trophy Bingo amortization 
Gross (loss) profit 

Operating expenses excluding 
interest and other income 
(expenses) 
Interest and other income 
Income tax expense 
Loss on prepaid development 
Net loss from continuing 
operations 

Discontinued Operations 
Gaming revenue 
Cost of producing revenue 
Gain from the sale of the 
domain name 
Selling and marketing 
Net (loss) profit 

Basic and diluted net loss per 
share from continuing 
operations 
Weighted average common 
shares outstanding 

  Year Ended December 31, 

2016 

2015 

2014 

2013 

2012 

278,921 

482,013 
(203,092) 

111,610 

482,012 
(370,402) 

32,470 

482,013 
(449,543) 

26,389 

- 
26,389 

44,693 

- 
44,693 

(2,453,280) 
155 
(1,294) 
(498,791) 

(2,612,194) 
1,089 
(480) 
- 

(2,221,663) 
510 
(848) 
- 

(780,754) 
840 
(1,666) 
- 

(594,897) 
1,258 
(1,008) 
- 

$ 

(3,156,302)  $ 

(2,981,987)  $ 

(2,671,544)  $ 

(755,191)  $ 

(549,954) 

- 
- 

- 
- 

- 
- 
(3,156,302) 

16,305 
- 
(2,965,682) 

1,684,047 
- 

6,677,759 
(628,029) 
5,062,233 

1,912,301  
- 

1,721,135  
- 

- 
(1,942,885) 
(785,766) 

- 
(1,217,416) 
(46,235) 

$ 

(0.05)  $ 

(0.05)  $ 

(0.04)  $ 

(0.01)  $ 

(0.01) 

58,227,957 

55,812,511 

67,165,374 

64,156,392 

63,877,703 

 Page 11 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  Year Ended December 31, 

2016 

2015 

2014 

2013 

2012 

$ 

Consolidated Balance Sheet Data: 
Cash 
Total assets 
Total liabilities 
Total stockholders’ (deficit) 
equity 
Working capital 

60,190  $ 

129,093 
444,680 

(315,587) 
13,896 

570,086  $ 

1,129,526 
177,792 

2,876,386  $ 
3,996,745 
156,579 

491,203  $ 

3,607,123 
238,540 

951,734 
454,447 

3,840,166 
2,856,230 

3,368,583 
646,015 

876,004 
3,362,054 
105,608 

3,256,446 
1,640,713 

ITEM 7. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL 
CONDITION AND RESULTS OF OPERATIONS.  

The  information  contained  in  this  Management's  Discussion  and  Analysis  or  Plan  of  Operation 
contains  "forward  looking  statements."  Actual  results  may  materially  differ  from  those  projected  in 
the  forward  looking  statements  as  a  result  of  certain  risks  and  uncertainties  set  forth  in  this  report. 
Although management believes that the assumptions made and expectations reflected in the forward 
looking statements are reasonable, there is no assurance that the underlying assumptions will, in fact, 
prove to be correct or that actual future results will not be materially different from the expectations 
expressed  in  this  Annual  Report.  The  following  discussion  should  be  read  in  conjunction  with  the 
audited Consolidated Financial Statements and related Notes thereto included in Item 7 and with the 
Special Note regarding forward-looking statements included in Part I. 

OVERVIEW 

The primary focus of Shoal Games is the development and marketing of the Rooplay edugame system 
for children and families.  Rooplay has no ads, no in-app purchases, no long downloads, no instant 
messaging,  and  no  outbound  links  of  any  form.    These  characteristics  make  the  product  a  unique 
platform of game content that is entirely safe for children. 

The  games  on  the  Rooplay  system  are  designed  to  both  entertain  and  educate.    Children  engaging 
with Rooplay learn technology, solve puzzles, paint pictures, practice language, learn math, and much 
much more.  Shoal Games is developing a content system with Rooplay that builds tech literacy and 
encourages  early  learning.    The  Company  believes  that  to  be  able  to  teach  children,  they  must  first 
hold  their  attention.    Rooplay  mixes  entertainment  with  education  so  that  long  player  sessions  are 
created in a safe environment so that children have fun and are challenged in new ways with every 
session.  Rooplay has over 500 unique interactive games in every imaginable format.   

Shoal  Games  management  believes  that  through  the  development  of  the  Rooplay  platform  and  the 
production  of  exclusive  edugame  content  that  it  can  create  a  defensible  position  in  the  market  as  a 
premium provider of mobile games content for kids.  Shoal Games has a long history in games and 
software development and believes that its experienced team is capable of creating Rooplay so that it 
becomes a global provider of mobile entertainment.  Rooplay will generate revenue for the Company 
from consumer subscriptions which customers will pay to unlock the Rooplay game catalog.  Shoal 
Games management believes that the development of a platform system such as Rooplay will create a 
significant and sustainable revenue stream for the Company. 

Shoal Games management is pursuing an aggressive growth strategy by approaching local partners in 
many  regions  of  the  world  who  are  interested  in  distributing  Rooplay.    Rooplay's  games  are  not 
restricted  to  any  particular  region  and  the  demand  for  early  learning  systems  such  as  Rooplay  is 
strong.   

With  more  than  6.8  billion  mobile  phone  subscriptions  in  place  globally  the  demand  for  mobile 
content systems is enormous.  Rooplay fills a particular need for families and with every additional 
piece  of  content  that  is  added  to  the  system  the  draw  to  Rooplay  in  comparison  to  other  systems 
becomes  stronger.    With  the  competition  fierce  between  network  operators  for  new  mobile 
subscribers,  Shoal  Games  management  believes  that  owning  a  content  platform  system  such  as 
Rooplay will create long-term value for the Company’s shareholders.  

 Page 12 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Shoal  Games'  other  mobile  products  include  Garfield’s  Bingo  (www.garfieldsbingo.com),  the  first 
mobile bingo game to feature a mega-brand; and Trophy Bingo (www.trophybingo.com), live across 
mobile platforms with over 500,000 installs.  Trophy Bingo and Garfield’s Bingo are innovative free-
to-play  mobile  games  live  in  the  Apple,  Google  and  Amazon  App  Stores.    The  Company  has 
generated its main source of revenue to-date from players making in-app purchases in Trophy Bingo 
and Garfield’s Bingo. 

CRITICAL ACCOUNTING POLICIES 

The  following  discussion  of  critical  accounting  policies  is  intended  to  supplement  the  Summary  of 
Significant Accounting Policies presented as Note 2 to our audited consolidated financial statements 
presented elsewhere in this report.  Note 2 summarize the accounting policies and methods used in the 
preparation  of  our  consolidated  financial  statements.  The  policies  discussed  below  were  selected 
because they require the more significant judgments and estimates in the preparation and presentation 
of  our  financial  statements.  On  an  ongoing  basis,  management  evaluates  these  judgments  and 
estimates,  including  whether  there  are  any  uncertainties  as  to  compliance  with  the  revenue 
recognition criteria described below, and recoverability of long-lived assets, as well as the assessment 
as to whether there are contingent assets and liabilities that should be recognized or disclosed for the 
consolidated financial statements to fairly present the information required to be set forth therein. We 
base our estimates on historical experience, as well as other events and assumptions that are believed 
to  be  reasonable  at  the  time.  Actual  results  could  differ  from  these  estimates  under  different 
conditions. 

Revenue Recognition 

Trophy  Bingo  and  Garfield’s  Bingo  revenues  have  been  recognized  from  the  sale  of  in-game 
purchases,  net  of  platform  fees,  at  the  time  of  purchase  by  the  player.  The  revenue  from  in-game 
advertising is recognized when advertising is served to the player. 

Advertising  revenues,  not  generated  in  Trophy  Bingo  and  Garfield’s  Bingo,  have  been  recognized 
when collection of the amounts are reasonably assured.  

Rooplay  revenue  have  been  recognized  when  collection  of  the  subscriptions  are  reasonably  assured 
and the provision of service has occurred. 

Software Development Costs 

Software development costs incurred in the research and development of new software products and 
enhancements  to  existing  software  products  for  external  use  are  expensed  as  incurred  until 
technological  feasibility  has  been  established.  After  technological  feasibility  is  established,  any 
software development costs are capitalized and amortized on a straight-line basis over the estimated 
economic  life  of  the  related  product.  The  Company  performs  an  annual  review  of  the  estimated 
economic life and the recoverability of such capitalized software costs. If a determination is made that 
capitalized amounts are not recoverable based on the estimated cash flows to be generated from the 
applicable  software,  any  remaining  capitalized  amounts  are  written  off.    The  Company  capitalized 
100% of its development costs of Trophy Bingo in 2013. Commencing January 1, 2014, the Company 
commenced  amortizing  the  capitalized  software  development  costs  over  a  period  of  3  years  and  all 
further  development  costs  have  been  expensed.  The  Company  performs  an  annual  review  of  the 
estimated  economic  life  and  the  recoverability  of  such  capitalized  software  costs,  using  a  net 
realizable value test. 

Although the Company believes that its approach to estimates and judgments as described herein is 
reasonable, actual results could differ and the Company may be exposed to increases or decreases in 
revenue  that  could  be  material.   Total  software  development  costs  for  the  development  of Rooplay, 
Garfield’s Bingo, and Trophy Bingo were $4,935,274 as at December 31, 2016 (2015 - $3,857,636). 

 Page 13 

 
 
 
 
SOURCES OF REVENUE AND REVENUE RECOGNITION 
We generate our revenue from the following: 

-  The  sale  of  in-app  purchases  in  Garfield’s  Bingo  and  Trophy  Bingo  in  the  Google  play, 

Apple iOS and Amazon App stores.  
In-game advertising, whereby players watch advertising to gain in-game currency.  

- 
-  The sale of advertising on our websites. We recognize revenue on this basis based on the 
amount  paid  to  us  upon  the  delivery  and  fulfillment  of  advertising,  provided  that  the 
collection of the resulting receivable is probable.  

-  Consumer subscription from players paying to unlock the Rooplay game catalog. 

SUPPLEMENTARY FINANCIAL INFORMATION 

Quarterly Results of Operations 

The following tables present our unaudited consolidated quarterly results of operations for each of our 
last eight quarters.  This data has been derived from unaudited consolidated financial statements that 
have been prepared on the same basis as the annual audited consolidated financial statements and, in 
our  opinion,  include  all  normal  recurring  adjustments  necessary  for  the  fair  presentation  of  such 
information.  These  unaudited  quarterly  results  should  be  read  in  conjunction  with  our  audited 
consolidated financial statements, included in Item 7 of this report.  

  Three Months Ended 

  December 31, 

2016 

(Unaudited) 

September 30 
2016 

(Unaudited) 

June 30 
2016 
(Unaudited) 

  March 31 

2016 
(Unaudited) 

Revenue 

37,783 

52,758 

77,821 

110,559 

Cost of sales 
Trophy Bingo amortization 
Gross loss 

Operating expenses and other 
(income) / expenses 
Loss on prepaid development 
Loss before income taxes 

Income tax expense  
Income/(loss) after tax 

Basic and diluted net income (loss) 
per share  

Weighted average common shares, 
basic and diluted 

$ 

$ 

120,503 
(82,720) 

661,346 
- 
(744,066) 

120,503 
(67,745) 

120,504 
(42,683) 

120,503 
(9,944) 

589,561 
498,791 
(1,156,097) 

578,294 
- 
(620,977) 

623,924 
- 
(633,868) 

- 
(633,868) 

1,302 
(745,368)  $ 

1 

(9) 

(1,156,098)  $ 

(620,968)  $ 

(0.01)  $ 

(0.02) 

(0.01)  $ 

(0.01) 

$ 

59,708,318 

59,535,637 

57,474,435 

  56,197,703 

 Page 14 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  Three Months Ended 

  December 31, 

2015 

(Unaudited) 

September 30 
2015 

(Unaudited) 

June 30 
2015 
(Unaudited) 

  March 31 

2015 
(Unaudited) 

Revenue 

85,535 

11,130 

6,253 

8,692 

Cost of sales 
Trophy Bingo amortization 
Gross loss 

Operating expenses and other 
(income) / expenses 
Loss from continuing operations 
before income taxes 

Income tax expense  
Loss from continuing operations 

Discontinued operations 
Loss after tax 

Basic and diluted net income (loss) 
per share  
Continuing operations  
Discontinued operations 

Weighted average common shares, 
basic and diluted 

$ 

$ 

$ 

120,503 
(34,968) 

120,503 
(109,373) 

120,503 
(114,250) 

120,503 
(111,811) 

783,451 

649,238 

552,262 

626,154 

(818,419) 

(758,611) 

(666,512) 

(737,965) 

480 
(818,899)  $ 

- 

- 

(758,611)  $ 

(666,512)  $ 

- 

- 

- 

(818,899)  $ 

(758,611)  $ 

(666,512)  $ 

- 
(737,965) 

16,305 
(721,660) 

(0.01)  $ 
- 

(0.01)  $ 
- 

(0.01)  $ 
-  $ 

(0.01) 
0.00 

56,197,703 

55,682,703 

55,682,703 

  55,682,703 

Our financial statements and related schedules are described under “Item 8. Financial Statements”. 

RESULTS OF OPERATIONS 

Years Ended December 31, 2016 and 2015 

Revenue 

Total  revenue  from  continuing  operations  increased  to  $278,921  for  the  year  ended  December  31, 
2016, an increase of 150% over revenue from continuing operations of $111,610 for the same period 
in  the  prior  year.  The  increase  in  total  revenue  compared  to  fiscal  2015,  is  due  to  the  Company 
launching a full global release of a feature complete Trophy Bingo in the Google Play and Apple App 
Store in the latter half of the third quarter of fiscal 2015 and an increase in players playing Trophy 
Bingo and the launch of Garfield’s Bingo in the fourth quarter of fiscal 2016.  

Selling and marketing expenses 

Sales  and  marketing  expenses  from  continuing  operations  were  $403,523  for  the  year  ended 
December 31, 2016, a decrease  of  27% over expenses of $549,534 for  the  same  period  in  the  prior 
year.  This  decrease  in  sales  and  marketing  expenses  from  continuing  operations  in  fiscal  2016, 
compared to fiscal 2015, was due to a lower marketing spend for player acquisitions in Trophy Bingo 
commencing  in  early  2016  whilst  the  Company  prepared  for  the  launch  of  planned  new  features  in 
Trophy  Bingo  to  meet  active  player  demand  and  to  complete  the  development  of  Garfield’s  Bingo. 
Selling and marketing expenses principally include publishing services and user acquisition costs to 
acquire players.   

We expect to incur increased sales and marketing expenses to bring new players to Rooplay and our 
bingo games now that all three products are commercially viable.   There can be no assurances that 
these expenditures will result in increased traffic or significant additional revenue. 

 Page 15 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
General and administrative expenses 

General  and  administrative  expenses  consist  primarily  of  premises  costs  for  our  office,  legal  and 
professional  fees,  and  other  general  corporate  and  office  expenses.  General  and  administrative 
expenses decreased to $231,404 for the year ended December 31, 2016, a decrease of 35% over costs 
of  $356,647  for  the  previous  year.  Effective  July  2,  2015,  the  Company  commenced  trading  on  the 
TSX Venture Exchange as a tier 2 Technology Issuer under the trading symbol “SGW. This decrease 
in general and administrative expenses compared to fiscal 2015, is due to the fees incurred in listing 
the Company in 2015.  

We expect to continue to incur general and administrative expenses to support the business, and there 
can be no assurances that we will be able to generate sufficient revenue to cover these expenses. 

Salaries, wages, consultants and benefits 

Salaries,  wages,  consultants  and  benefits  expenses  decreased  to  $413,166  during  the  year  ended 
December  31,  2016,  a  decrease  of  4%  over  costs  of  $429,072  for  the  previous  year.  Certain  of  the 
Company’s salaries, wages, consultants and benefits expenses are incurred in Canadian Dollars. The 
decline in the Canadian dollar in relation to the United States dollar has led to a decline in salaries, 
wages, consultants and benefits expenses for the year ended December 31, 2016.  

Depreciation and amortization 

Equipment  is  depreciated  using  the  declining  balance  method  over  the  useful  lives  of  the  assets, 
ranging from three to five years.  Depreciation increased to $3,570 during the year ended December 
31,  2016,  over  depreciation  of  $3,467  during  the  prior  year.  This  increase  in  depreciation  and 
amortization compared to fiscal 2015, is due to the disposal of old obsolete equipment. 

Development and amortization 

Commencing  January  1,  2014,  the  Company  ceased  to  capitalize  the  development  costs  of  Trophy 
Bingo and commenced amortizing the capitalized development costs over the life of the game. The 
Company  expensed  $1,077,638  in  development  costs  during  the  year  ended  December  31,  2016,  a 
decrease  of  12%  over  $1,230,216  of  development  costs  in  the  prior  year.  This  decrease  in 
development costs is due to a smaller team developing Rooplay, Garfield’s Bingo and Trophy Bingo 
compared  to  fiscal  2015.  In  addition,  the  Company  amortized  $482,013  (2015  -  $482,012)  of  the 
capitalized development costs during the year ended December 31, 2016. 

Other income and expenses 

During  the  year  ended  December  31,  2016,  the  Company  has  a  foreign  exchange  loss  of  $33,020 
compared  to  foreign  exchange  gains  of  $33,758  in  the  prior  year.  These  losses  are  due  to  the 
exchange rate movements of the US Dollar compared to the Pound Sterling and the Canadian Dollar. 

During the year ended December 31, 2016, we received interest income of $155, a decrease of 86% 
compared to interest income of $1,089 in the prior year. The interest income is received from bank 
term deposits from investing our cash. The decrease in interest income is due to lower bank account 
balances in fiscal 2016 compared to fiscal 2015. 

Loss on prepaid development 

During  the  second  quarter  of  fiscal  2016,  the  Company  prepaid  $863,660  in  development  costs,  in 
order  to  lessen  our  expected  overall  development  costs.  Effective  August  31,  2016,  Roadhouse 
Interactive  Limited,  our  outsourced  developer,  was  placed  in  receivership.  There  was  $498,791  in 
development expenses which had not been utilized. The Company immediately expensed these costs 
and  hired  the  key  members  of  the  Roadhouse  development  staff  that  had  been  working  on  the 
Company’s products.  The Company, at all times, has retained ownership and copies of all requisite 
source code and art work in all its products.  

 Page 16 

 
 
 
 
 
Income taxes  

The Company incurred income tax expense of $1,294 during the year ended December 31, 2016, in 
relation to profits earned in its subsidiaries in different jurisdictions compared to income tax expense 
of  $480  in  the  prior  year.  During  the  year  ended  December  31,  2005,  the  Bingo.com,  Inc.  merged 
with  its  subsidiary  Bingo.com,  Ltd.  in  Anguilla,  British  West  Indies.  Anguilla  is  a  zero  tax 
jurisdiction.  

Sale of domain name 

Effective December 31, 2014, the Company sold its URL www.bingo.com and its bingo business to 
Unibet  Group  plc  (“Unibet”)  for  total  consideration  of  $8,000,000.  The  Company  received  cash 
consideration  of  $2,000,000  and  redemption  of  the  15,000,000  common  shares  of  the  Company, 
which  were  held  by  Unibet  and  recorded  this  gain  in  the  year  ended  December  31,  2015.  The 
15,000,000 common shares held by Unibet were returned to the Company’s treasury and cancelled. 
The Company recorded a residual gain from the sale of $16,305 which was received in the year ended 
December 31, 2016.  

Net loss and loss per share 

The  net  loss  after  taxation  for  the  twelve  months  ended  December  31,  2016,  amounted  to 
($3,156,302), a loss of ($0.05) per share, compared to a net loss of ($2,965,682), a loss of ($0.05) per 
share in the twelve months ending December 31, 2015.  The increase in net loss is due to the loss on 
prepaid development costs.   

LIQUIDITY AND CAPITAL RESOURCES  

We  had  cash  of  $60,190  and  working  capital  of  $13,896  at  December  31,  2016.  This  compares  to 
cash of $570,086 and working capital of $454,447 at December 31, 2015. 

During  the  year  ended  December  31,  2016,  we  used  cash  of  $2,476,707  in  operating  activities 
compared to using cash of $2,383,038 in the prior year.  

Net  cash  generated  by  financing  activities  was  $1,974,215  in  the  year  ended  December  31,  2016, 
which  compares  to  cash  generated  by  financing  activity  of  $77,250  in  fiscal  2015.  This  cash 
generated  by  financing  activity  is  due  to  the  cash  raised  from  two  private  placements  and  a  rights 
issue  during  the  year  ended  December  31,  2016  compared  to  the  cash  raised  from  option  holders 
exercising their options during the year ended December 31, 2015 

Cash of $7,404 used in investing activities  in  fiscal 2016, compared to $512 in the prior  year. This 
increase  in  cash  used  in  investing  activities  is  due  to  the  acquisition  of  equipment  and  furniture  for 
new employees.  

Our future capital requirements will depend on a number of factors, including costs associated with 
the further development of Rooplay, Garfield’s Bingo and Trophy Bingo; the cost of marketing and 
player acquisition costs for Rooplay, Garfield’s Bingo and Trophy Bingo, and the success of Rooplay, 
Garfield’s Bingo and Trophy Bingo. 

Off Balance Sheet Arrangements 

We  did  not  have  any  Off  Balance  sheet  arrangements  for  the  year  ended  December  31,  2016  and 
2015. 

AUDIT COMMITTEE 

Our  audit  committee  consists  of  four  directors  and  reports  to  the  Board  of  Directors.  The  audit 
committee meets regularly throughout the year and met with the independent auditors on March 30, 
2017, and approved the financials statements for the year ended December 31, 2016. 

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA. 

 Page 17 

 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 

Consolidated Financial Statements 

Years ended December 31, 2016 and 2015 

Report of Independent Registered Public Accounting Firm  
for the years ended December 31, 2016 and 2015 

Consolidated Financial Statements 

Balance Sheets 

Statements of Operations 

Statements of Stockholders’ Equity (Deficiency) 

Statements of Cash Flows 

Notes to Consolidated Financial Statements 

19 

20 

21 

22 

23 

24 

 Page 18 

 
 
 
 
 
 
 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

To the Shareholders and Directors of 
Shoal Games Ltd. 

We  have  audited  the  accompanying  consolidated  financial  statements  of  Shoal  Games  Ltd.  (the 
“Company”), which comprise the consolidated balance sheets as of December 31, 2016 and 2015, and 
the  related  consolidated  statements  of  operations,  stockholders’  equity  (deficiency),  and  cash  flows 
for  the  years  ended  December  31,  2016  and  2015.  These  consolidated  financial  statements  are  the 
responsibility  of  the  Company’s  management.  Our  responsibility  is  to  express  an  opinion  on  these 
consolidated financial statements based on our audits. 

We  conducted  our  audits  in  accordance  with  the  standards  of  the  Public  Company  Accounting 
Oversight Board (United States). Those standards require that we plan and perform the audit to obtain 
reasonable  assurance  about  whether  the  consolidated  financial  statements  are  free  of  material 
misstatement.  An  audit  includes  examining,  on  a  test  basis,  evidence  supporting  the  amounts  and 
disclosures in the consolidated financial statements. An audit also includes assessing the accounting 
principles  used  and  significant  estimates  made  by  management,  as  well  as  evaluating  the  overall 
consolidated financial statement presentation. We believe that our audits provide a reasonable basis 
for our opinion. 

In our opinion, the consolidated financial statements referred to above present fairly, in all material 
respects,  the  financial  position  of  Shoal  Games  Ltd.  as  of  December  31,  2016  and  2015,  and  the 
results  of  its  operations  and  its  cash  flows  for  the  years  ended  December  31,  2016  and  2015  in 
conformity with accounting principles generally accepted in the United States of America. 

The accompanying consolidated financial statements have been prepared assuming that Shoal Games 
Ltd. will continue as a going concern. As discussed in Note 1 to the consolidated financial statements, 
the Shoal Games Ltd. has suffered recurring losses from operations. This matter, along with the other 
matters set forth in Note 1, indicate the existence of material uncertainties that raises substantial doubt 
about  its  ability  to  continue  as  a  going  concern.  Management's  plans  in  regard  to  these  matters  are 
also described in Note 1. The consolidated financial statements do not include any adjustments that 
might result from the outcome of this uncertainty. 

Vancouver, Canada  

March 31, 2017 

“DAVIDSON & COMPANY LLP” 

Chartered Professional Accountants 

 Page 19 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Consolidated Balance Sheets 

As at December 31, 
Assets 
Current assets: 
   Cash 
   Accounts receivable, less allowance for doubtful accounts  
   $27,666 (2015 - $nil) (Note 3) 
   Prepaid expenses  
Total Current Assets 

Equipment, net (Note 5) 

2016 

2015 

$ 

60,190 

  $ 

570,086 

17,194 
33,494 
110,878 

44,948 
17,205 
632,239 

10,148 

6,314 

Game development assets (Note 6) 

- 

482,013 

Security deposits 

8,067 

8,960 

Deferred tax asset, less valuation allowance of $15,017 
(2015 - $17,898) (Note 11) 

-   

-     

Total Assets 

$ 

129,093 

  $ 

1,129,526 

Liabilities and Stockholders’ Equity (Deficiency) 
Current liabilities: 
   Accounts payable 
   Accrued liabilities 
   Accounts payable and accrued liabilities - related party (Note 12) 
Total Current Liabilities 

$ 

Promissory notes (note 8)  
Total Liabilities 

Commitments (Note 10) 

Stockholders’ equity (Deficiency) (Note 9): 
   Common stock, no par value, unlimited shares authorized, 
   59,708,318 shares issued and outstanding  
   (December 31, 2015 - 56,197,703) 
   Accumulated deficit 
   Accumulated other comprehensive income: 
     Foreign currency translation adjustment 
Total Stockholders’ Equity (Deficiency) 

  $ 

3,667 
87,959 
5,356 
96,982 

347,698 
444,680 

74,200 
71,026 
32,566 
177,792 

- 
177,792 

21,223,271 
(21,563,438) 

19,334,290 
(18,407,136) 

24,580 
(315,587) 

24,580 
951,734 

Total Liabilities and Stockholders’ Equity (Deficiency) 

$ 

129,093 

  $ 

1,129,526 

See accompanying notes to consolidated financial statements. 

 Page 20 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

CONSOLIDATED STATEMENTS OF OPERATIONS 

Years ended December 31, 

Total revenue 

Cost of sales: 
   Game development amortization (Note 6) 
Total cost of sales 

Gross loss 

Operating expenses: 
   Depreciation and amortization (Note 5) 
   Directors fees 
   General and administrative 
   Provision for doubtful debts 
   Salaries, wages, consultants and benefits 
   Selling and marketing 
   Stock based compensation (Note 9) 
   Game development (Note 6) 
Total operating expenses 

2016 

2015 

$ 

278,921 

$ 

111,610 

482,013 
482,013 

(203,092) 

3,570 
 6,000 
231,404 
27,666 
413,166 
403,523 
257,293 
1,077,638 
2,420,260 

482,012 
482,012 

(370,402) 

3,467 
 9,500 
356,647 
- 
429,072 
549,534 
- 
1,230,216 
2,578,436 

Loss before other income (expense) and income taxes 

(2,623,352) 

(2,948,838) 

Other income (expense): 
   Foreign exchange loss 
   Interest and other income 
   Loss on prepaid development (Note 4) 

Loss from continuing operations before income taxes 

Income tax expense (Note 11) 

Loss from continuing operations 

Discontinued operations: (Note 7) 
Loss after tax  

Other comprehensive income (loss) 

Comprehensive income (loss) 

Basic and diluted profit (loss) per common share (Note 2) 
Continuing operations  
Discontinued operations 

Weighted average common shares outstanding, basic  
(Note 2) 
Weighted average common shares outstanding, diluted  
(Note 2) 

See accompanying notes to consolidated financial statements. 

(33,020) 
155 
(498,791) 

(3,155,008) 

(1,294) 

(33,758) 
1,089 
- 

(2,981,507) 

(480) 

$ 

(3,156,302) 

$ 

(2,981,987) 

$ 

$ 

- 
(3,156,302) 

- 

(3,156,302) 

(0.05) 
- 

58,227,957 

58,227,957 

$ 

$ 
$ 

16,305 
(2,965,682) 

- 

(2,965,682) 

(0.05) 
0.00 

55,812,511 

55,812,511 

 Page 21 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
77,250 

(2,965,682) 

951,734 

58,284 

1,562,479 

80,949 

(70,024) 

257,293 

(3,156,302) 

- 

- 

- 

- 

- 

- 

SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY (DEFICIENCY) 

Years ended December 31, 2016 and 2015 

Common stock 

Shares 

Amount 

Accumulated  
Deficit 

Accumulated Other 
Comprehensive 
income 
Foreign currency 
translation 
adjustment 

Total 
Stockholders’ 
Equity  

Balance, December 31, 2014 

55,682,703 

$19,257,040 

$(15,441,454) 

$ 24,580 

$3,840,166 

   Exercise of stock options 

515,000 

77,250 

- 

   Net loss 

- 

- 

(2,965,682) 

- 

- 

Balance, December 31, 2015 

56,197,703 

19,334,290 

(18,407,136) 

 24,580 

   Discount on promissory note 

- 

58,284 

   Private placement 

3,337,934 

1,562,479 

   Rights issue 

172,681 

80,949 

Share issuance costs 

   Stock based compensation 

   Net loss 

- 

- 

- 

(70,024) 

257,293 

- 

(3,156,302) 

- 

- 

- 

- 

- 

Balance, December 31, 2016 

59,708,318 

$21,223,271 

$(21,563,438) 

$ 24,580 

($315,587) 

See accompanying notes to consolidated financial statements. 

 Page 22 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Consolidated Statements of Cash Flows 

Years ended December 31, 
Cash flows from operating activities: 
   Net loss  
   Adjustments to reconcile net (loss) income to net cash used in 
   operating activities: 
     Depreciation and amortization 
     Game development amortization 
     Accretion of promissory note 
     Stock based compensation 
     Discontinued operations 

   Changes in operating assets and liabilities: 
      Accounts receivable 
      Prepaid expenses 
      Game development assets 
      Accounts payable and accrued liabilities 
   Net cash used in operating activities 

Cash flows from investing activities: 
   Acquisition of equipment 
   Net cash used in investing activities 

Cash flows from financing activities: 
   Exercise of stock options 
   Private placement 
   Promissory note 
   Rights issue 
   Share issuance costs 
   Net cash provided by financing activities 

Change in cash 

Cash, beginning of year 
Cash, end of year 

Supplementary information: 
   Interest paid 
   Income taxes paid 

Non-cash financing activity 
Non-cash investing activity 

See accompanying notes to consolidated financial statements. 

2016 

2015 

$ 

(3,156,302) 

$ 

(2,965,682) 

3,570 
482,013 
5,171 
257,293 
- 

27,754 
(16,289) 
893 
(80,810) 
(2,476,707) 

(7,404) 
(7,404) 

- 
1,562,479 
400,811 
80,949 
(70,024) 
1,974,215 

3,467 
482,012 
- 
- 
(16,305) 

77,108 
(2,838) 
1,682 
37,518 
(2,383,038) 

(512) 
(512) 

77,250 
- 
- 
- 
- 
77,250 

(509,896) 

(2,306,300) 

$ 

$ 
$ 

$ 
$ 

570,086 
60,190 

- 
1,294 

- 
- 

$ 

$ 
$ 

$ 
$ 

2,876,386 
570,086 

- 
480 

- 
- 

 Page 23 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2016 and 2015 

1.  Introduction: 

Nature of business 

The primary focus of Shoal Games Ltd. (the “Company”) is the development and marketing of 
the Rooplay edugame system for children and families.  Rooplay is an advertising free platform 
of game content that is directed at children. 

The  games  on  the  Rooplay  system  are  designed  to  both  entertain  and  educate.    Children 
engaging with Rooplay learn technology, solve puzzles, paint pictures, practice language, learn 
math, and other educational games.  Shoal Games is developing a content system with Rooplay 
that builds tech literacy and encourages early learning.  

Rooplay will generate revenue for the Company from consumer subscriptions which customers 
pay to unlock the Rooplay game catalog.   

Shoal  Games'  other  mobile  products  include  Garfield’s  Bingo  (www.garfieldsbingo.com),  and 
Trophy  Bingo  (www.trophybingo.com),  are  free-to-play  mobile  games  live  in  the  Apple, 
Google and Amazon App Stores.  The Company has generated its main source of revenue to-
date from players making in-app purchases in Trophy Bingo and Garfield’s Bingo. 

Continuing operations 

These consolidated financial statements have been prepared on the going concern basis, which 
presumes  the  realization  of  assets  and  the  settlement  of  liabilities  in  the  normal  course  of 
operations.    The  application  of  the  going  concern  basis  is  dependent  upon  the  Company 
achieving  profitable  operations  to  generate  sufficient  cash  flows  to  fund  continued  operations, 
or, in the absence of adequate cash flows from operations, obtaining additional financing.  The 
Company has reported losses from operations for the year ended December 31, 2016 and 2015, 
and has an accumulated deficit of $21,563,438 as at December 31, 2016.  This raises substantial 
doubt about the Company’s ability to continue as a going concern.  

In view of the matters described in the preceding paragraph, recoverability of a major portion 
of  the  recorded  asset  amounts  and  settlement  of  the  liability  amounts  shown  in  the 
accompanying balance sheets is dependent upon continued operations of the Company, which 
in  turn  is  dependent  upon  the  Company's  ability  to  succeed  in  its  future  operations.  The 
Financial  statements  do  not  include  any  adjustments  relating  to  the  recoverability  and 
classification of recorded asset amounts or amounts and classification of liabilities that might 
be necessary should the Company be unable to continue in existence. 

Management continues to review operations in order to identify additional strategies designed 
to  generate  cash  flow,  improve  the  Company’s  financial  position,  and  enable  the  timely 
discharge  of  the  Company’s  obligations.    If  management  is  unable  to  identify  sources  of 
additional cash flow in the short term, it may be required to further reduce or limit operations. 

 Page 24 

 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2016 and 2015 

2.  Summary of significant accounting policies: 

(a)   Basis of presentation: 

These consolidated financial statements have been prepared in accordance with accounting 
principles generally accepted in the United States of America (“US GAAP”) applicable to 
annual  financial  information  and  with  the  rules  and  regulations  of  the  United  States 
Securities and Exchange Commission. The financial statements include the accounts of the 
Company’s subsidiaries,  

Company 

Registered 

% Owned 

Shoal Media (Canada) Inc. 

British Columbia, Canada 

Coral Reef Marketing Inc. 

Anguilla 

Shoal Media Inc. 

Anguilla 

Shoal Games (UK) Plc 

United Kingdom 

Rooplay Media Ltd. 

British Columbia, Canada 

100% 

100% 

100% 

99% 

100% 

In  addition,  there  are  the  following  dormant  subsidiaries;  Bingo.com  (Antigua)  Inc., 
Bingo.com (Wyoming) Inc., and Bingo Acquisition Corp. 

During  the  year  ended  December  31,  2016,  English  Bay  Office  Management  Limited 
changed its name to Shoal Media (Canada) Inc. During the year ended December 31, 2016, 
Rooplay  Media  Ltd.  was  registered  in  British  Columbia,  Canada.  All  inter-company 
balances and transactions have been eliminated in the consolidated financial statements. 

Subsequent to the year ended December 31, 2016, Shoal Media UK Ltd. was incorporated 
under the laws of England and Wales. 

(b)   Use of estimates: 

The  preparation  of  consolidated  financial  statements  in  conformity  with  US  GAAP, 
requires management to make estimates and assumptions that affect the reported amounts 
of assets and liabilities and the disclosure of contingent assets and liabilities at the date of 
the financial statements and recognized revenues and expenses for the reporting periods.  

Significant  areas  requiring  the  use  of  estimates  include  the  valuation  of  long-lived  assets, 
the  collectibility  of  accounts  receivable  and  the  valuation  of  deferred  tax  assets.    Actual 
results may differ significantly from these estimates. 

(c)   Revenue recognition:  

Trophy  Bingo  and  Garfield’s  Bingo  revenues  have  been  recognized  from  the  sale  of  in-
game  purchases,  net  of  platform  fees,  at  the  time  of  purchase  by  the  player.  The  revenue 
from in-game advertising is recognized when advertising is served to the player. 

 Page 25 

 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2016 and 2015 

2.  Summary of significant accounting policies (Continued): 

(c)  Revenue recognition: (Continued) 

Advertising  revenues,  not  generated  in  Trophy  Bingo  or  Garfield’s  Bingo,  have  been 
recognized when collection of the amounts are reasonably assured. 

Rooplay revenue have been recognized when collection of the subscriptions are reasonably 
assured and the provision of service has occurred. 

(d)  Foreign currency: 

The consolidated financial statements are presented in United States dollars, the functional 
currency of the Company and its subsidiaries. The Company accounts for foreign currency 
transactions and translation of foreign currency financial statements under Statement  ASC 
830, Foreign Currency Matters. Transaction amounts denominated in foreign currencies are 
translated at exchange rates prevailing at the transaction dates. Carrying values of monetary 
assets and liabilities are adjusted at each balance sheet date to reflect the exchange rate at 
that  date.  Non-monetary  assets  and  liabilities  are  translated  at  the  exchange  rate  on  the 
original transaction date. 

Gains  and  losses  from  restatement  of  foreign  currency  monetary  and  non-monetary  assets 
and liabilities are included in net income. Revenues and expenses are translated at the rates 
of exchange prevailing on the dates such items are recognized in earnings.  

(e)  Accounts receivable: 

Trade  and  other  accounts  receivable  are  reported  at  face  value  less  any  provisions  for 
uncollectible accounts considered necessary. Accounts receivable includes receivables from 
payment processors and trade receivables from customers. The Company estimates doubtful 
accounts on an item-by-item basis and includes over-aged accounts as part of allowance for 
doubtful  accounts,  which  are  generally  ones  that  are  ninety-days  overdue.    Bad  debt 
expense, for the year ended December 31, 2016, was $nil (2015 - $nil).  

(f)  Equipment: 

Equipment is recorded at cost less accumulated depreciation. Depreciation is provided for 
annually on the declining balance method over the following periods: 

Equipment and computers  
Furniture and fixtures 

3 years 
5 years  

Expenditures  for  maintenance  and  repairs  are  charged  to  expenses  as  incurred.  Major 
improvements are capitalized. Gains and losses on disposition of equipment are included in 
income or expenses as realized. 

 Page 26 

 
 
 
 
 
 
 
 
 
  
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2016 and 2015 

2.  Summary of significant accounting policies (Continued): 

(g)  Software Development Costs:  

Software  development  costs  incurred  in  the  research  and  development  of  new  software 
products and enhancements to existing software products for external use are expensed as 
incurred until technological feasibility has been established. After technological feasibility 
is established, any software development costs are capitalized and amortized at the greater 
of the straight-line basis over the estimated economic life of the related product or the ratio 
that current gross revenues for a product bear to the total of current and anticipated future 
gross  revenues  for  the  related  product.  Commencing  January  1,  2014,  the  Company 
obtained  technological  feasibility  and  is  amortizing  the  capitalized  software  development 
costs  over  a  period  of  3  years.  The  Company  performs  an  annual  review  of  the  estimated 
economic  life  and  the  recoverability  of  such  capitalized  software  costs,  using  a  net 
realizable value test.  The Company completed the amortization of the capitalized Trophy 
Bingo software development expenses on December 31, 2016.     

If  a  determination  is  made  that  capitalized  amounts  are  not  recoverable  based  on  the 
estimated  cash  flows  to  be  generated  from  the  applicable  software,  any  remaining 
capitalized  amounts  are  written  off.  Although  the  Company  believes  that  its  approach  to 
estimates  and  judgments  as  described  herein  is  reasonable,  actual  results  could  differ  and 
the Company may be exposed to increases or decreases in revenue that could be material. 

Total  software  development  costs  for  the  development  of  all  three  games;  Rooplay, 
Garfield’s Bingo and Trophy Bingo, were $4,935,274 as at December 31, 2016 (December 
31, 2015 - $3,857,636). 

 (h) Advertising: 

The Company expenses the cost of advertising in the period in which the advertising space 
or  airtime  is  used.  Advertising  costs  from  continuing  operations  charged  to  selling  and 
marketing expenses in 2016 totaled $403,523 (2015 - $549,534).   

(i)  Stock-based compensation: 

The  Company  recognizes  all  stock-based  compensation  as  an  expense  in  the  financial 
statements and that such cost be measured at the fair value of the award. 

The  fair  value  of  each  option  grant  has  been  estimated  on  the  date  of  the  grant  using  the 
Black-Scholes option-pricing model with the following assumptions: 

Expected dividend yield 
Expected stock price volatility 
Weighted average volatility 
Risk-free interest rate 
Expected life of options 
Forfeiture rate 

 Page 27 

2016 
-   

78% 
78% 
1.9% 
5 years 
0% 

2015 
-   
-   
-   
-   
-   
-   

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2016 and 2015 

2. 

Summary of significant accounting policies (Continued): 

(j)   Impairment of long-lived assets and long-lived assets to be disposed of:  

The Company accounts for long-lived assets in accordance with the provisions of ASC 360, 
Property, Plant and Equipment and ASC 350, Intangibles-Goodwill and Others. During the 
periods  presented,  the  only  long-lived  assets  reported  on  the  Company’s  consolidated 
balance  sheet  are  equipment,  game  development  assets,  and  security  deposits.    These 
provisions  require  that  long-lived  assets  and  certain  identifiable  recorded  intangibles  be 
reviewed  for  impairment  whenever  events  or  changes  in  circumstances  indicate  that  the 
carrying amount of an asset may not be recoverable.  Recoverability of assets to be held and 
used  is  measured  by  a  comparison  of  the  carrying  amount  of  an  asset  to  future  net  cash 
flows expected to be generated by the asset. 

If such assets are considered to be impaired, the impairment to be recognized is measured 
by  the  amount  by  which  the  carrying  amount  of  the  assets  exceeds  the  fair  value  of  the 
assets.    Assets  to  be  disposed  of  are  reported  at  the  lower  of  the  carrying  amount  and  the 
fair value less costs to sell. 

(k)  Income taxes:  

The Company follows the asset and liability method of accounting for income taxes.  Under 
this method, current income taxes are recognized for the estimated income taxes payable for 
the current period.  Deferred income taxes are provided based on the estimated future tax 
effects of temporary differences between financial statement carrying amounts of assets and 
liabilities  and  their  respective  tax  bases,  as  well  as  the  benefit  of  losses  available  to  be 
carried forward to future years for tax purposes. 

Deferred tax assets and liabilities are measured using the enacted tax rates that are expected 
to apply to taxable income in the years in which those temporary differences are expected to 
be recovered and settled.  The effect on deferred tax assets and liabilities of a change in tax 
rates is recognized in operations in the period that includes the enactment date.  A valuation 
allowance is recorded for deferred tax assets when it is not more likely than not that such 
future tax assets will be realized. 

(l)  Net (loss) income per share: 

ASC  260,  “Earnings  Per  Share”,  requires  presentation  of  basic  earnings  per  share  (“Basic 
EPS”)  and  diluted  earnings  per  share  (“Diluted  EPS”).  Basic  earnings  (loss)  per  share  is 
computed  by  dividing  earnings  (loss)  available  to  common  stockholders  by  the  weighted 
average  number  of  common  shares  outstanding  during  the  period.  Diluted  earnings  per 
share  reflects  the  potential  dilution,  using  the  treasury  stock  method,  that  could  occur  if 
outstanding  options  or  warrants  were  exercised  and  converted  into  common  stock.  In 
computing diluted earnings per share, the treasury stock method assumes that outstanding  

 Page 28 

 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2016 and 2015 

2.  Summary of significant accounting policies (Continued): 

(l)  Net (loss) income per share: (Continued) 

options and warrants are exercised and the proceeds are used to purchase common stock at 
the average market price during the period. 

Options and warrants will have a dilutive effect under the treasury stock method only when 
the average market price of the common stock during the period exceeds the exercise price 
of the options and warrants. In periods where losses are reported, the weighted average  

number  of  common  shares  outstanding  excludes  common  stock  equivalents  because  their 
inclusion  would  be  anti-dilutive.  A  total  of  1,010,000  (2015  -  nil)  stock  options  were 
excluded as at December 31, 2016.  

The  earnings  per  share  data  for  the  year  ended  December  31,  2016  and  2015  are 
summarized as follows: 

Loss for the year from continuing operations 
Income (loss) for the year from discontinued 
operations 

Basic and diluted weighted average number of 
common shares outstanding 

Basic and diluted (loss) earnings per common 
share outstanding 
Continuing operations  
Discontinued operations 

$ 

$ 

$ 

2016 

(3,156,302)  $ 

2015 
(2,981,987) 

-  $ 

16,305 

58,227,957 

55,812,511 

(0.05)  $ 
-  $ 

(0.05) 
0.00 

(m) Domain name and intangible assets:  

The Company had capitalized the cost of the purchase of the domain name Bingo.com and 
was amortizing the cost over five years from the date of commencement of operations. In 
2002,  the  Company  suspended  the  amortization  of  the  domain  name  cost  in  accordance 
with ASC 350, where companies are no longer required to amortize indefinite life assets but 
instead test the indefinite intangible asset for impairment at least annually. The capitalized 
amount was based on the net present value of the minimum payments permitted under the 
terms of the purchase agreement. The domain name is tested for impairment by comparing 
the future cash flows of the domain name with its carrying value. The Company determined 
that  as  a  result  of  level  3  unobservable  inputs  in  accordance  with  ASC  820,  Fair  Value 
Measurements  and  Disclosures,  that  the  fair  value  of  the  domain  name  exceeded  the 
carrying value and therefore no impairment existed for the years presented.   

(n)  New accounting pronouncements and changes in accounting policies: 

In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers 
and issued subsequent amendments to the initial guidance in August 2015, March 2016,  

 Page 29 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2016 and 2015 

2.  Summary of significant accounting policies (Continued): 

(n)  New accounting pronouncements and changes in accounting policies: (Continued) 

April 2016, and May 2016 within ASU 2015-04, ASU 2016-08, ASU 2016-10, ASU 2016-
11  and  ASU  2016-12,  respectively.  The  guidance  in  this  update  supersedes  the  revenue 
recognition  requirements  in  ASC  605,  Revenue  Recognition,  and  most  industry-specific 
guidance  throughout  the  Codification.  Additionally,  this  update  supersedes  some  cost 
guidance  included  in  ASC  605-35,  Revenue  Recognition  -  Construction-Type  and 
Production-Type  Contracts.  In  addition,  the  existing  requirements  for  the  recognition  of  a 
gain or loss on the transfer of nonfinancial assets that are not in a contract with a customer 
(for  example,  assets  within  the  scope  of  ASC  360,  Property,  Plant,  and  Equipment,  and 
intangible  assets,  within  the  scope  of  ASC  350,  Intangibles  -  Goodwill  and  Other)  are 
amended to be consistent with the guidance on recognition and measurement in this update. 
The  standard  was  to  be  effective  for  the  Company  as  of  January  1,  2018.  An  entity  can 
apply  the  revenue  standard  retrospectively  to  each  prior  reporting  period  presented  (full 
retrospective method) or retrospectively with the cumulative effect of initially applying the 
standard  recognized  at  the  date  of  initial  application  in  retained  earnings  (simplified 
transition  method).  The  Company  is  currently  assessing  the  impact  of  this  update  on  its 
consolidated  financial  statements.  The  Company  has  not  yet  selected  an  adoption  date,  a 
transition method nor has it determined the effect of the standard on its ongoing financial 
reporting. 

In  June  2014,  the  FASB  issued  ASU  No.  2014-12,  Compensation-Stock  Compensation. 
This  guidance  requires  that  a  performance  target  that  affects  vesting,  and  that  could  be 
achieved after the requisite service period, be treated as a performance condition. As such, 
the performance target should not be reflected in estimating the grant date fair value of the 
award.  This  update  further  clarifies  that  compensation  cost  should  be  recognized  in  the 
period  in  which  it  becomes  probable  that  the  performance  target  will  be  achieved  and 
should  represent  the  compensation  cost  attributable  to  the  periods  for  which  the  requisite 
service  has  already  been  rendered.  The  new  standard  is  effective  for  fiscal  years,  and 
interim  periods  within  those  fiscal  years,  beginning  after  December  15,  2015  and  can  be 
applied either prospectively or retrospectively to all awards outstanding as of the beginning 
of the earliest annual period presented as an adjustment to opening retained earnings. Early 
adoption is permitted. The adoption of ASU 2014-12 did not have a material impact on our 
financial condition, liquidity or results of operations. 

In August 2014, the FASB issued ASU No. 2014-15, Presentation of Financial Statements - 
Going Concern (Subtopic 205-40): Disclosure of Uncertainties about an Entity's Ability to 
Continue  as  a  Going  Concern  ("ASU  2014-15").  ASU  2014-15  provides  guidance  about 
management's responsibility to evaluate whether there is substantial doubt about an entity's 
ability to continue as a going concern and sets rules for how this information should be  

 Page 30 

 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2016 and 2015 

2.  Summary of significant accounting policies (Continued): 

(n)  New accounting pronouncements and changes in accounting policies: (Continued) 

disclosed  in  the  financial  statements.  ASU  2014-15  is  effective  for  annual  periods  ending 
after  December  15,  2016  and  interim  periods  thereafter.  Early  adoption  is  permitted.  The 
Company is evaluating the effect of ASU 2014-15 on our consolidated financial condition 
and results of operations. 

In  November  2014,  the  FASB  issued  ASU  No.  2014-16,  Determining  Whether  the  Host 
Contract in a Hybrid Financial Instrument Issued in the Form of a Share Is More Akin to 
Debt  or  to  Equity.  This  standard  requires  an  entity  to  “determine  the  nature  of  the  host 
contract by considering all stated and implied substantive terms and features of the hybrid 
financial instrument, weighing each term and feature on the basis of the relevant facts and 
circumstances  which  the  hybrid  financial  instrument  was  issued  or  acquired  and  the 
potential outcome of the hybrid financial instrument.  ASU 2014-16 is effective for annual 
periods  ending  after  December  15,  2015  and  interim  periods  thereafter.  Early  adoption  is 
permitted.  The  adoption  of  ASU  2014-16  did  not  have  a  material  impact  on  our  financial 
condition, liquidity or results of operations. 

In January 2015, the FASB issued ASU 2015-01, which eliminates from GAAP the concept 
of  extraordinary  items.  If  an  event  or  transaction  meets  the  criteria  for  extraordinary 
classification,  it  is  segregated  from  the  results  of  ordinary  operations  and  is  shown  as  a 
separate  item  in  the  income  statement,  net  of  tax.  ASU  2015-01  is  effective  for  annual 
periods,  and  interim  periods  within  those  annual  periods,  beginning  after  December  15, 
2015.  Early  adoption  is  permitted.  The  adoption  of  ASU  2015-01  did  not  have  a  material 
impact on our financial condition, liquidity or results of operations. 

In February 2015, the FASB issued ASU 2015-02, which provides guidance for reporting 
entities that are required to evaluate whether they should consolidate certain legal entities. 
In  accordance  with  ASU  2015-02,  all  legal  entities  are  subject  to  reevaluation  under  the 
revised  consolidation  model.  ASU  2015-02  is  effective  for  public  business  entities  for 
annual periods, and interim periods within those annual periods, beginning after December 
15,  2015.  Early  adoption  is  permitted.  The  adoption  of  ASU  2015-02  did  not  have  a 
material impact on our financial condition, liquidity or results of operations. 

On  April  17,  2015,  the  FASB  issued  ASU  No.  2015-03,  Simplifying  the  Presentation  of 
Debt Issuance Costs, which requires debt issuance costs to be presented in the balance sheet 
as a direct deduction from the associated debt liability.  Currently, debt issuance costs are 
recorded  as  an  asset  and  amortization  of  these  deferred  financing  costs  is  recorded  in 
interest expense.  Under the new standard, debt issuance costs will continue to be amortized 
over the life of the debt instrument and amortization will continue to be recorded in interest 
expense.    The  new  standard  is  effective  for  the  Company  on  January  1,  2016  and  will  be 
applied on a retrospective basis.  The adoption of ASU 2015-03 did not have a material 

 Page 31 

 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2016 and 2015 

2.  Summary of significant accounting policies (Continued): 

(n)  New accounting pronouncements and changes in accounting policies: (Continued) 

impact on our financial condition, liquidity or results of operations. 

The  FASB  has  issued  ASU  2015-05,  Intangibles  -  Goodwill  and  Other  -  Internal-Use 
Software (Subtopic 350-40): Customer’s Accounting for Fees Paid in a Cloud Computing 
Arrangement.    The  amendments  in  ASU  2015-05  provide  guidance  to  customers  about 
whether a cloud computing arrangement includes a software license. If a cloud computing 
arrangement includes a software license, then the customer should account for the software 
license  element  of  the  arrangement  consistent  with  the  acquisition  of  other  software 
licenses.  If  a  cloud  computing  arrangement  does  not  include  a  software  license,  the 
customer should account for the arrangement as a service contract. The amendments do not 
change the accounting for a customer’s accounting for service contracts. As a result of the 
amendments,  all  software  licenses  within  the  scope  of  Subtopic  350-40  will  be  accounted 
for consistent with other licenses of intangible assets.  ASU 2015-05 is effective for public 
entities for annual periods, including interim periods within those annual periods, beginning 
after December 15, 2015. The adoption of ASU 2015-05 did not have a material impact on 
our financial condition, liquidity or results of operations. 

In  September  2015,  the  FASB  issued  ASU  2015-16,  Simplifying  the  Accounting  for 
Measurement-Period Adjustments guidance to simplify the accounting for adjustments in a 
business  combination.  An  acquirer  should  recognize  adjustments  to  provisional  amounts 
with a corresponding adjustment of goodwill, as well as the effect on earnings of changes in 
depreciation,  amortization  or  other  income  effects,  in  the  reporting  period  in  which  the 
adjustments are identified as if the accounting had been completed at the acquisition date. 
Disclosure is required, by line item, of the amount recorded in current period earnings that 
would  have  been  recorded  in  previous  reporting  periods.  This  guidance  is  effective  for 
fiscal  years  and  interim  periods  beginning  after  December  15,  2015,  and  requires 
prospective application. Early adoption is permitted. The adoption of ASU 2015-16 did not 
have a material impact on our financial condition, liquidity or results of operations. 

In  November  2015,  the  FASB  issued  ASU  2015-17,  Income  Taxes  (Topic  740):  Balance 
Sheet Classification of Deferred Taxes , which requires deferred income tax liabilities and 
assets  to  be  classified  as  noncurrent  on  the  balance  sheet  rather  than  being  separated  into 
current  and  noncurrent.  The  guidance  is  effective  for  public  entities  for  annual  periods 
beginning  after  December  15,  2016,  and  interim  periods  within  those  annual  periods  with 
early adoption being permitted. The Company is still assessing the potential impact of ASU 
2015-17 on its consolidated financial statements. 

In January 2016, the FASB issued ASU 2016-01, Financial Instruments - Overall (Subtopic 
825-10): Recognition and Measurement of Financial Assets and Financial Liabilities (“ASU 
2016-01”), which requires that equity investments, except for those accounted for under the  

 Page 32 

 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2016 and 2015 

2.  Summary of significant accounting policies (Continued): 

(n)  New accounting pronouncements and changes in accounting policies: (Continued) 

equity  method  or  those  that  result  in  consolidation  of  the  investee,  be  measured  at  fair 
value, with subsequent changes in fair value recognized in net income. However, an entity 
may choose to measure equity investments that do not have readily determinable fair values 
at  cost  minus  impairment,  if  any,  plus  or  minus  changes  resulting  from  observable  price 
changes in orderly transactions for the identical or a similar investment of the same issuer. 
ASU  2016-01  also  impacts  the  presentation  and  disclosure  requirements  for  financial 
instruments. ASU 2016-01 is effective for public business entities for annual periods, and 
interim  periods  within  those  annual  periods,  beginning  after  December  15,  2017.  Early 
adoption  is  permitted  only  for  certain  provisions.  The  Company  does  not  expect  that  the 
adoption  of  ASU  2016-01  will  have  a  material  effect  on  its  consolidated  financial 
statements. 

In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842), which requires 
lessees  to  recognize  most  leases  on  the  balance  sheet.  This  ASU  requires  lessees  to 
recognize  a  right-of-use  asset  and  lease  liability  for  all  leases  with  terms  of  more  than  12 
months.  Lessees  are  permitted  to make an accounting policy election to not recognize the 
asset  and  liability  for  leases  with  a  term  of  twelve  months  or  less.  The  ASU  does  not 
significantly  change  the  lessees’  recognition,  measurement  and  presentation  of  expenses 
and cash flows from the previous accounting standard. Lessors’ accounting under the ASC 
is largely unchanged from the previous accounting standard. In addition, the ASU expands 
the disclosure requirements of lease arrangements. Lessees and lessors will use a modified 
retrospective  transition  approach,  which  includes  a  number  of  practical  expedients.  The 
provisions  of  this  guidance  are  effective  for  annual  periods  beginning  after  December  15, 
2018, and interim periods within those years, with early adoption permitted. Management is 
evaluating the requirements of this guidance and has not yet determined the impact of the 
adoption on the Company’s financial position or results of operations. 

the  FASB 

In  March  2016, 
issued  Accounting  Standards  Update  No.  2016-09, 
Compensation-Stock Compensation (Topic 718): Improvements to Employee Share-Based 
Payment  Accounting  (“ASU  2016-09”),  which  addresses  how  companies  account  for 
certain aspects of share-based payments to employees. Entities will be required to recognize 
the  income  tax  effects  of  awards  in  the  statement  of  income  when  the  awards  vest  or  are 
settled, and to present excess tax benefits as an operating activity on the statement of cash 
flows  rather  than  as  a  financing  activity.  The  ASU  also  addresses  such  areas  as  an 
accounting  policy  election  for  forfeitures  and  the  amount  an  employer  can  withhold  to 
cover income taxes and still qualify for equity classification. The amendments in this ASU 
will be effective for annual periods beginning after December 15, 2016 and interim periods 
within those annual periods. Early adoption is permitted. The Company is currently  

 Page 33 

 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2016 and 2015 

2.  Summary of significant accounting policies (Continued): 

(n)  New accounting pronouncements and changes in accounting policies: (Continued) 

evaluating  the  impact  of  the  adoption  of  this  standard  on  its  consolidated  financial 
statements. 

In June 2016, the FASB issued ASU No. 2016-13, “Financial Instruments - Credit Losses 
(Topic  326):  Measurement  of  Credit  Losses  on  Financial  Instruments”.  The  accounting 
standard changes the methodology for measuring credit losses on financial instruments and 
the  timing  when  such  losses  are  recorded.  ASU  No.  2016-13  is  effective  for  fiscal  years, 
and interim periods within those years, beginning after December 15, 2019. Early adoption 
is  permitted  for  fiscal  years,  and  interim  periods  within  those  years,  beginning  after 
December 15, 2018. The Company is currently evaluating the impact of ASU No. 2016-13 
on its financial position, results of operations and liquidity. 

In  August  2016,  the  FASB  issued  ASU  No.  2016-15,  “Statement  of  Cash  Flows  (Topic 
230)”.  The  new  guidance  is  intended  to  reduce  diversity  in  practice  in  how  certain 
transactions are classified in the statement of cash flows. ASU No. 2016-15 is effective for 
fiscal  years,  and  interim  periods  within  those  years,  beginning  after  December  15,  2017. 
Early  adoption  is  permitted,  provided  that  all  of  the  amendments  are  adopted  in  the  same 
period.  The  guidance  requires  application  using  a  retrospective  transition  method.  The 
Company is currently evaluating the impact of ASU No. 2016-15 on its financial position, 
results of operations and liquidity. 

In  October  2016,  the  Financial  Accounting  Standards  Board  (“FASB”)  issued  ASU  No. 
2016-16, Income Taxes (Topic 740). The standard improves the accounting for income tax 
consequences of intra-entry transfers of assets other than inventory. This pronouncement is 
effective for annual reporting periods beginning after December 15, 2017. The amendments 
in  this  ASU  should  be  applied  using  a  modified  retrospective  approach.  The  Company  is 
currently  evaluating  the  impact  of  ASU  No.  2016-16  on  its  financial  position,  results  of 
operations and liquidity. 

In November 2016, the Financial Accounting Standards Board ("FASB") issued ASU No. 
2016-18  (Topic  230)  Statement  of  Cash  Flow:  Restricted  Cash.  The  pronouncement 
requires that the statement of cash flows explain the change during the period in the total of 
cash, cash equivalents, and amounts generally described as restricted cash or restricted cash 
equivalents.  Therefore,  amounts  generally  described  as  restricted  cash  and  restricted  cash 
equivalents  should  be  included  with  cash  and  cash  equivalents  when  reconciling  the 
beginning-of-period and end-of-period total amounts shown on the statement of cash flows. 
The amendments of this ASU are effective for reporting periods beginning after December 
15, 2017, with early adoption permitted. The standard must be applied retrospectively to all 
periods  presented.  The  Company  is  currently  evaluating  the  impact  of  adoption  on  the 
Consolidated Financial Statements. 

 Page 34 

 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2016 and 2015 

2.  Summary of significant accounting policies (Continued): 

(n)  New accounting pronouncements and changes in accounting policies: (Continued) 

There have been no other recent accounting standards, or changes in accounting standards, 
during the year ended December 31, 2016, as compared to the recent accounting standards 
described in the Annual Report, that are of material significance, or have potential material 
significance, to us. 

(o)  Financial instruments: 

(i)  Fair values: 

The  fair  value  of  accounts  receivable,  accounts  payable,  accrued  liabilities  and  accounts 
payable and accrued liabilities - related party approximate their financial statement carrying 
amounts due to the short-term maturities of these instruments.  Cash is carried at fair value 
using a level 1 fair value measurement. 

In  general,  fair  values  determined  by  Level  1  inputs  utilize  quoted  prices  (unadjusted)  in 
active  markets  for  identical  assets  or  liabilities.  Fair  values  determined  by  Level  2  inputs 
utilize data points that are observable such as quoted prices, interest rates and yield curves. 
Fair  values  determined  by  Level  3  inputs  are  unobservable  data  points  for  the  asset  or 
liability,  and  included  situations  where  there  is  little,  if  any,  market  activity  for  the  asset.  
The Company’s cash was measured using Level 1 inputs. 

(ii)  Foreign currency risk: 

The Company operates internationally, which gives rise to the risk that cash flows may be 
adversely impacted by exchange rate fluctuations.  The Company has not entered into any 
forward  exchange  contracts  or  other  derivative  instrument  to  hedge  against  foreign 
exchange risk. 

3.   Accounts Receivable: 

The accounts receivable as at December 31, 2016, is summarized as follows:  

Accounts receivable 

Provision for doubtful accounts 

Net accounts receivable  

$ 

$ 

2016 
44,860 

(27,666) 

17,194 

$ 

$ 

2015 
44,948 

- 

44,948 

The Company had bank accounts with the National Bank of Anguilla. During the year ended 
December 31, 2016, the National Bank of Anguilla, filed for chapter 11 protection. The 
Company has expensed the balance on account of $27,666 (2015 - $nil) as a doubtful debt.  

 Page 35 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2016 and 2015 

4.   Prepaid development 

During the year ended December 31, 2016, the Company had prepaid for future development 
expenses for Rooplay, Garfield’s Bingo and Trophy Bingo. As at August 31, 2016, Roadhouse 
Interactive  Limited,  the  Company’s  outsourced  developer  of  Trophy  Bingo  and  Garfield’s 
Bingo  was  placed  in  receivership.  The  Company  immediately  hired  the  key  developers  to 
continue  development  of  the  Company’s  products  in-house.    Shoal  Games  owned  all  the 
source code and art works for the Company’s products. 

Prepaid development paid 

Expensed during the year 

Loss on prepaid development 

Net prepaid development 

5.   Equipment: 

2016 

Equipment and computers 
Furniture and fixtures 

2015 

Equipment and computers 
Furniture and fixtures 

$ 

$ 

2016 
863,660 

(364,869) 

(498,791) 

- 

Cost 

112,804 
7,541 
120,345 

Cost 

105,853 
7,088 
112,941 

$ 

$ 

$ 

$ 

Accumulated 
depreciation 

103,555 
6,642 
110,197 

Accumulated 
depreciation 

100,279 
6,348 
106,627 

$ 

$ 

$ 

$ 

Net book 
Value 

9,249 
899 
10,148 

Net book 
Value 

5,574 
740 
6,314 

$ 

$ 

$ 

$ 

Depreciation expense was $3,570 (2015 - $3,467) for the year ended December 31, 2016. 

6.  Game development assets:  

During  the  year  ended  December  31,  2012,  the  Company  commenced  development  of  a  social 
bingo game, Trophy Bingo. During the year ended December 31, 2014, the Company soft launched 
Trophy  Bingo.  The  Company  ceased  to  capitalize  the  development  costs  and  commenced  the 
amortization of the capitalized development costs over a period of three years. As at December 31, 
2016, the capitalized development costs were amortized in full. 

December 31, 2016 

Capitalized 
Expenses 

Accumulated 
amortization 

Net book 
Value 

Capitalized development expenses 

$ 

1,446,038 

$ 

1,446,038 

$ 

- 

 Page 36 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2016 and 2015 

6.  Game development assets: (Continued) 

December 31, 2015 

Capitalized 
Expenses 

Accumulated 
amortization 

Net book 
Value 

Capitalized development expenses 

$ 

1,446,038 

$ 

964,025 

$ 

482,013 

During  the  year  ended  December  31,  2016,  the  Company  obtained  the  license  to  develop 
Garfield’s  Bingo.  The  game  was  launched  in  November  2016.  In  addition,  during  the  year 
ended  December  31,  2016,  the  Company  obtained  the  license  for  Rooplay.  The  Company 
commenced development of the Rooplay platform. During the year ended December 31, 2016, 
the  Company  has  expensed  the  development  costs  of  all  three  products  as  incurred  and  has 
expensed the following development costs for its three products.  

Opening total game development costs 

Game development during the year 
Closing total game development costs 

7.   Discontinued operations 

2016 
3,857,636 

1,077,638 
4,935,274 

$ 

$ 

2015 
2,627,420 

1,230,216 
3,857,636 

$ 

$ 

Effective December 31, 2014, the Company sold the www.bingo.com domain name to Unibet 
Group  plc.  for  cash  consideration  of  $2,000,000  and  redemption  of  the  15,000,000  common 
shares of the Company, which were held by Unibet Group plc, at a price of $0.40 per share. The 
15,000,000 common shares held by Unibet have been returned to the Company’s treasury and 
were cancelled. 

In  addition,  the  Company  disposed  its  online  bingo  business  to  Unibet  Group  plc.  The 
Company  recognized  the  residual  gain  on  the  sale  of  the  online  bingo  business  of  $16,305 
received during the year ended December 31, 2015. 

8.   Promissory notes: 

During  the  year  ended  December  31,  2016,  the  Company  issued  three  unsecured  promissory 
notes for $400,000, accruing interest of $811 from shareholders of the Company. The notes are 
repayable  on  March  31,  2018.  The  interest  on  the  notes  are  2%  per  annum,  calculated  and 
compounded annually and paid annually.  Interest in arrears shall accrue interest. The unpaid 
principal amount due hereunder may be reduced to zero from time to time without affecting the 
validity of this note.  

The promissory notes are accounted for by discounting the notes in a manner that reflects the 
entity’s borrowing rate when interest cost is recognized in subsequent periods. The Company 
applied  an  estimated  market  rate  of  15%  to  the  promissory  notes.  In  doing  so,  the  Company 
used the discounted cash flow approach to value the present value of the notes. The cash flow 
stream from the coupon interest payments and the final principal payment were discounted at 
15% to arrive at the valuations. The Company used a deemed rate of 15% as the appropriate  

 Page 37 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2016 and 2015 

8.   Promissory notes: (Continued) 

discount rate after examining the interest rates for similar instruments issued in the same time 
frame  for  similar  companies  without  the  conversion  feature.  The  discount  of  the  promissory 
notes was $58,284 and the Company recognized $5,171 of interest accretion for the year ended 
December 31, 2016. 

Subsequent  to  the  year  ended  December  31,  2016,  the  Company  issued  four  unsecured 
promissory notes for $188,135, from shareholders of the Company. 

9.   Stockholders’ equity: 

The  holders  of  common  stock  are  entitled  to  one  vote  for  each  share  held.    There  are  no 
restrictions  that  limit  the  Company’s  ability  to  pay  dividends  on  its  common  stock.    The 
Company has not declared any dividends since incorporation.  The Company’s common stock 
has no par value per common stock.  

(a)  Common stock issuances: 

During the year ended December 31, 2016, the Company had a private placement with two 
closings  for  a  total  of  3,337,934  common  shares  at  CAD$0.60  per  share,  which  raised 
proceeds  of  $1,562,479  (CAD$2,002,760).  The  Company  incurred  issuance  costs  of 
$33,876.  

On October 11, 2016, the Company closed its rights issued raising $80,949 (CAD$107,168) 
from the issuance of 172,681 common shares at an average price of CAD$0.626 per share. 
The Company incurred issuance costs of $36,148.  

During the year ended December 31, 2015, the holders of 515,000 stock options exercised 
their options for 515,000 shares for $77,250 at an exercise price of $0.15 per share. 

(b)  Stock option plans: 

(i) 2015 stock option plan 

In the year ended December 31, 2015, the shareholders approved the 2015 stock option plan 
and  the  1999,  2001  and  the  2005  plans  were  discontinued.  The  2015  stock  option  plan  is 
intended  to  provide  incentive  to  employees,  directors,  advisors  and  consultants  of  the 
Company to encourage proprietary interest in the Company, to encourage such employees 
to  remain  in  the  employ  of  the  Company  or  such  directors,  advisors  and  consultants  to 
remain in the service of the Company, and to attract new employees, directors, advisors and 
consultants with outstanding qualifications. The maximum number of shares issuable under 
the  Plan  shall  not  exceed  10%  of  the  number  of  Shares  of  the  Company  issued  and 
outstanding  as  of  each  Award  Date  unless  shareholder  approval  is  obtained  in  advance  in 
accordance unless shareholder approval is obtained in advance in accordance. The Board of 
Directors  determines  the  terms  of  the  options  granted,  including  the  number  of  options 
granted, the exercise price and their vesting schedule. The maximum term possible is 10 

 Page 38 

 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2016 and 2015 

9. 

Stockholders’ equity: (Continued) 

(b)  Stock option plans: (Continued) 

years. Under the 2015 plan we have reserved 10% of the number of Shares of the Company 
issued and outstanding as of each Award Date. 

During the year ended December 31, 2016, the Company granted 1,010,000 options with an 
exercise price of CAD$0.54 (approximately $0.42) per share, expiring December 20, 2021. 
As  at  December  31,  2016,  there  were  a  total  of  1,010,000  stock  options  (2015  -  nil) 
outstanding.  During  the  year  ended  December  31,  2016,  there  were  nil  options  exercised 
(2015 - nil) and nil options expired unexercised (2015 – nil). 

(ii) 2005 stock option plan: 
During the year ended December 31, 2005, the Company's Board of Directors adopted the 
2005  stock  option  plan,  which  was  approved  by  the  shareholders  at  the  Annual  General 
meeting. The Company has reserved a total of 2,000,000 common shares for issuance under 
the  2005  stock  option  plan.  The  Plan  was  intended  to  provide  incentive  to  employees, 
directors, advisors and consultants of the Company to encourage proprietary interest in the 
Company, to encourage such employees to remain in the employ of the Company or such 
directors, advisors and consultants to remain in the service of the Company, and to attract 
new  employees,  directors,  advisors  and  consultants  with  outstanding  qualifications.  The 
Board  of  Directors  determines  the  terms  of  the  options  granted,  including  the  number  of 
options granted, the exercise price and their vesting schedule. The plan was discontinued in 
the year ended December 31, 2015. 

As  at  December  31,  2016,  there  were  a  total  of  nil  (2015  -  nil)  stock  options  outstanding 
under  the  2005  Stock  Option  Plan.  During  the  year  ended  December  31,  2016,  nil  stock 
options were exercised. During the year ended December 31, 2015, 515,000 stock options 
were exercised at exercise prices of $0.15 per share raising $77,250. During the year ended 
December 31, 2016, nil (2015 - 5,000) stock options expired unexercised.  

 Page 39 

 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2016 and 2015 

9. 

Stockholders’ equity: (Continued) 

(b)  Stock option plans: (Continued) 

A summary of stock option activity for the stock option plans for the years ended December 
31, 2016 and 2015 are as follows: 

Number of 
options 

Weighted average 
exercise price 

Outstanding and exercisable, December 
31, 2014 

520,000 

$ 

Exercised 
Expired 

Outstanding, December 31, 2015 

Granted  
Exercised 

Outstanding and exercisable, 
December 31, 2016 

 (b) Stock option plans: (Continued) 

(515,000) 
(5,000) 

- 

1,010,000 
- 

1,010,000 

$ 

0.15 

0.15 
0.15 

- 

0.42 
- 

0.42 

The aggregate intrinsic value for options as of December 31, 2016 was $nil (2015 - $nil). 
The  Company  recorded  stock-based  compensation  of  $257,293  on  the  1,010,000  options 
granted (2015 – nil) with a weighted average fair value per option of $0.42 (2015 - $nil). 

(c) Escrow shares 

In  conjunction  with  the  Listing  Application  for  the  TSX-V  listing,  the  Company’s  major 
shareholders were required to place 33,909,104 common shares of the Company in escrow 
under the terms of a TSX-V Tier 1 issuer. The escrow shares will be released in thirty three 
percent  (33%)  tranches  on  the  dates  that  are  six,  twelve  and  eighteen  months  after  the 
listing date. The Escrow Shares will be released as follows: 

Balance December 31, 2014 

Released in 2015 

Balance December 31, 2015 

Release in 2016 

Balance December 31, 2016 

10. Commitments: 

Number of shares 

33,909,104 

(11,303,035) 

22,606,069 

(22,606,069) 

- 

The Company leases office facilities in Vancouver, British Columbia, Canada, and The Valley, 
Anguilla, British West Indies. These office facilities are leased under operating lease  

 Page 40 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2016 and 2015 

10. Commitments: (Continued) 

agreements.  The  Canadian  operating  lease  expired  on  December  31,  2016,  but  unless  30  day 
notice is given this lease automatically renews for a future 3 months until notice is given. The 
Anguillan  operating  lease  expired  on  April  1,  2011  but  unless  3  month’s  notice  is  given  it 
automatically renews for a future 3 months until notice is given.  

Minimum lease payments under these operating leases are approximately as follows: 

2017 
2018 

$ 

1,396 
- 

The Company paid rent expense totaling $26,152 for the year ended December 31, 2016 (2015 
- $22,347). 

The  Company  has  a  management  consulting  agreement  with  T.M.  Williams  (Row),  Inc.,  an 
Anguilla incorporated company, and Mr. T. M. Williams. During the year ended December 31, 
2014, the Company amended a previous agreement with Mr. T. M. Williams to provide for a 
consultancy  payment  of  2.5%  of  the  monthly  social  bingo  business  with  a  minimum  of 
$11,000 and a maximum of $25,000 per month. 

During  the  year  ended  December  31,  2014,  the  Company  entered  into  an  agreement  with 
Jayska Consulting Ltd. and Mr. J. M. Williams, Chief Executive Officer of the Company for 
the  provision  of  services  of  Mr.  J.  M.  Williams  as  Chief  Executive  Officer  of  the  Company. 
The  Consulting  agreement  provides  for  a  consultancy  payment  of  GBP£5,000  per  month.  In 
addition, during the year ended December 31, 2014, the Company entered into an agreement 
with  LVA  Media  Inc.  and  Mr.  J.  M.  Williams,  for  the  provision  of  services  of  Mr.  J.  M. 
Williams as Chief Executive Officer of the Company. The Consulting agreement provides for a 
consultancy payment of 2.5% of the monthly social bingo business with a minimum of $7,500 
and a maximum of $25,000 per month. 

During  the  year  ended  December  31,  2016,  the  Company  signed  a  licensing  agreement  with 
Paws,  Inc.  for  the  license  for  Garfield’s  Bingo  expiring  on  June  30,  2019  and  a  licensing 
agreement with Rooplay Inc. for the license for Rooplay expiring on September 7, 2021. These 
agreements  have  commitments  to  pay  royalties  on  the  revenue  of  the  products  subject  to 
minimum payments.  

11. Income taxes: 

The  Company  is  domiciled  in  the  tax-free  jurisdiction  of  Anguilla,  British  West  Indies.  The 
computed benefit / expense differed from the amounts computed by applying the United States 
of America federal income tax rate of 34 percent and various other rates for other jurisdictions 
to the pretax income / losses from operations as a result of the following: 

 Page 41 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2016 and 2015 

11. 

Income taxes: (Continued) 

Computed “expected” tax benefit (expense)  
Reduction in income taxes resulting from income 
taxes in other tax jurisdictions 
Other 
Change in taxation rates in other jurisdictions 
Change in exchange rates 
Change in valuation allowance 

2016 
1,072,702 

(1,072,270) 
(35) 
- 
1,190 
(2,881) 
(1,294) 

$ 

$ 

2015 
1,008,204 

(1,007,419) 
(84) 
2,713 
(3,885) 
(9) 
(480) 

$ 

$ 

The tax effects of temporary differences that give rise to significant portions of the deferred tax 
assets and deferred tax liabilities at December 31, 2016 and 2015 are presented below: 

Deferred tax assets: 
   Net operating loss carry forwards 

   Valuation Allowance  

2016 

15,017 

(15,017) 

-   

$ 

$ 

$ 

$ 

2015 

17,898 

(17,898) 

-   

The  valuation  allowance  for  deferred  tax  assets  as  of  December  31,  2016  and  2015,  was 
$15,017  and  $17,898,  respectively.    The  net  change  in  the  total  valuation  allowance  was  a 
decrease of $2,881 for the year ended December 31, 2016, and an increase of $9 for the year 
ended December 31, 2015. 

In  assessing  the  realizability  of  deferred  tax  assets,  management  considers  whether  it  is  more 
likely  than  not  that  some  portion  or  all  of  the  deferred  tax  assets  will  not  be  realized.  The 
ultimate  realization  of  deferred  tax  assets  is  dependent  upon  the  generation  of  future  taxable 
income during the periods in which those differences become deductible. 

Management considers the scheduled reversal of deferred tax liabilities, projected future taxable 
income, and tax planning strategies in assessing the realizability of deferred tax assets.   

12. Related party transactions: 

The Company has a liability of $nil (2015 - $2,391) to a company owned by a current director 
and officer of the Company for payment of consulting fees of $132,000 (2015 - $132,000) by 
the current director and officer of the Company. 

The  Company  has  a  liability  of  $2  (2015  -  $6,507)  to  a  current  director  and  officer  of  the 
Company for expenses incurred. 

The Company has a liability of $nil (2015 - $14,804) to a company owned by a current director 
and officer of the Company for payment of consulting fees of $81,285 (2015 - $91,734) by the 
current director and officer of the Company. 

 Page 42 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2016 and 2015 

12. Related party transactions: (Continued) 

The Company has a liability of $nil (2015 - $nil) to a company owned by a current director and 
officer  of  the  Company  for  payment  of  consulting  fees  of  $90,000  (2015  -  $90,000)  by  the 
current director and officer of the Company. 

The Company has a liability of $2 (2015 - $831) to a company owned by a previous director of 
the Company for payment of consulting fees of $8,378 (2015 - $3,948) by the previous director 
of the Company. 

The Company has a liability of $500 (2015 - $6,500), to independent directors of the Company 
for payment of consulting fees. During the year ended December 31, 2016, the Company paid 
$6,000 (2015 - $9,500) to the independent directors in director fees.  

The  Company  has  a  liability  of  $4,852  (2015  -  $1,533),  to  an  officer  of  the  Company  for 
payment of consulting fees and expenses incurred of $63,655 (2015 - $62,719) by the officer of 
the Company.  

The Company has 3 promissory notes totaling $400,811, including interest, from shareholders 
holding  more  than  10%  of  the  Company.  The  interest  on  the  notes  are  2%  per  annum, 
calculated  and  compounded  annually  and  paid  annually.  Subsequent  to  the  year  ended 
December 31, 2016, the Company issued four unsecured promissory notes for $188,135, from 
shareholders of the Company. 

During  the  year  ended  December  31,  2016,  the  Company  granted  500,000  options  with  an 
exercise  price  of  CAD$0.54  (approximately  $0.42)  per share to related parties. The Company 
expensed $127,373 in stock based compensation for these options granted to related parties. 

The related party transactions are in the normal course of operations and were measured at the 
exchange amount, which is the amount of consideration established and agreed to by the related 
party. 

13. Segmented information: 

The  Company  operates  in  one  reportable  business  segment,  the  sale  of  in-app  purchases  on 
Trophy Bingo and Garfield’s Bingo.  

The Company had the following revenue by geographical region. 

Total revenue from continuing operations 
Western Europe 
Central, Eastern and Southern Europe 
Nordics 
North America 
Other 
Total revenue 

2016 

2015 

$ 

$ 

33,239 
118 
1,355 
220,088 
24,121 
278,921 

$ 

$ 

23,589 
55 
468 
70,453 
17,045 
111,610 

 Page 43 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2016 and 2015 

13. Segmented information: (Continued) 

Equipment  

The Company’s equipment is located as follows: 

Net Book Value 

Anguilla 
Canada 
United Kingdom 
United States of America 

14. Concentrations:  

  Major customers 

2016 

2015 

$ 

$ 

828 
8,097 
1,223 
- 
10,148 

$ 

$ 

1,410 
2,436 
1,834 
634 
6,314 

During the year ended December 31, 2016 and 2015, the Company sold in-app purchases on its 
social  bingo  sites,  Trophy  Bingo  and  Garfield’s  Bingo.  There  was  no  single  player  who  had 
purchased more than 10% of the Trophy Bingo and Garfield’s Bingo revenue. The Company is 
reliant on the Google App, iOS App and Amazon App Stores to provide a platform for Trophy 
Bingo and Garfield’s Bingo to be played thereon.  

During the year ended December 31, 2016 and 2015, the Company offered limited advertising. 
The Company is reliant on one sales customer who provides the advertising revenue.   

15. Concentrations of credit risk: 

Financial  instruments  that  potentially  subject  the  Company  to  concentrations  of  credit  risk 
consist  primarily  of  cash  and  accounts  receivable.    The  Company  places  its  cash  with  high 
quality financial institutions and limits the amount of credit exposure with any one institution.  

The  Company  currently  maintains  a  substantial  portion  of  its  day-to-day  operating  cash 
balances at financial institutions.  At December 31, 2016, the Company had total cash balances 
of $60,190 (2015 - $570,086) at financial institutions, where $nil (2015 - $303,983) is in excess 
of federally insured limits.   

The Company has concentrations of credit risk with respect to accounts receivable, the majority 
of its accounts receivable are concentrated geographically in the United States amongst a small 
number of customers. 

As of December 31, 2016, the Company had four customers, totaling $13,300 who accounted 
for greater than 10% of the total accounts receivable. As of December 31, 2015, the Company 
had three customers, totaling $40,818 who accounted for greater than 10% of the total accounts 
receivable. 

The Company controls credit risk through monitoring procedures and receiving prepayments of 
cash  for  services  rendered.    The  Company  performs  credit  evaluations  of  its  customers  but 
generally does not require collateral to secure accounts receivable. 

 Page 44 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON 
ACCOUNTING AND FINANCIAL DISCLOSURE.  

On  February  4,  2010,  we  engaged  Davidson  &  Company  LLP,  as  its  independent  registered 
public  accounting  firm,  to  audit  our  financial  statements.  The  decision  to  engage  Davidson  & 
Company  LLP  was  approved  by  our  Board  of  Directors  at  a  Board  meeting  called  for  such 
purpose.  

There  have  not  been  any  changes  in  accountants  for  the  years  ended  December  31,  2016  and 
2015.  

ITEM 9A.  CONTROLS AND PROCEDURES 

(a) 

Management’s responsibility 

Our  management  acknowledges  its  responsibility  for  establishing  and  maintaining  adequate 
internal control over financial reporting of the Company. 

(b) 

Evaluation of disclosure controls and procedures. 

Our  management,  including  the  Chief  Executive  Officer  and  the  Chief  Financial  Officer, 
evaluated the disclosure controls and procedures of the Company within 90 days prior to the date 
of  this  report,  and  found  them  to  be  operating  efficiently  and  effectively  to  ensure  that 
information  required  to  be  disclosed  by  us  under  the  general  rules  and  regulations  promulgated 
under  the  Securities  Exchange  Act  of  1934,  is  recorded,  processed,  summarized  and  reported, 
within the time periods specified by rules and regulations of the SEC.  

These  disclosure  controls  and  procedures  include,  without  limitation,  controls  and  procedures 
designed  to  ensure  that  information  required  to  be  disclosed  by  us  is  accumulated  and 
communicated  to  our  management,  including  our  principal  executive  officer  and  principal 
financial officer as appropriate to allow timely decisions regarding required disclosure. However 
our management recognizes that any controls and procedures, no matter how well designed and 
operated, can provide only reasonable assurance of achieving the desired control objectives, and 
our  management  necessarily  is  required  to  apply  its  judgment  in  evaluating  the  cost-benefit 
relationship of possible controls and procedures. 

Our  management  is  responsible  for  establishing  and  maintaining  adequate  internal  control  over 
financial reporting. Our internal control system was designed to provide reasonable assurance to 
the  Company’s  management  and  board  of  directors  regarding  the  preparation  and  fair 
presentation of published financial statements. All internal control systems, no matter how well 
designed, have inherent limitations. Therefore, even those systems determined to be effective can 
provide  only  reasonable  assurance  with  respect  to  financial  statement  preparation  and 
presentation. Because of its inherent limitations, internal control over financial reporting may not 
prevent or detect misstatements. Projections of any evaluation of effectiveness to future periods 
are subject to the risk that controls may become inadequate because of changes in conditions, or 
that the degree of compliance with the policies or procedures may deteriorate. 

Our  management  evaluated  of  the  effectiveness  of  the  Company’s  design  and  operation  of  its 
disclosure  controls  and  procedures  as  defined  in  Exchange  Act  Rule  13a-15(f),  based  on  the 
framework set forth in the Internal Control—Integrated Framework (1992) issued by the by the 
Committee of Sponsoring Organizations of the Treadway Commission (“COSO”). Based on our 
evaluation,  we  believe  that,  as  of  December  31,  2016,  the  Company’s  internal  control  over 
financial reporting is effective under the COSO framework. 

 Page 45 

 
 
 
 
(c) 

Changes in internal controls. 

There were no significant changes in our internal controls or other factors that could significantly 
affect our internal controls during the year ended December 31, 2016, and to the date of filing this 
annual report. 

ITEM 9B - OTHER INFORMATION 

None 

 Page 46 

 
 
 
PART III 

ITEM 10.  DIRECTORS, EXECUTIVE OFFICERS, AND CORPORATE 
GOVERNANCE 
DIRECTORS AND EXECUTIVE OFFICERS 
Our directors and executive officers as at December 31, 2016, are as follows:   

Governance 
Committee 

Compensation 
Committee 

Age  Position 

Name 
T. M. Williams   76 
41 
J. M. Williams 
52 
F. Curtis 
W. Moore 
49 
H. W. Bromley   46 
X* - Chairman of Committee 
Mr. G. Whitton and Mr. C. M. Devereux did not stand for re-election at the November 9, 2016 
AGM.  

Executive Chairman 
Chief Executive Officer 
Non Executive Director 
Non Executive Director 
Chief Financial Officer 

X 
X* 
X 

X* 
X 

X 

Audit 
Committee 
X 
X 
X 
X* 

T. M. Williams has served as President, Chief Executive Officer and Chairman from August 20, 
2001  until  June  16,  2011.    Since  June  16,  2011,  Mr.  Williams  has  served  as  the  Executive 
Chairman.  Since 1984, Mr. Williams has served as a principal of T.M. Williams (ROW), Inc., a 
private consulting firm, and from 1993 until 2008, was Adjunct Professor, Faculty of Commerce 
and Business Administration at the University of British Columbia.  From 1988 to 1991, he was 
President and Chief Executive Officer of Distinctive Software, Inc. in Vancouver, BC, and, upon 
the  acquisition  of  that  company  by  Electronic  Arts  Inc.,  North  America's  largest  developer  of 
entertainment  software,  he  became  President  and  Chief  Executive  Officer  of  Electronic  Arts 
(Canada) Inc., where he continued until 1993. From 1995 to 2012, Mr. Williams was a director of 
YM Biosciences, Inc., a biotechnology company, until its acquisition by Gilead Sciences, Inc.  In 
addition, he is a director of several other private corporations. 

Mr. J. M. Williams has served as Vice President, Business Development and Marketing Director 
from September 2001 until June 16, 2011. Mr. J.M. Williams has been a director since July 26, 
2007.  Since June 16, 2011, Mr. J. M. Williams has served as the President and Chief Executive 
Officer.  Prior to his employment with Shoal Games Ltd., he was a Business Analyst with Blue 
Zone  Inc.  (a  technology  company)  and  RBC  Dominion  Securities.  Mr.  J.  M.  Williams  has  a 
bachelor  of  Commerce  degree  from  the  University  of  Victoria  and  a  Masters  of  Business 
Administration degree, specializing in strategic marketing, from the University of Warwick.  Mr. 
J. M. Williams is the son of Mr. T. M. Williams, the Company’s Executive Chairman. 

Ms. F. Curtis has served as a director since June 10, 2009. She has served as Compliance Officer 
and  General  Corporate  Secretary  for  Counsel  Limited,  an  Anguillian  financial  services 
corporation,  since  2006.    Ms.  Curtis  has  been  working  in  the  financial  services  industry  since 
1990.    She  started  at  the  brokerage  firm,  Burns  Fry,  in  Toronto  (now  Nesbitt  Burns,  Bank  of 
Montreal).  She  completed  her  Canadian  Securities  Course  and  became  a  licensed  Securities 
Broker in 1992. She was educated in England, and attended the University of Toronto, Canada for 
her undergraduate degree. Ms. Curtis's MBA in Finance & International Affairs was granted by 
the Rotman School of Business, University of Toronto. 

Mr. W. G. Moore brings 28 years experience in sector leading entertainment businesses to Shoal 
Games  Ltd.  He  has  a  track  record  in  corporate  strategy,  corporate  finance,  investor  relations, 
business  model  innovation  and  leading  complex  multi-stakeholder  projects.  After  a  decade 
leading  global  projects  for  Virgin  EMI  and  Polygram  he  spent  16  years  as  a  media  and 
entertainment  management  consultant 
international  management 
including 
consultancy.  Will holds a 1st class MBA from Henley Business School with a distinction for his 

leading  an 

 Page 47 

 
 
 
 
 
 
 
 
thesis  on  ‘business  model  innovation  in  technology  start-ups’.  He  is  Chief  Executive  Officer  of 
50cc  Games  Ltd.  &  Nodding  Frog  Limited  and  Non-Exec  Director  to  a  small  portfolio  of 
technology businesses. 

Mr. H. W. Bromley has served as our Chief Financial Officer since July 2002. Mr. Bromley is 
also the Chief Financial Officer for Roadhouse Interactive Limited (an online games development 
company).  From 2000 to 2001, Mr. Bromley was a Director and the Group Financial Officer for 
Agroceres  &  Co.  Ltd.  From  1995  -  1999,  he  was  an  employee  of  Ernst  &  Young  working  in 
South  Africa  and  in  the  United  States  of  America.  Mr.  Bromley  has  in  addition  worked  for 
CitiBank,  Unilever  PLC,  Gerrard  and  CellStop  Systems  Inc.  Mr.  Bromley  is  a  Chartered 
Accountant. 

COMPOSITION OF OUR BOARD OF DIRECTORS 
We currently have four directors. All directors currently hold office until the next annual meeting 
of  stockholders  or  until  their  successors  have  been  elected  and  qualified.  Our  officers  are 
appointed annually by the Board of Directors and hold office until their successors are appointed 
and qualified. Pursuant to the Company's by-laws, the number of directors shall be increased or 
decreased  from  time-to-time  by  resolution  of  the  Board  of  Directors  or  the  shareholders.  Mr.  J. 
M. Williams is the son of Mr. T. M. Williams. There are no other family relationships between 
any of the officers and directors of the Company. 

COMMITTEES OF OUR BOARD OF DIRECTORS 
We currently have three committees of our Board of Directors.  

-  Audit Committee - This committee will review the financial statements of the Company 
and  propose  to  the  board  to  approve  the  financial  statements.  The  Committee  meets 
quarterly  to  review  and  approve  the  quarterly  financial  statements  and  to  discuss  the 
affairs of the company with the auditors.  

-  Governance Committee - This committee reviews the ethics policy of the Company and 
ensures  compliance.  It  will  make  recommendations  to  the  board  for  improvement  in 
Corporate  Governance.  In  addition  it  will  be  this  committee  to  whom  a  whistle  blower 
will report. 

-  Compensation  Committee  -  This  committee  will  propose  the  appointment  and 
remuneration of the Chief Executive Officer including salary, stock options, and bonuses. 

BOARD OF DIRECTORS MEETINGS  
Our Board of Directors met, in person or by phone, seven times during the last fiscal year and it 
regularly approves all material actions required by consent resolutions.  

CODE OF ETHICS 
On December 21, 2006, the Board of Directors of Shoal Games Ltd.  (the "Board") adopted a new 
Code  of  Business  Conduct  and  Ethics  (the  "Code"),  which  applies  to  the  Company's  directors, 
officers  and  employees.  The  Code  was  adopted  to  further  strengthen  the  Company's  internal 
compliance program. The Code addresses among other things, honesty and integrity, fair dealing, 
conflicts  of  interest,  compliance  with  laws,  regulations  and  policies,  including  disclosure 
requirements  under  the  federal  securities  laws,  and  administration  of  the  code.  The  code  is 
available  at 
the  Company's  website  at  http://investor.shoalgames.com/  under  Corporate 
Governance.  A  copy  of  our  Code  of  Ethics  is  available  upon  request  at  no  charge  to  any 
shareholder. 

DIRECTOR COMPENSATION 
The  Non  Executive  Directors  receive  a  cash  compensation  for  their  services  as  members  of  the 
Board of Directors based on a compensation per meeting. During the year ended December 31, 
2016, the Non Executive Directors collectively received compensation of $6,000 (Fiscal 2015 - 

 Page 48 

 
 
 
$9,500). The Executive directors currently do not receive cash compensation for their services as 
members  of  the  Board  of  Directors.  In  addition,  both  the  Non  Executive  and  the  Executive 
Directors  are  reimbursed  for  expenses  in  connection  with  attendance  at  Board  of  Directors 
meetings and specific business meetings.  Directors are eligible to participate in our stock option 
plans.  Option  grants  to  directors  are  at  the  discretion  of  the  Board  of  Directors  acting  upon  the 
recommendation of the Compensation committee.   

SECTION 16(a) BENEFICIAL OWNERSHIP REPORTING COMPLIANCE  
Section  16(a)  of  the  Securities  Exchange  Act  of  1934  requires  our  directors  and  executive 
officers,  and  persons  who  own  more  than  ten  percent  of  a  registered  class  of  the  Company's 
equity securities, to file with the Securities and Exchange Commission (the “SEC”) initial reports 
of ownership and reports of changes in ownership of common stock and other equity securities of 
the Company. Officers, directors and greater than ten percent stockholders are required by SEC 
regulation to furnish us with copies of all Section 16(a) forms they file.  
Our officers, directors and greater than ten percent beneficial owners filed in a timely manner in 
accordance with Section 16(a) filing requirements. 

 Page 49 

 
 
 
 
 
ITEM 11.  EXECUTIVE COMPENSATION 

The  following  table  describes  the  compensation  we  paid  to  our  Chief  Executive  Officer  and 
directors (the “Named Executive Officer”).  

SUMMARY COMPENSATION TABLE  

Annual Compensation 

Name and 
Principal Position 

Year 

Fees 
$ 

Bonus  
$ 

Other Annual 
Compensation 
$ 

Long-term 
Compensation 
Restricted 
Stock 
Awards 

$ 

Securities 
Underlying 
Options / 
SARs  (#) 

T.M. Williams -  
Executive  
Chairman (1)  
J. M. Williams 
CEO (2) 

H. W. Bromley 
CFO (3) 

2016 
2015 
2014 
2016 
2015 
2014 
2016 
2015 
2014 

132,000 
132,000 
174,789 
171,285 
181,734 
186,749 
63,655 
62,719 
71,601 

-   
-   
-   
- 
- 
- 
- 
- 
- 

-   
-   
-   
- 
- 
- 
- 
- 
- 

-   
-   
-   
- 
- 
- 
- 
- 
- 

100,000 
- 
- 
100,000 
- 
- 
100,000 
- 
- 

All Other 
Compensation 
$ 

-   
-   
-   
- 
- 
- 
- 
- 
- 

(1)  All of the compensation paid to the Named Executive Officer is paid to T.M. Williams (Row), Ltd. for 
the services of Mr. T. M. Williams.  See additional discussion in Employment Arrangements section of 
Item 11 of this report.  

(2)  All of the compensation paid to the Named Executive Officer is paid to LVA Media Inc. for the services 
of Mr. J. M. Williams as CEO of the Company and Jayska Consulting Ltd for the marketing services of 
Mr. J. M. Williams.  See additional discussion in Employment Arrangements section of Item 11 of this 
report.  

(3)  All of the compensation paid to the Named Executive Officer is paid to Bromley Accounting Services 

Ltd. for the services of Mr. H. W. Bromley.  

OPTION GRANTS IN THE LAST FISCAL YEAR  

During the year ended December 31, 2016, the Company granted 1,010,000 options (2015 – nil) 
with an exercised price of CAD$0.54 (approximately US$0.42) per share. 

During the year ended December 31, 2016, nil (2015 – 515,000) options were exercised. During 
the  year  ended  December  31,  2016,  nil  options  expired  unexercised.  During  the  year  ended 
December 31, 2015, 5,000 options with an exercise price of $0.15 expired unexercised.  

STOCK OPTION PLANS 

In  the  year  ended  December  31,  2015,  the  1999,  2001  and  2005  Stock  Option  Plans  were 
discontinued and replaced with the 2015 Stock Option Plan.  

Our  Board  of  Directors  administers  the  2015  Stock  Option  Plan.  Our  Board  is  authorized  to 
construe and interpret the provisions of the Stock Option Plans, to select employees, directors and 
consultants  to  whom  options  will  be  granted,  to  determine  the  terms  and  conditions  of  options 
and,  with  the  consent  of  the  grantee,  to  amend  the  terms  of  any  outstanding  options.  The  2015 
Stock Option Plan provides for the granting of stock options to the employees, directors, advisors 
and  consultants  of  the  Corporation  to  encourage  proprietary  interest  in  the  Corporation,  to 
encourage such employees to remain in the employ of the Corporation or such directors, advisors 
and  consultants  to  remain  in  the  service  of  the  Corporation,  and  to  attract  new  employees, 
directors, advisors and consultants with outstanding qualifications. 

 Page 50 

 
 
 
 
 
 
 
 
 
 
 
Our  Board  determines  the  terms  and  provisions  of  each  option  granted  under  the  Stock  Option 
Plans, including the exercise price, vesting schedule, repurchase provisions, rights of first refusal 
and form of payment.  The Plan shall not exceed 10% of the number of Shares of the Company 
issued  and  outstanding  as  of  each  Award  Date,  inclusive  of  all  Shares  presently  reserved  for 
issuance pursuant to previously granted stock options, unless shareholder approval is obtained in 
advance. The Exercise Price shall be that price per Share, as determined by the Board in its sole 
discretion,  and  announced  as  of  the  Award  Date,  at  which  an  Option  Holder  may  purchase  a 
Share upon the exercise of an Option, provided that it shall not be less than the closing price of 
the  Company’s  Shares  traded  through  the  facilities  of  the  Exchange  on  the  day  preceding  the 
Award Date, less any discount permitted by the Exchange, or such other price as may be required 
or permitted by the Exchange. 

The term of options under the Stock Option Plans will be determined by our Board; however, the 
term of the stock option may not be for more than ten years.  Where the award agreement permits 
the exercise of an option for a period of time following the recipient's termination of service with 
us, disability or death, that option will terminate to the extent not exercised or purchased on the 
last day of the specified period or the last day of the original term of the option, whichever occurs 
first.  

If a third party acquires the Company through the purchase of all or substantially all of our assets, 
a  merger  or  other  business  combination,  except  as  otherwise  provided  in  an  individual  award 
agreement, all unexercised options will terminate unless assumed by the successor corporation. 

EMPLOYMENT ARRANGEMENTS  

We  entered  into  a  management  consulting  agreement  with  T.M.  Williams  (Row),  Inc.,  an 
Anguilla  incorporated  company  and  Mr.  Williams  dated  August  20,  2001,  (the  "Williams 
Agreement"),  amended  February  28,  2002,  in  connection  with  the  provision  of  services  by  Mr. 
Williams  as  President  and  Chief  Executive  Officer  of  the  Company.  During  the  year  ended 
December 31, 2010, the agreement was amended to include a consultancy payment of US$11,666 
per month payable in arrears for providing Mr. Williams services as Executive Chairman. 

The  term  of  the  amended  Williams  Agreement  is  for  a  period  of  one  year,  unless  terminated 
sooner by any of the parties under the terms and conditions contained in the amended Williams 
Agreement. If the amended Williams Agreement is not terminated by any of the parties, the term 
may  be  renewed  for  a  further  one  year  period  at  the  option  of  T.M.  Williams  (Row),  Ltd.,  on 
substantially  the  same  terms  and  conditions,  by  giving  three  months  notice  in  writing  to  the 
Company.  The  agreement  was  renewed  for  a  further  one  year  period  on  August  1,  2013.  This 
contract is for the provision of services by Mr. Williams as Executive Chairman. 

During the year ended December 31, 2010, the agreement was amended to include a consultancy 
payment of $11,666 per month payable in arrears. This contract is for the provision of services by 
Mr.  T.  M.  Williams  as  Executive  Chairman  of  the  Company.  During  the  year  ended  December 
31,  2013,  the  agreement  was  amended  to  provide  for  a  consultancy  payment  of  2.5%  of  the 
monthly  social  bingo  business  with  a  minimum  of  $11,000  and  a  maximum  of  $25,000  per 
month. 

During the year ended December 31, 2014, the Company entered into an agreement with Jayska 
Consulting  Ltd.  and  Mr.  J.  M.  Williams,  Chief  Executive  Officer  of  the  Company  for  the 
provision  of  services  of  Mr.  J.  M.  Williams  as  Marketing  director  of  the  Company.  The 
Consulting  agreement  provides  for  a  consultancy  payment  of  GBP£5,000  per  month  payable  in 
arrears.  In  addition,  during  the  year  ended  December  31,  2014,  entered  into  an  agreement  with 
LVA Media Inc. and Mr. J. M. Williams, for the provision of services of Mr. J. M. Williams as 

 Page 51 

 
 
 
Chief  Executive  Officer  of  Shoal  Games  Ltd.    The  Consulting  agreement  provides  for  a 
consultancy payment equaling of 2.5% of the monthly social bingo business with a minimum of 
$7,500 and a maximum of $25,000 per month. 

During the year ended December 31, 2012, the Company entered into a management consulting 
agreement with Bromley Accounting Services Limited for the services of Mr. H. W. Bromley as 
the Chief Financial Officer. 

ITEM 12.  SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS 
AND MANAGEMENT AND RELATED STOCKHOLDER MATTERS 

PRINCIPAL STOCKHOLDERS 

The  following  table  sets  forth  certain  information  known  to  us  with  respect  to  beneficial 
ownership of our common stock as of March 31, 2017, by: 

- 

- 
- 
- 

each  person  known  by  us  to  beneficially  own  5%  or  more  of  our  outstanding  common 
stock; 
each of our directors;  
each of the Named Executive Officers; and  
all of our directors and Named Executive Officers as a group. 

In general, a person is deemed to be a “beneficial owner” of a security if that person has or shares 
the  power  to  vote  or  direct  the  voting  of  such  security,  or  the  power  to  dispose  or  direct  the 
disposition of such security. In computing the number of shares beneficially owned by a person 
and  the  percentage  ownership  of  that  person,  shares  of  common  stock  subject  to  options  or 
debentures  held  by  that  person  that  are  currently  exercisable  or  convertible  or  exercisable  or 
convertible within 60 days of March 31, 2017, are deemed outstanding. 
Percentage  of  beneficial  ownership  is  based  upon  59,708,318  shares  of  common  stock 
outstanding at March 31, 2017. To our knowledge, except as set forth in the footnotes to this table 
and  subject  to  applicable  community  property  laws,  each  person  named  in  the  table  has  sole 
voting and investment power with respect to the shares set forth opposite such person’s name.   

 Page 52 

 
 
 
 
 
Name and Address of Beneficial Owner 

T. M. Williams 
Suite 4501 
1011 West Cordova Street 
Vancouver, BC 
V6C 0B2 
Canada 

J. M. Williams 
Flat 16 
Bridgewater square 
London, EC2Y 8AG 
United Kingdom 

F. Curtis 
Ard Na Mara, Box 1127 
Anguilla, B.W. I. 

W. G. Moore 
Clare Hall 
Clare, Nr Sudbury 
Suffolk 
CO10 8PJ  
United Kingdom 

H. W. Bromley 
3851 Edgemont Boulevard 
North Vancouver BC, V7R 2P9 
Canada 

Number of Shares 
Beneficially Owned 

Percent of Class 

19,699,746 

(1) 

32.44% 

408,200 

(2) 

0.67% 

150,000 

(3) 

0.25% 

100,000 

(4) 

0.16% 

475,000 

(5) 

0.79% 

All directors and Named Executive Officers 
as a group (6 persons) 

20,832,946 

34.31% 

Bingo, Inc.  
P.O. Box 727, Landsome Road  
The Valley,  
Anguilla, B.W.I. 

Pendinas Limited 
Ballacarrick, Pooilvaaish Road 
Castletown, IM9 4PJ 
Isle of Man 

3,596,831 

(6) 

5.92% 

26,087,999 

(7) 

42.97% 

(1)  Includes 16,722,281 shares held directly by Mr. T. M. Williams and 100,000 shares of common stock that may be 
issued upon the exercise of 100,000 stock purchase options with an exercise price of CAD$0.54 (approximately 
US$0.42)  per  share.  Mr.  T.  M.  Williams  is  a  potential  beneficiary  of  certain  discretionary  trusts  that  hold 
approximately  80%  of  the  shares  of  a  private  holding  company.    If  80%  of  the  shares  of  common  stock 
beneficially owned by the private holding company are included here, Mr. T. M. William’s beneficial ownership 
increases by 2,857,465 shares, representing 33.06% of the Class. 

(2)  Includes, 308,200 shares held directly by Mr. J. M. Williams and 100,000 shares of common stock that may be 
issued upon the exercise of 100,000 stock purchase options with an exercise price of CAD$0.54 (approximately 
US$0.42) per share.   

(3)  Includes  50,000  shares  held  directly  by  Ms.  F.  Curtis  and  100,000  shares  of  common  stock  that  may  be  issued 
upon  the  exercise  of  100,000  stock  purchase  options  with  an  exercise  price  of  CAD$0.54  (approximately 
US$0.42) per share. 

 Page 53 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(4)  Includes100,000 shares of common stock that may be issued upon the exercise of 100,000 stock purchase options 

with an exercise price of CAD$0.54 (approximately US$0.42) per share. 

(5)  Includes, 375,000 shares held directly by Mr. H. W. Bromley and 100,000 shares of common stock that may be 
issued upon the exercise of 100,000 stock purchase options with an exercise price of CAD$0.54 (approximately 
US$0.42) per share. 

(6)  Includes 3,596,831 shares held directly by Bingo, Inc., a private holding company.  

(7)  Includes 26,087,999 shares held directly by Pendinas Ltd., a company wholly owned by Mr. G. R. Williams. Mr. 

G. R. Williams is not related to Mr. T. M. Williams nor Mr. J. M. Williams. 

 Page 54 

 
 
 
ITEM 13.  CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, 
AND DIRECTOR INDEPENDENCE 
The  Company  has  a  liability  of  $nil  (2015  -  $2,391)  to  a  company  owned  by  a  current  director 
and officer of the Company for payment of consulting fees of $132,000 (2015 - $132,000) by the 
current director and officer of the Company. 

The  Company  has  a  liability  of  $2  (2015  -  $6,507)  to  a  current  director  and  officer  of  the 
Company for expenses incurred. 

The Company has a liability of $nil (2015 - $14,804) to a company owned by a current director 
and officer of the Company for payment of consulting fees of $81,285 (2015 - $91,734) by the 
current director and officer of the Company. 

The Company has a liability of $nil (2015 - $nil) to a company owned by a current director and 
officer of the Company for payment of consulting fees of $90,000 (2015 - $90,000) by the current 
director and officer of the Company. 

The Company has a liability of $2 (2015 - $831) to a company owned by a previous director of 
the Company for payment of consulting fees of $8,378 (2015 - $3,948) by the previous director of 
the Company. 

The Company has a liability of $500 (2015 - $6,500), to independent directors of the Company 
for  payment  of  consulting  fees.  During  the  year  ended  December  31,  2016,  the  Company  paid 
$6,000 (2015 - $9,500) to the independent directors in director fees.  

The Company has a liability of $4,852 (2015 - $1,533), to an officer of the Company for payment 
of  consulting  fees  and  expenses  incurred  of  $63,655  (2015  -  $62,719)  by  the  officer  of  the 
Company.  

The  Company  has  3  promissory  notes  totaling  $400,811,  including  interest,  from  shareholders 
holding more than 10% of the Company. The interest on the notes are 2% per annum, calculated 
and compounded annually and paid annually. Subsequent to the year ended December 31, 2016, 
the  Company  issued  four  unsecured  promissory  notes  for  $188,135,  from  shareholders  of  the 
Company. 

During  the  year  ended  December  31,  2016,  the  Company  granted  500,000  options  with  an 
exercise  price  of  CAD$0.54  (approximately  $0.42)  per  share  to  related  parties.  The  Company 
expensed $127,373 in stock based compensation for these options granted to related parties. 

The  related  party  transactions  are  in  the  normal  course  of  operations  and  were  measured  at  the 
exchange amount, which is the amount of consideration established and agreed to by the related 
party. 

ITEM 14. PRINCIPAL ACCOUNTANT FEES AND SERVICES 

During  the  year  ended  December  31,  2016,  the  Company  incurred  fees  of  $51,000  (2015  - 
$51,000) from the principal accountant during fiscal 2016 -  Davidson & Company LLP, $51,000 
of these fees related to audit fees (2015 - $51,000).  
Our  Audit  Committee  reviewed  the  audit  and  non-audit  services  rendered  by  Davidson  & 
Company  LLP,  during  the  periods  set  forth  above  and  concluded  that  such  services  were 
compatible  with  maintaining  the  auditors’  independence.  All  audit  and  non-audit  services 
performed  by  our  independent  accountants  are  pre-approved  by  our  Audit  Committee  to  assure 
that such services do not impair the auditors’ independence from us. 

 Page 55 

 
 
 
ITEMS 15.  EXHIBITS 

PART IV 

The  exhibits  required  by  Item  601  of  Regulation  S-K  are  listed  in  the  accompanying  Exhibit 
Index at the end of this report.  Each management contract or compensatory plan or arrangement 
required to be filed as an exhibit to this Form 10-K has been identified.  

SIGNATURES 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the 
registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly 
authorized. 

SHOAL GAMES LTD. 

By: 

/s/ J. M. Williams 
J. M. Williams 
Chief Executive Officer 

Date:  March 31, 2017 

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed 
below by the following persons on behalf of the registrant and in the capacities and on the dates 
indicated.  

Signature 
By: 

/s/ J. M. Williams 
J. M. Williams   

By: 

/s/ H. W. Bromley 
H. W. Bromley   

Title  
Chief Executive Officer  

Date 
March 31, 2017 

Chief Financial Officer   
(Principal Financial and  
Principal Accounting Officer) 

March 31, 2017 

 Page 56 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
I, J. M. Williams, certify that: 

1. 

I have reviewed this annual report on Form 10-K of Shoal Games Ltd.; 

EXHIBIT 31.1 
CERTIFICATIONS 

2.  Based on my knowledge, this report does not contain any untrue statement of a material fact 
or  omit  to  state  a  material  fact  necessary  to  make  the  statements  made,  in  light  of  the 
circumstances  under  which  such  statements  were  made,  not  misleading  with  respect  to  the 
period covered by this report;  

3.   Based on my knowledge, the financial statements, and other financial information included in 
this report, fairly present in all material respects the financial condition, results of operations 
and cash flows of Shoal Games Ltd. as of, and for, the periods presented in this annual report;  

4.  Shoal  Games  Ltd.’s  other  certifying  officer(s)  and  I  are  responsible  for  establishing  and 
maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) 
and  15d-15(e))  and  internal  control  over  financial  reporting  (as  defined  in  Exchange  Act 
Rules 13a-15(f) and 15d-15(f)) for the registrant and have:  
(a)  Designed  such  disclosure  controls  and  procedures,  or  caused  such  disclosure  controls 
and procedures to be designed under our supervision, to ensure that material information 
relating to Shoal Games Ltd., including its consolidated subsidiaries, is made known to 
us  by  others  within  those  entities,  particularly  during  the  period  in  which  this  report  is 
being prepared;  

(b)  Designed such internal control over financial reporting, or caused such internal control 
over  financial  reporting  to  be  designed  under  our  supervision,  to  provide  reasonable 
assurance regarding the reliability of financial reporting and the preparation of financial 
statements  for  external  purposes  in  accordance  with  generally  accepted  accounting 
principles;  

(c)  Evaluated  the  effectiveness  of  Shoal  Games  Ltd.’s  disclosure  controls  and  procedures 
and  presented  in  this  report  our  conclusions  about  the  effectiveness  of  the  disclosure 
controls  and  procedures,  as  of  as  of  December  31,  2016,  covered  by  this  annual  report 
based on such evaluation; and  

(d)  Disclosed  in  this  report  any  change  Shoal  Games  Ltd.’s  internal  control  over  financial 
reporting  that  occurred  during  Shoal  Games  Ltd.’s  most  recent  fiscal  quarter  that  has 
materially  affected,  or  is  reasonably  likely  to  materially  affect,  Shoal  Games  Ltd.’s 
internal control over financial reporting; and  

5.  Shoal Games Ltd.’s other certifying officer(s) and I have disclosed, based on our most recent 
evaluation of internal control over financial reporting, to Shoal Games Ltd.’s auditors and the 
audit  committee  of  Shoal  Games  Ltd.’s    board  of  directors  (or  persons  performing  the 
equivalent functions):  
(a)  All  significant  deficiencies  and  material  weaknesses  in  the  design  or  operation  of 
internal control over financial reporting which are reasonably likely to adversely affect 
Shoal  Games  Ltd.’s  ability  to  record,  process,  summarize  and  report  financial 
information; and  

(b)  Any fraud, whether or not material, that involves management or other employees who 

have a significant role in the registrant's internal control over financial reporting. 

Signed :  /s/ J. M. Williams 
J. M. Williams,  
Chief Executive Officer,  
(Principal Executive Officer) 

Date : March 31, 2017 

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I, H. W. Bromley, certify that:  

1. 

I have reviewed this annual report on Form 10-K of Shoal Games Ltd.; 

EXHIBIT 31.2 
CERTIFICATIONS 

2.  Based on my knowledge, this report does not contain any untrue statement of a material fact 
or  omit  to  state  a  material  fact  necessary  to  make  the  statements  made,  in  light  of  the 
circumstances  under  which  such  statements  were  made,  not  misleading  with  respect  to  the 
period covered by this report;  

3.   Based on my knowledge, the financial statements, and other financial information included in 
this report, fairly present in all material respects the financial condition, results of operations 
and cash flows of Shoal Games Ltd. as of, and for, the periods presented in this annual report;  

4.  Shoal  Games  Ltd.’s  other  certifying  officer(s)  and  I  are  responsible  for  establishing  and 
maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) 
and  15d-15(e))  and  internal  control  over  financial  reporting  (as  defined  in  Exchange  Act 
Rules 13a-15(f) and 15d-15(f)) for the registrant and have:  
(a)  Designed  such  disclosure  controls  and  procedures,  or  caused  such  disclosure  controls 
and procedures to be designed under our supervision, to ensure that material information 
relating to Shoal Games Ltd., including its consolidated subsidiaries, is made known to 
us  by  others  within  those  entities,  particularly  during  the  period  in  which  this  report  is 
being prepared;  

(b)  Designed such internal control over financial reporting, or caused such internal control 
over  financial  reporting  to  be  designed  under  our  supervision,  to  provide  reasonable 
assurance regarding the reliability of financial reporting and the preparation of financial 
statements  for  external  purposes  in  accordance  with  generally  accepted  accounting 
principles;  

(c)  Evaluated  the  effectiveness  of  Shoal  Games  Ltd.’s  disclosure  controls  and  procedures 
and  presented  in  this  report  our  conclusions  about  the  effectiveness  of  the  disclosure 
controls  and  procedures,  as  of  as  of  December  31, 2016,  covered  by  this  annual  report 
based on such evaluation; and  

(d)  Disclosed  in  this  report  any  change  Shoal  Games  Ltd.’s  internal  control  over  financial 
reporting  that  occurred  during  Shoal  Games  Ltd.’s  most  recent  fiscal  quarter  that  has 
materially  affected,  or  is  reasonably  likely  to  materially  affect,  Shoal  Games  Ltd.’s 
internal control over financial reporting; and  

5.  Shoal Games Ltd.’s other certifying officer(s) and I have disclosed, based on our most recent 
evaluation of internal control over financial reporting, to Shoal Games Ltd.’s auditors and the 
audit  committee  of  Shoal  Games  Ltd.’s  board  of  directors  (or  persons  performing  the 
equivalent functions):  
(a)  All  significant  deficiencies  and  material  weaknesses  in  the  design  or  operation  of 
internal control over financial reporting which are reasonably likely to adversely affect 
Shoal  Games  Ltd.’s  ability  to  record,  process,  summarize  and  report  financial 
information; and  

(b)  Any fraud, whether or not material, that involves management or other employees who 

have a significant role in the registrant's internal control over financial reporting. 

Signed : /s/ H. W. Bromley 
H.W. Bromley,  
Chief Financial Officer 
(Principal Accounting Officer) 

Date : March 31, 2017 

 Page 58 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT 32.1  

CERTIFICATION PURSUANT TO 
18 U.S.C. §1350, 
AS ADOPTED PURSUANT TO 
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 

In connection with the Annual Report of Shoal Games Ltd. (the “Company”) on Form 10-K for 
the period ended December 31, 2016, as filed with the Securities and Exchange Commission on 
the  date  hereof  (the  “Report”),  I,  J.  M.  Williams,  Chief  Executive  Officer  of  the  Company, 
certify, pursuant to 18 U.S.C. §1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley 
Act of 2002, that: 

a)  The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities 

Exchange Act of 1934; and 

b)  The information contained in this Report fairly presents, in all material respects, the financial 

condition and results of operations of the Company. 

/s/ J. M. Williams 
J. M. Williams 
Chief Executive Officer 
March 31, 2017 

A signed original of this written statement required by Section 906 has been provided to Shoal 
Games Ltd. and will be retained by the company and furnished to the Securities and Exchange 
Commission or its staff upon request. 

 Page 59 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT 32.2 

CERTIFICATION PURSUANT TO 
18 U.S.C. §1350, 
AS ADOPTED PURSUANT TO 
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 

In connection with the Annual Report of Shoal Games Ltd. (the “Company”) on Form 10-K for 
the period ended December 31, 2016, as filed with the Securities and Exchange Commission on 
the  date  hereof  (the  “Report”),  I,  H.  W.  Bromley,  Chief  Financial  Officer  of  the  Company, 
certify, pursuant to 18 U.S.C. §1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley 
Act of 2002, that: 

a.  The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities 

Exchange Act of 1934; and 

b.  The information contained in this Report fairly presents, in all material respects, the financial 

condition and results of operations of the Company. 

/s/ H. W. Bromley 
H. W. Bromley 
Chief Financial Officer 
March 31, 2017 

A signed original of this written statement required by Section 906 has been provided to Shoal 
Games Ltd. and will be retained by the company and furnished to the Securities and Exchange 
Commission or its staff upon request. 

 Page 60 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT LIST 
The  following  instruments  are  included  as  exhibits  to  this  Report.    Exhibits  incorporated  by 
reference are so indicated. 

Exhibit 
Number 

Description 

4.4 

4.5 

10.2 

10.24 

10.29 
10.32 
10.33 

10.36 

10.37 

10.38 

10.39 

10.40 

10.41 

31.1 

31.2 

32.1 

32.2 

Convertible Debenture between the Company and unrelated parties dated July 2, 2002. (b) 

Common Stock Purchase Warrant between the Company and unrelated parties dated July 2, 
2002. (b) 
Asset Purchase Agreement by and between Bingo, Inc. and Progressive Lumber, Corp. dated 
January 18, 1999. (a) 
Amended  Consulting  Agreement  dated  February  28,  2002,  between  the  Company,  T.M. 
Williams (Row), Ltd., and T.M. Williams. (c) 
Amendment of Asset Purchase Agreement dated July 1, 2002. (d) 
Code of Business Conduct and Ethics dated December 22, 2006. (e) 
Amended Consulting Agreement dated June 16, 2010, between the Company, T.M. Williams 
(Row), Ltd., and T.M. Williams. (f) 
The Marketing Service Agreement between the Bingo.com, Ltd. wholly owned subsidiary, 
Coral Reef Marketing Inc. and with Unibet International Limited dated March 19, 2010. (g)  
Amended Consulting Agreement dated August 1, 2013, between the Company, T.M. 
Williams (Row), Ltd., and T.M. Williams. (h) 
Consulting Agreement dated January 1, 2014, between the Company, Jayska Consulting 
Ltd., and J.M. Williams. (h) 
Consulting Agreement dated January 1, 2014, between the Company, LVA Media Inc., and 
J.M. Williams. (h) 
Consulting Agreement dated October 1, 2013, between the Company, Devereux 
Management Ltd., and C. M. Devereux. (h) 
Consulting Agreement dated January 1, 2014, between the Company, Bromley Accounting 
Services Limited, and H. W. Bromley. (h) 
Certificate of Chief Executive Officer pursuant to the Securities Exchange Act Rules 13a-
15(e) and 15d -15(e) as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 
dated March 31, 2017. 
Certificate of Chief Financial Officer pursuant to the Securities Exchange Act Rules 13a-
15(e) and 15d -15(e) as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 
dated March 31, 2017. 
Certification from the Chief Executive Officer of Shoal Games Ltd.  pursuant to 18 U.S.C. 
Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 dated 
March 31, 2017. 
Certification from the Chief Financial Officer of Shoal Games Ltd.  pursuant to 18 U.S.C. 
Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 dated 
March 31, 2017. 

(a) Previously filed with the Registrant’s registration statement on Form 10 on June 9, 1999.  
(b)  Previously  filed  with  the  Company’s  quarterly  report  on  Form  10-Q  for  the  period  ended 
September 30, 2002, on November 14, 2002. 
(c) Previously filed with the Company’s quarterly report on Form 10-Q for the period ended June 
30, 2002, on August 14, 2002. 
(d)  Previously  filed  with  the  Company’s  year  end  report  on  Form  10-K/A  for  the  year  ended 
December 31, 2002, on May 8, 2003. 

 Page 61 

 
 
 
 
(e) Previously filed with the Company’s report on Form 8-K on December 26, 2006. 
(f) Previously filed with the Company’s report on Form 8-K on June 17, 2010. 
(g) Previously field with the Company’s report on Form 8-K/A on June 18, 2012. 
(h) Previously filed with the Company’s report on Form 8-K on March 24, 2014. 

 Page 62