Quarterlytics / Consumer Defensive / Education & Training Services / Kidoz Inc.

Kidoz Inc.

kidz · TSX-V Consumer Defensive
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Sector Consumer Defensive
Industry Education & Training Services
Employees 11-50
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FY2017 Annual Report · Kidoz Inc.
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UNITED STATES 

SECURITIES AND EXCHANGE COMMISSION  
Washington, D.C. 20549  

(Mark One)  

Form 10-K 

|X| ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE 

SECURITIES EXCHANGE ACT OF 1934 

For the fiscal year ended December 31, 2017 

|_| TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE 

SECURITIES EXCHANGE ACT OF 1934 

For the transition period from  

 to  

Commission file number 333-120120-01  

SHOAL GAMES LTD.  
(Exact name of registrant as specified in its charter)  

ANGUILLA, B.W.I. 
(State or other jurisdiction of incorporation 
or organization) 

98-0206369 
(I.R.S. Employer Identification No.) 

Hansa Bank Building, Ground Floor, Landsome Road  
AI 2640, The Valley, Anguilla, B.W.I 
(Address of principal executive offices) 

(888) 374-2163  
(Registrant’s telephone number, including area code) 

Securities registered under Section 12(b) of the Exchange Act:  

None 
(Title of Each Class & Name of each exchange on which registered) 

Securities registered under section 12(g) of the Exchange Act:  

COMMON STOCK, NO PAR VALUE PER SHARE 
(Title of class) 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the 
Securities Act.    

       No 

 Yes 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 
15(d) of the Act.  

       No 

 Yes 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Indicate  by  check  mark  whether  the  registrant  (1)  has  filed  all  reports  required  to  be  filed  by 
Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or 
for  such  shorter  period  that  the  registrant  was  required  to  file  such  reports),  and  (2)  has  been 
subject to such filing requirements for the past 90 days.    

       No 

  Yes 

Indicate by check mark whether the registrant has submitted electronically and posted on its 
corporate Web site, if any, every Interactive Data File required to be submitted and posted 
       No 
pursuant to Rule 405 of Regulation S-T during the preceding 12 months.    Yes 

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K 
is not contained herein, and will not be contained, to the best of registrant’s knowledge, in 
definitive proxy or information statements incorporated by reference in Part III of this Form 10-
K or any amendment to this Form 10-K.  

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a 
non-accelerated filer, or a smaller reporting company. See the definitions of “large accelerated 
filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act. 

Large accelerated filer  

Non-accelerated filer  

Accelerated filer 

Smaller reporting company 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of 
the Act). 

       No 

 Yes 

State issuer’s revenues for its most recent fiscal year. 

$93,475 

State  the  aggregate  market  value  of  the  voting  and  non-voting  common  equity  held  by  non-
affiliates computed by reference to the price at which the common equity was last sold, or the 
average bid and asked price and asked price of such common equity, as of the last business day 
of the registrant’s most recently completed second fiscal quarter.  

Our  common  stock  is  currently  quoted  on  the  Over  the  Counter  Markets  –  The  Venture 
Marketplace  ("OTCQB")  operated  by  OTC  Markets  Group  Inc.  (http://www.otcmarkets.com/) 
under the symbol “SGLDF” and on the TSX Venture Exchange in Canada under the symbol 
“SGW”. The closing share price as of March 20, 2018, being US$0.60 per share under the symbol 
SGLDF on the OTC Markets Group Inc. and CAD$0.67 under symbol SGW on the TSX Venture 
Exchange : $43,383,822.   

APPLICABLE ONLY TO CORPORATE REGISTRANTS 

Indicate the number of shares outstanding of the registrant’s common stock, no par value per 
share, was 72,474,703 as of March 20, 2017.  

DOCUMENTS INCORPORATED BY REFERENCE 

The merger of Bingo.com, Inc. with Shoal Games Ltd., which was approved by the Securities 
Exchange Commission on March 8, 2005, and is effective on April 7, 2005, is described in the 
prospectus filed under Rule 424(b) of the Securities Act and the Form S-4, which were filed on 
March 9, 2005, and March 4, 2005, respectively. The Company filed Form SB2 on September 
18, 2007, for the registration of shares originally issued in the private placement. In addition, the 
Company filed a TSX Venture Exchange Listing Application for the TSX-V listing on June 29, 
2015. 

  Page 1 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
TABLE OF CONTENTS 

PART I .................................................................................................................................... 3 

ITEM 1. BUSINESS ............................................................................................................ 3 
ITEM 2. PROPERTIES. ...................................................................................................... 8 
ITEM 3. LEGAL PROCEEDINGS. ..................................................................................... 8 
ITEM 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS. ........... 8 
PART II ................................................................................................................................. 10 

ITEM 5. MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED 
STOCKHOLDER MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES. 10 
ITEM 6. SELECTED FINANCIAL DATA ....................................................................... 12 
ITEM 7. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL 
CONDITION AND RESULTS OF OPERATIONS. .......................................................... 12 
ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA. ..................... 18 
ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON 
ACCOUNTING AND FINANCIAL DISCLOSURE. ........................................................ 48 
ITEM 9A.  CONTROLS AND PROCEDURES................................................................. 48 
ITEM 9B. OTHER INFORMATION................................................................................. 49 
PART III ................................................................................................................................ 50 

ITEM 10.  DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE  
GOVERNANCE................................................................................................................ 50 
ITEM 11.  EXECUTIVE COMPENSATION .................................................................... 52 
ITEM 12.  SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND 
MANAGEMENT AND RELATED STOCKHOLDERS MATTERS ................................ 54 
ITEM 13.  CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND 
DIRECTOR INDEPENDENCE......................................................................................... 56 
ITEM 14.  PRINCIPAL ACCOUNTANT FEES AND SERVICES ................................... 57 
PART IV ................................................................................................................................ 58 
ITEM 15.  EXHIBITS ....................................................................................................... 58 
SIGNATURES .................................................................................................................. 58 
CERTIFICATIONS ........................................................................................................... 58 
CERTIFICATION PURSUANT TO 18 U.S.C. §1350, AS ADOPTED PURSUANT TO 
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 .......................................... 61 
EXHIBIT LIST.................................................................................................................. 63 

  Page 2 

 
 
 
PART I 
This Annual Report on Form 10-K contains forward-looking statements that involve risks and 
uncertainties.  All statements contained herein that are not statements of historical fact constitute 
“forward-looking statements” within the meaning of the Private Securities Litigation Reform Act 
of  1995.  Discussions  containing  forward-looking  statements  may  be  found  in  the  material  set 
forth under “Business,” and “Management's Discussion and Analysis or Plan of Operation,” as 
well as in this Annual Report generally.  We generally use words such as “believes,” “intends,” 
“expects,” “anticipates,” “plans,” and similar expressions to identify forward-looking statements. 
Although  we  believe  that  the  expectations  reflected  in  the  forward-looking  statements  are 
reasonable, we cannot guarantee future results, level of activity, performance or achievements. 
These forward-looking statements are subject to risks, uncertainties and other factors, some of 
which  are  beyond our  control,  which  could  cause actual  results  to differ  materially  from  this 
forecast or anticipated in such forward-looking statements.   
You should not place undue reliance on these forward-looking statements, which reflect our view 
only  as  of  the  date  of  this  report.  We  undertake  no  obligation  to  update  these  statements  or 
publicly release the result of any revisions to these statements to reflect events or circumstances 
after the date of this report or to reflect the occurrence of unanticipated events. 

ITEM 1. BUSINESS 

INTRODUCTION  

Shoal Games Ltd. (TSXV : SGW) (OTCQB : SGLDF) (www.shoalgames.com) is the parent company 
of a group of companies, which creates consumer mobile software products and games.  The Company 
is  managed  by  an  experienced  team  of  technology  entrepreneurs  who  have  a  long  history  in  video 
games, enterprise software, mobile software, and Internet products.   

The primary focus of Shoal Games is the development and marketing of the Rooplay EdTech platform 
for children and families.  Rooplay is currently live exclusively on Google Play in 27 languages and 
135 countries. Rooplay has no ads, no in-app purchases, no long downloads, no instant messaging, and 
no outbound links of any form.  These characteristics make the product a unique platform of game 
content that is entirely safe for children. 

The games on the Rooplay platform are designed to both entertain and educate.  Children engaging 
with Rooplay learn technology, solve puzzles, paint pictures, practice language, learn math, and much 
more.    Shoal  Games  is  developing  a  content  system  with  Rooplay  that  builds  tech  literacy  and 
encourages early learning.  The Company believes that to be able to teach children, they must first hold 
their attention.  Rooplay mixes entertainment with education so that long player sessions are created in 
a  safe  environment  so  that  children  have  fun  and  are  challenged  in  new  ways  with  every  session.  
Rooplay has hundreds of interactive games in every imaginable format.   

Shoal  Games management  believes that  through  the  development  of  the  Rooplay  platform,  and  the 
production of exclusive EdTech game content that it can create a defensible position in the market as a 
premium provider of mobile games content for kids.  Shoal Games has a long history in games and 
software development and believes that its experienced team can establish Rooplay as a global provider 
of  mobile  entertainment  for  children.   Rooplay  generates  revenue  for  the  Company  from  consumer 
subscriptions which customers pay to unlock the Rooplay game catalog.  Shoal Games management 
believes  that  the  development  of  a  platform  system  such  as  Rooplay  will  create  a  significant  and 
sustainable revenue stream for the Company. 

Shoal Games management is pursuing an aggressive growth strategy by approaching local partners in 
many  regions  of  the  world  who  are  interested  in  distributing  Rooplay.    Rooplay's  games  are  not 
restricted to any particular region and the Company believes the demand for early learning systems 
such as Rooplay is strong.   

With more than 6.8 billion mobile phone subscriptions in place globally the demand for mobile content 
systems is enormous.  Rooplay fills a particular need for families and with every additional piece of 

  Page 3 

 
 
content  that  is  added  to  the  system  the  draw  to  Rooplay  in  comparison  to  other  systems  becomes 
stronger.  With the competition fierce between network operators for new mobile subscribers, Shoal 
Games’ management believes that owning a content platform system such as Rooplay will create long-
term value for the Company’s shareholders.  

Shoal  Games'  other  mobile  products  include  Garfield’s  Bingo  (www.garfieldsbingo.com),  the  first 
mobile bingo game to feature a mega-brand; and Trophy Bingo (www.trophybingo.com), live across 
mobile platforms with over 590,000 installs.  Trophy Bingo and Garfield’s Bingo are innovative free-
to-play mobile games live in the Apple, Google and Amazon App Stores.  The Company has generated 
its  main  source  of  revenue  to-date  from  players  making  in-app  purchases  in  Trophy  Bingo  and 
Garfield’s Bingo. 

References in this document to “the Company,” “we,” “us,” and “our” refer to Shoal Games Ltd. and 
our subsidiaries, which are described below. 

Our executive offices are located at Hansa Bank Building, Ground Floor, Landsome Road, The Valley, 
AI 2640, The Valley, Anguilla, B.W.I.  Our telephone number is (888) 374-2163. 

History and Corporate Structure 

The Company was originally incorporated in the State of Florida on January 12, 1987.  

Effective January 22, 1999, the Company acquired the use of the second level domain name bingo.com 
and  embarked  on  a  strategy  to  become  a  leading  online  provider  of  bingo  based  games  and 
entertainment. 

Effective April 7, 2005, the shares of Bingo.com, Ltd. by way of a merger between Bingo.com, Inc. 
and Bingo.com, Ltd., began trading under the new ticker symbol “BNGOF”. 

Effective December 31, 2014 the URL www.bingo.com and the online bingo business were sold to 
Unibet, plc. 

On  January  22,  2015,  Bingo.com,  Ltd.  filed  Articles of  Amendment  with  the  Anguilla  Registrar  of 
Companies changing its name to “Shoal Games Ltd.”.  Effective at the open of markets on January 27, 
2015, the Common Shares commenced trading under the new trading symbol “SGLDF” on the OTC-
QB. 

On June 29, 2015, the Company filed a TSX Venture Exchange Listing Application for the TSX-V 
listing and commenced trading on July 2, 2015, under the symbol “SGW”. 

We  conduct  our  business  through  the  Anguilla  incorporated  entity  and  through  our  wholly-owned 
subsidiaries Shoal Media (Canada) Inc. (“Shoal Media Canada”), Shoal Games (UK) plc (“Shoal UK”), 
Coral  Reef  Marketing  Inc.  (“Coral  Reef”), Shoal  Media  Inc.  (“Shoal  Media”),  Rooplay  Media  Ltd. 
(“Rooplay Media”), Shoal Media UK Ltd. (“Shoal Media UK”), and Rooplay Media Kenya Limited. 
(“Rooplay Kenya”) 

Shoal Media Canada was incorporated under the laws of British Columbia, Canada, on February 10, 
1998, as 559262 B.C. Ltd. and changed its name to Bingo.com (Canada) Enterprises Inc. on February 
11, 1999. It subsequently changed its name to English Bay Office Management Limited on September 
8, 2003. Effective March 11, 2016, it changed it name to Shoal Media (Canada) Inc.   

On August 15, 2002, 99% of the share capital of Shoal UK was acquired. Shoal UK was incorporated 
under the laws of England and Wales on August 18, 2000, as CellStop plc. and changed its name to 
Bingo.com (UK) plc. on August 5, 2002. During the year ended December 31, 2015, the Company 
changed the name of the company to Shoal Games (UK) plc.  

On January 21, 2008, Coral Reef Marketing Inc., was incorporated under the laws of Anguilla, British 
West Indies. 

On  January  1,  2013,  100%  of  the  share  capital  of  Shoal  Media  Inc.,  an  Anguillian  Company  was 
acquired.  

  Page 4 

 
 
On  October  25,  2016,  Rooplay  Media  Ltd.,  was  incorporated  under  the  laws  of  British  Columbia, 
Canada.  

On March 27, 2017, Shoal Media UK Ltd. was incorporated under the laws of England and Wales. 

On July 12, 2017, Rooplay Media Kenya Limited was incorporated under the laws of Kenya. 

The Company also maintains a number of inactive wholly-owned subsidiaries.  These are: 

-  Bingo.com  (Antigua),  Inc.,  (“Bingo.com  (Antigua)”) 

incorporated  as  an  Antigua 
International  Business  Corporation  on  April  7,  1999,  as  Star  Communications  Ltd.  and 
changed its name to Bingo.com. (Antigua), Inc. on April 21, 1999;   

-  Bingo.com (Wyoming), Inc., incorporated in the State of Wyoming on July 14, 1999;  
-  Bingo.com Acquisition Corp., incorporated in the State of Delaware on January 9, 2001. 

All  three  of  the inactive  subsidiaries  were  incorporated  to  facilitate the  implementation  of  business 
plans that we have since modified and refocused and, consequently, there is no activity in these entities. 

Our common shares are currently quoted on the Over the Counter Markets - The Venture Marketplace 
("OTCQB") operated by OTC Markets Group Inc. under the symbol “SGLDF” and on the TSX Venture 
Exchange  in  Canada  under  the  symbol  “SGW”.    We  have  not  been  subject  to  any  bankruptcy, 
receivership or other similar proceedings.  

Development of the Business 

The primary focus of Shoal Games is the development and marketing of the Rooplay edugame system 
for children and families.  Shoal Games management believes that Rooplay could become a popular 
global platform of educational and entertainment games for kids and is executing the business strategy 
to achieve this goal. 

Shoal Games Domain Names 

Shoal  Games  owns 
the  domain  names  Rooplay.com,  Shoalgames.com,  Shoalgames.net, 
Shoalmedia.com, Garfieldsbingo.com, Trophybingo.com, and Trophybingo.ca and many other smaller 
domains.   

BUSINESS OVERVIEW 

The current focus of Shoal Games is the development and marketing of Rooplay, an innovative platform 
of interactive games for families and children. 

Product Strategy 

Rooplay is a Netflix of games for children and families.  Rooplay has no ads, no in-app purchases, no 
long downloads, no instant messaging, and no outbound links of any form.  These characteristics make 
the product a unique platform of game content that is entirely safe for children. 

Rooplay generates revenue from consumer subscriptions which are paid to access the Rooplay library 
of  games.    Shoal  Games  management  believes  that  the  development  of  a  platform  system  such  as 
Rooplay will create a significant and sustainable revenue stream for the Company. 

In addition to developing and maintaining the Rooplay system, Shoal Games develops original content 
that it publishes into the App Stores as single apps and onto Rooplay to expand the library of content 
on the platform.  Mobile users can choose to download and play Shoal Games single apps, or access 
the entire library of hundreds of games from within Rooplay. 

Marketing & Distribution Strategy 

Shoal Games pursues both a business-to-consumer strategy and a business-to-business strategy with 
Rooplay.  With the Company's direct to consumer strategy, new users of Rooplay are created via paid 
performance marketing, search engine marketing, word-of-mouth, and from links and promotions in 
the Company's other mobile products. 

  Page 5 

 
 
The  business-to-business  distribution  strategy  involves  targeted  business  development  efforts  with 
mobile  handset  manufacturers,  cable  companies,  and  mobile  telecommunications  operators  to 
encourage them to partner with Shoal Games to distribute Rooplay to their customers.  Shoal Games 
offers revenue share opportunities to potential partners who are interested in providing content systems 
such as Rooplay to their customers. 

Pricing Strategy 

Shoal Games is pursuing an aggressive penetration pricing strategy with Rooplay by offering monthly 
subscriptions to its library of hundreds of games and its exclusive Rooplay Originals (branded Games 
developed by the Company) .  All users acquired via the direct-to-consumer model will be offered a 
free  trial  period  before  the  subscription  fee  becomes  payable.    Rooplay  users  acquired  via  partner 
relationships  will  have  varying  periods  of  free  trial  and  pricing  as  determined  by  the  partner's 
circumstances and region. 

Growth Strategy 

Shoal Games management is pursuing an aggressive growth strategy by approaching local partners in 
many  regions  of  the  world  who  are  interested  in  distributing  Rooplay.    Rooplay's  games  are  not 
restricted to any particular region and the Company believes the demand for early learning systems 
such as Rooplay is strong.   

With more than 6.8 billion mobile phone subscriptions in place globally the demand for mobile content 
systems is enormous.  Rooplay fills a particular need for families and with every additional piece of 
content  that  is  added  to  the  system  the  draw  to  Rooplay  in  comparison  to  other  systems  becomes 
stronger.  With the competition fierce between network operators for new mobile subscribers, Shoal 
Games management believes that owning a content platform system such as Rooplay will create long-
term value for the Company’s shareholders.  

International Strategy 

The first release of Rooplay is in English, but the system has been designed from conception to provide 
value to children and families of every language.  Most games are developed without the requirement 
of any text to learn and play so Rooplay's potential for localization and international publishing is ideal.  
Furthermore, all of Shoal Games' original productions for Rooplay (“Rooplay Originals”) are built to 
support learning in any language.   

With densely populated regions such as China interested in games, the English language, and early 
learning technology such as Rooplay, Shoal Games management is actively pursuing local partners to 
assist in the distribution of Rooplay in China. 

Trophy Bingo & Garfield's Bingo 

The Company has completed the social bingo games Trophy Bingo and Garfield’s Bingo which are 
available on Apple’s iOS, Google’s Android and Amazon Android systems.  Revenue is generated in 
the  games  via  in-app  purchases  and  advertising.    Shoal  Games  management  continues  to  support 
Trophy Bingo and Garfield's bingo to grow revenues and provide cash to the Company.  

OPERATIONS  

Employees  

As  of  December  31,  2017,  we  had  eleven  full-time  employees,  not including temporary  personnel, 
consultants, and independent contractors. Since 2006 it has been, and continues to be, the Company’s 
objective  to  control  its  costs  by  retaining  consultants,  as  needed,  to  provide  special  expertise  in 
developing  internal  strategic,  marketing,  accounting  and  technical  services.  The  Company  ceased 
outsourcing  its software  development  personnel in September  2016  following  the  bankruptcy  of  its 
outsource supplier.  The Company immediately hired the key personnel from that organization whom 
are  now  our  full-time  employees.  None  of  our  employees  or  consultants  are  represented  by  a  labor 
union, and we believe that our relationship with our employees and consultants is good. 

  Page 6 

 
 
We are substantially dependent upon the continued services and performance of J. M. Williams, Chief 
Executive  Officer  and  T.  M.  Williams,  Executive  Chairman.  The  loss  of  the  services  of  these  key 
individuals  would  have  a  material  adverse  effect  on  our  business,  financial  condition  and  results  of 
operations. We do not carry any key man life insurance on any individuals. 

Seasonality 

We do not believe that seasonality has an effect on our product demand or our revenue realization. 

Competition 

Rooplay competes with systems such as ABCMouse, Homer, Lingokids, and other learning products 
that  are  based  on  subscription.   Rooplay  differs  in  that  it  is  not  only  an  educational  system,  but  an 
entertainment system with hundreds of games both for fun and learning.  Most of the competition relies 
on videos and e-books for content, whereas Rooplay is only games.  ABCMouse raised US$150 million 
at a valuation of more than US$1Billion.  The Company views the success of ABCMouse as proof of 
the size of the market and is developing Rooplay to be a superior and differentiated product.  

In the mobile bingo market, large operators have acquired the companies behind the two leading social 
bingo games.  Caesars Interactive Entertainment acquired Buffalo Studios, the makers of Bingo Blitz, 
in 2012 for $53 million.  More recently in 2014, GSN Games purchased Bash Gaming, the makers of 
Bingo Bash, for $160 million.  The Company views these acquisitions as confirmation that the social 
bingo marketplace is valuable although costly to compete with. 

Costs and Effects of Compliance with Environmental Laws 

The Company is in the business of developing and marketing Rooplay, Garfield’s Bingo, and Trophy 
Bingo. To the best of our knowledge, no federal, state or local environmental laws are applicable to our 
business. 

BRITISH COLUMBIA SECURITIES COMMISSION 

Effective September 15, 2008, the British Columbia Securities Commission (“BCSC”) issued rule 51-
509 Issuers Quoted in the U.S. Over-the-Counter Markets. Rule 51 - 509 requires all Over-the-Counter 
Companies  that  have  connections  to  British  Columbia  (BC)  to  comply  with  BC  securities  law  and 
certain public disclosure requirements. The Company is deemed to have connection to BC due to the 
fact that administration and a director are located in BC. The Company has complied with rule 51-509 
and registered and filed the necessary documents on SEDAR. The Company is deemed, due to the fact 
that there are less than 50% of the Company’s shareholders located in BC, to be a foreign reporting 
issuer in accordance with NI 71-102 “Continuous Disclosure and Other Exemptions Relating to Foreign 
Issuers”. Therefore the Company is only required to file what it files with the Securities and Exchange 
Commission on SEDAR. 

FINANCIAL INFORMATION ABOUT GEOGRAPHIC AREAS 

The equipment of the Company to operate the operations of the Company is located in Anguilla, United 
Kingdom,  and  Canada.  The  revenue  from  in-app  purchases  is  worldwide,  with  the  majority  from 
Europe and the USA. 

AVAILABLE INFORMATION 

The Company makes available through the Corporate Shoal Games section of its internet website at 
http://investor.shoalgames.com its annual report on Form 10-K, quarterly reports on Form 10-Q, current 
reports  on  Form  8-K,  Press  Releases,  Research  Reports,  and  amendments  to  those  reports  filed  or 
furnished pursuant to Section 13(a) or 15(d) of the Exchange Act, as soon as reasonably practicable 
after electronically filing such material with the Securities and Exchange Commission.  

You may read and copy any reports, statements or other information that we file with the Securities and 
Exchange Commission at the Securities and Exchange Commission’s Public Reference Room at 100 F 
Street, N.E., Washington D.C. 20549. You can request copies of these documents, upon payment of a 
duplicating fee, by writing to the Securities and Exchange Commission. Please call the Securities and 
  Page 7 

 
 
Exchange  Commission  at  1-800-SEC-0330  for  further  information  on  the  operation  of  the  Public 
Reference Room.  

We file our reports with the Securities and Exchange Commission electronically through the Securities 
and Exchange Commission’s Electronic Data Gathering, Analysis and Retrieval (“EDGAR”) system. 
The Securities and Exchange Commission maintains an Internet site that contains reports, proxy and 
information  statements,  and  other  information  regarding  companies  that  file  electronically  with  the 
Securities  and  Exchange  Commission  through  EDGAR.  The  address  of  this  Internet  site  is 
http://www.sec.gov. 

In addition, we file our reports on SEDAR, for TSX Venture companies. The address of this Internet 
site is http://www.sedar.com. 

ITEM 2. PROPERTIES.  

Since 2005 our executive office is located in The Valley, Anguilla, British West Indies. We commenced 
the present lease agreement on April 1, 2010, for a period of one year. Unless 3 month’s notice is given 
it automatically renews for a future 3 months until notice is given. To date no notice has been given. 
The monthly rental is $250.  

Our primary administrative and development facility is located in leased space in Vancouver, British 
Columbia.  During the year ended December 31, 2016, the Company signed a lease expiring December 
31, 2016. After December 31, 2016, unless 30 day notice is given this lease is extended on a month-to-
month basis. To date no notice has been given. This facility comprises approximately 1,651 square feet. 
The monthly rental is approximately $1,142.  

We  operate  sales  and  marketing  offices  in  London,  United  Kingdom  and  in  Amsterdam,  the 
Netherlands.  There are no direct monthly rental fees in either location. 

We believe that these facilities will be adequate to meet our requirements for the near future and that 
suitable additional space will be available if needed. Other than described above, neither we, nor any 
of our subsidiaries presently own or lease any other property or real estate.  

ITEM 3. LEGAL PROCEEDINGS. 

We are not currently a party to any legal proceedings and were not a party to any other legal proceeding, 
during the fiscal year ended December 31, 2017. We are currently not aware of any legal proceedings 
proposed to be initiated against us. However, from time-to-time, we may become subject to claims and 
litigation generally associated with any business venture.  

ITEM 4 SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS.  
We held our Annual Meeting of Stockholders in Anguilla on November 1, 2017. The Annual Meeting 
is for the purposes of electing our directors and to ratify the appointment of Davidson & Company LLP, 
Chartered Professional Accountants, as our independent auditors for the 2017 fiscal year, to ratify our 
Rolling Stock Option plan and for any other regular business. The Company issued a schedule 14A 
proxy statement to the shareholders on September 20, 2017. 

  Page 8 

 
 
 
 
All nominees for directors were elected; the appointment of auditors was ratified; and the Rolling 
Stock Option plan was ratified. The voting on each matter is set forth below: 

a)  

Elected to set the number of directors at 4. 
For  
43,011,933 

Against 
8,470 

Abstain 
- 

Not Voted 
8,286,842 

Elected the following persons to serve as directors until the next annual meeting or until their 

b)  
successors are duly qualified: 

T. M. Williams 
J. M. Williams 
F. Curtis (Non Executive Director) 
W. Moore (Non Executive Director) 

Election of the Directors of the Company. 

Nominee  
T. M. Williams 
J. M. Williams 
F. Curtis 
W. Moore 

For 

Against 

Abstain 

Not Voted 

42,995,329 
42,995,429 
42,996,154 
42,996,354 

- 
- 
- 
- 

25,073 
24,973 
24,248 
24,048 

8,286,843 
8,286,843 
8,286,843 
8,286,843 

Approved the selection of Davidson & Company LLP, Chartered Professional Accountants as 

(c)  
the Company's independent auditors for the fiscal year ending December 31, 2017. 

For 
51,274,794 

Against 
- 

Abstain 
32,451 

Not Voted 
- 

(d)  

The ratification of the existing Rolling Stock Option plan was approved.  
For 
42,984,744 

Abstain 
- 

Against 
35,658 

Not Voted 
8,286,843 

Mr. Jason Williams will continue as President and CEO of the Shoal Games Ltd. organization and Mr. 
T. M.  Williams, will continue to serve as Executive Chairman. 

  Page 9 

 
 
 
 
 
 
PART II 

ITEM 5. MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER 
MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES.  

Our common stock is currently quoted on the TSX Venture Exchange in Canada under the symbol 
“SGW” and on the Over the Counter Markets – The Venture Marketplace ("OTCQB") operated by 
OTC Markets Group Inc. under the symbol “SGLDF”.  

On  March  19,  1997,  our  common  stock  was  approved  for  trading  on  the  National  Association  of 
Securities Dealers OTC Bulletin Board (the “OTCBB”) under the symbol “PGLB”.  In January 1999, 
when we changed our name to Bingo.com, Inc., our OTCBB symbol was changed to “BIGG”.  On July 
26, 1999, we changed our trading symbol from “BIGG” to “BIGR”. On April 7, 2005, Bingo.com, Inc. 
completed  a  merger  with  its  wholly-  owned  subsidiary  Bingo.com,  Ltd.  The  principal  reason  for 
Bingo.com,  Inc.’s  merger  with  its  subsidiary  Bingo.com,  Ltd.  was  to  facilitate  Bingo.com,  Inc.’s 
reincorporation under the International Business Companies Act of Anguilla, B.W.I. Effective April 7, 
2005, the shares of Bingo.com, Ltd. began trading under the new ticker symbol “BNGOF”. In 2011, 
we transferred to the Over the Counter Markets - The Venture Marketplace ("OTCQB") operated by 
OTC Markets Group Inc., whilst continuing our ticker symbol “BNGOF”. The bid quotations set forth 
below,  reflect  inter-dealer  prices,  without  retail  mark-up,  mark-down  or  commission  and  may  not 
reflect actual transactions. During the year ended December 31, 2015, the Company changed its name 
to Shoal Games Ltd. and changed our trading symbol from “BNGOF” to “SGLDF”. Effective July 2, 
2015, the Company additionally commenced trading on the TSX Venture Exchange in Canada under 
the symbol “SGW”. 

Quarter Ended 
December 31, 2017 
September 30, 2017 
June 30, 2017 
March 31, 2017 
December 31, 2016 
September 30, 2016 
June 30, 2016 
March 31, 2016 
Prices as per Yahoo! TM Finance 

1. 

High (1) 
$0.45 
$0.49 
$0.48 
$0.40 
$0.47 
$0.50 
$0.54 
$0.50 

Low (1) 
$0.25 
$0.38 
$0.34 
$0.33 
$0.35 
$0.45 
$0.35 
$0.34 

On March 20, 2018, the last reported sale price of our common stock, as reported by the OTCQB, was 
$0.60 per share and CAD$0.67 per share on the TSX Venture Exchange.  

As of March 20, 2018, we believe there are approximately 1,181 shareholders (including nominees and 
brokers holding street accounts) of our shares of common stock.  

Other than described above, our shares of common stock are not and have not been listed or quoted on 
any other exchange or quotation system. 

Dividend Policy 

We have not declared or paid any cash dividends on our common stock since our inception.  The Board 
of Directors is presently reviewing the Company’s dividend policy. Any future payment of dividends 
will  depend upon  our  results  of  operations,  financial condition,  cash  requirements  and  other  factors 
deemed relevant by our Board of Directors. 

Recent Sales of Unregistered Securities 

During the year ended December 31, 2016, the Company had a private placement with two closings for 
a total of 3,337,934 common shares at CAD$0.60 per share, which raised proceeds of US$1,562,479 
(CAD$2,002,760).  

  Page 10 

 
 
On October 11, 2016, the Company closed its rights issue raising US$80,949 (CAD$107,168) from the 
issuance of 172,681 common shares at an average price of CAD$0.626 per share.  

During the quarter ended June 30, 2017, the Company closed a TSX Venture Exchange approved non-
brokered private placement financing totaling CAD$1.045 million ($790,281). The private placement 
consisted of 2,323,779 units priced at CAD$0.45 ($0.34) per unit. Each Unit was comprised of one 
common share and one share purchase warrant.  Each share purchase warrant is exercisable into one 
common share of the Company for 12 months following closing.  The exercise price of the warrants is 
CAD$0.55 per share for the first six months following closing and CAD$0.65 per share for the period 
which is 7-12 months following closing.  

During the quarter ended September 30, 2017, the Company closed a TSX Venture Exchange approved 
non-brokered  private  placement  financing  totaling  $1,010,763.  The  private  placement  consisted  of 
2,887,895 units priced at $0.35 per unit. Each Unit was comprised of one common share and one share 
purchase warrant.  Each share purchase warrant is exercisable into one common share of the Company 
for 12 months following closing.  The exercise price of the warrants is $0.44 per share for the first six 
months following closing and $0.52 per share for the period which is 7-12 months following closing. 

During the quarter ended December 31, 2017, the Company closed a TSX Venture Exchange approved 
non-brokered  private  placement  financing  totaling  $45,011.  The  private  placement  consisted  of 
128,600 units priced at $0.35 per unit. Each Unit was comprised of one common share and one share 
purchase warrant.  Each share purchase warrant is exercisable into one common share of the Company 
for 12 months following closing.  The exercise price of the warrants is $0.44 per share for the first six 
months following closing and $0.52 per share for the period which is 7-12 months following closing.  

During the quarter ended December 31, 2017, two warrants holders exercised their warrants for 121,111 
shares at CAD$0.55 (approximately US$0.43) per share raising a total of US$52,310.  

Subsequent to the year ended December 31, 2017, a warrant holder exercised their warrant for 15,000 
shares at $0.44 per share raising a total of $6,600. 

Subsequent  to  the  year  ended  December  31,  2017,  the  Company  closed  a  TSX  Venture  Exchange 
approved  private  placement  financing  totaling  $2,551,500.  The  private  placement  consisted  of 
7,290,000 shares priced at $0.35 per share.  

Securities authorized for issuance under equity compensation plans.  

In 2015, the shareholders approved the 2015 plan. Under the 2015 plan we have reserved 10% of the 
number of Shares of the Company issued and outstanding as of each Award Date. Pursuant to this plan 
we  have  1,605,000  stock  purchase  options  (2016  -  1,010,000)  outstanding  at  December  31,  2017. 
During the year ended December 31, 2017, there were nil (2016 – nil) options exercised and 130,000 
(2016 – nil) options cancelled, issued under this plan.  

Equity Compensation Plan Information 
Number of securities to be 
issued upon exercise of 
outstanding options and rights  
(a)  
1,605,000 

Weighted average exercise 
price of outstanding options 
and rights  
(b)  
0.42 

Number of securities 
remaining available 
for future issuance  
(c)  
4,911,970 

0 

1,605,000 

0 

0.42 

0 

4,911,970 

Plan category 

Equity compensation 
plans approved by 
security holders  
Equity compensation 
plans not approved by 
security holders  
Total  

As of the date of this report no further options have been awarded and 40,000 options were cancelled 
unexercised subsequent to the year ended December 31, 2017. 

  Page 11 

 
 
 
ITEM 6. SELECTED FINANCIAL DATA. 

Consolidated Statement of Operations Data for continuing operations: 

Revenue 

Trophy Bingo amortization 
Gross (loss) profit 

Operating expenses excluding 
interest and other income 
(expenses) 
Gain on derivative liability – 
warrants 
Interest and other income 
Income tax recovery / 
(expense) 
Promissory note accretion and 
interest 
Loss on prepaid development 
Net loss from continuing 
operations 

Discontinued Operations 
Gaming revenue 
Cost of producing revenue 
Gain from the sale of the 
domain name 
Selling and marketing 
Net (loss) profit 

Basic and diluted net loss per 
share from continuing 
operations 
Weighted average common 
shares outstanding 

  Year Ended December 31, 

2017 

93,475 

- 
93,475 

2016 

278,921 

482,013 
(203,092) 

2015 

111,610 

482,012 
(370,402) 

2014 

2013 

32,470 

482,013 
(449,543) 

26,389 

- 
26,389 

(1,860,785) 
78,712 

(2,447,298) 
- 

(2,612,194) 
- 

(2,221,663) 
- 

(780,754) 
- 

18 

30,761 
(84,132) 

155 

(1,294) 
(5,982) 

- 

(498,791) 

1,089 

(480) 
- 

- 

510 

(848) 
- 

- 

840 

(1,666) 
- 

- 

$ 

(1,741,951)  $ 

(3,156,302)  $ 

(2,981,987)  $ 

(2,671,544)  $ 

(755,191) 

- 
- 

- 
- 

- 
- 

- 
- 
(1,741,951) 

- 
- 
(3,156,302) 

16,305 
- 
(2,965,682) 

1,684,047 
- 

6,677,759 
(628,029) 
5,062,233 

1,912,301  
- 

- 
(1,942,885) 
(785,766) 

$ 

(0.03)  $ 

(0.05)  $ 

(0.05)  $ 

(0.04)  $ 

(0.01) 

61,730,928 

58,227,957 

55,812,511 

67,165,374 

64,156,392 

  Year Ended December 31, 

2017 

2016 

2015 

2014 

2013 

$ 

Consolidated Balance Sheet Data: 
Cash 
Total assets 
Total liabilities 
Total stockholders’ (deficit) 
equity 
Working capital 

478,397  $ 
557,853 
705,262 

(147,409) 
345,184 

60,190  $ 
129,093 
444,680 

570,086  $ 

1,129,526 
177,792 

2,876,386  $ 
3,996,745 
156,579 

(315,587) 
13,896 

951,734 
454,447 

3,840,166 
2,856,230 

491,203 
3,607,123 
238,540 

3,368,583 
646,015 

ITEM 7. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL 
CONDITION AND RESULTS OF OPERATIONS.  

The information contained in this Management's Discussion and Analysis or Plan of Operation contains 
"forward looking statements." Actual results may materially differ from those projected in the forward 
looking  statements  as  a  result  of  certain  risks  and  uncertainties  set  forth  in  this  report.  Although 
management  believes  that  the  assumptions  made  and  expectations  reflected  in  the  forward  looking 
statements are reasonable, there is no assurance that the underlying assumptions will, in fact, prove to 
be correct or that actual future results will not be materially different from the expectations expressed 

  Page 12 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
in  this  Annual  Report.  The  following  discussion  should  be  read  in  conjunction  with  the  audited 
Consolidated Financial Statements and related Notes thereto included in Item 7 and with the Special 
Note regarding forward-looking statements included in Part I. 

OVERVIEW 

The primary focus of Shoal Games is the development and marketing of the Rooplay EdTech platform 
for  children  and  families.    Rooplay  is  live  exclusively  on  Google  Play  in  27  languages  and  135 
countries. Rooplay has no ads, no in-app purchases, no long downloads, no instant messaging, and no 
outbound links of any form.  These characteristics make the product a unique platform of game content 
that is entirely safe for children. 

The games on the Rooplay platform are designed to both entertain and educate.  Children engaging 
with Rooplay learn technology, solve puzzles, paint pictures, practice language, learn math, and much 
more.    Shoal  Games  is  developing  a  content  system  with  Rooplay  that  builds  tech  literacy  and 
encourages early learning.  The Company believes that to be able to teach children, they must first hold 
their attention.  Rooplay mixes entertainment with education so that long player sessions are created in 
a  safe  environment  so  that  children  have  fun  and  are  challenged  in  new  ways  with  every  session.  
Rooplay has hundreds of interactive games in every imaginable format.   

Shoal  Games management  believes that  through  the  development  of  the  Rooplay  platform,  and  the 
production of exclusive EdTech game content with its branded Rooplay Originals that it can create a 
defensible position in the market as a premium provider of mobile games content for kids.  Shoal Games 
has  a  long  history  in  games  and  software  development  and  believes  that  its  experienced  team  can 
establish Rooplay as a global provider of mobile entertainment for children.  Rooplay generates revenue 
for the Company from consumer subscriptions which customers will pay to unlock the Rooplay game 
catalog.  Shoal Games management believes that the development of a platform system such as Rooplay 
will create a significant and sustainable revenue stream for the Company. 

Shoal Games management is pursuing an aggressive growth strategy by approaching local partners in 
many  regions  of  the  world  who  are  interested  in  distributing  Rooplay.    Rooplay's  games  are  not 
restricted to any particular region and the demand for early learning systems such as Rooplay is strong.   

With more than 6.8 billion mobile phone subscriptions in place globally the demand for mobile content 
systems is enormous.  Rooplay fills a particular need for families and with every additional piece of 
content  that  is  added  to  the  system  the  draw  to  Rooplay  in  comparison  to  other  systems  becomes 
stronger.  With the competition fierce between network operators for new mobile subscribers, Shoal 
Games’ management believes that owning a content platform system such as Rooplay will create long-
term value for the Company’s shareholders.  

Shoal  Games'  other  mobile  products  include  Garfield’s  Bingo  (www.garfieldsbingo.com),  the  first 
mobile bingo game to feature a mega-brand; and Trophy Bingo (www.trophybingo.com), live across 
mobile platforms with over 590,000 installs.  Trophy Bingo and Garfield’s Bingo are innovative free-
to-play mobile games live in the Apple, Google and Amazon App Stores.  The Company has generated 
its  main  source  of  revenue  to-date  from  players  making  in-app  purchases  in  Trophy  Bingo  and 
Garfield’s Bingo. 

CRITICAL ACCOUNTING POLICIES 

The  following  discussion  of  critical  accounting  policies  is  intended  to  supplement  the Summary  of 
Significant Accounting Policies presented as Note 2 to our audited consolidated financial statements 
presented elsewhere in this report.  Note 2 summarize the accounting policies and methods used in the 
preparation  of  our  consolidated  financial  statements.  The  policies  discussed  below  were  selected 
because they require the more significant judgments and estimates in the preparation and presentation 
of our financial statements. On an ongoing basis, management evaluates these judgments and estimates, 
including whether there are any uncertainties as to compliance with the revenue recognition criteria 
described below, and recoverability of long-lived assets, as well as the assessment as to whether there 
are contingent assets and liabilities that should be recognized or disclosed for the consolidated financial 

  Page 13 

 
 
statements to fairly present the information required to be set forth therein. We base our estimates on 
historical experience, as well as other events and assumptions that are believed to be reasonable at the 
time. Actual results could differ from these estimates under different conditions. 

We consider the following accounting policies to be both those most important to the portrayal of our 
financial condition and require the most subjective judgment:  

- Revenue recognition;   
- Software development 

Revenue Recognition 

Trophy Bingo and Garfield’s Bingo revenues have been recognized from the sale of in-game purchases, 
net of platform fees, at the time of purchase by the player. The revenue from in-game advertising is 
recognized when advertising is served to the player. 

Advertising revenues, not generated in Trophy Bingo and Garfield’s Bingo, have been recognized when 
collection of the amounts are reasonably assured.  

Rooplay revenues have been recognized when collection of the subscriptions are reasonably assured 
and the provision of service has occurred. 

Software Development Costs 

Software development costs incurred in the research and development of new software products and 
enhancements  to  existing  software  products  for  external  use  are  expensed  as  incurred  until 
technological  feasibility  has  been  established.  After  technological  feasibility  is  established,  any 
software development costs are capitalized and amortized at the greater of the straight-line basis over 
the estimated economic life of the related product or the ratio that current gross revenues for a product 
bear to the total of current and anticipated future gross revenues for the related product. Commencing 
January  1,  2014,  the  Company  obtained  technological  feasibility  and  is  amortizing  the  capitalized 
software development costs over a period of 3 years. The Company performs an annual review of the 
estimated economic life and the recoverability of such capitalized software costs, using a net realizable 
value  test.    The  Company  completed  the  amortization  of  the  capitalized  Trophy  Bingo  software 
development expenses on December 31, 2016.     

If a determination is made that capitalized amounts are not recoverable based on the estimated cash 
flows to be generated from the applicable software, any remaining capitalized amounts are written off. 
Although the Company believes that its approach to estimates and judgments as described herein is 
reasonable, actual results could differ and the Company may be exposed to increases or decreases in 
revenue that could be material. 

Total software development costs for the development of Rooplay, Garfield’s Bingo, and Trophy Bingo 
were $5,768,476 as at December 31, 2017 (2016 - $4,935,274). 

SOURCES OF REVENUE AND REVENUE RECOGNITION 
We generate our revenue from the following: 

-  The sale of in-app purchases in Rooplay Originals (Branded EdTEch games for children and 
families), Garfield’s Bingo and Trophy Bingo in the Google play, Apple iOS and Amazon 
App stores.  
In-game advertising, whereby players watch advertising to gain in-game currency.  

- 
-  The sale of advertising on our websites. We recognize revenue on this basis based on the 
amount  paid  to  us  upon  the  delivery  and  fulfillment  of  advertising,  provided  that  the 
collection of the resulting receivable is probable.  

-  Consumer subscription from players paying to unlock the Rooplay game catalog. 

  Page 14 

 
 
 
 
SUPPLEMENTARY FINANCIAL INFORMATION 

Quarterly Results of Operations 

The following tables present our unaudited consolidated quarterly results of operations for each of our 
last eight quarters.  This data has been derived from unaudited consolidated financial statements that 
have been prepared on the same basis as the annual audited consolidated financial statements and, in 
our  opinion,  include  all  normal  recurring  adjustments  necessary  for  the  fair  presentation  of  such 
information.  These  unaudited  quarterly  results  should  be  read  in  conjunction  with  our  audited 
consolidated financial statements, included in Item 8 of this report.  

Revenue 

Cost of sales 
Gross profit 

Operating expenses and other 
(income) / expenses 
Gain on derivative liability – 
warrants 
Promissory note accretion and 
interest 
Loss before income taxes 

Income tax recovery  
Loss after tax 

Basic and diluted loss per share  

Weighted average common shares, 
basic and diluted 

  Three Months Ended 

  December 31, 

2017 

(Unaudited) 

September 30 
2017 

(Unaudited) 

June 30 
2017 
(Unaudited) 

  March 31 

2017 
(Unaudited) 

18,587 

- 
18,587 

18,853 

- 
18,853 

22,776 

- 
22,776 

33,259 

- 
33,259 

(537,533) 

(484,121) 

(439,949) 

(399,164) 

54,043 

24,669 

- 

- 

(22,110) 
(487,013) 

30,761 
(456,252)  $ 

(22,111) 
(462,710) 

- 
(462,710) 

(21,869) 
(439,042) 

- 
(439,042) 

(18,042) 
(383,947) 

- 
(383,947) 

(0.01)  $ 

(0.01)  $ 

(0.01)  $ 

(0.00) 

$ 

$ 

65,025,158 

62,063,832 

60,069,795 

  59,708,318 

  Three Months Ended 

  December 31, 

2016 

(Unaudited) 

September 30 
2016 

(Unaudited) 

June 30 
2016 
(Unaudited) 

  March 31 

2016 
(Unaudited) 

Revenue 

37,783 

52,758 

77,821 

110,559 

Cost of sales 
Trophy Bingo amortization 
Gross loss 

Operating expenses and other 
(income) / expenses 
Loss on prepaid development 
Promissory note accretion and 
interest 
Loss before income taxes 

Income tax (expense) recovery 
Loss after tax 

Basic and diluted loss per share  

Weighted average common shares, 
basic and diluted 

$ 

$ 

120,503 
(82,720) 

655,364 
- 

5,982 
(744,066) 

(1,302) 
(745,368)  $ 

120,503 
(67,745) 

589,561 
498,791 

- 
(1,156,097) 

(1) 

120,504 
(42,683) 

578,294 
- 

- 
(620,977) 

9 

(1,156,098)  $ 

(620,968)  $ 

120,503 
(9,944) 

623,924 
- 

- 
(633,868) 

- 
(633,868) 

(0.01)  $ 

(0.02)  $ 

(0.01)  $ 

(0.01) 

59,708,318 

59,535,637 

57,474,435 

  56,197,703 

Our financial statements and related schedules are described under “Item 8. Financial Statements”. 

  Page 15 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RESULTS OF OPERATIONS 

Years Ended December 31, 2017 and 2016 

Revenue 

Total revenue from operations were $93,475 for the year ended December 31, 2017, a decrease from 
revenue of $278,921 for the same period in the prior year. The decrease in total revenue compared to 
fiscal 2016, is due to the Company ceasing to market it’s legacy product in mid 2016 while it developed 
and prepared for the full launch of Rooplay in late 2017. Rooplay revenues are subscription based and 
are expected to grow slowly initially.  

Selling and marketing expenses 

Sales and marketing expenses from operations were $244,810 for the year ended December 31, 2017, 
a decrease of 39% over expenses of $403,523 for the same period in the prior year. This decrease in 
sales and marketing expenses was due to a low marketing spend in 2017 for our legacy products in 
order to preserve cash and prepare for the main launch of Rooplay which began in late 2017. Selling 
and marketing expenses principally include publishing services and user acquisition costs to acquire 
players for the Rooplay platform.  

We expect to incur increased sales and marketing expenses to bring new players to Rooplay and our 
bingo games now that all three products are commercially viable.   There can be no assurances that 
these expenditures will result in increased traffic or significant additional revenue. 

General and administrative expenses 

General and administrative expenses were $256,303 for the year ended December 31, 2017, an increase 
of  14%  over  costs  of  $225,422  for  the  previous  year.  This  increase  in  general  and  administrative 
expenses is largely due to the increased expenditures incurred in raising capital in 2017.  General and 
administrative expenses consist primarily of legal and professional fees, premises costs for our offices, 
and other general corporate and office expenses. 

We expect to continue to incur general and administrative expenses to support the business, and there 
can be no assurances that we will be able to generate sufficient revenue to cover these expenses. 

Salaries, wages, consultants and benefits 

Salaries, wages, consultants and benefits expenses, excluding salaries incurred for the development of 
our products increased to $461,416 during the year ended December 31, 2017, an increase of 12% over 
expenses of $413,166 for the previous year.  

Depreciation and amortization 

Equipment is depreciated using the declining balance method over the useful lives of the assets, ranging 
from three to five years.  Depreciation increased to $4,068 during the year ended December 31, 2017, 
over  depreciation  of  $3,570  during  the  prior  year.  This  increase  in  depreciation  and  amortization 
compared to fiscal 2016, is due to the disposal of old obsolete equipment and the depreciation on new 
equipment. 

Development and amortization 

The Company expensed $833,202 in development costs during the year ended December 31, 2017, a 
decrease of 23% over $1,077,638 of development costs in the prior year. This decrease in development 
costs is due to a smaller team developing the Rooplay platform technology and our Originals gaming 
engines. 

Commencing  January  1,  2014,  the  Company  ceased  to  capitalize  the  development  costs  of  Trophy 
Bingo and commenced amortizing the capitalized development costs over the life of the game. These 
costs were fully amortized in fiscal 2016.  

  Page 16 

 
 
 
 
 
Stock-based compensation expense 

During  the  year  ended  December  31,  2017,  the  Company  incurred  non-cash  stock  compensation 
expenses of $43,212 from the issuance of 725,000 stock options at CAD$0.54 per option compared to 
stock compensation expenses of $257,293 in fiscal 2016 from the issuance of 1,010,00 stock options at 
CAD$0.54 per option.  The options are issued to consultants and employees as per the Companies 2015 
Stock Option Plan. 

Other income and expenses 

During  the  year  ended  December  31,  2017,  the  Company  has  a  foreign  exchange  loss  of  $12,274 
compared to foreign exchange loss of $33,020 in the prior year. These losses are due to the exchange 
rate movements of the US Dollar compared to the Pound Sterling and the Canadian Dollar. 

During the year ended December 31, 2017, we received interest income of $18 compared to interest 
income  of  $155  in  the  prior  year.  The  interest  income  is  received  from  bank  term  deposits  from 
investing our cash. The decrease in interest income is due to lower bank account balances in fiscal 2017 
compared to fiscal 2016. 

During the year ended December 31, 2017, the Company closed a TSX Venture Exchange approved 
non-brokered  private  placement  financing  totaling  CAD$1.045  million.  The  private  placement 
consisted of 2,323,779 units priced at CAD$0.45 ($0.34) per unit. Each Unit was comprised of one 
common share and one share purchase warrant. The warrants have an exercise price in Canadian dollars 
whilst the Company’s functional currency is US Dollars. Therefore, in accordance with ASU 815 – 
Derivatives and Hedging, the warrants have a derivative liability value. This liability value has no effect 
on the cashflow of the Company and does not represent a cash payment of any kind. During the year 
ended December 31, 2017, the Company recognized a gain of $78,712 on this derivative liability.  

Loss on prepaid development 

During the second quarter of fiscal 2016, the Company prepaid $863,660 in development costs, in order 
to lessen our expected overall development costs. Effective August 31, 2016, Roadhouse Interactive 
Limited, our outsourced developer, was placed in receivership. There was $498,791 in development 
expenses which had not been utilized. The Company immediately expensed these costs and hired the 
key members of the Roadhouse development staff that had been working on the Company’s products.  
The Company, at all times, has retained ownership and copies of all requisite source code and art work 
in all its products.  

Income taxes  

During the year ended December 31, 2017, a subsidiary of the Company applied for a Canadian tax 
credit in relation to fiscal 2016. The Company received a tax credit of $30,761.  This compares to an 
income tax expense in relation to profits earned in its subsidiaries in different jurisdictions of $1,294 
during the year ended December 31, 2016. 

During the year ended December 31, 2005, the Bingo.com, Inc. merged with its subsidiary Bingo.com, 
Ltd. in Anguilla, British West Indies. Anguilla is a zero-tax jurisdiction.   

Net loss and loss per share 

The net loss after taxation for the year ended December 31, 2017, amounted to $1,741,951, a loss of 
$0.03 per share, compared to a net loss of $3,156,302, a loss of $0.05 per share, in year ended December 
31,  2016.    The  net  loss  in  fiscal  2016  included  the  one  time  write  off  of  $498,791  of  prepaid 
development costs due to the unfortunate bankruptcy of our primary software development supplier.   

LIQUIDITY AND CAPITAL RESOURCES  

We had cash of $478,397 and working capital of $345,184 at December 31, 2017. This compares to 
cash of $60,190 and working capital of $13,896 at December 31, 2016. 

  Page 17 

 
 
 
 
 
During the year ended December 31, 2017, we used cash of $1,638,837 in operating activities compared 
to using cash of $2,476,707 in the prior year.  

Net cash generated by financing activities was $2,060,684 in the year ended December 31, 2017, which 
compares to cash generated by financing activity of $1,974,215 in fiscal 2016. This cash generated by 
financing activity is due to the cash raised from the private placements and warrant exercise during the 
year ended December 31, 2017 compared to the cash raised from the private placements and rights 
issue during the year ended December 31, 2016 

Cash of $3,640 was used in investing activities in fiscal 2017, compared to $7,404 in the prior year. 
This decrease in cash used in investing activities is due to the acquisition of equipment and furniture 
for new employees in fiscal 2016.  

Our future capital requirements will depend on a number of factors, including costs associated with the 
further development of Rooplay, Garfield’s Bingo and Trophy Bingo; the cost of marketing and player 
acquisition  costs  for  Rooplay,  Garfield’s  Bingo  and  Trophy  Bingo,  and  the  success  of  Rooplay, 
Garfield’s Bingo and Trophy Bingo. 

Off Balance Sheet Arrangements 

We did not have any Off Balance sheet arrangements for the year ended December 31, 2017 and 2016. 

AUDIT COMMITTEE 

Our  audit  committee  consists  of  four  directors  and  reports  to  the  Board  of  Directors.  The  audit 
committee meets regularly throughout the year and met with the independent auditors on March 20, 
2018, and approved the financial statements for the year ended December 31, 2017. 

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA. 

  Page 18 

 
 
 
SHOAL GAMES LTD. and subsidiaries 

Consolidated Financial Statements 

Years ended December 31, 2017 and 2016 

Report of Independent Registered Public Accounting Firm  
for the years ended December 31, 2017 and 2016 

Consolidated Financial Statements 

Balance Sheets 

Statements of Operations 

Statements of Stockholders’ Equity (Deficiency) 

Statements of Cash Flows 

Notes to Consolidated Financial Statements 

20 

21 

22 

23 

24 

25 

  Page 19 

 
 
 
 
 
 
 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

To the Shareholders and Directors of 
Shoal Games Ltd. 

Opinion on the Financial Statements 
We have audited the accompanying consolidated balance sheets of Shoal Games Ltd. (the “Company”), 
as of December 31, 2017 and 2016, and the related consolidated statements of operations, changes in 
stockholders’ equity (deficiency), and cash flows for the years ended December 31, 2017 and 2016, 
and  the  related  notes  (collectively  referred  to  as  the  “financial  statements”).  In  our  opinion,  the 
consolidated financial statements present fairly, in all material respects, the financial position of Shoal 
Games Ltd. as of December 31, 2017 and 2016, and the results of its operations and its cash flows for 
the  years  ended  December  31,  2017  and  2016  in  conformity  with  accounting  principles  generally 
accepted in the United States of America.  

Going Concern 
The accompanying consolidated financial statements have been prepared assuming that the Company 
will continue as a going concern. As discussed in Note 1 to the consolidated financial statements, the 
Company  has  suffered  recurring  losses  from  operations  and  has  a  net  capital  deficiency  that  raise 
substantial doubt about its ability to continue as a going concern. Management's plans in regard to these 
matters  are  also  described  in  Note  1.  The  consolidated  financial  statements  do  not  include  any 
adjustments that might result from the outcome of this uncertainty. 

Basis for Opinion 
These  consolidated  financial  statements  are  the  responsibility  of  the  Company’s  management.  Our 
responsibility is to express an opinion on the Company’s consolidated financial statements based on 
our audits. We are a public accounting firm registered with the Public Company Accounting Oversight 
Board (United States) (“PCAOB”) and are required to be independent with respect to the Company in 
accordance  with  the  U.S.  federal  securities  laws  and  the  applicable  rules  and  regulations  of  the 
Securities and Exchange Commission and the PCAOB. 

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that 
we plan and perform the audit to obtain reasonable assurance about whether the consolidated financial 
statements  are  free  of  material  misstatement,  whether  due  to  error  or  fraud.  The  Company  is  not 
required  to  have,  nor  were  we  engaged  to  perform,  an  audit  of  its  internal  control  over  financial 
reporting.  As  part  of  our  audits  we  are  required  to  obtain  an  understanding  of internal  control  over 
financial  reporting  but  not  for  the  purpose  of  expressing  an  opinion  on  the  effectiveness  of  the 
Company’s internal control over financial reporting. According, we express no such opinion. 

Our audits included performing procedures to assess the risks of material misstatements of the financial 
statements, whether due to error or fraud, and performing procedures that respond to those risks. Such 
procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the 
consolidated financial statements. Our audits also included evaluating the accounting principles used 
and significant estimates made by management, as well as evaluating the overall presentation of the 
consolidated financial statement. We believe that our audits provide a reasonable basis for our opinion. 

We have served as the Company’s auditor since 2010. 

Vancouver, Canada  
March 20, 2018 

  Page 20 

“DAVIDSON & COMPANY LLP” 

Chartered Professional Accountants 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Consolidated Balance Sheets 

As at December 31, 
Assets 
Current assets: 
   Cash 
   Accounts receivable, less allowance for doubtful accounts  
   $27,666 (2016 - $27,666) (Note 3) 
   Prepaid expenses (Note 4) 
Total Current Assets 

Equipment, net (Note 5) 

Security deposits 

Deferred tax asset, less valuation allowance of $102,809 
(December 31, 2016 - $15,017) (Note 10) 

2017 

2016 

$ 

478,397 

  $ 

60,190 

15,022 
54,714 
548,133 

9,720 

- 

-   

17,194 
33,494 
110,878 

10,148 

8,067 

-     

Total Assets 

$ 

557,853 

  $ 

129,093 

Liabilities and Stockholders’ Deficiency 
Current liabilities: 
   Accounts payable 
   Accrued liabilities 
   Accounts payable and accrued liabilities - related party (Note 11) 
   Derivative liability – warrants (Note 2j and 8) 
Total Current Liabilities 

$ 

Promissory notes (note 7)  
Total Liabilities 

Commitments (Note 9) 

Stockholders’ Deficiency (Note 8): 
   Common stock, no par value, unlimited shares  
   Authorized 65,169,703 shares issued and outstanding  
   (December 31, 2016 - 59,708,318) 
   Accumulated deficit 
   Accumulated other comprehensive income: 
     Foreign currency translation adjustment 
Total Stockholders’ Deficiency 

  $ 

30,111 
84,081 
44,185 
44,572 
202,949 

502,313 
705,262 

3,667 
87,959 
5,356 
- 
96,982 

347,698 
444,680 

23,133,400 
(23,305,389) 

21,223,271 
(21,563,438) 

24,580 
(147,409) 

24,580 
(315,587) 

Total Liabilities and Stockholders’ Deficiency 

$ 

557,853 

  $ 

129,093 

See accompanying notes to consolidated financial statements. 

  Page 21 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

CONSOLIDATED STATEMENTS OF OPERATIONS 

Years ended December 31, 

Total revenue 

Cost of sales: 
   Game development amortization (Note 6) 
Total cost of sales 

Gross income (loss) 

Operating expenses: 
   Depreciation and amortization (Note 5) 
   Directors fees 
   General and administrative 
   Promissory note accretion and interest  
   (Note 7)  
   Provision for doubtful debts (Note 3) 
   Salaries, wages, consultants and benefits 
   Selling and marketing 
   Stock-based compensation (Note 8) 
   Game development (Note 6) 
Total operating expenses 

2017 

2016 

  $ 

93,475 

$ 

278,921 

- 
- 

93,475 

4,068 
 5,500 
256,303 
84,132 

- 
461,416 
244,810 
43,212 
833,202 
1,932,643 

482,013 
482,013 

(203,092) 

3,570 
 6,000 
225,422 
5,982 

27,666 
413,166 
403,523 
257,293 
1,077,638 
2,420,260 

Loss before other income (expense) and income taxes 

(1,839,168) 

(2,623,352) 

Other income (expense): 
   Gain on derivative liability – warrants (Note 8) 
   Foreign exchange loss 
   Interest and other income 
   Loss on prepaid development (Note 4) 

Loss before income taxes 

Income tax recovery (expense) (Note 10) 

Loss after tax  

Other comprehensive income (loss) 

Comprehensive income (loss) 

Basic and diluted loss per common share (Note 2) 

Weighted average common shares outstanding, basic  
(Note 2) 
Weighted average common shares outstanding, diluted  
(Note 2) 

See accompanying notes to consolidated financial statements. 

78,712 
(12,274) 
18 
- 

(1,772,712) 

30,761 

  $ 

(1,741,951) 

- 

  $ 

  $ 

(1,741,951) 

(0.03) 

$ 

$ 

$ 

61,730,928 

61,730,928 

- 
(33,020) 
155 
(498,791) 

(3,155,008) 

(1,294) 

(3,156,302) 

- 

(3,156,302) 

(0.05) 

58,227,957 

58,227,957 

  Page 22 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY (DEFICIENCY) 

Years ended December 31, 2017 and 2016 

Common stock 

Shares 

Amount 

Accumulated  
Deficit 

Accumulated Other 
Comprehensive 
income 

Foreign currency 
translation 
adjustment 

Total 
Stockholders’ 
Equity 
(Deficiency) 

Balance, December 31, 2015 

56,197,703 

$19,334,290 

($18,407,136) 

$ 24,580 

$951,734 

   Discount on promissory note 

- 

58,284 

   Private placements 

3,337,934 

1,562,479 

   Rights issue 

172,681 

80,949 

   Share issuance costs 

   Stock-based compensation 

   Net loss 

- 

- 

- 

(70,024) 

257,293 

- 

(3,156,302) 

Balance, December 31, 2016 

59,708,318 

21,223,271 

(21,563,438) 

 24,580 

(315,587) 

   Discount on promissory note 

   Gain on extinguishment and 
   reissuance of promissory notes  
   with related parties 

- 

- 

23,461 

94,191 

   Private placements 

5,340,274 

1,846,055 

   Exercise of Warrants 

121,111 

52,310 

   Share issuance costs 

   Stock-based compensation 

   Derivative liability – warrants 

   Net loss 

- 

- 

- 

- 

(25,816) 

43,212 

(123,284) 

- 

(1,741,951) 

Balance, December 31, 2017 

65,169,703 

$23,133,400 

($23,305,389) 

$ 24,580 

See accompanying notes to consolidated financial statements. 

  Page 23 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

58,284 

1,562,479 

80,949 

(70,024) 

257,293 

(3,156,302) 

- 

- 

- 

- 

- 

- 

- 

- 

23,461 

94,191 

1,846,055 

52,310 

(25,816) 

43,212 

(123,284) 

(1,741,951) 

($147,409) 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Consolidated Statements of Cash Flows 

Years ended December 31, 
Cash flows from operating activities: 
   Net loss  
   Adjustments to reconcile net (loss) income to net cash used in 
   operating activities: 
     Depreciation and amortization 
     Game development amortization 
     Accretion of promissory note 
     Gain on derivative liability – warrants 
     Stock-based compensation 

   Changes in operating assets and liabilities: 
      Accounts receivable 
      Prepaid expenses 
      Security deposits 
      Accounts payable and accrued liabilities 
   Net cash used in operating activities 

Cash flows from investing activities: 
   Acquisition of equipment 
   Net cash used in investing activities 

Cash flows from financing activities: 
   Private placements 
   Promissory note 
   Rights issue 
   Share issuance costs 
   Warrant exercised 
   Net cash provided by financing activities 

Change in cash 

Cash, beginning of year 
Cash, end of year 

Supplementary information: 
   Interest paid 
   Income taxes (recovery) paid 

Non-cash financing activity – Extinguishment and reissuance of promissory 
notes 
Non-cash financing activity – Discount on related party loans 
Non-cash investing activity 

See accompanying notes to consolidated financial statements. 

2017 

2016 

$ 

(1,741,951) 

$ 

(3,156,302) 

4,068 
- 
84,132 
(78,712) 
43,212 

2,172 
(21,220) 
8,067 
61,395 
(1,638,837) 

(3,640) 
(3,640) 

1,846,055 
188,135 
- 
(25,816) 
52,310 
2,060,684 

418,207 

60,190 
478,397 

- 
(30,761) 

94,191 
23,461 
- 

$ 

$ 
$ 

$ 
$ 
$ 

$ 

$ 
$ 

$ 
$ 
$ 

3,570 
482,013 
5,171 
- 
257,293 

27,754 
(16,289) 
893 
(80,810) 
(2,476,707) 

(7,404) 
(7,404) 

1,562,479 
400,811 
80,949 
(70,024) 
- 
1,974,215 

(509,896) 

570,086 
60,190 

- 
1,294 

- 
58,284 
- 

  Page 24 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2017 and 2016 

1. 

Introduction: 

Nature of business 

The primary focus of Shoal Games Ltd. (the “Company”) is the development and marketing of 
the Rooplay edugame system for children and families.  Rooplay is an advertising free platform 
of game content that is directed at children. 

The games on the Rooplay system are designed to both entertain and educate.  Children engaging 
with Rooplay learn technology, solve puzzles, paint pictures, practice language, learn math, and 
other educational games.  Shoal Games is developing a content system with Rooplay that builds 
tech literacy and encourages early learning.  

Rooplay will generate revenue for the Company from consumer subscriptions which customers 
pay to unlock the Rooplay game catalog.   

Shoal  Games'  other mobile  products  Garfield’s  Bingo  (www.garfieldsbingo.com),  and  Trophy 
Bingo  (www.trophybingo.com),  are  free-to-play  mobile  games  live  in  the  Apple,  Google  and 
Amazon App Stores.  The Company has generated its main source of revenue to-date from players 
making in-app purchases in Trophy Bingo and Garfield’s Bingo. 

Continuing operations 

These consolidated financial statements have been prepared on the going concern basis, which 
presumes  the  realization  of  assets  and  the  settlement  of  liabilities  in  the  normal  course  of 
operations.  The application of the going concern basis is dependent upon the Company achieving 
profitable  operations to  generate  sufficient  cash  flows  to  fund  continued  operations,  or,  in  the 
absence of adequate cash flows from operations, obtaining additional financing.  The Company 
has reported losses from operations for the year ended December 31, 2017 and 2016, and has an 
accumulated deficit of $23,305,389 as at December 31, 2017.  This raises substantial doubt about 
the Company’s ability to continue as a going concern.  

In view of the matters described in the preceding paragraph, recoverability of a major portion of 
the recorded asset amounts and settlement of the liability amounts shown in the accompanying 
balance  sheets  is  dependent  upon  continued  operations  of  the  Company,  which  in  turn  is 
dependent  upon  the  Company's  ability  to  succeed  in  its  future  operations.  The  financial 
statements  do  not  include  any  adjustments  relating  to  the  recoverability  and  classification  of 
recorded asset amounts or amounts and classification of liabilities that might be necessary should 
the Company be unable to continue in existence. 

Management continues to review operations in order to identify additional strategies designed to 
generate cash flow, improve the Company’s financial position, and enable the timely discharge 
of the Company’s obligations.  If management is unable to identify sources of additional cash 
flow in the short term, it may be required to further reduce or limit operations. 

  Page 25 

 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2017 and 2016 

2.  Summary of significant accounting policies: 

(a)   Basis of presentation: 

These consolidated financial statements have been prepared in accordance with accounting 
principles generally accepted in the United States of America (“US GAAP”) applicable to 
annual financial information and with the rules and regulations of the United States Securities 
and Exchange Commission. The financial statements include the accounts of the Company’s 
subsidiaries:  

Company 

Registered 

% Owned 

Shoal Media (Canada) Inc. 

British Columbia, Canada 

Coral Reef Marketing Inc. 

Anguilla 

Rooplay Media Ltd. 

British Columbia, Canada 

Rooplay Media Kenya Limited 

Kenya 

Shoal Media Inc. 

Anguilla 

Shoal Games (UK) Plc 

United Kingdom 

Shoal Media (UK) Ltd. 

United Kingdom 

100% 

100% 

100% 

100% 

100% 

99% 

100% 

In  addition,  there  are  the  following  dormant  subsidiaries;  Bingo.com  (Antigua)  Inc., 
Bingo.com (Wyoming) Inc., and Bingo Acquisition Corp. 

During  the  year  ended  December  31,  2016,  English  Bay  Office  Management  Limited 
changed its name to Shoal Media (Canada) Inc. During the year ended December 31, 2016, 
Rooplay Media Ltd. was registered in British Columbia, Canada.  

During the year ended December 31, 2017, Shoal Media UK Ltd. was incorporated under the 
laws of England and Wales and Rooplay Media Kenya Limited was incorporated under the 
laws of Kenya.  

All  inter-company  balances  and  transactions  have  been  eliminated  in  the  consolidated 
financial statements. 

(b)  Use of estimates: 

The preparation of consolidated financial statements in conformity with US GAAP, requires 
management to make estimates and assumptions that affect the reported amounts of assets 
and liabilities and the disclosure of contingent assets and liabilities at the date of the financial 
statements and recognized revenues and expenses for the reporting periods.  

Significant  areas  requiring  the  use  of  estimates  include  the  collectibility  of  accounts 
receivable, the valuation of promissory notes, stock-based compensation and the estimated 
market rate of 15%, the derivative liability – warrants valuation and the valuation of deferred 
tax assets.  Actual results may differ significantly from these estimates. 

  Page 26 

 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2017 and 2016 

2.  Summary of significant accounting policies (Continued): 

(c)  Revenue recognition:  

Trophy Bingo and Garfield’s Bingo revenues have been recognized from the sale of in-game 
purchases, net of platform fees, at the time of purchase by the player. The revenue from in-
game advertising is recognized when advertising is served to the player. 

Advertising  revenues,  not  generated  in  Trophy  Bingo  or  Garfield’s  Bingo,  have  been 
recognized when collection of the amounts are reasonably assured. 

Rooplay revenues have been recognized when collection of the subscriptions are reasonably 
assured and the provision of service has occurred. 

(d)  Foreign currency: 

The consolidated financial statements are presented in United States dollars, the functional 
currency of the Company and its subsidiaries. The Company accounts for foreign currency 
transactions and translation of foreign currency financial statements under Statement ASC 
830, Foreign Currency Matters. Transaction amounts denominated in foreign currencies are 
translated at exchange rates prevailing at the transaction dates. Carrying values of monetary 
assets and liabilities are adjusted at each balance sheet date to reflect the exchange rate at that 
date. Non-monetary assets and liabilities are translated at the exchange rate on the original 
transaction date. 

Gains and losses from restatement of foreign currency monetary and non-monetary assets 
and liabilities are included in operations. Revenues and expenses are translated at the rates of 
exchange prevailing on the dates such items are recognized in earnings.  

(e)  Accounts receivable: 

Trade  and  other  accounts  receivable  are  reported  at  face  value  less  any  provisions  for 
uncollectible accounts considered necessary. Accounts receivable includes receivables from 
online  platforms  and  trade  receivables  from  customers.  The  Company  estimates  doubtful 
accounts on an item-by-item basis and includes over-aged accounts as part of allowance for 
doubtful accounts, which are generally ones that are ninety-days overdue.  Bad debt expense, 
for the year ended December 31, 2017, was $nil (2016 - $27,666).  

(f)  Equipment: 

Equipment is recorded at cost less accumulated depreciation. Depreciation is provided for 
annually on the declining balance method over the following periods: 

Equipment and computers  
Furniture and fixtures 

3 years 
5 years  

  Page 27 

 
 
 
 
 
 
 
 
  
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2017 and 2016 

2.  Summary of significant accounting policies (Continued): 

(f)  Equipment: (Continued) 

Expenditures  for  maintenance  and  repairs  are  charged  to  expenses  as  incurred.  Major 
improvements are capitalized. Gains and losses on disposition of equipment are included in 
operations as realized. 

(g)  Software Development Costs:  

Software  development  costs  incurred  in  the  research  and  development  of  new  software 
products and enhancements to existing software products for external use are expensed as 
incurred until technological feasibility has been established. After technological feasibility is 
established, any software development costs are capitalized and amortized at the greater of 
the straight-line basis over the estimated economic life of the related product or the ratio that 
current gross revenues for a product bear to the total of current and anticipated future gross 
revenues  for  the  related  product.  Commencing  January  1,  2014,  the  Company  obtained 
technological  feasibility  and  amortized  the  capitalized  software  development  costs  over  a 
period of 3 years. The Company performs an annual review of the estimated economic life 
and the recoverability of such capitalized software costs, using a net realizable value test.  
The  Company  completed  the  amortization  of  the  capitalized  Trophy  Bingo  software 
development expenses on December 31, 2016.     

If a determination is made that capitalized amounts are not recoverable based on the estimated 
cash flows to be generated from the applicable software, any remaining capitalized amounts 
are written off. Although the Company believes that its approach to estimates and judgments 
as described herein is reasonable, actual results could differ and the Company may be exposed 
to increases or decreases in revenue that could be material. 

Total software development costs for the development of all three games; Rooplay, Garfield’s 
Bingo and Trophy Bingo, were $5,768,476 as at December 31, 2017 (December 31, 2016 - 
$4,935,274). 

(h)  Advertising: 

The Company expenses the cost of advertising in the period in which the advertising space 
or  airtime  is  used.  Advertising  costs  from  continuing  operations  charged  to  selling  and 
marketing expenses in 2017 totaled $244,810 (2016 - $403,523).   

(i)  Stock-based compensation: 

The  Company  recognizes  all  stock-based  compensation  as  an  expense  in  the  financial 
statements and that such cost be measured at the fair value of the award. 

  Page 28 

 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2017 and 2016 

2. 

Summary of significant accounting policies (Continued): 

(i)  Stock-based compensation: (Continued) 

The  fair  value  of  each  option  grant  has  been  estimated  on the  date  of  the  grant using  the 
Black-Scholes option-pricing model with the following assumptions: 

Expected dividend yield 
Expected stock price volatility 
Weighted average volatility 
Risk-free interest rate 
Expected life of options 
Forfeiture rate 

(j) Derivative liability – warrants 

2017 
-   
25% 
25% 
1.56% 
5 years 
5% 

2016 
-   
78% 
78% 
1.9% 
5 years 
0% 

The  warrants  have  an  exercise  price  in Canadian  dollars  whilst the Company’s  functional 
currency is US Dollars. Therefore, in accordance with ASU 815 – Derivatives and Hedging, 
the warrants have a derivative liability value. This liability value has no effect on the cashflow 
of the Company and does not represent a cash payment of any kind.  

A  fair  value  of  the  derivative  liability  of  $123,284  was  been  estimated  on  the  date  of the 
subscription using the Binomial Lattice pricing model. During the year ended December 31, 
2017, there was a gain on derivative liability - warrants of $78,712 and the derivative liability 
– warrants value reduced to $44,572 with the following assumptions: 

Average stock price 
Expected dividend yield 
Expected stock price volatility 
Risk-free interest rate 
Expected life of warrants 

 December 31, 2017 

  CAD$0.65 

  June 16, 2017 

 Subscription date 
  CAD$0.64 

-   
93.74% 
1.66% 
0.5 year 

-   
33% 
0.71% 
1 year 

The average stock price is calculated on the probability weighted average price of the exercise 
of the warrants.  

(k)  Impairment of long-lived assets and long-lived assets to be disposed of:  

The Company accounts for long-lived assets in accordance with the provisions of ASC 360, 
Property, Plant and Equipment and ASC 350, Intangibles-Goodwill and Others. During the 
periods presented, the only long-lived assets reported on the Company’s consolidated balance 
sheet are equipment, and security deposits.  These provisions require that long-lived assets 
and certain identifiable recorded intangibles be reviewed for impairment whenever events or 
changes  in  circumstances  indicate  that  the  carrying  amount  of  an  asset  may  not  be 
recoverable.  Recoverability of assets to be held and used is measured by a comparison of the 
carrying amount of an asset to future net cash flows expected to be generated by the asset. 

  Page 29 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2017 and 2016 

2.  Summary of significant accounting policies (Continued): 

(k)  Impairment of long-lived assets and long-lived assets to be disposed of: (Continued) 

If such assets are considered to be impaired, the impairment to be recognized is measured by 
the amount by which the carrying amount of the assets exceeds the fair value of the assets.  
Assets to be disposed of are reported at the lower of the carrying amount and the fair value 
less costs to sell. 

(l)  Income taxes:  

The Company follows the asset and liability method of accounting for income taxes.  Under 
this method, current income taxes are recognized for the estimated income taxes payable for 
the current period.  The Company recognizes the income tax recovery from the receipt of tax 
credits  upon  receipt  of  funds.  Deferred  income taxes are  provided  based on the  estimated 
future tax effects of temporary differences between financial statement carrying amounts of 
assets and liabilities and their respective tax bases, as well as the benefit of losses available 
to be carried forward to future years for tax purposes. 

Deferred tax assets and liabilities are measured using the enacted tax rates that are expected 
to apply to taxable income in the years in which those temporary differences are expected to 
be recovered and settled.  The effect on deferred tax assets and liabilities of a change in tax 
rates is recognized in operations in the period that includes the enactment date.  A valuation 
allowance is recorded for deferred tax assets when it is not more likely than not that such 
future tax assets will be realized. 

(m) Net (loss) income per share: 

ASC 260, “Earnings Per Share”, requires presentation of basic earnings per share (“Basic 
EPS”)  and  diluted  earnings  per  share  (“Diluted  EPS”).  Basic  earnings  (loss)  per  share  is 
computed  by  dividing  earnings  (loss)  available  to  common  stockholders  by  the  weighted 
average number of common shares outstanding during the period. Diluted earnings per share 
reflects the potential dilution, using the treasury stock method, that could occur if outstanding 
options or warrants were exercised and converted into common stock. In computing diluted 
earnings per share, the treasury stock method assumes that outstanding options and warrants 
are  exercised  and  the  proceeds  are  used  to  purchase  common  stock  at  the  average  market 
price during the period. 

Options and warrants will have a dilutive effect under the treasury stock method only when 
the average market price of the common stock during the period exceeds the exercise price 
of  the  options  and  warrants.  In  periods  where  losses  are  reported,  the  weighted  average 
number  of  common  shares  outstanding  excludes  common  stock  equivalents  because  their 
inclusion would be anti-dilutive. A total of 1,605,000 (2016 - 1,010,000) stock options and 
5,219,163 (2016 - nil) warrants were excluded as at December 31, 2017.  

  Page 30 

 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2017 and 2016 

2.  Summary of significant accounting policies (Continued): 

(m) Net (loss) income per share: (Continued) 

The earnings per share data for the year ended December 31, 2017 and 2016 are summarized 
as follows: 

Loss for the year  

Basic and diluted weighted average number of 
common shares outstanding 

Basic and diluted (loss) earnings per common 
share outstanding 

2017 

$ 

(1,741,951)  $ 

2016 
(3,156,302) 

61,730,928 

58,227,957 

$ 

(0.03)  $ 

(0.05) 

(n)  New accounting pronouncements and changes in accounting policies: 

In May 2014, the Financial Accounting Standards Board (“FASB”) issued ASU No. 2014-
09, Revenue from Contracts with Customers and issued subsequent amendments to the initial 
guidance in August 2016, March 2016, April 2016, and May 2016 within ASU 2016-04, ASU 
2016-08, ASU 2016-10, ASU 2016-11 and ASU 2016-12, respectively. The guidance in this 
update supersedes the revenue recognition requirements in ASC 605, Revenue Recognition, 
and most industry-specific guidance throughout the Codification. Additionally, this update 
supersedes  some  cost  guidance  included  in  ASC  605-35,  Revenue  Recognition  - 
Construction-Type and Production-Type Contracts. In addition, the existing requirements for 
the recognition of a gain or loss on the transfer of nonfinancial assets that are not in a contract 
with  a  customer  (for  example,  assets  within  the  scope  of  ASC  360,  Property,  Plant,  and 
Equipment, and intangible assets, within the scope of ASC 350, Intangibles - Goodwill and 
Other) are amended to be consistent with the guidance on recognition and measurement in 
this update. The guidance states that an entity should recognize revenue to depict the transfer 
of promised goods or services to customers in an amount that reflects the consideration to 
which  the  entity  expects to  be  entitled  in  exchange  for  those  goods  or services.  An  entity 
should  also  disclose  sufficient  information  to  enable  users  of  financial  statements  to 
understand  the  nature,  amount,  timing,  and  uncertainty  of  revenue  and  cash  flows  arising 
from  contracts  with  customers.  The  standard  was  to  be  effective  for  the  Company  as  of 
January 1, 2017, but in August 2016, the FASB delayed the effective date of the new revenue 
accounting standard to January 1, 2019, and would permit early adoption as of the original 
effective date. Earlier adoption is not otherwise permitted for public entities. An entity can 
apply  the  revenue  standard  retrospectively  to  each  prior  reporting  period  presented  (full 
retrospective method) or retrospectively with the cumulative effect of initially applying the 
standard  recognized  at  the  date  of  initial  application  in  retained  earnings  (modified 
retrospective method). The Company is currently assessing the impact of this update on its 
consolidated financial statements. The Company adopted ASC 2014-09 as of January 1, 2018 
using the modified retrospective method. The new standard will therefore be applied to all 
contracts not completed as of January 1, 2018.  The Company does not believe the adoption  

  Page 31 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2017 and 2016 

2.  Summary of significant accounting policies (Continued): 

(n)  New accounting pronouncements and changes in accounting policies: (Continued) 

of ASC 606 will have a material impact to its results of operations or cash flows. 

In January 2016, the FASB issued ASU 2016-01, Financial Instruments - Overall (Subtopic 
825-10): Recognition and Measurement of Financial Assets and Financial Liabilities (“ASU 
2016-01”), which requires that equity investments, except for those accounted for under the 
equity method or those that result in consolidation of the investee, be measured at fair value, 
with  subsequent  changes  in  fair  value  recognized  in net  income.  However,  an  entity  may 
choose to measure equity investments that do not have readily determinable fair values at 
cost minus impairment, if any, plus or minus changes resulting from observable price changes 
in orderly transactions for the identical or a similar investment of the same issuer. ASU 2016-
01 also impacts the presentation and disclosure requirements for financial instruments. ASU 
2016-01 is effective for public business entities for annual periods, and interim periods within 
those annual periods, beginning after December 15, 2017. Early adoption is permitted only 
for certain provisions. The Company does not expect that the adoption of ASU 2016-01 will 
have a material effect on its consolidated financial statements. 

In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842), which requires 
lessees to recognize most leases on the balance sheet. This ASU requires lessees to recognize 
a  right-of-use  asset  and  lease  liability  for  all  leases  with  terms  of  more  than  12  months. 
Lessees are permitted to make an accounting policy election to not recognize the asset and 
liability  for  leases  with  a  term  of  twelve  months  or  less.  The  ASU  does  not  significantly 
change the lessees’ recognition, measurement and presentation of expenses and cash flows 
from  the  previous  accounting  standard.  Lessors’  accounting  under  the  ASC  is  largely 
unchanged  from  the  previous  accounting  standard.  In  addition,  the  ASU  expands  the 
disclosure  requirements  of  lease  arrangements.  Lessees  and  lessors  will  use  a  modified 
retrospective  transition  approach,  which  includes  a  number  of  practical  expedients.  The 
provisions  of  this  guidance  are  effective  for  annual  periods  beginning  after  December  15, 
2018, and interim periods within those years, with early adoption permitted. Management is 
evaluating the requirements of this guidance and has not yet determined the impact of the 
adoption on the Company’s financial position or results of operations. 

In June 2016, the FASB issued ASU No. 2016-13, “Financial Instruments - Credit Losses 
(Topic  326):  Measurement  of  Credit  Losses  on  Financial  Instruments”.  The  accounting 
standard changes the methodology for measuring credit losses on financial instruments and 
the timing when such losses are recorded. ASU No. 2016-13 is effective for fiscal years, and 
interim  periods  within those  years,  beginning  after  December  15,  2019.  Early  adoption  is 
permitted for fiscal years, and interim periods within those years, beginning after December 
15,  2018.  The  Company  is  currently  evaluating  the  impact  of  ASU  No.  2016-13  on  its 
financial position, results of operations and liquidity. 

  Page 32 

 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2017 and 2016 

2.  Summary of significant accounting policies (Continued): 

(n)  New accounting pronouncements and changes in accounting policies: (Continued) 

In August 2016, the FASB issued ASU No. 2016-15, “Statement of Cash Flows (Topic 230)”. 
The new guidance is intended to reduce diversity in practice in how certain transactions are 
classified in the statement of cash flows. ASU No. 2016-15 is effective for fiscal years, and 
interim  periods  within those  years,  beginning  after  December  15,  2017.  Early  adoption  is 
permitted, provided that all of the amendments are adopted in the same period. The guidance 
requires  application  using  a  retrospective  transition  method.  The  Company  adopted  ASC 
2014-09 as of January 1, 2018. The impact of ASU 2016-15 will be the disclosure of the 
interest on the promissory note in the Statement of Cash Flows. The Company will reclassify 
$11,289 (2016 - $811) of interest relating to the principal portion of the promissory note from 
net cash used in operating activities to cash flows from financing activities. The Company 
does not expect ASU 2016-15 to have any other material impact on its consolidated financial 
statements. 

In October 2016, FASB issued ASU No. 2016-16, Income Taxes (Topic 740). The standard 
improves the accounting for income tax consequences of intra-entry transfers of assets other 
than inventory. This pronouncement is effective for annual reporting periods beginning after 
December  15,  2017.  The  amendments  in  this  ASU  should  be  applied  using  a  modified 
retrospective approach. The Company adopted ASU 2016-16 on January 1, 2018 and it did 
not have an impact on its consolidated financial statements. 

In May 2017, the FASB issued ASU 2017-09, Compensation – Stock Compensation (Topic 
718): Scope of Modification Accounting.  The new standard provides guidance about which 
changes to the terms or conditions of a share-based payment award require an entity to apply 
modification accounting in Topic 718.  This pronouncement is effective for annual reporting 
periods beginning after December 15, 2017 but early adoption is permitted. The Company 
adopted ASU 2017-09 on January 1, 2018 and it did not have an impact on its consolidated 
financial statements. 

In August 2017, the FASB issued ASU 2017-12, Derivatives and Hedging (Topic 850), the 
objective  of  which is to  improve  the  financial  reporting  of  hedging  relationships to better 
portray  the  economic  results  of  an  entity's  risk  management  activities  in  its  financial 
statements. In addition, the amendments in this Update make certain targeted improvements 
to simplify the application and disclosure of the hedge accounting guidance in current general 
accepted accounting principles.  This pronouncement is effective for public entities for fiscal 
years beginning after December 15, 2018. Early application is permitted in any period after 
issuance.  For cash flow and net investment hedges existing at the date of adoption, an entity 
should apply a cumulative-effect adjustment related to eliminating the separate measurement 
of  ineffectiveness  to  accumulated  other  comprehensive  income  with  a  corresponding 
adjustment to the opening balance of retained earnings as of the beginning of the fiscal year  

  Page 33 

 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2017 and 2016 

2.  Summary of significant accounting policies (Continued): 

(n)  New accounting pronouncements and changes in accounting policies: (Continued) 

that  an  entity  adopts  the  amendments  in  this  Update.  The  amended  presentation  and 
disclosure guidance is required only prospectively. The Company is currently evaluating the 
impact of adopting this guidance on its financial position, results of operations and liquidity. 

In February 2018, FASB issued Accounting Standards Update ("ASU") 2018-02, "Income 
Statement - Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax 
Effects  from  Accumulated  Other  Comprehensive  Income"  to  address  a  narrow-scope 
financial  reporting  issue  that  arose  as  a  consequence  of  the  change  in  the  tax  law.  On 
December 22, 2017, the U.S. federal government enacted a tax bill, H.R.1, An Act to Provide 
for Reconciliation Pursuant to Titles II and V of the Concurrent Resolution on the Budget for 
Fiscal Year 2018 (Tax Cuts and Jobs Act of 2017). The ASU permits a reclassification from 
accumulated  other  comprehensive  income  to  retained  earnings  for  stranded  tax  effects 
resulting  from  the  newly  enacted  federal  corporate  income  tax  rate.  The  amount  of  the 
reclassification would be the difference between the historical corporate income tax rate of 
34% and the newly enacted 21% corporate income tax rate. ASU 2018-02 is effective for all 
entities for fiscal years beginning after December 15, 2018, and interim periods within those 
fiscal years with early adoption permitted, including adoption in any interim period, for (i) 
public business entities for reporting periods for which financial statements have not yet been 
issued and (ii) all other entities for reporting periods for which financial statements have not 
yet been made available for issuance. The changes are required to be applied retrospectively 
to each period (or periods) in which the effect of the change in the U.S. federal corporate 
income tax rate in the Tax Cuts and Jobs Act of 2017 is recognized. The Company is currently 
evaluating the impact of adopting this guidance. 

In February 2018, FASB issued ASU 2018-03, “Technical Corrections and Improvements to 
Financial Instruments (Subtopic 825-10) – Recognition and Measurement of Financial Assets 
and  Financial  Liabilities”.  This  update  was  issued  to  clarify  certain  narrow  aspects  of 
guidance concerning the recognition of financial assets and liabilities established in ASU No. 
2016-01, “Financial Instruments—Overall (Subtopic 825-10): Recognition and Measurement 
of Financial Assets and Financial Liabilities”. This includes an amendment to clarify that an 
entity  measuring  an  equity  security  using  the  measurement  alternative  may  change  its 
measurement approach to a fair valuation method in accordance with Topic 820, Fair Value 
Measurement,  through  an  irrevocable  election  that  would  apply  to  that  security  and  all 
identical or similar investments of the same issued. The update is effective for fiscal years 
beginning after December 15, 2017 and interim periods within those fiscal years beginning 
after June 15, 2018. The Company is currently assessing the impact that adopting this new 
accounting standard will have on our consolidated financial statements. 

  Page 34 

 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2017 and 2016 

2.  Summary of significant accounting policies (Continued): 

(m) New accounting pronouncements and changes in accounting policies: (Continued) 

There have been no other recent accounting standards, or changes in accounting standards, 
during the year ended December 31, 2017, as compared to the recent accounting standards 
described in the Annual Report, that are of material significance, or have potential material 
significance, to us. 

(o)  Financial instruments: 

(i)  Fair values: 

The  fair  value  of  accounts  receivable,  accounts  payable,  accrued  liabilities  and  accounts 
payable and accrued liabilities - related party approximate their financial statement carrying 
amounts due to the short-term maturities of these instruments.  Cash is carried at fair value 
using a level 1 fair value measurement. 

In  general,  fair  values  determined  by  Level  1  inputs  utilize  quoted  prices  (unadjusted)  in 
active  markets  for  identical  assets  or  liabilities.  Fair  values  determined  by  Level  2  inputs 
utilize data points that are observable such as quoted prices, interest rates and yield curves.  

Fair values determined by Level 3 inputs are unobservable data points for the asset or liability, 
and  included  situations  where  there  is  little,  if  any,  market  activity  for  the  asset.    The 
Company’s  cash  was  measured  using  Level  1  inputs.  Stock-based  compensation  and 
derivative liability – warrants were measured using Level 2 inputs. 

The  Company  deemed  a  fair  value  of  the  promissory  notes  by  discounting  the  notes in  a 
manner that reflects the entity’s borrowing rate when interest cost is recognized in subsequent 
periods. The Company applied level 3 inputs by applying an estimated market rate of 15% to 
the promissory notes. In doing so, the Company used the discounted cash flow approach to 
value the present value of the notes. 

(ii)  Foreign currency risk: 

The Company operates internationally, which gives rise to the risk that cash flows may be 
adversely impacted by exchange rate fluctuations.  The Company has not entered into any 
forward exchange contracts or other derivative instrument to hedge against foreign exchange 
risk. 

  Page 35 

 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2017 and 2016 

3.   Accounts Receivable: 

The accounts receivable as at December 31, 2017, is summarized as follows:  

Accounts receivable 

Provision for doubtful accounts 

Net accounts receivable  

$ 

$ 

2017 
42,688 

(27,666) 

15,022 

$ 

$ 

2016 
44,860 

(27,666) 

17,194 

The Company had bank accounts with the National Bank of Anguilla. During the year ended 
December 31, 2016, the National Bank of Anguilla filed for chapter 11 protection. The Company 
expensed the balance on account of $27,666 in fiscal 2016 as a doubtful debt.  

4.   Prepaid expenses 

During the year ended December 31, 2016, the Company had prepaid for future development 
expenses for Garfield’s Bingo and Trophy Bingo. As at August 31, 2016, Roadhouse Interactive 
Limited, the Company’s outsourced developer of Trophy Bingo and Garfield’s Bingo was placed 
in receivership. The Company immediately hired the key developers to continue development 
of the Company’s products in-house.  Shoal Games owned all the source code and art works for 
the Company’s products. 

Prepaid development paid 

Expensed during the year 

Loss on prepaid development 

Net prepaid development 

$ 

$ 

2016 
863,660 

(364,869) 

(498,791) 

- 

The Company has other prepaid expenses of $54,714 (2016 - $33,494) including prepaid licenses 
fees of $33,502 (2016 - $7,835) for the year ended December 31, 2017.  

  Page 36 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2017 and 2016 

5.   Equipment: 

2017 

Equipment and computers 
Furniture and fixtures 

2016 

Equipment and computers 
Furniture and fixtures 

Cost 

116,444 
7,541 
123,985 

Cost 

112,804 
7,541 
120,345 

$ 

$ 

$ 

$ 

Accumulated 
depreciation 

107,444 
6,821 
114,265 

Accumulated 
depreciation 

103,555 
6,642 
110,197 

$ 

$ 

$ 

$ 

Net book 
Value 

9,000 
720 
9,720 

Net book 
Value 

9,249 
899 
10,148 

$ 

$ 

$ 

$ 

Depreciation expense was $4,068 (2016 - $3,570) for the year ended December 31, 2017. 

6.   Game development assets:  

During the year ended December 31, 2012, the Company commenced development of a social 
bingo  game,  Trophy  Bingo.  During  the  year  ended  December  31,  2014,  the  Company  soft 
launched  Trophy  Bingo.  The  Company  ceased  to  capitalize  the  development  costs  and 
commenced the amortization of the capitalized development costs over a period of three years. 
As at December 31, 2016, the capitalized development costs were amortized in full. 

December 31, 2016 

Capitalized development 
expenses 

Capitalized 
Expenses 

Accumulated 
amortization 

Net book 
Value 

$ 

1,446,038 

$ 

1,446,038 

$ 

- 

During  the  year  ended  December  31,  2016,  the  Company  obtained  the  license  to  develop 
Garfield’s Bingo. The game was launched in November 2016. In addition, during the year ended 
December 31, 2016, the Company obtained the license for Rooplay. The Company commenced 
development of the Rooplay platform. During the year ended December 31, 2017 and 2016, the 
Company has expensed the development costs of all three products as incurred and has expensed 
the following development costs for its three products.  

Opening total game development costs 

Game development during the year 
Closing total game development costs 

2017 
4,935,274 

833,202 
5,768,476 

$ 

$ 

2016 
3,857,636 

1,077,638 
4,935,274 

$ 

$ 

  Page 37 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2017 and 2016 

7.   Promissory notes: 

The Company has issued unsecured promissory notes from shareholders of the Company. The 
notes were repayable on March 31, 2018. The interest on the notes are 2% per annum, calculated 
and compounded annually and paid annually.  Interest in arrears shall accrue interest. The unpaid 
principal amount due hereunder may be reduced to zero from time to time without affecting the 
validity of this note.  

The promissory notes are accounted for by discounting the notes in a manner that reflects the 
entity’s borrowing rate when interest cost is recognized in subsequent periods. The Company 
applied an estimated market rate of 15% to the promissory notes. In doing so, the Company used 
the discounted cash flow approach to value the present value of the notes. The cash flow stream 
from the coupon interest payments and the final principal payment were discounted at 15% to 
arrive at the valuations. The Company used a deemed rate of 15% as the appropriate discount 
rate after examining the interest rates for similar instruments issued in the same time frame for 
similar companies without the conversion feature. During the year ended December 31, 2017, 
the Company issued $188,135 (2016 - $400,000) promissory notes and recognized a discount on 
the  promissory  notes  of  $23,461  (2016  -  $58,284)  and  $72,844  (2016  -  $5,171)  of  interest 
accretion. 

On March 31, 2017, the maturity date on the promissory notes was extended to April 1, 2020. 
The  Company  treated  the  change  as  an  extinguishment  and  reissuance  of  the  notes.  The 
Company recognized a discount on the promissory notes of $94,191 from the extinguishment 
and reissuance of the notes through equity since the notes are from related parties. 

Opening balance 

Promissory note issued 

Discount on promissory note 

Gain on extinguishment and reissuance of 
promissory notes with related parties 

Extinguishment of promissory notes to related 
parties 

Reissuance of promissory notes to related 
parties 

Accrued interest 

Interest accretion 

Closing balance 

2017 

$ 

347,698 

$ 

188,135 

(23,461) 

(94,191) 

(418,181) 

418,181 

11,288 

72,844 

2016 

- 

400,000 

(58,284) 

- 

- 

- 

811 

5,171 

$ 

502,313 

$ 

347,698 

  Page 38 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2017 and 2016 

8.   Stockholders’ deficiency: 

The  holders  of  common  stock  are  entitled  to  one  vote  for  each  share  held.    There  are  no 
restrictions that limit the Company’s ability to pay dividends on its common stock.  The Company 
has not declared any dividends since incorporation.  The Company’s common stock has no par 
value per common stock.  

(a)  Common stock issuances: 

Fiscal 2017 

In  December  2017,  two  warrant  holders  exercised  their  warrants  and  acquired  121,111 
common  shares  of  the  Company  at  CAD$0.55  (approximately  $0.43)  per  share  totaling 
$52,310. 

In  October  2017,  the  Company  closed  a  TSX  Venture  Exchange  approved  non-brokered 
private placement financing totaling $45,011. The private placement consisted of 128,600 
units priced at $0.35 per unit. Each Unit was comprised of one common share and one share 
purchase warrant.  Each share purchase warrant is exercisable into one common share of the 
Company for 12 months following closing.  The exercise price of the warrants is $0.44 per 
share for the first six months following closing and $0.52 per share for the period which is 7-
12 months following closing.  

In  September  30,  2017,  the  Company  closed  a  TSX  Venture  Exchange  approved  non-
brokered private placement financing totaling $1,010,763. The private placement consisted 
of 2,887,895 units priced at $0.35 per unit. Each Unit was comprised of one common share 
and one share purchase warrant.  Each share purchase warrant is exercisable into one common 
share of the Company for 12 months following closing.  The exercise price of the warrants is 
$0.44 per share for the first six months following closing and $0.52 per share for the period 
which is 7-12 months following closing.  

In ended June 2017, the Company closed a TSX Venture Exchange approved non-brokered 
private  placement  financing  totaling  CAD$1.045  million  (approximately  $790,281).  The 
private placement consisted of 2,323,779 units priced at CAD$0.45 ($0.34) per unit. Each 
Unit  was  comprised  of  one  common  share  and  one  share  purchase  warrant.    Each  share 
purchase  warrant  is  exercisable  into  one  common  share  of  the  Company  for  12  months 
following closing.  The exercise price of the warrants is CAD$0.55 per share for the first six 
months  following  closing  and  CAD$0.65  per  share  for  the  period  which  is  7-12  months 
following closing.  

The  Company  incurred  issuance  costs  of  $25,816  (2016  -  $70,024)  from  the  private 
placements and warrant exercise. 

Fiscal 2016 
During the year ended December 31, 2016, the Company had a private placement with two 
closings for a total of 3,337,934 common shares at CAD$0.60 per share, which raised 

  Page 39 

 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2017 and 2016 

8. 

Stockholders’ deficiency: (Continued) 

(a)  Common stock issuances: (Continued) 

proceeds of $1,562,479 (CAD$2,002,760). The Company incurred issuance costs of $33,876.  

On October 11, 2016, the Company closed its rights issue raising $80,949 (CAD$107,168) 
from the issuance of 172,681 common shares at an average price of CAD$0.626 per share. 
The Company incurred issuance costs of $36,148.  

Fiscal 2018 
Subsequent to the year ended December 31, 2017, a warrant holder exercised their warrant 
for 15,000 shares at $0.44 per share raising a total of $6,600. 

Subsequent  to  the  year  ended  December  31,  2017,  the  Company  closed  a  TSX  Venture 
Exchange approved private placement financing totaling $2,551,500. The private placement 
consisted of 7,290,000 shares priced at $0.35 per share. Pursuant to the private placement the 
Company shall pay a commission of $253,750.  

(b)  Warrants 

A summary of warrant activity for the warranty for the years ended December 31, 2017 and 
2016 are as follows: 

Outstanding, December 31, 2016 and 
2015 

- 

$ 

- 

Number of 
options 

Exercise price 

Expiry date 

Granted  
Granted 
Granted 
Exercised 

Outstanding December 31, 2017  

(c)   Stock option plans: 

2,323,779 
2,887,895 
128,600 
(121,111) 

5,219,163 

0.43 – 0.49 
0.44 – 0.52 
0.44 – 0.52 
(0.43) 

0.48 

June 15, 2018 
September 28, 2018 
October 26, 2018 
June 15, 2018 

2015 stock option plan 
In the year ended December 31, 2015, the shareholders approved the 2015 stock option plan 
and  the  1999,  2001  and  the 2005  plans  were  discontinued.  The  2015  stock  option plan is 
intended  to  provide  incentive  to  employees,  directors,  advisors  and  consultants  of  the 
Company to encourage proprietary interest in the Company, to encourage such employees to 
remain in the employ of the Company or such directors, advisors and consultants to remain 
in  the  service  of  the  Company,  and  to  attract  new  employees,  directors,  advisors  and 
consultants with outstanding qualifications. The maximum number of shares issuable under 
the  Plan  shall  not  exceed  10%  of  the  number  of  Shares  of  the  Company  issued  and 
outstanding  as  of  each  Award  Date  unless  shareholder  approval is  obtained  in  advance  in 
accordance unless shareholder approval is obtained in advance in accordance. The Board of 
Directors determines the terms of the options granted, including the number of options 

  Page 40 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2017 and 2016 

8. 

Stockholders’ deficiency: (Continued) 

(c)  Stock option plans: (Continued) 

granted,  the  exercise  price  and  their  vesting  schedule.  The  maximum  term  possible  is  10 
years. Under the 2015 plan we have reserved 10% of the number of Shares of the Company 
issued and outstanding as of each Award Date. 

During the year ended December 31, 2017, the Company granted 725,000 (2016 - 1,010,000) 
options  with  an  exercise  price  of  CAD$0.54  (approximately  $0.42)  (2016  –  CAD$054, 
approximately $0.42) per share, expiring November 8, 2022 (2016 - December 20, 2021). As 
at  December  31,  2017,  there  were  a  total  of  1,605,000  stock  options  (2016  –  1,010,000) 
outstanding.  During  the  year  ended  December  31,  2017,  there  were  nil  options  exercised 
(2016 - nil) and 130,000 options expired unexercised (2016 – nil). 

Of  the  options  outstanding  at  December  31, 2017,  a  total  of  1,230,000  (2016  -1,010,000) 
were fully vested and a total of 375,000 (2016 - nil) were issued where 10% vests at the grant 
date, 15% one year following the grant date and 2% per month starting 13 months after the 
grant date. A total of 1,267,500 (2016 – 1,010,000) of these common stock purchase options 
had vested at December 31, 2017. 

A summary of stock option activity for the stock option plans for the years ended December 
31, 2017 and 2016 are as follows: 

Number of 
options 
- 

$ 

Weighted average 
exercise price 
- 

Outstanding, December 31, 2015 

Granted  
Exercised 

Outstanding, December 31, 2016 

Granted  
Exercised 
Cancelled 

1,010,000 
- 

1,010,000 

725,000 
- 
(130,000) 

0.42 
- 

0.42 

0.42 
- 
(0.42) 

0.42 

Outstanding December 31, 2017 

1,605,000 

$ 

The aggregate intrinsic value for options as of December 31, 2017 was $nil (2016 - $nil). 

The following table summarizes information concerning outstanding and exercisable stock 
options at December 31, 2017: 

Range of exercise  
prices per share 
$        0.42 
0.42 

Number 
outstanding 
880,000 
725,000 
1,605,000 

Number 
exercisable 
880,000 
387,500 
1,267,500 

Expiry date 
December 20, 2021 
November 8, 2022 

  Page 41 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2017 and 2016 

8. 

Stockholders’ deficiency: (Continued) 

(c)  Stock option plans: (Continued) 

The Company recorded stock-based compensation of $43,212 on the 725,000 options granted 
and  vested  (2016  –  $257,293)  and  as  per  the  Black-Scholes  option-pricing model,  with  a 
weighted average fair value per option of $0.13 (2016 - $0.34). 

Subsequent  to  the  year  ended  December  31,  2017,  40,000  options  were  cancelled 
unexercised.  

(d) Escrow shares 

In  conjunction  with  the  Listing  Application  for  the  TSX-V  listing,  the  Company’s  major 
shareholders were required to place 33,909,104 common shares of the Company in escrow 
under the terms of a TSX-V Tier 1 issuer. The escrow shares were released in thirty three 
percent (33%) tranches on the dates that were six, twelve and eighteen months after the listing 
date (July 2, 2015).  

The Escrow Shares were released as follows: 

Balance December 31, 2015 

Released in 2016 

Balance December 31, 2016 

9.  Commitments: 

Number of shares 

22,606,069 

(22,606,069) 

- 

The Company leases office facilities in Vancouver, British Columbia, Canada, and The Valley, 
Anguilla, British West Indies. These office facilities are leased under operating lease agreements. 
The Canadian operating lease expired on December 31, 2016, but unless 30 day notice is given 
this  lease  automatically  renews  for  a  future  3  months  until  notice  is  given.  The  Anguillan 
operating lease expired on April 1, 2011 but unless 3 month’s notice is given it automatically 
renews for a future 3 months until notice is given.  

Minimum lease payments under these operating leases are approximately as follows: 

2018 
2019 

$ 

1,478 
- 

The Company paid rent expense totaling $19,018 for the year ended December 31, 2017 (2016 
- $26,152). 

The  Company  has  a  management  consulting  agreement  with  T.M.  Williams  (Row),  Inc.,  an 
Anguilla incorporated company, and Mr. T. M. Williams. During the year ended December 31, 
2014, the Company amended a previous agreement with Mr. T. M. Williams to provide for a  

  Page 42 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2017 and 2016 

9.  Commitments: (Continued) 

consultancy payment of 2.5% of the monthly social bingo business with a minimum of $11,000 
and a maximum of $25,000 per month. 

During the year ended December 31, 2014, the Company entered into an agreement with Jayska 
Consulting  Ltd.  and  Mr.  J.  M.  Williams,  Chief  Executive  Officer  of  the  Company  for  the 
provision of services of Mr. J. M. Williams as Chief Executive Officer of the Company. The 
Consulting agreement provides for a consultancy payment of GBP£5,000 per month. In addition, 
during the year ended December 31, 2014, the Company entered into an agreement with LVA 
Media Inc. and Mr. J. M. Williams, for the provision of services of Mr. J. M. Williams as Chief 
Executive  Officer  of  the  Company.  The  Consulting  agreement  provides  for  a  consultancy 
payment  of  2.5%  of  the  monthly  social  bingo  business  with  a  minimum  of  $7,500  and  a 
maximum of $25,000 per month. 

As at December 31, 2017, the Company had a number of renewable license commitments with 
large brands, including, Garfield, Moomins, Mr Men and Little Miss, Mr. Bean, Peter Rabbit and 
the Winx club. These agreements have commitments to pay royalties on the revenue from the 
licenses subject to the following minimum guarantee payments: 

2018 
2019 
2020 

$ 

31,418 
30,585 
3,000 

The Company expensed the minimum guarantee payments over the life of the agreement and 
recognized license expense of $12,888 (2016 - $499) for the year ended December 31, 2017. 

10.  Income taxes: 

The  Company  is  domiciled  in  the  tax-free  jurisdiction  of  Anguilla,  British  West  Indies.  The 
computed benefit / expense differed from the amounts computed by applying the United States 
of America federal income tax rate of 34% and various other rates for other jurisdictions to the 
pretax income / losses from operations as a result of the following:  

Computed “expected” tax benefit (expense)  
Reduction in income taxes resulting from income 
taxes in other tax jurisdictions 
Other 
Change in taxation rates in other jurisdictions 
Change in exchange rates 
Change in valuation allowance 

2017 
592,264 

(494,697) 
(30) 
- 
21,016 
(87,792) 
30,761 

$ 

$ 

2016 
1,072,702 

(1,072,270) 
(35) 
- 
1,190 
(2,881) 
(1,294) 

$ 

$ 

  Page 43 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2017 and 2016 

10. Income taxes: (Continued) 

The Tax Cuts and Jobs Act ("Tax Act") was signed into law on December 22, 2017. Included as 
part of the law, was a permanent reduction in the federal corporate income tax rate from 34% to 
21% effective January 1, 2018.  

The tax effects of temporary differences that give rise to significant portions of the deferred tax 
assets and deferred tax liabilities at December 31, 2017 and 2016 are presented below: 

Deferred tax assets: 
   Net operating loss carry forwards 

   Valuation Allowance  

2017 

102,809 

(102,809) 

-   

$ 

$ 

$ 

$ 

2016 

15,017 

(15,017) 
-   

The valuation allowance for deferred tax assets as of December 31, 2017 and 2016, was $102,809 
and $15,017, respectively.  The net change in the total valuation allowance was an increase of 
$87,792  for  the  year  ended  December  31,  2017,  and a  decrease  of  $2,881  for  the  year  ended 
December 31, 2016.  

As at December 31, 2017, the Company’s had $207,497 of non-capital losses expiring through 
December 31, 2037. 

In  assessing  the  realizability  of  deferred  tax  assets,  management  considers  whether  it is more 
likely than not that some portion or all of the deferred tax assets will not be realized. The ultimate 
realization of deferred tax assets is dependent upon the generation of future taxable income during 
the periods in which those differences become deductible. 

Management considers the scheduled reversal of deferred tax liabilities, projected future taxable 
income, and tax planning strategies in assessing the realizability of deferred tax assets.  

During the year ended December 31, 2017, Shoal Media (Canada) Inc., a subsidiary of Shoal 
Games Ltd., received the British Columbia Interactive Digital Media Tax Credit of CAD$39,919 
($30,761)  for  the  year  ended  December  31,  2016  from  the  British  Columbia  Provincial 
Government. The Company recognized this tax credit as a recovery of income tax expense on the 
statement of operations upon receipt of funds.   

11. Related party transactions: 

The Company has a liability of $33,000 (2016 - $nil) to a company owned by a current director 
and officer of the Company for payment of consulting fees of $132,000 (2016 - $132,000) by 
the current director and officer of the Company. 

The Company has a liability of $97 (2016 - $nil) to a current director and officer of the Company 
for expenses incurred. 

The  Company  has  a  liability  of  $3,982  (2016  -  $2)  to  a  current  director  and  officer  of  the 
Company for expenses incurred. 

  Page 44 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2017 and 2016 

11. Related party transactions: (Continued) 

The Company has a liability of $nil (2016 - $nil) to a company owned by a current director and 
officer  of  the  Company  for  payment  of  consulting  fees  of  $77,310  (2016  -  $81,285)  by  the 
current director and officer of the Company. 

The Company has a liability of $nil (2016 - $nil) to a company owned by a current director and 
officer  of  the  Company  for  payment  of  consulting  fees  of  $90,000  (2016  -  $90,000)  by  the 
current director and officer of the Company. 

The Company has a liability of $nil (2016 - $2) to a company owned by a previous director of 
the Company for payment of consulting fees of $nil (2016 - $8,378) by the previous director of 
the Company. 

The Company has a liability of $1,000 (2016 - $500), to independent directors of the Company 
for payment of consulting fees. During the year ended December 31, 2017, the Company paid 
$5,500 (2016 - $6,000) to the independent directors in director fees.  

The Company has a liability of $6,106 (2016 - $4,852), to an officer of the Company for payment 
of  consulting  fees  and  expenses  incurred  of  $93,078  (2016  -  $63,655)  by  the  officer  of  the 
Company.  

The  Company  has  promissory  notes  totaling  $600,235  (2016  -  $400,811),  including  interest, 
from shareholders holding more than 10% of the Company. The interest on the notes are 2% per 
annum, calculated and compounded annually and accrued.  

During the year ended December 31, 2017, the directors and shareholders holding more than 
10% of the Company’s shares subscribed for 1,200,000 units totaling CAD$540,000 ($408,102) 
in the private placement.  

During  the  year  ended  December  31,  2017,  the  Company  granted  125,000  (2016  -  500,000) 
options with an exercise price of CAD$0.54 (approximately $0.42) for both fiscal 2017 and fiscal 
2016 per share to related parties. The Company expensed $13,110 (2016 - $127,373) in stock-
based compensation for these options granted to related parties. 

The  Company  has  a  receivable  of  $2,630  (2016  -  $nil)  from  a  company  of  which  a  current 
director of the Company is a director. 

The related party transactions are in the normal course of operations and were measured at the 
exchange amount, which is the amount of consideration established and agreed to by the related 
party. 

  Page 45 

 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2017 and 2016 

12. Segmented information: 

The  Company  operates  in  one  reportable  business  segment,  the  sale  of  in-app  purchases  on 
Trophy Bingo and Garfield’s Bingo.  

The Company had the following revenue by geographical region. 

2017 

2016 

Total revenue from continuing operations 
Western Europe 
Central, Eastern and Southern Europe 
Nordics 
North America 
Other 
Total revenue 

Equipment  

The Company’s equipment is located as follows: 

Net Book Value 

Anguilla 
Canada 
United Kingdom 

13. Concentrations:  

  Major customers 

$ 

$ 

$ 

$ 

10,940 
486 
875 
63,155 
18,019 
93,475 

2017 

552 
8,353 
815 
9,720 

$ 

$ 

$ 

$ 

33,239 
118 
1,355 
220,088 
24,121 
278,921 

2016 

828 
8,097 
1,223 
10,148 

During the year ended December 31, 2017 and 2016, the Company sold subscriptions on its site 
Rooplay and sold in-app purchases on its social bingo sites, Trophy Bingo and Garfield’s Bingo 
and Rooplay Originals. There was no single player who had purchased more than 10% of the 
Rooplay, Trophy Bingo and Garfield’s Bingo revenue. The Company is reliant on the Google 
App, iOS App and Amazon App Stores to provide a platform for Rooplay, Trophy Bingo and 
Garfield’s Bingo to be played thereon.  

During the year ended December 31, 2017 and 2016, the Company offered limited advertising. 
The Company is reliant on one sales customer who provides the advertising revenue.   

14. Concentrations of credit risk: 

Financial  instruments  that  potentially  subject  the  Company  to  concentrations  of  credit  risk 
consist  primarily  of  cash  and  accounts  receivable.    The  Company  places  its  cash  with  high 
quality financial institutions and limits the amount of credit exposure with any one institution.  

The Company currently maintains a substantial portion of its day-to-day operating cash balances 
at  financial  institutions.    At  December  31,  2017,  the  Company  had  total  cash  balances  of 
$478,397 (2016 - $60,190) at financial institutions, where $336,756 (2016 - $nil) is in excess of 
federally insured limits.   

  Page 46 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SHOAL GAMES LTD. and subsidiaries 
(Expressed in United States Dollars) 

Notes to Consolidated Financial Statements 

Years ended December 31, 2017 and 2016 

14. Concentrations of credit risk: (Continued) 

The Company has concentrations of credit risk with respect to accounts receivable, the majority 
of its accounts receivable are concentrated geographically in the United States amongst a small 
number of customers. 

As of December 31, 2017, the Company had three customers, totaling $9,066 who accounted 
for greater than 10% of the total accounts receivable. As of December 31, 2016, the Company 
had four customers, totaling $13,300 who accounted for greater than 10% of the total accounts 
receivable. 

The Company controls credit risk through monitoring procedures and receiving prepayments of 
cash  for  services  rendered.    The  Company  performs  credit  evaluations  of  its  customers  but 
generally does not require collateral to secure accounts receivable. 

  Page 47 

 
 
 
 
 
ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON 
ACCOUNTING AND FINANCIAL DISCLOSURE.  

On February 4, 2010, we engaged Davidson & Company LLP, as its independent registered public 
accounting firm, to audit our financial statements. The decision to engage Davidson & Company 
LLP was approved by our Board of Directors at a Board meeting called for such purpose.  

There have not been any changes in accountants for the years ended December 31, 2017 and 2016.  

ITEM 9A.  CONTROLS AND PROCEDURES 

(a) 

Management’s responsibility 

Our  management  acknowledges  its  responsibility  for  establishing  and  maintaining  adequate 
internal control over financial reporting of the Company. 

(b) 

Evaluation of disclosure controls and procedures. 

Our management, including the Chief Executive Officer and the Chief Financial Officer, evaluated 
the  disclosure  controls  and  procedures  of  the Company  within  90  days  prior  to  the  date  of this 
report,  and  found  them  to  be  operating  efficiently  and  effectively  to  ensure  that  information 
required  to  be  disclosed  by  us  under  the  general  rules  and  regulations  promulgated  under  the 
Securities Exchange Act of 1934, is recorded, processed, summarized and reported, within the time 
periods specified by rules and regulations of the SEC.  

These  disclosure  controls  and  procedures  include,  without  limitation,  controls  and  procedures 
designed  to  ensure  that  information  required  to  be  disclosed  by  us  is  accumulated  and 
communicated to our management, including our principal executive officer and principal financial 
officer  as  appropriate  to  allow  timely  decisions  regarding  required  disclosure.  However  our 
management  recognizes  that  any  controls  and  procedures,  no  matter  how  well  designed  and 
operated, can provide only reasonable assurance of achieving the desired control objectives, and 
our  management  necessarily  is  required  to  apply  its  judgment  in  evaluating  the  cost-benefit 
relationship of possible controls and procedures. 

Our  management  is  responsible  for  establishing  and maintaining  adequate  internal  control  over 
financial reporting. Our internal control system was designed to provide reasonable assurance to 
the Company’s management and board of directors regarding the preparation and fair presentation 
of published financial statements. All internal control systems, no matter how well designed, have 
inherent limitations. Therefore, even those systems determined to be effective can provide only 
reasonable assurance with respect to financial statement preparation and presentation. Because of 
its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect 
misstatements. Projections of any evaluation of effectiveness to future periods are subject to the 
risk that controls may become inadequate because of changes in conditions, or that the degree of 
compliance with the policies or procedures may deteriorate. 

Our  management  evaluated  of  the  effectiveness  of  the  Company’s  design  and  operation  of  its 
disclosure  controls  and  procedures  as  defined  in  Exchange  Act  Rule  13a-15(f),  based  on  the 
framework set forth in the Internal Control—Integrated Framework (1992) issued by the by the 
Committee of Sponsoring Organizations of the Treadway Commission (“COSO”). Based on our 
evaluation, we believe that, as of December 31, 2017, the Company’s internal control over financial 
reporting is effective under the COSO framework. 

  Page 48 

 
 
 
 
 
(c) 

Changes in internal controls. 

There were no significant changes in our internal controls or other factors that could significantly 
affect our internal controls during the year ended December 31, 2017, and to the date of filing this 
annual report. 

ITEM 9B - OTHER INFORMATION 

None 

  Page 49 

 
 
PART III 

ITEM 10.  DIRECTORS, EXECUTIVE OFFICERS, AND CORPORATE 
GOVERNANCE 
DIRECTORS AND EXECUTIVE OFFICERS 
Our directors and executive officers as at December 31, 2017, are as follows:   

Age  Position 

Name 
T. M. Williams   77 
42 
J. M. Williams 
53 
F. Curtis 
W. Moore 
50 
H. W. Bromley   47 
X* - Chairman of Committee 

Executive Chairman 
Chief Executive Officer 
Non Executive Director 
Non Executive Director 
Chief Financial Officer 

Audit 
Committee 
X 
X 
X 
X* 

Governance 
Committee 

Compensation 
Committee 

X 
X* 
X 

X 

X* 
X 

T. M. Williams has served as President, Chief Executive Officer and Chairman from August 20, 
2001 until June 16, 2011.  Since June 16, 2011, Mr. Williams has served as the Executive Chairman.  
Since  1984,  Mr.  Williams  has  served  as  a  principal  of  T.M.  Williams  (ROW),  Inc.,  a  private 
consulting  firm,  and  from  1993  until  2008,  was  Adjunct  Professor,  Faculty  of  Commerce  and 
Business  Administration  at  the  University  of  British  Columbia.    From  1988  to  1991,  he  was 
President and Chief Executive Officer of Distinctive Software, Inc. in Vancouver, BC, and, upon 
the  acquisition  of  that  company  by  Electronic  Arts  Inc.,  North  America's  largest  developer  of 
entertainment  software,  he  became  President  and  Chief  Executive  Officer  of  Electronic  Arts 
(Canada) Inc., where he continued until 1993. From 1995 to 2012, Mr. Williams was a director of 
YM Biosciences, Inc., a biotechnology company, until its acquisition by Gilead Sciences, Inc.  In 
addition, he is a director of several other private corporations. 

Mr. J. M. Williams has served as Vice President, Business Development and Marketing Director 
from September 2001 until June 16, 2011. Mr. J.M. Williams has been a director since July 26, 
2007.  Since June 16, 2011, Mr. J. M. Williams has served as the President and Chief Executive 
Officer.  Prior to his employment with Shoal Games Ltd., he was a Business Analyst with Blue 
Zone  Inc.  (a  technology  company)  and  RBC  Dominion  Securities.  Mr.  J.  M.  Williams  has  a 
bachelor  of  Commerce  degree  from  the  University  of  Victoria  and  a  Masters  of  Business 
Administration degree, specializing in strategic marketing, from the University of Warwick.  Mr. 
J. M. Williams is the son of Mr. T. M. Williams, the Company’s Executive Chairman. 

Ms. F. Curtis has served as a director since June 10, 2009. She has served as Compliance Officer 
and General Corporate Secretary for Counsel Limited, an Anguillian financial services corporation, 
since 2006.  Ms. Curtis has been working in the financial services industry since 1990.  She started 
at the brokerage firm, Burns Fry, in Toronto (now Nesbitt Burns, Bank of Montreal). She completed 
her Canadian Securities Course and became a licensed Securities Broker in 1992. She was educated 
in  England,  and  attended  the  University  of  Toronto, Canada  for  her  undergraduate  degree.  Ms. 
Curtis's MBA in Finance & International Affairs was granted by the Rotman School of Business, 
University of Toronto. 

Mr. W. G. Moore has served as director since November 7, 2016. He brings 28 years experience 
in sector leading entertainment businesses to Shoal Games Ltd. He has a track record in corporate 
strategy,  corporate  finance,  investor  relations,  business  model  innovation  and  leading  complex 
multi-stakeholder projects. After a decade leading global projects for Virgin EMI and Polygram he 
spent  16  years  as  a  media  and  entertainment  management  consultant  including  leading  an 
international management consultancy.  Will holds a 1st class MBA from Henley Business School 
with a distinction for his thesis on ‘business model innovation in technology start-ups’. He is Chief 

  Page 50 

 
 
 
 
 
 
 
Executive Officer of 50cc Games Ltd. & Nodding Frog Limited and Non-Exec Director to a small 
portfolio of technology businesses. 

Mr. H. W. Bromley has served as our Chief Financial Officer since July 2002. From 2000 to 2001, 
Mr. Bromley was a Director and the Group Financial Officer for Agroceres & Co. Ltd. From 1995 
- 1999, he was an employee of Ernst & Young working in South Africa and in the United States of 
America. Mr. Bromley has in addition worked for CitiBank, Unilever PLC, Gerrard and CellStop 
Systems Inc. Mr. Bromley is a Chartered Accountant. 

COMPOSITION OF OUR BOARD OF DIRECTORS 
We currently have four directors. All directors currently hold office until the next annual meeting 
of stockholders or until their successors have been elected and qualified. Our officers are appointed 
annually  by  the  Board  of  Directors  and  hold  office  until  their  successors  are  appointed  and 
qualified.  Pursuant  to  the  Company's  by-laws,  the  number  of  directors  shall  be  increased  or 
decreased from time-to-time by resolution of the Board of Directors or the shareholders. Mr. J. M. 
Williams is the son of Mr. T. M. Williams. There are no other family relationships between any of 
the officers and directors of the Company. 

COMMITTEES OF OUR BOARD OF DIRECTORS 
We currently have three committees of our Board of Directors.  

-  Audit Committee - This committee will review the financial statements of the Company 
and  propose  to  the  board  to  approve  the  financial  statements.  The  Committee  meets 
quarterly to review and approve the quarterly financial statements and to discuss the affairs 
of the company with the auditors.  

-  Governance Committee - This committee reviews the ethics policy of the Company and 
ensures  compliance.  It  will  make  recommendations  to  the  board  for  improvement  in 
Corporate Governance. In addition it will be this committee to whom a whistle blower will 
report. 

-  Compensation  Committee  -  This  committee  will  propose  the  appointment  and 
remuneration of the Chief Executive Officer including salary, stock options, and bonuses. 

BOARD OF DIRECTORS MEETINGS  
Our Board of Directors met, in person or by phone, four times during the last fiscal year and it 
regularly approves all material actions required by consent resolutions.  

CODE OF ETHICS 
On December 21, 2006, the Board of Directors of Shoal Games Ltd.  (the "Board") adopted a new 
Code  of  Business  Conduct  and  Ethics  (the  "Code"),  which  applies  to  the  Company's  directors, 
officers  and  employees.  The  Code  was  adopted  to  further  strengthen  the  Company's  internal 
compliance program. The Code addresses among other things, honesty and integrity, fair dealing, 
conflicts  of  interest,  compliance  with  laws,  regulations  and  policies,  including  disclosure 
requirements under the federal securities laws, and administration of the code. The code is available 
at the Company's website at http://investor.shoalgames.com/ under Corporate Governance. A copy 
of our Code of Ethics is available upon request at no charge to any shareholder. 

DIRECTOR COMPENSATION 
The Non Executive Directors receive a cash compensation for their services as members of the 
Board of Directors based on a compensation per meeting. During the year ended December 31, 
2017, the Non Executive Directors collectively received compensation of $5,500 (Fiscal 2016 - 
$6,000). The Executive directors currently do not receive cash compensation for their services as 
members of the Board of Directors. In addition, both the Non Executive and the Executive Directors 
are  reimbursed  for  expenses  in  connection  with  attendance  at  Board  of  Directors  meetings  and 
specific business meetings.  Directors are eligible to participate in our stock option plans. Option 

  Page 51 

 
 
grants to directors are at the discretion of the Board of Directors acting upon the recommendation 
of the Compensation committee.   

SECTION 16(a) BENEFICIAL OWNERSHIP REPORTING COMPLIANCE  
Section 16(a) of the Securities Exchange Act of 1934 requires our directors and executive officers, 
and persons who own more than ten percent of a registered class of the Company's equity securities, 
to file with the Securities and Exchange Commission (the “SEC”) initial reports of ownership and 
reports  of  changes  in  ownership  of  common  stock  and  other  equity securities  of  the Company. 
Officers,  directors  and  greater  than  ten  percent  stockholders  are  required  by  SEC  regulation  to 
furnish us with copies of all Section 16(a) forms they file.  
Our officers, directors and greater than ten percent beneficial owners filed in a timely manner in 
accordance with Section 16(a) filing requirements. 

ITEM 11.  EXECUTIVE COMPENSATION 

The  following  table  describes  the  compensation  we  paid  to  our  Chief  Executive  Officer  and 
directors (the “Named Executive Officer”).  

SUMMARY COMPENSATION TABLE  

Annual Compensation 

Name and 
Principal Position 

Year 

Fees 
$ 

Bonus  
$ 

Other Annual 
Compensation 
$ 

Long-term 
Compensation 
Restricted 
Stock 
Awards 

$ 

Securities 
Underlying 
Options / 
SARs  (#) 

T.M. Williams -  
Executive  
Chairman (1)  
J. M. Williams 
CEO (2) 

H. W. Bromley 
CFO (3) 

2017 
2016 
2015 
2017 
2016 
2015 
2017 
2016 
2015 

132,000 
132,000 
132,000 
167,310 
171,285 
181,734 
93,078 
63,655 
62,719 

-   
-   
-   
- 
- 
- 
- 
- 
- 

-   
-   
-   
- 
- 
- 
- 
- 
- 

-   
-   
-   
- 
- 
- 
- 
- 
- 

25,000 
100,000 
- 
25,000 
100,000 
- 
25,000 
100,000 
- 

All Other 
Compensation 
$ 

-   
-   
-   
- 
- 
- 
- 
- 
- 

(1)  All of the compensation paid to the Named Executive Officer is paid to T.M. Williams (Row), Ltd. for 
the services of Mr. T. M. Williams.  See additional discussion in Employment Arrangements section of 
Item 11 of this report.  

(2)  All of the compensation paid to the Named Executive Officer is paid to LVA Media Inc. for the services 
of Mr. J. M. Williams as CEO of the Company and Jayska Consulting Ltd for the marketing services of 
Mr. J. M. Williams.  See additional discussion in Employment Arrangements section of Item 11 of this 
report.  

(3)  All of the compensation paid to the Named Executive Officer is paid to Bromley Accounting Services 

Ltd. for the services of Mr. H. W. Bromley.  

OPTION GRANTS IN THE LAST FISCAL YEAR  

During  the  year  ended  December  31,  2017,  the  Company  granted  725,000  options  (2016  – 
1,010,000) with an exercised price of CAD$0.54 (approximately US$0.42) per share. 

During the year ended December 31, 2017, nil (2016 – nil) options were exercised. During the year 
ended December 31, 2017, 130,000 (2016 – nil) options were cancelled.  

  Page 52 

 
 
 
 
 
 
 
 
 
 
 
 
STOCK OPTION PLANS 

In  the  year  ended  December  31,  2015,  the  1999,  2001  and  2005  Stock  Option  Plans  were 
discontinued and replaced with the 2015 Stock Option Plan.  

Our  Board  of  Directors  administers  the  2015  Stock  Option  Plan.  Our  Board  is  authorized  to 
construe and interpret the provisions of the Stock Option Plans, to select employees, directors and 
consultants to whom options will be granted, to determine the terms and conditions of options and, 
with the consent of the grantee, to amend the terms of any outstanding options. The 2015 Stock 
Option Plan provides for the granting of stock options to the employees, directors, advisors and 
consultants of the Corporation to encourage proprietary interest in the Corporation, to encourage 
such  employees  to  remain  in  the  employ  of  the  Corporation  or  such  directors,  advisors  and 
consultants to remain in the service of the Corporation, and to attract new employees, directors, 
advisors and consultants with outstanding qualifications. 

Our  Board  determines  the terms  and  provisions  of  each  option  granted  under  the Stock  Option 
Plans, including the exercise price, vesting schedule, repurchase provisions, rights of first refusal 
and form of payment.  The Plan shall not exceed 10% of the number of Shares of the Company 
issued  and  outstanding  as  of  each  Award  Date,  inclusive  of  all  Shares  presently  reserved  for 
issuance pursuant to previously granted stock options, unless shareholder approval is obtained in 
advance. The Exercise Price shall be that price per Share, as determined by the Board in its sole 
discretion, and announced as of the Award Date, at which an Option Holder may purchase a Share 
upon  the  exercise  of  an  Option,  provided  that  it  shall  not  be  less  than  the  closing  price  of  the 
Company’s Shares traded through the facilities of the Exchange on the day preceding the Award 
Date,  less  any  discount  permitted  by  the  Exchange,  or  such  other  price  as  may  be  required  or 
permitted by the Exchange. 

The term of options under the Stock Option Plans will be determined by our Board; however, the 
term of the stock option may not be for more than ten years.  Where the award agreement permits 
the exercise of an option for a period of time following the recipient's termination of service with 
us, disability or death, that option will terminate to the extent not exercised or purchased on the last 
day of the specified period or the last day of the original term of the option, whichever occurs first.  

If a third party acquires the Company through the purchase of all or substantially all of our assets, 
a  merger  or  other  business  combination,  except  as  otherwise  provided  in  an  individual  award 
agreement, all unexercised options will terminate unless assumed by the successor corporation. 

EMPLOYMENT ARRANGEMENTS  

We entered into a management consulting agreement with T.M. Williams (Row), Inc., an Anguilla 
incorporated  company  and  Mr.  Williams  dated  August  20,  2001,  (the  "Williams  Agreement"), 
amended  February  28,  2002,  in  connection  with  the  provision  of  services  by  Mr.  Williams  as 
President and Chief Executive Officer of the Company. During the year ended December 31, 2010, 
the agreement was amended to include a consultancy payment of $11,666 per month payable in 
arrears. This contract is for the provision of services by Mr. T. M. Williams as Executive Chairman 
of the Company. During the year ended December 31, 2013, the agreement was amended to provide 
for  a  consultancy  payment  of  2.5%  of  the  monthly  social  bingo  business  with  a  minimum  of 
$11,000 and a maximum of $25,000 per month. 

The term of the amended Williams Agreement is for a period of one year, unless terminated sooner 
by any of the parties under the terms and conditions contained in the amended Williams Agreement. 
If  the  amended  Williams  Agreement  is  not  terminated  by  any  of  the  parties,  the  term  may  be 
renewed for a further one year period at the option of T.M. Williams (Row), Ltd., on substantially 
the same terms and conditions, by giving three months notice in writing to the Company.  

  Page 53 

 
 
During the year ended December 31, 2014, the Company entered into an agreement with Jayska 
Consulting Ltd. and Mr. J. M. Williams, Chief Executive Officer of the Company for the provision 
of services of Mr. J. M. Williams as Marketing director of the Company. The Consulting agreement 
provides for a consultancy payment of GBP£5,000 per month payable in arrears. In addition, during 
the year ended December 31, 2014, the Company entered into an agreement with LVA Media Inc. 
and Mr. J. M. Williams, for the provision of services of Mr. J. M. Williams as Chief Executive 
Officer  of  Shoal  Games  Ltd.    The  Consulting  agreement  provides  for  a  consultancy  payment 
equaling of 2.5% of the monthly social bingo business with a minimum of $7,500 and a maximum 
of $25,000 per month. 

During the year ended December 31, 2012, the Company entered into a management consulting 
agreement with Bromley Accounting Services Limited for the services of Mr. H. W. Bromley as 
the Chief Financial Officer. 

ITEM 12.  SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS 
AND MANAGEMENT AND RELATED STOCKHOLDER MATTERS 

PRINCIPAL STOCKHOLDERS 

The following table sets forth certain information known to us with respect to beneficial ownership 
of our common stock as of March 20, 2018, by: 

- 

- 
- 
- 

each  person  known  by  us  to  beneficially  own  5%  or  more  of  our  outstanding  common 
stock; 
each of our directors;  
each of the Named Executive Officers; and  
all of our directors and Named Executive Officers as a group. 

In general, a person is deemed to be a “beneficial owner” of a security if that person has or shares 
the  power  to  vote  or  direct  the  voting  of  such  security,  or  the  power  to  dispose  or  direct  the 
disposition of such security. In computing the number of shares beneficially owned by a person 
and  the  percentage  ownership  of  that  person,  shares  of  common  stock  subject  to  options  or 
debentures  held  by  that  person  that  are  currently  exercisable  or  convertible  or  exercisable  or 
convertible within 60 days of March 20, 2018, are deemed outstanding. 

Percentage of beneficial ownership is based upon 72,474,703 shares of common stock outstanding 
at March 20, 2018. To our knowledge, except as set forth in the footnotes to this table and subject 
to  applicable  community  property  laws,  each  person  named  in  the  table  has  sole  voting  and 
investment power with respect to the shares set forth opposite such person’s name.   

  Page 54 

 
 
 
 
Name and Address of Beneficial Owner 

T. M. Williams 
Suite 4501 
1011 West Cordova Street 
Vancouver, BC 
V6C 0B2 
Canada 

J. M. Williams 
Flat 16 
Bridgewater square 
London, EC2Y 8AG 
United Kingdom 

F. Curtis 
Ard Na Mara, Box 1127 
Anguilla, B.W. I. 

W. G. Moore 
Clare Hall 
Clare, Nr Sudbury 
Suffolk 
CO10 8PJ  
United Kingdom 

H. W. Bromley 
3851 Edgemont Boulevard 
North Vancouver BC, V7R 2P9 
Canada 

Number of Shares 
Beneficially Owned 

Percent of Class 

17,273,281 

(1) 

21.79% 

633,200 

(2) 

0.80% 

175,000 

(3) 

0.22% 

125,000 

(4) 

0.16% 

500,000 

(5) 

0.63% 

All directors and Named Executive Officers 
as a group (5 persons) 

18,706,481 

23.60% 

Pendinas Limited 
Ballacarrick, Pooilvaaish Road 
Castletown, IM9 4PJ 
Isle of Man 

Wydler Global Equity Fund 
Claridenstrasse 20 
Zurich, 8002 
Switzertland 

27,887,999 

(6) 

35.18% 

7,200,000 

(7) 

9.08% 

(1)  Includes 16,948,281 shares held directly by Mr. T. M. Williams and 125,000 shares of common stock that may be 
issued upon the exercise of 125,000 stock purchase options with an exercise price of CAD$0.54 (approximately 
US$0.42) per share and 200,000 shares of common stock that may be issued upon the exercise of 200,000 warrants 
with an exercise price of CAD$0.65 (approximately US$0.52) per share warrants.  

(2)  Includes, 308,200 shares held directly by Mr. J. M. Williams and 125,000 shares of common stock that may be 
issued upon the exercise of 125,000 stock purchase options with an exercise price of CAD$0.54 (approximately 
US$0.42) per share and 100,000 shares of common stock that may be issued upon the exercise of 100,000 warrants 
with an exercise price of CAD$0.65 (approximately US$0.52) per share warrant.  

(3)  Includes 50,000 shares held directly by Ms. F. Curtis and 125,000 shares of common stock that may be issued upon 
the exercise of 125,000 stock purchase options with an exercise price of CAD$0.54 (approximately US$0.42) per 
share. 

(4)  Includes125,000 shares of common stock that may be issued upon the exercise of 125,000 stock purchase options 

with an exercise price of CAD$0.54 (approximately US$0.42) per share. 

  Page 55 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(5)  Includes, 375,000 shares held directly by Mr. H. W. Bromley and 125,000 shares of common stock that may be 
issued upon the exercise of 125,000 stock purchase options with an exercise price of CAD$0.54 (approximately 
US$0.42) per share. 

(6)  Includes 26,987,999 shares and 900,000 shares of common stock that may be issued upon the exercise of 900,000 
warrants with an exercise price of CAD$0.65 (approximately US$0.52) per share warrant, held directly by Pendinas 
Ltd., a company wholly owned by Mr. G. R. Williams. Mr. G. R. Williams is not related to Mr. T. M. Williams nor 
Mr. J. M. Williams. 

(7)  Includes 7,200,000 shares held directly by Wydler Global Equity Fund. 

ITEM 13.  CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, 
AND DIRECTOR INDEPENDENCE 
The Company has a liability of $33,000 (2016 - $nil) to a company owned by a current director and 
officer of the Company for payment of consulting fees of $132,000 (2016 - $132,000) by the current 
director and officer of the Company. 

The Company has a liability of $97 (2016 - $nil) to a current director and officer of the Company 
for expenses incurred. 

The Company has a liability of $3,982 (2016 - $2) to a current director and officer of the Company 
for expenses incurred. 

The Company has a liability of $nil (2016 - $nil) to a company owned by a current director and 
officer of the Company for payment of consulting fees of $77,310 (2016 - $81,285) by the current 
director and officer of the Company. 

The Company has a liability of $nil (2016 - $nil) to a company owned by a current director and 
officer of the Company for payment of consulting fees of $90,000 (2016 - $90,000) by the current 
director and officer of the Company. 

The Company has a liability of $nil (2016 - $2) to a company owned by a previous director of the 
Company for payment of consulting fees of $nil (2016 - $8,378) by the previous director of the 
Company. 

The Company has a liability of $1,000 (2016 - $500), to independent directors of the Company for 
payment of consulting fees. During the year ended December 31, 2017, the Company paid $5,500 
(2016 - $6,000) to the independent directors in director fees.  

The Company has a liability of $6,106 (2016 - $4,852), to an officer of the Company for payment 
of  consulting  fees  and  expenses  incurred  of  $93,078  (2016  -  $63,655)  by  the  officer  of  the 
Company.  

The Company has promissory notes totaling $600,235 (2016 - $400,811), including interest, from 
shareholders holding more than 10% of the Company. The interest on the notes are 2% per annum, 
calculated and compounded annually and accrued.  

During the year ended December 31, 2017, the directors and shareholders holding more than 10% 
of the Company’s shares subscribed for 1,200,000 units totaling CAD$540,000 ($408,102) in the 
private placement.  

During the year ended December 31, 2017, the Company granted 125,000 (2016 - 500,000) options 
with an exercise price of CAD$0.54 (approximately $0.42) for both fiscal 2017 and fiscal 2016 per 
share  to  related  parties.  The  Company  expensed  $13,110  (2016  -  $127,373)  in  stock-based 
compensation for these options granted to related parties. 

  Page 56 

 
 
The Company has a receivable of $2,630 (2016 - $nil) from a company of which a current director 
of the Company is a director. 

The  related  party  transactions  are  in  the  normal  course  of  operations  and  were  measured  at the 
exchange amount, which is the amount of consideration established and agreed to by the related 
party. 

ITEM 14. PRINCIPAL ACCOUNTANT FEES AND SERVICES 

During the year ended December 31, 2017, the Company incurred fees of $39,115 (2016 - $51,000) 
from the principal accountant during fiscal 2017 -  Davidson & Company LLP, $39,115 of these 
fees related to audit fees (2016 - $51,000).  

Our Audit Committee reviewed the audit and non-audit services rendered by Davidson & Company 
LLP, during the periods set forth above and concluded that such services were compatible with 
maintaining  the  auditors’  independence.  All  audit  and  non-audit  services  performed  by  our 
independent accountants are pre-approved by our Audit Committee to assure that such services do 
not impair the auditors’ independence from us. 

  Page 57 

 
 
 
 
ITEMS 15.  EXHIBITS 

PART IV 

The exhibits required by Item 601 of Regulation S-K are listed in the accompanying Exhibit Index 
at the end of this report.  Each management contract or compensatory plan or arrangement required 
to be filed as an exhibit to this Form 10-K has been identified.  

SIGNATURES 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the 
registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly 
authorized. 

SHOAL GAMES LTD. 

By: 

/s/ J. M. Williams 
J. M. Williams 
Chief Executive Officer 

Date:  March 20, 2018 

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed 
below by the following persons on behalf of the registrant and in the capacities and on the dates 
indicated.  

Signature 
By: 

/s/ J. M. Williams 
J. M. Williams   

By: 

/s/ H. W. Bromley 
H. W. Bromley   

Title  

Chief Executive Officer  

Date 
March 20, 2018 

Chief Financial Officer   
(Principal Financial and  
Principal Accounting Officer) 

March 20, 2018 

  Page 58 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
I, J. M. Williams, certify that: 

1. 

I have reviewed this annual report on Form 10-K of Shoal Games Ltd.; 

EXHIBIT 31.1 
CERTIFICATIONS 

2.  Based on my knowledge, this report does not contain any untrue statement of a material fact or 
omit to state a material fact necessary to make the statements made, in light of the circumstances 
under which such statements were made, not misleading with respect to the period covered by 
this report;  

3.  Based on my knowledge, the financial statements, and other financial information included in 
this report, fairly present in all material respects the financial condition, results of operations 
and cash flows of Shoal Games Ltd. as of, and for, the periods presented in this annual report;  

4.  Shoal  Games  Ltd.’s  other  certifying  officer(s)  and  I  are  responsible  for  establishing  and 
maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) 
and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 
13a-15(f) and 15d-15(f)) for the registrant and have:  
(a)  Designed such disclosure controls and procedures, or caused such disclosure controls and 
procedures  to  be  designed  under  our  supervision,  to  ensure  that  material  information 
relating to Shoal Games Ltd., including its consolidated subsidiaries, is made known to us 
by others within those entities, particularly during the period in which this report is being 
prepared;  

(b)  Designed such internal control over financial reporting, or caused such internal control 
over  financial  reporting  to  be  designed  under  our  supervision,  to  provide  reasonable 
assurance regarding the reliability of financial reporting and the preparation of financial 
statements  for  external  purposes  in  accordance  with  generally  accepted  accounting 
principles;  

(c)  Evaluated the effectiveness of Shoal Games Ltd.’s disclosure controls and procedures and 
presented in this report our conclusions about the effectiveness of the disclosure controls 
and procedures, as of as of December 31, 2017, covered by this annual report based on 
such evaluation; and  

(d)  Disclosed  in  this  report  any  change Shoal  Games Ltd.’s  internal  control  over  financial 
reporting  that  occurred  during  Shoal  Games  Ltd.’s  most  recent  fiscal  quarter  that  has 
materially affected, or is reasonably likely to materially affect, Shoal Games Ltd.’s internal 
control over financial reporting; and  

5.  Shoal Games Ltd.’s other certifying officer(s) and I have disclosed, based on our most recent 
evaluation of internal control over financial reporting, to Shoal Games Ltd.’s auditors and the 
audit  committee  of  Shoal  Games  Ltd.’s    board  of  directors  (or  persons  performing  the 
equivalent functions):  
(a)  All significant deficiencies and material weaknesses in the design or operation of internal 
control  over  financial  reporting  which  are  reasonably  likely  to  adversely  affect  Shoal 
Games Ltd.’s ability to record, process, summarize and report financial information; and  
(b)  Any fraud, whether or not material, that involves management or other employees who 

have a significant role in the registrant's internal control over financial reporting. 

Signed :  /s/ J. M. Williams 
2018 
J. M. Williams,  
Chief Executive Officer,  
(Principal Executive Officer) 

Date : March 20, 2018, 

  Page 59 

 
 
 
 
 
 
 
 
 
 
 
 
 
I, H. W. Bromley, certify that:  

1. 

I have reviewed this annual report on Form 10-K of Shoal Games Ltd.; 

EXHIBIT 31.2 
CERTIFICATIONS 

2.  Based on my knowledge, this report does not contain any untrue statement of a material fact or 
omit to state a material fact necessary to make the statements made, in light of the circumstances 
under which such statements were made, not misleading with respect to the period covered by 
this report;  

3.  Based on my knowledge, the financial statements, and other financial information included in 
this report, fairly present in all material respects the financial condition, results of operations 
and cash flows of Shoal Games Ltd. as of, and for, the periods presented in this annual report;  

4.  Shoal  Games  Ltd.’s  other  certifying  officer(s)  and  I  are  responsible  for  establishing  and 
maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) 
and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 
13a-15(f) and 15d-15(f)) for the registrant and have:  
(a)  Designed such disclosure controls and procedures, or caused such disclosure controls and 
procedures  to  be  designed  under  our  supervision,  to  ensure  that  material  information 
relating to Shoal Games Ltd., including its consolidated subsidiaries, is made known to us 
by others within those entities, particularly during the period in which this report is being 
prepared;  

(b)  Designed such internal control over financial reporting, or caused such internal control 
over  financial  reporting  to  be  designed  under  our  supervision,  to  provide  reasonable 
assurance regarding the reliability of financial reporting and the preparation of financial 
statements  for  external  purposes  in  accordance  with  generally  accepted  accounting 
principles;  

(c)  Evaluated the effectiveness of Shoal Games Ltd.’s disclosure controls and procedures and 
presented in this report our conclusions about the effectiveness of the disclosure controls 
and procedures, as of as of December 31, 2017, covered by this annual report based on 
such evaluation; and  

(d)  Disclosed  in  this  report  any  change Shoal  Games Ltd.’s  internal  control  over  financial 
reporting  that  occurred  during  Shoal  Games  Ltd.’s  most  recent  fiscal  quarter  that  has 
materially affected, or is reasonably likely to materially affect, Shoal Games Ltd.’s internal 
control over financial reporting; and  

5.  Shoal Games Ltd.’s other certifying officer(s) and I have disclosed, based on our most recent 
evaluation of internal control over financial reporting, to Shoal Games Ltd.’s auditors and the 
audit committee of Shoal Games Ltd.’s board of directors (or persons performing the equivalent 
functions):  
(a)  All significant deficiencies and material weaknesses in the design or operation of internal 
control  over  financial  reporting  which  are  reasonably  likely  to  adversely  affect  Shoal 
Games Ltd.’s ability to record, process, summarize and report financial information; and  
(b)  Any fraud, whether or not material, that involves management or other employees who 

have a significant role in the registrant's internal control over financial reporting. 

Signed : /s/ H. W. Bromley 
H.W. Bromley,  
Chief Financial Officer 
(Principal Accounting Officer) 

Date : March 20, 2018 

  Page 60 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT 32.1  

CERTIFICATION PURSUANT TO 
18 U.S.C. §1350, 
AS ADOPTED PURSUANT TO 
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 

In connection with the Annual Report of Shoal Games Ltd. (the “Company”) on Form 10-K for the 
period ended December 31, 2017, as filed with the Securities and Exchange Commission on the 
date hereof (the  “Report”), I, J. M. Williams, Chief Executive Officer of the Company, certify, 
pursuant to 18 U.S.C. §1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 
2002, that: 

a)  The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities 

Exchange Act of 1934; and 

b)  The information contained in this Report fairly presents, in all material respects, the financial 

condition and results of operations of the Company. 

/s/ J. M. Williams 
J. M. Williams 
Chief Executive Officer 
March 20, 2018 

A signed original of this written statement required by Section 906 has been provided to Shoal 
Games Ltd. and will be retained by the company and furnished to the Securities and Exchange 
Commission or its staff upon request. 

  Page 61 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT 32.2 

CERTIFICATION PURSUANT TO 
18 U.S.C. §1350, 
AS ADOPTED PURSUANT TO 
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 

In connection with the Annual Report of Shoal Games Ltd. (the “Company”) on Form 10-K for the 
period ended December 31, 2017, as filed with the Securities and Exchange Commission on the 
date  hereof  (the  “Report”),  I,  H.  W. Bromley, Chief Financial  Officer  of  the  Company,  certify, 
pursuant to 18 U.S.C. §1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 
2002, that: 

a.  The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities 

Exchange Act of 1934; and 

b.  The information contained in this Report fairly presents, in all material respects, the financial 

condition and results of operations of the Company. 

/s/ H. W. Bromley 
H. W. Bromley 
Chief Financial Officer 
March 20, 2018 

A signed original of this written statement required by Section 906 has been provided to Shoal 
Games Ltd. and will be retained by the company and furnished to the Securities and Exchange 
Commission or its staff upon request. 

  Page 62 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT LIST 
The  following  instruments  are  included  as  exhibits  to  this  Report.    Exhibits  incorporated  by 
reference are so indicated. 

Exhibit 
Number 

Description 

4.4 

4.5 

10.2 

10.24 

10.29 
10.32 
10.33 

10.36 

10.37 

10.38 

10.39 

10.40 

10.41 

31.1 

31.2 

32.1 

32.2 

Convertible Debenture between the Company and unrelated parties dated July 2, 2002. (b) 

Common Stock Purchase Warrant between the Company and unrelated parties dated July 2, 
2002. (b) 
Asset Purchase Agreement by and between Bingo, Inc. and Progressive Lumber, Corp. dated 
January 18, 1999. (a) 
Amended  Consulting  Agreement  dated  February  28,  2002,  between  the  Company,  T.M. 
Williams (Row), Ltd., and T.M. Williams. (c) 
Amendment of Asset Purchase Agreement dated July 1, 2002. (d) 
Code of Business Conduct and Ethics dated December 22, 2006. (e) 
Amended Consulting Agreement dated June 16, 2010, between the Company, T.M. Williams 
(Row), Ltd., and T.M. Williams. (f) 
The Marketing Service Agreement between the Bingo.com, Ltd. wholly owned subsidiary, 
Coral Reef Marketing Inc. and with Unibet International Limited dated March 19, 2010. (g)  
Amended Consulting Agreement dated August 1, 2013, between the Company, T.M. 
Williams (Row), Ltd., and T.M. Williams. (h) 
Consulting Agreement dated January 1, 2014, between the Company, Jayska Consulting 
Ltd., and J.M. Williams. (h) 
Consulting Agreement dated January 1, 2014, between the Company, LVA Media Inc., and 
J.M. Williams. (h) 
Consulting Agreement dated October 1, 2013, between the Company, Devereux 
Management Ltd., and C. M. Devereux. (h) 
Consulting Agreement dated January 1, 2014, between the Company, Bromley Accounting 
Services Limited, and H. W. Bromley. (h) 
Certificate of Chief Executive Officer pursuant to the Securities Exchange Act Rules 13a-
15(e) and 15d -15(e) as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 
dated March 20, 2018. 
Certificate of Chief Financial Officer pursuant to the Securities Exchange Act Rules 13a-
15(e) and 15d -15(e) as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 
dated March 20, 2018. 
Certification from the Chief Executive Officer of Shoal Games Ltd.  pursuant to 18 U.S.C. 
Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 dated 
March 20, 2018. 
Certification from the Chief Financial Officer of Shoal Games Ltd.  pursuant to 18 U.S.C. 
Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 dated 
March 20, 2018. 

(a) Previously filed with the Registrant’s registration statement on Form 10 on June 9, 1999.  
(b)  Previously  filed  with  the  Company’s  quarterly  report  on  Form  10-Q  for  the  period  ended 
September 30, 2002, on November 14, 2002. 
(c) Previously filed with the Company’s quarterly report on Form 10-Q for the period ended June 
30, 2002, on August 14, 2002. 
(d)  Previously  filed  with  the  Company’s  year  end  report  on  Form  10-K/A  for  the  year  ended 
December 31, 2002, on May 8, 2003. 

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(e) Previously filed with the Company’s report on Form 8-K on December 26, 2006. 
(f) Previously filed with the Company’s report on Form 8-K on June 17, 2010. 
(g) Previously field with the Company’s report on Form 8-K/A on June 18, 2012. 
(h) Previously filed with the Company’s report on Form 8-K on March 24, 2014. 

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