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Low & Bonar plc

lwb · LSE Industrials
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Industry Construction Materials
Employees 1001-5000
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FY2016 Annual Report · Low & Bonar plc
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A global leader in 
performance materials

Annual Report and Accounts 2016

 
 
 
 
 
 
 
 
We take plastics and convert them into yarns and fibres. From 
these we produce a mixture of woven, non-woven, coated and 
composite materials and sell them into a range of end markets and 
applications that affect everyday life.

We use our own process technology and know-how to produce performance materials 
that provide our customers with enhanced functional value.

Strategic Report

Governance

Financial Statements

42  Board of Directors
44  Corporate governance
47  Audit Committee Report
50  Nomination Committee Report
51  Directors’ Remuneration Report
53  Remuneration Policy
61  Annual Remuneration Report
69  Directors’ Report
72  Statement of Directors’ 

Responsibilities

1  Highlights
2  Chairman’s statement
4  What we do
6  Where we operate
8  How we grow
10  Our business model
12  Our strategic framework
14  Our strategy in action and KPIs
18  Chief Executive’s review
20  Business review
24  Executive Leadership Team
26  Financial review
30  Principal risks and uncertainties
34  Corporate & social responsibility

Independent Auditor’s Report
73 
75  Consolidated Income Statement
76  Consolidated Statement of 
Comprehensive Income

77  Balance Sheets 
78  Consolidated Cash Flow Statement
79  Company Cash Flow Statement
80  Consolidated Statement of  

Changes in Equity
81  Company Statement of  
Changes in Equity

82  Significant Accounting Policies
88  Notes to the Accounts
121  Five Year History
122  Advisers and Financial Calendar

Operational highlights

Financial highlights

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 ¡ Strong profit growth in Building & Industrial, Civil 
Engineering and Interiors & Transportation

 ¡ Margins improving as a result of ongoing strategic 

initiatives in these businesses

 ¡ Production issues that impacted the performance 
in Coated Technical Textiles now largely resolved

 ¡ Disposal of artificial grass yarns has streamlined 

the Group’s focus

 ¡ Acquisition of Walflor, post period end, reflects 

commitment to invest in most attractive segments

 ¡ Exit from the Bonar Natpet JV on track, but slower 

than originally expected

 ¡ Increase of 7.9% in full year dividend, reflecting 

confidence in the outlook

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Revenue
£400.0m

(Actual: +10.5%, Constant currency1 -0.2%)

Profit before tax, amortisation and 
non-recurring items
£29.2m 

(Actual: +6.6%, Constant currency1 -5.2%)

Profit before tax (statutory)
£25.9m 

(Actual: +21.0%)

Basic EPS before amortisation and 
non-recurring items 
6.01p

(Actual: +2.6%, Constant currency1 -9.0%)

Basic EPS (statutory)
5.20p 

(Actual: +16.3%)

Dividend per share
3.00p 

(Actual: +7.9%)

1.  Constant currency is calculated by retranslating prior 
period results at current period exchange rates.

Low & Bonar Annual Report and Accounts 2016

1

 
 
Chairman’s statement
Good performance and  
strategic progress

I am pleased to report on another year of progress for the Group.  
Low & Bonar has undergone a transformation over the past two years.  
We are now a nimbler, tighter, customer focussed organisation. 

Martin Flower
Chairman

2

Low & Bonar Annual Report and Accounts 2016

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To reflect the Board’s confidence in making further progress,  
we are proposing an increased final dividend of 2.00 pence per 
share (2015: 1.80 pence). Subject to shareholders’ approval at  
the Annual General Meeting on 12 April 2017, the dividend will be  
paid on 13 April 2017 to members registered as of 17 March 2017.  
The proposed full year dividend of 3.00 pence per share  
(2015: 2.78 pence) is covered 2.0 times (2015: 2.0 times) by 
earnings before amortisation and non-recurring items.

It is my pleasure, as always, to acknowledge the skills and 
dedication of employees throughout Low & Bonar who have 
worked hard to deliver further progress for the Group. Their 
combined efforts have sustained the Group’s vision of Progress 
Through Performance.

It is expected that market conditions in Europe will remain 
challenging, but we are well positioned. We expect that North 
American markets will remain supportive and China will continue  
to develop. The manufacturing issues that have affected Coated 
Technical Textiles are now largely resolved and we expect to see 
margins in this business recovering through 2017. We have a clear 
strategy to enhance returns and will continue to focus on active 
portfolio management and investing in growth opportunities.

We enter 2017 in good shape with a strong platform for growth. 
We are confident of achieving further progress in 2017 and beyond 
for all of our businesses.

Martin Flower
Chairman
1 February 2017

We are seeing the tangible results of that transformation with good 
progress towards our targets for most of the Group. Without the 
issues in Coated Technical Textiles, we would now be very close to 
a double digit operating margin for the Group.

Profit before tax, amortisation and non-recurring items from 
continuing operations increased by 6.6% to £29.2m (2015 
(restated): £27.4m). On a statutory basis, profit before tax 
increased by 21.0% to £25.9m from £21.4m (restated) in 2015.  
On a constant currency basis, operating profits before 
amortisation and non-recurring items were better than last year  
in Building & Industrial (+16.0%), Civil Engineering (+27.3%) and 
Interiors & Transportation (+14.8%) but were down in Coated 
Technical Textiles (-37.9%). As reported at the half year, profits 
within Coated Technical Textiles were impacted by production 
issues which, whilst largely resolved during the second half of the 
year, impacted sales towards the end of the year. Overall, profit 
before tax, amortisation and non-recurring items on a constant 
currency basis decreased by 5.2% to £29.2m (2015 (restated): 
£30.8m). The Group’s operating margin before amortisation and 
non-recurring items was 8.7% (2015 (restated): 8.8%); lower 
margins in Coated Technical Textiles offsetting gains in Building  
& Industrial, Civil Engineering and Interiors & Transportation.  
Group revenues, on a constant current basis were broadly flat at 
£400.0m. Demand generally for our products remained robust, 
reflecting the diversity and strength of our niche market positions, 
products and service delivery.

Good strategic progress has been made. The Group’s new 
Colback-manufacturing site at Changzhou, China was 
commissioned at the start of the year and has performed very well. 
The Group also successfully divested its under-performing artificial 
grass yarns business in September 2016 for £21.7m, in order to 
focus on our higher margin businesses. In addition, we are on 
track to exit our joint venture in Saudi Arabia and negotiations are 
well under way with our partner, Natpet, albeit progressing more 
slowly than expected.  

The Group has continued to invest in assets to support growth. 
Capital expenditure totalled £22.2m (2015: £33.7m) including 
£7.8m (total investment being £26.0m) on the new factory in 
Changzhou, China, the new non-woven plant in Tiszaújváros, 
Hungary and new looms in Ivanka, Slovakia which amounted to, 
£1.4m (2015: £5.6m) and £1.7m (2015: £nil) respectively. The 
Group has also invested £2.7m (2015: £nil) in a new Group ERP 
system, the first roll-out starts in Q2 2017. On 17 January 2017,  
the Group purchased for $3.6m the business and assets of  
Walflor Industries Inc, based near Seattle, USA, which produces 
rainscreens and acoustic mats. The acquisition significantly 
strengthens our customer relationships in the US building products 
market and provides a West Coast platform for further growth. The 
acquisition is expected to be earnings enhancing in the coming 
year, albeit profits in the first year are expected to be modest.

Low & Bonar Annual Report and Accounts 2016

3

 
 
 
 
 
What we do
Driving progress through
performance materials

Our organisational structure enables us to better understand  
and respond to current and emerging customer needs.

Building & Industrial

A range of technical textile solutions for niche 
applications in the building, roofing, air and water 
filtration and agricultural markets.

Percentage of revenue

18%

Clark Halladay
Global Business Director

See page 20 for more information

Civil Engineering

Percentage of revenue

Woven and non-woven geotextiles and construction 
fibres used in major infrastructure projects, 
including road and rail building, land reclamation 
and coastal defence.

23%

Neil Ryan
Global Business Director

See page 21 for more information

Coated Technical Textiles

A range of technical coated fabrics providing 
aesthetics and design, performance and protection 
in tensioned architectural structures, awnings, 
marquees, advertising banners, tarpaulins and 
vehicle curtain sides to the transport industry, 
building products, print, leisure and industrial 
markets.

See page 22 for more information

Percentage of revenue

32%

Marc Krauth
Global Business Director

Interiors & Transportation

Technical fabrics used in transportation, interior 
carpeting, resilient tiles and decorative products.

Percentage of revenue

27%

Gareth Kaminski-Cook
Global Business Director

See page 23 for more information

4

Low & Bonar Annual Report and Accounts 2016

Our four Global Business Units (“GBUs") are each focussed on 
specific sectors; this approach builds greater customer intimacy, 
improves our responsiveness to market, transforms opportunities 
and addresses market challenges with innovation by embracing 
new solutions. 

Led by a Global Business Director, each has a focussed strategy 
and five-year plan with projected revenues and profitability. The 
GBUs collaborate in close partnership with Group Functions, 
which in turn bring value through specific expertise and 
knowledge, sharing best practices and supporting strategic 
decision-making.

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Low & Bonar Annual Report and Accounts 2016

5

 
 
Where we operate
Improving the quality of
daily life across the globe

20

Countries

2,163

Employees

Sales offices

19

15

Manufacturing facilities

North America
Manufacturing facilities

USA
Asheville, NC

Percentage of sales to 
customers in North America

22%

6

Low & Bonar Annual Report and Accounts 2016

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Middle East 
Manufacturing facilities
Saudi Arabia
Yanbu

Asia 
Manufacturing facilities
China
Yizheng and Changzhou

Europe 
Manufacturing facilities
UK 
Dundee
Belgium
Zele and Lokeren
The Netherlands
Arnhem and Emmen
Germany
Obernburg, Hückelhoven and Fulda
Czech Republic
Lomnice
Hungary
Tiszaújváros
Slovakia
Ivanka pri Nitre

Percentage of sales to 
customers in Europe

Percentage of sales to 
customers in the Middle East

Percentage of sales to 
customers in Asia and ROW

64%

3%

Low & Bonar Annual Report and Accounts 2016

11%

7

 
 
How we grow
Our market drivers

Our customers are facing growing global challenges. In helping them to meet the 
demands of social and environmental changes, our solutions are laying the 
foundations to improve the quality of daily life.

Population growth

Limited resources

Resulting in rapid urbanisation, transport and 
infrastructure needs and requirements for clean 
water, air, and food.

Sustainable production and consumption 
requiring materials efficiency, re-manufacturing 
and the use of renewables.

Group drivers:
 ¡ Urbanisation and need for better infrastructure
 ¡ Food safety in agriculture and protection of food supplies in 

Group drivers:
 ¡ Water conservation in agriculture
 ¡ Lower carbon footprint and environmental benefits 

transportation

 ¡ Demand for air, water, home and automotive filtration
 ¡ Faster and safer construction 
 ¡ Demands for infrastructure in areas of economic 

development

compared to traditional materials

 ¡ Growth in the renewable energy sector
 ¡ Carbon-emission reduction driving towards lighter 

weights and electric engines

8

Low & Bonar Annual Report and Accounts 2016

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Transformative technologies

Quality of life 

Advancements accelerating and creating new 
markets in smart fabrics, lightweight materials and 
advanced robotics.

Lifestyle and buying habits which emphasise safety, 
attitudes to product quality, customer service and 
imported products.

Group drivers:
 ¡ Improved durability of construction 
 ¡ Ease of handling, aesthetic and design flexibility driving 
substitution of wall-to-wall carpets with carpet tiles
 ¡ Economic and environmental requirements driving high 

strength, low weight flooring solutions

 ¡ Design of “healthier” buildings with better air flow, moisture 

control and acoustic performance

Group drivers:
 ¡ Increased quality control in performance and safety
 ¡ Demands for quality of life improvements in areas of 

economic development

 ¡ Higher disposable income and emerging middle class 

driving demand for luxury cars

 ¡ Outdoor advertising trends

Low & Bonar Annual Report and Accounts 2016

9

 
 
Our business model
We seek to gain competitive advantage 
through new product development,  
customer insight and applied technology

Our resources

How we do it

Strong product portfolio  
of leading brands
Our portfolio of premium brands are  
well positioned in their respective markets  
for growth.

Strong customer insight
Our technology and understanding of 
customers processes, as well as our close 
working partnerships co-developing solutions, 
enables us to meet their unique needs.

International  
manufacturing capability
Our commitment to developing global supply 
capability in all regions with local technical 
service support, whilst leveraging our 
European experience and knowledge, makes 
us more responsive to changing market needs.

Differentiated technology
Our advanced research and development 
capabilities, own manufacturing technologies 
and in-depth knowledge of each local market 
enables us to focus on engineering products 
for specific transformational applications.

Experienced and expert workforce
We invest wisely in our people and our 
organisation to ensure that we realise their  
full potential and leverage their skills to deliver 
our promises.

Financial strength
Our financial strength gives us the ability to 
invest in attractive opportunities that will allow 
us to maximise value for our shareholders.

We use our
resources

Strong product 
portfolio of 
leading brands

Strong 
customer 
insight

International 
manufacturing 
capability

Differentiated 
technology

Experienced  
and expert 
workforce

Financial 
strength

In our chosen
markets

Building 
& Industrial

Civil Engineering

Coated Technical 
Textiles

Interiors & 
Transportation

Our values underpin how we operate

Be world class
Be market leaders across the 
full range of our products and 
services, delivering solutions that 
are the best in our industry.

Empower and perform
Collaborate across functions 
and geographies to make the 
right decisions and take the 
best to our customers.

10

Low & Bonar Annual Report and Accounts 2016

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Applying our 
core capabilities

To create 
value

High return on 
investment

Strong revenue 
growth

Leading positions 
in niche industrial 
markets

Creating bespoke 
solutions for our 
customers

Excellence in 
innovation

Operational 
capability and 
efficiency

People and 
culture

Our core capabilities

Leading positions in niche  
industrial markets
We hold leading positions in attractive niche 
markets, sustained through our innovative 
design and component manufacture, and our 
ability to meet the evolving demands of our 
customers and markets.

Creating bespoke solutions  
for our customers
Our businesses are aligned to the global 
market areas we serve ensuring we put 
customers at the centre of everything we do.

Excellence in innovation
We focus our innovation on delivering 
improved sustainability, increased functionality 
and greater efficiencies. Our development 
pipelines are populated with ideas and insight 
from our customers and markets. Our 
research and development teams focus on 
meeting our customers’ needs with 
engineered products for specific applications. 
We dedicate a controlled amount of focussed 
resource to identifying transformational growth 
opportunities in new and existing markets.

Operational capability and efficiency
We operate Group-wide capability and 
efficiency improvement programmes.

People and culture
We value the diversity of experiences of our 
people. We have resourceful individuals who 
bring ideas and initiatives to contribute to the 
growth of our Group.

Our values underpin how we operate

Embrace the new
Enhance our offer through innovation 
and customer collaboration, 
thereby anticipating where the 
opportunities and challenges lie.

Collaborate to transform
Work together and form strong 
and meaningful relationships for 
the benefit of our customers.

Our strategy for 
growth is outlined 
on pages 12-13

Low & Bonar Annual Report and Accounts 2016

11

 
 
Our strategic framework

Low & Bonar’s ambition is to be the 
acknowledged leader in performance 
materials solutions 

Our new four-pillar strategy
Our ambition is to be the acknowledged leader in performance materials solutions. 
We will use our proprietary technologies, our strong and deep relationships with our 
customers and seamless commercial execution to nurture existing business and 
pursue sustainable, profitable growth. We strive to bring bespoke solutions to our 
customers through higher-margin products based on superior customer insight and 
the best use of our applied technologies.

Sustained Shareholder Value

Return on Sales
Target: 10.0% – Actual 8.7%

Revenue Growth Strategy

Commercial Execution 
Our customers are at the centre of what we do. We closely 
engage with our customers to anticipate their needs and 
retain their support. Our forward-looking, responsive and 
proactive approach helps us to deliver high quality, 
personalised solutions which add value to, and improve the 
performance of, our customers’ end products.

Geographical Expansion
We are a global Group. We seek to develop our international 
footprint with a local presence in growth markets, targeting 
global industries whilst leveraging our strong European 
base, experience and knowledge. 

See page 14 for our strategy in action

See page 15 for our strategy in action

Driven by the Low & Bonar Premium Brands

Adfil
Adding life to concrete

BonarAgro
Sustainable performance

BonarBuilt
Materials and expertise that 
enhance performance

Bonar Pure
Expertise and technologies 
that contribute to cleaner, 
purer air, water and 
industrial processes 

Our Promise:
Low & Bonar enables progress through performance and provides technologies to exceed our 
customers’ needs, address the challenges of an evolving world and improve the quality of daily life.

12

Low & Bonar Annual Report and Accounts 2016

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An evolving strategy
As part of the transformation of our business, which has been underway for the last 
two years, we have transitioned our strategic pillars to reflect our evolving approach, 
simplified structure and refined corporate strategy. These pillars underpin our five-
year plan.

Sustained Shareholder Value

Return On Capital Employed
Target: 12.0% – Actual 11.1%

Productivity Strategy

Technology Differentiation
We believe our approach to innovation and our ability to 
differentiate our core technologies gives us a unique 
competitive advantage. We work closely with our customers 
to identify their unmet needs, improve our existing product 
range and add value to newly developed products. 

Operational Excellence
We champion best practice to optimise business processes 
across the Group. Our Group-wide efficiency improvement 
programmes, standardised work processes and shared 
best practices enables us to develop our manufacturing 
techniques, to engage and motivate our people, to promote 
cost savings and ultimately to deliver value to our 
customers. 

See page 16 for our strategy in action

See page 17 for our strategy in action

Colback
Enables customers 
to excel, distinguish 
and differentiate

Enka Solutions
Engineering nature

Mehgies
Transforming people’s lives 
and environments

Xeroflor 
Bringing nature back. 
Innovative, extensive 
vegetation technologies

Our Vision:
Driving exceptional value through performance materials and technical expertise that 
contribute to a more sustainable world.

Low & Bonar Annual Report and Accounts 2016

13

 
 
Our strategy in action and KPIs
Commercial  
Execution

We have a customer-focussed, unified approach to commercial 
execution. Our realignment into a structure with a clear focus 
on our markets has enabled us to get closer to our customers 
and markets, resulting in faster and improved execution, a 
focus on higher quality, value-added products, and ultimately 
improving returns.

Progress
Over the past year all businesses have significantly strengthened 
their marketing segmentation activity in order to strengthen value 
propositions and drive product innovation. There is more focus 
on driving pull-through demand in the growth strategies, as well 
as selling to the direct customer, this creates stronger customer 
loyalty and better pricing. A Group-wide Commercial Effectiveness 
programme has been developed by the sales and marketing 
communities to share best practices, and to leverage experience and 
resource in order to develop skills and jointly target opportunities. 

Outlook
The Group is well-positioned to retain and grow 
market share in all its chosen markets. 
 ¡ In Geosynthetics the Civil Engineering team will continue 
building project pipelines. The Macro fibres business will 
continue to grow through best-in-class new product launches.

 ¡ The Interiors & Transportation business has strong market 

positions in its core tufted flooring and auto businesses in both 
Europe and North America and has excellent opportunities to 
continue growing share in Asia, in the adjacent resilient markets 
in North America and decorative markets in Asia.

 ¡ The Building & Industrial business will continue its fast growth 
across all segments: roofing, building, industrial, agro and 
filtration. There is continuous product development and 
significant market share growth opportunity across all 
segments and regions. 

 ¡ Coated Technical Textiles has reorganised its offering to 

increase its appeal to two target segments: design-oriented 
applications and performance-focussed segments. This will 
transform communication and the relevance of the offer. 

Key priorities
 ¡ Continuously improve segmentation and depth of insight so 

that value propositions are truly differentiated and drive product 
development

 ¡ Disciplined implementation of sales plans 
 ¡ Continuously invest in developing skills and leveraging 

collective capability between GBUs

KPI
Return on sales 
(Operating profit before amortisation and 
non-recurring items as a percentage of sales)

Target

2016 

2015 

2014 

10%

8.7%

8.8% (restated)

7.7%

The movement in return on sales in the year 
is discussed in detail on page 27.

14

Combining flexibility and expertise

The relocation of refugees from the French “jungle” to the 
18th Borough in Paris required a Refugee Registration 
Centre with a welcoming architectural design to serve as a 
shelter, an information hub and meeting point. 

Starting in July 2016, with a September 2016 deadline, the 
structure was planned as the heart of the refugee centre 
and required a smart solution with materials capable of 
saving time and fitting in with the architect’s design 
concept. 

Low & Bonar’s unique material MEHGIES® VALMEX® 7211 
was chosen to cover a 900m² site, supported by our strong 
client relationship and ability to supply the product within a 
strict timeframe.

The project demonstrates our agility to fit specific client 
demands; we take time to gain an in-depth understanding 
of their needs and translate them into our daily processes 
to meet bespoke requirements. 

Low & Bonar Annual Report and Accounts 2016

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Geographical  
Expansion

A key part of our business model is to be truly local. As our 
customers become more global we are expanding our market 
reach to ensure we are closer to them, in particular in China and 
North America. Our established sales and manufacturing 
presence in these regions means we can be more responsive to 
changing market needs and better exploit opportunities.

Expansion into China

Colback is a widely-used primary backing in carpet tiles, 
high-grade patterned wall-to-wall carpeting, walk-off mats 
and moulded car carpets.

Until 2016, it was produced exclusively in the Netherlands 
and the US, resulting in long lead times and high costs for 
some global customers. Asia Pacific is a core market for 
the Group and we decided to build a production plant in 
Changzhou, China, to support global customers with an 
increasing focus towards the region. 

In 2016 Colback was produced for the first time in 
Changzhou. The £26m site now supplies high-quality 
applications to the flooring market, building and automotive 
industries in domestic and Asian regional markets. It 
provides full control of the production process and has the 
ability to produce 60 million m2 per annum of Colback, with 
space to launch a second production line to meet future 
customer requirements.

Changzhou reduces our customers’ environmental footprint 
within their supply chain and makes them price 
competitive. It consolidates our position as global leader in 
the carpet tile backing and automotive markets.

Progress 
The major geographic expansion in 2016 was the commissioning  
of a new plant in China, serving the Interiors & Transportation  
and Building & Industrial businesses, with an annual capacity  
of 60 million m2 of Colback. This was in response to local 
demands from international customers and also enables 
us to capture growth opportunities in APAC. It allows us 
to offer supply security to customers across the world. 
The new capacity has been matched with investment in 
local sales, technical and service support. We also remain 
committed to building our North American presence. 

All four GBUs will benefit from our presence in China. 
Approximately 10% of Colback is sold into China and this will 
increase as our flooring, filtration, building and decorative 
segments expand in this region. In Europe, we continue to 
strengthen our asset bases in Hungary and Slovakia.

Outlook
Over the coming year we will continue to strengthen our 
global footprint in China by doubling the Colback capacity by 
early 2018. In addition, we will introduce scrim technology in 
the China facility, enabling the Building & Industrial and Civil 
Engineering businesses to bring new products to local markets. 

Key priorities
 ¡ Increase market penetration in China and North America
 ¡ Continue to position ourselves as an early innovator
 ¡ Mitigate against regional economic uncertainty by spreading 

risk across geographic markets

KPI
Sales outside Europe

Target

2016 

2015 

2014 

50%

36%

35% (restated)

33%

The increase in the year is due to strong 
sales in North America and the opening of 
the Changzhou factory in China.

Low & Bonar Annual Report and Accounts 2016

15

 
 
 
 
Our strategy in action and KPIs continued
Technology
Differentiation

Innovation is critical to our future growth and productivity, which is why 
we have adopted a strategic marketing approach. We work closely 
with our customers to ensure our new product solutions create value 
and significant profit growth, using collaborative, open innovation 
partnerships to develop new solutions. Our dedicated innovation team 
is focussed on engineering products for specific applications, and 
identifying transformational growth opportunities.

Co-developing with customers

A leading filter manufacturer approached BonarPure with a 
development need, requiring new technology and machinery. 
The customer wanted to use Colback on its new lines, 
while eliminating seams and defects using USB (Ultra Sonic 
Bonding) seaming technology, a new development for  
the Group.

The project required us to identify a company to provide a 
seaming unit to fit on a re-winder as well as be automated 
and meet the customer’s process. Through collaboration 
between the Group and the customer, a solution was 
identified, tested and approved. After pilot trials, a unit was 
installed in late 2016.

Colback without seams eliminates problems running the 
new, faster and wider automated filter manufacturing lines. 
Long-term benefits include an increased value proposition 
for many Colback applications in the Filtration market, fewer 
risks for the customers’ production process and packaging, 
and growth and expansion opportunities. 

Further existing filter customers have been identified who will 
benefit from seamless Colback rolls without defects.

Progress
Our technology group is dedicated to optimising our existing 
technology base and enhancing the functionality of our 
products through new technologies. Over the past year we have 
concentrated our expertise and know-how in our four global 
technology centres, and launched our corporate incubator, which 
provides an innovative environment to develop new ventures. 
We have launched three ventures, in acoustics, cushioning 
and comfort, and smart architectural textiles, and enriched our 
pipeline of new venturing opportunities. We have extended our 
collaborative partnerships with customers, suppliers, institutes 
and technology start-ups. We have implemented technology 
development roadmaps for our key technologies, supporting 
better investment decisions. This allows us to ensure that the 
second Colback line in Changzhou will conform to state-of-
the-art non-woven technology. We have also upgraded the 
technical capabilities of our weaving plant in Hungary.

Outlook
As we continue to diversify, our technology capabilities will be 
enhanced, delivering on the product development initiatives of our 
GBUs, and focussing on our strategic marketing capabilities to 
identify unmet market needs and realise new product solutions. 
We will drive our current ventures, developing new business 
propositions to the point of investment decisions, initiate promising 
new technologies and enrich our innovation pipeline. We will 
deepen and expand our collaborative partnerships to transform 
our offering and will consider strategic bolt-on acquisitions if they 
help us deliver innovation and add to business diversification. 

Key priorities
 ¡ Develop new product solutions that differentiate 
 ¡ Enhance current technologies and consider technology 

acquisitions to develop functional products

 ¡ Explore and implement longer-term transformational 

technologies

KPI
Percentage of sales made from products 
launched in the last 3 years

Target

2016 

2015 

2014 

12.6%

13.7%

16.0%

16.0%

The KPI is expected to increase in future 
years following the launch of a number of 
projects in 2017.

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Operational
Excellence

Our ambition is to manufacture in global, world class facilities that 
deliver high-quality products today and in the future. Our organisational 
structure allows us to leverage our Group functions to ensure we 
deliver optimal business process effectiveness, and we are developing 
a range of best practice programmes to drive this forward.

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Collaborating and partnering

Over 2015 we worked with a major OEM Building Products 
company that was dissatisfied with a current product, which 
was expensive to produce, to design a new solution. We 
embraced teamwork, strategic focus and professionalism to 
give this customer a unique advantage, and executed the 
project with operational discipline and focus, resulting in the 
2016 launch of an innovative product. 

Our collaborative approach created new ways of working 
and cross-functional participation throughout the Group, 
with a high level of overall professionalism, customer 
communication and knowledgeable response. Our 
integrated team drew on expertise throughout the Group; 
involving Sales, Project Management, Applications, R&D, 
Operations, Purchasing and Production. Advanced 
pre-planning paid off, with focus enhanced by regular 
internal and customer communication, stakeholder 
ownership and accountability.

Our internal expertise, operations and professionalism resulted 
in a mutually beneficial relationship, with unique opportunities 
for growth and multiple application development. We have a 
continued partnership, opening the door to global 
opportunities and additional building applications.

Progress
Our Manufacturing Excellence programme has been defined 
and is now being implemented Group-wide. The key pillars 
of this programme are based on well-established world class 
lean manufacturing principles. We have restructured our global 
manufacturing footprint into core technologies and appointed a 
Manufacturing Manager to each, to oversee the implementation 
of best practice in terms of safety, quality, reliability and efficiency. 
Global Champions have also been appointed to support 
the Manufacturing Managers in each pillar of the excellence 
programmes and to promote best practice exchange.

We have developed standard KPIs and these are now being used  
across all sites to enable clearer monitoring and reporting of progress.

Outlook
Our biggest opportunity is building organisational excellence 
across the Group. We are half-way through a three year 
programme to embed our organisational structure, becoming 
efficient in a new way of working. Over the coming year we will 
continue to deliver on our strategic plans; our priorities are health 
and safety, putting the right people in the right roles and talent 
development. Continual fine-tuning of our processes to deliver 
efficiency should translate into stronger Group performance.

Key priorities
 ¡ Focus on the health, safety and environmental performance of 

our facilities and products

 ¡ Use standardised processes to enhance product quality and to 
enhance our supply chain reliability, adding value to our customers

 ¡ Optimise manufacturing output to support demand 
requirements in terms of current and new products

KPI
Return on capital employed 
(Operating profit before amortisation and non-recurring 
items as a percentage of net assets plus net debt)

Target

2016

2015

2014 

12.0%

11.1%

12.5% (restated)

11.4%

The movement in return on capital employed is discussed 
in detail on page 29. The KPI in 2016 is also impacted by 
foreign exchange effects with earnings being retranslated 
at average rates and net assets and net debt at closing 
rates. The impact in 2016 is a net reduction of 70bps, with 
sterling being weaker at the year end.

Low & Bonar Annual Report and Accounts 2016

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17

 
 
 
Chief Executive’s review
Becoming a global leader in 
performance materials
The Group has made further progress over the last twelve months on its 
transformational journey from a production-led company to a market-focussed, 
global performance materials business.

Brett Simpson
Group Chief Executive

 ¡ Revenue increased 10.5% to £400.0m despite mixed 

market conditions

 ¡ Profit before tax, amortisation and non-recurring items 

increased 6.6% to £29.2m with strong growth  
from Building & Industrial, Interiors & Transportation and 
Civil Engineering

 ¡ Margins remained stable at 8.7% (2015: 8.8%) –  

held back by CTT issues

 ¡ We successfully reorganised the Group into an actively-
managed portfolio of businesses delivering growth and 
high-quality earnings

 ¡ We opened the new Colback plant in Changzhou, China,  

and approved the next phase of development

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Results for the year, however, were mixed. As anticipated, there 
was strong sales and profit growth in Building & Industrial and 
Interiors & Transportation and profit and margin improvement in 
Civil Engineering. Operating profit before amortisation and 
non-recurring items in Building & Industrial and Interiors & 
Transportation grew by 16.0% and 14.8% respectively and by 
27.3% in Civil Engineering. Profits within Coated Technical Textiles 
were disappointing and 37.9% lower than last year due largely to 
manufacturing issues during the first half of the year. Overall, the 
Group operating margin was 8.7% (2015 (restated): 8.8%), this 
includes the negative drag from Coated Technical Textiles which 
we estimate to have been 1.3%.

Strategic Progress
With a simplified structure and refined corporate strategy,  
Low & Bonar can combine its collective global expertise to deliver 
strong results. The Group now has a strong corporate brand,  
with a portfolio of premium brand products sitting underneath  
the Low & Bonar umbrella. 

In 2016, we strengthened our commercial approach by developing 
a deeper customer interface to become more proactive and 
forward-looking as a business, creating bespoke products for  
our customers to generate greater added-value and deliver better 
returns. Intimate knowledge of our markets and leveraging our 
technical expertise can help deliver competitive advantage and 
provide depth to our four Global Business Units.

Over the year we have invested in increasing capacity and 
capability across the business to take advantage of future growth 
opportunities. We are working on increasing our international 
footprint, based on the regional preferences and requirements of 
our customers. We are leveraging our European-centric expertise 
and expanding into other parts of the world, including China and 
North America, through a mixture of strategic bolt-on acquisitions 
and organic growth. Our acquisition strategy remains focussed on 
opportunities which meet our stringent financial criteria. 

Key operational highlights in 2016 include our new plant in 
Changzhou, China, which opened at the start of the year.  
Low & Bonar is the first British company to produce a proprietary 
technical textile in China. We use local teams that we have trained  
to manufacture quality products that meet local and international 
customers’ needs and, in our first year of operation, the plant 
outperformed expectations. Demand for Colback is strong and 
growing, and the first commercial products were delivered ahead of 
forecasts. The plant ended the year with 75% utilisation and expects 
to reach full capacity by the end of 2017. The Board has approved the 
next phase of the Changzhou plant’s development and we anticipate 
that a second production line will be built and on-stream by early 
2018, at a total cost of around £22m. 

We continue to invest in the European heartlands of our business. 
We are pleased with the strong performance of the new non-
woven facility in Tiszaújváros, Hungary, where we have replaced 
and rejuvenated existing lines. This investment in Civil Engineering, 
which accounts for on average 23% of the Group’s revenue,  
has strengthened its asset base and added extra capability.

Performance in Civil Engineering has also been boosted by the 
previous investment in a new 8,000 m² plant in Slovakia, which 
manufactures woven and non-woven geosynthetics for large-scale 
infrastructure projects. The Ivanka pri Nitre plant is enabling it to 
address the significant growth potential in this area.

Building & Industrial continues to see strong profit growth and 
margin progression. North America, in particular, provides an 
opportunity to develop its customer-branded (private label) work, 
including working with major building suppliers.

Interiors & Transportation has strong market drivers with good 
market growth delivering a solid performance across its three 
regions. The business has had an encouraging first year with  
the new China facility and continues to invest in new platforms, 
bringing the latest technology to its Chinese customer base. 

Our Coated Technical Textiles operations, based in Germany and 
Eastern Europe, have suffered from a combination of more stringent 
regulatory requirements and operational issues resulting in pressure 
on profits. We have focussed on addressing the underlying issues 
and changing the work, sales and operational planning processes 
to optimise the product mix and shift to higher-end products. We 
start the new financial year with confidence that Coated Technical 
Textiles will get back on track during 2017.

A hallmark of our new strategy has been the reorganisation of the 
Group into an actively-managed portfolio of businesses capable of 
delivering sustainable growth and high-quality earnings. During 
2016, we have been committed to resolving legacy issues. It was 
for this reason that the Board decided to divest the artificial grass 
yarns business, which formed the majority of the Sports & Leisure 
global business unit. We have also made progress in agreeing our 
exit from our joint venture with Natpet in Saudi Arabia. Proceeds 
from the sale of artificial grass yarns will be used to invest in assets 
capable of generating our Group financial targets of 10% return on 
sales and 12% return on capital employed. 

Brett Simpson
Group Chief Executive
1 February 2017

Low & Bonar Annual Report and Accounts 2016

19

 
 
 
Business review
Building & Industrial

The Building & Industrial GBU supplies a range of technical textile 
solutions for niche applications in the building, roofing, air and water 
filtration and agricultural markets.

On a constant currency basis, sales increased by 6.4% and operating profits by 16.0% with operating margins 
improving to 14.9% from 13.6% last year. Sales were up in all markets; demand was particularly strong during 
H2, especially for roofing products in the US market. Sales were buoyed by major account wins with roofing, 
ventilation and green roofing customers. A new global industrial team has been formed to drive sales growth 
in cabin-air filtration and capitalise on local production and service being available in Asia from our new 
Colback plant in Changzhou, China.

Global agriculture sales, which were positive but below expectations, were constrained by some service 
and delivery issues at our Lokeren site, which limited our ability to meet strong market demand for 
greenhouse screens and mushroom and compost mats. These issues were resolved in Q4 and the Agro 
business delivered record screen volumes in the final quarter. Favourable market patterns are expected in 
2017, and the business remains committed to expansion in the North American market.

The business outlook for 2017 is positive in all segments. On 17 January 2017, the Group purchased  
for $3.6m the business and assets of Walflor Industries Inc, based near Seattle, USA, which produces 
rainscreens and acoustic mats. The acquisition significantly strengthens our customer relationships in  
the US building products market and provides a West Coast platform for further growth. The acquisition  
is expected to be earnings enhancing in the coming year, albeit profits in the first year are expected to  
be modest.

Market drivers

 ¡ Food safety in agriculture and protection of food supplies in transportation
 ¡ Water conservation in agriculture
 ¡ Demand for air, water, home and automotive filtration

Revenue
Operating Profit before amortisation and  

non-recurring items

Operating Margin before amortisation and  

non-recurring items

2016

2015

Actual

Constant
currency1

£73.4m

£61.7m

+19.0%

+6.4%

£10.9m

£8.4m

+29.8%

+16.0%

14.9%

13.6%

1.  Constant currency is calculated by retranslating comparative period results at current period exchange rates.

Clark Halladay
Global Business Director

Revenue

£73.4m

Operating profit before 
amortisation and  
non-recurring items

£10.9m

Operating margin before 
amortisation and  
non-recurring items

14.9%

BonarAgro Duracover – Conserving fragile natural areas 
All around Europe, invasive exotic weeds, 
such as Japanese knotweed, are difficult to 
eradicate and stifle vegetation. European 
Integrated Pest Management legislation 
aims to reduce pesticides being used and a 
sustainable solution is needed.

installing Duracover, the weeds were 
eradicated without using pesticides, with 
recolonisation by other vegetation within 
three years. 

Based on this success, French cities, 
municipalities and environmental 
organisations are now using BonarAgro’s 
Duracover to fight invasive weeds.

BonarAgro’s Duracover is the only 100% 
bio-based woven product available in the 
landscaping sector worldwide. A pilot 
project was set up at Pas de Calais (France) 
by Eden 62, an organisation responsible for 
conserving fragile natural areas. After 

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Civil Engineering

The Civil Engineering GBU supplies woven and non-woven geotextiles 
and construction fibres used in major infrastructure projects, including 
road and rail building, land reclamation and coastal defence.

Despite challenging market conditions, Civil Engineering improved its profitability and margins through  
a combination of better sales mix and market share gains in targeted specification sales. On a constant 
currency basis profits were up 27.3%. Commercial successes during the year included strong volume 
growth in Adfil macro construction fibres and strong sales in our differentiated products, principally 
prefabricated vertical drainage and erosion control products, as well as delivering organic growth in  
the USA.

In 2016, development work was completed to ensure that all geosynthetic products will meet the highest 
standards of durability in the imminent upgrade of the industry standards. Our new, state-of-the-art, 
non-woven facility in Tiszaújváros, Hungary also came on-stream during the year with a new 6.5m wide 
line and the relocation of a renovated line from our older facility nearby. We also successfully developed 
and launched our new best in class Durus S500 macro synthetic fibre for concrete reinforcement. 

Looking forward, geographical opportunities for growth include the US and Asia, while demand next year 
in core European markets is expected to be broadly unchanged, as they are heavily reliant on public 
funding. We will continue to leverage our market and technical capabilities to accelerate growth in all our 
target markets and remain very confident that the business will make further progress towards 10% 
operating margin.

Market drivers

 ¡ Urbanisation and need for better infrastructure
 ¡ Lower carbon footprint and environmental benefits compared to traditional materials
 ¡ Faster and safer construction and increased quality control in performance and safety

Revenue
Operating Profit before amortisation and  

non-recurring items

Operating Margin before amortisation and  

non-recurring items

2016

2015

Actual

Constant
currency1

£90.8m

£85.4m

+6.3%

-3.9%

£4.2m

£3.1m

+35.5%

+27.3%

4.6%

3.6%

1.  Constant currency is calculated by retranslating comparative period results at current period exchange rates.

Neil Ryan
Global Business Director

Revenue

£90.8m

Operating profit before 
amortisation and  
non-recurring items

£4.2m

Operating margin before 
amortisation and  
non-recurring items

4.6%

Embankment protection
Dutch Water Authorities are constantly 
challenged to keep water under control and 
protect embankment erosion of inland 
waterways. Waterway De Dalle flows 
through a peaty area, which can easily 
erode and settles unevenly. This makes 
erosion control particularly difficult. To 
ensure De Dalle would be able to cope with 
increasing future water flows, it was 
decided to widen the waterway and to 
make the embankments less steep.

The Water Authority Hollandse Delta chose 
Enkamat A20 to cover and provide 15km of 
erosion protection for waterway 
embankments.

Enkamat A20 is a unique 20mm high 3D 
structure mat prefilled with bitumen-bound 
chippings with open spaces, allowing 
vegetation to grow through the mat. It 
provides a strong vegetation foothold, with 
embankments keeping their natural 
appearance, and offers permanent 
protection with low maintenance. 

Low & Bonar Annual Report and Accounts 2016

21

 
 
 
Business review continued
Coated Technical Textiles

The Coated Technical Textiles GBU supplies a range of technical 
coated fabrics providing aesthetics and design, performance and 
protection in a number of different markets.

As previously reported, Coated Technical Textiles has had a poor year, significantly impacted by 
various manufacturing problems which added approximately £3.4m to costs and negatively impacted 
sales. On a constant currency basis, sales were down 2.4% compared to last year and profits fell by 
37.9% to £8.7m. The manufacturing issues are now resolved for the most part and the focus for the 
business in 2017 is on restoring market confidence and regaining customers. Markets and customers 
generally remain supportive.

The new sales teams’ focus on the higher margin segments (flexible containers and tensile 
architecture) is beginning to gain traction. Major developments in 2016 included a significant order to 
supply fabric for the Volgograd stadium in Russia for the 2018 World Soccer tournament. We have 
also launched Camouflage for an inflatable boat application and Flexi Pools, designed to withstand 
extreme UV exposure and for improved durability when in contact with treated pool water.

The focus for 2017 will be on reliability and rebuilding Coated Technical Textiles’ reputation for  
service delivery and quality product. Further gains in higher margin segments should support further 
profit improvement.

Marc Krauth
Global Business Director

Revenue

£129.8m

Operating profit before 
amortisation and  
non-recurring items

£8.7m

Operating margin before 
amortisation and  
non-recurring items

6.7%

Market drivers

 ¡ Demand for infrastructure and quality of life improvements in areas of economic development
 ¡ Protection of food supplies in transportation
 ¡ Growth in the renewable energy sector

Revenue
Operating Profit before amortisation and  

non-recurring items

Operating Margin before amortisation and  

non-recurring items

2016

2015

Actual

Constant
currency1

£129.8m £120.4m

+7.8%

-2.4%

£8.7m

£12.8m

-32.0%

-37.9%

6.7%

10.6%

1.  Constant currency is calculated by retranslating comparative period results at current period exchange rates.

Unique textile façades for extreme weather conditions
Preysi, an Ecuadorean engineering 
company, wanted to build a new 
Government building in Esmeralda, on the 
West coast of Ecuador with an unhindered 
view to the ocean, integrated into local 
surroundings and providing a special 
feature at night.

VALMEX® TF400 mesh in silver. Opened in 
2016, the grid fabric serves as a sun screen 
and wind shield and is visually appealing. 
The textile façade can be used as a cinema 
screen by night, integrating the 
governmental building into the newly-
developed recreational heart of the city and 
opening the coastline to the public.

Situated close to the equator, Esmeralda 
experiences bright sunlight. The answer 
was to wrap the building in an innovative 
textile façade – Low & Bonar’s MEHGIES® 

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Interiors & Transportation

The Interiors & Transportation GBU supplies technical fabrics used in 
transportation, interior carpeting, resilient tiles and decorative products.

Interiors & Transportation delivered very good profit growth; profits were up 14.8% to £17.1m on a 
constant currency basis. Sales were 1.7% ahead on a constant currency basis for the full year. Sales 
in H1 were 3.8% ahead aided by additional capacity from the new plant in Changzhou, China, but 
sales in H2 were flat due to the pass-through of price reductions in connection with lower raw 
material prices.

Gareth Kaminski-Cook
Global Business Director

The performance in China has been pleasing with both sales and margins being ahead of plan. The 
total sales of Colback in China were £11.7m (2015: £8.5m). Sales of Colback from Changzhou, 
including £3.1m export sales, totalled £9.6m (2015: £nil). 

The Interiors & Transportation business serves a number of nascent market segments, where 
Colback has established a strong market position with recognised advantages and a reputation for 
innovating, so the outlook is positive for good growth from a leading position. We enter 2017 with a 
good supply situation.

Revenue

£106.0m

Operating profit before 
amortisation and  
non-recurring items

£17.1m

Operating margin before 
amortisation and  
non-recurring items

16.1%

Market drivers

 ¡ Economic and environmental requirements driving high strength, low-weight flooring solutions
 ¡ Ease of handling, aesthetic and design flexibility driving substitution of wall-to-wall carpet with 

carpet tiles

Revenue
Operating Profit before amortisation and  

non-recurring items

Operating Margin before amortisation and  

non-recurring items

2016

2015 
(restated)2

Actual

Constant
currency1

£106.0m

£94.6m

+12.1%

+1.7%

£17.1m

£13.4m

+27.6%

+14.8%

16.1%

14.2%

1.  Constant currency is calculated by retranslating comparative period results at current period exchange rates.
2.  Restated to include the continuing Sport & Leisure segment.

Next generation technology for the global automotive market
With increased demand from the 
automotive market to produce high quality, 
tufted moulded car carpets with a reduced 
weight and optimised material composition, 
and stringent OEM cost savings 
requirements, we developed Colback 
ProMotive, a new generation of 3D 
mouldable primary carpet backings. 
Launched in 2016, it is now available to  
the global automotive market. 

Colback ProMotive provides unrivalled 
robustness and consistency, and superior 
and consistent moulding properties. It is a 
thermally-bonded, spun-laid non-woven, 
made from bi-component filaments and 
designed to meet high performance 
requirements at lower weight.

The technology can be applied to other 
applications requiring high-quality moulded 
products at a reduced weight, opening up 
further growth opportunities.

Low & Bonar Annual Report and Accounts 2016

23

 
 
 
Executive Leadership Team
Leading the Group ’s transformation

1 

Our Executive Leadership Team (“ELT”)  
is a unified leadership team committed to 
development and delivery of the Group strategy. 
It is a critical decision-making forum led by the 
Group Chief Executive and consisting of the 
Global Business Directors and our leaders in 
Finance, Operations, HR, Legal, Supply Chain 
and R&D Group functions. 

The responsibilities of the ELT are stewardship of:

 ¡  Group-wide strategy, direction and financial 

performance

 ¡ Customer intimacy and commercial execution
 ¡ Operational excellence
 ¡ Portfolio management
 ¡ Group-wide branding and brand values
 ¡ HR management
 ¡ Capital allocation
 ¡ Influencing external perceptions
 ¡ Corporate governance

The ELT is the heart of the business.  
We have good people with expertise, 
judgement and a passion for service.  
But it’s more than that, it’s about  
providing a strong point of view that  
brings insight and thinking that tells me 
this is the right team to enable change  
and build for the future.

Brett Simpson
Group Chief Executive

1.  Brett Simpson
Group Chief Executive

2.  Mike Holt
Chief Financial Officer

3.  Clark Halladay
Global Business Director, 
Building & Industrial

4.  Neil Ryan
Global Business Director,  
Civil Engineering

5.  Marc Krauth
Global Business Director, 
Coated Technical Textiles

6.  Gareth Kaminski-Cook
Global Business Director, 
Interiors & Transportation

7.  Wayne Currie
Group Director of Operations

8.  Jan van Boldrik
Group Director of Special 
Projects/Adviser to CEO

9.  Francis Bird
Group Director of  
Human Resources

10.  Hans Kolnaar
Group Director of 
Innovation

11.  Matthew Joy
Group General Counsel

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3 

4 

6 

7

8 

5

9

10 

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25

 
 
Financial review
Delivering strong growth 
throughout the Group

We are starting to see tangible results from our transformation. There 
was good profit growth in three of our four businesses. Results in 
Coated Technical Textiles, however, were disappointing.

Mike Holt
Chief Financial Officer

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2016

2015 
(restated)1

£400.0m £362.1m
£31.8m
8.8%
£27.4m
5.86p
2.78p
12.5%

£34.7m
8.7%
£29.2m
6.01p
3.00p
11.1%

Actual

10.5%
9.1%

6.6%
2.6%
7.9%

Constant 
currency2

(0.2%)
(2.8%)

(5.2%)
 (9.0%)

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Results Overview

Revenue
Operating profit before amortisation and non-recurring items
Operating margin before amortisation and non-recurring items3
Profit before tax, amortisation and non-recurring items 
Basic EPS before amortisation and non-recurring items
Dividend per share
Return on capital employed4

1.  Restated to exclude the results of discontinued operations.
2.  Constant currency is calculated by retranslating comparative period results at current period exchange rates.
3.  Operating profit before amortisation and non-recurring items as a percentage of revenue
4.  Operating profit before amortisation and non-recurring items as a percentage of net assets plus net debt.

2016

£m

£31.4m
£25.9m
5.20p

2015
(restated)1
£m

£25.8m
£21.4m
4.47p

Non-recurring items
There was a net non-recurring credit of £0.7m (2015 (restated): net 
non-recurring charge of £1.9m) in relation to continuing operations.

The Group recorded a profit of £1.1m on the sale of unused land at 
our North American manufacturing site in Asheville. The Group 
also incurred £0.1m (2015: £0.2m) of non-recurring pension 
administration costs relating to its UK defined benefit scheme. A 
further £0.2m (2015: £0.2m) of professional fees were incurred in 
respect of the medically-underwritten buy-in of £34m of UK 
pension scheme liabilities, which completed on 3 December 2015.

During the prior year, construction and start-up costs relating to 
the Group’s construction of a new manufacturing facility in 
Changzhou, China, totalled £1.1m and reorganisation costs of 
£0.4m were incurred in the integration of the Group’s operations 
into a single global business.

Operating profit (statutory)
Profit before tax (statutory) 
Basic EPS (statutory)

Pre-tax profit
Profit before tax, amortisation and non-recurring items  
from continuing operations increased by 6.6% to £29.2m  
(2015 (restated for discontinued operations): £27.4m). The impact 
of foreign exchange rate changes aided reported profits by £3.5m 
following the significant weakening of sterling against the Euro and 
US Dollar. Operating profits before amortisation and non-recurring 
items were 9.1% higher than last year at £34.7m (2015 (restated): 
£31.8m). Statutory operating profits were 21.7% higher at £31.4m 
against £25.8m in 2015 (restated). Statutory profit before tax was 
£25.9m (2015 (restated): £21.4m) after a net non-recurring credit of 
£0.7m (2015 (restated): charge of £1.9m) and a £4.0m charge for 
amortisation (2015: £4.1m).

Excluding the effect of favourable foreign exchange gains on 
translating overseas earnings due to weaker sterling, profit before 
tax, amortisation and non-recurring items on a constant currency 
basis was 5.2% lower than the prior year, profit before tax, 
amortisation and non-recurring items in 2015 being £30.8m. 
Operating margins remained stable at 8.7% against 8.8% (restated 
for discontinued operations) last year. Volume growth in Building & 
Industrial and Interiors & Transportation and effective margin 
management in Civil Engineering, together with net pricing gains, 
offset further investment in operational capability and a 
disappointing performance by Coated Technical Textiles, primarily 
within production. Manufacturing performance was also 
disappointing at our weaving site at Lokeren, Belgium which held 
back potential gains in our agriculture segment.

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Financial review continued

Discontinued operations
On 4 July 2016, the Board announced the disposal of the  
Group’s artificial grass yarns business (previously comprising the 
majority of its Sport & Leisure GBU). The disposal completed on  
1 September 2016 and the prior period income statement has 
been restated accordingly. 

The Group’s joint venture in Saudi Arabia, Bonar Natpet, made a 
loss during the year of £2.6m (2015: £3.6m), of which the Group’s 
share was £1.3m (2015: £1.8m). The Board is pursuing the disposal 
of the Group’s interest in the joint venture and negotiations  
with interested parties are ongoing. Due to this, the Group’s share  
of the results of the joint venture has been presented as 
discontinued operations.

Taxation
The overall tax charge on continuing profit before tax was £8.2m 
(2015: £6.2m). The tax charge from continuing operations before 
amortisation and non-recurring items was £8.8m (2015: £7.6m), a 
rate of 30.4% (2015 (restated): 27.8%). The increase in effective rate 
relates to country mix of profits, in particular more profits derived 
from the USA and the disposal of the grass yarns business.

Acquisitions
There were no acquisitions in 2016. On 17 January 2017, the 
Group acquired the business and assets of Walflor Industries Inc, 
a producer of rainscreens and acoustic mats based near Seattle, 
USA, for an initial $3.6m and a contingent consideration of up to 
$0.9m in cash based on the commercial performance of the 
business over the next twelve months.

Net debt
As at 30 November 2016, net debt was £111.0m (2015: £102.1m). 
This was circa £15m higher than had been expected at the 
half-year, due principally to the progressive weakening in sterling 
which accounted for about £12m and the deferred receipt of 
working capital proceeds from the sale of the artificial grass yarns 
business. Stock build was also a little higher than had been 
anticipated in Lokeren and at other sites due to buffering to meet 
demand in H1 2017. Capital expenditure was however lower with 
payments moving into 2017.

Cash inflow from operations was £38.5m (2015: £39.8m). During 
the year, the Group spent £18.9m (2015: £33.0m) on property, 
plant and equipment and £3.3m (2015: £0.7m) on intangible 
assets. Excluding replacement, efficiency and health and safety 
related capital expenditure, the amount invested in equipment to 
support future growth was £13.1m (2015: £23.0m). The main items 
related to the new factory build in Changzhou, China, the new  
non-woven plant in Tiszaújváros, Hungary and new looms in 
Ivanka, Slovakia which amounted to £7.8m (2015: £13.6m),  
£1.4m (2015: £5.6m) and £1.7m (2015: £nil) respectively. The 
Group also invested £2.7m (2015: £nil) in a new Group ERP 
system, the roll-out of which will commence in 2017. The total 
investment for the new ERP system is expected to be about £9m.

The Group received proceeds of £21.7m from the sale of the 
artificial grass yarns business in September 2016 and holds a 
receivable of £4.3m reflecting a working capital adjustment, based 
on the sale agreement, which the Group is due to receive in 2017. 
Costs incurred relating to the disposal of the business totalled 
£2.0m.

Trade working capital as a percentage of sales at year end 
increased to 26% (2015: 23%), the increase being mainly due to  
an increase in inventories of £14.7m. This reflects the planned 
ramp-up in our new facility in Changzhou, together with stock build 
to fulfil orders and product launches in early 2017, and continued 
production and scheduling issues at our Lokeren site.

The analysis of the Group’s net debt is as follows:

Cash and cash equivalents
Total bank debt

Net bank debt

2016
£m

26.3
(137.3)

(111.0)

2015
£m

33.9
(136.0)

(102.1)

The gearing ratio of total net debt to EBITDA decreased from 2.19 
times (in 2015) to 1.98 times.

The Group’s available debt facilities total €246m (2015: €233m) 
and comprise a five-year revolving credit facility of €165m through 
to July 2019, a private placement of €60m scheduled for 
repayment between September 2022 and September 2026 in 
even tranches, and loan facilities of Rmb150m through to June 
2020. Net debt at 30 November 2017 is expected to be similar to 
30 November 2016, on a constant currency basis.

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Restatement
Due to the disposal of the artificial grass yarns business (disclosed 
as discontinued operations), the remaining continuing interests 
within the Sport & Leisure segment have now been included within 
the Interiors & Transportation segment due to the similar nature of 
the products provided. The Group’s reportable segments have 
also been restated to reflect the discontinued operations noted in 
the period and the change in operating segments.

Mike Holt
Chief Financial Officer
1 February 2017

Return on capital employed
The return on capital employed has reduced to 11.1%  
(2015 (restated): 12.5%) due to significant capital expenditure in  
the year and stock build. The 2015 calculation has been restated 
to remove £20.2m of net assets associated with the disposed 
business and assets. In line with the prior year, the current year 
calculation of return is based on net assets and net debt, the 
target for which is 12%. The capital expenditure spend is expected 
to improve returns in future periods, and the higher inventories 
were held to fulfil orders in H1 2017 and mitigate production 
bottlenecks at our site in Lokeren, Belgium.

Earnings per share
Basic earnings per share, before amortisation and non-recurring 
items was 6.01p, an increase of 2.6% from 5.86p in 2015 
(restated). On a constant currency basis, basic earnings per share 
before amortisation and non-recurring items reduced by 9.0% due 
to an increase in the effective tax rate from 27.8% to 30.4% along 
with the constant currency impact on the earnings of the Group. 
Basic earnings per share from continuing operations increased 
16.3% from 4.47p in 2015 (restated) to 5.20p in 2016.

Dividends
The Directors have proposed an increased final dividend in respect 
of the financial year ended 30 November 2016 of 2.00 pence per 
share which will absorb an estimated £6.6m of shareholders’ 
funds. This has not been provided for in these accounts because 
the dividend was proposed after the year end. If it is approved by 
shareholders at the Annual General Meeting of the Company to be 
held on 12 April 2017, it will be paid on 13 April 2017 to Ordinary 
Shareholders who are on the register of members at close of 
business on 17 March 2017. The Company’s distributable reserves 
at 30 November 2016 provide around 10 years cover for dividend 
payments at the current rate.

Pensions 
The charges for pensions are calculated in accordance  
with the requirement of IAS 19 Employee Benefits (revised).  
At 30 November 2016, the UK scheme showed a deficit of £2.2m 
(2015: surplus of £5.2m), the increase in the deficit is principally 
due to the fall in bond yields in the year, partially mitigated by the 
Schemes assets outperforming expected returns and lower than 
anticipated levels of inflation. During the year, the Group’s UK 
defined benefit scheme continued to adopt a lower risk investment 
strategy in which the interest rate and inflation risks were more 
closely hedged and the exposure to equities reduced to 13% of 
the scheme’s assets (2015: 19%). On 3 December 2015 the Group 
also completed a medically-underwritten buy-in of £34m of 
liabilities within its UK pension scheme, to eliminate interest rate, 
inflation and mortality risks and provide an effective liability and 
cash flow match. 

The deficit in the Group’s overseas schemes in Belgium, Germany 
and the USA increased to £12.8m (2015: £9.9m), again due to the 
fall in bond yields in the year.

Low & Bonar Annual Report and Accounts 2016

29

 
 
Principal risks and uncertainties
Risk management framework

The Group faces a variety of risks which, were they to materialise, could affect the 
delivery of its strategic objectives or the safe and efficient running of its operations. 
The Group has an established risk management framework which is designed to 
identify, evaluate and mitigate the risks and uncertainties facing the Group and to 
embed effective risk management into the culture and behaviour of its employees. 
Within this framework, we classify risks into four distinct categories according to their 
potential impact on the Group.

Strategic
Risks impacting long-term strategic objectives.

Operational
Risks arising during day-to-day activities which, if not managed, could 
impact upon the running of the business.

Financial
Risks impacting directly upon the finances of the business.

Compliance
Risks relating to legal and regulatory sanctions and reputational 
damage arising from failure to comply with applicable laws  
and regulations.

Risk registers are held at each Global Business Unit and at each 
manufacturing site, and are assessed, discussed and updated at 
management team meetings. These registers document existing and 
emerging risks and assess their potential significance and likelihood 
of occurrence. A Group risk register collates the risks identified at 
Global Business Units and manufacturing sites together with certain 
strategic risks managed at Group level, and is formally reviewed by 
the Board.

The risk registers ensure that each identified risk has a mitigation 
process developed for it, and documents how the mitigation strategy 
is implemented, the frequency of review, who is accountable for the 
process, the assessment of the adequacy of the mitigation strategy 
and who will undertake the steps to ensure that the risk is mitigated.

Identify
and
evaluate

Mitigate

Risk Profile 

 Strategic

Operational

Financial

Compliance

(Relative To Prior Year)

Increasing

Global activity

Risk key

Stable

Organic growth/
competition

Cyber security

Growth strategy

Business  
continuity

Employee

Raw material 
pricing

Laws and 
regulations

Treasury

Health and safety

Pension funding

Reducing

Funding

The key risks noted above are evaluated by the bodies on page 31 as a 
standing agenda item at each of the relevant meetings in terms of the 
probability of the risk occurring and the impact it would have on the Group.

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Risk Oversight

Board of Directors
   oversees risk management as a whole, with specific responsibility for political risks, take-over risks, 
funding and capital, acquisitions, investor relations and significant capital expenditure and delegates 
responsibility for addressing individual risk issues to:

Audit Committee
delegated responsibility for control of funding and capital, 
financial controls, evaluation and control of acquisitions, 
information, valuation and reporting in respect of pensions and 
treasury matters.

Risk Oversight Committee 
delegated responsibility for maintaining the Group risk register, 
and for managing risks in the areas of health and safety, 
information security, the environment, major physical or 
operational incidents, raw materials, product failure, new  
product development, competition, customers, employees  
and regulatory and compliance issues.

In recognition of its responsibility for risk issues, the Board has 
reviewed the key risks associated with the business and will continue 
to do so as a regular agenda item at its meetings in the coming year. 
Formal responsibility for risk matters set out in the Group Risk 
Register is divided between the Board, the Audit Committee and the 
Risk Oversight Committee. The Board has primary responsibility for 
those risks broadly categorised as political risks, take-over risks, 
funding and capital, acquisitions and significant capital expenditure 
and investor relations. The Audit Committee has delegated 
responsibility for control of funding and capital, financial controls, 
evaluation and control of acquisitions, information, valuation and 
reporting in respect of pensions and treasury matters. The internal 
audit function has a direct reporting line to the Audit Committee and 
relevant representatives attend Audit Committee meetings by 
invitation.

The Group’s work in the area of operational risk management is 
facilitated by the Risk Oversight Committee, which is chaired by 
the Chief Financial Officer and is attended by the Group Chief 
Executive and other members of the Executive Leadership Team, 
together with the Group Health & Safety Director and Deputy 
Group Finance Director. The Risk Oversight Committee has 
responsibility for risks in the areas of health and safety, information 
security, the environment, major physical or operational incidents, 
raw materials, product failure, new product development, 
competition, customers, employees and regulatory and 
compliance issues. Health, safety and environmental (“HSE") and 
information security matters are delegated to the Group HSE 
Committee, which is chaired by the Group Health and Safety 
Director, and the Information Security Committee, which is chaired 
by the Deputy Group Finance Director, respectively.

The Risk Oversight Committee meets at least three times a year 
and operates under formal terms of reference established by the 
Board and is committed to continuing to develop and embed risk 
management processes within the Group. The work of all of the 
Board committees relating to risk management is discussed at full 
Board meetings on a regular basis in addition to the work 
undertaken by the Board on key risk issues. The Risk Oversight 
Committee receives reports from the Group HSE Committee and 
the Information Security Committee and reports on relevant 
matters to the Board.

In addition to the risk review process and the internal audit function, 
the Group operates within an established internal financial control 
framework, which can be described under three headings:
 ¡ financial reporting: there is a comprehensive budgeting system 
with an annual budget approved by the Directors. Monthly 
actual results are reported against budget and revised 
forecasts for the year, which are prepared regularly;

required to confirm quarterly their compliance with policies and 
procedures set out in the manual (including those relating to 
HSE matters), local laws and regulations and report any control 
weaknesses identified in the past year. Independent 
confirmation of compliance is obtained annually for selected 
operating units; and

 ¡ investment appraisal: the Group has clearly defined guidelines 
for capital expenditure which are also set out in the Group 
Policies and Procedures Manual. These include detailed 
appraisal and review procedures, levels of authority and 
post-completion audits. Where businesses are being acquired, 
detailed due diligence is undertaken in advance of acquisition.

The continued development and implementation of the risk 
management and internal control system across the Group has 
allowed the Directors to comply with the UK Corporate 
Governance Code provisions on internal control in the course of 
the financial year ended 30 November 2016.

The Company is committed to ensuring that all employees comply 
with all anti-trust legislation. To ensure that relevant employees are 
aware of the issues and receive the appropriate level of training 
and information, the Group has a personalised online anti-trust 
compliance training programme which all relevant personnel within 
the Group are required to complete on a regular basis.

The Risk Oversight Committee also ensures that the Group is able 
to respond adequately to the UK’s Bribery Act 2010 and has 
overseen an enterprise-wide risk assessment process and 
developed a detailed set of policies and procedures in response to 
the findings of that assessment. The Group values its reputation 
for ethical behaviour and for financial integrity and has a 
commitment to carry out business fairly, honestly and openly. We 
will not tolerate bribery in our dealings. It is illegal and harmful for 
business. Any involvement with improper inducements in order to 
secure business or gain any advantage for either any Group 
company or our employees reflects adversely on our image and 
reputation and undermines the confidence of our customers and 
other business partners in us. We seek to eliminate bribery in our 
business dealings by:
 ¡ setting out a clear anti-bribery policy; 
 ¡ training all of our employees so that they can recognise and 

avoid the use of bribery by themselves and others; 

 ¡ encouraging our employees to be vigilant and to report any 

suspicion of bribery through suitable channels of 
communication and ensuring sensitive information is treated 
appropriately; 

 ¡ rigorously investigating instances of alleged bribery and 

assisting the police and other appropriate authorities in any 
resultant prosecution; and 

 ¡ operating unit controls: financial controls and procedures, 

 ¡ taking firm and vigorous action against any individual(s) involved 

including information system controls, are detailed in the Group 
Policies and Procedures Manual. All operating units are 

in bribery. 

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Principal risks and uncertainties continued

Risk

Movement Mitigating strategy

Global activity
The Group may be adversely affected by 
global economic conditions, particularly 
in its principal markets in mainland 
Europe and North America. The volatility 
of international markets could result in 
reduced levels of demand for the Group’s 
products, a greater risk of customers 
defaulting on payment terms, supply 
chain risk and a higher risk of inventory 
obsolescence. Changes in international 
trade regulations or tariffs could potentially 
disrupt the Group’s supply chains.

Organic growth/competition
The markets in which the Group operates 
are competitive with respect to price, 
geographic distinction, functionality, 
brand recognition and marketing and 
customer service.

Cyber security
Disruption to or penetration of our 
information technology platforms could 
have a significant adverse effect on  
the Group.

Growth strategy
The Board believes that growth, both 
organic and through acquisitions, is a 
fundamental part of its strategy for the 
Group. The Board reviews such growth 
opportunities on an ongoing basis and its 
acquisition strategy is based on 
appropriate acquisition targets being 
available and on acquired companies 
being integrated rapidly and successfully 
into the Group.

Business continuity
The occurrence of major operational 
problems could have a material adverse 
effect on the Group. These may include 
risks of fire or major environmental damage.

Employee
The Group is reliant on its ability to 
attract, develop and retain talented 
leaders, professionals and specialists 
throughout the organisation.

Business Unit management monitors their own markets and are 
empowered to respond quickly to changing conditions. Production costs 
may be quickly flexed to balance production with demand, including the 
use of short-time working arrangements where available. Further actions, 
such as reducing the Group’s cost base and cancelling or delaying capital 
investment plans, are available to allow continued profitability and cash 
generation in the face of a sustained reduction in volumes.

The Group also has a broad base of customers. Group policies 
endeavour to ensure that customers are given an appropriate level of 
credit based on their trading history and financial status, and a prudent 
approach is adopted towards credit control. Credit insurance is used 
where available and considered appropriate.

Procurement management endeavour to mitigate supply chain risk by 
identifying and qualifying alternative sources of key raw materials.

Potential changes to international trade regulations are monitored in order 
to try and anticipate and mitigate their impact.

The Group has chosen to operate in attractive niche markets within the 
technical textile industry, using proprietary technology to manufacture 
products which are important determinants of the performance and/or 
efficiency of our customers’ final product or process.

Significant resources are dedicated to developing and maintaining strong 
relationships with our customers, and to developing new and innovative 
products which meet their precise needs.

Innovation pipelines are Business Unit-led and rigorously managed 
through a stage-gate process.

The Group’s information technology resources are continuously 
monitored and maintained, and safeguards are in place to provide 
security for our networks and data. These are backed up by training 
programmes for relevant members of staff.

Business continuity measures are in place to minimise the impact of any 
disruption to its operations.

The current focus of the Group is on profitable, cash-generative organic 
growth supplemented by acquisitions where appropriate.

The senior management team is experienced and has successfully 
executed and integrated several acquisitions and joint ventures in the 
past.

Acquisitions are made subject to clearly defined criteria in existing or 
adjacent segments whose products and technologies are well 
understood, and only after extensive pre-acquisition due diligence. 
Acquisition proposals are supported by a detailed post-acquisition 
integration plan that is rigorously managed through to completion.

The Group has process controls and proactive maintenance programmes 
designed to avoid problems arising. These are supported by regular site 
visits from risk management, internal audit staff and the Group HSE 
Committee. Crisis response procedures including business continuity/
disaster recovery plans are in place to minimise the impact of any 
disruption to its operations. Where appropriate, risks are partially 
transferred through insurance programmes.

Employees are recruited and regularly appraised utilising a structured 
performance management system. This is directly linked to both rewards 
and developmental outcomes. HR policies are in place covering all 
aspects of employment across the Group. We are committed to effective 
communication and engagement with employees which takes place on a 
continuous basis. We utilise our values of; be world class; empower and 
perform; embrace the new; collaborate to transform; in the way that we 
engage with our people and conduct our business.

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Risk

Movement Mitigating strategy

Raw material pricing
The Group’s profitability can be affected 
by the purchase price of its key raw 
materials and its ability to reflect any 
changes through its selling prices. The 
Group’s main raw materials are 
polypropylene, polyester, nylon, 
polyethylene and PVC. The prices of 
these raw materials are volatile, and they 
are influenced ultimately by oil prices and 
the balance of supply and demand for 
each polymer.

Treasury
Foreign exchange is the most significant 
treasury risk for the Group.

The reported value of profits earned by 
the Group’s overseas entities is sensitive 
to the strength of Sterling, particularly 
against the Euro and the US Dollar. The 
Group is exposed to a lesser extent to 
other treasury risks such as interest rate 
risk and counterparty credit risk.

Pension funding
The Group may be required to increase 
its contributions into its defined benefit 
pension schemes to cover funding 
shortfalls. The funding may be affected 
by poor investment performance of 
pension fund investments, changes in the 
discount rate applied and longer life 
expectancy of members.

Funding
The Group, like many other companies, is 
dependent on its ability to both service its 
existing debts, and to access sufficient 
funding to refinance its liabilities when 
they fall due and to provide sufficient 
capital to finance its growth strategy.

Laws and regulations
The Group’s operations are subject to a 
wide range of laws and regulations, 
including employment, environmental and 
health and safety legislation, along with 
product liability and contractual risks.

Health and safety
The nature of the Group’s operations 
presents risks to the health and safety  
of employees, contractors and visitors. 
Furthermore, inadequate health and 
safety practices could lead to business 
disruption, financial penalties or loss  
of reputation.

The Group has a good level of expertise in polymer purchasing and uses 
a number of suppliers to ensure a balance between competitive pricing 
and continuity of supply.

The Group’s focus on operating efficiencies and the strength of its 
product propositions has in the past allowed the effect of raw material 
cost fluctuations to be successfully managed.

Group policy aims to naturally hedge transactional foreign exchange risks 
by buying and selling in the same currency. Policy in relation to residual risk 
ensures treasury activities are focussed on the management of risk with 
high quality counterparties; no speculative transactions are undertaken.

The Group uses financial instruments to manage the exposures that  
may arise from its business operations as a result of movements in 
financial markets.

Regular dialogue takes place with pension fund trustees and the Board 
regularly discusses pension fund strategy. The main Group scheme is 
closed to new members and to future benefit accrual and assumptions, 
including funding rates, are set in line with the actuaries’ 
recommendations. A medically-underwritten buy-in of certain of the 
Group’s pension liabilities was undertaken in December 2015, to reduce 
volatility from changing life expectancy.

The Group manages its capital to safeguard its ability to continue as a 
going concern, to provide sufficient liquidity to support its operations and 
the Board’s strategic plans and to optimise its capital structure. The 
Group’s borrowing requirements are regularly reforecast with the objective 
to ensure adequate funding is in place to support its operations and 
growth plans. Compliance with the covenants associated with these 
facilities is closely monitored.

The Group’s policy manuals endeavour to ensure that all applicable legal 
and regulatory requirements are met or exceeded in all territories in which 
it operates, and ongoing programmes and systems monitor compliance 
and provide training for relevant employees.

Product liability risks are managed through stringent quality control 
procedures covering review of goods on receipt and prior to despatch 
and all manufacturing processes. Insurance cover, judged appropriate for 
the nature of the Group’s business and its size, is maintained. The Group 
also seeks to minimise risks through its terms and conditions of trading.

The Group’s health and safety strategy aims to embed a strong and 
proactive health and safety culture across all aspects of our business. 
Health and safety matters are discussed at Group Board and Business 
Unit level meetings, and the Group HSE Committee meets regularly to 
develop and implement Group health and safety standards and Global 
Improvement Programmes, investigate incidents and near misses, and 
share best practice through site audits and training programmes. 
Performance is monitored against Group-wide health and safety KPIs.

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Corporate & social responsibility
Committed to sustainability working hand-
in-hand with our long-term growth strategy

Corporate & social responsibility (“CSR”) lies at the heart of Low & Bonar’s values, 
and we recognise that our stakeholders have rising expectations of both our CSR 
commitment and our performance. 

Throughout 2016 we have continued to focus significant effort, 
resource and capital in our CSR programmes. We remain 
committed to reviewing all aspects of our CSR processes and 
looking for opportunities to improve them, as by doing so we 
are also supporting our long-term strategy.

Cradle to cradle process

Our processes and technology are increasingly supporting our 
aims for sustainability.

1. Use of raw 
materials

2. Manufacturing 
process

Core  
values

Be world class

5. Disposal of 
our products

3. Waste 
management

4. Use of our 
products

Empower and perform

Embrace the new

Collaborate to transform

We believe that good CSR programmes add value  
to all of our stakeholders in the short, medium and 
long term, build pride in the business for those who 
work in our Group, and help us to recruit and retain 
the best talent.

1.  Use of raw materials – We have been able to improve  
our raw material usage efficiency and continue to focus  
our efforts on the replacement of virgin raw materials with 
recycled material where possible. 

2.  Manufacturing process – The Group is focussed on 

optimising energy efficiency and the reduction of process 
emissions in its manufacturing processes. This year has seen 
significant improvements in our manufacturing processes  
with the use of lean and continuous improvement techniques. 

3.  Waste reduction – The Group is focussed on minimising 

waste. In 2016, we have further reduced our waste creation  
in our manufacturing processes across all sites by investment 
in improved technology. This investment continues into  
2017 as a cornerstone of our Project Planet improvement 
programme.

4.  Use of our products – Sustainability is a core driver in our 

innovation processes.

5.  Disposal of our products – We recognise the 

environmental impact arising from the disposal of our 
products. We now have one carpet backing that is  
100% recyclable.

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2016 Priorities

2016 Progress

2017 priorities

Ensure the integrated Group 
HSE policy statement is 
embedded across the new sites 
in China and Hungary. 

Policy statement fully embedded in all sites.

The Group HSE Policy will be reviewed 
and re-issued in 2017. 

Commence monthly data 
capture and quarterly internal 
reporting for environmental 
metrics.

List of environmental metrics developed and 
agreed to be consistent with Global Reporting 
Initiatives (“GRI”) standards. Data capture 
progressing.

Further embed monthly and quarterly 
data reviews for environmental metrics.

Launch Project Planet at Global 
HSE Community meeting.

Project Planet launched at Global HSE 
Community meeting. A HSE week focussed 
on the environment was held at all sites this 
year in October.

Continue to roll-out the project.

Continue with the programme to 
expand the use of Environmental 
Management Systems ISO 
14001 and ISO 50001.

Carry out energy audits at 
additional sites.

Three sites in Germany achieved ISO 50001 
certification and a number of sites continue to 
work towards introducing ISO 14001.

Further sites to achieve ISO 14001 
certification.

Energy audits were carried out at a further 
five sites. A number of projects have been 
completed to reduce energy use, including 
both gas and electricity use.

Review audits for further opportunities 
to improve. Further capex programmes 
developed to reduce energy usage 
across a number of sites.

Maintain focus on the 
identification of further 
opportunities to reduce waste 
and recycle materials.

A number of waste reduction projects have 
been completed as well as investments to 
increase re-use of onsite and offsite waste 
streams.

An inventory of all waste reduction 
activities carried out at all locations will 
be completed to identify cross learning 
opportunities across the Group.

Continue to review  
eco-efficiency opportunities.

We have continued to seek to develop new 
products that have applications to support 
global sustainability megatrends.

Continue to review eco-efficiency 
opportunities to support our core goals. 

The fourth Low & Bonar global 
health and safety week will take 
place later in 2016.

Successful fourth global health and safety 
week event held (focussing on the 
environment).

The fifth global health and safety week 
event will take place in 2017.

Use health and safety global 
improvement programmes (“GIPs”)  
to reduce inherent risk and deal 
with accident hot spot topics.

Machinery safety programme continued and 
GIPs on hand injuries, manual handling and 
slip/trip/fall accidents continued to have an 
impact. The fire safety improvement 
programme has been developed and five 
capex programmes are in progress. A 
web-based HSE near miss and incident 
reporting tool has been created and 
embedded across all sites.

A range of further new/updated 
health and safety standards will 
be issued.

One new health and safety standard has been 
issued covering rider-operated trucks (fork-lift 
trucks etc.). 

A new Lost Time Accidents 
(“LTA”) target rate of 200* has 
been set.

Unfortunately the LTA rate has not reduced as 
targeted and stands at 800* with all 
management levels committed to 
improvement. Several programmes are in 
place to improve performance. The first aid 
rate has been reduced and the near miss 
reporting has been encouraged and has 
increased significantly, allowing more 
proactive management of safety to develop.

The effectiveness of these GIPs will be 
reviewed this year and new measures 
identified if required.

A review will be held of the current 
standards and implementation plans 
developed where required. Further, new 
standards will be developed as required 
e.g. permit to work etc.

Cultural development programmes 
including “Walk & Talk” and other safety 
leadership initiatives to be rolled out. 
HSE Annual Improvement plans will be 
developed for each site.

 Note *  based on the number of work related accidents that involved the loss of any time from work (LTAs) per 100,000 employees

Low & Bonar Annual Report and Accounts 2016

35

 
 
Corporate & social responsibility continued
Environmental management

Environmental management remains a key area of focus, as we recognise the 
environmental impact of our use of raw materials, the impact from our manufacturing 
processes (including use of energy, water and the generation of waste) and via the 
use and disposal of our products.

We continually seek to improve environmental management, and 
compliance with environmental regulation is a minimum requirement.

The Group concentrates its efforts on energy efficiency, the 
reduction of process emissions, the replacement of virgin raw 
materials with recycled material, where possible, and the 
minimisation of waste. Active plans are in place to support 
continuous improvement and these plans are being enhanced by 
improved reporting metrics and the broader adoption of certified 
environmental management systems, as described below. 

Greenhouse gas emissions
We report our greenhouse gas (“GHG”) emission footprint covering 
all direct and indirect emissions for all relevant Group companies, 
expressed as tonnes of CO2 equivalent (CO2(e)), on page 37.

Low & Bonar products
The Group is proud of its many products, which, as well as 
providing excellent quality and value, often support our customers 
in reducing the environmental footprint within their supply chain,  
as well as helping to reduce installation/maintenance costs.

We continue to review our environmental management programme, 
as well as key performance indicators for environmental 
performance. We have introduced environmental near miss 
reporting and we continue to review all incidents to develop our 
understanding of their cause and potential impact on the Group.  
All findings are quickly distributed across all sites for action. We have 
also expanded the range of environmental performance metrics  
to be measured and reported. They have been reported on 
internally during 2016 and conform to the GRI’s G4 guidelines.

The Group Operations function continues to play a key role in 
environmental management as each site has impacts that are specific 
to its manufacturing processes. All sites have arrangements and 
improvement plans in place, and environmental performance metrics 
form an integral part of their management information. We seek to 
continuously improve the management of our environmental impacts.

An enhanced environmental programme, Project Planet, was 
launched in early 2016 and will continue to progress in 2017. 
The key elements of the programme which have been 
completed include:
 ¡ completion of energy audits across a number of sites and 
the development of programmes of work to address 
opportunities arising from these energy audits;

 ¡ an assessment of our environmental airborne emission 

protection systems and the development of improvement 
plans to address the findings from these assessments;
 ¡ the reduction of waste through continuous focus on our 
processes and installation of recycling systems; and

 ¡ a successful manufacturing excellence project which has 

been trialled at our Hückelhoven site.

We will be undertaking the following parts of the programme  
in 2017:
 ¡ working towards the improvement of the airborne emissions 

protection system at our Fulda site;

 ¡ completing a number of energy reduction programmes 

across our sites; and 

 ¡ continuing to review our airborne emissions and regulatory 

compliance across all sites.

Currently, three of our manufacturing sites are certified to the 
Environmental Management Systems ISO 14001:2004 and a 
number of our sites are working towards achieving certification in 
2017. The introduction of ISO 14001:2015 and the HLS reporting 
structure has caused us to extend our initial programme of 
introduction. In addition, three manufacturing sites have been 
successfully certified to ISO 50001:2011 Energy Management 
Systems Standard. 

BonarEco
We seek to innovate with products that have sustainability at their 
core. One of our more unique carpet yarns, BonaEco, is made 
from 100% recycled polypropylene yarn. BonaEco provides  
the industry with a 100% recycled solution which can be used 
throughout a variety of commercial and domestic projects.  
The market has gradually been moving towards a more “green” 
approach to manufacturing and production and BonaEco was  
a logical step in this process. We have also developed a unique 
recycling programme which has a dramatic impact on the way  
in which polypropylene carpet-backing yarns are produced.  
Using a dynamic process, we can recycle our polymer waste by 
re-extruding it into pellets. The pellets are then used to produce 
BonaEco to our highest standard of quality. 

Antimony-free
We are developing antimony-free carpet backings to support our 
goals and our customers’ aims for sustainable carpet backings.

Carpet backings
We have developed a new generation of 3D mouldable primary 
carpet backings called Colback ProMotive® to give greater 
performance and processing capability to our customers, as well 
as giving lighter and higher quality car carpets.

Ground management and ground cover materials
The Group has developed a new geotextile with loop pile fabric  
to allow easier installation of concrete blocks for erosion control, 
reducing the requirement to install traditional rock revetment.  
This reduces installation time and improves weathering 
performance and durability compared to the traditional solution.

Construction fibres
We have developed a new macro fibre Durus S500®, and 
production line, meeting CE requirements for fibre-reinforced 
concrete applications which gives improved performance  
and uses 20% less fibre content. Overall, the structural 
performance of the customers’ product was improved with 
reduced material usage.

Energy management and the use of renewable energy
We continually review opportunities to reduce energy use and 
review the balance of renewable energy in our energy mix. Since 
2005, our two sites in Belgium have been working with an energy 
audit organisation established under the framework of the Kyoto 
Protocol. They have been screened for their energy consumption 
and all significant energy uses were measured separately, enabling 
us to take targeted efficiency measures where necessary. 

36

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In addition, we have continued our energy management 
programme and have now completed energy audits at a  
number of our sites. As in previous years, these have been 
converted into local improvement plans and capital programmes.  
Examples include:
 ¡ Zele 

 – Steam boiler replaced with an enhanced energy system
 – Air conditioning system replaced with a more efficient 

system

 – Installed energy monitoring systems

 ¡ Lomnice

 – Improved motor control systems for reduced energy 

consumption

 ¡ Extensive Lighting improvements for reduced energy 

consumption at: 
 – Ivanka 
 – Obernburg 
 – Fulda 
 ¡ Obernburg 

 – New oven for reduced energy consumption

Waste management
A waste hierarchy process, which starts with avoiding waste 
production through to the re-use and recycling of waste, has been 
adopted throughout our operations.

We have reduced the amount of edge waste at a number of our 
facilities and are re-using a number of our core tubes and pallets 
that were previously discarded.

We have made an investment in Belgium for a recycling unit for 
HDPE tubes. This will allow us to recycle the tubes into extrudable 
granules for re-use. We have also invested in recycling systems for 
the macro and micro-fibre line process to recycle material back 
into use.

Across all our sites, we have significantly reduced our waste going 
to landfill and improved our recycling and segregation, as well as 
reducing production waste by improved manufacturing process 
controls. 

At Coated Technical Textiles, the recycling of PVC waste is key to 
environmental performance, and we are a member and financial 
supporter of the key industry programmes. This year we have 
recycled over 1,000 tonnes of material in our German operations 
by making this a key priority for investment and improvement.

Water
Water usage is not a significant environmental impact for the 
Group due to the nature of our manufacturing operations. 
However, water usage is tracked and monitored and water 
management activities are regularly reviewed. We continue to 
invest in technology that allows us to reduce our water usage and 
have successfully introduced a number of recirculating systems to 
our processes in 2016 to reduce water consumption.

Production environmental emissions
A number of our production processes result in airborne emissions 
for which we have all the required regulatory authorisations and 
permits. As part of Project Planet these emission points have  
been evaluated. This is a major area of work for 2017 with the 
planned upgrade of a number of sites’ emission control systems  
to reduce our environmental impact, particularly at Fulda and 
Hückelhoven. We will be reviewing our environmental airborne 
emissions across all our sites during 2017 to confirm our control 
measures are effective.

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Greenhouse Gas emissions
Our GHG emissions report, in line with UK mandatory reporting 
requirements under the Companies Act 2006 (Strategic and 
Directors’ Reports) Regulations 2013, is set out below. 

Our total emissions this year are 122,966 tonnes CO2e, a  
16% increase compared to last year. This is equivalent to 
307.4 tonnes of CO2(e) per £1m of Group revenue. 

There have been some significant changes to the Group in the 
year; the development of a new site in Hungary early in 2016, the 
sale of the artificial grass yarns business in September 2016 and 
the first full year of operation of the new Changzhou site in China. 

The results of the artificial grass yarns business have been 
treated as discontinued operations in the consolidated financial 
statements. Therefore, to align the treatment of the GHG 
emission reporting with the results for the Group, the emissions 
from the disposed business have been excluded in 2016 and 
the 2015 results have also been restated to exclude these 
emissions. Similarly, the results from our share of the joint 
venture, Bonar Natpet LLC, have been treated as discontinued 
operations as we make plans to exit the venture. Given this, the 
emissions from Bonar Natpet have also been excluded from 
2016 and 2015 has similarly been restated. 

The increase in the emissions and intensity ratio in the year relate 
primarily to the new plant in Hungary, the first full operational 
year at the plant in Changzhou and increased levels of output 
at a number of our other manufacturing sites.

We have used the methodology set out by the Department for 
Environment, Food and Rural Affairs (“DEFRA”) Environmental 
Reporting Guidelines 2013 to compile this report. As required, we 
have reported on our scope 1 and 2 emissions, which comprise 
direct emissions, such as heating and vehicle fuel, and indirect 
emissions such as purchased electricity. The sources of emissions 
included in our reporting fall within our consolidated financial 
statement. We do not have responsibility for any emission sources 
that are not included in our consolidated financial statements. 
Where data relates to a joint venture (or similar) the emissions 
have been apportioned on the basis of equity ownership. 

We have computed our emissions using the DEFRA 
Environmental Reporting Guidelines: including mandatory 
greenhouse gas emissions reporting guidance issued in  
June 2013. For our UK operations, we have used the UK 
Government’s 2016 conversion factors. For non-UK 
operations, we have used the relevant government data 
where that is available. Where no local government data  
was available to us, we have used the best available source. 

Low & Bonar Group emission data for period 1 December 
2014 to 30 November 2016

Tonnes of 
CO2(e) 2016

Tonnes of 
CO2(e) 2015

Energy emissions
Process emissions
Fugitive emissions
Vehicle related emissions
Total CO2(e)
Intensity ratio per £1m of Group revenue1

120,545
0
1,373
1,048
122,966
307.4

104,165
0
245
1,176
105,586
291.6

1.  This is based on the continuing revenue of Low & Bonar for the year  
to 30 November. The diverse and complex nature of the Group’s 
operations means that a metric based on units of production would  
not provide a consistent picture. Similarly, there is no meaningful 
relationship between occupied floor area or employee numbers and  
the carbon intensity of our operations. We will continue to monitor and 
review the appropriateness of the intensity ratio.

37

 
 
Corporate & social responsibility continued
Management of Health & Safety

The health and safety of our employees, and others who  
may be affected by our operations, remains a key priority.

Our focus on health and safety has continued this year as we 
continue to aim for improvement both in our health and safety 
performance and management. 

Our LTA's have risen above the 2015 levels despite significant 
input, monitoring and attention as well as site infrastructure 
improvements. This will therefore continue to be a major focus  
for 2017.

The Group-wide health and safety strategy remains in place, 
supporting both our “Zero Accident Goal” and “Best in Class” 
aspirations, with the aim of embedding a strong and proactive 
health and safety culture across our business. The cornerstones  
of the strategy are improvement to visible leadership, employee 
engagement, risk-based management, accountability and health 
and safety competence, with a number of initiatives either started 
this year or fully implemented. These include:
 ¡ in addition to the existing inclusion of Human Resources and 
Engineering & Technology representation on the Group  
HSE Committee this year, we added Logistics representation.  
This committee is key to ensuring we have good employee 
engagement across all our business areas, as well as striking 
the correct balance between corporate and operational  
risk management;

 ¡ we held our fourth successful global health and safety week, 

involving all sites and focussing on the environment;

 ¡ further development of our HSE resourcing continued in order 
to support our ambitious HSE improvement programme. We 
have reviewed our HSE structure to ensure it is right-sized and 
fit for the Low & Bonar organisational structure. We will 
continue this review into 2017; 

 ¡ there has continued to be strong Board and executive 

management support for our HSE programmes, with operating 
and capital expenditure being approved to deliver changes;
 ¡ the GIPs have continued on hand injuries, manual handling and 
slip/trip/fall accidents, as well as adding a focus on fork-lift 
truck safety, which have historically accounted for a significant 
number of all of our accidents. The significant improvement in 
near miss incident reporting has allowed a greater focus to be 
given to these reduction programmes and the reporting of even 
the most minor accidents;

 ¡ the introduction of a global reporting system allowing central 
recording of incidents and near miss data has allowed the 
further embedding of a broader range of health and safety 
metrics and information. This has enabled us to better 
understand our risk improvement opportunities. The proactive 
“Near Miss” category has now been fully integrated, which 
allows us to take advance action on potential risk situations 

across all our businesses and improve the HSE culture of our 
sites. In the time of the new web-based reporting system being 
active, over 1,000 near misses were recorded and acted upon, 
taking us to nearly 3,000 for the year. This is a significant 
improvement in the number of near misses over last year. This 
information allows us to improve our focus on accident and 
incident avoidance whilst helping us to move towards our 
ambition of implementing a behaviour-based safety programme 
across the Group. The publication of learning from our 
significant events and high potential near misses continues to 
show benefit in risk reduction;

 ¡ the work on the health and safety standards and directives has 
continued and, as stated, new fork-lift truck standards have 
been issued this year. The work on new standards will continue 
into 2017; and

 ¡ our global HSE community, involving all plant managers and 
HSE professionals, which facilitates best practice exchange 
and is a key forum for professional development, continues to 
meet regularly. 

Fire risk management
Fire risk management has been a major focus for the Group to 
ensure the safety of our employees, and audits have now been 
completed across all our sites with the aim of reducing our risk 
level. In 2016, fire safety audits were carried out at Hückelhoven, 
Fulda, Lomnice and Asheville. The audits have allowed us to 
undertake and plan systems, procedures, hardware changes/ 
upgrades and capital expenditure requirements to realise 
improvements over the next four years. The fire safety audit 
programme will continue across our sites in 2017.

A number of significant projects have either been completed or are 
planned for 2017, examples include:

2016 projects completed
 ¡ Emmen – extensive fire compartmentalisation;
 ¡ Hückelhoven – fire detection system improvements and 

extension for improved lone worker cover; and

 ¡ Warehouse fire system improvements in Italy.

2017 plans
 ¡ Asheville – new evacuation and alerting system to be installed;
 ¡ Emmen – implementation of phase 2 of a fire prevention  

road map;

 ¡ Hückelhoven – improved auto extinguishing systems and 

detection; and

 ¡ Ivanka and Lomnice – further fire system improvements. 

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Health and safety performance
In the prior year, we announced a reduction in our LTA target rate 
to 200* for 2016. In 2016, we did not achieve this and ended the 
year with an LTA rate of 800*. By the middle of 2016 we had 
recognised the need to take firm action to manage our levels of 
LTAs and a safety stop was initiated at all sites. This involved 
stopping every site, giving briefings and engagement events to 
make a clear statement that we see HSE as a top priority in the 
Group. Following this, we also developed our “Walk and Talk” 
programmes and safety leadership programmes. The materials for 
these programmes were developed and translated into all of the 
languages used in our sites and are currently being rolled out. 
Further to these actions, we have developed, and in 2017 are 
implementing, annual HSE improvement plans to give a clear focus 
for each site. All of these programmes have been endorsed by our 
global manufacturing community.

The LTA rate of 800* in 2016 is a great disappointment to the 
Group and we are strongly committed to an improvement in this 
rate for 2017. Our target rate for 2017 is 400* while we work 
towards improving our performance.

Two occupational ill health incidents were reported this year, both 
relating to hearing loss.

We remain mindful that there is much room for improvement, and 
that accident statistics continue to reveal only part of the story of 
successful health and safety management, and that health and 
safety culture is key. To support this we are rolling out an employee 
health and safety engagement programme as well as focussed 
HSE improvement plans for each site.

We continue to maintain our strong working relationship with our 
insurance risk surveyors, insurance brokers and underwriters 
during the year, and recognise the important role played by these 
partners. Risk improvement recommendations made by risk 
surveyors as a result of site visits continue to provide valuable 
information to support risk improvement activities. Our brokers are 
supporting us in enhancing our risk management approach.

Note *  based on the number of work related accidents that involved the loss of 

any time from work (LTAs) per 100,000 employees

LTA’s per 100,000 employees

2,000

1,500

1,000

500

0

2012

2013

2014

2015

2016

18 16

186

8

LTA’s
Fires
First Aid
High potential near misses
Near misses

3,059

Near misses

3,500

3,000

2,500

2,000

1,500

1,000

500

0

2013

2014

2015

2016

Low & Bonar Annual Report and Accounts 2016

39

 
 
Corporate & social responsibility continued
Human Rights & Gender Diversity

Human rights
As we do not believe it is necessary for an understanding of the 
development, performance or position of the Group’s business, this 
document does not contain detailed information about human rights 
issues or the Group’s policies in relation to those matters. However, 
the Group does wish to record its commitment to respecting the 
human rights of its employees and its commitment to operating in 
accordance with its legal obligations. Other parts of this report refer to 
its policies with regard to diversity amongst its workforce and our 
commitment to corporate social responsibility.

Gender diversity
The Board is mindful, in the context of the current focus on the 
value of gender diversity, of the Group’s approach to the diversity 
of its management and of the representation of women in senior 
roles. We have one female Director and, during the process for 
appointment of an additional Non-Executive Director in 2016 a 
number of female candidates were considered. We have not set a 
specific target for the number of female members of the Board and 
will appoint the best candidate available to us for any role. 
However, in setting the criteria for selection of candidates, the 
Group is conscious that it is possible to discourage inadvertently 
the successful candidacy of women and we will bear this in mind 
for all future appointments. We have requested our search 
consultants to provide female candidates for any future roles.

The Group has an equality and diversity policy under which  
Low & Bonar is committed to ensuring that all employees have  
an equal chance to contribute and to achieve their potential, 
irrespective of any defining feature that may give rise to unfair 
discrimination. Using fair, objective and innovative employment 
practices, our aim is to ensure that:
 ¡ all employees and potential employees are treated fairly and 

with respect at all stages of their employment; and

 ¡ all employees have the right to be free from harassment and 
bullying of any description, or any other form of unwanted 
behaviour, whether based on sex, trans-gender status, marital 
status, civil partnership status, pregnancy, race, disability, age, 
political or religious belief or sexuality.

We acknowledge the advantages in capitalising on the added value 
that diversity brings. We consider discrimination in the workplace on 
the basis of age, gender, disability, ethnic origin, nationality, sexual 
orientation, gender reassignment, religion or belief, marital status and 
pregnancy and maternity to be unacceptable.

The following table sets out a breakdown by gender showing at  
30 November 2016: (i) the number of persons who were Directors 
of the Company; (ii) the number of persons who were senior 
managers of the Group (other than persons falling within  
sub-paragraph (i)); and (iii) the number of persons who were 
employees of the Group.

Number  
of men

6
9
1,600

%

86%
100%
75%

Number  
of  

women

1
0
545

%

14%
0%
25%

Directors
Senior managers1
Employees2

1.  The Group has an Executive Leadership Team, comprised of senior 
managers leading each Global Business Unit and Group Function.

2.  Employees of its consolidated subsidiaries, excluding Bonar Natpet LLC. 

Employee involvement
The Group’s policy is to keep employees informed on matters of 
concern to them and to encourage employee involvement. This policy 
is implemented in a wide variety of ways, which are reported on by 
the Group’s businesses including regular meetings with employees’ 
representatives, including a European Works Council.

Employee engagement activities have been particularly focussed 
during 2016, aimed at creating a unified business culture 
underpinning delivery of the right people, leadership, capabilities 
and organisation to fully achieve the Group Strategy and 
associated business results. These activities include employee 
engagement campaigns related to Low & Bonar’s new brand and 
our Group-wide core values. 

Our approach to talent management has included the implementation 
of a new performance management programme during the year. 
Involving an inclusive range of activities designed to differentially 
recognise and reward individual and team contributions to the overall 
success and strategic direction of the business.

The Group’s employees are invited to participate in share 
ownership plans to encourage equity ownership.

Equal opportunities statement
The Group has an equal opportunities policy. It is our stated policy 
to treat all workers and job applicants equally and fairly irrespective 
of their sex, marital status, civil partnership status, trans-gender 
status, sexual orientation, race, colour, nationality, ethnic origin, 
national origin, culture, religion, age, or disability (“protected 
characteristics” as per the Equality Act 2010).

Discrimination by or against an employee is prohibited, unless 
there is a specific legal exemption.

It is our policy to give full and fair consideration to applications for 
employment made by disabled persons, having regard to their 
particular aptitudes and abilities, for continuing the employment of, 
and for arranging appropriate training for, employees who have 
become disabled persons during the period when they were 
employed by the Group and for their training, career development 
and promotion.

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Communities & 
Charities

Our relationship with the communities  
in which we operate is important to  
both our long-term financial and social 
success, and efforts have again been 
ongoing this year to increase our 
outreach programmes.

Some examples of these efforts are as follows:
 ¡ In the Netherlands, support was given to a regional innovation 
initiative to educate and make innovation more visible to the 
local community where presentations were given to more than 
400 participants; 

 ¡ In Germany a group of trainees gave a week of their time for 
social projects in hospitals, retirement homes, children’s 
centres and animal homes to support the community. During 
this week they also raised donations themselves and used 
these on other charitable projects;

 ¡ In the UK, an academic scholarship and prize were provided  
to a university for the 2016/17 year, as well as supporting  
live assessments, workshops and placement opportunities.  
A local football team has also benefited from kit support and 
sponsorship;

 ¡ In the US, a combination of employee pledges and corporate 
donations were made to the United Way charities and local 
firefighters. We also supported the local community by doing 
voluntary community work at the teaching gardens at the local 
elementary school as well as on-site health fair events;
 ¡ In Slovakia, donations were made to a local university, a 

church, a physical education project and the local elementary 
school parents association; and

 ¡ In Hungary, we gave donations to a local church to support 

children’s summer camps.

Modern Slavery Act statement
At Low & Bonar we recognise that modern slavery is a crime 
and a violation of fundamental human rights in all its forms: 
slavery, servitude, forced and compulsory labour and human 
trafficking. Low & Bonar is committed to acting ethically and 
with integrity in all our business dealings and is also committed 
to ensuring that there is transparency in our own business and 
in our approach to tackling modern slavery throughout our 
supply chains. We expect high standards from our contractors, 
suppliers and other business partners in relation to these 
matters and we are committed to developing and enforcing 
proportionate, risk-based systems and controls designed to 
ensure that modern slavery is not taking place in our own 
business or in our supply chains with our knowledge, and 
working to eliminate it if it is. 

We recognise that our supply chains are complex and that we 
have many suppliers, not all of whom we have a significant or 
long-term relationship with. However, as part of our supply chain 
management processes, we will seek to:
 ¡ conduct risk-based analysis to understand if our key 

suppliers may operate in areas where attitudes to and 
prohibitions against modern slavery do not match our high 
expectations;

 ¡ undertake due diligence with regard to our key suppliers to 

monitor their policies with regard to modern slavery;

 ¡ include in our supply arrangements (wherever practicable) 

specific prohibitions against the use of forced, compulsory  
or trafficked labour, or anyone held in slavery or servitude or, 
where this is not practicable, give to our suppliers a 
statement that requires that our supplies are made without 
recourse to the use of forced, compulsory or trafficked 
labour, or anyone held in slavery or servitude;

 ¡ set an expectation that our suppliers will hold their own 

suppliers to the same high standards; and

 ¡ where appropriate and practicable, give support to our 

suppliers as they address coercive, abusive and exploitative 
work practices in their own business and supply chains. 

Further information on this matter, together with the  
Group’s formal statement published under the UK’s  
Modern Slavery Act, can be found on the Group’s website  
at www.lowandbonar.com.

Low & Bonar Annual Report and Accounts 2016

41

 
 
Board of Directors

Martin Flower
Chairman (70)

Appointed to the Board: 
January 2007 and appointed 
Chairman June 2010.

Brett Simpson
Group Chief Executive (52)

Appointed to the Board: 
August 2014. 

Experience:
Previously Chief Executive of Coats plc, a company in which he 
spent his entire executive career having joined in 1968. Former 
Chairman of Croda International Plc, Deputy Chairman of Severn 
Trent Plc, Chairman of Alpha Group plc and a non-executive director 
of Morgan Advanced Materials plc.

Experience:
Previously Chief Executive Officer of Belgium-based LBC Tank 
Terminals Group from 2009 to 2014. During his earlier career, he  
worked with the Dow Chemical Company for 23 years in a variety of 
senior engineering, operational, commercial and business management 
roles in Australia, the USA, Hong Kong, Switzerland and China.

Committee membership:
Chairman of the Nomination 
Committee and member of the 
Remuneration Committee.

External appointments:
None.

Committee membership:
Member of the Nomination and 
Risk Oversight Committees.

External appointments:
None.

Mike Holt
Chief Financial Officer (56) 

Appointed to the Board: 
November 2010.

Steve Hannam
Senior Independent  
Non-Executive Director (67)

Appointed to the Board: 
September 2002.

Experience:
A chartered accountant, he was previously Group Finance Director 
of Vp plc for six years and, prior to that, held a number of senior 
financial positions with Rolls-Royce Group plc in the UK, the USA 
and Hong Kong.

Experience:
Previously Group Chief Executive of BTP Chemicals plc, former 
non-executive director with Clariant AG, Chairman of Aviagen 
International Inc., non-executive director of AZ Electronic Materials 
Services Limited and Chairman of Devro plc.

Committee membership:
Chairman of the Risk Oversight 
Committee.

External appointments:
Non-executive Director of 
Schroders Asian Total Return 
Investment Company plc.

Committee membership:
Member of the Audit, 
Remuneration and Nomination 
Committees.

External appointments:
Non-executive director of 
McBride plc.

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Kevin Matthews
Non-Executive Director (53)

Appointed to the Board: 
April 2015. 

Mike Powell
Non-Executive Director (49)

Appointed to the Board: 
December 2016. 

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Experience:
Former Chief Executive Officer of Isogenica Limited and  
non-executive director of Elementis PLC. 

Experience:
Former Chief Financial Officer of AZ Electronic Materials plc and 
Group Finance Director of Nippon Sheet Glass Co. Limited, having 
previously worked for 15 years in a variety of senior finance roles for 
Pilkington plc. 

Committee membership:
Chairman of the Remuneration 
Committee and a member of  
the Audit and Nomination 
Committees.

External appointments:
Chief Executive Officer of 
Revolymer plc.

Committee membership:
Member of the Audit, 
Remuneration and Nomination 
Committees.

External appointments:
Group Finance Director of BBA 
Aviation plc.

Trudy Schoolenberg
Non-Executive Director (58) 

John Sheldrick
Non-Executive Director (67) 

Appointed to the Board: 
May 2013.

Appointed to the Board: 
October 2011.

Experience:
Previously Director of Integrated Supply Chain and RD&I for AKZO 
Nobel’s Paints Division, former Vice-president of Global Research 
and Development at Wärtsilä Oy, having previously worked  
for 21 years for Royal Dutch Shell plc.

Committee membership:
Member of the Audit, 
Remuneration and Nomination 
Committees.

External appointments:
Non-executive director of  
COVA and of Spirax-Sarco 
Engineering plc.

Experience:
Group Finance Director of Johnson Matthey Plc until his retirement 
in 2009. Former non-executive director of Fenner PLC, GKN plc  
and API Group Plc. 

Committee membership:
Chairman of the Audit 
Committee and a member of the 
Remuneration and Nomination 
Committees.

External appointments:
None.

Low & Bonar Annual Report and Accounts 2016

43

 
 
 
 
Corporate governance

Martin Flower
Non-Executive  
Chairman

Governance overview

 The Board
Leadership, strategy; performance review; risks and controls;  
values and standards; obligations to shareholders

Audit  
Committee
Integrity of financial 
reporting and audit 
process; maintenance  
of internal control and 
risk systems.

Remuneration 
Committee
Executive Directors 
remuneration policy; 
oversight of senior 
executive remuneration.

Nomination 
Committee
Board composition; 
succession; 
appointments.

This report sets out the work and 
operation of the Board and the 
framework of governance in place.

We are committed to maintaining high 
standards of corporate governance  
and to applying the principles of good 
governance as set out in the UK 
Corporate Governance Code (the “Code”) 
published by the FRC. I am pleased  
to confirm compliance throughout  
the year with the Code except in the 
following respect: Provision D.2.2 of the 
Code requires that the Remuneration 
Committee should have delegated 
responsibility for setting the remuneration 
of the Chairman. At Low & Bonar,  
the remuneration of the Chairman is 
determined by the Board based on the 
recommendation of the Remuneration 
Committee. This gives full transparency 
and allows the views of the Executive 
Directors to be taken into account.

The Board
The Group is controlled through its 
Board of Directors, which provides 
entrepreneurial leadership of the Group 
and is ultimately responsible for its 
long-term success. Our main objectives 
are to create value for shareholders,  
to set the Group’s strategic objectives,  
to ensure that the necessary financial 
and human resources are made 
available to enable it to meet those 
objectives and to review executive 
management performance, all within  
a framework of prudent and effective 
controls which enable risk to be 
assessed and managed. The Board also 
sets the Group’s values and standards 
and ensures that its obligations to 
shareholders and others are understood 
and met.

We have a formal schedule of reserved 
powers which we retain for Board 
decision-making on a range of key 
issues, including the formulation of 
Group strategy, the approval of the 
annual budget, the approval of reported 
financial statements and dividends, the 
approval of acquisitions, divestments 
and significant items of capital 
expenditure and the Group’s risk 
management strategy.

The roles of the Chairman and  
Group Chief Executive
My role as Chairman and that of the 
Group Chief Executive, Brett Simpson, 
are separate and are clearly defined and 
documented. I am responsible for leading 
the Board and the Group Chief Executive 
is responsible for leadership of the 
business and implementation of strategy.

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Directors and Directors’ independence
Following the appointment of Mike Powell on 1 December 2016, 
the Board comprises a Non-Executive Chairman, five independent 
Non-Executive Directors and two Executive Directors, although 
John Sheldrick will be retiring as a Director at the Annual General 
Meeting to be held on 12 April 2017. The names of the Directors, 
together with their biographical details, are set out on pages 42 
and 43. In determining the membership of the Board, we are 
mindful that it should be of sufficient size that the requirements of 
the business can be met and that changes to its composition and 
that of the committees can be managed without undue disruption, 
but should not be so large as to be unwieldy. I believe our Board 
has the appropriate balance of Executive and Non-Executive 
Directors and that no individual or small group of individuals can 
dominate decision-making. 

I am also concerned to ensure that the Board and its committees 
should have the appropriate balance of skills, experience, 
independence and knowledge of the Group to enable them to 
discharge their respective duties and responsibilities effectively. 
Since the year end, following a selection process more fully 
described in the Nomination Committee report on page 50,  
Mike Powell was appointed a Non-Executive Director.

The independent Non-Executive Directors challenge constructively 
and help develop proposals on strategy and bring strong, 
independent judgement, knowledge and experience to the Board’s 
deliberations. All Directors have access to the advice and services 
of the Company Secretary and Directors may take independent 
professional advice at the Company’s expense.

At the time of my appointment as Chairman in June 2010, I was 
considered by the Board to be independent. In accordance with the 
Code, the continuing test of independence is no longer necessary.

The Board considers that each of the other Non-Executive 
Directors is independent in character and judgement and we 
continue to monitor whether there are relationships or 
circumstances which are likely to affect, or could appear to affect, 
a Director’s judgement. Although he has served on the Board for 
over fourteen years, we continue to view Steve Hannam as 
independent in character and judgement. He has relevant 
experience in both executive and non-executive roles and 
continues to offer a regular and substantive challenge to the 
Executive Directors on their strategy for and management of the 
business. Given his long tenure, his continued membership of the 
Board is considered rigorously and, in accordance with the Code, 
he is required to submit himself for re-election to the Board 
annually. Although we continue to value his contribution and the 
continuity he brings, the Nomination Committee is currently 
planning for his succession.

As Senior Independent Non-Executive Director, Steve Hannam is 
available to address any shareholder concerns over governance 
and other issues which cannot be resolved through the usual 
channels of communication with the Chairman, the Group Chief 
Executive or the Chief Financial Officer. He acts as a sounding 
board for the Chairman, is available to advise and counsel all 
Board colleagues and would also deputise for the Chairman in  
his absence.

The Non-Executive Directors meet without the Executive Directors 
present from time to time.

Professional development and performance evaluation
A personal induction programme is provided for each newly 
appointed Director, depending on the experience and needs of  
the individual, including information about the Group and the  
role of the Board and its committees. This is supplemented by 
visits to key locations and meetings with key senior executives.  
Directors are encouraged to continually update their skills and  
their knowledge of and familiarity with the Group to enable  
them to fulfill their role both on the Board and its committees.  
All Directors are kept informed of changes in relevant legislation  
and regulations and changing financial and commercial risks,  
with assistance from the Company’s advisers where appropriate.  
I encourage Directors to avail themselves of opportunities to meet 
our major shareholders.

I have reviewed the contribution of individual Directors, in 
conjunction with my colleagues as appropriate, to reassure  
myself and the Board that each Director continues to contribute 
effectively and to demonstrate commitment to the role (including 
the ability to devote sufficient time for Board and committee 
meetings and any other duties). The Senior Independent Non-
Executive Director chairs an annual meeting of the Non-Executive 
Directors to appraise my performance, taking into account the 
views of the Executive Directors, and the outcome of those 
discussions is conveyed to me by the Senior Independent 
Non-Executive Director.

The Board has established a process, led by me, for the annual 
evaluation of the performance of the Board and its principal 
committees by use of a questionnaire based on the requirements 
of the Code. Again this year, we considered the merits of using 
external assistance in connection with the evaluation but 
determined that it was not necessary to do so given the size of the 
Board, the good working practices and relationships which we 
have established over the years and the open and constructive 
way in which Directors express their views in relation to the 
operation of the Board on an ongoing basis.

Information and meetings
The full Board had seven scheduled meetings during the year.  
The attendance details of the meetings of the Board and its main 
committees are set out below:

Board

Audit
Committee

Remuneration
Committee

Nomination
Committee

Martin Flower
Brett Simpson
Mike Holt
Steve Hannam
Kevin Matthews
Trudy Schoolenberg
John Sheldrick*

7/7
7/7
7/7
7/7
7/7
7/7
6/7

–
–
–
3/3
3/3
3/3
3/3

9/9
–
–
9/9
9/9
9/9
9/9

5/5
5/5
–
5/5
5/5
5/5
4/5

* 

John Sheldrick was unable to attend one Board meeting and one Nomination 
Committee meeting due to illness. 

Information is supplied in advance of each meeting with an agenda 
and papers covering the financial and operating performance of 
the Group’s businesses and other matters to be considered at the 
meeting. It is my goal to ensure that the information available to the 
Board is accurate, timely and clear. Executive management 
reports on a continuing basis against the Group’s budget (set at 
the start of the financial year) and rolling monthly annual forecasts. 
The Board also considers other key developments, such as the 
implementation of major projects. I encourage the Non-Executive 
Directors to seek clarification and amplification of information 
where necessary.

Low & Bonar Annual Report and Accounts 2016

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The Board recognises the value of ensuring that committee 
membership is refreshed and that undue reliance is not placed on 
particular individuals in deciding chairmanship and membership  
of committees, which has been refreshed over the last few years. 
Mike Powell, who was appointed a Non-Executive Director  
in December 2016, has joined the Audit, Nomination and 
Remuneration Committees. He will succeed John Sheldrick as 
Chairman of the Audit Committee when he retires at the Annual 
General Meeting on 12 April 2017.

Relations with shareholders
I work to ensure that there is a dialogue with shareholders based 
on the mutual understanding of objectives. The Board as a whole 
has responsibility for ensuring that a satisfactory dialogue with 
shareholders takes place. Whilst recognising that most 
shareholder contact is with the Group Chief Executive and Chief 
Financial Officer, I ensure that all Directors are made aware of 
major shareholders’ issues and concerns in whatever ways are 
most practical and efficient. This includes meeting directly with our 
brokers and public relations advisers and receiving written reports 
from them, as well as through direct meetings with shareholders. 
The Board is also given the reports on the Group written by 
analysts. It is also our practice to consider feedback from 
shareholders following results presentations. Our Non-Executive 
Directors have opportunities to meet with shareholders on request 
and, in 2017, I will again encourage them to attend results 
presentations and investor days so that they have an opportunity 
to meet with key stakeholders in person.

The Company maintains good communications with its 
shareholders through its Half-Year and Annual Reports and 
through information posted on its website. The Company holds 
regular meetings throughout the year with major shareholders, 
analysts and the financial press, in particular following the 
announcements of its half-year and full-year results. Visits for 
analysts and large shareholders are also arranged from time to 
time to operating units.

The Company’s Annual General Meeting is used as an opportunity 
to communicate with private investors. Shareholders attending  
the Annual General Meeting are invited to ask questions and to 
meet with the Directors informally after the meeting. In addition to 
myself, as Chairman of the Board and Nomination Committee,  
the Chairmen of the Remuneration and Audit Committees are 
available to answer questions, as appropriate, at the Annual 
General Meeting.

Martin Flower
Non-Executive Chairman
On behalf of the Board of Directors
1 February 2017

Corporate governance continued

I set the agenda for the Board in discussion with executive 
management and the Company Secretary and ensure that 
adequate time is available for discussion of all agenda items. The 
papers are supplemented by information specifically requested  
by the Directors from time to time. Other members of senior 
management attend the Board meetings to present to the Board 
on the strategy for and performance of businesses within the 
Group. Additionally, the Board meets in separate sessions to 
consider and approve the strategy for the Group so that adequate 
time can be given to this vital aspect of its role away from the 
normal business of routine Board meetings. 

The Board meets in more informal surroundings several times a 
year to discuss topics of interest and relevance to the Group and 
our external advisers are often invited to these sessions to offer 
their counsel.

I also encourage the Board to establish closer links with the Group’s 
subsidiaries and their key executive management by visiting the 
Group’s facilities and, in 2016, Board meetings were held at the 
Group’s manufacturing facilities in Germany and Hungary. The 
scheduled Board meetings concentrate on strategy, financial and 
business performance. I believe that, to function effectively, all 
Directors need appropriate knowledge of the Group and access to 
its operations and staff. The Non-Executive Directors are therefore 
encouraged to meet with executive management to ensure 
constructive relations between them and to continue to promote a 
culture of openness and debate and to improve the effectiveness 
of the contribution of our Non-Executive Directors.

The Company Secretary is responsible for advising the Board on 
governance matters and Directors, especially Non-Executive 
Directors, have access to independent professional advice at the 
Company’s expense where we judge it necessary to discharge our 
responsibilities as Directors. This includes the Group’s corporate 
finance, insurance, public relations, legal and pensions advisers 
attending Board meetings from time to time.

Conflicts
Directors have a duty under the Companies Act 2006 (the “Act”) to 
avoid a situation in which they have or can have a direct or indirect 
interest that conflicts or possibly may conflict with the interests of 
the company. The Act allows directors of public companies to 
authorise conflicts and potential conflicts where the Articles of 
Association contain a provision to that effect and the Company’s 
Articles of Association include such provisions. The Board 
considers each Director’s conflicts or potential conflicts of  
interest. Only Directors who have no interest in the matter under 
consideration take the relevant decision. In addition, the Board 
considers each conflict situation separately on its particular facts; 
considers the conflict situation in conjunction with the rest of a 
Director’s duties under the Act; keeps records and minutes of 
authorisations granted by Directors and the scope of any 
approvals given; and regularly reviews conflict authorisations  
(at least annually). In addition, the Directors are able to impose 
limits or conditions when giving authorisation if they think this  
is appropriate.

Committees
In accordance with the Code, the Board has established Audit, 
Remuneration and Nomination Committees, membership of which 
is set out in each committee report. All of the committees have 
written terms of reference, which have been approved by the 
Board and are available on the Company’s website or on request 
from the Company Secretary. The Board has also established a 
Risk Oversight Committee (which itself has delegated authority  
to committees to deal with health and safety and information 
security) the operation of which is described in more detail on 
pages 31 to 33.

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Audit Committee Report

The Audit Committee meets at least three times a year. The 
primary role of the Committee, which reports its findings to the 
Board, is to ensure the integrity of the financial reporting and audit 
process and the maintenance of sound internal control and risk 
management systems. It is responsible for monitoring and 
reviewing:
 ¡ the integrity of the Group’s financial statements and any formal 

announcements relating to its financial performance; 

 ¡ the Group’s internal financial controls and internal control and 

risk management systems; 

 ¡ the effectiveness of the Group’s internal audit function; 
 ¡ the effectiveness of the external audit process and making 
recommendations to the Board on the appointment, re-
appointment and removal of the external auditor; 

 ¡ policy on the engagement of the external auditor to supply 

non-audit services; and 

 ¡ taking specific responsibility for certain key areas of risk 

management to support the Board’s role in overseeing an 
enterprise-wide approach to risk identification, management 
and mitigation. 

John Sheldrick
Chairman of the Audit Committee

The Committee’s terms of reference are available on the 
Company’s website.

Audit Committee members
John Sheldrick (Chairman) 
Steve Hannam
Kevin Matthews
Mike Powell
Trudy Schoolenberg

Audit Committee Report
The responsibilities and work carried out by the Audit Committee 
in the year under review are set out in the following report.

Composition and governance
All the Non-Executive Directors, with the exception of the 
Company’s Chairman, serve on the Committee and we welcome 
Mike Powell to the Committee, having joined the Board in 
December 2016. Collectively, they have the skills and experience 
required to fully discharge their duties and I meet the requirements 
of recent and relevant financial experience, having been Group 
Finance Director of Johnson Matthey Plc from 1995 until my 
retirement in 2009.

When I retire as a Non-Executive Director at the Annual General 
Meeting on 12 April 2017, Mike Powell will succeed me as 
Chairman of the Audit Committee. He also meets the requirements 
of recent and relevant financial experience, currently holding the 
position of Group Finance Director of BBA Aviation plc and having 
held senior financial roles in a number of other companies.

The Company Chairman, Group Chief Executive and Chief 
Financial Officer also generally join at least part of Audit Committee 
meetings by invitation.

The Committee Chairman may call a meeting at the request of any 
member, the Company’s external auditor or internal audit. The 
Audit Committee meets privately with the external auditor and 
internal audit at least once a year. Both internal audit and the 
external auditor have direct access to the Chairman of the 
Committee outside of formal Committee meetings.

The Committee is entitled to obtain, at the expense of the 
Company, such external advice as it sees fit on any matters falling 
within its terms of reference.

Activities in 2016
The Audit Committee met on three occasions during the year 
ended 30 November 2016. The meetings of the Committee 
coincided with key dates in the financial reporting and audit cycle. 
The external auditor, KPMG LLP, and the Group’s internal audit 
function were represented at all of the meetings.

The Audit Committee discharged its responsibilities by:
 ¡ reviewing the Group’s draft financial statements and half-year 
results statement prior to Board approval and reviewing the 
external auditor’s detailed reports thereon, and also reporting 
to the Board the significant issues that the Committee 
considered in relation to the financial statements and how 
those issues were addressed, having regard to matters 
communicated to it by the external auditor; 

 ¡ reviewing the appropriateness of the Group’s accounting 

policies; 

 ¡ reviewing and approving the audit fee and reviewing non-audit 
fees payable to the Group’s external auditor in accordance with 
the policy it has adopted; 

 ¡ reviewing the external auditor’s plan for the audit of the Group’s 
accounts, which included key areas of extended scope work, 
key risks on the accounts, confirmations of auditor 
independence and the proposed audit fee; 

 ¡ reviewing an annual report on the Group’s system of internal 

control and its effectiveness and reporting to the Board on the 
results of the review; 

 ¡ assisting the Board with overseeing an enterprise-wide 

approach to risk identification, management and mitigation; 
 ¡ receiving regular reports from the Group internal audit function 

following operational audits;

 ¡ reviewing the Group’s information security arrangements  

and cyber security preparedness with advice from 
PricewaterhouseCoopers LLP;

 ¡ reviewing the performance and effectiveness of internal and 

external audit; and 

 ¡ reviewing the arrangements by which staff of the Company 

may, in confidence, raise concerns about possible improprieties 
in matters of financial reporting or other matters. 

Low & Bonar Annual Report and Accounts 2016

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Audit Committee Report continued

Financial reporting and significant areas of judgement
The Audit Committee reviewed a wide range of financial reporting and related matters in respect of the Company’s half-year and annual 
results statements and the Annual Report prior to their consideration by the Board. Reports highlighting key accounting matters and 
significant judgements were also received from KPMG LLP in respect of the year-end statements and discussed by the Committee. In 
particular, these included the significant judgement area of the impairment of goodwill:

Area of judgement

Detail

Company response

The recoverable amounts are 
calculated using the value in use of 
the CGUs which are based on the 
net present value of the projected 
cash flows for each CGU. The 
most significant judgements are  
in setting the assumptions for the 
calculation of the value in use of 
the CGUs, in particular the 
achievability of long-term financial 
forecasts and macroeconomic 
assumptions. Details of the 
assumptions used are provided in 
Note 11 to the Group financial 
statements on pages 98 and 99.

Impairment of 
goodwill. The Group 
has £82.6m of 
goodwill allocated  
to its four cash 
generating units 
(“CGUs”). Goodwill  
is recognised on 
acquisitions and 
represents the 
excess of the  
fair value of the 
consideration paid 
over the share of 
identifiable assets 
acquired and 
liabilities assumed. 
The carrying value of 
goodwill is reviewed 
at least annually to 
check that it is not  
in excess of its 
recoverable amount.

Cash flow projections for each CGU were derived from the most 
recent budgets approved by the Board, which take into account 
current market conditions and the long term average growth for each 
of the key markets served by the CGUs. A sensitivity analysis was 
performed for each CGU by varying key assumptions whilst holding 
other variables constant. The recoverable amounts of all CGUs except 
Civil Engineering show significant headroom compared to their 
carrying value when reasonably likely changes are made to key 
assumptions.

Civil Engineering activity within Europe is expected to remain 
challenging. Whilst many Western European countries showed slight 
growth in 2016, Eastern European countries experienced significant 
reductions in spending. Despite this the operating profits in the CGU 
grew by 27.3% on a constant currency basis in 2016. The 2017 budget 
for Civil Engineering assumed that whilst there is still some uncertainty  
in the outlook for 2017 in Europe, the CGU continues to capitalise on a 
successful year to make market share gains and there is continued 
investment in organisational capability to leverage market opportunities.

The Audit Committee discussed the assumptions underlying the cash 
flow projections with both management and KPMG LLP and also 
considered the appropriateness of the discount rates used. Following 
discussion on headroom and sensitivity, the Committee was satisfied 
that the carrying amounts of goodwill were appropriate.

Analysis to support the going concern statement on page 70  
was also reviewed, with the Committee receiving reports from 
management and the external auditor on this matter. The 
Committee also received reports from management on the viability 
statement on page 71.

Following consideration of the matters presented to it and 
discussion with both management and KPMG LLP, the Committee 
was satisfied that the significant judgements made were justified 
and that the financial reporting disclosures made were appropriate.

Whistleblowing
Low & Bonar operates a Group-wide international telephone 
hotline to support whistleblowing. The hotline is facilitated by 
Expolink, an independent third party with a market-leading 
reputation in the provision of such services. The hotline facilitates 
arrangements whereby employees can make confidential 
disclosures about suspected impropriety and wrongdoing,  
in compliance with local laws and regulations in the relevant 
jurisdiction. Any matters so reported are investigated by 
management as appropriate considering the nature of the issues 
involved and can, where relevant and appropriate, be reported to 
the Audit Committee. A report summarising all disclosures made 
during the period is considered by the Audit Committee annually.

External auditor
The Audit Committee has developed a policy on the supply of 
non-audit services by the external auditor to help ensure their 
continued objectivity and independence. Following recent changes 
in EU legislation, tax compliance services will no longer be 
provided after 30 November 2016.

During the year, non-audit fees amounting to £0.2m were incurred, 
predominantly for tax consultancy and advisory services. These 
services related to foreign advisory work that required a detailed 
understanding of the Group and the Committee was satisfied that 
provision of these services by KPMG LLP would not impair their 
independence.

The Committee received and reviewed written confirmation from 
the external auditors on all relationships that, in their judgement, 
may bear on their independence. The external auditors have also 
confirmed that they consider themselves independent within the 
meaning of UK regulatory and professional requirements.

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The current overall tenure of the external auditor, KPMG LLP (and 
its predecessor KPMG Audit PLC), dates from 1975, although a 
re-tender exercise was conducted in 2002 and a limited review 
was conducted in 2008. Any decision to open the external audit  
to tender is taken on the recommendation of the Audit Committee. 
There are no contractual obligations that restrict the Company’s 
current choice of external auditor. In 2015, a new lead partner  
was appointed.

In April 2014, the European Union published its revised Audit 
Directive making rotation of external audit firms mandatory for 
premium listed companies such as Low & Bonar. Individual 
member states have some discretion in the implementation  
of this Directive. In the UK, premium listed companies will be 
required to put the audit out to tender at least every ten years  
and rotate the auditors at least every twenty years. Under 
transitional arrangements, this means that Low & Bonar will  
need to have replaced KPMG as its external auditor by 2020.

In the light of this legislation and as previously reported, the 
Committee has recommended to the Board that the audit should 
be put out to tender within the next two years once the Group’s 
new ERP (Enterprise Resource Planning) system is operational. 
KPMG will not be invited to re-tender given the requirement to 
replace them as external auditor by 2020.

The performance and effectiveness of the external auditor were 
formally reviewed by the Committee taking into account the  
views of Directors and senior management on such matters as 
independence, objectivity, proficiency, resourcing and audit 
strategy and planning. The Committee concluded that the 
performance of the external auditor remained satisfactory following 
the review. The performance of the external auditor will continue to 
be reviewed annually. The Committee has recommended to the 
Board that KPMG LLP should be re-appointed as the Company’s 
external auditor for the next financial year. Following this 
recommendation, the Board is proposing the re-appointment of 
the external auditor to shareholders at the Annual General Meeting.

Internal audit
During the year, the Committee reviewed the results of audits 
undertaken by internal audit and management responses, 
including the implementation of any recommendations made.  
The Committee considered and approved the 2016 internal audit 
programme and the effectiveness of internal audit was reviewed. 
The Company has co-sourced its internal audit function with 
PricewaterhouseCoopers LLP (“PwC”) since 2014 and the PwC 
partner-in-charge is invited to attend Audit Committee meetings.

John Sheldrick
Chairman, Audit Committee  
1 February 2017

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Nomination Committee Report

Martin Flower
Chairman of the Nomination Committee

Nomination Committee members
Martin Flower (Chairman)
Steve Hannam
Kevin Matthews
Mike Powell
Trudy Schoolenberg
John Sheldrick
Brett Simpson

The Nomination Committee is responsible for regularly reviewing 
the structure, size and composition of the Board and for making 
recommendations to the Board with regard to any changes, 
including recommending candidates for appointment as both 
Executive and Non-Executive Directors. Appointments are 
discussed fully before a proposal is made to the Board and, as 
Chairman of the Committee, I am mindful that there should be a 
formal, rigorous and transparent procedure for the appointment  
of new Directors. The selection criteria are agreed by me in 
conjunction with my colleagues and we make use of independent 
recruitment consultants and the final appointment rests with the 
full Board.

As part of its review of non-executive succession in 2015, the 
Committee had identified the need for the recruitment of a new 
Non-Executive Director in 2016 and discussed the appropriate role 
specification and time commitment expected. It was agreed that 
this should include the requirement for financial, manufacturing 
and international experience. An independent consultant, Korn 
Ferry, was appointed to conduct the search and a long-list of 
names was developed by them in consultation with me. A short- 
list of candidates was developed, including a number of female 
candidates, and the best candidates for the role were interviewed 
by myself and the Group Chief Executive and our favoured 
candidates were also seen by all members of the Board. This 
process culminated in the appointment of Mike Powell as a 
Non-Executive Director in December 2016. Mike will succeed 
John Sheldrick as Chairman of the Audit Committee after the 
Annual General Meeting.

The Committee is currently considering succession planning in 
respect of Steve Hannam, the Company’s Senior Independent 
Director, who has been a Non-Executive Director for over  
fourteen years.

The Board recognises that diversity, including gender diversity, is 
important to the Group’s long-term success and the Nomination 
Committee considers this when recommending appointments to 
the Board. 

The Nomination Committee also reviews the training and 
development needs for each Director.

Martin Flower
Chairman, Nomination Committee 
1 February 2017

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Directors’ Remuneration Report
Annual Statement by the Chair of the Remuneration Committee

For the next phase of our development, it is essential that the 
Remuneration Policy rewards successful execution of the Group’s 
strategy and remains fit for purpose within the context of risk 
management and succession planning. Promoting these factors 
has been at the heart of the policy review.

The existing reward framework consists of base salary, pension 
and benefits, annual cash bonus and a long-term incentive (“LTIP") 
delivered in shares. In broad terms, the Committee considers that 
the current remuneration structure has worked well and remains fit 
for purpose. It is clear and consistent, with pay outcomes 
dependent upon performance linked to our strategic imperatives, 
and it ensures a significant proportion of pay is delivered in shares 
to provide alignment with investors. 

The Committee is not proposing a fundamental change to the 
structure of the existing policy. Rather, following the review, the 
Committee has determined that several simple amendments to the 
policy are appropriate to ensure, primarily, that: (i) incentive plan 
metrics remain fully aligned with our strategic key performance 
indicators and continue to support the long-term success of the 
Company; (ii) the policy is sufficiently flexible, with appropriate 
safeguards for shareholders, to remain applicable over the next 
policy period; and (iii) the alignment between Executive Directors 
and shareholders is further strengthened. The key amendments, 
which are described further in the policy report, are as follows:
 ¡ increased flexibility to change the bonus performance metrics 

from year to year to facilitate an appropriate evolution of 
measurement;

 ¡ introduction of a two-year post-vesting holding period for LTIP 

awards made from 2017 onwards; and

 ¡ strengthening of recovery and withholding provisions.

Consultation process
Following the policy review, the Committee wrote to our largest 
shareholders, together with key advisory organisations, setting out 
the proposed amendments to the Remuneration Policy. I am 
pleased to report that we received a high proportion of replies to 
our letter and that there was overwhelming support for the 
proposed changes. The consultation process was constructive 
and a number of shareholders took the opportunity to raise other 
points that they felt the Remuneration Committee might consider 
now or in the future. Some of these points will be acted upon and 
are incorporated in the proposed Remuneration Policy.

Kevin Matthews
Chairman of the Remuneration Committee

Remuneration Committee members
Kevin Matthews (Chairman)
Martin Flower
Steve Hannam
Mike Powell
Trudy Schoolenberg
John Sheldrick

Introduction
I am pleased to present the Directors’ Remuneration Report  
for the year ended 30 November 2016. All the Non-Executive 
Directors serve on the Remuneration Committee. I chair the 
Committee, having succeeded Steve Hannam as Chairman 
following the 2016 Annual General Meeting. The Committee 
determines the remuneration of the Executive Directors, exercises 
oversight of the structure and level of remuneration for senior 
executives and makes recommendations in respect of the 
Chairman’s remuneration.

Low & Bonar’s Remuneration Policy was approved at the AGM in 
2014. A comprehensive review of this policy has been undertaken 
in 2016, in advance of seeking approval for a revised policy at  
the 2017 AGM, to ensure that it continues to be aligned with  
Group strategy and takes into account current and emerging 
market practice, including the best practice expectations of 
institutional investors.

The revised Directors’ Remuneration Policy (set out on pages 53 to 
60) will be put to shareholders for approval in a binding vote at the 
AGM on 12 April 2017. If approved, the policy will be effective from 
the date of approval by shareholders at the AGM. The Annual 
Remuneration Report (set out on pages 61 to 68), which describes 
how policy has been implemented in 2016 and how it will be 
implemented for the year ahead, along with this Annual Statement, 
will be subject to an advisory vote at the AGM.

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Directors’ Remuneration Report continued

2016 overview
Despite making good progress in the year, the profit before tax, 
amortisation and non-recurring items (“PBTA”) and return on 
capital employed (“ROCE") targets for 2016 were not achieved 
and, therefore, no bonus is payable to the Executive Directors  
for 2016.

The performance of the business over the period 2014 to 2016 has 
also failed to deliver the target EPS growth. As a result, there will 
be no vesting of shares under the LTIP awards made in 2014 on 
the EPS performance condition (the period for which ended with 
the 2016 financial year). TSR performance under the 2014 awards 
will be evaluated in March 2017.

Implementation of policy in 2017
The bonus for 2017 will continue to be dependent upon PBTA and 
ROCE, with the maximum remaining at 100% of salary. We will be 
making further LTIP awards to the Executive Directors in line with 
the Remuneration Policy. Awards for the current year will therefore 
be at 125% of salary and linked to EPS and TSR targets.

The salaries for the Executive Directors were reviewed in 
December 2016. An increase of 2.5% was awarded to the 
Executive Directors, which is consistent with average UK salary 
increases within the Group. There was no increase in the fees  
paid to the Chairman and Non-Executive Directors which were 
reviewed at the same time.

Summary
The Committee has considered the proposed changes carefully 
and is satisfied that the revised Remuneration Policy continues to 
provide incentive opportunity that is fair and market competitive 
without encouraging undue risk-taking and will continue to 
promote the long-term success of the Company. The operation of 
the LTIP with the addition of the two-year post-vesting holding 
period will provide improved alignment between the executive 
team and shareholders over an extended period; the additional 
flexibility in the Policy to allow for alternative bonus metrics to be 
selected will ensure they remain aligned to strategic KPIs over the 
life of the Policy; and the strengthened recovery and withholding 
provisions also provide a further safeguard to shareholders in the 
event of a misstatement of results.

The Committee looks forward to your continuing support at the 
2017 Annual General Meeting.

Kevin Matthews
Chairman, Remuneration Committee 
1 February 2017

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Remuneration Policy

DIRECTORS’ REMUNERATION POLICY
This part of the Directors’ Remuneration Report sets out the remuneration policy for the Group. This revised Directors’ Remuneration 
Policy will be put to the shareholders for approval in a binding vote at the AGM on 12 April 2017 which will be the effective date of the 
revised policy, if approved. The Committee’s current intention is that the revised policy will operate for the three year period to the AGM  
in 2020.

Overview of the Remuneration Policy
The overarching objective of the Policy is to provide competitive pay arrangements which promote the long-term success of the 
Company. In order to achieve this objective, the Policy aims to ensure that the remuneration of Executive Directors and senior executives 
properly reflects their duties and responsibilities and is sufficient to recruit, retain and motivate high-quality executive talent, taking into 
account their geographical location and the territories which their responsibilities cover, whilst aligning the interests of senior executives 
as closely as possible with the interests of shareholders. The remuneration of the Executive Directors has been structured to provide a 
significant performance-related element linked to the achievement of stretching performance targets. The Committee keeps the 
Directors’ Remuneration Policy under review to ensure that an appropriate balance between fixed and variable pay is maintained.

How the views of employees are taken into account
The Company does not actively consult with employees on executive remuneration. The Group has a diverse workforce operating  
in many different countries, with various local pay practices, which would make any cost-effective consultation impractical. However,  
the Committee is made aware of overall pay and employment conditions in the wider workforce and takes this into account when 
determining executive Remuneration Policy. The Committee regularly interacts with the HR function and senior operational executives.

How the views of shareholders are taken into account
The Committee seeks to engage with its major shareholders when any significant changes to the Remuneration Policy are proposed. 
The Remuneration Committee also considers shareholder feedback received in relation to the AGM each year. This feedback, together 
with any additional feedback received during any communications from time to time, is then considered as part of the Company’s annual 
review of remuneration. The Committee closely monitors developments in institutional investor best practice expectations.

More generally, the Committee also takes into account the principles of sound risk management when setting pay and takes action to 
satisfy itself that the remuneration structure at Low & Bonar does not encourage undue risk.

There are three main elements of the remuneration package for Executive Directors, and the senior executive population:
1.  Fixed pay, comprising base salary, pension scheme contributions and other benefits. 
2.  Annual performance-related remuneration.
3.  Long-term performance-related remuneration in the form of share awards.

The policies relating to each of the constituent parts of these main components of the Executive Directors’ remuneration packages are 
summarised in the table overleaf.

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Remuneration Policy continued

Changes to Remuneration Policy
As a result of the expiry of the current Remuneration Policy, which was approved by shareholders at the 2014 AGM, the Committee has 
undertaken a review of the Policy taking account of the Group’s strategy, market developments, the views of our major shareholders, and 
developments in the best practice expectations of institutional investors. The Committee concluded that the overarching structure of the 
Policy continues to be fit for purpose but that some simple amendments could be incorporated in order to strengthen the alignment 
between executives and shareholders, and to provide the Committee with some more flexibility to ensure performance metrics can be 
changed over the policy period in light of the evolution of the strategy.

The proposed key changes to policy include:
 ¡ increased flexibility for the Committee to be able to change the bonus performance metrics from year to year to facilitate an 
appropriate evolution of measurement. Any material change in the metrics used will be communicated to shareholders.

 ¡ The introduction of a compulsory two-year post-vesting holding period for LTIP awards made from 2017 onwards.
 ¡ A strengthening of the recovery and withholding provisions to ensure, primarily, that misconduct is incorporated as a trigger.

Salary

Purpose and link to strategy

To provide competitive fixed remuneration that will attract, retain and motivate high-quality key 
employees and reflect their experience, duties and geographical location.

Operation

Reviewed annually, with changes typically effective 1 December.

Maximum opportunity

Benchmarked periodically against relevant market comparators as appropriate, including 
companies of a similar international reach and complexity.

Individual pay levels determined by reference to internal reference points, performance, skills 
and experience in post.

Consideration given to the pay levels in the country in which the Executive Director lives and 
works and the wider salary increases across the Group more generally.

Salary levels will be eligible for increases during the three-year period that the Remuneration 
Policy operates. 

Executive Directors will normally receive a salary increase broadly in line with the increase 
awarded to the general workforce (in the country in which the Director lives, if appropriate) in 
percentage of salary terms. 

Increases beyond those linked to the workforce (in percentage of salary terms) may be awarded 
in certain circumstances such as where there is a change in responsibility, experience or a 
significant increase in the scale of the role and/or size, value and/or complexity of the Group.

Framework used to assess performance  
and for the recovery of sums paid

The Committee considers individual salaries at the appropriate Committee meeting each year 
taking due account of the factors noted in operation of the salary policy.

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Benefits

Purpose and link to strategy

To provide competitive benefits in line with market practice.

Operation

Maximum opportunity

The Company typically provides the following benefits:
 ¡ Car allowance
 ¡ Private health insurance
 ¡ Death-in-service cover
 ¡ Other ancillary benefits, including relocation expenses/arrangements (as required). 

Where Executive Directors are recruited from overseas, benefits more tailored to their 
geographical location may be provided.

Where revised benefits are offered to employees more generally within a geographic location or 
across the Group, Executive Directors are likely to be eligible to receive those benefits.

Executive Directors are also eligible to participate in all-employee share plans operated by the 
Company, in line with prevailing HMRC guidelines (where applicable).

Any reasonable business-related expenses (including tax thereon) can be reimbursed if 
determined to be a taxable benefit.

The cost of some of these benefits is not pre-determined and may vary from year-to-year based 
on the overall cost to the Company in securing these benefits for a population of employees 
(particularly health insurance and death-in-service cover).

Framework used to assess performance  
and for the recovery of sums paid

None.

Pension

Purpose and link to strategy

To provide a market competitive, yet cost-effective, long-term retirement benefit.

Operation

A Company contribution to a defined contribution scheme or the provision of a cash 
supplement equivalent.

Maximum opportunity

Company contributions of up to 25% of salary.

Framework used to assess performance  
and for the recovery of sums paid

None.

Annual Bonus

Purpose and link to strategy

Operation

To incentivise annual delivery of performance objectives relating to the short-term goals of  
the Company.

Annual cash bonus awards are based on performance against a sliding scale of challenging 
targets related to the Company’s key performance indicators. The Committee will review the 
relevance and suitability of the bonus measures each year, and may change them each year to 
ensure there is ongoing alignment with the Group’s strategic objectives.

Maximum opportunity

Maximum (% salary): 

100%

Framework used to assess performance  
and for the recovery of sums paid

Details of the performance measures used for the bonus relating to the previous financial year 
and targets and performance against them are provided in the Annual Remuneration Report.

The annual bonus is determined based on performance against a range of the Company’s key 
performance indicators and paid following the approval of the Group’s audited results for the 
year by the Board.

Some guidance on targets for the bonus for each forthcoming year will be set out in the relevant 
Annual Remuneration Report, but the specific targets may be considered by the Committee to 
be commercially sensitive and may not be disclosed in advance.

No more than 30% of salary in total is earned at the threshold performance levels, with a 
graduated scale operating thereafter through to maximum bonuses being earned for out-
performance of the Company’s targets for the year.

Payments under the annual bonus plan may be subject to recovery and withholding provisions 
in the event of a material misstatement of the Company’s financial results, material misconduct 
or if an error is made in assessing the extent to which any target and/or condition was satisfied.

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Remuneration Policy continued

Long-Term Incentive Plan Awards

Purpose and link to strategy

Operation

To drive superior long-term financial performance and shareholder returns, aid retention and 
align the interests of Executive Directors with shareholders.

An award of free shares (i.e. either conditional shares or nil-cost options) is normally granted 
annually which vests after three years subject to continued service (save in “good leaver” 
circumstances) and the achievement of challenging performance conditions. 

A holding period will apply to share awards granted in the financial years ending 30 November 
2017 and beyond. The holding period will require the Executive Directors to retain the after tax 
value of shares for 24 months from the vesting date.

A dividend equivalent provision operates enabling dividends to be paid (in cash or shares) on 
shares that vest.

Maximum opportunity

Maximum (% salary): 

125%

Framework used to assess performance  
and for the recovery of sums paid

Granted subject to challenging financial (e.g. adjusted EPS) and total shareholder return 
performance targets tested over three years.

In exceptional circumstances (e.g. recruitment), awards can be made up to 200% of salary.

20% of awards will vest for threshold performance, with full vesting taking place for equalling, or 
exceeding, the maximum performance targets.

The Committee may scale back the level of vesting of an award if it considers underlying 
financial performance over the performance period has been significantly worse than the level of 
vesting would otherwise indicate.

Payments may be subject to recovery and withholding provisions in the event of a material 
misstatement of the Company’s financial results, material misconduct or if an error is made in 
assessing the extent to which any target and/or condition was satisfied.

Share Ownership Guidelines

Purpose and link to strategy

To align interests of Executive Directors with shareholders.

Operation

Executive Directors are expected to retain 50% of the after-tax number of vested shares issued 
under long-term incentive awards until the guideline is achieved. 

The Committee will monitor progress towards the guideline on an annual basis.

Maximum opportunity

A share ownership guideline of a minimum of 100% of salary applies to the Executive Directors.

Framework used to assess performance  
and for the recovery of sums paid

None.

Bonus Plan and LTIP
The Committee will operate the annual bonus plan, the LTIP and SAYE Plan according to their respective rules and in accordance with 
the Listing Rules and HMRC rules where relevant. The Committee retains discretion, consistent with market practice, in a number of 
regards to the operation and administration of these plans. These include the following (albeit with quantum and performance targets 
restricted to the descriptions detailed in the policy table above):
 ¡ who participates in the plans;
 ¡ the timing of grant of award and/or payment;
 ¡ the size of an award and/or a payment;
 ¡ the determination of vesting and/or meeting targets; 
 ¡ discretion required when dealing with a change of control (e.g. the timing of testing performance targets) or restructuring of the Group;
 ¡ determination of a good/bad leaver for incentive plan purposes based on the rules of each plan and the annual bonus and the 

appropriate treatment chosen;

 ¡ adjustments required in certain circumstances (e.g. rights issues, corporate restructuring, events and special dividends); and
 ¡ the annual review of performance measures weighting, and targets for the annual bonus plan and the LTIP from year-to-year.

The Committee also retains the ability to adjust the targets and/or set different measures and alter weightings for the annual bonus plan 
and to adjust targets for the LTIP if events occur (e.g. material divestment of a Group business) which cause it to determine that the 
conditions are no longer appropriate and the amendment is required so that the conditions achieve their original purpose and are not 
materially less difficult to satisfy.

All historic awards that were granted under the 2013 LTIP and remain outstanding remain eligible to vest based on their original award 
terms. With regards to any promotions to the Board, the Company will retain the ability to honour payments agreed prior to joining  
the Board (such as, for example, an annual bonus formulated to reflect divisional performance), albeit that any payments agreed in 
consideration of being promoted to the Board will be consistent with the Recruitment and Promotion Policy. A bonus may be forfeit  
on cessation of employment in certain circumstances as outlined in the policy on “Directors’ service contracts and payments for loss  
of office”.

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Choice of performance measures and approach to target setting
The performance metrics that are used for annual bonus and LTIP awards are a subset of the Group’s key performance indicators.

The Committee has flexibility to change the annual bonus plan performance metrics from year to year to facilitate an appropriate 
evolution of measurement in line with strategy. In the first year of the Policy, profit will be used as the primary performance metric. Other 
metrics based on the Company’s key performance indicators may also be used in order to promote alignment with strategic imperatives 
(e.g. the use of ROCE to provide clear alignment with the over-arching strategy of achieving profitable cash-generative growth whilst 
ensuring that efficient management of capital is fully encouraged).

LTIP awards vest subject to (i) challenging EPS growth targets that are aligned with the long-term levels of earnings growth targeted by 
the Company and (ii) relative TSR targets which provide clear alignment of interests between shareholders and executives.

Targets are set based on sliding scales that take account of internal planning and external market expectations for the Company. Only 
modest rewards are available for delivering threshold performance levels, with maximum rewards requiring substantial out-performance 
of the challenging plans approved at the start of each year.

No performance targets are applied to the SAYE Plan, which is aimed at encouraging broad-based equity ownership.

The targets relating to the annual bonus are considered to be commercially sensitive and will not therefore be disclosed in advance. They 
will be disclosed in the Annual Remuneration Report in respect of the years to which they apply along with disclosure of performance 
against them and the payments resulting.

Differences in remuneration policy for Executive Directors compared to other employees
The Committee is made aware of pay structures in the different countries in which the Group operates when setting the Remuneration 
Policy for Executive Directors. 

The workforce at Low & Bonar is geographically diverse and so local salary budgets are often influenced by the differing working 
conditions, regulations and economic conditions (including rates of inflation) in each location. As a result, when determining basic salary 
increases, the Committee considers the general basic salary increase and prevailing conditions for the country in which  
the Executive Director is based and, also, the general basic salary increase across the broader Group. Given the diverse nature of the 
Group, it is not as relevant to tie remuneration practices to those of the workforce more generally as, perhaps, would be the case in a 
UK-centric company. 

The key difference between Executive Directors’ remuneration and that of other employees is that, overall, the remuneration policy for 
Executive Directors is more heavily weighted towards variable pay. In particular, long-term incentives are not provided outside of the most 
senior executive population as they are reserved for those considered to have the greatest potential to influence overall levels of 
performance. Share ownership guidelines require lower levels of share retention for non-Directors. Annual bonuses are not made available 
to all employees, again being targeted at those with greater potential to influence performance, and performance targets, whilst being in 
line with Group objectives, are tailored to incentivise employees against targets which are relevant to the business.

The level of variable pay varies by level of employee within the Group and is informed by the specific responsibilities of each role and local 
market practice as appropriate.

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Remuneration Policy continued

Reward scenarios 
The Policy results in a significant proportion of remuneration received by Executive Directors being dependent on Company 
performance. The graph below illustrates how the total pay opportunities for the Executive Directors vary under three different 
performance scenarios: below target, on-target and maximum. When reviewing the table, it should be noted that it has been prepared 
based on the policy detailed above and ignores, for simplicity, the potential impact of future share price growth. 

o
o
o
’
£

1500

1200

900

600

300

0

£1,330

36%

28%

£951

30%

20%

£477

100%

50%

36%

£741

29%

20%

51%

£380

100%

£1,030

35%

28%

37%

LTIP
Annual Bonus
Fixed Pay

Below target

On-target
Group Chief Executive

Maximum

Below target

On-target
Chief Financial Officer

Maximum

Assumptions: 

Below target = fixed pay only (base salary, benefits and pension);

On-target = 50% payable of the 2017 annual bonus and 60% vesting of the 2017 LTIP awards (based on the mid-point being achieved 
between threshold and maximum performance levels); and

Maximum = 100% payable of the 2017 annual bonus and 100% vesting of the 2017 LTIP awards.

Salary levels (on which other elements of the package are calculated) are based on those applying on 1 December 2016. The value of 
taxable benefits is based on the cost of supplying those benefits (as disclosed on page 55) for the year ending 30 November 2016. The 
pension value is set at 25% of salary. 

The Executive Directors can participate in the SAYE Plan on the same basis as other employees. The value that may be received under 
this scheme is subject to tax-approved limits. For simplicity, the value that may be received from participating in this scheme has been 
excluded from the graph above. 

Amounts have been rounded to the nearest £1,000. Share price growth on vesting of shares under LTIP awards has been ignored for the 
purposes of simplicity.

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Recruitment and Promotion Policy
For Executive Director recruitment and/or promotion situations, the Committee will follow the guidelines outlined below:

Remuneration Element

Policy

Base Salary

Benefits

Pension

Annual Bonus

Long-term Incentives

Buy-out Awards

Salary for a new hire (or on promotion to Executive Director) would be set at a level 
sufficient to attract the best candidate available to fill the role, taking into account the 
Group’s position and strategy and the country in which the new hire will live and work. For 
example, it may set the salary of a new hire at a premium to those paid to the predecessor 
if this was necessary to attract a candidate with experience in a business of the size which 
the Group aspires to become or, conversely, could be set at a discount to those offered in 
companies of a similar size, geographical reach and complexity initially, with a series of 
planned increases over subsequent years, in order to bring the salary to the desired level, 
subject to individual performance.

Benefits will be set in accordance with the Company’s Remuneration Policy. In addition, where 
necessary, the Committee may approve the payment of relocation expenses to facilitate 
recruitment and flexibility is retained to pay for legal fees and other costs incurred by the 
individual in relation to their appointment. Consideration may need to be given to particular 
elements of benefit packages if a new Director was recruited outside of the UK.

A defined contribution or cash supplement at the level provided to current Executive Directors, 
again subject to particular considerations for a recruit from outside the UK.

The annual bonus will operate as outlined for current Executive Directors, with the respective 
maximum opportunity, albeit usually pro-rated for the period of employment. Depending on the 
timing and responsibilities of the appointment, it may be necessary to set different performance 
measures and targets initially.

The maximum ongoing incentive opportunity under the Company’s policy is 100% of salary.

LTIP awards will be granted in line with the policy outlined for the current Executive Directors. An 
award may (and would usually) be made upon appointment (subject to the Company not being 
prohibited from doing so). For an internal hire, existing awards would continue over their original 
vesting period and remain subject to their terms as at the date of grant and further awards may 
also be considered.

Depending on the timing and responsibilities of the appointment, it may be necessary to set 
different performance measures and targets initially.

The maximum ongoing annual award level is 125% of salary but an award, in exceptional 
circumstances (as determined by the Committee, e.g. as in the case of a “buy-out” as detailed 
below), may be granted up to 200% of salary under the rules of the LTIP.

In the case of an external hire, the Committee may offer additional cash and/or share-based 
elements when it considers these to be in the best interests of the Company (and therefore 
shareholders) to facilitate the buy-out of value forfeited on joining the Company. This includes 
the use of awards made under Rule 9.4.2 of the Listing Rules. Such payments would take 
account of remuneration relinquished when leaving a former employer and would reflect  
(as far as possible) the nature and time horizons attaching to that remuneration and the impact 
of any performance conditions. Shareholders will be informed of any such payments at the time 
of appointment.

Directors’ service contracts and payments for loss of office
The policy of the Company is to have service contracts for all the Executive Directors that continue indefinitely unless determined by their 
notice period. Executive Directors’ service contracts may be terminated without notice for certain events, such as gross misconduct. No 
payment or compensation beyond sums accrued up to the date of termination will be made if such event occurs.

The Committee’s policy is to set notice periods of up to 12 months for the Company to dismiss an Executive Director. Should notice  
be served by either party, the executive will be able to continue to receive basic salary and other emoluments (but not bonus) for the 
duration of their notice period, during which time the Company may require the individual to continue to fulfill their current duties or may 
assign a period of garden leave.

The circumstances of the termination (taking into account the individual’s performance and an individual’s duty and opportunity to mitigate 
losses) will be taken into account by the Committee when determining amounts payable on or following termination. The Committee’s 
normal policy is to reduce compensatory payouts to former Executive Directors where they receive remuneration from other employment 
during the notice period. The Committee will consider the circumstances of each leaver on a case by case basis and retain flexibility as to 
at which point, and to what extent, payments would be reduced.

Annual bonus may be payable only with respect to the period of the financial year served although it will be pro-rated for time and paid at 
the normal pay out date. Different performance conditions may be set for the remainder of the bonus period to reflect the Executive 
Director’s specific responsibilities.

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Remuneration Policy continued
Remuneration Policy continued

A bonus is only payable if the relevant Executive Director is in the employment of Low & Bonar PLC on the date on which bonuses are 
paid by the Company following the end of the relevant financial year (the “Payment Date”) and he/she has not given notice of intention to 
leave employment. The Company’s policy includes the ability for payments to be made to Executive Directors on a pro-rata basis if the 
Executive Director is a “good leaver” during the year: i.e. in certain prescribed circumstances, such as ill health, injury or disability, 
redundancy, retirement, transfer or sale of the employing company, or other circumstances at the discretion of the Committee. If the 
Company dismisses the Executive Director on or after the final date of the financial year but before the Payment Date (other than for 
reasons of gross misconduct) he/she will remain eligible to receive the bonus.

The treatment for share-based incentives previously granted to an Executive Director will be determined based on the relevant plan rules. 
The default treatment will be for outstanding awards to lapse on cessation of employment. However, in relation to awards granted under 
the 2013 LTIP, in certain prescribed circumstances, such as retirement, injury or disability, redundancy, transfer or sale of the employing 
company, or other circumstances at the discretion of the Committee (reflecting the circumstances that prevail at the time), “good leaver” 
status may be applied. If treated as a good leaver, awards will remain subject to performance conditions, which will be measured over 
the performance period from grant to the normal vesting date, and will be reduced pro-rata to reflect the proportion of the performance 
period actually served (although the Committee can decide not to pro-rate if it considers it inappropriate to do so). The Committee can 
also decide, in exceptional circumstances, to allow the award to vest on the date of cessation, subject to performance to that date and 
pro-rating. Options held under the SAYE Plan generally lapse when employment ceases, subject again to certain “good leaver” provisions.

In relation to a termination, the Committee may make payments in relation to any statutory entitlements or payments to settle compromise 
claims as necessary. The Committee also retains the discretion to reimburse reasonable legal expenses incurred and to meet any 
outplacement costs if deemed necessary. Payment may also be made in respect of accrued benefits, including untaken holiday entitlement.

Non-Executive Directors’ letter of appointment
Non-Executive Directors do not have service contracts but are appointed pursuant to letters of appointment renewable usually for periods of 
three years. The appointment of the Non-Executive Directors may be terminated by either the Director or the Company giving six months’ 
notice in writing. Continuation of an appointment is contingent on re-election by the shareholders as required by the Articles of Association.

Martin Flower has a service contract with the Company dated 12 February 2010 (which replaced his letter of appointment relating to his 
previous service as a Non-Executive Director dated 1 January 2007). Mr Flower’s appointment was extended for a further period of three 
years from 30 June 2016. The appointment may be terminated at any time by either party giving to the other six months’ prior written 
notice. If the Company gives notice it may, at its discretion, terminate the appointment with immediate effect by paying an amount in 
respect of the fee for the notice period. Mr Flower’s appointment as Chairman will terminate forthwith and without any compensation for 
loss of office if he is removed as a Director by resolution passed at a general meeting or if he ceases to be a Director pursuant to any 
provision of the Articles of Association. 

The Committee may provide a Non-Executive Chairman with either a letter of appointment or service contract with up to six months’ 
notice in writing on either side.

External appointments
The Committee recognises that Executive Directors may be invited to become non-executive directors in other companies and that these 
appointments can enhance their knowledge and experience to the benefit of the Company. It is the Company’s policy that Board 
approval is required before any external appointment may be accepted by an Executive Director. The Executive Director is permitted to 
retain any fees paid for such services. 

Non-Executive Directors’ Fees

Purpose and link to strategy

To provide a competitive fee which will attract those high-calibre individuals with the relevant 
skills and experience necessary to contribute to a high-performing board.

Operation

The fees for the Chairman and the Non-Executive Directors are reviewed every year. 

Fee levels are set by reference to the expected time commitments and responsibility and are 
periodically market-tested to determine if fee levels are in line with those offered in companies of 
a comparable size, international reach and complexity for each role.

The Chairman and Non-Executive Directors are paid an annual fee and do not participate in any 
of the Company’s incentive arrangements or receive any pension provision.

The Non-Executive Directors receive a basic fee, with additional fees payable for chairmanship 
of the Company’s key committees.

The Committee recommends the remuneration of the Chairman to the Board.

The Chairman’s fee is considered by the Remuneration Committee (during which the Chairman 
has no part in discussions) and the Non-Executive Directors’ fee is determined by the Board 
excluding the Non-Executives.

The Company may repay any reasonable expenses that a Non-Executive Director incurs in 
carrying out their duties as a director (including tax thereon).

The fee levels will be eligible for increases during the three-year period that the Remuneration 
Policy operates to ensure they continue to appropriately recognise the time commitment of the 
role, increases to fee levels for non-executive directors in general and fee levels in companies of 
a similar size and complexity.

Maximum opportunity

Framework used to assess performance  
and for the recovery of sums paid

None.

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Annual Remuneration Report

ANNUAL REMUNERATION REPORT
This part of the report has been prepared in accordance with part 3 of The Large and Medium Sized Companies & Groups (Accounts 
and Reports) (Amendment) Regulations 2013 (the “Regulations”) and Rule 9.8.6R of the Listing Rules. It sets out the implementation of 
the Remuneration Policy and discloses the amounts earned relating to the year ended 30 November 2016. The Annual Remuneration 
Report will be put to an advisory shareholder vote at the forthcoming Annual General Meeting on 12 April 2017. Those items marked with 
an asterix are audited information.

EXECUTIVE DIRECTORS: SINGLE FIGURE REMUNERATION TABLE*
The table below shows the remuneration of the Executive Directors for the year ended 30 November 2016, and the comparative figures 
for the year ended 30 November 2015.

Salary (note 1)

Benefits (note 2)

Annual Bonus (note 3)

LTIP Awards (note 4)

Pension (note 5)

Total

2016
£’000

370
282

652

2015
£’000

360
289

649

2016
£’000

2015
£’000

2016
£’000

3
17

20

3
17

20

–
–

–

2015
£’000

216
165

381

2016
£’000

2015
£’000

–
–

–

–
–

–

2016
£’000

93
71

164

2015
£’000

90
69

159

2016
£’000

466
370

836

2015
£’000

669
540

1,209

Brett Simpson
Mike Holt

Total

1. 

 Salary includes an additional fee of £40,000 per annum paid to Mike Holt from 1 April 2014 to 30 March 2015 in recognition of additional duties assumed by him as 
set out in the Annual Report for the year ended 30 November 2014. This resulted in an additional payment of £13,333 in 2015.

2.  Benefits are a car allowance (not Brett Simpson) and private health insurance. 

3.  The annual bonus is the only payment made to Directors which falls within paragraph 7(1)(c) of Part 3 of Schedule 8 to the Regulations. In setting the bonus plan for 
2015, the metrics used were chosen to be aligned with the Group’s stated medium-term objectives and were set out in more detail in last year’s Annual Report. 

The metrics used in the annual bonus plan in the year under review were chosen to be aligned with the Group’s stated medium-term objectives. This resulted in a 
combination of profit and ROCE targets being set. The sliding scales of targets set took due account of both internal planning and the external market’s 
expectations for the Company’s performance. The bonus earned against the targets set, and a summary of the targets and weightings applying to each measure 
for 2016, is set out below:

Metric

Profiti
ROCE ii

Opportunity (% salary)

Payment (% salary)

70%
30%

0%
0%

i.  Profit before tax, amortisation and non-recurring items at budgeted exchange rates. A “profit” element of the bonus was to be paid if profit before tax, amortisation 
and non-recurring items (“PBTA”) equalled or exceeded the lower limit of £27.5m. At the lower limit, a “profit” bonus of 20% of salary was payable. Below the lower 
limit, no “profit” element of the bonus was to be paid. At a PBTA of £29.0m (the mid-point), a profit element of the bonus of 45% of salary was to be payable. A 
maximum “profit” element of the bonus of 70% of salary was to be payable if PBTA was equal to or more than £30.4m (the upper limit). Between the lower and mid 
point and between the mid point and the upper limit, the profit bonus percentage was to increase on a straight-line basis. As the targets were set at budgeted 
exchange rates, the level of profit determined to have been made during the year would differ from reported profits, which are based upon actual exchange rates 
during the year. Certain other minor adjustments to reported profits may also be taken into account when determining profits for the purposes of annual bonuses. 
ii.  ROCE targets were subject to achieving a threshold level of PBTA (calculated as set out above) to ensure that the returns were delivered on a profitable basis. A return 

on capital employed element of the bonus was to be payable if return on capital employed for the relevant periods equalled or exceeded the rates for the periods 
referred to in the table below. Return on capital employed was operating profit before non-recurring items and amortisation for the year ended 30 November 2016 
divided by the average of the total sum of fixed assets (property, plant and equipment), inventories, trade debtors, prepayments, trade creditors and accruals at the 
end of each month of the period. Below the lower limit specified, no “return on capital employed” element of the bonus was to be paid. A maximum “return on capital 
employed” element of the bonus of 30% of salary was only to be payable if return on capital employed was equal to or more than the rate specified (the upper limit). 

30 November 2016 

– lower limit
– mid-point
– upper limit

Period-end return on 
capital employed

Bonus entitlement  
(as % of salary)

11.1%
11.5%
11.9%

10.0%
20.0%
30.0%

Between the lower and upper limits, the return on capital employed bonus percentage was to increase on a straight-line basis. The “return on capital employed” 
element of the bonus was only to become payable if actual PBTA was at least 90% of the PBTA target of £29.0m, which was not achieved.

4.  The amounts stated for 2015 comprise the value of ordinary shares vesting and being received in that financial year under (a) LTIP awards made in 2012 in relation to the 
TSR performance target (but not the EPS performance target) as the performance period in relation to the TSR target ended in that financial year, although no shares 
actually vested or were issued in respect of such awards and (b) LTIP awards made in 2013 in relation to the EPS performance target (but not the TSR performance target) 
as the performance period in relation to the EPS target ended in that financial year, although no shares actually vested or were issued in respect of such awards. 

The amounts stated for 2016 comprise the value of ordinary shares vesting and being received in that financial year under (a) LTIP awards made in 2013 in relation 
to the TSR performance target (but not the EPS performance target) as the performance period in relation to the TSR target ended in that financial year, although 
no shares actually vested or were issued in respect of such awards and (b) LTIP awards made in 2014 in relation to the EPS performance target (but not the TSR 
performance target) as the performance period in relation to the EPS target ended in that financial year, although no shares actually vested or were issued in 
respect of such awards. 

5. 

In addition to their salaries, the Executive Directors are entitled to a percentage of their basic salary to enable them to make retirement benefit arrangements. 
Payments made under this arrangement during the year were a contribution of 25% of salary. 

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Annual Remuneration Report continued

Executive Directors’ Remuneration for 2017
Base salary
The Executive Directors’ base salaries were reviewed in December 2016. The Committee took account of performance as well as 
responsibilities, skills and experience when reviewing salary. The Committee also considered the wider pay levels and salary increases 
being proposed across the Group as a whole. As a result, the Committee decided to increase Executive Directors’ salaries as shown 
below with effect from 1 December 2016 in line with an average increase in UK salaries of 2.5%.

Group Chief Executive
Chief Financial Officer

£379,250
£289,050

£370,000
£282,000

Salary as at
1 December 
2016

Salary as at
1 December 
2015

Increase

2.5%
2.5%

Pensions and Benefits
Executive Directors receive a car allowance (not Brett Simpson), private health insurance, death-in-service cover and a pension 
contribution of 25% of salary.

Performance-related bonus
The specific targets relating to the annual bonus for the year ending 30 November 2017 are considered to be commercially sensitive and 
will not therefore be disclosed in advance. They will be disclosed in next year’s Annual Remuneration Report, along with disclosure of 
performance against them and the payments resulting. However, an overview of the bonus structure that is intended to operate in the 
current financial year is set out below.

In 2017, the Executive Directors will again be eligible to receive a performance-related bonus of up to 100% of salary with the metrics and 
opportunity composed as follows:

Metric

Profit1
ROCE 2

Opportunity 
(% salary)

70%
30%

1.  Profit before tax, amortisation and non-recurring items, at budgeted exchange rates on a constant basis throughout the year. 
2.  ROCE targets are subject to achieving a threshold level of profit before tax, amortisation and non-recurring items to ensure that the sales growth and returns are 

delivered on a profitable basis. 

In line with the Company’s Remuneration Policy, the bonus targets for the year ending 30 November 2017 will be on a graduated scale 
around targeted levels of performance. In relation to the profit element of a bonus (maximum of 70% of salary), the bonus payable at the 
threshold performance level is 20% of salary through to a maximum bonus being earned at up to 70% of salary in relation to delivering 
performance ahead of the Company’s target. In relation to the ROCE element of the bonus (maximum of 30% of salary), the bonus 
payable at the threshold performance level is 10% of salary through to a maximum bonus being earned at up to 30% of salary in relation 
to delivering performance ahead of the Company’s target. No bonus is earned against non-financial targets. 

Bonus payments are subject to recovery and withholding provisions which would enable the Committee to recover the value overpaid to 
an Executive Director in the event of a material misstatement of the Company’s financial results or material misconduct or if an error is 
made in assessing the extent to which any target and/or any other condition imposed on the bonus was satisfied. The recovery and 
withholding provisions would enable the Committee to withhold shares held under outstanding long-term incentive awards, and/or 
vested shares subject to any holding period and/or future cash bonus payments as part of the process through which any overpayment 
of annual bonus is recovered by the Company. The Committee may also request a repayment (in cash) if any recovery or withholding 
cannot be satisfied through the withholding of incentive pay. The recovery and withholding provisions operate for a two-year period 
following the date on which the bonus is paid. Bonuses for Executive Directors are subject to provisions allowing for payment on a pro 
rata basis to “good leavers” during the year as outlined above.

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Long-term Incentive Plan
The maximum normal award limit under the 2013 LTIP is 125% of salary and it is intended that awards will be granted at this level in the 
current financial year as nil-cost options. The quantum of awards has been set after taking due account of (i) the need to motivate and 
retain the Executive Directors and other participants and (ii) the challenging nature of the performance targets set.

The performance targets to apply to the awards to be granted in the current financial year under the 2013 LTIP will be, as in prior years, 
split so that half will vest dependent on challenging EPS growth targets and half dependent on relative TSR measured against the 
constituents of the FTSE Small Cap Index (excluding investment trusts). The targets, each tested over three years, are as follows:

Relative Total Shareholder Return (50% of an award)

Low & Bonar TSR Ranking versus FTSE Small Cap Index  

(excluding investment trusts)

Below median
Median
Upper quartile

Straight-line vesting between performance points

Earnings Per Share (50% of an award)

Adjusted annualised EPS growth1

Below 6% p.a.
6% p.a.
12% p.a.

Straight-line vesting between performance points

Percentage 
vesting

0%
20%
100%

Percentage
vesting 

0%
20%
100%

1.  The base-year EPS (i.e. that for the year ended 30 November 2016) is 6.19 pence, being our reported adjusted EPS of 6.01 pence adjusted to exclude costs 

relating to the Group’s pension schemes as calculated in accordance with IAS 19 (Revised). The Remuneration Committee will also adjust reported EPS for these 
same pension-related costs when assessing achievement of performance targets at the end of the performance period in order that the volatility in results which 
may arise from pension scheme investment strategy, which is managed by independent trustees, is excluded from consideration of management performance.

The Committee will have the power to reduce vesting if the Company’s overall financial performance over the performance period is 
significantly worse than the level of vesting indicates. In such circumstances, the Committee may reduce the level of vesting of an award 
so that, in the reasonable opinion of the Committee, it reflects the Company’s overall financial performance over the performance period. 
In making its assessment, the Committee will consider the Company’s broad range of key performance indicators from time to time 
(which currently include profit before tax and return on capital employed).

The use of EPS and relative TSR, consistent with the approach taken in prior years, reflects our continued long-term focus on delivering 
long-term profitable growth and creating above-market levels of shareholder value. Setting absolute EPS growth targets is considered to 
provide a clear and transparent approach to incentivising Executive Directors and mirrors the approach taken in recent years. The range 
of EPS targets reflects the current trading environment and is aligned with the continued focus on profitable growth, which is a key factor 
in our strategy. Use of relative TSR provides clear alignment between the Executive Directors and the Company’s shareholders. Despite 
the reduced EPS target to achieve the upper vesting level, compared to previous years, we believe the targets to be appropriately 
challenging given the level of the awards and the difficult low-growth backdrop existing in many of our markets.

When testing these targets, the Committee’s policy will be to (i) request from its advisers an independent assessment of the extent to 
which the relative TSR target has been satisfied and (ii) consider the Company’s audited results (and the need to make any adjustments) 
when determining the extent of vesting in respect of EPS targets.

A two-year post-vesting holding period will apply to any part of this award that vests. This will require Executive Directors to hold any 
shares vesting (after tax) for a period of two years.

The awards will be subject to recovery and withholding provisions which will enable the Committee to recover the value overpaid to an 
Executive Director under an award in respect of performance to the year ending 30 November 2019 in the event of a material 
misstatement of the Company’s financial results or material misconduct or if an error is made in assessing the extent to which any target 
and/or any other condition imposed on vesting was satisfied. The recovery and withholding provisions will enable the Committee to 
withhold shares held under outstanding long-term incentive awards, and/or vested shares subject to a holding period, and/or future cash 
bonus payments as part of the process through which any value overpaid is recovered by the Company. The Committee may also 
request a repayment (in cash) if any recovery or withholding cannot be satisfied through the withholding of incentive pay. The recovery 
and withholding provisions will operate for a two-year period following the date on which the awards vest.

Low & Bonar Annual Report and Accounts 2016

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Annual Remuneration Report continued

Long-term Incentive Plan – Awards granted during the year
Awards under the LTIP by award of nil-cost options were made to each of Brett Simpson and Mike Holt on 4 February 2016 on the  
following basis:

Brett Simpson

Mike Holt

Basis of 
award 
granted

Share price at 
date of grant

Number of 
shares 
awarded

Face value of 
award

125% of salary

63.25p

731,225

£462,500

125% of salary

63.25p

557,312

£352,500

% of face  
value which 
vests at 
threshold

20%

20%

Details of the performance conditions attaching to these awards are set out beneath the table below.

Other share-based incentives
Executive Directors are eligible to participate in the SAYE Plan on the same terms as any other eligible employee.

EXECUTIVE DIRECTORS SHARE PLAN INTERESTS*
The table below sets out the Executive Directors’ interests in the LTIP and SAYE Plan. Awards under the SAYE Plan are not subject to any 
performance conditions (other than continued employment as at the vesting date). The LTIP awards are subject to performance 
conditions, details of which are set out in the Remuneration Policy and the notes accompanying the table.

Awards held at 
1 December 
2015

Granted 
during year

Exercised/ 
vested 
during year

Lapsed/ 
forfeited 
during year

Awards held at 
30 November 
2016

Exercise  
price  

(pence)

Normal 
vesting/
exercise date

Award date

Brett Simpson

LTIP
LTIP
LTIP

SAYE 

Mike Holt

LTIP
LTIP
LTIP
LTIP

SAYE
SAYE

26/08/2014
06/02/2015
04/02/2016

542,168
796,460
–

1,338,628

 – 
–
731,225

09/04/2015

36,885

–

–
–
–
557,312

09/04/2013
03/03/2014
06/02/2015
04/02/2016

20/04/2011
09/04/2015

437,710
364,810
608,850
–

1,411,370

36,039
18,442

54,481

–
–
–

–

–
–
–
–

–
–
–

–

437,710
–
–
–

542,168
796,460
731,225

2,069,853

– 03/03/2017
– 06/02/2018
– 04/02/2019

36,885

48.8 01/06/2018

–
364,810
608,850
557,312

1,530,972

–
18,442

18,442

– 09/04/2016
– 03/03/2017
– 06/02/2018
– 04/02/2019

42.8 01/06/2016
48.8 01/06/2018

–
–

36,039
–

–
–

Under LTIP awards, 50% of the LTIP shares are subject to an EPS growth target and 50% to a relative TSR target measured against the constituents of the FTSE Small 
Cap Index. Under the TSR target, 20% of shares vest for median performance, rising on a straight-line basis to full vesting for upper quartile performance. Under the 
EPS target, 20% of shares vest at the minimum target with full vesting at the maximum target and the percentage of shares vesting for performance between the 
minimum and maximum target rising on a straight-line basis. The measurement periods for both performance criteria and the EPS targets in respect of the awards 
above are as follows:

EPS

TSR

Date of grant

Measurement period ended

Minimum/maximum

Measurement period ended

Minimum/maximum

09/04/13
03/03/14
26/08/14
06/02/15
04/02/16

30/11/15
30/11/16
30/11/16
30/11/17
30/11/18

7.50p / 9.30p
7.42p / 9.23p
7.42p / 9.23p
6.85p / 8.52p
6.93p / 8.13p

08/04/16
02/03/17
02/03/17
05/02/18
03/02/19

Median/Upper quartile
Median/Upper quartile
Median/Upper quartile
Median/Upper quartile
Median/Upper quartile

Brett Simpson and Mike Holt did not participate in and therefore did not receive an award of shares under the SAYE Plan in 2016.

The market price of a share at 30 November 2016 was 67.0p and the range during the year to 30 November 2016 was 55.0p to 71.5p.

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Low & Bonar Annual Report and Accounts 2016

 
Payments to past directors
No payments were made to past directors during the year.

Payments for loss of office
No payments were made for loss of office to any past directors during the year.

Relative importance of spend on pay
The table below shows the total employee costs compared with dividends declared.

– Employee costs
– Dividends declared in respect of the year

2016

2015

% change

£94.2m
£9.9m

£84.3m
£9.1m

12%
9%

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TOTAL SHAREHOLDER RETURN 
The following graph shows the total shareholder return performance of the Company’s Ordinary Shares for the eight years ended 30 
November 2016 relative to the FTSE Small Cap Index, of which the Company has been a constituent member throughout the period. 

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250

200

150

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FTSE Small Cap Index

Low & Bonar

30-Nov-08

30-Nov-09

30-Nov-10

30-Nov-11

30-Nov-12

30-Nov-13

30-Nov-14

30-Nov-15

30-Nov-16

Total shareholders return – Source: Datastream (Thomson Reuters)

This graph shows the value, on 30 November 2016, of £100 invested in Low & Bonar PLC on 30 November 2008, compared with the 
value of £100 invested in the FTSE Small Cap Index. The other points plotted are the values at intervening financial year-ends.

Group Chief Executive remuneration history
The table below shows the remuneration of the Group Chief Executive during each of the past eight financial years. The total 
remuneration figure includes the annual bonus and LTIP awards which vested based on performance in those years. The annual bonus 
and LTIP percentages show the payout for each year as a percentage of the maximum.

Total remuneration (£)
Annual bonus (%)
LTIP vesting (%)3

465,654
0%
0%

668,727
60%
0%

623,586
0%
20.9%

1,064,510
0%
72%

1,308,727
79.3%
98.7%

803,309
81%
50%

710,067
100%
0%

479,922
0%
0%

2016

2015

20141

2013

2012

2011

2010

20092

1. 

2. 

In 2014, the Group had two Chief Executives: Steve Good, until 8 September 2014, and Brett Simpson, from 8 September 2014. The total remuneration for  
2014 represents those amounts paid to Mr Good (£503,366) until 30 September 2014 (the date on which he ceased to be a Director) and those amounts paid to  
Mr Simpson (£120,220) from 26 August 2014 (the date on which his employment with the Company started) to the end of that year. 
In 2009, the Group had two Chief Executives: Paul Forman, until 3 September 2009, and Steve Good, from 3 September 2009. The total remuneration for 2009 
represents those amounts paid to Mr Forman (£382,800) until 31 October 2009 (the date on which he ceased to be a Director) and those amounts paid to Mr Good 
(£97,122) from 3 September 2009 to the end of that year.

3.  The LTIP awards are included in relation to any financial year on the same basis as those set out on page 64. 

Low & Bonar Annual Report and Accounts 2016

65

 
 
 
Annual Remuneration Report continued

Remuneration for the Group Chief Executive compared with other employees 
The table below shows the percentage change in the salary, benefits and annual bonus for the Group Chief Executive between the 
current and previous financial year compared to that for the average UK employee. The Committee considers this provides a more 
appropriate reflection of the earnings of the average worker than the movement in the Group’s total wage bill, which is distorted by 
movements in the number of employees and variations in wage practices in our overseas markets. For the benefits and bonus per 
employee, this is based on those employees eligible to participate in such schemes.

Group Chief Executive (£)
– salary
– benefits
– bonus

Average per employee1 (£)
– salary
– benefits
– bonus

2016

2015

% change

370,000
3,154
0

360,000
2,727
216,000

44,991
1,241
1,516

46,912
1,091
6,843

2.8%
15.7%
–

-4.1%
13.8%
-77.9%

1.   The Group operates from four locations in the UK: its head office in London and facilities for Interiors & Transportation, Civil Engineering and Coated Technical 

Textiles. The average is a weighted-average across those four locations.

Directors’ service contracts
Brett Simpson entered into a service agreement in June 2014, in respect of his employment which commenced on 26 August 2014, and 
Mike Holt entered into a service agreement in September 2010, in respect of his appointment which commenced on 22 November 2010.

Under Brett Simpson’s service contract, the Company may make a payment in lieu of notice and has reserved the right to pay any sums 
due in equal monthly instalments during what would have been the unexpired portion of his contractual notice period. In such 
circumstances, he will be under a duty to take reasonable steps to mitigate any consequential losses by seeking an alternative 
remunerative position, whether as employee, director, self-employed consultant or shareholder, and to notify the Company in writing as 
soon as any such position is accepted, of when it is due to commence and the financial terms applicable to it. If he obtains an alternative 
position during this period any sums due to him will be reduced or extinguished accordingly.

The service contract for Mike Holt provides that, if a payment in lieu of notice is made, then on the date of notice of termination a 
payment of six months’ salary is made. Further payments are made only if he is not in full-time employment at the time at which the 
payments fall to be made. 

Mike Holt is currently a Non-Executive Director of Schroders Asian Total Return Investment Company plc, in respect of which he retains 
the fee payable of £28,500 per annum. The Executive Directors hold no other remunerated external appointments.

Non-Executive Directors’ letters of appointment
The term of appointment for the Company’s Non-Executive Directors are as follows:

Martin Flower1
Steve Hannam
Kevin Matthews
Mike Powell
Trudy Schoolenberg
John Sheldrick

Original
 appointment date

Commencement date  

of current term

Unexpired term at  
31 January 2017 

1 January 2007
1 September 2002
1 April 2015
1 December 2016
1 May 2013
1 October 2011

30 June 2016
1 September 2016
1 April 2015
1 December 2016
1 May 2016
1 October 2014

29 months
7 months
14 months
34 months
27 months
8 months

1.  Martin Flower has a service contract with the Company dated 12 February 2010 (see page 60 for further details).

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NON-EXECUTIVE DIRECTORS’ FEES*

Martin Flower
Steve Hannam1
Kevin Matthews2/3
Trudy Schoolenberg
John Sheldrick4

Fees

2016
£000

136
42
45
40
47

2015
£000

136
47
27
40
47

1.  Steve Hannam received a fee of £7,000 per annum for his Chairmanship of the Remuneration Committee until 31 March 2016 (which is included in the number in 

the table). 

2.  Kevin Matthews became a Director on 1 April 2015 and the information in this report in respect of the year ended 30 November 2015 relates only to the period from 

that date.

3.  Kevin Matthews received a fee of £7,000 per annum for his Chairmanship of the Remuneration Committee from 1 April 2016 (which is included in the number in the 

table).

4.  John Sheldrick received a fee of £7,000 per annum for his Chairmanship of the Audit Committee (which is included in the number in the table). 

Non-Executive Directors’ Remuneration for the year ending 30 November 2017
Fees for the year ending 30 November 2017 (which are unchanged from the year under review) are: 
 ¡ Chairman: £135,757
 ¡ Non-Executive Director base fee: £40,000 
 ¡ Chairman of the Audit Committee: £7,000
 ¡ Chairman of the Remuneration Committee: £7,000 

Non-Executive Directors are not eligible to participate in short or long-term incentive plans or to receive any pension from the Group.

DIRECTORS’ SHAREHOLDINGS*
The tables below show the beneficial interests in the Ordinary Shares of the Company held by Directors who were in office during the 
year ended 30 November 2016. For Executive Directors, the table also shows share ownership compared with the share ownership 
guidelines (full details of which can be found in the Remuneration Policy on pages 53 to 60) based on the share price of 67.0p on  
30 November 2016.

Guideline on share 
ownership as a % 
of salary

Actual beneficial 
share ownership as 
a % of salary

Guideline met

Outstanding LTIP 
awards

Outstanding 
options

100%
100%

32%
127%

No
Yes

2,069,853
1,530,972

36,885
18,442

Executive Directors

Brett Simpson
Mike Holt

Non-Executive Directors 

Martin Flower
Steve Hannam
Kevin Matthews
Trudy Schoolenberg
John Sheldrick

30 November 
2016

175,000
532,437

30 November 
2016

556,912
348,232
24,389
72,462
76,993

During the period 1 December 2016 to 1 February 2017, no changes in Directors’ interests have been notified to the Company.

No Director held any beneficial interest in or options over shares in or debentures of any other Group company at 30 November 2016 or 
at 1 February 2017, save as set out above and on the table on page 64.

Low & Bonar Annual Report and Accounts 2016

67

 
 
Annual Remuneration Report continued

The Remuneration Committee
The Committee currently comprises all the Non-Executive Directors of the Company as listed on page 51. The attendance of each 
Director at meetings during the year is shown on page 45. All of the Committee members, with the exception of Mr Flower, are 
considered by the Board to be independent. Mr Flower became a member of the Committee on 6 July 2010 and, while it is no longer 
appropriate to apply the test of independence to him following his appointment as Chairman, he was considered by the Board to be 
independent on his initial appointment as a Non-Executive Director. The Company Secretary is the Secretary to the Committee.

The Group Chief Executive, the Chief Financial Officer and the Group Director of Human Resources may be invited to attend meetings of 
the Committee. The Committee keeps itself informed of all relevant developments and best practice in the field of remuneration and 
seeks advice where appropriate from external advisers. The Group Chief Executive, the Chief Financial Officer, the Group Director of 
Human Resources and the Company Secretary provide advice to the Committee on matters relating to the Remuneration Policy and 
Company practices. 

The Committee’s remit is set out in its terms of reference, a copy of which is available on the Company’s website. 

Advisers
The following advisers provided services to the Committee during the year: 
 ¡ New Bridge Street (an Aon plc company) was appointed by the Committee as advisers and provided advice on reward structures and 
levels and aspects of the Company’s future remuneration policy. New Bridge Street is a member of the Remuneration Consultants 
Group and complies with their code of conduct. New Bridge Street also provides advice to the Company in respect of executive 
remuneration and Non-Executive Directors’ fees, but no other Aon companies provide services to the Company. The fees paid to 
New Bridge Street for advice to the Committee during the year ended 30 November 2016, which were charged on their standard 
terms, were £50,315 (excluding VAT) (2015: £39,094, excluding VAT). 

 ¡ Freshfields Bruckhaus Deringer LLP and Squire Patton Boggs LLP provided advice in respect of matters of legal compliance. Each of 

Freshfields Bruckhaus Deringer LLP and Squire Patton Boggs LLP provides legal advice to the Company on matters other than 
remuneration on a regular and continuing basis. 

The Committee regularly reviews relationships with external advisers and remains satisfied that all advice received during the year was 
objective and independent. 

AGM statement of shareholder voting
At the 2014 AGM, the Remuneration Policy received the following votes from shareholders:

No. of shares

255,985,610

Votes for

Votes against

Total votes cast

Votes withheld

% of shares voted

No. of shares

% of shares voted

% of issued share capital

No. of shares

99.4

1,642,039

0.6

78.9

92,227

At last year’s AGM, the Directors’ Remuneration Report received the following votes from shareholders:

No. of shares

244,446,711

Votes for

Votes against

Total votes cast

Votes withheld

% of shares voted

No. of shares

% of shares voted

% of issued share capital

No. of shares

99.5

1,198,168

0.5

74.7

77,956

Kevin Matthews
Chairman, Remuneration Committee 
On behalf of the Board of Directors
1 February 2017

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Directors’ Report

The Directors present their report and the accounts of the 
Company and the Group for the year ended 30 November 2016.

Strategic Report
The Directors have presented their Strategic Report on pages 1 to 
41, which contains a fair review of the Company’s business, and a 
description of the principal risks and uncertainties facing the 
Company. The review is intended to be a balanced and 
comprehensive analysis of the development and performance of 
the Company’s business during the financial year, and the position 
of the Company’s business at the end of that year, consistent with 
the size and complexity of the business. The review includes, to 
the extent necessary for an understanding of the development, 
performance or position of the Company’s business, an analysis 
using financial key performance indicators. As the Company is a 
quoted company, the Strategic Report also, to the extent 
necessary for an understanding of the development, performance 
or position of the Company’s business, includes (a) the main 
trends and factors likely to affect the future development, 
performance and position of the Company’s business, and (b) 
information about (i) environmental matters (including the impact of 
the Company’s business on the environment), (ii) the Company’s 
employees, and (iii) social, community and human rights issues, 
including information about policies of the Company in relation to 
those matters and the effectiveness of those policies. The Report 
of the Directors should be read in conjunction with the Strategic 
Report, which forms part of this report and contains details of the 
principal activities of the Group during the year and an indication of 
likely future developments and an indication of the activities of the 
Group in the field of research and development.

The Strategic Report was approved by the Board of Directors on  
1 February 2017.

Greenhouse gas reporting
The Directors are required to set out in this report the annual 
quantity of emissions in tonnes of carbon dioxide equivalent from 
activities for which the Group is responsible, including the 
combustion of fuel and the operation of any facility. The report 
must state the annual quantity of emissions in tonnes of carbon 
dioxide equivalent resulting from the purchase of electricity, heat, 
steam or cooling by the Company for its own use. This report is 
shown on page 37 and forms part of this report.

Directors
The Directors of the Company are shown on pages 42 and 43. 
They all held office throughout the financial year under review, with 
the exception of Mike Powell who was appointed a Non-Executive 
Director on 1 December 2016. 

The Company has purchased and maintained throughout the year 
directors’ and officers’ liability insurance in respect of itself and its 
Directors. The Directors also have the benefit of the indemnity 
provision contained in the Company’s Articles of Association.  
The Company has executed deeds of indemnity for the benefit of 
each Director of the Company in respect of liabilities which may 
attach to them in their capacity as directors of the Company or  
of associated companies. These provisions, which are qualifying 
third party indemnity provisions as defined by section 234 of the 
Companies Act 2006, were in place throughout the year.

Re-election of Directors
Mike Powell was appointed since the previous Annual General 
Meeting and, in accordance with the Company’s Articles of 
Association, offers himself for election. His appointment is for a 
period of three years commencing on 1 December 2016.

Having been a Director for over nine years, Steve Hannam retires 
in accordance with the UK Corporate Governance Code and offers 
himself for re-election. Mr Hannam’s appointment may be 
terminated by either him or the Company giving six months’ notice 
in writing. Mr Hannam was appointed as Non-Executive Director of 
the Company in September 2002 for an initial term of three years 
and was last reappointed in 2016 for a term of one year up to  
31 August 2017. The Board continues to believe that it benefits 
substantially from Mr Hannam’s experience and expertise. Further 
details regarding Mr Hannam’s re-election are set out on page 45.

In addition, although directors of companies which are not FTSE 
350 companies are not subject to annual election by shareholders, 
all the other directors, with the exception of John Sheldrick, are also 
submitting themselves for re-election at the forthcoming Annual 
General Meeting. 

The Chairman confirms to shareholders that, following formal 
evaluation, the performance of each of the Directors continues to 
be effective and to demonstrate commitment to the role.

Results and dividends
The Group’s consolidated profit for the year attributable to equity 
holders of the Company was £13.9m (2015: £5.7m).

Directors’ interests
Directors’ interests in shares and debentures of the Company are 
shown on page 67.

The Company paid an interim dividend for the year ended  
30 November 2016 of 1.0 pence per share on 22 September 2016 
to Ordinary Shareholders whose names appeared in the register at 
the close of business on 26 August 2016. The Directors 
recommend that a final dividend of 2.00p (2015: 1.80p) be paid on 
13 April 2017 to Ordinary Shareholders on the register at close of 
business on 17 March 2017.

Dividends 

Interim 
Final 

Total 

2016

2015

% Increase

1.00p
2.00p

3.00p

0.98p
1.80p

2.78p

2.0%
11.1%

7.9%

Substantial interests
As at 30 November 2016, the following interests in voting rights 
over the issued share capital of the Company had been notified in 
accordance with Rule 5 of the UKLA’s Disclosure Guidance and 
Transparency Rules. 

Low & Bonar Annual Report and Accounts 2016

69

 
 
The current authority to allot “Relevant Securities” in accordance with 
section 551 of the Companies Act 2006 (the 2006 Act) is as follows:
1.  in relation to a pre-emptive rights issue only, equity securities  
up to a maximum nominal amount of £10,966,164.80, which 
represented approximately two-thirds of the Company’s issued 
Ordinary Shares at the date the authority was granted (reduced 
by the nominal amount of any Relevant Securities allotted 
under the next paragraph); and

2.  in any other case, Relevant Securities up to a maximum  

nominal amount of £5,483,082.40 (approximately one-third  
of the Company’s issued Ordinary Shares), reduced by the  
nominal amount of any equity securities allotted under the 
previous paragraph.

The current authority to allot equity securities (as defined by 
section 560 of the 2006 Act) or sell treasury shares for cash 
without first offering them to existing shareholders in proportion to 
their existing holdings is as follows:
1.  in relation to a pre-emptive rights issue only, up to a maximum 

nominal amount of £10,966,164.80; or

2.  in any other case, up to a maximum nominal amount of 

£1,644,924.70, which represented approximately 10% of the 
Company’s issued Ordinary Shares (excluding treasury shares) 
as at the date the authority was granted.

Annual General Meeting
The Annual General Meeting will be held at The Royal Institution, 
21 Albemarle Street, London, W1S 4BS on Wednesday 
12 April 2017, commencing at 11.00am. The notice of meeting is 
contained in the separate booklet which is enclosed. The booklet 
contains the text of the resolutions to be proposed and 
explanatory notes.

Going concern
Having reviewed the medium-term forecasts and compared the cash 
flow with available bank facilities, the Directors are of the opinion that 
the Group has adequate resources to continue in operational 
existence for the foreseeable future. For this reason, the Directors 
continue to adopt the going concern basis in preparing the accounts.

Directors’ Report continued

No. of
Ordinary
Shares

% of total 
voting 
rights

JO Hambro Capital Management Limited
AXA Investment Managers S.A.
Schroders plc
Unicorn Asset Management Limited
Sterling Strategic Value Fund S.A.
Luxempart SA
Prudential plc
Henderson Global Investors
Aberforth Partners LLP

33,791,468
32,895,112
30,463,499
21,432,965
19,067,000
17,249,145
15,819,478
14,389,576
12,834,094

10.26
9.99
9.25
6.51
5.79
5.24
4.80
4.37
3.90

On 13 December 2016, Sterling Strategic Value Fund S.A. notified 
the Company that it had increased its shareholding to 21,262,070 
shares representing 6.46% of the total voting rights and, on  
3 January 2017, further notified the Company that it no longer had 
a notifiable interest. On 3 January 2017, Notz, Stucki Europe S.A. 
notified the Company that it had acquired an interest in 22,562,070 
shares representing 6.85% of the total voting rights. No other 
changes to the table above have been disclosed to the Company 
between 30 November 2016 and 1 February 2017.

Ordinary Share capital
The Company’s issued share capital as at 30 November 2016 
consisted of 329,298,026 Ordinary Shares with voting rights, 
154,571,152 deferred shares without voting rights and £100,000  
6 per cent first cumulative preference stock, £100,000 6 per cent 
second cumulative preference stock and £200,000 5.5 per cent 
third cumulative preference stock (the “preference stock”). 
Provided that preference dividends remain paid in accordance 
with the Company’s Articles of Association, the preference stock 
does not carry voting rights. The Company does not hold any 
Ordinary Shares in treasury. The total number of voting rights in 
the Company is, therefore, 329,298,026. Further details of the 
Company’s issued share capital at 30 November 2016 and of 
options granted and shares issued pursuant to the Company’s 
employee share option schemes and long-term incentive plans  
are shown in Note 24 to the accounts. The Company operates  
an employee benefit trust to hold shares in relation to satisfying 
awards made under certain employee share schemes.  
At 30 November 2016, the trust held 26,752 Ordinary Shares 
(2015: 26,752 Ordinary Shares). During the year, the Company 
issued a total of 314,549 Ordinary Shares to employees on the 
exercise of options under the Group’s save-as-you-earn plans. 
Allotment of these shares took place at various points during the 
year at prices ranging from £0.428 to £0.588 pence per share 
according to the terms of the options and awards.

As at 1 February 2017, being the latest practicable date before 
publication of this report, there were 329,346,110 Ordinary Shares 
in issue.

The Directors have authority to allot relevant securities and to allot 
equity securities for cash without first offering them pro rata to  
existing shareholders granted at last year’s Annual General Meeting. 
The Directors will seek to renew this authority at the forthcoming 
Annual General Meeting as those existing authorities will expire.

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Financial instruments
The financial risk management objectives and policies of the 
Company and policies for hedging each major type of forecasted 
transaction for which hedge accounting is used and the exposure 
of the Company to price risk, credit risk, liquidity risk and cashflow 
risk are set out in Note 20 on pages 105 to 111.

Significant agreements
The Group’s principal banking facilities may become repayable 
upon a change of control of the Company.

Information to the auditor
Each Director who held office at the date of this Directors’ Report 
has confirmed that, so far as he or she is aware, there is no 
relevant audit information of which the Company’s auditor is 
unaware, and that he or she has taken all steps that he or she 
ought to have taken as a Director to make himself or herself aware 
of any relevant audit information and to establish that the 
Company’s auditor is aware of that information.

Auditor
A resolution to reappoint KPMG LLP as auditor will be proposed at 
the forthcoming Annual General Meeting.

Fair, balanced and understandable
The Directors consider this annual report and accounts, taken as  
a whole, is fair, balanced and understandable and provides the 
information necessary for shareholders to assess the Company’s 
position and performance, business model and strategy.

By order of the Board

Stuart Haydon
Company Secretary
1 February 2017

Viability statement
The Directors have assessed the viability of the Group over a five-year 
period, taking into account the Group’s position at 30 November 2016 
and the potential impacts of the principal risks over the review period.

A period of five years has been chosen for the purposes of the 
viability statement, as this is in line with the Group’s strategic 
planning process, which is updated annually and during which 
capital investment plans and market and product development 
initiatives are considered and used to model the Group’s 
performance and financial ratios, including funding requirements 
and maintaining adequate headroom on its loan covenants. In 
making the assessment, the Directors have taken account of the 
maturity of the Group’s current debt funding and its ability to raise 
new finance in most market conditions.

Whilst each principal risk has a potential impact, enhanced stress 
testing was carried out on two severe but plausible scenarios;  
a prolonged economic downturn, and a loss of premium pricing 
position of a significant portion of the Group’s product portfolio.

The Group’s operating model is structured to provide resilience to 
adverse trading conditions; including a diverse customer, supplier, 
geographical and market base, an ability to flex its cost base, the 
capability to maintain its margins in times of oil price volatility, and 
to control its capital investment requirements.

Based on this assessment and the results of the enhanced stress 
testing, and on the assumption that the principal risks are 
managed or mitigated in the ways disclosed, the Directors confirm 
that they have a reasonable expectation that the Group will be able 
to continue in operation and meet its liabilities as they fall due over 
the period to 30 November 2021.

Internal controls
The Directors acknowledge their responsibility for the systems of 
internal control within the Group. The purpose of these systems  
is to provide reasonable assurance as to the reliability of financial 
information and to maintain proper control over the income, 
expenditure, assets and liabilities of the Group. The Board has also 
reviewed in detail the areas of major risk that the Group faces in its 
operations. It has noted and is satisfied with the current control 
mechanisms and reporting lines that have been in place throughout 
the year. However, no system of control can provide absolute 
assurance against material misstatement or loss. In carrying out their 
review, the Directors have regard to what controls in their judgement 
are appropriate to the Group’s businesses, to the materiality and the 
likelihood of the risks inherent in these businesses and to the relative 
costs and benefits of implementing specific controls.

Low & Bonar Annual Report and Accounts 2016

71

 
 
Statement of Directors’ Responsibilities in respect of the  
Annual Report and the Financial Statements

Responsibility statement of the directors in respect of the 
annual financial report
We confirm that to the best of our knowledge:
 ¡ the financial statements, prepared in accordance with the 

applicable set of accounting standards, give a true and fair  
view of the assets, liabilities, financial position and profit or  
loss of the company and the undertakings included in the 
consolidation taken as a whole; and

 ¡ the strategic report includes a fair review of the development 

and performance of the business and the position of the issuer 
and the undertakings included in the consolidation taken as a 
whole, together with a description of the principal risks and 
uncertainties that they face.

Brett Simpson  
Group Chief Executive 
1 February 2017 

Mike Holt
Chief Financial Officer
1 February 2017

The Directors are responsible for preparing the Annual Report  
and the Group and parent Company financial statements in 
accordance with applicable law and regulations.

Company law requires the directors to prepare Group and parent 
Company financial statements for each financial year. Under that 
law they are required to prepare the Group financial statements in 
accordance with IFRSs as adopted by the EU and applicable law 
and have elected to prepare the parent company financial 
statements on the same basis.

Under company law the Directors must not approve the financial 
statements unless they are satisfied that they give a true and fair 
view of the state of affairs of the Group and parent Company and 
of their profit or loss for that period. In preparing each of the Group 
and parent Company financial statements, the Directors are 
required to: 
 ¡ select suitable accounting policies and then apply them 

consistently; 

 ¡ make judgements and estimates that are reasonable  

and prudent; 

 ¡ state whether they have been prepared in accordance with 

IFRSs as adopted by the EU; and 

 ¡ prepare the financial statements on the going concern basis 
unless it is inappropriate to presume that the group and the 
parent company will continue in business. 

The Directors are responsible for keeping adequate accounting 
records that are sufficient to show and explain the parent 
Company’s transactions and disclose with reasonable accuracy  
at any time the financial position of the parent Company and 
enable them to ensure that its financial statements comply with  
the Companies Act 2006. They have general responsibility for 
taking such steps as are reasonably open to them to safeguard 
the assets of the Group and to prevent and detect fraud and  
other irregularities.

Under applicable law and regulations, the Directors are also 
responsible for preparing a Strategic Report, Directors’ Report, 
Directors’ Remuneration Report and Corporate Governance 
Statement that complies with that law and those regulations.

The Directors are responsible for the maintenance and integrity of 
the corporate and financial information included on the Company’s 
website. Legislation in the UK governing the preparation and 
dissemination of financial statements may differ from legislation in 
other jurisdictions.

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Independent Auditor’s Report to the Members of  
Low & Bonar PLC only 

Opinions and conclusions arising from our audit
1  Our opinion on the financial statements is unmodified 
We have audited the financial statements of Low & Bonar PLC for 
the year ended 30 November 2016 set out on pages 75 to 120. 
In our opinion:
 ¡ the financial statements give a true and fair view of the state  
of the Group’s and of the parent company’s affairs as at  
30 November 2016 and of the Group’s profit for the year  
then ended; 

 ¡ the Group financial statements have been properly prepared in 
accordance with International Financial Reporting Standards as 
adopted by the European Union (‘IFRSs as adopted by the EU’);  

 ¡ the parent company financial statements have been properly 

prepared in accordance with IFRSs as adopted by the EU and 
as applied in accordance with the provisions of the Companies 
Act 2006; and 

 ¡ the financial statements have been prepared in accordance 
with the requirements of the Companies Act 2006 and,  
as regards the group financial statements, Article 4 of the  
IAS Regulation.

2  Our assessment of risks of material misstatement 
In arriving at our audit opinion above on the financial statements 
the risks of material misstatement that had the greatest effect on 
our audit were as follows (unchanged from 2015):

Recoverability of goodwill £82.6m (2015: £69.6m) 
Risk vs 2015: Unchanged
Refer to page 48 (Audit Committee Report), pages 84 and 85 
(accounting policy) and pages 98 and 99 (financial disclosures)

The risk – The Group has significant goodwill allocated to its four 
(2015: four of its five) cash generating units (‘CGUs’). In the light of 
challenging trading conditions in the Civil Engineering CGU and 
production issues in the Coated Technical Textiles CGU, there is  
a risk that the carrying value of goodwill may be in excess of its 
recoverable amount and an impairment may arise. The estimation 
of recoverable amount is complex and significant judgement is 
required in making some of the estimates, specifically cash flow 
projections, discount rates and short term growth rates. Due to  
the inherent uncertainty involved in forecasting and discounting 
future cash flows, this is the key judgemental area that our audit 
was concentrated on.

Our response – Our procedures included testing the controls 
relating to the preparation and approval of the Group’s budget 
upon which the forecasts are based. We critically assessed the 
budgets including considering the historical accuracy of the 
budgeting process and the reflection of actual and anticipated 
trading conditions in the forecasts. We challenged the assumptions 
in the budgets with reference to historical trends, and our own 
expectations based on our knowledge of the business.

In respect of the growth rates used in the impairment testing, we 
compared the Group’s assumptions to externally derived data for 
inputs such as OECD country GDP forecasts. In respect of the 
Civil Engineering CGU we also compared growth rates used to the 
forecast impact of capital and operational investments made by 
the Group over the last 12 months.

We utilised our own internal valuation specialist to assist us in 
assessing the applicable discount rates. We applied sensitivities to 
the budgets for the financial year to 30 November 2017, medium 
and long term growth rates and the discount rate. In particular we 
applied rigorous sensitivities to the Civil Engineering and Coated 
Technical Textiles CGU forecasts by increasing the discount rate, 
reducing the budgeted profits and reducing the future growth 
rates. This was performed in order to reflect the risks of under-

performance and forecasting risk resulting in the need for an 
impairment. We calculated a range of discount rates, performance 
shortfalls and growth rates where the recoverable amount of 
assets equalled the net book value and considered this as part of 
our sensitivity analysis. In addition, we compared the sum of the 
discounted cash flows to the group’s market capitalisation to 
assess the reasonableness of the aggregate discounted cash flow.  

We also assessed whether the Group’s disclosures about the 
sensitivity of the outcome of the impairment assessment to 
changes in key assumptions reflected our own sensitivity analysis. 

3  Our application of materiality and an overview of the scope of 
our audit  
Materiality for the Group financial statements as a whole was set at 
£2,600,000, determined with reference to a benchmark of Group 
profit before tax, normalised by removing the effect of non-recurring 
items and averaging profit over the last three years for the Coated 
Technical Textiles CGU due to current year production issues, of 
£30,300,000, of which it represents 8.6%. The Group team 
performed procedures on the items excluded from normalised 
group profit before tax. The benchmark has been changed this year 
to reflect industry consensus, compared to the comparative year, 
where the materiality for the group financial statements as a whole, 
set at £2,600,000, was determined with reference to a benchmark 
of Group revenue, of which it represented 0.7%.

We reported to the Audit Committee any corrected or uncorrected 
identified misstatements exceeding £75,000 (2015: £75,000), in 
addition to other identified misstatements that warranted reporting 
on qualitative grounds.

Of the Group’s 43 (2015: 45) reporting components we subjected 
ten (2015: ten) to audits for Group reporting purposes and three 
(2015: four) to specified risk-focussed audit procedures. The latter 
were not individually financially significant enough to require an 
audit for Group reporting purposes, but did present specific 
individual risks that needed to be addressed, or to provide further 
audit coverage over the Group’s results and balances.

The components within the scope of our work accounted for the 
following percentages of the Group’s results:

Number of 
components 
(2015)

Group 
revenue 
(2015)

Total profits 
and losses 
that make up 
group profit 
before tax 
(2015)

Group total 
assets 
(2015)

10 (10) 72% (69%) 75% (73%) 64% (70%)

3 (4)

6% (9%)

9% (6%)

11% (8%)

Audits for Group 

reporting 
purposes  

Specified 

risk-focussed 
audit 
procedures  

Total  

13 (14) 78% (78%) 84% (79%) 75% (78%)

The remaining 22% (2015: 22%) of total Group revenue, 16%  
(2015: 21%) of total profits and losses that make up Group profit 
before tax and 25% (2015: 22%) of total Group assets is represented 
by 30 (2015: 31) reporting components, none of which individually 
represented more than 3% (2015: 3%) of total Group revenue, 3% 
(2015: 5%) of total profits and losses that make up Group profit 
before tax or 3% (2015: 4%) of total Group assets. For the 
remaining components, we performed analysis at a disaggregated 
Group level to re-examine our assessment that there were no 
significant risks of material misstatement within these.

Low & Bonar Annual Report and Accounts 2016

73

 
 
Independent Auditor’s Report to the Members of  
Low & Bonar PLC only continued

The Group audit team instructed component auditors as to the 
significant areas to be covered, including the relevant risks detailed 
above and the information to be reported back. The Group audit 
team approved the component materiality level, which ranged from 
£182,000 to £1,950,000 (2015: £170,000 to £1,950,000), having 
regard to the mix of size and risk profile of the Group across the 
components. The work on six (2015: six) components was 
performed by component auditors and the remainder by the 
Group audit team.

The Group audit team visited component locations in Germany 
and Belgium and reviewed the work of the component auditor in 
those locations; in 2015 the Group audit team visited component 
locations in the Netherlands and Germany and met with the 
component auditor of the USA. Telephone meetings were also 
held with these components and the components in the United 
Kingdom and the Netherlands (2015: components in Belgium), 
including participation in completion meetings by telephone. 
Telephone meetings were held with other components during the 
year as necessary. At these visits and meetings, the findings 
reported to the Group audit team were discussed in more detail, 
and any further work required by the Group audit team was then 
performed by the component auditor.

4  Our opinion on other matters prescribed by the Companies 
Act 2006 is unmodified  
In our opinion:  
 ¡ the part of the Directors’ Remuneration Report to be audited 

has been properly prepared in accordance with the Companies 
Act 2006;  

 ¡ the information given in the Strategic Report and the Directors’ 
Report for the financial year for which the financial statements 
are prepared is consistent with the financial statements; and  
 ¡ the information given in the Corporate Governance Statement 
set out on pages 44 to 46 with respect to internal control and 
risk management systems in relation to financial reporting 
processes and about share capital structures is consistent with 
the financial statements.

5  We have nothing to report on the disclosures of principal risks  
Based on the knowledge we acquired during our audit, we have 
nothing material to add or draw attention to in relation to:  
 ¡ the directors’ statement of the Viability Statement on page 71, 

concerning the principal risks, their management, and,  
based on that, the directors’ assessment and expectations  
of the group’s continuing in operation over the five years to  
30 November 2021; or  

 ¡ the disclosures in the Significant Accounting Policies section  
of the financial statements concerning the use of the going 
concern basis of accounting.  

6  We have nothing to report in respect of the matters on which 
we are required to report by exception  
Under ISAs (UK and Ireland) we are required to report to you if, 
based on the knowledge we acquired during our audit, we have 
identified other information in the annual report that contains  
a material inconsistency with either that knowledge or the  
financial statements, a material misstatement of fact, or that is 
otherwise misleading.

In particular, we are required to report to you if:  
 ¡ we have identified material inconsistencies between the 

knowledge we acquired during our audit and the directors’ 
statement that they consider that the annual report and 
financial statements taken as a whole is fair, balanced and 
understandable and provides the information necessary for 
shareholders to assess the Group’s position and performance, 
business model and strategy; or  

 ¡ the Financial reporting and significant areas of judgement 

section of the Audit Committee Report does not appropriately 
address matters communicated by us to the Audit Committee.  

Under the Companies Act 2006 we are required to report to you if, 
in our opinion:  
 ¡ adequate accounting records have not been kept by the parent 
company, or returns adequate for our audit have not been 
received from branches not visited by us; or  

 ¡ the parent company financial statements and the part of the 
Directors’ Remuneration Report to be audited are not in 
agreement with the accounting records and returns; or  

 ¡ certain disclosures of directors’ remuneration specified by law 

are not made; or  

 ¡ we have not received all the information and explanations we 

require for our audit; or  

 ¡ a Corporate Governance Statement has not been prepared by 

the company.  

Under the Listing Rules we are required to review:  
 ¡ the directors’ statements, set out on pages 70 and 71, in 
relation to going concern and longer-term viability; and  
 ¡ the part of the Corporate Governance Statement on pages  

44 to 46 relating to the company’s compliance with the eleven 
provisions of the 2014 UK Corporate Governance Code 
specified for our review. 

We have nothing to report in respect of the above responsibilities.  

Scope and responsibilities  
As explained more fully in the Directors’ Responsibilities Statement 
set out on page 72, the directors are responsible for the 
preparation of the financial statements and for being satisfied that 
they give a true and fair view. A description of the scope of an 
audit of financial statements is provided on the Financial Reporting 
Council’s website at www.frc.org.uk/auditscopeukprivate. This 
report is made solely to the company’s members as a body and is 
subject to important explanations and disclaimers regarding our 
responsibilities, published on our website at www.kpmg.com/uk/
auditscopeukco2014a, which are incorporated into this report as if 
set out in full and should be read to provide an understanding of 
the purpose of this report, the work we have undertaken and the 
basis of our opinions.

Anthony Hambleton (Senior Statutory Auditor) 
for and on behalf of KPMG LLP, Statutory Auditor 
Chartered Accountants 
St Nicholas House
Park Row
Nottingham
NG1 6FQ 
1 February 2017

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Consolidated Income Statement
for the year ended 30 November

2016

Before 
amortisation
and non-
recurring 
items

Amortisation
and non-
recurring
items 
(Note 5)

£m

–

(3.3)

–
–

–

(3.3)
0.6

(2.7)

(2.7)

(3.7)

(6.4)

(6.4)
–

(6.4)

Note

1

1

6
6

2
7

29

27

10

£m

400.0

34.7

0.2
(5.7)

(5.5)

29.2
(8.8)

20.4

20.4

0.5

20.9

20.3
0.6

20.9

6.01p
5.95p

0.14p
0.14p

6.15p
6.09p

2015

Amortisation 
and non- 
recurring 
items 
(Note 5)
(restated) 
£m

–

(6.0)

–
–

–

(6.0)
1.4

(4.6)

(4.6)

(8.2)

(12.8)

(12.8)
–

(12.8)

Before 
amortisation 
and non- 
recurring 
items
(restated) 
£m

362.1

31.8

0.1
(4.5)

(4.4)

27.4
(7.6)

19.8

19.8

(0.8)

19.0

18.5
0.5

19.0

Total

£m

400.0

31.4

0.2
(5.7)

(5.5)

25.9
(8.2)

17.7

17.7

(3.2)

14.5

13.9
0.6

14.5

5.20p
5.15p

5.86p
5.75p

(0.98p)
(0.97p)

(0.25p)
(0.24p)

4.22p
4.18p

5.61p
5.51p

Total
(restated) 
£m

362.1

25.8

0.1
(4.5)

(4.4)

21.4
(6.2)

15.2

15.2

(9.0)

6.2

5.7
0.5

6.2

4.47p
4.39p

(2.74p)
(2.69p)

1.73p
1.70p

Revenue

Operating profit/(loss)

Financial income
Financial expense

Net financing costs

Profit/(loss) before taxation
Taxation

Profit/(loss) after taxation
Profit/(loss) for the year from continuing 

operations

Profit/(loss) for the year from discontinued 

operations

Profit/(loss) for the year

Attributable to

Equity holders of the Company
Non-controlling interest

Earnings per share
Continuing operations:
Basic
Diluted
Discontinued operations:
Basic
Diluted
Total:
Basic
Diluted

Low & Bonar Annual Report and Accounts 2016

75

 
 
Consolidated Statement of Comprehensive Income
for the year ended 30 November

Profit for the year

Other comprehensive income
Items that will not be reclassified subsequently to profit or loss:
Actuarial (loss)/gain on defined benefit pension schemes
Deferred tax on defined benefit pension schemes
Items that may be reclassified subsequently to profit or loss:
Exchange differences on translation of foreign operations, net of hedging
Exchange differences recycled from reserves

Total other comprehensive income for the year, net of tax

Total comprehensive income for the year

Attributable to

Equity holders of the parent
Non-controlling interest

Note

4
4

27

2016
£m

14.5

(11.8)
0.3

 36.7 
(1.7)

23.5

38.0

37.4
0.6

38.0

2015
£m

6.2

2.2
–

(17.8)
–

(15.6)

(9.4)

(10.1)
0.7

(9.4)

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Balance Sheets 
as at 30 November

Non-current assets
Goodwill
Intangible assets
Property, plant and equipment
Investment in subsidiaries
Investment in joint venture
Investment in associates
Deferred tax assets
Other receivables
Post-employment benefits

Current assets
Inventories
Trade and other receivables
Cash and cash equivalents
Current tax receivable

Current liabilities
Interest-bearing loans and borrowings
Current tax liabilities
Trade and other payables
Provisions
Derivative liabilities
Liabilities directly associated with assets classified as held for sale

Net current assets

Total assets less current liabilities

Non-current liabilities
Interest-bearing loans and borrowings
Deferred tax liabilities
Post-employment benefits
Other payables

Net assets

Equity attributable to equity holders of the parent
Share capital
Share premium account
Translation reserve
Retained earnings

Total equity attributable to
Equity holders of the parent
Non-controlling interest

Total equity

Note

11
12
13
14
15
16
21
18
4

17
18
20

20
19
19
22
20
29

20
21
4
23

24
25
26

27

Group

Company

2016
£m

82.6
22.2
150.3
–
–
0.5
5.6
–
–

261.2

97.5
79.1
26.3
–

2015
£m

69.6
20.3
132.0
–
–
0.5
4.4
–
5.2

232.0

82.6
71.1
33.9
–

202.9

187.6

0.1
4.4
84.4
–
–
1.3

90.2

112.7

373.9

137.2
19.1
15.0
0.2

171.5

202.4

47.4
74.4
(26.0)
100.2

196.0
6.4

202.4

31.5
5.7
77.0
0.1
0.1
–

114.4

73.2

305.2

104.5
17.2
9.9
1.6

133.2

172.0

47.4
74.2
(61.0)
105.3

165.9
6.1

172.0

2016
£m

–
–
0.6
93.2
–
–
–
39.9
–

2015
£m

–
–
0.2
93.6
–
–
–
22.3
5.2

133.7

121.3

–
152.4
1.4
–

153.8

1.3
–
19.2
–
–
–

20.5

133.3

267.0

48.4
–
2.2
–

50.6

–
149.0
5.3
–

154.3

34.0
–
26.4
–
0.1
–

60.5

93.8

215.1

66.4
–
–
–

66.4

216.4

148.7

47.4
74.4
–
94.6

216.4
–

216.4

47.4
74.2
–
27.1

148.7
–

148.7

The consolidated financial statements on pages 75 to 120 were approved by the Board on 1 February 2017 and signed on its behalf by:

Brett Simpson 
1 February 2017 

Mike Holt
1 February 2017

Registered number: SC008349

Low & Bonar Annual Report and Accounts 2016

77

 
 
 
 
 
 
Consolidated Cash Flow Statement
for the year ended 30 November

Profit for the year from continuing operations
Loss for the year from discontinued operations

Profit for the year

Adjustments for:
Depreciation
Amortisation
Income tax expense
Net financing costs
Share of results of joint venture
Loss on disposal of the grass yarns business
Impairment of investment in joint venture
Non-cash pension charges
(Increase)/decrease in inventories
Decrease/(increase) in trade and other receivables
Decrease in trade and other payables
Decrease in provisions
Gain on disposal of non-current assets
Equity-settled share-based payment

Cash inflow from operations

Interest received
Interest paid
Tax paid
Pension cash contributions 

Net cash inflow from operating activities
Proceeds from the disposal of the grass yarns business
Acquisition of property, plant and equipment
Intangible assets purchased
Dividends paid to non-controlling interests

Net cash outflow from investing activities
Drawdown of borrowings
Repayment of borrowings
Movement in cash flow hedges
Proceeds of share issues to employees
Equity dividends paid

Net cash (outflow)/inflow from financing activities

Net cash (outflow)/inflow
Cash and cash equivalents at start of year
Foreign exchange differences

Cash and cash equivalents at end of year

Note

28

2016

£m

17.7
(3.2)

14.5

15.8
5.2
8.2
5.5
1.3
1.3
–
1.0
(14.7)
1.7
(2.0)
(0.1)
(0.1)
0.9

38.5

0.1
(5.0)
(10.8)
(4.6)

18.2
21.7
(18.9)
(3.3)
(0.3)

(0.8)
17.8
(37.9)
0.1
0.2
(9.2)

(29.0)

(11.6)
33.9
4.0

26.3

2015
(restated)
£m

15.2
(9.0)

6.2

12.4
5.2
6.2
4.4
1.8
–
8.2
1.1
2.8
(6.4)
(2.3)
(0.4)
–
0.6

39.8

–
(4.5)
(7.5)
(4.5)

23.3
–
(33.0)
(0.7)
(1.0)

(34.7)
28.8
–
–
0.3
(9.0)

20.1

8.7
25.8
(0.6)

33.9

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Company Cash Flow Statement
for the year ended 30 November

Profit for the year
Adjustments for:
Depreciation
Income tax credit
Provision for investment impairment
Loss on disposal – non-current assets
Net financing income
Non-cash pension charges
(Increase)/decrease in receivables
(Decrease)/increase in payables
Equity-settled share-based payment

Cash inflow from operations

Interest received
Interest paid
Tax paid
Pension cash contributions 

Net cash inflow from operating activities

Acquisition of property, plant and equipment

Net cash outflow from investing activities

Proceeds of share issues to employees
Repayment of borrowings
Equity dividends paid

Net cash outflow from financing activities

Net cash (outflow)/inflow
Cash and cash equivalents at start of year
Foreign exchange differences

Cash and cash equivalents at end of year

Note

8

28

2016
£m

86.9

0.1
–
0.4
0.1
(1.8)
0.5
(20.9)
(6.7)
0.9

59.5

5.3
(4.3)
–
(4.0)

56.5

(0.7)

(0.7)

0.2
(50.6)
(9.2)

(59.6)

(3.8)
5.3
(0.1)

1.4

2015
£m

11.2

–
–
–
– 
(0.9)
0.8
2.2
4.3
0.6

18.2

5.8
(4.0)
–
(3.8)

16.2

–

–

0.3
(5.8)
(9.0)

(14.5)

1.7
3.6
–

5.3

Low & Bonar Annual Report and Accounts 2016

79

 
 
Consolidated Statement of Changes in Equity
for the year ended 30 November

Share 
premium
£m

Translation 
reserve
£m

Retained 
earnings
£m

Equity 
attributable 
to equity 
holders of 
the parent 
£m

Non- 
controlling 
interest
£m

At 30 November 2014

Total comprehensive income for the year
Dividends paid to Ordinary Shareholders
Dividends paid to Non-Controlling Interests
Shares issued
Share-based payment

Net increase/(decrease) for the year

Share
capital
£m

47.3

–
–
–
0.1
–

0.1

74.0

–
–
–
0.2
–

0.2

At 30 November 2015

47.4

74.2

Total comprehensive income for the year
Dividends paid to Ordinary Shareholders
Dividends paid to Non-Controlling Interests
Disposal of equity participation in subsidiary
Shares issued
Share-based payment

Net increase/(decrease) for the year

–
–
–
–
–
–

–

–
–
–
–
0.2
–

0.2

(43.0)

(18.0)
–
–
–
–

(18.0)

(61.0)

35.0
–
–
–
–
–

35.0

105.8

184.1

7.9
(9.0)
–
–
0.6

(0.5)

105.3

2.4
(9.2)
–
0.8
–
0.9

(5.1)

(10.1)
(9.0)
–
0.3
0.6

(18.2)

165.9

37.4
(9.2)
–
0.8
0.2
0.9

30.1

At 30 November 2016

47.4

74.4

(26.0)

100.2

196.0

Total
equity
£m

190.5

(9.4)
(9.0)
(1.0)
0.3
0.6

(18.5)

172.0

38.0
(9.2)
(0.3)
0.8
0.2
0.9

30.4

202.4

6.4

0.7
–
(1.0)
–
–

(0.3)

6.1

0.6
–
(0.3)
–
–
–

0.3

6.4

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Company Statement of Changes in Equity
for the year ended 30 November

At 30 November 2014

Profit for the year 
Actuarial gain on defined benefit pension scheme 
Dividends paid to Ordinary Shareholders
Shares issued
Share-based payment

Net increase for the year

At 30 November 2015

Profit for the year
Actuarial loss on defined benefit pension scheme
Dividends paid to Ordinary Shareholders
Shares issued
Share-based payment

Net increase for the year

At 30 November 2016

Share 
capital 
£m

47.3

Share 
premium 
£m

74.0

–
–
–
0.1
–

0.1

–
–
–
0.2
–

0.2

47.4

74.2

–
–
–
–
–

–

–
–
–
0.2
–

0.2

47.4

74.4

Retained 
earnings 
£m

22.4

11.2
1.9
(9.0)
–
0.6

4.7

27.1

86.9
(11.1)
(9.2)
–
0.9

67.5

94.6

Total 
equity
£m

143.7

11.2
1.9
(9.0)
0.3
0.6

5.0

148.7

86.9
(11.1)
(9.2)
0.2
0.9

67.7

216.4

Low & Bonar Annual Report and Accounts 2016

81

 
 
Significant Accounting Policies

General information
Low & Bonar PLC (the “Company”) is a company domiciled in 
Scotland and incorporated in Scotland under the Companies 
(Consolidation) Act 1908. The address of the registered office is 
Whitehall House, 33 Yeaman Shore, Dundee, DD1 4BJ. 
The management head office is One Connaught Place, London, 
W2 2ET.

The consolidated financial statements of the Company for the year 
ended 30 November 2016 comprise the Company and its 
subsidiaries (together referred to as the “Group”).

(A) Basis of preparation
The financial statements are presented in Pounds Sterling, 
rounded to the nearest hundred thousand Pounds. They are 
prepared on the historical cost basis except for the revaluation to 
fair value of certain financial instruments. UK company law 
requires directors to consider whether it is appropriate to prepare 
the financial statements on the basis that the Company and the 
Group are a going concern.

The financial information for the comparative periods has been 
restated to present the results of our artificial grass yarns business 
and our joint venture interest in Bonar Natpet LLC within 
discontinued operations.

The Group’s business activities, together with the factors likely to 
affect its future development, performance and position, together 
with details of cash flows and borrowing requirements, are set out in 
the Strategic Report on pages 1 to 41. The information contained in 
the Strategic Report and Note 20 to the financial statements sets 
out the Group’s objectives, policies and processes for managing its 
capital, financial risks and hedging activities together with its 
exposure to credit and liquidity risks. The Principal Risks and 
Uncertainties section on pages 30 to 33 provides further details of 
the key risks affecting the Group and Company.

The Group funds its day-to-day working capital requirements  
by using the facilities available to it (see Note 20). The Directors 
have reviewed the Group’s medium-term forecasts to determine 
whether the committed banking facilities are sufficient to support 
the Group’s projected liquidity requirements. The Directors  
have also considered whether the Group’s forecast earnings  
are sufficient to meet the covenants associated with its 
committed facilities.

After making enquiries, the Directors have a reasonable 
expectation that the Company and the Group have adequate 
resources to continue in operational existence for the foreseeable 
future, and are not aware of any material uncertainties related to 
events or conditions that may cast significant doubt on the ability 
of the Company and the Group to continue as a going concern. 
Accordingly, they have continued to adopt the going concern basis 
in preparing the financial statements.

Both the Parent Company financial statements and the Group 
financial statements have been prepared in accordance with IFRS 
as adopted by the EU (“adopted IFRS"). At the date of authorisation 
of these financial statements, there are a number of Standards, 
Interpretations and Amendments in issue but not yet effective and 
which have therefore not yet been applied in these financial 
statements (accounting policy X).

On publishing the Parent Company financial statements here 
together with the Group financial statements, the Company  
has taken advantage of the exemption in section 408 of the 
Companies Act 2006 not to present its individual income 
statement and related Notes which form a part of these approved 
financial statements.

The adopted IFRS applied by the Group in the preparation of these 
financial statements are those that were effective at 30 November 
2016. The Group has adopted the following new Standards, 
Interpretations and Amendments which became effective during 
the year with no significant impact on the Group’s consolidated 
financial results or position:
 ¡ Amendments to IAS 19 – Defined Benefit Plans: Employee 

Contributions

 ¡ Annual Improvements to IFRSs – 2010-2012 Cycle
 ¡ Annual Improvements to IFRSs – 2011-2013 Cycle

(B) Basis of consolidation
(i) Subsidiaries
Subsidiaries are those entities controlled by the Group. 
The financial statements of subsidiaries are included in the 
consolidated financial statements from the date that control 
commences until the date that control ceases. In the Parent 
Company financial statements, investments in subsidiaries are 
carried at cost less impairment.

The interest of non-controlling interests is initially stated at the 
non-controlling interest’s share of the fair values of the identifiable 
assets and liabilities recognised on the date of acquisition. 
Subsequent to this acquisition, the carrying amount of non-
controlling interest is the amount of those interests at initial 
recognition plus the non-controlling interests’ share of subsequent 
changes in equity. Changes in the Group’s interest that do not 
result in a loss of control are accounted for as equity transactions. 
The carrying amount of the Group’s interests and the non-
controlling interests are adjusted to reflect the change in their 
relative interests in the subsidiaries. Any difference between the 
amount by which the non-controlling interests are adjusted and the 
fair value of the consideration paid or received is recognised 
directly in equity and attributed to the owners of the Company.

(ii) Associates
Associates are those entities in which the Group has significant 
influence, but not control, over the financial and operating policies. 
The consolidated financial statements include the Group’s share of 
the total recognised gains and losses of associates on an 
equity-accounted basis, from the date that significant influence 
commences until the date that significant influence ceases. When 
the Group’s share of losses exceeds its interest in an associate, 
the Group’s carrying amount is reduced to nil and recognition of 
further losses is discontinued except to the extent that the Group 
has incurred legal or constructive obligations or made payments 
on behalf of an associate.

(iii) Joint ventures
Joint ventures are those entities over whose activities the Group 
has joint control, established by contractual agreement.

The Group accounts for its joint ventures using the equity method. 
The investment in the joint venture is recognised initially at cost 
and is adjusted thereafter for the post-acquisition change in the 
Group’s share of net assets of the joint venture.

(iv) Transactions eliminated on consolidation
Intra-Group balances and transactions and any unrealised gains 
arising from intra-Group transactions are eliminated in preparing 
the consolidated financial statements.

82

Low & Bonar Annual Report and Accounts 2016

(v) Discontinued operations
A discontinued operation is a component of the Group’s 
businesses that represents a separate major line of business or 
geographical area of operations that has been disposed of or is 
held for sale, or is a subsidiary acquired exclusively with a view to 
resale. Classification as a discontinued operation occurs upon 
disposal or when the operation meets the criteria to be classified 
as held for sale, if earlier. When an operation is classified as a 
discontinued operation, the comparative income statement is 
re-presented as if the operation had been discontinued from the 
start of the comparative period.

(vi) Business combinations
Acquisitions of subsidiaries and businesses are accounted for 
using the acquisition method. The consideration transferred in a 
business combination is measured at fair value, which is 
calculated as the sum of the acquisition-date fair values of assets 
transferred by the Group, liabilities incurred by the Group to the 
former owners of the acquiree and the equity interest issued by 
the Group in exchange for control of the acquiree. Acquisition-
related costs are recognised in profit or loss as incurred.

(C) Foreign currency
(i) Foreign currency transactions
Transactions in foreign currencies are translated at the foreign 
exchange rate ruling at the date of the transaction. Monetary 
assets and liabilities denominated in foreign currencies at the 
balance sheet date are translated into Pounds Sterling at the 
foreign exchange rate ruling at that date. Foreign exchange 
differences arising on translation are recognised in the income 
statement. Non-monetary assets and liabilities denominated in 
foreign currencies that are stated at fair value are translated into 
Pounds Sterling at exchange rates ruling at the date the fair values 
were determined. Non-monetary assets and liabilities that are 
measured in terms of historical cost in a foreign currency are 
translated using the exchange rate at the date of the transaction.

(ii) Translation of foreign operations
The assets and liabilities of foreign operations, including goodwill 
and fair value adjustments arising on consolidation, are translated 
at foreign exchange rates ruling at the balance sheet date. The 
income statements of foreign operations are translated at an 
average rate for the period where this rate approximates to the 
foreign exchange rates ruling at the date of the transactions. 
Exchange differences arising from the translation of foreign 
operations, and of related qualifying hedges, are taken to Other 
Comprehensive Income. They are released to the income 
statement upon disposal. Monetary items receivable from or 
payable to a foreign operation for which settlement is neither 
planned nor likely to occur in the foreseeable future are treated as 
part of the net investment in the foreign operation.

(iii) Hedging of risks
In order to hedge its exposure to certain foreign exchange risks, 
the Group enters into forward exchange contracts (see accounting 
policies D and E).

(D) Derivative financial instruments
The Group uses derivative financial instruments to hedge its 
exposure to foreign exchange risks arising from operational and 
investment activities. The Group does not hold or issue derivative 
financial instruments for trading purposes.

Derivative financial instruments are recognised initially at fair value. 
Derivative financial instruments are subsequently remeasured to 
their fair value with the resulting gain or loss being recognised in 
profit or loss. However, where derivatives qualify for hedge 
accounting, recognition of any resulting gain or loss depends on 
the nature of the item being hedged (see accounting policy E).

Low & Bonar Annual Report and Accounts 2016

Financial instruments carried at fair value are required to be 
measured by reference to the following levels:

Level 1: quoted prices in active markets for identical instruments;

Level 2: inputs other than quoted prices included within Level 1 
that are observable for the instrument, either directly (i.e. as prices) 
or indirectly (i.e. derived from prices); or

Level 3: inputs for the instrument that are not based on observable 
market data (unobservable inputs).

All financial instruments have been measured using a Level 2 
valuation method.

(E) Hedging
(i) Cash flow hedges
Where a derivative financial instrument is designated as a hedge of 
the variability in cash flows of a recognised asset or liability, a firm 
commitment or a highly probable forecast transaction, the effective 
part of any gain or loss on the derivative financial instrument is 
recognised in Other Comprehensive Income. When the firm 
commitment or forecast transaction results in the recognition of a 
non-financial asset or liability, the cumulative gain or loss is removed 
from equity and included in the initial measurement of the asset  
or liability. Otherwise, the cumulative gain or loss is removed from 
equity and recognised in the income statement at the same time as 
the hedged transaction. The ineffective part of any gain or loss is 
recognised in the income statement immediately.

When a hedging instrument or hedge relationship is terminated but 
the hedged transaction is still expected to occur, the cumulative 
gain or loss at that point remains in equity and is recognised in 
accordance with the above policy when the transaction occurs.  
If the hedged transaction is no longer expected to take place,  
the cumulative unrealised gain or loss recognised in equity is 
recognised in the income statement immediately.

(ii) Hedge of net investment in foreign operations
Exchange differences arising from the translation of the net 
investment in foreign operations, and of related hedges, are  
taken to the translation reserve. They are released to the income 
statement upon disposal of the foreign operation.

In respect of all foreign operations, any differences that have 
arisen since 1 December 2004, the date of transition to IFRS,  
are presented as a separate component of equity in the Group 
financial statements. When foreign operations have been disposed 
of, any cumulative differences are recycled to retained earnings.

The Group tests effectiveness on a prospective and retrospective 
basis to ensure compliance with IAS 39.

(F) Property, plant and equipment
(i) Owned assets
Items of property, plant and equipment are stated at cost less 
accumulated depreciation (see below) and impairment losses (see 
accounting policy K). The cost of self-constructed assets includes 
the cost of materials, direct labour and an appropriate proportion 
of production overheads. Borrowing costs related to the 
acquisition or construction of qualifying assets are capitalised.

Where an item of property, plant and equipment comprises major 
components with different useful lives, the components are 
accounted for as separate items of plant, property and equipment.

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83

 
 
Significant Accounting Policies continued

(ii) Leased assets
Leases whereby the Company or the Group assumes substantially 
all the risks and rewards of ownership are classified as finance 
leases. Plant and equipment acquired by way of finance lease is 
stated at an amount equal to the lower of its fair value and the 
present value of the minimum lease payments at inception of the 
lease, less accumulated depreciation (see below) and impairment 
losses (see accounting policy K). Lease payments are accounted 
for as described in accounting policy R. Where land and buildings 
are held under lease the accounting treatment of the land is 
considered separately from that of buildings.

(iii) Subsequent expenditure
The Company and the Group recognise in the carrying amount of 
an item of property, plant and equipment the cost of replacing part 
of such an item when that cost is incurred, if it is probable that the 
future economic benefits associated with the item will flow to the 
Company or the Group and the cost of the item can be measured 
reliably. Subsequent costs are capitalised if it is probable that the 
future economic benefits will flow to the entity, and the costs can 
be reliably measured.

(iv) Depreciation
Depreciation is charged to the income statement on a straight-line 
basis over the estimated useful lives of items of property, plant and 
equipment and major components that are accounted for 
separately. Land is not depreciated.

The estimated useful lives for significant classes of assets are  
as follows:
– property 
– plant and equipment 

10–50 years
3–15 years

For other assets, the useful economic lives are:
– fixtures and fittings 
– computer hardware 
– tooling 
– motor vehicles 

3–7 years
2–5 years
1–5 years
3–5 years

(G) Intangible assets
(i) Goodwill
Goodwill is recognised only in a business combination and is 
measured as a residual. Goodwill represents the excess of the fair 
value of the consideration paid over the share of the identifiable 
assets acquired and liabilities assumed.

Goodwill is stated at deemed cost less any accumulated 
impairment losses (see accounting policy K).

(ii) Research and development
Expenditure on research activities, undertaken with the prospect 
of gaining new scientific or technical knowledge and 
understanding, is recognised in the income statement when it 
is incurred.

Expenditure on development activities, where research findings 
are applied to a plan or design for the production of new or 
substantially improved products and processes, is capitalised if 
the product or process is technically and commercially feasible 
and the Group has sufficient resources to complete development, 
future economic benefits are probable and if the Group can 
measure reliably the expenditure attributable to the intangible 
asset during its development. The expenditure capitalised includes 
the cost of materials, direct labour and an appropriate proportion 
of overheads. Other development expenditure is recognised in the 
income statement as an expense is incurred. Capitalised 
development expenditure is stated at cost less accumulated 
amortisation and impairment losses (see accounting policy K).

(iii) Other intangible assets
Other intangible assets that are acquired by the Group are stated 
at cost less accumulated amortisation and impairment losses  
(see accounting policy K). Expenditure on internally generated 
goodwill and brands is recognised in the income statement when  
it is incurred.

(iv) Amortisation
Amortisation is charged to the income statement on a straight-line 
basis over the estimated useful lives of intangible assets unless 
such lives are indefinite. Goodwill and intangible assets with an 
indefinite life are not amortised but are systematically tested for 
impairment annually and further tested at each balance sheet date 
if there is any evidence of potential impairment. Other intangible 
assets are amortised from the date that they are available for use.

The estimated useful lives of the identified intangible assets are  
as follows:
– technology based
– customer relationships
– marketing related
– order backlog
– non-compete agreements
– software

5–10 years
4–11 years
10 years
3 months
4–5 years
3–5 years

(H) Trade and other receivables
Trade and other receivables are initially recognised at fair value and 
thereafter stated at their amortised cost less impairment losses 
(see accounting policy K).

(I) Inventories
Inventories are stated at the lower of cost and net realisable value. 
Net realisable value is the estimated selling price in the ordinary 
course of business, less the estimated costs of completion and 
selling expenses.

The cost of inventories is based on the first-in first-out principle 
and includes expenditure incurred in acquiring the inventories  
and bringing them to their existing location and condition. In the 
case of manufactured inventories and work in progress, cost 
includes an appropriate share of overheads based on normal 
operating capacity.

(J) Cash and cash equivalents
Cash and cash equivalents comprise cash balances and call 
deposits. Bank overdrafts that are repayable on demand and form 
an integral part of the Company’s or the Group’s cash 
management are included as a component of cash and cash 
equivalents for the purpose of the Cash Flow Statement.

(K) Impairment
The carrying amounts of the Company’s and the Group’s assets, 
other than inventories (accounting policy I), and deferred tax assets 
(accounting policy T) are reviewed at each balance sheet date to 
determine whether there is any indication of impairment. If any 
such indication exists, the asset’s recoverable amount is 
estimated. For goodwill, assets that have an indefinite useful life 
and intangible assets that are not yet available for use, the 
recoverable amount is estimated at each balance sheet date. An 
impairment loss is recognised whenever the carrying amount of an 
asset or its cash generating unit exceeds its recoverable amount. 
Impairment losses recognised in respect of cash generating units 
are allocated first to reduce the carrying amount of any goodwill 
allocated to cash generating units (group of units) and then to 

84

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i

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reduce the carrying amount of other assets in the unit (group of 
units) on a pro rata basis. Impairment losses are recognised in the  
income statement.

An impairment loss in respect of goodwill is not reversible. Other 
impairment losses are reversed only to the extent that the asset’s 
carrying amount does not exceed the carrying amount that would 
have been determined, net of depreciation or amortisation, if no 
impairment loss had been recognised.

(i) Calculation of recoverable amount
Receivables with a short duration are not discounted.

The recoverable amount of other assets is the greater of their fair 
value less costs to sell and value in use. In assessing value in use, 
the estimated future cash flows are discounted to their present 
value using a pre-tax discount rate that reflects current market 
assumptions of the time value of money and the risks specific to 
the asset. For an asset that does not generate largely independent 
cash inflows, the recoverable amount is determined for the cash 
generating unit to which the asset belongs.

(L) Share capital
(i) Preference share capital
Financial instruments issued by the Company are treated as equity 
only to the extent that they meet the following two conditions: they 
include no contractual obligations upon the Company to deliver 
cash or other financial assets or to exchange financial assets or 
financial liabilities with another party under conditions that are 
potentially unfavourable to the Company; and where the 
instrument will or may be settled in the Company’s own equity 
instruments, it is either a non-derivative that includes no obligation 
to deliver a variable number of the Company’s own equity 
instruments or is a derivative that will be settled by the Company 
exchanging a fixed amount of cash or other financial assets for a 
fixed number of its own equity instruments. 

To the extent that this definition is not met, the proceeds of issue 
are classified as a financial liability. Where the instrument so 
classified takes the legal form of the Company’s own shares, the 
amounts presented in these financial statements for called up 
share capital and share premium account exclude amounts in 
relation to those shares.

Finance payments associated with financial liabilities are dealt with 
as part of financial expenses. Finance payments associated with 
financial instruments that are classified in equity are dividends, and 
are recorded directly in equity.

(ii) Dividends
Dividends on redeemable Preference Shares are recognised as a 
liability on an accruals basis. Dividends on Ordinary Shares are 
recognised as a liability in the period in which they are declared. 
Dividend income is recognised in the income statement on the 
date that the dividend is declared.

(iii) Equity transaction costs
Directly attributable and incremental transaction costs of an equity 
transaction are accounted for as a deduction from equity, net of 
any related income tax benefit.

(M) Interest-bearing borrowings
Interest-bearing borrowings are recognised initially at fair value, 
less attributable transaction costs. Subsequent to initial 
recognition, interest-bearing borrowings are stated at amortised 
cost with any difference between cost and redemption value being 
recognised in the income statement over the period of the 
borrowings on an effective-interest basis.

(N) Employee benefits
The Company and the Group operate defined benefit pension 
plans and defined contribution pension plans. The Company also 
offers share-based compensation benefits to certain employees of 
the Group.

(i) Defined contribution plans
A defined contribution pension plan is one under which fixed 
contributions are paid to a third party. The Company and the 
Group have no further payment obligations once these 
contributions have been paid. Obligations for contributions to 
defined contribution pension plans are recognised as an expense 
in the income statement as incurred.

(ii) Defined benefit plans
A defined benefit pension plan is one that specifies the amount of 
pension benefit that an employee will receive on retirement. The 
Company’s and the Group’s net obligation in respect of defined 
benefit pension plans is calculated separately for each plan by 
estimating the amount of future benefits that employees have 
earned in return for their service in the current and prior periods; 
that benefit is discounted to determine the present value, and the 
fair value of any plan assets is deducted. The discount rate is the 
yield at the balance sheet date on AA credit-rated bonds that have 
maturity dates approximating to the terms of the Company’s or the 
Group’s obligations. The calculation is performed by a qualified 
actuary using the projected unit credit method.

Where the calculation results in a benefit to the Company or the 
Group, the recognised asset is limited to the present value of any 
future refunds from the plan or reductions in future contributions to 
the plan.

The Group determines the extent to which payments made which 
fulfil obligations to make future contributions to cover an existing 
shortfall will be available as a refund or reduction in future 
contributions after they are paid in to the plan. To the extent that the 
contributions payable will not be available after they are paid in to 
the plan, the Group recognises a liability when the obligation arises.

Actuarial gains and losses are recognised immediately in Other 
Comprehensive Income.

(iii) Equity and equity-related compensation benefits
The Company and Group have applied the requirements of IFRS 2. 
In accordance with the exemption available within the transitional 
provisions of IFRS 1, IFRS 2 has been applied to all grants of 
equity instruments after 7 November 2002 that were unvested as 
of 1 January 2005.

The Company operates various equity-settled and cash-settled 
share option schemes. Equity-settled share-based payments are 
measured at fair value at the date of the grant, and the fair value 
determined at the grant date of these payments is expensed on a 
straight-line basis over the vesting period, based on the Group’s 
estimate of shares that will eventually vest. Fair value is measured 
taking into account market conditions and by use of the Black-
Scholes model or a Stochastic model, as appropriate. 
Measurement inputs include share price at the measurement date, 
exercise price of the instrument, expected volatility (based on 
historic volatility patterns), the expected dividend yield and the 
risk-free interest rate (calculated based on UK Gilts with a term 
commensurate with the expected term remaining of the 
performance period at grant). The fair values of cash-settled 
payments are re-measured at each balance sheet date and the 
cost of these payments is recognised over the vesting period, 
taking into account the re-measurement of fair value at each 
balance sheet date.

Low & Bonar Annual Report and Accounts 2016

85

 
 
 
Significant Accounting Policies continued

The Low & Bonar 1995 Employees’ Share Ownership Plan Trust 
(the “ESOP") purchases shares in the Company in order to satisfy 
awards made under the Company’s Long-term Incentive Plan. 
Shares held by the ESOP are treated as treasury shares and a 
deduction is computed in the Company’s issued share capital for 
the purposes of calculating EPS.

(O) Provisions
A provision is recognised in the balance sheet when the Company 
or the Group has a present legal or constructive obligation as a 
result of a past event, it is probable that an outflow of economic 
benefits will be required to settle the obligation and a reliable 
estimate can be made of the obligation. Provisions for restructuring 
costs are recognised when the Group has a detailed formal plan 
for the restructuring that has been communicated to the 
affected parties.

(P) Trade and other payables
Trade and other payables are initially recognised at fair value  
and thereafter stated at their amortised cost. They are not 
interest-bearing.

(Q) Revenue
Revenue is measured at the fair value of the consideration received 
or receivable and represents amounts receivable for goods 
provided in the normal course of business, net of discounts, VAT 
and other sales related taxes. Revenue is reduced for estimated 
customer returns, rebates and other similar allowances. 

Sales of goods are recognised when the Group has transferred the 
significant risks and rewards of ownership of the goods to the 
buyer (which is predominantly on despatch as most items are sold 
on a CIF basis), the amount of revenue can be measured reliably 
and it is probable that the economic benefits of the transaction will 
flow to the Group.

(R) Expenses
(i) Operating lease payments
Payments made under operating leases are recognised in the 
income statement on a straight-line basis over the term of the 
lease. Lease incentives are recognised in the income statement as 
an integral part of the total lease expense.

(ii) Finance lease payments
Payments made under finance leases are apportioned between 
finance charges and the reduction of the lease liability so as to 
achieve a constant rate of interest on the remaining balance of  
the liability.

(iii) Net financing costs
Net financing costs comprise interest payable on borrowings 
calculated using the effective interest rate method, dividends on 
redeemable preference shares, net interest in respect of defined 
benefit pension assets and liabilities, interest receivable on funds 
invested, dividend income and gains and losses on hedging 
instruments that are recognised in the income statement (see 
accounting policy E). Interest income is recognised in the income 
statement as it accrues, using the effective interest rate.

(S) Non-recurring items
Items which are both material and non-recurring are presented 
within their relevant consolidated income statement category and 
are described in more detail in Note 5. Non-recurring costs 
includes items which are not expected to recur or are not related 
to the underlying trading activities of the Group. The separate 
reporting of non-recurring items helps to provide a better 
indication of the Group’s underlying business performance. Such 
items may include restructuring costs, acquisition-related costs, 
redundancy costs and costs of establishing new ventures.

(T) Taxation
Income tax on the profit or loss for the year comprises current and 
deferred tax. Income tax is recognised in the income statement 
except to the extent that it relates to items recognised in Other 
Comprehensive Income or directly in equity.

Current tax is the expected tax payable on the taxable income for 
the year, using tax rates enacted or substantively enacted at the 
balance sheet date, and any adjustment to tax payable in respect 
of previous years.

Deferred tax is provided using the balance sheet liability method, 
providing for timing differences between the carrying amounts  
of assets and liabilities for financial reporting purposes and the 
amounts used for taxation purposes. The following timing 
differences are not provided for: the initial recognition of assets or 
liabilities that affect neither accounting nor taxable profit; and 
differences relating to investments in subsidiaries to the extent that 
the Group is able to control the timing of the reversal of the timing 
difference and it is probable that the timing difference will not 
reverse in the future. The amount of deferred tax provided is based 
on the expected manner of realisation or settlement of the carrying 
amount of assets and liabilities, using tax rates enacted or 
substantively enacted at the balance sheet date.

A deferred tax asset is recognised only to the extent that it is 
probable that future taxable profits will be available against which 
the asset can be utilised. Deferred tax assets are reduced to the 
extent that it is no longer probable that the related tax benefit will 
be realised.

(U) Segment reporting
Operating segments are reported in a manner consistent with the 
internal reporting provided to the chief operating decision-maker. 
The chief operating decision-maker has been identified as the 
Board of Directors.

(V) Significant judgements and estimates
The preparation of financial statements in conformity with IFRS 
requires management to make judgements, estimates and 
assumptions that affect the application of policies and reported 
amounts of assets and liabilities, income and expenses. The 
estimates and associated assumptions are based on historical 
experience and various other factors that are believed to be 
reasonable under the circumstances, the results of which form the 
basis of making the judgements about carrying values of assets 
and liabilities that are not readily apparent from other sources. 
Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an 
ongoing basis. Revisions to accounting estimates are recognised 
in the period in which the estimate is revised if the revision affects 
only that period, or in the period of the revision and future periods 
if the revision affects both current and future periods.

The significant judgement area for the Group is the valuation of  
the Group’s goodwill and intangible assets and investment in its 
joint venture. Impairment tests have been undertaken with respect 
to goodwill and intangible assets (Notes 11, 12 and 15) using 
commercial judgement and key assumptions and estimates 
including the discount rate, the long-term growth rate and the cash 
flow projections to be used. Estimating a value in use amount 
requires management to make an estimate of the future expected 
cash flows from each cash generating unit and also to choose a 
suitable discount rate in order to calculate the present value of 
those cash flows.

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Other judgement areas include the valuation of the Group’s 
property, plant and equipment, the provision for post-employment 
benefits, the impairment provision for trade receivables, the 
valuation of the share-based payments within the Group and key 
taxation judgements.

In relation to the Group’s property, plant and equipment (Note 13), 
useful economic lives and residual values of assets have been 
established using historical experience and an assessment of the 
nature of the assets involved.

Note 4 outlines the key assumptions used to value the Group’s 
post-employment obligations and the sensitivity of obligations to 
changes in these assumptions. The key assumptions include the 
discount rate, the rate of inflation, the mortality assumptions and 
the rate of future pension increases. Measurement of the UK 
Scheme’s defined benefit obligation is particularly sensitive to 
changes in certain key assumptions including the discount rate.  
An increase or decrease of 0.5% in the discount rate would result 
in a decrease or increase in the defined benefit obligation of  
c £11.1m – £12.5m (2015: £11.2m – £12.5m) respectively.

A number of accounting estimates and judgements are 
incorporated within the impairment provisions for trade receivables 
and provision for share-based payments which are described in 
more detail in Note 18 and Note 24, respectively.

The Group has a number of taxation judgements to consider 
including the recoverability of deferred tax assets, the estimation of 
the corporation tax in each of the jurisdictions in which it operates 
and the total provision for income tax based on management’s 
interpretation of country-specific tax law and the likelihood of 
settlement. Management evaluates each of these risks on a case 
by case basis and regularly re-evaluates their assessment of the 
likely outcome based on the latest fact pattern and information.

 ¡ Annual Improvements to IFRSs – 2012-2014 Cycle
 ¡ Amendment to IAS 7: Disclosure initiative – not yet endorsed by 

the EU

 ¡ Amendment to IAS 12: Recognition of Deferred Tax Assets for 

Unrealised Losses – not yet endorsed by the EU

 ¡ Amendments to IAS 16 and IAS 38: Clarification of Acceptable 

Methods of Depreciation and Amortisation

 ¡ Amendments to IAS 16 and IAS 41: Agriculture: Bearer Plants 
 ¡ Amendments to IAS 27: Equity Method in Separate Financial 

Statements 

 ¡ Clarifications to IFRS 15: Revenue from Contracts with 

Customers – not yet endorsed by the EU

It is anticipated that adoption of these Standards and 
Interpretations in future periods will not have a material impact on 
the Group’s financial results except for the following standards that 
may alter measurement and disclosure:
 ¡ IFRS 9 Financial Instruments and additions to IFRS 9
 ¡ IFRS 16 Leases

Beyond the information above, it is not practicable to provide a 
reasonable estimate of the effect of these standards until a 
detailed review has been completed. 

(Y) Non-GAAP measures
The following non-GAAP measures have been used in the  
financial statements:
 ¡ Profit before tax, amortisation and non-recurring items
 ¡ Operating profit before amortisation and non-recurring items
 ¡ Operating margin before amortisation and non-recurring items
 ¡ Basic EPS before amortisation and non-recurring items

Management uses these terms as it believes they allow a better 
understanding of underlying business performance and are 
consistent with its communication with investors.

(W) Financial guarantee contracts
Where the Company enters into contracts to guarantee the 
indebtedness of other companies within the Group, these are 
considered to be insurance arrangements and are accounted for 
as such. In this respect, the Company treats the guarantee 
contract as a contingent liability unless it becomes probable that 
the Group will be required to make a payment under 
the guarantee.

(X) New IFRS not yet applied
On the date on which these financial statements were authorised 
the following Standards, Interpretations and Amendments  
had been issued but were not effective for the year ended  
30 November 2016 (and in some cases had not yet been adopted 
by the EU) and have not yet been adopted by the Group:
 ¡ IFRS 9: Financial Instruments and additions to IFRS 9  

(issued July 2014) 

 ¡ IFRS 14: Regulatory Deferral Accounts 
 ¡ IFRS 15: Revenue from Contracts with Customers 
 ¡ IFRS 16: Leases – not yet endorsed by the EU
 ¡ Amendments to IAS1: Disclosure initiative
 ¡ Amendments to IFRS 2: Classification and measurement of 
Share-based Payment Transactions – not yet endorsed by 
the EU

 ¡ Amendments to IFRS 4: Applying IFRS 9 Financial Instruments 
with IFRS 4 Insurance Contracts – not yet endorsed by the EU

 ¡ Amendments to IFRS 10, IFRS 12 and IAS 28: Investment 

Entities – Applying the Consolidation Exception 

 ¡ Amendments to IFRS 11: Accounting for Acquisitions of 

Interests in Joint Operations

Low & Bonar Annual Report and Accounts 2016

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Notes to the Accounts

1. Segmental information
The Group’s principal activities are in the international manufacturing and supply of those performance materials commonly referred  
to as technical textiles. For the purposes of management reporting to the chief operating decision maker, the Group previously split  
into five reportable business units: Building & Industrial, Civil Engineering, Coated Technical Textiles, Interiors & Transportation and 
Sport & Leisure. Due to the disposal of the artificial grass yarns business (disclosed as discontinued operations), the remaining 
continuing interests within the Sport & Leisure segment have now been included within the Interiors & Transportation segment due to the 
similar nature of the products provided. The Group’s reportable segments have also been restated to reflect the discontinued operations 
noted in the period and the change in operating segments. Segment assets and liabilities include items directly attributable to segments 
as well as those that can be allocated on a reasonable basis. Unallocated items comprise mainly cash and cash equivalents, interest-
bearing loans, borrowings, investments in joint ventures and associates, post-employment benefits and corporate assets and expenses. 
Inter-segment sales are not material.

Revenue from external customers

Building & Industrial
Civil Engineering
Coated Technical Textiles
Interiors & Transportation

Revenue for the period

Operating profit/(loss)

Building & Industrial
Civil Engineering
Coated Technical Textiles
Interiors & Transportation
Unallocated central

Operating profit

Financial income
Financial expense

Net financing costs

Profit before taxation
Taxation

Profit for the year – continuing operations
Loss for the year – discontinued operations

Profit for the year

2016

£m

73.4
90.8
129.8
106.0

400.0

2015
(restated)
£m

61.7
85.4
120.4
94.6

362.1

Before amortisation and 
non-recurring items

After amortisation and  
non-recurring items

2016

£m

10.9
4.2
8.7
17.1
(6.2)

34.7

2015
(restated)
£m

8.4
3.1
12.8
13.4
(5.9)

31.8

2016

£m

10.8
3.7
5.9
17.6
(6.6)

31.4

0.2
(5.7)

(5.5)

25.9
(8.2)

17.7
(3.2)

14.5

2015
(restated)
£m

7.8
2.0
10.3
12.1
(6.4)

25.8

0.1
(4.5)

(4.4)

21.4
(6.2)

15.2
(9.0)

6.2

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Segment information – Constant currency analyses
Constant currency analyses retranslate prior period results at the current period’s rates of exchange. Management believe this allows a 
better understanding of underlying business performance. 

Revenue
Building & Industrial
Civil Engineering
Coated Technical Textiles
Interiors & Transportation

Revenue for the period

PBTA
Building & Industrial
Civil Engineering
Coated Technical Textiles
Interiors & Transportation
Unallocated Central

Operating profit before amortisation and non-recurring items
Net financing costs

PBTA before non-recurring items and discontinued operations

2015
(reported)
(restated)
£m

61.7
85.4
120.4
94.6

362.1

8.4
3.1
12.8
13.4
(5.9)

31.8
(4.4)

27.4

2016
£m

73.4
90.8
129.8
106.0

400.0

10.9
4.2
8.7
17.1
(6.2)

34.7
(5.5)

29.2

Period on  
period  
change
%

+19.0%
+6.3%
+7.8%
+12.1%

+10.5%

+29.8%
+35.5%
-32.0%
+27.6%
+5.1%

+9.1%
+25.0%

+6.6%

2015
(constant 
currency)
(restated)
£m

69.0
94.5
133.0
104.2

400.7

9.4
3.3
14.0
14.9
(5.9)

35.7
(4.9)

30.8

Segment assets, liabilities, other information

2016

Reportable segment assets
Investment in joint venture
Investment in associates
Cash and cash equivalents
Post-employment benefits
Other unallocated assets

Total Group assets

Reportable segment liabilities
Loans and borrowings
Derivative liabilities
Post-employment benefits
Other unallocated liabilities

Total Group liabilities

Building & 
Industrial
£m

Civil 
Engineering
£m

Coated 
Technical 
Textiles
£m

Interiors & 
Transportation
£m

Unallocated 
Central
£m

64.2

83.4

145.7

127.0

–

(17.2)

(17.7)

(24.2)

(25.4)

–

Other information
Additions to property, plant and equipment
Additions to intangible assets and goodwill
Depreciation
Amortisation of acquired intangible assets
Non-recurring items – continuing operations

1.6
1.0
2.6
0.5
(0.4)

4.6
1.0
2.6
0.5
–

2.2
0.2
3.3
2.8
–

9.4
1.1
7.1
0.2
(0.7)

0.7
–
0.2
–
0.4

Period on 
period 
change
%

+6.4%
-3.9%
-2.4%
+1.7%

-0.2%

+16.0%
+27.3%
-37.9%
+14.8%
+5.1%

-2.8%
+12.2%

-5.2%

Total
£m

420.3
–
0.5
26.3
–
17.0

464.1

(84.5)
(137.3)
–
(15.0)
(24.9)

(261.7)

18.5
3.3
15.8
4.0
(0.7)

Low & Bonar Annual Report and Accounts 2016

89

 
 
Notes to the Accounts continued

1. Segmental information continued

2015

Reportable segment assets
Investment in joint venture
Investment in associates
Cash and cash equivalents
Post-employment benefits
Other unallocated assets

Total Group assets

Reportable segment liabilities
Loans and borrowings
Derivative liabilities
Post-employment benefits
Other unallocated liabilities

Total Group liabilities

Building & 
Industrial

Civil 
Engineering

£m

53.1

£m

69.1

Coated 
Technical
 Textiles
£m

125.9

Interiors & 
Transportation
(restated)
£m

125.6

Unallocated 
Central

£m

–

(14.1)

(15.9)

(17.5)

(26.4)

–

Other information
Additions to property, plant and equipment
Additions to intangible assets and goodwill
Depreciation
Amortisation of acquired intangible assets
Non-recurring items – continuing operations

2.6
0.3
2.2
0.5
0.1

7.5
0.1
2.2
0.9
0.2

3.2
0.1
3.0
2.5
–

19.8
0.2
5.0
0.2
1.1

0.1
–
–
–
0.5

Total

£m

373.7
–
0.5
33.9
5.2
6.3

419.6

(73.9)
(136.0)
(0.1)
(9.9)
(27.7)

(247.6)

33.2
0.7
12.4
4.1
1.9

The geographical analysis of external revenue by location of customers and non-current assets by location of assets, as presented to the 
chief operating decision-maker, is as follows:

External revenue by  
location of customers

Non-current assets by  
location of assets*

Western Europe
Eastern Europe
North America
Middle East
Asia
Rest of the World

Total

2016

£m

219.2
36.0
89.2
12.4
32.5
10.7

400.0

2016

%

54.8
9.0
22.3
3.1
8.1
2.7

100.0

2015
(restated)
£m

200.7
33.6
79.3
12.9
25.9
9.7

362.1

2015
(restated)
%

55.4
9.3
21.9
3.6
7.1
2.7

2016

£m

176.7
17.4
26.2
0.1
35.2
–

100.0

255.6

2015

£m

158.3
13.7
24.7
8.1
27.2
–

232.0

Revenues arising in the UK, which is the parent Company’s country of domicile, were £15.6m (2015 (restated): £20.0m). The net book 
value of non-current assets located in the UK at 30 November 2016 was £2.1m (2015: £6.4m). In the current and prior year more than 
10% of the Group’s revenues arose in Germany. The net book value of non-current assets located in Germany at 30 November 2016 was 
£76.1m (2015: £66.6m) and revenues in the year to 30 November 2016 were £69.5m (2015: £55.6m).

*  Non-current assets exclude those relating to non-current assets held for sale

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2. Profit before taxation

Total operating costs

Comprises:
Cost of sales
Distribution costs
Administrative and other costs
Research and development expenditure recognised as an expense
Non-recurring items

Total operating costs above include:
Staff costs
Inventories
  Cost of inventories recognised as an expense
  Write down of inventories recognised as an expense
  Change in provisions held against inventories
Depreciation of property, plant and equipment
Amortisation of intangible assets
Exchange differences recognised as a gain
Gain on disposal of non-current assets
Amounts payable under operating leases:
  Property
  Plant and equipment

The balance of operating costs relates to other external charges.

Auditor’s remuneration
During the year the Group obtained the following services from its auditor at costs detailed below:

Fees payable to the Company’s auditor and their associates for the audit of the Company’s annual 

accounts

Fees payable to the Company’s auditor and their associates for other services to the Group:
  The audit of the Company’s subsidiaries
Non-audit services:
  Corporate tax compliance
  Corporate tax consultancy
  Other non-audit services

The total amount paid to the auditor was £0.7m (2015: £0.6m).

3. Staff numbers and costs
The average number of persons employed by the Group during the year including Executive Directors was:

Production
Sales
Administrative

The average number of people employed by the Company during the year was 21 (2015: 19).

The aggregate staff costs were:

Wages and salaries
Social security costs
Pension costs

2016
£m

368.6

262.2
37.5
44.8
5.1
(0.7)

2015
(restated)
£m

336.3

231.7
30.2
40.0
4.2
1.9

94.2

84.3

178.1
0.3
(0.1)
15.8
5.2
(0.6)
0.1

3.5
1.9

2016
£m

0.1

0.4

–
0.2
–

167.3
0.3
(0.1)
12.4
5.2
(1.3)
–

3.6
1.9

2015
£m

0.1

0.3

0.1
0.1
–

Group

2016

1,590
292
281

2,163

2015

1,521
295
261

2,077

Group

2016
£m

75.3
15.5
3.4

94.2

2015
£m

68.0
13.0
3.3

84.3

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Notes to the Accounts continued

3. Staff numbers and costs continued

Wages and salaries
Social security costs
Pension costs

Company

2016
£m

3.1
0.4
0.2

3.7

2015
£m

3.3
0.4
0.2

3.9

The Directors of the Company are listed on pages 42 and 43.

The increase in Group staff costs is due to 2.2% average wage inflation, an increase in the average number of people employed and 
foreign exchange effects.

4. Post-employment benefits
The Group operates a number of pension schemes in the UK and overseas. These are either defined benefit or defined contribution in 
nature. The assets of all the schemes are held separately from those of the Group.

(a) Defined contribution schemes
Various defined contribution pension schemes exist around the Group. These are accounted for on a contribution payable basis. The 
total cost charged to income in respect of defined contribution pension schemes was £2.5m (2015: £2.4m).

(b) Defined benefit schemes
(i) United Kingdom
The UK defined benefit scheme is a funded pension scheme, closed to future accrual of benefits, providing benefits linked to inflation. 
The scheme is subject to the regulatory requirements that apply to registered UK pension schemes, and a Trustee board is responsible 
for ensuring it is operated in a manner compliant with the relevant regulations. The weighted duration of the expected benefit payments 
from the scheme is around 15 years.

The net income statement charge for the year ended 30 November 2016 for the UK pension scheme was £0.3m (2015: £0.7m).

The UK defined benefit scheme (the “Scheme”) was independently valued by a qualified actuary at 31 March 2014 using the projected 
unit method. The main assumption in carrying out the valuation was for investment returns of 5.4% per annum in respect of investments 
in higher risk assets and 3.65% in respect of lower risk assets. At 31 March 2014, the total market value of assets in the UK scheme was 
£159.9m. The overall level of funding was 84.3%. The Scheme is held by the Company and all of the UK disclosures relate to the 
Company and the Group.

Following the 2014 valuation of the UK Scheme, the Company agreed a schedule of contributions with the Trustee of the Scheme under 
which the Company pays contributions of £3.3m by 30 June 2014 and then £3.8m per annum by no later than 30 June each year until 
2021 and a final payment of £0.5m by 30 June 2022. The Company is required to make further contributions to the UK scheme if the 
Group’s net cash inflow before distributions exceeds certain agreed levels provided that the total contributions payable in any one year 
are no more than £4.0m in 2015, £4.2m in 2016 and £4.3m thereafter and the total contributions payable under the revised schedule do 
not exceed £30.4m. 

In applying IAS 19, the Company has considered the requirements of IFRIC 14 and whether the Company has an “unconditional right” to 
a refund of surplus either (a) during the life of the Scheme (i.e. a refund of surplus whilst the Scheme is ongoing); or (b) assuming the 
gradual settlement of the Scheme liabilities over time until all members have left the Scheme (e.g. on the death of the last beneficiary); or 
assuming the full settlement of the Scheme liabilities in a single event (e.g. on winding-up). The Company has concluded that it has an 
effective unconditional right to a refund of surplus in the circumstances set out in (a) and (b) above and has also concluded that it has the 
right to surplus assets if the Scheme is in run-off until there are no members remaining, and on these grounds IFRIC 14 does not require 
an adjustment to the net pension liability.

On 3 December 2015, the Group completed a medically-underwritten buy-in of £34m of UK Scheme liabilities, to reduce the Scheme’s 
exposure to interest rate, inflation and mortality risks and to provide a more effective liability and cash flow match. Following this, the 
Company has agreed with the Trustee of the Scheme to establish a revised schedule of contributions for the Scheme to increase the 
amount of the annual contributions payable above by £175,000 per annum. The buy-in policy provides an exact match to the benefits of 
the members covered, and is valued as equal to the present value of the defined benefit obligation for those members.

There is a risk that the Group may be required to increase its contributions into its defined benefit pension schemes to cover funding 
shortfalls. The funding may be affected by poor investment performance of pension fund investments, changes in the discount rate 
applied and longer life expectancy of members. This risk is mitigated by the main Group scheme being closed to new members and by 
actions taken to reduce investment risk, including the purchase of a buy-in policy during the year. Regular dialogue also takes place with 
the Scheme Trustee, and the Board regularly discusses pension fund strategy.

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(ii) Non-UK
Defined benefit schemes are held in Germany, Belgium and the United States. Further disclosure on these schemes is detailed below. 
Given the relative immateriality of these schemes their results have been combined in the following disclosures. Defined benefit schemes 
also exist in the Group’s Dutch businesses, which are members of an industry-wide scheme; it is not possible to separately identify 
assets and liabilities and therefore these schemes are accounted for on a contribution payable basis. 

(iii) Financial assumptions
Management determines the assumptions to be adopted in discussion with their actuaries. The application of different assumptions 
could have a significant effect on the amounts reflected in the consolidated income statement, the consolidated statement of 
comprehensive income and the balance sheet in respect of post-employment benefits. The valuations require the exercise of judgement 
in relation to various assumptions, including the discount rate, future pension increases and employee and pensioner demographics. 
The assumptions vary among the countries in which the Group operates and there may be an inter-dependency between some of 
the assumptions.

The financial assumptions used to estimate defined benefit obligations are:

Discount rate
Future salary increases
Future pension increases
Inflation increase (Consumer Price Inflation)
Health care cost trend – immediate
Health care cost trend – ultimate

UK schemes

Non-UK schemes

Weighted average  
assumptions

2016
%

2.80
–
3.10
2.20
–
–

2015
%

3.50
–
2.90
2.00
–
–

2016
%

2.75
2.25
1.80
2.00
6.60
4.50

2015
%

3.25
2.25
1.80
2.00
7.00
4.50

In assessing the Group’s post-employment liabilities, management monitor mortality assumptions and use up-to-date mortality tables. 
Allowance is made for expected future increases in life expectancy. The figures assume that a UK Scheme male member, currently  
aged 65, will survive a further 21.6 years and a female member for a further 23.7 years (2015: male – 21.5 years, female – 23.6 years).  
They also assume that a UK Scheme male member currently aged 45, will survive a further 43.4 years and a female member for a  
further 45.6 years (2015: male – 43.3 years, female – 45.5 years). Management consider that the assumptions used are appropriate 
approximations to the life expectancy of Scheme members in the light of scheme-specific experience and more widely available statistics.

(iv) Financial impact of schemes
The total amount recognised for defined benefit schemes is as follows:

Fair value of scheme assets
Present value of defined benefit obligations

Net (liability)/asset recognised in the balance sheet

UK schemes

Non-UK schemes

Total

2016
£m

188.2
(190.4)

(2.2)

2015
£m

178.1
(172.9)

5.2

2016
£m

11.8
(24.6)

(12.8)

2015
£m

9.9
(19.8)

(9.9)

2016
£m

200.0
(215.0)

(15.0)

2015
£m

188.0
(192.7)

(4.7)

Amounts recognised as a charge to the income statement in respect of the defined benefit pension schemes are as follows:

Current service cost
Net interest (income)/cost
Administration costs

UK schemes

Non-UK schemes

Total

2016
£m

–
(0.2)
0.5

0.3

2015
£m

–
(0.1)
0.8

0.7

2016
£m

0.4
0.3
–

0.7

2015
£m

0.3
0.3
–

0.6

2016
£m

0.4
0.1
0.5

1.0

Amounts recognised in other comprehensive income are as follows:

Net actuarial (loss)/gain in the year due to:

    – Changes in financial assumptions
    – Changes in demographic assumptions
    – Experience adjustments on benefit obligations
  Actual return on scheme assets less interest on scheme assets

Associated deferred tax

Group

Company

2016
£m

(11.8)

(23.8)
0.3
2.0
9.7

0.3

2015
£m

2.2

(0.9)
–
1.3
1.8

–

2016
£m

(11.1)

(22.7)
–
1.9
9.7

–

2015
£m

0.3
0.2
0.8

1.3

2015
£m

1.9

(1.3)
–
1.4
1.8

–

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93

 
 
Notes to the Accounts continued

4. Post-employment benefits continued
(iv) Financial impact of schemes continued
The changes in the net assets/(liabilities) recognised in the balance sheet are as follows:

Opening balance sheet asset/(liability)
Amount recognised in income statement
Amount recognised in other comprehensive income
Contributions paid
Exchange gain

Closing balance sheet (liability)/asset

UK schemes

Non-UK schemes

Total

2016
£m

5.2
(0.3)
(11.1)
4.0
–

(2.2)

2015
£m

0.2
(0.7)
1.9
3.8
–

5.2

2016
£m

(9.9)
(0.7)
(0.7)
0.6
(2.1)

(12.8)

2015
£m

(11.0)
(0.7)
0.3
0.7
0.8

(9.9)

2016
£m

(4.7)
(1.0)
(11.8)
4.6
(2.1)

(15.0)

Changes in the present value of the defined benefit obligation are as follows:

Opening defined benefit obligation
Current service cost
Interest cost
Actuarial loss/(gain) due to:

  – Changes in financial assumptions
  – Changes in demographic assumptions
  – Experience adjustments on obligations

Benefits paid
Exchange adjustments

UK schemes

Non-UK schemes

Total

2016
£m

172.9
–
5.9
20.8

22.7
–
(1.9)

(9.2)
–

2015
£m

176.3
–
6.1
(0.1)

1.3
–
(1.4)

(9.4)
–

2016
£m

19.8
0.4
0.7
0.7

1.1
(0.3)
(0.1)

(0.9)
3.9

2015
£m

21.0
0.3
0.7
(0.3)

(0.4)
–
0.1

(1.0)
(0.9)

2016
£m

192.7
0.4
6.6
21.5

23.8
(0.3)
(2.0)

(10.1)
3.9

2015
£m

(10.8)
(1.4)
2.2
4.5
0.8

(4.7)

2015
£m

197.3
0.3
6.8
(0.4)

0.9
–
(1.3)

(10.4)
(0.9)

Closing defined benefit obligation

190.4

172.9

24.6

19.8

215.0

192.7

Changes in the fair value of scheme assets are as follows:

UK schemes

Non-UK schemes

Total

Opening fair value of scheme assets
Interest on scheme assets
Actual return on scheme assets less interest on scheme assets
Administration costs
Contributions by employers
Benefits paid
Exchange adjustments

Closing fair value of scheme assets

2016
£m

178.1
6.1
9.7
(0.5)
4.0
(9.2)
–

188.2

2015
£m

176.5
6.2
1.8
(0.8)
3.8
(9.4)
–

178.1

The fair value of the UK scheme assets at the balance sheet date is analysed as follows:

Equity securities
Debt securities
Diversified growth funds
LDI funds
Property
Insurance policy
Cash and other

2016
£m

9.9
0.4
–
–
0.6
(0.9)
1.8

11.8

2016
£m

23.7
–
44.6
28.5
20.4
36.4
34.6

2015
£m

10.0
0.4
–
–
0.7
(1.0)
(0.2)

9.9

2016
%

13
–
24
15
11
19
18

2016
£m

188.0
6.5
9.7
(0.5)
4.6
(10.1)
1.8

200.0

2015
£m

33.7
–
73.5
37.3
19.4
–
14.2

2015
£m

186.5
6.6
1.8
(0.8)
4.5
(10.4)
(0.2)

188.0

2015
%

19
–
41
21
11
–
8

188.2

100

178.1

100

The assets are invested in quoted pooled funds, apart from the insurance policy of £36.4m and £44.6m invested in a segregated 
diversified growth fund for which quoted prices are not available. The scheme uses Liability Driven Investment (“LDI") funds to help 
manage investment risk, providing a hedge against nominal rate liabilities.

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The fair value of the non-UK scheme assets at the balance sheet date is analysed as follows:

Equity securities
Debt securities
Property
Cash and other

2016
£m

5.1
6.0
0.1
0.6

11.8

2016
%

43
51
1
5

100

2015
£m

4.6
5.1
0.1
0.1

9.9

2015
%

47
51
1
1

100

A sensitivity analysis of significant assumption on the UK scheme at 30 November is as follows:

Change in assumptions

Discount rate
Inflation and pension increases 

Life expectancy

Decrease/(increase) in obligation (£m)

2016

2015

-0.5%pa +0.5%pa

-0.5%pa

+0.5%pa

(12.5)
7.2

11.1
(7.4)

(12.5)
6.9

11.2
(7.3)

-1 year
6.3

+1 year
(6.3)

-1 year
7.0

+1 year
(7.1)

Consistent with the previous year’s figures, these sensitivities have been calculated to show the movement in the defined benefit 
obligation in isolation, taking into account the effects of the obligation on the matching annuity policy, and assume no other changes in 
market conditions at the accounting date.

5. Amortisation and non-recurring items
During the year the Group recognised significant non-recurring items and amortisation of acquired intangible assets as detailed below:

Amounts charged/(credited) to operating profit
China factory start-up costs
Reorganisation costs
Pension administration costs
Pension buy-in costs
Profit from land sale
Acquisition-related costs

Total non-recurring items
Amortisation of acquired intangible assets

Total charge to operating profit

Tax credit in the year
Total charge to discontinued operations 

Total charge to profit for the period

2016
£m

–
–
0.1
0.2
(1.1)
0.1

(0.7)
4.0

3.3

(0.6)
3.7

6.4

2015
£m

1.1
0.4
0.2
0.2
–
–

1.9
4.1

6.0

(1.4)
8.2

12.8

Total charge to operating profit
The Group recorded a profit of £1.1m on the sale of unused land at our North American manufacturing site in Asheville.

The Group also incurred £0.1m (2015: £0.2m) of non-recurring pension administration costs relating to its UK defined benefit scheme. A 
further £0.2m (2015: £0.2m) of professional fees were incurred in respect of the medically-underwritten buy-in of £34m of UK pension 
scheme liabilities, which completed on 3 December 2015.

During the prior year, construction and start-up costs relating to the Group’s construction of a new manufacturing facility in Changzhou, 
China, totalled £1.1m and reorganisation costs of £0.4m were incurred in the integration of the Group’s operations into a single global 
business.

Total charge to discontinued operations
The Group recorded £3.7m in discontinued operations consisting of a loss on disposal before tax of £2.2m, an associated tax credit on 
the loss on disposal of £0.9m, redundancy costs of £0.7m, transaction costs of £0.5m, claims costs of £0.8m and £0.4m write off of 
intangible assets linked to the disposed business.

In the prior year, the Group impaired the carrying value of its investment in, and loan to, its joint venture Bonar Natpet LLC, resulting in a 
charge of £8.2m. 

Low & Bonar Annual Report and Accounts 2016

95

 
 
 
Notes to the Accounts continued

6. Financial income and financial expense

Financial income
Interest income

Financial expense
Interest on bank overdrafts and loans
Amortisation of bank arrangement fees
Net interest on pension scheme net liabilities

7. Taxation
Recognised in the income statement

Current tax
UK corporation tax
– current year
– prior year
Overseas tax
– current year
– prior year

Total current tax
Deferred tax

Total charge in the income statement from continuing operations
Tax from discontinued operations
Tax on disposal of grass yarns business

Total tax charge in the income statement

The amount of deferred tax income relating to changes in tax rates is £nil (2015: £nil).

2016
£m

0.2

0.2

(5.2)
(0.4)
(0.1)

(5.7)

2015
£m

0.1

0.1

(3.9)
(0.4)
(0.2)

(4.5)

2016
£m

2015
£m

–
–

10.2
(0.3)

9.9
(1.7)

8.2
–
(0.9)

7.3

–
–

8.5
(0.1)

8.4
(2.2)

6.2
–
–

6.2

Reconciliation of effective tax rate
The differences between the total tax charge shown above and the amount calculated by applying the standard rate of UK corporation 
tax of 20.00% (2015: 20.33%) to the profit before tax are as follows:

Profit before tax from continuing operations
Loss before tax from discontinued operations

Profit before tax from total operations
Tax charge at 20.00% (2015: 20.33%)
Expenses not deductible and income not taxable
Higher tax rates on overseas earnings
Current tax losses not utilised
Tax losses utilised
Other differences
Prior period adjustments

Total tax charge for the year

Deferred tax recognised directly in other comprehensive income

Actuarial gains and losses relating to post-employment benefit obligations

Total of items that will not be reclassified subsequently to profit or loss

2016
£m

25.9
(4.1)

21.8
4.4
1.0
3.5
0.3
(1.8)
0.2
(0.3)

7.3

2016
£m

0.3

0.3

2015
(restated)
£m

21.4
(9.0)

12.4
2.5
(0.3)
2.5
2.1
–
(0.5)
(0.1)

6.2

2015
£m

–

–

A 1% reduction in the main rate of UK corporation tax from 20% to 19% will take effect from 1 April 2017. A further reduction from 19% to 
17% will take effect from 1 April 2020. Given that the Group does not expect to pay corporation tax in the UK in the foreseeable future, 
this change is not considered to have any material impact on the Group.

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Low & Bonar Annual Report and Accounts 2016

8. Profits of the Company
The Company has not presented its own income statement as permitted by section 408 of the Companies Act 2006. The profit after tax 
was £86.9m (2015: £11.2m).

9. Dividends
Amounts recognised as distributions to equity shareholders in the year were as follows:

Final dividend for the year ended 30 November 2015 – 1.80 pence per share (2014: 1.75 pence per share)
Interim dividend for the year ended 30 November 2016 – 1.00 pence per share (2015: 0.98 pence per share)

2016
£m

5.9
3.3

9.2

2015
£m

5.8
3.2

9.0

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The Directors have proposed a final dividend in respect of the financial year ended 30 November 2016 of 2.00 pence per share which  
will absorb an estimated £6.6m of shareholders’ funds. This has not been provided for in these accounts because the dividend was 
proposed after the year end. If it is approved by shareholders at the Annual General Meeting of the Company on 12 April 2017, it will be 
paid on 13 April 2017 to Ordinary Shareholders who are on the register of members at close of business on 17 March 2017.

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During the year the Board declared a final dividend on Ordinary Shares in relation to the year ended 30 November 2015 of 1.80 pence 
per share, which was paid to Ordinary Shareholders on the register of members at close of business on 18 March 2016.

The Directors declared an interim dividend on Ordinary Shares in relation to the year ended 30 November 2016 of 1.00 pence per share, 
which was paid to Ordinary Shareholders on the register of members at close of business on 26 August 2016.

10. Earnings per share
Basic earnings per share is calculated by dividing the earnings attributable to Ordinary Shareholders by the weighted-average number of 
Ordinary Shares outstanding, excluding those held by the ESOP which are treated as cancelled for the purpose of this calculation. For 
diluted earnings per share, the weighted average number of Ordinary Shares in issue is adjusted to assume conversion of all dilutive 
potential Ordinary Shares. The Group has two classes of dilutive potential Ordinary Shares: those share options granted to employees 
where the exercise price is less than the average market price of the Company’s Ordinary Shares during the year; and those long-term 
incentive plan awards for which the performance criteria have been satisfied.

Reconciliations of the earnings and weighted average number of shares used in the calculations are set out below:

Statutory – continuing operations
  Basic earnings per share
  Earnings attributable to Ordinary Shareholders
  Effect of dilutive items
  Share-based payment

2016

Weighted 
average 
number of 
shares
 (millions)

Earnings

£m

Per share 
amount

Pence

Earnings
(restated)
£m

2015

Weighted 
average 
number of 
shares 
(millions)

Per share 
amount
(restated)
Pence 

17.1

328.984

5.20

14.7

328.116

4.47

–

3.330

–

6.230

  Diluted earnings per share

17.1

332.314

5.15

14.7

334.346

4.39

Statutory – discontinued operations
  Basic earnings per share
  Earnings attributable to Ordinary Shareholders
  Effect of dilutive items
  Share-based payment

(3.2)

328.984

(0.98)

(9.0)

328.116

(2.74)

–

3.330

–

6.230

  Diluted earnings per share

(3.2)

332.314

(0.97)

(9.0)

334.346

(2.69)

Statutory – total operations
  Basic earnings per share
  Earnings attributable to Ordinary Shareholders
  Effect of dilutive items
  Share-based payment

13.9

328.984

4.22

5.7

328.116

1.73

–

3.330

–

6.230

  Diluted earnings per share

13.9

332.314

4.18

5.7

334.346

1.70

Before amortisation and non-recurring items – 
continuing operations
  Basic earnings per share
  Earnings attributable to Ordinary Shareholders
  Effect of dilutive items
  Share-based payment

19.8

328.984

6.01

19.3

328.116

5.86

–

3.330

–

6.230

  Diluted earnings per share

19.8

332.314

5.95

19.3

334.346

5.75

Low & Bonar Annual Report and Accounts 2016

97

 
 
 
Notes to the Accounts continued

11. Goodwill

Cost
At 1 December
Disposal of the grass yarns business
Exchange adjustments

At 30 November

Accumulated impairment losses
At 1 December
Disposal of the grass yarns business
Impairment loss recognised

At 30 November

Net book value at 30 November

Group

2016
£m

78.0
(8.4)
13.0

82.6

8.4
(8.4)
–

–

2015
£m

86.4
–
(8.4)

78.0

8.4
–
–

8.4

82.6

69.6

Cash generating units
Goodwill is allocated to the grouping of cash generating units (“CGUs") which have been identified according to the principal markets in 
which each business operates. During the year, the artificial grass yarns business was disposed of and the associated goodwill was also 
disposed of. A summary of the carrying value presented at CGU level is shown below: 

Cash generating unit
Building & Industrial
Civil Engineering
Coated Technical Textiles
Interiors & Transportation

At 30 November

Group

2016
Net book
value
£m

2015
Net book
value
£m

10.9
19.0
37.6
15.1

82.6

9.0
17.0
31.1
12.5

69.6

The Group tests goodwill values annually for impairment or more frequently if there are indications that goodwill might be impaired. The 
recoverable amounts are determined using value in use calculations for each CGU based on projected cash flows, discounted to 
calculate the net present value. The approach to what is considered to be the key assumptions within the impairment reviews is 
outlined below.

Cash flow projections
Cash flow projections for each CGU are derived from the most recent annual budgets approved by the Board, which take into account 
current market conditions and the long-term average and projected growth rates for each of the key markets served by the CGUs, along 
with forecast changes to selling prices and direct costs and CGU-specific forecast risks and potential cash volatilities. These cash flow 
projections are based on management’s expectations of future changes in markets informed by various external sources of information.

Long-term growth rates
The value in use calculations assume terminal growth rates of 2% (2015: 2%) beyond year five.

Discount rate
Forecast pre-tax cash flows for each CGU are discounted to net present value using the Group’s discount rate, calculated based on 
external advice. Pre-tax discount rates were calculated separately for each CGU and were 11.4% in each case (2015: 12.4% to 12.8%) 
and were used to calculate value in use for each CGU, reflecting management’s views of the individual risks and rewards associated with 
each CGU.

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Sensitivity
Whilst management believe that the assumptions used in impairment testing are realistic, it is possible that variations in key assumptions 
could affect the recoverable amounts. Accordingly a sensitivity analysis has been performed by varying key assumptions whilst holding 
other variables constant. 

The recoverable amounts of all CGUs except Civil Engineering show significant headroom compared to their carrying value when 
reasonably likely changes are made to key assumptions.

Civil Engineering activity within Europe is expected to remain challenging. Whilst many Western European countries showed slight 
growth in 2016, Eastern European countries experienced significant reductions in spending. Despite this, the operating profits in the 
CGU grew by 27.3% on a constant currency basis. The 2017 budget for Civil Engineering, which has been used in preparing the cash 
flow projections in the impairment review, assumed that whilst there is still some uncertainty in the outlook for 2017 in Europe, the CGU 
continues to capitalise on a successful year to make market share gains and there is continued investment in organisational capability to 
leverage market opportunities.

A summary of the Civil Engineering CGU’s sensitivity to changes in the key assumptions, setting out the required changes in cash flow, 
growth rate and discount rate beyond which an impairment would be triggered, is shown below:

Civil Engineering

Cash flow Long-term growth rates

Discount rate

Sensitivity 
(decrease)

Current 
assumption

Sensitivity 
(rate)

Current 
assumption

Sensitivity 
(rate)

11%

2%

0.7%

11.4%

12.6%

Goodwill 
2016

£m

19.0

Low & Bonar Annual Report and Accounts 2016

99

 
 
Notes to the Accounts continued

12. Intangible assets

Group

Cost
At 30 November 2014

Exchange adjustment
Additions

At 30 November 2015

Exchange adjustment
Additions
Disposal of the grass yarns 

business

At 30 November 2016

Aggregate amortisation
At 30 November 2014

Exchange adjustment
Charge for the year

At 30 November 2015

Exchange adjustment
Charge for the year
Disposal of the grass yarns 

business

At 30 November 2016

Net book value
At 30 November 2016

At 30 November 2015

At 30 November 2014

Computer
software
£m

Research 
and
development
£m

Order
backlog
£m

Customer
relationships
£m

Marketing
related
£m

Technology
based
£m

Non-
compete
agreements
£m

3.9

(0.4)
–

3.5

0.8
2.8

–

7.1

2.6

(0.4)
0.4

2.6

0.6
0.4

–

3.6

3.5

0.9

1.3

5.2

(0.7)
0.7

5.2

1.2
0.5

(0.4)

6.5

2.0

(0.2)
0.7

2.5

0.6
0.8

–

3.9

2.6

2.7

3.2

0.4

–
–

0.4

0.1
–

(0.1)

0.4

0.3

–
–

0.3

0.1
–

(0.1)

0.3

0.1

0.1

0.1

32.7

14.0

20.2

(3.4)
–

29.3

5.3
–

(1.3)

33.3

19.8

(2.1)
2.2

19.9

3.4
2.0

(1.3)

24.0

9.3

9.4

12.9

(1.7)
–

12.3

2.6
–

–

14.9

(2.2)
–

18.0

3.4
–

(1.8)

19.6

7.4

16.5

(0.9)
1.0

7.5

1.6
1.0

–

10.1

4.8

4.8

6.6

(1.8)
0.9

15.6

2.9
1.0

(1.8)

17.7

1.9

2.4

3.7

1.2

(0.1)
–

1.1

0.2
–

(0.7)

0.6

1.2

(0.1)
–

1.1

0.2
–

(0.7)

0.6

–

–

–

Total
£m

77.6

(8.5)
0.7

69.8

13.6
3.3

(4.3)

82.4

49.8

(5.5)
5.2

49.5

9.4
5.2

(3.9)

60.2

22.2

20.3

27.8

Notes
1  Research and development assets relate to expenditure incurred in the course of research where findings may be applied to a plan or design for the production of 

new or substantially improved products and processes. 

2  Customer relationships consist of customer lists, customer contracts and relationships and non-contractual customer relationships. 
3  Marketing-related intangible assets are assets that are primarily used in the marketing or promotion of products or services. Such assets include trademarks, trade 

names, service marks and internet domain names. 

4  Technology-based intangible assets relate to innovations and technological advances and include patented and unpatented technology, databases and 

trade secrets. 

5  Non-compete agreements prohibit a seller from competing with the purchaser of a business. 

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Total
£m

0.4

–
–
–
–

0.4

–
0.7
–
(0.3)

–

0.8

0.2

–
–
–
–

0.2

–
0.1
–
(0.1)

–

0.2

0.6

0.2

0.2

13. Property, plant and equipment

Group

Property
£m

Plant and
equipment
£m

Assets under
construction
£m

Total
£m

Property
£m

Company

Plant and
equipment
£m

Assets under
construction
£m

50.8

220.6

13.0

284.4

0.4

Cost
At 30 November 2014

Exchange adjustment
Additions
Reclassifications
Disposals

At 30 November 2015

Exchange adjustment
Additions
Reclassifications
Disposals
Disposal of the grass yarns 
business

At 30 November 2016

Accumulated depreciation
At 30 November 2014

Exchange adjustment
Charge for the year
Reclassifications
Disposals

At 30 November 2015

Exchange adjustment
Charge for the year
Reclassifications
Disposals
Disposal of the grass yarns 
business

(4.9)
0.5
0.1
–

(16.6)
6.2
2.5
(1.1)

46.5

211.6

10.2
1.3
9.5
(0.3)

–

67.2

40.7
10.1
26.3
(2.4)

(14.7)

271.6

19.0

146.1

(1.9)
1.3
–
–

(12.5)
11.1
–
(1.1)

18.4

143.6

3.9
1.4
(0.2)
(0.2)

–

27.2
14.4
(0.9)
(2.1)

(6.4)

(1.0)
26.5
(2.6)
–

35.9

4.3
7.1
(36.7)
–

(22.5)
33.2
–
(1.1)

294.0

55.2
18.5
(0.9)
(2.7)

–

(14.7)

10.6

349.4

–
–
–
–

0.4

–
0.7
–
(0.3)

–

0.8

–

–
–
–
–

–

–
–
–
–

–

–

165.1

0.2

(14.4)
12.4
–
(1.1)

162.0

31.1
15.8
(1.1)
(2.3)

(6.4)

199.1

150.3

132.0

119.3

–
–
–
–

0.2

–
0.1
–
(0.1)

–

0.2

0.6

0.2

0.2

–

–
–
–
–

–

–
–
–
–

–

–

–

–
–
–
–

–

–
–
–
–

–

–

–

–

–

–

–
–
–
–

–

–
–
–
–

–

–

–

–
–
–
–

–

–
–
–
–

–

–

–

–

–

At 30 November 2016

23.3

175.8

Net book value
At 30 November 2016

At 30 November 2015

At 30 November 2014

43.9

28.1

31.8

95.8

68.0

74.5

10.6

35.9

13.0

The carrying value of freehold land not depreciated at 30 November 2016 was £4.2m (2015: £3.5m). Committed capital expenditure at 
30 November 2016 totalled £16.6m (2015: £3.6m).

Low & Bonar Annual Report and Accounts 2016

101

 
 
Notes to the Accounts continued

14. Investment in subsidiaries

Cost at 1 December and 30 November

Provision for impairment at 1 December and 30 November

Net book value at 1 December and 30 November

Company

2016
£m

2015
£m

103.5

103.5

(10.3)

93.2

(9.9)

93.6

During the year, £0.4m (2015: £nil) was provided in respect of shares held in a dormant entity. The subsidiary undertakings are shown 
within Note 35.

15. Investment in joint venture

Cost
At 1 December
Equity investment in joint venture
Share of retained loss
Exchange adjustment

At 30 November

Impairment provision
At 1 December
Impairment of investment in joint venture

At 30 November

Net book value at 30 November

Group

2016
£m

3.0
–
–
–

3.0

(3.0)
–

(3.0)

2015
£m

3.6
1.1
(1.8)
0.1

3.0

–
(3.0)

(3.0)

–

–

During the prior year the carrying value of the Group’s investment in its joint venture was reviewed in the light of continuing losses, driven 
by a reduction in infrastructure spend in the Middle East, and the resulting over-capacity in the market. This calculation compared the 
estimated value in use of the Group’s investment – based on the entity’s projected cash flows, discounted using a pre-tax discount rate 
of 12.3% to calculate its net present value – to its carrying value in the accounts, resulting in an impairment charge of £3.0m. In addition, 
£5.2m was provided against loans receivable from the joint venture. 

The Group’s share of the assets, liabilities, income and expenses of its joint venture is shown below:

Total assets
Total liabilities

Net assets

Group share of net assets

Total revenue

Total loss for the year

Group share of loss for the year

2016
£m

42.7
(35.7)

7.0

3.5

16.2

(2.6)

(1.3)

2015
£m

37.8
(31.9)

5.9

3.0

12.4

(3.6)

(1.8)

The £1.3m loss for the year has been provided within Liabilities held for sale (see Note 29) pending the conclusion of negotiations with 
interested parties on the disposal of the Group’s investment. The difference between the Group’s share of net assets of £3.5m and the 
provision of £1.3m represents prior year impairments, foreign exchange movements and capitalisation of losses. The joint venture is 
shown within Note 35.

16. Investment in associates

Cost and net book value
At 1 December
Share of retained profit
Dividends received

At 30 November

Group

2016
£m

0.5
0.1
(0.1)

0.5

2015
£m

0.5
–
–

0.5

102

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The Group’s share of the assets, liabilities, income and expenses of its associated undertakings is shown below:

Total assets
Total liabilities

Net assets

Group share of net assets

Total revenue

Total profit for the year

Group share of profit for the year

The associates are shown within Note 35.

17. Inventories

Raw materials
Work in progress
Finished goods

2016
£m

1.4
(0.2)

1.2

0.5

3.3

0.3

0.1

Group

2016
£m

23.5
17.1
56.9

97.5

2015
£m

1.1
–

1.1

0.5

3.1

0.2

–

2015
£m

20.6
14.1
47.9

82.6

Inventories are presented in the balance sheet net of provision for impairment of obsolete and slow moving items. Impairment is 
estimated by management based upon prior experience and their assessment of the current and future economic environment.  
The write-down of inventories is included in cost of sales.

18. Trade and other receivables

Current
Trade receivables
Provision for impairment of receivables

Net trade receivables
Other receivables
Prepayments and accrued income

Non-current
Amounts owed by subsidiaries

Current
Amounts owed by subsidiaries
Other receivables
Prepayments and accrued income

Group

2016
£m

64.9
(1.5)

63.4
10.5
5.2

79.1

2015
£m

65.3
(2.4)

62.9
4.9
3.3

71.1

Company

2016
£m

2015
£m

39.9

22.3

151.5
0.5
0.4

152.4

148.2
0.4
0.4

149.0

Included within the Group’s other receivables is £nil (2015: £nil) owed by Bonar Natpet LLC, a joint venture. The Group has an 
established credit policy under which each new customer is analysed individually for creditworthiness before the Group’s standard 
payment terms and conditions are offered. The Group’s review includes external ratings and bank references, where available. 
Purchase limits are established for each customer; these limits are reviewed quarterly. The Group has a long history of trading with a 
number of its customers.

The Group establishes an allowance for impairment that represents its estimate of incurred losses in respect of trade and 
other receivables.

Low & Bonar Annual Report and Accounts 2016

103

 
 
Notes to the Accounts continued

18. Trade and other receivables continued
Impairment losses
The age profile of gross trade receivables at the balance sheet date was:

Not past due
0–30 days past due
31–120 days past due
More than 120 days past due

The movement in the allowance for impairment in respect of trade receivables during the year was as follows:

Balance at 1 December
Increased during the year
Released during the year
Utilised during the year
Exchange adjustments

Group

2016
£m

53.8
4.7
2.4
4.0

64.9

Group

2016
£m

(2.4)
(0.5)
0.2
1.6
(0.4)

(1.5)

2015
£m

52.9
5.8
2.9
3.7

65.3

2015
£m

(2.8)
(0.2)
–
0.1
0.5

(2.4)

The allowance for impairment in respect of trade receivables at the end of the year was allocated against aged receivables as follows:

Not past due
0–30 days past due
31–120 days past due
More than 120 days past due

Group

2016
£m

–
–
(0.1)
(1.4)

(1.5)

2015
£m

–
–
(0.1)
(2.3)

(2.4)

Provisions for impairment of receivables are estimated by management based on prior experience and their assessment of the 
current economic environment. The trade receivables impairment provision as at 30 November 2016 was £1.5m (2015: £2.4m). 
Management believe that this provision is adequate to cover the risk of bad debts and exposure to credit risk. At 30 November 2016, 
70.5% (2015: 68.9%) of trade receivables were insured.

19. Trade and other payables

Current
Trade payables
Other taxes and social security
Other payables
Accruals

Current tax liabilities

Group

2016
£m

57.6
2.1
7.0
17.7

84.4
4.4

88.8

2015
£m

52.4
2.2
7.5
14.9

77.0
5.7

82.7

104

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Current
Amounts owed to subsidiaries
Other taxes and social security
Other payables
Accruals

Current tax liabilities

Company

2016
£m

16.8
0.2
1.5
0.7

19.2
–

19.2

2015
£m

18.2
0.1
6.3
1.8

26.4
–

26.4

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Included within the Group’s and Company’s other payables is £nil (2015: £5.3m) owed to National Petrochemical Industrial Company 
(Natpet), the Group’s joint venture partner in Bonar Natpet LLC.

20. Financial assets, liabilities, derivatives and financial risk management
The objectives of the Group’s treasury policies are to ensure sufficient liquidity to meet the Group’s operational and strategic needs and 
the management of financial risk at optimal cost. The main financial risks to which the Group is exposed are foreign currency risk, credit 
risk and interest rate risk. Group treasury policies are set by the Board and permit the use of conventional financial instruments and 
certain derivative instruments to manage and mitigate these risks. There were no changes to this policy in the year ended 
30 November 2016.

The Group treasury function is responsible for implementing Group policy and for managing the Group’s relationships with its key 
providers of debt and other treasury services. The treasury function is operated as a cost centre and no speculative transactions are 
permitted. Underlying policy assumptions and activities are reviewed by the Board. Controls over exposure changes and transaction 
authenticity are in place. The treasury function is subject to periodic independent review by the internal audit function.

Fair value of financial assets and liabilities
The fair value of the Group’s financial assets and liabilities, together with the carrying amounts shown in the balance sheet, are as follows:

Cash at bank and in hand
Trade and other receivables
Trade and other payables
Derivative liabilities
Bank overdrafts
Preference shares
Prepaid arrangement fees
Floating rate borrowings
Fixed rate borrowings

Group

Company

Fair value
2016
£m

Book value
2016
£m

Fair value
2015
£m

Book value
2015
£m

Fair value
2016
£m

Book value
2016
£m

Fair value
2015
£m

Book value
2015
£m

26.3
73.9
(89.0)
–
(0.1)
(0.4)
0.9
(86.8)
(51.6)

26.3
73.9
(89.0)
–
(0.1)
(0.4)
0.9
(86.8)
(50.9)

(126.8)

(126.1)

33.9
67.8
(84.3)
(0.1)
–
(0.4)
1.2
(105.2)
(32.0)

(119.1)

33.9
67.8
(84.3)
(0.1)
–
(0.4)
1.2
(105.2)
(31.6)

(118.7)

1.4
191.9
(19.2)
–
(1.3)
(0.4)
0.7
(48.7)
–

1.4
191.9
(19.2)
–
(1.3)
(0.4)
0.7
(48.7)
–

124.4

124.4

5.3
170.9
(26.4)
(0.1)
(2.3)
(0.4)
1.2
(67.3)
(32.0)

48.9

5.3
170.9
(26.4)
(0.1)
(2.3)
(0.4)
1.2
(67.3)
(31.6)

49.3

Estimation of fair value
The major methods and assumptions used in estimating the fair values of financial instruments reflected in the table are summarised 
as follows:

Cash and cash equivalents
The fair value of cash and cash equivalents is estimated as its carrying amount where the cash is repayable on demand. Where it is not 
repayable on demand then the fair value is estimated as the present value of future cash flows, discounted at the market rate of interest 
at the balance sheet date.

Trade and other receivables/payables
The fair value of trade and other receivables and trade and other payables is estimated as the present value of future cash flows, 
discounted at the market rate of interest at the balance sheet date if the effect is material.

Interest-bearing financial assets and liabilities
The fair value of interest-bearing assets and liabilities that bear interest at floating rates approximates to their carrying value. The fair value 
of the fixed interest financial liabilities is determined by discounting future contracted cash flows, using appropriate yield curves, to their 
net present value.

Low & Bonar Annual Report and Accounts 2016

105

 
 
 
Notes to the Accounts continued

20. Financial assets, liabilities, derivatives and financial risk management continued
Forward exchange contracts
The fair value of forward foreign exchange contracts is based on their publicly available market price. If this is not available, forward 
contracts are marked to market based on the current spot rate.

Funding and liquidity
The Group’s borrowing facilities at 30 November 2016 totalled €246m (£208m) (2015: €232.5m (£163.1m)), comprising:
 ¡ a €165m unsecured multi-currency revolving credit facility with a syndicate of four of its key relationship banks, committed until 

July 2019, which bears interest at between 1.0% to 2.0% above LIBOR depending on the ratio of the Group’s net debt to EBITDA at 
each of its half-year and year-end reporting dates; 

 ¡ a €60m senior loan note raised by private placement with Pricoa Capital Group Limited; this funding is unsecured and is scheduled 
for repayment between September 2022 and September 2026 in even tranches, and bears interest at a fixed rate of 2.57% per 
annum for the term of the loan; and 

 ¡ RMB150m of unsecured revolving and term loan facilities, maturing in June 2020, arranged in July 2015 to finance the construction of 

the Group’s manufacturing facility in Changzhou, China.

The Group’s objectives when managing capital are:
 ¡ to safeguard the Group’s ability to continue as a going concern, so that it may continue to provide returns for shareholders and 

benefits for other stakeholders; and 

 ¡ to provide an adequate return to shareholders commensurate with the level of risk. 

The Group sets the amount of capital in proportion to risk. The Group manages its capital structure and makes changes in light of 
changes in economic conditions and risk characteristics of the underlying assets. In order to maintain or adjust the capital structure, the 
Group may adjust the amount of dividends paid to shareholders, return capital to shareholders, issue new shares or sell assets to reduce 
debt. There were no changes in the Group’s approach to capital management during the year. Neither the Company nor any of its 
subsidiaries are subject to externally imposed capital requirements.

The Group’s capital structure is as follows:

Net debt
Total equity

Analysis of cash and cash equivalents

Sterling
Euro
US Dollar
Other

Analysis of interest-bearing borrowings

Borrowings falling due within one year or on demand
Bank loans and overdrafts
5.9% €45m Senior Note due 2016

Borrowings falling due after more than one year
Bank loans and overdrafts
2.57% €60m Senior Note due 2022-2026
Other borrowings
– Preference shares

All of the Company’s and Group’s borrowings are unsecured.

Group

2016
£m

111.0
202.4

313.4

2015
£m

102.1
172.0

274.1

Group

Company

2016
£m

2.2
5.8
7.8
10.5

26.3

2015
£m

–
16.3
5.9
11.7

33.9

2016
£m

0.8
–
0.6
–

1.4

Group

Company

2016
£m

0.1
–

0.1

86.1
50.7

0.4

2015
£m

–
31.5

31.5

104.1
–

0.4

137.2

104.5

2016
£m

1.3
–

1.3

48.0
–

0.4

48.4

2015
£m

–
–
–
5.3

5.3

2015
£m

2.5
31.5

34.0

66.0
–

0.4

66.4

106

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The following tables show the undiscounted contracted cash flows and maturities of financial liabilities, together with their carrying 
amounts and average effective interest rates, as at the balance sheet date:

Non-derivative financial liabilities:
Multicurrency revolving facility
– Sterling
– Euro
– US Dollar
2.57% €60m Senior Note due 2022-2026
RMB150m facility
Bank overdraft – Euro
Preference shares
Prepaid arrangement fees

Trade and other payables
Derivative financial liabilities:
Forward exchange contracts used for hedging
– Outflow

Non-derivative financial liabilities:
Multicurrency revolving facility
– Sterling
– Euro
– US Dollar
5.9% €45m Senior Note due 2016
RMB 150m facility
Preference shares
Prepaid arrangement fees

Trade and other payables 
Derivative financial liabilities:
Forward exchange contracts used for hedging
– Outflow

Effective 
rate 
%

Carrying 
amount 
£m

Contractual 
cash flows 
£m

<1 year 
£m

1–2 years 
£m

2–5 years 
£m

>5 years 
£m

Group 2016

2.3
1.5
2.3
2.6
5.6
1.5
5.8

–
(59.7)
(14.9)
(50.9)
(12.2)
(0.1)
(0.4)
0.9

–
(62.1)
(16.1)
(60.7)
(14.7)
(0.1)
(0.4)
–

–
(0.9)
(0.3)
(1.3)
(0.7)
(0.1)
–
–

(137.3)
(89.0)

(154.1)
(89.0)

(3.3)
(88.8)

–
(0.9)
(0.3)
(1.3)
(0.7)
–
–
–

(3.2)
(0.2)

–
(60.3)
(15.5)
(3.9)
(13.3)
–
–
–

(93.0)
–

–
–
–
(54.2)
–
–
(0.4)
–

(54.6)
–

–

–

–

–

–

–

(226.3)

(243.1)

(92.1)

(3.4)

(93.0)

(54.6)

Effective
rate
%

Carrying 
amount
£m

Contractual 
cash flows
£m

<1 year
£m

1–2 years
£m

2–5 years
£m

>5 years
£m

Group 2015

2.1
1.6
1.8
5.9
5.6
5.8

(34.0)
(48.5)
(12.3)
(31.6)
(10.4)
(0.4)
1.2

(136.0)
(84.3)

(36.7)
(51.4)
(13.1)
(33.2)
(13.0)
(0.4)
–

(147.8)
(84.3)

(0.7)
(0.8)
(0.2)
(33.2)
(0.6)
–
–

(35.5)
(82.7)

(0.7)
(0.8)
(0.2)
–
(0.6)
–
–

(2.3)
(1.6)

(35.3)
(49.8)
(12.7)
–
(11.8)
–
–

(109.6)
–

(0.1)

(0.1)

(0.1)

–

–

(220.4)

(232.2)

(118.3)

(3.9)

(109.6)

–
–
–
–

(0.4)
–

(0.4)
–

–

(0.4)

Low & Bonar Annual Report and Accounts 2016

107

 
 
Notes to the Accounts continued

20. Financial assets, liabilities, derivatives and financial risk management continued
Analysis of interest-bearing borrowings continued

Non-derivative financial liabilities:
Multicurrency revolving facility
– Sterling
– Euro
– US Dollar
Bank overdrafts
– Sterling
– Euro
– Other
Preference shares
Prepaid arrangement fees

Trade and other payables
Derivative financial liabilities:
Forward exchange contracts used for hedging
– Outflow

Non-derivative financial liabilities:
Multicurrency revolving facility
– Sterling
– Euro
– US Dollar
5.9% €45m Senior Note due 2016
Bank overdrafts
– Sterling
– Euro
– Other
Preference shares
Prepaid arrangement fees

Trade and other payables
Derivative financial liabilities:
Forward exchange contracts used for hedging
– Outflow

Effective 
rate 
%

Carrying 
amount 
£m

Contractual 
cash flows 
£m

<1 year 
£m

1–2 years 
£m

2–5 years 
£m

>5 years 
£m

Company 2016

2.3
1.5
2.3

2.5
2.5
2.5
5.8

–
(33.8)
(14.9)

–
(1.3)
–
(0.4)
0.7

(49.7)
(19.2)

–
(35.1)
(16.1)

–
(1.3)
–
(0.4)
–

(52.9)
(19.2)

–
(0.5)
(0.3)

–
(1.3)
–
–
–

–
(0.5)
(0.3)

–
(34.1)
(15.5)

–
–
–
–
–

–
–
–
–
–

(2.1)
(19.2)

(0.8)
–

(49.6)
–

–

–

–

–

–

(68.9)

(72.1)

(21.3)

(0.8)

(49.6)

–
–
–

–
–
–
(0.4)
–

(0.4)
–

–

(0.4)

Effective 
rate
%

Carrying
amount
£m

Contractual
cash flows
£m

<1 year
£m

1–2 years
£m

2–5 years
£m

>5 years
£m

Company 2015

2.1
1.6
1.8
5.9

2.4
1.9
2.1
5.8

(34.0)
(21.0)
(12.3)
(31.6)

(0.8)
(1.1)
(0.4)
(0.4)
1.2

(36.7)
(22.2)
(13.1)
(33.2)

(0.8)
(1.1)
(0.4)
(0.4)
–

(100.4)
(26.4)

(107.9)
(26.4)

(0.1)

(0.1)

(126.9)

(134.4)

(0.7)
(0.3)
(0.2)
(33.2)

(0.8)
(1.1)
(0.4)
–
–

(36.7)
(26.4)

(0.1)

(63.2)

(0.7)
(0.3)
(0.2)
–

–
–
–
–
–

(1.2)
–

–

(1.2)

(35.3)
(21.6)
(12.7)
–

–
–
–
–
–

(69.6)
–

–

(69.6)

–
–
–
–

–
–
–
(0.4)
–

(0.4)
–

–

(0.4)

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Foreign exchange risk
(a) Translational
The Group has significant net assets based outside of the UK, predominantly in the Eurozone, the US and China, with further amounts 
held in the Czech Republic and the Middle East. The Group has elected to use its direct currency borrowings under the senior note 
private placement and its €165m multi-currency revolving facility as hedges against movements in the Sterling value of its Euro and 
US Dollar investments and mitigate the risk associated with fluctuations in foreign currency rates. The Group’s borrowing under its 
RMB150m facilities acts as a natural balance sheet hedge against the Group’s investments in China. The Group recognised an amount 
of £nil in the income statement as a result of ineffectiveness arising from those hedges of net investments in foreign operations. Profit 
before tax, amortisation and non-recurring items for the year ended 30 November 2015 retranslated using 2016 average exchange rates 
would have been £3.4m higher.

(b) Transactional
The Company and Group have limited transactional currency exposures, arising on sales and purchases made in currencies other than 
the functional currency of the entity making the sale or purchase. Significant exposures which are deemed at least highly probable are 
matched where possible, and the remaining transactional risk may be mitigated using forward foreign exchange contracts, all of which 
mature within one year of the balance sheet date.

The following tables show the derivative assets/(liabilities) recognised in the accounts in respect of these hedging instruments:

Carrying and fair value amount 2016

Notional
contract
amount
£m

Designated
as cash flow 
hedges
£m

Designated
as net 
investment
hedges
£m

Not
designated
as hedges
£m

Derivative
assets
£m

Derivative
liabilities
£m

Forward exchange contracts

–

–

–

–

–

–

Forward exchange contracts

Carrying and fair value amount 2015

Designated
as cash flow 
hedges
£m

Designated
as net 
investment
hedges
£m

Not
designated
as hedges
£m

Derivative
assets
£m

Derivative
liabilities
£m

–

–

–

–

0.1

Notional
contract
amount
£m

5.3

The gains and losses on ineffective portions of such derivatives are recognised immediately in the income statement. During the year to 
30 November 2016, an amount of £nil (2015: £nil) was recognised due to hedge ineffectiveness. The amount recognised in equity in the 
year in respect of hedges was a loss of £nil (2015: £nil).

Forward exchange contracts
The Group had the following forward foreign exchange contracts in place at the balance sheet date, all of which mature within one year 
of the balance sheet date:

2016

2015

Euro/Saudi Riyal

Currency
million

Average
exchange
rate

–

–

Currency
million

29.9

Average
exchange
rate

4.03

The Company had the following forward foreign exchange contracts in place at the balance sheet date:

Euro/Saudi Riyal

The following significant exchange rates applied during the year:

Sterling/Euro
Sterling/US Dollar
Sterling/Czech Crown
Sterling/Hungarian Forint
Sterling/Chinese Yuan

2016

2015

Currency
million

Average
exchange
rate

–

–

Average
rate
2016

1.23
1.37
33.31
384.22
9.02

Average
rate
2015

1.37
1.53
37.53
425.15
9.60

Currency
million

29.9

Year end
rate
2016

1.18
1.25
31.87
368.84
8.61

Average
exchange
rate

4.03

Year end
rate
2015

1.43
1.51
38.54
443.05
9.63

Low & Bonar Annual Report and Accounts 2016

109

 
 
Notes to the Accounts continued

20. Financial assets, liabilities, derivatives and financial risk management continued
Sensitivity analysis
A 10% strengthening of Sterling against the following currencies would have decreased equity and profit before amortisation and 
non-recurring items after tax by the amounts shown below. This analysis assumes that all other variables, including interest rates, 
remain constant:

2016

2015

US Dollar
Euro
Czech Crown
Chinese Yuan

Profit
£m

(1.0)
(0.3)
(0.2)
(0.2)

Equity
£m

(1.7)
(6.4)
(1.0)
(3.4)

Profit
£m

(1.1)
(0.2)
(0.3)
(0.1)

Equity
£m

(1.9)
(5.2)
(0.9)
(2.5)

A 10% weakening of Sterling against the above currencies as at 30 November 2016 and 2015 would have had the equal but opposite 
effect to the amounts shown above, on the basis that all other variables remain constant.

Credit risk
Credit risk is the loss in relation to a financial asset due to non-payment by the customer or counterparty. The Group’s objective is to 
reduce its exposure to counterparty default by restricting the type of counterparty it deals with and by employing an appropriate policy in 
relation to the collection of financial assets. The Group’s principal financial assets are cash, derivative financial instruments and 
receivables which represent the Group’s maximum exposure to credit risk in relation to financial assets.

The credit risk in relation to cash and derivative financial instruments is mitigated by Group policies which restrict dealings to approved 
counterparties with high credit ratings and with whom the Group has an ongoing banking relationship. The Group has set maximum 
permitted exposures with each counterparty which are reviewed regularly.

Trade receivable exposures are with a wide range of counterparties, and the credit strength of these counterparties is monitored. Where 
appropriate, credit risks are minimised through the use of forward funding, letters of credit, variations in payment terms and insurance. 
The maximum exposure to credit risk is represented by the carrying value of each financial asset as recorded in the balance sheet. There 
are no significant concentrations of credit risk at the balance sheet date nor are there any significant exposures to any one customer. See 
Note 18 for further details.

The Group’s policy is to provide financial guarantees only where there is a clear commercial advantage in doing so.

The Company believes that all amounts receivable from subsidiary companies are recoverable in full.

Exposure to credit risk
The carrying amount of financial assets represents the maximum credit exposure. The maximum credit risk at the reporting date was:

Financial assets at fair value through profit and loss
Trade and other receivables
Cash and cash equivalents

Group

Company

2016
£m

–
73.9
26.3

2015
£m

–
67.8
33.9

100.2

101.7

2016
£m

–
191.9
1.4

193.3

2015
£m

–
170.9
5.3

176.2

Interest rate risk
The Group’s strategy seeks a balance between fixed and floating rate borrowings, to achieve a reasonable effective interest rate whilst 
protecting the Group against material adverse changes in interest rates over the medium term.

All of the Group’s interest-bearing assets and liabilities at 30 November 2016 and 2015 were on a floating rate basis, apart from 
preference debt with an average coupon rate of 5.75% and in the current year the €60m Senior Note due 2022-2026 which bears interest 
at 2.57% and in the prior year the €45m Senior Note due 2016 which bore interest at 5.9% until its maturity in September 2016.

Floating rate financial assets and liabilities comprise borrowings under the Group’s syndicated multi-currency revolving credit facility, 
which bear interest at LIBOR (or, in the case of borrowings in Euro, EURIBOR), or the lender’s base rate for the currency concerned, plus 
a margin of between 1.0% and 2.0%, and cash deposits and bank overdrafts which bear interest at market rates; and borrowings under 
the Group’s RMB150m facility, which bear interest at rates set by reference to local base rate.

110

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Profile
At the balance sheet date, the interest rate profile of the Group’s and Company’s interest-bearing net debt and financial instruments was:

Group

Company

Fixed rate
Net debt
Financial instruments

Total fixed rate

Floating rate
Net debt
Financial instruments

Total floating rate

2016
£m

(51.1)
–

(51.1)

(59.9)
–

(59.9)

2015 
£m

(31.9)
–

(31.9)

(70.2)
(0.1)

(70.3)

Total interest-bearing net debt and financial instruments

(111.0)

(102.2)

2016 
£m

(0.4)
–

(0.4)

(47.9)
–

(47.9)

(48.3)

2015 
£m

(31.9)
–

(31.9)

(63.2)
(0.1)

(63.3)

(95.2)

The Group and Company’s interest-bearing net debt and financial instruments do not include amounts owed or owing to joint ventures or 
joint venture partners.

Sensitivity analysis
A change of 100 basis points in interest rates would have increased or decreased equity by £0.7m (2015: £0.5m). The impact on the profit 
or loss for the period would have been to increase or decrease profit by £1.0m (2015: £0.7m). This analysis assumes that all other 
variables, in particular foreign currency rates, remain constant.

21. Deferred taxation
Group
Recognised deferred tax assets and liabilities:

Intangible assets
Retirement benefit liabilities
Accelerated tax depreciation
Tax losses
Other

Tax assets/(liabilities)

Unrecognised deferred tax assets:

Tax losses
Retirement benefit liabilities
Employee share schemes
Accelerated tax depreciation

2016

2015

Assets
£m

Liabilities
£m

Net assets/ 
(liabilities)
£m

Assets
£m

Liabilities
£m

Net assets/ 
(liabilities)
£m

–
3.1
–
1.1
1.4

5.6

(4.2)
–
(13.6)
–
(1.3)

(19.1)

(4.2)
3.1
(13.6)
1.1
0.1

(13.5)

–
2.2
–
1.0
1.2

4.4

(4.4)
–
(12.2)
–
(0.6)

(17.2)

2016
£m

25.2
1.5
0.7
0.4

27.8

(4.4)
2.2
(12.2)
1.0
0.6

(12.8)

2015
£m

27.0
–
1.4
0.9

29.3

Tax losses include an amount of £6.5m (2015: £6.9m) in respect of capital losses. The tax losses have no expiry date.

Movement in deferred tax during the year ended 30 November 2016:

Intangible assets
Retirement benefit liabilities
Accelerated tax depreciation
Tax losses
Other

Recognised
in other 
comprehensive
income
£m

Balance
1 Dec 2015
£m

Recognised
in income
£m

Exchange
adjustments
£m

Balance
30 Nov 2016
£m

(4.4)
2.2
(12.2)
1.0
0.6

(12.8)

–
0.3
–
–
–

0.3

1.0
(0.1)
1.1
–
(0.3)

1.7

(0.8)
0.7
(2.5)
0.1
(0.2)

(2.7)

(4.2)
3.1
(13.6)
1.1
0.1

(13.5)

Low & Bonar Annual Report and Accounts 2016

111

 
 
Notes to the Accounts continued

21. Deferred taxation continued
Group continued
Movement in deferred tax during the year ended 30 November 2015: 

Intangible assets
Retirement benefit liabilities 
Accelerated tax depreciation
Tax losses
Other

Recognised
in other 
comprehensive 
income 
£m

Balance
1 Dec 2014
 £m

Recognised
in income
£m

Exchange
adjustments
£m

Balance
30 Nov 2015
£m

(6.1)
2.3
(13.2)
–
0.6

(16.4)

–
–
–
–
–

–

1.0
–
0.5
1.0
(0.3)

2.2

0.7
(0.1)
0.5
–
0.3

1.4

(4.4)
2.2
(12.2)
1.0
0.6

(12.8)

The Group has recognised deferred tax assets of £5.6m (2015: £4.4m) as the Directors believe it is probable that future taxable profits will 
be available against which the assets can be utilised as they reverse over the coming years.

The Group has not recognised deferred tax liabilities in respect of investments in subsidiaries as the Group is able to control the timing of 
the reversal of the timing difference and it is probable that the timing difference will not reverse in the foreseeable future. In the majority of 
cases, it is likely that sufficient underlying tax credits will be available to offset the tax liability arising and it is not considered practicable 
to disclose the amount of the timing difference in respect of the deferred tax liabilities which have not been recognised.

Company
The Company has not recognised deferred tax assets or liabilities as the Directors believe it is not probable that future taxable profits will 
be available against which the assets can be utilised as they reverse over the coming years.

Unrecognised deferred tax assets:

Tax losses
Retirement benefit liabilities
Employee share schemes

2016
£m

13.3
1.5
0.4

15.2

2015
£m

15.3
–
1.4

16.7

Tax losses include an amount of £4.4m (2015: £4.6m) in respect of capital losses. The tax losses have no expiry date. There are no timing 
differences arising in respect of the deferred tax liabilities which have not been recognised.

22. Provisions

Current
At 30 November 2014
Created in the year
Utilised in the year
Exchange difference

At 30 November 2015

Created in the year
Utilised in the year
Exchange difference

At 30 November 2016

23. Other payables

Non-current
Other payables

Non-current
Amounts owed to subsidiaries

Restructuring
£m

0.5
–
(0.4)
–

0.1

–
(0.1)
–

–

2015
£m

1.6

2015
£m

–

Group

2016
£m

0.2

Company

2016
£m

–

112

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24. Share capital

Allotted, called up and fully paid
At 1 December
328,983,477 (2015: 327,813,741) Ordinary Shares at 5 pence each
154,571,152 Deferred Shares at 20 pence each

314,549 Ordinary Shares (2015: 1,169,736) issued under share option plans and 

long-term incentive plan

At 30 November
329,298,026 (2015: 328,983,477) Ordinary Shares of 5 pence each
154,571,152 Deferred Shares of 20 pence each

Group and Company 2016 Group and Company 2015

Ordinary
Shares
£m

Deferred
Shares
£m

Ordinary
Shares
£m

Deferred
Shares
£m

16.5
–

–
30.9

16.4
–

–
30.9

–

–

0.1

–

16.5
–

–
30.9

16.5
–

–
30.9

Capital reorganisation
On 11 March 2009, the Company’s Ordinary Share capital was reorganised by means of a capital reorganisation involving: (i) the 
subdivision and reclassification of each issued Ordinary Share into one new Ordinary Share of 5 pence and one Deferred Share of 
20 pence; and (ii) the subdivision of each authorised but unissued Ordinary Share into five new Ordinary Shares of 5 pence each. On 
completion of the capital reorganisation, each Ordinary Shareholder held one new Ordinary Share and one Deferred Share for each 
Ordinary Share previously held.

A Deferred Share: (i) does not entitle its holder to receive any dividend or other distribution; (ii) does not entitle its holder to receive notice 
of, nor to attend, speak or vote at, any general meeting of the Company; (iii) entitles its holder on a return of capital on a winding-up (but 
not otherwise) only to the repayment of the amount paid up on that share after payment of (a) the amounts entitled to be paid up to 
holders of the Preference Shares and (b) the capital paid up on each Ordinary Share of 5 pence in the share capital of the Company and 
the further payment of £10m on each such Ordinary Share; and, (iv) does not entitle its holder to any further participation in the capital, 
profits or assets of the Company.

Ordinary Share Capital
At a general meeting of the Company, on a show of hands, every member who (being an individual) is present in person or (being a 
corporation) is present by a duly authorised representative, shall have one vote and every proxy present who has been duly appointed by 
a member entitled to vote on the resolution shall have one vote. No member shall, unless the Directors otherwise determine, be entitled 
to be present or to be counted in a quorum or to vote either personally or by proxy or otherwise at any general meeting of the Company 
or at any separate general meeting of the holders of any class of the shares of the Company or upon a poll or to exercise any other right 
conferred by membership in relation to meetings of the Company if any call or other sum presently payable by him to the Company in 
respect of shares in the Company of which he is the holder (whether alone or jointly with any other person), together with interest, costs, 
charges and expenses (if any), remains unpaid. If any member, or any other person appearing to be interested in shares held by such 
member, has been duly served with a notice under section 793 of the Companies Act 2006 and is in default for the prescribed period in 
supplying to the Company the information thereby required, then (unless the Directors otherwise determine) in respect of: the shares 
comprising the shareholding account in the Register of Members which comprises or includes the shares in relation to which the default 
occurred (all or the relevant number as appropriate of such shares being the default shares, which expression shall include any further 
shares which are issued in respect of such shares); and any other shares held by the member, the member shall (for so long as the 
default continues) not nor shall any transferee to which any of such shares are transferred other than pursuant to an approved transfer or 
pursuant to the Articles be entitled to be present or to vote either personally or by proxy at a general meeting of the Company or a 
meeting of the holders of any class of shares of the Company or to exercise any other right conferred by membership in relation to 
general meetings of the Company or meetings of the holders of any class of shares of the Company. The profits which the Company may 
determine to distribute in respect of any financial year or other period for which its accounts are made up shall be applied, in the first 
place, in paying to the holders of the first cumulative preference stock a fixed cumulative preferential dividend at the rate of 6 per cent. 
per annum: in the second place, in paying to the holders of the second cumulative preference stock a fixed cumulative preferential 
dividend at the rate of 6 per cent. per annum: and, in the third place, in paying to the holders of the third cumulative preference stock a 
fixed cumulative preferential dividend at the rate of 5½ per cent. per annum, and, subject to any special rights which may be attached to 
any shares hereafter created or issued, the balance of the said profits shall be distributed among the holders of the ordinary shares. On a 
return of assets on liquidation or otherwise, the assets of the Company available for distribution among the members shall be applied, in 
the first place, in repaying to the holders of the first cumulative preference stock the sum of £1 for each £1 of such stock held (together 
with a sum equal to any arrears or deficiency of the fixed dividend thereon to be calculated down to the date of the return of capital): in 
the second place, in repaying to the holders of the second cumulative preference stock the sum of £1 for each £1 of such stock held 
(together with a sum equal to any arrears or deficiency of the fixed dividend thereon to be calculated down to the date of the return of 
capital): and, in the third place, in repaying to the holders of the third cumulative preference stock the sum of £1 for each £1 of such stock 
held (together with a sum equal to any arrears or deficiency of the fixed dividend thereon to be calculated down to the date of the return 
of capital), and, subject to any special rights which may be attached to any shares hereafter created or issued, the balance shall belong 
to and be distributed among the holders of the ordinary shares. A Deferred Share entitles its holder on a return of capital on a winding-up 
(but not otherwise) only to the repayment of the amount paid up on that share after payment of (i) the amounts entitled to be paid to 
holders of the preference stock, and (ii) the capital paid up on each ordinary share of five pence in the share capital of the Company and 
the further payment of £10,000,000 on each such ordinary share. The full rights and obligations attaching to ownership of shares in the 
Company are contained in its Articles of Association.

Low & Bonar Annual Report and Accounts 2016

113

 
 
Notes to the Accounts continued

24. Share capital continued
Ordinary Share Capital continued
The Company operates an employee benefit trust to hold shares in relation to satisfying awards made under certain employee share 
schemes. At 30 November 2016, the trust held 26,752 Ordinary Shares (2015: 26,752 Ordinary Shares).

Shares issued during the year
During the year ended 30 November 2016, 314,549 shares (2015: 846,482 shares) were issued to employees who exercised share 
options. No shares (2015: 323,254) were issued pursuant to awards made under the LTIP granted in 2013. 

Preference Shares

Allotted, called up and fully paid
100,000 (2015: 100,000) 6% first cumulative preference stock of £1.00 each
100,000 (2015: 100,000) 6% second cumulative preference stock of £1.00 each
200,000 (2015: 200,000) 5.5% third cumulative preference stock of £1.00 each

Group and Company

2016
£m

0.1
0.1
0.2

0.4

2015
£m

0.1
0.1
0.2

0.4

Preference Shares are included within borrowings. Preference Shares have priority over Ordinary Shares on a winding-up of the 
Company. Provided that preference dividends remain paid in accordance with the Company’s Articles of Association, Preference Shares 
do not carry voting rights.

Potential issues of Ordinary Shares
An element of senior executive remuneration is provided in the form of share options and long-term incentive plan awards. More details 
of these options and awards can be found in the Directors’ Remuneration Report on pages 51 to 68. Employees are also invited to 
participate in the Low & Bonar Sharesave schemes.

Share options
Under the provisions of the employee share option schemes there were options for a total of 3.2 million Ordinary Shares outstanding at 
30 November 2016 (2015: 3.9 million Ordinary Shares). The number of options outstanding which were granted in the last financial year 
was 0.9 million (2015: 1.6 million).

Details of the options included in the IFRS 2 charge are as follows:

Year of grant

Share options
2006
2011
2011
2012
2013
2013
2014
2014
2015
2015
2016
2016
Phantom share options
2006

Total

Average
fair value
in pence

27.23
22.17
22.16
19.31
18.55
20.29
22.37
21.89
14.20
13.47
12.59
11.84

Exercise
price
in pence

108.18
42.80
42.80
51.20
58.80
58.80
68.80
68.80
48.80
48.80
49.00
49.00

Exercise period

1 Dec 2015

Granted

Exercised

Forfeited

30 Nov 2016

Ordinary Shares of 5p each

2009 to 2016
2014 to 2016
2014 to 2016
2015 to 2017
2016 to 2018
2016 to 2018
2017 to 2019
2017 to 2019
2018 to 2020
2018 to 2020
2019 to 2021
2019 to 2021

442,126
38,922
36,688
20,944
135,435
620,144
118,421
571,818
795,153
801,291
–
–

–
–
–
–
–
–
–
–
–
–
405,528
565,248

–
(38,922)
–
(1,468)
(19,897)
(215,671)
–
–
–
(36,014)
–
(2,577)

(442,126)
–
(36,688)
(9,689)
(14,284)
(173,876)
(29,823)
(116,290)
(101,309)
(102,543)
(26,448)
(28,354)

–
–
–
9,787
101,254
230,597
88,598
455,528
693,844
662,734
379,080
534,317

2.93

108.18

2009 to 2016

336,836

–

–

(336,836)

–

3,917,778

970,776

(314,549)

(1,418,266) 3,155,739

The weighted average exercise price of share options outstanding at 30 November 2016 was 53.37p (2015: 66.80p). The weighted average 
exercise prices of share options granted, exercised and forfeited in the year to 30 November 2016 were 49.00p, 55.56p and 87.00p, 
respectively (2015: 48.80p, 31.37p and 64.99p, respectively). 0.1 million share options were exercisable at 30 November 2016 (2015: 0.8 million).

The fair values of share options granted in the year to 30 November 2016 ranged from 11.84p to 13.33p (2015: 13.47p to 14.92p) and 
were derived using the Black-Scholes model. The assumed future volatility ranged from 26.61% to 30.34% (2015: 36% to 38%), the 
dividend yield was 4.48% (2015: 4.6%), the expected term ranged from 3.4 years to 5.4 years (2015: 3.4 years to 5.4 years) and the 
risk-free rate ranged from 0.39% to 0.77% (2015: 0.9% to 1.3%).

The average share price in the year ended 30 November 2016 was 62.70p (2015: 63.19p).

114

Low & Bonar Annual Report and Accounts 2016

Long-term incentive plan awards
Under the provisions of the long-term incentive plans there were awards for a total of 8.7 million Ordinary Shares outstanding at 
30 November 2016 (2015: 7.5 million Ordinary Shares). The number of awards outstanding which were granted in the last financial year 
was 3.4 million (2015: 3.6 million).

Details of the awards included in the IFRS 2 charge are shown below:

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Year of grant

2013
2014
2014
2015
2015
2015
2016
2016

Total

Average
fair value
in pence

53.07
75.48
66.05
48.27
50.62
62.24
54.36
51.54

55.36

Award
price
in pence

70.50
89.75
82.00
57.25
59.50
71.00
63.50
63.50

66.70

Vesting period

1 Dec 2015

Awarded

Exercised

Forfeited

30 Nov 2016

Ordinary Shares of 5p each

–
2013 to 2016 1,848,967
–
2014 to 2017 1,489,349
–
2014 to 2017
542,168
–
2015 to 2018 3,251,089
–
76,965
2015 to 2018
–
270,383
2015 to 2018
–
2016 to 2018
138,848
– 3,305,096
2016 to 2019

–

– (1,848,967)
–
–
–
–
–
–
–

–
(145,482) 1,343,867
542,168
(187,683) 3,063,406
76,965
270,383
138,848
(40,000) 3,265,096

–
–
–

7,478,921 3,443,944

– (2,222,132) 8,700,733

None of the instruments awarded under the Group’s long-term incentive plans were exercisable at 30 November 2016 (2015: nil). The fair values 
of awards made in the year to 30 November 2016 ranged from 39.58p to 63.50p (2015: 39.29p to 71.00p) and were derived using the Black-
Scholes or Stochastic models. The assumed future volatility ranged from 32.36% to 33.54% (2015: 34.5% to 34.9%) the dividend yield was 0% 
(2015: 0%), the expected term was 2 to 3 years (2015: 3 years) and the risk-free rate ranged from 0.38% to 0.52% (2015: 0.66% to 0.97%).

The total amount charged to the Consolidated Income Statement in respect of share-based payments was £0.9m (2015: £0.6m). 
Liabilities in respect of cash-settled share-based payments were not material at either 30 November 2016 or 30 November 2015.

25. Share premium account

At 1 December
Premium on Ordinary Shares issued during the year

At 30 November

26. Translation reserve

At 1 December
Adjustments on translation of net assets and results of overseas subsidiaries, net of hedging
Exchange differences recycled from reserves

At 30 November

27. Non-controlling interest

At 1 December
Share of profit after taxation
Dividends
Exchange adjustment

At 30 November

Group and Company

2016
£m

74.2
0.2

74.4

Group

2016
£m

(61.0)
36.7
(1.7)

(26.0)

Group

2016
£m

6.1
0.6
(0.3)
–

6.4

2015
£m

74.0
0.2

74.2

2015
£m

(43.0)
(18.0)
–

(61.0)

2015
£m

6.4
0.5
(1.0)
0.2

6.1

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Notes to the Accounts continued

28. Reconciliation of net cash flow movement to movement in net debt

For the year ended 30 November
Net (decrease)/increase in cash and cash equivalents
Net cash flow from movements in debt financing
Amortisation of bank arrangement fees
Foreign exchange differences

Movement in net debt in the year
Net debt at 1 December

Net debt at 30 November

For the year ended 30 November
Net (decrease)/increase in cash and cash equivalents
Net cash flow from movements in debt financing
Amortisation of bank arrangement fees
Foreign exchange differences

Movement in net debt in the year
Net debt at 1 December

Net debt at 30 November

Group

2016
£m

2015
£m

(11.6)
20.1
(0.4)
(17.0)

(8.9)
(102.1)

(111.0)

Company

2016
£m

(3.8)
50.6
(0.4)
0.4

46.8
(95.1)

(48.3)

8.7
(28.8)
(0.2)
6.2

(14.1)
(88.0)

(102.1)

2015
£m

1.7
5.8
(0.4)
0.4

7.5
(102.6)

(95.1)

29. Discontinued operations
On 4 July 2016, the Board announced the disposal of the Group’s artificial grass yarns business (previously comprising the majority of its 
Sport & Leisure global business unit). The disposal completed on 1 September 2016 and the prior period income statement has been 
restated accordingly.

In addition to this, the Board are pursuing the disposal of the Group’s interest in the joint venture, Bonar Natpet LLC and negotiations are 
well under way with our partner, Natpet. Therefore the Group’s interest in the joint venture has been classified as a disposal group held 
for sale and presented separately in the balance sheet. The interest in the joint venture was previously presented separately on the face 
of the income statement and balance sheet.

The results of the discontinued operations, which have been included in the Consolidated Income Statement, were as follows.

Revenue
Expenses

(Loss)/profit before tax
Attributable tax expense
Loss on disposal of grass yarns (Note 30)
Tax on loss on disposal of grass yarns

Net (loss)/profit from the disposal of the grass yarns business
Share of results from Bonar Natpet LLC
Impairment of investment in Bonar Natpet LLC

Net loss attributable to discontinued operations (attributable to owners of the Company)

Group

2016
£m

22.3
(22.9)

(0.6)
–
(2.2)
0.9

(1.9)
(1.3)
–

(3.2)

2015
£m

33.7
(32.7)

1.0
–
–
–

1.0
(1.8)
(8.2)

(9.0)

During the year ended 30 November 2016, the discontinued businesses contributed £(3.6m) (2015: £(0.5m)) to the Group’s net operating 
cash flows and paid £nil (2015: £0.7m) in respect of investing activities and financing activities. Liabilities held for sale at 30 November 2016 
represent the provision created for the Group’s share of the result for the year from Bonar Natpet LLC (Note 15).

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30. Disposal of the grass yarns business

Consideration received in cash and cash equivalents
Deferred consideration
Foreign exchange differences recycled from reserves
Analysis of assets and liabilities over which control was lost
Trade receivables
Prepayments and other debtors
Inventories
Equity participation in subsidiary
Property, plant and equipment
Payables
Net assets disposed of

Loss on disposal

2016
£m

21.7
4.3
1.7

8.3
0.7
16.0
0.8
8.3
(4.2)
29.9

(2.2)

The loss on disposal is included in the loss for the year from discontinued operations (Note 29).

Net cash inflow on disposal of the business comprises only the consideration received. The deferred consideration will be settled by 
cash by the purchaser during 2017 and is included within Other receivables.

31. Operating lease commitments
At 30 November, the Group had total non-cancellable commitments under operating leases as follows:

Plant and equipment
 Lease payments within one year
 Lease payments between one and two years
 Lease payments between two and five years
 Lease payments beyond five years

Property
 Lease payments within one year
 Lease payments between one and two years
 Lease payments between two and five years
 Lease payments beyond five years

Group

Company

2016
£m

1.7
1.3
1.0
0.3

4.3

4.2
2.7
6.2
4.1

17.2

2015
£m

1.3
1.0
1.2
1.2

4.7

4.3
4.0
7.9
14.8

31.0

2016
£m

2015
£m

–
–
–
–

–

0.4
0.4
0.8
–

1.6

–
–
–
–

–

0.1
–
–
–

0.1

32. Contingent liabilities
At the time of disposing of the Group’s North American packaging operations in March 2000, the Company entered into an 
Environmental Agreement with the purchasers of the business. The Environmental Agreement contains provisions regarding the 
remediation of known environmental contamination in the vicinity of one of the facilities which was sold in Burlington, Ontario. The 
Environmental Agreement expired in September 2006 and the Group has an ongoing liability only in respect of outstanding claims 
notified prior to this date. At 30 November 2016, an accrual of £nil (2015: £nil) remains in the Group’s balance sheet for the ongoing 
remediation costs as the Directors now believe that all costs have been incurred.

In addition, the Company from time to time guarantees certain obligations of its subsidiaries arising in the normal course of trade.  
At 30 November 2016, £11.2m of guarantees were outstanding (2015: £nil). At 30 November 2016, the Company had guaranteed  
SAR 36.3m (£7.7m) (2015: SAR 38.3m (£6.8m)) of debt obligations of its joint venture Bonar Natpet LLC.

Low & Bonar Annual Report and Accounts 2016

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Notes to the Accounts continued

33. Related party transactions
At 30 November 2016, the Group held a trade receivable of £0.1m (2015: £nil) and a trade payable of £0.2m (2015: £nil) due from/to 
Bonar Natpet LLC, a joint venture, and both the Group and Company held a liability of £nil (2015: £5.3m) to National Petrochemical 
Industrial Company (Natpet), the Group’s joint venture partner in Bonar Natpet LLC.

At 30 November 2016, the Group was owed £0.2m (2015: £0.2m) by the Low & Bonar Group Retirement Benefit Scheme.

The Company provides debt finance to various operating subsidiaries. A total of £191.4m was outstanding at 30 November 2016 
(2015: £170.5m). The Company also borrows surplus funds from its subsidiaries. At 30 November 2016, the total amount payable to 
subsidiaries was £16.8m (2015: £18.2m). The Company received income in respect of management services provided to its subsidiaries 
totalling £6.4m (2015: £5.3m). The Company received interest income from related parties totalling £5.9m (2015: £5.2m) and accrued 
interest payable to related parties of £0.2m (2015: £0.1m). The Company received dividend income from its subsidiaries of £77.9m 
(2015: £16.0m).

All related party transactions were conducted on an arm’s-length basis.

The remuneration of key personnel (including Directors) of the Group was:

Short-term benefits
Post-employment benefits
Share-based payments
Termination benefits

2016

Number

11

£m

2.3
0.4
–
–

2.7

2015

Number

14

£m

3.3
0.4
–
0.5

4.2

Key personnel comprise two Executive Directors (2015: two) and nine other members of the Executive Leadership Team (2015: eight) and 
no (2015: four) former members of the Executive Leadership team.

The aggregate amount of Directors’ remuneration was £0.8m (2015: £1.2m) and the aggregate gain made by the Directors on the 
exercise of share options was £nil (2015: £nil). The cash paid into defined contribution schemes was £0.2m (2015: £0.2m) and two 
Directors were members of defined contribution schemes (2015: two). Full details of Directors’ emoluments, pension benefits and 
interests in the shares of the Company are set out in the Directors’ Remuneration Report on pages 51 to 68.

34. Post Balance Sheet event
On 17 January 2017, Low & Bonar acquired 100% of the share capital of Walflor Industries Inc., a company registered in Washington 
State, USA, on a debt-free, cash-free basis for an initial consideration of $3.6m and a contingent consideration of up to $0.9m in cash 
based on the commercial performance of the business in the 12 months following acquisition. The contingent consideration has been 
fair-valued upon acquisition at $0.6m. The company produces rainscreens and acoustic mats and the acquisition significantly 
strengthens our customer relationships in the US building products market and provides a West Coast platform for further growth.

The provisional fair value of the net assets acquired is $0.7m, of which $0.6m relates to property, plant and equipment acquired. 
However, due to the limited time available between the acquisition and the approval of the financial statements, the Group has not yet 
completed its assessment of the fair value of separately identifiable intangible assets.

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35. Group companies

Subsidiary undertakings

Building & Industrial/Civil Engineering/Interiors & 
Transportation 
Low & Bonar NV
Yihua Bonar Yarns & Fabrics Co. Ltd
Low & Bonar Hull Limited
Low & Bonar Hungary Kft
Low & Bonar BV

Low & Bonar Production GmbH

Low & Bonar Germany GmbH and Co. KG

Low & Bonar Paris SARL

Low & Bonar Inc

Bonar Xeroflor GmbH
XF Technologies BV
Low & Bonar Slovakia a.s
Low & Bonar (Shanghai) Trading Company Limited
Bonar High Performance Materials (Changzhou) Co. Ltd
Low & Bonar Dundee Limited
Bonar Xirion NV
Bonar Technical Yarns Inc
Bonar Yarns BV

Coated Technical Textiles
Low & Bonar Logistics GmbH
Low & Bonar GmbH
Low & Bonar Romania S.R.L.
Low & Bonar Oldham Ltd
Low & Bonar Italy S.r.l.
Low & Bonar Lyon SARL
Low & Bonar Martinsville Inc
Low & Bonar Czech s.r.o.
Low & Bonar Poland Sp. Z o.o.
Low & Bonar Turkey Teknik Tekstil Ticaret Limited Sirketi
Low & Bonar Latvia s.i.a.
Low & Bonar Middle East Trading LLC
Low & Bonar Technical Textiles OOO
Mehler Texnologies India Private Limited
Low & Bonar Brasil Têxtil E Participações Ltda

Holding companies
Bonar International Holdings Limited
Bonar International Sarl
LCM Construction Products Ltd
Low & Bonar Technical Textiles Holding BV
Colbond Holding BV
Low & Bonar Verwaltungs GmbH
Colbond (Nederland) BV

Principal product areas

Country

%

Woven and non-woven fabrics
Woven fabrics
Construction fibres
Non-woven fabrics
Polymeric mats and 
composites
Polymeric mats and 
composites
Polymeric mats and 
composites, and holding 
company
Polymeric mats and 
composites
Polymeric mats and 
composites
Green roofs
Intellectual property
Non-woven fabrics
Woven fabrics
Woven fabrics
Specialist yarns
Specialist yarns
Specialist yarns
Specialist yarns

Technical coated fabrics
Technical coated fabrics
Technical coated fabrics
Technical coated fabrics
Technical coated fabrics
Technical coated fabrics
Technical coated fabrics
Technical coated fabrics
Technical coated fabrics
Technical coated fabrics
Technical coated fabrics
Technical coated fabrics
Technical coated fabrics
Technical coated fabrics
Technical coated fabrics

Holding company
Holding company
Holding company
Holding company
Holding company
Holding company
Holding company

Belgium
People’s Republic of China
England and Wales
Hungary

100.0
60.0
100.0
100.0

The Netherlands

100.0

Germany

100.0

Germany

100.0

France

100.0

USA
Germany
The Netherlands
Slovakia
People’s Republic of China
People’s Republic of China
Scotland
Belgium
USA
The Netherlands

Germany
Germany
Romania
England and Wales
Italy
France
USA
Czech Republic
Poland
Turkey
Latvia
UAE
Russia
India
Brazil

Scotland
Luxembourg
England and Wales
The Netherlands
The Netherlands
Germany
The Netherlands

100.0
100.0
100.0
100.0
100.0
100.0
100.0*
100.0
100.0
100.0

100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0

100.0*
100.0
100.0*
100.0
100.0
100.0
100.0

Low & Bonar Annual Report and Accounts 2016

119

 
 
Notes to the Accounts continued

35. Group companies continued

Subsidiary undertakings

Dormant companies
A.G. Scott Textiles Limited
Bamber Carpets Limited
Bonar Nuway Limited
Bonar Offshore Canada Inc
Bonar Pack Centre Limited
Bonar Plastics Limited
Bonar Rotaform Limited
Bonar Silver Limited
Bonar Systems Limited
Bonar Ventures Limited
Bryanston 955 Limited
Cole Group PLC
Cupa Engineering Co Limited
Gaskell Carpet Tiles Limited
Goldtide Limited
Leisurewear Africa Limited
Lobex Limited
Lobo Nominees Limited
Low & Bonar Pension Scheme (1986) Trustee Limited
Low & Bonar Pension Trustees Limited
Low & Bonar UK Limited
Modulus Flooring Systems Limited
Nuway Manufacturing Co. Limited
Placell Limited
Platinum Prestige Limited
R.H.Cole Investments Limited
Rotaform Plastics Limited
Waddington Cartons Ltd

Joint venture

Bonar Natpet LLC

Associated undertakings

CPW GmbH
Enka Water Control Corporation

Principal product areas

Country

%

Dormant
Dormant
Dormant
Dormant
Dormant
Dormant
Dormant
Dormant
Dormant
Dormant
Dormant
Dormant
Dormant
Dormant
Dormant
Dormant
Dormant
Dormant
Dormant
Dormant
Dormant
Dormant
Dormant
Dormant
Dormant
Dormant
Dormant
Dormant

Scotland
England and Wales
England and Wales
Canada
England and Wales
England and Wales
England and Wales
England and Wales
England and Wales
Scotland
Scotland
England and Wales
England and Wales
England and Wales
England and Wales
Scotland
Scotland
Scotland
Scotland
Scotland
Scotland
England and Wales
England and Wales
England and Wales
England and Wales
England and Wales
England and Wales
England and Wales

100.0
100.0*
100.0*
100.0
100.0*
100.0*
100.0*
100.0*
100.0
100.0
100.0
100.0
100.0
100.0*
100.0*
100.0*
100.0*
100.0
100.0*
100.0*
100.0*
100.0*
100.0
100.0
100.0*
100.0*
100.0
100.0*

Geotextiles

Saudi Arabia

50.0

Intellectual property
Dormant

Germany
USA

33.3
33.3

1  Unless otherwise stated, shares held are ordinary, common or unclassified. 
2  The percentage of the nominal value of issued shares held is shown following the name of each company. 
3  An asterisk* indicates that the percentage of share capital shown is held directly by the Company. 
4  The companies listed were incorporated in the country shown against each of them and, with the exception of Bonar International Sarl which operates primarily in 

England, that country is also the principal country of operation.

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Five Year History

Revenue
Continuing operations
Discontinued operations

Total (including discontinued operations)
Operating profit before amortisation and non-recurring items
Continuing operations
Discontinued operations

Total (including discontinued operations)
Operating profit
Continuing operations
Discontinued operations

Total (including discontinued operations)
Profit before tax, amortisation and non-recurring items
Continuing operations
Discontinued operations

Total (including discontinued operations)
Profit before tax
Continuing operations
Discontinued operations

Total (including discontinued operations)

Reconciliation to statutory measures
Continuing operations

Operating profit before amortisation and non-recurring items
Amortisation
Non-recurring items

Operating profit (statutory)

Profit before tax, amortisation and non-recurring items
Amortisation
Non-recurring items

Profit before tax (statutory)

Capital Structure
Net debt
Total equity

Total

2016
£m

400.0
22.3

422.3

2015
(restated)
£m

362.1
33.7

395.8

34.7
1.8

36.5

31.4
(0.6)

30.8

29.2
0.5

29.7

25.9
(4.1)

21.8

34.7
(4.0)
0.7

31.4

29.2
(4.0)
0.7

25.9

31.8
1.0

32.8

25.8
(7.2)

18.6

27.4
(0.8)

26.6

21.4
(9.0)

12.4

31.8
(4.1)
(1.9)

25.8

27.4
(4.1)
(1.9)

21.4

2014 
£m

410.6
–

410.6

31.7
–

31.7

23.2
–

23.2

25.2
–

25.2

16.7
–

16.7

31.7
(5.2)
(3.3)

23.2

25.2
(5.2)
(3.3)

16.7

2013 
(restated)
£m

403.1
–

403.1

31.4
–

31.4

23.4
–

23.4

25.3
–

25.3

16.7
–

16.7

31.4
(5.6)
(2.4)

23.4

25.3
(5.6)
(3.0)

16.7

2012
£m

380.5
–

380.5

30.5
–

30.5

12.1
–

12.1

24.5
–

24.5

6.1
–

6.1

30.5
(5.8)
(12.6)

12.1

24.5
(5.8)
(12.6)

6.1

111.0
202.4

313.4

102.1
172.0

274.1

88.0
148.7

236.7

86.8
193.1

279.9

82.6
141.9

224.5

Per Ordinary Share
Basic earnings per share (including discontinued operations) (pence)
Dividends declared per share (pence)

4.22
3.0

1.73
2.8

3.76
2.7

3.74
2.6

0.47
2.4

2013 results were restated for the implementation of IAS19 Employee Benefits (Revised). Earlier years’ results have not been restated.

2015 results were restated for the disposal of the grass yarns business. Earlier years’ results have not been restated.

Low & Bonar Annual Report and Accounts 2016

121

 
 
Advisers and Financial Calendar

Company Secretary
Stuart Haydon

Registered Office
Whitehall House
33 Yeaman Shore
Dundee
DD1 4BJ

Head Office
One Connaught Place
London
W2 2ET

Telephone: 020 7535 3180
Website: www.lowandbonar.com

Registered number: SC008349

Advisers

Registrar
Computershare Investor Services PLC
Leven House
10 Lochside Place
Edinburgh Park
Edinburgh
EH12 9DF

Telephone: 0370 702 0003

Auditor
KPMG LLP

Solicitors
Freshfields Bruckhaus Deringer LLP
Squire Patton Boggs LLP

Principal bankers
Barclays Bank PLC
Comerica Bank
HSBC 
ING Bank NV
KBC Bank NV
Santander
The Royal Bank of Scotland Plc

Corporate finance advisers
NM Rothschild & Sons Limited

Brokers
Peel Hunt LLP

Financial Calendar
Annual General Meeting

Announcements for results for the year 
ending 30 November 2017
Half year
Full year

Final dividend payment for the year 
ended 30 November 2016
Ordinary Shares
First, second and third cumulative
preference stock

12 April 2017

July 2017
February 2018

13 April 2017
1 March 2017 and 
1 September 2017

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Notes

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2

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1

6

One Connaught Place
London W2 2ET
Telephone: 020 7535 3180
www.lowandbonar.com