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MBX Biosciences, Inc. Common Stock

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FY2020 Annual Report · MBX Biosciences, Inc. Common Stock
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MICROBIX 
BIOSYSTEMS INC.

ANNUAL REPORT 2020

Message to Shareholders

The  balance  of  2020  continued  to  present  Microbix 
both  opportunities  and  challenges.  In  our  QAPs 
business,  we’ve  seized  the  opportunities  to  create 
multiple  leading-edge  products  to  help  ensure  the 
accuracy  of  testing  for  the  virus  causing  COVID-19 
disease, leading to greater recognition of Microbix by 
industry and accelerating QAPs sales growth. For our 
broad  portfolio  of  antigens,  COVID-related  pressure 
on sales volumes has continued and led to a decline 
in sales versus fiscal 2019.

Specifically, for the fourth fiscal quarter of 2020 (fQ4) 
and  the  full  fiscal  year  (f2020),  sales  results  were 
mixed  and,  on  balance,  down  year-over-year  (Y/Y). 
QAPs sales rose by 24% Y/Y for fQ4, reflecting just the 
first  distributor  re-orders  following  initial  stocking 
in  June,  and  rose  41%  across  f2020.  Encouragingly, 
QAPs sales comprised 19% of total revenues in fQ4, up 
from 11% the prior year Q4 and showing progress for 
the category. Lower antigen sales offset those gains, 
with  Y/Y  declines  of  30%  in  fQ4  and  27%  for  f2020. 
Such  pressure  has  been  felt  across  our  industry, 
and  is  believed  due  to  the  overwhelming  focus  on 
COVID-19 testing to the exclusion of the many other, 
more regular, infectious disease tests.

Going  forward,  we  see  a  high  level  of  COVID-19 
related  QAPs  sales  continuing  through  fiscal  2021 
and into fiscal 2022, with a gradual return to a more 
diversified  mix  of  sales  within  QAPs  and  a  recovery 
of antigen sales. With its many antigen products and 
growing  portfolio  of  QAPs,  Microbix  appears  well 
positioned for such market evolutions.

Shortly  after  the  fiscal  year  end  (Sept  30),  Microbix 
announced a $1.45 million grant agreement with the 
Province  of  Ontario.  Earlier  in  f2020,  we  identified 
the  likelihood  of  shortages  of  a  product  critical  for 
molecular  (RT-PCR)  testing  for  the  SARS-CoV-2  virus 
– the viral transport media (VTM) needed to stabilize 
patient  samples  for  subsequent  lab-based  testing. 
As a result, Microbix was invited to work to become 
a  backbone  domestic  supplier  of  VTM  to  Ontario,  a 
project  that  should  become  a  third-leg  of  revenues 
equal-or-greater in significance to Microbix’s sales of 
antigens and QAPs. We are targeting to begin sales of 
this exciting new product in January, 2021.

As  an  overview  of  f2020,  management  believes  we 
have created products that meaningfully help public 
health  and  industry  respond  to  the  pandemic,  and 
that will result in sustainably-higher sales even after 
the pandemic finally begins to ebb.

Presently  however,  circumstances  compel  us  to  take 
two non-cash asset write-downs in fQ4. One relates to 
the deferred tax assets (DTAs) first recorded as an asset 
in f2014. Those DTAs recognized part of the benefit of 
past losses in reducing future corporate income taxes. 
With  the  heightened  instability  from  the  pandemic,  a 
$1.5 million “intangible” DTA value could no longer be 
justified. Similarly, the pandemic has made partnering 
Kinlytic®  urokinase  both  more  challenging  and  less 
predictable  in  timing.  As  a  result,  the  Company  has 
recorded an impairment charge of $3.1 million to fully 
conform  with  “IFRS”  accounting  rules  –  even  though 
efforts to partner Kinlytic are ongoing. 

This  year  has  also  seen  a  change  in  our  senior 
leadership,  with  the  retirement  of  our  founder  and 
Executive  Chairman,  Bill  Gastle.  On  behalf  of  all 
Microbix  stakeholders,  I  thank  Bill  for  his  courage, 
skill,  and  persistence  in  creating  Microbix  and  for 
assembling  the  best  team  I’ve  had  the  privilege  to 
lead. Please also join me in wishing Bill and his lovely 
wife Susan a happy retirement and thanking Martin 
Marino for becoming Independent Chairman.

In  summary,  f2020  did  not  achieve  the  financial 
goals we had set-out at the start of the year – due in 
large  part  due  to  the  COVID-19  pandemic.  However, 
what  we  have  achieved  is  dramatic  progress  in 
transforming Microbix from a lower-profile maker of 
test  ingredients  into  an  internationally-recognized 
creator,  manufacturer,  and  marketer  of  innovative, 
registered,  and  branded  medical 
proprietary, 
devices.  This  transformation  opens-up  myriad  new 
revenue  opportunities  for  Microbix  and,  we  believe, 
is  the  means  to  achieve  growing  sales,  expanding 
margins,  sustained  and  growing  net  earnings,  and 
share price appreciation.  

Personally and on behalf of our team, I thank you for 
your continuing support and wish you all the best.

Cameron L. Groome
Chief Executive Officer and President 

 1

Canadian Funds  MANAGEMENT’S DISCUSSION AND ANALYSIS
OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS
FOR THE YEARS ENDED SEPTEMBER 30, 2020 AND 2019

The  Company’s  Management’s  Discussion  and  Analysis  (“MD&A”)  should  be  read  in  conjunction  with  the  audited 
Consolidated Financial Statements and notes for the year ended September 30, 2020, prepared in accordance with 
International  Financial  Reporting  Standards  (“IFRS”)  and  filed  on  SEDAR.  Additional  information  relating  to  the 
Company, including its Annual Information Form (“AIF”), can be found on SEDAR at www.sedar.com. Reference to “we”, 
“us”, “our”, or the “Company” means Microbix Biosystems Inc. unless otherwise stated. All amounts are presented in 
Canadian dollars unless otherwise stated.  Statements contained herein, which are not historical facts, are forward 
looking statements that are subject to certain risks and uncertainties that could cause actual results to differ materially 
from those set forth or implied. These forward-looking statements include, without limitation, discussion of financial 
results or the outlook for the business, risks associated with its financial results and stability, its antigens and quality 
assessment products business, development projects such as those referenced herein, sales to foreign jurisdictions, 
engineering and construction, production (including control over costs, quality, quantity and timeliness of delivery), 
foreign currency and exchange rates, maintaining adequate working capital and raising further capital on acceptable 
terms or at all, and other similar statements concerning anticipated future events, conditions or results that are not 
historical facts. These statements reflect management’s current estimates, beliefs, intentions and expectations; they 
are not guarantees of future performance. The Company cautions that all forward looking information is inherently 
uncertain and that actual performance may be affected by a number of material factors, many of which are beyond the 
Company’s control. Accordingly, actual future events, conditions and results may differ materially from the estimates, 
beliefs, intentions and expectations expressed or implied in the forward looking information. All statements are made 
as of the date of this disclosure and represent the Company’s judgment as of that date and the Company disclaims any 
intent or obligation to update such forward-looking statements.

The Management Discussion and Analysis is dated December 17, 2020.

COMPANY OVERVIEW
Microbix  Biosystems  Inc.  (Microbix  or  the  Company)  (TSX:  MBX)  is  an  award-winning  life  sciences  innovator  and 
exporter  making  critical  ingredients  that  enable  the  production  of  clinical  diagnostics  (antigens)  and  creating 
medical devices that help ensure test accuracy (quality assessment products, also known as QAPs™). In the context of 
Microbix’s business, antigens are purified and inactivated bacteria and viruses, which are used in the immunoassay 
format  of  medical  tests  to  assess  exposure  to,  or  immunity  from,  those  pathogens.  QAPs  are  inactivated  and 
stabilized samples of a pathogen or an analogue to a pathogen, that are created to resemble patient samples in 
order to support one or more of (i) the proficiency testing of clinical labs, (ii) test development, instrument validation 
and technician training, or (iii) the quality management of patient tests by clinical laboratories. Microbix’s antigens 
and QAPs are sold to more than 100 customers worldwide, primarily to multinational diagnostics companies and 
laboratory accreditation organizations. 

Microbix  also  applies  its  biological  expertise  and  infrastructure  to  develop  other  proprietary  products  and 
technologies, most notably its emerging project to manufacture viral transport media (VTM) for stabilizing patient 
samples to enable lab-based molecular (PCR) testing, and Kinlytic® urokinase, a biologic thrombolytic drug used 
to treat blood clots. 

It must be recognized that the COVID-19 pandemic is impacting all industries, including medical diagnostics.  
As a result trend discussions here may be disrupted.  For example, in fiscal 2020 sales of antigens were depressed 
due to fewer patients seeking or receiving care for diseases other than COVID-19. However, more broadly speaking, 
revenue from the antigens and QAPs business (Antigens & QAPs) is expected to continue growing for the foreseeable 
future. Antigen sales growth may be largely driven by certain public health tests becoming more widely used in 
the Asia Pacific region and, more recently, increased global testing for respiratory pathogens.  QAPs sales growth 
may be driven by Microbix’s creation of new value-added, branded and proprietary products and by increasing 
European and American quality-management regulation of clinical laboratories. Resulting sales are expected to 
provide free cash flow to cover operating and debt service costs, and funding for business initiatives that leverage 
Microbix’s expertise.

 2

Canadian Funds  COMPANY OVERVIEW (Continued)

Microbix owns and operates a biologicals manufacturing facility at 265 Watline Avenue in Mississauga, Ontario. 
For  that  facility,  Microbix  has  a  Pathogen  and  Toxin  license  issued  by  the  Public  Health  Agency  of  Canada.  The 
Company’s administrative offices, along with further production and lab spaces, are in a leased building located 
at  235  Watline  Avenue,  Mississauga,  Ontario.  Microbix  is  ISO  9001  &  13485  accredited,  FDA  &  Health  Canada 
establishment licensed, and provides CE marked products.

FINANCIAL OVERVIEW

Year ending September 30, 2020 (“2020”)

2020 revenue was $10,524,904, a 22% decrease from 2019 revenues of $13,412,341.  Included were antigen product 
revenues of $8,688,239 (2019 - $11,980,527), QAPs revenues were $1,527,998 (2019 - $1,087,200) and royalties were 
$308,667 (2019 - $344,614).  Antigen sales declined 27% versus the prior year, due to global focus upon testing for 
COVID-19  disease  at  the  expense  of  more  routine  diagnoses.    In  contrast,  Microbix’s  sales  of  QAPs  grew  by  41% 
versus  2019,  reflective  of  continuing  sales  of  white-labelled  products  to  lab  accreditation  organizations,  initial 
stocking  orders  of  branded  QAPs  to  the  five  distribution  partners  engaged  in  the  spring,  and  revenues  from  the 
custom QAPs development agreement announced in June.

Gross margin for this year was 44%, down from 49% last year.  Margins were impacted by changes in product mix 
year over year, and most specifically due to problems with bioreactor equipment and supplier materials reliability 
that  resulted  in  multiple  lost  batches.    This  occurred  principally  in  the  first-ever  quarter  of  constant  usage  of  all 
bioreactor units (fiscal Q3) and had a large negative impact on margin and bottom-line results.  Those problems are 
being addressed with heightened scrutiny of suppliers, process monitoring, and preventative maintenance, and are 
thereby targeted to be non-recurring.

Operating expenses decreased by 4% from 2019, primarily a result of slightly higher foreign exchange gains, wage 
subsidies and lower travel and trade show costs in the last half of the year, due to COVID-19 travel restrictions.  The 
company also determined that the deferred tax asset balance of $1,568,237 was to be written down during the fourth 
quarter  due  to  the  heightened  business  uncertainties  related  to  the  COVID-19  pandemic.  Additionally,  the  asset 
value of Kinlytic® urokinase of $3,078,585 has been written down during the fourth quarter, likewise as a result of the 
increased difficulty in securing partner funding for this project during the pandemic and a consequent inability to 
reliably project the timing to conclude such an alliance. These two asset write downs have not affected the company’s 
cash balances.

Lower sales, fewer gross margin dollars, the write down of the deferred tax assets and the impairment of assets 
for the year led to an operating loss of $1,580,703 and net loss of $6,227,525 versus an operating income of $43,681 
and net income of $31,918 in 2019.  Cash from operations was $8,566, compared to cash from operations of $44,368 
in 2019.

At the end of 2020, Microbix’s current ratio (current assets divided by current liabilities) was 1.59 and its debt to 

equity ratio (total debt over shareholders’ equity) was 1.36.

Quarter Ending September 30, 2020 (“Q4”)

Q4  revenue  was  $2,705,732,  a  25%  decrease  from  Q4  2019  revenue  of  $3,587,285.    Included  were  antigen  product 
revenues of $2,151,767 (2019 - $3,092,285), QAPs revenues were $505,898 (2019 - $406,831) and royalties were $48,067 
(2019 - $84,016).   Q4 sales were impacted by lower antigen sales as outlined above and changes in product mix.  This 
was offset by QAPs Q4 sales which increased by 24% vs. prior year.  

Q4 gross margin was 35%, down from 44% in 2019, due to lower margin product mix in Q4 2020, along with the 

aforementioned bioreactor issues.  

 3

Canadian Funds  COMPANY OVERVIEW (Continued)

Quarter Ending September 30, 2020 (“Q4”) (Continued)

Operating expenses in Q4 decreased by 25% from 2019, primarily due to receipt of government wage subsidies 
and lower travel and trade show costs.  As outlined above, the deferred tax asset and an intangible asset (Kinlytic® 
urokinase) were written down during the quarter.  Lower sales and fewer gross margin dollars during the quarter 
led to an operating loss of $336,175 and net loss of $4,982,997 versus an operating loss of $127,738 and net loss of 
$48,816 in Q4 2019.  Cash used in operations was $216,083, compared to cash from operations of $574,570 in 2019.

Financial Highlights
As at and for the quarter ended

Total Revenue 

Gross Margin 
SG&A Expenses 
R&D Expense 
Financial Expenses 

Operating Loss for the year, before Impairment 
of Assets and Income Taxes

2020 

2019

      $      10,524,904  

$ 

13,412,341       

  4,660,897  
  4,172,372  
 1,013,126  
  1,056,102  

 (1,580,703) 

Net  Income (Loss) and Comprehensive Income (Loss) for the year 
Cash Provided (Used) by Operating Activities  

 (6,227,525) 
 8,566  

Cash 
Accounts receivable 
Total current assets 
Total assets 
Total current liabilities 
Total liabilities 
Total shareholders’ equity 
Current ratio 
Debt to equity ratio 

SELECTED QUARTERLY FINANCIAL INFORMATION

 92,661  
 1,877,009  
 6,492,832  
 15,598,011  
 4,090,038  
 8,978,534  
 6,619,477  
 1.59  
 1.36  

 6,547,447  
 4,395,496  
 1,042,192  
 1,066,078    

 43,681 

 31,918 
 44,368 

 95,571 
 1,709,470  
 6,452,308  
 19,629,573 
 4,765,895 
 9,092,165 
 10,537,408 
1.35 
 0.86   

Dec-31-18
$

Mar-31-19
$

Jun-30-19
$

Sep-30-19
$

Dec-31-19
$

Mar-31-20
$

Jun-30-20
$

Sep-30-20
$

Sales

 2,460,812 

  4,253,629 

  3,110,615 

 3,587,285  

 2,046,348 

   2,874,496 

  2,898,328 

 2,705,732  

Net Income (Loss) and 
Comprehensive Income (Loss)

Operating Loss before 
Impairment of assets

  (119,296)

 391,352 

 (191,322)

 (48,816)

 (585,265)

  (219,030)

 (440,233)

 (4,982,997)

  (119,296)

482,037 

(191,322)

(127,738)

(585,265)

(219,030)

 (440,233)

 (336,175)

 4

Canadian Funds   
 
OUTLOOK

Microbix’s primary business is the result of three decades of experience manufacturing high quality viral and bacterial 
antigens – for use in the medical diagnostic testing industry.  Its many antigen products have received widespread 
and longstanding acceptance by “immunoassay” diagnostic test makers, with continuing growth in demand being 
the general trend. Microbix antigens are now used by over 100 diagnostics manufacturers and are the critical biology 
inside tens of millions of medical tests for bacterial and viral diseases.

From 2017 until the emergence of the COVID-19 pandemic, growth in demand for Microbix’s antigens had been 
stronger to end-customers in both established and emerging markets. Much of that growth was believed to be due 
to a number of diagnostics for infectious diseases important to public health beginning to be adopted in the Asia-
Pacific region.  In fiscal 2018, we saw the emergence of this Asian demand materialize in orders from our distribution 
partner for such markets, as well as from customers based in North America and Europe that were achieving growing 
sales into Asia. While we believe Asia-Pacific demand for antigens should continue to grow over time, sales to this 
newer market were also adding to the quarter-to-quarter volatility of Microbix’s revenues.  In 2020, antigen demand 
has demonstrated further volatility as a result of the COVID-19 pandemic and its impacts on patient behaviours and 
global allocation of testing resources.

Beyond COVID-19, the long-term effect of increasing Asia-Pacific test usage may be to take Microbix’s potential 
market from being the population of North America and Western Europe to closer to the much larger overall global 
population. As a leading global supplier of such vital native antigens that has created and validated leading-edge 
production techniques, Microbix believes it is now well-prepared to fulfill such demand growth.

In 2020, a further potential antigens market driver emerged in the form of the COVID-19 pandemic. While Microbix 
does not currently supply native or recombinant antigens for immunoassay tests for the Coronavirus that causes 
COVID-19 disease (properly called the SARS-CoV-2 virus), it does expect to see lasting long-term benefits within its 
antigens business. Such benefits would initially come from increased testing capacity in general, and specifically 
from increased testing for respiratory pathogens other than the SARS-CoV-2 virus. Notably, healthcare practitioners 
are  likely  to  want  a  definitive  diagnosis  of  the  reason  for  illness  if  a  patient  tests  negative  for  SARS-CoV-2  (i.e.,  if 
not  that,  then  what?)  and  will  need  to  know  if  a  patient  is  co-infected  with  another  respiratory  pathogen  if  they 
test positive for SARS-CoV-2 (e.g., at greater risk because co-infected with an influenza virus or a resulting bacterial 
infection). Microbix has begun to see its flow of orders for some of its respiratory antigens increase, as its products 
form an integral part of some approved tests. However, in the short term, patient testing for diseases other than 
COVID-19 are being disrupted as a result of several factors, including testing resources limitations, patient reluctance 
to see medical professionals for non-emergency issues, and recurring societal lockdowns. It is important to note that 
these factors are not unique to Microbix, but are affecting the entire diagnostics industry on a worldwide basis.

Microbix’s  QAPs  business  involves  the  use  of  antigens  and  nucleic  acids  for  purposes  beyond  the  large-scale 
manufacturing of medical test kits. This newer usage packages a very small amount of stabilized and inactivated 
bacteria, virus, or representative analogue, into individual small vials (e.g., 1.0 ml) or dried onto sample collection 
swabs  (i.e.,  Copan®  “FLOQSwabs®”).  Such  samples  are  used  as  tools  to  establish  whether  the  quality  objectives 
of  clinical  laboratories  are  being  met  –  for  example  to  assess  whether  testing  equipment  is  functioning  properly, 
if  staff  has  been  adequately  trained  and  is  performing  properly,  or  if  reagents  have  spoiled.  Such  innovative, 
proprietary, and branded quality assessment products (QAPs™, pronounced as “caps”) are a high value end-use of 
Microbix’s biologicals expertise and there is a growing need for such products as regulators progressively tighten 
their surveillance of the competence of medical testing labs. Notable drivers for such demand are the U.S. “CLIA” 
regulations, European Union IVD-D and IVD-R regulations, and ISO 15189 standards, that are all encouraging labs to 
increase use of quality products from qualified third parties across their ever-broadening portfolio of tests. Microbix 
now derives close to 20% of its sales from providing QAPs – to laboratory accreditation organizations, diagnostic test 
and instrument-makers and to clinical laboratories (directly and via distributors).

 5

Canadian Funds  OUTLOOK (Continued)

The COVID-19 pandemic has presented a pertinent illustration of the need for QAPs and Microbix’s capabilities to 
create, license/register, and manufacture such products. As Microbix concluded this emerging pathogen had potential 
to create a pandemic, it began the development of QAPs products directed at supporting the accuracy of emerging 
molecular (RT-PCR) tests for the virus. Discussions around the development of this product began in February and 
culminated in the announcement of an internally and externally validated prototype on March 30, Health Canada 
(MDEL) licensing of commercial products on April 21, U.S. FDA registration on May 7, and the European Union “CE 
Mark” on June 5. Microbix announced the first shipment of QAPs as licensed medical devices to support accuracy of 
the testing programs of Canadian clinical labs on May 6, to European distributors on June 15, and to Microbix’s U.S. 
distributor on June 30. Subsequent to the September 30 fiscal year-end, Microbix announced two further projects 
to support the fight against the pandemic – A project to produce viral transport media (VTM) in support of Ontario’s 
RT-PCR  testing  for  COVID-19  disease  (October  13),  and  the  creation  of  QAPs  to  support  antigen-based  testing  for 
COVID-19 disease (October 20). Throughout this very challenging year, everyone at Microbix has been working hard to 
help conquer the new challenges to human health and well-being.

Due to the positive prospects of each of the above lines of its business and products, Microbix continues to reinvest 
to  better  ensure  that  it  can  meet  expected  growth  in  demand.  Such  work  includes  upgrading  its  manufacturing 
technologies, quality systems, processes and training, capacity and allocation of resources, along with developing 
and  launching  new  products.  This  has  involved  many  steps  to  both  de-bottleneck  and  de-risk  our  production 
processes, work that will be ongoing as Microbix continues to grow sales across our product lines. Starting in fiscal 
2018,  multiple  upgrades  to  facilities  have  been  completed  and  further  investments  will  be  made  in  infrastructure 
going forward, such as those announced on May 27 and October 13. Additionally, Microbix will be investing in our 
people – with efforts to enhance training, career progression, and retention. 

Initial benefits of the manufacturing upgrades were seen in the sales of fiscal 2018 and 2019, which demonstrated 
an annual compound growth rate of 15%, over the two year period. In fiscal 2020, Microbix has been positioning for 
continuing  sales  growth,  particularly  of  its  QAPs  product  lines,  alongside  material  improvement  to  its  percentage 
gross margins, with margin gains being driven by the use of new production technologies and a growing proportion 
of higher margin products. 

Fiscal 2020 proved to be challenging for many companies, including Microbix.  The COVID-19 pandemic is disrupting 
normal antigen ordering patterns and has delayed the widespread uptake of Microbix’s novel and innovative QAPs for 
high-risk Human Papilloma Virus (HPV) molecular testing.  The development and registration of leading-edge QAPs to 
support COVID-19 test accuracy have partially, but not fully, offset these disruptions and delays.

Also  notable  has  been  the  departure  from  our  fiscal  2020  yield/margin  objectives  for  bioreactor  production  – 
principally in Q3.  Specifically, equipment and materials failures, as we moved to a more intensive level of production, 
led to an unacceptably high rate of batch failures over the period.  Steps have been undertaken to correct that situation, 
including heightened preventative maintenance and part-change programs, tighter scrutiny on materials, along with 
process-related steps to increase the yield of successful batches.  Management at all levels took responsibility for the 
resulting margin losses, which were largely responsible for the net loss reported in Q3.  Progress upon Corrective and 
Preventative Actions (CAPAs) has been material, with a near cessation of batch losses and significant improvements 
to average net yields. 

Going forward, Microbix is continuously working to improve its percentage gross margin while also growing its sales 
of antigens and QAPs, and commencing sales of VTM. Percentage gross margin improvements should be achievable 
by way of an increasing proportion of bioreactor-driven antigen sales, improving antigen yields on a broader basis, 
larger sales of a broader suite of quality assessment products, and making VTM a meaningful third source of sales. 
Achievement of Microbix’s sales and gross margin goals is expected to lead to meaningful quarterly net earnings. 

 6

Canadian Funds  OUTLOOK (Continued)

Quarterly reporting will update shareholders on progress with such operational goals.

With regards to Kinlytic urokinase, Microbix’s biologic clot-buster therapeutic, it is management’s opinion that the 
COVID-19 pandemic has increased the difficulty of securing a partnering agreement to obtain the required re-development 
funding. This is for two reasons: (i) the pandemic has disrupted the business of the hospital-oriented product companies 
that are the logical partners for this asset (due to fewer normal-course procedures being done) and thereby constrained the 
new product budgets of such companies, and (ii) ongoing restrictions on physical travel (i.e., closed borders, quarantines, 
etc.) are making it more difficult to advance negotiations, conclude partnerships, and manage off-site manufacturing or 
clinical trial work.

Accordingly, Microbix cannot represent a precise timeline for securing a funding partner to advance the re-development 
of Kinlytic to sBLA filing and renewed commercial sales. As a consequence, management is required to follow International 
Financial Reporting Standards (IFRS) and fully impair the book value of this asset, incurring a non-cash charge to earnings 
and reducing the carried value of Kinlytic to zero on Microbix’s financial statements. Even though this asset has been 
written down, management intends to continue efforts to partner this asset and return the drug to the United States 
market for its catheter-clearance sub-indication.

To summarize, the company continues to target double-digit annual percentage growth in sales, while concurrently 
expanding gross margins and net earnings.  Sustainable growth and consistent profitability are core goals for Microbix. 
Those objectives should be attainable based on increasing long-term demand for antigens, implementation of innovative 
antigen  production  methods,  the  launch  of  new  QAPs  product  lines,  the  commercialization  of  VTM,  and  successful 
partnering of Kinlytic. It is intended for success with such initiatives to drive share price appreciation.

LIQUIDITY, CASH FLOWS AND CAPITAL RESOURCES 

The  consolidated  financial  statements  have  been  prepared  in  accordance  with  the  International  Financial  Reporting 
Standards (“IFRS”) on a going concern basis, which presumes the Company will continue operating for the foreseeable 
future and will be able to realize a return on its assets and discharge its liabilities and commitments in the normal course 
of business.

The   Company has  incurred  historical  losses resulting  in  an  accumulated  deficit  of  $41,894,010 as at  September 30, 
2020.  Management continuously monitors the financial position of the Company with respect to working capital needs, as 
well as long-term capital requirements compared to the annual operating budget. Variances are highlighted and actions 
are taken to ensure the Company is appropriately capitalized.

Future Liquidity and Capital Needs

The Company primarily funds new product development activities and capital expenditures from profits earned by its 
business and, periodically from additional equity and/or debt.

Over the course of fiscal 2021, cash flow is expected to improve due to: 1) continued growth in antigen and quality 
product sales, 2) improvements in product pricing or other sales terms, 3) commencement of sales of higher percentage 
gross  margin  product  from  the  Company’s  bioreactor  production  process,  and  4)  other  business  development  and 
financial initiatives. Management expects these developments will significantly improve the overall liquidity position, as 
the Company’s plans come to fruition.

To  support  the  continued  growth  of  the  business,  on  January  30,  2020,  the  Company  completed  a  non-brokered 
private placement offering of an aggregate of 11,800,000 units for total gross proceeds of $2,360,000.  Each unit consisted 
of one common share of Microbix and one common share purchase warrant. Each whole warrant entitles the holder to 
purchase one additional common share at an exercise price of $0.36 for five years. The financing was non-brokered. Cash 
commissions of $104,300 were paid and an aggregate of 521,500 Broker’s Warrants were issued in the private placement 
offering. Each Broker’s Warrant entitles the holder to purchase one common share at a price of $0.36 for a period of five 
years. All securities issued under the private placement will be subject to a hold period expiring four months and one day 
from the date of closing. 

 7

Canadian Funds  LIQUIDITY, CASH FLOWS AND CAPITAL RESOURCES (Continued)

Future Liquidity and Capital Needs (Continued)

Microbix will continue to monitor and manage its cash position, with the objective of anticipating and meeting all 

future liquidity and capital needs. 

Outstanding Share Capital
Share capital issued and outstanding as at September 30, 2020 was $35,357,144 for 108,772,705 common shares and 
September 30, 2019 was $33,912,460 for 96,972,705 common shares.

Global Pandemic 
In early 2020, the coronavirus (“COVID-19”) was confirmed in multiple countries throughout the world and on March 11, 
2020, the World Health Organization declared a global pandemic. 

As a result of the continued and uncertain economic and business impact of the COVID-19 pandemic, the Company 
has reviewed the estimates, judgments and assumptions used in the preparation of its financial statements, including 
with respect to the determination of whether indicators of impairment exist for its tangible and intangible assets and the 
credit risk of its counterparties. 

The extent to which COVID-19 and any other pandemic or public health crisis impacts the Company’s business, affairs, 
operations, financial condition, liquidity, availability of credit and results of operations will depend on future developments 
that are highly uncertain and cannot be predicted with any meaningful precision, including new information which may 
emerge concerning the severity of the COVID-19 virus and the actions required to continue to contain the COVID-19 virus 
or remedy its impact, among others. 

Any  of  these  developments,  and  others,  could  have  a  material  adverse  effect  on  the  Company’s  business,  financial 
condition,  operations  and  results  of  operations.  In  addition,  because  of  the  severity  and  global  nature  of  the  COVID-19 
pandemic, it is possible that estimates in the Company’s financial statements will change in the near term and the effect of 
any such changes could be material, which could result in, among other things, impairment of long-lived assets or a change 
in the estimated credit losses on accounts receivable. The Company is constantly evaluating the situation and monitoring 
any impacts or potential impacts to its business.

See the “Risks and uncertainties” section of this MD&A for a further discussion of the COVID-19 pandemic.

OFF-BALANCE SHEET ARRANGEMENTS 

The  Company  has  no  off-balance  sheet  arrangements  that  have  or  are  reasonably  likely  to  have  a  current  or  future 
material effect on its financial condition, revenues or expenses, results of operations, liquidity, capital expenditures or 
capital resources. 

TREND INFORMATION

Historical spending patterns are no indication of future expenditures. Investment in the new products and technologies is 
at the discretion of management and the board of directors. The Company is not aware of any material trends related to 
its business that have not been discussed in this Management Discussion and Analysis dated December 17, 2020.

RISKS AND UNCERTAINTIES

The Company has exposure to credit risk, liquidity risk and market risk. The Company’s Board of Directors has the overall 
responsibility  for  the  oversight  of  these  risks  and  reviews  the  Company’s  policies  on  an  ongoing  basis  to  ensure  that 
these risks are appropriately managed, including through the use of financial instruments where appropriate. Further 
discussion of the management of such risks is included in note 20 to the audited consolidated financial statements for the 
year ended September 30, 2020.

 8

Canadian Funds  RISKS AND UNCERTAINTIES (Continued)

COVID-19 Pandemic 
As previously discussed, the Company’s business may be negatively impacted by the COVID-19 pandemic, which has 
created,  and  continues  to  create,  significant  societal  and  economic  disruptions.  The  changing  and  rapidly-evolving 
effects of the COVID-19 pandemic – the duration, extent and severity of which are currently unknown – on investors, 
businesses,  the  economy,  government  bodies,  society  and  the  financial  markets  could,  among  other  things,  add 
volatility to the global stock markets and change interest rate environments. The COVID-19 pandemic and measures to 
prevent its spread may negatively impact the Company, its customers, counterparties, employees, third-party service 
providers and other stakeholders, as applicable, in a number of ways, including, but not limited to, by: (i) adversely 
affecting the business operations of the Company, including the Company’s planned sales and marketing processes 
for its approved products; (ii) disrupting the Company’s supply chain, including the manufacture and/or delivery of 
its products to its customers and distributors on which the Company relies; (iii) adversely affecting local, national or 
international  economies  and  employment  levels;  (iv)  causing  business  interruptions,  including  as  a  result  of  steps 
taken by the Company in compliance with government recommendations and orders, such as requiring employee to 
work remotely, which may cause strain on such existing resources as information technology systems, and suspension 
of  all  non-essential  travel;  (v)  disrupting  public  and  private  infrastructure,  including  communications  and  financial 
services,  which  could  disrupt  the  Company’s  normal  business  operations;  (vi)  disrupting  health  care  delivery; 
disrupting or prolonging business development initiatives such as the partnering of Kinlytic® urokinase.  At this point, 
the extent to which the COVID-19 pandemic will or may impact the Company is uncertain and these factors are beyond 
the Company’s control; however, any of these events, in isolation or in combination, could have a material adverse 
effect on the Company’s business, results of operations and financial condition and the market price of the Company’s 
securities.    The  Company  is  exposed  to  business  risks,  both  known  and  unknown,  which  may  or  may  not  affect  its 
operations. Management works continuously to mitigate unacceptable risk, while still allowing the business to grow 
and prosper. These risk factors include the following:

A significant portion of Antigens Product sales are dependent on key clients, open borders, international transportation 
systems, and access to raw materials.
A significant share of the Company’s antigens products sales are sold to a few key customers globally. These products 
contributed  a  significant  share  of  the  revenues.  The  loss  of  a  key  customer,  or  restrictions  on  export,  import,  or 
international transportation of its products, raw materials or insufficient marketing resources, could materially impact 
revenue and profitability.

Environmental, safety and other regulatory
Microbix’s  research  and  manufacturing  operations  involves  potentially  hazardous  materials.  The  Company  takes 
extensive precautions to appropriately manage these materials as regulated by the applicable environmental and 
safety  authorities.  Changes  in  environmental  and  safety  legislation  may  limit  the  Company’s  activities  or  increase 
costs. An environmental accident could adversely impact its operations. Microbix’s antigen products are considered a 
production ingredient and not directly regulated by governments in Canada or other jurisdictions. Commercialization 
of certain quality assessment products require approval of regulatory agencies such as the FDA, in which case Microbix 
will not receive revenue until regulatory approval is obtained.

Quality Assessment Products in development
The Company has multiple quality assessment products under development, with the goal of building its sales of 
this category of product. There is no assurance that these development activities will result in the completion of new 
commercial products. If the Company is unable to develop and commercialize products, it will be unable to recover its 
related product development investments. 

 9

Canadian Funds  RISKS AND UNCERTAINTIES (Continued)

Product commercialization requires strategic relationships
To commercialize large market products in development, Microbix may need to establish strategic partnerships, joint 
ventures or licensing relationships with pharmaceutical, biotechnology or animal genetics companies. It is possible 
the Company may be unable to negotiate mutually acceptable terms.

Operating and capital requirements
Microbix seeks to earn a profit on the sale of its Antigens & QAPs, which is a major source of funding for its research 
and development activities. The Company believes that cash generated from operations is sufficient to meet normal 
operating and capital requirements. However, the Company may need to raise additional funds, from time to time 
for  several  reasons  including,  to  expand  production  capacity,  to  advance  its  current  research  and  development 
programs, to support various collaboration initiatives with third parties, to underwrite the cost of filing, prosecuting 
and enforcing patents and other intellectual property rights, to invest in acquisitions, new technologies and new 
market  developments.  Additional  financing  may  not  be  available,  and  even  if  available,  may  not  be  offered  on 
acceptable terms.

Future success may depend on successfully commercializing new products or technologies
In the nearer term, Microbix must maintain and grow its existing product sales. To survive and prosper over the longer 
term, Microbix may need to commercialize new products or technologies. Such work is inherently uncertain and there 
is no guarantee that Microbix will be successful with its efforts.

Failure to obtain and protect intellectual property could adversely affect business
Microbix’s future success depends, in part, on its ability to obtain patents, or licenses to patents, maintain trade secret 
protection and enforce its rights against others. The Company’s intellectual property includes trade secrets and know-
how that may not be protected by patents. There is no assurance that the Company will be able to protect its trade 
know-how.  To  help  protect  its  intellectual  property,  the  Company  requires  employees,  consultants,  advisors  and 
collaborators to enter into confidentiality agreements. However, these agreements may not adequately protect trade 
secrets, know-how or other proprietary information in the event of any unauthorized use or disclosure. Protection of 
intellectual property may also entail prosecuting claims against others who the Company believes are infringing its 
rights or securing its freedom to operate relative to the rights of other parties. Involvement in intellectual property 
litigation could result in significant costs, adversely affecting the development of products or sales of the challenged 
product, or intellectual property, and divert the efforts of its scientific and management personnel, whether or not 
such litigation is resolved in the Company’s favour.

Microbix will continue to face significant competition
Competition from life sciences companies, and academic and research institutions is significant. Many competitors 
have substantially greater resources and may have greater general capabilities in the areas of scientific and product 
development,  legal  review,  manufacturing,  sales  and  marketing,  and  financial  support  than  Microbix.  While  the 
Company  continues  to  expand  its  technological,  commercial,  legal  and  financial  capabilities  in  order  to  remain 
competitive, Microbix’s competitors may also be making significant investments in all of these areas, which could 
make it more difficult for Microbix to commercialize its products and technologies.

 10

Canadian Funds  FINANCIAL RISK MANAGEMENT

The primary risks affecting the Company are summarized below and have not changed during the fiscal year. The list 
does not cover all risks, nor is there an assurance that the strategy of management to mitigate the risks is sufficient to 
eliminate the risk.

Credit risk:
The  Company’s  cash  is  held  in  accounts  or  short-term  interest  bearing  accounts  at  one  of  the  major  Canadian 
chartered banks.  Management perceives the credit risk to be low.  Typically the outstanding trade receivable balance 
is  relatively  concentrated  with  a  few  large  customers  representing  the  majority  of  the  value.  As  at  September  30, 
2020, five customers accounted for 83% (September 30, 2019 - five customers accounted for 78%) of the outstanding 
balance.  The Company has had minimal bad debts over the past several years and accordingly management has 
recorded an allowance of $10,000 (September 30, 2019 - $25,625).

Currency risk:
The Company is exposed to currency risk given its global customer base. Over 90% of its revenue is denominated in 
either U.S. dollars or Euros. The Company does not use financial instruments to hedge this currency risk. At September 
30, 2020, the significant balances, quoted in Canadian dollars, held in foreign currencies are:

US dollars 

2020 

2019 

Euros

2020 

2019

Cash   
Accounts receivable 
Accounts payable and accrued liabilities 

$       15,397      $ 
   1,186,876   

 150,600      

  88,820      
797,352 
 197,551   

$ 

  1,551   
 273,858   
 -    

$ 

 5,223
 591,454  
 -    

Based upon 2020 results, the impact of a 5% increase in the U.S. dollar against the Canadian dollar would result in an 
increase in annual U.S. dollar based revenue of approximately $327,900 Cdn. The impact of a 5% increase in the Euro 
against the Canadian dollar would result in an increase in annual Euro based revenue of approximately $180,200. 

Correspondingly, the impact of a 5% decrease in the U.S. dollar against the Canadian dollar would result in a loss in 
annual U.S. dollar based revenue of approximately $327,900 Cdn. The impact of a 5% decrease in the Euro against the 
Canadian dollar would result in a loss in annual Euro-based revenue of approximately $180,200. 

Liquidity risk
Liquidity  risk  measures  the  Company’s  ability  to  meet  its  financial  obligations  when  they  fall  due.  To  manage  this 
situation, the Company projects and monitors its cash requirements to accommodate changes in liquidity needs. In 
addition, during fiscal 2017 the Company announced that it has arranged a secured revolving credit facility with The 
Toronto-Dominion Bank (“TD Bank”) and Export Development Canada (“EDC”). The credit facility is being used to fund 
the Company’s need for working capital to grow its existing business.  This facility is helping to satisfy the Company’s 
liquidity needs and to manage the liquidity risk going forward.

Interest rate risk
Financial  instruments  that  potentially  subject  the  Company  to  interest  rate  risk  include  those  assets  and  liabilities 
with a variable interest rate. Exposure to interest rate risk is primarily on the BDC debt that has a variable rate pegged 
to the bank rate. The rate can be fixed, if the outlook indicates interest rates will move higher. The only other variable 
debt the Company has is the $2,000,000 line of credit that bears interest at the bank’s prime lending rate plus 2.0%. 
As at September 30, 2020 the Company has not drawn on this line of credit.  A 1% increase in the bank rate would cost 
the Company approximately $30,000 per year for BDC and about $20,000 on the line of credit usage if it were fully used 
throughout the fiscal year.

 11

Canadian Funds   
 
FINANCIAL RISK MANAGEMENT (Continued)

Market risk
Market  risk  reflects  changes  in  pricing  for  both  Antigens  &  QAPs  and  raw  materials  based  on  supply  and  demand 
criteria; also market forces can affect foreign currency exchange rates as well as interest rates which could affect the 
Company’s financial performance or the value of its financial instruments. Microbix products are valuable components 
in our customers’ products and cannot be easily replaced. The Company works closely with customers to ensure its 
products meet their specific criteria.

Fair value
The fair value of a financial instrument is approximated by the consideration that would be agreed to in an arm’s 
length transaction between willing parties and through appropriate valuation methods, but considerable judgement 
is required for the Company to determine the value. The actual amount that could be realized in a current market 
exchange could be different than the estimated value.

The fair values of financial instruments included in current assets and current liabilities approximate their carrying 

values due to their short-term nature.

The fair value of the long-term debt is based on rates currently available for items with similar terms and maturities. 
The convertible and non-convertible debenture fair values are not readily determinable as the convertible debentures 
have been issued to shareholders of the Company. The fair values of financial instruments in other long-term liabilities 
approximate their carrying values as they are recorded at the net present values of their future cash flows, using an 
appropriate discount rate.

CRITICAL ACCOUNTING ESTIMATES 

The  preparation  of  these  interim  condensed  consolidated  financial  statements  requires  management  to  make 
estimates  and  assumptions  that  affect  the  reported  amounts  of  assets,  liabilities,  revenues  and  expenses.  The 
Company’s audited consolidated financial statements are prepared in accordance with IFRS and the reporting currency 
is Canadian dollars. On an on-going basis, management bases its estimates on historical and other experience and 
assumptions,  which  it  believes  are  reasonable  in  the  circumstances.  The  significant  accounting  policies  that  the 
Company believes are the most critical in fully understanding and evaluating the reported financial results include:

Intangible Assets
Intangible assets include technology costs, patents, trademarks and licenses. Each is recorded at cost and amortized 
on a straight-line basis over the term of the agreements or useful life of the asset.  Amortization commences when the 
intangible asset is available for use.  Intangibles with definite lives but not yet available for use are assessed at least 
annually for impairment or more frequently if there are indicators of impairment.

Impairment of Long-lived Assets
The Company reviews the carrying value of non-financial assets with definite lives for potential impairment when 
events or changes in circumstances indicate that the carrying amount may not be recoverable. The carrying value of 
non-financial assets with definite lives but are not ready for  use, are assessed at least annually for impairment based 
on the impairment test on cash-generating units (CGUs). The impairment test on CGUs is carried out by comparing the 
carrying amount of the CGU and its recoverable amount. The recoverable amount of a CGU is the higher of fair value 
less costs to sell and its value in use. This complex valuation process entails the use of methods such as the discounted 
cash method which requires numerous assumptions to estimate future cash flows. 

The recoverable amount is impacted significantly by the discount rate selected to be used in the discounted cash flow 
model, as well as the quantum and timing of risk-adjusted future cash flows and the growth rate used for the extrapolation.  
The impairment loss is calculated as the difference between the fair value of the asset and its carrying value. 

 12

Canadian Funds  CRITICAL ACCOUNTING ESTIMATES (Continued)

Non-Convertible and Convertible Debentures
Management determines the fair value of the debenture using valuation techniques. Those techniques are significantly 
affected by the estimated assumptions used, including discount rates, expected life and estimates of future cash flows.

Deferred income taxes
Deferred  income  tax  assets  and  liabilities  are  recognized  for  the  estimated  income  tax  consequences  attributable 
to  differences  between  financial  statement  carrying  amounts  of  assets  and  liabilities  and  their  respective  income 
tax bases. Deferred income tax assets and liabilities are measured using tax rates expected to be in effect when   the 
temporary differences are expected to be recovered or settled. The effects of changes in income tax rates are reflected 
in future income tax assets and liabilities in the year that the rate changes are substantively enacted.

Share-based payments
The  Company  applies  the  fair  value  method  of  accounting  for  stock-based  compensation  for  awards  granted  to 
officers, directors, employees and consultants of the Company. The fair value of the award at the time of granting is 
determined using the Black-Scholes option pricing model, and recognized as a compensation expense on a straight- 
line  basis  over  the  vesting  period  with  an  offsetting  amount  recorded  to  contributed  surplus.  The  amount  of  the 
compensation cost recognized at any date at least equals the value of the portion of the options vested at that date. 
When stock options are exercised, the consideration paid by employees or directors, together with the related amount 
in contributed surplus, is credited to capital stock. When an employee leaves the Company, vested options must be 
exercised  within  90  days,  or  the  options  expire.  Any  options  that  are  unvested  are  reversed  in  the  period  that  the 
employee leaves.

FINANCIAL INSTRUMENTS

The fair value of a financial instrument is approximated by the consideration that would be agreed to in an arm’s 
length transaction between willing parties and through appropriate valuation methods, but considerable judgment 
is required for the Company to determine the value. The actual amount that could be realized in a current market 
exchange could be different than the estimated value.

The carrying amounts of cash and cash equivalents, accounts receivable, bank indebtedness and accounts payable 
and accrued liabilities approximate fair value due to the short-term maturities of these instruments. Based on available 
market information, the fair value of the obligation under capital lease approximates its carrying value. 

The fair value of the long-term debt is based on rates currently available for items with similar terms and maturities.  
The fair value of the liability for each convertible debenture has been calculated and the residual is accounted for in 
equity. The Company does not have any off balance sheet financial instruments.

Disclosure Controls
The Chief Executive Officer and the Chief Financial Officer have evaluated the effectiveness of the Company’s disclosure 
controls and procedures, as defined in the National Instrument 52-109 Certification of Disclosure in Issuer’s Annual 
Filings (NI 52-109F1). As at September 30, 2020, management has concluded that the disclosure controls are effective 
in providing reasonable assurance that information required to be disclosed in the Company’s reports is recorded, 
processed  summarized  and  reported  within  the  time  periods  specified  in  the  Canadian  Securities  Administrator’s 
rules and forms.

 13

Canadian Funds  FINANCIAL INSTRUMENTS (Continued)

Internal Controls Over Financial Reporting
The design of internal controls over financial reporting (“ICFR”) within the company is a management responsibility 
to  provide  reasonable  assurance  that  the  reliability  of  financial  reporting  and  that  the  preparation  of  financial 
statements  for  external  purposes  is  in  accordance  with  generally  accepted  accounting  principles  of  IFRS.  While 
the CEO and CFO believe that the internal controls are adequate to provide the above information, the process to 
evaluate and document all policies and procedures that could impact financial reporting is continuously reviewed 
with  consultation  with  the  Audit  Committee.  Shareholders  should  be  aware  that  Microbix  is  a  small  company 
without the department resources associated with larger firms. Management is using the Committee of Sponsoring 
Organization of the Treadway Commission (“COSO”). Framework and has concluded that the Internal Control over 
Financial Reporting (“ICFR”) as defined in NI 52-109 is effective as at the period ended September 30, 2020.

Examination by the Chief Executive Officer and the Chief Financial Officer showed that there were no changes 
to the internal controls over financial reporting during the period ended September 30, 2020 that have materially 
affected, or are reasonably thought to materially affect, the internal control over financial reporting.

IMPACT OF NEW ACCOUNTING STANDARDS

Certain  new  standards,  interpretations,  amendments  and  improvements  to  existing  standards  were  issued  by  the 
IASB  or  IFRS  Interpretation  Committee  (“IFRIC”)  that  are  mandatory  at  certain  dates  or  later.    Management  is  still 
assessing the effects of the pronouncements on the Company.  The standards impacted that may be applicable to the 
Company are described below.

NEW ACCOUNTING PRONOUNCEMENTS ADOPTED IN FISCAL 2020

The  Company  has  adopted  new  amendments  to  the  following  accounting  standards  effective  for  its  interim  and 
annual consolidated financial statements commencing October 1, 2019. The effect of these pronouncements on the 
Company’s results and operations are described below. 

IFRS 16, Leases (“IFRS 16”)
On January 13, 2016, the IASB issued IFRS 16, which outlines requirements for lessees to recognize assets and liabilities 
for most leases. Lessees are required to recognize the lease liability for the obligations to make lease payments and 
a right-of-use asset for the right to use the underlying asset for the lease term. Lease liability is measured at the 
present value of lease payments to be made over the term of the lease. The right-of-use asset is initially measured at 
the amount of the lease liability and adjusted for prepayments, direct costs and incentives received.

IFRS 16 – Leases supersedes IAS 17 – Leases, IFRIC 4 – Determining whether an Arrangement contains a Lease, SIC 
15 – Operating Leases - Incentives and SIC 27 – Evaluating the Substance of Transactions Involving the Legal Form of a 
Lease. The standard sets out the principles for the recognition, measurement, presentation and disclosure of leases 
and requires lessees to account for most leases under a single on–balance sheet model.   

Lessor  accounting  is  substantially  unchanged  from  IAS  17.  Lessors  will  continue  to  classify  leases  as  either 

operating or finance leases using similar principles as in IAS 17.  The Company is not currently a lessor.

The  Company  applied  IFRS  16  using  the  modified  retrospective  approach.  Accordingly,  the  comparative 
information presented for 2019 has not been restated. The lease liabilities were recorded as the present value of the 
remaining lease payments discounted at the Company’s incremental borrowing rate as at the date of application. 
The right-of-use assets were recorded at an amount equal to the lease liabilities, adjusted for any prepaid or accrued 
lease payments (nil). 

 14

Canadian Funds  NEW ACCOUNTING PRONOUNCEMENTS ADOPTED IN FISCAL 2020 (Continued)

IFRS 16, Leases (“IFRS 16”) (Continued)

The Company elected to use the practical expedient on transition allowing the standard to be applied only to 
contracts that were previously identified as leases under IAS 17 at the date of initial application. The Company also 
elected to use the recognition exemptions for lease contracts that, at the commencement date, have a lease term 
of 12 months or less and do not contain a purchase option (‘short-term leases’), and lease contracts for which the 
underlying asset is of low value (‘low-value assets’).

The  Company  did  not  change  the  initial  carrying  amounts  of  recognized  assets  and  liabilities  at  the  date  of 
initial application for leases previously classified as finance leases (i.e., the right-of-use assets and lease liabilities 
equal the leased assets and liabilities recognized under IAS 17). The requirements of IFRS 16 was applied to these 
leases from October 1, 2019.  The opening right-of-use assets includes $319,321 that was previously recognized as 
a lease asset and the opening lease liability included $249,527 that was previously recognized as a lease liability 
under IAS 17.

Impact on the financial statements on transition 
On  transition  to  IFRS  16  at  October  1,  2019,  the  Company  recognized  right-of-use  assets  of  $763,541  and  lease 
liabilities of $693,747, respectively. There was no impact on retained earnings. 

Lease liabilities for leases that were classified as operating leases at September 30, 2019 were discounted using 

the incremental borrowing rate at October 1, 2019.  The weighted average rate applied was 3.7%.

Activity within right-of-use assets and lease liabilities during the period were as follows: 

Right-of-Use Assets 

Property 

Equipment 

Lease
Liabilities

Balance, October 1, 2019  
  Additions 
  Depreciation Expense 
  Interest Accretion 
  Payments 
Balance, September 30, 2020 

$  419,843  

-    
 (74,088) 
-    
 -    

$  345,755  

 $  343,698  
6,695  
(47,600) 
- 
 - 

 $  302,793  

 $ 

693,747    

6,695       
 -   

15,146       
(173,649)          
541,939      

 $ 

Right-of-use assets are included in property, plant and equipment on the statement of financial position. 

IFRS Interpretation Committee Interpretation 23, Uncertainty over Income Tax Treatments (“IFRIC 23”) 
IFRIC 23 was issued in June 2017 and is effective for years beginning on or after January 1, 2019 and was adopted 
by  the  Company  effective  October  1,  2019,  to  be  applied  retrospectively.  IFRIC  23  provides  guidance  on  applying 
the  recognition  and  measurement  requirements  in  IAS  12,  Income  Taxes,  when  there  is  uncertainty  over  income 
tax  treatments  including,  but  not  limited  to,  whether  uncertain  tax  treatments  should  be  considered  together  or 
separately based on which approach better predicts resolution of the uncertainty. The adoption of this interpretation 
did not have a material impact on the consolidated financial statements.

 15

Canadian Funds   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
  
   
 
  
  
 
  
 
 
  
  
   
 
  
  
INDEPENDENT AUDITOR’S REPORT

To the Shareholders of Microbix Biosystems Inc.

We have audited the consolidated financial statements of Microbix Biosystems Inc. and its subsidiaries (the Group), which 
comprise  the  consolidated  statements  of  financial  position  as  at  September  30,  2020  and  2019,  and  the  consolidated 
statements of income (loss) and comprehensive income (loss), consolidated statements of changes in shareholders’ equity 
and consolidated statements of cash flows for the years then ended, and notes to the consolidated financial statements, 
including a summary of significant accounting policies. 

In our opinion, the accompanying consolidated financial statements present fairly, in all material respects the consolidated 
financial  position  of  the  Group  as  at  September  30,  2020  and  2019,  and  its  consolidated  financial  performance  and  its 
consolidated cash flows for the years then ended in accordance with International Financial Reporting Standards (IFRS). 

Basis for opinion 

We conducted our audit in accordance with Canadian generally accepted auditing standards. Our responsibilities under 
those standards are further described in the  Auditor’s Responsibilities for the Audit of the Consolidated Financial Statements 
section of our report.  We are independent of the Group in accordance with the ethical requirements that are relevant to 
our audit of the consolidated financial statements in Canada, and we have fulfilled our other ethical responsibilities in 
accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to 
provide a basis for our opinion.    

Other information 

Management is responsible for the other information.  The other information comprises:

•  Management’s Discussion and Analysis; and
•  The information, other than the consolidated financial statements and our auditor’s report thereon,  

in the Annual Report.

Our opinion on the consolidated financial statements does not cover the other information and we do not and will not express 
any form of assurance conclusion thereon.

In connection with our audit of the consolidated financial statements, our responsibility is to read the other information and, in 
doing so, consider whether the other information is materially inconsistent with the consolidated financial statements or our 
knowledge obtained in the audit or otherwise appears to be materially misstated. 

We obtained Management’s Discussion and Analysis and Annual Report prior to the date of this auditor’s report. If, based on 
the work we have performed, we conclude that there is a material misstatement of this other information, we are required to 
report that fact in this auditor’s report. We have nothing to report in this regard. 

Responsibilities of Management and Those Charged with Governance for the Consolidated Financial Statements   

Management is responsible for the preparation and fair presentation of the consolidated financial statements in accordance 
with IFRS, and for such internal control as management determines is necessary to enable the preparation of consolidated 
financial statements that are free from material misstatement, whether due to fraud or error. 

In preparing the consolidated financial statements, management is responsible for assessing the Group’s ability to continue as 
a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting 
unless management either intends to liquidate the Group or to cease operations, or has no realistic alternative but to do so. 

Those charged with governance are responsible for overseeing the Group’s financial reporting process.

Auditor’s Responsibilities for the Audit of the Consolidated Financial Statements   

Our objectives are to obtain reasonable assurance about whether the consolidated financial statements as a whole are free from 
material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable 
assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with Canadian generally 
accepted auditing standards will always detect a material misstatement when it exists. Misstatements can arise from fraud or 
error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the 
economic decisions of users taken on the basis of these consolidated financial statements. 

 16

Canadian Funds   
 
INDEPENDENT AUDITOR’S REPORT (Continued)

As part of an audit in accordance with Canadian generally accepted auditing standards, we exercise professional judgment 
and maintain professional skepticism throughout the audit. We also: 

• 

Identify and assess the risks of material misstatement of the consolidated financial statements, whether 
due to fraud or error, design and perform audit procedures responsive to those risks, and obtain audit 
evidence that is sufficient and appropriate to provide a basis for our opinion. The risk of not detecting 
a  material  misstatement  resulting  from  fraud  is  higher  than  for  one  resulting  from  error,  as  fraud  may 
involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. 
•  Obtain an understanding of internal control relevant to the audit in order to design audit procedures that 
are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness 
of the Group’s internal control. 

•  Evaluate the appropriateness of accounting policies used and the reasonableness of accounting estimates 

and related disclosures made by management.

•  Conclude  on  the  appropriateness  of  management’s  use  of  the  going  concern  basis  of  accounting  and, 
based on the audit evidence obtained, whether a material uncertainty exists related to events or conditions 
that may cast significant doubt on the Group’s ability to continue as a going concern. If we conclude that 
a  material  uncertainty  exists,  we  are  required  to  draw  attention  in  our  auditor’s  report  to  the  related 
disclosures in the consolidated financial statements or, if such disclosures are inadequate, to modify our 
opinion. Our conclusions are based on the audit evidence obtained up to the date of our auditor’s report. 
However, future events or conditions may cause the Group to cease to continue as a going concern. 

•  Evaluate  the  overall  presentation,  structure,  and  content  of  the  consolidated  financial  statements, 
including  the disclosures,  and whether  the  consolidated financial statements represent the  underlying 
transactions and events in a manner that achieves fair presentation. 

•  Obtain  sufficient  appropriate  audit  evidence  regarding  the  financial  information  of  the  entities  or 
business  activities  within  the  Group  to  express  an  opinion  on  the  consolidated  financial  statements. 
We are responsible for the direction, supervision and performance of the group audit. We remain solely 
responsible for our audit opinion.

We communicate with those charged with governance regarding, among other matters, the planned scope and timing of 
the audit and significant audit findings, including any significant deficiencies in internal control that we identify during 
our audit.

We also provide those charged with governance with a statement that we have complied with relevant ethical requirements 
regarding independence, and to communicate with them all relationships and other matters that may reasonably be 
thought to bear on our independence, and where applicable, related safeguards.

The engagement partner on the audit resulting in this independent auditor’s report is Laura Sluce. 

Toronto, Canada 
December 17, 2020

 17

Canadian Funds   
 
CONSOLIDATED STATEMENTS OF FINANCIAL POSITION 

AS AT SEPTEMBER 30, 2020 AND 2019 

ASSETS  
     CURRENT ASSETS  

Cash  
Accounts receivable (Note 20)  
Inventories (Note 5)  
Prepaid expenses and other assets  
Investment tax credit receivable  
TOTAL CURRENT ASSETS  

     LONG-TERM ASSETS

Deferred tax asset (Note 15)  
Property, plant and equipment (Note 4, 6)  
Intangible assets (Note 7)  
     TOTAL LONG-TERM ASSETS  

TOTAL ASSETS  

LIABILITIES  
     CURRENT LIABILITIES  

Accounts payable and accrued liabilities  
Bank indebtedness (Note 9)               
Current portion of long-term debt (Note 9) 
Current portion of debentures (Note 8) 
Current portion of lease liability (Note 4) 
Deferred revenue (Note 22) 

     TOTAL CURRENT LIABILITIES  

Non-convertible debentures (Note 8) 
Convertible debentures (Note 8) 
Lease liability (Note 4) 
Long-term debt (Note 9)  
     TOTAL LONG-TERM LIABILITIES  

TOTAL LIABILITIES  

SHAREHOLDERS’ EQUITY  
Share capital (Note 10)  
Equity component of  
         convertible debentures (Note 8)  
Contributed surplus  
Accumulated deficit  

TOTAL SHAREHOLDERS’ EQUITY  

Canadian Funds

2020 

2019

$ 

     92,661   
 1,877,009   
    4,292,664   
 220,065   
 10,433   
 6,492,832   

 $ 

  95,571   
 1,709,470   
 4,480,192   
 99,201   
 67,874   
 6,452,308   

- 
 7,363,155   
 1,742,024   
 9,105,179   

 1,568,237   
 6,650,380   
 4,958,648   
 13,177,265    

 $   15,598,011     

 $  19,629,573   

 $    1,488,312    
 -           
 235,230   
 892,125   
 158,633   
 1,315,738   
 4,090,038   

$    1,462,616   
 1,400,000   
 408,260   
 774,178   
 80,378   
 640,463   
 4,765,895   

 713,853   
 1,419,834   
 383,306   
 2,371,503   
 4,888,496   

 750,350   
 1,353,905   
 169,149   
 2,052,866   
 4,326,270   

$    8,978,534   

$    9,092,165   

  $   35,357,144            $  33,912,460   

  2,903,789   
 10,252,554   
   (41,894,010)  
$     6,619,477      

 2,903,789   
 9,387,644   
 (35,666,485)  
$  10,537,408     

TOTAL LIABILITIES & SHAREHOLDERS’ EQUITY  

 $   15,598,011      

 $  19,629,573   

Commitments and Contingencies (Note 24)

(Signed) “Martin Marino”
Martin Marino
Director 

(Signed) “Cameron L. Groome”
caMeron L. GrooMe
Director 

The accompanying notes and summary of significant accounting policies are an integral part of these consolidated financial statements. 

 18

Canadian Funds   
 
 
 
 
 
 
 
 
 
 
 
 
 
                                        
 
                      
 
            
 
 
 
                       
 
                 
 
 
 
                     
 
                     
 
           
            
  
 
 
 
 
 
 
 
 
    
 
   
 
 
 
               
 
  
 
               
 
               
 
               
 
              
                        
 
 
 
 
                    
 
                    
 
                    
 
                       
                          
 
 
 
 
             
 
 
 
 
 
 
 
        
 
  
  
 
            
 
  
 
  
                          
 
 
  
 
 
 
 
CONSOLIDATED STATEMENTS OF INCOME (LOSS) AND COMPREHENSIVE INCOME (LOSS) 

For the years ended September 30, 2020 and 2019 

Canadian Funds

SALES 
     Antigens and QAPs  
     Royalties  
TOTAL SALES      

COST OF GOODS SOLD
     Antigen and QAPs (Notes 5, 14) 
     Royalties  
TOTAL COST OF GOODS SOLD  

GROSS MARGIN 

EXPENSES
     Selling and business development (Note 14) 
     General and administrative (Note 14) 
     Research and development (Note 14)  
     Financial expenses (Note 17) 

OPERATING INCOME (LOSS) 
     BEFORE IMPAIRMENT OF ASSETS   

     Impairment of long-lived assets (Note 7) 

OPERATING INCOME (LOSS) FOR THE YEAR, 
     BEFORE INCOME TAXES 

INCOME TAXES
     Deferred income taxes 

NET INCOME (LOSS) AND COMPREHENSIVE  
     INCOME (LOSS) FOR THE YEAR 

NET LOSS PER SHARE
     Basic (Note 13)  
     Diluted (Note 13)  

2020 

2019

$    10,230,107  
  294,797  
  10,524,904  

 $ 13,067,727    
  344,614   
 13,412,341   

  5,808,978  
 55,029  
 5,864,007  

 6,796,735   
 68,159   
 6,864,894   

 4,660,897  

 6,547,447   

 632,554  
 3,539,818  
 1,013,126  
 1,056,102  

 651,460   
 3,744,036   
 1,042,192   
 1,066,078   

 (1,580,703) 

 43,681 

 3,078,585  

 -  

 (4,659,288) 

 43,681 

 1,568,237  

 11,763   

 $   (6,227,525)  $ 

31,918    

 $ 
 $ 

  (0.059) 
   (0.059) 

 $ 
 $ 

0.000
0.000

The accompanying notes and summary of significant accounting policies are an integral part of these consolidated financial statements. 

 19

Canadian Funds   
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
 
 
 
 
    
 
      
 
    
 
    
 
   
 
    
 
   
 
   
 
   
 
    
 
 
 
   
 
 
 
         
           
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
CONSOLIDATED STATEMENTS OF CASH FLOWS 

For the years ended September 30, 2020 and 2019 

OPERATING ACTIVITIES 

Net Income (Loss) for the Year 
Items not affecting cash  
    Amortization and depreciation (Note 21) 
    Accretion of debentures (Note 8) 
    Stock options and warrants expense (Note 12) 
    Accretion interest expense 
    Deferred tax asset (Note 3) 
    Impairment of long-term assets (Note 7) 
Change in non-cash working capital balances (Note 16) 

CASH PROVIDED BY OPERATING ACTIVITIES  

INVESTING ACTIVITIES  
    Purchase of property, plant and equipment (Note 6)  
    Additions from internal development 
        of intangible assets (Note 7)  

CASH USED IN INVESTING ACTIVITIES  

FINANCING ACTIVITIES  

    Repayments of long-term debt (Note 9) 
    Proceeds from equipment Loan 
and government loan (Note 9) 

    Repayments of non-convertible debentures (Note 8) 
    Payment of lease liabilities 
    Issue of common share units, net of issue costs 
    Proceeds (repayments) of credit facility (Note 9)                

CASH PROVIDED BY FINANCING ACTIVITIES  

NET CHANGE IN CASH - DURING THE YEAR 

CASH - BEGINNING OF YEAR 

CASH - END OF YEAR 

Canadian Funds

2020 

2019

$ (6,227,525)    $  

 31,918   

      690,087  
 255,883  
 158,836  
23,027  
1,568,237 
 3,078,585  
461,436  

 568,822   
208,592   
 151,988   
-         
 11,763     
-         
 (928,715)  

8,566  

 44,368   

 (812,708) 

 (433,233) 

  (1,200) 

 (81,567) 

(813,908) 

 (514,800)  

 (408,260) 

 (438,120)  

  742,085  
(108,504) 
(173,648) 
   2,150,759  
 (1,400,000) 

 -         
  (99,609)
 (80,626) 
-        
  1,140,000  

802,432   

 521,645  

 (2,910) 

 51,213  

95,571  

 44,358  

$ 

 92,661  

$ 

 95,571  

The accompanying notes and summary of significant accounting policies are an integral part of these consolidated financial statements. 

 20

Canadian Funds   
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
    
       
 
    
 
                    
 
     
 
  
 
  
         
       
 
  
 
                   
      
 
 
 
 
 
 
 
 
 
  
 
       
         
   
 
 
 
 
 
 
  
 
 
       
       
  
 
  
 
         
        
       
   
  
    
 
 
 
 
 
 
 
  
 
  
  
 
    
CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS’ EQUITY 

As at September 30, 2020 and 2019 

 SHARE CAPITAL (Note 10) 
STATED 
NUMBER OF 
CAPITAL 
SHARES 

CONTRIBUTED 
SURPLUS 

DEFICIT 

Canadian Funds

EQUITY  
COMPONENT OF 
DEBENTURE 

TOTAL
  SHAREHOLDERS’
EQUITY

BALANCE, SEPTEMBER 30, 2018 

      96,972,705  

 $33,912,460  

 $9,235,656   $(35,698,403)   $2,903,789   $10,353,502   

Share-based compensation  
      expense 

Net income and comprehensive  
      income for the year 

-           

-            

 151,988  

-          

-          

  151,988 

-           

 -            

-         

    31,918  

-          

   31,918  

BALANCE, SEPTEMBER 30, 2019       96,972,705    $33,912,460   $ 9,387,644    $(35,666,485)  $2,903,789   $10,537,408    

Share-based compensation  
      expense 

Issue of Warrants pursuant to  
      Private Placement 

Share Issuance pursuant to  
      Private Placement 

-           

-            

  158,836   

-           

-          

  158,836 

-           

-            

 748,550  

-            

-          

 748,550 

 11,800,000  

 1,611,450 

-         

-          

-          

 1,611,450

Share Issue Costs pursuant to  
      Private Placement 

Net loss and comprehensive loss
      for the year 

-           

  (166,766) 

 (42,476) 

-          

-          

 (209,242)

-           

-            

-         

   (6,227,525) 

-          

(6,227,525) 

BALANCE, SEPTEMBER 30, 2020   108,772,705    $35,357,144   $10,252,554   $(41,894,010)  $2,903,789     $6,619,477    

The accompanying notes and summary of significant accounting policies are an integral part of these consolidated financial statements. 

 21

Canadian Funds   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
         
 
 
 
 
 
 
 
Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

1. NATURE OF THE BUSINESS

Microbix  Biosystems  Inc.  (the  “Company”  or  “Microbix”),  incorporated  under  the  laws  of  the  Province  of  Ontario, 
develops  and  commercializes  proprietary  biological  and  technology  solutions  for  human  health  and  wellbeing.  
Microbix manufactures a wide range of critical biological materials for the global diagnostics industry, notably antigens 
(Antigen business) used in immunoassays or quality assessment and proficiency testing controls (QAPs business). 

The registered office and principal place of business of the Company is located at 265 Watline Avenue, Mississauga, 

Ontario, L4Z 1P3.   

2. BASIS OF PREPARATION

The  Company’s  management  prepared  these  consolidated  financial  statements  in  accordance  with  International 
Financial Reporting Standards (“IFRS”), as issued by the International Accounting Standards Board (“IASB”).  The Board 
of Directors approved these consolidated financial statements on December 17, 2020.

Basis of Measurement
The  consolidated  financial  statements  have  been  prepared  under  the  historical  cost  convention,  except  for  the 
revaluation of certain financial assets and financial liabilities to fair value. The consolidated financial statements are 
presented in Canadian dollars, which is the Company’s functional currency.

Basis of consolidation
These  consolidated  financial  statements  include  the  accounts  of  the  Company  and  its  wholly  owned  subsidiary, 
Crucible Biotechnologies Limited, over which the Company has control. Control exists when the entity is exposed, or 
has rights, to variable returns from its involvement with the entity and has the ability to affect those returns through 
its power over the entity. The non-controlling interest component, if any, of the Company’s subsidiaries is included in 
equity.  All significant intercompany transactions have been eliminated upon consolidation.

Global pandemic 
In early 2020, the Coronavirus (“COVID-19”) was confirmed in multiple countries throughout the world and on March 11, 
2020, the World Health Organization declared a global pandemic. As a result of the continued and uncertain economic 
and business impact of the COVID-19 pandemic, the Company has reviewed the estimates, judgments and assumptions 
used in the preparation of its financial statements, including with respect to the determination of whether indicators of 
impairment exist for its tangible and intangible assets and the credit risk of its counterparties. 

The  extent  to  which  COVID-19  and  any  other  pandemic  or  public  health  crisis  impacts  the  Company’s  business, 
affairs, operations, financial condition, liquidity, availability of credit and results of operations will depend on future 
developments  that  are  highly  uncertain  and  cannot  be  predicted  with  any  meaningful  precision,  including  new 
information which may emerge concerning the severity of the COVID-19 virus and the actions required to continue to 
contain the COVID-19 virus or remedy its impact, among others. 

Any  of  these  developments,  and  others,  has  had  a  material  adverse  effect  on  the  Company’s  business,  financial 
condition, operations and results of operations. In addition, because of the severity and global nature of the COVID-19 
pandemic, it is possible that estimates in the Company’s financial statements will change in the near term and the effect 
of any such changes could be material, which could result in, among other things, an impairment of long-lived assets 
or a change in the estimated credit losses on accounts receivable. The Company is constantly evaluating the situation 
and monitoring any impacts or potential impacts to its business.  The duration and impact of the COVID-19 outbreak are 
unknown at this time, as is the efficacy of the government and central bank interventions. It is not possible to reliably 
estimate the length and severity of these developments and the impact on the financial results and condition of the 
Company in future periods. 

 22

Canadian Funds  Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

3. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

Use of estimates and judgments

The preparation of financial statements requires management to make estimates and judgments that affect the reported 
amounts of assets and liabilities, the disclosure of contingent assets and liabilities at the date of the consolidated financial 
statements and the reported amounts of revenue and expenses during the reporting periods.  Actual results could differ from 
estimates and such differences could be material.

Key areas of managerial judgments and estimates are as follows: 

Property, plant and equipment:  
Measurement of property, plant and equipment involves the use of estimates for determining the expected useful lives of 
depreciable assets.  Management’s judgment is also required to determine depreciation methods and an asset’s residual value 
and whether an asset is a qualifying asset for the purposes of capitalizing borrowing costs.

Internally generated intangible assets:
Management monitors the progress of each internal research and development project. Significant judgment is required to 
distinguish between the research and development phases. Development costs are recognized as an asset when the following 
criteria are met: (i) technical feasibility; (ii) management’s intention to complete the project; (iii) the ability to use or sell; (iv) 
the ability to generate future economic benefits; (v) availability of technical and financial resources; (vi) ability to measure 
the  expenditures  reliably.  Research  costs  are  expensed  as  incurred.  Management  also  monitors  whether  the  recognition 
requirements for development assets continue to be met and whether there are any indicators that capitalized costs may be 
impaired.  The amortization period and amortization method for intangible assets are reviewed at least at the end of each 
reporting period.

Financial assets and liabilities:
Estimates  and  judgments  are  also  made  in  the  determination  of  fair  value  of  financial  assets  and  liabilities  and  include 
assumptions and estimates regarding future interest rates, the relative creditworthiness of the Company to its counterparties, 
the credit risk of the Company’s counterparties relative to the Company, the estimated future cash flows and discount rates.

Income taxes:
The Company recognizes deferred tax assets, related tax-loss carry-forwards and other deductible temporary differences where 
it is probable that sufficient future taxable income can be generated in order to fully utilize such losses and deductions. This 
requires significant estimates and assumptions regarding future earnings, and the ability to implement certain tax planning 
opportunities in order to assess the likelihood of utilizing such losses and deductions.

Fair value of share-based compensation:
The Company measures the cost of equity-settled transactions with employees by reference to the fair value of the equity 
instruments at the date on which they are granted. Estimating fair value for share-based compensation transactions requires 
determining the most appropriate valuation model, which is dependent on the terms and conditions of the grant. This estimate 
also requires determining the most appropriate inputs to the valuation model including the expected life of the share option, 
volatility, dividend yield and forfeiture rates and making assumptions about them. 

Impairments:
Long-lived assets are reviewed for impairment upon the occurrence of events or changes in circumstances indicating that the 
carrying value of the asset may not be recoverable. For the purpose of measuring recoverable amounts, assets are grouped 
at the lowest levels for which there are separately identifiable cash flows (cash-generating units). The recoverable amount is 
the higher of an asset’s fair value less costs to sell and value in use.  An impairment loss is recognized for the amount by which 
the asset’s carrying amount exceeds its recoverable amount. Management evaluates impairment losses for potential reversals 
when events or circumstances warrant such consideration.

 23

Canadian Funds   
Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

3. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)

Revenue Recognition

Revenues from product sales are recognized when control of the promised good is transferred to the Company’s customers, in 
an amount that reflects the consideration the Company expects to be entitled to in exchange for those goods.

Revenues from licensing of the Company’s intangible assets are recognized when the service is rendered and control 
of the service is transferred to the Company’s customers.  Royalty income is recognized based on activity at the point 
in time each service instance is provided.

The Company may invoice certain customers in advance for contracted product sales. Amounts received in advance 
of control of the product transferring to the customer are deferred and recognized as revenue in the period control 
is transferred.  

Cash

Cash consists of cash on hand and deposits with banks and investments in highly liquid instruments with original maturities 
of three months or less. There are no cash equivalents held at September 30, 2020 or 2019.

Financial assets and liabilities

The Company’s financial assets and liabilities (financial instruments) include cash, accounts receivable, accounts payable and 
accrued liabilities, long-term debt, bank indebtedness, convertible and non-convertible debentures.  All financial instruments 
are  recorded  at  fair  value  at  recognition.  Financial  instruments  are  measured  by  grouping  them  into  classes  upon  initial 
recognition, based on the purpose of the individual instruments. 

Subsequent to initial recognition, the classification and measurement of the Company’s financial assets are included in one 
of the following categories:  

• 

•  Amortized cost:  Financial instruments that are held for collection of contractual cash flows, where those cash flows 
represent solely payments of principal and interest, are measured at amortized cost.  Interest income (expense) 
from these financial instruments is recorded in net income (loss) using the effective interest rate method. 
Fair  value  through  other  comprehensive  income  (FVOCI):    Debt  instruments  that  are  held  for  collection  of 
contractual  cash  flows  and  for  selling  the  financial  instruments,  where  the  financial  instruments’  cash  flows 
represent  solely  payments  of  principal  and  interest,  are  measured  at  FVOCI.    Movements  in  the  carrying 
amount  are  taken  through  OCI,  except  for  the  recognition  of  impairment  gains  or  losses,  interest  income  and 
foreign  exchange  gains  and  losses  that  are  recognized  in  net  income  (loss).    When  the  financial  instrument  is 
derecognized, the cumulative gain or loss previously recognized in OCI is reclassified from equity to net income 
(loss)  and  recognized  in  other  gains  (losses).  Interest  income  (expense)  from  these  financial  instruments  is 
included in interest using the effective interest rate method.  Foreign exchange gains (losses) is presented in other 
gains (losses) and impairment expenses in other expenses.
Fair value through profit (loss) (“FVTPL”):  Financial instruments that do not meet the criteria for amortized cost 
or FVOCI are measured at FVTPL.  A gain or loss on a financial instrument that is subsequently measured at FVTPL 
and is not part of a hedging relationship is recognized in net income  (loss) and presented net in comprehensive 
income (loss) within other gains (losses) in the period in which it arise.

• 

Subsequent to initial measurement financial liabilities are either classified as amortized cost or FVTPL when the Company 
revises its estimates of payments of a financial liability to reflect actual and revised estimated contractual cash flows.  Gross 
carrying amount of the amortized cost of the financial liability as the present value of the estimated future contractual cash 
flows that are discounted adjustment is recognized in income.

 24

Canadian Funds   
 
 
Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

3. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)

The  following  summarizes  the  Company’s  classification  and  measurement  of  financial  assets  and  liabilities  as  at 
September 30:

Financial assets: 

Cash  

    Accounts receivable 

Financial liabilities: 

Accounts payable and accrued liabilities 

    Bank Indebtedness 
    Non-convertible debentures 
   Convertible debentures 
    Long-term-debt 

Inventories

Classification and  
Measurement 
Method 

2020 

2019

FVTPL  
 Amortized cost 

 $ 

92,661  
   1,877,009  

 $ 

95,571    
 1,709,470       

 Amortized cost  
 Amortized cost 
 Amortized cost 
 Amortized cost 
 Amortized cost 

 $  1,488,312   
- 
    1,221,617  
    1,804,195  
    2,606,733  

 $ 

 1,462,616    
 1,400,000     
 1,199,619        
 1,678,814      
 2,461,126 

Inventory is carried at the lower of cost and market. Cost consists of direct materials, direct labour and an overhead allocation 
and is determined on a first-in, first-out basis.  Market is defined as net realizable value, which is defined as the summation 
of the estimated selling price less the cost to complete less the cost to sell.  Management reviews its reserve for obsolete 
inventory at each reporting date for finished goods and work-in-process.

Property, plant and equipment

Property, plant and equipment are measured at cost less accumulated depreciation and impairment (if any). Cost includes the 
cost of material, labour and other costs directly attributable to bringing the asset to a working condition for its intended use. 

Depreciation is calculated at rates which will reduce the original cost to estimated residual value over the estimated useful life 
of each asset. Depreciation commences once the asset is available for use.

Depreciation is provided for at the following basis and rates:

Research and development equipment 
Other equipment and fixtures 
Buildings 

Declining balance, 10-100%
Declining balance, 10-30%
Straight line, 50 years

Land is not depreciated.  Depreciation methods, useful lives and residual values are reviewed at each reporting date and 
adjusted prospectively, if appropriate.

Intangible assets

Intangible assets include technology costs, patents, trademarks and licenses. Each is recorded at cost and amortized on a 
straight-line basis over the term of the agreements or useful life of the asset.  Amortization commences when the intangible 
asset  is  available  for  use.  Intangibles  with  definite  lives  but  not  yet  available  for  use  are  assessed  at  least  annually  for 
impairment or more frequently if there are indicators of impairment.

 25

Canadian Funds   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
   
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

3. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)

Impairment of long-lived assets

An impairment charge is recognized for long-lived assets, including intangible assets with definite lives, when an event or 
change in circumstances indicates that the assets’ carrying value may not be recoverable. The impairment loss is calculated 
as the difference between the carrying value of the asset and the recoverable amount. The recoverable amount is the higher 
of the fair value less costs to sell and value in use. 

Borrowing costs

Borrowing costs consist of interest and other costs that an entity incurs in connection with the borrowing of funds.  Borrowing 
costs directly attributable to the acquisition, construction or production of an asset that necessarily takes a substantial period 
of time to get ready for its intended use or sale are capitalized as part of the cost of the asset.  All other borrowing costs are 
expensed in the period they are incurred. 

Share-based compensation

The  Company  applies  the  fair  value  method  of  accounting  for  share-based  compensation  for  awards  granted  to  officers, 
directors and employees of the Company.  The fair value of the award at the time of granting is determined using the Black-
Scholes option pricing model, and recognized as a compensation expense over the vesting period with an offsetting amount 
recorded to contributed surplus.  Each tranche in an award is considered a separate award with its own vesting period and 
grant date fair value. 

Share options issued to consultants of the Company are based on the fair value of the services provided. The amount of the 
compensation cost recognized at any date at least equals the value of the portion of the options vested at that date.  When 
stock options are exercised, the consideration paid by employees or directors, together with the related amount in contributed 
surplus, is credited to share capital.  When an employee leaves the Company, vested options must be exercised within 90 days, 
or the options expire.  Any options that are unvested are reversed in the period that the employee leaves. No forfeiture rate 
is incorporated into the assumptions on awarding options. To the extent actual forfeitures occur, share-based compensation 
related to these awards will be different from the Company’s estimate and are revised.

Foreign currency translation

For each entity, the Company determines the functional currency and items included in the financial statements of each entity 
are measured using the functional currency, which represents the currency of the primary economic environment in which 
each entity operates. 

Foreign currency denominated revenues and expenses are translated by use of the exchange rate in effect at the end of the 
month in which the transaction occurs. Foreign currency denominated monetary assets and liabilities are translated at the 
period-end date. Exchange gains and losses arising on these transactions are included in the consolidated statements of 
income (loss) and comprehensive income (loss) for the period.

Income (loss) per common share

The Company calculates basic income per share amounts for profit or loss attributable to ordinary equity holders. Basic 
income (loss) per share is calculated using the weighted average number of common shares outstanding during the period. 
Diluted income per share is calculated in the same manner as basic income per share except for adjusting the profit or loss 
attributable to ordinary equity holders and the weighted average number of shares outstanding for the effects of all dilutive 
potential ordinary shares.

 26

Canadian Funds   
 
 
 
 
Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

3. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)

Deferred taxes

Deferred  income  tax  assets  and  liabilities  are  recognized  for  the  estimated  income  tax  consequences  attributable  to 
differences between financial statement carrying amounts of assets and liabilities and their respective income tax bases. 
Deferred income tax assets are recognized to the extent that it is probable that future taxable income will be available 
against which temporary differences can be utilized. Deferred income tax assets and liabilities are measured using tax rates 
expected to be in effect when the temporary differences are expected to be recovered or settled. The effects of changes in 
income tax rates are reflected in deferred income tax assets and liabilities in the year that the rate changes are substantively 
enacted, with a corresponding charge to income.  The amount of deferred tax assets recognized is limited to the amount 
that is more likely than not to be realized.

Research and development expenses

Costs associated with research and development activities are expensed during the year in which they are incurred net of 
tax credits earned, except where product development costs meet the criteria under IFRS for deferral and amortization. 

Investment tax credits

The Company is entitled to Canadian federal and provincial investment tax credits which are earned as a percentage of 
eligible research and development expenditures incurred in each taxation year. Investment tax credits are accounted for 
as a reduction of the related expenditure for items of a current nature and a reduction of the related asset cost for items of 
a long-term nature. These credits are only recognized to the extent that it is probable that there will be sufficient taxable 
profits against which to utilize the benefits of the credits in the foreseeable future.

Finance lease obligation

Leases that transfer substantially all of the benefits and risks of ownership of the asset to the Company are accounted 
for as finance leases.  At the time a finance lease is entered into, an asset is recorded together with its related long-term 
obligation, reflecting the fair value of future lease payments, discounted at the appropriate interest rates.  Finance lease 
obligations are amortized over their estimated useful lives at the same rates used for other equipment and fixtures. All 
other leases are classified as operating leases and expensed on a straight-line basis.

Leases – policy applicable from October 1, 2019

The Company as lessee 

The Company determines whether a contract is or contains a lease at inception of the contract. A contract is, or contains, a 
lease if the contract conveys the right to control the use of an identified asset for a period of time in exchange for consideration. 

(i) Right-of-use assets
The Company recognizes a right-of-use asset and a lease liability based on the present value of future lease payments when 
the lessor makes the leased asset available for use by the Company. The right-of-use asset is initially measured at cost, which 
comprises the initial amount of the lease liability adjusted for any lease payments made at or before the commencement 
date, plus any initial direct costs incurred and an estimate of costs to dismantle and remove the underlying asset. The right-
of-use asset is subsequently depreciated using the straight-line method from the commencement date to the earlier of the 
end of the useful life of the right-of-use asset or the end of the lease term. The estimated useful lives of right-of-use assets are 
determined on the same basis as those of property, plant and equipment. Right-of-use assets are subject to impairment.

 27

Canadian Funds   
 
 
 
 
Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

3. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)
Leases – policy applicable from October 1, 2019 (Continued)

(ii) Lease liabilities
The Company recognizes lease liabilities measured at the present value of lease payments to be made over the lease term, 
discounted using the interest rate implicit in the lease. The lease payments include fixed payments (including in-substance 
fixed payments), variable payments that depend on an index or a rate, renewal options that are reasonably certain to be 
exercised less any lease incentives receivable. Variable lease payments that do not depend on an index or rate are recognized 
as an expense in the period in which the event that triggers the payment occurs. In addition, the carrying amount of lease 
payments is reassessed if there is a modification, a change in the lease term or a change in the in-substance fixed lease 
payments. The Company has elected to apply the practical expedient to not separate the lease component and its associated 
non-lease component.

Management exercises judgment in the process of applying IFRS 16 and determining the appropriate lease term on a lease by 
lease basis.  Renewal options are only included if Management are reasonably certain that the option will be renewed. 

As most of the Company’s operating lease contracts do not provide the implicit interest rate, nor can the implicit interest rate 
be readily determined, the Company uses its incremental borrowing rate as the discount rate for determining the present 
value of lease payments. The Company’s incremental borrowing rate for a lease is the rate that the Company would pay to 
borrow an amount necessary to obtain an asset of a similar value to the right-of-use asset on a collateralized basis over a 
similar term.

(iii) Short term leases and leases of low-value assets
The Company has elected not to recognize right-of-use assets and lease liabilities for short-term leases of property, plant and 
equipment that have a lease term of 12 months or less and leases of low-value assets, e.g. laptop computers. The Company 
recognizes the lease payments associated with these leases as an expense on a straight-line basis over the lease term.

Government Financing and Assistance 

Government assistance that requires repayment and that is non-interest bearing is accounted for at its fair value, based on 
management’s best estimate. The difference between the assistance amount and its fair value is accounted for as a government 
grant and recognized in income over the period in which the related costs they are intended to compensate are recognized.

In fiscal 2020, the Company determined that it was eligible for the Canada Emergency Wage Subsidy. Funding from this program 
provides a reimbursement for a portion of salaries paid out to employees during the COVID-19 pandemic and is recorded as a 
reduction of salary expense when eligible expenditures are made and there is reasonable assurance of realization.

 28

Canadian Funds   
Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

4. IMPACT OF NEW ACCOUNTING STANDARDS

NEW ACCOUNTING PRONOUNCEMENTS ADOPTED IN FISCAL 2020

The Company has adopted new amendments to the following accounting standards effective October 1, 2019. The 
effect of these pronouncements on the Company’s results and operations are described below. 

IFRS 16, Leases (“IFRS 16”)
On January 13, 2016, the IASB issued IFRS 16, which outlines requirements for lessees to recognize assets and liabilities for 
most leases. Lessees are required to recognize the lease liability for the obligations to make lease payments and a right-
of-use asset for the right to use the underlying asset for the lease term. Lease liability is measured at the present value of 
lease payments to be made over the term of the lease. The right-of-use asset is initially measured at the amount of the lease 
liability and adjusted for prepayments, direct costs and incentives received.

IFRS  16  –  Leases supersedes  IAS  17  –  Leases,  IFRIC  4  – Determining whether an Arrangement contains a Lease,  SIC  15  – 
Operating Leases - Incentives and SIC 27 – Evaluating the Substance of Transactions Involving the Legal Form of a Lease. 
The standard sets out the principles for the recognition, measurement, presentation and disclosure of leases and requires 
lessees to account for most leases under a single on–balance sheet model.  

Lessor accounting is substantially unchanged from IAS 17. Lessors will continue to classify leases as either operating or 
finance leases using similar principles as in IAS 17.  The Company is not currently a lessor.

The  Company  applied  IFRS  16  using  the  modified  retrospective  approach.  Accordingly,  the  comparative  information 
presented for 2019 has not been restated. The lease liabilities were recorded as the present value of the remaining lease 
payments discounted at the Company’s incremental borrowing rate as at the date of application. The right-of-use assets 
were recorded at an amount equal to the lease liabilities, adjusted for any prepaid or accrued lease payments (nil). 

The Company elected to use the practical expedient on transition allowing the standard to be applied only to contracts 
that were previously identified as leases under IAS 17 at the date of initial application. The Company also elected to use the 
recognition exemptions for lease contracts that, at the commencement date, have a lease term of 12 months or less and 
do not contain a purchase option (‘short-term leases’), and lease contracts for which the underlying asset is of low value 
(‘low-value assets’). 

The Company did not change the initial carrying amounts of recognized assets and liabilities at the date of initial application 
for leases previously classified as finance leases (i.e., the right-of-use assets and lease liabilities equal the lease assets 
and liabilities recognized under IAS 17). The requirements of IFRS 16 was applied to these leases from October 1, 2019.  
The opening right-of-use assets includes $319,321 that was previously recognized as a lease asset and the opening lease 
liability included $249,527 that was previously recognized as a lease liability under IAS 17. 

Impact on the financial statements on transition 

On transition to IFRS 16 at October 1, 2019, the Company recognized right-of-use assets of $763,541 and lease liabilities of 
$693,747, respectively. There was no impact on retained earnings. 

Lease  liabilities  for  leases  that  were  classified  as  operating  leases  at  September  30,  2019  were  discounted  using  the 
incremental borrowing rate at October 1, 2019.  The weighted average rate applied was 3.7%.

 29

Canadian Funds  Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

4. IMPACT OF NEW ACCOUNTING STANDARDS (Continued) 

NEW ACCOUNTING PRONOUNCEMENTS ADOPTED IN FISCAL 2020 (Continued) 
IFRS 16, Leases (“IFRS 16”) (Continued)

Activity within right-of-use assets and lease liabilities during the period were as follows: 

Balance, October 1, 2019  
  Additions 
  Depreciation Expense 
  Interest Accretion 
  Payments 
Balance, September 30, 2020 

  Right-of-Use Assets 

Property 

Equipment 

Lease
Liabilities

$ 

419,843  

-    

 (74,088) 

-    
 -    

$ 

 345,755  

 $  343,698  
6,695  
 (47,600) 
- 
-    

 $ 

 302,793  

 $ 

 $ 

693,747    
6,695       
 -   
15,146       
(173,649)          
 541,939    

Right-of-use assets are included in property, plant and equipment on the statement of financial position. 

IFRS Interpretation Committee Interpretation 23, Uncertainty over Income Tax Treatments (“IFRIC 23”) 

IFRIC 23 was issued in June 2017 and is effective for years beginning on or after January 1, 2019 and was adopted 
by  the  Company  effective  October  1,  2019,  to  be  applied  retrospectively.  IFRIC  23  provides  guidance  on  applying 
the recognition and measurement requirements in IAS 12, Income Taxes, when there is uncertainty over income tax 
treatments including, but not limited to, whether uncertain tax treatments should be considered together or separately 
based on which approach better predicts resolution of the uncertainty. The adoption of this interpretation did not 
have a material impact on the consolidated financial statements.

5. INVENTORIES

Inventories consist of the following:

Raw materials 
Work in process 
Finished goods 

September 30, 2020  September  30, 2019

$ 

$ 

 710,587  
 1,122,584  
 2,459,493  
 4,292,664  

 $ 

 $ 

496,021    
1,387,824        
2,596,347 
4,480,192      

During  the  year  ended  September  30,  2020,  inventories  in  the  amount  of  $5,808,978  (2019  -  $6,796,735)  were 
recognized as an expense through cost of sales. The allowance for inventory impairment as at September 30, 2020 
was $241,378 (September 30, 2019 - $55,747).

 30

Canadian Funds   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
  
   
 
  
  
 
 
 
 
  
  
   
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
   
 
 
Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

6. PROPERTY, PLANT AND EQUIPMENT

The freehold land and buildings have been pledged as security for bank loans under a mortgage (see Note 9). Property, 
plant and equipment consists of: 

Building 

Research and 
Development  
Equipment 

Other 
Equipment  
 and Fixtures 

Right of Use  
Assets 

Land 

Total

COST 

Balance, as at September 30, 2018  
        Additions 
        Disposals 

  $    4,923,033   $     500,709  
 16,422 
 -         

 64,074  
 -        

 $   5,349,475  
 352,737  
 -         

$             -        

 -    
-        

$   800,000  
 -         
 -         

 $   11,573,217 
 433,233 
 -        

Balance, as at September 30, 2019  
        IFRS 16 Adoption (Note 4) 
        Additions 
        Disposals 

  $     4,987,107   $     517,131  
 -         
 40,177  
 -         

-        
 179,818  
 -        

 $    5,702,212  
 (403,989) 
 592,713  
 -         

$            -         
 848,209   
 6,695   
-         

$   800,000  
 -         
 -         
 -         

 $   12,006,450 
 444,220  
 819,403 
 -        

Balance, as at September 30, 2020 

  5,166,925  

 557,308  

 5,890,936  

 854,904  

 800,000  

 13,270,073   

ACCUMULATED DEPRECIATION 

Balance, as at September 30, 2018 
        Depreciation 
        Disposals 

Balance, as at September 30, 2019 
        IFRS 16 Adoption (Note 4) 
        Depreciation 
        Disposals 

 1,406,798  
 167,060  
 -        

 1,573,858  
-        
  170,986  
 -        

 423,354  
 10,635  
 -        

 433,989  
-        
 12,518  
 -        

 3,096,334  
 251,888  
 -         

 3,348,222  
(84,668) 
 245,656  
 -         

-         
-   
-         

-         
 84,668   
 121,688  
-         

 -         
 -         
 -         

 -         
-         
 -         
 -         

  4,926,487 
  429,583 
 -        

 5,356,070 
-        
 550,848 
 -        

Balance, as at September 30, 2020 

 1,744,844  

 446,507  

 3,509,210  

 206,356 

 -         

 5,906,917 

NET BOOK VALUE 
Balance, September 30, 2019 
Balance, September 30, 2020 

3,413,249  
$   3,422,081  

 83,142  
 $   110,801  

 2,353,990  
 $   2,381,726  

 -         
 $   648,548  

 800,000  
 $   800,000 

 6,650,380 
 $   7,363,155

 31

Canadian Funds   
 
 
 
 
 
 
     
 
 
  
 
 
 
 
 
 
 
 
 
 
Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

7. INTANGIBLE ASSETS 

Intangible assets consist of:

COST 

Capitalized 
Development Costs 
Bioreactor 
(b) 

Patents and Trademarks 

Kinlytic® 
(a) 

QAPs 
(c) 

Total

      Balance, as at September 30, 2018 
         Additions 

 $        2,088,575  
 -           

 $ 

3,078,585  
-           

 $ 

-  
 81,568  

 $ 

5,167160 
 81,568  

      Balance, as at September 30, 2019 
         Additions 
         Impairment (a) 

        2,088,575  
 -           
 -           

3,078,585  
-           

(3,078,585)     

 81,568  
1,200  
- 

5,248,728 
1,200 
(3,078,585) 

      Balance, as at September 30, 2020 

  2,088,575  

- 

 82,768 

   2,171,343 

ACCUMULATED AMORTIZATION 

      Balance, as at September 30, 2018 
        Amortization expense  

      Balance, as at September 30, 2019 
         Amortization expense  

 150,842  
 139,238  

 290,080  
 139,239  

      Balance, as at September 30, 2020 

 429,319  

NET BOOK VALUE

-           
-           

-           
-           

 -           

-         
-         

-         
-         

-         

 150,842  
 139,238 

 290,080  
 139,239 

 429,319 

    Balance, as at September 30, 2019 
    Balance, as at September 30, 2020  

1,798,495  
 1,659,256  

$ 

3,078,585  
-          

   $ 

 $ 

81,568  
 82,768  

 4,958,648  
  1,742,024 

$ 

The Bioreactor intangible asset is depreciated on a straight line basis at a rate of 7%.  At each reporting date, the 
Company is required to assess its long-lived assets for potential indicators of impairment. If any such indication 
exists, the Company estimates the recoverable amount of the asset or CGU and compares it to the carrying value.  
In addition, irrespective of whether there is any indication of impairment, the Company is required to test long-
lived assets with definite lives which are not yet available for use at least annually. 

 32

Canadian Funds   
 
 
 
 
 
  
  
  
  
 
 
  
  
  
  
  
  
  
  
  
   
  
 
 
 
 
  
  
 
   
 
 
 
 
  
  
 
   
 
 
 
 
  
  
 
 
 
 
 
 
  
  
 
Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

7. INTANGIBLE ASSETS  (Continued)

a) Kinlytic®
The Company acquired the assets and rights pertaining to development, production, and licensing of Kinlytic® from 
ImaRX Therapeutics, Inc. in 2008.  The asset is not yet available for use as management has determined that it will 
require an investment of approximately US$20 million to validate the new manufacturing needed pursuant to filing a 
supplemental Biologics Licensing Application (sBLA) with the United States Food and Drug Administration in order to 
return the product to that market. 

The COVID-19 pandemic has increased the difficulty of partnering Kinlytic to obtain the required re-development 
funding.  This  is  for  two  reasons:  (i)  the  pandemic  has  disrupted  the  business  of  the  hospital-oriented  product 
companies  that  are  the  logical  partners  for  this  asset  (due  to  fewer  normal-course  procedures  being  done)  and 
thereby constrained the new product budgets of such companies, and (ii) ongoing restrictions on physical travel 
(i.e., closed borders, quarantines, etc.) are making it more difficult to advance negotiations, conclude partnerships, 
and manage off-site manufacturing or clinical trial work.

Accordingly,  Microbix  cannot  represent  a  precise  timeline  for  securing  a  funding  partner  to  advance  the  
re-development of Kinlytic to sBLA filing and renewed commercial sales.  In accordance with IAS 36, Impairment of 
Assets, the Company determined that the recoverable amount of the Kinlytic® asset does not support its continued 
value  and  wrote-down  the  asset,  which  is  presented  as  an  impairment  of  long-lived  assets  of  $3,078,586  in  the 
consolidated statement of income (loss) and comprehensive income (loss).

b) Bioreactor
The  Company  has  internally  developed  an  improved  bioreactor  production  process  (“Bioreactor”)  to  increase  the 
efficiency and output of manufacturing certain Antigen products.  

c) Quality Assessment Products (“QAPs”)
To  enhance  its  QAPs  business  of  providing  sample  mimics  for  use  in  quality  checks  across  various  laboratory  test 
applications,  Microbix  has  been  developing  intellectual  property.    Accordingly,  it  has  capitalized  various  patent 
application costs.  When the resulting patent issues in key markets, those costs will begin to be amortized in accordance 
with IFRS standards.  

 33

Canadian Funds  Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

8. DEBENTURES   

The Company has convertible and non-convertible debentures issued and outstanding as at September 30, 2020. The 
carrying values of the debt component of these debentures are as follows: 

 Non-convertible  
 debentures 

 (a) 

(b) 

 Total non-convertible 
 debentures  

Convertible debentures 
(d) 

(c) 

(e)

Total convertible
debentures

Date of issue 
Face value 

Jan, 2014  
 $ 2,000,000   

Apr, 2017 
500,000     

$ 

 $  2,500,000   

Oct, 2016 
$  1,500,000   

Oct, 2016 
500,000     $ 

 $ 

Oct, 2016 
2,500,000   

 $  4,500,000   

Liability component at 
   the date of issue 

   928,373 

 268,955  

-        

461,550   

 223,050   

 780,750  

-        

Balance, September 30, 2018 
   Accretion 
   Repayments 

       879,140 
   79,323 
 (99,609) 

Balance, September 30, 2019 
   Accretion 
   Repayments 
Balance, September 30, 2020 

       858,854 
       82,483 
  (108,504) 
             832,833 

   Less: current portion 
   Non-current portion 
Balance, September 30, 2020 

    118,980 
 713,853 
  832,883  

    $ 

 304,875  
 35,890  
 -        

 340,765  
 48,019  
 -        
 388,784  

 388,784  
 -        

 $ 

  388,784     

   1,184,015  
115,213  
  (99,609) 

   1,199,619  
130,502  
 (108,504) 
 1,221,617  

 483,330   
 17,045   
-        

 500,375   
22,991   
-        
523,366  

 280,475   
 44,434   
 -        

 324,909   
 59,452   
 -        
 384,361   

 821,630  
 31,900  
 -       

 853,530  
 42,938  
 -       
 896,468  

   1,585,435  
93,379  
-        

   1,678,814 
125,381 
-        
 1,804,195 

507,764  
  713,853  
 $   1,221,617  

 -        
   523,366  
 523,366  

$ 

    384,361   
 -        
  384,361   

 $ 

 $ 

 -        
    896,468  
  896,468 

   384,361  
   1,419,834 
 $    1,804,195

Equity component at 
   September 30, 2020 

Conversion price  
   per common share  

 -       

- 

- 

-      

    574,435   

631,222  

1,698,132  

   2,903,789 

 $ 

- 

 $ 

-  

$  0.23  

 $ 

0.23  

$ 

0.23 

Effective interest rate charged 
Payment frequency 
Maturity of financial instrument 
Stated interest rate 
Terms of repayment 

Blended quarterly repayment 

25.69% 
Quarterly 
Jan, 2029 
9% 
Principal 
and interest 
61,071  
$ 

30.20% 
Quarterly 
Apr, 2022 
12% 
Interest 
only 
N/A 

31.07% 
Quarterly 
Jan, 2029 
9% 
Interest 
only 
N/A 

30.20% 
Quarterly 
Feb, 2022 
9% 
Interest 
only 
N/A 

30.85%
Quarterly
Sep, 2028
9%
Interest
only
N/A 

The debentures denoted as (a), (c), and (e) above are secured against the real property and the personal property 
of the Company including, without limiting the foregoing, a registered second mortgage on the property at 265 Watline 
Avenue, Mississauga, Ontario, in favour of the holder, its successors and assigns subordinate only to indebtedness to a 
Canadian chartered bank or similar financial institution on normal commercial terms up to their maximum principal. 
The debentures denoted as (b) and (d) are secured by a subordinated security agreement covering all of the Company’s 
property and assets.

Convertible  debentures  contain  two  components:  liability  and  equity  elements.  The  equity  element  is  presented 
in equity under the heading of “equity component of debentures”. Convertible debentures are initially accounted for 
in  accordance  with  their  substance  and  are  presented  in  the  consolidated  financial  statements  in  their  component 
parts measured at the time of issue. The debt components were valued first with the residual to shareholders’ equity. 
The convertible debentures are convertible at the option of the holder, at any time, into fully paid and non-assessable 
common shares of the Company at the conversion price then in effect.

All of the debentures were issued to shareholders of the Company. A holder of a debenture has an economic interest 
in  future  earnings  of  the  Lumisort  asset  and  will  receive  a  distribution  equal  to  10%  of  any  future  earnings  that  are 
derived from the Lumisort asset. Over the term of the convertible debentures, the debt components will be accreted 
to the face value of the debentures by the recording of additional interest expense using the effective interest rate, as 
detailed above. 

 34

Canadian Funds   
 
 
 
 
 
 
 
 
 
  
  
   
  
  
  
   
  
 
 
 
 
 
 
 
  
  
  
 
 
  
  
 
 
 
 
 
 
 
 
 
 
Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

9. LONG-TERM DEBT, BANK INDEBTEDNESS AND OTHER DEBT

a)  The Company has term loans with the Business Development Bank (“BDC”) for a variety of purposes.  The following 

summarizes these loans as at September 30, 2020:

Term Loans with the Business 
Development Bank (“BDC”) 

(a) 

(b) 

(c) 

(d) 

(e) 

(f) 

Total 

Effective date of loan 
Initial Loan Amount 

Jun, 2008 
 $   3,000,000 

Oct, 2014 
 615,000   

$ 

Oct, 2015 
$  50,000  

Oct, 2015 
$  200,000  

Nov, 2015 
$  250,000  

Jul, 2018
 323,906 

$ 

$  4,438,906  

Balance, September 30, 2018 
       Proceeds from loan 
       Loan repayments during the period 

       2,157,580  
 -         
    (111,120) 

   225,500  
-         
   (123,000) 

Balance, September 30, 2019 
       Proceeds from loan 
       Loan repayments during the period 

      2,046,460  
 -         
    (111,120) 

     102,500  
-         
   (102,500) 

15,600  
-         
(12,480) 

3,120  
-         
(3,120) 

89,910  
-         
(39,960) 

49,950  
-         
(39,960) 

   112,320  
-         
(49,920) 

   298,336  
  -  
   (101,640) 

  2,899,246       
 -
   (438,120)

62,400  
-         
(49,920) 

   196,696  
    286,094   
   (101,640) 

 2,461,126       
    286,094
   (408,260)

Balance, September 30, 2020 

     $  1,935,340    

 $ 

 - 

 $ 

-    

 $ 

 9,990  

 $ 

 12,480  

 $ 

 381,150     $  2,338,960

Current Portion 
Non-current portion 

 111,120  
    1,824,000  

 -  
 -         

 -    
 -         

 9,990  
-         

12,480  
-         

   101,640  
    279,510  

 $ 

 235,230   
 2,103,730   

Payment frequency 
Maturity of loan 
Terms of repayment 

  Monthly 
  Feb, 2038 
  Principal 
  and interest  and interest  and interest  and interest 

Monthly 
Dec, 2020 
Principal 

Monthly 
Dec, 2019 
Principal 

Monthly 
Jul, 2020 
Principal 

Monthly 
Dec, 2020 
Principal 
and interest 

Monthly 
Jun, 2024 
Principal
and interest 

Notes: 

(a)  Loan for the purchase of manufacturing facility and building improvements. 
(b)  Loan for the purchase of equipment for our bioreactor project 
(c)  Loan for the purchase of building improvements. 
(d)  Loan for the purchase of manufacturing equipment   
(e)  Working Capital loan 
(f)  Loan for the purchase of manufacturing equipment 

  All BDC loans have a floating interest rate based on BDC’s floating base rate plus 0.5% - 1.8%. At September 30, 2020, 

the rate was 5.05% (2019 – 6.55%).  The loans are secured with the building and equipment.

  On May 3, 2017, the Company signed an agreement with Business Development Corporation for a new equipment 
credit facility in the amount of $610,000. On July 4, 2018 the Company received funds in the amount of $323,906, 
drawn on this facility.  During Q1 2020, the Company received the remaining funds of $286,094.

  As at September 30, 2020, the commitments for the next five fiscal years and thereafter for the BDC loans is as follows:

2021   
2022  
2023  
2024  
2025  
2026 and thereafter  

 35

$ 

Amount 
   235,230       
212,760 
212,760 
  187,350 
 111,120   
$    1,379,740   

Canadian Funds   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
   
  
  
  
  
  
  
  
  
  
   
  
  
   
  
  
  
  
  
  
  
 
  
  
 
  
  
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

9. LONG-TERM DEBT, BANK INDEBTEDNESS AND OTHER DEBT (Continued)

b)  On September 18, 2019, the Company received approval from its Chartered Bank to increase the borrowing limit on 
its line of credit to $2.0 million.  This line of credit bears interest at prime plus 2% (4.45% on September 30, 2020).

  As at September 30, 2020 the Company had no funds drawn on the facility (September 30, 2019- $1,400,000).  The 

Company’s usage of this facility varies across its manufacturing, sales and AR collection cycles.

c)  On July 29, 2019, the Company signed an agreement with Federal Economic Development Agency for Southern 
Ontario to provide a repayable government contribution where the Federal Development Agency has agreed to 
contribute funding for 30% of the Business Scale-up and Productivity Project expenditures made by the Company, 
up to $2,752,500 over the next four years. The Company is required to submit eligible expenses on a quarterly basis 
to receive the interest-free contributions.  Repayment of the contribution does not begin until December 15, 2024.  
As at September 30, 2020, the Company has received contributions totalling $455,991 (September 30, 2019 – nil).  
The Company determined that the “Loan” consists of two components: an obligation to repay; and a government 
grant in the form of exemption from interest. The Company fair valued the obligation to repay at $267,771, based 
on  a  discount  rate  of  8%,  which  represents  management’s  best  estimate  of  fair  value.  The  residual  amount  of 
$188,491 is allocated to the associated government grant and recognized as income over the period in which the 
related costs they are intended to compensate are recognized.  As at September 30, 2020, the carrying value of the 
Loan is $267,770 (September 30, 2019 – nil) and $111,210 is recognized as a deferred grant within deferred revenue 
on the statement of financial position (September 30, 2019 – nil).

  The Company is in compliance with the covenants associated with this loan as at September 30, 2020.

  The estimated repayments on the existing term facilities in future fiscal years are as follows: 

Fiscal Years 
2025   
2026  
2027  
2028  
2029  
2030  

$ 

Amount 
    75,998        
  91,198     
 91,198     
 91,198    
 91,198    
 15,200    

 36

Canadian Funds   
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

10. SHARE CAPITAL

The  Company  is  authorized  to  issue  an  unlimited  number  of  common  shares  with  no  par  value  and  an  unlimited 
number of preference shares with no par value.  

On January 30, 2020, the Company completed a private placement offering of an aggregate of 11,800,000 units for total 
gross proceeds of $2,360,000, net proceeds of $2,150,759 after share issuance costs of $209,242. Each unit consists of 
one common share of Microbix and one common share purchase warrant. Each whole warrant entitles the holder to 
purchase one additional common share at an exercise price of $0.36 for five years. Fair value of the common share 
purchase warrants was determined to be $ 1,205,892.  Gross proceeds were allocated to common shares and common 
share purchase warrants in the amount of $ 1,611,450 and $748,550 respectively.  The financing was non-brokered. 
Cash commissions of $104,300 were paid and an aggregate of 521,500 Broker’s Warrants were issued in the private 
placement offering.  Fair value of the broker warrants was determined to be $42,476 using the Black-Scholes option 
pricing model. The volatility of the stock for the Black-Scholes options pricing model was based on 5-year historic 
volatility of the Company’s stock price (69%) and the risk free rate of interest of 1.38% is based upon the Government 
of  Canada  benchmark  bond  yields  -  3  to  5  year  at  the  date  of  the  award  of  the  Broker’s  warrants  and  a  five  year 
term.  Management believes that the historic stock volatility provides a fair and appropriate basis of estimate for the 
expected future volatility of the stock.  Each Broker’s Warrant entitles the holder to purchase one common share at a 
price of $0.36 for a period of five years.  All securities issued under the private placement will be subject to a holding 
period, expiring four months and one day from the date of closing. 

The number of issued and outstanding common shares and the stated capital of the Company are presented below:  

Balance, as at September 30, 2019 
     Issued on private placement 

Number  
of Shares  

Stated
Capital

96,972,705  
11,800,000  

 $  33,912,460  
 1,444,684

Balance, as at September 30, 2020 

 108,772,705  

 $     35,357,144  

 37

Canadian Funds   
   
 
   
Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

11. COMMON SHARE PURCHASE WARRANTS

A continuity of the Company’s warrants outstanding as at September 30, 2020 is presented in the following table:

Balance, September 30, 2018 
   Issued 
   Expired 

Balance, September 30, 2019 
   Issued (see note 10) 
   Expired 
Balance, September 30, 2020 

Weighted
average 
exercise
price

Units 

   15,168,579   

-  
 (3,449,763)  

 $  0.40
- 
   0.55  

   11,718,816   
 12,321,500  
 (755,764)  
 23,284,552   

   0.36  
   0.36 
   0.34  
 $  0.36  

A summary of the Company’s warrants outstanding as at September 30, 2020 and 2019 is presented in the following table:

September 30, 2020 

  September 30, 2019

Weighted  
average  
exercise  
price  

Number  
outstanding  

Weighted 
average 
remaining 
contractual 
life 
years 

Weighted  
average  
exercise  
price  

Number  
outstanding  

Weighted
average
remaining
contractual
life
years

 1,500,000  
 21,784,552   
 23,284,552    

 $ 

 $ 

0.55  
0.35  
0.36  

 0.03  
 2.66  
 2.49 

 1,500,000   
  10,218,816   
 11,718,816   

 $  0.55  
   0.33  
 $  0.36  

 1.03 
 1.37 
 1.32 

Range of exercise prices: 

$0.47 to $0.55 
$0.23 to $0.46 

On  September  28,  2020,  the  Company  extended  the  term  of  an  aggregate  of  7,413,052  common  share  purchase 
warrants (“Warrants”) by one year, which were issued in connection with Microbix’s October, 2015 and October, 2017 
private placement financings.

The  Warrants  now  entitle  holders  to  purchase  common  shares  of  Microbix  at  prices  from  $0.36  to  $0.55  until 

October, 2021.   All other Warrant terms remain unchanged.

 38

Canadian Funds   
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

12. STOCK OPTION PLAN

Under  the  Company’s  stock  option  plan,  the  Company  may  grant  options  to  purchase  common  shares  up  to  a 
maximum of 10% of the Company’s issued and outstanding common shares.  Under the plan as at September 30, 
2020, the Company has a total of 10,040,000 options (September 30, 2019 – 7,738,000) issued and pending and is 
eligible to issue up to a total of 10,877,270 options. 

The exercise price of each option equals no less than the market price at the date immediately preceding the date 
of the grant. In general, the Company’s stock option plan vests options in equal amounts across a period following 
their issue date.  The options granted during this year and future options grants will generally be vested in a single 
step on the third anniversary date following their issue.  Management does not expect any remaining unvested stock 
options at the year-end to be forfeited before they vest.

The activity under the Company’s stock option plan for year ended September 30, 2020 is as follows:

Balance, September 30, 2018 

     Stock options forfeited 
     Stock options issued 

Balance, September 30, 2019 

     Stock options issued 
     Options Expired/Forfeited 

Balance, September 30, 2020 

Exercisable, September 30, 2020 

Weighted average  
exercise  price            

Units 

5,590,000  

 $ 

0.39 

(22,000) 
2,170,000  

0.54
0.23

7,738,000  

 $ 

0.35 

2,350,000  
(48,000)  

 10,040,000  

 5,600,000   

0.22
0.54

0.32 

0.39 

 $ 

 $ 

The exercise price of each option equals the closing market price of the Company’s capital stock on the day preceding 
the  grant  date.    The  following  table  reflects  the  number  of  options,  their  weighted  average  price  and  the  weighted 
average remaining contract life for the options grouped by price range as of September 30, 2020 and 2019:

September 30, 2020 

  September 30, 2019 

Weighted  
average  
exercise  
price  

Number  
outstanding  

Weighted 
average 
remaining 
contractual 
life 
years 

Weighted  
average  
exercise  
price  

Number   
outstanding  

Weighted
average
remaining
contractual
life
years

 2,400,000     
 7,640,000    
 10,040,000     

 $ 
 $ 
 $ 

0.54  
 0.25  
  0.32   

 0.04   
 3.09  
 2.36  

  2,418,000  
 5,320,000  
 7,738,000    

 $   0.54 
 $  0.26 
 $  0.39  

 1.08  
3.72 
 3.41 

Range of exercise prices: 
$0.54 
$0.215 to $0.28 

 39

Canadian Funds   
 
 
 
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

12. STOCK OPTION PLAN (Continued)

The fair value of options granted during fiscal 2020 was estimated at the grant date using the Black-Scholes 

options pricing model, resulting in the following weighted-average assumptions:

Option Grant Dates 
Share price on issue date 
Dividend yield 
Volatility 
Risk-free interest rate 
Expected option life (years) 
Weighted average fair value of  
each option ($/option)

2020 

2019 

Feb.2020 
$0.215  
0% 
69% 
1.4% 
5 
$0.12  

Aug.2020 
$0.28  
0% 
71% 
0.3% 
5 
$0.16  

Feb.2019 
$0.23  
0% 
67% 
0.5% 
5 
$0.13  

Apr.2019
$0.25 
0%
67%
0.5%
5
$0.14 

Stock options are assumed to be exercised at the end of the option’s life, as management believes the probability of an early 
exercise is remote. During the year, the fair value of the options vested in the year were expensed and credited to contributed 
surplus.  During the year, the Company recorded share-based compensation expense of $158,836 (2019 - $151,988). 

13. INCOME (LOSS) PER SHARE

Basic income (loss) per share is calculated using the weighted average number of shares outstanding. Diluted income 
per share reflects the dilutive effect of the exercise of stock options, warrants and convertible debt. The following 
table reconciles the net income and the number of shares for the basic and diluted loss per share computations:  

for the year ended September 30 

2020 

2019

Numerator for basic income (loss) per share: 
     Net loss available to common shareholders 

Denominator for basic income (loss) per share: 
     Weighted average common shares outstanding 
     Effect of dilutive securities:
        Warrants   
        Stock Options 
        Convertible debentures 

$     (6,227,525) 

$      31,918   

   104,839,372  

 96,972,705    

 - 
- 
-  

 105,325 
 7,022 
- 

Denominator for diluted net loss per share 

  104,839,372  

 97,085,052       

Net income (loss) per share: 
        Basic    
        Diluted 

($0.059) 
($0.059) 

$0.000
$0.000 

The following represents the warrants, stock options and convertible debentures not included in the calculation 
of diluted EPS due to their anti-dilutive impact:

for the year ended September 30 

Pursuant to warrants   
Under stock options 
Pursuant to convertible debentures 

2020 

23,284,552 
10,040,000 
19,565,217 
52,889,769 

2019

11,613,491
7,730,978
19,565,217
38,909,686

 40

Canadian Funds   
 
 
 
 
 
                      
 
 
 
 
 
 
 
 
 
 
  
 
 
 
   
 
 
 
Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

14. EXPENSES BY NATURE

The Company has chosen to present its consolidated statements of income (loss) and comprehensive income (loss) 
based on the functions of the entity and include the following expenses by nature for the year ended September 30:

Depreciation and amortization

Included in: 
   Cost of goods sold 
   General and administrative expenses     
   Reasearch and development 
Total depreciation and amortization 

Employee costs

   Short-term wages, bonuses and benefits 
   Share based payments 
Total employee costs   

Included in: 
   Cost of goods sold 
   Research and development 
   General and administrative expenses 
   Selling and business development 
Total employee costs   

2020 

2019

 $ 

  $ 

   598,003    
 79,566  
 12,518  
  690,087    

 $ 

 $ 

 553,346       
4,841       
10,635             
 568,822   

2020 

2019

 $     5,809,758   
  114,980  
 5,924,738   

 $ 

  6,074,929    
151,987    
 6,226,916        

 $     2,972,026   
  978,086  
 1,489,355  
 485,271  
  5,924,738    

 $ 

 $ 

 3,135,253         
960,924        
   1,656,456         
474,283        
 6,226,916        

 $ 

During the year, the Company received $531,760 in assistance from the Canada Emergency Wage Subsidy program.  
This subsidy has been recorded against the related employee costs.

15. INCOME TAXES AND INVESTMENT TAX CREDITS

Income taxes consist of the following, for the years ended September 30:

Provision based on combined federal and provincial 
   statutory rates of 25.00 % (2019 – 25.00%) 

Increase (decrease) resulting from: 
   Non deductible expenses 
   Stock-based compensation 
   Change in deferred tax assets not recognized 
   Adjustment in respect of income taxes of prior year and other 
Income tax expense 

2020 

2019

 $   (1,164,822) 

 $ 

 7,980  

343  
39,709  
 2,747,317  
 (54,310) 
  1,568,237     

 $ 

 $ 

869 
37,997          
(274,083)          
239,000        
  11,763     

The Company has unclaimed research and development expenses and accumulated losses for income tax purposes. 
Certain amounts have been recognized to the extent that it is probable that there will be sufficient taxable income 
against which to utilize the benefits of the losses and expenses in the foreseeable future.

 41

Canadian Funds   
 
 
  
 
         
  
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
   
  
 
 
 
  
  
  
 
 
 
  
  
 
          
  
 
 
 
  
 
 
 
 
  
   
 
 
 
 
    
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
  
 
 
  
 
 
 
 
 
Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

15. INCOME TAXES AND INVESTMENT TAX CREDITS (Continued)

The accumulated non-capital losses may be used to reduce taxable income in future years and must be claimed no 
later than September 30:     

2032 
2037 
2040 

The significant components of deferred income tax assets are summarized as follows:  

$  
 1,026,000  
 279,000   
 481,000         
      1,786,000      

2020 

2019

Deferred income tax assets: 
   Non-capital loss carry-forwards 
   Difference in net book value compared to undepreciated capital cost 
   Deferred financing fees and other reserves 
   Unclaimed research and development expenses   
   Lease liabilities 
Deferred income tax liability related to debentures  
Right of use assets 
Tax assets not recognized 
Deferred tax assets recognized 

 $ 

  446,404   
 3,376,299  
 132,468  
 3,806,280  
137,143  
 (848,936) 
 (90,290) 
    (6,959,369) 

 $ 

  -   

 $ 

 576,538   
   2,657,633 
78,165 
   3,785,914 
62,381           
 (913,213)        
 -        
   (4,679,181)       
   1,568,237      

 $ 

In fiscal 2020 the Company incurred $166,765 of share issuance costs which will be deducted from taxable income at 
$33,353 over five years.  The deferred tax assets for these transactions have not been recognized. 

The  unrecognized  balance  of  federal  research  and  development  investment  tax  credits  carried  forward  is 
$3,156,533, reduced by a deferred tax liability of $789,133. The credits expire between 2026 and 2040. The unrecognized 
portion of Ontario research and development tax credits carried forward is $247,685 and these credits expire between 
2030 and 2040.  As a result of the uncertainty related to the impact of COVID-19 on the Company’s business activities, the 
deferred tax asset of $1,568,237 was fully written down as of September 30, 2020.

16. CHANGES IN NON-CASH WORKING CAPITAL

Accounts receivable 
Inventory 
Prepaid expenses and other assets 
Investment tax credits receivable 
Deferred Revenue 
Accounts payable and accrued liabilities 

2020 

2019

 $ 

 $ 

  (167,539)  
187,528  
 (120,864) 
 57,441  
486,784  
18,086  
 461,436  

 $ 

 $ 

 (395,990)   
(33,224) 
70,764 
24,373 
(290,662)           
(303,976)    
    (928,715)    

 42

Canadian Funds   
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
  
  
 
 
  
  
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
       
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
  
  
 
 
 
 
  
  
 
 
 
 
 
 
 
Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

17. FINANCIAL EXPENSES

Cash interest: 
   Interest on long-term debt 
   Interest on debentures 
   Interest other 
Non-cash interest: 
   Accretion on debentures 
   Accretion interest expense 
Financial expenses 

18. CAPITAL MANAGEMENT

2020 

2019

 $ 

144,899  
600,780  
31,513  

 $ 

175,798    
   609,675   
72,013   

255,883  
  23,027    
$  1,056,102  

   208,592       
- 

 $  1,066,078  

The Company’s capital management objective is to safeguard its ability to function as a going concern to maintain 
and grow its operations and to fund its development activities.  Microbix defines its capital to include the drawn 
portion  of  the  revolving  line  of  credit,  shareholders’  equity,  long-term  debt,  and  the  debentures.    The  capital  at 
September 30, 2020 was $12,052,022 (September 30, 2019 - $17,276,967).

To date, the Company has used cash provided by operating activities, common equity issues, debentures, bank 
mortgage and other financing to fund its activities. The equity is through private placements, the debentures are all 
controlled by private individuals known to the Company and the mortgage and other financing are with the Business 
Development  Bank,  FedDev  and  TD  Bank.  If  possible,  the  Company  tries  to  optimize  its  liquidity  needs  by  non-
dilutive sources, including cash provided by operating activities, investment tax credits, grants and interest income. 
The Company has a revolving line of credit of $2,000,000 with its Canadian chartered bank, Note 9. 

The  Company’s  general  policy  is  to  not  pay  dividends  and  retain  cash  to  keep  funds  available  to  finance  the 
Company’s growth. However, the Board of Directors may, from time to time, choose to declare a dividend in assets if 
warranted by circumstances.  There was no change during the year in how the Company defines its capital or how it 
manages its capital.

19. FINANCIAL INSTRUMENTS

The Company categorizes its financial assets and liabilities measured at the fair value into one of three different levels 
depending on the observation of the inputs used in the measurement. 

For the year ended September 30, 2020 and 2019, the Company has carried at fair value financial instruments in Level 
1. At September 30, 2020, the Company’s only financial instrument measured at fair value is cash, which is considered to 
be a Level 1 instrument. There were no transfers between levels during the year.

The three levels are defined as follows:

a)  Level 1: Fair value is based on unadjusted quoted prices for identical assets or liabilities in active markets.

b)  Level 2: Fair value is based on inputs other than quoted prices included within Level 1 that are not observable for the 

asset or liability, either directly (i.e. as prices) or indirectly (i.e. derived from prices); and

c)  Level 3: Fair value is based on valuation techniques that require one or more significant unobservable inputs.

 43

Canadian Funds   
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
   
 
 
 
  
 
 
   
 
 
 
 
  
  
 
 
  
 
 
 
 
 
Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

19. FINANCIAL INSTRUMENTS (Continued)

Date of 
valuation 

Quoted prices 
in active 
markets 
(Level 1) 

Significant 
observable 
inputs 
(Level 2) 

Significant
unobservable
inputs
(Level 3)

Assets measured at fair value: 
    Cash  

30-Sep-20  

 $ 

 92,661      

      -   

          - 

Liabilities for which fair values are disclosed: 
    Non-convertible debentures 
    Convertible debentures 
    Long-term-debt and other debt 

30-Sep-20      
30-Sep-20      
30-Sep-20      

-   
 -   
-   

 -   
 -   

    $    1,221,617   
  1,804,195   

 $    2,606,733  

 -  

Date of 
valuation 

Quoted prices 
in active 
markets 
(Level 1) 

Significant 
observable 
inputs 
(Level 2) 

Significant
unobservable
inputs
(Level 3)

Assets measured at fair value: 
    Cash  

30-Sep-19   

$    95,571     

      -   

          - 

Liabilities for which fair values are disclosed: 
    Non-convertible debentures 
    Convertible debentures 
    Long-term-debt and other debt 

30-Sep-19    
30-Sep-19     
30-Sep-19    

-   
 -   
-   

 -   
 -   
 3,861,126   

$ 

  $   1,199,619  
   1,678,814    

 -  

The fair value of a financial instrument is approximated by the consideration that would be agreed to in an arm’s 
length transaction between willing parties and through appropriate valuation methods, but considerable judgment 
is required for the Company to determine the value.  The actual amount that could be realized in a current market 
exchange could be different than the estimated value. 

The fair values of financial instruments included in current assets and current liabilities approximate their carrying 

values due to their short-term nature.

The fair value of the long-term debt is based on rates currently available for items with similar terms and maturities 
and  is  repriced  to  floating  market  interest  rates  and  as  such,  the  carrying  value  of  the  long-term  debt  and  other 
debt approximates fair value.  The convertible and non-convertible debenture fair values are estimated based on 
rates for items with similar terms and maturity.  The fair values of financial instruments in other long-term liabilities 
approximate their carrying values as they are recorded at the net present values of their future cash flows, using an 
appropriate discount rate.

 44

Canadian Funds   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

20. FINANCIAL RISK MANAGEMENT

The primary risks that affect the Company are set out below and the risks have not changed during the reporting 
periods.  The list does not cover all risks to the Company, nor is there an assurance that the strategy of management 
to mitigate the risks is sufficient to eliminate the risk. 

Risks arising from financial instruments and risk management

The  Company’s  activities  expose  it  to  a  variety  of  financial  risks:  market  risk  (including  foreign  exchange  risk), 
credit risk and liquidity risk. The Company’s overall risk management program focuses on the unpredictability of 
financial markets and seeks to minimize potential adverse effects on the Company’s financial performance.

Risk  management  is  the  responsibility  of  the  corporate  finance  function.  Material  risks  are  monitored  and  are 

regularly discussed with the Audit Committee of the Board of Directors.

Credit risk

The  Company’s  cash  is  held  in  accounts  or  short-term  interest  bearing  accounts  at  one  of  the  major  Canadian 
chartered banks.  Management perceives the credit risk to be low.  Typically the outstanding accounts receivable 
balance  is  relatively  concentrated  with  a  few  large  customers  representing  the  majority  of  the  value.  As  at 
September 30, 2020, five customers accounted for 74% (September 30, 2019 - five customers accounted for 78%) 
of the outstanding balance.  In addition, for the year ended September 30, 2020, five customers accounted for 61% 
(September 30, 2019 - five customers accounted for 64%) of revenues.  The Company has had minimal bad debts 
over the past several years and accordingly management has recorded an allowance of $10,000 (September 30, 
2019 - $25,625).

Trade accounts receivable are aged as follows:

Current   
0 - 30 days past due 
31 - 60 days past due 
61 days and over past due 

September 30, 2020  September 30, 2019

 $   1,872,928   
  1,431   
 732   
 1,918  
 $   1,877,009    

 $ 

 $ 

 1,602,262   
 102,962       
 4,246        
 -          
 1,709,470       

 45

Canadian Funds   
 
 
 
 
 
 
 
 
 
 
  
  
 
           
Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

20. FINANCIAL RISK MANAGEMENT (Continued)

Market risk and foreign currency risk

Market risk is the risk that changes in market prices, such as foreign exchange rates, will affect the Company’s 
income or the value of its financial instruments. The Company’s activities that result in exposure to fluctuations 
in foreign currency exchange rates consist of the sale of products and services to customers invoiced in foreign 
currencies  and  the  purchase  of  services  invoiced  in  foreign  currencies.  The  Company  does  not  use  financial 
instruments to hedge these risks.   

As at September 30 the significant balances, quoted in Canadian dollars, held in foreign currencies are:

U.S. dollars 

Euros

2020 

2019 

2020 

2019

Cash  
Accounts receivable 
Accounts payable and accrued liabilities 

  $    15,397    
      1,186,876  
  150,600  

 $      88,820     
 797,352  
 197,551   

 $ 

   1,551       $      5,223   
 591,454     
273,858  
-  
- 

The Company’s revenue and expenses by foreign currency for the years ended September 30, 2020 and 2019 are 
as follows:

Revenue 
Euros 
U.S. dollars 

Expenses
U.S. dollars 

2020 

34%   
62% 

5% 

2019 

45%
53%

7%  

Based upon 2020 results, the impact of a 5% increase in the U.S. dollar against the Canadian dollar would result 
in an increase in annual U.S. dollar based revenue of approximately $327,900 Cdn. The impact of a 5% increase in the 
Euro against the Canadian dollar would result in an increase in annual Euro based revenue of approximately $180,200. 
Correspondingly, the impact of a 5% decrease in the U.S. dollar against the Canadian dollar would result in a loss in 
annual U.S. dollar based revenue of approximately $327,900 Cdn. The impact of a 5% decrease in the Euro against the 
Canadian dollar would result in a loss in annual Euro-based revenue of approximately $180,200. 

Liquidity risk

Liquidity risk is the risk that the Company will encounter difficulties in meeting its financial liability obligations as they 
become due.  The Company has a planning and budgeting process in place to help determine the funds required to 
support the normal operating requirements on an ongoing basis.  The Company has financed its cash requirements 
primarily  through  issuance  of  securities,  short-term  borrowings,  long-term  debt  and  debentures.    The  Company 
controls  liquidity  risk  through  management  of  working  capital,  cash  flows  and  the  availability  and  sourcing  of 
financing.  Based on current funds available and expected cash flow from operating activities, management believes 
that the Company has sufficient funds available to meet its liquidity requirements for the foreseeable future. However, 
if  cash  from  operating  activities  is  significantly  lower  than  expected,  if  the  Company  incurs  major  unanticipated 
expenses or the Company’s borrowings are called, it may be required to seek additional capital in the form of debt 
or equity or a combination of both.  Management’s current expectations with respect to future events are based on 
currently available information and the actual outcomes may differ materially from those current expectations.

 46

Canadian Funds   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
           
   
  
Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

20. FINANCIAL RISK MANAGEMENT (Continued)

Interest rate risk

Financial instruments that potentially subject the Company to cash flow interest rate risk are those assets and liabilities 
with a variable interest rate.  Interest rate risk exposure is primarily on the BDC debt that has a variable rate that is 
pegged to the bank rate.  The rate can be fixed at the Company’s option, if the outlook for interest rates should move 
higher.  The only other variable debt the Company has is the $2,000,000 line of credit that bears interest at the bank’s 
prime lending rate plus 2.0%.  A 1% increase in the bank rate would cost the Company approximately $30,000 per year 
for BDC and about $20,000 on the line of credit usage if it were fully used throughout the fiscal year.

21. SEGMENTED INFORMATION

The Company operates in two ways: (i) the development, manufacturing and sales of antigens as materials for the 
medical diagnostic industry or as quality assessment products and, (ii) the development and commercialization of 
novel and proprietary products or technologies such as Lumisort and Kinlytic.  The following is an analysis of the 
Company’s revenues and profits from continuing operations for the year ended September 30, segmented between 
antigens and Other (including Lumisort and Kinlytic):

Segment revenue 

2020 

2019 

Segment profit (loss)
2019
2020 

Antigen and QAPs 
Other (Includes Kinlytic ® and Lumisort ™) 
Total for continuing operations 

 $  10,514,847  
10,057 
  $  10,524,904  

 $  13,412,341  

 -   

 $  13,412,341 

$   (1,433,098)  
(3,226,191)  
$   (4,659,288)   

 $  315,698  
(272,017) 
 $     43,681 

Segment  revenue  reported  above  represents  revenue  generated  from  external  customers.  There  were  no  inter-

segment sales in the current period (2019 - $Nil).

Segment  loss  represents  the  profit  (loss)  before  tax  earned  by  each  segment  without  allocation  of  central 
administration costs, directors’ fees, and finance costs. These general costs are reflected in the Antigen Products and 
Technologies segment. This is the measure reported to the chief operating decision maker for the purposes of resource 
allocation and assessment of segment performance. 

Segmented assets and liabilities as at September 30 are as follows:

Segment assets 

2020 

2019 

Segment liabilities
2020 

2019

Antigen and QAPs 
Other (Includes Kinlytic ® and Lumisort ™) 
Total for continuing operations 

 $   15,598,010  

-  

  $   15,598,010  

 $  14,982,751  
 3,078,585   
 $  18,061,336  

$   8,978,534  

- 

$   8,978,534  

 $ 7,692,165  
-
 $ 7,692,165 

All assets are allocated to reportable segments other than interests in associates and current and deferred tax assets. 
Assets used jointly by reportable segments are allocated on the basis of the revenues earned by individual reportable 
segments.    All  liabilities  are  allocated  to  reportable  segments  other  than  borrowings  and  current  and  deferred  tax 
liabilities. Liabilities for which reportable segments are jointly liable are allocated in proportion to segment assets.

 47

Canadian Funds     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

21. SEGMENTED INFORMATION (Continued)

Segmented depreciation and amortization, impairment of long-lived assets and additions to non-current assets 
as at September 30 are as follows:   

Depreciation and 
amortization 

2020 

2019 

Additions to 
non-current assets 
2019 
2020 

Impairment of 
long-lived assets
2020 

2019

Antigens and QAPs 
Other (Includes Kinlytic ® 
and Lumisort ™)

  $ 690,087  
        -   

 $  568,822  
       -  

$  813,908  
         -   

 $  514,800  
       -   

         -  
3,078,585   

         -   
         -   

   $ 690,087  

 $  568,822  

$  813,908  

 $  514,800  

$3,078,585  

        -    

22. REVENUES AND GEOGRAPHIC INFORMATION

The Company operates in three principal geographical areas – North America (where it is domiciled), Europe and in 
other foreign countries. The Company’s revenue from external customers is tracked based on the bill-to location.   
Information about its non-current assets by location of assets are also detailed below.  It should be noted that our 
distribution partner for Asia is based in the United States, so most sales destined to Asia are reflected in the North 
American total.

For the quarter ended September 30, 

2020 

2019 

2020 

2019

Revenue from 
external customers 

Non-current
assets

North America 
Europe 
Other foreign countries (directly) 

 $  5,590,760      
     4,854,353  
 79,791  

 $   4,958,987        

 $   9,105,179          $   13,177,265 

 8,129,031            
 324,323           

-    
-    

 -   
 -   

 $10,524,904        

 $ 13,412,341       

 $   9,105,179         $  13,177,265          

The following table reflects the movement in the Company’s deferred revenues:

For the period ended September 30, 

2020 

2019

Balance, beginning of the year 

$       640,463      

$ 

  931,125     

Cash payments or advance payments on performance obligations 
Revenue recognized during the year 
Deferred government grants (see note 9) 

    2,382,730   
  (1,818,665) 
  111,210   

    2,777,273     
 (3,067,935)

-

Balance, September 30 

 $    1,315,738   

 $ 

 640,463         

 48

Canadian Funds   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

23. RELATED PARTY TRANSACTIONS

Key management compensation

Key  management  personnel  are  those  persons  having  authority  and  responsibility  for  planning,  directing  and 
controlling  the  activities  of  the  Company.  Key  management  includes  directors  and  key  management  executive 
officers.  Compensation for the Company’s key management personnel was as follows:

For the year ended September 30, 

2020 

2019

Short-term wages, bonuses and benefits 
Share-based payments 
Total key management compensation 

$ 

    998,674     
    77,392  

 $     1,076,066     

$     927,603         
 99,945       
$   1,027,548        

24. COMMITMENTS AND CONTINGENCIES

Payments on convertible and non-convertible debentures (Note 8)

2021 
2022 
2023 
2024 
2025 
2026 and thereafter 

Contingencies

$ 

Amount
      709,242     
 1,657,992 
 604,242    
 604,242    
 604,242    
 5,923,681 
$  10,103,641   

The Company is not party to any legal proceedings arising out of the normal course of business.

25. COMPARATIVE CONSOLIDATED FINANCIAL STATEMENTS

The comparative consolidated financial statements have been reclassified from statements previously presented to 
conform to the presentation of the 2020 consolidated financial statements. 

 49

Canadian Funds   
 
 
   
 
 
  
 
 
 
 
 
 
 
 
 
 
 
Notes to the Consolidated Financial Statements
As at and for the years ended September 30, 2020 and 2019

26. COMPARATIVE CONSOLIDATED FINANCIAL STATEMENTS

On October 5, 2020, the Company signed a grant agreement with the Ontario Together Fund (“OTF”) of the Ministry 
of Economic Development, Job Creation and Trade.  The grant of $1.45 million will cover 50% of the cost to automate 
production of the Company’s quality assessment products (QAPs™) that help ensure the accuracy of infectious disease 
diagnostic testing, and enable local, secure, and cost-effective automated production of the quantities of viral transport 
media (“Media”) needed for Ontario’s nucleic-acid testing for COVID-19.

At the request of the Province of Ontario, the Company will now create a secure and locally-based supply of Media, 
any lack of which limits capacity for COVID-19 testing. It is the Company’s intention to begin production on a semi-
automated  basis  before  calendar  year-end,  and  move  to  fully-automated  production  as  soon  as  possible  in  2021.  
OTF’s grant contribution will help fund automation at the Company’s 10,500 square foot production, packaging, and 
administrative site – to provide secure and cost-effective domestic supply of high quality Media. The grant will also be 
used toward funding automation of QAPs manufacturing, as needed to support growing unit volume requirements – 
as projected by lab accreditation agencies, diagnostic test-makers, clinical labs, and distributors. Lastly, the grant will 
assist Microbix in creating more highly-skilled jobs in science and manufacturing in Mississauga.

 50

Canadian Funds  CORPORATE INFORMATION

Corporate Counsel

Boyle & Co. LLP

Auditors 

Transfer Agent 

Ernst Young LLP
Chartered Accountants

AST Trust Company Inc. 
as the Administrative Agent for 
CIBC Mellon Trust Company
416-682-3860     1-800-387-0825

Bankers

The Toronto Dominion Bank 

Head Office

Microbix Biosystems Inc.
265 Watline Avenue, Mississauga,
Ontario  Canada  L4Z 1P3
Tel: 905-361-8910
Fax: 905-361-8911
www.microbix.com

DIRECTORS

Peter M. Blecher 
Ontario, Canada
Medical Director
CPM - Centres for Pain Management

Mark A. Cochran 
Virginia, USA
Executive Director (Retired)
Johns Hopkins Healthcare

Vaughn C. Embro-Pantalony (1) (2)
Ontario, Canada
Pharmaceutical Executive 

William J. Gastle (2)
Ontario, Canada
Executive Chairman
Microbix Biosystems Inc.

Cameron Groome (2)
Ontario, Canada
Chief Executive Officer and President
Microbix Biosystems Inc.

Martin A. Marino (1) (2)
Ontario, Canada
Pharmaceutical Executive

Joseph D. Renner (1) (2)
New Jersey, USA
Pharmaceutical Executive

(1)Member of Audit Committee.
(2)Member of the Human Resources, 
  Compensation and Governance Committee.

SENIOR MANAGEMENT

William J. Gastle
Executive Chairman

Cameron L. Groome
Chief Executive Officer and President 

James S. Currie
Chief Financial Officer

Kenneth Hughes
Chief Operating Officer

Dr. Mark Luscher
Senior Vice-President, Scientific Affairs

Phillip Casselli
Senior Vice-President, Sales & Business Development

Kevin J. Cassidy
Vice-President, Biopharmaceuticals

Christopher B. Lobb
General Counsel & Secretary

 51

Canadian Funds   
 
 
 
265 Watline Avenue, 
Mississauga, ON
Canada  L4Z 1P3
Tel: 905-361-8910   
Fax: 905-361-8911
1-800-794-6694
Web Site: www.microbix.com