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Mineral & Financial Investments

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FY2016 Annual Report · Mineral & Financial Investments
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MINERAL & FINANCIAL INVESTMENTS LIMITED  

Annual Report and Financial Statements 
for the year ended 31 December 2016 

 
 
 
 
 
 
 
 
 
 
 
1 

Mineral & Financial Investments Limited 

CONTENTS 

REPORTS 

Company Information 

Chairman’s Statement 

Investment Review 

Strategic Report 

Directors' Report 

Corporate Governance Report 

Report on Remuneration 

Report of the Independent Auditor 

FINANCIAL STATEMENTS 

Statement of Comprehensive Income 

Statement of Financial Position 

Statement of Changes in Equity 

Statement of Cash Flows 

Notes to the Financial Statements 

page 

2 

3 

5 

6 

7 

9 

10 

11 

12 

13 

14 

15 

16 

 
 
 
 
 
 
 
 
 
 
 
 
 
2 

Mineral & Financial Investments Limited 

COMPANY INFORMATION 

DIRECTORS: 

REGISTERED OFFICE: 

COMPANY NUMBER: 

SECRETARY: 

NOMINATED ADVISER: 

JOINT BROKERS: 

REGISTRARS: 

SOLICITORS: 

AUDITORS: 

Jacques Vaillancourt (Chairman) 
Alastair Ford (Chief Operating Officer) 
Sean Keenan 

190 Elgin Avenue 
George Town 
Grand Cayman 
KY1-9005 
Cayman Islands 

Incorporated  in  the  Cayman  Islands  with  registered 
number 141920 

Walkers SPV Limited 

W H Ireland 
24 Martin Lane 
London 
EC4R 0DR 
UK 

Beaufort Securities Ltd. 
63 St Mary Axe 
London, EC3 A 8AA 
UK 

W H Ireland 
24 Martin Lane 
London 
EC4R 0DR 
UK 

Capita Registrars (Jersey) Limited 
12 Castle Street 
St Helier 
Jersey JE2 3RT 

Charles Russell Speechlys 
5 Fleet Place 
London 
EC4M 7RD 

Welbeck Associates 
Registered Auditor 
Chartered Accountants 
30 Percy Street 
London 
W1T 2DB 

 
 
 
 
 
 
 
 
 
 
3 

Mineral & Financial Investments Limited 

CHAIRMAN’S STATEMENT  
FOR THE YEAR ENDED 31 December 2016 

Dear fellow shareholders,  

M&FI  is  a  mining  finance  house  with  an  investment  objective  to  provide  capital  to  finance  mining  projects  while 
providing  our  shareholders  with  superior  returns.  We  will  seek  to  provide  financing  and  act  as  a  good  partner  in 
exchange for meaningful ownership levels, and board representation. We will provide advisory services when possible 
and will be willing to make follow-on investments when appropriate.  The full details of our investing policy are set out 
[link to policy]. 

We  believe  the  mining  investment  environment  remains  improved  from  a  year  ago.  However,  we  believe  that 
investment markets  are  currently  undervaluing  risk.  As  the United  States  has  finally  initiated  a program  of  increasing 
administered reference interest rates, our view is that this will generally put upward pressure on global interest rates. 
We believe that this will affect global economic growth and asset valuations. Therefore, we remain cautious, as ever. 
Additionally, we see important technological changes occurring that will have a significant impact on the allocation of 
metal demand over the next decade.  

Generally speaking, base and precious metal supply outlooks remain constricted by half a decade of limited access to 
capital.  We  continue  to  shy  away  from  bulk  commodities  and  favour  base  metals,  specifically  zinc  and  copper.  We 
believe that precious metals will benefit from a growing recognition that the US dollar’s status as the world’s “reserve 
currency” is diminishing. Confidence in the US dollar, we believe, will be eroded by the increasing overall debt levels of 
the  US  governments  (federal,  states  and  municipalities)  and  of  its  taxpayers.  Moreover,  the  country’s  increasingly 
inconsistent foreign policy will likely create unexpected disruptions. Lastly, we see cobalt as one of the most attractive 
components of the “new-era” of energy. Lithium is currently receiving the bulk of the financial markets attention due to 
the growth in battery technology. Lithium sources are, however, numerous and growing, while cobalt remains generally 
a biproduct of other mineral mining. The largest geographic source of cobalt is the Democratic Republic of Congo. For 
environmentally and politically sensitive consumers of clean energy technology, the location of the mineral source will 
take  on  greater  importance,  which  may  result  in  geographically  preferred  sources  of  metals  generally,  and  cobalt 
specifically 

The debate about “Crypto-currencies”, such as Bitcoin and Ethereum and at least 880 others, rages on as to whether 
they are a better store of wealth than, for example one of our preferred precious metals, gold. We believe that Crypto-
currencies have the very clear makings of another South Sea Bubble which may not crest for at least another year. The 
top 880 crypto-currencies have a value of US $110 billion. The appeal of each individual crypto-currency is their limited 
“coin” supply, but there is no limit to the overall number of crypto-currencies that can be created.  

M&FI recorded a net profit of £111,000, or £0.006 per share for the full year. M&FI’s Net Asset Value (NAV), as of 31 
December 2016, was £1,495,000, and our Net asset Value Per Share (NAVPS) was 6.25p. Our working capital, as of 
year  end,  was  £1,495,000,  with  essentially  no  long  term  debt.  Since  the  year-end,  we  have  raised  additional  equity 
funds  of  £1,039,000,  net  of  costs,  and  our  NAVPS  has  increased  by  15.8%  to  7.24p.  We  are  conservative  with  our 
finances;  we  are  conservative  as  to  how  we  measure  investment  value,  which  includes  how  we  evaluate  our  own 
assets. Our overarching principle is to remain true to our conservatism. The NAV is seen as definitive, while we prefer to 
see  it  as  our  “base  case”  value.  The  value  of  our  TH  Crestgate  investment  is  recognized  at  our  investment  cost  and 
does not recognize any of the value created by TH Crestgate.  During this past year we have continued to strengthen 
your company by opportunistically raising permanent equity capital. We are, and will remain debt free, and our financial 
strength will allow us to act swiftly to create value for our shareholders.  

I  am  very  pleased  that  we  have  made  great  progress  with  our  company  this  year.  Particularly  with  our  first  strategic 
asset  investment  of  49%  ownership  in  TH  Crestgate.  The Company  is  a  private  Swiss  investment company  that now 
owns 100% of Lagoa Salgada, which we believe is an exciting polymetallic zinc (also with indium and selenium) asset 
located about 100km SE of Lisbon on the Iberian Pyrite Belt. TH Crestgate started drilling the project this year and has 
identified  a  new  mineralized  zone  800m  south  of  the  current  LS-1  resource.  The  LS-1  resource  is  4.5Mt  of 
mineralization with a zinc equivalent1 grade of 8.1% That equates to 297,000 tonnes of zinc equivalent1 metal. The LS-
1 resource is currently also being drilled with the intention of expanding the resource mineralization to between 8.0Mt 
and 10.0Mt. TH Crestgate believes that, if successful, the resource expansion should be at similar grades although at 
this stage there can be no guarantee that the zinc can be economically extracted. 

However, in 2016, transactions of individual zinc rich mining projects occurred at a mean valuation2 of US$75.74 per 
tonne of zinc equivalent metal, while the median value is US$10.83 p/t of zinc equivalent2 metal. To look at it another 
way, a group of 31 junior mining companies with zinc-rich resources, comparable to Lagoa Salgada,  currently trade at a 

1 Zinc Equivalent calculations based on the following metal prices: Zinc: US$2,670/t; Lead - US$2,170/t; Copper - US$5,715/lb; Silver 
US$16.60/oz; Gold US$1,253/oz. No recovery estimates applied
 
2 Price prevailing during the period of these transactions: Mean $1,916/t; Median $1,870/t 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                                                             
4 

Mineral & Financial Investments Limited 

CHAIRMAN’S STATEMENT  
FOR THE YEAR ENDED 31 December 2016 

mean valuation of US$50.21 p/t of zinc equivalent1 metal, while the median value is US$14.78 p/t of zinc equivalent1 
metal 
During the period TH Crestgate disposed of the Toral and Lago properties for a meaningful profit over the investment 
cost. This profit has been reinvested in Lagoa Salgada.  

Our  largest  investment  in  the  investment  portfolio  is  Cap  Energy  (“Cap”),  which  is  not  listed,  but  76%  owned  by  the 
board and management. The company has 3 offshore oil &gas fields, which have received 2D and 3D seismic studies. 
Seismic analysis technology can identify prospective oil reservoirs with much greater, but not guaranteed, accuracy (3D 
being a more accurate indicator than 2D), The projects are: 

A.  BLOCK 1: Located offshore Guinea Bissau. Cap’s net ownership of this field is 24%. This field has a P90 (i.e. 90% 

probability) resource of 77MMbbls (i.e. 18.5MMbbls net to Cap energy); 

B.  BLOCK 

5B: Located 

offshore  Guinea  Bissau.  Cap’s 

net 

ownership 

of 

this 

field 

is 

27%. 

this field has a P90 (i.e. 90% probability) resource of 3,380MMbbls (i.e. 912.6MMbbls net to Cap Energy); 

C.C.C.C.  BLOCK  DJIFFERE: located  offshore  Senegal.  Cap’s  net  ownership  of  this  field  is  44.1%.  The  property  has  two 
immediately adjacent discoveries. FAN-1 (Cairn Energy) which has estimates ranging from 250MMbbls to 2.5Billion 
bbls.  The  other  discovery  SNE-1  by  ConocoPhillips  that  has  resource  estimates  ranging  from  150MMbbls  to 
670MMbbls. 

Cap is considering its next strategic steps, which range from identifying farm-in partners to monetizing some of these 
assets. Cap has opened up a data-room which is, we understand, receiving very good interest from large international 
oil  companies,  attracted  to  these  projects  due  to  their  very  high  prospectivity  and  diminished  risk  due  to  Cap 
successfully working with local governments to update their laws and policies. At this stage there is no certainty the oil 
can be economically extracted 

M&FI continues to be seeking suitable strategic investment opportunities that we believe will generate above average 
returns while adhering to our standards of prudence. 

We will continue to advance your company with prudence and probity in 2017. 

Jacques Vaillancourt, CFA 
Executive Chairman 

28 June 2017 

www.mineralandfinancial.com 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
5 

Mineral & Financial Investments Limited 

INVESTMENT REVIEW 
FOR THE YEAR ENDED 31 December 2016 

The  cautious  recovery  that  was  evident  in  mining  at  the  end  of  2016  was  evident  in  the  performance  of  some  of  the 
equities and ETFs that the company continues to hold in its portfolio.  

The strong weighting to cash remained, as the Company sought to ensure that it was able to support exploration and 
technical activities undertaken by 49%-owned investment TH Crestgate in Portugal.  

In  August  the  Company  raised  £475,000  at  4.75p  per  share  in  order  to  be  able  to  maintain  this  commitment,  and 
subsequent  to  the  year-end  the  Company  undertook  further  fundraisings  with  a  view  to  continuing  to  support  TH 
Crestgate in its ongoing success and also to allow it to evaluate further investment opportunities as and when they arise.  

ETF Portfolio    
ETF Portfolio
ETF Portfolio
ETF Portfolio

Gold ETF  

During calendar 2016 the Company's gold ETF increased in value by more than 20% albeit that it was a bumpy ride as 
sterling gyrated in the wake of the Brexit decision and gold’s strength fell away somewhat in US dollar terms towards the 
end  of  the  year.  Increasing  global  uncertainty  with  regard  to  wide  economic  issues  like  protectionism,  as  well  as  the 
more specific issues of conflict in the Middle East and elsewhere continue to provide support for gold even in the face of 
a  more  robust  monetary  policy  from  the  US  Federal  Reserve.  Mineral  &  Financial’s  own  holding  was  purchased  with 
sterling and we believe will continue to perform well as the Brexit process gets underway and market uncertainty about 
the outcome keeps sterling weak. 

Platinum ETF 

Platinum continues to perplex as a metal. During the period the Company’s platinum ETF rose in value by around 30%, 
but  while  the  broader  industry  continues  to  run  in  deficit,  prices  have  yet  to  go  on  the  real  recovery  run  that  many 
analysts had predicted. The Company is cautiously optimistic about its platinum investment, and will be keeping it under 
review.   

Silver ETF 

During the period the company took a position in silver which has performed very well, up by more than 60% as at the 
period end. This strength was aided in part by a narrowing of the relative valuations of gold and silver gap, in part by 
improved sentiment towards precious metals in general, and in part also by the effects of weaker sterling.  

ETFS Zinc 

In  the  context  of  the  ongoing  success  of  TH  Crestgate,  the  Company  felt  that  adequate  exposure  to  zinc  was  being 
provided. Accordingly, the zinc ETF was divested.  

Cap Energy    
Cap Energy
Cap Energy
Cap Energy

We believe Cap has made great strides forward in de-risking its assets through negotiating improved title terms in both 
Senegal and Guinea. Additionally, the company has advanced the geological attractions of all three of its West African 
off shore oil and gas assets. Cap has opened a data-room, which is experiencing very strong interest from very large oil 
& gas companies, to secure partnership on their assets. 

quity portfolio    
Listed equity portfolio
Listed e
quity portfolio
quity portfolio
Listed e
Listed e

The  value  of  the  Company’s  stake  in  Anglo  Pacific  more  than  doubled  during  the  period,  while  the  value  of  the 
Company’s stake in Glencore more than tripled. This was reflective of a wide and broad recovery of positive sentiment 
in the mining sector, as both companies cut useful looking deals, albeit at different ends of the market. 

Alastair Ford 
Chief Operating Officer 

28 June 2017 

 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
6 

Mineral & Financial Investments Limited 

STRATEGIC REPORT 
FOR THE YEAR ENDED 31 December 2016 

The Directors present their Strategic Report on the Company for the year ended 31 December 2016. 

RESULTS 

The  Group  made  a  profit  after  taxation  of  £111,000  (2015:  Loss  of  £496,000).    The  Directors  do  not  propose  a 
dividend (2015: £nil).  

BUSINESS REVIEW AND FUTURE DEVELOPMENTS 

A review of the business in the period and of future developments is set out in the Chief Investment Officer’s review, 
which should be read as part of the strategic review.   

KEY PERFORMANCE INDICATORS 

The key performance indicators are set out below:   

COMPANY STATISTICS 

31 December 
31 December
31 December
31 December
2012012012016666 

31 December 
31 December
31 December
31 December
2012012012015555 

Change % 
Change %
Change %
Change %

Net asset value 

£1,495,000 

£909,000 

Net asset value – fully diluted per share 

Closing share price 

Share price discount to net asset value – 
fully diluted 

6.3p 

6.1p 

(3%) 

Market capitalisation 

£1,473,000 

6.5p 

5.7p 

(11%) 

£807,000 

+64% 

-3% 

+7% 

−−−− 

+83% 

PRINCIPAL RISKS AND UNCERTAINTIES 
The key risk facing shareholders is that the value of the investments falls and that future returns to shareholders are 
therefore lower than they could have been.  

Details of the financial risk management objectives and policies are provided in Note 14 to the financial statements. 

GOING CONCERN 

The Directors have prepared cash flow forecasts through to 30 June 2017 which assumes no significant investment 
activity  is  undertaken  unless  sufficient  funding  is  in  place  to  undertake  the  investment  activity  and  the  forecasts 
demonstrate  that the  Company  is able  to  meet  its obligations  as  they fall  due.    On  this basis,  the  Directors  have  a 
reasonable expectation that the Company has adequate resources to continue operating for the foreseeable future.  
For this reason they continue to adopt the going concern basis in preparing the Company’s financial statements. 

For and on behalf of the Board 

Jacques Vaillancourt, CFA 
Director 

28 June 2017 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
7 

Mineral & Financial Investments Limited 

DIRECTORS’ REPORT 
FOR THE YEAR ENDED 31 December 2016 

The  Directors  present  their  annual  report  together  with  the  audited  financial  statements  for  the  year  ended  31 
December 2016.  

PRINCIPAL ACTIVITY 

During the year the Company continued to act as an investment company. 

The Company's Investing Policy is to invest in the natural resources sector through investments in companies or other 
assets, which it considers to represent good value and offer scope for significant returns to shareholders over the long 
term.  In particular, the Company focuses on providing new capital for mining companies that require finance for their 
projects. 

Investments may be be made in the securities of quoted and un-quoted companies and their assets, units in open-
ended investment companies, exchange traded funds, physical commodities, derivatives, and other hybrid securities. 
As the Company's assets grow the intention is to diversify company, geographic, and commodity risks.  

The Company has a blend of passive and active investments and, if and when appropriate, it may seek to gain control 
of an investee company. Returns to shareholders are expected to be by way of growth in the value of the Company's 
ordinary shares.   

POST YEAR END EVENTS 

On 20 February 2017, 4,375,000 ordinary shares were issued at 8p per share for cash as the result of a private placing. 

On  28  February  2017,  3,000,000  ordinary  shares  were  issued  at  10p  per  share  for  cash  as  the  result  of  a  private 
placing. 

On 15 March 2017, 3,333,333 ordinary shares were issued at 15p per share for cash as the result of a private placing. 

DIRECTORS 

The Directors of the Company during the year and subsequently are set out below. 
Jacques Vaillancourt     
Alastair Ford      
Sean Keenan 
Laurence Read 

(appointed 1 November 2016) 

On 25 January 2017, Laurence Read resigned as a director. 

There is a qualifying third party indemnity provision in force for the benefit of the Directors of the Company. 

SUBSTANTIAL SHAREHOLDINGS 

The  only  interests  in  excess  of  3%  of  the  issued  share  capital  of  the  Company  which  have  been  notified  to  the 
Company as at 27 June 2017 were as follows: 

*Mount Everest Finance SA 
Lynchwood Nominees Limited 
Timothy Darvall 

*Jacques Vaillancourt is the sole shareholder of Mount Everest Finance SA 

Ordinary shares of 
1p each 
number 
6,214,000 
3,472,000 
1,410,920 

Percentage 
 of capital 
% 
17.9% 
10.0% 
4.1% 

 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
8 

Mineral & Financial Investments Limited 

DIRECTORS’ REPORT 
FOR THE YEAR ENDED 31 December 2016 

DIRECTORS’ RESPONSIBILITIES FOR THE FINANCIAL STATEMENTS 

The  Company  was  incorporated  as  a corporation  in  the  Cayman  Islands,  which  does not  prescribe  the  adoption  of 
any  particular  accounting  framework.    Accordingly,  the  Board  has  resolved  that  the  Company  will  follow  applicable 
law and International Financial Reporting Standards as adopted by the European Union (IFRSs) when preparing its 
annual financial statements. 

The  Directors  are  responsible  for  the  preparation  of  the  Company’s  financial  statements  which  give  a  true  and  fair 
view of the state of affairs of the Company and of the profit or loss of the Company for the period.  In preparing the 
financial statements, the directors are required to: 

• 
• 
• 

• 

select suitable accounting policies and then apply them consistently; 

make judgments and estimates that are reasonable and prudent; 

state  whether  IFRSs  as  adopted  by  the  European  Union  have  been  followed,  subject  to  any  material 
departures disclosed and explained in the financial statements; and 

prepare  the  financial  statements  on  the  going  concern  basis  unless  it  is  inappropriate  to  presume  that  the 
Company will continue in business. 

The Directors are responsible for keeping adequate accounting records, for safeguarding the assets of the Company 
and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.  

In so far as the Directors are aware: 

• 
• 

there is no relevant audit information of which the Company's auditor is unaware; and 

the  Directors  have  taken  all  steps  that  they  ought  to  have  taken  to  make  themselves  aware  of  any  relevant 
audit information and to establish that the auditors are aware of that information. 

The Directors are responsible for the maintenance and integrity of the corporate and financial information held on the 
Company's website. 

AUDITORS 
The auditors Welbeck Associates have indicated their willingness to continue in office and a resolution that they be 
reappointed will be proposed at the Annual General Meeting. 

For and on behalf of the Board  

Jacques Vaillancourt, CFA 
Director 

28 June 2017 

 
 
 
 
 
 
 
 
 
 
 
 
 
    
    
 
 
 
 
9 

Mineral & Financial Investments Limited 

CORPORATE GOVERNANCE REPORT 
FOR THE YEAR ENDED 31 December 2016 

The  requirements  of  the  combined  code  of  corporate  governance  are  not  mandatory  for  companies  traded  on  AIM.  
However,  the  Directors  recognize  the  importance  of  sound  corporate  governance  and  have  adopted  corporate 
governance principles that the Directors consider are appropriate for a company of its size. 

BOARD OF DIRECTORS 

The Board of Directors is responsible for the Company’s system of corporate governance.  It comprises an executive 
chairman, the Chief Operating Officer and one other non-executive director.  The Chairman of the Board is Jacques 
Vaillancourt. 

The  Board  met  regularly  throughout  the year.   It  has  a  schedule  of  matters  referred  to  it  for  decision,  which  includes 
strategy  and  future  developments,  allocation  of  financial  resources,  investments,  annual  and  interim  results,  and  risk 
management.  Matters which would normally be referred to appointed committees, such as the audit and remuneration 
committees, are dealt with by the full Board. 

INTERNAL CONTROL 

The Board is responsible for maintaining a strong system of internal control to safeguard shareholders’ investment and 
the Company’s assets and for reviewing its effectiveness.  The system of internal financial control is designed to provide 
reasonable, but not absolute, assurance against material misstatement or loss. 

 
 
 
 
 
 
 
 
 
 
 
 
 
10  Mineral & Financial Investments Limited 

REPORT ON REMUNERATION 
FOR THE YEAR ENDED 31 December 2016 

DIRECTORS' REMUNERATION 
The Board recognises that Directors' remuneration is of legitimate concern to the shareholders and it is committed to 
following current best practice.  The Company operates within a competitive environment and its performance depends 
on the effective contributions of the Directors and employees who are compensated accordingly. 

DIRECTORS' REMUNERATION 
The remuneration of the Directors was as follows: 

Year ending 
31 December 2016666    
Year ending 31 December 201
31 December 201
31 December 201
Year ending 
Year ending 
Salary 
and fees 
£'000 

Pension 
£’000 

Total 
£'000 

Year ending 
31 December 2015555    
Year ending 31 December 201
31 December 201
31 December 201
Year ending 
Year ending 
Salary 
and fees 
£'000 

Pension 
£'000 

Total 
£’000 

Jacques Vaillancourt 
Alastair Ford 
Sean Keenan 
Laurence Read 

25 
24 
- 
18 

67 

- 
- 
- 
- 

- 

25 
24 
- 
18 

67 

25 
24 
- 
18 

67 

- 
- 
- 
- 

- 

25 
24 
- 
18 

67 

PENSIONS  
No  pension  contributions  were  paid  in  respect of  the directors  for  the  year  ended  31  December 2016,  or  for  the year 
ended 31 December 2015. 

BENEFITS IN KIND 
The Directors did not receive any benefits in kind, either in the year ended 31 December 2016, or in the year ended 31 
December 2015. 

BONUSES 
There were no bonuses payable either for the year ended 31 December 2016, or for the year ended 31 December 2015. 

SHARE OPTION INCENTIVES 
Directors held options as follows.   Further details of options are disclosed in note 11. 

At beginning 
 of year 

Granted 
 in period 

Lapsed 
  in period 

At end 
 of period 

Exercise  
price 

Jacques Vaillancourt 

Laurence Read 

Alastair Ford 

105,000 

185,000 

210,000 

- 

- 

- 

- 

- 

- 

105,000 

185,000 

210,000 

7.89p 

7.89p 

7.89p 

For and on behalf of the Board  

Jacques Vaillancourt, CFA 
Director 

28 June 2017 

 
 
 
 
 
 
 
 
 
    
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
11  Mineral & Financial Investments Limited 

REPORT OF THE INDEPENDENT AUDITOR  
TO THE MEMBERS OF MINERAL & FINANCIAL INVESTMENTS LIMITED 
FOR THE YEAR ENDED 31 December 2016 

We have audited the financial statements of Mineral & Financial Investments Limited for the year ended 31 December 
2016  which  comprise  the  statement  of  comprehensive  income,  the  statement  of  financial  position,  the  statement  of 
changes in equity, the statement of cash flows and the related notes. The financial reporting framework that has been 
applied in their preparation is applicable law and International Financial Reporting Standards (IFRSs) as adopted by the 
European Union. 

This report is made solely to the Company’s members, as a body. Our audit work has been undertaken so that we might 
state to the Company’s members those matters we are required to state to them in an auditor's report and for no other 
purpose.  To  the  fullest  extent  permitted  by  law,  we  do  not  accept  or  assume  responsibility  to  anyone  other  than  the 
Company and the Company’s members as a body, for our audit work, for this report, or for the opinions we have formed. 

RESPECTIVE RESPONSIBILITIES OF DIRECTORS AND AUDITORS 

As explained more fully in the Directors’ Responsibilities Statement set out on page 8, the directors are responsible for 
the preparation of the financial statements and for being satisfied that they give a true and fair view. Our responsibility is 
to  audit  and  express  an  opinion  on  the  financial  statements  in  accordance  with  applicable  law  and  International 
Standards  on  Auditing  (UK  and  Ireland).  Those  standards  require  us  to  comply  with  the  Auditing  Practices  Board’s 
(APB’s) Ethical Standards for Auditors. 

SCOPE OF THE AUDIT OF THE FINANCIAL STATEMENTS 

An  audit  involves  obtaining  evidence  about  the  amounts  and  disclosures  in  the  financial  statements  sufficient  to  give 
reasonable  assurance  that  the  financial  statements  are  free  from  material  misstatement,  whether  caused  by  fraud  or 
error. This includes an assessment of: whether the accounting policies are appropriate to the company's circumstances 
and  have  been  consistently  applied  and  adequately  disclosed;  the  reasonableness  of  significant  accounting  estimates 
made by the directors; and the overall presentation of the financial statements.  In addition, we read all the financial and 
non-financial information in the annual report to identify material inconsistencies with the audited financial statements. If 
we become aware of any apparent material misstatements or inconsistencies we consider the implications for our report. 

OPINION ON FINANCIAL STATEMENTS 

In our opinion the financial statements: 
(cid:1) give a true and fair view of the state of the Company's affairs as at 31 December 2016 and of the Company's loss for 
the year    then ended; and  
(cid:1) the financial statements have been properly prepared in accordance with IFRS as adopted by the European Union. 

Rory Heier 
Senior Statutory Auditor 
for and on behalf of Welbeck Associates 
Statutory Auditor, Chartered Accountants 

28 June 2017    

30 Percy Street 
London 
W1T 2DB    

  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
12  Mineral & Financial Investments Limited 

STATEMENT OF COMPREHENSIVE INCOME 
FOR THE YEAR ENDED 31 December 2016 

Investment income 
Net losses on disposal of investments 
Net change in fair value of investments 

Operating expenses 

Operating profit/(loss) 

Profit/(loss) before taxation 

Taxation expense 

Profit/(loss) for the year from continuing operations and total 
comprehensive income, attributable to owners of the Company  

Notes 

3 

5 

2016 
£’000 

- 
(169) 
455 

2015 
£’000 

2 
(131) 
(186) 

286 

(315) 

(175) 

111 

111 

- 

(181) 

(496) 

(496) 

- 

111 

(496) 

Profit/(Loss) per share attributable to owners of the Company during 
the year from continuing and total operations: 

6 

Pence 

Pence 

Basic (pence per share) 
Diluted (pence per share) 

0.6 
0.6 

(3.6) 
(3.6) 

The accompanying notes form an integral part of these financial statements 

 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
13  Mineral & Financial Investments Limited 

STATEMENT OF FINANCIAL POSITION 
AS AT 31 December 2016 

CURRENT ASSETS 

Financial assets held at fair value through profit or loss 
Trade and other receivables 
Cash and cash equivalents 

CURRENT LIABILITIES 

Trade and other payables 

Convertible unsecured loan notes 

NET CURRENT ASSETS 

NET ASSETS 

EQUITY 

Share capital  
Share premium 
Loan note equity reserve 
Share option reserve 
Capital reserve 
Retained earnings 

Notes 

7 
8 

9 

10 

12 

13 

2016 
£’000 

1,274 
7 
274 

1,555 

50 

10 

60 

1,495 

1,495 

2015 
£’000 

691 
6 
263 

960 

41 

10 

51 

909 

909 

2,985 
4,934 
6 
12 
15,736 
(22,178) 

2,885 
4,559 
6 
12 
15,736 
(22,289) 

Equity attributable to owners of the Company and total equity 

1,495 

909 

The financial statements were approved by the Board and authorised for issue on 28 June 2017 

Jacques Vaillancourt 
Director 

Alastair Ford 
Director 

The accompanying notes form an integral part of these financial statements 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
                                                                                                                                                     
 
14  Mineral & Financial Investments Limited 

STATEMENT OF CHANGES IN EQUITY 
FOR THE YEAR ENDED 31 December 2016 

Share 
capital 
£'000 

Share 
premium 
£'000 

Share option 
reserve 
£'000 

Loan note 
reserve 
£'000 

Capital 
 reserve 
£'000 

Accumulated 
losses 
£'000 

Total 
equity 
£'000 

At 1 January 2015 

2,882 

4,537 

Total comprehensive 
expense for the year 
Repayment of loan notes 
Share issues 

−−−− 
−−−− 
3 

−−−− 
−−−− 
22 

At 31 December 2015 

2,885 

4,559 

Total comprehensive 
income for the year 

Share issues 

−−−− 

100 

−−−− 

375 

At 31 December 2016 

2,985 

4,934 

12 

−−−− 
−−−− 
− 

12 

−−−− 

−−−− 

12 

85 

15,736 

(21,872) 

1,380 

−−−− 
(79) 
−−−− 

6 

−−−− 

−−−− 

6 

−−−− 
−−−− 
−−−− 

(496) 
79 
−−−− 

15,736 

(22,289) 

−−−− 

−−−− 

111 

−−−− 

(496)
−−−− 
25 

909 

111 

475 

15,736 

(22,178) 

1,495 

The accompanying notes form an integral part of these financial statements 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
    
    
    
    
    
    
 
 
 
 
 
 
 
15  Mineral & Financial Investments Limited 

STATEMENT OF CASH FLOWS 
FOR THE YEAR ENDED 31 December 2016 

OPERATING ACTIVITIES  
Profit/(loss) before taxation  
Adjustments for: 
Loss on disposal of trading investments 
Fair value (gain)/loss on trading investments 
Investment income 
Operating cash flow before working capital changes 
(Increase)/decrease in trade and other receivables 
Increase/(decrease) in trade and other payables 
Net cash outflow from operating activities 

INVESTING ACTIVITIES 
Purchase of financial assets 
Disposals of investments 
Investment income 
Net cash outflow from investing activities 

FINANCING ACTIVITIES 
Proceeds of share issues 
Redemption of convertible loan notes 
Net cash outflow from financing activities  

Net increase/(decrease) in cash and cash equivalents 
Cash and cash equivalents as at 1 January 

Cash and cash equivalents as at 31 December 

2016 
£’000 

2015 
£’000 

111 

169 
(455) 
−−−− 
(175) 
(1) 
9 
(167)

(392) 
95 
−−−− 
(297) 

475 
−−−− 
475 

11 
263 

274 

(496) 

131 
186 
(2) 
(181) 
(3) 
1 
(183) 

(151) 
133 
2 
(16) 

−−−− 
(134) 
(134) 

(333) 
596 

263 

The accompanying notes form an integral part of these financial statements 

  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
16  Mineral & Financial Investments Limited 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 December 2016 

1 

GENERAL INFORMATION 

The Company was incorporated as a Corporation in the Cayman Islands which does not prescribe the adoption of 
any  particular  accounting  framework.  The  Board  has  therefore  adopted  International  Financial  Reporting 
Standards as adopted by the European Union (IFRSs). The Company's shares are listed on the AIM market of 
the London Stock Exchange.   

The Company is an investment company, mainly investing in natural resources, minerals, metals, and oil and gas 
projects.  The registered office of the Company is as detailed in the Company Information on page 2. 

2 

PRINCIPAL ACCOUNTING POLICIES 

BASIS OF PREPARATION 

The  financial  statements  have  been  prepared  under  the  historical  cost  convention,  and  in  accordance  with 
International  Financial  Reporting  Standards  (“IFRS”),  and  International  Financial  Reporting  Interpretations 
Committee  (“IFRIC”)  interpretations.    All  accounting  standards  and  interpretations  issued  by  the  International 
Accounting Standards Board and IFRIC effective for the periods covered by these financial statements have been 
applied.  

The principal accounting policies of the Company are set out below.  

GOING CONCERN 

The  Directors  have  prepared  cash  flow  forecasts  through  to  30  June  2018  which  assumes  no  significant 
investment activity is undertaken unless sufficient funding is in place to undertake the investment activity.  The 
expenses of the Company's continuing operations are minimal and the cash flow forecasts demonstrate that the 
Company  is  able  to  meet  these  liabilities  as  they  fall  due.    On  this  basis,  the  Directors  have  a  reasonable 
expectation that the Company has adequate resources to continue operating for the foreseeable future.  For this 
reason they continue to adopt the going concern basis in preparing the Company’s financial statements. 

KEY ESTIMATES AND ASSUMPTIONS 

Estimates and assumptions used in preparing the financial statements are reviewed on an ongoing basis and are 
based  on  historical  experience  and  various  other  factors  that  are  believed  to  be  reasonable  under  the 
circumstances.    The  results  of  these  estimates  and  assumptions  form  the  basis  of  making  judgments  about  
carrying values of assets and liabilities that are not readily apparent from other sources: 

SHARE BASED PAYMENTS 

The calculation of the fair value of equity-settled share based awards and the resulting charge to the statement of 
comprehensive income requires assumptions to be made regarding future events and market conditions. These 
assumptions include the future volatility of the Company’s share price. These assumptions are then applied to a 
recognised valuation model in order to calculate the fair value of the awards. 

FAIR VALUE OF FINANCIAL INSTRUMENTS 

The  Group  holds  investments  that  have  been  designated  as  held  at  fair  value  through  profit  or  loss  on  initial 
recognition.  Where  practicable  the  Group  determines  the  fair  value  of  these  financial  instruments  that  are  not 
quoted (Level 3) using the most recent bid price at which a transaction has been carried out. These techniques 
are  significantly  affected  by  certain  key  assumptions,  such  as  market  liquidity.    Other  valuation  methodologies 
such as discounted cash flow analysis assess estimates of future cash flows and it is important to recognize that 
in that regard, the derived fair value estimates cannot always be substantiated by comparison with independent 
markets and, in many cases, may not be capable of being realized immediately. 

  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
17  Mineral & Financial Investments Limited 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 December 2016 

2 

PRINCIPAL ACCOUNTING POLICIES (continued) 

STATEMENT OF COMPLIANCE 

The financial statements comply with IFRS as adopted by the European Union.  The following new and revised 
Standards and Interpretations have been adopted in the current period by the Group for the first time and do not 
have a material impact on the group. 

IFRS 12 

Disclosures of interests in other entities 

A number of new standards and amendments to standards and interpretations have been issued but are not yet 
effective  and  not  early  adopted.  None  of  these  are  expected  to  have  a  significant  effect  on  the  Company’s 
financial statements. 

INVESTMENT INCOME 

Dividend  income  from  financial  assets  at  fair  value  through  profit  or  loss  is  recognised  in  the  statement  of 
comprehensive income on an ex-dividend basis. Interest on fixed interest debt securities is recognised using the 
effective interest rate method.  

TAXATION 

Current income tax assets and/or liabilities comprise those obligations to, or claims from, fiscal authorities relating 
to the current or prior reporting period, that are unpaid at the balance sheet date. They are calculated according to 
the tax rates and tax laws applicable to the fiscal periods to which they relate, based on the taxable result for the 
year. All changes to current tax assets or liabilities are recognized as a component of tax expense in the income 
statement. 

Deferred  income  taxes  are  calculated  using  the  liability  method  on  temporary  differences.  This  involves  the 
comparison  of  the  carrying  amounts  of  assets  and  liabilities  in  the  consolidated  financial  statements  with  their 
respective tax bases.  However, deferred tax is not provided on the initial recognition of goodwill, nor on the initial 
recognition  of  an  asset  or  liability,  unless  the  related  transaction  is  a  business  combination  or  affects  tax  or 
accounting profit.  In addition, tax losses available to be carried forward as well as other income tax credits to the 
Company are assessed for recognition as deferred tax assets. 

Deferred  tax  liabilities  are  always  provided  for  in  full.  Deferred  tax  assets  are  recognised  to  the  extent  that  it  is 
probable  that  they  will  be  able  to  be  offset against  future  taxable  income.  Deferred  tax assets  and  liabilities  are 
calculated,  without  discounting,  at  tax  rates  that  are  expected  to  apply  to  their  respective  period  of  realisation, 
provided they are enacted or substantively enacted at the balance sheet date. 

Most changes in deferred tax assets or liabilities are recognised as a component of tax expense in the income 
statement. Only changes in deferred tax assets or liabilities that relate to a change in value of assets or liabilities 
that is charged directly to equity are charged or credited directly to equity. 

FINANCIAL ASSETS 

The  Group's  financial  assets comprise  investments  held  for  trading,  cash  and cash  equivalents and  loans  and 
receivables, and are recognised in the Company’s statement of financial position when the Company becomes a 
party to the contractual provisions of the instrument. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
18  Mineral & Financial Investments Limited 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 December 2016 

2 

PRINCIPAL ACCOUNTING POLICIES (continued) 

INVESTMENTS HELD AT FAIR VALUE THROUGH PROFIT OR LOSS 

All  short  term  investments  are  designated  upon  initial  recognition  as  held  at  fair  value  through  profit  or  loss 
(FVTPL). Investment transactions are accounted for on a trade date basis. Assets are de-recognised at the trade 
date  of  the  disposal.  Investments  are  initially  measured  at  fair  value  plus  incidental  acquisition  costs. 
Subsequently, they are measured at fair value in accordance with IAS 39. This is either the bid price or the last 
traded price, depending on the convention of the exchange on which the investment is quoted. The fair value of 
the financial instruments in the balance sheet is based on the quoted bid price at the balance sheet date, with no 
deduction  for  any  estimated  future  selling  cost.    Where  practicable  unquoted  investments  are  valued  by  the 
directors using primary valuation techniques such as recent transactions, last price and net asset value.  Changes 
in  the  fair  value  of  investments  held  at  fair  value  through  profit  or  loss  and  gains  and  losses  on  disposal  are 
recognised in the Statement of Comprehensive Income as “Net change in fair value of investments” 

ASSOCIATED UNDERTAKINGS 

Associated  undertakings  are  those  entities  in  which  the  Company has significant  influence,  but not  control,  over 
the financial and operating policies.  Investments that are held as part of the Company’s investment portfolio are 
carried in the statement of financial position at fair value even though the Company may have significant influence 
over  those  companies.  This  treatment  is  permitted  by  IAS  28  “Investment  in  Associates”,  which  requires 
investments  held  by  a  company  as  a  venture  capital  provider  to  be  excluded  from  its  scope  where  those 
investments  are  designated,  upon  initial  recognition,  as  at  fair  value  through  profit  or  loss  and  accounted  for  in 
accordance with IAS 39, with changes in fair value recognised in the statement of comprehensive income in the 
period of the change.  The Company has no interests in associates through which it carries on its business. 

CASH AND CASH EQUIVALENTS 

Cash and cash equivalents comprise cash on hand and demand deposits, together with other short-term, highly 
liquid  investments  that  are  readily  convertible  into  known  amounts  of  cash  and  which  are  subject  to  an 
insignificant risk of changes in value. 

LOANS AND RECEIVABLES 
Loans and receivable from third parties are initially recognised at fair value and subsequently carried at amortised 
cost using the effective interest rate method. 

A provision for impairment is made when there is objective evidence that, as a result of one or more events that 
occurred  after  the  initial  recognition  of  the  financial  asset,  the  estimated  future  cash  flows  have  been  affected. 
Impaired debts are derecognised when they are assessed as uncollectible. 

EQUITY 

An equity instrument is any contract that evidences a residual interest in the assets of the company after deducting 
all of its liabilities. Equity instruments issued by the Company are recorded at the proceeds received net of direct 
issue costs. 

The  share  premium  account  represents  premiums  received  on  the  initial  issuing  of  the  share  capital.  Any 
transaction  costs  associated  with  the  issuing  of  shares  are  deducted  from  share  premium,  net  of  any  related 
income tax benefits. 

Shares to be issued represent the equity which the Company has committed to issue and which has been issued 
subsequent to the year end.  

The loan note reserve represents the value of the equity component of the nominal value of the loan notes issued. 

The capital reserve represents amounts arising in connection with reverse acquisitions. 

Retained  earnings  include  all  current  and  prior  period  results  as  disclosed  in  the  statement  of  comprehensive 
income together with the cumulative amount of share based expenses transferred to equity. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
19  Mineral & Financial Investments Limited 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 December 2016 

2 

PRINCIPAL ACCOUNTING POLICIES (continued) 

FINANCIAL LIABILITIES 

Financial  liabilities  are  recognised  in  the  Company’s  balance  sheet  when  the  Company  becomes  a  party  to  the 
contractual provisions of the instrument.  All interest related charges are recognised as an expense in finance cost 
in the income statement using the effective interest rate method.   

The Company's financial liabilities comprise convertible loan notes, and trade and other payables.   

The fair value of the liability portion of the convertible loan notes is determined using a market interest rate for an 
equivalent  non-convertible  loan  note.    This  amount  is  recorded  as  a  liability  on  an  amortised  cost  basis  until 
extinguished  on  conversion  or  maturity  of  the  loan  notes.    The  remainder  of  the  proceeds  is  allocated  to  the 
conversion option, which is recognised and included in shareholders’ equity, net of tax effects.  

Trade  payables  are  recognised  initially  at  their  fair  value  and  subsequently  measured  at  amortised  cost  less 
settlement payments. 

SHARE BASED PAYMENTS 

The Company operates equity settled share based remuneration plans for the remuneration of its employees. 

All services received in exchange for the grant of any share based remuneration are measured at their fair values. 
These  are  indirectly  determined  by  reference  to  the  fair  value  of  the  share  options  awarded.  Their  value  is 
appraised  at  the  grant  date  and  excludes  the  impact  of  any  non-market  vesting  conditions  (for  example, 
profitability and sales growth targets). 

Share  based  payments  are  ultimately  recognised  as  an  expense  in  the  income  statement  with  a  corresponding 
credit  to  retained  earnings  in  equity,  net  of  deferred  tax  where  applicable.  If  vesting  periods  or  other  vesting 
conditions  apply,  the  expense  is  allocated  over  the  vesting  period,  based  on  the  best  available  estimate  of  the 
number of share options expected to vest. Non-market vesting conditions are included in assumptions about the 
number of options that are expected to become exercisable. Estimates are subsequently revised, if there is any 
indication  that  the  number  of  share  options  expected  to  vest  differs  from  previous  estimates.  No  adjustment  is 
made to the expense or share issue cost recognized in prior periods if fewer share options ultimately are exercised 
than originally estimated. 

Upon exercise of share options, the proceeds received net of any directly attributable transaction costs up to the 
nominal  value  of  the  shares  issued  are  allocated  to  share  capital  with  any  excess  being  recorded  as  share 
premium. 

Where  share  options  are  cancelled,  this  is  treated  as  an  acceleration  of  the  vesting  period  of  the  options.    The 
amount that otherwise would have been recognised for services received over the remainder of the vesting period 
is recognised immediately within profit or loss. 

FOREIGN CURRENCIES 

The  Directors  consider  Sterling  to  be  the  currency  that  most  faithfully  represents  the  economic  effects  of  the 
underlying  transactions,  events  and  conditions.    The  financial  statements  are  presented  in  Sterling,  which  is  the 
Company’s functional and presentation currency. 

Foreign  currency  transactions  are  translated  into  Sterling  using  the  exchange  rates  prevailing  at  the  date  of  the 
transactions. Foreign currency exchange gains and losses resulting from the settlement of such transactions and 
from  the  translation  of  monetary  assets  and  liabilities  denominated  in  foreign  currencies  at  year  end  exchange 
rates  are  recognised  in  the  income  statement.    Non-monetary  items  that  are  measured  at  historical  costs  in  a 
foreign currency are translated at the exchange rate at the date of the transaction.  Non-monetary items that are 
measured at fair value in a foreign currency are translated into the functional currency using the exchange rates at 
the date when the fair value was determined. 

 
 
 
 
 
 
 
 
 
 
 
 
20  Mineral & Financial Investments Limited 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 December 2016 

2 

PRINCIPAL ACCOUNTING POLICIES (continued) 

SEGMENTAL REPORTING 

A segment is a distinguishable component of the Company's activities from which it may earn revenues and incur 
expenses,  whose  operating  results  are  regularly  reviewed  by  the  Company's  chief  operating  decision  maker  to 
make  decisions  about  the  allocation  of  resources  and  assessment  of  performance  and  about  which  discrete 
financial information is available. 

As the chief operating decision maker reviews financial information for and makes decisions about the Company's 
investment  activities  as  a  whole,  the  directors  have  identified  a  single  operating  segment,  that  of  holding  and 
trading in investments in natural resources, minerals, metals, and oil and gas projects.  The directors consider that 
it would not be appropriate to disclose any geographical analysis of the Company’s investments. 

3 

OPERATING PROFIT/(LOSS) 

Profit/(loss) from operations is arrived at after charging: 
Auditors' remuneration: 
- fees payable to the Company's auditors and its  
  associates for the audit of the Company's financial  
  statements     

4 

EMPLOYEE REMUNERATION 
The expense recognised for employee benefits is analysed below: 

Wages and salaries 

2016 
£’000 

2015 
£’000 

10 

10 

2016 
£’000 

67 

67 

2015 
£’000 

67 

67 

Details of Directors’ employee benefits expense are included in the Report on Remuneration on page 10. 
Remuneration for key management of the Company, including amounts paid to Directors of the Company, is as 
follows: 

Short-term employee benefits 

2016 
£’000 

67 

67 

2015 
£’000 

67 

67 

5 

TAXATION 

No provision has been made in respect of current taxation or deferred taxation as the Company is domiciled in the 
Cayman Islands and no corporation tax is applicable.    

 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
21  Mineral & Financial Investments Limited 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 December 2016 

6 

EARNINGS PER SHARE 

The basic and diluted earnings per share is calculated by dividing the profit/(loss) attributable to owners of the 
Company by the weighted average number of ordinary shares in issue during the year. 

Profit/(loss) attributable to owners of the Company 
- Continuing and total operations 

2016 
£’000 

111 

2016 

 2015 
£’000 

(496) 

2015 

Weighted average number of shares for calculating basic and 
fully diluted earnings per share* 

17,941,666 

13,874,459 

(Loss)/profit per share from continuing and total operations 
- Basic (pence per share) 
- Fully diluted (pence per share)* 

2015 
pence 

(3.6) 
(3.6) 

0.6 
0.6 

* The weighted average number of shares used for calculating the diluted loss per share is the same as that used 
for calculating the basic loss per share as the effect of exercise of the outstanding share options would be anti-
dilutive. 

7 

INVESTMENTS HELD AT FAIR VALUE THROUGH PROFIT OR LOSS 

1 January  – Investments at fair value 
Cost of investment purchases  
Proceeds of investment disposals 
Loss on disposal of investments 
Fair value adjustment 

31 December  – Investments at fair value 

Categorised as: 
Level 1 - Quoted investments 
Level 3 - Unquoted investments 

2016 
£’000 

691 
392 
(95) 
(169) 
455 

1,274 

189 
1,085 

1,274 

2015 
£’000 

990 
151 
(133) 
(131) 
(186) 

691 

176 
515 

691 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
    
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
22  Mineral & Financial Investments Limited 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 December 2016 

7 

INVESTMENTS HELD AT FAIR VALUE THROUGH PROFIT OR LOSS (continued) 

The Company has adopted fair value measurements using the IFRS 7 fair value hierarchy 

Categorisation within the hierarchy has been determined on the basis of the lowest level of input that is significant 
to the fair value measurement of the relevant asset as follows: 

Level 1 – valued using quoted prices in active markets for identical assets 
Level 2 – valued by reference to valuation techniques using observable inputs other than quoted prices included 
in Level 1. 
Level  3  –  valued  by  reference  to  valuation  techniques  using  inputs  that  are  not  based  on  observable  market 
criteria. 

LEVEL 3 investments 

Reconciliation of Level 3 fair value measurement of investments 

Brought forward 
Purchases 
Reclassified to Level 3 

Fair value adjustment 

Carried forward 

2016 
£’000 

515 
339 
−−−− 
231 

1,085 

2015 
£’000 

14 
151 
563 
(213)

515 

Level 3 valuation techniques used by the Group are explained on page 18 (Fair value of financial instruments) 

The Company’s  two largest Level 3 investments are Cap Energy plc and TH Crestgate GmbH.  

CAP ENERGY PLC 

The Company has a 1.3% interest in Cap Energy which has been valued at a 28% discount to the issue price of 
shares in Cap Energy’s last fund raise in March 2016.  The directors consider that this reflects the fair value of the 
Company’s  investment.    A  5%  increase  in  the  discount  would  reduce  the  carrying  value  of  the  investments  by 
£38,000. 

TH CRESTGATE GMBH (“THC”) 

Investments in THC include both debt and equity instruments which are carried at cost.  

The  Company  has  a  49%  interest.in  THC.    While  the  directors  consider  that  the  fair  value  of  the  Company’s 
interest in THC is in excess of cost its underlying assets are at an early stage of development and so a fair value 
is difficult to determine. 

8 

TRADE AND OTHER RECEIVABLES 

Prepayments 

Total 

2016 
£’000 

7 

7 

2015 
£’000 

6 

6 

The  fair  value  of  trade  and  other  receivables  is  considered  by  the  Directors  not  to  be  materially  different  to 
carrying amounts. 

At the balance sheet date in 2016 and 2015 there were no trade and other receivables past due. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
23  Mineral & Financial Investments Limited 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 December 2016 

9 

TRADE AND OTHER PAYABLES 

Trade payables 
Other payables 
Accrued charges 

Total 

2016 
£’000 

25 
7 
18 

50 

2015 
£’000 

16 
3 
22 

41 

The fair value of trade and other payables is considered by the Directors not to be materially different to carrying 
amounts. 

10 

CONVERTIBLE UNSECURED LOAN NOTES 
The  outstanding  convertible  loan  notes  are  zero  coupon,  unsecured  and  unless  previously  purchased  or 
converted they are redeemable at their principal amount at any time on or after 31 December 2014. 

The  net  proceeds  from  the  issue  of  the  loan  notes  have  been  split  between  the  liability element  and  an  equity 
component, representing the fair value of the embedded option to convert the liability into equity of the Company 
as follows: 

Liability component at 1 January 
Repayment of loan notes 
Conversion of loan notes 

Interest charged 
Liability component at 31 December 

2016 
£’000 

10 
−−−− 
−−−− 
10 
−−−− 
10 

2015 
£’000 

169 
(134)
(25)
10 
−−−− 
10 

The  Directors  estimate  the  fair  value  of  the  liability  component  of  the  loan  notes  at  31  December  2016  to  be 
approximately £10,000 (2015: £10,000) 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
24  Mineral & Financial Investments Limited 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 December 2016 

11 

SHARE OPTIONS 

     On 26 June 2014 the Company granted 500,000 options to directors and employees, exercisable at 7.89p per 
share.    At  the  year  end  all  these  options  had  vested  and  are  exercisable  at  any  time  prior  to  the  fifth 
anniversary of the date of grant.  

The fair value of the options granted during the year was determined using the Black-Scholes pricing model.  
The significant inputs to the model in respect of the options were as follows: 

     Date of grant 
     Share price at date of grant 
     Exercise price per share 
     No. of options 
     Risk free rate 
     Expected volatility 
     Life of option 
     Calculated fair value per share 

26 June 2014 

6.00p 

7.89p 

500,000 

3.0% 

50% 

5 years 

2.3264p 

The share based payment charge for the year was £Nil (2015: £Nil).   

The movements on share options and their weighted average exercise price are as follows: 

  2016 

2015 

Weighted 
average  
exercise price 
(pence) 

7.89 
−−−− 
−−−− 

7.89 

Weighted 
average  
exercise price 
(pence) 

15.22 
−−−− 
82.00 

7.89 

Number 

554,878 
−−−− 
(54,878) 

500,000 

Number 

500,000 
−−−− 
−−−− 

500,000 

Outstanding at 1 January  
Granted 

Lapsed 

Outstanding at 31 December 

 
 
 
 
 
 
 
 
 
 
    
    
    
    
    
    
 
 
 
 
 
 
 
 
 
25  Mineral & Financial Investments Limited 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 December 2016 

12 

SHARE CAPITAL 

AUTHORISED  

At 31 December 2015 and 31 December 2016 
Ordinary shares of 1p each 

Deferred shares of 24p each 

ISSUED AND FULLY PAID  

At  31 December 2014 

Ordinary shares of 1p each 

Deferred shares of 24p each 

Ordinary shares issued in year 

At 31 December 2015: 

Ordinary shares of 1p each 

Deferred shares of 24p each 

Ordinary shares issued in year 

At 31 December 2015: 

Ordinary shares of 1p each 

Deferred shares of 24p each 

Number of 
 shares 

Nominal  
Value 
£’000 

Share 
 premium 
£’000 

160,000,000 

35,000,000 

13,722,062 

11,435,062 

312,500 

14,034,562 

11,435,062 

10,000,000 

24,034,562 

11,435,062 

1,600 

8,400 

10,000 

137 

2,745 

2,882 

3 

140 

2,745 

2,885 

100 

240 

2,745 

2,985 

4,537 

22 

4,559 

375 

4,934 

The restricted rights of the deferred shares are such that they have no economic value.  

On 10 August 2016, 10,000,000 new ordinary shares were issued for cash at 4.75p per share as the result of a 
private placing. 

13 

LOAN NOTE EQUITY RESERVE 

Equity component of convertible loan notes at 1 January 

Transfer to retained earnings on repayment of loan notes 

Equity component of convertible loan notes at 31 December 

2016 
£’000 

6 
−−−− 
6 

2015 
£’000 

85 

(79) 

6 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
26  Mineral & Financial Investments Limited 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 December 2016 

14 

RISK MANAGEMENT OBJECTIVES AND POLICIES 

The  Company  is  exposed  to  a  variety  of  financial  risks  which  result  from  both  its  operating  and  investing 
activities.  The Company’s risk management is coordinated by the board of directors, and focuses on actively 
securing the Company’s short to medium term cash flows by minimising the exposure to financial markets. 

MARKET PRICE RISK 
The Company’s exposure to market price risk mainly arises from potential movements in the fair value of its 
investments.    The  Company  manages  this  price  risk  within  its  long-term  investment  strategy  to  manage  a 
diversified exposure to the market.  If each of the Company’s equity investments were to experience a rise or 
fall  of  10%  in  their  fair  value,  this  would  result  in  the  Company’s  net  asset  value  and  statement  of 
comprehensive income increasing or decreasing by £127,000 ( 2015:  £69,000). 

FOREIGN CURRENCY RISK 
The  Company’s  exposure  to  foreign  currencies  is  limited  to  its  investments  which  are  quoted  on  overseas 
stock markets in currencies other than Pounds Sterling and is not material. 

CREDIT RISK 
The Company's financial instruments, which are exposed to credit risk, are considered to be mainly cash and 
cash  equivalents  and  the  Company’s  receivables  are  not  material.    The  credit  risk  for  cash  and  cash 
equivalents is not considered material since the counterparties are reputable banks. 

The Company's exposure to credit risk is limited to the carrying amount of the financial assets recognised at 
the balance sheet date, as summarised below: 

Cash and cash equivalents 

Other receivables 

2016 
£’000 

274 
−−−− 

274 

2015 
£’000 

263 
−−−− 

263 

LIQUIDITY RISK 
Liquidity  risk  is  managed  by  means  of  ensuring  sufficient  cash  and  cash  equivalents  are  held  to  meet  the 
Company’s payment obligations arising from administrative expenses.   

CAPITAL RISK MANAGEMENT 
The Company's objectives when managing capital are: 
• 

to  safeguard  the  Company  's  ability  to  continue  as  a  going  concern,  so  that  it  continues  to  provide 
returns and benefits for shareholders; 
to support the Company 's growth; and 
to provide capital for the purpose of strengthening the Company 's risk management capability. 

• 
• 

The Company actively and regularly reviews and manages its capital structure to ensure an optimal capital 
structure and equity holder returns, taking into consideration the future capital requirements of the Company 
and capital efficiency, prevailing and projected profitability, projected operating cash flows, projected capital 
expenditures and projected strategic investment opportunities.  Management regards total equity as capital 
and reserves, for capital management purposes. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
27  Mineral & Financial Investments Limited 

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 December 2016 

15 

FINANCIAL INSTRUMENTS 

FINANCIAL ASSETS BY CATEGORY 
The  IAS  39  categories  of  financial  assets  included  in  the  balance  sheet  and  the  headings  in  which  they  are 
included are as follows:    

Financial assets: 

Cash and cash equivalents 
Investments held at fair value through profit and loss 

2016 
£'000 

274 
1,274 
1,548 

2015 
£'000 

263 
691 
954 

FINANCIAL LIABILITIES BY CATEGORY 
The  IAS  39 categories  of  financial  liability  included  in the  balance  sheet  and  the  headings  in  which they  are 
included are as follows: 

Financial liabilities at amortised cost: 
Convertible unsecured loan notes 
Trade and other payables 

2016 
£'000 

10 
32 
42 

2015 
£'000 

10 
19 
29 

16 

CONTINGENT LIABILITIES AND CAPITAL COMMITMENTS 

There were no contingent liabilities or capital commitments at 31 December 2016 or 31 December 2015. 

17 

POST YEAR END EVENTS 

The material events since the year end are set out in the Directors Report. 

18 

RELATED PARTY TRANSACTIONS 

Details  of  the  directors’  remuneration  and  the  options  granted  to  directors  are  disclosed  in  the  remuneration 
report on page 10. 

19 

ULTIMATE CONTROLLING PARTY 

The Directors do not consider there to be a single ultimate controlling party.