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FY2013 Annual Report · Mineral Resources
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Minoan Group Plc  

Report and Financial Statements  

Year ended 31 October 2013 

Company registration no: 3770602    

  
 
 
Minoan Group Plc  

Report and Financial Statements 

Year ended 31 October 2013 

Contents 

Directors and Advisers 
Chairman’s Statement 
Strategic Report 
Directors’ Report 
Independent Auditor’s Report 
Consolidated Statement of Comprehensive Income 
Statements of Changes in Equity 
Consolidated Balance Sheet 
Company Balance Sheet 
Consolidated Cash Flow Statement 
Notes to the Consolidated Cash Flow Statement 
Company Cash Flow Statement 
Notes to the Company Cash Flow Statement 
Notes to the Financial Statements 

1 
2-4 
5-6 
7-8 
9-10 
11 
12-13 
14 
15 
16 
17 
18 
19 
20-50 

 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Directors and Advisers 

Directors 
C W Egleton FCA (Chairman) 
D C Wilson (Managing Director) 
B D Bartman BSc (Econ), FCA 
G D Cook MA, ACA  
T R C Hill B.Arch 

Company secretary 
W C Cole FCA 

Registered office 
5 Old Bailey 
London 
EC4M 7BA 

Bankers 
HSBC Bank plc, London 
Barclays Bank Plc, Glasgow 

Legal advisers 
Pinsent Masons LLP, London 

Nominated adviser and broker 
WH Ireland Limited, London 

Head office 
3rd Floor 
Sterling House 
20 Renfield Street 
Glasgow 
G2 5AP 

Administration office 
3rd Floor 
AMP House 
Dingwall Road 
Croydon 
Surrey 
CR0 2LX 

Registrars 
Neville Registrars Limited, Halesowen, West Midlands  

Independent auditor 
Chantrey Vellacott DFK LLP 
Chartered Accountants and Statutory Auditor 
Russell Square House 
10-12 Russell Square 
London 
WC1B 5LF 

1 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Chairman’s Statement 

Introduction 

The year under review saw the successful completion of the consolidation of the Group’s travel business under 
the Stewart Travel brand and very strong trading results. The Group’s project in Greece (the “Project”) was 
granted Fast Track status and a major new financing facility was completed. 

The Group has made significant progress in its twin objectives of the creation of a widely based travel and 
leisure business, and the realisation of value from the Project, having put in place the management, financial 
and technical resources to support both significant further growth of the travel and leisure division, and the 
progress of the Project towards Presidential Decree and beyond. 

Since the year end we have continued to move forward with the buy in of the 20% stake in the travel business 
sold earlier in the financial year, the completion and submission of the Strategic Environmental Assessment 
(“SEA”) for the Project and the start of the Public Consultation process on the SEA. In addition, we have 
agreed to acquire the trade and assets of Martin Singer Travel Limited, a successful, long established, 
independent business in the Aberdeen area. 

Greece 

The Project has already received the support of the local municipality in Sitia and the next step, assuming a 
successful Public Consultation, is the preparation and gazetting of the Presidential Decree setting out the 
development zones for the Project as approved under the Fast Track legislation. 

Whilst the Group’s team in Greece continues to work on matters concerning the granting of the Presidential 
Decree, the focus of their efforts is beginning to change and move towards the practical implementation of the 
Project. 

The Group has completed major steps forward for the Project - Fast Track Approval, the preparation and 
submission of the SEA and its release for Public Consultation. With their completion, looking ahead, the 
primary objective for the directors is the crystallisation of shareholder value. It is intended to explore all 
possible avenues open to the Company including the progression of a number of ongoing discussions with 
potential joint venture partners and operators as well the instigation of discussions with other parties who have 
registered their interest in participating in the Project. 

On a more general note, it has been announced that funds are being made available by the Greek National and 
Regional Governments to improve the road network in the region and also to allow the completion of the new 
passenger terminal at Sitia airport, both of which are expected to increase the tourism value of the local area. 

Travel and Leisure 

The Group’s travel and leisure division has had another successful year with total transaction value growing by 
37% for the year ended 31 October 2013 to reach £51.2 million (2012: £37.4 million) and a profit before tax 
from the continuing business of £604,000 (2012: £413,000). 

2 

 
 
 
 
 
 
 
Minoan Group Plc  

Chairman’s Statement (continued) 

Travel and Leisure (continued) 

Excluding the effect of acquisition and significant discontinued business streams, the gross profit of the 
division increased by 9%. This impressive growth reflects a mix of volume growth and the fruits of a conscious 
strategy to move away from traditional retail business towards higher margin business, thereby generating an 
overall increase in gross margin.  In particular, the businesses of Cruise and Golf grew substantially ahead of 
the market.   

Although the additional overhead base of acquired businesses has contributed to an increase in divisional 
overheads, underlying overheads remain broadly stable on a like for like basis. More generally, and in line with 
the underlying strategy, the infrastructure and overhead base of the business, together with the management 
team, remain at a level appropriate to support a far greater volume of business and acquisition targets continue 
to be actively pursued. 

Assuming the successful completion of its most recent acquisition, which remains subject to due diligence, the 
Group’s travel division will have acquired and successfully integrated eight travel agencies and businesses to 
date. 

Financial review 

During the year, cash used in operating activities amounted to £2.2 million, funded by borrowings under the £5 
million loan facility secured with Hillside International Holdings Limited (“Hillside”), other loans, plus the 
sale of a 20% interest in the T&L division, generating proceeds in the year of £2.5 million. 

Since the year end, we have re-acquired the minority interest in the T&L division for a total consideration of 
£930,000, drawn further upon the Hillside facility, and directors and senior management have demonstrated 
their confidence in the Group by settling fees totalling £699,000 in equity and options.  

Board change 

On 19 February 2014 ,  the Company announced that Barry Bartman was retiring from the role of Group 
Finance Director with effect from the end of that month whilst remaining on the Board as a non-executive 
director. The Company has commenced the process of recruiting a new Group Finance Director. 

Barry has made an enormous contribution since joining the Board and my colleagues and I are very  pleased 
that he has agreed to remain as a non-executive director so that the Group may continue to benefit from his 
wide experience and, in particular, his knowledge of the Greek business climate and the Project. 

On a personal note, I am delighted that Barry is to remain with the Group. 

Outlook 

Greece 

The progress made in the last few months has been gratifying and there is no doubt that there is now support 
for the Project at all levels within the Greek Government and communities local to the Project. I believe that 
the Board’s long held belief both in the Project and in our team’s ability to bring it to fruition is now closer 
than ever to being realised. 

3 

 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Chairman’s Statement (continued) 

Outlook (continued) 

Travel and Leisure 

The trading performance of the division since the year end has continued to strengthen.  

In respect of the continuing business streams, total transaction value for the first five months of the current 
financial year increased by 10% and gross profit by 15%. The division’s best performing areas are Corporate 
Travel and Cruise, both of which are registering annual sales growth rates of over 20%.   

The Board is delighted by Travel and Leisure’s performance so far this financial year. It is clear that sales are 
rising and discounts falling, which is the virtuous circle we aimed to achieve. 

Our confidence in the outlook for the current year is reinforced by that the fact that the results for February are 
better than the industry trend with March reflecting even stronger growth. 

The Travel and Leisure business continues to offer good opportunities for expansion and the Board will 
continue its buy-and-build strategy in seeking to acquire businesses that add value to our Stewart Travel brand. 
We are continuing discussions with a number of prospective acquisitions in the North of England and expect to 
be able to update the market in the coming weeks. 

Conclusion 

This has been our most successful year to date and my colleagues and I look forward to reporting to 
shareholders on further significant progress in all areas of the Group’s business over the next twelve months. 

Christopher W Egleton 
Chairman                                                                                                                                          
1 April 2014 

4 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Strategic Report 

The directors present their Strategic Report and the audited consolidated financial statements for the year 
ended 31 October 2013. 

Review of business 
A review of the Group’s business is given in the Chairman’s Statement on page 2.  

The directors are of the opinion that analysis using key performance indicators for the Project is not necessary 
for an understanding of the development, performance or position of that operation.  

The key performance indicators used in the travel businesses are total transaction value and gross profit. Total 
transaction value has increased to £51,164,000 from £37,379,000 and gross profit has increased to £5,196,000 
from £3,733,000. This reflects the impact of a full year’s trading for businesses acquired part way through the 
year ended 31 October 2012, new businesses acquired during the year ended 31 October 2013 and underlying 
growth.   

The Group’s financial instruments and risk management are discussed in note 15.   

Principal risks and uncertainties   
The Group’s key risks currently remain centred round the Project. The Group has an ongoing requirement to 
raise capital to finance its working capital. As has been the case for the past several years, the Group is in 
continual discussions with a variety of individuals and commercial parties regarding the provision of funding 
to enable the Group’s current and future obligations and requirements to be met. These discussions are at 
varying stages of development and the Board is confident that all necessary funding will be forthcoming within 
a timescale which will enable the Group to move forward to provide a return to shareholders in due course (see 
also note 1). 

As the Project progresses and moves towards its implementation stage, the normal risks associated with a 
development of its size and nature will apply. These include, inter alia, planning consents, availability of 
project finance, construction costs and market demand. 

The risks relating to the travel businesses are primarily its reliance on supply from tour operators and airlines, 
and changes in general economic and other business conditions which may adversely affect demand for 
tourism products. There are no material risks related to currency. 

The Board is confident that the value of the Group’s asset in Crete, combined with the future prospect for 
development in other areas of activity, justifies the conclusion that it is appropriate to prepare the financial 
statements on the going concern basis. 

As referred to in note 1, certain costs in respect of the Project, which were reallocated to non-current assets in a 
prior year, have been transferred to inventories during the year.   Although its long term commitment to the 
Project remains unchanged, the directors have re-assessed the treatment of this asset in the light of changes in 
the project financing market and their previously stated intention to develop the Project with joint venture 
partners and other interested parties. In order to provide flexibility in their future plans, and having taken 
relevant advice, it has been decided that the costs referred to above, currently shown in non-current assets, 
should be reallocated to current assets as at 31 October 3013.  The directors envisage that any joint venture or 
partnership arrangements will preserve the nature of the Group’s long term commitment to the Project.  

5 

 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Strategic Report (continued) 

Corporate social responsibility 
The Group has demonstrated its social responsibilities through its iterative approach to the evolution of the 
Project, which has involved a transparent process and extensive consultation with stakeholders. The Project 
design embraces the principles of the five capitals of sustainable development to ensure that all related matters 
have been taken into account..   Thus the more usual concerns related to the protection of the environment, 
flora, fauna, hydrogeology and the ecology generally have drawn in considerations of wider issues including 
social, cultural, human and economic matters as well as those related to the extensive use of renewable energy 
and many other items contributing to a healthy carbon footprint. The Project is strictly focused on the long 
term restoration and preservation of the environment as a whole and puts in place a sustainable management 
plan, involving local representatives and experts, to ensure a robust, pro-active management system is 
implemented aimed at protecting the area for future generations.  

Approved by the Board of Directors and signed by order of the Board. 

C W Egleton 
Director 
1 April 2014 

6 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Directors’ Report  

The directors present their annual report for the year ended 31 October 2013. 

Principal activities 
The Company is a public limited company incorporated in England and Wales and quoted on AIM. The 
Company’s principal activity in the year under review was that of a holding and management company of a 
Group involved in the design, creation, development and management of environmentally friendly luxury 
hotels and resorts and in the operation of independent travel businesses, through which the Group provides a 
broad range of services including, inter alia, transportation, hotel and other accommodation and leisure 
services. 

Results and dividends 
The financial statements are prepared in accordance with EU adopted International Financial Reporting 
Standards (“IFRS”) and IFRIC interpretations and the Companies Act 2006.  

The Group made a loss for the year, after taxation, of £1,150,000 (31 October 2012: £1,371,000). The loss also 
includes a charge in respect of share-based payments (note 17) in the amount of £386,000 (31 October 2012: 
£290,000). This charge does not involve any cash payment. 

No dividend is proposed for the year (31 October 2012: Nil). 

A review of the Group’s business appears in the Chairman’s Statement on page 2 and the Strategic Report on 
page 5. 

Statement of directors’ responsibilities 
The directors are responsible for preparing and reporting the financial statements in accordance with applicable 
laws and regulations. Company law requires the directors to prepare financial statements for each financial 
year. Under that law the directors have prepared the Group and Parent Company financial statements in 
accordance with IFRS as adopted by the EU. The financial statements are required by law to give a true and 
fair view of the state of affairs of the Company and the Group as at the end of the financial period and of the 
profit or loss of the Group for that period.  

In preparing the financial statements, the directors are required to: 

• 

• 

• 

• 

select suitable accounting policies and then apply them consistently; 

make judgements and estimates that are reasonable and prudent; 

state the financial statements comply with IFRS as adopted by the EU; and 

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the 
Group will continue in business. 

The directors confirm that they have complied with the above requirements in preparing the financial 
statements. 

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain 
the Group’s transactions and disclose with reasonable accuracy at any time the financial position of the 
Company and Group and enable them to ensure that the financial statements comply with the Companies Act 
2006. They are also responsible for safeguarding the assets of the Company and the Group and hence for 
taking reasonable steps for the prevention and detection of fraud and other irregularities. 

7 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Directors’ Report (continued) 

Statement of directors’ responsibilities (continued) 
The directors are responsible for the maintenance and integrity of the Group web site,  www.minoangroup.com. 
Legislation in the UK governing the preparation and dissemination of financial statements may differ from 
legislation in other jurisdictions. 

Each director as at the date of this report has confirmed that, to the best of his knowledge, the Group financial 
statements, which have been prepared in accordance with IFRS as adopted by the EU,  

• 

• 

give a true and fair view of the assets, liabilities, financial position and loss of the Group; and 

include in the Chairman’s Statement, the Strategic Report and Directors’ Report a fair review of the 
development,   performance and position or the Group, together with a description of the principal 
risks and uncertainties it faces.     

Under company law the directors must not approve the financial statements unless they are satisfied that they 
give a true and fair view of the state of affairs of the Company and the Group and of the profit or loss of the 
Group for that year. 

The directors in office at the end of the period remain in office as at the date of signing of the Directors’ 
Report.  

Insurance 
The Company had in place during the year, and remaining in place at the date of this report, Directors and 
Officers Liability Insurance covering the directors of all group companies. 

Events after the balance sheet date 
The directors draw attention to the events disclosed in note 20.  

Auditor and disclosure of information to the auditor 
Each director, as at the date of this report, has confirmed that insofar as they are aware there is no relevant 
audit information (that is, information needed by the Group’s auditor in connection with preparing their report) 
of which the Group’s auditor is unaware, and that they have taken all the steps that they ought to have taken as 
directors in order to make themselves aware of any relevant audit information and to establish that the Group’s 
auditor is aware of that information. 

A resolution to re-appoint Chantrey Vellacott DFK LLP as the auditor for the ensuing year will be proposed at 
the Annual General Meeting of the Company in accordance with section 489 of the Companies Act 2006. 

Approved by the Board of Directors and signed by order of the Board. 

C W Egleton 
Director 
1 April 2014 

8 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Independent Auditor’s Report to the members of Minoan Group Plc 

We have audited the financial statements of Minoan Group Plc for the year ended 31 October 2013 which 

comprise the consolidated statement of comprehensive income, the consolidated and company statements of 

changes in equity, the consolidated and company balance sheets, the consolidated and company cash flow 

statements and the related notes. The financial reporting framework that has been applied in their preparation is 

applicable law and International Financial Reporting Standards (IFRS) as adopted by the European Union and 

as regards the parent company financial statements, as applied in accordance with the provisions of the 

Companies Act 2006. 

This report is made solely to the company’s members, as a body, in accordance with Chapter 3 of Part 16 of 

the Companies Act 2006.   Our audit work has been undertaken so that we might state to the company’s 

members those matters we are required to state to them in an auditor’s report and for no other purpose.  To the 

fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the company 

and the company’s members as a body, for our audit work, for this report, or for the opinions we have formed. 

Respective responsibilities of directors and the auditor 

As explained more fully in the statement of directors’ responsibilities, the directors are responsible for the 

preparation of the financial statements and for being satisfied that they give a true and fair view. Our 

responsibility is to audit and express an opinion on the financial statements in accordance with applicable law 

and International Standards on Auditing (UK and Ireland). Those standards require us to comply with the 

Auditing Practices Board’s Ethical Standards for Auditors. 

Scope of the audit of the financial statements  

An audit involves obtaining evidence about the amounts and disclosures in the financial statements sufficient 

to give reasonable assurance that the financial statements are free from material misstatement, whether caused 

by fraud or error. This includes an assessment of whether the accounting policies are appropriate to the group’s 

and the parent company’s circumstances and have been consistently applied and adequately disclosed; the 

reasonableness of significant accounting estimates made by the directors; and the overall presentation of the 

financial statements. 

In addition, we read all the financial and non-financial information in the Report and Financial Statements to 

identify material inconsistencies with the audited financial statements and to identify any information that is 

apparently materially incorrect based on, or materially inconsistent with, the knowledge acquired by us in the 

course of performing the audit. If we become aware of any apparent material misstatements or inconsistencies 

we consider the implications for our report. 

Opinion on financial statements 

In our opinion: 

• 

the financial statements give a true and fair view of the state of the group’s and of the parent 
company’s affairs as at 31 October 2013 and of the group’s loss for the year then ended.  

9 

 
 
 
 
 
 
 
Minoan Group Plc  

Independent Auditor’s Report to the members of Minoan Group Plc 
(continued) 

Opinion on financial statements (continued)  

• 

• 

• 

the group financial statements have been properly prepared in accordance with IFRS as adopted by 

the European Union;  

the parent company financial statements have been properly prepared in accordance with IFRS as 

adopted by the European Union and as applied in accordance with the provisions of the Companies 

Act 2006; 

the financial statements have been prepared in accordance with the requirements of the Companies 

Act 2006. 

Emphasis of matter - project in Crete and going concern 

In forming our opinion on the financial statements, which is not modified, we have considered the adequacy of 
the disclosures made in the Chairman’s Statement, the Strategic Report and in note 1 to the financial 
statements concerning the uncertainty regarding the Group’s ability to secure detailed planning consents and 
project finance in order to bring its project in Crete to fruition and to continue as a going concern, which is 
dependent on the group’s ability to continue to  raise capital to finance its working capital requirements to 
move forward, whether with the Project or with the travel and leisure business.  

The financial statements do not include any adjustments that would result if the group was unsuccessful in this 
regard. 

Opinion on other matters prescribed by the Companies Act 2006 

In our opinion the information given in the strategic report and the directors’ report for the financial year for 

which the financial statements are prepared is consistent with the financial statements. 

Matters on which we are required to report by exception 

We have nothing to report in respect of the following where under the Companies Act 2006 we are required to 

report to you if, in our opinion: 

• 

• 

adequate accounting records have not been kept by the parent company, or returns adequate for our 

audit have not been received from branches not visited by us; or 

the parent company financial statements are not in agreement with the accounting records and returns; 

or 

• 
certain disclosures of directors’ remuneration specified by law are not made; or 
•  we have not received all the information and explanations we require for our audit.  

Ian Staunton (Senior Statutory Auditor) 

for and on behalf of CHANTREY VELLACOTT DFK LLP  

Chartered Accountants and Statutory Auditor 

LONDON 
1 April 2014 

10

 
 
 
 
 
 
Minoan Group Plc  

Consolidated Statement of Comprehensive Income 
Year ended 31 October 2013 

Total transaction value 

Revenue 

Cost of sales 

Gross profit 

                    2013 

                    2012 

                   £’000 

                   £’000 

51,164 

37,379 

9,217 

4,021 

5,196 

9,453 

5,720 

3,733 

Operating expenses 

(5,416) 

(3,867) 

Other operating expenses: 

Corporate development costs  

Charge in respect of share-based payments 

Operating loss 

Finance costs 

(457) 

(386) 

(1,063) 

(866) 

(290) 

(1,290) 

(119) 

(57) 

Loss before taxation 

(1,182) 

(1,347) 

Taxation credit/(charge) 

Loss after taxation 

Profit for year attributable to non-controlling 
interest 

32 

(1,150) 

(24) 

(1,371) 

22 

- 

Loss for year  attributable to equity holders of the 
Company 

(1,172) 

(1,371) 

Loss per share attributable to equity holders of   

the Company: Basic and diluted 

(0.78)p 

(1.14)p 

All of the activities of the Group are classed as continuing. 

The Group had no recognised gains and losses other than the results for the year set out above. 

The notes on pages 20 to 50 form part of these financial statements.

11

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Statements of Changes in Equity 
Year ended 31 October 2013 

Consolidated 

Year ended 31 October 2013 

Balance at 1 November 2012 
(Loss)/ profit for the year 
Net proceeds from share issues   
Disposal of non-controlling               
interest 
Share-based payments  
Balance at 31 October 2013 

Share 
capital 
£’000 
14,541 
- 
152 

- 
- 
14,693 

Share 
premium 
£’000 
28,349 
- 
432 

- 
- 
28,781 

Year ended 31 October 2012 

interest                                  

               Total 
              equity                                                                                                              

Non-controlling 

Retained 
Merger 
reserve                         
earnings                                  
£’000 
£’000 
(11,084) 
        -               41,155 
(1,172)                      22                     (1,150) 
-                         -                     584 

£’000 
9,349 
- 
- 

£’000 

- 
(127) 
-              386 
9,349        (11,997) 

                 897           
                     -               
                 919               41,745 

                   770 
                   386 

Balance at 1 November 2011 
Loss for the year 
Net proceeds from share issues 
Share-based payments: 
Current year charges 
Settlement of liabilities 
Balance at 31 October 2012 

Share 
capital 
£’000 
14,054 
- 
487 

- 
- 
14,541 

Retained 
Merger 
Share 
reserve                         
earnings                                  
premium 
£’000 
£’000 
£’000 
24,809             9,349         (10,388) 
(1,371) 

 Non-controlling 

£’000 
        -               37,824 
        -                 (1,371) 

interest                                  

      Total 

equity                              
£’000 

- 
3,540 

- 
- 

-                         -                4,027 

- 
- 
28,349 

-              290                          -                     290 
-              385                          -                     385 
-               41,155 

 (11,084) 

9,349 

12

 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Statements of Changes in Equity (continued) 
Year ended 31 October 2013 

Company 

Year ended 31 October 2013 

Balance at 1 November 2012 
Loss for the year 
Net proceeds from share issues 
Share-based payments charge 
Balance at 31 October 2013 

Year ended 31 October 2012 

Balance at 1 November 2011 
Loss for the year 
Net proceeds from share issues 
Share-based payments: 
Current year charges 
Settlement of liabilities 
Balance at 31 October 2012 

Share 
capital 
£’000 
        14,541 
- 
152 
                        - 
               14,693    

Share 
capital 
£’000 
        14,054 
- 
487 

Share 
premium 
£’000 
28,349                3,060              45,950 

Retained 
earnings                       

£’000 

      Total 

equity                         
£’000 

-                   (773)                    (773) 

432                        - 

-                    386          

28,781                 2,673   

                584        
                386           
           46,147      

Share 
 premium 
£’000 
24,809                3,123 

                 £’000 

Retained 
earnings           

            41,986 
-                   (738)                   (738) 

3,540                        - 

               4,027     

       Total 

equity                              
£’000 

                        - 
                        - 
               14,541     

-                   290 
-                   385 

28,349                3,060    

                 290 
                 385 
            45,950    

13

 
 
 
 
 
 
 
 
 
 
  
 
 
Minoan Group Plc  

Consolidated Balance Sheet as at 31 October 2013 

Notes to 
the 
Financial 
Statements 

2013 
£’000 

2012 
£’000 

Assets 

Non-current assets 

Intangible assets 

Property, plant and equipment  

Total non-current assets 

Current assets 

Inventories 

Receivables 

Cash and cash equivalents 

Total current assets 

Total assets 

Equity 

Share capital 

Share premium account 

Merger reserve account 

Retained earnings 

Non-controlling interest 

Total equity 

Liabilities 

Non-current liabilities 

Current liabilities 

Total liabilities 

7 

8 

10 

11 

14 

12 

12 

8,678 

719 

9,397 

38,367 

896 

271 

39,534 

8,229 

20,706 

28,935 

16,763 

1,063 

657 

18,483 

48,931 

47,418 

14,693 

28,781 

9,349 

(11,997) 

40,826 

919 

41,745 

1,159 

6,027 

7,186 

14,541 

28,349 

9,349 

(11,084) 

41,155 

- 

41,155 

- 

6,263 

6,263 

Total equity and liabilities 

48,931 

47,418 

The financial statements on pages 11 to 50 were approved and authorised for issue by the Board of Directors 
on 1 April 2014.                                    

Signed on behalf of the Board of Directors 

C W Egleton 
Director 

14

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Company Balance Sheet as at 31 October 2013 

Assets 

Non-current assets 

Investments 

Total non-current assets 

Current assets 

Receivables 

Cash and cash equivalents  

Total current assets 

Total assets 

Equity 

Share capital 

Share premium account 

Retained earnings 

Total equity 

Liabilities 

Non-current liabilities 

Current liabilities 

Total liabilities 

Note to the 
Financial 
Statements 

2013
£’000

2012 
£’000 

9 

11 

14 

12 

12 

26,436

26,436

23,416

35

23,451

25,936 

25,936 

22,722 

5 

22,727 

49,887

48,663 

14,693

28,781

2,673

46,147

1,100

2,640

3,740

14,541 

28,349 

3,060 

45,950 

- 

2,713 

2,713 

Total equity and liabilities 

49,887

48,663 

Company registration number: 3770602 

The financial statements on pages 11 to 50 were approved and authorised for issue by the Board of Directors 
on 1 April 2014.                                    

Signed on behalf of the Board of Directors 

C W Egleton 
Director 

15

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Consolidated Cash Flow Statement 
Year ended 31 October 2013 

Notes to the 
Consolidated 
Cash Flow 
Statement 

                    2013 
£’000 

                    2012 
£’000 

Cash flows from operating activities 

Net cash outflow from continuing operations 

1 

Finance costs 

Net cash used in operating activities  

(2,066) 

(119) 

(2,185) 

(1,656) 

(57) 

(1,713) 

Cash flows from investing activities 

Acquisition of trade and assets of Stewart Travel 
Centre 

Cash acquired with Stewart Travel Centre 

Purchase of property, plant and equipment  

Purchase of intangible assets 

Net cash used in investing activities 

Cash flows from financing activities 

Net proceeds from the issue of ordinary shares  

Loans received 

Net proceeds from sale of shares in subsidiary 
company 

Payments of hire purchase liabilities 

Net cash generated from financing activities 

Net (decrease)/increase in cash 

Cash at beginning of year 

Cash at end of year 

- 

- 

(371) 

(315) 

(686) 

- 

1,760 

770 

(45) 

2,485 

(386) 

657 

271 

(360) 

286 

(45) 

(233) 

(352) 

1,522 

691 

- 

- 

2,213 

148 

509 

657 

16

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
Minoan Group Plc  

Notes to the Consolidated Cash Flow Statement 
Year ended 31 October 2013 

1  Cash flows from operating activities 

Loss before taxation 

Finance costs 

Depreciation  

Amortisation 

Loss/(gain) on disposal of property, plant and equipment 

Exchange (gain)/loss relevant to property, plant and equipment 

Increase in inventories 

Share-based payments 

Decrease/(increase) in receivables 

Decrease in current liabilities 

Non cash movement in non-current assets 

Non cash movement in intangible assets 

Non cash movement in investments 

Non cash movement in inventories 

Non cash movement in equity 

Net cash outflow from continuing operations 

                    2013 
£’000 

                   2012 
£’000 

(1,182) 

(1,347) 

119 

124 

45 

102 

           (11) 

(1,291) 

386 

175 

(278) 

20,313 

(179) 

- 

(20,313) 

(76) 

(2,066) 

57 

59 

- 

(4) 

            19 

(1,111) 

675 

(599) 

(1,294) 

200 

- 

100 

- 

 1,589   

(1,656) 

17

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Company Cash Flow Statement 
Year ended 31 October 2013 

Notes to the 
Company 
Cash Flow 
Statement 

                    2013 
£’000 

                   2012 
£’000 

Cash flows from operating activities 

Net cash outflow from continuing operations 

1 

Finance costs 

Net cash used in operating activities 

Cash flows from investing activities 

Investment in subsidiary companies 

Net cash used in investing activities 

Cash flows from financing activities 

Net proceeds from the issue of ordinary shares  

Loans received 

Net cash generated from financing activities 

Net increase/(decrease) in cash 

Cash at beginning of year 

Cash at end of year 

(1,611) 

(119) 

(1,730) 

- 

- 

- 

1,760 

1,760 

30 

5 

35 

(493) 

(57) 

(550) 

(1,670) 

(1,670) 

1,522 

691 

2,213 

(7) 

12 

5 

18

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Company Cash Flow Statement 
Year ended 31 October 2013 

1      Cash flows from operating activities 

Loss before taxation 

Finance costs 

Share-based payments 

Increase in receivables 

(Decrease)/increase  in current liabilities 

Non cash movement in investments 

Non cash movement in equity 

Net cash outflow from continuing operations 

                    2013 
£’000 

                      2012 
£’000 

(773) 

119 

386 

(694) 

(73) 

(500) 

(76) 

(1,611) 

(738) 

57 

675 

(3,167) 

866 

- 

1,814 

(493) 

19

 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements 
Year ended 31 October 2013 

1 Accounting policies  

These consolidated financial statements are prepared in accordance with EU adopted International Financial 
Reporting Standards (“IFRS”) and the International Financial Reporting Interpretations Committee (“IFRIC”) 
interpretations and the Companies Act 2006 applicable to companies reporting under IFRS.  

The principal accounting policies adopted in the preparation of these financial statements are set out below. 
These policies have been consistently applied to all the periods presented, unless otherwise stated. 

The International Accounting Standards Board and IFRIC have issued the following standards and 
interpretations with an effective date after the date of these financial statements and which have not been 
adopted early:  

Standard/Interpretation 
IAS 19 (amendments) 
IFRS 10 
IFRS 11 
IFRS 12 
IFRS 13 
IAS 27  
IAS 28 (revised) 

Title 
Employee benefits 
Consolidated financial statements 
Joint arrangements 
Disclosure of interest in other entities 
Fair value measurement 
Separate financial statements 
Investments in associates and joint 
ventures 
The Board has not yet established the effect of these standards on the Group. 

Effective date 
1 January 2013 
1 January 2014 
1 January 2014 
1 January 2014 
1 January 2014 
1 January 2014 

1 January 2014 

Going concern    
The financial statements have been prepared on the going concern basis. 

The directors have considered the financial and commercial position of the Group in relation to its project in 
Crete (the “Project”) and also in respect of its travel and leisure (“T&L”) business. In particular, the directors 
have reviewed the matters referred to below.  

Having received approval for the Project to qualify as a strategic investment and to be eligible for inclusion 
under the provisions of the Fast Track Law, the new process approved by the Greek Government allowing for 
quicker permitting time for Fast Track projects, the Company is currently awaiting the approval of the 
Strategic Environmental Assessment (“SEA”) in respect of the Project, which was submitted on 23 December 
2013. The SEA became available for public consultation, which includes the relevant ministries, on 19 
February 2014. All comments should be received by the end of March 2014. 

Accordingly, the directors consider it relevant that having completed a financial joint venture agreement (see 
note 12) prior to Fast Track and any other consents, they will conclude further Project joint venture agreements 
in the near term. In addition, the directors are considering a number of other agreements which are likely to 
have a major beneficial impact on the Group’s resources.  

In addition to specific Project related matters as noted above, and as has been the case in the past, the Group 
continues to raise capital in order to meet its existing working capital requirements and the directors consider 
that any necessary funds will be raised as required.  

20

 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

1 Accounting policies (continued) 

Going concern (continued)    
With the first acquisitions in the planned expansion of its T&L business having been completed, the Group is 
now generating profits and cash flow within this sector of its activities.  

Having taken these matters into account, the directors consider that the going concern basis of preparation of 
the financial statements is appropriate. 

Basis of accounting 
The financial statements are prepared under the historical cost convention except for financial instruments 
which are stated at fair value. 

No statement of comprehensive income is presented by the Company as permitted by Section 408 of the 
Companies Act 2006. The Company’s loss before taxation for the year ended 31 October 2013 was £773,000 
(year ended 31 October 2012: £738,000).  

Basis of consolidation 
The consolidated financial statements incorporate the financial statements of the Company and all its 
subsidiaries as at 31 October 2013 using uniform accounting policies.  The Group’s policy is to consolidate the 
income of subsidiaries acquired in the year from the date of acquisition to the Group’s next accounting 
reference date. The financial statements of Loyalward Hellas S.A., the Company’s Greek subsidiary, are 
consolidated using the currency exchange rate ruling at the period end. Intra-group balances are eliminated on 
consolidation. 

Acquisitions of subsidiaries and businesses are accounted for using the acquisition method. The consideration 
for each acquisition is measured at the aggregate of the fair values of the assets given, liabilities incurred and 
equity instruments issued to the Group in exchange for control of the acquired. Acquisition related costs are 
recognised in the consolidated statement of comprehensive income as incurred. 

Critical accounting estimates and judgements 
The preparation of the financial statements in accordance with generally accepted financial accounting 
principles requires the directors to make critical accounting estimates and judgements that affect the amounts 
reported in the financial statements and accompanying notes. The estimates and assumptions that have a 
significant risk of causing material adjustments to the carrying value of assets and liabilities within the next 
financial year are discussed below: 

● in capitalising the costs directly attributable to the Project (see property, plant and equipment 

and inventories below), and continuing to recognise goodwill, the directors are of the opinion 
that the Project will be brought to fruition and that the carrying value of property, plant and 
equipment, inventories and goodwill is reasonable; 

21

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

1 Accounting policies (continued)

Goodwill  
Goodwill arising on acquisitions represents the difference between the fair value of the net assets acquired and 
the consideration paid. 

Goodwill is tested annually for impairment. In particular, the directors have considered the current value of the 
Group’s overall interest in the Project and its progress and are of the opinion that the Project site has longer 
term value in excess of the carrying value of non-current assets and inventories. The directors’ opinion of the 
current value also takes into account the estimate dated 27 June 2011 of the development value of the Project 
site in the order of €100 million, which was included in the Company’s AIM readmission document published 
on 30 September 2011 and which was reaffirmed in March 2012. 

In addition, the directors are of the opinion that the projected value of the Travel and Leisure business, which is 
treated as one cash generating unit, is in excess of the value of the amount of goodwill attributable to it. This 
opinion is arrived at on the basis of the good names of the businesses acquired and the fact that the 
establishment of business clusters affords the Company the opportunity to realise certain economies of scale 
thus improving cash flow and profitability. 

Goodwill arising from acquisitions has been recognised as an asset (see note 7). 

Property, plant and equipment 
In a prior year, certain costs in respect of the Project were reallocated to non-current assets.  Although its long 
term commitment to the Project remains unchanged, the Group has re-assessed the treatment of this asset in the 
light of changes in the project financing market and its previously stated intention to develop the Project with 
joint venture partners and other interested parties. In order to provide flexibility in its future plans, and having 
taken relevant advice, the Group has decided that the costs in respect of the Project currently shown in non-
current assets should be shown as a current asset as at 31 October 2013. As a result, these costs are now 
included in inventories. It is envisaged that any joint venture or partnership arrangements will preserve the 
nature of the Group’s long term commitment to the Project.  

Property, plant and equipment is stated at historical cost less accumulated depreciation and any recognised 
impairment loss.  

Depreciation is provided in order to write off the cost of each asset, less its estimated residual value, over its 
estimated useful life on a straight line basis as follows: 

Freehold land: 
Leasehold improvements:  
Acquisition costs of land:    
Freehold property:               
Plant and equipment:           
Fixtures and fittings:            
Motor vehicles:                    
IT projects:                           

capital cost not depreciated                  
over the term of the lease                
3 years 
50 years              
3 to 5 years           
3 years            
3 to 5 years                 
5 years 

22

 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

1 Accounting policies (continued)

Property, plant and equipment (continued) 
Where the carrying amount of an asset is greater than its estimated recoverable amount, it is written down 
immediately to its recoverable amount. The directors consider that the book values of non-current assets do not 
differ materially from the market values. 

Research and development 
Research expenditure is recognised as an expense when it is incurred. Development expenditure is recognised 
as an expense except that expenditure incurred on development projects (e.g. IT projects) is capitalised as an  
intangible asset to the extent that such expenditure is expected to generate future economic benefits. The 
expenditure is amortised over its useful economic life of five years. 

Investments 
Investments are stated at cost less any impairment deemed necessary. Any gains or losses on investments will 
be taken to the statement of changes in equity. 

Inventories  
Inventories represent costs of goods and services directly attributable to the acquisition and development of the 
Project and are stated at the lower of cost and net realisable value.   

Foreign exchange 
Transactions denominated in foreign currencies are translated into sterling at the rates ruling at the date of the 
transactions. Monetary assets and liabilities denominated in foreign currencies at the balance sheet date are 
retranslated at the rates ruling at that date. Any translation differences arising are dealt with in the consolidated 
statement of comprehensive income. 

Cash and cash equivalents 
Cash and cash equivalents include cash in hand and short-term deposits held with banks. 

Trade and other receivables 
Trade and other receivables are recognised initially at fair value and shown less any provision for amounts 
considered irrecoverable.  

Trade and other payables 
Trade and other payables are recognised initially at fair value. 

Leasing commitments 
Rentals paid under operating leases are charged to the consolidated statement of comprehensive income on a 
straight line basis over the period of the lease. 

Revenue 
Depending upon the contractual arrangements with the customer the Group acts either as agent or principal. 
Where the Group acts as principal, revenue is stated at the contractual value of goods and services provided 
and is recognised typically when the customer pays the final balance due on the holiday purchased.   

23

 
 
 
 
 
  
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

1 Accounting policies (continued)

Revenue (continued) 
Where the Group acts as an agent between the service provider and the end customer, revenue is presented on a 
net basis as the difference between the sales to the customer and the cost of services purchased and not the total 
transaction value. When acting as an agent, revenue is recognised when it is notified by the principal as having 
been earned and due for payment. 

Gross profit 
Gross profit represents the aggregate amount earned on bookings where the Group acts as either agent or 
principal.  In the case of the Group acting as principal, gross profit is the difference between the sales price to 
the customer (total transaction value) and the cost of services purchased.  

Government grants 
Government grants are recognised in the consolidated statement of comprehensive income when there is 
reasonable assurance that the conditions attached to them will be complied with and the grants will be 
received. 

Share-based payments 
The Group has a Long Term Incentive Plan (“LTIP”) in which any director or employee selected by the 
remuneration committee may participate. Awards under the LTIP have been granted on the basis that certain 
performance conditions will be met. 

The Company has also granted options to purchase Ordinary Shares of 1p each . A charge has been made in the 
consolidated statement of comprehensive income in respect of the LTIP and options using the Black-Scholes 
and Monte Carlo fair value pricing models as appropriate at the grant date and charged over the vesting 
periods. This charge does not involve any cash payment. A corresponding entry is recognised in equity. 

Pensions 
Loyalward Limited operates a stakeholder pension scheme for its employees. 

Stewart Travel Limited operates a defined contribution pension scheme. Contributions payable to the pension 
scheme are charged to the consolidated statement of comprehensive income in the period to which they relate. 

Taxation  
Current taxes, where applicable, are based on the results shown in the financial statements and are calculated 
according to local tax rules using tax rates enacted, or substantially enacted, by the balance sheet date and 
taking into account deferred taxation. Deferred tax is computed using the liability method. Under this method, 
deferred tax assets and liabilities are determined based on temporary differences between the financial 
reporting and tax bases of assets and liabilities and are measured using enacted rates and laws that will be in 
effect when the differences are expected to reverse.  Deferred tax is not accounted for if it arises from initial 
recognition of an asset or liability in a transaction that at the time of the transaction affects neither accounting, 
nor taxable profit or loss. Deferred tax assets are recognised to the extent that it is probable that future taxable 
profits will arise against which the temporary differences will be utilised. 

24

 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

1 Accounting policies (continued)

Taxation (continued) 
Deferred tax is provided on temporary differences arising on investments in subsidiaries except where the 
timing of the reversal of the temporary difference is controlled by the Group and it is probable that the 
temporary difference will not reverse in the foreseeable future. Deferred tax assets and liabilities arising in the 
same tax jurisdiction are offset. 

The Group is entitled to a tax deduction for amounts treated as compensation on exercise of certain employee 
share options. As explained under “Share-based payments” above, a compensation expense is recorded in the 
Group’s statement of comprehensive income over the period from the grant date to the vesting date of the 
relevant options.  As there is a temporary difference between the accounting and tax bases a deferred tax asset 
is recorded.  The deferred tax asset arising is calculated by comparing the estimated amount of tax deduction to 
be obtained in the future (based on the Company’s share price at the balance sheet date) with the cumulative 
amount of the compensation expense recorded in the statement of comprehensive income. If the amount of 
estimated future tax deduction exceeds the cumulative amount of the remuneration expense at the statutory 
rate, the excess is recorded directly in equity against retained earnings. 

2      Information regarding directors and employees 

Directors’ and key management remuneration 

Year ended 31 October 2013 

Fees 

Sums charged by third parties for 
directors’ services  

Share-based payments (note 17) 

Year ended 31 October 2012 

Fees 

Sums charged by third parties for 
directors’ services  

Salaries waived in lieu of grant of options - 
net of share based payment charge (see 
below) 

Share-based payments (note 17) 

Costs taken to 
the consolidated 
statement of 
comprehensive 
income 

Costs taken to  
inventories 

£’000 

£’000 

241 

362 

- 

603 

- 

411 

- 

- 

411 

460 

60 

378 

898 

717 

60 

     (84) 

248 

941 

Total 

£’000 

701 

422 

378 

1,501 

717 

471 

(84) 

248 

1,352 

25

 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

2      Information regarding directors and employees (continued) 

Directors’ and key management remuneration (continued) 
During the year ended 31 October 2012 outstanding fees of £684,000 due to directors, or to the suppliers of 
directors’ services, were settled by the issue of Ordinary Shares of 1p each in the Company issued at a price 14 
pence per share. This amount includes £12,000 of the total directors’ remuneration for the year ended 31 
October 2012 shown above. The outstanding fees settled in shares include £400,000  in respect of the services 
of the chairman. These amounts are in addition to the charge in respect of share-based payments. 

In addition, during the year ended 31 October 2012, certain current and former directors within the Group 
waived a total of £469,000 of outstanding fees due in exchange for the granting of options to purchase shares 
in the Company. The effect of this has been to reduce the remuneration appearing in the consolidated statement 
of comprehensive income for that year by £84,000 after adjusting for the share based payments charge in 
respect of these options. 

The total directors’ and key management remuneration shown above includes the following amounts in respect 
of the directors of the Company, adjusted for remuneration waived in exchange for the granting of options as 
referred to above: 

2013 

2012 

Fees/Sums charged 
by third parties 

Share-based 
payments 

Fees/Sums  
charged by third 
parties 

Share-based 
payments 

£’000 

£’000 

£’000 

311 

250 

60 

25 

36 

682 

151 

                     295 

161 

16 

6 

20 

354 

     313 

60 

25 

33 

726 

£’000 

189 

23 

15 

- 

18 

245 

C W Egleton (Chairman) 

D C Wilson 

B D Bartman 

G D Cook 

T R C Hill 

Directors’ interests in the Company’s LTIP and share options are shown in note 17. 

26

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

2      Information regarding directors and employees (continued) 

Staff costs during the period (including directors and key management) 

Year ended 31 October 2013 
Salaries and fees 
Social security cost 
Pension cost 
Share-based payments (note 17) 

Year ended 31 October 2012 
Salaries and fees 
Salaries waived in lieu of grant of options - 
net of share-based payment charge  
Social security cost 
Pension cost 
Share-based payments (note 17) 

Costs taken to 
the consolidated 
statement of 
comprehensive     

income 

 Total 

 Costs taken to  
 inventories 
 £’000  £’000  £’000 

285 
41 
- 
- 
326 

38 

- 
10 
- 
- 
48 

2,966 
253 
3 
378 
3,600 

2,500 

(84) 
217 
3 
248 
2,884 

3,251 
294 
3 
378 
3,926 

2,538 

(84) 
227 
3 
248 
2,932 

Staff costs exclude sums charged by third parties for directors’ services. 

Monthly average number of persons employed 
Sales and administration 

                   2013 

                   2012 

 No. 

 No. 

166 

169 

27

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

3      Loss before taxation 

The loss before taxation is stated after charging: 

Depreciation 

Amortisation 

Loss/(gain) on disposal of property, plant and equipment 

Operating leases 

Auditor’s remuneration: 

  Audit fees  

  Tax services  

                       2013 
£’000 

                    2012 
£’000 

124 

45 

102 

69 

55 

5 

59 

- 

(4) 

32 

55 

5 

Audit fees in respect of the Company were £15,000 (31 October 2012: £15,000). Tax services fees in respect of 
the Company were £2,000 (31 October 2012: £1,000). 

4 

Segmented information 

The Group strategy and growth objectives necessitate the building of an associated infrastructure. The Group 
considers it appropriate to identify separately the corporate development division together with costs related to 
acquisitions. Accordingly, the Group is organised into three divisions both by business segment and 
geographical location: 

• 

• 

• 

the luxury resorts division, currently being the development of a luxury resort in Crete, which 
includes the central administration costs of the Group;  

the Travel and Leisure division (UK), being the operation and management of the travel businesses; 
and 

the corporate development division (UK) as described above. 

28

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

4 Segmented information (continued)  

The information presented below is consistent with how information is presented to the Board, with the 
Group’s accounting policies and with the geographical location of the relevant divisions. 

Total transaction value 

Revenue 
Cost of sales 
Gross profit 

Operating expenses 

Non-recurring expenses 
Contribution to central costs, including 
management 
Charge in respect of share-based payments 
Operating (loss)/profit 
Finance costs 
(Loss)/profit before taxation 
Taxation receipt 
(Loss)/profit after taxation 

Operating expenses include: 
Depreciation and amortisation 
Operating leases - plant and equipment  

Assets/liabilities 
Non-current assets 
Current assets 
Total assets 

Non-current liabilities 
Current liabilities 
Total liabilities 

2013 

Luxury 
Resorts  

Travel and 
Leisure 

£’000             £’000 

Corporate 
Development 
£’000 

Total 

          £’000 

- 

        51,164 

-           51,164 

          9,217 

-             4,021 
-             5,196 

(569) 
(569) 
- 

         (4,592) 
             604 

(255) 

(150) 
- 

        150 
(386) 
(805)                 199 
(119) 
(924)                 199 

- 

             9,217 
-             4,021 
-             5,196 

(457) 
(457) 
- 

- 
- 
(457) 
- 
(457) 

         (5,618) 
(422) 
(255) 

- 
(386) 
(1,063) 
(119) 
(1,182) 

- 
(924) 

                 32 
              231 

-                   32 

(457) 

           (1,150) 

             15                 154 
              -                   69 

-                 169 
-                   69 

6,292 
      38,627 
44,919 

3,105 
907 

4,012          

1,100 
5,739        

        6,839 

59 
288 
347 

-              9,397 
-            39,534 
- 

48,931 

- 
- 
- 

1,159 
6,027 
            7,186 

29

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

4 Segmented information (continued) 

Total transaction value 

Revenue 
Cost of sales 
Gross profit 

Operating expenses 

Charge in respect of share-based payments 
Operating (loss)/profit 
Finance costs 
(Loss)/profit before taxation 
Taxation expense 
(Loss)/profit after taxation  

Operating expenses include: 
Depreciation 
Gain on disposal 
Operating leases - plant and equipment 

Assets/liabilities 
Non-current assets 
Current assets 
Total assets 

Current liabilities 

2012 

Luxury 
Resorts  
£’000 
- 

Travel and 
Leisure 
£’000 
        37,379 

Corporate 
Development 
£’000 
- 

Total 
          £’000 
         37,379 

9,453 
       5,720 
          3,733 

- 
- 

(547) 
(547) 
(290) 
(837) 
(57) 
(894) 
- 
(894) 

         (3,320) 
413 
- 
413 
- 
             413 
(24) 
389 

               53 

              6 
              -                 (4) 
              - 

               32 

26,602 
       16,859 
43,461 

2,333 
1,624 
           3,957 

4,471 

1,792 

         9,453 

-            5,720 
-            3,733 

(866) 
(866) 
- 
(866) 
- 
(866) 
- 
(866) 

(4,733) 
(1,000) 
(290) 
(1,290) 
(57) 
(1,347) 
(24) 
(1,371) 

- 
- 
- 

- 
- 
- 

- 

           59 
            (4) 
           32 

28,935 
18,483 
47,418 

            6,263 

30

 
 
 
 
 
 
 
 
                                                                                                    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

5  Taxation 

Consolidated 

(a)  Analysis of taxation expense for the year 

UK corporation tax  

(b)  Factors affecting taxation receipt/expense for the year  

Loss before taxation 

Tax on ordinary activities multiplied by the standard rate in the 
UK of 23.4% (2012: 24.8%)  

Effects of: 

Expenses not deductible for tax purposes 

Other timing differences 

Capital gain in excess of profit on disposal 

Adjustment to tax charge in respect of previous periods 

Decrease/(increase) in tax losses 

Taxation (credit)/charge for the year 

Taxation losses carried forward appear in note 13. 

 6 Loss per share 

2013 
£’000 

(32) 

2013 
£’000 

(1,182) 

(277) 

96 

(12) 

- 

(23) 

184 

(32) 

2012 
£’000 

24 

2012 
£’000 

(1,347) 

(334) 

52 

(69) 

494 

- 

(119) 

24 

Earnings per share are calculated by dividing the earnings attributable to the equity holders of a company by 
the weighted average number of ordinary shares in issue during the year. Diluted earnings per share are 
calculated by adjusting basic earnings per share to assume the conversion of all dilutive potential ordinary 
shares. There are no dilutive instruments in issue, therefore, the basic loss per share and diluted loss per share 
are the same. The weighted average number of shares used in calculating basic and diluted loss per share for 
the year ended 31 October 2013 was 150,942,792 (31 October 2012: 120,434,862).

31

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

7 Intangible assets  

Consolidated 

Cost 

At beginning of year 

Additions  

At end of year 

Accumulated amortisation 

At beginning of year  

Provided in year 

At end of year 

Net book value 

At beginning of year 

At end of year 

2013 

Goodwill 

IT Projects 

£’000 

£’000 

7,996 

179 

8,175 

- 

- 

- 

233 

315 

548 

- 

45 

45 

Total

£’000

8,229

494

8,723

-

45

45

2012 

Goodwill 

IT Projects 

£’000 

£’000 

Total 

£’000 

6,477 

1,519 

7,996 

-              6,477 

233 

233 

1,752 

8,229                   

- 

- 

- 

- 

            - 

           - 

- 

- 

-                   

7,996 

8,175 

233 

503 

8,229

8,678

6,477 

7,996 

- 

233 

6,477 

8,229 

The directors have assessed the recoverable amount of the Project as being greater than the combined carrying 
value of the goodwill and inventories at 31 October 2013 (see also note 1 above).  

32

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

8      Property, plant and equipment 

Year ended 31 October 2013 

Consolidated 

(see note)

 The 
Project  

Freehold 
property, land 
and acquisition 
costs 

Furniture, 
fittings, plant 
and 
equipment 

Motor 
vehicles

Leasehold 
improvements 

£,000

£’000 

£’000 

£’000

£’000 

Cost 

At 1 November 2012 

20,313

185 

                   800 

Exchange adjustments 

-

Transfer to inventories (see 
note 1) 

(20,313)

Disposals  

Additions 

At 31 October 2013 

Accumulated depreciation 

At 1 November 2012 

Disposals 

Provided in year 

At 31 October 2013 

Net book value 

At 31 October 2013 

-

-

-

-

-

-

Total 

£’000 

          21,326 

11 

(20,313) 

(170) 

541 

1,395 

620 

(68) 

124 

676 

28

1

-

(13)

-

16

26

(10)

-

16

- 

- 

- 

- 

143 

143 

- 

- 

- 

- 

7 

- 

- 

4 

196 

46 

- 

3 

49 

                      3   

- 

(157) 

       394 

1,040 

548 

  (58) 

121 

611 

147 

429 

-

143 

719 

33

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

8      Property, plant and equipment (continued) 

Year ended 31 October 2012 

Freehold 
property, land 
and acquisition 
costs 

 The Project  

Furniture, 
fittings, plant 
and 
equipment 

Motor 
vehicles 

£,000 

£’000 

£’000 

£’000 

Total 

£’000 

Consolidated 

Cost 

At 1 November 2011 

20,313 

Exchange adjustments 

Acquired with Stewart 
Travel Centre 

Disposals  

Additions 

- 

- 

- 

At 31 October 2012 

20,313 

Accumulated depreciation 

At 1 November 2011 

Acquired with Stewart 
Travel Centre 

Disposals 

Provided in year 

At 31 October 2012 

Net book value 

- 

- 

- 

- 

- 

402 

(14) 

- 

(203) 

- 

185 

51 

- 

(9) 

4 

46 

194 

(4) 

565 

- 

45 

800 

77 

417 

- 

54 

548 

22           20,931 

(1) 

(19) 

7 

- 

- 

28 

21 

4 

- 

1 

26 

572 

(203) 

45 

21,326 

149 

421 

(9) 

59 

620 

At 31 October 2012 

20,313 

139 

252 

2 

20,706 

34

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

9     Investments  

Company 
Year ended 31 October 2013 

Cost 
At 1 November  2012 
Additions 
At 31 October 2013  

Impairment 
At 31 October 2013  

Shares in 
subsidiaries 
£’000 

25,936 
500 
26,436 

- 
- 

Net book value at 31 October 2013 

26,436 

Year ended 31 October 2012 

Cost 
At 1 November 2011 
Additions 
At 31 October 2012  

Impairment 
At 31 October 2012  

Shares in 
subsidiaries 
£’000 

24,266 
1,670 
25,936 

- 
- 

Net book value at 31 October 2012  

25,936 

Interests in subsidiaries 
Loyalward Limited (100%) - A company incorporated in England involved in resort design, creation, services 
and management. 

Loyalward Leisure Plc (100%) - A non-trading company incorporated in England. 

Loyalward Hellas S.A. (5.61% owned by Minoan Group Plc and 94.39% owned by Loyalward Limited) - A 
company incorporated in Greece engaged in corporate, resort and renewable energy business management in 
Greece. 

King World Travel Limited (100%) - A company incorporated in Scotland operating as a retail travel agent. 
During the year the trade and assets of King World Travel Limited were acquired by Stewart Travel Limited in 
exchange for shares in that company. 

35

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

9     Investments (continued) 

Interests in subsidiaries (continued) 
John Semple Travel Limited (100%) - A company incorporated in Scotland operating as a multi-faceted retail 
and online travel agent. During the year the trade and assets of John Semple Travel Limited were acquired by 
Stewart Travel Limited partly in exchange for shares in that company. 

Stewart Travel Limited - A company incorporated in Scotland operating as a multi-faceted travel distributor. 

As stated above, during the year Stewart Travel Limited acquired the trade and assets of King World Travel 
Limited and John Semple Travel Limited partly in exchange for shares. In addition, Minoan Group Plc entered 
into an agreement by which an investor subscribed for 20% of the enlarged issued share capital of Stewart 
Travel Limited for an initial subscription price of £770,000, which could increase up to £2 million depending 
on future performance. The excess of the value of net assets over the initial consideration has been charged 
against equity. 

As a consequence the ownership of Stewart Travel Limited is as follows: 

Minoan Group Plc 
King World Travel Limited 
John Semple Travel Limited 
Non-controlling interest 

10 Inventories  

2013 
% 
64.5 
6.4 
9.1 
20.0 
100.0 

2012 
% 
100.0 
- 
- 
- 
100.0 

Consolidated 
Following the re-allocation of costs as referred to in note 1 above, inventories at 31 October 2013 amounted to 
£38,367,000 (31 October 2012: £16,763,000), comprising costs associated with acquiring and developing the 
site in Crete, planning and other design costs.  

The development site of the Project is to be leased from the Public Welfare Ecclesiastical Foundation Panagia 
Akrotiriani (“the Foundation”) for an initial 40 year period following contract activation which will follow the 
relevant authorities approving the land planning and land uses for the Project. The Group has an option over a 
further 40 years. An amount of £3.9 million is payable to the Foundation on contract activation, plus ongoing 
royalties earned on revenue generated by the development. 

36

 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

11 Receivables  

Consolidated 
Trade debtors (see below) 
Other debtors and prepayments 
Value added tax recoverable 

2013 
£’000 
266 
559 
71 
896 

2012 
£’000 
587 
419 
57 
1,063 

Trade debtors are receivable in 30 days. Of the above £36,000 (31 October 2012: £85,000) was outstanding for 
more than 30 days. No provision is considered necessary in respect of irrecoverable amounts. 

Company 
Amounts owed by subsidiary companies (see below and note 16) 
Value added tax recoverable 

Amounts owed by subsidiary companies are repayable on demand. 

12 Liabilities  

Non-current liabilities 

Consolidated 
Loans repayable after one year (see below) 
Hire purchase  

Non-current liabilities 

Company 
Loans repayable after one year (see below) 

2013 
£’000 
23,399 
17 
23,416 

2013 
£’000 
1,100 
59 
1,159 

2013 
£’000 
1,100 

2012 
£’000 
22,717 
5 
22,722 

2012 
£’000 
- 
- 
- 

2012 
£’000 
- 

£1,000,000 of this amount has been drawn down under the terms of a loan facility agreement with Hillside 
International Holdings Limited (“Hillside”). The loan is repayable on or before 16 October 2016 and is subject 
to interest at 8% per annum. Under the terms of the loan facility agreement Hillside has a fixed and floating 
charge on the Company’s assets and a floating charge on the assets of Stewart Travel Limited, John Semple 
Travel Limited and King World Travel Limited. 

The remaining loan of £100,000 is unsecured, repayable on or before 31 March 2015 and subject to interest at 
10% per annum. 

37

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

12 Liabilities (continued) 

Current liabilities 

Consolidated 
Trade and other payables  
Deferred revenue (see below ) 
Taxation 
Social security and other taxes 
Loans (see notes 15 and 20) 
Hire purchase 
Accruals and deferred charges 

2013 
£’000 
2,131 
670 
- 
399 
225 
66 
2,536 
6,027 

2012 
£’000 
3,393 
400 
24 
167 
243 
- 
2,036 
6,263 

The deferred revenue arises from amounts received under the terms of a financial joint venture agreement 
between the Company and The Candia Investment Corporation (“Candia”) by which Candia, together with 
third parties syndicated into its interest, will receive an initial 5% economic interest in the Project for a total 
consideration of £1 million.   A further 5% economic interest in the Project for a total consideration of £1 
million may also be acquired by Candia at such time as the parties to the agreement determine. Candia will 
also have the right to purchase an additional 25% economic interest in the Project, for a consideration of £12.5 
million, during an agreed period after receipt of environmental approval for the Project.  

In accordance with the terms of the joint venture agreement, Options to subscribe for up to 4 million Ordinary 
Shares at an exercise price of 8p per share were granted after the balance sheet date. The Options are 
exercisable until 30 September 2015 (see note 20).  

Current liabilities    

Company 

Trade and other payables  

Amounts owed to subsidiary companies (see below and note 16) 

Loans (see note 15) 

Accruals and deferred charges 

2013 
£’000 

582 

1,531 

225 

302 

2,640 

Amounts owed to subsidiary companies are interest free and repayable on demand. 

2012 
£’000 

369 

1,757 

225 

362 

2,713 

38

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

13   Deferred taxation  

Consolidated 
No deferred taxation asset has been recognised in the financial statements. The total potential asset is as 
follows:  

Tax effect of timing differences 
because of: 

Accelerated capital allowances 

Other short term timing differences 

Losses 

         Total potential asset 

          Amount recognised 

2013 
£’000 

2012 
£’000 

2013 
£’000 

2012 
£’000 

(28) 

784 

1,873 

2,629 

(29) 

1,157 

1,836 

2,964 

- 

- 

- 

- 

- 

- 

- 

- 

The above potential deferred tax asset is based on a corporation tax rate of 20% (2012: 23%). 

Company 
No deferred taxation asset has been recognised in the financial statements. The total potential asset is as 
follows:  

Tax effect of timing differences 
because of: 

Other short term timing differences 

Losses 

          Total potential asset 

           Amount recognised 

2013 
£’000 

2012 
£’000 

2013 
£’000 

2012 
£’000 

615 

243 

858 

619 

- 

619 

- 

- 

- 

- 

- 

- 

The above potential deferred tax asset is based on a corporation tax rate of 20% (2012: 23%).  

Following due consideration of the availability of tax losses in relation to future anticipated taxable profits, and 
in accordance with IAS 12, the deferred tax asset has not been recognised. The deferred tax asset not 
recognised will be recoverable should there be appropriate future taxable profits. 

39

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

14    Share capital 

Called up, allotted and fully paid 

31 October 2013 - 161,465,704 Ordinary Shares of 1p each 

                                    54,148,031 Deferred Shares of 24p each 

31 October 2012 - 145,923,865 Ordinary Shares of 1p each 

                                    54,148,031 Deferred Shares of 24p each 

Debt to be settled by the issue of shares (see note 15) 

8,250,000 Ordinary Shares of 1p each  (2012: 8,623,593 
Ordinary Shares of 1p each)  

2013 
£’000 

1,615 

12,996 

- 

- 

14,611 

82 

14,693 

2012 
£’000 

- 

- 

1,459 

12,996 

14,455 

86 

14,541 

The rights attaching to the Ordinary Shares and the Deferred Shares are set out in the Company’s Articles of 
Association, which were approved at the Annual General Meeting held on 29 March 2010. 

The following share issues were made during the year under the terms of loan agreements: 4,516,230 Ordinary 
Shares of 1p each at 10 pence per share, 1,687,775 Ordinary Shares of 1p each at 9.4 pence per share and 
7,800,000 Ordinary Shares of 1p each at 8 pence per share. In addition, the following share issues were made 
during the year to settle liabilities: 393,000 Ordinary Shares of 1p each at 10 pence per share, 177,392 
Ordinary Shares of 1p each at 5.75 pence per share and 967,442 Ordinary Shares of 1p each at 5.375 pence per 
share (see also note 20). 

15    Financial instruments and risk management 

The Group’s financial instruments comprise borrowings, cash and liquid resources and various items such as 
trade receivables and trade payables that arise directly from its operations. The main purpose of these financial 
instruments is to finance the Group’s operations. 

It is, and has been throughout the year under review, the Group’s policy that no trading in financial instruments 
shall be undertaken. 

The main risks arising from the Group’s financial instruments are interest rate risk, liquidity risk and foreign 
currency risk. The Board reviews and agrees policies for managing each of these risks and they are 
summarised below. 

40

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

15    Financial instruments and risk management (continued) 

Liquidity risk 
The Group maintains sufficient funds in local currency for operational liquidity. The Board considers liquidity 
risk at Board meetings through the monitoring of cash levels and detailed cash forecasts. Funding to date has 
been obtained principally through the issue of equity shares as required, either for cash or in settlement of 
liabilities. The Group has also issued loan agreements which may be settled by the issue of shares. See note 1 
for further information relating to current liquidity and funding risk. 

In order to complete the development of the Project, the Group will require substantial additional financing. It 
is the directors’ current intention to develop the Project in such a way as to minimise or eliminate the need for 
further equity financing. It is intended that this will be achieved through utilising joint venture arrangements 
and debt project finance.  

Foreign currency risk 
The Group has one overseas trading subsidiary, Loyalward Hellas S.A., which operates in Greece and whose 
revenues and expenses are denominated almost exclusively in Euros. The Group finances Loyalward Hellas 
S.A. via Euro transfers from Loyalward Limited as required. The amount transferred ensures that the Euro  
balance held by Loyalward Hellas S.A. at each period end is not material. No Group company holds cash in 
currencies other than their functional currency. The Sterling and Euro cash balances attract interest at floating 
rates. 

Short-term receivables and payables 
Short-term receivables and payables have been excluded from the following disclosures. 

Interest rate risk 
The Group finances its operations through a mixture of equity and borrowings. The Group has historically 
borrowed in Sterling only. At 31 October 2013 the Group had non-current liabilities of £1,159,000 (31 October 
2012: Nil). 

The Group’s liabilities, which are all denominated in sterling, are as follows: 

Loans to be settled by the 
issue of shares 

Loans repayable in less than 
one year 

Loans repayable after one 
year 

Hire purchase 

                               2013 

                             2012 

                               £’000 

                             £’000 

                                  660 

                                 791 

225 

243 

                                 1,100 

                                - 

59 

- 

The loans, which are to be settled by the issue of shares at 8 pence per share, have been classified as equity in 
accordance with IAS 32 (note 14). 

During the year a total of  £841,000  of loans was settled by the issue of shares at prices between 8 pence per 
share and 10 pence per share (31 October 2012: £977,000 at prices between 8 pence per share and 12.5 pence 
per share) (note 14). Also during the year ended 31 October 2012, loans forming part of the consideration for 
the acquisition of John Semple Travel Limited were settled by the transfer of listed investments in the amount 
of £100,000 and properties in the amount of £200,000.  

41

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

15    Financial instruments and risk management (continued) 

The Group has no derivatives or financial instruments other than those disclosed above. There is no material 
difference between the book value and the fair value of the Group’s financial assets and liabilities at 31 
October 2013 and at 31 October 2012. 

16 Related party transactions 

The following are related parties and provided services to the Group: 
Simmons International Limited, a company in which C W Egleton is a minority shareholder. 
Bizwatch Limited, a company in which J C Watts, a director of Loyalward Limited, owns 50% of the issued 
share capital and M A Fitch, a director of Loyalward Hellas S.A. owns 50% of the issued share capital. 
I.H.M. Industry & Hotel Management Limited, a company in which C Valassakis, a director of Loyalward 
Limited, is a controlling shareholder. 
B D Bartman & Co, a firm in which B D Bartman is a partner. 

Transactions undertaken with these related parties in relation to directors’ services, all of which were effected 
on an arm’s length basis, are shown below.  

   Services of the above persons 
supplied in year ended 

       Payable as at 

   31.10.13 
£’000 

31.10.12
£’000

             31.10.13
                  £’000  

31.10.12 
£’000 

311 
53 

(2) 
60 

295
60

56
60

262 
86 

79 
119 

100
43

81
63

Simmons International Limited 

Bizwatch Limited  
I.H.M. Industry & Hotel 
Management Limited 

B D Bartman & Co 

There have been no purchases or sales with companies within the Group. The Company’s balances outstanding 
with other Group companies arising from financing transactions are shown below. 

Loyalward Limited 
Stewart Travel Limited 
King World Travel 
Limited 
John Semple Travel 
Limited 
Loyalward Leisure Plc 

(Receivable)/Payable as at 31.10.13 
                                                 £’000 

(Receivable)/Payable as at 31.10.12 
                                            £’000  

                                             1,494 

(23,399) 

                                          (22,662) 
                                                 (55) 

                                                    - 

                                              1,425 

                                                    - 
                                                  37 

                                                 295 
                                                   37 

42

 
 
 
 
 
 
 
 
 
 
 
 
 
 
          
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

17 Long term incentive plan, share options and warrants  

Share-based payments charge 

Year ended 31 October 2013 
Share-based payments - directors 
Share-based payments - other 

Year ended 31 October 2012 
Share-based payments - directors  (see 
note) 
Share-based payments - other 

 £’000 

                      354 

32                         

                       386 

                       245 
                         45 
                       290 

Note: 
Under the terms of the Long Term Incentive Plan (“LTIP”) any director or employee selected by the 
remuneration committee may participate. Awards under the LTIP have been granted on the basis that certain 
performance conditions will be met. 

43

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

17 Long term incentive plan, share options and warrants (continued) 

Share-based payments charge (continued) 

The performance conditions are as follows: 

Performance condition A (fulfilled during year  ended 
31 October 2012) 

The achievement of any one of the following: 

(i) 

An investment by an investor or group 

of investors acting in concert in (a) 15% 

or more of the enlarged issued ordinary 

share capital of Minoan Group Plc or (b) 

25% or more of the issued ordinary 

share capital of Loyalward Limited or 

(c) 25% or more of Loyalward Limited’s 

current project in Crete; or 

(ii) 

The acquisition, for a consideration 

exceeding £250,000, of a business in the 

tourism and leisure sector which is both 

profitable and has a positive cash flow; 

or 

(iii) 

The formation or acquisition of a 

business in the renewable energy sector 

which has a positive trading cash flow; 

or  

(iv) 

The receipt by Loyalward Limited of 

unappealable approval from the Greek 

Government for its current project in 

Crete, in existing or amended form. 

The Group achieves a consolidated profit at EBITDA 
level (ignoring any charge in respect of share-based 
payments) for a six month accounting period. 

The price of an ordinary share of Minoan Group Plc 
remains at an average price of 50 pence or above for 
ten consecutive trading days on AIM or a recognised 
stock exchange 

44

Performance condition B 

Performance condition C 

 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

17 Long term incentive plan, share options and warrants (continued) 

Share-based payments charge (continued) 

The following awards have been granted with an expiry date of 26 April 2017: 

Performance condition A 

Performance condition B 

Performance condition C 

Maximum number of 
Ordinary Shares 
exercisable at 15 pence 

Maximum number of 
Ordinary Shares 
exercisable at 15 pence 

Maximum number of 
Ordinary Shares 
exercisable at 15 pence 

1,400,000 
1,000,000 
130,000 
150,000 

120,000 
2,800,000 

1,400,000 
1,000,000 
130,000 
150,000 

120,000 
2,800,000 

1,400,000 
1,000,000 
130,000 
150,000 

120,000 
2,800,000 

C W Egleton 
D C Wilson 
B D Bartman 
T R C Hill 
W C Cole (director 
Loyalward Limited) 

The charge made for the value of the LTIP and options has been calculated using the Black-Scholes and Monte 
Carlo pricing models as appropriate. As stated previously, the charge does not involve any cash payment. 

The inputs into the option pricing model are as follows: 

Grant date 

Share price at grant date 

Exercise price 

LTIP 
1 March 2011 

15.88p 

15p 

Options 
2 April 2013   

6.38p 

1p to 8p 

Vesting periods 

In accordance with performance conditions 

Immediately 

Expected volatility 

21.3% to 51.74% 

Option life 

Expected life 

Risk free rate 

Expected dividends expressed as 
dividend yield 

6.2 years 

3 years 

1.85% to 5.18% 

nil 

47.44% 

3.75 years 

n/a 

0.45% 

nil 

Fair value of options 

6.08p to 76.7p 

2.42p to 5.54p 

45

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

17     Long term incentive plan, share options and warrants (continued) 

Share-based payments charge (continued) 

Expected volatility for the LTIP is determined by calculating the historic volatility of the Group’s share price 
over the previous 2 years. Expected volatility for the options is determined by calculating the historic volatility 
of the Group’s share price over the previous one and a half years. The expected life of the LTIP is the average 
expected period to exercise. The risk free rate is the yield on zero coupon UK government bonds of a term 
consistent with the assumed option life. 

Directors’ interests in share options 

31 October 2013 

31 October 2012 

Exercise 
price 

Ordinary 
Shares 

Expiry 
date 

Exercise 
price 

Ordinary 
Shares 

Expiry 
date 

Options 

B D Bartman*** 

B D Bartman (see note 
2 below) 

W C Cole (director 
Loyalward Limited)*** 

W C Cole (director 
Loyalward Limited)*** 

W C Cole (director 
Loyalward Limited) 
(see note 2 below) 

G D Cook*** 

G D Cook (see note 2 
below) 

Simmons International 
Limited (see note 4 
below)*** 

Simmons International 
Limited (see note 4 
below)*** 

T R C Hill*** 

D C Wilson 

D C Wilson (see note 2 
below) 

D C Wilson (see note 2 
below) 

7p 

1p 

7p 

7p 

1p 

7p 

1p 

7p 

7p 

7p 

- 

1p 

1p 

200,000

31/12/16 

15p 

200,000 31/12/12 

1,000,000

31/12/15 

1p 

1,000,000 

31/12/15 

500,000

31/12/16 

15p 

500,000 

31/12/12 

100,000

31/12/16 

16p 

100,000 

31/12/12 

1,000,000

31/12/15 

250,000

31/12/16 

1p 

15p 

1,000,000 

31/12/15 

250,000 

31/12/12 

384,615

31/12/15 

1p 

384,615 

31/12/15 

500,000

31/12/16 

15p 

500,000 

31/12/12 

400,000

31/12/16 

300,000

31/12/16 

-

- 

1,000,000

31/12/15 

2,500,000

31/12/16 

15p 

15p 

15p 

1p 

- 

400,000 

31/12/12 

300,000 

31/12/12 

200,000 

31/12/12 

1,000,000 

31/12/15 

- 

- 

8,134,615

5,834,615 

*** These options were granted during the year to replace options expiring on 31 December 2012. 

46

 
 
 
 
 
 
 
 
 
                
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

17 Long term incentive plan, share options and warrants (continued)

Share options (continued) 

Other share options 

The following additional options to purchase ordinary shares in the Company have been granted (see also note 
20): 

Exercisable at 60 pence per share 
Exercisable at 15 pence per share 
Exercisable at 15 pence per share 
Exercisable at 5.5 pence per share 
Exercisable at 15 pence per share (see note 3) 
Exercisable at 8 pence per share 
Exercisable at 1 pence per share (see note 2) 
Exercisable at 7 pence per share 

 Ordinary Shares 

   31.10.13 
3,318,000 
- 
200,000 
201,550 
1,000,000 
741,875 
223,077 
325,000 
6,009,502 

  31.10.12 
3,318,000 
915,000 
200,000 
201,550 
1,000,000 
741,875 
223,077 
- 
6,599,502 

Expiry date 
See note 1 
31/12/12 
09/03/14 
16/02/15 
30/06/15 
17/08/15 
31/12/15 
31/12/16 

Notes: 
1. The expiry date of these options is 90 days after certain valid building licences and permits have been  
    granted.  

2. Granted in exchange for the waiver of fees etc. by current directors and a former director. 

3. Granted as part of the consideration for the acquisition of the assets and business of Stewart Travel Centre. 

4. Simmons International Limited, is a company in which C W Egleton is a minority shareholder and which  
    provides Mr Egleton’s services to the Group. 

5. During the year  

Warrants 

The following warrants to subscribe for ordinary shares in the Company have been issued: 

Exercisable at 15 pence per share 
Exercisable at 8p per share (see note) 

Ordinary Shares 

   31.10.13 

- 
   10,000,000 

   31.10.12 
    975,002 
- 

Expiry date 
      31/12/12 
17/10/17 

Note: 
Issued in accordance with the terms of the loan facility agreement with Hillside International Holdings Limited 
(see also note 20). 

47

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

18    Contingent liabilities and commitments 

The directors have identified contingent liabilities and commitments totalling £3,902,000 as at 31 October 
2013 (31 October 2012: £3,902,000) comprising the following:  

Upon contract activation £3,902,000 will become due to the Foundation to meet the balance of the initial 
consideration payable in respect of the development site. 

Other than stated in notes 19 and 20, the Company has no other capital or operating commitments. 

19    Operating lease commitments 

The Group has the following total lease commitments in respect of non-cancellable operating leases: 

Year ended 31 October 2013 

Leasehold property 
Equipment 
Motor vehicles 

Up to 1 year 
£’000 
- 
- 
1 
1 

Year ended 31 October 2012 

Leasehold property 
Equipment 
Motor vehicles 

Up to 1 year 
£’000 
- 
- 
- 
- 

Leases expiring in 
2 to 5 years 
£’000 
298 
  30 
  15 
 343 

Leases expiring in 
2 to 5 years 
£’000 
154 
  53 
  26 
 233 

Over 5 years 
£’000 
905 
- 
- 
905 

Over 5 years 
£’000 
1,247 
- 
- 
1,247 

20    Events after the balance sheet date  

Total 
£’000 
1,203 
     30 
     16 
1,249 

Total 
£’000 
1,401 
     53 
     26 
1,480 

1.  On 27 November 2013, and in accordance with the terms of the loan facility agreement with Hillside  
     International Holdings Limited, the Company issued 5,000,000 warrants to subscribe for Ordinary Shares  
     of 1p each in the Company at 8 pence per share. The expiry date for these warrants is 27 November  
     2017. 

2.  On 18 December 2013, the Company announced that it had issued a total of 3,809,000 new Ordinary Shares 
  of 1p each (“Ordinary Shares”) at 10 pence per share to settle outstanding directors’ fees of £236,000 and 

     amounts due to third party service providers and consultants. Included in the above were 1,935,000  

  Ordinary Shares issued to Simmons International Limited. 

48

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

20    Events after the balance sheet date (continued) 

   On the same day, the Company also announced that it had granted the following options in lieu of 

outstanding directors’ fees in the amount of £463,000: 

Exercise price 

Ordinary  Shares Exercisable between 

     B D Bartman 
G D Cook 
T R C Hill 
D C Wilson 

     W C Cole (director of 
Loyalward Limited) 
B Cassidy   (director of 
John Semple Travel 
Limited) 

1p 
1p 
1p 
1p 

1p 

1p 

850,000 18 Dec 2013 and 31 Dec 2016 
377,778  18 Dec 2013 and 31 Dec 2016 
1,233,333  18 Dec 2013 and 31 Dec 2016 
850,000 18 Dec 2013 and 31 Dec 2016 

1,711,111 18 Dec 2013 and 31 Dec 2016 

122,222 18 Dec 2013 and 31 Dec 2016 

Finally, on the same day, the Company also announced that it had granted options in order to satisfy certain 
existing commitments to third party consultants as follows: 

Ordinary  Shares Exercise price 

2,500,000 
250,000 

8p 
10p 

Exercisable between 
18 Dec 2013 and 31 Dec 2016 
18 Dec 2013 and 31 Dec 2016 

3. On 23 December 2013, the Company announced the issue of 750,000 new Ordinary Shares of 1p each  

(“Ordinary Shares”). The Ordinary Shares were issued fully paid up at 7.5 pence per share in order to settle 
£56,250 of the loan note issued in respect of the acquisition of Stewart Travel Centre. 

4. On 5 February 2014, in accordance with the terms of the loan facility agreement with Hillside  
     International Holdings Limited, the Company issued 10,000,000 warrants to subscribe for Ordinary Shares  
     of 1p each in the Company at 8 pence per share. The expiry date for these warrants is 5 February  
     2018. 

5.  On 11 February 2014, in accordance with the terms of the financial joint venture agreement with The  
Candia Investment Corporation dated 20 June 2012, the Company granted options to purchase up to 4 
million Ordinary Shares of 1p each in the Company at 8 pence per share. The expiry date for these options 
is 30 September 2015.  

6. On 12 February 2014, the Company announced that it had bought in the 20% non-controlling interest in its 
    travel and leisure business for a consideration of £930,000. 

    On the same day, the Company announced that The Candia Investment Corporation, and third parties  
    syndicated into its interest, now have a 5% economic interest in the project in Crete for a consideration of £1  
    million. 

49

 
 
 
 
 
 
 
 
 
 
 
 
 
     
   
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

20    Events after the balance sheet date (continued) 

7.  On 17 March 2014, the Company announced that it had agreed to acquire the trade and assets of Martin 

Singer Travel Limited for an initial cash consideration of £250,000 and a deferred cash consideration based 
on the first year’s profitability post acquisition, subject to a maximum of £500,000. 

 Subject to confirmatory due diligence, the acquisition, which is expected to be earnings enhancing, is to be 

completed by 31 May 2014. 

50