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FY2019 Annual Report · Mineral Resources
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Minoan Group Plc  

Report and Financial Statements  

Year ended 31 October 2019 

Company registration no: 03770602    

  
 
                                                         
Minoan Group Plc (Registered number: 03770602) 
Report and Financial Statements 
Year ended 31 October 2019 

Contents 

Directors and Advisers 
Chairman’s Statement 
Strategic Report 
Directors’ Report 
Independent Auditor’s Report 
Consolidated Statement of Profit and Loss and Other Comprehensive Income 
Consolidated Statement of Changes in Equity 
Company Statement of Changes in Equity 
Consolidated Statement of Financial Position 
Company Statement of Financial Position 
Consolidated Cash Flow Statement 
Note to the Consolidated Cash Flow Statement 
Company Cash Flow Statement 
Note to the Company Cash Flow Statement 
Notes to the Financial Statements 

1 
2-3 
4-5 
6-7 
 8-12 
13 
14 
15 
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22-51 

 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Directors and Advisers 

Directors 
C W Egleton  (Chairman) 
B D Bartman BSc (Econ), FCA 
G D Cook MA, ACA  
T R C Hill B.Arch 

Company secretary 
W C Cole  

         Registered office 
         30 Crown Place 
         London 
         EC2A 4ES 

Administration office 
3rd Floor 
AMP House 
Dingwall Road 
Croydon 
Surrey 
CR0 2LX 

Bankers 
HSBC Bank plc, London 

Legal advisers 
Pinsent Masons LLP, London 

Nominated adviser and broker 
WH Ireland Limited, London 

Broker 
Pello Capital Limited, London 

Registrars 
Neville Registrars Limited, Halesowen, West Midlands  

Independent auditor 
Anstey Bond LLP 
Statutory Auditors &  
Chartered Accountants 
1-2 Charterhouse Mews 
London 
EC1M 6BB 

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Minoan Group Plc (Registered number: 03770602) 

Chairman’s Statement 

Introduction 

The year under review marked the first full year following the sale of Stewart Travel Limited in October 2018. 
During the year, the Group has devoted its efforts to the reorganisation of its finances, the reduction of its cost 
base and, most importantly, its Project in Crete. 

I am pleased to inform shareholders that the steps taken both during the year and in subsequent months will 
lead to a further improvement in the results before the expected anchor joint ventures are agreed. 

Meanwhile, although the unpredictable impact of Covid-19 has affected the current year and will affect the 
future in a number of ways, it should be remembered that the Project is a long term development and, as such, 
does not rely on short term factors to generate value. 

Financial Review 

The results for the year show an improvement over the previous year despite the impact of largely “one off” 
finance charges related to the Placing and Open Offer in May 2019, as well as to some residual effects of the 
sale of Stewart Travel Limited.  Finance charges amounted to £1,278,000 compared to £648,000 in 2018 whilst 
the overall loss was reduced to £2,077,000 from £3,022,000. 

Operating expenses in the year increased to £799,000 from £602,000. The increase of £197,000 was as result 
of a change in the accounting treatment of management salaries and related charges, with certain duties being 
more corporate than Project related, which increased Operating expenses by £264,000 but was then offset by a 
reduction of £67,000 in other costs.  

The increase in Total equity of £1,661,000 during the year to £42,257,000 from £40,596,000 arose largely 
through the Placing and Open Offer, which included the conversion by directors of £640,000 of debt into 
shares issued at 3 pence per share. 

The Project and Greece 

The trends I mentioned last year in the increasing activity and interest in the Greek property market, aided by 
the new Governments' focus on tourism and development has led to a new dynamic in inward investment into 
Greece and, in particular, toward Crete, the largest of the Greek islands.  Crete was recently voted 3rd best 
destination worldwide in the Trip Advisor travellers’ choice awards 2020. 

These trends continued throughout 2019 and into 2020 until the impact of Covid-19 and “Lockdown” in 
Greece, where the rules have been particularly strict. At present, however, it appears that these rules are being 
eased considerably. 

Although Covid-19 has stopped the 2020 season in its tracks the Greek tourist industry is expecting 2021 to 
represent a major step towards a new normality.  

One of the changes that Covid-19 has led to is a perceived change at the top end of the market, at which the 
Project is focused.  Indeed there is a suggestion that going forward, space and the option and ability to maintain 
social distancing are attracting enhanced values and the Project is ideally suited to these changing 
requirements. 

We have made significant progress during the year on a number of fronts. As I wrote last year, the Company, 
together with its architectural and design team, has continued to progress the Project, which has led to a 
number of new initiatives.   

As discussions and negotiations with potential partners progress, the Company has tried to ensure that its aims 
and ambitions are matched, as far as possible, by those of these potential partners. 

2 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Chairman’s Statement (continued) 

The Project and Greece (continued) 

As I have stated in my Updates, the impact of Covid-19 has been to slow down the rate of progress in a number 
of the discussions but I believe this to be temporary. 

The Public Welfare Ecclesiastical Foundation Panagia Akrotiriani (“the Foundation”) is a key partner and I am 
delighted with the ongoing positive dialogue that has taken place during the year, to ensure we remain aligned 
in achieving our shared vision of a sustainable development that is sympathetic to the beauty and history of the 
Cavo Sidero peninsular and delivers long term certainty to all parties. 

It is again worth reminding investors of the scope and scale of the Project: 

 
 
 
 

It has an un-appealable Presidential Decree granting outline planning consent  
It has been granted “strategic investment” status by the Greek government  
It is the largest private estate in the Eastern Mediterranean   
It is in a UNESCO designated geopark - an area of outstanding natural beauty and spectacular 
unending sea view 

Post Balance Sheet Events 

Since the year end, the Company, along with most others, has suffered from the effects of Covid-19 and the 
Lockdown. I have endeavoured to keep shareholders informed of progress through recent Updates and I am 
pleased to say that we have now reached “in principle” agreements with both existing and new 
lenders/investors to replace the current finance arrangements. I will keep shareholders informed thereon as we 
move forward. 

Outlook    

With the impending easing of Lockdown restrictions I expect to provide  further updates in the next few 
months as all our efforts are focused on ensuring that the Group and its stakeholders reap the benefit of the 
years of hard work that have gone before.  

Christopher W Egleton 

Chairman                                                                                                                                           
14 May 2020 

3 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Strategic Report 

The  directors  present  their  Strategic  Report  and  the  audited  consolidated  financial  statements  for  the  year 
ended 31 October 2019. 

Review of business 
A review of the Group’s business is given in the Chairman’s Statement on page 2.  

The  sale  of  the  travel  business  was  completed  on  9  October  2018  and  the  results  for  the  year  ended  were 
presented in accordance with IFRS 5. The net profit of the travel business for the year ended 31 October 2018 
was of £942,458, which was shown as profit from discontinued operations.  

Total equity as at 31 October 2019 was £42,257,000 (2018: £40,596,000). 

Since  a  major  part  of  the  Company’s  expenditure  is  in  Euros  the  outcome  of  the  ongoing  negotiations 
regarding Brexit may have an effect on future foreign expenditure (see also note 1). 

Although not having used key performance indicators for  the Project in the past, the Board is of the opinion 
that the granting of un-appealable outline planning consent, as referred to in the Chairman’s Statement may be 
regarded as an indicator in understanding the development, performance or position of that operation.  

Principal risks and uncertainties   
The Group’s key risks currently remain centred around the Project. The Group has an ongoing requirement to 
raise  capital  to  finance  its  working  capital.  As  has  been  the  case  for  the  past  several  years,  the  Group  is  in 
continual discussions with a variety of individuals and commercial parties regarding the provision of funding 
to  enable  the  Group’s  current  and  future  obligations  and  requirements  to  be  met.  These  discussions  are  at 
varying stages of development and the Board is confident that all necessary funding will be forthcoming within 
a timescale which will enable the Group to move forward and provide a return to shareholders (see also note 
1). 

As the Project now moves towards its implementation stage, the normal risks associated with a development of 
its  size  and  nature  will  apply.  These  include,  inter  alia,  detailed  planning  consents,  availability  of  project 
finance, construction costs and market demand. 

Going concern 
The Board is confident that the value of the Group’s asset in Crete, combined with its capital raising ability and  
the future prospects for development in other areas of activity, justifies the conclusion that it is appropriate to 
prepare the financial statements on the going concern basis (as described further in note 1). The Group has, in 
principle, agreed terms with current lenders to replace the current finance arrangements to support the Group 
moving forward. 

The  directors  envisage  that  any  joint  venture  or  partnership  arrangements  will  preserve  the  nature  of  the 
Group’s long term commitment to the Project.  

4 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Strategic Report (continued) 

Corporate Governance 
As an Alternative Investment Market (“AIM”) company Minoan Group Plc is not required to comply with the 
UK Corporate Governance Code, which applies only to premium listed UK companies and adherence to which 
requires commitment of significant resources and cost. However, the Board of Minoan Group Plc has chosen 
to commit to the adoption of the Quoted Companies Alliance Corporate Governance Code. 

Corporate social responsibility 
The  Group  has  demonstrated  its  social  responsibilities  through  its  iterative  approach  to  the  evolution  of  the 
Project,  which  has  involved  a  transparent  process  and  extensive  consultation  with  stakeholders.  The  Project 
design  embraces  the  principles  of  the  five  capitals  of  sustainable  development  (i.e.  natural,  human,  social, 
manufactured  and  financial)  to  ensure  that  all  related  matters  have  been  taken  into  account.    Thus  the  more 
usual  concerns  related  to  the  protection  of  the  environment,  flora,  fauna,  hydrogeology  and  the  ecology 
generally have drawn in considerations of wider issues including social, cultural, human and economic matters 
as  well  as  those  related  to  the  extensive  use  of  renewable  energy  and  many  other  items  contributing  to  a 
healthy  carbon  footprint.  The  Project  is  strictly  focused  on  the  long  term  restoration  and  preservation  of  the 
environment as a whole and puts in place a sustainable management plan, involving local representatives and 
experts,  to  ensure  a  robust,  pro-active  management  system  is  implemented  aimed  at  protecting  the  area  for 
future generations.  

In conducting its business the Group ensured that it was compliant with all appropriate regulations, including 
those applicable to the protection of clients’ funds. 

Approved by the Board of Directors and signed on behalf of the Board. 

C W Egleton 
Director 
14 May 2020 

5 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Directors’ Report  

The directors present their annual report for the year ended 31 October 2019. 

Directors 
The directors shown below have held office during the whole of the period from 1 November 2018 to the date 
of this report: 

C W Egleton (Chairman) 
B D Bartman BSc (Econ), FCA 
G D Cook MA, ACA  
T R C Hill B.Arch 

Principal activities 
The  Company  is  a  public  limited  company  incorporated  in  England  and  Wales  and  quoted  on  AIM.  The 
Company’s principal activity  in the  year under review  was that of a holding and  management company of a 
Group  involved  in  the  design,  creation,  development  and  management  of  environmentally  friendly  luxury 
hotels and resorts.  

Results and dividends 
The  financial  statements  are  prepared  in  accordance  with  European  Union  adopted  International  Financial 
Reporting Standards (“IFRS”) and the Companies Act 2006.  

The  Group  made  a  loss  for  the  year,  after  taxation,  of  £2,077,000  (31  October  2018:  £3,022,000).  The  loss 
includes  a  charge  in  respect  of  share-based  payments  of  £Nil  (2018:  £63,000)  and  non-cash  finance  cost  in 
respect of warrants issued in association  with the Hillside loan in the amount of £264,000 (31 October 2018: 
£500,000) (see note 17). These charges do not involve any cash payment. 

The loss also includes a non-cash charge in relation to assets held for re-sale in the amount of £Nil (31 October 
2018: £2,560,000). 

The Group’s loss per share was 0.61p (2018: 1.36p). 

No dividend is proposed for the year (31 October 2018: Nil). 

The Group’s financial instruments and risk management are discussed in note 15. 

Statement of directors’ responsibilities 
The directors are responsible for preparing and reporting the financial statements in accordance with applicable 
laws and regulations.  

Company law requires the directors to prepare financial statements for each financial year. Under that law the 
directors  have  prepared  the  Group  and  Parent  Company  financial  statements  in  accordance  with  IFRS  as 
adopted by the European Union. The financial statements are required by law to give a true and fair view of the 
state of affairs of the Company and the Group as at the end of the financial period and of the profit or loss of 
the Group for that period.  

In preparing the financial statements, the directors are required to: 

 
 
 
 

select suitable accounting policies and then apply them consistently; 
make judgements and accounting estimates that are reasonable and prudent; 
state the financial statements comply with IFRS as adopted by the European Union; and 
prepare the financial statements on the going concern basis unless it is inappropriate to presume that the 
Group will continue in business. 

The  directors  confirm  that  they  have  complied  with  the  above  requirements  in  preparing  the  financial 
statements. 

6 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Directors’ Report (continued) 

Statement of directors’ responsibilities (continued) 
The directors are responsible for keeping adequate accounting records that are sufficient to show and explain 
the  Group’s  transactions  and  disclose  with  reasonable  accuracy  at  any  time  the  financial  position  of  the 
Company and Group and enable them to ensure that the financial statements comply with the Companies Act 
2006.  

They  are  also  responsible  for  safeguarding  the  assets  of  the  Company  and  the  Group  and  hence  for  taking 
reasonable steps for the prevention and detection of fraud and other irregularities. 

The directors are responsible for the maintenance and integrity of the Group website, www.minoangroup.com. 
Legislation  in  the  UK  governing  the  preparation  and  dissemination  of  financial  statements  may  differ  from 
legislation in other jurisdictions. 

Each director as at the date of this report has confirmed that, to the best of his knowledge, the Group financial 
statements, which have been prepared in accordance with IFRS as adopted by the European Union,  

 
 

give a true and fair view of the assets, liabilities, financial position and loss of the Group; and 
include in the Chairman’s Statement, the Strategic Report and Directors’ Report a fair review of the 
development,    performance  and  position  or  the  Group,  together  with  a  description  of  the  principal 
risks and uncertainties it faces.     

Under company law the directors must not approve the financial statements unless they are satisfied that they 
give a true and fair view of the state of affairs of the Company and the Group and of the profit or loss of the 
Group for that year. 

The directors in office throughout the period and at the end thereof, as referred to on page 1, remain in office as 
at the date of signing of the Directors’ Report.  

Insurance 
The  Company  had  in  place  during  the  year,  and  remaining  in  place  at  the  date  of  this  report,  Directors  and 
Officers Liability Insurance covering the directors of all group companies. 

Events after the statement of financial position date 
The directors draw attention to the events disclosed in note 21. 

Auditor and disclosure of information to the auditor 
Each  director,  as  at  the  date  of  this  report,  has  confirmed  that  insofar  as  they  are  aware  there  is  no  relevant 
audit information (that is, information needed by the Group’s auditor in connection with preparing their report) 
of which the Group’s auditor is unaware, and that they have taken all the steps that they ought to have taken as 
directors in order to make themselves aware of any relevant audit information and to establish that the Group’s 
auditor is aware of that information. 

A resolution to appoint Anstey Bond LLP as the auditor for the ensuing year will be proposed at the Annual 
General Meeting. 

Approved by the Board of Directors and signed on behalf of the Board by: 

C W Egleton 
Director  
14 May 2020 

7 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Independent Auditor’s Report to the members of Minoan Group Plc 

Our opinion 
We have audited the financial statements of Minoan Group PLC ("the Group") for the year ended 31 October 
2019  which  comprise;  the  consolidated  statement  of  profit  or  loss  and  other  comprehensive  income,  the 
consolidated  and  parent  company’s  statement  of  financial  position,  the  consolidated  and  parent  company’s 
statement  of  changes  in  equity,  the  consolidated  and  company’s  statement  of  cash  flows  and  notes  to  the 
consolidated  financial  statements,  including  a  summary  of  significant  accounting  policies.  The  financial 
reporting  framework  that  has  been  applied  in  their  preparation  is  applicable  law  and  International  Financial 
Reporting Standards (IFRSs) as adopted by the European Union. 

In our opinion: 

  The financial statements give a true and fair view of the state of the group’s and the parent company’s 

affairs as at 31 October 2019 and of the group’s loss for the year then ended; 

  The group financial statements have been properly prepared in accordance with IFRS as adopted by the 

European Union; 

  The  parent  company  financial  statements  have  been  properly  prepared  in  accordance  with  IFRS  as 
adopted by the European Union and as applied in accordance with the provisions of the Companies Act 
2006; 

  The  financial  statements  have  been  prepared  in  accordance  with  the  requirements  of  the  Companies 

Act 2006. 

Basis for opinion  
We  conducted  our  audit  in  accordance  with  International  Standards  on  Auditing  (UK)  (ISAs  (UK))  and 
applicable law. Our responsibilities under those standards are further described in the Auditor’s responsibilities 
for  the  audit  of  the  financial  statements  section  of  our  report  below.  We  are  independent  of  the  group  in 
accordance  with  the  ethical  requirements  that  are  relevant  to  our  audit  of  the  financial  statements  in  the  UK, 
including  the  FRC’s  Ethical  Standard  as  applied  to  listed  entities,  and  we  have  fulfilled  our  other  ethical 
responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is 
sufficient and appropriate to provide a basis for our opinion. 

This report is made solely to the company’s members, as a body, in accordance with Chapter 3 of Part 16 of the 
Companies Act 2006.  Our audit work has been undertaken so that we might state to the company’s members 
those  matters  we are required to state to them in an auditor’s report and  for no other purpose.  To the fullest 
extent permitted by law, we do not accept or assume responsibility to anyone other than the company and the 
company’s members as a body, for our audit work, for this report, or for the opinions we have formed. 

Material uncertainty relating to going concern 
We draw attention to the disclosures made in the Strategic Report and in note 1 to the financial statements 
concerning the uncertainty regarding the group’s need to secure project finance in order to bring its Crete project 
to fruition and to continue as a going concern. As stated in these disclosures, these events and conditions 
indicate that a material uncertainty exists that may cast doubt on the company’s ability to continue as a going 
concern. Our opinion is not modified in respect of this matter. 

Emphasis of matter 
We draw attention to note 21 of the financial statements, which describes the material uncertainties surrounding 
the going concern for the group, due to the impact of post balance sheet events. Our opinion is not modified in 
respect of this matter. 

8 

 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Independent  Auditor’s  Report to the  members  of  Minoan  Group  Plc 
(continued) 

Overview of our audit approach 

Key audit matters 

 Capitalisation  and  valuation  of  inventories,  being  the  Crete 

project costs. 
 Going concern. 

Materiality 

  Overall  materiality  is  £400,000  (2018:  £397,500)  being  the 
average of 10% of the result before tax and 1% of gross assets. 
  Overall materiality in the prior year was based on the average 

of 10% of the result before tax and 1% of gross assets. 

An overview of the scope of our audit  
The group consists of the parent company and its subsidiaries. It largely operates through two trading subsidiary 
undertakings  which  were  considered  to  be  significant  components  for  the  purposes  of  the  group  financial 
statements.  The  financial  statements  consolidate  these  entities  together  with  other  non-trading  subsidiary 
undertakings.  As part of designing our group audit, we determined materiality and assessed the risks of material 
misstatement in the financial statements. In establishing our overall approach to the group audit, we determined 
the  type  of  work  that  needed  to  be  performed  in  respect  of  each  subsidiary  or  entity.  This  consisted  of  us 
carrying out a full audit of all significant components of the group. 

An audit involves obtaining evidence about the amounts and disclosures in the financial statements sufficient to 
give reasonable assurance that the financial statements are free from material misstatement, whether caused by 
fraud or error. This includes an assessment of:  

  whether  the  accounting  policies  are  appropriate  to  the  company’s  circumstances  and  have  been 

consistently applied and adequately disclosed; 
the reasonableness of significant accounting estimates made by the directors; and 
the overall presentation of the financial statements. 

 
 

We  have  designed  our  audit  approach  to  identify  possible  fraud  in  relation  to  the  associated  fraud  risk  of  the 
group. We consider the most likely areas where fraud might arise to be within the valuation of the project costs 
and in relation to incorrect revenue recognition. Our approach to these areas has been addressed within the Key 
audit matters section. 

Key audit matters 
Key audit matters are those matters that, in the auditors' professional judgement,  were of most significance in 
the  audit  of  the  financial  statements  of  the  current  period  and  include  the  most  significant  assessed  risks  of 
material misstatement (whether or not due to fraud) that we identified, including those which had the greatest 
effect  on:  the  overall  audit  strategy;  the  allocation  of  resources  in  the  audit;  and  directing  the  efforts  of  the 
engagement  team.  These  matters  were  addressed  in  the  context  of  our  audit  of  the  financial  statements  as  a 
whole,  and  in  forming  our  opinion  thereon,  and  we  do  not  provide  a  separate  opinion  on  these  matters.  In 
arriving at our opinion, the key audit matters considered were as follows 

9 

 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Independent  Auditor’s  Report to the  members  of  Minoan  Group  Plc 
(continued) 

Risk 1: Capitalisation and valuation of Crete Project costs 

The group inventories, held in respect of the Crete project, represent the most significant asset on the statement 
of financial position totalling £45.8 million as at 31 October 2019 (2018: £45.4 million).  There is a risk that 
inappropriate expenditure may be capitalised that is not in accordance with IAS 2. Furthermore, given that the 
Presidential  Decree  has  been  issued  granting  planning  consent  and  that  the  Directors  appear  to  be  actively 
marketing  the  property,  any  lack  of  buyer  interest  in  the  property  would  be  an  indication  of  impairment. 
Therefore, there is a significant risk over the valuation of these inventories.  

In this area, our audit procedures included: 

  Testing  a  sample  of  capitalised  costs  in  the  year    to  ensure  accuracy  and    appropriateness  for 

capitalisation as project costs under IAS 2; 

  Reviewing  correspondence  and  other  third  party  documentation  in  relation  to  the  project  to  confirm 

that the expected value of the project is in excess of the costs to date; 

  Reviewing and assessing the marketing activities for the site post grant of the Presidential Decree; 

From  the  work  performed,  we  did  not  identify  any  transactions  which  indicated  that  capitalised  costs  were 
incorrectly stated. 

Risk 2 – Going concern of the Group 

Several risks  were identified surrounding the  company’s ability to continue as a going concern. Attention has 
been drawn to these matters in notes 1 and 21 of the financial statements. 

In this area, our audit procedures included: 

  We obtained post year end cash-flow forecasts, bank statements, and statutory documentation; 
  We assessed the level of equity financing received during the six months after the balance sheet  date, 

and whether this was sufficient to ensure the group’s liquidity; 

  We reviewed the Group’s refinancing of debt taking place post year end  
  We obtained the Board of Directors’ assessment of the groups’ going concern; 
  We reviewed the disclosures included within these statements and confirmed that they were in line with 

regulatory reporting standards. 

From  the  work  performed,  we  did  not  identify  any  instances  from  which  to  conclude  that  the  disclosure  or 
accounting treatment was incorrectly stated. 

10 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Independent  Auditor’s  Report to the  members  of  Minoan  Group  Plc 
(continued) 

Our application of materiality  
We  set  certain  thresholds  for  materiality.  These  help  us  to  establish  transactions  and  misstatements  that  are 
significant  to  the  financial  statements  as  a  whole,  to  determine  the  nature,  timing  and  extent  of  our  audit 
procedures  and  to  evaluate  the  effect  of  misstatements,  both  individually  on  balances  and  on  the  financial 
statements as a whole. 

We determined the materiality for the group financial statements as a whole to be £400,000 (2018: £397,500), 
calculated  with  reference  to  a  benchmark  of  the  Crete  project  costs  (£45.8  million)  included  within  the  gross 
assets, the overall materiality calculation was the average of 10% of the result before tax and 1% of gross assets.  
This is the threshold above which missing or incorrect information in the financial statements is considered to 
have an impact on the decision making of users. We determined the materiality for the company as a whole to 
be £200,000 (2018: £171,000), calculated with reference to a benchmark of total company expenses.  

Other information 
The  Directors  are  responsible  for  the  other  information.  The  other  information  comprises  the  information 
included in the annual report other than the financial statements and our auditor’s report thereon. Our opinion on 
the financial statements does not cover the other information and, except to the extent otherwise explicitly stated 
in this report, we do not express any form of assurance conclusion thereon. 

In connection with our audit of the financial statements, our responsibility is to read the other information and, 
in doing  so, consider  whether the other information is  materially inconsistent  with the  financial  statements or 
our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material 
inconsistencies  or  apparent  material  misstatements,  we  are  required  to  determine  whether  there  is  a  material 
misstatement  in  the  financial  statements  or  a  material  misstatement  of  the  other  information.  If,  based  on  the 
work  we  have  performed,  we  conclude  that  there  is  a  material  misstatement  of  the  other  information,  we  are 
required to report that fact. We have nothing to report in this regard. 

Opinion on other matters prescribed by the Companies Act 2006 
In our opinion, based on the work undertaken in the course of the audit: 

 

 

the information given in the Strategic Report and the Directors’ Report for the financial year for which 
the financial statements are prepared is consistent with the financial statements; and 
the Strategic Report and the Directors’ Report have been prepared in accordance with applicable legal 
requirements. 

Matters on which we are required to report by exception 
In the light of the knowledge and understanding of the company and its environment obtained in the course of 
the audit, we have not identified material misstatements in the Strategic Report or the Directors’ Report. 
We  have  nothing  to  report  in  respect  of  the  following  matters  in  relation  to  which  the  Companies  Act  2006 
requires us to report to you if, in our opinion: 

 

adequate  accounting  records  have  not  been  kept,  or  returns  adequate  for  our  audit  have  not  been 
received from branches not visited by us; or 
 
the financial statements are not in agreement with the accounting records and returns; or 
 
certain disclosures of directors’ remuneration specified by law are not made; or 
  we have not received all the information and explanations we require for our audit. 

11 

 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Independent  Auditor’s  Report to the  members  of  Minoan  Group  Plc 
(continued) 

Responsibilities of Directors  
As explained more fully in the Directors’ responsibilities statement, set out on pages 6 and 7, the Directors are 
responsible for the preparation of the financial statements and for being satisfied that they give a true and fair 
view, and for such internal control as the Directors determine is necessary to enable the preparation of financial 
statements that are free from material misstatement, whether due to fraud or error. 

In preparing the financial statements, the Directors are responsible for assessing the group’s ability to continue 
as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis 
of  accounting  unless  the  directors  either  intend  to  liquidate  the  company  or  to  cease  operations,  or  have  no 
realistic alternative but to do so. 

Auditor’s responsibilities for the audit of the financial statements 
Our  objectives  are  to  obtain  reasonable  assurance  about  whether  the  consolidated  financial  statements  as  a 
whole are free from material misstatement,  whether due to fraud or error, and to issue an auditor’s report that 
includes  our  opinion.   Reasonable  assurance  is  a  high  level  of  assurance,  but  is  not  a  guarantee  that  an  audit 
conducted 
it 
exists.   Misstatements  can  arise  from  fraud  or  error  and  are  considered  material  if,  individually  or  in  the 
aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of 
these financial statements. 

in  accordance  with  ISAs  (UK)  will  always  detect  a  material  misstatement  when 

A further description of our responsibilities for the audit of the financial statements is located on the Financial 
Reporting  Council’s  website  at:  www.frc.org.uk/auditorsresponsibilities.  This  description  forms  part  of  our 
auditor’s report. 

Colin Ellis FCCA CF (Senior Statutory Auditor) 

For and on behalf of ANSTEY BOND LLP,  

Statutory Auditors & Chartered Accountants 

1-2 Charterhouse Mews 

London 

EC1M 6BB 
14th May 2020 

12 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Consolidated Statement of Profit and Loss and Other Comprehensive 
Income 
Year ended 31 October 2019 

Revenue 

Cost of sales 

Gross profit 

Notes to 
the 
Financial 
Statements 

3 

                    2019 

                    2018 

                   £’000 

                   £’000 

- 

- 

- 

- 

- 

- 

Operating expenses 

(799) 

(602) 

Other operating expenses: 

Corporate development costs  

Charge related to assets held for sale 

Charge in respect of share-based payments 

Operating loss 

Finance costs  

Profit from discontinued operations 

Loss before taxation 

Taxation  

Loss after taxation 

Other Comprehensive Income for the year 

Total Comprehensive Income for the year 

Loss for year  attributable to equity holders of the 
Company 

Loss per share attributable to equity holders of   

17 

17 

3 

4 

5 

- 

- 

- 

(799) 

(92) 

(2,560) 

(63) 

(3,317) 

(1,278) 

(648) 

- 

943 

(2,077) 

(3,022) 

- 

(2,077) 

- 

(2,077) 

- 

(3,022) 

- 

(3,022) 

(2,077) 

(3,022) 

the Company: Basic and diluted 

6 

(0.61)p 

(1.36)p 

The notes on pages 22 to 51 form part of these financial statements.  

13 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Consolidated Statement of Changes in Equity 
Year ended 31 October 2019 

Year ended 31 October 2019 

Share 
capital 
£’000 

Share 
premium 
£’000 

Merger 
reserve                         

Warrant  
Reserve 
 £’000 

£’000 

Retained 
earnings                                  

Total 
equity                                                                                                                                       
£’000 

£’000 

Balance at 1 November 2018 

15,460      34,373 

9,349           2,830   

(21,416) 

40,596 

Loss for the year 

- 

- 

Issue of ordinary shares at a premium  
Share based payments 
Extension of warrant expiry date       
(see note 17)  

           1,728               1,746 
- 
                    - 

- 

- 

- 

- 
- 

- 

- 

(2,077) 

 (2,077) 

-                   - 
- 
- 

3,474                  

- 

264 

             -                 

264 

Balance at 31 October  2019 

17,188      36,119 

9,349          3,094   

(23,493) 

42,257                                                         

Year ended 31 October 2018 

Share capital 
£’000 

Share 
premium 
£’000 

Merger 
reserve                         

Warrant  
Reserve 
 £’000 

£’000 

Retained 
earnings                                  

Total 
equity                                                                                                                                       
£’000 

£’000 

Balance at 1 November 2017 

15,297      33,659 

9,349           2,441   

(18,457) 

42,289 

Loss for the year 

- 

- 

Issue of ordinary shares at a premium  
Share based payments 
Extension of warrant expiry date        
(see note 17)  

              163           714 
- 
                    - 

- 

- 

- 

- 
- 

- 

- 

(3,022) 

 (3,022) 

-                   - 
63 
- 

877 
63 

389 

             -                 

389 

Balance at 31 October  2018 

15,460      34,373 

9,349         2,830    

(21,416) 

40,596                                                         

14 

 
 
 
 
 
                
             
      
                                                                    
             
 
                
 
      
 
 
                
             
      
                                                                    
             
 
                 
                
 
      
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Company Statement of Changes in Equity 
Year ended 31 October 2019 

Year ended 31 October 2019 

Share  
capital 
£’000 

Share  
premium  
£’000 

Warrant  
Reserve 
 £’000 

Retained 
earnings                                                             

Total  
equity                              
£’000 

£’000 

Balance at 1 November 2018 
Loss for the year 
Issue of ordinary shares at a  
premium  
Share-based payments 
Extension of warrant expiry date 
(see note 17) 

15,460                     34,373 
- 

- 

2,830 
- 

(3,233)                       
49,430 
(1,748)             (1,748) 

1,728 
- 

1,746 
- 

- 
-                     -               

- 

3,474 
- 

                   - 

- 

264                     -                        264 

Balance at 31 October 2019 

17,188                     36,119 

3,094 

          (4,981)                            

51,420 

Year ended 31 October 2018 

Share  
capital 
£’000 

Share  
premium  
£’000 

Warrant  
Reserve 
 £’000 

Retained 
earnings                                                             

Total  
equity                              
£’000 

£’000 

Balance at 1 November 2017 
Loss for the year 
Issue of ordinary shares at a  
premium  
Share-based payments 
Extension of warrant expiry date 
(see note 17) 

15,297                     33,659 
- 

- 

2,441 
- 

             134                       

51,531 
(3,430)             (3,430) 

163 
- 

                   - 

714 
- 

- 

- 
-                  63       

- 

877 
63 

389                   -                        389 

Balance at 31 October 2018 

15,460                     34,373 

2,830 

          (3,233)                            

49,430 

15 

 
 
 
 
 
 
           
                     
                       
           
 
 
 
           
                       
           
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Consolidated Statement of Financial Position as at 31 October 2019 

Notes to 
the 
Financial 
Statements 

2019 
£’000 

2018 
£’000 

Assets 

Non-current assets 

Intangible assets 

Property, plant and equipment  

Non-current assets held for sale 

Total non-current assets 

Current assets 

Inventories 

Receivables 

Cash and cash equivalents 

Total current assets 

Total assets 

Equity 

Share capital 

Share premium account 

Merger reserve account 

Warrant reserve 

Retained earnings 

Total equity 

Liabilities 

Current liabilities 

7 

8 

3 

10 

11 

14 

3,583 

157 

- 

3,740 

45,848 

211 

24 

46,083 

3,583 

161 

- 

3,744 

45,381 

215 

20 

45,616 

49,823 

49,360 

17,188 

36,119 

9,349 

3,094 

(23,493) 

42,257 

15,460 

34,373 

9,349 

2,830 

(21,416) 

40,596 

12 

7,566 

8,764 

Total equity and liabilities 

49,823 

49,360 

The financial statements on pages 13 to 51 were approved by the Board of Directors and authorised for issue 
on 14 May 2020.                                    

Signed on behalf of the Board of Directors 

C W Egleton 
Director 

16 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Company Statement of Financial Position as at 31 October 2019 

Note to the 
Financial 
Statements 

2019 
£’000 

2018 
£’000 

Assets 

Non-current assets 

Investments 

Total non-current assets 

Current assets 

Receivables 

Cash and cash equivalents  

Total current assets 

Total assets 

Equity 

Share capital 

Share premium account 

Warrant reserve 

Retained earnings 

Total equity 

Liabilities 

Current liabilities 

9 

11 

14 

21,736 

21,736 

32,475 

1 

32,476 

21,736 

21,736 

30,934 

1 

30,935 

54,212 

52,671 

17,188 

36,119 

3,094 

(4,981) 

51,420 

15,460 

34,373 

2,830 

(3,233) 

49,430 

12 

2,792 

3,241 

Total equity and liabilities 

54,212 

52,671 

Company registration number: 3770602 

As permitted by Section 408 of the Companies act 2006, the income statement is not presented as part of these 
financial  statements,  The  Company’s  loss  for  the  year  ended  31  October  2019  was  £1,748,000  (2018: 
£3,430,000). 

The financial statements on pages 13 to 51 were approved by the Board of Directors and authorised for issue 
on 14 May 2020.                                    

Signed on behalf of the Board of Directors 

C W Egleton 
Director   

17 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Consolidated Cash Flow Statement 
Year ended 31 October 2019              

Note to the 
Consolidated 
Cash Flow 
Statement 

                    2019 
£’000 

                    2018 
£’000 

Cash flows from operating activities 

Net cash (outflow) from continuing operations 

1 

Net cash inflow from discontinued operations 

Finance costs for continuing operations 

Finance costs for discontinued operations  

Net cash generated from/(used) in operating 
activities  

Cash flows from (investing) / divesting activities 
in discontinued operations 

Purchase of property, plant and equipment  

Purchase of intangible assets: 

Goodwill consideration 

IT project 
Proceeds from sale of discontinued business 

Net cash used in investing activities in 
discontinued operations 

Cash flows from financing activities in 
continuing operations 

Net proceeds from the issue of ordinary shares  

Loans (repaid) / received  

Net cash generated from financing activities in 
continuing operations 

Net increase/(decrease) in cash 

Cash transferred to non-current assets held for 
sale 

Cash at beginning of year 

Cash at end of year 

(1,909) 

- 

(1,278) 

- 

(2,175) 

901 

(1,508) 

- 

(3,187) 

(2,782) 

- 

- 

- 
- 

- 

- 

- 

- 
6,075 

6,075 

3,738 

(547) 

550 

(3,844) 

3,191 

(3,294) 

4 

- 

4 

20 

24 

(1) 

- 

(1) 

21 

20 

18 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
Minoan Group Plc (Registered number: 03770602) 

Note to the Consolidated Cash Flow Statement 
Year ended 31 October 2019                                 

1  Cash flows from operating activities in continuing operations 

Loss before taxation 

Finance costs 

Depreciation  

Exchange gain relevant to property, plant and equipment 

Increase in inventories 

Share-based payments 

Decrease/(Increase) in receivables 

Increase in current liabilities 

Liabilities settled by the issue of ordinary shares 

Net cash (outflow) from continuing operations 

                    2019 
£’000 

                    2018 
£’000 

(2,077) 

1,278 

- 

4 

(467) 

- 

4 

(651) 

- 

(1,909) 

(3,022) 

1,148 

1 

- 

(1,218) 

63 

111 

415 

327 

(2,175) 

19 

 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Company Cash Flow Statement                 
Year ended 31 October 2019                                         

Cash flows from operating activities 

Net cash inflow/(outflow) from continuing 
operations 
Net cash inflow in relation to discontinued 
operations 

Finance costs 

Net cash used in operating activities 

Cash flows from divesting activities 

Proceeds from disposal of discontinued business 

Net cash generated in divesting activities 

Cash flows from financing activities 

Net proceeds from the issue of ordinary shares  

Loans (repaid) / received  

Net cash generated from financing activities 

Net (decrease)/increase in cash 

Cash at beginning of year 

Cash at end of year 

Note to the 
Company 
Cash Flow 
Statement 

                    2019 
£’000 

                    2018 
£’000 

1 

(1,912) 

(2,343) 

- 

(1,278) 

(3,190) 

- 

- 

3,738 

(548) 

3,190 

- 

1 

1 

943 

(1,381) 

(2,781) 

6,075 

6,075 

550 

(3,844) 

(3,294) 

(1) 

1 

1 

20 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Note to the Company Cash Flow Statement 
Year ended 31 October 2019                                 

1      Cash flows from operating activities 

Loss before taxation 

Finance costs 

Exchange gain relevant to property, plant and equipment 

Share-based payments charge 

Decrease / (Increase) in receivables 

(Decrease) / Increase  in current liabilities 

Liabilities settled by the issue of ordinary shares 

                    2019 
£’000 

                    2018 
£’000 

(1,748) 

1,278 

4 

- 

(1,541) 

95 

- 

(3,430) 

648 

- 

63 

289 

(240) 

327 

Net cash inflow/(outflow) from continuing operations 

(1,912) 

(2,343) 

21 

 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements 
Year ended 31 October 2019 

1  Accounting policies  

These  consolidated  financial  statements  have  been  prepared  in  accordance  with  International  Financial 
Reporting Standards, International Accounting Standards, IFRIC interpretations (collectively IFRS), and with 
those  parts  of  the  Companies  Act  2006  applicable  to  companies  reporting  under  IFRS,  as  adopted  by  the 
European Union. The financial statements have been prepared under the historical cost convention. 

The  financial  statements  are  prepared  in  sterling,  which  is  the  functional  currency  of  the  group.  Monetary 
amounts in these financial statements are rounded to the nearest thousand, unless stated otherwise. 

Basis of preparation 
The  financial  statements  are  prepared  under  the  historical  cost  convention  except  for  where  financial 
instruments are stated at fair value. 

Adoption of new and revised Standards 
The International Accounting Standards Board and IFRIC have issued the following new and revised standards 
and interpretations with an effective date after the date of these financial statements, which have been endorsed 
and issued by the European Union at 31 October 2019: 

Standard 
IFRS 3 Business Combinations   Clarification that when an entity obtains control of a 

  Details of amendment 

  Effective date  
  1 January 

business that is a joint operation, it is required to remeasure 
previously held interests in that business. 

2019 

IFRS 3 Business Combinations   Amendments to clarify the definition of a business. 

IAS 12 Income Taxes 

IAS 19 Employee Benefits 

  Clarification that all income tax consequences of dividends 
should be recognised in profit or loss, regardless how the 
tax arises. 

  If a plan amendment, curtailment or settlement occurs, it is 
now mandatory that the current service cost and the net 
interest for the period after the remeasurement are 
determined using the assumptions used for the 
remeasurement.  

  1 January 

2020 

  1 January 

2019 

  1 January 

2019 

IFRIC 23 Uncertainty over 
Income Tax Treatments 

  The interpretation specifies how an entity should reflect the 

  1 January 

effects of uncertainties in accounting for income taxes. 

2019 

The directors anticipate that the adoption of these standards in future periods will have no material impact on 
the financial statements of the Company. 

Going concern    
The directors have considered the financial and commercial position of the Group in relation to  its project in 
Crete (the “Project”). In particular, the directors have reviewed the matters referred to below.  

Following the unanimous approval of a Plenum of the Greek Council of State, the highest court in Greece, the 
Presidential Decree granting land use approval for the Project was issued on 11 March 2016 and was published 
in the Government Gazette. The planning rules for the Project are now enshrined in law.  The appeals lodged 
against the Presidential Decree have been rejected by the Greek Supreme Court. 

22 

 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

1  Accounting policies (continued) 

Going concern (continued)    
Accordingly, the directors consider that they will conclude further Project joint venture agreements in the near 
term. In addition, the directors are  considering other options which would have a  major beneficial impact on 
the Group’s resources. 

In addition to specific Project related matters as noted above, and as has been the case in the past, the Group 
continues to need to raise capital in order to meet its existing finance and working capital requirements. While 
the directors consider that any necessary funds will be raised as required, the ability of the Company to raise 
these funds is, by its nature, uncertain. 

Having taken these matters into account, the directors consider that the going concern basis of preparation of 
the financial statements is appropriate. 

Basis of consolidation 
The  consolidated  financial  statements  incorporate  the  financial  statements  of  the  Company  and  all  its 
subsidiaries as at 31 October 2019 using uniform accounting policies.  The Group’s policy is to consolidate the 
result of subsidiaries acquired in the year from the date of acquisition to the Group’s next accounting reference 
date. Intra-group balances are eliminated on consolidation. 

Acquisitions of subsidiaries and businesses are accounted for using the acquisition method. The consideration 
for each acquisition is measured at the aggregate of the fair values of the assets given, liabilities incurred and 
equity instruments issued by  the Group in exchange for control of the acquired business. Acquisition related 
costs are recognised in the consolidated statement of comprehensive income as incurred. 

Critical accounting estimates and judgements 
The  preparation  of  the  financial  statements  in  accordance  with  generally  accepted  financial  accounting 
principles requires the directors to make critical accounting estimates and judgements that affect the amounts 
reported  in  the  financial  statements  and  accompanying  notes.  The  estimates  and  assumptions  that  have  a 
significant risk of causing  material adjustments to the carrying value of assets and liabilities  within the  next 
financial year are discussed below: 

 

 

in capitalising the costs directly attributable to the Project (see inventories below), and continuing to 
recognise  goodwill  relating  to  the  Project,  the  directors  are  of  the  opinion  that  the  Project  will  be 
brought to fruition and that the carrying value of inventories and goodwill is recoverable; and 
as set out above, the directors have exercised judgement in concluding that the company and group is 
a going concern. 

Goodwill  
Goodwill arising on acquisitions represents the difference between the fair value of the net assets acquired and 
the consideration paid and is recognised as an asset (see note 7). 

Goodwill  arising  on  acquisition  is  allocated  to  cash-generating  units.    The  recoverable  amount  of  the  cash-
generating  unit  to  which  goodwill  has  been  allocated  is  tested  for  impairment  annually,  or  on  such  other 
occasions  that  events  or  changes  in  circumstances  indicate  that  it  might  be  impaired.  Any  impairment  is 
recognised immediately as an expense and is not subsequently reversed. 

23 

 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

1  Accounting policies (continued) 

Property, plant and equipment 
Property,  plant  and  equipment  is  stated  at  historical  cost  less  accumulated  depreciation  and  any  recognised 
impairment loss.  

Depreciation is provided in order to write off the cost of each asset, less its estimated residual value, over its 
estimated useful life on a straight line basis as follows: 

Plant and equipment:           
Fixtures and fittings:            

3 to 5 years           
3 years            

Where  the  carrying  amount  of  an  asset  is  greater  than  its  estimated  recoverable  amount,  it  is  written  down 
immediately to its recoverable amount.  

Investments 
Investments in subsidiaries are stated at cost less any impairment deemed necessary.  

Inventories  
Inventories  represent  the  actual  costs  of  goods  and  services  directly  attributable  to  the  acquisition  and 
development of the Project and are stated at the lower of cost and net realisable value.   

24 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

1  Accounting policies (continued)  

Foreign currency 
A  foreign  currency  transaction  is  recorded,  on  initial  recognition  in  Sterling,  by  applying  to  the  foreign 
currency amount the spot exchange rate between the functional currency and the foreign currency at the date of 
the transaction. 

At the end of the reporting period: 
- foreign currency monetary items are translated using the closing rate; 
- non-monetary items that are measured in terms of historical cost in a foreign currency are translated using the 
exchange rate at the date of the transaction; and 
- non-monetary  items that are measured at fair value in a  foreign currency are translated using the exchange 
rates at the date when the fair value was determined. 

Exchange  differences  arising  on  the  settlement  of  monetary  items  or  on  translating  monetary  items  at  rates 
different from those at which they were translated on initial recognition during the period or in previous annual 
financial statements are recognised in profit or loss in the period in which they arise. 

When a gain or loss on a non-monetary item is recognised to other comprehensive income and accumulated in 
equity,  any  exchange  component  of  that  gain  or  loss  is  recognised  to  other  comprehensive  income  and 
accumulated  in  equity.  When  a  gain  or  loss  on  a  non-monetary  item  is  recognised  in  profit  or  loss,  any 
exchange component of that gain or loss is recognised in profit or loss. 

Cash flows arising from transactions in a foreign currency are recorded in Sterling, by applying to the foreign 
currency  amount  to  the  exchange  rate  between  the  Sterling  and  the  foreign  currency  at  the  date  of  the  cash 
flow. 

Cash and cash equivalents 
Cash  and  cash  equivalents  include  cash  in  hand  and  short-term  deposits,  with  a  maturity  of  less  than  three 
months, held with banks. 

Trade and other receivables 
Trade  and  other  receivables  are  recognised  initially  at  fair  value  and  shown  less  any  provision  for  amounts 
considered irrecoverable. They are subsequently measured at an amortised cost using the effective interest rate 
method, less irrecoverable provision for receivables. 

Trade and other payables 
Trade  and  other  payables  are  recognised  initially  at  fair  value  and  subsequently  measured  at  amortised  cost 
using the effective interest rate method. 

25 

 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

1 

Accounting policies (continued) 

Loans 
Loan  borrowings  are  recognised  initially  at  fair  value  net  of  transaction  costs  incurred.  Borrowings  are 
subsequently  stated at amortised cost and any difference between the proceeds (net of transaction costs) and 
the redemption value is recognised as a borrowing cost over the period of the borrowings using the effective 
interest method. 

Non-current assets held for sale and discontinued operations 
Where  an  asset,  or  disposal  group  (an  asset  together  with  related  liabilities),  is  to  be  recovered  principally 
through a sale transaction and not through continuing use, and an active plan has been entered into to dispose 
of the asset or disposal group, it is reclassified as held for sale. On reclassification, the asset is measured at the 
lower of its carrying amount or fair value less costs to sell. Any losses on re-measurement are recognised in 
profit or loss. 

Share-based payments 
The  Group  has  a  Long  Term  Incentive  Plan  (“LTIP”)  in  which  any  director  or  employee  selected  by  the 
remuneration committee may participate. Awards under the LTIP have been granted on the basis that certain 
performance conditions will be met. The LTIP expired on 31 December 2019. 

The Company has also granted options and warrants to purchase Ordinary Shares. The fair values of the LTIP 
awards,  options  and  warrants  are  calculated  using  the  Black-Scholes  and  Binomial  option  pricing  models  as 
appropriate at the grant date. The fair value of LTIP awards and options are charged to profit or loss over their 
vesting  periods,  with  a  corresponding  entry  recognised  in  equity.  This  charge  does  not  involve  any  cash 
payment by the Group. 

Where warrants are issued in conjunction with a loan instrument, the fair value  of the warrants forms part of 
the total finance cost associated with that instrument and is released to profit or loss through finance costs over 
the term of that instrument using the effective interest method.  

Pensions 
Loyalward  Limited  operates  a  stakeholder  pension  scheme  for  its  employees.  Contributions  payable  to  the 
pension scheme are charged to profit or loss in the period to which they relate. 

26 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

1  Accounting policies (continued) 

Taxation  
Current taxes, where applicable, are based on the results shown in the financial statements and are calculated 
according  to  local  tax  rules  using  tax  rates  enacted,  or  substantially  enacted,  by  the  statement  of  financial 
position date  and taking into account deferred taxation. Deferred tax is computed using  the  liability  method. 
Under this method, deferred tax assets and liabilities are determined based on temporary differences between 
the financial reporting and tax bases of assets and liabilities and are measured using enacted rates and laws that 
will  be  in  effect  when  the  differences  are  expected  to  reverse.    Deferred  tax  is  not  accounted  for  if  it  arises 
from initial recognition of an asset or liability in a transaction that at the time of the transaction affects neither 
accounting, nor taxable profit or loss. Deferred tax assets are recognised to the extent that it is probable that 
future taxable profits will arise against which the temporary differences will be utilised. 

Deferred  tax  is  provided  on  temporary  differences  arising  on  investments  in  subsidiaries  except  where  the 
timing  of  the  reversal  of  the  temporary  difference  is  controlled  by  the  Group  and  it  is  probable  that  the 
temporary difference will not reverse in the foreseeable future. Deferred tax assets and liabilities arising in the 
same tax jurisdiction are offset. 

The Group is entitled to a tax deduction for amounts treated as compensation on exercise of certain employee 
share options. As explained under “Share-based payments” above, a compensation expense is recorded in the 
Group’s  statement  of  comprehensive  income  over  the  period  from  the  grant  date  to  the  vesting  date  of  the 
relevant options.  As there is a temporary difference between the accounting and tax bases a deferred tax asset 
is recorded.  The deferred tax asset arising is calculated by comparing the estimated amount of tax deduction to 
be obtained in the future (based on the Company’s share price at the statement of financial position date) with 
the cumulative amount of the compensation expense recorded in the statement of comprehensive income. If the 
amount of estimated future tax deduction exceeds the cumulative amount of the remuneration expense at the 
statutory rate, the excess is recorded directly in equity against retained earnings. 

27 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

2      Information regarding directors and employees 

Directors’ and key management remuneration 

Year ended 31 October 2019 

Fees 

Sums charged by third parties for 
directors’ and key management services  

Share-based payments (note 17) 

Year ended 31 October 2018 

Fees 

Sums charged by third parties for 
directors’ and key management services  

Share-based payments (note 17) 

Costs taken to  
inventories 

Costs taken to 
profit or loss 

£’000 

£’000 

(85) 

111 

- 

26 

93 

331 

- 

424 

274 

70 

- 

344 

280 

70 

63 

413 

Total 

£’000 

189 

181 

- 

370 

373 

401 

63 

837 

The total directors’ and key management remuneration shown above includes the following amounts in respect 
of the directors of the Company. 

2019 

2018 

Fees/Sums charged 
by third parties 

Share-based 
payments 

Fees/Sums  
charged by third 
parties 

£’000 

162 

- 

35 

35 

48 

280 

£’000 

- 

- 

- 

- 

- 

- 

£’000 

297 

- 

35 

35 

53 

420 

C W Egleton (Chairman) 

D C Wilson  

B D Bartman 

G D Cook 

T R C Hill 

Directors’ interests in the Company’s LTIP and share options are shown in note 17. 

Share-based 
payments 

£’000 

32 

23 

3 

2 

3 

63 

28 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

2      Information regarding directors and employees (continued) 

Staff costs during the period (including directors and key management) 

Year ended 31 October 2019 
Salaries and fees 
Social security cost 
Share-based payments (note 17) 

Year ended 31 October 2018 
Salaries and fees 
Social security cost 
Share-based payments (note 17) 

  Costs taken to 
inventories 
£’000 

Costs taken to 
profit or loss 
£’000 

- 
- 
- 
- 

347 
53 
- 
400 

250 
30 
- 
280 

124 
33 
63 
220 

Total 
£’000 

250 
30 
- 
280 

471 
86 
63 
620 

Note: Staff costs exclude sums charged by third parties for directors’ services. 

Group monthly average number of persons employed 
Directors 
Management, administration and sales 

                   2019 

No.   

7 
2 

                   2018 
No. 

8 
4 

29 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

3.  Segmental information 

The Group strategy and growth objectives necessitate the building of an associated infrastructure. The Group 
considers it appropriate to identify separately the corporate development division together with costs related to 
acquisitions. Accordingly, the Group is organised into two divisions (2018: three divisions), both by business 
segment and geographical location: 

 

the  luxury  resorts  division,  currently  being  the  development  of  a  luxury  resort  in  Crete,  which 
includes the central administration costs of the Group and which is a continuing operation;  

 

the corporate development division (UK) as described above, which is a continuing operation. 

The  information  presented  below  is  consistent  with  how  information  is  presented  to  the  Board,  with  the 
Group’s accounting policies and with the geographical location of the relevant divisions. 

Operating expenses 

Charge in respect of share-based payments 
Charge related to assets held for sale 
Operating (loss)/profit 
Finance costs 
(Loss)/profit before taxation 
Taxation  
(Loss)/profit after taxation 

Operating expenses include: 
Depreciation and amortisation 

Assets/liabilities 
Goodwill 
Other non-current assets 
Current assets 
Total assets 

Luxury 
Resorts  
£’000 
(799) 
(799) 
        -    
          - 
(799) 
(1,278) 
(2,077) 
            - 
(2,077) 

2019 
Corporate 
Development 
£’000 
- 
- 
- 
- 
- 
                 - 
- 
                 - 
- 

Total 
          £’000 
         (799) 
(799) 
               - 
            - 
(799) 
(1,278) 
(2,077) 
                     - 
           (2,077) 

-                

                  - 

- 

3,583 
157 
46,083 
49,823 

                  - 
                  - 
                  - 
                  - 

3,583 
157 
46,083 
49,823 

Total and current liabilities 

7,566 

                   - 

7,566 

30 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

3 

Segmental information (continued)  

Total transaction value 

Revenue 
Cost of sales 
Gross profit 
Operating expenses 

Charge in respect of share-based payments 
Charge related to assets held for sale 
Operating (loss)/profit 
Finance costs 
(Loss)/Profit from Discontinued Operation 
(Loss)/profit before taxation 
Taxation  
(Loss)/profit after taxation 

Operating expenses include: 
Depreciation and amortisation 

Assets/liabilities 
Goodwill 
Other non-current assets 
Current assets 
Total assets 

2018 

Luxury 
Resorts  
£’000 
             - 

Travel and 
Leisure 
            £’000 
- 

Corporate 
Development 
£’000 

                 - 

Total 
          £’000 

-                

               - 

-               

            - 
            - 
            - 
(602) 
(602) 
      (63)    

     (2,560) 
(3,225) 
(648) 
        - 
(3,873) 
            - 
(3,873) 

           - 

        -      

              - 

-               

-               

                 - 
                 - 

                 - 
                 - 
                 - 
(92) 
(92) 
- 
- 
-                   (92) 
                 - 
- 
 943                 
(92) 
                  -                          - 
(92) 

                - 
            943 

         (694) 
(694) 
               (63) 
            (2,560) 
(3,317) 
(648) 
                  943 
(3,022) 
                     - 
           (3,022) 

943                                         

1                

-                  

                  - 

1 

3,583 
161 
45,616 
49,360       

- 
- 
- 

                  - 
                  - 
                  - 
                  - 

3,583 
161 
45,616 
49,360        

Total and current liabilities 

8,764      

-               

                   - 

8,764          

The Group completed the sale of its travel business on 9 October 2018  and the results for the year ended 31 
October 2018 have been presented in accordance  with IFRS 5. As a consequence, the Profit after taxation of 
the  Travel  and  Leisure  business  in  the  amount  of  £943,000,  and  appears  in  the  Consolidated  Statement  of 
Comprehensive Income for the year ended 31 October 2018 as Profit from discontinued operation.  

31 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
               
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

4      Loss before taxation 

The loss before taxation is stated after charging: 

Depreciation 

Operating leases 

Auditor’s remuneration 

5      Taxation 

Consolidated 

(a)  Analysis of taxation for the year 

UK corporation tax  

(b)  Factors affecting taxation for the year  

Loss before taxation 

                       2019 
£’000 

                       2018 
                   £’000 

- 

- 

21 

1 

- 

20 

2019 
£’000 

- 

2019 
£’000 

(2,077) 

2018 
£’000 

- 

2018 
£’000 

(3,022) 

Tax on ordinary activities multiplied by the UK corporation tax 
rate of 19% (2018: 19%)  

(395) 

(574) 

Effects of: 

Expenses not deductible for tax purposes 

Other timing differences 

Increase in tax losses 

Taxation (credit)/charge for the year 

Taxation losses carried forward appear in note 13.   

- 

- 

395 

- 

73 

14 

487 

- 

32 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

 6  Loss per share 

Earnings per share are calculated by dividing the earnings attributable to the equity holders of a company by 
the  weighted  average  number  of  ordinary  shares  in  issue  during  the  year.  Diluted  earnings  per  share  are 
calculated  by  adjusting  basic  earnings  per  share  to  assume  the  conversion  of  all  potential  dilutive  ordinary 
shares. As the Group is loss making, there are no dilutive instruments in issue, and therefore the basic loss per 
share and diluted loss per share are the same. The weighted average number of shares used in calculating basic 
and  diluted  loss  per  share  for  the  year  ended  31  October  2019  was  338,627,016  (31  October  2018: 
222,467,332).  

Basic EPS 
Earnings attributable to ordinary 
shareholders 
Effect of dilutive securities 

Diluted EPS 
Adjusted earnings 

Earnings 

2019 Weighted average 
number of shares 

Per-share amount (pence) 

(2,076,902) 
- 

(2,076,902) 
(2,076,902) 

338,627,016 
- 

338,627,016 
338,627,016 

(0.61) 
- 

(0.61) 
(0.61) 

Earnings 

2018 Weighted average 
number of shares 

Per-share amount (pence) 

Basic EPS 
Earnings attributable to ordinary 
shareholders 
Effect of dilutive securities 

Diluted EPS 
Adjusted earnings 

(3,022,331) 
- 

(3,022,331) 
(3,022,331) 

222,467,332 
- 

222,467,332 
222,467,332 

(1.36) 
- 

(1.36) 
(1.36) 

33 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                                                                                                                                                     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

7 

Intangible assets  

Consolidated 

2019 

2018 

Goodwill  IT Projects 

Total 

Goodwill 

IT Projects 

£’000 

£’000 

£’000 

£’000 

£’000 

Total 

£’000 

Cost 

At beginning of year 

Additions  

Transfer to held for sale asset 

At end of year 

Accumulated amortisation 

At beginning of year  

Provided in year 

Transfer to held for sale asset 

At end of year 

Net book value 

At beginning of year 

At end of year 

3,583 

- 

- 

3,583 

- 

- 

- 

- 

3,583 

3,583 

1,720 

5,303 

- 

- 

- 

- 

4 

4 

(1,724) 

(1,724) 

3,583 

3,583 

- 

3,583 

- 

- 

- 

- 

                  - 

                 - 

            - 

               - 

- 

- 

- 

- 

-                717 

-               345 

717 

345 

- 

- 

    (1,062) 

(1,062) 

               - 

- 

3,583 

               - 

3,583 

- 

3,583 

3,583 

3,583 

3,583 

1,720 

- 

5,303 

3,583 

The Project is assessed using fair value less costs to sell. The directors have assessed the recoverable amount of 
the Project as being greater than the combined carrying value of the goodwill and inventories of £49,431,000 at 
31  October  2019  (31  October  2018:  £48,964,000)  on  the  basis  of  valuations  previously  carried  out  and  the 
positive progress made in the period since (see also note 10).  

34 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

8      Property, plant and equipment 

Year ended 31 October 2019 

Consolidated 

Freehold land  

Furniture, 
fittings, plant 
and 
equipment 

Leasehold 
improvements 

£’000 

£’000 

£’000 

Cost 

At 1 November 2018 

Exchange adjustments 

Additions 

Disposals 

At 31 October 2019 

Accumulated depreciation 

At 1 November 2018 

Exchange Adjustments 

Provided in year 

At 31 October 2019 

Net book value 

202 

1 

- 

- 

203 

53 

- 

- 

53 

92 

- 

- 

- 

92 

80 

4 

1 

85 

At 31 October 2019 

150 

7 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

Total 

£’000 

294 

1 

- 

- 

295 

133 

4 

1 

138 

157 

35 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

8      Property, plant and equipment (continued) 

Year ended 31 October 2018 

Consolidated 

Freehold land  

Furniture, 
fittings, plant 
and 
equipment 

Leasehold 
improvements 

£’000 

£’000 

£’000 

Cost 

At 1 November 2017 

Exchange adjustments 

Additions 

Disposals 

At 31 October 2018 

Accumulated depreciation 

At 1 November 2017 

Adjustment re disposals 

Provided in year 

At 31 October 2018 

Net book value 

At 31 October 2018 

201 

1 

- 

- 

202 

53 

- 

- 

53 

92 

- 

- 

- 

92 

79 

- 

1 

80 

149 

12 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

Total 

£’000 

293 

1 

- 

- 

294 

132 

- 

1 

133 

161 

 As stated previously the Group sold the Travel and Leisure business prior to 31 October 2018 and the results 
for the year ended 31 October 2018 have been presented in accordance with IFRS 5.  

36 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

9     Investments  

Company 

Year ended 31 October 2019 

Cost 
At 1 November  2018 
Disposals 
At 31 October 2019 

Impairment 
At 31 October 2019 

Shares in 
subsidiaries 
£’000 

21,736 
- 
21,736 

- 
- 

Net book value at 31 October 2019 

21,736 

Year ended 31 October 2018 

Cost 
At 1 November  2017 
Disposals 
At 31 October 2018 

Impairment 
At 31 October 2018 

Shares in 
subsidiaries 
£’000 

28,286 
6,550 
21,736 

- 
- 

Net book value at 31 October 2018 

21,736 

37 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

9     Investments (continued) 

Interests in subsidiaries 

Name 

Country  of  incorporation 
and  principal  place  of 
business 

Proportion  of  ownership 
interest  at  31  October 
2019 

Loyalward Limiited 

United Kingdom 

100% 

Loyalward Leisure PLC 

United Kingdom 

100% 

Loyalward Hellas S.A. 

Greece 

100% 

10 

Inventories  

Consolidated 
Inventories at 31 October 2019 amounted to  £45,848,000 (31 October 2018: £45,381,000), comprising costs 
associated with acquiring and developing the site in Crete, planning and other design costs.  

The development site of the Project is to be leased from the Public Welfare Ecclesiastical Foundation Panagia 
Akrotiriani (“the Foundation”) for an initial 40 year period following contract activation which will follow the 
relevant authorities approving the land planning and land uses for the Project. The Group has an option over a 
further 40 years. An amount of £3.9 million is payable to the Foundation on contract activation, plus ongoing 
royalties earned on revenue generated by the development (see also note 18). 

In particular, the directors have considered the current value of the Group’s overall interest in the Project and 
its progress and are of the opinion that the Project site has longer term value in excess of the carrying value of 
inventories.  

38 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

11  Receivables  

Consolidated 
Other receivables and prepayments 
Value added tax recoverable 

No provision is considered necessary in respect of irrecoverable amounts.  

Company 
Amounts owed by subsidiary companies (see note 16) 
Other receivables and prepayments 
Value added tax recoverable 

2019 
£’000 
124 
87 
211 

2019 
£’000 
29,929 
2,538 
8 
32,475 

2018 
£’000 
126 
89 
215 

2018 
£’000 
30,874 
50 
10 
30,934  

Amounts owed by subsidiary companies are repayable on demand, but are not expected to be received until the 
realisation of the project. 

12  Liabilities  

Current liabilities 

Consolidated 
Trade and other payables  
Other creditor (see below) 
Social security and other taxes 
Loans (see note 15) 
Accruals and deferred charges 

2019 
£’000 
965 
1,000 
45 
1,838 
3,718 
7,566 

2018 
£’000 
1,065 
1,000 
66 
2,385 
4,248 
8,764 

The other creditor arises from amounts received under the terms of financial joint venture agreements between 
the Company and certain third parties by which these third parties will receive an initial 5% economic interest 
in the Project for a total consideration of £1 million.  

39 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

12  Liabilities (continued) 

Current liabilities    

Company 

Trade and other payables  

Amounts owed to subsidiary companies (see note 16) 

Loans (see note 15) 

Accruals and deferred charges 

2019 
£’000 

481 

38 

1,837 

436 

2,792 

2018 
£’000 

497 

38 

2,385 

321 

3,241 

Amounts owed to subsidiary companies are interest free and repayable on demand. 

Loans include £942,000 (2018: £942,000) in respect of the balance of the revised loan facility agreement with 
Hillside International Holdings Limited (“Hillside”) originally drawn down as £5,000,000. The loan is subject 
to interest at 10% per annum. Hillside has also received Warrants to subscribe for ordinary shares in Minoan 
Group Plc. The total finance cost of the loan is comprised of the cash interest at  10% per annum and the  fair 
value of the Warrants issued in association with loan and has been recognised as a finance cost spread over the 
life of the loan using the effective interest method. All other remaining loans are repayable on demand. 

Under  the  terms  of  the  loan  facility  agreement  Hillside  has  a  fixed  and  floating  charge  on  the  Company’s 
assets.  

13   Deferred taxation  

Consolidated 
No  deferred  taxation  asset  has  been  recognised  in  the  financial  statements  due  to  the  uncertainty  of  its 
recoverability. The total potential asset is as follows:  

         Total potential asset 

          Amount recognised 

Tax effect of timing differences 
because of: 

Accelerated capital allowances 

Other short term timing differences 

Losses 

2019 
£’000 

- 

(189) 

3,624 

3,453 

2018 
£’000 

- 

 215 

3,014 

3,229 

- 

- 

- 

- 

2019 
£’000 

2018 
£’000 

The above potential deferred tax asset is based on a corporation tax rate of 19% (2018: 19%). 

- 

- 

- 

- 

40 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

13   Deferred taxation (continued) 
Company 
No  deferred  taxation  asset  has  been  recognised  in  the  financial  statements.  The  total  potential  asset  is  as 
follows:  

Tax effect of timing differences 
because of: 

Other short term timing differences 

Losses 

          Total potential asset 

           Amount recognised 

2019 
£’000 

(92) 

1,505 

1,413 

2018 
£’000 

- 

1,173 

1,173 

2019 
£’000 

2018 
£’000 

- 

- 

- 

- 

- 

- 

The above potential deferred tax asset is based on a corporation tax rate of 19% (2018: 19%).  

Following due consideration of the availability of tax losses in relation to future anticipated taxable profits, and 
in  accordance  with  IAS  12,  the  deferred  tax  asset  has  not  been  recognised.  The  deferred  tax  asset  not 
recognised will be recoverable should there be appropriate future taxable profit. 

14    Share capital  

Called up, allotted and fully paid 

31 October 2019  - 419,280,447 Ordinary Shares of 1p each 

                                    54,148,031 Deferred Shares of 24p each 

31 October 2018 - 228,903,442 Ordinary Shares of 1p each 

                                    54,148,031 Deferred Shares of 24p each 

Debt to be settled by the issue of shares (see note 15) 

Nil Ordinary Shares of 1p each  (2018: 17,493,201 Ordinary 
Shares of 1p each)  

2019 
£’000 

4,192 

12,996 

- 

- 

17,188 

- 

17,188 

2018 
£’000 

- 

- 

2,289 

12,996 

15,285 

175 

15,460 

Holders  of  Ordinary  Shares  have  the  right  to  vote  and  the  right  to  receive  dividends.  Holders  of  Deferred 
Shares have no right to vote and no right to receive dividends. 

During  the  year  21,000,000  Ordinary  Shares  of  1p  each  were  subscribed  for  at  2.50  pence  per  share  and 
71,524,314 Ordinary Shares of 1p each were subscribed for at 2.75p per share. In addition, and to settle certain 
existing liabilities, the following numbers of Ordinary Shares of 1p each were issued: 22,756,000 at 2.50 pence 
per share, 47,036,358 at 2.75p per share, 21,333,333 at 3p per share and 6,727,000 at 9p per share.  

41 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

15    Financial instruments and risk management 

The Group’s financial instruments comprise borrowings, cash and various items such as trade receivables and 
trade payables that arise directly from its operations.  

It is, and has been throughout the year under review, the Group’s policy that no trading in financial instruments 
shall  be  undertaken.  There  have  been  no  substantive  changes  in  the  group  exposure  to  financial  instrument 
risks,  its  objectives,  policies  and  processes  for  managing  those  risks  or  the  methods  used  to  measure  from 
previous periods. 

The main risks arising from the Group’s financial instruments are interest rate risk, liquidity risk and foreign 
currency  risk.  The  Board  reviews  and  agrees  policies  for  managing  each  of  these  risks  and  they  are 
summarised below. 

Liquidity risk 
Liquidity risk arises from the Group’s management of working capital and the financial charges and principal 
repayments  on  its  debt  instruments.  It  is  the  risks  that  the  Group  will  encounter  difficulty  in  meeting  its 
financial obligations as they fall due.  

The Group maintains sufficient funds in local currency for operational liquidity. The Board considers liquidity 
risk at Board meetings through the monitoring of cash levels and detailed cash forecasts. Funding to date has 
been  obtained  principally  through  the  issue  of  equity  shares  as  required,  either  for  cash  or  in  settlement  of 
liabilities. The Group has also issued loan agreements which may be settled by the issue of shares. See note 1 
for further information relating to current liquidity and funding risk. 

All financial liabilities are non-derivative and fall due within one year (see note 12).  

In order to complete the development of the Project, the Group will require substantial additional financing. It 
is the directors’ current intention to develop the Project in such a way as to minimise or eliminate the need for 
further equity financing. It is intended that this will be achieved through utilising joint venture arrangements 
and debt project finance.  

Foreign currency risk 
Foreign currency risks arise when individual Group entities enter into transactions denominated in a currency 
other  than  their  functional  currency.  The  Group’s  policy  is,  where  possible,  to  allow  group  entities  to  settle 
liabilities denominated in their functional currency  with the cash generated from their own operations in that 
currency. Where group entities have liabilities denominated in a currency other than their functional currency, 
cash  already  denominated  in  that  currency  will,  where  possible,  be  transferred  from  elsewhere  within  the 
Group.  

The Group has one overseas trading subsidiary, Loyalward Hellas S.A., which operates in Greece and whose 
revenues  and  expenses  are  denominated  almost  exclusively  in  Euros.  The  Group  finances  Loyalward  Hellas 
S.A.  via  Euro  transfers  from  Loyalward  Limited  as  required.  The  amount  transferred  ensures  that  the  Euro 
balance held by Loyalward Hellas S.A. at each period end is not material. All UK companies hold cash in UK 
pounds Sterling only.  The Sterling and Euro cash balances attract interest at floating rates. 

Of  the  Group’s  current  assets,  excluding  the  project  costs  capitalised,  less  than  1%  is  held  in  Euros,  the 
remainder  being  held  in  Sterling.  Of  the  Group’s  current  liabilities,  less  than  2%  is  held  in  Euros,  with  the 
remainder held in Sterling. 

42 

 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

15    Financial instruments and risk management (continued) 

Short-term receivables and payables 
Short-term receivables and payables have been excluded from the following disclosures. 

Interest rate risk 
The  Group  finances  its  operations  through  a  mixture  of  equity  and  borrowings.  The  Group  has  historically 
borrowed in Sterling only.  

The Group’s liabilities, which are all denominated in sterling, are as follows: 

                               2019 

                               2018 

                               £’000 

                              £’000 

Loans to be settled by the 
issue of shares (see note 14) 

Loans repayable in less than 
one year 

Loans repayable in more than 
one year 

- 

1,838 

- 

2,125 

1,443 

942 

The  Board  has  determined  that  realistic  fluctuations  in  interest  rates  will  not  have  a  significant  impact  on 
financial liabilities.  

The Group has no derivatives or financial instruments other than those disclosed above. There is no  material 
difference  between  the  book  value  and  the  fair  value  of  the  Group’s  financial  assets  and  liabilities  at  31 
October 2019 and at 31 October 2018. 

43 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

16  Related party transactions 

During the year the Group companies entered into the following transactions with related parties who are not 
members of the Group: 

   Services of the above persons 
supplied in year ended 

       Payable as at 

31.10.19 
       £’000 

31.10.18 
       £’000 

            31.10.19 
                 £’000 

31.10.18 
£’000 

162 
8 

- 

35 

35 

297 
16 

18 

35 

35  

47 
11 

70 

29 

60 

328 
118 

129 

194 

125 

Simmons International Limited 

Bizwatch Limited  
I.H.M. Industry & Hotel 
Management Limited 

B D Bartman & Co 

Keith Day & Partners Ltd 

The nature of the related parties is as follows:    

Simmons International Limited, a company in which C W Egleton is a minority shareholder. 

- 
-  Bizwatch Limited, a company in which J C Watts, a director of Loyalward Limited, owns 50% of the 
issued share capital and M A Fitch, a director of Loyalward Hellas S.A. owns 50% of the issued share 
capital. 
I.H.M.  Industry  &  Hotel  Management  Limited,  a  company  in  which  C  Valassakis,  a  director  of 
Loyalward Limited, is a controlling shareholder. 

- 

-  B D Bartman & Co, a firm in which B D Bartman is a partner.  
-  Keith Day & Partners Ltd, a company in which N J Day, a director of Loyalward Limited, is a director 

and shareholder. 

There have been no purchases or sales between companies within the Group. The Company’s balances 
outstanding with other Group companies arising from financing transactions are shown below. 

Receivable/(Payable) as at 31.10.19 
                                                 £’000 

Receivable/(Payable) as at 31.10.18 
                                            £’000  

Loyalward Limited 
Loyalward Leisure Plc 

29,929 
                                                     (38) 

                                             28,386 
                                                  (38) 

44 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

17  Long term incentive plan, share options and warrants  

Share-based payments charge 

Year ended 31 October 2019 
Share-based payments - directors 
Share-based payments - other 

Year ended 31 October 2018 
Share-based payments - directors 
Share-based payments - other 

£’000 

- 
- 
- 

40 
23 
63 

Long term incentive plan 
Under  the  terms  of  the  Long  Term  Incentive  Plan  (“LTIP”)  any  director  or  employee  selected  by  the 
remuneration committee may participate. Awards under the LTIP have been granted on the basis that certain 
performance conditions will be met. 

The performance conditions are as follows: 

Performance condition A 

Fulfilled during year ended 31 October 2012. 

Performance condition B 

Performance condition C 

The  Group  achieves  a  certain  level  of  consolidated 
profit  at  EBITDA  level  (ignoring  any  charge  in 
respect  of  share-based  payments)  for  a  six  month 
accounting period. 

The price  of an ordinary share of Minoan Group Plc 
remains at an average price of 50 pence or above for 
ten consecutive trading days on AIM or a recognised 
stock exchange. 

45 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2018 

17  Long term incentive plan, share options and warrants (continued) 

Share-based payments charge (continued) 

Performance condition A  Performance condition B 

Performance condition C 

Maximum number of 
Ordinary Shares 
exercisable at 9 pence 

Maximum number of 
Ordinary Shares 
exercisable at 9 pence 

Maximum number of 
Ordinary Shares 
exercisable at 9 pence 

C W Egleton 
D C Wilson (left 9 
October 2018) 
B D Bartman 
T R C Hill 
W C Cole (director 
Loyalward Limited) 

1,400,000 
1,000,000 

130,000 
150,000 

120,000 
2,800,000 

1,400,000 
1,000,000 

130,000 
150,000 

120,000 
2,800,000 

1,400,000 
1,000,000 

130,000 
150,000 

120,000 
2,800,000 

The  charge  made  for  the  value  of  the  LTIP  and  options  has  been  calculated  using  the  Black-Scholes  and 
Binomial  option  pricing  models  as  appropriate.  As  stated  previously,  the  charge  does  not  involve  any  cash 
payment. The average weighted price of LTIP share options outstanding at the beginning and end of the period 
is 9 pence. 

The Long Term Incentive Plan expired on 31 December 2019. 

46 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

17     Long term incentive plan, share options and warrants (continued) 

Share-based payments charge (continued) 

Directors’ and former directors’ interests in share options 

31 October 2019 

31 October 2018 

Exercise 
price 

Ordinary 
Shares 

Expiry 
date 

Exercise 
price 

Ordinary 
Shares 

Expiry 
date 

- 

1p 

1p 

- 

- 

1p 

1p 

- 

1p 

1p 

Options 

B D Bartman 

B D Bartman (see note 
2 below) 

B D Bartman (see note 
2 below) 

W C Cole (director 
Loyalward Limited) 

W C Cole (director 
Loyalward Limited) 

W C Cole (director 
Loyalward Limited) 
(see note 2 below) 

W C Cole (director 
Loyalward Limited) 
(see note 2 below) 

G D Cook 

G D Cook (see note 2 
below) 

G D Cook (see note 2 
below) 

Simmons International 
Limited  

Simmons International 
Limited  

Carried forward 

- 

- 

1,000,000 

31/12/19 

850,000 

31/12/19 

- 

- 

- 

- 

7p 

1p 

1p 

7p 

7p 

200,000  31/12/18 

1,000,000 

31/12/18 

850,000 

31/12/18 

500,000 

31/12/18 

100,000 

31/12/18 

1,000,000 

31/12/19 

1p 

1,000,000 

31/12/18 

1,711,111 

31/12/19 

- 

- 

384,615 

31/12/19 

377,778 

31/12/19 

- 

- 

- 

- 

1p 

7p 

1p 

1p 

7p 

7p 

1,711,111 

31/12/18 

250,000 

31/12/18 

384,615 

31/12/18 

377,778 

31/12/18 

500,000 

31/12/18 

400,000 

31/12/18 

5,323,504 

7,273,504 

47 

 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

17     Long term incentive plan, share options and warrants (continued) 

Directors’ and former directors’ interests in share options (continued) 

31 October 2019 

31 October 2018 

Exercise 
price 

Ordinary 
Shares 

Expiry 
date 

Exercise 
price 

Ordinary 
Shares 

Expiry 
date 

Options 

Brought forward 

T R C Hill 

T R C Hill (see note 2 
below) 

D C Wilson (see note 2 
below) 

D C Wilson (see note 2 
below) 

D C Wilson (see note 2 
below) 

B Cassidy (see note 2) 

B Cassidy 

- 

1p 

- 

- 

- 

- 

- 

5,323,504 

- 

- 

1,233,333 

31/12/19 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

7p 

1p 

1p 

1p 

1p 

1p 

8p 

7,273,504 

300,000 

31/12/18 

1,233,333 

31/12/18 

1,000,000 

31/12/18 

2,500,000 

31/12/18 

850,000 

31/12/18 

122,222 

31/12/18 

1,000,000 

9/01/20 

6,556,837 

14,279,059 

During the year the expiry date of the above was extended to 31 December 2019. 

Other share options 

The following additional options to purchase ordinary shares in the Company have been granted: 

Exercisable at 60 pence per share 
Exercisable at 1 pence per share (see note 2 below) 
Exercisable at 7 pence per share 
Exercisable at 8 pence per share 
Exercisable at 8 pence per share 
Exercisable at 8 pence per share 
Exercisable at 10 pence per share 
Exercisable at 10 pence per share 

 Ordinary Shares 

   31.10.19 
3,318,000 
4,695,299 
- 
- 
2,500,000 
1,000,000 
- 
- 
11,513,299 

   31.10.18 
3,318,000 
223,077 
325,000 
2,500,000 
2,500,000 
- 
250,000 
- 
9,116,077 

Expiry date 
See note 1 
31/12/19 
31/12/18 
31/12/18 
5/06/20 
9/01/20 
31/12/18 
9/07/18 

The weighted average exercise price of the other share options outstanding at the beginning of the period is 27 
pence and outstanding at the end of the period is 20 pence. 

48 

 
 
 
 
 
 
 
 
 
                
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

17     Long term incentive plan, share options and warrants (continued) 

Notes re share options: 

1. These options were granted between 24 June 2005 and 31 December 2013. The expiry dates of these options  
     are 90 days after certain valid building licences and permits have been granted. These building licences and    
     permits have not yet been granted.   

2. Options granted in exchange for the waiver of fees etc. by current directors and former directors. 
    The expiry date was extended to 31 December 2019.  

See also Note 20 for events after the statement of financial position date. 

Warrants 

The following warrants to subscribe for ordinary shares in the Company have been issued in accordance with 
the terms of the loan facility agreement with Hillside International Holdings Limited: 

During the year the expiry date of the existing warrants was extended to 9 October 2023 and the exercise price 
of these warrants was amended from 8 pence per share to 3.5 pence per share following a Broker Offer.  
During the year following a Placing, Open Offer and shares issued to satisfy liabilities, the following warrants 
were issued: 7,438,520 with an exercise price of 2.5 pence per share and an expiry date of  9 October 2023, 
2,522,182 with an exercise price of 2.75p per share and an expiry date of 9 October 2023, 17,633,132 with an 
exercise price of 2.75p per share and an expiry date of 12 October 2023, 3,636,667, 1,143,590 with an exercise 
price of 9p per share and an expiry date of 12 October 2023. 

These modifications etc. resulted in an increase of £264,000 in the fair value of the warrants. This has been 
spread, along with the existing fair value, across the life of the loan on an amortised cost basis. The 
modification was valued using Black-Scholes method.  

Exercisable at 2.5 pence per share 
Exercisable at 2.75 pence per share 
Exercisable at 2.75 pence per share 
Exercisable at 3.0 pence per share 
Exercisable at 3.5 pence per share 
Exercisable at 3.5 pence per share 
Exercisable at 6.0 pence per share 
Exercisable at 9.0 pence per share 

Ordinary Shares 

   31.10.19 

7,438,520 
2,522,182 
17,633,132 
3,626,667 
50,000,000 
1,765,733 
458,333 
1,143,590 
84,588,157  

   31.10.18 
- 
- 
- 
- 
50,000,000 
1,765,733 
458,333 
- 
52,224,066  

Expiry date 
9/10/23 
9/10/23 
12/10/23 
12/10/23 
9/10/23 
9/10/23 
26/04/21 
12/10/23 

See also Note 20 for events after the statement of financial position date. 

49 

 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

17     Long term incentive plan, share options and warrants (continued) 
Finance costs 

Year ended 31 October 2019 
Fair value of warrants issued 
Loan interest 
Other interest/fees 

Year  ended 31 October 2018 
Fair value of warrants issued 
Loan interest 
Other interest 

   £’000 

264 
874 
370 
1,508 

500 
103 
45 
648 

18    Contingent liabilities and commitments 

Other than as stated in note 10, the Group has no other capital or operating commitments. 

19    Operating lease commitments 

The Group has no future minimum lease commitments in respect of non-cancellable operating leases.  

20    Shareholder Loyalty Scheme 

The land on which the Group's Project in Crete will be constructed is held on a long lease and, as a result, any 
properties offered to purchasers will be on an equivalent title. Since inception, as part of the Group’s financing 
arrangements and as a potential reward for loyalty for staff and others, notably through the Shareholder 
Loyalty Scheme which was placed under review in 2011, the Group offered discounts to potential purchasers 
of properties in the Project. The properties range from apartments with fractional/shared ownership and 
apartments and villas, which may or may not be part of a “serviced offering”. The potential sums involved are 
not material in the context of the Project as a whole. 

21    Events after the reporting date  

Following share issues of 15,767,331 ordinary shares at 2.75p per share on 10 December 2019 and 2,745,455 
ordinary shares at 2.75p on 3 April 2020, a total of 6,825,002 warrants were issued with an exercise price of 
2.75p per share and an expiry date of 12 October 2023. 

Post balance sheet, the Covid-19 pandemic has impacted the Group’s operations. This may affect the timeline 
for the completion of the Cretan Project but the Project is, in any event, a long term development.  The Group’s 
ability to secure equity financing has also been affected in recent months, due to the global economy being 
largely impacted by the pandemic. But, as the pandemic abates, the Board of Directors is confident that the 
Group can continue on its path to the monetisation of its investment in Crete. 

50 

 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
Minoan Group Plc (Registered number: 03770602) 

Notes to the Financial Statements (continued) 
Year ended 31 October 2019 

21    Events after the reporting date (continued 

The Group has, in principle, agreed terms with current lenders and investors to replace and amend finance 
arrangements to support the Group moving forward.  

51