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FY2014 Annual Report · Mineral Resources
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Minoan Group Plc  

Report and Financial Statements  

Year ended 31 October 2014 

Company registration no: 3770602    

  
 
 
Minoan Group Plc  

Report and Financial Statements 

Year ended 31 October 2014 

Contents 

Directors and Advisers 
Chairman’s Statement 
Strategic Report 
Directors’ Report 
Independent Auditor’s Report 
Consolidated Statement of Comprehensive Income 
Consolidated Statement of Changes in Equity 
Company Statement of Changes in Equity 
Consolidated Balance Sheet 
Company Balance Sheet 
Consolidated Cash Flow Statement 
Note to the Consolidated Cash Flow Statement 
Company Cash Flow Statement 
Note to the Company Cash Flow Statement 
Notes to the Financial Statements 

1 
2-3 
4-5 
6-7 
8-9 
10 
11 
12 
13 
14 
15 
16 
17 
18 
19-47 

 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Directors and Advisers 

Directors 
C W Egleton FCA (Chairman) 
D C Wilson (Managing Director) 
B D Bartman BSc (Econ), FCA 
G D Cook MA, ACA  
T R C Hill B.Arch 

Company secretary 
W C Cole FCA 

Registered office 
5 Old Bailey 
London 
EC4M 7BA 

Bankers 
HSBC Bank plc, London 
Barclays Bank Plc, Glasgow 

Legal advisers 
Pinsent Masons LLP, London 

Nominated adviser and broker 
WH Ireland Limited, London 

Head office 
3rd Floor 
Sterling House 
20 Renfield Street 
Glasgow 
G2 5AP 

Administration office 
3rd Floor 
AMP House 
Dingwall Road 
Croydon 
Surrey 
CR0 2LX 

Registrars 
Neville Registrars Limited, Halesowen, West Midlands  

Independent auditor 
Chantrey Vellacott DFK LLP 
Chartered Accountants and Statutory Auditor 
Russell Square House 
10-12 Russell Square 
London 
WC1B 5LF 

1 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Chairman’s Statement 

Introduction 

Substantial progress has been made in both of the Group’s divisions during the year under review, the major 
benefits of which will be felt in the current year. 

In Greece, the focus has been on the preparatory work for the Presidential Decree in respect of the Group’s 
project in Crete (the “Project”). This successfully resulted in the recent announcement that the Plenum of the 
Greek Council of State has unanimously approved its terms.  It now only remains for the Presidential Decree to 
be signed by the relevant Ministers and, finally, the President of the Greek Republic. 

In the Travel and Leisure business, the increase in trading margins during the year is a very good illustration of 
the benefits of synergies that are beginning to emerge following brand integration, which we anticipate will 
accelerate in the current year 

The increase has been reflected in the Group’s annual results, with the loss before taxation reducing from 
£1,182,000 to £1,036,000 despite an increase of £253,000 in the charge in respect of share-based payments. 

Greece 

Work on the Project has continued. Discussions with joint venture partners and other interested parties have 
been ongoing and, although necessarily complex, these are expected to accelerate following the issuance of the 
Presidential Decree.  

The recent change of Government in Greece has, as shareholders will have expected, caused a delay in the 
timetable but the announcement of the favourable decision of the Council of State indicates that Government 
business is ongoing. 

With regard to the macro economic situation in Greece, it is not entirely clear what the future holds. In this 
context it is worth repeating that the new Greek Government has stated that it wishes to support the tourism 
industry as a major part of the Greek economy. 

In the meantime, notwithstanding the economic crisis, work has continued on Sitia International airport where 
building works and the baggage handling facilities for the new International Terminal are complete. The 
terminal will be open for the summer season when an increased number of flights is expected. The new airport 
will have a positive long-term impact on the local tourist industry. 

Travel and Leisure (“T&L”) 

The T&L Division has had a good year although this is not immediately obvious from a comparison of gross 
revenue. In April 2013, for regulatory purposes, the Group commenced the settlement of its travel business 
through the Hays Independence Group, which has resulted in a change in the way total transaction value, 
revenue and cost of sales are reported. The Group has also continued its policy of reducing the sale of lower 
margin travel products. The combination of both these factors means that the year on year figures are not 
comparable. Given this, the best figure to focus on is gross profit, which remains comparable and has increased 
by approximately 10% from £5,196,000 to £5,680,000.  

2 

 
 
 
 
 
 
Minoan Group Plc  

Chairman’s Statement (continued) 

Travel and Leisure (“T&L”) (continued) 

With regard to the current year, in a market generally reported in the trade as flat, Stewart Travel is enjoying 
the best start to the year in its history. All subdivisions are showing healthy rises in both revenue and gross 
profit. From the beginning of the new financial year total transaction value and gross profit are cumulatively 
ahead year-on-year in excess of 15%. 

Finally, since the year end new travel bureaux have been opened in Nottingham and Belfast. 

Outlook 

The Board believes that the Group is now well-positioned to reap the benefits of the hard work of recent years. 

In Greece we are awaiting the issuance of the Presidential Decree in respect of the Project and, as stated above, 
the Group’s travel business is enjoying the best start to a trading year in its history. 

Conclusion 

The coming months promise to be very exciting for the Group, its shareholders, Directors and staff and I look 
forward to making further announcements in the near future.  

Christopher W Egleton 
Chairman                                                                                                                                          
30 March 2015 

3 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Strategic Report 

The directors present their Strategic Report and the audited consolidated financial statements for the year 
ended 31 October 2014. 

Review of business 
A review of the Group’s business is given in the Chairman’s Statement on page 2.  

The directors are of the opinion that analysis using key performance indicators for the Project is not necessary 
for an understanding of the development, performance or position of that operation.  

The key performance indicators used in the travel businesses are total transaction value and gross profit. Whilst 
total transaction value has decreased slightly from £51,164,000 to £50,757,000, gross profit has increased to 
from £5,196,000 to £5,680,000. This reflects the successful implementation of the Group’s strategy of 
changing its business mix to concentrate on more profitable products. 

The Group’s financial instruments and risk management are discussed in note 15.   

Principal risks and uncertainties   
The Group’s key risks currently remain centred round the Project. The Group has an ongoing requirement to 
raise capital to finance its working capital. As has been the case for the past several years, the Group is in 
continual discussions with a variety of individuals and commercial parties regarding the provision of funding 
to enable the Group’s current and future obligations and requirements to be met. These discussions are at 
varying stages of development and the Board is confident that all necessary funding will be forthcoming within 
a timescale which will enable the Group to move forward to provide a return to shareholders in due course (see 
also note 1). 

As the Project progresses and moves towards its implementation stage, the normal risks associated with a 
development of its size and nature will apply. These include, inter alia, detailed planning consents, availability 
of project finance, construction costs and market demand. 

The risks relating to the travel businesses are primarily its reliance on supply from tour operators and airlines, 
and changes in general economic and other business conditions which may adversely affect demand for 
tourism products. There are no material risks related to currency. 

Going concern 
The Board is confident that the value of the Group’s asset in Crete, combined with its capital raising ability and  
the future prospects for development in other areas of activity, justifies the conclusion that it is appropriate to 
prepare the financial statements on the going concern basis (as described in more detail in note 1). 

Certain costs in respect of the Project, which were reallocated to non-current assets in a prior year, were 
transferred to inventories during the year ended 31 October 2013.  Although its long term commitment to the 
Project remains unchanged, the directors re-assessed the treatment of this asset in the light of changes in the 
project financing market and their previously stated intention to develop the Project with joint venture partners 
and other interested parties. In order to provide flexibility in their future plans, and having taken relevant 
advice, it was decided that the costs referred to above, previously shown in non-current assets, should be 
reallocated to current assets as at 31 October 3013.  The directors envisage that any joint venture or partnership 
arrangements will preserve the nature of the Group’s long term commitment to the Project.  

4 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Strategic Report (continued) 

Corporate social responsibility 
The Group has demonstrated its social responsibilities through its iterative approach to the evolution of the 
Project, which has involved a transparent process and extensive consultation with stakeholders. The Project 
design embraces the principles of the five capitals of sustainable development (i.e. natural, human, social, 
manufactured and financial) to ensure that all related matters have been taken into account.   Thus the more 
usual concerns related to the protection of the environment, flora, fauna, hydrogeology and the ecology 
generally have drawn in considerations of wider issues including social, cultural, human and economic matters 
as well as those related to the extensive use of renewable energy and many other items contributing to a 
healthy carbon footprint. The Project is strictly focused on the long term restoration and preservation of the 
environment as a whole and puts in place a sustainable management plan, involving local representatives and 
experts, to ensure a robust, pro-active management system is implemented aimed at protecting the area for 
future generations.  

In conducting its travel business the Group ensures that it is compliant with all appropriate regulations, 
including those applicable to the protection of clients’ funds. In addition, the Group ensures, as far as possible, 
that only reputable providers of holiday products are dealt with. 

Approved by the Board of Directors and signed by order of the Board. 

C W Egleton 
Director 
30 March 2015 

5 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Directors’ Report  

The directors present their annual report for the year ended 31 October 2014. 

Principal activities 
The Company is a public limited company incorporated in England and Wales and quoted on AIM. The 
Company’s principal activity in the year under review was that of a holding and management company of a 
Group involved in the design, creation, development and management of environmentally friendly luxury 
hotels and resorts and in the operation of independent travel businesses, through which the Group provides a 
broad range of services including, inter alia, transportation, hotel and other accommodation and leisure 
services. 

Results and dividends 
The financial statements are prepared in accordance with EU adopted International Financial Reporting 
Standards (“IFRS”) and IFRIC interpretations and the Companies Act 2006.  

The Group made a loss for the year, after taxation, of £1,036,000 (31 October 2013: £1,150,000). The loss also 
includes a charge in respect of share-based payments (note 17) in the amount of £639,000 (31 October 2013: 
£386,000). This charge does not involve any cash payment. 

No dividend is proposed for the year (31 October 2013: Nil). 

A review of the Group’s business appears in the Chairman’s Statement on page 2 and the Strategic Report on 
page 4. 

Statement of directors’ responsibilities 
The directors are responsible for preparing and reporting the financial statements in accordance with applicable 
laws and regulations. Company law requires the directors to prepare financial statements for each financial 
year. Under that law the directors have prepared the Group and Parent Company financial statements in 
accordance with IFRS as adopted by the EU. The financial statements are required by law to give a true and 
fair view of the state of affairs of the Company and the Group as at the end of the financial period and of the 
profit or loss of the Group for that period.  

In preparing the financial statements, the directors are required to: 

• 

• 

• 

• 

select suitable accounting policies and then apply them consistently; 

make judgements and estimates that are reasonable and prudent; 

state the financial statements comply with IFRS as adopted by the EU; and 

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the 
Group will continue in business. 

The directors confirm that they have complied with the above requirements in preparing the financial 
statements. 

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain 
the Group’s transactions and disclose with reasonable accuracy at any time the financial position of the 
Company and Group and enable them to ensure that the financial statements comply with the Companies Act 
2006. They are also responsible for safeguarding the assets of the Company and the Group and hence for 
taking reasonable steps for the prevention and detection of fraud and other irregularities. 

6 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Directors’ Report (continued) 

Statement of directors’ responsibilities (continued) 
The directors are responsible for the maintenance and integrity of the Group website,  www.minoangroup.com. 
Legislation in the UK governing the preparation and dissemination of financial statements may differ from 
legislation in other jurisdictions. 

Each director as at the date of this report has confirmed that, to the best of his knowledge, the Group financial 
statements, which have been prepared in accordance with IFRS as adopted by the EU,  

• 

• 

give a true and fair view of the assets, liabilities, financial position and loss of the Group; and 

include in the Chairman’s Statement, the Strategic Report and Directors’ Report a fair review of the 
development,   performance and position or the Group, together with a description of the principal 
risks and uncertainties it faces.     

Under company law the directors must not approve the financial statements unless they are satisfied that they 
give a true and fair view of the state of affairs of the Company and the Group and of the profit or loss of the 
Group for that year. 

The directors in office at the end of the period, as referred to on page 1, remain in office as at the date of 
signing of the Directors’ Report.  

Insurance 
The Company had in place during the year, and remaining in place at the date of this report, Directors and 
Officers Liability Insurance covering the directors of all group companies. 

Events after the balance sheet date 
The directors draw attention to the events disclosed in note 20.  

Auditor and disclosure of information to the auditor 
Each director, as at the date of this report, has confirmed that insofar as they are aware there is no relevant 
audit information (that is, information needed by the Group’s auditor in connection with preparing their report) 
of which the Group’s auditor is unaware, and that they have taken all the steps that they ought to have taken as 
directors in order to make themselves aware of any relevant audit information and to establish that the Group’s 
auditor is aware of that information. 

A resolution to re-appoint Chantrey Vellacott DFK LLP as the auditor for the ensuing year will be proposed at 
the Annual General Meeting of the Company in accordance with section 489 of the Companies Act 2006. 

Approved by the Board of Directors and signed by order of the Board. 

C W Egleton 
Director 
30 March 2015 

7 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Independent Auditor’s Report to the members of Minoan Group Plc 

We have audited the financial statements of Minoan Group Plc for the year ended 31 October 2014 which 

comprise the consolidated statement of comprehensive income, the consolidated and company statements of 

changes in equity, the consolidated and company balance sheets, the consolidated and company cash flow 

statements and the related notes. The financial reporting framework that has been applied in their preparation is 

applicable law and International Financial Reporting Standards (IFRS) as adopted by the European Union and 

as regards the Parent Company financial statements, as applied in accordance with the provisions of the 

Companies Act 2006. 

This report is made solely to the Company’s members, as a body, in accordance with Chapter 3 of Part 16 of 

the Companies Act 2006.   Our audit work has been undertaken so that we might state to the Company’s 

members those matters we are required to state to them in an auditor’s report and for no other purpose.  To the 

fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company 

and the Company’s members as a body, for our audit work, for this report, or for the opinions we have formed. 

Respective responsibilities of directors and the auditor 

As explained more fully in the statement of directors’ responsibilities, the directors are responsible for the 

preparation of the financial statements and for being satisfied that they give a true and fair view. Our 

responsibility is to audit and express an opinion on the financial statements in accordance with applicable law 

and International Standards on Auditing (UK and Ireland). Those standards require us to comply with the 

Auditing Practices Board’s Ethical Standards for Auditors. 

Scope of the audit of the financial statements  

An audit involves obtaining evidence about the amounts and disclosures in the financial statements sufficient 

to give reasonable assurance that the financial statements are free from material misstatement, whether caused 

by fraud or error. This includes an assessment of whether the accounting policies are appropriate to the 

Group’s and the Parent Company’s circumstances and have been consistently applied and adequately 

disclosed; the reasonableness of significant accounting estimates made by the directors; and the overall 

presentation of the financial statements. 

In addition, we read all the financial and non-financial information in the Report and Financial Statements to 

identify material inconsistencies with the audited financial statements and to identify any information that is 

apparently materially incorrect based on, or materially inconsistent with, the knowledge acquired by us in the 

course of performing the audit. If we become aware of any apparent material misstatements or inconsistencies 

we consider the implications for our report. 

Opinion on financial statements 

In our opinion: 

• 

the financial statements give a true and fair view of the state of the Group’s and of the Parent 

Company’s affairs as at 31 October 2014 and of the Group’s loss for the year then ended. 

8 

 
 
 
 
 
 
 
Minoan Group Plc  

Independent Auditor’s Report to the members of Minoan Group Plc 
(continued) 

Opinion on financial statements (continued)  

• 

• 

• 

the Group financial statements have been properly prepared in accordance with IFRS as adopted by 

the European Union;  

the Parent Company financial statements have been properly prepared in accordance with IFRS as 

adopted by the European Union and as applied in accordance with the provisions of the Companies 

Act 2006; 

the financial statements have been prepared in accordance with the requirements of the Companies 

Act 2006. 

Emphasis of matter - project in Crete and going concern 

In forming our opinion on the financial statements, which is not modified, we have considered the adequacy of 
the disclosures made in the Chairman’s Statement, the Strategic Report and in note 1 to the financial 
statements concerning the uncertainty regarding the Group’s ability to secure detailed planning consents and 
project finance in order to bring its project in Crete to fruition and to continue as a going concern. This is, in 
turn, dependent on the Group’s ability to continue to raise capital to finance its working capital requirements to 
move forward, whether with the Project or with the travel and leisure business.  

The financial statements do not include any adjustments that would result if the Group was unsuccessful in this 
regard. 

Opinion on other matter prescribed by the Companies Act 2006 

In our opinion the information given in the strategic report and the directors’ report for the financial year for 

which the financial statements are prepared is consistent with the financial statements. 

Matters on which we are required to report by exception 

We have nothing to report in respect of the following where under the Companies Act 2006 we are required to 

report to you if, in our opinion: 

• 

• 

adequate accounting records have not been kept by the Parent Company, or returns adequate for our 

audit have not been received from branches not visited by us; or 

the Parent Company financial statements are not in agreement with the accounting records and 

returns; or 

• 
certain disclosures of directors’ remuneration specified by law are not made; or 
•  we have not received all the information and explanations we require for our audit.  

David James (Senior Statutory Auditor) 

for and on behalf of CHANTREY VELLACOTT DFK LLP  

Chartered Accountants and Statutory Auditor 

LONDON 
30 March 2015 

9 

 
 
 
 
 
 
Minoan Group Plc  

Consolidated Statement of Comprehensive Income 
Year ended 31 October 2014 

Total transaction value 

Revenue 

Cost of sales 

Gross profit 

Notes to 
the 
Financial 
Statements 

                    2014 

                    2013 

                   £’000 

                   £’000 

50,757 

51,164 

5,932 

(252) 

5,680 

9,217 

(4,021) 

5,196 

Operating expenses 

(5,306) 

(5,416) 

Other operating expenses: 

Corporate development costs  

Charge in respect of share-based payments 

17 

Operating loss 

Finance costs 

Loss before taxation 

Taxation  

Loss after taxation 

3 

5 

Profit for year attributable to non-controlling 
interest 

Loss for year  attributable to equity holders of the 
Company 

Loss per share attributable to equity holders of   

(501) 

(639) 

(766) 

(270) 

(1,036) 

- 

(1,036) 

(457) 

(386) 

(1,063) 

(119) 

(1,182) 

32 

(1,150) 

- 

22 

(1,036) 

(1,172) 

the Company: Basic and diluted 

6 

(0.61)p 

(0.78)p 

All of the activities of the Group are classed as continuing. 

The Group had no recognised gains and losses other than the results for the year set out above. 

The notes on pages 19 to 47 form part of these financial statements.

10

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Statements of Changes in Equity 
Year ended 31 October 2014 

Consolidated 

Year ended 31 October 2014 

Balance at 1 November 2013 
Loss for the year 
Issue of ordinary shares at a 
premium  
Acquisition of non-controlling               
interest 
Share-based payments: 
  Current year charges 
  Settlement of liabilities 
Balance at 31 October 2014 

Share 
capital 
£’000 
14,693 
- 

Share 
premium 
£’000 
28,781 
- 

£’000 
9,349 
- 

(11,997)                   919              41,745 
(1,036) 

             (1,036) 

Retained 
Merger 
reserve                         
earnings                                  
£’000 

Non-controlling 

£’000 

£’000 

interest                                  

               Total 
              equity                                                                                                              

150 

1,480 

-                   -                        -                1,630 

- 

- 

- 

-                   (919)                     (919) 

- 
- 
14,843 

- 
- 
30,261 

-               639 
-               439 
9,349        (11,955) 

                      -                   639 
                     -                   439 
                     -              42,498 

Year ended 31 October 2013 

Balance at 1 November 2012 
(Loss)/profit for the year 
Issue of ordinary shares at a  
premium  
Disposal of non-controlling               
interest  
Share-based payments 
Balance at 31 October 2013 

Share 
capital 
£’000 
14,541 
- 

Retained 
Merger 
Share 
reserve                         
earnings                                  
premium 
£’000 
£’000 
£’000 
28,349             9,349        (11,084) 
(1,172) 

 Non-controlling 

                    22       

£’000 
        -               41,155 
              (1,150) 

interest                                  

      Total 

- 

- 

equity                              
£’000 

152 

432 

- 

-                         -                    584  

- 
- 
14,693 

- 
- 
28,781 

- 
-              386                         -                

(127)                     897           

                   770 
                   386 
                 919               41,745 

9,349        (11,997) 

11

 
 
 
 
 
 
                    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Statements of Changes in Equity (continued) 
Year ended 31 October 2014 

Company 

Year ended 31 October 2014 

Balance at 1 November 2013 
Loss for the year 
Issue of ordinary shares at a  
premium  
Share-based payments charge: 
Current year charges 
Settlement of liabilities 
Balance at 31 October 2014 

Year ended 31 October 2013 

Balance at 1 November 2012 
Loss for the year 
Issue of ordinary shares at a  
premium  
Share-based payments 
Balance at 31 October 2013 

Share 
capital 
£’000 

               14,693         

- 

150 

      Total 
Retained 
Share 
earnings                                                             
equity              
premium 
£’000 
£’000 
£’000 
28,781                2,673                   46,147      
-              (1,074)              (1,074)

1,480                        - 

               1,630       

                        - 
                        - 
               14,843 

- 
- 
30,261 

                 639 
                 439 
              2,677 

                 639 
                 439 
            47,781 

Share 
capital 
£’000 
        14,541 
- 

Retained 
earnings           

Share 
 premium 
£’000 
28,349                3,060 

                 £’000 

equity                              
£’000 
             45,950 
-                   (773)                    (773) 

       Total 

152 
                        - 
               14,693         

432                        -                     584        

-                   386          

                   386           

28,781                2,673                   46,147      

12

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Consolidated Balance Sheet as at 31 October 2014 

Notes to 
the 
Financial 
Statements 

2014 
£’000 

2013 
£’000 

Assets 

Non-current assets 

Intangible assets 

Property, plant and equipment  

Total non-current assets 

Current assets 

Inventories 

Receivables 

Cash and cash equivalents 

Total current assets 

Total assets 

Equity 

Share capital 

Share premium account 

Merger reserve account 

Retained earnings 

Non-controlling interest 

Total equity 

Liabilities 

Non-current liabilities 

Current liabilities 

Total liabilities 

7 

8 

10 

11 

14 

12 

12 

9,414 

717 

10,131 

40,042 

1,592 

127 

41,761 

8,678 

719 

9,397 

38,367 

896 

271 

39,534 

51,892 

48,931 

14,843 

30,261 

9,349 

(11,955) 

42,498 

- 

42,498 

3,500 

5,894 

9,394 

14,693 

28,781 

9,349 

(11,997) 

40,826 

919 

41,745 

1,159 

6,027 

7,186 

Total equity and liabilities 

51,892 

48,931 

The financial statements on pages 10 to 47 were approved and authorised for issue by the Board of Directors 
on 30 March 2015.                                    

Signed on behalf of the Board of Directors 

C W Egleton 
Director 

13

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Company Balance Sheet as at 31 October 2014 

Assets 

Non-current assets 

Investments 

Total non-current assets 

Current assets 

Receivables 

Cash and cash equivalents  

Total current assets 

Total assets 

Equity 

Share capital 

Share premium account 

Retained earnings 

Total equity 

Liabilities 

Non-current liabilities 

Current liabilities 

Total liabilities 

Note to the 
Financial 
Statements 

2014 
£’000 

2013 
£’000 

9 

11 

14 

12 

12 

27,366 

27,366 

26,763 

1 

26,764 

26,436 

26,436 

23,416 

35 

23,451 

54,130 

49,887 

14,843 

30,261 

2,677 

47,781 

3,500 

2,849 

6,349 

14,693 

28,781 

2,673 

46,147 

1,100 

2,640 

3,740 

Total equity and liabilities 

54,130 

49,887 

Company registration number: 3770602 

The financial statements on pages 10 to 47 were approved and authorised for issue by the Board of Directors 
on 31 March 2015.                                    

Signed on behalf of the Board of Directors 

C W Egleton 
Director   

14

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Consolidated Cash Flow Statement 
Year ended 31 October 2014 

Note to the 
Consolidated 
Cash Flow 
Statement 

                    2014 
£’000 

                    2013 
£’000 

Cash flows from operating activities 

Net cash outflow from continuing operations 

1 

Finance costs 

Net cash used in operating activities  

Cash flows from investing activities 

Purchase of property, plant and equipment  

Purchase of intangible assets 

Non cash movement in intangible assets 

Acquisition of shares in subsidiary company 

Net cash used in investing activities 

Cash flows from financing activities 

Net proceeds from the issue of ordinary shares  

Loans received 

Net proceeds from sale of shares in subsidiary 
company 

Payments of hire purchase liabilities 

(2,138) 

(270) 

(2,408) 

(122) 

(713) 

(153) 

(430) 

(1,418) 

667 

3,081 

- 

(66) 

Net cash generated from financing activities 

                     3,682 

(1,887) 

(119) 

(2,006) 

(371) 

(315) 

(179) 

- 

(865) 

- 

1,760 

770 

(45) 

2,485 

Net decrease in cash 

(144) 

(386) 

Cash at beginning of year 

Cash at end of year 

271 

127 

657 

271 

15

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
Minoan Group Plc  

Note to the Consolidated Cash Flow Statement 
Year ended 31 October 2014 

1  Cash flows from operating activities 

                    2014 
£’000 

                   2013 
£’000 

(1,036) 

(1,182) 

270 

102 

130 

- 

Loss before taxation 

Finance costs 

Depreciation  

Amortisation 

Loss on disposal of property, plant and equipment 

Exchange loss/(gain) relevant to property, plant and equipment 

           22  

Increase in inventories 

Share-based payments 

(Increase)/decrease in receivables 

Decrease in current liabilities 

Non cash movement in non-current assets 

Non cash movement in inventories 

Non cash movement in equity 

Net cash outflow from continuing operations 

(1,675) 

1,078 

(696) 

(126) 

- 

- 

(207) 

(2,138) 

119 

124 

45 

102 

           (11) 

(1,291) 

386 

175 

(278) 

20,313 

(20,313) 

(76) 

(1,887) 

16

 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Company Cash Flow Statement 
Year ended 31 October 2014 

Note to the 
Company 
Cash Flow 
Statement 

                    2014 
£’000 

                   2013 
£’000 

Cash flows from operating activities 

Net cash outflow from continuing operations 

1 

Finance costs 

Net cash used in operating activities 

Cash flows from investing activities 

Acquisition of shares in subsidiary company 

Net cash used in investing activities 

Cash flows from financing activities 

Net proceeds from the issue of ordinary shares  

Loans received 

Net cash generated from financing activities 

Net (decrease)/increase in cash 

Cash at beginning of year 

Cash at end of year 

(3,130) 

(222) 

(3,352) 

(430) 

(430) 

667 

3,081 

3,748 

(34) 

35 

1 

(1,611) 

(119) 

(1,730) 

- 

- 

- 

1,760 

1,760 

30 

5 

35 

17

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Note to the Company Cash Flow Statement 
Year ended 31 October 2014 

1      Cash flows from operating activities 

Loss before taxation 

Finance costs 

Share-based payments 

Increase in receivables 

Increase/(decrease)  in current liabilities 

Non cash movement in investments 

Non cash movement in equity 

Net cash outflow from continuing operations 

                    2014 
£’000 

                      2013 
£’000 

(1,074) 

222 

1,078 

(3,347) 

209 

- 

(218) 

(3,130) 

(773) 

119 

386 

(694) 

(73) 

(500) 

(76) 

(1,611) 

18

 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements 
Year ended 31 October 2014 

1 Accounting policies  

These consolidated financial statements are prepared in accordance with EU adopted International Financial 
Reporting Standards (“IFRS”) and the International Financial Reporting Interpretations Committee (“IFRIC”) 
interpretations and the Companies Act 2006 applicable to companies reporting under IFRS.  

The principal accounting policies adopted in the preparation of these financial statements are set out below. 
These policies have been consistently applied to all the periods presented, unless otherwise stated. 

Basis of accounting 
The financial statements are prepared under the historical cost convention except for financial instruments 
which are stated at fair value. 

No statement of comprehensive income is presented by the Company as permitted by Section 408 of the 
Companies Act 2006. The Company’s loss before taxation for the year ended 31 October 2014 was £1,074,000 
(31 October 2013: £773,000).  

Adoption of new and revised Standards 
The International Accounting Standards Board and IFRIC have issued the following standards and 
interpretations with an effective date after the date of these financial statements and which have not been 
adopted early:  

Standard/Interpretation 
IFRS 9 
IFRS 14 
IFRS 15 

Title 
Financial instruments 
Regulatory deferral accounts 
Revenue from contracts with customers 

Effective date 
1 January 2018 
1 January 2016 
1 January 2017 

The directors anticipate that the adoption of these standards in future periods will have no material impact on 
the financial statements of the Group. 

Going concern    
The directors have considered the financial and commercial position of the Group in relation to its project in 
Crete (the “Project”) and also in respect of its travel and leisure business. In particular, the directors have 
reviewed the matters referred to below.  

A Plenum of the Greek Council of State, the highest court in Greece, has unanimously approved the draft 
presidential decree in respect of the Project with no dissenting opinions. The draft presidential decree approves 
the development plan and the strategic environmental impact study. The presidential decree now goes to the 
relevant Ministers and the President of the Greek Republic for signing.  

Accordingly, the directors consider it relevant that having completed financial joint venture agreements (see 
note 12) prior to the above, and any other consents, they will conclude further Project joint venture agreements 
in the near term. In addition, the directors are considering other options which would have a major beneficial 
impact on the Group’s resources.  

19

 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2014 

1 Accounting policies (continued) 

Going concern (continued)    
In addition to specific Project related matters as noted above, and as has been the case in the past, the Group 
continues to raise capital in order to meet its existing working capital requirements and the directors consider 
that any necessary funds will be raised as required.  

With a number of acquisitions in the planned expansion of its Travel and Leisure business having been 
completed over period of time, the Group is now generating profits and cash flow within this sector of its 
activities.  

Having taken these matters into account, the directors consider that the going concern basis of preparation of 
the financial statements is appropriate. 

Basis of consolidation 
The consolidated financial statements incorporate the financial statements of the Company and all its 
subsidiaries as at 31 October 2014 using uniform accounting policies.  The Group’s policy is to consolidate the 
income of subsidiaries acquired in the year from the date of acquisition to the Group’s next accounting 
reference date. The financial statements of Loyalward Hellas S.A., the Company’s Greek subsidiary, are 
consolidated using the currency exchange rate ruling at the period end. Intra-group balances are eliminated on 
consolidation. 

Acquisitions of subsidiaries and businesses are accounted for using the acquisition method. The consideration 
for each acquisition is measured at the aggregate of the fair values of the assets given, liabilities incurred and 
equity instruments issued to the Group in exchange for control of the acquired. Acquisition related costs are 
recognised in the consolidated statement of comprehensive income as incurred. 

Critical accounting estimates and judgements 
The preparation of the financial statements in accordance with generally accepted financial accounting 
principles requires the directors to make critical accounting estimates and judgements that affect the amounts 
reported in the financial statements and accompanying notes. The estimates and assumptions that have a 
significant risk of causing material adjustments to the carrying value of assets and liabilities within the next 
financial year are discussed below: 

● in capitalising the costs directly attributable to the Project (see inventories below), and 

continuing to recognise goodwill relating to the Project, the directors are of the opinion that the 
Project will be brought to fruition and that the carrying value of inventories and goodwill is 
recoverable. 

Goodwill  
Goodwill arising on acquisitions represents the difference between the fair value of the net assets acquired and 
the consideration paid. 

Goodwill is tested annually for impairment. In particular, the directors have considered the current value of the 
Group’s overall interest in the Project and its progress and are of the opinion that the Project site has longer 
term value in excess of the carrying value of inventories.  

20

 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2014 

1 Accounting policies (continued)

Goodwill (continued)  
The directors’ opinion of the current value also takes into account the estimate dated 27 June 2011 of the 
development value of the Project site in the order of €100 million, which was included in the Company’s AIM 
readmission document published on 30 September 2011 and which was reaffirmed in March 2012. 

In addition, the directors are of the opinion that the projected value of the Travel and Leisure business, which is 
treated as one cash generating unit, is in excess of the value of the amount of goodwill attributable to it. This 
opinion is arrived at on the basis of the good names of the businesses acquired and the fact that the 
establishment of business clusters affords the Company the opportunity to realise certain economies of scale 
thus improving cash flow and profitability. 

Goodwill arising from acquisitions has been recognised as an asset (see note 7). 

Property, plant and equipment 
In a prior year, certain costs in respect of the Project were reallocated to non-current assets.  Although its long 
term commitment to the Project remains unchanged, the Group re-assessed the treatment of this asset in the 
year ended 31 October 2013 in the light of changes in the project financing market and its previously stated 
intention to develop the Project with joint venture partners and other interested parties. In order to provide 
flexibility in its future plans, and having taken relevant advice, the Group decided that the costs in respect of 
the Project previously shown in non-current assets should be shown as a current asset as at 31 October 2013. 
As a result, these costs were included in inventories. It is envisaged that any joint venture or partnership 
arrangements will preserve the nature of the Group’s long term commitment to the Project.  

Property, plant and equipment is stated at historical cost less accumulated depreciation and any recognised 
impairment loss.  

Depreciation is provided in order to write off the cost of each asset, less its estimated residual value, over its 
estimated useful life on a straight line basis as follows: 

Freehold land: 
Leasehold improvements:  
Acquisition costs of land:    
Freehold property:               
Plant and equipment:           
Fixtures and fittings:            
Motor vehicles:                    
IT projects:                           

capital cost not depreciated                  
over the term of the lease                
3 years 
50 years              
3 to 5 years           
3 years            
3 to 5 years                 
5 years 

Where the carrying amount of an asset is greater than its estimated recoverable amount, it is written down 
immediately to its recoverable amount. The directors consider that the book values of non-current assets do not 
differ materially from their market values. 

21

 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2014 

1 Accounting policies (continued)

Research and development 
Research expenditure is recognised as an expense when it is incurred. Development expenditure is recognised 
as an expense except that expenditure incurred on development projects (e.g. IT projects) is capitalised as an  
intangible asset to the extent that such expenditure is expected to generate future economic benefits. The 
expenditure is amortised over its useful economic life of five years. 

Investments 
Investments in subsidiaries are stated at cost less any impairment deemed necessary.  

Inventories  
Inventories represent costs of goods and services directly attributable to the acquisition and development of the 
Project and are stated at the lower of cost and net realisable value.   

Foreign exchange 
Transactions denominated in foreign currencies are translated into sterling at the rates ruling at the date of the 
transactions. Monetary assets and liabilities denominated in foreign currencies at the balance sheet date are 
retranslated at the rates ruling at that date. Any translation differences arising are dealt with in the consolidated 
statement of comprehensive income. 

Cash and cash equivalents 
Cash and cash equivalents include cash in hand and short-term deposits held with banks. 

Trade and other receivables 
Trade and other receivables are recognised initially at fair value and shown less any provision for amounts 
considered irrecoverable.  

Trade and other payables 
Trade and other payables are recognised initially at fair value. 

Leasing commitments 
Rentals paid under operating leases are charged to the consolidated statement of comprehensive income on a 
straight line basis over the period of the lease. 

Revenue 
Depending upon the contractual arrangements with the customer the Group acts either as agent or principal. 
Where the Group acts as principal, revenue is stated at the contractual value of goods and services provided 
and is recognised typically when the customer pays the final balance due on the holiday purchased.   

Where the Group acts as an agent between the service provider and the end customer, revenue is presented on a 
net basis as the difference between the sales to the customer and the cost of services purchased and not the total 
transaction value. When acting as an agent, revenue is recognised when it is notified by the principal as having 
been earned and due for payment. 

Where the Group provides management or consultancy services, the value of such services is included in 
revenue and is recognised in the period in which these services are provided. 

22

 
 
 
 
 
  
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2014 

1 Accounting policies (continued)

Gross profit 
Gross profit represents the aggregate amount earned on bookings where the Group acts as either agent or 
principal.  In the case of the Group acting as principal, gross profit is the difference between the sales price to 
the customer (total transaction value) and the cost of services purchased. 

Government grants 
Government grants are recognised in the consolidated statement of comprehensive income when there is 
reasonable assurance that the conditions attached to them will be complied with and the grants will be 
received. 

Share-based payments 
The Group has a Long Term Incentive Plan (“LTIP”) in which any director or employee selected by the 
remuneration committee may participate. Awards under the LTIP have been granted on the basis that certain 
performance conditions will be met. 

The Company has also granted options and warrants to purchase Ordinary Shares of 1p each
.  A charge has 
been made in the consolidated statement of comprehensive income in respect of the LTIP, options and warrants 
using the Black-Scholes and Monte Carlo fair value pricing models as appropriate at the grant date and charged 
over the vesting periods. This charge does not involve any cash payment. A corresponding entry is recognised 
in equity. 

Pensions 
Loyalward Limited operates a stakeholder pension scheme for its employees. 

Stewart Travel Limited operates a defined contribution pension scheme. Contributions payable to the pension 
scheme are charged to the consolidated statement of comprehensive income in the period to which they relate. 

Taxation  
Current taxes, where applicable, are based on the results shown in the financial statements and are calculated 
according to local tax rules using tax rates enacted, or substantially enacted, by the balance sheet date and 
taking into account deferred taxation. Deferred tax is computed using the liability method. Under this method, 
deferred tax assets and liabilities are determined based on temporary differences between the financial 
reporting and tax bases of assets and liabilities and are measured using enacted rates and laws that will be in 
effect when the differences are expected to reverse.  Deferred tax is not accounted for if it arises from initial 
recognition of an asset or liability in a transaction that at the time of the transaction affects neither accounting, 
nor taxable profit or loss. Deferred tax assets are recognised to the extent that it is probable that future taxable 
profits will arise against which the temporary differences will be utilised. 

Deferred tax is provided on temporary differences arising on investments in subsidiaries except where the 
timing of the reversal of the temporary difference is controlled by the Group and it is probable that the 
temporary difference will not reverse in the foreseeable future. Deferred tax assets and liabilities arising in the 
same tax jurisdiction are offset. 

23

 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2014 

1 Accounting policies (continued)

Taxation (continued) 
The Group is entitled to a tax deduction for amounts treated as compensation on exercise of certain employee 
share options. As explained under “Share-based payments” above, a compensation expense is recorded in the 
Group’s statement of comprehensive income over the period from the grant date to the vesting date of the 
relevant options.  As there is a temporary difference between the accounting and tax bases a deferred tax asset 
is recorded.  The deferred tax asset arising is calculated by comparing the estimated amount of tax deduction to 
be obtained in the future (based on the Company’s share price at the balance sheet date) with the cumulative 
amount of the compensation expense recorded in the statement of comprehensive income. If the amount of 
estimated future tax deduction exceeds the cumulative amount of the remuneration expense at the statutory 
rate, the excess is recorded directly in equity against retained earnings. 

2      Information regarding directors and employees 

Directors’ and key management remuneration 

Year ended 31 October 2014 

Fees 

Sums charged by third parties for 
directors’ services  

Share-based payments (note 17) 

Salaries waived in lieu of grant of options - 
net of share based payment charge (see 
below) 

Year ended 31 October 2013 

Fees 

Sums charged by third parties for 
directors’ services  

Share-based payments (note 17) 

Costs taken to 
the consolidated 
statement of 
comprehensive 
income 

Costs taken to  
inventories 

£’000 

£’000 

297 

345 

- 

- 

642 

241 

362 

- 

603 

353 

36 

108 

(24) 

473 

460 

60 

378 

898 

Total 

£’000 

650 

381 

108 

(24) 

1,115 

701 

422 

378 

1,501 

24

 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2014 

2      Information regarding directors and employees (continued) 

Directors’ and key management remuneration (continued) 
During the year outstanding fees of £236,000 due to the suppliers of directors’ services, were settled by the 
issue of Ordinary Shares of 1p each in the Company issued at a price 10 pence per share. The outstanding fees 
settled in shares include £194,000  in respect of the services of the chairman. These amounts are in addition to 
the charge in respect of share-based payments. 

In addition, during the year certain directors within the Group waived a total of £463,000 of outstanding fees 
due in exchange for the granting of options to purchase shares in the Company. The effect of this has been to 
reduce the remuneration appearing in the consolidated statement of comprehensive income for the year by 
£24,000 after adjusting for the share based payments charge in respect of these options. 

The total directors’ and key management remuneration shown above includes the following amounts in respect 
of the directors of the Company, adjusted for remuneration waived in exchange for the granting of options as 
referred to above: 

2014 

2013 

Fees/Sums charged 
by third parties 

Share-based 
payments 

Fees/Sums  
charged by third 
parties 

Share-based 
payments 

£’000 

£’000 

£’000 

£’000 

296 

250 

37 

25 

99 

707 

60 

31 

5 

- 

6 

102 

311 

250 

60 

25 

36 

682 

151 

161 

16 

6 

20 

354 

C W Egleton (Chairman) 

D C Wilson 

B D Bartman 

G D Cook 

T R C Hill 

Directors’ interests in the Company’s LTIP and share options are shown in note 17. 

25

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2014 

2      Information regarding directors and employees (continued) 

Staff costs during the period (including directors and key management) 

Costs taken to 
the consolidated 
statement of 
comprehensive     

income 

 Total 

 Costs taken to  
 inventories 
 £’000  £’000  £’000 

Year ended 31 October 2014 
Salaries and fees 
Salaries waived in lieu of grant of options - 
net of share-based payment charge 
Social security cost 
Share-based payments (note 17) 

Year ended 31 October 2013 
Salaries and fees 
Social security cost 
Pension cost 
Share-based payments (note 17) 

343 

- 
75 
- 
418 

285 
41 
- 
- 
                      326 

3,109 

 (24) 
305 
108 
3,498 

2,966 
253 
3 
378 

3,452 

(24) 
380 
108 
3,916 

3,251 
294 
3 
378 

                   3,600                     3,926 

Staff costs exclude sums charged by third parties for directors’ services. 

Monthly average number of persons employed 
Directors 
Sales and administration 

                   2014 

                   2013 

 No. 

 No. 

5 
170 

5 
161 

26

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2014 

3      Loss before taxation 

The loss before taxation is stated after charging: 

Depreciation 

Amortisation 

Loss on disposal of property, plant and equipment 

Operating leases 

Auditor’s remuneration: 

  Audit fees  

  Tax services  

                       2014 
£’000 

                    2013 
£’000 

102 

130 

- 

49 

58 

5 

124 

45 

102 

69 

55 

5 

Audit fees in respect of the Company were £17,000 (31 October 2013: £15,000). Tax services fees in respect of 
the Company were £1,250 (31 October 2013: £1,250). 

4 

Segmented information 

The Group strategy and growth objectives necessitate the building of an associated infrastructure. The Group 
considers it appropriate to identify separately the corporate development division together with costs related to 
acquisitions. Accordingly, the Group is organised into three divisions both by business segment and 
geographical location: 

• 

• 

• 

the luxury resorts division, currently being the development of a luxury resort in Crete, which 
includes the central administration costs of the Group;  

the Travel and Leisure division (UK), being the operation and management of the travel businesses; 
and 

the corporate development division (UK) as described above. 

27

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2014 

4 Segmented information (continued)  

The information presented below is consistent with how information is presented to the Board, with the 
Group’s accounting policies and with the geographical location of the relevant divisions. 

Total transaction value 

Revenue 
Cost of sales 
Gross profit 

Operating expenses 

Charge in respect of share-based payments 
Operating (loss)/profit 
Contribution to central costs 
Finance costs 
(Loss)/profit before taxation 
Taxation  
(Loss)/profit after taxation 

Operating expenses include: 
Depreciation and amortisation 
Operating leases - plant and equipment  

Assets/liabilities 
Goodwill 
Other non-current assets 
Current assets 
Total assets 

Non-current liabilities 
Current liabilities 
Total liabilities 

2014 

Luxury 
Resorts  

Travel and 
Leisure 

£’000             £’000 

Corporate 
Development 
£’000 

             - 

         50,757 

                 - 

Total 

          £’000 
         50,757 

            - 
            - 
            - 

           5,932 
              (252) 
           5,680 

                 - 
                 - 
                 - 

           5,932 
              (252) 
           5,680 

(428)            (4,878) 
(428) 
(639) 

              802    
                  - 

(1,067)                 802 

          300 
(222) 
(989)                 454 

              (300) 
(48) 

(501) 
(501) 

                - 

(501) 

                 - 
                 - 

(501) 

            - 

(989) 

                  -                         - 
              454     

(501) 

         (5,807) 
(127) 
(639) 
(766) 
                    - 
(270) 
(1,036) 
                     - 
           (1,036) 

               1                 231 
              - 

                  49 

                  - 
                  - 

                232 
                  49 

6,127 
146 
40,457 
46,730 

                  - 
2,451 
                  - 
1,407 
1,304 
                  - 
5,162                           - 

            8,578 
            1,553 
          41,761 
          51,892 

3,500 
4,862 
8,362        

                    - 
1,032 
1,032 

                   - 
                   - 
                   - 

      3,500 
            5,894 
             9,394 

28

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2014 

4 Segmented information (continued) 

Total transaction value 

Revenue 
Cost of sales 
Gross profit 

Operating expenses 

Non-recurring expenses 
Charge in respect of share-based payments 
Operating (loss)/profit 
Contribution to central costs 
Finance costs 
(Loss)/profit before taxation 
Taxation 
(Loss)/profit after taxation 

Operating expenses include: 
Depreciation and amortisation 
Operating leases - plant and equipment  

Assets/liabilities 
Goodwill 
Other non-current assets 
Current assets 
Total assets 

Non-current liabilities 
Current liabilities 
Total liabilities 

2013 

Luxury 
Resorts  

Travel and 
Leisure 

£’000             £’000 

- 

        51,164 

Corporate 
Development 
£’000 
- 

Total 

          £’000 
           51,164 

          9,217 
-            (4,021) 
-             5,196 

         (4,592) 
             604 

(569) 
(569) 
- 
(386) 
(955)                349 

(255) 
- 

          150 
(119) 
(924) 

              (150) 
- 
                199 

-                   32 
(924)                 231 

             9,217 
-            (4,021) 
-             5,196 

(457) 
(457) 
- 
- 
(457) 
- 
- 
(457) 

         (5,618) 
(422) 
(255) 
(386) 
(1,063) 
- 
(119) 
(1,182) 

-                   32 

(457) 

           (1,150) 

             15                 154 

              - 

                  69 

-                 169 
- 

                  69 

6,127 
165 
      38,627 
44,919 

2,048 
1,057 
907 

4,012          

1,100 
5,739        

        6,839 

59 
288 
347 

-              8,175 
- 
- 
- 

             1,222 
           39,534 
48,931 

- 
- 
- 

1,159 
6,027 
            7,186 

29

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2014 

5  Taxation 

Consolidated 

(a)  Analysis of taxation for the year 

UK corporation tax  

(b)  Factors affecting taxation for the year  

Loss before taxation 

2014 
£’000 

- 

2014 
£’000 

(1,036) 

2013 
£’000 

(32) 

2013 
£’000 

(1,182) 

Tax on ordinary activities multiplied by the UK corporation tax 
rate of 21.83% (2013: 23.4%)  

(226) 

(277) 

Effects of: 

Expenses not deductible for tax purposes 

Other timing differences 

Adjustment to tax charge in respect of previous periods 

Decrease in tax losses 

Taxation (credit)/charge for the year 

Taxation losses carried forward appear in note 13. 

 6 Loss per share 

143 

(61) 

- 

144 

- 

96 

(12) 

(23) 

184 

(32) 

Earnings per share are calculated by dividing the earnings attributable to the equity holders of a company by 
the weighted average number of ordinary shares in issue during the year. Diluted earnings per share are 
calculated by adjusting basic earnings per share to assume the conversion of all dilutive potential ordinary 
shares. There are no dilutive instruments in issue, therefore, the basic loss per share and diluted loss per share 
are the same. The weighted average number of shares used in calculating basic and diluted loss per share for 
the year ended 31 October 2014 was 168,636,782 (31 October 2013: 150,942,792).

30

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2014 

7 Intangible assets  

Consolidated 

2014 

2013 

Goodwill 

IT Projects 

£’000 

£’000 

Total

£’000

Goodwill 

IT Projects 

£’000 

£’000 

Cost 

At beginning of year 

Additions  

At end of year 

8,175 

403 

8,578 

548 

463 

8,723

866

1,011 

9,589

7,996 

179 

8,175 

233 

315 

548 

Accumulated amortisation 

At beginning of year  

-                     45 

- 

- 

130 

175 

45

130

175

- 

- 

-                 45 

-                 45 

Total 

£’000 

8,229 

494 

8,723 

- 

45 

45 

8,175 

8,578 

503 

836 

8,678

9,414

7,996 

8,175 

233 

503 

8,229 

8,678 

The additions to Goodwill during the year mainly reflect the acquisition of the trade and assets of Martin 
Singer Travel. 

The directors have assessed the recoverable amount of the Project as being greater than the combined carrying 
value of the goodwill and inventories of £43,615,000 at 31 October 2014 (see also note 1 above).  

31

Provided in year 

At end of year 

Net book value 

At beginning of year 

At end of year 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Freehold 
property, land 
and acquisition 
costs 

Furniture, 
fittings, plant 
and 
equipment 

Motor 
vehicles 

Leasehold 
improvements 

£’000 

£’000 

£’000 

£’000 

Total 

£’000 

Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2014 

8      Property, plant and equipment 

Year ended 31 October 2014 

Consolidated 

Cost 

At 1 November 2013 

Exchange adjustments 

Disposals  

Additions 

At 31 October 2014 

Accumulated depreciation 

At 1 November 2013 

Disposals 

Provided in year 

At 31 October 2014 

Net book value 

196 

                1,040 

(16)                       (5)

- 

- 

180 

49 

- 

(2) 

47 

(6) 

     38   

1,067 

611 

  (5) 

89 

695 

At 31 October 2014 

133 

372 

16 

(1) 

(15) 

- 

- 

16 

(16) 

- 

- 

- 

143 

          1,395 

- 

- 

84 

227 

- 

- 

15 

15 

(22) 

(21) 

122 

1,474 

676 

(21) 

102 

757 

212 

717 

32

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2014 

8      Property, plant and equipment (continued) 

Year ended 31 October 2013 

Freehold 
property, land 
and acquisition 
costs 

Furniture, 
fittings, plant 
and 
equipment 

Motor 
vehicles

Leasehold 
improvements 

£’000 

£’000 

£’000

£’000 

 The 
Project

£’000

Consolidated 

Cost 

At 1 November 2012 

20,313

185 

                   800 

Exchange adjustments 

-

Transfer to inventories  

(20,313)

Disposals  

Additions 

At 31 October 2013 

Accumulated depreciation 

At 1 November 2012 

Disposals 

Provided in year 

At 31 October 2013 

Net book value 

At 31 October 2013 

-

-

-

-

-

-

-

-

Total 

£’000 

          21,326 

11 

(20,313) 

(170) 

541 

1,395 

620 

(68) 

124 

676 

28

1

-

(13)

-

16

26

(10)

-

16

- 

- 

- 

- 

143 

143 

- 

- 

- 

- 

7 

- 

- 

4 

196 

46 

- 

3 

49 

                      3   

- 

(157) 

       394 

1,040 

548 

  (58) 

121 

611 

147 

429 

-

143 

719 

33

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2014 

9     Investments  

Company 
Year ended 31 October 2014 

Cost 
At 1 November  2013 
Additions 
At 31 October 2014  

Impairment 
At 31 October 2014  

Shares in 
subsidiaries 
£’000 

26,436 
930 
27,366 

- 
- 

Net book value at 31 October 2014 

27,366 

Year ended 31 October 2013 

Cost 
At 1 November 2012 
Additions 
At 31 October 2013  

Impairment 
At 31 October 2013  

Shares in 
subsidiaries 
£’000 

25,936 
500 
26,436 

- 
- 

Net book value at 31 October 2013  

26,436 

Interests in subsidiaries 
Loyalward Limited (100%) - A company incorporated in England involved in resort design, creation, services 
and management. 

Loyalward Leisure Plc (100%) - A non-trading company incorporated in England. 

Loyalward Hellas S.A. (5.61% owned by Minoan Group Plc and 94.39% owned by Loyalward Limited) - A 
company incorporated in Greece engaged in corporate, resort and renewable energy business management in 
Greece. 

34

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2014 

9     Investments (continued) 

Interests in subsidiaries (continued) 
Stewart Travel Limited - A company incorporated in Scotland operating as a multi-faceted travel distributor. 

During the year ended 31 October 2013 Minoan Group Plc entered into an agreement by which an investor 
subscribed for 20% of the enlarged issued share capital of Stewart Travel Limited for an initial subscription 
price of £770,000. The excess of the value of net assets over the initial consideration was charged against 
equity. During the current year the 20% shareholding in Stewart Travel Limited was re-acquired by Minoan 
Group Plc for a consideration of £930,000. 

As a consequence the ownership of Stewart Travel Limited is as follows: 

Minoan Group Plc 
King World Travel Limited 
John Semple Travel Limited 
Non-controlling interest 

2014 
% 
84.5 
6.4 
9.1 
- 
100.0 

2013 
% 
64.5 
6.4 
9.1 
20.0 
100.0 

King World Travel Limited (100%) - A company incorporated in Scotland operating as a retail travel agent. 
During the year ended 31 October 2013 the trade and assets of King World Travel Limited were acquired by 
Stewart Travel Limited in exchange for shares in that company. 

John Semple Travel Limited (100%) - A company incorporated in Scotland operating as a multi-faceted retail 
and online travel agent. During the year ended 31 October 2013 the trade and assets of John Semple Travel 
Limited were acquired by Stewart Travel Limited partly in exchange for shares in that company. 

10 Inventories  

Consolidated 
Inventories at 31 October 2014 amounted to £40,042,000 (31 October 2013: £38,367,000), comprising costs 
associated with acquiring and developing the site in Crete, planning and other design costs.  

The development site of the Project is to be leased from the Public Welfare Ecclesiastical Foundation Panagia 
Akrotiriani (“the Foundation”) for an initial 40 year period following contract activation which will follow the 
relevant authorities approving the land planning and land uses for the Project. The Group has an option over a 
further 40 years. An amount of £3.9 million is payable to the Foundation on contract activation, plus ongoing 
royalties earned on revenue generated by the development. 

35

 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2014 

11 Receivables  

Consolidated 
Trade receivables  
Other receivables and prepayments 
Value added tax recoverable 

2014 
£’000 
420 
1,106 
66 
1,592 

2013 
£’000 
266 
559 
71 
896 

Trade receivables are due in 30 days. Of the above £71,000 (31 October 2013: £36,000) was outstanding for 
more than 30 days. No provision is considered necessary in respect of irrecoverable amounts. 

Company 
Amounts owed by subsidiary companies (see note 16) 
Value added tax recoverable 

Amounts owed by subsidiary companies are repayable on demand. 

12 Liabilities  

Non-current liabilities (see note 15) 

Consolidated 
Loans repayable after one year  
Hire purchase  

Non-current liabilities 

Company 
Loans repayable after one year  

2014 
£’000 
26,749 
14 
26,763 

2014 
£’000 
3,500 
- 
3,500 

2014 
£’000 
3,500 

2013 
£’000 
23,399 
17 
23,416 

2013 
£’000 
1,100 
59 
1,159 

2013 
£’000 
1,100 

£3,500,000 has been drawn down under the terms of the loan facility agreement with Hillside International 
Holdings Limited (“Hillside”) (31 October 2013: £1,000,000). The loan is repayable on or before 16 October 
2016 and is subject to interest at 8% per annum. Under the terms of the loan facility agreement Hillside has a 
fixed and floating charge on the Company’s assets and a floating charge on the assets of Stewart Travel 
Limited, John Semple Travel Limited and King World Travel Limited. 

36

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2014 

12 Liabilities (continued) 

Current liabilities 

Consolidated 
Trade and other payables  
Deferred revenue 
Social security and other taxes 
Loans (see note 15) 
Hire purchase 
Accruals and deferred charges 

2014 
£’000 
1,564 
1,000 
687 
269 
59 
2,315 
5,894 

2013 
£’000 
2,131 
670 
399 
225 
66 
2,536 
6,027 

The deferred revenue arises from amounts received under the terms of financial joint venture agreements 
between the Company and certain third parties by which these third parties will receive an initial 5% economic 
interest in the Project for a total consideration of £1 million.  

In accordance with the terms of the joint venture agreements, options to subscribe for up to 4 million Ordinary 
Shares at an exercise price of 8p per share were granted during the year. The options are exercisable until 30 
September 2015 (see note 17).  

Current liabilities    

Company 

Trade and other payables  

Amounts owed to subsidiary companies (see note 16) 

Loans (see note 15) 

Accruals and deferred charges 

2014 
£’000 

431 

1,840 

269 

309 

2,849 

2013 
£’000 

582 

1,531 

225 

302 

2,640 

Amounts owed to subsidiary companies are interest free and repayable on demand. 

37

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2014 

13   Deferred taxation  

Consolidated 
No deferred taxation asset has been recognised in the financial statements. The total potential asset is as 
follows:  

Tax effect of timing differences 
because of: 

Accelerated capital allowances 

Other short term timing differences 

Losses 

         Total potential asset 

          Amount recognised 

2014 
£’000 

2013 
£’000 

2014 
£’000 

2013 
£’000 

(45) 

604 

2,018 

2,577 

(28) 

784 

1,873 

2,629 

- 

- 

- 

- 

- 

- 

- 

- 

The above potential deferred tax asset is based on a corporation tax rate of 20% (2013: 20%). 

Company 
No deferred taxation asset has been recognised in the financial statements. The total potential asset is as 
follows:  

Tax effect of timing differences 
because of: 

Other short term timing differences 

Losses 

          Total potential asset 

           Amount recognised 

2014 
£’000 

2013 
£’000 

2014 
£’000 

2013 
£’000 

393 

328 

721 

615 

243 

858 

- 

- 

- 

- 

- 

- 

The above potential deferred tax asset is based on a corporation tax rate of 20% (2013: 20%).  

Following due consideration of the availability of tax losses in relation to future anticipated taxable profits, and 
in accordance with IAS 12, the deferred tax asset has not been recognised. The deferred tax asset not 
recognised will be recoverable should there be appropriate future taxable profits. 

38

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2014 

14    Share capital 

Called up, allotted and fully paid 

31 October 2014 - 174,994,836 Ordinary Shares of 1p each 

                                    54,148,031 Deferred Shares of 24p each 

31 October 2013 - 161,465,704  Ordinary Shares of 1p each 

                                    54,148,031 Deferred Shares of 24p each 

Debt to be settled by the issue of shares (see note 15) 

9,785,580 Ordinary Shares of 1p each  (2013: 8,250,000 
Ordinary Shares of 1p each)  

2014 
£’000 

1,749 

12,996 

- 

- 

14,745 

98 

14,843 

2013 
£’000 

- 

- 

1,615 

12,996 

14,611 

82 

14,693 

Holders of Ordinary Shares have the right to vote and the right to receive dividends. Holders of Deferred 
Shares have no right to vote and no right to receive dividends. 

During the year, 5,725,000 Ordinary Shares of 1p each were placed at 12 pence per share. Also during the 
year, 3,245,132 Ordinary Shares of 1p each were issued at 8.5 pence per share under the terms of loan 
agreements and 3,809,000 Ordinary Shares of 1p each were issued at 10 pence per share to settle liabilities. In 
addition, 750,000 Ordinary Shares of 1p each were issued at 7.5 pence per share to settle part of the 
Convertible Loan Note issued under the terms of the acquisition of Stewart Travel Centre. 

15    Financial instruments and risk management 

The Group’s financial instruments comprise borrowings, cash and liquid resources and various items such as 
trade receivables and trade payables that arise directly from its operations. The main purpose of these financial 
instruments is to finance the Group’s operations. 

It is, and has been throughout the year under review, the Group’s policy that no trading in financial instruments 
shall be undertaken. 

The main risks arising from the Group’s financial instruments are interest rate risk, liquidity risk and foreign 
currency risk. The Board reviews and agrees policies for managing each of these risks and they are 
summarised below. 

39

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2014 

15    Financial instruments and risk management (continued) 

Liquidity risk 
The Group maintains sufficient funds in local currency for operational liquidity. The Board considers liquidity 
risk at Board meetings through the monitoring of cash levels and detailed cash forecasts. Funding to date has 
been obtained principally through the issue of equity shares as required, either for cash or in settlement of 
liabilities. The Group has also issued loan agreements which may be settled by the issue of shares. See note 1 
for further information relating to current liquidity and funding risk. 

In order to complete the development of the Project, the Group will require substantial additional financing. It 
is the directors’ current intention to develop the Project in such a way as to minimise or eliminate the need for 
further equity financing. It is intended that this will be achieved through utilising joint venture arrangements 
and debt project finance.  

Foreign currency risk 
The Group has one overseas trading subsidiary, Loyalward Hellas S.A., which operates in Greece and whose 
revenues and expenses are denominated almost exclusively in Euros. The Group finances Loyalward Hellas 
S.A. via Euro transfers from Loyalward Limited as required. The amount transferred ensures that the Euro  
balance held by Loyalward Hellas S.A. at each period end is not material. No Group company holds cash in 
currencies other than their functional currency. The Sterling and Euro cash balances attract interest at floating 
rates. 

Short-term receivables and payables 
Short-term receivables and payables have been excluded from the following disclosures. 

Interest rate risk 
The Group finances its operations through a mixture of equity and borrowings. The Group has historically 
borrowed in Sterling only. At 31 October 2014 the Group had non-current liabilities of £3,500,000 (31 October 
2013: £1,159,000). 

The Group’s liabilities, which are all denominated in sterling, are as follows: 

Loans to be settled by the 
issue of shares 

Loans repayable in less than 
one year 

Loans repayable after one 
year 

Hire purchase due after one 
year 

                               2014 

                             2013 

                               £’000 

                             £’000 

1,035 

269 

                                 3,500 

- 

660 

225 

1,100 

59 

The loans to be settled by the issue of shares, of which £585,000 are to be settled by the issue of shares at 8.5 
pence per share and £450,000 are to be settled by the issue of shares at 15.5 pence per share, have been 
classified as equity in accordance with IAS 32 (note 14). 

During the year a total of £207,000 of loans was settled by the issue of shares at 8.5 pence per share (31 
October 2013: £841,000 at prices between 8 pence per share and 10 pence per share) (note 14).  

40

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                                  
                                  
 
 
                                 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2014 

15    Financial instruments and risk management (continued) 

The Group has no derivatives or financial instruments other than those disclosed above. There is no material 
difference between the book value and the fair value of the Group’s financial assets and liabilities at 31 
October 2014 and at 31 October 2013. 

16 Related party transactions 

The following are related parties and provided services to the Group: 
Simmons International Limited, a company in which C W Egleton is a minority shareholder. 
Bizwatch Limited, a company in which J C Watts, a director of Loyalward Limited, owns 50% of the issued 
share capital and M A Fitch, a director of Loyalward Hellas S.A. owns 50% of the issued share capital. 
I.H.M. Industry & Hotel Management Limited, a company in which C Valassakis, a director of Loyalward 
Limited, is a controlling shareholder. 
B D Bartman & Co, a firm in which B D Bartman is a partner. 
Transactions undertaken with these related parties in relation to directors’ services, all of which were effected 
on an arm’s length basis, are shown below.  

   Services of the above persons 
supplied in year ended 

       Payable as at 

   31.10.14 
£’000 

31.10.13
£’000

             31.10.14
                  £’000  

31.10.13 
£’000 

296 
36 

13 
37 

311
53

(2)
60

98 
64 

92 
60 

262
86

79
119

Simmons International Limited 

Bizwatch Limited  
I.H.M. Industry & Hotel 
Management Limited 

B D Bartman & Co 

During the year Morgan Rossiter Limited, a company of which G D Cook is a director, supplied public 
relations services to the Company in the amount of £36,000 (31 October 2013: £25,000). The amount payable 
to Morgan Rossiter Limited as at 31 October 2014 is £14,000 (31 October 2013: £10,000). 

There have been no purchases or sales with companies within the Group. The Company’s balances outstanding 
with other Group companies arising from financing transactions are shown below. 

Receivable/(Payable) as at 31.10.14 
                                                 £’000 

Receivable/(Payable) as at 31.10.13 
                                            £’000  

Loyalward Limited 
Stewart Travel Limited 
Loyalward Leisure Plc 

                                           26,749 
                                             (1,803) 
                                                  (37) 

                                           23,399 
                                             (1,494) 
                                                  (37) 

41

 
 
 
 
 
 
 
 
 
 
 
 
 
          
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2014 

17 Long term incentive plan, share options and warrants  

Share-based payments charge 

Year ended 31 October 2014 
Share-based payments - directors 
Share-based payments - other 

Year ended 31 October 2013 
Share-based payments - directors  
Share-based payments - other 

 £’000 

                      108 

531                         

                       639 

                      354 

32                          

                       386 

Note: 
Under the terms of the Long Term Incentive Plan (“LTIP”) any director or employee selected by the 
remuneration committee may participate. Awards under the LTIP have been granted on the basis that certain 
performance conditions will be met. 

The performance conditions are as follows: 

Performance condition A 

Fulfilled during year ended 31 October 2012 

Performance condition B 

Performance condition C 

The Group achieves a consolidated profit at EBITDA 
level (ignoring any charge in respect of share-based 
payments) for a six month accounting period. 

The price of an ordinary share of Minoan Group Plc 
remains at an average price of 50 pence or above for 
ten consecutive trading days on AIM or a recognised 
stock exchange 

42

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2013 

17 Long term incentive plan, share options and warrants (continued) 

Share-based payments charge (continued) 

The following awards have been granted with an expiry date of 26 April 2017: 

Performance condition A 

Performance condition B 

Performance condition C 

Maximum number of 
Ordinary Shares 
exercisable at 15 pence 

Maximum number of 
Ordinary Shares 
exercisable at 15 pence 

Maximum number of 
Ordinary Shares 
exercisable at 15 pence 

1,400,000 
1,000,000 
130,000 
150,000 

120,000 
2,800,000 

1,400,000 
1,000,000 
130,000 
150,000 

120,000 
2,800,000 

1,400,000 
1,000,000 
130,000 
150,000 

120,000 
2,800,000 

C W Egleton 
D C Wilson 
B D Bartman 
T R C Hill 
W C Cole (director 
Loyalward Limited) 

The charge made for the value of the LTIP and options has been calculated using the Black-Scholes and Monte 
Carlo pricing models as appropriate. As stated previously, the charge does not involve any cash payment. 

The inputs into the pricing model are as follows: 

Grant date 

Share price at grant date 

Exercise price 

LTIP 

4 November 2013 

Options/Warrants 
17 October 2013 to 7 August 
2014   

7.38p 

9p 

6.25p to 12.25p 

8p to 13p 

Vesting periods 

In accordance with performance conditions 

Immediately 

Expected volatility 

LTIP/Option/Warrant  life 

Expected life 

Risk free rate 

Expected dividends expressed as 
dividend yield 

Fair value of options 

46.30% 

3.5 years 

2.5 years 

0.81% 

nil 

1.87p 

46.30% 

1.5 to 4 years 

n/a 

0.46% to 1.00% 

nil 

1.82p to 4.26p 

43

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2014 

17     Long term incentive plan, share options and warrants (continued) 

Share-based payments charge (continued) 

Expected volatility for the LTIP is determined by calculating the historic volatility of the Group’s share price 
over the previous 2 years. Expected volatility for the options is determined by calculating the historic volatility 
of the Group’s share price over the previous one and a half years. The expected life of the LTIP is the average 
expected period to exercise. The risk free rate is the yield on zero coupon UK government bonds of a term 
consistent with the assumed option life. 

Directors’ interests in share options 

31 October 2014 

31 October 2013 

Exercise 
price 

Ordinary 
Shares 

Expiry 
date 

Exercise 
price 

Ordinary 
Shares 

Expiry 
date 

Options 

B D Bartman 

B D Bartman (see note 
2 below) 

B D Bartman (see note 
2 below) 

W C Cole (director 
Loyalward Limited) 

W C Cole (director 
Loyalward Limited) 

W C Cole (director 
Loyalward Limited) 
(see note 2 below) 

W C Cole (director 
Loyalward Limited) 
(see note 2 below) 

G D Cook 

G D Cook (see note 2 
below) 

G D Cook (see note 2 
below) 

Simmons International 
Limited  

Simmons International 
Limited  

Carried forward 

7p 

1p 

1p 

7p 

7p 

1p 

1p 

7p 

1p 

1p 

7p 

7p 

200,000

31/12/16 

1,000,000

31/12/15 

850,000

31/12/16 

500,000

31/12/16 

100,000

31/12/16 

7p 

1p 

- 

7p 

7p 

200,000 31/12/16 

1,000,000 

31/12/15 

- 

           - 

500,000 

31/12/16 

100,000 

31/12/16 

1,000,000

31/12/15 

1p 

1,000,000 

31/12/15 

1,711,111

31/12/16 

250,000

31/12/16 

384,615

31/12/15 

377,778

31/12/16 

500,000

31/12/16 

400,000

31/12/16 

- 

7p 

1p 

- 

7p 

7p 

- 

           - 

250,000 

31/12/16 

384,615 

31/12/15 

- 

           - 

500,000 

31/12/16 

400,000 

31/12/16 

7,273,504

4,334,615 

44

 
 
 
 
 
 
 
 
                
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2014 

17     Long term incentive plan, share options and warrants (continued) 

Directors’ interests in share options (continued) 

31 October 2014 

31 October 2013 

Exercise 
price 

Ordinary 
Shares 

Expiry 
date 

Exercise 
price 

Ordinary 
Shares 

Expiry 
date 

Options 

Brought forward 

T R C Hill 

T R C Hill (see note 2 
below) 

D C Wilson (see note 2 
below) 

D C Wilson (see note 2 
below) 

D C Wilson (see note 2 
below) 

B Cassidy (director of 
John Semple Travel 
Limited) (see note 2 
below) 

Other share options 

7p 

1p 

1p 

1p 

1p 

1p 

7,273,504

4,334,615 

300,000

31/12/16 

7p 

300,000 

31/12/16 

1,233,333

31/12/16 

1,000,000

31/12/15 

2,500,000

31/12/16 

850,000

31/12/16 

122,222

31/12/16 

- 

1p 

1p 

- 

- 

- 

           - 

1,000,000 

31/12/15 

2,500,000 

31/12/16 

- 

           - 

- 

           - 

13,279,059

8,134,615 

The following additional options to purchase ordinary shares in the Company have been granted: 

Exercisable at 60 pence per share 
Exercisable at 15 pence per share 
Exercisable at 5.5 pence per share (see note 5 below) 
Exercisable at 15 pence per share (see note 3 below) 
Exercisable at 8 pence per share 
Exercisable at 1 pence per share (see note 2 below) 
Exercisable at 7 pence per share 
Exercisable at 8 pence per share 
Exercisable at 10 pence per share 
Exercisable at 8 pence per share (see note 4 below) 

 Ordinary Shares 

   31.10.14 
3,318,000 
- 
201,550 
1,000,000 
741,875 
223,077 
325,000 
2,500,000 
250,000 
4,000,000 
12,559,502 

  31.10.13 
3,318,000 
200,000 
201,550 
1,000,000 
741,875 
223,077 
325,000 
- 
- 
- 
6,009,502 

Expiry date 
See note 1 
09/03/14 
16/02/15 
30/06/15 
17/08/15 
31/12/15 
31/12/16 
31/12/16 
31/12/16 
30/09/15 

45

 
 
 
 
 
 
 
 
                
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2014 

17     Long term incentive plan, share options and warrants (continued) 

Notes re share options: 

1. The expiry date of these options is 90 days after certain valid building licences and permits have been  
    granted.  

2. Granted in exchange for the waiver of fees etc. by current directors and a former director. 

3. Granted as part of the consideration for the acquisition of the assets and business of Stewart Travel Centre. 

4. Granted to The Candia Investment Corporation, and third parties syndicated to it, in respect of the financial 
    joint venture agreements to acquire an economic interest in the Project (see note 12 above). 

5. See also note 20. 

Warrants 

The following warrants to subscribe for ordinary shares in the Company have been issued in accordance with 
the terms of the loan facility agreement with Hillside International Holdings Limited: 

Exercisable at 8 pence per share 
Exercisable at 8 pence per share 
Exercisable at 8 pence per share 
Exercisable at 13 pence per share 

Ordinary Shares 

   31.10.14 

10,000,000 
5,000,000 
10,000,000 
10,000,000 
   35,000,000 

   31.10.13 
10,000,000 
- 
- 
- 
10,000,000 

Expiry date 
      17/10/17 
27/11/17 
05/02/18 
07/08/18 

18    Contingent liabilities and commitments 

Other than as stated in notes 10 and 19, the Group has no other capital or operating commitments. 

46

 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2014 

19    Operating lease commitments 

The Group has the following total lease commitments in respect of non-cancellable operating leases: 

Year ended 31 October 2014 

Leasehold property 
Equipment 
Motor vehicles 

Up to 1 year 
£’000 
9 
4 
4 
             17 

Year ended 31 October 2013 

Leasehold property 
Equipment 
Motor vehicles 

Up to 1 year 
£’000 
- 
- 
1 
1 

Leases expiring in 
2 to 5 years 
£’000 
208 
 77 
 10 
295 

Leases expiring in 
2 to 5 years 
£’000 
298 
  30 
  15 
             343 

Over 5 years 
£’000 
788 
- 
- 
788 

Over 5 years 
£’000 
905 
- 
- 
905 

20    Events after the balance sheet date  

Total 
£’000 
1,005 
     81 
     14 
1,100 

Total 
£’000 
1,203 
     30 
     16 
1,249 

1. On 6 November 2014, subsequently updated on 26 November 2014, the Company announced that it had  
    agreed to issue three-year unsecured convertible loan notes up to a maximum amount of £1.5 million with a 
    coupon of 10% per annum. A conversion price of 15.5 pence per share applies to £650,000 of the above  
    with the balance of £850,000 being converted at 18.0 pence per share. 

2. On the 26 November 2014 the Company announced the issue of 100,775 new Ordinary Shares at 5.5 pence  
    per share in respect of the exercise of Options and a further 101,053 new Ordinary Shares at 14.25 pence per 
    share to settle certain existing liabilities. 

3. On 24 March 2015 the Company announced the issue of 11,011,765 new Ordinary Shares at 8.5 pence per  
    share to settle loans and a further 100,775 new Ordinary Shares at 5.5 pence per share in respect of the  
    exercise of Options. 

47