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FY2017 Annual Report · Mineral Resources
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Minoan Group Plc  

Report and Financial Statements  

Year ended 31 October 2017 

Company registration no: 3770602    

  
 
                                                         
Minoan Group Plc  

Report and Financial Statements 

Year ended 31 October 2017 

Contents 

Directors and Advisers 
Chairman’s Statement 
Strategic Report 
Directors’ Report 
Independent Auditor’s Report 
Consolidated Statement of Comprehensive Income 
Consolidated Statement of Changes in Equity 
Company Statement of Changes in Equity 
Consolidated Balance Sheet 
Company Balance Sheet 
Consolidated Cash Flow Statement 
Note to the Consolidated Cash Flow Statement 
Company Cash Flow Statement 
Note to the Company Cash Flow Statement 
Notes to the Financial Statements 

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10-15 
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Minoan Group Plc  

Directors and Advisers 

Directors 
C W Egleton FCA (Chairman) 
D C Wilson (Managing Director) 
B D Bartman BSc (Econ), FCA 
G D Cook MA, ACA  
T R C Hill B.Arch 

Company secretary 
W C Cole FCA 

Registered office 
30 Crown Place 
London 
EC2A 4ES 

Bankers 
HSBC Bank plc, London 
Barclays Bank Plc, Glasgow 

Legal advisers 
Pinsent Masons LLP, London 

Nominated adviser and broker 
WH Ireland Limited, London 

Head office 
3rd Floor 
Sterling House 
20 Renfield Street 
Glasgow 
G2 5AP 

Administration office 
3rd Floor 
AMP House 
Dingwall Road 
Croydon 
Surrey 
CR0 2LX 

Registrars 
Neville Registrars Limited, Halesowen, West Midlands  

Independent auditor 
Moore Stephens LLP 
Chartered Accountants and Statutory Auditor 
150 Aldersgate Street 
London 
EC1A 4AB 

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Minoan Group Plc  

Chairman’s Statement 

Introduction 

My statement will focus on the status of the Group’s project in Greece (the “Project”) and the position of and 

prospects for the Group after the intended disposal of its  Travel and Leisure (“T&L”) business as announced 

on 13 March 2018. I remarked in that announcement that following the sale of  T&L your Board expected the 

Group to be substantially debt free in relation to its loan obligations and this continues to be the case. 

The  results for the  year ended 31 October 2017 include the trading results of the travel business  for the  full 
year and demonstrate  the division’s continuing growth. Nevertheless, the decision to sell the division results 
from  a  number  of  other  factors  including,  but  not  limited  to,  the  view  of  the  Board  that  all  efforts  must  be 
concentrated on delivering the value of the Project to shareholders and that this will be much easier to achieve 
without a major burden of debt. 

In view of the proposed sale of T&L (the impact of which has been to present the division as a Discontinued 
Operation within the accounts), the results themselves cannot give a good guide to the Group’s prospects for 
the coming period, which I and my colleagues believe will begin to repay the faith shown by all stakeholders in 
the future and value of the Project.   

Greece 

As announced in 2017, we now have un-appealable outline planning consent for a development set on a 6,000 
acre plot within a peninsula site with 28 kilometres of coastline on the island of Crete through the Presidential 
Decree originally issued on 11 March 2016. The consent is for a “complex resorts” project comprising up to 
108,000 square metres of built space split between five main locations which are, and will be, designed in such 
a manner that the development will be largely invisible to the casual observer. 

It is intended that we, together with major partners both financial and operating, will develop one of the most 
environmentally friendly and “soft” major projects in Europe with a build footprint of less than 0.5% of the site 
and through this and other criteria create a landmark for tourism in Greece. 

The  size  of  site  is  unusual  in  a  region  as  crowded  as  the  Eastern  Mediterranean.  This,  combined  with  the 
consent  and  development  intentions,  makes  the  whole  “package”  extremely  rare  in  a  region  where  low  cost 
mass tourism has previously been the main driver for development. The area of Crete in which the Project sits 
is, however, not just mass tourism as will be seen in some  of the  well-known  “resorts” around the village of 
Elounda which is also in the Prefecture of Lasithi, the Easternmost in Crete. 

The upgrading of the tourist product supply since the inception of the Project idea has been accompanied by a 
steady improvement in the travel infrastructure of the area. The main road along the North Coast running from 
the capital, Heraklion to Sitia in the East has been significantly improved and journey times have been reduced 
by at least 30 minutes in this period. The completely rebuilt Sitia International airport is fully open and taking 
flights to and from various cities in Scandinavia, Germany and the Netherlands.  

During this summer season the airport expects an increase in international traffic of over 200%, albeit from a 
very low base, with a further major increase looking likely in 2019. 

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Minoan Group Plc  

Chairman’s Statement (continued) 

Greece (continued) 

During the past year, one of the major changes that has occurred in Greece has been the increasing activity in 
the  purchase  and  sale  of  tourism  based  assets  including  hotels.    In  the  last  few  months  there  have  been  a 
number  of  tourism  asset  sales  where  the  prices  achieved  have  seen  substantial  increases  over  the  levels 
expected less than six months ago. These sales, which for the most part have been operating assets, have been 
driven  by  the  Greek  banks  which  are  beginning  to  make  inroads  into  their  non-performing  loan  portfolios. 
Within Athens, which has the largest property market in Greece, the price of residential property has also risen 
substantially.  

All of the above factors, which have an impact on the value of the Group’s interest in the site and the Project, 
are  being  considered  by  the  Board  in  their  discussions  with  prospective  financial  and  other  partners. 
Shareholders will be aware that the last “Opinion of Value” of this interest on a development appraisal basis 
was circa €100m given by CBRE in 2011 around the time of the “Fast Track” application, which itself resulted 
in the grant of the Presidential Decree. 

In  light  of  the  rapid  and  positive  changes  taking  place  in  the  market  for  tourism  assets  in  Greece,  it  is  very 
difficult to be precise as to the sterling value to be placed upon the Group’s interest. The increases in values 
which have been, and are being, seen in Greece over the past year or so are driven by the belief that the tourism 
industry  in  Greece  will  continue  its  recent  expansion.  The  depreciation  of  Sterling  relative  to  the  Euro  has 
increased the value potential of the Project in Sterling terms.  

As shareholders will be aware from the announcement earlier in March, the Company is continuing to progress 
the  Project  on  the  ground  and  has  commissioned  a  number  of  studies  to  ensure  the  most  efficient  use  of 
resources pending the conclusion of JV or partnership arrangements with prospective partners and/or investors. 
In  these,  and  other  potential  discussions,  it  is  likely  that  the  Company  will  have  more  than  one  “partner”. 
Although, at this stage, it is difficult to predict precisely what kind of relationships will be finalised it is likely 
that one or more of the “partners” will be making significant financial contributions. The application of those 
“contributions”  insofar  as  creating  the  optimum  value  for  shareholders  will  be  foremost  in  the  Board’s 
consideration as to kind of partnership offer(s) to encourage.  

All  in  all  the  substantial  increase  in  tourism  in  Greece  in  the  last  two  years  together  with  the  significant 
increase in tourism asset values augurs well for future of the Project, its timing,  potential partnerships and the 
creation of value for the Company and its shareholders. 

Travel and Leisure 

As  the  Board  has  taken  the  decision  to  sell  T&L  (subject  to  shareholder  approval),  as  previously  stated  the 
division  has  been  classified  as  a  Discontinued  Operation  under  IFRS  5.  The  impact  of  this  on  the  Group’s 
income statement is to present revenue and expenses associated with T&L’s operations as a net line item. More 
granular information (as referred to in this section) may be found under note 4 Segmental information.  

Total transaction value has increased in the period under review by approximately 18% from £68m to £80m 
and  gross  profit  shows  a  year  on  year  increase  of  £1,302,000  (18%)  to  £8,346,000  (2016:  £7,044,000). 
Operating  expenses  have  increased  to  £7,783,000  (2016:  £6,772,000)  resulting  in  an  increase  in  operating 
profit to £563,000 (2016: £272,000). 

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Minoan Group Plc  

Chairman’s Statement (continued) 

Travel and Leisure (continued) 

Travel  trading  in  the  year  achieved  the  above  noted  increases  in  particular  via  our  Lapland  business,  which 
once again  grew  far in excess of the  average. Cruise  continued its growth as planned, although  management 
believe  that  the  rate  of  growth  was  slowed  by  difficulties  in  the  Caribbean  cruise  market  following  the 
devastation to Puerto Rico and a number of destination islands. 

Since  the  year  end,  travel  has  continued  on  its  upward  trajectory.  In  the  first  quarter  of  the  financial  year 
ending  2018,  Total Transaction  Value  is  up  14%  and  gross  profit  up  close  to  9%,  the  variations  in  increase 
once again being due to Caribbean cruise sales which, until recently, have been among our most profitable. 

Shareholders will be aware from my previous statements and other announcements that the decision to dispose 
of the travel business has not been taken lightly.  

The two main drivers of this decision have been the fact that we were unable to expand the business as fast as 
we  had  intended  for  fear  of  diluting  the  Group’s  capital  unnecessarily  and,  with  the  advent  of  the  grant  of 
outline planning consent in Greece, the need to concentrate our efforts on creating value without a significant 
debt overhang with its concomitant costs. 

I very much hope we will be able to report in more detail on this transaction in the near future.  

As I have stated previously the Board expects the sale of the division to leave the Group substantially debt free. 

Financial Review 

In accordance with the relevant Accounting Standard, the Consolidated Statement of Comprehensive Income 
presents the revenue and associated expenses of the T&L division as one net item under heading “Profit from 
discontinued operations”. This Standard means that once a decision to sell has been reached the business 
concerned is treated as a discontinued activity and the detailed results are omitted from the Consolidated 
Statement. The details of the growth in total transaction value  and gross profit of T&L referred to above are 
set out in the Segmental information (Note 4). 

Although there has been a reduction in corporate developments costs of £91,000, the operating loss for the year 
has increased by £860,000 due to an increase in operating expenses of £91,000, an increase in the charge for 
share based payments of £210,000 and, in particular, a non-cash charge of £650,000 in relation to assets held 
for sale. 

With  a  reduction  in  finance  costs  of  £157,000,  the  reported  net  loss  for  the  year  has  increased  by  £244,000 
from £2,272,000 to £2,516,000. 

During  the  year  the  Group  raised  a  limited  amount  of  new  equity  (£450,000)  and  satisfied  the  bulk  of  its 
financing needs through new loans (£895,000). As already stated the Board believes that following the sale of 
the T&L business the Group will be substantially debt free in relation to its loan obligations. It is the Board’s 
intention  that  all  indebtedness  should  be  cleared  as  soon  as  possible  after  the  sale  and  to  this  end  other 
discussions with investors and potential JV Partners will be accelerated. 

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Minoan Group Plc  

Chairman’s Statement (continued) 

Outlook 

It  is  clear  from  my  earlier  comments  that,  following  the  sale  of  T&L,  the  Group’s  sole  focus  will  be  on 
optimising  the  value  of  the  Project  for  shareholders.  This  is  likely  to  result  in  a  number  of  changes  to  the 
management structure of the Group about which I will be writing after the sale. 

In anticipation of the sale of what is, currently, its only revenue generating division, the Board is examining the 
cost  structure  of  the  Group  in  order  to  keep  costs  to  a  minimum  during  the  subsequent  period  when  the 
Company  will  be  dependent  on  the  support  of  its  shareholders  and  other  stakeholders  before  any  income  
deriving from the Project is forthcoming. The Board are hopeful, and intend, that this period will be kept to a 
minimum. 

In  July  last  year  I  said  that  the  next  twelve  months  were  likely  to  be  the  most  rewarding  in  the  Company’s 
history. I remain convinced that we are in the most rewarding period in the Company’s history and that 2018 
will see major developments. 

Conclusion 

The  past  year  has  been  eventful  for  your  Company.  We  have  received  the  Consent  for  which  we  have  been 
striving  for so long although  the directors believe  that the  Company’s share price  performance  has  not  fully 
reflected this achievement. The decision to dispose of the travel business was a difficult one but both I and the 
Board  believe  it  will  be  in  best  interest  of  shareholders  going  forward.  I  hope  to  be  making  further 
announcements  in  the  near  future  and  wish  to  thank  shareholders  and  all  our  stakeholders  for  their  patience 
pending what I believe will be very welcome news over the coming months. 

Christopher W Egleton 

Chairman                                                                                                                                          
5 April 2018 

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Minoan Group Plc  

Strategic Report 

The  directors  present  their  Strategic  Report  and  the  audited  consolidated  financial  statements  for  the  year 
ended 31 October 2017. 

Review of business 
A review of the Group’s business is given in the Chairman’s Statement on page 2.  

The  Group  has  announced  its  intention  to  sell  the  travel  business  and  the  results  have  been  presented  in 
accordance with IFRS 5. The net profit of the travel business for the year of £488,000 is shown as profit from 
discontinued  operations  and  the  net  assets  are  shown  as  Non-current  assets  for  sale  in  the  amount  of 
£6,882,000.  Total  transaction  value  has  increased  to  £80,320,000  from  £67,820,000.  This  reflects  volume 
growth and the Group’s strategy of changing its business mix to concentrate on more profitable products and is 
regarded by the directors as the key performance indicator for the travel business. 

Although not having used key performance indicators for the Project in the past, the Board is of the opinion 
that the granting of un-appealable outline planning consent, as referred to in the Chairman’s Statement may be 
regarded as an indicator in understanding the development, performance or position of that operation.  

Principal risks and uncertainties   
The Group’s key risks currently remain centred round  the Project. The Group has an ongoing requirement to 
raise capital to finance its working capital which includes, if required,  the refinancing of the debt of £5 million 
which is repayable on 30 June 2018 (see note 20). As has been the case for the past several years, the Group is 
in  continual  discussions  with  a  variety  of  individuals  and  commercial  parties  regarding  the  provision  of 
funding to enable the Group’s current and future obligations and requirements to be met. These discussions are 
at  varying  stages  of  development  and  the  Board  is  confident  that  all  necessary  funding  will  be  forthcoming 
within  a  timescale  which  will  enable  the  Group  to  move  forward  to  provide  a  return  to  shareholders  in  due 
course (see also note 1). 

As the Project now moves towards its implementation stage, the normal risks associated with a development of 
its  size  and  nature  will  apply.  These  include,  inter  alia,  detailed  planning  consents,  availability  of  project 
finance, construction costs and market demand. 

The risks relating to the travel businesses are primarily its reliance on supply from tour operators and airlines, 
and  changes  in  general  economic  and  other  business  conditions  which  may  adversely  affect  demand  for 
tourism products. There are no material risks related to currency. 

The sale of the travel business will be subject to the usual financial and commercial risks. 

Going concern 
The Board is confident that the value of the Group’s asset in Crete, combined with its capital raising ability and  
the future prospects for development in other areas of activity, justifies the conclusion that it is appropriate to 
prepare the financial statements on the going concern basis (as described in more detail in note 1). 

The  directors  envisage  that  any  joint  venture  or  partnership  arrangements  will  preserve  the  nature  of  the 
Group’s long term commitment to the Project.  

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Minoan Group Plc  

Strategic Report (continued) 

Corporate social responsibility 
The  Group  has  demonstrated  its  social  responsibilities  through  its  iterative  approach  to  the  evolution  of  the 
Project,  which  has  involved  a  transparent  process  and  extensive  consultation  with  stakeholders.  The  Project 
design  embraces  the  principles  of  the  five  capitals  of  sustainable  development  (i.e.  natural,  human,  social, 
manufactured  and  financial)  to  ensure  that  all  related  matters  have  been  taken  into  account.    Thus  the  more 
usual  concerns  related  to  the  protection  of  the  environment,  flora,  fauna,  hydrogeology  and  the  ecology 
generally have drawn in considerations of wider issues including social, cultural, human and economic matters 
as  well  as  those  related  to  the  extensive  use  of  renewable  energy  and  many  other  items  contributing  to  a 
healthy  carbon  footprint.  The  Project  is  strictly  focused  on  the  long  term  restoration  and  preservation  of  the 
environment as a whole and puts in place a sustainable management plan, involving local representatives and 
experts,  to  ensure  a  robust,  pro-active  management  system  is  implemented  aimed  at  protecting  the  area  for 
future generations.  

In  conducting  its  travel  business  the  Group  ensures  that  it  is  compliant  with  all  appropriate  regulations, 
including those applicable to the protection of clients’ funds. In addition, the Group ensures, as far as possible, 
that only reputable providers of holiday products are dealt with. 

Approved by the Board of Directors and signed by order of the Board. 

C W Egleton 
Director 
5 April 2018 

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Minoan Group Plc  

Directors’ Report  

The directors present their annual report for the year ended 31 October 2017. 

Principal activities 
The  Company  is  a  public  limited  company  incorporated  in  England  and  Wales  and  quoted  on  AIM.  The 
Company’s principal activity  in the  year under review  was that of a holding and  management company of a 
Group  involved  in  the  design,  creation,  development  and  management  of  environmentally  friendly  luxury 
hotels and resorts and in the operation of independent travel businesses, through which the Group acts as agent 
in providing a broad range of services including, inter alia, transportation, hotel and other accommodation and 
leisure services. 

Results and dividends 
The  financial  statements  are  prepared  in  accordance  with  EU  adopted  International  Financial  Reporting 
Standards (“IFRS”) and the Companies Act 2006.  

The Group made a loss for the year, after taxation, of £2,516,000 (31 October 2016: £2,272,000). The loss also 
includes a charge in respect of share-based payments of £186,000 (2016:  £24,000 credit) and non-cash finance 
cost in respect of warrants issued in association with the Hillside loan in the amount of £459,000 (31 October 
2016: £930,000) (see note 17). These charges do not involve any cash payment. 

The loss also includes a  non-cash charge in relation to assets held for re-sale in the amount of £650,000 (31 
October 2016: £Nil). 

No dividend is proposed for the year (31 October 2016: Nil). 

The Group’s financial instruments and risk management are discussed in note 15. 

Statement of directors’ responsibilities 
The directors are responsible for preparing and reporting the financial statements in accordance with applicable 
laws  and  regulations.  Company  law  requires  the  directors  to  prepare  financial  statements  for  each  financial 
year.  Under  that  law  the  directors  have  prepared  the  Group  and  Parent  Company  financial  statements  in 
accordance with IFRS as adopted by the EU. The financial statements are required by law to give a true and 
fair view of the state of affairs of the Company and the Group as at the end of the financial period and of the 
profit or loss of the Group for that period.  

In preparing the financial statements, the directors are required to: 

 

 

 

 

select suitable accounting policies and then apply them consistently; 

make judgements and estimates that are reasonable and prudent; 

state the financial statements comply with IFRS as adopted by the EU; and 

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the 
Group will continue in business. 

The  directors  confirm  that  they  have  complied  with  the  above  requirements  in  preparing  the  financial 
statements. 

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Minoan Group Plc  

Directors’ Report (continued) 

Statement of directors’ responsibilities (continued) 
The directors are responsible for keeping adequate accounting records that are sufficient to show and explain 
the  Group’s  transactions  and  disclose  with  reasonable  accuracy  at  any  time  the  financial  position  of  the 
Company and Group and enable them to ensure that the financial statements comply with the Companies Act 
2006.  

They  are  also  responsible  for  safeguarding  the  assets  of  the  Company  and  the  Group  and  hence  for  taking 
reasonable steps for the prevention and detection of fraud and other irregularities. 

The directors are responsible for the maintenance and integrity of the Group website, www.minoangroup.com. 
Legislation  in  the  UK  governing  the  preparation  and  dissemination  of  financial  statements  may  differ  from 
legislation in other jurisdictions. 

Each director as at the date of this report has confirmed that, to the best of his knowledge, the Group financial 
statements, which have been prepared in accordance with IFRS as adopted by the EU,  

 

 

give a true and fair view of the assets, liabilities, financial position and loss of the Group; and 

include in the Chairman’s Statement, the Strategic Report and Directors’ Report a fair review of the 
development,    performance  and  position  or  the  Group,  together  with  a  description  of  the  principal 
risks and uncertainties it faces.     

Under company law the directors must not approve the financial statements unless they are satisfied that they 
give a true and fair view of the state of affairs of the Company and the Group and of the profit or loss of the 
Group for that year. 

The directors in office throughout the period and at the end thereof, as referred to on page 1, remain in office as 
at the date of signing of the Directors’ Report.  

Insurance 
The  Company  had  in  place  during  the  year,  and  remaining  in  place  at  the  date  of  this  report,  Directors  and 
Officers Liability Insurance covering the directors of all group companies. 

Events after the balance sheet date 
The directors draw attention to the events disclosed in note 20. 

Auditor and disclosure of information to the auditor 
Each  director,  as  at  the  date  of  this  report,  has  confirmed  that  insofar  as  they  are  aware  there  is  no  relevant 
audit information (that is, information needed by the Group’s auditor in connection with preparing their report) 
of which the Group’s auditor is unaware, and that they have taken all the steps that they ought to have taken as 
directors in order to make themselves aware of any relevant audit information and to establish that the Group’s 
auditor is aware of that information. 

A resolution to appoint Moore Stephens LLP as the auditor for the ensuing year will be proposed at the Annual 
General Meeting. 

Approved by the Board of Directors and signed by order of the Board. 
C W Egleton 
Director  
5 April 2018 

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Minoan Group Plc  

Independent Auditor’s Report to the members of Minoan Group Plc 

Our opinion 

In our opinion: 

  The financial statements give a true and fair view of the state of the group’s and the parent company’s 

affairs as at 31 October 2017 and of the group’s loss for the year the ended; 

  The group financial statements have been properly prepared in accordance with IFRS as adopted by 

the European Union; 

  The  parent  company  financial  statements  have  been  properly  prepared  in  accordance  with  IFRS  as 
adopted by the European Union and as applied in accordance with the provisions of the Companies 
Act 2006; 

  The  financial  statements  been  prepared  in  accordance  with  the  requirements  of  the  Companies  Act 

2006. 

Financial statements subject to audit 

We have audited the consolidated financial statements for the year ended 31 October 2017 which comprise: 

 
 
 
 
 

the consolidated statement of comprehensive income; 
the consolidated and company statements of changes in equity;  
the consolidated and company balance sheets;  
the consolidated and company cash flow statements; and  
the notes to the financial statements, which include a summary of significant accounting policies and 
other explanatory information. 

The  financial  reporting  framework  that  has  been  applied  in  the  preparation  of  the  financial  statements  is 
applicable law and IFRS as adopted by the European Union. 

Basis for opinion  

We  conducted  our  audit  in  accordance  with  International  Standards  on  Auditing  (UK)  (ISAs  (UK))  and 
applicable law. Our responsibilities under those standards are further described in the Auditor’s responsibilities 
for  the  audit  of  the  financial  statements  section  of  our  report  below.  We  are  independent  of  the  group  in 
accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, 
including  the  FRC’s   Ethical  Standard  as  applied  to  listed  entities,  and  we  have  fulfilled  our  other  ethical 
responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is 
sufficient and appropriate to provide a basis for our opinion. 

This report is made solely to the company’s members, as a body, in accordance with Chapter 3 of Part 16 of 
the  Companies  Act  2006.    Our  audit  work  has  been  undertaken  so  that  we  might  state  to  the  company’s 
members those matters we are required to state to them in an auditor’s report and for no other purpose.  To the 
fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the company 
and the company’s members as a body, for our audit work, for this report, or for the opinions we have formed. 

10 

 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Independent Auditor’s Report to the members of Minoan Group Plc 
(continued) 

Material uncertainty relating to going concern 

We  draw  attention  to  the  disclosures  made  in  the  Strategic  Report  and  in  note  1  to  the  financial  statements 
concerning  the  uncertainty  regarding  the  group’s  need  to  refinance  the  £5m  loan  from  Hillside  International 
Holdings Limited which falls due for payment on 30 June 2018, together with ability to secure project finance 
in order to bring its Crete project to fruition and to continue as a going concern. As stated in these disclosures, 
these events and conditions  indicate that a  material  uncertainty exists that  may cast doubt on the company’s 
ability to continue as a going concern. Our opinion is not modified in respect of this matter. 

Overview of our audit approach 

Key audit matters 

Materiality 

 Revenue recognition within Stewart Travel Limited 
 Capitalisation and valuation of inventories, being the Crete 

project costs. 

 Overall  materiality  is  £440,000  (2016:  £1.31  million) 
which represents 1% of the Crete project costs recognised 
in the balance sheet. 

 Overall  materiality  in  the  prior  year  was  based  on  3%  of 

net assets. 

An overview of the scope of our audit  

The  group  consists  of  the  parent  company  and  its  subsidiaries.  It  largely  operates  through  two  trading 
subsidiary  undertakings  which  were  considered  to  be  significant  components  for  the  purposes  of  the  group 
financial  statements.  The  financial  statements  consolidate  these  entities  together  with  other  non-trading 
subsidiary  undertakings.    As  part  of  designing  our  group  audit,  we  determined  materiality  and  assessed  the 
risks  of  material  misstatement  in  the  financial  statements.  In  establishing  our  overall  approach  to  the  group 
audit, we determined the type of work that needed to be performed in respect of each subsidiary or entity. This 
consisted of us carrying out a full audit of all significant components of the group. 

An audit involves obtaining evidence about the amounts and disclosures in the financial statements sufficient 
to give reasonable assurance that the financial statements are free from material misstatement, whether caused 
by fraud or error. This includes an assessment of:  

  whether  the  accounting  policies  are  appropriate  to  the  company’s  circumstances  and  have  been 

consistently applied and adequately disclosed; 
the reasonableness of significant accounting estimates made by the directors; and 
the overall presentation of the financial statements.  

 
 

We have designed our audit approach to identify possible fraud in relation to the associated fraud risk of the 
group. We consider the most likely areas where fraud might arise to be within the valuation of the project costs 
and in relation to incorrect revenue recognition. Our approach to these areas has been addressed within the Key 
audit matters section. 

11 

 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Independent Auditor’s Report to the members of Minoan Group Plc 
(continued) 

Key audit matters 

Key audit matters are those matters that, in the auditors' professional judgement, were of most significance in 
the  audit  of  the  financial  statements  of  the  current  period  and  include  the  most  significant  assessed  risks  of 
material misstatement (whether or not due to fraud) that we identified, including those which had the greatest 
effect  on:  the  overall  audit  strategy;  the  allocation  of  resources  in  the  audit;  and  directing  the  efforts  of  the 
engagement  team.  These  matters  were  addressed  in  the  context  of  our  audit  of  the  financial  statements  as  a 
whole,  and  in  forming  our  opinion  thereon,  and  we  do  not  provide  a  separate  opinion  on  these  matters.  In 
arriving at our opinion, the key audit matters considered were as follows: 

Risk 1: Capitalisation and valuation of Crete Project costs 

The group inventories,  held in respect of the Crete project, represent the most significant asset on the balance 
sheet  totalling  £44.1  million  as  at  31  October  2017  (2016:  £42.6million).    There  is  a  risk  that  inappropriate 
expenditure may be capitalised that is not in accordance with IAS 2. Furthermore, given that the Presidential 
Decree has been issued granting planning consent and that  the Directors appear to be actively  marketing the 
property, any lack of buyer interest in the property would be an indication of impairment. Therefore, there is a 
significant risk over the valuation of these inventories.  

In this area, our audit procedures included: 

  Testing  a  sample  of  capitalised  costs  in  the  year    to  ensure  accuracy  and    appropriateness  for 

capitalisation as project costs under IAS 2; 

  Reviewing correspondence and other third party documentation in relation to the project to confirm 

that the expected value of the project is in excess of the costs to date; 

  Obtaining and translating the court ruling in July 2017; 
  Reviewing and assessing the marketing activities for the site post grant of the Presidential Decree; 

From  the  work  performed,  we  did  not  identify  any  transactions  which  indicated  that  capitalised  costs  were 
incorrectly stated. 

Risk 2:  Revenue recognition in Stewart Travel Limited  

The overall group revenue for the year ended 31 October 2017 totalled £8.7 million (2016: £7.3 million) which 
is specifically in relation to the Travel and Leisure segment of the group, being Stewart Travel Limited. Given 
management’s intention to dispose of this segment of the business, this has been presented within ‘Profit from 
discontinued operations’ in line with IFRS 5. We have identified that there is a risk that revenue could be both 
materially overstated and understated through incorrect revenue recognition treatment, which could have a 
material effect on the discontinued profit amount given the significance of revenue within the group. 

12 

 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Independent Auditor’s Report to the members of Minoan Group Plc  
(continued) 

Key audit matters (continued) 

In this area, our audit procedures included: 

  Sampling  transactions  from  statements  and  invoices    through  to  the  nominal  ledger  to  verify 

completeness of income; 

  Ensuring no material cut off  errors were present through review of post year end receipts and sales; 

and 

  Reconciling  income  from  monthly  statements  through  to  the  trial  balance  for  the  company’s  main 

customer. 

From the work performed, we did not identify any instances from which to conclude that revenue is materially 
misstated. 

Our application of materiality  

We  set  certain  thresholds  for  materiality.  These  help  us  to  establish  transactions  and  misstatements  that  are 
significant  to  the  financial  statements  as  a  whole,  to  determine  the  nature,  timing  and  extent  of  our  audit 
procedures  and  to  evaluate  the  effect  of  misstatements,  both  individually  on  balances  and  on  the  financial 
statements as a whole. 

We determined the  materiality  for the group financial statements as a  whole to be  £440,000, calculated  with 
reference to a benchmark of the Crete project costs (£44. 1 million), of which it represents approximately 1%.  
This is the threshold above which missing or incorrect information in the financial statements is considered to 
have an impact on the decision making of users. We determined the materiality for the company as a whole to 
be £115,000, calculated with reference to a benchmark of total company expenses, of which it represents 5%.   

We  reported  to  the  Audit  and  Risk  Committee  all  potential  adjustments  in  excess  of  £22,000,  being  5%  of 
group materiality for the financial statements as a whole. 

Other information 

The  Directors  are  responsible  for  the  other  information.  The  other  information  comprises  the  information 
included in the annual report other than the financial statements and our auditor’s report thereon. Our opinion 
on the financial statements does not cover the other information and, except to the extent otherwise explicitly 
stated in this report, we do not express any form of assurance conclusion thereon. 

In connection with our audit of the financial statements, our responsibility is to read the other information and, 
in doing so, consider whether the other information is materially inconsistent with the financial statements or 
our  knowledge  obtained  in  the  audit  or  otherwise  appears  to  be  materially  misstated.  If  we  identify  such 
material  inconsistencies  or  apparent  material  misstatements,  we  are  required  to  determine  whether  there  is  a 
material misstatement in the financial statements or a material misstatement of the other information. If, based 
on the work we have performed, we conclude that there is a material misstatement of the other information, we 
are required to report that fact.  

We have nothing to report in this regard. 

13 

 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Independent Auditor’s Report to the members of Minoan Group Plc 
(continued) 

Opinion on other matters prescribed by the Companies Act 2006 

In our opinion, based on the work undertaken in the course of the audit: 

 

 

the information given in the Strategic Report and the Directors’ Report for the financial year for 
which the financial statements are prepared is consistent with the financial statements; and 
the Strategic Report and the Directors’ Report have been prepared in accordance with applicable legal 
requirements. 

Matters on which we are required to report by exception 

In the light of the knowledge and understanding of the company and its environment obtained in the course of 
the audit, we have not identified material misstatements in the Strategic Report or the Directors’ Report. 

We  have  nothing  to  report  in  respect  of  the  following  matters  in  relation  to  which  the  Companies  Act  2006 
requires us to report to you if, in our opinion: 

 

adequate  accounting  records  have  not  been  kept,  or  returns  adequate  for  our  audit  have  not  been 
received from branches not visited by us; or 
 
the financial statements are not in agreement with the accounting records and returns; or 
 
certain disclosures of directors’ remuneration specified by law are not made; or 
  we have not received all the information and explanations we require for our audit. 

Responsibilities of Directors  

As explained more fully in the Directors’ responsibilities statement, set out on pages 7 and 8, the Directors are 
responsible for the preparation of the financial statements and for being satisfied that they give a true and fair 
view, and for such internal control as the Directors determine is necessary to enable the preparation of financial 
statements that are free from material misstatement, whether due to fraud or error. 

In preparing the financial statements, the Directors are responsible for assessing the group’s ability to continue 
as  a  going  concern,  disclosing,  as  applicable,  matters  related  to  going  concern  and  using  the  going  concern 
basis of accounting unless the directors either intend to liquidate the company or to cease operations, or have 
no realistic alternative but to do so. 

Auditor’s responsibilities for the audit of the financial statements 

Our  objectives  are  to  obtain  reasonable  assurance  about  whether  the  consolidated  financial  statements  as  a 
whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that 
includes our opinion.  Reasonable assurance is a high level of assurance, but is not a guarantee that an audit 
conducted 
it 
exists.   Misstatements  can  arise  from  fraud  or  error  and  are  considered  material  if,  individually  or  in  the 
aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of 
these financial statements. 

in  accordance  with  ISAs  (UK)  will  always  detect  a  material  misstatement  when 

14 

 
 
 
 
 
 
Minoan Group Plc  

Independent Auditor’s Report to the members of Minoan Group Plc 
(continued) 

Auditor’s responsibility for the audit of the financial statements (continued) 

A further description of our responsibilities for the audit of the financial statements is located on the Financial 
Reporting  Council’s  website  at:  www.frc.org.uk/auditorsresponsibilities.  This  description  forms  part  of  our 
auditor’s report. 

Paul Clark, Senior Statutory Auditor 

For and on behalf of MOORE STEPHENS LLP  

Chartered Accountants and Statutory Auditor 

LONDON 

EC1A 4AB 

5 April 2018 

15 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Consolidated Statement of Comprehensive Income 
Year ended 31 October 2017 

Revenue 

Cost of sales 

Gross profit 

Notes to 
the 
Financial 
Statements 

4 

                    2017 

                    2016 

                   £’000 

                   £’000 

- 

- 

- 

- 

- 

- 

Operating expenses 

(480) 

(389) 

Other operating expenses: 

Corporate development costs  

Charge related to assets held for sale 

(Charge)/credit in respect of share-based payments 

17 

Operating loss 

Finance costs  

Profit from discontinued operations 

Loss before taxation 

Taxation  

Loss after taxation 

Loss for year  attributable to equity holders of the 
Company 

Loss per share attributable to equity holders of   

the Company: Basic and diluted 

(504) 

(650) 

(186) 

(1,820) 

(595) 

- 

24 

(960) 

17 

(1,184) 

(1,341) 

4 

3 

5 

6 

488 

29 

(2,516) 

(2,272) 

- 

(2,516) 

- 

(2,272) 

(2,516) 

(2,272) 

(1.23)p 

(1.19)p 

The notes on pages 25 to 52 form part of these financial statements.  

16 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Consolidated Statement of Changes in Equity 
Year ended 31 October 2017 

Year ended 31 October 2017 

Share 
capital 
£’000 

Share 
premium 
£’000 

Merger 
reserve                         

Warrant  
Reserve 
 £’000 

£’000 

Retained 
earnings                                  

Total 
equity                                                                                                                                       
£’000 

£’000 

Balance at 1 November 2016 

15,119 

32,585 

9,349 

2,119 

(16,127)      43,045 

Loss for the year 

- 

- 

Issue of ordinary shares at a premium  
Share based payments 
Extension of warrant expiry date (see 
note 17)  

              178        1,074 
- 
                    - 

- 

- 

- 

- 
- 

- 

- 

(2,516) 

(2,516) 

-                   - 
186 
- 

1,252                

186 

322 

             -                 

322 

Balance at 31 October  2017 

15,297      33,659 

9,349          2,441   

(18,457) 

42,289     

Year ended 31 October 2016 

Share capital 
£’000 

Share 
premium 
£’000 

Merger 
reserve                         

Warrant  
Reserve 
 £’000 

£’000 

Retained 
earnings                                  

Total 
equity                                                                                                                                      
£’000 

£’000 

Balance at 1 November 2015 

14,975 

31,435 

9,349 

1,904 

(13,831)      43,832 

Loss for the year 

- 

- 

Issue of ordinary shares at a premium  
Share based payments 
Extension of warrant expiry date (see 
note 17)  

               144 
                    - 

1,150 
- 

- 

- 

- 

- 
- 

- 

- 

(2,272) 

(2,272) 

-                   - 
(24) 
- 

1,294                

(24) 

215 

             -                 

215 

Balance at 31 October  2016 

15,119 

32,585 

9,349           2,119 

(16,127)      43,045              

17 

 
 
 
 
 
                
             
      
             
 
                
 
      
                                                    
 
 
                
             
      
             
 
                
 
      
 
 
 
 
 
 
Minoan Group Plc  

Company Statement of Changes in Equity 
Year ended 31 October 2017 

Year ended 31 October 2017 

Balance at 1 November 2016 
Loss for the year 
Issue of ordinary shares at a  
premium  
Share-based payments 
Extension of warrant expiry date 
(see note 17) 

Share  
capital 
£’000 

15,119 
- 

Share  
premium  
£’000 

Warrant  
Reserve 
 £’000 

Retained 
earnings                                                             

Total  
equity                              
£’000 

£’000 

32,585 
- 

2,119            2,203 

52,026 
(2,255)             (2,255) 

- 

178 

1,074 

- 
- 
                186 

1,252 
186 

                   - 

- 

322 

               -                        322 

Balance at 31 October 2017 

15,297                     33,659 

2,441 

51,531 
              134                       

Year ended 31 October 2016 

Balance at 1 November 2015 
Loss for the year 
Issue of ordinary shares at a  
premium  
Share-based payments 
Extension of warrant expiry date 
(see note 17) 

Share  
capital 
£’000 

14,975 
- 

31,435 
- 

1,904            3,746 

52,060 
(1,519)             (1,519) 

144 

1,150 

- 
(24) 

1,294 
(24) 

- 

- 

                   - 

- 

215 

               -                        215 

Share  
premium  
£’000 

Warrant  
Reserve 
 £’000 

Retained 
earnings                                                             

Total  
equity                              
£’000 

£’000 

Balance at 31 October 2016 

15,119                     32,585 

2,119 

           2,203                   52,026 

18 

 
 
 
 
 
 
               
                       
 
 
           
 
 
 
               
                       
 
 
 
           
Minoan Group Plc  

Consolidated Balance Sheet as at 31 October 2017 

Assets 

Non-current assets 

Intangible assets 

Property, plant and equipment  

Non-current assets held for sale 

Total non-current assets 

Current assets 

Inventories 

Receivables 

Cash and cash equivalents 

Total current assets 

Total assets 

Equity 

Share capital 

Share premium account 

Merger reserve account 

Warrant reserve 

Retained earnings 

Total equity 

Liabilities 

Current liabilities 

Notes to 
the 
Financial 
Statements 

2017 
£’000 

2016 
£’000 

7 

8 

4 

10 

11 

14 

3,583 

161 

6,882 

10,626 

44,163 

326 

21 

44,510 

9,771 

728 

- 

10,499 

42,562 

2,610 

104 

45,276 

55,136 

55,775 

15,297 

33,659 

9,349 

2,441 

(18,457) 

42,289 

15,119 

32,585 

9,349 

2,119 

(16,127) 

43,045 

12 

12,847 

12,730 

Total equity and liabilities 

55,136 

55,775 

The financial statements on pages 16 to 52 were approved and authorised for issue by the Board of Directors 
on 5 April 2018.                                    

Signed on behalf of the Board of Directors 

C W Egleton 
Director 

19 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Company Balance Sheet as at 31 October 2017 

Assets 

Non-current assets 

Investments 

Total non-current assets 

Current assets 

Receivables 

Cash and cash equivalents  

Total current assets 

Total assets 

Equity 

Share capital 

Share premium account 

Warrant reserve 

Retained earnings 

Total equity 

Liabilities 

Current liabilities 

Note to the 
Financial 
Statements 

2017 
£’000 

2016 
£’000 

9 

11 

14 

28,286 

28,286 

31,223 

1 

31,224 

28,286 

28,286 

29,836 

60 

29,896 

59,510 

58,182 

15,297 

33,659 

2,441 

134 

51,531 

15,119 

32,585 

2,119 

2,203 

52,026 

12 

7,979 

6,156 

Total equity and liabilities 

59,510 

58,182 

Company registration number: 3770602 

As permitted by Section 408 of the Companies act 2006, the income statement is not presented as part of these 
financial  statements,  The  Company’s  loss  for  the  year  ended  31  October  2017  was  £2,255,000  (2016: 
£1,519,000). 

 The financial statements on pages 16 to 52 were approved and authorised for issue by the Board of Directors 
on 5 April 2018.                                    

Signed on behalf of the Board of Directors 

C W Egleton 
Director   

20 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Consolidated Cash Flow Statement 
Year ended 31 October 2017  

Note to the 
Consolidated 
Cash Flow 
Statement 

                    2017 
£’000 

                    2016 
£’000 

Cash flows from operating activities 

Net cash (outflow) from continuing operations 

1 

Net cash inflow from discontinued operations 

Finance costs for continuing operations 

Finance costs for discontinued operations  

Net cash generated from/(used) in operating 
activities  

Cash flows from investing activities in 
discontinued operations 

Purchase of property, plant and equipment  

Purchase of intangible assets: 

Goodwill consideration 

IT project 

Net cash used in investing activities in 
discontinued operations 

Cash flows from financing activities in 
continuing operations 

Net proceeds from the issue of ordinary shares  

Loans received  

Net cash generated from financing activities in 
continuing operations 

Net decrease in cash 

Cash transferred to non-current assets held for 
sale 

Cash at beginning of year 

Cash at end of year 

(1,041) 

518 

(262) 

(75) 

(860) 

(128) 

(425) 

(4) 

(557) 

450 

895 

1,345 

(72) 

(11) 

(83) 

104 

21 

(325) 

783 

(255) 

- 

203 

(103) 

(130) 

(140) 

(373) 

- 

129 

129 

(41) 

- 

(41) 

145 

104 

21 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
Minoan Group Plc  

Note to the Consolidated Cash Flow Statement 
Year ended 31 October 2017 

1  Cash flows from operating activities in continuing operations 

Loss before taxation 

Finance costs 

Depreciation  

Exchange gain relevant to property, plant and equipment 

Increase in inventories 

Share-based payments 

Decrease/(Increase) in receivables 

Increase in current liabilities 

Liabilities settled by the issue of ordinary shares 

Non cash movement in assets held for sale 

Net cash (outflow) from continuing operations 

                    2017 
£’000 

                    2016 
                   £’000 

(3,004) 

1,184 

8 

(11) 

(1,601) 

186 

122 

623 

802 

650 

(1,041) 

(2,301) 

1,341 

13 

(36) 

(1,296) 

(24) 

(67) 

751 

1,294 

- 

(325) 

22 

 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Note to the 
Company 
Cash Flow 
Statement 

1 

Minoan Group Plc  

Company Cash Flow Statement 
Year ended 31 October 2017 

Cash flows from operating activities 

Net cash inflow/(outflow) from continuing 
operations 

Finance costs 

Net cash used in operating activities 

Cash flows from investing activities 

Acquisition of shares in subsidiary company 

Net cash used in investing activities 

Cash flows from financing activities 

Net proceeds from the issue of ordinary shares  

Loans received  

Net cash generated from financing activities 

Net (decrease)/increase in cash 

Cash at beginning of year 

Cash at end of year 

                    2017 
£’000 

                    2016 
£’000 

(1,142) 

(262) 

(1,404) 

- 

- 

450 

895 

1,345 

(59) 

60 

1 

40 

(110) 

(70) 

- 

- 

- 

129 

129 

59 

1 

60 

23 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Note to the Company Cash Flow Statement 
Year ended 31 October 2017 

1      Cash flows from operating activities 

Loss before taxation 

Finance costs 

Share-based payments charge 

Increase in receivables 

Increase  in current liabilities 

Liabilities settled by the issue of ordinary shares 

Net cash inflow/(outflow) from continuing operations 

                    2017 
£’000 

                    2016 
                      £’000 

(2,255) 

1,184 

186 

(1,387) 

328 

802 

(1,142) 

(1,519) 

1,339 

(24) 

(1,080) 

30 

1,294 

40 

24 

 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements 
Year ended 31 October 2017 

1  Accounting policies  

These  consolidated  financial  statements  are  prepared  in  accordance  with  EU  adopted  International  Financial 
Reporting Standards (“IFRS”) and the Companies Act 2006 applicable to companies reporting under IFRS.  

The  principal  accounting  policies  adopted  in  the  preparation  of  these  financial  statements  are  set  out  below. 
These policies have been consistently applied to all the periods presented, unless otherwise stated. 

Basis of accounting 
The  financial  statements  are  prepared  under  the  historical  cost  convention  except  for  where  financial 
instruments are stated at fair value. 

Adoption of new and revised Standards  
The International Accounting Standards Board and IFRIC have issued the following new and revised standards 
and interpretations with an effective date after the date of these financial statements, which have been endorsed 
and issued by the EU at 31 October 2017:   

Standard/Interpretation 
IFRS 9 
IFRS 15 
IFRS 16 

Effective date 
Title 
Financial instruments 
1 January 2018 
Revenue from contracts with customers  1 January 2018 
1 January 2019 
Leases 

The directors anticipate that the adoption of IFRS 9 in future periods will have no material impact on the profit 
of the financial statements of the Group. The directors have not deemed it necessary to measure the impact of 
IFRS 15 and 16 in future periods given that Revenue and Leases are only within Stewart Travel Limited, which 
has been re-classified as Non-current assets held for sale. 

Going concern    
The directors have considered the financial and commercial position of the Group in relation to  its project in 
Crete  (the  “Project”)  and  also  in  respect  of  its  travel  and  leisure  business.  In  particular,  the  directors  have 
reviewed the matters referred to below.  

Following the unanimous approval of a Plenum of the Greek Council of State, the highest court in Greece, the 
Presidential Decree granting land use approval for the Project was issued on 11 March 2016 and was published 
in the Government Gazette. The planning rules for the Project are now enshrined in law. The appeals lodged 
against the Presidential Decree have now been rejected by the Greek Supreme Court. 

Accordingly,  the  directors  consider  it  relevant  that  having  completed  financial  joint  venture  agreements  (see 
note  12)  prior  to  the  above,  they  will  conclude  further  Project  joint  venture  agreements  in  the  near  term.  In 
addition,  the  directors  are  considering  other  options  which  would  have  a  major  beneficial  impact  on  the 
Group’s resources. 

In addition to specific Project related matters as noted above, and as has been the case in the past, the Group 
continues to need to raise capital in order to meet its existing finance and working capital requirements. While 
the directors consider that any necessary funds will be raised  as required, the ability of the Company to raise 
these funds is, by its nature, uncertain. 

25 

 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2017 

1  Accounting policies (continued) 

Going concern (continued)    
Since  the  year  end  the  Company  has  announced  the  extension  of  the  repayment  date  of  the  Hillside 
International Holdings Limited loan facility from 31 December 2017 to 30 June 2018 (see note 20). Should it 
be  required,  the  Company  is  of  the  view  that,  following  negotiation,  the  repayment  date  of  the  loan  facility 
would be further extended as in the past.   

Having taken these matters into account, the directors consider that the going concern basis of preparation of 
the financial statements is appropriate. 

Basis of consolidation 
The  consolidated  financial  statements  incorporate  the  financial  statements  of  the  Company  and  all  its 
subsidiaries as at 31 October 2017 using uniform accounting policies.  The Group’s policy is to consolidate the 
result of subsidiaries acquired in the year from the date of acquisition to the Group’s next accounting reference 
date. Intra-group balances are eliminated on consolidation. 

Acquisitions of subsidiaries and businesses are accounted for using the acquisition method. The consideration 
for each acquisition is measured at the aggregate of the fair values of the assets given, liabilities incurred and 
equity instruments issued  by  the Group in exchange for control of the acquired business. Acquisition related 
costs are recognised in the consolidated statement of comprehensive income as incurred. 

Critical accounting estimates and judgements 
The  preparation  of  the  financial  statements  in  accordance  with  generally  accepted  financial  accounting 
principles requires the directors to make critical accounting estimates and judgements that affect the amounts 
reported  in  the  financial  statements  and  accompanying  notes.  The  estimates  and  assumptions  that  have  a 
significant risk of causing  material adjustments to the carrying value of assets and liabilities  within the  next 
financial year are discussed below: 

 

in capitalising the costs directly attributable to the Project (see inventories below), and continuing to 
recognise  goodwill  relating  to  the  Project,  the  directors  are  of  the  opinion  that  the  Project  will  be 
brought to fruition and that the carrying value of inventories and goodwill is recoverable; and 

 

as set out above, the directors have exercised judgement in concluding that the company and group is 
a going concern. 

Goodwill  
Goodwill arising on acquisitions represents the difference between the fair value of the net assets acquired and 
the consideration paid and is recognised as an asset (see note 7). 

Goodwill  arising  on  acquisition  is  allocated  to  cash-generating  units.    The  recoverable  amount  of  the  cash-
generating  unit  to  which  goodwill  has  been  allocated  is  tested  for  impairment  annually,  or  on  such  other 
occasions  that  events  or  changes  in  circumstances  indicate  that  it  might  be  impaired.  Any  impairment  is 
recognised immediately as an expense and is not subsequently reversed. 

26 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2017 

1  Accounting policies (continued) 

Property, plant and equipment 
Property,  plant  and  equipment  is  stated  at  historical  cost  less  accumulated  depreciation  and  any  recognised 
impairment loss.  

Depreciation is provided in order to write off the cost of each asset, less its estimated residual value, over its 
estimated useful life on a straight line basis as follows: 

Freehold land: 
Leasehold improvements:  
Plant and equipment:           
Fixtures and fittings:            
Motor vehicles:                    

capital cost not depreciated                  
over the term of the lease                
3 to 5 years           
3 years            
3 to 5 years                 

Where  the  carrying  amount  of  an  asset  is  greater  than  its  estimated  recoverable  amount,  it  is  written  down 
immediately to its recoverable amount.  

Intangible assets/Research and development 
Research expenditure is recognised as an expense when it is incurred. Development expenditure is recognised 
as an expense except where the expenditure meets the following criteria:  

a) 

the technical feasibility of completing the intangible asset so that it will be available for use or 
sale. 

b) 

its intention to complete the intangible asset and use or sell it. 

c) 

its ability to use or sell the intangible asset. 

d)  how the intangible asset will generate probable future economic benefits. Among other things, 
the entity can demonstrate the existence of a market for the output of the intangible asset or the 
intangible asset itself or, if it is to be used internally, the usefulness of the intangible asset. 

e) 

f) 

the  availability  of  adequate  technical,  financial  and  other  resources  to  complete  the 
development and to use or sell the intangible asset. 

its  ability  to  measure  reliably  the  expenditure  attributable  to  the  intangible  asset  during  its 
development. 

The expenditure is amortised over its useful economic life of five years. 

27 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2017 

1  Accounting policies (continued)  

Investments 
Investments in subsidiaries are stated at cost less any impairment deemed necessary.  

Inventories  
Inventories  represent  the  actual  costs  of  goods  and  services  directly  attributable  to  the  acquisition  and 
development of the Project and are stated at the lower of cost and net realisable value.   

Foreign exchange 
Transactions denominated in foreign currencies are translated into sterling at the rates ruling at the date of the 
transactions.  Monetary  assets  and  liabilities  denominated  in  foreign  currencies  at  the  balance  sheet  date  are 
retranslated at the rates ruling at that date. Any translation differences arising are dealt with in the consolidated 
statement of comprehensive income. 

The directors consider UK pounds sterling to be the functional currency of the Group, as this is the currency of  
the majority of revenue and expenditure. 

Cash and cash equivalents 
Cash  and  cash  equivalents  include  cash  in  hand  and  short-term  deposits,  with  a  maturity  of  less  than  three 
months, held with banks. 

Trade and other receivables 
Trade and other receivables are recognised initially at fair value and shown less any provision for amounts 
considered irrecoverable. They are subsequently measured at an amortised cost using the effective interest rate 
method, less irrecoverable provision for receivables. 

Trade and other payables 
Trade  and  other  payables  are  recognised  initially  at  fair  value  and  subsequently  measured  at  amortised  cost 
using the effective interest rate method. 

Loans 
Loan  borrowings  are  recognised  initially  at  fair  value  net  of  transaction  costs  incurred.  Borrowings  are 
subsequently  stated at amortised cost and any difference between the proceeds (net of transaction costs) and 
the redemption value is recognised as a borrowing cost over the period of the borrowings using the effective 
interest method 

Leasing commitments 
Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the 
lease. 

Revenue (Discontinued operations) 
As the Group acts as an agent between the service provider and the end customer, revenue is presented on a net 
basis as the difference between the sales to the customer and the cost of services purchased and not the total 
transaction value. When acting as an agent, revenue is recognised when it is notified by the principal as having 
been earned and due for payment. 

Where  the  Group  provides  management  or  consultancy  services,  the  value  of  such  services  is  included  in 
revenue and is recognised in the period in which these services are provided. 

28 

 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2017 

1  Accounting policies (continued)  

Non-current assets held for sale and discontinued operations 
Where  an  asset,  or  disposal  group  (an  asset  together  with  related  liabilities),  is  to  be  recovered  principally 
through a sale transaction and not through continuing use, and an active plan has been entered into to dispose 
of the asset or disposal group, it is reclassified as held for sale. On reclassification, the asset is measured at the 
lower of its carrying amount or fair value less costs to sell. Any losses on re-measurement are recognised in 
profit or loss. 

Share-based payments 
The  Group  has  a  Long  Term  Incentive  Plan  (“LTIP”)  in  which  any  director  or  employee  selected  by  the 
remuneration committee may participate. Awards under the LTIP have been  granted on the basis that certain 
performance conditions will be met. 

The Company has also granted options and warrants to purchase Ordinary Shares. The fair values of the LTIP 
awards,  options  and  warrants  are  calculated  using  the  Black-Scholes  and  Binomial  option  pricing  models  as 
appropriate at the grant date. The fair value of LTIP awards and options are charged to profit or loss over their 
vesting  periods,  with  a  corresponding  entry  recognised  in  equity.  This  charge  does  not  involve  any  cash 
payment by the Group. 

Where warrants are issued in conjunction with a loan instrument, the fair value  of the warrants forms part of 
the total finance cost associated with that instrument and is released to profit or loss through finance costs over 
the term of that instrument using the effective interest method.  

Pensions 
Loyalward  Limited  operates  a  stakeholder  pension  scheme  for  its  employees  and  Stewart  Travel  Limited 
operates a defined contribution pension scheme. Contributions payable to the pension scheme are charged to 
profit or loss in the period to which they relate. 

29 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2017 

1  Accounting policies (continued) 

Taxation  
Current taxes, where applicable, are based on the results shown in  the financial statements and are calculated 
according  to  local  tax  rules  using  tax  rates  enacted,  or  substantially  enacted,  by  the  balance  sheet  date  and 
taking into account deferred taxation. Deferred tax is computed using the liability method. Under this method, 
deferred  tax  assets  and  liabilities  are  determined  based  on  temporary  differences  between  the  financial 
reporting and tax bases of assets and liabilities and are measured using enacted rates and laws that will be in 
effect when the differences are expected to reverse.  Deferred tax is not accounted for if it arises from initial 
recognition of an asset or liability in a transaction that at the time of the transaction affects neither accounting, 
nor taxable profit or loss. Deferred tax assets are recognised to the extent that it is probable that future taxable 
profits will arise against which the temporary differences will be utilised. 

Deferred  tax  is  provided  on  temporary  differences  arising  on  investments  in  subsidiaries  except  where  the 
timing  of  the  reversal  of  the  temporary  difference  is  controlled  by  the  Group  and  it  is  probable  that  the 
temporary difference will not reverse in the foreseeable future. Deferred tax assets and liabilities arising in the 
same tax jurisdiction are offset. 

The Group is entitled to a tax deduction for amounts treated as compensation on exercise of certain employee 
share options. As explained under “Share-based payments” above, a compensation expense is recorded in the 
Group’s  statement  of  comprehensive  income  over  the  period  from  the  grant  date  to  the  vesting  date  of  the 
relevant options.  As there is a temporary difference between the accounting and tax bases a deferred tax asset 
is recorded.  The deferred tax asset arising is calculated by comparing the estimated amount of tax deduction to 
be obtained in the future (based on the Company’s share price at the balance sheet date) with the cumulative 
amount  of  the  compensation  expense  recorded  in  the  statement  of  comprehensive  income.  If  the  amount  of 
estimated  future  tax  deduction  exceeds  the  cumulative  amount  of  the  remuneration  expense  at  the  statutory 
rate, the excess is recorded directly in equity against retained earnings. 

30 

 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2017 

2      Information regarding directors and employees 

Directors’ and key management remuneration 

Year ended 31 October 2017 

Fees 

Sums charged by third parties for 
directors’ and key management services  

Share-based payments (note 17) 

Year ended 31 October 2016 

Fees 

Sums charged by third parties for 
directors’ services  

Share-based payments (note 17) 

Costs taken to  
inventories 

Costs taken to 
profit or loss 

£’000 

£’000 

244 

333 

- 

577 

236 

342 

- 

578 

388 

70 

79 

537 

431 

70 

(24) 

477 

Total 

£’000 

632 

403 

79 

1,114 

667 

412 

(24) 

1,055 

The total directors’ and key management remuneration shown above includes the following amounts in respect 
of the directors of the Company. 

2017 

2016 

Fees/Sums charged 
by third parties 

Share-based 
payments 

Fees/Sums  
charged by third 
parties 

Share-based 
payments 

C W Egleton (Chairman) 

D C Wilson 

B D Bartman 

G D Cook 

T R C Hill 

£’000 

£’000 

£’000 

320 

250 

35 

35 

46 

686 

42 

20 

  6 

4 

7 

79 

296 

250 

35 

35 

37 

653 

Directors’ interests in the Company’s LTIP and share options are shown in note 17. 

£’000 

(12) 

(9) 

(1) 

- 

(1) 

(23) 

31 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2017 

2      Information regarding directors and employees (continued) 

Staff costs during the period (including directors and key management) 

Year ended 31 October 2017 
Salaries and fees 
Social security cost 
Share-based payments (note 17) 

Year ended 31 October 2016 
Salaries and fees 
Social security cost 
Share-based payments (note 17) 

  Costs taken to 
inventories 
£’000 

Costs taken to 
profit or loss 
£’000 

315 
51 
- 
366 

363 
34 
- 
 397 

4,655 
432 
96 
5,183 

4,063 
352 
(24) 
4,391 

Total 
£’000 

4,970 
483 
96 
5,549 

4,426 
386 
(24) 
4,788 

Note: Staff costs exclude sums charged by third parties for directors’ services. 

Monthly average number of persons employed 
Directors 
Sales and administration 

3      Loss before taxation 

The loss before taxation is stated after charging: 

Depreciation 

Amortisation 

Operating leases 

Auditor’s remuneration: 

  Audit fees  

  Tax services  

                   2017 

No.   

5 
226 

                   2016 
No. 

5 
203 

                       2017 
£’000 

                       2016 
                   £’000 

132 

345 

54 

72 

5 

122 

334 

83 

54 

4 

Audit fees in respect of the Company were £20,000 (31 October 2016: £17,000). Tax services fees in respect of 
the Company were £4,000 (31 October 2016: £500). 

32 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2017 

4 

Segmental information 

The Group strategy and growth objectives necessitate the building of an associated infrastructure. The Group 
considers it appropriate to identify separately the corporate development division together with costs related to 
acquisitions.  Accordingly,  the  Group  is  organised  into  three  divisions  both  by  business  segment  and 
geographical location: 

 

 

the  luxury  resorts  division,  currently  being  the  development  of  a  luxury  resort  in  Crete,  which 
includes the central administration costs of the Group and which is a continuing operation;  

the Travel and Leisure division (UK), being the operation and management of the travel businesses, 
which is a discontinued operation (see note below); and 

 

the corporate development division (UK) as described above, which is a continuing operation. 
The  information  presented  below  is  consistent  with  how  information  is  presented  to  the  Board,  with  the 
Group’s accounting policies and with the geographical location of the relevant divisions. 

Total transaction value 

Revenue 
Cost of sales 
Gross profit 

Operating expenses 

Charge in respect of share-based payments 
Charge related to assets held for sale 
Operating (loss)/profit 
Finance costs 
(Loss)/profit before taxation 
Taxation  
(Loss)/profit after taxation 

Operating expenses include: 
Depreciation and amortisation 
Operating leases - plant and equipment  

Assets/liabilities 
Goodwill 
Other non-current assets 
Current assets 
Charge related to asset held for sale 
Total assets 

2017 

Luxury 
Resorts  
£’000 
             - 

Travel and 
Leisure 
            £’000 
         80,320 

Corporate 
Development 
£’000 

                 - 

Total 

          £’000 
          80,320 

            - 
            - 
            - 

             8,700 
              (354) 
              8,346 

                 - 
                 - 
                 - 

               8,700 
               (354) 
               8,346 

(480) 
(480) 

        (186)    
        (650) 
(1,316) 
(1,184) 
(2,500) 

            - 

(2,500) 

(504) 
(504) 
- 
- 
(504) 

           (7,783) 
              563 
                 - 
                 - 
                 563 
                (75) 
                488 
                  -                         - 
               488                          

                 - 

(504) 

(504) 

         (8,767) 
(421) 
               (186) 
               (650) 
(1,257) 
(1,259) 
(2,516) 
                     - 
           (2,516) 

               2 
              - 

                 468 
                   54 

                  - 
                  - 

                  470   
                    54 

        3,583 
           161 
44,510 
- 
      48,254 

              5,610                        - 
                  - 
              1,237 
              1,889 
                  - 
              (250) 
              8,486 

                  - 

          9,193 
         1,398 
       46,399 
            (250) 
       56,740 

Total and current liabilities 

      12,847 

              1,604 

                   - 

          14,451 

33 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2017 

4 

Segmental information (continued)  

Total transaction value 

Revenue 
Cost of sales 
Gross profit 

Operating expenses 

Credit in respect of share-based payments 
Operating (loss)/profit 
Contribution to central costs 
Finance costs 
(Loss)/profit before taxation 
Taxation  
(Loss)/profit after taxation 

Operating expenses include: 
Depreciation and amortisation 
Operating leases - plant and equipment  

Assets/liabilities 
Goodwill 
Other non-current assets 
Current assets 
Total assets 

2016 

Luxury 
Resorts  
£’000 
             - 

Travel and 
Leisure 
            £’000 
        67,820  

Corporate 
Development 
£’000 

                 - 

Total 

          £’000 
         67,820  

            - 
            - 
            - 

          7,317      
              (273) 
           7,044  

                 - 
                 - 
                 - 

           7,317         
              (273) 
           7,044      

(489) 
(489) 
           24 
(465) 
          100 
(1,341) 
(1,706) 

            - 

(1,706) 

(595) 
(595) 
- 
(595) 

           (6,772) 
              272               

- 
                272 
              (100) 
(143) 
                  29 
                  -                         - 
                 29                   (595) 

                 - 
                 - 

(595) 

         (7,856) 
(812) 
24 
(788) 
                  - 
(1,484) 
(2,272) 
                     - 
           (2,272) 

             13 
              - 

                 443 
                   83 

                  - 
                  - 

                456 
                  83 

        3,583 
           157 
43,491 
47,231 

5,185 
1,574 
1,785 
8,544 

                  - 
                  - 
                  - 
                  - 

             8,768 
             1,731 
           45,276 
           55,775 

Total and current liabilities 

      10,561 

2,169 

                   - 

            12,730 

As  stated  in  the  Strategic  Report,  the  Group  has  announced  its  intention  to  sell  the  travel  business  and  the 
results for the year ended 31 October 2017 have been presented in accordance with IFRS 5. As a consequence, 
the  Profit  after  taxation  of  the  Travel  and  Leisure  business  in  the  amount  of  £488,000  appears  in  the 
Consolidated  Statement  of  Comprehensive  Income  as  Profit  from  discontinued  operations.  Similarly,  the  net 
assets  of  the  Travel  and  Leisure  business  are  shown  as  non-current  assets  held  for  sale  in  the  Consolidated 
Balance Sheet and the lower of its fair value and carrying value. 

34 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2017 

5  Taxation 

Consolidated 

(a)  Analysis of taxation for the year 

UK corporation tax  

(b)  Factors affecting taxation for the year  

Loss before taxation 

2017 
£’000 

- 

2017 
£’000 

(2,516) 

2016 
£’000 

- 

2016 
£’000 

(2,272) 

Tax on ordinary activities multiplied by the UK corporation tax 
rate of 19.41% (2016: 20%)  

(488) 

(454) 

Effects of: 

Expenses not deductible for tax purposes 

Other timing differences 

Increase in tax losses 

Taxation (credit)/charge for the year 

Taxation losses carried forward appear in note 13. 

 6  Loss per share 

196 

18 

274 

- 

216 

15 

223 

- 

Earnings per share are calculated by dividing the earnings attributable to the equity holders of a company by 
the  weighted  average  number  of  ordinary  shares  in  issue  during  the  year.  Diluted  earnings  per  share  are 
calculated  by  adjusting  basic  earnings  per  share  to  assume  the  conversion  of  all  potential  dilutive  ordinary 
shares. As the Group is loss making, there are no dilutive instruments in issue, and therefore the basic loss per 
share and diluted loss per share are the same. The weighted average number of shares used in calculating basic 
and  diluted  loss  per  share  for  the  year  ended  31  October  2017  was  204,548,735  (31  October  2016: 
190,972,389). 

35 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2017 

7 

Intangible assets  

Consolidated 

2017 

2016 

Goodwill  IT Projects 

Total 

Goodwill 

IT Projects 

£’000 

£’000 

£’000 

£’000 

£’000 

Total 

£’000 

Cost 

At beginning of year 

Additions  

8,768 

425 

1,720 

10,488 

8,638 

1,580 

10,218 

4 

429 

130 

- 

140 

- 

270 

- 

Transfer to held for sale asset 

(5,610) 

(1,724) 

(7,334) 

At end of year 

3,583 

- 

3,583 

8,768 

1,720 

10,488 

Accumulated amortisation 

At beginning of year  

Provided in year 

-                   717 

-                   345 

717 

345 

Transfer to held for sale asset 

-              (1,062) 

(1,062) 

At end of year 

- 

               - 

- 

-                383 

-                334 

- 

- 

-                717 

383 

334 

- 

717 

Net book value 

At beginning of year 

At end of year 

8,768                1,003 

9,771 

3,583 

- 

3,583 

8,638 

8,768 

1,197 

1,003 

9,835 

9,771 

The  Group  conducts  an  annual  impairment  test  on  the  carrying  value  of  goodwill  based  on  the  recoverable 
amount of two cash generating units: the Project and the Travel and Leisure business. As stated previously the 
Group has announced its intention to sell the Travel and Leisure business and the results for the year ended 31 
October 2017 have been presented in accordance with IFRS 5. As a consequence, the intangible assets of the 
Travel and Leisure business are treated as Non-current assets held for sale in the Consolidated Balance Sheet. 

The Project is assessed using fair value less costs to sell. The directors have assessed the recoverable amount of 
the Project as being greater than the combined carrying value of the goodwill and inventories of £49,097,000  
at  31  October  2017  on  the  basis  of  valuations  previously  carried  out  and  the  positive  progress  made  in  the 
period since (see also note 10).  

The  goodwill  allocated  to  the  Travel  and  Leisure  business  is  £5,610,000.  The  addition  to  goodwill  in  the 
amount  of  £425,000  in  year  ended  31  October  2017  arose  from  cash  and  share  considerations  in  respect  of 
business acquired in the current year. 

36 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2017 

8      Property, plant and equipment 

Year ended 31 October 2017 

Consolidated 

Freehold land  

Furniture, 
fittings, plant 
and 
equipment 

Leasehold 
improvements 

£’000 

£’000 

£’000 

Cost 

At 1 November 2016 

Exchange adjustments 

Additions 

Disposals 

Transfer to assets held for sale 

At 31 October 2017 

Accumulated depreciation 

At 1 November 2016 

Adjustment re disposals 

Provided in year 

Transfer to assets held for sale 

At 31 October 2017 

Net book value 

192 

9 

- 

- 

- 

201 

48 

- 

5 

- 

53 

1,212 

2  

43 

(199) 

(966) 

92 

867 

(199) 

89 

(678) 

79 

At 31 October 2017 

148 

13 

306 

- 

85 

- 

(391) 

- 

67 

- 

36 

(103) 

- 

- 

Total 

£’000 

1,710 

11 

128 

(199) 

(1,357) 

293 

982 

(199) 

130 

(781) 

132 

161 

 As  stated  previously  the  Group  has  announced  its  intention  to  sell  the  Travel  and  Leisure  business  and  the 
results for the year ended 31 October 2017 have been presented in accordance with IFRS 5. As a consequence, 
the Property, plant and equipment of the Travel and Leisure business is treated as a non-current asset held for 
sale in the Consolidated Balance Sheet. 

37 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2017 

8      Property, plant and equipment (continued) 

Year ended 31 October 2016 

Consolidated 

Freehold land  

Furniture, 
fittings, plant 
and 
equipment 

Leasehold 
improvements 

£’000 

£’000 

£’000 

Cost 

At 1 November 2015 

Exchange adjustments 

Additions 

At 31 October 2016 

Accumulated depreciation 

At 1 November 2015 

Provided in year 

At 31 October 2016 

Net book value 

At 31 October 2016 

166 

26 

- 

192 

44 

4 

48 

1,140 

10  

62 

1,212 

776 

91 

867 

265 

- 

41 

306 

40 

27 

67 

Total 

£’000 

1,571 

36 

103 

1,710 

860 

122 

982 

144 

345 

239 

728 

38 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2017 

9     Investments  

Company 
Year ended 31 October 2017 

Cost 
At 1 November  2016 
Additions 
At 31 October 2017 

Impairment 
At 31 October 2017  

Shares in 
subsidiaries 
£’000 

28,286 
- 
28,286 

- 
- 

Net book value at 31 October 2017 

28,286 

Company 
Year ended 31 October 2016 

Cost 
At 1 November  2015 
Additions 
At 31 October 2016  

Impairment 
At 31 October 2016  

Shares in 
subsidiaries 
£’000 

28,286 
- 
28,286 

- 
- 

Net book value at 31 October 2016 

28,286 

Interests in subsidiaries 
(Note: The percentages shown in respect of all investments relate to ordinary share capital) 

Loyalward Limited (100%) - A company incorporated in England involved in resort design, creation, services 
and management. 

Loyalward Leisure Plc (100%) - A non-trading company incorporated in England. 

Loyalward Hellas S.A. (3.78% owned by Minoan Group Plc and 96.22% owned by Loyalward Limited)  - A 
company incorporated in Greece engaged in  corporate, resort and renewable energy business management in 
Greece. 

39 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2017 

9     Investments (continued) 

Stewart Travel Limited (100%) - A company incorporated on Scotland operating as a multi-faceted distributor. 

10 

Inventories  

Consolidated 
Inventories at 31 October 2017 amounted to £44,163,000  (31 October 2016: £42,562,000), comprising costs 
associated with acquiring and developing the site in Crete, planning and other design costs.  

The development site of the Project is to be leased from the Public Welfare Ecclesiastical Foundation Panagia 
Akrotiriani (“the Foundation”) for an initial 40 year period following contract activation which will follow the 
relevant authorities approving the land planning and land uses for the Project. The Group has an option over a 
further 40 years. An amount of £3.9 million is payable to the Foundation on contract activation, plus ongoing 
royalties earned on revenue generated by the development (see also note 18). 

In particular, the directors have considered the current value of the Group’s overall interest in the Project and 
its progress and are of the opinion that the Project site has longer term value in excess of the carrying value of 
inventories.  

11  Receivables  

Consolidated 
Trade receivables  
Other receivables and prepayments 
Value added tax recoverable 

No provision is considered necessary in respect of irrecoverable amounts.  

Company 
Amounts owed by subsidiary companies (see note 16) 
Other receivables and prepayments 
Value added tax recoverable 

2017 
£’000 
- 
245 
81 
326 

2017 
£’000 
31,165 
50 
8 
31,223 

2016 
£’000 
976 
1,562 
72 
2,610 

2016 
£’000 
  29,425 
400 
11 
29,836 

Amounts owed by subsidiary companies are repayable on demand, but are not expected to be received until the 
realisation of the project. 

40 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2017 

12  Liabilities  

Current liabilities 

Consolidated 
Trade and other payables  
Other creditor (see below) 
Social security and other taxes 
Loans (see note 15) 
Accruals and deferred charges 

2017 
£’000 
1,011 
1,000 
41 
6,118 
4,677 
12,847 

2016 
£’000 
1,756 
1,000 
828 
5,086 
4,060 
12,730 

The other creditor arises from amounts received under the terms of financial joint venture agreements between 
the Company and certain third parties by which these third parties will receive an initial 5% economic interest 
in the Project for a total consideration of £1 million.  

See Note 4 regarding the treatment of the Travel and Leisure business balances. 

Current liabilities    

Company 

Trade and other payables  

Amounts owed to subsidiary companies (see note 16) 

Loans (see note 15) 

Accruals and deferred charges 

2017 
£’000 

473 

38 

6,118 

1,350 

7,979 

2016 
£’000 

394 

38 

5,086 

638 

6,156 

Amounts owed to subsidiary companies are interest free and repayable on demand. 

Loans  include  £4,890,000  (2016:  £4,753,0000)  in  respect  of  the  loan  facility  agreement  with  Hillside 
International Holdings Limited (“Hillside”) originally drawn down as £5,000,000. Subsequent to the year end, 
the repayment date was extended to 30 June 2018. The loan is subject to interest at 10% per annum. Hillside 
has also received Warrants to subscribe for ordinary shares in Minoan Group Plc. The total finance cost of the 
loan is comprised of the cash interest at 10% per annum and the fair value of the Warrants issued in association 
with loan and has been recognised as a finance cost spread over the life of the loan using the effective interest 
method. All other remaining loans are repayable on demand. 

Under the terms of the loan facility agreement Hillside has a fixed and floating charge on the Company’s assets 
and a floating charge on the assets of Stewart Travel Limited.  

41 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2017 

13   Deferred taxation  

Consolidated 
No  deferred  taxation  asset  has  been  recognised  in  the  financial  statements  due  to  the  certainty  of  its 
recoverability. The total potential asset is as follows:  

Tax effect of timing differences 
because of: 

Accelerated capital allowances 

Other short term timing differences 

Losses 

         Total potential asset 

          Amount recognised 

2017 
£’000 

2016 
£’000 

2017 
£’000 

2016 
£’000 

(84) 

361 

2,300 

2,577 

(75) 

330 

2,055 

2,310 

- 

- 

- 

- 

- 

- 

- 

- 

The above potential deferred tax asset is based on a corporation tax rate of 17% (2016: 17%). 

Company 
No  deferred  taxation  asset  has  been  recognised  in  the  financial  statements.  The  total  potential  asset  is  as 
follows:  

Tax effect of timing differences 
because of: 

Other short term timing differences 

Losses 

          Total potential asset 

           Amount recognised 

2017 
£’000 

2016 
£’000 

2016 
£’000 

2015 
£’000 

147 

589 

736 

129 

440 

569 

- 

- 

- 

- 

- 

- 

The above potential deferred tax asset is based on a corporation tax rate of 17% (2016: 17%).  

Following due consideration of the availability of tax losses in relation to future anticipated taxable profits, and 
in  accordance  with  IAS  12,  the  deferred  tax  asset  has  not  been  recognised.  The  deferred  tax  asset  not 
recognised will be recoverable should there be appropriate future taxable profits. 

42 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2017 

14    Share capital  

Called up, allotted and fully paid 

31 October 2017 - 212,223,442 Ordinary Shares of 1p each 

                                    54,148,031 Deferred Shares of 24p each 

31 October 2016 - 194,650,968 Ordinary Shares of 1p each 

                                    54,148,031 Deferred Shares of 24p each 

Debt to be settled by the issue of shares (see note 15) 

17,967,339 Ordinary Shares of 1p each  (2016: 17,703,198 
Ordinary Shares of 1p each)  

2017 
£’000 

2,122 

12,996 

- 

- 

15,118 

179 

15,297 

2016 
£’000 

- 

- 

1,946 

12,996 

14,942 

177 

15,119 

Holders  of  Ordinary  Shares  have  the  right  to  vote  and  the  right  to  receive  dividends.  Holders  of  Deferred 
Shares have no right to vote and no right to receive dividends. 

During the year, 2,700,000 Ordinary Shares of 1p each were issued at 8 pence per share, 4,482,000 Ordinary 
Shares of 1p each were issued at 10.32 pence per share, 3,424,500 Ordinary Shares of 1p each were issued at 
10.59  pence  per  share  and  761,574  Ordinary  Shares  of  1p  each  were  issued  at  10  pence  per  share  to  settle 
certain  existing  liabilities.  In  addition,  1,203,502  Ordinary  Shares  of  1p  each  were  issued  at  9.14  pence  per 
share in respect of the acquisition by Stewart Travel Limited of the business and assets of Morningside Travel 
Limited and 5,000,898 shares were placed at 9 pence per share. 

15    Financial instruments and risk management 

The Group’s financial instruments comprise borrowings, cash and various items such as trade receivables and 
trade payables that arise directly from its operations.  

It is, and has been throughout the year under review, the Group’s policy that no trading in financial instruments 
shall be undertaken. 

The main risks arising from the Group’s financial instruments are interest rate risk, liquidity risk and foreign 
currency  risk.  The  Board  reviews  and  agrees  policies  for  managing  each  of  these  risks  and  they  are 
summarised below. 

43 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2017 

15    Financial instruments and risk management (continued) 

Liquidity risk 
The Group maintains sufficient funds in local currency for operational liquidity. The Board considers liquidity 
risk at Board meetings through the monitoring of cash levels and detailed cash forecasts. Funding to date has 
been  obtained  principally  through  the  issue  of  equity  shares  as  required,  either  for  cash  or  in  settlement  of 
liabilities. The Group has also issued loan agreements which may be settled by the issue of shares. See note 1 
for further information relating to current liquidity and funding risk. 

All financial liabilities are non-derivative and fall due within one year (see note 12).  

In order to complete the development of the Project, the Group will require substantial additional financing. It 
is the directors’ current intention to develop the Project in such a way as to minimise or eliminate the need for 
further equity financing. It is intended that this will be achieved through utilising joint venture arrangements 
and debt project finance.  

Foreign currency risk 
The Group has one overseas trading subsidiary, Loyalward Hellas S.A., which operates in Greece and whose 
revenues  and  expenses  are  denominated  almost  exclusively  in  Euros.  The  Group  finances  Loyalward  Hellas 
S.A. via Euro transfers from Loyalward Limited as required. The amount transferred ensures that the Euro  
balance held by Loyalward Hellas S.A. at each period end is not material. All UK companies hold cash in UK 
pounds Sterling only.  The Sterling and Euro cash balances attract interest at floating rates. 

Of  the  Group’s  assets,  less  than  1%  is  held  in  Euros,  the  remainder  being  held  in  Sterling.  Of  the  Group’s 
liabilities, less than 2% is held in Euros, with the remainder held in Sterling. 

Short-term receivables and payables 
Short-term receivables and payables have been excluded from the following disclosures. 

Interest rate risk 
The  Group  finances  its  operations  through  a  mixture  of  equity  and  borrowings.  The  Group  has  historically 
borrowed in Sterling only.  

The Group’s liabilities, which are all denominated in sterling, are as follows: 

Loans to be settled by the 
issue of shares (see note 14) 

Loans repayable in less than 
one year 

                               2017 

                             2016 

                               £’000 

                             £’000 

2,250 

6,118 

2,400 

5,086 

The loans to be settled by the issue of shares, of which £375,000 are to be settled by the issue of shares at 9 
pence  per  share,  £75,000  are  to  be  settled  by  the  issue  of  shares  at  10  pence  per  share,  £600,000  are  to  be 
settled by the issue of shares at 11.6 pence per share, £150,000 are to be settled by the issue of shares at 13.575 
pence per share, £200,000 are to be settled by the issue of shares at 13.75 pence per share, £150,000 are to be 
settled by the issue of shares at  14 pence per share,  £400,000 are to be settled  by the issue of shares at  15.5 
pence per share and £300,000 are to be settled by the issue of shares at 18 pence per share, have been classified 
as equity and share premium in accordance with IAS 32 (note 14). 

The  Board  has  determined  that  realistic  fluctuations  in  interest  rates  will  not  have  a  significant  impact  on 
financial liabilities  

44 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2017 

15    Financial instruments and risk management (continued) 

During the year a total of £766,000 of loans was settled by the issue of 10,606,500 shares at prices between 8 
pence per share and 10.59 pence per share (31 October 2016: £420,000 was settled by the issue of 5,819,444 
shares at prices between 9 pence per share and 10 pence per share) (note 14). 

The Group has no derivatives or financial instruments other than those disclosed above. There is no material 
difference  between  the  book  value  and  the  fair  value  of  the  Group’s  financial  assets  and  liabilities  at  31 
October 2017 and at 31 October 2016. 

16  Related party transactions 

The following are related parties and provided services to the Group:    
Simmons International Limited, a company in which C W Egleton is a minority shareholder. 
Bizwatch Limited, a company in which J C Watts, a director of Loyalward Limited, owns 50% of the issued 
share capital and M A Fitch, a director of Loyalward Hellas S.A. owns 50% of the issued share capital. 
I.H.M.  Industry  &  Hotel  Management  Limited,  a  company  in  which  C  Valassakis,  a  director  of  Loyalward 
Limited, is a controlling shareholder. 
B D Bartman & Co, a firm in which B D Bartman is a partner.  
Keith Day & Partners Ltd, a company in which N J Day, a director of Loyalward Limited, is a director and 
shareholder. 

Transactions undertaken with these related parties in relation to directors’ services are shown below.  

   Services of the above persons 
supplied in year ended 

       Payable as at 

31.10.17 
       £’000 

31.10.16 
£’000 

            31.10.17 
                 £’000 

31.10.16 
£’000 

320 
16 

(3) 

35 

35 

296 
16 

30 

35 

35 

260 
102 

113 

159 

90 

296 
87 

127 

125 

55 

Simmons International Limited 

Bizwatch Limited  
I.H.M. Industry & Hotel 
Management Limited 

B D Bartman & Co 

Keith Day & Partners Ltd 

45 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2017 

16  Related party transactions (continued) 

There have been no purchases or sales with companies within the Group. The Company’s balances outstanding 
with other Group companies arising from financing transactions are shown below. 

Receivable/(Payable) as at 31.10.17 
                                                 £’000 

Receivable/(Payable) as at 31.10.16 
                                            £’000  

Loyalward Limited 
Stewart Travel Limited 
Loyalward Leisure Plc 

                                             28,372 
                                               2,793 
                                                  (38) 

                                             28,178                                    
                                               1,247                    
                                                  (38) 

17  Long term incentive plan, share options and warrants  

Share-based payments charge 

Year ended 31 October 2017 
Share-based payments - directors 
Share-based payments - other 

Year ended 31 October 2016 
Share-based payments - directors  

£’000 

79 
107 
186 

                      (24) 
                       (24) 

Long term incentive plan 
Under  the  terms  of  the  Long  Term  Incentive  Plan  (“LTIP”)  any  director  or  employee  selected  by  the 
remuneration committee may participate. Awards under the LTIP have been  granted on the basis that certain 
performance conditions will be met. 

The performance conditions are as follows: 

Performance condition A 

Fulfilled during year ended 31 October 2012 

Performance condition B 

Performance condition C 

The  Group  achieves  a  certain  level  of  consolidated 
profit  at  EBITDA  level  (ignoring  any  charge  in 
respect  of  share-based  payments)  for  a  six  month 
accounting period. 

The price  of an ordinary share of Minoan Group Plc 
remains at an average price of 50 pence or above for 
ten consecutive trading days on AIM or a recognised 
stock exchange 

46 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2017 

17  Long term incentive plan, share options and warrants (continued) 

Share-based payments charge (continued) 

The following awards have been granted with an  original  expiry date of 26 April 2017, which was extended 
during the year to 31 October 2018: 

Performance condition A  Performance condition B 

Performance condition C 

Maximum number of 
Ordinary Shares 
exercisable at 9 pence 

Maximum number of 
Ordinary Shares 
exercisable at 9 pence 

Maximum number of 
Ordinary Shares 
exercisable at 9 pence 

C W Egleton 
D C Wilson 
B D Bartman 
T R C Hill 
W C Cole (director 
Loyalward Limited) 

1,400,000 
1,000,000 
130,000 
150,000 

120,000 
2,800,000 

1,400,000 
1,000,000 
130,000 
150,000 

120,000 
2,800,000 

1,400,000 
1,000,000 
130,000 
150,000 

120,000 
2,800,000 

The  charge  made  for  the  value  of  the  LTIP  and  options  has  been  calculated  using  the  Black-Scholes  and 
Binomial  option  pricing  models  as  appropriate.  As  stated  previously,  the  charge  does  not  involve  any  cash 
payment. The average weighted price of LTIP share options outstanding at the beginning and end of the period 
is 9 pence. 

47 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2017 

17     Long term incentive plan, share options and warrants (continued) 

Share-based payments charge (continued) 

Directors’ interests in share options 

31 October 2017 

31 October 2016 

Exercise 
price 

Ordinary 
Shares 

Expiry 
date 

Exercise 
price 

Ordinary 
Shares 

Expiry 
date 

Options 

B D Bartman 

B D Bartman (see note 
2 below) 

B D Bartman (see note 
2 below) 

W C Cole (director 
Loyalward Limited) 

W C Cole (director 
Loyalward Limited) 

W C Cole (director 
Loyalward Limited) 
(see note 2 below) 

W C Cole (director 
Loyalward Limited) 
(see note 2 below) 

G D Cook 

G D Cook (see note 2 
below) 

G D Cook (see note 2 
below) 

Simmons International 
Limited  

Simmons International 
Limited  

Carried forward 

7p 

1p 

1p 

7p 

7p 

1p 

1p 

7p 

1p 

1p 

7p 

7p 

200,000 

31/12/17 

1,000,000 

31/12/17 

850,000 

31/12/17 

500,000 

31/12/17 

100,000 

31/12/17 

7p 

1p 

1p 

7p 

7p 

200,000 

 31/12/16 

1,000,000 

31/12/16 

850,000 

31/12/16 

500,000 

31/12/16 

100,000 

31/12/16 

1,000,000 

31/12/17 

1p 

1,000,000 

31/12/16 

1,711,111 

31/12/17 

250,000 

31/12/17 

384,615 

31/12/17 

377,778 

31/12/17 

500,000 

31/12/17 

400,000 

31/12/17 

1p 

7p 

1p 

1p 

7p 

7p 

1,711,111 

31/12/16 

250,000 

31/12/16 

384,615 

31/12/16 

377,778 

31/12/16 

500,000 

31/12/16 

400,000 

31/12/16 

7,273,504 

7,273,504 

48 

 
 
 
 
 
 
 
 
                
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2017 

17     Long term incentive plan, share options and warrants (continued) 

Directors’ interests in share options (continued) 

31 October 2017 

31 October 2016 

Exercise 
price 

Ordinary 
Shares 

Expiry 
date 

Exercise 
price 

Ordinary 
Shares 

Expiry 
date 

Options 

Brought forward 

T R C Hill 

T R C Hill (see note 2 
below) 

D C Wilson (see note 2 
below) 

D C Wilson (see note 2 
below) 

D C Wilson (see note 2 
below) 

B Cassidy (see note 2) 

B Cassidy 

7p 

1p 

1p 

1p 

1p 

1p 

8p 

7,273,504 

300,000 

31/12/17 

1,233,333 

31/12/17 

1,000,000 

31/12/17 

2,500,000 

31/12/17 

850,000 

31/12/17 

122,222 

31/12/17 

1,000,000 

9/01/20 

14,279,059 

7p 

1p 

1p 

1p 

1p 

1p 

7,273,504 

300,000 

31/12/16 

1,233,333 

31/12/16 

1,000,000 

31/12/16 

2,500,000 

31/12/16 

850,000 

31/12/16 

122,222 

31/12/16 

- 

13,279,059 

During the year the expiry date of the above options was extended to 31 December 2017. 

The weighted average exercise price of Directors’ related share options at the beginning and end of the period 
is 2 pence. The average weighted exercise price of options granted in the year is 8 pence. 

Other share options 

The following additional options to purchase ordinary shares in the Company have been granted: 

Exercisable at 60 pence per share 
Exercisable at 1 pence per share (see note 2 below) 
Exercisable at 7 pence per share 
Exercisable at 8 pence per share 
Exercisable at 10 pence per share 
Exercisable at 10 pence per share 

 Ordinary Shares 

   31.10.17 
3,318,000 
223,077 
325,000 
2,500,000 
250,000 
6,000,000 
12,616,077 

  31.10.16 
3,318,000 
223,077 
325,000 
2,500,000 
250,000 
- 
6,616,077 

Expiry date 
See note 1 
31/12/17 
31/12/17 
31/12/17 
31/12/17 
9/07/18 

The weighted average exercise price of the other share options outstanding at the beginning of the period is 34 
pence and outstanding at the end of the period is 43 pence. The weighted average price of other share options 
granted during the period is 10 pence. 

49 

 
 
 
 
 
 
 
 
                
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2017 

17     Long term incentive plan, share options and warrants (continued) 

Notes re share options: 

1. These options were granted between 24 June 2005 and 31 December 2013. The expiry date of these options  
     is 90 days after certain valid building licences and permits have been granted. These building licences and    
    permits have not yet been granted.   

2. Options granted in exchange for the waiver of fees etc. by current directors and a former director. 
    During the year the expiry date of these options was extended to 31 December 2017. 

See also Note 20 for events after the balance sheet date. 

Warrants 

The following warrants to subscribe for ordinary shares in the Company have been issued in accordance with 
the terms of the loan facility agreement with Hillside International Holdings Limited: 

During the year the expiry date of all the warrants was extended to 23 October 2020 and the exercise price of  
10,000,000 warrants was amended from 13 pence per share to 8 pence per share in line with the other warrants. 
These modifications resulted in an increase of £322,000  in the fair value of the warrants. This has been spread, 
along with the existing fair value, across the life of the loan on an amortised cost basis. The modification was 
valued using Black-Scholes method.  

Exercisable at 8 pence per share 
Exercisable at 8 pence per share 
Exercisable at 8 pence per share 
Exercisable at 13 pence per share 
Exercisable at 8 pence per share 
Exercisable at 8 pence per share 
Exercisable at 8 pence per share 
Exercisable at 8 pence per share 

Ordinary Shares 

   31.10.17 

50,000,000 
   50,000,000 

   31.10.16 
10,000,000 
5,000,000 
10,000,000 
10,000,000 
5,000,000 
5,000,000 
5,000,000 
- 
 50,000,000 

Expiry date 
      17/10/18 
27/11/18 
05/02/19 
07/08/19 
30/04/20 
28/05/20 
23/10/20 
23/10/20 

As part of the loan facility agreement, £125,000 will be payable to the warrant holder for each 10 million 
warrants exercised. 

See also Note 20 for events after the balance sheet date. 

50 

 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2017 

17     Long term incentive plan, share options and warrants (continued) 

Finance costs 

Year ended 31 October 2017 
Fair value of warrants issued 
Loan interest 
Other interest 

Year  ended 31 October 2016 
Fair value of warrants issued 
Loan interest 
Other interest 

   £’000 

459 
460 
265 
1,184 

930 
411 
143 
1,484   

18    Contingent liabilities and commitments 

Other than as stated in notes 10 and 19, the Group has no other capital or operating commitments. 

19    Operating lease commitments 

The Group has the following total future minimum lease commitments in respect of non-cancellable operating 
leases: 

Year ended 31 October 2017 

Leasehold property 
Equipment 
Motor vehicles 

Up to 1 year 
£’000 
378 
 45 
               14 
             437 

Leases expiring in 
2 to 5 years 
£’000 
1,158 
     31 
     11 
1,200 

Over 5 years 
£’000 

                  582 
              - 
             - 
          582 

Year ended 31 October 2016 

Leasehold property 
Equipment 
Motor vehicles 

Up to 1 year 
£’000 
354 
  46 
               16 
             416 

Leases expiring in 
2 to 5 years 
£’000 
1,239 
     77 
     25 
1,341 

Over 5 years 
£’000 
             738 

- 
- 
738 

Total 
£’000 
2,118 
     76 
     25 
2,219 

Total 
£’000 
2,331 
   123 
     41 
2,495 

51 

 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Minoan Group Plc  

Notes to the Financial Statements (continued) 
Year ended 31 October 2017 

20    Events after the balance sheet date  

1. 

2. 

3. 

It was announced on 14 December 2017 that the loan facility dated 16 October 2013 from Hillside 
International  Holdings  Limited  had  been  extended  from  31  December  2017  to  30  June  2018  and 
that interest is now payable at 10% per annum (previously 8% per annum).  

As  a  result  of  the  Subscription  and  Broker  Offer  announced  on  18  December  2017,  the  exercise 
price of the Warrants was amended to 7 pence per share. 

It  was  announced  on  29  December  2017  that  the  expiry  dates  of  those  Options  expiring  on  31 
December 2017 would be extended to 31 December 2018. 

52