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NanoXplore

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FY2024 Annual Report · NanoXplore
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& ACCOUNTS
2024
ANNUAL
REPORT

Contents
01 ...	 IN SUMMARY
Strategic Report
03 ...	 CHAIRMAN’S STATEMENT
07 ...	 CHIEF EXECUTIVE’S STATEMENT
16 ...	 MULTI-YEAR REVIEW OF FINANCIAL PERFORMANCE
19 ...	 FINANCIAL REVIEW
26 ...	 PRINCIPAL RISKS AND UNCERTAINTIES
27 ...	 S.172 COMPANIES ACT 2006 STATEMENT
Corporate Governance
28 ...	 DIRECTORS
30 ...	 DIRECTORS’ REPORT
33 ...	 STATEMENT OF DIRECTORS’ RESPONSIBILITIES
34 ...	CORPORATE GOVERNANCE STATEMENT
44 ...	AUDIT COMMITTEE REPORT
46 ...	DIRECTORS’ REMUNERATION REPORT
48 ...	 INDEPENDENT AUDITOR’S REPORT
Financial Statements
54 ...	CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME
55 ...	 CONSOLIDATED AND COMPANY STATEMENT OF FINANCIAL POSITION
56 ...	 CONSOLIDATED AND COMPANY STATEMENT OF CHANGES IN SHAREHOLDERS’ EQUITY
57 ...	 CONSOLIDATED STATEMENT OF CASH FLOWS
58 ...	 NOTES TO THE FINANCIAL STATEMENTS
Additional Information
85 ... ADVISERS AND COMPANY INFORMATION

Software Circle is a serial acquirer of vertical market software (“VMS”) businesses. We help founders 
find the right exit strategy, without fuss. Continuing operations in an independent, decentralised 
way. Providing a permanent home for their teams, management talent and culture.
In Summary
Financial Highlights
2024
2023
Revenue
£16.2m
£12.5m
Operating EBITDA*
£2.8m
£1.3m
aEBITDA*
£1.7m
£0.4m
Total comprehensive loss
£(2.4)m
£(1.6)m
EPS
(0.9)p
(1.4)p
Cash generated from operating activities
£2.6m
£0.3m
Cash and cash equivalents
£15.4m
£2.0m
Operating cash flow per share*
0.6p
(0.1)p
Net cash / (debt)
£6.9m
£(16.7)m
Strategic Highlights
•	 Change of name to Software Circle plc;
•	 Raised £23.1m net of issue costs through issuance of additional equity;
•	 Acquisition of Arc Technology Limited;
•	 Agreed to sale of the printing.com domain for £1.8m;
•	 Combined organic revenue growth in acquired companies of 7%;
•	 £5.1m of revenue growth added through acquisition;
•	 Increased earnings in acquired companies of 20%;
•	 Increased Recurring Revenues from 35% to 57% of Total Sales.
*Alternative performance measures defined on page 18
1
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

A growing portfolio
Software Circle is today home to seven vertical 
market software companies
Correct at 23rd July 2024
2

This will be my last Chairman’s statement as I will retire 
from the Board at this year’s AGM.
A lot of time has passed since I became Chairman and 
the business has changed tremendously. I will try to 
self-assess the Board’s work over the last few years 
later. But let’s start with the scorecard of the 2023/24 
financial year:
Operational Performance
In the last financial year, our revenue from continuing 
operations increased by 38% to £16.2m (2023: £11.7m) 
driven by a full year contribution from our acquisitions 
during the prior year.
This year we have introduced some Alternative 
Performance Measures (APMs) that we feel better 
reflect the performance of the Group. These are 
defined and explained on page 18. Operating EBITDA 
increased to £2.8m (2023: £1.3m). 
As a result of higher amortisation charges and one 
time impairments, our total comprehensive loss for the 
year increased to £2.4m versus £1.6m last year. 
We finished the financial year with cash of £15.4m 
(2023: £2.0m) and net cash of £6.9m (2023: net 
debt £16.7m). We raised £23.1m through the issuance 
of additional equity and invested £4.1m, net of 
cash, on the acquisition of software companies. 
This included one new acquisition during the year, 
Arc Technology Limited, and deferred consideration 
related to the prior year’s acquisitions. 
In the Chief Executive’s Statement and Financial 
Review, we are going to provide some additional 
colour on the underlying revenues and profits of the 
Group. 
People at Software Circle
A unique (and not obvious) part of the Software 
Circle transformation has been influenced by 
Matthias Riechert – first as an engaged shareholder, 
later as a non-executive Board member. Matthias has 
brought us great insights from other serial acquirers 
about what works and what doesn’t. I’ve got to 
know him as a strong voice to always focus on first 
principles. That has been a healthy and important 
voice in this transformation. 
Jan-Hendrick Mohr
Chairman
Chairman’s
Statement
STRATEGIC REPORT
3
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

The last eight years
When I first addressed you as Chairman in the 
2017 annual report, I set out three areas where a 
non-executive Board member can add value to a 
company. It’s a good time to self-evaluate how the 
non-executive Board performed during my tenure:
1.  On “Finding the right governance structure”:
Any successful transformation in a public company 
setting needs an aligned Board willing to make 
hard decisions. Over the last eight years our 
NED team did not fear making hard and drastic 
changes to the business. I think that has served 
us well. However, we clearly need to evolve our 
governance structure. 
Software Circle is a dramatically different business 
from eight years ago both in terms of scope 
(software versus print!) and size (market cap up 
from £5m to £70m!). In addition, our future Board 
needs to be much more reflective of our operating 
businesses. We need more software knowledge, 
we need more serial acquisition knowledge, 
we need much more diverse backgrounds and 
experiences. In my NED leadership, I think I 
emphasised speed and effectiveness over the 
best long-term structures. Maybe that’s what a 
transformation needs. 
However, as Chairman, I should have tackled the 
evolution of our NED composition much earlier 
and now leave quite a bit of work for whoever 
succeeds me.
2.  On “Setting incentives right”:
Right incentives need the right strategy. The first 
strategic iteration to acquire signage businesses 
proved to be a failure. While testing and trying are 
important virtues of entrepreneurialism, the 
non-executive board – under my leadership – was too 
slow to correct course. That caused us a significant 
delay in pivoting. We did eventually pivot and 
arrived at the current strategy. It was clear from the 
beginning that the new strategy also needed new 
incentives for the executive team. I strongly believe 
that we have built a sufficiently simple remuneration 
scheme that is fully aligned with shareholder value 
creation over long periods of time. Please take a 
look at the remuneration report for more detail. On 
balance, we achieved what needed to be achieved.
3.  On “Driving capital allocation”:
Capital allocation needs to take place in the context 
of a strategy. With the new focus on acquiring 
software companies, we have unlocked an allocation 
opportunity that may be very substantial. Many 
software companies in the UK and Ireland are looking 
for a new home. Maybe to get a partner for the 
next phase of growth. Maybe to find a solution for 
succession of leadership. 
We believe that Software Circle can run a large group 
of these businesses in a responsible manner and thus 
create a stable and nicely growing public company. 
The math of this strategy suggests that we can deploy 
substantial amounts of equity and debt at attractive 
valuation, driving high earnings per share accretion. 
We can see early evidence of this value creation in this 
year’s financial performance. 
I’m convinced that the coming years will show an 
increasingly bright future. While it took us a bit longer 
than I hoped for, we have finally found an allocation 
opportunity we are very excited about. 
4

Outlook and Future Board Composition
I’m really pleased that the Group’s strategy is set 
and the management team has perfect clarity on 
what needs to happen. Gavin does a great job in the 
CEO statement to walk you through which “gates” 
Software Circle had to move through and which gates 
are ahead. To me, it’s very clear that Software Circle 
will become one of the great success cases of publicly 
traded serial acquirers. 
What makes me so sure about Software Circle is our 
executive team. The transformation of the recent 
years was only possible because of Gavin, Iain, 
Richard and Roman. I have no doubt that they will 
continue to deliver and I cannot be more proud of 
what they have achieved.
With the ending of my tenure the non-executive board 
composition will change. To that end, we have been 
running a structured process over recent months and 
will announce results soon. What I can share at this 
point is that I’m excited for Software Circle and the 
calibre of talent we will be able to attract as NEDs. 
More soon.
I’m really looking forward to our AGM which will take 
place in September 2024. I hope to see you there. 
This will be my last AGM as chairman. Tough reality for 
a fish and chips connoisseur! To that end, I’m looking 
forward to attending many more AGMs representing 
Chapters Group as the anchor shareholder of 
Software Circle. 
Thank you very much for your trust over the last
eight years. 
Jan-Hendrik Mohr
Chairman
23 July 2024
“
I’m convinced that the 
coming years will show an 
increasingly bright future. 
We have finally found an 
allocation opportunity we 
are very excited about.
5
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

Our Journey
We view our journey in stages. Each ‘gate’ a 
milestone to be achieved in the winding path 
of an uphill climb.
6

Gavin Cockerill
Chief Executive Officer
Last year I noted that our newly expanded portfolio of 
companies represented a change in our operational 
approach and fundamentally altered the way we 
understand our identity and report our performance. 
This year, that has become even more evident. Since 
then, we’ve brought new acquisitions into the Group 
and driven organic growth as we worked with some of 
our business units over a full year for the first time. 
You’ll see new measures and metrics that better assess 
our progress as a business. We’ve said farewell to an 
‘old friend’ with the sale of the printing.com domain 
and we’ve changed our name to better reflect who we 
are today. Suffice to say, our first year as Software 
Circle plc has been an eventful one. 
It has been a year of further progress, despite 
having to navigate through some headwinds with our 
discontinued operations. More on that later. Whilst we 
are still in the very early stages of our aim to become 
a serial acquirer of vertical market software (“VMS”) 
companies, we have moved through another gate in 
our journey and we are cautiously optimistic about 
the future.  
We’d like to welcome our new teams and businesses 
that have joined the Group and sincerely thank all of 
our teams for their hard work and dedication. 
We would not have progressed as we have without 
them and the journey would no doubt be a lot less fun. 
As we scale our business, attracting the same kind of 
talented people and businesses with a culture that fits, 
is of utmost importance to us.
Our story so far
We view our journey in stages. Each ‘gate’ a 
milestone to be achieved in the winding path of 
an uphill climb. In FY22, we set about pivoting our 
business, separating and divesting of our production 
operation, to focus on and invest in building the 
structure required to become a serial acquirer of 
VMS businesses. Setting our guardrails and getting 
the right talent in the right seats. Moving us through 
‘Gate 1’. 
In FY23, the next step in the transformation was 
to ramp up our acquisition activity. Building a well 
developed deal process and acquisition ‘flywheel’ 
which resulted in a healthy pipeline of deal flow and 
four new acquisitions funded through the issue of 
£11.2m of bonds at nominal value with a cash value of 
£9.5m before expenses. Taking us through ‘Gate 2’.
In FY24, the focus was two fold. Firstly, to deliver 
organic growth in the operating units we’ve acquired 
that would be contributing in full for the year in order 
Chief Executive’s
Statement
STRATEGIC REPORT
7
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

to achieve an adjusted EBITDA target of 10-15% of 
sales. Secondly, to raise equity that would allow us to 
repeat our progress and provide the Group capital 
to enable the acquisition of the next crop of VMS 
businesses with the right profile, at the appropriate 
multiples of adjusted EBITDA. Our current point, 
‘Gate 3’.
Having added Arc Technology Limited (“Arc”) in 
February 2024, the first within our Ed Tech segment, 
and our most recent acquisition Be The Brand 
Experience Limited (“Bethebrand”) which completed 
in May 2024, we’ve now begun to deploy the capital 
we raised in September 2023. 
Arc, an education technology platform operating in 
the UK and Ireland, was acquired for a consideration 
of £1.4m plus an earnout of up to £0.6m. Arc provide 
software services for academic institutions offering 
a powerful, fully-integrated administrative software 
suite, allowing students, tutors and departmental 
staff to become empowered users of academic and 
institutional information. 
The core platform enables university placement 
teams to centrally administer student placements, 
providing information about practice environments in 
which students undertake practice-based learning. 
Ned Bishay founded the business in 1990. Thankfully, 
a year of number 1 tracks like NKOTB’s ‘Hangin’ 
Tough’ and ‘Vanilla Ice’s ‘Ice Ice Baby’ did not prove 
too distracting for him. Ned remains with the 
business. Further information on the acquisition of 
Arc is available in note 22.
Bethebrand, a marketing compliance and digital 
asset management platform, was acquired for a 
consideration of £3.5m. 
The second within our Professional Services segment 
focussed on financial services. Bethebrand’s 
integrated and configurable SaaS solution offers 
clients providing regulated UK financial services a 
workflow and digital asset management system that 
helps maintain compliance and audit trails for the 
marketing of thosefinancial services.
The business has been in operation for over two 
decades. Adam Hainsworth, Managing Director, will 
remain with the business for 12 months to oversee the 
transition. The other shareholders, Guy Hainsworth 
and Jes Ongley, will remain, continuing to lead the 
team of thirteen staff. 
Today, Software Circle is home to a stable of seven 
software business units. Four of those businesses 
were acquired during the latter stages of the previous 
financial year and have fully contributed to FY24. The 
impact of Arc was minimal having only been acquired 
during February 2024. BetheBrand was acquired in 
May 2024 and will therefore contribute to FY25.
With four of our acquisitions contributing in full, we’ve 
grown again this year, ending the full year with sales 
from continuing operations of £16.2m (2023: £11.7m). 
An increase of £4.5m. We have achieved a collective 
topline organic growth of 7% across the four acquired 
business units,  excluding Arc. 
However, the decline in the Nettl Systems business, 
part of our Graphics & e-commerce revenue segment, 
meant an overall decline in like for like sales of 4% 
when we compare a full 12 months for FY23 and FY24. 
The decrease of £1.1m in our Nettl Systems business 
dented our topline run rate expectation for the year. 
The downturn was driven by the impact of Works 
Manchester Limited (“WML”) going into administration 
8

- our discontinued operation divested of in May 
2022 to Rymack Sign Solutions Limited (“Rymack”), 
becoming Nettl’s largest supplier of printed products 
sold through the software platform. 
This along with the wider macro-economic 
environment remaining uncertain throughout, 
impacted revenues, in the main, associated with 
non-recurring product sales. Some additional bad 
debt provisions, as prior year receivables remained 
unpaid, further impacted Nettl’s profitability for the 
financial year.
Although the mess from the WML administration 
created short term challenges for our Nettl business, 
those challenges have been largely overcome. Its 
performance this year does not reflect the underlying 
strength of the Nettl Systems business and our 
expectations for it in the upcoming year. 
The impact is short term, but nonetheless, significant 
for the year. We reported in the Company’s interim 
results on 27 November 2023 that, due to our 
reduced confidence of receiving payment of any 
deferred consideration from Rymack in relation to the 
sale of WML, the carrying value of the total receivable 
of £2.8m due under the sale and purchase agreement 
had been reduced by a further £1.4m to £0.4m. 
As announced in our update of 2 April 2024, WML’s 
administration meant that the remaining deferred 
consideration was written down which, together 
with outstanding charges due from WML and net of 
trading balances due to Rymack’s group that the 
Company has set off, resulted in a further charge 
of £0.2m. In addition to this, as a consequence of 
WML’s administrator vacating the hub in Trafford Park, 
the Company, as a guarantor of the lease, became 
liable for unpaid rent arrears, ongoing rent for the 
remainder of the lease term and dilapidations. The 
Company agreed a full and final settlement of this 
liability with the landlord for £0.6m. This was paid 
during April 2024 and is included as a liability in the 
FY24 financial statements.
Our current portfolio
  
                       Group Sales
Operating Unit
Segment
Acquired
2024
2023
Nettl Systems
Graphics & Ecommerce
n/a
£8.4m
£9.5m
Vertical Plus 
Graphics & Ecommerce
01/10/22
£2.1m
£1.0m
Watermark
Professional Services 
07/12/22
£1.4m
£0.4m
CareDocs
Health & Social Care
18/01/23
£2.6m
£0.6m
TopFloor
Property 
17/02/23
£1.6m
£0.2m
Arc Technology
Education
21/02/24
£0.1m
-
Bethebrand
Professional Services
30/05/24
-
-
Total
£16.2m
£11.7m
*Group Sales refers to the contribution to the Group from the point of acquisition
9
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

Challenges for Nettl
The short term challenges created by the WML 
administration for our Nettl business, have been 
largely overcome.
10

The above, combined with some additional costs on 
liquidating our operating entity in France, means 
exceptional items for FY24 total £2.4m.
This has not shifted our focus away from driving 
forward with the strategy to become a serial acquirer 
of vertical market software businesses. 
Neither should it mask the underlying strength and 
improvements in our continuing operations.
The decision to complete the sale of the printing.com 
domain, also announced in April 2024, reflects the 
changed nature of the business and our approach 
to capital allocation. The £1.8m consideration will 
be recognised in the upcoming financial year ending 
31 March 2025 and therefore is not included in the 
£15.4m of Cash and Cash Equivalents listed in the 
Consolidated and Company statement of 
financial position.
Net cash for the year ended 31 March 2024 is £6.9m 
(2023: Net Debt of £16.7m)
Two key measures of progress for the Group are: 
Operating EBITDA, a measure of the cash generative 
profitability of our portfolio and Adjusted EBITDA 
(“aEBITDA”), a measure of how efficiently the Group 
manages that portfolio to generate free cash flow. 
Operating EBITDA being the EBITDA of operating units 
before central costs, exceptional items, excluding 
impact of R&D capitalisation. By that measure, our 
operating businesses have collectively generated a 
positive Operating EBITDA of £2.8m (2023: £1.3m) 
a 17% EBITDA margin at operating level. Our four 
acquisitions contributing in full for FY24 collectively 
generated an Operating EBITDA margin of 33%, 
reflecting the changing profile of the business.
Group central costs are £1.1m (2023: £0.9m), 
excluding the associated non-recurring deal costs and 
one-off bonuses involved in the acquisitions to date of 
£0.3m (2023: £0.4m). Central costs are currently 7% 
of sales, we expect this percentage to decline as 
we scale. 
Adjusted EBITDA, being Operating EBITDA less central 
costs, of £1.7m is a 10% margin of sales before 
exceptional items and the improvement effect of R&D 
capitalisation. This is within the range of our stated 
Adjusted EBITDA aim at ‘Gate 3’.
Like for like organic growth
Operating Unit
Segment
Sales FY24
Sales FY23
Growth
(%) Growth
Nettl Systems
Graphics & Ecommerce
£8.4m
£9.5m
-£1.1m
-12%
Vertical Plus 
Graphics & Ecommerce
£2.1m
£1.9m*
 £0.2m
 11%
Watermark
Professional Services 
£1.4m
£1.3m*
 £0.1m
 8%
CareDocs
Health & Social Care
£2.6m
£2.6m*
£0.0m
 0%
TopFloor
Property 
£1.6m
£1.4m*
 £0.2m
 14%
Acquisitions
£7.7m
£7.2m
£0.5m
7%
Group Total
£16.1m
£16.7m
-£0.6m
-4%
*Unaudited Management Accounts
11
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

Recent acquisition
Arc Technology enables higher education placement 
teams to centrally administer student work placements. 
They joined the group in February 24.
12

During the year, we’ve added £5.1m of revenue 
growth through acquisition. We intend to continue 
this trend utilising the funds raised through the equity 
issuance as announced on 15 September 2023. As 
we seek to deploy this capital, we remain focussed 
on quality, irrespective of pace. We’re continually 
reaching out to and evaluating VMS business targets, 
as owners look to retire, succession plan or be part of 
something bigger. 
We find potential acquisitions through our outreach 
program, engaging with niche, business-to-business, 
and mission-critical platforms. 
We look for VMS businesses where the majority of 
revenues are recurring in nature and logo churn is 
low. The sustainability of our strategy is underpinned 
by the recurring revenue model. This approach allows 
for a more reliable revenue stream, promoting long-
term stability.
The Group’s recurring revenues for the year increased 
to £9.2m (2023: £4.1m). 57% of total sales are now 
recurring compared with 35% in the prior year.  91% 
of sales are recurring for the five acquisitions that 
form part of the Group for the financial year ending 
31 March 2024.  
The increase in recurring revenues associated with 
Licences and Subscriptions in turn drives an increase 
in gross margin. The profile of newly acquired VMS 
businesses within our portfolio would typically have 
gross margins above 80%. Improving the Group’s 
gross margin to 63% (2023: 49%). As we add more 
VMS businesses to the Group we expect that trend to 
continue.
Whilst we use several metrics to help improve and 
measure success within our portfolio, measuring year-
on-year Revenue Growth % + EBITDA % is a useful 
barometer. By that measure, our portfolio of acquired 
business units contributing in full for the year are 
collectively at 40%. That’s a good starting point. A 
quality score or key performance marker indicating a 
healthy portfolio. 
In addition to the organic growth driven across the 
Group, by benchmarking key performance metrics, 
providing focus, structure and know-how around 
operational best practice, we have also increased 
the earning power of our operating units. When we 
compare the Operating EBITDA achieved versus the 
expectations at valuation, the best comparison for 
year 1, we’ve improved earnings by 20%. An increase 
of £0.4m.
This has improved our Return on Capital Deployed 
(“ROCD”) from what we had originally expected. 
This is a measure of the total cash deployed to date, 
including related expenses versus the Operating 
EBITDA in the year. 
For the four acquisitions contributing in full for the 
year, ROCD at an operating level for FY24 is 24%. 
These improvements have also carried through to 
our Operating Cash Flow (from operations and other 
investing activities) Per Share, up by 0.7p to 0.6p. 
Maximising this measure in the long term is the 
number one financial priority for us.
13
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

Redeveloped Platform
Caredocs new platform is launching soon.
14

The next gate
Having reached our aims at ‘Gate 3’, our focus for the 
upcoming year is to continue our search for businesses 
that match our criteria. Utilising the funds raised 
through equity to acquire VMS businesses. Deploying 
capital, driving organic growth, improving Earnings 
per share and long term value for our Shareholders. 
We intend to deploy the remaining capital, without 
going below our set ‘hard deck’ of available cash 
requirements. By then, assuming a similar profile 
of businesses coming into the Group, we’d expect 
annualised sales to reach approximately £25m with an 
aEBITDA run rate goal of 15-20% of sales. We’ll have 
reached ‘Gate 4’ at this point. We have the capital 
to deploy and our pipeline remains healthy enough 
to enable the achievement of this goal. ‘Gate 4’ is 
unlocked and in sight.
Looking beyond that, reaching the next gate will 
require the Group to establish appropriate debt 
facilities to invest alongside equity raised in a prudent 
mix, maximising Earnings per share and minimising 
the cost of capital. The existing bond facilities played 
a vital role in the early stages of our development, but 
the terms of them restrict the Group’s ability to access 
wider bank lending facilities.
Therefore, later this year, the Group intends to 
restructure its balance sheet and finance the 
redemption of the remaining £6.7m of bonds at par. 
This will enhance the Group’s ability to access ongoing 
institutional debt funding, reducing the cost of capital 
for M&A opportunities in the future. 
Current trading and outlook
Our new financial year began in April, and I’m pleased 
to report that trading continues to align with our 
internal forecasts. 
The performance of our newly acquired business 
units has been particularly encouraging, meeting 
our expectations and reinforcing the strength of our 
strategic direction. 
With the organic growth we’ve driven and 
acquisitions we’ve added to the Group, including 
Arc and the most recent Bethebrand, on a run-rate 
basis, annualised sales would be approximately 
£18m. We’re therefore cautiously optimistic about 
the upcoming year. With a full year’s trade from our 
newly acquired businesses, excluding the one-time 
transaction of £1.8m for the sale of the 
printing.com domain announced in April 2024, our 
goal of achieving an aEBITDA at 12-15% of sales, 
remains a realistic target.
As we look ahead, our strategy remains focused on 
identifying and acquiring businesses that align with 
our criteria. The remaining capital from our latest 
fundraise will be strategically deployed to further 
strengthen our portfolio and drive sustainable 
growth. We are committed to maintaining our 
disciplined approach to acquisitions, ensuring that 
each addition enhances our overall value proposition 
and supports our long-term objectives.
In closing, I would like to extend my sincere gratitude 
for your continued support. Your confidence in our 
vision and strategy has been instrumental in our 
progress. I look forward to providing further updates 
and meeting you in person at our Annual General 
Meeting in September. Thank you once again for 
your commitment to our journey.
Gavin Cockerill
Chief Executive Officer
23 July 2024
15
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

SUMMARY INCOME STATEMENT £000	
	
	
	
2024	
2023	
2022
Recurring revenue	
	
	
	
9,210	
4,104	
2,135
Non-recurring revenue	
	
	
	
6,955	
7,573	
6,781
Total Revenue	
	
	
	
16,165	
11,677	
8,916
Operating EBITDA	
	
	
	
2,784	
1,315	
217
Central costs	
	
	
	
(1,133)	
(947)	
(576)
aEBITDA	
	
	
	
1,651	
368	
(359)
Acquisition costs	
	
	
	
(347)	
(353)	
-
Development costs capitalised	
	
	
	
1,133	
390	
525
Depreciation and amortisation	
	
	
	
(3,551)	
(1,556)	
(944)
Impairments and exceptionals	
	
	
	
(2,111)	
(805)	
-
Operating loss	
	
	
	
(3,225)	
(1,956)	
(778)
Net finance costs	
	
	
	
(256)	
(695)	
(340)
Tax	
	
	
	
1,111	
1,243	
559
Net loss from continuing operations	
	
	
	
(2,370)	
(1,408)	
(559)
Net loss from discontinued operations	
	
	
	
-	
(203)	
(1,277)
Net loss	
	
	
	
(2,370)	
(1,611)	
(1,836)
SUMMARY STATEMENT OF FINANCIAL POSITION £000	 	
	
	
2024	
2023	
2022
Property, plant and equipment	
	
	
	
1,242	
1,384	
1,077
Intangible fixed assets	
	
	
	
15,302	
16,266	
1,391
Other assets	
	
	
	
2,451	
3,976	
4,297
Cash and cash equivalents	
	
	
	
15,391	
1,994	
1,462
Total assets	
	
	
	
34,386	
23,620	
8,227
Equity	
	
	
	
21,681	
928	
2,488
Interest-bearing liabilities	
	
	
	
8,495	
18,716	
4,150
Non-interest-bearing liabilities	
	
	
	
4,210	
3,976	
1,589
Equity and liabilities	
	
	
	
34,386	
23,620	
8,227
SUMMARY STATEMENT OF CASH FLOWS £000	
	
	
	
2024	
2023	
2022
Loss for the year from continuing operations	
	
	
	
(2,370)	
(1,408)	
(559)
Adjustments for non-cash items	
	
	
	
4,386	
1,936	
732
Operating cash flow before changes in working capital	 	
	
	
2,016	
528	
173
Cash flow from changes in working capital	
	
	
	
283	
(396)	
100
Cash flow from interest and taxes	
	
	
	
328	
72	
-
Cash flow from operating activities	
	
	
	
2,627	
204	
273
Cash flows from other investing activities	
	
	
	
(1,178)	
(349)	
(572)
Cash flow from operating and other investing activities	 	
	
	
1,449	
(145)	
(299)
Capital deployed acquiring subsidiaries	
	
	
	
(4,100)	
(8,367)	
-
Cash flows from financing activities	
	
	
	
16,050	
9,035	
(378)
Cash flow for the year from continuing operations	
	
	
	
13,399	
523	
(677)
FX on cash	
	
	
	
(2)	
-	
-
Cash flow on discontinued operations	
	
	
	
-	
9	
(472)
Cash movement for the year	
	
	
	
13,397	
532	
(1,149)
	
Multi-year review of financial performance
16

REVENUE ANALYSIS £000	
	
	
	
2024	
2023	
2022
Opening	
	
	
	
11,677	
8,916	
6,944
Acquisition growth	
	
	
	
5,144	
2,145	
-
Organic growth	
	
	
	
(661)	
616	
1,972
Closing	
	
	
	
16,165	
11,677	
8,916
CAPITAL DEPLOYED £000	
	
	
	
2024	
2023	
2022
Opening	
	
	
	
11,046	
2,326	
2,326
Capital deployed on new acquisitions	
	
	
	
4,100	
8,367	
-
Acquisition related costs	
	
	
	
347	
353	
-
Closing	
	
	
	
15,493	
11,046	
2,326
KEY FINANCIAL PERFORMANCE INDICATORS (CONTINUING OPERATIONS)	
	
2024	
2023	
2022
Change in revenue, %	
	
	
	
38.4	
31.0	
28.4
Change in recurring revenue, %	
	
	
	
124.4	
92.2	
2.8
Organic revenue growth rate, %	
	
	
	
(4.5)	
5.6	
28.4
Run-rate ARR, £000	
	
	
	
10,116	
9,132	
2,364
Operating EBITDA margin, %	
	
	
	
17.2	
10.8	
2.4
Operating return on capital deployed, %	
	
	
	
21.0	
18.9	
9.3
aEBITDA margin, %	
	
	
	
10.2	
2.7	
(4.0)
Return on capital deployed, %	
	
	
	
12.4	
4.7	
(15.4)
Net debt / equity ratio, times	
	
	
	
(0.3)	
18.0	
1.1
Interest cover ratio, times	
	
	
	
6.4	
0.5	
(1.1)
Earnings per share, pence	
	
	
	
(0.9)	
(1.2)	
(0.5)
Operating cash flow per share, pence	
	
	
	
0.6	
(0.1)	
(0.3)	
Closing share price, pence	
	
	
	
15.3	
9.3	
5.4
17
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

Defined term
Definition
Usage
EBITDA
Earnings before interest, tax, 
depreciation, amortisation
Measures our operating 
efficiency 
aEBITDA
EBITDA before impairments, 
exceptional costs, acquisition related 
costs and the capitalisation of qualifying 
development costs
Adjustments to EBITDA to 
better measure how efficiently the 
Group manages our portfolio to 
generate free cash flow
Operating EBITDA
aEBITDA before central group 
administration costs
Used to measures the performance of 
decentralised business units without 
the application of central Software 
Circle management and overheads
Capital deployed
Opening value plus closing value of 
cash paid, including acquisition related 
expenditure, in respect of investments in 
subsidiary companies, divided by 2
Provides the average amount of 
capital deployed on the acquisition of 
subsidiaries during the year
Return on capital deployed
aEBITDA as a percentage of 
capital deployed
A KPI for the performance of acquired 
operating businesses
Earnings per share
Net profit / loss for the year divided by the 
weighted average number of shares
IFRS performance indicator
Operating cash flow per share
Cash flow from operating and other 
investing activities divided by the weighted 
average number of shares
A measure to demonstrate the 
Group’s cash generating ability on a 
per share basis
Interest cover ratio
aEBITDA divided by net finance costs
Demonstrates the ability to cover 
interest costs through operating 
activities
Net debt
Interest bearing liabilities less cash and cash 
equivalents
Used to assess the ability to meet 
long-term obligations
Net debt / equity ratio
Net debt divided by equity
Used to assess the financial leverage
Recurring revenue
Subscription and contract-based revenue 
expected to continue into the future
Estimating future revenue
Run-rate ARR
The annualised value of recurring revenue 
streams at the end of the year
Estimating future revenue
Definitions
18

STRATEGIC REPORT
Alternative performance measures (APMs)
The Group has adopted alternative performance 
measures (“APMs”) in order to provide readers of the 
accounts with a clearer picture of the Group’s actual 
trading performance and future prospects. These are 
defined on page 18.
Year in overview
In the previous year’s annual report, we stated that 
on a run-rate basis annualised revenue would be 
approximately £17m and our stated goal of reaching 
10%-15% EBITDA was a realistic target for the 
upcoming year. 
The acquired business in FY 2023 have delivered as 
expected, however the Group did not reach the stated 
£17m with the Nettl business suffering a difficult year. 
Its main supplier of products, Works Manchester 
Limited (“WML”), sold by Software Circle in May 2022 
to the PFI Group at the inception of our strategy 
pivot, struggled for cash flow and profitability as 
prices of inputs continued to rise. These issues 
ultimately resulted in the wider PFI Group going into 
administration, impacting sales within Nettl whilst we 
integrated replacement suppliers.
Profitability levels have been impacted by related 
impairments and exceptional costs. Despite this, the 
Group achieved an aEBITDA of £1.7m, within our 
stated range.
Revenue
Group revenue for the year was £16.2m, (2023 from 
continuing operations: £11.7m), an increase of 38%. 
The impact of acquisitions has resulted in growth of 
£5.1m (2023: £2.2m). 
Excluding our Nettl division, the Group has 
experienced organic growth of 7%. Nettl has been 
impacted by the administration of its major product 
supplier and wider macro-economic uncertainty, 
resulting in a revenue decline of £1.1m. As a result, 
like for like revenue as a whole fell by 4%. 
The proportion of recurring revenue increased to 
57% (2023: 35%) reflecting the recurring nature 
of the businesses brought into the Group through 
acquisition. 
Profitability
The operating loss for the year was £3.2m (2023: 
£2.0m). This is due to two main factors. One is the 
impact of non-recurring impairments and exceptional 
items. The other is the increased amortisation of 
intangible assets created on the acquisition of 
software businesses. To provide a true reflection on 
the Group’s profitability, we review the 
following APMs.
Financial Review
Iain Brown
Chief Finacial Officer
19
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

Recent acquisition
Bethebrand provide marketing compliance and 
workflow management for financial services. 
They joined the group in May 24.
20

Operating EBITDA rose to £2.8m (2023: £1.3m), 
a margin of 17% (2023: 11%) due to a full year of 
contribution by businesses acquired in the previous 
year which operate at a higher level of profitability.
Adjusted EBITDA has risen to £1.7m (2023: £0.4m), a 
margin of 10% (2023: 3%). Whilst Operating EBITDA 
has increased by 112% year on year, the central 
Software Circle overhead has increased by only 20%.
Development costs have increased to £1.1m (2023: 
£0.4m) due to the increased number of operating 
units. We continue to invest in each of our operating 
platforms, whether that has been modernising 
the user experience, modularising features or the 
continued development of web-first platforms. 
Depreciation and amortisation charges have 
increased to £3.6m (2023: £1.6m) with a full year 
of charge against customer and technology related 
assets acquired in FY 2023. 
Impairments and exceptional costs have increased 
to £2.1m (2023: £0.8m), £1.4m (2023: £0.8m) of 
which is a further impairment charge recognised 
against consideration due in respect of the May 2022 
sale of WML to Rymack Sign Solutions following the 
administration of both of those businesses. 
In addition, exceptional charges have arisen totalling 
£1.0m in relation to lease guarantees in connection 
with the WML disposal and other costs incurred due 
to the liquidation of our operating entity in France. 
A fair value credit of £0.3m (2023: nil) has been 
recognised in respect of contingent consideration 
following a reduction in the likelihood of post-
acquisition performance targets being met.
Finance costs
Net finance costs have reduced to £0.3m (2023: 
£0.7m). Of the opening £14.2m nominal value of 
bonds, £7.5m were settled during the year. Net of 
value adjustments on settlement, cost in relation 
to bonds fell to £0.3m (2023: £0.6m). Interest on 
deferred consideration rose to £0.2m (2023: £0.1m). 
Following the equity raise in September 2023, surplus 
funds have been held in a 30-day notice account, 
resulting in an increase in interest income to £0.4m 
(2023: £0.1m). With improved profitability and 
reducing interest costs, the interest cover ratio has 
improved to 6.4 (2023: 0.5).
Taxation
The Tax credit is £1.1m (2023: £1.4m) as the Group 
recognises further tax losses and releases deferred 
tax liabilities in line with the amortisation of 
intangible assets.
Assets
Total assets have risen to £34.4m (2023: £23.6m) with 
the Group holding significant cash reserves following 
the equity raise in September 2023. We expect to 
deploy these reserves on acquisitions that meet our 
criteria in the near future.
Equity
In September 2023, we raised £23.1m of additional 
equity after costs to recapitalise our statement of 
financial position and provide the funding for future 
acquisitions. 
21
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

Website upgrade
Topfloor’s upgraded Blockman website will be 
launching soon.
22

The heavy burden of amortisation of intangibles 
arising as part of the acquisition process, plus the 
impairments and exceptionals items in the year, 
have led to a net loss of £2.4m (2023: £1.6m) and a 
resulting earnings per share for the year of 
-0.9p (2023: -1.4p).
Interest-bearing liabilities
Following the issuance of equity, the Group 
repurchased and subsequently cancelled £7.2m of 
bonds at 87% of their nominal value. The impact 
has been a reduction in interest bearing liabilities to 
£8.5m (2023: £18.7m). Combined with the current 
cash balance, the net debt / equity ratio has fallen to 
-0.3 (2023: 18.0). 
The prior year was particularly high, and only made 
sense given the early stage of the strategy and the 
intention to raise equity following the successful 
completion of our initial round of acquisitions. As 
capital is deployed in the coming year, this will 
return to being positive. Moving forward we intend 
to finance the continued acquisition growth whilst 
maintaining a healthy balance between debt and 
equity.
Return on Capital Deployed (“ROCD”)
The Group closely monitors the return it achieves 
on capital it has deployed on acquired software 
businesses. After central costs, this has risen to 12% 
(2023: 5%). 
In future years, we expect to see continued 
improvement in this measure by acquiring at sensible 
multiples, encouraging organic growth in those 
businesses acquired and minimising the incremental 
increase in central overheads.   
Cash flow 
Cash flow from operating and other investing 
activities was £1.4m (2023: -£0.1m). We’ve chosen 
this non-standard measure as these other investing 
activities primarily reflect capitalised development 
costs and the purchase of physical assets, such as 
computer hardware. 
We consider these to be essential and annual 
expenditure of a software group, not a discretionary 
spend. The improvement reflects the Adjusted EBITDA 
for the year, along with a working capital inflow, 
mainly due to improved supplier terms in the Nettl 
business, and interest received on deposits. 
The company raised £23.1m net of issue costs through 
equity in September 2023 and immediately utilised 
£6.5m to repurchase bonds with a nominal value of 
£7.5m. Other loan repayment and interest costs in the 
year utilised cash of £0.5m (2023: £0.5m). The total 
net cash inflow through financing activities was £16.1m 
(2023: £9.0m).
Of these funds, £4.1m (2023: £8.4m) has been 
deployed in relation to the acquisition of VMS 
companies.  £0.4m has been paid, net of cash 
acquired, for new companies joining the Group 
during the year, with a further £3.7m of deferred 
consideration paid in respect of prior year acquisitions. 
Closing cash rose to £15.4m (2023: £2.0m). We 
continue to look for additional VMS business 
acquisition opportunities, and have already deployed 
an additional £2.8m for the initial consideration of Be 
The Brand Experience Limited since the year end. 
23
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

Goodbye old friend
The domain name printing.com was agreed to be 
sold to JAL Equity Corp in the USA, for $2.3m.
24

Other KPIs
Management monitors a number of KPIs, which 
underpin the performance of the Group and its 
operating businesses. The financial KPIs are shown 
within the multi-year review of financial performance 
on pages 16-17. 
There are also a number of non-financial KPIs which 
management monitors, that ultimately help drive 
the financial performance and organic growth of 
our operating businesses. We use these KPIs when 
assessing the suitability of acquisition targets as well 
as benchmarking post-acquisition performance. We 
track changes in monthly recurring revenues (MRR) in 
order to measure Logo Churn percentage - the rate 
at which a SaaS or subscription company is losing 
customers, on an ongoing basis. 
Although acquiring new customers is a core goal 
of any SaaS company, ensuring the retention of 
subscribing customers is just as important. We also 
measure a number of cost base categories as a 
percentage of Annual Recurring Revenues (ARR) where 
various ratios are derived to benchmark 
operational efficiencies.
Outlook
With the legacy issues of the past now behind us and 
additional businesses joining the Group, we expect 
further growth in revenue, profitability and cash 
generation from operating activities.
We see organic growth opportunities throughout 
the Group and with a strong pipeline of acquisition 
targets, expect to deploy the remaining available 
capital in the near future.
We’ve stated our intention to repurchase the 
remaining bonds in issue as we feel the time is now 
right for us to explore additional debt capacity. 
As we look to establish sensible and scalable financing 
for our future growth, prospective lenders, quite 
rightly, want the maximum level of security and seek 
to subordinate other debts. We are extremely grateful 
to our bondholders, who provided the financing that 
has enabled the Group’s transformation over the past 
years. Even if the terms of the bonds allowed, seeking 
to subordinate them is simply not an option we 
would explore.  
Treasury policies
Surplus funds are intended to support the Group’s 
short-term working capital requirements and fund 
future acquisitions. These funds are invested through 
the use of short-term deposits and the policy is to 
maximise returns as well as provide the flexibility 
required to fund ongoing operations. The Board 
has developed a model to establish a fair value for 
the Company’s shares and will only purchase shares 
when the offer price is materially below that value 
and funds are available. It is not the Group’s policy 
to enter into financial derivatives for speculative or 
trading purposes, see Note 21 for further details about 
the Group’s objectives and policies on use of financial 
instruments and exposure to credit, interest rate, 
foreign currency and liquidity risks.
Iain Brown
Chief Financial Officer
23 July 2024
25
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

Risk
Potential Impact
Mitigation
Economic and political
factors beyond the Group’s 
direct control
A downturn in the macroeconomy may 
reduce consumer demand generally.
Costs may be increased by changes to 
government policy, including tax changes 
or other legislation.
Supply chains may be subject to 
disruption, or inflationary pressure.
Changes in interest rates could impact 
the ability to raise required capital to fund 
the acquisition strategy.
To mitigate supply chain disruption 
across borders the majority of product 
supply is now sourced from the 
jurisdictions the customer belongs to.
Our platform has the capability to 
source product supply from multiple 
suppliers, across multiple regions 
should it be required.
Competitive environment
Some of the markets in which the Group 
operates are extremely competitive 
posing a threat to profitability.
We work closely with suppliers to 
monitor input costs and competitor 
pricing, ensuring we remain 
competitive.
Acquisition of a sub-optimal 
business
A poor performing acquisition would 
consume management time, focus and 
Group cash flows.
We operate a structured and rigorous 
due-diligence process when assessing 
potential acquisitions to ensure the 
target meets our acquisition criteria 
and establish the quality of its 
earnings. 
We also model alternative scenarios 
and build contingency plans for each.
Technological change
Advances in software and advances 
in artificial intelligence may impact on 
operational effectiveness and earnings 
potential.
We are constantly improving our 
platforms and adding new features to 
ensure we remain at the forefront of 
technological advancement.
Technological failure
The Group and its clients depend on 
the SaaS platform to operate their 
businesses.
All reasonable operational 
contingency is embedded for resilience 
in the event of a catastrophe.
Key management
The loss of key personnel could impact the 
Group’s ability to implement strategy and 
the intended pace of growth.
The Remuneration Committee seeks 
to ensure rewards are commensurate 
with performance and aid retention.
Principal Risks and Uncertainties
The following are the principal risks relating to the Group’s operations:
26

In accordance with section 172 of the Companies Act 2006, the Board regularly considers the likely consequences 
of our strategy and long-term decisions, taking into account the interests of colleagues, suppliers, customers, 
communities and the environment. 
The Directors assess and take into account what is most likely to promote the success of the Company for its 
members in the long term as part of their decision-making process, and make this assessment fairly and in good 
faith. The strategic planning process involves gathering market and business information, scenario planning and 
the application of experience and knowledge of current affairs by members of the Board. 
The table below outlines some of the considerations in relation to wider stakeholders and the environment which 
the Board took account of in making key decisions.
The Directors continue to promote the success of the Company in accordance with section 172 of the Companies 
Act 2006.
Approval of the strategic report on behalf of the board
Iain Brown
Chief Financial Officer
23 July 2024
S.172 Companies Act 2006 Statement
Key Board Decisions
Considerations
Acquisition of software 
businesses
All acquisition targets are assessed against a set of criteria to determine their suitability to join 
the Group. Those acquired during the year met the requirements of having stable customer 
bases with revenue of a recurring nature, are profitable and are cash generative.
Issue of additional equity
To continue the acquisition strategy additional funding was required. Raising equity through 
a combination of placement and open offer enabled new investment at an early stage in the 
journey, whilst giving existing investors the opportunity to maintain their pro-rata holding. 
The Group was able to raise the funds without adding to the annual interest payment burden, 
increasing the amount of cash flows available for re-investment.
Grant of share options 
to senior management
A long-term incentive scheme for senior management was established, linking financial reward 
to sustained growth in the share price over a 7 year period, thereby aligning management’s 
interests with those of shareholders.
Sale of printing.com 
(PDC) domain
The domain name printing.com was agreed to be sold to JAL Equity Corp, an owner and 
operator of marketing, printing, signage, and promotion businesses in the USA, for USD 
2.3m. Since the launch of ‘Nettl’ eight years ago, more and more printing.com partners 
have upgraded to Nettl. For the few remaining partners utilising the PDC domain, we expect 
the majority will upgrade and become Nettl partners. Those who don’t, can continue using 
the software platform to run their business as a white label partner. The proceeds from the 
domain sale will be deployed on acquisitions that match our criteria.
Future repayment of 
bonds
To continue the long-term acquisition strategy, the Group will need to establish an expandable 
debt facility, where lenders would require other debts to be subordinated. As the terms of our 
bond facility do not allow for this, the Group intends to buy-back outstanding bonds.
27
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

Jan Mohr
Chairman
Iain Brown
Chief Financial Officer
After graduating from Leeds University with a Bachelor of 
Arts degree in Accountancy and Finance in 2008, Iain joined 
audit practice with Baker Tilly UK LLP, qualified as a chartered 
accountant in 2012 and is a Fellow of the Institute of Chartered 
accountants in England and Wales. Prior to joining the Group he 
held a number of senior financial positions with Myriad Group 
AG, a publicly listed Swiss software business trading across the 
world from multiple locations, before ultimately being appointed 
as Group Financial Controller in 2016. 
Iain joined the Group in October 2019 and was appointed to the 
Board in January 2020.
Jan is based in Hamburg, Germany and is Managing 
Director of the advisory firm JMX Capital GmbH and 
CEO of Chapters Group AG. He previously worked with 
Investmentaktiengesellschaft fuer langfristige Investoren 
TGV, Hauck & Aufhaeuser and McKinsey & Company. 
Jan graduated from Frankfurt School of Finance and 
Management and earned a Master’s in Finance at Stockholm 
School of Economics as a German National Merit Scholar. 
Jan was appointed to the Board in March 2016.
Gavin Cockerill
Chief Executive Officer
After graduating from Birmingham City University in 2000 and 
following a short stint in advertising, Gavin helped launch and 
grow printing.com studios in the UK. Since joining the Group 
he has been involved in progressing the Nettl and printing.com 
software licencing business models and its numerous master 
licences globally. In 2012 he launched and developed the Group’s 
online platforms.
Gavin was appointed Chief Operating Officer in October 2015. 
He has been a member of the Board since January 2018, was 
appointed Acting CEO in May 2022 and CEO in May 2023.
Directors
28

Matthias Riechert
Non-Executive Director
Simon Barrell
Non-Executive Director
Simon qualified as a chartered accountant in 1983 and is a 
Fellow of the Institute of Chartered accountants in England 
and Wales. He’s held various posts as Finance Director and has 
experience across multiple industries working in both the public 
and private sectors. He has also held numerous non-executive 
positions for a number of public companies and continues to act 
as an adviser to listed and non-listed companies. He is currently 
a non-executive director of SRT Marine Systems plc and 
Westminster Group plc. 
Simon joined the Group in June 2018 as Interim Finance Director 
and was appointed to the Board as a Non-Executive Director in 
January 2020.
Matthias is a founder and Director of P&R Investment 
Management Limited (“P&R”), an investment advisory 
firm. Previously, Matthias worked in sales and trading at 
Citigroup Global Markets for nine years. He has an MBA 
from London Business School and Columbia Business 
School where he specialised in value investing. 
Matthias was appointed to the Board as a Non-Executive 
Director in October 2022.
Conrad Bona
Non-Executive Director
Conrad is a business consultant, investor and entrepreneur 
who started his career as a banking and finance lawyer and 
has worked in Toronto, London and Tokyo. He has a degree 
in economics from the University of Western Ontario, law 
degrees from the University of Edinburgh and the University 
of New Brunswick and qualified to practice as a lawyer in 
multiple jurisdictions. No longer practising law, Conrad now 
advises companies on a wide range of commercial, financial 
and business matters. He is currently a non-executive director 
of System1 Group plc. He has both Canadian and British 
citizenship. 
Conrad was appointed to the Board in October 2015.
Richard Lightfoot
Director and Company Secretary
Richard graduated from Manchester Metropolitan University 
in 1998 with a First Class honours degree in Business Studies. 
He subsequently worked for a Corporate Finance advisory 
firm assisting on mergers & acquisitions and venture 
capital fund raisings. Since joining the Group in 2004 he 
has performed a number of roles supporting the Board in 
implementing strategic initiatives. 
Richard was appointed Company Secretary in October 2015 
and was appointed to the Board in January 2018.
29
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

The Directors present their report and the financial statements of Software Circle plc and its subsidiary companies for the financial year ended 
31 March 2024. The Directors have proposed that no final dividend will be paid (2023: nil).
PRINCIPAL ACTIVITIES
The principal activity of the Group is the delivery of Software as a Service (SaaS) that solves clients’ problems. We buy and operate VMS 
businesses, licensing a suite of mission critical software to predominantly SME customers across a variety of sectors.
DIRECTORS
The following Directors have held office since 1 April 2023:
J-H Mohr	 	
Non-executive Chairman
C C Bona	 	
Non-executive Director
S G Barrell 	
Non-executive Director
M Riechert	
Non-executive Director
G G Cockerill 	
Chief Executive Officer 
R A Lightfoot 	
Director and Company Secretary
I S Brown	 	
Chief Financial Officer
All the Directors are subject to re-election at intervals of no more than three years.
S G Barrell, G G Cockerill and R A Lightfoot who retire by rotation, all being eligible, offer themselves up for re-election in accordance with the 
Company’s Articles of Association.
Details of Directors’ interests in the share capital of the Company as shown in the register, together with details of share options granted and 
awards made to the Directors, are included in the Report on Directors’ Remuneration on pages 46-47.
The Company maintains cover for its Directors under a directors’ liability insurance policy, as permitted by the Companies Act 2006.
REVIEW OF THE BUSINESS
The Strategic report on pages 3 to 27 provides a review of the business, the Group’s trading for the year and key performance indicators.
EMPLOYEES
The employment policies of the Group embody the principles of equal opportunity and the Group does not discriminate against anyone on any 
grounds. The Group ensures that every consideration is given to applications of employment from disabled persons. If an employee became 
disabled, every effort would be made to offer suitable alternative employment within the Group and assistance with retraining.
The Group keeps employees informed via on-line message boards, by circulation of KPIs and provision of access to relevant operational 
results. A regular schedule of staff meetings are held and relevant internal announcements made by email. The Company takes account of any 
comments and feedback provided by employees in the formulation of its policies and procedures.
We have previously run SAYE schemes with our employees and will be reviewing the future offering during the current year.
RESEARCH AND DEVELOPMENT
Developing the software platforms across our Group is an ongoing process. Each year we introduce new features and services with the aim of 
increasing annual recurring revenues and reducing logo churn. In our newly acquired subsidiaries, management teams have developed clear 
roadmaps for the necessary enhancements in the years ahead, which we continually review.
HEALTH AND SAFETY
Emphasis is placed upon providing a safe and healthy working environment for employees, customers and suppliers. The Group ensures that 
regular risk assessments are carried out and that equipment is properly maintained. Working practices are continually refined to embody safe 
systems of work and the Group ensures that employees receive ongoing instruction, training and supervision for working and health and safety 
issues.
Directors’ Report
30

SOCIAL, ENVIRONMENTAL AND ETHICAL ISSUES
The Board considers social, environmental and ethical matters in all aspects of the business of the Group. They and senior management review 
and assess the significant risks to the Group’s short and long-term value as impacted upon by social, environmental and ethical issues. The 
Group complies with environmental laws and regulations and works with suppliers and customers to improve the effectiveness of environmental 
management. The Group has made no contribution to political parties during the year (2023: nil).
FINANCIAL RISK MANAGEMENT
The Group utilises financial instruments comprising borrowings, cash and cash equivalents and various other items such as trade receivables 
and payables that arise directly from its operations. The main purpose of these financial instruments is to raise finance for the Group’s 
operations. The main risks arising from the Group’s financial instruments relate to interest rates, liquidity and credit. The Directors review and 
agree policies for managing each of these risks, which are described and evaluated in more detail in note 21.
SUBSTANTIAL SHAREHOLDERS
In addition to the Directors’ interests noted in the Directors’ Remuneration Report, the Directors are aware of the following which were interested 
in 3% or more of the Company’s equity as at 31 March 2024:
Registered holding	
Number of shares	
% of issued share capital
Chapters Group AG*	
116,634,908	
29.90%
Value Focus Beteiligungs GmbH	
97,910,910	
25.10%
Axxion SA	
56,811,389	
14.56%
Sun Mountain Partners LLC	
31,764,704	
8.14%
Wui Yen Liow	
23,809,094	
6.1%
*The Chairman, Jan-Hendrik Mohr, is CEO of Chapters Group AG
POST BALANCE SHEET EVENTS
On 2 April 2024, the Company announced the sale of the printing.com domain to JAL Equity Corp for USD 2.3m. USD 0.2m was payable on 
completion with the remaining payable by 31 July 2024.
On 30 May 2024, the Company announced the acquisition of the entire issued share capital of Be The Brand Experience Limited, a provider 
of marketing compliance and digital asset management workflow solutions for businesses providing financial services. The total consideration 
of £3.5m will be satisfied in cash and is structured on a debt free/cash free basis. The acquisition is expected to be cash flow generative and 
earnings enhancing in the first year after acquisition. Initial consideration of £2.8m was paid on completion and a further £0.7m of deferred 
consideration will be paid on the first anniversary of completion.
FUTURE DEVELOPMENTS
We intend to deploy the remaining capital, without going below our set ‘hard deck’ of available cash requirements. By then, assuming a similar 
profile of businesses coming into the group, we’d expect annualised sales to reach approximately £25m with an aEBITDA run rate goal of 
15-20% of sales. Looking ahead, continuing our acquisition strategy will require the Group to establish appropriate debt facilities to invest 
alongside equity raised in a prudent mix, maximising Earnings Per Share and minimising the Cost of Capital. The existing bond facilities played 
a vital role in the early stages of our development, but the terms of them restrict the Group’s ability to access wider bank lending facilities. 
Later this year, the Group intends to restructure its balance sheet and finance the redemption of the remaining £6.7m of bonds at par. This will 
enhance the Group’s ability to access ongoing institutional debt funding, reducing the cost of capital for M&A opportunities in the future. 
31
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

GOING CONCERN
As part of the consideration of the appropriateness of adopting the going concern basis of accounting, the Directors have prepared a base case 
forecast and then applied reasonable sensitivities.
As of the balance sheet date, the Company maintains a substantial cash balance, providing a strong liquidity position to support its business 
operations and strategic growth plans. The cash reserves are considered sufficient to meet the current operational requirements and short-term 
obligations of the Company.
The Company’s primary strategic objective includes expansion through acquisitions, which involves inherent risks, particularly concerning 
deferred consideration payments. While the Company has a significant cash balance, the Directors recognise the following risks:
•	Acquisition Volume and Payment Obligations: The risk of acquiring multiple companies in a short time frame could potentially strain the 
Company’s liquidity if not managed prudently.
•	Deferred Consideration Payments: The Company must ensure that it can meet deferred consideration payments as they fall due, without 
compromising its operational liquidity.
To mitigate these risks, the Directors have implemented the following measures:
•	Due Diligence and Acquisition Strategy: Rigorous due diligence processes are in place to evaluate potential acquisition targets, ensuring 
that each acquisition aligns with the Company’s strategic objectives and financial capacity.
•	Cash Flow Forecasting and Management: Detailed cash flow forecasting is conducted regularly to project the timing and amounts of 
deferred consideration payments, ensuring that adequate cash reserves are maintained.
•	Contingency Planning: Contingency plans are established to address any potential shortfalls in liquidity, including securing additional 
financing if necessary.
After considering the Company’s strong cash position, the comprehensive risk management strategies in place, and the ability to adjust 
the pace of acquisitions if required, the Directors have a reasonable expectation that the Company has adequate resources to continue 
in operational existence for the foreseeable future. Accordingly, they continue to adopt the going concern basis in preparing the financial 
statements.
ANNUAL GENERAL MEETING
The Annual General Meeting of the Company will be held in September 2024 and shareholders will receive a notice in due course. In addition 
to the ordinary business, the Company will also propose a number of resolutions, which will be dealt with as special business. Details will be 
contained in the Notice of the Annual General Meeting.
In the opinion of the Directors, the passing of these resolutions is in the best interests of the shareholders.
DISCLOSURE OF INFORMATION TO THE AUDITOR
The Directors who held office at the date of approval of this directors’ report confirm that, so far as they are each aware, there is no relevant 
audit information of which the Group’s auditor are unaware; and each Director has taken all the steps that he ought to have taken as a director 
to make himself aware of any relevant audit information and to establish that the Group’s Auditor is aware of that information.
AUDITOR
RSM UK Audit LLP has indicated its willingness to continue in office and a resolution to reappoint it as Auditor will be proposed at the next 
Annual General Meeting.
On behalf of the Board
Iain Brown
Chief Financial Officer
23 July 2024
32

The Directors are responsible for preparing the Strategic Report, the Directors’ Report and the financial statements in accordance with 
applicable law and regulations.
 Company law requires the directors to prepare Group and Company financial statements for each financial year. The Directors have 
elected under company law and are required by the AIM Rules of the London Stock Exchange to prepare the Group financial statements in 
accordance with UK-adopted international accounting standards and have elected under company law to prepare the Company financial 
statements in accordance with UK-adopted international accounting standards and applicable law.
 The Group and Company financial statements are required by law and UK-adopted international accounting standards to present fairly 
the financial position of the Group and the Company and the financial performance of the Group. The Companies Act 2006 provides in 
relation to such financial statements that references in the relevant part of that Act to financial statements giving a true and fair view are 
references to their achieving a fair presentation.
Under company law, the Directors must not approve the financial statements unless they are satisfied that they give a true and fair view 
of the state of affairs of the Group and the Company and of the profit or loss of the Group for that period.
In preparing each of the Group and Company financial statements, the Directors are required to:
•	select suitable accounting policies and then apply them consistently;
•	make judgements and accounting estimates that are reasonable and prudent;
•	state whether they have been prepared in accordance with UK-adopted international accounting standards;
•	prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Group and the Company 
will continue in business.
The Directors are responsible for keeping adequate accounting records that are sufficient to show and explain the Group’s and the 
Company’s transactions and disclose with reasonable accuracy at any time the financial position of the Group and the Company and 
enable them to ensure that the financial statements comply with the requirements of the Companies Act 2006. They are also responsible 
for safeguarding the assets of the Group and the Company and hence for taking reasonable steps for the prevention and detection of 
fraud and other irregularities.
The Directors are responsible for the maintenance and integrity of the corporate and financial information included on the Software Circle 
plc website.
Legislation in the United Kingdom governing the preparation and dissemination of financial statements may differ from legislation in 
other jurisdictions.
Statement of directors’ responsibilities in respect of the annual report, 
strategic report, the directors’ report and the financial statements
33
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

FOR THE YEAR ENDED 31 MARCH 2024
The Board has determined that the Quoted Companies Alliance’s (“QCA”) Corporate Governance Code for small and mid-size quoted 
companies (the “QCA Code”) is the most appropriate for the Group to adhere to. The QCA published a revised Corporate Governance Code on 
13 November 2023 (the “2023 QCA Code). Prior to that the QCA Code was last revised on 25 April 2018 (the “2018 QCA Code). 
In line with the QCA’s guidance, the Company will apply the 2023 QCA Code in respect of accounting periods commencing on or after 1 April 
2024. The information on Corporate Governance set out below has been applied and presented in line with the preceding 2018 QCA code. 
The 2018 QCA Code is constructed around ten broad principles and a set of disclosures. The QCA has stated what it considers to be appropriate 
arrangements for growing companies and asks companies to provide an explanation about how they are meeting the principles through the 
prescribed disclosures. We have considered how we apply each principle to the extent that the Board judges these to be appropriate in the 
circumstances, and below we provide an explanation of the approach taken in relation to each. The Board considers that it did not depart from 
any of the principles of the 2018 QCA Code during the period under review.
The following paragraphs set out the Group’s compliance with the ten principles of the 2018 QCA Code.
1. ESTABLISH A STRATEGY AND BUSINESS MODEL WHICH PROMOTE LONG TERM VALUE FOR SHAREHOLDERS
In the summer and early autumn of 2022, the Board ran a strategy exercise to establish the right operating model and leadership structure for 
the Group going forward. Our aim was first shared with our shareholders at the 2022 AGM. It puts our acquisition strategy at the centre of our 
focus to drive long term shareholder value, and is as follows:
 “To be a leading serial acquirer and operator of VMS businesses. A permanent home for software leaders, teams and customers.”
Our strategy to achieve this is to build our acquisition ‘flywheel’, deploying capital to buy VMS businesses that meet our criteria.
We’re continually evaluating multiple VMS business targets.  We find potential acquisitions through a structured outreach program. Engaging 
with niche, business-to-business, and mission-critical platforms.
We look for businesses where the majority of revenues are recurring in nature and logo churn is low. The sustainability of our strategy is 
underpinned by the recurring revenue model. This approach allows for a more reliable revenue stream, promoting long-term stability.
We run our business units in a decentralised way and actively avoid centralisation and consolidation. We do this to encourage an entrepreneurial 
spirit and culture and accelerate growth in each business which is run by its own management team, supported by the Board.
Our strategy and business operations are set out more fully in the Strategic Report section on pages 3 to 27 of this report. 
The Group’s principal risks and uncertainties and the systems and internal controls developed to mitigate them are set out in the disclosure to 
principle 4 of the 2018 QCA Code further below.
2. SEEK TO UNDERSTAND AND MEET SHAREHOLDER NEEDS AND EXPECTATIONS
The Company believes strongly in transparency and an open door policy towards shareholder communications. It aims to provide fair and 
objective reporting and seeks to ensure its strategy, business model and performance are clearly communicated and understood through its half 
year and full year reports. Past and present versions are published on the Company’s website - www.softwarecircle.com/reports-downloads.
Given the stage of the Company’s development, its AGM provides the key opportunity for dialogue with shareholders. All members of the Board 
attend the AGM. A Notice of AGM is circulated to all shareholders on the register at least 21 days in advance of the AGM. 
The Chairman and Company Secretary go to additional lengths to identify and communicate with major shareholders whose holding is via 
nominee accounts and encourage attendance at the AGM, voting and shareholder feedback and engagement. Both the Chairman and CEO 
also meet on an adhoc basis with significant and major shareholders and provide feedback to the Board.
The number of proxy votes received for each vote are announced at the AGM and the results of the AGM are announced and published on our 
website.
The Company does not presently have significant representation from traditional institutional investors. However, at an appropriate juncture, it 
will seek to develop this area with the support of its broker Allenby Capital.
Corporate governance statement
34

3. TAKE INTO ACCOUNT WIDER STAKEHOLDER AND SOCIAL RESPONSIBILITIES AND THEIR IMPLICATIONS FOR LONG-TERM 
SUCCESS
The Company actively seeks to engage with its wider stakeholder base in order to maximise decision making, ensure alignment of interests and 
balance the needs of all stakeholders, whilst meeting its primary responsibility to promote the success of the Company for the benefit of its 
members as a whole via the execution of its strategy and business model set out in the disclosures to principle 1 of the 2018 QCA Code above.
Employees
The Company regularly engages with its employees via a number of practices and procedures. Team members are able to give valued feedback 
on the working environment and other stakeholder insights through, for example:
•	on-line message boards and forums as well as third party applications and business communication platforms. Use of such platforms came 
into sharp focus during the pandemic and now continue to support homeworking; and
•	regular virtual meetings bringing together our customer facing operational senior management and team leaders.
Customers and Suppliers
The Group invests in customer service software and infrastructure to support feedback from these stakeholder groups and monitors and 
measures internal targets for response times and quality. The Group also regularly undertakes customer surveys to measure Net Promoter 
Scores.
The Group’s business units operate in different sectors and are run in a decentralised way by their own senior management teams who are 
responsible for engaging with customers and suppliers through events such as exhibitions, roadshows, conferences, on site visits and remote 
sessions. Direct feedback and responses to initiatives such as on-line polls and votes have shaped key strategic and operational decisions 
around important aspects of our businesses, ranging from pricing to environmental policies and considerations.
Environment
The Company is conscious of the environmental impact of the industries that its business units operate in. We seek to mitigate and minimise the 
Company’s impact on the environment through practices and procedures appropriate to each business unit. Nettl Systems for example offers 
biodegradable products and recycled options to its customers and previously invested in technologies to reduce its energy consumption such as 
voltage optimisation equipment.
35
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

4. EMBED EFFECTIVE RISK MANAGEMENT, CONSIDERING BOTH OPPORTUNITIES AND THREATS, THROUGHOUT
THE ORGANISATION
Principal risks and uncertainties faced by the Group are set out on page 26.
The Board is responsible for establishing and maintaining the Company’s system of internal control, which is designed to meet the particular 
needs of the Company and mitigate the risks to which it is exposed. Such a system is designed to manage these risks, to provide reasonable, 
but not absolute, assurance against material misstatement or loss, and to maintain proper accounting records to ensure the integrity of the 
financial information used within the business and for external publication.
The Board reviews the effectiveness of the system of internal control and considers whether the Company’s internal controls processes would 
be significantly enhanced by an internal audit function and has taken the view that at the Company’s current stage of development, this is not 
required. The Board will continue to review this matter each year.
The Board considers that the internal controls in place are appropriate for its size and resources, its activities and the risk profile. The key 
elements of the control system in operation are:
•	The Board meets regularly to consider matters reserved to it and has put in place an organisational structure with clear lines of defined 
responsibility and with appropriate delegation of authority to manage risk. Board papers include a comprehensive CEO’s report covering 
a wide range of KPIs consistently applied across all business units, Red Amber Green (RAG) reporting against valuations models and pre 
acquisition expectations and Return On Sales (ROS) benchmarking that dictates the operational focus for each business unit, that in turn 
forms the basis of the operational focus set out in a ‘Playbook’ for each business unit’s senior management team to then execute. 
•	The Executive Directors meet prior to each full Board to discuss risks and opportunities facing the Group’s various business units.
•	The CEO meets regularly with the senior management team of each business unit providing an opportunity to consider operational risks 
faced and provide stakeholder feedback from across the Group’s operations.
•	An organisational structure exists with defined roles and accountability and a culture is fostered which encourages entrepreneurial 
decision making while minimising risks. A key component of this is a comprehensive onboarding programme undertaken with the senior 
management team of each business acquired which includes:
•	the development of a 100 day plan to address, amongst other things, due diligence findings.
•	preparation of a financial budget and the plumbing in of the business unit’s accounting platform to the Group’s central reporting 
platform.
•	building reporting processes, procedures and infrastructure for benchmarking KPI’s and Monthly Recurring Revenue (MRR) metrics that 
the Group applies consistently across all business units to measure operational performance.
•	development of a ‘Playbook’ based on a RASCI model (setting out who is Responsible, Accountable, Supporting, Consulted and 
Informed for particular ‘Milestones/Tasks’) which sets Objectives and Key Results (OKRs) agreed with the Management teams to 
measure the success of a financial year, align future objectives, identify operational efficiencies, evaluate pricing and determine 
where organic investment should go.
•	The Company has information systems for monitoring its financial performance against approved budgets and forecasts.
•	Documented quality systems include relevant health and safety policies and procedures for each of the Group’s business units.
A risk register is maintained and the Executive Directors report to the Board on any health and safety matters.
•	The Audit Committee receives reports from the external auditors on a regular basis and from Executive Directors of the Company. The 
Board receives periodic reports from all Committees.
•	The Group retains an insurance broker and maintains appropriate insurance cover in respect of actions taken against Directors. The 
Group’s individual business units maintain insurance in respect of materials loss or claims against them and the risks they face. The types 
of cover and insured values are reviewed annually.
36

5. MAINTAIN THE BOARD AS A WELL-FUNCTIONING, BALANCED TEAM LED BY THE CHAIR
The make-up of the Board is reviewed on an ongoing basis in light of the Company’s development, requirements and resources. The Board 
currently comprises four Non-Executive Directors (including the Chairman) and three Executive Directors.
All of the Directors are subject to election by shareholders at the first Annual General Meeting after their appointment and article 32 of the 
Company’s articles of association require anyone who has been in office for three years without re appointment to seek re-election.
In the past, the Company raised bond funds of £4m (at face value) from Chapters Group AG of which the Company’s Chairman, Jan-Hendrik 
Mohr, is also minority shareholder and CEO. Matthias Riechert is founder owner and Managing Director of P&R Investment Management 
Limited, which is a sub advisor to Axxion SA. Axxion is a significant shareholder in the Company with 14.56% / 56,811,389 shares. Given their 
respective positions with Chapters Group and P&R Investment Management, the Board does not consider Mr Mohr and Mr Riechert to be 
independent for the purposes of Principle 5 of the 2018 QCA Code. 
To ensure transparency, disclosure, and independent oversight into matters relating to Chapters Group or Axxion’s investments in the 
Company, a sub-committee of the Board, excluding Mr Mohr and Mr Riechert is formed to make decisions regarding the Company’s bonds and 
any other relevant matters. All other Non-Executive Directors are considered independent on the basis that they receive a fixed fee for their 
services, do not participate in any performance-related remuneration schemes, do not have any interest in a company share option scheme and 
have no material financial relationships with the Company. 
All Board members are required to review their affiliations, relationships, and business interests on an ongoing basis and report to the Board 
any matter which may compromise their objectivity or impartiality in decision-making or affect their independence.
To enable the Board to discharge its duties, all Directors have full and timely access to all relevant information. A rolling programme of Board 
meetings is maintained throughout the year together with adhoc meetings as the Company’s requirements demand. The director’s attendance 
records in the year under review (excluding directors who have ceased to be directors in the period), is as follows:
	
	
Audit 	
Remuneration	
Investment	
	
Board	
Committee	
Committee	
Committee
	
meetings	
meetings	
meetings	
meetings

Number held	
8	
3	
4	
4
Jan-Hendrik Mohr (Chairman)	
8	
3	
3	
4
Conrad Bona (Non-Executive Director)	
8	
3	
4	
4
Simon Barrell (Non-Executive Director)	
8	
3	
4	
4
Matthias Riechert (Non-Executive Director)	
8	
3	
4	
4
Gavin Cockerill (CEO)	
8	
-	
-	
4
Richard Lightfoot (Director & Company Secretary)	
8	
-	
-	
-
Iain Brown (CFO)	
8	
3	
-	
-
The Company Secretary reports directly to the Chairman on governance matters. The Board believes that Richard Lightfoot’s appointment as 
Director and Company Secretary is appropriate at this stage of the Company’s development and given its requirements and resources. This 
arrangement is assessed on an ongoing basis and separation of duties will be implemented as appropriate.
37
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

6. ENSURE THAT BETWEEN THEM THE DIRECTORS HAVE THE NECESSARY UP-TO-DATE EXPERIENCE, SKILLS AND CAPABILITIES 
The Board considers that all of its Directors are of sufficient competence and calibre and between them provide an appropriate and effective 
balance of skills and experience, including in the areas of retailing, wholesaling, marketing, print production, software development, 
ecommerce, finance and mergers and acquisitions. Directors’ biographies are set out on the website and the names, qualifications and 
backgrounds of each of the directors are disclosed within the Directors section of this annual report.
The Directors all ensure that their skills are kept up to date by the attendance of courses, briefings from professional advisors and reading 
relevant industry and professional publications.
The Board is supported where necessary by its external professional advisers. The Board continually reviews the performance of third party 
advisers to ensure they are the most effective business partners for the Group. Our Auditors were last changed in July 2017. The Group’s audit 
was put out for tender during the year, the result of which was to retain the existing auditors. Directors have access to advice and services of 
the Company Secretary and there is a procedure for all Directors, in furtherance of their duties, to take independent professional advice, if 
necessary, at the expense of the Group.
Whilst the Board presently consists of two German nationals, and one member with both Canadian and British citizenship, it is mindful of the 
absence of ethnic diversity and gender balance. The Board has retained external advisors to review board composition and succession and will 
announce results in due course.
The Company Secretary provides all new Directors with a comprehensive onboarding pack and on an ongoing basis Directors are provided with 
updates on key developments relating to the Company and legal and governance matters including advice from the Company’s nomad, lawyers 
and other advisors.
7. EVALUATE BOARD PERFORMANCE BASED ON CLEAR AND RELEVANT OBJECTIVES, SEEKING CONTINUOUS IMPROVEMENT
The Chairman assesses the individual contributions of each of the members of the team to ensure that:
•	they are performing their roles and carrying out their responsibilities to the highest standards;
•	their contribution is relevant and effective; and
•	where relevant, they have maintained their independence.
Appraisals are carried out each year for all Executive Directors and to assess overall Board composition. The appraisal process is an ongoing 
consideration of the Board as a whole.
The Chairman Jan-Hendrik Mohr conducts an annual review of the Board’s effectiveness, in accordance with Principle 7 of our Corporate 
Governance Statement. The objective of this evaluation process is to bring to light possible changes which could make the Board’s activities and 
administration more effective and efficient.
Board Evaluation covers the following areas:
•	the manner in which the Board is run, and operates as a team;
•	the skills, experience and independence of the Board;
•	the strategy of the business;
•	the risks of the business;
•	the Company’s ethical values and behaviours; and
•	engagement with shareholders and other stakeholders.
The board has conducted an extensive self-evaluation process during the last fiscal year. External advisers were engaged to provide outside 
views to the process. The process resulted in a roadmap for short- to medium-term NED succession planning. A special emphasis will be put on 
increasing the diversity profile of the board.
38

BOARD REVIEW
Manner in which the Board is run
The level of engagement between NEDs and executives is high. The Board drastically increased 
the cadence of meetings during the pandemic to a weekly schedule which proved to be informative 
and allow for quick decision making. More recently Board cadence has reverted to fewer, but more 
in-depth sessions to allow for complex discussions.
Skills, independence and experience
The current makeup of the Board reflects a broad perspective of different skills. 
A core area of improvement in the Board is diversity. The current Board doesn’t appropriately 
reflect the level of diversity we have in our organisation and future recruiting decisions should 
clearly take diversity into consideration.
The board self-evaluation process resulted in a skill matrix for all NEDs and a normative matrix 
of the skills desired. Any future NED appointment shall be accretive to gaps identified in the 
skill matrix.
Strategy of the business
In FY22 we set about pivoting our business, separating and divesting of our production operation, 
to focus on and invest in building the structure required to become a serial acquirer of VMS 
businesses. The Group has a renewed and clear focus “To be a leading serial acquirer and operator 
of VMS businesses. A permanent home for software leaders, teams and customers.”
Risk of the business
Risk of the business is evaluated in-lieu of strategy as the Board perceives risk to be a core influence 
on strategy. When setting strategy, we reflect on the interdependencies for our risk appetite.
Ethical values and behaviours
Critical developments are monitored in the risk awareness section of every Board meeting.
Engagement with shareholders
The Board keeps an open and constructive dialogue with its shareholders. In particular, the largest 
5-6 shareholders engage in fairly frequent discussions after RNS announcements. We have used 
our AGM as a platform to communicate strategy and invite shareholders to ask questions in a 
friendly, constructive and inclusive environment.
Presently no formal Nomination Cmmittee exists in view of the stage of growth of the Company. Appointments to the Board and succession 
planning are considered by the Board as a whole and are made on merit against objective criteria relating to the skills, knowledge and expertise 
required, and with due regard for the benefits of diversity on the Board and requirements of the Company.
8. PROMOTE A CORPORATE CULTURE THAT IS BASED ON ETHICAL VALUES AND BEHAVIOURS
The Board firmly believes that culture is driven from the top and through sound Corporate governance, it takes ultimate responsibility for the 
culture that is developed and evolves under its leadership and guidance. The Company has documented its Leadership Values which sit at the 
centre of its operating values and ethics and are disseminated to all team members.
The Group’s individual business units have staff manuals which set out, amongst other things, policies and procedures for Equality & Diversity, 
Modern Slavery, Anti Bribery, Anti Tax Evasion and Whistleblowing.
39
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

9. MAINTAIN GOVERNANCE STRUCTURES AND PROCESSES THAT ARE FIT FOR PURPOSE AND SUPPORT GOOD DECISION- MAKING 
BY THE BOARD 
The Board
The Board is responsible to shareholders for the proper management of the Group. The Board is responsible for overall Group strategy, 
approval of major capital expenditure projects, consideration of significant financing matters and approval of Annual and Interim results and 
budgets.
The Executive Directors have responsibility for the day-to-day operational management of the Group’s activities. The Non-Executive Directors 
are responsible for bringing independent objective judgement to Board decisions.
All Directors are supplied with the Company’s Continuing Obligations memorandum which is reviewed and updated as required. The 
memorandum sets out and explains the Director’s responsibilities and obligations under the AIM Rules, the Market Abuse Regulation and other 
wider applicable legislation.
A formal schedule of all matters reserved for Board decision is maintained and reviewed regularly (last update February 2017) covering:
•	Setting and Review of Strategy and Performance;
•	Structure and Capital;
•	Maintenance of Financial Reporting and Controls;
•	Maintenance of Internal Control and Risk Management systems;
•	Material Contracts;
•	Investor Relations and Regulatory communications;
•	Constitution of Board Membership and other appointments;
•	Setting of Directors and Senior Management Remuneration;
•	Delegation of Authority amongst the Board and its Committees;
•	Implementation of Corporate Governance; and
•	Approval of Policies.
The Board maintains a rolling scheduled programme of Board meetings each year aligned with relevant events in the Company’s financial and 
trading calendar. Additional meetings are held as and when required.
A formal agenda is prepared for each meeting noting any unresolved matters from prior meetings, Board papers including a CEO’s report and 
KPIs, and FD’s report are circulated in advance and minutes are circulated following each meeting recording actions arising.
Non Board members are also invited to attend on occasion to participate in relevant Board discussions.
40

Chairman and Chief Executive Officer
The differing roles of Chairman and Chief Executive are acknowledged and there is a clear division of responsibility at the head of the 
Company.
The key functions of the Chairman are, to oversee the adoption, delivery and communication of the Company’s Corporate Governance model, 
the effective conduct of Board Meetings and meetings of shareholders, to ensure that all Directors are properly briefed in order to take a full 
and constructive part in Board discussions, and to ensure the Group has appropriate strategic focus and direction.
The Chief Executive has responsibility for leading the implementation of agreed strategy and managing the day-to-day operations of the 
Group.
Committees
The Board has established an Audit Committee, a Remuneration Committee and an Investment Committee. In view of the stage of growth of the 
Company there are no formal Nomination or Corporate Governance committees, however these arrangements will remain under review.
The Audit Committee, Remuneration Committee and Investment Committee presently comprise the Company’s Chairman and all Non-executive 
Directors, it is the Company’s present policy for any new Non-executive Directors to join all Committees. Simon Barrell is presently Chairman of 
the Audit Committee and Matthias Riechert Chairman of the Remuneration Committee.
The Audit Committee’s principal tasks are to review the scope of external audit, to receive regular reports from the auditors, and to review the 
half-yearly and annual accounts before they are presented to the Board, focusing in particular on legal requirements and accounting standards 
as well as areas of management judgement and estimation.
The Audit Committee is responsible for monitoring the controls which are in force to ensure the integrity of the information reported to the 
shareholders. The Audit Committee acts as a forum for discussion of internal control issues and contributes to the Board’s review of the 
effectiveness of the Group’s internal control and risk management systems and processes.
The Audit Committee meets at least twice a year including immediately before the submission of the Annual and Interim Financial Statements to 
the Board.
The Audit Committee also undertakes a formal assessment of the auditor’s independence each year which includes:
•	a review of the non-audit services provided to the Company and related fees;
•	discussion with the auditors of a written report detailing all relationships with the Company and any other parties that could affect 
independence or the perception of independence;
•	A review of the auditor’s own procedures for ensuring the independence of the audit firm and partners and staff involved in the audit, 
including the regular rotation of the audit partner; and
•	Obtaining written confirmation from the auditors that, in their professional judgement, they are independent.
An analysis of the fees payable to the external audit firm in respect of both audit and non-audit services during the year is set out in this Annual 
Report.
41
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

9. MAINTAIN GOVERNANCE STRUCTURES AND PROCESSES THAT ARE FIT FOR PURPOSE AND SUPPORT GOOD DECISION- MAKING 
BY THE BOARD (CONTINUED)
The Audit Committee advises the Board on the appointment of external auditors and on their remuneration for both audit and non-audit work.
Ultimate responsibility for reviewing and approving the Annual and Interim financial statements remains with the Board and a statement of 
directors’ responsibilities in respect of the accounts is set out in the Group’s Annual Report.
The Remuneration Committee meets at least once a year and is responsible for making recommendations to the Board on the Company’s 
framework of Executive remuneration and its cost. The Committee determines the contract terms, remuneration and other benefits for each 
of the Executive Directors, including performance related bonus schemes, pension rights and compensation payments. It also considers and 
oversees the implementation of any share incentive schemes.
The Board itself determines the remuneration of the Non-Executive Directors.
A Directors’ Remuneration report is set out in this Annual Report.
The Investment Committee provides quality control, mentoring and leadership to the Executive Directors in relation to acquisition opportunities. 
It is responsible for reviewing deal summaries and valuation models prepared by the Executive Directors and ensuring that investments fall 
within pre-determined ‘Guardrails’ which include:
•	Target is UK/IE based
•	Target has a clearly defined niche market
•	Majority of revenues are recurring in nature, a minimum of £500k per annum
•	Valuation multiple ➞ up to 7x (adj EBITDA)
•	Logo churn < 10%
•	Customer concentration as % of recurring revenue is low
•	Number of customers > 30
Where an investment falls outside of these ‘Guardrails’ The Investment Committee fully review the specific merits of the business case before 
progressing. The Investment Committee meets on an adhoc basis as the Company’s dealflow requires.
10. COMMUNICATE HOW THE COMPANY IS GOVERNED AND IS PERFORMING BY MAINTAINING A DIALOGUE WITH SHAREHOLDERS 
AND OTHER RELEVANT STAKEHOLDERS 
The Board places a high priority on clear, fair and objective reporting with its various stakeholder groups.
The Company is presently of a size that it attracts limited analyst attention and does not support having a dedicated investor relations 
department, to that end Company announcements are the main source of information. The CEO’s mobile phone number is provided on all 
announcements and the Company Secretary’s contact details are set out on the website for shareholder enquiries. 
Both the Chairman and CEO also communicate directly on an adhoc basis with major shareholders and the CEO and CFO make regular 
presentations to prospective shareholders.
Internally the Company’s governance and performance is disseminated to business units through regular meetings between the CEO and senior 
management of all business units.
42

The Group’s website is regularly updated and, in addition to the Corporate Governance Statement, sets out past and present Annual and 
Interim Reports and Accounts, Shareholder Circulars and Notices and all Company announcements.
The result of voting in the 2023 AGM is presented as follows:
Resolutions	
	
For*	
Against	
Withheld

1. To receive the Company’s Annual Accounts	
	
120,691,557	
50,000	
10,000
2. To re-elect Iain Stewart Brown as a Director	
	
120,691,557	
50,000	
10,000
3. To re-elect Matthias Siegfried Riechert as a Director	
	
116,636,496	
4,105,061	
10,000
4. To re-appoint RSM UK Audit LLP as auditors of the Company	
	
120,691,557	
-	
10,000
5. To authorise the Company to replace the existing authority to allot shares
     and to grant rights to subscribe for orany security into such shares	
	
120,691,557	
50,000	
10,000
6. To disapply statutory pre-emption rights	
	
117,400,129	
3,336,428	
15,000
7. To authorise the Company to make market purchases of its own shares	
	
120,691,557	
-	
10,000
8. To change the name of the Company to Software Circle plc	
	
120,691,557	
50,000	
10,000
* including any votes giving discretion to the Chair.
43
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

The Audit Committee is responsible for ensuring that the financial performance of the Group is properly reported and reviewed. Its role includes 
monitoring the integrity of the financial statements (including annual and interim accounts and results announcements), reviewing internal 
control and risk management systems, reviewing any changes to accounting policies, reviewing and monitoring the extent of the non-audit 
services undertaken by external auditors and advising on the appointment of external auditors.
MEMBERS OF THE AUDIT COMMITTEE
The Audit Committee comprises Simon Barrell as Chairman, Jan-Hendrik Mohr, Conrad Bona and Matthias Riechert. The Audit Committee 
formally met three times during the year.
The Board is satisfied that I, as Chair of the Committee, have recent and relevant financial experience. I am a Chartered Accountant, have held 
numerous non-executive positions for a number of public companies and continue to act as an adviser to both listed and non-listed companies.
DUTIES
The Audit Committee’s principal tasks are to review the scope of external audit, to receive regular reports from the auditors, and to review the 
half-yearly and annual accounts before they are presented to the Board, focusing in particular on legal requirements and accounting standards 
as well as areas of management judgement and estimation.
The Audit Committee is responsible for monitoring the controls which are in force to ensure the integrity of the information reported to the 
shareholders. It acts as a forum for discussion of internal control issues and contributes to the Board’s review of the effectiveness of the Group’s 
internal control and risk management systems and processes.
The Audit Committee also undertakes a formal assessment of the auditor’s independence each year which includes:
•	a review of the non-audit services provided to the Company and related fees;
•	discussion with the auditors of a written report detailing all relationships with the Company and any other parties that could affect 
independence or the perception of independence;
•	a review of the auditor’s own procedures for ensuring the independence of the audit firm and partners and staff involved in the audit, 
including the regular rotation of the audit partner;
•	obtaining written confirmation from the auditors that, in their professional judgement, they are independent.
The Audit Committee advises the Board on the appointment of external auditors and on their remuneration for both audit and non-audit work.
During the year the main items of business considered by the Audit Committee included:
•	working with the Group auditors, on the findings of the 2023 audit;
•	review of the FY24 audit plan;
•	consideration of key audit matters and how they are addressed;
•	review of the full year and interim results on behalf of the Board; 
•	consideration of significant accounting policies, ensured compliance with accounting standards;
•	consideration of the external audit report and management representation letter;
•	going concern review;
•	review of the need for an internal audit function;
•	holding separate discussions with the auditor without management being present on the adequacy of controls and any judgemental areas, 
as well as feedback on the 2023 audit. 
AUDITOR OBJECTIVITY, INDEPENDENCE, AND PERFORMANCE
Regularly reviewing and assessing the effectiveness of the audit process is essential to maintaining the integrity and quality of financial 
reporting. In line with best practices and regulatory requirements, the Audit Committee has determined that it was prudent to put the future 
audit engagement out to tender during the year. Following the evaluation process, the re-appointment of RSM was proposed and subsequently 
approved by Shareholders at the September 2023 AGM.
The Audit Committee monitors the relationship with the external auditor, RSM, to ensure that auditor independence and objectivity are 
maintained. As part of its review, the committee monitors the provision of non-audit services by the external auditor. The breakdown of fees 
between audit and non-audit services is provided in Note 3 of the Group’s financial statements. There were no non-audit services provided by 
RSM during the year. The external auditors are required to rotate audit partners responsible for the Group audit every five years, with Alastair 
Nuttall rotating off for the current year, being replaced by Andy Allchin.
Having reviewed the auditor’s independence and performance, the Audit Committee recommends that RSM be re-appointed as the Group’s 
auditor at the next AGM.
Audit committee report
44

INTERNAL AUDIT
At present, the Group does not have an internal audit function and the Committee believes that management is able to derive assurance as to 
the adequacy and effectiveness of internal controls and risk management procedures without one. However, the Audit Committee continues to 
assess this.
RISK MANAGEMENT AND INTERNAL CONTROLS
As described in the Corporate Governance Statement on pages 34 to 43, the Group has established a framework of risk management and 
internal control systems and procedures. The Audit Committee is responsible for reviewing the risk management and internal control framework 
and ensuring that it operates effectively. The committee supports the Board in its overall responsibility for risk management activities and 
implementing policies to ensure that all risks are evaluated, measured and kept under review by way of appropriate KPIs.
Simon Barrell
Audit Committee Chairman
23 July 2024
45
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

As a company quoted on AIM, the Company is exempt from the S420 obligation of the Companies Act 2006 to prepare a Directors’ 
Remuneration Report and the S439A obligation to put a written remuneration policy to a shareholder vote once every three years. 
REMUNERATION COMMITTEE
The Company has an established Remuneration Committee which is constituted in accordance with the recommendations of the UK Corporate 
Governance Code. The members of the Committee are Jan-Hendrik Mohr, Matthias Riechert, Conrad Bona and Simon Barrell who are 
Non-executive Directors. Matthias Riechert chairs the Committee.
In determining the Directors’ remuneration for the year, the Committee consulted the Chief Executive about its proposals. The Committee also 
sources reports from the Company’s various advisers.
REMUNERATION POLICY
The policy of the Committee is to reward Executive Directors in line with the current remuneration of directors in comparable businesses taking 
into consideration the advice of independent bodies, in order to recruit, motivate and retain high quality executives within a competitive 
market place. 
The main elements of the remuneration packages for Executive Directors and senior management are basic annual salary (including Directors’ 
fees) and benefits.
BASIC ANNUAL SALARY
Basic pensionable salary is reviewed annually in March with increases, if awarded, taking effect from 1 April. In addition to basic salary, the 
Executive Directors also receive certain benefits in kind, principally private medical insurance. 
ANNUAL CASH BONUS
During the year the remuneration committee of the Board implemented a cash bonus scheme for key personnel across the Group’s operations 
team (“Operations Bonus”) and Mergers and Acquisitions team (“M&A Bonus”).
The bonus pool available to the Operations team is 20% of the aggregate organic growth of sustainable earnings (EBITDA) above a 5% hurdle. 
The organic growth will be determined by the Board by observing the change of actual aggregate EBITDA over one period, or, where the 
company has been recently acquired, by taking the difference between actual EBITDA and an internal target of sustainable EBITDA. The target 
and the Hurdle may be adjusted on a time-apportioned basis where a company is acquired part way through a Bonus Period. Operations 
Bonuses are payable following the end of the bonus period once financial results have been determined by the Board.
The bonus pool available to the M&A team is 2.75% of the deemed “value creation” achieved in respect of companies acquired, determined 
by reference to any difference between our internal estimate of post-acquisition value of those companies and the price paid for them, with 
each recipient receiving a proportion of that amount to be determined at the discretion of the Remuneration Committee. M&A Cash Bonuses 
are payable in two instalments, with 50% of each individual’s M&A Cash Bonus being payable following the end of the Bonus Period and the 
remaining 50% payable following the end of the next Bonus Period, in each case once financial results have been determined by the Board.
PENSION ARRANGEMENTS
The Company contributes the legally required pension contributions.
SHARE OPTIONS
During the year the remuneration committee implemented two new share option schemes, A tax advantaged discretionary share option plan 
(CSOP) and a non-tax advantaged, discretionary share option plan (Share Option Plan). Under the CSOP, options were issued at £0.09 (being 
market value at the time of issue) and vest after 5 years. Under the Share Option Plan, options were issued at £0.166 (being based on the 
market value at inception plus 10% annual compound growth over the option period) options vest at 25% per annum from September 2026, but 
do not become exercisable until September 2030.
DIRECTORS’ CONTRACTS
It is the Company’s policy that Executive Directors should have contracts with an indefinite term. There are no specific provisions for 
compensation in the event of loss of office. The Remuneration Committee would consider the circumstances of any early termination and 
determine compensation payments accordingly.
NON-EXECUTIVE DIRECTORS
The fees of each Non-executive Director are determined by the Board as a whole, excluding the Non-executive being reviewed, having regard 
to the commitment of time required and the level of fees in similar companies. Non-executive Directors’ contracts are subject to three months 
written notice.
Directors’ remuneration report
46

ELEMENTS OF REMUNERATION
Year ended 31 March 2024:	
Basic	
	
	
	
	
2024
	
salary	
Fees	
Benefits	
Bonuses	
Pension	
Total
	
£	
£	
£	
£	
£	
£
J-H Mohr	
-	
20,833	
-	
-	
-	
20,833
C C Bona	
-	
20,833	
-	
-	
625	
21,458
S G Barrell	
-	
20,833	
-	
-	
-	
20,833
M Riechert	
-	
20,833	
-	
-	
625	
21,458
I S Brown	
109,583	
-	
669	
29,530	
4,173	
143,955
G G Cockerill	
129,167	
-	
975	
44,352	
5,206	
179,700
R A Lightfoot	
106,250	
-	
1,656	
29,530	
4,073	
141,509
	
345,000	
83,332	
3,300	
103,412	
14,702	
549,746
Year ended 31 March 2023:	
Basic	
	
	
	
	
2023
	
salary	
Fees	
Benefits	
Bonuses	
Pension	
Total
	
£	
£	
£	
£	
£	
£
J-H Mohr	
-	
15,000	
-	
-	
-	
15,000
C C Bona	
-	
15,000	
-	
-	
450	
15,450
S G Barrell	
-	
15,000	
-	
-	
-	
15,000
M Riechert	
-	
6,250	
-	
-	
113	
6,363
P R Gunning	
23,200	
-	
179	
50	
2,588	
26,017
I S Brown	
87,500	
-	
638	
10,050	
2,927	
101,115
G G Cockerill	
92,500	
-	
714	
10,050	
3,077	
106,341
R A Lightfoot	
79,500	
-	
1,556	
10,050	
2,687	
93,793
	
282,700	
51,250	
3,087	
30,200	
11,842	
379,079
DIRECTORS’ INTERESTS
At 31 March 2024, the Directors had the following beneficial interests in the Company’s shares:

* Indirect interest, shares held by Chapters Group AG, a company in which Jan-Hendrik Mohr, Chairman of Software Circle plc, acts as CEO.
Options over ordinary shares in the Company
	
	
	
                   	Number of share options
Date of issue	
Exercise price (p)	
Vesting date	
	
G G Cockerill	
I S Brown	
R A Lightfoot
21/09/2023	
9.0	
21/09/2028	
	
666,666	
666,666	
666,666
21/12/2023	
16.6	
29/09/2030	
	
4,037,833	
4,037,833	
4,037,833
Total	
	
	
	
4,704,499	
4,704,499	
4,704,499
There were no changes in the interest of Directors between 31 March 2024 and the date of this report.
The market price of shares as at 31 March 2024 was 18.00 pence (2023: 9.25 pence). The range during the period under review was 8.25 pence 
to 19.50 pence. 
Matthias Riechert
Remuneration Committee Chairman
23 July 2024
	                                               Ordinary shares of 1p each	
	
31 March 2024	
31 March 2023
J-H Mohr*	
116,634,908	
-
C C Bona	
2,462,959	
1,168,841
S G Barrell	
128,034	
85,356
M Riechert	
2,612,940	
-
G G Cockerill	
138,777	
92,518
I S Brown	
124,954	
84,208
R A Lightfoot	
619,802	
152,156
	                                               Share Options	
	
31 March 2024	
31 March 2023
	
-	
-
	
-	
-
	
-	
-
	
-	
-
	
4,704,499	
-	
	
4,704,499	
-	
	
4,704,499	
-
47
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

OPINION
We have audited the financial statements of Software Circle plc (the ‘parent company’) and its subsidiaries (the ‘group’) for the year ended 31 
March 2024 which comprise the consolidated statement of comprehensive income, consolidated and company statement of financial position, 
consolidated and company statement of changes in Shareholders’ equity, consolidated statement of cash flows and notes to the financial 
statements, including significant accounting policies. The financial reporting framework that has been applied in the preparation of the group 
financial statements is applicable law and UK-adopted International Accounting Standards. The financial reporting framework that has been 
applied in the preparation of the parent company financial statements is applicable law and United Kingdom Accounting Standards, including 
Financial Reporting Standard 101 “Reduced Disclosure Framework” (United Kingdom Generally Accepted Accounting Practice).
In our opinion:
•	the financial statements give a true and fair view of the state of the group’s and of the parent company’s affairs as at 31 March 2024 and 
of the group’s loss for the year then ended;
•	the group financial statements have been properly prepared in accordance with UK-adopted International Accounting Standards;
•	the parent company financial statements have been properly prepared in accordance with United Kingdom Generally Accepted Accounting 
Practice; and
•	the financial statements have been prepared in accordance with the requirements of the Companies Act 2006.
BASIS FOR OPINION
We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under 
those standards are further described in the Auditor’s responsibilities for the audit of the financial statements section of our report. We are 
independent of the group and the parent company in accordance with the ethical requirements that are relevant to our audit of the financial 
statements in the UK, including the FRC’s Ethical Standard as applied to listed entities and we have fulfilled our other ethical responsibilities in 
accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for 
our opinion.
SUMMARY OF OUR AUDIT APPROACH
Key audit matters
Group
·  Revenue recognition
·  Business combinations
Parent Company
·  Impairment of intercompany receivables
Materiality
Group
·  Overall materiality: £355k (2023: £273k)
·  Performance materiality: £266k (2023: £204k)
Parent Company
·  Overall materiality: £589k (2023: £556k)
·  Performance materiality: £442k (2023: £417k)
Scope
Our audit procedures covered 90% of revenue, 96% of total assets and 88% of EBITDA.
KEY AUDIT MATTERS
Key audit matters are those matters that, in our professional judgment, were of most significance in our audit of the group and parent company 
financial statements of the current period and include the most significant assessed risks of material misstatement (whether or not due to fraud) 
we identified, including those which had the greatest effect on the overall audit strategy, the allocation of resources in the audit and directing 
the efforts of the engagement team. These matters were addressed in the context of our audit of the group and parent company financial 
statements as a whole, and in forming our opinion thereon, and we do not provide a separate opinion on these matters.
Independent auditor’s report to the members of Software Circle plc
48

REVENUE RECOGNITION
Key audit matter description
(Refer to pages 60 regarding the accounting policy in respect of revenue recognition and note 2 in 
respect of revenue and operating segments).
Appropriate and accurate income recognition is required to be applied by the Directors to ensure 
that revenue is fairly stated in the financial statements. There is a risk that revenue is recognised 
inappropriately due to fraud or error and that the revenue recognised is not in line with the 
underlying trading arrangements. There are numerous revenue streams within the business. There is 
a risk that revenue is not accurately captured within the financial statements or that the established 
revenue recognition policy is not appropriately applied given the various types of revenue earned 
and the changes in the group structure in the year. There is a fraud risk in respect of the occurrence 
and cut-off of revenue.
How the matter was addressed 
in the audit
The Group’s revenue recognition accounting policies were scrutinised against the requirements 
of IFRS 15. Substantive tests of detail were performed on a sample of revenue items recognised 
in the period to determine the occurrence and appropriate cut-off of the items selected. These 
were undertaken across the different revenue streams. The occurrence and accuracy of revenue 
recognised was assessed via detailed testing by reference to contracts with customers or other 
similar arrangements and invoices issued. Data analytics procedures were also used to review 
revenue transactions which fell outside the expected revenue cycle.
The recognition of revenue around the period end was tested on a sample basis to determine that it 
had been reported in the correct period.
BUSINESS COMBINATIONS
Key audit matter description
(Refer to pages 59 regarding the accounting policy in respect of business combinations and note 22 
in respect of acquisitions disclosure).
There has been one acquisition within the period being audited and four acquisitions in the 
comparative period. The fair value assigned to the net assets at the acquisition date, particularly 
the fair value assigned to separately identifiable intangibles, requires a significant degree of 
management estimation and judgement. 
Furthermore, the acquisitions had elements of deferred consideration and contingent 
consideration. The recognition and valuation of these items requires significant estimation and 
judgement from management.
How the matter was addressed 
in the audit
The opening balance sheet for the acquired entity has been agreed to completion accounts, with 
the reliability of the completion accounts tested.
Consideration paid and payable, including deferred and contingent consideration, has been 
corroborated to supporting agreements.
Assumptions in relation to deferred consideration and contingent consideration, including 
consideration of whether any elements should be recognised as remuneration, have been 
assessed to confirm they have been reflected in the workings at an appropriate value and that the 
accounting thereof was in accordance with the requirements of the underlying financial reporting 
framework.
The fair value assigned to net assets as at the acquisition date and the assumptions used within 
the valuation of these assets have been scrutinised to confirm they are reasonable. Valuation 
techniques used by management have been reviewed to confirm in line with IFRS 3. 
The disclosures in relation to the acquisition have been reviewed to ensure appropriately reflected 
within the financial statements.
49
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

IMPAIRMENT OF INTERCOMPANY RECEIVABLES
Key audit matter description
(Refer to pages 60 regarding the accounting policy in respect of trade and loan receivables and 
note 13 in respect of trade and other receivables disclosure).
The parent company holds gross intercompany receivables of £11,009k. In assessing the 
recoverability of the intercompany receivables management has considered a range of credit loss 
outcomes in their model in which forecasted data is used to generate the outcomes. Due to the 
significance of the balances on the parent company balance sheet and the judgement involved in 
the impairment assessment, we consider the valuation of these balances a key audit matter. 
How the matter was addressed 
in the audit
The methodology utilised by management to determine the recoverability of intercompany 
balances was reviewed, with reference to the requirements of IFRS 9 Financial Instruments. 
The audit team considered the appropriateness of managements expected credit loss provision. 
This included assessing the reasonableness of the recovery scenarios applied, the underlying 
cash flow forecasts and the probabilities management applied to each scenario. The mechanical 
accuracy of the model has also been reviewed. 
We reviewed the appropriateness of disclosures made, including in respect of the key source of 
estimation uncertainty.
OUR APPLICATION OF MATERIALITY
When establishing our overall audit strategy, we set certain thresholds which help us to determine the nature, timing and extent of our audit 
procedures. When evaluating whether the effects of misstatements, both individually and on the financial statements as a whole, could 
reasonably influence the economic decisions of the users we take into account the qualitative nature and the size of the misstatements. Based 
on our professional judgement, we determined materiality as follows:
Group
Parent company
Overall materiality
£355k (2023: £273k)
£589k (2023: £556k)
Basis for determining overall materiality
2.2% of revenue
2% of total assets
Rationale for benchmark applied
We have chosen revenue as the 
benchmark for the group as we consider 
this to be the most relevant benchmark 
of activity and trading performance 
of the group as it continues to grow 
through acquisition.
As this is a non-trading holding 
company, total assets is considered the 
key benchmark as it is reflective of the 
parent company’s investments in its 
subsidiaries.
Performance materiality
£266k (2023: £204k)
£442k (2023: £417k)
Basis for determining performance materiality
75% of overall materiality
75% of overall materiality
Reporting of misstatements
to the Audit Committee
Misstatements in excess of £17,700 and 
misstatements below that threshold 
that, in our view, warranted reporting on 
qualitative grounds.
Misstatements in excess of £8,900 and 
misstatements below that threshold 
that, in our view, warranted reporting on 
qualitative grounds.
50

AN OVERVIEW OF THE SCOPE OF OUR AUDIT
The group consists of 10 components, 7 which are based in the UK, 1 in the Republic of Ireland, 1 in the USA and 1 in France.
The coverage achieved by our audit procedures was:
Full scope audits were performed for 2 components, specific audit procedures for 3 components and analytical procedures at group level for the 
remaining 5 components.
 
	
Number of components	
Revenue	
Total assets	
EBITDA
Full scope audit	
2	
51%	
87%	
57%
Specific audit procedures	
3	
39%	
9%	
31%
Total	
5	
90%	
96%	
88%
  
Of the above, no audits were undertaken by component auditors.
CONCLUSIONS RELATING TO GOING CONCERN
In auditing the financial statements, we have concluded that the directors’ use of the going concern basis of accounting in the preparation of 
the financial statements is appropriate. Our evaluation of the directors’ assessment of the group’s and parent company’s ability to continue 
to adopt the going concern basis of accounting included reviewing management’s going concern assessment and forecast model, performing 
checks to confirm its internal consistency and mathematical accuracy, consideration of reasonable sensitivities and challenging the key 
assumptions and estimates within. The appropriateness of disclosures concerning the going concern basis was also considered.
Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or 
collectively, may cast significant doubt on the group’s or the parent company’s ability to continue as a going concern for a period of at least 
twelve months from when the financial statements are authorised for issue.
Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.
OTHER INFORMATION
The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report 
thereon. The directors are responsible for the other information contained within the annual report. Our opinion on the financial statements 
does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of 
assurance conclusion thereon. 
Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the 
financial statements or our knowledge obtained in the course of the audit or otherwise appears to be materially misstated. If we identify such 
material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in 
the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other 
information, we are required to report that fact. 
We have nothing to report in this regard.
OPINIONS ON OTHER MATTERS PRESCRIBED BY THE COMPANIES ACT 2006
In our opinion, based on the work undertaken in the course of the audit:
•	the information given in the Strategic Report and the Directors’ Report for the financial year for which the financial statements are 
prepared is consistent with the financial statements; and
•	the Strategic Report and the Directors’ Report have been prepared in accordance with applicable legal requirements.
Revenue
Total assets
EBITDA
  Full scope
  Specific audit procedures
  Analytical procedures
12%
57%
9%
31%
89%
10%
4%
39%
51%
51
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

MATTERS ON WHICH WE ARE REQUIRED TO REPORT BY EXCEPTION
In the light of the knowledge and understanding of the group and the parent company and their environment obtained in the course of the 
audit, we have not identified material misstatements in the Strategic Report or the Directors’ Report.
We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our 
opinion:
•	adequate accounting records have not been kept by the parent company, or returns adequate for our audit have not been received from 
branches not visited by us; or
•	the parent company financial statements are not in agreement with the accounting records and returns; or
•	certain disclosures of directors’ remuneration specified by law are not made; or
•	we have not received all the information and explanations we require for our audit.
RESPONSIBILITIES OF DIRECTORS
As explained more fully in the directors’ responsibilities statement set out on page 33, the directors are responsible for the preparation of 
the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is 
necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.
In preparing the financial statements, the directors are responsible for assessing the group’s and the parent company’s ability to continue as a 
going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors 
either intend to liquidate the group or the parent company or to cease operations, or have no realistic alternative but to do so.
AUDITOR’S RESPONSIBILITIES FOR THE AUDIT OF THE FINANCIAL STATEMENTS
Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, 
whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, 
but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. 
Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected 
to influence the economic decisions of users taken on the basis of these financial statements.
THE EXTENT TO WHICH THE AUDIT WAS CONSIDERED CAPABLE OF DETECTING IRREGULARITIES, INCLUDING FRAUD
Irregularities are instances of non-compliance with laws and regulations.  The objectives of our audit are to obtain sufficient appropriate audit 
evidence regarding compliance with laws and regulations that have a direct effect on the determination of material amounts and disclosures 
in the financial statements, to perform audit procedures to help identify instances of non-compliance with other laws and regulations that 
may have a material effect on the financial statements, and to respond appropriately to identified or suspected non-compliance with laws and 
regulations identified during the audit.  
In relation to fraud, the objectives of our audit are to identify and assess the risk of material misstatement of the financial statements due to 
fraud, to obtain sufficient appropriate audit evidence regarding the assessed risks of material misstatement due to fraud through designing and 
implementing appropriate responses and to respond appropriately to fraud or suspected fraud identified during the audit.  
However, it is the primary responsibility of management, with the oversight of those charged with governance, to ensure that the entity’s 
operations are conducted in accordance with the provisions of laws and regulations and for the prevention and detection of fraud.
In identifying and assessing risks of material misstatement in respect of irregularities, including fraud, the group audit engagement team:
•	obtained an understanding of the nature of the industry and sector, including the legal and regulatory frameworks that the group and 
parent company operate in and how the group and parent company are complying with the legal and regulatory frameworks;
•	inquired of management, and those charged with governance, about their own identification and assessment of the risks of irregularities, 
including any known actual, suspected or alleged instances of fraud;
•	discussed matters about non-compliance with laws and regulations and how fraud might occur including assessment of how and where the 
financial statements may be susceptible to fraud.
52

The most significant laws and regulations were determined as follows:
Legislation / Regulation
Additional audit procedures performed by the audit engagement team included:
IFRS/UK-adopted IAS
and Companies Act 2006
Review of the financial statement disclosures and testing to supporting documentation;
Completion of disclosure checklists to identify areas of non-compliance
 
The areas that we identified as being susceptible to material misstatement due to fraud were:
Risk
Additional audit procedures performed by the audit engagement team:
Revenue recognition
The Group’s revenue recognition accounting policies were scrutinised against the requirements of 
IFRS 15.
Substantive tests of detail over a sample of sales recognised in the year including agreement of 
the sales value to underlying sales documentation and the occurrence to evidence of delivery. Data 
analytics procedures were also used to review revenue transactions which fell outside the expected 
revenue cycle. 
Reviewing the cut-off treatment of a sample of sales recorded around the year end. We have tested 
licence income to ensure this has been correctly recognised in line with policy.
Management override of controls
Testing the appropriateness of journal entries and other adjustments;
Assessing whether the judgements made in making accounting estimates are indicative of a 
potential bias; and
Evaluating the business rationale of any significant transactions that are unusual or outside the 
normal course of business.
A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council’s website at: 
http://www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.
USE OF OUR REPORT
This report is made solely to the company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006.  Our 
audit work has been undertaken so that we might state to the company’s members those matters we are required to state to them in an 
auditor’s report and for no other purpose.  To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other 
than the company and the company’s members as a body, for our audit work, for this report, or for the opinions we have formed.
 
ANDREW ALLCHIN FCA (Senior Statutory Auditor)
For and on behalf of RSM UK Audit LLP, Statutory Auditor 
Chartered Accountants
Ninth Floor, Landmark 
St Peter’s Square 
1 Oxford Road
Manchester 
M1 4PB
Date: 23 July 2024
53
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

FOR THE YEAR ENDED 31 MARCH 2024	
	
	
Note	
2024	
2023	
2023	
2023
	
	
	
	
£000	
£000	
£000	
£000
	
	
	
	
	
Continuing	
Discontinued	

	
	
	
	
	
operations	
operations	
Total
Revenue	
	
	
2	
16,165	
11,677	
870	
12,547
Direct costs	
	
	
	
(5,971)	
(5,927)	
(235)	
(6,162)
Gross profit	
	
	
	
10,194	
5,750	
635	
6,385
Staff costs	
	
	
4	
(5,332)	
(3,471)	
(417)	
(3,888)
Doubtful debt expense	
	
	
	
(527)	
(68)	
(10)	
(78)
Other operating charges	
	
	
3	
(2,870)	
(1,806)	
(155)	
(1,961)
Earnings before interest, tax, depreciation and amortisation	
	
1,465	
405	
53	
458
Depreciation and amortisation	
	
	
9 & 10	
(3,551)	
(1,556)	
-	
(1,556)
Impairment of assets	
	
	
24	
(1,440)	
(805)	
-	
(805)
Value adjustment of consideration payable	
	
	
16	
301	
-	
-	
-
Operating loss	
	
	
3	
(3,225)	
(1,956)	
53	
(1,903)
Financial income	
	
	
	
400	
135	
-	
135
Financial expenses	
	
	
5	
(1,278)	
(830)	
(21)	
(851)
Value adjustment on bond settlement	
	
	
16	
622	
-	
-	
-
Net financing expense	
	
	
	
(256)	
(695)	
(21)	
(716)
Loss before tax	
	
	
	
(3,481)	
(2,651)	
32	
(2,619)
Tax credit	
	
	
6	
1,111	
1,243	
-	
1,243
Loss for the year	
	
	
	
(2,370)	
(1,408)	
32	
(1,376)
Other comprehensive income
Items that may be reclassified subsequently to profit or loss
Re-measurement to fair value on discontinued operations	
	
	
-	
-	
(235)	
(235)
Exchange differences on translation of foreign subsidiaries	
	
	
(59)	
51	
-	
51
Loss and total comprehensive income for the year	
	
	
(2,429)	
(1,357)	
(203)	
(1,560)
Loss per share attributable to the ordinary equity shareholders
of Software Circle plc Basic and diluted1, pence per share	
	
7	
(0.92)p	
(1.23)p	
(0.18)p	
(1.41)p
(1) Earnings per share suffers no dilution as the Group has reported a net loss after tax
The notes on pages 58-84 form part of these financial statements.
Consolidated statement of comprehensive income
54

Consolidated and company statement of financial position
AT 31 MARCH 2024	
Note	
 Group	
Group	
Company	
Company
	
	
2024  	
2023	
2024  	
2023
	
	
£000	
£000	
£000	
£000
Non-current assets
Property, plant and equipment	
9	
1,242	
1,384	
-	
-
Intangible assets	
10	
15,302	
16,266	
-	
-
Investments in subsidiaries	
11	
-	
-	
16,249	
15,665
Other receivables	
13	
-	
-	
4,967	
8,268
Total non-current assets	
	
16,544	
17,650	
21,216	
23,933
Current assets
Inventories	
12	
33	
31	
-	
-
Trade and other receivables	
13	
2,418	
2,247	
92	
567
Consideration receivable	
24	
-	
1,698	
-	
1,698
Cash and cash equivalents	
14	
15,391	
1,994	
13,329	
210
Total current assets	
	
17,842	
5,970	
13,421	
2,475
Total assets	
	
34,386	
23,620	
34,637	
26,408
Current liabilities
Other interest-bearing loans and borrowings	
16	
1,511	
3,879	
1,351	
3,759
Trade and other payables	
15	
3,144	
2,003	
2,448	
1,248
Total current liabilities	
	
4,655	
5,882	
3,799	
5,007
Non-current liabilities
Other interest-bearing loans and borrowings	
16	
6,984	
14,837	
6,137	
13,886
Deferred tax liabilities	
8	
1,066	
1,973	
-	
-
Total non-current liabilities	
	
8,050	
16,810	
6,137	
13,886
Total liabilities	
	
12,705	
22,692	
9,936	
18,893
Net assets	
	
21,681	
928	
24,701	
7,515
Equity attributable to equity holders of the parent
Share capital	
19	
3,901	
1,145	
3,901	
1,145
Merger reserve	
	
838	
838	
627	
627
Share premium	
20	
28,255	
7,866	
28,255	
7,866
Share based payment reserve	
	
37	
88	
37	
88
Translation reserve	
	
58	
117	
-	
-
Retained earnings	
	
(11,408)	
  (9,126)	
 (8,119)	
 (2,211)
Total equity	
	
21,681	
928	
24,701	
7,515
The Parent Company result for the year was a loss of £5,996,000 (2023: loss £2,206,000). 
The notes on pages 58-84 form part of these financial statements.
The financial statements of Software Circle plc, registered number 03983312, were approved by the Board of directors on 23 July 2024 and 
were signed on its behalf by:
I S BROWN
Director
55
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

GROUP – YEAR ENDED 31 MARCH 2024
	
	
	
	
Share based	
	
Share	
Merger 	
Share	
payment	
Translation	
Retained
	
capital	
reserve 	
premium	
reserve	
reserve	
earnings 	
Total
	
£000	
£000	
£000	
£000	
£000	
£000	
£000
Balance at 31 March 2022	
1,145	
838	
7,866	
88	
66	
(7,515)	
2,488
Loss and total comprehensive
income for the year from
continuing operations	
-	
-	
-	
-	
51	
(1,408)	
(1,357)
Loss and total comprehensive
income for the year from
discontinued operations	
-	
-	
-	
-	
-	
(203)	
(203)
Total movement in equity	
-	
-	
-	
-	
51	
(1,611)	
(1,560)
Balance at 31 March 2023	
1,145	
838	
7,866	
88	
117	
(9,126)	
928
Loss and total comprehensive
income for the year	
-	
-	
-	
-	
(59)	
(2,370)	
(2,429)
Transfer of lapsed option reserve	
-	
-	
-	
(88)	
-	
88	
-
Issue of Ordinary Shares	
2,756	
-	
20,669	
-	
-	
-	
23,425
Costs associated with shares issued	
-	
-	
(280)	
-	
-	
-	
(280)
Share option charge	
-	
-	
-	
37	
-	
-	
37
Total movement in equity	
2,756	
-	
20,389	
(51)	
(59)	
(2,282)	
20,753
Balance at 31 March 2024	
3,901	
838	
28,255	
37	
58	
(11,408)	
21,681
COMPANY – YEAR ENDED 31 MARCH 2024
	
	
	
	
Share based	
	
Share	
Merger 	
Share	
payment	
Translation	
Retained
	
capital	
reserve 	
premium	
reserve	
reserve	
earnings 	
Total
	
£000	
£000	
£000	
£000	
£000	
£000	
£000
Balance at 31 March 2022	
1,145	
627	
7,866	
88	
-	
(5)	
9,721
Loss and total comprehensive
income for the year	
-	
-	
-	
-	
-	
(2,206)	
(2,206)
Total movement in equity	
-	
-	
-	
-	
-	
(2,206)	
(2,206)
Balance at 31 March 2023	
1,145	
627	
7,866	
88	
-	
(2,211)	
7,515
Loss and total comprehensive
income for the year	
-	
-	
-	
-	
-	
(5,996)	
(5,996)
Transfer of lapsed option reserve	
-	
-	
-	
(88)	
-	
88	
-
Issue of Ordinary Shares	
2,756	
-	
20,669	
-	
-	
-	
23,425
Costs associated with shares issued	
-	
-	
(280)	
-	
-	
-	
(280)
Share option charge	
-	
-	
-	
37	
-	
-	
37
Total movement in equity	
2,756	
-	
20,389	
(51)	
-	
(5,908)	
17,186
Balance at 31 March 2024	
3,901	
627	
28,255	
37	
-	
(8,119)	
24,701
The notes on pages 58-84 form part of these financial statements.
Consolidated and Company statement changes in shareholders’ equity
56

FOR YEAR ENDED 31 MARCH 2024	
	
	
Note	
Group	
Group
	
	
	
	
2024	
2023
	
	
	
	
£000	
£000
Cash flows from operating activities
Loss for the year	
	
	
	
(2,370)	
(1,408)
Adjustments for:
Depreciation, amortisation and impairment	
	
	
	
3,551	
1,556
(Profit) / loss on disposal of plant and equipment	
	
	
	
(13)	
4
Share based payments	
	
	
	
37	
-
Financial income	
	
	
	
(400)	
(135)
Financial expense	
	
	
	
1,278	
830
Value adjustment on bond settlement	
	
	
	
(622)	
-
Bad debt expense	
	
	
	
527	
68
Foreign exchange loss	
	
	
	
-	
51
Tax income	
	
	
	
(1,111)	
(1,243)
Impairment of consideration receivable	
	
	
24	
1,440	
805
Value adjustment on consideration payable	
	
	
	
(301)	
-
Operating cash flow before changes in working capital and provisions	
	
	
	
2,016	
528
Change in trade and other receivables	
	
	
	
(274)	
19
Change in inventories	
	
	
	
(2)	
(2)
Change in trade and other payables	
	
	
	
559	
(413)
Cash generated from operations	
	
	
	
2,299	
132
Interest received	
	
	
	
334	
5
Corporation tax paid	
	
	
	
(6)	
-
R&D tax income received	
	
	
	
-	
67
Net cash inflow from operating activities from continuing operations	
	
	
	
2,627	
204
Net cash inflow from operating activities from discontinued operations	
	
	
	
-	
104
Net cash inflow from operating activities	
	
	
	
2,627	
308
Cash flows from investing activities
Acquisition of plant and equipment	
	
	
	
(70)	
(60)
Disposal of plant and equipment	
	
	
	
25	
1
Capitalised development expenditure	
	
	
10	
(1,133)	
(390)
Proceeds from disposal of subsidiary	
	
	
	
-	
100
Acquisition of subsidiaries net of cash	
	
	
22	
(444)	
(8,367)
Payment of deferred consideration	
	
	
	
(3,656)	
-
Net cash used in investing activities from continuing operations	
	
	
	
(5,278)	
(8,716)
Net cash used in investing activities from discontinued operations	
	
	
	
-	
-
Net cash used in investing activities	
	
	
	
(5,278)	
(8,716)
Cash flows from financing activities
Proceeds from share issue	
	
	
	
23,425	
-
Costs associated with share issue	
	
	
	
(280)	
-
Proceeds from loans	
	
	
	
-	
9,520
Repayment of loans	
	
	
23	
(6,894)	
(305)
Capital payment of lease liabilities	
	
	
23	
(136)	
(117)
Interest payment of lease liabilities	
	
	
23	
(65)	
(63)
Net cash generated from financing activities from continuing operations	
	
	
	
16,050	
9,035
Net cash used in financing activities from discontinued operations	
	
	
	
-	
(95)
Net cash generated from financing activities	
	
	
	
16,050	
8,940
Net increase in cash and cash equivalents from continuing operations	
	
	
	
13,399	
523
Net increase in cash and cash equivalent from discontinued operations	
	
	
	
-	
9
Foreign exchange movements	
	
	
	
(2)	
-
Cash and cash equivalents at start of year	
	
	
	
1,994	
1,462
Cash and cash equivalents at 31 March 2024	
	
	
14	
15,391	
1,994
The notes on pages 58-84 form part of these financial statements.
Consolidated statement of cash flows
57
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

1.  ACCOUNTING POLICIES
GENERAL INFORMATION
Software Circle plc (the “Company”) is a public limited company incorporated and domiciled in the UK. The Company’s registered office is c/o 
Gateley Legal, Ship Canal House, 98 King Street, Manchester, England, M2 4WU.
The Group financial statements consolidate those of the Company and its subsidiaries (together referred to as the “Group”) and are presented 
in sterling. The Parent Company financial statements present information about the Company as a separate entity and not about its Group.
ADOPTION OF NEW AND REVISED INTERNATIONAL FINANCIAL REPORTING STANDARDS 
New standards, amendments and interpretations, that became effective in the year and have been adopted in the annual financial statements 
are set out below. None of these changes had a material impact upon the financial statements:
•	Amendments to IAS 8 - Amended definition of an accounting estimate;
•	Amendments to IAS 12 - Deferred tax related to assets and liabilities arising from a single transaction.
New standards, amendments and interpretations which are not yet effective at the reporting date but will be adopted in future reporting are 
set out below: 
•	Amendments to IAS 1 Presentation of Financial Statements in respect of Non-current Liabilities with Covenants;
•	IFRS 16 Leases in respect of Sale and Leaseback Transactions.
These amendments are not expected to have a significant impact on the Group.
BASIS OF PREPARATION
The Group financial statements comprise the financial statements of the Company and all of its subsidiaries made up to the financial year end. 
Subsidiaries are entities controlled by the Group. The Group controls an entity when it is exposed to, or has rights to, variable returns from 
its involvement with the entity and has the ability to affect those returns through its power over the entity. In assessing control, the Group 
takes into consideration potential voting rights. The acquisition date is the date on which control is transferred to the acquirer. The financial 
statements of subsidiaries are included in the consolidated financial statements from the date that control commences until the date that 
control ceases.
The consolidated financial statements are prepared under the historic cost convention except for certain financial instruments which are carried 
at fair value.
The Group has provided parent guarantees to the following subsidiaries and thereby taken advantage of the audit exemption by virtue of 
s479A of the Companies Act 2006:
	
Nettl Systems Limited 	
	
	
02728004
	
Software Circle Management Limited		
14943647
	
Vertical Plus Limited	
	
	
04187838
	
Care Management Systems Limited	 	
06495506
	
Watermark Technologies Limited	
	
04644290
	
Arc Technology Limited	
	
	
02523564
The principal accounting policies adopted in the preparation of the financial information are set out below. The policies have been consistently 
applied to all the periods presented. 
The financial statements have been prepared in accordance with UK-adopted International Accounting Standards and as regards the parent 
company financial statements, as applied in accordance with the provisions of the Companies Act 2006. On publishing the parent company 
financial statements here together with the Group financial statements, the Company is taking advantage of the exemption in s408 of the 
Companies Act 2006 not to present its individual Statement of Comprehensive Income and related notes that form a part of these approved 
financial statements.
Intercompany balances and transactions have been eliminated. Profits from intercompany sales, to the extent that they are not yet realised 
outside the Group, have also been eliminated.
Notes to the financial statements
58

GOING CONCERN
Information regarding the Group’s business activities together with the factors likely to affect its future development, performance and position 
is set out in the Chairman’s and Chief Executive’s Statement on pages 3-15. The financial position of the Group, its cash flows, liquidity position 
and borrowing facilities are described on pages 19-25. In addition, note 21 to the financial statements includes details of the Group’s financial 
instruments and its exposures to credit risk and liquidity risk.
The Directors have prepared the financial statements on a going concern basis. This assessment considers the Company’s cash reserves and the 
associated risks related to its ongoing operations and strategic initiatives.
As of the balance sheet date, the Company maintains a substantial cash balance, providing a strong liquidity position to support its business 
operations and strategic growth plans. The cash reserves are considered sufficient to meet the current operational requirements and short-term 
obligations of the Company.
The Company’s primary strategic objective includes expansion through acquisitions, which involves inherent risks, particularly concerning 
deferred consideration payments. While the Company has a significant cash balance, the Directors recognise the following risks:
•	Acquisition Volume and Payment Obligations: The risk of acquiring multiple companies in a short time frame could potentially strain the 
Company’s liquidity if not managed prudently.
•	Deferred Consideration Payments: The Company must ensure that it can meet deferred consideration payments as they fall due, without 
compromising its operational liquidity.
To mitigate these risks, the Directors have implemented the following measures:
•	Due Diligence and Acquisition Strategy: Rigorous due diligence processes are in place to evaluate potential acquisition targets, ensuring 
that each acquisition aligns with the Company’s strategic objectives and financial capacity.
•	Cash Flow Forecasting and Management: Detailed cash flow forecasting is conducted regularly to project the timing and amounts of 
deferred consideration payments, ensuring that adequate cash reserves are maintained.
•	Contingency Planning: Contingency plans are established to address any potential shortfalls in liquidity, including securing additional 
financing if necessary.
After considering the Company’s strong cash position, the comprehensive risk management strategies in place, and the ability to adjust 
the pace of acquisitions if required, the Directors have a reasonable expectation that the Company has adequate resources to continue 
in operational existence for the foreseeable future. Accordingly, they continue to adopt the going concern basis in preparing the financial 
statements.
BUSINESS COMBINATIONS
In accordance with IFRS 3 “Business Combinations”, when accounting for acquisitions the Group measures goodwill at the acquisition date as 
the:
•	fair value of the consideration transferred; plus
•	recognised amount of any non-controlling interests in the acquiree; plus
•	fair value of the existing equity interest in the acquiree; less
•	net recognised amount (fair value) of the identifiable assets acquired and liabilities assumed;
Costs related to the acquisition, other than those associated with the issue of debt or equity securities, are expensed as incurred. 
To the extent that deferred consideration is payable as part of the acquisition cost, the deferred consideration is discounted at an appropriate 
interest rate and, accordingly, carried at net present value in the consolidated statement of financial position. The discount component is then 
unwound as an interest charge in the consolidated statement of comprehensive income over the life of the obligation.
Any contingent consideration payable is recognised at fair value at the acquisition date. If the contingent consideration is classified as equity, 
it is not re-measured and settlement is accounted for within equity. Otherwise, subsequent changes to the fair value of the contingent 
consideration are recognised in profit or loss.
Transaction costs are expenses to the statement of comprehensive income as incurred. 
59
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

1.  ACCOUNTING POLICIES (CONTINUED)
INVESTMENTS
Investments in subsidiaries are stated at cost less provision for any permanent diminution in value. Where in the opinion of the Directors an 
impairment of the investment has arisen, the value of the investment will be written down to the recoverable amount in accordance with IAS 36 
‘Impairment of Assets’. Where surplus cash at the date of acquisition is subsequently withdrawn post-acquisition this is treated as a return of 
investment, reducing the carrying value of the investment in the subsidiary.
REVENUE
IFRS 15, in respect of the recognition of Revenue from Contracts with customers, requires the Group to separately recognise revenue with 
respect to the various components of the contractual arrangements. Where contracts have separately identifiable components with distinct 
patterns of delivery and customer acceptance, revenue is accounted for separately once the performance obligation is satisfied.
The Group contracts with its customers on the following bases:
•	Supply of product. The Group considers the performance obligation to have been met when the product is delivered and, where
required, installed.
•	Licence fees, including franchise fees, for SaaS products are for a set period of time as specified with the customer. There is considered to 
be a single performance obligation for delivering a managed software service which is satisfied over the length of the contract. Revenue is 
therefore recognised over the life of the contract.
•	Commissions on third-party sales. The Group considers the performance obligation to have been met when the third-party sale has
taken place.
•	Provision of professional services. The Group considers the performance obligation to have been met when the service has been provided.
•	Rental of equipment. There is considered to be a single performance obligation for the provision of the IT equipment and the related 
software installed. The Group leases certain assets to customers with preloaded software. It is not practical to split the revenue from the 
lease of the physical asset and that of the preloaded software. Revenue is recognised over the life of the contract.
SEGMENT REPORTING
Operating segments are reported in a manner consistent with the internal reporting provided to the chief operating decision-maker. The chief 
operating decision maker has been identified as the board of directors.
INVENTORIES
Inventories are valued at the lower of cost and net realisable value. Cost is based on the first-in first-out principle and is valued at purchased 
cost. Net realisable value is based on estimated selling price less additional costs to completion and necessary costs to make the sale.
FINANCIAL ASSETS AND LIABILTIES 
FINANCIAL ASSETS
The Group and Company classify all its financial assets into the amortised cost category. The accounting policies for each category is as follows:
•	Trade and loan receivables: Trade receivables are initially recognised and carried at original invoice amount less an allowance for any 
uncollectible or impaired amounts. An impairment provision is calculated by considering the trade receivables and expected credit losses. 
The Group applies the IFRS 9 simplified approach to measuring expected credit losses using a lifetime expected credit loss provision for 
trade receivables. The expected loss rates are based on the Group’s historical credit losses experienced over the three-year period prior 
to the period end. The historical loss rates are then adjusted for current and forward- looking information on factors affecting the Group’s 
customers.
•	An estimate for doubtful debts is also made when collection of the full amount is no longer probable. Debts are written off when they are 
identified as being uncollectible. 
•	Loan receivables are non-derivative financial assets with fixed or determinable payments that are not quoted in an active market.
•	They arise principally through the intercompany loans; Impairment of loan receivables is calculated utilising the lifetime expected credit 
losses of these loans and the changes in the credit risk of the counterparty.
•	Cash and cash equivalents in the statement of financial position comprise cash at bank and cash in hand.
The recoverable amount of the Group’s receivables carried at amortised cost is calculated as the present value of estimated future cash 
flows, discounted at the original effective interest rate (i.e. the effective interest rate computed at initial recognition of these financial assets). 
Receivables with a short duration are not discounted.
60

FINANCIAL LIABILITIES
The Group and Company treat financial liabilities in accordance with the following accounting policies:
•	Trade payables and other short-term monetary liabilities are recognised at fair value and subsequently at amortised cost.
•	Loans are initially recognised at fair value net of any transaction costs directly attributable to the issue of the instrument. Such interest-
bearing liabilities are subsequently measured at amortised cost using the effective interest rate method. “Interest expense” in this context 
includes initial transaction costs and premiums payable on redemption, as well as any interest payable while the liability is outstanding.
•	Bearer Bonds are initially recognised at fair value net of any discount or transaction costs directly attributable to the issue of the 
instrument. They are subsequently measured at amortised cost using the effective interest rate method. “Interest expense” in this context 
includes initial transaction costs and the initial discount to the nominal value on inception, as well as any interest payable while the liability 
is outstanding.
•	Deferred consideration is initially recognised at fair value and subsequently measured at amortised cost using the effective interest rate 
method. Where future payments are contingent on future events or performance conditions are initially recognised at fair value. They 
are subsequently measured at fair value through profit and loss with changes in fair value being recognised in the Group Statement of 
comprehensive income.
SHARE CAPITAL
Financial instruments issued by the Company are classified as equity only to the extent that they do not meet the definition of a financial 
liability. The Company’s ordinary shares are classified as equity instruments. Incremental costs directly attributable to the issue of new shares or 
options are shown in equity as a deduction, net of tax, from proceeds within share premium.
BORROWING COSTS
Borrowing costs are recognised in the Statement of Comprehensive Income in the period in which they are incurred.
CURRENT TAXATION
The current tax is based upon the taxable profit for the period together with adjustments, where necessary, in respect of prior periods. The 
Group’s asset or liability for current tax is calculated using tax rates that have been enacted or substantively enacted at the financial period 
end date.
Current tax is recognised in the Statement of Comprehensive Income, except to the extent that it relates to items recognised in other 
comprehensive income or directly in equity.
DEFERRED TAXATION
Deferred tax assets and liabilities are recognised where the carrying amount of an asset or liability in the Statement of Financial Position differs 
from its tax base.
Recognition of deferred tax assets is restricted to those instances where it is probable that taxable profit will be available against which the 
difference can be utilised. The amount of the asset or liability is determined using tax rates that have been enacted or substantively enacted by 
the reporting date and are expected to apply when the deferred tax liabilities/(assets) are settled/(recovered).
PROPERTY, PLANT AND EQUIPMENT
Property, plant and equipment is stated at cost less accumulated depreciation and impairments. Where parts of an item of property, plant and 
equipment have different useful lives, they are accounted for as separate items of property, plant and equipment.
Depreciation is charged to profit or loss on a straight-line basis over the estimated useful lives of each part of an item of property, plant and 
equipment. Land is not depreciated. The estimated useful lives are as follows:
Fixtures and fittings	 	
- 20% to 33% straight line 
Plant and equipment		
- 7% to 30% straight line 
Motor Vehicles	
	
- 20% straight line 
Leasehold improvements	
- over the life of the lease, straight line
Right of use assets	 	
- over the life of the lease, straight line
Where assets have been depreciated down to their estimated residual value they are no longer depreciated, a number of assets were subject to 
this in the year.
61
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

1.  ACCOUNTING POLICIES (CONTINUED)
INTANGIBLE ASSETS
RESEARCH AND DEVELOPMENT COSTS
Research costs are expenses as incurred. Development costs are charged to the profit or loss account in the year of expenditure, except when 
individual projects satisfy the following criteria:
•	the project is clearly defined and related expenditure is separately identifiable;
•	the project is technically feasible and commercially viable;
•	current and future costs will be exceeded by future sales; and adequate resources exist for the project to be completed.
In such circumstances the costs are carried forward and amortised over three years. Impairment risk is reviewed by the Board.
Amortisation is charged to profit or loss on a straight-line basis over the useful economic life of the asset as follows:
Domains & brand	
	
	
- 20 years 
Software	 	
	
	
- 3 years
Capitalised development costs	 	
- 3 years 
Acquired Technology		
	
- 3 to 6 years
Customer Lists	
	
	
- 3 to 10 years
Subsequent to initial recognition, internally generated intangible assets are reported at cost less accumulated amortisation and accumulated 
impairment losses.
SOFTWARE
External expenditure on computer systems and software is stated at cost less accumulated amortisation and impairment losses. Amortisation is 
on a straight-line basis over the useful economic life of the asset set at three years.
CUSTOMER LISTS
Customer lists arise on the acquisition of subsidiary companies. Customer lists are being amortised over three to ten years and are individually 
tested bi-annually for indications of impairment.
TECHNOLOGY
Technology assets arise on the acquisition of subsidiary companies by assessing the value-in-use of the software acquired. The technology 
assets are being amortised over three to six years and are tested bi-annually for indication of impairment.
GOODWILL
Goodwill may arise on acquisitions. Where this occurs the valuation will be supported by a fair value assessment of the expected future cash 
flows from the related cash generating unit.
IMPAIRMENT OF NON FINANCIAL ASSETS
The carrying amounts of the Group’s non-financial assets are reviewed at each reporting date to determine whether there is any indication of 
impairment. If any such indication exists, the asset’s recoverable amount is estimated.
For assets that have an indefinite useful life and intangible assets that are not yet available for use, the recoverable amount is estimated at 
each balance sheet date.
An impairment loss is recognised whenever the carrying amount of an asset or its cash-generating unit exceeds its recoverable amount. 
Impairment losses are recognised in profit or loss.
The recoverable amount of other assets is the greater of their fair value less costs to sell and value in use. In assessing value in use, the 
estimated future cash flows are discounted to their present value using a pre-tax discount rate that reflects current market assessments of the 
time value of money and the risks specific to the asset. For an asset that does not generate largely independent cash inflows, the recoverable 
amount is determined for the cash generating unit to which the asset belongs.
EXCEPTIONAL COSTS / (ITEMS)
Exceptional costs represent those costs / (items) that are considered by the directors to be either material in nature or non-recurring and that 
require separate identification to give a true and fair view of the group’s profit / (loss) for the year.
62

LEASES
The Group assesses whether a contract is or contains a lease, at inception of the contract. The Group recognises a right-of-use asset and a 
corresponding lease liability with respect to all lease arrangements in which it is the lessee, except for short-term leases (defined as leases 
with a lease term of 12 months or less) and leases of low value assets (such as tablets and personal computers, small items of office furniture 
and telephones). For these leases, the Group recognises the lease payments as an operating expense on a straight-line basis over the term 
of the lease unless another systematic basis is more representative of the time pattern in which economic benefits from the leased assets are 
consumed.
The lease liability is initially measured at the present value of the lease payments that are not paid at the commencement date, discounted by 
using the rate implicit in the lease. If this rate cannot be readily determined, the lessee uses its incremental borrowing rate.
The lease liability is subsequently measured by increasing the carrying amount to reflect interest on the lease liability (using the effective 
interest method) and by reducing the carrying amount to reflect the lease payments made.
The right-of-use assets comprise the initial measurement of the corresponding lease liability, lease payments made at or before the 
commencement day, less any lease incentives received and any initial direct costs. They are subsequently measured at cost less accumulated 
depreciation and impairment losses.
Right-of-use assets are depreciated over the shorter period of lease term and useful life of the underlying asset. If a lease transfers ownership 
of the underlying asset or the cost of the right-of-use asset reflects that the Group expects to exercise a purchase option, the related right-of-
use asset is depreciated over the useful life of the underlying asset. The depreciation starts at the commencement date of the lease.
The right-of-use assets are presented within Property, Plant and Equipment and disclosed separately in note 17.
The Group applies IAS 36 to determine whether a right-of-use asset is impaired and accounts for any identified impairment loss as described in 
the ‘Property, Plant and Equipment’ policy.
For leases of assets granted by the Group, those leases are assessed in line with IFRS 16 to determine whether the lease should be classified as a 
finance lease or an operating lease. Following that assessment, the Group classifies any such leases as operating leases. The associated assets 
are capitalised as fixed assets and depreciated over their expected useful economic life. Revenue generated from those assets is recognised in 
line with IFRS 15.
FINANCING COSTS
Interest income and interest payable is recognised in profit or loss as it accrues, using the effective interest method. Dividend income is 
recognised in profit or loss on the date the entities within the Group’s right to receive payments is established.
SHARE BASED PAYMENTS
The Group operates equity-settled share-based compensation plans, under which the Company receives services from employees as 
consideration for equity instruments of the Group. The fair value of the employee services received in exchange for the grant of the equity 
instruments is recognised as an expense. The total amount to be expensed is determined by reference to the fair value of the instruments 
granted, calculated using the Black Scholes model. At the end of each reporting period, the Group revises its estimates of the number of 
instruments that are expected to vest based on the non-market vesting conditions and service conditions. It recognises the impact of the 
revision to original estimates, if any, in the income statement, with a corresponding adjustment to equity.
FOREIGN CURRENCIES
Foreign currency transactions are recorded at the exchange rate prevailing at the date of the transaction. At each Balance Sheet date, 
monetary assets and liabilities denominated in foreign currencies are retranslated at the exchange rate prevailing at the Balance Sheet date. 
Translation differences on monetary items are taken to profit or loss.
Non-monetary assets and liabilities that are measured in terms of historical cost in foreign currency are translated using the exchange rate at 
the date of transaction.
The financial statements of overseas subsidiaries are translated into sterling at the exchange rate ruling at the Balance Sheet date; income and 
expenses are translated at an average exchange rate. The resulting surpluses and deficits are taken directly to profit or loss.
On disposal of a foreign subsidiary any cumulative exchange differences held in shareholders’ equity are transferred to the Consolidated 
Statement of Comprehensive Income.
63
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

1.  ACCOUNTING POLICIES (CONTINUED)
CRITICAL ACCOUNTING ESTIMATES AND JUDGEMENTS
The preparation of the financial statements requires management to make judgements, estimates and assumptions that affect the application 
of the accounting policies and the reported amounts of assets, liabilities, income and expenses. Actual results may differ from these estimates.
Estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in 
which the estimate is revised and in any future periods affected.
Significant areas of estimation uncertainty and critical judgements in applying accounting policies that have the most significant effect on the 
amounts recognised in the financial statements are described below:
CAPITALISATION OF DEVELOPMENT COSTS 
The Board considers that the Group’s key differentiators stem from its proprietary software. It is essential to continue investing in these assets. 
Separate projects are defined for new initiatives as they are identified. Development costs are capitalised where a project has been defined, 
tested and expected to realise future economic benefits. Programming is carried out to a detailed specification and schedule. The Board 
exercises judgement in determining the costs to be capitalised and determine the useful economic life to be applied typically 3 years or whilst 
the asset in question remains in use. 
FAIR VALUE ASSESSMENT OF A BUSINESS COMBINATION
Following an acquisition the Group makes an assessment of all assets and liabilities, inclusive of making judgements on the identification of 
specific intangible assets which are recognised separately from goodwill. Where future consideration is contingent on a performance obligation, 
judgement is required in assessing the likelihood of the obligation being achieved when determining its fair value at the time of acquisition. 
Acquired intangible assets include items such as the customer base and technology, to which a value is first attributed at the time of acquisition. 
The valuation is based upon future discounted cash flows and expectations for the business and requires a number of judgements to be made 
regarding future performance of an acquisition. For VMS businesses acquired in line with the Group’s stated strategy, the expected useful lives 
of the customer base has been determined by reviewing the existing Logo churn at the time of acquisition whilst the Technology’s expected 
useful life is estimated based on the expected requirement for ongoing development. See note 22. 
IMPAIRMENT OF INTANGIBLE ASSETS AND INVESTMENT IN SUBSIDIARIES.
In assessing impairment, Management estimates the recoverable amount of cash generating units based on expected future cash flows and 
uses the weighted average cost of capital to discount them. At the end of each reporting period the Management reviews a five year forward 
looking financial projection including a terminal value for the Group. The Management has further evaluated the terminal growth expectations 
and the applied discount rate applicable to derive a Net Present Valuation (NPV) of the Group. If the NPV of the Group shows a lower valuation 
than the net assets or the Company cost of investment in subsidiaries plus intercompany balances due, an impairment will be made. Based 
on this evaluation, including management estimates and assumptions, no impairment was made during the reporting period. Estimation 
uncertainty relates to assumptions about future operating results in particular sales volumes and the determination of a suitable discount rate.
ESTIMATION OF THE EXPECTED CREDIT LOSSES ON TRADE AND INTERCOMPANY RECEIVABLES
In assessing the expected credit losses, in respect of the trade and intercompany receivables under IFRS 9, the Group considers the past 
performance of the receivable book along with future factors that may affect the credit worthiness of the receivables. Estimations have 
therefore been made within these assumptions which could affect the carrying value of the trade and intercompany receivables.
BEARER BONDS
The bearer bonds issued by the Company have no fixed maturity. In order to establish an effective interest rate, management is required 
to determine the expected life of the bonds and does this for each tranche of bond issued. The expected life of bond tranches issued to 
date ranges from 9 months to 20 years. In assessing the fair value of the embedded derivative relating to the exclusive one way call option, 
judgement is required in order to assess the likelihood of the business exercising this option.
64

2.  REVENUE AND SEGMENTAL INFORMATION
Segmental reporting is prepared for the Group’s operating segments based on the information which is presented to the Board, which reviews 
revenue and adjusted EBITDA by segment. The Group’s costs, finance income, tax charges, non-current liabilities, net assets and capital 
expenditure are only reviewed by the Board at a consolidated level and therefore have not been allocated between segments in the analysis below.
ANALYSIS BY LOCATION OF SALES	
	
UK & Ireland	
Europe	
Other	
Total
	
	
£000	
£000	
£000	
£000
Year ended 31 March 2024	
	
15,568	
169	
428	
16,165
Year ended 31 March 2023	
	
11,845	
284	
418	
12,547
Revenue generated outside the UK & Ireland is in Belgium, The Netherlands, France, New Zealand, South Africa and the USA.
No single customer provided the Group with over 2% of its revenue.
DISAGGREGATION OF REVENUE AND EBITDA
Year ended 31 March 2024	
	 Professional
	
Graphics	
& financial	
Health &	
	
	 Operating	
Central
	
& e-commerce	
services	
social care	
Property	
Education 	
Total	
overhead	
Total	
	
£000	
£000	
£000	
£000	
£000	
£000	
£000	
£000
Licence and
subscription revenue	
3,687	
1,266	
2,584	
1,545	
128	
9,210	
-	
9,210
Product and service revenue	
6,763	
146	
42	
4	
-	
6,955	
-	
6,955
Revenue	
10,450	
1,412	
2,626	
1,549	
128	
16,165	
-	
16,165
Adjusted EBITDA	
609	
550	
814	
755	
56	
2,784	
(1,133)	
1,651
Development costs	
688	
287	
82	
76	
-	
1,133	
-	
1,133
Acquisition costs	
-	
-	
-	
-	
-    	
-	
(347)	
(347)
Exceptional items	
-	
-	
-	
-	
-	
-	
(972)	
(972)
EBITDA	
1,297	
837	
896	
831	
56	
3,917	
(2,452)	
1,465
Exceptional items
In addition to the deferred consideration impairment resulting from the administration of Works Manchester Limited (WML) and Rymack 
Sign Solutions Limited (see note 24), outstanding charges due from WML, net of trading balances due to Rymack’s group that the Company 
has set off, resulted in a further charge of £220,000. As a further consequence of WML’s administrator vacating the hub in Trafford Park, 
the Company, as a guarantor of the lease, became liable for unpaid rent arrears, ongoing rent for the remainder of the lease term and 
dilapidations. The Company agreed a full and final settlement of this liability with the landlord and other lease providers for £632,000. This has 
been paid during April and May 2024 and is included as a liability in these financial statements. This, combined with some additional costs on 
liquidating our operating entity in France, has resulted in exceptional items for FY24 totalling £972,000.
Year ended 31 March 2023	
	 Professional
	
Graphics	
& financial	
Health &	
	
Operating	
Central	 Discontinued
	
& e-commerce	
services	
social care	
Property	
Total 	
overhead	
operations	
Total	
	
£000	
£000	
£000	
£000	
£000	
£000	
£000	
£000
Licence and
subscription revenue	
3,000	
387	
544	
173	
4,104	
-	
-	
4,104
Product and service revenue	
7,538	
35	
-	
-	
7,573	
-	
870	
8,443
Revenue	
10,538	
422	
544	
173	
11,677	
-	
870	
12,547
Adjusted EBITDA	
802	
178	
241	
94	
1,315	
(947)	
53	
421
Development costs	
390	
-	
-	
-	
390	
-	
-	
390
Acquisition costs	
-	
-	
-	
-	
-	
(353)	
-	
(353)
EBITDA	
1,192	
178	
241	
94	
1,705	
(1,300)	
53	
458
Of the Group’s non-current assets (excluding deferred tax) of £16,544,000 (2023: £17,650,000), £12,279,000 (2023: £12,907,000) are located 
in the UK. Non-current assets located outside the UK are in Ireland £4,831,000 (2023: £5,802,000).
65
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

3.  OPERATING LOSS
Included in operating loss are the following:
	
	
	
2024	
2023
	
	
	
£000	
£000
Amortisation of intangible assets	
	
	
3,218	
1,321
Depreciation	
	
	
333	
235
(Profit) / loss on sale of plant and equipment	
	
	
(13) 	
82
Profit on sale and leaseback recognised in the year	
	
	
-	
(33)
Acquisition related costs	
	
	
347	
353
Research and development costs	
	
	
160	
404
	
Auditor’s remuneration:
	
	
	
2024	
2023
	
	
	
£000	
£000
Audit of these financial statements	
	
	
120	
140
Amounts receivable by auditors and their associates in respect of:
Audit of financial statements of subsidiaries of the Company	
	
	
-	
69
	
	
	
120	
209
4.  STAFF NUMBERS AND COSTS
The average number of persons employed by the Group (including Directors) during the year analysed by category, were as follows:
Number of employees	
Group	
Group	
Company	
Company
	
2024	
2023	
2024	
2023
Administration	
27	
20	
9	
9
Sales and marketing	
11	
8	
-	
-
R&D	
27	
14	
-	
-
Operations and support	
66	
50	
-	
-
	
131	
92	
9	
9
DEFINED CONTRIBUTION PLAN
The Group operates defined contribution pension schemes for employees. The assets of the schemes are held separately from those of the 
Group. The amounts charged to the Consolidated Statement of Comprehensive Income represent the contributions payable to the scheme in 
respect of the accounting period. In the year ended 31 March 2024 £125,000 of contributions were charged to the Consolidated Statement 
of Comprehensive Income (2023: £90,000). Charges relating to the discontinued operation were £nil (2023: £3,800). As at 31 March 2024 
£21,000 (2023: £7,100) of contributions were outstanding on the balance sheet.
The aggregate payroll costs of all employees, including Directors, were as follows:
	
Group	
Group   	
Company	
  Company
	
2024	
2023	
2024	
2023	
	
£000	
£000	
£000	
£000
Wages and salaries	
4,627	
3,481	
718	
528
Social security costs	
543	
317	
86	
63
Other pension costs	
125	
90	
20	
14
Share based payment charges	
37	
-	
37	
-
	
5,332	
3,888	
861	
605
Cost attributable to continued operation	
5,332	
3,471	
861	
605
Cost attributable to discontinued operation	
-	
417	
-	
-
66

KEY MANAGEMENT COMPENSATION:
	
	
	
2024	
2023
	
	
	
£000	
£000
Executive directors
Emoluments	
	
	
452	
316
Company contributions to money purchase pension plans	
	
	
13	
11
	
	
	
465	
327
Non-executive directors
Emoluments	
	
	
84	
51
Company contributions to money purchase pension plans	
	
	
1	
1
	
	
	
85	
52
Total directors remuneration	
	
	
550	
379
Employers national insurance contributions	
	
	
14	
42
Total	
	
	
564	
421
The Group considers the key management to be the Directors of the Group. Information covering Directors’ remuneration is set out in full in the 
‘Elements of remuneration’ section of the Directors Remuneration Report on pages 46-47 where details of fees and benefits can be found.
The aggregate of emoluments for the highest paid Director was £174,000 (2023: £103,000), and Company pension contributions of £5,000 
(2023: £3,000) were made to a money purchase scheme on their behalf. Directors for whom retirement benefits are accruing under money 
purchase schemes 5 (2023: 5).
5.  FINANCE EXPENSE
	
	
	
2024	
2023
	
	
	
£000	
£000
Lease interest	
	
	
64	
83
Bearer bond interest	
	
	
948	
644
Loan interest	
	
	
34	
6
Foreign exchange losses	
	
	
(17)	
13
Unwinding of discount on deferred consideration	
	
	
249	
105
Total finance expense	
	
	
1,278	
851
Total finance expense attributable to continuing operation	
	
	
1,278	
830
Total finance expense attributable to discontinued operation	
	
	
-	
21
6.  TAXATION
Recognised in the income statement	
	
	
2024	
2023
	
	
	
£000	
£000
Current tax expense
Current year	
	
	
-	
(93)
Adjustments for prior years	
	
	
(5)	
(18)
Overseas corporation tax charge	
	
	
70	
2
	
	
	
65	
(109)
Deferred tax expense
Origination and reversal of temporary differences (see note 8)	
	
	
(519)	
(170)
Previously unrecognised deferred tax asset currently recognised (see note 8)	 	
	
(657)	
(972)
Effect of change in UK corporation tax rate	
	
	
-	
3
Adjustments in respect of prior periods	
	
	
-	
5
Total tax in income statement	
	
	
(1,111)	
(1,243)
67
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

6.  TAXATION (CONTINUED)
RECONCILIATION OF EFFECTIVE TAX RATE
Factors affecting the tax charge for the current period:
The current tax charge for the period is lower (2023: lower) than the standard rate of corporation tax in the UK of 25% (2023: 19%).
The differences are explained below:
	
	
	
2024	
2023
	
	
	
£000	
£000
Loss before tax	
	
	
(3,481)	
(2,619)
Tax using the UK corporation tax rate of 25% (2023: 19%)	
	
	
(870)	
(498)
Effects of:
Other tax adjustments, reliefs and transfers	
	
	
(167)	
124
Adjustments in respect of prior periods – current tax	
	
	
(5)	
(90)
Adjustments in respect of prior periods – deferred tax	
	
	
-	
6
Deferred tax not recognised	
	
	
(52)	
216
Impact of tax in a foreign jurisdiction	
	
	
(17)	
-
Research and Development super deduction	
	
	
-	
(29)
Previously unrecognised deferred tax asset (see note 8)	
	
	
-	
(972)
Total tax credit	
	
	
(1,111)	
(1,243)
The Group tax debtor amounts to £232,000 (2023 debtor: £155,000). The deferred tax liabilities as at 31 March 2024 have been calculated 
using the tax rate of 25% which was substantively enacted at the balance sheet date.
7.  EARNINGS PER SHARE
The calculations of earnings per share are based on the following profits and numbers of shares:
	
2024	
2023
	
£000	
£000
Loss after taxation for the financial year from continuing operations	
(2,370)	
(1,408)
Loss after taxation for the financial year from discontinued operations	
-	
(203)
Total loss after taxation for the financial year	
(2,370)	
(1,611)
	
Weighted average	
Weighted average
	
number of Shares	
number of Shares
For basic earnings per ordinary share	
256,844,295	
114,490,828
For diluted earnings per ordinary share	
256,844,295	
114,490,828
Basic and diluted loss per share	
(0.92)p	
(1.41)p
Basic and diluted loss per share from continuing operations	
(0.92)p	
(1.23)p
Basic and diluted loss per share from discontinued operations	
-	
(0.18)p
The holders of ordinary shares are entitled to receive dividends as declared from time to time and are entitled to one vote per share at meetings 
of the Company.
The holders of deferred shares shall not be entitled to any participation in the profits or the assets of the Company and the deferred shares do 
not carry any voting rights.
As of 31 March 2024, the dilutive effect of share options would be 750,488 (2023: nil).  The calculation is based on the treasury method 
prescribed in IAS 33. This calculates the theoretical number of shares that could be purchased at the average market price in the period from 
the proceeds of exercised options. The difference between the number of shares under option and the theoretical number of shares that could 
be purchased from the proceeds of their exercise is deemed liable to be issued at nil value and represents the dilution. 
As the Group has reported a net loss after tax, including the options would be anti-dilutive, therefore all outstanding options have no dilutive 
effect.  
68

8.  DEFERRED TAX ASSETS AND LIABILITIES – GROUP
Recognised deferred tax assets and liabilities
	
Assets	
Assets	
Liabilities	
Liabilities	
Total	
Total
	
2024	
2023	
2024	
2023	
2024	
2023
	
£000	
£000	
£000	
£000	
£000	
£000
Intangible assets	
-	
-	
(2,707)	
(2,957)	
(2,707)	
(2,957)
Trading losses	
1,641	
984	
-	
-	
1,641	
984
Tax asset/(liabilities)	
1,641	
984	
(2,707)	
(2,957)	
(1,066)	
(1,973)
Movement in deferred tax during the year	
	
1 April	
Recognised	
Recognised	
Removal of	
31 March
	
	
2023	 acquisition of 	
in income	
discontinued	
2024
	
	
	
subsidiary	
	
operation	
	
	
£000	
£000	
£000	
£000	
£000
Intangible assets	
	
(2,957)	
(335)	
582	
66	
(2,644)
Property, plant and equipment timing differences	
	
-	
-	
(63)	
-	
(63)
Trading losses	
	
984	
-	
657	
-	
1,641
	
	
(1,973)	
(335)	
1,176	
66	
(1,066)
Movement in deferred tax during the year	
	
1 April	
Recognised	
Recognised	
Removal of	
31 March
	
	
2022	
acquisition of 	
in income	
discontinued	
2023	
	
	
	
subsidiary	
	
operation	
	
	
£000	
£000	
£000	
£000	
£000
Intangible assets	
	
(318)	
(3,107)	
170	
298	
(2,957)
Trading losses	
	
318	
-	
666	
-	
984
	
	
-	
(3,107)	
836	
298	
(1,973)
The Group has recognised a deferred tax asset in respect of carried forward trading losses up to the value of the deferred tax liability, to the 
extent that there are available tax losses within the same UK tax group. The Group has unrecognised deferred tax assets in respect of carried 
forward losses of £nil (2023: £nil).
Company
The Company had no recognised deferred tax assets as at 31 March 2024 (2023: nil)
69
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

9.  PROPERTY, PLANT AND EQUIPMENT – GROUP

	
	
Leasehold	
Plant and	
Motor	
Fixtures and	
Total
	
	 Improvements	
equipment	
vehicles	
fittings	
	
£000	
£000	
£000	
£000	
£000
Cost
Balance at 31 March 2022	
	
1,840	
355	
91	
824	
3,110
Additions	
	
-	
60	
-	
-	
60
Addition through subsidiary acquisition	
	
186	
254	
40	
7	
487
Disposals	
	
-	
(18)	
-	
(5)	
(23)
Balance at 31 March 2023	
	
2,026	
651	
131	
826	
3,634
Additions	
	
-	
58	
-	
12	
70
Addition through subsidiary acquisition	
	
-	
-	
76	
57	
133
Disposals	
	
(542)	
(31)	
(77)	
(332)	
(982)
Balance at 31 March 2024	
	
1,484	
678	
130	
563	
2,855
Depreciation and impairment
Balance at 31 March 2022	
	
927	
305	
85	
716	
2,033
Depreciation charge for the year	
	
127	
36	
5	
67	
235
Disposals	
	
-	
(14)	
-	
(4)	
(18)
Balance at 31 March 2023	
	
1,054	
327	
90	
779	
2,250
Depreciation charge for the year	
	
141	
89	
13	
90	
333
Disposals	
	
(541)	
(28)	
(71)	
(330)	
(970)
Balance at 31 March 2024	
	
654	
388	
32	
539	
1,613
Net book value
At 31 March 2022	
	
913	
50	
6	
108	
1,077
At 31 March 2023	
	
972	
324	
41	
47	
1,384
At 31 March 2024	
	
830	
290	
98	
24	
1,242
Right-of-use assets are included within the same asset categories as they would have been if they were owned. As of 31 March 2024 the Group 
has right-of-use assets with a carrying value of £902,000 (2023: £982,000). A table showing the net book value of right-of-use assets within 
property, plant and equipment at 31 March 2024 and 31 March 2023, split by category, is disclosed in note 17.
The parent company has no recognised property, plant and equipment (2023: nil).
70

10.  INTANGIBLE ASSETS
Group	
Domains	
Software	
Development	
Customer	 Technology	
Goodwill	
Other	
Total
	
& brand	
	
costs	
lists	
	
£000	
£000	
£000	
£000	
£000	
£000	
£000	
£000
Cost
Balance at 31 March 2022	
363	
4,544	
5,003	
675	
-	
138	
162	
10,885
Additions – internally developed	
-	
-	
390	
-	
-	
-	
-	
390
Addition through subsidiary
acquisition (note 22)	
-	
-	
-	
4,517	
10,792	
497	
-	
15,806
Balance at 31 March 2023	
363	
4,544	
5,393	
5,192	
10,792	
635	
162	
27,081
Additions – internally developed	
-	
-	
1,133	
-	
-	
-	
-	
1,133
Addition through subsidiary
acquisition (note 22)	
-	
-	
-	
547	
785	
319	
-	
1,651
Acquisition adjustment (note 16)	
-	
-	
-	
(265)	
(265)	
-	
-	
(530)
Disposals	
-	
-	
-	
-	
-	
-	
(23)	
(23)
Balance at 31 March 2024	
363	
4,544	
6,526	
5,474	
11,312	
954	
139	
29,312
Amortisation and impairment
Balance at 31 March 2022	
347	
4,334	
4,074	
596	
-	
12	
131	
9,494
Amortisation for the year	
1	
149	
439	
149	
583	
-	
-	
1,321
Balance at 31 March 2023	
348	
4,483	
4,513	
745	
583	
12	
131	
10,815
Amortisation for the year	
1	
53	
445	
462	
2,253	
-	
4	
3,218
Disposals	
-	
-	
-	
-	
-	
-	
(23)	
(23)
Balance at 31 March 2024	
349	
4,536	
4,958	
1,207	
2,836	
12	
112	
14,010
Net book value
At 31 March 2022	
16	
210	
929	
79	
-	
126	
31	
1,391
At 31 March 2023	
15	
61	
880	
4,447	
10,209	
623	
31	
16,266
At 31 March 2024	
14	
8	
1,568	
4,267	
8,476	
942	
27	
15,302
IMPAIRMENT TESTING
The Group’s recognised goodwill amounts to £942,000 (2023: £623,000). Goodwill and other intangible assets are assigned to Cash 
Generating Units (“CGUs”). Our primary consideration in defining CGUs is the distinctiveness of business operations and segmentation. Each 
CGU represents a major line of business or geographical area that generates cash inflows largely independent of other units. The Group has 
the following identified CGUs:
	
CGU	
Operating Segment
	
Nettl Systems	
Graphics & e-commerce
	
Vertical Plus	
Graphics & e-commerce
	
Watermark	
Professional & financial services	
	
CareDocs	
Health and social care	
	
Topfloor	
Property	
	
Arc Technology	
Education
The recoverable amount of goodwill and intangible assets is determined from value in use calculations. 
The Group prepares cash flow forecasts derived from budgets and five-year business plans. The sales growth relates to all key revenue streams 
of the business and have been determined based on the experience to date of operating these sales channels and ranges from 0% to 6%. Costs 
have been assumed to increase in line with an inflationary rate of 3%. 
71
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

10.  INTANGIBLE ASSETS (CONTINUED)
For the purposes of impairment testing inflationary growth of 0.5% is assumed beyond this period. A pre-tax discount factor of 12.18% (2023: 
8.59%) was applied.
The Directors have considered the sensitivity of the key assumptions. Increasing the pre-tax discount factor to 15.0% would not result in an 
impairment charge against intangible assets. Should revenue growth be reduced to nil across all business units, and product revenue decline in 
the first year by 2.5%, no impairment would be recognised. As a result, the intangible assets are not considered to be impaired. 
Amortisation and impairment charge
The amortisation charge of £3,218,000 (2023: £1,321,000) is recognised in profit or loss within depreciation and amortisation expenses. An 
impairment charge of nil (2023: £nil) was recognised during the year.
The parent company has no recognised intangible assets (2023: nil).
11.  INVESTMENTS - COMPANY
	
Shares in
	
Subsidiary undertakings	
Total
	
£000	
£000
Cost
Balance at 31 March 2022	
986	
986
Additions	
15,681	
15,681
Return of investment	
(1,002)	
(1,002)
Balance at 31 March 2023	
15,665	
15,665
Additions	
2,059	
2,059
Acquisition adjustment (note 16)	
(463)	
(463)
Return of investment	
(1,012)	
(1,012)
Balance at 31 March 2024	
16,249	
16,249
The Company owns the whole of the issued ordinary share capital of the following undertakings:
Subsidiary undertakings – wholly owned	
Country of incorporation	
Nature of business/status
Nettl Systems Limited*	
UK	
Software and other business support – trading
Software Circle Management Limited*	
UK	
Central support - trading
Printing.com (UK Franchise) Limited*	
UK	
Partner contracts – dormant
Nettl UK Limited*	
UK	
Partner contracts – dormant
Grafenia Systems Limited*	
UK	
Licence agreements – dormant
Grafenia Technology Limited*	
UK	
Licence agreements – dormant
Creative Enterprise Support Limited*	
UK	
Enterprise Support – dormant
TemplateCloud Limited*	
UK	
Template Provision – dormant
W3P Limited*	
UK	
Software – dormant
Vertical Plus Limited*	
UK	
Software and solutions - trading
Care Management Systems Limited*	
UK	
Software and solutions - trading
Watermark Technologies Limited*	
UK	
Software and solutions - trading
Arc Technology Limited*	
UK	
Software and solutions - trading
Be The Brand Experience Limited*	
UK	
Software and solutions - trading
Topfloor Systems Limited*	
Republic of Ireland	
Software and solutions - trading
Nettl of America LLC^	
US	
Franchising - trading
* - Owned directly by Software Circle PLC
^ - Owned indirectly through ownership of the Company’s 100% subsidiary Nettl Systems Limited
The registered address for all UK businesses is C/O Gateley Legal, Ship Canal House, 98 King Street, Manchester, England, M2 4WU. The 
registered address for Topfloor Systems Limited is Office 102, First Floor, 13 Merrion Square North, Dublin, D02 HW89, Ireland. The registered 
address for Nettl of America LLC is 6685 Beta Drive, Cleveland, Ohio, 44143-2320, USA.
 
72

12.  INVENTORIES
	
Group	
               Group	
Company	
Company
	
2024	
2023	
2024	
2023	
	
£000	
£000	
£000	
£000
Raw Materials	
33	
31	
-	
-
Total inventories	
33	
31	
-	
-
13.  TRADE AND OTHER RECEIVABLES
Other receivables due from subsidiary companies do not have fixed repayment terms.
At 31 March 2024 trade receivables are shown net of an impairment allowance of £660,000 (2023: £1,153,000). 
Trade and other receivables denominated in currencies other than sterling comprise £188,000 (2023: £262,000) of trade receivables.
	
Group	
               Group	
Company	
Company
	
2024	
2023	
2024	
2023
	
£000	
£000	
£000	
£000
Trade receivables	
2,505	
2,799	
-	
-
Less provision for trade receivables	
(660)	
(1,153)	
-	
-
Trade receivables net	
1,845	
1,646	
-	
-
Other receivables due from subsidiary companies within one year	
-	
-	
49	
541
Total financial assets other than cash and
cash equivalents classified at amortised cost	
1,845	
1,646	
49	
541
Corporation tax	
232	
155	
-	
-
Prepayments	
130	
110	
26	
26
Other receivables	
211	
336	
17	
-
Total other receivables	
573	
601	
43	
26
Total trade and other receivables	
2,418	
2,247	
92	
567
Non-current other receivables
Other receivables due from subsidiary companies after one year	
-	
-	
11,009	
10,512
Less provision for subsidiary companies after one year	
-	
-	
(6,042)	
(2,244)
Total other receivables	
-	
-	
4,967	
8,268
The carrying value of trade and other receivables classified at amortised cost approximates fair value.
	
	 Under 6 months old	
Over 6 months old	
Total
	
	
£000	
£000	
£000
Gross carrying amount	
	
1,594	
911	
2,505
Loss provision	
	
(76)	
(584)	
(660)
Net carrying amount	
	
1,518	
327	
1,845
Trade and other receivables represent financial assets and are considered for impairment on an expected credit loss model. The Group 
continues to trade with the same customers and in the same marketplace and therefore the future expected credit losses have been considered 
in line with the past performance of the customers in the recovery of their receivables. 
The Group applies the IFRS 9 simplified approach to measuring expected credit losses using a lifetime expected credit loss provision for trade 
receivables. The expected loss rates are based on the Group’s historical credit losses experienced over the three-year period prior to the 
period end. The historical loss rates are then adjusted for current and forward-looking information on factors affecting the Group’s customers 
including the area of operations of those debtors and the market for the Group’s products. The assessment of the expected credit risk for 
the year has not increased, when looking at the factors affecting the risk noted above. There are no trade receivables outside of credit terms 
without an impairment provision.
73
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

13.  TRADE AND OTHER RECEIVABLES (CONTINUED)
Movements in the impairment allowance for trade receivables are as follows:
Impairment
Group	
As at 31 March 2024	
As at 31 March 2023
	
£000	
£000
Balance at 1 April	
1,153	
1,089
Receivable written off during the year as uncollectible	
(1,020)	
(83)
Provision arising on acquisition of subsidiaries	
-	
60
Increase in impairment allowance	
527	
87
Balance at 31 March	
660	
1,153
There is no material difference between the net book value and the fair values of trade and other receivables due to their short-term nature. 
Other classes of financial assets included within trade and other receivables do not contain impaired assets.
Company
The Company did not have trade receivables at the year end. The intercompany receivables have been considered for impairment on an 
expected credit loss model and this has resulted in an impairment of £3,798,000 (2023: impairment reversal of £1,000,000).
14.  CASH AND CASH EQUIVALENTS
	
Group	
         Group	
Company	
Company
	
2024	
2023	
2024	
2023
	
£000	
£000	
£000	
£000
Cash and cash equivalents	
15,391	
1,994	
13,329	
210
Cash and cash equivalents include cash in hand, deposits held at call with banks, cash in transit and other short term highly liquid investments. 
All cash is held in Sterling other than Euro of £449,000 (2023: £137,000) and USD of £36,000 (2023: £27,000).
15.  TRADE AND OTHER PAYABLES
Current Liabilities	
Group	
         Group	
Company	
Company
	
2024	
2023	
2024	
2023
	
£000	
£000	
£000	
£000
Trade payables	
737	
700	
60	
71
Accruals	
383	
428	
130	
187
Other liabilities	
658	
689	
-	
-
Amounts owed to subsidiary companies	
-	
-	
1,626	
990
Lease settlements	
632	
-	
632	
-
Total financial liabilities, excluding borrowings classified
as financial liabilities measured at amortised cost	
2,410	
1,817	
2,448	
1,248
Deferred income	
734	
186	
-	
-
Total trade and other payables	
3,144	
2,003	
2,448	
1,248
Trade payables denominated in currencies other than Sterling comprise £168,000 (2023: £87,000) denominated in Euro. 
As a consequence of former Group Subsidiary Works Manchester Limited’s administrator vacating the hub in Trafford Park, the Company, as a 
guarantor of the lease, became liable for unpaid rent arrears, ongoing rent for the remainder of the lease term and dilapidations. The Company 
agreed a full and final settlement of this liability with the landlord and other lease providers for £632,000. This was paid during April and May 2024.
There is no material difference between the net book value and the fair values of current trade and other payables due to their short-term nature.
74

16.  BORROWINGS
For more information on the Group and Company’s exposure to interest rate, foreign currency risk and lease liabilities, see note 21.
Current Liabilities	
Group	
         Group	
Company	
Company
	
2024	
2023	
2024	
2023
	
£000	
£000	
£000	
£000
Lease liabilities	
160	
120	
-	
-
Bearer bonds	
402	
-	
402	
-
Loans	
324	
279	
324	
279
Deferred consideration	
625	
3,480	
625	
3,480
	
1,511	
3,879	
1,351	
3,759
Non-Current Liabilities
Lease liabilities	
847	
951	
-	
-
Loans	
26	
324	
26	
324
Bearer bonds	
5,697	
12,381	
5,697	
12,381
Deferred consideration	
414	
1,181	
414	
1,181
	
6,984	
14,837	
6,137	
13,886
In July 2020 the Company created a bond facility which could issue up to a maximum of £50,000,000 nominal value. Any bonds issued are 
interest-free within the first three years of the facilities existence and thereafter pay 6% of the nominal value, annually in arrears, until the 
Company exercises its call option. The bonds are initially measured at fair value, which is considered to be the transaction price. Subsequently 
the liability is measured at amortised cost based on the expected cash flows over the expected life of the instrument. On 26 September 2023 
the Company repurchased Bearer Bonds with a nominal value of £7,500,000 for £6,525,000 plus accrued interest of £84,000. The carrying 
value at the date of repurchase was £7,231,000, resulting in a value adjustment on bond settlement of £622,000.
On 30 May 2024 the Company announced its intention to restructure its balance sheet and finance the redemption of the remaining bonds 
at their nominal value of £6,700,000. This will enhance the Group’s ability to access ongoing institutional debt funding, reducing the cost of 
capital for M&A opportunities in the future.
In August 2020 an additional term loan for £1,000,000, repayable over six years, was secured through the Coronavirus Business Interruption 
Loan Scheme at an effective annual interest rate of 8.6%. At 31 March 2024 the liability was £350,000 (2023: £603,000).
Deferred consideration includes contingent consideration in respect of the acquisition of Vertical Plus Limited at nil value (2023: £282,000) due 
to the reduced likelihood of post acquisition performance targets being met. A Fair value credit of £301,000 (2023: nil) has been recognised in 
the Statement of comprehensive income.
Deferred consideration in respect of the acquisition of Topfloor Systems Limited recognised on acquisition included £463,000 with performance 
conditions tied to future employment. Having reviewed the requirements of IFRS 3 Business Combinations, this future consideration should be 
recognised within the statement of comprehensive income as it is incurred. The value of deferred consideration has been reduced accordingly, 
with corresponding adjustments made to the value of intangible assets and deferred tax in the Group financial statements, and investments in 
the Parent Company.
75
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

17.  LEASES
LESSEE ACCOUNTING
All leases where the Group is a lessee are accounted for by recognising a right of use asset and a lease liability except for:
•	Leases of low value assets
•	Leases with a term of 12 months or less.
AMOUNTS RECOGNISED IN THE CONSOLIDATED STATEMENT OF FINANCIAL POSITION
	
Land and	
Plant and	
Motor
	
buildings	
equipment	
vehicles	
Total
RIGHT OF USE ASSETS	
£000	
£000	
£000	
£000
Balance at 31 March 2022	
913	
-	
-	
913
Depreciation	
(117)	
-	
-	
(117)
Addition through subsidiary acquisition	
186	
-	
-	
186
Balance at 31 March 2023	
982	
-	
-	
982
Addition through subsidiary acquisition	
-	
-	
76	
76
Depreciation	
(152)	
-	
(4)	
(156)
Balance at 31 March 2024	
830	
-	
72	
902
	
Land and	
Plant and	
Motor
	
buildings	
equipment	
vehicles	
Total
LEASE LIABILITIES	
£000	
£000	
£000	
£000
Balance at 31 March 2022	
1,002	
23	
-	
1,025
Interest expense	
62	
-	
-	
62
Lease payments	
(179)	
-	
-	
(179)
Disposal of subsidiary	
-	
(23)	
-	
(23)
Addition through subsidiary acquisition	
186	
-	
-	
186
Balance at 31 March 2023	
1,071	
-	
-	
1,071
Addition through subsidiary acquisition	
-	
-	
73	
73
Interest expense	
64	
-	
1	
65
Lease payments	
(198)	
-	
(4)	
(202)
Balance at 31 March 2024	
937	
-	
70	
1,007
AMOUNTS RECOGNISED IN THE CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME
	

	
	
	
	
	
2024	
	
	
	
	
	
2023
	
Land and	
Plant and	
Motor	
	
Land and	
Plant and	
Motor
	
buildings	
equipment	
vehicles	
Total	
buildings	
equipment	
vehicles	
Total
	
£000	
£000	
£000	
£000	
£000	
£000	
£000	
£000
Continuing Operation
Depreciation charge
on right of use assets	
152	
-	
4	
156	
117	
-	
-	
117
Interest on lease liabilities	
64	
-	
1	
65	
62	
-	
-	
62
Expenses related to low value
and short-term leases	
114	
-	
-	
114	
35	
-	
-	
35
	
330	
-	
5	
335	
214	
-	
-	
214
Discontinued Operation
Depreciation charge
on right of use assets	
-	
-	
-	
-	
-	
-	
-	
-
Interest on lease liabilities	
-	
-	
-	
-	
-	
21	
-	
21
Expenses related to low value
and short-term leases	
-	
-	
-	
-	
-	
-	
-	
-
	
-	
-	
-	
-	
-	
21	
-	
21
76

LEASE LIABILITIES - MATURITY ANALYSIS OF CONTRACTUAL UNDISCOUNTED CASH FLOWS
	
	
Carrying	 Contractual	
6 months	
6-12	
1-2	
2-5	
More than
	
amount	
cash flows	
or less	
months	
years	
years	
5 years
	
£000	
£000	
£000	
£000	
£000	
£000	
£000
31 March 2024	
1,007	
1,230	
110	
110	
220	
506	
284
31 March 2023	
1,071	
1,348	
99	
99	
198	
531	
421
Lessor Accounting
The Group leases certain assets to customers with preloaded software. It is not practical to split the revenue from the lease of the physical asset 
and that of the preloaded software. The revenue associated with leased assets during the year was £2,584,000 (2023: £217,000).
	
Year 1	
Year 2	
Year 3	
Year 4	
Year 5
	
£000	
£000	
£000	
£000	
£000
Future contracted lease income	
805	
391	
176	
92	
40
18.  EMPLOYEE BENEFITS
EQUITY SHARE OPTIONS
The Company operates share option plans for its employees, under which options to subscribe for the Company’s shares have been granted. 
The plan is intended to incentivise employees, align their interests with those of shareholders, and encourage the retention of key employees.
Movement in employee equity options during the year:
	
At 1 April	
	
	
	
  At 31 March	
Of which
	
2023	
Granted	
Lapsed	
Exercised	
2024	
exercisable
	
Number	
Number	
Number	
Number	
Number	
Number
2023 CSOP Scheme	
-	
3,333,330	
-	
-	
3,333,330	
-
2023 unapproved option scheme	
-	
16,151,332	
-	
-	
16,151,332	
-
	
-	
19,484,662	
-	
-	
19,484,662	
-
Weighted average exercise price (p)	
-	
15.3	
-	
-	
15.3	
-
Options outstanding at the year end:
	
	
	
	
	
2024	
2023
	
	
Grant date	
Expiry date	
Exercise	
Number of	
Number of
	
	
	
	
price (p)	 share options	
share options
2023 CSOP Scheme	
	
21/09/2023	
21/09/2033	
9.0	
3,333,330	
-
2023 unapproved option scheme	
	
21/12/2023	
21/12/2033	
16.6	
16,151,332	
-
	
	
	
	
	
19,484,662	
-
The fair value of share options granted were calculated using the Black Scholes model. The inputs used for fair valuing awards granted during 
the year were as follows:
	
	
	
	
	                       Grant date
	
	
	
	
	
21/09/2023	
21/12/2023
Share price at grant date (p)	
	
	
	
	
9.0	
13.3
Exercise price (p)	
	
	
	
	
9.0	
16.6
Expected volatility	
	
	
	
	
36.76%	
36.39%
Option life (years)	
	
	
	
	
5	
6.78
Risk-free interest rate	
	
	
	
	
4.34%	
3.53%
The expected volatility is based on the historical volatility of the Company’s shares over a period equivalent to the option life.
The total expense recognised in profit or loss for the period arising from share-based payment transactions amounted to £37,000.
SHARE-BASED SAVE AS YOU EARN (SAYE) SCHEME
The Company also operates an SAYE Scheme. There are currently no options in issue (2023: nil). No options have been issued, exercised or 
lapsed during the year.
77
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

19.  SHARE CAPITAL
SHARE CAPITAL – GROUP AND COMPANY
	
Ordinary shares	
Ordinary shares
In thousands of shares	
2024	
2023
In issue at 1 April	
114,491	
114,491
Issued by the Company	
275,592	
-
Shares on the market at 31 March – fully paid	
390,083	
114,491
Allotted, called up and fully paid	
£000	
£000
390,083,306 (2023: 114,490,828) ordinary shares of £0.01 each	
3,901	
1,145
63 deferred shares of £0.10 each	
-	
-
	
3,901	
1,145
The company issued 154,705,874 shares on 20 September 2023 and 120,886,604 on 29 September 2023 with a nominal value of £0.01 each at 
an issue price of £0.085, raising a total of £23.15m after issue costs of £0.28m.
Dividends
During the year and prior year no dividends were proposed or paid. After the balance sheet date, the Board proposed no final dividend would 
be made (2023: £nil).
20.  SHARE PREMIUM AND OTHER RESERVES
The share premium represents the amounts subscribed for share capital in excess of the nominal value of shares.
	
Group and company
	
2024	
2023
	
£000	
£000
At 1 April	
7,866	
7,866
Premium on shares issued by the Company in the year	
20,669	
-
Share issue costs	
(280)	
-
At 31 March 	
28,255	
7,866
The Merger reserve arose when the Company previously undertook share for share exchanges when making acquisitions.
The share based payment reserve represents the recognised cost of share option schemes that have not been converted into share capital.
The translation reserve represents cumulative foreign exchange differences arising from the translation of the financial statements of foreign 
subsidiaries and is not distributable by way of dividends.
78

21.  FINANCIAL INSTRUMENTS
Categories of financial instrument	

Financial assets	
	
	
	
2024	
	
	
2023
	
	
	
	
Fair value	
	
	
Fair value	

	
	
	
	
through	
	
	
through
	
	
	
Amortised	
profit and	
	
Amortised	
profit and
	
	
	
cost	
loss	
Total	
cost	
loss	
Total
	
	
	
£000	
£000	
£000	
£000	
£000	
£000
Trade and other receivables excluding non-financial assets	
1,845	
-	
1,845	
1,646	
-	
1,646
Consideration receivable	
	
	
-	
-	
-	
-	
1,698	
1,698
Cash and cash equivalents	
	
	
15,391	
-	
15,391	
1,994	
-	
1,994
	
	
	
17,236	
-	
17,236	
3,640	
1,698	
5,338
Financial liabilities
	
	
	
	
2024	
	
	
2023
	
	
	
	
Fair value	
	
	
Fair value	

	
	
	
	
through	
	
	
through
	
	
	
Amortised	
profit and	
	
Amortised	
profit and
	
	
	
cost	
loss	
Total	
cost	
loss	
Total
	
	
	
£000	
£000	
£000	
£000	
£000	
£000
Trade and other payables	
	
	
2,410	
-	
2,410	
1,817	
-	
1,817
Lease liabilities	
	
	
1,007	
-	
1,007	
1,071	
-	
1,071
Bearer Bonds	
	
	
6,009	
-	
6,009	
12,382	
-	
12,382
Loans	
	
	
350	
-	
350	
602	
-	
602
Deferred and contingent consideration	
	
	
440	
599	
1,039	
3,463	
1,198	
4,661
	
	
	
10,216	
599	
10,815	
19,335	
1,198	
20,533
It is not the Group’s policy to enter into financial derivatives for speculative or trading purposes. The financial instruments employed by the 
Group other than short term debtors and creditors are used to fund its operations and comprise cash, short term deposits and lease liabilities.
The Group’s policy during the financial year ended 31 March 2024 and 31 March 2023 was to place the majority of its cash on short term deposit 
with its bankers.
Lease liabilities / bank loans
The fair value, which is determined for disclosure purposes, is calculated based on the present value of future principal and interest cash flows, 
discounted at the market rate of interest at the reporting date. The market rate of interest for lease liabilities is determined by reference to 
similar lease agreements.
Credit risk
The Group’s credit risk is primarily attributable to trade and other receivables both current and non-current. Trade receivables are included in 
the balance sheet net of doubtful receivables, estimated by the Group’s management. The maximum credit risk in respect of the Group’s and 
Company’s financial assets at the year-end is represented by the balance outstanding on trade receivables and other receivables due from 
Partners.
Interest rate risk
The Group and the Company do not have a material exposure to interest rates as most borrowings are at fixed interest rates.
Capital risk management
The Group’s capital management objective is to ensure the Group’s ability to continue as a going concern so that it can in future provide returns 
for shareholders and benefits for other stakeholders.
To meet this objective, the Group reviews the budgets and forecasts on a regular basis to ensure there is sufficient capital to meet the needs of 
the Group. The capital structure of the Group consists of shareholders’ equity as set out in the Consolidated Statement of Changes in Equity. All 
working capital requirements are financed from existing cash resources and borrowings.
79
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

21.  FINANCIAL INSTRUMENTS (CONTINUED)
Liquidity risk
The following are the contractual maturities of financial liabilities including estimated interest payments and excluding the impact of netting 
agreements:
31 March 2024	
Carrying	 Contractual	
6 months	
6-12	
1-2	
2-5	
More than
	
amount	
cash flows	
or less	
months	
years	
years	
5 years
	
£000	
£000	
£000	
£000	
£000	
£000	
£000
Trade and other payables	
2,410	
2,410	
2,410	
-	
-	
-	
-
Lease liabilities	
1,007	
1,230	
110	
110	
220	
506	
284
Bearer Bonds*	
6,099	
13,132	
402	
-	
402	
1,206	
11,122
Loans	
350	
363	
181	
155	
27	
-	
-
Deferred and contingent
consideration payable	
1,039	
1,145	
347	
350	
266	
182	
-
	
10,905	
18,280	
3,450	
615	
915	
1,894	
11,406
31 March 2023	
Carrying	
Contractual	
6 months	
6-12	
1-2	
2-5	
More than
	
amount	
cash flows	
or less	
months	
years	
years	
5 years
	
£000	
£000	
£000	
£000	
£000	
£000	
£000
Trade and other payables	
1,817	
1,817	
1,817	
-	
-	
-	
-
Lease liabilities	
1,071	
1,348	
99	
99	
198	
531	
421
Bearer Bonds*	
12,382	
22,360	
-	
-	
510	
1,530	
20,320
Loans	
602	
648	
155	
155	
311	
27	
-
Deferred and contingent
consideration payable	
4,661	
5,084	
182	
3,584	
472	
846	
-
	
20,533	
31,257	
2,253	
3,838	
1,491	
2,934	
20,741
*Based on the expected cash flows used to calculate the effective interest rate for amortised cost. Whilst not a contractual commitment, should 
the company be successful in refinancing in the current financial year, it expects to use some of the funds to buy back the remaining issued 
bearer bonds at their nominal value of £6,700,000.
All trade receivables are contractually due within 6 months.
Foreign currency risk
The Group transacts with some business in foreign currency, principally Euro, and therefore incurs some transaction risk. The risk does not 
warrant hedging activity by the Group to defend against the impact of exchange rate movements.
The Group’s exposure to foreign currency risk denominated in GBP was as follows: 
	
31 March 2024	
31 March 2024 	
31 March 2023	
31 March 2023
	
Euro	
GBP	
Euro	
GBP
	
£000	
£000	
£000	
£000
Trade and other receivables	
188	
2,100	
262	
1,875
Cash and cash equivalents	
449	
14,942	
137	
1,857
Trade and other payables	
(168)	
(2,251)	
(145)	
(1,672)
	
469	
14,791	
254	
2,060
The Group’s exposure to USD denominated in GBP is not material.
SENSITIVITY ANALYSIS
Where the Group operates in Europe both revenues and costs are in the local currency therefore the level of exchange risk is low. In the 
Eurozone the Group has a presence in Ireland and The Netherlands. In managing currency risks the Company and Group aims to reduce the 
impact of short-term fluctuations on the Company and Group’s earnings. At 31 March 2024, it is estimated that a general increase of 25% in the 
value of the Euro would decrease the Group’s profit before tax by approximately £29,000 (2023: £17,000) with an equal adjustment to equity. 
A general increase of 25% in the value of the US Dollar would have a negligible effect on the Group’s profit before tax.
80

22.  ACQUISITIONS
Acquisition of Arc Technology Limited (Arc)
The entire issued share capital of Arc, a provider of software solutions for the management of practice-based learning to higher education 
institutions, was acquired on 20 February 2024 for a maximum total consideration of £2,000,000. The initial consideration paid at completion 
was £1,100,000, with deferred consideration of £300,000 to be paid on the first anniversary of completion. Up to a further £600,000 is 
payable contingent upon the achievement of certain targets relating to the future financial performance of Arc (the “Earn-out”) and may be 
achieved in full or in part by exceeding those targets in any of the two years commencing 21 February 2024. Where the Earn-out is tied to 
the future employment of an individual, contingent consideration in respect of that individual has not been recognised at acquisition and will 
instead be recognised as remuneration. In addition, the consideration was increased by a further £578,000 in respect of surplus cash within 
the business at the acquisition, £411,000 of which was paid on completion with the remainder deferred until the agreement of the completion 
accounts. The present value of expected consideration payments at acquisition totalled £2,059,000.
Arc met Software Circle’s acquisition criteria by being a software business and having a prominent position in its vertical market. Delivering 
solutions that generate revenues of a recurring nature.
In the period during the current financial year that Arc was owned by the Group, it contributed revenue of £128,000 and a profit before tax 
of £52,000. Had it been owned by the group for the full year, it would have contributed revenue of £1,300,000 and a profit before tax of 
£350,000. 
Net assets of Arc on acquisition:
	
Book value	
Adjustments	
Fair value
	
£000	
£000	
£000
Customer base	
-	
547	
547
Technology	
-	
785	
785
Property, plant and equipment	
133	
-	
133
Cash and cash equivalents	
1,067	
-	
1,067
Trade and other receivables	
139	
-	
139
Trade and other payables	
(523)	
-	
(523)
Lease liabilities	
(73)	
-	
(73)
Deferred tax	
(2)	
(333)	
(335)
Net assets acquired	
741	
999	
1,740
Consideration	
	
	
2,059
Goodwill	
	
	
319
Consideration satisfied by:
Cash on completion	
	
	
1,511
Deferred consideration	
	
	
435
Contingent consideration	
	
	
113
	
	
	
2,059
An income approach was used to value contractual customer lists and relationships, using a discount factor of 12.0%. The useful life has been 
estimated at 10 years. The technology was valued by using a relief from royalty approach, based on a royalty rate of 50% and using a discount 
factor of 12.0%. The useful life has been estimated at 3 years.
Trade and other receivables include gross contractual amounts due of £139,000 of which £nil was expected to be uncollectible at the date of 
acquisition.
The goodwill arising from the acquisition of Arc is attributable to a number of factors, including the specialised knowledge and expertise of the 
assembled workforce and the market position.
81
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

23.  CHANGES IN LIABILITY ARISING FROM FINANCING ACTIVITIES
	
Invoice finance	
Lease liabilities	
Loans
	
£000	
£000	
£000
Balance at 1 April 2022	
512	
3,200	
3,125
Cash flows	
Repayment of borrowings	
-	
-	
(305)
Proceeds of new loans	
-	
-	
9,520
Lease payments	
-	
(180)	
-
Non cash changes
Interest	
-	
63	
644
Disposal of subsidiary	
(512)	
(2,198)	
-
New finance lease	
-	
186	
-
Balance at 31 March 2023	
-	
1,071	
12,984
Cash flows
Repayment of borrowings	
-	
-	
(6,894)
Proceeds of new loans	
-	
-	
-
Lease payments	
-	
(201)	
-
Non cash changes	
Interest	
-	
64	
981
Value adjustments	
-	
-	
(622)
Arising on acquisition of subsidiary	
-	
73	
-
Balance at 31 March 2024	
-	
1,007	
6,449
24.  CONSIDERATION RECEIVABLE
	
	
2024	
2023
	
	
£000	
£000
Receivable within one year	
	
-	
1,698
Receivable after one year	
	
-	
-
Total consideration receivable	
	
-	
1,698
Consideration receivable was due from Rymack Sign Solutions Limited following the sale of Works Manchester Limited on 31st May 2022. 
Following the appointment of liquidators to both WML and Rymack, the receivable was written down to nil, resulting in an impairment charge of 
£1,440,000 (2023: £805,000). 
25.  CAPITAL COMMITMENTS
The Group and Company have no commitments to incur capital expenditure at the year end (2023: £nil).
82

26.  RELATED PARTIES
In the year ended 31 March 2024, no dividends were paid (2023: nil).
On 29 August 2023, the Company announced a fundraising to raise a total of up to approximately £27.9 million (before expenses), comprising 
a conditional placing and subscription, supported by new and existing investors, and a conditional open offer to qualifying shareholders at 8.5p 
per share. 
As announced on 29 August 2023 Investmentaktiengesellschaft für Langfristige Investoren TGV and Value Focus Beteilgungs GmbH, substantial 
shareholders in the Company, subscribed for 79,411,764 ordinary shares and 76,470,588 ordinary shares respectively, which constitute related 
party transactions pursuant to Rule 13 of the AIM Rules for Companies. Matthias Riechert, a director of the Company, subscribed for 2,352,940 
ordinary shares. Chapters Group AG, a company in which Jan-Hendrik Mohr, Chairman of Software Circle plc, acts as CEO, subscribed for 
23,529,410 ordinary shares. 
On 29 September 2023, the following Directors purchased shares in the Company at a price of 8.5p each as part of the open offer to existing 
shareholders: 
	
Number of shares	
Subsequent holding
Gavin Cockerill	
46,259	
138,777
Richard Lightfoot	
467,646	
619,802
Simon Barrell	
42,678	
128,034
Conrad Bona	
1,294,118	
2,462,959
On 26 September 2023, the Company repurchased Bearer Bonds with nominal value of £2,300,000 from Chapters Group AG for £2,001,000 
plus accrued interest of £25,639. The terms for repurchase offered were equal to those offered to all other bond holders.
On 8 September 2023, Iain Brown transferred 84,075 ordinary shares from his personal holding to his self-invested personal pension. This 
transaction resulted in a disposal of 133 shares.
On 16 October 2023, Conrad Bona transferred 83,580 ordinary shares from his personal holding to his self-invested personal pension.
On 21 December 2023, Iain Brown purchased 40,879 ordinary shares, increasing his holding to 124,954.
On 20 December 2023, Matthias Riechert purchased 110,000 ordinary shares and on 27 December 2023 a further 150,000 ordinary shares, 
increasing his holding to 2,612,940.
On 18 March 2024, the Company announced Chapters Group AG had increased its holding to 36,933,954 shares and then on 20 March 2024 
further increased its holding to a total of 116,634,908. This represents 29.90% of the issued share capital. 
On 19 May 2022, the Company entered into an consulting agreement (the “Agreement”) with Peter Gunning (former CEO), via his consulting 
company Perpetual Cielo Azul SL, to provide services to Nettl Systems, with focus on developing and assisting the operation of Nettl’s 
proprietary platforms, as well as advising on the technology integration of any acquisitions made by the Company. Pursuant to the terms of the 
Agreement, Peter’s company has been paid a fee of £15,565 (excluding VAT, as applicable) per month for the first 12 months of the Agreement. 
Thereafter, additional work will be charged at £750 per day, with a minimum commitment of three days per month. After the initial period, the 
agreement may be terminated by either party by giving not less than 6 months’ notice.
As announced on 19 May 2022, the Agreement with Peter Gunning’s company is a related party transaction pursuant to rule 13 of the AIM 
Rules for Companies. The independent directors, being all of the Company’s directors other than Peter Gunning, considered, having consulted 
with the Company’s Nominated Adviser, that the terms of the transaction are fair and reasonable insofar as the Company’s shareholders are 
concerned.
At the year end the Directors of the Company controlled 1.56 per cent of the voting shares of the Group.
The compensation of the Directors, who are the key management personnel, is disclosed in note 4 and within the Directors Remuneration Report 
on pages 46-47.
83
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

27.  POST BALANCE SHEET EVENTS
On 2 April 2024, the Company announced the sale of the printing.com domain to JAL Equity Corp for USD 2,270,000. USD 230,000 was 
payable on completion with the remaining USD 2,040,000 payable by 31 July 2024. The carrying value in the financial statements is nil.
On 30 May 2024, the Company announced the acquisition of the entire issued share capital of Be The Brand Experience Limited, a provider 
of marketing compliance and digital asset management workflow solutions for businesses providing financial services. The total consideration 
of £3,500,000 will be satisfied in cash and is structured on a debt free/cash free basis. The acquisition is expected to be cash flow generative 
and earnings enhancing in the first year after acquisition. Initial consideration of £2,800,000 was paid on completion and a further 
£700,000 of deferred consideration will be paid on the first anniversary of completion. At the time of issuing these financial statements, the 
completion accounts and intangible asset valuations are ongoing. As a result, values relating to the valuation of assets, intangible assets and 
goodwill arising on consolidation cannot yet be disclosed.
84

Advisers and company information
Registered Office 	
c/o Gateley Legal 
	
Ship Canal House 
	
98 King Street
	
MANCHESTER
	
M2 4WU
Company Number	
03983312 (England and Wales)
Website Address	
www.softwarecircle.com
Company Secretary 	
Richard A Lightfoot
Financial Adviser,	
Allenby Capital Limited
Nominated Adviser	
5 St. Helen’s Place
and Broker	
London
to the Company	
EC3A 6AB
	
Solicitors 	
Gateley plc
to the Company	
Ship Canal House
	
98 Kings Street
	
MANCHESTER
	
M2 4WU
Auditors 	
RSM UK Audit LLP
to the Company	
Landmark
	
1 St Peter’s Square
	
Oxford Street
	
MANCHESTER
	
M1 4PB
Registrars 	
Link Asset Services
and Receiving Agents	
10th Floor, Central Square
to the Company 	
29 Wellington Street
	
LEEDS
	
LS1 4DL
	
Bankers 	
Virgin Money
to the Group	
48-50 Market Street
	
MANCHESTER
	
M1 1PW
85
Software Circle  ANNUAL REPORT & ACCOUNTS 2024

Hyphen Building / 75 Moseley Street / Manchester / M2 3HR
e: investors@softwarecircle.com
www.softwarecircle.com
Software Circle plc is registered in England and Wales under number 03983312
Registered office: c/o Gateley Legal, Ship Canal House, 98 King Street, Manchester, M2 4WU.  VAT Registration No. GB 764 5390 08